Early redemption charges may apply. Overall Cost for Comparison 3.20%APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 80% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage brokeror call on 0117 332 6063

Early redemption charges may apply. Overall Cost for Comparison 4.00%APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 80% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage brokeror call on 0117 332 6063

Top 5 Mortgage Deals

Find a selection below of top mortgage deals - from selected UK lenders:

Early redemption charges may apply. Overall Cost for Comparison 3.80%APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage brokeror call on 0117 332 6063

Early redemption charges may apply. Overall Cost for Comparison 4.20%APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above fixed mortgage mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage brokeror call on 0117 332 6063

Early redemption charges may apply. Overall Cost for Comparison 4.30%APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above tracker mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage brokeror call on 0117 332 6063

Early redemption charges may apply. Overall Cost for Comparison 5.30%APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above buy to let mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage brokeror call on 0117 332 6063

Early redemption charges may apply. Overall Cost for Comparison 4.20%APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above first time buyer mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage brokeror call on 0117 332 6063

Early redemption charges may apply. Overall Cost for Comparison 3.20%APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what remortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage brokeror call on 0117 332 6063

80% LTV Mortgage Deals

The loan to value ratio of a mortgage indicates how much of your property you own outright (covered by your deposit, and commonly known as equity) and the amount you are borrowing (covered by your mortgage), expressed as a percentage. Therefore, an 80% LTV mortgage means that you are borrowing four fifths of the value of the property. For example, if you were to buy a property worth £500,000 on an 80% LTV mortgage, you would pay a deposit of £100,000 and borrow the remaining £400,000 in the form of the mortgage. To compare top mortgage rates and find the best 80% LTV mortgage deals for you, use the mortgage calculator to search over 5,000 mortgage deals based on your personal circumstances.

Who is eligible for an 80% LTV mortgage?

An 80% LTV mortgage means that you are moving towards the higher end of the mortgage LTV spectrum, and while this can make getting a mortgage more affordable and realistic for those who don’t have a substantial deposit, it does mean missing out on the best low rate deals such as those offered for 50% and 60% LTV mortgages. However much or little you wish to borrow, there are certain criteria that you will need to fulfill in order for your application to be successful.

If you apply for an 80% LTV mortgage, lenders will consider criteria such as:

Your earnings - Do you earn enough to borrow the amount you want?

The stability of your income- Are you self-employed or new in a job?

Your outstanding debts - How much debt do you have?

Your credit rating - Have you ever missed a mortgage payment or other repayment in the past? Do you have any County Court Judgments (CCJs) against you? Have you even been bankrupt?

How much will an 80% LTV mortgage cost?

A mid-range LTV mortgage, such as an 80% LTV mortgage, will generally be cheaper than mortgages with the highest LTV. Mortgage lenders generally offer better rates for people who have a significant deposit, or equity in their current home, to put towards the purchase value of a new property. There are various interest rate options available, including:

80% LTV fixed rate mortgage - your interest payments are fixed for a set period of time (usually several years) after which you will be moved on to another rate

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker