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As a result of the financial crunch of recent years, getting business loans may not be as easy as it once was. The lax lending standards that contributed to the financial crisis are no longer in play, which has led to stricter qualification criteria.

There is an excellent chance that if you own a home that you have homeowners insurance. For one, your lender requires this coverage to protect itself from loss. For another, you buy insurance for the same reason.

Scores of companies want your business, enterprises that have been established to help consumers fix their credit. Such credit assistance companies can be beneficial for consumers that do not have the knowledge or time to manage their personal credit problems.