Which, sure, might be worth having handy. But get a load of the introduction. "Historically credit has been viewed with both aspiration and distrust", the document begins, before noting that novelist Margaret Atwood (of Handmaid's Tale fame) has argued credit and debt provides the dramatic basis for much of the Western literary canon, including, the document lists, William Shakespeare'sMerchant of Venice, Charles Dickens'Little Dorrit, Gustave Flaubert'sMadame Bovary, George Elliot's The Mill on the Floss and Arthur Miller'sDeath of a Salesman.

We can just imagine the poor lawyers who spent days reading tomes on Australian consumer law to put the document together. No clues for guessing what they'd rather be reading ...