An example

Tandeka spends R2 000 on her day-to-day shopping with her qualifying FNB Personal Cheque Card in one month.

Tandeka's banking products and how she used them in the previous 12 months, has given her a reward level of 3. This means her eBucks reward rate is 0.8%.

To determine how much eBucks she'll earn the next month:

Formula

Calculation

Qualifying shopping X eBucks reward rate = eBucks earned

R2 000 X 0.8% = R16 = eB160

Remember, R1 = eB10

How many eBucks will you earn on fuel and prepaid airtime?

Once qualified, you need to multiply your eBucks reward rate by your qualifying fuel spend and qualifying airtime spend to determine how much eBucks you will earn.

Your maximum qualifying fuel spend is capped at 20% of your total Cheque Card swipes for the month, with the maximum amount you can earn on fuel capped at eB6 250 per month, and the maximum amount you can earn on prepaid airtime is capped at eB1 500 per month.

An example

Sipho spends the following amounts using his FNB Personal Cheque Card during one month:

R3 000 on day-to-day shopping

R2 000 on fuel

R200 on prepaid airtime from FNB

This gives him a total of R5 000 that he has spent by swiping his FNB Personal Cheque Card on shopping and fuel, and R200 that he has spent on airtime through FNB's electronic banking channels.

He has reached reward level 4 based on the FNB banking products he has and how he uses them. This means he will earn 7.5% back in eBucks on his qualifying fuel and airtime spend.