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Originally made by the Stratemeyer Syndicate, and as such, written by a great many ghostwriters.The idea was conceived by Edward Stratemeyer, who also laid down the plot outlines, but most of the distinctive characteristics are due to the writer of the earliest volumes, Mildred Wirt Benson.

Your credit history is important to a lot of people: mortgage lenders, banks, utility companies, prospective employers, and more. So it’s especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus.