Lines of Credit

For the business owner looking for short-term, working capital and seasonal borrowing, we offer lines of credit.

Term Loans

Term loans are perfect for businesses considering long-term, capital asset or equipment purchases.

Construction Loans

For the business owner looking to build, our commercial construction loans are interest only.

Commercial Mortgage Loans

We offer commercial mortgage loans for real estate term financing. They are perfect for businesses looking to purchase real estate.

SBA Loans

First National Bank of Michigan has teamed up with the Small Business Administration to help expand your business. The SBA offers several programs which may be utilized for asset, real estate and business purchases; short- or long-term working capital and more. Feel free to stop in or contact your local FNBM commercial banker to determine if an SBA guaranteed loan is a step in the right direction for your business.