Acuity’s B.O.P. or business owner policy is called Bis-Pak®. It’s the easiest way to get the insurance your business needs.You can tailor the coverage to your individual business from our wide-range of optional coverages. With Bis-Pak ®you can focus on your business operations, without worrying about your insurance.

Property

You expect your business insurance to protect your building and contents in the event of a fire, windstorm, or theft. But did you know that with Bis-Pak® coverage, Acuity automatically provides business income coverage for a covered loss? This means that we will pay some of your continuing expenses and income while your business is being repaired.

Liability

Another key area of protection involves lawsuits. Whether you are sued because someone slipped on a freshly mopped floor or a product you manufactured caused injury to a child, Acuity Bis-Pak® protects you.

What makes us different?

Acuity automatically adds several coverages to the standard industry businessowners policy at no charge. Here are two quick examples. The total we will pay for liability applies separately to each location as well as to each project, so you get extra protection when you need it. We also include $10,000 ordinance or law coverage, so you don’t have to worry about unexpected reconstruction expenses because of changes in local laws or rules.

Acuity Bis-Pak® optional coverages

Bis-Pak® property enhancements is our best value. It protects your property with a bundle of coverages at a significantly discounted price. You get more than 30 enhanced coverages, ranging from an increased ordinance or law limit to additional coverages such as theft of money or securities.

Bis-Pak ® liability enhancements helps protect your business from a wide range of loss scenarios and costs at a discounted price. You get over a dozen enhanced coverages, from employee benefits liability insurance to an automatic waiver of subrogation for written contracts that helps you comply with contracts you may have with others.

Bis-Pak® full building replacement costhelps protect you by determining the cost to reconstruct your building in advance of a loss, guaranteeing you have building limits high enough for the loss.

Additional insured. Acuity offers an extensive portfolio of additional insured endorsements to meet the requirements of the contracts you have to sign to run your business. You can choose either specified coverage or automatic status endorsements.

Employment practices liability insurance(EPLI). Your life gets more complicated when you have employees. Employment law is very complex, and you have to be careful to avoid doing something wrong. EPLI insurance covers wrongful acts arising from the employment process.

The manufacturing industry has a ton of abbreviated terms and buzzwords. One of the buzzwords I have been hearing a lot lately is sustainable manufacturing.

As we enter the holiday season, you may be saying to yourself, "Boy, this year went fast." And as a contractor pondering all the work, changes, and growth your company went through this year, it's a great time to remember all the people who helped make the year a success.

There is no doubt that small business owners are busy people. Your business takes up nearly every free minute and the tasks never seem to end. During the holiday season, all of this gets magnified, and it can become more difficult to manage.

"Acuity" and its logo are registered trademarks of Acuity, A Mutual Insurance Company. All coverages are underwritten by Acuity, A Mutual Insurance Company with the exception of personal automobile coverage in the state of Texas, which is offered by Acuity TX MGA, Inc. and underwritten by Home State County Mutual Insurance Company. Home State County Mutual Insurance Company is not an affiliate of any Acuity company.

Information and coverage descriptions on this site are general in nature. Actual coverage depends on the policy. Nothing on this site alters the terms or conditions of any of our policies. Supplementary coverage options may be added to an insurance policy for an additional cost where applicable. See your agent for more information. Product and features are subject to underwriting criteria and may not be available in all states. Discounts may not apply to all coverages.