Card Details

You could turn $200 into $400 with Cashback Match™. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.

Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.

Redeem your cash back for any amount, any time. Cash rewards never expire.

100% U.S. based customer service.

Get your FICO® Credit Score for free on monthly statements and online.

Expert Reviews

From the CompareCards.com Editorial Team

With the Discover it credit card you can earn a solid 1% cash back on all of your purchases, plus 5% of your purchases that are made in specially designated bonus cash back categories. The strong earnings categories change on a regular basis, but they typically include popular products and services related to travel, dining, groceries, and gas. As an exclusive offer, Discover will automatically match all of the Cashback you earn during your first year of cardmembership.

The cash back you earn won't expire as long as your account is open and in good standing, and it's very easy to redeem the cash back you've earned as a statement credit credit towards your account. You can also redeem the accumulated rewards by making a charitable contribution of your liking, or by converting them into purchase power for merchandise or gift cards.

The Discover it credit card additionally offers new card members a 0% introductory APR for 14 months from the date of account opening, followed by an APR 11.24% - 23.24% based on your creditworthiness. There is also no annual fee and no foreign transaction fees and a free FICO® credit score available online and with your monthly statements.

Expert Reviews of the Discover it® Cashback Match™

4.5

Regular APR

4.5

Intro APR

4.5

Fees

4.0

Benefits

4.5/5

Overall Rating

The Bottom Line

The Discover it credit card is an excellent cash back card that currently offers one of the best sign up bonuses on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.

The Good

There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge sign up bonus in your first year.

The Not so Good

If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Discover.

Consumer Reviews

Offer Rating

3.7/5.0

415 Total Ratings

5 Star

(88)

4 Star

(175)

3 Star

(113)

2 Star

(28)

1 Star

(11)

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+381 users submitted a rating without a full review

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6 Found this review helpful

By: Ron Hinckley| Oct 31, 2016

This card is for real! At the end of my first year just like it says. Got a match amount of rewards cash in excess of $600.
I was blown away by it. Try it you like it. You have to go in to look at your account as with any charge card and thats when i check off the rotating rewards that I want. Its very simple and takes no time at all.

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Easy access to a customer service person who ALWAYS speaks clear ENGLISH!! Very kind and helpfull. We have had this card since 1992 and have had absolutely PERFECT service at all times. I would give them a "10" star rating IF I could.

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I have used the Discover it Cashback Match card for the past 2 years and have been nothing short of satisfied with this card. I consider myself pretty thrifty--I use coupons regularly, I recycle my children's clothing and buy nice used clothing, but NOTHING beats cash back on my everyday purchases. Literally nothing. I was shocked to read some of the other reviews for this card to see that people claimed that they had a high interest rate. Definitely call them if that's the case, mine is relatively low and while I don't have bad credit, I don't have perfect credit either. I've never had a need to contact their customer service but I have a friend who has and was very happy with the level of service she received.

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I have used Discover Card for many years. Because I do pay in full each month (and on time) by the designated date I have enjoyed quite a number of years of enjoying the bonus that accumulates until I am ready to redeem any part of my bonus that has accumulated. Yes, I am one happy camper!!!

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Have been with Discover for 25+ years and have been very satisfied with this card. Never have not had a problem with the service. I use my cash back rewards for gift giving. I also enjoy received my credit score each month. It is a good way to keep track of credit activity. I five this card a 5 star rating easily.

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You get an email long before the next quarter activation is required. I use the cash back bonus on discounted gift cards for Christmas gifts. I think it is the best card. Disputed charges are handled with ease.

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I will have to give thanks for Discover Credit card. The only hold back is that the interest rate is a bit high. But unlike BofA, they will genuinely work with you when things go wrong. I've been with Discover for almost ten years. when I lost my job, they really worked with me, they enrolled me in a lower payment program which also resulted in a lower interest rate. their customer service is also excellent.....they waived my interest from the previous month. it happened in a time when I really needed it.

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Excellent benefits. Excellent service. Super convenient. Other than Capital One, no other company has provided me less hassles than Discover. This card has some of the best rotating categories for 5% CB, and you can redeem hassle-free at any time. The website is clean and easy to use. You also get a free monthly credit score. I use it in conjunction with my Sallie Mae and Citibank Double Cash cards.

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DISCOVER IT: The BEST CREDIT CARD OFFER EVER! I just applied a little over a month ago, and it has just being PERFECTION! Amazing top-of-the line customer service, and the offers and promotions are just to good to be truth… but THEY ARE!

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We have had Discover card for many years and use to like it. Now we don't as much because the percent awards is not very good. Also they cancelled the Discover Gift cards that I always got with points as Christmas presents. Now I get more point rewards with a VISA card.

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It gets 5 stars from me. Their personnel are tops to talk to, their response to any purchases that seem higher than usual is superb, they are #1 in my book and this goes back 10+ years. I use them for every expense as it's an easy way to see what I "spend in any given month". They are excellent!

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No one compares to Discover. Their cash back categories are generous, they let you know in advance and allow easy sign up on-line. Customer service is commendable. I use my discover card 99% of the time -- once in a while a merchant doesn't accept it. Outstanding company, outstanding employees, outstanding service.

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