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WHY DO I NEED HEALTH INSURANCE

Benefits of Health Insurance

Even if you are in good health, having health insurance is important. You never know when you or your family member will have an accident or get sick. Having quality health insurance provides you with an affordable way to get medical care when you need it.

The cost of basic medical care can quickly add up, but the cost of care for a major illness or injury can be devastating.

It’s also the law. The Affordable Care Act requires that most people have health insurance. If you don’t have it, you may have to pay a penalty. Plus, depending on your income and household size, you may be able to get help paying for your coverage.

Smart Tip

Call your doctor before going to the ER or making an office visit. He or she may be able to help you over the phone.