The holiday season is officially here and people everywhere are shopping for the perfect gifts for their loved ones.

Why not give the gift of life insurance this holiday season? When you give the gift of life insurance, you are giving the gift of financial stability for the future.

When you purchase life insurance for someone else, the application will need that person’s name, date of birth, and often their social security number. You will also need to provide health information on the insured, even if you are buying a policy for a child.

Although there may be a few obstacles along the way, keep in mind that life insurance is the only financial product that guarantees financial stability for the future.

If you are interested or have questions regarding life insurance for you or a loved one, give us a call at 516-249-5200 and let us help your holiday wishes come true.

We wish you a very happy holiday season from the management and staff at C.H. Edwards, Inc.

Taking the family on a picnic is an excellent way to get fresh air and enjoy some of the last days of the summer season before the kids head back to school. The ingredients for an unforgettable picnic, however, involve more than just good food. Picking a great location and preparing extra activities can elevate your picnic from boring to amazing.

Choose a memorable location. Having a picnic at a nearby park is a safe choice but choosing a location with interesting features can make your trip unforgettable. Try a local beach or hiking trail.

Work together on the food. Working with your family to create a menu for your picnic is a great way to get everyone involved and make sure everyone has something to eat that they really love.

Bring along activities. Picnics can be about more than just food. Bringing some outdoor activities with you is a great way to extend your outdoor trip and make it extra special.

Take plenty of pictures. A family picnic offers a great opportunity for some fun pictures together. Although smart phone pictures are easy to snap, don’t forget to take some pictures with your digital camera to print later.

Don’t leave home without the essentials. If you forget a few essentials items such as water bottles or sunscreen for everyone, your picnic may quickly turn from fun to disastrous. Prepare a checklist ahead of time to avoid forgetting anything.

End this summer season unforgettably before the hustle and bustle is back for the school year.

Do you have a child heading off to college this upcoming school semester?
If you do, now is the time to look into a renter’s policy to ensure the safety of their personal belongings.

Research shows that 60% of renters do not carry renters insurance. Many consumers think that they can’t afford it, or it’s not important.

The truth is renters insurance is one of the most affordable and most important policies to have when becoming a renter. The average cost of a renter’s policy is about $15 a month! That makes it easy and affordable for you and your hard working college student!

As a renter, you need coverage for your furniture and other personal belongings such as clothes, computer equipment, sports gear, art, jewelry and everything else you own.

Think about how much it would cost you to replace everything you own.

A Renters policy protects you if your covered property is lost, stolen, damaged or destroyed regardless of where it is when the loss occurs, such as while you are moving it or even in another’s home.

For more information on renters insurance, please give us a call at 516-249-5200.

Summer is here and that only means one thing, fresh summer produce! If you love fresh fruits and vegetables, check out one of Long Island’s many “U-Pick” farms on the east end! With a wide variety of choices ranging from blueberries, raspberries, blackberries, peaches, tomatoes, peppers, eggplants, and more, you and your family are sure to find something you all love!

Lewin’s farm on Sound Avenue in Calverton offers many fun, family activities along with their “U-Pick” farm experience.

Even if you don’t feel like picking your own produce, Lewin’s offers a huge farm stand of already picked fresh produce right at your fingertips.

While there, make sure to take a drive down Sound Avenue and see what other farms and stands can offer you.

Its summer fun for the whole family, don’t miss out on this year’s summer picking season.

Lewin Farm812 Sound AvenueCalverton, NY 11933Phone: 631-929-4327

Looking for a twist on your weekend breakfast/brunch?

Try some Cheese and Blueberry Danish

What you need:

1 package (8 oz.) refrigerated crescent dinner rolls

4 oz. package of cream cheese

Sugar to taste

½ cup of Blueberries

How to make it:

Heat your oven to 350 degrees

Unroll the crescent rolls onto a greased baking sheet

Use two triangle pieces to make one square (you will have four at the end)

Pinch the seams to hold the dough together

In a bowl, mix the softened cream cheese and sugar until it is as sweet as you like

Spread a spoonful of cream cheese onto the dough and top with a handful of blueberries

Bring opposite corners of rectangles together and press together to seal.

Summer time is here once again. Unfortunately, with all the good that summer brings, the warm and humid weather also brings unwanted insects.
Here are some natural and safe remedies to help get rid of these pests and enjoy your summer.

Wasps. Wasps come back as soon as the warm weather turns. The colonies are getting bigger and this results in more aggressive and hungrier insects. These insects have a good quality of eating other dead insects, however they are a huge risk to anyone who is allergic to them. Wasps do not like any type of mint, so growing mint in your garden will be a deterrent. Mint is safe and non-toxic to any pets or children who may accidentally get into it.

Ants. Warm and damp weather is a recipe for ants to come out. Ants can be attracted to anything that spills in your kitchen or on your floors. Once you see one ant, you can bet there are more hanging around. You can make a natural repellent out of white or apple cider vinegar and water. Simply put this mixture in a spray bottle and spray the affected areas.

Mosquito’s. Mosquito’s are a pest that can put a damper on the mood of any party or gathering. They seem to come out of nowhere and keep coming back. A safe and effective way to reduce the mosquito population around your home or yard is to reduce standing water if possible. Standing water is the mosquito’s preferred breeding ground and will bring them into any yard that has standing water. You can also grow mosquito repelling plants such as basil.

Ticks. Ticks are one of the hardest insects to get rid of. They dig into your skin and your pet’s fur and stick. A single adult female can have as many as 4,000 eggs in one sitting. Planting basil can help repel ticks along with a solution of tea tree oil and water. However, be aware, cats can be sensitive to this mixture.

Do you have any suggestions for repelling summer insects? Share them below!

Homeowners often aspire to have attractive backyards that look like they belong in a magazine. While these can be picturesque and functional for adults, they may not be entirely practical for homeowners who have young children, especially when the majority of the yard is covered with paving stones and concrete.

When young children are part of a household, homeowners may benefit by designing yards that are both functional and fun. Incorporating safe play areas for kids is one way to unlock the potential of both, big and small backyards.

When considering playground equipment for the yard, parents need to make safety a priority. Follow the “five S’s” when considering your next purchase:

Surface: Parents should assume children will fall. Be sure to buy equipment that is made of a material with a grip to it such as rubber.

Structure: Be sure that the equipment you buy is made of a sturdy material. Cedar wood works great if you are building your own equipment.

Site: Be sure to place your playset in a safe area. Avoid overhanging trees and area of the yard with direct sunlight.

Safety: Follow directions for installation and don’t cut corners to save time. Make sure to anchor down all posts into the ground and check your equipment often for rusty spots and wear and tear.

Supervision: Place your play set and play area in a place where you can easily monitor what is going on.

Backyard playgrounds should be built with safety in mind. Not only for your children, but for others too.

Father’s Day is an annual celebration of fathers and the contributions they make to their families. Dads get their due on Father’s Day, when sons, daughters, and wives typically give dad a few gifts to show their appreciation for all he does for them.

Finding the right Father’s Day gift is not always easy. No two fathers are the same. While a silk necktie might bring a smile to one father’s face, such a gift may fall flat with other dads.

By asking themselves a few questions in the weeks before their dads’ big day, Father’s Day shoppers can narrow down their options and find gifts that Dad will appreciate.

Here are the four questions to ask before heading out to pick the perfect gift:

What are Dad’s hobbies? Even if your father or husband loves what he does for a living, a gift that indulges one of his favorite hobbies may be just the thing!

What does Dad need? Sometimes the best gifts are what a recipient needs, as opposed to what he wants. Maybe Dad needs some new tools or maybe even a few new pieces of clothing.

What does Dad want? For the Dad who doesn’t seem to need anything, consider something he may want that he’s never had before. Something like tickets to see his favorite sports team or maybe his favorite band.

Is Dad a techie? Dads with a love for technology are living in the golden age for gadgets. Consider buying Dad a gadget he has been “itching” to get!

Finding the right Father’s Day gift can be challenging. But shoppers who stop to think about their father and what makes him happy can unearth a host of gift ideas that Dad is sure to love!