**TOTAL CC DEBT: $13,708.91 Didn't get much debt paid off. The difference is I did pay off a doctor bill and a visa that I don't use anymore, but added the Care Credit and Amazon Visa. I did make big progress in the Art Van area, and expect to pay off the Art Van and Care Credit with my income tax return check. That will help in focusing my debt to the remaining four, Discover, Wamu, Freedom and Amazon.

*TOTAL PAID ON CC DEBT: $6,024.61

**GRAND TOTAL SPENT FOR 2011: $40,557.28

Well, my expenses outweigh my income by $2,443.09, which explains why I have no emergency fund left. I will rework my budget to make sure I do better in 2012. Absolutely need to look at cutting back in lots of different categories.