Rhode Island Housing

What is it?

Province Mortgage Associates is an approved delegated lender for RI Housing, which provides Rhode Island residents with education and down payment assistance programs for first time home buyers along with home improvement loan options for current homeowners.

The advantages of RI Housing also include 100% financing, down payment assistance programs, and options to help pay for closing costs as well as other expenses. When funds are available, qualifying homebuyers can take advantage of grant money and apply for tax credits. There are also conventional lending options through RI Housing that offer lower mortgage insurance rates.

Who can it help?

If you are looking to purchase or refinance a home in the state of Rhode Island, or if haven’t owned real estate property in RI for the last three years, you should investigate your options with RI Housing!