Mortgage Agents in Cape Coral, FL

One of the biggest hurdles to buying property is the financing, and that's where the mortgage agents at Island Coast Mortgage come into the picture. Our goal is to take the hassle out of purchasing real estate in Cape Coral, FL, and help you realize your vision of home ownership. When you choose to work with us, we'll do everything possible to find you the right rates and terms for your budget and circumstances.

Prompt, Professional Assistance

We strive to make the whole lending process smooth and efficient from beginning to end. Your agent will carefully discuss your financial situation, advise you on how to overcome any potential obstacles, and then walk you through the paperwork step-by-step. We'll try to have your application processed in a timely manner so that you can move forward with your purchase as soon as possible.

Island Coast Mortgage is in the business of making your dreams come true when you have your eye on a property in the Cape Coral community. Our mortgage agents are results-oriented professionals who are on your side. Contact our office to learn more about our affordable lending solutions.

Reviews

GMB

If you've never worked with a mortgage broker, it is a real revelation. Your bank is going to string you along and do what's best for the bank. The companies that advertise on TV are gigantic bureaucracies and have to make up the cost of that advertising. They hire inexperienced people who are apt to foul things up. It's hard to reach them to ask questions, and they make you feel like you are imposing on them. They can take what seems like forever to close, because you're just one tiny bit in an enormous pile of work for them, and what do they care? On the other hand, working with Island Coast, you get expert help and exactly the loan you need at the lowest cost, and it's all done very efficiently and effortlessly. They have the years of experience to navigate a complex system without making any mistakes, and are very patient at explaining the process and answering questions -- actual people you can talk to in person, on the phone, or via email. For our refinance, we closed in less than 30 days, and that was with two end-of-year holidays in the middle of the process, causing the appraisal to take two weeks. You can't get this kind of high-quality personal service anyplace else. Not only did we save money, we eliminated all of the stress typically involved in this process.

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S
N.
1/12/2018

GMB

We needed to refinance our home in a timely fashion and JB Broughton and Lynn Torres got the job done! They were friendly and answered all our questions and called us all the time to keep in touch on what was happening and needed to be done! Couldn't ask for better service! Thanks guys!

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Heather
C.
2/13/2017

RAB

JB and Lynn were very courteous, Friendly, and walked me through the process answering every question.

I would highly recommend this company. I was treated as if I were family! Thanks for all your hard work in helping me obtain a home.

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Chuck
V.
2/28/2018

RAB

Flawless service made the whole process so easy

If you've never worked with a mortgage broker, it is a real revelation. Your bank is going to string you along and do what's best for the bank. The companies that advertise on TV are gigantic bureaucracies and have to make up the cost of that advertising. They hire inexperienced people who are apt to foul things up. It's hard to reach them to ask questions, and they make you feel like you are imposing on them. They can take what seems like forever to close, because you're just one tiny bit in an enormous pile of work for them, and what do they care? On the other hand, working with Island Coast, you get expert help and exactly the loan you need at the lowest cost, and it's all done very efficiently and effortlessly. They have the years of experience to navigate a complex system without making any mistakes, and are very patient at explaining the process and answering questions -- actual people you can talk to in person, on the phone, or via email. For our refinance, we closed in less than 30 days, and that was with two end-of-year holidays in the middle of the process, causing the appraisal to take two weeks. You can't get this kind of high-quality personal service anyplace else. Not only did we save money, we eliminated all of the stress typically involved in this process.

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Suzanne
N.
1/12/2018

RAB

Quality experience throughout the entire loan process.

My wife and I purchased a home and needed the services of a mortgage company. Our Realtor recommended a company because that company had been more competitive than others in the past. Being new to the area we had no loyalty or knowledge of the local mortgage companies. However, my wife being a doctor is very diligent about researching almost all transactions we have. So I was given the task of researching mortgage companies for review ratings, rates, fees and total costs. I vetted five different companies. Although the company my Realtor suggested was better than three other companies, one company stood out in every category. Better reviews, lower rates and lower fees over all. That company is ISLAND COAST MORTGAGE.
I dealt directly with J.B. Broughton along with Lynn Torres. They made my job so easy. Their knowledge and expertise made my transaction timely and seamless. I cannot stress enough how helpful they were. It's not in my nature to write a review either good or bad. However, this company was so far above and beyond the others I contacted I have decided to share my experience. I feel so strongly about this company I am willing to leave my contact info here incase anyone wants ask me personally about them. Do yourself and your wallet a favor and give this awesome company a try.
Regards,
Wayne Johnson
904-993-3530
wbj222@gmail.com

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Wayne
J.
5/31/2017

RAB

As a first time home buyer, the process was intimidating at first. I am so grateful for the guidance of jb and lynn at island coast mortgage! They walked me through every step and I really felt like they were on my side. I higly recommend them!

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Jackie
S.
5/2/2017

RAB

No stress.....literally

From beginning to end I couldn't have been more happy. I was thinking to myself this cannot be this easy, but JB surely made it a walk in the park.

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Michael
M
3/8/2017

RAB

High quality service and friendly staff

We needed to refinance our home in a timely fashion and JB Broughton and Lynn Torres got the job done! They were friendly and answered all our questions and called us all the time to keep in touch on what was happening and needed to be done! Couldn't ask for better service! Thanks guys!

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Heather
C.
2/13/2017

RAB

Responsive, friendly, and truthful

I worked with Is. Coast Mortgage on my first home. As a Veteran, they worked with me to finalize a VA Home Loan. In short, my experience was flawless. They were knowledgeable, promptly communicated deadlines and paperwork needs, and saved me a money! I highly recommend JB and the team!

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Justin
D.
1/3/2017

RAB

Over and Above

Getting a mortgage these days can be very stressful. What you hope for as you go through the process is someone who can reassure you and more importantly keep you informed with what is happening. Then when things get rough are there to be your advocate. JB and Lynn were able to do that for us....from the beginning.
When we began the process JB explained the what was going to happen and when. From there Lynn took over and kept us informed. When she requested information, she would acknowledge that she received it. That's so important. She guided us through. There were a couple of times things got rough and JB resolved the issues so that we were able to close in a timely fashion once it was their turn to take over.
Would I use them again? Yes. We are already discussing another potential project.

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Gary
E.
12/28/2016

RAB

Home Ownership Dream Comes True

Mr. JB Broughton and Mrs. Lynn are so nice they gave me the help to make my dream of owning a home come true. Thank you so much for all the help I'm a Happy home owner . I highly recommend you call the team at Island Coast Mortgage for your next home loan.

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Daysi
C.
12/5/2016

RAB

Professional and Friendly

I have done several loans with JB. He was one of the only ones that would help me after my bankruptcy. Every time I need something done or have someone ask about a loan, I always refer them to JB. Great person and friend.

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Jonathan
B.
12/1/2016

RAB

Highly qualified professional mortgage company

My experience with the company was outstanding. From the initial phone call to the last phone call made before the closing of my house, I found that the staff at Island Coast goes above and beyond in servicing their clients. I found myself asking a lot of questions regarding during the process and was immediately put as ease by the staff. If you are looking for a company that is friendly, reliable and professional I would highly recommend Island Coast Mortgage.

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mary
B.
11/30/2016

RAB

Fantastic Service!

I highly recommend Island Coast Mortgage to process your mortgage needs. I worked with JB and he was fantastic!!! From start to finish, JB was extremely helpful and patient. I had a tricky buying situation and JB went above and beyond to work with me and ensure that I fully understood all the different components throughout the process. He was readily available by phone or email for any questions I had. JB and his team, specifically Lynn, guided me through the process efficiently and professionally, anticipating every need and proactively telling me what was needed and when. Thank you JB and Lynn for making my vacation home dream come true!!!

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Claudia
B.
3/29/2016

RAB

PROFESSIONAL AND FRIENDLY

JB Broughton and his staff at Island Coast Mortgage was a GREAT experience. My husband and I are first time buyers and came into this blind. JB had walked us through every step; he communicated with us after hours on many occasions to keep us in the loop during the entire process and always kept us informed. He went above and beyond and was a blessing to work with. He and his staff have a very caring, professional attitude towards their clients. They did an incredible job and were able to get our closing finalized in a short period of time. We are absolutely 100% happy with them and HIGHLY recommend Island Coast Mortgage.

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Aimee
C.
12/17/2015

RAB

High Quality Service!

From the beginning to the end the process was seamless for the purchase of my home. My loan officer, JB, was knowledgeable and professional at all times. The process took less than 30 days and I was consistently updated the entire time. I would HIGHLY recommend Island Coast Mortgage!