Provident's first foray outside its Baltimore base into D.C. began with the 1997 purchase of Citizens Savings Bank. Provident made the leap across the Potomac into Northern Virginia in 1999 and the first branches were built inside Provident's new partner, Shoppers Food Warehouse. Today, over 40 percent of Provident's nearly 150 offices are in-store branches. On June 1, 2004, the purchase of Southern Financial Bank was a ultimate step that completed Provident's now-familiar marketplace of bank offices that reach from Greater Baltimore, throughout Greater Washington, and into Central Virginia. As the largest independent commercial bank in Maryland, Provident Bank looks forward into the future of remaining the right size bank for building relationships.

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