Self-funding and voluntary benefits: The dynamic insurance duo

Offering employees a self-funded plan with complementary voluntary benefit products can be a super solution in a challenging insurance and health care environment.

By Steve Horvath, Dan Johnson|November 23, 2016 at 06:29 AM

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How to understand the value of a little caped crusader named voluntary benefits. (Photo: AP)

In an era of health care reform, double-digit rising health care costs, and plenty of “unknowns,” many employers view their benefit plans as a challenging blend of cost containment strategies and employee retention.

Ongoing shifts have motivated many expert advisors, thought leaders, and health care entrepreneurs to seek better ways to deliver health care to employees, with the goal of reducing costs for the employer and the employee while improving care delivery and outcomes.