These employer sponsored plans account for the majority of people’s retirement planning. Most people approach this by deferring a percentage of their salary each paycheck into an account they can barely decipher. 232 more words

Each month, I plan on setting goals that should help with where we are trying to go financially. With the kids on spring break and house guests for 3 out of the 4 weeks in March, this month is not looking like a frugal one. 81 more words