Blog

You are never too old nor too young to invest. Similarly, the saying that it is the time in the market, rather than trying to time the market, which should always be remembered. None of us have a crystal ball of what will happen in the future, but there are some key tools which we use with clients

Lots of people get excited by Self Managed Super Funds, and we are certainly big fans of them. But it’s certainly not for everyone. We spend considerable time with our clients exploring all of the options and education them on the alternatives before making a recommendation to establish a SMSF.

We all understand the importance of having a break away from work, and for many of us, that also means escaping from home too. Depending on whether you are the explorer type,who likes to visit new or exotic destinations abroad, or a comfortable and convenient traveller

Many Australians believe that super is an investment. But in reality, it’s just a set of tax rules. You always need to remember that it’s your super money and you get to decide how it is invested. The default option for most accounts is that of a Balanced Investor. But with the help of a GNS Group Financial Adviser

Often you will hear of people having a work phone or a company car, but what does it all mean and how could you benefit too? Many, but not all, employers will offer their staff the ability to reduce their wage and take part of their income in the form of another benefit.

They often say there are only two certainties in life …DEATH and TAXES. As you can imagine, being Accountants – we are all over taxes! But when it comes to Estate Planning, it’s something that you may not have discussed or want to discuss.

Many of us started off investing at a young age, often through a Dollar mite Account at school. These early lesson in savings and earning interest for the first time set the foundation for a life time of savings, interest and ultimately reward. It doesn’t really matter if you are saving for a new car, a holiday, a house, the kids’ education or retirement. We all need to save money for purposes that are important to us.

One of the most important life lessons is taught at school. You can only spend what you’ve got…unless you get stuck on the treadmill of credit card debt. Preparing a budget is not an exciting exercise, but it’s a really important one, at all stages of life.