ACT FAST: Citi Credit Card Product Changes Tomorrow

ACT FAST: Citi Credit Card Product Changes Tomorrow

On Sunday Citi’s new credit card rules went into effect, essentially limiting you to one product per credit card family, per two years. Unfortunate, but if you keep track of openings and closings, you’ll be better off and know when you’re ready to apply next.

A bunch of Citi bonuses are changing tomorrow, September 1. If you still can, get on it today.

Citi Hilton Visa – 75,000 HHonors Points

The no-fee Citi Hilton card is currently offering 75,000 HHonors points after spending $2,000 in three months. The status it comes with is garbage (Silver), but these points are easy to earn and you can find good redemptions at Hiltons across all point ranges.

If you can get a Hilton card, I’d get the Citi Hilton Reserve – which comes with Gold status and 2 Free Weekend nights to use at any Hilton, but if this is the only one you can get – go for it today.

Citi Prestige – Admiral’s Club Access

Citi made some negative – but not surprising – changes to the Citi Prestige earlier this summer. One of those was that the card would lose Admiral’s Club access starting next July (July 27, 2017, to be precise). However, those who have the card already or open it before tomorrow September 1, 2016, will still receive access.

So if you were thinking of getting this card and would like the Admiral’s Club access, now would be the time to apply for it.

American Airlines AAdvantage Executive Card – 60,000 AAdvantage Miles

Similar to the Citi Hilton No Fee – Visa offer, this 60,000 AAdvantage Miles offer is set to expire tomorrow, September 1. This card requires $5,000 in spending over three months but carriers an annual fee that is not waivedof $450.

It does come with the standard Priority Boarding and free checked bags. The nice part about this card is that it comes with Admiral’s Club membership – this means you can use the AA lounges even if you’re not flying on American that day. (The Prestige provides access which only let’s you enter with an itinerary ticketed on American Airlines).

Bottom Line

Several Citi offers are supposed to change tomorrow. If you were thinking about getting these cards before and are still able due to the new rules, there’s no time like the present.