Umbrella insurance can be a surprisingly affordable way to work additional coverage into your existing home, auto or boat insurance policy. A Massachusetts umbrella insurance policy providing $1,000,000 or more in coverage may be available for as little as a few hundred dollars per year in additional premiums. This umbrella coverage could make the difference between keeping or losing your retirement investments, your child’s college savings, or even your home if you become involved in an accident or lawsuit which exhausts your standard policy’s limits.

A typical umbrella policy can help cover another party’s bodily injury or property damage expenses, as well as medical costs, if you are found negligent. Your policy can also pay for legal fees and expenses if you are involved in a lawsuit as a result.

An O’Connor Insurance agent can determine if you are eligible for umbrella insurance discounts, such as from carrying your home, auto and umbrella policies with the same insurer. Speak with an O’Connor agent to find the right Massachusetts umbrella insurance policy for you and start ensuring the security of your assets today.