Implementation of Pradhan Mantri Awas Yojana – Gramin has been approved by the Narendra Modi Government on 23rd March in a cabinet meeting. The rural housing scheme will help achieve housing for all by 2022 in Rural areas across the country.

To address the gap in rural housing and in view of Government’s commitment to provide “Housing for All” by 2022, the scheme of IAY has been re-structured into Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) w.e.f. 1st April, 2016.

UPDATE – Number of homes to be constructed under PMAY-G has been increased by 33% from 3 Crore to 4 Crore by the year 2022. Read more about the revised PMAY-G targets.

Pradhan Mantri Awas Yojana – Gramin will be implemented in rural areas across the country except Delhi and Chandigarh. Below are the highlights of the housing for all by 2022 – Rural.

Pradhan Mantri Awas Yojana – Gramin – Highlights

Government to construct 1 crore pucca (permanent) houses for the rural poor in the next three years.

A total of 4 Crore homes would be constructed under PMAY-G in rural areas across the country by the year 2022.

The scheme is expected to boost job creation in rural areas.

The project will be implemented in a span of three years from 2016-17 to 2018-19 with a budget of Rs. 81,975 crore.

Of the total estimated expenditure, Rs. 60,000 crore will come from budgetary allocations and the remaining through Nabard.

The cost of unit (house) assistance is to be shared between central and state governments in the ratio 60:40 in plain areas and 90:10 for north-eastern and hilly states.

Beneficiaries of the rural houses would be chosen according to data taken from the Socio-Economic Caste Census of 2011

An allowance of Rs. 120,000 in plain areas and Rs. 130,000 in hilly areas will be provided for construction of homes.

The unit size will be enhanced from the existing 20 sq.mt. to up to 25 sq.mt. including a dedicated area for hygienic cooking.

Provision of toilets at Rs. 12000/- and 90/95 days of unskilled wage labour under MGNREGA over and above the unit cost.

Funds will be transferred electronically directly to the account of the beneficiary.

The beneficiary would be facilitated to avail loan of up to 70000 rupees for construction of the house which is optional.

Special Projects to be sanctioned to states based on situational exigencies and special needs.

NEW UPDATE: Home loans up to Rs. 2 Lakh taken in 2017 for maintenance or up-gradation of homes under PM Awas Yojana – Gramin will receive interest subvention of 3%.

The scheme is also expected to generate employment in the rural areas, especially in the construction sector which is currently the 2nd largest employers in India.

PMAY-G Home Loan Scheme 2017

Narendra Modi on 31st December 2016 has announced new home loan scheme for PM Awas Yojana – Gramin beneficiaries. Under the new home loan scheme, the beneficiaries will be provided interest subvention of 3% on home loan of up to Rs. 2 Lakh taken in 2017 for new house construction or extension of housing in rural areas.

PMAY-G Selection of Beneficiaries

Identification and selection of beneficiaries shall be done by the community through the Gram Sabha, from the SECC 2011 list, based on the housing deficiency and other social deprivation parameters. The government follows a 6 step process to prepare the final list of beneficiaries of PMAY-G. The six steps are as below:

Beneficiary Selection Under PMAY-G

There are 13 automatic exclusion parameters based upon the candidates from the original SECC data list will be removed as follows:

Motorized two/three/four wheeler/ fishing boat

Mechanized three/ four wheeler agricultural equipment

Kisan Credit Card with credit limit of Rs.50,000 or above

Household with any member as a Government employee

Households with non-agricultural enterprises registered with the Government

Any member of the family earning more than Rs.10,000 per month

Paying income tax

Paying professional tax

Own a refrigerator

Own landline phone

Own 2.5 acres or more of irrigated land with at least one irrigation equipment

5 acres or more of irrigated land for two or more crop seasons

Owning at least 7.5 acres of land or more with at least one irrigation equipment

After this, the list of eligible candidates will come out and be categorized into two sub groups.

Definition of Kutcha House

Houses with kutcha wall – Houses where the material used for wall is Grass/thatch/bamboo or plastic/polythene or mud/unburnt brick or wood or stone not packed with mortar.

Houses with kutcha roof – Houses where the material used for roof is Grass/thatch/bamboo/wood/mud or plastic/polythene or handmade tiles.

The status reports of Pradhan Mantri Awas Yojana – Gramin (PMAY-G) can be viewed on the official website at http://pmayg.nic.in/netiay/Home.aspx

Under the parent scheme, PM Awas Yojana – Urban, the government aims to develop 20 million homes by the year 2022. The government so far has sanctioned the construction of more than 5 lakh homes under the scheme.

My father want to construct new home for us but my father is a farmer and our family income is completely depend on our field. But in this PMAY scheme I’m getting information only about urban area. We are in need of financial support so please tell me how to get the benefit of this scheme. We are staying in rural area so tell me how get this scheme application.

Varsha Brahmane: Sir from 11 yrs I am living on rent home.l have two daughters and one son. They are in school.Paying School fees+rent is becoming very difficult for me.I am fulfil our needs. I request you if I even have my own home by your help. My mobile no :- 8422092202

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For the common need of shelter , a proposal of cost effective Eco friendly Sustainable Technology based planning with detail estimate can be asked from the enterprising people of my country where from we may get a path of construction of shelters (gramin) for every one of Rural India. As I am a resident ant of Alipurduar,West Bengal

Sir I have purchased a flat in Neral (karjat) dist.Raigad I have gone my Hdfc Bank loan department Dombivli branch the officer refused me that you don’t get pmay because they told me that this yojna is for urban areas the officer have checked my papers these are OK they told me about that.The bank didn’t get me pmay application form.They said that this scheme is only for urban areas. Please guide me sir

Respected sir, I am Balu Laxman Shelar from Pune Maharashtra I have purchased my first home in rural area, and I am low income person, I have take loan from Shubham Housing Finance Company at highest ROI, in July 2014, sir please tell me I eligible to avail subsidy of PMAY, please guide me.

I tried for this home loan in two banks, but they did not give any hopeful information, They are saying so many conditions..in one bank they said normal house loan only better than PMWAY and they ready to give normal house loan only thy did not ready to give this subsidy loan..and one more bank informed you have to stay with in 15 km distance from this branch then only eligible for this subsidy loan..,.how we can stay like that.now am hopeless . If an Indian Gov ready to give developmental policies..but the mediators are not ready to implement those.. after application if we called they did not response even..then how we can achieve our dreams?

Good evening Sir, I’m a student from chittapur gulbarga distic CHITTAPUR tq. I competed my degree b.com.we are 5 member in my family my Father is a stone cutter it is vry very hard work.. Please help me for the any job or business I want do for help my father so please sir please kindly help me..its true god fromiss my mobile.no.9739106834.9108531831

Dear Sir, I am writing this mail in behalf of Mrs. Devaki Devi W/O Late Rajendra Ram Add:- Vill- Kharijama , PO- Chandhari, PS- Islampur , Distt :- Nalanda State – Bihar pincode – 801303.. Sir i am a widow and belongs to a very very poor family . I have no any son to take care and to earn any money. I am approx 60 years old widow women. But i cant got any benifeciary of Pardhan Mantri gramin Awas Yogena. And no one is going to help me. All the rich person in my panchayat got the benefit of PMGAY but still now i don’t got. And when i ask to our Panchayt Mukhiya he always told that i don’t know nothing and there is no any name of yours. Sir my home is also made of Kuttcha House . Means Mud and etc. And no one is going to help me. Kindly do the needful.

sir , i am resident of burdwan dist. in w.b. under below poverty line. sir my home situation is very dangerous ..(3 time inquery.but no name in the list jayarani gorai or chandana gorai ,sir what i doing ….please take step for me…

sir…i respect you i am very poor family…i have not home..i live in odisha..dist..boudh..block..boudh..po..rushibandha..p.s..manamunda..g.p..manupali ..via..bounsuni..at..digi..pin..762015..i will pmay you..give me a pmay…. i there for request you..to grant me..and..please give me a pma..home.. your obedently sanjib singh

respected modi ji my elder brother belongs to a central govt job but he is not give concern to my family.due to this reason my family is not able to get this pmay scheme.so sir please do something my family….

sir i am yogesh my family is too poor we need to help with pmay can you tell me how we take its profetible my adress is vill gudhaman singh post bhainsawa vaya renwal jaipur rajasthan i am already filled aaplication form but i did’t its process help me i have an assenment no now what i do plzz sir help us

People are asking for BRIBERY Rs. 15k to get this yojana. Some people are getting 2-3 House and Like me we are nothing to get, Because i have no money for Bribery. Still we are living in MUD HOUSE. I lose my hope, that i will get any govt yojana benefits in thin Life. I promise from Next Election Me and My Family will not go for Voting. Because here in this society MONEY is everything.

Dear Team, I am writing this mail on the behalf of Devaki Devi, W/O:- Late Rajendra Prasad, Vill:- Kharijama Panchayat :- Chandhari Distt:- Nalanda State :- Bihar , Sir I am a widow and I have no any son and I am living a hail life . my name is in BPL list but I never got any type of government help from any org. I am living in a kuttcha house which is fully broken. But I have nit got any govt. benefits such as HFA Program or Indra awas Yogana. In my panchayat the rich person got the benefits of HFA but I am poor but I don’t got any benefits . Kindly do the needful . Thanks and Regards Shivendra Singh mob:- 9060735059

Respected Team, I already applied For PMAY CLSS.Could You Guide me What will be the next step after that survey Id Generated. BEcause I don’t know who is take this application and What will be process for next step. i am from vadodara location.

Respected my Honorable PM modi sir ,My father was died at am 14 years old and my mother is seeking at health discuss and am studying B.tech at 80km from my village for my mother staying for we have a no house please give me a PMAY pathak for construct a small house at my village. At my state govt is not responding to my problem and at my village some political issues are happening and govt issued houses are only giving to corruption and rich persons so please give me PMAY pathak to me please sir From , P Gurunadh

sir, I’m from northeast karbi anglong (assam) rural area, I are a very poor family, we didn’t get any govt schemes in our village so, I request you to kindly provide such housing schemes in our village.. how can we get this scheme easily please hlp us

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As I ADEO n field officer this scheme is comfortable n needy beneficiary but what happened in the gram sahba if needy fellow praposed their name n loan should be sanction N the amt. goes direct in their bank acc. he take out that amt. N alible to made or some time neglect to made the HOUSE in such case we all field officer wonder him/her to use of money in that house. My oppinion is that the control of amt. by gram sec. SURPANCH n body of gram subha who suggest her/his name. Then this scheme is very much imp. for needy family. NOW in this modern youth 70 to 80% of people live in kutcha n grassy hut.

I am a poor man who lives in a hut. I would request you to kindly allot me a flat under Priminister’s Housing Scheme, I am leaving in Khejuri, Purba Mednipur. Kindly enlist my name in the possession list.

To manistar i am poor family. I have bpl card. I want awas yajona plane. But my village manistar said do not give me awas yajona. Becase my father praimary ex teachar and she is death 2011. Thats my problam. I asked for you, do you give awas yojana? Gp amtalia. Pin 721427. I am tarun giri

I AM DHANAPATI MAHATO AND MY UNCLE RAMJATAN MAHATO. OUR BPL SCORE IS 24. 24 SCORER HAVE ALREADY GOT OWN HOUSE .MY FATHER IS DEAD.OUR FAMILY MEMBER IS NINE.WE HAVE ONLY TWO ‘KANCHA’ HOUSE.PLEASE SIR DO SOMETHING……..THANK YOU.

Dear Sir, I want Pradhan Mantri Gram Awas yojana list(PDF file) in west Bengal,district Purba Medinipur,block Contai-3,Bhajachauli gram panchayat.because gram pradhan and gp office has not published any list PMAY-G.I am very poor man and Sc and not get any job .So please look in to the matter .

I want pradhan mantri gram a was yojana list(PDF file) in west Bengal,district purba medinipur,block bhagwanpur 2,mugberia gram panchayat.bcoz gram pradhan and gp office has not published any list PMAY-G in gram sansad.

I am from deogaon gp under falakata block in the alipur duar dist in wb. I have found that the names , enlisted in the list, are rich having pucca house. The poor persons names are avoided The survey is not also correct. Is it the sign of achha din?

How to accommodate those people who are basically houseless all through their lives and make their daily living hawkery, rickshaw-puller, betel shop , transgenders,bargadars etc who live somehow in a rented house of sorts ?

Ithink it is better to add a TYPE DESIGN in this house,so we can easily identify the houses constructed under this scheme.More than this,people have an ambition to construct big houses and fall in high debt,ignoring the plinth area of the house.If we direct them to affix asign board or Logo as in IAY,they will pluck it out or wash it out with paint,after taking a photo.If there is no type design,APL families also come into the beneficiary list through influence and construct big houses according to their financial capacity and it will affect the scheme.So it is better to have type design in PMAY

I think awas yojana is necessary but one person got a house but next year his younger brother also get house again this not fair only wastage of money a needy person not got home .so please insure it .

I think awas yojana is necessary but one person got a house but next year his younger brother also get house again this not fair only wastage of money a needy person not got home .so please insure it .

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