The Senate’s plan to overhaul the health insurance system would increase premiums in the individual market … and six in 10 families would have their premium payments subsidized, congressional budget analysts said.

By 2016, two years after the Senate reforms are to take effect, the CBO projected that premiums for 32 million people in the individual insurance market would be driven as much as 30 percent higher because insurance companies would be required to offer better coverage than they do now.

But that increase would be partially offset by lower costs for insurers, who would have access to a new pool of younger, healthier customers who might previously have gone without insurance.

The result: Nongroup premiums on average would increase by about 13 percent compared with current law, to $5,800 for individuals and $15,200 for family coverage. But the CBO predicts that 57 percent of purchasers in that market would also be receiving federal subsidies that would cover roughly two-thirds of that cost, leaving them paying 60 percent less for insurance than if the legislation were not enacted.

But Republican Senate leader Mitch McConnell said: “At the beginning of the health care debate, we were told that this trillion-dollar experiment would lower premiums for American families.And yet just this morning, the independent Congressional Budget Office provided an analysis showing that the Democrat bill will actually increase premiums for American families.So a bill that’s being sold as a way to reduce costs actually drives them up.”

“The bottom line is this: after 2,074 pages and trillions more in government spending, massive new taxes and a half-trillion dollars in cuts to Medicare for seniors, most people will end up paying more or seeing no significant savings.”