i seem to have had a hard time getting hired due to the fact that i have some credit issues.....ive had great interviews with principal, nyl and aig but all of them said i have to get my credit fixed...will anyone hire me or is it a lost cost...thanx for any input

Someone will give you a real anwer eventually. I have known people with bankruptcies get appointed and felonies for that matter. Not sure about the big companies like NYL though. Obviously you need good credit to work for them.

I have yet to hear of an individual health carrier declining to appoint based on credit. My credit was trashed when I got into the biz and I picked up all six carriers in MD with advances on Time and GR.

When I hired I took on a lot of agents who just BK'd and it never affected them. But, like stated, if you owe a carrier a chunk that would harm you.