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Thursday, October 29, 2009

Each one of us is feeling the effects of the current economic squeeze and hence it is important to find ways of being in control of your spending. As hard as it may appear to be, especially if you are a shopping addict, limiting your spending habit is very possible. Some people are principled enough to purchase only things that are absolutely necessary but it is not the same when it comes to a shopping addict.

To avoid shopping sprees, list down all the items you want to buy and get an estimate of the amount of money you will need. Do this a day before you go shopping and withdraw the amount you intend to spend. Make sure you leave your credit card at home whenever you go shopping; this has worked perfectly for me.

Anytime you carry your ATM card or credit card you may be tempted to buy items on promotion which you might not need. Supermarkets have promotions like “Buy one roll of tissue and get a free sachet of tea leaves”, to avoid temptation carry just enough cash to constrain you from overspending. In fact, sometimes when you calculate, you may discover that the free tea leaves sachets are included in the cost of the tissue roll.

Retail shops put nice and soothing music as a strategy to make you take time to walk round and see items on display, all with the hope you will spend more. So the next time you think of going shopping prepare a list of items you really need to purchase and try stick to your budget.

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Achievement - Power And Ability Of A Positive Mind

“Attitude is everything!” This statement carries so much truth that if every one took time to think about it and make necessary adjustment in life, then our lives would change for the better. Many times in our quest for self improvement, we have concentrated on changing and improving many things but our attitude.

Attitude is a person’s frame of mind. It is the mindset that a person has that helps him to develop a world view. Attitude is expressed by how we respond to issues. One person once said, “Life is not what happens to you but how you respond to issues”. Two individuals may encounter a similar negative situation but how they will each respond will determine the outcome.

One of the main attitudes we need to embrace is cultivating a positive mindset or attitude. As you read through history you encounter ordinary individuals who did extra ordinary things. Moses in the Bible was known to stammer in his speech but he became the deliverer. Abraham Lincoln on the other hand educated himself; he had no formal education but became the most acclaimed president in the history of the United States.

Mother Teresa, a simple nun in Calcutta also became an icon through her acts of mercy and philanthropy. The list could go on and on. What characterized these people was a positive mindset, they all believed in possibilities and they responded decisively for the good of humanity.

Regardless of your present status and condition, you can accomplish anything with positive thinking. There is power that is released through positive thinking and once it is released, it will always work for you. Positive thinking acts to enhance your abilities and virtues. Nothing is impossible to him that believes.

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