5 Reward Credit Cards You Need to Consider

Reward credit cards are amazing options that give something back to the customer. If you are one who likes to receive from your credit card as much as you like to give, then a reward credit card is for you. The next time you’re looking for a card, you may want to explore following five options:

1. The Best Cash Back Card

Cash back cards are the cards that allow you to earn a certain percentage of your purchase back when you use your card. The best card of the bunch is the Blue Cash Preferred® Card from American Express. Along with offering goodies like bonus cash and an initial $0 APR, cardholders can earn as much as 6 percent of their purchase price when they buy groceries. Fuel and department store purchases earn 3 percent back, and everything else wins 1 percent.

2. The Best Travel Reward Card

The travel rewards card is a card that issues points for discounts on plane trips, hotel fees, car rentals and the like. The Chase Sapphire card is one that you may be interested in if you’re looking for bonus points that can go toward your travels. The card company issues 50,000 bonus points when you first get the card, and then you can earn additional points every time you spend a dollar. An additional feature of this card is that you can receive an annual fee free period of up to 12 months before you have to pay it. That’s just enough time to have a blast with your shopping.

3. The Best Points Card

Some credit cards offer a mix of rewards that you can redeem for yourself. The Wells Fargo card is one such card. You can redeem the points that you earn for the usual travel discounts, or you can use it to buy merchandise or digital downloads. In other words, you get a little bit of diversity with redemption.

4. The Best No Annual Fee Card

The next kind of card that you may enjoy is one that has no annual fee. You can enjoy your entire balance without having to watch it dwindle once a year. The Bank of America cash rewards card can do that. The card also offers 3 percent cash back on gas and 2 percent on groceries and wholesale clubs.

5. The Best 0% Interest Option

Finally, if you really love cards with 0 percent interest, then you will adore the Citi Double Rewards card. You pay no interest for 18 months and you have access to varied redemption options and no category restrictions.