Thanks! Great advice, simple and clear. And it worked!
Thanks a lot. I never knew this before.
Thank you so much! Properly explained. Many thanks again.
Thank you very much. That was simple and it worked!
Woohoo! It worked. I've been trying forever. Thank you!
Other:

This is NOT abusive. I pressed this button by accident.It is spam / self promotion.It is offensive or harmful.It does not contain enough information.It contains or requests illegal information.It does not make sense.

Wow! Bad advice so far! Please do not pay off eveything you owe! This will lower your credit score even more by resetting the clock of the DOLA (date of last activity) on your negative accounts.
Best thing to do.. Get your credit reports by signing up for a free trial at privacyguard.com or some similar company. DISPUTE any and all negative info on your reports to all three credit companies. Believe it or not, some of the negative info will be deleted quick and easy. Others may be more difficult but dispute it again and again. Eventually the company that reported you will drop the ball and not "verfiy" the item within the 30 day period as required by law.
Also look into some of the various companies on the net that can add a seasoned trade line to your credit history. This can be expensive, upto 1000 bucks in some cases, but well worth it. Raised my credit score 83 points within a few months.
If you need help deleting the negative info, Lexington Law is one of the best around. The credit reporting laws are on the side of the consumer and raising your score 100 or so points in less than 6 months time is very possible. GOOD LUCK!

Acquiring a loan now a day is getting more and more difficult. But there are some loan providers out there who are willing to take on individuals who are in need of a specific amount.
It takes time to find the right loan, but I`m sure you`ll find the right one that suits your situation.
Best of luck.
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http://operation-financial-needs.webs.com/
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I have had bad credit for sometime, when I went to apply to OSAP I had no problems what so ever. And I was $1000`s in default on cell phones and credit cards.
So can you get osap? "yes", just be smart with the money you get and finish school so you can pay back your osap and other loans :) Your payments can be anywhere from 200-400 or even higher for your osap loan. when you have to pay it back.

It is possible to get a home loan with a credit rating below 650but the deal will not be very good as you will be getting the home loan at very high rates of interest . If it is not urgent , it is better to improve your credit score for some time and raise it above 700 which is a descent score . Start paying your bills on time and keep the balance of your credit cards at a lower value .

mr scott rowell said: yes it possible,I am Mr Rowell scott a reputation as lending agent Fund Equity Trust PLC. I'm here to introduce a loan program that allow us to help people in financial difficulty and need financial assistance. Need loan of the United Nations, had serious credit / debt and the need for financial aid? Have you been rejected by banks and loan companies?. Here comes the financial support of economic interest rate of 2% and the loan offer ranges from $ 2,000 to $ 500,000 (staff) $ 20,000 to $ 100,000.000 (Loan Company) 100% of the project, commercial loans and personal Unsecured loans are available.
To process your loan fund, you are requested to fill at the following application
(1) Name:.........................
(2) Gender:........................
(3) Tel:............................
(4) The loan amount required:...................
(5) The duration of the loan:.......................
(6) Purpose of loan:..............................
(7) Languages spoken:.............................
(8) Country:............................................
we await your response to this email so that we can process your loan fund as soon as possible.
Thanks for your understanding
Sincerly mr scott rowell
Loan Processing Department
please reply Row...@gmail.com. We can help at low interest rate,by God's grace.,I am Mr Rowell scott a reputation as lending agent Fund Equity Trust PLC. I'm here to introduce a loan program that allow us to help people in financial difficulty and need financial assistance. Need loan of the United Nations, had serious credit / debt and the need for financial aid? Have you been rejected by banks and loan companies?. Here comes the financial support of economic interest rate of 2% and the loan offer ranges from $ 2,000 to $ 500,000 (staff) $ 20,000 to $ 100,000.000 (Loan Company) 100% of the project, commercial loans and personal Unsecured loans are available.
To process your loan fund, you are requested to fill at the following application
(1) Name:.........................
(2) Gender:........................
(3) Tel:............................
(4) The loan amount required:...................
(5) The duration of the loan:.......................
(6) Purpose of loan:..............................
(7) Languages spoken:.............................
(8) Country:............................................
we await your response to this email so that we can process your loan fund as soon as possible.
Thanks for your understanding
Sincerly mr scott rowell
Loan Processing Department
please reply Row...@gmail.com. Yes very possible,I am Mr Rowell scott a reputation as lending agent Fund Equity Trust PLC. I'm here to introduce a loan program that allow us to help people in financial difficulty and need financial assistance. Need loan of the United Nations, had serious credit / debt and the need for financial aid? Have you been rejected by banks and loan companies?. Here comes the financial support of economic interest rate of 2% and the loan offer ranges from $ 2,000 to $ 500,000 (staff) $ 20,000 to $ 100,000.000 (Loan Company) 100% of the project, commercial loans and personal Unsecured loans are available.
To process your loan fund, you are requested to fill at the following application
(1) Name:.........................
(2) Gender:........................
(3) Tel:............................
(4) The loan amount required:...................
(5) The duration of the loan:.......................
(6) Purpose of loan:..............................
(7) Languages spoken:.............................
(8) Country:............................................
we await your response to this email so that we can process your loan fund as soon as possible.
Thanks for your understanding
Sincerly mr scott rowell
Loan Processing Department
please reply Row...@gmail.com

You would get a home loan with a credit rating under 700 but you will have to pay a heavy rate of interest over your home loan because of your lower credit scores . Hence, it is better if you wait for some time for taking the home loan and make your scores better atleast beyond 700 by simply paying your bills in time and keeping lower credit score values .

If the person has bad credit ratings and if he takes home loan in Baltimore then, he will face a trouble by paying a huge rate of interest .So, its better to first improve the credit ratings by paying all the bills on time and then take home loan in Baltimore
Good Luck !!

Good Day
My Name is Dorene Zeller i am from United State I saw your question regarding a loan. i got a loan the sum of $300.000 from a legitimate loan lender called DENNIS HOPKINS FINANCE HOME. you can contact them for financial Help. You are 100% Guarantee receiving your loan without any delay. dennishopkins_financehome@ live.com or dennishopkins69@ yahoo.com or website: www.dennishopkinsfinance.de.vu.

There will be various companies in Dallas, Texas which will be providing loans or credit to people with bad credit history . But beware , these companies will be charging extremely high rates of interest over the loans taken up by those having bad credits . So make sure , if you really need to take up a loan from these companies at a very high rate of interest .

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