According to the Citizens Advice Bureau, more people than ever before have taken out payday loans over this festive season than ever before.

Anyone struggling to pay off their Christmas spending can get free advice on how to deal with their debt from the Citizens Advice Bureau.

Other groups offering help include debt charity Stepchange which has a free helpline 0800 138 1111 and a 24-hour anonymous online counselling service, and National Debtline which offers free, confidential advice on 0808 808 4000.

January is the worst time of year for those struggling with debt, according to the Citizens' Advice Bureau.

Many families are feeling the pinch as they begin to count the cost of their festive spending with research finding that around 5million British adults are considering taking out a payday loan in the next six months.

Pawnbroker Robin Rosalski, of Get Cash Quick in Queensferry, has been in business for 13 years and says he's never known it to be so busy.

He says people are so desperate, they are pawning everything and anything, from war medals to cars.