American Express Corporate Card Programme

We offer several Corporate Card options designed to meet the needs of your company’s employees. As well as providing the controls and information you need to drive savings to your company’s bottom-line.

American Express Corporate Card Programmes are used and relied upon by the world’s leading businesses as their preferred payment solution. Now you can put American Express to work for your Company, and benefit from a global-leading payment solution that has been purpose-designed for the needs of companies with annual turnover from $10 million to $200 million plus.

Take control of your expenses with the American Express Corporate Card Programme. You’ll have the power to implement an expense management solution to simplify the management of your corporate expenses, ensure compliance of your expense policy and drive savings direct to your bottom line.

Far more than simply a programme, the Corporate Card represents a complete business payments solution, with major benefits including:

Improved cash flow

Real bottom line savings

Increased visibility and control

Generous rewards

Streamlined payment processing

Take control of your expenses with the American Express Corporate Card Programme. You’ll have the power to implement an expense management solution to simplify the management of your corporate expenses, ensure compliance of your expense policy and drive savings direct to your bottom line.

Impressive savings and Flexible Controls for your Company

Savings for your Company start here. Reduced transaction costs and shorter processing times improve your bottom line, while tailored billing and liability protection give you more control of your expenses. Extend company cash flow with flexible billing and payment options, while increasing compliance of company policy with increased spend visibility. Plus discover peace of mind with our Liability Protection options.

Online Management Made Easy

With a combination of unique financial tools including online reporting options and enhanced data files with the ability to sync with your current financial programmes, American Express @Work provides greater visibility of your corporate expenses online.

Benefits for your Employees

Give your team the advantage with benefits and services including Membership Rewards, online account management and 24 x 7 global services to name just a few.

Corporate Card Savings

Maximise Savings, Reduce Costs

The American Express Corporate Card Programme is a powerful and flexible tool to maximise the efficiency of your expense management. Reduced transaction costs and shorter processing times save your company money, while tailored billing and payment options, increased spend visibility and liability protection give you more financial control across the entire business.

Management information to unlock potential

Information @work is a suite of intuitively-designed reports that provide you with a single source for management information about your Card Programme. The reports deliver essential company data in a streamlined and user-friendly format.

With American Express @Work you can get a clearer picture of your Company finances and unlock your expense management potential. A combination of unique financial tools - including best practice reports, options to customise reporting for your Company and enhanced data files that sync with your current financial systems allow you to see things others don't and get the most from your data.

Confirm your Card Member profiles and ensure all status are up-to-date

Expert advice from a single point of contact

Identify saving opportunities with a designated representative assigned to your account. Your account executive will analyse your expense management programme and develop an action plan for your business that includes:

Benchmarking practices

Simplifying processes

Supporting vendor negotiations

American Express Consulting

Our experienced consultants can tailor cost-saving solutions that will assist you with all aspects of expense management, including policy development, travel purchasing management and process re-engineering.

Take control with flexible limits

Enjoy the flexibility of a variety of spending limit options, designed to control high-risk spending and enforce your company's expense policies. Card restrictions include:

Overall spending limits

Industry spending limits

Cash Access limits

Individual Card members

Billing and payment options for greater flexibility

With the American Express® Corporate Card you can choose from a full range of billing and payment options. These are designed to complement your accounting and reporting procedures.

SELECT YOUR BILLING CYCLE

You can select from 10 billing cycles to coordinate statement dates with your company's payroll periods or reimbursement schedules.

INDIVIDUAL BILLING OPTIONS

Individual Payment

With Individual Billing/Individual Payment (IB/IP), each Card Member receives a monthly billing statement from American Express and is responsible for reconciling the account and remitting payment directly to American Express. Each Card Member submits an expense report in accordance with your reimbursement policy.

Central Payment

This option combines individual billing with centralised payment of all approved business expenses charged to the Corporate Card. Each Card Member is responsible for monthly statement reconciliation, timely expense report submission, and direct payment to American Express for personal and unapproved business charges. Your company issues a single payment to American Express for all Card Members authorised charges, streamlining the payment process.

CENTRAL BILLING

All Card Member balances are itemised in a summary statement that is centrally paid by your company. Individual monthly billing statements are printed and included with the summary statement.

PAYMENT OPTIONS

Payment can be made in many ways, the most convenient options are:

Direct debit

Payment Power

Protect your bottom line with Liability Protection

The American Express Corporate Card Programme provides companies with peace of mind knowing that they are only liable for business charges. This means that your company will only be paying for expenses that benefit the business and will not be held responsible for your Card Members personal spend, or spend which you have reimbursed your Card Member's.

Corporate Card Online Management

American Express @Work

American Express @Work is a powerful online management tool that maximises control over your Card Programme. It’s fast, easy and effective. The Card management capabilities, combined with the intuitively-designed reports, provide you with a single source for management information about your Card Programme. Whether you need to perform administrative tasks and account maintenance or analyse report data, these online management tools were designed in collaboration with our clients to deliver essential company information in a streamlined and user-friendly format to help you get the most from your relationship with American Express.

Managing the Programme online is simple

You can easily look after your American Express Corporate Card Programme, administering many aspects of your day-to-day business activity online. You can use @Work Online Programme Management to complete tasks such as:

Submitting and/or processing Corporate Card applications.

Change Card member details and request a Card replacement.

Cancel a Single or Multiple cards in one transaction.

Request Future Dates for card cancellations.

Transfer Card members across business units.

View Billed & Unbilled spend.

The sophisticated online expense reporting capabilities of American Express @Work allow you to report on expenses, identify spend patterns and consolidate expenditure with key suppliers.

Choose from a range of product options including:

Information @ Work Reporting

Powerful information to power your business: Information @ Work is an intuitive suite of powerful reports to help your company drive savings, monitor expense compliance and manage your Card Programme.
With Information @ Work reporting you have the resources you need to:

Get Started

Enrol in @Work

To enrol your company in @Work please contact your local American Express representative.
If you are already enrolled, go to the American Express @Work Log-in

Corporate Card Benefits

Attractive rewards and better security

We know how important it is for large organisations to retain the best staff. So we provide a range of Card Member rewards, benefits and services to meet the needs of all your employees, from the occasional domestic traveller to the frequent international traveller.

Membership Rewards Ascent

Earn one Membership Rewards point 1 for every dollar spent on your Corporate Card. Card Members can redeem points and benefit from; travel rewards, shopping rewards and entertainment rewards.

Receive email or SMS alerts for payment due, payment received and balance updates

Extra protection for travellers

When travel tickets are charged to the Corporate Card, Card Members automatically enjoy comprehensive protection, including:

Business Travel Accident Insurance 2

Travel Inconvenience Insurance (Corporate Gold card only) 2

Accident Medical Expenses Insurance 2

The convenience of global access (Corporate Gold card only)

Card Members enjoy the convenience of expert assistance almost anywhere in the world. Our network has more than 1,700 Travel Services locations in over 130 countries 3, providing the following assistance:

24 hour emergency Card replacement

Foreign currency exchange

Cash and Traveller & Cheque access

Global Assist hotline & putting Card Members in a tight spot in touch with English-speaking doctors and lawyers

Cash Access

We offer several options to provide convenient, and managed, access to cash for your company’s employees around the world.

CORPORATE CASH

Express Cash/Corporate Cash enables your Card Members to conveniently obtain cash for out-of-pocket business expenses using our network of more than 500,000 ATMs located in airports, hotels, and shopping complexes around the world. Transactions are billed directly to the Corporate Card.

Other features of Express Cash include our online Global ATM Locator. In addition, management reports are provided to help you reconcile, control and manage cash transactions.

TRAVELLERS CHEQUES

Travellers Cheques on the Card enables your Card Members to obtain American Express Travellers Cheques from an American Express Travel Service Office. Transactions are billed directly to the Corporate Card.

2. American Express Card Insurances are underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) (Chubb) and are subject to the terms, conditions and exclusions contained in the American Express Card insurances policy of insurance between American Express International (NZ), Inc. (Company No. 867929) (American Express) and Chubb. The Insurance Terms & Conditions do not take into account your objectives, financial situation or needs. Terms and Conditions are subject to change. It is important for you to read the Terms and Conditions booklet available upon request from us and consider the appropriateness of that insurance in relation to your individual requirements.

3. Comprised of Travel Service locations of American Express Travel Related Services Company Inc., its affiliates and Representatives worldwide.

Enquire Now

Get in touch

The American Express Corporate Card Program, Business Travel Account, Corporate Meeting Card and Corporate Purchasing Solutions have been purpose designed for the needs of companies with annual turnover from $10M to $300 million plus. If your company turnover is less than $10M per year we would recommend American Express Small Business Solutions

To learn more and speak to an American Express Representative, please complete the enquiry form below.
If it’s easier for your Executive Assistant to arrange a time for us to speak with you please provide their contact details.
An American Express representative will respond within 2 business days.

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