Important Information

Please read this Important Information. If you do not
agree to any part of any section please do not accept and enter the
website.

The information in this site is aimed at and only applicable to
UK residents.

Past performance is not a guide to future results. Performance
targets specified may not be met. The value of your investments and
any income from them is not guaranteed and may go down as well as
up. You may not get back the full amount invested. They do not form
part of any fund's objective and policy and are subject to change
without notice in the future.

Please be aware that we do not offer investment advice. If you
are unsure, please talk to a financial adviser.

The Threadneedle group of companies ("Threadneedle") comprises
those companies whose holding company is Threadneedle Asset
Management Holdings Sàrl. References to Columbia Threadneedle
Investments are to companies in the Columbia and Threadneedle group
of companies.

Those companies within the Threadneedle group that contribute to
and are responsible for content on this website include:

"Columbia Threadneedle Investments" is a brand owned by
Threadneedle's ultimate parent company, Ameriprise Financial, Inc.,
and is the subject of international applications for service mark
registration. No permission or licence is granted to use this brand
or any registered mark that results from such applications without
the prior written consent of Ameriprise Financial, Inc. All other
intellectual and other property and rights therein on this website
remain property of the Threadneedle group of companies and no
rights of any kind to any such property will pass to users of this
website.

ABOUT THIS
SITE

This website is operated by Columbia Threadneedle Investments.
Please ensure you have read and accept all sections of the
important information before using this website. By using this
website you are deemed to have read and unconditionally accepted
the terms and conditions for use as set out below.

Nothing on this website or the web pages of any
affiliate should be construed as an offer to sell or a solicitation
of an offer to purchase any products where it would be illegal to
do so.

Your privacy is important to us. You should read our
Privacy Statement and Cookies Policy to better understand how we
use your personal information.

We reserve the right to amend this Important Information
at any time by placing any such amendments on this website. If this
information is amended you will be required to read and accept
these terms and conditions of use again.

This information is not intended to, nor does it, create
any contractual rights whatsoever or any other legal rights, nor
does it create any obligations on us in respect of any other party
or on behalf of any party.

Products described on this website are registered only in
certain jurisdictions. Please ensure, prior to investing that you
are eligible to do so. In particular, the products described in
this website have not been registered under the U.S. Securities Act
of 1933, and are not offered and may not be sold in the United
States or to U.S. citizens and residents or any other person in any
jurisdiction or country where offering or selling such products
would be contrary to local law or regulation.

Certain information on columbiathreadneedle.com is restricted by
jurisdiction and for use by professional or institutional
investors, journalists, financial advisers and other such
individuals and must not be accessed from different jurisdictions
or by private investors. We will not be liable for any damages or
losses suffered by any investors accessing areas of
columbiathreadneedle.com that are not appropriate for their
jurisdiction or investor type.

Information from this website must not be issued in any
jurisdiction where prohibited by law and must not be used in any
way that would be contrary to local law or regulation.
Specifically, the products and services mentioned on this website
must not be promoted in any jurisdiction where this would not be
permitted nor must any information contained herein be directed at
investors who are not permitted to invest in, distribute, market or
otherwise offer (or be the recipients of materials or offers to do
the same) the products mentioned on this website. Investors are
required to previously inform themselves on the legal requirements,
terms and conditions for the acquisition, distribution or
commercialisation of such products.

No one may link their website to the
www.columbiathreadneedle.com website without our express written
permission.

All contents of this Website including, but not limited to the
text, graphics, links and sounds are the copyright of Threadneedle
and may not be copied, downloaded, distributed or published in any
way without our prior written consent.

Any information on this site relating to tax and tax treatment
should not be considered advice or a recommendation to any
individual. The value to you of tax benefits will depend on your
own circumstances, and tax rules may change in the future.

DISCLAIMER

We use all reasonable skill and care in compiling and
maintaining the information contained on this website. However no
warranty is given, express or implied, as to the accuracy,
reliability, timeliness or completeness of the information. No
liability is assumed for any use, or misuse, of the information
presented on this website. We take all reasonable steps to ensure
the security of the website and your personal information however
the nature of the internet is such that we cannot provide an
absolute guarantee of security. See our Privacy Policy for more
information.

Email is not guaranteed and is not secure. We do not guarantee
that any e-mails sent by you over the internet will be received by
us, nor do we warrant the privacy and/or security of e-mails or
data contained in any e-mail communications including (but not
limited to), email containing confidential information or
instructions direct to us.

We use every reasonable effort to maintain the availability of
this website however we cannot guarantee this. This website may
also change from time to time and we cannot guarantee the
continuation of the information provided through it.

We make no representation as to the accuracy, completeness,
timeliness or suitability of any information contained or linked to
on this site that is provided by third parties. We will not review
or update such information on an ongoing basis and caution you that
any use made of such information is at your own risk. Some of the
information contained on this website may also have been prepared
or provided by third parties and may not have been verified by us.
We hereby exclude any liability arising out of any preparation or
provision of such information for this website and make no warranty
as to the accuracy, suitability or completeness of any such
information.

YOUR AGREEMENT
WITH US

By using this website you are agreeing that you have
read and understood the Important Information. You further hereby
agree to indemnify and to keep Threadneedle fully and effectively
indemnified against any action, liability, cost, claim, loss,
damage, proceeding or expense (including but not limited to any
legal fees, costs and expenses whatsoever and howsoever arising on
a full indemnity basis) suffered or incurred and all by
Threadneedle howsoever arising from or which is directly or
indirectly related to any breach or non-observance of any of these
terms and conditions by you.

Threadneedle Investments Singapore (Pte.) Limited. Regulated in Singapore by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289). License number: CMS100182-2. Company Reg Number 201101559W. Columbia Threadneedle Investments is the global brand name of the Columbia and Threadneedle group of companies.