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Ok so I have not heard this term since I was a kid. With the credit cards out there, there was no need to continue with this service. Since the economy has tanked it has come back. Everywhere from Shane Company to K-mart and I am sure Wal-mart will bring it back too. I actually like Layaway better then using credit cards. It makes the person pay for the item before they get it. There is no charge or interest. We are paying cash this Christmas and have our list out but this would be great for someone who can only pay a little at a time for their child’s christmas or a luxury item they wanted instead of putting it on credit.