In this annual edition of Credit Wise, we look back at developments in 2014 and forward to 2015. If there is a dominant theme, it is that government needs to ‘walk the walk’ not just ‘talk the talk’ when seeking to protect creditors’ interests.

From 1 January 2014, European banks, building societies and investment firms are required to deliver a huge amount of additional risk and capital data to their regulators. This whitepaper assesses the changes and provides advice to businesses on how to achieve regulatory compliance.

The European Market Infrastructure Regulation is the new European regulation on Over-The-Counter derivatives, central counterparties and trade repositories. The impact of EMIR on CCPs is extensive. This AutoRek presentation looks at 5 key areas of impact.

Designed for credit managers, this paper assesses the government’s decision to exempt insolvency cases from ‘no
win, no fee’ civil justice reforms and the implications for insolvency practitioners. The paper also covers business confidence amongst credit managers and wrongful trading.

This paper analyses, from an economic perspective, the viability of different business models in providing accurate ratings of credit risk to investors. It critically compares four different business models for credit ratings agencies, on the basis of accuracy and practicality.

The process of rebuilding liquidity in the Irish economy has begun. Baker Tilly is playing a leading role in the nationwide restructuring and recovery of the country, assisting both domestic and overseas lenders with investments in the Republic.

This case study looks at how BUPA Wellness combined solutions together to create one control panel for high-quality communications. BUPA Wellness, a subsidiary of Bupa Group, chose to use the MSI collection system in 2007. Previously Bupa had experienced a decline in collections and required a system... view abstract

This case study explores how Moreton Smith helped UBM on maximising cash collection and reducing debtors, whilst ensuring the cost of collection was kept to a minimum. UBM is a leading global business media company specialising in exhibitions, publications and business data.