I think everyone knows the answer to that question. You can't have everything you want. Even if your a rich man, you have to give something up at some point. Unless you dont have to work, and even then , something has to give. My advice is do the best you can. As someone here mentioned, we all die. At some point your going to regret waiting to do the things that you love. I have friends that are always waiting,putting things off, as if they are going to live forever. My father is 80 years old and he still puts things off, as if he will be around 100 years from now. I just dont get it , or understand that type of thinking. I know I am very impulsive. In fact I recently purchased a Trawler project that most men would cringe over. I dont see it that way. Even if I never get it right, or make it look the way most people should think it should look, I always see the inner beauty of what it is, and what I can do with it. For me its therapy, nothing more nothing less.II also have the added luxury to have my boat in my back yard, that goes a long way, and Im also self employed. So I planned my life for this, and will NEVER work for someone else again, EVER!!! good luck

High octane work can be as much fun or more so than low octane cruising. Total retirement and having the ability to just cruise isn't for everyone. It may surprise even some here that are dreaming of that day.