Client Testimonial: Chuck and Denise

Chuck and Denise didn’t always worry about money. And even when Denise lost her job, they continued to spend with credit cards. But they soon realized that they couldn’t maintain this lifestyle if they were going to maintain healthy finances and a healthy relationship. It would have been easy to blame each other and keep digging deeper into debt, but they contacted us instead. Hear their story below:

Chuck and Denise’s Clearpoint Testimonial– We were in a situation where we were never really good managing our money. What happened is I lost my job. I had been there for ten years. We realized that we were going to have a very difficult time making our payments on our bills because my salary was already larger than his. I recall a friend of ours had mentioned your company before. She said that it was wonderful. At that time I immediately started calling companies when I knew I was going to lose my job, credit card companies, letting them know we were not going to be able to make these payments probably. – I was kind of guilty of running up all the credit cards. So, yeah, she didn’t know about a lot of them. When she realized all of the debt that was accumulated, it was bad. – I take blame that I never stepped up to the plate and said this is important in our marriage and in our overall goal of life. Going from one income and then down, our level of spending didn’t go down with it. Two companies just were not negotiable, and that was when I came to you. You were like, we can take care of this for you, we can help you out. When you’re talking to friends and they ask you how are you doing, and you say, “Well, I’m going to go talk to such and such company to help me out,” they’re immediately like, “Oh, be careful, because they have all these hidden fees or charges.” I said, “No, this is a nonprofit organization.” – I think people are afraid to give up their credit cards and their sense of credit. They feel like you have a sense of value because you have credit. Once that’s gone and you realize you can live without them then it’s just a different way of adjusting and brainwashing yourself to say, you know, I don’t need that. – What it did for us is it forced us to have to work on something that we didn’t like to do together. But, it brought us much closer together and it brought us a new understanding about money.