you stated that Universa is 1000x faster then bitcoin protocol. But how do you know that? To get feelings of the speed you need the fully functioning network with the load that equals to that one of btc at least

To me, decentralization is an important aspect of crypto's. Quotes from wp:

Quote from: whitepaper Universa

Nodes in the Universa system are owned and operated by our partners; they must be licensed and authorized by Universa Corporation. They are trusted, trained, and audited;

Quote from: whitepaper Universa

Execution of Smart Contract actions requires transaction fees paid in UTN to reward participating nodes for the processing power they supply to the network and sustain the ongoing development of the Universa platform. Nodes will keep 80% of the transaction fee, and 20% will go to Universa Corporation.

So, if I'm right, the whole Universa ecosystem will be runned by a single corporation. Aren't we then back to the idea of banks yet? (which are indeed 1000 times faster than Bitcoin ) If I see things incorrectly, I invite anyone to explain.