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FiveStarLaw, Attorney

Category: Bankruptcy Law

Satisfied Customers: 36702

Experience: Bankruptcy Lawyer. Experienced.

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I am a 66 year old male whose only income is $12,500 annually

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I am a 66 year old male whose only income is $12,500 annually from Social Security. My credit card debt is $15,000. I am currently married and my wife supports me. I am divorced and am currently paying $20,000 a year in continuing alimony and a life insurance policy. My ex wife's assets are at least $300,000 and I have none. I have recently been diagnosed with rheumatoid arthritis and cannot work. Is there any way (bankruptcy?) that I can get relief. My current wife refuses to pay any more to my ex.Hugh

A husband and wife are not required to file a bankruptcy jointly. One party can file without the other.

The effect on the non-filing spouse will be dependent upon whether there are joint debts and/or joint assets. If there are no joint debts and no joint assets, there may be little or no effect on the non-filing spouse. If there are joint debts and/or joint assets, the non-filing spouse would remain liable on the joint debt and the joint assets would need to be included in the filing.

I understand your situation. A bankruptcy would assist in as far as the credit card debt would be discharged. You will need to submit your question concerning the obligations to your ex to our family law experts in a separate question as per site rules

I will tell you that...the things you have to go through to be an Expert are quite rigorous.

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