STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

POLISHED: A buffed-out finish used to produce a mirror-like shine.

POST/CLUTCH: An earring with a post insert and a slide-on clutch backing to hold it in place.

CHALCEDONY: a family of minerals that is often milky gray or bluish in color. Chalcedony includes a number of stones including onyx (black), carnelian (waxy red), agate (wide ranging palette) and bloodstone (brownish red.)

TEARDROP: An elongated pear shape, rounded at one side and pointed at the other.

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.