Valley National Bancorp is the holding company for Valley National Bank. With $16.2 billion in consolidated assets, the bank provides a full range of retail and commercial banking services through 204 branch offices in northern and central New Jersey and the New York City boroughs of Manhattan, Brooklyn and Queens as well as Long Island. It offers several demand savings and time deposit accounts as well as a diversified loan portfolio that consists primarily of consumer, real estate, small business administration (SBA) and other commercial loans. Valley National Bank also provides title insurance, investment services, full personal and corporate trust and pension and fiduciary services. The bank offers several service channels that enable its customers to bank in person, by telephone or by computer. VBankWorks, the company’s online banking service, allows customers to pay bills, view financial account information, transfer funds between accounts and communicate with a customer service representative via the Internet. The bank owns and operates several subsidiaries, including Hallmark Capital Management, Inc.; VNB Loan Services, Inc.; Valley National Title Services, Inc.; Valley Commercial Capital, LLC; VNB New York Corp.; and New Century Asset Management, Inc.