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(E)

The Bureau solicits comment on whether the Regulation Z definition of account is appropriate in the context of proposed part 1041 and whether any additional guidance on the definition is needed, particularly as to the substitution of the definitions for “consumer” and “lender” as described above.

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The analysis presented below relies on data that the Bureau has obtained from industry, other regulatory agencies, and publically available sources, including the findings of other researchers.

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