Managing the finance is not easy for some people. In order to have a stable financial condition, you must manage your money very well. But if you are one of the people who cannot manage your finance well, you do not need to worry. In this modern era, there are some tools that you can use to manage your money. Some people choose Excel to manage their money. However, some people find difficulties in operating it. Other tools are now available on the Internet. Here are some of them.

One of them is Buxfer. It is an online tool that you can use to manage your money. It enables you to check all your cash in one place. You can also use it to plan out something regarding your financial future. If you are planning to buy something, you can plan how much you need to save and how many months you need to reach your goal. If you are sharing an apartment with a friend, this online tool can be used to manage the sharing expenses because it helps you to split the expenses.

Another online tool is mint.com. It is the most popular financial online tool. If you have problem with budgeting, this tool will help you figure out where your money goes and how much you spend in a month. It can also help you to change your bad habit in dealing with your money. This tool is available to be accessed via a smart phone because there is the mobile apps version. Therefore, you can check and manage your money easily.

Readyforzero is another online tool that will help you deal with your finance. This tool, however, is perfect if you are planning out to pay down your debt. This tool can assist you in managing your debt payments because it retrieves your debt information from your debit and credit accounts. This tool also helps you to keep track on what you have accomplished in paying down your debt. If you need some motivation, this online tool also provides you motivations to keep going in paying down your debt.

If you need some assistance in long-term investment, Betterment is the right tool for you. You will get some advices and encouragements in investing your money. You will get some guidelines on how to invest your cash and assistance in checking how far you have reached your investment goal. You must pay small cost as the management fee.