HOW IBA HELPS ITS MEMBERS SAVE TIME AND
MONEY AND SOLVE PROBLEMS

YOU get the latest information on issues affecting small
businesses each month in IBA's Monthly Small Business Report.
Details about proposed new laws, how they will affect you and your
small business and what you can do to influence their passage or defeat.
Details about new state regulations that will affect small businesses
and how you can influence their adoption or non-adoption. The IBA
Monthly Small Business Report alerts you to ways to avoid fines,
penalties, assessments etc. And YOU get to vote on issues
affecting small businesses. Your vote sets the IBA position on the
issues. Plus, YOU can request additional information on issues
of interest to you. YOU also get helpful information on the
latest business practices small business owners can use to save money,
save time and solve problems.

IBA's INSTANT INFORMATION CENTER

YOU have direct telephone access to our staff of experts who are
ready to assist you with any business question, opportunity or problem.
IBA of Washington State has been assisting small businesses since 1974
so we have a great deal of experience in answering the questions small
business owners have. Imagine, a staff of experts ready to assist you
as close as your phone - and for just penny's a day.

IBA's FAX-ON-DEMAND SYSTEM

YOU have access to key documents small business owners need, 7 days
a week, 24 hours a day via IBA's FAX On Demand System. All you need is a
fax machine. You call the IBA FAX On Demand System and request the document
you need, by number and seconds later, its is printing out on your fax machine.
Examples are: How do I appeal a tax assessment? What questions can I and
can't I ask when hiring a new employee? How to prepare an effective request
for a loan? How to reduce your state industrial insurance costs? How to get
a FREE no-fines safety and health inspection. An I-9 or W-4 form if you
don't have one handy when you need one. How to comply with hazardous waste laws,
etc. Scores of vital documents to help small business owners. All at no cost
to you and available anytime, night or day, 7 days a week.

MONEY SAVING MEMBER BENEFIT SERVICES

YOU can access vital business services at reduced
costs using IBA of Washington State's group buying power.
Examples of services available include, discount long
distance telephone services, low-cost legal assistance
in preparing an Employee Policy Guide (a vital document
if you hire employees), access to a highly competitive
health insurance plan, an outstanding Internet Homepage
opportunity to promote your business on the Internet,
reduced costs credit card processing fees for merchants,
etc. YOU save money by using the IBA of Washington
State's group buying power to your advantage.

EXPERTS FIGHTING FOR YOU IN OLYMPIA

YOU have a team of government relations experts working
for you full-time at our state capitol in Olympia. IBA of
Washington State has a highly respected and very effective team
of experts fighting to protect you and your business. IBA's
government relations experts and its members have stopped tax
increases, stopped harmful new government regulations, have
passed tax reductions, passed greater freedoms from government
interference for small businesses, passed one of the nation's
most comprehensive regulatory reform legislative plans which
is now being implemented, and much more. Each year, the
Washington State Legislature deals with over 4,000 legislative
proposals, many of which directly affect small businesses.
YOU don't have time to identify and keep tract of all of
these issues, but IBA's government relations experts do and they
advise you of the important proposals affecting small businesses
and advise you of how you can influence their passage or defeat.