PHBP Compares the current law (ACA) with the House's and Senate's bills in the pdf below. The proposed changes in either the House or Senate bills are not expected to affect group health plans - although there is a provision in the Senate bill that would allow more latitude to States to waive requirements dealing with annual limitations and required coverage of "essential health benefits". There is general consensus that the group market will not be immediately affected, but it is uncertain what the longer term impact will be in States that choose to limit coverage through a waiver process.