Saab 9-5 Lease Questions

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The advertised 9-5 lease is for a base model,5 speed manual,no options.How is the car you are being quoted on equipped?Automatic Trans.,Metallic Paint,Visibility package?If so you could be looking at as much as $1,395 to over $3,000 higher M.S.R.P..Regardless of equipment I suggest you have them take the same parameters and give you a 27 month quote.The current programs do not generally yield lower monthly payments when you extend the term.

Hello mountstreet. You never mentioned the selling price or MSRP of the 9-5 that you are interested in leasing. These are important numbers for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing what this vehicle's selling price is in relation to its MSRP you don't know how much of a discount you are getting on it. The second reason is that one needs the selling price and MSRP, including the destination charge, of a vehicle to calculate its lease payment. I would be more than happy to give you my opinion of this deal if you let me know what these numbers are.

Hi woodrow48. Saab Financial Services' Corp.'s current base lease rate and residual value for a 36 month lease of a 2007 Saab 9-5 2.3T Sedan with 10,000 miles per year are 3.35% and 59%, respectively. The lease rate would be the same for a 39 month lease, but the residual value would drop by 1%.

Unfortunately, I doubt that you will be able to take advantage of the low selling price that you were quoted if you want to lease this car. Saab is currently providing a $4,000 cash rebate on the '07 9-5, but this incentive is not compatible with its special lease program. You should shoot for a selling price that is as close to dealer invoice as possible on a leased vehicle. You can look up the invoice price for the car that you are interested in by visiting the following section of this site: Edmunds.com - New Vehicle Pricing.

Hey Tretyten,GMAC doesn't use money factors, they use straight interest rates on their leases.As stated in the post before yours it is still at 3.35% with a .5% interest markup to waive security deposit. So 3.85% unless you pay the security deposit up front, which would be the monthly payment rounded up the next $25 increment. Usually about a wash.

Your best bet would be to take the 27 month term for the best payment. Which the residual would be 67% on 27 and 68% on 24.

I'm looking at turning in my 2006 9-5 at lease end and getting a new 2008. Does anyone know what the residual is for a 27 month lease and what rate GMAC is currently using? Also, Edmunds indicates a $2500 Mfg to Dealer rebate. How do I get the dealer to part with that?

The $2,500 dealer cash can only be used against a purchase.This question is raised on an ongoing regular basis. Question to the moderators and editors of this site:When are you going to clarify this point and point out the fact that in most cases these rebates and incentives can not be combined?

The $2500 cash to dealer, and the current Saab $1000 bonus cash are NOT valid on leases.

In April, Saab did have a $1000 lease bonus. I am waiting for that to come back. I am hoping for a July 4th sale of some kind.

Also - The only way to lease a Saab (if you can afford it) is with GM's SmartLease Plus program. Using this lease, you prepay the entire lease up front - it's also known as a "One payment lease". The benefit is a lower lease rate. Right now the standard lease rate (27 Month) is 3.35%. Using the SmartLease Plus, the rate drops to 1.75%.

Buying additional miles upfront is much less expensive than buying them at lease end.

Saab has a current Pull-Ahead program in effect. They will pay up to 2 remaining payments if you turn your current Saab in early. This was 6 months back in December - so the number of payments is subject to change.

Saab has a 174 day supply of vehicles (as of 04/30/08) so incentives have no where to go but up.

There are several new 2007 9-5 units out there with manual transmission at discounts ranging from 12000 to 15000 dollars!

Good accurate advice on all accounts except the '07 info.$15K. is wayyyyyyyyy high.Max purchase cash back is on the 9-3 conv't.@ $6k....strip out all dealer margin including holdback,add owner loyalty and on a non-loaner you'll top out at about $10,500.00 and leasing through GMAC is not available on an '07 anyway.

Am hoping the new year will bring better or at least reasonable leasing options. Am in the market to lease within next 30 - 60 days and am considering typically - equipped (which I guess means fully loaded) Aero @ 36 mos term and 12k/mi.

What is current MF? How would that figure for lease payment ? Also - do you anticipate any incentives (not a current Saab owner) --

You're very welcome penn2. A lease rate of 1.2% is indeed attractive. Saab's current incentives are scheduled to run through the end of February. It's difficult to say what its March program will be like at this point.

Here was my recent experience:leased a 2011 9-5 Aero with tech package and Harmon Kardon for @ 49,600. 10K MI/year @ $699/mo no money down. Residual was @ 56%. Lease rate @ 1.2% . I do believe I probably could have gotten a better deal if I was willing to stretch out the negotiations a bit . The options you want -- or any options for that matter - likely do not impact residual. Mileage is what plays the part there. Good luck