Floodplains and areas subject to coastal storm surge are shown as high-risk areas or Special Flood Hazard Areas (SFHAs). Some parts of floodplains may experience frequent flooding while others are only affected by severe storms. However, areas directly outside of these high-risk areas may also find themselves at considerable risk.

Understanding Your Area

Changing weather patterns, erosion, and development can affect floodplain boundaries. FEMA is currently updating and modernizing the nation’s Flood Insurance Rate Maps (FIRMS). These digital flood hazard maps provide an official depiction of flood hazards for each community and for properties located within it.

Like what you're reading? Share it with a friend by using the links below.

Search for:

Flood Facts

Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000 loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30 years. Compare that to a $100,000 flood insurance premium, which is about $400 a year ($33 a month).

Be FloodSmart

Floods are like highways... THEY RUN THROUGH ALL 50 STATES.
Floods are America's most common natural disaster, so everyone is at risk. In fact, 1 in 4 flood claims are filed in low-to-moderate flood risk areas. Don't risk your home. Call for a flood insurance quote today.