Koperasi Mitra Dhuafa

Access to credit for low-income women in rural Indonesia

Indonesia

Koperasi Mitra Dhuafa (KOMIDA) is a registered Indonesian cooperative. It provides microfinance services to low-income women who have no access to the formal financial sector. In 2005, KOMIDA launched a microfinance programme based on the Grameen methodology (group lending) in the province of Aceh to help tsunami survivors.

KOMIDA subsequently introduced the programme in other provinces, where it also specifically targets low-income women in rural areas.

Today, KOMIDA manages 138 branches in 12 provinces which serve around 325,000 members (2016). It is considered one of the biggest MFI cooperatives in Indonesia. KOMIDA also offers savings products and a credit risk fund.

KOMIDA has a strong social performance and has endorsed the SMART Campaign’s client protection principles.

Partner info

Facts

Social performance

Number of clients

Individuals with an outstanding loan balance with the financial intermediary or primarily responsible for repaying any part of the loan. Individuals with multiple loans are counted as a single borrower.

434,025

Female borrowers

Percentage female borrowers

Percentage of female borrowers as part of total active borrowers.

100%

Rural clients

Percentage rural clients

Percentage of clients living in settled places outside towns and cities, such as villages or hamlets, where most livelihoods are farm-based (including both crop and noncrop agriculture, livestock and fishing).