Postponed retirement

Q. Can I take a postponed retirement with 30 years in if I haven’t reached my minimum retirement age?

A. No, you cannot. Because you aren’t old enough to retire, you could only resign and, when you reach your minimum retirement age, apply for a deferred retirement. If you did that, you wouldn’t be entitled to the special retirement supplement nor could you re-enroll in either the FEHB or FEGLI programs.

Your unreduced annuity will be calculated using the following formula:
.01 X your high-3 on the day you left X your years and full months of service
You won’t be entitled to the special retirement supplement nor may you reenroll in either the FEHB or FEGLI programs.