Fluctuation in foreign currency rates will have an impact on your profit and loss where a transaction involves a foreign currency element. For foreign currency investments, fluctuations in the exchange rates could adversely impact the amount of interest earned (if any) on such investments. You may experience a loss when you convert your foreign currency deposit back to your home currency. Foreign currency investment is also subject to exchange control risk where restrictions may be imposed on its convertibility and/or transferability. You should therefore determine whether any foreign currency investment is suitable for you in light of your investment objectives, financial means and risk profile.