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ERGO Overview

ERGO – International

The ERGO Insurance Group operates in over 30 countries in Europe and Asia. In recent years, international business has become an important pillar, with enormous growth potential.

The ERGO Group’s foreign business
account for nearly a quarter of overall premium income. Activities
on international markets are the most dynamic growth area at ERGO.
The group is the European market leader in health and legal
expenses insurance.

Focus on Europe and Asia
ERGO seeks to expand internationally, primarily wherever medium-
and long-term growth rates are expected. In particular, this
includes eastern and southern Europe, China, India and other
selected countries in Asia. In expanding its business, ERGO focuses
on its expertise in legal expenses, direct insurance and
bancassurance, making optimal use of its know-how and experience
from its German domestic market.

ERGO on international markets
ERGO operates in numerous European countries.

Large companies under the ERGO umbrella include ERGO Hestia, one
of Poland’s best-known
insurance brands, with over four million customers in
property-casualty and life insurance.

In Turkey, ERGO offers products for all lines of
business for its 1.7 million clients.

In Italy, ERGO Italia offers its some 750,000
clients a wide-ranging product palette for life insurance and
old-age provision as well as property and casualty insurance.
Furthermore, protection against legal expenses and travel insurance
products can be bought via the ERGO subsidiaries.

In the Baltic states, various companies of the
ERGO Group enjoy successful operations in property, life and health
insurance. Their clientele numbers some 440,000. The companies have
uniform management in all three Baltic countries.

In India, ERGO is represented in property
insurance with the successful joint venture HDFC ERGO.