Prescription Drugs

MedImpact is the prescription drug administer for all three medical plans. MedImpact offers a nationwide network of national chain pharmacies and independent pharmacies. The amount you’ll pay for covered prescription drugs will depend on the medical plan in which you’re enrolled, the type of prescription and if you’ve met your plan’s annual deductible or out-of-pocket maximum.

Prescription Drug Coverage

Here’s how much you’ll pay for prescription drugs under each medical plan at a retail pharmacy (up to a 30-day supply):

Health Savings Plan

Tier 1: 10% after deductible

Tier 2: 10% after deductible

Tier 3: 10% after deductible

Classic Plan

Tier 1: $15 copay

Tier 2: $55 copay

Tier 3: $90 copay

Premier Plan

Tier 1: $10 copay

Tier 2: $50 copay

Tier 3: $80 copay

Save on Medications

Here are tips on how to spend less on prescription drugs without compromising quality, safety or effectiveness:

Ask for generics. They’re usually much less expensive than brand name drugs. According to the FDA (the U.S. Food and Drug Administration), a generic drug is identical—or “bioequivalent”—to a brand name drug in dosage form, safety, strength, route of administration, quality, performance characteristics and intended use.

Use the formulary.When you must use a brand name drug, ask your doctor to make sure it’s on MedImpact’s preferred list, also called a “formulary.” Medications on the list are less expensive than drugs that aren’t listed. If you have questions about which drugs are covered, contact MedImpact at the number shown on the back of your ID card.

Try mail order for maintenance medication. Order up to 90 days of medication at a time for drugs taken for long periods, through MedImpact Direct—MedImpact’s mail order service. Medications are sent to your home with no shipping fee.