Expert Reviews

From the CompareCards.com Editorial Team

Expert Reviews of the Bethel College Credit Card

3.0

Regular APR

4.0

Intro APR

0.0

Fees

2.0

Benefits

3.0/5

Overall Rating

The Bottom Line

The graphics are cool looking, the APR is decent, and the balance transfer offer is very appealing. The rewards are mediocre, but there is no annual fee, so just consider the rewards you earn as icing on the cake.

The Good

There is no annual fee, and you earn one point per dollar spent on the card. You can redeem rewards once you accumulate at least $25 worth, for a cash credit to your account. Or redeem for travel, gift cards, merchandise, and more.

There is also a 0% introductory APR for 12 billing cycles on balance transfers.

The Not So Good

If you are actively enrolled as a student, your purchase APR will be 15.24%. For everyone else that APR is 12.24%. The APR for cash advances is 24.99%.

There is a balance transfer fee of 3% of the amount of each transfer or $10, whichever is greater – with a $250 maximum. The APR for cash advances is $10 or 5% of the transaction, whichever is greater. There is also a 3% foreign transaction fee.

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Highlights

New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*

You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.

Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.

Redeem your cash back for any amount, any time. Cash rewards never expire.

100% U.S. based customer service.

Get your FICO® Credit Score for free on monthly statements, on mobile and online.

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About Our Ratings

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

Excellent Credit

700 or Higher

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Good Credit

700 or Higher

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Fair Credit

Between 600 - 659

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Bad Credit

599 or Lower

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

No/Limited Credit

- - -

Credit cards for no credit are intended for those without an established credit score.