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Over the years, HDFC has helped to promote institutions in the field of housing finance, and in the financial sector in general.
Notable amongst these has been HDFC Bank. This was initially promoted in a strategic alliance with Natwest Markets-UK. HDFC Bank commenced its operations in February 1995.

HDFC Bank currently has a strategic business collaboration with The Chase Manhattan Bank. HDFC Bank is presently the largest private sector bank following the merger with Times Bank Limited. The merger has provided HDFC Bank a strong presence in the retail banking segment. With an expanding branch network of over 131 offices and 207 ATMs, mobile and internet banking facilities, a customer base of 1.3 million, state-of-theart technology and experienced professionals, the bank combines the best in Indian and international banking. HDFC currently holds 28% of the equity in HDFC Bank.