Meet with a Money Matters Advisor. No Cost, No Obligation Retirement Plan Consultation.

Our meetings are designed for people over 50 with a minimum of $100,000 of investable assets, not including your home or real estate. If you do not yet have our minimum, please keep us in mind as your assets continue to grow.

Attend a Retirement Matters Seminar!

There is No Charge or Obligation and You will Learn How to Help Your Money Last as Long as You do.

Our meetings are designed for people over 50 with a minimum of $100,000 of investable assets, not including your home or real estate. If you do not yet have our minimum, please keep us in mind as your assets continue to grow.

We would love to review your retirement plan with you and see if we can help you. If we can help you, that’s terrific, if not that’s fine too. Either way, there is no charge or obligation, and we will part friends!

Happy Thanksgiving!

We hope that this email finds you in the best of health and that you are enjoying your Thanksgiving weekend. Despite everything that is going on in the world today, we still have so much to be thankful for.

Higher Interest Rates Could Bring Down the World Economy.

Over the last decade, countries around the world have taken on an unprecedented amount of debt. Much of that debt is denominated in U.S. dollars.

With interest rates so low, borrowing dollars has been almost a no-brainer. Countries have been borrowing dollars at very low-interest rates. They have put these dollars into their economy or turned around and lent them to others.

With the strengthening of the U.S. economy, we have also seen a strengthening of the U.S. dollar. Debt that is denominated in U.S. dollars has become more expensive because the dollar has gone up. This debt around the world that is denominated in dollars has to be repaid, but it has become much more expensive.

Also, the Federal Reserve has raised interest rates. In many cases, this debt has become more expensive to service at these higher rates.

The result is that the cost of paying the debt back has gone up and the cost of servicing the debt has gone up. This is a great worry to us because we can see emerging countries defaulting on their debt. We believe that if that happens, it could start a domino effect of defaults around the world that could cause the next global market crisis.

The Federal Reserve has said that they plan to continue to raise interest rates over the next year. We are very concerned that the effect of these higher interest rates on the global economy may be underestimated, and the Federal Reserve could inadvertently create a global financial crisis.

If This Is the Beginning of the Next Market Crisis, Are You Prepared?

We are thankful that we have a sell strategy. Without it, we would find it very difficult to justify investing in the stock market at this time. We believe there is still upside, but we also believe that when the downside comes, it could be very bad.

Our strategy enables us to participate in the upside as long as it lasts; it is also designed to get us out with tolerable losses when the trend changes.

And we all know that the trend can change quickly and precipitously.

Look at the chart below:

I would like to invite you to come to one of our seminars. They are designed for those of you who are retired or retiring soon, and they are free.

At the free retirement seminar, we will answer these burning questions:

How do I protect my retirement from the next market crash?

How do I avoid three basic “pitfalls” of retirement distribution planning?

It is our singular goal to have our clients enjoy their retirement, which we call “your second childhood without parental supervision.”

Whatever that second childhood means to you, we want you to enjoy it with financial peace of mind. For us, peace of mind means having a strategy that is designed to give us unlimited upside with a tolerable downside.

Perhaps you were given a package by your employer. Perhaps you sold an asset and want to know how to properly invest the proceeds. Perhaps you inherited money and want to keep it safe and grow it if you can. Perhaps you just want a second opinion. These are all reasons for you to take advantage of all the resources that we at Money Matters have to offer you.

We want to help you achieve your retirement goals.

Thank you for subscribing to this newsletter. I hope it finds you and yours in good health and spirits.

You are now leaving the Money Matters with Ken Moraif ("MMWKM") website. MMWKM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, accessed through the link provided, and takes no responsibility for the same. All such information is provided solely for convenience, educational, and informational purposes only.