Providing services in a professional, personal, and competitive manner.

Rates

Now is the time to start a savings program and watch your money grow!

Your Credit Union is an excellent place to save!
We offer a good dividend rate with life insurance on your shares included at no cost to you.

The current dividend rate is as follows:$50.00 and over in shares 0.85% APY* of 0.85%

Savings Rates

Revised and reviewed 06-28-2017

Type

% Rate

APY

Share Dividend

0.85

0.85 APY*

Share Drafts

0.25

0.25 APY*

Christmas Club

0.50

0.50 APY*

There is presently a limit on deposits of $5,000.00 to shares per account per 30-day period. This limit is subject
to change or cancellation at any time.

* APY - Annual Percentage Yield

Consumer Loan Rates

The CREDIT UNION has money to loan and we hope that you will use this Credit Union when in need of
Financial assistance. The members Beacon score will determine signature loan limits. A member must have at least six (6) months, employment to be eligible for an unsecured loan more than $500.00.

COLLATERAL

TERM

RATES

New Autos, Trucks, Motorcycles (2018, 2017, and 2016)

100% Financing is available; proof of insurance required. Term up to 72 months

2.50% Base

New Autos, Trucks, MC

84 months (must be over $30,000.00, current model year and no mileage)

3.00% Base

Used Autos, Trucks, MC 2015 and older

Up to 60 months, depending on vehicle year

3.50% Base

New Boats, RV, Trailer (To include horse trailers)

72 months  100% of NADA value financing

6.00% Base

Used Boats, RV, Trailer

60 months  100% of NADA Value Financing

72 months – 80% of NADA Value Financing

7.00% Base

8.00% Base

On both new and used if collateral is titled rate is .5% lower. If collateral is not titled finance only in Kansas and Missouri. Proof of insurance is required.

New Jet Ski, ATV

60 months  100% of NADA value financed

7.00% Base

Used Jet Ski, ATV

36 months  80% of NADA value financed

8.50% Base

On both new and used if collateral is titled the rate is .5% lower. If collateral is not titled finance only in Kansas and Missouri. Proof of insurance is required.

Signature loans are limited to one (1) months gross salary with a FAMILY cap of $5,000.00. A member must have at least six (6) months employment to be eligible for an unsecured loan more than $500.00.

The current dividend rate is as follows: $50.00 and over in shares, .75%, APY* of .75%

Dividends are compounded quarterly and you will receive a quarterly statement showing all transactions on your account.

There is presently a limit on deposits of $1,000.00 to shares per account per 30-day period. This limit is subject to change or cancellation at any time.

USPLK Membership

Membership in the USPLK EMPLOYEES FEDERAL CREDIT UNION is open to all employees of the U.S. Penitentiary, Leavenworth, KS as well as the employees of the North Central Regional Office, employees of the Department of Justice, United States Penitentiary Canaan who work in Waymart, Pennsylvania and , officers and staff of the Leavenworth County Sheriff's Office who work in Leavenworth, KS. To open an account, simply fill out a membership card and make a deposit of at least $25.00. After an account is established, the employee may also open accounts for the spouse, children and grandchildren. MEMBERSHIP IN USPLK IS EXTENDED TO SIBLINGS, PARENT AND GRANDPARENTS.

Announcements

2013Incoming Wires
Effective 10-01-13 the Credit Union will begin charging a $5.00 fee for all incoming wires. This does not affect any automatic deposits only money wired from another financial institution.

2016Limit on Deposit

Effective January 21, 2016 the credit union has placed a limit on deposits of $5,000 per account per 30 day period until further notice. This change does not affect your automatic deposits or payroll check deposits to checking. The Board of Directors sincerely hopes this restriction on deposits will not cause any problems with our investing members.

2018Dividends on Share Savings Accounts

The Board of Directors has declared a dividend
of 1.0% for the1st quarter of 2018.
This is an APY of 1. 0%.

2018 Holiday Closings
The credit union will be closed on the following days in 2018:

New Year's Day
Martin Luther King Day
Presidents Day
Memorial Day
Fourth of July
Labor Day
Columbus Day
Veteran's Day
Thanksgiving
Christmas