Health Insurance

Health Insurance has changed dramatically in the last couple of years. 2014 brought the first enrollments into the new Affordable Health Care Act compliant plans that include 10 minimum essential coverage requirements. Individuals applying for coverage were Not subject to medical underwriting and could qualify for help with their premiums and/or deductibles and co-pays.

Open enrollment is from November 1, 2016 through January 31, 2017. You will need a Qualifying Event to enroll outside of the Open Enrollment timeframe.

Although….

IF you have a Qualifying Event, you can enroll outside of Open Enrollment, but don’t delay there is a time limit for enrollment after you experience the Qualifying Event. Find out if you qualify, follow the link below!

IF you qualify for Medi-Cal you can enroll All Year Round. Use this chart to see if you qualify:

For 2016

Maximum annual income to qualify for financial help

Family Size

Medi-Cal

Covered California

1

$16,243

$47,080

2

$21,983

$63,720

3

$27,724

$80,360

4

$33,465

$97,000

Atascadero Insurance Agency, Inc. is available to answer your questions regarding Special Enrollment and assisting you with your application. We will be ready for the next Open Enrollment which begins in November of 2016 for 2017 effective dates.

Please click on one of the logos below for your indivual/family quote:

Travel and Short Term Insurance

Short Term Insurance

If you missed the deadline for open enrollment for ACA compliant plans, are in between jobs and are looking for insurance to fill a gap of time – just in case – Short Term Insurance may be the product you need. This is a domestic temporary health insurance program designed for individuals inside the US in transition that find themselves without health insurance. There are a number of deductibles to choose from to meet your budget. This insurance is subject to medical underwriting and is not guaranteed to be issued. It does not comply with the Affordable Care Act minimum essential benefits as is required by the United States PPACA. To obtain a quote please click on the logo to the left.

Travel Insurance

Going on a trip abroad? Wondering what happens if you get ill or have an accident while in a foreign country? Check with your current health insurance policy. Gain peace of mind by enrolling in an insurance plan design for world travelers such as yourself. Our travel policy offers benefits that someone, who was outside their home country, would like in a policy like emergency medical evacuation, repatriation of remains, terrorism, political evacuation, and natural disaster benefit, and sports coverage. Congratulations and have a great time! To obtain a quote please click on the logo to the left.

Medicare Eligible

Atascadero Insurance is dedicated to assisting you Medicare products that compliment your Medicare coverage. Sheila Scott has been certified to sell senior products such as Part D – Prescription and Medicare Advantage since 2006. Because we are a broker we offer a variety of carriers for your Medicare Supplement needs. The next open enrollment for Part D and Medicare Advantage coverage will be from October 15, 2016 through December 7, 2016 for a January 1 effective date. Please call us at (805) 466-1062 for rates and information.