Workers' Comp

Business owners may choose to carry insurance to protect themselves and employees from medical cost and a portion of lost wages for injury or illness as a result of the job. In Virginia it is required or mandatory once you have three or more employees.

What does it cover?

This insurance covers any medical costs and a portion of lost wages if your employee misses at least 7 consecutive work days (maximum 500 weeks). It also protects companies from being sued by employees for workplace conditions that can cause an injury or illness.

What is the benefit?

Workers’ Comp protects the employer and the employee in the event of an injury or illness while on the job. This coverage keeps the employer from incurring large medical bills from injury or illness. It also benefits the employee so they can get the treatment they need.