Should I hire a public insurance adjuster?

On January 15, 2010 The Miami Herald had an interesting article published regarding this very topic. The Herald quoted an audit that was conducted recently by the Florida Legislature that compared homeowner claims filed with a public adjuster and without a public adjuster under the Citizens Insurance Company. The following is an excerpt from that report:

Policyholders with public adjuster representation typically received higher settlements than those without public adjusters. Policyholders that filed catastrophe claims in 2008 and 2009 generally received larger insurance settlements than policyholders that did not hire these persons. The typical payment to a policyholder represented by a public adjuster was $22,266 for claims filed in 2008 and 2009 related to the 2004 hurricanes (see Exhibit 6). In contrast, policyholders who did not use a public adjuster received typical payments of $18,659. The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher.

Should you hire a public adjuster to handle your insurance claim? Yes! It is clearly the policy holder’s best interest to hire a “Licensed Public Adjuster”

Floridian Public Adjusters is equipped with experienced professionals carrying diverse backgrounds that range in expertise in business, architecture, customer relations, marketing, and insurance adjusting. Combining many aspects from many disciplines gives Floridian Public Adjusters a competitive edge in excelling in the Public Insurance Adjusting practices. Years of experience in adjusting claims for natural disasters such as major floods and hurricanes allows our services to be comprehensive and tailored to the specific needs of the client.

FAPIA Members

Our organization boasts a professional membership of nearly 400 members and associates who protect the interests of everyone who has suffered an insurance loss, from single family homeowners to Fortune 500 companies. We are the largest trade association for public adjusters in the nation.