Home Equity Line of Credit

Rates as low as

Online quick application

Close in as little as 20 days**

Funds when you need it

How much of my home do I own?

Estimate how much home equity you have before you apply.

Calculate Your Available Equity for a Line of Credit

Estimated Home Value

Outstanding Mortgage Balance

How much you are eligible to borrow:

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This calculator is for illustrative purposes only, and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary.

Borrow, then borrow again

Perfect for when you have a home improvement project, hoping to consolidate some loans, or have a big expense coming up. Variable rate line of credit that lets you access the available equity in your home1. And pay interest only on what you borrow.

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Ready to access your home equity?

* The home equity line of credit Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published each month-end in The Wall Street Journal Money Rates Table (the "Index"), +/- a margin based on credit worthiness. The current Index is 5.50%. Maximum APR is 17.90%. The maximum combined loan-to-value cannot exceed 80% of the Fair Market Value of your home. A minimum draw amount of $4,000 is required for each advance after the initial $10,000 advance at origination.This Account has a Draw Period of 10 years, after which you will be required to repay any amounts within a 10-year term. Interest on your HELOC may be tax-deductible – please consult your tax advisor regarding the deductibility of interest. Property Insurance, including flood insurance as needed, is required to be maintained. Loans subject to credit approval. All loan rates based on creditworthiness and may vary. Amplify Membership required. Consult the CFPB's Home Equity Line of Credit booklet as well as the Early HELOC Disclosure for more information.

** Amplify’s performance record for closing real estate loans starting from loan application (assuming a completed loan package has been submitted, including an executed purchase contract, if needed) to loan closing. Events outside of Amplify’s control, including but not limited to; appraised values, escrow or title delays, or weather-related issues may prolong the process. Your experience may vary.