Retiree Publications and Booklets

Insights for Retired Members of IMRF (Tier 1)

This publication serves as a detailed guide to the benefits available to retired members of the Illinois Municipal Retirement Fund. Also included is information on state and federal taxes, Social Security, and general information about IMRF

Insights for Retired Members of IMRF (Tier 2)

This publication serves as a detailed guide to the benefits available to retired members of the Illinois Municipal Retirement Fund. Also included is information on state and federal taxes, Social Security, and general information about IMRF

Insights for Beneficiaries of Retired Members of IMRF

This booklet is a detailed guide to the benefits available to beneficiaries of retired members of the Illinois Municipal Retirement Fund. Also included is information on state and federal taxes, Social Security, and general information about IMRF.

Insights for Retired Elected County Officials (ECO) of IMRF

This booklet is a detailed guide to the benefits available to beneficiaries of members who retired under the Elected County Officials (ECO) plan. Also included is information on state and federal taxes, Social Security, and general information about IMRF.

Insights for Beneficiaries of Retired ECO Members of IMRF

This booklet is designed for beneficiaries of retired members of the Elected County Officials (ECO) plan. Also included is information on state and federal taxes, Social Security, and general information about IMRF.

Return to Work Rules

This brochure describes how returning to work after you retire can affect your IMRF pension benefits.

Health Insurance Continuation through your Employer-Sponsored Plan

Health Insurance - IMRF Endorsed Health Plans

This booklet discusses and provides details about the Health Insurance Programs endorsed by IMRF.

How Divorce Can Affect Your IMRF Benefits

This booklet explains how divorce can affect your IMRF benefits.

Qualified Illinois Domestic Relations Orders (QILDROs)

This booklet explains how to properly complete a QILDRO if you are dividing your IMRF benefits in a divorce. A QILDRO is a Illinois court order that transfers all or part of a member's retirement benefit(s) to another person (the alternate payee).

The IMRF website provides a brief summary of IMRF benefits and the administration of those benefits. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. If a conflict arises between information in the IMRF website and the law, all decisions are based on the law.