We are one of the most active rural residential and farm and ranch lenders in the country. We understand rural property owner’s financing needs and we know what you have traditionally had to deal with in obtaining a loan. Our loan programs have lower rates and longer amortization terms. Unlike most lenders, we value all of your land in determining the lendable value and market value and we have streamlined the loan application process with many different loan programs to choose from. Our base requirement is that your property has a house on it, whether you live in it or not.

It is our sincere desire to provide loans to all rural residential, farm and ranch property owners who have been frustrated by traditional lending constraints on rural properties. We are a new kind of lender and those people who have worked with us have been thrilled with the results.

Our lending strategy involves the development of long term relationships characterized by professionalism, trust and respect between borrower and lender. We assess the needs of our clients individually and make financing recommendations in your best interests. Our knowledge of the market and relationships with aggressive lenders help us to develop innovative financing options, while obtaining the most competitive rates and loan terms.