Definition:
Share of home purchase loans that have an APR (annual percentage rate)
at least 3 percentage points higher than the interest rate of U.S.
Treasury securities of the same maturity.

Notes:
Due to changes in the definition of high interest loans, this indicator only reflects loans with application dates before October 1, 2009. Includes only originated, first-lien loans for owner-occupied, 1-4 family homes or manufactured homes.