Used Painter 8, but before that used PSP7 to filter out a bit of the noise and hue/sat to boost the colors. In Painter, cloned using oil cloners, then used a scrumbling brush on background, Sargents brush on the girl and then a smaller/less dense scrumbling brush on the body of the girl. Lovely image to start with!

Thanks so very much for your kind comments! Coming from you, I really consider this high praise yet feel a little embarrassed because this was about a 20 minute painting. Wish there was a higher resolution image available as I really, really like to 'work' with the eyes on a portrait.