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Cash Management Services

Cash Management Services are online banking solutions that can literally change the way you do business. Gain even more control over your business accounts. Manage your funds more effectively. Operate more efficiently. Add users at your company while controlling the functions and accounts they access. You have the flexibility to pick and choose the services you need most.

Positive Pay allows us to work together to identify potential check fraud. Whenever you issue checks, you send us a file containing the check numbers and amounts. As these checks clear, we match your file against the incoming checks. Any discrepancy in amount or serial number is identified as suspect, and we notify you via the Cash Management system. Then you can make the decision either to pay the check or return it.

ACH Origination allows you to initiate credits and debits using the Automated Clearing House network. Collect payments sooner, better manage payments to take advantage of discounts or payment terms, eliminate trips to the bank, and instantly access important financial information. Use ACH to:

Electronically deposit payroll into your employees’ accounts

Collect payments from your clients

Transfer funds between companies

Exchange data and funds with trading partners

Originate payments to your vendors

Originate your state and federal tax payments

Remote Deposit Capture (RDC) is a time-saving and efficient way to scan checks and electronically deposit those items to your business account without ever leaving your office. Key features and benefits of Remote Deposit Capture (RDC) are:

Make check deposits anytime without leaving your desk

Optimize availability of your funds

Avoid the fees associated with maintaining accounts at multiple banks

Reduce administrative expenses and trips to the bank

Eliminate the costs for couriers to transport checks

Use Wire Transfers to electronically initiate domestic wire transfer of funds for same-day payments or to quickly move funds from one bank to another. Create a template and store wire transfer instructions for recurring transfers.

Streamline your business banking with Cash Management Services. For further information or to enroll, stop by any or our locations or call (314) 428-1059 ext. 3025 or use our contact us form.