Compare Prepaid Cards

We compare and display a huge range of pre-paid cards so that you can quickly find a card that matches your needs and preferences. Choose a pre-paid card that matches your preferences and click through to apply for that card online direct with the issuer.

WeSwap

Admin FeeFree

Transaction Fees
Free

ATM FeesFree

Load ChargesBank Transfers are FreeDebit Cards are Free

We Swap is a British Bank Award Winner for Best Travel Money Provider in 2018. Get the best rates on your foreign currency with our travel card and app. WeSwap is up to 10 times cheaper than banks and bureaus.

goHenry

Admin Fee£2.99 per month

Transaction Fees
Free

ATM Fees£0.50

Load ChargesFree Bank Transfers

goHenry is a Pre-paid Card and App with unique parental controls which are ideal for younger people and teenagers aged 6 to 18. You can join today and try goHenry FREE for a whole month without obligation. No credit card required.

FAQ's

How do I know which card is best for me?

Prepaid credit cards are a modern alternative to the traditional credit card, allowing you to take control of your spending and your debts in a way that other forms of card don't. You can use them wherever you can use either debit or credit cards, and they can be obtained easily without a credit check.

If you don't have any other form of card, and want to go shopping on the internet, then these cards can also help you to pay online where other online payment methods are not accepted. These prepaid credit cards come with the additional benefit of being limited to what you put onto the card, so you can spend cautiously, or protect your finances by only allowing a small amount on the card. That way, even if your account is hacked, you will only lose the amount of money held by the card. If you think that a prepaid card might be right for you, then comparing your options might help you to select the right type for your needs.

The secret to finding the right prepaid card for you is to think carefully about how you intend to use the card, or what you need it for. If you just want to use it for shopping over the internet, then a card with low charges and online fees might be better. You may want one that will allow you to take more control over your spending, or looking for one for a child, such as a student or a teenager, that you would like to use a card but don't want them to overspend on your credit card, then a card which can't be piled too high with money might be better. If you have considered these reasons then you can start to look at which types of card might be best for your needs.

Are these cards good for credit building?

The Creditbuilder card, which is more expensive, and more exclusive, but it can benefit you if you have poor credit, and need help in rebuilding your credit score. With this card, you pay the set-up fee of £5, and then the company lend you a total of £65 for the year, and then you repay the card company each month, while still using the card as a prepaid model. In one year, you can improve your credit rating significantly, meaning that you can boost your credit status, and start applying for traditional credit cards, and even loans.

The downside is that there is an ATM fee of £2, and it would cost £10 to remove all funds from the card. It can be expensive, but when you have bad credit it can stop you from doing everything, and can put your life on hold while you struggle to correct your credit and get back on your feet. The Creditbuilder card really can help you to do this within a 12-month period, and that may be enough to help you get back on the road to a normal credit rating.

What options for teenagers?

Designed especially for teenagers and young people, the card allows parents to keep an eye on the card, as well as top it up through a mobile app, and allows free daily cash withdrawals of up to £120. The card also allows parents to set a budget, limit where the card can be used, and monitor spending as it happens. They can also set tasks or chores for their children. There is a monthly fee of £1.97 for each card used, but the restrictions means that parents can exercise more control over their child's spending than with standard prepaid cards.