Archive for the ‘Credit’ Tag

Most Americans have some debt. We can’t pay cash for our homes or our children’s education. That’s not so bad. What’s bad is that many of us let debt get out of hand. Under the best circumstances, your total monthly debt payments should not go beyond 36 percent of your gross monthly income. This includes […]

The basic answer to the question about how can you can get credit is simply to apply for it. However, if this is your first time trying to get some credit, you may want to look at the following tips about how you can make your search for credit a little bit easier. If you […]

For those of us who weren’t here to witness a crisis up close the current credit crunch offers a rare opportunity to learn Experience is what separates the men from the boys and in the stock market experience is one of the most important success factors for investors. In the past five years, stock markets […]

A higher tangibly of credit card payments will ensure spending less Making credit card payments more tangible is very important as the tangibility of the payment determines how easy (or hard) it would be to make it. Credit card payments, which are easier and less tangible then cash payments, will often result in higher spending […]

Where do you stand in the tradeoff between cash and credit cards? There’s an ongoing debate on the preferred and recommended method of payment for routine, everyday expenses and purchases. Is paying cash better, and more financially sound, than paying with credit cards? Maybe it should be the other way around with credit cards being […]

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This blog is about my personal opinions which are based on my financial education. My posts and articles are to be regarded with the appropriate sceptisism and should under no circumstances be used to replace professional financial assistance.