ICICI Prudential Savings Fund

Short term parking option, seeking liquidity and returns on short term surpluses.

The debt market offers its own risk-to-return tradeoff, which is triggered by changes in interest rates and the impact they have on debt securities. To a fund manager, however, the changes in the yield curve not only offers risk, but also opportunities to benefit by actively managing these risks and making use of an opening to increase returns.

ICICI Prudential Flexible Income Plan, an open-ended income fund, seeks to actively manage such risks as a conscious investment strategy by allowing the fund manager to switch the allocation from a 100% debt stance to a 100% cash stance, which provides the flexibility to implement yield curve strategies, or manage interest rate volatility better.

Schemes - ICICI Prudential Savings Fund

Investment Philosophy

To generate income through investments in a range of debt
and money market instruments while maintaining the
optimum balance of yield, safety and liquidity.
However, there can be no assurance or guarantee that the
investment objective of the Scheme would be achieved.

Key Features

Key Benefits

A portfolio which strategically deploys
funds in the debt markets to take advantage of interest rate risks.

Facilitates participation in markets that are large and institution-dominated.

Provides the potential to earn total return from both interest and capital gains, with the attendant risks of capital loss as well.

Who should invest?

Short term savings

An open ended low duration debt scheme that aims to maximise income by investing in debt and money market instruments while maintaining optimum balance of yield, safety and liquidity.

Scheme Features

Type

An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months (please refer to investment strategy)