Summer is Here

During the summer, many look forward to activities that they can only enjoy during warmer months. Summer is also a time for family vacations and relaxing. Typical summer plans may include outdoor activities, entertainment, and traveling. While these are all great ways to make the most of the warm months, it is important to evaluate additional insurance needs. Accidents are bound to happen, but if they do, these simple insurance tips can help you to enjoy summer with peace of mind.

Remember that although trampolines and pools provide plenty of fun for kids during the summer, they also pose major hazards. Many people are severely injured in accidents involving pools and trampolines each summer. Insurance companies have strict rules for these hazards. Homeowners with built-in pools or even inflatable pools should contact their agents for information about pool coverage and rules for securing the pools. If you are not sure if your policy covers a pool or trampoline, make sure to contact us and we can advise you on the options you have.

You might even want to consider having insurance for your boat. Large boats are usually not covered at all, and separate boat insurance is needed to provide protection in the event that someone is injured on the boat. Jet skis and other personal watercraft items also require separate policies. Sometimes a supplemental insurance policy is needed.While traveling on a trip or weekend getaway, it is important to be protected. Know what a home insurance policy covers before leaving for the trip. Not all policies cover personal belongings a traveler takes along for the trip if they are stolen. While some items may be covered, there is still a deductible to think about. It is recommended that you contact us so we can advise you on the best insurance policies for you and your family.