(vi) is applicable to instant redemption at Festival Walk, Kowloon City Plaza and Sogo Department store with minimum value for each redemption of HKD50 cash voucher at $50 Cash Dollars or its multiple at equivalent values;

(vii) The card transaction does not earn Cash Dollars if it is unposted or it is posted but subsequently cancelled, reversed or refunded (including tax refund on purchases) in whole or in part.

The earning ratio of basic Cash Dollars / Merchant Dollars rewards will be calculated by the prevailing Cash Dollars / Merchant Dollars earning ratio of the relevant cards. The Cash Dollars / Merchant Dollars reward will be rounded down to the nearest dollar.

Cash Dollars and/or Merchant Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 15 months.

All online purchase at Merchant Dollars Designated Merchants’ website is not applicable for earning Merchant Dollars.

When customers spend with the card at Merchant Dollars designated merchants, both the cumulative Cash Dollars and the Merchant Dollars of those specific merchants can be used as cash concurrently in the same transaction. Merchant Dollars will be deducted first, followed by Cash Dollars. Customers cannot select a specific deduction amount of Merchant Dollars or Cash Dollars.

Earning and use of Merchant Dollars is applicable to all outlets of each Merchant Dollars designated merchant in Hong Kong, but is not applicable at designated merchants' counters in department stores, and selected outlets of individual designated merchants, please check with the respective merchants for details.

All products, services and information related to the earning or use of Cash Dollars/Merchant Dollars are directly sold and supplied to customers by the Merchant who is solely responsible for all related obligations and liabilities.

Reward and use of Cash Dollars and / or Merchant Dollars are subject to the Hang Seng Credit Card Membership Rewards Programme and / or the other relevant terms and conditions. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.

Hang Seng Credit Card Cash Dollars and Merchant Dollars designated merchant lists are subject to change from time to time without prior notice.

No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.

The offer is governed by these Terms and Conditions and other terms and conditions stipulated by the Merchant.

Hang Seng reserves the right to vary or terminate the above offers at any time and to amend the terms and conditions from time to time. In case of disputes, the decision of Hang Seng shall be final.

These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.

These Terms and Conditions are subject to prevailing regulatory requirements.

In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.

"Maxim’s" and any name, logo or trademark of Maxim’s restaurants referred to herein belong to Maxim’s Caterers Limited, a company operating in Hong Kong.

Merchant Dollars Rewards

You will earn Merchant Dollars of the specific merchant on top of Cash Dollars for every spending at the following Merchant Dollars Designated Merchants. You can use the cumulative Cash Dollars and Merchant Dollars as cash concurrently* for the next purchase at the same designated merchants to enjoy double savings!

The earning ratio of basic Cash Dollars / Merchant Dollars rewards will be calculated by the prevailing Cash Dollars / Merchant Dollars earning ratio of the relevant cards. The Cash Dollars / Merchant Dollars reward will be rounded down to the nearest dollar.

All online purchase at Merchant Dollars Designated Merchants' website is not applicable for earning Merchant Dollars.

When customers spend with the card at Merchant Dollars designated merchants, both the cumulative Cash Dollars and the Merchant Dollars of those specific merchants can be used as cash concurrently in the same transaction. Merchant Dollars will be deducted first, followed by Cash Dollars. Customers cannot select a specific deduction amount of Merchant Dollars or Cash Dollars.

Earning and use of Merchant Dollars is applicable to all outlets of each Merchant Dollars designated merchant in Hong Kong, but is not applicable at designated merchants' counters in department stores, and selected outlets of individual designated merchants, please check with the respective merchants for details.

Hang Seng Credit Card Cash Dollars and Merchant Dollars designated merchant list is subject to change from time to time without prior notice.

Hang Seng Bank Limited ("Hang Seng") reserves the right to vary or terminate the above offers and to amend the terms and conditions thereof from time to time. In case of dispute, the decision of Hang Seng shall be final.

Online Cash Dollars Rewards

Hang Seng Credit Card is bringing you a brand-new online shopping experience! As you spend with your Hang Seng Credit Card to earn Hang Seng Credit Card Cash Dollars, now you can also spend them as instant cash at online Designated Merchants.

The earning ratio of basic Cash Dollars rewards will be calculated by the prevailing Cash Dollars earning ratio of the relevant cards. The Cash Dollars reward will be rounded down to the nearest dollar.

When customers spend with the card at online Designated Merchants, the cumulative Cash Dollars can be used as cash in the same transaction. Customers cannot select a specific deduction amount of Cash Dollars.

Hang Seng Credit Card Cash Dollars online Designated Merchant list is subject to change from time to time without prior notice.

Hang Seng Bank Limited ("Hang Seng") reserves the right to vary or terminate use of Cash Dollars at online Designated Merchants and to amend these terms and conditions from time to time. In case of dispute, the decision of Hang Seng shall be final.

In case of any discrepancy between the English and Chinese versions, the English version shall prevail.