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As a residential landlord, you tread a fine line between actively maintaining your property while leaving tenants to live in peace. What is a landlord’s right of entry? Tenants are likely to regard the property as their home. Under “the covenant for quiet enjoyment”, UK law entitles tenants to enjoy the property without interference from

Rules are made to be broken, right? That’s certainly implied by 1 in 7 renters, who admit to “bending” the rules of their tenancy agreement. According to recent research, 15% of renters have broken a rule outlined in their contract. Failing to pay rent on time, smoking inside and keeping a pet came top of

How far will some of the members of the Lockyers team go? 13.1 extra miles to be exact! A team from Lockyers will be running the UK’s biggest half marathon in September to raise £3000 for their favourite charity – DogsTrust. At the last count Lockyers staff own 20 dogs between them, all shapes and sizes,

Complacency is a big contributor to under-insurance. Do you ACTUALLY know how much your property is worth? If you’ve ever insured a property, you’ll know that arranging buildings insurance is based not just on your property’s ‘market value’ – the amount it would sell for today – but also its ‘rebuild costs’. This refers to

Even though you may not be aware of it, your organisation may be guilty of making this common—yet costly—mistake. According to research from the Chartered Institute of Loss Adjusters, 43% of business interruption policies were underinsured by an average of 53%. Underinsurance occurs when a business has insufficient cover to meet its needs, whether that

Over the last several years, UK regulations have expanded the scope of directors and officers (D&O) liability—and that trend shows no signs of stopping, according to a recent survey from international law firm Allen & Overy. According to the survey, D&Os are exposed to a higher amount of personal liability than ever before. Since the survey

It’s no secret that the cost of private rental properties is on the up. But where across England and Wales are rents rising the quickest? With the cost of living on the up, most of us are resigned to spending more and more cash on everyday essentials. Property rental prices have risen over the past

You’ve heard the name, now find out what a loss adjuster does and what to do if you need to use one If you’ve ever wondered about the role of a loss adjuster in the insurance claim process, this useful guide will explain what one does and when you might need one. – What is

Nearly 17,000 homes and businesses flooded during the winter of 2015-16, and this winter is supposed to be worse. Britain is expected to experience unprecedented rainfall, with predicted records to be broken by up to 30%, according to the Met Office. What’s more, according to the Royal Institution of Chartered Surveyors, 300,000 commercial properties are

When landlords find themselves in a difficult situation, insurance can offer support. There are plenty of reasons why your rental income may dry up beyond a period of inoccupancy. Here are four circumstances which can be covered with loss of rent insurance: Financial difficulties Either you’re not receiving rent, in part or in full, or