By the way, the fourth-annual Walter/Joker Annual Challenge is on, as I'll be competing with the Joker's College Picks. We each pick five games and see who does the best each week.
Michigan at Michigan State Line: Michigan State by 2. Saturday, 12:00 p.m.

As a disclaimer, don't go nuts with my college football picks. I'm much better at picking NFL games (though not this year); I'm just doing these upon request. Follow @walterfootball for updates.

I love Michigan in this matchup. It seems like no one respects them; hell, I wondered what they were doing in ESPN's mock BS top 10 rankings myself, although I am biased since I'm a Penn State alumnus. Still though, Michigan is undefeated and should be favored.

College Football Pick: Michigan +2 (5 Units) -- Incorrect; -$550

Navy at Rutgers Line: Rutgers by 4. Saturday, 2:00 p.m.

I don't like this spot for Rutgers; they're now favorites after two consecutive underdog victories. This type of dynamic change can be disastrous.

Another instance in which an undefeated team is an underdog. This line is way off.

College Football Pick: Kansas State +3.5 (3 Units) -- Correct; +$300

Arizona State at Oregon Line: Oregon by 14. Saturday, 10:15 p.m.

Everyone seems really down on Oregon because LaMichael James is out. Well, the Ducks have plenty of other great players - and they're going to be determined to prove that against the Sun Devils on Saturday night.