Ask for the C.L.U.E. Report Before You Buy a Home, Find Real estate agents and managers, Operators of apartment, nonresidential buildings, Location, Informaton

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Ask for the C.L.U.E. Report Before You Buy a Home

If you're in the market for buying a home, there's one report you
should ask from the sellers. It's called a C.L.U.E. report, which
details insurance claims on the property made in the last several years.
Those claims can affect what you would pay for homeowners insurance on the property.

The report, also known as the Comprehensive Loss Underwriting Exchange,
lists every claim—even if it was denied or just inquired about (so
homeowners, take note: don't ask your insurance agency about anything
you don't want listed on the report). In some states, Forbes notes,
sellers are required by law to disclose any damage or repairs, but
asking them to get the C.L.U.E. report is still a smart move.

Homeowners can get their reports for free every year and should check it for errors, just like we should with our credit reports.