Today auto loans are only available to large Banks, Captives and auto finance companies. By investing through CarZumer, investors can access a collateralized credit asset class, and earn consistent returns.

Access Loans

Browse loans by credit tier, and Risk rating based on proprietary algorithms

Select Loans

Select the loans you want, and that match your risk criteria

Build Portfolio

Diversify your portfolio as you see fit to provide your yield preference

CarZumer's auto loans provide attractive risk adjusted returns.

How it Works

Carzumer decisions and originates loans

Borrowers buy cars using financing originated and issued by Carzumer at the point of sale. Loans are decisioned using data and machine learning technology

Investors access loans in real-time

Institutional and accredited investors browse and select loans that meet their risk criteria.

Investors earn returns

Investors earn risk adjusted returns as high as 12.x% risk based on portfolio diversification

Real Access to Investing in Auto Loans

Historically, auto loans have only been available to banks, credit unions and auto companies. By investing through Carzumer, investors can access a collateralized credit asset class, and earn consistent returns.