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Category: Finance Advice

Traditional jobs are great and all, but if you have a creative zest for life, you might want to think outside the box when it comes to making money. Crafting is a very real industry and thousands of people make a living off of selling things online, while plenty of others make a perfectly acceptable supplementary income. …

No matter your work ethic, it’s always a dream to be able to work comfortably from home – or at the very least earn enough money on the side to be comfortable. While it can be unorthodox, these methods are still capable of receiving enough money to be worth doing. There are even those who make a career out of jobs that you might not see as overly reliable, experiencing enough success actually to quit their day job. …

If you’ve decided to give investing a go, you’re on the right track. No matter if you’re getting close to retirement or you just got your first job, getting into the world of investing means you’re starting to care about your financial future. However, contrary to what so many people believe, investing is tough and you can’t just magically turn a single paycheck into millions. But with enough planning and careful thinking, you should be able to get it right. And to help you get your investing career off to a good start, we came up with an investing guide for beginners. …

Maybe you are one of the many people to have considered starting your own tradesman business then if so, there are several things that you should think about before you begin. Indeed, all tradesmen must consider a number of factors, not only the manual skills that are required to open such a business, but also the administrative and business skills which are also useful for creating a successful and ongoing business. Furthermore, starting your own tradesman business can be very straightforward, providing you have defined a comprehensive operating plan for your business. Finally, before starting a tradesman business you should get authorisation from the appropriate regulatory authorities as well as pay for tradesmen’s liability insurance. …

If you have suffered an accident at work, or sustained an injury in a public place, it is likely that you are entitled to make a claim for compensation. Your claim is particularly strong if the accident was not your fault, and if your employer or the company who owns the premises where your injury or accident occurred, had been negligent with regards to health and safety procedures. Why should you be financially worse off as well as suffering the pain and inconvenience of an injury? …

It is inevitable that you will get behind at some point in life and you will have bills that will come up as overdue. This is about the time that you think about taking out a loan to help you get by and not end up with an overdraft fee at your bank. There are many options that you can take when it comes to getting a loan, you can do a payday loan, which is a really bad idea. You can also find installment loans online, which is a convenient way to get a better type of loan. …

There are many reasons why you might want to list your web-based business as an asset, not least of which is perhaps if you wish to appease your bank and get them to loan you some money you need, whatever it is you want the loan for. A bank would be quick to accept a traditional brick-and-mortar business or even just part of it as collateral to grant you a loan, but because it proves to be a bit challenging to place any sort of tangible value on a web-based business (even a profitable one), banks operating on criteria set a few decades ago generally don’t want to recognise web-based businesses as assets, unless it’s as big as a Google, Amazon, Facebook, etc. …

The discussion of the different types of debt can never really get tired because it’s quite clear that not enough people really understand the difference, or at least not enough people demonstrate an understanding of these differences based on their actions and their approach to handling debt. I’m talking about good debt versus bad debt, good debt being debt which you take on in a manner which you can manage and with a plan to ultimately better your current financial situation, while bad debt only tends to worsen your financial situation over time. …

Even if you’re a specialist in a particular field of Information Technology or Computer Science, getting qualified for any such profession at some point entails learning the basics. This is why qualified IT professionals don’t really struggle to find jobs just about anywhere in the world, but those very basics which you have as a qualified IT professional are worth much more than you may realise. …