Although it does not affect us, you may be interested to know that Vanguard has started offering mutual funds in Canada. https://www.vanguardcanada.ca/individua ... estors.htm However, only 4 funds are available at this time and they are active funds. The ER is low at 0.50%. The Canadian mutual fund companies are in for a tough ride with their super high ER.

Edit: Browsing its website, it seems that one cannot buy from them directly.

Edit: It seems TD Bank has competitive ER for index fund at 0.35%. I guess our friends at our Canadian sister site are familiar with this.