Writing insurance coverage to keep up with the changing needs of your clients can be challenging. We will examine the important differences between eligibility and actual coverage under the Personal Auto Policy (PAP). Analyze how the term “insured” varies significantly within the four coverage sections of the PAP. Discover how the liability definition of insured affects coverage for residents, non-residents, employers, and volunteer groups. Learn the extent of coverage for an insured’s business and volunteer activities. Key provisions in medial payments, uninsured motorist, and underinsured motorist coverage will be reviewed. Study coverage for damage to covered autos, borrowed, or rented autos.

Directors and Officers (D&O) Liability Insurance is designed to protect a corporation’s directors and officers for covered claims, reimburse the corporate treasury for the cost of indemnifying officers and directors (as specified in corporate bylaws), and in most cases, defend and protect covered entities. That is, if the coverage is designed and written properly. This class gives participants the keys to unlocking the secrets of D&O Insurance. Discover the risks that exist for insured entities and directors, officers, investors, volunteers, and employees. And more...

The 2013 Edition Businessowners Policy (BOP), effective October 1st, contains significant revisions, including many new and revised endorsements. Discover significant problems that can arise when insuring personal property owned by customers. As carriers continue to expand the type of business that qualifies for the BOP, the potential coverage dilemmas for service, contracting, retail, processing, or manufacturing clients increase. Identify the different levels of protection provided for various insureds, and Additional Insured endorsements used to meet an insured’s contractual commitments. Evaluate the significant differences between the BOP Liability Section II and the Commercial General Liability.

Analyze the coverages provided by the PAP & its major endorsements. Learn how the PAP responds to owned, borrowed or rented autos. Examine the PUP & how it benefits your insured. Discover who is an insured. Explore avenues for avoiding E&O exposures. Get the most up-to-date, state specific information available, and much more.

Big “I” Joins “Alliance to Fight the 40”WASHINGTON, D.C., July 28, 2015 — The Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) joined with a diverse group of public and private sector employers, unions, and other health insurance stakeholders to announce the launch of “The Alliance to Fight the 40: Stop the 40% Tax on Health Benefits” (“Fight the 40”). The Alliance is dedicated to repealing the 40% tax on employee health benefits (the so-called “Cadillac tax”) imposed by the Affordable Care Act to ensure that employer-sponsored health coverage remains a meaningful and affordable option for working Americans.
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