I've had a free tow from London, I asked the tow truck guy how much it would be if I actually had to pay for the tow, he told me something rediculous ($500+)

I used to do the safety plan with my Bell Mobility cell phone. It was $3 a month, and you get 3 tows per year, plus emergency roadside assistance for changing tires, gas, etc. etc... for $36 a year it wasn't bad, and it was completely transferable. I used it to help strangers out on the side of the road too.