Business financing to ignite your work

As a business owner, you might be wearing twelve different hats on any given day. Funding Circle is here to proudly support veterans and deliver the business term loan options you need quickly, so you can focus on what’s important – growing your business. We’re committed to offering:

Best-in-class service with a dedicated account manager

Fixed monthly payments

Transparent rates and a simple, one-time origination fee

Veteran business loans to:

Move or expand your space

Give your business room to grow with a bigger office, new location, or more warehouse space.

Refinance debt

Convert high-interest debt into one monthly payment, with no prepayment penalties.

Buy inventory or equipment

Invest in new equipment and fulfill every order through bulk inventory purchases.

Hire more employees

Take your business to the next level by expanding your team and adding new skill sets.

Quick and easy to apply

Apply online (in under 10 minutes)

Submit your initial application in just a few clicks.

Hear from us (within 1 hour)

Your personal loan specialist is available to help you collect your documentation and answer any questions.

Get a decision (in as little as 24 hours)

Your underwriter will review your completed application and may call to get to know your business more.

You get funded (in as few as 5 days)

Funding Circle, by far, impressed me more than any other lender I spoke to. They were immediately responsive and the process was so streamlined — it was a great experience.

Peter Koshland of Koshland Pharm

The right lender makes business financing simple.

Financing a growing business doesn’t have to be complicated. We offer the business financing solutions that help move your business forward, so you can focus on staying competitive and profitable. Together, we’ll build a partnership for growth.

Why Funding Circle

Funding Circle was created with a big idea: to revolutionize the outdated banking system and secure a better deal for small businesses. We passionately believe that when small businesses succeed, everyone benefits. To help your business thrive, we’ve taken the best parts of an SBA loan — like fixed and affordable once-monthly payments and no prepayment penalties — and created something faster and more flexible. From accountants and jewelers to bakers and filmmakers, we’ve helped thousands of businesses secure the financing they need to grow, create jobs, support local communities, and drive the economy forward.

reviews

I could not believe how simple, quick, easy, and competitive this loan turned out to be. The overall experience could not have been better!

David, February 2016

Frequently asked questions

While the underwriting process at traditional banks can be clunky and opaque, Funding Circle delivers a best-in-class experience to our business customers. You’ll work with a dedicated loan specialist who will guide you through the entire application process and remain focused on meeting your unique financing needs. And we will never leave you waiting — you’ll have a decision from us in as little as 24 hours after document submission. We also deliver competitive rates, with no prepayment penalty or any other hidden fees.

The underwriting process at traditional banks can be lengthy, confusing, and opaque. At Funding Circle, we’ve taken the best parts of an SBA business term loan — like fixed and affordable once-monthly payments and no prepayment penalties — and created something faster and more flexible. Unlike traditional lenders, we also deliver a best-in-class and transparent experience to our business customers. You’ll work with a dedicated account manager who will guide you through the entire application process and remain focused on meeting your unique financing needs. We strive to deliver a decision quickly — often in as little as 24 hours after document submission.

Funding Circle’s application process is quick, easy, and transparent. You can apply for a loan and get a decision in as little as 24 hours after document submission.

We like to support all kinds of entrepreneurs, but our focus right now is on helping established small businesses grow and thrive. To qualify for a loan on our marketplace, your company has to have been in business for at least two years.

Read, learn, and grow

Is it time to jumpstart your business? Get the inspiration you want and the knowledge you need to help your business thrive. Read advice from fellow entrepreneurs, financing tips, operating advice, and more on Funding Circle’s Resource Center.