12 Reasons Why Making A Will Should Be Your New Year's Resolution

Despite the well-known fact that everyone alive today will kick the bucket at one point or another, nearly 60 percent of Americans admitted they didn't have a will in a 2011 poll conducted by online legal service RocketLawyer.

In fact, one-third said they'd rather do their taxes, get a root canal, or give up sex for a monththan lay out their dying wishes in black and white.

All right, let's not get out of hand now.

Making a will these days is easier than ever and if you've been putting it off simply because it seems daunting, you could be making a big mistake.

"You do it for your family's (future)," says RocketLawyer founder Charley Moore. "(A will) enables you to start thinking about issues like whether you have the right insurance coverage, life insurance, and ways of replacing your lost income."

Whether you're 22 years old and just ran your umpteenth marathon or are ready to retire, laying out an estate plan should definitely be near the top of your new year's resolutions.