As CPAs, the most important thing we need to advise clients with
respect to reverse mortgages is cost. Closing costs can easily exceed
$20,000. In addition to normal closing costs, the loan origination fee
alone is 2%, and there is also a one-time 2% mortgage insurance
premium plus 0.5% annual mortgage insurance. There is also a loan
service fee ranging from $30 to $35 a month.

I think the JofA owes its reader a follow-up article
pointing out the pitfalls of reverse mortgages.

When professionals prepare written material for readers inside their organization or outside, they should make sure that no errors distract from the message they need to convey. Take this short quiz for practice in subject-verb agreement.