The Star Rating presented here and the mutual fund schemes featured herein do not constitute investment advice and are not an offer or recommendation to buy or sell the mutual fund schemes concerned; nor may they be construed as a representation regarding the legality of investing in the mutual fund schemes concerned. Morningstar India Private Limited, its affiliates, and their officers, directors and employees shall not be responsible or liable for any trading decisions, damages or other losses resulting from, or related to, the Star Rating, or the mutual fund schemes featured herein, or their use. Please read all relevant issue documents pertaining to the mutual fund schemes concerned, including without limitation, the detailed risks involved in the investment, before making an investment decision. Past performance may or may not be sustained in future and is no indication of future performance. The value and income derived from investments may go down as well as up.