The free service that monitors insurance prices for you.

Key Features

Monitors auto insurance prices

Automatically compares rates

Alerts you when you could save

How it works

Rate Tracker™ is a free service that monitors auto insurance prices and alerts customers when an opportunity to save is identified. Rate Tracker™ alerts are sent using email or the Answer Mobile app, available for iPhone®, iPad® and most Android™ devices.

Frequently Asked Questions

If you are a qualifying Insurance Answer Center customer, you will receive information about Rate Tracker™ from your agent during the sales process. If you accept the service, you will be enrolled automatically once you have purchased your policy. We will send you a confirmation email with details about the service.

Each time Rate Tracker™ checks prices for you, we will send you an email letting you know if savings were found or if you’ve still got a great deal on your insurance. If you are using the Answer Mobile™ smartphone app, you will also receive Rate Tracker™ notifications through the app.

Rate Tracker™ uses the information you provided when you purchased your policy from Insurance Answer Center along with any data updates we have received. We may also use information about you, your vehicles and your driving history from reporting agencies.

No. Rate Tracker™ will request rates from some insurance companies that may run ‘insurance scores’ with credit reporting agencies, but these scores are treated as ‘soft hits’ to your credit file and should not affect your credit score.

As your authorized insurance agency, we exercise extreme caution when storing or handling your personal information. All personal information stored on our secure systems is encrypted, and our systems are regularly upgraded and verified by independent auditors. We will not share your information with anyone except insurance companies for the purposes of obtaining quotes.

The Rate Tracker™ price check uses estimated rates based on the information you gave us when you became a customer of Insurance Answer Center. It includes information about you, the drivers in your household, and your covered vehicles. Since we may not have all your latest information at the time of the automatic price check, we cannot guarantee its accuracy.

Answer Financial® Inc. offers insurance products and services through its insurance agency licensed affiliate Insurance Answer Center, LLC (California License # 0B99714); in New York as Insurance Answer Center, LLC, an Insurance Agency; in Michigan as Insurance Answer Center, LLC, an Insurance Agency; and in Missouri as Answer Financial. Answer Financial affiliated agencies are not insurance companies, but act as agents for certain insurance companies. Answer Financial’s affiliate Right Answer Insurance Agency, LLC (CA License #0H52358) operates as an insurance broker in California and an agent in all other states. Answer Financial is paid commissions and may receive other performance-based compensation for its services. The compensation received by Answer Financial and its employees may vary by insurance company. Not all insurance products and services are available in all states. Rates are subject to change.