Valid at the following Cotton On Group brands: Cotton On; Cotton On Kids; Cotton On Body; Typo; Rubi.

Purchases made at Factorie & Supre are not eligible.

Cotton On Group locations can be viewed here.

Offer is limited to two credits per registered Card. Only spend on the Card number you register counts towards the Offer.

Excludes transactions where you do not spend directly in-store at participating Cotton On Group brands or online at the above listed participating websites, for example purchases made through a third party establishment or third party payment processor.

Offer valid at Australian locations and website only.

Credit is not redeemable for cash or other payment form.

Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the offer end date.

Credit will not be applied to your Card account if your Card has been suspended or cancelled.

Credit may be reversed if your qualifying purchase is refunded or cancelled.

@Fobsessive: No unfortunately the GCs can't be used online.
Regarding $55+, I think you're confusing it with free shipping. It's a min spend of $55 for free shipping.
The AmEx deal is to spend $50 and get $20, twice per card. So I spent $50 twice on one card and got 2 x $20 = $40 back as a statement credit

Thanks OP. The missus is addicted to Cotton On, Typo and Rubi, and our usual source of gift cards gives a discount but it's a physical card so postage is charged which eats into the discount.
This is perfect for that, solid 40% off.

C. Transactions that are not eligible
The following transactions are not eligible and will not count towards your spend for the purposes of
the offer:
 transactions where you do not spend directly with the merchant (for example, if you buy the
merchant’s goods through a third party department store);
 transactions processed through a third party payment processor (for example, PayPal);
 transactions that are subsequently cancelled or refunded;
 transactions where you buy a gift card, store credit or a voucher

Yes I remember that too, but with the recent legislation it should be gone (or non-existent), as Cotton On is a large multinational retailer who would've negotiated a much lower rate with AmEx than 3%. I don't even think some small businesses have a rate that high…

Some Cotton On stores' terminals don't have a connection to the main AmEx servers of Head Office (this is what I was told, verbatim, at the Cranbourne Park Cotton On store).
However, there is a Typo at the same shopping centre and AmEx works there. Go figure. Anyway that's what they mean, some Cotton On stores only accept MC/VISA.

When you say you "use bankwest", what exactly do you mean?
For this offer to work, you must:
1) Have an AmEx card (issued directly by AmEx or through a bank).
2) Have the Cotton On Group: Spend $50 or more, get $20 back, up to 2 times offer saved to your card.
3) Go to a Cotton On; Cotton On Kids; Cotton On Body; Typo or Rubi store, and spend $50 or more.
4) You'll get a $20 statement credit.
5) Repeat this once again for each card you have.
6) Profit.