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Implementing the Balanced Money Formula (50/30/20) in Mint?

Does anyone have any hints with implementing the balanced money formula (spend 50% on needs, 30% on wants, 20% on savings) within Mint? It seems that not being able to create top-level categories makes this impossible, especially since some things span the built-in categories (e.g. Groceries are a need, Restaurants are a want).

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Hello c.marastigeorg,

Thank you for using Mint! I'm glad you are getting good use out of our product and look forward to what other users might have to share. If you haven't already, you might want to look around the Mint Life blog https://www.mint.com/blog/ which has various blogposts on all kinds of financial information and advice.

Why do you want to report this?

This is just a blind canned response that blatantly side-steps the question. A more helpful response would be to explain how mint users can request features - such as the ability to create Groups that can be used for custom budgeting.

For example, we could then create a Needs group and put the appropriate budgets under that group. We could then create a Wants group and add budget categories to that group, etc. This would allow us to implement this approach to finances and make budgeting much more useful.

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