Residential Equipment Breakdown Insurance

Have you ever had an electric surge in your home cause your expensive flat screen or computer short out simply because it was plugged into the wall at the wrong time? Most traditional homeowners policies don’t have coverage for things like electrical surges. Residential Equipment Breakdown coverage is a key add-on coverage to protect against mechanical failure or electrical breakdown. This special coverage includes just about everything plugged into your wall: TV, computer, stereo, air conditioner, furnace, water heater, appliances and other electrical home systems.

Peace of Mind - For An Affordable Rate

If you have an existing Farm Bureau Member’s Choice policy for your home, you can add equipment breakdown coverage for just $2 a month.¹ This special coverage helps you protect your investment on expensive electronic equipment. Large or small, your investment is covered.

Perishable Goods

Don’t be stuck holding the bill at the grocery store if your refrigerator or freezer goes out. In addition to covering your appliances, this coverage can provide reimbursement for perishable food – up to $10,000 – resulting from lack of power or refrigeration caused by an equipment breakdown to covered property.

Swift Service

Getting you up and running again is our priority – if something goes wrong, you don’t want to wait weeks for your claim to be processed. We process your claim quickly, so that you can replace your damaged equipment without the wait.

Your local Farm Bureau agent provides unmatched value – I understand that life happens. I can help you get up and running again as quickly as possible when you have a claim. You can expect personalized service from an agent – something you won’t get from an app.

Agent or advisor must be a registered representative of FBL Marketing Services, LLC to discuss securities products. Agent or advisor must be released by FBL Wealth Management, LLC to offer advisory services.

Health insurance policies vary by carrier & individual and may not be offered through all agents or available in all states. Health insurance is underwritten by a variety of insurance companies not affiliated with our companies.

Long-Term Care and Disability Income insurance policies are underwritten by a variety of insurance companies that are not affiliated with our companies.

IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents. For more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.