Regulatory Statements'Gardner Financial Services is a trading name of GFS(Moray) Ltd which is authorised and regulated by the Financial Conduct Authority.'
The guidance and / or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.
To visit the FCA consumer website - The Money Advice Service - please click hereTo verify our status with the FCA, click here and key in our FCA number: 432976

Independent Financial and Mortgage Advisers who listen, understand and then provide financial solutions.

With all new clients our primary responsibility is to listen. Only when we clearly understand our client’s current financial situation, as well as their future financial needs and aspirations, are we then in a position to consider the best means of helping to achieve these.

We work with our clients to both advise and protect them appropriately and tax efficiently.

We offer a comprehensive service for all your investment and protection needs: