Virgin MoneyCredit Cards Review

Compare Virgin Money Credit Cards
Compare Virgin credit cards – read our review and compare the features and benefits available from Virgin Money. We can help you to make an informed decision and find a credit card that suits you.

Virgin credit cards offer a great way to manage your money, giving you access to funds while allowing you to benefit from great features.

You can now earn Velocity Points with Virgin credit cards, allowing you to be rewarded for you spending. Alternatively, if you're not much of a traveller then you may be happier to choose the no annual fee card.

Advice

Exclusive offer - $64 annual fee for the first year!
Buy a seat on Virgin Blue with the new Virgin Flyer Credit Card and Virgin will give you a second complimentary seat on the flight, up to 4 times a year. Every year. All you have to do is cover the credit card booking fees!!

Introductory Offer

Balance Transfer Rate:

0% p.a. for 6 months

Balance Transfer Fee:

N/A

Purchase Rate:

0% p.a. for 6 months

Annual Rates

Balance Transfers:

20.74% p.a.

Purchases:

20.74% p.a.

Cash Advance:

20.74% p.a.

Annual Fee:

$129 - $65 off in 1st year = $64

Standard Features

Credit Limit:

$6,000 - $100,000

Interest Free Days:

Up to 44 days

On-Line Banking:

Yes

Approval Criteria

You are over 18 years of age.

You have a good credit rating.

You have an annual Income of $35000 p.a. or more.

You are a permanent resident/citizen of Australia

You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)

Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Credit Card Benefits

Exclusive offer - $64 annual fee for the first year, that’s a saving of $65.

Earn up to 15,000 bonus Velocity Points – 7,500 points when you apply for a new Virgin Flyer Credit Card and make a retail purchase. And an additional 7,500 Points when you spend $5,000 within 3 months of card approval. That’s a total of 15,000 bonus Points!!

Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.

You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)

Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Credit Card Rewards

0% p.a. for 18 months on balance transfers. Earn 3 bonus Velocity Points on top of your standard earn rates per $1 spent on Eligible Transactions in your first 3 months from card approval. Annual fee refund in your first year if you spend $1,000 per month on eligible purchase for the first 6 months from card approval (reverting to $129 annual fee thereafter).

Advice

Exclusive reduced flights offer when you and a friend travel together on Virgin Australia domestic Saver fares up to 4 times a year!

Introductory Offer

Balance Transfer Rate:

0% p.a. for 6 months

Balance Transfer Fee:

N/A

Purchase Rate:

0% p.a. for 14 months

Annual Rates

Balance Transfers:

20.99% p.a.

Purchases:

20.74% p.a.

Cash Advance:

20.99% p.a.

Annual Fee:

$129

Standard Features

Credit Limit:

$6,000 - $100,000

Interest Free Days:

Up to 44 days

On-Line Banking:

Yes

Approval Criteria

You are over 18 years of age.

You have a good credit rating.

You have an annual Income of $35000 p.a. or more.

You are a permanent resident/citizen of Australia

You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)

Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Credit Card Benefits

Fraudshield protection and Visa Zero Liability Insurance

Optional CreditShield Edge

Travel Accident Insurance and Concierge

Great Customer Service

Credit Card Rewards

Earn 1 Velocity Point per $1 spent up to $1,500 per month, then 1 Velocity Point for every $2 spent.

Redeem points for flights with Virgin Australia and international partner airlines giving customers flights to over 400 destinations. Plus a range of non flight redemption options such as car hire, accommodation gift cards and other goods.

Advice

Get up to 80,000 bonus Velocity Points - Simply spend $3,000 per month on eligible transactions in the first 5 months and receive 16,000 velocity points each month.
Exclusive reduced flights offer when you and a friend travel together on Virgin Australia domestic Saver fares up to 4 times a year!

Introductory Offer

Balance Transfer Rate:

0% p.a. for 15 months

Balance Transfer Fee:

N/A

Purchase Rate:

N/A

Annual Rates

Balance Transfers:

20.74% p.a.

Purchases:

20.74% p.a.

Cash Advance:

20.74% p.a.

Annual Fee:

$289

Standard Features

Credit Limit:

$15,000 - $100,000

Interest Free Days:

Up to 44 days

On-Line Banking:

Yes

Approval Criteria

You are over 18 years of age.

You have a good credit rating.

You have an annual Income of $75,000 p.a. or more.

You are a permanent resident/citizen of Australia

You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)

Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Credit Card Benefits

Get up to 80,000 bonus Velocity Points - Simply spend $3,000 per month on eligible transactions in the first 5 months and receive 16,000 velocity points each month.

Earn 1 Velocity Points per $1 spent, up to $8,000 in a month, then 0.5 Velocity Points per $1 spent!

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