An end to mandatory retirement will change the way advisors plan for clients’ post-work lives. By Michael BertonThe rules of retirement are changing. Last April, lawmakers in Ontario announced their intention to end mandatory retirement, [...]

Timing is everything when converting clients from term to permanent insurance. By Michael BertonYou’ve just finished gathering and analyzing the financial and lifestyle information for a new client, Sarah, and made the initial determination she [...]

Business owners and self-employed clients should consider a health and welfare trust to augment a group benefit plan or as stand-alone coverage. By Mike BertonAs provincial governments download more expenses in the guise of “user [...]

Clients do not necessarily need to leave their beloved home when their family exceeds its capacity. by Michael BertonMark and Samantha White (not their real names) love their suburban Vancouver neighborhood and large corner [...]

A source deduction letter can help clients receive tax credits early and maintain their cash flow throughout the year. Daryl Chan is a devoted member of his church. He attends services every week with his [...]

Retirement compensation arrangements can help employers lure and retain executives and other key employees. by Mike Berton Times are tough for employers and business owners who want to build retirement packages to attract and retain [...]

Ask yourself the following: Is your cash flow estimated on an annual basis, monthly basis, or not at all? Are you using your income-earning power to create income-earning assets? In the event of an emergency, [...]