The Chinese government's ongoing attempts to create a social credit system aimed at rating the trustworthiness of people and companies have generated equal measures of fascination and anxiety around the world. Social credit ...

People who apply for a loan from a bank or credit card company, and are turned down, are owed an explanation of why that happened. It's a good idea – because it can help teach people how to repair their damaged credit – ...

Whether we know it or not, complex algorithms make decisions that affect nearly every aspect of our lives, determining whether we can borrow money or get hired, how much we pay for goods online, our TV and music choices, ...

Housing discrimination still occurs nearly 50 years after the Fair Housing Act, but not necessarily at the hands of realtors or bankers, a study of licensed mortgage loan originators (MLOs), the initial contact for most new ...

Freeze your credit reports before you get burned. That's the message from security experts, consumer advocates and some state Attorneys General. They say more people should consider a credit freeze as a way to block identity ...

In a world where data breaches, credit card fraud and identity theft are becoming more common, consumers should consider ways to protect themselves. Elizabeth Kiss, faculty member in Kansas State University's Department of ...

Historically, Englewood and Garfield Park are two of the poorest neighborhoods in Chicago. Yet, between 2002 and 2005, these neighborhoods experienced remarkable growth in terms of home purchases, but it wasn't because these ...

Getting old doesn't spell doom when it comes to making important financial decisions, a team of researchers led by a University of California, Riverside assistant professor report in a just published paper.

If you've bought a house or car lately, chances are you know your credit score, or at least whether it's good or bad. But what about your customer loyalty score? Or your identity score? Or your health score?