TY - JOURCY - Hradec KrálovéID - 32666UR - https://is.vsfs.cz/auth/publication/7329/csAU - Schlossberger, Otakar - Budík, JosefN2 - In 1995, the phrase "cross-border transfer" was used in the payment system for the first time. The payment service providers, later payment services, have got used to it quite quickly. The payment system started to be divided into domestic, foreign and then cross-border payments as the above concept was introduced. But over time the "cross-border transfer" has somehow disappeared from the "dictionary", in particular, of the banking service providers. The client, in terms of banks, or other providers of payments and payment services will learn that there are domestic (internal) payments, and then foreign (international) payments, in which exists the so-called SEPA (Single Euro Payment Area) transfers or payments. This paper seeks, following a search of expert resources on this subject, to use comparison method of source of law to reflect on whether the concept of "cross-border transfer" is already surviving and is legitimately neglected by banks or other providers of payment services or still has meaning for its clients.TI - Cross-border transfers and their role in payment systemsPY - 2019PB - University of Hradec KrálovéKW - Cross-border Payment, SEPA, Directive, RegulationSN - 9788074357367ER -

SCHLOSSBERGER, Otakar a Josef BUDÍK. \textit{Cross-border transfers and their role in payment systems}. In \textit{Doble-blind peer-reviewed proceedings part II. of the International Scientific Conference Hradec Economic Days 2019}. První. Hradec Králové: University of Hradec Králové, 2019. s.~276-284, 9 s. ISBN~978-80-7435-736-7.

In 1995, the phrase "cross-border transfer" was used in the payment system for the first time. The payment service providers, later payment services, have got used to it quite quickly. The payment system started to be divided into domestic, foreign and then cross-border payments as the above concept was introduced. But over time the "cross-border transfer" has somehow disappeared from the "dictionary", in particular, of the banking service providers. The client, in terms of banks, or other providers of payments and payment services will learn that there are domestic (internal) payments, and then foreign (international) payments, in which exists the so-called SEPA (Single Euro Payment Area) transfers or payments. This paper seeks, following a search of expert resources on this subject, to use comparison method of source of law to reflect on whether the concept of "cross-border transfer" is already surviving and is legitimately neglected by banks or other providers of payment services or still has meaning for its clients.