Monday, May 23, 2016

Make Ends Meet With Direct Lender Installment Loans

Paying back a payday loan all at once from your next paycheck can be tough. Not everyone’s budget is cut out for that all the time. Direct lender installment loans give you smaller payments and a longer repayment term so you can borrow the extra cash you need and repay it as agreed without unduly disrupting your household budget.

What Makes a Direct Lender Installment Loan Different From Other Options?

First Liberty Loans offers fast, convenient access to the cash you need with the least possible amount of hassle. The application is short and straightforward, and approvals take less than two minutes. Even better, the whole process is completed online, so it’s available 24 hours a day.

Online? Is It Safe To Provide All That Personal Info To A Website?

It’s completely understandable to be cautious when sharing personal data on the internet. Hardly a week goes by without a big story breaking about a recent information breach or hackers breaking into a large retailer’s database and releasing personal information. Of course it’s true that these things happen – but it’s also true that most of us are quite comfortable completing other financial business online. It’s become routine, doing our banking or paying bills through a website. Direct lender installment loans are processed through the same type of encryption security as banks and other financial sites.

Even if you’ve had credit problems, you can be approved for this type of short term loan! That’s because our dedicated direct lenders don’t use the standard approval process. They have their own method of decision-making that doesn’t rely on the usual credit bureau reporting tools.

Do I Even Qualify? What Are the Requirements?

Nearly everyone qualifies – some for as much as $1500! If you have a job, a bank account, and an income that meets the minimum requirements, your chances of approval for a direct lender installment loan are excellent!

Do I Need A Scanner Or A Fax Machine? Will They Ask For My Old Tax Returns Or Pay Stubs?

There’s no upload of documentation required – unlike bank loans you will not be asked for financial documents such as prior year tax returns. No scanner, no fax – no problem! All you need to do is fill out the three-step application and wait for your online approval to come in.

How Do I Make Payments? Is There A Penalty If I Forget To Mail A Check?

It’s easier than that – payments are drafted directly from the same bank account your loan funds are deposited to. You don’t have to do a thing – it’s all arranged when your approval comes in.

Monday, May 16, 2016

4 Ways Direct Installment Loan Lenders Can Help You Right Now

Our direct installment loan lenders are standing by right now to help you get the cash you need to take care of business. Whether your paycheck wasn’t as big as you expected and you ran short, you got some extra bills in the mail this week, or you had an emergency that is expensive, you can count on our direct installment loan lenders to help you out, and they can do it right now.

1. Our Direct Installment Loan Lenders Get You The Cash Now

You don’t have to wait days or weeks to get approved and get your hands on the cash you need. Let our direct installment loan lenders get you approved within 90 seconds and put cash in your bank account right away. Most of our borrowers can access the cash they borrow by the very next morning. Think of what you could do with that money tomorrow.

2. Let Direct Installment Loan Lenders Get You Cash with No Hassle

Borrowing money doesn’t have to be a major event. All you really need is your smartphone. Pick it up, type in some information for our mobile app, and let our direct installment loan lenders do the rest of the work for you. It’s that easy. You don’t need to go anywhere, or even talk to anyone on the phone if you don’t want to. Just apply, and get your cash.

3. Direct Installment Loan Lenders Get You Cash Securely

Borrowing money doesn’t have to be a hassle because we do it online. That doesn’t mean you have to worry about security, though. You can count on our top-notch encryption software to protect your personal information as we send it to the lender direct installment loan lenders who will help you get cash. And don’t worry about anyone else getting that information. We send it to your lender only; no one else gets it.

4. Our Direct Installment Loan Lenders Provide Repayment Flexibility

What our direct installment loan lenders offer that is truly unique for payday loans is a way to repay the money in installments. Instead of repaying the entire amount on your next payday, you can work with your lender to develop a schedule of smaller repayments that work best for you. Let our lenders do everything they can to help you out today. All you have to do is apply.

Tuesday, May 10, 2016

24 Hour Payday Loans Are the Answer When You Need Cash Fast

Do you know anyone who doesn’t worry about money? Many of us were brought up to believe it’s not polite to discuss finances, but just between us – even making a comfortable income, even if you own your own home and drive nice cars and take a family vacation every year, we’re always skating pretty close to the edge, right? Just one missed paycheck, one major unexpected repair bill, and you could find yourself in a really scary place financially – just like most of the rest of us. And nobody’s talking to each other about it, so those who have discovered 24 hour payday loans don’t get the chance to tell their friends that they don’t have to live with the worry or uncertainty anymore.

Speed and Simplicity are the Keys to 24 Hour Payday Loans

There are a lot of ways to get extra cash. Most of them are loans of some kind – credit cards, pawnshop loans, personal loans from your bank or credit union – but there are others as well such as part-time jobs, consignment shops, yard sales, and even being a medical research subject! Other than getting a second job, which can take far too long to be practical when you’re in a crisis, most of the more creative solutions aren’t reliable enough to count on to provide income whenever you need it. Credit cards are great if you have them, if you have good enough credit scores to get them – but the downside is that we all have a tendency to repay them much more slowly than we plan to. We think we’ll pay them off right away, and only pay interest for a few months, but a year or more later the card has a higher balance than ever as the interest has continued to accrue and build up every month while we kept making the minimum payment amounts. Pawn shops make you risk losing your belongings if you can’t repay the loan on time, and banks have all sorts of red tape and hoops to jump through. 24 hour payday loans, on the other hand, put cash right into your bank account within a single business day – and they do it with a bare minimum of time and trouble.

Bad Credit? No Credit? Either Is Just Fine With 24 Hour Payday Loans

Bank loans and credit cards rely heavily on your credit score to determine whether you are eligible for the loan or card. In many areas of our economy, in fact, your credit score can make or break your ability to reach your life goals. Unfortunately many people have found themselves saddled with a lot of negative credit issues through no fault of their own. Businesses fail, the mortgage industry collapsed, and people who were just trying to live their lives got caught up in the mess. For those people, 24 hour payday loans can be a lifesaver. They fill in the gaps where credit cards and easy bank credit used to be. They may cost a little more (or they may not – details vary greatly) but they’re a lot faster and request far less personal information when you apply. Sometimes easier is better!

24 Hour Payday Loans Are the Answer When You Need Cash Fast, By Eric Knapp - May 10, 2016

Monday, May 9, 2016

When Emergency Strikes, A Payday Line of Credit Can Save the Day

Crises come in all shapes and sizes. Sometimes a giant repair bill appears with no warning, while other times you know there’s a shortage coming because your work hours were cut just enough to cause a problem making ends meet that week. Either way, you need a solution quick when it’s a matter of putting food on the table. A payday line of credit gets you cash quickly, and best of all it’s going to keep being there when you need it – for both the expected and unexpected times your budget falls short.

Payday Line of Credit Is A Loan You Apply For Once and Use Again and Again

When life gives you lemons, the last thing you have time for is tracking down the knife and the juicer, the pitcher, spoon, and sugar – you just want to make lemonade, right now without any complications. When you’re sitting in an emergency room waiting to find out if your child’s knee is torn or broken or just sprained, the last thing on your mind is the bill that’s waiting at the end. Your only concern is for the health of your loved one – and afterward you want to fill any necessary prescriptions, pay the copayment, put gas in the car and buy the injured child their favorite meal, all without putting your bills or other necessities at risk. Knowing you have an approved payday line of credit means you can access the extra cash you need with only about a day’s lead time for the funds to be transferred to your bank. As long as you haven’t exceeded the limit – and all the repayments you make go back into your available balance – you can be confident that you’re prepared for emergencies large and small.

Approval for a Payday Line of Credit is Faster and Easier Than You Think

Traditional loans seem to make things more complicated than they have to be – lots of questions, lots of paperwork, long waits to find out if you’re approved. If you’ve got good credit it’s a difficult anxious process, but if your credit is damaged it’s even worse because you know you’ll probably get turned down. You’ll have wasted all that time, plus it’s discouraging and embarrassing. With a payday line of credit, the process is quick and convenient – and you can apply at any time of the day or night because the entire process is conducted online. The speed of the internet has changed the loan industry in many ways and this is one of the first and best. In addition, any past credit problems are no problem at all. There’s no credit check, so nearly anyone qualifies. Long-term lenders need to concern themselves with your personal and financial stability over the course of years – but since when you borrow from your line of credit the funds are repaid within about thirty days, lenders have the opportunity to use a different set of criteria when making their decisions. It's a win-win situation for everyone!

When Emergency Strikes, A Payday Line of Credit Can Save the Day By Heather Wilson - Posted

Saving is Hard – Personal Loans for Bad Credit are Easy!

We’ve all heard the advice that says we should have three to six months of savings set aside for emergencies or unexpected job loss – and that’s great advice, but do you know anyone who has been able to save that much? Saving is tough! It seems like as soon as we have a bit put away something comes up that we have to spend it on – and if a couple of those thing happen close together we can be left with nothing. Whether you don’t have a “cushion” saved up or simply want to leave that extra cash where it is, a personal loan can be a great alternative to the savings solution. Think you can’t get a personal loan because you’ve had credit problems? Think again. FirstLibertyLoans.com understands your predicament, and realizes that everyone needs some assistance sometimes, no matter what kind of misfortune they’ve experienced. They offer personal loans for bad credit that ignore your credit score and look instead at factors like how much your income is and how long you’ve been with your employer.

Lightning-Fast Personal Loans for Bad Credit

Let’s face it – most of the time when we’re short of cash it’s not for a reason that makes us happy. We’re sick and losing time from work, we’re taking care of a family member who’s ill or injured and not only losing work hours but worried and anxious, our car is broken down and we’re without basic transportation and facing expensive repair bills, or our job is not providing the income we count on for our basic needs. Any of those is enough to put most of us tremendous stress, so it’s in our best interest to resolve the situation as quickly as possible. Personal loans for bad credit fit the bill perfectly – it takes only a few minutes to complete the application, and less than two more to receive your approval! There’s no faster way to get a loan.

Ultimate Convenience to be Found in Personal Loans for Bad Credit

The best thing about working from home is staying in our pajamas all day, right? Well the same principle applies here. Instead of putting on nice clothes and makeup and a professional manner, it’s possible to apply for a personal loans for bad credit in the most comfortable and convenient way possible. Get into your comfiest lounge clothes, curl up in your favorite chair, and flip open your laptop or turn on your tablet. Fill in the quick, straightforward application form – nothing complicated, no documentation to dig up and scan and email or fax in to be evaluated – and get response in just ninety seconds. Your lender will provide everything necessary to decide if the offer they’re making is the right decision for you – the loan contract contains all the terms and conditions, interest rates and amounts, repayment dates and so on. All you need to do is read it, apply the electronic signature provided, and the lender will disburse the cash to your account that very same day. You’ll have cash in hand as soon as the next business day! What could be faster or more convenient than that?

Monday, May 2, 2016

Paycheck Loans Are Everything Traditional Loans Are Not

Have you gone through the traditional loan process recently? Let’s be straightforward here – as a general rule, it’s cumbersome. There’s a long paper application that asks lots of questions you have to research, like what your average monthly utility bill is, and contact information for creditors you’ve done business with in the past five years. Plus they want copies of paperwork – financial statements, prior year tax returns, and proof of income – that takes time to get together and copy and deliver to them. Paycheck loans, on the other hand, are easy and quick in all the best ways. There’s no paper application, because the whole process is conducted online. No financial statements or proof of income is required – in fact there is nothing you need to print, fax, or mail to the lender. Since the internet never closes, you can apply at any time that works for you rather than adjusting to someone else’s office hours. Finally, there’s no credit check required, so if you’ve had credit difficulties in the past and think you won’t qualify to borrow money, you’re in luck because this is a brand new different loan qualifying process!

Paycheck Loans Require No Credit Check

It’s tough to get a loan of any kind these days if your credit isn’t spotless, but there is one way to do it. The lenders working with paycheck loans want to help people who have had financial challenges, especially since these days those are often years in the past, yet still haunting credit reports with no plans to leave soon! Given the economic downturn that happened a few years ago, so many people lost jobs, homes, and lifestyles through no fault of their own, that it seems harsh to keep penalizing them for years afterward when they are now financially stable. Finally there’s a loan option for those who have bad credit. Because the funds will be repaid so quickly, the lenders don’t need to be concerned with things that happened years and year ago – just the current circumstances. If you have a great job with a steady income, and no record of defaulting on short-term payday loans, your chances of approval are excellent.

Paycheck Loans Are Useful Under All Types of Circumstances

There are a hundred reasons for taking advantage of short term loans. Sometimes it might be because of unexpected bills or an emergency – we all know that panicked feeling that sets in when we’re sitting in the auto mechanic shop waiting for the verdict of how much it will take to get our vehicle back on the road. Medical expenses like trips to the emergency room and prescriptions can cost a fortune, and always seem to happen at the worst possible time. Spare cash can come in handy for good things too though, especially during the summer months! Need plane tickets to get home to see the family? Paycheck loans can get you there. Want to rent a beach house with some friends and didn’t save enough throughout the year? Short term loans are the way to go. Whenever you need extra cash quick, the answer is easy, simple, and best of all fast!

Paycheck Loans Are Everything Traditional Loans Are Not, By Ray West - May 2, 2016

What’s Different About Online Lending?

Compared to traditional bank loans and borrowing from credit cards, online lending offers some distinct advantages. The first and most obvious is that it doesn’t require a good credit score in order to be approved. Both traditional bank loans and of course credit card access are dependent on good credit, so if you don’t have that you’re out of luck. Another is both speed and convenience – the procedures in place at brick-and-mortar bank branches will take days or even longer to get a loan approved and put cash in your hand, and credit cards are faster but you still have to get to the bank during business hours to do it. Online lending combines the best of all possible worlds – speed, simplicity, convenience, and an absolute minimum of red tape like credit checks.

Why Would I Choose Online Lending Instead of Other Options?

Do you work during the day? Or have other responsibilities that keep you from spending time filling out a long loan application, hunting down detailed information and paper financial statements like prior year tax returns, going to the bank during business hours to meet with a loan officer? Most of us are at our jobs, or with our kids, or taking care of other aspects of our lives. What we really need – which online lending offers – is the chance to get a loan quickly and easily when it works for our schedule. For some that might be first thing in the morning, at the kitchen table with our morning coffee, before the rest of the family even wakes up, before the day gets busy. Others of us prefer late at night, after putting the kids to bed and curling up in our favorite living room chair. Still others need to be approved even faster – before the mechanic finishes looking at the car to give us a firm quote, or from the emergency room waiting area, knowing the copayment is due on the way out.

How Do I Apply To Get Cash Through Online Lending?

There are only a few requirements – you need to be a US citizen at least 18 years old, have a job and a bank account and meet the minimum income limits. As long as those are met it doesn’t matter if you have good or bad credit, and you don’t need to provide any documentation or credit references. Pick the time of day that works for you, as well as the location – anywhere with an internet connection works, even if that means applying from your phone. You can use any internet-enabled device you prefer to apply for online lending – the site is designed to look as great on your phone as from a full-sized monitor, and be just as easy to complete the application on. Once you’ve done that, you’ll get a response from our dedicated lenders in less than two minutes, so there’s literally almost no waiting. They will provide you with all the terms and conditions you need to know to decide if the offer being made is right for you, and if it is they make it easy to accept with a built-in electronic signature. The lender will deposit your funds directly to your own bank account, so they’ll be accessible to you as quickly as your particular bank’s clearing processes permit. It’s easy, it’s fast, and it’s as convenient as anyone’s been able to make it!