It solved the problem. Excellent suggestion. Thank you!
Thanks! Great advice, simple and clear. And it worked!
Thank you very much. Your advice was really helpful!
Finally, someone who knows what they're talking about.
Thank you! I have been troubled by that for a month!
Other:

This is NOT abusive. I pressed this button by accident.It is spam / self promotion.It is offensive or harmful.It does not contain enough information.It contains or requests illegal information.It does not make sense.

"We`ll have to make some assumptions here since you only supplied the house cost..."

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We`ll have to make some assumptions here since you only supplied the house cost. Assuming you make a 5% down payment which seems to be all the rage today and we amortize the remainder in a mortgage over 15 years assuming an interest rate of 5.5% yields a monthly mortgage payment of $659.18. Add about 100 bucks for homeowners insurance and from .5% to 2% for property taxes. At 1% you would pay $75 a month in taxes. Add utilities, internet, cable and you are over 1000 dollars. If you need a lot of heat or air conditioner costs jump over $1200 a month. This can`t be more than 28% of your gross income or you will get rejected for a loan. That means you need to make over $4285 in gross monthly income or about $50,000 a year to take care of this house on these terms. Of course you could tweak down payment and interest rates as well as amortization length to get different results.

"$200 for insurance and your total monthly house payment works out to $2269.63 per..."

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If you make a 10% down payment this comes out to $28,900 meaning you would still need to finance 260,100. Let`s assume you amortize over 25 years at a fixed rate of 5.5%. Your monthly mortgage payments would work out to $1,587.63. Property taxes could be up to 2% of your property assessment value per year. Assuming a top assessment and highest tax rate you could be paying $5780 in property taxes per year or $482 per month. Add in another $200 for insurance and your total monthly house payment works out to $2269.63 per month. On top of this you have utilities and other bills but you would need to work out how you use based on where you live and the various costs in that area.

"If you a hire a professional crew to build your cob house..."

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Cob building can be extremely inexpensive if you do it yourself. The materials for the walls are very cheap. However, keep in mind that walls are only a small cost of any building: foundations, roofs, windows, doors, floors, finishes, cabinetry and so on are typically a much higher portion of the cost. Also, if you a hire a professional crew to build your cob house, you will end up paying a lot for labor. The best way to keep costs down is to build for yourself (or using non-paid labor sources like workshops and work parties) and use as many salvaged materials as possible. the price will be anywheres from 5k to 10k.

"Dog to get use to a in house gate first thing to do is..."

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For a dog to get use to a in house gate first thing to do is to chain it for few days.
If its a puppy try to make it get used inside the gate by just pampering it or just by scaring it when it has a idea of going out.
Also see do that it shouts out at anyone or a dog or any vehicle passing.If it does shout try opening the gate and see whether it goes out of the gate.
Actually know the nature of the dog.If it is furious,it is really very difficult for u to control.
Another way to judge the dog is by talking with it.Its a way of making the dog understand to a little.Darrell Clark.

"That it doesn`t get accidents in the house..."

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Its a pretty odd task for a person to prevent his dog from accidents in the house.Once you have a thought of housebreaking a dog see do that it doesn`t get accidents in the house.
You can have a try by housebreaking the bog and later u can check whether it has any accidents in the house.
Praise the dog whenever it prevents going out and also mark a spot when it does its urine and fecal matter.Whenever it follows the spot just praise it and pamper it so that it understands your idea.
In this way you can prevent your dog from accidents in the house.Darrell Clark.

"Dog like to move all round the house as it wants to be free..."

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Dog like to move all round the house as it wants to be free.
If you want to prevent it from moving in some specific parts of the house,make it get frightened or just lock the door of that specific place.
You can prevent a dog from specific parts of the house by just shouting at it or having a sharp glance it.This will probably prevent it from specific places of the house.Darrell Clark.

I use a baby gate. You know the expanding gates you use to keep kids out. Its kind of a pain and you have to train your dog not to jump it because most dogs can easily clear a child gate. But now we don`t use it anymore because our dog knows he isn`t allowed in. The gate just helped during training really.

"You need about 1 ton for every 500 square feet of floorspace..."

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Well a 1 ton central air conditioner unit is about 12,000 BTU. You need about 1 ton for every 500 square feet of floorspace. In this example you need 3.4 tons or 40,800 BTU in order to keep this amount of floorspace climate controlled.

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