Missouri Fair Plan accepts application on those properties that, for whatever reason, do not qualify for coverage on the standard market. All property will be inspected by the Fair Plan. For more information, please see the Producer’s Guide.

There is a separate sinkhole application required for this coverage. Submit an application for each fire division or habitational structure. Along with the application you will find the sinkhole rate schedule. The premium for the coverage desired should be submitted with the completed application and photos.

Front and rear photos must be submitted with all applications. Include contents photos if applying for contents coverage.

A property loss notice should be completed for all claims and either mailed or faxed to the Fair Plan.