Service Dog Liability Insurance?

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No, this trainer is not saying I must buy liability insurance from him, he is saying I should buy liability insurance -PERIOD before I take her out in public. I have never heard of this and think that maybe this applies to people like him who actually certify his dogs. At this point, I consider the insurance thing inconclusive.

The non-profit I work with is looking to become an ADI affiliate and saw that they require the organization to provide the teams with liability insurance. I too had never heard of liability insurance for assistance dogs. It definately is something we are researching. Doesn't make any sense once the team is formed. It would be something that their homeowners insurance would cover or an umbrella of some sort.

Home owners insurance ofter covers it, but you should check with your policy to make sure. It is a good idea to have it and many programs that train and place service dogs recommend it. No, it's not required by law. However, if something happened and your dog bit someone, would you have thousands of dollars to pay if they won a settlement against you?