I, the undersigned, have received
the sum of $____________________________from (hereafter referred to as
the "Investing Partner"), to be used for business purposes. I obligate
myself to utilize these funds in a manner which I believe will generate
profits. Any profits realized or losses sustained shall be shared equally
between the investing partner and myself.
Any claim of loss must be verified
through the testimony of two qualified witnesses in, and under conditions
acceptable to, an Orthodox Jewish court of law. Any claim regarding the
amount of profit generated by these funds shall be verified under solemn
oath, before and under conditions acceptable to, an Orthodox Jewish court
of law.
It is agreed that if I return
the above-mentioned principal to the investing partner, together with an
additional ____________________________________________________ as payment
for his share of the profits which are generated, then I will not be required
to make any further payment nor willi be required to make an oath.
I am obligated to make this payment
on or before___________________. If payment is not made by this time, the
terms of this Iska shall continue. I have received one dollar from the
investing partner as payment for my services during the term of our partnership.
In the event of any conflict between
the terms of this Iska agreement and the terms of any other agreement signed
by the two parties in regard to these funds, the terms of this agreement
shall prevail.
This agreement shall follow the guidelines
of Heter Iska as explained in Serer Bris Yehudah. It is agreed that any
dispute which may arise in connection with this agreement shall be submitted
before _________________. Judgment rendered by the aforesaid authority
may be entered in any court having jurisdiction thereof.

Dated __________________________

Signature of the Recipient ________________________
Signature of the Investor _________________________

Witnesses:
In witness whereof the above-mentioned parties have entered into this
Heter Iska agreement on this _________________________________day of ______________________________
Signature of Witness ______________________________
Signature of Witness ______________________________