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We believe in Creating “Client’s For Life” through a Hands on Approach to Mortgage Finance.

We would love to help you! If you need a conventional mortgage or Home Equity Conversion Mortgage (HECM) then we have your solution! With over 23 years of mortgage experience within our executive team, we offer a proactive solution based approach for all of your mortgage needs. Our trusted team of loan originators will always put your financial well-being above all else. Thank you for visiting our site. If you have any questions please give us a call or send us a note.

Refinance Calculator

Find out instantly how much money you could save by refinancing your home today! Within seconds you will be able to see how much money you can save throughout the life of your loan.

A Reverse Mortgage can change your life for the better within thirty days. It may give you the power to have greater financial flexibility, create financial freedom, and help you to live life to the fullest!

As the saying goes… You have to get it started if you want to get it done. We are always available to help you get started or walk you through the process of your new purchase or if you decide to refinance.

A Letter from our CEO

I wanted to personally welcome you to G.W. Golden Financial. We have built a company based on honor, integrity, and a deep rooted commitment to ethical behavior while dealing with all of our clients. We use a solution based approach in order to put our client’s in the best possible loan product for their financial situation.

We offer a large assortment of mortgage products at extremely competitive rates. We offer all of the conventional loan products in the marketplace such as 30 Year Fixed loans, 15 Year Fixed loans, New Purchases, etc. as well as Home Equity Conversion Mortgages (HECM) which provide individuals that are 62 years of age or older with a chance to live more comfortably in their home while having their loan fully insured by the FHA under the guidance of HUD. These borrowers choose on a monthly basis what payment they would like to make including making no mortgage payment at all without incurring any late fees or adverse marks against their credit. They can even take cash out for whatever purpose they so choose all the while knowing that they retain full home ownership in a federally insured loan product.

At G.W. Golden Financial all of our licensed representatives have been hand picked based on their character, passion for helping others, and their real desire to make a difference in people’s lives on a daily basis. They are then highly trained over a ten week training program. They will continue to receive ongoing weekly and monthly trainings throughout their careers at G.W. Golden Financial. Most importantly they are blessed to have the opportunity to help create financial freedom for each and every one of their clients on a daily basis while working at G.W. Golden Financial.

Arthur & Rita K. – San Diego, CA

“They were so thoughtful and efficient during the whole loan process and we appreciated their patience with us. All said and done we can now do things that we’ve wanted to do but could not in the past based on our financial constraints.”

2016-07-08T03:35:31+00:00

“They were so thoughtful and efficient during the whole loan process and we appreciated their patience with us. All said and done we can now do things that we’ve wanted to do but could not in the past based on our financial constraints.”

http://www.gwgolden.com/testimonials/arthur-rita-k-san-diego-ca/

Margaret K. – Carlsbad, CA

“Not only was Theo very thorough and very knowledgeable about everything the loan programs entailed, he also made me feel at ease throughout the entire process.”

2016-07-08T03:35:57+00:00

“Not only was Theo very thorough and very knowledgeable about everything the loan programs entailed, he also made me feel at ease throughout the entire process.”

http://www.gwgolden.com/testimonials/margaret-k-carlsbad-ca/

Heather F. – Santee, CA

“My loan officer at that time was Greg. It was only because he was a very down to earth, knowledgeable person that I trusted him, and as a result I was able to become debt free! Without any more debt to worry about my stress level dropped significantly.”

2016-07-08T03:36:17+00:00

“My loan officer at that time was Greg. It was only because he was a very down to earth, knowledgeable person that I trusted him, and as a result I was able to become debt free! Without any more debt to worry about my stress level dropped significantly.”

http://www.gwgolden.com/testimonials/heather-f-santee-ca/

Bobby S. – Gardena, CA

"Theo was able to answer all of my concerns and made clear the program and how it would benefit me. Now, I am able to enjoy my retirement with more pocket money, less worry about my future and I can focus on my passion, golfing! We wanted to thank Theo for being patient throughout the loan process."

2016-07-08T03:35:03+00:00

“Theo was able to answer all of my concerns and made clear the program and how it would benefit me. Now, I am able to enjoy my retirement with more pocket money, less worry about my future and I can focus on my passion, golfing! We wanted to thank Theo for being patient throughout the View Full →

http://www.gwgolden.com/testimonials/bobby-s-gardena-ca/

Elizabeth J. – Inglewood, CA

“I just want to thank Christina and G.W. Golden Financial for being patient with me and walking me through the process because this loan will forever allow me to live a better and more fruitful life.”

2016-07-08T03:35:44+00:00

“I just want to thank Christina and G.W. Golden Financial for being patient with me and walking me through the process because this loan will forever allow me to live a better and more fruitful life.”

http://www.gwgolden.com/testimonials/elizabeth-j-inglewood-ca/

Maria C. – Lynwood, CA

“I was treated with respect and the president of the company actually sat down with us and explained everything to us about the loan as we were going over the mortgage disclosures for the first time. I love this loan very much and it has made a significant change in my life. I thank David and Greg for everything that they did for our family.”

2016-07-08T03:35:15+00:00

“I was treated with respect and the president of the company actually sat down with us and explained everything to us about the loan as we were going over the mortgage disclosures for the first time. I love this loan very much and it has made a significant change in my life. I thank David View Full →

http://www.gwgolden.com/testimonials/maria-c-lynwood-ca/

G.W. Golden Financial is a DBA for G.W. Golden Enterprises, Inc.

CA Bureau of Real Estate- Real Estate Broker- BRE # 01990448

NMLS Endorsement ID # 1425546

Loans made or arranged Pursuant to Finance Lenders Law License # 60DBO-48676

These Materials are not from HUD or the FHA and were not approved by HUD or any Government Agency.