The fund could be an appropriate part of your overall investment strategy if you would like a one-stop approach to broad international diversification and can accept the possibility of significant share price declines in an effort to achieve long-term capital appreciation. The fund can be used in both regular and tax-deferred accounts, such as IRAs.

Click on the risk/reward spectrum below to view the funds in that category

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Higher

Moderate

Lower

Lowest

The fund offers a professionally managed allocation of assets among a broad range of stock and, to a lesser degree, bond funds, which, in turn, have holdings in many different foreign countries, industrialized as well as emerging markets, and in both large and small companies. Because it invests in a variety of underlying funds, the fund's performance could benefit from diversification.

This fund is subject to general stock and bond market risks. The fund's share price can fall because of weakness in the broad market, a particular industry, or specific holdings. Funds that invest overseas generally carry more risk than funds that invest strictly in U.S. assets. These risks include currency risk--the effects of negative currency exchange rates. To the extent the fund has investments in emerging market countries, it will be more subject to abrupt and severe price declines.

*Funds are placed in general risk/return categories based on their 10-year standard deviation or, for newer funds, the standard deviation of the types of securities in which they invest. There is no assurance past trends will continue. As of December 2013.

The mutual funds referred to in this website are offered and sold only to persons residing in the United States and are offered by prospectus only. The prospectuses include investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing.Download a prospectus.

This website does not provide investment advice or recommendations. Nothing in this website shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such offer, solicitation, purchase, or sale would be unlawful under the laws of such jurisdiction.