Resources For

New / Prospective Employees Guide Me

Overview

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

Choose a program to begin:

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

Long Term Care

Can I continue coverage I currently have under another non-Federal plan?

You cannot convert individual coverage you currently have to coverage under the Federal program. This is true even if your current coverage is offered by the same carrier that provides coverage under the Federal Long Term Care Insurance Program (FLTCIP).

To participate in the FLTCIP, you still need to apply for coverage and be approved. Your premiums will be determined by your age at the time of application and the options you select. The FLTCIP is medically underwritten, which means you will be asked questions about your medical history. Certain medical conditions or combination of conditions will prevent some from being approved for coverage. If you choose to apply for FLTCIP coverage, do not cancel any other long term care insurance coverage you have until your new FLTCIP coverage goes into effect.