OneUnited Bank

Our community’s dream is now a reality! OneUnited Bank is fulfilling the hundred year old civil rights dream by garnering the savings power of our communities and channeling it back into urban communities for economic development. With your support by simply opening an FDIC insured account with great rates, we will continue to accomplish this dream everyday!

35 Comments

C.Thornton

Erlene Miller

I already bank with a black owned bank here in my city. I like the concept. I moved my mortgage to this institution this year. I am gradually moving everything I can in the hands of my people. I'm even changing my primary care physician. I buy from businesses off of WeBuyBlack.com.

Tracy Washington

I love we have a BLACK BANK let control something, but why is the deposit is so expensive, why make it a little easier for people that is coming from poverty, we as the people want to save also. Look at all these Bank asking for $25.00 to open up a checking or saving account, I want to represent any thing that stand for people in color just curious. Over the weekend I try opening after going over how much it was to open up a check I didn't even have a $100.00 so now I will have to wait, I love to support.

Hi Tracy. Thank you for your feedback. We offer deposit rates higher than the national average rates for all banks. Our fees and the minimums to avoid fees are lower than most banks, so we believe our offering is very competitive. However, we are always seeking to improve and therefore will pass your feedback on to our team.

Thank you for your inquiry. We offer secured credit loans nationally and multifamily loans ( for affordable housing apartment buildings with 5 or more units) beyond our branch cities. We only offer single family loans in our branch cities because they have many more state specific requirements. We are looking to expand our loan programs over time and hope you will be patient as we grow.

eartha simmons

We truly appreciate your passion and desire for a local branch in your area. Currently, as part of our Bank For the Future initiative, we are focused on building our internet branch and online products so we can offer our great products and services on a national scale.But we are noting all the interest for local branches we receive so we can make informed decisions when the time comes to extend our branch footprint as well.

Henry Williams

Henry Williams

Ms. S

Good morning!!! I told myself that I would bank with you all once I secured stable employment. And just like that!, it has successfully happened. Tomorrow morning I will be opening up my first account with you all! #ProudFutureBanker

Hazel Ross

How much is it to start a account for checking and saving cause I didn't understand when you were asking for my debit card info I thought you were sending me a card not me send you money for the card please explain

Hi Hazel, we’re excited that you’re interested in opening an account with us. Please visit our site: www.oneunited.com to learn more about the great banking products and services we offer.Once you apply and your application is approved funding your initial deposit is easy and required. The fastest way to complete the initial deposit is using a debit or credit card.

Earnestine Young

Earnestine Young

I plan to open up an account with your bank. I am glad to hear that we have a bank that we can call our on. Hopefully, all minorities
will join, as being members of Jewish banks, operated by Whites does the Black man/woman, no justice. As the only thing these
banks does us, is to cash our checks, bur, are never willing to loan us money for personal matters, and, will not
loan for business purposes.I need a bank that can help me with my small business expansion, as well as,one that will help me to grow and invest.Are you any different? If so, in what ways!

Hi Earnestine, thanks for reaching out to us. We have some great business banking options available. To learn more about all of our business banking products and services just visit our site here: https://www.oneunited.com/business-banking/

Hi Frantz,Great question. The UNITY E-Gold checking account does have different requirements for avoiding the monthly maintenace fees. You can see the details here on our Online Truth and Savings Disclosure: https://www.oneunited.com/disclosures/Online%20Truth%20In%20Savings%20Disclosure.pdf. If you have additional questions please let us know or reach our to our contact center here: https://www.oneunited.com/customer-service/contact-us/

Phillip McIntosh

Darren

Hello Phillip, You first need to figure out why you are pooling the money. Depending on why, you may HAVE to check with the (SEC) securities exchange commission to make sure you do not violate any laws.Hope this helps...Darren Fry

Marie

I just read four articles about this bank. I live in Brooklyn NY. Can I create and a savings account and electronically send money to the account or take a portion of my check..direct deposit the funds into the account?

Hi Marie, thanks for reaching out. You can definitely open a savings account and set up automatic transfers into the account from another bank or by splitting your direct deposit through your employer. For all of the details about transfer options and account details you can go here: https://www.oneunited.com/personal-banking/transfer-funds/.

GLOWnow

GLOWnow is a new Non Profit, with similar goals as yourself in being a Community Service Organization. We are small but our dreams and endeavors are monstrous.This August 10-11 2018 we are organizing and planning what will be the first of it's kind Film and Webseries Festival. To be presented to a live audience at the reknown LA Film School in Los Angeles, Ca. We need help to pull off what we know will be talked about and remembered alwaysOur hope is to make it an Annual Event and Total Experience. Your donations and affiliation to support is graciously appreciated.Sincerely,
Debora Hawthorne, Director
GLOWNOW.org

Thanks so much for reaching out us Debora.We love partnering with our community members, and invite you to fill out our Contributions and Sponsorship form on our website. (https://www.oneunited.com/about-us/community-education/contributions-and-priorities/) so we can learn a bit more about this opportunity and any possible next steps.