Directline have quoted me renewal of current insurance at £806 inc monthly d/d premium & legal cover & protected ncd & guaranteed courtesy car. After much hunting around I have got the same from Aviva for £488. I am very impressed with that, saving me over £300.

I was/am just about ready to pull the trigger in terms of getting my conversion. BUT, I rang my insurer 'Bell' (A part of admiral), to check how much my policy would go up. Which turned out to be £40 by the way.

And they told me the insurance on my car would only be valid if the modification was carried out by the vehicle manufacturer, and this goes for all modifications incidentally.

So... if I have a crash, or someone crashes into me, regardless of the damage they would NOT pay out on any claim if I had LPG which was installed by a third party. Even though they offer to insure LPG, and have an LPG tick box on their online modifications form.

I urge EVERYONE else who has or is thinking of having LPG to check this with their insurer (and report back if possible).

gerlewis wrote:And they told me the insurance on my car would only be valid if the modification was carried out by the vehicle manufacturer, and this goes for all modifications incidentally.

Vehicle manufacturers manufacture vehicles, they don't modify them. Your insurers will obviously cover factory conversions but they wouldn't class those as a modification, so why do they have an option for modifications? I think somebody has got their knickers in a twist here.

gerlewis wrote:As a result, it doesnt look like LPG is happening for me!

Why not? Even if you have to pay a higher insurance premium by going elsewhere, you'll still be saving on running costs. I suspect if you phone them and say you will be taking your business elsewhere because they won't insure a professionally converted LPG car, they may well find somebody that does understand what they will and won't do.

Second phone call to Bell in order to qualify the facts, and I was told the same thing 'installation must be carried out by vehicle manufacturer'

I had checked my policy document beforehand and couldnt find mention of this clause, so I asked the Asian gentleman (who's name is Fabian) to tell me which page of the document I could find this rule, to which he replied 'its a long document, you will have to find the page'

Ah, so you'll need to get your car converted by a non-UKLPG member then as they don't issue certificates any more, they enter them on the database that is used by DVLA and most other insurance companies......

Recently had my 1998 Explorer converted to LPG and my insurer (Autonet) wanted extra premium so used a compare site for quotes.
Filled in the modifications box (LPG. Alloys, SS exhaust), cheapest for fully comp, 8+yrs ncb, value £1100, excess £400 was Choice Quote at £199.98. Rang their contact number to check the price and found that the system had not included the mods so went through all the details with the person on other end and the quote came out at £208.14 inc tax add to this £15 admin and £30 legal for a total of £253.14 which is £100 less than Autonet wanted. ChoiceQuote did not require a certificate either.

Active_Lad wrote:Certainly the RAC told me that they didn't need to see the certificate except in the event of a claim.

insurance companys take your money no problem. but if you have no lpga cert or not on drive data base and you try to make a claim. thats when you are in trouble please be sure get it in writing from your insurance if you have no lpga cert or not on data base. good luck.

I just had my renewal come in from Direct Line for my Jeep Cherokee 4ltr on LPG and they are asking £399 with nc protection brakedown and leagle I was not happy with that so tried the usual plases but could not better it then I looked on here and someone said about More Than and I ended up getting everything that the otheres was giving for £250 I can live with that so I took them up on it.