Endorsed Insurance Plans

for IMRF Retirees

Your IMRF benefits do not include insurance. To give our members access to insurance plans with discounted group rates, IMRF works with insurance consultants. An IMRF-endorsed plan is a plan offered by an insurance consultant that has been reviewed and approved by IMRF’s Board of Trustees.

Endorsed Health Plans Offered

Doyle Rowe LTD oversees the selection of our endorsed health plans and administers the following plans for IMRF:

Endorsed Insurance Program Video Series

Automatic Premium Deduction

If you enroll in an IMRF endorsed plan after retirement, participate in the Sav-Rx Prescription Drug Discount Card Program, Delta Dental plan or the United Healthcare Vision Care plan, you can have your premium costs deducted directly from your monthly pension payments.

To request automatic premium deduction, please complete a "Health Care Program Premium Deduction Authorization for IMRF Endorsed Plans," form (Doyle Rowe LTD will mail this form to you) and return it to Doyle Rowe LTD with your enrollment form.

Automatic premium deduction is available on all Doyle Rowe plans except for:

Blue Cross and Blue Shield plan for retirees and family members under the age of 65

Medicare Part D plan participants

Medicare Part D premiums cannot be deducted from your IMRF benefit payment but you can elect to have them deducted from your Social Security payment.

The IMRF website provides a brief summary of IMRF benefits and the administration of those benefits. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. If a conflict arises between information in the IMRF website and the law, all decisions are based on the law.