I have a suspicion that the people I'm referring to aren't actually St. Louisans, but rather visitors from the more rural regions to the south and west. They do not speak like St. Louisans. (Also, payth = path.)

I think I'm going to sell stock to pay off the credit card debt that has been hanging over me for several years. I'd love to keep the stock but as it stands, I have a negative savings rate to the tune of $5K thanks to the CC debt (I spent like a drunken sailor in college).

The whole ordeal is a maddening reminder of how stupid I was with money.

I think I'm going to sell stock to pay off the credit card debt that has been hanging over me for several years. I'd love to keep the stock but as it stands, I have a negative savings rate to the tune of $5K thanks to the CC debt (I spent like a drunken sailor in college).

The whole ordeal is a maddening reminder of how stupid I was with money.

Do it, you'll feel better. Just this month all four of my accounts read positive for the first time since university. That shit feels good man!

Shifting the debt to a 0 interest intro rate card is also an option. I get at least one in the mail a week.

I'm not necessarily advising this, but he'd kick himself if he missed a great quarter and the stock jumped 10% in a day. I carry a small debt on a 0 interest intro just because there is no point paying it off when I can work the $ instead. I've got about another 6 months left of 0%.

At Conne's age, I do tend to agree, being free of dept when you don't have a lot of income is usually the right move.Edited by idfnl - 4/28/13 at 5:49pm