Cryptoriya on the web

Read the Cryptoriya whitepaper

About Cryptoriya ICO

Cryptoriya is the first blockchain based technology where users can exchange any cryptocurrency to cash within minutes from anywhere globally and it supports 1600+ cryptocurrency or token in a single platform. CryptoRiya is a platform for the future of Crypto-Currency that enables anyone to spend, withdraw, sell, buy & sends any crypto-currency anywhere globally without any bank account. While existing solutions offer to solve just one problem at a time, our team is up to build a secure, useful, & easy-to-use product based on Ethereum Blockchain. It will include easy Crypto-Currency to cash payments and even a digital arbitration system. At the end, our aim is to make any crypto-currency usable in daily life & getting cash from any crypto-currency within minutes around the world which will make any crypto-currency genuinely efficient, transparent, and reliable.

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In the market, there are lots of wallets available but all of them are supporting their currency either 3 to 10 more coins or token but in the present climate people are quite busy with their work. On this situation they do not have so much time to do all these things, so they want something hybrid quickly performing.

If we have 30-40 different types of currency, we cannot take all of them in a single wallet. We can store them in different portfolios, and if we want to exchange them by a single click, we have to connect them one by one. Then we able to transfer them.

Cryptoriya wallet security system is very high. We can use only cold wallet i.e.; a cold wallet is the offline wallet for storage a digital asset on platforms that not connected to the internet. It protects from unauthorized access cyber hacks and other vulnerabilities. Cryptoriya wallet is only accessible by using two-factor authorizations. There is no direct access to the portfolio with email id, and password.

The user has email id and password, but it is not sufficient to access the cryptoriya wallet system. If you enter id and password after successful authorization by proceeding, the next step for login is you have to provide 2fa code by which you can log in, and for every transaction, you have to enter the otp /2fa code that given your choice. It could be sms, email, authy, voice call or ether letter by post. So, it is the highly secure and no one can access it by even knowing id and password without 2fa code.

Cryptocurrency have managed to scale through multiple hurdles in the period of their reason. Cryptocurrency primarily used as a method of payments, and various stores and vendors are also accepting cryptocurrency coins over the last couple of years. Cryptocurrency have been rapidly growing around and understanding its use and value to the public.

Most of the exchanges follow traditional architecture, and there is only one global P2P exchanges platform. Local bitcoin, while still relatively small, it has recently seen a significant increase in the trade volume, reflecting higher demand for Cryptocurrency.

cryptoriya is a global P2P exchange platform that allows users quickly and easily convert one cryptocurrency into other Cryptocurrency or cash and vice-versa. We have created cryptoriya as a direct response to a vast market problem that exists in the global Cryptocurrency market. In the majority of countries around the world, individuals are not able to quickly (instantly) and conveniently convert one cryptocurrency into other Cryptocurrency or cash. While some exchange platform is available, mostly lack of scale that offer simple tech solution that requires security and it is challenging and complicated to use.

Cryptoriya will provide individuals a reliable and convenient platform to quickly exchange 1600 Cryptocurrency with the assurance of 100% that help the most popular payment methods for the Cryptocurrency available in the world.

To ensure the best user experience as well as protect the users cryptoriya will act as a guarantor for the trades executed on the platform. Our motive is to give you best service for your trading. We provide the service which is not offered by any of the companies. We provide P2P exchange option for almost all cryptocurrency as well as all-new token/cryptocurrency that added to our system within 30 days of public release.

It is a platform that enables immediate exchange of the Cryptocurrency with another Cryptocurrency. The cryptocurrency circulation was relatively new for the whole world, as it often used with technology that keeps up with the times, cryptocurrency is widely popular and continues to attract a new audience. The growth in the popularity of cryptocurrency accompanied by the gradual lowering of barriers to its circulation and new possibilities are appearing for the development of the infrastructure.

But only an explanation of crypto exchange is not sufficient. The privacy is also essential to this. Most of the companies in the present market will ask user detail & KYC, but our cryptoriya will not ask you for any types of personal detail in exchanging. It is a new launch. None of the companies can trade 16 hundred + currency; only cryptoriya does it with a hope that every coin is tradable & not depending on exchange mercy to listed on the exchange.

The trading fees for exchange are fluctuating from 0.5 to 10% in which the companies are capable of exchanging only 20%-30% types of cryptocurrency, which is quite expensive. We are going to solve the problem by providing almost every kind of crypto, and we are not going to take that many fees for exchange. The solution of cryptoriya is capable to transfers over sixteen hundred with a little exchange fee.

7. As soon as the deposit confirmed in the blockchain network, the selected currency will automatically transfer to your address, and your transaction is complete.CRYPTOCURRENCY TO CASH

In the present market, the majority of the token distributed from ICO’S is mainly affected by the natural fluctuation within the crypto exchange platform and their existence closely linked to their popularity there. We offer flexible crypto exchange option with cash where everyone can exchange any of the cryptocurrency into cash instantly. None of the companies provides the service for changing cryptocurrency into liquid immediately. Everyone will enjoy the benefit of it. The cryptocurrency market system is more challenging compare to three or four years back when the cryptocurrency initiated the demand was very low. But by-passing time and people increasing the knowledge about cryptocurrency, the market was grown. Such a way that you cannot accept by increasing demand users wants more and more services & easy methods to use.

Nowadays, the time came where most of the things whether it is shopping in e-commerce or playing games or paying the parking, etc. Are working with cryptocurrency. The day by day currencies was digitalized, but it is not possible to use it now because it fully digitalized. So, our company cryptoriya give you the service that you can exchange any Cryptocurrency into cash within 10 minutes globally. We have served you a hybrid network. It functions globally. You can transfer your cryptocurrency in any part of the world. We are providing this system by analyzing the market because many of the companies are providing a card for the cash transaction, but the fee is quite high. We also issue cryptoriya cards, but we are offering as well as cryptocurrency to cash function for a little cost because even users are not able to pay that much amount for the only fee of the transaction for cards. We propose the service cryptocurrency into cash which is available to everyone because we are offering with a meager price. By following an easy and straight forward procedure, anyone can exchange cryptocurrency into Cash.

The digital currency market is genuinely international, open 24 hours and offer great potential for growth. The rapid increase of interest in Cryptocurrency led to the creation of newly token available for daily trading. To better illustrate the potential for investing in the cryptocurrency market, we present some facts below. 1. The volume of the world cryptocurrency market in 2017 exceeded $160 billion*. 2. By the end of 2017 the volume of cryptocurrency transactions exceeded 1 trillion dollars which is 15 times more than in the year 2016. 3. In the first half of 2017 the volume of cryptocurrency deals increased by more than 325 billion dollars. Today. the volume of everyday deals with cryptocurrency exceeds 2 billion dollars. 4. The number of unique active users of cryptocurrency wallets has grown more than five times since 2013.

1. User can visit website/ apps. 2. The site is open. In selecting an option, the list of all the Cryptocurrency is open over their. 3. Select the cryptocurrency that you want to deposit. 4. Select on deposit option, select country list in country list and select bank account details. 5. By selecting all the above procedures, the limit is shown on your screen. You have to fill all the required detail and click on start transaction. 6. Now send your coin to display address & wait for your deposit to confirm on the network. After confirmation on blockchain network, your amount is sent to your bank account within 2-3 working days & transaction is completed.

As we already discussed, all the crypto market is increasing right now and represent a vast untapped resource of exchanges with the total market cap of cryptocurrency reaching USD 450 billion in august 2017, and it is expected to grow continuously.There are a lot of companies in the market for enhancing the digital currency market. They give their best, but we give you the service of sending cryptocurrency directly to your card. The cryptoriya is the only company which offers you the hybrid function of transmitting any cryptocurrency directly to your card. We have a partnership with visa, master, and American express and we are offering the lowest transaction fee as compared to the market.

The procedure of sending cryptocurrency to card top-up: - • User visit our site/apps. • Choose the cryptocurrency which you’d like to send. • In send option, select crypto to the card and also select the card issuer.it may be visa /master/american express picking the card issuer, gives us some details like card no, email and mobile no. • Click -start a transaction, and then coin chosen address is displayed on your screen and you need to send the coin to the address. As soon as your deposit confirmed on the blockchain network, the amount transferred to your card within four days.

Ease of convert any crypto-currency makes the cryptoriya card a unique card for anyone who regularly spends money. It is a single card to convert any cryptocurrency.

Cryptoriya card is the card that work in everyday world. Some company’s previous attempts have been made to create a bitcoin card that offers a decentralized bank, instant conversions and stable exchange rates. Until cryptoriya card has not achieved despite millions of dollars poured into this concept.

We are in touch with some bank like ZURICH CANTONAL BANK(SWITZERLAND), DELEN PRIVATE BANK (BELGIUM), CREDIT MUTUEL BANK(FRANCE), CAESIS BANK (LUXEMBOURG) for banking partnership which has finalized to the extent of 80%.

THE CRYPTORIYA CARD To sign up for the cryptoriya card, subscribers need to visit cryptoriya.io and complete a straightforward, 5-minute onboarding process, including non-kyc for regular card & remote KYC for the luxury card. Once this completed, the cryptoriya card will be issued, and customers get it via courier or from our agent available around the world. A physical card may use at more than 50 million visa merchants globally. It will be used both online & offline purchases. Precise interbank rates are guaranteed when using the cryptoriya card. No fees or additional markups in real terms, the cardholder receives a saving of up to 7% when compared to high street banks. Cryptoriya card can be instantly funded, at no charge, with any cryptocurrency. From q1, 2019 cash funding from our agent will also be available to load the cryptoriya card. Using the cryptoriya card to fund purchases is simple. Use it in any VISA enabled merchant or an ATM. You can view the USD balances on your card via our website/apps.

on implementing a seamless Blockchain technology, CRYPTORIYA team has continuously been sticking to some core principles and the real pain it is trying to solve for the unbanked. We have come to certain necessary conclusions based on the geographies we intend to cover and the products we want to offer. There are some underlying issues in financial inclusion of this underprivileged populace that has to be solved by a mix of traditional cash, existing agent networks, and advanced but seamless technology. Few key areas that we have considered while building the tech: 1. Cash is still the dominant medium of exchange in the world. 2. Third party intermediaries and brokers are expensive. 3. Peer to Peer is the road we want to take for all Cryptoriya products eventually. 4. Smart contracts can be used to automate and create trust between participants. 5. Exchange of value should be fast and efficient. 6. Most of this population do not understand crypto, how it works and think it is agnostic.

1. DESIGN AND APPROACH Most Cryptocurrency users have smartphones but cannot afford expensive hardware wallet. Blockchain is maturing and reaching a stage where there is currently a need for a single class, secure strong governance (decentralized) value exchange that uses maximum distributed computing so it is efficient and scales to millions of transactions per second when powered/powering billions of devices (single class of machines) while maximizing security and minimizing transaction fees (to almost zero). To achieve this, we are focussing on the following stack of technologies:

On achieving this, our base technology has to be very strong, and we have studied various blockchain platforms like ethereum, hyperledger, and bitshares, to make cryptoriya scalable we are looking at different off-chain solutions like raiden, ethereum’s lightning network, and plasma, but they are all still in nascent stages and even testing. We have tested and used bitshares in the past. It’s a high technology pegged to all 180+ countries via usd, but uses graphene and graphene was hard to stabilize and continued freezing. For several other reasons, we are staying clear for now. At the moment ethereum erc20 compliant ciya token for transactional is the best blockchain solution available to build cryptoriya platform.

Our mvp will be based on that primarily because ethereum already has a good adaptation in the market, including exchanges and other corporations, will be released before the ico. Eventually we may opt for our public blockchain, but for now, we are building erc20 compliant ciya token and also looking at erc223 on ethereum main net.

However, we continuously track the evolution of other blockchain platforms and technologies in case any other platform would provide higher smart contract flexibility or security for peer to peer financial smart contracts and scalability, such platform could also use.

CRYPTO TO CASH - Cryptoriya makes agent in worldwide. An agent will have the mobile application, through a mobile app, the agent can see the order number and reference id of our costumer and our aim to provide cash within ten minutes globally. CRYPTO TO CRYPTO - crypto to crypto works very simple if any cryptoriya users want to crypto to crypto conversion they can do it through our website /apps and select cryptocurrency and whatever desired currency the user wants and he have to choose, after selecting the desired cryptocurrency, once the deposit confirmed in the blockchain network the users will get his new coin in their wallet address automatically.

CRYPTO TO BANK ACCOUNT- in cryptoriya if user willing to transfer their cryptocurrency to the bank account it can be done without KYC, cryptoriya takes cryptocurrency from the user and send the payable amount from the company offshore account to a user account. Cryptoriya has reserve funds in the bank account, so there is no delay in the transaction.

CRYPTO TO CARD - it works to transfer the cryptocurrency to the card. Users can send their cryptocurrency into their any debit card should have the network of visa and master card. The user has to fill all the essential details of their card like card no & need to choose issuer network on our website or mobile application once the deposit amount confirmed in blockchain network user will get his payable amount on their debit card. There is no delay in this process because of the fund transfers by company reserve fund from company bank account.

2. DEVELOPMENT ROADMAP We have a clear path to our vision, and we have prepared a development roadmap for our technology. Our team prefers a staged approach which means that each stage will have its deliverables:

prepare smart contracts and get feedback from the community, real users and make sure that this solution is viable. Stage 2. On testing of the alpha version, we have got success in our idea. We are preparing to launch our PRE-ICO in May 2018. Stage 3. A full working Beta Version will be ready by June 2018 with a fully functioning backend server with telematics integrations for real customer data gathering and prediction. IT Will include a CRYPTORIYA Wallet, CRYPTO TO CRYPTO & CRYPTO TO BANK ACCOUNTS as well as CRYPTO TO CARD TRANSFER. It tested in three steps. a) private b) invitation c) public after testing of the invitation version, the beta version for the public will get released.

Stage 4. Our public ico start in July 2018. Our token will be listed in our exchange within five days of the close of our ico & within 2nd week of September it’s listed on others exchange. Stage 5. our Fully functioning DEBIT CARD to be released by August 2018 and open to all geographies and customers.

Stage 6. CRYPTORIYA P2P & P2E Exchange launch for public usage and enabling massive adoption across geographies will happen by October 2018. Stage 7. Further development to increase the amount of transactions usability and throughput of the platform.

Cryptoriya token is an ERC-20 utility token, with the functionalities as described in this whitepaper. The funds raised in the initial coin offering ("ico") will be used to scale the platform further, expand in more countries, assistance for local communities to build, investments in a small cryptoriya fund for the migrants, unbanked and hire more people on technology and business development. This is further detailed in next section. We would like to highlight that cryptoriya token does not constitute security in any form in any jurisdictions, and this whitepaper is not a solicitation of investment and does not relate to any form of an offering of securities in any jurisdiction. Please read the important notice at the end of this whitepaper for further clarifications. HIGHLIGHTS OF CRYPTORIYA ICO • 1 CIYA Token Is Equal To $ 0.50. • 1 ETH PRICE Locked to $1000 For PRE-ICO. • there is no minimum purchase amount in PRE-ICO. • PRE-ICO sales period will be from 15th May 2018 at 9 AM GMT to 10th June 11 PM GMT. Cryptoriya reserves the right to revise and amend the PRE-ICO sales period at its sole and absolute discretion. • feedback & review period will be from 6th to 30th June 2018. This will include feedback, implementation, launches of beta, numerous partnerships, testing and other significant news in various countries • ICO sales period will be from 1st July 2018 to 9 AM GMT to 14th August 2018 11 PM GMT. • ether, btc and top 100 Cryptocurrency or Token can be used to purchase Cryptoriya token. Further details can be found at www.cryptoriya.io

• Can Be exchange with any other coin. • Can be trade on exchange. • User need CIYA token to buy or pay any fees for Cryptoriya service. • User can withdraw cash from crypto card any time. • User use it to withdraw cash around the world from our agents. • User can be exchange it to deposit cash or transfer fund to their card.

GRINGAMOR GREENHAND Finance and Technology Gringamor Has Over Seven Years of In-Depth Experience Working in The Fields of Finance & Accounting. He Currently Based in Luxembourg Working with Global Private Equity and Real Estate Funds. Being Exposed to Daily Operations of Funds and Corporations.

JENSINE MOLLER Software Developer A Professional Software Developer, Architect And Blockchain Evangelist, JENSINE Has Architected And Developed Complex And High-Load Projects With A Focus On Trading And Data Security.

GUILHERME AZEVEDO Blockchain Developer He has more than nine years of work experience in IT field and has a free hand on blockchain technology to fly any project. He is well versed with blockchain, and Cryptocurrency technology. He has a good experience in creating new coin/token based on ERC 20, waves, wallet system and exchanging platform as well as ICO launch landing page and dashboard.

LARA SANTOS Creative Design Lara has been working in the animation and post-production field for the last 3 years. Her talents include: illustrating, animating (character motion graphics), character design, sound design, video editing, effects and website design. MAHESH JONES Partnership Head With experience in marketing and business development strategy, JONES main role at Cryptoriya involves strategic alliances and true partnership development in both sales and product development. He has Possesses extensive knowledge of business/technology and a progressive, practical approach to organizational improvement.

FERGUS GAMEZ Lead PHP Developer Lead frontend developer. Experience in building high loaded systems. Expert on data protection and cloud technologies. Experience in developing educational platforms.

Ryan Rodrigues Marketing Manager RYAN is a CRYPTORIYA marketing executive with more than 3 years of experience and has successfully built marketing campaigns for more than 25 start-ups in the blockchain field.

YOGI GIBSON Public Relation Manger Strong public communication skills. Act as a support team in the cryptoriya group to help public/investors in understanding our projects and assist the user in any form of issue.

MATHEUS BARROS Community Manager Matheus is an online community manager and social media strategist with 5 years of experience in developing projects and creating communities around products. His background is firmly grounded in online fin-tech marketing, hi-tech consumer products, and banking.

PIPPIN PROUDFOOTRisk Analyst, Investment Adviser, Business Strategist. Pippin Has Over 15 Years’ Experience In Commercial Banking, Liquidity Risk, Treasury And Debt Capital Markets. He Specialises In Sourcing Talent For Ico Projects And Other Aspects of The Business.

FAUSTIN PRIMEAU He is a global leader in blockchain solutions. As one of the world’s foremost experts on distributed ledger technology, FAUSTIN is committed to driving blockchain-based innovations to create value for clients and deliver disruptive changes in industries from financial services to retail. FAUSTIN and his team have helped customers across the world harness the power of blockchain.

PATRICK HEYMANN PATRICK has spent the majority of his career as an investment professional managing securities portfolio for some of the world’s top investment banks. With over 12 years of experience. It aims to become a fully regulated service provider for high-quality start-ups, nurturing them from seed capital through to ICO and potential IPO after that. PATRICK is an avid start-up investor and entrepreneur holding several investment advisories and board positions.

SHAWN SIMMS Asset management specialist with expertise regardless of areas, such as stock firms and insurance companies. He Has professionalism in stocks, bonds, alternative investments and portfolio management.

CRYPTORIYA CURRENCY EXCHANGE & ASSET MANAGEMENT LIMITED. Cryptoriya came in the market to break all the excessive rates of commission and middleman there will be a direct connection between users and cryptoriya through our official website WWW.CRYPTORIYA.IO Various members of the cryptoriya team have spent several years working professionally. Cryptoriya team has a member of unique ideas to make the life digital in Cryptocurrency. We have identified the Ethereum blockchain with its secure and transparent transaction, smart contracts and low fees as the technology that necessary to take that next step. Cryptoriya is an exchange where users get a wide variety of Cryptocurrency to exchange their desired currencies. Cryptoriya provides fiat option in worldwide it is unique features of our exchange. The cryptoriya is structured as a decentralized autonomous organization, incorporating elements of the decentralized exchange company. Cryptoriya provides a better solution to improve in exchanging Cryptocurrency.

investment in securities in any jurisdiction. If you decide to contribute to the cryptoriya development, please note that your contribution to cryptoriya does not involve the exchange of fiat currency or Cryptocurrency for any form of securities in cryptoriya or any other company. Furthermore, the cryptoriya token holder does not receive any dividend or another revenue right that is guaranteed, nor does it participate in profit sharing scheme. Due to legal and regulatory uncertainty in certain countries, an individual will not be eligible to and shall not purchase cryptoriya token if the individual is a citizen or resident (tax or otherwise) of any country or state (i) where the purchase of cryptoriya token or other similar Cryptocurrency may be prohibited, or (ii) where the token sale is deemed not to be compliant with the applicable laws and regulations. This whitepaper and other Information relating to the cryptoriya token provided on cryptoriya webpage or otherwise and any copy thereof must not be taken or transmitted to any country where distribution or dissemination of these documents/information is prohibited or restricted. In particular, without prejudice to the generality of the foregoing, if an individual is a resident of People's Republic of China (excluding Hong Kong SAR, Macau SAR or Taiwan) or the United States of America (save as permitted by applicable laws in the United States of (America), such individual will not be eligible to and shall not purchase CIYA token through the token sale.

To the maximum extent permitted by the applicable laws, regulations, and rules, cryptoriya and its founders, team members and any third party involved in cryptoriya world project shall not be liable for any indirect, special, incidental, consequential or other losses of any kind, in part, contract or otherwise (including but not limited to loss of revenue, income or profits, and loss of use or data), arising out of or in connection with any acceptance of or reliance on this whitepaper or any part thereof and/or information provided on cryptoriya world webpage by you.

results, performance or achievements of cryptoriya will be as discussed in those forward-looking statements.

This whitepaper includes market and industry information and forecasts that have been obtained from internal surveys, reports and studies, where appropriate, as well as market research, publicly available information and industry publications. Such surveys, reports, studies, market research, publicly available information and publications generally state that the information that they contain has been obtained from sources believed to be reliable, but there can be no assurance as to the accuracy or completeness of such included information. No information in this whitepaper should be considered to be business, legal, financial or tax advice regarding contribution to the development of cryptoriya. You should be aware that you may be required to bear the financial risk of any obtained cryptoriya for an indefinite period.

Cryptoriya does not make or purport to make, and at this moment disclaims any representation, warranty or undertaking in any form whatsoever to any entity or person, including any representation, warranty or undertaking in relation to the truth, accuracy, and completeness of any of the information set out in this whitepaper or otherwise. The information contained on cryptoriya world webpage and whitepaper is of descriptive nature only and are not binding. No part of this whitepaper is to be reproduced, distributed or disseminated without including this section “important notice.”

1. Disclaimer of liability To the maximum extent permitted by the applicable laws, regulations, and rules, cryptoriya shall not be liable for any indirect, special, incidental, consequential or other losses of any kind, in tort, contract or otherwise (including but not limited to loss of revenue income or profits, and loss of use or data), arising out of or in connection with any acceptance of or reliance on this whitepaper or any part thereof by you.

2. Representations and warranties by you By accessing or accepting possession of any information in this whitepaper or such part thereof (as the case may be), you represent and warrant to cryptoriya as follows:

A. You acknowledge and agree that the cryptoriya token is not intended to constitute securities in any jurisdiction and this whitepaper and any other documents relating to Cryptoriya token do not constitute a prospectus or offer document of any sort and is not intended to constitute an offer of securities in any jurisdiction or a solicitation for Investment in securities.

B. Cryptoriya token has not been registered under any country’s securities laws and, therefore, cannot be resold except in compliance with the applicable country’s laws. You are purchasing this instrument for its own account, not as a nominee or agent, and not with a view to, or for resale in connection with, the distribution thereof, and the purchaser has no present intention of selling, granting any participation in, or otherwise distributing the same.

C. You are fully aware of and understand the risks associated with the cryptoriya token.

D. You are not a citizen or resident of any jurisdiction in which the purchase, receipt, and holding of the cryptoriya token are prohibited, restricted, curtailed, hindered, impaired or otherwise adversely affected by any applicable law, regulation or rule.

E. The source of funds for your purchase has not been obtained through any acts in connection with money laundering, terrorism financing or any other acts of breach or contravention of any applicable law, regulation or rule.

3. Terms used To facilitate a better understanding of the cryptoriya token being offered for purchase, and the businesses and operations of cryptoriya, certain technical terms, and abbreviations, as well as, in certain instances, their descriptions, have been used in this whitepaper. These descriptions and assigned meanings should not be treated as being definitive of the meanings and may not correspond to standard industry meanings or usage. Words importing the singular shall, where applicable, include the plural and vice versa and words importing the masculine gender shall, where applicable, include the feminine and neuter genders and vice versa. References to persons shall include corporations.

No information in this whitepaper should be considered to be business, legal, financial or tax advice regarding cryptoriya, the cryptoriya token, the cryptoriya ico and the cryptoriya wallet. You should consult your own legal, financial, tax or another professional adviser regarding cryptoriya and its businesses and operations, the cryptoriya token, the cryptoriya ico and the cryptoriya wallet. You should be aware that you may be required to bear the financial risk of any purchase of cryptoriya token for an indefinite period of time.

5. No further information or update No person has been or is authorised to give any information or representation not contained in this whitepaper in connection with cryptoriya and/or the distributor and their respective businesses and operations, the cryptoriya token, the cryptoriya ico and the cryptoriya wallet and, even if given, such information or representation must not be relied upon as having been authorised by or on behalf of cryptoriya. The cryptoriya ico shall not, under any circumstances, constitute a continuing representation or create any suggestion or implication that there has been no change, or development reasonably likely to involve a material change in the affairs, conditions, and prospects of cryptoriya or in any statement of fact or information contained in this whitepaper since the date hereof.

6. Restrictions on distribution and dissemination The distribution or dissemination of this whitepaper or any part thereof may be prohibited or restricted by the laws, regulatory requirements and rules of any jurisdiction. In the case where any restriction applies, you are to inform yourself about, and to observe, any restrictions which are applicable to your possession of this whitepaper or such part thereof (as the case may be) at your own expense and without liability to cryptoriya. Persons to whom a copy of this whitepaper has been distributed or disseminated, provided access to or who otherwise have the whitepaper in their possession shall not circulate it to any other persons, reproduce or otherwise distribute this whitepaper or any information contained herein for any purpose whatsoever, nor permit or cause the same to occur.

investment in securities in any jurisdiction. No person is bound to enter into any contract or binding legal commitment, and no cryptocurrency or another form of payment is to be accepted on the basis of this whitepaper. Any agreement in relation to any sale and purchase of cryptoriya tokens is to be governed by only the token sale agreement ("token sale agreement") and no other document. In the event of any inconsistencies between the token sale agreement and this whitepaper, the former shall prevail. You are not eligible to purchase any cryptoriya token in the cryptoriya ico if you are a citizen, or resident (tax or otherwise) of any country or state (i) where the purchase of cryptoriya token or other similar Cryptocurrency may be prohibited, or (ii) where the token sale is deemed to be not compliant with the applicable laws and regulations, including but not limited to the United States of America or the People's Republic of China. No regulatory authority has examined or approved of any of the information set out in this whitepaper. No such action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution or dissemination of this whitepaper does not imply that the applicable laws, regulatory requirements or rules have been complied with.

8. Risks and uncertainties Prospective purchasers of cryptoriya token should carefully consider and evaluate all risks and uncertainties associated with cryptoriya and its businesses and operations, the cryptoriya tokens, the cryptoriya ico and the cryptoriya wallet. Prospective purchasers of cryptoriya token should carefully consider and evaluate all information set out in this whitepaper and the token sale agreement before any purchase of cryptoriya token. If any of such risks and uncertainties develop into actual events, the business, financial condition, results of operations and prospects of cryptoriya could be materially and adversely affected. In such cases, you may lose all or part of the value of the cryptoriya token.

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