When the warning signs in the sky prophesize that it is time to go to the promised land of Federal or Postal Disability Retirement

Sometimes, it is a gnawing sense; other times, a faint murmur whispering a warning of wayward paths impending upon the precipice of time, urging one to consider a different trail to take; but more often, it is not the distant sound of the mountains which we fail to consider; rather, it is that we selectively hear, but deliberately ignore.

Medical conditions tend to betray us; they do not provide the subtlety of quiet and gentle reminders, and when they do, the progressive nature of the drumbeat of persistent pain, chronicity of signs, and incessant expansion of deteriorating dimensions call for an attention which refuses to be avoided.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, the need to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal Worker is under FERS, CSRS or CSRS Offset, the growing nature of one’s debilitating medical condition cannot be ignored.

If the precept of life is accepted, and change is an inevitable component of the precondition for the future, then ignoring the warning signs impending is merely to delay the consequences of that which is existentially fateful. Unlike the sound of the mountain permeating the morning sunrise, where the mist of calm begins to lift like angels in the twilight of heaven, medical conditions which require a change in one’s life must be acknowledged and accepted.

Federal OPM Disability Retirement is a benefit offered to all Federal and Postal workers who have the minimum 18 months of Federal Service under FERS, and 5 years under CSRS; it allows for the Federal and Postal employee to move forward in life, and not remain stuck in the misery of changelessness. As change is the bellwether for the future, so remaining stuck is to ignore the distant whisperings of change, and the inevitable necessity of acting.

Seven False Myths about OPM Disability Retirement

1) I have to be totally disabled to get Postal or Federal disability retirement.
False: You are eligible for disability retirement so long as you are unable to perform one or more of the essential elements of your job. Thus, it is a much lower standard of disability.

2) My injury or illness has to be job-related.
False: You can get disability even if your condition is not work related. If your medical condition impacts your ability to perform any of the core elements of your job, you are eligible, regardless of how or where your condition occurred.

3) I have to quit my federal job first to get disability.
False: In most cases, you can apply while continuing to work at your present job, to the extent you are able.

4) I can't get disability if I suffer from a mental or nervous condition.
False: If your condition affects your job performance, you can still qualify. Psychiatric conditions are treated no differently from physical conditions.

5) Disability retirement is approved by DOL Workers Comp.
False: It's the Office of Personnel Management (OPM) the federal agency that administers and approves disability for employees at the US Postal Service or other federal agencies.

6) I can wait for OPM disability retirement for many years after separation.
False: You only have one year from the date of separation from service - otherwise, you lose your right forever.

7) If I get disability retirement, I won't be able to apply for Scheduled Award (SA).
False: You can get a Scheduled Award under the rules of OWCP even after you get approved for OPM disability retirement.