Some here are wont to complain about the stimulus and Obama's managing of the economy. Certainly room for improvement. But I read this morning that 10.8 million households now own mortgages that are underwater. That's slowly going down, but is 22.5% of the homeowners. Does anyone doubt that bad loan practices in terms of risk, predatory loan practices, greed and stupidy among borrowers, and wild speculation in the housing market was the major cause of the current malaise?

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