Business Certificates of Deposit (CDs)

Our CD comparison table should help you decide which account is right for you. Find the term and minimum opening balance that best meets your savings needs.

Certificates of Deposit

Account Type

Interest Rate

APY*

Min. Opening Deposit

Min. Balance To Obtain APY* **

1 Month CD

0.05%

0.05%

$10,000

$10,000

2 Month CD

1.00%

1.00%

$1,000

$1,000

3 Month CD

0.10%

0.10%

$500

$500

3 Month CD

0.10%

0.10%

$10,000

$10,000

4 Month CD

0.12%

0.12%

$10,000

$10,000

5 Month CD

0.15%

0.15%

$10,000

$10,000

6 Month CD

0.16%

0.16%

$500

$500

7 Month CD

0.16%

0.16%

$10,000

$10,000

8 Month CD

0.18%

0.18%

$10,000

$10,000

9 Month CD

0.20%

0.20%

$10,000

$10,000

10 Month CD

1.49%

1.50%

$10,000

$10,000

12 Month CD

0.20%

0.20%

$500

$500

14 Month CD

0.25%

0.25%

$10,000

$10,000

15 Month CD

0.30%

0.30%

$10,000

$10,000

18 Month CD

0.30%

0.30%

$500

$500

24 Month CD

0.40%

0.40%

$500

$500

25 Month CD

2.23%

2.25%

$1,000

$1,000

30 Month CD

0.50%

0.50%

$500

$500

36 Month CD

0.55%

0.55%

$500

$500

60 Month CD

2.04%

2.06%

$500

$500

18 Month IRA

0.55%

0.55%

$250

$250

*APY = Annual Percentage Yield

Jumbo Certificates of Deposit

Account Type

Interest Rate

APY*

Min. Opening Deposit

Min. Balance To Obtain APY**

30 to 59 Day

0.08%

0.08%

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

60 to 89 Day

0.76%

0.76%

90 to 119 Day

0.12%

0.12%

120 to 149 Day

0.15%

0.15%

150 to 179 Day

0.18%

0.18%

180 to 239 Day

0.20%

0.20%

240 to 269 Day

1.41%

1.42%

270 to 365 Day

0.25%

0.25%

2 Year

0.40%

0.40%

3 Year

0.60%

0.60%

5 Year

2.09%

2.11%

*APY = Annual Percentage Yield

**Minimum Balance (the amount of principal in the account each day)
A penalty may be imposed for withdrawals before maturity from term accounts.
Fees imposed on your account may affect the Annual Percentage Yield.
Contact Customer Service at 1-800-874-9779 for further information about applicable fees and terms.
Offices Throughout Northern California - For the office nearest you call 1-800-874-9779
Deposits Federally Insured to $250,000 and Backed by the Full Faith Credit of the U.S. Government.

PRIVACY & SECURITY

Disclaimer

Your privacy is very important to us.We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.

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You are leaving El Dorado Savings Bank's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of El Dorado Savings Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. El Dorado Savings Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.

Third Party Website Disclosure

You are leaving El Dorado Savings Bank's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of El Dorado Savings Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. El Dorado Savings Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.

Disclaimer

Your privacy is very important to us.We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.