How does the state verify liability insurance coverage?

The online insurance verification system (OIVS) uses web services for real time verification of policy information with insurers. The OIVS is accessible to the department, licensing officials, and law enforcement. If OIVS does not return a “confirmed” response to the department, licensing officials, or law enforcement, the registrant will be required to present the evidence of insurance document. The Alabama Department of Revenue (ADOR) continues to attempt to verify the policy information submitted and will follow-up on any unconfirmed responses received from the insurer by sending a questionnaire to the registrant.