Why are we thinking Christmas in January? Because when you are on a budget--you need to prepare early!
I have incorporated several different ways to pay for Christmas-without having to break into the savings or having to put away a certain amount every month.Though, … [Read more...]

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Hey! Thanks for visiting. If you like what you see here, I’d love to invite you over to the Smart Money Mom Facebook Page . I post updates instantly there often–so you never miss a thing! Thanks for visiting! Believe it or not, summer is just showing it’s hot/humid/ugly face! I think the average […]