We’ve all been there – returning home from holiday with a pocket full of miscellaneous coins that we’ll never use again. But if only there was some company had paid for some PR to get an article into the paper to tell us about a better way?!

Kevin Jenkins, of finance giant Visa Europe, which quizzed 2,000 people on their holiday spending, said: ‘Holidaymakers could be saving money instead of returning home with foreign currency, which likely remains unused and gathering dust. This hard-earned money could be better put to use or donated to charity.