Tag Archives: death

Taxes, real estate, and marriage: ’till death do us part

In the aftermath of tax day, specifically personal taxes, some people have a sigh of relief while some people are devastated. We cannot all avoid some emotion for this day whether we filed early, at the last minute, or are prolonging the agony with an extension. I would say that if someone is experiencing agony, their taxes are usually always postponed and prolonged. Why is this?

In marriage, with the highest divorce rates ever, is it not the same result as in taxes by delaying the inevitable if there is a problem? The procrastination of not addressing a problem or not thinking it is a problem when the other spouse does, spells disaster.

In real estate, I also see similar scenarios: with most people waiting ’till the last minute, whether trying to keep their home with a bad loan that’s worth more than the actual house, while days or weeks away from a foreclosure. Or with false hopes of keeping the property and thinking that they will get the modification done or that better yet, a miracle will happen and their loan will go away! While all these positive results are possible, isn’t it also possible to win the lottery? Your answer of “yes” is correct, but unfortunately the answer of “unlikely” is also correct. Unrealistic expectations rarely add up.

Anyone who has married knows they take a vow of “’till death do us part”, while taxes literally follow you until death and could even lower your estate in the process after death. In real estate, some people have the notion that they will not leave their home unless they are dead! My take on this is that many people just do not see the big picture. I ask the question again: Why is this?

Everyone knows that life and everything on this earth is not forever–taxes, real estate, marriage–but still want to hold onto everything in it. We are all guilty of this, and yet we all know the reality deep down inside. If everyone told their friend going through the rough bumps in life that they knew of someone right here that could advise them on their situation, and has the experience and record to back it up, wouldn’t that make a difference in that person’s life?

I work with attorneys and accountants, and am a seasoned real estate professional that will handle your situation as if it were my own. Won’t you call? I am here to help 24-hours a day, your Realtor in Action–call now, or better yet: “Just Do It!”

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About John A Silva

As your local real estate adviser in the area of San Diego County with over 27 years of experience, my goal is to provide you with relevant local housing market information, tips, and advice.

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