how to learn about personal finance Imagine what life would be like if you decided (or had no choice but) to live on rice and beans. This first step is crucial because you actually need to take some time and visualize what it would be like for you. I recommend doing this exercise daily until the feeling sinks in like a reality.

Now you need to understand that the interest rates of poor credit score car loan are bound to be high. But it is worth pointing out that as your credit scores improve due to regular repayments of your previous loans and the current loans, you can apply for refinancing your car loan. Here you need to pay only a lower rate of interest.