Any adult can contribute to an HSA if he/she has coverage under a HSA-qualified HDHP (high deductible health plan), and:

Is not covered by any other health plans (unless HDHPs)

Is not enrolled in Medicare

Is not claimed as a dependent on someone else's tax return

*Please consult a qualified tax advisor for more information before establishing a HSA.

Account Disclosure Information:

Rates are subject to change without prior notice, at the bank's discretion.

Checks posted to account will be charged $0.50 per check if in excess of three (3) per statement cycle.

Fees could reduce earnings on interest-bearing accounts.

Complete deposit account disclosure containing terms and fee information are available upon request.

The interest rate and annual percentage yield will depend upon the balance in the account as shown on the Rate Chart. The interest rate and annual percentage may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded and credited quarterly on collected balances of $100 or more. If the account is closed before interest is credited you will not receive accrued interest.

Investments and Insurance Products: Not a Deposit | Not Guaranteed by the Bank or its Affiliates | Not FDIC Insured | NotInsured by Any Federal Government Agency | May Go Down in ValueInvestment products and services provided by Arvest Investments, Inc., doing business as Arvest Wealth Management, member FINRA/SIPC, an SEC registered investment adviser and a subsidiary of Arvest Bank. Securities offered and cleared through Pershing, LLC, a BNY Mellon company, member NYSE/SIPC or Raymond James & Associates, Inc., member NYSE/SIPC. Insurance products made available through Arvest Insurance, Inc., which is registered as an insurance agency. Insurance products are marketed through Arvest Insurance, Inc., but are underwritten by unaffiliated insurance companies.The Investment Management Group is the investment advisory division of Arvest Investments, Inc., doing business as Arvest Wealth Management, member FINRA/SIPC, an SEC registered investment adviser.Trust services provided by Arvest Bank.

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