Pre-Approved Used Car Finance

Not sure if you qualify for car finance?

At Sutton Park Group we understand that many people get nervous about their eligibility for credit when searching for vehicle finance, particularly in these days of ever-changing lending criteria. That’s why we are offering would-be customers the chance to obtain a finance pre-approval (at no obligation) before taking the next step in the car-buying process.

Our prearranged car finance facility has been specifically designed to help customers who may have had a poor credit history, or for those customers who aren't sure if they will qualify for finance, to find a car that fits within their monthly budget.

With access to 14 different lenders, we are able to find the terms which best suit a customers particular credit profile

Our ‘soft search’ technology protects a customers credit rating

Saves customers having to ‘shop round’ making multiple credit applications

Quick and very convenient service

Free of charge and no obligation quotes

Here is how our prearranged finance facility works:

Complete the brief online application to receive and instant decision at any time of day or night

One of our customer services team will be happy to answer any queries you may have

Obtain a credit limit that suits your ideal monthly budget

Visit the dealership to test drive a selection of cars that you already know are affordable

Anyone can apply provided you:

Are aged 22yr or over

Hold a full UK provisional or full licence

Are currently employed or self employed earning in excess of £850 pmth (after tax)

Have been resident in the UK for over 3yrs

27.9% APR Representative

Credit rating explained:

A lender will tend to judge your finance application based on 2 key areas :i) how you have paid credit in the past (ie your ‘credit history’)ii) your overall current ‘profile’ (ie how long you have been at your address and how long you have been in your current in job etc etc).

The lender will then combine these two elements to create an overall ‘credit score’ or ‘credit rating’ for you as a potential customer.

With access to 14 lenders, we are therefore able to cater for most credit statuses

Sutton Park Motor Company Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) and which is permitted to advise on and arrange general insurance contracts.

Sutton Park Motor Company Limited are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 688191 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Data Protection No: Z5557960

All photographs are for illustrative purposes only and may not depict the actual car. Specifications, mileage and prices are subject to change, please contact us to confirm before travelling or a purchase is agreed.

Telephone Call RecordingAll incoming and outgoing calls are recorded for training and monitoring and quality purposes and are stored securely on Sutton Park Group servers.