``JPMorgan will pay $297 million to settle charges that it misstated information about the delinquency status of mortgage loans that were part of a securities offering, as well as allegations related to Bear Stearns, which it acquired in 2008 in a deal backed by the government. Bear Stearns was accused of collecting cash settlements from mortgage originators for loans that went bad without passing on the proceeds to the investors to whom it had sold the related securities.''