About Yes Bank

The capital of India is blessed with so many things and one such talk of the town topic is the fact that the city has many financial lenders to fulfill the varied needs of all. When it comes to the best lenders in the capital, Yes Bank is the names that come to the mind. This full-service commercial bank being formed in the year 2004 has been grabbing the attention of all due to its unmatched services, innovative products and technological advancements. This is the reason that the lender since then caters the diverse needs of all via its best of products related to Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business.

Moreover, by following the footprints of Mr. Rana Kapoor and Late Ashok Kapur, it would not be wrong to say that this reputed bank with its enormous range of unique products makes sure that all your needs can easily be fulfilled in the least time frame. This is the reason that this bank since its inception has been grabbing the eyeballs of one and all in order to avail the best financial services in the city. In order to know more about Yes Bank loans in New Delhi, go to the page below.

Yes Bank New Delhi Branches

Branch Name

Complete Address

IFSC

MICR

Customer Care

Chanakyapuri, New Delhi

48, Nyaya Marg, Chanakya Puri, New Delhi - 110021

YESB0000003

110532002

Rajori Garden, New Delhi

Ground And First Floor, A - 42, Vishal Enclave, Opp To Tdi Mall New Delhi

Products Offered by Yes Bank in New Delhi

People in New Delhi can get various financial products in a hassle-free manner as Yes Bank is there to help them out. The bank offers different products such as car loan, loan against property, home loan, personal loan and gold loan to choose from. Moreover, one important thing about these products is the fact that they all come with the certain eligibility criteria that you need to match up. And, to know about them, you can read the page below.

Basic Details of Yes Bank Loans

Product

Eligibility

Interest Rate (in p.a.)

Loan Amount

Tenure

Processing Fee

Home Loan

The applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.

9.60% - 12.00%

₹ 5L-500L

Upto 25 years

1% of the loan amount

Personal Loan

The minimum age of the applicant should be 22 years at the time of taking the loan. The maximum age of the applicant should be 58 years at the time of loan maturity.Net monthly income of the applicant should be ₹25,000. He/she should have minimum 6 months salary account with Yes Bank.The applicant should have 2 years of total work experience.Minimum 6 months experience with current employer is required.

Starting at 10.75%

₹ 200,000- 20 Lakh

Upto 5 years

Upto 2 % of the loan amount

Car Loan

The minimum age of the applicant should be 21 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity. The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.

The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.

10.25% - 12.25%

₹ 1Lakh-500 Lakh

1-7 years

₹ 5,000-10,000

Gold Loan

An individual must be an Indian resident. The minimum age of the applicant should be 18 years at the time of taking the loan. The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.

12.00% – 14.50%

₹25,000-50 Lakh

0.005

Loan Against Property

The minimum age of the applicant should be 23 years at the time of taking the loan. The maximum age of the applicant should be 60-65 years at the time of loan maturity. Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried: The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelines

Upto ₹ 5 crore

Upto 2 % of the loan amount

Documents Required

Product

Documents

Home Loan

Proof of Identity and SignatureProof of Address (Office and Residence)Income Documents: Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years- Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

Proof of Identity and SignatureProof of Address (Office and Residence)Income Documents: - Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years- Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns- Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss Last 6 months bank statement of salary / main operating bank accountDetails of all existing loans Additional Documents in case of Partnership Firms : Partnership Deed Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

Disclaimer: MMPL does not sell any loans on our own and do not charge any fee from any customers/viewers. We advise customers/viewers to choose from best offers from Banks and its advertisers. We do not guarantee any loans as loan sanction is as per Banks and Nbfcs. We suggest all users to never pay any upfront amount for any loan disbursal and if any person who call you as representative of MMPL and ask for any amount report the incident immediately via putting us a mail at [email protected]Read More