In this review

Ownership cost

What used Volvo XC90 4x4 will I get for my budget?

Entry to the XC90 club starts at around £21,000. For this you’ll get a 2015 or early 2016 car, petrol or diesel, with an average mileage for the year and a full service history, probably from a private seller or trader. Step up to between £22,000 and £25,000 and you’ll pick up a similar 2016, or maybe even a 2017, car from an independent dealer with a lower mileage, while £30,000 should secure you a 2017 car again either the T6 petrol or D5 diesel, with an average mileage for the year. Expect to pay between £30,000 to £35,000 for a 2018 car or a 2019 car, a little more for a good 2020 model and the later mild hybrids. The T8 hybrid models start at about £25,000, although most tend to fall into the £25,000 to £30,000 bracket.

How much does it cost to run a Volvo XC90 4x4?

MPG

On paper, it’s the plug-in hybrid T8 that returns the best fuel economy, at a remarkable 134.5mpg, according to the older NEDC tests. To achieve this, though, the T8 will have to fit into your lifestyle, and it’s unlikely that you’ll be able to get anywhere near that figure in the real world.

Meanwhile, the T6 petrol engine returns a claimed average of 34.9mpg under the NEDC tests, and 28.8mpg under the newer WLTP tests, the diesel-engined D5 is inevitably more economical at 49.6mpg NEDC. The later B5 diesel returns an official 44.1mpg under the newer, tougher WLTP tests.

Tax

Note that, as all models cost in excess of £40,000, those registered after April 2017 will attract a higher-tax VED rate. Current rates are £145 a year for the car tax, and £320 a year for the supplementary luxury car tax. However, the T8 hybrid model, if registered before that date, will be exempt from road tax. To find out more about the current road tax costs, click here for further information.

Servicing

Volvo Service Plans are designed to spread servicing costs on an interest-free monthly basis. For cars aged up to four years old, plans can be taken out for two, three, four, five and six years, with each plan covering you for the appropriate number of services to fit your mileage profile and the specification of your Volvo.