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This product is particularly oriented to organizations that do not want their customers to incur debt as a result of their payment but still want to offer the processing security and convenience of a card.

This capability is available through all our payment acceptance channels including Customer Service Representatives, IVR, our program interface technology (API), our gateway services, and our soon to be released iPhone
® application iRemotePay
™.

Michael Long, PDS CEO, said, "Many churches believe that creating debt in order to tithe or contribute to the church for other needs such as building programs go against the teachings of their faith. Heretofore, the congregation members could only make these contributions by check or cash. Now with this payment product, the church member can use their bank card association's branded
check card as a method of payment or use our ACH payment processing rather than the inconvenience and insecurity of cash."

Long continued, "Any of our current churches that are enrolled today as ACH only will be candidates for this offering as are any other churches that have completely avoided on-line giving as they previously had no real solution until now."

Each customer or church expressing interest in the product needs to get permission from the card associations to offer the specialized debit only payment method.

About Payment Data Systems, Inc.

Payment Data Systems is an integrated payment solutions provider to merchants and billers. The organization provides an extensive set of products to deliver world-class payment acceptance. Payment Data has solutions for merchants, billers, banks, service bureaus and card issuers. The strength of the company is its ability to offer specifically tailored solutions for card issuance, payment acceptance and bill payments.