Optimize your merchant services program to obtain and retain more business loans and deposits.

We improve current programs, negotiate new programs, or integrate our advisory program.

Our 3 Step Optimization Process

Through this process, financial institutions receive an analysis, an action plan, and an implementation strategy to optimize key factors of their merchant services program. We improve current programs, negotiate new programs, or integrate our advisory program. Our optimization process is self-funded through the financial improvement we obtain on your behalf.

Step 1: Analysis of Current Program

Market competitiveness

Technology integration

Differentiating factors

Portfolio performance

Pricing management metrics

Business customers’ experience

Business customer attrition

Structure and tactics

Contract, terms and conditions

Step 2: Create Optimization Plan

Attract and retain more high value business clients

Receive more opportunities for loans and deposits

Capitalize on the unique advantages of your program

Increase your fee income

Improve your business customer experience

Further develop your portfolio

Step 3: Implementation of Plan and Financial Institution Growth

Negotiate with your current partner or new partner

Improve the contract, terms and conditions

Implement updated program

Enable more control and oversight

Market program

Help maintain control of pricing

Examine the results of your program

Why choose Merchant’s PACT?

We have over 100 years of experience in publicly traded and privately held companies within the payments industry. We have worked with hundreds of ISOs and processors and have tremendous expertise in the pricing dynamics, product solutions, and contract terms & conditions employed throughout the payment processing industry. We utilize our knowledge to improve the economics, integration, retention, and security of merchant services programs. Our advisory service is self-funded through the financial improvement we obtain on your behalf.

“Merchant’s PACT expertise and leadership were significantly beneficial as our bank went through our merchant processing program review and renewal process. Their level of knowledge and professionalism was most impressive and more financially beneficial than I would have envisioned from the onset. I would highly recommend contacting Merchant’s PACT when you are reviewing your bank’s merchant service program.”