CU Member Only Benefits

Verified Partners

Meet Our Verified Safe Partners

Throughout the year, we may send offers for services or notifications from companies that we’ve partnered with. These companies have been fully vetted by us, and we feel that what they have to offer could benefit you, our members. We wanted to introduce you to the companies and what they have to offer.

Meet the partners that you will get mailings from:

Affinion - Affinion offers Accidental Death and Dismemberment (AD&D) Insurance which is administered through CHUBB. We offer you the ability to get $1,000 of free coverage along with the option for additional coverage.

CMFG Life - CMFG Life is the company that provides TruStage Life Insurance. As a member, you have the ability to apply for up to $10,000 of TruStage Whole Life Insurance.

If you ever get an email, phone call, or mailing that you are unsure of (especially if it is not on this list), please contact us at (800) 336.0284 to verify the item you have received. In some cases we may ask for a copy so that we can look into it further. We want you to feel secure in the knowledge that you are getting legitimate correspondence from us. If you do not want to receive mailings from us, you may choose to opt out of the mailings at anytime. In doing so, you will only receive your statements by mail unless you are set up for e-statements.

Love My Credit Union Rewards

As a Signature Federal Credit Union member, you are eligible to receive discounts on products and services you purchase from participating U.S.-based companies. And these are big-name businesses, like General Motors, Dell, Sprint and others.

Get valuable discounts when you buy from these retail partners

As a Signature Federal Credit Union member, you have access to exclusive discounts available through My Credit Union Rewards. This program partners with U.S.-based companies to offer their products and services at savings to credit union members.

To learn more about Love My Credit Union Rewards and any of the above discounts, contact a Signature member representative or visit LoveMyCreditUnion.org.

The following U.S.-based companies offer money-saving discounts* to Signature members through My Credit Union Rewards:

Credit Union Travel Club

Do you like to travel? If you are ready to book that family vacation, spring break, or cruise around the carribean, then check out the deals on Credit Union Travel Club.

Take advantage of a great benefit for Signature members... a free membership in Credit Union Travel Club - a discount travel site exclusively for credit union members. You can book hotels, flights, cruises and more to virtually anywhere you want to go.

Credit Union Travel Club combines technology and special members-only pricing to bring savings on travel to thousands of credit union members around the country. In fact, Credit
Union Travel Club members save an average of $46 per night on hotels* when compared to the "big name" travel sites, and there's never a membership fee because you're a member of Signature FCU.

Signup is easy, so join thousands of credit union members who are enjoying great travel bargains and activate your free membership today. Just click the button below to get started!

Bonus Drive

Want a $500 Bonus? BonusDrive gives you an extra $500 when you shop for and purchase or lease a vehicle from select leading auto manufacturers.

A Simple, Stress-Free $500 Cash Rebate!

The exclusive BonusDrive program is a simple, dtress-free $500 rebate above and beyond other applicable discounts received when you shop for and purchase or lease a new vehicle from one of the nation's leading auto manufacturers. A $500 check is mailed to your home!

CARFAX

Get a CARFAX Vehicle History Report!

Now you can buy your used car with confidence with a CARFAX vehicle history report. Use the CARFAX Report as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car.

Show me the CARFAX!

Signature Federal Credit Union provides a CARFAX Vehicle History Report™ to help protect our members from salvage, total loss, structural damage, lemon, and flood vehicles. A Financial Services Representative will be happy to share a CARFAX Vehicle History Report with you.

CARFAX maintains the nation's most comprehensive vehicle history database with information from more than 100,000 sources so you can shop for a used car with confidence.

Auto Warranties

Save thousands of dollars on unexpected auto repairs when you bundle an auto warranty with your Signature vehicle loan. InterContinental Warranty Services, Inc. (IWS) offers exclusive pricing on new and used cars, all in a policy that’s designed specifically around your driving habits – so you’re not paying for extras you’ll never use.

Save up to 50% off dealer plans with warranties that include:

No reimbursement hassles since repair shops
are paid directly

More than 12,000 covered parts

Rental car reimbursement

Trip interruption protection

Other special benefits

To get a free auto warranty quote and get your questions answered, contact Signature FCU at (800) 336.0284.

GAP Insurance

After an accident or incident, insurance companies occasionally refuse to pay the balance of an auto loan if the car valued for a lesser amount. That is where GAP Insurance will step in and take care of that difference for you.

GAP Insurance covers that difference. Even if you take perfect care of your car up until the moment it’s in an accident or is stolen, a car’s value depreciates quickly. Sometimes up to 30% right when it’s driven off the lot. GAP also pays up to $1,000 per loss (limit of one loss per year) when a loss is filed and paid by the auto insurance company. This coverage is effective for three years from date of enrollment.

At only $375 for the life of the loan, GAP Insurance is inexpensive and can keep you from paying thousands later on. GAP insurance through Signature FCU is much cheaper than getting it through the dealership.

Members Roadside Advantage

A comprehensive 24-hour road-side assistance service -available exclusively to Credit Union Members- at any time and on any road in the United States and Canada.

SAVE UP TO 50% VERSUS COMPETING AUTO CLUB PLANS!

Roadside Assistance

We say “Drive On” because there’s never any time to lose. We get your customers back behind the wheel as quickly and efficiently as possible.

This has been the core of our business, and we do it better than anyone. Our staff of courteous and professional Assistance Coordinators is trained to meet our customers’ roadside emergency needs 24 hours a day, 7 days a week, every day of the year. Our emergency roadside assistance services include:

24-hour dispatch of emergency towing assistance: Tow service to the nearest qualified service facility, or to the issuing dealership, or other destination designated by the client.

SiriusXM

With Signature Federal Credit Union, you can finance your new car here and listen to SiriusXM everywhere. As an added benefit of your membership, we’re offering members who are approved for pre-owned auto loans and refinancing a FREE 3-Month trial subscription of the SiriusXM All Access package on SiriusXM-enabled vehicles.

SiriusXM Credit Union Program

With Signature Federal Credit Union, you can finance your new car here and listen to SiriusXM everywhere. As an added benefit of your membership, we’re offering members who are approved for pre-owned auto loans and refinancing a FREE 3-Month trial subscription of the SiriusXM All Access package on SiriusXM-enabled vehicles. See Details below. That means you can listen in your car, at home and on the go. Sounds pretty good, right?

2. Sign the Opt-in form and agree to share your vehicle and contact information with SiriusXM to determine eligibility.

3. If your vehicle is eligible, SiriusXM will begin your trial subscription and be in touch about how to find programming and options to continue your service once your trial ends.

The All Access Trial includes streaming so you can listen to your favorite channels online or on the app

No credit card required. That means keeping your amazing all-access subscription is a choice, not a hassle.

Details: If you decide to continue service after your trial, the subscription plan you choose will automatically renew thereafter and you will be charged according to your chosen payment method at then-current rates. Fees and taxes apply. To cancel you must call SiriusXM at 1.(866) 635.2349. See the SiriusXM Customer Agreement for complete terms at www.siriusxm.com. All fees and programming subject to change.

Certain vehicles with factory-installed satellite radio may not qualify for SiriusXM satellite radio service subscriptions as part of the Signature Federal Credit Union program, including vehicles with active SiriusXM satellite radio service subscriptions, vehicles which have received the SiriusXM satellite radio service (on a trial or paid subscription basis) in the prior 12 months, and/or other vehicles as reasonably determined by SiriusXM in its sole discretion. SiriusXM may at its discretion provide subscriptions to the SiriusXM streaming service or other qualified services to owners of vehicles that do not qualify for satellite radio service subscriptions and/or to owners that do qualify.

Home Services and Benefits

SmartMove®

SmartMove offers real estate assistance to help you navigate buying or selling your home. Your SmartMove professional coordinator serves as a point of contact between you and all the other parties involved in the buying and selling. By using SmartMove, you can even get a cash rebate on your real estate transaction.

Professional support that takes the stress out of moving.

Whether you are staying in the same area code or moving to a new time zone, SmartMove® provides location-specialized real estate services. You’ll also receive a cash rebate from $100 up to $30,000 on your home purchase or sale (determined by the price of the home/land).

Your SmartMove professional coordinator is experienced working with credit union mortgage lending programs, and will assist you throughout the process, including closing and disbursement. You may even contact a coordinator for a free consultation – there’s no obligation to use the services after your discussion.

Since 1996, SmartMove has returned over $4.9 million in cash rebates to members of participating partners like Signature.

To learn more about the program, please contact Signature at (800) 336.0284 or SmartMove (800) 645.6560. Or visit the SmartMove website for more details.

Auto and Homeowners Insurance

With discounts for credit union membership, the TruStage Auto & Home Insurance Program could save you money. Working with big-name companies we’ve carefully selected, you can expect top-notch service and solid value. It’s easy to get a quote and make the switch—even if you’re already covered with another company, you won’t lose a penny. Isn’t it time for car insurance the credit union way?

The TruStage Auto and Homeowners insurance program is underwritten by leading insurance companies including Liberty Mutual and its affiliates. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Life Insurance

Any amount of coverage can help protect your family. Life insurance could help give you peace of mind today and provide income-tax free money for your family if you die. It could ease the burden of expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.

Life insurance should be simple and affordable. We’ll help you compare whole and term insurance, and explore affordable options so you can make a good decision today for your family.

CUNA Brokerage Service

Diversify your investments with CUNA Brokerage Services, Inc., (member NASD/SIPC) to provide you with options for making more informed decisions when it comes to your stock investments.

Brokerage Service

Our partners at CUNA Brokerage Services, Inc. (member FINRA/SIPC) deliver online tools to help you make smarter decisions when investing in the stock market. Research stocks, watch the market, get real-time quotes and even place trades – all online.

Debt Protection

Debt Protection is a voluntary loan-payment protection product designed to help you get relief from loan payments if a protected life event unexpectedly happens to you.

Help protect your loan.

Help preserve your standard of living.

Thinking about taking out a loan to make home improvements or buy a vehicle? You should take steps to protect you and your family in case something unforeseen happens. You’re betting you can pay back your loan and that you won’t lose your job (through no fault of your own), become disabled (due to injury or illness), need to take family leave, or pass away, which could leave your family responsible for your loan balance.

Debt Protection is a voluntary loan-payment protection product designed to help you get relief from loan payments if a protected life event unexpectedly happens to you.

Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

Pet Assure

Pets are like a member of the family. So when they’re sick, we feel that pain. Pet Assure is the preferred insurance alternative for your family pet.

Get coverage for your furry friend.

Pet Assure is an alternative to traditional pet insurance – all pets are covered, regardless of age, medical condition or any pre-existing condition. So if there’s an emergency, you can focus on getting your pet in to see the vet, and not worry about exclusions, deductibles or waiting for reimbursement.

This product may not be available to residents of all states.1Benefits reduce by 50% at age 70
For California Residents: Insurance product offered by Affinion Benefits Insurance Services, Inc. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. Insurance provided by Federal Insurance Company. Chubb, P.O. Box 1600, Whitehouse Station, NJ 08889-1600.

Legal Shield

Everyone deserves affordable legal and identity theft protection. Including you. No matter how traumatic or trivial your situation, we are here to help. Unexpected legal and identity theft issues arise every day. With LegalShield on your side, you have the power to access legal and identity theft advice and services when you need them, all for one low monthly fee.

Find information about the Legal Plan, as well as the Identity Theft solutions available to Signature Federal Credit Union members for under $20 per month.

Legal Plan Coverage

Immediate Access Law Firms

Unlimited Legal Advice

Trial Defense

Phone Calls Made On Your Behalf

Letters Written

Estate Planning

Contract and Document Review

Traffic Related Issues

24/7 Emergency Assist

It also covers uncontested divorce, assistance with adoption and name changes, IRS audits and much more.

The ID Shield - the premier coverage for Identity Theft Restoration in the country.

• Credit Reports – continuous access and education about your credit score with the new ID Shield phone app!
• Credit Monitoring – not just the cards you know you have but all sorts of stuff you don’t know you have.
• Total Restoration with a Five Million Dollar guarantee to ‘do whatever it takes for as long as it takes’
• Access to Investigators 365/24/7 through the phone app when disaster strikes.

Family Coverage

Member and spouse, significant or domestic partner plus children up to age 26, that live in the household, are unmarried and dependent. The ID Shield covers up to eight children plus parents for $19.95 per month. Coverage is nationwide with legal services in every state except Alaska.

Important Estate Planning at no extra cost:

Last Will & Testaments, Living Wills & Medical Directives prepared at no cost to members.
Customer Care starts with Louise Yale, our LegalShield representative. Call her at
(703) 622.7972 anytime, or email LSYale@legalshieldassociate.com for coverage details or questions.