$100.00 minimum deposit to open. No service charge if average balance of $1,000.00 is maintained. $5.00 service charge if average balance is below $1,000.00. Earns interest if minimum balance of $500.00 is maintained. Interest paid monthly. Free 3″x5″ Safe Deposit Box. Special rate on Freedom Club Certificate of Deposit. Designed for persons age 50 and over.