Paypal Extras MC & Citi Dividend Platinum Select CLI Results

Paypal Extras MC & Citi Dividend Platinum Select CLI Results

I got approved for both of these cards, the Paypal Extras MC & Citi Dividend Platinum Select back in late May/early June. From what I had read some people got either auto-CLI's or the LUV button popped up after about their 4th statement for the Paypal. I was getting close to that 4th statement from Paypal so was going to try to make a pretty good payment right before then to hopefully improve the odds/amount of a CLI.

Well I logged on today to make my payment and discovered I had just got an auto CLI!! Went from $3k to $6,250!

I am pretty happy about that, but kind of wonder if it would have been even better if I had made my payment in time. Oh well, still happy.

Then, later I called CITI to see about a SP CLI..they input the request but it came back saying they would have to do a hard pull, which I didn't proceed with. I have already 4 statements with them..should I wait for 6? (or would it be after the 7th so its after 6 months?) Or does it go by actual months since my official account opening day?

Re: Paypal Extras MC & Citi Dividend Platinum Select CLI Results

Congarts and Lexie is correct 6 months with Citi

Before you app think...Have you done your research of the CC?Does it fit your spending?Do you have a plan for the bonus w/o going into debt?Can you afford the AF?Do you know the cards benefits? Is it worth the HP?

Re: Paypal Extras MC & Citi Dividend Platinum Select CLI Results

Thanks. Would that be 6 months from the first statement closing date, or my original account opening date? My account was opened in late May but the first statement didn't close until late June.

To be safe I would wait for the 6th statement to cut. In my case, I pushed it exactly to 6 months from the date I opened the card and was hit with a HP, no increase. More recently, I've had success asking customer service to see if I was eligible, and they were able to advise me if a HP was needed or not. Hnestly though, Citi can go either way, their CLI's are very YMMV.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.