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California vs TrumpCare

Changes being made by the Trump Administration with regard to the ACA (ObamaCare) are not going over well in California. To date, the administration has extended short-term health insurance to 12 months, eliminated the tax penalty for not having compliant health insurance, allowed for the creation of AHPs (Association Health Plans) and floated the idea of decreasing the MLR (Medical Loss Ratio) from 80%.California is insistent that the ACA and Covered CA will be the marketplace.There are currently several bills on the Governor's desk awaiting signature to thwart the changes made by the Trump Administration.Senate Bill 910: Would prohibit insurers from selling, renewing or offering short-term health plans in California.Senate Bill 1108: Would allow California to seek waivers from the federal government to increase enrollment in Medi-Cal, the low-income health care program. It would also ban the state from requiring anyone on Medi-Cal to work in order to receive benefits. Kentucky this year attempted to add work requirements to the state’s Medicaid program, but a judge blocked the action.Senate Bill 1375: Would prohibit individuals from forming “association health plans,” which are not required to comply with Obamacare coverage mandates.Assembly Bill 2499: Would require health plans to spend at least 80 percent of premium dollars on health care. The Trump administration has floated increasing the ratio insurers are allowed to spend on profits and administrative care.Davewww.davefluker.com

Anthem Blue Cross (CA) announced this morning that they will be adding the SilverSneakers Fitness Program to California Medicare Supplement Plans A, F, and N. The added benefit will begin on January 1st, 2017.

Once approved for release into the market, more states have been added to the list as existing and new members in our marketed plans will enjoy the value-added benefits of the SilverSneakers Fitness program at no additional cost!
Effective January 1, 2017, California members in our marketed plans will enjoy SilverSneakers, too.
The program offers members their choice of paths to better health. For those who enjoy a traditional workout setting, SilverSneakers offers access to more than 13,000 fitness locations across the country, including use of classes and guidance from a Program AdvisorTM. In addition, for those who can’t get to a fitness center, SilverSneakers Steps® kits focus on at-home or on-the-go general fitness, walking, strength training or yoga. And if that is not …

Anthem Blue Cross (CA) has announced that they are releasing a new Medicare Supplement (Medigap) Plan for California residents. The plan will be available beginning January 1st, 2018.

'Innovative F' will offer benefits not covered by a Medicare Supplement base plan. These will include a hearing benefit (exam, fitting and allowance) and a vision benefit (exam, lens co-pay and allowances for frames and contact lenses).

Anthem states that the Innovative F will have a very competitive premium rate. Innovative F will include the Silver Sneakers fitness program and will be eligible for the Plan F 'new to Medicare' $20 per month first year discount.