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Why You Should Hire a Car Accident Attorney, Even If You Have Insurance

No one wants to dedicate a lot of time and effort to dealing with the aftermath of a car accident. Many car accident claims can seem clear-cut and easy at first, particularly if the other person admits fault. Additionally, if the injuries are minor and the damage to your vehicle seems small, it can be easy to think that you can handle the claim on your own. However, these issues rarely resolve themselves easily.

You pay a premium to your insurance company each month in order to be covered in the case of an accident. If you and the person at fault both have insurance, then that should cover the cost of the accident, right? Why take the time to hire a lawyer when you have insurance? Many people who think this way start out by handling their own claim, only to find out later they would’ve significantly benefitted from the guidance of an attorney. Rather than spending personal time and energy only to get less money than you deserve from your insurance company, you should hire a car accident attorney right away.

Insurance Companies Are For-Profit Businesses

Although you may use a well-respected insurance company that promises to do what’s best for you, it’s important to remember that their number one priority isn’t always making sure that you get the greatest amount of money for your damages. Their first offer will rarely be for the full amount of your medical expenses and property damage. Moreover, insurance companies will only pay for surface level damages and fail to consider the full physical and emotional costs of the accident. The other person’s insurance company will probably be even less sympathetic and will do everything in their power to pay you the least amount possible.

Insurance Companies Have their Own Specialists

Insurance companies make it their number one priority to give out the least amount of money possible. In fact, they employ experts who make it their job to make sure of this when you file a claim. This can include hiring investigators as well as their own in-house attorneys. The specialists will interview witnesses and hire other experts to attempt to prove that you only need a small amount of money to cover your damages. They also may try to twist your statement about the incident to make it seem like you actually caused the accident by acting negligently.

Contact a Car Accident Attorney Today

You don’t have to go up against an insurance company on your own. Unlike an insurance company, your lawyer will do what is in your best interest by getting you the full amount you deserve with the least strain on your time and energy. A dedicated Stevens Point car accident attorney from Habush Habush & Rottier S.C. ® will fight on your side against the insurance company that is keeping money out of your hands. Please don’t hesitate to call us today at (715) 345-0004 to discuss the details of your case.