medical insurance policy

For new policies, there is a 30-day waiting period from the date of policy inception. During this period, the insurance company will not reimburse hospital charges. The exception is when emergency hospitalization occurs if there…

Yes, almost all health insurance policies include cashless treatment. With some public sector general insurance companies you can get discounted premium if you opt out of it but people prefer to keep it. Cashless facility…

The procedure for claiming for emergency hospitalization involves the following steps: admission into hospital, informing TPA as quickly as possible, on discharge day paying hospital bills and gathering original bills, documents and reports and finally,…

Although both Health insurance and Mediclaim protect against medical expenses, health insurance is more comprehensive and offers greater flexibility. Health insurance can be taken by groups/individuals to avail cashless treatment or reimbursed medical expenses. It…