Money Saver Mortgage

Save now. Save every month.

Have you delayed refinancing your mortgage because of up-front fees and other expenses? First Citizens’ Money Saver Mortgage1 makes it easy for you to take advantage of today's low rates, with no origination fee, plus you'll get a $500 bonus at closing!

With the Money Saver Mortgage you'll enjoy:

A competitive fixed rate

No origination fee or processing fee

A $500 bonus at closing

A variety of terms to fit your needs and budget

Loan amounts up to $650,000

An additional .25% rate discount if we automatically deduct your payment from a First Citizens checking account

A Beacon credit score of 720 or higher is required to qualify for this loan.

Contact your local First Citizens branch for current rates and more information.

Other products you may be interested in:

Save more today.Worry less tomorrow.

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1 Subject to credit approval and acceptable collateral. Terms and conditions subject to change without notice. Some restrictions apply. The maximum loan-to-value is 80% Primary residences only. Property insurance is required. Title insurance is required for loans exceeding $125,000. Flood insurance may be required. Existing First Citizens loans are ineligible for refinancing with this product. This offer cannot be combined with any other offer.