Unfortunately, some farmers affected by the drought are outside the assistance program borders. Other farmers say the government agricultural loans are too slow or require too much paperwork. That’s where Bankers South would like to step in and offer assistance. If you’re considering a hard money loan, a farm credit loan, or a farm loan refinance, we would be happy to speak about your options.

For farmers affected by the drought who aren’t covered by the USDA assistance, the first thing to consider is a loan from our AgAmerica Lending program. These are loans with flexible payment options and rates as low or lower as any in ag lending.

For commercial farm loans, you might also consider a traditional, or “hard money,” loan. Based on collateral, these loans at Bankers South typically require far less paperwork and red tape than government farm loans or other agricultural loan programs.

At Bankers South, we don’t look at loans as a one-time deal – we want to make a client for life. And if your farm has been affected by the drought, that means helping you out of this tough time and back to prosperity.