The state of Michigan is launching a campaign to crackdown on auto insurance fraud.

Secretary of State Ruth Johnson says her office will be working with the Michigan State Police, local prosecutors and the insurance industry to catch people selling and using phony auto insurance policies.

She says a one day snap shot of more than 3 thousand auto registration renewals using paper insurance certificates found 16% were using phony auto insurance.

Snyder and some Republicans say Michigan’s unique “no-fault insurance” policy bumps up Michiganders’ auto insurance premiums. They say their proposal will bring those rates down by $125 per vehicle for at least one year, with possible future savings.