Debt

The Basics of Debt Settlement Explained
If you are faced with massive debt, timley bill payment is difficult and you want to stop annoying and intruding collection calls, debt settlement may be a viable options. Also know as debt negotiation, debt settlement is a process by which your outstanding debt is typically settled for 40%-60% of the amount owed. By agreeing to this settled amount, the...

How You Can Reduce Your Monthly Debt Payments
An Advanced Strategy In Debt Reduction:
These 5 simple steps to reduce debt are designed for those who are truly struggling with there unsecured debt. There are basic debt reduction steps you can take that are outlined here. The methods listed below are more of a last Hoorah! before a complete debt settlement or bankruptcy decision is made....

Debt Settlement Programs That Work:
Why Trusted Debt Settlement Programs Can Be Exactly What You Need In Your Life!
Debt Settlement, also known as Debt Consolidation, is the process of paying less than is owed on credit cards and other unsecured debts, by negotiating with your creditors. Secured debts such as student loans, auto loans, and home mortgages unfortunately do not qualify for such...

On our Credit Restoration page we outlined the categories used to derive a credit score. To review, those categories are the following…
Payment History – 35%
Amount Owed – 30%
History of Credit – 15%
Inquiries – 10%
Account Diversity – 10%
Today we are going to take a deeper look inside each of these categories including a few credit building tips that...

Please take a moment to respond to our poll concerning the amount of unsecured debt for American households. Even if you are simply here browsing our site, your response will help us deliver better quality content for our customers. Your privacy is critical to us and your answer will remain anonymous. Our aim is to get as accurate information as possible so please be honest in your...

According to Fitch Ratings, although the 60-day delinquency rate on credit cards is flat from 2009 to 2010 at about 4.5%, the number of default cards hit a peak of 11.37% in March 2020 the second highest level ever. Even though Bankruptcy filings continue to rise to over 1.5 million, many Americans are still turning to alternative debt relief options in order to regain a financial foothold. ...