There are so many direct payday lenders online that choosing one can be a mind boggling task. However, there are certain things to look for when you are choosing an online lender:

1. Make sure that the company you are dealing with is a direct lender and not just a broker or third party connecting to a lender. This might mean an increase in rates and delivery time.

2. Make sure that the lender has systems in place to ensure privacy and convenience. They must have a process that is very hassle free and secure. Enquire as to how the transaction will be carried out safely.

3. You should inquire about the rates, so that you know exactly how much the loan will cost you. Also, be sure to verify all the terms and conditions involved with the loan.

4. Approval time is also a paramount thing to look at. How long after you apply for a payday loan can the lender approve or disapprove your application and, furthermore, how long after that can they transfer the money to your account.

5. Look for any customer feedback you can find about the company. Also, learn what you can about them from the relevant business bureau.