Category Archives: Identity Theft

Identity Theft (definition): When someone uses your name or personal information, such as your Social Security number, driver’s license number, credit card information, or other account information without your permission.

Identity thieves frequently:

Open new accounts in a victim’s name

Apply for new credit cards using the victim’s information, make charges, and leave the bills unpaid

Set up telephone or utility service in a victim’s name

Apply for loans, apartments, and mortgages in a victim’s name

Identity theft can result in damage to your credit rating – damage that could take years to fix. Generally, victims of credit and banking fraud are liable for no more than the first $50 of the loss. In many cases, the victim will not be required to pay any part of the loss.

To reduce your risk of identity theft:

Protect your personal information and do not carry your Social Security card with you

Keep your mail safe and store your personal information in a safe place

Order your credit report at least once a year to make sure no one is using your identity to open account

If you think your identity has been stolen, take the following steps:

Contact the three major credit bureaus. Contact the fraud departments of all of the three major credit departments (click here for contact information) to place a fraud alert on your credit file. The initial fraud alert is for 90 days. You can ask for an extended fraud alert if you file a police report.

Close accounts. Close the accounts that you know or believe have been tampered with or opened fraudulently.

File a police report. Get a copy of the report to submit to your creditors and others who require proof of the crime.

File your complaint with the Federal Trade Commission (FTC). The FTC maintains a database of identity theft cases, which is used by law enforcement agencies for investigations. Filing a complaint also helps us learn more about identity theft and the problems it causes victims.

As a security measure, Rapid Home Solutions requires all clients to enroll in a Credit Monitoring and Identity Theft Protection service.

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We implement an Eco-friendly management model throughout our business and building methods in order to reduce energy consumption by over 50%, introducing sustainability and efficiency criteria and materials.

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About Rapid.

Rapid Home Solutions, Inc. is a new and emerging multi-regional home manufacturer engaged in providing a custom, low-cost, high-quality, affordable housing solution to moderate-to-low income families and individuals at a high-production rate in efforts to address the ever-growing domestic demand for affordable homeownership.

The Company is a registered Home Manufacturer licensed in the state of Florida.