Banking

Currencies:
Not too dissimilar to the British Pound Sterling, before then mainly French Currency was used, and Guernsey still has its own £1 note, as well as a £50, £20, £10 and £5 note like mainland Britain. All the pound sterling currency (including Scottish and Northern Irish notes) and the Jersey pound may be used in Guernsey. Some shops also accept Euros and major credit cards are widely accepted throughout the islands. Channel Islands notes and coins are not accepted in the UK.

Opening an Account:
The requirements for opening an account in the Channel Islands are proof of identity with a passport or driver’s license. Additionally, banks are concerned with verifying your residence or physical address of which may be satisfied by presenting a utility bill or similar documents. A notarized copy of certain documents may suffice in some cases. Other offshore centers prefer an “apostilles” stamp, which is a special type of certification mark that is used internationally. If needed, you will need to visit the government office that is authorized to issue this stamp for your state or nation. Also, financial reference documents from your current bank, indicating average balances and a “satisfactory relationship.” In order to stop illegal activity, many offshore banks want additional documentation, noting from where the money you are depositing in the bank is coming. If your funds are from job income, a wage slip from your employer will likely suffice. To verify your investment income, an offshore bank may ask for information about your investments and where they are held.

Royal Bank of Scotland International Limited (also trading as NatWest Offshore)

SG Hambros Bank (Channel Islands)

Standard Bank Jersey

Standard Chartered (Jersey)

Standard Chartered Bank, Jersey Branch

UBS AG, Jersey Branch

UniCredit Bank Cayman Islands

Union Bancaire Privée, Jersey Branch

ABN Amro (Guernsey) Limited

Bank J. Safra Sarasin Limited, Guernsey Branch

Bank Julius Baer & Co. Ltd, Guernsey Branch

Bank of Cyprus (Channel Islands)

Banque cantonale vaudoise, Guernsey Branch

Barclays Bank PLC, Guernsey Branch

Barclays Private Clients International Limited, Guernsey Branch

BNP Paribas (Suisse) SA, Guernsey Branch

BNP Paribas Securities Services Custody Bank Limited, Guernsey Branch

Butterfield Bank (Guernsey) Limited

Credit Suisse (Channel Islands) Limited

Credit Suisse A.G., Guernsey Branch

Deutsche Bank International Limited – Guernsey Branch

EFG Private Bank (Channel Islands) Limited

HSBC Bank Plc, Guernsey Branch

HSBC Private Bank (C.I.) Limited

HSBC Private Bank (Suisse) S.A., Guernsey Branch

Investec Bank (Channel Islands) Limited

Kleinwort Benson (Channel Islands) Limited

Lloyds Bank International Limited – Guernsey Branch

Northern Trust (Guernsey) Limited

Rothschild Bank (CI) Limited

Rothschild Bank International Limited

Royal Bank of Canada (Channel Islands) Limited

Royal Bank of Scotland International Limited, Guernsey Branch

Schroders (C.I.) Limited

SG Hambros Bank (Channel Islands) Limited – Guernsey Branch

Skipton Guernsey

Credit Cards & ATM Machines:
American Express, Diners Club, MasterCard and Visa are all widely accepted. On the main islands of Jersey and Guernsey ATMs are widespread and accessible, whilst on Alderney there are two ATMs. There are no cash machines on Sark or Herm, so visitors are advised to withdraw money before travelling to the islands. Guernsey has a multitude of ATMs. Sark has a NatWest counter at Sark Post Office, which is opened Monday – Friday 9am – 6pm, and Saturday 9am – 12pm. It also has an HSBC, which is opened Monday – Friday 10am – 3pm.

Banking Hours:
The bank opening hours are Monday to Friday 9:30am – 3:30. Some banks are open on later times during weekdays and Saturday mornings.

Loans:
Personal loans from Close Finance offer an affordable way to pay for goods and services and spread the cost over regular monthly instalments. If you usually pay using a credit card, stop! Most standard credit card rates are much higher than the interest rates we charge, so why pay more?

Schools

Both Jersey and Guernsey offer a range of state-sponsored and private schooling options. Nurseries and most pre-schools are private, except for those attaching to a…

On behalf of our client, an internationally known business specializing in legal services, we are actively looking for a Business Development Manager. The successful candidate will be responsible for developing…

On behalf of our client, an internationally known business specializing in legal services, we are actively looking for a Senior Business Development Executive. The successful candidate will be responsible for…

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The easiest way to find accommodation would be through a rental agency. All associated fees and costs are covered by landlords and you should have a direct on Island contact with the agents rather than the landlords. All rental agents tend to work with each other so if you make contact with a reputable agent they should be able to access all rental accommodations that are available on island. For a list of local rental agencies take a look at Cayman Residenthttps://caymanresident.com/live/housing/rentals/renting-a-property/realtors-rentals-agents/

Normally, most companies including financial, legal and professional services firms operate from Monday to Friday from 8:30am to 5pm, but hours can vary greatly depending on the industry especially within retail, tourism and hospitality.

Our ultimate goal is to place our candidates into permanent roles. There is no specific timeframe on how long it takes to secure permanent employment, as there are many factors that determine it including what opportunities are available in the market, how qualified you are, what other candidates are available in the market and clients’ needs and demands. Temping gives people the opportunity to gain additional experience and to “get your foot in the door”.

Relocation assistance will vary greatly from employer to employer but generally if you are relocating from overseas a minimum of a one way airline ticket, one week’s accommodation and one week’s car rental would be included for permanent employment opportunities. Many employers may offer these benefits for 2 or possibly even up to 4 weeks allowing plenty of time for you to find long term rentals and make transport arrangements.

Yes, you can bring your pet to Grand Cayman with a few conditions. The process for importing animals into Cayman is a lengthy one. You will need to start planning at least six months prior to shipment. All dogs and cats entering the Cayman Islands must have an import permit issued by the Cayman Islands Department of Agriculture (DOA). Visit these websites which can answer more detailed questions for you. https://caymanresident.com/move/importing-pets/ and http://www.pettravel.com/