SBW Bancshares, Inc., Waterloo, Illinois -- to become a bank holding company and to acquire State Bank of Waterloo, Waterloo.
-Withdrawn, August 25, 2009

Secretary

Tall City Bancshares, Inc., Midland, Texas -- to become a bank holding company and to acquire Kent County State Bank, Jayton.
-Approved, August 27, 2009

Boston

United Financial Bancorp, Inc., West Springfield, Massachusetts -- waiver of application to acquire CNB Financial Corp., Worcester, in connection with the merger of their respective subsidiaries, United Bank, West Springfield, and Commonwealth National Bank, Worcester.
-Granted, August 25, 2009

Bank Mergers

New York

Manufacturers and Traders Trust Company, Buffalo, New York -- to acquire the loans and assume the deposit liabilities of Bradford Bank, Baltimore, Maryland, and thereby establish branches.
-Approved, August 28, 2009