Rbc mobile app rbc pie ix RBC Mobile is a mobile banking solution that enables bank customers to use their iPhone or iPad to initiate routine transactions and conduct research anytime, from anywhere. Customers can view account balances and transaction history, view account alerts, initiate account transfers and pay bills. RBC Bank U. S. Remote Deposit lets you view the last five days of deposit activity! PRIVACY Your consent and acknowledgement that RBC Bank U. S. Remote Deposit performs functions that require permission to access to the camera on your mobile device to take a photo of the check to be deposited.

Royal bank westjet mastercard rbc bank offers

Backed by a big advertising campaign and generous welcome bonus, the West Jet RBC World Elite Master Card is making a push to become the nation’s top airline credit card. West Jet made headlines this fall when the airline announced a $25 fee for a first check bag. West Jet RBC World Elite Master Card cardholders can get around this because their first checked bag is free on all West Jet flights, for themselves and up to eight companions travelling on the same reservation. Related: Aeroplan “Rewards” More Expensive Than Cash Fare New cardholders get a welcome bonus of $250 West Jet dollars as well as an annual round-trip companion flight voucher for $99 (plus fees and taxes) after your first purchase. Here’s what you’ll get with the West Jet RBC World Elite Master Card: This card comes with a $99 annual fee and, since it’s a World Elite Master Card, you’ll need a minimum $70,000 annual income (or $120,000 household income) to qualify. Related: Getting approved for premium credit cards – some are easier than others The West Jet RBC World Elite Master Card is the closest competition to the Aeroplan credit cards offered by TD and CIBC. It’s a good choice for frequent flyers who have grown disenchanted with the Aeroplan / Air Canada program. Unlike Aeroplan miles, West Jet dollars are treated like cash and can be used toward any booking without having to worry about mileage charts and redemption levels. The $250 welcome bonus is one of the most generous incentives on the market and the ongoing $99 round-trip companion flight voucher is another added bonus. The icing on the cake now is that you’ll get one complimentary checked bag, which will save you $25 per trip. We don’t like paying them, and we’ll do whatever we can to avoid them. …Even if it means bringing two carry-ons and being that one person walking up and down the aisle looking for a place to put them. With both Air Canada and West Jet now charging $30 (plus taxes) for your first checked bag and $50 for your second, not only are these fees not going away, but they’re getting worse. In fact, many travelers have gotten so used to paying these sky-high fees, they consider them part of the cost of travelling. Is there a way to get rid of them without resorting to carrying everything yourself? A handful of credit cards will give you free checked bags when you fly on specific airlines, and there’s even Simply charge these fees to your Mastercard, and submit a claim to National Bank within 60 days of the purchase, with the receipts. Unlike the other cards on this list, you’ll need to do a little legwork to get these fees credited back to you. But, getting free checked bags, no matter the airline, makes this card our #1 card for flying with free bags. This card also comes with one of the best insurance packages available. You’ll have access to: As one last bonus, if you fly frequently through the Montreal-Trudeau Airport, you’ll gain access to the National Bank VIP Lounge (located near gate 53) for yourself and one guest. Not only do you get to avoid carrying around all your luggage, but you’ll also get the chance to relax before your flight. : The National Bank VIP Lounge is only available to departures on international flights. And this is all while earning flexible travel points to be used to redeem for any travel purchases through National Bank à la Carte Rewards. You must provide your Aeroplan number at the time of booking, and the offer is only available to the primary cardholder. On top of free bags, you’ll also get the following benefits: offers free bags on Aeroplan rewards flights operated by Air Canada. Similar to the Infinite Privilege card, this benefit is only available to the primary cardholder. You’ll also get a couple of other Air Canada benefits when travelling on an Aeroplan reward ticket: offers free bags when travelling on Alaska Airlines. You’ll get 1 free checked bag for yourself and up to 6 others travelling on the same reservation. Just be sure to enter your Mileage Plan number into your reservation before you travel. Alaska Airlines only flies from the following cities in Canada: If you don’t live near these areas or an American airport that offers Alaska Airlines flights (Seattle and Detroit are two border cities they fly from), you won’t be able to take advantage of this offer. If you fly with Alaska, the companion voucher is another great perk. You’ll get the first checked bag free for yourself and up to 8 others travelling on the same reservation. Simply book a flight for yourself and take someone else with you for $99 USD plus taxes and fees. Just make sure your West Jet ID is on your reservation before you travel. West Jet offers “coast to coast” coverage in Canada, and as long as West Jet flies there, you’ll be able to to get free bags as well. Book a flight for yourself, and you’ll be able to bring someone else from $99 to $399 (plus taxes and fees). Do you struggle to pack all of your luggage in your carry on? Using these cards properly could help you say goodbye to paying for checked bags. Royal bank westjet mastercard rbc rate advantage visa Our entry tier ensures that whenever you travel with us you are rewarded with WestJet dollars, and gives you the chance to earn when you book with our partners. Add in a WestJet RBC Mastercard to earn even faster. Explore Teal benefits. Tier comparison. Milestone awards. WestJet Rewards tiers and benefits. Effective October 31, 2019. WestJet dollars are earned on net purchases only; they are not earned on cash advances including RBC RoyalBank® credit card cheques, balance transfers, cash-like transactions and certain bill payments, interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet dollars earned by the amounts originally. Sure, Aeroplan is known as the airline program with the best rewards and credit cards. But since things are up in the air and there are no details on the program after that dreaded date – let’s do a deep dive on Canada’s other airline. Members earn West Jet dollars based on how much you fly with West Jet and spend at At the base tier you have the following earn rates on the following: Fly with West Jet a lot and you can reach higher tiers in the program. The higher tiers have increased earn rates along with West Jet specific perks. Once you have enough collected dollars, you can use them for the following: As a premium travel card, it has a great set of insurance coverage for travel and purchases: Looking only at just the spend return rates, this isn’t a top tier card. Spending $2000 per month (not including any West Jet purchases or Petro-Canada savings), would get you $241 a year in dollars including the annual fee deduction – a net of 1% return on spending. For no annual fee, you can get a return of 1.25% with the RBC offers two big West Jet specific perks with this card that can amount to big savings: One free checked bag for every person flying on the same itinerary as the card owner (up to a maximum of 8 bags). This perk is only available on flights fully operated by West Jet and not on their codeshare flights or partner airlines. With an annual round trip companion voucher, you can book a flight for yourself and take someone else with you for just a little bit of extra money instead of paying the full fare. This voucher only covers the base fare, you will have to pay the taxes and fees and can only be used on flights fully operated by West Jet. This voucher also works with plus fares (West Jet’s pseudo business class). Buy a plus fare and the voucher covers that same fare class, some examples: To determine a rough savings for the voucher, we did some research into various flights across the West Jet network (26 in total), with varying levels of competition to see how much the voucher would roughly save (details can be found in this PDF). Here are the ground rules we used to determine the voucher savings: Here is what we found. We surveyed 26 different flights at different dates and came to an average savings on our flights of $131.35. The most saved was $461, while the worst was -$212 (yes the voucher actually cost more on some flights than what you could buy elsewhere). Some notes on where the savings were higher and lower: Using these voucher savings, here is what can be expected on overall return in a year using this card. For the baggage, while you can get free bags for both passengers, we assume if you had to pay for baggage you would try and fly with one bag if possible to save on money. Overall, on a $2,000 spend a month, your overall yearly return rate including the companion voucher perk is 1.90%. It is – only if you can find use in the companion voucher every year. Otherwise, there are better cards out there than this one. The voucher, as seen in our research, has varying value depend on where you want to fly. The biggest downside to the voucher is it limits you to where West Jet can fly. While most popular US destinations are served by West Jet (save for a few like New Orleans and Washington DC), it can’t be used for travel to Europe outside of the United Kingdom, Ireland & Paris, or the continents of Africa, Asia, South America & Australia. Service is expanding, especially to Europe but needs to be kept in mind. Keep in mind if you are a completely loyal West Jet passenger, then your companion voucher value will increase because you’d be paying those higher West Jet fares even when other discount airline options exist. If you redeem it for maximum value every year, your total savings could jump up by hundreds of dollars. Another point for flights within Canada is the emergence of ultra low cost carriers (ulcc) such as Flair & Swoop (West Jet’s ulcc). We were able to look at some routes where Flair & Swoop also competed, and they was still substantially cheaper than West Jet with the voucher. Swoop, unlike Flair, is flying out of Abbotsford and Hamilton instead of Toronto and Vancouver. Flair uses Abbotsford as a third option too though. I would expect both airlines to expand and lower prices for flights within Canada. One strategy with this card if you can get enough value from the voucher and you travel with a family of four is for each adult to get a card. You get access to a 2nd annual voucher for an additional annual fee of $119 (keeping in mind you will also need to have an income of at least $80K to qualify for this card). Say you were able to get $200 in savings for each voucher, this is what your savings would look like: is a worthwhile alternative. First, it comes with a better sign up bonus of up to 30,000 miles – 15,000 after you make your first purchase, and another 15,000 after you spend $3,000 in 3 months. We value an Aeroplan mile at 2.5 cents each, making this bonus worth $750, 3 times better than West Jet card! Then you’ll get even more rewards on your everyday spending: That means, you’ll get an average return on spending of 2.96% (not including annual fee). Even if you include the use of the companion voucher and free bags once per year, the West Jet World Elite Mastercard only nets a 2.39% return. Meaning, you’ll get an extra $137 in rewards every year. And, the 2.96% On top of that, the big advantage Aeroplan has is its destinations. Air Canada flies to far more Canadian and American destinations than West Jet, not to mention internationally, thanks to being a part of Star Alliance. While West Jet is improving in this regard, you’ll have many more options for flights with Aeroplan. It has a similar annual fee of $120 (rebated for the first year) for the primary cardholder, and has lower income requirements of either $60,000 personal or $100,000 household. Similar to the World Elite Mastercard, there are other cards out there that will earn you the same rate without an annual fee. It does come with a companion voucher, but it’s more restrictive. It has an increased cost of $199 to use it and is only valid on West Jet flights within Canada. With our average value of $125 in savings for the World Elite voucher on flights within Canada, factoring in the additional $100 cost, this voucher only has a real savings of $25. Unless you are always booking last minute, expensive flights for 2, I would pass on this card. Having said that, this is a good airline alternative in Canada – and with the upcoming changes coming to Air Canada and Aeroplan it’s nice to have another option for airline rewards. Enhanced in early 2016, the West Jet RBC World Elite Mastercard is a companion travellers dream. The card for Canada's second largest airline and its relatively young rewards program is definitely suited to a wide ranging amount of Canadians who can utilize its benefits. The West Jet RBC World Elite Mastercard is the co-brand card for the West Jet Rewards frequent flyer program. The card issued by RBC has been around for several years now and has always been a decent travel rewards card option for West Jet travel. It is the ideal card for individuals who travel on West Jet regularly and for couples or families who travel on West Jet at least once per year. The West Jet RBC World Elite Mastercard comes with a $99 Annual fee which is lower than most of its competitors that offer a similar level of rewards and benefits. Supplementary cards run $49 which is the essentially the same as the majority of the Infinite/Platinum/Gold travel credit card offerings from other banks. The interest rate on the card is 19.99% which is also in line with most of the cards at this level. Income requirements for the card are $70,000 Personal or $120,000 Household. The West Jet RBC World Elite Mastercard has two earn rates associated with it. If you use the card for West Jet or West Jet Vacations purchases you'll earn 2% of those values in West Jet dollars. All other eligible purchases made on the card earn 1.5% in West Jet dollars. That essentially makes this a 1.5% return card on the majority of your purchases save for those directly made with West Jet or West Jet vacations. West Jet Rewards is a nice simple frequent flyer program to wrap your head around. One West Jet dollar is the equivalent to one Canadian dollar when you redeem for West Jet flights or vacation packages. You can use that as 25 dollars towards any West Jet ticket to save you money no matter the cost of the ticket. If that ticket is $300 before taxes and you have 300 West Jet dollars you can redeem for the full amount meaning that ticket is essentially free as you still have to pay for taxes and fees. At this time West Jet dollars cannot be used towards taxes and fees. Perhaps this is something they will add in the future seeing that a big competitor of theirs now offers that option. If you have used flexible point programs like TD Visa's travel anywhere benefit or American Express' Use Points for Purchases before for travel than the West Jet program should be easy for you to use as it mimics these programs. Essentially West Jet is taking the best of two worlds, a frequent flyer program and a travel anywhere credit card program and combining them into one program. Unlike competing programs here in Canada, West Jet Rewards only has a few a redemption options as we mentioned above, flights and vacation packages. But that is what an airline program is meant to be. Right now you can redeem for any West Jet flight including their code shares on partner airlines like American Airlines and Delta so long as it has a West Jet flight number and issued as a West Jet ticket. This means you can use your West Jet dollars to fly most places in North America, Sun destinations like Hawaii, Mexico, the Caribbean and Central America as well as on West Jet's flights to Europe. The West Jet RBC World Elite Master Card has some great features and benefits that are particularly useful to those who travel on West Jet. The first well known benefit is the first checked bag free option. When you hold the West Jet RBC World Elite Mastercard, you and up to 8 guest travelling on the same reservation can each check your first bag for free. And you don't even have to purchase the tickets on your West Jet RBC World Mastercard! So long as you are a cardholder which will be identified by your West Jet Rewards number you can take advantage of this benefit. The second and also the biggest benefit that this card also comes with is a very strong companion voucher ticket offer that is available annually. Prior to March 2016 this offer was limited to Canada and the Continental U. but that was expanded to be able to use on any West Jet operated flight. The way it works is that when you purchase one ticket with West Jet you can get a companion ticket for as a little as $99. Here are the annual companion ticket options (prices don’t include taxes, fees and charges): What does this mean? Well it means it can save a crap load of money when you travel as the beauty of the voucher is that it works on any fare class at anytime with no blackouts. So you could book a more expensive Plus Fare to London and get your companion in Plus as well for only $399! For example take middle of July busy season flights to London Gatwick from Calgary: the Plus Fare is $2,074 before taxes and fees. That means the companion fare at $399 will save you $1,675!! Don't forget that you can also use any and all of your West Jet dollars towards the first person's fare to save even more money! Finally the card also has a strong insurance package that places it in the middle of the road with its competitors. It includes emergency medical insurance (15 days for those 64 and under; 3 days for 65 ), travel accident insurance, trip interruption insurance, hotel and rental car insurance. Plus it also has extended warranty and purchase protection There are four major items that are good about this card. Used the right way it can save you tons of money on a West Jet trip every year. Finally the fourth item that makes this card appealing is the annual fee, its only $99. Secondly is the first checked bag benefit at a savings of $25 a pop. That's $21 to $51 lower than many of this card's direct competitors and in that first year you get the $250 and whatever other savings you get from the companion voucher and free bag benefit. There are just a few things that are not so good about this card. I have travelled at times with a group of 6 people on West Jet, so right there on a round trip flight that would save $300 if buying the lowest fare class. First is the earn rate, at 1.5% on the majority of purchases there are cards out there that compete with this one that will give you 2% back or even more and those cards don't limit you to redeeming on West Jet only. The 2% back on West Jet purchases is decent but you can get that on the American Express Gold Rewards Cards as well and then have many more redemption options to use that 2% reward you earned. The second issue we have with the card is more so with the West Jet Rewards program and not the card itself but being a co-brand card these go hand in hand! That issue is your limited redemption options in terms of where you can fly. This card has been awarded the best travel card for Canadians by other websites and publications but we have difficulty with that designation as it can't get you to every corner of the globe like other cards nor can it get you into business class or first class seats.... Seeing that you can only redeem on West Jet coded flights you are limited to redeeming for economy or Plus flights within Canada, to the U. S., to Sun destinations and their three (at time of publishing) cities in Europe. You can't fly to Australia, Asia, Africa or many other destinations with West Jet Rewards. Now we say 'yet' because West Jet's partnerships with other airlines are expanding. For example they teamed with Qantas for reciprocal earning but when the announcement came out they also said that redemption will come in 2017. When that happens you'll be able to use West Jet dollars to fly on Qantas and chances are even in Business or First Class. As is always the case it depends on your travel habits! If you travel on West Jet then in most cases the card will make sense but not always. If you are a solo traveller who only flies West Jet once or twice per year you are better off getting a credit card that offers a higher return such as the mbna Rewards World Elite Mastercard as you'll earn more miles on your purchases that you can still redeem on West Jet flights. Being a solo traveller you won't make use of the companion voucher so you are better off with that higher earn elsewhere. However if you travel at least once a year with two or more people or as a single traveller frequently with checked baggage on West Jet then the card is a no-brainer as you can make use of the companion voucher and the first checked bag free benefits to save you a ton of cash. On the flip side if you travel to places that West Jet doesn't serve or their partners like Qantas don't serve the card doesn't make much sense. Well for the $99 annual fee you get the 250 West Jet dollar sign up bonus. That being said, at a minium if you know you are going to fly West Jet at least once, and you can even be that solo traveller we mention earlier you may want to get the card just to save on that one flight. This means you can save $151 on that one West Jet flight and then cancel the card. Don't tell them that we told you to do this though! ;-)Overall this card makes great sense for a lot of Canadians who foresee themselves travelling on West Jet at least once per year with a companion or a few times per year individually. The benefits the card comes with are really second to none as no other card has a companion voucher offer like this and very few have a checked bag benefit. When you get this card it isn't so much the West Jet dollars you earn on your everyday spending even though they will add up it is about those two huge benefits it comes with.

If, within a certain amount of time of purchasing an item, its price drops or you find an identical item offered for a lower retail price than what you paid, you will be reimbursed for the difference. If, while you are checked in, your personal property is stolen from your hotel/motel room and there is evidence of forceful entry, you will be reimbursed for the stolen property up to a certain amount. This insurance covers you up to $500,000 in the event of an accidental bodily injury resulting in one of the losses listed below, while travelling on a common carrier, or while at the airport, pier, terminal or station at the beginning/end of your trip. Coverage is activated when you have paid for the full transportation fare for your trip with your RBC credit card and/or West Jet dollars prior to commencing your trip. In addition to the amount payable above as the result of a loss, you will also be reimbursed for the reasonable and necessary expenses you actually incurred, up to a limit of $2,500, for special training provided these expenses are incurred within 2 years from the date of the accident. Also, when you are confined as an inpatient in a hospital for injuries that result in a payable loss, and you require the personal attendance of a family member as recommended by the attending physician, the insurer will pay, up to a maximum of $1,000, for the expenses incurred by the family member for transportation to you by a common carrier. If your rental vehicle is damaged or stolen while rented out in your name, you are covered up to the vehicle’s actual cash value plus any valid loss of use charges, reasonable towing charges and administrative charges resulting from the damage or theft. This includes damage resulting from malicious vandalism and theft. You are eligible for this type of coverage provided that: Note: This insurance does not cover third party liability coverage. Check with your personal automobile insurer and the rental agency to ensure that you and all other drivers have adequate third party liability, personal injury and damage to property coverage. If the vehicle has sustained damage of any kind, call Assured Assistance at 1-800-533-2778 immediately, but in all events within 48 hours. For your claim to be reviewed, you must submit the following original documentation within 90 days, as applicable: Personal property and gifts purchased using your West Jet RBC World Elite Master Card and/or West Jet dollars are insured against all risks of direct accidental physical loss or damage for 90 days from the date of purchase. If you paid for the personal property or gift using your West Jet dollars, you are insured for the amount of West Jet dollars you redeemed to pay for your purchase. Note: The maximum amount of coverage is $50,000 (or the equivalent number of West Jet dollars) per West Jet RBC World Elite Master Card account for each year. If you call Assured Assistance at 1-800-533-2778 at the time of the loss or damage you will receive the necessary claims assistance. If you do not call Assured Assistance, you must notify the RBC Insurance Claims Centre at 1-800-464-3211 within 30 days of the date of the loss or damage. For your claim to be reviewed, you must submit the following original documentation within 90 days of the date of the loss or damage, but in all events, no later than 1 year: This insurance plan automatically doubles the original manufacturer’s warranty, up to a maximum extension of one year. Coverage starts immediately following the expiry of the original manufacturer’s warranty, but in no event will the combined Extended Warranty and original manufacturer’s warranty exceed five years. Items covered by Extended Warranty Insurance must have been purchased using your West Jet RBC World Elite Master Card and/or West Jet dollars. Note: You must notify the insurer to obtain approval of the repair services and the repair facility before proceeding with any repair services. If you call Assured Assistance at 1-800-533-2778 at the time of the loss or damage you will receive the necessary claims assistance. If you do not call Assured Assistance, you must notify the RBC Insurance Claims Centre at 1-800-464-3211 within 30 days of the date of the loss or damage. For your claim to be reviewed, you must submit the following original documentation within 90 days of the date of the loss or damage, but in all events, no later than 1 year: If, as a result of one of the covered reasons for interruption occurring during your trip, you are prevented from continuing the trip or are unable to return to your departure point on the original scheduled return date, your eligible expenses are covered up to $5,000 per person and up to $25,000 per trip. You, your spouse and dependent children, as well as up to 3 travelling companion are all eligible to receive benefits under this insurance when the full cost of the trip is paid for with your West Jet RBC World Elite Master Card and/or West Jet dollars. In the case of interruption of your trip, you will be reimbursed for the non-refundable unused portion of your prepaid travel arrangements, excluding the cost of prepaid unused transportation back to your departure point. You will also be covered for your economy-class transportation via the most cost-effective route to your departure point, or to your next destination (inbound and outbound). Note: Travel benefits must be undertaken within 10 days following your originally scheduled return date if your delay is not the result of hospitalization, or within 30 days if it is. Call Assured Assistance at 1-800-533-2778 immediately to receive the necessary claims assistance. If you do not call Assured Assistance, you must notify the RBC Insurance Claims Center at 1-800-464-3211 within 30 days of the date of the cause of interruption or delay to obtain a claim form. For your claim to be reviewed, you must submit the following information within 90 days of the date of the cause of the interruption or delay, but in all events, no later than 1 year: If your scheduled flight departure is delayed by more than 4 hours, then you will be reimbursed up to $250 per day per person and up to a maximum of $500 per occurrence for the reasonable and necessary expenses you incur. In addition, if you miss a connecting flight due to the delay of your incoming flight, or you are denied boarding your confirmed scheduled flight due to the airline's overbooking, and in either of these cases alternative transportation is not made available to you within 4 hours, you will also be reimbursed. Reasonable and necessary expenses include hotel accommodation, restaurant meals, refreshments, emergency purchases and other sundry items (such as a magazine, paperback book and other such small items). This insurance is effective when the full cost of your airline ticket is paid with your West Jet RBC World Elite Master Card and/or West Jet dollars, and your luggage is checked with that airline. Note: Reasonable and necessary expenses must be incurred within 48 hours of the delay or denied boarding. If you call Assured Assistance at 1-800-533-2778 at the time of the flight delay, missed connection, or denied boarding, you will receive the necessary claims assistance. If you do not call Assured Assistance, you must notify the RBC Insurance Claims Centre at 1-800-464-3211 within 30 days. For your claim to be reviewed, you must submit the following original documentation within 90 days of the date of the delay, but in all events, no later than 1 year: This insurance covers reasonable and customary expenses, in excess of any medical expenses payable by your GHIP or any other insurance plan, for emergency treatment medically required during your trip as a result of a medical emergency. Unless otherwise noted, the maximum benefit for emergency medical insurance is unlimited. You will be covered for: you seek emergency treatment, or if you choose to seek care from a non-approved medical service provider, you will be responsible for 20% of your medical expenses covered under this insurance (and not recovered from your GHIP), to a maximum of $25,000. Should your medical condition prevent you from calling Assured Assistance before seeking emergency treatment, you must call as soon as medically possible or someone else may call on your behalf. You must submit the information required for your claim within 90 days of the date of the emergency treatment or other expenses were first incurred. If this is not reasonably possible, you must do so within 1 year or your claim will not be reviewed. For your claim to be reviewed, you must submit the following information: In the event that your checked luggage is permanently lost, you will be reimbursed up to $500 per person and up to a maximum of $2,500 per trip for the reasonable and necessary expenses you incur for the minimum essential clothing and toiletries. This insurance is effective when the full cost of your airline ticket is paid with your West Jet RBC World Elite Master Card and/or West Jet dollars, and your luggage is checked with that airline. If you call Assured Assistance at 1-800-533-2778 at the time of the loss you will receive the necessary claims assistance. If you do not call Assured Assistance, you must notify the RBC Insurance Claims Centre at 1-800-464-3211 within 30 days of the date of the loss. For your claim to be reviewed, you must submit the following original documentation within 90 days of the date of the loss, but in all events, no later than 1 year: If your checked luggage is delayed by more than 4 hours from the time of your arrival at the scheduled destination, you will be reimbursed up to $500 per person and up to a maximum of $2,500 per trip for the reasonable and necessary expenses you incur for the minimum essential clothing and toiletries. This insurance is effective when the full cost of your airline ticket is paid with your West Jet RBC World Elite Master Card and/or West Jet dollars, and your luggage is checked with that airline. Emergency purchases must be made before your checked luggage is returned to you and no later than 4 days after you've arrived at the scheduled destination. If you call Assured Assistance at 1-800-533-2778 at the time of the delay you will receive the necessary claims assistance. If you do not call Assured Assistance, you must notify the RBC Insurance Claims Centre at 1-800-464-3211 within 30 days of the date of the delay. For your claim to be reviewed, you must submit the following original documentation within 90 days of the date of the delay, but in all events, no later than 1 year: If your personal property is lost or damaged as a result of wrongful entry, indicated by visible signs of force, into your hotel room, motel room, or cruise cabin while you are a registered guest, you will be reimbursed up to a maximum of $2,500 per burglary occurrence for the repair or replacement of your personal property. Coverage begins at the actual time you check into your hotel room, motel room, or cruise cabin, provided that your hotel room, motel room, or cruise cabin is paid with your West Jet RBC World Elite Master Card card and/or West Jet dollars. The insurer will pay for the lesser of the following amounts: If you call Assured Assistance at 1-800-533-2778 at the time of the burglary you will receive the necessary claims assistance. If you do not call Assured Assistance, you must notify the RBC Insurance Claims Centre at 1-800-464-3211 within 30 days of the date of the burglary. If you want to exchange more than $10,000, please sign in to Online Banking to see the most accurate rate. This quick and easy Foreign Exchange tool shows you what your currency is worth today, so you can know the value of the funds you have. Or have extra USD on hand and want to convert it back? You can exchange up to $25,000 at a time between your RBC RoyalBank (Canadian) and RBC Bank (U. S.) accounts when you’re signed in to Online Banking. Give us a call at The rates provided are for information purposes only, and may not be reflective of rates in the market at the time of inquiry. Foreign exchange rates are subject to change at a moment's notice. Although timely rates may be obtained by contacting a local RBC RoyalBank branch, rates can only be guaranteed at the time the purchase or sale is conducted. Advance notice may be required to obtain some currencies. Royal bank westjet mastercard rbc centura bank Date we post the transaction to your credit card account at an exchange rate that is 2.5% over a benchmark rate RoyalBank of Canada pays on the date of conversion. Foreign Currency Conversion RBC WestJetMastercard – $39 for the primary card and $19 for each additional card. WestJet, not RoyalBank of Canada, is responsible for WestJet Rewards. †Valid for primary cardholders of the WestJet RBC World Elite Mastercard and up to eight 8 additional guests travelling on the same reservation; not valid for companions when travelling on a group booking 10+ guests on the same reservation. Our entry tier ensures that whenever you travel with us you are rewarded with WestJet dollars, and gives you the chance to earn when you book with our partners. Add in a WestJet RBC Mastercard to earn even faster. Explore Teal benefits. Tier comparison. Milestone awards. WestJet Rewards tiers and benefits. Effective October 31, 2019. This is the official blog for Rewards Canada.ca, Canada's Frequent Flyer and Travel Rewards Resource since 2001. Disclosure: We receive compensation from some credit card companies featured on this site. Although we are compensated for every credit card that is approved via our website affiliate links, our research and content are based on an objective analysis.