Jim Golotko was amazing! He made this homebuying process easy. I never thought getting a loan would be as easy as he made it. He got it done and educated me on the loan process and types of loans. Him and his team were so easy to work with. Thanks again, Jim. I will make sure to refer everyone I know to Guaranteed Rate!

James G. | November 2017

Jim Golotko and his team were very helpful and answered any question I had. Very pleased with the job they did. Jim's team included Alicia Golotko, Jessica Brightman, and Jesse Rocha.

Jeffrey B. | October 2017

Jim Golotko is The Best, and I would recommend him to anyone!

Kanesha G. | October 2017

Jim Golotko worked with my wife and I every step of the way. He explained everything clearly and even attended our closing. I will certainly recommend him to my family, friends and colleagues.

Joshua H. | September 2017

Jim started working with my husband and I about a year ago. He assessed our credit, listened to our wants, and gave us honest advice on how to improve our credit to qualify for a home loan. Here we are a year later, as Jim projected, and we closed on our first home with a VA mortgage last week. We couldn't be happier!

Robert M. | September 2017

Jim A+++++, and his team was top notch I will keep them in mind again, along with passing his card around for future clients.

Lloyd H. - 7/18/17

Jim was outstanding and was there to help us every step of the way.

Robert S. - 6/6/17

Jim was very knowledgeable and very easy to get a hold of at any hour. Answered all my questions quickly and accurately. Had an excellent experience. Will use for my next house purchase.

Dustin R. - 6/5/17

Jim and the team were extremely helpful throughout our first time buying a home. No matter the hour they were always prompt to responding to any questions we had. This made the process extremely easy.

Adam D. - 6/13/17

Jim & his team were very helpful throughout the whole process. He worked with us even up to closing to get us the best possible outcome, which surpassed any of our expectations. I would recommend Jim & his team to any of my friends or family.

Steven F. - 6/2/17

Jim & his team were very helpful throughout the whole process. He worked with us even up to closing to get us the best possible outcome, which surpassed any of our expectations. I would recommend Jim & his team to any of my friends or family.

Steven F. | 06/02/2017

Jim made my first home purchase very easy to understand. I gathered great insight.

Bret R. - 5/3/17

Jim was so helpful during this process. Jim and his team are knowledgeable and are aware of the documents neeeded for Underwriting to expedite the load and closing process. Jim was always a telephone call away to answer questions. Thanks for everything, Jim. Chip and Melanie

James R. - 4-24-17

Team was quick to respond and great about keeping me informed on each step.

Andreina B. -4/21/17

Jim was easy and a pleasure to work with. He was always available at anytime to answer any questions. I hope to work with Jim again in the future.

Justin K. - 3/28/17

Jim Golotko was very responsive and prompt. We are not tech savvy and Jim was very patient and helpful. This was our first time obtaining a mortgage. Jim explained every step and answered all our questions.

Robert A. - 3/31/17

Jim and Alicia where absolutely amazing to work with, they did an outstanding job in keeping us up to date and informed through the whole process. Thank you for all your hard work!

Billy A. - 3/31/17

Guaranteed Rate Office in Lakeland, FL

Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

FHA 203k mortgage facts

Find out more about the FHA’s 203k mortgage loan, one of the most competitive and innovative ﬁnancial tools available.