Consider purchasing an unlocked cell phone if you are on AT&T and want a new Smartphone without a contract. Unlocked Smartphones allow you to subscribe to low cost carriers mentioned below and function internationally, so you can use the same phone abroad.

Learn: No-Contract Plans, Unlocked Smartphones

Choosing the right plan for you is time consuming and can also be a hassle. We've done the research and you may save over $1,000 each year! Be sure to check out our no-contract Smartphone plan article: How to Find the Best No Contract Smartphone Plans where we compare all of the major network carriers. Check out our How to Buy an Unlocked iPhonearticle to learn what it means to have an "Unlocked" Smartphone.

About Apple iPhone 6S Plus:

The Apple iPhone 6S Plus comes with a new faster Apple A9 processor (ironically made by Samsung) and runs on iOS 8. It has a a longer, larger 5.5" Retina display with Force Touch, a fingerprint-resistant oleophobic coating. Cnet calls the redesign "sharp, slim, and feather-light."

However the iPhone 6 Plus's new improved Lightning connector makes older docks and chargers obsolete. On the plus side, the new connector is a bit smaller, a little more rugged and easier to use than the previous one.