The Dodd-Frank financial regulation reform bill tries to resolve some of the most pressing problems left over from the financial crisis. The effects will clearly be sweeping, even if not all quite predictable. At this early point, here's a rundown of some of the biggest likely winners.

Automatic Data Processing, a large provider of HR, payroll and benefits administration services, has bought Cobalt, which offers marketing services to auto dealers. The $400 million deal helps boost ADP's own dealer-services business and combat tough times in the sector.

A pair of major wins for consumers in the financial regulation overhaul may end up giving Americans substantial savings on everything from debit cards to mortgages. Find out how consumers benefit from the new rules being hammered out in Congress.