Financing and Insurance Options

Getting pre-approved for your mortgage can be an important first step in the home buying process. As an affiliated business of your Virginia Credit Union, members who use Virginia CU Realty have access to other recommended services when buying your home.

Virginia Credit Union Members Special Mortgage Rebate

Are you a Virginia Credit Union member looking to save money at closing? When you use our affiliated businesses, Virginia CU Realty and Virginia Statewide Title Services, and close your mortgage with Virginia Credit Union, you may be eligible for a rebate. Ask your Virginia CU Realty agent or a Virginia Credit Union representative for details.

Loan Amount

Rebate*

$75,000 – $99,999

$250

$100,000 - $149,999

$500

$150,000 - $199,999

$750

$200,000 - $249,999

$1,000

$250,000 - $299,999

$1,250

$300,000 – $399,999

$1,500

$400,000 – $499,999

$2,000

$500,000+

$2,500

*While you are free to select your own real estate brokerage and title insurance company in connection with your mortgage transaction, we offer our members a voluntary program that includes listing discounts for sellers and rebates at settlement. Specifically to qualify for the rebate, you must be a Virginia Credit Union member and close your mortgage through Virginia Credit Union, use Virginia Statewide Title Services for title insurance, and use an agent from Virginia CU Realty as your buyer's agent. Rebate void where prohibited. Certain restrictions apply. Not available in all areas.

Virginia Credit Union Members Listing Discount

Receive a half percent (.5%) discount on the listing commission when you sell a home through Virginia CU Realty. For example, on a home that sold for $200,000, that would be a $1,000 savings to the VACU member.

Contact Virginia CU Realty for details. Listing services are currently available to members in central Virginia.

Realty services are offered through Virginia CU Realty, LLC, an affiliate of Virginia Credit Union (VACU). VACU may receive a financial or other benefit because VACU, through Virginia Credit Union Financial Services, LLC, has an ownership interest in Virginia CU Realty, LLC. Licensed in VA only. Business conducted with Virginia CU Realty, LLC, is separate and distinct from any business with VACU.