COVID-19 Update

Because your health—and our community—matter most.

At RBT, the health and well-being of our customers, employees, and communities is our top priority so we wanted to reassure you that we’re doing all we can to help our neighbors and our local businesses during this difficult time.

How to Manage Your Banking

For everyone’s safety, in-person banking is available at our drive-up windows only.

Drive-up windows are open weekdays from 8:30am – 4:00pm and 8:30am – noon on Saturdays.

Deposits are accepted at our Parkhill, John Fitch, Central Street, Harvard, Townsend, and Groton ATMs. We also offer surcharge rebates with some checking accounts, should you withdraw from a non-RBT ATM.

Help for Customers in Need

RBT consumer and business customers who have been impacted financially by the coronavirus should contact us. We will help you determine a new financial plan to minimize the challenges you are facing. Please contact us to discuss options.

We are also:

Eliminating the direct deposit or debit requirement for All-In-One Checking customers for the month of April.

Waiving CD early withdrawal penalties up to $20,000.

Special SBA Programs for Small Businesses

In addition to its traditional funding programs, the U.S. Small Business Administration (SBA) now offers several new temporary programs to address the COVID-19 outbreak, including the Paycheck Protection Program; a loan advance up to $10,000; bridge loans up to $25,000; and SBA debt relief. Business owners can get more information or contact us to see if this is appropriate for their situation.

Help for Our Neighbors

We’ve donated an initial $19,000 to the communities we serve to help our most vulnerable members—including children and the elderly—cope with COVID-19. To meet the specific needs of individual towns, we’re donating funds to City of Leominster to help provide internet access to students so they can continue learning remotely while the Fitchburg Public Schools will use their grant to provide meals to students and families. Additional funding will also be provided to Montachusett Opportunity Council (MOC), Loaves & Fishes, Townsend Ecumenical Outreach (TEO), and the Gardner Community Action Committee (CAC) for food as well as personal care and other essential items.

Bank with Confidence

Concerned about the safety of your deposits? Don’t be. At RBT, your deposits are covered by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 and also through the Depositors Insurance Fund (DIF), which insures every penny that is not covered by FDIC.

It is also important to note that banks are extremely well-capitalized right now. The Federal Reserve Bank is ensuring that banks will have as much cash as they need; there will not be a cash or liquidity crisis. All these factors combined show us that the safest place for your money right now is in the bank, rather than in your wallet or under your mattress.

Remember, Watch Out for Scammers

The coronavirus has prompted a new wave of fraud. Criminal actors are using a variety of means to contact potential victims. We remind you to:

NEVER give your account numbers, Social Security number, or other personal information over the phone or via electronic means.