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Navy Federal now has the Best Rewards Credit Card

Full Disclosure: I have been a Navy Federal customer/member since 1989, and I carry the Flagship Rewards card in my wallet. Navy Federal does not compensate me for content on this website.

Navy Federal Credit Union’s Flagship Rewards Card has been pretty darn good to me over the years – For a $49 annual fee I earn up to 2% on ALL purchases when points are used for travel. The card also provides me with free Rental Car Insurance (which once saved my bacon when a Drunk and Stoned Driver crashed in to my parked rental car). I also pay low fees when overseas, and I get all the perks of a Visa Signature card.

And now, the Navy Federal Flagship Rewards Visa Card just got better.

Look what I received in the mail this week:

Translation – Now you can book flights on any airline you want, from ANY website or phone number– Including Southwest and JetBlue. You no longer have to use Navy Federal’s (restricted) in-house travel booking engine to purchase your airline tickets- Just email or call-in to NFCU for your airfare rewards reimbursement.

Sure, there are other credit cards that offer the occasional sign-up bonus, or temporary rewards better than 2% on specific categories (if you are willing to keep hopping between monthly category promotions with “the frequency of a cheap HAM radio”). I’ve accepted some of these Credit Card offers from other banks on occasion just for the sign-on bonus… but I’ve always kept NFCU’s Flagship Visa on standby in my wallet for the day I met the other bank’s bonus requirement, or the day I exhausted the other bank’s category promo.