First Niagara auto loan calculatorshelp those who want to take out auto loans with the bank to figure out whether they can repay the loan, and exactly how much they can get based on their income and expenses. Applicants are able to make more informed choices when purchasing a vehicle. For details on the auto loan products available to First Niagara customers follow this link.

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Rates

Auto loan rates vary based on a number of factors including your credit score, age of the vehicle and whether or not you qualify for the discounted loan rate. You can get a loan rate here. You will have to provide your location to get a customized rate. For more information about loan rates, you can call a customer service representative at 1-800-421-0004 or 1-716-625-7583 TTY for customers with hearing impairment. You can also visit a branch location to talk to a loan officer.

Calculators

How to Calculate

This calculator helps those who have already taken out an auto loan determine whether refinancing the loan makes sense. In cases where the applicant still has a huge chunk of their loan unpaid and interest rates have dropped, refinancing can help them save a lot. The following entries are required to compute: