UIS Pet Insurance review

Key policy benefits

Four levels of cover to choose from

Claims assessed by veterinary nurses

Cover for complementary therapies

Claims handled in five days

Summary

UIS Pet Insurance is the registered trading name of Ultimate Insurance Solutions Limited and it is based in Portsmouth. In the welcome text on its website it says Ulitmate underwrites the policies but at the bottom of the site it says policies are underwritten by Zenith Insurance Plc.

It covers cats and dogs and says that insurance claims are processed by qualified veterinary nurses, which should mean they have a good understanding of your pet's accident or illness.

Overview of the cover provided by UIS Pet Insurance

Crystal is an accident-only policy and offers up to £1,000 of vet fee cover. That includes £500 of cover for CT and MRI scans and the same amount for cruciate ligaments.

Pearl is a 12-month time-limited policy that has a £2,000 vet fee limit for accidents and illness.

Ruby is a lifetime policy with a £2,500 vet fee limit.

Diamond is a lifetime policy and has a £4,000 limit for vet fees.

You can learn more about what we mean by time-limited and lifetime policies with our pet insurance FAQs.

All UIS's policies include cover for CT and MRI scans, and cruciate ligaments, which can be useful because some pet insurers exclude things like cruciate ligament claims from their policies.

However, its top vet fee limit of £4,000 from the Diamond policy is much lower than some other pet insurers. There are a number of companies who offer over £10,000 of vet fees as part of their lifetime policies.

What do UIS Pet Insurance reviews from the experts say?

A Star Rating indicates where a product or proposition sits in the market based on the quality and comprehensiveness of the features it offers.

A 4 Star rated policy has “a good level of features and benefits”, a 3 Star rated policy has “an average level of features and benefits” and a 2 Star policy has “a below average range of features and benefits”.

This article was independently written by Bought By Many. We were not paid to write it, but we may receive commission for sales that result from you clicking on a link to one of our partners.

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