Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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TT: Time since youngest account opened is too recent

Explanation:

The account that you opened most recently is still too new. A credit file containing older accounts will have a positive impact on your credit score because it demonstrates that you are experienced managing credit.

What you can do:

Don’t open more accounts than you actually need. Research shows that new accounts indicate greater risk, especially if overall account history isn’t long. Your score will benefit as your accounts get older.

A HIGHER LEVEL OF CONFIDENCE

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