Insurance Verification Responsibilities of an Issuing Agent Q&A

document with a letter to the insurer or broker office of the issuing agent for verification. …. Below are listed the most frequently asked questions and answers concerning proof of insurance.

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Insurance Verification Responsibilities of an Issuing Agent Questions and Answers

Q1. What items must be used by a vehicle owner to serve as acceptable proof of insurance?

Q2. What is required to be printed on a financial responsibility (insurance) ID card?

Q3. May verification of insurance information be made by telephoning the applicant\’s insurance agent?

Q4. May photocopy, facsimile (FAX) or printout copies of insurance documents be accepted as proof of insurance?

Q5. Why aren\’t photocopies, facsimile (FAX) or printout copies of insurance documents allowed to be delivered to the issuing agent by the vehicle owner?

Q6. How must photocopies, facsimile (FAX) or printout copies of proof of insurance documents be presented to the issuing agent?

Q7. May an issuing agent acting as an insurance agent for the licensed insurance company or licensed insurance agency accept a photocopy, facsimile (FAX) or printout of an electronic transmission as proof of financial responsibility for an insured?

Q13. If an applicant brings an expired insurance ID card in error to an issuing agent, must the applicant be sent home to get his/her current card or can the issuing agent telephone the insurance agent?

Q14. Must every insurance ID card list all the names covered by an insurance policy before an issuing agent can issue a temporary plate or complete a transfer of registration plates?

Q15. Can an issuing agent accept an insurance ID card on May 29, 20XX with an expiration date of May 31, 20XX to issue a temporary plate or transfer a registration plate?Q16. May a vehicle owner present an insurance card in a company\’s name to use as proof of insurance for a vehicle that is being titled in the individual owner\’s name?

Q17. Must the issuing agent maintain copies of the proof of insurance document used for insurance verification?

Q18. Is an insurance ID card issued to an individual acceptable as proof of insurance to title and issue a temporary registration plate in the name of a company?

Q19. When a vehicle is \’titled only\’ in excess of 14 days and the vehicle owner now wants to obtain a registration plate, may the vehicle owner present a proof of insurance document for another vehicle currently in the registrant\’s name?

Q20. May an issuing agent accept proof of insurance in a husband\’s name only for a vehicle being titled and registered in a wife\’s name only?

Q21. If a vehicle is being titled in a husband and wife\’s names, can an issuing agent accept the current insurance ID card in one name and issue a temporary registration plate or complete a temporary transfer of plate?

Q22. When a vehicle owner has died and the vehicle is being transferred to the surviving spouse, may the insurance ID card in only the deceased spouse\’s name be used as proof of insurance to transfer the registration plate?

Q23. If a vehicle is being titled in two unrelated individual names, must an issuing agent see both names on the insurance ID card as proof of insurance?

Q24. If a vehicle is being titled in two names and one of the co-owners is a non-driver, must an issuing agent see both names on the insurance ID card as proof of insurance?

Q25. When an issuing agent is transferring a registration plate and is presented with one of the acceptable proof of insurance items in a name that differs from the name shown on the transferred vehicle\’s registration card, may the plate be transferred?

Q26. Must a 16 year old son who wants to register a vehicle in his name have his own policy or may he be a driver listed on his parent\’s policy?

Q27. A vehicle is titled in the father\’s name only. The father is transferring ownership to his son. The son presents a declaration page from his father\’s policy. The son does not have his own policy. May an issuing agent accept the decla

Q28. May an issuing agent accept a proof of insurance document, which lists information for a passenger vehicle to issue a registration plate to a purchased motorcycle?

Q29. Is a valid insurance ID card issued by an insurance company located in another state acceptable as proof of insurance to issue temporary registration plates when an applicant has moved to Pennsylvania?

Q30. Is other insurance verification information available to issuing agents from the Bureau of Motor Vehicles?ration page from his father\’s policy as proof of insurance and issue a temporary plate?

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