I just wanted to create a celebration thread! While I am by no means "balling" I have reached the milestone of being debt free for the first time in my adult life. That means no loan, no credit card, no car note, no mortgage, nothing! I was inspired by one of the threads created on BHM years ago (by BFD or Talia I think?) who at that point celebrated being debt free herself.

It's taken me around two to three years of saving, consolidating my old loans and card payments into one big one which I had been paying what I could to make it. I also made sure that if I used my credit card I would pay it off each month in full as well as saved money each month which also went towards the final payment. I also got a small windfall from an unexpected source (they owed me big time tho ) which I used to clear the final small chunk). I just wanted to share with y'all since this board was a big inspiration for me in so many things. This kind of financial freedom was just a dream to me a few years ago and now I have finally realised it.

You cannot post new topics in this forumYou cannot reply to topics in this forumYou cannot delete your posts in this forumYou cannot edit your posts in this forumYou cannot create polls in this forumYou cannot vote in polls in this forum