Ham

Ham, is a 46-year-old man and married to Marita, 27 years old. Ham and Marita are blessed with two children: Aurelia, 8, attending the 3rd grade of Elementary School and Adrian, 11 months old.

Ham owns a repair shop which is located next to his house. Ham usually runs the business from 8 am to 6 pm. He has received a loan before from TLM and has a good record. The loan was very helpful for him in improving the business.

Now Ham is requesting a loan amounting to IDR 4,000,000. The loan will be used to restock spare parts such spark plugs, ball-bearings, gear wheels, brake-oil, lubricants, etc.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.