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Looking back at the 4.0, I was pretty excited to use the “true” brown color from the Browncoats soldier uniforms, not to mention the black variant of the main logo. It worked, just not as well as versions 1.0 – 3.0, which 5.0 recaptures. I hope you like it.

Like this:

The design should be pretty self-explanatory, so how about a rant? I don’t have overdraft protection on my chequing account, so it’s impossible for me to dip below a $0.00 balance on my own. But if the account is very low on funds, and the bank takes their monthly fee and puts the account into a negative balance (-$10.00), they’ll charge me an overdraft penalty of $30, even though they technically did the overdrafting. Seems unethical and predatory to me.

If the account is in a negative balance because of what the bank did, then that should be the end of it. The customer will pay the negative balance eventually, if only to resume banking, so the bank will be made whole for the monthly fee sooner or later. But an overdraft penalty? It just strikes me as penalty for being poor. Am I being silly about this? Let me know in the comments.

Trying something new here for the Browncoats! I’veopted to use the brown from their actual uniforms, and I enlisted the logo with black trim, which resulted in adding black to the color scheme too. The goal was to make a hockey jersey that a military unit would wear.

For comparison here is the 3.0 version. Let me know what you think of the 4.0, as a Browncoats offer in the near future is likely.