<<My Uncle has a $50,000 cd maturing at the end of the year. He is lookingfor a secure investment that will provide him with a resonable rate ofreturn. HE IS RETIRED AND IS 85 YEARS OLD. Any suggestions?>>

"Secure" and "reasonable rate of return" are terms with different meanings to different folks. Evidently, your uncle is relying on that money as a potential source of income and is unwilling to take undue, short-term risks with it. If so, then he should stick with the relative safety of CDs, money market funds, T-Bills or short-term bond funds. They will all pay a going rate of interest and tend to be far less volatile than other vehicles such as stocks and long-term bonds.