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Is it a greater opportunity for first home buyer? According to a report from CBA economist Gareth Aird, Australian house prices have been rocketing since 2012. At one point it felt like The first home buyers dream is going away and then further away… But what goes up, Must come down. Australian property market – particularly Melbourne and Sydney – …

Getting a foot in the door of your dream home might be getting harder, but talking to a mortgage broker could get you the keys more quickly. Purchasing a property in today’s housing market is not for the faint-hearted. Would-be homebuyers have only to turn on their TV – or check Facebook or Twitter – for the latest news informing them that their dream …

RBA CASH RATE UNCHANGED The Reserve Bank of Australia (RBA) has decided to keep the cash rate at 1.5 per cent for the 25th consecutive month of RBA announcements MORE TIGHTENING TO INTEREST ONLY LOAN Earlier this year, the regulator announced new curbs to interest-only lending. Regulator’s focus on tightening of credit regulations on interest-only loans is a welcome change as it …

While refinancing your home loan may seem overwhelming at first, it’s less complicated than you might think. With historically low interest rates and increased competition across the home loan industry, lenders are keen to get your business. When you first took out a home loan, you probably paid very close attention to interest rates, but once the loan settles most …

So you’ve found your dream home, but it’s in need of a little TLC. While others may see this as a deterrent, this is actually a great opportunity to nab the house of your dreams at a price tag that’s within your means. Here’s 4 tips on how to tactfully negotiate the price without ruining your chances of securing …

Isabelle Lane| The New Daily| 17 September 2018 https://thenewdaily.com.au/money/property/2018/09/17/housing-crash-60-minutes/ A television report alleging Australian home prices could crash by as much as 40 per cent in the next year has been slammed by property experts. Titled “Bricks and Slaughter”, the 60 Minutes report by journalist Tom Steinfort focused on a “nightmare” scenario outlined by Digital Finance Analytics principal Martin North. It predicted “two-fifths of your home’s worth [would be] wiped …

Isabelle Lane| The New Daily| 3 September 2018 https://thenewdaily.com.au/money/property/2018/09/03/top-suburbs-rental-returns/ “Plenty” of inner-city suburbs turn a profit for landlords right away, analyst Simon Pressley says. Photo: Propertyology Isabelle LaneJournalist Share TweetShareRedditPinEmailComment Property investing is typically a long game, but data shows that rentals in select suburbs around the nation are proving cashflow positive for landlords almost instantly due to a combination of low home prices and high rental returns. …

With the RBA setting the official cash rate at all-time lows, it’s a good time to work out how this impacts the interest rate on your home loan and whether you are getting a good deal or not. When the interest rate on your home loan fluctuates, it can feel as though you don’t have control of your debt. …

The answer to the above mention question is YES, it can. When it comes to saving on your mortgage, some of you may not have to look further than your job. If yours is a profession that classifies you as a ‘low risk’ borrower in the eyes of lenders, then you may be entitled to special discounts. The lucky …

Asking how long it takes to get a loan approved is like asking how long a piece of string is. Every application is unique, so the time between your first contact with your bank or broker and approval can never be predetermined. There are, however, some things you can do to help hurry your application along. Although very rare, …

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