Legal Disclaimers

Product descriptions are included for the sole purpose of providing a quick reference tool concerning the general nature and types of products available from The Horace Mann Companies. Policies referenced in these descriptions are not intended to be complete descriptions of all terms, exclusions and conditions in the policies, but are provided as general descriptions of the products. Descriptions are not intended to be relied upon by potential insureds/owners. Benefits are subject to availability and qualifications and are not available in all states.