*Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing checking account and/or visa card or chooses to "auto" pay their monthly payment from an FPFCU account. These members will receive a 0.25% reduction in rate on all loans (excluding unsecured and real estate loans and loan specials unless otherwise noted) per service. This means that members who have both a checking account and visa card with us as well as electronically pay their loan could receive 0.75% off of their loan rate. Please contact a loan officer for more information.

Secured Loan Rates

Effective Date: Thursday, February 22nd, 2018

Name

Term

Rate

New Boats and RV's - 2015 - 2018

up to 48 months

as low as 6.35

New Boats and RV's - 2015 - 2018

49 to 72 months

as low as 6.60

New Boats and RV's - 2015 - 2018

73 to 84 months

as low as 6.85

Used Boats and RV's - 2011 - 2014

up to 48 months

as low as 7.35

Used Boats and RV's -2011-2014

49 to 72 months

as low as 7.60

Used Boats and RV's - 2011-2014

up to 84 months

as low as 7.85

Used Boats and RV's - 2010 & Older

up to 48 months

as low as 8.35

Used Boats and RV's - 2010 & Older

49 to 72 months

as low as 8.60

New Motorcylcles - 2015 - 2018

up to 60 months

as low as 4.50

New Motorcyles - 2015 - 2018

61 to 66 months

as low as 4.75

Used Motorcycles - 2010 & 2014

up to 48 months

as low as 5.25

Used Motorcycles - 2010 & 2014

49 to 60 months

as low as 5.50

Used Motorcycles - 2009 & Older

up to 36 months

as low as 6.00

Used Motorcycles - 2009 & Older

up to 48 months

as low as 6.25

Misc. Collateral w/ title

up to 36 months

as low as 6.75

Misc. Collateral w/ title

37 to 48 months

as low as 7.00

Misc. Collateral UCC/other

up to 36 months

as low as 8.15

Misc. Collateral UCC/other

37 to 48 months

as low as 8.55

New Garden Tractor 2016 & Newer

up to 48 months

as low as 5.75

Used Garden Tracor 2015 & Older

up to 48 months

as low as 7.60

Share Secured

up to 72 months

as low as 3.50

Unsecured Loan Rates

Effective Date: Thursday, February 22nd, 2018

Name

Term

Rate

LOC - Overdraft Loan

Open End

14.00%

Home Improvement Loan

up to 36 months

7.45%

Signature Loan Risk Base

As Low As 7.00%

Real Estate Loan Rates

Effective Date: Thursday, February 22nd, 2018

Name

Term

Rate

First Mortgage Fixed

10 - 15 year

3.25%

First Mortgage Fixed

20 year

4.00%

First Mortgage Fixed

25 - 30 year

4.50%

Second Mortgage Fixed

12 - 72 months

5.00%

Second Mortgage Fixed

73 - 96 months

5.50%

Second Mortgage Fixed

97 - 120 months

5.75%

HELOC

20 year

Variable Rate as low as 4.50%

HELOC Special Introductory Rate 2.50% for the first 6 months!

* Note - Interest Rates are listed as APR- Annual Percentage Rate
Listed rates are fixed unless otherwise noted. All loan rates may change at the beginning of each month.
Variable rate loans are subject to change at anytime.

NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act