Financial Planning Advice

Unlike Financial Advice, which typically considers one or two subjects in isolation and at a point in time, our Financial Planning advice and services are an ongoing and evolving process that evaluates the consequences that a course of action may have on the holistic plan.

It is a cyclical process to be regularly reviewed and updated as can be seen from the Six Steps below:

Step 1Initial Fact Finding Meeting

An initial meeting, which is your fact find on Fiducia and to identify the factual and personal information needed to begin the process of writing a financial plan, in effect your personal balance sheet.

Step 2Personal and Financial Goals

A discussion to explore and understand your personal and financial goals, objectives and timescales, as well as your attitude to risk.

Step 3The Analysis

The analysis of all the hard and soft facts as well as the implications of your risk profile.

Step 4Draft Report

The preparation of a draft report containing analysis and outline proposals for further discussion.

Step 5The Final Report

Discussion and agreement with you as to the final Report including priorities, action to be taken and liaison with other professionals such as lawyers and accountants, culminating in the implementation of the agreed plan.

Step 6Annual Meeting

An annual meeting with you to review and monitor, re-assess and implement further action as necessary.

You cannot escape the responsibility of tomorrow by evading it today.

Abraham Lincoln

Further information about Financial Planning:

Financial PlanningAssessment of Risk

Understanding investment risk is the key to...

Understanding investment risk is the key to our management of each client’s portfolio. The starting point is always the accurate identification of a...

You may recall that our affairs were so fragmented that I had to resort to A3 paper in order to be able to read the print out of my spreadsheet. I am pleased to say that I am now back to using A4 paper, so matters are becoming simpler and clearer. My thanks to you and the team for your help with this (and for saving a few more trees).

Fiducia Client

Fiducia are an unfailing helpful and knowledgeable group of people whose investment analysis and advice has helped grow my pension and savings portfolio over the many years I have been privileged to have them as my financial advisers.

Fiducia are an unfailing helpful and knowledgeable group of people whose investment analysis and advice has helped grow my pension and savings portfolio over the many years I have been privileged to have them as my financial advisers. Their careful analysis of my risk profile and their choice of funds for me have increased the value of my portfolio despite the global market upheavals of recent and less recent memory. I find their regular market surveys distributed to clients to have an impressive depth of knowledge. I have no hesitation in recommending their services to friends and family and will continue to do so.

Mr Brown
Solicitor, Hadleigh in Suffolk

The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest.

The team at Fiducia are consistently professional and successful in managing our affairs, they listen to our preferences and act in our best interest. The communication, commentary and advice that they regularly issue is valuable and reassuring in these volatile times.

Mr Lansdown
Business Owner, Brighton, Sussex

Sarah has advised both myself and my family for a number of years.

Sarah has advised both myself and my family for a number of years. One of Sarah's particular strengths is that in meetings and conversations on the phone she is able to make recommendations using plain, jargon-free English.

Robert
Business Owner, Colchester, Essex

Gordon was excellent from start to finish. Providing a clear route to providing us with structured advice and well thought out plan of action and policies.

Gordon was excellent from start to finish. Providing a clear route to providing us with structured advice and well thought out plan of action and policies. Highly knowledgeable and very professional to deal with.

Greg
Creative Designer, Ipswich

Gordon is very approachable and is good at explaining the options in simple terms.

Gordon is very approachable and is good at explaining the options in simple terms. His advice has so far made good sense and I look forward to many years as a client.

As an Independent Financial Adviser (IFA) Fiducia Wealth Management provides first class financial and investment advice from our offices in Dedham, near Colchester on the Essex Suffolk boarder and in Chelmsford, Essex. Fiducia Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This site is for information only, and does not constitute financial advice.