Residential Insurance Claims

Your residence is home, to your family, pets, and belongings. It is a sacred place that is usually your biggest asset and has extreme emotional value to you. You don’t only have a house, but rather have a home. When something happens to your home, it is often devastating to you and your family. At Sentry Public Adjusting, we know that a house is more than a piece of property. Many questions come up when it comes to filing a residential insurance claim; let Sentry give you the answers.

Filing Your Residential Insurance Claim

As soon as you have established that there is damage to your home you should call Sentry Public Adjusting so that we can represent you and call your insurance company. If there is any crime, report it to the police immediately. After filing the police report, make sure to get a copy so that we can can provide it to your insurance company.

When we deal with your insurance company on your behalf, we will make sure to determine: how long do you have to file a claim, are you covered for this type of damage, will the claim exceed your deductible, what estimates do you need for repairs?

This is why Sentry should come in from the beginning and assist you. When speaking with your insurance company, they will be using insurance jargon that may be confusing. We know how to navigate your policy and any communication between you and the company to make the process go smoothly for you. We can make sure all claims forms go in quickly and accurately to expedite the claim process and save you time and hassle.

What is the Next Step in my Residential Property Damage Claims Process

After the paperwork has been sent in and it’s established that your claim is being processed, your homeowner’s insurance company will send out a company adjuster to survey the damage to your home. They are the ones who represent the insurance company in determining how much the damages have cost and what the insurance company will provide as payment for the damages.

Sentry Public Adjusters understand this process and how to maximize a claim best so that you can get a payout which most accurately covers the damage you have suffered. We will schedule and meet with the insurance company adjuster.

When the adjuster arrives, we will go through the inspection with the insurance adjuster. We will be sure to make sure that they are properly documenting all damages to ensure that you are getting fair treatment. Property damage appraisers from the insurance company will also do an independent appraisal of the damages. We will make sure to get you a copy of their report after the inspection so that we know where they are beginning to negotiate from.

Someone working for your insurance company is going to argue on behalf of the insurance company to pay the least they can to you for the loss to your home. It is their job to help the customer while focusing on the best possible outcome for the insurance company. Having Sentry Public Adjusting on your side, we have your best interests in mind. We are always available and will keep you in the loop throughout this process. We believe in transparency and solid business ethics. We work with you - for you.

What to do in the Interim

To ensure that your home doesn’t suffer further damage, secure the damaged areas as much as possible. After an occurrence, prevention of further damage is the focus until the area can be completely repaired. Mitigation of damages is also required by your homeowner’s insurance and they may try to deny your claim if losses aren’t properly mitigated.

Residential Insurance Claims Process with Sentry Public Adjusting

When filing your insurance claim for your property damage, we know the worrisome task it can turn into for a homeowner. When Sentry Public Adjusting is on your side from the beginning of the process, we can help walk you through every step while keeping clear and consistent lines of communication open with you. The first step with Sentry is to set up an appointment for an inspection. You can schedule it at your earliest convenience. Due to some insurance companies’ restrictions on how soon you must file a claim, we recommend calling Sentry Public Adjusting immediately.

Our property damage claim adjustment process includes the following:

A thorough review of what your coverage is in your homeowner’s insurance policy.

A detailed appraisal of the damage to your property and your home.

Determine and calculate costs for the settlement of the losses.

Having a Sentry estimator come out to your home and conduct another inspection of your property. They further substantiate the damages to your home to help ensure that we can get you fair and proper payment.

Negotiate with your insurance company on your behalf.

Handle and file paperwork related to your claim.

Let Sentry Public Adjusters help you file your residential property damage claim today to get you on the road back to a complete home.