FDIC Insured Bank

Of course, it’s parent company, First National Bank of Omaha, has been around for 150 years and the money you deposit with FNBO Direct is FDIC insured, which are some of the reasons that Bankrate gave FNBO Direct four stars in it’s Safe and Sound rating, the highest for an online savings account.

Best Online Savings Account

Here are some of the reasons that Kiplinger named FNBO Direct as the best online savings account:

Reader Bank Review

A reader recently wrote in comparing FNBO Direct vs ING Direct and gave FNBO Direct high marks for their customer service and high yield interest rate. One useful thing that FNBO Direct does is send out periodic emails with tips about using your account, here is an example of an email they sent out describing how to transfer money between banks.

FNBO Direct Review

I tend to agree with the reader’s findings, that the interest rate and customer service do help make FNBO Direct one of best online savings accounts, you can read more in my FNBO Direct review.

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Ben Edwards, the founder of Money Smart Life, saved up enough to buy a Nintendo back when he was 12 years old. When he used the money to buy shares of Wal-Mart stock instead, he knew he wasn't like the other kids... His addiction to personal finance has paid off for his family and now he's helping you to afford the life that you want. Check him out on the web at Google Plus, Twitter and Facebook.