Personal Line of Credit

*Annual Percentage Rate (APR) may vary and is based on the Wall Street Journal Prime rate plus a margin of 4.54%, 6.54%, 7.54%, 8.54%, or 10.54% depending on credit history. Rates are adjusted quarterly based on an increase or decrease in the "U.S. Prime Rate" as published on the last business day of each quarter (December, March, June, September) in the "Money Rates" column of The Wall Street Journal. Personal lines cannot exceed 18%. Rates, terms, and conditions subject to change.