Terms Of Use And Notices

Your use of the FirstMerit Bank website constitutes your agreement and acknowledgment, without modification, to all of the following terms, conditions and notices. If you do not agree with the Terms of Use and Notices, your sole remedy is to discontinue use of this website immediately. This Terms of Use and Notices applies to the following FirstMerit Companies:

Links to Other Websites

In order to better serve you, FirstMerit provides access to information, services and products of interest via third party websites and through third party service providers.

Third party websites provide information, services, products or recommendations directly to you. Although FirstMerit makes every effort to screen third parties and their websites, FirstMerit cannot endorse, approve or guarantee the information, content, products, services or recommendations made at these third party websites or links within these websites. FirstMerit's Privacy and Security principles will not protect you; you are responsible for viewing and abiding by the privacy and security statements and terms of use posted on these sites. You will know when you have left FirstMerit's website when a new browser window is opened in which the new third party site appears or when the "address" or "netsite" does not include the word "FirstMerit". Third party websites are not controlled by FirstMerit, and as a result, FirstMerit will not know when the sites change their content or when they may pose a greater risk of malicious code, viruses, or defects that my affect your computer. FirstMerit will not be responsible for and expressly disclaims liability for any loss or damage of any kind which arises from the use of a third party web link, or for any failure of products, services or recommendations of the third party.

FirstMerit also contracts with third party service providers to better serve you with regards to banking or financial products and services. While FirstMerit strives to protect your privacy and security, these third party service providers are not owned by FirstMerit and information provided to them is not under the direct control of FirstMerit. While the FirstMerit Privacy and Security principles may apply to these websites, there may be additional or superseding policies regarding your privacy and security for which you are responsible to view and abide by. Third party service provider sites can be identified by language stating that the site is "powered by", "brought to you by" or "provided by" an entity other than FirstMerit.

FirstMerit Products & Services

The products and services described on this website are available only in the United States and those states where FirstMerit is permitted to do business. These products and services may change without notice.

Information Regarding Children

FirstMerit does not knowingly collect or retain personally identifiable information from consumers under the age of thirteen.

Copyrights & Trademarks

The contents of this site are the property of FirstMerit unless otherwise indicated and protected by copyright and trademark laws. All rights are reserved by FirstMerit and the content of the website may not be produced, downloaded, disseminated, published or transferred without the prior written consent of FirstMerit. The logos, service marks, trade names and trademarks contained within this site are the sole property of, FirstMerit Corporation. Use of FirstMerit trademarks without the express written permission of FirstMerit Corporation is prohibited. Use of any third party logos, trademarks, etc. that appear on this site is also prohibited without the consent of the owner of any such items.All of the content on the FirstMerit website is protected by copyright. Its use for any commercial purpose or other public purpose is strictly prohibited and could be punishable by law.

Personal & Non-Commercial Use Limitation

Unless otherwise specified, the FirstMerit website is for your own personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the FirstMerit website.

No Unlawful or Prohibited Use

As a condition of your use of this website, you warrant to FirstMerit that you will not use this webite or any information contained on the website for any purpose that is unlawful or prohibited by these Terms of Use and Notices. You may not use the website in any manner that could damage, disable, overburden or impair any FirstMerit service. You may not attempt to gain unauthorized access to any FirstMerit service, FirstMerit customer accounts, computer systems or networks connected to any FirstMerit service through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the FirstMerit website. You further warrant that you will not access or use this site, its materials or services from territories where such access or use is illegal.

Tools & Calculators

FirstMerit may provide tools and calculators as an added service to you, for educational purposes only. FirstMerit does not guarantee the accuracy of the calculators or the results. FirstMerit expressly disclaims all liability for damages of any kind arising out of the use of tools and calculators.

No Warranties

Use of this website and its contents are at your sole risk. FirstMerit is not responsible for the consequences from the use of the information herein, or in any respect for the content of such information, including, but not limited to, delays, errors or omissions, the accuracy or reasonableness of information, the defamatory nature of statements, ownership of copyright or other intellectual property rights and the violation of property, privacy or personal rights of others. FirstMerit is not responsible for and expressly disclaims all liability for damages of any kind arising out of use, reference or reliance on such information.

FirstMerit does not warrant or endorse the accuracy, reliability, or quality of the content of any information or advertisement on or linked to or from FirstMerit's website or any offer or purchase made from FirstMerit's website from any third party, or from any site linked to or from FirstMerit's website, except as may be noted in conjunction with any such item.

INFORMATION ON THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

IN NO EVENT WILL FIRSTMERIT CORPORATION OR ITS SUBSIDIARIES, AFFILIATES, CONTRACTORS OR THEIR RESPECTIVE EMPLOYEES, DIRECTORS OR OFFICERS BE LIABLE UNDER ANY CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHER CLAIM FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM THE USE OF OR THE INABILITY TO USE THE WEB SITE, SITE CONTENT OR ANY PRODUCTS OR SERVICES, OR ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, EFFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA OR LOSS OF USE RELATED TO THIS WEBSITE OR ANY WEBSITE OPERATED BY ANY THIRD PARTY.

Modifications

FirstMerit reserves the right to change these Terms of Use and Notices, as well as content of its website, without notice. You are responsible for regularly reviewing these terms and conditions and notices with respect to modifications and your continued use of the FirstMerit website constitutes your agreement to all such modified terms, conditions and notices.

Governing Law

You agree that disputes arising out of or relating to the contents or use of this web site are to be governed by the laws of the State of Ohio, U.S.A., without respect to conflict of law principles. You irrevocably consent to the exclusive jurisdiction of courts sitting in Summit County, State of Ohio, U.S.A.

General

If any part of this agreement is determined to be unenforceable by a court of competent jurisdiction, the unenforceable portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable and the remainder of the agreement will continue in full force.

In the event that any of the terms, conditions and notices contained herein conflict with the terms and/or guidelines contained within the FirstMerit site, these terms shall control.

You agree that no joint venture, partnership, employment or agency relationship exists between you and FirstMerit as a result of this agreement or use of the FirstMerit website and/or services. You agree to indemnify and hold FirstMerit Corporation, its subsidiaries, affiliates, and their respective officers, directors and employees harmless from any claim, demand, or damage, including reasonable attorneys' fees, asserted by any third party due to or arising out of your use or conduct.

Unless otherwise specified, this Terms of Use and Notices constitutes the entire agreement between you and FirstMerit regarding use of the FirstMerit website and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.