Loan Rates

Rates are posted as a convenience to our members in making financial decisions. Loan rates are effective January 25, 2018 and are subject to change without notice. All rates and terms are subject to credit approval. Contact the credit union office for terms & details or if you need further information.

New Auto Rates

Term

Annual Percentage Rate (APR)

0-24 months

2.75

25-60 months

3.29

61-72 months

3.29

73-84 months

3.29

Used Auto Rates Model year 2017 - 2015

Term

Annual Percentage Rate (APR)

0-24 months

2.89

25-84 months

3.29

Used Auto Rates Model year 2014 - 2011

Term

Annual Percentage Rate (APR)

0-24 months

2.99

25-84 months

3.69

Used Auto Rates Model year 2010 - 2008

Term

Annual Percentage Rate (APR)

0-24 months

3.25

25-60 months

4.25

Used Auto Rates Model year 2007 - Older

Term

Annual Percentage Rate (APR)

0-24 months

5.00

25-60 months

6.00

Other Loan Rates

Type

Annual Percentage Rate (APR)

Share Secured

2.95%

Credit Line

10%

Personal Loan with Co-signer

8%

VISA Credit Card

9%, 13%, 18%

Please be advised that PHB Employees FCU strives to maintain its website with the most current rate information available, however PHB Employees FCU makes no guarantees and assumes no liability for any errors contained herein or for failure to update information on the website. Please contact our office for the most current rate information.