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Building Assets, Unlocking Access: Shelter Solutions for the Poor

This publication, produced as part of the Building Assets, Unlocking Access project implemented by Habitat’s Terwilliger Center for Innovation in Shelter in partnership with the Mastercard Foundation, offers a snapshot of housing microfinance clients’ demographics, income, current living conditions and typical home improvements done with housing microfinance loans in Kenya and Uganda. The project is reaching not only informal workers with unsteady incomes but also salaried employees, the income level of at least 76% falls under US$10 per day and at least 39% falls under US$5. Through reading client stories we see how housing microfinance is helping the clients not only to improve their homes but their quality of life.