Dallas, Fort Worth Bankruptcy Lawyers; Serving all Texas

When financial burdens have you running scared, it’s hard to find your way. Like many Americans, you strive to do what’s right – send your kids through school, pay your bills on time, and put food on the table. But because of the job market, the economy, or due to personal or family illness, things have changed, and now you lay awake at night, wondering how to turn it all around.

At Fears Nachawati Law Firm, our Dallas bankruptcy lawyers understand your concerns. We can help lift your debt burdens by providing you the legal options you need to pave the way for a new financial start.

Here are some debt relief options that may be available to you:

Chapter 7 Bankruptcy — a straightforward way to eliminate credit card bills and other unsecured debt. Debts are typically discharged (forgiven) in 4 to 6 months.

Chapter 13 Bankruptcy – if you have a steady income, a Chapter 13 repayment plan lets you catch up with car payments, house payments, or other debts within a 3 to 5 year time frame. Any remaining unsecured debt may be erased at the end of the repayment plan.

Bankruptcy Alternatives – bankruptcy may not be right for you; we can explain debt settlement, debt negotiation, loan modification and other alternatives to help you.

Stopping Creditor Harassment with a Stay Order – the day we file your Chapter 7 or 13 Bankruptcy Petition, an automatic “Stay Order” from the Court makes it illegal for your creditors to pursue debt collection activities against you, such as harassing phone calls, lawsuits, and foreclosure.

The Fears Nachawati Law Firm provides compassionate legal counsel to individuals, families and business owners like you, who suffer from catastrophic illness and mounting medical expenses, financial difficulties from long-term unemployment, credit card bills, or business debt.

Why struggle on your own to come up with solutions to financial crises? Many times, through fear, or from the misguided advice of a family member, people will exhaust their 401K or retirement accounts in order to “do the right thing” to pay off outstanding medical bills or credit card debts. That well-meaning advice from Aunt Alice can cause you untold grief in the future.

Generous Bankruptcy Exemptions in Texas

Texas has generous bankruptcy exemptions that can protect your assets – namely your home, 401K and IRA retirement accounts, one vehicle per driving adult in your household, plus other personal property. Moreover, at the end of a Chapter 7 bankruptcy, you can have all your medical bills and unsecured credit card bills discharged, meaning you are no longer legally liable to pay the hospital or credit card companies back.

Our Chapter 7 & 13 bankruptcy attorneys have an intimate knowledge of the intricate bankruptcy laws that protect you. They will do everything within the law to ensure you receive the maximum amount of allowable protection afforded by the bankruptcy code, so that you can maintain a normal standard of living while going through bankruptcy.

Our focus is on you. We take pride in our commitment to lifting the burden of heavy debt from our clients’ shoulders. To that end, we work hard to streamline the bankruptcy process for you.

Our law firm is a conglomeration of bright and talented bankruptcy and debt relief attorneys. Collectively, our staff members speak Spanish and six other languages in order to accommodate the wonderfully diverse needs of our clients. The Fears Nachawati Law Firm fervently protects and serves the legal rights of people from all walks of life. We currently serve clients’ needs in the greater Dallas-Fort Worth area, Austin, San Antonio, Houston, and throughout Texas.

We offer free case evaluations and flexible payment plans. You have the choice of having your consultation via phone or in person. Unlike other law firms, we give you the unique choice of securely transacting much of your bankruptcy business (except for your creditor hearing and other critical legal transactions) via the Internet.

“I found myself in a situation where I needed to file for bankruptcy protection. I had met with two separate law firms before meeting attorney Rick Musal and Gail LeVine at Fears and Nachawati. They were absolutely fantastic. They took care of my case, creditors, court appearances, and even got IRS issues resolved. They were in constant contact with me and made the whole process easy. They should charge more for the superior service, representation, and guidance they provide but don’t tell them I said that. I couldn’t be happier with this firm and the results they provided. Thank you!”