Re: What's your highest Credit Card limit?

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.

I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover

Re: What's your highest Credit Card limit?

Back in 2000 American Express listed on all Revolving Credit Cards $100k max... I would be surprised if they are not higher now... but as stated $25k seems to be the max for many people unless done by Amex... My father was at $25k on Platinum Optima and was declined CLI to $35k, but was able turn around and apply and instantly be approved for $10k or $15k (for get exact amount) on another Revolver... Over the years since 2000 he eventually had 6 total revolving cards with Amex totally $68k and 1 personal charge and 1 business charge (10k max ever charged on personal and $17k on business) of course then the credit crunch... lines drastically CLD.

Bank of America is $250k

Discover used to be $50k, I think they are $100k now as someone posted but they also seem to be saying these days that they won't go over $15k without something, not sure what.

Nordstrom is $50k but if you want to go above $15k you will most likely need to provide stuff.

Citi is $250k i think

Capital one is $25 or $30k I believe

Neiman Marcus when they use to underwrite themselves they had no limit for "Some Customers" I mean they do sell a Private Plane and people have purchased them on Neiman Marcus card before... now it's with HSBC not sure if they can go million but I would assume Neiman Marcus would not want to loose those customers by selling the credit devision to HSBC.

I have heard as high as $28k on Macy's Store but not sure what max limit is, hard to spend 10k in Macy's unless buying furniture or vacation packages I think!

Re: What's your highest Credit Card limit?

Started w/10K, maxed it out 3 times in 5mnths and paid it in full; inquired one day about a higher limit and was told it would be a hard pull. I declined. Logged on to my accounts a week later and my CL was 35K.

Re: What's your highest Credit Card limit?

Incidentally I plan on buying a used Jeep in the next few days here with my tax refund. I wonder if I'll be able to use my AmEx. If not the other card that'll work is my $14k USAA World MC but USAA's cash rewards structure is craptastic so I'd prefer the AmEx.

Re: What's your highest Credit Card limit?

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.

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