Health care costs are extremely important to take into consideration with your financial plan. As the baby boomer population is aging, these factors are becoming a higher priority in each family. Making sure the coverage you have will be sufficient as you age is essential in a successful financial plan and ultimately, retirement.

We have been on the workshop circuit a lot this month. As we’ve presented our Art of Negotiation workshop to Centurylink, Otterbox, and Covidien over the past few weeks, we continue to get feedback about the difficult conversations individuals and families have around money. We hear about retirement worries, budgetconcerns, financialplan questions, investment misunderstanding…it ranges the entire spectrum. These are issues many families face and the best way to change the course for your children is to start early.

September is National Life Insurance Awareness Month. Woohoo, am I right? Since protection planning is one of the six key areas of a solid financial plan, September is a great time to assess your life insurance needs and make changes as necessary. Let’s get started!