Second Look

Purchase

We’re not a bank or a traditional broker, we’re a modern mortgage marketplace.

Why pay a big commission when all you want to do is refinance? You may not realize it, but you pay that commission indirectly through the interest rate. By replacing expensive loan officers with intuitive technology SELFi can pass the savings back to you. SELFi is not for everyone, it’s only for homeowners seeking to save the most money on their refinance and are willing to apply online.

Why SELFi?

1. Lower Interest Rates

Our marketplace of 30 lenders compete for your loan with real interest rates, in real time. No more bait and switch. The result is lower interest rates on all loan types. Don’t believe us? See for yourself. Our rate page enables you to check customized interest rates without a single phone call.

2. More Loan Programs

With a marketplace of 30 lenders, SELFi has access to over 1,000 programs. Not every loan fits conforming bank guidelines. So whether it’s buying with less of a down payment, qualifying with a lower credit score, or any other reason, bring us your challenges. We relish in finding solutions when banks cannot.

3. Better Advice (when you want it)

We NEVER sell your data. So unlike other mortgage sites, you don’t get a million phone calls by aggressive sales agents. Instead, a licensed and experienced independent mortgage adviser guides you every step of the way home.

What our customers have to say

“I will admit I was skeptical at first. I remember asking “what was the catch?” No catch. Everything was truthful. I would honestly recommend using SELFi.”

- Lisa K., FL

“I was kept abreast of everything that was happening with my refinance and saved a lot of money. Trust me, you won't regret the choice to use SELFi. ”

- Lakeita D., FL

“SELFi enabled me to purchase in San Francisco with only 5% down… I didn’t even know that was possible! ”

- Miriam A., CA

Born from Experience

We started SELFi after being disappointed by other mortgage sites. Non-stop calls, aggressive sales tactics, bait and switched on rates. There had to be better way! We believe it’s putting YOU in control.

We’re serious about security and use industry standards to ensure your personal information is securely stored. We do not sell your information.

SELFi is a licensed corporation by NMLS.
Our NMLS ID # is 1724835.

Our mission is to help you achieve financial freedom sooner.

Whether it’s saving you money by paying less interest, finding a solution when banks cannot, or helping you purchase your dream home, we are here to help.

Quicken Loans Lower Rate Guarantee Terms and Conditions:1. “Lower APR” means the annual percentage rate, which considers the interest rate in addition to the cost of credit.
2. Offer is only valid in the states SELFi is licensed in.
3. Offer is only valid on loan products that Quicken Loans offers both in its retail and wholesale channel.
4. To submit an offer, borrower must (1) provide Loan Estimate from Quicken Loans retail channel to hello@SELFi.com (2) Borrower must apply with SELFi Mortgage Coach Joseph Flannery within 2 business days of the Loan Estimate being issued by Quicken Loans retail. (3) if the Loan Estimate from Quicken Loans through SELFi is not at a lower interest rate at the same or reduced costs, or the same interest rate at lower closing costs, the borrower can claim offer.
5. To claim offer, borrower must (1) fund their loan with Quicken Loans retail. (2) Present closing disclosure and final note from funded loan within 15 days of funding. SELFi will then write a check made out to the borrower for the amount of their monthly principal and interest payment.
6. SELFi reserves the right to rescind or modify the terms of this offer without prior notice.