Personal Insurance

Protecting your personal belongings is always a primary concern for any family.

At Marsh & McLennan Agency, our specialists work with you to develop a custom-tailored insurance program to protect your family, auto, home, and other valuable possessions at the most reasonable, competitive costs our carriers can provide.

Auto Insurance

To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.

If you have any doubts about the appropriate level of automobile coverage that is right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.

Compulsory Auto Policy Coverage

Bodily Injury to Others

Personal Injury Protection

Bodily Injury Caused by Uninsured Auto

Damage to Someone Else's Property

Optional Coverages

Optional Bodily Injury to Others

Medical Payments

Collision

Comprehensive

Substitute Transportation

Towing and Labor

Bodily Injury Caused by an Underinsured Auto

Homeowners Insurance

The biggest investment most people will ever make is in their home. That's why it makes sense to protect the sizable financial investment you've made in your own home with a comprehensive homeowners plan.

Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.

Basic Protection You Need For

Your Home

Other Buildings or Structures on Your Property

Your Personal Belongings - Furniture, Clothing, Appliances, etc.

Additional Living Expenses

Your Personal Legal Liability

Special Features You Can Choose for Additional Security

Home Replacement Guarantee

Replacement Cost on Contents

Additional Coverage Form

Important Additional Insurance You Should Consider:

Life Insurance

Life insurance can meet many financial objectives, but ultimately it is a necessity if the people you love most depend on you financially. Whether it's term life insurance for a specific period of time or permanent life insurance for your lifetime, we can find you the right policy with the most appropriate insurance carrier. We will first ask the question, "What do you want your life insurance to do for you?" Based on your specific answers, we will devise a life insurance plan to suit your needs.

Disability Insurance

Disability insurance is income protection. If sickness or injury causes you to miss work for an extended period of time, would you like your income to continue so you can meet your financial obligations? Many individuals have disability coverage through their employer. Sometimes this coverage is sufficient, but in many cases it will not provide the income replacement needed to pay your bills. Your standard of living could be greatly impacted if you do not fully prepare for a long-term disability. We have the expertise to build your income protection plan, whether with you individually or through your employer.

Long-Term Care Insurance

Long-term care situations can create devastating consequences for a family. Requiring care for your most basic of daily activities (eating, bathing, dressing, toileting, transferring, maintaining continence) can interrupt even the strongest of financial plans. Long-term care is expensive, but that doesn't mean long-term care insurance is as well. We are fully capable in providing both traditional long-term care insurance, as well as the many asset-based long-term care options that are now very popular. Regardless of the option chosen, we can help you create an affordable plan.

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Kevin Duffin and Chris Pulos are Registered Representatives of and offer securities through Summit Brokerage Services, Inc., member FINRA / SIPC. This site is published for residents of the United States only. Registered Representatives of Summit Brokerage Services, Inc. may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative listed on the site, visit the Summit Brokerage Services, Inc. site at www.summitbrokerage.com. Securities are only offered through our Dayton office. Kevin Duffin and Chris Pulos offer advisory services through MMA Securties. Marsh & McLennan Agency (MMA) is not affiliated with Summit Brokerage Services, Inc.

The information on this website is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this information and shall have no liability to you or any other party arising out of this website or any matter contained herein. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information, or factors are inaccurate or incomplete or should change.