Endura Financial FCU is offering a special 5.35% APY 15-month certificate of deposit. There's also a 5.25% APY 6-month CD. Both have a minimum deposit of $5,000 and require new money.

In addition to the special CDs, there's also a $50 bonus for opening a Get Ahead Savings Account. The bonus requires three consecutive automated electronic deposits by 1/31/08. The account earns up to 4% APY when monthly direct deposit of $500 or more is done. Withdrawals are very limited compared to the average savings account: limit one withdrawal per month to avoid a $25 excess withdrawal fee.

The credit union also has a nice refer-a-friend bonus of $50 for both the person joining and the member who made the referral.

Membership is open to anyone who lives, works, worships or attends school in any of the of the following Minnesota cities: Brooklyn Center, Crystal, Golden Valley, Hopkins, Minneapolis, New Hope, Robbinsdale and St. Louis Park. It also includes those in Jackson County, Missouri. You can also join via Select Employer Groups and family. Please refer to the credit union's Who Can Join page for more details. Membership requires a $5 deposit into a share savings account.

Branches are located in Minneapolis, Brooklyn Center, and Golden Valley, MN and in Kansas City, MO. The credit union is federally insured by the NCUA (Charter # 24446). It has $302.9 million in assets and 27,687 members.