Royal Kunia, HI Cost of Living

Royal Kunia cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.

A general summary of the cost of living index in Royal Kunia, HI is shown above. Compared to the state average of Hawaii the cost of living index in Royal Kunia, HI is 184, which is 3% higher than the average in Hawaii and compared to the national average it is 84% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Royal Kunia, HI goods and services come in at 3% lower than the average in Hawaii and are 22% higher than compared to the nationwide average.

Did you know?

The cost of living in Royal Kunia is 3% higher than the Hawaii average.

The cost of living in Royal Kunia is 84% higher than the national average.

The cost of housing in Royal Kunia is 175% higher than the national average.

Hawaii general sales tax is 21% lower than the national average.

Hawaii state income tax is 37% lower than the national average.

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Compare Royal Kunia, HI Cost of living To Other Cities

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Cost of living index

Goods & Services index

Groceries index

Health care index

Housing index

Transportation index

Utilities index

Use the salary calculator to compare your current salary in Royal Kunia, HI to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Royal Kunia, HI, then you would need to earn more income in order to maintain the same standard of living. To use the Royal Kunia, HI salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income

Per Year

Per Month

Max Budget (28% DTI)

Max Budget (36% DTI)

Owners

$115,134

$9,595

$2,686

$3,454

Renters

$74,515

$6,210

$1,739

$2,236

If you want to find a good determining factor for the cost of living and the general affordability of housing in Royal Kunia, HI, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Royal Kunia, HI, the median monthly income is $115,134 for those who own their own homes. Under the standard rule, that income level would allow for $2,686 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $74,515, per the median income in the area. That would allow for renters to spend up to $1,739 on monthly rental expenses.

Hawaii Sales Tax

State

General Sales Tax

With Max Surtax

Hawaii

4%

4.5%

Hawaii Income Tax

State

Income Tax (Low)

Income Tax (High)

Hawaii

1.4%

11%

The Hawaii sales tax and Hawaii income tax rates should definitely be considered when determining the overall cost of living in Royal Kunia, HI. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Hawaii sales tax is 4% and the maximum surtax is 4.5%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Hawaii income tax rates range from 1.4% to 11%.

Goods & Services

Item

Royal Kunia

National avg.

Difference

Haircut

$15.80

$14.59

8.3%

Beauty Salon

$51.00

$34.68

47.1%

Toothpaste

$3.69

$2.47

49.2%

Shampoo

$1.52

$1.02

48.7%

Movie

$11.30

$9.87

14.5%

Bowling

$3.60

$4.39

18.0%

Groceries

Item

Royal Kunia

National avg.

Difference

Ground Beef

$4.97

$4.48

11.0%

Fried Chicken

$2.19

$1.46

49.6%

Milk

$3.67

$2.36

55.7%

Potatoes

$6.48

$3.06

111.7%

Pizza

$11.99

$9.24

29.7%

Beer

$8.69

$8.63

0.7%

Health Care

Item

Royal Kunia

National avg.

Difference

Optometrist

$159.23

$99.78

59.6%

Doctor

$119.55

$105.03

13.8%

Dentist

$101.93

$88.70

14.9%

Ibuprofen

$13.62

$9.41

44.7%

Lipitor

$223.59

$298.50

25.1%

Housing

Item

Royal Kunia

National avg.

Difference

Home Price

$526,800.00

$175,700.00

199.8%

Avg. Mortgage Payment

$3,260.98

$1,081.03

201.7%

Apartment Rent

$2,001.00

$920.00

117.5%

Transportation

Item

Royal Kunia

National avg.

Difference

Gasoline

$3.35

$2.09

60.0%

Tire Balancing

$60.40

$45.29

33.4%

Utilities

Item

Royal Kunia

National avg.

Difference

All Electricity

$509.58

$170.80

198.4%

Phone

$28.95

$28.26

2.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.