Direct Deposit

Payroll checks, federal tax refunds, and Social Security checks can be directly deposited into a FMFCU checking or savings accounts. Whether the entire check or a portion of the check is deposited, the set up is simple.

Get a Direct Deposit Form from your organization and complete the appropriate information.

Use FMFCU’s Routing & Transit Number: 231382306

1. To deposit into a checking account:

Enter the checking account number from the bottom of your checkbook. Enter all number without spaces.

Note: Your checking account number is different from your member number.
The checking account number can be found on your checks as shown below:

To deposit into a savings account:

Savings account numbers are slightly different and randomized. To find your savings account number, log into Online Banking, click on your Savings account, and you’ll see your account number in the details. Another option is to visit your local branch.

3. Return the form to the appropriate department in your organization for processing.

Taxpayers have the option of splitting their tax refunds among up to three accounts held by as many as three different U.S. financial institutions (banks, mutual funds, brokerage firms, or credit unions). It doesn’t matter if you file by paper or electronically.*

To split a refund among two or three different accounts or financial institutions, complete Form 8888. To deposit some or all funds in a FMFCU account, use ABA/Routing number: 231382306