Asmar

Asmar is 42 years old, married, and has two children. She was born into a ordinary farmer's family and currently works in farming and animal husbandry. The family's primary source of income is animal husbandry. Beginning in her childhood, she helped her family around the farm and today she can keep her business profitable. She is very accurate on accounts and has an industrious temperament.

Asmar is requesting a loan for 1,600 AZN, which she will use to purchase installation materials for her house and payment for labor. She plans to improve their living conditions without any simplification of business.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.