Reviewing The Best Medicare Plans and Medicare Insurance

Columbia Community Care and Spokane Community Care Review

Columbia Community Care and Spokane Community Care are both offered through Arcadian Health Plan. Arcadian offers Medicare Health and Prescription drug coverage in several states. Both of these plans are Medicare Advantage plans that are HMO’s. Medicare Advantage plans offer alternative coverage to original Medicare and a prescription drug plan. In order to see if these plans make sense for you we need to look at how they cover some of the most important health items.

Dental cleanings and x-rays covered up to $1,000 for comprehensive dental benefits

Routine hearing exams for $20 copay and up to $1,500 for hearing aids

Eye exam and glasses covered up to $150 every two years

Spokane Community Care Dual Plus (HMO-SNP)

Must have both Medicare and Medicaid

Premium – $0/monthly

Maximum Out of Pocket – $3,400

Referral required for specialists

All services offered at $0 copay depending on level of Medicaid assistance

Drugs will be $0 – $6.50 based on level of LIS

Dental cleanings and x-rays covered up to $1,000 for comprehensive dental benefits

Routine hearing exam = $10; hearing covered up to $1,200

Eye exam and glasses covered up to $150

Transportation – $0 copay for up to 24 one way trips

You must live in one of the plan’s counties in order to enroll into the plan. For example, the Spokane Community Care Plus Plan is only available to Spokane County residence. You must have Medicare and Medicaid in order to enroll into the Dual Plus plan. Since these plans are HMO’s you will want to make sure your providers are in the plan’s network before enrolling.

Medicare Part D

As your well aware by now, the Medicare AEP, Annual Election Period, is in full force. The AEP runs from October 15 – December 7 and allows you to make changes to your current Medicare Advantage and Prescription Drug coverage. Any changes that you make during this time will go into effect January 1st. Making these […]

Nobody likes change and that holds especially true when it comes to insurance. The worst thing you can do, however is nothing! That’s because Medicare coverage is changing every year, and that holds true in 2015 as well. So even if you do nothing, your coverage is changing without you whether you like it or […]

Every year the Medicare AEP or Annual Election Period arrives with much anticipation. You may not know when it starts or what you can do, but you will definitely know it’s here when you start seeing the plethora of television, print ads, and billboards touting the latest and greatest coverage. 2015 Medicare AEP The 2015 […]

You are now able to find every Medicare Advantage and Prescription Drug Plan available for 2015. When I started the Medicare Plans site, my goal was to be able to bring you the ability to search and find any Medicare plan that was available. This process was a long and difficult one, but now the […]

When it comes to Medicare, the one thing you can NOT overlook is the Formulary list that is provided by the insurance company. Many times we find ourselves caught up in copays and provider networks that we forget to do one of the most important things. Check the plan’s formulary list to make sure your […]