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The Movement Takes Off: The State of the Children's Savings Field 2017

The Children’s Savings Account (CSA) movement continued to spread across the country in 2017. CSA programs provide long-term savings or investment accounts with incentives to help children build savings for the future, typically for postsecondary education. Last year, CSA programs launched in places as diverse as Queens, New York, and Poinsett County, Arkansas, showing that CSAs resonate with people from different areas of the country. Based on Prosperity Now’s annual CSA Program Survey, this document offers a snapshot of this expanding field, illustrating the similarities and differences in CSA program models.

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Earning a college degree is a critical pathway to social and economic opportunity for many Americans. But as the price of college continues to rise and become more unaffordable, paying for tuition and living expenses using family income and wealth alone is a challenge for too many low-income students.