Mortgage Credit Certificate Program

Receive a Tax Credit

The Mortgage Credit Certificate (MCC) Program, administered by the County of Orange, enables first-time home buyers to receive a federal income tax credit of up to 15% of the annual mortgage interest paid.

The MCC reduces federal income tax, increases take-home pay, and increases the qualifying loan amount for home buyers.

Program assistance is available only to income-eligible persons and families who have not owned a home in the last three years.

The property must be a single-family detached home, condominium, or townhouse located within the County of Orange.

Participants must occupy the home.

The program is administered by National Homebuyers Fund, Inc. For more information, visit their website.