Notes: Exchange Rates may change throughout the day and may differ at the time of booking,and up-to the minute rates may be obtained by contacting any bank branch. Rates can only be guaranteed at the time the purchase or sale is conducted.

Payday loan - WikipediaPrior to 2009 regulation of consumer credit was primarily conducted by the states and territories Some states such as New South Wales and Queensland legislated effective annual interest rate caps of 48% In 2008 the Australian states and territories referred powers of consumer credit to the Commonwealth