Bupa Global

INTERNATIONAL SCHOOLS CLASSIC

Health plan details

International Schools Classic

Our International Schools Classic health insurance plan provides coverage for in-patient costs that the Essential plan offers, and in addition, features cover for many day-to-day medical costs including a variety of out-patient treatments, vaccinations and wellness tests.

Annual maximum coverage of GBP 750,000 / USD 1,500,000 /EUR 1,000,000

Classic includes cover for:

outpatient treatment

maternity cover (after ten months)

wellness tests

vaccinations

therapists and complementary medicine practitioners

inpatient and day-case treatment

cancer treatment

local air and road ambulance

60 days emergency cover for the USA

Plus:

optional Assistance (evacuation and repatriation) cover

optional dental cover

optional USA cover

For full details of the rules and benefits, including any limits of the Bupa Global ECIS plan, refer to the Membership Guide

Mammogram: routine imaging of the breasts to check for abnormalities.
Pap smear test: also known as the pap test, cervical smear or smear test, is a gynaecological screening test to check for pre-cancerous changes in cells taken from the cervix.
Prostate cancer screening: this can take the form of a physical exam or a blood test and attempts to identify the presence of prostate cancer.

We pay up to GBP 500 / USD 1,000 / EUR 750 each membership year, after one year's membership.

Consultants' fees for consultations

The charges made by a consultant, physician, surgeon or anaesthetist following treatment provided to you.

We pay up to GBP 5,000 / USD 10,000 / EUR 8,000 each membership year. This benefit amount is chared with Consultants' fees for consultations

Pathology, X-rays and diagnostic tests

Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies.
X-rays are used in radiography to generate images of the body’s structures to aid diagnosis.
Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests).

We pay up to GBP 5,000 / USD 10,000 / EUR 8,000 each membership year. This benefit amount is shared with 'Consultants' fees for consultations'.

Costs for treatment by therapists and complementary medicine practitioners

Therapists: these can include occupational therapists, orthoptists, dieticians and speech therapists. They must be legally qualified to practice in the country where treatment is received.
Complementary medicine practitioners: these can include acupuncturists, homeopaths and Chinese medicine practitioners. They must be legally qualified to practice in the country where treatment is received.

We pay in full for up to 20 visits each membership year.

Consultants' and psychologists fees for psychiatric treatment

Psychiatric treatment is the treatment of mental health conditions. Fees are the charges made by the consultants and psychologists for the treatment they provide.

This is available after two years’ membership. We pay in full for up to 15 visits each membership year.

Consultants' and psychologises fees for psychiatric treatment

Vaccinations and immunisations provide immunity to disease and can often be carried out by your family doctor.
Examples are:
- travel vaccinations
- malaria tablets
- pneumococcal vaccinations
- vaccinations to aid the prevention of cancer, such as human papilloma virus (HPV)

We pay up to GBP 100 / USD 200 / EUR 150 each membership year.

Inpatient treatment

Hospital accommodation

The charges that relate to your accommodation as an inpatient. This includes the costs of occupying the hospital’s standard single room with bathroom (en-suite) and also includes your own meals and refreshments.

Hospital accommodation is paid in full.

Surgical operations, including pre- and post-operative care

A surgical operation is a medical procedure involving an incision into the body.
Pre and post-operative care are the medical services you may require immediately before and after surgery; see ‘nursing care, drugs and surgical dressings’ below.

Surgical operations, including pre and post-operative care are paid in full.

Nursing care, drugs and surgical dressings

Nursing care are the general services such as drug provision and wound care provided to you by nursing staff, often immediately before and after surgery and during your recovery.

Nursing care, drugs and surgical dressings are paid in full.

Physicians fees

The charges made by your physician, consultant or doctor for non-surgical treatment provided during your stay in hospital. For example, the treatment of pneumonia.

Physicians fees are paid in full.

Theatre charges

Theatre charges are costs relating to your surgery. These could include drugs and dressings, equipment and fees for the use of the actual theatre room.

Intensive care is a suite of high dependency medical support services that are provided when someone is critically ill. These services are provided in intensive care units, intensive therapy units, high dependency units or cardiac care units.

Paid in full.

Pathology, X-rays, diagnostic tests and therapies

Pathology is the study and diagnosis of illness through the study of bodily fluids, tissues and organs. Common examples are blood tests and skin biopsies.
X-rays are used in radiography to generate images of the body’s structures to aid diagnosis.
Diagnostic tests can take various forms, but for example include cardiovascular stress tests, electrocardiograms (ECGs) and spirometry (lung function tests).

Pathology, X-rays, diagnostic tests and therapies are paid in full.

Prosthetic implants and appliances

A prosthetic implant or appliance is an artificial body part which is designed to form a permanent part of your body and is surgically implanted. Examples are artificial heart valves, replacement lens or cornea of the eye and devices to remove excess fluid from the brain.

Prosthetic implants and appliances are paid in full.

Parent accommodation

If your child is under 18 and is a Bupa Global member receiving treatment for which he or she is covered under their policy for, we will pay for you to stay with your child in the same hospital. Please note we can only pay for one parent per night.

Parent accommodation is paid in full.

Psychiatric treatment

The treatment of mental health conditions via a variety of techniques including therapy, the prescription of drugs and pathology. We pay for a total of 90 days’ psychiatric treatment in hospital during your lifetime.

This is available after two years’ membership. We pay for a total of 90 days’ psychiatric treatment in hospital during your lifetime.

Further benefits

Advanced imaging

Examples are: magnetic resonance imaging, computed tomography and positron emission tomography. These are modern imaging techniques that allow medical professionals invaluable and detailed views of the body’s structure and function.

Advanced imaging costs are paid in full.

Cancer treatment

If cancer is diagnosed, we pay fees that are related specifically to planning and carrying out treatment for cancer. Typical treatments include surgery, radiotherapy, chemotherapy and pathology.

Cancer treatments are paid in full.

Healthline services

A selection of services available to all of our members.
As a Bupa Global member, you can call our Medical Centre at any time of the day or night and speak to medically trained people who understand your situation and can give you the healthcare advice, support and assistance you need.
We also have a team of expertly trained people ready to help with any general enquiries you may have. Our people come from many different cultures so, wherever in the world you may be, you can be sure of help from someone who can speak to you in your language.

To make your life easier and to save you time, we have created the exclusive MembersWorld website You can:

view your policy

update your personal detail

track the progress of your claims

make payments online

search our international hospital directory

download claim forms and other useful documents

talk to us online using our free Webchat service

HIV/AIDS drug therapy including ART

The treatment of HIV/AIDS through planned drug therapy and Antiretroviral Therapy (ART).

This is available after five years’ membership. We pay up to GBP 10,000 / USD 20,000 / EUR 15,000 each membership year.

Home nursing after inpatient treatment

Home nursing is care provided immediately following a stay in hospital by a qualified nurse in your home.

We pay up to GBP 100 / USD 200 / EUR 150 each day up to a maximum of 20 days each membership year.

Hospice and palliative care

When treatment can no longer be expected to cure your condition, we pay for your physical, psychological, social and spiritual care as well as hospital or hospice accommodation, nursing care and prescribed drugs.

We pay up to GBP 24,000 / USD 41,000 / EUR 30,000 maximum benefit for the whole of your membership.

Inpatient cash benefit

This is a cash payment made to you (instead of any other benefit) for each night you receive eligible inpatient treatment without charge. For example, if you received treatment at no charge from the National Health Service (NHS) in the UK. Please note that this benefit is not payable when related to normal pregnancy treatment.

Treatment of an eligible condition is paid for with this benefit instead of any other benefit for all treatment required by a newborn child during the first 90 days following birth.

We pay up to GBP 75,000 / USD 150,000 / EUR 110,000 maximum benefit for all treatment received during the first 90 days following birth.

Prosthetic devices

We pay for a prosthetic device needed as part of your treatment. By this we mean an external artificial body part, such as a prosthetic limb or prosthetic ear. We will only pay for one prosthetic device per limb per adult, and we will pay for the initial and up to two replacement prosthetic devices per limb as required under the age of 16 years.

Treatment in the form of a combination of therapies such as physical, occupational and speech therapy aimed at restoring full function after an acute event such as a stroke.

We pay in full for up to 30 days of treatment each membership year, either when this is received in hospital or on an out-patient basis

Transplant services

We pay medical expenses if you need to receive a cornea, small bowel, kidney, kidney/pancreas, liver, heart, lung or heart/lung transplant. We also pay for bone marrow transplants.

Transplant services are paid in full

Optional benefits

USA cover

If this option is purchased, you gain access to our US Service Partner’s national network of hospitals, clinics and medical practitioners. Our Service Partner will help you arrange treatment within this network.

When eligible treatment takes place in the US using the US provider network, benefit is paid at 100 percent. When eligible treatment takes place in the US but outside of this network, benefit is paid at 80 percent.

Please note that all treatment must be pre-authorised, so contact us first to get peace of mind.

Dental treatment

Our dental treatment option covers:
- 100 percent of preventive treatment (such as check-ups, X-rays, scale and polishing)
- 80 percent of routine treatment (such as fillings, extractions and root canal therapy)
- 50 percent of major restorative or orthodontic treatment (such as crowns, bridges or implants) and orthodontic treatment of overbite or underbite
Before receiving any dental treatment, please contact us via the MembersWorld website or call us on +44 (0) 1273 333 911 to ensure the costs will be covered by your plan.

We pay up to GBP 1,200 / USD 2,000 / EUR 1,500 each membership year.

Assistance cover (evacuation and repatriation)

Evacuation – if the treatment you need is not available locally, we will arrange for you to be evacuated to the nearest centre of medical excellence, no matter where you are in the world.
Repatriation – our highest level of assistance cover gives you the choice of returning to your home country (if treatment is not available locally) to be treated in familiar surroundings, near your family and friends.

Eligible costs associated with evacuation and repatriation services are paid in full.

Medical history disregarded

Companies with more than 10 employees can ask for the medical history of their employees to be disregarded. Simply tell us when you apply for cover and we'll let you know how much it costs.

Tailored for companies with 100 members plus

If you need to cover a group of 100 members or more, we can tailor a policy to suit your exact requirements.

Contact us

The Bupa Global difference

Over 40 years of medical expertise and dedication to health. A global team of advisers and health experts who, between them, speak multiple languages – and a service that exceeds expectations. These are just a few of the things that make Bupa Global different. Explore how we provide you with world-class cover and stand apart from the rest.

Allowing access to a network of over 1.2 million medical providers around the world, our international medical insurance gives globally minded customers the flexibility to choose where and how they receive treatment.

This testimonial is based on Mike and Robyn’s experience as globally mobile expatriates. Please view our range of global health plans to find out what we can cover.

Health insurance isn’t just about your health. It’s also about not worrying about unexpected costs. With us by your side – one of the world’s leading international health insurance companies – you can simply focus on enjoying life.

This testimonial is based on Peter's experience as a globally mobile expatriate. Please view our range of global health plans to find out what we can cover.

When it comes to healthcare advice, we know that speaking to someone in your own language is more than reassuring. It’s key. For this reason, our team of advisers is able to offer help in multiple languages.

This testimonial is based on Clayton's experience as a globally mobile expatriate. Please view our range of global health plans to find out what we can cover.