The World Of Hyatt Credit Card Review

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If you have been looking to pick up a new hotel co-branded credit card, then the options have been plentiful this year. Hilton revamped their entire lineup and with Marriott’s acquisition of Starwood, they have begun offering a new selection of consumer and business credit cards.

Now, Hyatt has joined the party with the release of The World Of Hyatt Credit Card from Chase. For anyone that is a fan of Hyatt hotels and enjoys earning elite status, this might be the card for you. Keep reading as we dig into all the benefits you’ll receive from this new Hyatt credit card.

How This Card Works

You can earn up to 60,000 points when you sign up for the World of Hyatt credit card. This bonus will be earned in two stages.

You will receive 40,000 points after spending $3,000 in purchases within three months of opening your account.

You will receive an additional 20,000 points after spending a total of $6,000 in purchases within the first six months.

This is a big improvement from the old Hyatt credit card that offered 40,000 points and another 5,000 points when you added an authorized user to your account. The initial spend requirement is higher with this new World of Hyatt credit card, but since it gives you six months to complete it’s well worth the additional points. Since this is a limited time offer I would expect the signup bonus to decrease slightly in the future.

The signup bonus is nice, but the ability to earn points on every purchase is where some will really find this card beneficial. Not only are you going to earn more on Hyatt purchases, but you will also receive bonus points for new categories over the old Hyatt card. The earning rates on purchases are as follows:

4 points per dollar on Hyatt purchases

2 points per dollar on airlines tickets purchased directly from the airline

2 points per dollar at restaurants

2 points per dollar spent on fitness memberships and at gyms

2 points per dollar on local transit and commuting which includes taxis, rideshares, public transportation and tolls

1 point per dollar spent on everything else

If you are currently paying for a gym membership then this is going to be an exciting card for maximizing your spend each month. This is the only card that currently offers a bonus for fitness memberships.

If you frequently stay at Hyatt properties and enjoy having elite status, the new World of Hyatt credit card is going to put you on the fast track. You’re going to automatically receive Discoverist status and five elite qualifying nights just for being a cardholder. You will then have your chance to earn either Explorist or Globalist status. For every $5,000 you spend with your card, you will receive an additional two qualifying nights toward the next elite level.

One of the more popular features of the old Hyatt credit card was the free night certificates you could receive on your cards anniversary. These could be redeemed at any category 1-4 property. This perk is still available on the World of Hyatt credit card, but now you also have the ability to earn a second free night when you spend $15,000 or more during your cardmember year.

Upgrading an Old Hyatt Credit Card

If you currently have the old Hyatt credit card there is good news and bad news. The bad news is that Chase will not allow you to have both the old card and this new World of Hyatt credit card. However, the good news is they will allow you to upgrade.

If you choose to upgrade, you will be given 2,000 bonus points. Not the greatest, but still something.

There is potentially another option available to current Hyatt cardholders. Chase limits the signup bonus on most of their credit cards to once every 24 months. If it’s been more than two years since you received the bonus on the old Hyatt card, you could look into the possibility of closing your current card and applying for the new World of Hyatt Card.

One other thing to consider is the infamous 5/24 rule from Chase. For those of you not familiar, Chase is known to limit approvals to anyone that has opened more than five credit cards in a rolling 24-month period. Right now, it’s believed, but not confirmed, that the World of Hyatt card does not fall under this rule.

Disadvantages

This card comes with an annual fee of $95, which is not waived the first year. But when you consider the signup bonus, earning potential on purchases, and the free night certificates, $95 almost seems like a bargain.

Bottom Line

Like most hotel co-branded credit cards, The World Of Hyatt Credit Card isn’t going to be for everyone. But if you frequently stay at Hyatt properties, then this is a card you need to consider. It has a huge signup bonus, great earning potential on purchases, and the ability to earn two free night certificates each year. It’s also a major improvement over the old Hyatt credit card.

Editorial Note: The information related to The World Of Hyatt Credit Card has been collected by Credit Cards Explained and has not been reviewed or provided by the issuer of this card.

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ABOUT THE AUTHOR

Sean Bryant is a Denver based freelance writer specializing in travel, credit cards and personal finance. With nearly 10 years of writing experience his work has appeared in many of the industries top publications. He holds a bachelor of arts degree in economics. He also runs OneSmartDollar.com. When not working Sean enjoys spending time with his wife, daughter and dog Charlie and can frequently be found on his bike or snowboard.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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EDITORIAL NOTE

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Credit Cards Explained may earn affiliate commissions from our partners on this page. These commissions do not affect how we select, rate, or review products. To find out more, read our complete terms of use.