Rates effective December 1, 2016. Rates are subject to change without notice. Rates and terms are based on approved credit and may vary depending on credit worthiness. Longer terms may be available for qualified borrowers at an increased rate. Credit worthiness is determined by a variety of factors including but not limited to credit score, debt ratio, and length of employment.

Rates posted do not include discounts. Discounts do not apply during special pricing or on unsecured loans.

We offer .25% discount to the earned rate for payroll deduction and .25% for an active checking account except during loan specials.

Annual Percentage Yield is based on the assumption that the interest will remain on deposit until maturity. A penalty is imposed on withdraws of the principal before the maturity date. Certificate Rates effective October 1, 2016.

SAVINGS RATES

Type

Minimum Balance

Interest Rate

Annual Percentage Yield

Regular Savings

$0.00 to $99.99

.00%

.00%

$100 to $4,999.99

.10%

.10%

$5,000 to $19,999.99

.10%

.10%

$20,000 to $99,999.99

.15%

.15%

$100,0000 and up

.15%

.15%

Checking

$50

0.00%

0.00%

Savings rates effective October 1, 2016. Rates subject to change without notice. Savings and Traditional Certificate Deposits insured to $250,000.00 through NCUA, a U.S. Government Agency. IRA deposits insured to $250,000.00 through NCUA, a U.S. Government Agency.