Rates

Rates are subject to change without notice. Advertised loan rates reflect maximum discounts of 0.50%. Loan Discounts may be available when you sign up for Payroll Deduction, Automatic Transfer, 10% Cash Payment, or have $5,000 on deposit in a non-checking account. Please contact us for details. *APR = Annual Percentage Rate. **APY = Annual Percentage Yield.

Loans

Name

APR*

APY**

Home Equity Line-of-Credit (80% Loan-to-Value)

As low as 5.50%

--

Home Equity Line-of-Credit (90% Loan-to-Value)

As low as 6.00%

--

Home Improvement Loan (NEW) up to $30,000 / 120 mos.

As low as 7.99%

--

Debt Consolidation/Signature Loan (Fixed rate up to 60 mos.)

As low as 8.50%

--

Loans - Auto (New & Used)

Name

APR*

APY**

Auto Loan 2013 - 2019 (up to 60-month term)

> As low as 3.99%

--

Auto Loan 2016 - 2019 (up to 76-month term)

> As low as 4.25%

--

Auto Loan 2016 - 2019 (77 to 84-month term)

> As low as 5.14%

--

Auto Loan 2013 - 2015 (up to 72-month term)

As low as 4.25%

--

Auto Loan 2011 - 2012 (up to 72-month term)

As low as 4.94%

--

Auto Loan 2008 - 2010 (up to 48-month term)

As low as 5.44%

--

Auto Loan 2008 - 2010 (up to 66-month term)

As low as 5.65%

--

Auto Loan 2007 and Older (up to 60-month term)

As low as 6.79%

--

*Processing fee of $190 assessed on every vehicle loan

x

x

Loans - Auto (Recreation Vehicles)

Name

APR*

APY**

Boats, RVs, ATVs, Snowmobiles 2010 and Older (Up to 48-month term)

As low as 6.99%

--

Boats, RVs, ATVs, Snowmobiles 2011-2013 (Up to 72-month term)

As low as 6.99%

--

Boats, RVs, ATVs, Snowmobiles 2014-2019 (Up to 72-month term)

As low as 6.99%

--

Loans - Mortgage

Name

APR*

APY**

Mortgage Loan (First Mortgage) 10-Year Term

Call 330-832-1371

--

Mortgage Loan (First Mortgage) 15-Year Term

Call 330-832-1371

--

Mortgage Loan (First Mortgage) 30-Year Term

Call 330-832-1371

--

Mortgage Loan (Second Mortgage) 80% LTV Up to 15 Yrs.

Call 330-832-1371

--

*A processing fee of $495 will be assessed on every First Mortgage loan

x

x

Platinum MasterCard Credit Card

Name

APR*

APY**

Platinum MasterCard

12.99%

--

Platinum MasterCard

7.99%

--

Regular & IRA Certificates

Name

APR*

APY**

6-Month Certificate

.10%

.10%

9-Month Certificate

.15%

.15%

12-Month Certificate

.20%

.20%

24-Month Certificate

.40%

.40%

36-Month Certificate

.45%

.45%

48-Month Certificate

.55%

.55%

60-Month Certificate

1.00%

1.00%

> 18-Month Certificate - LIMITED TIME OFFER

2.00%

2.01%

A $100 minimum deposit is required to open an IRA. A $1,000 minimum deposit is required to open a regular certificate. Dividends compound quarterly. Rates subject to change weekly.

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