Information on ID, such as signature, inconsistent with information on file

Application appearing forged or altered or destroyed and reassembled

Information on ID not matching any address in the consumer report, Social Security number has not been issued or appears on
the Social
Security Administrator’s Death Master File, a file of information associated with Social Security numbers of those who are
deceased.

Lack of correlation between Social Security number range and date of birth

Personal identifying information associated with known fraud activity

Suspicious addressed supplied, such as a mail drop or prison, or phone numbers associated with pagers or answering service

Social Security number provided matches that submitted by another person opening an account or other customers

An address or phone number matching that supplied by a large number of applicants

The person opening the account unable to supply identifying information in response to notification that the application is
incomplete