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Thursday, September 7, 2017

The expense of owning a car is a life adjustment to the average person. You must set aside your budget to afford not only the purchase of a car, but its licensing, registration, maintenance, and more substantially, car insurance. Did you know, however, there are methods to saving on your insurance coverage? Heed the following smart tips to lessen your insurance premium.

Teenagers Equal More Risk

Teenage drivers, age 13 to 19, experience the highest traffic accident rates among all drivers. For this reason, you can expect your insurance cost to inflate as much as 50 to 100 percent when you add a teenager to the policy. Read more from this blog: http://bit.ly/2y7Fp35

Tuesday, August 29, 2017

The importance of home insurance policies must not be undermined. This is why homeowners must know exactly the types of coverage their houses require. While it is true that the cost of insurance is smaller when compared to the damages and losses that can occur, paying an insurance premium that is too high can be financially burdensome. Similarly, buying too little coverage might leave you and your house vulnerable to disaster.

How can you determine the proper amount of coverage for your home? A good home insurance coverage should be able to cover all four points mentioned below. Read more from this blog: http://bit.ly/2xAsWrK

Tuesday, July 18, 2017

Your home is probably your most valuable investment. This is exactly why acquiring adequate protection for it is a necessity. You need to make sure that in case your home suddenly sustains damage, you are able to restore or rebuild it again. This is where home insurance comes into play.

Home insurance refers to a form of property insurance that covers a host of losses and damages sustained by your house. At the same time, it covers any liability or legal responsibility for property damage or injuries incurred from a home disaster. Read more from this blog. http://bit.ly/2uVc3VS

Wednesday, July 5, 2017

These days, driving a car without auto insurance is virtually unheard of and downright illegal in many cases. The weight of liability, if not state law, is too foreboding to opt out of buying insurance.

In the case of an accident that causes significant auto damage, you want to make sure that cost of repairs can easily be covered. If people are injured because of your accident, you especially want someone to have your back. An insurance policy acts in this capacity.

However, a wide variety of auto insurance coverages exist, enough to cause some confusion while pursuing a policy. While the requirements may vary from state to state, there are types of policies that, at the minimum, cover the cost of the most crucial scenarios. Following are a few. Read more from this blog. http://bit.ly/2uViTLh

Thursday, June 22, 2017

Anyone who drives knows that cars can get expensive. Not only do you have to worry about finding the right vehicle, repairs, and paying for gas, but you’re legally required to insure your car in case of accidents. It all results in more money out of your pocket book. This doesn’t mean, however, that you can’t minimize these costs, especially regarding insurance.

Maintain Good Credit

Some don’t realize it, but good credit counts when buying insurance, similar to obtaining a mortgage or buying a car. This score affects how much you’ll pay, even though insurers look at your credit a little bit differently than banks or third-party lenders.

They use your credit namely to predict the odds of you filing a claim after getting into an accident. Even if you’ve never had an accident, a low credit score may mean higher insurance costs because companies see you as a liability.

About Us

For over 25 years, Focus Insurance Group has been one of the most respected and trusted names in Decatur, GA and the rest of the Greater Atlanta. We offer a wide range of insurance policies to provide our clients with the peace of mind they deserve. From auto insurance to home insurance, and everything in between, we make sure you are always covered.

At Focus Insurance Group, customer satisfaction is our top priority. We offer fast and accurate price quotes for all your home, boat, commercial, and car insurance needs. We also work with a wide range of insurance companies, assuring you that you get the best deal at all times. Call us today at 1-404-6333333 and let’s discuss your coverage!