Financial Prospects (how not to go broke)

This article is actually a great one. The writer doesn’t even mention people who wait for Social Security and suchlike. There was also an article years ago that cited research; the average person (not American) tends to try to spend 10% more than their income. You can’t. Credit cards don’t get it. I’m not giving advice, I’m not one to do it; but think about it. Written large, it’s about the financial condition of the country.