This step is usually a court-ordered requirement for the
Defendant to detail all assets, income and debts.
Depending on the state, it may be called a Debtor's Exam
or Interrogatories.

If the Defendant fails tocomply,
a Contempt of Court may be issued, which means the
Defendant can go to jail for not providing the asset
information.

If the Defendant doesn't respond, you don't have to wait
for an arrest. You can use the asset information
in the report to garnish pay checks, levy bank accounts
and put liens on real estate. You may also be able to
file for a Writ of Execution to seize the Defendant's
non-exempt personal property.

Third,Do
not give up. You must be persistent. Every
year interest is added to your judgment. If the
Defendant has no significant assets one year, it doesn't
mean things won't turn around the next.

Review the Defendant's situation every year for positive
changes. Judgments can be renewed even after they
expire. So, it is crucial that you look at the
judgment as an investment that you are overseeing and
which you expect will eventually pay off.

Background Checks
The myth of the low fee background search is
that it is a background search. It is not...with the
exception of some non-profit organizations that help fraud
victims. It
is an extensive address search that may or may not provide other
pertinent information about the subject.

Bank
Account LocatesThe
Gramm-Leach-Bliley Act of 1999 made it illegal to use pretexts
or to go through unrelated third-parties, such as bank
employees, to obtain financial information. This eliminated some of the avenues
previously used by investigators to uncover assets. But
there are legal avenues available to knowledgeable investigators
that can provide even more certain results. Our open source analyst
can help you or your attorney take the direct route to
uncovering bank accounts and other financial assets of the
subject.

Even with a recorded judgment, a
Plaintiff is prohibited by law (The
Fair Credit Reporting Act of 1996 - FCRA) from ordering
the Defendant's credit report, which may have
information that will identify bank accounts. But
there are legal ways to obtain the Defendant's credit
report. Contact
us for a free consultation.

Criminal Histories

There is no such thing as a national
criminal records database that can be accessed by the public. The closest database to this is the
sex
offender registrywhich provides information
on registered sex offenders. But even this database relies on the
offenders registering and then updating their addresses when they move. The
FBI's NCIC, which includes warrants and arrest records for felonies, is not
accessible to the public.

To do a thorough criminal history search, it is vital that all counties and
states where the subject has lived be researched. We do this in our
comprehensive
background search. However, you may only need the criminal history of a
subject,
which we can do in individual counties, federal jurisdictions and/or
nationwide. Contact
us for a free consultation.

Civil Judgments
A comprehensive civil judgment report is just as complex as
a criminal history report. All counties where the subject has lived must be searched to be
sure that nothing is missed. Federal district courts and
state courts also have to be search separately. If the subject owned a
business, a search should also be performed on the business
name.

The Internet Civil Judgment Registry
is a national database of civil judgments entered by plaintiffs or professionals involved in the case, such as the
attorney or a judgment recovery agent. Entering a judgment
in this database, which can be searched by anyone on the
Internet for free, increases the chances of someone easily finding
the judgment. And the easier it is to find someone, the
greater the motive to pay. Contact
us for a free consultation.

Phones Records

In 2006Congress passed the TRAPP Act (Telephone
Records and Privacy Protection Act) making it illegal to obtain
call logs without the customer's permission. Prior to
this law, this was a useful source of information in criminal
cases and for locating defendants and their assets. But you
can still use this source legally by obtaining a subpoena if you
have an active court case against the defendant. We
can find the cell phone number of a defendant and then talk to you or your attorney
about the most effective ways of subpoenaing the call logs for
the number. Contact
us for a free consultation.

Sweetheart Fraud

Sweetheart
fraud is "using
love as a lure to obtain money." The Internet has
made this fraud a household word over the past few years.
Many of these frauds are committed by foreigners claiming to
need money for sick family members, doctor bills for an
operation, plane tickets to meet the victims and so on.
Sadly, these international fraudsters are often part of a ring
of thieves who operate from Internet cafes and receive their
"loans" for the medical treatment or plane fares
through untraceable wire transfers to Western Union or Money
Gram offices. Justice for these frauds is almost non-existent.

However, if the sweetheart fraud is up close and personal, there
is a chance, though very slim, that the victim may obtain
justice.