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CNB Mortgage Company Team

Canandaigua National Bank & Trust and CNB Mortgage Company comply with all registration requirements for Mortgage Loan Originators (MLOs) in compliance with the federal Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act). If you would like additional information related to one of our MLOs, please use the following link to access the Nationwide Mortgage Licensing System and Registry: http://www.nmlsconsumeraccess.org/.

President, CNB Mortgage Company

Chris is President of CNB Mortgage Company, a wholly owned subsidiary of Canandaigua National Bank & Trust. He is a graduate of The School of Mortgage Banking and has over 23 years’ experience in real estate finance. Chris is responsible for the day-to-day sales, marketing and overall operations of...
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Mortgage Loan Originator

Kay is a veteran mortgage consultant,
with more than 30 years experience. Since 1994 Kay has been with CNB Mortgage
Company. Kay is a “people” person and truly enjoys being able to help people
achieve their goal of home ownership. She is easy to talk to and has a unique
ability to re...
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Mortgage Loan Originator

Jeffrey Camardello joined CNB
Mortgage Company in August of 2012 after he relocated back to Rochester. Jeff
grew up in Brighton and is a graduate of Brighton High School. After finishing
college in Massachusetts, Jeff worked with HSBC and JP Morgan Chase in Buffalo
and New York City. ...
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Mortgage Loan Originator

Stephen M. Carey has over 17 years in the mortgage
industry and has an extensive knowledge in all facets of mortgage banking. His
experience is inclusive of finding mortgage programs that fit the needs of many
different borrowers. Steve has an analytical sales approach to insure that he...
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Mortgage Loan Originator

With over 25 years
experience in the mortgage industry, Marie has always been a leader in her
field, exceeding customers expectations in service and product knowledge. She
carefully analyzes the specific customer needs and goals to determine their
financing options. Once the specific ...
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Mortgage Loan Originator

Vanessa Gargana has over 30 years business experience in client service and sales, with the most recent 25 years spent in residential mortgage loan originations. She has developed a solid understanding of the needs of mortgage clients and the business professionals who support each transaction. S...
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Mortgage Loan Originator

Kathy has been serving her clients with honesty and integrity for over 25 years in the Rochester area. She is organized and efficient. Kathy is committed to providing an excellent customer experience. The majority of referrals for new clients come directly from her previous satisfied clients. Kathy...
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Mortgage Loan Originator

Aaron grew up in the Victor, NY area and joined CNB Mortgage Company in 2014. He has worked in the financial services industry since 1996 when he began his career at Chase Manhattan Bank in Binghamton, NY. He is well versed in all aspects of residential mortgage lending and is a specialist with VA ...
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Mortgage Loan Originator

Lauri Mattle joined
CNB Mortgage Company in June 2006. She has over 26 years of mortgage banking
experience; including, mortgage origination, underwriting, processing and
closing. Her in-depth knowledge of the mortgage process offers true
advantages for the homebuyer. Lauri knows...
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Mortgage Loan Originator

Dianne has been in the mortgage industry for over 25 years. She is a
real people person and is committed to providing the best customer service
experience with honesty and integrity. She has extensive mortgage knowledge and
will evaluate each clients’ needs to determine the mortgage progr...
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Mortgage Loan Originator

Jason Proietti
began his lending career in the credit reporting industry. Jason’s knowledge
and understanding of credit allows him to effectively evaluate each of his
clients’ credit profiles in relation to the mortgage programs that best fit
their needs. Jason feels it’s his responsi...
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Mortgage Loan Originator

Elisa brings over 22 years of mortgage experience to CNB Mortgage Company. She joined our company in 2011 after spending 18+ years at JPMorgan Chase where she was nationally ranked among the top 10% of mortgage originators and recognized for her superior customer satisfaction. Elisa’s thorough appr...
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Mortgage Loan Originator

Matt Schermerhorn joined CNB Mortgage Company in October of 2015, bringing with him over 20 years of experience in the residential mortgage business. Prior to joining CNB Mortgage Matt was with First Niagara, Fairport Mortgage, and owned his own company, Wheatland Financial Group, Inc. Matt utilize...
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Mortgage Loan Originator

Adam Smith joined Canandaigua National Bank & Trust after he graduated from the University of Rochester. He held several positions within the branch network including Financial Services Representative and Assistant Branch Manager. His experience in selling financial services to bank customers was...
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Mortgage Loan Originator

Matt joined CNB Mortgage Company in November of 2006. He has over 13 years of experience in the mortgage industry. Matt possesses a depth of knowledge of mortgage trends, issues and processes which are an asset to his clients. His years of mortgage expertise, and his commitment to providing outstan...
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Mortgage Loan Originator

Mike has over 25 years as a Mortgage Loan Originator. He attributes his success by maintaining a strong customer relationship. He stays in touch with his customers from Pre-qualification to Closing. Mike has extensive knowledge of the mortgage industry. The industry is constantly changing and he ...
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Mortgage Loan Originator

Judy Winters joined CNB Mortgage Company in October of 2015, bringing with her over 25 years of mortgage originating experience. Customer service is Judy’s number one priority, as she works to provide a mortgage solution that fits her client’s needs. She uses her extensive knowledge and expertise...
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Mortgage Loan Originator

Susan Wood has been in the financial industry for 13
years, serving as a mortgage consultant for over 7 of those years. Sue strives
to provide superb customer service to ensure the mortgage process is a smooth
and pleasurable experience for all parties involved. She understands that the ...
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