Do we treat it like the fun of Play-Doh, or of unwanted waste that we screw up our faces in disgust and come crying to wash it off immediately? What were we like as children – uncaring, carefree, without a mind to the soil that we mix with water and other wet substances about and around the orifices of human cavities; or, with a hint of a smidgeon that lightly touched upon the soles of our shoes, did we come crying to return to an antiseptic precondition of artificiality?

The mud of life is the stuff of movies; we can romanticize it, serialize it into a best-selling paperback novel (skipping over the formality of a hardback in order to sell to the masses), and even turn it into a weekly television series; but in the end, what it means is that we are stuck in a rut at a gas station in the middle of a desolate desert with no money and no prospects.

That is the metaphor of the phrase itself; there is little hope and even a fewer scintilla of a possibility of a potentiality to hope; many times removed, the mud of life is that period that we all hit now and again, where movement forward will never occur, and misery is the fated future forever and a day, beyond the drudgery of an eternity of toil, like the Myth of Sisyphus when the gods condemned him to an existential angst of eternal turmoil.

What can be done about the mud of life?

Like the quicksand in old jungle movies where the thrashing victim is unable to recognize that the greater the exertional motions applied, the sooner the doom of drowning, the best that one can do is to simply plod along, place one foot in front of the other, and somehow manage to get through each day.

Medical conditions tend to do that; they remind us that the mud of life comes more often than we want to realize, and it can be a state of earthly hell without the promise of tomorrow’s paradise. Enduring it is the best way to get out of it, and then to systematically plan to move beyond. But what constitutes the “beyond” is the question, for many. Medical conditions make us realize that there is little point in tomorrow if you can’t even get through today; but even in that moment of being stuck in the mud of life, it is important to plan for tomorrow, if only because it allows you to get through the drudgery of today and seeing beyond to a point of some hope for the future.

For Federal employees and U.S. Postal workers who suffer from just such a mud of life, where a medical condition is preventing the Postal or Federal worker from performing one or more of the essential elements of his or her position, the way out of the mud of life may be to prepare, formulate and file an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Whether you were once a kid who loved playing in the mud, or came crying home because of the dirt of earth’s detritus, as an adult it is time to plan for your future, and preparing an effective Federal Disability Retirement application may be the best first step to move forward and wash away that mud of life’s misgivings.

We tend to delay that which we know is best for us, and embrace the moment for which we pay a dear price. Man was created to engage projects; a purpose for life, a value for living, a reason to live. Why it is important to initiate, continue, accomplish and involve, are considerable in quantity: to make a living; to be compensated for work employed; to create and construct for the betterment of community and the greater world; and not merely because Heidegger posits that it is to avoid our mortality and the inevitability of our fate.

It is a worthwhile endeavor, and not something to be ashamed of. It is, however, when the focus upon tomorrow’s project becomes all-consuming such that it takes priority over health, family and self-preservation that something becomes dangerously and irrationally askew, then such prioritizing of life’s opportunities is undermined by an obsessive culture of a singular focus towards self-destruction.

Tomorrow’s project may need to be delay, or abandoned altogether. Whether we make decisions in life by prioritizing through some category of rationality, or life forces such rearrangements by the compelling introduction of sickness, deterioration of health, or a traumatic turn of events, issues delayed or otherwise avoided tend to come back to remind, irritate or others demand.

There is never an end to human projects; if fear of exhausting the human capacity to devise is ever questioned, such a query is akin to puzzlement of philosophical questions consistent throughout Western history – each generation revives the conundrums of the past precisely because that is what it means to be human.

For Federal employees and U.S. Postal workers, there is no difference in kind or type; like all other workers and bee-like busy-ness in this universe of activity, the list of “tomorrow’s” projects is long and often left to a haphazard delineation not intended to be categorized in any rational priority of accomplishments.

Events, however, tend to force things upon us otherwise left unattended, and preparing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often one of those “tomorrow” projects cast aside to be delayed – until that life event compels action. Perhaps the delay is rationally-based; perhaps it is a procrastination of necessity; or, more likely, a necessity that is avoided like the plague of yesterday until the symptoms of decay and destruction compel the magnification to the forefront of our lives.

Admitting and submitting to an inevitable concern previously left for tomorrow is never a pleasant concession, but at some point, tomorrow’s project delayed – especially the necessity to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management – may become today’s necessary action required immediately; and, in that event, it may be wise to seek the counsel of a lawyer who specializes in Federal Disability Retirement law.

It is the grammatical interjection or discourse marker; in either usage, it is in response to some new or surprising information received. Thus do we often encounter that individual (we all know of at least one) who, sitting silently, idly and unnoticed throughout, suddenly perks up after all (or most) of the work has been done – whether in preparation of a meal; cleaning up after the dinner party; or where the main elements of a project have just been completed. And the uninvited interjection: “Oh, can I help?”

There may even be a hint of clever knowingness in the eyes emanating from that query – of a challenge and defiance, to dare one to questionthe sincerity of the offer, even when the history of that singular uniqueness has many times over manifested a consistency of never having acted upon the discourse marker.

Yet, we are required to graciously accept it as sincere, and to respond with resignation that, No, there is nothing more to do, but Thank You for the offer, anyway. For, we all know that the test of sincerity is not words upon words, but rather, that individual who, without uttering a single word, gets up and acts, and engages, participates, contributes and embraces with nary a muttering. It is the pause between the utterance and the action that makes all of the difference, in common discourse as well as in everyday lives.

There are many, many people who interject with the “Oh, can I help?” but fewer still who act without words unnecessary and unappreciated because of humility in silence.

It is that chasm between word and act, utterance and initiation, a cocoon existence in the silence of one’s thoughts and the breach of entrance into the objective world around – or, for Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management: the gap between the suffering silence of a medical condition and taking that step in preparing an effective Federal Disability Retirement application, which can be an administrative process that can take many months, and sometimes years.

It is well and good for the individual who consistently utilizes the discourse marker to avoid entanglement in undesirable projects, but when it begins to harm one’s own interests, then it is time to not merely utter a sentence, but to prevail upon the world and act upon the need.

For the Federal employee or U.S. Postal worker who, because of a medical condition which prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, can no longer continue in the career or vocation of choice, the grammatical interjection of, “Oh, can I help?” should immediately be followed with initiating the steps necessary to secure one’s Federal Disability Retirement application, by making inquiries with a lawyer who has experience in Federal Disability Retirement law.

Before going “whole-hog” with anything in life, the greater wisdom often confirms that we should try and obtain a differing perspective on the matter, if only to affirm the correctness of our own, or to consider the fissures and weaknesses we are blind to. Wise people seek wisdom; fools travel down roads not merely untested, but even unprepared. Such a tautology is a mere self-evident fact of life, but we nevertheless follow blindly where the blind leads.

If an individual discounts the criticisms of everyone else, then the wisdom one holds is merely the price of one’s own mistakes, and so long as others are not required to pay for them, the pathway to disaster can be easily paved without involving the toil and anguish of others.

One may query: assuming it is wise to seek the input of another, how does one nevertheless know that such a differing viewpoint is “helpful” at all? What if that other perspective is even worse of a disaster than my own? Such a question, of course, is likely asked in a vacuum; for, there are varying indicators that one may discern in seeking advice from others – reputation; demeanor; knowledge previously revealed; capacity to listen; established specialty in a particular field, etc.

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset – the need to seek the helpful “other” perspective is often a necessary prerequisite.

Why?

Because, when a medical condition is impacting one’s health – whether singularly physical, or mental or a combination of both – the debilitated state that one experiences often provides a skewered perspective, and that is why garnering and employing the advice of an attorney who is experienced in Federal Disability Retirement Law is often a necessary component of the process.

Yes, there may well be those rare “slam-dunk” cases, whether gathering and submitting the medical records alone will obtain an approval from the U.S. Office of Personnel Management. But, then, everyone who files a Federal Disability Retirement application believes his or her submission to be just that – undeniable, unequivocally established, and unassailably confirmed.

The heightened problems emanating from a chronic medical condition cannot be quantified; as the medical issues themselves become exacerbated while attempting to work and engage in other “major life activities”, the pain, psychiatric debilitation and interruption of things once taken for granted, become all the more magnified and exponentially exaggerated in significance, relevance and focus of daily contention. Or, to put it in more common parlance, it makes us grouchier as the day goes.

Federal Disability Retirement is a benefit offered for all FERS employees (and any in the older CSRS system who may still be around – a rarity, like dinosaurs and gnomes of past ages), and is meant as a progressive paradigm of inestimable worth. Unlike other systems of compensation, it encourages the (former) Federal or Postal employee to seek employment in the private sector, because the generous allowance that the former Federal or Postal employee can make up to 80% of what one’s former salary currently pays, on top of the annuity itself, allows for “the system” to be a self-paying entity, because such individuals then pay taxes and contribute “back into” the very system which is being accessed.

The fact that it is such a thoughtful, progressive system is rare – for, government bureaucracies tend not to embrace an insightful program of wider application, but this is a case in point where the system “works”.

That being said, the Federal or Postal employee who continues to try and extend one’s career in the Federal sector or the U.S. Postal Service by “hoping” – and, do not misunderstand, for hope as an element of human focus for events yet to occur, is a good thing – that the medical condition will get better, and thus to delay initiating the complex process of preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, does so at the peril of self-focusing immolation.

The point of getting Federal Disability Retirement benefits is just that – to be able to attend to the medical condition itself; to attain restorative sleep; to not be embroiled in the vicious cycle of having to work at a job where one or more of the essential elements of one’s positional duties cannot be met because of the medical condition itself, and therefore a stark reminder, on a daily and sustained basis, upon one’s self, the limiting aspects of the medical condition, and the inability to escape the constant gravitational dissection of “me, myself and I”. That’s the rub, isn’t it?

As you try and get better, those around you – supervisors, coworkers, etc. – begin to harass, criticize and compound the problem by redirecting your shortcomings resulting from the very medical conditions from which you are trying to get better. Federal Disability Retirement is the next step in that process – where, once attained, the stress of focusing upon one’s self is relieved by being able to actually focus upon what is important: one’s health, and the pathway to a secure future through getting approved for Federal Disability Retirement benefits.

Seven False Myths about OPM Disability Retirement

1) I have to be totally disabled to get Postal or Federal disability retirement.
False: You are eligible for disability retirement so long as you are unable to perform one or more of the essential elements of your job. Thus, it is a much lower standard of disability.

2) My injury or illness has to be job-related.
False: You can get disability even if your condition is not work related. If your medical condition impacts your ability to perform any of the core elements of your job, you are eligible, regardless of how or where your condition occurred.

3) I have to quit my federal job first to get disability.
False: In most cases, you can apply while continuing to work at your present job, to the extent you are able.

4) I can't get disability if I suffer from a mental or nervous condition.
False: If your condition affects your job performance, you can still qualify. Psychiatric conditions are treated no differently from physical conditions.

5) Disability retirement is approved by DOL Workers Comp.
False: It's the Office of Personnel Management (OPM) the federal agency that administers and approves disability for employees at the US Postal Service or other federal agencies.

6) I can wait for OPM disability retirement for many years after separation.
False: You only have one year from the date of separation from service - otherwise, you lose your right forever.

7) If I get disability retirement, I won't be able to apply for Scheduled Award (SA).
False: You can get a Scheduled Award under the rules of OWCP even after you get approved for OPM disability retirement.