Getting Help

The Medical Insurance Bureau (MIB) helps protect you from the cost of fraud (intentional or unintentional) committed by applicants for insurance.

With the written permission of the proposed life insured, the underwriter can access the MIB database, which contains information about lives on whom insurance applications were submitted

member insurers must report specified medical information gathered during underwriting

MIB provides codes for specific impairments

underwriter can then request more information from other sources

helps flag whether relevant medical information was concealed by the proposed life insured

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