Many interest-starved savers and investors have turned to the higher returns of P2P lending, an alternative form of investing that allows individuals to cut out the middleman and lend directly to each other through personal or business loans.

CrowdProperty offers development finance loans to property developers in the UK. Developers list their projects on the site and investors can choose which to agree to lend to.

£164.81m

property funded

966

homes funded

£71.38m

lent

10,341

investors

100%

payback

2014

lending since

Great Expertise

CrowdProperty are a highly professional, helpful and well organised group of property experts with a great deal of experience, dealing with an investment area that I both understand and trust.

Robert

Herefordshire

Reputation and Security

For me, it's the expertise and reputation of the company along with proper due diligence, first charge security and good interest rates.

Linda

East Sussex

Trustworthy People

They are trustworthy, knowledgeable people at the heart of the business.

Felicity

Worcestershire

100% Payback Record

CrowdProperty offers a good range of investment opportunities with a 100% payback record and good LTV.

Jon

Lancashire

A P2P Gem

The investments are secured against property and curated by experts. A true gem of the peer-to-peer lending market.

Tom

Greater London

Confidence to Lend

CrowdProperty gives me the confidence to lend by offering 1st charge security on the property combined with an excellent track record of paying back.

Mel

Somerset

A Win-Win

It's up to 8% p.a return backed up by 1st legal charge on the development or property. For me that's a win-win.

Maneesh

Greater London

Tremendous Experience

CrowdProperty is run by people with tremendous experience and knowledge of property funding and development projects. They offer great security, good returns and great expertise, which are highly attractive to investors.

Paul

Greater London

Excellent Due Diligence

There is an excellent due diligence process that gives me more confidence when assessing the risk of investing or not.

Great Expertise

CrowdProperty are a highly professional, helpful and well organised group of property experts with a great deal of experience, dealing with an investment area that I both understand and trust.

Robert

Herefordshire

Reputation and Security

For me, it's the expertise and reputation of the company along with proper due diligence, first charge security and good interest rates.

Linda

East Sussex

Trustworthy People

They are trustworthy, knowledgeable people at the heart of the business.

Felicity

Worcestershire

100% Payback Record

CrowdProperty offers a good range of investment opportunities with a 100% payback record and good LTV.

Jon

Lancashire

A P2P Gem

The investments are secured against property and curated by experts. A true gem of the peer-to-peer lending market.

Tom

Greater London

Confidence to Lend

CrowdProperty gives me the confidence to lend by offering 1st charge security on the property combined with an excellent track record of paying back.

Mel

Somerset

A Win-Win

It's up to 8% p.a return backed up by 1st legal charge on the development or property. For me that's a win-win.

Maneesh

Greater London

Tremendous Experience

CrowdProperty is run by people with tremendous experience and knowledge of property funding and development projects. They offer great security, good returns and great expertise, which are highly attractive to investors.

Paul

Greater London

Excellent Due Diligence

There is an excellent due diligence process that gives me more confidence when assessing the risk of investing or not.

How it works

We select a project

Before a project is listed on CrowdProperty’s platform, the project and the people behind it go through a rigorous due diligence process. Our team of experienced property experts ensure it meets the highest standards.

Investors pledge money

Once a project has our stamp of approval it is listed on our platform. Investors can choose which projects they want to pledge towards.

Work starts on the project

Once the project is fully funded and legal completion takes place, we call for funds to be transferred to the lenders' safeguarded e-wallet. The funds are transferred over to the project wallet and work then starts on the project.

We monitor the project

CrowdProperty monitors the project to ensure the project is progressing as planned. We send regular updates to the lenders.

Project completed & investors repaid

Once the project is completed and sold or long-term refinanced, investors are paid back their capital and up to 8% p.a. interest. No fees are taken from the lender. CrowdProperty is paid only by the borrower.

Your capital is at risk. No FSCS protection. Past performance is not an indicator of future results.
Tax treatment depends on individual circumstances and may change.
Full risk warning.

The

CrowdProperty

Shield

Rigorous due diligence

Our in-house property experts thoroughly assess each project proposal. We scrutinise the developer and any of their partners’ track records. Only the most promising projects, by the most experienced developers, will receive an informal offer. CrowdProperty will only work up to certain loan-to-value and loan-to-cost percentages, and each project must meet our 20% profit-on-cost criteria. For more information please view our risk statement.

1st Charge Security

A ‘1st legal charge’ gives CrowdProperty the legal right to take ownership of a property in the unlikely event that a property professional defaults on their loan repayments. 1st legal charge is the highest level of security and gives CrowdProperty all the rights that a mortgage company holds. We have 1st legal charge on every project listed on our platform. This is an essential, non-negotiable criterion to ensure your funds are safe.

Unparalleled expertise

Our in-house experts utilise almost 100 years’ industry experience to perform strict and rigorous checks on all projects proposals. We work in partnership with borrowers until project completion. If a borrower were to default, CrowdProperty’s 1st legal charge allows us to take ownership of the project. Here we would utilise industry experience to ensure the most suitable exit strategy was followed.

Your capital is at risk. No FSCS protection. Past performance is not an indicator of future results.
Tax treatment depends on individual circumstances and may change.
Full risk warning.

performance transparency

CrowdProperty is a founding member and only specialist property platform in the Innovate Finance 36H Group. The 36H Group succeeds the Peer-to-Peer Finance Association (P2PFA), of which CrowdProperty was a board member (as the only specialist property project platform) alongside other sector leaders, which set high-operating standards that went above and beyond the regulations on areas such as credit risk management, disclosure and accountability. With the majority of the P2PFA Operating Principles included in the new enhanced FCA regime, CrowdProperty remains at the forefront of the online lending sector as a founding member of the Innovate Finance 36H Group.

Our insistence on transparency and best practice in every way has resulted in us working with Brismo (formerly Altfi Data), the leading provider of standardised loan performance data. Brismo scrutinise every loan and loan cashflow to derive independent, like for like platform comparability. CrowdProperty was the first property specialist platform to become Brismo Verified.

This has validated our 100% track record and underlines our commitment to be held accountable for the performance of every loan we originate both historically and going forward.

Cookies help us deliver our services. By using our services, you agree to our policy

Your capital is at risk. No FSCS protection. Past performance is not an indicator of future results.
Tax treatment depends on individual circumstances and may change.
Full risk warning.

borrow

legal

about

Your capital is at risk if you lend to businesses that develop property. You may lose all of what you lend. See our full risk warning for more information

CrowdProperty Ltd. is a company registered in England, with its registered office at 54 Hagley Road, Edgbaston, Birmingham, B16 8PE (Company No. 08764786)
CrowdProperty is registered with the Office of the Information Commissioner (Reg no. ZA047468). CrowdProperty is authorised and regulated by the Financial Conduct Authority registration number 723959