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I’m a recent graduate from UTexas and have been thinking about different methods for paying off my student loan schedule. I’ve thought of the amortizatation schedule and how more frequent payments than monthly would help lower the total amount of interest I would have to pay. I locked in at 2.77% last June and used my one allotted consolidation up so I’ve mostly been working on getting debt with higher interest paid off first (car, ~500 on a credit card). Is there a smarter way to work on getting the 30K in student loans paid off?

why in the world are you worried about paying off debt with a cost of funds of 2.77%? especially when you have other loans to pay down. you can probably deposit your savings in a money market and earn more than 2.77%.<!–
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[quote=joedabrkr]why in the world are you worried about paying off debt with a cost of funds of 2.77%? especially when you have other loans to pay down. you can probably deposit your savings in a money market and earn more than 2.77%.<!--
var SymRealOnLoad;
var SymReal;

[quote=joedabrkr]why in the world are you worried about paying off debt with a cost of funds of 2.77%? especially when you have other loans to pay down. you can probably deposit your savings in a money market and earn more than 2.77%.<!–
var SymRealOnLoad;
var SymReal;