Think about working with an agent.

If you find a property yourself, you can hire an agent just to represent you in the deal.

Consider these points before deciding whether or not to work with an agent. If you`re selling a home, think about working with a listing agent—an agent who specializes in representing sellers.

If you work with an agent:

If you work alone:

The agent helps you focus your search and analyze the market.

The agent arranges for you to view homes for sale and accompanies you on your visit.

The agent coordinates all aspects of the transaction, from presenting the offer to arranging for inspections.

The agent presents the offer to the seller and helps negotiate your purchase.

Unless you have hired an agent yourself, you don`t pay for the agent`s services; the seller does.

You house hunt on your own time, doing your own research on market conditions and housing types available.

You make your own arrangements with listing agents or sellers to see homes for sale.

You`re in charge of the transaction, so you should educate yourself on relevant federal and state laws or sales regulations governing your purchase before you negotiate.

You arrange for specific services, such as legal advice in drafting a purchase contract or calling in home inspectors.

You move your own paperwork through the transaction.

You pay for any agent services you decide you need, such as help in negotiating a contract.

Call Denise Christinzio for more help and understanding more about mortgages and get pre-qualfied fora mortgage at 856-227-1122 or cell 609-206-6186 or office at 856-589-4848 x2005 or email me at: denisevc@comcast.net