Wayne O'Bryan, Personal Injury Attorney

“A nice guy who wants to make a difference in your life.”

Who Pays In a Virginia Auto Accident?

When it comes to auto accidents in Virginia, injured people are often confused about whom to send their auto and medical injury bills to. Every car wreck is different with unique circumstances, so who pays the bills depends on several factors.

However, here are some general guidelines to consider:

• If you are the victim or the person who was hit in the accident, the defendant’s insurance company may take care of the property damage. However, if you were at fault, then your insurance company may or may not compensate you for your loss depending on your insurance contract. Moreover, your liability insurance will pay for the other driver’s injuries and damages.

• If you are the victim, the defendant’s insurance company will pay your medical bills at the end of the case. Until then, you will have to pay your own medical bills out of pocket or have your health insurance pay until you receive a settlement. Keep in mind that you may have to pay back your health insurance provider when you do receive the settlement.

• If you are hit by a driver who does not have insurance (which is legal in Virginia), you may recover any auto damages, medical expenses, or lost wages through your own insurance. Uninsured/underinsured motorist coverage is mandatory in Virginia.

Before you deal with your insurance company or the other driver’s insurance company, it is probably in your best interest to contact a lawyer who specializes in auto accidents in Virginia. At O’Bryan Law we will negotiate with the other driver’s insurance company to reach a settlement that is fair and will compensate you for all of your medical and auto bills.

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I was very thankful for the personal attention that was given to me by all of your staff. When you go through something like I did in the fire, people’s attitudes can make a difference! Thanks for everything! ”

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I’m proud to say that the lawyer I had was very professional and took his job very personally. I will highly recommend him to any person. Very honest man, tells you the truth, not what you many want to hear. Prayers are with the company. ”

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The law offices of Wayne O’Bryan are located near downtown Richmond, VA on Broad Street. Attorney O’Bryan will travel to meet with current and potential clients that are unable to make it to the office. Our office handles all types of personal injury cases from areas around Richmond, Virginia including Midlothian, Mechanicsville, Tuckahoe, Henrico as well as tourists injured in car accidents while driving on I-95, I-64 and I-295.