The Secure+ debit card has a feature called ‘Total Control’ through which customers can switch off/on their cards when not in use through various channels like mobile application, internet banking, SMS or phone banking.

Once the customer switches off the card, it cannot be used in an ATM or for any online transaction, the bank said. “It is like switching off your cellphone when you go off to sleep and do not want anybody to disturb you. You can switch the card on at your convenience, set a usage limit as well and switch off/on your international usage,” said Jairam Sridharan, president and head–retail lending and payments at Axis Bank. The card also provides a feature called wallet protection that helps a customer block all their cards in case they lose their wallet.

“A customer can have a number of debit cards in his wallet. All one has to do is to call Axis Bank and tell us the card numbers if they lose their wallet. All the cards could be blocked at one go without having to call multiple banks,” Sridharan said.