Is credit card fraud on the decline?

Free Debt Analysis

Contact us at 1-888-503-5563

Free Debt Analysis

Contact us at 1-888-503-5563

Last step, fill out the information below or call us for Priority Assistance.

What may we help you with?

How much do you owe?

What is the status of your payments?

What type of student loans do you have?

What is the status of your loans?

What type of tax debt do you have?

How many years have you owed taxes?

Are you currently enrolled in a payment program with the IRS?

What problems are you having with your report?

Late Payments

Bankruptcy

Charge offs

Debts that are not yours

Collections

Errors on your credit report

Other

Are you facing any of the following?

Garnishments

Lawsuit

Divorce

Repossessions

Illness/Disability

Job Loss

Foreclosure

What types of debts do you have in collections?

Credit Card

Tax

Mortgage

Student Loan

Medical

Payday Loan

Repossessions

Judgement

Debt Collection Company Name

Tell us what happened:

first_name

Your first name is required.Your first name is required to be at least 2 characters.Your first name cannot be longer than 50 characters.

last_name

Your last name is required.Your last name is required to be at least 2 characters.Your last name cannot be longer than 50 characters.

email

Your email is required.

primary_phone

Your phone is required.Your 10 digit phone number is required.

state

Your state is required.

age

Your age is required.Your age must be between 18 and 99.Your age must be greater than 18.Your age must be less than 100.

I agree to the terms below.

By clicking on the "Contact Me" button above, you consent, acknowledge, and agree to the following: Our Terms of Use and Privacy Policy and to receive electronic communications. We take your privacy seriously. That you are providing express "written" consent for Debt.com or appropriate service provider(s) to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS - charges may apply), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list. Consent is not required as a condition to utilize Debt.com services and you are under no obligation to purchase anything.

By clicking on the “Contact me” button above, you consent, acknowledge, and agree to the following: (1)That you are providing express “written” consent for Lexington Law Firm, Debt.com or appropriate service provider(s) to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS – charges may apply), or dialed manually, at my residential or cellular number, even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list; and (2)Lexington Law’s Privacy Policy and Terms of Use and Debt.com’s Terms of Use and Privacy Policy. Consent is not required as a condition to utilize Lexington Law or Debt.com services and you are under no obligation to purchase anything.

A tech magazine says yes, but a quick search of the news suggests it's not happening yet.

Wired reports that the heyday of credit card fraud is almost over, even though yesterday Jimmy John’s said 216 of its stores had their security systems breached.

Wired’s story is long, but its reasoning is simple: after all this credit card fraud, companies will have to start adopting more secure payment methods. Stuff like the new Apple Pay, and EMV credit cards.

Though that might fix the problem eventually, the odds of it happening soon seem slim. Not everyone’s going to run out and update their credit card or buy an iPhone 6. Meanwhile, not three weeks ago Home Depot announced one of the largest credit card security breaches in the world — affecting 56 million people. That’s not all…

Yesterday, four males in Mississippi were caught using counterfeit credit cards, and are suspected of having done so in several other states.

A waitress at an Olive Garden in Georgia was just charged with stealing more than $5,000 from multiple credit cards whose strips she had swiped onto her phone at work.

Another waitress in Ohio swiped customers’ cards for a few hundred bucks.

19 people in Atlanta were indicted for stealing checks as well as requesting credit cards using other consumers’ information.

There’s literally a new credit card fraud story every day, so change can’t come soon enough. Wired jokes that future engineering students will look upon this period; And marvel at the old-timey way in which magnetic strips encoded with important banking information were used to make transactions.

But what’s really funny is that the U.S. is among the last countries to get the memo. Europe’s been using EMV cards for years, and Canada has since 2008, according to the not-for-profit Smart Card Alliance. They’ve already seen credit card fraud declining, and we will too — eventually.