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Apple Pay is only available in Finland, France, Ireland, Italy, and Spain.

Google Pay is only available in United Kingdom, Belgium, Germany, Ireland, Italy, Slovakia, and Spain.

Frequently asked questions

Launched in 2015, N26 is a bank operating with a full European banking license. We currently reach 25 European markets and have over 3.5 million customers.

As a bank, N26 is supervised by the Financial Markets Regulator and meets all European regulatory requirements. Our clients' funds are guaranteed up to €100,000 by the Deposit Protection Fund. In addition, the N26 app has many features to ensure the security of its users' bank accounts and data.

N26 is The Mobile Bank, allowing customers to 100% manage their bank account online and from their smartphone in real-time, whether they’re at home or travelling the world. There are zero exchange fees on card payments in any currency. N26 You and N26 Metal accounts also allow you to make withdrawals without foreign currency exchange fees and offer access to premium benefits – these include exclusive partner offers, as well as the Allianz insurance package.

The standard N26 bank account is free and doesn’t charge any opening or maintenance fees. The N26 You bank account costs €9.90 per month and the N26 Metal account is available for €16.90 per month, with a 12-month commitment period. To open an N26 account, no deposit or minimum income is required.

If you meet the eligibility criteria, you can open an account with N26. Simply register via the website or by downloading the N26 mobile app to your compatible phone. Opening an account only takes 8 minutes and is done without paperwork. Once you have verified your identity, your bank account will be ready to go.