Get Pre-Qualified

Our process makes finding local lenders easy. We ensure a Simple, Fast, and secure way you Shop for a Mortgage!

What does it mean to Pre-Qualify?

Mortgage pre-qualification is an assessment by the lender that determines how much can qualify for a home loan or how much a lender is willing to offer you.

How to get pre-qualified for a mortgage?

The initial step to get pre-qualified for a home loan is to find a mortgage lender that works for you. We recommend using this site to find local lenders offering great rates. You will submit basic information about your financial history. If you decide on a lender that meets your requirements, he or she will issue you a pre-qualification letter, which will give you a description of how much you are qualified for.

Why should I use My Mortgage Auction to find a lender?

Many home buyers select lenders based on advice from friends and family, however, it is important to shop around to make sure you are being quoted the best rate and getting the best service. On My Mortgage Action, we pledge to match you with a lender with the most competitive rates for our clients. We encourage transparency on all levels.

Will I get phone calls from lenders?

None of our lenders will call you, just one of our friendly team members to assist you if needed!

Is my information secure?

We are dedicated to keeping your information safe and secure. Our Docu vault offers a secure place to store your financial documents. Even if you are not ready to apply for a mortgage, use our secure Docu- Vault store to your documents SAFELY.

What if I am turned down for my mortgage pre-qualification?

If you don’t qualify for a mortgage pre-qualification, there are some things that you can do to increase your chances: First try to increase your credit score, check for errors on your credit report, reduce debt, and your increase down payment.

How My Mortgage Auction Works

Answer Some Questions

Review Your Lenders

You will have 24 hours to review the offers and hand pick which your local lenders fits best with your lifestyle.

Discuss options & Get a mortgage!

Choose the best rate for you and make an exclusive connection with your mortgage specialist.

How to Pick the Right Lender for You

Lender A

High RateLow Down Payments

Lender B

Low RateBest Rating

Lender C

Low RateHigh Down Payments

Pre-qualification is the first step in the mortgage process, My Mortgage Auction makes this process simple. To pre-qualify for a mortgage you will need to provide some basic information about your personal finances. Based on the information you have provided, the lender will estimate how much money you can borrow. The process is relatively informal and the estimate the lender provides you will help you determine how much you can afford when shopping for a home. Because a pre-qualification is only based on the information you have provided to the lender the amount you have been pre-qualified for, is not guaranteed. To be sure of the amount could be approved for you will want to take the process a step further and get pre-approved.

Meeting with lenders can be a long and intimidating process, but it does not need to be. My Mortgage Auction takes the stress out of finding the right lender and saves you hours of travel and meetings. Simply use our app or our secure online application and we will connect you with multiple lenders in your area who want your business! Need some help with your application? No problem! Our friendly support team will help walk you through the process. Oh, and did we mention it is 100% free for borrowers? So what are you waiting for? Let's get started!

Get Started Now!

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My Mortgage Auction Disclaimer to Applicants: My Mortgage Auction is not a mortgage company. We offer the consumer the technology to connect with licensed mortgage brokers and bankers in order to shop for a mortgage. My Mortgage Auction does not view any personal information. All information is encrypted. This is not a commitment to make a loan. The rates and programs offered by brokers and bankers are based on non-personal information put forth by you, the applicant. Rates and programs are subject to change based on the brokers and bankers findings once all of your personal information is reviewed by the broker and banker. Loans are subject to borrower qualifications, including credit score, income, property evaluation, sufficient equity in the home to meet loan to value requirements, and final overall credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Terms of the loan may be subject to payment of points and fees by the applicant. Sorry for the inconvenience but we are temporarily not operating in New York State