Keep in mind, however, that it’s not all bad; some occupations are actually eligible for discounts.

So who gets in the most car accidents? Well, though “student” isn’t exactly a profession, this group is by far the worst, with an average of 152 accidents and 87 speeding tickets issued annually for every 1,000 drivers (why is car insurance so high for teenagers?).

Not far behind are doctors, averaging 109 accidents and 44 speeding tickets annually per 1,000 drivers; this one makes sense because they’re typically driving late at night and in a hurry.

Lawyers hold the second spot, with 106 accidents and 37 speeding tickets per 1,000 drivers, followed by architects with 105 accidents and 72 speeding tickets.