Get an unsecured loan you can use for any purpose you wish. We have access to loans of up to £25,000 and as little as £1000. And the great thing about personal loans is that you don't have to own your home nor have perfect credit.

If you own your home then a secured homeowner loan allows you to borrow against the equity in your home. Often you can borrow more and at lower rates than with a unsecured personal loan. The average loan amount borrowed is around £25k to £30k, but we have lenders who could offer you much more (subject to your circumstances).

No Credit Checks*

No Credit Check Loans*

Unsecured Loans of £50 to £12,000

If you have a credit problem and are struggling to find the unsecured loan you need then a no-credit-check* loan may be the answer. While the lender will look at your file to make sure you aren't bankrupt or on an IVA nothing else in your credit file is relevant to the lending decision.

No credit scoring required

Instant enquiry response

No upfront charges

Can be paid within 24 hours

Multiple loan options

Why no credit check loans?

Because you:

have a very bad credit rating or no credit history (making borrowing difficult)

The way to borrow without a credit check* is for you to have someone who will act as your guarantor - someone (e.g. parent, relation, close friend) who knows you better than any credit check ever can.

We now have access to no credit check loans from multiple sources through a single enquiry form - and you'll get an immediate in-principle decisions. You can then continue using a lender's e-signature service. It has become possible to get a no credit check loan within 24 hours.

If you believe you can get a guarantor then, subject to affordability, you should be able to get a loan - it's that simple.

The guarantor simply confirms that they will pay off your debt should you fail to do so (electricity and gas companies have used the guarantor method for decades).

If right now you don't think you would be able to find a guarantor then consider this - over 10% of actual borrowers also initially thought they couldn't find a guarantor!!

You don't have to find your guarantor before you apply. That can be sorted out later.

For full details of our Guarantor Loans service or to apply for a loan visit our dedicated website - all the information you need to help you with your decision:

* the lender will look at your credit report simply to ensure you are not bankrupt or involved in an IVA. This search will be registered on your credit file. However, no other information in your credit file is relevant to the lending decision. No computerised credit scoring will be undertaken. Loans are subject to affordability checks.

No Credit Check Links

5 Star Service

When it comes to getting you your no credit check loan our service is second to none. In fact Solution-Loans.co.uk has scored4.6 out of 5 based on 214 ratings & 35 user reviews for its no credit check loans service.