Set up Apple Pay Cash and person to person payments

Now you can use Apple Pay to pay and get paid right in Messages, or by asking Siri. There’s no app to download, and you can use the cards you already have in Wallet. Send money to your son. Split a bill. Chip in for a gift. Instantly.1

Here's what you need

To send and receive money with Apple Pay, you must be at least 18 years old and you must live in the United States.2 You also need these things:

To protect your account, you might be asked to verify your identity at certain points when using Apple Pay Cash. If you don't want to provide this information, you won't be able to use the full functionality of Apple Pay Cash. Learn how to verify your identity.