Deciding between the benefits of a savings account vs. money market account is easier if you know what your savings needs are first. With that in mind, it's a simple matter of knowing the differences between the two types of accounts and choosing the one that fits your needs best. Regular savings accounts are easy […]

Online banking with Ally Bank makes it easy to manage your money and meet your financial goals. Our 24/7 customer service is available to answer your questions and help you open a new account or manage existing accounts. If you are not already an online banking customer, first consider what your banking needs are. If […]

There's no denying that starting a family is an adventure. There's a lot of learning as you go, and keeping an eye out for life's surprises is practically a full-time job on its own. While it may be impossible for your family to be completely prepared for whatever life has in store, many families find […]

Sometimes it can be hard to envision what your savings account will look like a few months down the road, especially when you take into the consideration the interest you're earning on that account. For some people, their interest rate is simply a number, but that can easily change when you get a chance to […]

Opening a savings account helps you in several ways: it keeps your money safe, you earn interest on your money and it is a good way to keep you from spending too much of what you make each month. Saving for emergencies is another good reason to open a savings account. If you lose your […]

Unfortunately, layoffs are an all-too-common reality. And the prospect of finding new employment can seem daunting. What can you do if you find yourself facing a life-changing event such as losing your job? What steps do you need to take? 1. Prepare your parachute.It's important to talk to the employer that is laying you off. […]

Ally Bank Offers Consistently Competitive Rates Saving money may not be as fun as spending it, but it’s absolutely one of the most important steps you can take towards achieving financial security. Whether you’re saving up for a big purchase down the line, saving for your child’s college fund, or starting an emergency fund, there […]

Banking and shopping for the best savings account rates have changed dramatically over the years as more and more people go online for services and information. Bankrate.com and RateCatcher.com are both sites that show you rates and products from many different banks. Those and other comparison sites can be great places to start, but as […]

Long-term savings goals tend to be well suited to certificates of deposit (CDs), while an online savings or money market account tends to be better for short-term savings goals. Here's why: CDs have a set maturity date, allowing your balance to grow untouched until you need the money.In exchange for leaving your money deposited in […]

When it comes to long-term savings and short-term savings, certificates of deposits (CDs) and savings accounts can play a role in both. Your savings in an FDIC-member bank like Ally Bank is insured up to the maximum amount allowed by law, so deposits in CDs and savings accounts are among the safest places to keep […]

The information contained in this article is provided for general informational purposes, and should not be construed as investment advice, tax advice, a solicitation or offer, or a recommendation to buy or sell any security. Ally Invest does not provide tax advice and does not represent in any manner that the outcomes described herein will result in any particular tax consequence. Prospective investors should confer with their personal tax advisors regarding the tax consequences based on their particular circumstances.

Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. While the data Ally Invest uses from third parties is believed to be reliable, Ally Invest cannot ensure the accuracy or completeness of data provided by clients or third parties.

Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and a top 25 U.S. financial holding company offering financial products for consumers, businesses, automotive dealers and corporate clients. Ally Bank, the company's direct banking subsidiary, offers an array of banking products and services.

Deposit products ("Bank Accounts" on Ally.com) are offered by Ally Bank, Member FDIC. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Mortgage products are offered by Ally Bank, Equal Housing Lender , NMLS ID 181005. Credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice.

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Securities, Forex, futures, options and other leveraged products involve significant risk of loss and may not be suitable for all investors. Products that are traded on margin carry a risk that you may lose more than your initial deposit. Increasing leverage increases risk. Spot Gold and Silver contracts are not subject to regulation under the U.S. Commodity Exchange Act.

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