Investor Funding Made Easy…

We use our own money so we make the decision. You do not have to wait on a loan committee or for us to “place” your loan with another investor.

Our North & South Carolina Hard Money Loan Programs And How They Work…

Hard Money Rehab Loan:

This loan program is for investors who are looking to purchase and rehab a property. They may plan to flip the property once the property has been rehabbed or they may want to keep it as rental property. We will lend for the acquisition as well as the rehab cost. The rehab funds will be held in an escrow account and released as work is completed. Below are the terms for this rehab loan program.

Our Hard Money Rehab Loan Works Like This:

1st Trust Deed/Mortgage Only

Minimum Loan Amount Is $40,000

Interest Only Payments

No Pre-payment Penalty

No Property Is Required To Get Approved

Approval In As Soon As 2-3 Days As Long As We Receive All Required Documents

640 Credit Scores Are Typically Required To Qualify, However We Look At The Whole Picture

Closings In 2-3 Weeks As Long As We Receive All Required Documentation And Appraisal Completion.

Hard Money Landlord Loan:

This loan program is for landlords to acquire or refinance currently owned rental properties. This loan program does not include any escrows for repairs. The landlord will make any necessary repairs out of pocket on a purchase loan or from loan proceeds if a refinance . This loan can be used longer term than the rehab loan program. Below are the terms for this landlord loan program.

Our Hard Money Landlord Loan Works Like This:

1st Trust Deed/Mortgage Only

Minimum Loan Amount Is $40,000

Interest Only Payments

No Pre-Payment Penalty

No Property Is Required To Get Pre-Approved

Approval In As Soon As 2-3 Days As Long As All Required Documents Have Been Received