The nature of any business, unfortunately, leads to a percentage of bad debts. Hann typically assings files to Mr. Sklar to collect balances that Hann was unable to resolve internally. Mr. Sklar is able to obtain Judgment on our behalf and collect on balances that Hann otherwise would have had to write off to bad debt. The results seem effortless from our prospective, which is wholly due to Mr. Sklar's ability to argue on our behalf.