Mortgages are unique, each and every one of them! At any point in time, the real estate is different, the borrower's wages are higher or lower, expenses change. Each application for a mortgage loan is reviewed individually by a lender's underwriter who checks off policy boxes. Mortgage brokers work with many lenders daily, learning about their policy and rates. It's important to have options that not only match your financial goals, but a mortgage that fits your life and builds your equity. Informed choices. Choices that put you in control of your equity. There are lots of mortgage lenders, with different policies and promotions.. a mortgage broker can help match the right product, the policy, the property with the financial ability of the homeowner!