Toronto-Dominion features flexible and convenient borrowing solutions designed for commercial clients, small businesses, and individual borrowers. Bank clients choose from credit and debit cards, private client banking, and other services and products.

Solutions for Individual Borrowers

TD Bank features consumer cards for Canadian residents and newcomers, including rewards and standard cards. Customers redeem their points and miles for statement credits, travel, gift cards, and merchandise. Bank clients are offered rewards in different categories, including personal care, fitness, and accessories. Cardholders earn points toward gift baskets, accessories, watches and jewelry, and other items. Participating retailers feature electronics such as TVs, readers and tablets, computers and computer accessories, cam recorders and cameras, and other products. Points can be exchanged for power chargers, GPS, games, and household items such as outdoor accessories, hair care, cleaning supplies, car accessories, and tools and appliances. Retailers also offer outdoor and camping accessories, golfing equipment, bicycles, and others. Consumer credit cards also go with free supplementary cards, credit limits of $500 to $5,000, zero intro APR, welcome bonuses, and other extras. In addition to flexible redemption options, customers benefit from annual fee waivers, no annual fees, and low APR based on credit rating. TD cards also feature premium Visa benefits such as access to signature events, complimentary wine tastings, and free nights at top destinations such as Las Vegas, New York, and Hollywood. Some customers choose to donate their miles to charitable organizations such as the Bear Valley Rescue Society and Air Canada Foundation. Cardholders also enjoy access to hard-to-get tickets and special events, season tickets, food and beverage credits, and other perks.

Specialty cards also feature premium benefits such as VIP lounge access, assistance for road emergencies, and a lot more. Customers can choose by income and special features, and there are cards for different credit profiles. Clients with poor credit are offered prepaid cards, which are also ideal for teenagers. TD Bank also features U.S. dollar cards with low annual fees, discounts on car rentals, purchases in U.S. dollars, and comprehensive coverage.

Businesses are offered specialty cards that offer the option to request employee cards. Customers can choose from several cards, including TD Aeroplan Visa and Business Travel Visa. Businesses can choose from a selection of itineraries, departures, and cruises. Clients choose from different redemption ranges, and 250,000 points equal $3,501 to $3,000.