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There is new research out today. Teenagers with a bedroom television tend to have poorer diet and exercise habits and lower grades in school than those without one according to researchers at the University of Minnesota School of Public Health.

They questioned 781 adolescents, ages 15 to 18, in the Minneapolis . Of them, 62 percent reported having a television in their bedroom. They found that those with a bedroom TV were more apt to watch it a lot, clocking four to five more hours in front of a television per week, the researchers said. Twice as many of the teens with a bedroom TV were classified as heavy TV watchers -- at least five hours a day -- compared to those without one.

Girls with a bedroom television reported getting less vigorous exercise, ate fewer vegetables, drank more sweetened beverages and ate meals with their family less often.Boys with a bedroom TV reported having a lower grade point average s well as eating less fruit and having fewer family meals, the researchers said.

Having a husband creates an extra seven hours of housework each week for women, according to a new study. For men, tying the knot saves an hour of weekly chores. According to an economist at University of Michigan's Institute for Social Research. "Men tend to work more outside the home, while women take on more of the household labor."

Times are a' changing in the American home. In 1976, women busied themselves with 26 weekly hours of sweeping-and-dusting work, compared with 17 hours in 2005. Men are pitching in more, more than doubling their housework hours from six in 1976 to 13 in 2005. Single women in their 20s and 30s did the least housework, about 12 weekly hours, while married women in their 60s and 70s did the most - about 21 hours a week. Older men pick up a broom more often than younger men. Single guys worked the hardest around the house, trumping all age groups of married men.

FTC: Your Rights: Credit Reporting

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The Federal Trade Commission (FTC), the nation's consumer protection agency, has prepared a brochure, Your Access to Free Credit Reports, explaining your rights under the FCRA and how to order a free annual credit report.

A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

When you order, you need to provide your name, address, Social Security number, and date of birth. To verify your identity, you may need to provide some information that only you would know, like the amount of your monthly mortgage payment.

A Warning About "Imposter" Sites

The FTC advises consumers who order their free annual credit reports online to be sure to correctly spell annualcreditreport.com, or link to it from the FTC's website to avoid being misdirected to other websites that offer supposedly free reports,but only with the purchase of other products. While consumers may be offered additional products or services while on the authorized website, they are not required to make a purchase to receive their free annual credit reports.

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Top 10 Consumer Complaints

According to the FTC, for the eighth year in a row, identity theft is the number one consumer complaint category. Of 813,899 total complaints received in 2007, 258,427, or 32 percent, were related to identity theft.

Consumers reported fraud losses totaling more than $1.2 billion; the median monetary loss per person was $349, the report states.