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I am not sure if WW+R has an office in California, it may say whether or not they are licensed in California on the collection letter.

STEP 3: Change anything you need to, but try to keep this article as close to original as possible.

As discussed in Markets Concerns—Longer-Term Loans, consumers who take out covered longer-term loans typically have tried and failed to obtain other forms of credit before turning to these loans as a “last resort.

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