Sometimes I get a letter from Peverel, sometimes from Om - always with a request for money. The latest one for £354 as a sub-letting fee with the threat of court proceedings and of informing my mortgage provider (buy to let mortgage so they already know) should I not pay within 21 days. How can they justify £354 ... for what?

A previous request was for £150 debt collection which became a debt because I had not received any previous correspondence.

This company evokes so much justsifiable rage yet states on their website that their principles and values are around respect, integrity, dedication and efficiency - the initials of which are a mnemonic of RIDE which is precisely what I feel taken for.