BIZ GroupPA

A group Personal Accident plan especially designed to provide insurance coverage for employees of Small Medium Enterprise (SMEs)

Minimum annual premium:RM30 per employee

Maximum annual premium:RM150 per employee

Why should I choose BIZ GroupPA?

This plan provides sufficient Personal Accident coverage for your employees, both during and after working hours from as low as RM30 per annum. With BIZ GroupPA, both employers and the employees can have a peace of mind knowing that they are covered 24 hours a day. There are five plans to choose from depending on the size of your company:

Plan 1,2 & 3 for Small Business Entrepreneur

Plan 4 & 5 for Middle Market

What are the benefits?

Total and Permanent Disability up to RM150,000

Hospital Weekly Benefits up to RM 400 per week

Ambulance Fee up to RM 500 per accident

Snatch Theft Benefit up to RM 200

Compassionate Cash Benefit up to RM 3,000

Medical Expenses up to RM 3,000

24 hours worldwide coverage

Accidental death coverage up to RM100,000

Can I apply for this scheme?

Yes. You can apply this scheme if you are between the age of 18 and 60 years old. This is not an individual scheme.

Are there any additional benefits?

Yes. The policy is also extended to cover:

Murder and assault

Motorcycling (excluding racing, pace making, etc)

Snake and insect bite

Drowning

Food, drink poisoning and

Gas inhalation

How much do I have to pay?

The lowest premium starts at only RM30 per annum based on the plan below.

Is there any plan that I should choose from?

Yes. You can choose from our range of plans below:

Benefits

Plan 1

Plan 2

Plan 3

Plan 4

Plan 5

Accidental death

10,000

30,000

50,000

75,000

100,000

Total and Permanent Disability

15,000

45,000

75,000

112,000

150,000

Medical expenses (reimbursement)

1,000

1,500

2,000

2,500

3,000

Hospital weekly benefit (max 4 weeks)

200/wk

200/wk

300/wk

350/wk

400/wk

Ambulance fee (per accident)

500

500

500

500

500

Snatch theft

200

200

200

200

200

Compassionate cash benefit (accident only)

3,000

3,000

3,000

3,000

3,000

Premium per person

30

50

90

130

150

This web page is neither a contract of insurance nor forming part of it. The precise benefits, terms and conditions and other details are available in the Policy Contract.