Dealing With Insurance Adjusters After a Truck Collision

When you’ve been injured in a truck collision, you’ll likely be contacted by an insurance adjuster. Truck accident insurance adjusters are the most experienced insurance claims professionals, and their job is to settle your claim for as little money as possible.

Insurance Adjuster Tactics

Here are several facts you need to know about insurance adjusters:

The insurance adjuster is not your friend. When you’re first contacted by an adjuster, he may seem kind and friendly. However, he only has one job to do, and that is to pay you as little as possible for your injuries. To that end, he may try to convince you that you don’t need an attorney. There’s a reason why the insurance company doesn’t want your rights protected by an experienced attorney, and it isn’t because they want to help you!

Anything you say may, and probably will, be used against you. The insurance adjuster is likely to ask you for a recorded statement soon after the accident. He has been trained to ask loaded questions, and the adjuster will probably try to convince you to agree to his version of the truck accident. The good news is, you’re not required to provide a recorded statement, and you shouldn’t do so before speaking with an attorney.

Adjusters sometimes use stall tactics. When dealing with an insurance adjuster, you may find that he stops taking your phone calls or replying to your emails at some point. In Texas, truck accidents have a two-year statute of limitations. If the insurance company can “run out the clock” by delaying your claim, it may not have to pay you anything at all!

You Need an Attorney

Insurance adjusters are skilled negotiators. When you’re dealing with an insurance company, you need an attorney who is equally skilled at dealing with insurance claims. Your lawyer can handle all of the negotiations with the insurance company, while you focus on recovering from your injuries. To learn more, contact the law offices of Steve M. Lee, P.C., by using the form on this page.