Our technology transforms your TransUnion credit report into a Smart Credit Report making it easy to read, simple to use, and interactive.

When you view your interactive Smart Credit Report horizontally, you can easily slide to any item within it. Each creditor slide gives you three levels of detail regarding your account: summary, details, and
transactions. You can even see detailed transactions to help you manage your finances by linking your online account with a creditor to TransUnion Plus.

Live ID Protect allows you to quickly know when your identity is potentially being misused. We monitor for changes to your credit report and financial accounts that may potentially indicate identity theft. Our system will notify you when there have been critical changes by sending timely alerts to your email account.

Live ID Protect Alerts include:

New inquiry reported

Negative/Derogatory account status change

New account reported

Creditor reported bankruptcy

Public record of a bankruptcy

New address reported

New employment reported

Account status improvement

New inquiry enhanced – This contains additional information including the name, address, and employer on a credit application for the inquiry.

With TransUnion Plus you can now manage your credit, identity and money all in one place.

Through the personal money management feature, you can view how an account is being reported on your Smart Credit Report and view account transactions in detail for that account. You can also easily
add accounts that are not on your credit report such as savings, checking, investments, mortgages and even household accounts to provide you with a comprehensive view of your finances.

We’ll compile and update all your data so you can manage and track your spending, savings and net worth every time you log in. We will even notify you of any upcoming payments so you will never be late
again.

Membership in TransUnion Plus is subscription-based. You will be charged according to the membership plan you choose, until you cancel.
If you have a trial period and do not want our product and wish to avoid any charges, please cancel within your trial period.

Your membership fee will be charged to the method of payment you provided at registration. You can cancel your membership at any time
by calling customer service or using the Cancel Membership function under the Account menu.

You may cancel your trial membership at any time without any obligation or additional fees. However, we are confident that TransUnion Plus provides in-depth, critical information to people to protect their credit
and finances. If you have further questions about your membership, please call TransUnion Plus Customer Service: (855) 468-1378, available: Monday - Friday 9AM - 9PM EST.

Cancelling a membership after a trial period will immediately cease any addition charges. Upon cancellation (or failed payment) you will no longer have access to any part of the TransUnion Plus service designated
for Members, and will lose access to your data and other benefits. This could include any credit and score data and analysis that you may have had access to as a member.

Your information is secured with the same 128-bit encryption used by leading companies, financial institutions and governments worldwide.

The developers of TransUnion Plus also meet the Payment Card Industry security standard (PCI DSS) and this is verified by an independent 3rd party which has been certified by Visa and MasterCard to perform such audits.

They are members of Verified By Visa and MasterCard SecureCode to further ensure your identity when you become a Member.