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Privacy Policy

Welcome to Pilibaba!

Pilibaba (“we”, “us” or “our”) developed this service to make
it easy for you to accept payments online so you can focus on your
own product or service. We understand that privacy is important to
both our online visitors and registered users. We respect your
privacy and will take reasonable steps to protect your information.

1. What does this Privacy Policy apply to?

Pilibaba International Co.,Ltd. is located at Suite I,9th
FL,#288 North Zhongshan Rd, NanJing City,China. This Policy applies
to the www.mcyk.net website, including all subpages and successor
pages (collectively referred to as the “Website”), and also applies
to all software and services that we offer, including the Pilibaba
Checkout form that may be made available on a third-party website, or
other services that we offer through our Website when you register
for a Pilibaba account (collectively referred to as the “Services”).

This Policy does not apply to any website, product or service
of any third-party company even if the website links to (or is linked
from) our Website. Pilibaba does not operate or control those
websites, products or services. Please always review the privacy
practices of a company before deciding whether to provide any
information.

By using our Website or Services, you are accepting the
practices described in this Policy. If you do not agree with this
Policy, delete all cookies from your browser cache after visiting our
Website and do not visit or use our Website or Services. Your
continued use of our Website or Services signifies your acceptance of
this Policy.

2. Information collection and use

Broadly speaking, we collect information in three ways: (1)
when you provide it directly to us, (2) when we obtain verification
information about you or your company through trusted third parties
(e.g. banks, credit bureaus), and (3) passively through technology
such as “cookies”. The types of information that we collect and our
use of that information will depend on whether you are a Website
Visitor, Test User, Checkout User, or Live User, as described below.

Personal Information

The term “Personal Information”, as used in this Policy, refers
to any information that can be used to identify a specific person, or
any anonymous information (e.g., IP Address) that is linked to a
specific person. Personal information does not include information
that has been aggregated or made anonymous such that it can no longer
be reasonably associated with a specific person.

Cookies and Web Server Logs

Similar to many commercial websites, we utilize “cookies” and other
technologies to collect non-personally-identifiable information from
our Website and from other websites that use Pilibaba Checkout.
“Cookies” are a feature of web browser software that allows web
servers to recognize the computer used to access a website. Cookies
store information accessed through your browser to streamline
activities on related web sites, and make the online experience
easier and more personalized. Information gathered through cookies
and web-server log files may include information such as the date and
time of visits, the pages viewed, IP addresses, links to/from any
page, and time spent at a site. We use cookie data to measure web
traffic and usage activity on our Website for purposes of improving
and enhancing the functionality of our Website, to look for possible
fraudulent activity, and to better understand the sources of traffic
and transactions on our website and the websites of merchants that
use Pilibaba Checkout. Cookies also allow our servers to remember
your account information for future visits and to provide
personalized and streamlined information across related pages on our
Website and also across other websites or applications that use
Pilibaba Checkout. Log files are used to monitor, measure, analyze,
improve, and troubleshoot our Services. You can choose to disable
cookies for our Website but this may limit your ability to use our
Website and Services; see below in Section 4
(“Choice and opt-out”).

In order to understand and improve the effectiveness of our
advertising, we may also use web beacons, cookies, and other
technology to identify the fact that you have visited our Website or
seen one of our advertisements, and we may provide that information
to one or more third party advertising networks. The information we
provide may include the time and date of your visit to our website,
pages viewed, links clicked and other non-personally identifying
information. Those advertising networks may recognize the web beacon
or cookie associated with your visit to our Website when you visit
other websites on which they serve advertising, and they may make
decisions about the advertisements you see based on it. We may choose
to work with Google AdWords, Doubleclick, AdRoll or other advertising
networks. Each of these companies has its own privacy policy, which
we encourage you to review. For more information about advertising
and tracking online, visit the Network Advertising Initiative. This
website allows consumers to "opt out" of the behavioral advertising
delivered by member companies. Additional information on that program
can be found here.

Website Visitors

To simply browse our Website, you are not required to provide
any Personal Information. However, we may gather
non-personally-identifiable information, as described directly above,
just for the purposes of monitoring and improving our Website and
Services. We will not share this information with third parties
except as a necessary part of providing our Website and Services, nor
will we use it to target any advertisements to you.

Checkout Users

When you use Pilibaba Checkout on a merchant's website to store
your payment credentials, we will gather and store your payment card
information, your email address, your mobile phone number, and
billing and shipping address. We will use this information to
complete purchases that you choose to make on other websites or
applications that also use Pilibaba Checkout, but only with your
permission. We may also share your contact information, but not your
card information, with merchants as part of your purchases. We will
not share this information with other third parties except as a
necessary part of providing our Website and Services. You should
carefully review merchants' privacy policies to better understand how
each uses your information.

Test Users

When you visit Pilibaba, you have the ability to conduct a limited
number of “test” transactions and experience the Services working –
without registering for a Pilibaba account. To monitor these test
transactions, we collect your IP address, information about your
computer, and other standard web log information. We also collect
your Personal Information and any credit card information you provide
to conduct the test transactions. We will not use this information to
target any advertisements to you. We will share and disclose the
Personal Information and credit card information only as described
below in Section 3 (“Sharing and disclosure of
information”).

Live Users

To gain full access to our Website and Services, you must
register for a Pilibaba account. When you register for an account, we
collect Personal Information when you voluntarily provide it to us,
such as the following:

1. Your name, company name, location, email address, and
phone number, and account password, to set up your account

2. Your business and personal tax, social security, or other
government-issued identification or identification numbers, as well
as your date of birth, to verify your identity for underwriting
purposes

4. Your IP addresses, devices, and locations used to access
Pilibaba, which will be linked to your account for fraud
detection/prevention purposes

5. We may retrieve additional Personal Information about you
from third parties and other identification/verification services
such as credit bureaus. With your consent, we may also collect
additional Personal Information in other ways including emails,
surveys, and other forms of communication. Once you begin using the
Service through your Pilibaba account, we will keep records of your
transactions and collect information of your other activities
related to our Services. The foregoing Personal Information will be
shared and disclosed as described below in Section
3 (“Sharing and disclosure of information”).

Children's Online Privacy Protection Act

Our Website and Services are directed to the general public. We do
not knowingly collect information from children under 13 years of age
or have any reasonable grounds for believing that children under the
age of 13 are accessing our Website or using our Services. If we
learn that we have inadvertently collected Personal Information from
a child under age 13, we will delete that information as quickly as
possible. If you believe that we might have any information from a
child under age 13, please contact us.

3. Sharing and disclosure of information

Pilibaba does not sell or rent your Personal Information to
marketers or third parties.

We may share your Personal Information with trusted third
parties who are integral to the operation of our Website and
Services, including but not limited to financial institutions,
payment processors, verification services and credit bureaus, as well
as any third parties that you have directly authorized to receive
your Personal Information. We may store your Personal Information in
locations outside the direct control of Pilibaba, for instance, on
servers or databases co-located with hosting providers.

If you authorize an application to access your Pilibaba account
using Pilibaba Connect, you acknowledge that we may share payment
transaction data and related information with the third party that
provides the authorized application. The use of your information by
such third party will be subject to their applicable privacy policy,
which you should carefully review.

We may disclose your Personal Information to law enforcement,
government officials, or other third parties if: (i) we are compelled
to do so by subpoena, court order or other legal process, (ii) we
must do so to comply with laws, statutes, rules or regulations,
including credit card rules, (iii) we believe in good faith that the
disclosure is necessary to prevent physical harm or financial loss,
to report suspected illegal activity, or to investigate violations of
our Terms of Service.

We will only disclose your Personal Information in response to
such a request if we believe in good faith that doing so is necessary
to comply with applicable law or a legal obligation to which we are
bound. If we receive such a request, we will use reasonable efforts
to give you prompt notice, so that you may contest it if you choose.
We won’t provide you such notice if we determine in good faith that
either (a) we are not permitted to provide it under applicable law,
or (b) that doing so would result in an imminent risk of death,
serious physical injury or significant property loss or damage to
Pilibaba or a third party.

In addition, in the event of a merger, acquisition,
reorganization, bankruptcy, or other similar events, any information
in our possession may be transferred to our successor or assign.

You are hereby to authorize Pilibaba solely use your brand logo, product pictures, articles, official
website advertising pictures and paragraphs, Facebook/twitter/Instagram contents and related materials
for Chinese market marketing purpose. Pilibaba is not intended to use them illegally.

4. Choice and opt-out

We are required to collect certain Personal Information to
confirm your identity and comply with our obligations. If you elect
to not provide Personal Information in optional fields it may limit
your ability to use our Services. You can update your account
information by signing on to our Website with your Pilibaba account.

We may occasionally email you with information about offers or
new services. You can opt out of these email communications by
replying with unsubscribe in the subject line, or via an unsubscribe
link included in such communications. However, you will continue to
receive certain email communications related to your account
including information regarding transactions and your relationship
with Pilibaba.

If you wish to opt out of having cookies set on your browser (as
described above in Section 2), the only way to
ensure that this happens is to manage the settings on your web
browser to delete all cookies and disallow further acceptance of
cookies. For more information, refer to your browser's technical
information. You may also consider visiting aboutcookies.org, which
provides helpful information about cookies. Note that disabling
cookies on your browser prevents Pilibaba from tracking your
activities in relation to our Website and Services. However, it may
also disable many of the features available through our Websites and
Services. We therefore recommend that you leave cookies enabled.

Pilibaba has a variety of obligations to retain the data that
you provide us, both to ensure that transactions can be appropriately
processed, settled, refunded or chargedback, to identify fraud, and
also to comply with laws applicable to us and to our banking
providers and credit card processors. Accordingly, even if you close
your Pilibaba account we will retain certain information as necessary
to meet our obligations.

5. Protection of information

Although no data transmission can be guaranteed to be 100%
secure, we take reasonable steps to protect all Personal Information.
Pilibaba maintains strict administrative, technical, and physical
procedures to protect information stored in our servers, which are
located in the United States. Access to information is limited
(through user/password credentials and software systems) to those
employees who require it to perform their job functions. We use
industry-standard Secure Socket Layer (SSL) encryption technology to
safeguard the account registration process and sign-up information.
Other security safeguards include but are not limited to data
encryption, firewalls, and physical access controls to building and
files.

6. Changes and notifications

We reserve the right, in our sole and absolute discretion, to
make changes to this Policy from time to time. Please review this
Policy periodically to check for updates. If any changes are material
and/or retroactive, we may provide additional notice and/or an
opportunity to “opt-in,” as appropriate under the circumstances.

Pilibaba will provide you with disclosures and alerts regarding
this Policy by posting them on our Website, by emailing the email
address listed in your Pilibaba account, and/or by mailing to the
physical address listed in your Pilibaba Account. You agree that
electronic disclosures and notices have the same meaning and effect
as if we had provided you with a paper copy. Such disclosures and
notices in relation to this Policy shall be considered to be received
by you within 24 hours of the time it is posted to our Website or
emailed to you (unless we receive notice that the email was not
delivered).

7. Contact us

If you have any questions or suggestions about this Privacy Policy or
any of our privacy-related practices, please contact
us.