Employee Benefits

SECURITIES OFFERED THROUGH PROEQUITIES, INC., A REGISTERED BROKER-DEALER, MEMBER, FINRA & SIPC. M EMPLOYEE BENEFITS IS INDEPENDENT OF PROEQUITIES, INC. NO PART OF THIS COMMUNICATION SHOULD BE CONSTRUED AS AN OFFER TO SELL ANY SECURITY OR PROVIDE INVESTMENT ADVICE OR RECOMMENDATION. SECURITIES OFFERED THROUGH PROEQUITIES, INC. WILL FLUCTUATE IN VALUE AND ARE SUBJECT TO INVESTMENT RISKS INCLUDING POSSIBLE LOSS OF PRINCIPAL.