About FerratumP2P

FerratumP2P is a platform which allows you to invest in already-approved, active Ferratum Group business and consumer loans.
FerratumP2P is a division of Ferratum Czech s.r.o. Ferratum Oyj and its subsidiaries, including Ferratum Czech s.r.o., form Ferratum Group, a leading international provider of mobile financial services.

Our strategy

As part of Ferratum Group, a leading international provider of mobile and online financial services, our strategy includes using tomorrow´s technology to create the most easily accessible and user-friendly investment platform available.

Our vision

We believe investing should be simple, safe, and transparent.
Along with great customer care, our vision is to provide an industry-leading investment platform that is available to anyone, anytime.

Our mission

At FerratumP2P, our mission is to make investing simple and user-friendly. Whether you´re an experienced investor or new to investing, we offer a quick and easy way to invest in consumer and business loans in just a few clicks of a mouse.

Our values

The motto "More than money to everyone" is Ferratum Group´s promise to deliver quick, simple and secure financial services to its customers.
Ferratum prides itself on responsible practices and transparent services, professional and ethical conduct, and its swift response to its customers' needs.

Ferratum P2P history

In 2016, FerratumP2P was launched offering investments into Czech consumer loans of up to CZK 20,000 with a maturity period ranging between 2 and 12 months. Those investments were covered by an 85% buyback guarantee with an average return for investors 6,27%.

In 2017, the sale of individual loans became available in the marketplace. Based on the popularity and success of “single-click investing”, this method was soon after applied to all available loans.

In Autumn 2017, we introduced our Advanced mode whereby investors could browse individual loans and their parameters to decide where they wished to invest their money.

At the beginning of 2018, we released our Autoinvest mode where investors could apply their own investing filters to automatically invest in every new loan which matched their chosen criteria.

In mid-2018, Application Programming Interface (API) was made available, designed for those who seek more control of their investments and those with advanced experience and knowledge of investing.

In June 2018, we are proud to launch our 100% buyback guarantee of any unpaid principal on invested loans which are overdue 60 days or longer.

Where Ferratum Group operates:

About Ferratum Group

Ferratum Group is a leading international provider of mobile and online financial services. Founded in Helsinki, Finland, Ferratum is a pioneer in the field of financial technology and has expanded its operations to 25 countries since its formation in 2005.