Category: Financial Planning

You might think that you don’t need a financial planner. Many people are convinced that they can do their own research, come to their own decisions and decide the best way to invest or use their money. That might true for you. But unless you are knowledgeable about both the legal and financial consequences of … Continue reading Choosing a Financial Planner

Here is a secret to building wealth: before you ever accumulate any substantial sum of money you must gain a wealth consciousness. What is “wealth consciousness”? It is a consciousness of abundance that recognizes that you deserve wealth and financial rewards in life just for being you. It is a fundamental law of the universe that … Continue reading Saving Money and Building Wealth: Wealth Consciousness

You have probably heard the old adage, “If you don’t know where you are going, you are likely to end up anywhere”. This applies to finances just as much as it does other aspects of life. A destination is a “goal” and without one there is no way of measuring your performance. Therefore having a goal is … Continue reading Setting Goals in your Financial Plan

Here, we will make an imaginative leap into the realm of ideas. We are going to imagine ourselves not as people but instead as businesses. For those of you familiar with business jargon and characteristics this should be relatively easy. For others it may be more difficult. However, if you take the time to understand the concept you will … Continue reading Saving Money and Accumulating Wealth: You, Incorporated

We have discussed a wish list as an important aspect of financial planning but there is another list just as important. This article focuses on the opposite of the wish list, the debt list. The debt list is just as important as the wish list and therefore just as much attention should be paid to it though … Continue reading Creating a Debt List

Budgeting is a bad word to some people. What do you think of when you hear the word budget? Budgeting is something that every family should do to save for their future. In family budgeting the main thing that you need to remember is “the money that comes in is equal to the money spent.” In this way, you … Continue reading Family Budget Planning

It is necessary to learn the skill of balancing income and expenses no matter what your financial situation. Many people put off keeping a budget until they are financially “on their feet”. However, in order to get financially “on your feet” a budget is a necessity. And to be sure, what we call a budget is nothing more … Continue reading Balancing Income and Expenses

Discipline is a necessary skill for proper financial management. Without it you will never acquire or accumulate anything. Without it you will never accomplish anything. Discipline is being able to say no when you need to and to be able to put money away instead of spending it. It is being able to do the things you don’t want … Continue reading Discipline: A Necessary Skill for Financial Success

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Many young people graduate without a basic understanding of money and money management, business, the economy, and investing. We hope to help teachers, parents, individuals, and institutions teach these skills, while reinforcing basic math, reading, vocabulary, and other important skills.