Wealth Management Mortgage

Fidelity Bank Wealth Management has a dedicated Mortgage Specialist who can assist you with a variety of mortgage products designed to complement your overall financial strategy. With expert knowledge of the market and economy, we can help high net worth clients face their unique challenges with a variety of mortgage programs.

Mortgage Programs*

When it comes to finding your perfect home, it’s important to have options. The same is true when deciding on your mortgage. At Fidelity Bank, we offer a wide variety of mortgage options to fit your needs.

Fixed-rate mortgage interest rates stay the same for as long as you hold your mortgage, no matter how interest rates change in the financial market. With this type of mortgage, you know exactly how much you will pay in principal and interest on your home each month.

An ARM loan generally begins with an interest rate that is lower than a comparable fixed rate mortgage. Rates are fixed for a specific number of years and, at the end of that time period, will adjust annually. Interest rate caps can protect you and help keep your interest rate and payment within reach.

The Doctor Program is especially for doctors and residents who are in need of financing for their primary residence. Up to 100% financing is available for eligible physicians. Other features of the Doctor Program include:

Available in 5-, 7- and 10-year ARMs

Fixed-rate loans also available

Loan amounts:

Up to $1,500,000 for medical doctors who have completed their residency

Up to $417,000 for medical doctors currently in their residency/fellowship

If you own a home but need some cash to make improvements, or if you want to buy a fixer-upper, this might be the right financing solution for you. The 203K loan can help you make the finishing touches on your home.

Sometimes you need extra time to make unexpected repairs on your new home. The Escrow Hold-back program allows you time to make repairs or replacements and still close on your new home.

Refinance Programs

Mortgage refinancing can accomplish a variety of financial goals—with potential to save money in interest over the life of the loan, finance home improvements and free up cash for investing or debt consolidation.

These loans work the same way for a refinance as they do for a new purchase. They allow you to take advantage of a possibly lower rate, extending the terms of your current mortgage, or cash out equity in your current home for repairs or other investments.

The FHA Streamline Refinance is an opportunity for borrowers to lower their mortgage payment if their loan is owned by FHA. A mortgage banker can help you find out if this is the refinance option for you.

*Loans subject to normal credit approval criteria

Financial products made available or recommended by Fidelity Bank that are not bank deposits are not insured by the FDIC; are not a deposit or other obligation of, or guaranteed by, Fidelity Bank; and are subject to investment risks, including possible loss of the principal amount invested.

Copyright Fidelity Bank - The Fidelity Bank name, Content, Logo, Lion Symbol, Logotype, and LionMark are signatures of Fidelity Southern Corporation and its subsidiaries. They are legally trademarked and should be used only for the purposes intended by Fidelity Bank.

If you are using a screen reader and are having problems using this website, please call 888.248.5466 for assistance.

NMLS#477139

You are about to leave the Fidelity Bank Website.

The site you have selected is an external one located on another server. Fidelity Bank has no responsibility for any external website. It neither endorses the information, content, presentation, or accuracy, nor makes any warranties, express or implied, regarding the external site. Thank you for visiting Fidelity Bank.

You will be automatically redirected in 15 seconds. You may also click proceed to continue.