Hi there. I'm Andy - blogger, campaigner and mentor on all things money. I've worked in TV and online as a journalist, researcher and producer, including the BBC's Money Programme and the pioneering website MoneySavingExpert.com, and I'm a volunteer Financial...

Cashback sites have traditionally been aimed at online purchases (read our guide to the leading sites). Shopitize is an app that gives you cashback when you are physically in the supermarket. If you're completely new to cashback, read our 12 Cashbacks Basics article....

I know people can save plenty of money with Be Clever With Your Cash. I know because I already do. But how much? To be honest I've no idea! So the mission I've set myself is to not just have a spending diary, but also a saving diary. Everything I save I'll put into...

If you’re like me, then you love a bargain. Offers, reductions, sales. They’re like honey to a bear. A bargain is a win every time right? Well, no. Sometimes, just sometimes, I buy things I don’t need just because the price is irresistible. I know, I know. Silly me....

How the blog makes money

Some of the links used on the site are what's known as "affiliate links". By buying through those links I may receive a commission for the sale. This is the same model used by sites like Money Saving Expert and Voucher Cloud. This has no effect on the price for you.

The blog's independence is really important to me so I only include the best offers and deals, whether there is an affiliate link available or not. I also refuse all sponsored posts. Everything I write is because I believe it's something you should know about, not because I've been paid to write it.

But any money I do make helps me carry on producing the articles and podcasts for you to enjoy!