General Liability Insurance

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General Liability Insurance

General liability insurance (GL) is coverage that can protect you from a range of claims including property damage, bodily injury, personal injury and more that can arise from your business operations.

General liability insurance is often joined with property insurance in a Business Owners Policy (BOP), but general liability insurance is also offered to many contractors as standalone coverage.

We provide quick and easy general liability insurance

General Liability insurance is a part of the general insurance system of risk financing to protect the purchaser (insured) from the risks of liabilities imposed by lawsuits and similar claims. It protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy.

Who Needs General Liability Insurance?

As a business owner and/or contractor, you need general liability insurance to protect your company.

A single incident could result in a lawsuit that you may not be able to handle. A great way to defend against this position is to make sure you have sufficient general liability insurance.

Some employers might also require you to carry a certain amount of general liability insurance before you can work for them as a sub-contractor.

General Liability Insurance for Contractors

If you’re a contractor, you might only need general liability insurance and not a Business Owners Policy (BOP). For instance, you might not own any commercial buildings that need property insurance, or need to cover operating costs or payroll. However, you can still be exposed to liability risks in your profession.

Highlights:

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Let Us Help You Prepare For Anything That Comes Your Way.

A lot of companies quickly realize their insurance needs go beyond basic liability and commercial auto insurance. Some jobs require specific types of coverages such as business general liability insurance that gives you protection that may fall outside of basic coverage.

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We provide expert business & contractors insurance to both individual contractors and businesses. With over 20 years of experience we’ll ensure that you’re always getting the best insurance rates from the most professional company in the industry.