Lines of Credit

A Line of Credit from The Rising Tide provides seasonal working capital or funds for inventory management, and is available to both start-up and existing businesses.

For short-term capital needs, a line of credit from The Rising Tide is ideal. Whether you’re a landscaping business trying to make payroll during the winter, or a retail store looking to stock up on inventory before the holidays, a line of credit can provide the working capital you need during a dry period to capture the inevitable income when the season turns.

Loans range from $3,000-$15,000 and borrowers are eligible to borrow again after just a single day at zero balance—no need to maintain a zero balance for 30 days.

Who is eligible?

All small businesses may apply for a Rising Tide Line of Credit.

How much can I borrow?

Loans range from $3,000 to $15,000.

What can the loan be used for?

These loans are primarily used for short-term capital needs.

How do I apply?

Download and complete these application materials. If you need assistance, feel free to contact us. We encourage all potential applicants to read our FAQs.