Start taking control of your money today!

Gain Total Control of Your Money

Your style doesn’t have to suffer—you just need a budget! Because budgeting isn’t about restriction, it’s about protecting your priorities. Whatever is important to you and your family, you want to have the money to enjoy those things. On average, new YNAB users save $200 the first month, and more than $3,300 after nine months. That is a whole lot of clothes or eating out or vacations or tuition or savings—whatever is important to you. Not to mention more control of your money and way less stress.

At YNAB, we’ve taught hundreds of thousands of people how to break the paycheck to paycheck cycle, pay down debt and save more money, faster. When you are in total control of your money—everything changes.

Apps Make it Drop-Dead Easy

The power behind YNAB lies in our four simple rules, but you’ll stick with it because of our award-winning software for the web, iOS, and Android. Every detail of the software is designed to help you gain total control of your money and live the life of your dreams whatever they may be!

Frustration-free setup

A CS degree shouldn't be a prerequisite for improving your finances. YNAB runs securely in the cloud, so there's nothing to set up or manage.

Syncs with your bank

YNAB connects directly to thousands of banks and credit cards so you can spend more time reaching your financial goals and less time on data entry.

Always up to date

Budgeting works best when your budget is up to date, and available where you are. YNAB stays in sync in real time on all of your devices, no muss, no fuss.