An abundance of articulation agreements doesn't assure easy transfer of credit from community colleges to four-year institutions. That's the conclusion of an article in The Indianapolis Star, which examined the situation in Indiana. Ivy Tech Community College, a statewide community college system, has 500 course-specific transfer agreements with 65 universities, the Star found, but it said that the agreements "can be confusing -- and they are not binding." Even when a university agrees to transfer credits, individual departments sometimes do not.