FC Lending Officer Carlsbad, CA

At Bank of America, were guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. Were looking for people with focus and drive people who take the time to get to know clients, engage with them to understand whats important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals.

As part of the Bank of America team, financial center lending officers (FCLOs) have access to industry-leading products and services, award-winning platforms and a team of dedicated loan coordinators and underwriters all designed to meet the unique life priorities of our clients. FCLOs work in assigned financial centers and partner closely with financial center employees as part of one team that delivers exceptional client care.

The FCLO is responsible for originating retail mortgage loans and other lending products through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The FCLO actively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals.

**This position is subject to SAFE Act registration requirements.** Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.

**Well help you**

**Get training and one-on-one coaching** from managers who are invested in your success. Youll take part in additional training and development through our Academy to develop in your role.

**Grow your network to eventually grow your business.** Leverage our relationships with one out of two U.S. households. Starting at a financial center, youll interact with banking clients and small business owners alike. You will also tap into a range of experts, from small business bankers to financial solutions advisors.

**Demonstrate a commitment to professional ethics,** as well as conforming to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements.

**As a lending officer, you can look forward to**

**Providing exceptional client care** with industry leading products, services, education and a dedicated team of loan coordinators and underwriters.

**Building a quality external network of business relationships** that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts.

**Expanding your reach** further through participation in business-related development opportunities, community efforts to promote homeownership and professional organizations.

Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.

The ability to analyze and comprehend complex financial data and provide financial alternatives.

Professional and effective interpersonal skills.

**Were a culture that**

Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals.

Believes diversity makes us stronger so we can reflect, connect to and meet the diverse needs of our clients around the world.

Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience.

Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs.

Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.

**Posting Date** : 07/25/2018

**Location** :

Carlsbad, CA, 6005 HIDDEN VALLEY RD (CA0902),

- United States

**Travel** : No

**Full / Part-time** : Full time

**Hours Per Week** : 40

**Shift** : 1st shift

**Assistance for Applicants with Disabilities**

Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please visit the Applicants with Disabilities page at http://careers.bankofamerica.com/us/applicants-with-disabilities .

**Diversity & Inclusion**

At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

**Frequently Asked Questions**

Need to know how to apply online, view a list of your submitted job applications or reset your password? Visit our FAQ at http://careers.bankofamerica.com/us/faq section for answers to these questions and more.

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Success begins with building relationships.

At Bank of America, our customers are at the center of everything we do. Our focus is on helping each one find the right financial solutions. With a wide range of career opportunities available, we invite you to realize your career goals with us while assisting customers with what matters most to them.

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