Gulkhan

Gulkhan is 54 years old, married, and has four children with her husband. The two eldest, daughters, are married, and the two sons are working in Russia at a furniture factory and help their parents financially. Gulkhan's husband works at a mercury factory as a mechanic. Gulkhan has a high school education. To earn the family's primary source of income she practices animal husbandry, which she began 19 years ago with 5,000 som (KGS) worth of livestock. Thanks to her tireless work Gulkhan now owns three milk cows and two sheep. Her monthly income is 15,000 som (KGS). With the goal of further expanding her business she contacted the microfinance bank Bai-Tushum and Partners for a loan to buy cows for fattening and resale at the market for a profit. She plans to invest earnings from use of the loan into continued expansion of her herd.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.