Tell us a bit more about you and your money through the Vitality Money Assessment. Your Vitality Money status is made up of your personal score in five key areas:

5 controllable financial behaviours

Changing five simple money behaviours can have a massive impact on financial health. These five behaviours are:

Spending less than you earn

Saving regularly

Paying off your property

Investing for the long-term

Making sure you are protected against insurable events

If these behaviours are left unmanaged, they can lead to people being exposed to three risks that lead to 80% of the reasons why individuals do not meet their financial obligations. These three risks are:

We'll work with you to help you improve your Vitality Money points and status. You'll get personal money goals that are based on your unique financial profile. Through your personal money goals, you can improve your financial knowledge, work towards increasing your savings, and track your progress easily.

We've designed rewards that are good for you. Change your money habits, get financially healthier and enjoy brilliant rewards. The better your Vitality Money status, the better your rewards.

Save more. Pay Less. It's Dynamic Interest Rates.

For the first time, you can control your interest rates by improving your Vitality Money status. Enjoy better interest rates on your savings, and pay less interest on credit as you manage your money better. Pay up to 6% less on your credit and get up to 7.5% interest on your savings and up to 6.5% on the money in your everyday accounts, as you improve your status.

Get boosted Dynamic Discounts and do more with your money

Boost your Vitality rewards and get up to 100% back on your monthly gym, up to 75% off local flights, up to 50% off international flights and up to 75% back on HealthyFood. Your rewards will be paid into your Vitality Savings Account every month where you can access them or leave them to grow at your personalised savings rate.

Spend responsibly and get rewarded with Vitality Active Rewards

You can now earn rewards for spending responsibly and hitting all your weekly Vitality Active Reward goals. You'll get rewarded for achieving your exercise, drive and money goals with Vitality Active Rewards.