I/we authorize Schertz Bank & Trust to obtain credit reports on me/us from time to time. I/We understand that Schertz Bank & Trust will use the credit reports in evaluating my/our credit worthiness for various credit products offered by the institution.

Certification and Agreement

Please select either section (1) or (2) below:

(1) The number(s) shown in this application is/are the correct taxpayer identification number(s) and I/we am/are not subject to backup withholding as a result of failure to report all interest or dividends, or the IRS has notified me/us that I/we am/are no longer subject to backup withholding.

(2) The number(s) shown in this application is/are the correct taxpayer identification number(s) and I/we have been notified by the IRS that I/we are subject to backup withholding as a result of failure to report all interest or dividends.

(3) I/we agree to be bound by the provisions of the applicable disclosure(s) for products I/we have selected. Schertz Bank & Trust will furnish such applicable disclosure(s) to me/us within the timeframe(s) prescribed by regulation and I/we will inform Schertz Bank & Trust if I/we do not receive full disclosure(s).