Thank you for registering with our website. Please fill
out the application below & someone from our staff will
contact you within one business day. If not, please feel
free to contact us at 770-573-3222.

By registering with The American Dream 45
Incorporated, you become a registered user and a "Member",
whereby The American Dream 45 Incorporated offers certain
services to you, the Member, conditioned on your agreement
to adhere to the following terms of use ("Terms of
Use").

These Terms of Use govern your use of The American Dream 45
Incorporated service and Web site. By using, visiting, or
browsing The American Dream 45 Incorporated Web site, you
accept and agree to be bound by these Terms of Use. If you
do not agree to these Terms of Use, you should not use The
American Dream 45 Incorporated service or Web site.

These Terms of Use are an ongoing contract between you and
TheAmericanDream45,TDA45.com and apply to your use of The
American Dream 45 Incorporated service and Web site. These
Terms of Use affect your rights and you should read them
carefully.

Changes to Terms of Use
The most current version of these Terms of Use can be
reviewed by clicking on the "Terms of Use" located at the
bottom of the pages of The American Dream 45 Incorporated
Web site. The most current version of the Terms of Use will
supersede all previous versions. Your use of The American
Dream 45 Incorporated Web site or continued use of our
service after changes are made means that you agree to be
bound by such changes.

Privacy
Any information submitted on The American Dream 45 Web site
is subject to our Privacy Policy. Please review our Privacy
Policy to understand our practices. The date of any changes
to our Privacy Policy will be noted at the top of our
Privacy Policy.

Subscription Types and Billing:
The American Dream 45 Incorporated is an online
subscription service providing its members with access to a
comprehensive database of pre paid mortgage accelerations
services and other related services.

The American Dream 45 Incorporated currently charges a
subscription fee for different plan starting with a
sign up fee of $45.00
following a 7 day trial period. The monthly subscription
fee is calculated from the day of the month that your paid
subscription commences. Your monthly subscription fee is
base on the plan you choose per
month.

At the time you registered, you agreed to a specific term
of subscription. For example, the term may be monthly,
quarterly, semi-annually or annually. The term of your
subscription will automatically renew for indefinite
successive renewal terms for the same period as the initial
term unless terminated by you or The American Dream 45
Incorporated.

Your credit card may be subject to a PRE-AUTHORIZATION at
the time of your order. THE PRE-AUTHORIZATION IS NOT A
CHARGE TO THE CREDIT CARD. THE APPLICABLE MONTHLY
SUBSCRIPTION CHARGE MAY BE RESERVED AGAINST YOUR AVAILABLE
CREDIT LIMIT OR AVAILABLE FUNDS BALANCE FOR COLLECTION AT
THE END OF THE PERIOD.

By using The American Dream 45 Incorporated service, you
are expressly agreeing that we are permitted to bill you
for subscription fees and any other charges you may incur
in connection with your use of The American Dream 45
Incorporated service. As used in these Terms of Use,
"billing" shall indicate either a charge or debit, as
applicable, against your Payment Method, including a
checking
account, where applicable. The subscription fee will
be billed at the beginning of your subscription and on each
successive renewal term thereafter unless and until you
cancel your subscription. Click on the "My Account" link to
see the commencement date for your next renewal period. We
may change the fees and charges in effect, or add new fees
and charges from time to time, but we will give you advance
notice of these changes by e-mail.

The American Dream 45 Incorporated may offer different
subscription terms on its Web site and the membership fees
for such subscriptions may vary.
Content on the Web site and various services, whether
offered by The American Dream 45 Incorporated, third-party
Service Providers or others, may require additional
fees.

Promotional Offers
From time to time, in The American Dream 45 Incorporated
sole discretion, The American Dream 45 Incorporated
pre paid mortgage acceleration services may offer a reduced
membership fee, varying trial membership durations (if any)
or different terms altogether, for a specified promotional
period, to Veterans or other selected
customers. Terms of the promotional offer, including the
promotional price and duration of the promotional price,
may vary from time to time. Specific details of your offer
not covered in these Terms of Use will be explained on the
web page where you indicate your acceptance of the
promotional offer.

Automatic Renewals
The American Dream 45 Incorporated primarily charges a
monthly subscription fee but other term time periods are
available and apply to this agreement. Your subscription
will be automatically renewed for successive terms unless
cancelled. We will bill the subscription fee to the Payment
Method you provide to us during registration. Your
subscription will automatically renew for successive terms,
without prior notice to you, unless and until you cancel
your subscription or we terminate it. You must cancel your
subscription before it renews in order to avoid billing of
the next term's subscription fees to your Payment
Method.

Cancellation
You may cancel your subscription to The American Dream 45
Incorporated at anytime, and cancellation will be effective
immediately. WE DO NOT PROVIDE REFUNDS OR CREDITS
FOR ANY PARTIAL-MONTH SUBSCRIPTION PERIODS. To
cancel, click the link "Cancel" on the "My Account" page
and follow the simple instructions provided. You may also
cancel by telephone during business hours. Please call us
at 770-573-3222 from Monday-Friday, 10AM-6PM. EST and
Saturday-Sunday, 10AM-5PM. EST.

Testimonials
If you are a customer and send an email to the website, or
if you communicate with the site by phone or mail, the
website collects information about your communication and
by communicating with the site you give your permission to
collect, archive, retrieve, and otherwise use any
information collected as the site sees fit. Any
communication which, in its sole discretion, the site deems
to be a testimonial, may be publicized for commercial
purposes.

Disclaimers of Warranties and Limitations on
Liability
The American Dream 45 Incorporated SERVICE, INCLUDING ALL
FEATURES ASSOCIATED THEREWITH, THE WEB SITE AND ITS
CONTENTS ARE PROVIDED "AS IS" WITH ALL FAULTS AND WITHOUT
WARRANTY OF ANY KIND AND WE MAKE NO REPRESENTATIONS OR
WARRANTIES OF ANY KIND WITH RESPECT TO The American Dream
45 Incorporated SERVICE, THE WEB SITE AND ITS CONTENTS. We
assume no liability or responsibility for any errors or
omissions in the content of The American Dream 45
Incorporated Web site, any failures, delays, or
interruptions in the delivery of any content contained on
The American Dream 45 Incorporated Web site, including any
losses or damages arising from the use of the content
provided on the tad45.com Web site, or The American Dream
45 Incorporated service. TO THE EXTENT ALLOWABLE BY
LAW, WE AND OUR LICENSOR'S DISCLAIM ALL REPRESENTATIONS AND
WARRANTIES, INCLUDING, FOR EXAMPLE, WARRANTIES OF
MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A
PARTICULAR PURPOSE, AND NON-INFRINGEMENT. In addition, we
do not represent or warrant that the information accessible
via our site is accurate, complete or current. We do not
represent or guarantee that your use of the service will be
free from loss, corruption, attack, viruses, interference,
hacking, or other security intrusion and we disclaim any
liability with respect thereto. No oral or written
information or advice given by us or our authorized
representative shall create a warranty or otherwise
constitute a representation binding upon The American Dream
45 Incorporated or its affiliated parties.

In no event shall our total liability to you for all
damages for losses arising from the use or inability to use
our Website, its contents or our service, including any
features associated therewith exceed the amount of one
month's subscription fee on your subscription plan. The
foregoing limitations will apply even if the above stated
remedy fails of its essential purpose. If any applicable
authority holds any portion of this section to be
unenforceable, then liability will be limited to the
fullest possible extent permitted by applicable law.

Equal Housing Opportunity
Property owners and managers are subject to the Fair
Housing Act, which prohibits "any preference, limitation,
or discrimination in the sale, rental and financing of
dwellings because of race, color, religion, sex, handicap,
familial status, or national origin.”

The American Dream 45 Incorporated supports Equal Housing
Opportunity and we encourage users of our services and site
to follow appropriate guidelines to comply with both the
Federal Housing Act, as well as any applicable state and
local regulations.

Property Owner's or Manager's
Responsibilities
As a property owner or manager you have a responsibility
and a requirement under the law not to discriminate in the
sale or lease of property on the basis of race, color,
religion, sex, handicap, familial status, or national
origin. You cannot instruct your agent to convey on your
behalf any limitations in the sale or lease because your
agent is bound by law not to discriminate. Agents in a sale
or lease transaction are prohibited by law from
discriminating on the basis of race, color, religion, sex,
handicap, familial status, or national origin. They are
prohibited from complying with a request from the property
owner or manager to act in a discriminatory manner in the
sale or lease. Moreover, a property owner or manager cannot
establish discriminatory terms or conditions in the
purchase or lease, deny that housing is available, or
advertise that the property is available only to persons of
a certain race, color, religion, sex, handicap, familial
status, or national original.

Homeowners Buyer's
Rights
As someone seeking to pre paid your
mortgage, buy a home, or condo, you have the right
to expect that housing will be available to you without
discrimination or other limitations based on race, color,
religion, sex, handicap, familial status, or national
origin. This includes the right to expect equal
professional service, the opportunity to consider a broad
range of housing choices, no discriminatory limitations on
communities or locations of housing, no discrimination in
the pricing or financing of housing, reasonable
accommodations in rules, practices and procedures for
persons with disabilities, and to be free from harassment
or intimidation for exercising your fair housing
rights.

Copyright The
compilation of all content on this site is the exclusive
property of The American Dream 45 Incorporated. You agree
not to decompile, reverse engineer or disassemble any
software or other products or processes accessible through
The American Dream 45 Incorporated Web site, not to insert
any code or product or manipulate the content of The
American Dream 45 Incorporated Web site in any way that
affects the user's experience, and not to use any data
mining, data gathering or extraction method. The American
Dream 45 Incorporated reserves the right to terminate your
subscription hereunder if The American Dream 45
Incorporated, in its sole and absolute discretion, believes
that you are in violation of this paragraph. The use of The
American Dream 45 Incorporated is for your personal and
non-commercial use.

Trademarks
The American Dream 45 Incorporated is a registered
trademark. The American Dream 45 Incorporated logo and
tad45 website are trademarks or service marks. The American
Dream 45 Incorporated Web site, including but not limited
to its graphics, logos, page headers, button icons, scripts
and service names constitute trade dress of The American
Dream 45 Incorporated. The trademarks, service marks and
trade services of The American Dream 45 Incorporated may
not be used or reproduced without prior written approval
from The American Dream 45 Incorporated, and may not be
used in connection with any product or service that is not
affiliated with The American Dream 45 Incorporated, in any
manner that is likely to cause confusion among customers,
in any manner that dilutes the rights of The American Dream
45 Incorporated, or in any manner that disparages or
discredits The American Dream 45 Incorporated Other
trademarks that appear on The American Dream 45
Incorporated Web site are the property of their respective
owners, who may or may not be affiliated with, connected
to, or sponsored by The American Dream 45 Incorporated. Any
images of persons or personalities contained on The
American Dream 45 Incorporated Web site are not an
indication or endorsement of The American Dream 45
Incorporated or any particular product or our service
unless otherwise indicated.

Electronic Communications
By using The American Dream 45 Incorporated service, you
consent to receiving electronic communications from The
American Dream 45 Incorporated (tad45.com) These
communications will include notices about your account and
information concerning or related to our service. These
communications are part of your relationship with The
American Dream 45 Incorporated and you receive them
as part of The American Dream 45 Incorporated pre paid
mortgage acceleration subscription. You agree that any
notice, agreements, disclosure or other communications that
we send to you electronically will satisfy any legal
communication requirements, including that such
communications be in writing.

Limitations on Use
You must be 18 years of age or older to subscribe to The
American Dream 45 Incorporated services. Unless
otherwise specified, the content on The American Dream 45
Incorporated Web site is for your personal and
non-commercial use and we grant you a limited license to
access The American Dream 45 Incorporated Web site for that
purpose. You may not download, modify, copy, distribute,
transmit, display, perform, reproduce, duplicate, publish,
license, create derivative works from, or offer for sale
any information contained on, or obtained from, The
American Dream 45 Incorporated Web site without our
express written consent. We reserve the right to terminate
or restrict your use of our service, without notice, for
any or no reason whatsoever.

Links
In addition, other Web sites may link to The American Dream
45 Incorporated Web site. has not reviewed these Web sites
and is not responsible for the content or privacy policies
of these Web sites.

Disputes; Governing Law
These Terms of Use shall be governed by and construed in
accordance with the laws of the state of Georgia, without
regard to conflicts of law provisions. You and The American
Dream 45 Incorporated agree that the United States District
Court and/or the Georgia Superior Court for the County of
Rockdale shall have exclusive jurisdiction over any dispute
between you and The American Dream 45 Incorporated relating
in any way to The American Dream 45 Incorporated
service or Web site or these Terms of Use. You and The
American Dream 45 Incorporated expressly and
irrevocably consent to personal jurisdiction and venue in
these courts. The parties agree that in any such dispute or
subsequent legal action, they will only assert claims in an
individual (non-class, non-representative) basis, and that
they will not seek or agree to serve as a named
representative in a class action or seek relief on behalf
of those other than themselves.