Payments app Venmo has had some success with its colorful lineup of debit cards that allow users to access those Venmo funds in the real world, and now they are upping the ante a bit with a new rainbow-colored version of the popular card.

In today’s video, Adam reviews the Capital One Platinum Mastercard, a credit card that really should be ashamed of itself for suggesting there is anything “platinum” about it — yet a card that does have redeeming qualities for people that are building or rebuilding their credit and want an unsecured credit card from a major bank to use as a stepping stone on their credit journeys.

If you can fit two separate Choice Hotels stays into your plans by April 26, 2019, you’ll score the equivalent of a free night (8000 points) in a new promotion for Choice Privileges loyalty program members.

The promotion starts February 26. For every two stays completed by April 26, you’ll get 8000 reward points. There is no limit on the offer, so if you can really cram some extra stays into that short window, you could earn more than one free night.

Marriott is rolling out the promotional materials to introduce their Bonvoy rewards program, and you have to feel for the poor actors who have to keep yelling “Bonvoy” as if it’s a real word. Check it out:

Wyndham Hotels announced today a revamp of its Wyndham Rewards program, going away from its simple and popular rewards formula of 15,000 Wyndham points equaling a free night at any Wyndham property. Instead, free nights will soon be in three point tiers: 7500, 15,000, and 30,000 points. According to Wyndham, approximately one-third of the program’s hotel portfolio—nearly 3,000 hotels—is expected to move to the 7500 point tier while only about 200 properties will move into the new 30,000 point tier. The devil is in the details, however — have most of Wyndham’s most desirable properties just doubled in cost?

A new sweepstakes offering a grand prize of 500,000 United Airlines MileagePlus miles just hit my inbox. California Casualty Insurance is the company actually sponsoring the sweepstakes, officially titled the “Win Half-A-Million Miles” Giveaway.

Updated February 15, 2019 (PayPal Cashback Mastercard added to the list.) – These days, when you apply for a credit card, you want to know in an instant if you are getting the approval or not. Below we’ve made a list of cards that offer an “instant decision” on your credit card application — these cards do not guarantee you’ll get an approval in an instant, but they will try to accept or reject you while you wait, often in less than a minute:

American Express Credit Cards – All of the consumer cards offered by American Express have this message on the application page online: “Get a decision in as little as 30 seconds.” Pick the American Express card that fits your needs and you’re likely to get a decision on approval instantly. Cards include the Blue Cash Everyday Card and more.

Bank of America Credit Cards – All of the Bank of America online credit card applications have this message indicating an instant decision: “Complete your application and get a response in as little as 60 seconds.” Offers a range of reward cards including the Cash Rewards Mastercard, plus other choices.

Amtrak announced today a buy one, get one free sale for nationwide travel taking place between March 25, 2019 and July 29, 2019. Tickets are one sale now and must be purchased by end of day on Monday, February 19.

To take advantage, you must purchase through Amtrak.com. All prices will be automatically discounted from the standard fare price. Note that the offer is valid for travel on all reserved service, and is NOT valid on unreserved service, including the Pennsylvanian, Keystone Service, Capitol Corridor, Hiawatha Service, Pacific Surfliner and 7000-8999 Thruways.

If you want to save on air travel, booking your flight three weeks out is usually the “sweet spot,” according to a new study from Airlines Reporting Corporation and Expedia Group. Even better, the study suggests booking on the weekend could save you 20% or more, with Sunday being an especially good day for savings.

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