PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.
By using the OsorioGroup.com website, you agree to follow and be bound by these terms of use and agree to comply with all applicable laws and regulations. If you do not agree to these terms of use, please do not use this Site. We may revise these terms of use at any time without notice to you. If you have any questions about these terms of use, please contact us by e-mail using our contact form.
Please also refer to the OsorioGroup.com Privacy Policy, which is incorporated by reference herein.

1. Ownership
All right, title and interest in and to the materials provided on this Site, including but not limited to information, documents, logos, graphics, sounds, video and images (the "Materials") are owned either by Osorio Group or by its respective third party authors, developers, or vendors ("Third Party Providers").
Except as otherwise expressly provided by Osorio Group, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted, or distributed in any way and nothing on this Site shall be construed to confer any license under any of Osorio Group’s intellectual property rights, whether by estoppel, implication, or otherwise. Please contact us by e-mail using our contact form if you have any questions about obtaining such licenses. Osorio Group.com does not sell, license, lease or otherwise provide any of the Materials other than those specifically identified as being provided by Osorio Group. Any rights not expressly granted herein are reserved by Osorio Group

2. Limited Permission to Use Materials
Osorio Group hereby grants you permission to use, view, copy and print the Materials on any single, stand-alone computer solely for your personal, informational, non-commercial use and provided that (i) the copyright notice appearing at paragraph 12 below and the trademark notice appearing at paragraph 13 below appears in the Materials, (ii) the Materials are not used on any other Web site or in a networked computer environment and (iii) the Materials are not modified in any way. This permission terminates automatically without notice if you breach any of these terms or conditions. Upon termination, you will immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.

3. Links to Third Party Sites
This Site may contain links to Web sites controlled by parties other than Osorio Group (the "Third Party Sites"). Osorio Group is not responsible for and does not endorse or accept any responsibility for the availability, the contents or use of the Third Party Sites or any Web site accessed from a Third Party Site, or any changes or updates to such sites. Osorio Group is not responsible for webcasting or any other form of transmission received from any Third Party Site. Osorio Group is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Osorio Group of the Third Party Site. You acknowledge that you bear all risks associated with access to and use of content provided on Third Party Sites and agree that OsorioGroup.com is not responsible for any loss or damage of any sort you may incur from dealing with a third party. You should contact the site administrator for the applicable Third Party Site if you have any concerns regarding such links or the content located on a Third Party Site.

4. Submissions
The Site provides a platform for you to submit content including but not limited to articles, comments, blog posts, video clips, audio segments and information you provide about yourself in the Member Profiles, Author Biography and Article Byline. By submitting or entering your information to the Site or by allowing Osorio Group to create content on your behalf ("Submitted Material"), you agree that you grant Osorio Group a perpetual, non-exclusive, irrevocable, royalty free, worldwide license and right, but not the obligation, to use, copy, modify, display, distribute, download, store, reproduce, transmit, publish, transfer, adapt, create derivative works in any manner, in entirety or a portion of, of your Submitted Material, and by any means, forever and worldwide.

Osorio Group makes no representation regarding the reliability, accuracy, completeness, validity, or truthfulness of any Submitted Material. Osorio Group reserves the right, in its sole discretion, to delete, remove, refuse to display, or block any Submitted Materials that Osorio Group considers to be unacceptable. In the event Osorio Group receives notification regarding any unacceptable Submitted Materials, Osorio Group may investigate such materials, in its sole discretion.

You acknowledge and agree that Osorio Group may retain copies of your Submitted Materials and disclose your Submitted Materials to a third party if Osorio Group believes that it is necessary to: (i) protect the integrity of the Site; (ii) protect rights of Osorio Group; (iii) comply with any court order; (iv) comply with any legal proceedings; (v) assert Osorio Group' claim under this Notice; and (vi) satisfy any claims regarding violations of third party's rights. You also acknowledge that you are responsible for the submissions that you provide, including their legality, reliability, appropriateness, originality and content.

5. NO WARRANTY
THE SITE AND ALL MATERIALS PROVIDED ON THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, OSORIO GROUP EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
OSORIO GROUP MAKES NO WARRANTY THAT: (A) THE SITE OR THE MATERIALS WILL MEET YOUR REQUIREMENTS; (B) THE SITE OR THE MATERIALS WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, OR ANY MATERIALS OFFERED THROUGH THE SITE, WILL BE ACCURATE OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE OR IN RELIANCE ON THE MATERIALS WILL MEET YOUR EXPECTATIONS.
ANY MATERIALS OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK. OSORIO GROUP SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE.

6. LIMITATION OF LIABILITY
IN NO EVENT SHALL OSORIO GROUP ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THIS SITE OR MATERIALS AVAILABLE FROM THIS SITE, EVEN IF Osorio Group.com HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. IF YOUR USE OF MATERIALS FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

7. Indemnification
You agree to defend, indemnify and hold harmless Osorio Group, its officers, directors, shareholders, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Site and the Materials.

8. Compliance with Laws
You may not access, download, use or export the Site or Materials in violation of United States Federal or state laws or regulations, or in violation of any other applicable laws or regulations. Any such violation is expressly against these terms of use and you must cease from using this Site immediately.

9. Children
Minors are not eligible to use the Site, and we ask that they do not submit any personal information to us.

10. Governing Law; Venue
By using this Site, you expressly agree that your rights and obligations shall be governed by and interpreted in accordance with the laws of the State of Oregon, excluding its choice of law rules. Any legal action or proceeding relating to your access to or sue of the Site or Materials shall be instituted in a state or federal court in Oregon, and in Jackson County. You and Osorio Group agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding. These terms of use expressly exclude and disclaim the terms of the U.N. Convention on Contracts for the International Sale of Goods, which shall not apply to any transaction conducted through or otherwise involving this Site.

12. Trademarks
Osorio Group, OsorioGroup.com, all images and text, and all page headers, custom graphics and button icons on the Site are service marks, trademarks, and/or trade dress of Osorio Group. All other trademarks, product names and company names or logos cited herein are the property of their respective owners.
Last updated: January 5, 2008.

If you need more information regarding the Site or this Notice, please contact us using our contact form.