Long-term Disability Coverage

Arkansas State University provides long term disability insurance for benefits eligible employees. ASU pays 100% of the premium. The plan is administered by Centennial Insurance(claims submission) and UNUM (claims payment)

Plan Features

Long term disability provides you income if you become disabled and are no longer eligible to work.

You are covered under the long term disability plan on the 1st of the month following 90 days of employment

Benefit is 60% of salary up to a maximum of $6,000 per month.

There is a 180 day elimination period before you are eligible for benefits if you become disabled.