Get an unsecured loan you can use for any purpose you wish. We have access to loans of up to £25,000 and as little as £1000. And the great thing about personal loans is that you don't have to own your home nor have perfect credit.

If you own your home then a secured homeowner loan allows you to borrow against the equity in your home. Often you can borrow more and at lower rates than with a unsecured personal loan. The average loan amount borrowed is around £25k to £30k, but we have lenders who could offer you much more (subject to your circumstances).

Personal Loans

The personal loans market can be difficult to navigate but working with a great broker can make your experience faster and more rewarding. Solutions Loans has the experience, service and insight to help you find the right kind of finance for you, whether your deal-breakers are speed, cost or flexibility. We are a personal loan broker you can trust.

A five star service – for free§

There’s something different about Solutions Loans as a personal loan broker and that’s our fees – we don’t charge any! You will see the "No Fees" stamp all across our website. When you arrange a loan via our website you will be able to get the same deals as going direct to the lenders as there are no fees to pay on top.

We give our customers what they want

Solutions Loans is a rather different kind of personal loan broker as our service has been designed around what our customers want, rather than what works best for us.

“I want to see all my options.” Working with Solutions Loans means having access to a wide range of different products and lenders. You can get to know each one and then compare and contrast the alternatives to see which works best for you.

“I want a quick personal loan.” Our service is all online, which makes it fast and easy to use. Rather than going from one lender to another to find information, with Solutions Loans everything is in one place and we’ve made it easy to find the data you’re looking for. Plus, most of our lenders are able to take an enquiry via the forms on our website and the response time to this is normally between 30 and 60 seconds so you can have an in-principle decision in under a minute.

“I want to get the best deal.” Cost is key when it comes to personal loans and you can keep yours down by using a great personal loan broker. The information we provide ensures that you can see all your options at a glance and we also offer a range of tools to help you find a great deal. Use our Quick Start tool and answer 4 simple questions to find the right personal loan for you and then use the Calculator to see estimated loan repayments and work out how these fit with your lifestyle and which one offers the best deal.

“I want a service I can trust.” We know this is key to most of our customers and we’re aware that there are plenty of conmen out there. Solutions Loans is regulated by the Financial Conduct Authority and are members of the CCTA (Consumer Credit Trade Association) and must abide by their code of practice. We offer a safe and secure service that is constantly evolving to meet the challenges of technology and which provides the peace of mind of knowing that you are in good hands when you work with us.

Continuous service improvement

Our reputation is really important to us – so far Solution-Loans.co.uk has scored 4.7 out of 5 based on user reviews and we intend to keep that up. That’s why we recognise that our service needs to evolve on an ongoing basis to stay ahead of changes in the lending market, new products and the demands of our customers. Upgrading and developing our website is something that we do on an ongoing basis – not once a year or when a regulator demands it but all the time – to make sure that we really are at the cutting edge of service provision.

Did we mention we’re free?

As one of the few genuinely free§ personal loan brokers we feel like this is a point worth making. Our costs are covered by lenders and the partners that we work with and that allows us to offer such a comprehensive service without charging our customers for it.

Plus, we operate at maximum efficiency and we don’t waste money like some other brokers do – we know that these costs always end up being passed on to the consumer. That’s why we will never call you – call centres are an expensive waste of our resources and your time – and why we invest in the best technology to make sure that we are always making savings and seeking out opportunities to improve our service and keep it free.

We are a free personal loan broker for life and, thanks to the success we’ve had building a great reputation without charging our customers, that isn’t going to change.

One-Stop Finance Shop

Answer 4 quick questions to discover your loan options.

Online Service

If you need a financial solution use our free online service. Our reputation is great. In fact Solution-Loans.co.uk has scored4.7 out of 5 based on 1861 ratings & 252 user reviews across its range of services.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

MISSING PAYMENTS ON A LOAN WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE

Correspondence Address: PO Box 414, Reigate, Surrey, RH2 2DN.

Solution Loans is a licensed credit broker and not a lender. Nothing on this website constitutes financial advice. If you need financial advice you should speak to a qualified financial advisor. This website provides information only. The choice of product is yours and your alone. As a broker we process the information you provide us and we may pass this onto our trusted third party lenders and brokers. All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to affordability. § Visit how we earn revenue for more information.