According to my agent....M of O jacked up all the local policies by 20%....... and others around the country had complained about their big increases this year.

I guess they got you last year...

Your right there was a larger increase last year. Actually, my wife and I had 2 increases. One effective 1/1/12 for 4% and 3.8% respectively and another effective 6/1/12 both for 11%. These 2 increases equate to a combined increase of approximately 15%.