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Both are bad, but forclosure is worse on your credit and lasts longer. I do not agree with the about.com article posted by the first answerer. Even though it’s hard to imagine, it’s worse to be hit by a train then a bus. The difference between the loan payoff amount and the sale amount is taxable income, it doesn’t matter what your purchase price was.

There's a reason these places are food deserts…What would really be interesting is if the USDA would put together an interactive map showing how there used to be stores in these desert areas…BTW where is the USDA's credibility when it comes to describing what is 'healthful and or affordable food'?

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