By entering this website or purchasing or using Kristi Oen’s blog, e-mails, programs, services, and/or products, you are voluntarily agreeing to the terms and conditions listed below, and you are legally agreeing that you have read, understand, and fully consent to the terms below. If you do not agree to the disclaimer below or are not 18 years or older, STOP now, and do not use our website, blog, e-mails, social media, programs, videos, services, and/or products.

TERMS AND CONDITIONS

This website (the “Site”) is owned and operated by Kristi Oen. “kristioen.com” (“COMPANY,” “we” or “us”). The term “you” refers to the user of our website, blog, e-mails, social media, programs, videos, services, and/or products. These terms and conditions set forth are terms and conditions for use of our website, blog, e-mails, social media, programs, videos, services, and/or products.

Please read the following terms and conditions carefully. Kristi Oen reserves the right to change these terms and conditions without notice at any time, and by using our website, blog, e-mails, social media, programs, videos, services, and/or products, you are agreeing to the terms and conditions as they appear, whether or not you have read them thoroughly, or even at all.

Waiver of Liability and Release of Claims

You acknowledge and agree to, on your own behalf, and on behalf of your personal representatives, heirs, assigns, executors, administrators, and next of kin, as follows:

1. Except in the case of gross negligence or malpractice, you or your representative(s) agree to fully release and hold harmless Kristi Oen from and against any and all claims or liability of whatsoever kind or nature arising out of or in connection with your session(s).

2. You are at least 18 years of age, have not been declared mentally incompetent, and have voluntarily decided to participate in a spiritual guidance session and/or to receive a spirit message from Kristi Oen;

3. You have requested a spiritual guidance session and/or to receive a spirit message from Kristi Oen by and through your own free will, you are voluntarily participating in the spiritual guidance session and/or to receive spirit message, and you are accepting complete responsibility for your own medical, health, mental, emotional, psychological, spiritual and bodily well-being;

4. You understand that any spiritual guidance session and/or spirit message are not and cannot be used as a substitute for any type of medical, health, psychological, psychiatric, or professional counseling, therapy, or treatment;

5. You understand a spiritual guidance session and/or to receive a spirit message from Kristi Oen in which I am participating is purely for educational and informational purposes only, the accuracy of which cannot be verified and/or guaranteed and that session/messages once completed aren't refundable;

6. You understand that no clairvoyant, intuitive, psychic, medium, spiritual guide etc. can predict the nature, type, content and substance of any information which may be received during a spiritual guidance session and/or spirit message;

7. You understand that no clairvoyant, intuitive, psychic, medium, spiritual guide etc. is 100% accurate and there may be some things in the reading that do not seem to apply right now but could apply at a future date or may be inaccurate;

8. You understand that any information received during a spiritual guidance session and/or spirit message from Kristi Oen may be unpleasant, may evoke painful memories and may be emotionally difficult for you to receive;

9. You do on behalf of yourself, your assigns, executors, guardians and all other legal representatives, hereby release, discharge, waive and forever relinquish Kristi Oen, their agents, employees, officers, directors, employers and any other person associated with the aforementioned persons and entities, from any and all known or unknown claims resulting from, arising out of or in any way connected with information I may or may not receive during my voluntary participation in a session with Kristi Oen and further agree that under no circumstance(s) will you, or any other person associated with you as a result of your session or spirit message, attempt to present any claims against, prosecute, sue, seek to attach any lien for any purpose including satisfaction of a judgment or other judicial decree, to the property of Kristi Oen and her heirs and you hereby waive all claims, demands, compensation and all actions that you or anyone associated with you or any other participant in the session currently or hearafter may have for any injuries or perceived injuries or perceived or real losses you may suffer or believe to suffer because of or during your participation or involvement in a session or spirit message resulting from any actions, statements, answers to questions or omissions made by Kristi Oen or any person associated with Kristi Oen;

10. You understand and agree that in the event you bring any claim for damages against Kristi Oen or any person associated with Kristi Oen as a result of your actions, omissions, or other act, that you and/or your estate shall indemnify and hold harmless Kristi Oen and all persons associated with Kristi Oen from any and all claims, actions or damages, legal and otherwise made by you or anyone associated with you including the cost and expense, including reasonable attorney fees, associated with defending such actions or claims;

11. You understand that all information provided to you during your session/spirit message is confidential and shall not be disclosed except as required by law.

12. You agree that in the event you engage in any activity or make any decisions based on the information provided by Kristi Oen , you do so at your own risk;

13. In the event of a group class or reading, I grant to Kristi Oen, their successors, assigns and licensees the perpetual right to use, as Kristi Oen desires, all still and motion pictures and sound track recording and records which Kristi Oen may make of you or of your voice, and the right to use your name or physical likeness in or in connection with any group class or reading in which you have participated

14. You agree that Kristi Oen can use portions of any feedback sent to her after the session/spirit message as a testimonial using first name only and state/country and without revealing any specific information about the Session in order to protect the privacy of those she Works with;

15. You agree not to record or download any sessions or events onto any device, including such devices as cell phones, computers, digital recorders, etc. You also agree that if you listen to a recording or video of Kristi Oen, the above will also apply;

16. You have read this agreement and fully understand the legal consequences of remitting this agreement by clicking 'Accept' in the online store or by sending a copy to Kristi Oen by electronic email or website form or a copy sent by U.S. post or other non-electronic mail carrier by and in your own handwriting represents accepting and agreeing to all the conditions stated within this agreement document and includes a release of all possible liability of Kristi Oen and between yourself with Kristi Oen and between Kristi Oen and any other possible third parties;

17. You are signing (or submitting electronically by clicking 'Accept' which constitutes an electronic signature and is as binding as a physical signature) this agreement, disclaimer, liability release, and confidentiality agreement form by your own free will while fully comprehending what you are doing and the result and consequences of your actions;

18. You agree to receive occasional future emails from Kristi Oen with special offers, news and other information.

Intellectual Property Rights

Our Limited License to You. This website and all the materials available through it are the property of Kristi Oen and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws.

The content, layout, design, data, databases and graphics in this Program are protected by United States intellectual property laws.

If you purchase or access any materials through this Site, you will be considered our Licensee. For the avoidance of doubt, all content obtained through us is our property, and you are granted a revocable, non-transferable license for personal, non-commercial use only, limited to you only.

The trademarks and logos which are displayed on the Site materials and site are trademarks belonging to us. Any use including framing, meta tags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our express written consent, or permission granted herein.

For those trademarks and logos for which you are granted permission to use, the trademark incidia must be included at all times. Any preview call titles, program titles, program material titles, or any other title or information of ours bearing the trademark (™) symbol may not be used by you for any reason without our express written permission.

You may not use the Site or the materials available on or through this Site in a manner that constitutes an infringement of our rights or that has not been authorized by us.

Information You Are Prohibited from Sharing with Others: You, as a Licensee, you understand and acknowledge that the information obtained on or through this Site has been developed or obtained by us through the investment of significant time, effort and expense, and that this information is a valuable, special and unique asset of ours which needs to be protected from improper and unauthorized use.

When you enroll in or purchase any products or services, you expressly agree that you will not steal our content. Duplication, sharing, or uploading any information obtained in our files with others, or downloading or sharing information contrary to the limited license we have provided to you herein is considered stealing and theft, and we will prosecute theft to the full extent of the law.

Unless otherwise explicitly authorized in these Terms and Conditions, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material purchased or obtained on or through the Site, including social media, audio or video recording, or teleseminar call for commercial use, or for use in any way that earns you money.

You may not in any way use, copy, adapt or represent any of our material in any way as if it is yours or created by you.

However, you may from time to time, download and/or print Email Correspondence, Site pages, and/or blog posts for your personal, non-commercial use, provided that you give us credit by name, keep intact all copyright and other proprietary notices and, if used electronically, you must include the link back to the Site page from which the information was obtained.

By downloading, printing, or otherwise using the material from this Program for personal use you in no way assume any ownership rights of that material.

All rights not expressly granted in these terms or any express written license, are reserved by us.

Your License to Us. By posting or submitting any material (including, without limitation, comments, blog entries, photos and videos) to us via, including, but not limited to, the Site, email or social media, you are representing: (i) that you are the owner of the material, or are making your posting or submission with the express consent of the owner of the material; and (ii) that you are thirteen years of age or older.

In addition, when you submit or post any material, you are granting us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant that include the right to exploit any proprietary rights in such posting of submission, including, but not limited to, right under copyright, trademark, service mark or patent laws under any relevant jurisdiction. Also, in connection with the exercise of such rights, you grant us, and anyone authorized by us, the right to identify you as the author of any of your postings or submissions by name, email address, or screen name, as we deem appropriate.

You acknowledge that we have the right but not the obligation to use and display any postings or contributions of any kind and that we may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever.

Security

We take every precaution to protect our users’ information. When users submit sensitive information via the Program, all information is protected both online and offline.

However, due to the nature of the Internet, we cannot completely ensure or warrant the security of any information transmitted to us or through our services. Submitting information is done at your own risk.

We have security measures in place to prevent the loss, misuse, and alteration of the information that is obtained from you, but we make no assurances about our ability to prevent any such loss, misuse, to you or to any third party arising out of any such loss, misuse, or alteration.

Disclaimer

As a Licensee, you agree that you are using your own judgment in using the information provided on and through this Site, which is done at your own risk. You also agree to our full Disclaimer (click link to see full disclaimer).

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY US AND ANY THIRD-PARTY WEBSITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PROGRAM OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE PROGRAM MATERIALS OR ON THIRD-PARTY WEBSITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

You agree at all times to defend, indemnify and hold harmless Company its affiliates, their successors, transferees, assignees and licensees and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders and employees of each from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.

We accept no liability for any of the views, facts, opinions, or references in the Site whatsoever. You assume responsibility for using, or not using, any of the information in this Site and/or services, and you acknowledge that you are using it, or not using it, at your own risk. Information posted on this Site or linked to a third party website, expresses a perspective which may or may not necessarily reflect our views.

The content obtained on or through this Site is designed for non-medically trained individuals. We explicitly state that the information provided to you is not diagnosing or treating a health problem or disease, or prescribing medication or other treatment. We are not a doctor, medical health practitioner, psychologist, psychiatrist, therapist, or financial consultant and make no claims in this regard. Nothing contained on our Site or in our services is intended to be a substitute for the medical diagnosis or treatment that can be provided by your physician or another qualified health care professional. You always should seek the advice of your physician or another qualified health care provider regarding any specific medical condition.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO NEGLIGENCE, SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING ITS MATERIALS OR THIRD-PARTY MATERIALS MADE AVAILABLE THROUGH THE SITE, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE PROGRAM OR THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE PROGRAM AND THE SITE.

INFORMATION PROVIDED THROUGH THE SITE AND SERVICES IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. THE COMPANY MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY PURPOSE.

You acknowledge and agree that no representation has been made by the Company or our affiliates and relied upon as to the future outcomes that may be derived from the participation in our programs or services.

To the fullest extent permitted by law, we expressly exclude:

a. All conditions, warranties and other terms which might otherwise be implied by statute or common law;

b. Any obligation of effectiveness or accuracy; and

c. Other than as set out below, any liability for any direct, indirect or consequential loss or damage incurred by you in connection with this site or services, including by your use or inability to use any information obtained on or through the Site, any websites linked to this Site, and any material posted on the Site, social media, or in any other way through the products and services supplied by us or by others, including without limitation any liability for loss of income or revenue, loss of business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted time and for any other loss or damage of any kind, however and whether caused by negligence, breach of contract, or otherwise, even if foreseeable.

Your Conduct

You must not use our Site or social media in any way that causes or is likely to cause the Site or social media or access to it to be interrupted, damaged or impaired in any way. You understand that you are solely responsible for all electronic communications and content sent from your computer to us.

You must use the Site and social media for lawful purposes only. You must not use the Site and/or social media for any of the following:

a. For fraudulent purposes or in connection with a criminal offence or otherwise carry out any unlawful activity

b. To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful, defamatory, obscene or menacing, abusive, threatening, defamatory, objectionable, invasive of privacy, in breach of confidence, infringing of any intellectual property rights, or is otherwise injurious to third parties, or which consists of or contains software viruses or any other harmful or similar computer code designed to adversely affect the operation of any computer software or hardware, commercial solicitation, chain letters, mass mailings or any spam

c. To cause annoyance, inconvenience or needless anxiety

d. To impersonate any third party or otherwise mislead as to the origin of your content

e. To reproduce, duplicate, copy or resell any of our content in contravention with these Terms and Conditions or any other agreement with us.

Online Commerce

When you purchase anything from this Site, the information provided and obtained as part of the transaction, such as your credit card number and contact information, may be collected by both the third-party merchant and us. A merchant may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies. You agree to be financially responsible for all purchases made by you or someone acting on your behalf. You agree to purchase and use the Program for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You release us and our affiliates from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase or use of the services and products. You agree to only purchase for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information. For more information regarding a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, visit that merchant’s website and click on its information links or contact the merchant directly.

Termination

We reserve the right in our sole discretion to refuse or terminate your access to the Site, social media, or any other method of communication related to this Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the Site, social media, or other communications affected by such cancellation or termination. The restrictions imposed on you with respect to material received for services and products, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.

If you have any questions, please contact us at kristioen123@gmail.com

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Disclaimer

By entering this website or purchasing or using Kristi Oen’s blog, e-mails, programs, services, and/or products, you are voluntarily agreeing to this disclaimer, and you are legally agreeing that you have read, understand, and fully consent to the terms below. If you do not agree to the disclaimer below or are not 18 years or older, STOP now, and do not use our website, blog, e-mails, social media, programs, videos, services, and/or products.

For Educational and Informational Purposes Only. The information contained on Kristi Oen’s website, blog, social media, emails, videos, programs, services and/or products is for educational and informational purposes only, and is made available to you as self-help tools for your own use. While Kristi does connect with the world of Spirit and gains insight using her intuitive awareness, you acknowledge that she is supporting you in her role exclusively as a spiritual guide. Kristi Oen may provide information concerning, but not limited to, the maximizing of human health and happiness. What you decide to do with the information given to you, including the actions you take, is down to your own personal responsibility and choice. All sessions, readings, spirit messages and questions answered should at no time be regarded as legal, medical, financial, psychological or business fact and are subject to your own interpretation and judgment. Kristi Oen’s services are not a substitute for professional services and it is advised that you should seek advice from the relevant qualified expert.

Not Business Advice. The information provided in this website or through Kristi Oen’s blog, emails, videos, programs, services and/or products is for educational and informational purposes only. It is not intended to be a substitute for professional financial advice from your own tax consultant, accountant, or lawyer, or any other financial professional and is not to be relied upon in that manner. You are hereby advised to consult with your tax consultant, accountant or lawyer for any and all questions and concerns you have, may have, or hereafter have regarding any and all information presented by our website, programs or services pertaining to your specific financial situation. You agree that Kristi Oen is not responsible for the success or failure of your business decisions, the increase or decreases of your financial status or any other result of any kind that you may have as a result of information presented to you through our blog, emails, videos, programs, services and/or products.

Not Medical Advice. The information contained in this website or provided through our blog, emails, videos, programs, services and/or products is not intended to be a substitute for professional medical advice, diagnosis or treatment that can be provided by your physician, therapist, nutritionist, psychologist, psychiatrist or any other healthcare provider. Kristi Oen is not a medical health practitioner or mental health provider and she does not hold herself out to be one in any capacity. Rather, Kristi Oen serves as a guide who helps you through spiritual development.

Consult Your Physician or Health Care Provider. Kristi Oen’s intent is NOT to replace any relationship that exists, or should exist, between you and your medical doctor or other healthcare professional. Always seek the advice of your physician or another qualified healthcare professional regarding any questions or concerns you have about your specific health situation, possible or actual pregnancy, known or suspected food sensitivities or allergies, dietary restrictions, or any medications you are currently taking. Do not disregard professional medical advice or delay seeking professional advice because of information you have read on this website or received from Kristi Oen. Do not stop taking any medications without speaking to your physician or healthcare professional. If you have or suspect that you have a medical problem, contact your health care provider promptly.

Not Evaluated by the FDA. The information contained on this website or provided through our blog, e-mails, programs, videos, services, and/or products has not been evaluated by the Food and Drug Administration and is not intended to diagnose, treat, cure, or prevent any disease, or to be considered medical or psychological advice.

Personal Responsibility. Kristi Oen aims to accurately represent the information provided on our website, blog, e-mails, programs, services, and/or products; however, we make no representation or warranty that the information provided, regardless of its source is accurate, complete, reliable, current or error-free. Kristi Oen disclaims all liability for any inaccuracy, error or incompleteness in the content. Every effort has been made to present you with the most accurate, up to date information. You are acknowledging that you are participating voluntarily in using our website or blog or in any of the blogs, emails, programs, videos, services, and/or products, and you alone are solely and personally responsible for your results. You acknowledge that you take full responsibility for your health, life and well-being, as well as the health, lives and well-being of your family and children (where applicable), and all decisions now or in the future. The law varies by state and it is constantly changing and therefore it affects each individual and business in different ways. As a result, it is recommended to seek outside health care, psychological, financial, legal and/or any other type of professional counsel relating to your specific circumstances as needed.

No Guarantees. Kristi Oen’s role is to guide, support and assist you in your spiritual development. Your success depends on your own effort, motivation, commitment, and follow-through. Kristi Oen cannot and do not guarantee that you will attain a particular result, and you accept the risk that results differ by each individual. As with any your results may vary, and will be based on many variables, including but not limited to, your individual capacity, life experience, unique health and genetic profile, and level of commitment. You agree that Kristi Oen makes every effort to give you an accurate reading and that you understand that no intuitive is 100% accurate and you accept that some information received may not seem to apply at this time but could apply to future events or may not be 100% accurate.

Client Stories. Kristi Oen presents real-world experiences, testimonials, and insights about her and other people’s experiences for purposes of illustration only. The testimonials, examples, and photos used are of actual clients and results they personally achieved. Each client has approved these testimonials, examples, and photos for use in materials to speak to Kristi Oen’s program, service, and/or product capabilities, but they are not intended to represent or guarantee that current or future clients will achieve the same or similar results. Rather, these client stories represent what is possible with our programs, services, and/or products.

Assumption of Risk. There are sometimes unknown individual risks and circumstances that can arise during use of Kristi Oen’s programs, services and/or products that cannot be foreseen that can influence or reduce results. Kristi Oen is not responsible for your personal actions or choices before, during or after use of the blogs, emails, programs, videos, services, and/or products. You understand that any mention of any product, suggestion, or recommendation is to be taken at your own risk, with no liability on our part. You accept full responsibility for the consequences for your use, or non-use, of any information provided by Kristi Oen through any means whatsoever. Your use, or non-use, of this information, is at your own risk, and you absolve Kristi Oen of any liability or loss that you, your business, or your family or children (if applicable) or any other person, may incur from your or their use or non-use of the information provided. Additionally, you acknowledge that you are using your own due diligence and assessment of risk when it comes to making your own decisions and you are voluntarily making those decisions with the full awareness that there may be risk involved.

Under no circumstances, including, but not limited to negligence, shall anyone related to Kristi Oen, including but not limited to any shareholders, directors, officers, employees, successors be liable for any direct, indirect, incidental, special or consequential damages that result from the use of or the inability to use Kristi Oen’s website, blog, e-mails, programs, videos, services, and/or products even if advised beforehand of the possibility of such damages.

Kristi Oen does not assume liability for accidents, delays, injuries, loss or damage due to any act or default of any company, organization, or person engaged in rendering service or carrying out arrangements, tours, or educational sessions in any location, including but not limited to, private home, restaurant, company/business, or outdoor settings. In the event that you use the information provided through our website, blog, emails, programs, services, and/or products, we assume no responsibility.

You specifically acknowledge and agree that Kristi Oen is not liable for any defamatory, offensive, or illegal conduct of any other Website, Program, Product or Service participant or user.

External Links. Reference or links in this website, blog, emails, programs, videos, services and/or products to any other business or entity’s information, opinions, advice, programs, services, or products do not constitute our endorsement or recommendation. Kristi Oen is not responsible for the contents of any off-site web pages, companies or persons linked or referenced in this site. By using this website, blog, e-mails, or any of our programs, services, or products, you implicitly signify your agreement to all parts of the above disclaimer.

Release of Claims. Kristi Oen will not be held responsible in any way for the information that you request or receive through or on our website, blog, emails, programs, videos, services and/or products. In no event will she be liable to any party for any direct, indirect, special, incidental, equitable or consequential damages for any use of or reliance on this website or blog, emails, programs, videos, services, and/or products, including, without limitation, any lost profits, personal or business interruptions, personal injuries, accidents, misapplication of information or any other loss, malady, disease or difficulty, or otherwise, even if she expressly advised of the possibility of such damages or difficulties.

No Warranties. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE, THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, SERVICES, OR PRODUCTS INCLUDED ON THE WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, EQUITABLE, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES.

By using or purchasing any of Kristi Oen’s website, blog, e-mails, social media, programs, videos, services, and/or products, you implicitly signify your agreement to all parts of the above disclaimer.

If you have any questions about this Disclaimer, please contact Kristi Oen at kristioen123@gmail.com before using the website, blog, emails, programs, videos, services and/or products.

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Privacy Policy

PRIVACY POLICY CONSENT: USE OF THE DATA THAT YOU PROVIDE TO US, OR WHICH IS COLLECTED BY US ON OR THROUGH OUR SITE IS GOVERNED BY THIS PRIVACY POLICY. BY USING OUR SITE, YOU CONSENT TO THIS POLICY.

SUBMISSION, STORAGE AND SHARING OF PERSONAL DATA

WE MAY SEEK PERSONAL DATA INCLUDING YOUR NAME, E-MAIL ADDRESS, AND OTHER CONTACT INFORMATION, NAMELY WHEN YOU PURCHASE FROM THE SITE. BY YOU PROVIDING SUCH INFORMATION TO US, YOU GRANT US PERMISSION TO USE AND STORE SUCH INFORMATION. WE, IN TURN, WILL USE OUR BEST EFFORTS TO KEEP SUCH INFORMATION SAFE AND SECURE. YOUR INFORMATION IS STORED THROUGH A DATA MANAGEMENT SYSTEM. YOUR INFORMATION CAN ONLY BE ACCESSED BY THOSE WHO HELP MANAGE THAT INFORMATION IN ORDER TO DELIVER E-MAIL OR OTHERWISE CONTACT THOSE WHO WOULD LIKE TO RECEIVE OUR CORRESPONDENCE.

WE MAY DISCLOSE PERSONAL INFORMATION IF REQUIRED TO DO SO BY LAW OR IN THE GOOD-FAITH BELIEF THAT SUCH ACTION IS NECESSARY TO CONFORM TO THE EDICTS OF THE LAW OR COMPLY WITH LEGAL PROCESS SERVED ON US, OUR PARTNERS, SPONSORS, INVESTORS, OR AFFILIATES; PROTECT AND DEFEND OUR RIGHTS OR PROPERTY OR THOSE OF OUR USERS; AND ACT AS IMMEDIATELY NECESSARY IN ORDER TO PROTECT THE PERSONAL SAFETY OF OUR USERS OR THE PUBLIC.

NOTE THAT WHENEVER YOU VOLUNTARILY MAKE YOUR PERSONAL INFORMATION AVAILABLE FOR VIEWING BY THIRD PARTIES ONLINE, SUCH AS ON OUR SITE OR SOCIAL MEDIA, THE INFORMATION YOU SHARE ALSO CAN BE SEEN, COLLECTED AND USED BY THIRD PARTIES, AND THEREFORE, WE CANNOT BE RESPONSIBLE FOR ANY UNAUTHORIZED THIRD PARTY USE OF SUCH INFORMATION THAT YOU VOLUNTARILY SHARE.

PASSWORDS

TO USE CERTAIN FEATURES OF THE SITE, YOU MAY NEED A USERNAME AND PASSWORD, WHICH YOU WILL RECEIVE THROUGH THE REGISTRATION PROCESS. YOU ARE RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF THE PASSWORD AND ACCOUNT, AND ARE RESPONSIBLE FOR ALL ACTIVITIES (WHETHER BY YOU OR BY OTHERS) THAT OCCUR UNDER YOUR PASSWORD OR ACCOUNT. YOU AGREE TO NOTIFY US IMMEDIATELY OF ANY UNAUTHORIZED USE OF YOUR PASSWORD OR ACCOUNT OR ANY OTHER BREACH OF SECURITY, AND TO ENSURE THAT YOU EXIT FROM YOUR ACCOUNT AT THE END OF EACH SESSION.

YOU ARE NOT PERMITTED TO SHARE YOUR USERNAME AND/OR PASSWORD WITH ANYONE. IF WE LEARN YOU HAVE SHARED YOUR USERNAME AND/OR PASSWORD WITH ANOTHER PERSON, WE RESERVE THE RIGHT TO IMMEDIATELY TERMINATE YOUR ACCESS TO THE SITE AND SOCIAL MEDIA.

IT IS YOUR RESPONSIBILITY TO PROTECT YOUR OWN PASSWORD FROM DISCLOSURE TO OTHERS. WE CANNOT AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING FROM YOUR FAILURE TO PROTECT YOUR PASSWORD OR ACCOUNT INFORMATION. YOU ARE RESPONSIBLE FOR ACTIVITIES THAT TAKE PLACE USING YOUR PASSWORD(S) AND WITHIN YOUR ACCOUNT. IF YOU SHARE YOUR PASSWORD(S) WITH ANYONE, THEY MAY BE ABLE TO OBTAIN ACCESS TO YOUR PERSONAL INFORMATION AT YOUR OWN RISK.

BY USING OUR SERVICES AND SITE, YOU AGREE TO ENTER TRUE AND ACCURATE INFORMATION AS PART OF REGISTRATION OR OTHERWISE, IF YOU ENTER A BOGUS EMAIL ADDRESS, WE HAVE THE RIGHT TO IMMEDIATELY INACTIVATE YOUR ACCOUNT.

WE WILL USE OUR BEST EFFORTS TO KEEP YOUR PASSWORD(S) PRIVATE AND WILL NOT OTHERWISE SHARE YOUR PASSWORD(S) WITHOUT YOUR CONSENT, EXCEPT AS NECESSARY WHEN THE LAW REQUIRES IT OR IN THE GOOD FAITH BELIEF THAT SUCH ACTION IS NECESSARY, PARTICULARLY WHEN DISCLOSURE IS NECESSARY TO IDENTIFY, CONTACT OR BRING LEGAL ACTION AGAINST SOMEONE WHO MAY BE CAUSING INJURY TO OTHERS OR INTERFERING WITH OUR RIGHTS OR PROPERTY.

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