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Bank of
Montreal

The Bank of
Montreal (French: Banque de Montréal), commonly BMO in either official
language), or BMO Financial Group, is the fourth largest bank in Canada by
deposits. The Bank of Montreal was founded in 1817 in Montreal, making it
Canada's oldest bank. BMO's Institution Number (or bank number) is 001.

In Canada,
the bank operates as BMO Bank of Montreal and has more than 900 branches,
serving over seven million customers. The company also has substantial
operations in the Chicago area and elsewhere in the United States, where it
operates as Harris Bank and as BMO Harris. BMO Capital Markets is BMO's
investment and corporate banking division, while the wealth management
division is branded as BMO Nesbitt Burns. BMO maintains its official legal
corporate head office in Montreal, located on Saint-Jacques Street. However,
the Chairman and President and most senior division executives work out of
Toronto headquarters at First Canadian Place. Under the direction of the
Toronto executive, the Montreal Place d'Armes office oversees the bank's
economic (and, to some extent, political) relation with the province of
Quebec.

The bank has carved a niche for itself as a leading global financial firm,
one which delivers insightful solutions to clients combined with an extended
global reach and a strong emphasis on building long term relationships. The bank's coverage specialists and product professionals work together to
leverage Bank of Montreal's global strength to meet clients' comprehensive
needs including working capital needs, treasury management, trade finance &
solutions, capital raising, risk management, forex and fixed income.

The BMO's Head Office is located on Saint Jacques Street in
Montreal, Quebec, Canada, across the Place d'Armes from Notre-Dame de
Montréal Basilica. BMO's operational headquarters moved to First Canadian
Place on Bay Street in Toronto in 1977, while its legal head office remained
in Montreal.

Bank of
Montreal is 'Schedule I Banks' in
Canada. In Canada, the Schedule I Banks are defined as banks that are
allowed to take deposits, and are not subsidiaries of a foreign bank.
Therefore, Schedule I Banks are the true Canadian banks, as the financial
institution must be established within Canada to be considered a Schedule I
bank which may be eligible for deposit insurance provided by the Canadian
Deposit Insurance Corporation.

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