Getting your first car can be really exciting. But a driver should never forget that he must carry insurance whenever he is driving. For people buying car insurance for the first time, this may seem a daunting task. Read the following guide and get free car insurance quotes from http://compare-autoinsurance.org.

Check the state's legislation. Each state has certain laws regarding auto insurance on their territory. These laws may refer to the minimum required coverage (including policy types and their respective limits), reimbursement options, coverage gaps, penalties for driving without insurance or procedures to follow when requiring an insurer's assistance. Visit the state's Department of Insurance website and its DMV website. They provide really valuable info.

Get familiar with insurance terms. It is recommended to spend some time and discover what the most common insurance terms mean. This will help drivers read the insurance contract easier and make an educated choice.

Determine what policies must be bought. New drivers must always buy the state's minimum requirements. Plus, full coverage, if the driver is still financing the car. After these requirements are met, the driver is free to add as much coverage as it pleases and can afford. However, it is recommended to buy more than just the minimum liability coverage.

Look for top reliable companies. Make a list with 5-10 insurance companies who sell coverage in the area. Look for companies with good financial strength, customer satisfaction and low complaint ratio. There are several consumer report websites which should be analyzed.

Get online quotes. Obtaining car insurance quotes online will help drivers track the best offers. It is recommended to get quotes for the trustworthy companies found on the previous point.

"First-time drivers may be a bit confused when getting car insurance. But with proper knowledge and support, they will select a really good offer", said Russell Rabichev, Marketing Director of Internet Marketing Company.

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