Current Rates

High Yield Money Market Account (Personal, IRA, or Business)

The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.

$0 to $999.99

$1,000 to $24,999.99

$25,000 to $49,999.99

$50,000 to $249,999.99

$250,000 and Higher⚹

Rate

APY

Rate

APY

Rate

APY

Rate

APY

Rate

APY

0.05

0.05

1.57

1.58

1.62

1.63

1.69

1.70

1.77

1.78

The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings.

⚹The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for coverage over $250,000 if they have funds in different ownership categories and all FDIC requirements are met.

The Annual Percentage Yield (APY) on Certificates of Deposit assumes interest remains on deposit until maturity; a withdrawal of interest prior to maturity will reduce earnings. Penalties for early withdrawal of principal could reduce earnings, whether earned or not. Interest accrues using the daily balance method at the rate in effect for that balance tier.

Savings Account

Interest
Compounded
and Credited
Monthly

Interest

Minimum Balance to Open Account

The minimum to avoid a monthly service fee is a $100 average daily balance. If the average daily balance falls below $100, there will be a monthly service fee of $5.

Rate

APY

0.25

0.25

$100.00

The interest rate and APY are subject to change after the account is opened. Interest accrues on the daily collected balance. Fees could reduce earnings.

Health Savings Account (HSA)

Interest
Compounded
and Credited
Monthly

Minimum Required to Maintain and Earn Annual Percentage Yield (APY)

No minimum deposit, minimum balance, annual fee, or monthly fee. No fee debit card option. One time $20 set up fee. $20 fee to transfer or close account.

$0 to $999.99

$1,000 to $9,999.99

$10,000 and higher

Rate

APY

Rate

APY

Rate

APY

0.30

0.30

0.35

0.35

0.50

0.50

The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings.

Personal Checking Account

Account

Interest

Interest

Minimum Balance to
Open Account

Internet Banking

Online Bill Pay

ATM/Debit Card

$0 to $9,999.99

$10,000 and Higher

Rate

APY

Rate

APY

Personal Checking - Transaction Based

NA

NA

NA

NA

$100

Free

$4.95 per Month

Free

Regular Personal Checking

NA

NA

NA

NA

$500

Free

Free

Free

Premier Personal Checking⚹

0.30

0.30

0.45

0.45

$1 000

Free

Free

Free

⚹The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings.

Business Checking Account

Account

Minimum Balance to
Open Account

Earnings
Credit

Analyzed
Statement

Internet Banking

Online Bill Pay

ATM/Debit Card

Basic Business Checking

$100

NA

NA

Free

$4.95 per Month

Yes

Premier Business Checking

$100

Yes

Yes

Free

Free

Yes

Non Profit Business Checking Account

Account

Interest

Internet Banking

Online Bill Pay

ATM/Debit Card

$0 to $24,999.99

$25,000 to $49,999.99

$50,000 and higher

Rate

APY

Rate

APY

Rate

APY

Non Profit Business Checking

0.30

0.30

0.40

0.40

0.50

0.50

Free

$4.95 per Month

Yes

The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings.