Certificate of Deposit "Specials"

Term

Interest Rate

Annual Percentage Yield

Minimum to Open

Interest Penalty

Comp. Freq.

Int. Paid When Comp.

19 Month

.40

.40

$500

6 Month

Quarterly

Quarterly

26 Month

1.00

1.00

$500

12 Month

Quarterly

Quarterly

48 Month

.75

.75

$500

12 Month

Quarterly

Quarterly

30 Month "Step Up"

.55

.55

$500

6 Month

Quarterly

Quarterly

Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal. The CD specials listed above may renew into different lengths of maturity upon renewal.