We'd never be able to do this. We'd soooooo spend it on other things! We're horrible that way!

haha Debs I'm the same way!! I SUCK at saving.. but this one i just have automatically drafted.. and I guess I just know I would be heartbroken if i couldnt afford an emergency for her so i dont touch. The rest of my savings though... not so much

The savings account is a great idea. To start saving for our wedding, I opened an ING Direct account and $50 was automatically taken out of my and my FI's checking accounts each week. I was pretty shocked at the amount after I hadn't looked at it for a while. It adds up really fast and you don't even have to think about it.

I agree - its def a good idea to have some cash reserves because you really never know what can happen. You can have the healthiest pets and then they do something stupid (like mine!) and ur stuck with an outrageous bill

So, i guess i overpay and should check elsewhere! I think i will check PC out. I feel like i should have it, but i dont want to pay so much...sounds like its overpriced. My dog is crazy and runs free all the time. I just know if i cancelled it that she would decide to tear a cruciate or something!