She, bless her heart, was the ultimate bargain shopper. At her house we had Christmas Candy for Easter, and Easter candy in the summer, because she would only buy after the holiday when things were marked way down.

Well, one year, she got a bargain on a whole bunch of money holder cards. So for the next few years, we got money cards for our birthdays. No money, mind you, just a nice note tucked in where the money would have been.

We felt cheated then, but I still have one of them. It lasted a lot longer than the money would have, and it's worth more to me now than all the money in the world.