Sources of Health Insurance and Characteristics of the Uninsured:
Mountain States, 1996

Montana

The percentage of Montana's nonelderly population (under age 65) without health
insurance coverage, 15.4 percent, was lower than the national rate of 17.7 percent.
Montana's nonelderly population had a lower rate of private coverage, 68.3 percent, than
the national rate of 70.9 percent.

Children living in Montana -- infants through age 17 -- had a lower rate of
employment-based health insurance coverage, 53.5 percent, than the national rate, 58.9
percent. The uninsured rate for children in Montana, 11.1 percent, was below the national
rate, 14.8 percent.

Children living in families with incomes below the federal poverty level were the most
likely to be uninsured, 19.4 percent. Children in families with income at 400 percent or
more of the federal poverty level were least likely to be uninsured, 4.0 percent.

Montana workers had a slightly lower rate of employment-based health insurance coverage,
66.4 percent, than the nation, 72.3 percent. Also, 49.4 percent of Montana workers had
employment-based health insurance coverage in their own name, compared with 55.2 percent
for the nation.

Larger firms were more likely than smaller firms to provide coverage. Among Montana
workers in firms with 1,000 or more workers, 66.1 percent had coverage in their own name,
compared with 23.7 percent of workers in firms with fewer than 10 employees.

Among Montana workers, the most likely to have employment-based health insurance in
their own name were those in transportation, communications, and utilities, 78.2 percent,
and government, 70.0 percent. Government workers had the lowest uninsured rate in the
state, 4.9 percent, followed by workers in finance, insurance, and real estate, 5.2
percent. Workers in entertainment and recreational services and wholesale trade had the
highest uninsured rates in the state, 29.9 percent and 26.5 percent, respectively.

Idaho

The percentage of Idaho's nonelderly population without health insurance coverage, 18.6
percent, was higher than the national rate of 17.7 percent. Idaho's nonelderly population
had a higher rate of private coverage, 71.8 percent, than the national rate of 70.9
percent.

Children living in Idaho -- infants through age 17 -- had a higher rate of
employment-based health insurance coverage, 59.6 percent, than the national rate, 58.9
percent. The uninsured rate for children in Idaho, 13.2 percent, was also below the
national rate of 14.8 percent.

Children living in families with incomes below the federal poverty level were the most
likely to be uninsured, 29.3 percent. Children in families with incomes at 400 percent or
more of the federal poverty level were least likely to be uninsured, 6.3 percent.

Idaho workers had a lower rate of employment-based health insurance coverage, 65.3
percent, than the national rate of 72.3 percent. Also, 48.0 percent of Idaho workers had
employment-based health insurance coverage in their own name, compared with 55.2 percent
for the nation.

Larger firms were more likely than smaller firms to provide coverage. Among Idaho
workers in firms with 1,000 or more workers, 68.9 percent had coverage in their own name,
compared with 15.7 percent of workers in firms with fewer than 10 employees.

Among Idaho workers, the most likely to have employment-based health insurance in their
own name were those in government, 69.6 percent, and in transportation, communications,
and utilities, 68.7 percent. Workers in government had the lowest uninsured rate in the
state, 7.1 percent, followed by those in transportation, communications, and utilities,
8.2 percent. Workers in retail trade and business and repair services had the highest
uninsured rates in the state at 32.8 percent and 32.3 percent, respectively.

Wyoming

The percentage of Wyoming's nonelderly population without health insurance coverage,
15.2 percent, was lower than the national rate, 17.7 percent. Wyoming's nonelderly
population had a higher rate of private coverage, 72.8 percent, than the national rate,
70.9 percent.

Children living in Wyoming -- infants through age 17 -- had a slightly higher rate of
employment-based health insurance coverage, 63.2 percent, than the national rate of 58.9
percent. The uninsured rate for children in Wyoming, 10.5 percent, was below the national
rate, 14.8 percent.

Children living in families with incomes at 150 percent to 199 percent of the federal
poverty level were the most likely to be uninsured, 24.9 percent. Children in families
with incomes at 200-399 percent of the federal poverty level were least likely to be
uninsured, 2.0 percent.

Wyoming workers had a lower rate of employment-based health insurance coverage, 69.6
percent, than the nation, 72.3 percent. Also, 48.8 percent of Wyoming workers had
employment-based health insurance coverage in their own name, compared with 55.2 percent
for the nation.

Larger firms were more likely than smaller firms to provide coverage. Among Wyoming
workers in firms with 1,000 or more workers, 68.3 percent had coverage in their own name,
compared with 24.2 percent of workers in firms with fewer than 10 employees.

Among Wyoming workers, the most likely to have employment-based health insurance in
their own name were those in transportation, communications, and utilities, 86.3 percent,
and wholesale trade, 79.7 percent. Transportation, communications, and utilities workers
had the lowest uninsured rate in the state, 4.5 percent, followed by workers in the
wholesale trade at 6.4 percent. The highest uninsured rates in the state were among
workers in personal services, 52.8 percent, and agriculture, 34.2 percent.

Colorado

The percentage of Colorado's nonelderly population without health insurance coverage,
17.9 percent, was higher than the national rate, 17.7 percent. Colorado's nonelderly
population also had a higher rate of private coverage, 74.8 percent, than the national
rate, 70.9 percent.

Children living in Colorado -- infants through age 17 -- had a higher rate of
employment-based health insurance coverage, 61.0 percent, than the national rate, 58.9
percent. The uninsured rate for children in Colorado, 18.4 percent, was above the national
rate, 14.8 percent.

Children living in families with incomes at 150-199 percent the federal poverty level
were the most likely to be uninsured, 43.3 percent. Children in families with incomes of
400 percent or more of the federal poverty level were least likely to be uninsured, 6.3
percent.

Colorado workers had a lower rate of employment-based health insurance coverage, 69.2
percent, than the nation, 72.3 percent. Also, 52.1 percent of Colorado workers had
employment-based health insurance coverage in their own name, compared with 55.2 percent
for the nation.

Larger firms were more likely than smaller firms to provide coverage. Among Colorado
workers in firms with 1,000 or more workers, 64.5 percent had coverage in their own name,
compared with 25.2 percent of those in firms with fewer than 10 employees.

Among Colorado workers, the most likely to have employment-based health insurance
coverage in their own name were those in manufacturing, 75.8 percent, and in
transportation, communications, and utilities, 72.9 percent. Government workers had the
lowest uninsured rate in the state, 4.5 percent, followed by workers in manufacturing, 6.8
percent. Workers in agriculture and construction had the highest uninsured rates in the
state at 56.5 percent and 30.6 percent, respectively.

New Mexico

The percentage of New Mexico's nonelderly population without health insurance coverage,
24.7 percent, was higher than the national rate, 17.7 percent. New Mexico's nonelderly
population also had a lower rate of private coverage, 55.5 percent, than the national
rate, 70.9 percent. New Mexico had the lowest rate of private health insurance coverage.

Children living in New Mexico -- infants through age 17 -- had a lower rate of
employment-based health insurance coverage, 46.8 percent, than the national rate, 58.9
percent. The uninsured rate for children in New Mexico, 17.9 percent, was above the
national rate, 14.8 percent.

Children living in families with incomes below the federal poverty level were the most
likely to be uninsured, 27.9 percent. Children in families with incomes at 400 percent or
more of the federal poverty level were least likely to be uninsured, 5.0 percent.

New Mexico workers had a lower rate of employment-based health insurance coverage, 58.3
percent, than the nation, 72.3 percent. Also, 42.8 percent of New Mexico workers had
employment-based health insurance coverage in their own name, compared with 55.2 percent
for the nation. New Mexico workers had the lowest rate of employment-based health
insurance coverage in their own name.

Larger firms were more likely than smaller firms to provide coverage. Among New Mexico's
workers in firms with 1,000 or more workers, 61.3 percent had coverage in their own name,
compared with 15.1 percent of workers in firms with fewer than 10 employees.

Among New Mexico workers, the most likely to have employment-based health insurance
coverage in their own name were those in government, 67.9 percent, and in transportation,
communications, and utilities, 63.5 percent. Workers in government had the lowest
uninsured rate in the state, 6.1 percent, followed by those in mining, 15.7 percent.
Workers in construction and agriculture had the highest uninsured rates in the state, at
55.3 percent and 48.4 percent, respectively.

Arizona

The percentage of Arizona's nonelderly population without health insurance coverage,
27.7 percent, was higher than the national rate, 17.7 percent. Arizona had the highest
uninsured rate. Arizona's nonelderly population had a lower rate of private coverage, 58.6
percent, than the national rate, 70.9 percent. Arizona had the second lowest rate of
private health insurance coverage, after New Mexico.

Children living in Arizona -- infants through age 17 -- had a lower rate of
employment-based health insurance coverage, 46.4 percent, than the national rate, 58.9
percent. Arizona had the second lowest rate of employment-based health insurance coverage
for children, after the District of Columbia. The uninsured rate for children in Arizona,
25.0 percent, was above the national rate, 14.8 percent. Arizona had the highest uninsured
rate for children of any state.

Children living in families with incomes just above the federal poverty level-100
percent to 149 percent of poverty -- were the most likely to be uninsured, 47.3 percent.
Children in families with incomes at 400 percent or more of the federal poverty level were
least likely to be uninsured, 5.6 percent.

Arizona workers had a lower rate of employment-based health insurance coverage, 59.4
percent, than the nation, 72.3 percent. Also, 44.7 percent Arizona workers had
employment-based health insurance coverage in their own name, compared with 55.2 percent
for the nation. Arizona workers had the second lowest rate of employment-based health
insurance coverage in their own name, after New Mexico workers.

Larger firms were more likely than smaller firms to provide coverage. Among Arizona
workers in firms with 1,000 or more workers, 60.1 percent had coverage in their own name,
compared with 17.7 percent of workers in firms with fewer than 10 employees.

Arizona workers most likely to have employment-based health insurance coverage in their
own name were those in government, 68.0 percent, and wholesale trade, 66.0 percent.
Workers in government had the lowest uninsured rate in the state, 14.2 percent, followed
by workers in professional services at 15.2 percent. Workers in agriculture and personal
services had the highest uninsured rates in the state, at 57.9 percent and 42.8 percent,
respectively.

Utah

The percentage of Utah's nonelderly population without health insurance coverage, 13.3
percent, was lower than the national rate, 17.7 percent. Utah's nonelderly population had
a higher rate of private coverage, 82.7 percent, than the national rate, 70.9 percent.
Utah had the third highest rate of private health insurance coverage. Indiana and Nevada
had higher rates.

Children living in Utah -- infants through age 17 -- had a higher rate of
employment-based health insurance coverage, 74.6 percent, than the national rate, 58.9
percent. Utah had the second highest rate of employment-based health insurance coverage
for children, after Indiana. The uninsured rate for children in Utah, 11.1 percent, was
below the national rate, 14.8 percent.

Children living in families with incomes below the federal poverty level were the most
likely to be uninsured, 26.3 percent. Children in families with incomes at 400 percent or
more of the federal poverty level were least likely to be uninsured, less than 1.0
percent.

Utah workers had a higher rate of employment-based health insurance coverage, 75.9
percent, than the nation, 72.3 percent. Also, 51.8 percent of Utah workers had
employment-based health insurance coverage in their own name, compared with 55.2 percent
for the nation.

Larger firms were more likely than smaller firms to provide coverage. Among Utah workers
in firms with 1,000 or more workers, 62.8 percent had coverage in their own name, compared
with 21.3 percent of workers in firms with fewer than 10 employees.

Utah workers most likely to have employment-based health insurance coverage in their own
name were those in government, 70.0 percent, and manufacturing, 69.7 percent. Workers in
government had the lowest uninsured in the state, 3.5 percent, followed by workers in
professional servic

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