I am writing perhaps as a devil’s advocate to ask what are the risks of driving a car without insurance? With premiums so high, especially for young drivers, surely it is a real temptation.Driving without this cover is illegal and could have wide implications, particularly if you were involved in an accident.

Thinking of buying a late model used car? Like most consumers, it’s a smart idea to check the vehicle out for signs of former accident damage. A quick title-search can eliminate salvage, flood, and other insurance write-offs, but dealing with run of the mill fender-benders can be more complicated.