Employee Benefits

Are You Managing Your Benefits Program…or Is It Managing You???

Many employers today are struggling to contain the cost of their benefit programs. Ongoing financial pressures and varying workforce demographics are altering the course of employer provided health coverage, creating new challenges as well as new opportunities. Employers are finding that although their benefits do not directly impact the value of their products or services, they do influence their pricing. Competition requires these costs be minimized, and we are able to help you design and implement a cost-efficient employee benefits package that still provides employees with the safety and security opportunities they want.

The employee benefits marketplace is volatile and complex; however, we will provide you with informed and responsive assistance, and help you form a strategic plan designed to protect your company in both the short- and long-term. Our employee benefits team has the knowledge and experience to reduce the headaches often associated with selecting and maintaining employee benefits programs. We maintain relationships with major benefits providers across the country and have proprietary relationships with some, providing us with firsthand knowledge of the most recent products and an advantage in terms of product costs.

The Firm and its representatives are presently licensed to sell traditional life insurance in AR, CT, FL, GA, IA, MA, MD, MI, NC, NJ, NY, PA, SC and TX. Insurance services are limited to residents of the above listed state. Residents of other states should consult with a local agent for insurance services.

Variable life and annuity products, as well as other securities products, may be sold in AL, AR, AZ, CA, CO, CT, DC, FL, GA, IA, IL, KY, LA, MA, MD, MI, MN, NC, NH, NJ, NM, NY, OR, PA, SC, TX, VT, WA, and WI. Residents of other states should consult with a local registered representative for securities products.