If you have bad credit and you’re looking to take out a personal loan, you’re in for one unpleasant surprise. It’s not going to be easy to get approved for a loan considering your poor credit history. You may be better off foregoing the loan than get rejected and leave a trail on your credit…

Saving money for the future, for an investment or for a vacation shouldn’t be that hard if you do it on a daily basis. Like with any worthy goals, it’s all about developing the right habits. When these habits become ingrained as part of your lifestyle, saving for anything you have in mind should…

Payday lenders have been under fire for as long as payday loans have been around. Lenders were investigated for their questionable lending practices. The high cost of the loan itself has always been debated with more people questioning the unreasonable interest rate attached to a short term unsecured loan. After a 20-month long investigation, it…

If you are to choose between saving money and paying off your debt first, which side will you pick? Financial experts are divided on this matter so it’s no surprise if you wouldn’t know which one is financially wiser to op for. Some experts will tell you to save money first so you have a…

Do you know why banks and lenders are getting richer and us borrowers getting poorer by the day? It’s because of the hefty interest rates they slip in on our personal loans and other debts such as credit cards. Credit cards, in particular, when used irresponsibly can drown us in high interest rates. Toss in…

Are you having a hard time hooking up with a personal loan because of bad credit? Well, worry no more. Below are five ways to get around your bad credit score and get approved for a suitable loan for your needs and budget: Borrow from family or friends Whether you need quick cash to…