Why is this so awesome? It's just math. First of all, this beats the RedCard discount of 5%. Secondly, you are going to save 10% off anything and everything that you purchase at Target right out of the gate. That means that anything that you save after that (coupons, Cartwheel, gift card offers, etc.) is just icing on top of the frosting on top of the cake. This is one of those no-brainer ways to save money with very little thought and virtually no-cost (but you do have to lay out $270).

(Target ran this promotion last year, and we maxed out on and went for the full $300, which I then turned into about 2 months worth of groceries.)

Please note, if you use your RedCard to purchase Target gift cards, you won't get an additional 5% off. Also, you can't use Target gift cards to purchase Target gift cards.