1 APY= Annual Percentage Yield. Rate effective July 9, 2018. High dividend of 1.26% APY will be paid on qualifying balances up to and including $25,000. Base dividend of .10% APY will be paid on balances that do not qualify for high dividend, and qualifying balances over $25,000. Dividend rates subject to change. Fees may reduce earnings. Dividend example: On a $25,000 balance for one year with 1.26% APY, yearly dividends earned would be $315.
2 Criteria required each month to receive high dividend APY: receive a minimum of one direct deposit of at least $100 to the checking account, or complete a check or cash deposit of at least $500 each month, perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills.
3 Minimum balance to open is $50. There are no minimum daily balance requirements.
4 If there is an unauthorized use of your VISA Debit Card or a Plus network or Interlink transaction, and the transaction takes place on the VISA network, then your liability will be zero ($0.00). This provision limiting your liability does not apply to VISA Corporate Card or VISA Purchasing Card Transactions, ATM cash disbursements processed on non-VISA or non-Plus networks, or non-VISA PIN-less debit transactions. Additionally, your liability with respect to unauthorized transactions may be greater than the above zero ($0.00) liability limit , to the extent allowed under applicable law, if the credit union reasonably determines, based on substantial evidence, that you were grossly negligent or fraudulent in the handling of your account or card. In any case, to minimize your potential liability, you should notify us of any unauthorized use no later than 60 days after your statement was mailed to you.