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From boats to travel trailers to horses, no matter what you’re hauling, make sure to avoid these common towing mistakes. You’ll enjoy your trip much more and so will the people driving behind you.

1. Not knowing your ratings

Your tow vehicle (the vehicle doing the towing) can only carry and haul so much weight. Overloading your tow vehicle, trailer, or both can cause a whole host of problems like failing brakes, broken suspensions, overheated transmissions, or blown-out tires. None of these things make for happy campers, and some can be very dangerous.

Remember to look up your vehicle’s tow ratings before you attempt to tow anything and make sure your hitch system matches your vehicle’s towing specs. All of the following numbers need to be checked and complied with. Your tow vehicle’s specs are generally listed in your owner’s manual and on the sill of your driver’s-side door. Your trailer’s unloaded weight (along with its weight ratings) can be found on its Vehicle Identification Number (VIN) plate.

Gross axle weight rating (GAWR): the amount of weight a single axle can safely bear. It’s important to know this value for both your tow vehicle and your trailer.

Towing capacity: the amount of weight your vehicle can pull.

Tongue weight: the amount of the trailer’s weight that is borne by the trailer hitch. Ideally, this should be about 10 percent of the total trailer weight. Too much tongue weight will make your vehicle’s steering less responsive. Too little and the trailer might sway. Tongue weight can be measured using a specialized scale (available at trailer supply shops).

If you’re having trouble estimating the combined weight of your trailer plus cargo, take the loaded trailer to a vehicle scale at a nearby weigh station or truck stop.

2. Not checking the local regulations

A ticket is nobody’s idea of a great vacation souvenir, so remember that towing laws and restrictions vary from state to state. While most states require taillights on your trailer and safety chains that connect the trailer to the tow vehicle, some states also require special braking equipment or additional side and rearview mirrors.

States also differ on their maximum towing speeds, the maximum trailer width, and the number of vehicles you’re allowed to tow. So be sure to know the laws, not just for your home state, but for any state you might pass through.

3. Forgetting to put on the brakes (and the wires)

The added weight of the trailer gives your vehicle extra momentum, which means it takes longer to reduce your speed. For this reason, many states require trailers over a certain weight (usually 1,500 lb.) to be equipped with a separate braking system. Trailer brakes not only improve control, but also will stop the trailer if it gets separated from the tow vehicle. The 2 types of trailer brakes are electronic (which are attached to a controller in the tow vehicle) and surge (independent hydraulic brakes that are activated by momentum). Not all jurisdictions allow surge brakes, so check your local laws.

Because cars behind you can’t see the lights on your tow vehicle, federal law requires trailers to be equipped with brake lights, taillights, turn signals, and reflectors. These are powered by a connector that hooks up to your vehicle’s electrical system. Make sure your wires are taut enough not to drag on the road, but loose enough not to disconnect during turns.

4. Loading your cargo improperly

If your trailer is off-balance, it will be difficult to control. Make sure cargo is distributed evenly, with about 60 percent of the total weight in front of the axle (but not too far forward). Secure cargo items to prevent them from shifting and keep the overall center of gravity low.

5. Forgetting you’re towing a trailer

No matter how strong or nimble your tow vehicle is, it’ll be less responsive once it has a trailer behind it. Since you won’t be able to accelerate, turn, or brake as fast, you’ll want to look further up the road and give yourself extra time and space to change lanes or slow down. It’s also a good idea to do some short practice drives before heading out on your big trip.

6. Not checking tire pressure

If you haven’t taken your trailer out for a while, there’s a good chance the tires need inflating. Driving a fully loaded trailer with underinflated tires is very dangerous — underinflated tires produce more friction, which can lead to blow-outs and possible rollovers. Be sure to check the tire pressure on both your tow vehicle and your trailer before you go (and while you’re at it, check the tires themselves for signs of wear).

Check your coverage capacity

One safety precaution you should always take is having adequate insurance. If your tow vehicle is insured, you can get basic liability coverage for your trailer under your auto policy. But travel trailer insuranceoffers much broader coverage, including total loss recovery, personal effects replacement, funds for lodging if your trailer is damaged, and even a full-timers package (if you live in your trailer year-round).

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about Ellen

Ellen has spent many years as a professional wordsmith, helping to shed light on such topics as world travel, cargo pants, and the porosity of bath tiles. As a freelance copywriter for Esurance, she brings her boundless curiosity to the world of insurance. Outside work, she can be found cheering on the San Francisco Giants, hiking in the Oakland hills, and (barely) resisting smuggling penguins home from Antarctica.