UMB Bank provides its customers with one routing number for domestic account transfers and related services (direct deposit, ACH payments, etc.), as well as a SWIFT code for international transactions.

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Routing Number

101000695

SWIFT Code

UMKCUS44

Routing Number On Check

The routing number is a nine-digit numerical code that can be found on a UMB Bank personal/business check – located directly to the left of the account number, in the lower-left corner (as outlined in the sample check below).

UMB Bank Sample Check – Where to Located Routing Number

How to Wire Funds

Wire transfers can be initiated over the phone (1-888-44WIRES), in-person at a UMB branch location, or online (via UMB Bank’s ‘Web Exchange‘ service – available only for business/commercial accounts).

To initiate an outgoing wire transfer via telephone:

Call 1(888)-44WIRES

-Provide the following information:

Your full name

Telephone number

UMB Bank PIN

Account number to be used in the transaction

Amount of money to be wired

Beneficiary bank’s ABA routing number

Beneficiary’s full name, account number, and street address

Specific wire details/instructions

Initiator’s information (UMB Bank branch information)

For a domestic wire transfer via ‘Web Exchange':

-You are required to have the following information:

UMB Web Exchange user ID and password

RSA secure token

Domestic wire transfer user ID, password, and PIN

-Follow these instructions to sign in to the ‘Domestic Wire Transfer’ service: