Categories

Contact Us

AssetLock™ is a portfolio monitoring system, which identifies a client’s maximum portfolio downside or loss and indicates that immediate action is required in order to limit losses per the clients pre-determined risk tolerance. It is not an actual stop loss, and may not automatically sell the individual securities in the portfolio. Therefore, the AssetLock™ Value is a reference point to encourage a conversation between Creative Retirement Planning, LLC and the client, and to determine if the client/s would like to liquidate the portfolio and move the assets into cash, reset the AssetLock™ percentage, or reallocate to a different risk profile. Investing entails risks, including possible loss of principal. The use of tools cannot guarantee performance. Past performance is no guarantee of future results.

Mr. Tetley is a Registered Investment Advisor and licensed insurance agent with comprehensive knowledge of retirement, wealth enhancement, and estate planning issues. Ron is a well-known financial educator in Akron, Ohio. Since 1994, Ron has specialized in helping individuals avoid common, costly financial mistakes. The majority of his time is spent meeting with prospective and established clients. Ron resides in Wadsworth, Ohio with his wife Teresa and together, they have four children.

Categories for

There’s a strange phenomenon in the stock market that recurs from time to time. A popular stock, that has become a megastar and is shooting for the moon, suddenly falls back to earth; at least part way. The luster becomes tarnished. This is why former Fed Chairman Alan Greenspan coined the phrase “irrational exuberance.” He was speaking of the entire market, but to some degree, individual stocks inspire the same enthusiasm. They may or may not have the greatest valuations, but they are most often exciting companies that have achieved great things. Greenspan used the term in 1996 regarding the tech stock run-up, but it would take another few years before the prediction saw real consequences. And so it has been, with the prestige and reverence paid to the FAANG stocks; the high-flyers who have rewarded investors well and seemed to be on a dizzying trajectory. Who can argue that these market

The pain at the pump has really hit home for many Americans during the recent holidays with prices that have averaged 73 cents more than a year ago. The average price of regular gas nationwide was $2.26 a year ago. The price of gas on Independence Day was the highest in four years. A barrel of Brent crude increased by five dollars from April to May. More than one variable has been at play creating a surge in the price of oil. The OPEC member countries voted to cut back on oil production in 2016. With demand staying high, and even higher in China, the price of oil, and by extension gasoline, was impacted by the falling supply. The U.S. supplies Saudi Arabia with military weapons, including a $350 billion deal last year. The president has asked the Saudi King to increase oil production. The head of OPEC said that

The past couple of years witnessed more speculation about interest rate hikes by the Federal Reserve than what was the reality. Many of the pundits were convinced we would see four increases during 2016 and they were wrong. The thinking has shifted in 2017 as some of the precursors that the Fed considers are starting a align and justify action on their part. A growing economy and real growth in the job market, with the accompanying uptick in inflation, is just the formula the Fed needs to raise rates; really. On March 15, 2017, the Federal Open Market Committee (FOMC) raised the federal funds rate again by a quarter point; the second such move in three months. They had raised the benchmark rate this past December as well. The two increases are expected to have some effect on short term lending rates. This has been a reversal of Fed policy,