Plans That Include or Offer AD&D (Air Flight Only) Coverage

Worldwide Trip Protector Plus

OPTIONAL

Worldwide Trip Protector

OPTIONAL

Worldwide Trip Protector Lite

OPTIONAL

What Accidental Death & Dismemberment (Air Flight Only) Covers

Accidental Death & Dismemberment (Air Flight Only) provides coverage for any injury or death sustained while boarding, riding on, or exiting from, being struck by an aircraft, or run down by an aircraft. If the travel injury sustained due to the aircraft accident results, within 181 days of the accident, in the death of the insured traveler, in the severance of a limb, or in irretrievable loss of eyesight, speech or hearing, the Accidental Death & Dismemberment (Air Flight Only) coverage will pay the largest amount of the following benefits.

Accidental Death & Dismemberment (Air Flight Only) is available optionally in all of Travel Insured's plans at four levels of protection: $100,000; $250,000; $500,000 or $1 million.

The following table applies to results of the death or injury up to 181 days after the accident.

Table of Losses

Loss of:

Percentage of Maximum Limit Covered:

Life

100%

Both hands or both feet

100%

Sight of both eyes

100%

One hand and one foot

100%

Either hand or foot and sight of one eye

100%

Either hand or foot

50%

Sight of one eye

50%

Speech

50%

Hearing in both ears

50%

Thumb and index finger of same hand

25%

"Loss" with regard to:

Covered Travel Delays include:

hand or foot means actual complete severance through and above the wrist or ankle joints

eye means an entire and irrecoverable loss of sight

speech or hearing means entire and irrecoverable loss of speech or hearing of both ears

thumb and index finger means actual severance through or above the joint that meets the finger at the palm

Insurance benefits in the plans are subject to limitations and exclusions, including an exclusion for pre‑existing conditions.

The plans contain insurance benefits underwritten by the United States Fire Insurance Company, 305 Madison Ave, Morristown, NJ 07960. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. United States Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2018. The plans also contain non‑insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of our plans. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured.

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