FOLEY MINNESOTA News and Blog

Kate Brown, you see,
claims she grew up in
Arden Hills. Now,
I’m a proud
Oregonian, but as someone
who spent five summers
working in the Boundary
Waters, and who has a
cousin in Foley, another
in Bloomington and a
daughter at Macalester, I
know a thing ...

Foley fell in
the opening round but won
a match-up in the
consolation bracket -
Today is the start of the
indidivual brackets,
which we will have
covered on the hour on
Wild Country 99 and KNSI
every hour today and
tomorrow starting at
11am

4.4
rebounds and 2.9 assists
per game for the Warriors
(14-13), whose season
came to an end Wednesday
with a 67-64 loss to
Minnesota-Duluth in the
NSIC Tournament. Gray
also led the team with 93
free throws and 123
attempted (75.6 percent).
Foley averaged ...

The Milaca Wolves fell to
#3-seeded Scott West in
the opening round of the
Minnesota State team
wrestling tournament. The
Wolves lost by a score of
46-23. The Wolves were
scheduled to wrestle
Foley in the opening
round of consolation
action. Foley lost 42
...

The
two honor bands were
under the capable
direction of two veteran
Minnesota band directors.
Dr. Amy Roisum Foley,
from Minnesota State
University, Mankato,
conducted the Yellow
Honor Band, and Geneva
Fitzsimonds, from South
View Middle School
...

SHAWANO, Wis. — At
the Genex Cooperative,
Inc. annual meeting in
January, Bill Zimmerman
of Foley, Minnesota, and
Terry Frost of Roundup,
Montana, were elected to
the Genex board of
directors. “We
welcome Bill and Terry to
the Genex board,”
states ...

Weber, a
graduate of Foley High
School and one-time St.
Cloud State University
... He says he loves
working at Disney, and
although he makes it back
to Minnesota for visits,
he doesn't miss the
winters. "I'm very
appreciative of the
opportunities that
...

This weekend the
Minneapolis Convention
Center is getting into
the swing of things a
little early with its
Minnesota Golf Show.
KSTP's Lindsey Brown and
Tom Durian spoke with pro
golfer Chris Foley about
what to expect at the
event. Foley gave them
both a ...

Gina and
her husband, Doug, reside
on the property. Life,
Part One Gina is a farm
girl from Foley, MN and
graduated from Foley High
School in 1986. “I
went to Bethel College
and graduated with a
Bachelor of Arts teaching
degree. The market was
saturated ...

Nobody's afraid
to be daring in London,
but the city nevertheless
cultivates an
ever-present sense of
classic style. As we
round out the last of our
London Fashion Week
street style shots, click
throu…

TUCSON, Ariz. – The
government — and
the press — failed
to do enough to save the
life of the freelance
journalist who was the
first American killed by
Islamic State militants,
James Foley’s
parents sa…

After we
had lunch at 7 Spices
(see below) in Mobile, we
decided to take a Spring
drive – yes, yes,
it is spring now and then
in FloraBama – and
we head down to a place
we love, Fairhope, AL,
and then…

SPECIAL INFORMATION FOR FOLEY

Get a Homeland Security Job in FOLEY MINNESOTA

What You Need to Know

The Department of Homeland Security has unique career opportunities that will challenge your mind and reward your skills and talents. As a Homeland Security employee, you will help secure our borders, airports, seaports and waterways; research and develop the latest security technologies; respond to natural disasters or terrorists acts; and analyze intelligence reports.

Law enforcement careers offer positions in protection of the President, Vice President, their families, heads of state and other designated inpiduals; securing the nations borders and enforcing immigration laws; interagency law enforcement training; and enforcing economic, transportation and infrastructure security.

Immigration and travel security careers involve protecting the nations transportation systems, as well as overseeing lawful immigration to the U.S.

Prevention and response careers protect the public, environment and U.S. economic and security interests in any maritime region, as well as provide preparedness, protection, response, recovery and mitigation to reduce loss of life and property and protect the nation from all hazards are what these careers are all about.

Read the Job Announcement. The announcement will provide you with information about job qualifications, duties, salary, duty location, benefits, and security requirements. Here you will be able to determine if your interests, education, and professional background make you a good candidate for the job.

A list of common terms is available to assist you in understanding Department job announcements.

Most Homeland Security jobs require U.S. citizenship and successful completion of a full background investigation and drug screening.

Apply for the Job. Follow the instructions in the How to Apply section of each USAJOBS announcement (upper right tab). Instructions will guide you through the application process, providing you detailed information on the questions, forms, and format that must be addressed and used to capture your qualifications for the job. Submit all required documents and pay close attention to the application due date and application procedures, which will vary by job and the Department component.

During the application process, veterans may be asked to identify Veterans Preference status.

To post your resume online, apply to certain federal jobs, check on the status of your application, and receive automated job alerts, you must create a USAJOBS member account.

Interview for the Job. The names of best-qualified candidates will be forwarded to the supervisor or hiring official. If you are one of the best-qualified candidates, the supervisor or hiring official may interview you in person or by telephone, or in rare cases may hire you based solely on your application materials. Selection procedures are subject to Federal Civil Service laws, which ensure that all applicants receive fair and equal treatment in the hiring process.

Tips

No matter where you are in your career - at the very beginning, transitioning to the federal government mid-career, or another stage in your professional life - the Department of Homeland Security has a place for you.

Avoiding Foreclosure in FOLEY MINNESOTA

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.

Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.

Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.

Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.

Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

Assistance for Unemployed Homeowners

Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.

FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance. FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.

“Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicerdirectly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf.

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

Call the National Servicing Center at (877) 622-8525

Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)

Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.

A generic drug is an identical copy of another factory named

A generic drug is an identical copy of another factory named. The same dosage, safety, strength, desired effect, how to use and final results, unless the trademark.

2. Are the equally safe generic drugs to leading factory name?

Yes. The FDA requires that all drugs are safe and effective. Being that the generic use the same active ingredients and work in the body in the same way as the original, also have the same risks and benefits.

3. Are the equally powerful to the original generic drugs?

Yes. The FDA requires that generic drugs are of the same quality, strength, purity and stability as their counterparts with factory name.

4. generic drugs need more time to work in the body?

No. Generic drugs work in the same way and for the same period of time the drugs trade name.

5. Why are generic drugs less expensive?

One of the main reasons is because the manufacturers of generic drugs did not have to invest money to the developers of the original drug spent on the new product. New drugs are developed and protected by a patent. The patent protects the investment-including research, development, distribution and advertising-giving the company the sole right to sell the drug while it remains in effect. When approaching the expiration of the patent, manufacturers pueded submit an application to the FDA to sell generic versions of the drug. Since these manufacturers do not incur these costs desarrolllo the product as the first, can sell the generic version at substantial discounts. There is also more competition and less advertising, which helps keep the price down. Today, almost half of all drug prescriptions are replaced with generic versions.

6. Are drugs with name brand, produced in more modern facilities than generic?

No. Both facilities must meet manufacturing requirements required by the FDA. The agency does not allow drug manufacturing facilities of inferior quality. The FDA annually conducts about 3,500 inspections to ensure that regulations are met. The signatures of generic drugs work comparable to those of drugs called factory facilities. Indeed, the producers of original drugs produce approximately about 50 percent of generic drugs; frequently make copies of their own brand and other firms that are sold without the original name.

7. If the name drugs and generic factory have the same active ingredients, why they look different?

In the United States the law does not allow a generic drug look exactly the same to another name or trademark. However, a generic drug must duplicate the active ingredient of the original. The colors, flavors and some inactive ingredients may be different.

8. Is it necessary that every drug has a generic equivalent?

No. When drugs called factory were introduced, most of which were protected by a patent for 17 years.This provided protection to the originator that covered the initial costs (including research and marketing expenses) to develop the new drug. However, when the patent expires, other companies can introduce genetic competing versions, but only after being put to thorough testing by the manufacturer and FDA approved.

9. What is the best source of information about generic drugs?

Contact your doctor, pharmacist, or insurance company for more information about its generic drugs. You can also visit the FDA on the Internet: Understanding Generic Drugs.[5]

If people in the media cannot decide whether they are in the business of reporting news or manufacturing propaganda,
it is all the more important that the public understand that difference,and choose their news sources accordingly.
Thomas Sowell