""One of the best technologies so far in finance service. I'm happy to be a customer of Bajaj Finserv and will certainly advise others for this""

- Lahar mahajan

Are you looking for a loan to buy your dream house but worried about meeting the eligibility criteria? Instead of opting for an individual loan, consider a Joint Home Loan with Bajaj Finserv and increase your chances of getting a Home Loan.

Land Purchase Loan: Features and Benefits

While apartments and flats are a good housing option for many, some people would like to build a home that completely satisfies all their needs.

If you’re looking for a loan to purchase land, a Home Loan will not cover all the aspects of buying an empty plot. What you neesd is a loan designed specifically for buying land, like the Bajaj Finserv Land Purchase Loan.

Land Purchase Loan should be your loan of choice in situations when -

You’re purchasing a plot through direct allotment

You’re buying a resale plot

A loan for land purchase from Bajaj Finserv allows you to fund your plot purchase quickly and with utmost ease. If you are in need of more funds once you start construction, opt for Top-Up Loan which is available to all existing customers who do a Home Loan Balance Transfer.

Instant approvals

You won’t need to wait for days to know if your loan for land has been approved. At Bajaj Finserv, we offer instant loan approval in a few minutes after your application. The entire process barely takes 5 minutes.

Fast disbursal

Purchasing land requires you to put down a large amount of money in one lump sum payment. We understand that any delays in payment could result in you losing the plot for your dream home. That’s why we make sure that once your application is approved, we disburse your loan amount in 72 hours or less.

Low interest rates

Get the best Land Construction Loan offers only from Bajaj Finserv. We offer extremely low land loan interest rates to help you turn your housing dreams into a reality.

Online account access

Check your loan status wherever you are, whenever you want to. Use the Bajaj Finserv digital portal to check your payment schedule, interest certificate, track repayments, and view key information related to your loans. All you have to do is log in with your credentials and you’ll get instant access to your loan account

Eligibility and Documents for Land Purchase Loan

If you’re a salaried professional, you can get a Land Purchase Loan easily from Bajaj Finserv across top cities in India. In order to avail of such a loan, you’ll need to meet basic eligibility criteria and provide us with few important documents. Here is the complete list of requirements for Land Purchase Loan eligibility.

Land Purchase Loan: Fees and Charges

Bajaj Finserv offers nil foreclosure and nil prepayment charges. This means that you don’t have to pay a single extra rupee if you prepay your EMIs or foreclose your loan before the tenure is over.

How to Apply

Applying for a Land Purchase Loan is a hassle-free and swift process. All you need to do is fill an online application form with the necessary details and hit ‘Submit.’ Read more about How to Apply for Land Purchase Loan

Visit our branch

Financial Fitness Report

We launched the Financial Fitness Report (FFR) for our Salaried customers in December 2013.
Through this report we would educate and create financial and credit awareness among Salaried customers, one of our many value added services we provide.
We have partnered with a firm called Credit Vidya who possesses the expertise in preparing the FFR for our customers.

The FFR is a concise, crisp, customized and easy to understand report, available at just Rs.749, for select existing customers, covering the following:

A customers’ Credit Score

Demystifying the credit score for the customer and informing him about his performance across various components of the score

Key monetary ratios & savings potential which would provide awareness to a customer about his financial leverage

How to Apply

The Financial Fitness Report is only available to select existing customers who have an offer on our Customer Portal.
To view the FFR offer, a customer must log in to the Customer Portal with a Username/Email ID/Mobile Number and Password.

Alternately a Salaried customer could seek information about the FFR from our Sales / Credit Manager during the Personal loan application process. The report for a new customer is priced at 999/-
Post application for a FFR, the report is generated within 3 days post disbursal of the loan and emailed to the customer on the email ID provided by him/her.