FNB Smart Spend Loans

FNB Smart Spend Loans are the ideal solutions to financial dilemmas. While some people have a household budget that they stick to regularly, sometimes life throws a couple of hurdles your way at the times you least expect it.

When unexpected events occur they may cause financial burdens. Having money available to address such financial dilemmas isn’t always possible. First National Bank is a leading financial institution that has acknowledged such challenges for ordinary South Africans.

FNB Smart Spend Loans have been designed to create efficient and affordable solutions for individuals in need of financial assistance.

Available from R1000 to a maximum amount of R150 000, FNB Smart Spend Loans offer convenience and simple financial solutions. With up to 60 months to repay the loan, clients are offered the convenience of paying repaying the loan at a comfortable pace.

The loans are available to individuals between the ages of 18 and 65. Loan amounts granted are also dependent on your individual profile and affordability.

What are the benefits of FNB Smart Spend Loans?

FNB is an institution that aims to provide their clients with quality and unique services. The Take-a-break facility in January was introduced to offer clients a break following the festive season. The bank realises that many people in the South African market struggle with financial obligations at this time of the year.

You can qualify for this loan whether you are an FNB customer or not.

There are no penalties for early repayments of the loan.

As an existing FNB customer you are able to benefit from lower interest rates.

Credit insurance is included.

What do you need to apply?

Valid South African ID

1 months’ payslip

3 months’ bank statement for non-FNB customers

Proof of residence

Have a minimum monthly take home pay of at least R700 after all deductions.

To apply:

Complete an online form on the website www.fnb.co.za or call 0860 100 762