Nick Allen, Head of Workplace Savings at Jelf Employee Benefits, looks at the issues employers should consider when dealing with automatic enrolment, whether they’ve gone through staging or have yet to reach their staging date.

More than 5.6m employees have been auto enrolled into a pension plan since October 2012.

The average opt-out rates reported remain less than 10%, which is much lower than predicted.

Auto enrolment is now covering employers with 30 or fewer employees with staging dates through to April 2017, depending on the number of people on the PAYE reference as at April 2012.

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