plex is an in-game item that you can buy if you choose to get rich quick without going and buying isk from illegal websites.Plex is also used to renew your subscription but it can be expensive or cheap depending on how you look at it.

End of the day you don't really have to invest more than $14 for a month's subscription.

As far as the other thing you mentioned, EVE is not for everyone, EVE is hard, if you don't want to play MMOs that's fine, if you don't like EVE cause its "tough" maybe you should try out WOW instead.

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