Or just 100 Full Tilt Points required to withdraw (Free $50 + winnings) if you make a deposit. This rule only applies if your deposit was made after receiving Free $50 (Happy Hour points and FTP gathered prior to the deposit, FTPs freerolls etc..) also count towards the 100 FTP.

I would say, your friend will not be able to withdraw from his girlfriend Moneybookers account. Mostly because they will not allow it
To be ale to cash out with e Wallet he will need to make a successful deposit through an e Wallet first.