Adjustable Rate Mortgage (ARM)

Great if you plan to stay in the home short-term or you are comfortable taking the risk of rising interest rates down the road. Most ARMs begin with an initial fixed rate for a certain period of time and then adjust up or down according to the index on which it is based after the fixed period ends.

Choose from a 3/1, 5/1, 7/1, or 10/1 ARM 30-year mortgage

Keeps your mortgage payment low initially

May be eligible to convert to a fixed rate mortgage later

Only one rate adjustment during the life of the loan

15/15 Adjustable Rate Mortgage (ARM)

Combines the low rate of a 15-year loan with the stability of a fixed rate mortgage.

Purchases or refinances

Only one rate adjustment during the life of the loan

Up to 97% Loan-To-Value

30-year amortized payment

VA Loans

This is a fixed rate mortgage available to eligible service members and veterans.

Backed by the Department of Veterans Affairs

Up-to 100% financing, meaning no down payment.

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