Riders on Traditional Plans

i-Contributor Benefit Plus Term Rider

If the contributor dies or is diagnosed with any one of the 36 listed critical illnesses before the expiry date and before the certificate anniversary on which he turns 70 years old on the next birthday, or is totally and permanently disabled before the expiry date and before the certificate anniversary on which he turns 70 years old on the next birthday, all future designated contribution due under the certificate will be payable from the Tabarru’ fund.

i-Critical Illness Benefit Term Rider

This product is a regular term rider that provides coverage in the event where a person covered is diagnosed with any one of the 36 listed critical illnesses.

i-Accidental Death and Dismemberment Benefits Term Rider

A unit-deducting rider that provides coverage in the event of death or injury caused solely and directly by an accident.

i-Critical Care Term Rider

This is a regular contribution term rider that provides coverage in the event of critical illness and will accelerate the sum covered of the basic plan.

Riders on Investment-Linked Plans

i-Contributor Benefit Rider

A unit-deducting rider that can be attached to investment-linked family takaful basic plan with death benefit should the contributor dies before the age of 99 years age next birthday or suffers from total and permanent disability before the age of 70 years next birthday. All future designated contribution due under the certificate will be payable from the Tabarru' Fund.

i-Contributor Benefit Plus Rider

A unit-deducting rider that provides protection if the contributor dies or is diagnosed with any one of the Covered Events before attaining the age of 99 years age next birthday, or suffers from total and permanent disability before attaining the age of 70 years next birthday. All future designated contribution under the certificate will be payable from the Tabarru' Fund.

i-Provider on DD Rider

In the event that a person is diagnosed with any one of the 36 listed critical illnesses before the certificate anniversary on which he turns 99 years old on the next birthday, all future designated contribution due will be payable from the Tabarru' fund. This rider cannot co-exist with i-Provider Plus Rider.

i-Provider on TPD Rider

In the event of total and permanent disability of the person covered before the expiry date and before the certificate anniversary on which he turns 70 years old on the next birthday, all future designated contribution due under the certificate will be payable from the Tabarru’ fund.

i-Provider Plus Rider

In the event of total and permanent disability of the person covered before the expiry date and before the certificate anniversary on which he turns 70 years old on the next birthday or when he is diagnosed with any of the 36 listed critical illnesses before the expiry date and before the certificate anniversary on which he turns 99 years old on the next birthday, all future designated contribution due under the certificate will be payable from the Tabarru’ fund.

i-Accidental Death and Dismemberment Benefits Rider

A unit-deducting rider that provides coverage in the event of death or injury caused solely and directly by an accident.

i-Accidental Medical Reimbursement Benefits Rider

A unit-deducting rider that provides coverage in the event of injury caused solely and directly by an accident. It can only be attached to investment-linked family takaful basic plan, when i-Accidental Death and Dismemberment Benefit rider or i-Hospitalisation benefit rider is also attached.

i-Comprehensive Accident Benefits Xtra Rider

A unit-deducting rider that provides coverage in the event of death or injury caused solely and directly by an accident.

i-Hospitalisation Benefits Rider

A unit-deducting rider that provides daily cash benefit in the event of hospitalisation due to illnesses or accidental injuries.

i-Great Income Rider

In the event of total and permanent disability of the person covered before the certificate anniversary on which the person covered turns 70 years old on the next birthday, 10% of the rider sum covered will be paid from Tabarru' fund annually up to the certificate anniversary age of 70 years old on the next birthday.

i-Critical Illness Benefit Rider

Upon occurrence of any one of the 36 listed critical illnesses to the person covered, the takaful operator will pay the rider sum covered in one lump sum. At the same time, the basic sum covered will then be reduced by the rider sum covered.

i-Early Payout Critical Care Rider

This unit-deducting rider can be attached to an investment-linked family takaful plan, provided that the i-Critical Illness benefit rider is also attached to the basic plan. Sum covered for this rider must be the same as i-CIBR.

i-EPCC offers coverage for critical illnesses of various severity levels. Please click on the link to view the list.

i-Critical Mega Rider

This is a unit-deducting rider that can be attached to the identified investment-linked family takaful plan. Upon occurrence of any one of 36 Critical Illnesses to the Person Covered, the Takaful Operator will pay the Rider Sum Covered from the Tabarru’ Fund, in one lump sum, except for Angioplasty and Other Invasive Treatments for Coronary Artery Disease.

i-Hajj Mega Rider

This is a unit-deducting rider that can be attached to to i-Great Mega. This plan is applicable for Muslim participants only.

Benefits of this rider include:

Natural Death or Total and Permanent Disability (TPD) Benefit while performing Hajj or Umrah