My setting was 800x600 32 bit. I just changed to 1024x768 to check it out. Evertything gets miniature, but the detail is sharp. I guess this is good if you have larger monitors. Can someone tell me what refresh rate means? I wanted to put mine on the highest number but Windows said that it could damage my monitor. What could happen to it? I like to live dangerously so I just might push it beyond the manufacturers specs.

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Refresh rate is the number of time the screen is re-drawn. For computer monitors anything over 70hz is desirable. Going lower than that will cause the screen to flicker.
Usually if you select a refresh out of range it will garble the display. I've never heard of it damaging the monitor, at least in a Windows OS.
A standard 15-17" monitor will usually run at 75hz at 1024x768.

Janus, Thanks for the technical info. I need to learn more about computers. I have all kinds of problems that are probably easy to fix if I knew a little more about it. For now, as long as I can keep it from freezing up I will be glad. Thanks again.

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Just so you know I've burned up a monitor once when using refresh too high for my monitor. Course this was under Windows 3.1 (didn't have option to revert back if display was garbled like Windows 95/98 has automatically).
Took probably 1-2 minutes of nervous key stroke and mouse clicks trying to change resolution back while looking at a garbled screen, before the monitor started to make a funny noise and then shrunk to a white pinpoint at the center of the screen. Failed to turn on after that.
YMMV,
Steven L.