With Christmas just around the corner, many have already started shopping a lot, which also means spending a lot! The malls are more crowded with folks buying last minute gifts for family and friends. ‘Tis the season to be jolly,…

The holidays are about so much more than exchanging presents…it’s a time to reflect on precious gifts in our lives. Family and friends gather around tables or in front of the fireplace laughing, remembering, and cherishing time together. This hol…