What We Do

Advantages of an Enhanced Mutual Form of Insurance Company

Some Potential Advantages Over Traditional Mutual Model:

Richard Bland's article "The 'Enhanced Mutual' - A Potential Game Changer?" was featured in the first digital edition (July/August 2012) of the National Association of Mutual Insurance Companies' IN Magazine. Read the Article. (PDF)

Significant Additional Capital and Surplus Generated Internally

Increases Member Loyalty and Stickiness (Hard to Believe Given
Historically Very High Mutual Retention Rates)