Home Loans

The Freedom to Make It Yours. Welcome Home!

Whether you’re looking to buy, refinance or use the equity in your home for other purposes, Summit FCU has money-saving options for one of the biggest investments you’ll ever make.

Home Loan Options

Home Equity

When you tap into the value of your home, you open a world of purchasing possibilities, from home improvements, vehicle purchases, college, debt consolidation, or even a dream vacation. At Summit FCU, we have a variety of home equity loan options so you may get the loan to best meet your needs. Plus, the interest you pay may be tax deductible.*

Purchase

Summit Federal CU has partnered with CU Lending Partners to provide you with some of the best options, pricing, and member-service in the mortgage.

No application fees

Free loan pre-approval

Home loans in Ohio & Florida

Low closing costs

Dedicated and experienced loan officers

Whether you’re a first-time homebuyer, a current homeowner looking for a new home or considering a refinance of an existing mortgage, we can work with you to develop a mortgage loan based on your specific goals and financial situation.

new home purchases with as little as 3.5% down- 0% down for qualified veterans

*Please be advised that electronic mail is not secure, and confidential or personal information should not be communicated in this manner.

To apply, please click Apply Now below. You will be redirected to the Woodside Mortgage website, where you should click "Get Started" and choose either a Short Loan Application or a Long Loan Application. Thank you!

**IMPORTANT** Summit Federal Credit Union members should choose Robert Fludine as their Loan Originator when applying through the Woodside website.

Refinance

Home Equity Loans — 1st or 2nd Lien

Refinance your existing home loan with one of our equity loans. Your loan will be underwritten and serviced by our employees and will never be sold to another institution:

Fixed rate loan

Up to 100% loan to value

Competitive rates

To apply, please click Apply Now below. You will be redirected to the Woodside Mortgage website, where you should click "Get Started" and choose either a Short Loan Application or a Long Loan Application. Thank you!

*Please be advised that electronic mail is not secure, and confidential or personal information should not be communicated in this manner.

Unsecured Home Improvement Loans

For home improvement projects, this unsecured loan helps you stay on top of repairs and improvements. This loan is exclusively for home improvement purposes and requires little to no equity. Please be prepared to show a contractor's bid, materials list or store receipts. Start improving today!