How Are Flood Risks Defined?

Posted on Nov 6, 2015 11:55am PST

It is important to recognize high-risk areas so that you can be prepared
to deal with
flood damage serving Salt Lake City. It also helps to understand the different levels
of risk so you can get an idea of how often you may experience flooding.
Read on for a closer look at how flood risks are defined.

Special Flood Hazard Area

If you live in a special flood hazard area, you may be at serious risk
for flooding at any given time. Over the course of thirty years, you will
experience a roughly 25 percent chance of flooding. Homeowners who live
in this type of high-risk area will typically need to purchase flood insurance.
This is not only a wise idea, but it is also mandated by law in certain
areas. Special flood hazard areas are the most vulnerable areas when it
comes to flood risk, so it is wise to prepare accordingly.

Non-Special Flood Hazard Area

While not as risky as special flood hazard areas, non-special flood hazard
areas may still present a moderate amount of risk. Although these areas
typically do not require you to purchase flood insurance, many homeowners
feel more comfortable with the extra level of protection. If you live
in certain non-special flood hazard areas, you might actually experience
a relatively low risk for flooding. It is a good idea to be prepared nonetheless,
and it helps to keep an eye on the weather forecast.

Undefined Risk Areas

Some areas may experience some sort of risk for flooding, but a lack of
analysis prevents experts from determining the exact nature of the risk.
This does not mean that flood insurance is less important in these areas,
since a flood can still feasibly occur in undetermined risk areas.

If you are interested in learning more about how flood risks are defined, call
Utah Disaster Kleenup at (801) 553-1010. We specialize in flood damage and disaster cleanup
in Salt Lake City. For more information about our water damage repairs
and home restoration services, please do not hesitate to stop by and see
us or visit our website.