Cole advised how honest licensees can help protect themselves when
unknowingly representing dishonest parties. He stated, "Take your time
to fill out the forms." (Which of course, is a lost art). He added,
"Make sure all of the boxes are checked." (Also, another Standard of Care from yesteryear).

What-do-you-know, defrauding a federally insured lender has its
drawbacks. "If it goes to litigation, you will be prosecuted." At the
conclusion of the meeting, he quipped, "Once you are indicted, it is
real hard to un-ring that bell."

Pat Kapowich,
"Negotiating Smooth Transactions Throughout The South Bay"
SiliconValleyBroker.com