According to the American Dental Education Association, the average dental student graduates with upwards of $241,000 of student loan debt—an increase of more than 66% in the last decade and an amount vastly exceeding the national average.

ASDA’s 2013-14 Council on Membership created a Debt 101 Guide to help students expand their knowledge about debt, recognize their options and prepare them to make smart financial decisions for their future. Sections include budgeting, repayment options, financial aid and more.