GreenSky Financing

About GreenSky Financing

The GreenSky program’s focus is simple. They want to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, their loans are an easy and convenient way to pay for any home improvement project.

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Financing FAQs

Why should I finance my project when I can pay cash or use a credit card?

Financing a project with GreenSky® allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.*
* Financing for GreenSky® consumer credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, sex, or familial status.

Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.

How do I make a payment?

It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. And there is never a penalty for paying off your loan early.

How do I pay my contractor?

Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.

How long do I have to use my loan?

Once approved, you have four months to make your purchases.

When is my first payment due?

Depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.

When does the Deferred Interest plan promotion window begin?

At the time of your first transaction.**
** Interest accrues during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.