About First Source

What is Only One Checking?

June 3, 2014

Quite simply, it’s the only account you’ll ever need.

Only One Checking is the checking account offered at First Source. It is aptly titled as such, as we offer just one account and you use it however you like best. Depending on how you use it, you get rewarded as well. Other financial institutions will offer promos like getting $100 for opening an account. If you look at the fine print, you usually have to sign up for direct deposit in order to get that money. Others offer no fees, but you often have to sign up for e-statements and auto bill pay, etc. Or they offer a few different accounts but each have stipulations to qualify for and the choices can be confusing, even overwhelming depending on how many they offer.

We know that your checking account should just be there for you, ready when you need it. You shouldn’t have to think about it. That’s why we’ve stripped it down and made it simple.

Only One Checking at its basic level has no stipulations. If you’d like a plain old checking account, this is for you. However, if you’d like to get a little more out of it, you can be rewarded as you go. For example, if you have a higher monthly balance, your account can earn tiered dividends. If you are a frequent debit card user, you can access travel perks, online coupons and monthly rebates.

The account is set up to be your main hub. Money comes in (via direct payroll deposit if you choose), and then money goes out as you need and as you’d prefer. You can write paper checks, or sign up for auto bill pay. And with our One Card debt card, powered by VISA® you can swipe it like a credit card but manage the funds through your Only One account. You have access to over 28,000 nationwide surcharge-free ATMs and our mobile app.