I graduated from college May 2008 and had a job offer October 2007. I was thrilled to know that I was going to be able to begin work the summer after graduation! I was recruited to as an Executive Team Leader-Hardlines also known as a retail manager. This began the journey of managing and developing people, crazy customers (especially on Black Friday) and of course how to shop!

So let's jump right into it beginning with my new favorite addition to the target Team....the DEBIT CARD!

Target Red CardTarget and Nordstrom are the only two retailers who offer the debit card as an option to their consumers. I have both and I love it. When the associate gives her 30 second spill during your check out process give them a chance to finish. The debit card allows you to use your own funds and is connected to your checking account. Every transaction used on your Red card will save you 5% on your purchase. I love that there is no annual feel and 1% of my purchase will be donated to education. Having a red card also gives you an additional 30 days to make returns and free online shipping.

Be very clear that you only want the debit card. You should also know that the Debit card transactions are usually delayed so be aware of the amount of funds in your checking accounts to avoid insufficient funds.

Markdown ScheduleEvery retail store has a mark down schedule and they are not shy about it! If you have a favorite store and you want to be the first to get your hands on that shirt you've been eyeing but it was the price was to high you might want to consider becoming friendly with one of the employees or asking for their markdown schedule! Don't worry about asking for Target's I am providing the schedule below! You're welcome!

PLAY THE NUMBERS GAMEPay attention to the numbers after the decimal on the clearance tag.

PRICE MATCHDo your research before you arrive to the store or on your mobile device while shopping! Target has a great price matching policy. You can review details on their policy here

SHOP THE ENDCAPSThe endcaps are the located at the front and the end of the aisles near the aisle number.Front endcaps -Displays new items or items currently on sale pictured in the circularBack endcaps - Includes the same as above and will also in clearance items.