Designed for You

Our Mission Statement

Total Financial Concepts, Inc. is dedicated to offering clients excellence in integrated financial services. Understanding our client's goals and objectives, and helping meet their unique needs is our number one priority. We use a discovery process that is designed to lead to sound financial strategies through alliances formed with providers of financial products and services. We specialize in the areas of Protection, Wealth Accumulation, Retirement Planning, Estate Conservation, Business Planning, and Asset Management*.

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG, LLC, to provide information on a topic that may be of interest. FMG, LLC, is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities and Investment Advisory Services offered exclusively through Registered Representatives of Hornor, Townsend & Kent, Inc. (HTK). Registered Investment Advisor, Member FINRA/SIPC. 110 Fieldcrest Avenue, Suite 21, Edison, NJ 08837. (732) 225-0777. HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company. Total Financial Concepts, Inc. is not affiliated with HTK. HTK does not offer tax or legal advice. It is important to consult a qualified professional for specific information regarding your personal situation. Our representatives are insurance and securities licensed in their resident state of NJ. Please contact our office for specific state registration and licensing information. This is not an offer or solicitation in any states where not properly licensed and/or registered.