oh right, you're the "I say I climb but I don't really" member of this group.

? She's sponsored, remember??

On a related note, I belayed with her 50 m rope that was of some concern. Man it is good looking, and new, and clean. Sheath is great condition, not fuzzy in the least. New England/Maxum. 50 M, was plenty long enough for our climbs.

so ING got bought by Capital One. Not that there's anything wrong with that, except they made me change my pin. I have no fucking clue what it is, and now I need a new one mailed to me. That's gonna take about six weeks to get to me. Love joy love.

Was hoping to try to do some taxes early, but I guess that won't be happening any time soon.

BTW - if you ever do Intl travel, Capital One is the credit card to travel with. ZERO fees (as in - not even for foreign exchange). As in, everyone else charges at least 3%. As in, Capital One charges NOTHING for foreign currency purchases.

BTW - if you ever do Intl travel, Capital One is the credit card to travel with. ZERO fees (as in - not even for foreign exchange). As in, everyone else charges at least 3%. As in, Capital One charges NOTHING for foreign currency purchases.

My credit union debit card never failed me regarless of what corner of the world I was in. Also, get refunded all stupid non-CU fees for everything. It's like having cash all the time, regardless. Just like a debit card should be. Also, kept me - and still does - from living beyond my means...

BTW - if you ever do Intl travel, Capital One is the credit card to travel with. ZERO fees (as in - not even for foreign exchange). As in, everyone else charges at least 3%. As in, Capital One charges NOTHING for foreign currency purchases.

My credit union debit card never failed me regarless of what corner of the world I was in. Also, get refunded all stupid non-CU fees for everything. It's like having cash all the time, regardless. Just like a debit card should be. Also, kept me - and still does - from living beyond my means...

If you have access to something like that then that's great.

Credit cards don't keep people from living beyond their means. A person's inability to control his or her spending keeps that person from living beyond his or her means.

My CC automatically deducts 100% of the balance each month. I get the points and haven't paid interest on a CC in maybe 15 years.

Still, I'm in the Harvard Credit Union. I should look into that to see if their card refunds me fees. Right now, I don't withdraw cash from the US, but to have that would be nice.