How Can We Help?

Commercial Auto Insurance

California commercial auto insurance provides liability and physical damage coverage for vehicles used by your business. This includes cars, vans, food trucks, commercial trucks, and other types of vehicles. Commercial auto policies offer different levels of coverage than personal policies. This is because business vehicles tend to need higher limits to help protect the business in case of accidents.

Liability Commercial Auto Coverages

Liability insurance – Covers bodily injury to others and any property damage to another vehicle if you are at fault in an accident. Bodily injury pays others’ medical costs and lost wages, and your legal expenses if a lawsuit is brought against you due to an accident

Uninsured motorist coverage – Pays for your injuries or property damage if you’re hit by an uninsured driver or, in some states, an unidentified driver

Underinsured motorist coverage – Protects you if the at-fault driver doesn’t carry enough liability insurance to cover your bills – unless you live in a no-fault state, where each driver’s auto insurance policy responds to their own losses

Commercial auto insurance in California is a coverage that is needed by just about every business. It represents one of the largest risks that a business faces as each time an employee drives in a business related task you are facing exposure. ConXis Insurance can help you find the necessary coverages to help yoy through the process. Give us a call 714-563-4333 we will be happy to help.

Physical Damage California Commercial Auto Insurance

Collision insurance- Pays for damage to your vehicle if you hit another vehicle, another vehicle hits you or your vehicle rolls over, regardless of who is at fault. Collision coverage may be required if your vehicle is financed or leased

Comprehensive insurance – Pays for damage to your vehicle from causes other than an accident. Such causes may include theft, flood, vandalism, earthquakes, fire or damage from a bird or animal

Optional California Commercial Auto Insurance Coverage

Hired auto physical damage with loss of use coverage – Covers comprehensive and collision damage to a leased or rented vehicle, as well as any other contractual obligations to the leasing or rental company.

Medical Payments- This portion of your commercial auto insurance coverage pays for medical and related injury expenses that you or your passengers receive in an auto accident.

Roadside Assistance- Protects you when problems arise that are not typically handled under your commercial auto policy. This could include being locked out of your car, dead batteries and flat tires

Gap Insurance- Covers the difference between the unpaid amount on the loan or lease and the actual cash value of the vehicle, if your vehicle is a total loss after an accident

Rental reimbursement- Pays for a rental car up to the limits of your policy so you have transportation after an accident

Testimonials

“Appointing Chris as our broker to all of our polices has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, understand what the policy entails and does/ not cover in order to make the best decisions for our business….

SERVPRO Yorba Linda/Brea

“Chris has handled both my personal and business insurance needs in both a timely and professional manner. He’s easily accessible and very responsive. I’ve referred business customers of mine to him and he’s treated them the same way he did me. I would highly recommend Chris for all your insurance needs.”

Steven Jones

“Great all around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”

Steve Williams

Trusted Partners

Our partners are some of the most respected insurance companies in the industry.