Checking, Savings & Credit

Achieva Checking Plus

Achieva Checking Plus has all the features you want in a checking account, and more! Designed with your personal banking needs in mind, for a low monthly fee of $6.95, this high-yield interest bearing account offers premium benefits like travel and health savings, total identity theft protection services, and other practical lifestyle benefits. Take your checking account to the next level with Achieva Checking Plus.

Fraud Education & News

Debit & Credit Card Registration

Register your credit and debit cards to protect your liability should your cards become lost or stolen.

Credit File Monitoring

Receive daily monitoring of your credit reports with Equifax, Experian, and TransUnion for key changes to your reports. Alerts are sent via email or text message.

Credit Report & Score

Request a report every 90 days and receive a new single bureau credit score with every credit report.

Cell Phone Insurance

Damage or theft coverage up to $300 per claim with a $50 deductible.
Max coverage to be used in a 12-month period is $600 (2 phones). Monthly cell phone bill must be paid from this checking account or Achieva credit card.

Accidental Death Insurance

Up to $10,000 accidental death and dismemberment coverage.

Shopping Rewards

The Shopping Rewards offers cash back that can be used toward future purchases or conveniently sent to you as a check.

Retail Savings

Savings on the go makes it easy to save with immediate access to mobile coupons to favorite retailers.
Find locations closest to you, scan barcodes on your smartphone, and keep track of deals.

Healthcare Savings Program

Vision

20% - 60% off eyewear and up to 10% - 30% on vision procedures including Lasik.

Dental

Access to over 24,000 providers and savings of 10% -50% on dental services and expenses.

Prescription

Save up to 30% on average brand name and generic prescription drugs.

Travel & Leisure Discounts

Enjoy local and national discounts such as hotels, restaurants, rental cars, museums, florists, sporting events, dry cleaners and more.
Redeem coupons online or access the savings on your mobile device.

Debit Advantage

Buyers Protection covers items for 90 days from the date of purchase against accidental breakage, fire, or theft.

Extended Warranty extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than ﬁve years.

Items must be purchased in full with Achieva Checking Plus account.

Not an Achieva member?

Anyone is eligible to apply for membership as long as you live or work in our 10-county service area. Simply complete the online application to apply and once you’re a member, Achieva Checking Plus is all yours!

Already an Achieva member?

Become a member to open an account today!

It's easier than ever to apply for membership and open an account right from our website. Eligibility for membership is open to anyone who is related to a current Achieva member6;
or individuals, trusts, associations, organizations and legal entities who live or work in our ten county field of membership. Use the drop-down selector to see if you are eligible,
then click "Join" to get started!

Achieva Checking Plus benefit enrollment

Achieva Checking Plus automatically comes with all of the benefits listed above. Many
of these require little to no action on your part. To take full advantage of the benefits, like credit file monitoring and discounts, all you have to do is register online at achievacu.eClubOnline.net to activate.

Teen and college options

With checking accounts designed just for teens and college students, there is an
Achieva checking account for every stage of life. Find the option that fits your needs and goals, and let us take care of the rest.

College Life (ages 18-22) - Gift incentives and scholarship opportunities

Savings

Set yourself up for success! Your goals are attainable, and we are here to help you reach them. All of our savings accounts have no monthly service fee, a minimum balance of only one dollar and many other enticing benefits. Earn interest and watch your savings grow before your eyes!

Achieva Savings

Kids Make Cents (ages 0-12)

Teen Life (ages 13-17)

College Life (ages 18-22)

Become an Achieva member today!

*Monthly service fee applies. **Registration/activation required. ***Savings monthly service fee is $0 when the minimum combined membership balance of $250.00 is met. If the combined membership balance is below $250.00 the monthly service fee is $10.
Refer to Consumer Schedule of Fees (achievacu.com/fees) or call 800.593.2274 for details.
1 IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders.
For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s).
For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (fiduciary is not covered).
Achieva Checking Plus is not available to businesses, clubs, organizations and/or churches and their member, schools and employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described.
Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.
Guide to benefit and/or insurance documents are provided at account opening.
Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.
Achieva Credit Union has partnered with Econocheck Corporation to offer certain products and services.
These products and services are not offered, performed or insured by Achieva Credit Union.
3 You may earn interest on your Achieva Checking Plus Account when you have 18 posted transactions per checking statement cycle,
using your Achieva debit or credit card or a combination of both. The Annual Percentage Yield (APY) for the Achieva Checking Plus Account
can be earned for balances up to and including $15,000. Certain fees may apply and may reduce earnings.
4 Standard data and text messaging rates may apply. Contact your mobile carrier for details.
5 Credit file monitoring may take several days to begin following activation.
6 Immediate family members of such, defined to include parents, children, spouse, or surviving spouse of the member, or any other relative by blood,
marriage, or adoption even though such individuals do not reside in the same household with the member are eligible for membership.
Insurance products are not insured by NCUA or any Federal Government Agency and are not a deposit of or insured by the Credit Union or any Credit Union affiliate.

Insurance products are not insured by NCUA or any Federal Government Agency and are not a deposit of or insured by the Credit Union or any Credit Union affiliate.

Earn up to 1.5% cash back with the Achieva Cash
Rewards Mastercard

Whether it’s a recurring payment or spur of the moment purchase, the Achieva Cash
Rewards Mastercard has no limitations or restrictions on the cash you earn. Get up to 1.5%
cash back on every purchase.

Transfer your credit card balance and get 2.2% APR*
until January 2020 with no balance transfer fee

Have a balance on another credit card? No problem! Transfer your balance at 2.2% APR*
with no balance transfer fee and no annual fee. After that, the standard APR of 9.90% to
17.90% for balance transfers, purchases and cash advances will apply based on your
creditworthiness. Reward yourself with a credit card that fits your needs and lifestyle!

Get your Achieva Cash Rewards Mastercard today!

*APR= Annual Percentage Rate. The promotional balance transfer APR of 2.2% will be applied to balance transfers which post to your account through your January 2020 billing cycle. Following the January 2020 billing cycle, your standard APR of 9.90% to 17.90% for balance transfers, purchases and cash advances will apply based on your creditworthiness. For College Life Mastercard products, the standard APR for balance transfers, purchases and cash advances is 13.90%. Offer open to existing and new cardholders subject to credit approval. Additional limitations, terms and conditions may apply.

Prepaid VISA card

Need a secure and convenient alternative to cash? The Achieva Prepaid VISA card is reloadable and can be used anywhere VISA cards are accepted. There are no overdraft fees, as purchases are limited to the funds loaded on the card. You can shop in stores, online, over the phone and by mail order. The Achieva Prepaid VISA card is EMV chip-enabled, making them more secure and widely accepted internationally. Get started today!

View your account activity securely or reload your card anytime

Partner Accounts

At Achieva, we are dedicated to honoring those who contribute to making our communities safer, smarter and healthier. This is why we created accounts tailored specifically for people in community service professions. Educators, first responders, health care workers and community employees make our community a better place, so we want to make banking better for them.

All partner accounts also include the following perks:

Visit a branch to apply for a partner account

Free “Achieva Style” checks. Limit one box, every 6 months, for life of the account.

** To qualify for this benefit, account must have direct deposit and checking account. Members will receive one branded item upon account opening and every 6 months thereafter upon request, to be ordered by an Achieva Credit Union representative. No minimum balance is required.
The current Annual Percentage Yield (APY) being paid is 00.50% APY.
The above benefit is subject to change without notice

Gifts are subject to change at anytime without notice.

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Any information you submit on or through the site you
are about to enter will not be subject to Achieva's
Privacy Policy.

Enter a zip code where you would like to find a CO-OP easy access ATM

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You are now leaving the Achieva Credit Union website.

The information and content provided on the website
you are about to enter is neither underwritten nor
guaranteed by Achieva. Achieva is not responsible for
the availability of the site you are about to enter.
Any information you submit on or through the site you
are about to enter will not be subject to Achieva's
Privacy Policy.

Enter a zip code where you would like to find a CO-OP easy access ATM or Shared Branch

Zip:

You are now leaving the Achieva Credit Union website.

The information and content provided on the website
you are about to enter is neither underwritten nor
guaranteed by Achieva. Achieva is not responsible for
the availability of the site you are about to enter.
Any information you submit on or through the site you
are about to enter will not be subject to Achieva's
Privacy Policy.