This article elaborates on how concerns regarding gender in community-based disaster risk management are shaped through interaction between local agents of development and communities in Bangladesh. As women and men have different experiences in disaster, gender concerns should be fully addressed by the community and integrated in the action they take up to reduce disaster risks. The term 'local agents of development' refers to individuals engaged in implementation of development policy in their own community. Recent trends in community-based disaster risk management policy seek what is called a 'whole community approach' engaging various stakeholders such as traditional village elite, 'local civil society' and leaders of community-based organizations - mostly poor villagers supported by non-governmental organizations. Within the context of the historical evolution of community development approaches in Bangladesh, this is quite new in terms of bringing together traditional leaders and poor target groups including women's groups. By drawing from the experience of women and focusing on the functioning of local agents of development during the flood of 2004, the author aims to assess the gaps between the primary concerns of women and those taken up in the risk-reduction action, to see whether, why, and when they have widened or been bridged.