About

Direct Event Insurance offers the most affordable insurance coverage for your special event. We insure weddings, conferences, festivals, concerts, cultural events, and more. Our free online application takes about three minutes to complete and in most cases we can issue your insurance immediately. We are available to assist you by phone at 1-800-481-7950.

Direct Event Insurance is licensed to do business in all 50 states. Our typical policy protects you for up to a million dollars per incident. More details about the specifics of our insurance policies are available here.

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Do I Need Event Insurance?

Event planners are often puzzled over whether to purchase event insurance, and if they do, exactly what they need to insure. Whether it’s an intimate cocktail party or a black-tie benefit, an indoor or outdoor event, a passive or interactive experience, some things are always out of your control. In a society where litigation runs rampant, it’s always best to protect yourself from ever having to deal with those worst-case scenarios, especially if you’re the one in charge.

Special Event Liability Insurance is an insurance policy designed to provide broad protection for situations in which an event holder must defend itself against lawsuits or pay damages for bodily injury or property damage to third parties. This policy also gives protection to the venue and or sponsors of the event by adding them to the policy as an additional insured. Examples, such as a slip and fall or damaged floors are covered by this type of policy. Exclusions do apply.

An event planner is like a general contractor: They’re at the top of the chain of responsibility and need to protect themselves in case someone has an accident and sues the venue or host and tries to bring them in as well. It’s not just for your own protection. Many venues and vendors won’t do business with a planner or company that doesn’t have insurance.