1 Agreement – Terms

1.1 All access to any area of the website at kaelynhong.com (“Website”) is governed by these terms and conditions (“Terms”). If you do not accept any of these Terms, exit the Website immediately. Continue only if you accept these Terms. In these Terms, the words “we”, “our” and “us” refer to kaelynhong.com (and where applicable, any or all of its associates, subsidiaries and its employees and agents).

Terms and Conditions

2 Access to Website

2.1 The accessibility and operation of the Website rely on technologies outside our control. We do not guarantee continuous accessibility or uninterrupted operation of the Website.

3 Relying on Information

3.1 We provide the Website as a general information source only. The contents of the Website do not constitute any advice (legal, financial or otherwise), and no information contained on the Website or communicated to or through the Website is intended to create any legal or implied relationship. Before relying on the Website, you should conduct your own checks or obtain professional advice relevant to your particular circumstances.

4 Hyperlinks

4.1 The Website links to other websites (“Hyperlink Pages”) which are not under our control or maintenance. We are not responsible for the content of these Hyperlink Pages and do not necessarily endorse the material therein, but provide these links for your convenience only. We are not responsible or liable for the availability or content of any Hyperlink pages or any other Internet site linked to or from the Website. Access to any of the Hyperlinked pages and other Internet website is at your own risk.

4.2 Materials contained in the Hyperlink Pages shall not be reproduced, republished, uploaded, posted, transmitted or otherwise distributed in any way, without the prior written permission of the author of such Hyperlink Pages and the mere fact that the Hyperlink Pages are accessible from the Website does not imply we have ownership of or authority over any copyright and other intellectual property rights in such Hyperlink Pages, such rights vests exclusively with the author of such Hyperlink Pages.

4.3 If you create a link or frame to the Website, you do so at your own risk. We reserve the right to object to or disable any link or frame to or from the Website. We also reserve the right to change the URL of the Website.

5 RSS Feed

5.1 RSS (Really Simple Syndication) service is a means by which the Website offers feeds of story headlines in XML format (“RSS Content”) to you for the purpose of using RSS aggregators. It is provided to you free for non- commercial use. Any other uses, including but not limited to the incorporation of advertising into or the placement of advertising associated with or targeted towards the RSS Content, are strictly prohibited. You must use the RSS feeds as provided by the Website, and you may not edit or modify the text, content or links supplied by the Website without our prior written consent.

5.2 The RSS service may be used only with those platforms from which a functional link is made available that, when accessed, allows you to see the display of the full article from the originating website. You may not display the RSS Content in a manner that does not permit successful linking to, redirection to or delivery of the applicable original web page. You may not insert any intermediate page, splash page or other content between the RSS link and the applicable original web page.

5.3 You must comply with all applicable laws and all limitations and restrictions placed by us on the use, display or distribution of any RSS Content; give us complete and accurate registration information when requested to do so; and not archive any of the RSS Content for access by users of your website at any future date after the RSS Content has been removed from the Website. You acknowledge that the service must link and redirect to the appropriate original web page when a user of your website clicks on the RSS Content (e.g. a headline).

5.4 Where applicable, we retain all ownership and other rights in the RSS Content, and any and all logos and trademarks used in connection with the RSS service. You must provide attribution to the Website in connection with your use of the RSS feeds.

5.5 We reserve the right to discontinue providing any or all of the RSS feeds at any time and to require you to cease displaying, distributing or otherwise using any or all of the RSS feeds for any reason including but not limited to your violation of any provision of these Terms. We assume no liability for any of your activities in connection with the RSS feeds or for your use of the RSS feeds in connection with your website.

6 General Disclaimer and Exclusion Of Liability

6.1 While we endeavour to ensure accuracy in the information presented on the Website so as to provide a high- quality service, we disclaim all warranties and representations (whether express or implied), to the fullest extent permissible under the law, as to the veracity, accuracy, completeness, format, currency or any other aspects of the information contained on the Website and its applications.

6.2 We do not warrant or represent, in particular, the following:

6.2.1 that access to the Website will be fault-free, secure, timely or uninterrupted, or that the Website will be free from software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; and

6.2.2 that any information transmitted by you by electronic mail or otherwise through or to the Website or to us will be accurately received or secure.

6.3 Use of the Website, and the electronic transmission of any document or information from you through or to the Website or to us, are entirely at your own risk.

6.4 Our liability for any damage, claim or loss arising from any inability to access the Website, from any use of the Website or its applications, or from any reliance on the information transmitted from the Website, howsoever caused, whether arising from breach of contract, tort (including but not limited to negligence, misrepresentation, defamation and infringement of any intellectual property rights) or otherwise, is excluded to the fullest extent permissible under the law.

7 Privacy Policy

7.1 It is our policy to always respect the privacy of every visitor to our Website. However, we may from time to time, employ the use of cookies.

7.2 Cookies are small text files that a site transfers to a user’s (visitor’s) hard disk or browser for added functionality or for tracking site usage. In order to measure the effectiveness of our online presence we may use cookies to determine the path users take on our site and to identify repeat users of our site. We do not use cookies to gather personal information such as a person’s name or e-mail address.

7.3 Cookies can be saved to the hard disk, but so-called session cookies are saved to the browser only and disappear when the browser is closed. On the website at kaelynhong.com homepage (and similar top or index pages), we use cookies that are saved to the hard disk and therefore remain after the browser is closed. Such cookies determine the path users take on our site and also identify repeat users of our site, although not by names or email addresses. On other pages of our site, we use session cookies to determine the path users take on our site. On some pages, we may also use non-session cookies.

7.4 It is possible to configure your browser to reject cookies by modifying the browser settings or preferences. If you wish to do so, we recommend you consult the information provided in the browser or contact the browser vendor for help and instructions.

7.5 Any information gathered by the use of cookies is compiled on an aggregate, anonymous basis.

8 Applicable Laws

8.1 These Terms and the use of the Website are governed by the laws of Singapore. Any claim relating to the use of the Website shall be heard by Singapore Courts.

9 Variations

9.1 We may revise these Terms at any time by updating this webpage. You should visit this webpage from time to time and review the then current Terms because they are binding on you. We may modify or discontinue any information or features that form part of the Website at any time, with or without notice to you, and without any liability whatsoever on our part.