Welcome Sam. Let's take a look at the deal that you were offered. The car that you described probably has a spread of around $4,450 between its full MSRP and its dealer invoice price. That puts the selling price that you were quoted at around $625 over dealer invoice, which is a pretty good deal.

Just make sure that the dealer that you are working with uses BMW Financial Services' current buy rate lease money factor of .00155 to calculate your monthly payment and you're in business.

Here you go, jsmduke. BMW Financial Services' July buy rate lease money factor and residual value for a 36 month lease of a 2010 535i with 12,000 miles per year are .00155 and 60%, respectively. If you were to lease this car with only 10,000 miles per year, its residual value would be 1% higher.

If you have a solid FICO, do you qualify for the Buy Rate? Dealer has offered .0021 and 61% residual on 2010 535xi. I have seen that the buy rate is .00155 for July. That is the number I need to see correct?

i'm pretty sure i'm going to go with the special offer for 2010 model year. 2.9% with the bmw select program. apparently in ohio, at the end of the term the lender has to offer the same finance rate on the ballon payment (if i decide to roll the ballon payment into another finance term).

Can anyone point me to other sites where people share lease quotes and buying experiences? This site has helped me lease three cars over the last two years and love it, but the sharing of deals seems minimal right now. Maybe it&#146;s just a sign of the slow economy. Thanks

My 530i is coming off lease, and BMWFS quoted me a price $5,100 off the residual, so I'm tempted to buy it. . My original salesman is trying to me to my lease re-certified, which will give me a new set of tires, a detailing, and the 6 year, 100,000 warranty, and access to 3.9% financing. What do you think that's worth? Tires might be worth $800 or so, the detailing $200, so the question is what does the extended warranty cost if I were to just buy it myself?

How recently did you speak to BMWFS about buying your car? From everything I've heard, they stopped dealing directly with owners on July 1. Now, all lease-to-retail deals have to go thru the dealer and the prices are quite a bit higher. Did BMWFS contact you or did you contact them? I'm interested because I plan to buy my car off lease this week. Thanks.

My current BMW 5 Series lease will be ending soon (mid sept) and I want begin looking around for good lease deals. Unfortunately, the dealers in detroit areas are not very competitive and I was wondering if there are recommendations on dealers in the neighboring states (ohio, indian, illinois, etc) that people have been able to negotiate good dealers. Please advise. Thanks.

Hi destifan. According to the latest information that I have seen, the .00155 buy rate that you mentioned is correct. BMW FS uses a pass / fail system rather than a tiered system for leasing. That means either you qualify for its best available money factor, or you can't lease through them. If the factor that you are being quoted is higher than .00155, chances are that the dealer that you are working with is marking your car's factor up to add additional hidden, back-end profit to your deal. BMW dealers are notorious for doing this. If you are in an area that has a decent level of competition, there's a good chance that you will be able to find a dealer that will use BMW FS' buy rate to calculate your car's payment.

Hi cliffturn9. The money factor that you were quoted looks good. It's right in line with the latest BMW FS buy rate that I have seen for this model.

Let's look at the other important factor when negotiating a lease, the selling price. The car that you described probably has a spread of just under $4,000 between its full MSRP and its dealer invoice price. That means that the $2,600 dealer discount that you were quoted is probably around $1,300 over invoice. That's not bad, but if you are in an area that has a decent level of competition it would not shock me if you were able to find a dealer that was willing to knock another $500 or so off of this car's price. If you can't or aren't willing to do the legwork for that little, then don't worry...this is a decent deal.

We have been leasing with BMW for quite some years now. We just leased a 2009 X 5 4.8i. Now i wasn't to lease a 2009 BMW 535i. Loaded with the M package body kit and wheels. The payments they quoted me is 840 with no money down, 12K miles / 36 month lease. Is this a good deal????/ Thanks

You didn't mention what state you're in -- the tax rate included in the payment can be significant in some places. You also did not mention what your negotiated price is. But $840 a month is what one should pay for a 550i fairly well loaded. You should not pay more than $500- $1,000 over invoice for a 535i, and you certainly shouldn't be paying more than $750 a month.

I know what the problem is. You're trying to lease a 2009 car. That's a HUGE MISTAKE as the residuals are very low. If you want a 2009, you should buy it. But if you want to lease, get the 2010 and your payments will be much lower.

Greetings Alex. Here's the information that you're looking for. According to the latest information that I have seen, BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2010 528i with 15,000 miles per year are .00145 and 58%, respectively.

I had to make some assumptions when providing you with this data because you never mentioned the exact trim level, mileage allowance, or length of lease that you are interested in. Let me know if you want something different.

Hello joesao. Here's the information that you're looking for. BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2010 528i with 12,000 miles per year are .00145 and 60%, respectively. The numbers for an otherwise identical lease of a 2009 528i are .00050 and 55%.

I am considering a 2010 535. Is the MF for the 535 the same as the 528? I read on this forum that the BMW Financial Services' current buy rate lease money factor and residual value for a 36 month lease of a 2010 528i with 12,000 miles per year are .00145 and 60%, respectively. Can someone confirm this for me for the 535?

Also, is the acquisition fee set by BMW Financial Services? I have heard that BMW allows dealers to add to this amount? What should the acquisition fee be?