Join Us!

Why become a member?

Benefits of Membership

Killarney Credit Union is your credit union, owned by you the members and decisions are made by elected members who volunteer on the board of directors.

There are no fees or transaction charges in using the services of the credit union.

We offer a variety of product discounts for members of the credit union.

We offer a range of competitive loan rates.

We have 3 branches locally and are open when you need us.

You receive a competitive yearly dividend on member's shares.

You can pay into your savings or pay off your loan by salary deduction without calling in.

We offer Loan Protection and Life Savings Insurance at no direct cost to eligible members

Members have full access to their account online through www.killarneycu.ie.

By using your credit union BIC/IBAN you can transfer funds directly to your credit union account from your current account.

Security of savings through the credit union's fidelity bond, and through the Irish League of Credit Unions' Savings Protection Scheme. Savings are also guaranteed up to €100,000 under the Government Guarantee Scheme.

Avail of a range of discounts on insurance products through KCU Affinity Scheme.

We provide a fast, efficient, confidential service, which is open 6 days a week in our Beech and Park Road branches.

Individual/Joint Membership

Individual Membership Requirements

Under the Criminal Justice (Money Laundering & Counter Terrorist Financing) Act 2010 to open a standard account in a financial institution including Killarney Credit Union you must have up to date records on file such as:

Photographic ID:

Current driving license,

Current passport

National photographic ID card

ML10 form from Gardai with picture.

Proof of Address:

A letter from Revenue/ Government Dept/ local authority

Bank/ Credit Card Statement

Utility Bill

Household/ motor insurance cert

Proof of PPS Number: (Personal Public Service Number) on official document

Membership fee of €0.65 is needed to open the account. €6.35 is required to keep the account activated.

To open an account, please bring all documentation into the branches and staff will be happy to assist you.

Guide to membership

Click the icon below to download a PDF with further information.

Group Membership

Groups, Clubs and Societies are eligible to join Killarney Credit Union and enjoy all the benefits that credit union membership brings.

A lot of clubs and societies open accounts with us. Some use it for fundraising, others use it for the club’s/society’s administration.

How can I open a group/society account?

You will need a properly authorised mandate/resolution seeking an application for membership, and giving details of who is authorised / designated to sign on the account being opened. Download a copy of the mandate here.

There has to be a minimum of 2 signatories on these types of accounts.

• Application form for membership to be completed by the authorised /designated signatories with confirmation of signatures for withdrawals to be completed. Copy of the mandate/resolution to be attached to application form. Details of the authorised signatories positions in the Group/Society and their signatures to be completed.• ID required for each signatory.• Photo ID (Passport/Drivers Licence) and proof of address (Bank Statement/Utility Bill/Revenue letter dated in past 3 months) required for each signatory.

Mandate

A completed mandate/resolution must be completed for membership, and giving details of who is authorised / designated to sign on the account being opened. Copies of the mandate are available in branch or here.

Junior Membership

The habit of saving is best started early. So if you’re under 16 and would like to start saving or you’re a parent/guardian and would like to start for someone, we have a special option for you.

At Killarney Credit Union we actively encourage children to save. We offer a wide range of saving options for children through schools and in Killarney Credit Union.

Grandparents, parents and guardians can lodge funds to Childrens Accounts but only a parent/guardian can withdraw funds.

Child/Minor Account

If you wish to open an account for your child, please bring all documentation into any of the branches.

New Born Accounts

All new born accounts opened, get a free €20.00 lodged to their account. So no excuse, not to join today! New born accounts are from 0-2 years of age. Account has to be kept open until the age of 7 years or the €20.00 will be withdrawn from the new born account.

Schools Savings Scheme

We offer a school savings scheme in a number of schools in South Kerry. These include

Cullina N.S

Fossa N.S

Firies N.S

Coolick N.S

Kilcummin N.S

Anabla N.S

Tiernaboul N.S

Lissivigeen N.S

Gael Scoil Faithleann NS

Presentation Monastery NS

Loughquittane NS

St Olivers NS

Realt na Mara, Tuosist

Tullaha NS, Bonane

Cahir NS, Kenmare

These schools are visited regularly by CU staff and accounts are opened by staff and money collected. If you are a school and want a school savings scheme, please contact Karena in Killarney Credit Union.

Information guide on junior accounts

Click the icon below to download a PDF with further information.

Our Common Bond

Eligibility Criteria

To be eligible for membership of Killarney Credit Union, you need to be working or living in the following areas

In addition: A person shall be treated as having the qualification required for admission to membership of the credit union if they are a member of the same household as, and is a member of the family of, another person who is a member of the credit union and who has a direct common bond with those other members.

Loans

Have you been thinking about joining the credit union for a while? Well, now is the time to act! We are looking for new members to be part of our South Kerry credit union community. Young or old, we welcome all ages to join us.

Click to learn more…

Our Current Accounts service is coming soon and we would like your feedback. Click here to take part in our survey!