Travel, Food, and Slices of Life

Category Archives: anticipation

Almost normal! It’s been about 5.5 weeks since my total knee replacement December 4 and I will see the surgeon on Monday for a post-op appointment. I have some expectations and hopes for that visit. The primary issue is will I get permission to get back into our hot tub?

We purchased an inflatable hot tub almost 2 years ago. We discovered how helpful sitting in the hot tub could be back in 2007 when Graham was on sabbatical in Pueblo, Colorado and the apartment complex had a hot tub next to the pool. We learned that the heat eased sore muscles and joints and improved nighttime relaxation and better sleeping Although we were in Colorado from January 1 through June 30, the hot tub was available, even in the winter when the pool was closed. It was about 200 yards from our apartment door. We’d get into our bathing suits, put on our terry cloth bathrobes and some slippers and walk over. Chilly, but bearable. Getting out and back into the warm apartment after the soak was more of a challenge. I discovered that there seemed to be an envelope of warm air around my body for a very short time when I exited the hot tub. Getting the bathrobe on during that time was mandatory! Then put the cover back on the hot tub and high tail it back inside.

Our apartment was in the building on the right side, so not too far, except when it was 5 degrees.

The photo viewpoint is from the kitchen door, so you see how much shorter the after-tub commute became.

We agreed if we ever should be lucky enough to have a hot tub it would be right by the door to the house. And so, about a year later, we found ourselves building an enclosed screen porch on the back of our house in West Virginia. The tub sat on a concrete pad on the ground and the floor of the porch was built around the tub. We stepped down into the spa and Graham installed a handicap pull bar to help any of us to climb back up and out. The walk to the kitchen door was maybe 10 feet, very easy even in the winter.

But then we moved to Oregon where we are renting a house. I was missing the evening soak time. My joints ached more and so, a friend suggested an inflatable. We bought a Coleman hot tub for about $450 the first year but after they replaced one filter/motor, when that failed within a few months, they would not replace it. We searched but could not purchase a new filter alone. So we bought another inflatable for about $250. Watch for sales!!

The inflatable works for us. It runs on 110 household current so we did not have to install a new 220 line into the house. That saved us some money but the lower wattage means the temperature control goes through a cycle which runs about 48 hours and then turns off. We need to check and restart sometimes before the shutdown happens so we can maintain the temperature. The other issue is that it will not run the heat if the jets are operating. Not a biggie for me; I don’t use the jets.

So, the last time I was in the hot tub was the morning before my knee surgery. After that I was restricted from “swimming, hot tubs, saunas” and a few other wet activities. One concern is infection through the suture site. That is well healed now, so should no longer be a factor.

But, and this is a big issue, I need to be able to get myself out of the hot tub safely. First, I need to be able to swing my leg over the height of the wall. It is an inflatable so not rigid, and if I touch it, it will bend. Graham built me a contraption with 2 posts and a rope so I had something the proper height for practice. That was not difficult to gain the movement I needed.

However, I need to get up off my butt. The inflatable hot tub does not have the molded seats a regular fiberglass hot tub offers; we sit on the padded bottom. So, I need to be able to stand up without the need for a block and tackle. Simple, eh? Well, no. As my knee issue got worse and started involving my pelvis and hips last summer, Graham installed a handicapped handrail on the post holding the roof over the tub. (You thought we sit in the hot water with the cold winter rain falling on us????? Come on!) That rail helped me, but I was able to get on my knees before the surgery. Now, not a comfortable position. So, after thinking and thinking about it, I tried a few times at home.

Now, in order to do a task that is difficult, the easiest way to figure out how to manage the move is to figure out the physics of it to maximize the strength while minimizing effort. I didn’t take physics in high school and until now, I figured the computer science class I took instead was an excellent substitute. But now, more than 45 years after that class decision in high school, I was trying to figure how to fulcrum me up and out…..hmmmmm

Physical therapists are special people. Maybe a tad masochistic as they push their patients through pain to improvement, generally they are upbeat, optimistic and very much enjoy challenges like this. So this morning at Physical Therapy I sat on the floor next to a table that had been lowered to the height I needed and it only took two times to conquer the move. I know I can get up now! No block and tackle needs to be ordered. LOL

On Monday I will go to the surgeon’s appointment prepared to show him I have the safety issue covered. And if I need to wait, I will wait……but I am betting on hot tub Monday evening!!!

Sorry for mixing my Broadway musical metaphors but I need your two cents because, like Tevye, I’m getting a lot of On The Other Hand in my decision making.

Back in January I wrote about my experience with six decades of wading through medical care with all its various changes. (I wrote that blog to help people who might not understand why the ACA is so important to people who have difficulty obtaining health care that can be within financial reach. Many of the comments I received were that people were sad I had gone through all that. The point was, many many many people do.) And even as I wrote of all my issues, that was before my left hip started protesting loudly the year plus of walking “wonky” with my bad right knee. After a gait adjusted for pain, my pelvis had tilted. It wasn’t enough to juggle the stupid knee and then the cornea transplant, I had a new medical issue that provided a new education. Lucky me.

The increased level of pain led me to think I would have to close my business, Can-Do Real Food, My logic said that was the right decision. My emotions were not in agreement. (You can see how Tevye’s dilemma discussion seems to be part of my DNA, or at least cultural norm.)

My regular doctor offered me pain pills. While I filled the prescription for the muscle relaxant, I soon discovered not only did it not work, but neither could I with a muddy head. I decided to go outside of standard medical practice and found a chiropractor who might help move that pelvis back into alignment. Between his gentle pokes and prods as well as physical therapy inside his office environment, the screaming pain has diminished and I can see a glimmer of dim light ahead.

But then I ran out of insurance benefits.

The chiropractor reminded me it had taken me a year to get into the twisted position and it would take a while longer to get out of it. His thinking was once I got that part aligned I would be functional and need only pop back in to see him when I realized I was hurting again.

But I can’t afford him.

So, back to my primary care doctor who offered to send me to the same doc who said my original injury to my knee in June 2016 was “only arthritis” and “I would never need surgery”, all without the benefit of a scan. I told my primary doc I would not go back to him. I expect my doctors to base their advice on information and avoid those who don’t.

Also, since I’ve been hearing I have arthritis for years now and the pain is increasing in the affected joints, I asked to speak to someone with arthritis expertise to give me advice. Turns out that specialization is a rhemolotolgist and the first clinic said I was not bad enough to take up their time and the second clinic gave me their first available appointment four months from now. Since I don’t have rheumatoid arthritis it is perhaps not a needed visit anyway, but it sure would be nice to get some better info.

Yesterday I had an appointment with a new orthopedic doc. I went in wanting info, very much convinced I am not a surgical candidate nor is my knee hurting that badly right now so why would I want surgery?

He convinced me I need to have the surgery. The pelvis will NEVER be right until I am walking more normally. My knee will never be better and will only get worse. I wanted to know the probably progression of the deterioration and he was able to take the time and explain it.

So, straddling the conventional/nontraditional medicine routes gets sticky when I opt to lean one way or the other; the other side of my care spectrum voices their concerns. Some are valid. Some may be self-serving.

Here are the issues of my dilemma:

My insurance will be changing. I have received notice that the plan I currently have is not going to be offered. The next “best” plan not only will cost me almost $300 a month more, but will not provide for any “out of network” benefits. Since I am not always only in my town, I understand that even a day trip to the Coast with some level of accident could end up bankrupting me. So this next “best” option is not viable. I have an appointment with an insurance navigator next week when the markets open, so we will see what we will see then.

Since my insurance will be changing, any additional help beyond the immediate post-operative period by this new doctor may be a financial hardship. Do I wait to chose a new orthopedic doctor after my insurance changes, pushing me into a later calendar schedule for the surgery and recovery during my busy season with Can-Do Real Food (no, I’m not closing the business). Or do I just hope he is “in network”? Or do I just hope I can switch to another ortho doc who is “in network”?

Will I even be able to afford any health insurance plan next year? Since Trump has eliminated the subsidies, that means my health insurance premium will most likely take up 60% of my social security payment. That is before I actually go to the doctor and pay my co-pay and pay for all the medicines I need for my asthma and blood pressure. How can I afford this?

And then, on the nontraditional side,

I learned on my trip to New England that the CBD portion of marijuana does an extremely effective job of reducing my pain without making my head affected. (It amazes me how many conventional medical people I have spoken with HERE IN OREGON seem not to know anything about the usefulness of this herb. But here, have some oxy. The restrictions by the Federal government have muzzled them at best and stunted their education at worst.)

My knee pain is very tolerable right now. My hip/pelvis problem is moving in the right direction. I can still get more physical therapy and of course I have the exercises to do at home. If I do them…..but that’s another issue.

The new ortho doc said something that sounds real: “Many people opt to wait because they are not feeling “that bad”. And then something happens and they are in horrible pain, wanting the surgery and then needing to wait a month or two to fit into the schedule.”

And he also said “Most likely you will heal better and faster than someone who is in high pain prior to the surgery because you are still pretty mobile.”

We have mundane but real issues also.

I will be restricted from driving, of course, for a while. Typical is 6 weeks but it could be shorter if I can comfortably and in good time move my right foot from the accelerator to the brake sooner. Graham, being legally blind, can not drive. So while we are going into our quiet season with the business, there are normal things we do: grocery shopping for example. Also Graham teaches one forensic chemistry class each week at Western Oregon University, about 40 minutes south of where we live. So, we will need driving help. We have many good friends who offered with my eye surgery and that was only needed for two days, so we haven’t abused them too much yet.

Sleeping spaces. The master bedroom is upstairs. I have been sleeping in the guest room, a room too small to transition permanently into the master bedroom, for months now, only climbing the stairs when we have overnight guests. Following this surgery any guests will get the master upstairs. That part was easy enough to figure out. LOL

So, like the King of Siam, it is a puzzlement to me. A time of change is upon me. A decision needs to be made that will have consequences. Those issues, with the exception of the health insurance costs, are not easily quantifiable.

About thirty years ago I had an epiphany. My job was not the activity I did that provided income. My job, it hit me, was to raise those little munchkins I had birthed to become healthy and happy adults who could function as contributing members of society.

It wasn’t an easy road, as anyone who has walked it can attest. Having a spouse who had a completely different parenting philosophy was harder, believe it or not, than when I was a single mom. But trying to parent alone can be a constant struggle against fatigue and a slippage of consistency.

I’m not a deep analytical thinker generally but as a kid, whenever I chafed at the rules and restrictions imposed by my parents that seemed unfair, I thought about why. What was the purpose of the rule? Was it fair? Could my parents have achieved my compliance more readily if they had presented the need for a certain behavior a different way? It seemed to me that the answer was yes, life was unfair to me then.

I knew my parents, overall, were okay. I understand better now that they had their own issues and that they did what they thought was the best thing for my sisters and me. And despite some developmental restrictions I had to learn to overcome as an adult (i.e, how to deal with anger in a way where it would not blow up into World War III) they gave me a lot of experiences that many other kids don’t get.

Our family was in no way child centric, but my parents were involved in activities that provided for my exploration and growth. Scouting, encouraging my love of reading, camping and travelling, helping us learn to swim, and PTA were things they did. There were inconsistencies about religious training and practice which I now recognize was a struggle between the way my dad and mom had each been raised. They encouraged my participation in the music education program starting in 4th grade, something I did with my kids and learned quickly to appreciate that my parents had provided that model.

What’s fascinating is that when I discuss memories and issues with my two sisters, their experiences sometimes were considerably different from mine. If that can happen in the same environment, the whole nurture vs nature concept shows up more clearly.

Looking back it is easy to see that each of my kid’s personalities was evident right from the beginning. They were who they are even as infants and toddlers. The way they expressed themselves, their willingness to explore or need to stay close, and their responses to me were challenging and wonderful and scary, all at the same time. I recognized that this was my biggest responsibility in life and I knew I wanted to give them something better than I had had.

I knew I wanted to parent differently but also knew that unless I made an effort to learn a new way, the guidance I heard in my head and heart would be the way I had been raised. I was fortunate that my older two kids attended an elementary school in the “poor” neighborhood of a town in Connecticut where education was held in high esteem. (in other words, we paid higher taxes for the school system there than any other place I have lived.) The principal of the elementary school was a consummate grant writer and we had an amazing array of programs, offered free. One was a parenting class called Systematic Training for Effective Parenting. While child raising practices have moved on, this served as an amazing framework for me to teach my kids about fair communication, accepting responsibility, and understanding that there will be consequences for misbehavior. One of the best parts, particularly after a year or two of practice, was that we all had fewer angry meltdowns. Me too.

I know it would be interesting to read their perspective of the experience. Now adults in their 20s and 30s, I suspect I would hear about all the horrible things I did to them. But I also think there would be many more positive issues. (I recognize that statement might be self serving. LOL)

I just came back from a long weekend to celebrate my youngest’s 23rd birthday. The joy I felt was better than any drug. I could easily see that despite a pathway taken that was not the original planned, he is doing fine. He is healthy. He is supporting himself (well, almost). He has good friends who also are finding their way along their own pathways.

One important difference, I think, between my parents and me is that I do not expect my kids to live their life the way I would if I had their opportunities. This son struggled in school, a surprise to all of us. Yet in today’s economic turmoil, a college education is not proving to be the answer it was to my generation, so understanding there are other ways to earn the money to live is part of my letting go. After all, earning a living is NOT the same as building a fulfilling life. My hope for this young man is the same as it was when he was born and he is well on his way to being the healthy, happy, functioning adult I tried to aim for with my parenting.

For those of us who are Facebook people, you know there are often small surveys you can complete to find out if you know the slang used in a particular state or the foods eaten in different areas of the country. What would be interesting would be a questionnaire series to determine if an individual is a Planner or a Reactor.

For example, this past Saturday Graham and I participated in the March for Science at the state capitol in Salem, Oregon. Graham asked me early Saturday…what time should we leave? My mind automatically went into 30 minutes to drive there, 10 to find parking, 10 to walk from where we park and add a 10 minute fudge factor and there we had the time to leave the house. Do you do that? You might be a Planner.

I’m sitting here, past noon, thinking about pizza…..and how can I work it out so we can go to a pizzeria after an evening meeting today when my husband makes a comment about pizza. So I get off my butt and grab the bread maker and pizza dough will be ready in time for supper. Got the sausage out of the freezer, we have cheese, and there are some assorted other toppings in the frig. We’re set. How about your supper plans? Do you have them in the works early in the day (out of the freezer the night before counts) or does supper prep happen when you get that hunger pang later? Your typical routine will very much indicate if you are a Planner or a Reactor.

When I lived in Connecticut and my two older kids were elementary school age, I often checked out the camp offerings when there was a fair in February. I couldn’t believe that action needed to be taken that early but found out it sometimes was the case that a special camp with limited spots filled quickly.

Years ago I planned a family trip to Nova Scotia. It was my youngest’s location of choice for his Golden Birthday Trip so he was involved and we started planning the summer trip in February. Good thing for the ferry, because the spots for cars were sold out by March. One of the planned events turned out wonderfully. We all like to cook so on our trips we usually try to fit in a cooking class for something local. When I contacted the chef in charge of the cooking classes I found listed, he did not have his scheduled planned out as far as July. He asked what I would like to learn. Well, I told him I knew how to boil a lobster but another way to prepare it would be enjoyed. Or perhaps, something from Acadian cooking. We showed up for the class, held in a teaching kitchen space at a local supermarket chain. The regular attendees had left the front row vacant for us because they had been informed about our trip and the early communication. As the chef announced we would be learning some Acadian recipes everyone cheered and one woman said that they never would have had been offered that if it had not been for us. Now, that isn’t even the end of the story! A couple of years ago, about 6 years after the trip, I received an email from the chef. It was something he had mailed out to everyone on his list that he was changing the direction of his business. I responded that it was great what he was planning to do, told him a little about my business, Can-Do Real Food, and then reminded him who I was. He remembered us and now we can compare local food concepts on Facebook. Amazing how a bit of planning made the world a friendlier and smaller place.

Nice, but so what? All these things, being a tad late instead of early to the March, going out for pizza instead making our own, getting the kids into a certain camp, and even making a memory with a chef in Nova Scotia, have only small impact on our day to day life. But there are other more important issues how the contrast between a Planner and a Reactor can influence the lives of many.

The concept of a happy marriage is more than happy bed partners. Yet many people forget to find out if they know how to TALK with one another and can work through disagreements.

The concept of raising healthy and well adjusted children requires a lot of planning. When you react to your child’s antics, you tend to discipline in ways that are not as well thought out if, alternatively, you had planned that lesson before it actually was needed. How would you know the lesson would be needed? You simply remember your own childhood and think how you wish your parents would have handled it. Somewhere between what mom and dad did and what you wanted when you were a kid is the right answer, but merely smacking a butt when angry is NOT what will work long term.

The concept of leadership for any successful organization usually requires that members of that organization have a way to have their voice heard. It means the leader has to be thoughtful, willing to hear all sides, and be well educated in history, science and more in order to make decisions that are wise and sound for positive long term effect. Choosing such a leader also requires recognition that bluster does not indicate brains, that speaking his mind does not indicate an ability to get along with others, that being the king of the empire does not translate well to leading a system with others having strong voices.

And so now it seems that we must react because so many people did not plan well. Activism in a March for Science is but a drop in the bucket but amazing how many more people showed up to show that TRUTH and FACTS are needed…..more than showed up for the inauguration. Activism is needed is you feel SOMETHING pro or con about a subject.

So, essentially, planning will ease your life from some stresses but being able to get moving in reaction to events is also something needed. We must be both.

Those of us who remember our Beowolf readings from high school English class merrily purchased our first cup of mead at Renaissance Festivals and were rewarded with a sweet drink. Perhaps we were young and that was palatable. But it was the last time I drank mead until I moved to Oregon’s Willamette Valley about three and a half years ago.

Living in the middle of wine country is a joy in many ways. Not only does it offer a lot in terms of oenophile enjoyment, but the countryside is beautiful. And twice a year (Thanksgiving weekend and Memorial Day weekend) almost all the wineries open their doors, even if they normally do not have tasting rooms. It was our first Thanksgiving weekend here and avoiding a popular location with the Portland crowd, we headed up Highway 47 north of McMinnville. When we got to Yamhill we stopped, on a whim, at a meadery at Kookoolan Farms.

Chrissie Manion Zaerpoor and her husband Koorosh met as engineers for Intel and purchased a farm in Yamhill. Kookoolan Farms has evolved over time to work with other nearby farms to offer vegetables and meat to consumers throughout the region and its reputation for quality is well known. To find out more about the farm and all they do check out their website and their Facebook page.

Like me, Chrissie remembered her Beowolf and started making mead from local honey. She perfected her craft, moving well beyond the sticky sweet stuff so many of us experienced at those Ren Fairs. In her quest, she started gathering mead from other places in the United States and from around the world. This is when I met her. We visited her mead tasting room and was amazed at the variety of tastes offered.

And why not, when you really think about it. Beer, which has the same basic components, has amazing variety. Wine, of course, varies not only by the type of grape but, as I have learned first hand, by the weather, the terroir, and the skill of the winemaker. Why not discover the same breadth and depth with mead?

Mead has been enjoyed by people for thousands and thousands of years. It seemed to be found often in monasteries which produced honey for the beeswax to make candles. The mead was a fortunate byproduct of that task. Today, home brewing shops throughout the country can attest to an upsurge in interest and currently there are over 400 commercially licensed meaderies in 46 states, up from 30 in 1997! Mead is considered to be the fastest growing beverage business.

Many meaderies, like Kookoolan, are very small with only a limited and local distribution. However, there are many that have larger production and a number of bottle shops are expanding into offering a wider selection.

As interest grows, so do the number of books available on the subject. So far, however, most recent books about mead have been in the “how to” genre. Home brewing is highly popular and there are plenty of tips and lessons available to ease the learning curve.

However, as mead started becoming more popular, Chrissie realized there was something missing. Her clues came from the visitors to the tasting room. Not only “Where can I find mead besides your tasting room?” but “What would be a good dish to pair with this mead?”

She realized she had a definite advantage over just about everyone else in the field. When she went to make her lunch in her kitchen, it was fun to grab a small pour, or two or three in the adjacent tasting room and see what tasted good with the dish she had prepared for her meal. As she kept her notes, the light bulb started to burn brightly and the book concept was born.

The Art of Mead Tasting and Food Pairing (ISBN 978-0-578-18895-9) took three years to produce. It is a joy to read…and even better to work through by cooking and tasting. Chrissie has not only explained the various kinds of meads that are available, but offered well tested recipes to pair with the various kinds. Imagine, if you will, you have a pretty terrific chicken pot pie you have made, either from your own recipe or the one in the book. You might be tempted to pair it with a white wine for supper, but your enjoyment can be enhanced with the right kind of mead pairing.

From spicy (check out the shrimp gumbo!) to sweet there is something in here for every palate.

The books is also divided into regions of the world, as mead is produced everywhere there is honey. One photograph really caught my eye; it showed an archaeological find at Tel Rehov, Israel with a multitude of preserved hives. This discovery proves that ancient civilizations, this one dating back to 900 CE, had a great appreciation for bees, honey and its byproducts.

The book explains mead history as part of the Paleo world, in Africa, Asia, the Mediterranean region, northern Europe, eastern Europe, the Middle East, and in Latin America. Recipes and pairing suggestions are offered to get your exploration rolling.

And through it all, gorgeous photography. Even a simple photo of the collection of meads Chrissie obtained from meaderies around the world in the research for this book is beautiful, even as it began to overtake the floor space in their dining room.

My hope is in your own life adventures you make room for new challenges. Part of exploration may be of new places, but some new learning may take place in the known and safe nest of your own. Open your willingness to try not only new foods, but new beverages too. Perhaps this concept of mead pairings will get you thinking and not only check out the book, but start checking out the shelves in a local bottle shop. At a recent visit to a local grocery store yesterday I found this.

and now I get to figure out what food will go well with it. Ahhhh, time to reread the book!

Like many others I was hoping, but not expecting, the Electoral College to act in an unprecedented but authorized way to negate the Trump presidency. Had that happened, however, it would have opened other doors of unknown outcome, so maybe this is the best way.

This way, we can hold the incoming President to his Constitutional duties and responsibilities. We do have guidelines for that and will know when he inappropriately strays. I expect he will stray, as his prior comments indicate he is not clear on much of what is ahead of him.

Meanwhile, enough angst. Each of us either feels distress now or will soon. Each one of us. The efforts of a Republican Congress backed up by this President will mean we have big changes ahead. It is the anticipation of some of those changes that have people already upset. However, the rest will join the fray when program cuts begin to affect them. When campaign promises go by the wayside. When life does not get better for the many many people who expect the Federal government to fix things for them.

So, onward.

I have said often on my Facebook feed that I will stay vigilant and be as active as I can to help retain the rights won by all of us to give equal access and protection of the law to all our citizens. I will stay vigilant and be as active as I can to make sure the least of us continue to be helped regardless of any political stance. I will stay vigilant and be as active as I can to make a positive difference.

Back in 1970 when Earth Day was initiated I heard a slogan that resonated. “Think globally but act locally.” We know the earth has overwhelming issues, not only environmental but in every aspect of life.

We have a choice, each one of us.

We can ignore and carry on, dong what we do that may help or hinder any situation, self-centered and choosing to stay apart from the community of the world.

We can get stirred by all the need in the world and affected so deeply we can’t deal with it, so we freeze, stuck in despair.

We can opt to get involved in one or two issues that deeply resonate. We may send money or sign petitions or write letters or emails or even show up at our state capitol to join a protest.

We can chose to get active in our own communities, making our voice and action count where it will show a difference.

I’ve done each of these. Earlier in my life I was focused on my own young adulthood and all that involved including building a career and raising a family. I had a nodding relationship with a few issues but not much money and not much time, so not much involvement.

I’ve been on listservs that overwhelm me with need. It seems that I receive more than 20 a day with hands outstretched asking for $1, $5, $25 or more. It was with extreme pleasure that I unsubscribed from almost all recently.

I sign petitions and sometimes post them on Facebook urging others to take the minute to add their support. It seems to be the LEAST anyone can do.

Mostly, I am active here in my town. I have chosen three main areas and participate as much as I can. I do what I can, offer my skills to forward the mission of the group. I self impose a limit on what I feel I can do and ask for the group to respect that. (If the group doesn’t, as some have in the past, I moved my energy elsewhere.)

I hope by this example you can see how you might work through the coming years when so many of us feel what we have known about the United States of America will be changing. I plan to keep on keeping on. Joining with other like minded people empowers all of us.

I’m going to be 62 years old this year. I don’t feel old, most of the time anyway, but I know that I am on the downhill slide now. For anyone around my age, do you remember the TV show One Day At A Time? The mom, played by actress Bonnie Franklin, goes off for a quiet moment when her daughters have thrown her a birthday party. She looks in the mirror trying to cope. “Middle aged now”, she moans. She was turning 35.

So, here I am pondering my “retirement”. Those of you who know me or have been reading this blog for a while know I started a new business last summer and I am really excited about it. Can-Do Real Food captures the surplus produce from small farms nearby and preserves the fruit or veggies by canning. Local consumers are responding well and some of the farmers have completely sold out and I am conserving some in order to start the outdoor market in May.

So, I am working, but golly gee, I really am not, as most new businesses, making gobs of money. Any income I generate goes right back into the business so we can grow. That’s the way it is, because I certainly am not independently wealthy. So, realistically, we are living on my husband’s retirement and the income he produces as an adjunct professor at a nearby university teaching two courses a year.

I got to thinking about living on retirement income, since it is time for me to make a decision about my Social Security. Some of the Presidential candidates are declaring doom and gloom about the Social Security System. They like to use buzzwords to scare people, like Ponzi Scheme and delayed retirement age. In reality, people my age have nothing to worry about. We will get 100% of the benefits we have accrued through our many many many many many (many) years of working. Also in reality there are ways to improve the way the funds are secure so no one has to worry much.

But there is one other reality that needs attention. Social security does not provide ENOUGH to live on. Oh, if your income was higher than mine all your working life, your payout will be higher. It just won’t be anything like the amount you have gotten used to if you typically spent all you earned.

I’ve been hearing for at least 40 years that each person needs their own retirement account as well as social security. That was the reason why IRAs were introduced in the 1970s. But people are NOT saving. Very few people near retirement age have managed to save more than $50,000 in retirement assets.

So, we have a problem. We have Baby Boomers, the largest age cohort ever born in the US, in or approaching retirement. Some are living in homes purchased during their earning years but many are renters and some are even homeless. The proliferation of RV parks and pre-fab home construction all across the country point to the need for less expensive housing.

So how do older people manage? Many need public assistance. Some live with family and combine incomes. Some even move overseas where a monthly social security check can adequately provide for rent, utilities, food and a few other items, especially in a country where medical care is available and comparatively inexpensive. However, this move also results in isolation from family and funds might not extend to provide for visits back here to the US.

So, in comparison, my husband and I are okay. We’re still able to work and we’re doing things we love. Our energy is pretty good and we just take it slower on those other days. We have access to decent health care and we do as much a preventative lifestyle as we couch potatoes can. But we are not living the way we did when we had income flowing in from jobs. We have learned to cut back and be okay with less.

Now, you people in your 20s and 30s and 40s, it is time you check on YOUR retirement savings plan. You can not rely on Social Security the way the government is playing with it to fund wars. You will need to provide for your golden years. If you haven’t started, start. And talk to a good professional, or even meet with a few to find someone who can explain all those acronyms to you and will be patient and caring to help you get to a secure end zone phase of life.