I’d like to thank Stacey Grant for writing Canadian Budget Binder with her “Paid Cash” story for our fans to read. Stacey and her husband have learned quite a bit about money and savings and want to share this special story with you. Thanks Stacey! Mr.CBB Stacey’s Story We started budgeting in the fall of 2011 as my husband and I were sick and tired of being broke. Now don’t get me wrong, our bills were being paid, and we had nice things, but there didn’t seem to be any “Emergency Savings Money” We found out we were splurging EVERYWHERE, including spending around $120 a week at Tim Horton’s. You do the math that’s a whopping $1440 a year on coffee when we simply could have made it at home for less. The first things we were told about money and savings were; Always use cash to pay Get receipts for everything Within 2 weeks we had in excess of $400 in our regular banking account. After learning about debt stacking, we were able to pay our 2 credit cards off (at Christmas time I might add) and pay cash for everything we bought for Christmas. I also purchased Canada Savings Bonds […]

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