We understand that deciding to declare bankruptcy is a difficult, agonizing
choice. A bankruptcy will affect your lifestyle, future credit, and your
self-image. But bankruptcy can also improve your quality of life and, in many
cases, keep you from losing your home, car and other essentials.

“Bankruptcy” does not have the same social stigma it did years ago. Bankruptcy
laws are specifically designed to give debt-ridden individuals a chance to
rebuild a more solid financial future. It is a remedy that helps people to
regain control of their finances when debts become unmanageable. It can give
you a fresh financial start or the ability to repay all, or some of your debts
over time.

If you are overwhelmed with financial difficulties, you need not be
discouraged. As a consumer, you have certain rights under federal bankruptcy
law that may provide you the relief that you need.

We do understand that bankruptcy is not the right choice for everyone and there
may be another viable option. Consultations are available by telephone or in
person. Weekends and evening appointments are also available. Consultations are
always free.

When you have questions about legal matters, we understand that you want prompt
answers. We respond quickly to inquiries by phone or e-mail, and we look
forward to finding out how we can help. To schedule a free consultation, either
in person or by telephone, contact Murrieta | Temecula Bankruptcy Karen E.
Lockhart at (951) 698-5191.

We are a federally recognized debt relief agency. We help consumers file for
bankruptcy relief under the U.S. Bankruptcy Code.

"We understand you are going through a difficult time, and we're here to help."

We are a federally designated debt relief agency. We help consumers file for bankruptcy relief under the United States Bankruptcy Code.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult a bankruptcy attorney regarding your individual situation. Murrieta | Temecula bankruptcy attorney Karen E. Lockhart welcomes your phone calls and emails. Contacting us does not create an attorney-client relationship. Do NOT send confidential information to us until an attorney-client relationship has been established.