Cruise line has option for layoff-wary passengers

In a sign of the times, Norwegian Cruise Lines is offering an insurance option that allows passengers to get a full refund if they lose their jobs and decide to cancel their trips.

A company official says the cruise line wanted to offer a "safety net" for people who want to book a cruise but are uncertain about the future.

The Miami-based company announced the new travel protection plan on Wednesday. It's available for trips departing May 1 or later, and starts at $29 per person. Its protection is limited to people who have been at the same company for at least a year. It also covers medical emergencies and lost or delayed luggage.

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