WAVEis the industry’s first audio jack plug-in NFC payment solution and the only to receive certification from MasterCard.

Based on oti’s patented technology, compact WAVE is device-agnostic, plugging into the audio jack on any smartphone, tablet or laptop, and allowing users to pay with their device while enjoying real-time redemption benefits from loyalty programs, and other incentives.

WAVE enables bank customers to use their mobile device for transactions, eliminating the need to carry credit cards and cash, and opening a whole new world of financial convenience and opportunity. Ideal for financial institutions, WAVE offers:

Java card operating system platform: WAVE runs on a Java card operating system over a Secure Element (SE) and is open to third-party development.

WAVE offers NFC capabilities and supports all type of smartphones (iOS and Andoid), including devices that are not NFC enabled. WAVE includes its own Secure Element, eliminating the need for involvement of third party organizations like Mobile Network Operators.