Use the Fixed Rate Advantage Option at any time to lock in all or a portion (subject to minimums) of your credits balance at a fixed interest rate with fixed payments

Set your own pace and pay as little as interest only on the Revolving Portion.

Establish regular payments by putting all, or a portion, of your outstanding balance into a Term Portion

Put all or a portion of your outstanding balance from the Revolving Portion into a Term Portion (subject to minimum amounts) and establish regular payments at a fixed or variable interest rate for an open or closed-to-prepayment term, depending on the rate you have chosen.

Monthly interest-only payments while in school and for up to 12 months after

After that, pay the greater of $50 or 1% of the outstanding balance each month or any amount greater

Pay the greater of Interest only or $50

3% of the outstanding balance upon customer request

Fees

No

Set up fee

No

Security registration fee (amount depends on province)

Convenient and flexible lines of credit

A line of credit is a flexible way to borrow. It can also be a great option for home renovations,education, paying off higher interest debt and much more.

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1Available when TD Canada Trust Line of Credit is programmed on your TD Access Card. Fees may apply for Interac® access and the use of other ATMs.2Subject to the terms of your Overdraft Protection Agreement