Auto Loans

No matter what you’re buying, financing your new or used car with Veridian is the easiest part of the process. Apply for preapproval with the No. 1 auto lender in Iowa* before you shop or simply ask for Veridian financing at the dealership. Schedule an appointment with one of our loan experts.

Vehicle Refinancing

Veridian strives to help our members increase independence and improve quality of life by offering our Mobility Accessible Vehicle Loan. This loan, with terms up to 72 months and financing up to 150% of the vehicle retail value, helps cover expenses due to mobility-increasing equipment, along with financing the cost of the vehicle.

&smashp; APR = Annual Percentage Rate. Rate effective 10/1/18. Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments using your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. For a $15,000 auto loan with a term of 60 months and 3.74% APR, the monthly payment will be $275. Fixed APR for up to 60 months with 10% down. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. All loans subject to approval. See Veridian for details.

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Locations in Iowa and Nebraska to serve you.

As a credit union, we're organized differently than other financials. Veridian is a not-for-profit financial cooperative owned by our members. That means all the net earnings are returned to members in the form of lower loan rates, higher savings, and low-to-no fees. Veridian is also governed by a volunteer board of directors who are elected by our members. Each member has one vote in the election for our board regardless of how much money that individual has on deposit.