Allen Harmon Mason Selinger Insurance Agency Blog: life insurance

Perhaps you heard the saying that age is just a number. When it comes to buying life insurance, that may be the case. People are living longer. Many are looking for ways to create a more extensive estate plan for their loved ones. Still, others are leaving behind a significant amount of debt. READ MORE >>

Older Americans might find it challenging to get enough life insurance. However, with the appropriate approach, many can still find coverage. After initial enrollment, opportunities to get more protection might still arise. How can you expand your options? It may take a extra steps but can prove worthwhile. READ MORE >>

Life insurance provides a safety net to your dependents. These are individuals who depend on you for financial support. If something happened to you, such as a car accident, and you did not make it, what would happen to your family? You may think they would do okay. They would move on. READ MORE >>

Permanent life insurance offers individuals a variety of benefits. One of the key benefits is a tax-deferred benefit. As with all life insurance policies, this coverage pays a death benefit at the time of a person's death. This does not change. However, it can also provide you with some financial support while you are alive. READ MORE >>

Most people think of life insurance as a safety net for the families of older adults. The truth is adults of every age should get a life insurance policy. People of all ages die every single day. Young adults with life insurance leave something behind for their loved ones. The Low Cost of Life Insurance for Young Adults READ MORE >>

While everyone recognizes the vital role of the family’s main wage earner, few people stop to think about the cost of services performed by the stay-at-home spouse. This includes childcare, looking after the home, preparing meals, and many other time-consuming activities, like carpooling, laundry, and grocery shopping, to name a few! READ MORE >>

Having a life insurance policy is essential. This type of tool is ideal not just because it works to protect your loved ones if you should die suddenly, but because it gives you control over some of your money after your death. Life insurance should not be something you purchase and forget about, though. READ MORE >>

The investment in life insurance can provide one of the strongest cornerstones for your family's financial well-being. If you’re wondering if you need to invest in it or what the value would be to your family, consider these five ways life insurance can impact the lives of individuals in the long run. READ MORE >>

When most people think of life insurance, they think about the death benefit. The death benefit provides their beneficiaries with a lump sum payment following the death of the insured. However, whole and universal life insurance policies offer owners features they can benefit from now while they are alive. READ MORE >>

So you're a single person living alone. You have no dependents. You certainly don't need life insurance, right? Wrong. The fact of the matter is that life insurance can be beneficial to people who are single and have no children. READ MORE >>