Tip # 1 Drinking and driving is the leading cause of death for Americans between the ages of 17 and 24.

Tip # 2 The cost of an average DUI is $3,000.

Tip # 3 Deer are most active between 5 and 8 pm.

Tip # 4 Headlights have an illumination range of 200 to 250 feet. To allow for sufficient brake time, reduce your speed to 45 miles per hour at night.

Tip # 5 Keep in mind that deer wander in groups. If you see one crossing the road, be alert for more deer that could be following.

Citizens United Reciprocal Exchange, (CURE) is a not-for-profit reciprocal exchange headquartered in Princeton, N.J. Founded in 1990 by New Jersey Insurance Commissioner James J. Sheeran and award-winning insurance expert, Dr. Lena Chang as an answer to the insurance crisis in New Jersey, CURE continues to lead the way as the not-for-profit solution for responsible drivers and the “cure” for the continuously evolving auto insurance problems. CURE is currently available in New Jersey and Pennsylvania.