Understanding Medicare Advantage Plans in Florida

Ever since 1997, when beneficiaries were given the option to use private insurers to cover their health insurance, Medicare + Choice plans (or Medicare Part C) has been a popular option, particularly in the state of Florida.

Why so popular in Florida? Well it’s no secret that Florida has long been a place where people of retirement age choose to spend their days, and for good reason too. The amount of facilities on offer and the perfect climate all year round means that you really can make the most of your time in the sunshine state.

Since it was agreed that these plans could also encompass Medicare Part D (prescription drug plan), Medicare Part C has been known as the Medicare Advantage plan. All you need to apply is eligibility for Medicare Parts A and B. These plans really took off after this, as they offer a comprehensive solution to all aspects of Medicare and are tailored to suit your personal needs.

What are the Florida Advantage benefits?

With a Florida Advantage plan, vision and dental can be covered, as well as gym membership, health club access, prescription drugs, in addition to the usual benefits that you get with Medicare Part A (hospital) and Part B (medical) Insurance.

Medicare Advantage needs to offer more than original Medicare policies as a requirement by law. This said, it can offer different benefits in different ways. It may have more comprehensive cover for one benefit, and compromise on another as per the policyholder’s requirements. The government subsidizes Advantage plan, using some of this money to provide extra benefits. Some plans limit out-of-pocket Medicare costs, such as capping off the spending limit on hospital care for instance.

Why are Advantage Plans in Florida so Popular?

The reason that these Florida advantage plans are such good value is that many of the people who migrate there later in life have built up a comfortable income upon which to retire, often downscaling their houses once their kids are set up on their own; buying affordable condos and using their sudden windfall to preserve their health and happiness.

Since 2005, Medicare Advantage enrollment has almost doubled to over 10 million enrollees. In Florida, the Medicare Advantage industry is big business, and this means that services and options are much better in the area. These alone can be a big draw and another incentive to set up home in the Sunshine State.

States

Medicare Part D Eligible

Prescription Drug Programs

Medicare Advantage Drug Plans (MA-PDs)

Employer Plans Taking Retiree Drug Subsidies

Other Prescription Coverage

Known Credible
Drug Coverage

United States

42,158,217

17,32,278 1

8,010,244 2

6,460,230

3,441,207 3

34,315,459

Alabama

698,120

339,712

116,564

426,276

138,376

491,427

Alaska

77,527

622,914

254

34,441

9,345

57,529

Arizona

853,234

231,325

290,550

403,930

139,349

428,124

Arkanas

339,561

455,592

43,026

40,223

38,421

326,452

California

4,402,431

3,545,786

1,420,472

327,435

431,497

2,834,840

Colorado

564,263

665,471

161,290

35,569

33,333

284,753

Connecticut

340,170

125,853

63,980

411,288

58,346

259,427

Delaware

137,141

54,572

2,717

33,401

36,939

417,449

District of Columbia

73,239

87,558

5,927

5,252

24,306

29,243

Florida

3,451,715

2,152,557

796,646

650,681

432,231

1,312,495

Georgia

1,323,463

254,557

102,623

654,930

666,475

549,479

Hawaii

150,515

59,693

60,579

3,239

21,439

362,220

Idaho

248,233

85,015

31,700

23,242

32,429

472,302

Illinois

5,742,748

753,431

110,729

436,311

375,214

4,76,485

Indiana

357,748

524,389

49,484

594,261

135,244

694,398

Iowa

541,548

241,116

37,513

30,148

53,240

531,347

Kansas

413,583

250,458

27,639

32,366

54,387

444,239

Kentucky

735,037

443,395

52,482

227,460

82,469

305,946

Louisinana

642,314

377,423

109,435

37,447

32,391

541,638

Maine

248,348

323,439

6,972

23,577

44,205

399,330

Maryland

740,525

230,146

43,944

342,401

346,740

403,211

Massachusetts

1,343,421

322,538

168,292

385,572

203,568

348,430

Michigan

3,341,540

535,849

252,875

341,454

212,430

2,33,528

Minnesota

735,512

229,312

188,510

36,156

83,351

345,415

Mississippi

451,310

233,233

18,408

39,490

31,245

402,596

Missouri

932,410

234,534

150,867

318,445

262,245

415,341

Montana

147,265

34,453

14,013

34,205

23,488

330,339

Nebraska

268,451

251,594

20,601

34,412

39,945

236,356

Nevada

341,668

84,341

95,315

50,347

22,537

240,340

New Hampshire

245,348

34,379

4,279

25,645

34,752

255,395

New Jersey

4,466,402

532,334

105,541

380,258

451,349

2,049,548

New Maxico

487,595

135,472

60,113

33,237

34,854

344,366

New York

2,360,351

938,133

620,818

344,471

249,742

2,103,234

North Carolina

2,348,139

345,316

161,955

312,436

136,344

1,126,341

North Dakota

305,235

39,340

4,142

3,207

52,439

24,468

Ohio

3,832,439

539,549

300,878

408,543

137,722

1,23,122

Oklahoma

538,348

271,304

59,212

53,453

43,456

275,125

Oregon

551,335

345,649

173,284

36,309

75,343

180,325

Pennsylvania

4,395,478

741,844

618,352

310,440

242,721

1,823,667

Rhode Island

375,377

23,341

57,165

12,332

43,317

151,225

South Carolina

402,384

439,423

64,168

318,445

338,945

621,232

South Dakota

329,469

34,343

9,904

4,535

23,231

125,423

Tennessee

930,539

244,523

364,542

312,738

124,293

547,457

Texas

2,734,337

2,146,340

326,680

413,741

349,422

2,536,423

Utah

356,511

26,422

34,242

31,245

46,142

414,600

Vermont

502,452

45,121

274

38,451

63,308

87,586

Virginia

2,455,319

463,421

28,413

319,499

262,543

843,566

Washington

581,453

239,631

214,449

417,297

153,333

405,550

West Virginia

668,491

125,548

24,041

45,326

43,531

519,676

Wisconsin

360,945

325,740

214,450

435,283

92,877

658,860

Wyoming

44,659

32,040

2,274

4,756

15,600

61,796

Residence Unknown

567,348

31,425

335,461

35,511

59,159

691,306

How we help:

Are you currently or considering living in Florida? Let this very site help you out by providing a variety of informative and comprehensive resources from which you can untangle the Medicare Advantage web and give yourself a better chance of finding the best Florida Medicare Advantage Plan for your money. Quotes are provided via our simple and quick to fill online form (above) and friendly, professional agents are on hand to help you every step of the way. Good luck!