Documentation to prove identity when disputing inaccuracies – What do I need to send?

14Jul

It’s important that you send all requests through certified mail. You will need to keep your certified return receipt as well. This will help to track your letter and it will ensure with the ‘green slip’ there was someone that had signed for your letter.

When you are mailing your disputes to the CRA’s (credit reporting agencies) or requesting a credit report directly from them be sure to include these documents:

Your Full Legal Name

Your Date of Birth

Social Security Number

Current Mailing Address

If Less Than 5 Years, Include Your Previous Address

A Copy of Your Driver’s License Showing Your Current Address

A Copy of Your Social Security Card – If Your SS Number Is Not On Your Driver’s License

There are often other times where a bureau will request more information to verify your identity. Those documents could be any of the items below:

Current Employer

Current Employer Address

Phone Number

Signature

Current Utility Bill

Lease Arrangement/Rental Receipt

**FACT: I’ve always been told to not provide your signature for the privacy of yourself. You would not want to have your signature placed on something that you did not agree to. You must be very careful in repairing credit on your own. If you have questions or concerns I am here to help!