The CLU designation is an internationally recognized credential for professional financial advisors specializing in advanced planning areas of wealth transfer and estate planning for individuals, business owners and professionals. The CLU designation, granted in Canada by The Institute for Advanced Financial Education, is Canada’s premier wealth and estate planning designation. A CLU professional is qualified to help you with estate planning, wealth transfer, income replacement, risk management and succession planning.

The CHS designation is a credential obtained by professional financial advisors specialized in meeting the growing demand for informed living benefits advice including income replacement and risk management solutions for individuals, business owners and professionals. The CHS designation, designed exclusively for the Canadian marketplace, is granted by The Institute for Advanced Financial Education. A CHS professional is qualified to help you with managing risks associated with illness and disability.

The CH.F.C. designation provides professional financial advisors with advanced knowledge in wealth accumulation and retirement planning for individuals, professionals and business owners. A CH.F.C. professional is qualified to help you with advanced financial planning needs.

CFP certification is an internationally recognized standard for financial planning. It is granted in Canada by Financial Planning Standards Council (FPSC). A CFP professional is qualified to help you with personal financial planning.

Disclaimer - The Institute for Advanced Financial Education (The Institute), a wholly owned subsidiary of Advocis, is responsible for the administration of the Disciplinary Procedures for Advocis members. The Institute investigates all allegations of unprofessional conduct regarding an Advocis member. The Institute does not seek monetary compensation on behalf of consumers for any financial loss suffered during a client-advisor relationship with an Advocis member. The Institute and Advocis have no authority to strip an advisor of their license to practice and sell product; this is the responsibility of industry and provincial regulators. For more information on the Disciplinary Procedures Advocis members are subject to, please visit http://iafe.ca/disciplinary.html.