All applications are subject to approval and will be assessed separately by reference to the applicant’s individual circumstances. If approved, we will aim to transfer the funds that same day if you are an existing customer. For new customers, we will endeavour to process as quickly as possible. We cannot guarantee the money will be accessible the same day, as it will depend on which bank you use.

Offer valid from 19/11/18 – 24/12/18

If your loan is funded, you will be entered into the next weekly draw, and if unsuccessful, you will be entered into each subsequent weekly draw. This means the earlier an entrant is funded, the more opportunities they will have to win a weekly draw right up until 23nd December. If you do win a weekly draw, you will not be entered into the subsequent weekly draws remaining, but you will be entered into the major iPhone draw.

How much does a loan with Fair Go Finance cost?

Small Loans $500 – $2,000

Medium Loans $2,001-$5,000

Lender

Min Loan

Max Loan

Average Term

Typical Establishment Fee

Monthly Fee

Interest Rate per Annum

Comparison Rate

Fair Go Finance

$2,250

$5,000

8 months

from $360

$5

from 17.9%

36.64%

^ The 36.64% comparison rate is based on a $2,500 loan over 2 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Large Loans $5,001 – $10,000

Looking for a larger loan? Here are some examples of the types of larger loans we can help with.

Average Loan

Typical Use

Average Term

Typical Establishment Fee

Interest Rate

Weekly Repayment

Comparison Rate

$10,000

Holiday, car purchase, medical

2 years

from $595

from 17.9% p.a

$123

23.55%

^ The 23.55% comparison rate is based on a $10,000 loan over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

How Much?

$

$500$10,000

Repayment Term

6 months36 months

Interest rate from p.a.

19.9%

Comparison rate from p.a.

44.2%

Minimum weekly repayment

$72.48

Total repayment

$3,766

All prices shown are indicative and are for new customers. For returning customers, you will be eligible for our Mates Rates Loyalty Reward benefits, which includes a 10% discount on your establishment fee. All personal loan applications are subject to approval and will be assessed separately by reference to the applicant’s individual circumstances.

All prices are indicative. Fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

All prices are indicative. Fees and charges are payable. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

WARNING - DO YOU REALLY NEED A LOAN TODAY?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:
For more information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink.www.humanservices.gov.au/advancerepayments

The Australian Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.