EQUIFAX INC.'S ARBITRATION CLAUSE in its terms of service may prevent those involved in its massive data breach from benefiting from a class action lawsuit if they opted in for the company's free one year of protection offered after the announcement of the security lapse. / BLOOMBERG FILE PHOTO/CHRIS RATCLIFFE

NEW YORK - After Equifax Inc. revealed sensitive data on two of every five Americans was compromised in a cyberattack, thousands of users logged onto a website the company had set up to see if they were at risk. For many, the website didn’t even work at first. But for those who got through, a nasty…

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