Top 5 Plans

To find the right travel insurance plan, you want to know which plans have worked best for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site.

You can filter reviews by selecting categories on the left. To see only reviews by people who filed claims, select the Filed Claim option.

Customers rate our travel insurance plans

(4.58 out of 5)

based on 28,128 ratings and reviews.

98% of customers would recommend these plans to a friend or a relative.

Many thanks. I am glad that I had coverage. All who climb in the Himalayas should have coverage. If you have coverage the Himalayan Rescue will transport you, if not, you may be lucky to get a horse and guide to get you out. While in the Himalayas, I saw many helicopters and met a good deal of people who were very ill. Best wishes to the MH Ross Team.

Thank you for your feedback on the policy. In regards to emergency medical evacuation, the following is taken from the policy: A legally licensed Physician, in coordination with the Assistance Company, must order the Emergency Evacuation and must certify that the severity of Your Injury or Emergency Sickness warrants Your Emergency Evacuation to the closest adequate medical facility. It must be determined that such Emergency Evacuation is required due to the inadequacy of local facilities.

The certification and approval for Emergency Evacuation must be coordinated through the most direct and economical conveyance and route possible, such as air or land ambulance, or commercial airline carrier.

I chose Travel Guard because, unlike most other competing policies on this site, Travel Guard does not require that the insurance company arrange emergency evacuation. In the event Travel Guard could not be contacted to arrange for emergency Transportation, benefits are limited to the amount the Insurer would have paid had the Insurer or their authorized representative been contacted. Competing policies apparently will pay nothing if a companion, tour leader, bystander or first responder calls for, say, helicopter evacuation without first calling an insurance company in America to do the arranging. I'd suspect the majority of real emergencies would likely fall in this category.

I did not have occasion to make a claim to Travel Guard for this 2014 Nepal trip, but I did make a claim with them when I was forced to cancel a Nepal trek last year due to a sudden hip joint deterioration. While I had to submit voluminous documentation of my claim, their requests were reasonable in my opinion and I got a check within approximately 10 days of their receipt of my completed claim. Thus the reason they were again my choice for this year's successful trek.

Once my paperwork was submitted, it was dealt with promptly and professionally. There was one issue which was handled immediately, and then I was paid. I would highly recommend this insurance. I was disappointed to have to cancel my trip, but at least I didn't lose money and have to pay for a trip I didn't take.

For peace of mind at one level this is what we needed to have. It did relieve our tension when things were going wrong, like our flight being missed due to airline issues, and our luggage not leaving the layover airport with us, but coming 5 days later. We liked knowing if things went very wrong we had a backup. Fortunately we did not have to make the call!

Fortunately, we did not have the need to file a claim! The cost of this plan was 1/2 to 1/3 less than the cost of the plan offered by our travel provider and seemed to cover the same major concerns we had--cancellation and medical coverage.