Sean war great. He was very compassionate about my situation. He kept me in the loop about how the process was going step by step. Sean returned all my call and answered all my questions in a timely fashion.

- glennglover2 5 / 5

Ryan made the process of obtaining our loan less stressful. He worked diligently (night and day) to be sure he secured the proper loan for us. We are truly grateful for his help and professionalism.

- user0353690 5 / 5

DiTech was very effective and accurate in developing the refinancing we needed. Everything was above board and in detail that as developed as the refinancing paperwork grew in accuracy.

- vilhauers0 5 / 5

Working with Corey and his team made the process of buying our first home both informational and enjoyable! We learned more about the process of applying for a loan than we thought we would be able to understand. The way that Corey took the time to explain everything and assure that we understood it...

I cannot say enough about Jake Tunitis. Jake assisted my husband and I a few years ago with a refinance. He did such a fantastic job that he was the only person I thought to call when we decided to refinance again. I kind of put him to the test this time around. I wanted to close as quickly as possi...

Corey and his team were excellent in educating us on what loan would work best for us . Made the whole process extremely easy and enjoyable. We had issues with our home not appraising for more than the purchase price and thought we would loose the house but Corey took care of it and got us our home.

- user33424562 5 / 5

Ryan Shaughnessy was awesome, extremely knowledgable and responsive. He made himself available to us and was fast and accurate with information. Ryan kept me up to date daily on the process and was always ahead on what documents were going to be needed which made the process quick and easy. We could...

This was my first time buying a home. Ryan was referred to me by a family member and went above and beyond my expectations. He was on top of all aspects of the sale and was the glue that kept everything together. He is patient and knowledgeable. He outlined the pros and cons of each of my options an...

After shopping around for VA refinance loan, we chose Perennial because of Mike Ramer. From our first conversation he was very friendly and courteous while he clearly explained our options and I immediately felt comfortable working with him. His professionalism and integrity was demonstrated through...

Stephen was extremely knowledgable and helpful with our Refi. He was responsive and made himself available to us. We would gladly work with him again in the future.

- jhill6130 5 / 5

Why Refinance Your Mortgage, And Is It Right For You?

Determining your eligibility to refinance your mortgage is similar to the approval process you first went through with your first mortgage. All things will again be considered: assets, credit score, current property value, debts, etc. If your credit score has improved you may be eligible for a lower-rate mortgage. If your credit score has fallen, your interest rates might go up. You’ll have several questions when determining if refinancing is a viable option for you. Talking with our specialists can assure that you’re making the best decision to prevent any hardships with your mortgage.

There are several benefits that come with refinancing your home. Mortgage refinancing lowers your monthly mortgage payment*, the total interest paid on your mortgage could be reduced, you can pay off your mortgage faster, your better credit could qualify you for lower interest rates, and refinancing lets you unlock the equity in your home.

These are just some of the many perks that come with refinancing. At Perennial Funding we make sure that you’re getting the best possible outcome when refinancing your mortgage. Consult us and speak with one of our refinancing specialists to find out all the ways that you can save.

Solidifying a mortgage with Perennial Funding could save you thousands!

Certain jumbo products might not be available to you if you’re a first-time buyer.

Some lending services might not be available in all areas. See what’s available to you.

Some restrictions may apply.

The lock period for your rate is 45 days.

Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.

Legal

Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website.*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.