Kicked out of college, James visits Grams, his only remaining family, who dies shortly after his arrival. He finds consolation in the company of Grams' neighbor, Dot, a dance teacher, as he figures out his next move. While settling Grams' affairs, James learns she's been the victim of the "grandparent scam" in which someone posing as James has been slowly bilking her out of thousands. But before James can go looking for the culprit, he shows up at the front door, desperate for money. The culprit, Webb, has his own problems in the form of Duane, who has ordered Webb to pay an old debt or else. And if Webb can't get it from Grams, James will have to do - no matter who stands in his way.