4G is coming, and with it the benefits of faster speeds and a better experience with mobile broadband. The Ofcom auction of spectrum in February this year awarded licences to Everything Everywhere, Hutchison 3G UK, Telefónica (O2), Vodafone (VOD) and BT and services are expected to start rolling out this summer using the 800MHz band vacated by the terrestrial TV services.

* Financial institutions representing 90% of UK current accounts commit to spring 2014 launch of first industry-wide mobile payment service* Sending security-protected payments by mobile will be as easy as texting, without the need to disclose account details* Customers will be able to send and receive payments straight from their account after simple sign-up process with their provider