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Saturday, June 29, 2013

Why I Buy A Health Insurance?

A fair number of people in the US have convinced themselves that they don’t need to purchase health care insurance or want its financial protections. Therefore, they do not understand why they should have to buy it.

These people are upset because beginning in 2014, they will be
required by law to purchase health insurance or be financially
penalized.

Many of them have managed to get by in the past because they have not
had health problems, feel they can use Emergency Rooms if serious
problems arise or have been able to rely on family members to help them
out financially when they get sick.

Some of them may feel they cannot afford to purchase medical coverage.

Others simply do not want to spend the money to buy it.

No matter how such people feel, it is obvious that they are being
unrealistic and unfair about their attitudes because the bottom line is
that everybody needs to buy health insurance!

They have never been seriously ill or had to face the financial consequences that come with poor health.

They do not understand (or do not want to understand) that their
failure to address their health care responsibilities damages the
finances of other people and also has the potential of taking their own
lives.

Many assume that because they've never been sick, they will always be healthy.

These are the types of attitudes and thoughts that ruin lives.

Someone commented recently that it is their own business if they choose not to buy health insurance.

Really?

If people don't protect themselves with insurance, who do they think
pays when they get sick? Do these people think it is fair to put their
personal burdens into the wallets of their fellow citizens?

Interestingly, it is these same people who are screaming the loudest
about how unfair the AHA is when it is obvious that they are the very
reason the law is requiring all citizens to purchase health insurance!

There are people all over this country who suffer every single day with diseases too horrible to imagine.These are diseases that aren’t going away and cannot be fixed.You may be thinking right now that this is very sad and that you are sorry so many people are sick, etc.That is not what I want you to be thinking.I want you to be thinking that these situations and worse could happen to you at any time, in any place and without warning.The only one who can protect your health and your finances from such illnesses is you.You do it by purchasing good health insurance.So when the AHA becomes fully implemented in January of 2014, make sure you buy the best policy you can afford.

There are many reasons for spending your money on health care insurance,
not the least of which is that It is the smartest and most responsible
thing you can do to protect your health and your finances.