Compare Allstate vs. The Hartford Insurance

Allstate and The Hartford are both top-notch providers for auto insurance. The Hartford is ranked the #11 auto insurer for 2016, while Allstate is ranked #7. Both companies have positive reviews about claims management and support. Both companies also have A-ratings from A.M. Best, Moody’s, and Standard and Poor’s.

Allstate and The Hartford both offer a wide range of auto discounts. The Hartford has even more discounts for AARP members. The Hartford’s roadside service package covers tow and labor costs regardless of whether or not it was in an accident.

So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

Allstate

The Hartford

Best If

Allstate

You want easy, online tools to access your account

The Hartford

You’re also an AARP member

Worst If

Allstate

You're looking for low priced premiums

The Hartford

You want or need 24-hour customer support for more than just claim-related issues

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like Allstate and The Hartford. QuoteWizard is an independent company that helps you find the right policy at the best rate.

Financial Strength Ratings

Mobile Apps

Allstate

The Hartford

Allstate

Allstate Mobile has all the information you need on policies and claims. You can download the app here, or text ALLSTATEAPP to 25788.

Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Download the app here.

Digital Locker is another Allstate app that lets you create an inventory of all the items in your home. It then stores the information securely in the cloud. This app lets you keep a visual log of all your valuable items. Digital Locker makes managing personal items and property easy and quick. Download the app here.

GoodRide is a great app from Allstate for motorbike owners. It lets you input details about your bike. You can also enter information about your route, time, and mileage each time you go out for a ride. GoodRide also keeps track of all your repairs and miles. Download GoodRide from Allstate here.

Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! Download it here.

The Hartford

The Hartford Smartphone App for Auto and Home lets you manage your insurance policies directly and conveniently from your mobile device. You can store and view your ID cards, pay your premiums, and track any claims you’ve made. Even without having to log in, you’ll have access to roadside assistance as well as an emergency checklist. Also available is a repair service finder, replacement vehicle locator, insurance agent locator, and much more. To download the app for iPhone or Android, click here.

Roadside Assistance

Allstate

The Hartford

Allstate

Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way.

Allstate has 3 service options for drivers to choose from with many levels of service.

Allstate Motor Club

Platinum Elite Member $99/year

24-Hour emergency service covered up to $250 per instance

Towing

Tire change

Gas delivery

Lockouts

Motorcycle & RV Coverage

$10,000 Theft/Hit and Run Protection

Will pay up to $10,000 to witnesses that provide information leading to the arrest of the thief or assailant

$2,000 Arrest Bond Certificate

If you’re jailed for a moving violation, Allstate will post $2,000 bail to get you out of jail. Limitations on bail amount in certain states

$1,500 Trip Interruption Benefit

If your car breaks down away from home Allstate will cover lodging, meals ,and travel

Free CARFAX Vehicle History Report ( typically cost $40)

Travel Savings & Discounts

Hotel

Car rental

Airline

Access Savings Mobile app. Lets you search for discounts near you

Good Hands Rescue

Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers.

Good Hands Rescue app gives you:

GPS to get service to you quicker

Real-time updates to give you an ETA of service arrival

Locate the nearest repair center

Roadside Services Included

Towing

Gas delivery

Jump-starts

Lockouts

Tire changes

Towing & Labor Coverage

Can be bought as an add-on to your Allstate insurance policy.

Basic services include

Towing

Lockouts

Fuel Delivery

Tire Changes

Jump-starts

The Hartford

The Hartford Towing and Labor

Towing and Labor coverage is available on your existing auto insurance policy. It covers the tow and labor costs, but does not cover additional parts needed for repairs to the car.

The Hartford offers Towing and Labor coverage, which includes all the services that a standard roadside assistance package would have.