Harvard University reports that 62 percent of all personal bankruptcies filed in the U.S. in 2007 were due to the inability to pay for medical expenses.

Disability causes nearly 50% of all mortgage foreclosures, while 2% are caused by death. - Health Affairs, the Policy Journal of the Health Sphere, 2 February 2005

In 2007, the employment rate of working-age people with disabilities in the U.S. was 36.9%. - U.S. Census Bureau, American Community Survey, 2007

The Social Security & Workers' Compensation Misconception

Can your family live on $1004 a month? That's the average monthly benefit paid by Social Security Disability Insurance (SSDI).- Social Security Administration, Fact Sheet 2008

More disability claims are denied than approved. More than half of the 2.1 million workers who applied for SSDI benefits in 2005 were denied. Less than half - 39% - were approved. - Social Security Administration, Office of Disability and Income Security Programs

Only 10% of disabling accidents and illnesses are work related. The other 90% are not, meaning Workers Compensation doesn't cover them. - National Safety Council, Injury Facts 2008 Ed.