Car Insurance

You Can Count on Us

Have you experienced inconvenient roadside emergencies and loss and damage claims? Find the best car insurance solution that promptly answers to your needs. We have a selection of packages ranging from the simplest to the most complete paired with unique benefits and services that you can count on for emergency assistance and quick claims processing.

Compulsory Thid Party Liability Insurance

​Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.

CTPL with Road Assistance

Car insurance for vehicle owners looking for the simplest solution. This package provides the Compulsory Third Party Liability coverage and Road Assistance, an assistance service that takes care of all roadside and accident assistance needs through a dedicated hotline number. This service is provided by IBERO ASISTENCIA, a MAPFRE sister company, the leading assistance service provider in the country.

Auto Liability Insurance

Liability Guard: Extra Coverage for Third Party Liability

​Car insurance for vehicle owners looking for extra liability coverage on top of the Compulsory Third Party Liability or for liability coverage even for vehicles over 8 years of age. This package covers liabilities arising from damage to someone else's vehicle or property, and bodily injury or death to a third party. Includes cover for Unnamed Driver and Passenger Personal Accident.

Comprehensive Car Insurance

Provides protection against accidental loss and damage to the vehicle due to: accidental collision and overturning, fire and lightning, explosion, theft and burglary; self ignition and malicious acts by third parties

Covers Legal Liabilities for third parties in case of death or bodily injury; physical damage to properties arising for the use of the insured vehicle

Provides protection against accidental loss and damage to the vehicle due to: accidental collision and overturning, fire and lightning, explosion, theft and burglary; self ignition and malicious acts by third parties

Provides coverage for Acts of Nature including earthquakes, typhoon, flood and other convulsions of nature

Covers liabilities arising from damage to someone else's vehicle or property, and bodily injury or death to a third party

Comes with FREE additional benefits

Comparative Table of Coverages and Benefits

Compare the different coverages and benefts of each of our car insurance solutions and choose the best one for you.

Insurance Solutions

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Coverage

CTPL

Auto Liability

Comprehensive Car Insurance

Comprehensive Car Insurance with AON

Compulsory Third Party Liability

Optional

Optional

Optional

Excess Liability Insurance: Bodily Injury

X

Combined Limit of Php 200,000 for Bodily Injury and Property Damage

Php 200,000

Php 200,000

Excess Liability Insurance: Property Damage

X

Combined Limit of Php 200,000 for Bodily Injury and Property Damage

Php 200,000

Php 200,000

Loss and Damage

X

X

FMV / SRA

FMV / SRA

Acts of Nature

X

X

X

FMV / SRA

Unnamed Passenger Personal Accident

X

Up to Php 50,000 Per Passenger

Up to Php 50,000 Per Passenger

Up to Php 50,000 Per Passenger

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Key Benefits

CTPL

Auto Liability

Comprehensive Car Insurance

Comprehensive Car Insurance with AON

Auto Rapido (Fastest and Most Convenient Claims Service)

X

X

Road Assist

X

X

Security Glass Etching (Proven Car Theft Deterrent)

X

X

Legal Assistance

Cost of Bail Bond

X

Php 10,000

Php 10,000

Php 10,000

Road Assist

X

X

Increased Towing Expense

X

X

Disclaimer: For packages with more benefits, please get in touch with us.

Why Choose MAPFRE INSULAR for My Car

Free Additional Benefits

We have free additional benefits and services that expedite your claims processing and provide extra protection and assistance for you and your car. Find out more by clicking on the links below.

Insurance can vary in coverage and benefits, but the one point of contact that will tell the difference from one insurance company and the other is in the journey with your insurance provider when the time comes for you to call upon your insurance policy.

Did you know that 1 out of every 4 car owners needs to use his or her insurance every year?. It is during this moment wherein you have to claim that the real difference between one insurance provider from another surfaces.

Disclaimer: This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE INSULAR.