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BE STORM READY

Being proactive and prepared is the best way to protect your home and your family. We at American Traditions and Modern USA Insurance Companies are here to assist you before and after Mother Nature throws a punch. Your home and family’s protection are our priority.

Be Prepared

Hurricane season is June 1st through November 30th, but severe weather can hit your home at any time. In addition to fun and sun, Florida is also known for hurricanes, severely damaging unnamed storms and lightning. By being prepared and proactive, you can greatly reduce the damage to your property and focus your attention on your most valued assets: your home and family.

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Review your homeowners insurance policy

Is your coverage up to date?

Have you made any upgrades or additions to your home?

Are you comfortable with your current deductibles?

Do you have adequate coverage to repair or replace your home?

Are contents of your home covered? Is it replacement value or actual cash value?

If your home becomes uninhabitable, do you have ALE (Additional Living Expense) coverage?

Are you covered in the event of a flood?
Note: Flood insurance is not effective until 30 days after inception.

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Prepare your home

Inventory and document the contents of your home.
(Visit KnowYourStuff.org to create an online inventory)

Remove any damaged trees or limbs.

Remove any yard debris.

Secure patio furniture and lawn ornaments.

Secure loose rain gutters and downspouts and clear any clogged areas.

Reduce potential damage by retrofitting to secure and reinforce the roof, windows and doors.

Secure your doors by installing at least a one inch deadbolt that extends securely in the stud framing.