Drywall Contractors

Like other specialty contractors, drywall contractors have many risk exposures at the job site. Obtaining a comprehensive contractors insurance package is the first step in securing financial protection in the event of a workplace accident. Hanging, taping, and then applying mud to drywall is a skill learned over time and requires training and experience. Drywall installers are consistently exposed to injuries that could lead to significant medical expenses and lost wages for employees in the event of an accident. Contact the insurance professionals at Fairbanks Insurance Brokers for complete information and pricing on General Liability, Workers’ Comp, Tool Coverage, Commercial Auto, and the required Surety Bonds.

Here is What We Recommend:

General Liability

General Liability is the foundation coverage for all masonry contractors. This policy will provide your drywall business with coverage in the event a third party is injured at the job site or if property is damaged by you or any of your workers and your company is found liable. The policy also provides coverage for defense costs which can become the costliest part of a claim.

Workers' Comp

Since drywall contractors are at risk for injuries, a Workers’ Compensation policy will provide coverage for your employees in the event they are injured or become ill from a job related incident. Your policy will help pay for medical expenses, lost wages, and some funeral expenses. If your state requires licensing for drywall contractors, Workers’ Compensation insurance will be part of that requirement.

Surety Bonds

A surety bond is a financial guarantee to your state’s licensing department and your customer if you fail to complete a job according to your bid. It will also typically be required in order to receive a license to operate in your state.

Commercial Auto

A contractor’s commercial auto policy is necessary to will cover your business vehicles and trailers if you or an insured driver are found liable for an at-fault accident. The policy also covers your vehicles if they or damaged in an accident, stolen, or vandalized.

Tool Coverage

Having your tools and equipment insured under an inland marine policy will greatly reduce out-of-pocket expenses if your tools or equipment are damaged or stolen at the job site, while in transit, or while in transit.

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DISCLAIMER

The information provided on this website is not an offer to sell you insurance. It is provided for assistance in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered.
Coverage is subject to underwriting and may not be available in the state you reside in. Fairbanks Insurance Brokers, Inc., is a California corporation that is a licensed insurance producer in the states of California, Washington, Texas & Nevada.

Fairbanks Insurance Brokers specializes in commercial insurance for Construction Companies. With Savings to 65%, we are your #1 Source for Discount Contractors Insurance..