Long‑Term Care Cost Calculator

We cannot predict the future, but we could eventually need caregiving services on a long‑term basis. The cost of receiving these services can jeopardize not only our lifestyle but also our family's lifestyle and the financial security we've spent our lifetime establishing. This calculator is intended to help you better understand the costs of one such event, a long‑term care (LTC) event.

on a long‑term basis. The cost of receiving these services can jeopardize not only our lifestyle but also our family's lifestyle and the financial security we've spent our lifetime establishing. This calculator is intended to help you better understand the costs of one such event, a long-term care (LTC) event. Please adjust the sliders to the right to better understand the potential cost of a long‑term care event and how it can vary by age, place, and length of the event.

Your Current Age

Age at which

LTC Event

Occurs

Length of Care in Years

Home Health Care

Assisted Living

Nursing Facility

Overall Total

Home Health Care

Home Health Care

Assisted Living

Assisted Living

Nursing Facility

Nursing Facility

The purpose of this material is for the marketing and solicitation of insurance.

Long-Term Care Insurance Policy form UU.LTC.(1014). Form numbers may vary by state.
Long-Term Care Insurance Policy form UU.LTC.SN.(1014) is available only in Maryland..
Long-Term Care Insurance Policy form UU.LTC.ML.(1014) is available only in New Jersey, New York, Ohio and Pennsylvania.
Long-Term Care Insurance Policy form UU.LTC.ML.SN.(1014) is available only in New York.
Long-Term Care Insurance Policy form UU.LTCN.(1014) is available only in Massachusetts.
Long-Term Care Insurance Policy form ICC14.UU.LTC.(1014) and ICC14.UU.LTC.SN.(1014) is available only in Colorado.

This policy contains exclusions and limitations.

Northwestern Long Term Care Insurance Company is a subsidiary of The Northwestern Mutual Life Insurance Company (Northwestern Mutual), Milwaukee, WI.

Source of cost of care by state is the Northwestern Long Term Care Cost of Care Survey. December 2015. Long Term Care Group, Inc.

Annual cost of home health aide based on average hourly rate, 8 hours a day, and 365 days a year. Annual cost of assisted living based on average monthly rate for 12 months. Annual cost of nursing facility based on average nursing home private daily room rate for 365 days.

*In California, "Assisted Living" is known as "Residential Care Facility".

Assumption is an estimate; actual inflation may be higher or lower than 5%.