John has worked and sold products to mlm companies, owned wireless stores in 6 states and have set records in membership and donations for non-profits.

Despite these claims, I was unable to find any specific information on Sheehan’s purported MLM history.

Of note is that his Saivian profile photo was the same used on his LinkedIn profile. A Google image search still ties the image to Sheehan’s LinkedIn profile, however the profile itself was recently deleted.

An additional point of interest is Saivian’s Marketing Director, Steve Gewecke.

Gewecke first popped up on BehindMLM’s radar back in 2012, as a VIP Founder of US Utility Direct.

Who owned US Utility Direct was never disclosed, with the company failing to launch on its advertised June 30th, 2012 launch date.

440 Comments on “Saivian Review: $125 in, $5 to $3000 daily ROIs out”

Oz, if you dig a little deeper, you will find that some of the same guys at the top of this also launched that ridiculous “Bitcoin All Access” program less than 2 months ago, which also offeres “cash back” on groceries, dining, gas, etc.

It didn’t have the same popularity as this one due to the fact that it only accepted Bitcoin as a form of payment.

And if you want to see how far down the rabbit hole this really goes, accepting checks is a classic tactic used by scam programs created by convicted criminal “Eric J Dalius” aka “E.J.” (the name he has used in several of his last schemes).

Just do a little research and you will see that Eric Dalius ran the following scam programs that defrauded people out of millions (in which all of the latter programs only accepted “checks” for payment): Foreclosure Network USA (FNUSA), Professional Realty Enterprises, Inc, C.O.R.E Team System, GasUpUSA, My Travel Club USA, Telecom Solutions, US Gold Index, Mozeena, etc., etc.

He is a convicted criminal in the state of Pennsylvania and was investigated by the F.B.I.

As far as Steve Gewecke, he and Eric are “thick as thieves,” as they usually promote the same scam companies together.

E.J. is already a top promoter and guest speaker at live meetings in Bethlehem, P.A. for this B.S. opportunity. In another 3 or 5 months, it too will go the way of the dinosaurs like all his other bogus companies.

And don’t be fooled when others tell you he isn’t the one who’s really pulling the strings like Mr. Geppetto! Anyone that he works with, who doesn’t have a criminal record, can show their faces on a website like the strawmen they are!

The Freedom of Information act is a wonderful thing, and it’s a shame that more people don’t do their due diligence before blindly joining scam programs destined to fail, then getting blindsided when it gets shut down or simply collapses. Caveat Emptor!

You replied: Which is a passive ROI, paid out of newly invested funds.

My Reply: It is very obvious that you do not know MLM LAW…it is favorable for a company to allow a person to participate in a company WITHOUT sponsoring anyone. Saivian has people who only want to purchase a membership, turn in the purchase receipts and receive the rebates on those purchases. Has nothing to do with a “passive ROI, paid out of newly invested funds.”

I said: If one elects to participate as a business opportunity their success will depend on the effort they put forth.

You replied: You already acknowledge that recruitment isn’t required, so “effort” = amount of funds invested.

My reply: NOT TRUE…SEE ABOVE

I would suggest you all do some research on compensation plans and the ones that pass the test with the authorities and you will find that a Uni-level passes the test.

Maybe those here making some of the comments have had bad experiences with some of the people involved, like I said I don’t know them but Eric was cleared in 2004 of the charges. May be time to let it go.

Success leaves clues, and failure leaves clues. The Saivian leadership has left a path of destruction within previous business ventures.

One of two things are happening, they have no long term vision, or they do not have the skills to build a big business.

By the way, there is no corporate location listed, no corporate phone number, and the President John has left no trace through the internet. I think this company is being operated out of someone’s basement.

First we have to define what an investment is: A scheme where you put in money doing little to no work and expecting profit.

A ponzi scheme: a fake investment scheme where funds from new investors are used to pay off old investors (both principle and interest). As there is no real investment growth, losers will outnumber the winners eventually and the scheme will collapse.

Saivian, according to Oz, has no retailable product or service, and thus it qualifies as an investment due to periodic fees.

Furthermore, it has no visible income revenue OTHER then periodic member fees, and thus, logically any payout would be from those fees. Thus, new member money used to pay old members. Thus, ponzi scheme.

Does anyone know the identity of the companies SAVIAN claims as marketing partners? Who are the companies who are paying SAVIAN for their marketing data?

There is no mention of who these partners are on the SAVIAN’s website. The website refers to them as “our marketing partners” then says the following:

The goal of the advertising revenue is to help subsidize the cash back model to our active members.

Unless SAVIAN actually has “marketing partners” that are footing the bill for the 20% cash back in exchange for the marketing data they claim to be generating, they are a scam. Period, end of story.

And this is extremely doubtful (more like impossible) since each member can name their own ten companies (including local “mom and pop” businesses) from which to be paid the 20% cash back.

Does anyone really believe that SAVIAN has marketing data sales contracts with all these local businesses?

Therefore, SAVIAN necessarily must be paying existing members’s commissions with money obtained from new members, and the only way this practice can be sustained is by constantly recruiting new members to pay the concurrent profits being raked off by the owners of SAVIAN and the commissions of existing members.

This type of arrangement is by definition a PONZI scheme.

It will take awhile (maybe even a long while) before new recruiting revenue cannot support the owner’s profits and the earned commissions of existing members, but it will happen. And when that happens, those unfortunate enough to be new to the business will be the ones that get left holding the proverbial bag.

In the mean time, the founders will have made a lot of money and won’t really care that others have gotten royally screwed. For them, it is likely on to the next scam.

@Scott, you are 100% spot on with your post. Rumor has it the Lead consultant Eric Dalius stepped down and handed the reigns over to Former North American power National Director Kevin Marino who is now the companies Master distributor!

Dalius is still involved and I’m sure gets overrides on the binary.

This whole company is twisted up like a pretzel. It’s only a matter of time until the proverbial Shit hits the fan!

The way I was explained on the cash back was folks enter their receipts into a portal in the back office, then the information is sold off to the marketing partner’s who then in return pay Saivian for that information.

I just can’t see what agency or agencies are going to pay for information like this…

Maybe a few months at best probably around the same time Saivian will collapse. Time will tell I suppose. So many people are going to get burned! What a shame

The way I was explained on the cash back was folks enter their receipts into a portal in the back office, then the information is sold off to the marketing partner’s who then in return pay Saivian for that information.

That’s a lot different to “20% cashback when you shop at these stores”.

Jimmy craps corn: The way I was explained on the cash back was folks enter their receipts into a portal in the back office, then the information is sold off to the marketing partner’s who then in return pay Saivian for that information.

I just can’t see what agency or agencies are going to pay for information like this…

And you’d be absolutely right.

1) If the orders were from merchants themselves they already have the data or can be tracked from their own loyalty cards. Why would they pay 25% of the receipt for their own data?

2) If the orders were NOT from merchants themselves then this gets into MAJOR privacy issues, not to mention 25% of the receipt?

3) How many participating merchants is Saivian getting to make the data acquisition via Saivian worthwhile? Depends on how many Saivian shoppers there are, but unless Saivian members already are in the millions data is worthless, and certain not worth 25% of the receipt value.

Logic dictates that this “enter the receipt for 20% cashback” is “busy work”, i.e. just to force you to do something to make you think you’re “earning” your money.

It’s called “contra-freeloading” (used in zoos by zookeepers to prevent the animals from being bored to death), much like TelexFree and Zeek said “just post ads” to make your outrageous daily “growth”.

The general principles sounds semi-plausible… until you look at it more closely.

It Disgusts me that a company like this is able to stay in business! No Marketing partners, taking funds directly from checking accounts???

Seriously I’ve never heard of such a thing in MLM…

Eric Dalius and Steve Gweckes former scams and charges! and last but not least how Dalius handed the Reigns over to Kevin Marino then vanishes like a Fart in the wind yet him and friends still hold top spots with sweetheart deals I’m sure…

This is a scam unless you plan on paying for EVERYTHING on your credit card.

They misrepresent the way the program works leading you to believe you will not be charged in the first month you join. I joined on the 10th and turned around the very next day the 11th and cancelled my membership in less then a 24 hour period. My “DUE DATE” was Feb. 6,2016.

The very next day (12th) after I cancelled they deducted the $125 out of my bank plus in doing so they caused an over draft charge on my account… which is what I was trying to avoid as I did not have 3 others under me yet and I can not afford the over draft charges.

This is not explained in detail when joining.. this was all found out after drilling a member in length.

And to locate a phone number or email to call or email directly to someone in charge can not be found.

I was just contacted by a close friend who is still involved with Saivian and holds a leadership position with the company, earning in excess of $300 per day!

Here is the Mind Blower… Saivian started back in October and has yet to pay out a dime of the 20% cash back to anyone in the entire company!! WHAT?? That’s correct not a dime folks!

On their videos they clearly mentions third party marketing partners.. Guess what they don’t exist…

I would like to hear it from the Mavericks themselves as to “WHY” no-one has been paid his or her share of the cash back… There better be a good reason why, otherwise the “MAN” is gonna come a Knocking… Good Luck folks..

Actually, she works very hard and is on the phone telling people what it takes to get 20% cash back from any retail store as well as what it takes to have a free monthly membership (by signing up 3 people).

Yes she does get residual from others signing others. She is on 3 way calls helping others get their 3 people! How is this bad? Is any business with a CEO, VP, executives, bosses to employees bad? If so, you need to bash basically every store you pass by!

Many advertising companies pay for retail information. A little company called Facebook is one. Ever hear of them?

Instead of getting paid to bash companies, why don’t you get up and work in a positive way?

I’m a chief! Great! As long as you have respect for me, you should take note… ponzi schemes are illegal. If this is a ponzi scheme, why is it, along with so many other MLM companies still in business? Poor Mary Kay should be in jail!

The 20% cash back comes from the retail stores. And yes, it too is real money! Just like any other rebate. Up to $60 per week.

If you’re going to investigate, you should research everything. (Ozedit: Offtopic derail attempt removed)

I, too, went to a meeting in Missouri where this opportunity opportunity was being delivered as the next great thing at saving money and how you’re already spending the money so why not get the 20% back.

Now that I see it through the eyes of an outsider… It’s easy to see that investment opportunity seems too good to be true… It probably is…

And if you have to pay $125… To make money then you’re probably really not making anything this is a joke and it’s going to collapse and all the people that all these leaders are leading the stray will have to answer to someone.

There is only ONE company that has it with copyrights in place. Everything else is some BS, offshoot or attempted copy. NO ONE has done it yet.

Who’s to say that they have not actually done it!!! What if I said that one new member of the board is the lead U.S. Attorney that goes after PANZI Schemes to shut them down.

What if the Membership included an instant discount to 300,000 stores

What if they about to Launch this company in Las Vegas in two weeks and they reveal ALL and then they turn around and sue your Slanderous hide for All that you think you have and the shoes on your feet.

Who’s to say that they have not actually done it!!! What if I said that one new member of the board is the lead U.S. Attorney that goes after PANZI Schemes to shut them down.

What if the Membership included an instant discount to 300,000 stores

What if they about to Launch this company in Las Vegas in two weeks and they reveal ALL and then they turn around and sue your Slanderous hide for All that you think you have and the shoes on your feet.

I would say that you are a VERY inexperienced person who is VERY uneducated on marketing and direct sales pay plans.

Who says they havnt done it?? I SAY.. they “havnt done it” because, for one, the company everyone is trying to copy in e-retail, is NOT operating a ponzi scheme.

You are not talking to someone here that is opposed to network marketing done right. I am annonymous here. I have no vested interest in ANYTHING but the truth. There is NOTHING I can gain by posting here except for the satisfaction of educating people.

My information is NOT biased. I have experience on all sides. I also have a high degree of success with developing companies, both traditional and NON.

No offense to the rest of you, and not that it matters because a 3rd grader knows enough math to pick out a Ponzi scheme BUT, there is not ONE person in this group who has had more experience and success than I have. Not tooting my own horn, Im just saying that I know what the F%&$k Im talking about and so do some of the others here so you should REALLY heed the advice.
🙂

There is a BIG different between NM and Ponzi schemes, although deals like yours try to blur the lines. The is also a BIG difference between networking professionals and MLM’er or Ponzi players.

Do yourself a favor and learn what that is, BUT you will NEVER learn it from the crowed you are with now.

Then I would say, stop listening to passed down, inflated, exagerated, BS rhetoric, that is so far fetched its not even funny.

There is only about 6000 branded retailers on the planet. How you guys get 300,000 of them is amazing. You must be doing something very special ha ha. UNLESS you are talking about a deal with ONE company that has 300,000 stores.

In that case I am sure your “corporate team” worked hard to find a free coupon code online for McDonalds, that they charge you $125 a month for…

Retailers do NOT give deals or special pricing. They pay an affiliate comission of 1% to 8% tops, with the obscure no name site paying up to 20%

With the maths from your “comp plan”,, even if they took ALL of tha affiliate commission (which is in the form of “cashback”) and gave it to YOUR affiliates without even giving any back to customers as an incentive, you would personally need a team of 20,000+ to make ANY significant redidual income.

Did you know that its not even legal to create a Multi Level marketing plan that is based solely on affiliate linkage alone? If you do not have your own products that are exclusive to you. You are operating outside of the law right there!

If you are going to do ANYthing related to e-commerce or e-retailing, you should REALLY talk to someone who has a clue. Seriously.

Whats that “lead Attorneys” name? I will ask him what HE has to say about it.

Do your own homework man, and stop listening to this complete fantasy nonsense they are feeding you for profit.

I cannot speak to the inner-workings of the Saivian long term business model, but as a Saivian member for the past 11 weeks I can tell you that the company has delivered everything that they said they were going to deliver.

I received my first $125 cash payout for my purchases and I have been getting paid daily residual income for the past 8 weeks.

It’s not a ton of money because I don’t have a large team but the company is certainly paying out and I’m transferring fund to my bank account.

So far it has been a cash positive venture for me and people that I know personally. Just my two cents.

100% of the $125 paid out to me was from the 20% cash back that I earned on purchases. Commissions is separate.

There is a retail shopping membership (RSM) account wallet that accrues your 20% cash back and a separate “eWallet” that accrues commissions. After you have accrued $125 in either account, you may transfer the amount to your bank account via ACH transfer.

If you spend enough money on gas, groceries, restaurants, retail purchases, etc, you will make your membership fee back. The break even point is (approx) $620/month in spending.

I tell my friends that are interested that they need to be spending $620/month on retail purchases in order for them to make their money back.

I support a family of 5 so I max out the cash back no problem. So it makes sense for me, but perhaps not for everyone.

One more question though: if you’re spending $620 a month on Savian’s affiliated merchants, $125 after 8 weeks is two months and not break even. Or have you scaled back the math to fit?

And is that $125 a month plus $620 in spending, or $620 all up ($125 spent on accessing discounts)?

Also from a business opportunity perspective, you can see why the investment side of the business is far more lucrative. $125 paid a month plus $620 a month in purchases just to break even… or just pay $125 a month and recruit others who do the same.

It’s funny. There are a lot of people I know that just use the cash back component and are perfectly happy with that.

You would think that it is tedious for someone to enter purchase information for $1200 in purchases in a given 28 days, just to make a net profit of $115 ($240 in max cash back-$125 membership fee), but people, particularly house wives that I know, love doing it and feel like it’s worth the extra effort.

Groceries alone for my family of 5 are $900/month. Add in gas and a meal at a restaurant and it is easy to hit $1200 for us every 4 weeks. It makes sense for families that we know.

Now obviously there is a strong incentive to bring new members on if you can get your membership fee covered when you make your 3rd sale of the retail shopping membership (that pays $5/day, residual).

Many people are honestly not into selling, so they use the membership and it works for them.

Regarding lag time/break even point if ONLY using the RSM, there is definitely a verification process, just like any rebate program I’ve used, because Saivian wants to verify that you actually made the purchases and that you’re not just turning in receipts that you gathered from other people.

This causes a delay and the cash is not paid out in real time. First you need to accumulate 30 days worth of receipts and then you can claim your redemption.

Once you hit “redeem,” the system generates a list of purchases for which you need to submit receipts (in the form of a single email with PDFs of receipts).

In 30 days, once Saivian verifies that you actually made these purchases (by matching the last 4 digits of the credit card number on the receipt with the last 4 digits of the card number you registered with your account, you only register the last 4, not your entire CC #) they process your cash back request.

My first redemption was for $125 and I should be receiving a $250 redemption in about 10-15 days.

Yes, I guess we’ll find out in time. There are many “exciting announcements” about the business slated for the launch event this coming weekend.

They are also saying that the 20% cash back retail shopping membership is as unattractive as it will ever be right now, suggesting that a change to the membership (i.e. lower membership fee, better cash back incentives, faster cash back payouts/whatever) will take place at the launch event.

Reading everyone’s comments is most helpful. What bothers me is having to use just one credit card for all your purchases. I use different ones for different things and oftentimes I use my ATM card or pay cash. This means a change in my spending patterns.

I also look after my elderly mother, and maybe I won’t spend enough money at retail stores ($1200) to get 20% back! What then?

It occurred to me, maybe Saivion is using the info on our receipts to find out about OUR spending habits so they can sell it to advertisers that will use that info to target our spending preferences. Just a thought.

Interesting information. I have been involved in many MLM companies over the years and this of course has been the easiest since we have nothing to sell other than a membership and I don’t feel that that is legal in the terms of a multi-level marketing but I’m doing it.

I really don’t enjoy all the phone conference calls and do nothing but hate the recruiting that scares me.

I am making money in it haven’t seen any in my checking account yet its in my account with Savion but that doesn’t mean that darn thing until it’s in my account so it’s been interesting I’m going to check further thank you.

Do you have an Angel on one shoulder telling you to get out Now! You are sterling people’s hard earned money and giving them false hope of making it Big!

Do you have the Devil on the other shoulder telling you to move forward and continue lying cheating and stealing from people?

The bottom line is you have yourself in the thick of one of the biggest Ponzi schemes to hit the network marketing arena in a long time!

Where is your conscience? Do you not care that you are hurting people.. and in some cases people will spend their last $125 in hopes of changing their lives only to find out they wasted their money.. That’s the harsh reality!

I have some extremely credible sources telling me saivian’s day’s are numbered!

Just a question because I was approached. Do ponzi schemes normally have you fill out tax forms in order to collect your funds?

I am told that a W9 must be filled out and that there is a webinar on how to keep records for your taxes. Is this another way to skirt around the fact that it is a scheme? By making you believe it is a taxable business.

Do other MLMs have people fill out tax forms before collecting money? Thank you for any insight.

Sorry Oz, the W9 is to withdrawal from both accounts I believe. So the cash back goes into a tracker and at $125 you can withdrawal and then I think the daily residual goes into a different area for withdrawal. I really am not sure.

Reading the comments above, the way it was presented to me was that the receipts would be bought by competing companies, not the company looking for data on itself.

So for instance Walmart would say hey, give me all your Target receipts, etc. If it sounds too good to be true, it probably is.

We just spend a lot monthly on groceries and restaurants so it is very appealing. Even at $125 a month…but I don’t want to be screwed of course.

Sam: I don’t know how it all works, that’s why I have been trying to research and ask questions.

And that’s exactly what you should be doing. Good job. Too many people ask questions AFTER they joined at the heat of the moment, then their “Fear of Missing Out”, “Loss Avoidance”, and “IKEA effect” kept them going despite nagging voices in their head. Skeptical attitude is what I advocate, as #MLMSkeptic

It’s a little earlier to pre judge if Saivian is a Pozi Scheme. Let’s give it a year.

I read all the comments about the membership and a lot of it is wrong. Yes I was paid my first $125 rebate in 90 days. Because Saivian need to verified receipts and credit card number. And the second rebate of $125 OR $250 is much quicker every 30 days.

I might get duke by Saivian but only time will tell. I am a risk taker. Everybody is getting taking advantage of by mlm or corporate business. I am tried of making someone else rich. I will find a business that works for me. You have to step out of your comfort zone and take risks.

If Saivian falls. I will move on. I am a honest person and don’t take advantage of people. If I feel it’s a Ponzi scheme, I will let everyone know. But I will keep everyone updated about Saivian.

Mlm isn’t for everyone. If you don’t want to recruit, mlm is not for you. That’s how you make money in mlm. So I can see why people feel it’s a Ponzi scheme.

I will contact corporate about who are their 3rd party advertising company that are buying our POS receipts for marketing data.

I might get duke by Saivian but only time will tell. I am a risk taker. Everybody is getting taking advantage of by mlm or corporate business. I am tried of making someone else rich. I will find a business that works for me. You have to step out of your comfort zone and take risks.

So rather than fully investigate if this is hurting people or not – you just dive on in and hope it works out for you?

I remember this “company” that was rebating people money they spent on gasoline long as they paid their fee up front and sent in their receipts each time they bought gas.

Vida: lol you guys are cracking me up. Wow It’s just a mlm business. Just a way to make a few extra bucks. I have a real job with benefits. Lol

It’s not just an MLM saivian is a blatant Ponzi scheme!

A Ponzi scheme is a fraudulent investment operation where the operator, an individual or organization, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned by the operator.

Operators of Ponzi schemes usually entice new investors by offering higher returns than other investments, in the form of short-term returns that are either abnormally high or unusually consistent.

I am quite concerned myself as they just intoduced a new (international) Global Travel Membership at the recent Las Vegas conference.

This which is an additional $125.00 every 28 days like the Retail Shopping Membership just seems like another way Keep that new money flowing in…

Now this doesn’t launch until June but they are taking money in the form of Saivian passes which allow you to let new people join for free??? Or at least give them a free months ride to “try it out”?

Oh and Plus they offer 20% cash back to you on the $500 worth of passes they are preselling… It’s making me very uneasy to stay with this… I think after reading and re-reading your posts here I’m thinking it’s best to part ways with Saivian.

I was recruited by a friend and then read this thread. BUT I called my bank and they charged back my check.

I also called the Federal Trade Commission and reported the company. I suggest all of you who understand that this is illegal and could hurt many people, call the FTC as well.

The more of us who report, the more they will investigate.

I asked my friend who is now angry with me because I told someone it was a scam, who she wanted to recruit, for the phone number and I called the so-called Marketng Dept today at 12:30 PM, 2:25 PM and THEY SAID THEY WERE CLOSED!!!

Nuf Said… Why would a company that was legitimate BE CLOSED????????????

Report them… Call the FTC NOW.. All of you!!!

They are targeting populations that have a language barrier… Chinese, Latino… and not telling them everything.. like the 60 day wait period… Bad NEWS!!!!

Oz…as my name indicates, I’m just observing. I share a thought for what it’s worth. Monitoring a bulletin board/message board takes effort and content decisions. I see you delete/edit several posts. Now, that’s your right and authority as the monitor/owner of this site.

All I say is…when you do that it can come across as you deleting information that is detrimental to your position on this company? Again, it a tight line to walk to delete or not to delete…

It’s not my call or business…it’s totally yours. I just share that with you, as I said, “for what it’s worth”.

My wife and I have been contacted about this company and have chosen to not partake in this company for a variety of reasons. And, I say up front, some of the information here has been very influential on that decision. Thanks for the feedback…much appreciated.

Last thing—to some posters here…it’s totally fine to disagree on a given topic. But, if you want to WIN your side of the argument, you’re far more effective without vulgarity and personal attacks. Character, Class…it’s an effective debating tool.I read most of the posts here…in truth, when I came to an “attack” style post, I moved on…

All of this is, obviously, just one guy’s humble opinion…which may well get bashed!! 🙂 *chuckle* All best to EACH of you and yours.

Diversity and disagreements….excellent. Iron sharpens Iron. An open mind can learn much from other opinions if allowed. Like I said, vulgarity and personal attacks actually weaken one’s argument—again, in my opinion.

Bottomline…you have a well run, well maintained site overall and I appreciated the information I garneered.

I got in this company and totally regret it. I am now trying to get my money that they owe me. I will be reporting them to the FTC.

I feel sorry for the ones that are falling for this. I hope everyone does their research before joining. They are very nice while you are paying your money but once you get out you will see a different side to them.

Do the math people. $125 a month and it takes 8 months to start making any profit back.

I was with them and completely believed what I was doing was alright until someone sent me the following links. This is the only website I researched on and there were only a couple of comments at that time.

Also what you have in the article was easily dismissed based on the answers I got when I asked questions. One of the things that really stood out and never really went away was how the President has no digital footprint.

While this is not impossible to have accomplished all he has over the last 2 decades it is “odd” to say the least.

From the website –

Over the course of a career spanning more than 20 years, Mr. Sheehan achieved success in complex organizations such as network marketing, retail, and non-profits.

John has worked and sold products to MLM companies, owned wireless stores in 6 states, and has set membership and donation records for non-profits.

You would think there would be some article attesting to these amazing accomplishments.

Like the person above commenting about not getting their money back I experienced the same thing.

It is brilliant if you think about it. You pay $125 every 28 days. When you do get your “3” the first 2 times (at least) that your ewallet hits $125 in commissions it is IMMEDIATELY withdrawn to pay you up for the next 2 months.

They say this is to ensure your membership does not lapse, which made sense while I was still in the dark…

When I left though I had done a transfer to my bank account three days before canceling. When I asked WHY I had not received my earnings up to the date of my leaving I was told that ALL IS FORFEITED when you cancel.

I would think this is against the law and have sent in a compliant (as I know many others have) to the FTC and The Attorney Generals office.

I even stated that since my “membership” had been paid up for the next 5 weeks that I should have gotten what I was owed and the response I got was once again “when you cancel you FORFEIT EVERYTHING” Cashback, Commissions, EVERYTHING! You should at least get your cashback while until your membership term is up and your COMMISSIONS.

If you still would like more information (there have been so many more companies than the one where the exoneration took place) Be sure to read the comments…

Just received an email saying that it is required I send a picture of my DL, a cancelled/voided check via email to create a ACH transfer profile. In addition when sending in receipts a copy of the front of my credit card.

Now, call me crazy – but why on earth would I give all this personal information via email to a company that doesn’t have a phone number, a building, a compliance department? Blind trust?? Not feeling it.

If you gave them your bank account. SWITCH BANK IMMEDIATELY (or at least switch to a new account number).

NEVER EVER give anybody your bank account number unless it’s a major national company like Verizon or AT&T or your local utilties. With your bank account number I can EMPTY your entire account without your signature with just an e-Check that you’ll never see.

It’s awfully quiet in here now. Several within my small group have their 20% cashback rebates. Forget about daily residual because we all know what Oz is going to say about this guy named “Ponzi”. Keep spreading false information buddy. Ignorance is bliss.

It cracks me up how people in general expect something great like this to fail. Pessimists. Well, I’m going to enjoy my 20% cashback and whatever you want to call my daily residual income.

20% cash back??? It’s a whole lot less than that after you pay your monthly membership of $125. And, getting that cash back is an excercise in extreme frustration – – most people give up before accomplishing that, since it is such a tricky process.

And, people drop off like flies. It is extremely difficult to maintain a regular income because of this.

If you are not a VERY active recruiter you will end up not even being qualified for the $5 per day. And, even if you do accumulate $125 or more in your E-Wallet, Saivian will grab $125 right off the top of that accumulation for a month in advance, even though your account is paid in full up to a certain date.

And then, if you wise up and try to have your $125 sent to your bank account, the money has already been applied for Saivian’s future use. These guys are scam artists, crooks, thieves and any other adjective you can think of.

If you hear the word “Saivian” do yourself a favor and RUN!!! (the opposite direction).

Has anyone received a cash back check or money yet? I haven’t seen any proof of that yet.

That is what the product is suppose to be. Cash back. I would like to see a photocopy of a check for cash back that someone has received.

To my knowledge you will not see one for 3 months after you join. So you have to pay in for 3 months and submit your receipts monthly and on your 4th month you will get your first cash back check. Is this true?

I have been in the company since February. I followed the simple instructions given to me in the back office and have only had one single issue.

On the copy of my receipt the corner was folded over so the last four digits of my credit card were not visible, the company notified me I corrected the receipt and received payment!

I can almost Guarantee if you are not getting paid it’s because of user error… my recommendation is to just take your time and make sure everything is correct before you hit send.. Like I said I can almost Guarantee you will get paid no problem.

Ok- so I have not had any luck with getting paid, and I start digging on the wonderful person that signed me up, Laura… Come to find out she and her husband just filed bankruptcy. All this while she is telling me and scores of others that she is making 100.00 a day and almost 150.00.

If this is the case…then what’s with the chapter 7? Obviously there are major lies being told here. Something needs to happen here and quickly!

If you want to know her and her husbands personal business then you should call her and ask her about it! If they filed BK, it’s for a reason. There are justifications needed before a court would approve.

(Note to Oz. You have a tendency on deleting what you call derailment, yet let personal negative derailment slide? That’s a bit sheisty. You’re going to lose credibility. )

I asked Gewecke himself in person at a meeting… who were the sponsors paying them 20% on our receipts and he told me it will be more than a year after they have collected enough from the members to work on getting them!!! They ARE paying enrollee’s with new enrollee’s 28 day payments!

After 30 days you can turn in your receipts to be paid your 20% on… but they only allow you to turn in enough to collect $125. which they will pay you in 60 more days… so thats 90 days and they are taking $125. out of your account every 28 days!!)

This is when you have spent enough to earn $250 during your first month ($1200) which is the max amount you can collect.

The company says they have to do it this way to check if your banking numbers you gave them work!!! Ha Ha, this is a scam to keep from paying you what they advertise.)

So for you to understand, there will always be $750. that they will owe you and you will never get it because if you cancel and quit they keep it. So in a year where if you spent 1200. a month on retail, and $125. every 28 days to savian to pay you 20%, You will earn $750. that year and about 1300 the following year.

Any company I order product from I expect the product I purchased, Savian tells us our 20% is our product and they keep $750. of my purchased product and to me that’s against the law and stealing.

I have recently joined the company (Please refrain from snide remarks). A lady from my up line showed us a copy of a rebate check that she had received from the company, so the rebates DO happen.

I understand that people on this site were complaining about rebates taking from a 60 to 90 day wait period, but most companies do the same.

In comparison, two years ago, my girlfriend purchased a cell phone from T-Mobile for me. Not only did she NOT get the rebate, they had changed the rules during the waiting period.

So instead of receiving a $120 visa gift card, instead they claimed that I will get a $100 credit towards my next phone bill.

So, I gave her $120 out of my pocket and complained to T-Mobile saying that it was because of the rebate that this purchase was even considered. At least Saivian has shown to comply with their own rules. (So far, no threat of me losing money.)

I have noticed that you speak of people at the bottom losing to the people at the top. Isn’t that like working for (Ozedit: Offtopic non-MLM related derail attempt removed)

I am sitting here watching a gentleman from my up line earn $300 per day, as he sends the earnings from his eWallet account into his bank account (Yes, very real).

That is $9000/month and people will say, “Don’t do it. It’s a scam! It’s a scheme! It’s a pyramid!” I don’t know about you, but I do not of anyone working at Walmart that makes $9000/month… maybe the store General Manager (MAYBE).

All that I can say is, stop telling people like me to run away. My take home pay (after taxes) at Walmart is just over $6/hr. The old lady that I work with in my department is always complaining about being broke and she has to work in a wheelchair.

I think the real conspiracy is that people do NOT want us to become wealthy, so that we have to keep working for peanuts and pretend that it’s good to have a job. I can’t even afford college. I can barely pay rent, car loan, insurance, gas, food, and cell phone. Why should I live like this because some of you are afraid of “pyramids”?

Everyday, someone turns old enough to join Saivian. So there will always be people at the bottom. I’m at the bottom now. Am I being ripped off? Isn’t that my choice to take a chance with my own money? The guy making $9000 a month right now only joined in January, 2016. Today is June, 2016.

Then I see all of these people saying, “Thanks for the warning, I almost joined.” I have a full-time and part-time job. My Dad makes too much money, so I am not eligible for a student loan.

I take one class per semester, because the books are almost have the cost of the class. Unless you have a better suggestion for me to bring home more money, then stop telling people like me to run away from this type of business.

I am quite sure that I will make more money than lose. Even so, isn’t it my choice? I would like a taste of $9000/month by December, 2016. If you gave me that, I will support you in telling people to stay away too. But we both know that none of you have better ideas for me, so it’s not going to happen.

I am sitting here watching a gentleman from my up line earn $300 per day, as he sends the earnings from his eWallet account into his bank account (Yes, very real).

And how do you think he’s making that money? You and I both know it’s got nothing to do with cashback.

I take one class per semester, because the books are almost have the cost of the class. Unless you have a better suggestion for me to bring home more money, then stop telling people like me to run away from this type of business.

Can’t see a Ponzi scheme for the trees? Some education you’re getting…

Wil:
I am sitting here watching a gentleman from my up line earn $300 per day, as he sends the earnings from his eWallet account into his bank account (Yes, very real).

And you can bet that very little, if any of that money is from rebates. If your upline is making that kind of money in that short of a period, he’s probably either a natural recruiter or has some years in the game with a list that he regularly churns from one scam to the next.

Your mileage may vary.

There are tons of ways to make money that don’t require selling false hope and pushing pyramids/ponzis.

Hell, Oz could probably make a killing on this blog if he didn’t sanitize the Google ads that are shown.

It sounds like you are quite young and appear to have some compassion for the old lady you work with.

Just know that you are now entering a world where those you are surrounding yourself with would cheerfully steal the wheelchair right out from under your coworker to make an easy buck.

Nobody is telling you to run away or do anything else for that matter. If you want to be a crook when you grow up, so be it.

If it was just your money on the line, most of us wouldn’t give a crap. Our message is more for the naive people who you may or may not be lying to in the future in order to pry some cash out of their hands.

Hopefully you’ll grow up a little bit and find a less nefarious way to improve your lot in life.

All that I can say is, stop telling people like me to run away. My take home pay (after taxes) at Walmart is just over $6/hr. The old lady that I work with in my department is always complaining about being broke and she has to work in a wheelchair.

Proverbs 28:6 – Better is a poor man who walks in his integrity than a rich man who is crooked in his ways.

I’m assuming you live in the US. The federal government is perfectly willing to provide you with housing, a paying job, and pay for your education. You just have to be willing to provide your life.

Most investigations take months if not years to do. There is not usually a “quick” option for the Feds to do. Am guessing they dont have enough people to investigate all the scams going on and this is in addition to drug cases that take up a majority of the Feds time.

Also if I am not mistaken, there is an amount threshhold before the Feds get involved and also note that the SEC only does civil investigations and then they turn it over to the Feds (FBI, Secret Service) etc… so that takes additional time.

Yeah ok… So how do you explain two of the most highly regarded attorney’s in the industry the Saivian logo on a MasterCard, the M.A.P program and a few other well known individuals involved who wouldn’t touch a pyramid or as you call it a Ponzi scheme.. With a 10 foot pole..

I think it’s time you take a closer look at what’s changed with the company and take notes on what IS a tangible service with payouts that exceed investments… and update your extremely Biased review.

Jerome: So how do you explain two of the most highly regarded attorney’s in the industry

So what you’re saying is Saivian can’t argue the point for itself and need to “associate” itself with people of supposedly better reputation. Is that right?

the Saivian logo on a MasterCard,

All you do is pay a consultant to apply for a “Co-branded Mastercard”. Starts at $500 setup fee. Get approved in a week. You really think MasterCard is going to AUDIT the whole company just for co-branding? Wake up, man.

So how do you explain two of the most highly regarded attorney’s in the industry the Saivian logo on a MasterCard, the M.A.P program and a few other well known individuals involved who wouldn’t touch a pyramid or as you call it a Ponzi scheme.. With a 10 foot pole..

I don’t. I simply reiterate that as a Savian affiliate, I invest $125 and am paid up to $3000 a day based on how many new investors I recruit.

My ROI is sourced from newly invested funds, making Saivian a Ponzi scheme.

Anything that fails to directly address that is irrelevant. You can’t fake legitimacy by association when your business model inhibits financial fraud.

Jerome: Oz… I mean K.Chang, the only “Plausible Deniability” here is the fact that your review is crap

If you can’t tell us apart, your judgement is at stake, not mine.

If you can point out mistakes, do so. The fact that you have yet to point out a SINGLE mistake to be corrected makes your demand for “adjustments to your information” uncalled for, which is not surprising due to your existing judgement.

Did did have a few good points guys… Why haven’t you adjusted your report the company has changed and this is coming from someone who has not a care in the world about saivian however I follow the industry closely.

I don’t give a crap if they’ve changed Now. They lied about the time it takes to get Cashback to get people in. They stole from the very people that $115 back each month might actually help or benefit.

These guys are crooks. I never got any Cashback. Did everything I was supposed to do. So mad that I trusted the people that introduced me to this.

Ok, this can get real easy to understand. A few things to identify a “GOOD” opportunity from the bad is described below. This comment post will give you some basic knowledge on what to look for in a company like saivian before joining.

1: is there a contact number working on their main website. If not, you’re wasting your time.

2: Are they focused on CUSTOMERS or RECRUITS. Recruiting you to make sales rather than focusing on sales is a waste of aany true companies time. Look at any…. lets use A local barber.

If they focused on recruiting people to cut hair…. but you have to get you’re haircut first…. thats unheard of right? even if you’re hair grew back to where it was in a day. It’s a joke.

3: Cost. I say this because sometimes you do have to put money in. Real estate for instance requires licenses, etc. Does this opportunity have simliar approaches? No they do not. They want 125$ every 28 days from you.

4: Reviews. Now this can be conflicting as some will say its good, some will say bad. So use the WHO WANTS TO BE A MILLIANAIRE approach. You have a lifeline here, ask the audiance.

99% of the time they are right. Take the most average answer…. If out of 100, 80 say it’s a waste of time, it probably is.

Don’t let them tell you oh it’s because the recruits are lazy and just failed at making sales. Look back into real estate. Can you find scam reveiws and compare to good ones? I’m sure there is both but more good than bad.

Use these simple steps and you will be golden. Don’t forget, Google is your best friend.

Just as described above, what do they focus onn? They focus on you, the user. The customer! YOU search, you get answers…. some better than others, sometimes you have to try a different search phrase…. but in the end, if it’s not the right answer, google will know when most users hit that back button. just like bad reviews.

CONCLUSION:

Savian is unfortunately a ponzi scheme. Rather than focus on customers, you are told by the compensation plan right away that you need to recruit.

YOU CANNOT tell someone else to do something you CANNOT do yourself. So even if you are working in savain, you should be perfecting how to get customers not recruits.

IF you did, and you found a way to get 20 sales a day…. THEN and ONLY THEN could you approach a new recruit and show them how you generate sales.

Ask a higher up in your mlm…. they NEVER give their secrets away. This is because the secret is simple. NUMBERS. The more who come in, they make money at the top. SAVAIN IS A SCAM.

Look for a coupon if you want to save 20%. There are plenty of ways to save money, this is a waste and a joke. it will fail and if it doesn’t it will be ripping the public off just to generate money.

Be ethical, don’t be a loser. (Can’t wait to see what saivain rep replies to this one.)

K Chang: yes my criticism does get nasty at times. Especially when the other party is so clearly wrong! Saivian is a “Good” company as I stated previously had anyone done a bit more research on the “NEW” enhancements!! the review is WRONG

I stated previously had anyone done a bit more research on the “NEW” enhancements!! the review is WRONG

Not as per compensation plan on the Saivian website. The Saivian compensation plan still clearly has affiliates paying $125 a month on the promise of a $3000 ROI, based on how many subsequently recruited affiliates are placed in their downline.

The ROI has nothing to do with cashback, with the only other identifiable source of revenue being invested affiliate funds.

This makes Saivian a Ponzi scheme. Your next comment will address this directly (not in “what about this” manner) or it will be marked as offtopic spam.

My husband and I joined at the recommendation of a close friend. We paid $125 and then started entering our receipts as directed each week.

On the website it clearly states you will receive 20% back in thirty days. Twenty-eight days later we are charged another $125.

We continue to faithfully enter our receipts each week (and it’s a pain as you have to use the same card so my husband and I are sharing the same card to pump gas and get groceries, etc.).

So we’re $250 in and still NO REBATE, so we go to log onto our account to enter receipts one week and we’ve been locked out.

The site is requesting another $125 to get back into OUR account. It won’t allow us to even look at our “balance.”

We contact John Cini who directs us to his paypal account and asks for another $125 before he’ll give us the code to view our website. We don’t pay.

We both text and ask if it’s possible to earn 20% without recruiting anyone. We were told you didn’t have to recruit and still earn from the 20% program. We couldn’t exactly recruit without seeing if the program worked first.

He never replied to our question. As we continued to ask questions to our upline we were repeatedly told to sign people up and we’ll make a profit.

There is no product and the 20% rebate claim is false. You cannot make money unless you recruit. You can’t even claim the 20% rebate from your receipts.

We feel like we’ve been scammed and feel so, so stupid. We’re waiting for the company to collapse. Eventually it will have to.

(And by the way, our friend feels scammed too. She signed up several but have yet to receive money from the receipts, just a cut from their friends’ sign on fee. They feel awful for having dragged their friends into this.)

A reason why state and Federal law enforcement agencies do not pursue these types of businesses is that due to their pyramidal structure, no single individual is likely to be defrauded of more than a small amount of money, typically a few hundred dollars.

There is no justifying spending hundreds of thousands of taxpayer dollars on prosecuting a thousand tiny misdemeanors.

For the same reason, there will not be any civil suits, such as a class action by the bottom tier, who usually end up losing money, because what you would find is that there’s nobody and no entity with any assets to sue, by the time it reaches the level where large numbers of people begin losing money.

Some state AG’s will take action if enough people complain, but again by that time the money is dissipated and the upper tier players have moved on, sheltered their gains and prepared their defenses.

@Oz.. I am so thankful for this thread. I was just contacted yesterday by a good friend. This was explained to me as a marketing research company who will offer cash-back rebates to your most frequented stores.

Essentially 20% of $1200= $240 a month for a membership fee of $125. So, all in, I would still make $115 a month.

They did share the recruitment opportunity which would allow additional income and stated their good friend, who recently signed up is now making $3000 a month.

I was all on board to turn in my receipts for market research and be paid, but the added layer of being paid additional monies for signing people up under me just didn’t seem kosher.

My friend told me that you don’t have to sign people up and you can just participate in the market research portion. Clearly othes on this thread disagree.

She also failed to mention that you always have to use the same “card” which of course is odd when you think about it; especially after learning they take the funds directly out of your checking account.

It’s just another red flag this isn’t used for marketing research and they are attempting to limit payouts.

I am thinking my friend is still so new to this, she doesn’t know any better. Also, if payouts aren’t received for almost 90 days, clearly they have a rolling pool of funds to pay the inline folks and then some funds to you months later; that is until the money runs out.

I am just thankful I found this thread before I signed up because “clearly” this is not a marketing research company.

I became part of this company in Feb of 2016. As a matter of fact i flew to Las Vegas and was at the launch that they had. I was also asked to come to a private party at the Cosmopolitan which was across the street from where the event was.

there i met EJ Dalius, Kevin Marino, Steve Gewecki and the attorney that was representing that company at the time.

This attorney was supposed to be one of the best MLM attorneys out there. But they fired him right after that event. Then they say they hired Kevin Thompson.

Why Kevin Thompson would have anything to do with this company is beyond me. Well if you think about it i do believe he was BK’s attorney at Vemma when it got in trouble as well.

Long story short we became part of the company and immediately there were problems with getting paid because there was fraud on the banking where they were pulling out the money from our bank accounts they say.

What really happened is the bank refused to do the business because they were pulling to much money from peoples bank accounts and the bank was not comfortable with it.

So we were asked to send in a form which was a authorization form for withdrawing money from our account. Even though we did that it did not work. The bank was not having it at all.

Next we moved to a company called Genie. You can find them at Geniecashbox.com This did not work as after just a short time.

So the next thing that happen proves that the money is coming from people joining. Saivian was still letting people accumulate the daily pay during this process.

Here is the problem they were letting people join and they had no way of collecting the 125 because they had no institution to do so. This went on for quite some time.

My business was accruing 50 dollars a day. But all of a sudden i get a huge chargeback for all of the people who joined and could not pay. My account went in the negative.

Please remember all of this time not only can they collect money they are not paying either.

So then they start looking for a company to help them get a paycard and a ewallet to make it work. I happen to know the company and the person they went to at first to have it done.

Well this person i know that has a 96% approval rate on high risk companies cant get them through because their history is so bad. So we are still not getting paid and the money is building again.

Then the company started a amnesty program. They let us go back and bring all the people back in with 125 Dollar Passes. That means you use your own money in your account to buy passes to bring them back in.

Saivian finally found a company which is Circa Black Card to do a Mastercard for them. This still took forever to get done.

My question to Kevin Marino was if we are getting a Mastercard why would not wait and start the Amnesty program when people get the card and the money is on it.

Answer: Cant do that because to much money will run the the merchants account at once and it will be shut down.

So to date i received my Mastercard and had to fill out a ton of info just to be able to pull money out of my account to the card.

It is stated that when you redeem your first money on the card it can only be 125.00. The reason they say is because we need that to go through to make sure its going to the right person. Then you can request all the money you want.

I requested my 125.00 and it says you must wait 6 days to get it. Well i got it in 7 days.

Here is where the problem is. I requested the balance of 870.00 on the 10th of August and it is still not here.

I happen to have EJ and Kevins personal phone number. Ej says he will check on it Monday. He also said i did not know you were still promoting Saivian.

My response was ,”What does that have to do with getting my wife paid because its her account.

EJ says,” Oh i did not know your wife was a networker! I responded by saying ,”I did not know you needed to be a networker to promote a 20 % cash back.

Ladies and gentlemen if you are in Saivian please pay attention to what i just wrote. This company is dangerous and i do not like companies like this that destroy this industry.

I want to let everyone here know that i am seeing my attorney on Monday and we are starting a class action lawsuit.

I am going to do you tube videos as well to get signatures from people that have been hurt and not paid by this company. So if you would like to get involved i am setting up a email for you to write your story and email in.

Oz i know you have many that has been hurt by this company and i would appreciate your help on getting these people to the email with their stories.

Here is what you do not know i have actual proof showing that a 5 star cross recruited many people from my team. She is still in the company today.

By the way i did not cross recruit. I talked to many people about the company and the trying times that they were going through. Also i answered questions and so did my wife about what was going on with the people my wife recruited as well.

There’s no physical product being sold what could qualify it as a Ponzi according to some people. What they sell is cashback membership. When new people join they purchase membership. So technically it is selling memberships to people and not recruiting. You can make money by selling memberships.

If you look at it from this perspective would it make saivian a legitimate business and not a Ponzi sheme ?

john: How do you know that funds to pay off existing investors come from new investors and not from company profits ? They say that they sell receipts to advertisers who pay big money for them.

Let’s think about this for a moment.

Who is entering all this supposed data you are submitting? You do know without it in computerized form the data is just a bunch of junk paper, yes? How much do you plan to play for part-time workers to enter all this by hand?

If the orders were from merchants themselves they already have the data or can be tracked from their own loyalty cards. Why would they pay 25% of the receipt for their own data?

If the orders were NOT from merchants themselves then this gets into MAJOR privacy issues, not to mention 25% of the receipt? Who gives 25% rebate just to SEE your receipt?

One or two items, sure. the entire receipt where they see stuff from their competitors? Stuff they don’t even sell? Does that even MAKE SENSE?

How many participating merchants is Saivian getting to make the data acquisition via Saivian worthwhile? Depends on how many Saivian shoppers there are, but unless Saivian members already are in the millions data is worthless, and certain not worth 25% of the receipt value.

Add it together, the answer is very obvious: “big money” is non-sense. There is no other income.

Furthermore, think about it… If receipts are worth this much, WHY WOULD THEY NEED YOUR MONEY?!?!?!?!

this people who are saying that they got paid cash back after being with them after 11 weeks HAS to be a liar. the cash back program takes:

-30 days before you can claim THEN

-30 Days from emailing receipts THEN

-apply for a payment which will take 30 days to process. MINIMUM.

the person saying they got international cash back already- impossible.

it only launched the retail receipt program last month- we are only about a month and a half in- they are only half way thru their redemption checking period so how can they have already been paid?

PLUS the credit card program was delayed and only just started taking on sign ups for the replacement card program.

the only way people are making money is by using their virtual commmisions to generate codes then selling those codes for real money. IE they are having international uplines do their dirty ponzi work instead of doing it themselves.

They already are having money problems. Money is not being paid out in a timely manner…..if at all.

I joined only to get the 20% ha ha. I got one redemption long after the due date. I now have two due to me $250 and $125. My redemption button was removed from my website so I can’t request more, $250 was moved to ewallet so the only way I can get any of that since I am not a recruiter is to sell passes.

The last $125 is in cyberspace. Tell me they arent having money problems! They come up with all kinds of crap to get out of paying.

I have friends in saivian and ones quite high up and they are all pulling out in australia as they can not prove the marketing partners and they are not getting paid properly either…. its a fucking joke…. its companies like these tgat ruin the industry…….

ALL ANNOUNCEMENTS ARE PROMOS to take more money in just like last promos.. Pay for 2 advance auto ships 3rd is FREE.. Combo passes? Glad my team stoped promoting this POS scam August 13th.

Since beginning ZERO DOLLARS in commission have been paid to to international affiliates. Tens of millions of digital dollars sitting in ewallets. People like Kevin Marino (Master Manipulators) have sold MILLIONS of dollars in digital WTF? What kind of product is that?? ZERO RETAIL CUSTOMERS.

John Sheehan quit 3 weeks ago (never announced by Company) and he has SocialTrax removing all traces of himself from the Internet and social media and that’s from horses mouth.

He refused to sign for more credit for EJ Dalius and his band of thieves. The largest bank in the world denied them for processing credit cards or payment cards.

After talking to a friend at Circa Card on threshold of all processing being stopped due to Charge backs. Most of my US team has charged back their credit cards and company doesn’t even fight it because this whole company is ran from Eric Dalius’ laptop. NEVER HAD A CUSTOMER SERVICE joke….

Sheehan’s profile is gone from LinkedIn, twitter and Facebook. His company is no longer listed at a Madison Ave. address which I’ve been to 2 times nothing but an Executive Suite.

As long as they can keep the plates spinning on International side, Millions coming in…zero going out. Less than 22,367 active in whole company. Same MO as before. Hype, hype hype take , take, take then hide, hide, hide…

Can’t wait for Eric Dalius to be arrested he has fled PA because he has violated court order not to own, promote, participate in a Multi Level or Network Marketing company ever.

He is on the run. Law firm in North Carolina offering money for whereabouts so anybody please post where he or Steve Gewecke last seen in Guam.

Local UK reps that left company Sept 6th have alerted that Kevin Marino supposedly going to set foot on their soil very soon for another team there in UK can’t wait for him to get out of this debacle. To bad for Kevin Marino and my sponsor Bill Toth hope it was worth it.

How can anyone in their right state of mind not see what’s going on with this company run by Eric Dalius a former untrustworthy person.

Watching it all unfold is sickening to me because in the end the people that truly believe in the membership and the vision, their dreams are going to be broken.

Where is John Sheehan. The guy who was a puppet for the company since day one. Why didn’t corporate announce his departure? Oh that’s because Eric Dalius is corporate.

Why is the company terminating people’s accounts with no warning and no emails sent to the individuasl? Oh that’s because Eric Dalius is corporate. (No compliance) they do what they want to do to protect the company.

Why is the company built on passes? Oh that’s because Eric Dalius is exchanging money virtually and once again he is corporate. Eric must love passes because there’s no merchant issues.

Yet people are clueless to the fact a company can’t solely survive on passes and no one knows the truth about people not giving Eric Dalius the time of day when it comes to having his own merchant accounts.

It’s so obvious the top leaders even the people at corporate that are helping build this company are driven by one thing, and that one thing is MONEY. How sad.

95%+ of the growth is internationally. Eric Dalius doesn’t care about the US he’s driven to where the money is coming in. When people smarten up and realize what’s going on it will be the death of this illusion.

People are owed money, people are getting doubled charged, and there’s absolutely no marketing partners. When someone uses the membership they’re literally taking money out of Eric Dalius’s pocket.

The promotions are always 100% to help the company create more revenue, not help the average person get access to their cashback which takes 90 plus days to receive which they deserve.

Did you ever wonder why Eric Dalius makes its difficult to get your cashback? lol probably not, because everyone is so consumed with building through the compensation plan.

I could go on!

Hopefully people read this, wake up and realize Saivian is all an illusion and that Eric Dalius and the top leaders helping build this company are no better than him.

Are you seriously telling me that Laura H. Is with Kevin Marino in the U.K.? OH BOY!

Lmao I bet she’s been promoted to a 5 star fool! Maybe she’s going to hand deliver the pay cards!

Last week two very well known Leaders just up and Quit! They Did warn the team that saivian is a total Scam. I remember hearing him on the calls Charles I think his name was anyway him and someone high up the ranks walked away from the International team too.

I am happy to see people have ethics and are not 100% money motivated like 99% of the leaders in this industry.

I look forward to seeing Eric J Dalius and Kevin Marino in handcuffs as their hauled off to a Federal pound me in the Ass prison!!

Kevin & Laura have had an extremely enjoyable weekend in the United Kingdom with an army of faithful followers who are completely sold on being multiple millionaires with this outstanding company within a matter of months.

They have been broadcasting on social media, yet notably very little was said, there was no real structure to the event.

It seemed almost like a members self appreciation meeting!

A couple of my friends have become involved and consequently I have been offered to join.

Not a chance I would join, I’m just hoping against hope that people don’t loose too much money.

There is enough information on this group to send folk screaming for the hills but they are being blind sided by the promise of extortionate amounts of money, so long as they keep on paying and keep on recruiting.

They must ignore negative comments at all times.

Half price holidays and free cash being the latest buzz. Sadly they have still got a good deal of momentum to keep this running for awhile.

The cards are stacking higher and they will fall and crash eventually.

A friend asked me to be apart of Saivian but when I asked who was running the company I immediately ran in the other direction.

This same friend is now complaining to me about the problems the company is experiencing.

Eric Dalius is a guy you don’t want to build a MLM business with. Years ago I heard stories of him burning people and now as you can see he drug his family into this mess.

Brad Dalius and Kim Dalius must be pulling their hair out. I would be willing to bet people are not getting paid on time.

Soon you’ll see Eric slowly drift away specially when he feels he made enough to do so.

He never had a long term vision for anything he started. The company is not really a company it’s run on a few bank accounts under different names tied to Eric Dalius. That’s obvious.

I read through this whole thread and if doesn’t paint the picture for you to retreat nothing will. Be smart and simply look at the track record of the individual running the show. Houses built out of cards eventually fall down.

Saivian members can now access worldwide holidays with as much as a 60% discount and then get a further 20% cash back, it is totally unrealistic to believe you can can jet off to somewhere spectacular for just 20% of the original price.

They absolutely did go with him! Ha! Wonder how long she will be married this time at that rate?

I think all of the people who led people astray should be in cuffs; including her. People need to be posting all of their walls so their followers can see what’s going on. I was – until she blocked me! Ha!

They promote her as some awesome business woman who won cupcake wars. She was the first one kicked off. They hated them. I hate liars. I lost a lot to her. So over it.

I don’t know how they do it but I do know people overseas and in Canada are jumping through hoops to get paid and are not getting paid on time. That’s straight out of my friends mouth.

As for my friend I simply warned him from day one that everything Eric Dalius has done in this industry people got burned in the process. I can make someone aware of something but I certainly can’t make up their decision to join or not. Unfortunately people will learn the hard way.

You people are incredible. Rooting for the company to fail and for people to get arrested. Clearly a bunch of dream stealers here.

Unfortunately a lot of weak minded, worker mentality have listened to this crazy rhetoric. We don’t need you guys. Go back to your 9-5 slavery mentality working for the “man”.

Look it is $125 dollar deal. If you paid in for 2 months and have not made any money, you don’t get it and are doing something wrong. Quit. You are out a whopping $250. Yeah you have to declare bankruptcy, give me a break!

This blog as far as I can read is against ALL MLM. They are all crooks and scammers. Yes in a lot of cases they are correct but not all cases. The jury is still out on this one but so far so good.

A lot of people have failed in business and owe people money or people lost money with them. I do not write them off. They get the benefit of the doubt with me as long as they are not asking me for tens of thousands of dollars.

With my continued research into this company, I cannot find any affiliate companies who are actually paying for the data on these receipts, that people are religiously paying monthly to upload to generate their 20% Cashback.

Nor can I find the work force who check each receipt.

Saivian members are very caging when asked, giving the impression that they too cannot answer these questions either.

Is there anyone here who knows the companies buying this info or is this fictitious?

Just 24 hours after they closed the doors on the 1 year celebration event in Vegas, Steve Gewecke yesterday resigned as Director of Marketing. And Zach Heilman resigned as Director of Social Media and his wife Susan Peppleman resigned yesterday as Coordinator of Weekly Womens’ Leadership Call/Social media.

All 3 were members of the core corporate office. Only 2 remaining now, EJ Dalius and Kevin Marino.

Word is, their dispute was all based around non-payment of corporate bonuses leading to non-renewal of Corpoarate contracts. Hmmmm!

Kevin’s contract comes up for renewal in December. Maybe EJ will take on a dual role now… President AND Master Affiliate rolled into one.

It’s like some kind of cult. Everyone drunk on the promises. Nobody outside US getting paid actual money. Still no sign of the PayCards regardless of promises made leading up to and during the Big Birthday Bash in Vegas.

Many been waiting for PayCards since May 2016. Yet people are still even now, actively promoting this company, selling it to their family and friends, the very people they should be protecting the most from these disreputable fraudsters.

Thousands have handed over their credit card details AND Photo IDs too, and paid hundreds of thousands of dollars in PayCard enrollment fees ($45) and to buy tickets to their crazy Vegas events even though 99% of them live internationally and will never get to Vegas to attend.

Saivian has never used a 3rd party card platform to process these payments either. All credit card numbers, Photo IDs and personal details going straight into Dalius’ personal pocket book ready for one final huge money grab before they turn out the Saivian lights for good.

Word is all their contracts were up for renewal over the weekend (except Kevin Marino contract renews in Dec).

EJ Dalius had not been paying them their agreed Corp bonuses… ($2/member Heilman and Peppleman each, $4/member Gewecke, $5/member Marino). EStimated Marino income is $140k per month. So they all resigned from Saivian.

They all had been allowed to have a downline too, but they had to forfeit that as well when the resigned because EJ cancelled their accounts.

Three executives leaving at the same time because of rumored payment issues doesn’t reflect a stable company.

I always say don’t get mad, get even. I’m not a passive person and I work hard for my money only to have it stolen by these scammers. I had over 900 people in 1 of my legs in Saivian with over 800 in 16 countries.

NONE of these people have EVER been paid. Kevin Marino , Bill Toth, Eric Dallius, Cory Chadwick and others had myself many of my team purchase over $44,000 in digital passes which it doesn’t appear that those funds ever reached the company (FRAUD).

Back in September I spoke to the North Carolina Attorney Generals office. After filing a complaint there I was referred to NC Department of Justice office. Also found out this is money laundering and the SEC, FTC and Homeland Security all need to be notified..

3 weeks ago I filed a complaint with the North Carolina Department of Justice: ncdoj.com/Consumer/2-2-12-File-a-Complaint.aspx and you can file also from anywhere in the world.

On corporate Update call last week heard the lies being spewed about Better Business Bureau and Direct Sellers Association. B.S. Call the BBB you will find out the truth.

See the link below they are now listed in Los Angeles BBB and have a (B -) rating. If you lost your money charge it back on your cards, checking etc in cases of fraud you have longer to recover.

Since there has NEVER been a Saivian customer service by Eric Dalius’s and Kevin Marino’s own admission, file a complaint below. Also you can file theft by credit card or check with your local police department also..

HERE IS WHERE YOU FILE A SAIVIAN BBB COMPLAINT: bbb.org/losangelessiliconvalley/business-reviews/multi-level-selling-companies/saivian-in-los-angeles-ca-646429/file-a-complaint

It’s sad that most people won’t get involved or take a stand. Soon your friends, family, co-workers and unsuspecting people that continue to engage in this PONZI SCHEME will know you could have warned them and helped them get their money back. Shame on me and you for not taking action sooner.

SAD SALLY:
I had over 900 people in 1 of my legs in Saivian with over 800 in 16 countries.

NONE of these people have EVER been paid. Kevin Marino , Bill Toth, Eric Dallius, Cory Chadwick and others had myself many of my team purchase over $44,000 in digital passes which it doesn’t appear that those funds ever reached the company (FRAUD).

Genuine kudos to you Sally for your efforts exposing this scam BUT….

Did you perform a google search before being personally responsible for involving 900 other people in this scam?

Oz’s review is a year old. Have you recruited in this last year?

I posted about Bill Toth a few years ago. He was involved in the huge international Flexkom scam and several others. It’s right there in a google search.

My criticism today addresses the BIG PICTURE. Savian will have a different name, and there will be another Sally unless we stop people from joining these schemes in the first place – not exposing after the fact!

Sally, if this is your first MLM, my apology for sounding harsh and using your mistake as the example here.

May I ask what are the digital passes they are selling? I’m aware of them selling training and event tickets whether you can attend or not.

This is how the Digital passes / only way for an International affiliate to currently get paid.

Ok saivian has what’s called an ewallet as you begin to rank up your comissions show up into your ewallet as your balance begins to accure say you have a balance of $250 and someone in your downline needs to renew you then purchase a Pass code from corporate for $125 corporate sends you the code you then sell the code to your downline via PayPal… since there is no international credit card platform this is your only option to get paid!

This is what Eric J Dalius calls the Pass economy!

Just a side note there will NEVER be an International pay card and that is by design by the president of saivian International Mr. EJ.

By the way Happy birthday to the chief, president and mastermind of this scam Eric J Dalius.

The other day, Saivian announced that they have their first Presidential Ambassador ($3000 per day).

For those that don’t know, the name is Wanbo Xu, from China. Needless to say, even at $3000 per day, Wanbo Xu has no paycard, and is only making money from recruiting his fellow countrymen into this scam company. And no doubt EJ is delighted! BECAUSE HE IS DOING ALL THE WORK, AND EJ DALIUS DOESN’T HAVE TO PAY HIM A CENT!!!

Sad thing is so few people in China can actually afford the ongoing $125 USD per 28 days payment. So what are they giving up to be able to pay this money? Food, Rent. Not to mention their freedom and even their lives. Maybe even entire families will be arrested before this is over.

At best Network Marketing is illegal in China. What price will these Chinese citizens pay when the true extent of Dalius’s fraud is finally revealed?

BUT Here’s a thought!!! How do we even know that this WANBO XU is real? Is anyone even connected to this Wanbo Xu? Or is he just another fiction created in the mind of EJ Dalius and his criminal cronies to perpetuate their crimes?

Network Marketing is Illegal in China, AND very few people have any kind of access to the internet or even social media. So, just like the other Dalius and Marino lies (like Marketing Partners, PayCards here next week, and the Vegas Flop) so too, maybe, this Wanbo Xu could be a lie as well.

There would be literally millions of Wanbo Xu’s in China, a name as common as John Smith or Paul Brown in western countries. So this would be almost impossible to check!

I know that Kevin Marino has been encouraging Saivian global leaders to lie about their ranks and the sizes of their teams for months now. EJ consistently claims there are over 50,000 affiliates worldwide now. Even Michael O’Brien (Dalius’ fool) openly lies about the size of his team, quoting fictitious numbers everywhere he goes.

In October Michael quoted he had over 27,000 in his downline, yet we have confirmed October Corp figures showing there were only 22,000 in the entire Saivian Worldwide affiliate network at that time.

In the UK, Canada and NZ there are several Leaders claiming to be high star ranks in order to attract more recruits, yet screenshots have been revealed showing their true team numbers are MUCH MUCH less.

What does that mean? If EJ Dalius is getting desperate enough, if his empire is crumbling, this announcement could be just a further extension of his criminal’s fraud, another one of EJ Dalius’ promotional fictions and lies to attract new foolish people into his web of deceit.

Who is this Wanbo Xu’s sponsor? Where does he reside? What is his ID number? HAS ANYONE ACTUALLY SEEN HIM? Does he even exist?

Global affiliates are out there promoting his Presidential ascension as though they know it is real. But the way they are advertising looks a lot like Chinese whispers to me. No photos, no images of this guy anywhere.

Has EJ ever been seen with him? Did anyone meet him at Vegas last month? I can see no evidence on the internet at all or on facebook of this guy and his recruiting tsunami other than the Chinese Whispers other people are copying and sharing about his new rank. The guy is a complete ghost!

If he is real, good luck to him. Just like in the movie “SimONE” we can see how easy it would be to invent this guy and make him appear real out there in Cyberland.

But regardless of whether he exists or not, the entity “Wanbo Xu” is now a documented criminal in his country for promoting an illegal business. And in my opinion is knowingly perpetrating the single largest international fraud EVER released on the world, stealing billions of dollars from international affiliates that can least afford it!

Discovering the truth about this Chinese leader would be interesting and I hope the Chinese Government puts both EJ and his pet Chinese partner-in-Crime into some filthy rat riddled Chinese prison for their crimes, and send the bill for the bullets to their wives.

I so sorry but Xu Wanbo is yes a real persons. He is me and I work so very hard for this promotion in Saivian.

Saivian saves many Chinese family lives and it is helping my family also. Saivian just try to make a big difference in family lives and we are all getting pay now through global pay card which I can tell you about.

I have more than 21,000 member on my team and still growing. We also all get cash back paid to us. Thanks you very much. Sorry everyone is mad but Saivian has treat me very good. Love you all. Thanks you.

Hi, not sure if anyone can help with this, Saivian launched in the UK around 8 months ago.

We were told to order the global payment card for $45.00 so we could be paid as yet there is not one card been issued that I am aware of, keep being told next month, next month, the only way we can be paid is to redeem the codes and sell them.

Saivian have in fact not paid any real money (ie payments to cards or bank accounts ) to anyone involved in the UK.

We are now hearing rumors that the company is under investigation in the US by various government institutions can any one confirm this? I would appreciate your help and any details you may have.

I have made inquiries regarding the Global Payment Card and still no one seems to have received one, these have been on order for months, the probability is you will never receive one.

I would recommend to all who have paid for a card to ask there up line to arrange a refund and do not except even more excuses and delay tactics.

I have also looked in to some of the previous comments, one in particular regarding Laura A Harte who was in the UK early October promoting Saivian in various venues including London, at the same time back in the US on the 13th October the U.S. Bankruptcy Court Records for the Southern District of Indiana were applying for a notice of possible assets, this is the link open-public-records.com/court/indiana-15523551.htm

This I’am sure you would agree sets alarm bells ringing.

I have also been informed that HMRC are now conducting tax investigations into MLM companies (not just Saivian) this has apparently been triggered by posts on various social media sites containing claims of $5000 / $100000 per month incomes.

If you have not informed HMRC of your self employment you need to do so asap, for those of you who are on benefits you also need to contact the relevant benefits dept to disclose this income or risk losing benifits and risking court proceedings.

I strongly recommend if you feel you have also been taken for a ride by Saivian and unscrupulous upline leaders who are knowingly still selling codes to contact Trading Standards and Fair Trades.

The majority of people who get involved with these schemes are vulnerable and can ill afford the cost all based on false promises continually and consistently posted on social media sites.

If you are a member of a social media site and been adversely effected by Saivian post the details of this site on your page.

You have the freedom of speech but I have also the freedom to say what I think about Saivian. Saivian like any new Business has to start somewhere at some point.

There might be reorganization , old founders/leaders quit and go, but thats their option if it meant for good and to Move on, let them go. Any company has to start somewhere at least.

Microsoft, Apple, Facebook or Google, did not start as a Millionaires or Billionaires right away.

There were challenges along the way Some started on the garage, some founders quit cause they did not believe about their visions and where they are going. They could have problems with Funds, Resources, Mindset and Fear that it will not be successful so some had to QUIT.

Those who endured and stayed where rewarded and became Billionaires. Look at them Now!!

WHY DONT YOU GIVE SAIVIAN A BREAK. LET SAIVIAN DO WHAT IT NEEDS TO DO TO BUILD ITS BUSINESS!! One year is not enough and who are you to JUDGE?

This company is trying to stand against the test of time, the challenges and the negativities of the those core members and affiliates who wanted them to FAIL.

Yes, they may not be Perfect from the Start but they are trying to BUILD this Business like anyone else does.

For those who think they are Fortune Tellers about SAIVIAN’s Fate, Are you Praying to See Saivian Fail? What can you accomplish by having that Mindset? You will be rejoicing against someone’s demise? What a Shame!!

The way I read your Posts, looked like those who liked to post negative things about Saivian where former affiliates who were disgruntled and caught for doing something against Saivian’s Policies.

It could be anything from Cross-recruiting for their other Businesses or too much complaining about imperfections and impatient on the fix that they wanted to get implemented.

Saivian is Building the Plane while its Flying, what do you Expect? Tell me some Perfect Business from when they started without any hiccups?

Take note Saivian is only one year old and has some technology challenges. They are Perfecting this APP that has never been implemented out there. Why Hire ISBX , the high end company to Build this App if Saivian’s purpose is to cheat and scam people?

They are trying to revolutionize Cash back technology, Local Merchant Advertising/MAP and could be a combination of Yelp and Groupon rolled into one. Why not wait till we get this done before you complain.

When it comes to Digital Pass, is this New concept New to you? Of course membership needs to be paid at least… but Saivian started this Evolution of the Use of Digital epass and it is a break through and a Genius Idea ( no one had thought about this before).

If I have enough Money on my ewallet to pay for my membership renewals, it looks for it First and it pays for my membership as opposed to charging my Creditcard. If I don’t have enough Money, then next alternative is to charge my card. Isn’t that simple?

Of course I can always withdraw money from my ewallet to my Circa Card as long as I comply and send my W9 to them to meet with IRS Requirements.

Remember your cashback is not a taxable Income but your Residual Bonus is, that is why you will get a 1099 to add it to your Business Income. I look at the Benefits of having a Homebased Business does to me.

I am only 2 months and I sold digital passes to others who wants to sign up but do not have Credit Card or for some reason does not want to use their credit cards. Is this not a good way to Register and Become a member?

Call it Digital Electronic or epass but hey I made a lot of money in my 2 months of being a member after I sold those Digital passes. I’ve seen with my own eyes that Money from ewallet had been transferred to Circa card that they used to pay for anything like any Pre-paid Card out there and there is no question in my mind.

When it comes to Customer Service/Support. They partnered with Salesforce and expecting to be Live with Salesforce before the end of the year. That will be 24/7 High tech support for any questions and problems you encounter as a Saivian member.

For anyone who wants to do Business with less Investment, a total of 60-90 days wait time to get your $125 is no Biggie. In 60 Days you get a Digital Pass that you can use to renew Membership or sell as epass to others. In 90 days you can transfer your Money to Circa Card.

If you wanted to see Tangible Money Right away, invest in Retail or A store, but needs Tangible 6 figure capitalization and there’s no Guarantee of 300% Profit . You could end up with Inventories if you can’t sell them all. (Been there Done that myself).

For people with Business Mindset, they don’t mind investing in 125 for 3 months, what is $375 anyways if I can get up to $720 worth of cashback ( 240 x 3 months)and Business Opportunity.

Please don’t Judge Saivian!! Let Saivian Propel its Wings to SUCCESS and if you are Not Happy to See Saivian SOAR then it’s your problem.

If you have read these Posts from the Start and You think Saivian is not for you, then by all means Don’t Join Saivian. Business is like a Gamble but the Good thing is that you have choices, make decisions but these may come with Risks.

There are Pros and Cons in every decisions you make and it may Involve you to sacrifice the cost and benefits.

No one can be entirely sure what the future awaits. There’s always HOPE. If you are Positive, you are ready for any consequences but if you are Negative from the Start then you will Fail all Through out.

I would almost bet that that post was written by Ryan Evans, Laura Hart, or her husband…

He is their new operations person… Who also is texh savvy. He knows an awful lot about technology for that not to be him. This just keeps getting more Ludacris than the day before.

are we waiting for it to fail? Yes, if you had family members or loved ones who were scammed by it and lost a lot of money while others were raking it in because of misappropriated funds… I think you’d be a little upset to.

MLM CHANCES. It would appear you have missed the point, No one in the UK can transfer there earnings to there Circa Card because no one has one, over the last 5 months they have been on there way.

OK I agree new company = teething problems but it does take 5 months, at the event in Vagas we were actually told they had been shipped, and yet still no cards.

The monies paid for the card was paid to Saivian not the card provider, why no refund, why no communication regarding the cards or refunds.

This is a very basic and integral part of a business set up it’s how you pay your work force whether self employed or employed something which is essential from day one.

Regarding Tax, because in the UK the only way to get your cash back is to purchase a code from Saivian and then sell that code this is Taxable, you are receiving payment for an item / stock you have purchased and then received payment, this is classed as income and therefor taxable.

On the other hand if your cash back was paid on a card or transferred to your card at source then that card was used to purchase goods for your own use (although still a grey area) would be completely different as you have not had to sell anything to gain payment.

Please explain why someone who wishes to join your team can not do so through your web site and just simply pay directly to Saivian, in the UK this facility is not an option Why?

Please explain why for example a chain of shops who have a healthy mark up of 25% on there sales would then pay 20% of that to Saivian leaving them with a 5% profit on each receipt logged with Saivian.

Please tell me who Saivians Business Partners are, I have seen this asked many times but as yet never seen an answer perhaps you could shed some light.

This is not about poor mindset, disgruntled affiliate, negativity or someone who has contravened policy this is about someone who bought into an elaborate sales pitch and gladly made a conscious decision to join and was well aware of the risks as were the people I introduced, what I was not aware of was that Saivian itself and the people behind it were the risk.

Your point on being positive I am very positive, positive there is something very wrong here and until I get answers I will continue to ask the questions.

this company is trying to stand against the test of time, the challenges and the negativities of the those core members and affiliates who wanted them to FAIL.

You have got to be joking!! You must be Ryan Evans aka EJ’s puppet on a string! Bro Everyone in the USA is GONE! ASSHOLE EJ shut everyone’s back office down including the master distributor

Kevin Marino oh yeah I almost forgot he FIRED EVERYONE on the corporate team because they wanted him to do the right thing, now EJ hires Ryan Evans a young punk who is clueless on how an mlm operates…

saivian is a PONZI SCHEME and that is an irrefutable fact!

Pretty soon EJ Dalius will be doing hard time with a hard guy in a Federal Pound me in the Ass Prison, along with anyone else who wishes to remain by his side! Good luck let us know how it all works out for you.

I felt it was Ryan Evans writing that the whole time. He literally picked up his entire family and moved to California for this scheme.

He has a lot invested to make sure this company works. Lol. His whole livelihood is rising on it. EJ knows that.

His sister, master of fakeness, has an ability to tell people whatever they want to hear- and they believe it.

Trust me, from what I hear she gets what she wants one way or another (even if she destroys families along the way). She does whatever she can to get whatever she wants. They all do- this is all a joke!

She continues to have meetings everywhere recruiting more people- wish we could warn them all.

Those 3 referrals gets another 3 members, so now there’s a total of 9 members on the 3rd level. Their membership fees basically covers everyone’s potential max payout and Saivian keeps $300 from level 2.

IF referrals STOPPED at level 3 and each of the 9 members on level 3 collected the maximum ($250 grocery rebate less the monthly $125 “membership” fee = $125 “cashback”.

The company has to pay back:

Level 1: 1 x $275
Level 2: 3 x $275
Level3: 9 x $125 = $1,125

Total payout to these 13 members are $2,250.00

Here is the question you should ask yourself before you join:

1) If the referrals stopped coming in (in my example it’s level 3) Which company is willing to pay $2,250 for “marketing data” on just these 13 members? Is your data really that valuable that they can continuously pay the 13 members $2,250 every month?

2) From Saivian’s website “Redemptions are verified 30 days after receipt of submission and paid 30 days after verification. ” This is a 60 day window.

Are they really verifying what you are purchasing (as far as I know, they can’t verify anything because of confidentially issues between customs/merchants/credit cards) or is it an “exit” window for the company to decide to really exit?

Was she basically saying yes – it’s all falling apart. I’m going to create a new scam. Lol. Anyone who takes any life advice from her needs to dig a little bit there’s some very very interesting stories there.

If you want my opinion the Big slip up here is the fact that hundreds if not Thousands of saivian affiliates are leaving and getting involved with an even Bigger Scam/ponzi with former Saivian Master Distributor Kevin Marino the new company is called “Asirvia”.

What cracks me up is there is so much cross recruiting going on and downlines becoming uplines etc etc….

When are people going to wake up? If you got burnt by saivian and believed all of Kevin Marino’s lies then what makes you think this new company/joke is going to be any different!?!?

@Jimmy You know Kevin, ALL the former corporate level guys and the mastermind group ALL tried to get the owner and ultimate decision maker to do things the right way but the man just saw dollar signs with his “pass economy” BS.

Did it ever occur to you that Kevin and the rest were being lied to by EJ (don’t shoot the messengers)?

FOLLOW THE MONEY

With the corporate staff being fired/resigning and their contracts no longer being paid that reduced EJ’s expenses by about $15/new member, now there’s what 1,800- 2,500 new enrollments coming in a day?

That’s somewhere between $21,600 and $37,500 a day…not to mention all of the different leaders whose websites he’s shut off which eliminated a whole bunch of daily commissions.

Where do you think the money has been coming from for the private jet and extremely lavish lifestyle?

Oh…it’s coming from China you say??? Is Network Marketing even legal there?

Why is it the longer Saivian is in a market the worse that market is doing?

What happened with the distributor base in the US?

Wasn’t Saivian growing like crazy in Korea?

How much cashback has actually been paid out?

How many people have recieved more cashback than they paid in membership fees considering how long someone has to be involved to get back their first $125, how many hoops must be jumped through to get it?

Who has been verifying the data from the receipts? Brad Dalius? Mike Kim? Ryan Evans?

Hint: None of them can read Chinese (Mike is Korean).

OPEN YOUR EYES AND GET YOUR MONEY OUT BEFORE THE GOVERNMENT/GOVERNMENTS SHUT THE WHOLE THING DOWN.

@ Jim Bob Did it ever occur to you that Kevin and the rest were being lied to by EJ (don’t shoot the messengers)?

FOLLOW THE MONEY

Hahaha I love the fact that you said it yourself!

“FOLLOW THE MONEY” The fact is Kevin Marino knew Damn well exactly who he was getting himself involved with he was also fully aware of EJ’S past history!

He knew there was NO Marketing partners he knew that the international team would NEVER get paid. He followed the Money in the tune of over $100k per month knowing Damn well he was in the thick of one of the biggest ponzi schemes in recent network marketing history “HE KNEW” and that’s facts! Don’t kill the messenger!

Now the man’s reputation is like Toxic Waste! So what now all the sudden his new deal is gonna be full of integrity and follow all the rules of the industry and dsa code of ethics etc.etc. gimme a flipping break!

Get a clue get a grip and pay very close attention to who you chose to work with in 2017! Fyi there’s a very good possibility that Kevin Marino will do some jail time right along side dalius! How’s that gonna look for integrity and ethics with his new company!? Just sayin…

In Aug, after being served by the SEC, the Corp team was assembled in Los Angeles at the JW Marriott.

A full plan was laid out to fully comply with US law, knowing that an SEC fine would surely be levied.

Saivian/EJ was told to get it fixed by end of September and STAY OUT OF CHINA. Why China? Because there was no product available in China and the system turned foreign characters to “?????” so it’s not possible to enter store info or the like. Therefore it’s purely a money game.

Well EJ, in an apparent greedy move, never implemented the plan in the USA because he started getting hundreds of thousands of dollars via Bitcoin from China and didn’t want to give that up.

As the end of September came around and the legal plan was ignored, the contacted consultants, Marino, Gewecke, Heilman and Peppelman all raised holy hell which resulted in their contracts being cancelled.

EJ kept promising the fixes and that once it was compete he would offer new contracts to all of them but that was compete bullshit and said (in hindsight) to stop them from fully outing him in Oct.

Saivian’s counsel who helped put the plan together also fired EJ as a client during this time, not wanting to be associated with him any longer.

Seasoned consultants who wanted legality were replaced by young and FAR LESS EXPERIENCED consultants who simply agree with everything he says even though they are completely aware it’s now completely illegal and the SEC investigation has even reached into Bitcoin and Coinbase now.

But the naive and inexperienced consultants are easily bought by shiny objects, fast cars and trips on private jets … While the average customer is completely screwed over for any reason that Saivian/EJ can implement to NOT pay them their cashback!

While doing videos from private jets! Wonder where all those rejected refunds are going? Hmmmm!

From what I’ve seen and viewed it appears that the entire crew from consultants to USA leaders to some international leaders have all gotten together to construct a LEGAL option that has nothing to do with cashback. It’s a straight up service based company with zero sign-up cost and where buying a product/service isn’t even mandated.

I think we can see the true colors of the people involved on BOTH sides of this!

I signed up just under a year ago, but my instincts told me to get the hell out after a months time.In fact, the review here is what gave me initial cause for concern.

I bit the bullet on the initial $125.00 and never looked back.

The initial marketing data idea sounded pretty convincing, given the Facebook comparison. But the red flags around Dalius and the shadiness of the industry put a knot in my stomach that didn’t go away.

The Saivian corporate “hierarchy” and “board” all knew exactly what EJ Dalius was about, and exactly how illegal his company Saivian is, long before the SEC got involved.

ALL OF THEM had the opportunity, numerous opportunities, to let the affiliates of the world know what they knew was going on, and to stop the spread of this disgusting MLM plague, called Saivian, in its tracks.

Being quiet and not telling the truth to the people they were actively recruiting into this SCAM COMPANY right up to Christmas 2016, who were trusting THEIR ADVICE AND INTEGRITY is almost as big a crime as the criminal who created this illegal scam in the first place, EJ Dalius.

The fact that several of them continued to collect huge $$ from Saivian while they setup another opportunity, even their own MLM company (Asirvia) turns my stomach.

For 12 months, they sat in their ivory, gold and diamond towers, collecting up to $140,000 per month, with full knowledge of the crimes that EJ Dalius is blatantly committing every day, in full knowledge that THERE IS NO CASHBACK, in full knowledge that there WAS NEVER AND STILL IS NO PAYCARD FOR INTERNATIONAL AFFILIATES, in full knowledge that

Saivian has been UNDER INVESTIGATION BY FEDERAL AND STATE AGENCIES FOR THE PAST 8 MTHS.

I am sorry INSIDER, but NOTHING excuses the fact that they had the priviledge of inside knowledge, yet still continued to promote Saivian to the worldwide audience for their own financial gain through…

* and ongoing sale and instruction in the illegal passcode economy that EJ Dalius designed to steal money from over 200,000 Saivian affiliates worldwide.

For 12 months, they were in full knowledge…

* That there were not any, and never would be, Pay Cards for international affiliates

* That there were no marketing partners to pay for or use the cashback data, the “busy work” that affiliates still blindly do to justify their membership

* That affiliates outside the US would struggle to get their Cashback (even after waiting up to 120 days for processing) if ever.

* That international affiliates would never receive a single dime directly from the company to their bank accounts in residual income.

There is nothing you have said here that removes their culpability and responsibility for promoting this scam company worldwide, while in full knowledge that they have jumped in bed WITH THE DEVIL, and all the time hoping and praying that this EJ DALIUS, A CONVICTED CRIMINAL, guilty of perpetrating TWO PREVIOUS US SCAM BUSINESSES within the past 15 years, would not turn Saivian into the single largest international scam ever perpetrated.

THEY KNEW EXACTLY WHAT WAS GOING ON! YET CONTINUED TO PROMOTE THIS SCAM COMPANY TO INNOCENTS AROUND THE WORLD TO MAKE THEMSELVES RICH!

As an insider, you need to stop lying to yourself. See the damage you have done, and take responsibility for the evil you have done.

Over the next 15 months the SEC will wrap up their investigation Arrest Eric J Dalius, Kim Dalius, Brad Dalius, Ryan Evans, Mike kim, Kevin Marino, Michael O’Brien, Bill Toth and whoever else sold over $10k in passes, and Haul them all off to a Federal Pound me in the Ass Prison!

BASHING YOU SAY? It is an Irrefutable fact that saivian is a Blatant Ponzi Scheme! Until the day you prove me otherwise…

Arrests WILL be made!! I am sure the SEC will turn it over to the FBI or whatever police or federal agency to hand down the warrants Indictments and whatever else needs to be done to bring these scum of the Earth to Justice!

Hmmmmm???? Well, all i can say is who ever tries it realistically wont loose out on any money.

You pay 125 membership and collect 20 percent back on purchases up to 300 per week, which totals to 60 per week cash back.

In two weeks you have the membership paid and an extra 60 in your pocket. sign up 3 and you pocket 150 per month as well.

Seriously what is the big deal??? If you don’t agree with the business then thats your opinion but i know quite a lot of families personally who have started in this company and they have benefited from just the savings of their weekly expenses. They are happy and loving it.

If the company fails then it fails, the consumers make their 125 back in two weeks anyway so no money out of their pocket.

You can cancel your membership with in 2 days if your not satisfied. But why would you want to save money on weekly expenses?? Doesn’t sound so bad to me.

Hmmmmm???? Well, all i can say is who ever tries it realistically wont loose out on any money.

Where do you think the daily ROI comes from?

At any given time the biggest affiliate group in Saivian are those paying $125 and not making it back. They’re the ones who will lose money when it collapses.

Seriously what is the big deal??? If you don’t agree with the business then thats your opinion

Opinion has nothing to do with the fact that Saivian is an unsustainable Ponzi scheme. All those people in China signing up aren’t consuming or saving money on anything, they’re investing in financial fraud.

Eric and family split Pennsylvania because he has a court order handed down by the Pennsylvania State Attorney General’s office forbidding him from owning or operating an MLM company. So yes in so many words he is hiding out.

I just checked his Facebook page and he is now Flaunting the $400k Lamborghini he just purchased using Illegal money from the saivian ponzi. I bet the SEC loves that.

this company is really really bad, they take your money the second you give them your info, they will double charge you if they can, and refund you a smaller amount than what they charged. And it is really complicated to get your cashback, they ask everything to be done in a specific manner otherwise you are simply not paid.

I have contact several time the customer support and they don’t care about what you ask, they simply don’t care about the people.

Saivian hold a meeting in Macau China during March 11-12, and more than 5000 people attended, most of them come from China.

People who come from China payed $125 monthly for more than 4 months still can’t get back their redemption money and bonus back cuz people in China can not apply MasterCard before. In Macau saivian give the MasterCard to their 5 star affiliates include who come from China but that’s just give the money from new investors to old investors.

The new investors in China even don’t know how to apply MasterCard and how to redeem 20% cash back and the company also deliberately delay it.

I think due to so many Chinese join into the game, give the saivian opportunity to survive longer.

I will translate these informations to Chinese languages, let more people in China know these informations before they make decision. Thanks OZ to talk this topic here!

Find it interesting that this thread started in 2015 and since then this company was going to go “kaboom”. They still around somehow. Interested to see what the next year holds for the company AND this thread lol!

It has been an interesting and sometimes laughable read.

Out of curiosity I signed up…will give an update on my cash back only experience as that’s the only side of this that I’ll be testing. If I’m able to accumulate $250 worth of cash back and by some miracle manage to actually GET the $250 it would be good enough for me.

The question is though, will I be able to pull out the $250 as actual money. Only time will tell 🙂

@Hank, well, thing is that with everything in life there will ALWAYS be negatives. It really is up to you to decide if something is not negative or not.

So hell, if I need to spend £98 to see for myself if this is working for me then I’ll do it. Since my first mention of my research on April 1st I now have £110+ in my cash back total. No additional shopping, just normal shopping.

Suppose the question will be whether or not I’ll actually be getting that money out 😛

Will update when next month … they are at the moment updating their systems with a new Savi card so that you can take your money out that way. Should go live tomorrow.

As promised, an update on my progress and if I actually got money in my hands from Saivian.

If you are thinking of doing Saivian just for cash back and not refer 3 people (or more) into the business you need to be aware that you will only break even in your 5th month into the Cash back system.

If like me, you refer 3 people into the business in month 2 you will break even in month 4. If you refer your first 3 in your first month you will break even in month 3. I’m sure you can see the math here.

This is why they call it “3 is better than Free” Refer 3, get paid $5 a day – over 28 day period you will have $140 in your ewallet and can use this towards your membership and still have $15 spare.

I joined up was 29 March. On 18 April I started getting my $5 a day. On 20 May I got my first $125 in my hands, on 24 May I got the second $125 in my hands and tomorrow I’ll get another $125 in my hands. This however is because I referred 3 people and it grew to 12 people below me. I’m currently getting $20 a day paid into my ewallet.

There is 3 ways for you to get this virtual money out of your ewallet and into your hands:

1. Everyone who joins the business or has to renew needs to buy a GSP (Global Shopping Pass)If you have $125 in your ewallet you can convert this into a pass and sell it to someone. My sponsor helps us to sell passes as she needs them on a daily basis. This is how I got money in my hands for all 3 the $125 withdrawals mentioned above.

2. Saivian now has a MasterCard option. You basically get a banking account through the company. Saivian’s is through Barclays and with MasterCard. You can then transfer the money from your ewallet to your Saivian bank account and if you wish to you can transfer it to your normal bank account OR…

3. You get a Savilux bank card. As above you transfer the money into this account and you can use the Savilux card at an ATM it swipe it in store.
I’m with Younique and their commission works the same as this. My commission is paid into a PayQuicker account which Younique has set up for you and you can transfer to your bank account or use your Younique Bank card.

Personally I am seeing the money come out into my hands which has come quite in handy at the moment.

Things you need to know before joining:

1. Depending on who you “join” you might get help to build your downline or not. I’m fortunate to have someone as my upline who helped me get to my first 3. I have returned the favour by doing this for everyone who decided to follow me on this. I think it’s only fair to pay it forward?!

2. If you are going to do this purely for cash back you will see your first cash back 60 days after your joining date. Your max cash back on your first month is $125 and for every month after that your max is $250 – this is why you will only break even in month 5 and you will really only get $125 every month back as the other $125 you will need to use towards your renewal.

3. There is a min and a max on your receipt amount, your min receipt that you can load is for $5 and the max $300.

4. You can choose 10 retailers each 30 days – swop and change them where needed. These include fuel which is why this works really well for my family back in South Africa where fuel is just at a ridiculous cost.

5. You can claim flights and hotels – this however needs to be one of your 10 selected shops.

6. Online purchase receipts does count as long as the website has a brick and mortar store you can walk into to buy the same product.

7. Choose your card carefully that you want to use to verify your receipts. I’ve done it with my debit card the first month and wished that I used my credit card instead.

8. Saivian never asks you for any of your personal banking details in your back office or when you sign up. UNLESS you go for the auto renewal which I don’t do.

9. You can cancel at any point in time – no questions asked, as long as it is 2 days prior to your renewal date. Any money left in your ewallet will be forfeited – hence why I take mine out as and when I hit $125 in my ewallet. As soon as I have my Savilux card I’ll be transferring funds to my card instead.

10. I’ve read an article on SkintDad.com re the tax: On the cash back the government isn’t too worried as they don’t see this as an income. But on the “referral commission” you’ll have to pay tax as that is classed as an actual income.

So that is all I have and I hope it answers some questions.

There are positives and negatives, as there are with just about anything in life!

I took the bold move and tried something different to see if money is just stolen from me as claimed by so many. As I received my money back and now earning a small (much needed) amount out of this I would probably not stop just yet.

I took the bold move and tried something different to see if money is just stolen from me as claimed by so many. As I received my money back and now earning a small (much needed) amount out of this I would probably not stop just yet.

I am sick to my stomach.. I believed in this crap. Promoted for a year. I drank the coolaid. Damn I hurt a lot of people.

You want to know the last straw? My mother calls me up. Baby, I can’t do a redemption… it says I need to get the card. But when I try there is no link and now I can’t buy a pass.. it wants me to renew with my credit card…

My mom has been a customer over a year supporting me. This company is a complete waste of time and yes a pump and dump.

Trust me. Iv been in it since the 2nd month of existence. I am truly sorry for all the people Iv hurt.

If your in this, get out!! If your looking to get in don’t!!!

I was a 5 star in this company. It’s all a pack of lies and they keep up the crap by saying stay tuned. It’s coming. 2.0. Saivilux going to change the world.

Well Im pleased to be out, I was removed for stacking, like how do you stack 4 personals? then I was told I signed up DEAD people, okay how can dead people build a business?

I believed wholeheartedly in Saivian, I thought it was a great thing, EJ killed the company off, broke many friendships and families up from their continuous buildups. Australia and New Zealand steer clear.

I left in January and just did the cashback side and refused to recruit, I did return in June 2017 as I thought maybe they are getting their shit together lol.

I was released by them when their back office went down for the new launch 2.0 platform. What a god send, being a part of that company was like being in jail, you couldn’t speak out and you were shut down and blocked.

Karma is a biarch, they turned their back on the very citizens that started them off, USA.

They are risky as ever, Ryan is now heading the new ‘SaviWorld’ platform, his name is on the shitlist too so I can’t see them going far, their kingdom is about to fall.

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