EMFIL

ESAF Microfinance and Investment Private Limited (EMFIL) is the leading microfinance institution in the South Indian state of Kerala and is expanding rapidly in Central India. EMFIL and its parent ESSCO have a clear focus on improving the livelihood of its clients holistically by providing them access to finance, low cost healthcare and housing, fair prices for their agro produce, and by training women in rural and tribal areas to make handicrafts. The ownership structure of EMFIL is unique in the Indian context with more than 65% Indian ownership. Another unique feature is that a very high percentage - around 68% - of the institution’s field staff are women.

Important Information

Triodos Bank NV (incorporated under the laws of the Netherlands with limited liability, registered in England and Wales BR3012). Authorised by the Dutch Central Bank and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of our regulation by the Financial Conduct Authority and Prudential Regulation Authority are available from us on request. Firm reference number 183366.