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When asked whether 'summer was cancelled', Mr Hancock said: "I think that's likely to be the case. We haven't made a final decision on that yet but it is clear that we will seek to reopen hospitality, some hospitality, from early July if we keep successfully reducing the spread of this virus."

This admission from the Health Secretary follows the news that those arriving or returning to the UK will face a 14-day quarantine under the Government's latest plans.

But what refunds are available and when will travelling abroad be safe again? Over lunchtime on Wednesday, May 13, the Telegraph's Chief Consumer and Culture Editor, Nick Trend, answered your questions on this and more. You can find a recap of the best questions and answers below and the full Q&A is at the bottom of this page.

When will holiday parks in the UK reopen?

Centerparcs is currently closed until May 28, but it will almost certainly have to extend that for a little longer. I’d guess that July 4 would be the earliest it would be allowed to re-open, but I suppose a date in June is not totally impossible.

Are you entitled to a refund for accommodation that has been booked abroad?

If you booked directly with the owner in a foreign country, you will have a tricky time getting your money back. Many insurance policies do not cover this risk, and it may be that yours is one of them. If you booked by credit card, you should also talk to your card issuer and explain the situation – you may be able to get a refund that way.

What is the procedure for Britons returning from Australia this week?

You will probably arrive in the normal way. The Government confirmed on Monday that quarantine rules will be introduced for arriving passengers, but no date has yet been set. This is a summary of the statement: “the Government will require all international arrivals not on a short list of exemptions to self-isolate in their accommodation for fourteen days on arrival into the UK. Where international travellers are unable to demonstrate where they would self-isolate, they will be required to do so in accommodation arranged by the Government.”

What are the rules on travelling to France via the Eurostar?

Travelling to France now would be against Foreign Office advice. The country has just eased its lockdown, and flights and the Eurostar are operating but I’m afraid I don’t know the exact details of restrictions on entry from the UK. Rather irritatingly, the FCO has not updated the information on its site. As I understand it, you will not have to go into quarantine if you return from France by Eurostar, but it is not completely clear whether this rule covers air travel too. I would expect – unless lockdown is reimposed in either country – that the situation will have eased significantly by mid June.

Will travel insurance cover us if we contracted Covid-19 abroad?

If you have already bought your insurance then almost certainly you will be covered – though phone the insurer to check. Even newly bought policies will normally cover emergency medical treatment for Covid-19, though they may be expensive. If you are a UK citizen in EU countries, you can also use local health systems under the EHIC arrangements – this won’t change until the end of 2020, when our rights may be ended by Brexit.

Will Cornwall be open to foreign tourists in August?

At the risk of upsetting my Cornish friends, I would postpone your trip til next year. Even if B&Bs are open, it seems very doubtful that life will have returned to normal and you may not be able to enjoy eating out or visiting pubs except under limited conditions.

How to ask a question

To submit a question for our next Q&A, leave your questions in the comments section of this article or email them to yourstory@telegraph.co.uk. If you would like to remain anonymous please disclose this when you ask your question.

Thank you for all of your questions

Apologies to those of you who did not get an answer today. We will undoubtedly revisit some of your queries in a future Q&A. If you'd like to submit a question for our next Q&A, please send your Covid-19 questions to yourstory@telegraph.co.uk.

I will post a recap of this Q&A at the top of this article shortly, but if you're looking for some extra coronavirus analysis in the meantime, you can listen to our daily coronavirus podcast below:

'I didn't cancel my flights, now I'm being refused a full refund.'

"I have been trying, unsuccessfully, to get a full refund for flights booked via the agent Travel Trolley who are part of the Southall Group.

"I was not informed by either BA or Travel Trolley that my flight had been cancelled, it just disappeared from the ‘My Booking’ facility.

"When I called initially, they offered a voucher only, but following several calls and emails they have now offered a refund less an administration fee, per passenger, for processing the refund! I am aware that I am entitled to a full refund by law, but they are not cooperating.

"They have advised that if I want a refund they will treat the booking as cancelled by me and therefore charge the fee!

Here's what Nick has to say:

Your best bet is probably to threaten legal action through what used to be called the small claims court procedure – seehere.

'Will Cornwall by open to foreign tourists in August?'

"I planned a journey through Cornwall in August. Do you think B&Bs will be open for foreign tourists or would I be better trying to book something in Germany?"

Here's Nick's advice:

At the risk of upsetting my Cornish friends, I would postpone your trip til next year. Even if B&Bs are open, it seems very doubtful that life will have returned to normal and you may not be able to enjoy eating out or visiting pubs except under limited conditions.

'Can I claim on my insurance for my flights and accommodation?'

This question comes from a reader who'd like to remain anonymous. They ask:

"Last October, I had booked a holiday to Thailand. I booked everything separately – international flights with Emirates, internal flights with Bangkok Airways and accommodation with booking.com

"Emirates have been great, allowing me to keep my ticket open for next year which is when we plan to travel to Thailand again.

We were due to fly on the July 4. Following the government’s announcement, it is clear that my holiday will now not go ahead. As my internal flights are classed as domestic within Thailand, it is likely they will not be cancelled. I have contacted Bangkok Air and they have said no refunds will be given for July. My accommodation has been booked on non-refundable rates.

"In line with the governments advice and the FCO still advising against all travel, am I now entitled to claim on my insurance for my internal flights and accommodation or is it still too early?"

Here's what Nick has to say:

It’s probably too early, but you should call your insurance company and ask what the situation is. Be aware that not all policies cover independent bookings of this kind.

'Can I demand a full refund for a hotel booking?'

Our next question comes from a reader who'd like to remain anonymous. They ask:

"In January I made a group booking for four rooms at a hotel in Cornwall, for the last week of May.

"The hotel gave me a good discount if I paid the full amount at the time, and stated that the payment was “non-refundable”. I paid them £5000.

"Obviously due to the coronavirus the hotel will not be open to the public in the last week of May. So do I have a case for demanding a full refund? The hotel claims that non-refundable means non-refundable."

Here's Nick's answer:

Legally if they can’t complete the contract then you are entitled to a refund. The CMA is currently looking into this area, but you may have to take legal action to get your money back – or at least threaten it.

'Should we cancel our holiday to Northern Cyprus?'

"Our two week package holiday is booked for September 2020 to Northern Cyprus with Cyprus Paradise.

"We have paid a deposit last year and balance of over £1000 is due in July 2020.

"Due to coronavirus and the fact that our holiday flights have to go via Istanbul, would it be advisable to just cancel now and lose deposit as being stranded in Northern Cyprus is a distinct possibility."

Here's what Nick has to say:

Your rationale is not a bad one if you can afford to lose your deposit. But I’d certainly wait until the last minute in July before making a decision. A lot can change in two months.

'We have heard nothing from Tui'

Our next question comes from Geoff Burch via email. Geoff asks:

"We were due to travel on an all inclusive holiday to Jamaica on Monday March 16 with First Choice holidays – the holiday cost over £5400. On Saturday March 14 we received an email from the parent company Tui informing us that the holiday was cancelled, not to contact them as they would be in touch with us soon and we would receive a full refund within 14 days.

"After 14 days with no refund we started trying to call them -–we succeeded three times after multiple attempts when we couldn’t get through and each time we were assured a refund was imminent. After the third call they sent us a cancellation invoice on March 31 which guaranteed in writing a refund within four weeks.

"We have heard nothing since despite all our attempts to contact them by phone and social media.

"What can we do now? How can they expect customers to ever travel with them again after this sort of treatment?"

Here's what Nick has to say:

It’s very frustrating, I know, but to give you some perspective on this, Tui has so far had to cancel 900,000 bookings and will have to deal with many more. They have also furloughed 8,000 staff and those that are working are under extreme stress. I think you will get your money back - Tui has promised to meet its obligations, but you may have to remain patient.

'Are we entitled to a refund on our flights to Amsterdam?'

"We were due to go to to Amsterdam on a package holiday booked through Expedia at the end of March but were obviously unable to do so as the FCO advice was not to travel.

"Despite multiple attempts up to our leaving date we were unable to get through to Expedia but managed to contact our hotel directly which told us they were closed and told us we would have no cancellation fee.

"We have since managed to get through to Expedia and they said that we could get a refund for the cost of the hotel, but only credit vouchers for our flights.

"Are we entitled to receive a full refund for our flights or do we have to accept credit vouchers?"

Here's what Nick advises:

Yes – you are entitled to a refund of your flights. I’m afraid you will probably face a long battle though and, given the relatively low cost of fares to Amsterdam, you might feel it is worth accepting the voucher rather than dealing with the stress of battling for the cash.

'Will we lose our money if we don't go to Greece?'

Our next question comes from a reader who'd like to remain anonymous. They ask:

"Myself and nine others have booked a holiday to Greece for mid-July and are concerned that we will be told by Jet2 (our booking company) that we will have no choice but to travel or lose £6500. If the government does not put a stop on summer holidays this year, will we lose out on our money for not going?

"Also if Jet2 restarts flights but a country does not want foreigners entering, are we eligible for a full refund? I personally do not want to travel to a foreign country during this pandemic and I think that Jet2 needs to be doing a lot more to help its customers as contacting them is impossible."

Here's what Nick has to say:

You won’t be legally entitled to a refund unless the holiday has to be cancelled because of advice against travel by the Foreign Office, or restrictions in Greece. I think though that there is a good chance that this will happen. Matt Hancock, the Health Secretary announced yesterday that summer holidays overseas – at least by air – might be allowed this year. But nothing is certain, as you know.

'Our final payment is due for our holiday in Portugal'

"We have a holiday booked with Tui to Portugal at the end of August and our final payment is due in June. My husband is 77. We don’t really want to risk it. What would your advice be? "

Here's what Nick has to say:

This is one of the most common problems faced by holidaymakers at the moment - balances often become due 12 weeks before departure. Some companies are reducing that time, but Tui hasn’t done so far. I think there is quite a strong chance that your holiday will go ahead, so if you pay up and decide not to travel then you will lose your money. However, you still have nearly two months before your have to make a decision, so it’s best to wait until the situation becomes clearer. Tui may allow you to postpone nearer the time.

'Will I be able to postpone my holiday?'

I have booked with Tui to go to St Lucia in January 2021. I have paid my deposit and a little more. I am not due to pay the balance until November and I have no intention of paying any more until I know what the future situation may be. While I am not hankering for a refund, I would like to postpone my holiday by another 12 months if I cannot go in January. Do you think this will be possible?

Here's Nick's answer:

Tui has been very flexible so far, but I don’t think they will allow this to be changed now – when it is so far ahead and they have so many millions of other holidays to worry about at the moment. I’d hold tight and see how things look after the summer – it will be easier to talk to them then and perhaps you might persuade them to let you postpone.

'Would our insurance cover us if we contracted Covid-19?'

Our next question comes from Claire via email. Claire asks:

"Myself and my family have booked a villa in Spain for mid-July and a large deposit has been paid. We are travelling by ferry and driving down. We have been told by the villa owner if boarders are open we should still go on our holiday as we would lose our deposit if we didn’t or if we cancelled.

"My biggest concern is would we be covered by our insurance health-wise in another country if any of us were to catch Covid-19 while we are away from the UK?"

Here's what Nick has to say:

If you have already bought your insurance then almost certainly you will be covered – though phone the insurer to check. Even newly bought policies will normally cover emergency medical treatment for Covid-19, though they may be expensive. If you are a UK citizen, you can also use the Spanish public health system under the EHIC arrangements – this won’t change until the end of 2020, when our rights may be ended by Brexit.

'What are the rules on travelling to France via the Eurostar?'

Our next question comes via the comments section. Matthew Heath asks:

"What are the exact rules or restrictions about travel to France via the Eurostar for UK citizens now? Is this different by air? And do you expect these to change in the middle June given French government announcements?"

Here's what Nick has to say:

Travelling to France now would be against Foreign Office advice. The country has just eased its lockdown, and flights and the Eurostar are operating but I’m afraid I don’t know the exact details of restrictions on entry from the UK. Rather irritatingly, the FCO has not updated the information on its site – see here. As I understand it, you will not have to go into quarantine if you return from France by Eurostar, but it is not completely clear whether this rule covers air travel too. I would expect – unless lockdown is reimposed in either country – that the situation will have eased significant;y by mid June.

'What is the procedure for Brits returning from Australia this week?'

Our next question comes from Maureen Allen via email. Maureen asks:

"What is the procedure for Brits returning from Australia this week?"

Here's Nick's answer:

Probably they will arrive in the normal way. The Government confirmed on Monday that quarantine rules will be introduced for arriving passengers, but not date has yet been set. This is a summary of the statement: “the Government will require all international arrivals not on a short list of exemptions to self-isolate in their accommodation for fourteen days on arrival into the UK. Where international travellers are unable to demonstrate where they would self-isolate, they will be required to do so in accommodation arranged by the Government.”

'How likely is it that our holiday to the US will go ahead?'

Our next question comes from a reader who'd like to remain anonymous. They ask:

"My friend and I are due to visit New York and Boston in October. The holiday is booked with British airways and 50% deposit paid. The balance is due in August. How likely is it that the holiday will go ahead?"

Here's Nick's advice:

I think there is a good chance that by October you will be able to travel to the US. But it’s too early to be worrying about a payment due in August – so much could change before then.

'Are Secret Escapes required to give us a refund?'

Our next question comes from Andrew via WhatsApp. Andrew asks:

"My partner and I were due to travel to Madeira in early April, which was an all inclusive package booked with Secret Escapes which cost £1200. We have been in contact with them many times before and since that date. We asked for a refund but have been given credit instead. We've informed them numerous times that the credit option is of no use to us as my partner has had to take all of her annual leave and I have an underlying health condition, and am thus in the clinically vulnerable group and don't feel safe traveling for some time.

"My question is are Secret Escapes required to give us a refund instead of credit?"

Here's Nick's answer:

Yes – you are legally entitled to a full cash refund under the Package Travel Regulations. I would send them formal notice that you intend to pursue the matter in the Small Claims Court if necessary.

'Should I cancel my Airbnb booking?'

Our next question comes from Stephen Smith in the comments. Stephen asks:

"I have a large house booked in the UK in August through Airbnb for a holiday with 4 separate families. If social distancing is still required in August, we would not be able to comply.

"Should we risk paying in full this month or cancel the holiday and accept a £1000 loss of the deposit?"

Here's Nick's advice:

That is such a difficult question to answer. Hopefully allowing socialising between friends will be one of the next steps after the review on June 1, or July 4. But there is obviously no guarantee that it will be allowed. I would talk to your host and see if you can at least delay full payment until June, or even July. The host will be anxious not to lose the booking I think, so may be prepared to be flexible.

'I booked a villa in Portugal but have been refused a refund'

"I booked a villa in Portugal this May but the owner has refused a refund and my travel insurance say they do not cover the loss. Please advise."

Here's what Nick has to say:

If you booked direct with the owner in a foreign country, you will have a tricky time getting your money back. Many insurance policies do not cover this risk, and it may be that yours is one of them. If you booked by credit card, you should also talk to your card issuer and explain the situation – you may be able to get a refund that way.

'When will holiday parks be open?'

Centerparcs is currently closed until May 28, but it will almost certainly have to extend that for a little longer. I’d guess that July 4 would be the earliest it would be allowed to re-open, but I suppose a date in June is not totally impossible.

'Will we be able to travel to the canaries later this year?'

First question! We've been inundated with queries and we will do our best to get through as many as possible over the next hour. Our first question today comes from Kay Wilson, who wants to know whether it will be safe to travel in September.

Via the comments section at the bottom of this article, Kay says: "We are due to holiday in the canaries from mid September. What do you think the chances of this happening are?"

I’d say your chances are quite reasonable. Tourism is absolutely critical to the Canaries and I think they will pull out all the stops to make sure they can get it back on track. They also have the advantage of being islands, so it is easier to monitor and control the virus - though I’m sure they will also be very jumpy and want to have some kind of screening on arrival. But it’s impossible to be sure, I’m afraid - there are too many imponderables which could change things unexpectedly.