DEBIT MASTERCARD with purchase rewards

With TFCU's Purchase Rewards program you will earn cash back based on purchases made with your TFCU Debit Mastercard.

E-STATEMENTS

Access your statement with 12 months of history at your fingertips and view your cleared checks from the convenience of your home or office with E-statements.

FINANCEWORKS

Organize your finances all in one place. FinanceWorks categorizes your expenses from 19,000+ financial institutions so you have a more complete picture of your spending.

Manage your Debit Transactions On the Go with CardValet

Take control of your Mastercard® Debit Card with your iPhone or Android device. With the CardValet app, customize your Tropical Financial Debit Card to set usage preferences, control how and where your card is used, and even turn your card on and off.

Customize the specific locations or geographic areas where your debit card will work. Don't forget to contact TFCU directly if you are planning to travel internationally.

Create spending limits for general use or specify budgets by merchant types, such as grocery or retail stores.

Receive real-time notifications and alerts when your debit card is used or declined.

Steps to Apply for a Florida Checking Account

1

Your initial deposit

There is a minimum deposit of $25 required to open your account. You can make your initial deposit with cash, check, debit card or credit card. Additionally, a savings account must be opened - minimum deposit of $5.00 required.

2

direct deposit

If you are planning to set up direct deposit to your new account, you will need to provide your payroll department or Social Security with TFCU's ABA Routing Number (267077847) and your TFCU account number.

3

membership Eligibility

To open a checking account you must be a member of TFCU with a savings account. You are eligible for membership if you reside or work in Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee or Sarasota counties.

4

what you need

Whether you open your account online or in person at a local branch, you will need a valid form of identification which includes a US passport or State-issued Driver's License.

5

know your beneficiaries

If you will be adding beneficiaries to your account, you will need to know their date of birth and social security number.

You Can Feel Good About Banking

Join thousands of others across South Florida who feel good about banking with a better checking account.

Get answers to common Florida checking account questions

How do I report a lost or stolen debit card?

How can I cancel or stop payment on check or a transaction coming through my account?

Please call our Call Center at 305-261-8328 or 888-261-8328 Monday through Friday 8 am - 6 pm, and the correct form will be e-mailed to you. Please review the Schedule of Fees.

How do I reorder personal checks?

Checks can be ordered through Online Banking under ADDITIONAL SERVICES, select check Re-order, in a Branch, or by speaking with a Call Center representative. For first-time check ordering please visit a Branch or call our Call Center at 888-261-8328. You will receive your checks in 7 to 10 business days.

Does Tropical FCU offer Overdraft Protection?

Overdraft Protection is available. Please refer to the Schedule of Fees for charges.

Have a question but don't want to wait on hold?

“My whole family banks with Tropical Financial and the service is incredible. The quality of service, the attention the employees give me is 100%. I couldn’t ask for more.”

Alex

Member since 1999

This credit union is federally-insured by the National Credit Union Administration. NMLS ID 407683.

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