New Construction Loans in Valley Springs, California

Valley Springs, CA has 50 new construction lenders operating within the city. Loan amounts average approximately $307,500. Interest rates for private loans average around 11.8%.
The typical note issued in this city is 25 months in length.
The mean loan includes a 3.2 point origination fee.
69% is the typical loan-to-value for offered by lenders in Valley Springs.

Loan Example 1

Ronnie
decides to purchase a vacant lot in the Rancho Calaveras area of Valley Springs, CA and build a home and sell it for a profit.
Ronnie
expects the building expenses will be approximately $250,000 and the land costs $190,000.
To pay for the project, he takes a construction loan from Superior Lending Company
. They contract to make a loan with a 14% rate of interest for 18 months and 4 origination points paid at closing. They also agree to contribute 50% of the total expenses (the loan-to-value / "LTV").
They will not enforce a pre-payment penalty and they will pay out the building expenses in three draws. The borrower will have to pay $2,567 per month in interest payments in addition to $220,000 down, plus a $8,800 origination fee at closing.
Ronnie
's plan is to sell the house for $610,000. If he achieves this, he will pocket a total profit of $115,000 after subtracting all expenses ($220,000 principle, $220,000 cash down, $8,800 origination fee and $46,200 for 18 months of payments).

Loan Example 2

Theodore
is a builder in Valley Springs, CA. He wants to buy a land lot and build a new house in the Rancho Calaveras neighborhood of the city. He takes out a new construction loan from Prime Time Funding
with the following specifications:

Anchor Loans is a California based Hard Money Lender. They provide loans in 46 states throughout the US. They are the largest Fix-and-Flip lender in the U.S. lending over $6 Billion life-to-date in total loan volume to real estate ...

Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans.
They offer ...

Marquee Funding Group is private money lender headquartered in Calabasas, CA. They provide loans throughout California.
They provide lending solutions for many different scenarios, including fix and flip loans, refinancing, commercial hard money loans, long term rental ...

Bolour Associates is a Beverly Hills, CA based hard money lender. They offer loans throughout Arizona, California, and Texas. They offer loans for a variety of situations and needs, including short term loans, cash out loans, private ...

Aztec Financial is an asset-based lender in Burbank, CA offering loans throughout California.
They provide lending solutions for a variety of situations, including hard money refinancing, loans for rental properties, builder loans, fix-and-flip loans, short term loans, and ...

MAE Capital Mortgage is a Rocklin, CA based private lender who offers funding in California.
They provide loans for a variety of situations and needs, including builder loans, cash out loans, fix and flip hard money loans, loans for ...

Crawford Real Estate Services is an asset-based lender based in San Bernadino, CA offering funding throughout California.
They provide new construction loans, fix and flip loans, long term rental property loans, and commercial loans.
Their lending guidelines ...

NSB Financing is a Miami, FL based hard money lender. They offer loans in 10 states throughout the United States. They offer loans for many different situations and needs, including commercial hard money loans, hard money construction loans, ...

Primeau Funding is hard money lender based in Scottsale, AZ. They provide loans across the United States.
They provide short term bridge loans, ground up construction loans, commercial loans, and fix-and-flip hard money loans.
They ...

Based in Hamilton, NJ, Creative Hard Money LLC is a private lender offering loans throughout the United States.
They provide loans for many different scenarios, including fix and flip loans, cash out hard money loans, rental property loans, ground-up ...

Headquartered in Cedar Ridge, CA, EZ Construction Loan is a private money lender offering loans in Northern California.
They provide loans for a variety of needs and situations, including short term bridge loans, short term fix and flip loans, ...

Based in San Diego, CA, Rancho Ted is a hard money lender providing loans in California.
They provide fix-and-flip loans, commercial loans, loans for investments properties, and construction loans.
Their loan guidelines are flexible, including rates ...

Cervenka and Lukes Capital Partners is a Pasadena, CA based private money lender. They provide funding in California. They provide construction loans, short term loans, commercial loans, and fix and flip loans.
They offer rates ...

Allstar Capital Group is an Encinitas, CA based private lender providing loans throughout California.
They offer loans for a variety of needs and situations, including construction loans, commercial loans, hard money refinancing, and fix and flip hard money ...

Sunset Equity Funding is a hard money lender based in Los Angeles, California. They issue loans in all states except for Alaska, North Dakota, and South Dakota. Their loan offerings include purchase loans, fix and flip loans, new ...

Royal Development is an Irvine, CA based private lender. They provide funding in California, Texas, and Washington. They offer short term loans, new construction loans, commercial hard money loans, rental property loans, private refinancing, and fix-and-flip ...

Hamilton Ridge Capital is a San Jose, CA based private money lender. They provide funding throughout California. They provide loans for a variety of needs and situations, including bridge loans, fix and flip loans, hard money refinancing, hard ...

Headquartered in Los Angeles, CA, Arixa Capital is a private money lender providing loans throughout California.
They offer lending solutions for many different situations, including ground-up construction loans, buy and hold loans, short term loans, hard money loans for ...

Pivotal Capital Group is a hard money lender in Ladera Ranch, CA providing funding in California.
They provide lending solutions for many different situations and needs, including buy and hold loans, construction loans, and short term fix and ...

Headquartered in Long Beach, NY, NLDS Corp is a private lender providing funding in 32 states throughout the US.
They offer lending solutions for a variety of scenarios, including hard money bridge loans, fix-and-flip hard money loans, investment property ...

Headquartered in Miami Beach, FL, YC Funding is an asset-based lender offering loans in 23 states across the United States.
They offer construction loans, cash out loans, buy and hold loans, short term bridge loans, fix and flip hard ...

Market Street Financial Solutions is an asset-based lender in Carlsbad, CA offering funding in California.
They provide lending solutions for many different needs and situations, including short term loans, fix and flip hard money loans, builder loans, and ...

Paradyme Fuding is a Temecula, CA based private money lender. They provide loans in California. They offer long term rental property loans, new construction loans, and fix-and-flip hard money loans.
They issue loan amounts up ...

Sharestates is a Great Neck, NY based hard money lender. They provide loans in 46 states across the US. They offer lending solutions for a variety of needs and situations, including hard money loans for commercial properties, fix ...

Global Integrity Finance are commercial hard money lenders based in McKinney, Texas. They specialize in hard money loans for commercial properties, bridge loans, fix and flip loans, and construction loans in some cases. They fund all loans using ...

Private Money Utah is a Salt Lake City, UT based hard money lender who provides loans throughout Chicago.
They provide lending solutions for many different situations, including short term fix and flip loans, construction loans, commercial hard money loans, ...

Based in Greenwood Village, CO, Merchants Mortgage & Trust Corporation is a private lender providing loans in 9 states throughout the US.
They offer lending solutions for a variety of needs and situations, including hard money loans for commercial ...

Compare Loan Rates

*First Name:

*Last Name:

*Email:

*Phone:

*Loan Amount:

*State Where Property Located:

We value your privacy. By clicking "Request Free Info," you consent to our privacy policy and agree we can contact you using a phone that autodials numbers for the purpose of discussing loan options. Your consent is not a condition of receiving services and may be revoked at any time.

Need Help?

1-888-473-6410

Get Free Private Lending Information

*First Name:

*Last Name:

*Email:

*Phone:

*Loan Amount:

*State Where Property Located:

We value your privacy. By clicking "Request Free Info," you consent to our privacy policy and agree we can contact you using a phone that autodials numbers for the purpose of discussing loan options. Your consent is not a condition of receiving services and may be revoked at any time.