Preplan Your Funeral

Planning your own funeral may not be at the top of everyone’s to do list. Please consider, however, the many advantages to preplaning your funeral or cremation services. Williford Funeral Home offers affordable prearrangement options with low monthly payments.

Planning and Prepaying for Your Funeral Arrangements

Planning your funeral or cremations services in advance can take of the details. But only prearranging (prepaying for your services) can take care of the actual expense of your funeral or cremation services ahead of time, easing the future financial burden on your surviving loved ones.

Prepaying for your funeral or cremation services makes good financial sense. When you prearrange, the cost of the products and services you select may never be lower.

Why Insurance May Not Be Enough to Cover Your Final Expenses

Usually life insurance, as well as final expense insurance, provides a one-time lump sum benefit after a death has occurred. However, there is no guarantee that the funds will not be consumed by the expenses that result from a long illness or serious accident.

Insurance cannot make the many decisions that are required at the time of need. Even with insurance in place, the funeral or cremation services still needs to be planned and paid for, and this can be a complicated task at a time of grief and loss.

Moreover, insurance policies are not protected against inflation. Prices of products and services will continue to rise while the amount of your policy coverage remains the same. Your survivors may not have enough left from the insurance proceeds to cover the higher costs of your funeral expenses.

Funerals prearranged through Williford Funeral Home combine the benefits of insurance with a guaranteed funeral or cremation service and price – leaving the life insurance untouched for the living!

A Prearranged Funeral or Cremation Services and Medicaid Assistance

If you plan to apply for Medicaid assistance for yourself or a loved one, a prearranged funeral agreement can be extremely beneficial in meeting your needs.

In many states a prearranged funeral or cremation services funded by life insurance may be treated as an exempt asset for Medicaid qualification purposes. This allows you to prearrange the service you desire while maintaining your assistance eligibility.

Many states have no maximum limit for the amount of a prearranged funeral or cremation service. Please consult an attorney before applying for Medicaid assistance.