$730,000 Mortgage Loan Payments and Costs

Home Price

Down Payment

Down Payment (%)

Mortgage Loan Length

Interest Rate

Loan Summary

Use the mortgage calculator to calculate the cost of buying a $730k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.

Can I afford a 730,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.

How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.

How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $730,000 house.

2% interest

0% down

$2,698.22/mo

5% down

$2,563.31/mo

10% down

$2,428.40/mo

15% down

$2,293.49/mo

20% down

$2,158.58/mo

25% down

$2,023.67/mo

30% down

$1,888.76/mo

35% down

$1,753.84/mo

40% down

$1,618.93/mo

45% down

$1,484.02/mo

50% down

$1,349.11/mo

4% interest

0% down

$3,485.13/mo

5% down

$3,310.88/mo

10% down

$3,136.62/mo

15% down

$2,962.36/mo

20% down

$2,788.11/mo

25% down

$2,613.85/mo

30% down

$2,439.59/mo

35% down

$2,265.34/mo

40% down

$2,091.08/mo

45% down

$1,916.82/mo

50% down

$1,742.57/mo

6% interest

0% down

$4,376.72/mo

5% down

$4,157.88/mo

10% down

$3,939.05/mo

15% down

$3,720.21/mo

20% down

$3,501.38/mo

25% down

$3,282.54/mo

30% down

$3,063.70/mo

35% down

$2,844.87/mo

40% down

$2,626.03/mo

45% down

$2,407.20/mo

50% down

$2,188.36/mo

Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.