There are lot of proposed initiatives in the current budget and while most of it will take time to show results; for you and I, the common man what it means? Let’s have a look. Budgets are often projections, initiatives, allocations, and an intention to implement them over the period of that financial year or […]

Short Term Investments are good to park your surplus funds to earn a bit more from them. However the practice of only investing for the short term or having a short outlook for investments is bad for your money. People are not patient these days. We want everything fast, thanks to that craving of the […]

The generation we belong to, finds it so easy to complicate matters and mess up a perfectly fine and stable financial life that can be easy to manage and live with and build wealth. A few days back I was out and about at a mall. I saw a kid with his parents crossing a […]

With things going online, PPF account is also not far behind. You can transact and make PPF online payment just like most other net banking transactions. Here’s how to do it. Net Banking has really made life easy for a lot of us, to a great extent. A lot of transactions that required 30 minutes […]

PPF account for a minor can be a great way to plan for their future and build a corpus for when they are adults. However, here are some important things to know about PPF account for a minor. PPF account or Public Provident Fund account is a great tax saving guaranteed returns product that one […]

Traditionally tax saving is all about LIC and insurance, but there are ways you can save tax without insurance, and earn good returns. Here are some tax-saving options that are not insurance based. I am being asked by friends and those who are regulars at stepupmoney “What are good tax-saving options this year?” And before […]

It is the start of 2014 and we all have many things to do, resolutions to make. Among those many things, there are some ‘Money’ things to be done in 2014 as well. Read on. It’s New Year!!! We are all positive and full of hope that the good things of 2013 carry on and […]

We all love bank FDs, but fret over it not being able to save taxes. Actually Tax Savings FDs are available that do exactly that, save some taxes. Let’s have a look at this product. It is the beginning of that time of the year when you are looking for options to save tax and […]

A lot of you may have a PPF account in a Post Office and would want to transfer it to a Bank. Here’s how to transfer your PPF from Post Office to Bank and what possible problems you could face in doing so. Continuing our focus on PPF or Public Provident Fund, which is sort […]

What happens to your PPF account on maturity? Can you contribute further? PPF has different options for you to choose on maturity. Get the answers here. Continuing our effort to bring some of the simple yet effective investment options out there, which are safe and still give good returns on investments we continue our focus […]