January 2011 archive

Photo: Casey Serin Not too long ago, a reader on my blog asked me “Is 700 a good credit score?” I explained to her that it is a decent score, but in today’s economy I would no longer consider it good. Creditors are now pickier than ever when it comes to granting credit and although […] Read more…

Photo: Martoneofmany One of the most popular articles on Living Richly on a Budget is about MTV’s documentary show, True Life: I Can No Longer Afford My Lifestyle. Having watched the show myself, I was interested in observing how each of the people featured struggled to adjust to a new lifestyle. It made me wonder […] Read more…

Welcome to the Carnival of Personal Finance – Fun with Finance edition, a collection of recent blog articles on personal finance, frugality, real estate, income taxes, budgeting, credit cards, debt, saving, career, and business. Personal finance should be fun, otherwise we wouldn’t stick with it. How can you be more creative with how you invest, […] Read more…

Get the Free 2012 Hello Kitty Calendar! It’s here again – a FREE Hello Kitty calendar for 2011! I’ve been searching for this since last December. It’s finally out today! The Free 2011 Hello Kitty Calendar was such a popular post last year, I decided to share this again. If you’re a big Hello Kitty […] Read more…

Being unemployed and pregnant, I have to really watch what I spend at the moment. Having a baby is expensive, not only with medical bills but with all the stuff that a baby needs. Things that we needed were a crib, baby clothes, changing table, etc. Everything adds up. So I was on a mission […] Read more…

Free checking accounts are almost extinct with major banks getting rid of free checking or making you jump through hoops to earn it. There aren’t many financial institutions left, with brick-and-mortar branches, that offer free checking, with no strings attached. So where can you stash your money for free with no minimum balance or hassle […] Read more…