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PPO Choice

The Preferred Provider Organization (PPO) Choice product fully covers your employees and their dependents. This product has a unique network design that provides members with an opportunity to choose a lower level of out of pocket costs by using selected facilities and professional providers in the following four counties:

Adams

Berks

Lancaster

York

Only groups headquartered in the above mentioned counties may purchase this plan.

Participating facilities and professional providers in Capitals’ 21-county service area are divided into two groups. A third group consists of non-participating providers:

The Choice 1 group includes selected CBC participating providers as well as out-of-area BCBSA contracted (BlueCard) providers. Member cost sharing is at its lowest level for Choice 1 providers.

The Choice 2 group includes the remaining CBC network providers. Members will incur a higher cost share if they choose to use these providers.

The third group is non-participating providers. It is likely that members will incur the highest cost share if they choose non-participating providers.

We have provided the people of our 21-county service area with maximum value in health insurance products since 1938. Our members in Central Pennsylvania and the Lehigh Valley know our reputation for excellence in customer service and our commitment to offering a wide variety of easy-to-use, comprehensive and innovative health-care products for employer groups and our members.

Benefits for You

You have our commitment to work with you to not only meet but exceed your goals and objectives. In addition to a robust selection of health coverage products - medical, dental, vision, prescription drug and more - we provide you with the tools to help your employees live healthier lives and to make managing your employees' benefits as simple as possible.

Benefits for Your Employees

Not only are we committed to helping you meet your health coverage goals and objectives, we are dedicated to your employees. We know how important health care services are to your employees and their families. To ensure they receive the most appropriate care, we offer many programs and services to keep them healthy while making the management of their benefits as easy as possible.