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The first thing to remember about success is that it is a process – nothing more, nothing less. There is really no magic to it and it’s not reserved only for a select few people. As such, success really has nothing to do with luck, coincidence or fate. It really comes down to understanding the steps in the process and then executing on those steps.

The other virtues practice in succession by Franklin were silence, order, resolution, frugality, industry, sincerity, Justice, moderation, cleanliness, tranquility, chastity and humility. For the summary order he followed a little scheme of employing his time each day. From five to seven each morning he spent in bodily personal attention, saying a short prayer, thinking over the day’s business and resolutions, studying and eating breakfast. From eight till twelve he worked at his trade. From twelve to one he read or overlooked his accounts and dined. From two to five he worked at his trade. The rest of the evening until 10 he spent in music, or diversion of some sort. This time is used also to put things in their places.