*To qualify for the Million Dollar Round Table members must meet a certain level of premium, commission or income during the year. For details please visit http://bit.ly/2eFx0ex.
**Lincoln's Premier Partners Program is an internal designation based in part on assets under management, sales and compliance criteria.

We are licensed in the following states. If you are a legal resident of one of these states, please proceed. We are sorry if we are unable to offer you our services at this time.

The Kosek Organization and Construction Planning Group are marketing names used by Joseph and Jeffrey Kosek for business conducted through Sagemark Consulting.

Unless otherwise identified, Associates on this website are registered representatives of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and a registered investment advisor. Member SIPC. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at www.LFG.com.

*Associated persons of Lincoln Financial Advisors Corp. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.