Stocks took a beating late last year, with key market indexes putting in their 2018 lows the day before Christmas (WSJ, various sources). For daily-market watchers – something that’s not recommended for longer-term investors – volatility and quick shifts in sentiment can be maddening. Besides, over a shorter period, markets can overshoot and can undershoot.

Finding the right advisor can be a challenge. The field is crowded with professionals who have the requisite credentials and who are eager for the privilege of managing your money. But when you choose to work with an independent advisor you can expect customized advice that covers a broad spectrum of sophisticated investment strategies and consultation.

It’s important to invest sufficient time and effort in making the right match. Ask yourself these important questions to help ensure that you’re working with a trusted partner who will take a holistic look at your financial picture to grow and preserve your wealth.