A Kearny woman who defrauded lenders of more than $5.5 million was sentenced to one year in prison and fined $1,000 on Thursday in federal court in Camden, officials said.

Lucilene Guido, 33, a real-estate agent and former loan officer at a “northern New Jersey mortgage company,” must also serve three years of supervised release under the sentence meted out by U.S. District Court Judge Joseph H. Rodriguez, U.S. Attorney Paul J. Fishman announced.

Guido was one of three defendants charged in a scheme to obtain false bank statements and identification documents from another defendant who made the documents at their request, officials said.

Their arrests were part of crackdown that included 12 real-estate agents; four investors; four mortgage consultants; three fraudulent document makers; two accountants; an appraiser; a bank employee; and a mortgage broker, officials said.

The investigation involved several law enforcement agencies and the lead investigator was from the Hudson County Prosecutor’s Office’s Special Investigations Unit.

“This is the type of criminal conduct that required a joint cooperative investigation, and we are gratified by the prosecution by the U.S. Attorney’s Office,” Hudson County Prosecutor Edward DeFazio said.

The defendants allegedly sought to get fraudulent mortgages for real-estate transactions involving buyers who were not qualified for the loans they were seeking, officials said. The defendants allegedly presented mortgage lenders documents that falsified the borrowers’ employment and inflated their income and assets, officials said.