located at 30448 Woodward Avenue,
Royal Oak MI (next to Target Sports)

Top 10 Reasons You should only file
Bankruptcy with Board Certified Bankruptcy
Attorney Walter Metzen

1.Experience Counts.The
more you practice something the better you
get at it.My office has
handled over 10,000 (yes, ten thousand)
personal bankruptcy cases in the Detroit
Bankruptcy Court which covers the entire
Metro Detroit area.We
have the experience to get you through any
obstacle that may stand in your way as your
case goes through the Court system.

2.Bankruptcy
Law is complex. Far too many fledgling attorneys
mistakenly believe that bankruptcy law is
easy and begin filing cases with little or
no experience, including possibly your case.Many of these attorneys will charge a
bit less than an experienced attorney who
understands that sufficient time and effort
need to be put into every bankruptcy case to
assure its successful transit through the
bankruptcy system here in Michigan.You do not want to be a guinea pig.
It will cost you much more in the long run,
including additional court fees, lost time
from work for additional appointments or
Court hearings and possibly assets lost to
the Trustee or creditors. Get it done right
from the outset. Hire a specialist who
knows what they are doing.

3.Avoiding repeat filings. You
basically have one shot at filing a
bankruptcy and odds are you will only file
once in your life, so it is important that
you do it right from the very start.My office will take the time up
front, before filing, to analyze your
financial situation to determine and advise
if bankruptcy is the right decision or if
there are other alternatives available to
you.Then we will advise
you which Chapter is appropriate to you
individually.Other,
less qualified attorneys or people trying to
file on their own, will often make mistakes
that result in the bankruptcy case being
dismissed requiring a refilling which often
will result in limited Court protections.Hire a professional from the start,
to ensure that the job is done right, from
the beginning.It will
be less stressful, easier, less expensive,
will require less time off work and will
result in a far better outcome every time.

4.The Bankruptcy Court and Code
have complicated bankruptcy rules.A Board Certified bankruptcy
attorney is familiar with these complicated
rules and my office will make sure that your
bankruptcy case filing will not be dismissed
by the Bankruptcy clerk or court because it
doesn't follow federal bankruptcy rules.

5.What bankruptcy chapter is
right for you?If
you are considering filing an individual
bankruptcy, my office can explain the
advantages and disadvantages of each Chapter
of bankruptcy available. Each chapter has
certain advantage over the other and our
experience with the other 10,000+ clients
before you will help us advise you which
Chapter would be best.

6.Familiarity with local court
procedures.The law in the United States
allows anyone to represent themselves in our
Courts, and Bankruptcy Court is no
exception.Very few
debtors actually try to represent themselves
when filing a bankruptcy case and of those
cases that are filed without the help of a
qualified bankruptcy attorney often end
disastrously.I have
spent years learning the individual nuances
of the Detroit Bankruptcy Court and can used
that gained experience to help you in your
case.

7.Familiarity with our
Bankruptcy Judges and US Trustees.In the Detroit Bankruptcy
Court which handles all the cases from a 13
County wide area in Michigan, we have 5
bankruptcy Judges and a couple dozen
bankruptcy Trustees, all of whom have there
own way of doing things.
My office knows what their nuances are, and
the way they want things done when a case is
assigned to them.We
have been working with the same players in
the bankruptcy system for twenty years.

8.You
are more likely to get what you want. You
want a Discharge of your debt.This is a Court Order that says that
you do not have to pay the creditors anymore
and that they can never pursue you for
collection of this debt.
If you hire a board certified specialist in
filing bankruptcy cases in the Detroit
court, you are much more likely to get what
you want, your bankruptcy case Discharge.

9.Can
you handle a bankruptcy court hearing by
yourself?Depending
on the Chapter of bankruptcy you file, you
could end up in court before the trustee or
judge a number of times in front of many
people. Are you familiar with the proper
courtroom rules, etiquette and procedures?
Most people are terrified at the thought of
this and rightfully so. You will feel much
better with an experienced bankruptcy lawyer
with you at all times.

10.Can
you afford not to hire a Bankruptcy
Specialist?One
simple mistake in bankruptcy court can have
tremendously serious consequences and could
result in losing an asset such as your home,
life savings or your bankruptcy discharge or
both. I’ve seen it happen many times with
clients who represented themselves or hired
inexperienced bankruptcy counsel.

Consumer Bankruptcy Law Office of
Walter Metzen and Associates. Board
Certified Attorney Specializing in Consumer Bankruptcy Law in Michigan.

Are you overwhelmed with debt because of an illness, divorce, loss of job or loved one, or just plain poor financial planning? If so, filing bankruptcy may be the direction you should take to regain control of your financial situation and get a fresh financial start. At the
Detroit Bankruptcy law office of Walter Metzen & Associates, you will meet face to face with an
experienced bankruptcy attorney, not a legal assistant. We will explore all bankruptcy alternatives with you and determine whether or not bankruptcy would be beneficial for your unique situation. We will explain the differences between
Chapter 7 Liquidation and
Chapter 13 Reorganization Bankruptcy and let you decide which would be best for you. My office is located just one block from the United States Bankruptcy Court for the fastest service possible. All Bankruptcy cases filed in Oakland, Wayne, Macomb, Washtenaw, Monroe, St. Clair, Jackson, Lenawee, and Sanilac Counties must be filed and Court hearings will be held in the Detroit Bankruptcy Court. As one of less than 10 Attorneys in the State of Michigan who are Board Certified Specialists in Consumer Bankruptcy and specialize only in representing debtor’s in Consumer Bankruptcy cases, you are assured that I have the experience to make sure your case is successful. I have personally represented over 10,000 people in the
Detroit Bankruptcy Court.
Contact me, Royal Oak bankruptcy lawyer Walter Metzen to schedule a free consultation.

For over 15 years, I have been helping Michigan residents through the bankruptcy process. My practice is focused on handling only
Consumer bankruptcy cases, rendering me an exceptional resource and ally in these matters. There are many different
aspects to a bankruptcy case. Some of the different aspects are listed below, though there are many other facets of these types of cases that can be discussed personally with me.

I am thoroughly committed to protecting my clients’ rights using the
United States Bankruptcy Code. Many families and individuals have entrusted me to handle their bankruptcy cases, allowing me to help them address and dismiss the stress that financial problems may cause. The vast majority of my cases are referrals from past clients who were extremely satisfied. As a Board Certified Specialist in consumer bankruptcy from the American Board of Certification, I pride myself on the high level of expertise I possess. This expertise always results in savings that vastly outweigh the amount of money spent on legal fees and filings in a bankruptcy case.