The Air Mile Credit Card

Air mile credit cards give you points or miles with every purchase you make, which you can
redeem for traveling related expenses. In most cases, you can use your points or miles to get a free airline ticket
to travel to a destination of your choice. Frequent flyers can use those very miles or points to redeem your reward
faster.

There are a lot of companies out there that offer air mile cards. You can choose to get one online, through a
bank, or even a credit card company. Each one is unique, and offers it’s own unique set of features. Before you
select your card, you should always look at different companies and compare them as well. Normally, you will get a
point or mile for every dollar you spend. You’ll also want to look at blackout dates as well, as many companies
have decided to drop them and their expiration dates completely.

You will also want to find out what type of purchases you make with your card give you reward miles. Some
purchases that you make may not be included in your reward incentives, which is why you’ll want to find out what
purchases are and aren’t included. The bigger purchase items, such as televisions and furniture may have more miles
included, which is why you’ll want to inquire.

Another area of importance is the interest rate. You should look deeper into the air mile credit card that you
are interested in and find out how much the interest rates are and if there are any annual fees to using the card.
Although your rewards may sound great, you don’t want to pay too much in fees or an annual rate just to reap the
benefits.

Even though they have been around for many years, air mile credit cards are very popular for those like to
travel. These cards can also help you with rental cars and hotel expenses as well, as long as you use the points
you have accumulated by using your card. The get the most out of an air mile credit card, you should use your card
on a frequent basis. You can really rack up the points if you purchase everything with your credit card - instead
of using cash.

Air mile credit cards are great to have, as long as you don’t end up paying an arm and a leg in
fees, and the annual rate isn’t that high. If you check into what each manufacturer offers, you can normally get a
great deal. Also, make sure that find out what other rewards are included with the air mile credit card you get as well - as this can help you to make your
decision when you finally decide to get the card.

Credit in MinutesTip #1

Stay on top of your credit report. Most credit reports contain errors. Make sure you check your credit report
every year (you get one free credit report every twelve months) and if there are errors make sure to challenge them
with the reporting credit agency. Credit agencies are required to investigate each and every challenge that gets
reported.

Credit in MinutesTip
#2

Just because you qualify for all of those credit cards does not mean you should get them. A person with too many
credit cards looks sketchy in the eyes of a potential creditor. Think of it this way: if a person is financially
stable does he or she need ten different credit cards? Wouldn’t just one or two suffice?

Credit in MinutesTip
#3

The best way to raise your credit score is to make all of your payments on time. It sounds too simple to be
true, but that’s all there really is to it. Staying out of debt and/or making all of your debt payments on time
will keep your score up where it should be.