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Become a Member

Who Can Join Chattanooga Federal Employees Credit Union?

Our primary field of membership is all federal employees living in the greater Chattanooga area and their family members. In addition, there are several employer groups who have asked us to serve their employees. Once you become a member, you’re always a member! You can retain your membership even if you later move or change employers.

Individual Membership

You become an owner of the credit union with your membership. Because of the cooperative effort of all members, your credit union offers several advantages over other costly financial institutions. Your membership is effective as long as you maintain a $25 minimum Share Account balance. Even if you change employers, you will still be eligible for membership. A Share Account, representing shares of ownership, is your primary credit union savings account and is opened with your membership.

Family Membership

Membership is open to immediate family members of eligible members. Immediate family is defined as any relative by blood or marriage or legal adoption or legal guardianship.

*APY = ANNUAL PERCENTAGE YIELD. APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED. WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM CHATTANOOGA FEDERAL EMPLOYEES CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE, WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF CFECU.ORG.