Vaguaranteedhomeloans.com (the "Site") is a website owned and operated by Best Rate Holdings, LLC dba Best Rate Referrals ("Best Rate Referrals"). Best Rate Referrals is an online lead generator and a Duly Licensed Mortgage Broker. Best Rate Referrals provides administrative and marketplace services by matching consumers who are prospective borrowers with one or more banks and/or lenders (each a "Lender") that offer products and/or services of interest. Best Rate Referrals is not a Lender and does not: originate, make or refinance loans; make credit decisions in connection with loans; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender.

In order to be matched with participating Lender(s), Best Rate Referrals may require you to submit certain personal and financial information. Your responses, and the information you choose to submit in order to be matched with participating Lender(s), will help improve the accuracy of your results. The information you submit to Best Rate Referrals is not a loan application. You understand, acknowledge and agree that the information you choose to provide to Best Rate Referrals will be collected, stored and transmitted only to Best Rate Referrals’ partners, and solely for the purpose of matching you with participating Lenders that can provide you with more information about their respective products and/or services. Make sure to compare rates and fees, as they can vary between Lenders and may depend on the state in which you reside.