Daily market update: Oct. 5, 2015

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WalletHub's most and least energy-efficient states:
New York, Vermont and Minnesota were the most energy-efficient states.
Texas, Louisiana and South Carolina were the least energy-efficient states.
WalletHub measured the consumption of home and car energy in 48 states; Alaska and Hawaii were excluded from this analysis.
Source: WalletHub
Livability's 10 Best Cities for Singles:
Carrboro, North Carolina; Hoboken, New Jersey; West Hollywood, California were the top three cities for singles.
Oxford, Mississippi; San Marcos, Texas; Ypsilanti, Michigan; and Ames, Iowa were ranked 4 through 7.
Miami Beach, Florida; Athens, Georgia; and Moscow, Idaho took spots 8 through 10.
Black Knight Financial Services' August Mortgage Monitor Report:
Cash-out refinances were up 68 percent year-over-year in August 2015.
The average borrower was tapping $67,000 in equity.
Though they'r...