Cash loans richmond nsw

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FHA is very specific about the source of the gift funds so be sure and discuss the details with your mortgage professional. Employment. Lenders like to see stability in a borrower and FHA is no different. FHA requires a two-year work history, preferably with the same company or at the very least the same industry. Citizenship Status. In order obtain an FHA-insured mortgage, you must be a United States citizen and a resident of the area in which you will be signing the mortgage documents.