Bank Pocztowy is an universal modern bank offering customer-friendly and lucid financial services, which are available at the post offices and in the network of Bank's branch offices across Poland. The Bank was established in 1990 in Bydgoszcz. There are two shareholders of Bank Pocztowy: Poczta Polska (Polish Post) that owns 75% of shares (minus one share) and PKO Bank Polski S.A (25% plus one share). Both of them are well-known, reputable institutions enjoying the public trust. Thanks to our shareholders, we have at our disposal the largest distribution network and access to the most modern banking activities.

The uniqueness of the offer of the Bank Pocztowy consists largely in the wide access to the services rendered. We are to be found in nearly 5000 post offices all over the country. We offer a wide range of services, such as Savings and Settlement Accounts, cash payments and withdrawals, deposit accounts or bank loans. We have developed various distribution channels which provide our customers with free access to the accrued resources. The network, consisting of nearly 10,000 posts, is the largest in the country. It includes a few thousands of post offices where one can pay or withdraw money. What is more, customers withdraw money from ATMs belonging to organizations such as PKO BP, Kredyt Bank S.A, Cash4You and Euronet. Cash withdrawals in all of those abovementioned cash machines are not charged with any commission. Our customers may also access and monitor their means through:

online banking - Pocztowy 24 service,

telephone consulting in Call Center,

possibility to check the account through SMS,

It is hard to find anything that would be better. Pocztowy. On everyone's way.

Having the customers' comfort in mind, we constantly improve the quality of services rendered. We offer simple, lucid and customer-friendly financial products for individual customers, as well as for small enterprises, housing cooperatives or local government units.

In cooperation with the majority shareholder, Poczta Polska, we have been introducing postal banking services since 2006 through creating the network of professional Financial Stands at the post offices which are integrated with the computer system of Bank Pocztowy. Those stands enable us to serve our customers in fast and professional way. Bank Pocztowy and Poczta Polska, in their mutual plans, express their determination to establish more than 3300 Financial Stands by 2009 all over the country, in which modern and customer-friendly financial products will be available.

Individual customer service is one of the strategic routes taken by Bank Pocztowy. Services offered to individual customers are available at Post Offices and the Bank, but also through the Bank's Call Centre. Cash and cashless transfers to Poland

If you have been wanting to transfer money to Poland quickly, or receive money from abroad while living here, in Poland, you can now do it, thanks to the range of services provided by the partners of Bank Pocztowy! In partnership with US and UK companies we have worked out an attractive offer for international transfers.

The product we have prepared is characterized by:

availability - as part of cash transfers service you can withdraw money at one of 5 thousand Post Offices

comprehensiveness - possibility of transfers with instruction for cash withdrawal, as well as cashless transfers onto a bank account

speed - depends on standards established by the transferring company, however, the service of Bank Pocztowy ensures that waiting time for the transfer is reduced as much as possible

security - transfer settlement and cash payment are carried out by Bank Pocztowy and Poczta Polska - both institutions with multiyear tradition and experience It's easier with us!

While staying abroad, thanks to the services offered by the partners of Bank Pocztowy you can now:

transfer amounts in zlotys, enabling the recipient to withdraw the money at any given post office

transfer zlotys into your own zloty account or that of an indicated recipient in Poland

settle any type of bills - electricity, gas, telephone etc!

BUSINESS CUSTOMERS

Bank Pocztowy offers a rich and wide variety of products for business customers. Both small companies - with a single person or a few people - as well as large, chain companies will find services to suite them at Bank Pocztowy. It is worth paying special attention to the following: for small companies - the "GIRO-Premium" service enabling one to make compulsory tax and health/retirement insurance payments at Post Offices; for companies which receive a great deal of small payments from natural persons - the "Infotransfer" service, and the Postal Company Account. Cash and cashless foreign transfers system

Bank Pocztowy has worked out a package of services for mass transfers of resources from abroad. This system has enabled our partners from various parts of the world to offer transfer orders to their customers in Poland and in other countries, using over 5,000 of the Post's cash outlets.

The comprehensive system for servicing transfers to Poland comprises:

bank account in the Polish currency

service of currency exchange for bulk inflows into the account in Bank Pocztowy

service of mass payments into zloty bank accounts

service of withdrawals in zlotys at Post Offices and the Bank's outlets

We are a clearing bank - thanks to the financial services of Poczta Polska we have gained experience in servicing mass paymentsWe are a postal bank - we have access to over 5 thousand outlets of Poczta Polska enabling quick and secure withdrawals of cash

Servicing local authorities is another area where Bank Pocztowy operates. The Bank has got extensive experience in this kind of activities. Characteristics of a number of services we have on offer, like "Infotransfer" or account consolidation, make us attractive to Local Authorities.

LEGAL NOTICE

Bank Pocztowy S.A. hereby informs you that the data found on this internet service and the websites linked to this service are not an offer of any services, including the services of bank activities provided to the internet service users, and serve information purposes only. Bank Pocztowy S.A accepts no liability for accuracy, update and completeness of presented products and information published in this internet service and the websites linked to this service. Any use of information provided there is entirely at the user's risk. Bank Pocztowy S.A. cannot be held liable for any damages being a consequence of using that information or basing on it. Any use of this internet service is entirely at the user's risk

Bank Pocztowy S.A. reserves the right to introduce any changes in whole or in part to the information found on this website, without prior notice.

At the moment of receiving access to this internet service and the websites linked to this service the user acknowledges that electronic mail and other transmissions going through the Internet may be exposed to the interference of third parties and are of no confidential nature.