Contact Auto Loan Kelowna in Kelowna, British Columbia

Getting a vehicle for the first time or after you have experienced past financial issues can be daunting. The key to budgeting for a car and getting the best used-car financing rate is determining what you can actually afford.

At Auto Loan Kelowna we will do more than help you find the car you need: we’ll help you find the car that you can really afford! Knowing that your new vehicle fits your budget means that you can drive away with your new vehicle stress-free.

As your number one bad credit auto dealer for loans in Kelowna, we will also help you overcome past credit issues and finance a car even if other companies have turned you down. How do you budget for a car?

Choosing the Right Vehicle

Step 1: Get Approved For Credit

The first step to finding the right vehicle at Auto Loan Kelowna is to complete our secure online credit application or contact our Finance Manager at 1-855-512-5187 to set up an appointment to apply for credit in person.

Step 2: Estimate Monthly Payment

To find a vehicle that meets your budget, we recommend that you spend no more than 18% of your income on a monthly payment for a vehicle. We will gladly help you assess your monthly payment threshold.

Step 3: Utilizing a Down Payment

Maximizing your down payment will help you lower your monthly car payment, pay less interest and can also improve your chances of credit approval.

Step 4: Trading in a Vehicle

Trading in your vehicle can be a great way to reduce your monthly payment and leave you with more cash in your pocket. It also helps you avoid the expenses, taxes and other challenges associated with selling your vehicle privately. Find out what your vehicle is worth at Auto Loan Kelowna.

Step 5: View Inventory

Select a vehicle to match your budget! Our expert Business Manager can help you pick from our vast online inventory of used cars, trucks and SUVs