Latest Home Insurance News

Looking for a new way to spread the cost of your home contents and buildings insurance? Pay As You Go home insurance , a new and unique product for Fair Investment Company, could be a useful way to ...
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Homeowners such as John Bowden, of West Huntspill, Somerset, have been left staggered by the hike in their home contents insurance premiums this year – which insurers say is due to his propert...
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New research from price comparison site Gocompare.com suggests that a surprisingly high number of people - 1 in 5 householders - have lied or omitted information on their home insurance application....
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Why You Need Flood Insurance: If you live in an area that has flooded or has been designated at flood risk by the Environment Agency, then you will need specialist Flood Insurance to make sure you are paying a realistic price and have the right level of cover. Click here for more info »

5 Star home insurance from just £99 10% of all customers buying home buildings and contents insurance with us from June 2017 to August 2017 paid £99 or less (Source: Aviva). The price you pay will depend upon individual circumstances, cover chosen and payment method selected.

5 Star Defaqto award-winning insurer. Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with Gocompare.com (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

Is Bradford and Bingley home insurance right for you?

Home Insurance is a non-compulsory form of property insurance which is designed to protect against damage to your property or to the belongings within your home.

What can be insured?

Home insurance can be very basic or cover a lot more depending on your provider and what polices you take out. The two main types are:

Building Cover

This covers the actual structure of the building. The walls, windows, floor and roof and will also include permanent features such as the kitchen and bathroom set. Policies do vary but this kind of cover will normally insure your property against flooding, burst pipes, theft, fires and weather damage.

Extra cover can normally be added if you need and many people like to also take out accidental damage cover, giving well-rounded protection for your home.

Contents Cover

Most families will have contents in their property valuing over £20,000. Many families have a great deal more. The idea of replacing these items due to flooding, theft, leakage, natural disasters is a worrying thought for many.

Contents insurance removes this worry. It will normally cover everything from jewellery to carpets, curtains, and electronic devices. Always read your policy carefully because every insurer will have a limit on what they are willing to pay out, so make sure your policy is adequate to cover what you need it to.

You can usually get these two types of cover as a joint policy from one insurance company or you can buy both types of insurance independently.

Bradford and Bingley Home Insurance Review

Bradford and Bingley provide a range of customer benefits with their insurance: