Total 258.77 out of pocket -100GC = $158.77.. If you get the BBY RZ referral then an additional $55 BBY dollars in a few months.

There's also a hard credit check that gets done.. Whatever that might be worth to you... Currently you can get $100 FS GC for applying and getting approved for MBNA smart cash.

I picked up 2 of these phones from RCSS on no tax day, got the GC applied to the purchase, walked out paying $0. Got a koodo bill for $348.04. Both phones came unlocked, sold one the same day for $350. Earned $3.48 cash back on my cc and $1.96 from the sale. Got a great gift, put 5.44 in my pocket and all it cost me was 1 credit inquiry. Good deal I think. Thanks again RFD

I would buy another if the price drops to $150 outright. Not interested in another credit check.

Total 258.77 out of pocket -100GC = $158.77.. If you get the BBY RZ referral then an additional $55 BBY dollars in a few months.

There's also a hard credit check that gets done.. Whatever that might be worth to you... Currently you can get $100 FS GC for applying and getting approved for MBNA smart cash.

I picked up 2 of these phones from RCSS on no tax day, got the GC applied to the purchase, walked out paying $0. Got a koodo bill for $348.04. Both phones came unlocked, sold one the same day for $350. Earned $3.48 cash back on my cc and $1.96 from the sale. Got a great gift, put 5.44 in my pocket and all it cost me was 1 credit inquiry. Good deal I think. Thanks again RFD

I would buy another if the price drops to $150 outright. Not interested in another credit check.

LD's deal starts on Friday...Samsung Ace IIX $0 with the Tab and Bonus $100 LD Gift Card with a new tab.
Now don't know what the differences are with all these Samsung phone models :0/....just putting in my 2 cents worth.

Yes. Each check could drop your score up to 5 points, possibly more per check if multiple are done in a short time. A possible scenario, say you have a TD emerald visa at 4.75%. Every year they re-assess your rate, if your score has dropped then you may not be in the same bucket (their term for group) to qualify for that rate. You might now only qualify for 6.75 or even 8.75 depending how much your score has dropped. If you carry a $5k balance on that card then it just potentially cost you $100-$200 interest over the next year for doing that credit check. Checks could also make you less likely to be approved for certain credit cards/products.