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About Me

I am a stay-at-home mom who learned how to save 75% on my grocery bill, 65% on gifts and love teaching others to do the same. I believe that in order to change your life you must do more than behavior modification, but get to the heart of wastefulness. I am a HUGE fan of Dave Ramsey. My family went through a time in 2009 where we were paying 2 mortgages on 1 income. God definitely provided. I am using this blog to help others, hold me accountable and give myself a hobby in the meantime.

Only Diet that Ever Worked for me

Thursday, April 22, 2010

If you're reading this, it's likely that you're accessing my website through your favorites. The Centsable Lady has moved blog services and will no longer be posting via the blogger interface. Please make sure you access our NEW website via centsablelady.com.

Wednesday, April 7, 2010

Thank you so much for being so faithful. My husband and I went on vacation with the kiddos. I have tons of new creative ideas for FRESH articles. Also, I am moving my blog from blogger to wordpress. I will see you after vacation with our new look.

Plus, it is time to set up yourZero-based budget (then negotiate with your spouse) for April! If you are single, put together yourZero-based budgetand get an accountability partner. No excuses!

What is a zero-based budget?A zero-based budget is one where your total income minus your total expenses equals $0. In other words, it forces you to assign every dollar of income to an expense (or savings) category. AsDave Ramseyputs it, you’ll be “spending your month’s income on paper” before you spend it in real life.

But my husband handles the finances! My husband had a ton on his plate. I asked him if it would be okay if I, the unorganized spender, could do the budget. With a smile, he said yes. HELP him by helping your family make a budget. Yes, numbers make my head hurt too.

Isn't the word budget a four letter word? No, I love my budget. I have FREEDOM like you will never believe with a BUDGET!

Or even better, sign up for theDinner of the Month Club and get a 12 month package of 12 $25 gift certificates and ONE FREE $50 gift certificate. The total for this package is $120, but after entering promo code: SAVOR - your total will drop down to $24! That means $350 worth of dining for $24!

What is Restaurant.com?

Restaurant.comis a website that sells gift certificates to restaurants all over the country at a DEEPLY discounted price.