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INTERIM STUDY REPORT
Insurance Committee
Rep. Charles Key, Chairman
Oklahoma House of Representatives
Interim Study 12-074, Rep. Joe Dorman
October 16, 2012
Insurance availability for Oklahoma students
Rep. Dorman
• This study is in response to a constituent request. There are insurance programs for university
students, but no similar programs for career tech students.
Holly Hunt, Government Relations
Oklahoma State Regents for Higher Education
hhunt@osrhe.edu
• Conducted a survey of universities concerning health care services and insurance provided in
the attached presentation.
• There are several avenues to purchase insurance or have access to health care as a college
student, but there is no single way or uniform avenue.
• Campuses often offer health care services free of charge.
• Additionally, campuses are providing a path or a forum to discuss health care needs where
insurance companies have the opportunity to inform students about types of insurance available
to them during orientations.
• Some universities contract with an insurance company and students come to the administrative
office on campus to sign up
• Universities do not have a strong desire to change their health care policies because rarely hear
students complain about a lack of health care options or request insurance. There is no
indication of a current problem.
• The committee noted that this is a highly specialized market. The big insurance carriers don’t
really jump into this market.
• The recent federal health care reform allows students and young adults to stay on their parent’s
insurance plans.
See presentation a
Randy Starns, Sr. Director Consumer Markets
Blue Cross and Blue Shield
• Most 4 year colleges sponsor health care programs: a voluntary program and mandatory
programs (mostly private) and require students to join the program unless you can demonstrate
you have insurance elsewhere.
• Individual programs and then blanket programs offered to the university.
• Blue Cross and Blue Shield covers several universities and colleges in Oklahoma.
• Differences between student insurance programs and if the students remain on their parent’s
insurance are minimal. The premium costs are likely less costly for student plans.

INTERIM STUDY REPORT
Insurance Committee
Rep. Charles Key, Chairman
Oklahoma House of Representatives
Interim Study 12-074, Rep. Joe Dorman
October 16, 2012
Insurance availability for Oklahoma students
Rep. Dorman
• This study is in response to a constituent request. There are insurance programs for university
students, but no similar programs for career tech students.
Holly Hunt, Government Relations
Oklahoma State Regents for Higher Education
hhunt@osrhe.edu
• Conducted a survey of universities concerning health care services and insurance provided in
the attached presentation.
• There are several avenues to purchase insurance or have access to health care as a college
student, but there is no single way or uniform avenue.
• Campuses often offer health care services free of charge.
• Additionally, campuses are providing a path or a forum to discuss health care needs where
insurance companies have the opportunity to inform students about types of insurance available
to them during orientations.
• Some universities contract with an insurance company and students come to the administrative
office on campus to sign up
• Universities do not have a strong desire to change their health care policies because rarely hear
students complain about a lack of health care options or request insurance. There is no
indication of a current problem.
• The committee noted that this is a highly specialized market. The big insurance carriers don’t
really jump into this market.
• The recent federal health care reform allows students and young adults to stay on their parent’s
insurance plans.
See presentation a
Randy Starns, Sr. Director Consumer Markets
Blue Cross and Blue Shield
• Most 4 year colleges sponsor health care programs: a voluntary program and mandatory
programs (mostly private) and require students to join the program unless you can demonstrate
you have insurance elsewhere.
• Individual programs and then blanket programs offered to the university.
• Blue Cross and Blue Shield covers several universities and colleges in Oklahoma.
• Differences between student insurance programs and if the students remain on their parent’s
insurance are minimal. The premium costs are likely less costly for student plans.