The Wall Street Journal: "Apple has cut its orders for components for the iPhone 5 due to weaker-than-expected demand, people familiar with the situation said Monday. Apple's orders for iPhone 5 screens for the January-March quarter, for example, have dropped to roughly half of what the company had previously planned to order, two of the people said. The Cupertino company has also cut orders for components other than screens, according to one of the people." The WSJ is usually very well informed about Apple matters (and Japanese business new Nikkei reports something similar), so it's a safe assumption that they're not making this up. What, exactly, this means, we don't know; perhaps a new model already? Seems strange they would switch to a different screen this quickly, though. Android (more specifically: Samsung) keeps on growing, so it's only inevitable that Apple would feel a sting there at some point. We'll know for sure on the 23rd, when Apple's latest quarterly results come rolling in.

You're still completely ignoring my point about how that credit is always passed forwards instead of backwards (the house market analogy). So you're not saving any money. You're just earning and then re-investing money into future purchases. (something you could equally do with other phones - sure you'd earn less for them, but the next phones would equally cost less).

You've also ignored my point that your examples of "gambles" aren't even remotely in the same range as having a phone lost / damaged. (I've had more takeaways and crossed more streets than I've owned phones. Yet I've never been hit buy a car nor got ill from a takeaway. Yet I have had phones both stolen and damaged.)

And finally, Friday the 13th has nothing to do chance. It's just dumb superstition.

So please, for the love of God, quit trying to justify this stupid argument. I know for a fact that you have more sense than this

edit: please excuse the terrible English in the above post. It reads terribly, but I've reached that point in the evening where tiredness has destroyed any writing abilities I had (and I'm far from a talented writer to begin with hehe)