Our Strategic Process

What we do for you

BFL follows a structured approach to every placement.
This ensures your quotes are competitive and delivered on time.
Here are the 5 steps we take to provide your insurance proposal.

Information Gathering

We will ask questions about your property's characteristics to understand your risk profile. We also review your current insurance program and request any information that may assist us looking for new quotes. This could include maintenance plans, building updates, new roof plans, previous losses etc.

Shopping for your Quote

Next we will look for the most competitive quotes. With access to over 20 insurance companies who write residential property risk we will shop around to ensure you are receiving the best terms in the marketplace.

Presentation of a Quote

Once we have gathered all the responses from the insurance companies, we will provide you with the most competitive proposal. We will also offer additional limit choices and provide coverage options.

Deliver your Insurance Policy

Once you have agreed to the presented terms we will issue your insurance policy. It will outline all the terms and conditions of your coverage for the next policy period. We would be happy to send you an electronic copy or mail a paper policy if requested.

Answer Questions

At BFL you are assigned an insurance service team. If at any point through the placement process, you have any insurance questions, one of your dedicated service representatives will be happy to respond. We can also attend a council meeting if required to go over your insurance policy.