One-Time Credit Cards

This last month I’ve had four different individuals ask for donations to worthy causes. I don’t mind supporting all these different groups, but giving out my credit card number online to different groups is not something I like to do.

Also using a credit card online, does seem to be a bit dicey these days. Hackers are getting into company databases and while you do have recourse when you have a credit card, the hassle factor makes things more difficult.

One way to keep your credit card safe is to use one-time credit card numbers. Then if someone does steal or hack that number they won’t be able to charge anything to that account.

Citibank is one of the credit card companies that have this feature and I set up a credit card with them just to get this feature. I use fake answers for the Security Questions. After you get the card, you can go online and receive a one-time credit card number which will be charged to your regular account.

I did this and while it does involve an extra step and a couple extra minutes, it does give you peace of mind that your main credit card is safe.