Question

To boost credit rating, I applied for ONE Capital One card, got 2 with different numbers

I called Capital One, they said if they close the 2nd account it will be reported to the Credit Bureau of closed, which will negatively impact my credit. I applied for a card to boost my credit rating as I own no cards. They said to speak with my "Financial Advisor", I don't have one. What do I do??

All Responses

Keep both cards, it will help your score move up even faster and it isn't hurting you in any way (unless you go crazy and max them both out). Keep a tiny balance (1-3%) on them and watch your score increase.

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