Don't worry about sending us your tax or insurance bills – we usually get a copy from your local property tax office and insurance company. If we do need you to send one to us, we’ll let you know.

Built a new home?

Property taxes are based on land value at first. They go up when your home’s value is taxed too. To plan, put extra money towards escrow early on. Call us to learn more.

Yearly escrow review

Property taxes and insurance premiums change over time. We review your escrow account each year to make sure you’ll have enough to cover these expenses. To help with any unexpected increases, you need to keep a minimum balance in your account at all times. It's calculated to not be more than 2 months of escrow payments.

During the escrow account review, we figure out how much will be in your account each month for the next 12 months. At its lowest point, if it’s projected to be: