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Choosing a caravan insurance policy to protect your caravan can be a daunting task. With a multitude of insurance plans from many different insurers to choose from, making the right choice can be difficult. Here at E&L we like to think that getting a quote and purchasing cheap caravan insurance that's right for your needs should be as simple as possible. We offer a choice of plans for tourers, statics, trailer tents and camping equipment.

Weddings can be a large financial commitment and protecting yourself financially in the run up to the big day is worthwhile. Planning your wedding should be fun, so why leave anything to chance? Wedding Insurance from E&L® offers excellent peace of mind and great benefits. With the average cost of a wedding now at £20,000*, it makes perfect sense to protect yourself financially just in case.

It is an unfortunate reality that accidents and boat crime occurs on the many waterways. You can't always prevent these instances from occurring, but you can ensure that should the unexpected happen you have boat insurance cover in place.

Cycle Insurance from E&L® provides competitive, cheap bicycle insurance for your push bike and accessories. We cover most make and type of cycle so if your looking for mountain bike insurance, cover for your racing cycle or BMX, we can help.

Golf Insurance from E&L® provides comprehensive golf insurance cover at unbeatable value, with premiums starting from as little as £24 per year. That's just under 6p per day and means you can relax knowing that should anything go wrong you and your golf equipment are protected with cheap golf insurance.

E&L® Musical Equipment Insurance is ideal if you're a solo performer, part of a band or an orchestra. Whether you play an instrument for enjoyment at home or tour the country gigging as a semi-professional, we have an insurance policy that is suitable for you.

Buying camera equipment can be an expensive investment and it is an unfortunate reality that theft can be a major problem. It makes sense to protect your camera and equipment with quality insurance from E&L®. We are confident that you will find a camera insurance policy to suit your needs.

Unfortunately it is a sad fact but students are high risk targets for thieves. As a student you are likely to own expensive consumer goods. It is no surprise then that 1 in 3 students become a victim of crime each year. In fact 16-24 year olds are 3 times more likely to be victims of burglary than any other age group. (www.norfolk.police.uk)

Senior Dog Policy Information

Cover Level

The following cover benefits are for dogs and cats aged over 8 years, for pets aged 5 weeks to under 8 years please see our Pet Insurance policy.

Silver

Gold

Diamond

Monthly1

Yearly

Monthly1

Yearly

Monthly1

Yearly

Public Liability

Legal liability to a third party, the damages and costs arising from your ownership of the insured pet.

£1.5m

£1.25m

£1.75m

£1.5m

£2m

£1.75m

Vet's Fees

Due to accident or illness including hospitalisation, physiotherapy, certain prescription diets, treatment and referral. No cover for disease or illness showing clinical signs within 14 days of policy inception.

£4,000£1,000 limit per condition

£3,500£1,000 limit per condition

£5,000

£4,500

£6,000

£5,500

Death of Pet

Due to accident or illness. We can pay up to the price paid or market value whichever is less. No cover for disease or illness showing clinical signs within 14 days of policy inception.

£750

£500

£1,000

£750

£1,500

£1,250

Boarding Kennel/Cattery Fees

If you are in hospital for more than 3 days we can cover the cost of boarding.

£750

£500

£1,000

£750

£1,500

£1,250

Holiday Cancellation

Due to emergency surgery on your pet within 14 days of departure.

£1,000

£750

£1,500

£1,250

£2,500

£2,000

Advertising and Reward

If your pet goes missing, you may want to advertise and give a reward.

£600

£450

£800

£650

£1,000

£750

Loss by Theft or Straying

We pay you up to the price you paid or the market value, whichever is less.

£750

£500

£1,000

£750

£1,500

£1,250

Accidental Damage

Accidental damage to a third party's property.

£500

£250

£750

£500

£1,000

£750

Burglar Reward

If your dog catches an intruder in your home.

£500

£250

£750

£500

£1,000

£750

Transport Costs

If your vet refers you to another practice or veterinary school.

£150

£100

£200

£150

£250

£200

Personal Accident

If you have to take time off work after being bitten by your pet.

£150

£100

£200

£150

£250

£200

Area Classification

Excess

The excess is the amount you pay towards a claim. The amount of excess payable can range from £79-£129 (dependent on the area of the country, breed of pet and the plan type you have chosen) except on public liability claims* where the excess amount payable will be £260. Claims for amounts over £1,000 in value are subject to double excess. For pets over the age of 8, the amount of excess payable can range from £70-£129 (dependent on the area of the country, breed of pet and the plan type you have chosen) plus under Vetâ€™s Fees, 35% of the remaining claim except public liability claims* where the excess is £260.
*Public liability claims are restricted to dogs only