Unlimited transfers

Interest rates

Interest is calculated daily on a stepped basis and paid monthly on the first day of the month.

Balance

Bonus Interest rate % p.a.*

Applies when $200 is deposited to your linked Day2Day Plus Account, in the prior month

Base Rate % p.a.

$1 to $10,000

4.00

0.50

$10,000.01 to $250,000

2.80

0.50

Important Information

Bonus Criteria will be met where $200 or more is credited to the linked Day2Day Plus account in the prior month. This amount does not include amounts transferred from another one of your BOQ Accounts. Bonus Interest applies for the following month, if the Bonus Criteria is met in the prior month.

For month 1 of account opening, the Base Rate applies, with eligibility assessed at the end of this month, and if met, Bonus Rate will apply from month 2.

* Bonus Interest applies for the following month, if the Bonus Criteria is met in the prior month. Bonus Criteria will be met where a minimum of $200 is credited to the linked Day2Day Plus Account in the prior month. This $200 of credit does not include amounts transferred from another one of your BOQ Accounts. For balances over $10,000, the Fast Track Saver Bonus Rate applies, with base rate applying on balances over $250,000. Interest is calculated daily on a stepped basis and paid monthly on the first day of the following month.

Conditions, Criteria and Fees Apply. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. Full terms and conditions are available online or at any Bank of Queensland branch.

7 Bonus
Interest applies for the following month, if the Bonus Criteria is met in the
prior month. Bonus Criteria will be met where a minimum of $1,000 is credited
to the linked Day2Day Plus Account in the prior month. This $1,000 of credit
does not include amounts transferred from another one of your BOQ Accounts. For
balances over $250,000, the base rate applies. Interest is calculated daily on
a stepped basis and paid monthly on the first day of the following month.

¹⁸To be eligible for the balance transfer offer you need to apply for the BOQ Low Rate Visa card by 31 March 2019. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer, for a period of 14 months. The 14 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance and balance transfer fee will revert to the variable Annual Percentage Rate for Cash Advances, 21.49% p.a. Please note you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. Balance transfers from other Citi-issued credit facilities are excluded.