Using your Health Insurance

Stephen accepts and is "in network" with most Cigna and Empire (NY) Blue Cross/Blue Shield insurance plans. However, if you have health insurance through another carrier, read the following:

Stephen is registered as an Out-of-Network Provider with most major insurance companies (except Medicaid, Medicare, or Tricare ). Either you or he can submit invoices or the required forms to your insurance company so you can get reimbursement for a portion of the cost. In order to find out whether you have Out-of-Network benefits with you insurance plan and how much they will pay (as this varies from plan to plan), call the phone number on the back of your health insurance card and ask the representative the following questions: [If you prefer Stephen to find this out for you, please email him you insurance plan name and ID number as well as you date of birth.]

"Do I have out-of-network behavioral health benefits?"

"Do I have a deductible and if so, what is it?"

"What percentage of the "reasonable and customary" fee does my plan cover?"