It lets you participate in a traffic accident the Automobile Guarantee Fund in order to receive compensation for property damage per accident caused by:

Vehicles subject to compulsory insurance of motor liability, normally based in Portugal or registered in a country which has no national insurers' bureau or has not adhered to the agreement between national insurance services;

Vehicles subject to compulsory insurance of motor liability without a registration plate or bearing a fake registration plate;

Vehicles subject to compulsory insurance of motor liability due to - vehicle itself, although normally based abroad;

Vehicles subject to compulsory insurance of motor liability, imported from a Member State for a period of 30 days from the date of acceptance of delivery by the purchaser, even though the vehicle has not formally been registered in Portugal.

The claims cover personal injuries where the responsible is unknown or does not benefit from valid and effective insurance, or is declared insolvent company's insurance and property damage where the responsible, despite being known, enjoys no valid insurance and effective.

The Automobile Guarantee Fund also compensates claimants who with property damage caused by responsible unknown, have been abandoned at the scene and the police authorities confirm its presence in the respective police report.