In this episode, I'll talk about the financial resolutions that are worth making. We'll discuss how to set SMART goals that motivate you and your family. We'll discuss savings goals: a fully-funded emergency fund, saving for big purchases, saving for college and retirement. We'll discuss debt-dumping goals, income goals, and purely fun goals for 2015.

When it comes to investing, nothing will pay off more than educating yourself.

Too many people are spending their time and money on things that may give short term satisifcation, but not long term resuts.

Tune in Thursday's at 6 PM to hear of ways to start investing in yourself. What are the first steps? How much time are you investing in your financial future? Also listen in, to hear about the latest financial news going on around the world.

Fresh off the State of the Union 2015, President Obama brought up many key financial issues that need to be addressed in this world.

This is one of the KEY aspects my show is focused on...

Financial Freedom University is the free school of education filled with an array of topics that were not taught in school . Important topics like taxes , budgeting , time management , finances, debt management , personal development , health wellness , and more important topics. . Financial freedom is much more than having money. It’s the freedom to be who you really are and do what you really want in life.

I teamed up with the popular "The Nikki Rich Show Network ", where we plan on helping people get their visions across to the masses and take over 2015. This season stay tuned in for entrepreneurs, celebrities, entertainers, business owners , artists and everyone interested in spreading financial awareness to the masses while pursing their dream.

Learn about who I am as a female entrepreneur , find out about my goals/visions, and my path to financial freedom. More importantly tune in to hear how I aspire to change hundreds of people's lives this year and take them on a path to financial freedom.

We all know that there are dangerous financial waters we need to avoid. Today we'll talk about the worst of the worst, the "Underbelly of the Financial World." I'll explain why you need to avoid payday lenders like the plague, think twice about title pawning, run away from debt consolidation, and save your money instead of wasting it on lottery tickets. I'll also share my own (stupid) experiences with all of them!

Tune in this Thursday to hear the next subject on Financial Freedom University: The latest College News

From tuition hikes in California UC systems for the next 5 years, how student debt now surpasses 1.3 trillion, why only 14 percent of Americans with federal student loans are enrolled in government plans that allow them to lower their payments , and most importantly hear about ways to help relief the student loans , pay off those loans and set up a financial plan to get you on the right track to financial freedom.

Also hear from some of my #FreedomLeaders with their thoughts of what it means to be financially free !

Isaiah 55:2 asks, “Why do you spend your money for that which is not bread, and your labor for that which does not satisfy? Listen diligently to me, and eat what is good, and delight yourselves in rich food”.

Hmmm…the subtitle of this chapter in Isaiah is “An Invitation to the Thirsty”. The bible has thousands of verses on financial principles, but what about the details? The things that for the most part are not part of a financial planning discussion and come together at the spur of a moment or based on convenience or circumstances at the time.

This week on Financial Grace we’re going to discuss some details about spending money. If you earn $1000 where is it deposited? If you spend $100 where, when and with what do you pay for it? If you spend $10,000 how do spend that money? And if you spend $100,000 or more how do spend that? There is order and harmony in God’s plan and accessing cash requires order and harmony – not restricted systems that reinforce scarcity and fear, but efficient, flexible, simple systems.

In this episode, I talk about the importance of having a vision and dreams about your preferred financial future. When you're doing the hard work of getting out of debt and saving money, it's very motivating to know WHY you're working so hard. I'll talk about dream sessions, vision boards, and "afformations" as tools to use for envisioning your financial future.

If you feel like you’re walking in the wilderness and keep running into the same situation again and again, conventional wisdom says, ‘stop’. But, don’t’ keep doing whatever it is that’s causing the repeat situation. And, if you don’t actually know what’s causing the situation then the tendency is to keep rethinking the problem.This means you’re essentially trying to solve a situation with the same level of thinking that has kept you running around in the wilderness.

Romans 12:2 tells us to, “not be conformed to this world , but be transformed by therenewal of your mind ..."

In finance, renewing your mind doesn’t mean applying willpower to stop spending or to save more. It also doesn’t mean finding some secret strategy or get rich program. Renewing your mind financially means a complete change in thinking – it means a new view of money and a whole new attitude towards earning, spending, giving, investing, managing, and maintaining wealth.

This week we'll discuss why and how to begin to make this shift.Then, I’m going off air for a while because the wilderness for me has repeatedly found me taking on tasks that aren't manageable, scalable or sustainable. I pray you'll stay connected though as we prepare for the Lord to make a dramatic shift in thie area!

With more than 31 years of financial management experience, Jay Hochheiser, President & CEO of Hochheiser, Deutsch & Company has seen many people make financial mistakes- at the cost of their homes and much more. During this episode of Hilary Topper on Air, Jay will provide financial tips and strategies, while discussing his new book "The Physician's Guide to Achieving Financial Freedom!" If you’re a ready to obtain financial freedom, tune in to this episode!