My name is Cheryl and I'm a single mom in Michigan. I need to replace the roof of my house. My insurance is being canceled unless I do so. Are there grants or financial assistance for me to replace the roof of my house?

1 answer

There are a few options for financial assistance to replace a roof in Michigan. Take a look at these and try to get as local as possible in your help. Federal agencies often distribute funds to state and local governments that are better equipped to provide direct assistance to individuals.

The Michigan Property Improvement Program provides resources for qualified borrowers to take out loans for home improvement. It's not a grant but they screen lenders to avoid scams. There's a community agent list so you can get in touch with someone for your county. That person may also know other resources for you so be sure to ask!

Michigan also has a State Emergency Relief fund which has funds for low-income households facing non-chronic issues. This program looks more focused on furnaces, hot-water heaters, and septic systems but there may be help for roofs. You can start the application process and identify other benefits program through the Michigan Bridges website.

On a personal note, when I bought my first home, the roof was in poor condition. And the home insurance I first applied for was denied. My real estate agent suggested trying a couple other insurance providers and sure-enough, AAA was able to cover the house. Try asking other home insurance agencies whether they are willing to insure you.