Your budget will only work if you keep it updated and relevant. Stop using the same old budget every month. Use this detailed guide to learn how to create a new working monthly budget without a lot of effort.

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious 5-year-old boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

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