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What does collection have to send you to validate a debt? Virginia

A collection agency sent me a letter saying I owed a certain debt and also told me I had thirty days to ask them to validate the debt. If I send them a letter within thirty days and ask them to validate the debt what information do they have to send me to validate it?

Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around. Leo Buscaglia

Live in peace with animals. Animals bring love to our hearts and warmth to our souls.

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