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Need a sofa, washer/dryer, TV, or new tires? Don’t have the cash or credit to buy them outright? You may be considering rent-to-own: simply make weekly or monthly payments for a while and you own the goods. Continue Reading >

Here at the FTC, we think about scams all day long. What are the scammers’ new angles? How can we keep ahead of them? We hear from people about the scams they see, and we turn that into tips people use to spot and avoid scams.

But scammers find FTC staff, just as they find the rest of America. My colleagues and I have even gotten calls on our work phones, offering reduced credit card interest rates, or claiming to be tech support calling about problems with our computers. We also get the calls at home. In fact, someone claiming to work for the IRS called my house just last week: Continue Reading >