On January 17, the Wall Street Journal reported that at more than 1,000 schools, over 50% of students defaulted or failed to pay down their debt over a seven year period. This was categorized in the headline as "Student Debt Payback Far Worse Than Believed."

Oak Valley College has a solution to this problem...do not offer students loans. We know that it seems like a simple solution. Frankly, we believe this is the best solution, especially for a Christian college.

There are many lessons from the Bible that highlight the problems of debt. We think avoidance of debt is one of the best solutions. A solution that is as old as the hills.