In addition to tuition fees, you will be charged an annual student services and amenities fee (SSAF), which is used to maintain and enhance services and amenities that improve your experience as an RMIT student. The SSAF is calculated based on your enrolment load and the maximum fee for 2018 is $298.

You may be eligible to apply to defer payment of the SSAF through the SA-HELP loan scheme. If you use SA‑HELP, the amount will be added to your accumulated HELP debt.

For more information about calculating your actual SSAF see Paying SSAF.

Fee assistance

FEE-HELP loans are available for eligible students (such as Australian citizens or holders of an Australian permanent humanitarian visa) enrolling in an eligible full-fee program and can be used to defer payment of up to the full amount of your tuition fee.

If your FEE-HELP and/or SA-HELP loan application is successful, the Australian Government will pay RMIT, on your behalf, up to the full amount of your fees. This amount will become part of your accumulated HELP debt.

You will only start repaying your accumulated HELP debt to the Australian Government once you earn above the minimum income threshold for repayment, which is set each year by the Australian Government (this also applies if you are still studying).

The Australian Taxation Office (ATO) will calculate your compulsory repayment for the year and include this on your income tax notice.