Current Rates

Scroll down to see our new rates on Money Markets, Savings, and CDARS and more!

Rates and Annual Percentage Yield are accurate as of February 20, 2018.

Certificate of Deposit (CD)

6 Months

Minimum Opening Deposit $10,000

Balance

$10,000 - $99,999

$100,000 - $249,999

$250,000 & Up

Interest Rate

0.43%

0.63%

0.70%

Annual Percentage Yield

0.43%

0.63%

0.70%

12 Months

Minimum Opening Deposit $10,000

Balance

$10,000 - $99,999

$100,000 - $249,999

$250,000 & Up

Interest Rate

1.11%

1.14%

1.20%

Annual Percentage Yield

1.12%

1.15%

1.21%

18 Months

Minimum Opening Deposit $10,000

Balance

$10,000 - $99,999

$100,000 - $249,999

$250,000 & Up

Interest Rate

1.29%

1.34%

1.40%

Annual Percentage Yield

1.30%

1.35%

1.41%

24 Months

Minimum Opening Deposit $10,000

Balance

$10,000 - $99,999

$100,000 - $249,999

$250,000 & Up

Interest Rate

1.40%

1.44%

1.60%

Annual Percentage Yield

1.41%

1.45%

1.61%

36 Months

Minimum Opening Deposit $10,000

Balance

$10,000 - $99,999

$100,000 - $249,999

$250,000 & Up

Interest Rate

1.51%

1.55%

1.90%

Annual Percentage Yield

1.52%

1.56%

1.92%

60 Months

Minimum Opening Deposit $10,000

Balance

$10,000 - $99,999

$100,000 - $249,999

$250,000 & Up

Interest Rate

1.69%

1.91%

2.25%

Annual Percentage Yield

1.70%

1.93%

2.28%

Money Market

Minimum Opening Deposit $5,000

Balance

$0.00 - $99,999

$100,000 - $249,999

$250,000 - $999,999

$1,000,000 - $2,499,999

$2,500,000 & Up

Interest Rate

0.15%

0.20%

0.25%

0.35%

0.50%

Annual Percentage Yield

0.15%

0.20%

0.25%

0.35%

0.50%

Checking with Interest

Minimum Opening Deposit $5,000

Balance

$0.00 - $24,999

$25,000 - $99,999

$100,000 & Up

Interest Rate

0.05%

0.10%

0.20%

Annual Percentage Yield

0.05%

0.10%

0.20%

CDARS

6 Months

(26-wk)

Minimum Balance

$100,000

Interest Rate

0.50%

Annual Percentage Yield

0.50%

1 year

(52-wk)

Minimum Balance

$100,000

Interest Rate

1.01%

Annual Percentage Yield

1.02%

2 year

(104-wk)

Minimum Balance

$100,000

Interest Rate

1.31%

Annual Percentage Yield

1.32%

3 year

(156-wk)

Minimum Balance

$100,000

Interest Rate

1.42%

Annual Percentage Yield

1.43%

5 year

(260-wk)

Minimum Balance

$100,000

Interest Rate

1.78%

Annual Percentage Yield

1.80%

Analysis Earnings Credit

Interest Rate

0.40%

Annual Percentage Yield

0.40%

Contact us to get started.

A copy of First Western Trust deposit account agreement is available upon request. The APY for CDs is based upon the maximum term of deposit for each maturity range. Penalty for early withdrawal on CDs. Checking, Money Market and Savings account fees could reduce earnings. The minimum initial deposit amounts apply to the following accounts; $5,000 Personal Checking with Interest and Personal Money Market; $500 Personal Savings; $100 Minor Savings; $10,000 for CDs; $100,000 CDARS. Rates and balance tiers for Personal Checking, Money Market, Savings and CDs are applicable as of the Effective Date and may change at First Western Trust's discretion.