After a wrong User ID and Password are entered at Sign On for the third time, the User ID is automatically locked out and contact with an IBC BANK Representative is required to reset the password for that User ID.

How You Can Protect Yourself

Because you can control the information you choose to release, you are the first line of defense in protecting your personal information. Some easy ways of accomplishing this is by keeping anything with any personal or account information in a safe place, providing your information only to trusted sources, and by reducing the amount of mail you receive with your information on it.

It's okay to be suspicious when providing your personal information. If you can't verify the legitimacy of the business or person that you may be providing your information to, or if you don't understand why a certain piece of information is needed, you may want to reconsider continuing with that transaction.

Secure Your Computer

You don't have to be an expert with computers to protect yourself on the Internet from online fraud and identity theft. There are many products available that will help you prevent criminals from gaining access to your computer and stealing your personal information. You can begin by installing anti-spyware, anti-virus, and a personal firewall on your computer. A properly protected computer will provide you with secure access to your financial information and fight the efforts of criminals trying to gain access to your private information. There are some simple steps that you can take to secure your information and drastically reduce your risk of falling victim to online threats.

We recommend using as much security programs available to help protect your personal information anytime you are online. A properly protected computer provides for a safer online experience.

Anti-spyware protection:

Make sure your computer has an anti-spyware protection program that detects and removes all forms of spyware, which can steal vital information. Use this program to scan your computer frequently. Many software companies offer software that will protect you from a wide variety of spyware threats, and also will provide customer service in case you have questions. To keep up with any new threats, be sure to keep your anti-spyware program updated.

Anti-virus protection:

Make sure your computer has an anti-virus protection program that detects and removes viruses. Software from major providers will protect you from a wide variety of threats, and also will provide customer service in case you have questions. Be sure to always keep your anti-virus program updated.

Firewall:

Add a firewall to your computer system. A firewall refers to any of a number of security services that prevent unauthorized users from gaining access to a computer, or that monitor transfers of information to and from the computer.

Operating System & Software Updates:

Install all software fixes (sometimes called "patches" or "service packs") that are made available for your computer programs as soon as possible, especially if the fix addresses a security hole. All programs, such as your Windows, Mac, or Linux operating systems, need to be updated from time to time.

Use a current Web Browser:

Newer browsers are being deployed with your security in mind.

Activate a Pop-up Blocker:

Install and activate a pop-up blocking tool. Pop-ups can be more than an annoyance. Safety Tips IBC BANK is dedicated to doing more by ensuring that your accounts remain secure and your personal information remains private. Below are a few simple tips that will help you feel comfortable when you bank with us, as well as give you some peace of mind in all of your online transactions.

Personal Information Protection

When possible, reduce the amount of mail you receive that displays personal information.

Make copies of all the information that you carry daily and keep it in a secure place.

Be cautious of telephone and door-to-door solicitations.

Personal Computer Usage

Your PC is your first line of defense on the Internet, and with just a couple of tools and some diligence, you can greatly improve your security.

Make sure your computer has an anti-virus program, anti-spyware, and a firewall, and keep them up to date. Some phishing attacks contain software that can harm your computer or track your activities on the Internet without your knowledge.

Be very protective of your personal and account information. There are criminals who create websites that look similar to real sites. The best way to know who you are dealing with is to type the address in your browser address bar.

If you initiate an online transaction and are required to provide personal data, look for indicators that the website is secure, like the “https” in the URL (the “s” indicates a secure connection) or padlock icon. If you double-click the padlock, one should find valid Verisign Certificate information issued to the business website that you are on. While these indicators do not ensure the security of the site or your personal data, sites without them should be avoided. You should also verify that the URL of the site you are visiting is displayed accurately in the address bar.

Report all “Phishing” attacks at once. Notify the FBI by filing a complaint on their website at the Internet Crime Complaint Center and forward the email to: spam@uce.gov (Federal Trade Commission).

Email

Do not reply to any unsolicited email, pop-up message or phone call asking for personal and/or financial information.

Question suspicious emails. We will never send you an email asking for your online ID, password, or other personal information.

Do not click on any email link if you suspect the message is fraudulent, not even to “unsubscribe.” Instead, call the business using the number on the back of your card or on your monthly statement to confirm the legitimacy of the email.

Eliminate Paper

Receiving and storing your bank statements electronically is considered to be an important step in preventing fraud/identity theft.

eStatements are FREE with IBC BANK Online!

Use Direct Deposit to have paychecks, dividends, and other recurring credits deposited directly to your account.

Online Banking

Use Online Banking with Bill Pay to ensure secure access to your accounts.