You are here

October 2018

Hey everybody, O’Grady here. Just some quick thoughts on this week’s market volatility.

Despite our best efforts to ignore mainstream financial media and their constant barrage of doom and gloom headlines…all in hopes of getting you to take action and then keep watching for the next action you should be taking…well, this week’s market was hard to ignore.

Hey everybody, O’Grady here. Here’s a question I get a lot. What’s a Roth IRA paying right now? Or, something like, “I hear Roth IRAs aren’t very good…they’re not paying much right now.” Let’s take a look and break it down.

Well, the Roth IRA is not an investment, it’s an account type. Think…Individual, Joint, IRA, 401k, 403b, 529…and on and on. Those are all account types. And the account type determines how an investment is treated for tax purposes, not how much it earns or returns. Let’s take a look and break it down.