At the risk of being cliché, we started this blog imagining our younger selves and what kind of information and advice we would have appreciated. If I could turn back time, what would I tell my college-age self? What would I tell my post-college first real job self? AmBux and I have had different financial […]

We are very fortunate to live in a city that has invested a great deal in its public library system. Austin has a brand new Central Library that is just over a year old and is a destination for library lovers. We also have public library branches all around town that provide important community services. The […]

The Christmas/New Year season this year was full of challenges for us!! AmBux had a health scare and one of her close family members got a difficult medical diagnosis. I was diagnosed with an old injury that had been causing chronic abdominal pain and required surgery, and I missed several weeks of work due to […]

Happy holidays, everyone! To the tens of people who have already found our blog, welcome back! We are so happy you are here. Soon we will have things like an email sign-up so you can be notified when we have a new post up. As you may have noticed, the arrival of the holiday season […]

How do you get started when you owe a lot? Here are five ways to get traction attacking your debt: Download and populate this debt reduction spreadsheet (from Vertex42). How soon could you have your debt paid off? Can you tweak things to throw more at it each month? Picture your lender as as a […]

I was really tempted to splurge on an Instant Pot this Black Friday. At the height of my temptation, I decided, let’s send a chunk to Navient. JUST DO IT! What were you tempted by this Black Friday? Were you able to resist? Tell us about it in the comments!

In the town of New Braunfels, TX there is a yearly celebration of sausage called Wurstfest. Wurstfest is a week-long party dedicated to German music, beer, crafts, and, of course, sausage. AmBux and I love Wurstfest! We love the yodeling, the potato cakes with applesauce, the pitchers of Shiner Oktoberfest. As much as we love to […]

AmBux here! My financial time warp begins back in the 90’s when I was taught that college was a requirement to a worthwhile life. I was largely clueless about scholarships and grants and didn’t have amazing grades. (There was a time when I didn’t do homework as a form of rebellion.) I went with the […]

The first time my wife and I went to a Financial Peace University class was in December 2010. We had only been dating for a few months, but I was enjoying getting to know this woman who was so smart and inspiring. Since she was excited talking about the money stuff, I was willing to […]