Why Join the Baptist Pension Scheme

Financial provision for when you retire

Cover for your dependants if you should die before retirement

Income protection should you become too ill to work (Ministers and Staff Sections only)

Tax free cash lump sum on retirement - you can usually take up to 25% of your pension fund as a tax-free lump sum, although this means you will receive a smaller regular retirement income. This is the current position but tax rules may change in the future.

Monthly employer contributions which are a fixed percentage of your pensionable salary.

No tax to pay on your contributions. Your tax will be calculated after your contributions have been taken from your pay.