Card Details

5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.

No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.

0% intro APR on purchases for 12 months, then a 13.15% – 23.15% variable APR on purchases will apply

Rewards Rate 5% Earnings on your first $5,000 in purchases every year, unlimited 2% Earnings on every purchase after that

Annual Fee $0

Grace Period See Terms*

Expert Reviews

From the CompareCards.com Editorial Team

Those who are interested in purchasing or leasing a new vehicle now have a credit card that can help them reach that goal. A different kind of card, the BuyPower Card from Capital One is designed to help you earn rewards fast to put towards a new GMC, Chevy, Buick, or Cadillac vehicle. The GM card comes with standard benefits you would expect from Capital One, but with a twist to get you into your dream car faster.

Once you’re ready to redeem your GM credit card earnings, head to a local Chevy, Buick, GMC, or Cadillac dealer. Next, agree on a price, stack your earnings, and drive away; it’s that simple.

The rewards that come with this GMC credit card are exceptional; card holders earn 5% for the first $5,000 in purchases each year. After that, the rewards rate drops to 2% in savings on all purchases, every day. There’s no annual fee, no rotating categories and rewards never expire.

Expert Reviews of the BuyPower Card from Capital One® -Get The Card That Helps You Get The Car

4.0

Regular APR

5.0

Intro APR

4.0

Fees

5.0

Benefits

4.5/5

Overall Rating

The Bottom Line

If you’re interested in building credit and earning rewards on everyday purchases to put towards the purchase or lease of a new vehicle, this is definitely a good choice for you.

The Good

There are very few cards that offer 5% earnings and the BuyPower Card is one of them. After that, rewards are 2% on all purchases every day, rewards never expire, and there’s no annual fee.

The Not so Good

If you’re not interested in the purchase or lease of a new vehicle by GMC, Chevy, Buick, or Cadillac, this would not be a good choice for you. You need good-excellent credit to qualify.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews

Offer Rating

4.0/5.0

3 Total Ratings

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+1 users submitted a rating without a full review

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By: Gary Allen| Apr 16, 2016

I got Approved for this card can not get wait to get it!! I have spoken with Captail one customer service great folks on the phone and answered all my questions with no I think answers. Thanks Captial One I am a fan for a life

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Highlights

You could turn $200 into $400 with Cashback Match™. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.

Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.

Redeem your cash back for any amount, any time. Cash rewards never expire.

100% U.S. based customer service.

Get your FICO® Credit Score for free on monthly statements and online.

Community

Company

*General Disclaimer:See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.Advertiser Disclosure

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About Our Ratings

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.