Small Business Administration (SBA) Loans

A loan backed by the U.S. Small Business Administration (SBA) may be the perfect fit for you. The SBA has created financing programs in alliance with banks to encourage small businesses growth. SBA loan-qualifying conditions are generally more flexible than conventional loans. Our small business lending professionals will work with you to find the best programs and loan structures to meet your goals and objectives.

Details

Available for purchasing or refinancing existing businesses

Government-assisted help for businesses that might otherwise have difficulty getting approved

Competitive rates for a wide range of business needs:

Commercial real estate purchase

Construction

Business acquisition or expansion

Equipment/inventory purchase

Working capital

A wide range of lending options available

Generally lower down payments and extended terms

Local decision-making and processing – to give you a quick decision

Attentive, professional service from start to finish

We offer the following types of SBA loans:

SBA 7(a)

Exclusively for small business owners, the SBA 7(a) loan provides financing secured by your business assets or personal real estate to expand your business or buy a new one, finance commercial real estate, purchase equipment for your business, among others.

SBA 504

If your plans include buying or building your commercial property, or purchasing equipment for your business, an SBA 504 loan may be the perfect option to finance it. If you have an existing loan, consider refinancing with a 504 Debt Refinancing Loan.