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The woman at number 1614 Savanna Drive was thought to be shy and retiring.

Neighbours had not seen her in their cul de sac on the edge of the town of Pontiac, in Michigan. Her family apparently found her hard to contact on the telephone. Even the Internal Revenue Service struggled to reach her to demand taxes.

Yet as long as her bills were paid by direct debit, no one seems to have been particularly troubled by the long silence of Pia Farrenkopf.

It was only after her mortgage payments lapsed that the sheriff’s department discovered a possible reason for