Prepaid debit cards for everyday spending

Prepaid debit cards offer a safe, easy and convenient way to manage your money – for busy lifestyles just like yours. Simply load money onto your card and use it to pay for online shopping, bill payments or everyday purchases. With the opt+ card, you can manage your money here, there or anywhere!

Opt+ prepaid Visa® cards

A card that can handle your everyday spending and your busy lifestyle.

Get your opt+ prepaid Visa® today!

Ready to give opt+ a shot? Simply click the "Get Started" button below, provide some basic information, and you will be on your way to receiving your very own opt+ Visa® prepaid debit card!

Prepaid debit card questions

Q: What are prepaid debit cards?

A: Prepaid debit cards are similar to a regular debit card. It's a reloadable debit card that can be used for everyday purchases. With a prepaid card, you can only spend the amount of money you have on your card. So if your purchase is larger than the amount of money you have loaded on your card, it will be declined (with no penalty fees if you have an opt+ card!)

A: The activation process takes just a few short minutes, and as soon as your card has been activated you can immediately load money to your card and begin making purchases! Activate your card online at www.optpluscard.com or by calling 1-866-331-3063.

In compliance with the USA PATRIOT Act* and other laws, anyone who is a US resident over 18 with a valid Social Security number and a verifiable physical US address (no PO boxes or APO addresses) can apply for an opt+ Card. This information must be provided, along with other information pertinent to receiving approval, when applying for a opt+ Card. Currently, we do not issue the opt+ Card to residents of Puerto Rico, Guam, the Virgin Islands, American Samoa, or other US territories.

Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a card account. What this means for you: When you open a card account, we will ask for your name, address, date of birth, social security number or country identification number, and other information that will allows us to identify you. We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity.

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