Rates are subject to change without notice. Not all members will qualify for all products offered. Not an offer to lend. NMLS# 941501. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Rates effective March 2017

Disclosures:

APR = Annual Percentage Rate. Rates and terms vary and are based on credit score and collateral.

Rates include a .50% APR Chocolate Bayou Checking Account discount.

Approved members may borrow up to 80% of sales price or appraised value of property, whichever amount is less.

Minimum $10,000 for home equity loans. An additional $20,000 is required for “Cash Out” home equity refinances.

An escrow account for taxes and insurances will be set up for first lien home equity and mortgage loans.

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