Accident Victims are Doomed in Florida with New 2012 PIP Law

A new PIP (Personal Injury Protection) Using the same logic Cape Coral used when they put a moratorium of dock permits to protect the manatees. Governor Scott and the FL House and Senate has revised the laws if you are involved in an accident. You must go to a hospital WITHIN FOURTEEN DAYS of your accident or you cannot use any of your medical policy for health care. They are still requiring you to carry $10,000 worth of PIP coverage, but you only have access to it if you see a doctor within 14 days

You must go the hospital or doctor within 14 days, then be determined to have an emergency medical condition in order to have access to your $10,000 of PIP coverage. Average hospital visit is $4000 to $8000. So you won't have much coverage left…

You could skip the hospital and go to your chiropractor or medical doctor, but you would then be limited to only $2,500 of your $10,000 of PIP coverage.

You cannot get massage or acupuncture for your traumatic soft tissue injuries either.

Just to give you a little perspective, only about 2% of people with non-life threatening injuries go to the hospital first, but still need chiropractic, massage and physical therapy. The current law allows you practically a year to open a claim for injuries sustained in an auto accident.

Fact: It takes about 2 weeks after an accident to feel the full effect of soft tissue injuries.

Fact: Governor Scott deposited a $100,000.00 contribution into his campaigne fund 2 days before he passed this law.