In the latest edition of the RosenRant, Michael explains how our niche offerings help borrowers who are putting 10% down avoid mortgage insurance by splitting the loan into two loans. The combined payment of these two loans is many times less than one loan with mortgage insurance.

Interested in learning more? Fill out the rate quote form in the right column and Michael will follow up as soon as possible.

Interested in learning a little more about the philosophy of Michael S. Rosenbaum and his team? Watch this short video to learn more about what sets Michael apart from his competitors, making him one of the top mortgage loan orignators in San Diego.

It’s been a while since I last sponsored the Metro Caravan and this time I decided to take a different approach. Rather than rolling in with all of the pomp and circumstance that I normally do, I thought I’d take the approach of the doofus lender – you know, the one that signs up for sponsorship at the beginning of the year, then doesn’t come to a caravan meeting all year until the date of sponsorship, and pitches the same thing all of us lenders have to offer – low rates, fast closings, amazing jumbo programs, etc., etc. It’s the same lender that repeats same pattern every 6 months so he/she comes about – 2 times a year… maybe 3 if the lender is feeling special on a non sponsorship date, and then we all forget who Mr. Doofus Lender is until the next time.

Over the past few years, I have dedicated every Friday to attending the Metro Caravan, as well as Wednesdays at REBA, Thursdays downtown. I’m at the caravan meetings every week. You know where to find me. I am true to my word and I’ll be there to face the music when things slide sideways, which in this heavily regulated industry, can happen on occasion. I have full confidence in myself and the team that stands behind me that we will be there and close the deal.

That being said, I appreciate all the support and repeated referrals from all of our Metro agents and affiliates and will continue to support Metro and help make it one of the best caravans in town.