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Obverse: Portrait of Lord Ilay (1682–1761), the first governor of the bank. The image is based on a portrait of Lord Ilay painted in 1744 by the Edinburgh artist Allan Ramsay. The front of the notes also include an engraving of the facade of Sir Laurence Dundas's mansion in St. Andrew Square, Edinburgh, which was built by Sir William Chambers in 1774 and later became the bank's headquarters, the bank's coat of arms and the 1969 arrows logo and branding.

Reverse: View of Brodick Castle is a castle situated outside the port of Brodick on the Isle of Arran, an island in the Firth of Clyde, Scotland. It was previously a seat of the Dukes of Hamilton, but is now owned by the National Trust for Scotland.

The background graphic on both sides of the notes is a radial star design which is based on the ornate ceiling of the banking hall in the old headquarters building, designed by John Dick Peddie in 1857.