Elke Meeus, the widow of an Oklahoma City police recruit, said she's now struggling to get the life insurance payment she and her husband signed up for.

Kelley Chase died in October 2012 during a training exercise to become a police officer.

"I'm not asking them to give charity-wise," said Meeus. "I'm asking them just to make right what they did wrong."

According to Meeus, she and her husband knew the risks of the job. He had previously served in the military and she said risk was something they were familiar with.

"We opted for the higher life insurance," she said.

Meeus showed KOCO 5 News her notes from May 2012 when Chase first started training. She said the two talked about the highest life insurance coverage, paying $16 per paycheck for a $120,000 payout.

Instead, she said the insurance company offered her $80,000.

"All I know is something went wrong either with the insurance company or the city of Oklahoma City," said Meeus. "At this point, I really don't care."

The issue is over a health questionnaire that was not filled out, but Meeus said both she and her husband tried asking for it and never heard back from the insurance company.

"I called them and asked them what was going on and they told me that they were going to contact the city of Oklahoma City to figure out what was going on," she said.

Meeus now wants closure. She said $40,000 may not mean much to an insurance company or the city, but it means a lot to her two young children who she is now raising on her own.

"I need to show them that we're going to be OK," she said. "We're going to be OK in the long run."

KOCO 5 News tried finding the health questionnaire online and also contacted the insurance company, but never got a response.

The city released a statement: "The City's Municipal Counselor's office is communicating with Ms. Meeus' attorney and is investigating the claim. Our hearts go out to Ms. Meeus and her family. Kelley's death was a huge loss for the city."