To achieve its objective, the Fund will be investing a minimum of 70% of the Fund’s
NAV into the Target Fund and a maximum of 30% of the Fund’s NAV into money
market instruments, fixed deposits and/or liquid assets.

The Manager may take temporary defensive positions that may be inconsistent with
the Fund’s principal strategy by reducing its investment into the Target Fund and
raise liquidity levels of the Fund during adverse market conditions to protect the Unit
Holders’ interest. In raising the fund’s liquidity levels, the Manager may also invest
into collective investment schemes that are able to meet this objective.

The Manager may substitute the Target Fund with another fund that has a similar
objective with the Fund, if, in the Manager’s opinion, the Target Fund no longer
meets the Fund’s investment objective. However, this is subject to the Unit Holder’s
approval before any such changes are made.

The Manager may use derivatives, such as foreign exchange forward contracts and cross currency swaps, mainly for hedging purposes. Cross currency swaps and/or foreign exchange forward contracts may be used to hedge the principal and/or the returns of the foreign currency exposure of any of the Class(es) against the Base Currency of the Fund. The employment of derivatives under these circumstances is expected to reduce the impact of foreign currency movements on the Fund’s NAV, irrespective of the currency classes. While the hedging strategy will assist with mitigating the potential foreign exchange losses by the Fund, any potential gains from the hedging strategy will be capped as well. The Fund may also employ derivatives for investment purposes to enhance the returns of the Fund by taking a view on the underlying asset or currency, and establish a long position to gain a specific underlying exposure. The types of derivatives envisaged for investment purposes include forwards and swaps which are over-the-counter, or traded on centralized exchanges.

Asset Allocation

A minimum of 70% of the Fund’s NAV to be invested in the Target Fund; and

A maximum of 30% of the Fund’s NAV to be invested in money market
instruments, fixed deposits and/or liquid assets.

Minimum Initial Investment

SGD Class

MYR Class

USD Class

SGD 10,000

MYR 30,000

USD 10,000

Minimum Additional Investment

SGD Class

MYR Class

USD Class

SGD 5,000

MYR 10,000

USD 5,000

Minimum Units Held

SGD Class

MYR Class

USD Class

20,000 Units

60,000 Units

20,000 Units

FEES & CHARGES

Sales Charge per Unit

Up to 5.50% of the initial offer price of a Class during the initial offer period, thereafter, on the NAV per Unit of a Class.

Annual Management Fee

Up to 1.80% per annum of the NAV of the Fund.

Annual Trustee Fee / Custodian fee

Up to 0.06% per annum of the NAV of the Fund, or its equivalent in the Base Currency (excluding foreign custodian fees and charges).

Transfer Fee

RM5.00 per transfer

Switching Fee

There are two (2) types of switching facilities available for the Fund, which
are:‐
1) Switching between Class(es) of the Fund

You are entitled to two (2) free switching transactions per calendar year per
account when switching between the Class(es) of the Fund, provided that
you meet the minimum holding of Units requirements of the Class that you
intend to switch into. A switching fee of up to 1% of the NAV per Unit of the
Class switched out from will be charged for any further switching
transactions.

2) Switching from this Fund into other funds managed by us.

You are allowed to switch from the Fund into other funds managed by us
provided that the currency denomination of the fund that you intend to
switch into is the same as the Fund. A switching fee of up to 1% of the NAV
per Unit of the Class switched out from the Fund will be charged within the
first six (6) months from the date of your investment.

The unit trust funds and wholesale funds published in this website is offered by Affin Hwang Asset Management Bhd to individuals and institutions in Malaysia and only be made available and offered in Malaysia.

These funds have been approved by, and the prospectuses / information memorandums have been registered and/or lodged with, the Securities Commission Malaysia, who takes no responsibility for its contents. The prospectuses / information memorandums should not be deemed as an offer to sell or a solicitation of an offer to buy units in the funds to any person in any jurisdiction, in which such an offer, solicitation, purchase or sale would be unlawful under the securities laws or relevant laws of such jurisdiction. Any issue of units to which the prospectus / information relates will only be made on receipt of an application referred to and accompanying a copy of the prospectus.

Investors are advised to read and understand the contents of the prospectus / information memorandum and supplemental thereto (if any) before investing. Among others, investors should consider the fees and charges involved. The price of units and distribution payable (if any) may go down as well as up. If in doubt, please consult a professional adviser.

Do note that the Prospectus and its Supplemental Prospectus (if any) and Information Memorandum are also available in hard copy form at all our branches and distribution points. However, should you have any further enquiries, please do not hesitate to contact us through our Toll Free Line at 1800-88-7080 or General Line at 03-2116 6000. You may also write to customercare@affinhwangam.com with your request or enquiries.