If this is your first visit, be sure to
check out the FAQ by clicking the
link above. You may have to register
before you can post: click the register link above to proceed. To start viewing messages,
select the forum that you want to visit from the selection below.

Sen. Dianne Feinstein appeared on CBS’ Face the Nation yesterday in part to face the music. Bob Schieffer led off this portion of her appearance by noting that the Obama administration has failed to deliver on many promises of ObamaCare, not the least of which was “if you like your plan, you can keep your plan.” Feinstein tries to explain that the promise was true … up until the bill passed.

Millions of Americans are being told their plans are “lousy” or “crummy” because they are indeed, in a hyper-literal sense of the word, “substandard.”

Meaning they fail to meet the new standard for so-called Essential Health Benefits required of all plans in the individual and small-group markets when they lose grandfather status. This is the "standard," in brief:

This “standard” excluded nearly every plan in the individual market.

According to HealthPocket: “The data shows that there will be a near complete transformation of the individual and family health insurance market starting in 2014. Less than 2% of the existing health plans in the individual market today provide all the Essential Health Benefits required under the Affordable Care Act (ACA).”

Even the best of the best plans are being canceled in the individual market. Bob Laszewski, a top industry analyst, described his cancelation:

“I have been in this business for 40 years. I know junk health insurance when I see it and I know ‘Cadillac’ health insurance when I see it. Right now I have ‘Cadillac’ health insurance… The new plan would have a deductible $500 higher than the one I now have and a lot more if I go "out-of-network" inside the rest of the Blue Cross national network… And, wait all you people telling me rate shock does not exist, the new far more restricted plan costs 66% more than our current monthly premium.”

....Maternity & Pediatric Care Especially Lacking from Existing Plans

...On average, the health plans provided 76% of the ACA’s Essential Health Benefits.3 Benefits such as hospitalization, emergency care, and ambulatory services (such as visits to a primary care doctor or specialist) were covered by almost all plans in one form or another. A more detailed analysis of our results revealed that the missing 24% of Essential Health Benefits were concentrated around a few categories.

Dental and vision care for children was the least likely of the Essential Health Benefits to be provided in base benefits for a health insurance plan. Only one out of four plans nationally had these benefits within their base coverage. Looking at these benefits at a more granular level revealed that only 8% of plans provided coverage for dental check-up services. Maternity coverage was nearly as infrequent as pediatric dental and vision coverage. Two thirds of health plans did not offer their beneficiaries prenatal, delivery, and postnatal healthcare coverage. Substance Use Disorder Coverage was frequently absent in health insurance coverage as well. Only half of plans covered inpatient and outpatient services for substance use issues (e.g. alcohol or drug addiction). Mental health coverage was slightly better with six out of ten plans covering inpatient and outpatient treatment.

At Least 3.5 Million Americans Have Now Had Their Health Insurance Policies Canceled Thanks To Obamacare

.....The Obama administration insists nobody will lose coverage as a result of cancellation notices going out to millions of people. At least 3.5 million Americans have been issued cancellations, but the exact number is unclear. Associated Press checks find that data is unavailable in a half the states.

Mainly they are people who buy directly from an insurer, instead of having workplace coverage. Officials say these consumers aren't getting "canceled" but "transitioned" or "migrated" to better plans because their current coverage doesn't meet minimum standards. They won't have to go uninsured, and some could save a lot if they qualify for the law's tax credits.

Speaking in Boston's historic Faneuil Hall this past week, Obama said the problem is limited to fewer than 5 percent of Americans "who've got cut-rate plans that don't offer real financial protection in the event of a serious illness or an accident."

But in a nation of more than 300 million, 5 percent is a big number — about 15 million people. Among them are Ian and Sara Hodge of Lancaster, Pa., in their early 60s and paying $1,041 a month for a policy.

After insurer Highmark, Inc., sent the Hodges a cancellation notice, the cheapest rate they say they've been able to find is $1,400 for a comparable plan. Ian is worried they may not qualify for tax credits, and doesn't trust that the federal website is secure enough to enter personal financial information in order to find out.

"We feel like we're being punished for doing the right thing," he said.

Their policy may not have met the government's standards, "but it certainly met our minimum standards," Hodge added.

"The main thing that upsets us is the president ... said over and over and over again: If you like your health plan, you will be able to keep your health plan, guaranteed."....

At Least 3.5 Million Americans Have Now Had Their Health Insurance Policies Canceled Thanks To Obamacare

.....The Obama administration insists nobody will lose coverage as a result of cancellation notices going out to millions of people. At least 3.5 million Americans have been issued cancellations, but the exact number is unclear. Associated Press checks find that data is unavailable in a half the states.

Mainly they are people who buy directly from an insurer, instead of having workplace coverage. Officials say these consumers aren't getting "canceled" but "transitioned" or "migrated" to better plans because their current coverage doesn't meet minimum standards. They won't have to go uninsured, and some could save a lot if they qualify for the law's tax credits.

Speaking in Boston's historic Faneuil Hall this past week, Obama said the problem is limited to fewer than 5 percent of Americans "who've got cut-rate plans that don't offer real financial protection in the event of a serious illness or an accident."

But in a nation of more than 300 million, 5 percent is a big number — about 15 million people. Among them are Ian and Sara Hodge of Lancaster, Pa., in their early 60s and paying $1,041 a month for a policy.

After insurer Highmark, Inc., sent the Hodges a cancellation notice, the cheapest rate they say they've been able to find is $1,400 for a comparable plan. Ian is worried they may not qualify for tax credits, and doesn't trust that the federal website is secure enough to enter personal financial information in order to find out.

"We feel like we're being punished for doing the right thing," he said.

Their policy may not have met the government's standards, "but it certainly met our minimum standards," Hodge added.

"The main thing that upsets us is the president ... said over and over and over again: If you like your health plan, you will be able to keep your health plan, guaranteed."....

You have to watch the little Satan sitting on Obama shoulder qualifying Obama's words and giving the fine print, no lies here.
Unfortunately only conservatives can see the Satan and not all of them see him either.

The difference between pigs and people is that when they tell you you're cured it isn't a good thing.