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Summary

This presentation from OppenheimerFunds is designed to help illustrate how fixed income investments that may be used to generate income in retirement. Using a framework to analyze various areas of the fixed income landscape, like investment-grade bonds, international bonds, and others, this presentation will show how these can fit into your retirement planning. The program is designed to help investors understand the fundamentals and key drivers of various markets and where the OppenheimerFunds investment teams see opportunity today.

Speakers

Timothy Horsburgh develops and communicates the firm’s economic outlook and investment insights. Additionally, he researches and creates thought leadership for the firm. These pieces articulate the firm’s thematic viewpoints. Mr. Horsburgh began his career at OppenheimerFunds in 2010 and works with the capital markets team. Previously, Mr. Horsburgh worked in roles in the U.S. and Asia. Mr. Horsburgh holds a B.A. in both economics and government from Cornell University in Ithaca, New York.

PLEASE READ THE IMPORTANT DISCLOSURES BELOW.

Past performance is not an indication of future results.

The material provided by E*TRADE Financial Corporation or any of its direct or indirect subsidiaries (E*TRADE) or by a third party not affiliated with E*TRADE is for educational purposes only and is not an individualized recommendation. The information contained in the third-party material has not been endorsed or approved by E*TRADE, and E*TRADE is not responsible for the content. This information neither is, nor should be construed as, an offer or a solicitation of an offer to buy, sell, or hold any security, financial product, or instrument discussed herein or to engage in any specific investment strategy by E*TRADE.

All bonds are subject to interest rate risk, and you may lose money.

High-yield, non-investment-grade bonds involve higher risk than those that invest in investment-grade bonds. Adverse conditions may affect the issuer’s ability to pay interest and principal on these securities and, as a result, they may have a higher probability of default.

Non-US investments carry certain risks, such as price volatility, currency risk, market risk, interest rate risk, and credit risk. An investor should fully understand these risks before making an investment.

The E*TRADE Financial Corporation family of companies provides financial services, including trading, investing, investment advisory, and banking products and services, to retail customers.

OppenheimerFunds and E*TRADE Securities are separate and unaffiliated companies.

Securities, investment advisory, commodity futures, options on futures and other non-deposit investment products and services are not insured by the FDIC, are not deposits or obligations of, or guaranteed by, E*TRADE Bank or E*TRADE Savings Bank, and are subject to investment risk, including possible loss of the principal amount invested.

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