Paypal Newbie - Some Questions

I'm kinda new to Paypal, as they recently added bank acc. functionality in my country so I 've signed up, verified and now I plan to start selling some stuff on DP, WSO and maybe on websites etc.. But I wonder, should I go with Personal or Premier account? Is it possible to do business with Personal acc? The fees on Premier scare me a little...I've also heard some bad things about chargeback scam...is 'Gaypal' really that bad? Also, are there any receiving limits on Personal acc (besides credit card paymanets)? I'd like to hear an advice from someone experienced with all this.

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