I use a broker....gets me the best quotes and is also there to help when things go wrong.

6th Oct 2010

i usually find quotes online and the one i like, i call them up, haggle and they lower the price a little more.

Original Poster

6th Oct 2010

Yea - I think I might phone round or try a broker. My Daughters just passed her test and for an old KA they want £1,500.00 third party fire and theft - eek....

Banned

6th Oct 2010

Wallace's Insurance 01246 866962 is the broker I use.

Original Poster

6th Oct 2010

slamdunkin

Wallace's Insurance 01246 866962 is the broker I use.

Thanks, I will give them a go - nothing to lose

6th Oct 2010

Don't use a broker until you've tried the comparison sites. Brokers can't negotiate the same deals as the big guys - although you can ask them to take a hit on their commission to seal a deal.

Use the comparison sites Gocompare, Moneysupermarket, Comparethemarket and Confused.

Did this yesterday for house and contents and most expensive was over £700 but cheapest was £190 for the same cover.

Did it a couple of months ago for car insurance and paid less than I did last year.

NB Use all the comparison sites because they each have different deals - even with the same providers. Eg Aviva had a deal a couple of years ago only with Confused.

6th Oct 2010

use the comparison sites, find the cheapest and include any quidco cashback you might get, then quote this price when phoning around

Banned

6th Oct 2010

cannyscot

Don't use a broker until you've tried the comparison sites. Brokers can't … Don't use a broker until you've tried the comparison sites. Brokers can't negotiate the same deals as the big guys - although you can ask them to take a hit on their commission to seal a deal.Use the comparison sites Gocompare, Moneysupermarket, Comparethemarket and Confused. Did this yesterday for house and contents and most expensive was over £700 but cheapest was £190 for the same cover.Did it a couple of months ago for car insurance and paid less than I did last year.NB Use all the comparison sites because they each have different deals - even with the same providers. Eg Aviva had a deal a couple of years ago only with Confused.

Not from my experience my broker always finds me a better deal than the comparison sites on car insurance and then finds me the best deal the following year because most insurers always put the price up..

6th Oct 2010

So, OP your original question about where the best deals are to be found can only be answered by you checking the comparison sites and then phoning a broker.

6th Oct 2010

Search a little further than the comparison sites, as they arent always the best, With my car I can guarantee that the comparison sites will be at least £400 more than what I can get the insurance for.

6th Oct 2010

Don't forget to try direct line, as far as I'm aware they're not on comparison sites, and they're usually comeptitive...

6th Oct 2010

civms47

Don't forget to try direct line, as far as I'm aware they're not on … Don't forget to try direct line, as far as I'm aware they're not on comparison sites, and they're usually comeptitive...

Not for young drivers or drivers with claims - they cherry pick.

Young drivers should google for brokers for young drivers.

6th Oct 2010

aviva car insurance were the cheapest after Quinn went into administration for joung drivers - my son paid £1000 for fully comp at 17- ayear ago - females get lower rates.