* According to U.S. News/NCQA "America's Best Health Insurance Plans," 2005-2009 (annual). "America's Best Health Insurance Plans" is a trademark of U.S. News & World Report. According to NCQA's Private Health Insurance Plan Rankings 2010-11, 2011-12, 2012-13, 2013-14 and 2014-15.

All HMO plans include:

Choice of single or family coverage

Coverage for spouse/domestic partner and eligible dependents to age 26 available. Tax implications may apply.

Monthly premiums for health plans offered with and without basic dental coverage

Insurance Type

Coverage Level

With Dental*

Without Dental*

It's Your Choice (IYC) Health Plan

Single

$45.50

$42.50

Family

$113.50

$105.50

IYC Access Health Plan

Single

$134.50

$131.50

Family

$336.00

$328.00

Premium dollar amounts are current for 2017 and are subject to change each year

Federal Health Insurance Marketplace

As your employer, UW Health is required to provide all employees with a Notice of the availability of the Health Insurance Marketplace.

The Affordable Care Act (ACA) requires most everyone to obtain health insurance for themselves and their dependents or pay a penalty when filing their tax returns. The Health Insurance Marketplace (also known as the Exchange) is a new option for people to obtain health insurance.

If you have or will have State Group Health Insurance coverage through your UW Health employment, you do not need to enroll through the Marketplace or take action, unless you choose to do so.

If you have questions about your eligibility for health insurance through your employment at UW Health, please email Human Resources or call (608) 263-6500.

Applications must be submitted within 30 days of your start date whether or not you are electing coverage.

Supplemental Delta Dental Insurance

Delta Dental provides supplemental dental coverage with a $25-$50 annual deductible that offers a benefit maximum of $1,000 per person per year. Coverage begins on the first of the month following 30 days of employment.

Dental services not covered or partially covered by the primary health insurance.

Accidental Death and Dismemberment: Provides a lump sum benefit for accidental death or specific life-altering injuries of the employee, employee's spouse or children.

Employee Reimbursement Account (ERA)

The employee reimbursement account allows employees to pay for medical and child care expenses with pre-tax income. Residents and Fellows have a 30-day deadline to enroll in this benefit. The plan is based on expenses incurred during the calendar year.

Medical Reimbursement includes medically necessary expenses not covered by health, dental or vision insurance, such as:

Prescription co-pays

Major dental expenses

Glasses or contacts

Refractive surgery

The Dependent Reimbursement account is for child or dependent care up to $5,000 per year, and up to $2,500 for non-covered medical and dental expenses. The minimum annual contribution is $100. Expenses for daycare, as well as before- and after-school care of children may be reimbursed.