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Because of that, even clear-cut cases of fraud where victims are shielded from liability by consumer protection laws can cause significant hardship.

While fraud is always a possibility, being careful about where you use your debit card can help you keep your money out of the hands of thieves.

Debit cards and credit cards may look the same, but there’s a major difference: If you spot unauthorized charges on your credit card bill, you can alert the company, decline the charges and not pay the bill.

“Any place where the card is out of hand” can increase the chances of fraud, Mc Goey says.

“The guy comes to your table, takes your card and disappears for a while, so he or she has privacy,” giving that person the opportunity to copy your card information.

Those machines are often placed over the real card slots at ATMs and other card terminals.“Would you care for a side of debit card fraud with that?” Restaurant servers don’t ask that question, but they might as well, considering it’s standard practice for wait staff to take customers’ debit cards behind closed doors.Any insights you might have about free services would be appreciated. My credit card information is valuable to me and I won’t give it out for something that purports to be free.When in doubt, always assume anything that says free but requires a credit card is a scam.

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Nonetheless, there are some semi-legitimate scenarios where giving your credit card information is the right thing to do.