Kia Optima Hybrid Car Insurance

You've got questions about insuring a Kia Optima Hybrid. We've got answers. Here's some information you may need about Kia Optima Hybrid car insurance rates, safety features that could save you money, discounts that help your bottom line, and coverage that gives you peace of mind.

Also check out our state-by-state guide to car insurance, and learn about the coverage options available in your state.

Step 2 Evaluate discounts

There are car insurance discounts available just for you. Simply being a student, a good driver, or having multiple insurance policies with Allstate may save you money on car insurance. You can also save money by choosing safety features that help protect you and your car. To see what discounts you may qualify for, you can use our website to request a Kia Optima Hybrid car insurance quote.

Step 3 Get an Estimate

Cookie-cutter car insurance can end up costing you extra money, and may not give you the coverage you need. Once you've figured out the coverage that's right for you and your budget, use our free car insurance quote tool to build the policy that's right for you. You can also talk to your local Allstate agent, or call 1-866-261-6900 to talk to a licensed professional.

How can I save money on Kia Optima Hybrid car insurance?

We want to help you save on car insurance. Available discounts on Kia Optima Hybrid car insurance include:

You can save up to 30% if your car came from the factory with airbags and motorized seatbelts.

Anti-Lock Brakes

If your car's equipped with anti-lock brakes, you get a 10% discount.

Anti-Theft Devices

If your car's equipped with an anti-theft device, you can save up to 10% on your premium.

To see what car insurance discounts you qualify for, get an online car insurance quote now. Don't feel like filling out a form? Talk to your local Allstate agent, or call 1-866-261-6900 to talk to a licensed insurance professional.

How do safety ratings for the Kia Optima Hybrid compare to similar cars?

The Kia Optima Hybrid performance in government crash tests is shown below.
The Kia Optima Hybrid has some available safety features that can help keep you safe and save you money on car insurance. The most important safety feature of any car, however, is an able and aware driver.

Federal Government Crash Test Ratings

2018

2017

2016

Overall Rating

Frontal Crash

Side Crash

Rollover

Source: National Highway Traffic Safety Administration

How to shop for car insurance?

What covers what with auto insurance? Not sure of the different coverage options? Let Allstate's 20 quick videos help explain the topics better.