Your insurance options

Provides you and your family with financial security if you die or become permanently disabled.

Provides your family with financial security if you die.

Provides a replacement income if you are affected by an injury or illness that impacts on your earnings.

Eligibility

VicSuper FutureSaver members:
who has elected to activate their cover.

OR

who has had a balance of at least $6,000, is at least 25 year of age, and has had a contributions/rollovers in the last 16 months.

AND

under age 70 (TPD cover is not available to members who are aged 65 or over upon joining), legally permitted to reside and work for reward in Australia.

VicSuper FutureSaver member:
who has elected to activate their cover.

OR

who has had a balance of at least $6,000, is at least 25 year of age, and has had a contributions/rollovers in the last 16 months.

AND

under age 70, legally permitted to reside and work for reward in Australia

VicSuper FutureSaver member:
who has elected to activate their cover.

OR

who has had a balance of at least $6,000, is at least 25 year of age, and has had a contributions/rollovers in the last 16 months.

AND

under age 65, working either as a self-employed, a casual employee, a contractor with a contract with your employer of at least six months, or a permanent employee, and legally permitted to reside and work for reward in Australia.

Default cover

(Employeesaver members only)

6 units

(Up to $309,000
depending on your age)

(Employeesaver members only)

6 units

TPD cover is not available to new members joining after age 65.

(Employeesaver members only)

6 units

(Up to $3,000 per month)

With two-year benefit period and 90-days waiting period.

New member offer

Increase your cover with minimal health evidence if you are within your new member offer period.

Increase your death cover without having to complete lengthy forms or undergo medical tests, if you are within your new member offer period

Increase your cover, or change your benefit period to 5 years, or change your waiting period to 30 or 60 days, without having to complete lengthy forms or undergo medical tests, if you are within your new member offer period.