I think it would be a great idea to set up a Credit Union to help ppl who are unfairly deemed "fit for work" for the pre-appeal period . It may be out of our league -and have also suggested this on the "Mind" forum on Facebook. On the other hand -it might work better on a smaller scale. As yet -I have not read up on what the norms (if I can use that phrase) are for such a thing -but as an example -if ppl each put £100 as a minimum into a joint account -which sufficient safeguards to prevent any rip-offs - then ppl who are challenging a dubious decision by D.W.P doctors could be given a weekly amount to help them survive pre-Appeal.