* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Introduction to Credit Cards:

It is beyond any doubt that it is quite impossible to survive in today͍s world without certain technological help. And one such boon that we have is a rectangular piece of plastic that has revolutionized the banking and financial enterprises in its entirety, the credit card. This rectangular piece of plastic not only eased the hassle of carrying hard cash in your pocket, it also gave freedom from regular wastage of working hours standing at bank queues to withdraw your own hard earned money. It has made transactions easier and carrying liquid cash an obsolete practice in itself forever now.

Classification of Credit Cards:

A credit card comes in a multitude of forms, classified according to the added benefit it fetches along, such as gold, Platinum or silver credit card. Now, we all know the worth of Platinum is definitely more than that of gold or silver, on a similar note, the Platinum credit cards fetches much more added benefits for the customer compared to regular silver or gold one. Credit cards which belongs to the Visa series can be used anywhere in this big, wide world. For example a traveler from Australia can easily buy stuffs using his Visa credit card in India, without facing the hassle of converting his Australian dollars into Indian rupees.

A Brief Introduction to ICICI Bank

Today almost all the big names in the banking sector issue credit cards to their customers, such as ICICI Bank, and each one offering certain unique benefit for the end user. When it comes to customer value, it is beyond any doubt that in India ICICI Bank treads ahead of all other establishments in the scenario, with their ICICI Bank PlatinumVisa credit card being the most favorite among Indians. And in big growing metro cities, this Platinum credit card from ICICI Bank can be a game changer in experiencing all the nuances of the ever glowing city life.

ICICI Bank Platinum Visa Credit Card:

It does not serve justice in just mentioning the fact that the ICICI Bank Platinum Visa credit card is preferred by majority of the customers, rather one should elaborate the exact reasons behind the success of this Visa credit card. This Platinum series Visa credit card offers a thousand and one benefits ranging from 1000 rupees off on purchase of rupees 4000, to 40% discount on Foodpanda. Thus from wining to dining and unwinding, you can enjoy everything, every little bit of your life with the help of the ICICI Bank Platinum Visa credit card. And not only this, but the Platinum Visa credit card also enables you to grab 20% on Domino͍s, and a flat 75% off on Swiggy from any city across India such as Kangra, Kolkata and so on.

Along with this, you will also enjoy travel discounts on booking from Makemytrip, and 20% discount on Zoomcar. The ICICI Bank Platinum Visa credit card also enables you for massive discounts on all the leading e-commerce platforms, ranging from Jabong to Zoomin. Pepperfry offers an extra 30% off on furniture, if you deal with the ICICI Bank Platinum Visa credit card, while Jabong gives a whopping 25% discount across all categories. And not only on dinning and travelling, but the Platinum credit cards from ICICI Bank also gives you medical benefits with Medlife giving 45% discount on the purchase of medicines and 1mg giving 20% discount on transacting from the ICICI Bank Platinum credit card. Thus you can see that the ICICI Bank Platinum credit cards not only enables you to enjoy all the delights of modern city life, but it also helps in all other aspects such as healthcare and fuel and travelling on an emergency purpose.

Chqbook Review

Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

thumb_up PROS

If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. The low fee makes this Credit Card a must have

Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight

15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face

We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps

You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

thumb_down CONS

The ICICI Bank Ferrari Signature Credit Card has a lot of flaunt value for a low fee, but if you are not a car afficianado, consider the ??

Chqbook Review

The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

thumb_up PROS

This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered

We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.

Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!

Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.

You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time

Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000

Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

thumb_down CONS

The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up PROS

With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.

We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1

You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.

Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

4.3

12 Reviews Sort

Newest

very good

9 months ago | Rajan

The credit limit is satisfactory and there are no issues in the process. The statements are clear and the billing is also convenient. It has been a good experience till date. In all no issues.

Excellent

2 months ago | Jyoti Swroop

I am using ICICI Bank HPCL Coral Credit Card from last 8 months, i find this credit card is very convenient to use. I pay joning fee which is reversable. I get offers like reward points and cash back in this credit card.

Average

8 months ago | Abhishek Asthana

My credit card was from Jet Airways ICICI Bank Coral Visa Credit Card. The credit limit was 67,000 which is satisfactory . . Here the fees and charges affordable . The customer service and responsivness was up to the mark.

Happy with their low fee option

10 months ago | Singh Deena

I believe icici bank platinum chip credit card is very useful for me,i am very satisfied with the credit limt and fine with the annual fee too

got good reward points

8 months ago | Dhumil Kumar

Icici bank platinum chip credit card provides good services on credit card when compared to all other credit cards. The rewards points are also very good. The redeemption process is very easy.

There are too many hidden charges

3 months ago | Anwar Ali

I am using icici bank hpcl coral credit card, there are too many charges on transactions. You will have to pay extra for every transaction you will make with this card.

Excellent

5 months ago | SUNITA KUMARI

I have taken a credit card with ICICI Bank Ferrari Platinum Credit Card,The limit on the card is 1.13 lakhs. The card is two months old.I am happy with the card features. There is an annual fee and the joining fee waived off if you spend more 1.25 /year

Very useful

5 months ago | Devendu Satpathy

I am happy with the card features. I use the ICICI bank credit card for the past nine months. The credit limit is ok for me. I find this card very useful in day to day life.

Poor card

1 month ago | Nadim Ansaree

The service is not up to the mark for this card. I mark it as a poor card. Its better to take any other bank credit card than icici bank card.

Less fee

9 months ago | Mohit Rahi

I am using ICICI Bank credit card for the last 1 year. The service and offer both are good for me. They have less fee structure.

No issues till now

8 months ago | Tanisha Sharma

I am using ICICI Bank HPCL Coral Credit Card. I would like to say that the customer service is not yet experienced because i havenot faced any issue till now.

Average card

4 months ago | Sanju Saha

The offers are not that good and i would say its average card. But when it comes to customer service response this card is worst.