There's no reason this couldn't be a 5 figure coin sometime in the future…. Consider the global supply chain and macroeconomic implications Beyond just the cryptocurrency itself I suggest anybody that reads this go look up Global supply chain and how it works then imagine it's being sped up ginormous Lee overtime and what that would do to the overall value of a global economy

People seem to be unaware that as an actual real world use asset working to replace the Swift system, XRP rarely behaves the way the rest of the market does, so they want to evaluate it as being no different than any other crypto.

please listen to this guy he is right , i have been research for two years about Crypto ,ripple please this is your only chance ,please get some more never sell..no mater what , please don't sell ,ripple the only one ,,this guy he trying to help us !!!

Nice video. Thanks So RIPPLE system is being used by bank more and more but they are not using XRP – this is the concern right and in future they may choose to use any other digital currency than XRP as Ripple system is agnostic to currency. So fear is they have use any other efficient digital currency or even choose to use currency of their own – THIS IS THE REAL PAIN/FUD right now. Well do you have any such option available today? Will banks use BTC/ETH? – No they will stick to them – as they are neither cost efficient nor acceptable to any govt across world. Its not going to happen. So will bank prefer their own currency – well maybe but that looks impossible as again it like having a choice and none will accept other's digital currency. AND why they will go through this pain of own currency or different digital currency ? – BECAUSE you don't have to own – why? as transactions are super fast so VOLATILITY cant eat you up. Only reason u wanna keep XRP with you so that u can tame volatility but here transaction is super fast in seconds so you are not going to be affected too much on this. Also XRP will not seen as currency of any bank or currency of any land… AND today these small banks really want to get away from the dominance of Citi bank and JP Morgan – Brad has said this himself….so unless any bank start not using XRP I dont think we should really be fearful

Wasn't the whole point not to need that huge cashe reserve.. Not being negative as I got in real early but I try to keep my feet on the ground. Too many variables to justify a $500 target. I mean they'd really have to get everything just right and have the investors AND financial system behind them. Then just maybe in a few years.

People are wrong to see ripple as a cryptocurrency, we should understand that in reality it is an asset and if the ripple foundation rises in value the mathematical calculation on the number of coins is misleading to calculate the true value.

price of xrp can be at 1000$ and have a marketcap of trillions.. that is not only because of replacing swfit but for another very important reason that no one here pointed out. EVERYONE can invest in Ripple and cryptocurrencies. You don't need to ask the bank to do it for you. It's simple, fast and so many young people are investing in it. That is a true revolution that will change economy and those who invest now will benefit A LOT

Ripple is disrupting an industry that transacts tens of TRILLIONS of dollars a DAY. SWIFT alone does $5 trillion a day, 250 days a years and that is just one vertical of many available verticals it can participate in. Now start adding other verticals and you will see that as time goes on, all these institutions will replace their current nostro/vostro accounts with XRP to save the most by using the Ripple platform. Of course they won't get all these verticals but as the major Central Banks partner with Ripple, like the Bank of England and the Saudi Arabia Central Bank (I can't remember if that's their exact name), other Central Banks will likely jump on board and then adoption will filter down to smaller institutions. We already have some of the largest money transfer companies (MoneyGram etc.) and as more money flows into crypto (less than 1% of the total money on earth is in crypto now) and if we follow The Adoption Curve, we will see exponential growth as adoption accelerates from Phase One (innovators) to Phase Two (early adopters). It will get crazy with Ripple. It will be like jumping from the Pony Express straight to smartphones.