Being a VicSuper member means never having to go it alone, because we’re with you all the way. Our planners can explain how a transition to retirement strategy can work for you, and show you how to minimise your tax and maintain your income. What’s more, this type of advice is usually at no extra charge for VicSuper members, and we never pay commissions to our financial planners.

Retirement isn’t the end point – it’s a whole new beginning. With nine investment options to choose from with VicSuper’s transition to retirement feature, we think you’ll find an investment option that suits your changing needs while you’re transitioning to new adventures.

Cash

This option has no allocation to growth assets, with a very low risk of fluctuating returns, making it suited to those with a very low tolerance for risk.

This option has no allocation to growth assets, making it suited to those with a very low tolerance for risk. Once selected, the interest rate and term of the term deposit is locked in and cannot change.

This option has an allocation to growth assets of approximately 25%. The risk of fluctuating returns is low, making it suited to those with low tolerance for risk and a one-year plus investment time frame.

This option has an allocation to growth assets of approximately 41%. The risk of fluctuating returns is low to medium, making it suited to those with a low to medium tolerance for risk and a three-year plus investment time frame.

This option has an allocation to growth assets of approximately 61%. The risk of fluctuating returns is medium, making it suited to those with a medium tolerance for risk and a five-year plus investment time frame.

This option has an allocation to growth assets of approximately 61%. The risk of fluctuating returns is medium, making it suited to those with a medium tolerance for risk and a five-year plus investment time frame.

Our Growth (MySuper) option is our default investment option for our FutureSaver members (it’s the one you’ll be invested in if you don’t make a specific investment choice when you first join VicSuper). This option has an allocation to growth assets of approximately 74% and the risk of fluctuating returns is medium to high. It is suited to those with a medium to high tolerance for risk and a seven-year plus investment time frame.

This option has an allocation to growth assets of approximately 98% and a high risk of fluctuating returns. It is suited to those with a high tolerance for risk and a seven-year plus investment time frame.

Investing in your future shouldn’t be at the expense of the world we live in – because that’s one thing that all of our futures are depending on.

Responsible investing

See how we’re incorporating responsible investment principles into what we do, and why we’ve been recognised as a leader in responsible investing by the Responsible Investment Association Australasia*
*RIAA, Super Fund Responsible Investment Benchmark Report 2018