Author: Hannah MacDonald

Congratulations! You’ve made the leap into a lifetime together, and now you’ve joined your families, your friends and … your back accounts? Financials are an important topic in any relationship and become even more important as you make big steps towards building a life together. But, how do you do that? Is one joint account the[…]

There’s nothing like getting paid to pay. It some ways, the now popular cash back cards feel like they’re providing free money. As folks say, ‘if it seems too good to be true, it probably is’. Yes, cash-back cards are not the gravy train. As with any credit card balance, the 5% cash-back is quickly[…]

Haven’t you always wanted to be shrimp-rich? How about high-end doggie toys? Or have enough cheesies to ride out any storm? Well, all of these desires can come true while you can earn between 1 and 3 percent cash-back on them, just likely the hilarious Tina Fey. Fey is featured in a series of ads[…]

According to the 2015 Federal Reserve study, the average US household credit card debt is $15,863, based on a NerdWallet analysis. That amount seems fairly significant to some, not so surprising to others. To a creditor, that looks like a lot of profit! Your interpretation of the average level of household debt is similar to[…]

Student loans are a great investment in your future. By improving your level of education, you can increase your personal skills as well as your earning power. However, education doesn’t come cheap. Some sort of degree or diploma is now viewed as the new high school degree with regards to the educational entry level requirement[…]

Credit cards and air travel go hand-in-hand. This pair works together well given the security of booking, the price point of flight tickets and the assurance of access to money anywhere you go. It’s natural that many airlines and hotel chains are interested in connecting with the credit card industry directly. Virgin America is no[…]

Your credit report is an important part of your financial identity. A good credit report gets crunched by crediting scoring companies to produce a numerical score to relay your creditworthiness. This credit score will influence your ability to secure loans and credit cards, as well as what kind of interest rates you will be charged from[…]

Saving up for something special? Feeling strapped for cash? There are many reasons to seek some extra cash in your bank account. We work hard for our money, as the song says, but sometimes the paycheck doesn’t quite stretch as far as we’d like. Thankfully, in the internet age, there is a whole economy online[…]

Looking to purchase tickets to a concert? Buy a great coat online? Download an album from an independent artist? In each of these instances, you’ve probably had the option to pay using PayPal. PayPal is used to exchange $288 billion in 26 currencies, making it one of the largest payment services in the world. With[…]

What’s your favorite hotel? Where do you feel at home even you’re away from home? If you answered the Radisson, Park Plaza, Country Inn & Suites or any other Club Carlson chain hotel, then you should consider the Club Carlson ™ Premier Rewards Visa Signature ® Card and the Rewards Visa Signature Card from US[…]