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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

5 Best Small Business Credit Cards for Airbnb Hosts in 2018

January 30, 2018
by
Million Mile Secrets Million Mile Secrets

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Million Mile SecretsMillion Mile Secrets Team

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Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Many of our team members manage vacation rentals on the side to earn extra cash. Harlan and Keith use Airbnb to advertise their listings, while Meghan prefers VRBO. More income is a good thing! And I asked Harlan to share how he earns hundreds of thousands of miles & points each year with his Airbnb business!

Having a profitable Airbnb side hustle qualifies me for small business credit cards, which I use for all my Airbnb expenses. I earn triple-digit thousands of miles& points every year with a combination of sign-up offers, bonus categories, limited-time promotions, and everyday spending – a real Million Mile Secret!

I Love Earning Miles & Points With My Airbnb Side Hustle! I’ll Share the Best Cards for Hosts to Consider

I’ll share my top 5 credit card picks for Airbnb hosts so you can earn extra miles & points for Big Travel with Small Money, too!

Keep in mind, Plastiq charges a 2.5% fee. But it could be worth paying to meet minimum spending requirements on a new card. If you pay a lot in rent, you can earn a big sign-up bonus with just a couple of payments.

5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year

2% back back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year

1% cash back on all other purchases

There’s NO annual fee on this card. And you’ll earn 5 Chase Ultimate Rewards points per $1 spent on internet and cable bills. Plus, you can purchase cleaning supplies, snacks, and a new desk at an office supply store to earn more rewards.

2. Chase Ink Business Preferred

3 Chase Ultimate Rewards points for every $1 you spend on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites, and search engines (up to a maximum of $150,000 in combined purchases per account anniversary year)

1X Chase Ultimate Rewards points on all other purchases

When you open the Chase Ink Business Preferred card, you’ll earn 80,000 Chase Ultimate Rewards points (worth $800) after you spend $5,000 on purchases in the first 3 months from account opening. If you spend a lot on internet and TV subscriptions, this card is worth considering because it earns 3 Chase Ultimate Rewards points per $1 spent.

Earn 3X Chase Ultimate Rewards Points on Internet and Phone Service With the Chase Ink Business Preferred Card. You Also Get 3X on Travel and Shipping!

You’ll earn the same rate for travel and shipping purchases (in case your guest leaves something behind), too! Keep in mind the 3X rate is for a combined maximum of $150,000 spent per account anniversary year across all the bonus categories.

Plus, you’ll get $600 in cell phone insurance when you pay your cell phone bill with the card. So you’ll never have to be without your phone for interacting with guests!

3. AMEX Blue Business Plus

I love this card because it earns 2X AMEX Membership Rewards points on your first $50,000 in purchases each year, with NO bonus categories to think about (then 1X on the rest)! It doesn’t get easier than that. Plus, there’s NO annual fee on this card.

When I make a purchase not included as a bonus category on another card, I use the AMEX Blue Business Plus card. Little things like key copies, and recurring expenses like cleaning services, go on this card to score easy double rewards points. The value lies in the simplicity. And the rewards add up quick!

Just a Guy and One of His Favorite Credit Cards. The AMEX Blue Business Plus Makes It Easy to Earn Rewards With NO Bonus Categories to Think About!

And because it’s free to keep, there’s no reason to ever cancel it. This card is always in my wallet.

When you transfer 20,000 Starwood points to an airline partner with a 1:1 transfer ratio, you’ll get 5,000 bonus miles. That means you’ll earn 1.25 airline miles per $1 spent on this card (25,000 airline miles / 20,000 Starwood points). And that’s a better earning rate than most airline cards, which is great if you want to redeem miles for award flights!

I Used Airline Miles to Book First Class Flights to Visit Japan Again! The AMEX Starwood Card Is a Fantastic Option for Earning Miles With 20+ Popular Airlines

You Can Buy Lots of Cleaning Supplies at Office Supply Stores. Stock up and Earn Cash Rewards at the Same Time With the AMEX SimplyCash Plus

You can purchase your supplies from office supply stores, and charge your cell phone bill, to make the most of the 5% cash back categories on this card. Then, decide which 3% cash back category you prefer. It can be 1 of the following:

US computer hardware, software, and cloud computing purchases made directly from select providers

Depending on what you need for your business, the 3% bonus category could earn you a lot of money!

And if you have $10,000 in spending for your business over the next year (just ~$833 a month!), you stand to put $500 back in your pocket with the current welcome offer. That’s a great deal for a card with NO annual fee!

If you’re an Airbnb, VRBO, or other vacation rental host, there’s no reason not to earn rewards on your expenses!

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)