FollowMe™ Health and FollowMe Life plans are designed specially for those whose group coverage is ending or has recently ended. If you apply within 60 days of your group coverage end date, completion of a medical questionnaire is not required. This means a quick and easy application process, accessible protection, and the peace-of-mind that comes with knowing you are covered.

Some individual plans do not require completion of a medical questionnaire, as long as you apply within 60 days of your group health coverage end date. Even better, if apply before your group coverage ends, your individual coverage can start as soon as your group plan stops - and you'll have the peace-of-mind of uninterrupted coverage.

Paying final expenses, and dealing with a mortgage balance, loans, debts, and day-to-day living expenses may become a serious challenge. Use our Term Life calculator to help you evaluate your own unique situation.

Unlike traditional mortgage life insurance whose value decreases as you pay down your mortgage balance, term life insurance plans pay the full original face value of your policy to your beneficiary. Your beneficiary can then use the money towards the mortgage, loans, debts, daily living expenses -- the choice will be theirs'.

CoverMe™ Term Life insurance premiums remain the same for the first ten years. At the end of the first 10 years, and every 10 years thereafter, your policy will be renewed at your new, age-based rate up until your 80th birthday.

CoverMe™ Guaranteed Issue Life insurance premiums will never increase, and your coverage will continue as long as you pay your premiums.

The FollowMe™ Life plan is designed for those whose group life coverage is coming to an end, or has recently ended. Completion of a medical questionnaire is not required as long as you apply within 60 days of your group life coverage end date.

The CoverMe Guaranteed Issue Life plan does not require medical underwriting - completion of a medical questionnaire is not required.

For CoverMe Easy Issue Life plan, you only have to answer two simple health-related questions.

The application process for FollowMe Life, CoverMe Guaranteed Issue Life insurance, and CoverMe Easy Issue Life insurance is quick and easy which means accessible coverage for you, and protection for your loved ones.

The FollowMe Life plan is designed for those whose group life coverage is coming to an end, or has recently ended. Completion of a medical questionnaire is not required as long as you apply within 60 days of your group life coverage end date. This means a quick and easy application process, accessible protection and the peace-of-mind that comes with knowing that you are covered, once again.

Travel clinics are a great resource, as they are staffed with specialists in travel health. They have current information on which vaccines are required or recommended for people traveling to various destinations as well as information on the most up-to-date medications for travellers.

For example, with the CoverMe Critical Illness plan and the Return of Premium Option, Manulife will reimburse all the premiums paid – up to 100% of your benefit amount. That means you could receive up to $25,000, $50,000 or $75,000 depending upon the coverage you purchase!*

*Please note that this option is only available at the time of initial application.