Please Note: You do not need to include stopovers less than 48 hours, except for USA and Canada.

Please select at least 1 country or destination.

Depart

Return

Travellers' AgesPlease input age(s).

Are all travellers under 21 your children or grandchildren?

A dependent is defined by TINZ as children or grandchildren, not in full time employment, who are under
the age of 21 and travelling with you for 100% of the journey. Before proceeding, please confirm that all
travellers under 21 are dependants of the adult travellers. If the child is not classified under the above
terms then please treat them as an adult traveller within this policy.

INLUDES DENTAL EXPENSES*Cover for emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth

HOSPITAL CASH ALLOWANCEAn allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas

ACCIDENTAL DEATHA benefit payable if you die because of, and within 12 months, of an accidental bodily injury sustained during your journey. (no excess applies)

PERMANENT DISABILITY*A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip. (no excess applies)

Cancellation & Trip Disruption

CANCELLATION FEES AND LOST DEPOSITSCover for cancellation fees and prepaid travel expenses that you cannot recover when your trip is cancelled or cut short due to unexpected events such as illness, injuries, accidents, strikes and natural disasters.

ADDITIONAL ACCOMODATION & TRAVEL EXPENSESCovers the cost of additional travel and accommodation expenses incurred if you cannot continue on your journey because of an injury or sickness whilst overseas. (no excess applies)

INCLUDES FAMILY EMERGENCYCover for additional travel expenses such as your return flight to New Zealand if a relative of either you, or travelling companion requires hospitalisation or dies unexpectedly. (no excess applies)

TRAVEL SERVICES PROVIDER INSOLVENCYCovers costs if you have to rearrange, cancel or cut short your journey due to insolvency of certain travel service providers.

RESUMPTION OF JOURNEY*Reimbursement for the cost of airfares for you to return to the place where your journey was interrupted in the event of a relatives death or hospitalisation, following serious injury or illness. (no excess applies)

DISTRUPTION OF JOURNEY*Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies)

LUGGAGE AND PERSONAL EFFECTSRepair or replacement cost of any personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones.

TRAVEL DOCUMENTS & CREDIT CARDS*Replacement cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution.

THEFT OF CASH*Cover for cash, bank notes, currency notes, postal orders or money orders stolen from you during your journey.

EVACUATION & CURTAILMENT*Evacuation to the nearest place of safety and alternative accommodation and travel expenses for you to resume your journey or return to New Zealand.

HIJACK AND KIDNAP*If you are kidnapped, or the aircraft or vessel you are travelling on is hijacked, we will pay for each 24-hour period that you are held captive.

Loss of Income

LOSS OF INCOME*Weekly benefit payable if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work more than 30 days after returning to New Zealand. (no excess applies)

Essentials

Unlimited

Unlimited

Unlimited

$500

Nil

Nil

Nil

$10,000

$10,000

Nil

Nil

Nil

Nil

Nil

Nil

Nil

$5,000

$5,000

Nil

Nil

Nil

$5 Million

$5 Million

Nil

Nil

$10 Million

$10 Million

Nil

Nil

Nil

Nil

Nil

Comprehensive

Unlimited

Unlimited

Unlimited

$1,000

$5,000

$15,000

$15,000

$25,000

$25,000

$25,000

YES

YES

Nil

$3,000

$1,000

$5,000

$15,000

$15,000

$2,500

$250

$250

$5 Million

$5 Million

$6,000

$6,000

$10 Million

$10 Million

Nil

Nil

Nil

$10,400

$10,400

Comprehensive Plus

Unlimited

Unlimited

Unlimited

$2,500

$5,000

$25,000

$25,000

Unlimited

Unlimited

$50,000

YES

YES

$10,000

$3,000

$1,000

$5,000

$25,000

$25,000

$5,000

$250

$1,000

$5 Million

$5 Million

$6,000

$6,000

$10 Million

$10 Million

$5,000

$5,000

$7,500

$10,400

$10,400

Essentials

See benefits

OVERSEAS EMERGENCY MEDICAL ASSISTANCE^

Unlimited

MEDICAL EXPENSES INCURRED OVERSEAS ^

Unlimited

INLUDES DENTAL EXPENSES^

500

HOSPITAL CASH ALLOWANCE

Nil

ACCIDENTAL DEATH

Nil

PERMANENT DISABILITY^

Nil

CANCELLATION FEES AND LOST DEPOSITS

10,000

ADDITIONAL ACCOMODATION & TRAVEL EXPENSES

Nil

INCLUDES FAMILY EMERGENCY

Nil

INCLUDES EMERGENCY COMPANION COVER

Nil

TRAVEL SERVICES PROVIDER INSOLVENCY

Nil

RESUMPTION OF JOURNEY^

Nil

DISTRUPTION OF JOURNEY^

Nil

ALTERNATIVE TRANSPORT EXPENSES^

Nil

LUGGAGE AND PERSONAL EFFECTS

5,000

TRAVEL DOCUMENTS & CREDIT CARDS

Nil

THEFT OF CASH^

Nil

LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^

Nil

PERSONAL LIABILITY

5 Million

RENTAL VEHICLE EXCESS

Nil

OVERSEAS MEDICAL EXPENSES

Unlimited

REARRANGEMENT OR REPATRIATION

Nil

HIJACK AND KIDNAP^

Nil

LOSS OF INCOME^

Nil

Comprehensive

See benefits

OVERSEAS EMERGENCY MEDICAL ASSISTANCE^

Unlimited

MEDICAL EXPENSES INCURRED OVERSEAS ^

Unlimited

INLUDES DENTAL EXPENSES^

1,000

HOSPITAL CASH ALLOWANCE

5,000

ACCIDENTAL DEATH

15,000

PERMANENT DISABILITY^

15,000

CANCELLATION FEES AND LOST DEPOSITS

25,000

ADDITIONAL ACCOMODATION & TRAVEL EXPENSES

25,000

INCLUDES FAMILY EMERGENCY

YES

INCLUDES EMERGENCY COMPANION COVER

YES

TRAVEL SERVICES PROVIDER INSOLVENCY

Nil

RESUMPTION OF JOURNEY^

3,000

DISTRUPTION OF JOURNEY^

1,000

ALTERNATIVE TRANSPORT EXPENSES^

5,000

LUGGAGE AND PERSONAL EFFECTS

15,000

TRAVEL DOCUMENTS & CREDIT CARDS

2,500

THEFT OF CASH^

250

LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^

250

PERSONAL LIABILITY

5 Million

RENTAL VEHICLE EXCESS

6,000

OVERSEAS MEDICAL EXPENSES

Unlimited

REARRANGEMENT OR REPATRIATION

Nil

HIJACK AND KIDNAP^

Nil

LOSS OF INCOME^

10,400

Comprehensive Plus

See benefits

OVERSEAS EMERGENCY MEDICAL ASSISTANCE^

Unlimited

MEDICAL EXPENSES INCURRED OVERSEAS ^

Unlimited

INLUDES DENTAL EXPENSES^

2,500

HOSPITAL CASH ALLOWANCE

5,000

ACCIDENTAL DEATH

25,000

PERMANENT DISABILITY^

25,000

CANCELLATION FEES AND LOST DEPOSITS

Unlimited

ADDITIONAL ACCOMODATION & TRAVEL EXPENSES

50,000

INCLUDES FAMILY EMERGENCY

YES

INCLUDES EMERGENCY COMPANION COVER

YES

TRAVEL SERVICES PROVIDER INSOLVENCY

10,000

RESUMPTION OF JOURNEY^

3,000

DISTRUPTION OF JOURNEY^

1,000

ALTERNATIVE TRANSPORT EXPENSES^

5,000

LUGGAGE AND PERSONAL EFFECTS

25,000

TRAVEL DOCUMENTS & CREDIT CARDS

5,000

THEFT OF CASH^

250

LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^

1,000

PERSONAL LIABILITY

5 Million

RENTAL VEHICLE EXCESS

6,000

OVERSEAS MEDICAL EXPENSES

Unlimited

REARRANGEMENT OR REPATRIATION

5,000

HIJACK AND KIDNAP^

7,500

LOSS OF INCOME^

10,400

If you claim for the same or similar services/facilities under Sections 6, 7, 7A and/or 7B, we will only pay the higher of the two amounts, not both. Sub-limits may apply, please refer to the relevant sections in the PDS.

* means that the benefit is not covered while travelling in New Zealand.

Get comprehensive cover all year round. If you’re planning several trips this year a frequent traveller policy can save you time and money.

Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive plus international plan, meaning you get to cover less.
You can choose your trip duration from 15 days, 30 days or 90 days.

COMPARE TRAVEL INSURANCE BENEFITS

Travelling is one of the greatest thrills in life and we want you to enjoy the ride without the worry.
Get great value travel insurance tailored to your trip and let TINZ worry about the unexpected stuff.
Don't worry. Just Travel.

24/7 EMERGENCY
ASSISTANCE

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

CANCELLATION
COVER

Don’t lose out if you have to cancel your trip. We offer cover for cancellation costs if you can no longer travel or have to return home early due to unforeseen events.

TRAVEL
DELAYS

Airport delays are a common frustration when travelling. Our travel insurance provides you with compensation if you’re delayed for more than six hours.

TERRORISM
COVER

If you’re caught up in an act of terror, we’ll pay for your flight home, cover medical costs and in some cases provide trip cancellation.

Riding a Motorbike
or Scooter

You’re covered on two wheels, so long as you’re wearing a helmet and the driver holds a valid licence recognised in the country you are travelling.

GADGET
COVER

No doubt you’ll be taking a few gadgets away with you. Our plans provide different levels of cover for phones, iPads, cameras and laptops.

CHOICE
OF COVER

Whether you’re after the bare essentials or fully comprehensive cover, TINZ offers a range of options to suit all types of travellers and budgets.

CRUISE
COVER

We’re on board with you and don’t charge any extra if you’re heading on a cruise. With TINZ, you’re covered from ship to shore.

Popular Destinations

ABOUT TINZ

TINZ is a registered Business Name of The Insurance Geeks Limited, Company No. 5904999. This insurance is underwritten by Certain Underwriters at Lloyd's. Travelinsurance.co.nz provides general guidance only on insurance products available to you. You should consider if this product suits your needs, by reviewing the relevant policy document, known as a Product Disclosure Document (PDS) in light of your personal circumstances, before you buy. Terms, Conditions, Limits, and Exclusions apply.

*The 10% off travel insurance discount is valid for comprehensive plus plans only purchased between the 18th September and 16th October 2017 only. The discount cannot be applied to policies that have started and not expired or policies purchased prior to 18th September. TINZ reserves the right to amend these conditions at any time.