Terms and Conditions

The logo and content of the site are copyright and sole property of ‘Rukmani & Sons’ and may not be copied,
used or reproduced for any purpose, commercial or otherwise, without the explicit permission of Rukmani & Sons.
No study or test material from the site may be copied, shared, exchanged, sold or given for free to
individuals or organizations without prior consent of Rukmani & Sons.
Buying test material from our site does not entitle you to provide the same to other individuals or enterprises at
a cost or even for free. The copyright of Rukmani & Sons Study Material / Test Material remains with Brij Bhooshan
unless otherwise explicitly stated, and may not be quoted or reviewed without explicit permission from “Rukmani & Sons”.
Rukmani & Sons, and Brij Bhooshan does not take responsibility for the accuracy or correctness of data provided in various study material / tests.
Rukmani & Sons, and Brij Bhooshan shall not take any responsibility for the following:
Cheques, Money Orders, DDs etc. lost in transit (while they are being sent to us). Please do not send cash by post. We will not take the responsibility of that either. Please take a copy of DDs / Cheques sent to us by post for future reference.
Response to all queries related to performance in papers etc. to students – Our liability extends only upto provision of tests and does not extend to giving a feedback and solving queries of the students. However, we do invite queries on the same, and all replies sent will be subject to the time available to our panel of experts.

Terms and Conditions for Online Payments:

Rukmani & Sons has tied up with Billdesk to enable Online payments. All your credit/debit card details are secure, and payments
will be processed directly using Secure Socket Layer (SSL) Encryption.
Credit/debit card numbers are protected with a high level of encryption when transmitted over the Internet.
The site is secure using 128 bit encryption to offer secure communications by encrypting all data to and from the site of our Bank.
In case of any problems or disputes related to online payments, we will settle the same only after 3 days of the transaction.
To raise any such ticket, please send an email from the registered email address used at the time of making the online payment.
A convenience charge, apart from the normal fees, will be levied for every online transaction.
Take a Printout of the receipt generated on successful payment.
Any payment once made is not refundable.
In case of successful payment online, Rukmani & Sons website will provide the candidate with a valid Transaction ID.
In case of unsuccessful payment online, the candidate may try again, or, contact the debit card/credit card/bank account provider.
ICP related Courses are not included for online payments.
Upgrades are not possible online. Students will have to visit Rukmani & Sons for the same.
Installment payments are not possible online. Students will have to visit Rukmani & Sons for the same.
Rukmani & Sons shall not be liable for any failure on the part of the Applicant or third party making payment of Fees,
to properly protect data from being seen on their screen by other persons or otherwise obtained by such other persons, during the
Online Payment process or in respect of any omission to provide accurate information in the course of the Online Payment process.

Acceptance of Terms & Conditions:

Upon placing your order, you hereby authorize us to charge your credit card account in advance (if you have chosen credit card as your mode of payment), for the full price of the service for the period as per your order. While The Site will make every effort to provide you the service upon realization of your payment, it is understood and agreed by you that due to technical or any other reasons, it may not be possible for The Site to provide you with the service even after receipt of your payment. The Site will not be liable for any loss or damage arising out of such a delay.
The Site will commence service only after due realization of payment. Even after commencement of services, the Site reserves the right in its sole discretion, to suspend or terminate the Services if there is any default in your payment. A payment “default” means that your credit card company denies the charge to your credit card account or that the cheque or Demand Draft send to us is not honoured by the issuing bank.The violation of the terms & conditions will result in cancellation of services. Once the payment has been realized no refund / cancellation will be made. Further non-usage of the service does not entitle you for a refund of any portion of the payment made to us for this service. You acknowledge your right to use the Service is personal to you. You are entirely responsible for maintaining the confidentiality of your password and account as you are provided a unique user id. You shall be fully responsible for use of your account, including any unauthorized use of your account by any third-party. You agree to immediately notify Rukmani & Sons of any unauthorized use of your password or account or any other breach of security, and ensure that you exit from your account at the end of each session by signing out. In consideration for using The Site subscription/enrollment services, you agree to provide us current, complete, and accurate registration information as prompted to do so by The Site and to maintain and update this information as required to keep it current, complete and accurate. All the contents of this Service are only for general information or use. They do not constitute advice and should not be relied upon in making (or refraining from making) any decision. Any specific advice or replies to queries in any part of the Service is/are the personal opinion of such experts/consultants/persons and are not subscribed to by this Service. Subscribers may from their own account be able to access the database recording their performance etc including their performance analysis provided by way of statistical graphs and diagrams/ test analysis / reports of the pending tests / subscription details. The information from or through this service is provided on “AS IS” basis. Rukmani & Sons, and Brij Bhooshan and their parent, affiliates, franchisees and associates shall not be liable, at any time for damages arising from sudden change / addition in the syllabus, testing pattern, marking pattern, announcement of exam dates / any of its contents, or from any action taken (or refrained from being taken) as a result of using the Service or any such contents or for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained on the service. No representations, warranties or guarantees whatsoever are made as to the accuracy, adequacy, reliability, completeness, suitability or applicability of the information to a particular situation. You agree that Rukmani & Sons subscription service has no responsibility or liability including but not limiting to the deletion, corruption, loss or failure to store any messages or content / data maintained or transmitted by any Rukmani & Sons service. You acknowledge and agree that no compensation shall be payable whatsoever with respect to the aforesaid by The Site. Rukmani & Sons SERVICE MAKES NO WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE. Certain links on the Service lead to resources located on servers maintained by third parties over whom The Site has no control or connection, business or otherwise. These services are external to The Site and by visiting these, you are outside the The Site’s web service and its channels. The Site neither endorses in any way nor offers any judgment or warranty and accepts no responsibility or liability for the authenticity, availability of any of the goods or services or for any damage, loss or harm, direct or consequential or any violation of local or international laws that may be incurred by your visiting and transacting on these services. Copyright of the content lies with Rukmani & Sons. You may download, view and print content from the site for lawful purposes only. Permission for the commercial use of any content available on the Rukmani & Sons orBrij Bhooshan. Rukmani & Sons holds all other intellectual property rights pertaining to the content in Correspondence, Test series and the database available on this site. All work on the site is protected from infringement by local and international legislation and treaties. The courseware contained within this site is licensed, thus under no circumstance the subscriber is granted permission to produce more than a single hard copy of each testing module, You must not reprint/ duplicate the modules contained within.The content in different programs has been prepared by a team of subject experts from different parts of the India. While designing these questions, the team has referred a lot of books, question papers, study material and other resources available in the market. Every effort has been made to ensure that no infringement of any copyright happens. In case any discrepancy is reported corrective action would be taken immediately by Rukmani & Sons. We try to provide maximum information at the website about our services and products. However, users are advised to find out more about our services and products before they enroll. Fees once paid will not be refundable under any circumstances. The Agreement shall be governed by the Laws of India. The Courts of law at Mathura shall have exclusive jurisdiction over any disputes arising under this agreement. These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. We reserve the right to add to or change/modify the terms of this Agreement. Changes could be made by us after the first posting to the Site and you will be deemed to have accepted any change if you continue to access the Site or enroll for any of our services after that time. This Site reserves the right to modify, suspend/cancel, or discontinue any or all channels, or service(s) at any time without notice , make modifications and alterations in any or all of the content , products and services contained on the site without prior notice. We reserve the right to use Subscriber’s Information and details for our online and offline promotions.