Blue Delta SkyMiles® Credit Card from American Express, a GET.com advertiser, is a card from Delta that lets you earn points on everyday purchases, restaurant dining and Delta purchases. Despite having no annual fee, it still offers an array of perks and benefits including 20% in-flight savings on Delta flights, car rental loss and damage insurance, extended warranty, purchase protection and more, on top of letting you earn points on practically everything you spend on. This Card also lets you enjoy basic Delta benefits and helps you earn award flights.

Questions And Answers For Blue Delta SkyMiles® Credit Card from American Express

Question: Do I get a welcome bonus if I go for this card?

Answer: Yes, Blue Delta SkyMiles® Credit Card from American Express has a welcome bonus offer that lets you earn 10,000 Bonus Miles after spending $500 in purchases on your new Card within your first 3 months of Card Membership.

Question: Is this a good air miles credit card?

Answer: This Card rewards you with air miles on every eligible dollar you spend, so you can earn and accumulate miles quicker. Blue Delta SkyMiles® Credit Card from American Express lets you earn 2 miles per dollar spent at US restaurants and 2 miles per dollar spent on purchases made directly with Delta, including flights booked on Delta.com or via phone reservations or ticket counters, Sky Club® membership or passes, Delta Vacations® packages, qualifying Delta, Delta Connection® carrier and Delta Shuttle® flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit, pre-purchased meals, seat upgrades, or in-flight purchases like beverages and food, and audio headsets on Delta-operated flights. Take note that the purchase of in-flight wireless internet access does not count as an eligible Delta purchase. You will also earn 1 mile per dollar spent on all other eligible purchases.

There is no limit to how many miles you can earn and your miles earned can be redeemed toward travel on Delta and Delta's more than 15 airline partners. Plus, there are no blackout dates when you use your miles toward travel on any Delta Air Lines flight. You can also redeem your miles for rewards such as upgrades, premium drinks at Delta Sky Club® and traveling with Delta Private Jets®.

Bear in mind that blackout dates may apply on partner flights and are defined by individual partner carriers should you choose to redeem for flights on Delta's airline partners.

Answer: Yes, as a Delta SkyMiles member, you can earn 5 miles for each $1 spent on your ticket on Delta-marketed flights. Remember to include your SkyMiles number when booking your flight. You will also earn miles on Delta's partner flights though the rates at which you can accrue miles may vary. So, if you travel by air frequently with Delta, you can maximize the number of miles you can earn by pairing with a card like Blue Delta SkyMiles® Credit Card from American Express.

Question: Do I get any special benefits from this card?

Answer: Yes, Blue Delta SkyMiles® Credit Card from American Express lets you enjoy 20% savings in the form of a statement credit after you use your Card on eligible pre-purchased meals, and in-flight purchases of food, alcoholic beverages and audio headsets, on Delta-operated flights. These 20% savings do not apply to other in-flight purchases such as in-flight wireless internet access, associated services, or charitable contributions.

Answer: Not really. This Card has a foreign transaction fee amounting to 2.7% of each transaction after conversion to US dollars. While other credit cards on the market may levy a foreign transaction fee of 3%, there are also cards without foreign transaction fees. If you spend a lot in foreign currencies, you may also want to get a card that comes with no foreign transaction fees to complement what Blue Delta SkyMiles® Credit Card from American Express has to offer.

Question: Is this card good for purchases and balance transfers?

Answer: This Card can be good for purchases since you earn rewards on your spending, but only if you use it responsibly and you pay your balance in full and on time since it doesn't offer a low introductory APR for purchases. If you want to transfer a balance you may be better off choosing another card that is specifically designed for balance transfers and comes with an intro APR offer for balance transfers. This Card has no intro APR for purchases or balance transfers and right from the start there's a 17.74%-26.74% variable APR for both purchases and balance transfers.

Question: Is this card good for taking cash out of the ATM?

Answer: No, Blue Delta SkyMiles® Credit Card from American Express has a 27.24% variable cash advance APR. This is not a card you should reach for if you need to get cash out of the ATM. Also, a cash advance fee of either $5 or 3% of the amount of each cash advance, whichever is greater, will apply.

Answer: No, under the SkyMiles Mileage Expiration policy, your miles do not have an expiry date. Just make sure that your account is open, active and in good standing.

Question: Is there a penalty if I pay late?

Answer: Yes, in addition to a late payment fee of up to $38, a penalty 29.99% variable APR may also be applied to new transactions on your account. This penalty APR may apply to new transactions on your account if you make one or more late payments or if your payment is returned by your bank. American Express will consider your creditworthiness when it comes to determining whether or not they will apply the penalty APR to your account.

Question: Can I get this card even if I have bad credit?

Answer: No, you should apply for Blue Delta SkyMiles® Credit Card from American Express only if you have excellent credit. Getting your application rejected may hurt your credit and you definitely don't want that to happen.

Answer: No, this Card does not let give you access to your credit score. However, it is important that you keep track of your own credit score periodically via other means.

Question: Who is this card for?

Answer: If you fly frequently with Delta, Blue Delta SkyMiles® Credit Card from American Express is worth considering especially since it has the ability help you earn and accumulate miles quicker, in addition to miles that you already will earn when you book Delta-marketed flights with your Delta SkyMiles number included in the reservation. SkyMiles members can earn 5 miles for each $1 spent on tickets on Delta-marketed flights, including base fare and carrier-imposed surcharges but excluding government-imposed taxes and fees. Let's not forget that this Card has no annual fee, so all miles earned are essentially pure savings provided you pay your credit card bills in full and on time every month.

Blue Delta SkyMiles® Credit Card from American Express rewards you with miles on every eligible dollar that you spend on the Card. You will earn 2 miles per dollar spent at restaurants located in the US as well as purchases made directly with Delta. You will also earn 1 mile per dollar spent on all other purchases. These points that you earn and accrue can be redeemed toward travel on Delta or Delta's airline partners.

On top of all these benefits, your Card also offers you 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. Blue Delta SkyMiles® Credit Card from American Express also covers you with car rental loss and damage insurance; 24/7 global assistance when you travel more than 100 miles from home; extended warranty, return protection; purchase protection; fraud protection; exclusive entertainment access and more. Terms and conditions apply.

All in all, this could be the credit card for you if you are looking to enjoy some basic Delta benefits and earn award flights without having to fork out fees for using the credit card.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.