Stonegate Mortgage Review

Finding a top lender to apply for your next home mortgage with is not an easy task. The lender who you choose to work with can affect everything from your access to affordable lending solutions to your stress level during the loan process and even how large of a loan you may qualify for. Stonegate Mortgage is an up and coming lender that more people are turning to for their financial needs, and a closer look will reveal why this is the lender you need to be working with for your upcoming home loan request.

Competitive Loan Programs for All Needs

It may seem like most lenders you stumble across offer conventional fixed and adjustable rate loans, and these programs may meet some applicants’ needs. However, there are an extensive range of financing solutions available, and you may discover a better loan structure for your needs through an alternative program. For example, there are also VA loans, USDA loans, non-agency loans, renovation loans, HARP loans and even Texas 50(a)(6) loans available to you through Stonegate Mortgage. With so many options available, you can rest assured that you can find exactly what you are looking for through Stonegate Mortgage. However, trying to narrow down the options to find the best one for your needs can seem intimidating, but rest assured that a loan rep from Stonegate Mortgage will guide you through the application process and answer all of your questions about your options.

Wholesale Lending Solutions

Stonegate Mortgage may be most well-known in the residential lending community for being a direct lender to the general public, but it also offers a competitive wholesale lending program for mortgage brokers throughout the country. Many borrowers enjoy working with brokers who can more easily shop around to find them a great rate, and brokers need access to the top programs available to better serve their clients. Because Stonegate Mortgage offers a diverse selection of lending options to choose from, brokers can extend these options to their clients. Brokers will benefit from a great points structure and low rates that are easy to sell to clients.

Convenient Loan Servicing Options

Unlike some lenders who sell their loans immediately after closing, Stonegate Mortgage retains many of its closed loans and services them directly. Existing mortgage customers can log into the website using a secure platform to access their account. You can make online payments, view your outstanding principal balance, download IRS tax documents, change your contact information and complete other similar steps. Support is also available to existing mortgage customers over the phone during regular business hours throughout the week.

Stonegate Mortgage goes the extra mile to ensure its individual clients have all of their financing needs met by providing friendly, timely customer service with exceptional loan programs. It also offers a wholesale lending program that enables mortgage brokers to take advantage of the financial solutions it offers. For all of your current lending needs, turn to Stonegate Mortgage today to learn more about the options.