I never said they're fucking themselves into debt. I'm saying it's circular; the problem perpetuates itself. Lower education -> more likely to live in poverty; lower education rates has proven to be linked to increase in pregnancies in younger ages; children cost money, that's just a fact, that's how you provide for them.

If you're already in poverty prior to having children, then you will most likely be taking on further debt to be able to provide for those kids. Plus, this will most likely lead to the children in this case also having poor performance rates in school because of the time they most likely spend trying to help the household, like taking jobs at younger ages. And this where the cycle starts again.

So what I'm saying is there's reason to assume that by making contraceptives more accessible and affordable, through things like subsidization, the overall poverty level could reduce. Try looking up "inter-generational poverty", it's a very interesting concept.