Why You Should Get Your Holiday Shopping Done Now!

The cold weather is officially here, meaning the holidays are right around the corner! Have you started your holiday shopping yet? Don’t get stuck buying your gifts at the last minute. In fact, you could save money by doing your shopping early!

1. You will avoid breaking your bank all at once. Spending in smaller amounts over time is more manageable. Plus, it doesn’t feel like your wallet is taking such a big hit.

2. It gives you more time to find a thoughtful gift. Shopping early gives you more time to think about what the person you are buying for might really want or need. Instead of rushing around last minute, and coming out with a gift that you feel less-than-pleased with, shop early and find something that you know the person will love!

3. Less stress! Shopping early gives you less stress during the holidays, therefore, more time to actually enjoy yourself! Also, you can avoid getting caught in the holiday chaos. Avoid becoming a mad-person running around the mall in gift-hunt mode.

4. You can save money! If you shop early, that means more time to compare prices and look for sales so that you can get the best deals. If you shop last minute, chances are you will take what you can get. If you are a busy persona and have a hard time making it to the mall, wait until Cyber Monday (the Monday after Thanksgiving)! Tons of deals online and usually no shipping costs!

5. You can avoid hideous gift-wrapping. Whenever I am crunched for time during the holidays, my gift-wrapping comes last on my list of priorities. I’m not going to lie, there have been times I used newspaper as my gift wrap because I was running late and didn’t have time to stop at the store to pick some up. It’s the thought that counts right? 😉

Any information contained within the contents of this blog are opinions and suggestions of the writers and do not necessarily reflect any policies or positions of the credit union. Any reference made to products or promotions are not guaranteed at any time. This information is not intended to be considered financial advice. It is provided for your education only. Community 1st Credit Union is Federally Insured by the NCUA.