Flood Quick Facts

Fact #1

Overflows from sewer systems or sump pumps are not considered a flood unless a flood has caused the backup and overflow.

Fact #2

Collapse or subsidence of land and the insured house, along a shore of a body of water caused by waves or currents of water are considered a flood and are covered by this policy.

Fact #3

If a house is destroyed due to the collapse of the land it is built on, and the collapse is due to waves or currents of water, that would be considered a flood and would be covered.

Fact #4

25% of homes with flood claims each year are in low risk zones.

Fact #5

There are some homeowner endorsements that will cover a back-up or overflow of sewers or drains or a sump-pump. These type losses sometimes do occur during flooding events. These endorsements will often have dollar limits substantially less than the flood policy