And now, something from our sponsor...

If a man feels that what, without any fault of his own, he suffers
in this life can only be the result of some of his former acts, he
will bear his sufferings with more resignation, like a debtor who is
paying off an old debt. And if he knows besides that in this life he
may actually lay by moral capital for the future, he has a motive for
goodness, which is not more selfish than it ought to be. The belief
that no act, whether good or bad, can be lost, is only the same belief
in the moral world which our belief in the preservation of force is in
the physical world. Nothing can be lost.