Family has smallish home, and is having difficulty with the mortgage payment. Extreme Makeover gets involved, tears down the old home, builds a beautiful, and substantially larger, home for the family, pays off the original mortgage, and on top of THAT, gives them $100k. Family, in turn, takes out a $450k second mortgage on the new house...and now can't pay it off.

I don't know enough about the bail out bill to fully be decided about its usefulness, but I'm curious as to how much the economic status of the readers of CNN.com skews the results of this poll. There are plenty of homeowners who are victims of shoddy business management by mortgage companies, although I don't expect they're cruising the internet to vote on CNN about it.