How much can I borrow?

This simple mortgage calculator will show you the maximum amount you could potentially borrow towards your home loan.

About the How Much Home Loan Can I Borrow? Mortgage Calculator

This "how huch can I borrow mortgage calculator? is aimed to help you in diciding which home loan is suitable for you by offering a snapshot of your borrowing power based on several of factors, including your taxable and non taxable income, expenses and the entered interest rate.

Please do not consider the results of this home loan calculator as being any form of mortgage quote, home loan offer, or as financial investment advice.

Our Mortgage Options recommends that you speak with a financial planner before making the decision to apply for a home mortgage loan. Please remember that there are many different factors within lending criteria that are taken into consideration during the mortgage application process that may alter how much money you can borrow.

The How Much Home Loan Can I Borrow? Mortgage Calculator at this website makes several assumptions for improved borrowing power accuracy. It is important to note that a home loan lender may only be able to provide a home loan for 80% of a property's purchase price without the addition of Lenders Mortgage Insurance. If a borrower(s) elects to add Lenders Mortgage Insurance, the borrower(s) may be able to qualify for an estimated increase in loan amount of 10-12%. In the event that a lender requires a borrower(s) to take out Lenders Mortgage Insurance, a borrower(s) may be also be liable for bank and government fees.