Heather Klein is an attorney in the Consumer Financial Services Group of Ballard Spahr LLP, where she advises marketplace lenders, their bank partners, and institutional investors on program structure and compliance with federal and state law. Among other matters she has handled, she recently completed the regulatory due diligence for an investor considering a very substantial forward flow commitment to a prominent marketplace lender. She also helps clients design customer-facing platforms and agreements, improve compliance systems, and cope with scrutiny by the CFPB and other regulators.

Heather is a graduate of Cornell University and Georgetown University Law Center.