While some people think that buying a car might help improve a credit store, the opposite is often true. It can actually be harmful to a credit score. Imagine you are shopping multiple dealerships to get the best deal. Part of the process is that each dealer runs your credit report, and their reporting system can make inquiries to 5-10 different banks at one time. Each "hit" can take up to ten points off your credit score, and will also stay on your record report for up to two years.

By admin|2017-03-18T12:39:07+00:00March 17th, 2017|Home Buying|Comments Off on How each loan can affect your credit score…

Having a car payment and consistently making payments on time is one of the best things a person can do to improve his or her credit score. In turn, this will also help secure better financing when the time comes for purchasing a new home. Learn more about how buying a Car can help you get the home you always dreamed of.

By admin|2017-03-18T13:06:41+00:00March 17th, 2017|Home Buying|Comments Off on Buying a car can actually help boost your credit for getting a Home Loan

The real estate industry has an organized system involving many professional people from many different areas. In the State of Texas, there’s a law that documents all the processes of real estate. They are there for a reason, to protect buyers and sellers when it comes to the buying and selling process.

At then end of last year, I received a phone call. ” We are looking for a home. Can you help us? I am afraid because I don’t have a good credit score,” pleaded the voice on the other end of the line. I replied, ” don’t worry, I would love to help you find […]

By admin|2017-03-18T13:08:14+00:00March 9th, 2017|Home Buying|Comments Off on How An Seasoned Real Estate Agent Pays Off…

For anyone looking into buying a home, there are many misconceptions about the loan process. In fact, a lot of new home buyers think that the most difficult part of buying a house is getting a loan. It surprises me to learn that people believe that they must always put 20% down to get a loan, or that a […]

By admin|2017-03-18T13:08:59+00:00December 29th, 2014|Home Buying|Comments Off on Do You Have A True Understanding About Getting The Best Home Loan?