A cost many forget when buying a new car is that with different cars come different insurance prices. Want to know why? We'll show you with this list of the 20 most expensive cars to insure for 2009.

The folks at Insure.com put together the following list of the most expensive cars to insure, and rather than just regurgitating that list, we've given each some analysis explaining why they cost so dang much to protect it and you from, you know, stuff.

Jalopnik Insurance Cost Analysis: The ugly and confusing nature of the BMW X6 design has confused many a folk to think they need to kill it with fire, unfortunately at the expense of a much higher insurance premium. Bummer.

Jalopnik Insurance Cost Analysis: The desire to have an Escalade in hip-hop and rap videos has caused an unjust amount of claims due to shitty music permanently affixed to the interiors, resulting in a total loss.

Jalopnik Insurance Cost Analysis: Too many nose and breast enhancements have resulted in over swelling of the chest and face, blocking access to cell phones and ultimately causing a record number of single vehicle accidents in the Range Rover.

Jalopnik Insurance Cost Analysis: When the economy collapsed, brokers rushed to trade in their Lamborghinis in order to pick up the less conspicuous Audi R8. When the public found out they had merely put a wolf in sheep's clothing, all hell broke loose resulting in AIG-crippling insurance claims.

Jalopnik Insurance Cost Analysis: The lack of vertical mobility that Grandpa exhibits seems to have gotten plenty like him stuck in the tight Jag, causing emergency crews to use the jaws of life to cut the roofs for extraction.

Jalopnik Insurance Cost Analysis: Many a Cobalt SS has been lost by its owner, likely getting mixed in with the multitude of other base Cobalts that all look the same, never to be seen or heard from again.

Jalopnik Insurance Cost Analysis: Insurance fraud is exceedingly becoming more and more prevalent since it's the only way owners will be able to afford the next iteration of the 911 that Porsche seems to release on a bi-annual basis.

Jalopnik Insurance Cost Analysis: While driving on the polar ice caps, many Hummers have fallen into the sea due to the rapidly melting ice, effectively causing a global climate change and heavily padding Al Gore's pockets.

Jalopnik Insurance Cost Analysis: The U.S. military continues to mistake the G-Class as one with terrorist intent resulting in an overly large number of them being blown to smithereens by Homeland Security forces.

Jalopnik Insurance Cost Analysis: When the women that get picked up in Vipers realize the owners "shortcomings" they've been known to swiftly and violently act out their revenge, usually with buckets of paint to the interior and a bouquet of keys to the exterior.

Jalopnik Insurance Cost Analysis: Massive damage and the loss of hundreds of GT-Rs have occurred when owners realized they could not in fact ride the walls around turns, drive through other cars or reset the game.