Card Benefits

United ClubSM membership – up to a $550 value per year

United Club locations offer a place to work, relax, and enjoy complimentary beverages and snacks. Before you fly, you, as the primary cardmember, and your eligible travel companions will enjoy access to all United Club locations and participating Star Alliance™ affiliated lounges worldwide.*

$100 statement credit

after your first purchase.*

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

2X miles on tickets purchased from United

Earn 2 miles per $1 spent on tickets purchased from United.*

Earn 1.5 miles per $1 spent on all other purchases.*

Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn.*

Free first and second checked bags – a savings of up to $240 per roundtrip*

The primary cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free ($25 value for the first checked bag and $35 value for the second checked bag, each way, per person) on United-operated flights when purchasing tickets with their United MileagePlus Club card. See united.com/chasebag.

Enjoy a United Club membership –up to a $550 value each year – as long as you remain a cardmember.* United Club locations offer a place to work, relax, and enjoy complimentary beverages and snacks before your flight. The primary cardmember and eligible travel companions will have access to all United Club locations and participating Star Alliance™ affiliated lounges worldwide. If you already have a United Club membership, you will be reimbursed for the unused portion of your membership once you're approved for the card. Authorized users will not receive their own United Club membership and are only eligible for United Club access if they are traveling with the primary cardmember.

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside the United States.† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

You can use MileagePlus miles toward travel on United, starting as low as 12,500 miles for a one-way Saver Award within the continental U.S. and Canada.* You can also use miles for travel on Star Alliance™ and other partner airlines. Or use them to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and car rentals. To learn more, please visit united.com/usemiles.

No close-in award booking fees on United tickets

The primary cardmember has the freedom to book award tickets for close-in dates without having to pay a close-in award booking fee.* Remember to sign into your MileagePlus account before starting the award booking process.

World of Hyatt: Discoverist Status

As the primary cardmember, you are eligible for Discoverist membership in the World of Hyatt global loyalty program.* To enjoy this benefit, you will need to register at united.com/HyattChaseBenefit.

Enjoy Luxury Hotel & Resort Collection privileges

Stay in style with room upgrades, complimentary breakfast and other special cardmember-only amenities at more than 900 of the finest hotels, resorts and spas in the United States and around the world.*

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.**

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.**

Lost Luggage Reimbursement

If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.**

Trip Cancellation/Trip Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.**

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.**

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.**

Price Protection

If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.**

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase. Up to $500 per item, $1,000 per year**

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**

Visa Concierge

Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.*

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.

$100 STATEMENT CREDIT
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive a $100 statement credit after your First Purchase. ("First Purchase" does not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for statement credit to post to your account.

UNITED CLUB MEMBERSHIP
United ClubSM membership is subject to United Club terms & conditions, united.com/UnitedClubRules, and access polices, united.com/UnitedClubAccess, each of which is subject to change, with or without notice. Please allow 2 weeks after account open date for the United Club membership to activate (excludes Star Alliance and affiliated lounges). The United Club membership card will be sent to the primary cardmember 6 weeks after the account open date. Authorized users will not receive their own United Club membership and are only eligible for United Club access if they are traveling with the primary cardmember. The cardmember's United Club membership will be renewed automatically on each credit card anniversary date, provided that the account is open and not in default. Existing United Club members are eligible to receive a pro-rated refund for any unused portion of their current membership if the refund is greater than $15. Please allow 6 to 10 weeks to receive refund checks. Lifetime United Club members are excluded from receiving a reimbursement. Chase is not responsible for the fulfillment of the United Club membership.

PREMIER ACCESS
The primary Cardmember and companions traveling on the same reservation are eligible for Premier Access®; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Benefits include the following travel services where available: designated check-in lines, priority security lanes, priority boarding, and priority baggage handling. To receive Premier Access, the primary Cardmember must include their MileagePlus® number in their reservation. Premier Access is only available on United®- and United Express®-operated flights; codeshare partner-operated flights are not eligible. Chase is not responsible for the provision of, or failure to provide, Premier Access. Please allow 2 weeks after account opening for Premier Access to be available on your United reservation. Please visit united.com/PremierAccess for details.

EARN CLUB CARD AWARD MILES
Rewards Program Agreement: For more information about the United MileagePlus® Club card rewards program, view the latest Reward Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.

How you can earn miles: You'll earn miles when you, or an authorized user, use a United MileagePlus® credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5 miles: You'll earn 1.5 miles for each $1 spent. 2 miles: You'll earn 2 miles total for each $1 spent on airline tickets purchased directly from United (.5 additional miles on top of the 1.5 miles per $1 earned on each purchase). Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Miles expiration: The miles transferred to your MileagePlus account will not expire as long as your card account is open. If your card account is closed, the miles in your MileagePlus account will expire according to the MileagePlus program rules. Losing miles: You'll immediately lose all miles that haven't been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

FREE CHECKED BAGS
The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first and second standard checked bags free, the primary Cardmember must include their MileagePlus® number in their reservation and use their MileagePlus Club Card to purchase their ticket(s). First and second standard checked bags free is only available on United®- and United Express®-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first and second free standard checked bags to be available on your United reservation. Please visit united.com/ChaseBag for details.

UNITED SAVER AWARDS
United Economy roundtrip Saver Awards are currently redeemable at 25,000 miles for travel within the continental U.S. Award pricing is subject to change without notice. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government-imposed taxes and fees, passenger facility charges (PFCs) of up to $18.00 per round trip; September 11th Security Fee of $5.60 per one-way trip that does not include a government-defined stopover for awards for air transportation originating at an airport in the U.S.; and U.S. segment tax of $4.00 for each segment (take-off and landing) as of January 1, 2017. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Any valid unused award ticket may be returned to the MileagePlus Service Center, for a service charge, up to one year from the date of issue. Award seats are subject to availability and capacity-control restrictions apply. For more information on MileagePlus award travel, visit united.com/awards.

CLOSE-IN FEE WAIVER
The primary Cardmember will receive a close-in booking fee waiver on award tickets booked less than 21 days before departure, including award tickets booked by the primary Cardmember for an authorized user(s), under the primary Cardmember's MileagePlus number. To receive a close-in booking fee waiver, be sure to provide the primary Cardmember's MileagePlus number before you start the award booking process. Award booking under an authorized user's MileagePlus number will not receive this benefit. Close-in booking fee waiver is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Chase is not responsible for the provision of, or failure to provide, close-in booking fee waivers. For more information on award travel, please visit united.com/awards.

WORLD OF HYATT DISCOVERIST MEMBERSHIP
The primary Cardmember is eligible for Discoverist status in the World of Hyatt program and will need to register for this benefit at united.com/HyattChaseBenefit. Please allow 4 weeks for the registration request to be processed by Hyatt. To receive Discoverist benefits, the primary Cardmember must provide their World of Hyatt membership number at time of reservation or at time of check-in. All benefits are subject to complete World of Hyatt Terms and Conditions, available at worldofhyatt.com. Chase Bank USA, N.A., is not responsible for the provision of, or the failure to provide, the stated benefits and services.

ROOM UPGRADES AND SPECIAL AMENITIES
The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on LHRCollection.com. Websites and other information provided by LHRC and/or participating hotels are not within Chase's control and may or may not be available in Spanish. All exclusive amenities and Guest Privileges are provided per room and are based on double occupancy. Some amenities may only apply to select rates, may be subject to availability at check-in, and are not redeemable for cash. Amenities may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi provided, with the exception of DumaTau and Little Makalolo where Wi-Fi is not available. Program benefits, participating properties, and Guest Privileges are valid through the current calendar year, but may become unavailable due to circumstances outside of Chase's control. All efforts have been made to ensure the accuracy of the information contained. We reserve the right to correct any mistakes. Certain blackout dates and other restrictions may apply. This program is brought to you by Chase through an agreement with Signature Travel Network.

CONCIERGE SERVICE
Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

MILES DON'T EXPIRE
Your miles will not expire as long as there is activity on your credit card account, including paying your annual membership fee, and the credit card account is open and not in default. Upon cancellation of your credit card account your miles will expire according to the MileagePlus program rules.

United MileagePlus Visa Card Program Information
Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user's card will only be credited to the primary cardmember's account. If a cardmember's membership in United's MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United MileagePlus Card. Chase's sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the cardmember's associated MileagePlus account. Chase disclaims liability or responsibility for United's failure to award or redeem miles to the cardmember's associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as cardmember's MileagePlus Club Credit Card account is open and not in default. Upon closure of the cardmember's MileagePlus Club Credit Card account, all benefits will be canceled.

MileagePlus Program Terms and Conditions
Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus program, including without limitation the Premier® program (the "MileagePlus Program"), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.com.

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