Also, I have one fund in my 401K which seems pretty attractive -- it is called the "Merrill Lynch Equity Index Trust," which they say is an S&P 500 Index Fund, but is "private." They told me that means it is only a ML thing, but how can I track it specifically, then? (I guess just right against the S&P 500?)

It's really too bad I can't see my ML 401K account balance online! What is the "ML Online" section of their website for, then? Everyone else who doesn't do 401K with them?

You know the "portfolio organizers" that a lot of sites have online? TMF has a beta, right? Well, I'd like to get all my investment information into one of those.