It is the policy of H & S Financial, Inc. to respect the privacy of our customers and to protect the security and confidentiality of customer's nonpublic information.
What information we collect and from who we collect it

We may collect nonpublic information about you from the following sources:

1: Information we receive from you on applications or other forms;
2: Information about your transactions with us, our affiliates or others: and
3: Information we receive from non-affiliated third parties, including a consumer reporting agency.
What information we disclose and to whom we disclose it
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. In some cases this may mean information can be disclosed to third parties without your authorization; however, we maintain physical, electronic and procedural safeguards that comply with state and federal regulations to guard your nonpublic personal information. Information about you may be given to our employees who need it, in order to properly perform their job duties.

We may disclose the following kinds of non-public information about you:

1: Information we receive from you on applications or other forms (information such as your name,
address, social security number, assets, and income); 2: Information about your transactions with us, our affiliates, or others (such as your account balances, payment history, parties to transactions and credit card usage); and 3: Information we receive from a consumer-reporting agency (such as your creditworthiness and credit history).

You have the right to obtain access to certain information and the right to request correction of information you feel is inaccurate. If you prefer that we do not disclose non-public personal information about you to non-affiliated third parties, you may opt out of these disclosures (unless permitted by law), by directing us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to non-affiliated third parties, you may call our toll-free number at 1-800-637-6813 or write us at the below address, and inform us of your decision to opt out pursuant to the terms of federal law.

This communication is from a Debt Collector, and is a communication to collect a debt. Any information provided from any source, including yourself, will be used for that purpose.

Account Recovery Services

This is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.