My husband and I have utilized prepaid cards in the place of an envelope budgeting style system for things like our gift budget and clothing budget. It really helps keep a reign on our spending. This is an even better idea for kids in learning how to control their spending. Presented by SpendSmart

Teaching Your Children about Spending and Saving Source: Some parents believe that young children will be incapable of understanding the concepts of spending and saving. The sooner you start teaching kids about financial concepts, however, the more responsible they will be with money. Children can understand what saving means long before they learn (Continue Reading…);

Business is all about cutting overheads and increasing profit margins. If you are spending huge amounts on office equipment and your energy bill, then it doesn’t matter how much you sell your product or service for because you’re still not going to be able to make much of a profit. One of the biggest overheads (Continue Reading…);

I’ll admit it. New tires can be expensive. With something that costs hundreds of dollars to replace, you want to make sure that you are getting the most mileage out of them as possible. Did you know that there are things that you can do that can increase the mileage that you can get out (Continue Reading…);

If you’re moving home then you need to be ready for a lot of money to change hands. For most of us buying and selling property are the largest transactions we will ever play a part in, and that can make this quite a nerve wracking prospect – particularly for first time buyers who aren’t (Continue Reading…);

Unfortunately, not all of us can afford to upgrade to a brand new car. For many, it simply doesn’t make sense. The reality is that within the first 5 years, a brand new car loses around 50% of its value in depreciation. The much simpler and the sensible option is buying used. Let others worry (Continue Reading…);

Sustainable transport is one of the buzz words of the times and there are plenty of innovative, technologically advanced ways manufacturers are going about increasing the green credentials of cars and the economic viability of the auto. Of course, using alternative means of travel such as walking, biking and public transport helps; but there is (Continue Reading…);

With the hustle and bustle of the holiday season, keeping your account information private may be the furthest thing from your mind. But believe it or not, all it really takes is one peek of your credit card innocently displayed in your hand and Hobo Joe standing in line behind you goes on a booze (Continue Reading…);

As the nights get longer and the weather gets colder, there’s no doubt that Christmas is on its way. Christmas may be the a great time of year to catch up with family, friends and Christmas TV, but it’s bad for your wallet; but a new year could mean a new start. Image courtesy of (Continue Reading…);

Before you click “Checkout” and submit an online order, you need to search for coupons to reduce your order total. Simply put, you should never purchase a product online without a coupon code. By understanding the ABCs of online coupon codes, you can discover where and when to find the best bargains. By shopping smartly (Continue Reading…);

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