Home Insurance

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Home insurance shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home. Additionally, it can protect you against liability for accidental damage to someone else's property.

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Additional savings on our home insurance rates are available when:

You are claims-free*

You have a centrally monitored home security system*

Your home has a monitored fire alarm system*

Your home is new*

You have Neighbourhood Watch

You are mortgage-free

You are a mature policyholder

You have Home and Auto coverage with CUMIS

You have a Leadership in Energy and Environmental Design (LEED) certified home

Ask us how to save even more when you insure both your auto and home with CUMIS.*

Contact us today at 1-800-810-2847 for more information.

*Discounts, coverage and eligibility vary by province.

Value-added Benefits

With home insurance from CUMIS, you get value-added benefits you may not get anywhere else.

Identity Fraud Coverage

All home insurance plans from CUMIS Insurance — home, condo and tenants — include identity fraud coverage at no extra cost.

Extended Water Coverage

Protect your home from water damage caused by drains and sanitary systems by adding this option to your property policy.

Choose from two coverage levels, limits*, basis of settlement* and deductible that best suits your needs.

Some conditions and exclusions may apply. Call 1-800-810-2847 to speak with a licensed insurance representative.

*Limits, Basis of Settlement, Deductible and Eligibility vary by province.

Other Optional Type Coverage

Home-based business

Personal umbrella liability

Valuable personal articles riders for jewellery, furs and special collectibles

Flexible Payment Options

With our flexible payment options you can decide how you would like to pay your premium: by mail, credit card or pre-authorized payment (weekly, bi-weekly, monthly, semi-monthly or annually).