Sheffield is going to be around 10-12%. Go to a different bank and build up some credit there to. They will loan you the money seeing your already established with another bank and have a history of paying.

The only time its a good idea to use a finance company is when you are buying something through a manufacturers promotion such as 0 percent for 36 months. I was dumb enough to finance an ATV through sheffield at 14.99 percent. Once I realized what it was costing me I refinanced through my credit union for 2.99 percent.Posted via Mobile Device