For all other cards, joining fees, annual fees and supplementary card fees are currently NIL for the Primary Card Member as well as for the Supplementary Card Member.

* If the total spends on the card is Rs. 50,000 or more during a year, the annual fee for the subsequent year shall be waived. If the total spends is less than Rs. 50,000 during a year, the annual fee shall be levied for the subsequent year.

On all Cards – 2.50% on advanced amount, subject to a minimum of Rs. 300 except for the following cards: On Easy Deposit Card – Nil for cash withdrawals at ICICI Bank ATMs On Cash Card – Rs. 151 per transactionOn EMI Card – 2.99% on advanced amount, subject to a minimum of Rs. 299

Dial-a-draft – transaction fee

On all Cards – 3% of the draft value amount subject to a minimum of Rs. 300 except for the following card: On EMI Card – 2.99% on the value of demand draft, subject to a minimum of Rs. 299

Late payment charges

30% of Minimum Amount Due (subject to a minimum of Rs. 400 and a maximum of Rs. 700)

Over-limit charges

2.50% on the over-limit amount (subject to a minimum of Rs. 500)

Return of cheque

Rs. 250 per returned cheque

Auto-Debit return fee

Rs. 250 per Auto-debit return

Fee on cash payment at branches

Rs. 100 per payment transaction

Outstation cheque processing fee

1% of the cheque value, subject to a minimum of Rs. 100

Duplicate statement request (beyond 3 months)

Rs. 100

Card replacement fee

Rs. 100

Cheque / Cash pick-up fee

Rs. 100 per pick-up

Chargeslip request

Rs. 100 per chargeslip

Services charges – utility bill payment

NIL

Foreign currency transactions

Mark-up of 3.50%

Railway booking – surcharge

1.80% of transaction value for Internet transactions and 2.50% for other bookings

Fuel surcharge

2.50% of transaction value or Rs. 10 whichever is higher. Surcharge waiver of 2.5% of transaction value on HPCL petrol pumps on select cards (this offer is valid on a maximum transaction of Rs. 3000, when the payment is made by swiping the card on ICICI Bank swipe machines). Surcharge waiver of 2.5% of transaction value on all petrol pumps on select cards.

Transaction fee on EMI Card

Rs. 149 per transaction on EMI Card

Service Tax

As may be applicable from time-to-time, presently @ 10.30% (applicable on all fees, interest and other charges)