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To begin the loan process, complete a loan application over the phone or visit our Austin location. From there, your home loan specialist will determine which loan product works best for you and begin working toward your pre-approval status.

Military Advisors Connect us to the Community

This group of top retired senior enlisted leaders from each branch of our Armed Forces travels the nation to educate servicemen and women about the powerful VA home loan benefit.

By sharing their more than 100 combined years of expertise, our Military Advisors help us build a VA home loan process that better serves military homebuyers.

Eligibility Comes With Exclusive Benefits

The VA home loan program has been opening the door to homeownership for eligible servicemembers and surviving military spouses in Austin since 1944. In addition to offering significant savings, the VA mortgage program was designed with the specific needs of military families in mind. That means eligible buyers don’t need perfect credit or a large down payment to qualify.

Monthly Savings

$0 Down Options

Depending on their eligibility, many VA homebuyers choose to purchase a home with no down payment.

First-Time Buyers

The military lifestyle can come with unique financial challenges. Luckily, the VA home loan’s credit and qualification guidelines are more flexible, making the VA mortgage a great option for first-time buyers.
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Use Your VA Home Loan Benefit

Assessing your eligibility is a great way to start taking advantage of the VA mortgage benefit you earned through military service. The experts at Veterans United of Austin, TX can help connect you to the resources you need to obtain your Certificate of Eligibility. Call (512) 646-0800 to speak with a Veterans United of Austin specialist about eligibility and to see if you qualify.

Refinance with a VA Loan

The VA loan isn’t just for Austin homebuyers: Eligible homeowners in Texas have several options for refinancing using the VA loan program. The VA Streamline Refinance (also known as an Interest Rate Reduction Refinance Loan, or IRRRL) allows qualified VA homeowners to reduce their interest rate. VA cash-out and rate/term refinances are popular options for homeowners looking to borrow cash on their home’s equity or obtain more favorable loan terms.

There’s more than one way to refi.

Streamline Refinancing

Cash-Out Refinancing

Eligible homeowners with an existing VA loan can use a VA streamline, or interest rate reduction refinance loan (IRRRL), to reduce their interest rate and save money each month. Learn more about the VA Streamline Refinance

VA cash-out refinances are available to eligible homeowners with an existing VA, conventional, USDA or FHA loan. With a cash-out refinance, you may be able to use the equity in your home to borrow cash for home improvement projects or to pay off debts. Read more about Cash-Out Refinancing

VA Loan Rates in Austin, Texas

Interest rates fluctuate, and your interest rate ultimately depends on a variety of factors, including your credit scores. But as an eligible VA buyer, you’ll have access to interest rates that are consistently below the national average. Competitive interest rates are just one more way the VA home loan program can help you make the most of your purchasing power.

Austin VA Loan Limits

The VA Loan Limit is the maximum amount qualified Veterans can borrow for a home in Austin without having a down payment. Loan limits are set by the Department of Veterans Affairs and can vary by county.

A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.
Customers with questions regarding our loan officers and their licensing may visit the
Nationwide Mortgage Licensing System & Directory
for more information.