Interest Rates

Secured Loans

Our interest rates mean great value for money

Our Representative APRC is 19.9% - this is offered to more than 51% of our customers

The Representative APRC (Annual Percentage Rate of Charge) includes the cost of arranging your loan as well as the interest charge on the money lent. You will be told the APRC at the earliest opportunity.

You will therefore have plenty of time to think things over and ask us any questions you want. We believe our interest rates and fees are fair and compare favourably to our competitors. In fact, we believe that we offer the best secured loans in the UK.

Every loan application is assessed on an individual basis so the interest rate you are charged will depend upon your circumstances. Star Loans offers Secured Loans from £3,000 up to £30,000.

Most lenders of Secured Loan products reserve the right to vary their interest rates during the loan term. This is because loan terms can be very long - 10 to 15 years - and no lender can perfectly predict financial market conditions.

Star Loans offers only Fixed Rate Mortgages. Your interest rate will not vary in line with the Bank of England base rate.

Fees are charged on the principle of covering our costs incurred in servicing your loan.

Arrangement Fees: typically £395 to cover our legal costs and Land Registry Fees - when we register a Charge on your property Title.