Background: Bought into the "buy a house = successful", bad roomies, nice guy to a girl shit, two job losses, moved to another state to only be let out of a contract 4 months into it all about 3 years ago. I've killed 30k of debt in the last year and today I finally killed the last and biggest piece at 20k today.

It feels so gooooooooooooooooood.

I'm working in Saudi right now, no rent, no car insurance, no cell phone bill - I only pay for food. My house is rented out and I only lose 200/month on it after association fees and have no other bills at home. I live in a house with a friend that charges me 300/month and I have a car that is paid for I pay only 35/month on. I have my cell phone paid for by my company and I work from home so the gas bills are minimized greatly. My total cost of living aside from gas/food is under 600 a month even with the mortgage hemmorage and my houses value is 25k above my payoff and I'm hoping the next two years help.

Nothing is going to feel better than look at every paycheck I get now and knowing that if I want to blow a few grand - I can and I won't have to worry about debt any longer.

Robert P Hansson - Fin you're prior AF, right? I remember you were going in right before me about 6 years ago or so. I'm getting out soon and hoping to be a contractor for one of the major DoD contractors. What company are you with? Any tips?

1. Secret or Top Secret - By far the biggest piece
2. Network with the contractors on base to the point of being annoying. Annoying but friendly people are not forgotten.
3. Be open to getting your contacts while you take your first job over in the Gulf if all else fails

Two main netoworks inside the DoD field I've found.

1. General / Adm network - They all know each other and many of the retired ones have opened disabled veteran shops.
2. Special Ops/Rangers/etc., - They all have their special little click but if you are GOOD and know what you are doing and won't have anyone in the backchannels talk shit about you, you could very well get on with that side as well.

I don't think you have as good of a chance to get on with the big boys like SAIC/GD/ITT - Those fuckers are stringent - Your best bet is the smaller subs out there.

I've been up on Dave Ramsey's stuff - is it investment, financial planning, etc.,?

Most financial books I've read usually apply to people with families, life insurance, etc., - is it still applicable to a single guy? I was reading some of the reviews on Amazon, seems to be taken pretty well.

I think I have some ideas now and I needed to think about some of this stuff. I'll try to see if I can pick up the book.

Good job. I paid off a 100k debt, felt awesome. Don't go back to your old ways, become a saver/investor.

Once debt free I put my debt payoff resources towards saving & investing. I'm still debt free but I have 4 mos savings, 401(k)/IRAs are filling up, bought a house and saving to buy another house as a rental. I have *zero* money worries, feels awesome.

Congrats man, I just sat down with my wife and made a plan to pay off all of our credit cards by the end of the year. We're both two years out of grad school and started our own businesses after graduation so a lot of the money we wanted to put towards our CC's went into business start up. Now we're hell bent on paying them off.<br /><br />Just ordered the Wealthy Barber too, thanks for the recommendation guys. (For $4 used on Amazon)

Robert P Hansson - Fin you're prior AF, right? I remember you were going in right before me about 6 years ago or so. I'm getting out soon and hoping to be a contractor for one of the major DoD contractors. What company are you with? Any tips?

1. Secret or Top Secret - By far the biggest piece
2. Network with the contractors on base to the point of being annoying. Annoying but friendly people are not forgotten.
3. Be open to getting your contacts while you take your first job over in the Gulf if all else fails

Two main netoworks inside the DoD field I've found.

1. General / Adm network - They all know each other and many of the retired ones have opened disabled veteran shops.
2. Special Ops/Rangers/etc., - They all have their special little click but if you are GOOD and know what you are doing and won't have anyone in the backchannels talk shit about you, you could very well get on with that side as well.

I don't think you have as good of a chance to get on with the big boys like SAIC/GD/ITT - Those fuckers are stringent - Your best bet is the smaller subs out there.

Interesting how things change. I'm with GDIT and SOCOOM and in a few, I'll be ready to move on beyond them.

Yeah.

How did I miss this? Heh

I have some new stuff in the shoots, Next for me is to live OCONUS (Not middle east) and try the euro/japan life for awhile.

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