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In this Thursday, Jan. 10, 2013, photo, a woman walks in front of a Victoria's Secret store in Chicago. U.S. consumer confidence plunged in January to its lowest level in more than a year, reflecting higher Social Security taxes that left Americans with less take-home pay. (AP Photo/Nam Y. Huh)

In this Thursday, Jan. 10, 2013, photo, a woman walks in front of a Victoria's Secret store in Chicago. U.S. consumer confidence plunged in January to its lowest level in more than a year, reflecting higher Social Security taxes that left Americans with less take-home pay. (AP Photo/Nam Y. Huh)