International Health and Travel Insurance

Utilize the international health and travel insurance plans below to help clients traveling outside of the US, to the US or between foreign countries almost anywhere in the world. You do not need a non-resident license to sell these products!

Atlas America International Major Medical

Affordable medical insurance for foreign nationals visiting the US. Your clients have the freedom to choose any doctor, coverage from 5 to 364 days and no medical questions to answer. Your market: Foreign nationals 14 days or older, visiting the United States.

Eligibility*

Only non-US citizens who are at least 14 days of age are eligible for coverage inside of the US, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum.

SPECIAL NOTE: NY, MD, WA Residents and Anyone Located in Canada or Australia*

If your client is a resident of New York or a foreign national visiting New York, Maryland or Washington, Atlas America is not available for purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If your client is physically located within Canada or Australia at the time they wish to purchase Atlas America, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*

Guaranteed issue!—no health questions!

Up to $2,000,000 policy maximum (benefit reduced after age 69)

Immediate policy issue

Easy-to-quote daily rates

Up to $100,000 for acute onset of pre-existing conditions (for US citizens or foreign nationals up to age 69)

State and Country Restrictions*

Atlas America is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas America is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Download Materials

NOTE: Atlas America is for clients traveling to or within the United States; Atlas International is for clients traveling outside of the US. Information and rates for both plans are within the same brochure.

Appointed? You must be appointed with HCC to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Atlas International Major Medical

Instant international health insurance for travel outside of the US. Clients can print their ID cards and proof of insurance from their printer. This plan satisfies all visa requirements. Your market: US citizens and non-US citizens 14 days and older traveling outside of their home country, excluding the US and its territories.

Eligibility*

US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum.

SPECIAL NOTE: NY, MD, WA Residents and Anyone Located in Canada or Australia*

If your client is a resident of New York or a foreign national visiting New York, Maryland or Washington, Atlas America is not available for purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If your client is physically located within Canada or Australia at the time they wish to purchase Atlas International, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*

Guaranteed issue!—no health questions!

Up to $2,000,000 policy maximum (benefit reduced after age 69)

Immediate policy issue

Easy-to-quote daily rates

Up to $100,000 for acute onset of pre-existing conditions (for US citizens or foreign nationals up to age 69)

State and Country Restrictions*

Atlas International is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas International is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

Download Materials

NOTE: Atlas International is for clients traveling outside of the United States; Atlas America is for clients traveling to or within the US. Information and rates for both plans are within the same brochure.

Appointed? You must be appointed with HCC to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

The Beacon Travel Medical Plan

The Beacon offers the most comprehensive schedule of benefits available in today's travel medical insurance market and all at an affordable price. The Beacon policy maximums are the highest offered among all of our various travel medical products. Don’t leave home without it!

Anyone more than 14 days old who travels outside of their home country should be protected with the Beacon Series. If you are a US citizen, your home country is always the US. If you are a non-US citizen, your home country is the location of your principal residence and where you receive mail at the time of your
application for insurance.

Highlights and Benefits for Beacon Travel Medical Plan

Up to $2,000,000 policy maximum (for travel outside of the US)

Up to $1,100,000 policy maximum (for travel inside of the US)

$0 deductible option

In and out of hospital benefits

Emergency Medical Evacuation

Accidental Death and Dismemberment

Accidental Dental coverage

Trip Interruption

Third Party Liability

Trip Delay/Missed Connection

Optional Extreme Sports Rider

Terrorism coverage

This plan can be renewed up to 730 days

Plus more!

State and Country Restrictions*

The Beacon is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

The Beacon is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The Bridge Plan

Legal residents may have to wait up to 5 years before they are eligible for Medicare. US citizens may be eligible but have failed to enroll while others may only have enrolled in Part A or B. Our “Bridge Plan” is available to all of these people who are waiting for eligibility or until the next enrollment period.Click "Get a Quote and Apply" for the brochure and application. Fax to: (866) 793-4779 or 01 (480) 821-9297

Both US citizens & non-citizen residents can now Bridge the Gap to Medicare Eligibility with this unique 11 month* medical plan!

*A 3-month plan that your clients can easily buy for up to 3 more times for a total of 11 months (3+3+3+2=11 months). Pre-existing conditions are carried over from term-to-term.

Legal residents may have to wait up to 5 years before they are eligible for Medicare. US citizens may be eligible but have failed to enroll while others may only have enrolled in Part A or B. Our “Bridge Plan” is available to all of these people who are waiting for eligibility or until the next enrollment period.

Highlights and Benefits*

Up to $250,000 policy maximum (benefits reduce after age 74)

Issue ages 60-95!

Hospitalization benefits

Hospice facility benefits

Skilled nursing facility benefits

Home health care service benefits

Freedom to choose any provider

Physician and surgeon benefits

Medicare Part A and/or Part B

Choice of 5 deductibles

80/20 co-insurance up to $10,000

State and Country Restrictions*

This plan is available in all states EXCEPT: AK, CO, CT, DE, IA, KY, MD, ME, MS, MT, NC, NE, NJ, NY, RI, SC, SD, and TN. Coverage can be issued to any address outside of these states. Excluded states are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

The Bridge Plan is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan application for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical

Group travel medical, evacuation and repatriation insurance for groups of 5 or more people traveling in or out of the US. Individual hazardous sports coverage is included. Your market: Groups of 5 or more US citizens or foreign nationals 14 days old and older; traveling outside their home country; recommended for youth and young adults.

Eligibility*

Groups of US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. The plan cannot be sold to citizens or residents of: Iran, N. Korea or Sudan. Applicants whose mailing address is in Australia cannot purchase this plan. Recommended for group travel medical.

SPECIAL NOTE: New York Residents and Anyone Located in Canada or Australia*

If your client is a resident of New York, Washington, or Maryland or a foreign national visiting one of these states, Day Tripper Group Travel is not available for purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If your client is physically located within Canada or Australia at the time they wish to purchase Day Tripper Group Travel, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Up to $100,000 for an acute onset of a pre-existing condition coverage

Trip interruption coverage, lost checked luggage benefit, lost passport assistance, and more

Emergency dental care

100% U&C coverage outside the US

Individual hazardous sports coverage included at no additional cost!

Optional Crisis Response – $100k total benefit

Optional Higher AD&D – $100k total benefit

Optional Personal Liability – $100k total benefit

No Pre-certification requirements or penalties

State and Country Restrictions*

Day Tripper Group Travel is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Day Tripper Group Travel is underwritten by Syndicate 4141 at Lloyd’s, London, rated A (Excellent) by Standard & Poor’s.

*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Navigator

All U.S. citizens and U.S. permanent residents living abroad who are 75 or younger at the time of application are eligible to apply for coverage. All legal residents of the U.S. (citizens and permanent residents) are eligible if they apply from an approved state. The Eligible Member must be scheduled to reside outside of his/her country for at least 3 months in the first year of coverage and must be involved in Missionary activity.

Highlights and Benefits*

Specifically designed only for missionaries and volunteers

No restriction on the amount of time spent in or out of the US (must go overseas for at least 3 months during the initial 12 months of coverage)

Priced lower for missionary budgets

After 364 days of coverage, you may add maternity coverage

Deductible waived for office visits to PPO

Pre-existing conditions covered with credible coverage

No waiting periods for preventive services

Full benefits for acts of terrorism

Emergency medical evacuation and repatriation included

State and Country Restrictions*

GeoBlue Navigator is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life Insurance Company, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross and Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Trekker

Available to U.S. residents, age 84 or younger, who live in approved states.
Individuals aged 70-84 are eligible only for a $100,000 medical limit.
See Eligibility Requirements. Covers all international trips (up to 70 days
duration per trip) in a 364 day period. Participants must be enrolled in a
Primary Health Plan.

GeoBlue Voyager

This plan is available to U.S. residents, age 74 or younger (84 or younger for the Choice plan), who live in approved states. This is a nonrenewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions will apply. There is no pre-existing condition exclusion.

Highlights and Benefits*

Up to $1,000,000 medical/$500,000 evacuation

Up to 180 days of coverage. One policy extension

is available

A choice of medical limits and deductibles

Pre-existing conditions coverage is available*

Two levels of coverage are available: Essential and Choice*

Group plans are available with a 10% discount for groups of five or more.

Available up to age 84*.

State and Country Restrictions*

GeoBlue Voyager is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life Insurance Company, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross and Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Xplorer

All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage or; All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they live in an approved state or; An employee of a U.S. company, whereby the company is domiciled in an approved state and the company pays the insurance premium.

Highlights and Benefits*

Worldwide protection–only requires being overseas 3 months in the first year

Inbound® Immigrant Medical Plan

Our most affordable medical plan for foreign nationals visiting, residing in or immigrating to the US who are 60 years old and older. This plan can be renewed up to 5 years. Your market: Non-US citizens traveling to or immigrating to the US who are 14 days old or older.

Inbound Immigrant Details and Materials*

Eligibility
Non-US citizens traveling to or immigrating to the US, age 14 days or older are eligible under Inbound Immigrant. The plan must become effective within 24 months of arrival in the US.

If your client is a non-US citizen and has been in the US longer than 24 months, please contact us at (800) 647-4589 or 01 (480) 821-9052 for an alternate plan.

Highlights and Benefits

Guaranteed issue policy—no medical questions and no age limits

In and out of hospital benefits

Up to $130,000 maximum per injury/sickness (benefit reduced after age 69)

Choice of deductibles

Discounted rates for dependent children

Emergency medical evacuation

Accidental death and dismemberment (AD&D)

Repatriation of mortal remains

This plan can be renewed up to a maximum of five, 364-day policy periods (1,820 days)

Please Note
This plan is a “limited benefit” plan with internal benefit maximums. It is not a major medical plan.

State and Country Restrictions
Inbound Immigrant is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter
Inbound Immigrant is underwritten by Certain Underwriters at Lloyd’s of London and is rated A (Excellent) by A.M. Best Company.

*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Assurance Travel Medical Plan

International Assurance – Our most “unique” travel medical plan for those traveling outside the US. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) higher extra hospital indemnity benefit which is used as extra cash to offset additional travel expenses – up to an extra $150.00 per day and 4) coverage can be extended up to 730 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest health insurance market.

Liaison® Travel Medical Insurance

Liaison® Travel Medical Insurance Details and Materials*

Eligibility*

US and non-US citizens who are traveling outside of their Home Country are eligible under Liaison Travel Medical Insurance plan. Home Country is defined as the country where a covered person has his or her true, fixed and permanent home and principal establishment.

State Restrictions – We cannot accept an address in Maryland,
Washington, New York, South Dakota, and Colorado.Country Restrictions – We cannot accept an address in Islamic
Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.Destination Restrictions – We cannot cover trips to Islamic Republic of Iran and Syrian Arab Republic.. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Liaison® Travel Medical Insurance is underwritten by Certain Underwriters at Lloyd’s, London, which is rated A (Excellent) by A.M. Best Company and A+ (Strong) by Standard and Poor’s.

Appointed? You must be appointed with Seven Corners, Inc. to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

Meridian International Major Medical

Affordable, annually renewable major medical coverage for immigrants and US citizens living overseas. Renewable as long as your client resides outside the US for a minimum of 6 months per year. Your market: US and non-US citizens between 14 days and 74 years old residing outside of the US as well as non-US citizens residing in the US who cannot qualify for traditional health insurance because of citizenship status.

Meridian Details and Materials*

Eligibility
US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

State and Country Restrictions
Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter
Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions? Give us a call at (800) 647-4589 or 01 (480) 821-9052.

"MissionaryHealth" Group International Plan

MissionaryHealth Group International Plan

Our MissionaryHealth Group International plan is just one of many options we can quote for your groups particular needs and location. For home staff we may also quote a “self funding” option. We can provide war zone group insurance, kidnap/ransom, international accidental death and more. Contact us so we can begin the process of customizing a specific international group plan that best fits your needs. We do not represent only one company but we shop for you.

RoundTrip® Economy

The Round Trip Economy is the base level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. Your market: US citizens and legal residents only; must be located within the US at the time of purchase. Not eligible for residents of Washington.

Appointed? You must be appointed with Seven Corners, Inc. to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

RoundTrip® Elite

The Round Trip Elite is the higher level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. Your market: US citizens and legal residents only; must be located within the US at the time of purchase.

Appointed? You must be appointed with Seven Corners, Inc. to sell this product. If you’re not yet appointed, please contact a Broker Advisor.

Stumped? Please call (800) 647-4589 or 01 (480) 821-9052, or ask a Broker Advisor and we’ll be in touch soon.

I’ve written Atlas policies for guys in Virginia, West Virginia, and Florida. It’s pretty neat that this can be done around the country…and around the world. –Glenn C.

I was never convinced nor seriously considered selling your insurance products until I received your e-mail today… We all agreed that you are a very warm, caring person and that you have a dedicated staff. I sincerely appreciate the time you spent on my behalf. You made it easier for me to sign in and be a dedicated producer. As an official Notary Public for two Consulates, the insurance products offered by your company would increase our income tremendously. Through you, I am convinced that doing business with you will be very pleasant and promising. –Patria C.

Yes, this is amazing. Love the quick service on a travel policy and, of course, the insured wishes to receive his policy pronto. Thanks for prompt service and look forward to receiving brochures and apps for more policies.
–Mona R.