Can I open a bank account in USA while living in Pakistan?

Answer: NO

To open a bank account you must have a Social Security number (SSN) which is only issued to those who live in United States. If you are a visitor on B1/B2 visa you still cannot open a bank account because SSN is only issued to those people who can legally work in United States and B1/B2 visa holder (temporary visitor) cannot work in United States.

Bank of America has started a scheme for a while but they does not offer this account anymore. It was designed for those residents who can live in United States for longer time but cannot obtain SSN due to their visa status like F2 (Student dependent, wife or children etc) or H2 (work permit holder dependent, wife or child etc). Both F2 and H2 visa holders can’t work in United States but they can stay longer than B1/B2 visa holders.

12 thoughts on “Can I open a bank account in USA while living in Pakistan?”

Dear Junaid, can you please elaborate which bank offer this service to help readers out. In my knowledge and online available info no one can open a bank account without SSN and a valid US address. If he is a businessman he might open one with Federal Tax ID.

muhammad junaid is right i have also a Payoneer account and 5000$ in my account and it will give you a ATM Master card card those work in all around world in there own currency in Pakistan TOO in MCB banks and others those accept MASTER CARDS . you can buy any thing online with this or you can cash your money via any ATM those accept MASTER card in Pakistan you can get free 25$ on every signup and A Free yes FREE Master card too .if you want go USA most you can carry only 5000$ but if you will open a account on Payoneer you can carry more then this you can buy payoneer money from emoney.pk in US dollers for Payoneer account

every single thing is free for a signup 25$ also free get your own US bank account just give them your real address for post your free master card with your free 25$ they will give you every information on your Email address just fill your real name and address and other information required

Hello,
First, Payoneer is not a US bank account; it’s just a US payment gateway. PayPal is no longer accepting Payoneer. Only old Payoneer accounts are still working with PayPal, but not new ones.

We help Pakistani companies/individuals register their companies in the US and want to import/export products or services to or from the US.

We can register your company in any of the 50 states.

We can provide you a US mailing address.

We can provide you a US phone number.

After registration, a company needs a bank account to send/receive payments. To open a US bank, you need to visit a US bank. If you are unable to go the US to open a bank account, you need our US billing and banking services. There are two ways to do banking in the US:

Option 1: Find a US business partner (A US citizen)

Register a partnership or an LLC company and add an American citizen with 51% ownership; the American business partner will visit the bank and open an account for the company. The American business partner will have 100% access to the funds; the Pakistani business partner will have no control over the bank accounts. The Pakistani business partner will be able to access the bank account online and can withdraw their money using a debit card.

The company will use the American business partner’s home or office address; and a phone line for the company will be installed at the same address.

If you are going to use this option, be careful and find a trustworthy person for this purpose.

Option 2: Use “Excellent Digitizing LLC” as your business American partner

Excellent Digitizing LLC is registered in Texas as an LLC company. We provide these services:

The US billing system – To receive payments from the US and international buyers online. This feature is ideal for small I.T companies, logo design companies, and small online stores.

The US banking facility – To receive bank cheques, wires, T/Ts, US domestic payments. This is a great option if you need to receive or issue bank cheques and wire payments.

Texas sales tax and franchise tax, Texas retailer license, and other Texas business licenses. If you are planning to do a business that needs a local retail license and sale tax number (in the US), we can get it for you at an additional cost.

Import and Export services – We can help you doing import or export to or from the US. If your plan is to import/export to/from the US or any other country, we can help you doing this by providing a concrete foundation in the US.

Please answer these questions if you are interested in option 2

What are your products/services? Give as much details as possible with images.

Electricity or Gas bill with your name or any of your family member’s name. In case of rental property, the rental agreement. We need this documents to verify your address.

Your bank statement with the account ownership letter from your bank.

Your income tax returns for the last 2 years.

Two references, friends, coworkers, neighbours, or any acquaintances who can verify your name, address, and other details.

Your cell phone number and office landline number

You will be using our American platform as a business partner; so, we need all the above mentioned documents. We will review all the documents and decide whether we are accepting your business partnership or not.