Young Family

Parents of young families juggle a lot: work, children, school, home and each other. It can be difficult to find even the time to have a coherent conversation about planning for the future, much less actually do something about it. This is where CWF Group can help.

Young families often come to us with the following questions:

What can we afford to spend on the purchase of a new home? What are our financing options? What might be best for us?

Are we saving enough to eventually, move into a larger home? Move to a better school district? Pay for university? Fund retirement?

What might university costs be for our children? What type of education savings vehicle should we use?

What employee benefits should we be taking advantage of to potentially save money such as salary sacrifice

How much Life Insurance should we have? Who should it be on? How much of it should be through my work-group insurance?

How much disability insurance do I need? Should I purchase more than what’s available through my work?

What estate planning do we need? Will a Will suffice? Or should we be having a trust or powers of attorney?

Through our Advice process we take prospective clients through a Discovery Process that helps them (and each other) better understand the issues they are facing. CWF advisors works with the family to draft an actionable Financial Plan based on their unique goals and desires. We then help you execute each action item in a timely and efficient manner.

Testimonials

“Financial Planner with Exceptional Insight. I want to offer once more my thanks for the wonderful things you do for the community and, as well, the kindness and wisdom you radiate when we speak. You are a person of exceptional insight and a planner with that rarest of qualities – imagination. And you can tell ’em I said so.” _______________________________________________________________.

“Don’t waste energy worrying about end results. Worrying only distracts you from living day to day and enjoying life. Get a CWF Advisor and all your problems are gone.” _______________________________________________________________.

“We were looking for a fresh start in a new country and we found it in Canada. The warmth of the people at CWF Group more than makes up for the cold weather in Ontario. CWF Advisors are great to work with. We learned everything we needed to know about the immigration process, investing in Canada, insurance products and the Canadian culture.” _______________________________________________________________.

“We were referred to CWF by a lawyer colleague who is familiar with insurance company litigation. He deals with insurance matters and advised us that if we were considering insurance, Advisors at CWF are the best in the business.” _______________________________________________________________.

“We find the advisors at the company extremely friendly and helpful, they are aware of our needs and limitations, and we are very satisfied with the services we get.” ______________________________________________________________.