The Premier National Digital Currency Platform.

WingCash enables financial institutions, businesses, and
organizations to create, transfer, and use digital currencies
and value.

ABOUT WINGCASH

WingCash is a national digital currency platform which enables the
creation and transfer of digital currencies by financial
institutions as well as the creation and management of closed-loop
cash solutions by businesses and organizations.

The WingCash platform supports every national currency and is
designed for use by financial institutions, payment processors,
money service businesses, and governments.

The WingCash platform also enables businesses and organizations to
add cash as a payment option to their website, as well as add
closed-loop value; closed-loop value enables the creation of
cardless gift, loyalty, rewards, game, promotions, humanitarian,
charitable, store credit, and other stored value programs.

Benefits

Central Banks

The WingCash platform enables Central Banks to issue and
distribute national currencies and retain the benefits of
traditional cash issuance without the costs. The Central Bank’s
use of national digital currency for settlement reduces systemic
risk by eliminating credit and liquidity risks. The platform
enables all depository institutions to offer immediate transfers
across borders with transparency in fees utilizing the interbank
network.

Financial Institutions

The WingCash platform enables financial institutions to offer
customers new offerings, such as immediate, low cost cross border
transfers as well as closed-loop value offerings such as closed-
loop electronic loyalty, rewards, and gift programs. These
offerings are low cost as well as quick and easy to implement
through cloud-based, proven technologies. They also enable safe,
secure electronic wallets (which also may qualify for insurance,
such as FDIC in the US) and enable safe, secure and final
transfers with reduced exposure to fraudulent transactions and
abuse.

Users

Users (i.e., businesses and consumers) will welcome the
opportunity to use a digital currency which is based in their
national currency, which enables fast, secure, lost cost domestic
and international money transfers, which is supported by their
banks, which can send and receive to all other banks using the
traditional banking infrastructure, and which may qualify for
insurance, such as FDIC in the U.S.

Features

Immediate Cash Transfers

Multiple Currencies

Send to Email, Mobile, and Social Media

API for Mobile Apps

Gift, Loyalty, and Rewards Cash

Campaigns & Offers

Deposit to a Bank Account

Point of Sale App

Funds Settlement

Architecture

Serialized Digital Currency

WingCash represents all money as a collection of unique
digital currency notes. Every holder holds a list of uniquely
serialized digital bills and coins. This design favors
management of complex money flows with rich tracking and
auditing capabilities.

Directory Service

WingCash has a built in, universally accessible global directory
service that allows payers to send payments using an email
address, a mobile phone number, a vanity URL, or social media
addresses.

Scale & Security

WingCash is composed of various service processes that are
designed to be spread out among various servers to achieve
greater scale and security. At deployment, one can mitigate
certain security threats, such as image decoding attacks, by
installing internal firewalls to prevent services from
accessing each other inappropriately.

Extensible Workflows

Transfers are executed as sequence of steps referred to as
workflows; a workflow is a series of steps that can be
executed automatically by a computer, but each step may also
allow for appropriate human interaction. Each completed
workflow is an unchangeable detailed record that permissioned
parties can view. Workflows are easily configurable and
extensible by transaction type.

Data Enabled

Each payment can carry significantly more data in a
standardized format, enabling the transmission of remittance
data along with a payment as a value-added service involving
match rates, reconciliation and data analysis.

Request for Payment

Request for payment messaging enables payees to electronically
request funds transfers from the payer using standard
messaging services and the message may carry details such as
invoice numbers, invoice details, and payment destination
details.

Global Interoperability

Liquidity Algorithm

Users may hold both national currency and various type of
closed-loop value. In most cases, users will want to spend
merchant-specific currency first, loyalty or rewards currency
second, and national currency last. In the non digital world,
cards and codes are lost and forgotten, but with Wingcash, the
liquidity algorithm does this for the user.

GET STARTED

For Businesses

Set up your personal profile and business at wingcash.com and start
sending and receiving digital cash.