Buying a house is probably the biggest purchase you'll ever make, so it's important to be sure your potential new home has a proper home inspection before you sign the papers. Getting a qualified home inspector can be an important first step.

A home inspector is a qualified professional who visually inspects the structure and components of a home and looks for any immediate or potential problems. They provide a written report to you with a description of problem areas and may also include recommendations for further evaluation.

You can go over the report with your real estate agent to decide how the results may affect the purchase of your potential home.

What They Inspect

Home inspection requirements vary greatly from state to state, but the American Society of Home Inspectors (ASHI) has a Standards of Practice page that outlines minimum and uniform standards that you should expect from an inspection. They include the following:

Structural elements. Construction of visible foundation; evidence of sagging or bowing of the structure; and window alignment.

What They Don't Inspect

Again, while there is variation of what home inspectors look for, there are areas that are generally not covered by a home inspection. If you suspect any problems or concerns in the following areas, you may want to schedule an evaluation by a certified specialist:

Pest control

Swimming pools

Asbestos

Radon gas

Lead paint

Toxic mold

Finding a Home Inspector

Be sure you are comfortable with your choice of home inspector. They are extremely important and can help you detect and avoid major pitfalls in the home buying process.

Talk to your real estate professional. They may be able to recommend a home inspector that they have worked with in the past and trust.

Ask friends and family. If you know anyone who has recently gone through the home buying process, they may have a good recommendation.

Making a major purchase such as a house requires a dedicated team. Besides your real estate professional and lender, a home inspector is critical to helping make sure you are covered. Be sure to educate yourself about the process and find a home inspector you can trust.

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