As an MSU student, you're eligible to join MSUFCU! We specialize in the needs of college students and offer free checking accounts, low-rate Visa Credit Cards, and free 24/7 account access. Many student choose to open an account at MSUFCU—even if they already have an account at home!

Close to Campus

Having a local financial institution will make it easier to cash checks from home, have your MSU paycheck direct deposited, and pay your bills. You don't even have to worry about finding a ride because there are three MSUFCU branches within walking distance and over 100 surcharge-free ATMs on and near campus!

Student Survival Package

FREE Totally Green Checking is the perfect checking account for students! There is no minimum balance and no monthly service fee, plus you get a Visa Debit Card, FREE Bill Payment, and FREE 24/7 account access.

An MSUFCU Visa Credit Card has a low rate, no annual fee, and no hidden fees or teaser rates. It's a great card to start building your positive credit history, plus you can use it as overdraft protection for your MSUFCU checking account.

FREE Online & Mobile Banking1make it easy to access your account, check your balances, and make payments and transfers any time, any where.

MSUFCU specializes in the financial needs of college students. From free checking accounts to low-rate Visa Credit Cards, we offer a variety of products and services designed to meet your financial needs. Take advantage of the MSUFCU services that will work best for you!

FREE Totally Green Checking

Sparty Visa Debit Card

Visa Credit Card

FREE 24/7 account access

Over 100 surcharge-free ATMs on & near campus

Green & White Loan

Just for MSU students! A Green & White Loan from MSUFCU can help you pay for any MSU program, including: MSU Athletics season tickets, your MSU class ring, Alternative Spring Break, or Study Abroad.Estimate a Payment.

Low 8.95% APR1

12 months to repay

Payments as low as $26.30 a month2

Minimum loan amount of $300

No prepayment penalty or application fee

1 Rate as of March, 2015and is subject to change. You will be advised of any change to the loan rate. Member is only allowed one (1) Green & White Loan at a time.2 Monthly payment for $300 borrowed for 12 months at 8.95% APR.

MSUFCU Study Abroad Scholarships

MSU Federal Credit Union has created a scholarship fund through MSU for students wishing to study abroad. To apply for a study abroad scholarship and find out more about application deadlines and scholarships available, visit MSU's Office of Study Abroad.

Just as the MSU COM program is committed to excellence in osteopathic education, MSUFCU is committed to providing excellence in member service with products and services designed to meet your financial needs. MSU COM students are eligible to join MSUFCU, the official financial institution of the MSU community.

MSUFCU Benefits

FREE Totally Green Checking is the perfect checking account for students! There is no minimum balance and no monthly service fees, plus with Totally Green Checking you get a Visa Debit Card, FREE Bill Payment, and FREE 24/7 account access.

AnMSUFCU Visa Credit Card has a great low rate, no annual fee, and no hidden fees or teaser rates. Plus, you can use your MSUFCU Visa as overdraft protection for your MSUFCU checking account!

MSUFCU prides itself on providing excellent member service. That's why more MSU students choose to open an account at MSUFCU than any other financial institution. Open your MSUFCU account today and experience the credit union difference!

Join the #1 Financial Institution of the MSU Community Today!

1Although MSUFCU does not charge any fees for mobile banking, connectivity and usage fees from your wireless provider may still apply.

Financial 4.0 is part of MSU Federal Credit Union's ongoing effort to provide free, useful, and relevant financial resources to current MSU students and young alumni.

Created by MSU students, for MSU students, Financial 4.0 features blogs, videos, contests, and a place for the MSU student community to connect, share, and get answers about our money matters. Go ahead, don't be shy! Check out what Financial 4.0 is all about!

Introducing the money.edu app!

MSUFCU partnered with MSU to create financial education tools specifically for students, and we’re excited to share with you the new money.edu financial education mobile app and videos powered by MSUFCU.

Money.edu is a free mobile app available for iOS and designed for college students, offering a variety of financial tips and tools.

Learn how to build good credit

Receive budgeting tips

Discover ways to minimize fraud

Learn how to boost your savings

Browse a glossary of financial terms

Use financial calculators

Financial Education Videos
Along with the mobile app, we have also created a series of financial education videos covering a variety of topics tailored to students including: budgeting, student-targeted scams, travel tips, savings tips, and protecting yourself from identity theft. These videos will be available on MSUFCU’s YouTube channel.

If your child loves to learn about saving money, then the Dollar Dog account is for him/her! Your child will learn positive savings habits, enter to win great prizes, and enjoy a fun and interactive website especially for Dollar Dog members.

Quarterly newsletter filled with fun activities and information about saving

Dollar Dog website with games

With every $10 deposited to your child's Dollar Dog account, he/she will receive one "Dollar Dog Coin" (maximum of 10 coins earned per visit). Save these coins to "purchase" items from the Dollar Dog Store at every MSUFCU branch office. Child must make a deposit at an MSUFCU branch to receive his/her coin(s).

MSUFCU's Cha-ching! account is designed especially for members ages 13-17. The Cha-ching! account helps teens identify and prioritize their personal money management goals, develop a budget, track income and spending, and helps them understand the cost of using credit.

FREE Charging Station!
Make sure your teen always has 24/7 account access with our mobile app and this FREE charging station when your teen opens a new Cha-ching! account.1 A Cha-ching! account includes a Spartan Saver account and with parental/guardian permission can include a Totally Green Checking account with the following features:

MSU Federal Credit Union has partnered with the City of Lansing and the Lansing School District to provide Children’s Savings Accounts through the Lansing Student Accounts Valuing Education (SAVE) program. These accounts have been developed to help students save money to pay for future college or training expenses. With the help of financial education specialists, the Lansing SAVE program offers students the foundation needed to learn about financial management and plan for their futures so they can achieve their goals and dreams. Click the logo to the right to visit the Lansing SAVE website for complete details.