Employer superannuation

BT Lifetime Super - Employer Plan

These fees and costs are estimated amounts in relation to the 12 months to 30 June 2017.

APIR Code

Investment Option

Indirect costs (%)1

Other costs (%)2

Borrowing costs (%)

BTA0255AU

Aberdeen Australian Small Companies

0.15

1.96

0.00

BTA0162AU

Aberdeen Select Investment Actively Hedged International Equities

0.14

1.85

0.00

BTA0159AU

AMP Capital Listed Property Trusts

0.26

1.16

0.00

BTA0029AU

BT Australian Share

0.25

1.30

0.00

BTA0513AU

BT Balanced Returns

0.48

1.30

0.08

BTA0511AU

BT Cash

n/a

1.05

0.00

BTA0512AU

BT Conservative Outlook

0.47

1.30

0.00

BTA0253AU

BT Ethical Share

0.23

1.30

0.00

BTA0068AU

BT Future Goals

0.44

1.30

0.00

WFS0387AU

BT Global Property

0.19

1.33

0.00

BTA0033AU

BT International Share

0.15

1.30

0.00

BTA0310AU

BT Multi-manager Australian Share

0.27

1.60

0.00

BTA0224AU

BT Multi-manager Balanced

0.30

1.48

0.00

BTA0225AU

BT Multi-manager Conservative

0.24

1.38

0.00

BTA0311AU

BT Multi-manager Fixed Interest

0.12

1.30

0.00

BTA0226AU

BT Multi-manager Growth

0.33

1.63

0.00

BTA0182AU

BT Multi-manager High Growth

0.33

1.68

0.00

BTA0302AU

BT Multi-manager International Share

0.18

1.80

0.00

BTA0096AU

BT Partner Australian Shares Growth 1

0.13

1.59

0.00

BTA0258AU

BT Partner International Shares Core 1

0.11

1.75

0.00

BTA0034AU

BT Property Securities

0.18

1.30

0.00

BTA0161AU

Colonial First State Australian Shares

0.23

1.67

0.00

BTA0405AU

Colonial First State Wholesale Geared Share Fund

0.12

3.07

3.28

BTA0305AU

Fidelity Australian Equities Fund

0.10

1.55

0.00

BTA0099AU

Investors Mutual Australian Share

0.18

1.69

0.00

BTA0257AU

Macquarie Diversified Fixed Interest

0.16

1.33

0.00

BTA0400AU

Platinum International Fund

0.34

2.24

0.00

BTA0408AU

Vanguard Australian Shares Index Fund

0.12

0.88

0.00

BTA0399AU

Vanguard Growth Index Fund

0.11

0.99

0.00

BTA0407AU

Vanguard International Shares Index Fund

0.12

0.88

0.00

BTA0443AU

BT MySuper Lifestage 1940's

0.20

0.95

0.00

BTA0444AU

BT MySuper Lifestage 1950's

0.23

0.95

0.00

BTA0445AU

BT MySuper Lifestage 1960's

0.26

0.95

0.00

BTA0446AU

BT MySuper Lifestage 1970's

0.30

0.95

0.00

BTA0447AU

BT MySuper Lifestage 1980's

0.31

0.95

0.00

BTA0448AU

BT MySuper Lifestage 1990's

0.31

0.95

0.00

BTA0449AU

BT MySuper Lifestage 2000's

0.32

0.95

0.00

1. The indirect cost ratio for the Lifestage Funds may be higher if certain investment performance targets are achieved. Please refer to ‘Additional explanation of fees and costs’ in the Additional Information Booklet for more information.

2. Additional fees and costs, such as activity fees, advice fees for personal advice or insurance fees, may apply. Please refer to the 'Additional explanation of fees and costs' section for more information.

BT Business Super

These fees and costs are estimated amounts in relation to the 12 months to 30 June 2017.

APIR Code

Investment Option

Indirect costs (%)1

Other costs (%)2

Borrowing costs (%)

BTA0255AU

Aberdeen Australian Small Companies

0.15

2.38

0.00

WFS0080AU

Aberdeen Select Investment Actively Hedged International Equities

0.14

2.27

0.00

WFS0111AU

BT Active Balanced

0.52

2.10

0.07

WFS0082AU

BT Australian Sustainability Share

0.17

2.01

0.00

WFS0253AU

BT Core Global Shares

0.15

2.12

0.00

WFS0394AU

BT Global Property

0.19

2.24

0.00

WFS0086AU

BT Multi–manager Balanced

0.30

2.04

0.00

WFS0087AU

BT Multi–manager Conservative

0.25

1.92

0.00

WFS0085AU

BT Multi–manager Growth

0.33

2.21

0.00

WFS0084AU

BT Multi–manager High Growth

0.34

2.28

0.00

WFS0372AU

BT Partner Australian Shares Growth 1

0.14

2.17

0.00

WFS0398AU

BT Partner International Shares Core 1

0.27

2.36

0.00

WFS0249AU

Colonial First State Australian Shares

0.15

2.09

0.00

WFS0120AU

Colonial First State Diversified

0.36

2.08

0.00

WFS0375AU

Investors Mutual Australian Share

0.18

2.11

0.00

WFS0397AU

Macquarie Diversified Fixed Interest

0.16

1.75

0.00

WFS0251AU

MLC Global Share

0.20

2.02

0.00

WFS0122AU

MLC Growth

0.24

2.11

0.00

WFS0083AU

OnePath Blue Chip Imputation

0.10

2.07

0.00

WFS0081AU

Schroder Balanced

0.16

2.02

0.00

WFS0105AU

Westpac Australian Fixed Interest

0.11

1.70

0.00

WFS0247AU

Westpac Australian Property Securities

0.18

1.86

0.00

WFS0106AU

Westpac Australian Share

0.13

1.86

0.00

WFS0514AU

Westpac Balanced Growth

0.46

1.93

0.00

WFS0104AU

Westpac Dynamic Growth

0.38

1.94

0.00

WFS0107AU

Westpac International Fixed Interest

0.23

1.80

0.00

WFS0108AU

Westpac International Share

0.15

2.00

0.00

WFS0512AU

Westpac Moderate Growth

0.47

1.89

0.00

WFS0513AU

Westpac Money Market

n/a

1.37

0.00

WFS0540AU

BT MySuper Lifestage 1940's

0.20

0.95

0.11

WFS0541AU

BT MySuper Lifestage 1950's

0.23

0.95

0.10

WFS0542AU

BT MySuper Lifestage 1960's

0.26

0.95

0.08

WFS0543AU

BT MySuper Lifestage 1970's

0.30

0.95

0.06

WFS0544AU

BT MySuper Lifestage 1980's

0.31

0.95

0.05

WFS0545AU

BT MySuper Lifestage 1990's

0.31

0.95

0.05

WFS0546AU

BT MySuper Lifestage 2000's

0.32

0.95

0.05

1 The indirect cost ratio for the Lifestage Funds may be higher if certain investment performance targets are achieved. Please refer to ‘Additional explanation of fees and costs’ in the Additional Information Booklet for more information.

2 Additional fees and costs, such as activity fees, advice fees for personal advice or insurance fees, may apply. Please refer to the 'Additional explanation of fees and costs' section for more information.

The information shown on this site is general information only, it does not constitute any recommendation or advice; it has been prepared without taking into account your personal objectives, financial situation or needs and you should consider its appropriateness with regard to these factors before acting on it. Any taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and our interpretation. Your individual situation may differ and you should seek independent professional tax advice. You should also consider obtaining personalised advice from a professional financial adviser before making any financial decisions in relation to the matters discussed hereto.