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New Policy Will Affect All In The Credit Community

According to today’s Wall Street Journal, all 3 of the major credit Bureaus will cease listing the vast majority of “civil judgments” in the near future.

This decision is retroactive and the implications can be substantial because millions of consumers who have had judgments placed against them will suddenly have better FICO scores since these negative judgment indicators will no longer be factored into their credit reports. This decision also applies to certain types of liens. It will certainly impact almost everyone in the consumer credit arena, one way or the other. It may present some interesting opportunities…

If you want to learn more about exploring your options, give the professionals at Hiday & Ricke, P.A. a call today at (904) 363-2769.