In the last 18 days we have given you tips to buy generics, stop large purchases, have people over to your home and go without Christmas gifts. Now we need to add some fun to this savings challenge!

So, how exactly do you indulge a champagne taste on a beer budget?

CLOTHES

Don’t waste your time in shops that sell their clothes at ridiculously expensive prices, similarly don’t go too cheap otherwise you will only get a couple of wears out of your clothes before you have to give them to a charity.

Shop on line and save your time and money. The best part is that you can flick through the images and chose exactly what you want without having to rush and buy something you didn’t want. Think of your time cost and what you will save. Think of the cost of clothing and what you will save if you shop in the sale item section.

FOOD AND HOME

Eating fresh these days has more advantages than just keeping up with the latest fad. Buying organic can be expensive especially if you have a large family. Think outside the square on this one and you could find some great solutions.

Use ebay or similar sites to purchase things around the home. Usually the only compromise is the price, not the quality. Products are often delivered straight to your door and in their original packaging.

Local farmers markets or even local farms have beautiful fresh fruit and veggies and they are half the price of supermarkets. If you don’t have time try ordering your fruit and veggies online. Again, straight to your door and the quality is nothing but fresh.

Total savings $100 to $500 per month

Last thing to do

Leave a comment on this post describing how much you’re saving with this tip and any unusual techniques you use to make this tip work.

Check back tomorrow or subscribe to our daily challenge emails to get them in your inbox.

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About Shauna Rose

As well as being Head of Financial Services, Shauna is a Senior Financial Adviser with over 15 years experience. Her area of expertise is risk insurance for Small to Medium Enterprises specialising in Business Succession Planning. With this being a key strength it enables Shauna to understand the running of the business, implement best practice policies, provide strategic planning input, marketing, human resource management, compliance and business processes.

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In preparing this material, no account was taken of the objectives, financial situation and needs of any particular person. Before making a decision on the basis of this material, you need to consider, with or without the assistance of a financial adviser, whether the material is appropriate in light of your individual needs and circumstances.