Q. Is price the most important factor to consider when purchasing boat insurance?

A. No. Price is definitely an important factor. However, the coverage that your policy provides is in our opinion the most important factor in choosing an insurance policy. Marine insurance policies are not standard products like home and auto insurance.

While looking for insurance you should be most concerned with the details of how your claim will be covered in the case of a loss. As a boat owner you should select an agent and boat insurance policy that meets your specific needs. Differences in premium will often be made up quickly if you select an inadequate policy or unknowledgeable agent.