**Interest on Money Market accounts accrue on the entire collected balance at the rate for that balance tier.**

**The “Annual Percentage Yield” assumes daily compounding of interest for 365 days, and that a withdrawal may reduce earnings.**

**Minimum daily balances required each day to obtain APY. Balances falling below the minimum requirements may be assessed a fee. The bank calculates interest on the daily balance method. Fees assessed and withdrawals of principal may reduce earnings.**

**The above rates are the posted rates for Central Bank for the Certificates of Deposit listed above. Rates may vary if amounts, terms or other conditions vary from those posted above. A penalty may be imposed for early withdrawal.**

**The rate on the interest checking accounts, savings accounts or Money Market Accounts may change after the account is opened.**