Annual Percentage Yields effective as of 11/7/2016 and may change after account opening. The minimum balance requirement and below minimum balance fee applies if: i) your business maintains only a membership account and ii) your business has not used the membership account for six (6) consecutive months.

BUSINESS SPECIAL SAVINGS RATES

Type

APY

Minimum Daily Balance to Earn APY

Minimum Opening Deposit

Minimum Daily Balance to Avoid Fee

Below Minimum Balance Fee

Monthly Transaction Fee

Monthly Fee

Special Savings

0.10%

None

$5

None

None

None

None

Annual Percentage Yields effective as of 11/7/2016 and may change after account opening.

BUSINESS BASIC CHECKING RATES

Type

APY

Minimum Daily Balance to Earn APY

Minimum Opening Deposit

Minimum Daily Balance to Avoid Fee

Below Minimum Balance Fee

Monthly Transaction Fee

Monthly Fee

Business Basic Checking

None

None

$100

None

None

$.25/item; first 25 free

$6 per month (waived if less than 26 debit and/or credit items per month)

Annual Percentage Yields effective as of 11/7/2016 and may change after account opening.

BUSINESS NON-PROFIT CHECKING RATES

Tier

APY

Minimum Daily Balance to Open Account and Earn APY

Minimum Daily Balance to Avoid Fee

Below Minimum Balance Fee

Transaction Fee

Monthly Fee

$100 – $999.99

0.05%

$100

None

None

$.25/item; first 200 free

$6 (waived if $4,000 aggregate deposit and loan balance maintained)

$1,000 – $4,999.99

0.05%

$100

None

None

$.25/item; first 200 free

$6 (waived if $4,000 aggregate deposit and loan balance maintained)

$5,000 – $9,999.99

0.10%

$100

None

None

$.25/item; first 200 free

$6 (waived if $4,000 aggregate deposit and loan balance maintained)

$10,000 – $24,999.99

0.10%

$100

None

None

$.25/item; first 200 free

$6 (waived if $4,000 aggregate deposit and loan balance maintained)

$25,000 and over

0.20%

$100

None

None

$.25/item; first 200 free

$6 (waived if $4,000 aggregate deposit and loan balance maintained)

Annual Percentage Yields effective as of 11/7/2016 and may change after account opening.

SMALL BUSINESS CHECKING RATES

Type

APY

Minimum Daily Balance to Earn APY

Minimum Opening Deposit

Minimum Daily Balance to Avoid Fee

Below Minimum Balance Fee

Monthly Transaction Fee

Monthly Fee

Tier 1: $1,000 – $4,999.99

0.05%

$1,000

$100

None

None

$.25/item; first 200 free

$6 (waived if $7,500 aggregate deposit and loan balance maintained)

Tier 2: $5,000 – $9,999.99

0.05%

$1,000

$100

None

None

$.25/item; first 200 free

$6 (waived if $7,500 aggregate deposit and loan balance maintained)

Tier 3: $10,000 – $24,999.99

0.10%

$1,000

$100

None

None

$.25/item; first 200 free

$6 (waived if $7,500 aggregate deposit and loan balance maintained)

Tier 4: $25,000 and over

0.15%

$1,000

$100

None

None

$.25/item; first 200 free

$6 (waived if $7,500 aggregate deposit and loan balance maintained)

Annual Percentage Yields effective as of 11/7/2016 and may change after account opening.

BUSINESS CHECKING RATES

Type

APY

Minimum Daily Balance to Earn APY

Minimum Opening Deposit

Minimum Daily Balance to Avoid Fee

Below Minimum Balance Fee

Monthly Transaction Fee

Monthly Fee

Tier 1: $1,000 – $4,999.99

0.05%

$1,000

$100

None

None

$.12/item

$6

Tier 2: $5,000 – $9,999.99

0.05%

$1,000

$100

None

None

$.12/item

$6

Tier 3: $10,000 – $24,999.99

0.10%

$1,000

$100

None

None

$.12/item

$6

Tier 4: $25,000 and over

0.15%

$1,000

$100

None

None

$.12/item

$6

Annual Percentage Yields effective as of 11/7/2016 and may change after account opening.

BUSINESS CERTIFICATES RATES

Type

APY

Minimum Daily Balance to Open Account and Earn APY

Three-Month

0.40%

$1,000

Six-Month

2.00%

$1,000

One-Year

2.00%

$1,000

Two-Year

1.00%

$1,000

Three-Year

1.00%

$1,000

Four-Year

1.00%

$1,000

Five-Year

1.00%

$1,000

Annual percentage yields (APYs) listed for certificate accounts also apply to any certificate accounts regardless of type (i.e., fiduciary, rep payee, trust, POA, etc.). APYs effective as of 5/9/2019 and may change at maturity. Fees could reduce earnings. Early withdrawal penalties may apply.

BUSINESS MONEY MARKET RATES

Tier

APY

Minimum Daily Balance to Open Account and Earn APY

Minimum Daily Balance to Avoid Fee

Below Minimum Balance Fee

Monthly Transaction Fee

Monthly Fee

$1,000-$4,999.99

0.50%

$1,000

$1,000

$5/month

None

None

$5,000-$9,999.99

0.55%

$1,000

$1,000

$5/month

None

None

$10,000-$24,999.99

0.80%

$1,000

$1,000

$5/month

None

None

$25,000-$49,999.99

0.85%

$1,000

$1,000

$5/month

None

None

$50,000-$249,999.99

1.50%

$1,000

$1,000

$5/month

None

None

$250,000.00-$999,999.99

1.60%

$1,000

$1,000

$5/month

None

None

$1,000,000.00 and up

2.00%

$1,000

$1,000

$5/month

None

None

Rates and yields effective as of 3/1/2019 and may change after account opening. Fees could reduce earnings.

IORTA & IOLTA RATES

Type

APY

Minimum Daily Balance to Earn APY

Minimum Daily Balance to Avoid Fee

Below Minimum Balance Fee

Monthly Transaction Fee

Monthly Fee

IOLTA Checking

1.00%

$100

None

None

None

None

IORTA Checking

1.00%

$100

None

None

None

None

Annual Percentage Yields effective as of 11/7/2016 and may change after account opening.

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