In this video, learn how to choose your debt consolidation options, including mortgage refinance loans, debt settlement, and credit counseling. Hosted by Brad Stroh, Co-Founder and Co-CEO of Bills.com.

Debt consolidation options include refinancing your mortgage to pay off other debts, receiving credit counseling, or reaching a debt settlement with your lenders. We will review when each of these options is appropriate and how each will affect your credit rating, monthly payment, and time of enrollment in each program. He also reviews the long-term costs of each option. Before choosing one, determine whether your goals are lower payments or paying off the debt faster, and then contact a reputable provider to begin the process. Visit Bills.com for more personal financial advice and information.

Or go here to see ho we can help. https://debt.bills.com/debt/?utm_campaign=Bills+video&utm_term=ag#step1

Shocking video of the imminent economic collapse and next Great Depression.

Temporary prosperity that is created by exploding levels of debt is not actually prosperity at all. At this moment, the U.S. government is 22 trillion dollar in debt, and we have been adding an average of more than a trillion dollars a year to that debt since 2009. And if we stay on the path that we are currently on, the trajectory of our debt will soon accelerate dramatically causing the biggest economic collapse in our lifetime.

In fact, as you will see below, the Congressional Budget Office is now projecting that the U.S. national debt will reach 99 trillion dollars by 2048 if nothing changes. Congressional Budget Office projections always tend to be overly optimistic, and so the reality will probably be much worse than that. Of course we will never actually see the day when our national debt reaches 99 trillion dollars. A major economic collapse and the biggest stock market crash will happen long before we ever get to that point. In our endless greed, we are literally destroying America, and emergency action must be taken immediately if we are to survive.

Let me try to put this into perspective. Not too long ago, Venezuela was once one of the wealthiest countries in South America. These days, many Americans like to laugh at them, but we are on the exact same path that Venezuela has gone down with their horrific economic collapse. Eventually, the day comes when there is not enough of someone else’s money to spend, and suffocating levels of debt make the option of printing giant mountains of money too tempting to resist. At that point it is just a matter of time before a huge stock market crash and society devolves into chaos.

The same principle is going to also apply on a global scale. The U.S. government is now more than 22 trillion dollars in debt, and the entire globe is now more than 250 trillion dollars in debt, and global economic collapse is coming.
Twenty years ago there was $40 trillion of debt in the world today there is $250 trillion worth of debt in the world.

It would take an unprecedented effort to turn things around, but right now hardly anyone seems concerned about bringing all of this debt under control. So we continue to roll on toward our date with economic collapse, and most people are completely oblivious to what is about to happen to us. A horrific stock market crash and economic collapse is coming.

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Most of artwork that are included with these videos have been created by Epic Economist and they are used as a representation of the subject matter. The representative artwork included with these videos shall not be construed as the actual events that are taking place.

Anything that is said on the video is either opinion, criticism, information or commentary, If making any type of investment or legal decision it would be wise to contact or consult a professional before making that decision.

Use the information found in these videos as a starting point for conducting your own research and conduct your own due diligence before making any significant investing decisions.

When trying to negotiate debt settlements with Capital One Bank, it’s important to know that their process is different from most of the other banks out there. Knowing how to strategize can make or break a settlement, so they’re important to know before you give Cap One a call.

?ASK ME ANY QUESTIONS YOU HAVE:
http://consumerrecoverynetwork.com/ask-a-question/
(reader questions for our channel are selected from here)

Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.

Are Not-For-Profit Credit Counselling Agencies Now Just Debt Collectors? – Debt Free In 30 – A Personal Finance Podcast. A debt collector does just what the name suggests: they collect on unpaid debt. They won’t review all your debt relief options with you or give you a plan that makes debt repayment realistic and affordable. Their only goal is to recover as much debt for the creditor as possible. That’s how their business makes money.
You might be shocked to learn that not-for-profit credit counselling agencies are now operating the same way. In fact, they are formally registered with the Ontario government as debt collection agencies. Credit counselling agencies have changed. Most are no longer registered charities. Credit counselling agencies don’t do a lot of budgeting or actual counselling anymore either. Credit counselling organizations in Canada today are big, national call centers. Now when you call a credit counsellor, you’re sold a debt management plan (DMP), where you repay 100% of the debts you owe, but with a lowered interest rate. Credit counselling companies sell this regardless of whether that’s the right course of action for you because they are sponsored by financial institutions to do so.
We take a deep look at why not-for-profit credit counselling agencies have become nothing more than debt collectors. We also examine the implications for you as a debtor in need of help.

Raymond is behind on his child support, has student loans, and some other debts totaling to over $100,000. He calls Dave for advice on how to get out of this mess.

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Welcome to The Dave Ramsey Show like you’ve never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!