Debtor Finance (Invoice Discounting)

What is Debtor Finance

Debtor finance, also known as Invoice Discounting or Cash Flow finance, allows you to unlock a large part of your outstanding or unpaid invoices so you can continue to fund and grow your own operations without waiting to be paid by your customers. It provides a smart solution to help your business improve its trading cash flow in order to:

How it works

Debtor finance works by releasing up to 85% of the working capital tied up in your existing invoices as well as new invoices when they are raised. You continue to invoice your customers as normal and upload your sales ledger to our online platform. We then provide an advance payment to your business, based on the value of the invoices uploaded, for you to use as and when you need. When your customers pay, the advance is repaid and the remaining 15% of the invoice is passed onto you, less our fees. Our debtor finance facility operates on a revolving basis so it will grow with your sales.