Debit & Credit Cards

VISA® Debit Rewards Card

Our VISA® Debit Rewards Card lets you access your checking account without the hassle of writing a check. There is no monthly service charge to use the VISA® Debit Rewards Card. Credit (non-PIN) transactions are unlimited. Your Debit MasterCard® is also your ATM card. You have 3 Free debit (PIN) transactions per month. After 3 you will be charged per transaction.

Withdrawals made at our ATMs do not count toward your three free PIN transactions per month. As a member, you have unlimited transactions available at ATMs owned by Hampton Roads Educators’ Credit Union as well as those in the largest ATM network in America, CU24.

To locate the surcharge-free ATM nearest you visit www.cu24.com/atmlocator

Lost or Stolen Debit Cards

To report your Hampton Roads Educators’ Credit Union VISA® Debit Rewards Card lost or stolen contact our card protection services as soon as possible at 1-800-472-3272. You may also call Member Services 757-838-0707, extension 106 or toll free at 800-468-1073.

UChoose® VISA Debit Rewards

With our VISA® Debit Rewards Card program, you choose where to shop and what to get for all the points you earn. You have access to hundreds of retailers where you earn big rewards, and there are millions of redemption choices!

Watch your points add up every time you shop with your VISA® Debit Rewards Card. Your points add up even faster when shopping at participating retailers!

Redeem Points for Gift Cards

Now you can redeem points for gift cards from some of the nation's top retailers, gas stations, hotels, and restaurant chains. Plus, you can redeem your UChoose Reward Points for airline tickets, travel packages, car rentals (outside the state of Hawaii), gift certificates and much more.