Nokia Lumia 520 ?

I've been looking around for an entry-level Smartphone, and the Nokia Lumia appears to have decent specs for the money.
I can't see myself as a heavy user, though I would appreciate a bit of web browsing "on the go". Apart from that, I would just be a light, casual user.
It will be my first smartphone, so I want something fairly easy to use. I've got an iPad and that's a doddle of course, but I certainly don't want to spend a fortune on an iPhone.

I suppose the question I'm asking is, are any of the budget smartphones worth getting, or will I be disappointed ? The prices these days seem almost too good to be true for all the different facilities included..what's the catch ?

The 520 is an excellent smartphone at the budget end. Windows Phone has always worked well even with lower specs. The 520 comes with a number of apps built-in such as the Here Drive for Satnav, Nokia Music gives you free music, free camera lenses etc. I also think Windows Phone is quite an easy system to use. The main thing I would encourage you to do is customise the home screen to your taste (i.e. choosing which tiles you want on your homescreen, where you want them and how big you want them to be).

With Android there is a large difference in experience between top-end and low-end handsets.

The 520 is an excellent smartphone at the budget end. Windows Phone has always worked well even with lower specs. The 520 comes with a number of apps built-in such as the Here Drive for Satnav, Nokia Music gives you free music, free camera lenses etc. I also think Windows Phone is quite an easy system to use. The main thing I would encourage you to do is customise the home screen to your taste (i.e. choosing which tiles you want on your homescreen, where you want them and how big you want them to be).

With Android there is a large difference in experience between top-end and low-end handsets.

That's most helpful, thanks a lot. The online reviews appeared to be good, and with your confirmation I'll probably give it a try.

I've been looking around for an entry-level Smartphone, and the Nokia Lumia appears to have decent specs for the money.
I can't see myself as a heavy user, though I would appreciate a bit of web browsing "on the go". Apart from that, I would just be a light, casual user.
It will be my first smartphone, so I want something fairly easy to use. I've got an iPad and that's a doddle of course, but I certainly don't want to spend a fortune on an iPhone.

I suppose the question I'm asking is, are any of the budget smartphones worth getting, or will I be disappointed ? The prices these days seem almost too good to be true for all the different facilities included..what's the catch ?

The only major miss with the 520 is 4G but that's to expected on such a cheap handset.

I've had the 520 for a few weeks now and am very happy with it. It's easy to use and the interface is clean and uncluttered. I've moved from an Android HTC handset which became sluggish and kept falling over, so the 520 is wonderful in comparison!

Had mine 2 weeks £115 on PAYG (Vodafone). Wanted to try this entry level as when my contract is up was looking at a higher end Lumia. So far really happy with it. Has all the features of my iphone 4 and really like the OS. Only 2 minor things. The screen is forever getting covered in fingerprints, but I can live with that. The other is when I loaded my music on it, it was forever duplicating the tracks. I've now sorted this by turning off the xbox music options. Apart from all that, would recommend it.