Always pay on time with automatic payments

Setting up automatic payments is easy. It doesn't matter if you want to use an account with OKCU or another financial institution. It's free! Give us a call and we'll get the process started for you. You'll need your account number and routing number handy. We'll send you some paperwork to sign digitally and you can set it and forget it. Automatic payments are available for:

Make a payment by transferring money from your OKCU account

Making payments is easy with digital banking. You can choose to make a one-time payment immediately, schedule a one-time payment at a future date or set up recurring payments. Whatever you choose, it's free. This payment method is available for:

Auto Loans

Home Loans

Home Equity Lines of Credit

Lifestyle Loans

Credit Cards

TIP: If your OKCU account is running low on funds, you can deposit a check from another account via the mobile app.

Make a payment by using an account from another financial institution

Our online Payment Portal lets you make secure one-time payments from another financial institution for free. Payments made before 8 PM CST with a routing and account number will be applied the next business day. Payments made before 8 PM CST with a debit card will be applied in two business days. Registering on the Payment Portal allows you to view the history of your payments. This payment method is available for:

Can I make my payment over the phone?

Yes, payments can be made over the phone for a $4.95 fee. Call 877.677.6328 and have your routing and account number handy. To avoid a fee, we highly recommend using one of the other options available.

How does Express Pay on the Payment Portal work?

Express Pay allows you to make a payment without creating a user name and password. To verify your identity, you are required to answer four questions. The Express Pay feature does not post your payment sooner or save your payment history.

When does my payment post if I submit a payment after 8 PM CST on the Payment Portal?

Payments made after 8 PM CST with a routing and account number will be applied in two business days. For example, a payment made on Tuesday after 8 PM CST will post on Thursday. A payment made on Friday after 8 PM CST will post on Tuesday. Payments made after 8 PM CST with a debit card will be applied in three business days. For example, a payment made on Tuesday after 8 PM CST will post on Friday. A payment made on Friday after 8 PM CST will post on Wednesday.

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with a Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.

You have helped me tremendously with online banking services. I can schedule, pay bills, make deposits and so much more from my computer. I've even applied for a loan online. Online services are a huge time saver.

– Janet B.

As an out-of-state member, I get checks at home in Texas and have been able to use the online deposit for those.

– Pamela D.

The mobile app is like my best friend, it’s always accurate and easy to pull up. The associates are friendly and willing to help. I plan on banking with them for a long time.

– Natasha N.

I loved the bill pay feature so much. I tell everyone I know. Thank you for consistently upgrading and improving the entire site on a regular basis.

– Tuesday M.

I appreciate that you are an Oklahoma institution. I really enjoy having the app on my phone. I'm able to check my balance and transfer money without having to drive to a branch.

– Kristi K.

Great online customer service. When I have a question or have a charge, your online team has explained and resolved my issues.

– Josh R.

Quick signatures from our smart phones made getting a loan with OKCU it a cinch! Now we have great credit scores with an excellent rate on our new car!