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Question...

I have a debt of around 60000 in credit cards in various banks, due to recession I have lost my job and I am not able to pay the debt and defaulted credit card dues, now what will be the impact of this on my credit bureau and what step I should take further? I want to settle the accounts, without impacting my credit ratings! How please suggest!

Answer...

There is no real solution to the problem. You can contact credit counseling agencies such as Disha Financial counseling.

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Date : Mar 8, 2009

Question

I have a debt of around 60000 in credit cards in various banks, due to recession I have lost my job and I am not able to pay the debt and defaulted credit card dues, now what will be the impact of this on my credit bureau and what step I should take further? I want to settle the accounts, without impacting my credit ratings! How please suggest!

Answer

There is no real solution to the problem. You can contact credit counseling agencies such as Disha Financial counseling.