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Nationally, cost increases for employers who offer health insurance plans will average 8 to 10 percent. In the Kansas City area, employers’ 2009 costs are going up as much as nearly 30 percent.

We are heading into health insurance renewal time for many businesses. The Kansas City Star published an article this week describing the pain being felt by local businesses. I’m not surprised that local brokers are saying many of their clients are contemplating dropping insurance altogether due to these increases.

When businesses re-allocate their healthcare dollars to purchase an HSA qualified High Deductible Health Plan (HDHP) which and put the premium savings into the employee’s Health Savings Accounts (HSA), there is a built-in shielding of the huge premium increases usually associated with health insurance renewals.

Over 95% of my clients elect HSA qualified plans.

Maybe that’s why my HSA clients don’t drop their health plans!

“The Right Way to HSA” Seminars are being held this week Thursday October 2nd in Overland Park at 7pm and Friday October 3rd in St. Joseph at 12 noon. If you would like to see why over 6 million Americans have already made the move to HSA qualified insurance plans, please RSVP by visiting our website www.missionHSA.com or by calling our office at 913-432-2732 ext. 110.

Keep in mind that moving your January renewal up to December 1st can allow HSA contributions to be deducted from your 2008 taxes!

What Is An HSA?

A Health Savings Account (HSA) is a tax-deductible account to which you can contribute to save for future medical expenses or to pay for any day-to-day, qualified medical expenses permitted under federal tax law...[More]

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