How to qualify for FREE down payment money & grants?

FloridaDownPaymentAssistance.com2019 First Time Home Buyer Grant and Loan Programsas of September 15, 2019

Compare the top down payment assistance programs and first time home buyer programs available in Florida.
We offer this information free to you as a service to our local community.
These Down Payment and Closing Cost Assistance programs can only be provided by Lenders who have been approved by the appropriate and specific Lenders and Institutional Investors.
If you would like to learn more about which Realtors and Lenders are qualified, or if you would like to be pre-approved for any of these programs, please feel free to contact us.
It's a QUICK and FREE process.

$331,423

Palm Beach

$107,660

$388,235

Pasco

$89,460

$331,423

Pinellas

$89,460

$331,423

Polk

$87,500

$331,423

Putnam

$87,500

$331,423

Santa Rosa

$91,280

$331,423

Sarasota

$98,420

$336,470

Seminole

$89,460

$331,423

St. Johns

$97,860

$386,941

St. Lucie

$87,500

$355,881

Sumter

$93,520

$331,423

Suwanee

$87,500

$331,423

Taylor

$87,500

$331,423

Union

$87,500

$331,423

Volusia

$87,500

$331,423

Wakulla

$87,500

$331,423

Walton

$87,500

$399,881

Washington

$87,500

$331,423

30-year, fixed-rate first mortgage loans originated by trained and approved lenders throughout the State of Florida. The program is offered to all borrowers who meet income, purchase price and other program guidelines, and can otherwise qualify for a loan.

First Time Home Buyer hasn't owned a primary residence in past 3 years.

3% or 4% grant of the purchase price is in the form of a forgivable grant at Closing that does not require repayment by the borrower. This down payment assistance grant is forgiven at closing.(http://floridadownpaymentassistance.com/) This can be used for down payment, Buyers mortgage closing costs, or can also be used to "split pay" mortgage insurance premium to lower mortgage insurance cost or pay mortgage insurance completely off.

This program allows for much higher borrower income limits.

This program can be used anywhere in the State of Florida.

Last 3 years Federal Tax Returns required.>

Intangibles Tax and Doc stamps are still exempt under this program.>

Maximum LTV 97%- 105% CLTV

No cash back at closing, any excess funds will be used to pay down first mortgage.

1 unit only - Single Family Residence, Townhouses. Approved Condos by USB with 95% LTV or below.

Household income limitation if both people are on the loan - However, 1003 Applicant income is below the HUD Median Income of 140% for county, the non-borrowing persons income will not be used for qualification or household income limitation. 1003 Income to be used for qualification ONLY

49.99% debt to income ratio or less or whatever Automated Underwriting will approve.

Fannie Mae (FNMA) guidelines apply.

Mortgage Credit Certificate allowed.

Co-Signers not permitted.

2019 OWN A HOME OPPORTUNITY

30-year, fixed-rate FHA first mortgage loans originated by trained and approved lenders throughout the State of Florida.
The program is offered to all borrowers who meet income, purchase price and other program guidelines, and can otherwise qualify for a Freddie Mac (FHMLC) Conventional, and Government Agency mortgage loan.

Maximum Purchase price:

Charlotte County = $ 271,165

Collier County = $ 415,058

Broward County = $ 317,646

Desoto County = $ 271,165

Lee County = $ 271,165

Palm Beach County = $ 317,646

Sarasota County = $ 275,294

St Johns County = $ 316,589

Volusia County = $ 271,165

The assistance comes in the form of a 3%, 4% or 5% Grant at Closing. Amount is dependent on credit scores and AUS findings.

Low fixed mortgage interest rates are determined by program guidelines, NOT by individual local Lender.

Can purchase new or resale homes

No Bankruptcies in last 2 years, no foreclosure last 3 years for Government Agency loans (FHA, VA, USDA) or 4 years bankruptcy and/or 7 years foreclosures, short sales, or deed in lieu for conventional loans.

Primary Residences only, Single Family Residences and Fee Simple town homes, conventional financing of condos must be approved by USB ONLY, no manufactured or mobile homes allowed.

No Prepayment Penalty Fee if 1st mortgage loan is paid out early

While there is no cash back in this program, the borrower may be reimbursed for any over payment of escrow to the extent permitted by Agency (FHA, VA, USDA) or FHMLC guidelines.

Pay stubs and W-2's required.

Buyers CANNOT own any residential property at time of Closing on this program.

No possibility of Recapture Tax.

Credit restrictions: No Manual Underwrites, 3 trade lines with no late’s in last 12 months, No NSF's in last 12 months, Non-traditional credit allowed.

Cosigners Permitted for FHA loans under very specific conditions. Follow FHA guidelines for credit purposes only. Treat Consignor credit/income as directed by FHA. Consignor’s are allowable in an FHA transaction when meeting the following conditions (1) A Consignor cannot have any ownership interest in the property (they cannot be on the Mortgage/Deed) and (2) The Consignor cannot reside in the property being purchased. A Co-Signors income is not considered for program purposes, tax returns/transcripts are not required and Consignor’s do not sign any program documents.

Income must be supported by paystubs and 2 year history of continuous employment.

Grant forgiven at Closing, No second mortgages remain.

Refinances: Not permitted.

Lender credit not available.

Appraisal must indicate that the home has at least a 30 year remaining useful life.

30-year, fixed-rate FHA first mortgage loans originated by trained and approved lenders throughout the State of Florida. The Down Payment Assistance program is offered to all borrowers in Hillsborough, Brevard, Clay and Duval Counties and Jacksonville City Florida who meet income, purchase price and other program guidelines, and can otherwise qualify for an FHA mortgage loan.

Borrowers are permitted a reimbursement of prepaids and reimbursement of overage of earnest money deposit to the extent any minimum contribution has been satisfied and permitted by Agency guidelines.

Credit restrictions:

Bankruptcies discharged over 2 years and/or foreclosures, short sales or deed in lieu 3 years, minimum 2 trade lines with no late's in last 12 months, No NSF's in last 12 months.

Co-Signers income allowed in this program under Agency guidelines.

Lender credit not available.

No Manual underwrites or alternative credit allowed.

$375 Fee paid by Borrower for required. Mortgage Credit Certificates (MCC) required in Hillsborough County only. Clay County residents are exempt from this fee.

Borrowers income must be 2 years continuous, but not necessarily with the same company. Income must be supported by pay stubs and 2 year history of continuous employment. Gaps in employment can be considered. 2 year overall employment required.

$331,423

Walton

$71,875

$75,000

$399,881

Washington

$71,875

$75,000

$331,423

This Down Payment Assistance program is offered to all FHA or Fannie Mae Conventional Borrowers in the State of Florida who meet income, purchase price and other program guidelines, and can qualify for an FNMA conventional 1st mortgage loan.

Buyers who qualify for the Florida First HFA (FHA or Conventional version) of loan automatically qualify for these second mortgage programs. (100% financing).

This loan must be used in conjunction with a State of Florida Assist FHA or Conventional first mortgage loan.

HLP Version (either FHA or Conventional) is a 15 year - 3% amortized monthly payments on the second mortgage are approximately $68 per month until the amortized loan of $10,000 has been paid off.

Florida Assist Version (either FHA or Conventional) is a $7,500 silent second mortgage at 0% interest. This $7,500 must be repaid when the property sells, is refinanced, rented out or when the Mortgagor leaves the property for any reason.

Maximum Purchase price for home. Please see above link.

Maximum Household Income per county, Please see above link.

The balance of either version of second mortgage is payable and due under the following circumstances. The Down Payment Assistance loan is immediately repaid if the homebuyer sells the home, pays off the 1st mortgage, transfers ownership, satisfies or refinances the first mortgage, or ceases to occupy the home.

First Time Homebuyer's or Borrowers or Spouse have not owned a home in the last 3 years.

FHA Version is 44.99% Debt to Income or less.

Conventional Version has a possible 49.99% Debt-to-Income ratio or whatever Automated Underwriting will approve.

Must be First Time Home Buyers or not have owned a home in past 3 years.

Low fixed first mortgage interest rates

Can purchase new or resale homes

Single Family Residences, Townhouses, Villas and Program APPROVED Condos, NO Manufactured homes.

Buyers must occupy within 60 days of Closing.

Bond version of program includes ALL income of Household whether or not all the residents are on the actual mortgage.

TBA version of program, income is ONLY Borrower income calculated from 1003 Income required by Borrower ONLY, If there is no other Borrower, no additional income will used for qualification or household income limitation.

Veterans do not need to be first time homebuyers.

Primary Residences only, no second homes or investment properties.

No Prepayment Penalty Fee if 1st mortgage loan is paid out early.

No cash back at closing, any excess funds will be used to pay down first mortgage. In excess money will be used as a Principal Reduction.

Borrowers are permitted a reimbursement of prepaids and reimbursement of overage of earnest money deposit to the extent any minimum contribution has been satisfied and permitted by FNMA guidelines.

Credit restrictions:

Minimum 640 FICO scores credit score to qualify for this program.

FHA Version, bankruptcies must be discharged over 2 years, and/or foreclosures, short sales or deed in lieu 3 years, minimum 2 trade lines with no late's in last 12 months, No NSF's in last 12 months.

Conventional Version, bankruptcies must be discharged over 4 years, and/or foreclosures, short sales or deed in lieu 7 years, minimum 2 trade lines with no late's in last 12 months, No NSF's in last 12 months.

Either FHA or Conventional Versions of program, Borrowers must be employed full time with 2 years continuous (not necessarily with the same company). Income must be supported by: 3 years Federal Tax Returns, W-2's, pay stubs and 2 year history of continuous employment. Gaps in employment can be considered.

FHA Version, Mortgage Credit Certificate (MCC) NOT available.

Refinances: Not permitted.

2019 Manatee County Florida Key Ownership Program Homebuyer Down Payment Assistance Bond Program

30-year, fixed-rate Freddie Mac, VA, USDA, or FHA first mortgage loans originated by trained and approved lenders throughout the State of Florida. The program is offered to all borrowers in Manatee County Florida only who meet income, purchase price and other program guidelines, and can otherwise qualify for a Freddie Mac Advantage Conventional mortgage, VA, USDA, or FHA mortgage loan.

Maximum Purchase price: $336,740

The Down Payment Assistance Grant is forgiven at the Closing table. No repayment of grant is required.

FHA version - Maximum Household Income for Manatee County Florida included all people in household 18 years and older = 1-2 person Household income limit = $80,845

Conventional version - Borrower 1003 Income only - Borrower must qualify with 1003 Income below the threshold of the household income for county = $80,845

NO First Time Homebuyer's requirement..

Interest rates are determined by Manatee County and are non-negotiable with Lender.

Low fixed mortgage interest rates

Can purchase new or resale homes.

Must occupy residence within 60 days of closing.

FHA version - No Bankruptcies in last 2 years and no foreclosure last 3 years. FHLMC Conventional version 640 Credit score No Bankruptcies in last 4 years and no foreclosures or short sales in last 7 years.

No NSF's in last 6 months, No late credit payments last 12 months.

Primary Residences only

Cannot own any other residential property at time of closing.

Non-permanent manufactured home are permitted.

No cash back at closing, any excess funds will be used to pay down first mortgage referred to as Principal Reduction.

1003 Income must be supported by pay-stubs and 2 year history of continuous employment for w-2 employees or 1099's, K1's and minimum 2 years business tax returns for the self-employed.

Refinances: Not permitted.

2019 - A - Housing Finance Authority Home Key Down Payment Assistance program for First Time Home Buyers - Pinellas County - Pasco County - Polk County

30-year, fixed-rate FHA or Conventional Freddie Mac FHMLC HFA Advantage first mortgage loans originated by trained and approved lenders throughout the State of Florida. The program is offered to all borrowers who meet income, purchase price and other program guidelines for FHA guidelines and can otherwise qualify for an FHA mortgage loan.

The assistance comes in the form of a 0% interest or low, fixed-rate second mortgage. Only one Florida Housing down payment program can be used by the borrower and only in conjunction with the FHA, VA, USDA-RD or Freddie Mac HFA Advantage program first mortgage products.

The Down Payment Assistance loan is repaid if the homebuyer sells the home, transfers ownership, satisfies or refinances the first mortgage, or ceases to occupy the home.

First Time Homebuyers, Borrowers or Spouse have not owned a home in the last 3 years.

Receive $7,500 differed second mortgage, payable when property is refinanced, sold, paid off or Resident/Mortgagor ceases to live there.

FHA version 44.9% backend Debt to Income ratio or less, Conventional version 49.99% backend debt to income ratio or less.

Can purchase new or resale homes

Borrower must occupy the Home within 60 days of Closing.

FHA version: No bankruptcies in last 2 years and no foreclosure last 3 years. Conventional (FHLMC) No bankruptcies in last 4 years and no foreclosures, short sales or deed in lieu in last 7 years.

Important! Household Income is considered for all persons living on the premises.

Income Limit for this program in Pasco & Pinellas Counties = $63,900 for 1-2 person household, $73,485 for 3+ household in Non-Targeted areas.

Income Limit for this program in Polk County = $62,500 for 1-2 person household, $71,875 for 3+ household in Non-Targeted areas.

Primary Residences only. No Investment or second home properties.

No Prepayment Penalty Fee if loan is paid out early.

Doc Stamps $350/per $1000 exempt on this program.

Intangibles Taxes $200 / per $1000 ARE exempt on this program.

Lender credit not available.

No cash back at closing, any excess funds will be used to pay down first mortgage

Credit restrictions: 660 for FHA version, Conventional minimum 640 middle FICO, 2 trade line minimum with no late’s in last 12 months, No NSF's in last 6 months.

Household Income must be supported by W-2's , Federal Tax returns, paystubs and 2 year history of continuous employment.

No manual underwrites.

Maximum purchase price is $255,573.

Must be able to permanently reside in the United States.

Consignor’s permitted for FHA / VA Loans cannot be named on Warranty Deed. Consignor’s NOT permitted on FHMLC conventional loans.

Refinances: Not permitted.

Manufactured Homes NOT permitted.

2019 Florida Assist HFA State Bond Down Payment Assistance Program for all Florida counties.

30-year, fixed-rate first mortgage loans originated by trained and approved lenders throughout the State of Florida. The program is offered to all borrowers who meet income, purchase price and other program guidelines, and can otherwise qualify for a loan. Borrowers who qualify for this first mortgage program are automatically qualified for one of Florida Housing's down payment assistance programs.

First Time Home Buyer or hasn't owned a property for at least 3 prior years.

Down Payment Assistance comes in the form of a $7,500 - 0% interest 2nd mortgage loan. Loan to be repaid when property is sold, refinanced, or ceased to be lived in by Mortgagor.

The down payment assistance can be used (http://floridadownpaymentassistance.com/) for the down payment, Buyers mortgage closing costs, or split pay mortgage insurance premium to lower mortgage insurance cost.

The FL Assist offers a 30 year, 0% fixed rate, deferred but accelerated upon any of the following - the sale, transfer or other disposition of the property (including involuntary transfer by or as a result of foreclosure or judicial sale or operation of law), The FL Assist must be repaid.

No Prepayment Penalty Fee if loan is paid out early.

No cash back to Borrower/Buyer

NO Non-Owner Occupant may be used.

No 203k Renovation loans allowed.

2019 Palm Beach County HFA Down Payment Assistance Program

30-year, fixed-rate FHA first mortgage loans. This program is offered to all borrowers in Palm Beach County Florida who meet income, purchase price and other program guidelines,
and can otherwise qualify for an FHA, VA, FNMA HFA Preferred, or FHMLC HFA Advantage mortgage loan.

Funds may only be used with a Florida HFA 1st mortgage loan.

Maximum Purchase price = $317,646

Maximum Household Income per Palm Beach County Florida

Palm Beach (1-2 person household = $76,900) (3 + persons = $88,435)

The down payment assistance comes in the form of either: a $10,000 - 0% interest, fixed-rate second mortgage loan for Palm Beach County. No monthly mortgage payments for the "silent second" mortgage.

Grant of 3%, 4% or 5% guidelines following the Lee County grant program.

Only one Florida down payment program can be used by the borrower per transaction.

The down payment assistance loan is immediately repaid if the homebuyer sells the home, transfers ownership, satisfies or refinances the first mortgage, or ceases to occupy the home. The Grant version of the program is never paid back.

First Time Homebuyer's or Borrowers or Spouse have not owned a home in the last 3 years.

IRS Tax Returns filed for past 3 years for all Borrowers.

First and second mortgage Doc Stamps ARE exempt on this program. Intangible Tax is not exempt on the first mortgage, but is exempt on the "silent second" mortgage.

Low fixed mortgage interest rates.

Can purchase new or resale homes

Single family residences, townhouses, villas and Program APPROVED Condos, no manufactured homes. Duplexes, triplexes or quadraplexes are allowable unless the loan is a Freddie Mac loan, in which case the unit must be single.

Borrowers are permitted a reimbursement of prepaids and reimbursement of overage of earnest money deposit to the extent any minimum contribution has been satisfied and permitted by Agency guidelines.

Appraisal must indicate the structure has at least 30 years of possible life.

Credit restrictions:

Minimum 660 FICO scores to qualify for FHA, VA and USDA loans.

FHA guidelines: bankruptcies discharged over 2 years or foreclosures older than 3 years, minimum 2 trade lines with no late's in last 12 months, No NSF's in last 6 months.

.Conventional either Fannie or Freddie Mac guidelines: Bankruptcies must be discharged over 4 years or foreclosures, short sales and deed in lieu older than 7 years, minimum 2 trade lines with no late's in last 12 months, No NSF's in last 6 months.

Co-Signors/Non-occupying Co-Borrowers allowed if related by blood, marriage or law and Agency guidelines.

Lender credit not available.

No Manual underwrites.

ALL Household income will be counted and must be below Palm Beach county income limits. This includes all part-time income and alimony. All income in house must be counted, not just qualifying income.

Income must be supported by pay stubs and 2 year history of continuous employment. Gaps in employment can be considered. 2 year overall employment required, not necessarily continuous employment required.

First mortgage must meet FHA loan guideline eligibility.

No additional subordinate financing allowed.

FHA loan amounts only.

Primary Residences only. No Investment properties. No 2-4 units.

Manufactured Housing NOT allowed.

No Income limits for anyone involved in the Healthcare administration, Law Enforcement administration, Military Veterans, Firefighters and administration and Municipal School Administration.

All other Borrowers subject to 140% of the Hud Median Income for Census Tract

FHA sales price limits.

Co-Signors/Non-occupying Co-Borrowers allowed if related by blood, marriage or law and Agency guidelines.

Borrower may have a NON-FHA ownership interest in other under certain conditions).

Home buyer education not required before Closing.

2019 Miami-Dade HFA Down Payment Assistance Program

30-year, fixed-rate FHA first mortgage loans originated by trained and approved lenders throughout the State of Florida.
The program is offered to all borrowers in Miami-Dade county Florida who meet income, purchase price and other program guidelines,
and can otherwise qualify for an FHA, VA, FNMA HFA Preferred or FHMLC HFA Advantage mortgage loan.

Funds may only be used with a Florida HFA 1st mortgage loan.

Maximum Purchase price = $317,646

Property to be located anywhere in Miami-Dade County

Maximum Household Income per Miami-Dade County

Miami-Dade (1-2 person household = $78,700) (3 + persons = $90,505)

The down payment assistance comes in the form of a $15,000 - 0% interest, fixed-rate second mortgage Loan for Miami-Dade County. No monthly mortgage payments for the "silent second" mortgage.

Monthly payments on 2nd mortgage down payment assistance funds are not required.

Only one Florida down payment program can be used by the borrower per transaction.

The Down Payment Assistance loan is immediately repaid if the homebuyer sells the home, transfers ownership, satisfies or refinances the first mortgage, or ceases to occupy the home.

First Time Homebuyer's or Borrowers or Spouse have not owned a home in the last 3 years.

IRS Tax Returns filed for past 3 years for all Borrowers.

First and second mortgage Doc Stamps ARE Exempt on this program. Intangible Tax is NOT exempt on the first mortgage but is exempt on the "silent second" mortgage.

Minimum Funds directly from Buyer of $1000.00 to Close on Home.

44.99% Debt to Income or less for FHA. Fannie Mae and Freddie Mac loans possible 49.99% back end DT Use AUS Findings for acceptable ratios.

Must be First Time Home Buyers or not have owned a home in past 3 years.

Appraisal must indicate the structure has at least 30 years of possible life.

Credit restrictions:

Minimum 660 FICO scores to qualify for FHA loans.

Bankruptcies discharged over 2 years or Foreclosures older than 3 years, minimum 2 trade lines with no late's in last 12 months, No NSF's in last 6 months.

Co-Signors/Non-occupying Co-Borrowers allowed if related by blood, marriage or law and Agency guidelines.

Lender credit not available.

No Manual underwrites on FHA loans.

Borrower Income from 1003 Mortgage Loan Application Household income not required if Borrower qualifies alone and is below income limits.

Income must be supported by pay stubs and 2 year history of continuous employment. Gaps in employment can be considered. 2 year overall employment required, not necessarily continuous employment required.

47% LTV or higher must have 12 months of rental history.

No Prepayment Penalty Fee if loan is paid out early.

No cash back to Borrower/Buyer.

No 203k Renovation loans allowed.

City of Tampa Down Payment Assistance

Provides up to $15,000 in the form of a 0% Interest 5 Year Forgivable second mortgage loan.

Deferred Monthly payment on up to $15,000 as long as the Owner remains in the home and is their Primary Residence. There are no payments on the second mortgage unless the Owner moves, Refinances, leases or defaults on the property within 5 years.

At the end of 5 years, the second mortgage is forgiven.

Buyer must contribute at least $2000 towards Closing Costs.

Primary Residences only.

No Lender credit available.

Potential Buyers must begin process with one of four approved Housing Counseling Agencies and MUST NOT be under contract before they begin the process.

Total $14,999 max award. Down Payment up to 20% of the purchase price or $10,000 whichever is less, toward down payment. 50% of Closing Costs or $4999, whichever is less.

Maximum purchase price not to exceed $226,926.

Income must be at or under 140% of the HUD Median Income.

Income calculated from Household Income.

Debt ratios not to exceed 33/41%.

No Bankruptcies in last 2 years and no foreclosure last 3 years.

Minimum middle credit FICO score 600

Can be used with Conventional, FHA, VA loans.

ARM's are not permitted.

No Prepayment Penalty Fee if loan is paid out early.

2019 USDA / Rural Development Loans

Provides up to 102% financing in participating Florida Counties

Buyer does not need to be 1st time Home Buyer.

Seller can contribute up to 6% towards Closing Costs.

Buyers cannot have more than $15,000 in non-retirement liquid assets. Excess of $15,000 must be used as down payment.

Borrower must have three active trade lines, no alternative credit.

Higher Income limits than typical state or county programs.

Maximum purchase price of FHA limits in area purchased.

Lender credit available.

No Prepayment Penalty Fee if loan is paid out early.

Seller can tribute up to 6% towards Buyers Closing Costs.

2019 VA Loans

No down payment as long as the sales price doesn't exceed the appraised value.

No First Time Homeowner required.

Lower credit scores possible.

Can be combined with Florida Bond and FHLB (Federal Home Loan Bank) programs.

The program is offered to all Nurses, (RN, LPN, APN, NP, MSN, BSN), Firemen, EMT's, Police and all current and Veteran Military personnel who have been Honorably Discharged from the Military
and who meet income, purchase price and other program guidelines and can qualify for the mortgage loan.

No First Time Home Buyer requirement and No Buyers Education Classes required.

Finance 100% of the purchase price.

Buyer must have at least $1000 for Closing Costs in the transaction. The Earnest Money can be used for the $1000 requirement.

Gift Funds allowed for Closing Costs.

This program allows for higher borrower income limits.

This program can only used in 21 approved Florida Counties.

Credit scores generally a minimum of 680 middle FICO score and above, some exceptions may be possible depending on particular compensating circumstances.

Maximum LTV 100% up to a $250,000 loan. Homes that cost more than $250,000 would require the difference to be paid in cash at Settlement or 97% LTV up to a $300,000 mortgage loan.

No cash back at closing.

No First Time Home Buyer requirement and No Buyers Education Classes required.

1 unit only - Single Family Residence, Townhouses and some Condos possible.

No household income limitation- Only Applicant(s) income for qualification purposes.

NO mortgage insurance for Borrower with this Conventional style program.

Co-Signors/Non-occupying Co-Borrowers not allowed.

Borrower may have an ownership interest in other under certain conditions. (Please discuss with Loan Originator).

NOTICE: This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or data is subject to change without notice.
All loans are subject to credit approval. Not all loans or products are available in all states/counties.
This website is privately owned and has no official connection to the State of Florida, FHA, FNMA, Veterans Administration, FHMLC, or any other Institutional Lender or Mortgage Originator.

The information contained on this site including down payment assistance programs, grants, awards, limits, and restrictions are deemed to be accurate at the time of writing.
We make every effort to keep our down payment assistance information current; however, some programs may alter their terms or max out their funding.
We recommend talking to one of our Down Payment assistance experts to maximize your chances of getting the Down payment assistance you need.