Dealing with Debt Collectors...Successfully

Ways to Deal With a Pesky Debt Collector

The debt collector's call may often hit us with the overwhelming momentum of a free falling sack of potatoes, or at least that is how it can feel.

That is its purpose of course, to jolt the victim into a sense of insecurity in the hope that this will make them pay up. Bear it in mind if you ever have to deal with debt collectors, do not let them play their game. You are a person and should expect to be treated as such, establish this early on. If you don't let yourself get bullied, two thirds of the battle will have been won. The rest is mostly just a question of following some negotiation rules, which will make coping with debt collection a lot easier.

"Oh, in how new a light does our past life appear when re-examined in the interrogator's office: abounding in dangers, like an African Jungle. And we had considered it so simple." A. Solzhenitsyn, The Gulag Archipelago, P117

1 Understanding Your Debt and Debt Collection Rights

Be one hundred and ten percent clear about what you owe, what your options are, and what can and cannot happen to you. You have rights and debt collectors limitations, which you must use to your advantage, but the rules do vary from one US state to another. This is why being well informed is key to controlling the debt negotiating process and the end result, so be as knowledgeable about your debt as possible...

This page provides relevant content and local businesses that can help with your search for information on Debt Consolidation.
You will find informative articles about Debt Consolidation, including "How to Consolidate All of Your Debt into One Payment".
Below you will also find local businesses that may provide the products or services you are looking for.
Please scroll down to find the local resources in Cary, NC that can help answer your questions about Debt Consolidation.