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Help Me Choose a Plan

Open Enrollment ended on February 15, but if you've had a life event – such as a marriage, a new child, a move to a new area or you lost coverage through your job – you could still qualify for affordable coverage.

When you start comparing health insurance plans, it’s important to decide how much coverage you want – and how much you can spend for it each month.

1. Set Your Budget

Just like shopping for anything else, the first thing to consider before shopping for health insurance is your budget.

How much can you spend each month for a premium?

How much can you pay out of pocket when you get care?

You have health insurance because you never know when you are going to get sick or hurt and need care. Here are some things to think about before you purchase your health insurance plan. Download Checklist (pdf)

2. Decide How Much Coverage You Need

Once you know your health insurance budget, you need to think about how much coverage you need. Remember, certain care and services are covered at 100 percent when you use an in-network doctor.

3. Find out what network(s) your doctors and hospitals are in.

Staying in network when you use your benefits is one of the most powerful ways to keep your costs in check. And we’ve made it easy to understand Blue NetworksSM and find a doctor that accepts your plan.

4. Start Shopping

Open Enrollment ended February 15, 2015. If you missed the deadline you could still qualify for affordable coverage if you’ve had a life event — such as a marriage, a new child, a move to a new area or you lost coverage through your job.