Why it is worth choosing Mastercard Gold?

receive a credit limit up to EUR 10 000 in the card account. These payment cards are entitled to interest-free or permanent credit limit over their useful life;

the used credit limit can be repaid in instalments, and the repaid part could be used again for Your needs;

pay on the Internet, book a flight, hotel room or make a car reservation;

to change a number of transactions per day at your own discretion, which is very useful if you prefer to limit the amount that could be withdrawn in cash from ATMs or paid while settling for good with a payment card;

cancel payment card chip blocking (if it was blocked because of a wrong PIN code enter into a chip card reader) through ATM;

additionally order the security programme for each payment card which will provide the additional protections and compensation of losses if the card is lost, stolen or used illegally.

Mastercard Gold payment card insurance

Mastercard Gold Cards are exclusive, and their holders are subject to exclusive insurance coverage:

a card holder and his/her family members travelling together receive travelling insurance;

insurance coverage also applies to skiing and scuba diving ( down to 30 metres);

the cost of mobile communication shall indemnified up to EUR 50 if it was incurred arranging urgent medical care after the insured event;

Luggage and travel delays shall be indemnified by real costs if the delay lasts for more than 3 hours;

Insurance coverage in case of trip cancellation or missed flight shall be indemnified up to EUR 1 000;

In the event of a terror attack, travel insurance coverage shall also apply;

The card holder is provided with purchase insurance protection.

Major terms and conditions of travel insurance

Major terms and conditions of Purchase insurance

Where to turn to in case of an insured event?

Travel insurance shall apply to the Cardholder and his family members travelling together : the spouse of or life partner, children (or adopted children, or children in foster care) under 19 years of age ( under 24 years of age if in full-time education - the number of family members is not limited.

Medical Expenses and Trip Cancellation Covers shall apply when the Insured is up to and including 75 (seventy-five) years of age.

The number of journeys per year is not limited.

Insurance is valid not longer that for 90 calendar days per one journey of the insured person.

Travelling insurance is valid in all the countries except Lithuania and cardholder's country of residence (if he/she is not a resident of Lithuania).

Travel insurance shall apply if you have an active Mastercard Gold card issued by the bank.

In the event of trip or baggage delay, the insurance benefit shall be cover real expenses when delay exceed three hours.

Mastercard Gold card insurance shall cover:

Insurance cover

Sum insured each and every event

TRAVEL INSURANCE

Medical expenses

Emergency treatment

250 000 €

Emergency dental treatment to alleviate pain

up to the sum of medical expenses insurance

Repatriation

up to the sum of medical expenses insurance

Expenses of accompanying persons

not exceeding 1000 €, 10 days

Mobile phone costs

50 €

insurance against accidents

Death

30 000 €

Disability

30 000 €

Personal civil liability insurance

30 000 €

Baggage insurance

Loss, damage, destruction of baggage

1 000 €

Baggage delay (exceeding 3 hours)

Real costs, not more than 500 €

Travel documents’ loss

Real costs, not more than 500 €

Travel cost insurance

Trip cancellation costs

1 000 €

Missed flight costs

Trip delay (exceeding 3 hours)

Real costs, not more than 300 €

Terrorism cover

applicable

Rental Vehicle Excess Waiver

1 000 €

1. It is valid throughout the world, including Lithuania.2. Protection is valid for 120 calendar days from the moment of purchase.3. The purchase must be fully paid by the Mastercard Gold Card issued on behalf of the Insured.4. Damage is paid when the purchase is damaged, destroyed or lost due to theft, robbery.

PURCHASE INSURANCE

€ 1,500 for each event, no more than € 3,000 for the insurance period, deducting € 25 for each event

If you receive in-patient curative

If the emergency medical aid is provided to You in a hospital, please contact APRIL Lithuania Assistance UAB by yourself or with the help of a doctor and inform about the event before starting treatment.

Turn to those medical institutions that belong to the public health care system.

How to report about an insured event?

Taking place after 01 January 2018:

When the insured event:

Deadline for reporting on insured event

Report on the insured event:

Travel isnurance

Immediately, however not later than within 15 calendar days after You return to your permanent place of residence