Princeton
Area
68 South Main St.
Cranbury, NJ 08512
By Appointment Only
Toll Free 800-655-2977

Injury HelpLine

Procedurally, the following events occur in most personal injury cases. First, we must
complete our investigation and file. This will involve the collection of data from your physician, your employer, and our investigator. When we feel that we
have sufficient information to form an opinion as to the financial extent of your damages, we will commence negotiations with the opposition for a
settlement.

If that avenue is not productive, then a complaint is filed, and the parties served with notice that a claim has been made. The opposition
then is given a fixed time to file what is known as an "Answer." The Answer if usually followed by a request for written interrogatories. These are
questions that must be answered by the claimant with the aid of counsel. Generally, written interrogatories are followed by the taking of depositions, which
is recorded testimony given under oath by any person the opposition wishes to question.

The deposition is just as important as the trial itself, and
in the event you are deposed during the course of this action, you will receive detailed instructions as to procedure. After taking depositions, the case
will be set down for trial. Following the setting of the case for trial, there will be preliminary conferences commonly known as pretrial hearings.

Altogether, these procedures may take from six months to several years, and your patience may be sorely tried during this time. However, it has been our
experience that clients who are forewarned have a much higher tolerance level for the slowly turning wheels of justice.

Doctor/ Treatment:

It
will help your case to tell us and your doctors about any injury or medical problems before or after your accident. Good cases can be lost by the injured
person's concealing or forgetting an earlier or later injury or medical problem. Insurance companies keep a record of any and all claims against any
insurance company. The insurance company is sure to find out if you have ever made a previous claim.

Tell your doctors all of your complaints. The
doctor's records can only be as complete as what you have given. Keep track of all prescriptions and medicines taken and the bills therefor. Also save all
bottles or containers of medicine.

You should keep a diary of your experiences since your accident. In addition to this daily record, we also ask you
to start describing a single day in the course of your life. In other words, describe what you do when you get up in the morning, the first thing you do
after you go to work, what type of work and effort do you put into your employment, what activities you engage in after work, etc.

In other words, we
need you to describe the changes in your working life, your playing life, your life as a husband or wife or child or parent. In your written description of
your day, we would appreciate your explanation in the greatest detail possible and in your own words how the accident and subsequent injuries have affected
your life, your personality, and your outlook.

And remember that suffering does not entail mere physical pain; suffering can be emotional and can be
transmitted to your family and friends, at work and at play. When you have completed this description, please return it to this office in the enclosed
envelope.

You can also begin to set up a system for recording the expenses incurred in conjunction with your claim in minute detail. Medical and legal
expenses are a strong part of the value of your lawsuit, so good records of these expenses must be kept at all times. Your attorney will keep track of your
legal expenses, which may include costs of filing, service of process, investigation, reports, depositions, witness fees, jury fees, etc.

From time to
time, however, there will be expenses incurred that you must keep track of yourself. We ask you to make every effort to avoid any possible error or
inaccuracy as jurors have a relentless reverence for the truth. Keep your canceled checks and your list of expenses together, for we will need them at a
later date.

Permit us to reiterate at this time that the opposition's insurance company will in all probability have a team of lawyers and
investigators working diligently to counter your claim. During the course of their investigation, it is quite possible that they may attempt to contact you
through various (and sometimes, devious) methods. Please do not make their jobs any easier for them by answering their questions.

We cannot emphasize
too strongly that you should refrain at all times from discussing this matter with anyone--and that includes your employer, your relatives, your neighbors,
and even your friends. Of course, there are exceptions to this rule.

If there are friends or neighbors or relatives who know all of the facts and
circumstances surrounding the accident and can be of assistance to you, then they should be referred to this office so that their natural sympathy can be
channeled into an effective asset for you.

Insurance companies pay money to claimants when they are satisfied there are both liability and damages
that support a recovery. They can be expected to thoroughly investigate the facts of the accident and any past injuries or claims. The insurance company will
obtain copies of all of the claimant's past medical records.

The insurance company may telephone you and record the conversation or send an adjuster
(investigator) who may carry a concealed tape recorder. You should not discuss your case with anyone.

Obviously, we cannot stress too strongly that
you not discuss this matter with anyone but your attorney or immediate, trusted family. You should sign no documents without the consent of this office.
Remember that at all times you may be photographed and investigated by the opposition. If you follow the simple precautions which we have set out in your
checklist, we feel that we will be able to obtain a fair and appropriate amount for your injuries. If you get any letters from anyone in connection with your
case, mail or fax them to your attorney immediately.

Questioning: If any person approaches you with respect to this accident without your
attorney's permission, make complete notes regarding the incident. These notes should include the name and address of the party, a description of the person,
and a narrative description of what was said or done. Under no circumstances should you answer any question(s). All questions should be referred to your
attorney's office.

Bills: Retain all bills which relate to your damages, including medical expenses, hospital expenses, drugs and medicines, therapy,
appliances, and anything needed to assist in your recovery. If possible, pay these bills by check or money order, so that a complete record may be kept. If
this is not possible, be certain to obtain a complete receipt with the bill heading on it, to indicate where the receipt came from and the party issuing
it.

Evidence: Be certain to keep anything that comes into your possession which might be used as evidence in your case, such as shoes, clothing,
glasses, photographs, defective machinery, defective parts, foreign substances which may have been a factor in your accident, etc. Be sure to let the office
know that you have these items in your possession.

Photographs: Take photographs of all motor vehicles, machinery, appliances, etc., that may be
connected--directly or indirectly--with your accident. Again, be sure to let the office know that you have such photographs.

Diary: Keep a diary of
all matters concerning this accident--no matter how trivial you think it may be. You should include notes on the treatments you receive, therapy, casts,
appliances, hospitalization, change of doctors, change of medication, symptoms, recurrence, setbacks, disabilities and inconveniences. If you have any doubt
about the propriety of including some particular information, please call the office and let us assist you.

Keep your attorney advised: Keep this
office advised at all times with respect to changes in address, important changes in medical treatment, termination of treatment, termination of employment,
resumption of employment, or any other unusual change in your life.

Insurance reports: Before making any report to your insurance company, consult
with this office on the advisability of the type of reports to be made concerning liability, medical payment coverage, property damage, or other claims under
your policy, or claims against your own policy by a third party.

Lost wages: Keep a complete record of all lost wages. Obtain a statement from your
company outlining the time you have lost, the rate of salary you are paid, the hours you work per week, your average weekly salary, and any losses suffered
as a result of this accident. Where possible, also obtain other types of evidence such as ledger sheets, copies of time cards, canceled checks, check stubs,
vouchers, pay slips, etc.

New information: In the event that any new information concerning the evidence in this case comes to your attention, report
this to the Attorney immediately. This is particularly true in the case of witnesses who have heretofore been unavailable.

Surveillance: Remember at
all times that you may be under surveillance and, therefore, subject to being photographed or filmed by the adverse party. Be advised that there are cases
where photographs and films have been introduced in court showing claimants who were allegedly in serious condition participating in activities which they
alleged they were unable to do. You do not have to live in fear of being photographed, of course, if your cause is a just one.

However, when carrying
on your usual activities, keep in mind at all times that you are subject to investigation. If you have been seriously injured, do not do anything that will
jeopardize your case during the course of your daily life. You should always follow your doctor's advice. If you have to do things which cause you pain, this
can usually be explained to the full satisfaction of any court or jury.

There are cases where the insurance agent has attempted to discredit a
personal injury plaintiff by taking movies of the claimant engaged in various physical activities. In one case, large rocks weighing over one hundred pounds
were placed at the door of the garage during the night so that claimant would have to be forced to remove the rocks in order to drive to work. This, of
course, was filmed and used to discredit the plaintiff's claim in court.

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Meet with an experienced
Attorney to handle your important legal needs.
Please call the office to schedule a confidential "in Office"
consultation.
Attorneys are not permitted to provide legal advice by email.

Since 1985, KENNETH VERCAMMEN
has worked as a personal injury attorney, working for injury victims and
their families. By taking a hard-hitting, aggressive approach toward the
insurance companies, KENNETH VERCAMMEN and our co-counsel have consistently
obtained outstanding results for many injured clients over the years I
am proud to have worked on cases in various capacities, small and large.
While obviously prior results cannot guarantee the outcome of future cases,
I can guarantee that you case will receive the same degree of dedication
and hard work that went into each of these prior cases.

In direct contrast to the hard-hitting approach we take toward the insurance
companies is the soft approach we take toward our clients.
I am proud of my compassionate staff as I am of the outstanding financial
results they have achieved. For many years, I have watched them treat
our clients with patience, dignity and respect. I would have it no other
way.

Many years ago, I attended a seminar sponsored by the American Bar Association
on Law Practice Management. This was to help insure that each of our clients
is always treated like a person -- not a file! We recognize that you are
innocent victims and that you have placed your trust in us. Please understand
that we understand what you are going through. Feel comforted that we
are here to help you.

If you retain KENNETH VERCAMMEN to represent you, we will give you the
same advice we give each of our clients -- concentrate on your life, you
family and your health. We will take care of everything else. Leave all
of the work and worry about your legal rights to us. Trust us. Believe
in us. Have faith in us as your attorneys. Understand that we will always
to do what we believe is best for you and your case. Helping you is our
job. In fact, it is our only job -- guiding injury victims like you through
one of the most difficult times of your lives, with care and concern --
while fighting aggressively to the limits of the law to obtain compensation
and justice for each of you!

Print our Personal Injury Questionnaire on our Website, Fill it out and
Fax back, so we can determine if we can help you obtain an injury settlement.
We would welcome an opportunity to prove to you what we have proven to
thousands of injured clients -- that you can feel comfortable and secure
in the fact that KENNETH VERCAMMEN - Trial Attorney We Fight To Win.

When you have been injured in an accident or collision, you are worried
about who is going to pay your medical bills, lost wages, and other damages.
The last thing you want is to be taken advantage of by an insurance company.
If you don't protect your rights, you may not be able to make a
claim.

Insurance companies have attorneys and adjusters whose goal is to pay
you as little as they can. You need a New Jersey personal injury lawyer
to fight for you. I am dedicated to helping your recover as much money
as possible under the law.

You need an attorney who will work hard to protect your rights, maximize
your insurance settlement and minimize the hassles of dealing with the
insurance companies. You need an experienced and aggressive New Jersey
trial lawyer with PROVEN RESULTS who will fight for you. Having an experienced
personal injury lawyer can make the difference between getting what you
deserve and getting nothing.

Without the threat of a lawyer who is willing to go to trial and seek
a big jury verdict, why would an insurance company pay you what your claim
is really worth? Lawsuits can be expensive, and many people do not have
the money to pursue their claim. In every case, I advance all costs associated
with pursuing your case and I do not ask you for a penny until we recover
from the other side.

I am an experienced aggressive trial lawyer and a 3rd degree Black Belt.
I am not afraid to take your case to trial if that is what it takes to
maximize the amount of money your recover for your personal injury. I
offer one-on-one service, and I will not hand your case off to an inexperienced
lawyer or a paralegal.

Reduce the stress of making a claim.

Personal injury accidents can turn your life upside down. Making a personal
injury claim can be difficult and time consuming. Once I take your case,
you can stop worrying about dealing with the insurance companies and focus
on recovering from your injuries. I take care of all of the paperwork,
phone calls, and negotiations, so you can get on with your life.

p.s. For those clients who are afraid or reluctant to go to Court, KENNETH
VERCAMMEN also offers a special -- For Settlement Only --
program. This means that if we are unable to settle with the insurance
company, we will not go any further -- unless you want us to. You have
my personal assurance that there will be absolutely no pressure and no
obligation.

We handle personal injury cases on a contingency fee basis.

This means: YOU DON'T OWE ME A LEGAL FEE UNLESS I RECOVER MONEY
FOR YOU.

Call our office to schedule a "confidential" appointment 732-572-0500

Kenneth A. Vercammen is the Managing Attorney at Kenneth Vercammen &
Associates in Edison, NJ. He is a New Jersey trial attorney has devoted
a substantial portion of his professional time to the preparation and
trial of litigated matters. He has appeared in Courts throughout New Jersey
each week on personal injury matters, Criminal /Municipal Court trials,
and contested Probate hearings.

Mr. Vercammen has published over 125 legal articles in national and New
Jersey publications on criminal, elder law, probate and litigation topics.
He is a highly regarded lecturer on litigation issues for the American
Bar Association, NJ ICLE, New Jersey State Bar Association and Middlesex
County Bar Association. His articles have been published in noted publications
included New Jersey Law Journal, ABA Law Practice Management Magazine,
and New Jersey Lawyer. He is the Editor in Chief of the American Bar Association
Tort and Insurance Committee Newsletter.

Admitted In NJ, US Supreme Court and Federal District Court.

Contact
the Law Office of
Kenneth Vercammen & Associates, P.C.
at 732-572-0500
for an appointment.

The Law Office cannot provide legal advice or answer legal questions over
the phone or by email. Please call the Law office and schedule a confidential
"in office" consultation.

.

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