Please Note: You do not need to include stopovers less than 48 hours, except for USA and Canada.

Please select at least 1 country or destination.

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Travellers' AgesPlease input age(s).

Are all travellers under 21 your children or grandchildren?

A dependent is defined by TINZ as children or grandchildren, not in full time employment, who are under
the age of 21 and travelling with you for 100% of the journey. Before proceeding, please confirm that all
travellers under 21 are dependants of the adult travellers. If the child is not classified under the above
terms then please treat them as an adult traveller within this policy.

TRAVEL INSURANCE OPTIONS

There are always risks when you travel, even in your home country. Protect your New Zealand holiday with domestic travel insurance and get cover for rental car excess, luggage, personal effects, lost deposits and more.

Don’t let a pre-existing medical condition get in the way of your travels. We cover 35 existing medical conditions automatically for free. You can also apply to cover additional conditions by assessment.

Are you a frequent cruiser? If you’re planning to hit the deck several times this year a frequent traveller policy can save you time and money.

Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive international plan, meaning you get full coverage for less. You can tailor your individual trip duration from 15 days up to 90 days. Please note this policy is only available for customers under the age of 64.

cruise insurance FAQ's

The key to calm water cruising is knowing you’re covered should something wrong. Because cruise cover is a little different to standard travel insurance, we've clarified any confusing queries below.

Q. do i need to purchase separate cruise cover?

No, We don’t charge any extra if you’re heading on a cruise. With TINZ, you’re covered from ship to shore.

Q. Do I need travel insurance for cruises in New Zealand waters?

Yes, travellers on domestic cruises in New Zealand waters must purchase an international plan to ensure they are covered for emergency medical assistance and medical and hospital expenses onboard.

Q: My cruise is visiting 10 ports, do I need to disclose all destinations?

Yes, you must tell us every country or region the ship will visit. If you neglect to do so you may not be covered for all the countries you are visiting.

Q: Are there any age limits?

Persons of any age can buy a policy, however trip limits do apply. Those under 69 years can purchase a policy for a maximum trip duration of 18 months only. Those over 70 can purchase a policy for a maximum trip duration of six months only

Q: Am I covered if I fall over and break a hip?

Yes, all our policies cover you for unlimited medical benefits. If you were to have an unforeseen accident on board you’d be covered.

Q: How much does it cost to visit the on-board doctor And will it be covered?

Simple treatments, consultations and medications on board a ship are charged at private rates. These can amount to $100 for just a quick 10-minute appointment. All our policies cover you for on-board doctor visits, prescribed drugs, hospital stays and more.

Q: Am I covered for emergency helicopter evacuation?

Yes, if you have a serious accident or severe illness out at sea, we will pay for helicopter evacuation to get you to the nearest hospital on land.

Yes, if you on frequent cruises, you could save by purchasing an annual multi-trip policy. This covers you for an unlimited number of holidays (on land and at sea) within 12 months. Frequent traveller policies are available to those under 64 years and under only.

Q. Am I covered if I want to cancel my cruise?

You are not covered for change of mind. Our cancellation benefits will cover you for transport and accommodation expenses if you experience delays or cancellation of your travel plans due to unforeseen circumstances. This can include illness, accident, natural disaster, bad weather. For more information see PDS.

Q. Is my luggage covered?

Yes, at TINZ we cover you for theft, damage, delay and loss of your luggage and personal items on land and at sea.

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ABOUT TINZ

TINZ is a registered Business Name of The Insurance Geeks Limited, Company No. 5904999. This insurance is underwritten by Certain Underwriters at Lloyd's. Travelinsurance.co.nz provides general guidance only on insurance products available to you. You should consider if this product suits your needs, by reviewing the relevant policy document, known as a Product Disclosure Document (PDS) in light of your personal circumstances, before you buy. Terms, Conditions, Limits, and Exclusions apply.

*The 10% off travel insurance discount is valid for comprehensive plus plans only purchased between the 18th September and 16th October 2017 only. The discount cannot be applied to policies that have started and not expired or policies purchased prior to 18th September. TINZ reserves the right to amend these conditions at any time.