Horizon Financial Group

Josh is a man of integrity, compassion and professionalism with an engaging personality. He is responsive, knowledgeable, thorough, and willing to go the extra distance. We would not hesitate to recommend him. – Rochelle M.

Josh was very responsive, at any hour, even on weekends. He was referred very highly to me. I found him very professional and knowledgeable. I would also highly recommend him. – Jillian H.

I have contacted and used David countless times for guidance and advice on home purchases, rates and mortgage refinancing. What has always brought me back to David at Horizon Financial Group is his approach; He is honest, straightforward and knowledgeable. He never has tried to "sell" me on the latest market trends but instead asks solid financial questions that allow me to see for myself, the best direction – Mark S.

David was absolutely amazing with me. My home purchase was a difficult transaction and David and his team went the extra mile to make sure everything went smoothly. He is definitely someone I will recommend to my family, friends and co-workers looking to purchase a home. – Vikki S

Anthony was wonderful. He responded to my questions quickly, he guided me though the mortgage processes every step of the way and got me a great rate and monthly payment. My daughter was getting a mortgage at the same… which gave me the opportunity to compare and contrast. Anthony was better in every way than the mortgage broker my daughter used. He made getting a mortgage painless. I will recommend Anthony and Horizon Financial Group to anyone who is looking for a mortgage.
– Lois B

Great help! Anthony really goes the extra mile to help you within your budget for your mortgage. Great guy and great transaction! He was able to help me out when no other bank was willing to put the effort into it. – Nina M.

Anthony closed my refinance loan quickly and efficiently. He was always available for any questions that came up throughout the entire loan process. He made sure I locked into a great interest rate and was always professional. I would highly recommend Anthony to my family and friends!
– M. Fitz.

David Levitt is the consummate professional. He went above and beyond to search and secure the best possible rate and situation for us. He was always available to answer questions and provide professional and personal guidance during the mortgage process. He kept all parties constantly informed as to the progress of the mortgage process.Five stars all the way!!– BVH.

I have contacted and used David countless times for guidance and advice on home purchases, rates and mortgage refinancing. What has always brought me back to David at Horizon Financial Group is his approach; He is honest, straightforward and knowledgeable. He never has tried to "sell" me on the latest market trends but instead asks solid financial questions that allow me to see for myself, the best direction – Mark S.

Josh and Horizon were great! Responsive to all of our questions and concerns, worked very hard to get us a great interest rate and to get our mortgage application approved despite my challenging-to-verify self-employment income. Josh responded to all of our inquiries extremely promptly and with utmost professionalism, politeness, and friendliness ... Thank you for making homeownership happen for us, Josh! – J. Hillah

Providing Solutions to YourHome Financing Needs
Here is a sample of the programs we offer:

No monthly PMI with 5% Down (LPMI)

97% Conforming Fixed 3% Down

Fannie Mae Homestyle Rehab Loans

FHA 203K and 203k Streamline Renovation Loan

Providing Solutions to Your Home Financing Needs
Here is a sample of the programs we offer:

Doctor Loans – as low a 5% down

VA – no money down

FHA Streamline Refinance

Investor Cash Flow Loan

Providing Solutions to Your Home Financing Needs
Here is a sample of the programs we offer:

5% Down Jumbo Loan with no PMI

Stated Income/Bank Statement Loan

Fresh Start Loans after bankruptcy or foreclosure less than 1 year

Rate Lock and Shop

Mortgage commitment prior to purchase

Josh was very responsive, at any hour, even on weekends. He was referred very highly to me. I found him very professional and knowledgeable. I would also highly recommend him. – Jillian H.

I have contacted and used David countless times for guidance and advice on home purchases, rates and mortgage refinancing. What has always brought me back to David at Horizon Financial Group is his approach; He is honest, straightforward and knowledgeable. He never has tried to "sell" me on the latest market trends but instead asks solid financial questions that allow me to see for myself, the best direction – Mark S.

David was absolutely amazing with me. My home purchase was a difficult transaction and David and his team went the extra mile to make sure everything went smoothly. He is definitely someone I will recommend to my family, friends and co-workers looking to purchase a home. – Vikki S

Anthony was wonderful. He responded to my questions quickly, he guided me though the mortgage processes every step of the way and got me a great rate and monthly payment. My daughter was getting a mortgage at the same… which gave me the opportunity to compare and contrast. Anthony was better in every way than the mortgage broker my daughter used. He made getting a mortgage painless. I will recommend Anthony and Horizon Financial Group to anyone who is looking for a mortgage.
– Lois B

Great help! Anthony really goes the extra mile to help you within your budget for your mortgage. Great guy and great transaction! He was able to help me out when no other bank was willing to put the effort into it. – Nina M.

Josh is a man of integrity, compassion and professionalism with an engaging personality. He is responsive, knowledgeable, thorough, and willing to go the extra distance. We would not hesitate to recommend him. – Rochelle M.

We are committed not only to making the mortgage loan process as simple and clear as possible but also insuring the individual financial needs of our clients are met at the lowest costs and rates. Being in business since 2000, we have seen many regulatory, licensing, and significant changes to the mortgage industry that are designed to protect the consumer, which we wholeheartedly applaud as a financially responsible lender.

We are efficient, responsive, and above all, honest. Your time is valuable, and we are available to help you at any time, day, night, or weekend to answer any questions or concerns, help with your financial needs, or to give you an update on your loan process.

At Horizon Financial Group, we believe in doing things a little differently, returning calls and emails promptly, providing you every possible, responsible, financing options for your unique needs and most importantly, following through with our promises and delivering exactly what was proposed.

The personalized service we offer separates us from the rest of the pack, and the little things make doing business with us a smooth and hassle-free process especially in this current lending dynamic.

We provide a complete menu of diverse, flexible mortgage programs for our clients based on the variety of their needs. We specialize in FHA, conventional, 203k, Homepath, Homesteps, USDA, JUMBO’s, refinances and seamless purchases.

We create the expectations and deliver upon them every time.We realize there are many companies to choose from.That is why when we founded Horizon Financial Group, our guiding principles were to create an organization that fostered a fresh alternative to lending paired with a relentless client focus, unparalleled knowledge and access to the most wide ranging loan programs in the industry.

We thank you for your interest in Horizon Financial Group, Inc. and look forward to introducing you to relationship lending. After all, it is what you deserve.