Customer privacy notice

Purpose of this notice

This privacy notice is relevant to anyone who uses our services, including policyholders, prospective policyholders, and any other individuals insured under a policy. We refer to these individuals as “you/your” in this notice.

We are dedicated to being transparent and this privacy notice tells you what we do with the information that we collect about you.

We process your personal data in accordance with the relevant data protection legislation. We are the data controller for the data that we process about you and we will not collect any information from you that we do not need for the purpose of administering your insurance policy. There may be additional data controllers, such as the agent you purchased your insurance policy through or the insurer/s.

Contact details

We are UK General Insurance Ltd, referred to as “we/us/our” in this notice. Our data controller registration number issued by the Information Commissioner’s Officer is Z7739575. Our registered address is: Cast House, Old Mill Business Park, Gibraltar Island Road, Leeds, LS10 1RJ.

Anything you are not clear about

If you have any questions, or if there is anything that you are unclear about, please contact us at dataprotection@ukgeneral.co.uk and we will be happy to answer any queries you may have concerning this privacy notice or the way we process your personal data.

The provision of your personal data is necessary for us to administer your insurance policy and meet our contractual requirements under the policy.

If you fail to provide the data, it may mean that you are unable to exercise your contractual rights, including claiming under the policy. This would also hinder our ability to administer your insurance policy.

When you have purchased an insurance policy through one of our agents, you provide your personal data which may include the following categories:

your name, address and contact details, including email address, telephone number and date of birth

name and date of birth of any additional insured parties

information about your marital status

information about your medical or health conditions

Information collected from other sources

We may collect your personal data from others in the instance that you are a joint or additional insured party we may collect information about you from the policyholder

Special personal information

We may process some special categories of your personal data, such as information about your health. If applicable, we may use information about a child, where the child is insured under a policy.

We collect this data as we are required to use this information as part of your insurance quotation or insurance contract with us. We may also process the data where it is necessary for a legal obligation, or as part of the establishment or defence of a legal claim.

We also process special categories of your personal data as it is in the substantial public interest and it is necessary:

for administering your insurance policy; or

to prevent and detect an unlawful act (e.g. fraud).

This is not an exhaustive list and in specific instances, we may collect more personal data than stated above.

We can use your personal data in this way because we are required to do so by law.

Prevent fraud

We may share your information with other public bodies, including the police to detect and prevent fraudulent claims and/or activities.

To improve our services

We may use your information to improve our services.

to help develop our products, services and systems to deliver a better experience in the future;

we may also process your personal data to better understand you as a customer, including to determine how best to retain your custom, and to ask you to provide feedback on the service we provide to you.

We can use your personal data in this way because it is in our legitimate interests to provide the services in the most efficient way. We will always ensure that we keep the amount of your personal data that we collect and the extent of any processing to the absolute minimum to achieve this efficiency.

We take the security of your data seriously. We have internal policies and controls in place to try to ensure that your data is not lost, accidentally destroyed, misused or disclosed, and is not accessed by unauthorised individuals.

As a rule, we will keep your personal data for seven years following the end of your relationship with us, as it is likely that we will need the information for regulatory reasons or to defend a claim. However, there may be exceptions where we need to keep your personal data for longer, such as where your policy contains employer’s liability cover.

We will also retain data in an anonymous form for statistical and analytical purposes.

Following the end of the retention periods, your personal data will be securely destroyed.