I'm mixed on the blackberry too. It does make me look like a loser but its useful for work. I use it for my gmail, tracking my expenses, and pretending to be at work when I'm really at home playing with my son.

I think its a good idea to figure out what you really want and what the things you won't scrimp on are. I've done it and it makes the decision-making process so much easier.

I don't mean to be disagreeable but I disagree about the health insurance. If anything you might want to take a look at lower cost coverage with higher deductibles and copays. Its not the best bet if you have to get a check-up, but catastrophic coverage is good if you get hit by a bus.

Cutting down on going out for drinks has been huge for me. I've never been a bigtime drinker, but here in NYC its easy to spend $100.00 on a single night out with friends. That's at a normal, decidedly unhip place.

I've also been fortunate in that I've always been able to get below market rent by prioritizing what is truly important in my living space.♠

I also have wish list items on the page along with their cost. It makes me see how by controlling my spending I can have things I really want.

Example: I've wanted a Sonos system since it came out (I know, I know). Once I started tracking the "savings" I was accruing I was able to save enough to get it (on ebay, used is always better than new) and save more money.

I've been in Frugality Mode since we bought a co-op. Here are some of the things I've been doing

Bringing lunch to work: I live in NYC so this easily can save me $10 a dayTea instead of coffee at work: I bought a package of tea bags from the .99 Store. So long Starbucks and hello a few bucks a dayLibrary instead of the bookstoreDowngrade cable: All we really watch are the basic stations and I only need HD for football. Thinking about ditching cable TV altogether after the move.VOIP over the phone company

Tracking what you spend is also a great idea. There are plenty of online tools out there. I use www.buxfer.com but there are plenty others.

I also have a spreadsheet I use to track not only what I am spending now, but what I used to spend before I got cheap. I then add up the "savings" as a way to keep myself motivated.

This should be easy but I can never seem to get it to work. I want to be able to highlight text on a web page, copy it and automatically copy it to a new tab in Notetab light. I've taken a stab at it but I'm new to Autohotkey and can't get it to work.