Re: Oh myFICO...when do I get to be "Very Good"??

I feel your angst, so close yet so far.. I was anxiously awaiting a score bump today from paying down util from 11% to 4% and thus snatchng my piece of the Green pie, got the bump (yay!) in score to 723 so I'm still in the yellow, guess I can't complain though at least it's still going in the right direction.

Re: Oh myFICO...when do I get to be "Very Good"??

It's on the first page of the myFICO report. "FICO Score Summary" tab.

Ah - no wonder I didn't find it. myFICO report is outdated by about a month and I haven't refreshed the report since I'm waiting for a few updates/scorewatch alerts still. According to my pie chart, I'm in the orange with my little 636 still from April 11

Re: Oh myFICO...when do I get to be "Very Good"??

I've been trying to decide when to pull the trigger and pull the second report through SW...I was thinking of waiting until I saw another 9 points, or wait a month or two for that last late to get to the 1-year-from-deletion mark....

Re: Oh myFICO...when do I get to be "Very Good"??

Well, my lower utilization and higher credit limit got me 0 points AND I just took a hit for inquiries when I apped for CSP and AMEX BCP. So, now down 7 points from 720 to 713.

Wonder what will happen when my new car loan and CSP start reporting. I'm worried, think it's going to tank my AAoA. But, I don't have any immediate needs for credit so should be ok. I'll just garden for a while. (I was approved for the CSP but am still pending review on AMEX...fingers crossed.)

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