Because of concern about issues regarding compliance I am no longer posting rates. Rates depend on income, assets, credit scores, loan to value ratio and lock period. If you want an accurate quote it is best if you fill out a loan application or if you phone or email me so that I can get you a quote appropriate you.

Current posted rates are in effect as of 03/11/2018 6:51:02 PM Central Time.These are NOT rate quotes. These rates and prices are meaningful only by week-to-week comparisons and are intended to show how rates are moving. Rates are subject to change without notice. These prices are for 40 day rate locks. Middle credit score of 740 or greater for each borrower, owner occupancy, LTV <= 80% and a debt ratio less than 45% are assumed. There are many other factors which can change your rate or cost and you should not assume what your rate will be until we have your loan aplication, income and asset documentation and credit report. You should in no way interpret these are rate quotes. These only indicate from week-to-week what rate a borrower with a certain profile might get.

30 year fixed Conforming

Rate

Points

APR

Lock Days

4.750%

0.000%

4.818%

40

4.500%

0.800%

4.637%

40

The APR is calculated using a loan amount of $300,000 and these typical fees.

15 year fixed conforming

Rate

Points

APR

Lock Days

4.250%

0.000%

4.361%

40

3.875%

1.000%

4.135%

40

The APR is calculated using a loan amount of $250,000 and these typical fees.

30 Year Fixed - High Balance conforming

Rate

Points

APR

Lock Days

4.750%

0.000%

4.821%

40

4.500%

1.200%

4.674%

40

The APR is calculated using a loan amount of $300,000 and these typical fees.

15 Year Fixed High Balance conforming

Rate

Points

APR

Lock Days

4.375%

0.000%

4.497%

40

3.875%

1.000%

4.145%

40

The APR is calculated using a loan amount of $300,000 and these typical fees.

5/1 ARM - conforming

Rate

Points

APR

Lock Days

4.500%

2.500%

4.877%

40

4.125%

1.125%

4.683%

40

The APR is calculated using a loan amount of $200,000 and these typical fees.

7/1 ARM Conforming

Rate

Points

APR

Lock Days

4.500%

0.000%

4.723%

40

4.250%

0.800%

4.802%

40

The APR is calculated using a loan amount of $200,000 and these typical fees.

30 year Fixed Jumbo (to $1.5 million)

Rate

Points

APR

Lock Days

4.375%

0.000%

4.398%

40

4.125%

1.250%

4.253%

40

The APR is calculated using a loan amount of $1,000,000 and these typical fees.

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