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Great tips! I think especially important is thinking about all the other costs into getting a home, especially maintenance, utilities, and taxes! A house is never just the asking price - there are lots more costs to come! Not to mention closing costs.

Absolutely agree - especially about going to grad school, or even undergrad school in some cases. I don't think it's a very wise decision to automatically assume that you should spend time and money figuring out what you want to do. If you don't know what you want to do, you shouldn't put yourself into debt getting there. Spend time traveling, or volunteering, or working, or doing something that can still teach you about yourself and about the world, without killing your bank account.

Looks like a great wedding - and it's so interesting to see where all the expenses really come from! You took great notes and I really appreciate you sharing everything $25,000 is quite a bit of money, but honestly most of your expenses were probably well-thought out costs that you decided mattered to you. For example, the cost of the dress, the cost of the photographer, and all the gas to travel up from Miami. Congratulations! I'm sure it was a beautiful day!

Thank you for the helpful links! I had no idea there were so many sites you could take advantage of this. I love clothing swaps, and have even hosted them at college. They are such a great way to get that "new wardrobe" feeling, with out the cost!

Thank you so much for this post. It's true that there a lot more things to think about when you get a raise besides simple having more money. The social aspects and the possibility for greater responsibilities/time commitments are some potentially negative effects. You could also be entering a new tax bracket and actually end up with a smaller take-home pay. I really like the idea of continuing to live off of your previous, smaller income, and using the portion from your raise to invest and pay off debt. That way you can achieve your goals in no time and won't face a huge lifestyle change!

This is really fascinating. It reminds me of the documentary "No-impact man". It sounds crazy to do stuff like this, but it reminds you to be aware of how much you really consume without even thinking about it - whether that's garbage or money.