You are willing to drop $38K+ to rent a car for 3 yrs..never understood that..Good luck

By your logic all the people who lease are idiots. There are benefits to leasing such as lower payments, paying sales tax only on the "rent", tax write off if you own a business, ease of moving into another car if you tend to change a car every few years, and last but not least, not having to deal with a BMW that is out of warranty, which could be a huge money pit.