Privacy Policy and Terms of Use

Florida Farm Bureau Federation
Terms and Conditions of Use

BY USING THIS SITE, YOU AGREE TO THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, PLEASE DO NOT USE THIS SITE.

A. Welcome. This site (The Florida Farm Bureau Federation’s website) is owned and operated by the Florida Farm Bureau Federation (“FFBF”). FFBF has the right at any time to change or discontinue any aspect or feature of the website, including, without limitation, the content, hours of availability and equipment needed for access or use of the website. These terms of use apply to all users of the site, including visitors, advertisers and members.

B. Equipment. You shall be responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to and use of the website and all charges related thereto.

C. Security. We use industry-standard efforts to safeguard the confidentiality of all information, regardless of whether it identifies you or not. Our security includes the use of firewalls, secure socket layers and encryption. Your password (if issued) is a component of our security system. As such, it is your responsibility to protect it. Do not share your password with any third parties.

D. Email Policy. At various points in the website, we provide visitors the opportunity to contact us via email. Email messages are not encrypted. You acknowledge and agree that by providing FFBF with any personal or confidential user information through the e-mail function, you consent to the transmission of such personal or confidential user information through the public Internet, and understand that there are risks that this information could be viewed by other parties. You agree to adhere to procedures that we may establish to enhance the safety and confidentiality of transmissions of personal data over the Internet.

E. Restrictions on Use.

You shall use the website for lawful purposes only. You shall not post or transmit through the website any material that (i) violates or infringes in any way upon the rights of others, (ii) is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable or (iii) encourages conduct that would constitute a criminal offense, gives rise to civil liability or otherwise violates any law. You shall not: (i) post or transmit through the website any material that contains advertising or any solicitation with respect to products or services without FFBF’s express prior approval or (ii) use the website to advertise or perform any commercial solicitation, including, without limitation, the solicitation of users to become subscribers of other on-line services. Any conduct by you that in FFBF’s discretion restricts or inhibits any other user from using or enjoying the website will not be permitted.

The website contains copyrighted material, trademarks and other proprietary information, including, without limitation, text, software, photos, video, graphics, music and sound, and the contents of the site are copyrighted under the United States copyright laws. You may not modify, publish, transmit, display, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part. No copying, redistribution, retransmission, publication, or commercial exploitation of downloaded material will be permitted without the express written permission of FFBF and the copyright owner. In the event of any permitted copying, redistribution, or publication of copyrighted material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material.

You shall not upload, post or otherwise make available on the website any material protected by copyright, trademark or other proprietary right without the express permission of the owner of the copyright, trademark, or other proprietary right, and the burden of determining that any material is not protected by copyright rests with you. You shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights or any other harm resulting from such a submission. By submitting material to any public area of the website, you automatically grant, or warrant, that the owner of such material has expressly granted FFBF the royalty-free, worldwide, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, display, translate and distribute such material (in whole or in part) and/or to incorporate it in other works in any form, media or technology now known or hereafter developed. You also permit any other user of the site to access, view, store or reproduce the material for that user’s personal use. You grant FFBF the right to edit, copy, display, publish and distribute any material made available on the site by you.

Access to the website, other than to portions open to the public, is controlled by individual passwords. Individuals may not share their passwords with anyone else or permit their passwords to be used to provide anyone else with access to non-public portions of the site.

The foregoing provisions of this section are for the benefit of FFBF, its subsidiaries, affiliates and its third party content providers and licensors and each shall have the right to assert and enforce such provisions directly or on its own behalf.

F. Disclaimer of Warranty; Limitation of Liability.

YOU EXPRESSLY AGREE THAT USE OF THE WEBSITE IS AT YOUR SOLE RISK. NEITHER FFBF, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE WEBSITE, OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION, SERVICE OR MERCHANDISE PROVIDED THROUGH THE WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY INFORMATION OR TOOLS PROVIDED ON THE WEBSITE SUCH AS CALCULATORS, NEWS, WEATHER INFORMATION AND MARKET DATA.

FFBF SHALL NOT BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS, WHICH MAY RESULT FROM THE USE OF, ACCESS TO, OR INABILITY TO USE THE WEBSITE. FFBF MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO THE MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO ANY MATERIALS AND/OR SERVICES AVAILABLE FROM THE WEBSITE, ALL OF WHICH ARE BEING OFFERED “AS IS.” FFBF MAKES NO WARRANTY OF NONINFRINGEMENT. FFBF ASSUMES NO RESPONSIBILITY AND SHALL NOT BE LIABLE FOR ANY DAMAGES TO OR VIRUSES THAT MAY INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF OR BROWSING THE WEBSITE OR YOUR DOWNLOADING OF ANY SOFTWARE OR MATERIALS FROM THE WEBSITE.

G. Copyright Infringement. Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to Service Provider’s Designated Agent.

H. Marks. All page headers, custom graphics and button icons are service marks, trademarks, and/or trade dress of FFBF. All other trademarks appearing on the website are the property of their respective owners. Unauthorized use of any trademark, service mark, or logo appearing on the website may be a violation of federal and/or state trademark laws.

I. Monitoring; Loss of Information. FFBF shall have the right, but not the obligation, to monitor the content of the website, including any chat rooms and forums, to determine compliance with these Terms of Use and any operating rules established by FFBF and to satisfy any law, regulation or authorized government request. FFBF shall have the right in its sole discretion to edit, refuse to post or remove any material submitted to or posted on the website. Without limiting the foregoing, FFBF shall have the right to remove any material that in its sole discretion it finds to be in violation of the provisions hereof or otherwise objectionable. FFBF assumes no responsibility for the deletion of or failure to store electronic-mail messages, chat comments or other information submitted to the website.

J. Violations of Rules and Regulations. We reserve the right to seek all remedies available at law and in equity for violations of the rules and regulations set forth herein, including the right to block access from a particular Internet address to this website.

K. Indemnification. You agree to defend, indemnify and hold harmless FFBF and its affiliates, their respective directors, officers, employees, agents, successors and assigns from and against any and all claims, actions, demands, damages, costs, liabilities, losses and expenses (including reasonable attorneys’ fees) arising out of your use of the website in violation of these Terms of Use or any applicable law, statute, ordinance or regulation.

L. Third Party Content. FFBF is a distributor (and not a publisher) of content supplied by third parties and users of the website. Accordingly, FFBF has no more editorial control over such content than does a public library, bookstore or newsstand. Any opinions, advice, statements, services, offers or other information or content expressed or made available by third parties, including information providers and users, are those of the respective author(s) or distributor(s) and not of FFBF. In many instances, the content available through the website represents the opinions and judgments of the respective information provider or user. FFBF neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on the website by anyone other than authorized FFBF employee spokespersons while acting in their official capacities. Notwithstanding the foregoing, FFBF reserves the right to monitor, edit and sort content supplied by third parties.

M. Changed Terms. FFBF has the right at any time to change or modify these Terms of Use, or any part thereof or to impose new conditions. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by any means including, without limitation, posting on the website, or by electronic or conventional mail or by any other means. Any use of the website by you after such notice shall be deemed to constitute acceptance of such changes, modifications, additions or deletions.

N. Linked Internet Sites. THE LINKS IN THIS WEBSITE WILL ALLOW YOU TO LEAVE OUR WEBSITE. THE LINKED SITES MAY NOT BE UNDER OUR CONTROL AND THE CONTENT AVAILABLE ON THE INTERNET SITES LINKED TO THIS WEBSITE MAY NOT NECESSARILY REFLECT OUR OPINION. WE ARE PROVIDING THESE LINKS TO OTHER INTERNET SITES AS A CONVENIENCE TO YOU, AND ACCESS TO ANY OTHER INTERNET SITES LINKED TO THIS WEBSITE IS AT YOUR OWN RISK. THE INCLUSION OF ANY LINK DOES NOT IMPLY THAT WE RECOMMEND OR ENDORSE THE LINKED SITE OR MAKE ANY REPRESENTATIONS AS TO THE VERACITY OR RELIABILITY OF THE INFORMATION OR SERVICES PROVIDED IN THE LINKED SITE.

O. Governing Law; General Provisions. These Terms of Use shall be construed in accordance with applicable laws, without regard to any conflict of laws or rules, and you hereby consent to exclusive jurisdiction of FFBF’s choosing for any cause of action, claim, liability, demand or dispute arising out of your use of this website or its Terms of Use. We operate this website from our offices within the United States of America. We make no representation that the information in this site is appropriate or available for use in other locations, and access to this site from territories where the contents of this site may be illegal is prohibited. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with applicable local laws. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import.

PRIVACY POLICY

Florida Farm Bureau Federation (FFBF) values individual privacy. We want to give our website visitors the opportunity to know what information we collect about them and how they can limit the use of personally-identifiable information beyond the purposes for which they first provided it. At all times, however, FFBF reserves the right to disclose information where required by law or to comply with valid legal process (such as a search warrant, subpoena or court order), to protect FFBF’s rights or property, including without limitation in the event of a transfer of control of FFBF or substantially all of its assets, or during emergencies when safety is at risk.

Whenever we change our policy, we will let you know by prominently posting a notice on our home page. Since these policy change notices last only for a limited time, however, you should check this Privacy Policy periodically to see if there have been any changes.

By accessing the website, you acknowledge that you have read and understand this Privacy Policy, as well as our Terms and Conditions, accept them and agree to be legally bound by them. You should not use the website if you have any objections to this Privacy Policy, or any of the Terms & Conditions.

Children’s Privacy
FFBF does not knowingly collect personal information from children under the age of 13. If FFBF obtains knowledge that it has personally identifiable information about a child under 13 in retrievable form, FFBF will immediately destroy that information and delete that information from its files.

Types of Information We Collect and How We Use It

Personally Identifiable Information
If you are over the age of 13, we may collect your name, address, phone number and email address if you communicate that information to us voluntarily. We will not share your personally identifiable information with anyone outside FFBF and its affiliated companies.

We may use this information to respond to an email or other inquiry or request, to help improve our website and our services, to customize your experience at our website, or to send updates or notices about our organization. We may also combine this information with other generally or publicly available information to help us identify visitors’ preferences or interests.

Non-Personal Information
In some cases, when you visit our website, we may also collect information that is non-personally identifiable information or information that, by itself, cannot be used to identify or contact you. Examples of this type of information include the type of Internet browser or computer operating system you use, the date and time you visited our website, the pages you accessed, the name of the website from which you linked to our website and other anonymous data involving your use of our website. We use this information to analyze trends and gather broad demographic information for aggregate use. This information is not linked to any personally identifiable information.

How We Use Cookies
We send “cookies” to your computer and use other technologies to enhance your online experience. A “cookie” can be either permanent (i.e., it remains on your computer until you delete it) or temporary (i.e., it lasts only until you close your browser). A “cookie” is a small text file that helps us recognize repeat visitors, facilitate the visitor’s ongoing access to and use of the site, and track usage behavior and compile aggregate data that can lead to website improvements. If you do not want information collected through the use of cookies, you can deny or accept the cookie feature using a simple procedure available in most browsers. If you block cookies, however, you may lose some website functionality.

Data Integrity and Security
We make reasonable commercial efforts to keep any information you provide as secure as possible. Only authorized employees or agents are permitted to have access to personally identifiable data about website visitors and that access is limited to what is reasonably needed to perform an employee’s responsibilities, such as providing updates or notices or customer service. Your password (if issued) is a component of our security system. As such, it is your responsibility to protect it. Do not share your password with any third parties.

The right of our employees, our independent contractor insurance agents, our service contract providers and our affiliates and subsidiaries to further disclose and use the information is limited by our employee handbook, agent’s manual, applicable law and non-disclosure agreements where appropriate. We maintain physical, electronic and procedural safeguards that comply with federal and state law to guard your non-public personal information.

Third Party Collectors of Information
This Privacy Statement addresses only the use and disclosure of information we collect from you. Any information you disclose to a third party, such as other users or advertisers, is subject to that party’s Privacy Statement. We encourage you to ask questions before you disclose your personal information to others.

Comments and Questions
If you have any questions or comments concerning our Terms and Conditions of Use or our Privacy Policy, please write us at P.O. Box 147030, Gainesville, Florida, 32614-7030. We will gladly answer your questions.