How You Earn a Pension
Vesting Service
Pension and Bonus Credits
Pension Credits Earned Before the Pension Plan Started
Pension and Bonus Credits Earned During Disability
Pension and Bonus Credits Earned During Military Service

If You Leave Work
Break in Service
Break in Service Rules Do Not Apply to Some Situations
Return to Work After Military Service
Maternity/Paternity and Family and Medical Leave
Temporary Disability Due to Injury and Illness

If You Become Disabled
Disability Pension Eligibility
Disability Pension Calculation
Receiving an Early Pension While Waiting for a Disability Pension
Social Security Disability Benefits

In the Event of Death
If You Die Before Pension Payments Begin
If You Die After Pension Payments Begin
If Your Spouse or Beneficiary Dies
Social Security Death Benefits

Applying for a Pension
Application Procedures
When Benefits Begin
Assignment of Benefits Not Allowed
Qualified Domestic Relations Order
If Benefits Are Denied
Benefit Payment to an Incapacitated Person