Auto Loan Insurance Quotes, do they cause a hard inquiry? Get insured in person or online?

Auto Loan Insurance Quotes, do they cause a hard inquiry? Is et insured in person or online?

Do they need to see the car? If so possibly when?

Please give tips. I live in Detroit (Westside, vey close to Dearborn), Michigan. We have no garage, my G.P.A. is a 2.935 (unfortunately it is no longer a 3.3).

We've had some hit and runs lately, so I want full coverage... the car cost me $700, but I want to have a car for a while, since the buses here are becoming very unreliable. I here claims raise premiums, hopefully I don't have to make any claims, but good to have just in case. It is a 2000 Saturn 4-door by the way.

Re: Auto Loan Insurance Quotes, do they cause a hard inquiry? Get insured in person or online?

Auto Insurance Quotes are always soft pulls and they can be insured in person, online or over the phone. They typically won't need to see the car unless it has prior damage and that is after you are already insured.

Re: Auto Loan Insurance Quotes, do they cause a hard inquiry? Get insured in person or online?

Its a SP, and like 14IS4 said, it can be insured online or in person or over phone.

Sometimes they may want you to send in pictures of the car or see it, but it will depend on the insurance company. If you have gaps in between coverage, or are switching from liability to full coverage, then they typically will want to verify the state / condition of the car.

Just call the insurance company and find out. Each company has different policies.

Re: Auto Loan Insurance Quotes, do they cause a hard inquiry? Get insured in person or online?

Have you also checked rates for full coverage? If your car is worth 700, I don't recommend full coverage. If something happens to it, just scrap it and get a new car. You probably will get back around the same amount of money. It's not worth paying full coverage in most cases for a 700 dollars car.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair
organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or
assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.