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With a wide variety of loan options, from down payment assistance, first-time buyer programs, Refi, FHA, VA, USDA, JUMBO and Conventional loans, Residential Home Loans has a program that is right for you!

Welcome to Residential Home Loans

Our friendly mortgage specialists offer several programs tailored for California homebuyers who are qualified and eligible, including FHA, VA, and USDA loans, as well as first-time homebuyer and down payment assistance programs. (County-specific income limits apply and change frequently. Call us for details.)

If you are ready to fulfill your real estate dreams, the experienced and knowledgeable Residential Home Loans team will help you finance your new home in just three easy steps

1. Complete the short "Get Started" form or give us a call at 916-952-5626

2. Speak with a licensed loan originator to find out if you qualify and evaluate your loan options

3. Commence loan origination and closing

4. That's it! Congratulations On Your New Home!

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Residential Home Loans, a division of Cherry Creek Mortgage Company is not endorsed by, nor acting on behalf of, or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture, Fannie Mae, Freddie Mac or the federal government or any state housing agency.

This material is informational only. This is not an advertisement to extend credit as defined by Regulation Z, nor an application for credit as defined by RESPA/Regulation X. All applications are subject to underwriting guidelines and approval based upon the credit, assets, value of subject property and borrower’s ability to repay. Not all applicants are eligible for or qualify for all loan products offered. All loan programs, terms, and conditions are subject to change without notice. Effective date 5/27/2015