£2.50 - I was surprised as I was expecting more. I changed car at the same time and it was £50 to change from my Ford Focus to my S-Max, then I added business use on and it was £2.50.... I only work part-time though which they said made a difference. You may find your £68 includes an admin charge to make a change though - this was already included in my £50 for changing the car.

When your insurance is next due for renewal, get a quote from MortonMichel. They will get a clause added to policy especially designed to cover you for transporting children who you are paid to transport. I found the quote to be competitive and may give added peace if mind.As a nanny you are not running a business, so businesd use may not be sufficient. MM reclass the insurance as Minibus.As with all insurance you don't know how good it is until you make a claim. Any nannies ever made a At Fault claim on their policy?

Many companies will add the business class for free but charge you an administration fee for amendments to the police, normally about £20-£25. If they try to charge you for having business class, personally I'd leave and go elsewhere. £68.25 is taking the piss!

I am going to look at other insurers to see what they quote. The guy at my insurers told me that as a nanny I had to have the first class business use!!! With that added cost of business use my total insurance price will be apprpx £1,230

My son is an additional driver under my husband's insurance and I have rang the insurance company to change the insurance to Class 1 Business as my son has applied to be a carer, on Saturday I was quoted £460 and today they quoted me £311 as my son's firm told him to get on to them again as this should be free or quite cheap. Anyone any advice?

My son is an additional driver under my husband's insurance and I have rang the insurance company to change the insurance to Class 1 Business as my son has applied to be a carer, on Saturday I was quoted £460 and today they quoted me £311 as my son's firm told him to get on to them again as this should be free or quite cheap. Anyone any advice?