How would you like to dish out more than half a million a month just to pay for and maintain your home? Welcome to the world of Tiger Woods. Word on the pro golf circuit is that Tiger Woods may be hurting for money. That divorce was not cheap, he’s not exactly winning at golf these days, and he’s experienced a drastic drop in advertising income. Even the uber wealthy sometimes need to downsize: does Tiger Woods need to unload his more than fabulous Jupiter Island home?

Let’s face it: a $54.5 million mortgage, taxes, insurance, security and an endless list of upkeep might make any bachelor think more than twice about downsizing.

(Or keeping his pants zipped.)

But how much would Tiger’s place fetch? After all, he just moved in.

The Florida luxury real estate team of Jeff and Cary Lichtenstein – father and son – have tabulated a cost to carry a home worksheet just for Tiger. The Lichtensteins, who prepare a similar worksheet for all their clients, estimate Tiger’s home sets him back nearly $451,000 a month or $5,419,000 per year. Holy smokes. In reality his costs are much greater in the short term because they also say Tiger has a 5 year mortgage — he really isn’t into long term commitment, is he? Then there’s real estate taxes, repair and maintenance on not only the home but his private golf course. Golf courses are notoriously expensive to maintain: someone once told me you might as well just burn a thousand dollar bill every week. The Lichtensteins do point out these are rough estimates.

Tiger’s home is also incredibly difficult to appraise because the architecture is not in keeping with the “Mizner feel” of Jupiter Island, say the experts. It has a Northern European/IKEA feel. He could always subdivide the property and sell off the house, since it is in the front. But all of this would have to be approved by the town of Jupiter Island.

Woods’ property on the barrier island has a tennis court, a fitness room, an oxygen therapy room, a diving pool and lap pool. It also has a pair of boat docks. We have no idea why he has a large master suite with his-and-her bathrooms, since Tiger is divorced, must be for re-sale value. There are three additional bedroom suites. Additions include a 6,400-square-foot gym with media room, as well as an elevator. The home’s also has a large wine cellar and a game room in the basement, or so reports the Herald Sun.

The site includes four other buildings: a boathouse, golf training studio, a stand-alone garage and a guesthouse. As far as square footage, we know it is much larger than when Woods purchased the original interiors at 9,729 square feet on 12 acres.

They told AOL Real Estate that this part of Florida has been way less affected by the housing downturn, mostly because, like Aspen, communities where the wealthy proliferate tend to avoid foreclosure issues

Of course, selling won’t be all that bad. His ex is dating a billionaire, and Tiger can always move in with his Mom; he built her a 22,000 square foot mansion down the street.