Citi - Australia

Citi is one of the world's largest financial services companies with a presence in more than 100 countries, and has been providing financial services in Australia for more than 30 years. Emirates and Citi Australia have come together to offer this exceptional credit card to permanent residents of Australia.

Take Advantage Today

From inspiration to destination and everything in between, the Emirates Citi World Mastercard® is the perfect companion for every world traveller. Designed with luxury in mind, this card gives you premium rewards and services.

Earn Miles

1 Skywards Mile for every AUD 1 spent on eligible Domestic Spend up to AUD 3,000 per statement period, and 0.5 Skywards Miles per AUD 1 spent from AUD 3,001 – 10,000 per statement period1.

1.25 Skywards Miles for every AUD 1 spent on eligible International Spend1.

Important Information

Fees and charges apply. Terms and Conditions apply and are available upon request. Credit criteria apply. Please allow up to 15 days to process your application subject to credit verification checks.

An annual fee of AUD 299 applies for the Emirates Citi World Mastercard®. There is no annual fee for additional cardholders.

An Emirates Citi World Mastercard® cardholder must be a member of the Emirates Skywards programme to earn Skywards Miles. Membership is free and subject to Emirates Skywards terms & conditions. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Eligible Transaction is defined in the Rewards Program Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition(Opens a PDF in the same page). Please note that if this is a balance transfer, you will be charged interest on any spend that you make.

Skywards Miles are earned at a rate of 1 Skywards Mile per AUD 1 of eligible domestic spend up to AUD 3,000 per statement period, and 0.5 Skywards Miles per AUD 1 of eligible domestic spend between AUD 3,001 and AUD 10,000 per statement period. AUD 10,000 is the maximum eligible domestic spend per statement period that earns Skywards Miles. For eligible international spend, you will earn 1.25 Skywards Miles per AUD 1 (uncapped). The primary cardholder will be charged an international transaction fee on any transaction made with an overseas merchant. For Emirates spend, 1.5 Skywards Miles are earned for every AUD 1 spent (uncapped). Emirates spend means airline tickets purchased via emirates.com.

A Cardholder must provide their Emirates Skywards membership number to Citi Australia in order for the Skywards Miles transfer to occur. Skywards Miles are transferred to the cardholder's Emirates Skywards account at the end of each statement cycle. Please allow up to 15 days from the end of your statement cycle for Skywards Miles to be credited into your account. If you do not provide us with your Emirates Skywards membership number within six months of our approval of your card you may forfeit any Skywards Miles you have accrued. Where a refund is made on your card, your Skywards Miles total will be adjusted accordingly. If your Emirates Citi World Mastercard® is closed before the production of your next statement, then any Skywards Miles you have earned during the current statement period will be lost. Skywards Miles can be suspended or cancelled if you do not keep your account in good standing. If you are already an Emirates Skywards member it is your responsibility to enter your existing membership number on this application. Please note the Emirates Skywards membership number provided must be for an Emirates Skywards account in the primary cardholder’s name. If you have any additional card members on your card account, any Skywards Miles they earn by spending on their cards will also be credited to the primary cardholder’s Emirates Skywards account. Your personal information will be processed by Emirates to enrol you in the Emirates Skywards programme.

Each Emirates Citi World Mastercard® primary cardholder is provided two complimentary Emirates Lounge Access vouchers per year to access any Emirates Lounge in Australia upon payment of their annual fee. To use the vouchers, the primary cardholder must have purchased a ticket for an Emirates marketed and operated flight with their Emirates Citi World Mastercard®. Entry to the Emirates Lounge in Australia will be granted upon presentation of a valid voucher by the primary cardholder. The second voucher may be used by the primary cardholder on a subsequent ticket purchase for travel on an Emirates marketed and operated flight. Alternatively, both vouchers can be used at the same time by the primary cardholder and a guest departing on the same flight, provided the primary cardholder has paid for the guest’s ticket with their Emirates Citi World Mastercard®. Emirates Lounge Access vouchers are not valid on Qantas marketed flights or on any other codeshare flight.

Primary cardholders using their Emirates Citi World Mastercard® to book and pay for a ticket on an Emirates marketed and operated long haul flight in Economy Class will be eligible for a complimentary Chauffeur-drive transfer to and from an Australian airport once every calendar year. This is valid for the primary cardholder and one guest, from one pick-up point. There is a total luggage limit of one suitcase plus one carry-on bag per person. Additional charges apply if a larger vehicle or infant car seat is required. Excludes Trans-Tasman flights, Emirates Skywards reward tickets, travel industry tickets and group bookings. Mileage restrictions apply for details visit emirates.com/au. This service must be booked at least 72 hours prior to departure by calling Emirates on 1300 303 777. Chauffeur-drive is provided by Emirates and their authorised third parties to Emirates Citi World Mastercard® cardholders. Citi accepts no liability for this service.

Emirates Citi World Mastercard® ("Credit Card"). Mastercard and the Mastercard brand mark are registered trademarks of Mastercard Incorporated. PayPass and World Mastercard are trademarks of Mastercard Incorporated. World Program Terms and Conditions apply.