The State’s Exchange, known as Covered California, will offer four different health plan levels - platinum, gold, silver or bronze - that provide a range premiums and benefit levels. There will be Advanced Premium Tax Credits (APTC) to help offset the cost of health insurance for families under 400% FPL and additional savings through Cost Sharing Reductions (CSR) for families under 250% FPL. The private health insurance companies that will be available in San Mateo County are Anthem, Blue Shield, Chinese Community Health Plan, Health Net and Kaiser Permanente. More Info on the Covered California Website