Now this happened a long time ago, so the exact details are a little fuzzy. Somehow I remember having an available balance for a cash advance, but for some reason I must not have had the credit card with me to actually use it to make a purchase.

I was in a Jam. The only food I had was that bag of chips and that orange I kept staring at.

I began calling the friends to see if they could wire me some cash to hold me over until I was paid the following week. Luckily no one answered on those initial call and I didn’t leave any voice mail.

It was a humiliating experience.

How could a college graduate, someone who is supposed to be smart be in this situation?

Earlier I had called my credit card company and learned they couldn’t send me money to the same city I was in, just in case the card had been stolen.