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The fall semester of college is just around the corner and applying for student loans may be on your to-do list. But in the flurry of filing paperwork are you thinking about how the student loan repayment will affect you in the future? Probably not.

It’s important to read the fine print when filing for student loans. (Credit: Collegescholarships.org)

By the time you graduate your student loan balance may be pretty large. It’s going to take a student loan calculator to help you figure out what you can afford to pay and how long to pay off the loan. Here are a few things you need to know about student loans and how it affects your life. Read more →

On June 9, 2014, President Obama signed an executive order that will make it easier for millions of young borrowers to repay their federal direct student loans.

The Pay As You Earn plan will help relieve student loan payers. (Credit: Deviant Art)

With average student loan debt hovering around $30,000 per student and total student loan debt outpacing total credit card debt, borrowers will welcome the new ‘Pay As You Earn’ repayment program. Under the program loan, payments change based on your income and family size. Read more →