A BIG PS. However exciting this part of the topic is … don’t forget that planning is more important! How much you save … and how much you spend … will actually have more of an effect on whether your are successful, or not, than investing does. Saving $1,000 will be more successful than saving $100, even if the one saving $100 gets a better return.

About Larry Frank Sr.

As an MBA and CERTIFIED FINANCIAL PLANNER™ practitioner, I help people make sensible plans for a successful retirement. I'm also the author of Wealth Odyssey, a book about financial planning. My retirement planning research is published periodically in the Journal of Financial Planning.