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Yes Bank Home Loan

Yes Bank provides feasible and attractive Home Loans to meet the varied needs of every home loan borrowers. Yes Bank Home loan, popularly known as YES KHUSHI HOME LOAN, cab be avail for Purchase of ready property, Under-construction, Resale, Plot plus construction, Repair, Renovation, Extension, Improvement, Self Construction ,Top up loans (in case of BT) and Home loans takeover (Balance Transfer) with other financiers. Check your Home Loan Eligibility with the effective tool- Home Loan Eligibility Calculator and get the best deals on home loans.

Yes Bank recently launched a new home loan product for residents of Kolkata – “YES Khushi” home loans for the EWS/LIG segment. This home loan is specially designed to cater the housing needs of the common man of Kolkata.

Yes Bank has partnered with more than 500 builders across 35 cities and towns of Kolkata regarding the “YES Khushi” home loan. To help customers avail the interest subsidy scheme under Pradhan Mantri Awas Yojana, the bank empaneled with the National Housing Bank for a dispensation of the housing loan subsidy.

This affordable home loan product has been designed to address the gap in the market, keeping in mind the unique home loan requirements of salaried and self-employed segments in Economically weaker section (EWS) and Lower income group (LIG).

Yes Bank Home Loan Schemes

a) Home Purchase Loan

b) Home Improvement Loan: for renovation and repair of your home

c) Home Loan Top-up: additional funding at Home Loan rates along with existing Home Loans on the same property

d) Home Loan Transfer: balance transfer of home loans from other banks and Housing Finance Companies

e) Home Loans for Self Employed: tailor made home loans for self employed professionals or non-professionals

Yes Bank Home Loan Eligibility

Monthly family income of Rs 9000 is sufficient enough to apply for a Home loan.

Individuals , Groups of individuals and Cooperative Societies having regular source of income either singly or jointly with Parents, sons, spouse. NRI are also eligible for Housing loan.

Applicant should be 21 years.

Individual salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income.