Happy 2018 Everyone! Yes, I know you haven’t heard much from us here lately but we’re still alive! Life has just had a way of handing us things to do that have kept us from writing for this blog. We haven’t forgotten about you and we still have many topics on our minds that we’d […]

Yep, it’s that time of year again. It’s time to look back at the past year’s finances in the Crumb Saver household. We’ve done these annually now, so you can catch up on previous years here: 2015, 2014, 2011-2013. 2016 was a year fraught with financial change in our home. Here are just a few […]

In our last post, we discussed the dilemma of health insurance in the US, and what we opted to do as we transitioned away from our Medi-Share service to a traditional healthcare plan from the ACA marketplace. We got a high (VERY high) deductible Bronze-level plan, and I left you in suspense at the end of […]

If you’ve followed this blog for very long, you will know that we haven’t had traditional health insurance for the past few years but have been using a Christian medical expense sharing program called Medi-Share. The reason was simple: It was far cheaper for our then two-member household at our income level while still meeting […]

As of this month, both Deb and I now have life insurance coverage. Life insurance is not something that’s commonly discussed and is an understandably awkward topic, yet one that frequently crosses people’s minds. So we thought we would use this blog post to share some of the thinking that went into our decision, the […]

Every once in a while, the Crumb Saver household shares a snapshot of a recent crumb-saving (or wasting!) incident on A Random Crumb. This column is proof that, hey, we’re people just like you! Prepare for a little randomness, a little embarrassment, but hopefully mostly encouragement. You’ll get a sneak peek at what we actually do to save (or NOT save) […]

You’ve probably heard of the “emergency fund”. It goes by many names: Rainy Day Fund, Pennies in the Cookie Jar, Stash in the Mattress, or the good ol’ Piggy Bank. The concept may seem like a throwback to our grandparents’ era, before such sophisticated conveniences like credit cards, but deep down we all know it’s probably a […]

According to CNBC, medical bills are the #1 cause of US bankruptcies. And even among those who don’t go bankrupt, it is estimated that over 20% of the US adult population struggle with health-care related bills. I myself had a health scare when I was 23 years old that nearly cost my life, and if I […]

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Meet Deb & Al

She's a bargain hunter and he's a numbers nerd. Together we're a husband and wife team who believe that by living an intentionally frugal life, the door flings open to a truly fulfilled existence. Read More…

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All information provided on this site is for informational purposes only and does not constitute professional financial advice. You should talk to a financial professional for help with your specific financial needs.
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