TopCashBack is in my opinion the best cashback site in the UK, and has been my cashback site of choice for years.

How does cash back work?

When purchasing anything online, click through to the retailers site from a cash back site like TopCashBack. The cashback site will offer a percentage cashback on any purchase you make after clicking through from the cashback site. This tracks in your cashback account, and once confirmed, can be paid out in various ways, but most simply, directly to you bank account FOR FREE!

How much cash back can I earn?

Some sites pay a cash amount, and some pay a percentage on your purchase. Remember, almost every retailer you can think of have an offer. I have included some popular retailers, and some stand out deals in the table below (correct as of 2.11.15):

Turning cashback into avios

There are various different ways of being paid your cashback. The most simple is a bank transfer directly to your bank account. You can also get vouchers with retailers like Amazon and M&S and topcashback will give you a 5% bonus!

You can also take advantage of this 5% bonus and get paid in Tesco Clubcard points. These can then be converted to Avios at a rate of 1:2.4!

An example:

You book a week in a hotel after clicking through to Expedia from topcashback. The total cost of the hotel is £396.82.

You receive 12.6% cash back for this purchase = £50.00.

You transfer to your Tesco Clubcard account (1p=1 point) so with the 5% bonus you now have 5500 Clubcard points.

You convert these to Avios (done quickly online or on the telephone) at a rate of 1:2.4. 13200 Avios lands in your BA Executive Club account!

I get a small bonus, for which I am extremely grateful, and you get your free gift card which you otherwise won’t get!

Conclusion

I urge you all to sign up (here!) and use this for all your online purchases. My accounts have paid hundreds and hundreds of pounds which I would never have received!

As always, please feel free to comment with any questions or additional tips you may have. Please follow the blog by entering your email below to get posts straight to your inbox, and follow the Miles Mogul on Facebook!