You might be a traveler going on vacation, a student heading for abroad or it could just be a work trip, you spend months planning and anticipating your trip, especially if it's overseas. As you gear up for the much-awaited trip, make sure that you are prepared not only for the bookings and packing but also with all the necessary documentation and not to forget your travel insurances.

Risks covered by a Travel Insurance PlanOften in the excitement of planning the itinerary and making reservations, we forget all about the crucial step to buy best international travel insurance. A large number of people even choose to overlook the travel insurance, as they believe it to be a rip-off or just another insurance scam. While these misconceptions are yet to be cleared for many, here are the few covers that travel insurance provides while you are traveling:

Top Travel Insurance ProvidersIf you are considering that you buy best international travel insurance plan, it is essential to evaluate not just the plan but also the service provider and the kind of customer services they provide. It is pertinent that the service provider is reliable and provides a comprehensive cover that suits all your travel needs.

Here are the top seven travel insurance providers in India you should consider if you are looking to buy best international travel insurance.

1.TATA AIGTata AIG is one of the leading insurance providers in India. A joint venture Tata Group and the American International Group (AIG), commenced its operations over 16 years ago. They have four travel insurance products to choose from and while all the plans cover the essential travel risks, each plan has something unique to offer too that caters to the needs of each kind of traveler.

2.APOLLO MUNICHAnother leading name when it comes to travel insurance in India is Apollo Munich, a joint venture created between Apollo Hospitals and Munich Health, with a vision to provide world-class health insurance to all individuals.

Apollo Munich offers five travel insurance products, each designed skillfully based on the traveler’s needs and expectations. These are the travel insurance plans offered by Apollo Munich Health Insurance:

3.BAJAJ ALLIANZWhen you decide to buy best international travel insurance, another policy provider that should be considered is Bajaj Allianz. Bajaj Allianz is also a joint venture, created when Bajaj Finserv Ltd. and Allianz SE came together to build one of the most financially resilient and reliable insurers in the country. The four most basic travel insurance products available with Bajaj Allianz are:

4.HDFC ERGOHDFC ERGO has become one of the leading and robust insurers of the country in the recent years. Created with a joint venture between HDFC Ltd and ERGO International AG. HDFC ERGO has successfully built a name for itself that many trust when it comes to insurance. With 108 branches spread across 91 cities and a work force of over 2000 professionals, the company has round the clock assistance for its customers. The three travel insurance plans that HDFC ERGO offers are comprehensive covers and available at affordable prices.

5.RELIANCE GENERALWith a philosophy of Live Smart and an approach to providing better, smarter & innovative insurance solutions to all individuals make Reliance General a great choice. With the variety of travel plans they have to offer at great prices and round the clock customer service, Reliance General takes away the worries when you travel. The travel insurance products they offer are:

6.FUTURE GENERALIFuture Generali, with its vast years of experience in the insurance industry, has always been known to come through for the customers in the time of need. From swift and easy claim settlements to 24X7 assistance, Future Generali is one such stop where you can buy best international travel insurance plan. The travel insurance plans by Future Generali provide an extensive insurance cover to protect the customers from all possible travel risks. The three Future Generali plans are:

7.BHARTI AXABharti AXA is a name that customers have known to rely upon. The travel insurance plans offered by Bharti AXA provide helps you financially secure your journey at great premiums. Their two major travel insurance plans not only provide a tight cover, which includes travel and medical emergencies, legal expenses towards third-party liabilities and services such as 24X7 claim assistance and customer support. The travel insurance plans that Bharti AXA offers are:

a)Individual/ Family Travel Insuranceb)Student Travel Insurance

Regardless of the purpose of your trip, once you buy best international travel insurance plan, you are prepared for even the worst contingencies in store. Be it a recreational tour, work trip or even for pursuing higher studies, international travel insurance has its merits and that’s why the Visa issuing authorities for many nations have made it mandatory to have international travel insurance. When you take your pick for the best insurance plan and hence the insurance provider, make sure that you compare the various inclusions and exclusions for each provider and their respective products. Also, it is crucial that you analyze the past record of the insurance provider when it comes to claims adjustment and customer support.