White Paper

White Paper

FinnAxia : Extensibility for Customers and Partners

While banks are struggling to cope efficiently with rising customer expectations, new technology-backed entrants - supported by agile business models and unencumbered by complex regulations, are taking advantage to gain market share.

Improving Business Agility with On-Behalf-Of Structures

For a corporate treasurer to conduct his daily operations - which include the execution of payroll, supplier payments, customer invoices and other payments like cash concentration transferseffectively, he needs to have a 360 degree visibility of his cash positions and cash flows across a number of subsidiary bank accounts.

Transaction Banking in Kenya Growing Opportunities

With more banks per capita than any other major African market, the Kenyan financial services sector is critical to the country achieving its Vision 2030 goal of 10% annual average economic growth. Unarguably the financial center of the East African Community (EAC), Kenya is aiming to extend beyond the EAC’s borders and become a financial...

Loan balances have grown by $57 trillion since2007[1], standing at 83.9% of global GDP (2014)[2].However, the proportion of non-performing loansfor every loan disbursed has increased by more than50% (2007-14)[3]. With market and regulatorypressures putting lending margins under stress,effective collections have become even moreimportant to...

With increasing levels of economic volatility and global interconnectivity, a “good” economy can turn “bad” much more quickly today than 25 years ago. Globalised economies enable companies in one country to tap into markets in other countries, thereby reducing...

Trends In Transaction Banking: SIBOS 2015 Survey Findings Report

SIBOS, the premier financial services event held in Singapore, saw participation from thebiggest banks and financial institutions in the industry. In our quest to determine the changingtrends in transaction banking, Nucleus Software conducted a survey which saw participationfrom major banks spanning 5 continents.

Challenging The Challengers - Infographic Australia

Customer centricity the survival strategy for Japanese lenders

The Japanese consumer lending industry haswitnessed various phases of business growth anddecline over the years. The Japanese economy hasbeen traditionally dominated by the banks, whopreferred lending to large firms with excellentreputations. This resulted in under serving ofconsumer and small business loans segment.Non-Bank Institutions (NBIs)...

Technology-Led Innovation will Drive - The Next Wave of Growth for Indian NBFC

Over the years, NBFCs have played an instrumental role in the Indian economy. They have powered the engines of growth in financial intermediation across rural & semi urban areas, and financing activities like commercial vehicles, retail trade and leasing. NBFC’s share of banking assets has steadily grown from 10.7% in 2009 to 14.3% in...

Liquidity Management Whitepaper

The key purpose of cash management is to have optimum liquidity at correct time and correct place. The need to have optimum liquidity can’t be overemphasized and the measures that Corporates undertake to ensure this range from very basic to highly sophisticated.

Integrated Transaction Banking - Card Payment

Cards are one of the most diverse payment instruments in financial market today. There is a steady growth in number of card users. Volume of card transaction has been growing consistently for the last twenty years. In particular, growth has been driven by debit cards; in some markets at the expense of credit cards.

Credit Approval Process Automation-Religare

Corporate credit approval is a very complex process, which requires careful and detailed evaluation of financial standing of the prospective customer. Before extending any type of credit, banks and other lending institutions assess the potential borrowers based on their financial performance, credit ratings and debt exposure.