More of the places you love to shop welcome American Express. Use your card to dine, get your favourite wine delivered, or book flights for your next holiday - and get invites to special events, deals from brands you love, and selected Card Members can enjoy airport lounge access. Does your Card do that?

Terms and Conditions

American Express income and credit approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 1 February 2018 and is subject to change. American Express Cards are offered, issued and administered under Australian Credit Licence No. 291313. American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express.
This product is only available to AMA members.

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1. Offer only available to new American Express Gold Credit Card applicants who are current AMA members, who apply by 31 May 2018, are approved and spend $750 on their new Card in the first 3 months from date of Card approval. Cash advances, balance transfers, charges for travellers cheques, fees and commissions are not eligible spend. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (Cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). The $100 Credit will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. American Express may be unable to apply the Credit to the Account if it has been suspended or cancelled prior to the Credit being issued.

2. Offer only available to new American Express Platinum Edge Credit Card applicants who are current AMA members, who apply by 31 May 2018, are approved and spend $750 on their new Card in the first 3 months from date of Card approval. Cash advances, balance transfers, charges for travellers cheques, fees and commissions are not eligible spend. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (Cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). The $149 credit will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. American Express may be unable to apply the Credit to the Account if it has been suspended or cancelled prior to the Credit being issued.

3. Offer only available to new American Express Platinum Card applicants who are current AMA members, who apply by 31 May 2018, are approved and spend $3,000 on their new Card in the first 3 months from date of Card approval. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (Cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). The 100,000 Membership Rewards Bonus points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

4. You must be enrolled in Membership Rewards Gateway, Ascent or Ascent Premium programs to receive and redeem Membership Reward points. Earning of points is subject to the individual Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions

5. You must be a member of the Qantas Frequent Flyer program and have enrolled with Qantas Direct to earn Qantas Points. A Qantas Direct joining fee of $49 p.a. may apply for Gold Credit Card Members. A Qantas Frequent Flyer joining fee may apply. Qantas Points accrue in accordance with and subject to the Terms and Conditions of the Qantas Direct program for American Express Cards available at americanexpress.com.au/QDTerms Exclusions and limitations apply. Membership of the Qantas Frequent Flyer program and the earning and redemption of Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms All rewards are subject to availability and restrictions may apply.

6. Platinum Edge Travel Credit. To redeem the Travel Credit, you must have paid the annual fee and minimum payment by the due date. The $200 Travel Credit can be redeemed against any single eligible online travel booking. The Travel Credit can be used for 365 days from the anniversary date and cannot be carried forward to any subsequent year. For bookings less than $200 any unused portion of the Travel Credit will be forfeited, Terms and Conditions apply. Platinum Card Travel Credit. Platinum Card Members are eligible for one Travel Credit of $300 per year on annual Card fee renewal date. The $300 Travel Credit can be redeemed against any single eligible travel booking when booking online through americanexpress.com.au/platinumtravel or by phone through your Platinum Travel Service. If the full Travel Credit amount is not redeemed against a single travel booking then the remaining amount will be forfeited. The Travel Credit can be used for 365 days from date of issue and cannot be carried forward to any subsequent year. Supplementary Card Members and American Express Platinum Business Cards are not eligible for this benefit. Card Members are only able to redeem one Travel Credit per booking. If a Card Member holds more than one Travel Credit across multiple American Express® Cards, the Card Member can choose which Travel Credit they would like to redeem against their booking. Refunds may be permitted based on supplier cancellation policy. The amount refunded will be the value of the booking, less supplier fees and the Travel Credit where applicable contributed by American Express. There is no refund on the Travel Credit. If a booking has been cancelled the travel voucher for that year will be forfeited. Changes to bookings are permitted subject to supplier Terms and Conditions. Booking amendment fees may apply. Membership Rewards points will not be earned on the Travel Credit. An eligible travel booking includes Flight, Hotel, Car Hire and Experiences bookings only. The Credit may not be used towards Cruises. The Travel Credit may not be used towards Hotel and Car Hire bookings where payment is made directly to the supplier (i.e. FINE HOTELS & RESORTS). Travel services provided American Express International, Inc. ABN 15 000 618 208. Incorporated with Limited Liability in Delaware, USA.

7. American Express Platinum Edge Credit Card Insurances Insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and are subject to Chubb terms, conditions and exclusions. This site does not take into account your objectives, financial situation or needs. It is important for you to read the American Express® Platinum Edge Credit Card Insurance Terms and Conditions available here and consider whether this insurance is appropriate for you. Platinum Card Insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full terms and conditions available here for cover until 31 October 2017 and here for cover from 1 November 2017. You must use your American Express Platinum Card to pay for your return trip in order to be eligible for the travel insurance or pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full terms and conditions to decide if this insurance meets your needs.

8. Airport Lounges: The Centurion Lounge Network. Platinum Card Members have unlimited complimentary access to The Centurion Lounge locations. Gold Card and Green Card Additional Cards on your Account are not eligible for unlimited complimentary access. Platinum Card Members may bring immediate family (spouse or domestic partner and their children under 18) OR up to two (2) companions into The Centurion Lounge. For the Centurion Studio, Platinum Card Members may bring immediate family (spouse or domestic partner and their children under 18) OR 1 companion. To access The Centurion Lounge, the Platinum Card Member must present The Centurion Lounge agent with the following upon each visit: his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Card Members will not be compensated for changes in locations, rates or policies. Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Platinum Card Member must be 21 years of age to enter a lounge with a self-service bar, unless you are accompanied by a parent or legal guardian. Platinum Card Members are allowed access to The Centurion Lounge in all U.S. locations. American Express reserves the right to remove any person from a lounge for inappropriate behaviour or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. The Centurion Lounge hours may vary by location and are subject to change. Amenities may vary among The Centurion Lounge locations and are subject to change. In-lounge services and amenities are complimentary, however you are responsible for any purchases and/or servicing charges you authorize our Member Services Professionals to perform on your behalf. Some American Express® Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.

American Express Lounges. Platinum Card Members have unlimited complimentary access to American Express Lounge locations. Guest access policies vary by location and are subject to change. To access American Express Lounges, the Platinum Card Member must present the agent with the following upon each visit: his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Card Members will not be compensated for changes in locations, rates or policies. American Express reserves the right to remove any person from a lounge for inappropriate behavior or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. Amenities, services and hours of operation may vary among locations and are subject to change.

Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Platinum Card Member must be 21 years of age to enter a lounge with a self-service bar, unless you are accompanied by a parent or legal guardian. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside American Express Lounges. Use of American Express Lounges is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.

Priority Pass. These Terms and Conditions govern Platinum Card Members' participation in and use of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. At any visit to a Priority Pass lounge, you may bring in one guest at no charge. You will be charged $27/£15/€24 for any additional guests. By enrolling in Priority Pass, you agree that you will be responsible for any additional accompanying guest visits and that your Card will be automatically charged after you have signed for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Additionally, you acknowledge and agree that American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfil on the Priority Pass program and may use this information for communications related to the program.

Both the Basic and Supplementary Platinum Card Member must enrol into Priority Pass. Once enrolled, Platinum Card Members in good standing may access participating Priority Pass lounges by presenting your Priority Pass card and airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com. Upon receipt of your enrolment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 4-6 weeks.

Plaza Premium. Platinum Card Members (and supplementary Platinum Card Members) are entitled to complimentary access to the Plaza Premium lounges. The Platinum Card Member may bring up to 2 guests into the lounge at no additional cost. All lounge access fees for additional guest visits will be charged directly to the Platinum Card Member's Card, and at the prevailing retail rate, per person, per visit. Lounge access to infants under two years of age is complimentary. To access the Plaza Premium lounges, the Platinum Card Member must present the agent with the following upon each visit: his or her valid Card and upon request, same-day or following day boarding pass on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Card Member must be at least 18 years of age to enter without a parent or guardian where there is a self-service bar. Plaza Premium Lounge reserves the right to remove any person from a lounge for inappropriate behaviour or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability and is not guaranteed. The full Plaza Premium Lounge Facilities Terms and Conditions are available at https://www.plaza-network.com/terms. Facilities, amenities, services and hours of operation may vary among locations and are subject to change. Terms and Conditions are subject to change without prior notice.

Delta Sky Club. The Platinum Card Member must present his or her valid American Express Platinum Card, government-issued I.D., and same-day corresponding airline ticket to club ambassador. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Platinum Card Members must adhere to all House Rules of participating clubs. Participating airport clubs and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating airport clubs. For the most current Delta Sky Club access and pricing policy, please visit Delta.com/skyclub. All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit Delta.com/skyclub.

Virgin Australia Lounges. Access is complimentary for Basic Platinum Card Member and one complimentary guest only. The Basic Platinum Card Member and guest must be travelling with Virgin Australia domestically. Access is to Virgin Australia-branded lounges in Australia only. Name on boarding pass must match the name on Platinum Card. The Platinum Card Member and guest must present his or her valid Card and same-day boarding pass (containing your Virgin Australia Velocity Frequent Flyer number and status) to Virgin Australia lounge agents. One guest per Basic Platinum Card Member permitted. Guest must be travelling on same Virgin Australia flights and present boarding pass. All access is subject to space availability. This benefit is subject to change.

9. Platinum Concierge Conditions apply. Contact Platinum Concierge for more details. All bookings must be made through Platinum Concierge and may be subject to availability. Exclusions and limitations may apply.

American Express is committed to providing the AMA and its members with the highest level of support, including a financial contribution, which may be used towards the AMA's activities and programs. American Express will advise AMA of the names, and the members numbers, of AMA members who take up this offer, for entry into their database. The AMA privacy policy can be accessed at www.ama.com.au or by contacting AMA at 02 6270 5400. The Australian Medical Association Limited (ABN 37 008 462 793), 42 Macquarie Street, Barton ACT 2600.