Every day we're on the lookout for ways to make your work easier and your life better, but Lifehacker readers are smart, insightful folks with all kinds of expertise to share, and we want to give everyone regular access to that exceptional hive mind. Help Yourself is a daily thread where readers can ask and answer questions about tech, productivity, life hacks, and whatever else you need help with.

Building up an adequate retirement fund is high on most of our financial to-do lists, but developing a balanced retirement portfolio can be a difficult and confusing task. Ask and answer questions about saving for retirement in the comments.