New Pre-Existing Condition Insurance Plan (PCIP)

Find your states plan. I wonder how long these rates will last since they have been heavily subsidized. What are the benefits? Does it include Prescriptions?
Is some of the plans a straight deductible?

3 Responses to New Pre-Existing Condition Insurance Plan (PCIP)

Great Post.
These PCIP programs are to be in place until 2014, which is when affordable health insurance companies will be required to accept all applicants regardless of their health condition and pre-existing problems.

The problem with these programs is that most states have had them in place with state funding as well some federal funding. Most people stay away from these programs because there is a cost to them. They are heavily subisdized to begin with and the people that need it the most cannot afford the premiums. So you are left with a bad program with huge goverment subsidies that are designed to help people and they fail to acheive memebership goals.