thefinance.sg Archives - 25 January 2012, Wednesday

Read this story about the burden that will be shouldered by the US tax payers over the losses that are suffered by Fannie Mae and Freddie Mac: http://www.cnbc.com//id/46106075 Here is the background to this state of affairs: The real estate market in the US was a bubble for one or two...

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Market Outlook (21/01/12): STI In Consolidation Mode Eye On 2906 Resistance! by Dou on January 24, 2012 In last week, STI gain 57 points from the opening of 2792 and close higher at 2849. A white candle sticks with little lower shadow affirms that investors are bullish on the market a...

Since a lot of readers commented that they had only been reading 1-2 books max in a year, I thought it’ll be a good time to share what I did to read that many books. First of all, let me add that in my opinion, reading many books is not as important as reading the right books. I rathe...

On Friday, Biosensors re-test the resistance at $1.565 with LOW volume of 2.42 million shares traded. During the past 10 bars, there have been 6 white candles and 1 black candle for a net of 5 white candles. During the past 50 bars, there have been 27 white candles and 15 black candle...

This famous fighting style by Muhammed Ali came to mind while exchanging ideas in my previous post with qian bei (senior) Coconut. Float like a butterfly Before fantasizing about yields or returns on investment, qian bei CW8888 said it best with his: Return of Capital . Yup, if we don...

According to the latest graduate employment survey conducted by the 5 polytechnics, the median gross monthly salary of poly graduates have gone up by 2.8 per cent or $50 compared to 2010 figures. That means poly graduates who completed their studies in 2011 and not liable for National...

“I have been reading on your blogs that your plans on achieving financial freedom and passive income through stocks investments. I would like to hear your views on why you would not consider passive property rental income as part of your passive income? I believe you have your bullets...

1. Government Issued Bonds – Singapore Government issued Securities (SGS) by Monetary Authority of Singapore (MAS) on behalf of the Singapore Government. They can be either Treasury Bills (T-Bills) which mature in less than one year or SGS Bonds with maturities of 2, 5, 10, 15 and 20 ...

Uncle8888 is sorry to tell you that you may not have chance to hold multi-baggers in your portfolio and it doesn’t matter which school of TA Kung Fu you come from. The reason is fairly simple. The market cycles of bulls and bears will definitely generate plenty of exit signals for you...

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On Thursday, Genting SP re-tests the resistance at $1.57 and closed at $1.53 with HIGH volume of 50.04 million shares traded. During the past 10 bars, there have been 3 white candles and 6 black candles for a net of 3 black candles. During the past 50 bars, there have been 15 white ca...

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The CapitaMalls Asia has kicked off a public offering of 10 year retail bonds at 3.8% per annum and that has sparked interest in a lot of readers and discussion groups. So for the benefit of those who are considering where or not to invest, I hope this post can help you understand it ...

Mr. Koh argued that the new test is necessary “to equip insurance gents … to advice their clients properly and fairly on … investment linked policies”. I am afraid that, like the proverbial dog, the advocates of this approach are “barking up the wrong tree”.

Note that from 12 Jan 2017 onwards, CapitaMalls Asia could exercise its right to redeem yearly the principal of the issued bonds, in whole or in part. So the bond may mature earlier than the expected Maturity Date (12 Jan 2022) if the issuer calls back the bond. (“How the Bonds Work” ...

, I realised that my portfolio has grown from strength to strength. The various negative global events in 2011 actually made my dividend investing journey “easier”. I finally crossed the 100k mark! There were plenty of opportunities to accumulate during corrections, and I also managed...

Though I can’t really find the time to blog anymore (at least in the near future), I can still squeeze a few minutes to wish all a very happy new year. May 2012 be a better year for all! Huat ah! 2 predictions I’ll like to voice out (just for fun, for serious readers, please stop read...

Adampak is a label converter with a large client base in electronics,pharmaceutical, petroleum and other industries. I recently took notice of this little company due to the recent gloom for hard disk parts manufacturers from the Thailand flood problems. Many of them were beaten down ...

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Someone asked me how to calculate bonuses for participating life policies. I asked the individual to provide me with the latest benefit illustration. The policy was already in-force for some time already. I will use this policy as an example on how to calculate bonuses. Unfortunately,...

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Once you have a system in place, recording your trades in a trading journal will enable you to calculate your expected return over time. If your expected return is positive, you can confidently execute trades according to your system. Keeping a journal will also record whether the exp...

On Wednesday, Capitaland trend aimlessly and closed at $2.25 with LOW volume of 1.81 million shares traded. During the past 10 bars, there have been 2 white candles and 6 black candles for a net of 4 black candles. During the past 50 bars, there have been 15 white candles and 29 black...

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Complicated but largely unregulated derivatives like mortgage-backed securities (MBS), Credit Default Swaps etc had found its way to ordinary investments such as unit trusts. I recalled in 2008, even money market funds had MBS inside it. Because Investments-linked policies (ILPs) basi...

Last week, NextInsight - a hub for serious investors, invited me to write an article about my experience in Athens. Having a first person perspective here as the Greek tragedy unfolded… Guess what? I wrote from the heart and it was published yesterday on Christmas day! You should see ...

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Next Telecom Frontier:Maximize the data pipe by Drizzt on December 26, 2011 Not going to talk about much but 1 week ago I read this article talking about Vodacom, South African Telco have secure license from the Financial Services Board to begin selling insurance products directly to ...

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Market Outlook (24/12/11): STI Holding On To 2643 Support For Survival! by Dou on December 24, 2011 In last week, STI merely gain 17 points from the opening of 2659 and close higher at 2676. A white candle sticks with little lower shadow indicates that investors are willing to buy on ...

S73 insurance policies in dispute by Wilfred Ling on December 23, 2011 The case “Lim Lina v Estate of Quick Cheng Gee, deceased” dated 19 Dec 2011 shows that insurance nominations made under Section 73(1) of the Conveyancing and Law of Property Act does not form part of the life assur...

I SHARE the concern of Mr Eng Tiang Chuan (‘Guard against rogue brokers’; yesterday) about allowing stockbrokers to have unrestricted access to their clients’ accounts in the Central Depository (CDP). This concern can be alleviated if the access is on the specific approval of the clie...

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This is the continuation of my food exploration during my Hong Kong Trip. For the previous post, go to Hong Kong Trip 2011 Part One – Food Exploration Famous Wanton Mee In Kowloon This is the famous Wanton Mee in Kowloon, also near Jordan MTR Station. Meng Wen Ji Mian Jia has appeared...

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On Tuesday, Noble re-tests the support at $1.12 and closed at $1.155 with regular volume of 60.63 million shares traded. A white candle stick with short upper/lower shadow affirms slight profit taking from the investors. RSI & MACD are flat as RSI trend sideways. Important Resistance ...

Clarence called for a year end gathering to introduce passive income strategies for short term volatility and long term stability. It may sound grand and good. In actual fact, he meant an automated forex trading system and land banking. Algojunction Algojunction was started in Sep 11 ...