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Our Financial Institutions

Personal Loans in Ahmedabad

Personal loan in Ahmedabad is provided by multiple financial institutions and NBFCs at a decent interest rate with the loan amount ranging from Rs. 25,000 to Rs. 25 Lakhs and a tenure period of one to five years. A personal loan does not require you to provide an asset as collateral as it is a type of unsecured loan. Unsecured Personal Loans in Ahmedabad are best suited for times of contingencies as the loan is provided instantly. Minimal documentation and processing time is taken for the loan approval process. Also, personal loans can help you save up some amount as the interest rates are lower than credit card rates.

People take a personal loan for various reasons such as medical emergencies, education, travel, and home renovation. No matter what the purpose is, a personal loan is an ideal choice to fulfill it because of its flexibility of usage. Since it is available within a short time, you can meet your immediate needs with no difficulty. Depending on your credit history and financial background, you can secure an online personal loan within 48 hours. If you decide to seek a personal loan yourself, it may take a longer time. However, when you contact IndiaLends, we complete the entire loan procedure within two days. You will get a low-interest personal loan in Ahmedabad with a flexible repayment period.

Ahmedabad is a fast growing city and has found a place in the list of smart cities to be developed by the Indian government. It a commercial hub with a large number of small and big companies. Ashok Leyland, Tech Mahindra, Bureau Veritas India, Xerox India are to name a few famous firms in the city. Further, major financial institutes are also operating with their full capacity in the city. Local people can avail attractive personal loan offers in Ahmedabad.

To get low interest personal loans, you need to fulfill the personal loan eligibility criteria of financial institutions. Financial institutions prefer loan applicants with a fair credit history. However, if you have a poor credit score for any reason, you can still find a loan but at a higher interest rate. You can increase your credit score over a period by proper credit management. Personal Loan in Ahmedabad is available for individuals who earn at least Rs. 20,000 per month. If your company is listed with a bank, it is a plus point but not a mandatory condition for a loan. You need to give the recent salary slips and salary account statement to prove your financial credentials. Apart from that, identity proof, address proof and PAN Card are other required documents to get a loan. Several other factors such as tenure of employment in current company and total work experience are also taken into consideration by banks and NBFCs in Ahmedabad.

IndiaLends offers free customer support to personal loan aspirants. You don’t need to pay any charges or commission to us. By using our services, you can easily avail a good loan offer meant for you. When you apply personal loan in Ahmedabad through us, you just need to fill up a simple form. We handle everything for you ranging from documentation to disbursal. Our experienced financial team takes care of your credit needs and finds a good personal loan offer for you. They evaluate your profile and match them against the eligibility criteria of various financial institutions. After the careful analysis of available offers, they pick the best proposal for you.

You can also check your personal loan eligibility by visiting our website. Moreover, we have an efficient personal loan EMI calculator which will help you get an idea of how much loan amount you should borrow. Further, you can also benefit from our free credit report service before applying for a loan which gives an in-depth analysis of your credit history.

Personal Loan: An Overview

A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use. It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.

How it Works

A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use. It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.

1

Registration

Apply online in less than 2 minutes

2

Quick Verification

We will review your application and give
you a decision within minutes

3

Loan Disbursal

Receive the loan amount within two days.

Find out your customized interest rate for a Personal Loan in Ahmedabad

A Personal loan is a form of credit offered by financial institutions for the borrower’s personal use. It is an unsecured loan and doesn’t require collateral as security or a guarantor to avail the loan.

Too Good…compliant and secured service, easy to apply for Personal Loan and well trained agents, they have all…Kudos to IndiaLends, way to go

4.0

Kamy Baluni

Thank you guys for understanding my problem and getting me a loan within two days. My mother’s treatment was scheduled on time and I felt relaxed all the while because of your trustworthy support and helping staff. May you achieve the best.

5.0

RK Mishra

Easy and effective way to get a personal loan. I had to fill a form on their IndiaLends App and they took care of the rest. Got the best Rate of Interest with less Processing Fee.

4.0

Maithili Irani

IndiaLends has a dedicated customer support team. I always had problems in getting my personal loan passed but I was not aware of the reason for it. Their agents advised me that I had low CIBIL score and told me the ways to improve it, which helped.

5.0

Frequently Ask Questions

Q.
How much can I borrow and for how long?

A.
You can get personal loans starting from Rs. 25,000 up to Rs.25 lakhs for 1 to 5 years.

Q.
Can I repay my loan early?

A.
Yes, you can pre-pay your loan as and when you want.

Q.
How does Indialends assess my credit worthiness and how long does this take?

A.
Each consumer wishing to borrow on the Indialends portal will need to go through a rigorous verification and credit assessment process. The assessment is based on information collected from various data sources like the application form, credit bureaus, bank statements, pay slips, verification reports, social media, etc.
The above process is automated and happens within seconds. Hence, you can get an approval shortly after you submit your application.

Q.
Why was my application rejected?

A.
The reason your application was rejected was because your credit profile did not match the criteria stipulated in the Indialends policy at the time. However, Indialends might be able to approve your application at a later date, if by then your credit file has improved or there have been changes in the Indialends credit policy.

Q.
What is my repayment schedule?

A.
Repayment of the loan will happen monthly on an EMI (equated monthly installment) basis where the amount will be calculated based on amortizing balance. One or two of the installments might be different which will depend on the timing of the loan.

Q.
What happens in the case of a missed payment or non-payment by a borrower?

A.
If the monthly payment for a borrower is delayed for any reason, a penalty fee and penal interest might be charged to the borrower.
The borrower’s credit file will also get impacted which will restrict him / her to get credit in the future. Legal action may also be taken against the borrower.

Q.
What information is shared with the lenders browsing through the profiles?

A.
Lenders will have the ability to view detailed profiles of the borrowers, information like financial information, employment information, etc. The personal information of the borrower remains protected as per our privacy policy.

Q.
How do I alter my loan request?

A.
Loan requests can only be cancelled prior to loan disbursal. In case you want to make any changes to your request please reach out to support@indialends.com. The support team will help you in making the modifications.

Q.
How can I make monthly payments?

A.
You can pay your EMIs using electronic transfer of funds, ECS.

Q.
How will you disburse the loan amount?

A.
Soon after the loan is approved, the funds will be transferred right into your bank account.

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a copy of the credit information with IndiaLends in the “as is” format. Please click on the link below to read and understand the important information
section below. ** This document is an electronic record in terms of the Information Technology Act, 2000, and rules made there under, and the amended provisions pertaining to electronic records.