Amtrak Guest Rewards World MasterCard Review – Train Credit Cards

There are many choices of credit cards available out there. Among them are rewards credit cards linked to a number of brands and franchises. One of them is the Amtrak Guest Rewards World MasterCard. This is one of the train credit cards available for consumers at the moment. Previously, Chase offered train credit cards of its own but killed them back in 2015. However, it is worth exploring an Amtrak Guest Rewards World MasterCard review for anyone who is interested in applying for the credit card.

How Do I Earn Amtrak Rewards With This World MasterCard?

One of the biggest perks of the Amtrak MasterCard is that it is worth it for anyone who travels via Amtrak or uses it regularly for their normal weekday commute. This is because it allows you to gain rewards over time when you use it on a regular basis. The card carries an annual fee of $79.

As your first reward after signing up, you will receive an instant bonus of 20,000 points once you spend $1,000 on the credit card within the first 90 days. If you are interested in signing up for the Platinum MasterCard version, there is no annual fee and you can get 12,000 bonus points after spending $1,000 within the first 90 days.

When you use your Amtrak Guest Rewards World credit card toward travel on Amtrak or on purchases while on a train, you will receive 3 bonus points for every dollar you spend. All other travel related purchases, such as via airlines, hotels, car rentals and others, you will get 2 bonus points for each dollar spent. All your other purchases will garner you 1 bonus point for every dollar you spend. You will also receive bonuses for business class and first class travel purchases.

How Can I Redeem My Points?

Redeeming your bonus points with the World MasterCard can be done by using your points toward additional travel expenses. For instance, if you are in New York and have to travel to Chicago, you can use your bonus points toward the trip to reduce the total expense of your travel. You can also redeem points toward gift cards related to travel for a value of one cent per point. Overall, however, your best option is to redeem your bonus points toward Amtrak travel because two cents per bonus point is competitive in the world of travel rewards credit cards.

Conclusion

In general, if you travel via Amtrak frequently, having the World MasterCard with its $79 annual fee can really be worth it thanks to the perks. If you purchase a companion ticket for Amtrak travel, it can actually cancel out the annual fee altogether if the fare is greater than $79.

All in all, the Amtrak Guest Rewards World MasterCard review should convince you whether or not the credit card is right for you. If you travel via Amtrak on a regular basis, you can really gather plenty of rewards and it can be well worth having it.

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