TERMS OF SERVICE AND DISCLAIMER
Please note: We do not give refunds on Downloadable lead data base. We will
replace bad addresses with new leads.COPYRIGHT
INFORMATION
THIS WEBSITE, PRODUCTS SOLD HEREIN, AND ALL ASSOCIATED MATERIALS (COLLECTIVELY
REFERRED TO HEREIN AS "PRODUCT"), COPYRIGHT 1998-2015 BY R.J. JONES (HEREIN
"AUTHOR") AND SUREFIRE MARKETING GROUP LLC.., ALL RIGHTS RESERVED. FEDERAL
COPYRIGHT LAW PROVIDES SEVERE CIVIL AND CRIMINAL PENALTIES FOR THE UNAUTHORIZED
REPRODUCTION OR PUBLIC DISTRIBUTION OR EXHIBITION OF COPYRIGHTED MATERIALS. THIS
PRODUCT IS PROTECTED BY TITLE 17, UNITED STATES CODE, INCLUDING BUT NOT LIMITED
TO SECTIONS 501, 504 AND 506. THE STAFF OF FJR ADVISORS, INC. REGULARLY SEARCHES
THE INTERNET FOR UNAUTHORIZED DISTRIBUTION AND/OR DUPLICATION OF THIS PRODUCT.

MATERIALS MAY NOT BE RESOLDLICENSED ONLY FOR
NON-COMMERCIAL PRIVATE EXHIBITION. ANY PUBLIC PERFORMANCE, OTHER USE, OR COPYING
IS STRICTLY PROHIBITED. YOU ARE RECEIVING A SINGLE, NON-TRANSFERABLE,
NON-ASSIGNABLE LICENSE FOR THE NON-COMMERCIAL PRIVATE USE OF THIS PRODUCT. THIS
PRODUCT IS NOT TO BE RE-SOLD AT ANY TIME. IN OTHER WORDS, THESE MATERIALS ARE
FOR YOUR OWN PERSONAL USE AND ARE NOT TO BE SOLD OR DISTRIBUTED TO OTHERS NOW OR
AT ANY TIME IN THE FUTURE. THE AUTHOR AND SUREFIRE MARKETING GROUP LLC.,
WILL, IN ALL CIRCUMSTANCES, PURSUE INFRINGERS FOR THE MAXIMUM REMEDIES,
PROTECTIONS, AND STATUTORY DAMAGES ALLOWABLE UNDER TITLE 17, USC, CHAPTER 5.

DISCLAIMER AND RELEASE FROM
LIABILITYYOU UNDERSTAND THAT
THE STATEMENTS MADE AND CONCEPTS CONVEYED THROUGHOUT THIS PRODUCT ARE A PERSONAL
OPINION ONLY. THE AUTHOR AND SUREFIRE MARKETING GROUP LLC., MAKE NO
REPRESENTATION OTHERWISE. YOU ARE RESPONSIBLE FOR YOUR OWN BEHAVIOR AND CONDUCT.
NONE OF THE MATERIAL CONTAINED HEREIN IS TO BE CONSIDERED LEGAL, PROFESSIONAL,
OR PERSONAL ADVICE. SUREFIREMARKETING GROUP LLC., MAKES NO WARRANTIES OF ANY
KIND (EITHER EXPRESSED OR IMPLIED) AND YOU ALONE ASSUME ALL RISK ASSOCIATED WITH
THE USE OF THIS PRODUCT. BY USE OF THIS PRODUCT, YOU WAIVE ANY CLAIM WHATSOEVER
AND HOLD HARMLESS THE AUTHOR AND SUREFIREMARKETING GROUP LLC., AND ANY OF ITS
OFFICERS, STAFF, ADVISORS, REPRESENTATIVES, CONTRACTORS OR DESIGNEES THAT MAY
ARISE FROM SUCH USE. THIS WAIVER SPECIFICALLY INCLUDES ANY CLAIM ARISING FROM A
PRODUCT AND/OR SERVICE WHICH YOU PURCHASE FROM SUREFIRE MARKETING GROUP LLC. OR
ANY INFORMATION YOU RECEIVE VIA POSTAL MAIL, E-MAIL, FAX, TELEPHONE, OR
OTHERWISE. THIS INCLUDES RESPONSIBILITY FOR THE ACCURACY OR COMPLIANCE WITH ANY
APPLICABLE LOCAL LAWS. SUREFIRE MARKETING GROUP LLC., AND THE AUTHOR R.J. JONES,
SHALL NOT BE LIABLE IN ANY WAY WHATSOEVER, INCLUDING BUT NOT LIMITED TO
NEGLIGENCE, FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES RESULTING FROM EITHER YOUR
USE OF THIS PRODUCT OR YOUR INABILITY TO USE IT. THIS LIMITATION INCLUDES ANY
CIRCUMSTANCE IN WHICH SUREFIRE MARKETING GROUP LLC., OR ANY OF ITS
REPRESENTATIVES HAVE BEEN ADVISED OF POTENTIAL LIABILITY. CERTAIN APPLICABLE
LAWS MAY NOT ALLOW ALL THE LIMITATIONS OF LIABILITY DESCRIBED HEREIN. YOU AGREE
THAT SUREFIRE MARKETING GROUP LLC., TOTAL LIABILITY TO YOU INCLUDING BUT NOT
LIMITED TO LOSSES, DAMAGES, CAUSES OF ACTION, AND/OR NEGLIGENCE SHALL NOT EXCEED
THE TOTAL MANUFACTURER'S SUGGESTED RETAIL PRICE OF THIS PRODUCT AT THE TIME OF
PURCHASE.

TRIAL OFFERS
FROM TIME TO TIME, SUREFIRE MARKETING GROUP LLC.,. MAY OFFER PRODUCTS ON A
THIRTY (30) DAY FREE TRIAL BASIS. WHEN SUCH OFFERS ARE MADE, THE THIRTY
(30) DAY PERIOD BEGINS ON THE DATE THE ORDER IS PLACED, NOT THE DATE OF SHIPMENT
OR DELIVERY TO CUSTOMER. THE THIRTY (30) DAYS SHALL BE COUNTED AS THIRTY (30)
CALENDAR DAYS. AT THE CONCLUSION OF THE THIRTY (30) DAY FREE TRIAL PERIOD, THE
CUSTOMER'S CREDIT CARD SHALL BE BILLED FOR THE PURCHASE PRICE, UNLESS THE
PRODUCT HAS BEEN RETURNED TO AND RECEIVED BY SUREFIRE MARKETING GROUP LLC. PRIOR
TO THE END OF THE THIRTY (30) CALENDAR DAY TRIAL PERIOD.

JURISDICTION
THIS AGREEMENT SHALL BE GOVERNED BY THE LAWS OF THE STATE OF UTAH WITHOUT REGARD
TO PRINCIPLES OF CONFLICT OF LAWS. ANY LEGAL CLAIM ARISING FROM THIS
AGREEMENT SHALL BE BROUGHT AND HEARD IN A CACHE COUNTY, UTAH COURT. SUREFIRE
MARKETING GROUP LLC.. IS A UTAH LLC. LOCATED IN THE CITY AND COUNTY OF HYPE
PARK, UTAH.

CREDIT CARD CHARGEBACK POLICY

A "chargeback" occurs when a customer
disputes a credit card charge. A fraudulent chargeback occurs when a
customer attempts to dispute a charge for merchandise that they have knowingly
purchased and have returned for a refund.

Attempting to dispute a valid credit
card charge is fraudulent and is illegal in most states. Surefire
Marketing Group LLC., does not tolerate chargeback fraud, and we follow the
following procedure when this takes place:

1. If you attempt to dispute or deny
a valid charge, we will first contact you directly, because many disputed
charges occur as a result of the customer not recognizing our charge on their
statement, such as a situation where an employee used a corporate card to
purchase our training and an accounts payable manager doesn't recognize the
charge. You will have ten (10) calendar days to reverse your dispute upon
receipt of our letter.

2. We will immediately begin the
process of fighting your chargeback, using all available information including a
correct AVS (address verification service) and card security code match on your
order, proof-of-delivery of our product to your address, copies of any and all
emails and support tickets you have sent us, proof-of-use of digital products,
and a search of the web and your social media accounts for any mention that you
have purchased our product(s). We experience over a 90% chargeback win rate
using these methods. Be aware that your bank may charge you additional fees if
you lose your dispute.

If your chargeback appears to be so-called "Friendly Fraud" - an attempt on your
part to defraud us and abuse the chargeback process to obtain our product(s) for
free, we may file a police report with your local law enforcement agencies,
along with a report to the FBI's IC3 Internet Crimes Unit, which announced in
December, 2014 that they believe over 92% of all credit card chargebacks in the
US to be so-called "friendly fraud" and that they are now prosecuting consumers
who attempt such chargebacks.

3. Your account will be turned over
to a collection agency, which will initiate collection activities as well as
report your account as delinquent to all of the major credit bureaus. In
addition to our U.S. collection agency, we also contract with collection
agencies abroad.

4. If you still do not resolve the
situation by either reversing the dispute or reimbursing us for the amount
disputed plus our bank fees, we reserve the right file a civil lawsuit against
you in a Cache County, Utah court for the amount disputed, for bank fees related
to the chargeback, for additional damages for the harm your chargeback causes to
our merchant credit record, and for punitive damages as the courts do not take
credit card fraud lightly.