Investing Made Better

Smarter investing from the largest automated investing service. Get up to 6 months free

Investing made better through smarter technology.

diversified etf portfolio

We use years of investment research to construct a globally-diversified, passive portfolio based on Modern Portfolio Theory. Our customers own exchange traded funds (ETFs) representing up to 12 asset classes.

low-cost investing

By not charging for trades or transactions, we manage your portfolio for far less than it would cost at a discount brokerage. We are completely aligned with your financial goals, so our fees only get lower as your assets grow.

tax minimization

Lowering your investing taxes is a top priority. Auto-rebalancing, intelligent dividend reinvestment, smart tax lot selling, and Tax Loss Harvesting+ are all designed to help you achieve the best possible after-tax returns.

easier rollovers

Our designers have created a platform that uses design to guide good behavior. Every aspect is intuitive to navigate and takes the minimum number of clicks to achieve.

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The offer is valid only for new individual accounts with Betterment. To qualify for 3 months free, you must fund an account with at least $5,000 within 30 days of signup and not withdraw that initial deposit for 90 days. To qualify for 4 months free, you must fund an account with at least $25,000 within 30 days of signup and not withdraw that initial deposit for 90 days. To qualify for 6 months free, you must fund an account with at least $100,000 within 30 days of signup and not withdraw that initial deposit for 90 days. Your participation is subject to the following terms and agreements: This promotion is not valid with any other offers and is non-transferable. Offer available to U.S. Residents only. Betterment reserves the right to terminate this offer at any time, to limit account bonuses you are eligible to receive, and to refuse or recover any promotion award if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment Account Agreements have been violated.

Unless otherwise specified, all return figures shown above are for illustrative purposes only, and are not actual customer or model returns. Actual returns will vary greatly and depend on personal and market circumstances.

Brokerage services provided to clients of Betterment LLC by Betterment Securities, an SEC registered broker-dealer and member FINRA/SIPC.
Investments: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Betterment's charges and expenses. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. See full disclosures for more information. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Betterment is not registered. Market Data by Xignite.