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Taking a gap year? Make sure you have the right insurance

Gap years have never been more popular and with this in mind adventure travel company, True Traveller has developed a specialist Gap Year and Backpacker insurance site, adventuretravelinsurance.co.uk. The site offers great value policies for travellers, keeping prices low by stripping out unnecessary cover, but making sure that key elements like medical repatriation and helicopter evacuation is included.

True Traveller True Value policy for Adventure Travellers, Backpackers and Gap Year Travellers, has been designed to be flexible for backpackers unlike many other policies. For example, True Traveller policy can be renewed if your insurance has expired or even taken for the first time if you are abroad and the policy can be extended to cover trips over 12 months.

Benefits also include cover for those who need to break their journey and return to the UK at some point during their trip, say for a wedding or family emergency, before continuing on, which isn’t covered by the majority of insurance companies. The policy also includes cover for gap year travellers who want to work or volunteer whilst abroad and there is also an option to buy one way travel insurance.

Premiums start from £217.50 for a 12 month backpacker policy, although single and multi- trip insurance is also available and many adventurous activities are covered as standard including trekking to 2000m, but a range of others such as black water rafting, hiking above 2000m and bungee jumping can be included with the “Adventure Pack”, an optional add on for just £24 on the standard policy.