The 4x Buyer Protection program provides shipping insurance for your online purchases and protects against lost, damaged or stolen items while in transit. When you protect your purchase with Buyer Protection, you also get shipping insurance with world-class service, fast & easy online claims processing and peace of mind. In the event that your shipment gets lost or damaged while in transit, 4x Buyer Protection Program has you covered. Enrolled member must file a claim at www.4xbuyerprotection.com. In order to take advantage of all the Trust Guard 4X Buyer Protection programs, customers must enroll and activate themselves within 48 hours of the date of purchase and prior to any claimable incident occurring. All individuals purchasing products from any participating 4X Buyer Protected merchant will have received an email with enrollment information and membership code. Failure to enroll during the specified period forfeits participation in the program along with all its benefits. Maximum payout per each member will not exceed $500.00 across all enrolled accounts.

This Agreement is between Online Shipping Insurance Services, Inc. (OSIS ) and you ("you" or "Customer") This Section sets forth the terms and conditions which apply to the use by you of the InsureShip.com sites (as defined below) and any other subscription product or service offered for sale by OSIS and/or its affiliates (collectively, "OSIS "). The right to use any product or service offered by OSIS is personal to you and is not transferable to any other person or entity. OSIS reserves the right to make changes to the OSIS sites, policies, and these terms at any time without notice.

Disclaimer of Warranty; Limitation of Liability
OSIS neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement on InsureShip.com sites, nor for any offensive, defamatory or obscene posting made by. Under no circumstances will OSIS be liable for any loss or damage caused by your reliance on information obtained through the content on InsureShip.com sites. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through InsureShip.com sites. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content, including but not limited to financial, health, or lifestyle information, opinion, advice or other content.

Indemnification
You agree to defend, indemnify and hold harmless OSIS, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of the use by you of the InsureShip.com Sites, including claims by other users of your equipment, access, products or membership.

Cancellation Policy/Return Policy
We take great pride in providing you the best possible shipping insurance. The customer is able to cancel their insurance policy for a full refund any time prior to shipment by merchant. Once an item has been shipped, all shipping insurance sales are final.

Excluded countries:
Afghanistan, Angola, Bolivia, Iran, Iraq, Nigeria, Paraguay and any other Country that is or may become embargoed by the United States or United Nations as sanctioned by the Office of Foreign Asset Control (OFAC)Loss, damage, or non-arrival of any parcel or the contents of said parcel which (a) is addressed, wrapped or packed insufficiently, incorrectly or contrary to the packaging requirements of the carrier being used by the insured or (b) bears a descriptive label or packaging describing the nature of the parcel's contents. Any parcel containing personal goods to accommodate an employer or employee.Losses (claims) being caused by infidelity, dishonesty, or any overt act on the part of the insured, associate in interest, and/or any of the insured's employees, whether occurring during hours of employment or otherwise, or on the part of custodians (common carriers excepted), or the property insured, unless specifically endorsed herein in writing. Resulting from inherent vice, decay, clean up costs, loss of market, loss of use, latent defect, delay, changes in temperature or humidity, or other deterioration, any remote or consequential loss, whether or not arising out of a peril insured against. Arising out of loss from delivering the product to someone who obtains it by trick, false pretense, or other fraudulent schemes.Against loss or damage caused by or arising out of; a) hostile or warlike action in times of both peace and war, including action hindering, combating, or defending against an actual impending or expected attack; b) any weapon of combat employing atomic fission/fusion or any other radioactive force in times of both war and peace; c) insurrection, rebellion, revolution, civil war, usurped power, or action taken by government authority in hindering, combating or defending against such an occurrence, seizure or destruction under quarantine or customs regulations, confiscation by order of any government or public authority or risks of contraband or illegal transportation of trade. Nuclear Exclusion. Notwithstanding anything herein to the contrary, it is hereby understood and agreed that this policy shall not apply to any loss, damage, or expense due to or resulting from, whether directly or indirectly, nuclear reaction, radiation, or radioactive contamination, no matter what its cause.

Conditions
It is warranted by the insured that all parcels under this coverage will be shipped in accordance with all regulations of the carrier and amendments thereof.
The deductible, if any, shall be deducted from the amount of the claim or liability limit, whichever is less, on a “per parcel” basis and borne by the insured. The insured is responsible for (and entitled to) collecting any amount for which the carrier may be liable.
The insured must wait 14 days to file for non-delivery claims. If damaged, the insured may file a notice of damage with Online Shipping Insurance Services immediately. All claims must be filed within 30 days of shipment to be honored. The insured will submit a completed Online Shipping Insurance Services claim form, copy of the original invoice to the consignee/ original invoice from the shipper, whichever is applicable, a signed and dated statement from the consignee / receiving party, proof of damage if applicable and any additional documentation requested to substantiate the loss. Coverage does not include handling fees and insurance fees. All damaged property for which payment (not repair costs), or replacement costs have been made, must, on request, be returned to the Underwriters. Failure to hold the damaged property until the claim is fully resolved will result in the claim's being denied.
The insured will have one (1) year from the date of the shipment to furnish any required and/or additional documentation requested by Online Shipping Insurance Services in order for the insured to substantiate said claim. Should the insured fail to provide the required and/or additional documentation within one (1) year from the ship date, the insured's claim will be denied. Any covered loss will be promptly paid to the insured or their assignee after notice of loss or damage and the required documentation has been received and accepted by Underwriters in accordance with all terms and conditions of this coverage, unless property is replaced, at the option of the Underwriters, with like kind, function, and quality.
Upon payment for loss or damage, the Underwriters shall be subrogated to all the rights of the insured including whatever money may be recoverable. This payment excludes applicable deductible amounts corresponding to the claim settlement on account of said loss or damage from the carrier, or any of the carrier's employees or agents, or from any other person or corporation whatsoever. The insured specifically covenants and agrees to aid the company in all manners possible to aid in securing reimbursement of said loss or damage. In the event the carrier admits to fraudulent activity from the carrier's employees, the insured will take action against the carrier and not hold Online Shipping Insurance Services responsible for claims associated with said activity.
No suit, action or proceedings for the recovery of any claim under this coverage shall be sustainable in any court of law or entity unless the respective action is commenced within twelve (12) months after discovery by the insured of the issue giving rise to the claim, provided however, that said time limitation is invalid by the state law where this coverage is issued. In that case any such claim shall be void.
The insured or the Underwriters may terminate this policy at any time by giving fifteen (15) days written notice thereof, provided that such termination does not impact a shipment already in transit. Certified notice of cancellation sent to the insured at the last known address shall be deemed sufficient compliance with the conditions of this clause on the part of the Underwriters.

Claims
All packaging material and damaged goods must be kept in the original form as received. Packaging and damaged goods should not be disposed of or released to the shipping carrier before a claim is completed, as photographs may be required. Failure to comply can result in the denial of the claim due to insufficient packing. Concealed Damage – Allows for the discovery of loss or damage up to 15 days after final delivery. The loss is deemed to have possibly occurred during the insured transit. Discovery of loss or damage occurring 16 days or later after final delivery is deemed to have occurred while the shipment was NOT in transit, and therefore, is not covered. If the shipment is sent via the United States Postal Service (USPS), complete claims must be submitted and received by OSIS within one hundred and twenty (120) calendar days of the shipment date. If the claim is for loss the Insured must wait 14 calendar days (Domestic shipments) or 30 calendar days (International shipments) before filing claim with InsureShip. All damaged property that was not repaired must be made available (given) to Online Shipping Insurance Services when requested.
Once claim has been accepted and approved by the underwriters, prompt payment will be made to the Insured.

Claim Disputes
This Certificate shall be construed and interpreted in accordance with the laws of the State of California. The parties agree that any and all claims or disputes arising out of the Certificate or the performance of the Certificate shall be brought in Los Angeles County, California.
The Insured agrees to INDEMNIFY AND HOLD HARMLESS OSIS and Underwriters from any loss, liability, damage or costs, including court costs and attorney fees that they may incur due to misreading, misunderstanding, and not following the coverage requirements as per this InsureShip certificate or as endorsed.

Price Match Guarantee Customers won't have to leave your site to look for a lower price

Price Match Guarantee Terms and Conditions

Worried about a price drop on your purchase? You no longer have to deal with that frustration because for 30 days after the date of the original purchase, you're protected! We will match any current advertised price on identical items purchased and refund you the savings amount. The price must be valid when you submit the ad with your claim. An identical item refers to an item that is the same brand, style, color, quantity, size, model number, weight, etc. We reserve the right to verify the advertised price, item specifications, and availability. Please submit the complete original advertisement in its entirety along with item description and pricing information. Photocopies and mobile- phone versions may be accepted, but we may verify the details. If the price is still valid within 30 days of your original purchase date, we will reimburse you the difference.

In the event of a price change, an enrolled member must file a claim at www.4xbuyerprotection.com along with any additional documents required by the claims adjuster to substantiate loss. Enrolled member is required to provide notice of price change within 30 days of initial purchase.

In order to take advantage of all the Trust Guard 4X Buyer Protection programs, customers must enroll and activate themselves within 48 hours of the date of purchase, prior to any claimable incident occurring. All individuals purchasing products from any participating 4X Buyer Protected merchant will have received an email with enrollment information and membership code. Failure to enroll during the specified period forfeits participation in the program along with all its benefits. Maximum payout per each member will not exceed $500.00 across all enrolled accounts. Your participation in the program acknowledges that you have read and agreed to the terms indicated in the coverage for the policy and confirms the statements therein. No suit, action or proceedings for the recovery of any claim under this coverage shall be sustainable in any court of law or entity unless the respective action is commenced within twelve (12) months after discovery, by the insured of the issue giving rise to the claim, provided however, that said time limitation is invalid. In that case any such claim shall be void.

Terms of Service Guarantee Offer customers resolution if they feel the sales promises weren't met

4x Buyer Protection Terms of Service

What is a Terms of Service Guarantee? Simply put, we make sure that products you’ve purchased will perform according to the selling website’s terms of the sale for the 30 days directly following the date of purchase.

A Service Guarantee is a warranty; it is not an insurance policy. The Service Guarantee period will commence on the date of customer registration with Trust Guard 4X Buyer Protection program and will end after 30 days.

If the terms of your sale as stated on the merchant’s website have not been satisfied, and after you contacted the merchant to try to resolve an issue or a discrepancy without resolution, we will step in and make it right or refund you the full value of the item purchased up to a maximum of $500.

The person who purchased the product must file a claim within the 30-day coverage period. All disputes after the 30-day period will be denied. Products purchased in dispute must be returned to seller within the 30-day time frame, as acceptance of the goods will nullify the guarantee. The Service Guarantee's sole purpose is to indemnify the buyer if the seller does not honor the terms of the sale. All refunds, credits and product re-shipments by the seller negate the guarantee.

In the event of an incident, an enrolled member must file a claim at www.4xbuyerprotection.com. Any additional documents required by the claims adjuster to substantiate loss.

In order to take advantage of all the Trust Guard 4X Buyer Protection programs, customers must enroll and activate themselves within 48 hours of the date of purchase and prior to any claimable incident occurring. All individuals purchasing products from any participating 4X Buyer Protected merchant will have received an email with enrollment information and membership code. Failure to enroll during the specified period forfeits participation in the program along with all its benefits. Maximum payout per each member will not exceed $500.00 across all enrolled accounts. Your participation in the program acknowledges that you have read and agreed to the terms indicated in the coverage for the policy and confirms the statements therein. No suit, action or proceedings for the recovery of any claim under this coverage shall be sustainable in any court of law or entity unless the respective action is commenced within twelve (12) months after discovery by the insured of the issue giving rise to the claim, provided however, that said time limitation is invalid. In that case any such claim shall be void.

Identity Theft Protection Show customers you take ID theft seriously

Identity Theft Protection
With the Identity Theft Protection program, you'll receive complete relief if your identity was compromised by purchasing a product from a certified Trust Guard 4X buyer Protection approved website. You will be covered for the subsequent 30-days after your date of purchase. If something goes wrong, you will be enrolled into TrueIdentity™ monitoring powered by Trans Union. At that time you will be enrolled in the program for the next 12 months free of charge.

TrueIdentity™ gives you peace-of-mind by using powerful new tools and resources to help protect you. And if identity theft should occur, you won't be alone. You'll have help every step of the way, from identity theft insurance, to expert assistance with canceling and replacing your identification information, to guidance in getting your identity back.

TrueIdentity™ allows you to feel more protected than ever by:

Lowering your risk of identity theft by proactively monitoring places on the Internet where criminal selling and trading of your personal information may occur

Helping you recover more effectively from Identity Theft with our exclusive Identity Restoration

Providing Lost Wallet Assistance if credit or other identification cards are lost or stolen

The coverage pertains to the following types of losses if loss occurred on the same credit card used during your purchase on participating 4X Buyer Protected merchant:

- Credit Card fraud resulting from online Purchases

- Credit Card fraud resulting from in store Purchases

- Loss or theft of the credit card

In the event of a loss, an enrolled member must file a claim at www.4xbuyerprotection.com. Customer will need to fill out all applicable information including: Bank statements, Legal affidavit, credit card statements and any additional documents required by the claims adjuster to substantiate loss. Enrolled member is required to provide notice of loss within 30 days of initial purchase.

In order to take advantage of all the Trust Guard 4X Buyer Protection programs, customers must enroll and activate themselves within 48 hours of the date of purchase and prior to any claimable incident occurring. All individuals purchasing products from any participating 4X Buyer Protected merchant will have received an email with enrollment information and membership code. Failure to enroll during the specified period forfeits participation in the program along with all its benefits. Maximum payout per each member will not exceed $500.00 across all enrolled accounts. Your participation in the program acknowledges that you have read and agreed to the terms indicated in the coverage for the policy and confirms the statements therein. No suit, action or proceedings for the recovery of any claim under this coverage shall be sustainable in any court of law or entity unless the respective action is commenced within twelve (12) months after discovery by the insured of the issue giving rise to the claim, provided however, that said time limitation is invalid. In that case any such claim shall be void.

4x Buyer Protection Terms of Service

Introduction

Welcome to 4xbuyerprotection.com. This website is owned and operated by 4xbuyerprotection.com. By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand and agree to accept and adhere to the following terms and conditions as stated in this policy (hereafter referred to as 'User Agreement').

This agreement is in effect as of Mar 02, 2015.

We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.

Responsible Use and Conduct

By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as 'Resources'), you agree to use these Resources only for the purposes intended as permitted by (a) the terms of this User Agreement, and (b) applicable laws, regulations and generally accepted online practices or guidelines.

Wherein, you understand that:

a. In order to access our Resources, you may be required to provide certain information about yourself (such as identification, contact details, etc.) as part of the registration process, or as part of your ability to use the Resources. You agree that any information you provide will always be accurate, correct, and up to date.

b. You are responsible for maintaining the confidentiality of any login information associated with any account you use to access our Resources. Accordingly, you are responsible for all activities that occur under your account/s.

c. Accessing (or attempting to access) any of our Resources by any means other than through the means we provide, is strictly prohibited. You specifically agree not to access (or attempt to access) any of our Resources through any automated, unethical or unconventional means.

d. Engaging in any activity that disrupts or interferes with our Resources, including the servers and/or networks to which our Resources are located or connected, is strictly prohibited.

f. You are solely responsible any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you, as explained above, and may incur criminal or civil liability.

g. We may provide various open communication tools on our website, such as blog comments, blog posts, public chat, forums, message boards, newsgroups, product ratings and reviews, various social media services, etc. You understand that generally we do not pre-screen or monitor the content posted by users of these various communication tools, which means that if you choose to use these tools to submit any type of content to our website, then it is your personal responsibility to use these tools in a responsible and ethical manner. By posting information or otherwise using any open communication tools as mentioned, you agree that you will not upload, post, share, or otherwise distribute any content that:

i. Is illegal, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit language;
ii. Infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party;
Iii. Contains any type of unauthorized or unsolicited advertising;
Iiii. Impersonates any person or entity, including any 4xbuyerprotection.com employees or representatives.

We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this User Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any 3rd party copyrights or trademarks. We are not responsible for any delay or failure in removing such content. If you post content that we choose to remove, you hereby consent to such removal, and consent to waive any claim against us.

h. We do not assume any liability for any content posted by you or any other 3rd party users of our website. However, any content posted by you using any open communication tools on our website, provided that it doesn't violate or infringe on any 3rd party copyrights or trademarks, becomes the property of 4xbuyerprotection.com, and as such, gives us a perpetual, irrevocable, worldwide, royalty-free, exclusive license to reproduce, modify, adapt, translate, publish, publicly display and/or distribute as we see fit. This only refers and applies to content posted via open communication tools as described, and does not refer to information that is provided as part of the registration process, necessary in order to use our Resources.

i. You agree to indemnify and hold harmless 4xbuyerprotection.com and its parent company and affiliates, and their directors, officers, managers, employees, donors, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this User Agreement or the failure to fulfill any obligations relating to your account incurred by you or any other person using your account. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under this User Agreement. In such event, you shall provide us with such cooperation as is reasonably requested by us.

Limitation of Warranties

By using our website, you understand and agree that all Resources we provide are "as is" and "as available". This means that we do not represent or warrant to you that:
i) the use of our Resources will meet your needs or requirements.
ii) the use of our Resources will be uninterrupted, timely, secure or free from errors.
iii) the information obtained by using our Resources will be accurate or reliable, and
iv) any defects in the operation or functionality of any Resources we provide will be repaired or corrected.

Furthermore, you understand and agree that:

v) any content downloaded or otherwise obtained through the use of our Resources is done at your own discretion and risk, and that you are solely responsible for any damage to your computer or other devices for any loss of data that may result from the download of such content.
vi) no information or advice, whether expressed, implied, oral or written, obtained by you from 4xbuyerprotection.com or through any Resources we provide shall create any warranty, guarantee, or conditions of any kind, except for those expressly outlined in this User Agreement.

Limitation of Liability

In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of products and/or services. 4xbuyerprotection.com will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.

Copyrights/Trademarks

All content and materials available on 4xbuyerprotection.com, including but not limited to text, graphics, website name, code, images and logos are the intellectual property of 4xbuyerprotection.com, and are protected by applicable copyright and trademark law. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized by 4xbuyerprotection.com.

Termination of Use

You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.

Governing Law

This website is controlled by 4xbuyerprotection.com from our offices located in the state of UT, USA. It can be accessed by most countries around the world. As each country has laws that may differ from those of UT, by accessing our website, you agree that the statutes and laws of UT, without regard to the conflict of laws and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the purchase of any products or services through this site.

Furthermore, any action to enforce this User Agreement shall be brought in the federal or state courts located in USA, UT You hereby agree to personal jurisdiction by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Guarantee

All customers are entitled to receive a full, 100% money back guarantee on 4x Buyer Protection service, at any time within 30 days from their order date.

Contact Information

If you have any questions or comments about these our Terms of Service as outlined above, you can contact us at:

4x Buyer Protection Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their 'Personally identifiable information' (PII) is being used online. PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our blog, website or app?

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, phone number or other details to help you with your experience.

When do we collect information?

We collect information from you when you register on our site, place an order or enter information on our site.

How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

• To personalize user's experience and to allow us to deliver the type of content and product offerings in which you are most interested.

• To quickly process your transactions.

• To send periodic emails regarding your order or other products and services.

How do we protect visitor information?

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

Do we use 'cookies'?

We do not use cookies for tracking purposes

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser's Help menu to learn the correct way to modify your cookies.

If you disable cookies off, some features will be disabled that make your site experience more efficient and some of our services will not function properly.

However, you can still place orders .

Third Party Disclosure

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Google

Google's advertising requirements can be summed up by Google's Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en

We use Google AdSense Advertising on our website.

Google, as a third party vendor, uses cookies to serve ads on our site. Google's use of the DART cookie enables it to serve ads to our users based on their visit to our site and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

We have implemented the following:

• Remarketing with Google AdSense

We along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions, and other ad service functions as they relate to our website.

Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising initiative opt out page or permanently using the Google Analytics Opt Out Browser add on.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law's reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. - See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA we agree to the following:

Users can visit our site anonymously

Once this privacy policy is created, we will add a link to it on our home page, or as a minimum on the first significant page after entering our website.

Our Privacy Policy link includes the word 'Privacy', and can be easily be found on the page specified above.

Users will be notified of any privacy policy changes:

• On our Privacy Policy Page

Users are able to change their personal information:

• By chatting with us or sending us a ticket

How does our site handle do not track signals?

We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third party behavioral tracking?

It's also important to note that we allow third party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under 13, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation's consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

We do not specifically market to children under 13.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

We will notify the users via email

• Within 7 business days

We will notify the users via in site notification

• Within 7 business days

We also agree to the individual redress principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or a government agency to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Market to our mailing list or continue to send emails to our clients after the original transaction has occurred

To be accordance with CANSPAM we agree to the following:

• NOT use false, or misleading subjects or email addresses

• Identify the message as an advertisement in some reasonable way

• Include the physical address of our business or site headquarters

• Monitor third party email marketing services for compliance, if one is used.

• Honor opt-out/unsubscribe requests quickly

• Allow users to unsubscribe by using the link at the bottom of each email

If at any time you would like to unsubscribe from receiving future emails, you can

• Follow the instructions at the bottom of each email.

If there are any questions regarding this privacy policy you may contact us using the information below.