Thank you for visiting today. If this is your first visit, take your time and look around. We have plenty of information and resources available to you. If you are a return visitor, thank you. We would love to hear from you and hear how we can serve all your real estate needs. If you have questions, visit our Blog. Your questions could have already been asked and answered. If not, sign in and drop us a line.

As many that live along the shores of Lake Barkley and Kentucky Lake there are many benefits. The views and the lake access are just a couple. But recently, there has surfaced a drawback that has the potential of becoming a monster. Earlier this year, the flood plain maps for this area were redrawn. With the revised flood plain lines came changes to insurance needs for some, if not all, waterfront homes along our lakes. This resulted in Insurance companies contacting home owners to advise them that they would have to begin buying flood plain insurance. This insurance is most often much more expensive than standard home owner insurance. As if that is not bad enough, we have heard of finance companies contacting home owners and advising them that due to the new flood lines they now must purchase flood insurance to keep their existing mortgage in place. Ugh!

And now the kicker. Congress, our guys in Washington, are currently debating about cutting the federal subsidy to the flood insurance program. If that happens, the complete cost of this insurance will fall to the home owners. That in turn will effect the home owners living expenses, their ability to sell their homes and the property values of waterfront homes. In fact, that has already begun. Click Here to read an article about the waterfront in Louisville.

The final determination has not been made yet but is an issue we all should keep up with.

Thank you for visiting today. If this is your first visit, take your time and look around. We have plenty of information and resources available to you. If you are a return visitor, thank you. We would love to hear from you and hear how we can serve all your real estate needs. If you have questions, visit our Blog. Your questions could have already been asked and answered. If not, sign in and drop us a line.

Testimonials

...was very honest and helpful and we did buy the house in Mar. 2005....He just sold our place on Pleasant Ridge. We would recommend Charlie to any and all, to use as their Agent. He is Honest, Truthful and Hard Working.Joseph C. Wolf, Evansville IN

I WOULD DEFINATELY RECOMMEND CHARLIE COLLIER AS A REAL ESTATE PROFESSIONAL. HE IS NOT ONLY KIND AND CURTEOUS, BUT HE EVEN TOOK TIME OUT OF HIS WEEKEND TO SHOW US DIFFERENT PROPERTIES THAT WERE AVAILABLE. HE IS VERY KNOWLEDGABLE ABOUT THE AREA AND HE ACTUALLY SHOWS THE PROPERTIES THAT ARE IN YOUR PRICE RANGE. WE HAD A DIFFICULT TRANSACTION, BUT HE WAS DILIGENT AND HELPED US THROUGH EVEN AFTER THE CLOSING DATE. I WOULD GIVE HIM FIVE STARS!!!!From Zillow.com