The redemption of Points for Fee will be administered by American Express within 3 business days.

Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Fee request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Fee will be administered solely by American Express within 3 business days and cannot be reversed. Points for Fee is not redeemable for cash via Credit balance refund.