How it Works

Requesting a payday loan is easy with MarinerFinanceReview.com. Fill out one easy form on MarinerFinanceReview.com and your inquiry will be submitted to our network of payday loan lenders. Payday loans range between $100 to $1000 without having to leave the comfort of your home. All you've got to do is to fill out the inquiry form online at our website and then wait a minute as we match you to a vast network of lenders. Once it is approved you will then be redirected over to a lender's page, where you should be able to find the terms (including rates and fees) of the loan. If you accept these terms you will then have the funds deposited to your bank.

Most lenders have the following requirements to be approved:

You should be employed at your preset job for a good 90 days.

You should be a US citizen, or a permanent resident over the age of 18.

You should have an income of around $1000 a month after tax deductions.

You will also need a checking account which is in your name.

You should provide working work and home phone numbers.

You should provide a working email address.

Quick Inquiry Process

A lender that you have been matched with will receive your inquiry within seconds. Lender will then contact you and will require additional information such as your fax number in order to fax you a few things and for you to fax them a few things such as your pay stub etc.

Send Cash Directly to You

After lender has been approved your application the loan will then be transferred to your checking account.

Private and Secure

We make use of the most secure and advanced encryption technology in order to protect your private data.

Automated Repayment

The loan fees and the loan will be withdrawn automatically from your checking account when it is due, so you do not have to do anything.

Late Payments

There are numerous cash advance lenders who are a part of our network but follow different late payment policies. It is up to you to read through and understand their policies prior to appending a digital signature in order to constitute your legal obligation to pay back the loan. However, the state laws in some places will determine how much late fees a lender can charge.

Loan Extensions

The state laws will determine if a lender can grant a rollover or an extension. There are some states that allow many rollovers and there are some that forbid this practice all together.

People who are late with their payment actually permit the lender to charge them late fees and make a request for immediate payment of the balance amount. If the person defaults, he or she is subjected to more fees as previously described in the agreement they signed. You should calculate your repayment before accepting the loan. Even though these loans are convenient they can cause lots of distress if not repaid.

Lenders belonging to Community Financial Services Association of America have been permitted to provide borrowers with an extended payment plan once every 12 months.

Loan Default

Lenders which are a part of MarinerFinanceReview.com's network will pursue collections after the due date has passed to the fullest extent of the law. There will be criminal charges in addition to fees which could apply if the loan is not repaid.

However, if the lender is a part of CFSA you'll be saved being levied criminal charges on.

2 Step Method

Just hit the 'Apply Now' button and find out how easy it can be!

STEP 1

Complete the form

STEP 2

We match you with a lender based on their requirements and direct you to their site

STEP 3

The lender will then display their loan rates and conditions for the loan

You're done!

Consumer Notice: The loans provided by the lenders in our network are payday loans
(also known as cash advances, or payday advances), which are designed to provide
short-term cash relief until the next time a consumer gets paid. Payday loans are
not a solution for consumers facing debt and credit difficulties, and should not
be used on a long-term basis. It is highly recommended that consumers educate themselves
on the risks associated with payday loans, alternatives to payday loans, and federal
and state laws that apply to payday loans.

Availability: This service is not available in all states. Please review local laws
and regulations for availability in your particular state. The states this website
services may change from time to time and without notice. All aspects and transactions
on this site will be deemed to have taken place in the state of Nevada, regardless
of where you may be accessing this site.

Disclaimer: This website does not constitute an offer or solicitation to lend. Mariner Finance Review
is not a lender and does not make loan or credit decisions. Mariner Finance Review provides
a matching service only and does not control and is not responsible for the actions
or inactions of any lender. Mariner Finance Review is not an agent, representative or broker
of any lender and does not endorse or charge you for any service or product.

You are under no obligation to use Mariner Finance Review's service to initiate contact,
nor apply for credit or any loan product with any service provider or lender.

Subject to our Privacy Policy, Mariner Finance Review will transfer your information to
lenders in our program and other service providers and marketing companies with
which we do business. Mariner Finance Review does not guarantee that completing an application
form will result in your being matched with a lender, being offered a loan product
with satisfactory rates or terms, or receiving a loan from a lender.

Participating lenders may verify your social security number, driver license number,
national ID, or any other state or federal identifications and review your information
against national databases to include but not limited to Equifax, Transunion, and
Experian to determine credit worthiness, credit standing and/or credit capacity.
Service providers or lenders will typically not perform credit checks with the three
major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit
checks or consumer reports through alternative providers such as Teletrack or DP
Bureau, which typically will not affect your credit score, may be obtained by some
service providers or lenders, in certain circumstances. By submitting your application
and information on this website, you agree to allow any and all participating lenders
to verify your information and check your credit.

Not all lenders can provide your requested loan. Cash transfer times may vary between
lenders and may depend on your individual financial institution. Repayment terms
vary by lenders and local laws, and not everyone will qualify for 90 day terms.
In some circumstances faxing may be required. For details, questions or concerns
regarding your cash advance, please contact your lender directly.

You will not be charged any fees to use Mariner Finance Review's service. Learn more about
Rates & Fees.