WELCOME TO rafter J merchant services

We believe that “A Handshake Still Matters”.

Stephen F. Williams, the owner and founder of Rafter J Merchant Services grew up in West Texas and knows West Texas values. He is a Veteran of 26 1/2 years in the United States Navy and the Submarine Force and Retired as a Master Chief Submarine Sonar Technician Submarine Qualified.

Mission Statement

Rafter J Merchant Services is deeply devoted to bringing honesty and ethical standards back into the business relationship. At one time, "a handshake really mattered" in doing business. Rafter J Merchant Services still believes in those values and pledges honesty and integrity in every transaction.

Rafter J Merchant Services" is an Agent of Harbortouch® a registered ISO/MSP of First National Bank of Omaha, 1620 Dodge St., Omaha, NE – Member FDIC, an agent of Clearent Intelligent Processing, a registered ISO/MSP of First National Bank of St. Louis, an Agent of Total Merchant Services (TMS) a registered ISO/MSP of HSBC Bank USA, N.A., Buffalo, NY; an Agent of Capital Bankcard, a registered ISO/MSP of the following banks: US Bank-Minneapolis, MN, HSBC Bank, USA, N.A. Buffalo, NY, and Well Fargo Bank, N.A., Walnut Creek, CA: an Agent of Alpha Card Services, a registered ISO/MSP of Wells Fargo, N.A. Walnut Creek, CA and HSBA Bank, N.A., Buffalo, NY. American Express and Discover require separate approval.