Congratulations!!! That's wonderful. Think of all the lovely things you can do with that money (pay more bills, right!!?). It's just fantastic. I've paid two off (almost paid off the third) and I remember the HUGH sigh of relief I got just opening up that letter right at the mailbox. Yay!!!!!

This is actually the fifth car I've paid off. It is, however, the first time in 20 years that I've had no car payment. Usually one of our cars dies just before the other one is paid off. Not this time.