Medical advances, cost shifting and changing utilization patterns are contributing to dramatic increases in catastrophic claims. A well-designed medical reinsurance program has never been more critical to manage these forces.

The first reinsurer to develop a catastrophic case management consulting program (ROSE®) and perinatal and neonatal case management program (ROSEBUD®)

Early to offer streamlined cash flow processes, timely reimbursement of claims upon receipt of complete information, a carry-forward advantage upon renewal of a contact, and a simplified claims reporting process designed for client convenience

RGA has the expertise and insight to help you make smart decisions for your insureds and your company.

Supplemental Health Reinsurance (Supplementary Reinsurance), or reinsurance over products that help reimburse health care costs not covered by primary health insurance, such as copayments, coinsurance, and deductibles

Quota Share Healthcare, a partnership in which reinsurer and ceding company each have a proportional share in a product's underwriting results. This arrangement is common with Carriers / Managing General Underwriters serving fully insured and self-funded stop loss products

The security of experience.
The power of innovation.

Reinsurance Group of America, Incorporated is a leader in the global life reinsurance industry. With headquarters in St. Louis, Missouri and operations around the world, RGA delivers expert solutions in individual life reinsurance, individual living benefits reinsurance, group reinsurance, financial solutions, facultative underwriting and product development.