A written plan will make you aware of the potential areas of your budget that you are not exactly being wise with currently. From that awareness, you can easily make the necessary adjustments. As the author and management consultant, Peter Drucker, explains: “What gets measured, gets improved.”

These 3 simple steps could help you take control of your finances and take a smart approach to budgeting your money:

In addition, personal loans provide you with a finite payment schedule, usually of 3 to 5 years, at a fixed rate. One easy to remember payment could get you on track with your budget.

2. Automate Payments and Bills or Put Them on the Calendar

By using technology often available through your bank, it’s a simple process to set up automatic payments so you don’t accidentally forget.

You can also set up a “bill payment” calendar using Google calendar and list each payment on the date that it’s due.

This way, any time you look at your calendar, you will notice additional bills that are coming up and about to be withdrawn from your checking account. Get started by inputting items like these to budget your money wisely: