Our pleasure to keep youinformed on industry news.

December 6, 2018 The Upside of Alternative and/or Unregulated Lenders

A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would happen. ...

I believe in the power of reflection – looking back as objectively as possible to evaluate an outcome and take the lessons from past experiences so they can be applied to the future. As I conclude my ...

A colleague asked me recently if I could share a couple of things that I do each week that helps me to be successful. I often look to others for inspiration so I was quite flattered to be asked this ...

Ever wondered what that house across the street sold for? That information was only available to you through a Realtor, but not anymore. The recent ruling by the Supreme Court of Canada, refusing to ...

Believe it or not, the recent .25% rise in the prime interest rate is an indicator of a healthy economy. Despite trade tensions, Canada's economy looks to be weathering the tariff storm well, for now. ...

Quebec government takes action with additional funding for children’s breakfasts. Quebec school boards will be receiving additional funding to serve breakfasts in all primary schools located in disadvantaged ...

New mortgage rules, rising interest rates, and stress tests have definitely cooled housing market activity by making it more challenging for some to qualify for mortgage. An unwelcome consequence continues ...

TMG The Mortgage Group is proud to announce a strategic affiliation with NU Stream Realty Inc and NU Stream Mortgage Inc located in B.C. NU Stream was searching for a partner with similar values to help ...

In July, 1990 Debbie Thomas and her husband/ business partner Grant opened TMG. In the ensuing 28 years, TMG has grown its presence in the marketplace from four brokers in a small office, to more than ...

A recent study titled, "Window Into the World of Condo Investors" by Shaun Hildebrand, senior vice-president of rental research firm Urbanation, and Benjamin Tal, senior economist with CIBC Capital Market, ...

April 24, 2018 TMG Mortgage Broker Runs 250KM for Breakfast Club of Canada

Can you imagine running a 250km ultra marathon over six days, in the Sahara Desert, while carrying all your supplies? Mathieu McCaie, a mortgage broker with TMG The Mortgage Group, based in New Brunswick, ...

The Canadian mortgage landscape has seen regulatory change after change combined with continued Government legislative changes since the Fall of 2016. Government changes to mortgage rules have been led ...

March 19, 2018 TMG The Mortgage Group expands to Quebec as Le Groupe Hypothécaire TMG

Canada's largest independent mortgage brokerage, TMG The Mortgage Group is excited to announce that as of April 2, 2018, it will be operating in all 10 provinces. The company will expand to Quebec, operating ...

February 15, 2018 Renewing your mortgage? Here's what you need to know

Consumers are much more informed these days about mortgages and mortgage products, and are highly engaged, especially millennials who are comfortable searching the Internet for information and rates. ...

Interest rates are going up, mortgage rules have changed and house prices in some parts of the country don't seem to be going down -- yet. This may not look good for first time home buyers who may find ...

Mentor of the Year, 2017, Mortgage Professionals Canada What's best for consumers? We need to clear the air. We've recently come across marketing materials that some Bank mortgage specialists have been ...

December 18, 2017 Consider getting pre-approved before January 1, 2018

There is not a lot of time left. New home buyers may want to consider getting a pre-approval before the new rules come into effect on January 1, 2018. Some lenders have already implemented the new rules, ...

Real Estate and mortgage fraud is a growing concern to the industry as high prices in some markets have squeezed buyers and attracted perpetrators. The victims of fraud can include homeowners who find ...

As you know, the mortgage rules are changing once again, effective January 1. The introduction of the minimum qualifying rate (stress test), this time for uninsured buyers, may be the toughest change ...

Owning a home is usually on a list of lifetime goals. And new home buyers usually have a lot of questions. Some worry about coming up with the down payment, some aren't sure about their credit scores, ...

September 10, 2017 Equifax Data Breach -- Here's What You Can Do Right Now

It is still unknown how many Canadians were affected by the security breach at credit-monitoring company Equifax Inc., which was revealed on Thursday, September 7. The breach could have an impact of ...

Over the past few years it seemed every expert was telling us that interest rates would be rising, and now after years of record low rates, the Bank of Canada (BoC) has started to raise them. The first ...

Changes to the mortgage rules may have gone too far. Just when we think, when we are told, that the mortgage regulation pause button has been hit, we see the Bank of Canada (BOC) increase its overnight ...

It was 27 years ago this month that TMG The Mortgage Group was born. With a network of approximately 800 mortgage brokers and agents nationwide, TMG has assisted hundreds of thousands million Canadians ...

A lot has changed since Warren Buffet decided to invest in Home Capital and the Canadian housing market. The billionaire's company, Berkshire Hathaway, gave the beleaguered company a $400 million cash ...