Health Savings Account (HSA)

First National Bank offers Health Savings Accounts (HSAs) and can act as the account custodian for your employees. HSA accounts are used in conjunction with a high-deductible health insurance plan and allow employees to save money tax-free against medical expenses. Unlike a Flexible Spending Account (FSA), funds roll over and accumulate year-to-year if not spent. HSAs are owned by the individual, not the employer.

$500.00 minimum daily balance required to earn interest

If the balance falls below $500.00, a $2.50 monthly maintenance fee will be assessed

$100.00 minimum deposit required to open the account

Debit card access only

Interest paid monthly

Rate of interest subject to change after account is opened

For more information about offering your employees an HSA account, please contact a New Accounts Representative at any of our locations or email us at fnb@fnb-hartford.com.