Join as a Community Bank or Credit Union

The following criteria are necessary for community banks or credit unions joining Lowcountry Local First and constitute Lowcountry Local First’s definition of a local independent financial institution:

Because banks are typically regional in scope we accept banks under the following criteria.

1) Lending decisions are made locally with people that customers can build a relationship with.

2) Controlling interest of 50% or more is held within the state

3) The business can make independent decisions regarding the name and look of the business, business purchasing, practices and distribution; as well as pays all their own marketing, rent, and other business expenses.

4) Based locally and is headquartered within the state of South Carolina