We don't like NatWest

No one goes on holiday without a credit or debit card, but one not to pack in your hand luggage this summer is the NatWest standard credit card.

Although it has won plaudits for its policy of double points on air miles, it lets itself down somewhat ironically by the amount it charges for use while you are abroad. Expect to be charged 2.75% on currency withdrawals, 1.5% on cash machine withdrawals, with a minimum fee of £2.

And you won't get a replacement if your card is lost or stolen whilst you are away, leaving you stranded.

Stuart Glendinning from Moneysupermarket.com says: "It's strange really, especially when you consider the NatWest card may have helped you get there with its free air miles offer."