The TPAF (Teacher's Pension and Annuity Fund) is a pension program whose contributions are federally tax deferred. The current contribution rate is 7 .06%. Employees appointed to positions, requiring certification by the New Jersey Department of Education as members of a regular teaching, or professional staff of a public school system in New Jersey, and work 32 hours or more per week are required to enroll as a condition of employment.

In addition there is a Group Term Life Insurance Policy with a contributory rate of .004%.

Enrollment is automatic; however, you must complete your designation of Beneficiary form on-line with the Division of Pensions and Benefits.

Questions concerning pension benefits and/or retirement should refer to the pension manual on the web at www.state.nj.us/treasury/pensions or contact client services at 609-292-7524 or Division of Pensions and Benefits, P. 0.
Box 295, Trenton, NJ 08625-0295.