The Program has been in existence since 1994, thanks to a collaboration between the Idaho Assistive Technology Project, KeyBank and Zions Bank, and the Idaho Community Foundation and has loaned more than $3,850,000 to over 950 applicants. Over 30% of those loans were to people who would not otherwise qualify for a standard bank loan.

Loan Parameters

Mininum loan: $500, Maximum loan: $10,000.

Anyone who has a disability, or who is a family member or legal guardian of a person with a disability, and who is a resident of Idaho may apply for a loan.

The loan funds must be used for the acquisition of assistive technology for the person with the disability.

Interest rate: Prime rate (call for current rate).

Zions Bank offers loans for up to a three year term (36 months).
KeyBank offers loans for up to 5 years (60 months).Please consider the anticipated lifespan of the item being purchased. We do not recommend taking out a loan for longer than the item can be warrantied or is expected to last.

No income eligibility threshold, other than the applicant must demonstrate an ability to repay the loan, and must be creditworthy. Disability related credit issues are taken into consideration.

No loan origination fees.

Zions Bank does not have any early repayment penalty.KeyBank charges $125 if the loan is repaid in less than 18 months.