A legacy of love

Birthday Opportunities

The most common month to be born in the United States is September. September 9 is the most common day, and December 25 is the least common day.1

Of course, every birthday is special, no matter when it falls on the calendar. And some birthdays bring new benefits or responsibilities. See whether you can match the following ages with the benefits related to that age.

50

55

59½

62

65

66

67

70

70½

___ 1. Eligible for full Social Security benefits for those born in 1960 or later

___ 2. Eligible to enroll in Medicare

___ 3. Earliest age to make catch-up contributions to IRAs and employer-sponsored
retirement plans

___ 4. Eligible for full Social Security benefits for those born between 1943 and 1954

___ 5. Generally able to withdraw money from a tax-deferred retirement plan without incurring a 10% federal income tax penalty

Joshua Maclean is/are agent(s) licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of (IA, IN, IL,MO,TX). No insurance business may be conducted outside this/these state(s) referenced.

Joshua Maclean is a Registered Representative(s) of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of (IA and MO) you are securities licensed). No offers may be made or accepted from any resident outside the specific state(s) referenced.