Fredl: When & if this RV happens there will be a seismic shift economically for most of us. Like it or not most of those around us will resent this shift. It could make it difficult to know who trust & who our friends are. We can & should keep as quiet as possible but knowledge about what has happened with us will be almost impossible to avoid.

The saying "People don't remember what you do or say, they only remember how you make them feel" has stuck in my mind.

What we do with this new found wealth to enrich our lives and those that NEED it, without the expectation of it, will determine our happiness from here on. I hope I make the right decisions going forward. But 1st this blasted thing has to happen.~~~

BlueyesinLevis: A friend of mine.. who has earned and lost several fortunes... the guy who got me into this.. said.. "Blue.... you wont believe what happens when they discover you have money.

They will come out of the woodwork. And don't kid yourself... any "loan" you make will go unpaid... and then they will expect more. Sad, but true.. a lesson I learned the hard way."

He is gonna legally change his name and leave town. I am probably gonna follow suit. RandyToo: Yeah, I have made and lost a fortune the hard way. It took me 5 Silicon Valley startups before one of them took off and became really successful. It was quite something to instantly become a multi-deca-millionaire. Then I lost it all in the 2000 - 2001 dot-com bust. Let me say a couple of words that might be useful. The day of the RV will be like no other in your life (unless you have made a lot of money like in a start up going public, or a huge stock deal or something like that). I might describe your mood this way: "What is that buzzing sound? Is that a 747 flying by?". Blue, your friend is absolutely correct. People will come out of the woodwork once they know you have $$. I found in the world there are makers and takers. I worked in the computer industry for just shy of 30 years before I helped found a live wire. I made all the mistakes that people make when they get money and I cannot believe the number of people that appeared on my doorstep asking for money. While a few asked for a gift, which I willingly gave them, most asked for a loan figuring that I would be more likely to grant their request if there was a promise of repayment (even though they had no intention of honoring their pledge). I was particularly dismayed by the many ways money affected my family. I think in many ways losing it and being forced into bankruptcy was a real blessing. Thinking back on it all, there are a few things that I would have definitely done differently. First, there is a very good book called The Millionaire Next Door (ISBN #9781589795471) that I would highly recommend. In a nutshell, they suggest that beyond your spouse, attorney and financial team it is nobody's business what your net financial worth is. That is advice I intend on following. Even though my entire family is invested in the dinar and may choose to share, I have learned that I am going to be tight lipped. Second, I intend on being quite generous with this gift. Should someone come to me and ask for help, I will be inclined to help. That is my nature. However, from my experience, I became very wearing when the same person came to me over and over again asking for a loan. I have a friend who sets strict rules on loans. He never loans more than $1,000 and until it is paid back you may not borrow again. I may have different limits and I like the 1 loan at a time rule. I would recommend having a simple 3 or 4 paragraph loan agreement, particularly with family or relatives just to emphasize this is a loan that needs to be repaid. Third, it is vital that you find yourself a good Tax Attorney and Estate Planning Attorney. You need to pay estimated taxes within 90 days of the RV. Don't leave this to the last minute and don't try to do this yourself. Pay all the taxes that are due. ‘ Believe me, I know from experience you don't want the taxman on your back. You also need to have a proper Estate Plan in place unless you don't mind enriching attorneys, the probate court, your state and the feds when you die. And I am not talking about a little. In high net worth cases, you can be lucky if 25% to 30% gets to your family. You need good Estate Planning. Fourth, Estate Planning is part of this, but once you have made money your job is to KEEP IT. While it might be nice to make more money, THAT IS NOT YOUR MAIN GOAL. Get yourself some good financial advisors that you can trust. I can't emphasize that enough. That was my undoing. I was simply using the brokerage house that took us public and was relying on their advice on financial affairs (I was so naive). The company that I helped found (I was employee #5) missed their numbers one quarter and the stock tanked. I called my broker and wanted to sell half my stock.I was advised that was not a good idea since it was likely it would likely recover when the company reported better numbers next quarter. Well I didn't sell and they didn't recover and then it really crashed. Take my advice, if you have an investment that is going south, take your losses and get out. If a broker wants you to stay in, he has other motives (particularly when they make a market in the stock), Finally, if I may be so bold, you might consider using a DFA advisor for part of your investment strategy. (That stands for Dimensional Fund Advisor). I plan on it for myself. These are the kind of people that the 1% use. They tend to make money if the market goes up or if it goes down or even sideways. It is a different kind of investment theory than most brokerage houses and financial advisors use. They usually require a minimum of $2 million to open an account and start investing and one company I was looking at required a $10 million investment for a personal account manager for their high net worth accounts. I have a friend that uses this kind of company and the neat thing is you can go in and tell them what your profile is, what your tolerance for risk is, how you to be invested, what you want do, the kind of income stream you want deposited into your bank account each month, etc.. In my case, I intend on doing Charitable works so I intend on going around and finding causes to contribute to. I want a fund set up that I can distribute that they will replenish. Their job will be to build the principle to insure my Charitable fund never runs out. I have many more ideas, like I will probably get a new email addressand new phone number that I can distribute to my close friends. But thesethings have been listed on many of the to-do lists that have been circulated on Dinar Recaps and other lists that are easy to find. I do plan on buying a new car which is something that almost everyone who gets a lot of money does. I hope I don't have to leave town though. I have probably said too much here as I don’t want to preach to anyone. Hopefully somebody can find something useful out of my experiences. Thank you for your kind words. There are a few important things that I forgot to say. First, many people who have not had money think that if they only get some money all of their problems will be solved. This is absolutely not true. What happens is money magnifies problems. The more money you have the bigger the problems become. That is why you have to have good people on your team and another reason to stay tight lipped. Most people who win the lottery, get a big inheritance or otherwise come into a lot of money will lose it shortly thereafter. There are a couple of reasons for this. First there is a tendency to indulge and buy a lot of "toys". It is easy to explain the new car that everyone buys (unless its a Rolls), but it is a bit more difficult to explain acouple of new cars, and big new boat sitting beside the new addition to your house. In that case, I would just let it go with something like: "I had a rich uncle die". I don't know about you, but when I received my High School Diploma (I don't have a college degree yet, but I am worling on it) I did not even know how to balance a checkbook. Finances simply was not taught. The dot-com bust happened shortly after my partner died so in addition to not having things setup well I was under great emotional stress. My eyes were off the ball and I was relying on others to carry me. I did not realize until too late what I was being told was bunk. Finally let me say that having made and lost a fortune once, I don't want to ever repeat that experience again. It is easy to spend money and I did manage to spend a couple million before it all went away. Now, I want to focus only on my goals and never have to worry about the financial side again. I assume you may be in the same boat and that is why I propose you get a Tax & Estate Planning Attorneys and a Financial Team together (including DFA advisors) as quickly as possible. Whatever your plans are, I would hope that you remember others in addition to yourself and your friends. Whether it be one of the many fine organization that help the returning Vetrans or Cancer research or an Organization like St. Judes research Hospital that is dedicated to obliterating many childhood disease or pick your Charities. I did not do much of that last time, I just indulged my every whim. Now I have had over a decade without to reflect and it is one of my biggest regrets. Dave Ramsey (does a talk show promoting taking financial control of your life, becoming debt free and financialy independent) advocates taking part of your wealth and after paying a tithe, contributing to the charities of your choice. He says the reason is simple. Like the Grinch whos heart grows beyond the capacity to be contained, giving and being in service to your fellow human being has that property. Personally I have been touched by several stories of people who have gone around and personally investigated situations and then if they feel if they are worthey provide a small grant to cover the need. It might be something as simple as a plot of land for a community garden or funds for a house for disadvantaged girls who are going to school that are pregnant or any one of hundreds of worthy projects. I think it would be a blast running around and doing good works. Anyway there I go preaching again so I will stop but that is my plan. I don't mean to say that I am not going to indulge myself, my family or my friends ... because I am.I just intend on having fun doing Charitable works. I can recommend it to others. Okay, I will slap my hands and stop typing now. RandyT00 (~_~)KJWayne: Randy is right! Making a million dollars isn't that hard to do . Keeping a million dollars is VERY hard to do. We all have a "COMFORT ZONE" that we live in . This zone can help you or bring you down. An example is ths. If you are living on 2,000 dollars amonth, for a long time, then THAT is your comfort zone. When something happens and you suddenly have 10,000 dollars, you will spend ,spend spend until you are back to that 2k. Your back in your comfort zone. Comfort zones can be expanded by SLOWLY making that zone bigger. It has to be done SLOWLY and continuously. I worked for General Motors Assembly division as a Production supervisor. Please do not buy ,buy ,buy when this thing hits us. Like Randy has stated, Have a plan and plan on having MONEY people to help you with your plan. Most of us in Dinarland have never had big money. Get ready to have it. Yes, buy that new car or new home but then wait, we're good at that. Let the dust settle ,set a time out period before you blow more money. This will be a once in a life time happening. Think, how can I make this money last ? INCOME is thekey that we are looking for. My money is going to make me more money! Little risk,modest income,taxes piad, increase my "COMFORT ZONE"!Buttercup: KJ that was awesome input. I would also like to add something I read a while back that I think is wonderful advice for those who are suddenly rich beyond their wildest dreams. -I read somewhere that experts actually advise the suddenly rich to just go ahead and designate a predetermined amount -- either a percentage of your whole or a fixed dollar amount. [Actually, I think they said 10% of your whole which may or may not be a crazy amount, depending on how much IQD you hold...obviously that's a personal decision] -Anyway, their advice is to designate upfront a set portion of your newfound wealth as "mad money." Money that can be blown through with no guilt.

-The theory is...you're going to blow through some money at first anyway. This way it actually becomes part of your overall Plan...your overall money management strategy. Budgeted in.

-To me this is a win-win. Because you can allow yourself to spend freely at first, fully enjoying yourself, sans guilt. Yet...within your own pre-set limits...which insures yourself against the whole lottery winner syndrome...broke in 3-5 years.

Thank you so much for this wonderful advice printing and keeping to read and re-read. God Bless!!!

sharp1

7/5/2014 09:52:20 am

Nice posts ,back when I had money years ago I had friends come out of the wood work that I had not seen for years and I loaned lot's of money out to friend's and they just figured I had so much money I didn't need it back well those friends didn't last but I've learned from all of this over the years is I won't loan money again if I feel they need it I will gift it but only once that way they don't owe me and I don't have to ask for it back and we still stay friends or close family no more loans.

golden angel

7/5/2014 09:52:26 am

Fred, blue, randy, Wayne and buttercup...wow thank you all so much... lots of really good information..i wrote lots of info down..much appreciation.. so sorry some of you lost your money..but from your posts we in dinarland can learn from your mistakes...As you have learned from your prior financial mistakes..may the good Lord richly bless us all... :) :)

g8way2k

7/5/2014 11:02:02 am

A wonderful read indeed!! There is a large chunk of proceeds I plan to invest for monthly income. And I dare say it will be above what most will consider being "modest." At the end of each month, I'll reinvest maybe in some high grade individual municipal bonds. I most certainly will have a team in place; Tax attorney; CPA; Trust and Estate attorney, financial strategist; General contract attorney as well. I'll be relocating, but only after much homework is done. Invest in hard assets, and some liquidity for other opportunities. Securing college education for two 2 1/2 year old grandchildren, and hopefully more for down the road. Most if not all gift giving for family will be from that monthly income I spoke of earlier or, or maybe interest disbursements from a lump sum inside a Trust. In essence, expenditures; gifts and charitable donations I plan to have come from interest derived from a principal investment of some sort; maybe a few life insurance policies to cover estate taxes and more, all of which to be achieved via professional advice. Oh, and outside of contractual obligations with the bank, I really don't plan to invest within the retail side of the bank.

Hazel

7/5/2014 11:15:09 am

My situation is much simpler. I've had a very bad time for the past number of years, and over that time ''friends'' deserted and quit calling or associating. They were so afraid I might need something or ask for something.
So now I know I will not have a friends-coming-out-of-the-woodwork, LOL. As for setting up investment for monthly income, I find no need for that myself. I will wisely begin draining off my Account, which I will not invest in anything. I have no family or relatives or grandchildren etc.
So that eliminates that problem as well.

Don't forget the animals who have been abandoned by people who move and just turn them out. They do not deserve such treatment, so
maybe its worthwhile to consider shelters for them where they are taken care of, out of the elements and harm.

St. Jude's Childrens Hospital in Tennessee is a worthy cause where they do not charge those that cannot pay. Or other facilities that cater to children. The homeless are often in that condition due to circumstances beyond their control. Don't forget that, ...''but for the grace of God there go I''. And it could still happen regardless of a windfall today.

Over all, keep in mind the helpless. And what you don't let be known about your ''wealth'' will not give you problems then. Loose lips sink ships. I am going to move before I put a new toy in the garage.
I do have my Agenda pretty well planned out. And we don't owe anyone
an explanation, even if they act like they do.

Charlie

7/5/2014 11:47:46 am

Thank you for this posting, This and this information is greatly appreciated...God bless you for the helping others!

Vegas Willy

7/5/2014 12:47:35 pm

Good advice! Back before Madoff and a couple other financial wizards were handling my retirement and investment funds my wife and I both drove Porsches (her a 928 S - me 911 Turbo) and we "helped" a number of "needy" friends and relatives with "loans." Now that we're well below average in the income bracket those we helped are nowhere around, but I'm betting if they hear about any prosperity from this RV they'll be quite friendly again.

Keep it as close to your vest as possible and do the trust thing!

vicky ellen

7/5/2014 12:54:11 pm

I would like to make a few comments here to help enlighen everyone on this score. There is a whole buch of hhumans on this planet who are dedicated light workers. Most people view them (us) as spiritual kooks air heads etc. These people have worked diligently for eons clearing out their ancestry shit and healed hatred and disconnection .. In truth they have raised their vibrations and lifted this planet into a new pardigm. There is a plan and is the Plan of Nesara law. Look it up .. The RV or the essence of the RV is to create so much joy and freedom it will spark a new monetry system and complete global currency reset backed by gold .. There is a trust that has been put in place by St Germain of trillions and trillions and trillions of dollars that is to be shared and dispursed to the whole of humanity... Its called NESARA. Us light workers have been talking about it for 20 years. In truth we are leaving the Picsean age of speration from our source and going into the Aquarian age of connection.. The RV is apart of this plan to trigger the freedom for all .. image if the world was flooded with money.. No more war. No more body parts being sold. No more captivity of women held for prostution... Imagine a world free of dark drug companies Rothchild minions corporation who defile mother earth ... The time has come so share your wealth knowing its just the beginning of the freedom for the whole of humanity. Look up dragon family . Look up NESARA . Be generous to all and help us lift this planet out of bondage . Look up KESHE who met with the pope he has inventions for free energy .. We lightworkers have been told that the RV has been created to share . And we as a collective consciousness are creating the RV with our thoughts feelings beliefs and intentions . Thats how we create as a whole . So join with us and imagine a clean safe prosperous world for your children and thier children .. Just by imagining this we will create it . We have been told by the higher dimentions to imagine all people dancing in the streets . I invite you all to do this .. Love and light to you all .... May our new found wealth be the catalyst that sparks a new world order. We live in a perfect world that provides all our needs . Dont think like a human ... Its just too boring.... hugs to all ....

Ed

7/5/2014 03:59:32 pm

Please, this money will not create a perfect and peaceful world. Yes lets help others and do as much good as we can but are you really thinking nirvana. Impossible, ain't going to happen.we live in an evil, fallen world. We can do what we can in our sphere of influence and even that won't be enough, let alone all of mankind. Nice thought but there is only one event that will end up in paradise and it isn't an RV or
GCR.

Curious

7/5/2014 12:55:15 pm

Fredl, this statement that you made,
"The saying "People don't remember what you do or say, they only remember how you make them feel" has stuck in my mind." is from the late great Maya Angelou, and in full context it is," People will forget what you have said, and they will forget what you have done, but they will never forget how you made them feel." Thank you for posting it...in my opinion, it should be tattooed on everyone's forehead. Words of wisdom to be sure.

leon

7/5/2014 02:02:33 pm

It seems to me that we are actually creating our own community of people who will be rather well-off after the RV. We will encounter various scenarios in unchartered waters which will be new to us, but encountered by all of us at one time or another. It makes sense,to me, to consider a way for us to stay in touch to continue to help each other. Also, perhaps, now we may speak with a more powerful voice as we will have common purpose and ability to be more influential.

I'm all for keeping in touch after the RV. How do we do it?
We seem to be a great bunch, mostly Christians, with values.
Any suggestions???

.

joanna

7/6/2014 01:52:50 am

Leon, interesting idea! might be cool to create designated post-RV communities around the country, or maybe even annual events built around our new interests and needs. There's a lot to be said for knowledge sharing and multiplication of effort: when not everyone is trying to create a new wheel. Anyway, just a thought! Thanks :-)