"... In PAGE 6: ...services to small, relationship-based customers enough to increase the rate of new bank forma- tion? Such an outcome would be more plausible if a significant proportion of mergers shifted owner- ship away from small organizations or toward distant organizations. Table2 shows that mergers of this kind were indeed important in the 1990s, accounting for well over half of all merger activ- ity. The table reports the total amount of deposits acquired each year in two types of mergers: 1) those in which ownership of local deposits shifted from an organization with less than $1 billion in assets to an organization with more than $1 bil- lion in assets, and 2) those in which ownership of local deposits shifted to an out-of-market or out-of-state organization.... ..."

Table 4. A Comparison of molecular D/H ratios observed in our local ISM with those observed towards the Large Magellanic Cloud (LMC) and towards the Galactic Centre (GC).

"... In PAGE 7: ... Conversely, the Magellanic Clouds are thought to be significantly less processed than our own Galaxy and may have lower elemental abundances and a higher underlying D/H ratio. Table4 summarizes the observations of deuterium fractionation in these two regions and compares them with observations of our local ISM. The primordial D/H ratio is an important cosmological pa- rameter since it is related to the baryon density.... ..."

Table 3 Results of 80 localization experiments

"... In PAGE 10: ....2. Navigation toward target Ten trials of navigation toward target were per- formed from each starting location (left and right) in each of the four starting orientations (see Fig. 1), for a total of 80 trials ( Table3 , Section 2.... ..."