WHAT DOES HEALTH INSURANCE COVER?

Do you know what’s covered by your health plan? You can find out what’s covered (and the costs you’ll pay for services) when you review your health plan details. Read your plan’s Summary of Benefits and Coverage for information about coverage and costs.

Yearly check-ups. Routine yearly visits are usually free. Don’t miss this chance to find problems early, while they may be more easily treated.

Primary care and specialist visits. This includes visits to a health care provider if you get sick. It also covers care for ongoing problems like asthma or diabetes. Staying on top of those conditions can keep you healthier longer.

Cancer screenings. Many recommended tests, such as colorectal cancer screenings and mammograms, have no copay.

Blood tests. For example, tests for cholesterol and blood sugar levels can help uncover problems so they can be treated. They can also show whether current treatments are working.