21st Capital Corp maintains this Site to provide you with information
about 21st Capital Corp financial products and services and to facilitate your factoring of transactions online with 21 Capital Corp
and its related companies. 21st Capital Corp requires that all the visitors to our site(s) on the Internet (the "Site") adhere to the following
rules and regulations.

By accessing the Site you indicate your acknowledgment and acceptance of these terms and conditions. From time to time we may revise these terms
and conditions. Copyright in the pages, screens, text and images appearing at the Site is owned by 21st Capital Corp or others as indicated. The
information and materials contained in the Site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted,
reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express
written permission of 21st Capital Corp. You grant 21st Capital Corp permission to remotely monitor you computer activities as a fraud prevention
measure.

Any information obtained thereby may be used in any legal proceedings against you. You may not be eligible for all the products or services described.
21st Capital Corp reserves the right to determine the eligibility for any product or service. Any communication or material you transmit to us via
the Site or Internet electronic mail is on a non-confidential basis and may be used by 21st Capital Corp for any purpose within the limits of our
privacy statement and the Accounts Receivable Factoring Agreement including reproduction, publication broadcast and posting. We will use our best
efforts to include accurate and up to date information on the Site, but we make no warranties or representations as to the accuracy of the information.
You agree that all access and use of the Site and its contents is at your own risk.

By using the Site, you acknowledge that 21st Capital Corp specifically disclaims any liability (whether based in contract, tort, strict liability or
otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use
of the Site, (even if we have been advised of the possibility of such damages) including liability associated with any viruses which may infect
a user's computer equipment. With regard to services or products purchased or obtained by the user from a non-21st Capital Corp person or entity,
21st Capital Corp makes no warranty of merchantability or warranty of fitness for a particular purpose with regard to such services and products and
21st Capital Corp specifically disclaims all other warranties with regard to said services and products. You agree that your use of this Site
shall be governed by all applicable Federal laws and the laws of the state of California and agree that venue shall be located in Malibu, California.