Maybe, but if you want to find out, it'll cost (and at least that way I make up some of my losses).

That gave it away Guess you should've got the watch beforehand - it's sad seeing what people can do and say for a small sum of money..

Offer collateral is an old trick specially how forthcoming he acted in the beginning. It sets up the victim for the villan perfectly since the victim eventually feels its to much effort to take the collateral and act on the word of the villan.

In this case if Patrick ever made it clear, Watch first then coins, milkman would have just vanished and nothing would have been stolen.

...In the land of the stale, the man with one share is king... >> Clipse

I think that established/advertising Lenders should be voted in as MODs for the Lending section in order to see IP addresses of prospective borrowers so that in case of scams etc, they could get started on ID legwork immediately and not have to rely on Theymos or anyone else if under time constraints.

Patrick, Burt, Kluge, Ina, senbonzakura......? ....others ?

This would definitely help in the pursuit of info gathering for defaulted loans and user identification etc.