Neri Naig Miranda Has a Message for Netizens Who Ask Her for Money

Managing a budget is not a walk in the park, and one of the reasons is the temptation to spend will always be there. And not being able to resist buying has put many individuals and their families in hot water.

Actress Neri Naig Miranda has been getting her fair share of people reaching out to her to ask for help with their money problems. We assume they are doing so because of her celebrity status, and she has been vocal about her entrepreneurial pursuits, sharing her aspirations and challenges.

In a series of Instagram stories, Neri recently shared that she's been receiving posts from people asking for money to help pay for their debt. The "wais na misis" shared that while some genuinely needed help, there were those who are in serious debt because of how they mismanaged their money.

You can look at Neri's formula for saving this way: Income - Expenses = Savings. There's another formula that a banker-mom recommends, which is putting aside the savings first before the expenses: Income - Savings = Expenses. (You can read more about building your savings here.)

If you put your savings first before expenses, you have a clear picture of whether you can afford an item or not. Unfortunately, it's also how people end up borrowing money.

Neri observes social media is one of the reasons why people ask for a loan. She writes in one of her Instagram Stories, "Maluho masyado para lang ipagyabang sa social media pero baon na baon ka na nga sa utang pero panay gala mo at de eroplano pa."