+1 could not agree more the US actually pay more per person for healthcare then the nordic regions do (not even joking google it if you do not believe me).
USA is beyond corrupt and sucks to live in unless you have rich parents or insane amount of luck/work ethic.

I am actually planning to move to Denmark when I make it a bit more money, always love your country. Your people are nice and the food is amazing I also gotta admit even as a Swede that Frikadeller is better than our Köttbullar.

income tax is 18%
also almost everything is taxed
great example is:
u want to drink cola
u get into car which is taxed and uses taxed fuel
u get to the shop
u buy cola which has 23%vat tax on cola + sugar tax +23%vat tax on sugar with ur taxed money
U can drink ur cola))))))))))

Income tax is the biggest bullshit ever.
In Hungary its 16%. Very low right?
But you only get like half of your wage, because of all the other shit they withdraw from it ( health insurance, retirement fund etc. )

VAT is determined by the amount of ‘fekete kereskedelem’ in every country so you have to blame the citizens not the government
oh and Hungary has almost the lowest income tax
aaand health insurance is a good thing
i have a problem with my jaw and had to do MR and CT and X-RAY etc. without health insurance it would be like 20k euro, at least
an American guy broke his elbow and it was 60k dollars to full recovery, he did not even call ambulance to spare money

If you make net 5000€/months (which is a lot) you're earning more than 95% of the population. If you're single, have no child, didn't invest in anything, didn't put money in any isolation or environmental friendly stuff for your house, didn't buy a new car, etc ... (0 tax reduction which is almost impossible to have) you'll pay 12144€ in taxes which represents only 20% of your total net income. In this range of income (25 660€ to 73 369€) only 3.9% of the fiscal households get taxed without any reduction. Which means that 95.1% of the people earning 25 660€ to 73369€/year pay less than 20% taxes.
Your local brain surgeon pay surely less than 20% taxes and you'll struggle hard to find someone paying 45%. It's a theoretical number that can't be reached unless you're a generous contributor and do everything wrong when filling your tax declaration.
And if you're a billionaire it's even better you can easily dodge any form of taxes like Bernard Arnault does. So no taxes in France aren't that high when compared to US.
What's might differ on the other hand is the social contribution of companies and workers. But as the name suggest it's not a tax, it's a participation in a public insurance program. And except if you're a hobo you better have an insurance covering your ass in the US so you'll still pay for a plan anyway (and if we compare for the healthcare sector as example it turns out that in Europe on an average we pay around $4000/year all included for health meanwhile in US spendings are around $9000/year for a lower quality of service. The public one seems to be a win-win situation for Europe).

This is not entirely true, as in France your payroll and sosec taxes are much higher than in U.S , you're only accounting for income taxing in your equation, you talk about people making 5000EUR but you leave out the part is that the 5000EUR that the person is making was already heavily taxed before he got it, then taxed again once it reached his pocket, between all Social Security taxes, unemployment, welfare, health, etc. if you got paid 5000EUR per month, your employer actually paid WAYYY over 7000EUR for you, is just that the other +++2000EUR you never saw because it went straight to the government, only 5000 made it to your bank account, which will later on...be once again taxed, and at the very end of the day when all the money was taxed, you'll be probably left with your employer having paid around 8000EUR for your labour, and you actually recieving a net of 4000EUR for yourself to go spend or save in whatever you want.
Not to mention you're terribly wrong about healthcare in U.S , first off...U.S has the best QUALITY of health insurance and medical treatment in the entire planet, with Singapore, China, South Korea and Japan following up but not very close, Europe would come after them and that's only Scandinavian countries, where Europe leads is in avialability...and that still doesn't apply to every single country in the Union, but also...what 9000$ are you talking about??? an individual plan for an average young worker will cost around 3 to 5K per year depending on the state, and no matter the price, it will be of much greater quality than the statized solution you've got in Europe.
While your comment sounds great for leftist statist colectivist Europeans (as 90% of European citizens are) it's filled with half-truths and straight up lies, doesn't resist the minimum research nor actual half-ass analysis.
"France aren't that high when compared to US"
Please....

we are one of the most taxed country #170 write shits and his calculs are wrong.
we have two salaries BRUT who is your salary without taxes and NET after all taxes . believe me it's a lot of taxes and like you have say we are taxed again in the years by tons of shits.
and people fight for come in france....... if you come in france for work legaly you are 1: dumb or 2 :millionnaire and dumb

Do you pay taxes? My calculations are from my bank and the ministry of finance. Show me a case where you're up to 40% income tax as you stated before.
Also I spoke about social contribution being the main difference in our money collection system.

I know, i've been learning French and its actually the same but much worse here, Salario Bruto and Salario Neto for the people working legally, but almost 50% of the private sector workers are working illegally (not drugs or actual crime or something, but just unregistered work to avoid all wage taxes and labour laws).

I invite you to read data from OECD about healthcare. Data the US contributes to provide. It turns out that of all the 29 OECD countries US rank the lowest in life expectancy, life expectancy after surgery, infant mortality and a few other. You can get very good treatment in US the problem is that most people don't for financial reasons or whatever.
I stand by the $9000/year it's data provided directly to OECD by US same as the 28 other ECD countries (average $4000).
Several reports of OECD state that it appears that private insurance are more exoensive mainly because people have to pay for shareholders dividends

Adressing #307 and #315
1) The line you draw between what your income is and what you're taxed at is intellectually dishonest, if you ONLY count your final income you can use #170 , but you're leaving out all the money DESTINED TO YOU that was taxed before any amount of money was actually wired towards you, it's absurd if not pedantic, Otello.
2) It's very shady as well to take the entirety of U.S since its vastly decentralized compared to Europe and France particularly, there is states in U.S in which you're taxed even more than France, Sweden, Denmark and Norway, but there's a bunch of states in which you're taxed almost as little as Estonia.
3) If you still stand by your statement in #170 and you try double down on it because you "talked to your bank" ??? well... you better talk with an actual economist or at least, read this:
contrepoints.org/2019/10/06/331489-combi..
The only U.S American places that tax their citizens more than France are California, New York, Massachussets and Maryland.
Even though the rest of New England is still heavily taxed, Vermont and New Hampshire still have lower taxes than both France and Scandinavia.

My point wasn't that France was tax free, far from it and I actually think we pay too much taxes too. I was just providing more accurate numbers from actual taxes I paid than just a random 45% income tax said by the guy above out of nowhere.
Then I added that for what we're paying (too much maybe) we're getting more in return via public services than in many other places in the world (was pointing mainly as the US as it was the reference).
For the state differenciation in US I can just read and take notes on what you said as the only information I have are macroeconomic statistics at national levels.
Anyway thanks for answering for real not like that other French guy who apparently never went further than the first line of his parent's tax declaration.

He didn't say you paid a 45% income tax, outside of scandinavia and Belgium, i dont think any country could seriously enforce that much taxation in 1 single tax.
What he did say is that your actual generated wealth gets taxed way over what you seem to think just because you get taxed again once it reaches your pocket, and that's right.
Your final income gets taxed at 20% as you said, your actual generated wealth gets taxed closer to 50% but you dont care.
In U.S in most states it will be roughly 40% or 37% , but in the freest states you can get it down to 27%.
The whole return public goods-services is subjective, if you're satisfied with them good for you, i know there's a lot of your countrymen that are NOT satisfied at all.

"i know there's a lot of your countrymen that are NOT satisfied at all."
Starting by Macron. Before the corona crisis he had plans to privatise many things (including whole branches of healthcare) but since the corona all the "privatisation pushers" are silent because everybody is thankful for the hospitals to be available for everybody.
It's gonna take a long time for the lobbies to push again for more privatisations but who knows, Macron likes things to go fast despite protests and opposition so maybe he'll manage to do it before the end of his term.

Macron might've wanted to balance the accounts as well a bit, but no matter what, he was never going to pass any serious reform in congress, he did actually privatize (though not fully) a couple of enterprises in his first 2 years...just minor pocket stuff, he knew he was never going to free France in any way economically nor civically but for what i've read it seems like he himself wasn't expecting to win and have as much support as he had early on, i believe that the French, at the very least, the younger generation...truly questions the statist equalitarian system that's been installed for centuries now, and when even you yourself being a statist will admit that taxes are too high, you're accidentally admitting that you have too much government, because guess what? those taxes are used to pay all the government enterprises, goods and services that you support, and in fact, it's not enough...France has a huge fiscal deficit (government spends more than it collect in taxes) so if you dont cut expenditure you're gonna have to raise taxes even higher, and at 2.3~ Trillion Dollars into debt, i dont know for how long will you keep the pension system you've got right now.

In my perspective the taxes are too high because the money isn't used properly. We spend billions in plans that have little to no result except making incredibly rich a few business men or private companies (corruption you smell?).
Another good example is the privatisation of our highways. French tax payers paid for the infrastructures to be built, developed, etc ... The state was cashing in money thanks to the highways fees, money used in improving them or other public services. In the early 2000's they've been privatised at a ridiculously low price with some sections sold for 1€/km to companies like bouygues or Vinci. Since then the prices have skyrocketed, French people thus pay more, and there's even a deal were if a highway isn't making enough money as planned the government give them the difference! This is the major financial problem in France, we spend hundred billions a year in this kind of corrupted deals. The last bullshit deal is Aeroport de Paris. Even the right wing who usually push for privatisation didn't understand what was that move. We're giving up our shares in it (sold to Vinci)and those who had shares before the state leave the company will get a certain amount of money because of the instability created by the privatisation. So Vinci who is getting the majority of the shares will also receive a couple billions for the "damage". ADP was beneficial every year and yearly reports always said that the company was doing great and was we'll managed so why on earth would you privatise this?
Here's the key: Vinci supported Macron during the elections.
If you want the biggest affair look at Alstom's sale to General Electric (Macron was in charge of the deal as the ministry of economy). Many decision makers actually took consciously decisions against the interest of France. Trials are on hold as the main actor is untouchable right now but it could lead to Macron, other politicians, a few bankers and investors to be judged as traitor to the nation.

I take it you're talking about the ticket booths, im sure the government managing them made more money than it paid to the workers (kinda weird how you said before profit is evil but you're championing a government anywhere it gets a green number) , what most government reports dont take into account is the maintainment of the highways and infrastructure that they entails, highways were most likely another deficitiary institution.
And a STATIZED institution doesn't represent the interest of the average citizens, 99% of the time it is constituted by the interest of the politician in turn...make no mistake.
More statized institutions doesnt mean better.

How much costs a bottle of coke in Poland?
I believe it's like 12€ here for a 6pack cola bottles. Not sure tho.
I highly doubt the prices are the same since I always get serious discount when my polish colleague brings back alcohol from shopping in Poland.

10 years ago I made around 500euros from family members by opening command prompt and typing in random commands to "fix" their slow and buggy pcs.
In reality Mostly just updated drivers and cleared hard drivers, once I even had to open all ports on the router.

Age:23 y.o
Profession: owner of a touristic center
Salary: Fucking nothing because of corona virus no tourism now or in the near future.
RIP me.
Oh sorry I forgot to mention 660 euro that the government will give me now to pay all my offices my bills and my personal flat and food to support me.

I dont agree. I was in Kiev lately. A city like one of many, nothing special. I regret that I chose it. Many of my friends were in Lviv and they were very pleased. I also think about Odessa, it can be fun during the holidays.

Just got fired in one of my jobs (me and other 3) due to the company not getting its contracts renewed since none of the clients are working as well .
The other job is "on hold" waiting the corona to fade.
So right now I'm getting nothing at all, living with wife and kid.

I will finish university in a few years and I will make like 1500 as a beginner salary.
My Mum makes less than 1000 and she is teaching German in the highest rated school in the city and she has almost 35 years of experience. Jobs which are financed by the government are very badly paid, that is why people think we are poor.
But when I go out like every third car is a 40k EUR car, many electric cars also. Good jobs (engineers, doctors, lawyers, entrepreneurs) are competent with your salary.
The situation is quite okay, no need to worry :D

I know how the situation is and hungarian politicians are corrupt gecik. They steal so much from the citizens its unbelievable. If Hungary didnt have ErDOGan v2 as minister it would be so much better off

Everyone blames the politicians but the real problem is the mentality. Everyone is trying to avoid paying for anything. Many people travel without tickets, organisations are basically all stealing money from the government, everyone is trying to cheat.
My friend's family had an organisation and he told me how they were cheating and how is every org stealing money. My brother always travels without a ticket. In the summer I was selling melons and the company was some Bolivian jewellery seller thingy so yeah...
these are real examples, not some angry shit which is coming from the media

Its same in Poland, shop assistants often have same salary as nurses or teachers (close to minimum salary) but engineers or car mechanics earn much more (1000-2500€). IMO right now only idiots go to university to become teacher in Poland.

I had a classmate in high school who wanted to be a Maths and English teacher and all of our teachers told him like every week not to be a teacher. Even showed him statistics how low the salary is for teachers compared to others. It was so funny.
(He still went to teaching uni tho)
But the very nice thing is that the whole system will change in a few months and vocational schools will be able to treat their teachers like any other job would do their employees. I will be a mechatronics engineer in 2 years and a school will be able to pick me up as a teacher and give me the same salary as Bosch or BMW would. There will be no need to have a teaching degree. I can get raises or fired immediately.
Now the system is like if you want to teach, no one cares who you are, you have to have a teaching degree which is 3-6 years in uni. You never get a raise, shit teachers get the same as you. You can retire at the age of 63 or something.

Age: 21
Profession: I go to school with retarded kids and autists (and hltv users)
Salary in €: 1200
/part time work before my real working education starts in august 1k salary first 2 and a half years then up to 3.5k it- salesman

Do you mean you drive a truck? That job always seemed kinda intresting to me. Travelling and driving, sounds good. Also even in my country drivers are paid lots of money. But you live in the cabin which kinda sucks. How do you find it to be?

age: 26
Profession: mechanical engineer
Salary in €: 1900 €/month and they give me a room with full equipment like fridge, oven and gas stove and also paying my electricity and water consumption.
also, they give me a car until my contract end with them paying any fuel, costs, and Repairs except the ones I caused . also they pay for my health insurance and my income taxes. health insurance is not bad but not good too.
I spend only 200-400 € a month even when I eat form really expensive restaurants cause everything is cheap.

Arh damn, I'm also 26 and trying to get the hang of poker, but I can't seem to do the right things some times :S Where do you get good poker content? Have tried with negreanus masterclass, podcasts and so on. Starting a poker double stream with another noob next week, maybe you can give some tips? :))

Age: 22
Profession: Depends on the month
Salary in €: 0-6k/month
I do lots of different things so my salary mostly depends on how many gigs i take and how many hours i work.
Examples: Music production(tier5), Graphics design, Content creator(YT&Twitch), Investing etc.
I just love it how these you can sit at home on your pc and make a living out of it.

Yeah that's true but rn i enjoy after having long days after days of nothing. Its not the hours that burns you out, but the difficult clients who hire for a gig with no additional info, and then complain about the result :D

Age: 37
Profession: Personal coach for people who have severe injuries (I have had pretty severe injuries) and coaching circus, martial arts, gymnastics.
Income: 0 now because all the places are closed, and will be for a long time. But I made around maybe 1800 net, euros, it ranged a little depending on hours.

nope. :)
I have to be honest: 9 out of 10 clients cancelled basically everything for the next months.
Good thing is that we actually made enough money to survive for a whole year without one cent of revenue. So we are fine. Still sucks though.

There are some cheats that you can get for crypto only, I'm selling them for 110-125% of the price using paypal/psc. I've got an agreement with few smaller cheat providers for cs/apex so I can get cheat subs cheaper than average user, but the competition is getting bigger so I'm going to stop reselling soon, haven't got more than 500$/month in a long time.

Age: 25
Proffession: Not sure how to translate it, but smth like electronics technician
Salary: 89000 din which is like 757 euros. I have a luck to get a good job and a salary, this is rly high for our standards.

Age: 21
Profession: college student/freelance writer
Salary: depends on how much free time and how much work i can take on.
Since i needed a pc upgrade and had basically unlimited time i made the equivalent of about 9500 qatari riyals or 2400 euros.

Yes and no. Everything is done automatically, but there's too much variety in the data we receive from both card schemes, card acquirers, issuers etc, so the controlling needs to be done manually. Basically I work with controlling that the data is correct and improving the quality of the data every day.

Well I don't know about the bachelors / masters in Spain, but usually my colleagues hold a Master's degree in Business Administration & Finance (or B.A. and Accounting). I think it's an interesting line of work at least. You have to be a little nerdy to like it, I think.
Edit: if you have some sort of Treasury degree in Spain, that will do as well I think

Cool, I was guessing it'd be something like that. I study Industrial Engineering and Management which is considered an engineering-oriented alternative to Business Administration, so the nerdiness is definitely there. Our studies include also subjects such as transactional databases and finance, subjects I'm very interested in. What did/do you study to get into this field?

I hold a diploma in Financial Management, it's a degree below a bachelor's degree actually, but I've built up a track record within programming and accounting, so they gave me a shot, since they wanted someone who understands finance, but also scripting / programming. So I'm actually the only one in my team who doesn't have a master's degree, but my salary is as if i had one, which is unusual but nice :)
In Denmark we have an acquirer as a separate company, which is where I work, but usually in other countries the acquirers are actually departments within the merchants' banks. But there are so many ways to get to work with stuff like this, but mainly look for the card schemes (visa, mastercard etc) or within the banks or other PSPs (Payment Service Provider)
A quick google told me you in Spain have these:
Credit Cards (MasterCard, Visa), PayPal, Trustly, SOFORTbanking, SEPA credit transfer, Euro6000, Teleingresso.
It's worth a shot.

I did Economics originally, studied a lot of stats and then learned programming.
You should AT LEAST know 3 languages, ideally 5.
I mainly work on SQL, R and Python. But I can do HTML and Perl. Also, I'm 31 and migrated to the US because I like money.

How's the US been treating you? I've heard it's quite normal to work 12-hour workdays in the US, as opposed to Europe where hard work like this isn't as common. I'm in a similar field of studies, Industrial Engineering and Management, a Engineering-oriented alternative to an MBA, and so far we've also learnt Python, SQL and statistics. One of our Master's Degree alternatives in IEM is Data Analytics, something I've considered specializing in the most, that's why I felt intrigued by your message.

I can't complain to be honest. It's very different from Europe but I adapted well.
Those days exist when you have a important deadline but are not the average workday. The salaries are so much higher than Europe that I don't feel enslaved at all.
Yes, do the Masters (I have one too) it will enrich your knowledge and teach you some research techniques, which I'm always trying to keep up with the most up-to-date.
Also, I'm not sure if I would live my whole life here too, but right now (3years so far), works for me.

Thanks for the insight, I've been thinking about also working in the US at some point. Working in the US sounds reasonable, a lively environment were hard work really pays off. I'm very interested in following a similar career path, and it's nice to find people with these same interests outside IRL.

how come? avg savings for 40yo american is $100k
but you already have 5x this amount... you are so perspective at this moment
meanwhile my investment portfolio is about 3125 eur XD
sooo I need about 40 years to reach your level.... jeez

Not that type of Analyst, I'm a Business Analyst, but yeah rather than analyse CSGO, I analyse efficiencies and requirements on innovations and other projects. Though yes I realise same age as Spunj haha.

Still do Monday to Friday, normal times as everyone else. Has its perks but I'm not a huge fan of the work, bit tedious. Close friends of mine at school went separately into the actuarial field and that pays even more, especially bonuses.

Age: 18
Profession: Student, work part time at a grill
Wage: 500-1500 depending how much I work. Like 500-800 when there is school and like 1500 in the summer when I have more hours because I don't need to go to school

Age: 25
Profession: Student, work part time as a substitute teacher
Income: 800 euro in state educational support and salary from work 500-800 a month. It varies a lot because it depends on whether the school needs me or not. The pay is 30 euro/hour.

18
working in a food store as an aprentence
600 euro rn, 800 in a few months, 1500 6 months after that again, then 2400 6 mothts later. in 2 years i go from 800 to 2400, add every 6 months, after these 2 years i earn something like 2800.