Fidelity Holding Company, Minnetonka, Minnesota -- to become a bank holding company and to acquire Fidelity Bank, Edina.
-Approved, November 3, 2005

New York

First Americano Financial Corporation, Elizabeth, New Jersey -- to become a bank holding company and to acquire First BankAmericano; and election to become a financial holding company.
-Approved, November 4, 2005

The Farmers State Bank of Fort Morgan Colorado Employee Stock Ownership Plan, Fort Morgan, Colorado -- extension to May 18, 2006, to acquire up to 38 percent of the shares of FSB Bancorporation of Fort Morgan, Colorado, parent of Farmers State Bank of Fort Morgan.
-Granted, November 2, 2005

Kansas City

First Centralia Bancshares, Inc., Centralia, Kansas -- extension to February 3, 2006, to acquire, directly and indirectly, shares of Century Capital Financial, Inc., Kilgore, Texas, and its subsidiaries, Century Capital Financial-Delaware, Inc., Wilmington, Delaware, and City National Bank, Kilgore.
-Granted, November 2, 2005

Mercantile Bancorp, Inc., Quincy, Illinois -- extension to January 18, 2006, to increase its ownership from 32.81 percent to 39.95 percent of the shares of New Frontier Bancshares, Inc., St. Charles, Missouri, and thereby increase its indirect control of New Frontier Bank.
-Granted, November 2, 2005

Kansas City

Morrill Bancshares, Inc., Merriam, Kansas -- extension to February 3, 2006, to acquire, directly and indirectly, shares of Century Capital Financial, Inc., Kilgore, Texas, and its subsidiaries, Century Capital Financial-Delaware, Inc., Wilmington, Delaware; and City National Bank, Kilgore.
-Granted, November 2, 2005

Chicago

Southwest Bank of St. Louis, St. Louis, Missouri -- extension to February 5, 2006, to establish a branch at Clarkson and Clayton Roads, Ellisville.
-Granted, November 1, 2005

Regulations And Policies

FOMC

Short-term Interest Rates -- increase in the target for the federal funds rate from 3-3/4 percent to 4 percent.
-Approved, November 1, 2005