Visa Classic

You should review the following disclosure terms and conditions prior to completing your application.Any application submitted is subject to the terms of the product offered.

Visa® Classic Non-Variable Rate Option

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases

0.00% introductory APR for six months from date of account opening.After that, your APR will be 14.90% to 18.90% based on your creditworthiness.

APR for Balance Transfers

0.00% introductory APR for six months, for qualifying balance transfers of $250 or more completed within 1 month from the account opening date.After that, your APR will be 19.15% to 23.15% based on your creditworthiness.

APR for Cash Advances

19.15% to 23.15% when you open your account, based on your creditworthiness.

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

If you are charged interest on purchases, the charge will be no less than $1.00.