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BestFind.com.au provides factual information in relation to financial products. While
BestFind.com.au
attempts to make a wide range of products and providers available, it may not cover all the
options available
to you. Moreover, we cannot be responsible for changes made to this information by product
providers and/or
inaccurate information obtained from a product provider. All product information comes from the
product
provider or publicly available information and to the best of our knowledge is correct at time
of publishing.
The information published on BestFind.com.au is general in nature only and does not consider
your personal
objectives, financial situation or particular needs and is not recommending any particular
product to you. If you
decide to apply for a product you will be dealing directly with that provider and not with
BestFind.com.au.
BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking
up any
financial product offer. For more information please see BestFind.com.au's Terms of Use and
Services Guide.

How to apply for a Bank Australia credit card?

If you’d like to apply online for a Bank Australia credit card, just scroll up and click on “Learn more” to be taken to Bank Australia’s secure online application form. Before you apply, be sure to learn about Bank Australia’s credit card products, fees and eligibility criteria. Give yourself around 30 minutes to complete the credit card application.

Bank Australia’s credit card eligibility criteria

Before you apply for a credit card, be sure to understand and meet the Bank Australia’s eligibility criteria. Below is high-level overview of Bank Australia’s criteria:

Bank Australia’s minimum requirements for a car loan

Minimum age of 18

Earn the minimum annual income requirement

Have a good credit rating

You’re an Australian citizen, a permanent Australian resident or a valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the Bank Australia branch or online, make sure to have the following details and documents nearby:

Employment information: Your annual income and savings account statements. Your current employer’s name, contact name and phone number

Liabilities & debts: Your ongoing expenses such as day to day living expenses (think child care, food, transport costs) and any other credit cards you may have.

If you’re self-employed, you will also need to provide:

Other things to keep mind when applying

Approval time takes between 0 hours (instantaneous) and 10 business days

It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit

Other credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Bank Australia credit card

There are many additional factors Bank Australia consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

Smart ways you can use your Bank Australia credit card

Credit Cards are a smart way to buy goods and services, and allow you to cover unexpected expenses as well as build up your financial reputation.

Here are some tips on how to make good use of your Bank Australia credit card:

Always pay your credit card on time

Set a credit limit that works for you, not for the bank

Regularly check your credit card statement

Never contract an additional credit card with another bank to make ends meet

Check the terms and conditions very carefully. Yes, read the fine print!

If you need to cancel your credit card, ask your bank their process to do so