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Updated: Travel Insurance Information about the eruption of Mt Agung in Bali

As you may be aware, Mount Agung volcano in Bali has experienced high levels of activity and periodic eruptions since September 2017. While local authorities remain on high alert, flights are currently not affected and travel from Denpasar airport continues to operate as normal. Our insurance partner, Allianz Global Assistance, issued a travel advisory in September 2017 and remains in place. The advisory will impact policies that were purchased after 7am (AEDST) Tuesday 19 September 2017.

If you are currently travelling

As an insurer that provides assistance services, it is always a priority to assist Virgin Money customers where possible and within our ability to do so.

Please consider your safety first and follow advice from local authorities.

If you have been affected as a result of events in Bali and require medical assistance, please contact our Emergency Assistance team on 001 803 61 098 or speak to your local operator and ask to be put through reverse charge to +61 7 3305 7499.

If your travel arrangements have been affected by this event, contact your travel agent or travel provider regarding the best option in altering your trip. Some travel providers may provide penalty free options to amend travel arrangements.

If your pre-booked travel arrangements have been affected and you have a travel insurance policy that provides coverage for delays or cancellation of travel arrangements, you may be able to claim for additional travel, accommodation and meal expenses. Please ensure you keep all receipts and proof of purchases to submit with your claim.

If you have any queries about your policy benefits please contact our Customer Care Team on 1800 134 419.

Keep up to date on advice from travel providers by visiting their websites directly.

Please make yourself aware of the advice issued by DFAT via the Smart Traveller website. Always monitor the media and other sources about possible new security risks.

If you have not yet departed

If your pre-booked travel arrangements are cancelled, delayed or rescheduled as a result of the Mt Agung volcanic ash cloud and you have a travel insurance policy that provides coverage for delays or cancellation of travel arrangements you may be able to make a claim for cancellation or rearrangement of your journey (whichever is the lesser). Please refer to your Policy Disclosure Statement and/or Credit Card complementary insurance booklet for the terms, conditions, limits and exclusions that apply.

Contact your travel agent or travel provider regarding the best option in altering your trip. Some travel providers may provide penalty free options to amend travel arrangements and we recommend you contact them for further details. Contact our Customer Care Team on 1800 134 419 if you would like to clarify your policy entitlements.

Policy coverage

If you entered into a policy after 7am (AEST) Tuesday 19 September, 2017

Our policies do not cover claims for losses caused by an event that you were aware of at the time of purchasing your policy. If you entered into a policy after 7am (AEST) Tuesday 19 September we would expect that this was done with an awareness of the increased activity by Mt Agung and the possibility of issues arising due to this. For these policies, claims that arise due to volcanic action associated with Mt Agung (for example, flight delays or cancellations) may not be covered.

Policy coverage and benefits vary based on individual circumstances. We encourage travellers to read their travel insurance Product Disclosure Statement and/or Credit Card complementary insurance booklet to understand what they are covered for and any limits and exclusions that apply.

We will assess all claims in accordance with your Product Disclosure Statement (PDS) and Certificate of Insurance. For complementary travel insurance, we will assess all claims in accordance to the current information booklet for your credit card.

Making a Claim

Keep all receipts for any additional transport, food or accommodation expenses you incur. If you are claiming cancellation or additional expenses you will need to submit documents showing what your original planned pre-paid arrangements were, along with any receipts and documents showing your new arrangements, and advice from the travel provider indicating the non-refundable portion of the journey.

Where possible, ensure any replacement accommodation and additional expenses are of a similar standard to that which you had planned and pre-paid.

Please note that any compensation and/or refunds you receive from a third party (e.g. airline) for transport, food or accommodation will be deducted if your claim is accepted.

This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs we can’t advise if our products will suit you. Please consider the relevant Product Disclosure Statement and/or Terms and Conditions available at virginmoney.com.au before making a decision about the product.