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What Happens If an Uber Driver Hits a Pedestrian?

Have you been injured after being hit by an Uber driver while crossing an intersection or sidewalk? You have the right to file a claim against the driver.

Your Uber accident claim would proceed just like any car accident claim. To recover compensation for your injuries, you may file a claim with the driver’s auto insurance company. If the driver’s personal auto insurance company denies liability or refuses to pay for your injuries, you have the option to recover damages under Uber’s liability policy coverage. However, Uber’s liability coverage does not always provide help to those who have been injured. This is because Uber drivers are independent contractors and are not regulated in the same way taxi drivers are. In the majority of cases where an Uber driver causes an accident, it is the driver who is solely responsible.

Another important thing to note is that in most cases, the driver’s individual insurance coverage will be considered void because of a “driving for hire” provision contained in the policy. In such circumstances, unless the driver has additional commercial insurance coverage, injured pedestrians may not be able to recover anything at all.