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· 01-Aug-2016 12:49

The rule here is always better to be safe than sorry.Unless you know for sure where your credit card is, assume the worst, and report it stolen.In fact, there are 7-10 million credit card theft victims each year.That’s more than 19,000 per month, 799 per hour, and 13 per minute!Here’s how these attacks generally happen: Criminals design phishing scams this way to motivate you to act quickly before you’ve had time to think things through.All it takes is one message to penetrate your psyche, and you’ve opened the door to a world of hacking pain.If you have online banking, you can do this as often as once a day (just make sure you are checking from a secure network).If you receive monthly statements in the mail, comb through these well to notice any discrepancies or unfamiliar charges. Credit card issuers have convenient policies covering fraudulent charge holders, but only if you report the incident within the allotted timeframe (usually 60 days). I left it in my other pants; I think I gave it to my daughter; It’s probably sitting on the kitchen counter.

Scanning your history periodically can save you from a whole heap of heartache, and it only takes a few moments.This could include something as small as purchasing a burger at a diner with a credit card that was found between the pleather booth cushions, to an offense as large and devastating as draining someone’s account by hitting up the local Lamborghini joint.Fraud can occur by swiping the actual stolen card or by obtaining those precious digits and using them online or over the phone for purchases.One is old enough to be my mother and has a username that, without giving too much away, is an instruction to engage part of my mouth with a baked good she has in her possession.Another user says she’s looking for: “A passionate one-night stand like there is no tomorrow”.