Best Balance Transfers Credit Cards

Your Money Magazine compared 107 credit cards with balance transfer offers using 10 balance and repayment scenarios. The comparison assumes the goal of transferring a balance is to reduce it to zero as quickly and as cheaply as possible.

The Winners:

GOLD MEDAL WINNER

GE MONEY COLES GROUP SOURCE MASTERCARD

Rate 0%
Low-interest for 6 months
Annual fee $0

SILVER MEDAL WINNER

WESTPAC 55 DAY VISA/ MASTERCARD

Rate 1%
Low-interest for 9 months
Annual fee $0

BRONZE MEDAL WINNER
(joint winners)

ANZ LOW RATE MASTERCARD

Rate 2.9%
Low-interest for 18 months
Annual fee $58

BRONZE MEDAL WINNER
(joint winners)

CUA REWARDS SILVER

Rate 4.9%
Low-interest for 24 months
Annual fee $45

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan