Chad: “The wise guys are on the Saints at +3 … What I’m worried about with the Falcons is the fact that they’re missing their middle linebacker.”

BJ: “The Saints’ defense has gotten torched this year, but it is not as bad as it looks. They’re not that much different from the team they had last year. In fact, I think if you look at the talent on the defense, it’s better.”

Chad: “The Bengals defense is phenomenal …The team is seventh in the league in yards per play on defense. It is second in the league in yards per play allowed rushing the ball … They’re a good team no one’s paying attention to. Give me the Cincinnati Bengals!”

BJ: “I think people are higher on Dallas than they should be after that win against the Giants … I operate off of feel. That’s how I drive, too. You don’t even need to look. I don’t use rear-view mirrors, I drive based on feel.”

Chad: “I like Seattle because of the number. The Seahawks should be a three-point favorite in this game. And instead I’m getting them at two points. To me that’s value.”

Editor’s note: The opinions on these games are from the individual writers and are based on their research, analysis and perspective. They are independent of, and may not always match with, the algorithm-driven Best Bets from Sports Insights.