Children under the age of eighteen are insured free of charge when named on the policy. Cover is also provided for many pre-existing medical conditions without the need for special screening.

TRAVEL COVER

Basic

Light

Standard

Premier

Excess

Cancellation

No Cover

Up to £3,000

Up to £3,000

Up to £5,000

£75*

Curtailment

No Cover

Up to £3,000

Up to £3,000

Up to £5,000

£75*

Catastrophe Cover

No Cover

No Cover

Up to £1,000

Up to £1,000

£75

Withdrawal of Services

No Cover

£50 per day up to £250

£50 per day up to £250

£50 per day up to £250

n/a

Scheduled Airline Failure

No Cover

Up to £3,000

Up to £3,000

Up to £5,000

n/a

Medical Expenses

Up to £10 million

Up to £10 million

Up to £10 million

Up to £10 million

£100*

Hospital Benefit

No Cover

No Cover

£30 per day up to £900

£50 per day up to £1,000

n/a

Mugging Benefit

No Cover

£40 per day up to £400

£40 per day up to £400

£50 per day up to £500

n/a

Personal Effects & Baggage

No Cover

No Cover

Up to £1,500

Up to £2,000

£75

- Single Item Limit

-

-

Up to £500

Up to £500

-

- Valuables Limit in Total

-

-

Up to £500

Up to £500

-

- Travel Documents

-

-

Up to £250

Up to £250

-

- Delayed Baggage

-

-

£50 per day up to £150

£50 per day up to £150

-

Personal Money

No Cover

No Cover

Up to £500

Up to £750

£75

- Cash Limit

-

-

Up to £200

Up to £250

-

- Cash Limit (under 18)

-

-

Up to £50

Up to £100

-

Travel Delay

No Cover

£20 for first 12 hour period, £20 for each additional 12 hour period up to £300

£20 for first 12 hour period, £20 for each additional 12 hour period up to £300

£20 for first 12 hour period, £20 for each additional 12 hour period up to £300

n/a

Holiday Abandonment

No Cover

Up to £3,000

Up to £3,000

Up to £5,000

£75

Additional Expenses

No Cover

Up to £800

Up to £800

Up to £1,000

n/a

Pet Care

No Cover

No Cover

£10 per day up to £100

£10 per day up to £100

n/a

Hijack

No Cover

£50 per day up to £500

£50 per day up to £500

£50 per day up to £500

n/a

Missed Departure

No Cover

Up to £800

Up to £800

Up to £1,000

£75

Personal Accident

No Cover

Max. £10,000

Max. £20,000

Max. £20,000

n/a

- Loss of Limbs or Sight

-

£10,000

£20,000

£20,000

-

- Permanent Total Disablement

-

£10,000

£20,000

£20,000

-

- Death Benefit (18-65)

-

£5,000

£10,000

£10,000

-

- Death Benefit (66-69)

-

£2,500

£2,500

£2,500

-

- Death Benefit (under 18)

-

£2,500

£2,500

£2,500

-

Personal Liability

Up to £1 million

Up to £2 million

Up to £2 million

Up to £2 million

£100

Legal Expenses

Up to £15,000

Up to £15,000

Up to £15,000

Up to £25,000

£250

The Excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
* Medical Expenses and Cancellation and Curtailment related excesses are doubled for persons aged 66 and over.