By: M.S.Yatnatti: Editor and Video Journalist Bengaluru: Let BBMP create STF for fixing pot holes and black spots in BBMP limit. Trash heaps are not hard to find as the stench is not easy to miss. Still, BBMP chooses to be ignorant of Bengaluru’s ground realities. Heaps of plastic, wet waste and empty containers may dot the city’s streets, but recent data provided by ward-level engineers to the solid waste management wing of the BBMP reportedly shows there are about 500 black spots in Bengaluru. Citizens too, who have been complaining about inefficient waste collection system, said people are forced to dump waste on street corners as the BBMP’s vehicles are not regular. The Palike usually counts transfer points and major daily dumping points as black spots, so their numbers are often lower than what the public sees on the road. A fair estimate is an average of 10 black spots per ward (of which three to four would be transfer points, and the rest major black spots). People with poor civic sense are largely to blame for this mess. Act against faulty officials, impose hefty fines on defaulters. How many more wake-up calls are needed to fix the problem?. The intermittent pre-monsoon showers are all set to intensify with the onset of monsoon in June first week. The Bruhat Bengaluru Mahanagara Palike (BBMP)announced its monsoon preparedness plan, stating that it would fill 3,629 potholes in next couple of weeks.It has identified 950 potholes along the majors roads maintained by its road infrastructure division. At the zonal level, most are in Mahadevapura (650) followed by Yelahanka (580), Bommanahalli (480), East Zone (354) , South Zone (325), Rajarajeshwari Nagar Zone (150), Dasarahalli zone (80) and West Zone (60).BBMP decided to increase the number of control rooms and rain squads to tackle damage. They decided to clear inlets and silt traps of 25 lakes to facilitate smooth flow of rain water.Filling debris in the pot hole is not the solution. Even in areas where potholes have been filled, the gravel and mud used was coming loose. Create STF to fix potholes problem .Let BBMP create a Pothole special task force (STF) with a chief engineer heading it with necessary equipments and trained staff to fix the potholes on war footing as and when they are formed .:Instead of spending money every time and every year in a unplanned manner BBMP can minimize the expenditure with special task force .

With money once again being earmarked the need for this campaign to hold the BBMP accountable is more important than ever. Even after the countless deadlines given by leaders and various promises being made my BBMP officials, the state of Bangalore’s roads is pathetic.We must take responsibilities into our own hands and ensure proper spending of the money to fix the potholes. Every year, the problem of potholes arises and every year crores of rupees is spent. There is public outrage and media coverage around it and the problem of potholes are temporarily fixed. A part of the money allocated is used to actually fix potholes while the rest of it remains stagnant or just disappears. Cheap incompetent engineers and contractors who get the work every year are contracted to fill the roads, and they do so with gravel and dirt, and sometimes pour a layer of asphalt over the potholes . The shoddy job results in potholes coming back, and the entire cycle repeats itself resulting in public money being misused. The BBMP needs to ensure that all potholes identified are properly fixed with the help of experienced contractors and engineers for a long-term solution to this problem.BBMP will set up 63 temporary sub-division control rooms to operate from May 20 to August 31at a cost of Rs 1 lakh each. The supervisors of control rooms will maintain a ready cache of raw materials like pipes, sickles and other items for repair work. They’ll also be responsible for cleanliness of shoulder drains and storm water drains in their area.Special teams of the forest department have been formed for each zone for emergencies, mandating that every fallen tree should be cleared within three hours. The teams also need to ensure that all old and vulnerable trees are taken care of before the rain. Four forest teams each for East, West and South have been planned, with two each for Mahadevapura, RR Nagar, Bommanahalli and Yelahanka with one for Dasarahalli. They’ll also identify vulnerable points for waterlogging and take proactive action.

By: M.S.Yatnatti: Editor and Video Journalist Bengaluru: The intermittent pre-monsoon showers are all set to intensify with the onset of monsoon in June first week. The Bruhat Bengaluru Mahanagara Palike (BBMP) announced its monsoon preparedness plan, stating that it would fill 3,629 potholes in next couple of weeks.It has identified 950 potholes along the majors roads maintained by its road infrastructure division. At the zonal level, most are in Mahadevapura (650) followed by Yelahanka (580), Bommanahalli (480), East Zone (354) , South Zone (325), Rajarajeshwari Nagar Zone (150), Dasarahalli zone (80) and West Zone (60).BBMP decided to increase the number of control rooms and rain squads to tackle damage. They decided to clear inlets and silt traps of 25 lakes to facilitate smooth flow of rain water.Filling debris in the pot hole is not the solution. Even in areas where potholes have been filled, the gravel and mud used was coming loose. Create STF to fix potholes problem .Let BBMP create a Pothole special task force (STF) with a chief engineer heading it with necessary equipments and trained staff to fix the potholes on war footing as and when they are formed .:Instead of spending money every time and every year in a unplanned manner BBMP can minimize the expenditure with special task force .With money once again being earmarked the need for this campaign to hold the BBMP accountable is more important than ever. Even after the countless deadlines given by leaders and various promises being made my BBMP officials, the state of Bangalore’s roads is pathetic.We must take responsibilities into our own hands and ensure proper spending of the money to fix the potholes. Every year, the problem of potholes arises and every year crores of rupees is spent. There is public outrage and media coverage around it and the problem of potholes are temporarily fixed. A part of the money allocated is used to actually fix potholes while the rest of it remains stagnant or just disappears. Cheap incompetent engineers and contractors who get the work every year are contracted to fill the roads, and they do so with gravel and dirt, and sometimes pour a layer of asphalt over the potholes .The shoddy job results in potholes coming back, and the entire cycle repeats itself resulting in public money being misused. The BBMP needs to ensure that all potholes identified are properly fixed with the help of experienced contractors and engineers for a long-term solution to this problem.BBMP will set up 63 temporary sub-division control rooms to operate from May 20 to August 31at a cost of Rs 1 lakh each. The supervisors of control rooms will maintain a ready cache of raw materials like pipes, sickles and other items for repair work. They’ll also be responsible for cleanliness of shoulder drains and storm water drains in their area.Special teams of the forest department have been formed for each zone for emergencies, mandating that every fallen tree should be cleared within three hours. The teams also need to ensure that all old and vulnerable trees are taken care of before the rain. Four forest teams each for East, West and South have been planned, with two each for Mahadevapura, RR Nagar, Bommanahalli and Yelahanka with one for Dasarahalli. They’ll also identify vulnerable points for waterlogging and take proactive action.

By : M.S.Yatnatti: Editor and Video Journalist Bengaluru : Smart Class Rooms: AICTE has mandated smart class room for each department in institution getting its approval.Classrooms architecturally designed with optimal room for natural light and air, provide a vibrant backdrop to the academic achievements and offer a unique place to study, relax and develop. The classrooms are required to be equipped with an array of Hi-Tech equipment which enables the competent teachers to conduct classes in such a manner that the students can make use of all the available resources at the click of a button. In this very special learning environment, BIG TV Compustick/Pluggable Pen drive Destop/Laptop for each student and high speed WIFI internet. All these facilities enable the teachers to teach in a unique and innovative manner which makes the students feel involved in the teaching - learning process and improves the pace and quality of learning.Smart class room need subject wise portable OS with OSS Applications .Teacher and each student can use Portable OS with applications of their subject in their pocket in Pendrive instantly converting smart class room into their subject Lab by plugging in Desktop Laptop and Big TV and rebooting with OSS making it feasible and economically affordable. KPNUT will provide Portable installed OS with applications of their subject in Pen drive which they can keep it always in their pockets while attending their smart class room and save their data in it. KPNUT will provide e learning on each on each Portable OS with applications .

Digital technology and computers have revolutionized education .Class rooms need to have BIG TV screens with HDMI Slot to convert them into PC. Students or class rooms can have Laptops. The advent of computers has changed our very existence .These machines have evolved from being a mere luxury to an essential and indispensable part of our education . We need the computer in its varied forms of laptops and tablets, to communicate, learn, explore, transact and even access knowledge. No wonder then, that computer literacy is looked upon as an integral part of our education process. The institution of higher learning can easily provide hardware .When question of software’s comes every institution has no funds for commercial software’s to purchase them and also keep them purchasing new versions every year . KPN unlimited technologies Bengaluru is planning to provide unlimited portable OS and portable Apps loaded PC Sticks and Pen drives which students and teacher can carry in their pockets and convert any class room into their subject computerLab by just plug and play at very affordable prices.Universities in India need to convert every class room into a portable lab .Each teacher and Each student can convert into his subject lab and use it by using portable apps and portable OS without affecting the basic hardware. Portable Apps andPortable OS can be carried in their pockets. The higher education in India is getting revolutionized with use of BIG TV Screen (which can be converted into a computer by Compu Stick or PC Stick )as black board in class room and each student with a lap top or a desk top .This is the basic hardware that need to be provided in each class room.KPN unlimited technologies Bengaluru is planning to provide each subject teacher and each subject students with portable Linux OS and portable Linux based Apps of his choice and with this each teacher and students can convert it into his subject lab by using potable OS and portable Apps provided by KPNUT .These apps can run from any portable device (a thumb drive, CD, DVD, portable hard drive or other device Compu Stick ) without needing to be installed directly on the hard drive of the system you're using. You can visit www.kpnutechnologies.com or contact kpnutechnologies@yahoo.com for your proposals and a quote or for choice portable OS and portable Apps on CD/DVD or Pen Drive or on Compu Stick or PC Stick or Micro SD card with choice of your open source software portable OS and portable Apps loaded PC Sticks and Pen drives according to your subject needs. KPN unlimited technologies Bengaluru will load required potable app on USB or Comput Stick OR pc Stick with required Portable App andPortable OS . IT is considered as an enabler for Indian to transform itself from a developing country to an industrialized nation. IT has left an immense impact on the nature and structure of higher education in Indian and will continue to play a prominent role in its future. KPNUT presents to the readers how IT utilization has enabled the country to offer quality education to its citizen in-line with the requirements of its labor market and the Net generation. KPN Unlimited Technologies is a vibrant company whose activities span over diverse areas within the broad realms of information technology. KPN Unlimited Technologiesis a Privatecompany with professionals teamed up to offer the ITindustry a radical growth.A place where imaginative minds have the opportunity toexplore new ideas and implement cutting edge solutions.Our professionals are constantly abreast with the latest technology and are proven leaders in redefining industry standards with new products.

CORPORATES HELP STARTUPS PITCH THEIR AGGRESSIVE PLANS HARD-DRIVEN’ATTITUDE ‘FAILURE IS NOT AN OPTION’ MIND SET “SMALL SEED CAN BE BIG TREE”

By: M.S.Yatnatti: Editor and Video Journalist Bengaluru: According to press reports Establishments ranging from banks and retail enterprises to real estate and technology firms are setting up focused accelerator programmes to benefit from the agility startups often bring in to older businesses.“Accelerators are enablers for startups not just in terms of the business educational aspect but also to introduce them to the right network for mentorship, funding and future growth. “It is important for a startup to evaluate what kind of products these programmes are looking for and if the energy level and calibre of peers joining the programme need to match yours,”. ICICI Bank, says the bank follows three principles to rope in a startup. “What it brings to the table, the probability of its success, and whether it is solving a genuine problem,”.In conversation with CEOs and business leaders, one cannot help but be impressed with the strong drive for getting things done. Entrepreneurs have reportedly grown up admiring the corporate labels of ‘aggression’, ‘hard-driven’, ‘fire in the belly’ and ‘failure is not an option’. These labels dovetail into a strong leadership competency called results orientation. Logically, it makes so much sense After all, the function of business is business!. The even better news is that contemporary talentengagement models, which have cracked this code, are now available. However, this will demand of business and HR leaders to take a hard and close look at their current understanding and practice of building employee engagement, and be open to changing track completely, if needed. According to press reports exercising twice a week may improve thinking ability and memory in people with Mild Cognitive Impairment (MCI), suggests a recent study. Researchers explained that people with MCI have milder symptoms like they struggle to complete complex tasks or have difficulty in understanding information they have read, whereas people with dementia have trouble with daily tasks, such as dressing, bathing and eating. MCI is a medical condition that is common with ageing. While it is linked to problems with thinking ability and memory, it is not the same as dementia. However, there is strong evidence that MCI can lead to dementia. Early action may keep memory problems from getting worse. “If you or others have noticed that you are forgetful and having trouble with complex tasks, you should see your doctor to be evaluated and not assume that it is just part of normal ageing,” Be your own boss .Create a startup and be your own boss .Let it be small or big be your own boss .A small seed can become big tree .You have to have passion commitment and good idea good networking skills .A start up need to have a well documented business plan investment strategy and including exit options to angel investors in the start itself aslater problem should noy crop up with founders. You should have good product and it should be in need and it should have better feature than other products. what is not working discontinue it .Scale it as demand grows .Do not ignore Marketing .Growth capital is very important but do not over raise the finance and hire good talent as an when it is required .Do not over pay as it will be very difficult to manage the start up.Time is everything .Be different find right investors and venture capitalists and not vulture capitalists. Raise money intelligently find the right people be sure and flexible .Do not ignore open source technology. Well documented code of conduct is very important for every employee.and directors of the startup.Well defined Information technology is one of the biggest mass employers. Be different startup .Find unsolved problems of customers and solve it, everybody has problems. Many have many problems .Few problems are universal. Few problems are local few are national and few are international .Find unsolved problems. Companies succeed because they solve and understand the unsolved problem and come up with solutions that are very different from what others do. Put yourself in the customer's position; perhaps you would have experienced a pain point yourself. You may not fully understand the difficulty unless you experience it yourself .Develop deep customer insights. Secret of your success is in Passion, determination, vision, agility, team play, fund-raising skills.What exactly defines the DNA of a booming startup? What do some of the biggest names in the investment community look for in startups and entrepreneurs Clarity of vision Domain expertise? What key factors do successful entrepreneurs attribute to their triumph? Need to be understood diligently. IT major Infosys has reportedly increased the salary of its top executives but the base scale for entry-level software engineers has not changed for more than five years. for entry-level software engineers with BE and Rs 12-15,000 for entry-level BSc freshers, according to sources. According to experts, starting salaries offered by other IT companies are in the same range. Information technology is one of the most important mass employer in the country today providing significant valueaddition and employment creation.Don’t buy things you simply can't afford .If you live above your means, you won't get rich. Even if you start earning more or get a hefty raise, don't use that as a justification to give yourself a lifestyle raise. Work smart and get success, According to financial adviser Ric Edelman, in order to ensure future wealth, you must equally work hard and smart. One way, he suggests, to do that is to invest your money in the stock market or a retirement fund. “You can do this without taking a huge amount of risk, without a lot of effort, and without spending a lot of time,.Put emphasis on earning, Another way to work smart? Increase your earnings, not just your savings.“The masses are so focused on clipping coupons and living frugally, they miss major opportunities,“ reportedly said Siebold .There's no need to abandon practical saving strategies. However, if you want to start thinking like the rich, stop worrying about running out of money and focus on how to make more. A common thread among millionaires is that they develop multiple streams of income and adopt smart savings habits.don't be content with a steady paycheck ,Average people choose to get paid based on time -on a steady salary or hourly rate -while rich people choose to get paid based on results and are self-employed.“It's not that there aren't world-class performers who punch a time clock for a paycheck. But for most, this is the slowest path to prosperity, promoted as the safest,“ said Siebold. “The great ones know self employment is the fastest road to wealth.“While the world-class continue starting businesses and building fortunes, “The masses almost guarantee themselves a life of financial mediocrity by staying in a job with a modest salary and yearly pay raises,“ he added.Note that “everyone has the same opportunity to acquire wealth,“ says self-made millionaire Steve Siebold.But not everyone seizes the opportunity. Be out of comfort zone if you want to build wealth, be successful, or get ahead in life, you're going to have to get used to uncertainty or discomfort. Overcoming fear and taking calculated risks are the key elements to achieving success.“World class thinkers learn early on that becoming a millionaire isn't easy and the need for comfort can be devastating. They learn to be comfortable while operating in a state of ongoing uncertainty,“ said Siebold. Pursue your own dream.If you want to be successful, you have to love what you do -that means pursuing your passion.Too many people make the mistake of chasing someone else's dream -such as their parents' -explains Thomas C Corley, who spent five years researching self-made millionaires.“When you pursue someone else's dreams or goals, you may eventually become unhappy with your chosen profession,“ he said. “Your performance and compensation will reflect it.“ One of the most effective ways to earn more money over time is to invest it, and the earlier you start, the better.You don't have to be an expert about personal finance or use fancy economic jargon to start investing. You don't have to from an affluent family, and you don't even have to earn a massive paycheck. Start by investing in your retirement savings or a low-cost target date fund and you'll see huge returns in the long run.

GM Infinite Group has an impressive track record with expertise in construction. Ithas that translated into success in the competitive world of real estate.GM Infinite Group's techinical know-how and an unflinching focus on customer satisfaction is what propels its success. The company started out as a construction major over five decades ago and today, ittake pride in saying that theydon't just have five decades of experience in this industry but have five decades of unparalleled expertise. And A solid reputation and delivering exceptional projects on schedule have earned theircustomers' trust. GMuse theirown construction technology with no external contractors. Theircustomers get quality materials from the source.GM Infinite Group offers unique concepts bringing you a seamless combination of the finest infrastructure and amenities. The Group's key drivers are one-of-a-kind concepts at competitive prices with timely delivery. You will also notice that the projects are carefully located in prominent, upcoming areas of the city so that your investment gets a boost and you enjoy monetary gains.GMare in a constant pursuit of providing better homes to theircustomers at competitive prices. GMmeet architects from across the world frequently to gauge the viability of a concept. Living by the values of transparency, professionalism and integrity, GMonly use A-A+ grade material in all construction, interiors, hardware, electrical fittings and plumbing. GMhad a phenomenal run with Global Techies Town. It is believed that this development is the first-of its-kind in the country.

The 31 floors of palatial condominiums offer a wide range of top-notch amenities. To be precise, this project offers over 100 amenities from extravagant water lounges, hanging gardens to rock climbing areas and elevated tree-ways, and it is here that the true essence of Mother Nature is retained at its best.It is also conveniently located in Electronics City, surrounded by many IT companies, hospitals, shopping malls and educational institutions, thus providing good social infrastructure. It also overlooks the upcoming large mall The Neo Mall.Whether you are an adventure enthusiast or a person looking for a home away from the hustle of the city, GM Infinite Group promotes the project which not only provides world-class lifestyle and amenities but also 82 percent of open space fringed by exotic palms, tropical trees, seasonal blossoms, a beautiful butterfly garden and more.With only 18 percent built-up area, the towers are nestled among lush green landscape.

BRIGADE GROUP OFFERS RANGE OF READY-TO-MOVE-IN-HOMES WITH VARIOUS BENEFITS 15 OCCUPATION CERTIFICATE (OC) RECEIVED ACROSS THE SOUTH INDIAN CITIES

By : M.S.Yatnatti: Editor and Video Journalist Bengaluru : Under this initiative, the Brigade Group offers a range of ready-to-move-in-homes with various benefits in 15 Occupation Certificate (OC) received projects across the south Indian cities starting from Rs 48 lakh. The prices include the base rate, car park, floor rise, club house charges, infrastructure charges, property assessment charges and campus corpus fund. However, maintenance, stamp duty and registration charges will be needed to be paid additionally. These customer-friendly initiatives from the Brigade Group are sure to make the home-buying experience easier than ever before. According to M R Jaishankar, chairman and MD, Brigade Group, “At Brigade, they relentlessly strive to build positive experiences for their customers and they should find it easy to not only buy their home, but also move into it as well. This new line of customer-friendly initiatives is in sync with Brigade philosophy of being customer-centric at all levels.”.Reportedly The implementation of the Real Estate Regulation (and Development) Act, 2016, in the country is woefully short of expectations even almost a year after all its sections became law on May 1, 2017.Of the 28 states (the Act is not applicable in J&K) where the act is to be enforced, only three have appointed a permanent regulator, only 14 states have functional portals, and only 20 states have notified rules. All seven UTs, however, have notified the rules.Maharashtra, MP and Punjab have appointed permanent regulators under Rera. All other states are functioning with interim designated regulators, a report said.Reportedly as many as 542 ongoing real estate projects are facing uncertainty with the Real Estate Regulatory Authority Karnataka (RERA-K) issuing a notification prohibiting projects with provisional approval from doing business. The notification, which came into effect on April 1, 2018, mandates that builders get permanent approval before advertising projects, entering into agreement with customers and accepting advance money from them .Following the move, RERA-K authorities have started issuing permanent registration numbers to approved projects. The notification, however, has cast a shadow on projects which are under the process of approval. Most of them are in Bengaluru. RERA-K, clarified that builders are at fault as they were not supposed to take money from customers and do business based on the provisional approval number given to them. “Section 3 of the RERA Act clearly says no promoter shall advertise, market or sell the product until the project is permanently approved. The provisional approval number is an acknowledgement of sorts and has no legitimacy. Builders shouldn’t have gone ahead,”.See that apartment project is RERA Approved. Take precautions as buying property is not easy. Many check lists have been reportedly published by many on the internet and websites and blogs.Please consider each one of them and do not over look any good point..Reportedly buying a resale property has always proven to be advantageous from choosing a strategic location to acquiring finer properties at better prices and ready to move properties . Although a resale apartment may be old, it is a good investment option owing to the low availability or supply of new properties in the area. Therefore, if the owner chooses to redevelop the property, it is likely to fetch him greater appreciation and better return on investment .Another advantage of buying a resale apartment will be if the buyer makes a one shot payment from his disposable income rather getting into the intricacies of seeking a home loan. However, one should be aware that seeking a home loan for a resale property would mean meeting additional legal and procedural requirements. It is mandatory that one should be aware of the legalities and paperwork before investing in a resale apartment. One can even consider hiring a good realtor and good advocate to get information on the apt resale property, the details of the seller, and running around for paperwork etc. Reportedly following are the important documents required to buy a resale apartment or independent house.

By: M.S.Yatnatti: Editor and Video Journalist Bengaluru: Fintech startups have struck gold with Indians buying more than 1,000 kg of the yellow metal through mobile apps in the past year. Digital payment companies Paytm, PhonePe and tmw have seen a surge in customers buying gold on their platforms in recent months. PhonePe, which started selling gold in December, has sold more than 250kg of the precious metal and has a customer base of 4 million. Paytm — the largest player after it launched its gold offer in July — has sold 800kg to 1.5 million customers. It sources gold from a joint venture between Indian bullion importer MMTC and Swiss gold refiner PAMP. At tmw, customers can buy 24K gold for an amount that is as little as Re 1, or for about Rs 10,000, and they can store it in virtual vaults for up to five years without storage fees. Reportedly an expert in digital payments, who did not want to be named, said, “Gold is always a hot commodity, and fintech players would benefit from the rate fluctuation in gold, arbitrage and bullion trading. It can be used as an underlying asset to induce banks to sanction fresh loans. Also, there is the price point ,it’s cheaper digitally. Companies needn’t spend money on premium retail space like swanky showrooms or hire salespeople.” He added, “Fintech players are following in the footsteps of banks, for whom gold sales was an innovative customer acquisition strategy a decade ago. It’s interesting that digital players have convinced customers since gold is an emotional purchase with associations of trust and long-standing brand names.”.https://www.youtube.com/watch?v=yn5oODzf_JA&feature=youtu.be . Free online courses from University of Hong Kong.HKUx on edX is starting a course onIntroduction to FinTech:Learn from leading academics and practitioners from around the world about the innovations, technology and regulation driving the transformation of finance. This course isavailable at www.edx.org/course/introduction-to-fintech#what-you-will-learn.Over the past decade emerging technologies, paired with massive changes in regulations, have driven an unprecedented transformation of finance around the world. This process is happening more rapidly in China and Asia than anywhere else. This course is designed to explore FinTech fundamentals and help make sense of this wave of change as it happens. New players such as start-ups and technology firms are challenging traditional players in finance, bringing democratization, inclusion and disruption. Companies engaged in social media, e-commerce, and telecommunications, as well as, companies and start-ups with large customer data pools, creative energies, and technical capacities, have brought competition to the existing financial infrastructure and are remaking the industry. These transformations have not only created challenges but also unprecedented opportunities, building synergies with new business and regulatory models, particularly in emerging markets and developing countries. To meet these changes, 21st-century professionals and students must be equipped with up-to-date knowledge of the industry and its incredible evolution. This course – designed by HKU with the support of SuperCharger and the Centre for Finance, Technology and Education – is designed to enable learners with the necessary tools to understand the complex interaction of finance, technology and regulation. In this course, through a series of video lectures, case studies, and assessments you will explore the major areas of FinTech including, beginning with What is FinTech before turning to Money, Payment and Emerging Technologies, Digital Finance and Alternative Finance, FinTech Regulation and RegTech, Data and Security, and the Future of Data Driven Finance, as well as, the core technologies driving FinTech including Blockchain, AI and Big Data. These will set the stage for understanding the FinTech landscape and ecosystem and grappling with the potential direction of future change.

What you'll learn: The major areas in FinTech, including Money and Payment, Digital Finance and Alternative Finance.Major technological trends, including cryptocurrencies, Blockchain, AI and Big Data.FinTech Regulation and RegTech.The fundamental role of Data and Security in data-driven finance .Business and regulatory implications of technology for the financial industry.How regulations and RegTech are applied.Ways to analyse and evaluate what is driving technology innovation in Finance .How new technology impacts economies, markets, companies, and individuals. Take this course for free on edx.org.Established in 1911, the University of Hong Kong (HKU) is the territory's oldest institute of higher learning. For more than a century, the University has committed itself to creating knowledge, providing education, and serving society. It has grown with Hong Kong and generations of our graduates have helped shape the city from which the university takes its name. Today, HKU is internationally renowned as a research-led comprehensive university, with frontier research endeavours and scholarly achievements that have won it worldwide acclaim.As a leading international institution of higher learning in Asia, HKU strives to attract and nurture outstanding scholars from around the world through its excellence and innovation in teaching and learning, research and knowledge exchange, and its contributions to the advancement of society and the development of leaders through global presence, regional significance and engagement with the rest of China.University of Hong Kong MOOCs: Browse free online courses in a variety of subjects. University of Hong Kong courses found below can be audited free or students can choose to receive a verified certificate for a small fee. Select a course to learn more.www.edx.org/school/hkux.The BSE Institute hosted a national conference titled ‘Fintech and the Future of Money’ to discuss a disruptive development in the field of finance. The conference was organised in order to explore the impact, range, and nature of changes that the Fintech (financial technology) revolution is likely to bring about.The aim of the conference was to bring together industry experts and share insights into the sector and tackle some of the trends and topics in the Fintech industry. It was the first in a series of discussions by the BSE Institute among experts from the public, private sectors and academia on FinTech and its impact on financial services industry. One major FinTech development we’ve been keeping our eye on, and will almost certainly rewrite the Financial Services rulebook, is “block chain”. And although it sounds like a defensive move in a sports game, blockchain is, in fact, a distributed database of computers that maintains records and manages transactions.So forget disruption as an end goal – it’s just a buzzword. Re-imagine and transform your business, products, services and industry by focusing on solving the problems of your customers better. If what you’ve done is worthy, disruption will follow naturally.

ADMIRE THE CORPORATE LABELS OF ‘AGGRESSION’, ‘HARD-DRIVEN’, ‘FIRE IN THE BELLY’ AND ‘FAILURE IS NOT AN OPTION’“SMALL SEED CAN BE BIG TREE”

By: M.S.Yatnatti: Editor and Video Journalist Bengaluru: In conversation with CEOs and business leaders, one cannot help but be impressed with the strong drive for getting things done. Entrepreneurs have reportedly grown up admiring the corporate labels of ‘aggression’, ‘hard-driven’, ‘fire in the belly’ and ‘failure is not an option’. These labels dovetail into a strong leadership competency called results orientation. Logically, it makes so much sense After all, the function of business is business!. The even better news is that contemporary talentengagement models, which have cracked this code, are now available. However, this will demand of business and HR leaders to take a hard and close look at their current understanding and practice of building employee engagement, and be open to changing track completely, if needed.According to press reports exercising twice a week may improve thinking ability and memory in people with Mild Cognitive Impairment (MCI), suggests a recent study. Researchers explained that people with MCI have milder symptoms like they struggle to complete complex tasks or have difficulty in understanding information they have read, whereas people with dementia have trouble with daily tasks, such as dressing, bathing and eating. MCI is a medical condition that is common with ageing. While it is linked to problems with thinking ability and memory, it is not the same as dementia. However, there is strong evidence that MCI can lead to dementia. Early action may keep memory problems from getting worse. “If you or others have noticed that you are forgetful and having trouble with complex tasks, you should see your doctor to be evaluated and not assume that it is just part of normal ageing,” Be your own boss .Create a startup and be your own boss .Let it be small or big be your own boss .A small seed can become big tree .You have to have passion commitment and good idea good networking skills .A start up need to have a well documented business plan investment strategy and including exit options to angel investors in the start itself aslater problem should noy crop up with founders. You should have good product and it should be in need and it should have better feature than other products. what is not working discontinue it .Scale it as demand grows .Do not ignore Marketing .Growth capital is very important but do not over raise the finance and hire good talent as an when it is required .Do not over pay as it will be very difficult to manage the start up.Time is everything .Be different find right investors and venture capitalists and not vulture capitalists. Raise money intelligently find the right people be sure and flexible .Do not ignore open source technology. Well documented code of conduct is very important for every employee.and directors of the startup.Well defined Information technology is one of the biggest mass employers. Be different startup .Find unsolved problems of customers and solve it, everybody has problems. Many have many problems .Few problems are universal. Few problems are local few are national and few are international .Find unsolved problems. Companies succeed because they solve and understand the unsolved problem and come up with solutions that are very different from what others do. Put yourself in the customer's position; perhaps you would have experienced a pain point yourself. You may not fully understand the difficulty unless you experience it yourself .Develop deep customer insights. Secret of your success is in Passion, determination, vision, agility, team play, fund-raising skills. What exactly defines the DNA of a booming startup? What do some of the biggest names in the investment community look for in startups and entrepreneurs Clarity of vision Domain expertise? What key factors do successful entrepreneurs attribute to their triumph? Need to be understood diligently. IT major Infosys has reportedly increased the salary of its top executives but the base scale for entry-level software engineers has not changed for more than five years. for entry-level software engineers with BE and Rs 12-15,000 for entry-level BSc freshers, according to sources. According to experts, starting salaries offered by other IT companies are in the same range. Information technology is one of the most important mass employer in the country today providing significant value addition and employment creation.

“ELIMINATE KALA DHAN IN ELECTIONS “ALL POLITICAL PARTIES MUST TAKE ACCOUNTED MONEY AS DONATIONS ‘TRUTH NO MATTER HOW UNCOMFORTABLE IS “BETTER”

By: M.S.Yatnatti: Editor and Video Journalist Bengaluru: Reportedly and allegedly the netas were more curious to know from each other how much they ended up spending, than actually speculating on elections outcome. It stems from the fact that the Karnataka-2018 election has been a high-stakes battle, as a few candidates have reportedly spent around Rs 40-50 crore in their respective constituencies. The amount dwarfs the Rs 28 lakh per candidate ceiling fixed by the Election Commission (EC). What’s more baffling is that the big spenders are from all three major political parties. Informally, netas have categorized constituencies in three slabs, depending on spending compulsions: While an A-category constituency is one where a candidate spent Rs 25 crore upwards, in B-category the spend was Rs 10-20 crore, and C-category Rs 5-8 crore. Most of the A-category constituencies are in the periphery of Bengaluru.In fact, many candidates started spending even before they were given tickets. A few sitting ministers and MLAs began eight months ahead by organizing badootas (grand feasts), buying leaders from opposite camps and pampering their supporters. But the dynamics changed after the election dates were announced. “Each assembly segment has around 250 polling booths and each booth has a committee comprising 10-15 members and headed by a chairman. It takes Rs 30,000-50,000 per day to maintain a booth committee, whose members are expected to visit all houses, soliciting votes. Outflow of cash increased as the campaign started,” sources said. The expenditure mounted in constituencies where there was a straight fight. “Purchasing leaders or neutralizing rivals is where most of the money has been spent. In fact, gram panchayat members in South Karnataka demanded anywhere between Rs 2lakh to Rs 5lakh for their support. A few second-rung leaders demanded that candidates upgrade their sedans to SUVs,”. Unlike the last election, where the base price of a vote was Rs 1,000, the amount shot up in 2018 and netas attributed it to demonetization. “This pushed up the cost of purchasable votes as people started expecting a Rs 2,000 note in exchange for their vote,” reportedly a candidate said.

“kala dhan mukt bharat” corruption mukt bharat unemployment mukt bharatis “need of hour”.Allegedly Black Money already exists in India and it runs elections as several thousand crorers rupees is seized by election commission of India in each elections.. In Karnataka elections election commission of India has seized several crorers . Let BJP declare openly from whom it is taken money before election if it want to claim that it is free from corruption. Reportedly BJP did nothing about Black money as it takes cash donations for its political funding and election expenses and gossips are making rounds about hollow claims .Reportedly few people say that some political parties eat before election and few eat after coming to power and both stands on same pedestal. and both are not free from corruption. .People are demanding that political parties need to be transparent in its financial dealingds.. Kaladhan Mukt Bharat and corruption Mukt Bharat and unemployment Mukt Bharat is need of hour .Congress Mukt Bharat? Wrong statement and BJP should stop arrogance .Indian Democracy need both ruling party and opposition party as per constitution. Indian Democracy is technical Majority and not peoples Majority and need to end after the results: Then Elected peoples representative should work for all citizens whether they have voted for him or not. Few get votes and few get seats: All political parties need to understand basics of Indian Politics. It is pertinent to note that majority voters are with opposition parties. Few get votes and few gets seats .Some timeBJP got seats to form the centralgovernment by securing 34 percent vote and 66 percent votes were secured by opposition parties but they failed to get the seats .It is only technical majority and not the peoples majority .First the opposition parties must thank their voters. Both the ruling party and opposition parties have to fulfill their duties as per constitution of India towards welfare of the people.

FINTECH: LEARN FROM LEADING ACADEMICS AND PRACTITIONERS FROM AROUND THE WORLD THE INNOVATIONS, TECHNOLOGY AND REGULATION DRIVING THE TRANSFORMATION OF FINANCE

By: M.S.Yatnatti: Editor and Video Journalist Bengaluru:https://www.youtube.com/watch?v=yn5oODzf_JA&feature=youtu.be . Free online courses from University of Hong Kong.HKUx on edX is starting a course onIntroduction to FinTech:Learn from leading academics and practitioners from around the world about the innovations, technology and regulation driving the transformation of finance. This course is available at www.edx.org/course/introduction-to-fintech#what-you-will-learn.Over the past decade emerging technologies, paired with massive changes in regulations, have driven an unprecedented transformation of finance around the world. This process is happening more rapidly in China and Asia than anywhere else. This course is designed to explore FinTech fundamentals and help make sense of this wave of change as it happens. New players such as start-ups and technology firms are challenging traditional players in finance, bringing democratization, inclusion and disruption. Companies engaged in social media, e-commerce, and telecommunications, as well as, companies and start-ups with large customer data pools, creative energies, and technical capacities, have brought competition to the existing financial infrastructure and are remaking the industry. These transformations have not only created challenges but also unprecedented opportunities, building synergies with new business and regulatory models, particularly in emerging markets and developing countries. To meet these changes, 21st-century professionals and students must be equipped with up-to-date knowledge of the industry and its incredible evolution. This course – designed by HKU with the support of SuperCharger and the Centre for Finance, Technology and Education – is designed to enable learners with the necessary tools to understand the complex interaction of finance, technology and regulation. In this course, through a series of video lectures, case studies, and assessments you will explore the major areas of FinTech including, beginning with What is FinTech before turning to Money, Payment and Emerging Technologies, Digital Finance and Alternative Finance, FinTech Regulation and RegTech, Data and Security, and the Future of Data Driven Finance, as well as, the core technologies driving FinTech including Blockchain, AI and Big Data. These will set the stage for understanding the FinTech landscape and ecosystem and grappling with the potential direction of future change.

What you'll learn: The major areas in FinTech, including Money and Payment, Digital Finance and Alternative Finance.Major technological trends, including cryptocurrencies, Blockchain, AI and Big Data.FinTech Regulation and RegTech.The fundamental role of Data and Security in data-driven finance .Business and regulatory implications of technology for the financial industry.How regulations and RegTech are applied.Ways to analyse and evaluate what is driving technology innovation in Finance .How new technology impacts economies, markets, companies, and individuals. Take this course for free on edx.org.

Established in 1911, the University of Hong Kong (HKU) is the territory's oldest institute of higher learning. For more than a century, the University has committed itself to creating knowledge, providing education, and serving society. It has grown with Hong Kong and generations of our graduates have helped shape the city from which the university takes its name. Today, HKU is internationally renowned as a research-led comprehensive university, with frontier research endeavours and scholarly achievements that have won it worldwide acclaim.As a leading international institution of higher learning in Asia, HKU strives to attract and nurture outstanding scholars from around the world through its excellence and innovation in teaching and learning, research and knowledge exchange, and its contributions to the advancement of society and the development of leaders through global presence, regional significance and engagement with the rest of China.University of Hong Kong MOOCs:Browse free online courses in a variety of subjects. University of Hong Kong courses found below can be audited free or students can choose to receive a verified certificate for a small fee. Select a course to learn more.www.edx.org/school/hkux.The BSE Institute hosted a national conference titled ‘Fintech and the Future of Money’ to discuss a disruptive development in the field of finance. The conference was organised in order to explore the impact, range, and nature of changes that the Fintech (financial technology) revolution is likely to bring about.The aim of the conference was to bring together industry experts and share insights into the sector and tackle some of the trends and topics in the Fintech industry. It was the first in a series of discussions by the BSE Institute among experts from the public, private sectors and academia on FinTech and its impact on financial services industry. One major FinTech development we’ve been keeping our eye on, and will almost certainly rewrite the Financial Services rulebook, is “block chain”. And although it sounds like a defensive move in a sports game, blockchain is, in fact, a distributed database of computers that maintains records and manages transactions.So forget disruption as an end goal – it’s just a buzzword. Re-imagine and transform your business, products, services and industry by focusing on solving the problems of your customers better. If what you’ve done is worthy, disruption will follow naturally.

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