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DIFFERENT TYPES OF CREDIT CARD
NUTRACEUTICAL MERCHANTS
AND THEIR ADVANTAGES

If you run a search on any popular
search engine regarding merchant
services you will be bombarded with
thousands of results linking to websites
providing “Merchant Credit Card
Processing Accounts” and “Credit Card
Merchant Services”. But, there are only
a very few companies who provide a wide
range of “Merchant Credit Card Services”
that suits every online merchant’s
business needs. If you are wondering why
there are so many different types of
accounts then here is the answer: Each
ecommerce or online business is
different from the other and therefore
to cater to their needs there are many
types of credit card merchant accounts.
To increase your customer base and
increase profits you need to have the
account that is most suitable for your
business.

There are several processors who offer
you a full package of “online credit
card merchant account services”. The
different types of credit card merchants
and each of their advantages are given
below.

“3rd Party Merchant
Online Credit Card Processing” – In
this type of processing of credit
cards you don’t have to obtain a
merchant account to process credit
cards. The 3rd Party
Processor will have the merchant
account with which your transactions
will be linked. Different processors
have different processing rates and
different monthly minimums. This
option is a great one of those
merchants who have received a TMF.
It is also a good option for “low
volumes credit card merchants”,
“high risk credit card merchants”
and other types of credit card
merchants.

“Offshore Credit Card Merchant
Account” or “International Merchant
Account for Credit Card Merchants” –
This account is for those ecommerce
merchants who cannot get an
“Internet Merchant Account” in the
United States due to many reasons
such as non-compliance to
guidelines, credit card history and
location. This is one of those
credit card processing types which
don’t involve a bank in the United
States. This service has flexible
terms and guidelines, no taxes and
extremely low processing fees. There
are many provides who offer you this
service.

“Direct Merchant Credit Card
Merchant Account” – This type of
account is available every where in
the U.K. and the U.S., however, it
is hard to obtain because it has
harsh rules and guidelines for
online credit card merchants. You
should go to a provider who has
affiliations with several U.K. and
U.S. banks.

“Online Merchant Credit Card
Services for high risk credit card
Merchants” or “High risk merchant
account credit card processing” –
This type of account is used by high
risk credit card merchants with
businesses like adult services,
pharmaceutical, prepaid, dating and
gambling. These businesses are
classified as high risk businesses
and are not eligible for the normal
merchant accounts. The several
online casinos are also classified
as “High Risk” businesses. If you
run a high risk business then choose
a high risk merchant account
provider whose chargeback fees is
very low and has a flexible high
risk policy.