I think then the issue on the student debt is the interest rate and the active benefit. It can be argued that the benefit of your education is over, you are long passed taking classes. But it can also be argued that your education contributes to your professional and personal lives long after leaving the classroom. That is more of an intangible consideration. Student debt is also unsecured debt, with no asset like a car or home being put up as collateral. It is generally thought that private student loans are worse than Federal student debt because of laws that ease and in some cases can partially forgive Federal loans while less strict regulations on collecting private student loans can make things more difficult for those struggling to make payments.

FuskieWho notes it is almost always better to attack your highest interest rate debt first, whether the debt is good or bad...