To get started on your wealth-building journey and improve your finances, contact the team at Ethica Private Wealth Specialists to book in a complementary 2 Hour consultation valued at over $ 440 Inc. GST.

When you work with the team at Ethica Private Wealth Specialists we help you navigate the myriad of options available to you in order to create the wealth that you desire for your short- and long-term goals.

Understand more about wealth creation strategies for your particular stage in life by clicking the age group buttons below.

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Investment Strategies

Investing is a great way to build more wealth and we can explore a range of strategies to see your money work harder for you than it would just sitting in a bank account. Some strategies we may suggest include dollar cost averaging, diversification and borrowing to invest (known as gearing).

We also look at your investments inside your superannuation fund and can provide advice on whether you need to make adjustments to your contributions, fund or setup.

Maximising your entitlements

There are a number of levies and surcharges, offsets and rewards that apply to health insurance and the team at Ethica Private Wealth specialists can help you avoid additional surcharges and take advantage of possible rewards by managing your private health insurance options.

The team at Ethica Private Wealth Specialists would love to help with your investment planning and invite you to a free consultation to discuss your goals further.

Contact us on (07) 5443 5577 or complete the form below.

Using the correct tax and investment structure

Ensuring you have the correct tax and investment structures can make a difference to your bottom line (especially if you are a business owner), as long as your choice of structure is made for the right reasons.

Seeking the advice of a professional financial adviser is recommended to ensure you make a well-informed decision. We will work in collaboration with your tax advisers so we can structure the advice to incorporate the alternative outcomes of each structure in your personal situation.

Charitable giving

During the course of creating your own wealth it is always worth remembering those less fortunate especially when many charitable organisations have been afforded tax-deductible gift recipient status.

Your donations may be modest as you start a wealth creation strategy. Later, when you approach financial independence and are able to offer greater generosity, tax considerations may become more pertinent.

For example, if selling an asset with large taxable capital gains, it may be an appropriate time to consider a charitable gift whereby the government effectively funds half of your donation by way of the tax deduction available.

If philanthropy is a significant goal for you, it is now possible to set up your own charity to benefit good works throughout your life and leave a lasting legacy.

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what our clients say

I would highly recommend Michael and his team at Ethica. They are great to deal with. Ethica has helped me put in place a long-term wealth creation plan and have ensured that I understand and am comfortable with everything.

The team have been there for any and every question and query that I have had, and really provide a personalised service – thanks Michael and the whole Ethica Team!

Nicole Gibson

Brisbane, QLD

Hi Michael & Jen, many thanks for your time today & such a great discussion once again. You guys really don’t get enough accolades including from us, you deserve much more positive recognition for looking after everyone as individuals the way you do.

Everyone feels like they are the important one – the very reason we signed up with you in the first place Michael. Thank you.

Barry & Lisa O’Brien

Owners, O'Brien Painting Contractors

As busy business owners, finding time to build our wealth for a secure and worry-free retirement has been an ambition of ours since we hit the big Four-O! Fortunately for us we were introduced to the team at Ethica Private Wealth Specialists and from the initial consultation and subsequent visits we have developed a strong trust with the whole team.

With their professional and personalised service the Ethica team are working with us to ensure that our ambition for a safe and secure retirement is met. It is without hesitation that we recommend the Ethica Private Wealth team to you. They offer a whole package for wealth management and creation and we could not be happier with their honest, ethical and professional approach. We only wish we had met them 15 years ago.

Jo Miller

Co-Owner, SVS Auto Care

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General Advice Disclaimer

At Ethica, we understand that everyone's financial situation is unique - that’s why it’s important to note that information provided on this website is of a general nature only, and does not take into consideration your specific financial objectives, goals and requirements.

We try to keep things up to date, but cannot warrant the accuracy, completeness or currency of the information listed. As market conditions frequently change, past results of any product or service referenced is not indicative of future performance.

We believe our reputation speaks for itself, but understand that deciding on your financial future can be a little overwhelming, so we also encourage everyone to seek a second opinion through independent professional advice from other qualified expert finance advisers before making any decisions.

This website should not be relied upon as a substitute for specific financial advice and we invite you contact us for more information.