Yes, a chapter 13 is a good way to manage paying those fines. But it will cost you more money, between the attorney fees and the trustee taking a percentage of every payment. Therefore, it makes more economic sense if you have other debt you can discharge in the bankruptcy.

You could do this by filing Chapter 13, but it might be a lot less expensive to borrow the money to repay these fines. Chapter 13 comes with a lot of fees that can substantially increase the cost to you.

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