Let me add to give another way of some
new suggestion on perspectives to used of the biological and psychological ways
of thinking about the case of debt of a company. Life is a game with a lot of
risks in addition to benefits and advantages that can be gained from the
ability, achievement, creativity, innovation and business management
professionals better. Risk will always be an open market is a market in which
more and more competitors, the bigger share of the market, more and more
consumers to choose the product of a company and the various regulations made
by the government in which the company operates. And of course the dynamics of
natural law will always cause fluctuations in turmoil even to be prevented
before they occur with the Early Warning System, with a swift soon to
anticipate the problems and market risk and business risk.

Companies that take a lot
of debt with a smaller capital structure will experience a greater risk of
default, despite having supported by a variety of sophisticated financial
mathematics and risk management on various Financial Ratios according to the
rules Basel I to Basel III. The risk in this case is the inability to pay the
debt, because the interest rate risk of debt, particularly of a commercial
character in the form of a floating interest rate. Problems currently faced by
the U.S. and European countries as well as various financial and manufacturing
companies are leveraging the use of exaggeration to be bubble stock price and
the value of its assets without taking into account the potential risk of
economic turmoil that will occur in the future, only simulations using
mathematical and statistical calculations alone. Many economic crisis since the
Great Depression has killed millions of companies to experience huge losses and
even bankruptcy both in banking, manufacturing, services and other financial
services should experience a variety of internal and external risks, due to
ignorance of the natural dynamics of the process that will always occur in a
system of living organisms, either individually or range of human creation in
the course of business of the company's life cycle.

Likewise experienced by developed
countries, the U.S. and Europe, as well as less appropriate in managing debt
for development, also to save thousands of corporate banking, manufacturing,
property and insurance back to health in the context of "Too Big to
Fail" by way of bailout, stimulus Quantitative Easing and the truth is not
an effective and efficient even add to the debt burden of the country itself.
It is different from the way the country is almost bankrupt Iceland but was
able to quickly get out of the debt crisis and economic recession, because of
not wearing liberal economic thinking but a way to let the Austrian economy
private companies fend for themselves as a result of a variety of their own
mistakes or are natural selection to survive. So of course this ease the burden
on the government budget Iceland to immediately help companies that are still
strong enough without having to provide facilities that pamper company that has
mismanaged the business and his own debt without providing helping for bailout
and QE policy.

So that, maybe there is another
approach to really know how the risk will be come and influence your business,
investment and trading activities time by time that always human can not know
and realized exactly what really happen in the future. Let visit my blog to
know and maybe useful for your business strategic planning for 1 - 25 years. Or
like George Soros says, he walk 6 months in the front of the curve that he
really know what happen in financial market and real sector long before.

Visit some of interesting blog :

1.
Opportunities and Risks in Corporate Business

By:
Edmond F. La'lang (economic and environmental observers)

In
terms of financial market that contained human nature in the face of risks that
will arise in every activity of life is Risk Averse, people who always avoid
risk and Risk Taker, people who are happy at risk and those who take care in
the face of risk.

Fluctuations in short-term (daily and weekly) will occur naturally
influenced by state of mentality, passion, taste, motivation of global mass
psychology to take trading positions in a market that is crowded and often
chaotic. If there is data or news that very fundamental economic conditions,
business and politics, fluctuations in stock price movements will occur
dynamically and both meteoric and volatile free fall in excess of the daily forecast.
But in the medium and long-term investment will be influenced dynamically by
biocycle and biorhytmic of legal and natural forces are always moving up and
down dynamically. So you not only have to Globalization with Globalnet (internet system)
but also now should have a vision in a way Galaxization with Galaxinet * *
(Astronomical).

Where
we can know the strains and the condition of the Universe Kingdom
in the short term (10 years), medium term of 50 years and long term
100-200
years), which will also be evident in a "Certainty of Life rather than
Uncertainty Life " who always complained of many
parties, including the leaders of the state policy makers, leaders of
business
policy (industrialists and traders) as well as experts in various fields
of
life. The power and influence of Natural, Galaxy and Universe Law
(Universe Kingdom / Source One in Central Sun Universe) this will
always
affect every aspect of our lives on this planet, either consciously or
unconsciously to anticipate properly.

Bio-Risk
Management is how to managed your many risks in your business risk and market
risk to anticipated on up and down of business and macro economic fluctuations
from time to time to growing your business in healthy condition. This is an
Econobusiness Biocycle Dynamic or Bioeconomic Natural Method that really good
to get an accurate and good prediction for midterm (monthly-smesterly) and
longterm (1 – 10 years) on macro economic and business sectoral (include
financial investment). This is a new paradigm, vision and mindset to avoid any
risk in the market. Please read and have enjoy to get something meaningful for
your business activities.

Risk has always been a major
concern to treasurers, but is it true that in recent years bank counterparty
risk has risen to the top of list ? Risk is something natural from a variety of
activities, actions and strategic planning of investments made by banks, both
in terms of intermediation in the real and financial sectors, including a
variety of investment banking on financial markets, Risk is the rise and fall
of the economy in the form of aggregate market risk and business risk of micro
economic, especially the real sector which is going to greatly affect on macro
economic conditions and micro economic rather influenced by macro economics. If
the micro economic is good, then it will also affect macro economic conditions,
although of course the macro economic policies influence the micro economics.
So they are interdependent and influence, but at least the decision maker of
fiscal and monetary policies that will surely be based on micro economic condition
and dynamics of its own.

With such a variety of risks and issues will be formed from a variety of
interplay between the real and financial sectors in the dynamics of micro and
macroeconomic economy in the form of a time series graph rise and fall of
various micro-economic activities. In my opinion, bad and good economic
conditions demonstrated by various real market fluctuations and financial
greatly influenced by the laws and forces of nature that also directly affects
the biological and psychological condition of both businesses and the community
as customers. Obviously with knowing early signal of micro and macro economic
conditions in the medium and long term, then banks and corporates including the
treasury strains must understand these fluctuations in the form of Preventive
Ways to a number of criteria as an Early Warning System like you are racing in
an F1 and MotoGP competition to always will be aware of the ups and downs of a
terrain contours and bends in the race conditions. If this is a concern in a
variety of Strategic Planning and Action Plan Investment banking sector, other
financial and companies in the real sector and other services, the many risks
and problems can be avoided by adjusting the conditions and to elimininated the
bad effect of biocycle fluctuations and biorythmic strains of micro and macro
economics.

Often decision makers from both government and the private sector always rely
on various economic assumptions (which is not necessarily true because it's
just hope the planner alone) and is supported by a variety of mathematical and
statistical calculations instruments are actually just linear (rigid and
static) and one-dimensional for evaluation, assesment and predict human
economic activities that actually dimensionless non-linear and higher
dimensional (2-3 dimensions) So there will always be a variety of major
revisions and adjustments because on misleading and mismatching to the
predictions of business strategy planning, as well as government policy makers
in this its fiscal (treasury) and monetary outlook economic will always change
because they can not be familiar with the strains of micro-fluctuations and
macro economic conditions are right, good and true. So actually a lot of
macroeconomic policies often do not match the needs of businesses in the real
sector and causing a lot of disappointment financial market players, because
the assumption is always misses macroeconomic indicators with data and facts on
the ground to keep and need to be revised again.

Fluctuations in short-term (daily and weekly) will occur naturally
influenced by state of mentality, passion, taste, motivation of global mass
psychology to take trading positions in a market that is crowded and often
chaotic. If there is data or news that very fundamental economic conditions,
business and politics, fluctuations in stock price movements will occur
dynamically and both meteoric and volatile free fall in excess of the daily forecast.
But in the medium and long-term investment will be influenced dynamically by
biocycle and biorhytmic of legal and natural forces are always moving up and
down dynamically. So you not only have to Globalization with Globalnet (internet system)
but also now should have a vision in a way Galaxization with Galaxinet * *
(Astronomical).

Where
we can know the strains and the condition of the Universe Kingdom
in the short term (10 years), medium term of 50 years and long term
100-200
years), which will also be evident in a "Certainty of Life rather than
Uncertainty Life " who always complained of many
parties, including the leaders of the state policy makers, leaders of
business
policy (industrialists and traders) as well as experts in various fields
of
life. The power and influence of Natural, Galaxy and Universe Law
(Universe Kingdom / Source One in Central Sun Universe) this will
always
affect every aspect of our lives on this planet, either consciously or
unconsciously to anticipate properly.

About Me

I am a Fishery Biologist and have an MBA in Industrial Management with experiences in Forex, Stocks and Commodity since 1997. My vision is midterm and longterm for investment driven and shortterm trading. This support with experiences in Socioeconomic & Land Mapping Survey and Region Planning Report, so that I have Long Vision in Biocycle Dynamic Mechanism on Human Life Activities, include Econobusiness Biocycle Dynamic or Natural Bio-Economic that based on Natural Law Driven.This method can be accurate and finely to know and predicted on Economic, Business, Technology, Social, Politic and Life Environment whats going on in the Future (midterm 1 - 5 years and longterm 5 - 25 years)