Too many people around the world are suffering because they're not getting the help they need. And donations to worthy causes suffer from the high costs of marketing, donor fatigue, and successive emergencies as we saw with Pakistan's floods following the quake in Haiti. That's why I'm excited about SwipeGood.

Instead of fighting about consumer protections verses consumer demand, we should collectively aspire to create world-class financial freedom in America. It is good for people, it is good for business, and it's darn patriotic.

Water is like liquid gold in drought-stricken areas of Africa, so it's no surprise to learn water conflict and corruption is common. Safaricom's M-PESA system of cell phone cash transfer, originally released in 2007, could help quell the dissidence.

Here's a new approach to teaching financial literacy: a video game in which you play the business manager of a free-spending celebrity, trying to satisfy her wish list while keeping her out of the red.