High-value Home Insurance in Shoreview and Roseville, MN

Keeping High-Value Homeowners in Shoreview and throughout eastern Minnesota protected against Risk

Whether you have a large amount of acreage on your property or you have specially designed counter-tops and cabinets, you may be a high-value homeowner. If you’re a high-value homeowner or if you aren’t, you face risks that can be costly, and for this reason you need some form of protection. Insurance provides necessary protection, and at Dean Olson Insurance Agency we have a complete high-value home insurance program.

If you are a high-value homeowner then through our program we will keep you fully protected. A traditional homeowners insurance policy or plan may not suit you, so we’ll carefully analyze your needs, and once we understand your needs, we’ll identify the right coverages. The coverages that we identify for you will have the right limits and will also be available to you in the most cost-efficient ways possible.

High-Value Home Insurance Coverage Details

Key elements of high-value home insurance policies and plans are replacement cost value and liability coverage. We insure high-value homes for a minimum of $500,000, and this ensures that the costs of home or home-related asset replacements and of liabilities are covered. We often insure for more than $1 million in order to keep clients properly covered.

We have access to markets that are appropriate for virtually any high-value homeowner. If one owns a historical home or owns a home in a historical district, we can insure him or her. Also, if one is remodeling, has staff living on-premises, or has high-value items on display, we can provide him or her proper protection. We work with A-rated carriers like Chubb, Encompass, and Westfield, and as a result there is almost no high-value homeowner whom we can’t insure.
The coverages from which you can choose include but are not limited to:

Property Insurance

Homeowners Liability

Renters Insurance

Condo Insurance

Mobile Home Insurance

Scheduled Property Insurance

Landlords Insurance

In-Home Business Insurance

We’re experienced insurers of owners of multiple homes. In some cases, the homeowners whom we insure own homes in different countries. Regardless of the locations of homes or the values of homes that we insure, we provide the right amounts of coverage and we also always make sure that policies and plans that we write are fitting.

As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, speak with an agent.

Experienced, knowledgeable agents providing security for you and your high-value home

We take a hands-on and detailed approach to insuring high-value homes. We provide specialized, on-site inspections and we carefully shop on clients’ behalves for the right coverages. Also, we make sure that high-value home insurance clients have direct access to their agents. Our agents who deliver high-value home insurance are dedicated to their high-value home insurance clients and are reachable at any time. These agents also provide policy or plan reviews at all times that reviews are necessary or are requested, and also they explain coverages and potential needs for changes to coverages to clients in ways the ensure that clients fully understand the insurance that they purchase.

We can modify the wording of policies and plans, and this is something that most carriers will not do. Also, we are highly educated about high-value homes and about the protection of luxury items. For these reasons and others, we provide the best possible high-value home insurance.

Our Location

Dean Olson Insurance Agency

Our Providers

“I never doubt Dean's integrity, meaning he is working to find the best product that meets my needs at the best price.”

Mary Daniel

“Dean is always quick to respond and offer the most helpful advice! I know he is always looking out for our best interest!”

Nicole Demuth

“Dean, you are thoughtful about the policies you offer. They make good sense for my needs. You also provide outstanding service. Lastly, you are very personable and a pleasure to work with.”

Louis Tschudy

“When we unexpectedly had a problem with our auto coverage, it was very helpful to be working with an insurance broker who had experience and knowledge of multiple insurance companies. Dean was very thorough and worked with us on a tight timetable, following our move to the area.”

Ross Johnson

“Dean has always been very good with all our insurance needs always gets us the best price possible and takes his time talking with us always prompt getting back to us.”

Glenn Swanson

”Dean takes the time to explain complicated insurance issues in plain language. He learns about your individual situation and helps you to pick the insurance that's right for you, and that something you can't get from a website or an app.”

Conrad Workman

“Newer customer who left American Family after 30 years due to service. Met with Dean and he reviewed my existing coverage and sourced multiple companies to find the better coverage and provide cost savings over my old coverage.”

Jan Aamodt

“I’ve learned more from Dean about insurance than I’ve ever learned before. He has patience to answer questions and I feel like he truly looks out for my best interest!”

Rhonda Gasiorowski

“For two decades we have been working with you on all our insurance needs. Always we have received timely service, great info and high quality product at a fair price point.”

Oliver Papp

“Dean has been easy to reach for questions, extremely kind and caring in explanations, and great about helping me with the best insurance options available.”