I just thought I'd write a quick review of this website as they've saved me a packet. I naively thought that because I was loyal to my bank that they'd give me a good credit card deal - and when I checked a few years ago I'm sure I had. I now feel a little bit silly (to say the least). I should have followed the advice in the Compare And Save guide and shopped around. Using the calculator on the website it looks like I'll actually save about £250 a year - which seems crazy to me as we're actually creating more waste (plastic cards etc - so it can't actually be cheaper).