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Ask the Experts: The lawyer

I may be in the unfortunate position of having lost the title deeds to my house. I am keen to know what steps can be taken to remedy this and whether the process is complicated, costly and time-consuming. MC, by e-mail

There are two separate systems for the registration of property titles in Ireland. One is via the Land Registry, which holds a computerised system listing the owners of homes and provides maps showing the properties. The other system is the Registry of Deeds, which provides a register of the dates on which transactions between individuals took place.

If your property is registered in the Land Registry it would have a folio giving details of your ownership and possibly also a land certificate. If your property was registered in the Registry of Deeds you would have a bundle of title deeds, the documents signed by the parties to transfers of