Target shoppers and their banks have been watching credit and debit accounts very closely since the recent breach of information and data. One metro woman says her bank caught the error before Target announced the problem - but not before causing major problems for her before Christmas.

Ammie Fischer showed us her bank records today that list several hundred dollars worth of charges at Wal-Mart locations in two Texas towns - but Fischer says she's never even been to Texas.

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Her bank contacted her on Dec. 17 - two days before Target announced the breach. The bank had questions about a charge in La Plata, Texas.

Fischer and her bank believe her number was stolen after a Black Friday purchase at an Overland Park Target store.

Target says it's working with law enforcement to figure out how the breach happened, but for customers like Ammie Fischer, that investigation comes too late.

"It was very disappointing because I didn't get things I had ordered because my bank cancelled them...so I cried a little bit," said Fischer. "My blood pressure has been up there. I've had stomach problems because this is very stressful. I've never had this happen to me. I wouldn't wish it on anybody."

Fischer says her bank has disputed all of those charges and all of that money should eventually be returned to her account. But she still can't access that account - she hasn't gotten her new card yet.

Fischer says she's been unable to get any word from Target after her ordeal.