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Pollution Non-Environmental Contractors

Non-environmental businesses face multiple environmental risks stemming from their daily operations. Whether these actions create a pollution condition or aggravate an existing one, the non-environmental contractor can be held liable in the event of a claim, which their standard CGL coverage typically would not cover. There are many different types of pollution conditions that may be encountered. Proper coverage can be easily purchased to address the issues of job site pollution, in-transit spills, aggravation of an existing pollution condition, water damage leading to a mold condition, and potential restoration costs for surface water or soil, to name just a few.

Most non-environmental contractors do not believe they have an exposure and are not required to carry this type of coverage. They often don’t see the importance of making it part of their insurance program until they have a claim denied under their GL policy. Additionally, most GL policy forms include the absolute pollution condition exclusion, so no coverage or defense is provided.

Our Customers Say

Jacquelynne Maloney at the Tonry agency has helped us immeasurably navigating the bonding process. She took the time to get to know us and develop a complete picture of our company, our goals and objectives, our capabilities, our needs and the history of our company. Her knowledge of the market allowed her early on to recognize what program would work for our company. Other bonding agencies simply asked for a copy of our financial statement, balance sheet and work on hand. They appeared to have no interested in whether we were making cupcakes or nuclear missiles. Jacquelynne took the time to get to know us personally. To her we were more than just our financial statement.

The Massachusetts Commissioner of Insurance has approved a Stipulation for the general revision of workers' compensation rates, effective 12:01 A.M., July 1, 2018 that generates an overall average decrease of 12.9% for Massachusetts workers’ compensation rates.

Download the Tonry Topic for changes to manual rates, averages by industry, experience rating, deductible credits, and commonly used classifications. Changes to workers' compensation rates will be applied to new and renewal policies with effective dates on or after July 1st.

Effective October 21, 2017, customers will be eligible to renew their licenses or ID cards online for two consecutive renewal periods. This will result in approximately 30,000 additional renewal transactions eligible to be processed online each month. Fewer in-person customers will make it easier for the RMV team to attend ATLAS training and prepare for the March 26, 2018 ATLAS rollout. This will also allow customers to keep their current photo images for five additional years.