How To Use The Chart

Go to the Eligibility Year (ELY) column to find the year you reach age 62 or became totally disabled (if earlier). If your birthday is on January 1st, use the year before you reach age 62.

Go to the column that shows the number of years you paid Social Security tax on substantial earnings. The amount shown is the maximum your benefit can be reduced in your Eligibility Year because of the Windfall Elimination Provision (WEP).

Note: If your retirement benefits start after full retirement ageor your non-covered pension starts later than your eligibility year, the WEP reduction may be greater than the maximum shown in the chart.