Get cash back for your business spending

5% CASH BACK

Earn 5% cash back on the first $25,000 spent in combined purchases each account anniversary year*

At office supply stores

On internet, cable and phone services

2% CASH BACK

Earn 2% cash back on the first $25,000 spent in combined purchases each account anniversary year*

At gas stations

At restaurants

1% CASH BACK

Earn 1% cash back on all other purchases &dash; with no limits on the amount of cash back you can earn*

REWARDS

Redeem for cash back, travel, gift cards and more — your points don't expire as long as your account is open.*

Count on powerful Ink benefits

EMPLOYEE CARDS

Add employee cards to your account at no additional cost. You can set individual employee spending limits for greater control and earn rewards faster.*

FRAUD ALERTS

In the case of unusual activity, Chase can notify you by phone, text or email. To make sure we have your contact information, please log into chase.com and click on the Change Mailing Address, phone and/or email link to edit your preferences.*

Chase Ink Business CashSM Offer Details

Earn $300 Bonus Cash Back

You will receive 30,000 bonus points with this bonus offer, which can be redeemed for $300 cash back. To qualify and receive your bonus, you must make Purchases totaling $3,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning Points

Cash Back and Points: “Cash Back rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1. Redemption values for other reward options may vary. You may see “Cash Back” in marketing materials when referring to the rewards you earn. How you can earn points: You’ll earn points when you, or an authorized user, use an Ink Cash business card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1% Cash Back: You’ll earn 1% Cash Back rewards for each $1 spent. This equates to $0.01 in Cash Back rewards, which is equal to 1 point, for each $1 spent. 2% Cash Back: You’ll earn 2% Cash Back rewards total for each $1 of the first $25,000 spent each account anniversary year on combined purchases in the following rewards categories: gas stations and restaurants (1% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). This equates to $0.02 in total Cash Back rewards, which is equal to 2 points, for each $1 spent. You may see “2X” in marketing materials to refer to the 2% Cash Back rewards total you earn for each dollar spent in these categories each account anniversary year. After $25,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1% Cash Back rewards for every dollar spent, with no maximum. 5% Cash Back: You’ll earn 5% Cash Back rewards total for each $1 of the first $25,000 spent each account anniversary year on combined purchases in the following rewards categories: office supply stores; internet, cable, and phone services (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). This equates to $0.05 in total Cash Back rewards, which is equal to 5 points, for each $1 spent. You may see “5X” in marketing materials to refer to the 5% Cash Back rewards total you earn for each dollar spent in these categories each account anniversary year. After $25,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1% Cash Back rewards for every dollar spent, with no maximum. We may offer you ways to earn bonus points through the program. You’ll find out more about the number of bonus points you can earn and any other terms at the time of the offer. How you can use your points: You can use your points to redeem for cash through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include gift cards and travel. When you use points to redeem for gift cards and travel, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs. Rewards Program Agreement: We will mail you a Rewards Program Agreement containing additional rewards program terms once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will be available online as well.

Employee Cards

If any of your employees are allowed to use your account, they will be authorized users and will have the same charging privileges as you unless you establish individual spending limits for them. You are responsible for any use of your account by you, an authorized user or anyone else that you permit to use your account. You are responsible for repaying all balances on your account. All correspondence, including statements and notifications, will be sent to you. By submitting this request to add a user to your account, you are confirming that you have a relationship with the individual(s) whose name and address you’ve provided, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent information or did not have such consent, Chase can close this account.

Alerts

Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures; and system capacity limitations. There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider.

Travel and Purchase Benefits

Complimentary travel coverage

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.***

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)***

Roadside Dispatch

If you have a roadside emergency, call l-800-847-2869 anytime to dispatch the help you need- anything from a tow or Jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.***

Built-in protection benefits

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.***

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.***

*** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

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