InterestFreeCredit

0% interest free credit online shops and credit cards

Brighthouse

Shop Direct

The Shop Direct group is an organisation that is dedicated to home shopping, either by catalogue or over the internet. Shop Direct own many well known catalogue brands including Kays, Great Universal, Littlewoods, Choice, Additions, Marshall Ward and Empire Stores

Financial Services

Bennetts

Bennetts was established in 1991 as one of the largest independent electrical retailers in the UK, with 15 high street stores, 6 trade outlets and an online presence. You can also take advantage of their ongoing offer - buy now, pay nothing for a year and a day on all orders of £250 or more in value.

In 2008, Bennetts were given the award "Best large independent Electrical retailer – Consumer electronics" by The Independent Retailer magazine.

Interest Free Credit

Times are hard here in the UK. The credit crunch means that banks are now reluctant to lend money to each other, in case the bank they lend to goes bust and they don't get their money back. It also means that you and me are going to have more difficulty getting credit, and that credit is likely to be more expensive than before. So that's where InterestFreeCredit.Net comes in. This site will scour the online world for deals that offer interest free credit on a range of items, from beds to jewellery, clothing to computers. A word or warning - don't borrow more than you can afford to repay, and make sure that you stick to the terms of any interest free payments - you might find that if you miss an interest free payment, or make a payment that is too small, you will revert to a none interest free credit agreement with a distasteful APR. So read the small print on any deal!

Even in a credit crunch, there are many online stores, shops and catalogues that will offer you buy now and pay later on your purchases. Here are some of my favourites:

This Buy Now Pay Later is subject to the stated minimum cash order value, account status and is only available with interest bearing terms. Interest will be calculated for the deferred payment period plus the repayment period. The deferred payment period will begin at point of order (including for those items which are purchased on pre-order and/or are not ready for immediate dispatch). You can avoid any interest by contacting us and paying the cash price in full before the end of the deferred payment period. All Financial Services products and delivery/installation charges, unless otherwise stated, are excluded from this offer, which is valid until date. Rewards will not be earned on any purchases made on Buy Now Pay Later credit terms.
Representative 0% APR

Very - Very is part of the Littlewoods group (formerly called Littlewoods Direct), and prices at Very tend to be lower that at Littlewoods.com - but you also have to pay a delivery charge.

Buy Now Pay Later is subject to the stated minimum cash order value and account status. Interest will accrue from the date of order but will not show on the account until the first statement after the expiry of the deferred payment period. The deferred payment period will begin at point of order (including for those items which are purchased on pre-order and/or are not ready for immediate dispatch). You can avoid paying interest by contacting us and paying the cash price in full before the end of the deferred payment period. All Financial Services products, delivery and installation charges, unless otherwise stated, are excluded from this offer, which is valid until date.
Representative 37.9% APR

This Buy Now Pay Later is subject to the stated minimum cash order value, account status and is only available with interest bearing terms. Interest will be calculated for the deferred payment period plus the repayment period. The deferred payment period will begin at point of order (including for those items which are purchased on pre-order and/or are not ready for immediate dispatch). You can avoid any interest by contacting us and paying the cash price in full before the end of the deferred payment period. All Financial Services products and delivery/installation charges, unless otherwise stated, are excluded from this offer, which is valid until date. Rewards will not be earned on any purchases made on Buy Now Pay Later credit terms.
Representative 0% APR

Buy Now Pay Later is subject to the stated minimum cash order value and account status. Interest will accrue from the date of order but will not show on the account until the first statement after the expiry of the deferred payment period. The deferred payment period will begin at point of order (including for those items which are purchased on pre-order and/or are not ready for immediate dispatch). You can avoid paying interest by contacting us and paying the cash price in full before the end of the deferred payment period. All Financial Services products, delivery and installation charges, unless otherwise stated, are excluded from this offer, which is valid until date.
Representative 37.9% APR

Amazon.co.uk - Amazon.co.uk have released a new MasterCard. You will receive 0% interest free credit on all purchases at Amazon.co.uk for 9 months from the date your account is opened. You can also get free super saver delivery on all items ordered from Amazon.co.uk.

A Word of Warning

A word of warning - don't borrow more than you can afford to repay, and make sure that you stick to the terms of any interest free payments - you might find that if you miss an interest free payment, or make a payment that is too small, you will revert to a none interest free credit agreement with a distasteful APR. So read the small print on any deal!