Abstract

In its execution, very guarantee wide of can discontinue current withdrawal of society fund of banking system and slowly grow again trust of society to banking industry. Organizer of bank become less neglectless in managing society fund, whereas client do not care to know the condition of bank finance because its deposit is guaranteed fully by government. Thereby guarantee program to the entire obligation of bank less is pushing of market discipline creation. Is therefore needed by stronger legal fundament in the form of Law. To overcome the mentioned above and so that remain to create security to depositor client and also take care of banking system stability, very guarantee program wide of the require to be replaced with limited guarantee system. On 22 September 2004, President Republic Of Indonesia authenticate Code of No. 24 Year 2004 About Institute Guarantor of Deposit
Execution of guarantee of the bank client deposit carried out by Institute Guarantor Of Deposit ( LPS). LPS represent institute of independent, transparent and akuntabel in charge of directly to President owning duty and function to guarantee depositor client deposit and partake active in looking after banking system stability. In the case of bank cannot continue its effort and have to be abstracted by its effort permit, LPS will pay for deposit each;every the bank client until certain quantity.
This Formula research internal issue is (1) How execution of guarantee of depositor client deposit conducted by Institute Guarantor of Deposit (LPS) in liquidation case of PT. BPR Tripillar Arthajaya Yogyakarta? (2) Do supplementary factor and resistor faced by Institute Guarantor of Deposit (LPS) in executing guarantee of client deposit of liquidation case of PT. BPR Tripillar Arthajaya Yogyakarta?
While intention of this research is: (1) To know how execution of guarantee of depositor client deposit conducted by LPS in liquidation case of PT. BPR Tripillar Arthajaya Yogyakarta. (2) To know do supplementary factor and resistor faced by LPS in executing guarantee of client deposit of liquidation case of PT. BPR Tripillar Arthajaya Yogyakarta.
As for method which is used in this research is: method approach of sosiologis yuridis. Source of data the taken is (1) Data Primary and (2) Data of Sekunder. Technique data collecting pass: (1) Observation (2) Interview (Interview) and (3) Documentation. Technique analyse used by data is writer analytical descriptive that is obtained facts memaparkan from result of research in obtained data and also field of bibliography study later;then analyse the the datas to be pulled by a conclusion.
Pursuant to result of research of writer which have conduct, can be concluded as follows:
1. Execution of guarantee of depositor client deposit conducted by Institute Guarantor of Deposit (LPS) in liquidation case of PT. BPR Tripillar Arthajaya Yogyakarta is commencing from permit of effort PT. BPR Tripillar Arthajaya abstracted, LPS take over and run all and rights of kewenangan RUPS. Taken over its of and rights of kewenangan RUPS at PT. BPR Tripillar Arthajaya, LPS immediately decide the followings: (1) Disbandment of bank legal body (2) Forming of Team Liquidation (3) Stipulating of bank status as "Bank in Liquidation" ( 4) Nonactives entire board of directors and commissary.
2. Supplementary factor and resistor faced by Institute Guarantor of Deposit ( LPS) in executing guarantee of client deposit of liquidation case of PT. BPR Tripillar Arthajaya Yogyakarta shall be as follows: (1) Supplementary factor of yairu the existence of awareness of society which is high enough, so that society do not too panic and will follow guarantee procedure so that facilitate in working, because system of LPS this still newly but seems have been realized by client (2) Factor resistor that is exactly come from bank party, in case of PT. BPR Tripilar Arthajaya for example, after checked in the reality the amount of premium which have been paid by party of PT.BPR Tripillar Arthajaya cannot close the amount of fund which must be returned, on that account here there are Team Liquidation which later do the solving of to assets had so that can close over existing insuffiency