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The Employer Mandate in the Affordable Care Act - What You Need to Know

Small employers generally have no obligation to provide health insurance, though small enough employers with average wages below a certain threshold may qualify for a tax credit if they decide to provide health insurance. The media largely focuses on the disincentive for large, low-wage employers' incentive to cut hours and benefits, so this helpful provision often gets overlooked and left out of the conversation. Ask your attorney whether you or your employer qualify.