Do this: To cook corn, remove husks and silks. Wet two paper towels and wrap each ear in a towel. Microwave on high for 5 minutes. Allow to cool and then slice kernels off the cob. Chop red bell pepper, onion and cilantro. Place in a bowl with corn. Drain black beans and add Ĺ cup of black beans to bowl. Add mayonnaise, sour cream, ranch seasoning and salsa; stir all ingredients together. Cover and refrigerate 12 hours or more. Serve with tortilla chips.