Choose Your EMV Secure Credit Card Gateway

Aireus is Credit Card Processor Agnostic

How is Aireus Credit Card Interface Built

We Don't Store Any Credit Card Information

At Aireus We build our credit card interfaces using either a direct interface to a processor or we work through hospitality industry partner gateways. The industry trend for security reasons is not for a point of sale company to store any credit card numbers or sensitive data on either a locally installed computer or the cloud, this prevents hackers from being able to access sensitive card information directly from servers and or devices directly. The concept is the point of sale only pass small amount of data such as check totals and tip information to the processor and gateway and they handle the rest using heavily encrypted methods. Once a transaction is approved the point of sale system receives an approval code and can close the transactions for secure processing.

EMV Greater Protection Against Fraud

How Does It Work

EMV — which stands for Euro-pay, MasterCard and Visa — is a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions. In the wake of numerous large-scale data breaches and increasing rates of counterfeit card fraud, U.S. card issuers are migrating to this new technology to protect consumers and reduce the costs of fraud. EMV is based on strong cryptography and elaborate key management; a fundamental EMV principle is to digitally sign payment data to ensure transaction integrity. The difference from magnetic stripe technology is that a chip is extremely difficult to crack; card authentication and PIN verification are performed automatically and objectively by the chip

NFC

Gift Card

EMV Chip

Credit Card

Cash

Apple Pay

An important aspect of EMV is its use of dynamic data. Each transaction carries a unique ‘stamp’ which prevents the transaction data from being fraudulently reused, even if it is stolen from a merchant’s or processor’s database. EMV’s dynamic data feature means that if you can’t prevent data from being stolen, make the stolen data useless because dynamic data is only useful for the sole transaction it characterizes. For merchants and financial institutions, the switch to EMV means adding new in-store technology and internal processing systems and complying with new liability rules. For consumers, it means activating new cards and learning new payment processes. Most of all, it means greater protection against fraud. EMV cards may be called any of the following terms: Smart card, Chip card, Smart-chip card, Chip-enabled smart card, Chip-and-choice card (PIN or signature), EMV smart card and EMV card.

A few Questions To Ask Your Processor

Aireus is Credit Card Agnostic

Are there any hidden fees and costs?

Database Build

No one likes to get hit with charges they didn’t anticipate. Read the fine print and ask questions before signing on the dotted line. Every time an employee swipes a card to accept a payment it costs you money, but the question is, how much?

How soon can I access my funds?

System Review

Money received via credit card purchases may be held to up to 72 hours before it’s released. Furthermore, it might take another couple days to actually transfer the funds to your bank account. Make access time a part of the conversation when evaluating a credit card processing company.

Can I accept all payment types?

System Review

In addition to accepting major card brands, evaluate trends at your restaurant to see if accepting mobile payments also makes sense for your business. Mobile payments allow customers to use their phones or other mobile devices to pay at the register using near field communication (NFC) or “tap and go” technology.

Will security be my responsibility?

System Review

Security, fraud and privacy protection should be major determining factors in your choice of a credit card payment processing company. It is your responsibility to make sure that you are compliant with Payment Card Industry Data Security Standards (PCI DSS), so don’t just assume the processor you picked has this covered.

Aireus Supported Credit Card Gateways | Direct Processors

Square is a financial services, merchant services and mobile payment company based in San Francisco With Millions of Users Square is a modern credit card services provider.

Vantiv offers a wide variety of in-store payment technologies. When it comes to cards, we utilize the latest in EMV chip technologies to help stop in-store fraudulent activity.

Merchant Link is a leading payment gateway and data security solutions, removing the risk of payments for more than 400,000 hotel, restaurant and retail locations.

Credit Card EMV Hardware

Ingenico ICMP

Ingenico ISMP

Ingenico ISC250

Ingenico IPP320

Square Credit card Services

Offline Mode

Next Day Deposits

Competitive Rates

Amazing Reports

Elegant Hardware

Fully interfaced

Square Secure provides industry-leading security with PCI-compliant systems included at no charge. We also cover up to $250 in qualifying chargebacks per month and help resolve chargebacks for you, so you can focus on your next sale.

Aireus Inc is a business division of Communications giant CaTech systems Ltd and a full-service POS design and development company.

We specialize in custom rapid feature development, ideation and design. We rapidly create “art of the possible”. to learn more about CaTech and the services and product offerings they provide please click here