I'm always super responsible. So if it was me, I would put a lump sum on my mortgage, or put it in savings or RSP. The government always wants their share.. so be careful about that if you have not already given them their cut.

You could go a little less 'boring' than me and do a half fun/half responsible sort of split. That'll cover your bases.

If it's important to you, you'll find a way. If it isn't, you'll find an excuse.

Cellar Yeti wrote:Invest it or put it on credit cards/mortgage etc. Might also consider using a bit for solid assets like gold/silver/platinum etc. Take a little bit and go whoopie with the kids and wife.

Cheers CY Our house is freehold and the cars, motorbikes and everything else we paid for in cash. Credit card we pay off each month, so we don't really have any debt apart from bills etc. I'm actually thinking of donating some of the money to Heart Children NZ and SAFE: