im not sure if its going to be convenient for you but i think bdo atm has the function of being a debit card AND atm card. the drawback of that is if you lose the card you would be losing both atm and debit card. maintaining balance is 2k so i think its manageable. they even have mastercard or visa variants and from what i see it could be swiped at credit card terminals. since the logo for mastercard is just "mastercard" and not "mastercard electronic"

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im not sure if its going to be convenient for you but i think bdo atm has the function of being a debit card AND atm card. the drawback of that is if you lose the card you would be losing both atm and debit card. maintaining balance is 2k so i think its manageable. they even have mastercard or visa variants and from what i see it could be swiped at credit card terminals. since the logo for mastercard is just "mastercard" and not "mastercard electronic"