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We are your Insurance Company

American Insurance Agencies Direct’s goal is to ensure that affordable insurance coverage is available to everyone. Whether for an individual, group or family, we’re here to act as a bridge over the gap of obstacles to guide you to the security you need in your life.

We work with the nation’s most trusted insurers so you receive the best coverage and price based on your individual insurance needs. Our award-winning team of enthusiasts is dedicated, armed with knowledge, experience and the latest research, to connect you with health, life and supplemental insurance coverage that meets your individual needs to set your mind at ease.

WE'VE GOT YOU COVERED

Insurance Products

HOSPITAL & SURGICAL POLICY

For individuals and families looking for extra protection, hospital and surgical indemnity can cover the unexpected. Choose from a variety of plans with varying level of benefits for inpatient and outpatient surgeries, hospital confinement, chemotherapy and more.

AFFORDABLE CARE ACT (ACA)

For those who struggle to afford health insurance, the Affordable Care Act law requires all Americans get affordable health insurance coverage or Obamacare regardless of pre-existing conditions. The primary purpose of the law was to lower healthcare costs and protect Americans from health issues with health care coverage and increased health benefits.

SHORT-TERM MEDICAL

Short term medical (STM) plans offer a temporary solution when a life transition leaves you uninsured. Plans are available online and are active within 24 hours of applying. Short term medical coverage usually lasts for as few as 30 days and up to 364 days in some states.

HOSPITAL & SURGICAL POLICY

For individuals and families looking for extra protection, hospital and surgical indemnity can cover the unexpected. Choose from a variety of plans with varying level of benefits for inpatient and outpatient surgeries, hospital confinement, chemotherapy and more.

AFFORDABLE CARE ACT (ACA)

For those who struggle to afford health insurance, the Affordable Care Act law requires all Americans get affordable health insurance coverage or Obamacare regardless of pre-existing conditions. The primary purpose of the law was to lower healthcare costs and protect Americans from health issues with health care coverage and increased health benefits.

SHORT-TERM MEDICAL

Short term medical (STM) plans offer a temporary solution when a life transition leaves you uninsured. Plans are available online and are active within 24 hours of applying. Short term medical coverage usually lasts for as few as 30 days and up to 364 days in some states.

Mission & Vision

What We Believe

OUR PHILOSOPHY

The unique offering American Insurance Agencies Direct provides is the ability for the customer to participate in structuring a specific plan that empowers them with design choices instilling a high level of confidence, dignity and encouragement through open dialogue. This process provides each consumer with a highly personalized level of health, life and Medicare plan choices, which improves outcomes and enhances customer satisfaction to those we serve.

OUR Mission

American Insurance Agencies Direct does our utmost to ensure every person has access to affordable and quality health care insurance, while providing an environment of integrity and character for our sales representatives to achieve their vision as well as ours as a company. We provide quality choices and helpful information to the community in which we gratefully serve.

OUR VALUES

As a common goal of achievement, the management team, as well as the entire staff, strives to meet the following guiding principles:

Honesty and Integrity

Compassionately caring for others

Individual Commitment to team goals

Continual innovation in an ever-changing environment

Embracing the changing technology to enhance the consumer experience

Key Members

Meet the team

President

Hani Rihan

Hani Rihan is an accomplished executive with over 20 years experience in the Health and Life Insurance industry. Hani’s passion and drive in helping others has led him to his current position as founder and President of AIA Direct, LLC, a leading national Health and Life insurance agency specializing in helping middle class Americans have access to affordable health insurance in a very volatile healthcare reform. Prior to launching AIA Direct, Hani was hired as a sales agent by Cornerstone America, a division of UICI, a Ron Jensen company that was acquired by Blackstone. Within months Hani was amongst the top three producers out of two thousand plus sales agents competing nationwide. His achievements and record breaking numbers led to his promotion to a District Manager and then to a Regional Manager. Mr. Rihan earned his Bachelor of Science in Business degree from Webber University.

Director of Operations

Dina Golub

Dina is a licensed professional with over a decade of experience in healthcare, inclusive of the Affordable Care Act, and the private healthcare market. Her vast knowledge of the industry during all of the confusion and changes include life insurance and annuities.
As a female in an industry that at one time was mostly male dominated; she believes that women bring a special skill set, and perspective. This belief has been validated with the current era of more women joining AIA and their proven success and accomplishments.
Her knowledge of the industry allow her to teach, motivate and train Agents with all the necessary skills to achieve success by helping clients through the confusion of finding what is best for them.
Being a mother and a grand-mother in addition to her own life experience further provides her the compassion and conviction of always leading with the clients need first.
She sees every day as an opportunity to learn something new; lives each day with passion & gratitude, embraced with a smile that every problem has a resolution!

Director of Human Resources

Diane Archer

Diane Archer was born and raised in New Jersey before moving to Florida in 2013 to be closer to her father of 95 and her daughter who is currently in Veterinary College. Her son is currently in New Jersey and is a life long northerner. Wanting a new career, she entered the insurance business ,after a long and very successful Finance career in the Automobile Industry. Being in this industry allows her to use her past finance skills in a different field and contribute to the growth of AIA . Diane enjoys a very busy lifestyle, working full time and looking after her father. Newly married, Diane and her husband, along with their German Sheppard ,look forward to exciting weekends filled with camping, motorcycling and boating.

DIRECTOR OF OPERATIONS - TAMPA

Craig

Craig is a United States Marine and a licensed professional with vast knowledge of healthcare reform, the Affordable Care Act, and the private healthcare market. He is also licensed in life insurance and annuities. Being a husband and a father of four energetic children, he understands the need to find superior health coverage at an affordable price. In his free time, he enjoys theme parks, escape rooms, and any other family-fun activity.

Team Leader

Bruno Holanda

Bruno joined the AIA team after relocating from Boston, where he grew up, to Florida in 2014. As a native of Brazil, he is fluent in Portuguese and loves cars, fitness/sports, and spending time with family & friends. Bruno started his sales career in the auto industry before he transitioned to the insurance field following the passage of the Affordable Care Act. With the rapid yearly changes to the insurance market, he rapidly acquired knowledge and contacts that he shares to the benefit of clients and colleagues alike.

Team Leader

James Kelley

James Kelley has been an agent with AIA Direct sense 2011. He has a beautiful wife named Sandra and three sons.

Team Leader

Roman Muniz

Roman was born and raised in Tampa, Florida. Selling and marketing since middle school. He has been in the insurance industry since 2012. He focuses on listening to each client's unique situation to always put them in a better position than he found them in. Now he is focusing on training and passing on his skill set to new agents.

Team Leader

Doug Reynart

Doug Reynaert came to AIA from the construction industry where he co-founded and built multiple companies serving developers throughout the state and nationally. His academic background is in biology and accounting with an eye toward medical school before deciding to leave college and go into business with his brothers. He is the father of three children and would characterize his approach to insurance as part coach, part student, and 100% committed to help simplify what can be an intimidating subject for most people. "Nobody get's up in the morning excited to go online and look for a new health plan or finally get around to finding their spouse a life insurance policy" he says. "Bringing that chore to a easy to understand, affordable conclusion so you can check it off the list and sleep like a baby tonight.....that's exciting!"

Team Leader

Michael Castellon

Michael R. Castellon is a Licensed Health, Life and Annuity Specialist partnered with AIA to provide superior service to each individual, family, and group. After nearly a decade of experience on all sides of the Health Care industry, Michael knows and understands how to deliver a tailored plan to meet your specific needs. Michael's previous experience as a First Responder, Paramedic, and a Cardio Thoracic Aortic Dissection survivor has showed him first hand the importance of Health & Life Insurance. His first priority is to take in all factors of you and your family’s health into consideration to bring you the best of all outcomes, with the best available coverage. The ever changing world of health insurance can seem overwhelming, but rest assured Michael is here to help you choose the best plans, premiums and benefits, so you can make decisions that protect you and your family.

Team Leader

Tyler Collier

Tyler Collier was born and raised in Southwest FL. He has been with AIA Direct since 2016. His passion for the insurance industry stems from helping consumers save money on their healthcare needs by making sound and informed decisions in a chaotic insurance market. Tyler enjoys attending sporting events and traveling with his wife and their two young children, Aiden who is four and their infant daughter, Keira.

Director of Marketing

Janvier Nshimyumuremyi

Janvier Nshimyumuremyi was born and raised in African/Rwanda, moved to Tampa/Florida in his teenage years. He continued his education at Saint Petersburg college where he earned a Bachelor’s degree in Technology Management. Heavy background in Digital Marketing, Search Engine Optimization, HTML, and WordPress framework.

Director of Recruiting

Christina Guerrero

Christina is a Sarasota, FL native. She majored in Graphic Design Technology and minored in Business Management & Entrepreneurship. She joined the team entry level and was quickly offered the position as Talent Acquisition Manager. Her natural ability to communicate with anyone allows her to perform the day-to-day required task of seeking out talent in the surrounding Tampa Bay Area and offering new career opportunities with AIA Direct.

FOUNDERS

Message

After years of experience and extensive training, I felt I had a firm grasp on the health care industry and its ever-changing laws and guidelines. It was my belief that a personalized approach to health care insurance was key, and as our society evolved rapidly through technology and economic demands, I saw the importance of making preparations for unforeseen and unexpected health and life issues. This led me to start American Insurance Agencies Direct.

My vision has always been to expand my business to help as many people as possible, and technological advancements allow me to accomplish this dream. Through both phone and the ability to perform online screen sharing with clients, we’re able to connect with people coast to coast as well as expand our own capabilities through ready information. This leads to a refined product that services clients from the comfort of their own home and at their convenience.

Public confusion is at a high, and accurate support is doubly important. Throughout the ongoing changes and requirements for each “open enrollment”, we’re now able to assist thousands and can be there for you to ensure you’re security in a hectic time.