I have always thought insurance was the ultimate of socialism. Ya know, spread the risk among all of us.

Talk about Spreading the Risk!!!

A year after the really bad hurricane losses a few years ago in south east my boat insurance suddenly doubled. Took me some time on phone to SAFECO HQ to work past the BS and get straight answer from a VP. The insurance rise on west coast was due to east coast storm losses. Our boat is docked and used in a very protected area of SF Delta... again, talk about spreading the risk!!!

BTW, my ins agent had not a clue and did not know how to find the answer...

that charger on a gas boat is an explosion waiting to happen and an stray current problem right now. Check the underwater stuff.

No fire extinguishers, no engine room blowers, no battery boxes, no thermal protection on the house bank, no battery disconnect or switches, no through hull bonding, it goes on and on. The new owner claims to be a experienced boater, bought without a survey, seems to know it all, doesn't listen, what can I say.

No fire extinguishers, no engine room blowers, no battery boxes, no thermal protection on the house bank, no battery disconnect or switches, no through hull bonding, it goes on and on. The new owner claims to be a experienced boater, bought without a survey, seems to know it all, doesn't listen, what can I say.

If you've been working on his boat and it goes kapow with injuries or death, especially if you're being paid, make sure your insurance umbrella policy has a few million bucks at least. People look around for someone to pay for their loss.

If you've been working on his boat and it goes kapow with injuries or death, especially if you're being paid, make sure your insurance umbrella policy has a few million bucks at least. People look around for someone to pay for their loss.

which is why I only work under some businesses insurance umbrella or only work on friends boats for free....can't afford to run an insured business in my situation....

I know I can still be named in a law suit...heck some people with their experience will be included in a lawsuit for NOT jumping in and helping correct the bozos out there.....let alone elbow deep and trying to fix stuff....

I'm not being a Debbie Downer here, cause we all love our boating. But a guy up the street from me had a house full of twenty year olds (children and friends ) all die in a fire traced to faulty wiring in the renovation the owner did on his own.....not only is he ruined emotionally but jail time and bankruptcy as well. Be careful out there. I can laugh at the speaker wire running up to the anchor light that I replaced this year, but the situation described is beyond scary to me.

Scary-did you actually type "no engine room blower"? In a gas boat? And the guy wants you to start the engine? I think I might charge admission and then join everyone on the sea wall watching while he starts it himself! Take bets on how long before the BOOM!