ignorant of eligible credits and deductions
Tax software removes mistakes in
arithmetic, but people need to be aware
of how any changes in their lives will
affect their taxes, said tax guru Evelyn
Jacks.
Canadians commonly fail to make
all their eligible claims for medical
expenses as well as moving expenses
such as such as real estate commissions,
Jacks said from Winnipeg.
"People just don't know what's
claimable," she added.
Examples of claimable expenses
include: the cost of widening a doorway
to accommodate someone in a wheel

chair, hearing aids and hearing aid
batteries.
"People don't understand that they
can adjust their tax returns if they miss
something and you can basically go
back 10 years on most federal provisions. So if you become aware of
something, maybe a pro can help you
recover taxes from the past."
Jacks said Canadians also need to be
aware of the family caregiver tax credit
if applicable and changes to the Canada
Pension Plan and Old Age Security.
Beginning in 2023, the federal
government is gradually >>Cont. Pg.2

The world's
Greatest Business 2
Case for Compassion

3

Simple Tips
for Healthy Eyes

BUYING OR SELLING

6

2

25

Toronto and
Global Market
Review

Canada's Unemployment Rate Rises to 7.2 percent U.S. economy adds not many jobs
Canada's economy unexpectedly
shed 54,500 jobs in March, more than
wiping out the previous month's big
gain and pushing up the jobless rate to
7.2 percent from 7.0 percent, Statistics
Canada data indicated on Friday.
Canada suffered a surprising contraction in manufacturing activity also in
March, according to another data
released on Tuesday. StatsCan also
reported that Canada's trade deficit
unexpectedly widened in February to $1
billion from $746 million in January.
Manufacturing and public administration both lost about 24,000 jobs. The
former has been hard-hit by the strong
Canadian dollar and faltering trade.
In Ottawa, federal finance minister
Jim Flaherty said that he was “disappointed” with the numbers, though
overall employment is up since the
recession.
“In an uncertain global economy our
government will stick with our low-tax

plan for jobs and growth — a plan that
has worked and served Canadians well,”
he said.
NDP finance critic Peggy Nash said
the Harper government is not doing
enough. “Right now our major challenge is unemployment and slow
growth,” she said in an interview.
“There's investment in infrastructure we
have to do sooner or later. Let's do it
sooner and help kick-start the economy.”

HOW SAFE ARE
OUR BANKS?
Big bank depositors could take a hit
under planned European Union law if a
bank fails, the EU's economic affairs
chief Olli Rehn said on Saturday, but
noted that Cyprus's bailout model was
exceptional.

U.S. employers added just 88,000
jobs in March, the fewest in nine
months. The Labor Department said
Friday that the unemployment rate
dipped to 7.6 per cent from 7.7 per cent.
While that is the lowest in four years, the
rate fell only because more people
stopped looking for work. The government counts people as unemployed only
if they are actively looking for a job.
However, two weeks ago, the number of
Americans filing new claims for
unemployment benefits rose more than
expected, but not enough to suggest the
labour market recovery was taking a
step back. Separate data also showed the

US economy expanded at an annual rate
of 0.4 percent in the fourth quarter, more
than the government had expected, but
just below the 0.5 percent gain forecast
by analysts in a Reuters poll.

Canada is expected to lag behind the U.S.
TD hopes to benefit from U.S. recovery over competitors
Canada is expected to
lag behind the U.S. for the
foreseeable future, according to a recent forecast from
t h e O rg a n i s a t i o n f o r
Economic Co-operation
and Development.
The Canadian stock market, a
leading indicator, continues to lag those
of other countries. In fact, the S&P/TSX
was one of the worst-performing major
indices in the world last year. The trend
continues this year till now.
TD Bank chief executive Ed Clark
said at the bank's annual meeting that
economic advantages which once

Term 10*
$ 100 000
$ 500 000

age 30
Male Female
$ 11
$9
$ 21 $ 15

helped the Canadian
economy weather the
financial crisis are starting
to fade. Clark says TD's
U.S. presence will give it an
advantage over competitors as the U.S. economy
recovers.
A recovering U.S. economy promises to provide a lift for Canadian
economy. Canada did admirably while
the rest of the world struggled back in
2009. But four years later the best it can
hope for is a merely mediocre performance, even as the good times return
elsewhere.

This is a true inspiring story of the
eye surgeon Dr. Venkataswamy, also
known as Dr. V, who literally lit the eyes
of millions, treated majority for free.
The Editor-in-Chief of Dreams and
Money had organized free eye camps in
India, representing a bank where he was
working in 90s, in association with
Arvind Eye Hospital for the poor. His
organization, Aravind, is now the largest
eye care provider in the world. It's
evolution from an 11 bed clinic in a
dusty Indian town, to the world's largest
eye hospital is captured well in a book
called “Infinite Vision”

Dr.V created a revolutionary
approach to curing cataract blindness in
India by studying McDonald's. He was
able to develop a high-efficiency,
standardized, replicable business model

Insure your dreams

Short-sightedness – or myopia – is a
vision problem in which close objects
can be seen clearly but objects far away
are blurred. Short-sightedness occurs if
the eyeball is too long or the cornea has
too much curvature. As a result, the light
entering the eye can't focus correctly
and distant objects appear blurred and
distorted.
Short-sightedness is a common
condition and affects around 30% of the
U.S. population. It usually first occurs in
school-age children and, because the
eye continues to grow during childhood,
it will progress until about age 20.
What Causes Short-sightedness?
The exact causes of the condition are
unknown, but research indicates that
two factors may be primarily responsible for its development:
ŸHeredity
ŸVisual stress
There is significant evidence to
suggest that many people inherit shortsightedness, or at least a tendency to
develop it. If one or both parents are
short-sighted, there is a greater likeli-

that organized patients in operating
rooms and broke the procedure down
into a series of discrete processes so that
nurses and doctors could treat large
patient volumes with high quality.
When individuals stay rooted in
inner transformation, it brings much
larger benefits to the society.Dr.V is a
great example. Rightly Dr.V is called as
a social entrepreneur.

By Bruce Cooper & Dr. Guy Hodgson

stress-related short-sightedness
Eyeglasses are the primary choice
for correcting short-sightedness. A
single vision lens is usually prescribed
to provide good vision at all distances.
But patients over 40, and children or
adults whose short-sightedness is due to
intense close vision work may have
bifocal or progressive addition lenses
prescribed for them. These lenses
provide different strengths or powers
throughout the lens to provide for
distant and close vision.
Some patients will find that contact
lenses offer better vision than eyeglasses and may suit them better
cosmetically. Although they provide a
wider field of vision, they require
regular cleaning and care to safeguard
eye health.
Orthokeratology involves the fitting
of a series of rigid gas permeable contact
lenses to reshape the cornea. The
contact lenses are worn overnight
during sleep, and removed for the entire

Eye Health, Problems, and Diseases

Some serious eye conditions do not
have any early visible warning signs. It
is therefore important to have regular
checks that will provide the basis for
maintaining proper eye health. But
although prevention is always the best
defence, it is important to realize that
problems or injuries can occur suddenly
without warning. By recognizing the
signs of a potential eye disorder, and

knowing what to do, you could contribute to preserving sight.
If you have the slightest reason to
believe that you or members of your
family have a serious eye condition
oreye health problem, do not hesitate to
contact your eye care practitioner
immediately. Rather risk it being a false
alarm than ignore a developing eye
disease.
If symptoms of sudden pain, loss of
sight, or many flashing lights occur,
please see your doctor immediately.
(source: freevisioninfo.com)

CATARACTS BASIC INFORMATION
Clouding of the eye's natural lens is
called cataracts, which are a leading
cause of blindness in the world today.
Although composed mostly of water,
proteins also are arranged on the lens in
a very precise way allowing light to pass
through while keeping it clear. Over
time the proteins clump together
causing cloudy spots on the lens and, if
left untreated, can cover the entire lens
resulting in severe vision disruption or
blindness.
Symptoms
In the early stages, cataracts may not
cause significant symptoms, but
eventually you might experience
slightly blurred vision or note that some
forms of light seem too bright – such as
sunlight or oncoming automobile
headlights.
While a subcapsular cataract may
not produce any symptoms until the
advanced stages of its development,
nuclear cataracts might improve vision
for a short period. This is called “second
sight”, but soon diminishes as the
cataract grows.

hood their children will be shortsighted.
Even though the tendency to develop
the condition may be inherited, its
development may be affected by how
the eyes are used. Those who spend a lot
of time doing close visual work, such as
reading or working in front of a computer, may be more likely to develop
short-sightedness.
Symptoms of short-sightedness may
also be a sign of a blood sugar condition,
such as diabetes or an early indication of
a developing cataract.
Diagnosis and Treatment
A comprehensive eye test, using
several procedures, by your optometrist
will determine if you have shortsightedness.
There are several options available
for persons with short-sightedness to
regain good distance vision. These are:
ŸEyeglasses
ŸContact lenses
ŸOrthokeratology
ŸLASIK surgery
Ÿ Vision therapy for persons with

If you suspect you are developing a
cataract, please consult your eye doctor.
Treatment
While cataracts are in the early
stages of formation, eyesight can
generally be improved by simply
wearing eyeglasses or utilizing other
visual aids. But once cataracts have
reached the point where they become a
serious visual impairment, it is likely
that surgery will have to be considered.
Today, cataract surgery is a simple
and relatively painless procedure. More
than three million people undergo
cataract surgery in the United States
every year, making it the most common
surgery in the country.
The surgery usually involves
complete removal of the affected lens
from the eye and replacing it with an
artificial intra ocular lens (IOL) made of
plastic. Ongoing advancements in intra
ocular lenses continue to make cataract
surgeries less complex and more
efficient.
(source: freevisioninfo.com)

2

day allowing patients to go about their
daily activities eye wear free. Your
optometrist can advise you further about
the process and whether or not it would
suit your particular requirements.
Using a laser beam of light, shortsightedness can be corrected by reshaping the cornea in a process called
LASIK surgery. Although this surgery
has generally proved successful, it is
still a developing therapy in which some
problems have occurred. Speak to your
optometrist to acquire full information
about this process and how it is likely to
affect you. Read more about LASIK.
Vision therapy is an option for
patients whose blurred distance vision is
caused by a spasm of the muscles which
control eye focussing. Various exercises
are used to improve the ability to focus
and regain good vision.
People with short-sightedness have a
number of options to correct their vision
problem. Your optometrist will help you
select the treatment that best meets your
visual and lifestyle needs.
(source: freevisioninfo.com)

8 APRIL 2013

KNOW THYSELF

DREAMS MONEY
&

Simple Tips for Healthy Eyes
Follow these simple steps for
maintaining healthy eyes well into your
golden years.
Have a comprehensive dilated eye
exam. Visit your eye care professional
for a comprehensive dilated eye exam at
regular intervals. Many common eye
diseases such as glaucoma, diabetic eye
disease and age-related macular
degeneration often have no warning
signs. A dilated eye exam is the only
way to detect these diseases in their
early stages.
During a comprehensive dilated eye
exam, your eye care professional places
drops in your eyes to dilate, or widen,
the pupil to allow more light to enter the
eye the same way an open door lets more
light into a dark room. This enables your
eye care professional to get a good look
at the back of the eyes and examine them
for any signs of damage or disease. Your
eye care professional is the only one
who can determine if your eyes are
healthy and if you're seeing your best.
Know your family's eye health
history. Talk to your family members
about their eye health history. It's
important to know if anyone has been
diagnosed with a disease or condition
since many are hereditary. This will help
to determine if you are at higher risk for
developing an eye disease or condition.
Eat right to protect your sight. You've
heard carrots are good for your eyes. But
eating a diet rich in fruits and vegetables, particularly dark leafy greens such
as spinach, kale, or collard greens is
important for keeping your eyes healthy,
too. Research has also shown there are
eye health benefits from eating fish high
in omega-3 fatty acids, such as salmon,
tuna, and halibut.
Maintain a healthy weight. Being
overweight or obese increases your risk
of developing diabetes and other
systemic conditions, which can lead to
vision loss, such as diabetic eye disease
or glaucoma. If you are having trouble
maintaining a healthy weight, talk to
your doctor.

Wear protective eye wear. Wear
protective eye wear when playing sports
or doing activities around the home.
Protective eye wear includes safety
glasses and goggles, safety shields, and
eye guards specially designed to
provide the correct protection for a
certain activity. Most protective eye
wear lenses are made of polycarbonate,
which is 10 times stronger than other
plastics. Many eye care providers sell
protective eye wear, as do some sporting
goods stores.
Quit smoking or never start.
Smoking is as bad for your eyes as it is
for the rest of your body. Research has
linked smoking to an increased risk of
developing age-related macular
degeneration, cataract, and optic nerve
damage, all of which can lead to
blindness.
Be cool and wear your shades.
Sunglasses are a great fashion accessory, but their most important job is to
protect your eyes from the sun's ultraviolet rays. When purchasing sunglasses,
look for ones that block out 99 to 100
percent of both UV-A and UV-B
radiation.
Give your eyes a rest. If you spend a
lot of time at the computer or focussing
on any one thing, you sometimes forget
to blink and your eyes can get fatigued.
Try the 20-20-20 rule: Every 20 minutes, look away about 20 feet in front of
you for 20 seconds. This can help reduce
eyestrain.
Clean your hands and your contact
lenses—properly. To avoid the risk of
infection, always wash your hands
thoroughly before putting in or taking
out your contact lenses. Make sure to
disinfect contact lenses as instructed
and replace them as appropriate.
Practice workplace eye safety.
Employers are required to provide a safe
work environment. When protective eye
wear is required as a part of your job,
make a habit of wearing the appropriate
type at all times and encourage your
coworkers to do the same.

“Success is
getting what
you want,
happiness is
wanting
what you get."
Dave Gardner

"People are just
as happy as
they make up
their minds
to be."
Abraham Lincoln

(Source:nei.nih.gov)

“Letting go of the past is
your first step to happiness”

"Happiness is an attitude.
We either make ourselves
miserable, or happy and strong.
The amount of work is the same."
Francesca Reigler,
artist

3

8 APRIL 2013

Housing Market

DREAMS MONEY

From Perrii’s Blog: www.perrii.com

&

Did you Renew Your Current
Mortgage Automatically?

Editor-in-Chief & Publisher
Perrii Muthuraman
Direct : 416 473 6100

Editor & Technical Advisor
Aishwar Muthuraman
105-2100 Ellesmere Road,
Scarborough, ON, M1H 3B7
Ph: 647 352 4945 | Fax: 647 352 6110
Email: info@dreamsandmoney.com
www.dreamsandmoney.com
DISCLAIMER
Dreams and Money takes care to present all the information
as accurately and efficiently as possible. Any advice or
recommendation appearing in the paper is also part of information
only. They should not be construed as an expert opinion. Please
note that no representation or warranty with respect to the
accuracy or the completeness of the information is given.
Information always keeps changing. Hence all the information,
including advice and recommendations are to be treated as of
general nature only. For your specific circumstances, you are
always advised to consult an expert before acting on any
information.

THE MISSION
At Dreams & Money, we want to help people
lead happy lives. We want to help people reach their
dreams. A lot of dreams in the world require financial
awareness and proper planning to bring to fruition. To
get this financial knowledge can be challenging. We
realize this, and want to make this process simpler.
We will bring you financial news happening
around you that impacts you, along with timeless
classics on topics like financial planning, life skills,
health etc. to help you grow all around to reach your
dreams.
If you are someone who shares this same passion,
and think you can contribute to us in any way (writing
articles, spreading the message etc.), please let us
know. We’ll be happy to hear from you.

Ÿ When you are negotiating an
interest rate, ask your current lender if
they can offer you even better terms
(Remember that interest rates are often
negotiable)
ŸWhen you are mortgage shopping,
compare the whole package offered by
each lender. In addition to comparing
interest rates, consider the features
(such as ability to make prepayments or
to increase your regular payments) and
the services that are important to you.
Ÿ Read your mortgage agreement
carefully before you sign it, and ask

“When your mortgage term comes to
an end, you will have to either pay off
your mortgage or renew it for another
term. This is a good opportunity to
reassess what you need in a mortgage
and to look for mortgage options that
better fit your needs today.” This great
advice comes from Financial Consumer
Agency of India through their publication called Reviewing And
Renegotiating Your Mortgage
It is a very useful guide at the time of
renewal &/or renegotiation.
Here are some tips and other useful
information for you.
ŸApproximately four months before
the end of your mortgage term, you
should contact various lenders and
mortgage brokers to find a new mortgage with the terms and conditions that
best suit your needs.
ŸIf your mortgage agreement is with
a federally regulated financial institution such as a bank, the lender must
provide you with a renewal statement at
least 21 days before the end of the
existing term. (If your lender decides
not to renew your mortgage, it must
notify you at least 21 days before the end
of your term)

Innovative Realty Inc.,
Brokerage*

questions about anything you don't
understand.
ŸIf you are considering renegotiating your mortgage, make sure you have
complete information about any
penalties and fees involved, so that you
can weigh the costs and benefits before
making a decision.
What will happen, if automatic
renewal takes place?
If you don't take charge of the
process, your mortgage might automatically be renewed for another term. This
means that you may not get the best
interest rates and conditions that you
could and losing thousands of dollars
for your carelessness.
Finally, a word of caution!
If you think that you may not qualify
for a new mortgage, due to change of
your financial circumstances, better to
remain with the current lender. Even in
that case, it is wise to bargain for better
interest rates and terms. If you ask, you
may get it. If you don't ask, you will
never get it.

BE A HOME OWNER

WHY RENT WHEN YOU CAN BUY?

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8 APRIL 2013

GTA Housing Market

DREAMS MONEY
&

BUYING OR SELLING
– DO IT WITH GREATER CONFIDENCE
Here is the General Real Estate Trend for GTA
For specific areas – like your area where you want to buy or sell - call PERRII at
416 473 6100 for detailed analysis and free presentation.

HISTORIC SALES AND PRICE DATA

I

MULTIPLE OFFER SITUATIONS ARE NOT UNUSUAL
STILL IN SOME AREAS OF TORONTO
The Royal LePage released a House Price Survey on April 4. It showed that
house prices remained relatively flat in the first quarter of 2013 compared to the
first quarter of 2012.
The survey points out that Toronto posted moderate growth in the first quarter.
Average price gains were in the range of 1.8 to 4.0 per cent for housing types
surveyed. The quarter saw a slight decrease in volume, even among first-time
home buyers, who are traditionally the most active group. At the same time,
multiple offer situations and bidding wars were still taking place in some areas of
the city.
Regarding “Bidding Wars and Real Estate Rage in Toronto” I read a well
written article portraying the experience and feelings of the writer in the current
market situation. Some passages are quoted below for a quick reading:
“We're very cautious with our money, and had avoided house bidding wars for
years. The logic is simple: housing prices are already outrageous to begin with, so
why add to the madness by competing with other potential buyers, and pushing
prices further upwards?”
“As we already own a home and moving is not an urgency, we were able to
delay the perhaps inevitable. Until last night. A humble family home presented
itself within walking distance to our kids' school. It was a little bit more spacious
than our current abode, but you wouldn't call it luxurious.”
“We asked our agent to put in a fair offer on the home, but then she uttered the
dreaded words: "holding offers." This would mean that we'd not be able to make
an offer on the home until a specified date and time.”
“An hour later, it was time to present our second offer. Our agent went into the
home with the paperwork and returned quickly. There was nothing to do now but
to wait. Suddenly, some of the competing bidders and their agents drove off the
street and left! The listing agent was texting those whose offers had been rejected.
We were beginning to feel hopeful! Shortly after, our agent received a text
message from the listing agent with the news: our offer had not been accepted.
The house had sold for more than $40,000 above asking.
Although we were disappointed to have "lost" the house, another decent
property turned up today in the real estate listings! There are already three offers
on it, so I think we'll pass this time...”
Here’s the question of the author:
What do you think of the Toronto and GTA housing situation? What advice
would you give to prospective buyers?”
Perrii’s answer to that question is, if interested, whether you are a buyer or
seller, Call 416 473 6100 for a suitable advice, supported by a detailed study.
Perrii is a Realtor as well as Independent Financial Advisor.

MONTHLY STATISTICS
II

2013
Sale

January
February
March
April
May
June
July
August
September
October
November
December
Annual/year
to date

Global and Indian Market Weekly Review - Week Ended 5 April 2013
Review of Global markets
European, Asian and US market
traded volatile and ended negative on
Friday as risk adverse investors continued offloading stocks on concern over
U.S. jobs and China's newest strain of
avian flu.
Health insurers rallied on Medicarereimbursement news and US factory
orders rose in February supported the
market. Cheer over Japan's monetary
stimulus overcame resistance that came
as US jobless claims climbed to a fourmonth high also boosted sentiment.
However, mounting worries over the
pace of the US economic recovery
ahead of monthly jobs data and lowerthan-expected readings on the US nonmanufacturing sector and private-sector
jobs growth weighed on sentiment.
Risk aversion selloff triggered as an
unexpected jump in US weekly jobless
claims by 28,000 to 385,000 stoked
worries ahead of US employment data
later in the day. Meanwhile selling
pressure mounted further after
European Central Bank President Mario
Draghi said the euro-zone economy was
at risk of a deeper recession. Also
adding to the downbeat sentiment,
China's newest strain of avian flu, which
has killed at least six people, has sent
stock markets downhill.
Central banks grabbed most of the
attention prior day. Both the European
Central Bank and the Bank of England
kept rates at record lows, but the Bank of
Japan unveiled a broad and surprisingly
aggressive easing plan. The ECB left
rates at 0.75%, while the BOE main-

tained a 0.5% lending rate, as expected.
The Reserve Bank of Australia left the
country's key interest rate unchanged at
3%, meeting widely held expectations
by economists
China's manufacturing expanded at a
faster pace last month, indicating a
recovery in the world's second-largest
economy is sustaining momentum; PMI
50.9, an 11-month high and up from
50.1 in February. China's official
purchasing managers' index (PMI) for
the non-manufacturing sector rose to
55.6 in March from 54.5 in February,

M.Shekar

March 2013. Sensex, Nifty decline over
2%. Market declined in three of five
trading sessions in the week. Sensex
declined 2.05% to 18450.23 and Nifty
fell 2.27% to 5553.25 in the week ended
5, April 2013.
Growth in services
sector eased last month to its slowest
since October 2011 as order books filled
at a slower pace. The HSBC services
Purchasing Managers' Index, fell to a
17-month low of 51.4 in March from
54.2 in February. The HSBC manufacturing Purchasing Managers' Index
(PMI), fell to 52 in March, after a surge
to 54.2 in February.
Market outlook â&#x20AC;&#x201C; week begins
from 8 April 2013
Market may follow the results to be
announced by corporate in the middle of
April 2013. The upside on the bourses
may be capped as reduction of promoter
stake to meet the Securities & Exchange
Board of India (Sebi) mandated minimum public shareholding of 25% for
private companies and 10% for staterun firms will result in supply of equity
in the market over the next few months.
The next major trigger for the market
is Q4 March 2013 results. The Q4
March 2013 corporate earnings season

adding to signs of a modest uptick in the
world's second-largest economy.
HSBC's composite manufacturing
and services PMI for the world's
second-largest economy increased in
March to 53.7 from 51.4 the previous
month. That helped lift the HSBC EMI
index to 52.6, from 52.4 the previous
month.
Review of Indian markets
Indian Market declined during the
week on survey showed growth in the
services sector hit 17 month low in

will begin around mid-April 2013.
Shares of exporters will be in focus as
the government is set to unveil annual
supplement to the Foreign Trade Policy
2009-2014 on 18 April 2013.
The government will unveil industrial production data for February 2013
on 12 April 2013. The government will
unveil data on the combined consumer
price index for urban and rural India for
March 2013 on 12 April 2013. The
government will unveil data on the
wholesale price index (WPI) for March
2013 on 15 April 2013. The India
Meteorological Department will issue
its initial forecast of 2013 southwest
monsoon in this month. The Reserve
Bank of India (RBI) will announce the
Monetary Policy Statement 2013-14 on
3 May 2013.
Asian markets will on Monday, 8
April 2013, react to the influential US
nonfarm-payrolls report for March 2013
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TSX Trend From Apr.5, 2012 to Apr.5, 2013

TSX IS IN LOSING STREAK
TSX Trend From Apr.1, 2013 to Apr.6, 2013

Source : Yahoo Finance

The Toronto Stock Exchange's S&P/TSX composite index closed at 12,331.85
(previous week: 12, 749.9 ) . There hasn't really been much in the way of good news
out of anywhere.
The benchmark Canadian index slipped 3.3 percent on the week, recording its
biggest weekly fall in about 10 months. The week's losses have erased all the gains
the index made in 2013. Gloomy Canadian and U.S. jobs data suggested the North
American economy could be losing steam.
Seven of the 10 main sectors on the index were in the red.
Financials, the index's weightiest sector, were the biggest negative influence,
giving back 1 percent.
But the materials sector, which includes mining stocks, rose and helped stem the
losses.
The price of gold received a boost because the bad economic news created
interest in safe-haven assets. Energy shares also made gains
The latest numbers followed weak economic data throughout the week, unnerving investors and casting doubts about a smooth recovery.
The TSX has had an uneven rally since November. The market climbed almost
10 percent from a low in November to a peak on March 12, before easing.
The Canadian dollar was at 98.43 (previous week 97.72) cents US.
The TSX Venture Exchange gained 15.13 points to 1,041.85.The Dow Jones
industrials closed at 14,565.25( last week 14,578.54), the Nasdaq at 3,203.86(last
week 3,267.52 ) and the S&P 500 index was at 1,553.28 (last week 1,569.19).

TSX Trend From Jan.7, 2013 to Apr.5, 2013

5

8 APRIL 2013

ADVERTORIAL

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&

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These range between *Rs. 3.5 Crores and Rs 5.6 Crores – exclusive offer in place for Dreams &
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“

“

In the next five to seven years, the appreciation value of a villa will rise by 150-200 per cent. If
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* Prices subject to change without prior notice.

Nestled in the hottest
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area has seen a jump in real
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100% since 2008. With the
trend continuing, ONE
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LIMITED
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UP TO

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Value for your money
Aura – Another villa project at Chennai
Exclusive discounts are available for Dreams & Money Readers and Subscribers
It’s a Group Housing. Approval by DTCP.
1651 SFT-(Type-A) comes with
4 Bedroom and 4 washroom
REGULAR PRICE: Rs 3600 per sq.ft plus other charges.
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AURA – AT THE HEART OF THE IT CORRIDOR
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AURA BOULEVARD – YOUR PERMANENT ADDRESS IN THE FUTURE
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Proposed Amenities:

Schools in Vicinity:

s Club house
s Swimming pool
s Gymnasium
s Multipurpose hall
s Department store
s Pharmacy
s Indoor & out door games
s Childrens play area
And much more amenities.

s Delhi public school
s PSBB millennium school
s Sushil hari international school