Sberbank Asset Management Joint Stock Company was registered with the Moscow Registration Chamber on April 1, 1996. The licence for investment fund, mutual investment fund and private pension fund management No. 21-000-1-00010 was granted by the Federal Financial Markets Service of Russia on September 12, 1996. The licence for securities management No. 177-06044-001000 was granted by the Federal Financial Markets of Russia on June 7, 2002.

The value of investment units may decrease or increase, the results of past investments do not affect the future income and the government does not guarantee the return on investments in mutual investment funds. Before acquiring an investment unit, carefully read the terms and conditions of the mutual investment fund trust management. For detailed information on mutual investment funds and terms and conditions of the mutual investment fund trust management, apply at: 10 Presnenskaya Naberezhnaya, 123317 Moscow. The terms and conditions of the mutual investment fund trust management stipulate an extra charge (discount) applicable to the estimated value of investment units at the moment of their issue (redemption). Extra charge (discounts) reduce the rate of investment return made in investment units of the mutual investment fund.

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