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Debt recovery has always been a critical issue when it comes to credit management. It proved to be a challenge for those financing institutions, whether public or cooperative, dealing with clients and customers from the rural farms. This book gave an insight on how such issue can be elucidated by tying in stakeholders of the credit arrangement. The study identifies the socio-economic characteristics of beneficiaries under Tripartite Agreement, analyse the efficiency of debt-recovery under Tripartite Agreement and study the role of loans in improving livelihood standard of the beneficiaries. It also brought to light the development brought by banks among the rural farmers and the dynamics of cooperative societies in tribal economy.