How did they get there?: Buses, cars and motorcycles become trapped in a massive flood on Jl. MH Thamrin in Central Jakarta on Thursday. Insurance companies have said they will not cover damage to cars when drivers intentionally try to drive along flooded roads. (JP/Wendra Ajistyatama)Local insurance companies are gearing up for a multitude of claims following the city’s flood emergency. Among their decisions: Denying coverage to people who damage their vehicles by deliberately driving through flood waters.