This is a discussion on Need some comforting advice please! Brand New WRX Accident within the Everyday Impreza Talk forums, part of the Community - Meet other Enthusiasts category; Originally Posted by Drews
There is no truck. :matrix.jpg:
Ha! Technically it doesn't matter if the truck exists or not...though ...

That really sucks. Not sure if this will console you much, but my buddy's friend in the military had just served like 5 years and got this huge pension. He went out and bought a truck and, before getting it insured, drove some friends up to the top of some mountain to show it off. Anyway, they got out and, would you believe, he left it in neutral. I guess he didn't set the brake hard enough either, because it rolled off the mountain and was totaled. So he lost all his money that same day, and returned to the army to serve another five years. Talk about depressing.

Secondly, in terms of "comfort," I also opted out of gap insurance from the dealer. State Farm called me for a good 8 weeks straight trying hassle me into refinancing my loan through THEM and they would include something similar to gap. After driving my car for about 6 weeks (a little over 1000 miles on it) I asked my insurance agent what my car was worth vs what I would owe at this point in time (just curious as to their depreciation rate). He told me that even without the gap, I would still break even. Hope this helps some. Keep us posted!

first off thanks for the comforting words. I'm still alive, in bed all weekend. I've been a little vague in my OP.

It was a truck that hit me (he was switching lanes aggressively and didn't see me) causing me to run into 3 parked cars waiting on their light...

Originally Posted by kprugbyplaya

Jesus man. We are glad you are okay. That is all that matters. Cars are materialistic, you are not.

Just a fyi, your car is not worth 20K. Since you had no down payment, then i don't think you have too much to lose, in terms of money. Hearing from the description, it looks like the car is totaled. If it is, your loan should be covered. I do not think you will be hit financially. Did you get the license plate of the douche bag who ran into you?

Were there witnesses? Cameras?

I think you will be fine, financially.
Just keep your head up and look forward to another WRX,

Thanks. Yes there was witnesses and no cameras. The guy admitted to fault the day of the accident. Whether today he still claims fault or not is up in the air...

Originally Posted by roadster20th

Who the insurance company? I am pretty sure they will total your car I agree with others it sucks for your subie I have the exact same color. The most important thing is you are ok. Some insurance companies give accident forgiveness and will replace your car with one a year newer in the event of total loss. You might be ok on this get better and let us know how it works out.

Good Luck!!!!!!!!!!!!!!!!!!
Roadster20th.
P.S. Always get the gap insurance especially on the next one.

I'll get the gap insurance. Mercury is my insurance. I don't know who his was since the cops handled it all...

Originally Posted by Drews

I want an update on this...

Slow but easy coming.

Originally Posted by Drews

I wouldn't be worried about your car. I'd be worried about what your liability, property damage and bodily injury limits are. If it's low, all 5 people that were involved in the accident can sue you for everything your worth. Your insurance is only responsible to protect you up to the amount you're insured for.

I'm not sure how they are going to come after me but i'm getting a lawyer in case it does go south...

Originally Posted by Obeisance

Is the spot on the passenger side where the door appears scratched and the mirror broken possibly from the truck hitting the Subaru as it agressivly changed lanes to the left?

Yes. The side of my car/mirror broken off (the whole length of my subie) is where the truck hit me running me off the road.

once again. thank you guys for the kind words. i'm glad to be here today and my heart goes out to those who i ran into due to the truck forcing me out of my lane to run into them. i'll keep you guys updated but i don't think this is going to be resolved in a months time. ive got a feeling this one will be a couple months... accidents happen. wear your seatbelts!!!

So the truck DID hit you. Did that person stop? That will be a major factor in determining liability.

Someone forgot his reading glasses

He said in the very first post of this thread, the truck hit him, forcing him into the other lane. Then he said that "the guy admitted fault the day of the accident." I'm not one to assume on things like this...but in order to admit fault, you kind of have to be there when it happens.

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