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The situation for defaulting private patients has improved significantly since the introduction of the private health insurance emergency tariff. Since the emergency tariff costs little, those affected have a real chance for the first time to reduce their premium debts with the insurer. According to the Signal Iduna, this benefits even all PKV insured persons. The law on the elimination of social overburdening of premium debts in health insurance came into force on 1 August 2013. Since then, the situation…