Gold Cash Back MasterCard credit card holders earn up to 1% cash back on their net purchases, based on their accumulated yearly dollar purchases, according to RBFCU’s website. RBFCU said since introducing the card in 1994, it has returned more than $30 million to members in cash back rebates.

“Our goal as a financial institution is to help our members save time, save money and earn money,” said Sonya McDonald, senior vice president of planning and market development for RBFCU. “With our card programs, we save our members money on high-interest rate payments, and we allow them to earn cash back on each purchase, which they can then use to stimulate the local economy.”

RBFCU’s members also receive cash back for using their debit cards — in February 2012, the credit union paid $6.6 million in debit card rewards, bringing its total amount of debit card reward payouts to $22 million since 2007, RBFCU said.

The 60-year-old credit union serves more than 410,000 members at 40 branches in Texas.