Hanging Tree restaurant owner Allen Najvar received a loan for $12,000 and a grant for $12,000 in 2006 under a previous economic development corporation in Goliad. The purpose of the loan is not listed in the contract.

Najvar defaulted at an unknown time, however. The timing is unknown because his payment records from 2006 through May 2011 are missing from the city's files.

His loan payments were lowered from $1,050 to $200 a month sometime in 2011. Missed payments were not reported to a credit agency.

He owes between $1,612 and $4,800, according to conflicting payment records from the city.

LONE STAR VIDEO

Lone Star Video owner Vicki Rubio was granted two interest-free loans, one in December 2008 and one in July 2009, to open a family video rental store in Goliad. The loans were signed the same months they were approved.

At the same time, Blockbuster, the largest video rental in the world, was closing stores across the country and contemplating bankruptcy because of competition with Netflix and Redbox.

Lone Star Video closed in 2011, shortly after a Redbox came to Goliad.

Rubio used the city's $25,600 to "repair and renovate" a building at 649 W. Pearl St. She did not add plumbing to the building until after the video store closed. The building is now worth $24,900, according to the Goliad County Appraisal District.

Rubio defaulted on her loans a couple months before running for City Council.

Rubio won a seat on the City Council in 2011 and started voting on municipal development board directors. She continued missing payments, failing to make 33 payments on the two separate loans through August 2013.

Rubio lost the City Council re-election in 2013 and came to the development board to renegotiate the loan. The board lowered her monthly payments from $461.11 to $400 in July.

The city opted to grant $122,750 to Texonian Development in 2012 to help develop 51 acres.

No one from City Council or the development board knows what will be constructed, however. In the contract, the developers, Hunter Stewart and Benton Carter, must build "residential, commercial and/or retail tracts."

A specific plan for development was not approved.

Sereniah Breland, former city administrator, left her position partially over the Texonian contract. She said it did not meet regulations agreed on by the city.

City Council members, including Mayor Jay Harvey, came to meetings to speak in favor of the contract.

The agreement gave the company two years to begin construction on the project, but development board members said that was not in the original contract and they would not have approved that length of time, according to meeting minutes.

The land has not been developed, but the developers said they hope to break ground in the next three months. The money has not been given to the company but is a committed fund for the next two years.

The district granted a partially forgivable loan to Joe and Donna Kehoe to build an RV park in Goliad in 2009. A second loan was given in 2011 for a combined total of $66,320. Of that, $20,660 was forgiven without repayment.

The city was missing the performance agreement for the first loan, even though the first loan had the forgivable portion if the owners met all requirements in the performance agreement.

The city has no record of checking the employment status of employees.

The loan note and performance agreements are unsigned by one or both parties on various documents.

Richard Tinney, Panache on the Square restaurant owner, started the application for a loan from the Goliad Municipal Development District for $19,588 in at least March 2009, while he was still a Goliad city councilman.

His loan was approved in April, while Tinney was still on council, according to meeting minutes. Tinney abstained from voting on the contract.

Roney Powell, who was a council member, voted against the loan.

Tinney was not re-elected to council in May 2009. The loan agreement was brought back before council in June to amend the terms of the loan.

The loan document with the city was signed in July 2009.

Tinney defaulted on his loan in 2010, missing almost a year of payments after his business closed. He was not on the City Council when he defaulted. His loan note was unsigned by city staff.

Sereniah Breland, former city administrator, renegotiated his payments in 2011, lowering them from $416.67 to $350. Tinney has made all of the payments since.

The collateral listed in the loan agreement is kitchen equipment, furniture and a 1999 Chevrolet Tahoe.

Tinney owes between $5,384 and $6,897 on his loan, according to conflicting payment schedules provided by Goliad.

Garcia was in default on his loan for more than two years. His loan was not called into collection, however, until June 2013, after the Advocate began its investigation into the development district.

Garcia has not come to the development board meetings to negotiate payments and has refused to give an accounting of his finances to the city, which he is required to do under his performance contract.

The only collateral for his loan is the washers and dryers he was supposed to purchase with the money. However, the city does not have serial numbers for any washers or dryers, and a bank also has a right to the washers and dryers if collateral is called in.

Garcia has claimed in development board meetings that he is paying his father's medical bills, which is why he cannot make the payments. However, municipal development board directors have claimed his father's medical bills are covered by Veterans Affairs.

Garcia refused to comment for the story.

He owes between $19,529 and $26,753, according to conflicting loan payment schedules provided by the city.

GOLIAD FUNERAL HOME

Adrian Fulton, of Victoria, received a low-interest loan for $58,095 and a $7,750 grant for the creation of new jobs and sales tax in July 2010.

Buddy Zavesky, a council member at the time the loan was granted, planned to work at the Goliad Funeral Home.