FINALLY - got first CC in mail and I splurged!!

I had to splurge when I got my brand new shiny CC in mail today. I mean I had to get my billing started anyways. Should I buy a $1500 dollar computer like I did the last time I dove into the realm of cc spending? ..... Nope, I charged a $15.00 haircut a super cuts. Guess I'm finally maturing financially.

Re: FINALLY - got first CC in mail and I splurged!!

Congrats..I love them when they're all shiny and new I used my newest (monday) to charge a $20 monthly payment for Sea World annual passes..and that's the ONLY thing it'll ever be used for, so it'll always report a super low balance

Re: FINALLY - got first CC in mail and I splurged!!

I always just max out a new card, go 90% to 95% of CL, but then a few days later it's paid off.

I prefer the new cards to show zero balances with a MAX used almost the full line, the ability to borrow and pay back is IMO way more important than not using CL's.

You max and pay it off for something you were going to buy, you get bonus points if its a good card and in a short time you can double and or quadruple the CL by having maxed it and paid it off.

I know the pack says don't use or use very little, I say, max it and up the CL in a short time and when you apply 6 or 8 months down the road for a new card they see your low CL card is now a high CL card and you have had high balances that were PAID OFF, use if the key to credit, how to build it fast and how to get huge lines at low rates.

Ghost in Bureau's from 1987 to 2010 (lot's of money no need for credit)0 2010 in Bureaus750 average beacon 2012850 goal

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