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AIB First Loan - Personal Loan

Planning for tomorrow starts today. Now you can make those plans a reality with the flexible AIB First Loan

Sometimes the idea of getting a loan can be daunting so we developed the AIB First Loan especially for you - 18 to 30 year olds! To get you started, we will guide you through the process, keep it simple and get you on your AIB First Loan journey.

We can help you:

find out how much you can borrow,

answer your questions here, or in a branch

AIB First Loan - What you need to know?

You can borrow up to 3 times your net monthly salary, from €1,000 to €8,000

Pay it back over a term from 6 to 60 months or up to the end of your job contract whichever is shorter

Choose from weekly, fortnightly or monthly repayments

Planned repayment holidays available when you take out your loan. You can request to take a repayment break at a set time every year, e.g. at Christmas, so your annual loan repayments are spread over 11 months instead of 12. This repayment option may impact on the amount and/or term of the loan and is only available if requested during loan application

No charge for unscheduled repayments - that means, we won’t charge you extra if you make a payment to your loan outside of your normal scheduled repayment

Get a quick quote for a First Loan

Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our calculators unless it is being provided as part of a product application. The results are the current offered rate for Personal Loans, which is variable. The total amount repayable is based on the assumption that the interest rate remains unchanged for the duration of the loan term.

The minimum loan amount is €1,000 and the maximum is €8,000.

A typical €1,500 one year loan with a variable interest rate of 8.65% and 8.95% APR (Annual Percentage Rate), where the APR does not vary during the term, will have monthly repayments of €130.48, and a total cost of the credit (the total amount repayable less the amount of the loan) of €65.76.

Related Products

Personal Overdraft

Giving you peace of mind that additional funds are available if you need them.

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