Mock sympathy: This is the sort of treatment Ed Miliband can expect from David Cameron if he keeps following policies that are created by the Tory media rather than the needs of the British people.

Labour could be heading for defeat next year, after it set out new policies that have the same chance of success as England’s plan for the 2014 World Cup.

The party put its weight behind a report by the Institute of Public Policy Research (IPPR) that left the public cold. If Labour does not change direction, it seems likely the party will not win the votes it needs to get into office next year – unless its rivals make serious mistakes.

It is a situation almost exactly like that of the England football team.

All right, it’s not a perfect parallel. England got into this fix because it was outplayed by teams with ambitious and flamboyant star players – Balotelli for Italy and Suarez for Uruguay. Labour doesn’t have that problem as the closest equivalent in politics is Nigel Farage.

But, like England, Labour seems unable to defend itself against even rudimentary attacks – partly because leaders have painted themselves into a corner (marked ‘pro-austerity’) and partly because they simply refuse to use the logical arguments. Does anybody remember what a relief it was when, after years of silence in response to Tory claims that Labour caused the financial collapse, Peter Hain finally told Owen Paterson, on the BBC’s Any Questions, “It was the banks that destroyed the economy, not the Labour government – it was the international banking system!”

And where is Mr Hain now? He’s retiring at the next election. The only Labour player who was man enough to fend off this blatantly unreasonable Tory attack and he’s being taken off the field.

Meanwhile, Labour’s leaders continue to make schoolboy mistakes that create the opportunity for the other side to score. Ed Miliband’s publicity-seeking pose with The Sun was a spectacular example; yesterday’s IPPR report was a more subtle one.

The lack of ambition is staggering; it seems that, after four years, the Miliband camp still hasn’t understood that copying Tory austerity will scare voters away. Committing to Tory-imposed constraints that require any new idea to be covered by a cut or a tax increase will just increase the exodus – Labour needs to be ambitious.

Everybody knows now that austerity is nonsense. It’s an excuse to drive money into the hands of those who have too much of it already. After four years of it, we are told that this government is on course to put five million British children in poverty by 2020. Food bank use is at its highest ever. The number of people claiming in-work benefits is at its highest ever because employers refuse to pay a living wage and expect the taxpayer to subsidise them instead; by the time of the 2015 election, working families will be around £2,000 per year worse off than they were in 2010.

You are worse-off under the Tory Coalition. You are worse-off under austerity.

Meanwhile, business bosses and shareholders have been having a spectacularly good time, with incomes skyrocketing. There’s no austerity for the One Per Cent!

Indeed, income inequality has increased hugely to place the UK seventh on the international table, behind the USA (fourth) and Chile (first) – and we all know that Tory neoliberals are huge fans of the systems in those two countries.

What are the wealthy doing with all the money they have parasitised from the rest of us?

Well, they’re not using it to pay their taxes, that’s for sure!

One of the main plans put forward in Labour’s IPPR report was to save money by means-testing benefits for 100,000 young people – saving £65 million. That’s a pittance compared to the £600 million in taxes that is being withheld by Google, Amazon and Apple, according to an infographic that’s currently doing the rounds.

Labour is very quiet about that – copying the Tory attitude of diverting people with stories about welfare abuses because Miliband’s know-nothing advisors think being “hard on benefits” is popular with the public, who don’t like “scroungers”.

They’re not intelligent enough to understand that this attitude has been carefully nurtured in the public consciousness by a right-wing, Tory-controlled media. It has nothing to do with reality, in which only a tiny minority of people are in fact defrauding the taxpayer out of benefit money. Lord Fraud – sorry, Freud – was taken to task for this only days ago.

It seems that – like England’s football team – the Labour Party has been off chasing a fantasy. Austerity and the persecution of people on benefits (most of whom are entirely deserving of them, plus massive amounts of compensation for the despicable way they have been treated for the past few years) are Conservative-created blind alleys. In politics, you don’t oppose anybody by copying them.

If Labour concentrated on the real causes of Britain’s problems, the party might have a hope of success.

Otherwise, like the England team, Labour will have to be content with hoping that the Tories make a big mistake.

And, like the England team, they are most likely to learn that this is not good enough.

Calls for a ‘commission of inquiry’ into the impact of the government’s changes to social security entitlements on poverty have won overwhelming support from Parliament.

The motion by Labour’s Michael Meacher was passed with a massive majority of 123 votes; only two people – David Nuttall and Jacob Rees-Mogg – voted against it.

The debate enjoyed cross-party support, having been secured by Mr Meacher with Sir Peter Bottomley (Conservative) and John Hemming (Liberal Democrat).

Introducing the motion, Mr Meacher said: “It is clear that something terrible is happening across the face of Britain. We are seeing the return of absolute poverty, which has not existed in this country since the Victorian age more than a century ago. Absolute poverty is when people do not have the money to pay for even their most basic needs.”

He said the evidence was all around:

There are at least 345 food banks and, according to the Trussell Trust, emergency food aid was given to 350,000 households for at least three days in the last year.

The Red Cross is setting up centres to help the destitute, just as it does in developing countries.

Even in prosperous areas like London, more than a quarter of the population is living in poverty.

According to the Joseph Rowntree Foundation, for the first time, the number of people in working families who are living in poverty, at 6.7 million, is greater than the number of people in workless and retired families who are living in poverty, at 6.3 million.

Child poverty will rise from 2.5 million to 3.2 million during this Parliament, around 24 per cent of children in the UK. By 2020, if the rise is not stopped, it will increase to four million – around 30 per cent of children in the UK.

The use of sanctions depriving people of all their benefits for several weeks at a time, had increased by 126 per cent since 2010 and 120 disabled people who had been receiving jobseeker’s allowance had been given a three-year fixed duration sanction in the previous year.

There are now more than 2,000 families who have been placed in emergency bed-and-breakfast accommodation after losing their homes.

The per cent rise in the overall homelessness figures last year included nearly 9,000 families with children, which is the equivalent of one family losing their home every 15 minutes.

A third of families spent less than £20 a week on food and that the average spend on food per person per day was precisely £2.10. That is a third less than those families were able to afford three months before that.

The proportion of households that had to make debt repayments of more than £40 a week had doubled and the average level of debt was £2,250.

A third of families had council tax debt.

2.7 million people had lost out through the Government’s changes to council tax benefit – many of them disabled people, veterans and some of the most vulnerable in our communities.

Households were having to spend 16 per cent more on gas and electricity.

There are 2.5 million people who have been unemployed for the best part of two years, and there were 562,000 vacancies when the debate took place (Monday), so four out of five of those who are unemployed simply cannot get a job whatever they do.

Cuts to local authorities mean many home care visits are limited to 15 minutes.

The 10 per cent of local authorities that are the most deprived in the country face cuts six times higher than those faced by the 10 per cent that are the most affluent.

60 per cent of benefit cuts fall on those who are in work.

Mr Meacher said the biggest cause of absolute poverty was the huge rise in sanctioning, often for trivial reasons such as turning up five minutes late for a job interview or the Work Programme:

A dyslexic person lost his Jobseekers Allowance because his condition meant that in one fortnightly period he applied for nine jobs, not 10. He was trying to pay his way and already had work, but it provided only an extremely low income.

The jobcentre didn’t record that a claimant had informed them that he was in hospital when he was due to attend an appointment and he was sanctioned.

A claimant went to a job interview instead of signing on at the jobcentre because the appointments clashed – and was sanctioned.

A claimant had to look after their mother who was severely disabled and very ill – and was sanctioned.

A Job Centre sent the letter informing a claimant of an interview to their previous address, despite having been told about the move. The claimant was sanctioned.

A claimant was refused a job because she was in a women’s refuge, fleeing domestic violence and in the process of relocating, but I was still sanctioned.

Mr Meacher also quoted what he called a classic: “I didn’t do enough to find work in between finding work and starting the job.”

The latest DWP figures suggest that more than one million people have been sanctioned in the past 15 months and deprived of all benefit and all income. “Given that the penalties are out of all proportion to the triviality of many of the infringements, and given that, as I have said, four out of five people cannot get a job whatever they do, the use of sanctioning on this scale, with the result of utter destitution, is — one struggles for words — brutalising and profoundly unjust,” said Mr Meacher.

Other reasons for the rise in absolute poverty included:

Delays in benefit payments.

The fact that it is impossible for many poor and vulnerable people to comply with new rules – for example a jobseeker who asked to downsize to a smaller flat who was told he must pay two weeks’ full rent upfront before getting housing benefit. He does not have the funds to do so and is stuck in a situation where his benefits will not cover his outgoings due to the Bedroom Tax.

The Bedroom Tax, which applies to around 667,000 households, and two-thirds of those affected are disabled. More than 90 per cent of those affected do not have smaller social housing to move into.

The Benefit Cap, imposed on a further 33,000 households.

Mistakes by the authorities; up to 40,000 working-age tenants in social housing may have been improperly subjected to the Bedroom Tax because of DWP error (although Iain Duncan Smith claims a maximum of 5,000).

Mr Meacher said: “The Chancellor’s policy of keeping 2.5 million people unemployed makes it impossible for them to find work, even if there were employers who would be willing to take them, and the 40 per cent success rate of appeals shows how unfair the whole process is.”

Responding to a comment from David TC Davies (Conservative) that those who are not looking for work must realise there will be consequences, particularly when a million people have been able to come to the UK from eastern Europe and find work, Mr Meacher said, “Those who come to this country are more likely to be employed and take out less in benefits than many of the indigenous population.”

He asked: “Is all this brutality towards the poor really necessary? Is there any justification in intensifying the misery, as the Chancellor clearly intends, by winding up the social fund and, particularly, by imposing another £25 billion of cuts in the next Parliament, half of that from working-age benefits?

“After £80 billion of public spending cuts, with about £23 billion of cuts in this Parliament so far, the deficit has been reduced only at a glacial pace, from £118 billion in 2011 to £115 billion in 2012 and £111 billion in 2013. Frankly, the Chancellor is like one of those first world war generals who urged his men forward, over the top, in order to recover 300 yards of bombed-out ground, but lost 20,000 men in the process. How can it be justified to carry on imposing abject and unnecessary destitution on such a huge scale when the benefits in terms of deficit reduction are so small as to be almost derisory?”

Suggested alternatives to the punitive austerity programme of cuts came thick and fast during the debate. Challenged to explain what Labour’s Front Bench meant by saying they would be tougher on welfare than the Tories, Mr Meacher said: “As the shadow Chancellor has made clear on many occasions, is that we need public investment. We need to get jobs and growth. That is the alternative way: public investment in jobs, industry, infrastructure and exports to grow the real economy, not the financial froth, because that would cut the deficit far faster than the Chancellor’s beloved austerity.”

He asked: “How about the ultra-rich — Britain’s 1,000 richest citizens — contributing just a bit? Their current remuneration — I am talking about a fraction of the top 1 per cent — is £86,000 a week, which is 185 times the average wage. They received a windfall of more than £2,000 a week from the five per cent cut in the higher rate of income tax, and their wealth was recently estimated by The Sunday Times at nearly half a trillion pounds. Let us remember that we are talking about 1,000 people. Their asset gains since the 2009 crash have been calculated by the same source at about £190 billion.

“These persons, loaded with the riches of Midas, might perhaps be prevailed upon to contribute a minute fraction of their wealth in an acute national emergency, when one-sixth of the workforce earns less than the living wage and when one million people who cannot get a job are being deprived of all income by sanctioning and thereby being left utterly destitute.

“Charging the ultra-rich’s asset gains since 2009 to capital gains tax would raise more than the £25 billion that the Chancellor purports to need. I submit that it would introduce some semblance of democracy and social justice in this country if the Chancellor paid attention to this debate and thought deeply about what he is doing to our country and its people.”

Ronnie Campbell (Blyth Valley, Lab) suggested that the Government might save a lot more if its members “showed the same energy and enthusiasm for getting those who evade their taxes and run to tax havens as they do for going after the poor, the sick and people on the dole”.

Against this, David TC Davies offered insults and distortions of the facts, quoting the Daily Mail as though it provided an accurate account of current events: “Members of the shadow Cabinet might need a boxing referee to sort out their disputes at the moment, as we read today in the Daily Mail.”

He said: “We took office with a deficit of £160 billion and a debt that was rising rapidly to £1 trillion. That was after years of overspending in good times, as well as in bad, by Labour, a cheap money supply and lax banking regulation under the former Government.” Labour’s spending, up until the financial crisis, was always less than that of the previous Conservative administration; Gordon Brown and Tony Blair both ran a lower deficit than John Major and Margaret Thatcher, and at one point actually achieved a surplus, which is something that the Conservatives had not managed in the previous 18 years. While Mr Davies here complained about the “lax banking regulation”, Conservatives supported it at the time and in fact demanded more DE-regulation, which would have made the financial crisis worse when it happened.

“We had disastrous economic decisions, such as that to sell gold at a fraction of its real rate,” said Mr Davies. Yes – the UK lost around £9 billion. But compare that with the disastrous economic decision by George Osborne to impose more than £80 billion worth of cuts to achieve a £7 billion cut in the national deficit. The UK has lost £73 billion there, over a three-year period.

And Mr Davies said: “Worst of all and most seriously, we had a welfare system that allowed people to get into a trap of welfare dependency, leaving them on the dole for many years, but at the same time filling the consequent gap in employment by allowing mass and uncontrolled immigration into this country, which completely undercut British workers.” The first assertion is simply untrue; the second is a legacy of previous Conservative administrations that agreed to the free movement of EU member citizens, meaning that, when the eastern European countries joined in 2004, citizens migrated to the UK in the hope of a better life. Labour has admitted it should have negotiated for a delay in free movement until the economies of those countries had improved, making such migration less likely, but the situation was created before Labour took office.

Challenged on the Coalition’s record, Mr Davies fell back on the Tories’ current trick question, which is to counter any criticism by asking: “Is he suggesting that we are not doing enough to pay down the national debt? Is he suggesting that we should cut further and faster? If so, and if we had the support of other Opposition Members, that is exactly what the Government could do and, indeed, possibly should do. I look forward to seeing that support for getting the deficit down.” This disingenuous nonsense was batted away by Labour’s Hugh Bayley, who said “investing in the economy, creating jobs and thereby getting people off welfare and into work” was the way forward.

Mr Davies’ Conservative colleague Jeremy Lefroy took a different view, agreeing that increasing numbers of people are finding it impossible to make ends meet, and that job creation and apprenticeships were a better way out of poverty than changing the social security system alone. He agreed that sanctions were applied to his constituents “in a rather arbitrary manner”. He spoke against George Osborne’s suggested plan to remove housing benefits from people aged under 25, saying this “would have a drastic impact on young people who need to live away from home and who have no support from their families”. He spoke in favour of councils increasing their housing stock. And he admitted that disabled people faced severe problems when unfairly transferred from ESA to JSA: “A lady in my constituency says, ‘I am simply not fit for work, but by signing on for JSA I have to say that I am available and fit for work.’ She does not want to tell a lie.”

Steve Rotheram (Liverpool Walton, Labour) spoke powerfully about the effect of being on benefits: “Lots of people in my city are on benefits for the very first time. Far from being in clover — it beggars belief what we read in the right-wing press — they are struggling to make ends meet, and the problem that thousands of Liverpudlians are facing is new to them. For many, the idea that they might miss a rent payment is totally alien. They have not done that in the past 20 years, but since May 2010, their individual household incomes have been on such a downward trajectory that they now find themselves in rent arrears, seeking advice on debt management and unable to afford the daily cost of travel, food and energy. Figures suggest that 40 per cent of the adult population in Liverpool are struggling with serious debt problems.”

And he said poverty had health implications, too: “David Taylor-Robinson of the University of Liverpool and his fellow academics have highlighted the doubling of malnutrition-related hospital admissions nationally since 2008.”

John Hemming (Birmingham Yardley, LD) raised concerns about “the interrelationship between the welfare cap and victims of domestic violence, and whether there are situations that need more attention. I believe that people can get discretionary housing payment to leave a violent home, but it is important that we ensure that there is a route out of domestic violence for women. I am worried about that issue, just as I am about some wrongful sanctioning that I have seen. That does not help at all, because it undermines the whole process.” He also called for “a substantial increase in the minimum wage, because as the economy is improving the Government should look at that, rather than maintain things as they are”.

The vote gave huge endorsement to the call for an independent inquiry into poverty under the Coalition.

But with an election just 15 months away, how long will we have to wait for it to report?

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Tory politicians don’t care and Liberal Democrats don’t have any power – that’s why 80,000 children are being housed in temporary accommodation, alongside drug users and enduring threats of violence, as reported by Shelter today.

The government’s own figures show 2,090 families living in bed and breakfasts – an increase of eight per cent on 2012 and the largest number in 10 years, according to The Guardian. Of these, 760 have been living in B&Bs longer than the legal six-week limit – a 10 per cent increase on last year.

More than 43,000 other homeless households with children are in other emergency accommodation – usually privately-rented short-term flats, which are expensive. This is an increase of nine per cent on last year.

To put this into context, a Labour government commitment to halve the number of families in this kind of emergency accommodation meant the total fell between 2005 and 2010 – but it has been rising again since June 2011.

This is a human disaster created by the Coalition government.

Most families interviewed by the charity said they felt unsafe, with one child directly threatened by a man after an argument over a shared bathroom. Almost half said their children had witnessed incidents such as sexual offences, drug use and dealing.

One mother of three said: “One of the reasons we left was one of the residents trying to sell us crack cocaine.”

Most of the 25 families Shelter interviewed lived in one room; half said the children were sharing beds with parents or siblings and the family was sharing kitchen facilities with others. All but three said it was hard to find a safe place for their children to play. Three families had no cooking facilities and one reported sharing a cooker and fridge with 22 other people.

More than half had to share a bathroom or toilet with strangers, with 10 families sharing with seven or more other people; two-thirds had no table to eat on, and schoolchildren were finding it hard to do homework.

And their health is suffering: “It’s so hard to give him a balanced diet as it’s impossible to make proper meals here, let alone a Christmas dinner. He’s getting really pale and is so tired all the time. He gets so scared but it’s difficult when I’m scared myself. This is no place for a child to live,” said a mother in a Hounslow B&B.

“This shouldn’t be happening in 21st century Britain,” said Shelter’s chief executive, Campbell Robb, who described the charity’s findings as “shocking” and the conditions forced on families as “shameful”.

He said: “No child should be homeless, let alone 80,000. But tragically, with more people struggling to make ends meet and homelessness on the rise, we’re bracing ourselves for an increase in demand from families who desperately need our help.”

Housing minister Kris Hopkins couldn’t care less. “We’ve given councils nearly £1bn to tackle homelessness and to support people affected by the welfare reforms,” he sniffed.

“I am very clear that they should be fully able to meet their legal responsibility to house families in suitable accommodation.”

Let us be very clear on this: the problem is not that Tories like Hopkins don’t understand. This is exactly the result that they wanted; they just won’t acknowledge it because it is electorally damaging.

Look at the policies that created this problem: The bedroom tax; the ‘Pickles Poll Tax’, otherwise known as the Council Tax reduction scheme; the benefit cap that so many people in this country seem to support without understanding any of its implications.

Vox Political reported back in January what they would mean: “There will be a rise in rent and mortgage arrears… affordable housing will be less available and landlords less able or willing to rent to tenants on benefits… Private sector rental may become less attractive to landlords if tenants aren’t paying the rent. This will lead to a growth in homelessness. Councils have statutory duties and may see an increasing burden.”

But increases to the Discretionary Housing Payment fund have been entirely insignificant compared with the extra burden councils have faced. They received £150 million between them; Durham County Council had £883,000 and spent it all within eight weeks.

We have seen the start of the social cleansing predicted by this blog back in August 2012, when we noted that at least one council would use these measures to “clear out the poor and set up shop as a desirable residence for the rich”.

The housing bubble created by George Osborne with his ‘Help To Buy’ scheme will accelerate this process.

So don’t let a Tory tell you it’s nothing to do with them. They wanted this. In fact, 80,000 homeless children at Christmas is probably not enough for them.

Painful deformities of the skeleton such as bowed legs: The return of rickets is another sign that the Conservative-led government is regressing Britain to conditions during the primitive Victorian era – or even earlier.

David Cameron’s quest to bring the Victorian era back to life in the 21st century reached a new milestone this week when the UK’s chief medical officer formally announced the return of a disease long thought banished from these shores: Rickets.

The announcement brings to fruition a prediction made by Vox Political almost a year ago, when we said: “As a consequence of the rise in poverty, overseen and orchestrated by Mr Cameron and his lieutenant Iain Duncan Smith in the Department for Work and Pensions, the classic poverty-related diseases of rickets and tuberculosis are on the increase.”

According to the NHS Choices website, rickets “is a condition that affects bone development in children. It causes the bones to become soft and malformed, which can lead to bone deformities.

“The most common cause of rickets is a lack of vitamin D and calcium. Vitamin D comes from foods such as oily fish and eggs, and from sunlight on our skin. Vitamin D is essential for a child to form strong and healthy bones.

“Rickets causes the bones to become painful, soft and weak. This leads to deformities of the skeleton, such as bowed legs, curvature of the spine and thickening of the ankles, wrists and knees.”

“The disease was common in Victorian England, but largely disappeared from the Western world in the latter half of the 20th century thanks to vitamin D being added to everyday foods such as margarine and cereal,” stated a report in The Independent. “There has been an observed rise in cases in recent years.”

Can there be any doubt that this rise in cases has been brought about, not just by children sitting at home playing video games rather than going out in the sunlight, as some would have us believe, but because increasing numbers of children are having to make do with increasingly poor food, as Cameron’s policies hammer down on wages and benefits and force working class people and the unemployed to buy cheaper groceries with lower nutritinal value?

The Tory wage-crushing policy has been ignorant in the extreme, according to Dame Sally’s report, as it has created an extra burden on the NHS. Preventative measures “could save the economy billions”.

Dame Sally’s report is entitled ‘Our Children Deserve Better’ – echoing Ed Miliband’s Labour conference mantra, “Britain can do better than this” – and sets out recommendations to tackle urgent problems, such as a universal handout of vitamin supplements to all children under five for vitamin deficiencies, and measures to handle rising child obesity and a lack of effective mental health services.

The neglect created in our health system by more than three decades of neoliberal political rule has had a devastating effect on the nation’s children. According to Dame Sally, while our mortality rate for 0-14 year olds was among the best in Europe during the 1980s, it is now among the worst, with five more children dying every day than in the best-performing country, Sweden.

The highest death rates are in deprived areas – in the northwest, northern cities and some of London’s poorer boroughs, with 21.1 deaths per 100,000 people under 17.

Dame Sally said: “I think this is something, as a country, we should feel profoundly ashamed about – I do.”

The Vox Political article from December last year also claimed tuberculosis would return, and our report this week on the government’s plan to tackle the phantom problem of “health tourism” seems to demonstrate that it is hell-bent on ensuring that this comes true as well.

Our report earlier this week quoted the chair of the Royal College of GPs, Claire Gerada, who has warned that the cost of administrating the new system could outweigh the savings, while also increasing public health problems such as TB by deterring temporary migrants from seeking treatment when they first fall ill.

In the Bible, Jesus is quoted as saying, “Suffer little children to come unto me, and forbid them not” – meaning he did not want his disciples to stop youngsters from hearing his teachings.

That saying may now be re-worked to fit the philosophy of David Cameron and Jeremy Hunt to read: “Suffer, little children – for you have a Conservative government.”

Not a good egg: Ed Miliband was hit by an egg on his first campaign visit after returning from holiday abroad. The thrower, Dean Porter, said: “They do nothing. The government do nothing. The shadow government do nothing. I don’t believe him at all. If you are poor, you are considered a burden.”

In less than 12 hours the article went viral and galvanised many of you into vocal support, sharing your stories of government (and particularly DWP) ill-treatment and urging others to follow this blog – for which much gratitude is in order. Thanks to all concerned.

The aim was to show how low politics and politicians have fallen in public estimation. The general consensus is that our politicians aren’t interested in us. They make promise after promise before elections – and the party (or parties) in office often set up tax breaks for sections of society their focus groups have told them are needed to secure a win. After they’ve got what they want, they don’t give a damn.

Look at the Coalition. The consensus is that this is a failed government. That it has broken one promise after another. That its ministers are liars and its Prime Minister is the worst charlatan of the lot.

That its rallying-call, “We’re all in it together”, refers only to Conservative and Liberal Democrat Members of Parliament and their close friends in the most lucrative (and therefore richest) industries, along with the bankers (of course), and that they have all dug their noses deep into the trough and are (to mix metaphors) sucking us dry. Look at the way Mark Hoban employed his former employers to rubber-stamp the DWP’s new plans for the Work Capability Assessment.

In short: That the Coalition government is the most incompetent and corrupt administration to blight the United Kingdom in living memory, and possibly the worst that this land has ever endured.

We fear that these tin-pot tyrants are carrying out a eugenics programme to kill off people who have become sick or disabled; we fear that their economic policies are designed to put anyone less than upper-middle-class into the kind of debt that current wages will never permit them to pay off – a debt that can then be sold between fat-cat corporations who will hold the masses in actual – if not admitted – slavery; that they will dismantle this country’s institutions, handing over everything that is worth anything to their buddies in business, who will make us pay through the nose for services that our taxes ought to cover.

And yet a recent poll suggests that we would prefer this corrupt gang of asset-stripping bandits to run the economy of the country (into the ground) rather than give Her Majesty’s Opposition, the Labour Party, an opportunity to restore the country’s fortunes.

Are we all going schizoid? Are we really saying that, while we don’t believe the Conservatives and Liberal Democrats could organise a binge in a brewery without stealing the booze from us while we’re drinking it, we do believe them when they say the current economic nightmare was because Labour mismanaged the economy?

(In case anyone hasn’t really thought it through, the current lie is that the international credit crunch that has cost the world trillions of pounds was caused, not by bankers (who have never been punished for it) but by the UK Labour Party giving too much money away to scrounging benefit cheats. In fact, only 0.7 per cent of benefit claims are fraudulent and, while they cost the taxpayer £1.2 billion a year, that does not justify the £19 billion the Coalition has given to its private, for-profit friends to make a pretence of dealing with it.)

Are we really saying that even though we all now know that George Osborne’s economic policy is nonsense, based on a theory that has been comprehensively rubbished, we’re all happy to give him and his miserable boss David Cameron the credit for the slight improvement in the UK’s economic fortunes that we have seen in recent months? It was always going to improve at some point, and the current upturn is more likely to be part of that kind of cycle than anything Osborne has done.

If we really are saying that, then we all need to put in claims for Employment and Support Allowance, on grounds of mental instability!

That’s not what’s going on, though.

It seems far more likely that the general public is having a crisis of confidence. As a nation, we know what we’ve got is bad; we just don’t have confidence that we’ll get better if we put our support behind the Opposition.

This is the Coalition’s one great success: It has damaged the reputation of politics and politicians so badly that nobody involved in that occupation can escape being labelled as corrupt, or liars, or worse.

And Labour is doing far too little to fight that.

A BBC article on the problems facing Labour states that the Coalition has sharpened up its messages on, among other things, welfare and immigration. The message is still the usual hogwash; the problem is that Labour has made no meaningful response. Her Majesty’s Opposition appears to have given up Opposing.

Is this because the main political parties are now so similar that Labour is now supporting Coalition policies? That would make sense in the context of statements made before the summer recess by Ed Miliband and Ed Balls, in which Labour appeared to capitulate over welfare and the economy, even though the Coalition had lost all the major arguments.

When they did that damned stupid thing in that damned stupid way, Vox Political was the first to say “watch their poll lead disappear” – and it has more than halved from 11 percentage points to five, according to The Guardian.

This lackadaisical attitude from the Labour leadership has not gone unnoticed among the backbenchers and the grass roots, and the last few weeks has been notable for the rising chorus of dissent against Ed Miliband’s leadership. Some have described the Labour front bench as “Plastic Tories”.

Even Shadow Health Secretary Andy Burnham took a pop, saying Labour needed to “shout louder” and produce attention-grabbing policies by next spring – or lose any chance of winning the 2015 election.

Miliband’s response to that was to claim that Burnham was really saying the Labour Party was “setting out how we would change the country”. This is nonsense. He was saying that was what Labour needed to do, and Miliband rendered himself untrustworthy by suggesting otherwise.

It is very hard to put your support – and your vote – behind somebody you don’t trust, who seems completely unable (or unwilling) to fight your oppressor on your behalf; in short, someone who seems just as corrupt as the government in power. At the moment, Ed Miliband doesn’t stand for anything – so there’s no reason you should stand up for him.

What, then, should Labour do?

Easy. The party needs a clear, simple message that everybody can understand and get behind; one that members can support because it reflects Labour beliefs rather than whatever Coalition policy currently seems popular, and above all, one that comes from verifiable truth.

He could take a leaf from Paul O’Grady’s book. In a clip on YouTube, the entertainer says: “We should be vocal in our fight against oppression. We should let them know that we are not taking these draconian cuts lightly!

“We should fight for the rights of the elderly! Of the poor! Of the sick! And of the children!”

Rapturous applause.

Labour needs more than that – but a commitment to protect those who have been most harmed by the Conservative and Liberal Democrat doomsday spree would at least be a start.

It was hardly the resounding victory on which the government must have been depending; faced with a ruling in favour of the DWP, the 10 families who brought a judicial review against the bedroom tax just said, “We will have to appeal.”

The High Court ruled yesterday that the change to housing benefit, subtracting amounts according to whether tenants had one or more ‘spare’ rooms according to arbitrary guidelines laid down by the DWP, do not breach the human rights of disabled people.

The families – all disabled or parents of disabled children – had challenged the changes, claiming violations of the Human Rights Act and the Equalities Act.

A DWP spokesperson said: “We are pleased to learn that the court has found in our favour and agreed that we have fulfilled our equality duties to disabled people. Reform of housing benefit in the social sector is essential, so the taxpayer does not pay for people’s extra bedrooms.”

(Let’s just pause to bear in mind that one of the architects of the bedroom tax is Lord Freud, whose eight-bedroom mansion is indeed funded by the taxpayer. How many extra bedrooms is that?)

“But we have ensured extra discretionary housing support is in place to help those who need it and today we have announced a further £35m of funding to councils to aid residents.”

That’s right, there is a discretionary fund that councils can use to help social housing tenants. At £150 million, it is considered woefully inadequate for the task.

The fact that the DWP announced a further £35 million for this purpose indicates that the government thinks so, too. So, despite insisting that they are fulfilling their duties, ministers under Iain Duncan Smith are also admitting that they aren’t.

Meanwhile, lawyers representing the families who launched the legal challenge released comments of their own, in which they made it perfectly clear that they were not going to go down without a fight.

A statement from Leigh Day, one of the three law firms representing the claimants, said: “The Court found that the Secretary of State has been aware that the law must be changed to provide for disabled children since May 2012, and they were highly critical of his failure to make regulations to provide for them. Lord Justice Laws said that the current state of affairs ‘cannot be allowed to continue’.

“The Government must now make regulations ‘very speedily’ to show that there should be ‘no deduction of housing benefit where an extra bedroom is required for children who are unable to share because of their disabilities’.”

This means Iain Duncan Smith has known for more than a year that the bedroom tax would discriminate against disabled children, and has done nothing about it. One can only wonder which of his beliefs justified this cruelty.

The Leigh Day statement continued: “The court held that discrimination against adults with disabilities, even those in the same situation to children with disabilities who could not share a room, was justified. Lawyers for adults with disabilities today said that they believe this cannot be right. They should be entitled to full Housing Benefit for the accommodation they actually need.

“Lawyers for adults with disabilities… confirmed that they intend to appeal the ruling, arguing that the discriminatory impact of the measure on people with disabilities cannot be justified and is unlawful.

“Disabled children and their families also intend to appeal as they are now left in a position where they do not know whether in fact they are entitled to full housing benefit to meet the costs of the homes that they need. This is because the Government has declined to confirm that the new regulations, which the court says must be made, will cover their situations, or to provide a date by which the new regulations will be made.

“Since the new housing legislation was introduced it has had a devastating effect on many people across the country. Charities, social landlords and advice agencies have spoken out about the plight of people with disabilities who have been affected by the measure.

Richard Stein from the Human Rights team at Leigh Day added: “We will be seeking an urgent appeal to the Court of Appeal. Many people with disabilities including our clients may lose their homes unless the law is changed. Their lives are already difficult enough without the fear of losing their accommodation, which has been provided specifically to meet their exceptional needs.”

Two other law firms are representing the claimants: Hopkin Murray Beskine and Public Law Solicitors.

Rebekah Carrier of Hopkin Murray Beskine said: “The Government’s position in relation to disabled children is incomprehensible. In May 2012, the Court of Appeal held that the Secretary of State was discriminating against disabled children who need to share a bedroom because of their disabilities, yet by February 2013, when these proceedings were issued, no action had been taken.

“The Prime Minister then told the House of Commons in March that disabled children were exempt, when this was plainly not the case. When he was questioned, the Government rushed out a circular to local authorities, which suggested that the rule may not apply to some disabled children; yet the Government continued to fight this case.

“It is no wonder local authorities and affected children and families are confused.”

She said: “We are pleased that the court has recognised that the current situation is not acceptable and that the Government must act quickly. We are disappointed however that the Government has delayed for so long already and is still foot-dragging.

“Until it is absolutely clear that these claimant families and others like them will not have their benefit cut on the basis that they live or hope to live in homes which meet their children’s needs, these claimants, like the disabled adults, have no choice but to appeal.”

Emma Burgess from Public Law Solicitors said: “The Government has failed to recognise that many people with disabilities will not be able to make up the shortfall in rent by working or taking in a lodger; and many will not be able to move due to the nature of their disabilities. The Discretionary Housing Payment scheme ‘safety-net’ relied on by the government is inadequate to plug the gap.

“A July survey by the Papworth Trust, backed by the National Housing Federation , said nine out of 10 disabled people are cutting back on food or bills to pay the bedroom tax if they are refused a safety-net housing payment.

“Left unchanged these measures will see disabled people facing eviction and homelessness.”

So yet again we have a Secretary of State who knew there was an urgent need for action to rectify his flawed policies but – as in so many other cases we have witnessed – did nothing.

And our sorry excuse for a Prime Minister actually lied to Parliament about the threat to disabled children – let’s say that again, to DISABLED CHILDREN!

This blog has already called for Iain Duncan Smith to be thrown out of Parliament for the contempt he has shown that institution by knowingly telling falsehoods to its members. It therefore follows that David Cameron should suffer the same fate.

The longer they remain in office, the more we may conclude corruption has set into the highest level of government.

And there is no way they can argue that the relevant legislation was only recently found to be inadequate. Look at this comment from Esther McVey, Tory minister for disabled people, in The Telegraph: “This has gone through a lot of reviews, it has gone through a lot of decision-making and it’s taken a long period of time.” So there is no excuse for the dog’s breakfast that the High Court upheld with yesterday’s decision.

Fortunately, there are developments among the Opposition that will hearten anyone fighting the bedroom tax.

In a letter to constituency Labour organisations, Peter Wheeler, a member of the Labour Party’s National Executive Committee has stated: “To win the election it is vital that we are very clear with the electorate that a Labour Government will offer real hope to people suffering under this government.

“One of the key issues will be the bedroom tax. We need to be very clear that a Labour Government will abolish this wicked piece of Tory legislation.” He went on to call for constituencies to demand that this will be a part of the Labour election manifesto in 2015.

Oh – one more thing: The Tories are still referring to the bedroom tax in terms of removing a ‘spare room subsidy’. Let’s just remind them that there is no such thing. If there was, then they should be able to tell us when this amount was added to housing benefit payments and what piece of legislation made it possible. Was it an Act of Parliament? I’m sure we’d all like to know.

(The first collection of Vox Political articles, Strong Words and Hard Times, is available now in paperback or as an eBook, containing the best articles from 2012, fully supported with a large ‘footnotes’ section in which you can actually connect to internet links, if you’re reading on a device that supports this kind of activity.)

Skewed view: This image (not mine) provides a startlingly accurate representation of the way British Conservatives see Europe. Do you honestly think they can be trusted to honour the human rights that European laws have granted us?

You do realise what David Cameron means when he says he wants to re-negotiate our membership of the European Union, don’t you?

For a start, he means he wants to abolish laws that protect the human rights your ancestors fought tooth and nail to win for you.

He won’t make any deals in your interest. That’s not in his nature.

If he gets his way, you could lose the right to:

Written terms and conditions of work, and a job description – and the right to the same terms and conditions if transferred to a different employer.

Four weeks’ paid leave from work per year.

Not be sacked for being pregnant, or for taking time off for ante-natal appointments.

Come back to work after maternity leave, on the same pay, terms and conditions as before the leave started.

Health and safety protection for pregnant women, new and breastfeeding mothers.

Parental leave.

Equal treatment for workers employed through an agency.

Tea and lunch breaks during the working day for anyone working six hours or more

One day off per week.

Time off for urgent family reasons.

In addition, Cameron could relieve employeers of the legal obligation to ensure the health and safety of their workers, including undertaking risk assessments, acting to minimise risks, informing workers of risks, and consulting on health and safety with employees and their representatives. In his cost-cutting brave new Britain you’d just have to take your chances.

Health and safety representatives from trade unions could lose the right to ask employers to make changes in order to protect workers’ health and safety, and they would lose their protection against unfair treatment by their employer for carrying out their duties in relation to this.

The ban on forcing children less than 13 years of age into work could be lost, along with the limit on the hours children aged 13 or more and young people can work.

Children who could then be forced into work, regardless of the effect on their education, would have no rules protecting their health and safety, and the rules that say they can only be employed doing “light work” could also be abolished.

Protection from discrimination or harassment at work on grounds of gender, religion or belief, disability, age or sexual orientation – direct or indirect – could be dropped.

And the right of disabled people to expect their employers to make reasonable adjustments for them at work could also be abolished.

These are just your rights at work!

Cameron himself has said, as leader of the Opposition: “I do not believe it is appropriate for social and employment legislation to be dealt with at the European level. It will be a top priority for the next Conservative government to restore social and employment legislation to national control.”

And as Prime Minister: “Complex rules restricting our labour markets are not some naturally occurring phenomenon. Just as excessive regulation is not some external plague that’s been visited on our businesses.”

To find out what he meant by those words, we must turn to the former leader of the British Conservative MEPs, Martin Callanan, who said: “One of the best ways for the EU to speed up growth is to … scrap the Working Time Directive, the Agency Workers Directive, the Pregnant Workers Directive and all of the other barriers to actually employing people if we really want to create jobs in Europe.”

Of course, they distort the facts. These rules aren’t barriers to employing people at all; they are structures within which people may be employed responsibly.

The Tories want to ban responsibility in the workplace. They want a return to dangerous employment conditions, abuse of workers and the removal of any legal protection from such abuse that they may have.

They will tear apart your rights at work.

So, if you are living in the UK and you’ve got a job, please take a moment to consider what this means for you. You might agree with the Coalition on its benefits policy that has led to thousands of deaths of sick and disabled people; you might agree with its bedroom tax and too-low benefit cap that has led to a rapid rise in debt and homelessness among the unemployed and those on low wages.

But now you know they’re coming for you, too.

What are you going to do about it?

Are you going to sit on your thumbs and do nothing – just meekly wait for them to rock up and tell you they’ve abolished all your rights at work and you can now go and slave for them in appalling conditions with absolutely no legal protection at all?

In other words, when it’s you that’s threatened, are you going to let it happen, just like you let it happen to the sick, disabled, unemployed and low-waged?

Or are you going to take action and make a difference?

It doesn’t take much. You could write to David Cameron and to your MP at the House of Commons. You could email them – just look up the addresses on They Work For You, or you could add your name to the letter being created by Unions Together. Yes, I know Mr Cameron says the unions are a bad thing, but in this case the enemy of your enemy is your friend.

As the leader of the European Parliamentary Labour Party, Glenis Willmott MEP, says: “Our rights at work are not ‘red tape’ to be slashed away. Don’t let Cameron and the Tories get away with this great European scam.”

Despite being beleaguered with defeat in the courts, the threat of further legal action for a different reason, and criticism that a flagship project is likely to fall flat on its arse, the DWP denial machine steams onward.

The fact that it continues to do this flies in the face of logic – but then, this blog has consistently argued that logic has nothing to do with DWP decisions. How can it? This is the government department with Iain Duncan Smith at the helm.

We all know that the Department of Welfare Persecution lost a court case last week, when High Court judges found that the regulations covering assessment of the mentally ill for Employment and Support Allowance break the Equality Act.

They will argue that Mr… Smith did not take into account the impact of the policy on women, children, the disabled, racial and religious minorities, and carers when formulating the policy. Two of the families are expected to immediately fall into rent arrears and face eviction and street homelessness, because their rent exceeds the level of the cap – £500 a week.

And two of the families have fled domestic violence in circumstances where they were financially reliant upon their abusive partners and now risk losing their homes.

The DWP says the benefit cap sets “a fair limit” on what people can get from the state, which is not more than “£500 a week, the average household income”.

The average household income, once state benefits to which they are entitled is taken into account, is currently £605 per week.

On the same day that this new legal challenge was reported, the government itself revealed that it considers the Department of the Wastefully imPracticable’s flagship Universal Credit scheme to be in serious difficulty.

The Major Projects Authority has given it “amber-red” status, which denotes a project in danger of failing – and it wasn’t alone. Also in danger were the department’s fraud and error programme and its plan to introduce the new Personal Independence Payment, which is intended to replace Disability Living Allowance.

The DWP has argued that the rating is out of date, reflecting where the project was eight months ago – but this is clearly nonsense. Eight months ago, the government was telling us that Universal Credit was on track. Now it is saying this is no longer the case.

Also, any fool can say that the evidence is out of date because all statistics used in such reports are from a point in the past. That doesn’t mean they are inaccurate.

In the United States they have – or had – in their justice system a convention known as the “three-strikes law”. This was a statute enacted by state governments which demanded harsher sentences on habitual offenders who are convicted of three or more serious criminal offenses.

Since we in the UK seem to be adopting more and more American policies (their rubbish health system springs immediately to mind), perhaps we should adopt this system. Iain Duncan Smith has already lost in the courts on workfare and on the work capability assessment.

If he loses on the benefit cap, that will be the third strike against him and he should be ejected from government (if this has not already happened by then) along with all the silly so-called ministers who support him.

With new minds at the top of the DWP, its possible that Universal Credit would then be halted and we could see a return to something approximating sanity.

Mark Hoban has a history of lying to the people, as the above image shows. How can we believe what he’s trying to tell us about the benefit cap?

What a shame that so many Vox Political articles this week are on the same subject: Your Government Is Lying To You.

Today, the lies are clustered around the benefit cap, which has been launched this week – in only four London boroughs, rather than nationally.

Perhaps the Tory-led Coalition government already has an inkling that it got its sums wrong?

Nevertheless, David Cameron’s Twitter feed announced to the world that yesterday (April 15) was “A big day for welfare reform as we pilot a cap on benefits equal to the average wage. Amazingly Labour oppose it.”

Two sentences, two untruths.

Firstly, let’s look at the average amounts that families bring into their homes. While it may be true that the average family wage is £26,000 per year – equal to the £500 per week at which benefits will be capped – it is not true that this is the total amount of income such a working family may receive. A couple with four children earning that much after tax, with rent and council tax liabilities of £400 a week would get around £15,000 a year in housing benefit and council tax support, £3,146 in child benefit and more than £4,000 in tax credits: £48,146.

That’s not an average; just an example. The average income of a working family is, we are told, £31,500, or £605 per week, with a little change left over. So there is a huge difference between what Mr Cameron says the average working family takes home, and what the average working family in fact takes home.

If benefits were capped at this figure, though, most unemployed families would already be receiving less, so there is no saving to be made – and the whole point of this, from the Coalition’s point of view, is to cut the benefit bill. It isn’t about fairness at all.

The second lie is that Labour opposes it. In fact, the Labour Party agrees that there should be a limit on the amount of benefit working-age people may receive – for exactly the same reason the Coalition keeps using: Limiting benefits is an incentive to seek work.

Obviously, employment should pay more. If people have a particular way of life and they want it to continue, then they should earn it. There is cross-party support for that principle and, by stating otherwise, Mr Cameron is feeding falsehoods to the public, trying to create a false impression.

Is he doing this because this is his most popular policy (wrongly so, for reasons we’ll address shortly) and he doesn’t want to admit that Labour would have carried it through as well?

Of course, there would have been one difference: The Labour version would have been fair.

Note that the government is also lying about the benefits affected by the cap. It says Jobseekers’ Allowance, Income Support, Child and Housing Benefit all count towards it, but not disability benefits.

What is Employment and Support Allowance if it isn’t a disability benefit, then? ESA is also counted when calculating whether a claimant’s or family’s benefits should be capped. It is only provided to people with a long-term sickness or disability.

So: Labour supports the benefit cap and would probably have brought it in. But Labour would have installed the cap on a regional basis, taking account of variations in the cost of living across the country. Labour said this would help ensure that the policy works in practice.

As long ago as January last year, Labour was saying that the version of the policy that has now come into effect would backfire.

When rolled out nationally, it is expected to save £110 million per year from the £201 billion benefits bill. For the drop-in-the-ocean effect it will have, we can see that it is already disproportionately popular. But consider the knock-on effects and it becomes clear that the benefit cap may cost the taxpayer much more than leaving matters as they were!

How much will local authorities have to pay on homelessness and housing families in temporary accommodation? Most out-of-work families with four children, and all those with five or more, will be pushed into poverty – Department for Work and Pensions figures show that the poverty threshold for a non-working family with four children (two of whom are over 14) is £26,566 – £566 more than the cap.

“Serves them right for having so many children while on benefits,” you might say. What if they weren’t on benefits when they had the children? The UK has been plunged into a recession after a period of full employment (more or less) as defined back in the 1940s, when the original Welfare State was created. The number of families forced into unemployment has grown massively as a result of the credit crunch and banking crisis, and they have been kept there by the policies of the Coalition government, which continue to depress the economy and prevent growth. Anybody can fall on hard times unexpectedly and it is one of the principle injustices of the current government that a person can be labelled a “striver” one day, lose their job the next and instantly become a “skiver” in the opinion of, among others, Daily Mail readers.

Of course the DWP has not released any estimates of the increase in poverty – especially child poverty – but a leaked government analysis suggests around 100,000 children would be impoverished once the cap is introduced nationally.

The first benefit to be trimmed, if families’ or individuals’ current benefit exceeds the limit and is deemed to need capping, is Housing Benefit (or, let’s be accurate here, Landlord Subsidy). It is expected that 40,000 families will be unable to pay their rent and will become homeless. That’s a lot of work for local authorities, who will have to try to find reasonable accommodation for them while paying the (higher) cost of putting them up in bed-and-breakfasts.

Many families may break up in response to the pressures. Parents who live separately and divide the residency of their children between them will be able to claim up to £1,000 a week in benefits, while a couple living together will only be able to claim £500. Of course, this would completely wipe out any saving the government would have made on that family and in fact would cost £13,000 more every year, per family.

Finally, Mark Hoban was on Radio 4’s Today programme, telling the nation that the best way to avoid the benefit cap is “to move into work” – completely ignoring the fact that there is hardly any work available. When thousands of people apply for a single job in a coffee house, as happened within the last few weeks, you know the employment situation is dire. Perhaps the government is playing fast and loose with its increased employment figures as well?

So which do you believe – the comfortable lie that the benefit cap ensures people in work earn more than those on benefits (there was never any danger of the situation being otherwise), or the unpalatable truth that the government’s imbecilic handling of the situation will cost us all many millions more in damage control when it all goes wrong?

The current joke has Oliver Twist saying, “Please, sir, can I have some more?” To which Eric Pickles replies: “Clear off! This is MY trough!”

Well? Do you want your kids to starve?

The Guardian has reported that budget cuts are forcing the closure of breakfast clubs in primary schools across the country – despite increased demand. The research, by Labour MP Sharon Hodgson, shows 40 per cent of councils are cutting back.

This means vulnerable children will be going to school hungry and will therefore be unable to concentrate in lessons.

Think about the consequences of this. If they can’t concentrate because of hunger, they’re likely to misbehave – and this could set a precedent for the rest of their lives. Malnourishment leads to misbehaviour, leading to what? Crime, perhaps?

At the very least, the inability to concentrate means their grades will drop and their academic careers will fail – in some cases, before they have had a chance to get going.

Who knows how many will develop health problems associated with malnutrition?

This will happen, not because they are “bad kids” or because they are “academically sub-normal”, but because they come from poor families. The rich, meanwhile, will streak ahead in the race for The Good Life.

The Guardian reports that Essex County Council said it had 219 breakfast clubs in schools last year, but 169 this year. In Surrey, 2,870 children were being given breakfast last year but only 1,200 in 2012. That’s creating 1,670 potential problem children.

All this is happening in the country with the seventh largest economy in the world.

A Department for Education spokesman acknowledged the importance of the service, but said it was up to schools how they spent the funds they were given. The “pupil premium”, aimed at the most disadvantaged children, would be doubled, the DFE said, but not until 2014-15 – in time to buy your votes at the 2015 election, perhaps?

Until then, do you really want your kids to starve?

The benefits system is failing thousands of people every week, forcing more and more of them to seek help from Britain’s growing number of food banks. “Breadline Britain”, under the Tory-led Coalition, is now a literal expression. Previously it was just metaphorical.

The Trussell Trust, which runs the UK’s biggest food bank, in Coventry, is opening new food banks at the rate of three per week.

Almost half the people who go to food banks are there because of benefit changes. the Department for Work and Pensions does not work fast enough to arrange benefits for when claimants need them, leaving poor people in crisis for weeks, or months, at a time. Then the debts start racking up.

Sanctions, imposed as temporary punishments by the new benefits regime, are also adding to the queue at the food banks. Since 2010, the number of people getting their Jobseeker’s Allowance suspended has spiked, and we all know that the disability tests introduced for Employment and Support Allowance (and soon to come in for Disability Living Allowance) are causing hardship and – in fact – death for Britain’s most vulnerable people.

Sanction or disallowance of benefits happened to 167,000 people in the three months up to February 2012.

What do people do for money when the State fails them and they can’t get work? They fall into the debt trap.

High-interest, doorstep lending to poor people is Britain’s latest – perhaps only – boom industry. In other words, the government’s sick benefits regime is forcing the poor into debt to organisations that will take away everything they have left, in order to make up payments on a loan whose interest rate they probably made up on the spot.