Individuals & Families

Life happens, and with life, comes change

Without the right plan, it can be difficult to navigate the complexities inherent in managing all aspects of your financial life before and after retirement. Investment Adviser Representatives of Equity Services, Inc. offer comprehensive financial planning as a practical approach to managing your personal finances to help you achieve, maintain and protect your life goals, retirement and estate.

Our financial planning process is comprehensive and encompasses the six key fundamental elements as outlined by the CFP® Board of Standards*:

Financial Position

Protection Planning

Retirement Planning Strategies

Tax Planning Strategies

Estate Planning Strategies

Investment Planning

Our financial planning process consists of six steps as outlined in this diagram. Your plan not only acts as your compass through the rough patches but is also an integrated strategy that can help create a better financial future for you and your loved ones. In the long run, the goal of this this type of plan should help you build and retain assets.

Retirement Plans / Asset Accumulation

Our representatives and their professional relationships can provide access to full services for qualified retirement plans, including plan design and administration. Are you retired or thinking about retirement? Are you uncertain about your transition fr­om vocational income to passive income in retirement? Our associates can help you determine how to best receive your retirement benefits, as well as advise you on how to allocate those assets to help protect your financial wellbeing.

Trust and Estate Planning Strategies

Through the use of trusts and other estate planning techniques – while working with your legal advisor – we can help you protect what you’ve worked a lifetime to build, and make sure that your assets are distributed as you want them to be. Our professionals help you determine the estate planning strategy that works for your goals and vision. Because personal circumstances vary widely, it is critical to work with a professional who has knowledge of your specific goals and situation.

Evolution Financial and all other entities and individuals referenced are independent of Equity Services, Inc., unless otherwise noted.

National Life Group® is a trade name of National Life Insurance Company (NLIC), Life Insurance Company of the Southwest, Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.