In the name of the Father and of the +Son and of the Holy Spirit, Amen.

Debt. We love it and we hate it. It is occasionally necessary because of the twists and turns of life, but it has become our constant companion. For we have been ensnared by its seductive embrace, and fallen in love with its easy ways. And thus, we all know how unforgiving debt lenders are. They may give you occasional interest or payment relief not wanting you to default on what you owe them, but they will not forgive your debt.