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September 2018 Liquor Liability Insurance Policies

Take a look at some of the liquor liability insurance policies Hospitality Insurance Group wrote in September 2018 including the type of coverage included, insurance discounts applied and a glimpse at the total insurance premium.

Type of Establishment

Restaurant

City, State

Springfield, MA

Coverage Limits:

CP $151,000 BPP and $370,000 BI; GL: 1M/2M; LL: 1M/2M

Total Sales:

$881,334

Liquor to Food Sales Ratio:

39%

Endorsements:

Hired and Non-Owned Auto and AI on GL; GL A&B and PD on LL

Discounts Applied:

Alcohol Awareness Training

Member of Restaurant Association

Elite Discount

Total Premium:

$9,359 Total; CP: $1,862; GL: $2,436; LL: $3,562; EL: $1,499

Type of Establishment

Bar

City, State

Greenville, NC

Coverage Limits:

$1M/$1M/$2M

Total Sales:

$1.1M

Liquor to Food Sales Ratio:

84.6%

Endorsements:

No

Discounts Applied:

Alcohol Awareness Training

Member of Restaurant Association

Total Premium:

$13,200 (LL)

If you are an Independent Insurance Agent, click here to learn more about working with Hospitality Insurance Group to provide liquor liability insurance to your customers.