The bill was corrected more than a dozen times, but she still owed nearly $7,200 by June.

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The Worst Cities for Saving Money

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Woman receives nearly $9,800 bill from the Los Angeles Department of Water and Power

15. Sacramento, Calif.

Population: 485,199

Median income: $50,013

Unemployment rate: 5.5%

Median home listing price: $530,000

Median monthly rent: $1,395

Average gas price: $2.223

Average cost of groceries: $42.94

Sales tax: 8.5%

The capital of California is more affordable than most of the states' major cities. But that doesn’t make it an ideal place for savers. Home prices still are high, and the median income in Sacramento is lower than the national median income of $53,482, leaving residents without a lot of wiggle room in their budgets to set aside money in savings.

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14. Bakersfield, Calif.

Population: 368,759

Median income: $56,842

Unemployment rate: 10.2%

Median home listing price: $245,000

Median monthly rent: $1,395

Average gas price: $2.35

Average cost of groceries: $35.68

Sales tax: 7.5%

The unemployment rate in Bakersfield is the second highest among the worst cities for savers. However, the median income of those who are employed is higher than many of the other cities on this list. Housing costs also are more affordable, which is why Bakersfield ranks lower than most of the other California cities that are the worst places for savers.

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13. San Jose, Calif.

Population: 1,015,785

Median income: $83,787

Unemployment rate: 3.8%

Median home listing price: $725,000

Median monthly rent: $3,300

Average gas price: $2.38

Average cost of groceries: $40.95

Sales tax: 8.75%

The median home listing price in San Jose is the second highest among the worst cities to save. It’s also one of America’s most expensive rental markets, according to CNN. But a high median income — as a result of its booming tech industry — helps offset the high housing costs somewhat and doesn’t make it quite as hard to save as other places on this list.

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12. Long Beach, Calif.

Population: 473,577

Median income: $52,944

Unemployment rate: 5.4%

Median home listing price: $479,950

Median monthly rent: $2,197

Average gas price: $2.567

Average cost of groceries: $36.58

Sales tax: 9%

This city on the Pacific Coast is a slightly better city for savers than neighboring Los Angeles. But the median income in Long Beach isn’t high enough to offset high housing costs, leaving residents with little left over to save.

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11. Stockton, Calif.

Population: 302,389

Median income: $45,347

Unemployment rate: 8.8%

Median home listing price: $ 239,450

Median monthly rent: $1,300

Average gas price: $2.21

Average cost of groceries: $45.33

Sales tax: 9%

Stockton has two big strikes against it for savers: a median income that’s well below the national median income and a high unemployment rate. The city itself filed for bankruptcy in 2012 because fiscal mismanagement left it unable to pay its workers and fund the pensions of former city employees, according to Reuters. It emerged from bankruptcy in 2015.

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10. San Diego

Population: 1,381,069

Median income: $65,753

Unemployment rate: 4.7%

Median home listing price: $589,900

Median monthly rent: $2,850

Average gas price: $2.488

Average cost of groceries: $37.79

Sales tax: 8%

National Geographic Traveler magazine selected San Diego as one of the best destinations in the world. It’s certainly a nice place to visit, but it can be a tough place to live if you’re trying to save money. Although the median income in San Diego tops the national median, high housing costs can make it difficult to have money left over to save.

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9. Fresno, Calif.

Population: 515,986

Median income: $41,455

Unemployment rate: 10.3%

Median home listing price: $219,900

Median monthly rent: $1,250

Average gas price: $2.314

Average cost of groceries: $33.95

Sales tax: 8.23%

The largest city in California’s Central Valley has the lowest house list price and lowest median rent in GOBankingRates' ranking of worst cities for savers. In fact, housing costs are lower here than half of the best cities for savers. The unemployment rate, however, is the highest of all cities on this list. The lower housing costs aren't enough to offset other expenses, so it's still hard to save money in this city.

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8. Miami

8. Miami

Population: 430,332

Median income: $30,858

Unemployment rate: 5%

Median home listing price: $459,000

Median monthly rent: $2,500

Average gas price: $1.874

Average cost of groceries: $39.06

Sales tax: 7%

Miami has the lowest median income on this list of worst cities for saving money, which means it’s harder for the city’s residents to afford the high cost of living there. On the plus side, though, Florida has no state income tax. And the 7 percent sales tax rate in Miami is the lowest among the worst cities for savers.

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7. Santa Ana, Calif.

Population: 334,909

Median income: $52,519

Unemployment rate: 5.4%

Median home listing price: $430,000

Median monthly rent: $2,598

Average gas price: $2.545

Average cost of groceries: $40.42

Sales tax: 8%

Forbes named Santa Ana one of the coolest cities in America in 2014 based on a ranking of entertainment and recreational amenities, diverse population and foodie culture. But that cool factor comes with a high cost. The median home list price and monthly rent — as well as average grocery and gas costs — are high, and the median income in Santa Ana is slightly below the national median, all of which can make it a tough place to save money.

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6. New York, N.Y.

Population: 8,491,079

Median income: $52,737

Unemployment rate: 4.4%

Median home listing price: $699,000

Median monthly rent: $2,700

Average gas price: $1.984

Average cost of groceries: $46.17

Sales tax: 8.88%

Frank Sinatra was right when he sang the following line about living in New York: “If I can make it here, I can make it anywhere.” If you can manage to save money while living in this city with its exorbitantly high cost of living, then, yes, you can probably find a way to save in most other cities. Not only is it hard to save in New York because housing costs and daily expenses are high, but the median income is below the national median.

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5. Anaheim, Calif.

Population: 346,997

Median income: $59,707

Unemployment rate: 5.4%

Median home listing price: $535,000

Median monthly rent: $2,500

Average gas price: $2.545

Average cost of groceries: $47.72

Sales tax: 8%

Anaheim is home to Disneyland Resort, which is great for visiting, but the city might not be the best place to call home if you want to save money. This city near Los Angeles rivals its bigger neighbor when it comes to a high cost of living. But a higher median income and lower housing costs keep Anaheim from being ranked as high as LA on this list of worst places to live if you’re trying to save money.

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4. Irvine, Calif.

Population: 248,531

Median income: $91,999

Unemployment rate: 5.4%

Median home listing price: $847,922

Median monthly rent: $3,400

Average gas price: $2.545

Average cost of groceries: $44.67

Sales tax: 8%

Irvine is an affluent city in Southern California that has the highest median income of the 15 worst places for saving money. The city has been included in several "best places to live" lists in recent years because of its strong economy, well-regarded schools, and, as a planned community, thousands of acres of green space. But high home listing prices, rent, and daily expenses such as gas and groceries can take a big bite out of the big salaries in Irvine, leaving little money to save.

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3. Oakland, Calif.

Population: 413,775

Median income: $52,962

Unemployment rate: 3.9%

Median home listing price: $480,000

Median monthly rent: $4,650

Average gas price: $2.373

Average cost of groceries: $53.43

Sales tax: 9.5%

For years, Oakland has been considered the cheaper alternative to San Francisco. However, it’s by no means a cheap place to live relative to other cities in the U.S. In fact, rent prices in Oakland increased more in 2015 than any other major city — including San Francisco — according to the 2015 Zumper National Rent Report. Considering the median income here is lower than the national median, residents have little left over to stash into savings after covering high housing costs and daily expenses.

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2. Los Angeles

Population: 3,928,864

Median income: $49,682

Unemployment rate: 5.4%

Median home listing price: $650,000

Median monthly rent: $3,950

Average gas price: $2.567

Average cost of groceries: $39.01

Sales tax: 9%

For the second year in a row, California’s largest city lands in the second spot on GOBankingRates' list of worst places to live for saving money. LA is considered the worst major city for housing affordability, according to a report by Southern California Public Radio. Although places such as San Francisco have higher rents and home listing prices, median income in Los Angeles is lower, making it harder to cover the high cost of living and leaving little room in household budgets to save.

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1. San Francisco

Population: 852,469

Median income: $78,378

Unemployment rate: 3.9%

Median home listing price: $998,000

Median monthly rent: $4,650

Average gas price: $2.516

Average cost of groceries: $58.76

Sales tax: 8.75%

San Francisco retains its No.1 spot on this list of worst places to live if you’re trying to save money. Known for being one of the most expensive areas in the U.S., the City by the Bay has the highest median home listing price, highest median rent and highest average cost of groceries on this list. With such high housing costs and daily expenses, a median income of $78,378 doesn’t go far in San Francisco.

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The customer, who said she has never missed a payment in 30 years, said the charges were for "underestimated usage" going back to 2013.

A DWP spokeswoman told KTLA she would refer the matter to customer service. Kirk Hawkins reports from Chatsworth for the KTLA 5 News at 10 on Thursday, May 19, 2016.