As you see all the TV commercials promising a low rate loan to consolidate all your debt into one low monthly payment, you may be tempted to give them a call. Before you do that, you should hear what National Debt Relief has to say. Call for free debt help: 1-888-981-4979

National Debt Relief can help you resolve your unsecured credit card debt problems without a loan. You can pay off all your credit cards in 24 to 48 months.

You can get started with a free savings estimate and see how much you can save. If you want to cure your debt problems, talk to National Debt Relief.

Call Now: 1-888-981-4979

National Debt Relief is a BBB accredited business. They are also a member of the American Fair Credit Council and platinum member of the International Association of Professional Debt Arbitrators.

They have helped thousands of families resolve millions in debt.

You can get a free debt relief quote with no obligation. Their certified debt counselors will explain all the debt relief options available to you and help you select the best one for your financial situation.

Not everyone will qualify – and this is a good thing. They only want to get you enrolled into a plan that will have the best chance of success.

There are also no upfront fees and NDR only gets paid when you see results – debt resolution. They only get paid when one of your credit card accounts is settled.

Sure, you can do your own debt negotiation and haggle with your creditors. But, it does take a lot of time and energy to contact your creditors every couple weeks and explain your financial hardship and why you can no longer make your minimum payments. Or, you can trust the professionals to handle your creditors for you and work to get your debts resolved and get you back in control of your finances.

You will see that they have the #1 ranking for debt relief and debt settlement companies.

So if you are having trouble with your bills due to a recent divorce, job loss or medical emergency, you may want to give National Debt Relief a call and see how they can help you. It may be the best debt cure out there for your situation. You have nothing to lose and a lot to gain by talking to them for free.

Kevin Trudeau’s Free Money book is still airing on late night infomercials making big promises about getting free money from the government you never have to pay back. It’s similar to the Matthew Lesko commercials promising free money to pay your bills, free grant money to start your own business.

You do not have to buy the free money book from Kevin Trudeau. It is now available on Amazon and taking a look at the reviews you can see many are not too favorable. This may be due to the fact that KT has a bad reputation for some things he has done in the past.

Consumers have been slow to forgive him. However, I bought my copy of this book along with his Debt Cures 2 book to review it for you all. I actually found some free money that I had forgotten about from an old job. It wasn’t much, under $20 bucks but it helped cover some of the cost of the book.

So if you take the time to look through the book and search the unclaimed cash sites, free money sites, and free grant money programs then you may be able to find something as well.

In these tough economic times we can all use the help we can get. So take a look at Kevin Trudeau’s Free Money “They” Don’t Want You to Know About You can pick up a copy for under $10 bucks now.

Happy New Year! Can you believe it’s 2012 already? Are you ready to become credit card debt free? You don’t have to fantasize about getting rid of your debts. You can actually do something about it instead of looking for the latest “debt cure” out there on late night TV.

You don’t have to be unhappy anymore because you cannot afford to travel and see the world or start that small business you’ve always dreamed of.

You don’t have to blame the sluggish economy for your financial woes. You can actually use that to your advantage. Foreclosures and bankruptcies are up.

You need help paying off your credit card bills and this debt relief solution may be the answer you are looking for.

What am I talking about?

Credit card debt forgiveness.

Debt forgiveness is when your creditors agree to forgive your entire outstanding balance for a small fraction of the total owed. This does not involve bankruptcy. This is totally legal.

How fast can it work?

You can be completely credit card debt free in 12 to 18 months on average. Sometimes less and sometimes more.

Debt forgiveness is better than credit counseling because you do not have to pay back the full balance owed. Credit counseling can take anywhere from 24 to 60 months to complete.

Resolving your debts this way is also better than filing bankruptcy because you still have to pay back most of what you owe with chapter 13 and you may not qualify for chapter 7 if you earn too much money.

Imagine having the huge burden your debts have had on you lifted off your shoulders. Imagine the emotions you will feel when you see your credit card balances at $0.00.

What is a good national debt relief program and what can it do for you? Is it better than filing bankruptcy or non profit credit counseling. What kind of debt relief are we talking about here? What are the best debt cures out there?

When you talk about debt relief, there are many things you could be talking about. But for this debt relief program we are talking about debt settlement, sometimes referred to as debt negotiation. People think of the words as interchangeable even though they mean slightly different things.

Debt settlement allows many people who are suffering from massive credit card debt or other unsecured loans to drastically reduce those credit card balances in a relatively short period of time. How short? As quick as 12 months. In less than 1 year you could be credit card debt free.

One of the leaders in debt settlement offers a national debt relief program in all 50 states. This debt settlement company is called National Relief. They offer debt relief with no upfront fees and you can get all your money back at anytime without any penalty or fees. They are also fully FTC compliant and have one of the lowest success fees in the industry.

How much does credit card debt settlement cost?

In years past, you could expect to pay an upfront fee and a monthly fee to have a debt settlement firm settle your debts with your creditors. This was at least 15% of your outstanding balance. Sometimes it went higher up to 25% or more.

And these companies made no guarantees that your creditors would be willing to reduce your balances with a debt settlement offer.

Now in 2011 and into 2012, companies can only charge a fee after they have delivered savings on your debts. They only get paid if they reduce your balances. You can think of it like a contingency fee for a law firm that only gets paid when they win a case. In this case the “winning” comes from getting your creditors to agree to a lump sum payment for a forgiveness of your entire debt.

On average you will have to pay a 20% fee based on the savings of your debts. So if you get credit card debt forgiveness of 50% by Bank of America, Chase, HSBC, Advanta, Citibank, Discover Card, FIA Card Services, Wells Fargo, American Express, US Bank or Capital One Bank then you will end up with a savings of 30% after the success fees.

A National Debt Relief Program can help settle Discover Card debt

For example, one of your creditors could agree to forgive your $10,000 Visa or MasterCard for a lump sum payment of $5,000. Then you would have to pay a $2,000 success fee. However in many cases you can get a higher reduction percentage on your debts. Sometimes as low as 25%. But we don’t want to give you the best case scenario. It’s better to give an average scenario so that your hopes are not too high when your creditors do not agree to a 25% settlement offer.

Each credit card bank is different and not all of them will be willing to settle your accounts for less than full balance.

Debt settlement is a better alternative than filing for Chapter 13 bankruptcy. The effects on your credit report and score are similar but with debt settlement they do not last as long. You can recover from debt settlement in 12 to 24 months and be able to buy a house or car shortly thereafter. This is not the case with a bankruptcy filing.

Even though National Relief offers a national debt relief program in all 50 states, it is not for everyone. There are some situations where it may not be a good idea to pursue this debt elimination method. They may guide you down a different path that works better for your unique circumstances.

Fortunately, they offer a free debt analysis to discuss your financial crisis and they can work with you in deciding if debt settlement and debt negotiation is one of the best debt cures for you and your family.