SmartBuyer™

Sign up for HomeAdvantage®. Find your dream home. Save big.
Plus, 3 lucky members who register with HomeAdvantage by March 31, 2019 will win an iPad®!*
Your new home awaits (and hopefully your new iPad, too)

Stop Dreaming and Start Owning

Recently married? Graduate college? Or just tired of renting? A SmartBuyer™ loan is the smart way to buy your first home. With a low down payment and flexible income and credit guidelines, you’ll get into the home of your dreams in no time.

You'll enjoy:

Easy qualifications and fast approval1

Flexible down payment options (as little as 3%)

No mortgage insurance required

Earn an average of $1,545 in Cash Rewards when you work with a HomeAdvantage® agent.

Learn More

Disclosure

HomeAdvantage® program is made available to you through a relationship between BCU and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using BCU for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. BCU may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you. States and/or major metropolitan areas included in the HomeAdvantage program include: AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KS, MA, MD, MI, MN, MO, NC, NH, NM, NV, NY, OH, PA, TX, VA, WI, and WV. New cities, states and real estate agents continuously join the program. If you do not see the area you’re interested in, contact HomeAdvantage at 800-203-9014. Terms and disbursement of cash rewards vary by state. HomeAdvantage® is a registered trademark of CU Realty Services, LLC. HomeAdvantage® is a registered trademark of CU Realty Services, LLC.

1All loan applications are subject to a full underwrite and require verification of income, assets, employment and rental history if applicable. All loans are also subject to final credit approval, which includes verification of application information and receipt of collateral documents. This offer applies to owner-occupied residential properties only. (Single family homes, condos and townhomes). To qualify, you must demonstrate that you haven’t owned a home in the last three years. Loan not available in Puerto Rico.