We paid off $44,000 by following Dave Ramsey's financial plan. Follow along as we finish the rest of the steps to financial peace . . .

Sunday, January 10, 2010

Simplifying Life

. . . . aaaaahhh . . . . this is always one of my goals for the New Year - to simplify my life. Well, this year is no different. In fact, I think I need it more than ever!

I feel like my head has been spinning for the past several months. Trying to keep up with the schedules and activities of my three daughters, run the household and the budget, and keep my Scrabble Pendant business going - it has been busy, busy, busy.

I often feel an underlying stress pulsing through my body, when what I really crave is peace.

I don't have a set of goals outlined yet, to achieve this simplified life. But I know that I will begin by reading up on the subject.

Here are some of my thoughts in no particular order:

1. I need to improve my Calendar system. I am not prompt in recording things on the calendar and this results in things slipping through the cracks. (And causes much stress!)2. I am not proactive enough. I leave too much for the last minute. I am overly confident about how much I can accomplish in a certain amount of time, usually resulting in frustration.3. Frustrated and stressed is probably how my family would describe me a lot of the time - and this is NOT what I want. I want to be a source of peace for my family.4. My Scrabble Pendant business has been a great source of pleasure and income for me, but I must put limits on the amount of time I spend on it and be sure the needs of my family are met.5. I must plan carefully which craft shows I will attend, and more importantly, how many craft shows I will attend. Balance is essential.6. I spend far too much time returning items, or organizing things to be returned. It is fiscally prudent to return items you don't want or need, but this is a time consuming and stressful process that needs to be weighed in terms of costs and benefits. Many returns result from things given to us by others (gifts, etc.) but many are self induced - and I must refrain from making purchases if I am unsure. I want to change my habit from "I'll buy it and return it if I decide I don't need it" to "I'll think about it and come back if I decide that I want it".7. More attention needs to be paid to planning and reviewing the Budget!8. Planning meals and grocery shopping regularly will help relieve Dinner Time Stress!9. A clean (and organized) house goes a long way toward putting me in a peaceful mood. I need to make the time to clean (and organize)!10. Less stuff means less clutter, less cleaning, less stress!