Talking about money is never fun, but it’s bound to come up when you are getting serious with your significant other. Whether you are drowning in debt or rolling in money, there’s a time and a place for broaching the very uncomfortable topic of financial worth.

Competition keeps us on our toes and puts us in check when we need it. But too much of it can destroy relationships. If you and your partner act more like brother and sister than lovers, you could be headed for disaster. Work together and you can achieve anything.