According to ENews online, Blake Lively and Ryan Reynolds welcomed their second child. Blake and Ryan already have one small daughter that Ryan gushes about constantly – have you seen his Twitter feed? – and, according to reports, they were very happy to add to their growing family.

Although the celebrity couple has undoubtedly taken precautions to protect their children should anything happen to either or both of them, the entertainment news may serve as a catalyst for discussion regarding one very important question all parents should be asking: what will happen to my young children if I die?

While it’s not something anyone really wants to think about, estate planning not only protects a person’s assets, it can also protect underage children. Including a trust for minor children in your estate plan will ensure that they are taken care of should something happen to you. This trust does not necessarily need to be complicated and can be used for everything from supplies for school to tuition payments and doctor’s appointments.

Creating an estate plan isn’t just something celebrities and the wealthy can do to protect their families; it is something everyone should consider.