1.First cook the rice then leave it to cool.
2.Take 1 tsp oil in a pan and heat it, add the mustard seeds, curry leaves, sliced chillies and chopped ginger and remove immediately.
3.Add cold water to the cooked rice so that the rice is submerged in the water.
4.Add the fried ingredients and the curd to the cooked rice.
5.Add salt to taste.
6.Stir well.