Yesterday I received an email from a prospect stating “I do not want workers comp coverage as all my employees are part time 1099 contractors only working 5-10 hours per week.” His next email: “Ok, gotcha. Can you get workers comp quotes too?” What did I say that changed his mind? And why should you…

A common misconception regarding home business insurance is assuming your home-based business is safe under homeowners’ insurance. This couldn’t be further from the truth. What’s more, if you try to file a homeowners’ claim sustained by an undisclosed home-based business, your insurer may refuse to cover it or even cancel your policy. So…

Does Homeowners Insurance Work for a Rental Property? Whether it be for a short-term or long-term basis, there are many reasons why property owners might want to rent out their home. However, like all risks, you want to make sure you’re properly covered from any unforeseen events. You might be wondering, does standard homeowner’s…

Whether you’re enjoying a Sunday cruise or dazzling everybody at a show, classic car collectors agree their cars are more than just hobby; they are a treasure and can entail significant financial investment over many years. Whether you’re a restorer or a new collector, you might be wondering how insurance fits into this pursuit. You…

What if you awoke tomorrow and the valuable possessions you work hard for every day were gone? Your home, your cars, your savings; vanished. It’s hard to imagine, right? Why? Because, it’s a natural human instinct to assume nothing of this sort could ever happen to you, but you couldn’t be more wrong. The good…

With the sheer number of car insurance companies and policy options available today, the mere thought of shopping for insurance can be exhausting. Many people wonder “What car insurance should I get?” While shopping for auto insurance can be a bit intimidating, you don’t have to be an expert to find the best car insurance for…