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The E.M.I.L.Y. effect is well known. EMILY … Early Money Is Like Yeast. Sponsorship support from bankmecu at the beginning of 2011 was crucial to the penultimate refinement of the Sustainability Street Approach manual V 4.1 The Shortcut to Sustainability Street; DIO! … "O" being for Ourselves, plural rather than DIY, yourself, singular. Thankyou bank•mecu, check out this bank's incredible ecological, ethical and social pedigree ... www.bankmecu.com.au.