A guide for your financial journey.

When you recall life’s great periods of
growth or great experiences, chances are there was some sort of coach, mentor,
teacher, or guide to show you the way, to point out crucial details you would
have overlooked, and to support and encourage you to stay the course; someone whose experience and wisdom gave you
the confidence to take on any challenge.

Your
financial life journey has highs and lows, twists and turns, successes and
setbacks. In times of transition, we act as your trusted guides to help you
think through the financial implications of the change, as well as help making
informed decisions instead of purely emotional ones. We provide the kind of
financial leadership that leads to a more confident life.

Management for life's home runs and curve balls.

Cure for the Fly-By Plan Advisor

We’ve seen a situation where it took a chance encounter on an airplane for a company executive to finally meet their company's retirement plan advisor after working there for 3 years! We believe this is totally unacceptable our team strives every day to give plan participants the attention and service they expect and deserve.

Misperception of Wealth Management

Many people’s perception of “wealth management” is that of a pure focus on financial services. But with our team, the personal service is truly focused on our client’s life goals. We develop long-term plans to provide financial safeguards for them and their family, and work with them to navigate their financial future.

Too Busy, Scattered and Uncoordinated

Many people manage their own finances for long periods of time, but success can bring added complexity. By knowing a client’s entire picture and coordinating their advice with their other professional advisors, we can help arrange all the moving parts in a way that they typically can’t do themselves. We tell our clients to tell their family “If something happens to me unexpectedly, just call Horizon."

It’s More than Money

We take a deep interest in our clients’ entire lives and families rather than just their accounts, asking how their kids, grandkids or aging parents factor into their long term plans – questions they usually haven’t been asked by their previous advisors.

Overcoming Inertia

We help people overcome their anxiety about their financial situation by helping them take the first step. We strive to make the process so clear and simple, to lay out a path and reduce the friction of making progress.

Money Matters are Emotional

When people are in the middle of unexpected job transitions, we help them work through the financial aspects, as well as their worries and anxieties they have about money and the future. While having knowledge and experience with financial matters is extremely important and expected, one of the most valuable things we do is help people identify their emotions around their finances and then give them confidence that they are on the right path.

Join the Team

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Securities and advisory services offered through Cetera Advisors LLC, member FINRA, SIPC. Cetera is under separate ownership from any other named entity.

This site is published for residents of the United States only. Registered Representatives of Cetera Advisors LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the contact the representative(s) listed on the site, visit the Cetera Advisors LLC site at www.ceteraadvisors.com.