Harsha Moily founded MokshaYug Access in 2005. He holds an MBA in International Business Management from Thunderbird, The Garvin School of International Management (USA), a Bachelors in Business Administration from Saginaw Valley State University (USA) and Bachelors in Commerce from St. Joseph's College of Commerce, Bangalore University (INDIA).

Harsha has four years of work experience in the USA having worked with Agribusiness, Investment Research and Venture Capital companies in Minneapolis and New York. He has also worked for three years in London, UK for a private equity and project development firm focused on infrastructure sectors such as hydrocarbon, power, healthcare and telecom. Harsha has three years of work experience in India, having worked for India's largest private sector company where he was part of a core team which laid the blue print and planned the rollout of one of the world's largest telecom networks.

The CEO of Moksha-Yug Access, Harsha Moily, explains how his microfinance institution offers a variety of services to poor rural clients. He explains how clients need more than loans and how insurance serves as a risk mitigation tool for farmers growing crops or raising animals. Moily is optimistic about India's growing economy and predicts that many Indians will rise from poverty in the future.