About Us

MEDICAL MUTUAL Liability Insurance Society of Maryland is the leading provider of medical professional liability insurance for Maryland Physicians. We are proud to be a mutual company that is owned by Maryland Doctors and directed by Maryland Doctors. Since 1975, we have been dedicated to providing the most aggressive defense of our Insureds' practices and reputations, providing affordable and comprehensive coverages, offering timely and meaningful risk mangement education programs and materials, and maintaining gold-standard service to our Insureds.

UNEQUALED

YEAR-ROUND ADVOCACY
Only MEDICAL MUTUAL fights for your professional liability interests in the Maryland legislature and appellate courts. We are the only carrier working tirelessly to preserve hard-earned tort reforms.

UNSURPASSED

RESPONSIVE, LOCAL CUSTOMER SERVICE
MEDICAL MUTUAL offers friendly, knowledgeable and efficient customer service from our Hunt Valley office for the convenience of your practice. Get helpful, personalized service when you need it.

UNBEATABLE

REWARDS FOR MARYLAND DOCTORS
We are a recognized national leader in returning dividends to our Policyholders. And our Mutual Advantage Plan financial reward program recognizes your loyalty and dedication to quality health care..

UNWAVERING

COMMITMENT TO MARYLAND DOCTORS
Only MEDICAL MUTUAL has defended Maryland Doctors continuously for over 40 years. We’re Doctor-owned and directed and have the dedication and financial strength for your long-term protection.

Albert L. Blumberg, M.D.
Vice Chairman, Department of Radiation Oncology, Greater Baltimore Medical Center, past President of MedChi, the Maryland State Medical Society, past President of the Maryland Radiological Society, past President of the American College of Radiology

Willarda V. Edwards, M.D., MBA
Practicing Internal Medicine Physician in Baltimore, Maryland, past President of MedChi, the Maryland State Medical Society, past President and COO of the Sickle Cell Disease Association of America, past President of the National Medical Association

Walter J. Giblin, M.D.
Practicing Dermatologist in Rockville, Maryland, member of MedChi, the Maryland State Medical Society serving as long-term delegate for the Montgomery County Medical Society

Read our 2017 annual report, "The Gold Standard." We are rated "A" (Excellent) for financial strength by the A.M. Best Insurance Rating Agency.

Lawsuits can happen years or even decades after an incident occurs. Our history of financial strength means we'll be by your side throughout your career.

Rated "A" (Excellent) by A.M. Best

Among the reasons A.M. Best cites for this rating are our continued strong operating performance, our history of providing dividends to our Policyholders and our superior risk management programs and materials.

2017 Annual Report

We work hard every day to ensure that the dedicated Doctors of Maryland receive the protection they deserve -- The Gold Standard.

Thousands of Maryland Doctors agree that MEDICAL MUTUAL is the best choice to protect their reputations and their practices. We are proud to offer more: aggressive claims defense; Maryland-based risk management; local customer service; Maryland advocacy; comprehensive coverages; nationally ranked dividends; Maryland expertise; and commitment to you. We invite you to read our 2017 annual report, The Gold Standard.

This financial reward program recognizes the commitment of our Policyholders to the long-term success and stability of the Company and to the practice of quality medicine.

Our financial reward program recognizes your dedication to providing quality medicine, day in and day out.

We created the Mutual Advantage Plan (MAP) financial reward program to recognize the commitment of our Physician policyholders and their dedication to the long-term success and stability of MEDICAL MUTUAL, and their continued practice of quality medicine. Each year, our Board of Directors may announce new funds, if any, to be allocated to MAP accounts, as a percentage of each Participant's base premium.

MAP is free to join, and will never affect your policy or your premium. No strings attached — it is simply our way of recognizing your commitment.

Am I Eligible?

An eligible Participant of the Mutual Advantage Plan is a full-time or part-time health care provider named on an individual or group policy of medical professional liability insurance issued by MEDICAL MUTUAL, but only if the health care provider is individually rated and underwritten. "Participant" does not include a business entity or a health care provider who is not individually rated and underwritten. The Plan applies solely to individuals.

We recommend you contact us or your Producer to determine your eligibility.

Log In

If you are already enrolled in MAP, log in to your account to view your current MAP balance and for further information.