Good Medicine

Three top financial advisors tell how to manage your health-care expenses for the long term.

Plenty has been said about the difficulty of investing for -- and in -- retirement. Safe, reliable, income-producing investments are harder and harder to come by, forcing many investors to take more risk than they're comfortable with. But that's not the biggest problem.

There's a sea change afoot in the retirement arena, and it's as much about your physical health as your financial health. Health-care costs are eating up an ever bigger chunk of retirees' nest eggs, and if you're not factoring that into your retirement...