For Participants

KTRADE Is Committed to Working with Plan Participants

We know how important it is to be financially prepared for retirement. That’s why we offer investment options and pricing designed to maximize your financial security.

Through our open-architecture platform, we are able to offer thousands of mutual fund options. In fact, if you and your Investment Advisor are looking for a particular fund—ask us. More than likely, we can make it available to you.

You’ll find our fees are some of the lowest in the industry. And we credit 100 percent of the revenue sharing that we receive from all investment solutions against our professional fees. That means our reduced fees translate into higher account balances—an advantage that can make a significant difference to your balance over the lifetime of the account.

Our services and tools are designed to help you manage your retirement account. We offer lifestyle funds, target maturity funds, actively managed portfolios, exchange-traded funds, or ETFs, and fiduciary investment monitoring software. This online system is available to you 24 hours a day, seven days a week.

Participant education is an especially important part of an effective retirement plan. Your plan is successful only if you understand how it works and, as a result, are prepared to make informed decisions. KTRADE’s goal is to ensure your employees receive the education and guidance they need so they can take an active role in preparing for a sound and secure retirement.

KTRADE’s goal is to ensure you receive the education and guidance you need so you can take an active role in preparing for a sound and secure retirement.

In today’s retirement plan environment, the recordkeeping function is especially critical. In fact, recordkeeping is the backbone of the participant-directed system that prevails today. KTRADE tracks your account balance by source - for example, your deferrals, employer contributions, rollovers - and by the investments you have selected.

KTRADE’s Online Toolkit for Employees

You can manage your retirement plan through our easy-to-use Web-based set of tools. KTRADE offers everything you need for efficient and effective interaction.

For Employees

Ability to add and modify beneficiary designations

Complete control over investment elections and changes

An option for a self-directed brokerage account for maximum investment flexibility

Complete control of financial transactions, including fund transfers, rebalance instructions, loan requests and more

Updated fund- and account-performance information

A convenient portal for all your reporting needs; including on-demand reports