Quantitative : which includes the reasoning seen in the Humanities, Arts and Social SciencesQualitative : which includes the kinds of reasoning found in Mathematics and ScienceLanguage Conventions: This includes different aspects of written communication (e.g. grammar, vocabulary etc)

The Bank charges annual interest rates (as shown below) according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.

Below table shows the monthly installment amount as per the Interest Rate (IR).