finances

Over the last year, I have received a plethora of messages asking me about how I handle my finances as small business owner. To be honest, I was shocked to see others asking me about how I manage my money because almost five years ago I was not that great it, to say the least. I am proud to say my financial understanding and goals have done a complete 180, which I am very proud of. However, in those messages, I read your comments on how you switched to making Monday your money management day, started zero budget method, and switching over to Aldi. Continue Reading →

The other day, I was reading a thread in a closed Facebook group and the discussing focused on the poster asking about which bank they should use for their business needs. As you can expect there were over 50 comments of people sharing why they love their bank and referral links. Let me first say, I have banked with a plethora of different banks such as; First National Bank, Bank of America, Chase, Citi Bank, Navy Federal, Wells Fargo, and a couple more to just name a few. As we all know everyone is not everyone’s cup of tea and that goes the same for banks. Continue Reading →

First, understand we are all called to be obedient & good stewards over what we are blessed with. I have not been the best steward over those blessings in my life, however in recent years, months & sometimes days I have radical experience from doing so. Mainly, I have given myself the option to dig deeper into the root of the issue that is causing me to want to stray. That’s what I want to talk to you about. It doesn’t have to be Chanel bags, it can be Starbucks, excessive spending, travel, eating bad food, and many other things that we allow to control us when life gets stressful. Continue Reading →

My financial journey is well documented on this blog from learning how to pay off student loan debt, learning being in debt is not cute and sharing how zero budget method changed my financial outlook. As I grow my business and grow as a person my thought process about being financially independent has drastically changed. As more women and men embark on the journey of launching their business here are three monthly financial investments every business owner needs to make. Continue Reading →

Most small business owners only have one frame of thought when it comes to running their business and money. Its simple make money off what they are selling. Today, I want to discuss 10 financial moves you should be making a small business owner to make sure your companies future is bright. Continue Reading →

While I’m growing my business, the main goal for my personal life right now is to be debt free from all student loans and commercial debt (credit cards). As mentioned in, Establishing A Better Relationship With Money and Nice Girls Don’t Get Rich, I have been working on this for some years now. Some people will say that when you start a business it’s okay to have business owner debt and others might say that they can’t afford to get out of personal debt while simultaneously starting a business. I just wanted to share with you all, how I have cut my debt in half and will be hopefully debt free by the end of 2016. Continue Reading →

So many people just jump head first into starting a small business with their only thought being about making money. They don’t put any time into how they will manage the money once it starts rolling in, especially not when it comes to managing how they pay themselves. Clients always ask how do I manage my income. Here’s my answer. Continue Reading →