After much reading and searching, here is what I have discovered. The card is correctly being detected. What was throwing me off is unlike when using a cell phone where you can transfer the apps to the SD card, the tablet OS does not have this feature... Go figure... The only reason the SD card is there is so you can save files, movies, music etc...

I see that there are several apps to SD card programs in the market, and I may try one of them. But, until I hit a wall with the internal storage, I guess why bother.....