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Though it’s a little bit of a puff piece, this is a pretty cool concept. Final has created a credit card that allows you to create an unlimited number of virtual credit cards to provide to online merchants, e.g., Amazon, Netflix. You can have one virtual card for each online merchant. If your card gets…

Following its year-long “Cad-coin” experiment (conducted in conjunction with the R3 consortium), Canada’s central bank determined that there are still “many hurdles to overcome” before DLT could reliably be deployed as the technology “underpin[ning] an entire wholesale payment system.”

The Financial Stability Board (FSB) and Committee on the Global Financial System produced a paper on the risks and benefits presented by innovative credit offerings and markets. The report [full text] is the FSB’s latest in a series of studies aimed at “assessing the impact [of] fintech developments on the global financial system.”

Fintech innovations began in the back office but have since had the most impact on front-office functions, such as loans, mobile payments, and asset-management. “It is transforming banking as we know it,” says one fintech executive. Because of its decentralized model, fintech poses unique challenges for regulators, according toReuters, which also reports that Mizuho Financial…

Nasdaq and Citi are partnering to utilize blockchain technology to expand and improve cross-border and private company securities payments. Source: Nasdaq, Citi using blockchain for securities payments | American Banker

A dozen years after it pioneered the technology, the company now says any bank or credit union using RDC is infringing on its innovation. Source: USAA wants banks to pay it for remote deposit capture | American Banker Isn’t this the same way drug dealers get their clients hooked?

The creators of a top “altcoin” are building privacy features for JPMorgan’s blockchain platform. Source: Worlds collide: JPM works with team behind anonymous crypto Zcash | American Banker This is a well written and well-cited article. If you study the article and make use of all the hyperlinks, you will have learned a lot.