Chapter 3

Once you pay off your first debt, you can head to the Duval train station, and begin Chapter 3. Once you are back in Trigleph, you will need to hear to your apartment.

Once inside, you will be treated to a series of cutscenes. Near the end, you will be given a new objective, even if you don't want it.

Before leaving your apartment, go into Ludger's room and search his closet. You will get his pajamas, which can be equipped as a cosmetic item to change his appearance.

Now that you have that, open the chest then head out of your apartment. When you are exiting, you will meet the crazy cat lady of the game, who will unlock a mini game called Kitty Dispatch. You can also find the first cat right in front of you.