Options are not that complicated and are greatly misunderstood by not only the general public but also by most investment advisors. Options do not automatically equal risk. Sure they can be used to play roulette with the markets but so can any stock. How many people did you know that bought Apple when it hit…

Past performance is not a guarantee of future returns. This is such an important piece of information the SEC requires that a similar statement accompany any discussion of performance. So why do so many investors still use historical performance data to pick funds? Past performance is a comforting lazy validation of how a fund’s strategy…

The Power of Savings For most of us retirement is just a word or an event sometime in the future. Maybe we worry about it, maybe we don’t. According to the US Census Bureau, the average savings of a fifty year old is under fifty thousand dollars! Why is this? We believe most American’s have…

***************************************************** SITREP: n. a report on the current situation; a military abbreviation; from “situation report”. ***************************************************** The very big picture: In the “decades” timeframe, the question of whether we are in a continuing Secular Bear Market that began in 2000 or in a new Secular Bull Market has been the subject of hot debate among…

***************************************************** SITREP: n. a report on the current situation; a military abbreviation; from “situation report”. ***************************************************** The very big picture: In the “decades” timeframe, the question of whether we are in a continuing Secular Bear Market that began in 2000 or in a new Secular Bull Market has been the subject of hot debate among…

***************************************************** SITREP: n. a report on the current situation; a military abbreviation; from “situation report”. ***************************************************** The very big picture: In the “decades” timeframe, the question of whether we are in a continuing Secular Bear Market that began in 2000 or in a new Secular Bull Market has been the subject of hot debate among…

***************************************************** SITREP: n. a report on the current situation; a military abbreviation; from “situation report”. ***************************************************** The very big picture: In the “decades” timeframe, the question of whether we are in a continuing Secular Bear Market that began in 2000 or in a new Secular Bull Market has been the subject of hot debate among…

***************************************************** SITREP: n. a report on the current situation; a military abbreviation; from “situation report”. ***************************************************** The very big picture: In the “decades” timeframe, the question of whether we are in a continuing Secular Bear Market that began in 2000 or in a new Secular Bull Market has been the subject of hot debate among…

***************************************************** SITREP: n. a report on the current situation; a military abbreviation; from “situation report”. ***************************************************** The very big picture: In the “decades” timeframe, the question of whether we are in a continuing Secular Bear Market that began in 2000 or in a new Secular Bull Market has been the subject of hot debate among…