User Agreement

ADVANCR WEBSITE TERMS OF USE

1. Introduction

1.1 These terms of use (“Agreement”) govern the relationship between Advancr Limited (company number: 07586478) (“we”, “us” and “our”, as appropriate), concerning the use of the website operated by us at www.advancr.com (“Website”), and each visitor to the Website (“you”, “your”, as appropriate).

1.2 By accepting the terms of this Agreement, you acknowledge that you have also read, understood and agreed to our Privacy Policy, accessible at www.advancr.com/policy.

1.3 You should carefully read this Agreement together with any other documents that we have supplied, or in the future do supply, to you.

1.4 Capitalised terms used in this Agreement shall have the meaning given to them where they first appear.

2. Registration for Advancr Bond purchase

2.1 If you wish to purchase any bonds on our Website (“Advancr Bonds”) you must first register and agree the Advancr Bond Application – Terms and Conditions, which will exclusively govern any such purchase, including your eligibility and payment. If the terms of this Agreement are inconsistent with the Advancr Bond Application – Terms and Conditions in any matter that relates to the purchase of, or subscription for, Advancr Bonds then the Advancr Bond Application – Terms and Conditions will govern.

2.2 We reserve the right, in our sole discretion, to refuse to allow you to use the Website for any reason.

2.3 We do not provide you with any financial, legal, accounting or tax advice. We do not warrant that use of any of our documents are suitable or appropriate for your needs and you must take your own independent advice on the terms of such documents. We will not advise you or make any personal recommendation as to any investment. You are solely responsible for making your own independent appraisal and investigation of the risks of the investment. If you require specialist advice, you should consult your own appropriately qualified advisers.

3. Security details, passwords etc.

3.1 If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures (“Security Details”), you must treat such information as confidential. You must not disclose it to any third party.

3.2 We have the right to disable any user identification code, password or other Security Details, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

3.3 If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at customerservices@advancr.com.

3.4 We, Triple Point Investment Management LLP, and Advancr Leasing Limited shall each be entitled to regard any instruction given to us (or any of us) using any user identification code, password or other Security Details as binding on you. This does not apply after you have given us notice in accordance with clause 3.3 of this Agreement.

4. User content

4.1 You represent, warrant and undertake that none of the information that you provide to us as a result of using the Website (“User Content”) will infringe the rights of any third party, including intellectual property rights, privacy, publicity or other personal or proprietary rights; or will contain libellous, defamatory or otherwise unlawful material. In addition, you undertake not to:

(a) use the Website to:

(i) harvest or collect email addresses or other financial, personal or contact information of other users of the Website from the Website by electronic or other means for the purposes of sending unsolicited communications or inviting any person to invest outside the Website;

(ii) create a database (electronic or otherwise) that includes material downloaded or otherwise obtained from the Website otherwise than for your own personal records (except where expressly permitted on the Website);

(iii) transmit or re-circulate any material obtained from the Website to any third party except where expressly permitted on the Website;

(b) use the Website in any unlawful manner or in any other manner that could damage, disable, overload or impair the Website or the servers on which it is hosted;

(c) use automated scripts to collect information from or otherwise interact with the Website;

(d) register on the Website more than once or register on the Website on behalf of an individual other than yourself, or register on the Website on behalf of any entity without that entity's prior written authorisation;

(e) impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age, your financial employment or personal circumstances or your affiliation with any person or entity;

(f) use or attempt to use another's account, service or system without authorisation from us, or create a false identity on the Website;

(g) solicit personal information from anyone under the age of 18 or solicit passwords or personally identifying information for commercial or unlawful purposes; and

(h) use the Website in such a way so as to remove the copyright or trade mark notice(s) from any copies of any material made in accordance with this Agreement.

4.2 We are not responsible for third party content downloaded from, or any content posted by users on, the Website.

4.3 We welcome 'links' to the home page of our Website, but not 'deep linking' by which we mean that you may not include a link to any page of our Website that is not the home page. You must not display the contents of our Website (or any page from it) or allow it to be displayed surrounded or framed or otherwise surrounded by material not originating from us without our prior written consent. If you would like to licence our material, please e-mail customerservices@advancr.com.

4.4 The Website is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to applicable law or regulation. Advancr Bond purchases may only be made by those eligible under the terms of the Advancr Bond Application - Terms and Conditions.

5. Liability

5.1 Each party shall only be liable to you for any loss or damage which results as a directly foreseeable consequence of that party’s breach of this Agreement, or that party’s negligence, wilful default or fraud.

5.2 Nothing in this Agreement shall limit either any party’s liability for personal injury or death, or for any other liability which may not be excluded by applicable law or regulation.

5.3 No party shall be liable for any failure or delay in the performance of any obligation under this Agreement (except any payment obligation) by reason of any cause beyond that party’s reasonable control.

6. Amendments to this Agreement

6.1 We may amend this Agreement by giving you notice via the Website or any email address you provide to us.

6.2 We will only make changes:

(a) where we consider that a change will make Agreement clearer and no less favourable to you; or

(b) to introduce new systems or technology; or

(c) to introduce new products or services; or

(d) to implement changes required by applicable law or regulation.

6.3 We will give you 14 days’ notice of any change except where we consider that such change is required immediately by applicable law or regulation, in which case we will endeavour to give you as much notice as is reasonably practicable in all the circumstances. If you are not happy with any changes to this Agreement, you may cease using the Website. This will not affect any purchases of Advancr Bonds that you made before the date on which you cease using the Website.

7. General

7.1 This Agreement is supplied in English and all communications between us (including any communications or documentation passing between us before entering into any contract), will be in English.

7.2 This Agreement is governed by English law and the courts of the relevant parts of the United Kingdom will have non-exclusive jurisdiction to settle any disputes that may arise in relation thereto, although we retain the right to bring proceedings against you for a breach of this Agreement in your country of residence or any other relevant country.

7.3 Nothing in this Agreement is intended to confer any benefit on any person who is not a party to this Agreement, and no third party shall have any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any of its terms except that clauses 2.3, 3, and 4 shall apply equally to Advancr Leasing Limited and Triple Point Investment Management LLP as if each were specifically set out as a party to this Agreement.

7.4 If any part of this Agreement is found to be illegal, invalid or unenforceable by the court of any competent jurisdiction or by any regulatory authority, the remainder shall continue in full force and effect. No single or partial exercise, or failure or delay in exercising any right, power or remedy by either you or us, shall constitute a waiver by us, or preclude any further exercise, of that or any right, power or remedy arising under this Agreement or otherwise.

7.5 The provisions of this Agreement are personal to you and you shall not assign or transfer any of your rights or obligations under this Agreement.

7.6 We may assign our rights and obligations under this Agreement to any other company in our group, including a parent company or subsidiary.

7.7 We shall not be obliged to disclose to you any information, consider or take into account any information or other matter(s) which come(s) to our notice or the notice of any of our employees, directors, agents, sub-contractors or associates:

(a) but does not come to the actual notice of the person dealing with you; or

(b) where such disclosure, consideration or taking into account would, or we reasonably believe that it would, be a breach of any duty of fidelity or confidentiality owed to any other person.

Passport MRZ Number

This is the long code at the bottom of your Passport called the MRZ. The MRZ is generated to contain a number of check digits, these include: gender, passport number, date of birth and expiry date. Please enter the full MRZ in the box provided.

Unfortunately we are unable to electronically verify your details. Please email a copy of your passport
or driving licence and a proof of address to contact@triplepoint.co.uk

As with all investments, the Triple Point Income Service places capital at risk. Investor’s may not get back the full amount invested and interest is not guaranteed. We do not provide investment or tax advice. Tax treatment will depend on your individual circumstances and may be subject to change in the future. Please speak to a financial adviser, who can guide you if you are in any doubt. Investors should only subscribe to the Triple Point Income Service on the basis of the information and terms set out in the Information Memorandum and Investor Agreement.

Triple Point is the trading name for the Triple Point Group which includes the following companies and associated entities: Triple Point Investment Management LLP registered in England & Wales no. OC321250, authorised and regulated by the Financial Conduct Authority no. 456597, Triple Point Administration LLP registered in England & Wales no. OC391352 and authorised and regulated by the Financial Conduct Authority no. 618187, and TP Nominees Limited registered in England & Wales no.07839571, all of 18 St. Swithin’s Lane, London, EC4N 8AD.