PCP (Personal Contract Purchase)

PCP (Personal Contract Purchase) a simple cost effective way to buy your new or nearly new vehicle.

You choose the vehicle, the deposit, how long you want the contract to run for and the mileage you intend to do. You will then receive a quote for fixed cost motoring for the length of the contract. At the end of the contract you have a choice to either buy the vehicle outright for an agreed lump sum (the Guaranteed Minimum Future Value or final balloon payment), or hand the vehicle back to the lender.

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Hire Purchase

Hire Purchase allows you to take ownership of a vehicle once all payments are made.

This is one of the most popular methods to buy a new vehicle. You pay an initial deposit, then pay off the balance in monthly payments over an agreed period of time, when the payments are complete the vehicle is yours.

One of the main benefits with Hire Purchase is the ability to buy a high value vehicle on monthly payments.

Hire Purchase allows you to tailor your finance package as deposit, length of time and monthly payments are all flexible.

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Lease

Personal contract hire is very similar to normal contract hire, but is exclusively for private individuals. This is one of the most common form of leasing.

With a personal contract hire agreement you take control of a vehicle for a contractual period – usually referred to as the ‘lease period’. You will make fixed monthly payments for the duration of the contract – when the contract expires you will simply return the vehicle and take out a new personal contract hire lease. PCH means you never have to worry about resale values of your vehicle.

Insurance groups range from 1 to 50 and dictates the cost of the vehicles insurance. The higher the group, the higher the insurance will be for the vehicle.

Insurance Group

BHP rates the engine performance of vehicles and stands for the brake horsepower.

Performance (BHP)

CO2 is the amount of carbon dioxide emitted by the vehicle in grams per kilometre travelled, the lower the CO2 emissions the cleaner the vehicle is for the environment.

CO2 (g/km)

The total number of seats in the vehicle.

Number Of Seats

Road Tax is based upon the CO2 emissions of the vehicle and is split into 13 bands from A to M. The higher the letter the greater the cost of tax paid to drive the vehicle on public roads. In addition to the road tax detailed below, any vehicle that had a manufacturers retail price in excess of £40,000 when first sold, attracts a road tax supplement of an additional £310 per year. This is charged until the vehicle is 6 years old.

Ten Second Review

SEAT's Ateca looks a strong proposition in the family Crossover segment. It's well priced, sharply-styled and offers the sporty feel the sector seems to want. In fact, you wonder why it took the Spanish brand so long to bring us a car like this.

Background

Not before time, the Volkswagen Group is properly getting on board with the current market preference for Qashqai-style Crossover models. We'll see a whole series of cars like this from the conglomerate over the next few years: here's SEAT's take on the concept, the Ateca.
Named after a traditional Spanish town, the Ateca shares much with its Volkswagen Tiguan cousin but, says SEAT, offers a sportier, more lifestyle-orientated approach to this kind of car. And a more affordable one too. Sounds promising.

Driving Experience

The Ateca delivers a line-up of petrol and diesel engines ranging in power from 115 to 190PS, with the initial range built around three petrol units and three diesels. Things kick off with a 1.0-litre TSI 115PS Ecomotive petrol variant that sits just below a 150PS 1.4-litre TSI EcoTSI option, plus there's a 2.0 TSI 190PS powerplant. Diesel models start with the 1.6-litre TDI 115PS derivative, plus there are also 150 and 190PS versions of the Volkswagen Group's familiar 2.0-litre TDI diesel. 2.0 TDI 150PS buyers get the option of DSG auto transmission and '4Drive' 4WD, but if you go for the top 190PS variant, you have to have both.
We expect the 2.0 TDI diesel engine to be the one many buyers will target and it's a strong engine that pulls willingly from low speeds, though isn't the most refined powerplant of its kind. The Ateca rides firmly - in line with SEAT's preference to make it 'sporty': that's something potential buyers will need to like. The lofty driving position will please them, as will the way that all the major controls are clustered around you. Not so good are the thick, angled C-pillars that block rear three-quarter vision. An optional park assist system and birds-eye camera help with tight spaces.

Design and Build

Under skin, the Ateca sits on the same MQB platform as its more conventional Leon stablemate and uses most of the same mechanicals found in Volkswagen's very similar Tiguan model. Inside, it's also very similar to the Leon - which is no bad thing. The fit and finish is of high quality, though the plastics get scratchier the farther down you go.
In the front, there's decent room for two adults on supportive seats. It's the same in the back, though it's disappointing to find that the rear seats don't slide or recline like they do in the Volkswagen Tiguan. The boot's a bit smaller than that pricier Volkswagen rival model too, though will easily swallow a couple of big cases and a pushchair. You access it via a tailgate offering the option of power operation: it's one of those you can activate by waving your foot beneath the bumper.

Market and Model

Ateca's pricing starts from around £18,000 and there's a choice of four trim levels - 'S', 'SE', 'FR' and range-topping 'XCELLENCE' where variants sit in the £24,000 to £30,000 bracket.
Standard equipment across the range includes air conditioning, a 'Media System Touch' five-inch touchscreen with USB and SD connectivity, a leather steering wheel and gearknob, plus split-folding rear seats with reclining function. On the outside, there are 16-inch 'Design' alloy wheels and LED daytime running lights. The mid-range 'SE' version features upgraded infotainment and an eight-speaker stereo and larger 17-inch wheels. And 'XCELLENCE' models include a Connectivity Hub with a wireless 'phone charger, plus the 'SEAT Drive Profile' system that allows you to tweak steering feel, throttle response and gearchange timings to suit the way you want to drive.
The extensive array of technology options extends from full-LED headlights to a broad portfolio of assistance systems, like an innovative Traffic Jam Assist set-up and an Emergency Assist feature, to a package of latest-generation infotainment systems with eight-inch touchscreens and Full Link connectivity.
The infotainment screen functions with MirrorLink and Apple CarPlay connectivity and the system will also read out new text, Twitter and Facebook messages and let you dictate a reply. It's even got the capability to let you set up your own screen gestures to shortcut to your most popular commands.

Cost of Ownership

Typical Ateca owners will go for the economical diesel models but even the petrol variants should be relatively frugal thanks to advanced TSI technology. The 1.0 TSI Ecomotive variant puts out a very reasonable 123g/km of CO2, while the 1.4-litre EcoTSI powerplant delivers a 125g/km CO2 reading. Switch to diesel and the 1.6 TDI Ecomotive derivative manages 112g/km. Expect the volume 2.0 TDI diesel 150PS model to deliver nearly 60mpg on the combined cycle and a CO2 return of 114g/km in 2WD manual form. There's no real penalty for choosing the super-smooth DSG automatic gearbox either. Go for the 190PS 2.0 TDI version that has auto and '4Drive'' as standard and you're looking at 131g/km and a fuel return very little affected.
What else? Well there's SEAT's usual three year/60,000 mile warranty. That's unexceptional when rivals like Toyota and Hyundai offer five years of cover as standard and Kia offers up to seven years. However, the SEAT deal is extendable, so you might be able to negotiate on that. And it includes two years of Europe-wide roadside assistance.

By Jonathan Crouch

If you’re looking for a new SEAT Ateca 1.5 TSI EVO FR [EZ] 5dr DSG 4Drive Petrol Estate for sale, you’ve come to the right place. At Bristol Street Motors we don’t just have the best SEAT Ateca 1.5 TSI EVO FR [EZ] 5dr DSG 4Drive Petrol Estate deals, we also offer friendly advice and help with all your enquiries to ensure your buying experience is a happy experience.

What are you waiting for? Make an enquiry online using the link above or call one of our friendly sales advisors today.

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