Most people know that there are a few good sales throughout the year, like Black Friday after Thanksgiving or right before the Fourth of July. But, you might not be aware of the sales cycle that continues throughout the entire year. Because of holidays, trade shows and other factors, certain products usually get significantly marked down around the same time every year. Homesessive explains that the key to getting the best deals is to plan ahead. Check out the list below of when certain products go on sale, so you can plan out your bigger purchases throughout the year and save lots of $$$.

Winter (January – March)

This is the time of year for “white sales,” great prices on pillows, sheets, towels and other linens. Winter is also a good time to look for bargains on electronics left over from the Christmas shopping madness, and you can sometimes get “open box” sales. These are tech gifts that have been opened and then returned.

Spring (April – June)

Spring is also a great time to buy cool stuff because all the retailers run sales when most folks are getting their tax returns back. Make that money last longer by keeping your eyes peeled for deals on stuff like home office furniture, supplies and computers. You’ll also see appliances, home improvement and lawn-maintenance items, like lawnmowers, get marked down, especially in conjunction with Mother’s Day and Father’s Day. And make sure you check out the great Memorial Day sales as well.

Summer (July – September)

The High Point Market show in High Point, NC, is one of the biggest furniture trade shows in the U.S., and takes place in both April and October. A lot of high-end dealers hold great clearance sales to make room for new models. You also might be able to find “public” shopping days at design centers and showrooms that are normally only open to the pros. Then there’s the Fourth of July, Labor Day and back-to-school sales, where you can find anything from gas grills to clothes to school supplies for cheap.

Fall (October – December)

Last is fall, possibly the most important shopping season of all. Fall is the time of year where you’re bound to find just about anything on sale. Dining rooms and dinettes are popular during late October and early November, and of course Black Friday, the day after Thanksgiving, is the best time to get all sorts of stuff for huge markdowns. Once December comes, however, there’ll be a lot fewer sales, because retailers know you’re more focused on finding the right item, at that point, instead of the right price – so make your shopping lists early.

Remember, the final takeaway from this is that you want to be an engaged shopper, planning your purchases in advance, and keeping an eye out for great seasonal buys. Good luck!

Using debit cards can be downright dangerous. By educating yourself, you can take steps to prevent fraud, overdrafts, and other problems that can affect your bank account. Here are some of the dangers associated with debit cards, and what you can do to avoid them.