Eligibility & Enrollment

Eligible individuals include:
University of Rochester Employees
(except students whose employment is incidental to their education at the University)

There is no service requirement

Automatic Enrollment: Newly hired or rehired, regular full-time and regular part-time faculty and staff members will automatically be enrolled to make Voluntary Contributions. More information can be found here.

Employee Voluntary Contributions

Eligible individuals include:
Faculty members or senior staff (pay grades 59, 98, and 99) of the University who meet the following eligibility requirements:

Scheduled to earn annual compensation3 in 2019 of at least $135,000 ($10,000 more than the IRS-specified highly compensated employee dollar limit for the year [$125,000 for 2019])

and

Are contributing the IRC maximum amount to the University 403(b) Retirement Program ($19,000 for 2019)

Eligible individuals include:
Regular full-time and regular part-time faculty or staff members1 with 2 years of service2. To receive credit for service at another eligible institution, you may complete the retirement service credit waiver in HRMS (Main Menu>Self Service>Benefits>Retirement Service Credit). Please remember to submit your service credit waiver within 90 days of your hire date so that we may process contributions retroactively.

Time-As-Reported (TAR) staff are eligible if they satisfy the two-year service requirement2 and if they work a minimum of 1,000 hours per Plan Year (July 1 – June 30).

2 A year of service means a 12-month period starting with the date you commence employment and any anniversary date thereof during which you complete 1,000 or more hours of service. Service completed at any higher educational institution, teaching hospital, not-for-profit research foundation, or not-for-profit support organization for higher educational institutions, as well as service at a member of the controlled group of the University, will count towards the two-year service requirement.