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You already know you can get your credit reports from the three big credit reporting agencies once a year for free, right? But those reports don’t include your credit score, which is the magic number that rates your credit-worthiness and has a huge effect on your ability to get a loan — or sometimes even a job.

Congress made the credit companies cough up the credit reports, but thus far the credit agencies are still allowed to charge you to find out your credit score. Think that’s a raw deal? Join the Defend Your Dollars campaign and help get it fixed.