A1 Credit

A1 Credit

Established in 2009, A1 Credit provides loans to individuals and businesses. A1 Credit is licensed and regulated by the Ministry of Law and is fully compliant to the Moneylender’s Act.

We aim to deliver financial products to help you gain financial control.

Our focus is on optimizing our plans to offer better short-term loans for the cash-strapped. We aim to be at the forefront of moneylending services, by practicing responsible lending that puts our clients in a better position than before. We do this by strengthening our lending criteria, having a strict protocol for assessing individual portfolio risk and monthly training programs for our loan specialists to achieve expertise in catering to the differing needs of each client. ​ Your trust is our most important asset.

For Foreigners

Proof of Residence – Tenancy agreement or Any recent letter from your letterbox.

Recent 3 Months Payslip

Bank Statement (You may log in to Internet Banking)

Employment Contract

Staff Card / Pass

For Business Loans

ACRA Business Profile (Minimum 2 Years Incorporation)

Recent 2 Years Financial Statements

Recent 6 Months Company Bank Statements

Office / Shop Tenancy Agreement (If Any)

Incoming Invoices or Business Contracts

Directors / Partners NRIC

List of Assets Own by the Company (If Any)

Notes to borrower: LoanCredit.SG aims to be the best financial directory in Singapore. We do not represent any licensed moneylender or offer any loans directly, over the phone or at our office or otherwise. We ensure that all advertisers featured in our business directory are evaluated and selected carefully, particularly those that are licensed by government authorities.

The minimum period of repayment is 2 months and the maximum period of repayment is 6 months. The interest rate offered by the licensed moneylenders is 1% to 4% per month, depending on your credit rating and other factors. This corresponds to a 12% to 48% Per Annum APR based on monthly reducing interest rate.

For example, if you borrow $1,000 for 6 months, at the maximum interest rate of 4% per month (48% APR), your monthly repayment will be $190.76 and total interest for the 6 months is $144.58.

The example mention above is an estimation and for illustration purposes only, please check with the respective Licensed Moneylenders as it may vary due to loan amount, period of loan and other fees such as late fee and late interest rate that may be charged in the event of violation on terms & conditions.