"It's good to see that people enjoy themselves when abroad and embrace the local culture," said Andrew Goodsell, Saga chief executive.

"But it is important to ensure you have adequate travel insurance to cover unforeseen circumstances so you really can have a carefree holiday."

Research published by Bupa this month suggested that a number of British expatriates will travel home for Christmas, with six in ten admitting that they miss the company of their family and friends during the festive season.