2018 BSA/AML Conference

This is our flagship BSA/AML training event. The program incorporates a review of all of your institution’s BSA’s technical compliance responsibilities; it is the annual review everyone needs to remember their critical duties. It also reviews the required elements of your AML program from CIP to enhanced due diligence.

Program content incorporates recent changes and reviews major proposed changes.

The presentation is a comprehensive overview of BSA/AML compliance issues. The new “Due Diligence” regulations with mandatory compliance by May, 2018 will be covered. Regulations require every bank to have an ongoing Bank Secrecy Act training program and examiners routinely ask for evidence of recent training - even for experienced BSA personnel.

2018 BSA/AML Conference

This is our flagship BSA/AML training event. The program incorporates a review of all of your institution’s BSA’s technical compliance responsibilities; it is the annual review everyone needs to remember their critical duties. It also reviews the required elements of your AML program from CIP to enhanced due diligence.

Program content incorporates recent changes and reviews major proposed changes.

The presentation is a comprehensive overview of BSA/AML compliance issues. The new “Due Diligence” regulations with mandatory compliance by May, 2018 will be covered. Regulations require every bank to have an ongoing Bank Secrecy Act training program and examiners routinely ask for evidence of recent training - even for experienced BSA personnel.

What are your responsibilities and warranties?

One of the important factors about ACH Origination is that any sized financial institution can offer the product. But it is a product and you have to know what your offering, how it works, who you’re offering it to and how to manage your risk. Same Day ACH is another product within ACH that you can offer.
The ACH Rules were written so the Originating Depository Financial Institution (ODFI) carried the origination responsibilities and warranties. As the ODFI, you pass those onto your Originators through a contract. You are still, however, ultimately responsible and you must know the warranties. In this session, we are going to review the general origination warranties and then review the most used Standard Entry Class (SEC) Codes. We'll look at the authorization requirements, format and specific warranties for those SEC Codes. We will also discuss the new Same Day ACH and how your origination business may change with this option. Join us and learn how to decipher the SEC codes, how the products work and what your warranties are.

The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.

The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.

The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.

The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.

This is the description from webinars that were presented in 2017. Please check back for a modified description. Topics may be updated, but registration is now open.

Carl Pry, a well known and highly respected compliance expert and recipient of the 2015 ABA Distinguished Service Award will be presenting a quarterly update that will address new items to be aware of, deadlines and what's on the horizon. In a simple language webinar format that you can view from your office, Carl will make sure you have the information you need to keep your financial institution in compliance.

The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.

The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.

Covered Topics

Five steps for managing a CRA exam and the importance of developing a CRA strategy.

Tips for banks that are ISB (intermediate small banks of $313 million in the prior two calendar years and the transition to CRA reporting when the large bank threshold of $1.252 billion is reached. The new limits were announced on December 27, 2017.

Learn how to document lending activity in designated disaster areas.

What's included in a performance context? Learn how to describe your institution, quantify the ability and capacity of the bank to meet credit needs based on financial data. Learn how to highlight the positive outcomes of your lending focus and business strategy.

Tips to describe your assessment area including demographic and economic data resources.

Best practices to deal with CRA-related complaints and potential fair lending issues that can threaten a successful exam.

New definitions for “home mortgage loan” and “consumer loan” as well as public file requirements became effective January 1, 2018. The joint rule from the Federal Reserve, FDIC and OCC amends respective CRA regulations to conform to CFPB changes to the Home Mortgage Disclosure Act.

What you will learn

Acknowledge Your New Role - Embrace the challenge of moving from team member to supervisor. Learn the value of boundaries. Doing so will help you balance your need for approval with the larger need for meeting team and company goals.

Plan and Prioritize - Realize that your primary job is to make sure everything that needs to get done gets done. Planning and prioritizing departmental tasks, and assigning the right tasks to the right people, is key to everyone’s success.

Be Accessible - Take time to walk around your department to see and hear what's going on. It’s a great way to find and take advantage of "coachable moments." Establish routine coaching appointments with your staff to create consistent, timely accessibility.

Encourage Teamwork - Foster input from team members and demonstrate how the success of one benefits the entire team and positively impacts the entire organization.

Communicate Upward and Downward - Let your team in on the reasons behind decisions, then listen and share their input and concerns. This will ensure a happier, more productive workplace for all.

Delegate - Delegating not only helps you manage your workload, it also helps team members develop important skills and become more self-supervising. Provide encouragement and follow-up so team members know they have the support and resources they need.

Discipline Effectively - Set clear expectations. When it comes to performance concerns, be specific with team members. Let them see how their actions impact the team and the organization.

The Sixth Annual Mississippi Bankers Association Women in Banking Conference is designed to highlight strategies for success for women in the financial industry. The conference also provides the opportunity to network with other women bankers and discuss common challenges and solutions.