I am also a Certified Personal Financial Adviser (CPFA) and a CFA Level II candidate. I also write at the US based website http://seekingalpha.com/user/689315/instablog. Investment Advisory and Stock picking have been my favourite hobby for as long as I have had a corporate career which has turned into a passion over the last few years.

With over a decade of consulting experience in personal financial advice, budgeting, financial planning I have learned that anyone can attain financial freedom by following a simple set of rules and by sticking to those rules. However, it is not a magic formula.

By understanding the basic financial concepts I cover and taking the financial advice I offer for your personal finances, you have a good chance of building wealth, saving money and succeeding financially.

You can use this blog in 2 ways – one for personal financial advice for overall wealth management and the other for security specific research. The research is backed by very strong data analysis with full disclosure of all conflict of interests based on the highest ethics. Wishing you all good luck in this journey.

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This is a brilliant blog covering every aspect in detail. Anand, its truly great to manage your day job and then able to help the ignorant in terms of FP guys like me.
I have sent a mail to your admin mail ID. Please guide me.

India is a country which consist of approximately 48% of population which are women’s (Indian women) which may incidentally or specifically known as “Matee..” or “NARI’S” and we also witnessed a revolution of independence among them in past 10 years which is surprisingly the best but when it comes to investment decision they suddenly takes a backseat as the people have ordinary perceptions that “women don’t understand numbers”, “women cannot manage money” or may be a bit weak in understanding fine prints.. but the truth is that women are smarter of all races and I believe is anything but this…women can not only be good investors they even have a natural advantage over men when it comes to investments it’s a broad generalization, I agree, and there will be exceptions but based on my observations over the couple of years , I feel women not only have an instinct for numbers they are more security oriented as they have a long term view of things; they know how to use money effectively and they are amazingly good at nurturing. And that makes them a good investor..!!!

Will it needs an explanations…

In most of indian homes, the daily expenses are managed by a women, usually by wife, mother or by a DEVI. So in other words it means Running a house is an easy task oops sorry… ‘not an easy task’ as it involves buying the right quantities of each and every ingredient at right price ,at right time and at right place ensuring that the family keeps healthy, making sure all day to day bills are taken care of , and at the end of the month, being able to keep some money aside for emergencies. The housewife does this skillfully even as inflation rates varies, where prices of some essentials follows the rocket speed and household income fluctuate. Did someone says women can’t handle money..???

Women are generally more security conscious than men as they prefer to follow rules and walk along the path of safety rather than some sort of adventure. Unlike men or a monkey, who may jump into manipulative schemes even if the details are sketchy, most women will hesitate to make a commitment unless and until they are completely sure of…hence women also have instinct for nurturing. Whether it is babies or pets or plants- somehow, things thrive in their care. It could be the patience they are blessed with or their sincere interest in even the most seemingly insignificant of things. The same is the case with investment most women are able to nurture even the smallest amounts converting into something meaningful….!!