The legal notices posted
on this site are for reference only. Only the legal notices published
in the legal organ newspaper of this county (The Jackson Herald)
are official per O.C.G.A. sec. 9-13-140, et seq.

Wilbanks Estate
Notice to Debtors
and Creditors
In Re: Estate of Lila L. Wilbanks, Deceased
All creditors of the estate of Lila L. Wilbanks, deceased, late
of Jackson County, are hereby notified to render their demands
to the undersigned according to law, and all persons indebted
to said estate are required to make immediate payment to me.
This 20th day of August, 2001.
William H. Wilbanks
Martha W. Meade
Executor of the Estate of Lila L. Wilbanks, Deceased
(AU29,SE5,12,19,P4)

Cooley Estate
All creditors of the Estate of Roger Francis Cooley, late of
Jackson County, deceased, are hereby notified to tender in their
demands to the undersigned according to law, and all persons
indebted to said Estate are required to make immediate payment.
Rhonda Cooley, Administrator
c/o Edwin A. Tate
Seacrest, Karesh, Tate & Bicknese, LLP
56 Perimeter Center East, Suite 450
Atlanta, Ga. 30346
(AU29,SE5,12,19,P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security
Deed given by Chip P. Stinchcomb to GHS Mortgage, LLC, d/b/a
Residential Alliance, dated August 30, 2000, recorded in Deed
Book 21-X, Page 217, Jackson County, Georgia Records, as last
transferred to GMAC Mortgage Corporation by assignment recorded
in Deed Book 21-X, Page 231, Jackson County, Georgia Records,
conveying the after-described property to secure a Note in the
original principal amount of One Hundred One Thousand and &
0/100 Dollars ($101,000.00), with interest thereon as set forth
therein, there will be sold at public outcry to the highest bidder
for cash before the Courthouse door of Jackson County, Georgia,
within the legal hours of sale on the first Tuesday in October,
2001, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby
declared due because of, among other possible events of default,
failure to pay the indebtedness as and when due and in the manner
provided in the Note and Security Deed. The debt remaining in
default, this sale will be made for the purpose of paying the
same and all expenses of this sale, as provided in the Security
Deed and by law, including attorney's fees (notice of intent
to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem
taxes (including taxes which are a lien, but not yet due and
payable), any matters which might be disclosed by an accurate
survey and inspection of the property, any assessments, liens,
encumbrances, zoning ordinances, restrictions, covenants, and
matters of record superior to the Security Deed first set out
above.
To the best knowledge and belief of the undersigned, the party
in possession of the property is Chip P. Stinchcomb or a tenant
or tenants and said property is more commonly known as 74 Oak
Avenue, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the
sale is not prohibited under the U.S. Bankruptcy Code and (2)
to final confirmation and audit of the status of the loan with
the holder of the Security Deed.
GMAC Mortgage Corporation, as Attorney-in-Fact for Chip P. Stinchcomb
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jem 10/2/01
Our file no. 5364501-FT5
This law firm is acting as a debt collector attempting to collect
a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 245 G.M.D.,
City of Jefferson, Jackson County, Georgia, designated as Tract
1 containing 1.007 acres, more or less, as shown on plat and
survey of W.T. Dunahoo and Associates, Inc., Surveyors, dated
June 20, 2000, recorded in the Office of the Clerk of Superior
Court of Jackson County, Georgia, in Plat Book 56, Page 245.
For a more detailed description to said tract, reference is hereby
made to said plat as recorded. Subject to existing easements
and rights of way for public roads and utilities now in use.
(SE5,12,19,26B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, County of Jackson
Under and by virtue of the Power of Sale contained in a Security
Deed given by William McWhorter and Linda Jane McWhorter to Fleet
Finance, Inc. dated July 26, 1993, recorded in Deed Book 13-J,
Page 34, Jackson County, Georgia Records, as last transferred
to Norwest Bank Minnesota, N.A. I Inc. 1999-3 by assignment to
be recorded in the Office of the Clerk of Superior Court of Jackson
County, Georgia Records, conveying the after-described property
to secure a Note in the original principal amount of Fifty Thousand
Four Hundred and 00/100 Dollars ($50,400.00), with interest thereon
as set forth therein, there will be sold at public outcry to
the highest bidder for cash before the Courthouse door of Jackson
County, Georgia, within the legal hours of sale on the first
Tuesday in October, 2001, the following described property:
See Exhibit "A" Attached Hereto and Made a Part Hereof
The debt secured by said Security Deed has been and is hereby
declared due because of, among other possible events of default,
failure to pay the indebtedness as and when due and in the manner
provided in the Note and Security Deed. The debt remaining in
default, this sale will be made for the purpose of paying the
same and all expenses of this sale, as provided in Security Deed
and by law, including attorney's fees (notice of intent to collect
attorney's fees having been given).
Said property will be sold subject to any outstanding ad valorem
taxes (including taxes which are a lien, but not yet due and
payable), any matters which might be disclosed by an accurate
survey and inspection of the property, any assessments, liens,
encumbrances, zoning ordinances, restrictions, covenants, and
matters of record superior to the Security Deed first set out
above.
To the best knowledge and belief of the undersigned, the party
in possession of the property is William McWhorter and Linda
Jane McWhorter or a tenant or tenants and said property is more
commonly known as 151 Cedar Drive, Commerce, GA 30659.
The sale will be conducted subject (1) to confirmation that the
sale is not prohibited under the U.S. Bankruptcy Code and (2)
to final confirmation and audit of the status of the loan with
the holder of the security deed.
Norwest Bank Minnesota, N.A. I Inc. 1999-3 as Attorney-in-fact
for William McWhorter and Linda Jane McWhorter
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jem 10/2/01
Our file no. 5583699-FT5
The law firm is acting as a debt collector attempting to collect
a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that realty situated in the 255th (Minish) District, G.M.,
Jackson County, Georgia, designated as Lot No. 2 containing 0.50
acres according to plat of survey of William McWhorter Property
by John W. Burroughs, Jr., registered surveyor, dated June 5,
1970, and recorded in Plat Book 6, Page 192, in the Office of
the Clerk of the Superior Court of Jackson County, Georgia, and
being more particularly described from August 18, 1979 re-survey
thereof by Georgia Land Surveying Co., Inc. as follows:
Beginning at a nail set at the intersection of the center line
of an unpaved road (proposed street with 30-foot right-of-way)
with the center line of an unpaved road (30 foot right-of-way),
said point of beginning also being at the line dividing property
described herein and property now or formerly owned by Reba De
La Perriere (formerly Pittman Estate); running thence South 39
degrees 26 minutes west along the northwesterly line of said
De La Perriere property, one hundred eighty-nine and nine tenths
(189.9) feet to an iron pin placed and property now or formerly
owned by Hardman; running thence north 50 degrees 27 minutes
west along the northeasterly line of said Hardman property, one
hundred sixteen and four tenths (116.4) feet to an iron pin found
and property now or formerly owned by Herschel Hill; running
thence north 39 degrees 26 minutes east along the southeasterly
line of said Hill property, one hundred eighty-nine and nine
tenths (189.9) feet to a nail set in the center line of said
unpaved road; running thence south 50 degrees 27 minutes east
along the center line of said unpaved road one hundred sixteen
and four tenths (116.4) feet to a nail set at the point of beginning.
Less and except, however, that portion of the above described
property lying and being within the right-of-way of the above
mentioned unpaved road (proposed street with 30-foot right-of-way).
There is situated on said realty a brick dwelling with the current
address of Route #6, Box 212, Commerce, Georgia 30529.
(SE5,12,19,26B/930 9000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security
Deed given by Bo Bertil Karimi to Regions Mortgage, Inc., dated
January 28, 2000, recorded in Deed Book 20-V, Page 516, Jackson
County, Georgia Records, conveying the after-described property
to secure a Note in the original principal amount of One Hundred
Nineteen Thousand Two Hundred Fifty & 0/100 Dollars ($119,250.00),
with interest thereon as set forth therein, there will be sold
at public outcry to the highest bidder for cash before the Courthouse
door of Jackson County, Georgia, within the legal hours of sale
on the first Tuesday in October, 2001, the following described
property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby
declared due because of, among other possible events of default,
failure to pay the indebtedness as and when due and in the manner
provided in the Note and Security Deed. The debt remaining in
default, this sale will be made for the purpose of paying the
same and all expenses of this sale, as provided in the Security
Deed and by law, including attorney's fees (notice of intent
to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem
taxes (including taxes which are a lien, but not yet due and
payable), any matters which might be disclosed by an accurate
survey and inspection of the property, any assessments, liens,
encumbrances, zoning ordinances, restrictions, covenants, and
matters of record superior to the Security Deed first set out
above.
To the best knowledge and belief of the undersigned, the party
in possession of the property is Bo Bertil Karimi or a tenant
or tenants and said property is more commonly known as 374 Academy
Woods Drive, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the
sale is not prohibited under the U.S. Bankruptcy Code and (2)
to final confirmation and audit of the status of the loan with
the holder of the Security Deed.
Regions Mortgage, Inc. as Attorney-in-Fact for Bo Bertil Karimi
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/sdd 10/2/01
Our file no. 51007401-FT1
This law firm is acting as a debt collector attempting to collect
a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land, and any improvements thereon,
situate, lying and being in the 245th G.M.D., City of Jefferson,
Jackson County, Georgia, and being designated as Lot 18, Block
"A", as shown on that plat and survey for Academy Woods
Subdivision, prepared by Cornerstone Land Surveying, Registered
Surveyor, dated April 25, 1997 and recorded at Plat Book 50,
Page 10, Jackson County Records. Reference is made to said plat
of survey for a more complete description of the property.
(SE5,12,19,26B/930 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security
Deed given by Robert J. Packard and Patricia S. Packard to Norwest
Mortgage, Inc., dated October 18, 1996, recorded in Deed Book
16-A, Page 219, Jackson County, Georgia Records, as last transferred
to Georgia Housing and Finance Authority by assignment to be
recorded in the Office of the Clerk of Superior Court of Jackson
County, Georgia Records, conveying the after-described property
to secure a Note in the original principal amount of Seventy
Thousand One Hundred Forty-Three & 0/100 Dollars ($70,143.00),
with interest thereon as set forth therein, there will be sold
at public outcry to the highest bidder for cash before the Courthouse
door of Jackson County, Georgia, within the legal hours of sale
on the first Tuesday in October, 2001, the following described
property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby
declared due because of, among other possible events of default,
failure to pay the indebtedness as and when due and in the manner
provided in the Note and Security Deed. The debt remaining in
default, this sale will be made for the purpose of paying the
same and all expenses of this sale, as provided in the Security
Deed and by law, including attorney's fees (notice of intent
to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem
taxes (including taxes which are a lien, but not yet due and
payable), any matters which might be disclosed by an accurate
survey and inspection of the property, any assessments, liens,
encumbrances, zoning ordinances, restrictions, covenants, and
matters of record superior to the Security Deed first set out
above.
To the best knowledge and belief of the undersigned, the party
in possession of the property is Robert J. Packard and Patricia
S. Packard or a tenant or tenants and said property is more commonly
known as 223 Highland Drive, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the
sale is not prohibited under the U.S. Bankruptcy Code and (2)
to final confirmation and audit of the status of the loan with
the holder of the Security Deed.
Georgia Housing and Finance Authority as Attorney-in-Fact for
Robert J. Packard and Patricia S. Packard
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/adh 10/2/01
Our file no. 51026001-FT1
This law firm is acting as a debt collector attempting to collect
a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land, situate, lying and being in
the 255 G.M.D., containing 0.531 acres located on the southerly
side of Highland Drive, being known and designated as Lot 10,
Block C, Section 2, Highland Estate Subdivision, according to
a plat of survey entitled "Survey for K & T Construction,"
by Paul & Evans, Registered Land Surveyors, dated December
19, 1995, recorded in Plat Book 47, page 251, Jackson County
Public Records, which plat is incorporated herein by reference
thereto.
A more particular description of the above-referenced tract of
land is shown on a plat of survey entitled "Survey for Robert
J. Packard and Patricia S. Packard", by Paul & Evans
Land Surveying, Inc., Registered Land Surveyors, dated October
18, 1996, recorded in Plat Book 48, page 274, Jackson County
Public Records.
The dwelling situate upon the above-described tract of land is
known and designated as 223 Highland Drive, Commerce, according
to the present numbering system of houses in Jackson County,
Georgia.
The above-described tract is the same tract of land conveyed
by Walter Cromer, Executor of the Estate of Roger H. Phillips
to Katie Bishop and Ted Wilkes, by warranty deed, dated December
19, 1995, recorded in Deed Book 15-G, page 550, Jackson County
Public Records.
(SE5,12,19,26B/930 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security
Deed from Barbara A. Ramey and Leon W. Ramey to Matrix Financial
Services Corporation, dated February 25, 1998, recorded in Deed
Book 17-O, Page 210, Jackson County, Georgia Records, said Security
Deed having been given to secure a Note of even date in the original
principal amount of Seventy-Two Thousand Two Hundred Fifty and
00/100 Dollars ($72,250.00) with interest thereon as provided
for therein, said Security Deed having been last sold, assigned
and transferred to Interbay Funding, LLC, there will be sold
at public outcry to the highest bidder for cash before the Courthouse
door of Jackson County, Georgia, within the legal hours of sale
on the first Tuesday in October 2001, the following described
property:
All that tract or parcel of land, together with all improvements
thereon, lying and being in the 253rd District, G.M., Jackson
County, Georgia, in the City of Nicholson, containing 1.01 acres,
more or less, and designated as Lot 48, Fox Chase Subdivision,
Block C, as shown on that plat and survey for Fox Chase Subdivision
Section No. 2, Blocks B, C and D, prepared by Cornerstone Land
Surveying; Surveyors, dated December 1, 1993, and recorded in
Plat Book 42, Page 22. Said plat, as recorded, is hereby incorporated
by reference for a more detailed description of said property.
Subject to existing easements and rights of way for public roads
and utilities now in use. Subject to Protective Covenants recorded
at Deed Book 14-B, Page 759, Jackson County Records.
Said property is commonly known as 747 Jim David Road, Nicholson,
GA 30565.
The indebtedness secured by said Security Deed has been and is
hereby declared due because of default under the terms of said
Security Deed and Note, including but not limited to the nonpayment
of the indebtedness as and when due. The indebtedness remaining
in default, this sale will be made for the purpose of paying
the same, all expenses of the sale, including attorney's fees,
and all other payments provided for under the terms of the Security
Deed and Note.
Said property will be sold subject to the following items which
may affect the title to said property: all zoning ordinances;
matters which would be disclosed by an accurate survey or by
an inspection of the property; any outstanding taxes, including
but not limited to ad valorem taxes, which constitute liens upon
said property; special assessments; all outstanding bills for
public utilities which constitute liens upon said property; all
restrictive covenants, easements, rights-of-way and any other
matters of record superior to said Security Deed. To the best
of the knowledge and belief of the undersigned, the party in
possession of the property is Barbara A. Ramey and Leon W. Ramey
or tenant(s).
Interbay Funding, LLC, a Delaware Limited Liability Company,
as Attorney-in-Fact for Barbara A. Ramey and Leon W. Ramey
Contact: Eddie Aziz (Ext. 115)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 438.004580\EAA
Web Site: www.foreclosures.msplaw.com
This law firm is attempting to collect a debt. Any information
obtained will be used for that purpose.
(SE5,12,19,26B/815 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security
Deed from Robert O. Edwards and Kathy B. Edwards to NBank Mortgage
Company, dated July 7, 2000, recorded in Deed Book 21-P, Page
556-564, Jackson County, Georgia Records, said Security Deed
having been given to secure a Note of even date in the original
principal amount of Fifty-Seven Thousand Eight Hundred Fifty
and 00/100 Dollars ($57,850) with interest thereon as provided
for therein, said Security Deed having been last sold, assigned
and transferred to Bank One, National Association, As Trustee,
there will be sold at public outcry to the highest bidder for
cash before the Courthouse door of Jackson County, Georgia, within
the legal hours of sale on the first Tuesday in October 2001,
the following described property:
All that tract or parcel of land lying and being in 255th District,
G.M., Jackson County, Georgia, and being that 2.00 acres, more
or less, as more particularly shown on a plat of survey prepared
for Bobby Edwards by Barry D. Lord, Registered Surveyor, dated
July 5, 2000, recorded in Plat Book 56, Page 194, in the Office
of the Clerk of the Superior Court of Jackson County, Georgia
and incorporated herein and made a part hereof by reference for
a more detailed description.
Said property is commonly known as 284 Mt. Olive Church Road,
Commerce, GA 30529.
The indebtedness secured by said Security Deed has been and is
hereby declared due because of default under the terms of said
Security Deed and Note, including but not limited to the nonpayment
of the indebtedness as and when due. The indebtedness remaining
in default, this sale will be made for the purpose of paying
the same, all expenses of the sale, including attorney's fees,
and all other payments provided for under the terms of the Security
Deed and Note.
Said property will be sold subject to the following items which
may affect the title to said property: all zoning ordinances;
matters which would be disclosed by an accurate survey or by
an inspection of the property; any outstanding taxes, including
but not limited to ad valorem taxes, which constitute liens upon
said property; special assessments; all outstanding bills for
public utilities which constitute liens upon said property; all
restrictive covenants, easements, rights-of-way and any other
matters of record superior to said Security Deed. To the best
of the knowledge and belief of the undersigned, the party in
possession of the property is Robert O. Edwards and Kathy B.
Edwards or tenant(s).
Bank One, National Association, As Trustee, as Attorney-in-Fact
for Robert O. Edwards and Kathy B. Edwards
Contact: Tynekia Wells (Ext. 136)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Building 8
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 382.A10925\TMW
Web Site: www.foreclosures.msplaw.com
This law firm is attempting to collect a debt. Any information
obtained will be used for that purpose.
(SE5,12,19,26B/815 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security
Deed from William D. Bicksler and Joyce Bicksler to Source One
Mortgage Services Corporation, dated March 23, 1998, recorded
in Deed Book 17Q, Page 760, Jackson County, Georgia Records,
said Security Deed having been given to secure a Note of even
date in the original principal amount of Forty-Eight Thousand
and 00/100 Dollars ($48,000.00) with interest thereon as provided
for therein, said Security Deed having been last sold, assigned
and transferred to The First National Bank of Chicago, As Trustee,
there will be sold at public outcry to the highest bidder for
cash before the Courthouse door of Jackson County, Georgia, within
the legal hours of sale on the first Tuesday in October 2001,
the following described property:
All that tract or parcel of land lying and being in the 242nd
District, G.M., Jackson County, Georgia and designated as Lot
No. 15 and containing 1.00 acres, more or less, as shown in survey
dated August 6, 1982, prepared by W.T. Dunahoo and Associates,
Surveyors, said plat being recorded in the Office of the Clerk
of Superior Court of Jackson County, Georgia, in Plat Book 18,
page 242. For a more detailed description of said tract, reference
is hereby made to said plat as recorded.
Said property is commonly known as 2225 Highway 82 S, Jefferson,
GA 30549-5130.
The indebtedness secured by said Security Deed has been and is
hereby declared due because of default under the terms of said
Security Deed and Note, including but not limited to the nonpayment
of the indebtedness as and when due. The indebtedness remaining
in default, this sale will be made for the purpose of paying
the same, all expenses of the sale, including attorney's fees,
and all other payments provided for under the terms of the Security
Deed and Note.
Said property will be sold subject to the following items which
may affect the title to said property: all zoning ordinances;
matters which would be disclosed by an accurate survey or by
an inspection of the property; any outstanding taxes, including
but not limited to ad valorem taxes, which constitute liens upon
said property; special assessments; all outstanding bills for
public utilities which constitute liens upon said property; all
restrictive covenants, easements, rights-of-way and any other
matters of record superior to said Security Deed. To the best
of the knowledge and belief of the undersigned, the party in
possession of the property is William D. Bicksler or Joyce Bicksler
or tenant(s).
Bank One, National Association, F/K/A The First National Bank
of Chicago, As Trustee, as Attorney-in-Fact for William D. Bicksler
and Joyce Bicksler
Contact: Kristina Smith (Ext. 280)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Building 8
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 382.A11261\KPS
Web Site: www.foreclosures.msplaw.com
This law firm is attempting to collect a debt. Any information
obtained will be used for that purpose.
(SE5,12,19,26B/815 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security
Deed from Margie Drake and Thomas Drake to The Cit Group/Consumer
Finance, Inc., dated December 10, 1999, recorded in Deed Book
20-S, Page 183, Jackson County, Georgia Records, said Security
Deed having been given to secure a Note of even date in the original
principal amount of Sixty-Three Thousand Seven Hundred Fifty
and 00/100 Dollars ($63,750.00) with interest thereon as provided
for therein, said Security Deed having been last sold, assigned
and transferred to Altegra Credit Company, there will be sold
at public outcry to the highest bidder for cash before the Courthouse
door of Jackson County, Georgia, within the legal hours of sale
on the first Tuesday in October 2001, the following described
property:
All that tract or parcel of land lying and being in 465th G.M.
District of Jackson County, Georgia, and containing 9.0 Acres,
more or less and being designated as tract No. 14 as shown on
plat of survey of "Estate of Jim Crane" by Slate &
Associates, Surveyors, dated September 23, 1994, and recorded
in the Office of the Clerk of Superior Court of Jackson County,
Georgia, in Plat Book 42, Page 171, said plat, as recorded, is
hereby incorporated by reference for a more detailed description
of said property, subject to existing easements and right of
way for public roads and utilities now in use.
Said property is commonly known as 1559 Bob Mann Rd, Maysville,
GA 30558.
The indebtedness secured by said Security Deed has been and is
hereby declared due because of default under the terms of said
Security Deed and Note, including but not limited to the nonpayment
of the indebtedness as and when due. The indebtedness remaining
in default, this sale will be made for the purpose of paying
the same, all expenses of the sale, including attorney's fees,
and all other payments provided for under the terms of the Security
Deed and Note.
Said property will be sold subject to the following items which
may affect the title to said property: all zoning ordinances;
matters which would be disclosed by an accurate survey or by
an inspection of the property; any outstanding taxes, including
but not limited to ad valorem taxes, which constitute liens upon
said property; special assessments; all outstanding bills for
public utilities which constitute liens upon said property; all
restrictive covenants, easements, rights-of-way and any other
matters of record superior to said Security Deed. To the best
of the knowledge and belief of the undersigned, the party in
possession of the property is Margie Drake and Thomas Drake or
tenant(s).
Altegra Credit Company as Attorney-in-Fact for Margie Drake and
Thomas Drake
Contact: Felecia F. Brooks (Ext. 235)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Building 8
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 471.A10755\ffb
Web Site: www.foreclosures.msplaw.com
This law firm is attempting to collect a debt. Any information
obtained will be used for that purpose.
(SE5,12,19,26B/815 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security
Deed from Thomas W. McLaughlin to Premier Lending Corporation,
dated May 22, 1998, recorded in Deed Book 17-Z, Page 19-26, Jackson
County, Georgia Records, said Security Deed having been given
to secure a Note of even date in the original principal amount
of Forty-One Thousand Six Hundred and 00/100 Dollars ($41,600.00)
with interest thereon as provided for therein, said Security
Deed having been last sold, assigned and transferred to The Bank
of New York, As Co-Trustee under the Polling and Servicing Agreement
dated as of July 31, 1998, Series 1998-B, there will be sold
at public outcry to the highest bidder for cash before the Courthouse
door of Jackson County, Georgia, within the legal hours of sale
on the first Tuesday in October 2001, the following described
property:
All that tract or parcel of land lying and being in the 455th
District, G.M. Jackson County, Georgia, being Lot No. 144 of
Pleasant Acres, Section 2 as per plat recorded in Plat Book 9,
Page 200, Office of the Clerk of Superior Court of Jackson County,
Georgia, said plat being incorporated herein by reference.
Said property is commonly known as 322 Red Oak Road, Maysville,
GA 30558.
The indebtedness secured by said Security Deed has been and is
hereby declared due because of default under the terms of said
Security Deed and Note, including but not limited to the nonpayment
of the indebtedness as and when due. The indebtedness remaining
in default, this sale will be made for the purpose of paying
the same, all expenses of the sale, including attorney's fees,
and all other payments provided for under the terms of the Security
Deed and Note.
Said property will be sold subject to the following items which
may affect the title to said property: all zoning ordinances;
matters which would be disclosed by an accurate survey or by
an inspection of the property; any outstanding taxes, including
but not limited to ad valorem taxes, which constitute liens upon
said property; special assessments; all outstanding bills for
public utilities which constitute liens upon said property; all
restrictive covenants, easements, rights-of-way and any other
matters of record superior to said Security Deed. To the best
of the knowledge and belief of the undersigned, the party in
possession of the property is Thomas W. McLaughlin or tenant(s).
The Bank of New York, As Co-Trustee Under the Polling and Servicing
Agreement Dated As Of July 31, 1998, Series 1998-B, as Attorney-in-Fact
for Thomas W. McLaughlin
Contact: Jean Denny (Ext. 230)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Building 8
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 469.008114\JFD
Web Site: www.foreclosures.msplaw.com
This law firm is attempting to collect a debt. Any information
obtained will be used for that purpose.
(SE5,12,19,26B/815 5000)

Notice of Sale
Notice of Sale Under Power
In Deed to Secure Debt
State of Georgia
County of Jackson
By virtue of the Power of Sale contained in the Deed to Secure
Debt given by Ronald Nix and Angela R. Nix to SouthStar Funding,
L.L.C., dated April 20, 2000, and recorded April 25, 2000, in
Deed Book 21-F, Page 375, Jackson County Georgia Records, said
Deed to Secure Debt being given to secure a loan note dated April
20, 2000, in the original principal amount of $142,400.00; assigned
to EquiCredit Corporation of America, there will be sold at public
outcry for cash to the highest bidder before the Courthouse door
of Jackson County, Georgia, between the legal hours of sale on
the first Tuesday in October, 2001, by EquiCredit Corporation
of America, as Attorney-in-Fact for Ronald Nix and Angela R.
Nix, the following described property:
All that tract or parcel of land, together with all improvements
thereon, situate, lying and being in the City of Jefferson, 245th
District, G.M., Jackson County, Georgia, designated as Lot 14,
Block B of Academy Woods Subdivision, as shown on plat and survey
for Academy Woods Subdivision, prepared by Cornerstone Land Surveying,
certified by James R. Smith, GRLS No. 2407, dated April 25, 1997,
recorded in Plat Book 50, Page 10, Jackson County, Georgia Records;
which plat and the recording thereof are hereby incorporated
herein by reference for a more detailed description of the property.
The debt secured by said Deed to Secure Debt has been and is
hereby declared due and payable because of non-payment of monthly
installments on said loan note.
Said property will be sold subject to the following encumbrances.
(1) Outstanding ad valorem taxes and/or assessments, if any,
and all prior encumbrances of record.
To the best of the undersigned's knowledge and belief, the party/parties
in possession of the property is/are Ronald and Angela Nix.
EquiCredit Corporation of America, as Attorney-in-Fact for Ronald
Nix and Angela R. Nix
By: Mark C. Walker, Attorney for EquiCredit Corporation of America
505 Corporate Center Drive
Suite 108
Stockbridge, Georgia 30281
(770) 506-1826
This law firm is attempting to collect a debt, and any information
obtained will be used for that purpose.
(SE5,12,19,26INV)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Under and by virtue of the Power of Sale contained in a Security
Deed from Charles C. Watts, a/k/a Charles C. Watts Sr. to NationsBank,
N.A., n/k/a Bank of America, N.A., dated June 15, 1999, recorded
June 30, 1999, in Deed Book 19-U, Page 45, Jackson County, Georgia
Records, said Security Deed being given to secure a Note from
Charles C. Watts of even date in the original principal amount
of One Hundred Five Thousand Six Hundred Seventy Nine and 25/100
($105,679.25) Dollars, with interest from date at the rate of
Seven and 35/100 (7.35%) per cent per annum on the unpaid balance
until paid; there will be sold by the undersigned at public outcry
to the highest bidder for cash before the Courthouse door at
Jackson County, Georgia, within the legal hours of sale on the
first Tuesday in October, 2001, the following described property:
All that tract or parcel of land lying and being in GMD 455 of
Jackson County, Georgia, being shown as Tract 3 "A,"
containing 2.98 acres, according to plat of survey for Lucrecia
A. Watts prepared by W.T. Dunahoo and Associates, Inc., dated
May 17, 1995, as revised August 26, 1998, and recorded in Plat
Book 53, Page 15, Jackson County records, which plat is hereby
referred to and made a part of this description.
The debt secured by said Security Deed has been and is hereby
declared due because of, among other possible events of default,
failure to pay the indebtedness as and when due and in the manner
provided in the Note and Security Deed. The debt remaining in
default, this sale will be made for the purpose of paying the
same and all expenses of this sale, as provided in the Security
Deed and by law, including attorney's fees (notice of intent
to collect attorney's fees having been given).
Said property will be sold subject to any outstanding ad valorem
taxes (including taxes which are a lien, but not yet due and
payable), any matters which might be disclosed by an accurate
survey and inspection of the property, any assessments, liens,
encumbrances, zoning ordinances, restrictions, covenants, and
matters of record superior to the Security Deed first set out
above.
To the best knowledge and belief of the undersigned, the party
in possession of the property is Charles C. Watts, a/k/a Charles
C. Watts Sr. or a tenant or tenants.
NationsBank, N.A., n/k/a Bank of America, N.A., as Attorney-in-Fact
for Charles C. Watts, a/k/a Charles C. Watts Sr.
L. Lou Allen
Eells & Allen, LLC
2971 Flowers Road South, Suite 181
Atlanta, Georgia 30341
(770) 455-3660 ext. 15
File No. 69-69-1017F
This law firm is attempting to collect a debt. Any information
obtained will be used for that purpose.
(SE5,12,19,26INV)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
Because of the default in payment of the indebtedness secured
by a Deed to Secure Debt executed by Ramiro Rodriguez, Jr., Grantor,
to Farm Equities, Inc., Grantee dated October 19, 2000, recorded
in Deed Book 22-L, Page 322, in the office of the Clerk of Superior
Court of Jackson County, Georgia, the undersigned has declared
the entire amount of said indebtedness due and payable the first
Tuesday in October, 2001, during the legal hours of sale at the
Courthouse Door in Jackson County, sell at public outcry to the
highest and best bidder for cash the following described property:
All that tract or parcel of land lying and being in the 253rd
G.M.D. of Jackson County, Georgia, being designated as Lot No.
24, Block A of Ivy Plantation, Nicholson, Georgia, containing
0.86 acres, more or less, as shown on a plat of survey prepared
by W.T. Dunahoo and Associates, Georgia Registered Land Surveyor,
dated October 18, 1999, as recorded in Plat Book 54, page 228,
Jackson County, Georgia public records. Said plat is hereby incorporated
herein by reference hereto for a more complete description. Said
property is subject to all easements and rights of way for public
roads and utilities and protective covenants as recorded in Deed
Book 21-O, Pages 369-370, Jackson County, Georgia public records.
The sale will be held subject to any other outstanding and unpaid
taxes and/or easements and/or restrictive covenants appearing
of record.
Notice has been given of intention to collect attorney's fees
in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Ramiro Rodriguez,
Jr., and the proceeds of said sale will be applied to the payment
of said indebtedness, the expenses of the said sale, including
attorney's fees, and other charges due and collectible as provided
in said deed. The undersigned will execute a deed to the purchaser
at said sale as provided in the aforementioned deed to secure
debt. Said sale will divest all the right, title and interest
of the maker thereof of said property and shall vest said title
in the purchaser at said sale.
Farm Equities, Inc., as Attorney-in-Fact for Ramiro Rodriguez,
Jr.
Donna S. Golden-Sikes
Attorney for Farm Equities, Inc.
P.O. Box 856
Jefferson, Georgia 30549
(SE5,12,19,26B/259 4000)

Notice of Sale
Notice of Sale Under Power Contained in Security Deed
State of Georgia,
County of Jackson
Pursuant to a Power of Sale contained in a certain Security Deed
executed by Raymond Dalton III and Lisa D. Dalton, hereinafter
referred to as Grantor, with the singular including the plural,
to Alliance Funding Company, a Division of Superior Bank FSB
recorded in Deed Book 18-W, beginning at Page 571, of the deed
records of the Clerk of the Superior Court of the aforesaid state
and county, and by virtue of a default in the payment of the
debt secured by said Security Deed, the undersigned Attorney-in-Fact
for the aforesaid Grantor (which Attorney-in-Fact is the present
holder of said Security Deed and note secured thereby) will sell
before the door of the Courthouse in said county within the legal
hours of sale, for cash, to the highest bidder on the first Tuesday
in October, 2001, the property which, as of the time of the execution
of said Security Deed, was described as set forth in the attached
Exhibit "A." Said sale will be made subject to the
following items which may affect the title to said property:
All restrictive covenants, easements and rights-of-way appearing
of record, if any; all zoning ordinances; matters which would
be disclosed by an accurate survey or by an inspection of the
property; all outstanding and/or unpaid taxes which may be liens
upon the property; all outstanding or unpaid bills and assessments
for street improvements, curbing, garbage, water, sewage and
public utilities which may be liens upon said property. To the
best of the undersigned's knowledge and belief, the party in
possession of the property is believed to be Lisa D. Dalton.
The sale will be conducted subject (1) to confirmation that the
sale is not prohibited under the U.S. Bankruptcy Code and (2)
to final confirmation and audit of the status of the loan with
the holder of the Security Deed.
LaSalle National Bank as Trustee under Pooling and Servicing
Agreement dated 02/01/99 Series 1999-1, as Transferee and Assignee,
as Attorney-in-Fact for the aforesaid Grantor
J. Michael Campbell
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041
This law firm is attempting to collect a debt, and any information
obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land being in the 455th GM District,
Jackson County, Georgia, being Lot No. 107 of Section 2, Pleasant
Acres Subdivision, as per plat recorded in Plat Book 9, Page
200. Said plat, as recorded, is hereby referenced for a more
detailed description to said property. Subject to existing easements
and rights of way for public roads and utilities now in use.
Interest herein conveyed by this deed shall also include all
rights, title and interest in the mobile homes described as follows:
1999 Sweetwater Home, Model 2856, Serial #SHGA 3948A & B.
Said mobile home shall be hereafter considered a permanent fixture
on the realty and henceforth title to said mobile homes shall
be considered as merged with title to the realty.
(SE5,12,19,26B/372 6000)

Our Time and Place: A History of Jackson County, Ga

A complete history of Jackson County, Georgia
from 1796 to the present. Written in narrative style for easy
reading. Includes material not found in other books about Jackson
County.

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the power of sale contained in Deed to
Secure Debt given by Stanislaw Wozniak and Krystyna Wozniak to
O.L. Wiseley, dated February 19, 1998, recorded in Deed Book
17-N, at Page 85, Jackson County, Georgia Records, there will
be sold by the undersigned at public outcry to the highest bidder
for cash before the Courthouse door in Jackson County, Georgia,
within the legal hours of sale on the first Tuesday in October,
2001, the following described property:
All that tract or parcel of land lying and being in the 245 G.M.,
City of Arcade, Jackson County, Georgia, containing 3.53 acres,
more or less, and designated as Tract 1 as shown on that plat
and survey for B.L. Williamson and Merle Williamson prepared
by W.T. Dunahoo, Surveyor, dated August 24, 1993, and recorded
in the Office of the Clerk of Superior Court of Jackson County,
Georgia, in Plat Book 41, at Page 80. Said plat, as recorded,
is hereby incorporated by reference for a more detailed description
of said property. Subject to existing easements and rights of
way for public roads and utilities now in use.
Said Deed to Secure Debt having been given to secure a note of
even date in the original principal amount of $155,000.00 with
interest from date at the rate as specified therein.
The debt secured by said Deed to Secure Debt has been and is
hereby declared due because of, among other possible events of
default, failure to pay the indebtedness as and when due and
in the manner provided in the note and Deed to Secure Debt. The
debt remaining in default, this sale will be made for the purpose
of paying the same and all expenses of this sale, as provided
in the Deed to Secure Debt and by law, including attorney's fees
(notice of intent to collect attorney's fees having been given).
To the best knowledge and belief of the undersigned, the party
(or parties) in possession of the subject property known as 352
Williamson Street, Jefferson, Georgia 30549 is the estate of
Krystyna Wozniak or others claiming under her.
Said property will be sold subject to (a) any outstanding ad
valorem taxes (including taxes which are a lien, but not yet
due and payable), (b) any matters which might be disclosed by
an accurate survey and inspection of the property, and (c) all
matters of record superior to the Security Deed first set out
above, including, but not limited to, assessments, liens, encumbrances,
zoning ordinances, easements, restrictions, covenants, etc.
O.L. Wiseley, as Attorney-in-Fact for Stanislaw Wozniak and Krystyna
Wozniak
Ronald K. Hopkins
Davidson, Hopkins & Booth, P.C.
P.O. Drawer 429
Jefferson, Georgia 30549
(SE5,12,19,26B/251 5000)

Notice
Notice of Location
and Design Approval
BRZLB-157 (10)
Jackson County
P.I. No. 171004
Notice is hereby given in compliance with Georgia Code 22-2-109
that the Georgia Department of Transportation has approved the
Location and Design of the above project.
This project consists of the replacement of the existing bridge
on Jefferson River Road (CR 86) over Curry Creek, a total distance
of 0.50 miles. The project lies entirely within Jackson County
and GMD 242 and 245.
Date of Location and Design Approval: December 30, 1998
This project is proposed to replace the existing bridge with
a new bridge on new location just west of the existing bridge.
Also, included in this project is improvement of the approaches
to the bridge.
Drawings, maps or plats of proposed project as approved are on
file and are available for inspection at the Georgia Department
of Transportation, 2505 Athens Highway, S.E., Gainesville, Georgia
30503-1057. Or, any interested party may obtain a copy of the
drawings, maps, or plats by writing to the Georgia Department
of Transportation, 2505 Athens Highway, S.E., Gainesville, Georgia
30503-1057, and paying a nominal cost therefor.
Any written request in reference to this Notice should include
the Project and P.I. Numbers as noted at the top of this notice
and may be referred to:
Laland L. Owens, Preconstruction Engineer
Georgia Department of Transportation
2505 Athens Highway, S.E.
Gainesville, Georgia 30503
(770) 532-5520
(SE5,12,19,26B/271 3000)

Savage Estate
Notice to Debtors
and Creditors
Georgia, Jackson County
All creditors of the estate of Sara Beatrice Collins Savage,
late of Jackson County, Georgia, deceased, are hereby notified
to render in their demands to the undersigned according to law,
and all persons indebted to said estate are required to make
immediate payment to me.
This 28th day of August, 2001.
Randall E. Savage, Executor of the Estate of Sara Beatrice Collins
Savage
985 Chads Ford Court
Macon, GA 31210-1572
(SE5,12,19,26INV)
Wilbanks Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Lila L. Wilbanks, Deceased
All creditors of the estate of Lila L. Wilbanks, deceased, late
of Jackson County, are hereby notified to render their demands
to the undersigned according to law, and all persons indebted
to said estate are required to make immediate payment to me.
This 20th day of August, 2001.
Willis H. Wilbanks
Martha W. Meade
Executor of the Estate of Lila L. Wilbanks, Deceased
(SE5,12,19,26P4)

Martin Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Hoyle E. Martin, Deceased
All creditors of the estate of Hoyle E. Martin, deceased, late
of Jackson County, are hereby notified to render their demands
to the undersigned according to law, and all persons indebted
to said estate are required to make immediate payment to me.
This 30th day of August, 2001.
Mrs. Hoyle E. (Jennie R.) Martin, Executor of the Estate of Hoyle
E. Martin, Deceased
(SE5,12,19,26P4)

Notice
Georgia, Jackson County Probate Court
Wanda Ann Landrum Thomas has petitioned to be appointed Administrator
of the estate of James Clifford Landrum, deceased, of said County.
The petitioner has also applied for waiver of bond and/or grant
of certain powers contained in O.C.G.A. §53-12-232. All
interested parties are hereby notified to show cause why said
petition should not be granted. All objections to the petition
must be in writing, setting forth the grounds of any such objections,
and must be filed with the court on or before October 1, 2001,
at 10:00 a.m. If any objections are filed, a hearing will be
scheduled at a later date. If no objections are filed, the petition
may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(SE5,12,19,26B/498 2000)

Notice
Georgia, Jackson County Probate Court
Janice Hudgins has petitioned to be appointed Administrator of
the estate of Johnny Louie Hurt, deceased, of said County. The
petitioner has also applied for waiver of bond and/or grant of
certain powers contained in O.C.G.A. §53-12-232. All interested
parties are hereby notified to show cause why said petition should
not be granted. All objections to the petition must be in writing,
setting forth the grounds of any such objections, and must be
filed with the court on or before October 1, 2001, at 10:00 a.m.
If any objections are filed, a hearing will be scheduled at a
later date. If no objections are filed, the petition may be granted
without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(SE5,12,19,26B/498 2000)
Notice
Georgia, Jackson County Probate Court
Ray L. Chester has petitioned for Ray L. Chester to be appointed
Administrator of the estate of William T. Chester, deceased,
of said County. The petitioner has also applied for waiver of
bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.
All interested parties are hereby notified to show cause why
said petition should not be granted. All objections to the petition
must be in writing, setting forth the grounds of any such objections,
and must be filed with the court on or before October 1, 2001,
at 10:00 a.m. If any objections are filed, a hearing will be
scheduled at a later date. If no objections are filed, the petition
may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(SE5,12,19,26B/498 2000)

Notice
Georgia, Jackson County Probate Court
Cheryl B. Nadeau has petitioned to be appointed Administrator
of the estate of Thomas A. Nadeau, deceased, of said County.
The petitioner has also applied for waiver of bond and/or grant
of certain powers contained in O.C.G.A. §53-12-232. All
interested parties are hereby notified to show cause why said
petition should not be granted. All objections to the petition
must be in writing, setting forth the grounds of any such objections,
and must be filed with the court on or before October 1, 2001,
at 10:00 a.m. If any objections are filed, a hearing will be
scheduled at a later date. If no objections are filed, the petition
may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(SE5,12,19,26B/498 2000)

Name Change
Notice of Petition
to Change Name
In the Superior Court
of Jackson County
State of Georgia
In Re: Aaliyah Evelyn Holtzclaw, A Minor Child
Jess Vinson Keen and Rebecca Lynn Keen, Petitioners
Civil Action File Number X01-CV-0822
Notice is hereby given that Jess Vinson Keen and Rebecca Lynn
Keen, by and through counsel, filed their Petition in the Superior
Court of Jackson County on the 29th day of August, 2001, praying
for a change of the name of their minor from Aaliyah Evelyn Holtzclaw
to Aaliyah Mary Jessica Keen. Notice is hereby given pursuant
to law to any interested or affected party to appear in said
Court and to file objections to such name change. Objections
must be filed with said Court within thirty (30) days of the
filing of said Petition.
This 29th day of August, 2001.
Macklyn A. Smith, Sr., Attorney for Petitioners
Georgia State Bar Number 661350
(SE5,12,19,26P4)

Public Hearing
The Jackson County Planning Commission will hold public hearings
on Thursday, September 27, 2001, at 7:00 p.m at the Jackson County
Administrative Building, 67 Athens Street, Jefferson, Georgia,
on the following matters:
Jackson County
1. #RZ-01-47 I.V. Young to rezone property (1.83 acres) at 3984
Athens Highway from A-2 to B-2 for the purpose of general commercial
use.
2. #RZ-01-48 Matrix Development to rezone property (50 acres)
on Brockton Loop Road from A-2 to R-1 for the purpose of 36 single-family
site-built home lots.
3. #RZ-01-51 Kelly Henderson to rezone property (117.1 acres)
at 8146 Highway 53 from PCFD to I-2 with a conditional use permit
for the purpose of a construction and demolition landfill. (See
#CU-01-07)
4. #CU-01-07 Kelly Henderson requests a conditional use permit
for property (117.1 acres) at 8146 Highway 53 for the purpose
of a construction and demolition landfill. (See #RZ-01-51)
Jefferson
1. #RZ-01-46 Jeff Musser to rezone property (3.149 acres) on
U.S. Highway 129 from R-3 to C-2 for the purpose of an office
warehouse.
2. #RZ-01-49 Mar-Jac Poultry to rezone property (73.193 acres)
on Holder Siding Road and Benton Road from R-1 to M-I for the
purpose of a feed mill.
3. #RZ-01-50 Frances Mathis to rezone property (0.56 acres) at
222 Epps Street from R-3 to R-4 for the purpose of removing the
existing site-built home and replacing it with a manufactured
housing unit.
(Complete applications, plats, and texts are available for review
in the Planning and Development Office during regular office
hours. All interested persons are invited to attend. The recommendations
of the Planning Commission will be addressed at a public hearing
by the Jackson County Board of Commissioners on October 1, 2001,
at 7 p.m. and the voting session on October 15, 2001, at 7 p.m.
at the Jackson County Administrative Building (cited above),
and the Jefferson City Council meeting on October 8, 2001, at
6 p.m., at Jefferson City Hall.
(SE12,19B/485 4000)

Notice
Georgia, Jackson County Probate Court
Narna J. Liles has petitioned to be appointed Administrator of
the estate of Alex L. Liles, a/k/a Alexander L. Liles, Jr., deceased,
of said County. The petitioner has also applied for waiver of
bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.
All interested parties are hereby notified to show cause why
said petition should not be granted. All objections to the petition
must be in writing, setting forth the grounds of any such objections,
and must be filed with the court on or before October 8, 2001,
at 10:00 a.m. If any objections are filed, a hearing will be
scheduled at a later date. If no objections are filed, the petition
may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(SE12,19,26,OC3B/498 2000)

Notice
Georgia, Jackson County Probate Court
Benjamin F. Etris has petitioned to be appointed Administrator
of the estate of Tracey Renae Etris, deceased, of said County.
The petitioner has also applied for waiver of bond and/or grant
of certain powers contained in O.C.G.A. §53-12-232. All
interested parties are hereby notified to show cause why said
petition should not be granted. All objections to the petition
must be in writing, setting forth the grounds of any such objections,
and must be filed with the court on or before October 8, 2001,
at 10:00 a.m. If any objections are filed, a hearing will be
scheduled at a later date. If no objections are filed, the petition
may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(SE12,19,26,OC3B/498 2000)

Weaver Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Thomas Clark Weaver, Deceased
Creditors of the estate of Thomas Clark Weaver, deceased, late
of Jackson County, Georgia, are hereby notified to render their
demands to the undersigned according to law, and all persons
indebted to said estate are required to make immediate payment
to us.
This 28th day of August, 2001.
Jessie Mae Weaver, Executor of the Estate of Thomas Clark Weaver,
Deceased.
(SE12,19,26,OC3P4)

Benton Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Thomas F. Benton, Deceased
Creditors of the estate of Thomas F. Benton, deceased, late of
Jackson County, Georgia, are hereby notified to render their
demands to the undersigned according to law, and all persons
indebted to said estate are required to make immediate payment
to us.
This 4th day of September, 2001.
Matilda H. Benton, Executor of Estate of Thomas F. Benton, Deceased.
Davidson, Hopkins & Booth
P.O. Box 429
Jefferson, Georgia 30549
(SE12,19,26,OC3B/251 1000)

Talib Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Sharon Talib, Deceased
Creditors of the estate of Sharon Talib, deceased, late of Jackson
County, Georgia, are hereby notified to render their demands
to the undersigned according to law, and all persons indebted
to said estate are required to make immediate payment to us.
This 4th day of September, 2001.
Mariya Talib, Executor of Estate of Sharon Talib, Deceased.
(SE12,19,26,OC3P4)

Hall Estate
Notice to Creditors
State of Georgia
Jackson County
Creditors of the estate of Robert Dale Hall, Sr., deceased, late
of Jackson County, Georgia, are hereby notified to submit their
claims to the undersigned and all persons indebted to said estate
are required to make immediate payment to the undersigned.
This 30th day of August, 2001.
Teresa Joy Cash, Executor
c/o Eric W. Norris, Attorney for Executor
P.O. Box 1022
Watkinsville, GA 30677
(SE12,19,26,OC3INV)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate
A Cut Above Lawn Maintenance, Inc. have been delivered to the
Secretary of State for filing in accordance with the Georgia
Business Corporation Code. The initial registered office of the
corporation is located at 34 Smokey Hollow Road, Jefferson, GA
30549, and its initial registered agent at such address is John
H. Pursley, Jr.
(SE12,19P2)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate
Truck Parts & Sales, Inc. have been delivered to the Secretary
of State for filing in accordance with the Georgia Business Corporation
Code. The initial registered office of the corporation is located
at 3299 Maysville Road, Commerce, GA 30529, and its initial registered
agent at such address is Shannon Bullock.
(SE12,19P2)

Public Hearing
The Jefferson City Council will hold a public hearing on Monday,
October 8, 2001, at 6:00 p.m. at the Jefferson City Hall, 147
Athens Street, Jefferson, Georgia, on the following matter:
1. #BOA-01-12J Dorsey Guthrie is requesting a variance from the
Zoning Ordinance requirements in an R-3 zoning district to reduce
the lot size to a minimum square footage of 7200 per lot and
to reduce the side setbacks from 10' to 7 1/2' for a 123 lot
retirement community with brick ranch homes on Georgia Hwy. 15,
Map 52, Parcel 001A.
(Complete applications, plats and texts are available for review
in the Jackson County Planning and Development Office during
regular office hours.) All interested persons are invited to
attend.
(SE19,26B/485 2000)

Notice of Summons
In the Juvenile Court
of Jackson County
State of Georgia
In the Interest of: Molly White; Sex: Female; Age: 12 years;
DOB: 06-22-89; A Child
Case No.: 078-01J-432
Mother: Kelpie Carver
Father: Lucas White
To Whom It May Concern, Lucas White, and anyone claiming to have
a parental interest in the above-named minor child. The mother
of the child is Kelpie Carver.
You Are Further Notified that the above-styled action seeking
custody of the above-named child was filed against you in the
Juvenile Court of Jackson County on or about the 12th day of
September, 2001, and that by reason of an order for service by
publication entered by the Court on or about the 12th day of
September, 2001:
You Are Hereby Commanded and Required to appear before the Juvenile
Court of Jackson County, Georgia, at the Jackson County Courthouse
in Jefferson, Georgia, on the 22nd day of October, 2001, at 3:00
o'clock p.m. for the purposes of a final hearing to determine
whether or not the above-named child is deprived and, if so,
what disposition should be made.
A copy of the petition may be obtained from the Clerk of the
Juvenile Court at the Jackson County Courthouse, Jefferson, Georgia,
during regular business hours, exclusive of holidays. A free
copy shall be available to the parents. Upon request, the copy
will be mailed to the requester. The child is in the present
legal and physical custody of Kelpie Carver.
The general nature of the allegations are: abandonment and deprivation.
You Are Further Notified that while responsive pleadings are
not mandatory, they are permissible, and you are encouraged to
file with the clerk of this court and serve upon Petitioner's
attorney, Thomas A. Camp, Post Office Box 465, Hull, Georgia
30646, an answer or other responsive pleading within thirty-five
(35) days of the date of order for service by publication.
All concerned parties are informed that they are entitled to
have an attorney represent them; and if a party is entitled to
counsel during the proceedings, the Court will appoint counsel
at no cost if the party is unable without undue financial hardship
to employ counsel.
Witness, the Honorable Kevin J. Guidry, Judge of said Court.
This 12th day of September, 2001.
Reba Parks, Clerk
Juvenile Court of Jackson County, Georgia
(SE19,26,OC3,10INV)

Notice
In the Juvenile Court of Jackson County
State of Georgia
In the Interest of Sierra Blayke Peppers, D.O.B. April 13, 1999,
A Minor Child.
Civil Action No. 078-00J-492
Notice of Publication
You are hereby notified that the above-captioned action was filed
in the Juvenile Court of Jackson County, Georgia on the 5th day
of September, 2001, in the office of the clerk of said Court,
and by virtue of an order for service by publication which was
signed on the 5th day of September, 2001, you are hereby commanded
to be and appear at said court on the 10th day of October, 2001,
at 1:00 o'clock, p.m. to show cause before me if any you have,
as to the petition for custody of a minor child by the Petitioner.
Witness, Kevin Guidry, Judge of the Juvenile Court, this 5th
day of September, 2001.
Reba Parks, Clerk of the Superior Court, Jackson County
(SE19,26,OC3,10P4)

Divorce Notice
In the Superior Court
of Jackson County
State of Georgia
Edmundo Echauri Perez, Plaintiff
Maria A. Andrade Garcia, Defendant
Civil Action No. A01-CV-0856
To: Maria A. Andrade Garcia
Notice of Publication
By order for service by publication dated the 4th day of September,
2001, you are hereby notified that on the 4th day of September,
2001, Edmundo Echauri Perez filed suit against you for Complaint
for Divorce.
You are required to file with the Clerk of the Superior Court,
and serve upon plaintiff's attorney, Amjad M. Ibrahim an answer
in writing within sixty (60) days of the date of the order for
publication.
Witness, the Honorable Robert W. Adamson, Judge of this Superior
Court.
This the 4th day of September, 2001.
Reba Parks, Clerk, Superior Court
P.O. Box 7
Jefferson, GA 30549
(SE19,26,OC3,10P4)

Dale Estate
Notice to Debtors
and Creditors
Georgia, Jackson County
All creditors of the estate of Bernice Virginia Greenway Dale,
deceased, late of Jackson County, Georgia, are hereby notified
to render their demands to the undersigned, according to law,
and all persons indebted to said estate are required to make
immediate payment to me.
This 11th day of September, 2001.
Bobby B. Dale
c/o Carey, Jarrard & Walker
Post Office Box 635
Gainesville, Georgia 30503
(770) 534-7700
(SE19,26,OC3,10INV)

Inc. Notice
Notice is given that Articles of Incorporation, which will incorporate
Vaughn's Bar-B-Q, Inc., will be delivered to the Secretary of
State for filing in accordance with the Georgia Business Corporation
Code.
The initial registered office of the corporation will be located
at 407 Elm Street, Commerce, Jackson County, GA 30529, and its
initial registered agent at such address is Amy S. Vaughn.
(SE19,26P2)

Notice of Sale
Notice of Sale Under Power
By the Power of Sale contained in the Security Deed from Carl
Lee Cooper and Cathy Cooper to Oconee Timber, Inc., dated May
5, 1999, recorded in Deed Book 19-P, Pages 651-655, in the Office
of the Clerk of the Superior Court of Jackson County, Georgia,
said Security Deed being given to secure a Note of same date
in the original principal amount of Sixty-Three Thousand and
No/100 Dollars ($63,000.00), with interest from date at the rate
specified in the Note on the unpaid balance until paid, there
will be sold by the undersigned at public outcry to the highest
bidder for cash before the Courthouse door in Jackson County,
Georgia, within the legal hours of sale on the first Tuesday
in October, 2001, the following described property:
All that tract or parcel of land, together with all improvements
thereon, situate, lying and being in the 1704th District, G.M.,
Jackson County, Georgia, containing 1.08 acres, more or less
and being more particularly described on a plat of survey entitled
"Boundary Survey for Edith Gayle Kesler" by Venable
and Associates, dated June 28, 1996, and recorded in Plat Book
48, Page 112, in the Office of the Clerk of Superior Court of
Jackson, County, Georgia, and being incorporated herein by reference
for a more particular description.
This is improved property with a residence situated thereon known
as 3254 New Kings Bridge Road according to the present system
of numbering houses in Jackson County, Georgia.
The debt secured by said Security Deed has been and is hereby
declared due because of, among other possible events of default,
non-payment of the monthly installments on said loan. The debt
remaining in default, this sale will be made for the purpose
of paying the same and all expenses of this sale, including attorney's
fees.
Said property will be sold by Oconee Timber, Inc., as Attorney-in-Fact
for Carl Lee Cooper and Cathy Cooper, subject to the outstanding
ad valorem taxes and/or assessments, if any.
Said property will be sold and deed executed by the undersigned
to the purchaser and the proceeds of sale applied by the undersigned,
all as provided in the said power of sale and the deed containing
said power.
This the 29th day of August, 2001.
Oconee Timber, Inc., as Attorney-in-Fact for Carl Lee Cooper
and Cathy Cooper
C. Michael Rose
Garcia, Rose & Wiltshire, LLC
565 Research Drive
Athens, GA 30605
(706) 548-1128
(SE5,12,19,26P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain
Deed to Secure Debt and Security Agreement from Cypress Restaurants,
Inc. ("Borrower") to and in favor of Newcourt Commercial
Finance Corporation, as predecessor in interest to CIT Lending
Services Corporation ("Lender") dated September 2,
1999, filed for record September 13, 1999, and recorded in Deed
Book 20-E, Page 150, Jackson County, Georgia records (the "Deed
to Secure Debt"); the Deed to Secure Debt securing a note
dated September 10, 1999, from Borrower to the order of Newcourt
Commercial Finance Corporation, as predecessor in interest to
CIT Lending Services Corporation (the "Note"), in the
original principal sum of One Million Two Hundred Eighty-Two
Thousand Eight Hundred Twenty-four and No/100 Dollars ($1,282,824.00)
with interest from the date thereof at the rate specified therein;
there will be sold at public outcry by Lender as attorney-in-fact
of Borrower to the highest bidder for cash between the legal
hours for sale before the Courthouse door in Jackson County,
Georgia, on the first Tuesday in October, 2001, the following
described land, improvements and appurtenances (hereinafter collectively
referred to as the "Premises") to wit:
ALL THAT TRACT or parcel of land lying and being in General Militia
District 255, Jackson County, Georgia, and being more particularly
described on Exhibit "A" attached hereto and incorporated
herein (the "Real Estate").
Together with (i) all improvements now on or that may be placed
hereafter on said land during the existence of this lien; (ii)
all easements and rights of way used in connection with any of
the foregoing Real Estate or as a means of ingress to or egress
from said Real Estate; (iii) all rights, estates, powers and
privileges appurtenant or incident to the foregoing; (iv) any
and all water and water rights, ditch and ditch rights, reservoir
and reservoir rights, stock or interests in irrigation or ditch
companies, royalties, minerals, oil and gas rights, lease or
leasehold interests owned by Borrower, now or hereafter used
or useful in connection with, appurtenant to or related to said
land; (v) all right, title and interest of Borrower in and to
all streets, roads and public places, opened or proposed, and
all easements and rights of way, public or private, now or hereafter
used in connection with said land, (vi) all electrical, plumbing,
ventilating, heating and air conditioning equipment, and all
structural fixtures and improvements, now owned or hereafter
acquired by Borrower and affixed to said land, and all replacements
thereof and substitutions therefor; and (vii) any and all awards,
payments or other amounts, including interest thereon, which
may be made with respect to said land as a result of injury to
or decrease in the value of said land, including proceeds of
insurance required hereby and any payments received as a result
of the exercise of the power of condemnation or eminent domain.
On account of default under the terms contained in the Note and
the Deed to Secure Debt, the entire principal amount of the indebtedness
evidenced by the Note, plus all accrued interest, late charges
and other amounts which are or may be due under the Note and
Deed to Secure Debt, have been accelerated and have been declared
due and payable, and remain unpaid. The Deed to Secure Debt therefore
has become and is now foreclosable according to its terms. Accordingly,
the Premises will be sold at public outcry pursuant to the terms
of the power of sale provided in the Deed to Secure Debt.
The Premises will be sold on an "as is, where is" basis
without recourse against Lender and without representation or
warranty of any kind or nature whatsoever by Lender with respect
thereto.
The proceeds of the sale are to be applied first to the expenses
of the sale and all proceedings in connection therewith, including
attorney's fees (notice of intention to collect attorney's fees
having been given), then to the payment of all sums secured by
the Deed to Secure Debt, and the remainder, if any, will be paid
to the person or persons legally entitled thereto, all as provided
in the Note and Deed to Secure Debt. The Premises shall be sold
as the property of Borrower, subject to all restrictions, easements
and other matters of record that are prior to the Deed to Secure
Debt and to which the Deed to Secure Debt is subject and to any
unpaid city, county and state ad valorem taxes or assessments
relating to the Premises.
To the best of the undersigned's knowledge and belief, the owner
of the Premises is the Borrower and the party or parties in possession
of the Premises is the Borrower or tenants of the Borrower.
CIT LENDING SERVICES CORPORATION, as Attorney-in-Fact for Cypress
Restaurants, Inc.
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
Exhibit "A"
All that tract or parcel of land lying and being in General Militia
District No. 255, Jackson County, Georgia, and being out-parcel
3, containing 1.0253 acres, as per plat recorded at Plat Book
54, Page 90, Jackson County, Georgia Records:
Together with an Ingress and Egress Easement being more particularly
identified as Easement #4 on that certain Plat recorded at Plat
Book 54, Page 90, Jackson County, Georgia Records.
Together with a non-exclusive, perpetual easement for ingress
and egress as contained in paragraph 13(b) of that certain Declaration
and Agreement by and between Tanger Properties Limited Partnership
and Cypress Restaurants, Inc., dated September 10, 1999, and
recorded at Deed Book 20-E, Page 74, Jackson County, Georgia
Records.
(SE5,12,19,26INV)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
Jackson County
Because of default in the payment of the indebtedness secured
by a Deed to Secure Debt executed by Frederick Babb and Bonitta
Babb, Grantors, to Willie Clark, Grantee, dated August 7, 1998,
recorded in Deed Book 18-F, Page 749, in the Office of the Clerk
of Superior Court, Jackson County, Georgia, the undersigned has
declared the entire amount of said indebtedness due and payable
and pursuant to the Power of Sale contained in said deed, will
on the first Tuesday in October, 2001, during the legal hours
of sale at the Courthouse door in Jackson County, sell at public
outcry to the highest and best bidder for cash, the following
described property:
All that tract or parcel of land lying and being in GMD 248,
Jackson County, Georgia, and being shown as Tract #3 on a plat
of survey prepared for Ronnie Bowen, et al., by Timberland Management
Services, Inc., and certified by W.W. Lester, Georgia RLS #2128,
dated May 11, 1985, and recorded in Plat Book 22, Page 153, Jackson
County, Georgia Records. Said plat, as recorded, is hereby referenced
for a more detailed description, said tract containing 5.003
acres according to said survey. Subject to existing easements
and rights of way for public roads and utilities now in use.
This property is conveyed subject to those protective convenants
recorded in Deed Book 9-G, Page 462, which convenants shall run
with the land.
The sale will be held subject to any outstanding and unpaid taxes
and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees
in accordance with the terms of the note secured by said Deed.
Said property will be sold as the property of Frederick Babb
and Bonitta Babb, and the proceeds of said sale will be applied
to the payment of said indebtedness, the expense of said sale,
all as provided in said Deed, the undersigned will execute a
deed to the purchaser at said sale as provided in the aforementioned
Deed to Secure Debt.
Willie Clark, as Attorney-in-Fact for Frederick Babb and Bonitta
Babb
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(SE5,12,19,26B/783 4000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security
Deed from Bruce W. Strickland and Carrie A. Strickland to Oakwood
Acceptance Corporation, dated July 23, 1997, and recorded on
July 30, 1997, in Deed Book 16-V, Page 383, Jackson County, Georgia
Records, conveying the after-described property to secure a Note
in the original principal amount of Fifty-Six Thousand Four Hundred
Sixty & 00/100 Dollars ($56,460.00), with interest thereon
as set forth therein, there will be sold at public outcry to
the highest bidder for cash before the Courthouse door of Jackson
County, Georgia, within the legal hours of sale on the first
Tuesday in October, 2001, the following described property:
All that tract or parcel of land lying and being in the 253 GMD,
Jackson County, Georgia, being 3.385 acres according to a plat
of survey for Bruce and Carrie Strickland dated June 26, 1997,
and recorded in Plat Book 50, Page 28, Clerk's Office, Jackson
County, Georgia, which said plat if referred to herein for a
more complete and detailed description.
Together with all improvements constructed upon, affixed to,
or located upon the above described real property, including
without limitation the residential dwelling located or to be
located thereon, which dwelling is or may be a "manufactured
home," and which manufactured home hereby conclusively deemed
to be real property, described as follows: Make: Oakwood, Model:
803-75 1997, Serial Number OW-57427.
The indebtedness secured by said Security Deed has been and is
hereby declared due and payable because of, among other possible
events of default, non-payment of the monthly installments as
required by said Note and Security Deed. The debt remaining in
default, this sale will be made for the purpose of paying the
same and all expenses of this sale, as provided in the Security
Deed and by law, including attorney's fees (notice of intent
to collect attorney's fees having been given) and all other payments
provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem
taxes (including taxes which are a lien, but not yet due and
payable), any matters which might be disclosed by an accurate
survey and inspection of the property, any assessments, liens,
encumbrances, zoning ordinances, restrictions, covenants, and
matters of record superior to the Security Deed first set out
above.
To the best of the undersigned's knowledge and belief, said property
is also known as 197 Herman Drive, Nicholson, Georgia 30565,
and the party in possession of the property is Bruce W. Strickland,
Carrie A. Strickland, or a tenant or tenants of said property.
Oakwood Acceptance Corporation, as Attorney-in-Fact for Bruce
W. Strickland and Carrie A. Strickland
Kenney & Solomon, P.C.
3675 Crestwood Parkway, Suite 110
Duluth, Georgia 30096
(770) 564-1600
The law firm is acting as a debt collector attempting to collect
a debt. Any information obtained will be used for that purpose.
(SE5,12,19,26P4)