I have received the answer in one week and sometimes my buyers have waited a year with no answer. Now I have someone in the 7th month waiting....
I would expect an average timeframe is 60-120 days, or 90 days.... more

We do not do ITIN loans but are in the process of signing up with a lender that does. It looks like Patty has a good beat on these loans. From what I understand the 35% down is looking pretty much like industry standard.

Hi Kiki
Most builders will honor your request to be represented by an agent if you mention it before you go there. Call the sales office and lay out the scenario, most often they are happy to have a represented buyer and will not exclude your agent of choice if you are upfront about it. As for getting pre-approved, talk to a lender and they can run your numbers, credit scores, job history, debt to income ratios, etc. No reason to look at a property if you are not qualifying for a mortgage in these tough underwriting lender days.

If you like my answer, best answer me and a thunbs up, Thanks!!... more