Randy Cowen

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Jul 9, 2017

Christopher Pech

Mechanic

Randy was great to work with. We were purchasing our first home and had no idea what we were doing. Randy walked us through every step and made us feel a lot more confident and a lot less stressed. He is easy to talk to and has an answer for every question. I would definitely recommend him to anyone I know.

Mar 3, 2017

Karl Northington

My wife met Randy at our son's school and we met with him in his office shortly after. We had never purchased a home before, and really had no idea how it worked. He sat down with us and took us step by step how we would qualify. He told us how each step of the process would go, and was always there when we had questions. Everything he said would happen went just as he explained. and there were zero surprises. I thought buying a home would be difficult and stressful, but it was a very informative and pleasant experience. If you have never bought a home before, go to this guy!

Dec 12, 2016

Andi Knight

Randy was awesome with my refinance. I had been to 3 different lenders and none of them would help me with my loan. I was stressed and about ready to give up when I spoke with him. He listened to all my horror stories and then explained how we might be able to make the loan work. After months of trying, he was able to refinance my loan and save me hundreds of dollars in the process. He kept in contact with me and always updated me on the status of the loan. I'm so grateful to him for taking the time to do my mortgage and help me to be in a much better financial decision. Randy is the best!!

Feb 18, 2016

Heather Maneely

Randy was absolutely fantastic! After my divorce I wasn't sure if I could buy a home. I had 3 sources of income, and one was part-time. But he was able to put my loan together and qualify me for a home all on my own! He even set me up with a realtor who diligently worked to find a home in my price range. I would recommend Randy to anyone who is thinking about purchasing a home.

My Associations

Residential Home Loans, a division of Cherry Creek Mortgage Company is not endorsed by, nor acting on behalf of, or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture, Fannie Mae, Freddie Mac or the federal government or any state housing Agency.

This material is informational only. This is not an advertisement to extend credit as defined by Regulation Z, nor an application for credit as defined by RESPA/Regulation X. All applications are subject to underwriting guidelines and approval based upon the credit, assets, value of subject property and borrower’s ability to repay. Not all applicants are eligible for or qualify for all loan products offered. All loan programs, terms, and conditions are subject to change without notice. Effective date 3/28/2016 Cherry Creek Mortgage Co., Inc. NMLS #3001 dba Residential Home Loans. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act .License #4130289. 5751 Sunrise Blvd., Citrus Heights CA 95610