There is a bit of freedom with the position and allow you to find your niche. Unlimited income potential and unlimited commission.

Cons

Well, granted you can find your own niche. But how the hell do you find that niche. The amount of knowledge to get started is very difficult. Sell your project 200 and hope they buy. Bad that no real support except training is all the same ole whole life this, deferred income annuity that, and disability. Hope you don't have any blue collar clients because they won't get approved. Many many unfulfilled, empty promises. When I asked about those I was asked what I received in writing. Stupid of me for taking the GA's word on how he is willing to help.

The agency I worked in had a great culture. It felt like a family; everyone is going through the same thing when you start out in the position. It is not easy but if you work hard, you will succeed.

You have the flexibility to do as you wish as long as you produce and hit numbers. You could theoretically take 6 months off if you hit your numbers in the first six months (but then who wants to loose out on the potential to make more money for the next six months of the year!?)

Cons

Difficult to manage learning everything you need to learn, as well as going out and finding clients.

It only COSTS YOU (MONEY OUT OF YOUR POCKET) a couple hundred dollars to become licensed to sell life insurance in North Carolina. Couple thousand if you want to sell annuities. Luckily, you don't have to worry about where you'll be depositing your payroll checks from working at the company, because you won't be receiving any until you sell a certain amount of product and "qualify" to become "part of the team".

Cons

You have to find your own "customers" which will be people that you sell products to. Once those customers lock into a product, the company receives a stream of cash, from which you receive a percentage, provided that you are in "good standing" meaning that you've sold enough product recently.

Advice to ManagementAdvice

Don't be such self-centered arrogant jerks that brag about your success selling product to people and the money that you've made by doing so.... especially when you can't bring new "employees" into a meeting with one of your own customers to show your slick talking ways. Of course, you're VERY quick to leech onto any potential sales leads that a new employee may bring... like a blood thirsty shark that hasn't eaten in weeks. By the way, thanks for stealing my commissions on those deals by "accidentally" deleting me off of the paperwork.

Great PTO right off the batSomething new to learn everydayNice colleaguesComfortable pay

Cons

Health insurance is mediocreAggressive working schedule (a lot of overtime, unsaid 40+ hour work week)Aggressive implementation scheduleWork/Life balance used to be more accommodating, not anymoreUpper management is a bit cluelessFar too many meetings