Automated Teller Machines (ATMs), also known as cash points, were created in 1972 by IBM. They have since grown in popularity to dispense money to millions of people each year. Banks are now computerizing most everyday banking procedures. As well as dispensing cash, ATMs can also print bank statements, dispense postage stamps, transfer money and deposit cash or checks. This article will tell you how to use an ATM to deposit money.

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Steps

1

Verify that your bank or credit union offers deposits through the ATM. Although a growing number of institutions offer this service, it is not guaranteed. If you cannot find out by looking online or at bank literature, then you should be able to tell once you place your card in the machine.

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2

Endorse and gather your checks before going to the ATM. Add up the amount of deposit. Even if a deposit slip is not required, you will be asked to enter the deposit amount.

3

Bring a pen to the ATM, in case you need to fill out a deposit slip.

4

Fill out a deposit slip when you arrive at the bank, if your bank requires a slip for deposits. Many larger banks do not require a deposit slips; however, ATMs that require envelopes will probably require a deposit slip to be included in your envelope.

5

Place your card inside the ATM.

6

Cover the keypad with your left hand and enter your Personal Identification Number (PIN) on the keypad. Press "Enter" when you are done.

7

Scroll through the menu until you find the "Deposit" option. If you do not see it, then deposits are likely not offered at that ATM.

8

Select the account that you would like the money to be deposited into.

9

Enter the amount of your deposit. Press "Enter" when you have finished.

10

Place your checks or cash in an envelope, if the ATM directs you to. Not all ATMs require an envelope. In some cases, the ATM will ask you if you need an envelope, and then dispense it for you. Seal the envelope by wetting the flap.

11

Place the envelope, or your cash or checks directly into the deposit slot. Look for arrows pointing to the deposit slot. In most cases, a beeping noise will sound until your money is inserted.

Many banks allow you to insert 10 to 50 bills or checks directly into the deposit slot. You will need to place them in a neat pile and insert them at once.

12

Wait for the ATM to process the bills. If you have deposited checks, their images may appear on the screen. Make sure the amount on the screen matches the amount you added before you made the deposit.

13

Select your receipt option. You can choose between an e-receipt, a receipt with pictures of checks or a standard receipt.

14

Select the "Return card" button. Place the card and receipt back in your wallet. This may not be necessary on some machines, because the card is swiped at the beginning.

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