We're Glad You're Here!

First Savings Bank is a family-owned business with an agricultural heritage and commitment to customers that goes back more than 100 years. We take great pride in treating each and every one of our customers with the attention and care they deserve and are excited to welcome you into our family. First Savings Bank will always be your community bank, committed to doing what is right for our customer in this generation – and the next.

Beginning on December 15th you will notice the First Savings Bank name on statements, notices, online banking systems and the bank building. If applicable, you will receive year-end tax documents for your RCNB accounts from First Savings Bank.

For Now, It's Business As Usual!

We want you to know that although we have a new name, our commitment to providing superior customer service and our dedication to the communities we serve will only grow stronger through this merger!

Our top priority is to make this transition as smooth as possible for you. We know you will have questions about how this merger will affect you as we move forward.

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We’re committed to communicating any upcoming changes with advanced notices so you’ll always get timely information.

Our Top Priority Is To Make ThisTransition As Smooth As Possible For You

We know you will have questions about how this merger will affect you as we move forward. We've listed answers to the most commenly asked questions below, but please feel free to contact us at 605-698-7621 to discuss any questions you have.

First Savings Bank is a family-owned business with an agricultural heritage and commitment to customers that goes back more than 100 years. We take great pride in treating each and every one of our customers with the attention and care they deserve and are excited to welcome you into our family.

Since commencing operations in 1913 in Beresford, South Dakota, we’ve grown, adding more locations and banking products, but always continuing to offer our customers personalized service. First Savings Bank has expanded to offer branch locations in South Dakota, New Mexico, Nevada, Nebraska, Texas and Arizona including 10 locations in South Dakota!Beginning in late 2019, RCNB customers will enjoy the freedom to conduct banking transactions at any one our 50 affiliate banking locations.

We do more than just promise to meet our customers’ banking needs. We take great pride in treating each and every one of our customers with the attention and care they deserve. First Savings Bank will always be your community bank, committed to doing what’s right for our customers in this generation – and the next.

Follow us on Facebook where we spotlight our volunteerism and donation activity through posts and videos.

You may continue to use your current RCNB checks until fall of 2019. The next time you order checks, they will have the First Savings Bank name. We'll contact you with instructions to dispose of and replace any additional checks you have on hand in late 2019.

Debit Cards

Just like with checks, you may continue to use your current RCNB Debit Card. Cards issued or replaced after December 15th, 2018 will have a new design and First Savings Bank name, but there is no need to replace your existing card at this time.

In transactions like this, when an insured financial institution assumes deposits of another insured institution, Section 8(q) of the Federal Deposit Insurance Act provides separate insurance on transferred deposits for 6 months after the date of transfer, or, in the case of time deposits, the earliest maturity date after the expiration of the six-month period.

If you have any questions about FDIC insurance and how your coverage may be impacted by this merger, please contact us at 605-698-7621.

Beginning in December, 2018, you'll start seeing the First Savings Bank name on statements, notices, online banking systems and the bank building, but for now, we will continue to use RCNBs systems, so you probably won't notice many changes in your day-to-day banking.

In the fall of 2019, we will join the 2 bank systems together giving you access to our branch and ATM network, exciting new electronic banking products including mobile banking, online bill pay, mobile deposit, mobile wallet and online banking for businesses designed to improve cash flow and streamline cash management procedures without ever leaving your office.

Our top priority is to make this transition as smooth as possible for you. We’re committed to communicating any upcoming changes with advanced notices so you’ll always get timely information.