A fussy, indecisive individual, prone to procrastination, dithering between tasks,and who is easily distracted and achieves very little. In-two-minds, he/she flops from one thing to another and starts all over again.
"A faffer is the enemy of time, effortlessly consuming it while pretending to be constructive" - Quote

George emptied his rucksack and reordered the contents putting his shaving gear at the top, deciding he would need it first when he got off the plane, changed his mind and replaced it with his route map. What a faffer! At the last minute he wanted a pee, and the airport coach left without him.
Elmerdale was a wet. His girl-friend always had to tell him what to do. Left on his own he would faff his life away with trivial, unimportant tasks, getting in a muddle, forgetting the things that mattered. He polished his glasses three times before a stranger at the next table reminded him he had cleaned them already and pointed out his shirt cuffs were soaked with tea.