`` Ecuador also said it expects to make $16 million to $20 million on the trade. Take that, Wall Street. Main Street, albeit in Ecuador, wins for once. The problem is it's not quite clear how Ecuador could actually end up making $20 million on its gold swap. A gold swap is pretty close to a collateralized loan. Goldman is essentially lending Ecuador money for three years, and taking its gold as collateral. Typically, you pay interest or a fee for a loan like that. Venezuela said its $1.8 billion gold swap was going to cost $800 million in financing over seven years. Based on that, Ecuador could be paying Goldman a little over $100 million for its swap. On top of that, Ecuador would end up owing Goldman even more money if the price of gold rises over the next three years.''