3 Social Security Disability Facts You Should Know

Social Security disability benefits is a complex program. It is not uncommon for those applying for social security disability benefits to be ill-informed of how the program works. As an Aurora disability lawyer, we find that those who are denied disability benefits can sometimes be lacking proper knowledge of the program and its complexities. Our first step at The Law Offices of Jeffrey A. Rabin & Associates, is to make sure that our clients applying for benefits understand Social Security disability benefits before we move into the details of their claim.

As your Aurora disability lawyer, we think it is important that you know these 3 facts about the Social Security disability program.

Social Security disability insurance (SSDI) is coverage that workers earn: Social Security disability is an insurance program under which workers earn coverage for benefits, by working and paying Social Security taxes on their earnings. The Social Security disability insurance program benefits disabled workers and their dependents. When an individual can longer work due to disability, the disability program is there to replace some of their lost income.

The Social Security Act defines disability very strictly: The definition of “disability” is where Social Security disability gets tricky. Eligibility rules for SSD differs from those of private plans or other government agencies. The Social Security administration does not offer temporary or partial disability benefits, like workers’ compensation. To receive disability benefits, the person must meet the definition of disability according to the SSA. A person is disabled under the Act if he or she can not work due to a severe medical condition that has lasted, or is expected to last, at least one year or result in death. This medical condition must prevent the individual from doing work that he or she did in the past, and prevent the person from adjusting to other work.

Social Security disability payments are modest:In 2015, the Social Security program paid an average monthly disability benefit of $1,615. This payment is barely enough to keep the beneficiary above the poverty level in 2015 – $11,670 annually. However, for most beneficiaries, disability payments represent the majority of their income. These modest payments can make a huge difference in the lives of people who no longer work. It allows

Need more help understanding your Social Security disability claim? Our experienced Aurora disability lawyers can make the difference. Contact us today for a free case evaluation.

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Law Offices of Jeffrey A. Rabin & Associates, Ltd., serves clients in Chicago, Des Plaines, Naperville, Aurora, Joliet, Rockford, Cicero, Elgin, Evanston, Arlington Heights, Schaumburg, Wheaton, Libertyville, Winfield, Waukegan, Cook County, Lake County, DuPage County, Will County, McHenry County, Kane County, Kendall County, DeKalb County, Boone County and throughout the Chicagoland area and Illinois.