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All rights of audio and
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and creators.

Every user, whether it is
a private person, ministry, church or organization has accepted
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Provisions noted below, declaring to know it's content's origin. Each
user holds the rights to all uploaded content, if copyrights are
applicable.

Content rules:

cross.tv prohibits the
posting of any content that includes sexually explicit language or
images of any kind, including but not limited to nude photos and
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is aware that cross.tv keeps maintains all rights to terminate remove
such all inappropriate content, including but not limited to sexually
explicit and violent content, from its website. cross.tv maintains
sole authority to make the final determination regarding what
constitutes inappropriate content.

Violation may be
sanctioned by termination of membership with cross.tv or by any
remedy that cross.tv. determines, in its sole authority, to be
appropriate.

Content ethics:

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Social Networking
Communication:

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the newsletter recepience.

FULL TERMS OF USE:

IMPORTANT — READ
THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE ACCESSING OR USING
THIS CROSS MEDIA (ALONG WITH ITS SUBSIDIARIES AND BUSINESSES ("CROSS
MEDIA GROUP K.S.")) WEBSITE (THE "WEBSITE"),
SUBSCRIBING TO CROSS.TV SERVICES, DOWNLOADING CROSS.TV TECHNOLOGY,
CONTENT OR DATA AND/OR OTHERWISE USING THE CROSS.TV SERVICES, AND
THE RELATED CROSS.TV SOFTWARE, DATA AND/OR TECHNOLOGY USED, STORED,
LICENSED OR ACCESSED IN CONNECTION THEREWITH AND THE RELATED
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PROPRIETARY CONTENT, HARDWARE, SERVERS, TELECOMMUNICATIONS EQUIPMENT
AND ANY AND ALL COMPUTER PRODUCTS USED TO PROVIDE AN ONLINE SOCIAL
NETWORK ACCORDING TO THIS AGREEMENT.

CROSS MEDIA CORPORATION
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TO YOU ONLY UPON THE CONDITION THAT YOU ACCEPT ALL OF THE TERMS AND
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FROM CROSS MEDIA OR ITS AFFILIATES IN CONNECTION WITH THE
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PAGES CONTAINING ANY SERVICES OR OFFERINGS, OR VIA A LINK ON THOSE
PAGES OR OTHER DIRECTIONS TO THE ADDITIONAL TERMS AND CONDITIONS
(COLLECTIVELY, THE "AGREEMENT").

IF YOU DO NOT AGREE TO
THE TERMS AND CONDITIONS OF THIS AGREEMENT, PROMPTLY CEASE ACCESSING
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Authority

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guardian is deemed to have consented to such person's entering into
this Agreement and deemed to have agreed to have such person be bound
by the terms hereof.

Use of cross.tv

Subject to the terms and
conditions set forth herein and any third party restrictions, the
CROSS MEDIA CORPORATION grants you a non-transferable, non-exclusive
and non-sublicenseable limited right and license to view, use and
access the cross.tv Technology, to incidentally view, print and
download the images, text, graphics, photographs, audio, video and
other content to the extent made available by the cross.tv Technology
for such purposes on the Website solely for your informational
purposes and for your immediate, private, personal and non-commercial
use.

All rights to ownership
or use not expressly stated herein are reserved by the CROSS MEDIA
CORPORATION and the CROSS MEDIA CORPORATION disclaims any and all
implied licenses. Without limiting the foregoing, you agree not to:
(i) reverse engineer, decompile, reverse compile, translate, adapt,
or disassemble or otherwise access or adapt the cross.tv Technology,
or any part thereof; (ii) copy, distribute, display, transmit or
reproduce the cross.tv Technology, or any part thereof, in any form,
including, but not limited to, fonts, icons, link buttons, wallpaper,
and unlicensed merchandise; (iii) publish, display, disclose, sell,
rent, lease, modify, store, loan, distribute, publicly display or
perform, co-brand, frame, permit third parties to link to, or create
compilations or derivative works of the cross.tv Technology, or any
part thereof, including, but not limited to, using any part of the
cross.tv Technology to create fonts, icons, links, buttons, wallpaper
and unlicensed merchandise; (iv) assign, sublicense, convey,
transfer, pledge as security or otherwise encumber the rights and
licenses granted hereunder; (v) use the cross.tv Technology in any
fashion that may infringe any patent, copyright, trademark, trade
secret or any other intellectual property or proprietary right of the
CROSS MEDIA CORPORATION, its affiliates, its third party suppliers or
any other third party; (vi) upload, post, email, transmit or
otherwise make available any material that is unlawful, harmful,
threatening, abusive, harassing, tortuous, defamatory, vulgar,
obscene, libelous, invasive of another's privacy, hateful, or
racially, ethnically or otherwise objectionable; (vii) use the
cross.tv Technology to harm minors in any way; (viii) fraudulently
impersonate any person or entity, or falsely state or otherwise
misrepresent your affiliation with a person or entity using the
cross.tv Technology; (ix) forge headers or otherwise manipulate
identifiers in order to disguise the origin of any content
transmitted through the cross.tv Technology; (x) upload, post, email,
transmit or otherwise make available any materials that you do not
have a right to make available under any law or under contractual or
fiduciary relationships (such as inside information, proprietary and
confidential information learned or disclosed as part of employment
relationships or under nondisclosure agreements); (xi) upload, post,
email, transmit or otherwise make available any unsolicited or
unauthorized advertising, promotional materials, "junk mail,"
"spam," "chain letters," "pyramid schemes,"
or any other form of solicitation; (xii) upload, post, email,
transmit or otherwise make available any material that contains
software viruses, worms, trojans, spyware, adware or any other
malicious computer code, files or programs designed to interrupt,
destroy or limit the functionality of any computer software or
hardware or telecommunications equipment; (xiii) interfere with or
disrupt the cross.tv Technology or servers or networks connected to
the cross.tv Technology, or disobey any requirements, procedures,
policies or regulations of networks connected to the cross.tv
Technology (including, but not limited, to the Website); and (xiv)
"stalk" or otherwise harass another; or collect or store
personal data about other users.

You agree not to access
the cross.tv Technology by any means other than through the means
that is provided by the CROSS MEDIA CORPORATION for use in accessing
the cross.tv Technology.

By posting information or
other materials on the Website or within the cross.tv Technology or
by making such information available for downloading by you, the
CROSS MEDIA CORPORATION does not waive any proprietary right in and
to the cross.tv Technology (including, but not limited to, copyright,
service mark, trademark, patent, trade secret or other intellectual
property or proprietary right) and does not transfer any rights to
you in the cross.tv Technology except for the limited license
expressly granted herein.

Submissions

Except as otherwise
provided herein, any and all comments, suggestions, ideas, graphics,
videos, content, data and other information that you transmit to the
CROSS MEDIA CORPORATION through the cross.tv Technology (each, a
"Submission") shall remain your sole and exclusive
property, and you shall be solely responsible for your Submission and
the consequences of posting or publishing it. By submitting your
Submission to the CROSS MEDIA CORPORATION, you hereby grant the CROSS
MEDIA CORPORATION a worldwide, perpetual, non-exclusive, irrevocable,
royalty-free, sublicenseable (through multiple tiers) and
transferable license (with a right to create derivative works) to
use, copy, transmit or otherwise distribute, perform, publicly
perform and display your Submission for any legal purposes whatsoever
now known or hereinafter becomes known. You also grant each user of
the cross.tv Technology and the Website a non-exclusive license to
access your Submission through the Website and to use, copy, transmit
or otherwise distribute, perform, publicly perform, create derivative
works of, and display your Submission to the extent expressly
authorized by the CROSS MEDIA CORPORATION on the Website and/or in
this Agreement. The licenses granted by you in this paragraph in a
Submission that is a video or audio file terminate within a
commercially reasonable time after you remove or delete such
Submission from the Website. You understand and agree, however, that
the CROSS MEDIA CORPORATION may retain, but not display, distribute,
or perform, server copies of Submissions that have been removed or
deleted and that the CROSS MEDIA CORPORATION shall have no obligation
to attempt to remove from distribution any of your Submissions that
are videos or audio files that are otherwise publicly available
through the Internet or other publicly accessible medium. The above
licenses granted by you in Submissions that are not videos or audio
files are perpetual and irrevocable.

Any Submission you
provide to cross.tv will be deemed public information and not subject
to any confidentiality obligation and the CROSS MEDIA CORPORATION
shall have no obligation to maintain its confidentiality except to
the extent the Submission contains personal identifiable information,
in which case, the CROSS MEDIA CORPORATION’S Privacy Policy
shall govern the CROSS MEDIA CORPORATION’S use of such
information.

By making a Submission,
you waive the right to make any claim against the CROSS MEDIA
CORPORATION or any of its respective parents, subsidiaries,
affiliates, successors, assigns, employees, agents, directors,
officers or shareholders related to the Submission, including, but
not limited to, unfair competition, invasion of privacy, negligence,
breach of implied contract or breach of confidentiality, and you
further waive all moral rights you may have in any materials uploaded
or sent to us by you. You represent and warrant that your Submission:
(a) shall be true, accurate, current, complete and not misleading,
(b) shall not violate the rights of any third party, including, but
not limited to, intellectual property and proprietary rights, (c)
shall not be fraudulent or involve counterfeit or stolen information
or items, (d) shall not violate any law, statute, ordinance or
regulation, and (e) shall not create any liability for the CROSS
MEDIA CORPORATION or any of its respective parents, subsidiaries,
affiliates, successors, assigns, employees, agents, directors,
officers and shareholders. You also agree to maintain and promptly
update your Submission by means of the cross.tv Technology in order
to keep that information true, accurate, current and complete.

You further represent and
warrant that (i) you own or have the necessary licenses, rights,
consents and permissions to use and authorize the CROSS MEDIA
CORPORATION to use all patent, trademark, trade secret, copyright or
other proprietary rights in and to your Submission to enable
inclusion and use of the Submission in the manner contemplated by
this Agreement; and (ii) you have any necessary written or implied
consent, release, and/or permission of each and every identifiable
individual person in the Submission to use the name, picture and
likeness of each and every such identifiable individual person to
enable inclusion and use of the Submission in the manner contemplated
by this Agreement.

Profile Pictures

cross.tv does not allow account profile pictures which
include either one or all of the following: nudity, bathing suit photos, nude body parts of the torso,
pagan symbols, and pictures not representing the person or organization who own the account.

Guidelines for proper profile pictures format on cross.tv:

1. For personal accounts: a representative portrait photo of the individual owning the account.

2. For artists: a representative photo or logo of the band or artist.

3. For families: a representative photo of the family owning the account.

4. For churches and organizations: the logo or representative photo of the church or organizations building.

Thank you for kindly following cross.tv's profile picture guidelines.

Participation
Disclaimer

The CROSS MEDIA
CORPORATION does not and cannot review all Submissions posted to or
created by users accessing the cross.tv Technology (including, but
not limited to, the Website), and is not in any manner responsible
for the content of these communications or the activities of these
users. You acknowledge that by providing you with the ability to view
and distribute user-generated content through the cross.tv Technology
(including, but not limited to, the Website), the CROSS MEDIA
CORPORATION is merely acting as a passive conduit for the
distribution of such information and is not undertaking any
obligation or liability relating to the content or the users'
activities. The CROSS MEDIA CORPORATION and its respective parents,
subsidiaries, affiliates, successors, assigns, employees, agents,
directors, officers and shareholders do not undertake or assume any
duty to monitor the Website for inappropriate content. The CROSS
MEDIA CORPORATION and its respective parents, subsidiaries,
affiliates, successors, assigns, employees, agents, directors,
officers and shareholders assume no responsibility or liability which
may arise from the content thereof, including, but not limited to,
claims for defamation, libel, slander, infringement, invasion of
privacy and publicity rights, obscenity, pornography, profanity,
fraud, or misrepresentation. Notwithstanding the foregoing, the CROSS
MEDIA CORPORATION reserves the right to block or remove
communications, postings or materials that it determines to be (a)
abusive, defamatory, or obscene, (b) fraudulent, deceptive, or
misleading; (c) in violation of a copyright, trademark, patent, trade
secret, intellectual property or other rights of another or (d)
offensive or otherwise unacceptable to the CROSS MEDIA CORPORATION in
its sole discretion.

Trademarks

Any and all trademarks
displayed within the cross.tv Technology are owned by the CROSS MEDIA
CORPORATION, its licensors or its affiliates, or are the property of
third parties (in which case the CROSS MEDIA CORPORATION makes no
claim of ownership rights therein).

Warranty Disclaimer

YOU ACCESS AND USE THE
CROSS.TV TECHNOLOGY AT YOUR SOLE RISK. THE CROSS.TV TECHNOLOGY IS
PROVIDED TO YOU ON AN "AS IS" AND "AS AVAILABLE"
BASIS. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW,
CROSS MEDIA AND ITS RESPECTIVE PARENTS, SUBSIDIARIES,
AFFILIATES, SUCCESSORS, ASSIGNS, EMPLOYEES, AGENTS, DIRECTORS,
OFFICERS AND SHAREHOLDERS DISCLAIM ALL WARRANTIES (WHETHER EXPRESS,
STATUTORY OR IMPLIED) OF ANY KIND, INCLUDING, BUT NOT LIMITED TO,
IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, DATA ACCURACY, SYSTEM
INTEGRATION, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND
ANY OTHER WARRANTY ARISING UNDER THE UNIFORM COMMERCIAL CODE, USAGE
OF TRADE, COURSE OF CONDUCT OR OTHERWISE.

Without limiting the
foregoing, the CROSS MEDIA CORPORATION and its respective parents,
subsidiaries, affiliates, successors, assigns, employees, agents,
directors, officers and shareholders do not represent or warrant that
(a) the cross.tv Technology will be uninterrupted, timely, secure or
error-free, (b) the defects in the cross.tv Technology will be
corrected, (c) the cross.tv Technology or the servers that operate
the cross.tv Technology are free of viruses or other harmful
components, (d) the data, results and information within the cross.tv
Technology will be correct, accurate, adequate, useful, reliable or
otherwise; and (e) the cross.tv Technology will meet your needs,
requirements or expectations.

The CROSS MEDIA
CORPORATION may make changes to the content within the cross.tv
Technology or to the products or services described in it, at any
time without notice to you. Further, the CROSS MEDIA CORPORATION and
its respective parents, subsidiaries, affiliates, successors,
assigns, employees, agents, directors, officers and shareholders
assume no liability or responsibility for any errors or omissions in
the content within the cross.tv Technology. The materials in the
cross.tv Technology may be out of date or inaccurate, and the CROSS
MEDIA CORPORATION and its respective parents, subsidiaries,
affiliates, successors, assigns, employees, agents, directors,
officers and shareholders specifically disclaim any duty to update
such content. Any material downloaded or otherwise obtained by you
through the use of the cross.tv Technology is done at your sole
discretion and risk. You will be solely responsible for any damage to
your computer systems or loss of data that results from the
downloading of any such material including, but not limited to,
damage caused by viruses and other forms of malware or badware.

You acknowledge and agree
that the CROSS MEDIA CORPORATION and its respective parents,
subsidiaries, affiliates, successors, assigns, employees, agents,
directors, officers and shareholders shall not be responsible or
liable for (i) any unauthorized access to or alteration of your
Submission; (ii) any Submission sent or received or not sent or
received and (iii) any Submission stored on storage devices owned,
operated or controlled by the CROSS MEDIA CORPORATION. You
acknowledge and agree that the CROSS MEDIA CORPORATION and its
respective parents, subsidiaries, affiliates, successors, assigns,
employees, agents, directors, officers and shareholders shall not be
responsible or liable for any Submission or conduct of any third
party, including, but not limited to, content sent using and/or
included within the cross.tv Technology provided by any other user of
the Website or any third party licensors or suppliers of the CROSS
MEDIA CORPORATION.

Some countries do not
permit limitations or exclusions on warranties, so the above
limitations may not apply to you. If any of the exclusions set forth
in this section is determined by a court of competent jurisdiction to
be unenforceable, then all such express, implied and statutory
warranties shall be limited in duration for a period of thirty (30)
days after the date on which you first access the cross.tv
Technology, and no warranties shall apply after such period.

Limitation of
Liability

NEITHER THE CROSS
MEDIA CORPORATION, ITS RESPECTIVE PARENTS, SUBSIDIARIES,
AFFILIATES, SUCCESSORS, ASSIGNS, EMPLOYEES, AGENTS, DIRECTORS,
OFFICERS, SHAREHOLDERS, SUPPLIERS, OTHER THIRD PARTIES MENTIONED
WITHIN THE CROSS.TV TECHNOLOGY, NOR ANY PARTY INVOLVED IN CREATING,
PRODUCING OR DELIVERING THE CROSS.TV TECHNOLOGY AND SERVICES WILL BE
LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, DIRECT, INDIRECT, PUNITIVE
DAMAGES, OR ANY OTHER LOSSES, COSTS, OR EXPENSES OF ANY KIND WHICH
MAY ARISE, DIRECTLY, OR INDIRECTLY, FROM YOUR USE OF, ACCESS TO, OR
INABILITY TO USE AND ACCESS THE CROSS.TV TECHNOLOGY OR FROM YOUR
PURCHASE OF SERVICES THROUGH THE WEBSITE, INCLUDING, WITHOUT
LIMITATION, DAMAGES OR INJURY FROM OR RELATING TO: THE DOWNLOADING OF
ANY MATERIAL CONTAINED WITHIN OR ACCESSED VIA THE CROSS.TV
TECHNOLOGY; THE LINKING TO OTHER WEBSITES FROM THE CROSS.TV
TECHNOLOGY; THE SERVICES OR INFORMATION OFFERED ON, MADE AVAILABLE
THROUGH THE WEBSITE; COMPUTER VIRUS OR SYSTEM FAILURE; UNAUTHORIZED
ACCESS TO OR USE OF SERVERS AND/OR PERSONAL OR FINANCIAL INFORMATION
STORED ON THE SERVERS; AND/OR THE UNAVAILABILITY OF ANY SERVICES
MENTIONED WITHIN THE CROSS.TV TECHNOLOGY WHETHER OR NOT THE CROSS
MEDIACORPORATION HAS BEEN ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES. SUBJECT TO THE FOREGOING, IN NO EVENT SHALL
CROSS MEDIA AND ITS RESPECTIVE PARENTS, SUBSIDIARIES,
AFFILIATES, SUCCESSORS, ASSIGNS, EMPLOYEES, AGENTS, DIRECTORS,
OFFICERS AND SHAREHOLDERS' AGGREGATE LIABILITY TO YOU FOR ANY AND ALL
DAMAGES, LOSSES, AND CAUSES OF ACTIONS (WHETHER IN CONTRACT,
WARRANTY, STRICT LIABILITY, TORT OR OTHERWISE INCLUDING, BUT NOT
LIMITED TO, NEGLIGENCE) EXCEED THE FEES PAID, IF ANY, BY YOU TO
CROSS MEDIA FOR ACCESS AND USE OF THE CROSS.TV TECHNOLOGY
OR THE PURCHASE PRICE OF ANY SERVICES PURCHASED THROUGH THE CROSS.TV
TECHNOLOGY, OR, IN ALL OTHER CASES, FIVE DOLLARS ($5.00).

SOME STATES DO NOT
ALLOW THE EXCLUSION OF LIABILITY FOR CONSEQUENTIAL DAMAGES, SO THE
ABOVE LIMITATIONS MAY NOT APPLY TO YOU IN ALL CASES.

Access to the cross.tv
Technology

You shall be responsible
for obtaining access to the cross.tv Technology and for all equipment
necessary to access the cross.tv Technology and you acknowledge that
obtaining the foregoing may involve third-party fees (such as
internet service provider or airtime charges). You are responsible
for all fees and charges associated with connecting you to the
cross.tv Technology, including, without limitation, all telephone,
equipment, airtime and internet service provider charges, and
associated taxes.

Passwords and Your
Obligations

As a registered member,
you are responsible for maintaining the confidentiality and security
of your password and shall be responsible for all uses of your
password, including, but not limited to, any purchases facilitated
through the use thereof, whether or not in fact authorized by you.
You agree to immediately notify the CROSS MEDIA CORPORATION in
writing of any breach of security, including, without limitation,
unauthorized use of your username or password. You also understand
that exiting immediately from your account (i.e., "logging off")
at the end of each session will enhance your account security and
that failure to do so may permit other persons having access to your
computer to use, or modify, your account. If you permit any person to
use your username and password, you shall be liable for all activity
and transactions made by that person including transactions for which
you may not have authorized.

Security

The cross.tv Technology
resides on the public internet. The CROSS MEDIA CORPORATION uses
commercially reasonable measures to protect the confidentiality and
security of communications transmitted to the CROSS MEDIA CORPORATION
and information stored on servers controlled by the CROSS MEDIA
CORPORATION. Notwithstanding these efforts, the CROSS MEDIA
CORPORATION cannot guarantee the confidentiality and security of such
electronic communications and storage devices used to store such
information (including, personally identifiable information) and
disclaims all liability arising therefrom.

Without limiting the
foregoing, you shall not (a) violate or attempt to violate the
security of the cross.tv Technology; (b) access data or materials not
intended for you; (c) log into a server or account which you are not
authorized to access; (d) attempt to probe, scan or test the
vulnerability of a system or network or to breach security or
authentication measures; or (e) attempt to interfere with service to
any user, host or network, including, without limitation, by means of
submitting a virus to the cross.tv Technology, overloading,
"flooding," "mailbombing" or "crashing"
the cross.tv Technology. Violations of system or network security may
result in civil or criminal liability. The CROSS MEDIA CORPORATION
reserves the right to investigate occurrences that may involve such
violations and may involve and cooperate with, law enforcement
authorities in prosecuting users who have participated in such
violations.

Billing
We accept Visa, Mastercard, Discover, American Express, JCB. All online
payments are processed though 128 bit SSL encryption to protect your credit
card information during your online transaction. All prices and figures
are listed in US Dollars.

Refund Policy
All payments are non-refundable. To ensure continuous service, subscriptions
are renewed automatically, but can be cancelled any time 30 days prior to the renewal
date. The same way reoccurring billing can be canceled at any time, and no
further charges to your credit card will occur. Due to technical reasons
refunds for an "unused" balance of video minutes or advertising credits
cannot be granted.

Applicable Laws

Subject to the terms and
conditions set forth herein, you may use the cross.tv Technology only
for lawful purposes. The cross.tv Technology is subject to, and you
agree that you shall at all times comply with, all applicable local,
state, national, and international laws, statutes, rules,
regulations, ordinances and any regulations having the force of law
that are applicable to the use of the cross.tv Technology and to your
Submission. Use of cross.tv is governed by the laws and the courts
of the State of North Carolina, and by agreeing with the terms and
conditions set forth herein, you also agree to be subject to the
jurisdiction of North Carolina federal and states courts.

Indemnification

You agree to indemnify,
defend, and hold harmless the CROSS MEDIA CORPORATION, its parent
company, successors, assigns, affiliates, agents, vendors,
distributors, licensors, end users and suppliers and their officers,
directors and employees from and against all losses, expenses,
obligations, claims, damages and costs, including reasonable
attorneys' fees, resulting from (a) any violation of the terms and
conditions of this Agreement, (b) any activity related to your
account (including negligent or wrongful conduct) by you or any other
person accessing your account, (c) your use of (or inability to use)
the cross.tv Technology; and (d) any use of your Submission by the
CROSS MEDIA CORPORATION or any other party, including, but not
limited to, any third party claim of infringement of an intellectual
property or proprietary right or invasion of privacy or publicity.
This indemnification and defense obligation will survive this
Agreement and your use of the cross.tv Technology.

Termination

You agree that the CROSS
MEDIA CORPORATION, at its sole discretion, may terminate or suspend
your access to and use of the cross.tv Technology (or any part
thereof) at any time and for no or any reason whatsoever, including,
without limitation, for lack of use by you or if the CROSS MEDIA
CORPORATION believes that you have violated or acted inconsistently
with the terms and conditions of this Agreement. the CROSS MEDIA
CORPORATION. reserves the right at any time to modify or discontinue,
temporarily or permanently your access to and use of the cross.tv
Technology (or any part thereof) without notice. You agree that the
CROSS MEDIA CORPORATION. and its respective parents, subsidiaries,
affiliates, successors, assigns, employees, agents, directors,
officers and shareholders shall not be liable to you or to any third
party for any modification, suspension or discontinuance of your use
of or access to the cross.tv Technology. Your obligations under this
Agreement shall continue even after the CROSS MEDIA CORPORATION. has
terminated and/or cancelled this Agreement or your access to the
cross.tv Technology. Any provision that by its nature survives shall
survive termination, expiration or cancellation of this Agreement
including, but not limited to, the license granted by you to the
CROSS MEDIA CORPORATION. for use of your Submission.

Privacy Policy

We realize that you are
concerned about how the information you provide online will be used.
the CROSS MEDIA CORPORATION has a Privacy Policy that discloses what
information the CROSS MEDIA CORPORATION collects about you, how the
CROSS MEDIA CORPORATION uses such information, the steps the CROSS
MEDIA CORPORATION takes to secure such information, how you can view
and correct such information and how you can decline to have such
information about you collected or used. The Privacy Policy is
available on the Website and is incorporated herein by this
reference. Please read our Privacy Policy for more details.

Intellectual Property
Notice

The
CROSS MEDIA CORPORATION has a designated Support Team reachable via
www.cross.tv/contact
to receive notifications of alleged copyright infringement on the
Website. The CROSS MEDIA CORPORATION respects the intellectual
property of others, and asks our users to do the same. The CROSS
MEDIA CORPORATION. will remove infringing materials in accordance
with the Digital Millennium Copyright Act if properly notified that
content infringes copyright. If you believe that your work has been
copied in a way that constitutes copyright infringement, or your
intellectual property rights have been otherwise violated, please
provide the CROSS MEDIA CORPORATION’S IP Agent the following
information in writing pursuant to the Digital Millennium Copyright
Act (the "Notice"):

(a) an electronic or
physical signature of the person authorized to act on behalf of the
owner of the copyright or other intellectual property interest;

(b) a specific
description of the copyrighted work or other intellectual property
that you claim has been infringed;

(c) a specific
description of where the material that you claim has been infringed
is located in the cross.tv Technology sufficient to permit the CROSS
MEDIA CORPORATION’S to locate the material;

(d) your address,
telephone number and email address;

(e) a statement by you
that you have a good faith belief that the disputed use is not
authorized by the copyright or intellectual property owner, its agent
or the law; and

(f) a statement by you
that the information in your Notice is accurate and a statement made
under penalty of perjury that you are the copyright or intellectual
property owner or authorized to act on the copyright or intellectual
property owner's behalf.

If you believe that your
work has been removed or disabled by mistake or misidentification,
please provide the the CROSS MEDIA CORPORATION’S IP Agent with
the following information in writing pursuant to the Digital
Millennium Copyright Act (the "Counter Notice"):

(a) a physical or
electronic signature of the user of the cross.tv Technology;

(b) identification of the
material that has been removed or to which access has been disabled
and the location at which the material appeared before it was removed
or access to it was disabled;

(c) a statement made
under penalty of perjury that the user has a good faith belief that
the material was removed or disabled as a result of mistake or
misidentification of the material to be removed or disabled; and

(d) the user's name,
address, telephone number, and a statement that the user consents to
the jurisdiction of the Federal District Court for the judicial
district in which the address is located, or if the subscriber's
address is outside of the United States, for any judicial district in
which the service provider may be found, and that the subscriber will
accept service of process from the person who provided notification
under subsection (c)(1)(C) or an agent of such person.

You acknowledge that if
you fail to comply with all of the aforementioned Notice requirements
in writing, your Notice may not be valid and that the CROSS MEDIA
CORPORATION may ignore such incomplete or inaccurate notices without
liability of any kind.

Under Section 512(f) of
the Copyright Act, any person who knowingly materially misrepresents
that material or activity is infringing or was removed or disabled by
mistake or misidentification may be subject to liability.

The CROSS MEDIA
CORPORATION will terminate rights of users and account holders in
appropriate circumstances if they are determined to be repeat
infringers of this Intellecutal Property Notice.

The CROSS MEDIA
CORPORATION’S IP Agent for Notice and Counter Notice of claims
of copyright or other intellectual property infringement can be
contacted at:

Links to Other Web
Sites

The cross.tv Technology
contains links to other web sites ("Third Party Sites")
controlled or offered by third parties (non-affiliates of the CROSS
MEDIA CORPORATION). The CROSS MEDIA CORPORATION has no control over
and is not responsible for the content, accuracy or opinions
expressed on such Third Party Sites and such sites are not
investigated, monitored or checked for accuracy or completeness by
the CROSS MEDIA CORPORATION. The CROSS MEDIA CORPORATION has no
ability to censor or edit the content of any Third Party Sites. The
CROSS MEDIA CORPORATION and its respective parents, subsidiaries,
affiliates, successors, assigns, employees, agents, directors,
officers and shareholders hereby disclaim any and all liability
arising from your use of or access to any of the Third Party Sites,
including but not limited to, any information, materials, products or
services posted or offered at any of the Third Party Sites. By
creating a link to Third Party Sites, the CROSS MEDIA CORPORATION and
its respective parents, subsidiaries, affiliates, successors,
assigns, employees, agents, directors, officers and shareholders do
not endorse or recommend any products or services offered or
information contained at Third Party Sites, nor is the CROSS MEDIA
CORPORATION or its respective parents, subsidiaries, affiliates,
successors, assigns, employees, agents, directors, officers or
shareholders liable for any failure of products and services offered
or advertised at those sites. Such third parties may have a privacy
policy different from that of the CROSS MEDIA CORPORATION and Third
Party Sites may provide less security than the CROSS MEDIA
CORPORATION.

Revisions and Consents

The CROSS MEDIA
CORPORATION reserves the right to revise the terms and conditions of
this Agreement at any time and for no or any reason whatsoever. The
CROSS MEDIA CORPORATION also reserves the right to make changes at
any time, without notice or obligation, to any of the information or
services contained on or offered through the cross.tv Technology
(including, but not limited to, on the Website). Such updates,
revisions, supplements, modifications and additional rules, policies,
terms and conditions shall be effective immediately and incorporated
in this Agreement upon notice thereof, which may be given by any
reasonable means, including, but not limited to, posting such changes
on the Website. By continuing to enter the Website and/or using the
cross.tv Technology, you acknowledge and agree that you shall be
bound by any such revisions. Accordingly, you should periodically
review the terms and conditions of this Agreement.

Electronic Delivery
Policy and Your Consent

By using the cross.tv
Technology, you consent to receive from the CROSS MEDIA CORPORATION
all communications including notices, agreements, legally required
disclosures or other information in connection with the cross.tv
Technology (collectively, "Contract Notices")
electronically. The CROSS MEDIA CORPORATION may provide such
electronic Contract Notices by posting them on the Website. If you
desire to withdraw your consent to receive Contract Notices
electronically, you must discontinue your use of the Website and the
cross.tv Technology.

General Provisions

Notwithstanding anything
in this Agreement to the contrary, if any part of this Agreement is
unlawful, void, or unenforceable, that part will be deemed severable
and will not affect the validity and enforceability of the remaining
provisions of this Agreement. You agree that if any part of the terms
and conditions of this Agreement are found to be unenforceable, then
the remainder of the terms and conditions of this Agreement will
remain in full force and effect.

The CROSS MEDIA
CORPORATION’S or its respective parents, subsidiaries,
affiliates, successors, assigns, employees, agents, directors,
officers or shareholders’ failure to insist upon or enforce
strict performance of any provision of the terms and conditions of
this Agreement shall not be construed as a waiver of any other
provision, term or right set forth herein. Neither the course of
conduct between the parties nor trade practice shall act to modify
any of the terms and conditions of this Agreement. The CROSS MEDIA
CORPORATION and its respective parents, subsidiaries, affiliates,
successors, assigns, employees, agents, directors, officers and
shareholders may assign its rights and duties under this Agreement to
any party at any time without notice to you. You may not assign this
Agreement or the rights granted herein to any party without the prior
written consent of the CROSS MEDIA CORPORATION. The section headings
used in this Agreement are for convenience only and have no legal or
contractual effect.

Consumer Privacy at
cross.tv

At cross.tv, we respect
the privacy of our users and the importance of the information they
entrust to us. We summarize below the basic information policies and
practices in place on the cross.tv Technology.

Information we may
collect

We may collect
information that can identify you ("personal information"),
such as your name and email address, (i) when you (or other users)
provide it to us when using our website or in some other manner.

We also may collect other
types of information in the following ways when you visit our
website:

Our server logs
automatically collect information, such as your IP address, your
browser type and language, and the date and time of your visit, which
helps us track users' movements around our site and understand
trends.

We may assign your
computer one or more cookies which may collect information to
facilitate access to our website and to personalize your online
experience.

We may retain archival
copies and backups of your posts, uploads, and submissions in
accordance with our Terms of Use.

We may use standard
Internet tools, such web beacons which collect information that
tracks your use of our website and enables us to customize our
services and advertisements.

We do not knowingly
collect personal information from children under the age of 13.
Should we ever do so, we will comply with the Children's Online
Privacy Protection Act.

Information others may
collect

We may allow third-party
advertising companies or ad networks to display advertisements on our
websites.

We do not provide any
personal information to these companies.

These companies may use
tracking tools, such as cookies, to collect information about
computers used to view or interact with their advertisements.

Some of these companies
may be members of the Network Advertising Initiative, which
offers consumers the ability to opt out of ad targeting by all member
companies.

If you post information
about yourself or others, or communicate with others using our
website, please note that we cannot control who reads your postings
or what they do with the information you provide. We encourage you to
use caution in posting personal information.

How we may use
information we collect

We may use information
to:

- Fulfill your requests
for products and services;

- Offer products and
services that may be of interest to you;

- Customize the
advertising and content that you see on our website;

- Facilitate use of our
website;

- Manage your account and
your preferences;

- Analyze use of and
improve our website, products and services;

- Identify and protect
against fraudulent transactions and other misuses of our website; and

- Enforce our Terms of
Use.

With whom we may share
information we collect We will not share your personal
information with others except as indicated below, or except when we
inform you in advance and give you the opportunity to opt out. We
may share personal information with:

Other businesses with
which we partner or which we carefully select to offer you products,
services, and promotions through our website or offline; and

Other third parties in
limited circumstances, such as complying with legal requirements,
preventing fraud, and protecting the safety of our users.

We may share aggregated,
non-personal information in any of the above situations and also with
advertisers and others.

Your choices

You may choose:

- Not to provide personal
information, although that may result in your inability to obtain
certain services or use certain features of our website;

- To stop receiving
promotional emails or newsletters from us by choosing the
corresponding option in your account settings.

- To delete or decline
cookies [link to cookies] by changing your browser settings, although
if you do so, some of the features or services of our website may not
function properly;

- To review and update
your personal information by logging into your account.

Security

We take appropriate
physical, electronic, and other security measures to help safeguard
personal information from unauthorized access, alteration, or
disclosure. Cross.tv is a publicly used website, however, and
cross.tv disclaims all warranties of any kind and makes no guarantees
whatsoever in regard to the unauthorized access of information posted
thereon. All submissions to cross.tv are incurred at the user’s
own risk.

Changes to our Privacy
Policy

We may occasionally
update our Privacy Policy to reflect changes in our practices and
services. If we make material changes in the way we collect, use, or
share your personal information, we will notify you by sending you an
email to the email address you most recently provided to us and/or by
prominently posting notice of the changes on our website.

Copyright Notice and
Policy Provisions

CROSS.TV is a service
provider for Christian social networking and claims all protections
available under the Digital Millennium Copyright Act, particularly
the Online Copyright Infringement Liability Limitation Act (17
U.S.C. § 512). Individuals and organizations of any kind who
access and register as a user of CROSS.TV, or any other website
affiliated with CROSS.TV, agree to abide by the following terms and
conditions which are designed to limit CROSS.TV’s liability for
online content placed on the CROSS.TV network by users.

By clicking the “ACCEPT”
button below, you agree to the following:

1. All users attest and
certify, under the penalty of perjury, that they personally own all
of the materials that they post or otherwise make available on
CROSS.TV (collectively referred to as “online content”).
In accordance with such ownership, users certify, warrant and agree
that all online content uploaded to any CROSS.TV system is free of
all claims of copyright infringement or any other intellectual
property claims from other parties.

2. As a user, you
understand that CROSS.TV does not screen online content added to its
website by authorized users, and CROSS.TV accepts no responsibility
for determining whether a user is violating any other individual’s
proprietary rights by transferring the online content to CROSS.TV.

3. Users add online
content to CROSS.TV upon their own volition, and CROSS.TV gains no
financial benefit or any other remuneration directly from users for
displaying the users’ online content.

4. CROSS.TV is prepared
to remove any online content that is the subject of a dispute
involving intellectual property issues, including copyright claims.
Such online content will be removed temporarily until the matter is
resolved, at which time, CROSS.TV will determine whether the online
content should be permanently removed.

5. CROSS.TV retains the
right to remove any user who repeatedly posts online content that is
the subject of ownership or copyright disputes. Such user will be
denied access to CROSS.TV and have all user rights revoked at
CROSS.TV’s sole discretion.

6. Any
third party desiring to protest any online content and assert a claim
of copyright infringement should provide notice of such claim to
our contact form or write to CROSS.TV whose
address is 3611 Mt. Holly & Huntersville Road; Charlotte
NC 28216. The notice to CROSS.TV should include all
the elements of proper notice set forth in federal law at 17 U.S.C. §
512(c)(3), including generally (i) a proper signature; (ii)
identification of the copyrighted work at issue; (iii) identification
of the infringing material; (iv) contact information for the
complaining party; (v) a statement that the complaining party has a
good faith belief that the use of the material in the manner
complained of is not authorized by the copyright owner; and (vi) a
statement that the information in the notification is accurate, and
under penalty of perjury, that the complaining party is authorized to
act on behalf of the copyright owner.

7. Upon receiving proper
notice as set forth in Paragraph 6, CROSS.TV will notify the
potential infringer of the request to remove content and provide a
procedure for hearing arguments from the potential infringer as to
why the online content is proper.

8. You agree that
CROSS.TV has a nonexclusive, perpetual license to control online
content that any user posts, transmits, or uploads to CROSS.TV.