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Credit Ratings

Credit ratings accorded to the Company’s debt securities are not recommendations to purchase, hold or sell the debt securities inasmuch as such ratings do not comment as to market price or suitability for a particular investor. Any rating may not remain in effect for any given period of time or may be revised or withdrawn entirely by a rating agency in the future if in its judgment circumstances so warrant, and if any such rating is so revised or withdrawn, we are under no obligation to update this Annual Information Form.

The Company is rated “BBB+” with a stable outlook by Standard & Poor’s (“S&P”), “BBB (high)” with a negative trend by DBRS Limited (“DBRS”) and “Baa3” with a negative outlook by Moody’s Investors Service (“Moody’s”).