A Way Back from Deep Debt: Debtors Anonymous

This article on Debtors Anonymous originally appeared in the New York Times Magazine.

Debtors Anonymous is a 12-Step self-help program modeled on Alcoholics Anonymous that helps its members recover from past debts, negotiate with and pay off all their creditors on a humane and manageable schedule, increase income, avoid new unsecured debt going forward, and live a happier life with money. More

This article on Debtors Anonymous originally appeared in the New York Times Magazine.

Debtors Anonymous is a 12-Step self-help program modeled on Alcoholics Anonymous that helps its members recover from past debts, negotiate with and pay off all their creditors on a humane and manageable schedule, increase income, and avoid incurring any new unsecured debt going forward.

It enables its members to get free of debt and the act of debting and stay free forever, one day at a time.

While the subject is debt, the deeper issue at Debtors Anonymous is the quality of life. Becoming free of debt and incurring debt leads to profound changes. Members regain control of their own lives, get back self-esteem, and liberate themselves from fear. Prosperity enters their lives, not just financially, but, for many, in everything from their response to a sunny day to the quality of their relationships.

This article explains with examples and quotes from members what Debtors Anonymous is, how it works, what it can do for its members, and how you can participate in it.

Jerrold Mundis has been a professional writer for more than 40 years. He is the author of 17 novels, 13 books of nonfiction, a number of ghostwritten books, and some 100 short stories, essays and articles. His books have been selected by the Book-of-the-Month Club, the Literary Guild, and the One Spirit Book Club and translated into more than dozen foreign languages. His short work has appeared in publications ranging from The New York Times Magazine to American Heritage and the Magazine of Fantasy & Science Fiction. He is an experienced literary coach and teacher of professional and avocational writing.