A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification.
For many, the mortgage process can be... Read More

Some Highlights:
36% of Americans think they need a 20% down payment to buy a home.
44% of Millennials who purchased a home this year have put down less than 10%.
8% of loan applications were approved last month.
The average credit score of... Read More

There has been a lot of talk about the falling homeownership rate in the United States. In December 2004, the homeownership rate reached an all-time high of 69.4%, while the current rate is 62.9%. When comparing these two figures, there is some room... Read More

Wallick & Volk Mortgage and Engel & Völkers celebrate the ribbon cutting ceremony at the Grand Opening of their brand new Scottsdale location across from Fashion Square mall in Old Town. Attendees were treated to hors d’oeuvres,... Read More

Recently there has been a lot of talk about home prices and if they are accelerating too quickly. In some areas of the country, seller supply (homes for sale) cannot keep up with the number of buyers out looking for a home, which has caused prices... Read More

In many markets across the country, the amount of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious... Read More

At Girls on the Run we inspire girls to recognize their inner strength and celebrate what makes them one of a kind. Trained coaches lead small teams through our research-based curricula which includes dynamic discussions, activities and running... Read More

Fannie Mae’s “What do consumers know about the Mortgage Qualification Criteria?” Study revealed that Americans are misinformed about what is required to qualify for a mortgage when purchasing a home.
Myth #1: “I Need a... Read More

There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either yours or... Read More

Save $2700+ in 52 Weeks!
Looking for ways to save for a down payment on a house?
Try this 52 week challenge. This time next year, you could be buying a new home!
This may be one of the most simple savings challenges ever. Start by saving $2 in week... Read More

The Consumer Price Index (CPI) was released by the Labor Department last week. An analysis by Market Watch revealed the cost of rent was 3.8% higher than a year ago for the second straight month in June. That’s the strongest yearly price gain... Read More

Every three years, the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a... Read More

If you are wondering if homeownership is right for you, give one of our licensed loan originators a call!!
• Paying rent is not a good investment, but owning is a great way to start building family wealth.
• Not only does homeownership... Read More

These were the words that started my adventure Sunday morning at 9am…………..
“This course today. It is designed for you to find your best. The only way you can fail this course today is if you did not find your... Read More

The concept of homeownership as the American Dream is not dead—at least not among Millennials and non-Whites, according to the latest Zillow Housing Confidence Index (ZHCI).
Although they have yet to make their full homebuying force felt,... Read More

NOTICE: This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or data is subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states.

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