After my interview on FOXbusiness.com yesterday with Jenna Lee, Connell McShane and Dagen McDowell, it was clear from the e-mails that there are many people dealing with catastrophic issues in paying their mortgages and, of great concern, many are waiting on government intervention to solve the problem.

Although we hope to have answers and helpful solutions tomorrow as to what the government plans to do, there will still be a period of time to enact those policies. From my experience, that takes some time - something many people do not have.

Therefore, I feel those struggling should continue to take steps in the interim to prepare so as to alleviate their situation. For those who are in those situations, here are some simple steps to get started.