So often when I am talking to young buyers, one of their primary complaints is that they think they don't have enough money to buy a home. They have all heard the stories about how loans are harder to get, that down payment requirements have increased, and lots of other scary stuff.

This is where my past experience as a Realtor can be extremely helpful... both to first time buyers, and to just about anyone who is buying a home in today's market.

If you can come up with about 3.5% of the selling price for a down payment, that SHOULD be just about all the money you will need to buy your new home, and get you moved in.

Why so little ? Well, sure, you will need closing costs... and closing costs generally run another three to four percent of the purchase price. But, instead of having that problem DOUBLE the amount of money you need... asking the Seller to PAY your closing costs instead of making a "price offer" can take care of that.

If you would like to purchase a home, and take advantage of some of the great prices on homes currently for sale, and ALSO take advantage of interest rates that are LOWER than most folks can even remember... when we write your offer, we can ask the Seller to pay your closing costs... and then, start packing !

---------------------------------------------

Carolyn Kolba, Mentor and Lake County, Ohio Real Estate Expert, can be reached at (440) 567-7211. Call Carolyn today, and ask her how YOU can buy a home, and have the Seller pay your closing costs !