FCA Principles

We are Authorised and regulated by the Financial Conduct Authority (FCA). You can find us on the Financial Services Register with Interim Permission Number: 660667. Data Protection Registration Number Z3367264

The Financial Services Authority (FCA) has principles to ensure we are CLEAR, FAIR and NOT MISLEADING our customers. You can view the Principles below.

1. Integrity

A firm must conduct its business with integrity.

2. Skill, care and diligence

A firm must conduct its business with due skill, care and diligence.

3. Management and control

A firm must take reasonable care to organise and control its affairs responsibly and effectively, with adequate risk management systems.

4. Financial prudence

A firm must maintain adequate financial resources.

5. Market conduct

A firm must observe proper standards of market conduct.

6. Customers’ interests

A firm must pay due regard to the interests of its customers and treat them fairly.

7. Communications with clients

A firm must pay due regard to the information needs of its clients, and communicate information to them in a way which is clear, fair and not misleading.

8. Conflicts of interest

A firm must manage conflicts of interest fairly, both between itself and its customers and between a customer and another client.

9. Customers: relationships of trust

A firm must take reasonable care to ensure the suitability o…

10. Clients’ assets

A firm must arrange adequate protection for clients’ assets when it is responsible for them.

11. Relations with regulators

A firm must deal with its regulators in an open and cooperative way, and must disclose to the appropriate regulator appropriately anything relating to the firm of which that regulator would reasonably expect notice.*

If you feel that our website does not comply with these Principles then please send us your contact details, a detailed description with any other relevant information in writing to:

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable).

We are not a lender and do not provide credit to consumers. If you make an application through this website it will be shown to a selection of our lending partners for their consideration. All applicants must be 18 years or older and approval is subject to status. We do not charge a fee for this service, but we receive a commission if you are provisionally accepted with a lender using our broker service. Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.

Submission of your personal details on this website does not guarantee the receipt of a Short Term loan. This website and its operators are not agents and do not represent the interests of any lender, nor endorse any particular lender. Not all lenders are able to offer £1000. Transfer and deposit times may vary depending on the lender and your financial institution. In rare cases, faxes may be required. To obtain additional details as well as ask questions and address concerns, contact the lending institution directly. Short Term loans are appropriate for short-term financial solutions for immediate needs, and are not considered to be long-term debt solutions. Not all UK residents will qualify for a Short Term Loan. All loans are subject to credit approval.
We receive a commission if you are provisionally accepted with a lender. Balance repayment periods may vary. Not all applicants will qualify to receive loans.