A settlement has been reached this week with the first victim of the September 2016 NJ Transit commuter train crash at Hoboken Terminal.

Metro-North this week agreed to pay Megan McGuinness, a student at Pace University, $475,000 for the injuries she suffered in the crash. Metro-North will pay the settlement because McGuinness boarded the NJ Transit train in Rockland County, New York.

The crash's impact tore through her lip, causing extensive bleeding and complicated surgeries to repair the injury.

McGuinness is the first of about two dozen victims who stand to receive a settlement from the Sept. 29, 2016, crash, a cost that's likely to reach the tens of millions of dollars.

The crash killed one person and injured more than 100 others.

The National Transportation Safety Board concluded in February that the crash was caused by the train engineer's undiagnosed severe obstructive sleep apnea, a disorder that can cause drowsiness and fatigue.