They won't refinance unless it is off the market. and even if you did get it refied. it would be at a sub prime rate which stinks.. that's been my issue been trying to sell my… house and wasted time with lazy realtors had to do a couple refi's and the rates just kept getting worse.

Not sure if I completely understand your questions. If you are asking if you should take the equity from your home and put it in an IRA then yes. It is always a great idea to …put money in different investment accounts. Speak to a Financial Advisor, of Financial Specialist first before making any major decisions..
I hope I answered your questions. Good luck.

If you have a 1st mortgage you can roll the two together into one low rate....like 30 yrs at 4.5% with no money down depending on your value of your property....but you can as…k the bank to get you to just refinance your home equity loan just the same. You will probably get a low rate like 10 yrs at 3.6% with a good FICO score! I just did it through Sun National Bank in Old bridge, NJ, they were great and no hidden fees.....the mortgage rep was fantasic and was available to come to my house to discuss or pick up any paperwork and avail on his cell anytime! I highly recommend you try them first. They will also take over the phone applications!

The divorce judgment is the final decree in the divorce. It clarifies how marital assets including the home will be distributed. Refinancing of the house falls to the spouse w…ho is awarded the property or allowed to buy out the other spouse's interest in it. If you got the house and want to refi - that is up to you. The only way I can see the court becoming involved at all is if you are refinancing in order to come up with the cash you need to buy out your ex. I would think those arrangements might be detailed in the decree so it is understood that regardless of how you get the money, you owe the decreed amount to your ex and need to pay it within a specified amount of time.

All the owners of the property must sign the mortgage so that in the case of a default the lender can take possession of the property by foreclosure. All the owners of the pr…operty must sign the mortgage so that in the case of a default the lender can take possession of the property by foreclosure. All the owners of the property must sign the mortgage so that in the case of a default the lender can take possession of the property by foreclosure. All the owners of the property must sign the mortgage so that in the case of a default the lender can take possession of the property by foreclosure.

It is possible to find information on home mortgage refinancing through various media such as the internet (where a simple search of one's locale will yield many results. It i…s possible to scan through newspapers, magazines, mainstream advertisements and via bank representatives.

Refinancing one's home and mortgage payments requires one to access the account that is held based on the bank the loan was taken from. Refinancing does not remove debt, but …rather just changes the way that you pay for the loan.

Home equity loans can be done through a person's personal bank, or though a the company which sold the house. And the person who owns, or in the process of owning the house is… the one that can ask for an equity loan.

The rates for a mortgage loan vary widely depending on the loan amount, the loan type, which company one purchases from, and one's credit score. However, a rate above 4.5% is …considered high, and a rate below 3.6% is considered low.

According to information that is available to view on finance websites that offer information about loans and how they work, the information states that a person or persons ow…ning a property may be able to secure a 125 percent refinance equity loan with the condition that it is not to pay another loan or debts off.