Heartworm in Cats:

Heartworm in Dogs

Financially an impact but of course can’t forget the impact on the pet – pain, disease, etc.

Other thing we have to have a plan for is how to take care of unexpected.

Because most veterinary hospitals are not in the position to turn themselves into loan institutions, “trust me till next Friday”, or ‘can’t you just bill me” is usually not going to be sufficient. Small businesses who rely on the payment for their services to keep up with labor costs, supplies, etc.

Credit card rewards, Care Credit, Automatic Debiting, but what if it’s not there? Having a third party help pay!

Pet Insurance:

Don’t endorse any particular one, but strongly advise you to check them out and discuss with your veterinarian on ones they have experience with.

Many will have a deductible or co-pay, or will have you pay for services and then reimburse you for what they cover. Some have turn-around times of a week or less.

Understand what it covers ahead of time! Preventive care, major medical, inherited problems.