Fixed Annuities

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Benefits of Jackson Deferred Fixed Annuities

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Deferred fixed annuities can help you earn tax-deferred interest and lock in a future stream of retirement income. People in, or near, retirement often choose them to build income without exposure to stock market volatility.

Competitive Interest Rates

Jackson has a history of providing competitive long-term rates and offers many products with a first-year additional interest rate.

Range of Income Options

You choose when the time is right, and select the guaranteed income option that meets your retirement needs, either for life or for a set period of time.

Death Benefit Protection

The full value of your fixed annuity including accumulated interest, less any withdrawals, will go to your beneficiaries if you die prior to receiving income payments.

Benefits of Jackson Immediate Fixed Annuities

Immediate fixed annuities can help when you´re ready to exchange a lump sum for an income stream that will begin within the year. You can choose a guaranteed income for life and/or for a set period of time, depending on your retirement needs.

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What is an Annuity?

An annuity is a long-term, tax-deferred investment designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Tax-deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA and may not be available if a “non-natural person” such as a corporation or certain types of trusts owns the annuity.

The Latest Income Date allowed under the contract is the owner's age 95, which is the required age to annuitize or to take a lump sum.

Fixed annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York, by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). May not be available in all states and state variations may apply. These contracts have restrictions and limitations, including withdrawal charges and possible excess interest adjustments. For costs and complete details, contact your representative or the Company. Jackson® is the marketing name for Jackson National Life Insurance Company and Jackson National Life Insurance Company of New York.

Terms and products are subject to availability.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.

· Not FDIC/NCUA insured · Not bank/CU guaranteed · May lose value · Not a deposit · Not insured by any federal agency