Rich, Welcome to the forum, lots of knowledgeable folks here willing to help out. Do everyone a favor and update your profile location with your actual location. It goes a long way in helping everyone in giving you proper advice specific to your particular region.

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"We must reject the idea that every time a law’s broken, society is guilty rather than the lawbreaker. It is time to restore the American precept that each individual is accountable for his actions." - Ronald Reagan