Re: GAME: The person below me...

No, I have 3 credit cards, and I keep a small balance on them - just for the very reason that closing them makes my credit score go down. I agree with you, Cali, who would have thought paying off credit cards would be detrimental?

Tpbm has seen both of the "Sabrina" movies - the one with Audrey Hepburn and the one with Julia Ormond. (I much prefer Audrey!)