*Annual percentage yield (APY) accurate as of March 1, 2019. A minimum of $100 to open account. Rate tiers are as follows: Rewards Rate 0.75% APY applies to balances of $.01 - $9,999.99 and .10% APY paid on balances over $10,000 as long as qualifications are met each qualification cycle. Base Rate .05% APY will be earned on all balances if qualifications are not met. All balances will earn 0.75% APY to .10% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.

**ATM Refunds up to $4.99 each and $20 per cycle when qualifications are met.

***Electronic Statements are available by logging on to your On Line Banking monthly, you must provide us with a valid email address for notifications.