With the beginning of 2019 comes the end of 2018 and tax time. Deadlines this year for income tax filing, HSA contributions, and IRA contributions is April 15th 2019.

Please don't fall victim to a scam. The IRS/Social Security will not call. Do NOT give out personal information over the phone if you don't know who you are talking to. If you have any doubts, hang up, and call back using a phone number from a trusted source. Watch your statements carefully for fraudulent transactions, consider online banking so you can check your transactions more frequently.