Property & Benefit Plan

If you are over 50 years of age and you want to benefit from a life-long annuity with protection of your initial capital, the Property & Benefit Plan is the ideal solution.

What is the Property & Benefit Plan?

The Property & Benefit Plan is an individual life insurance policy (branche/tak 21) by AG Insurance that indemnifies your investment (excluding tax) under the Property component and provides a lifelong supplementary income under the Benefit component.

Advantages

Safe: you receive an attractive, risk-free supplementary income with retention of your capital.

Reassuring: the supplementary income allows you to maintain your current standard of living. The supplementary income can also increase along the way thanks to potential profit sharing.

You decide how much you want to invest. You can obtain a monthly, quarterly or half-yearly annuity from as little as EUR 25,000. A premium of EUR 6,250 is sufficient to provide you with an annual annuity.

You can transfer part of your assets to your children or other loved ones while you are still alive. Combining a gift by delivery with a Property & Benefit Plan gives you a range of options. You can, for example, continue to receive the income deriving from the capital gifted. Or you can ensure that the capital gifted returns to your estate if the beneficiary of the gift dies before you.