Auto Insurance Articles Archive for July, 2009

Motorcycles are often perceived to be more prone to road accidents than four-wheeled vehicles are because of their speed and built. Insuring bikes, therefore, is not only recommended but also essential. To avoid the fuss of personally going to offices of insurers just to buy a policy, one may simply get motorcycle insurance online. Most surety firms have websites where they post quotations and allow online shopping for their products. One only has to have a credit or a debit … (more) July 27, 2009

Auto collision insurance is the one that covers the cost of repairing damages to a vehicle caused by the owner himself or herself. It should not be mistaken for third-party liability policy, which covers the cost of repairing damages to properties of another person caused by the movement of the insured vehicle. If someone’s car is damaged by another person, then that another person’s third-party liability insurance should cover for the cost of repair. Auto collision insurance of the owner … (more) July 27, 2009

Growing old does not necessarily mean losing rights and privileges previously enjoyed. Many Americans believe that old age would mean them becoming burdens to their families and relatives. Growing old can also mean losing certain rights like driving privileges, others believe. However, this is not the case with auto insurance for seniors. Because car insurance companies rely heavily on statistical findings to come up with insurance rates and premiums, some age groups and drivers can actually benefit more. For example, … (more) July 26, 2009

A smart consumer knows that it is wise to first compare prices and quality of competing goods or services before actually buying them. For those who intend to buy a cheap car insurance, comparing quotations from several surety companies will prove to be a worthy exercise. Looking for a cheap car insurance may sound like a tedious task, especially since there are countless surety firms all over the United States. However, regular users of the Internet know that searching for … (more) July 26, 2009

The common misconception that many American men have is that women are simply bad drivers. Oftentimes called Sunday drivers and unmindful of the traffic around them, women motorists have had their share of bad reps from their male counterparts on the road. When it comes to car insurance, however, women clearly have the upper hand. Female motorists pay significantly less for their annual insurance than most men. The surprising reason behind this may come as a shock to many male … (more) July 25, 2009

In the U.S., the principles of economics also apply to auto insurance. Basically, multiple transactions or purchases with the same supplier or company will yield lower prices. On the other hand, individual or single purchases will be much more expensive. The same also goes for group car insurance. Many Americans who have bought insurance coverage in the past from auto insurance providers know that subtle changes in the economy can have great effects on how premiums go. When several providers … (more) July 25, 2009

In today’s fast-paced world, almost everything can be bought and availed of immediately. If the 90’s was the era of TV home shopping, then this decade is certainly the age of the internet. Many people buy and sell products and services through the internet. Americans, for instance, buy everything from groceries to books from the internet. When it comes to car insurance, however, many motorists hesitate. The internet is rife with rumors and news reports of frauds perpetrated through online … (more) July 24, 2009

Many young drivers and their parents would attest to the high cost of insuring teen motorists. Most insurance providers charge students higher premiums because of their lack of driving experience. Industry experts say that insurers consider a driver’s experience as crucial in avoiding or preventing car accidents. A more mature and experienced motorist is less likely to get involved in a car accident. Fewer accidents mean fewer insurance claims and fewer expenses on the insurance company’s side. On the other … (more) July 24, 2009