26 points dropped

26 points dropped

I used to have AMEX and paid in settlement in 2010 and they are reporting to EQ and TU as paid in settlement from last 2 years and suddenly today I see that AMEX is reporting FAIL TO PAY in Experian for month of NOV.

Re: 26 points dropped

You could dispute the item with the reason, that the balance is showing incorrect. At the very least Amex will have to look at what they are reporting and correct it. Most Credit Bureaus allow you to give a statement.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.