For members needing to establish credit, the credit union offers share-secured credit cards and small dollar loans.
Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.

In addition to vehicle and personal loans and other types of credit, HCFCU can do real estate loans and has indirect mortgage loans.
Convenience services include check cashing, international remittances, low-cost wire transfers and money orders.
Harris County FCU members may also take advantage of bilingual services, student scholarships and tax refund loans.

Individuals with other financial, savings, and investment needs will want to consider individual development accounts and insurance/investment products that are offered.