Recent Articles

In order to retain tax-qualified status, a 401(k) plan must not discriminate in favor of owners and highly compensated employees. This can be verified by a number of tests, which include:
Coverage Tests
Various Contributions Limits
ADP & ACP Tests
… Read more

For a startup or a small business, 401(k) matches can seem like a worthy but unattainable benefit. Even larger companies may hesitate to offer a match if they haven’t previously provided one. According to SHRM’s 2017 Employee Benefit report, of … Read more

Last week, Betterment CEO and Founder Jon Stein joined SaaStr’s Harry Stebbings on the SaaStr Podcast to talk about hiring, retention, culture, and the role of a CEO in a tech company today.
“When we hire, we talk about hiring … Read more

10 Years After the Crash: Betterment’s Consumer Financial Perspectives Report

It’s been 10 years since the collapse of Lehman Brothers triggered a chain reaction that produced a major recession.
In 2008 after decades of steady upward growth in the economy and asset prices, America suddenly faced the worst financial crisis … Read more

Survey: How Employers Can Maximize 401(k)s to Attract and Retain Top Talent

In the 40 years since their creation, 401(k) plans have become a go-to way for employers to demonstrate their commitment to their employees’ financial wellness both during and after their working lives. But in a competition to see who can … Read more

The so-called gig economy is celebrated for fostering creativity, but has its downsides. Today, more than one in three U.S. workers are freelancers — and this figure is expected to grow to 40 percent by 2020. Increasingly, workers are eschewing … Read more

You may have participants who enjoy Betterment for Business but would like to change aspects of the portfolios recommended to them by our investing team.
At Betterment for Business, we believe that every participant should have access to high quality, … Read more

For over 20 years, WatchGuard has been a pioneer in developing cutting-edge cyber security technology for small to mid-sized businesses around the globe and delivering it as an easy-to-deploy and easy-to-manage solution. So it is no coincidence that the company’s … Read more

Betterment is your partner throughout your 401(k) plan’s compliance testing. We’re excited to work with you and provide resources to keep you informed along the way.
We encourage you to review this series of tutorial videos that will help guide … Read more

Unless otherwise specified, all return figures shown above are for illustrative purposes only, and are not actual customer or model returns. Actual returns will vary greatly and depend on personal and market circumstances.

401(k) plan administration services provided by Betterment for Business LLC. Investment advice to plans and plan participants provided by Betterment LLC, an SEC registered investment adviser. Brokerage services provided to clients of Betterment LLC by Betterment Securities, an SEC registered broker-dealer and member FINRA/SIPC. Betterment LLC and Betterment Securities are affiliates of Betterment for Business LLC.

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