How To Finance Your MRI And Other Medical Expenses

The healthcare industry is confusing enough, but hidden medical fees make it difficult for patients to understand the care they need and how to go about getting it all. Open MRI of Pueblo has always stressed price transparency with our patients, but paying for any diagnostic imaging procedure can be intimidating. We’re here to provide you with a few tips to help you finance your medical expenses.

Shop Around

Your first step should definitely be shopping around. Sites like Save On Medical can help you do exactly that. Save On Medical allows both insured and uninsured patients find the cheapest MRI price for our services. Be sure to consider your financing options before making a decision to ensure you’re paying the best price on your procedure.

But I Already Have the Bill

So what do you do when that bill arrives? How do I finance my medical bills? No one wants to have to take out a personal loan from their bank or anything, but luckily there are other options.

Check It First

Studies show that a large portion of medical bills contain errors that may charge a patient 50 to 80 percent more. With almost half of Medicare claims with errors, double checking your medical bill will ensure you’re paying the correct amount.

Negotiate

Many people don’t realize that medical bills are often negotiable. You need to talk to the right people – like a billing manager or someone at your insurance company – but it’s possible with some convincing that they will work with you on the fees. Many medical bills include intake/discharge fees, medication, doctor’s consultations, and anesthesiology in addition to the actual imaging procedure itself. Some of them may be willing to lower their cost, or your insurance company may be willing to pay more.

Ask for Help

You don’t need to go right to the bank to ask for help. Talk to the billing manager about a payment plan that works with you. You can also turn to crowdsourcing – ask friends and family to pitch in. If it’s for your health, they are likely to be able to chip in.

As always, we encourage you to push for transparency before the procedure or imaging scan. Be sure to do your research and follow these financing tips next time you are undergoing a medical procedure. Whether you are covered by insurance or uninsured, use Save On Medical to get the best price for your open MRI at our center.