"I have the services provided by this law group since April’12. And they are not only highly professional, but the lawyers like Jacob Singer bring a common understanding of all problems, and their respectful considerations provide a sincere and sympathetic environment. They are also very easy to reach and none of my concerns was too small to have immediate attention.
Great services – I highly recommend them to everybody.."

- M.J., Brooklyn, NY

"Thank you so much for helping me with my financial situation. I was told by other attorneys that I would have to file bankruptcy and my loans could not be settled otherwise. The $500,000 plus you saved me on my mortgages has lifted a great weight off my shoulders and has enabled me to get back to running my practice and moving forward with my life."

- Dr. J.T., Queens, NY

"RC Law helped me stay in my home. My home had a lot of equity and I was rejected for modification many times before, but they were able to get me a great and affordable modification. Best of all they got my bank to pay most of their fees. Me and my family can't thank them enough for allowing us to hold onto our home...."

- Alex S., Teaneck, NY

Problem: Tax Debts

Background

Tax debts can be stressful to deal with. Tax Returns can be audited up to ten years, very often resulting in tax debt and liability appearing out of the blue. More importantly if tax debts are not dealt with promptly your current tax refund and or your wages can be garnished.

Solutions

Offer
& Compromise
An offer in compromise allows you to settle your tax debt for less than the full amount owed. It may be a legitimate option if you can't pay your full tax liability due to a financial hardship. We review your unique set of facts and circumstances and can appeal to the IRS in hope of reducing your tax liability.

Debt Settlement & Reduction Debt settlement is one approach to debt reduction whereby the creditor agrees to accept a fraction of the amount owed so that our client is able to pay off the entire debt at this reduced amount. In many instances with tax debt either the IRS or a purchaser of tax debts is will to accept a reduced amount. Our Firm usually settles debts for 25% or less of the amount owed; sometimes even as low as 10%. In such a case, our client would only be responsible for the reduced amount and would even be able to create a monthly payment plan to ease the experience. >> Learn more about our debt settlements and how we save our clients up to 90%!..

Bankruptcy Bankruptcy is sometimes the best option for tax debts in that it will allow for the tax debt to be paid back to IRS over a time period of up to five years. This can lessen the hardship caused by a surprise tax debt. In some limited instanced under the Bankruptcy Code tax debts can be treated as unsecured debts and discharged fully just as a regular unsecured debt would be under both Chapter 7 and Chapter 13 filings.>> Learn more about our bankruptcy solution which starts at $799...

Sue Your Debt Collectors for FREE! (FDCPA Lawsuits)Often our clients have been subject to harassing treatment from debt collectors in their effort to collect the credit card debts. If you have been called by a debt collector early in the morning or late at night (or many times a day), threatened by a debt collector, or received an inappropriate collection letter, you may be entitled to sue the collector. Even if you have no damages on account of collector's violations, you would be entitled to statutory damages of at least $1,000! One great advantage of this type of lawsuit is that the collection company is responsible for paying the costs and attorney fees, so 100% of what we collect from the collection company is yours!>> Learn more about this solution...

Litigation for Collections - Predatory Lending, etc. Often purchasers of tax debts will file a lawsuit to collect the debt. It is critical that you do not ignore the lawsuits as that will lead to these companies getting a default judgment against you. A default judgments allows the creditor to garnish your wages, freeze your bank account, or put a lien against your house or other property.

We will file litigation papers on our client's behalf so that these creditors do not get a default judgment. Often, our clients were not properly served with the litigation papers. If that has happened, the lawsuit should be dismissed. We also investigate the lawsuits to determine if the party filing suit for the debt has standing to do so.

We can sue the creditor for these violations and get any money that may have been seized to be returned, plus any damages that you may have incurred.