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*APY = Annual Percentage Yield. Rates are subject to change after account opening. Minimum opening deposit is $25.00. To earn the Free Checking Plus rate of 1.50% APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following monthly requirements: Twelve (12) debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM fees, up to $12 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings.

** Requirement cycles begins one day before the last day of each month. All requirements must be met with transactions posted and cleared by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which it is earned.

***Valid on new Free Checking Plus accounts for new members only. Some restrictions apply. Offer expires 6/30/18. To qualify for $100 bonus, simply open your Free Checking Plus account, fund it with a minimum of $100.00 and complete 12 debit card transactions within 60 days of opening. Limit one $100 bonus per household. Please allow an additional 2 weeks after first 60 days for $100 to be deposited. Account must remain open and in good standing throughout the first 60 days to receive bonus.

Everyone is Eligible

Joining your local, not-for-profit credit union has many benefits:

• You're eligible to join if you live or work in the area• We're not-for-profit so our rates are better and fees are lower