"... the cost of the card for the first year is $99.95 which includes a
one-time card purchase of $9.95, 12 months of monthly fees at $7.95 per
month, and preloaded deposit of $5.00. After the first year, a $7.95
monthly fee will be assessed. If consumers prefer a six month option,
the cost is $59.95.

The fees do not stop after the card is purchased. ATM withdrawals
cost $1.50 in addition to ATM fees. Automatic bill pay using the card
costs $2 per item. There is a 2.5% fee for instant transfers that are
made from a credit card or debit card. If you want to add money to the
card, tack on an additional $1. It will cost you $6 to close the
account. Have a question on the card? That will be $1.50 to speak with a
live operator."