Consumer proposal where no mortgage and substantial equity in house

I`m considering filing a consumer proposal. I have 65K in credit card debt, line of credit and a personal loan. I have a very secure, high-paying job (90K a year) and am a joint owner of a house (principal residence) with no mortgage and an appraised value of about 400K. Will my ownership stake in the house present a obstacle in the proposal process? Will I be pressured by the creditors to put a mortgage on the house to pay off the debts (I really don`t want to do that and the other co-owner won`t go for it anyway). Thanks in advance for any advice.