Melcher & Prescott Insurance works with a variety of Voluntary Insurers to meet the diverse needs of employers and employees throughout New England.

Numerous national studies show that employees value benefits even more than wage increases. Over 80% of employees who are offered employer sponsored voluntary benefits choose to participate in a program. Employees also value the ease of pre-tax payroll deductions to purchase their benefits.

Additionally, as employers are forced to reduce health insurance benefits voluntary options are a great way to fill in the gaps of higher deductibles and out of pocket expenses.