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The real problem with the endowment review (IFAs slam “scaremonger” FSAover endowments, MM, July 5) is not what the FSA says in its factsheet buthow the media interprets it. That is how most customers will get theiropinions on the subject. Media comment is a real problem. Last week, a reporter on Today on Radio 4said […]

Jonathan Friedman&#39s letter (Money Marketing, July 14) is a welcomecontribution to the IR35 debate. Discussion is urgently needed. Thelegislation dates from April 6, 2000. Those taking no action are 16 monthsbehind the game. IR35 does not make criminals of UK taxpayers. That is the tax evasionlegislation effective from January 1, 2001. Being caught by IR35 […]

NORWICH UNION Business Benefits @ Norwich Union Type: Cafeteria-style group protection product which includes group income protection, group life cover, group private medical insurance and accident, sickness and unemployment protection for customers with Norwich Union group pensions. GROUP INCOME PROTECTION Minimum benefit/premium: 30 per cent of salary/£500 a year. Minimum-maximum ages: 16-64. Minimum group size: […]

Scottish Life Mortgages is appointing Royal Bank of Scotland to its panel of mortgage lenders.RBS is offering a 100 per cent loan to value mortgage with a four year stepped discount, The mortgage is discounted by 3 per cent off the standard variable rate, currently 7.49 per cent, until August 2002, and then by 0.75 […]

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As discretionary fund managers continue to grow in assets and importance in the adviser community, Money Marketing research has cast new light on the market’s impact on planning. More than 400 advisers and paraplanners responded to a Money Marketing survey on the DFM market. Ninety per cent of respondents used at least one DFM and […]

HM Revenue & Customs has published guidance on how new income tax bands in Scotland will affect pension schemes and their members. The note is a response to the Scottish Government’s confirmation it will introduce five income tax bands for 2018/19. Pension savers in Scotland currently receive pension tax relief at their marginal rate but […]

SimplyBiz Group is considering an initial public offering of £150m on the London Stock Exchange. According to a Reuters report, the potential float could value the company between £140m and £155m and is expected to raise £30m of new money. SimplyBiz joint group chief executive Matt Timmins confirms the business has recently appointed Zeus Capital as […]