Progress in technology facilitates the disruption of established businesses by providing new and easier ways to add-value to customers. This level of disruption comes in waves; making the word "start-up" trendy for a while and reshaping the distribution of wealth. The current disruption wave is all about technology; think internet, mobile devices, big data, open source.

The next wave is likely to include the Internet of Things, artificial intelligence, robotics, 3D printing and medical breakthroughs. This wave is going to change our lives and disrupt established businesses once more, regardless of their current size and reputation.