Loan Officer

Delhi,
Delhi-NCR

Job Description

Any Graduate with 0 -3 years of experience , Age between 21 to 28 years
Must have two wheeler
Carries out the pre and post-loan activities related to the Individual loans, -acquisition of new clients and maintenance of renewal clients, financial analysis, presenting the loan applications to the Sanctioning Committee, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.
Provides a quick and timely service to the clients, making sure that the client's expectative are fulfilled whenever is possible.
Makes a close follow up of the disbursed loans, especially of the ones not paying on time Loan Utilization Check

Company Description

There were many microfinance institutions active in rural India, but very few served...India’s urban population. To bridge this gap, Ujjivan focused on the urban poor. This is a fast growing segment that is relatively new to India’s microfinance industry. Our surveys and interaction with the urban poor show that they are exposed to enormous contingencies and are required to share their meagre resources with neighbors, friends, relatives and colleagues. Hence, there is a tremendous amount of bonding and affinity among them. We have also found that, contrary to popular belief, the urban poor are a stable population. Therefore, the significant difference between the urban and rural population is the lack of time and availability of space in cities.Read full description