Mortgages

Discovering your home’s value takes a little time and occasionally a bit of money, but it could be worth the peace of mind. At some point during your online ventures, you’ve probably seen ads that offer to tell you how…

When it comes to revolving credit and installment credit, there’s a big difference. And here’s why that difference matters… When diving into the distinction between revolving credit and installment loans, you must know the definition of each. Sure, it might…

Loan savings calculators, mortgage calculators, auto affordability calculators and more – all in one place. We’ve all been there: feeling overwhelmed when trying to figure out how much we need to save for college… how to best budget our income……

Tips to help you avoid mortgage deception and fraud. Unfortunately… they’re out there – people attempting to defraud others by presenting a fraudulent offer and pretending that it is legitimate. The same holds true for mortgages. Whether you’re house hunting…

An increase in interest rates means an increase in monthly costs. Now’s the time to make a plan. When you hear that interest rates are rising, do you know exactly what’s causing those rates to rise and who’s raising them?…

The first thing to know about a HELOC is that it’s not the same as a Home Equity Loan. This is important because many people confuse the two and, in certain aspects, they’re at opposite ends of the lending spectrum….

HARP – Home Affordable Refinance Program. The acronym helps us remember what the letters stand for, but what is HARP and why was it created? HARP was developed by the Federal Housing Finance Agency in an effort to help homeowners,…

Whether you currently own a home or are just thinking about purchasing one, there are a number of tax advantages you’ll probably want to know about. These advantages are sometimes hidden within paperwork and difficult to find (without the help…

You’ve probably heard it a hundred times: “Mortgage rates are so low right now you have to refinance!”. But is it true? Does refinancing make sense for you? Everyone’s circumstances are different. Loan balances, interest rates, remaining months on the…

So you’re ready to take on a new mortgage and you’ve done your research. You have been educating yourself about credit scores, the credit process and how lenders evaluate credit for mortgage loan applications as you are getting ready to…

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