Tag: Cool

Who doesn’t like to relax, party or unwind every now and then? We all do, but at what cost? There comes a point when we have to realize that some of our extra activities or things we indulge in are costing us our livelihood.

Discipline is necessary when breaking or curbing any habit that you enjoy. I used to smoke cigarettes and drink alcohol years ago. I bought a carton of Kools cigarettes every two weeks, they were about $40 dollars. If you add up the cost of the cigarettes, I was smoking over $1,000 dollars worth every year. I can’t even begin to calculate the cost of my alcohol consumption.

Do you know how much you have spent partying? I know in the course of my lifetime between drinking, smoking and clubbing, I may have spent over $10,000. Take some time and think about what you’ve done in the past and what your goals are for the future. If you want to get ahead financially Maybe spending less on these things will help. Try to track how much you spend on your adult extra circular activities.

You can do anything you put your mind to. Sacrificing a little bit here and there can be extremely beneficial to you. Your financial decisions can be an advantage or a hindrance to your lifestyle, you choose.

Today, take time to think about what you are spending money on. Do you buy things outside of paying your bills? You may be surprised to find out how much extra money you actually have.

When you are struggling to make ends meet, buying a $5 dollar Starbucks, a pack of cigarettes, or a bottle of wine can possibly add up to hundreds or even thousands of dollars per year and quite possibly be the reason why you are struggling to begin with, think about it.🤔

Make a short-term goal to eliminate this thing or activity that is costing you the little bit of extra money you may have. If you get your nails done once every two weeks, try for one month to save that money and put it away. In only a short time, you’ll realize that you actually have extra money that you can save, it’s a matter of, if you really want to.

Go on a money diet. Make a goal of a few weeks or a month. Eliminate everything extra that you spend money on that is not a necessity. This is a great challenge, even for myself, but doing this on the regular basis will help you build up to saving for a larger financial goal.

Track your money, become aware of what you actually to spend. You can do this! It just takes a little bit of time and discipline.