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Boozy Brits risk car insurance on Christmas jaunts

11 December 2008 / by Rebecca Sargent

Brits are putting their car insurance at risk as they travel abroad to stock up on Christmas booze, research from esure has revealed.

Of the estimated 2.3 million British motorists planning to cross the channel on a mission to buy cheap booze in time for Christmas, more than half could be driving illegally and putting their car insurance at risk.

According to esure car insurance, around 3.6 million motorists admitted to not knowing the speed limit abroad, putting themselves at risk of fines and penalties which could affect their car insurance.

In addition, 57 per cent of motorists drive illegally when abroad by forgetting regulations such as carrying a warning triangle in a car in Europe and failing to make headlamp adjustments.

Brits are also making the wrong assumption that their motor car insurance cover will be the same abroad as it is in the UK, when most policies only offer a minimum level of cover abroad, and some do not offer any at all as standard.

Mike Pickard, head of risk and underwriting at esure car insurance said: "It's important for motorists who are planning a booze cruise to make sure they read up on the different motoring rules and regulations beforehand to help avoid being issued with any unwanted fines across the channel.

"When planning to take a car to Europe, it is also crucial for motorists to call their insurer and tell them that they want to extend their level of cover for driving abroad," he urged.