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No one wants to imagine serious damage to their home, much less its total loss, but that unfortunate (though unlikely) potential makes homeowners insurance a necessity of life. And when you purchase coverage, it’s important to make sure all those personal belongings count—literally. That’s the critical purpose of a home inventory.

Homeowners can find themselves surprised at how much maintenance they need to do to their houses, even new ones. Sometimes, the maintenance is simple, like plunging a toilet or touching up paint on a wall. Other times, home maintenance projects require the help of a professional. Skipping these projects—big or small—could wind up costing you in the long run.

If you are sending your child off to college this fall, you have a lot on your plate. From school supplies to dorm-room essentials, you want to make sure they have everything they need to settle in and study hard. While you are checking things off your list, don’t forget about insurance coverage.

As the song goes, “School days! School days! Dear old golden rule days!” It’s back to school time, so let’s brush up on some of the golden rules of the road to keep our kids safe as they travel to and from school.

Owning a business is fraught with risk, so having the right insurance coverage in place is critical to mitigating it. Business owners have access to a vast array of insurance plans and policies to protect them. Here are five types of business insurance that need to be in place.

Each year, employers face the same old considerations with their group health insurance renewals, carriers, networks, plan designs, rates and employee demographics. Wouldn’t it be great to be able to think outside the box with a Self-Funded Captive option?