2. India Post Payments Bank offers the facility of a current account to small merchants/ kirana stores and individual businessmen. Along with this, India Post Payments Bank also offers a merchant app for meeting business requirements. The current account can be opened at post office counters or at your doorstep via postmen.

3. India Post Payments Bank gives you the opportunity to enjoy banking facilities at your home with doorstep banking services. You need to call the toll-free number 155299 to request for doorstep banking services. Doorstep banking services will be chargeable, but for new accounts there will be no charge.

4. India Post Payments Bank offers a simple, secure and easy-to-use mobile banking service through a mobile app to access your account and carry out transactions from your mobile phone.

5. Customers will also be able to pay their bills and recharge their phones and DTH accounts via India Post Payments Bank.

Payments banks can accept deposits up to Rs 1 lakh per account from individuals and small businesses, and facilitate money transfer to other bank accounts, among other services. However, they cannot offer loans or issue credit cards. The bank, which has 650 branches, will also offer multilingual customer support.