From this article,this year's insurance changes for children appear to affect new policies only. ...

Question:

From this article,this year's insurance changes for children appear to affect new policies only. How will it affect the policies of families with coverage now, if a child becomes seriously ill this year?

Answer:

It seems that the two provisions involving children - coverage of pre-existing conditions and coverage of dependents up to 25 years old under parents' plans - apply to both new policies and those in place before the law was passed.
Letters exchanged in recent days between senior federal health officials and top insurance industry lobbyists agree that coverage of pre-existing conditions applies to "any child."