We would like to thank you for choosing Orthopaedic & Sports Medicine at Cypress, LLC (OSMC) as your medical provider. We want you to know that we employ a Financial Counselor who is dedicated to assisting our patients in understanding their out of pocket medical expenses. You can find the full list of Financial Policies under our
Billing Department
.

No Insurance:
Payment will be due at the time of service. If you are unable to pay your balance in full, you will need to make prior arrangements with our Financial Counselor.

Insurance:
Please bring your insurance card with you at the time of your appointment. For insurance plans that we contract with, your carrier requires that all co-pays be paid prior to any services being rendered. The co-pay requirement cannot be waived by our practice, as it is a contractual agreement by your insurance carrier. If you do not have your co-pay at the time of your visit, we will ask you to sign a document that states that you are financially responsible for the bill.

High Deductible Health Plans:
High Deductible Health Plans (HDHP’s) are consumer-driven health plans that have a minimum deductible and out of pocket limit that is set on an annual basis. If you have a HDHP, OSMC will schedule a time for you to visit with our financial counselor to receive a cost of care estimate in order to help you budget for your share of any of the following out of pocket expenses such as your deductible, co-insurance, co-pay and/or any non-covered service.

Payment Plan:
For your convenience, OSMC offers our patients the flexibility to put down a deposit and make payments on large out of pocket expenses, relating to deductibles, co-insurance, co-pays and/or any non-covered services.