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For over 20 years, Arthur J. Gallagher Risk Management Services, Inc. has provided insurance and risk management products and services to the transportation industry through Gallagher Transportation Services.

Working with NICA and the insurance marketplace, Gallagher’s Transportation Practice has put together an occupational accident policy designed exclusively for the Independent Contractors affiliated with NICA. This occupational accident policy, marketed and administered through Gallagher, provides both medical and disability benefits in the event the Independent Contractor is injured in an occupational accident.

The following chart is provided for general informational purposes only. Please refer to the specific policy for all policy terms, coverages, limitations, exclusions and conditions of the policy language.

Arthur J. Gallagher Risk Management Services, Inc. ("AJGRMS") is a licensed insurance broker in all states and must be contacted directly for specific insurance information and advice. Information available on this site may not be applicable to the specific business of any NICA member or Web site visitor. The use of this Web site for any other purposes is strictly prohibited and any liability associated therewith is expressly disclaimed by AJGRMS, Arthur J. Gallagher & Co. and any of its subsidiary companies.