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Motorcycle Goods in Transit and Public Liability Insurance

If you use your motorbike to deliver goods for customers then you will need our motorcycle courier insurance to cover you for Goods in Transit and Public Liability.

At Novas Insurance our motorcycle courier insurance has a wide range of benefits that will ensure your business
gets the cover it needs with the flexibility to change your cover as your business grows without talking to a call
center or waiting in a phone queue. We are 100% online and you can get a quick quote and purchase in under 10 minutes.

Thats right, no expensive call centers which means we can pass of the savings to you, we understand your business day is extremely busy
so we allow you to take out and make changes to your policy any time of the day or night without effecting your work day!

What can we cover?

From single rider to multiple bikes we can cover you for goods in transit and public liability

Our low cost courier insurance product is specially designed for Motorcycle couriers and has a number of great benefits that will cover you for a different range of contingencies such as;

Legal costs

Own goods (up to £1,000)

Expenses

Subcontractor cover

General Average

Unwitting CMR (up to £250,000)

Common law contingency cover (up to £250,000)

Consequential or indirect costs (up to £250,000)

Riders personal effects (up to £1,000)

To protect you and your business we also have the following add-ons to ensure you are fully protected for every eventuality:

Excess Protection

Legal Expenses

Medical Loss of License

I had just started as a motorcycle courier and Novas gave me all the cover I needed to start my new business.

Goods in Transit Insurance

Goods in Transit Insurance

What is Goods in Transit Insurance?

Also referred to as Freight liability, our policy will protect against claims made against you for damage to goods being transported by you. Your Novas Policy also extends to provide contingent cover for damage to goods being transported by a sub-contractor appointed by you.

Stolen items

Lost items

Damaged Items

Accidental damage

We DO NOT, under this policy, cover the actual vehicle you drive BUT only the goods being carried within the vehicle.

With cover automatically provided to £50,000 (irrespective of weight) for most of the major courier networks, obtaining that contract should be a smoother process. Unlike many insurers, we automatically provide cover for theft of attractive goods and you or your driver’s personal effects. Hand held scanners and European cover are also automatically covered.

Why do I need Goods in Transit insurance?

When you transport goods under a contract of hire and reward the responsibility for the care of those goods falls upon you as the carrier. Without proof of Goods in Transit cover you will not be able to carry for any of the major networks and should you carry without such cover the financial implications can be crippling to any business.

I deliver goods in Europe will I be covered?

Yes. Our Novas policy provides automatic cover under the CMR convention at 8.33 SDR per kilo subject to a financial limit of £500,000 an one loss. Unlike much of the competition your Novas policy also provides cover for Cabotage. Should you be asked to collect and deliver within the borders of a EU member state other than the British Isles (Cabotage) we will provide cover up to £50,000 for any one loss.

We will give you a quote in seconds using our quick quote feature and you can purchase in under 10 minutes:

Public Liability Insurance

Public Liability Insurance

What is Public Liability Insurance?

Whilst in many instances your business motor insurance policy will cover damage or injury to third parties whilst using the vehicle, there are many instances where your business will bring you into contact with the public outside the everyday use of the vehicle. For instance, whilst loading or unloading, making a delivery to premises and access by the public to your business premises.

In such circumstances, Public Liability cover will protect you against injury to persons or damage to property caused by you whilst carrying out your business activities. For example

Bodily injury

Damage to material property

Trespass nuisance or obstruction

Personal and advertising injury offences committed

Your Novas Public Liability policy will protect you against the costs of compensation to be paid out as well as the legal expenses incurred during the claims process.

When is public liability useful?

You will be covered under the following cases:

A member of the public suffers injury after tripping over a box at the kerbside whilst you are unloading

You cause damage to an office foyer carpet whilst delivering goods using a pallet truck

We will give you a quote in seconds using our quick quote feature and you can purchase in under 10 minutes: