Inland Marine Insurance Expert Witness

The British sea merchants who originated Ocean Marine Insurance soon wanted to insure goods that were leaving sea vessels to be transported, over land, to their final destination; “inland marine insurance” was the natural progression of coverage.

Standard Building and Personal Property policy forms are somewhat static since they are designed to cover primarily fixed location exposures. Inland Marine policy forms are flexible by nature since they contemplate changes of location (Motor Truck Cargo) and/or changes to structures (e.g. – Builders Risk). Inland Marine policies are used to cover a staggering array of Property exposures, including:

Inland marine insurance analysis requires knowledge of when, and where, an insured is at risk, as well as when they are no longer at risk for insured goods. As an agent, Mr. Daniel insured all of the above exposures for various clients. As an insurance expert, he has been engaged in numerous marine cases. (link button above)

Engaged by policyholder counsel to analyze primary and excess carriers’ claims handling practices relative to denial of a multi-million dollar claim for theft of bitumen being stored in China. Both Inland Marine and Ocean Marine coverage was afforded under a single Marine Open Cargo policy form. Engagement required analysis of manuscript Marine Insurance policy forms relative to Bulk Oil Clauses, bills of lading and bailee interests. Great American v. Castleton; Civil Action No. 15-cv-03976-JSR In United States District Court For The Southern District of New York. Attorneys John Shugrue and Caroline Upton, Reed Smith, LLP (312) 207-1000.

Retained by hospital’s in house general counsel to provide analysis of CCIP for a large hospital addition. Engagement included assessment of how and what coverage would be extended to the owner under a CCIP (Contractor Controlled Insurance Program) in contrast to an OCIP (Owner Controlled Insurance Program). Client requested evaluation of issues involving Commercial General Liability, Completed Operations, Commercial Umbrella, Inland Marine Builders Risk (including “soft costs”) and Workers Compensation. Attorney John McNey, General Counsel, Cook Children’s Medical Center , (682)-885-1330.