The long term disability insurance plan is administered by The Standard and is provided by the College after you complete one year of permanent employment. Should you become disabled, benefits would begin after six months (180 days) of disability. Benefits are paid at the rate of 60% of your monthly salary (not to exceed $6,000.00 per month) less the amount of benefits from other sources (such as Worker's Compensation or Social Security Disability). The College picks up 60% of the premium and you would pay 40%. The current cost is .171% of your annual salary divided by 12.

For example:

Salary $50,000/12 months=$4,166.67 salary per month x .171%

$7.13 Total Premium

60% x $7.13 = $4.28 Employer Premium

40% x $7.13 = $2.85 Employee Premium or $1.43 per paycheck

Enrollment

Full-time Instructional, Administrators and Professional faculty are eligible to sign up after they have been employed for twelve months. If the faculty member does not enroll, coverage is automatically waived.