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Healthcare Conversion Study

In 2003, with member support, CNJG commissioned a report on the impact a potential conversion of Horizon Blue Cross Blue Shield to a for-profit might have on access to health care in New Jersey. Research from the Center for State Health Policy (CSHP) at Rutgers University, provided details about the law governing such conversions in New Jersey and the experience of other states with conversions. The report identified questions raised in other states when such conversions occur, especially about the valuation of assets, the impact on low-income families, and the operation of the philanthropic foundations that have been established as stewards of the assets generated by the conversions. CNJG’s purpose was to seek answers to critical questions relevant to the availability of healthcare coverage for New Jersey’s citizens and to discuss models of best practice for healthcare conversion foundations across the United States.