Medibank's New Family Health Cover Packages Review

Overall Rating:

3.4 average from 11 reviews64% would recommend this to a friend.

Medibank knows families are all different, but they’ve also noticed some similarities. It’s helped them to design tailored health cover packages especially for families at different stages. So as your circumstances change, so can your health cover. Our members have looked at Medibanks new family health cover packages, read their reviews or leave your own below!

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Medibank family health coverBy Rima on 9/20/2013 7:46:15 AM

Rating:

Would you recommend?

Read the brochure and this sound good. Like every health cover insurance, they have some good and bad points. However I like this insurance.

Medibank Health CoverBy kelly jones on 8/17/2013 5:14:21 PM

Rating:

Would you recommend?

The cover sounds ok and the family cover sounds like it would be perfect for my established family, however I would need to know the monthly costing before I could comfortably say I would commit to any sort of cover. I like the way the packages are set up for different stages of life, but on this also the waiting periods are a bit of a deterrent. My daughter has quite a few medical needs and seeing we would have to wait for most of her services really wouldn't be suitable I would be more inclined to stick with the care plan the paediatrician gives her.I do have doubts but there are a lot of positives as well. I love the fact that there is no excess for kids and the 100% back for kids up to annual limits is a real plus. I also like the

The cover sounds ok and the family cover sounds like it would be perfect for my established family, however I would need to know the monthly costing before I could comfortably say I would commit to any sort of cover. I like the way the packages are set up for different stages of life, but on this also the waiting periods are a bit of a deterrent. My daughter has quite a few medical needs and seeing we would have to wait for most of her services really wouldn't be suitable I would be more inclined to stick with the care plan the paediatrician gives her.I do have doubts but there are a lot of positives as well. I love the fact that there is no excess for kids and the 100% back for kids up to annual limits is a real plus. I also like the $100 members annual bonus that can be used to boost other things.Overall I think Medibank would be a great choice, I would just need a little bit more information first though.

I really liked the idea of not paying for obstetrics - related services if you are a settled family and having other benefits instead, or just paying for the New Families services if that’s all you need. However, this needs to be considered carefully to ensure that there aren’t other restricted services in the package that you may need.

Some of the package benefits include:

• 100% back for kids at Members’ Choice extras service providers (up to annual limits).This is a great help to families as long as you use the Members’ Choice providers. There seem to be a few in our area, but you would have to determine if they are of the same standard as your current provider.

I really liked the idea of not paying for obstetrics - related services if you are a settled family and having other benefits instead, or just paying for the New Families services if that’s all you need. However, this needs to be considered carefully to ensure that there aren’t other restricted services in the package that you may need.

Some of the package benefits include:

• 100% back for kids at Members’ Choice extras service providers (up to annual limits).This is a great help to families as long as you use the Members’ Choice providers. There seem to be a few in our area, but you would have to determine if they are of the same standard as your current provider.

• No hospital excess for kids.This is a good for families at a time when it’s needed the most, although my current health insurer also provides this.

• Mi Health support services including the 24/7 Health Advice Line.This is not very useful as you can ring HealthDirect for free health advice from a nurse.

• $100 annual membership bonus that accumulates to a maximum of $1000 (after 10 continuous years) to top up extras, hospital excess and other approved membership related services.This is a great feature.

• $50 per member each year to increase your annual limits on a range of extras services like dental, physio, chiro and more. Accumulates annually up to a maximum (after 5 continuous years).This could be a useful if the annual limits are reasonable.

The information provided is not enough to make a decision to purchase any of the products. Premium prices, Members’ Choice providers and annual limits also need to be considered when doing a comparison.

Although there are some innovative features, I would not recommend this as each person needs to evaluate their own circumstances to determine their health insurance needs.

I have read the brochures and thought it was good that you get 100% back for kids on extras.

So hard to choose between health insurance providersBy Rebecca on 8/3/2013 11:17:07 PM

Rating:

Would you recommend?

I am a current member of Medibank Private, so was very interested to get a look at their latest packages. I would have loved to have been provided with some quotes for a totally informed decision - but a quick trip to the Medibank Private website gave me some more information. I was pleased to see that the current packages had greater benefits than my current plan and at a cheaper price. I do wish that they would offer new packages to their current members early on if it is a benefit over old plans. The new plans look very similiar to another set of plans from another provider, and even a slightly cheaper price - and I like the idea of getting higher benefits from preferred providers. Unfortunately, there does not seem to be much preferred

I am a current member of Medibank Private, so was very interested to get a look at their latest packages. I would have loved to have been provided with some quotes for a totally informed decision - but a quick trip to the Medibank Private website gave me some more information. I was pleased to see that the current packages had greater benefits than my current plan and at a cheaper price. I do wish that they would offer new packages to their current members early on if it is a benefit over old plans. The new plans look very similiar to another set of plans from another provider, and even a slightly cheaper price - and I like the idea of getting higher benefits from preferred providers. Unfortunately, there does not seem to be much preferred provider choice in the ACT,so I usually end up receiving the lower benefit on my current plan. If Medibank could address that issue, I would certainly seriously consider on of these new plans, as I am shopping around at the moment.

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