Express Cash Fee: $2.00 per domestic transaction $5.00 per overseas transactionCurrency Conversion Commission: 2.5% of converted amountPayment Dishonour Fee: $25Liquidated Damages: 3.25% or $20 whichever is greater of the overdue amountMinimum Payment Amount: The full closing balance must be paid by the due date each month, or liquidated damages will be charged.Record of Charge Fee: $7.50 per copyStatement Copy Fee: $5.00 per statementOverseas Statement Mailing Fee: $5.00 per yearSpark Convenience Fee: 2% of the Charge