Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.

Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.

Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Employers That Are Covered Under The ADA And Similar Laws

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An employer is subject to the ADA if it is one of the following:

A company with 15 or more employees. To determine whether there are 15 employees, the courts look at the number of employees at the time the violation of the law occurs. Some state laws look at the average number of employees of a period of time (such as 12 months.).

A state or local government.

An employment agency .

A labor organization such as a labor union.

An employer not subject to the ADA may be subject to:

The Federal Rehabilitation Act which covers employers of any size that receive money, equipment or contracts from the federal government.

A state law which extends to employers with fewer number of people. Every State has a law that prohibits disability-based discrimination, and most apply to a medical condition. In some cases, state employment and insurance laws may provide additional or stronger protections than the provisions of federal laws because they cover all employers, even those with only one or two workers.

Possibly another law, such as Title VII of the Civil Rights Law.

Retired military personnel and civilian employees of the Department of Defense are protected. The military does not otherwise have to obey either the ADA or the Federal Rehabilitation Act.

An employer not subject to the ADA may be subject to:

The Federal Rehabilitation Act which covers employers of any size that receive money, equipment or contracts from the federal government.

A state law which extends to employers with fewer number of people. Every State has a law that prohibits disability-based discrimination, and most apply to a medical condition. In some cases, state employment and insurance laws may provide additional or stronger protections than the provisions of federal laws because they cover all employers, even those with only one or two workers.