Graham Bye

Wales & the South West

Graham, who is based in the west of England, has nearly 20 years’ experience in the loss assessing profession. Prior to this he worked in building construction, which gives him a great understanding of the structural problems connected with fire or flood-damaged properties:

“If properties have been damaged by fire or flood, it is so important for people to have specialists working with them right from the start. It’s not just in that area that we can help. I always compare the services of a Loss Assessor to that of a barrister: you wouldn’t want to go to court and have the prosecution act for you – and neither should you rely on the insurer and its Loss Adjuster to handle your claim. We act for you, protecting your interests every step of the way.”

Comments I’ve received from previous clients…

”Graham Bye – he was like Noah when the floods struck. We were very lucky to have used Morgan Clark. It made a tragic circumstance much easier to deal with.” – Mr and Mrs Jackson

”Using your company has been a revelation. Your staff and experts have all been first class starting from you (Graham) who gave me the confidence to use your firm almost immediately. I have never regretted this and in fact your firm exceeded my expectations by 500%. Your company is without doubt the best company I have ever had any dealings with. I feel anyone you contact should use your services and if you ever have any client in two minds, you have my permission to get them to ring me for a reference. My only advice to them would be to use you.” – Mr Bayagbona

”We are back in our house and it is beautiful. It has been a long journey but worth waiting for as it’s so stunning. It’s great to be back. Thanks to you and your team for all the help and support.” – Ms Webb

How does the insurance claim process work?

In most cases, a significant insurance claim will be a once in a lifetime experience and people tend to look for reassurance about what to expect over the coming months. To be fully prepared for what lies ahead, we would always recommend speaking to an industry expert. This page has be written to give policyholders a general understanding of the insurance claim process.

How long will it take to get back into my property?

We have found this to be a common concern and one that most policyholders struggle to get answered by their Loss Adjuster. Industry experts at Morgan Clark can determine a good approximate timeframe by talking through the basic details of your claim.

Will I annoy my insurer by using Morgan Clark?

If your insurer is trying to dissuade you from using Morgan Clark, you should question why they are against the idea of you being equally represented. A Loss Assessor can only help a policyholder claim for what is legally within their insurance contract - is their reticence based on them looking to settle your claim as cheaply as possible?

How much will Morgan Clark charge?

Our services are free to clients who use the services of the surveyors and builders we introduce them to. These professionals will be paid by your insurer as part of your claim, and in turn, pay us a management fee for running the whole project.