Best Home Refi Rates The average rate on a 30-year fixed-rate mortgage fell one basis point, the rate on the 15-year fixed dropped one basis point and the rate on the 5/1 ARM went down one basis point, according to a.

Compare 15 year fixed mortgage rates by various lenders & check out trends for 15 year mortgage rates by looking at charts & graphs for last 6 months.. Lower rates, low cost refinance and new home purchase – your servicer can help; www.mortgage-rates.freerateupdate.com.

Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

Refinancing from a 30-year, fixed-rate mortgage into a 15-year fixed loan can help you pay down your mortgage faster, especially if interest rates have fallen since you bought your home.. A lower.

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30-year mortgage rate drops again – The 15-year fixed-rate average remained at 4.04 percent with an average. The refinance index dropped 4 percent, while the purchase index fell 6 percent. The refinance share of mortgage activity.