How to Feel Rich While Cutting Back

But that isn’t always the easiest vibration to land on when we’re feeling short on cash.

Especially when circumstances dictate we take prudent actions about reducing expenses.

So when it’s time to spend less money, how does a deliberate creator flow the “rich” vibe?

Since it’s easy to feel “not enough money” when we’re cancelling cable or eating on the cheap, it’s an LOA superpower to be able to vibrate “wealthy” when we don’t have much money to work with.

Here are a few tips about how to feel rich while cutting back expenses:

See it as prudent spending, rather than feeling “there’s not enough.” (Rich people are prudent spenders, too!)

Think of it as getting money smart, rather than being money limited. (This choice enhances your financial freedom rather than hinders it.)

Feel it as being in charge of your financial situation, rather than constricted by it. (It feels good to get a handle on my money!)

Leverage your belief that taking this step is good for your bottom line. Remind yourself why you’re making this choice – spotlight what’s “right” about it rather than seeing what sucks.

Ask yourself why a rich person might make the same decision, and imagine you’re motivated by the same reasons. (She’d rather walk the dogs herself; he likes the satisfaction of cooking his own meal; the holidays are a terrible time to travel.)

At the very least, minimize the amount of time you’re feeling “broke” – i.e. don’t dwell on the situation or circumstances that make you feel poor.

The fact is you can take the same action and have a wide variety of vibrations flowing for it. You can choose to feel differently about anything you do.

Remember this:

Even if you spend less, if you focus on the limitation or restriction of it, your action is to no avail for enhancing your financial well being. Even though you did what seemed “right” – your vibration of “not enough” will prevail and that just leads to more of the same. Because we get what we vibrate.

The converse is also true: if you engage “irresponsible spending” but feel fabulously wealthy about it, Universe can only deliver me more of what you’re vibrating. (Pretty cool how that one works, although it’s easier said than done to get there.)

The point is when it’s time to cut back expenses, find a way to see it as a decision that enhances your wealth or financial well being rather than evidences the lack of it.

Remember that rich people avoid car repairs and postpone hair appointments and skip the travel, too. (Maybe for different reasons, but it’s important to know you’re not as far away from wealth as it might seem.)

There’s a way to cancel that spending that actually feels rich. Open to that possibility, use your creative mind to feel around for it, and then when you find your way there know you’re sending a signal that’s good for your bank account.

Been practicing this for awhile and it makes an amazing positive difference. Because it boils down to valuing yourself enough to not rack up credit card debt, to learn to live more simply with less crap cluttering your life, and be a good steward for Mother Earth by reusing and upcycling, which is very creative. My favorite words “I choose not to spend for that right now.”

Stuart Wilde — in “The Trick To Money Is Having Some” — echoes this idea. His take on LOA and money is that the easiest, fastest way to get the money vibe is to live simply and well, but below your means. That way money accumulates in your bank account and voila, you’ve got the vibe flowing.

The having some (money) will attract more.

I love how you put it in perspective here . . . cuz we all know that most affluent people do live well below their means. Which is how they got their investments going in the first place . . .

Thanks again for your always and forever awesomely rich insights —

Evan
PS: And a BIG thumbs up to Susan, for enhancing wealth by removing financial clutter!

Great post Jeannette! I know that on those occasions where it’s been a choice between paying a bill or eating, I’ve got some juice out of making $30 feed two people for a week. AND paying the bill!

Talk about a rockstar resources manager! Thankfully, those days are now behind me, but it is good to know that I have that in me, to celebrate that I’ll be alright NO MATTER WHAT.

I do love to eat out and get takeaway, since some days cooking can feel like a chore. But on days when it would feel profligate to eat out AGAIN…. I pretend that our household staff all have the day off today, including our full-time gourmet chef. And for once, I’m allowed to play in his territory and use his tools. So much fun to engage the thrill of playing where I’m not supposed to be LOL!

The other thing that’s helped me get back my ‘I’m rich’ vibe when maybe the bank balance doesn’t SEEM to support that idea, is to remind myself that if I have internet access, I’m rich. If I have clean running water, I’m rich. If I have a library or bookstore where I can read, I’m rich. If I have the ability to call my Mum, I’m rich. And while there are people like YOU sharing so much value for free, I’m more than rich…. I’m spectacularly wealthy.

I’m going through a divorce and at times get caught up in how much debt I have as the result of legal fees. The number can really overwhelm me if I let myself get caught up in it since my yearly income now rivals the debt I have, but that website helps me put things into a much more appreciative, grateful frame of mind. Thank you for that!

I try to be very conscious of what I spend, but I rarely focus on how much is going out. I try to focus on what I’m getting, the gratitude for being able to pay for what I do and the feeling of freedom knowing that every financial decision is my choice.

Several months ago we realized we were spending money on a few monthly bills we didn’t need to. For example, cable we weren’t watching, and insurance that was less expensive with another company. So, we did an evaluation of where we could make some cuts and cut as much as we could straight across the board. We decreased our monthly expenses by almost $400.

It took exactly two weeks for my income to drop by $380.00. I think looking back, cutting expenses triggered some old programming for me about scarcity and the Universe responded to that vibration accordingly – quickly. I’m pretty sure if I’d been more intentional about the vibration I would have had an entirely different experience.

Thanks for pointing out a few ways I could have tweaked it to our advantage. I may just go re-pave that now!

And last week I started playing the Choosing Prosperity game again, this time with a group I created on FB … and so far, FIVE more Uncovery sessions booked and several hundred dollars returned from the IRS for overpayment!!

This is something I currently am addressing in my life. I am a single mom and I work and go to school. My income is very low at the moment. I get on your blog everyday to get the inspiration I need and set my mind on the right track. Every bill that comes in, I write “Thank you” on it. Anytime I get change back I write on it “thank you” and look for someone we can immediately pass it on to. This past weekend my daughter and I made homemade cupcakes and passed them out to all the homeless people in our area. You can read the full article on my blog at http://www.livedeap.blogspot.com
I just opened a charity for a family I know that is struggling. Donate if you can. http://www.gofundme.com/3j96po

This article is perfect. Budgeting can become a vicious cycle if your mind is sending out vibrations of scarcity and desperation because of a lack of money, which further keeps you in the broke zone. I’ve noticed that when I try to save money by budgeting, I always end up blowing my money on something that makes me feel materialistically validated. The best way to monetary wealth is through sending out abundant vibes while living below your means. Easier said than done, but this article and this whole site is great inspiration. Thank you!

This article is perfect. Budgeting can become a vicious cycle if your mind is sending out vibrations of scarcity and desperation because of a lack of money, which further keeps you in the broke zone. I’ve noticed that when I try to save money by budgeting, I always end up blowing my money on something that makes me feel materialistically validated. The best way to monetary wealth is through sending out abundant vibes while living below your means. Easier said than done, but this article and this whole site is great inspiration. Thank you!

Love, love, love. Especially the reframe of “why would a rich person make the same decision”? Genius.

A client mentioned a good tip: she takes the largest bill she can afford to spare and tucks it into a tiny compartment in her wallet. This way, she can affirm “I always have money in my wallet” with confidence and authenticity.

Another friend has begun making a practice of tucking any $5 he receives in change into a specific part of his wallet. He consider this “spend it on anything” money. Since he doesn’t keep up with it, he’s often delighted and surprised to find he’s got $25 or $30 in there for an impromptu dinner out or taking someone to the movies.