A study by healthcare firm GOQii has found that nearly 90% Indians believe healthier people should pay lesser premiums on their insurance policies.

Close to 63% Indians feel having a health insurance policy is an absolute necessity.

Over 70% Indians are willing to share their health data with insurance companies if it helps them get a discount on premiums, a study by preventive healthcare company GOQii has found.

Moreover, nearly 90% of people believe healthier people should pay lesser premiums on their insurance policies. The poll, that was conducted over a year, covered 7 lakh GOQii customers. Close to 63% Indians feel having a health insurance policy is an absolute necessity and approximately 85% believe health insurance should be bought by the age of 30, the report found. Despite increasing awareness, 20% of the respondents said they do not have a insurance policy.