Our experienced team will help you find a great home loan for your circumstances. We'll even do all the leg work on your behalf - from application to settlement.

Call the Mortgage Choice team today on 9803 3040 for a no-obligation chat about how we can help you.

Your needs and plans are very important to us

We work with you to help you turn your ideas into reality. With so many lenders and loan types available, choosing a loan can be confusing.

But having the right loan is important no matter whether you're a first home buyer, upgrading, refinancing or purchasing an investment property.

Let us help you find your way through the home loan maze

We have access to hundreds of loans from over 20 lenders on our panel, including the big banks and speciality lenders. We will research and compare loans from our lenders to make sure we find the right one for you.

In essence, my job is to find suitable loan products for your needs, then let you make the final choice.

No cost to you

Our home loan service is free of charge to you because the lenders pay us after your loan settles.

Each lender pays different commission, but through the Mortgage Choice payment system, we get paid the same commission regardless of which home loan you choose, as long as it's a residential home loan with one of the 25 lenders on our panel. This ensures we’re focused on the right outcome for you.

Contact us today!

Call us today on 9803 3040 for a no-obligation chat about how we can help you to achieve your goals.

"We were extremely happy with the professional and friendly service from James and Teresa and because of their hard work got a great deal from our bank and a new investment property. We thoroughly recommend Mortgage Choice
"

R&M Fahey - Property Investor
Vermont South, VIC

"James and Teresa - They both act as professional and make the complicated process easy for anyone who is dealing with them. Any questions asked from them, they look into it and get back you with the answers in quick manner. Normally loan application takes long time but James and Teresa got finalized in 2-3 days for us. We will be happy to refer to them to our Friends and Family"

S&R Dutta - First Home Buyer
Dandenong, VIC

"We could not be happier with the service both James and Teresa have provided. After our first Broker dropped the ball we were put in contact with James who came out to us on a Sunday to sit down and go through our situation. He was very professional, made us feel at ease and explained the situation and was very clear on everything we needed to do. Teresa has been outstanding with communicating to us the process and has been there to answer any questions we had and also made us feel at ease with the process. Both James and Teresa have been excellent at helping us buy our dream home they are very knowledgable in there field and we would highly recommend them to everyone.
"

P Westall & T O'Sullivan - Upgrader
Rowville, VIC

"We had a great experience working with James and Teresa. From our first meeting to settlement of the house they were always willing to answer questions and made all financial matters easy to understand.
"

D Shinde & S Sachdeva (1) - First Home Buyer
Ringwood East, VIC

"Your service is outstanding, good advise. You made the process of dealing with financial institutions a walk on the park. I will highly recommend your services when the opportunity arises.
"

C & M Duran - Refinancer
Scoresby, VIC

"Thanks so much to James and Teresa for all the help they gave us in seeking the best home loan product that met or needs. The follow up and execution was brilliant. Very proactive, and made the whole experience for us so stress free. Professionalism at its best...."

K & A Dineen - Refinancer
Wantirna South, VIC

"I would personally like to thank James and Teresa for the excellent service they provided me throughout the process of obtaining my home loan. It is very daunting as a first home buyer with the dos and don'ts of buying and they helped me along every step of the way either by phone or email and answered any questions I had promptly and professionally. Thank you again.
"

R Taylor - First Home Buyer
Highett, VIC

"We are vary happy with James and Teresa with the help the did to as we are so happy with the good team like this people james and teresa Thank you very much James and Teresa. This message is form Achol and Deng. Big thanks again."

A Atem & D Kuir - First Home Buyer
Pakenham, VIC

"We have had the pleasure of working with James and Teresa on a few occassions with our home loan, refinancing and debt consolidation. On every occasion the experience has been wonderful and pleasant. Together they make the process which can usually be stressful for most, seem seamless for us. With their knowledge and advise we have been able achieve all that we have requested with our finances to get us through each milestone in life. We would highly recommend them to anyone! They definitely know their stuff and can provide a variety of options before you select what you feel is right for you. Thank you for all your wonderful work. We will definitely be contacting you again when we are ready to buy our dream home :)"

M & L Tran - Refinancer
Springvale, VIC

"I really liked working with James as He really explained every step of the mortgage process. He listened to my financial situation carefully and provided me with the best advice to secure my loan approval. I really credit him to help me all the way in this process and I would like to work with him in the future and refer to my friends.
"

M & S Ali - Property Investor
Doveton, VIC

"Thank you for your great advice and prompt attention to our needs, we look forward to dealing with you again for all our financial needs."

C & D Franes - Property Investor
Lysterfield, VIC

"Being a first home-buyer, I found my dealings with James & Teresa just fantastic. They both made my time in attaining a loan for my first home really simple and stress free. Their knowledge of the home-loan industry is excellent I would highly recommend them to anyone. I wish both James Bunning & Teresa Coates the very best for the future, Regards, Simon Preest."

S Preest - First Home Buyer
Dandenong, VIC

"We found both James and Teresa exceptionally helpful and always willing and available to answer any questions and offer helpful advice."

T & A Bailey - Property Investor
Rowville, VIC

"We have been clients of James's for more than ten years. A good example of outstanding customer service and support"

U & Y Samarappuli - Upgrader
Keysborough, VIC

"James and Teresa were absolutely amazing to work with from the start to the end. They were very helpful and knowledgeable providing us with many options and loan scenerios to suit out needs. Through out the whole process we were kept up to date via email and phone even taking our calls late at night to help us fill out all of the banks paperwork. They have helped us achieve our dream of buying our first home and we are very grateful. We have no hesitation in recommending their service to all of our friends and family! Once again thank you both for your help we really appreciate it!"

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Name*: Sam Smith

Email*: samsmith_mc@gmail.com

Phone*: 0444999999

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At Mortgage Choice, we're about helping people make better choices with their finances because we believe that making better choices leads to a better life. We do this via a national network of franchisees, including professional mortgage brokers and financial advisers. They are committed to empowering customers by sharing their expertise and offering solutions that are personalised to customers' individual circumstances.

The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This website has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances, before making any decision about whether to acquire the product. You can obtain a copy of the PDS by emailing homeloans@mortgagechoice.com.au or by calling 13 77 62. *Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories.#The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.~Not all brokers or advisers offer the products of all lenders or solution providers.^Opens 12/04/2018. Closes 12/6/2018. Drawn 1pm AEDT 13/6/2018 at the offices of Engage Australia Level 8, 56 Clarence Street, Sydney, NSW 2000. Winner(s) will be notified by phone and confirmed by email 13 June 2018. NSW Permit No. LTPS/18/23382. ACT Permit No. TP 18/00607. Full T&Cs click here.