Plan Detail

Eligibility: Available to U.S. residents, age 84 or younger, if they apply from the U.S. Individuals aged 70-84 are eligible only for a $100,000 medical limit.

Trip Duration: Covers all international trips (up to 70 days duration per trip) in a 364 day period.

Cancel: If you are not completely satisfied with your purchase, notify us in writing indicating your desire to cancel. If you have not departed on your trip before the date of the communication, you will receive a full refund.

Outside the U.S. Outpatient prescription drugs:
Limit of $2500 (Essential) and $5000 (Choice)

100% of Covered Expenses

Dental Care required due to an injury 100% of Covered Expenses

up to $200 maximum per Trip Period

Dental care for Relief of Pain

100% of Covered Expenses up to $100 maximum per Trip Period

Physical and Occupational Therapy 6 visits per Period of Insurance

$100 Maximum payment per visit.

Other Benefits

Insurer Pays***

Essential

Choice

Accidental Death and Dismemberment

$0

$25,000

Repatriation of Mortal Remains

$15,000

$25,000

Emergency Medical Transportation

$250,000

$500,000

Emergency Family Travel Arrangements

Maximum Benefit per Trip Period up to $2,500 for the cost of one economy roundtrip airfare ticket to the place of the Hospital Confinement for one (1) person.

The benefits outlined in the table show the payment percentages for Covered Expenses after the Insured Person has satisfied his or her Deductible. This plan includes a Deductible of $50 per Insured Person per Trip Coverage Period, which can be waived under certain circumstances. Covered Expenses are based on Reasonable Charges which may be less than actual billed charges. Providers can bill the Insured Person for amounts exceeding Covered Expenses. Contracted Providers are contracted to accept reasonable charges.

Available to U.S. residents, age 84 or younger, if they apply from the U.S. Individuals aged 70-84 are eligible only for a $100,000 medical limit. See Eligibility Requirements. Covers all international trips (up to 70 days duration per trip) in a 364 day period. Participants must be enrolled in a Primary Health Plan.