The best choice for your health (and your budget).

There are all kinds of reasons to take out private health insurance – just look at almost any other page on this website and you should find a few. And now that a range of government incentives are also available, you can add saving money to that list.

Take the Australian Private Health Insurance Rebate. From the moment you first take out Hospital and/or Extras cover, you’ll have a reduced premium.

By taking out Hospital cover you could also avoid paying extra tax on the Medicare Levy Surcharge if you earn over $90,000 (for a single), or $180,000 (if you’re a couple or family).

And the earlier you take out Hospital cover, the better – because you’ll avoid paying the Lifetime Health Cover if you’re covered by your 31st birthday.