Companies

National Health Insurance Companies

UnitedHealthcare, Anthem and Aetna

By mid-2015, post-Affordable Care Act acquisitions combined the largest health insurance companies in the U.S. – Anthem purchased Cigna, and Aetna bought out Humana.

After these transactions, UnitedHealthcare, Anthem and Aetna are the truly your only options. Changes on the consumer end are expected to materialize by 2016.

United Health One – Golden Rule

Golden Rule Insurance Company, an UnitedHealthcare company based in Indianapolis, Indiana, U.S.A., has offered health insurance to individuals and families for more than 60 years. It offers a type of health insurance known as a health savings account (HSA), and was closely involved in the political discussions that led to the enactment of legislation that offered tax incentives to consumers who set up health savings accounts.

Aetna

Aetna is one our nation’s strongest health insurance companies period. They are also the most reliable individual health insurance company in the country, and have bought Coventry and Humana in the late 2010s. We have sold a ton of them.

Aetna offers coverage both on and off the health insurance marketplaces, increasing access to coverage for various income levels.

Blue Cross Blue Shield Association Plans

The Blue Cross and Blue Shield Association (BCBSA) is a trade association, which organizes the 38 independently owned and operated Blue Cross and Blue Shield Companies throughout the United States.

Every company operates differently as they are their own entities, unified by the trusted Blue Cross Blue Shield name. To find out more about the Blue Cross Blue Shield Association and its companies, please visit our Blue Cross Blue Shield national page.

Humana

Humana was purchased by Aetna in 2015. The carrier offers affordable under-65 individual health plans on and off the state exchanges. Humana offers the choice and flexibility with HMO, PPO and POS options nationwide.

Cigna

Cigna was acquired by Anthem in 2015. Cigna plans win in almost every heads up fight with our health insurance companies every time.

And as far as benefits go, the carrier is no worse than anyone else. However, certain health insurance plans can vary greatly from state to state.

In Florida for instance, most of our plans don’t have an emergency room copayment because our hospitals are so expensive due to the uninsured. So any plan in South Florida that has an emergency room copayment before the deductible is considered a luxury.