Environmental Impairment Liability

At APRIL Canada, we understand that each risk is unique. We focus on offering tailor-made solutions, to simplify and meet your clients’ specific needs.

Canada has a vested interest in protecting our environment both locally and globally. Our continuously changing legislation is evidence that business owners must take their responsibility seriously, as an environmental disaster could also lead to a financial one.

APRIL`s Pollution Liability policies are designed to respond to the potential environmental and pollution damage arising from business activities. We can offer products to cover both site and contractor`s liability across a wide range of industry sectors.

Target Clients

Manufacturing

Logistics

Port terminals

Waste

Metal Industries

Traditional Power Generation

Renewable Energy

Oil & Gas

Real Estate / Property Investors

Hotels and Leisure

Marinas

Vehicle Repair / Garage / Depots

Airports

General Contractors

Transportation Services

Oilfield Services

Contaminated Land Remediation

Contractors and Consultants;

Demolition and Excavation Contractors

Single Projects

Storage Tanks (some exclusions apply)

Not Eligible

HVAC/ Mediation/ Asbestos/ Mould Contractors

Oil & Gas Wells and Oil/ Fuel Delivery

Pipelines

Mining

Landfills

Coverage features

Designed to respond to broad and changing environmental law

Pollution can be of a Sudden or Gradual nature

Third-party Claims for:

Bodily Injury

Property Damage

Clean-up Costs

Emergency costs (where the named insured must respond to a pollution incident)

Claims expenses covered under all sections, including investigation and legal defence

For Contractor’s liability:

Transportation activities included as part of contracting operations

Coverage based on contracting operations selected by the insured

Completed operations extensions available

For Site liability:

Clean-up and Restoration Costs, where the insured’s property is damaged responding to an incident

Transportation activities, including loading/unloading and cargo at rest for up to 48 hours

Liability for damage to natural resources/biodiversity is provided as standard

For Storage Tank Liability:

Loading and unloading

Extension available for punitive damages where allowable by law

Extension available to meet lender/mortgagee requirements

Underwriting considerations

$30 million maximum limits

Minimum $5,000 deductible

For Contractors liability

Claims made policy (occurrence available for Project policies)

Single project policies available on an owner controlled basis (whereby all interested parties are named)

DownloadFeature Sheet

Rod Fox

Lakeview Insurance Brokers

APRIL simply is insurance made easy.

Adam Hinks

Pearson Dunn

APRIL has assisted me on numerous occasions with very challenging and tough to place risks and the results have been fantastic. Terrific turnaround time on quotes from their underwriters and a willingness to listen to the whole story and help find solutions really exemplifies what APRIL is all about.

Sophie Poulin

Fortin Ouellet

APRIL stands out from other MGA`s due to the simplicity of their web service and their quick responses

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FOR INSURANCE BROKERS ONLY.

Sending us a submission has never been easier. Upload one of our application forms (see above) or any other suitable app, and we will get back to you as soon as possible.

Alternatively, if you prefer please contact us directly via the following email address at residential@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at commercial@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at toronto@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at transport@april.ca.

Alternatively, if you prefer please contact us directly via the following email address at marine@april.ca.

This product is only available for vehicles registered in Québec.

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