I have followed the forum periodically for about 7 years but this is my first post. I have tried to follow the investing strategies posted on this forum and in the Bogleheads Guide to Investing book. I appreciate in advance any comments and advice. I am recently divorced and interested in getting myself on the right track for retirement.

Key Points:
1. Total Portfolio and overall Net Worth is in the low 6 figures.

2. I am interested in possibly adding a REIT fund for more diversification. My 401k offers the Invesco Real Estate fund (can't find ticker symbol) which has returned 12% over last 10 years. It has a 1.3% expense ratio.

3. I don't mind doing some rebalancing each year if the recommendation is to exit the target date fund and move into a few other Vanguard index funds. Is is worth the extra possible return if I am willing to do the rebalancing?

Looks good to me. Or at least I dont see any un-Boglehead flaws in your course. That is kind of a lot of cash to hold, but you said you would use some on a house purchase. Speaking of which, with the size of your portfolio, I dont see any need to add REITs (exposure to real estate) if you are going to be buying a house.

linuxuser, it is confusing. The funds appear very similar in name between the SSgA Target Date funds in the Roth 401k and the traditional 401k. For some reason the ones in the Roth do have a lower expense ratio. Also in the traditional plan the target year end in 5s (2015, 20125) and for the Roth they are 2020, 2030, etc..

Thanks for your response and Mill makes a good point on holding off on a REIT if I'm buying a house soon.