Privacy Policy

Howard Insurance is a corporation that provides insurance products to individuals and business in the State of Maine. In the course of
providing these services we may obtain private information about our prospects and clients. We are committed to protecting the security and
privacy of all concerned in these inquiries, including former clients.

We may collect non-public personal information from:

1. Data you provide us on insurance applications or other forms, in interviews, by electronic transmission, or by other means.

2. Information provided to us by consumer or other reporting agencies, such as the Bureau of Motor Vehicles, insurance company
claims adjusters, medical or health care providers and government agencies.

We will use this information only to:

1. Obtain the insurance services you have requested from us.

2. To market our products and services to you.

We do provide some of this information to the underwriters at various insurance companies, as well as the claims, billing or audit departments
as it is necessary to provide and/or service the insurance or insurance requests you have entrusted us with.

We do not share your information with any other affiliates and we do not share your information with any other firms or marketing agencies. We do
not sell lists of clients or former clients to anyone. Our employees are trained to understand the personal nature of the information you provide
us and have agreed to maintain its confidentiality.

The information we obtain from individuals and businesses is the cornerstone of our ability to provide insurance that is suited to your unique
individual needs. We value the trust you place in us and pledge our commitment to protect you with insurance products and to safeguard the
information used to obtain them.

We welcome any questions you may have about our Privacy Policy and we thank you for your business.