Monday, March 31, 2014

Positive Income Tax Advances reviews cause taxpayers to question the integrity of other RAL companies

Income Tax Advances, a refund anticipation loan (RAL) company that matches potential borrowers with direct lenders, is quickly becoming a leader in the fast-cash lending industry. Due to an increase in positive Income Tax Advances reviews, more and more borrowers are seeking information about RALs in general. Borrowers are both delighted at how fast, safe, and secure Income Tax Advances is, and appalled by the bad reviews and credit disaster stories that have resulted from borrowing with a less-established company.

“I swore off Income Tax Loans after a nightmare with a local tax preparation company and the horrible loan I got through them,” Patricia, a daycare worker from California said. “I was in debt for years. The problem never seemed to go away. I was never informed on how the entire process worked. A few months ago, in January, both my cars broke down and my son had a trip to the ER all in the same month. I was forced to look at income tax loans again. However, this time, I did a little research. I read a lot of Income Tax Advances reviews and read positive stories about people, like me, who had a bad experience in the past but who had finally found a good company in IncomeTaxAdvances.com. I was convinced that Income Tax Advances was the right fit. I applied online and received a call from a direct lender almost immediately. The entire thing was so easy. I would definitely apply with them again next year.”

Patricia’s story is not unique. Thousands of taxpayers apply for a refund anticipation loan so they can have extra cash to get them through a hard time. However, many have found that the loan itself was a bigger problem than the original issue. These people were not careful who they chose as their loan servicing company. After a bad experience, people are put off by the entire industry as a whole. Luckily, thanks to the web, positive Income Tax Advances reviews are showing people that not all RAL companies are the same.

Income Tax Advances helps taxpayers get the amount of their tax refund before the IRS can. After a person files his or her taxes, he or she can apply for the amount they expect to receive. In 21 days, or whenever the IRS sends them the actual refund check, the Income Tax Advances loan becomes due. No credit checks, no faxing, and no long paperwork is required. Most borrowers can complete the entire application process in under 10 minutes.

Here are just a few Income Tax Advances reviews from pleased Income Tax Advances customers:

“I took out a payday loan from a fast-cash loan company located in a strip-mall near my home in Texas when I was 21. It was a disaster. I didn’t do enough research to know that I chose the loan servicing company with the highest cost, highest fees, and the absolute worst terms. I didn’t become debt free until I was 23. This year, after researching and reading many Income Tax Advances reviews, I decided to give Income Tax Advances a go. My experience with Income Tax Advances was night and day compared to the company I went with when I was 21. I received $1000 in less than 24 hours after I applied. I was able to pay it back once my IRS check in the mail. I highly recommend them.” Chris M, 27, TX.

“Reading Income Tax Advances reviews really helped me make up my mind. Overall, everything was so easy and so fast. It took less than 5 minutes to fill out the application and I was approved just a few minutes after I submitted it. A lender called me a few minutes after that to talk about the loan and the fees what my terms were. It was so nice to talk to someone who could give me all the answers I needed. If I remember correctly, I got off the phone with the lender at 10 a.m. By 2 p.m. I had an extra $900 in my bank account. I can’t stress enough how fast it was.” Ashley H, 30, CO.

“I starting looking into a RAL after my mom got sick. I read many reviews for many different RAL companies. The Income Tax Advance reviews stuck out the most to me. I decided to apply and I’m so happy I did. I have four kids, so being able to apply and get approved exclusively online on my own time was a huge plus for me. I was also relieved that Income Tax Advances has a secure encrypted website. It’s always comforting to know your personal information isn't at risk for identity theft. After I applied, submitted my application, and received my online approval, a direct lender called me to discuss the loan and essentially ‘what I signed up for.’ After I agreed, the estimated amount of my tax return ($1000) was directly deposited into my bank account that same day. I was able to book a flight to visit my mom. I’d definitely use Income Tax Advances again.” Amanda L, 38, TN.

Positive Income Tax Advances reviews produced a spike in business

According to a few direct lenders, due the increased amount of positive Income Tax Advances reviews on the internet, more and more potential borrowers are choosing Income Tax Advances as their RAL servicing company.

“Business has been great,” Carl R, a New York direct lender said. “In this day and age, reviews are important. People don’t want a bad a deal, a bad product, or a bad experience, and they have every right to want that. We are beyond pleased at what all the great Income Tax Advances reviews have done for our industry. We’ve been trying to offer a service that borrowers can be proud of being a part of. I’m glad we’ve succeeded.”

Apply for an Income Tax Advances RAL and receive up to $1000 in one business day

As long as a potential borrower is employed, has a bank account, is a legal US citizen, and is expecting a refund from the IRS, he or she can be approved for up to $1000 against his or her estimated tax return. Borrowers who don’t want to wait 3-6 weeks on the IRS to refund their checks benefit the most from an Income Tax Advance. The average Income Tax Advances borrower can expect to receive their refund anticipation loan funds within 1-2 business days after applying.

Wednesday, March 26, 2014

IRS refund loans provide over 8 million people a year with instant cash

According to consumeraffairs.com, IRS refund loans, also known as refund anticipation loans (RALs), were issued to 8.67 million American taxpayers. Another 11.2 million taxpayers spent money on similar products and services to receive their refunds. IRS refund loans can be serviced by banks or direct lenders. IRS refund loans are secured by the taxpayer’s expected refund. These loans last about two weeks until the actual IRS refund comes in through the mail or a person’s bank account and repays the loan.

IRS refund loans are convenient, cheap, and easy to qualify for

“I apply for an IRS refund loan every year,” Mary, a taxpayer from Virginia said. “Getting my refund as early as possible makes a huge difference for my family and I.”
As long as a taxpayer is employed, 18 or older, and has a bank account, he or she could be instantly approved for an IRS refund loan up to $1,000.

It’s critical to choose the right IRS refund loan company

Thousands of businesses offer refund loans. Not all IRS refund loans lenders are created equal. In fact, the IRS warns taxpayers about certain refund loan companies. An IRS refund loan company is a loan based on an estimated tax return. Many companies are eager to approve a taxpayer’s loan without completely looking over the details of a person’s return. For example, some companies will not have information if the IRS is planning on seizing all or part of the taxpayer’s refund to pay a child support, alimony, or student loan debt. This taxpayer could get approved for a loan, receive the loan, but then wouldn't be able to pay it back because the IRS kept their refund. Good IRS refund loan companies monitor situations like this. For more information please visit www.IncomeTaxAdvances.com

IRS refund loans provide over 8 million people a year with instant cash, By Eric Knapp - Today

Sunday, March 9, 2014

iTax Advance is a financial services company that specializes in income tax refund loans. Any taxpayer expecting a return with a bank account and a job can qualify instantly and receive the amount of their refund, up to $1000, in just 1 business day. Many recent iTax Advance reviews have helped taxpayers decide that a tax loan is right for them.
“I was nervous about applying for an income tax refund loan,” Rachel from Oklahoma said. “After reading what few reviews I could find on iTax Advance, I was convinced to apply and after I saw how safe the process was and how professional the direct lenders are, it really eased my worries.”

This iTax Advance review contains information on how a loan can really make a difference for a taxpayer

William applied for a Tax Advance via iTaxAdvance.com last year.
“I read a few iTax Advance reviews online and I decided to apply,” Will said. “I’m really glad I did. It was easy, my credit was never checked, and I got my money fast.”

Reviews of iTax Advance allow borrowers to become more informed before they apply for the up to $1000 income tax refund loans

iTax Advance offers potential borrowers up to $1000 against their anticipated tax refund. For example, if a taxpayer expects to receive $900 back from the IRS, he/she can apply for an iTax Advance in the amount of $900. Once that taxpayer’s refund comes in, he/she pays off the iTax loan with their check from the IRS by simply depositing there refund into the same bank account that was used to fund the loan and the repayment occurs automatically, which for me meant that I didn’t have to worry about the loan repayment being late. For more information about iTax Advance, I recommend you visit their website at www.itaxadvance.com.

Wednesday, February 26, 2014

Tax Return Advance lender’s top 3 ways to get your refund faster

Tax Return Advances are a very popular service for consumers who need their refund before the IRS can get it to them. Many consumers need their tax refund cash to pay bills, avoid fees, and pay down debt. Our Tax Return Advance lenders suggest doing these 3 things to ensure you can get your money as fast as possible:

1). Tax Return Advance lenders suggest filing online. Filing online can dramatically impact how fast you receive your return. On average it takes around three days for your file to find its way into its designated IRS mailbox. Once there it has to be manually sorted and filed. An online file skips those steps. You could get your return a week earlier if you send it over the web.

2). Tax Return Advance lenders suggest signing up for direct deposit. When you opt for direct deposit, you’ll receive your money as soon as the IRS finishes with your return. You won’t have to wait for the IRS to mail it.

3). Apply for a Tax Return Advance. According to our Tax Return Advance lenders, most people will receive their IRS return within 3-4 weeks even if they file online and chose direct deposit. If you need the amount of your return before that time, our lenders suggest applying for a Tax Return Advance. As long as you have a job and a bank account, you can be approved.

How much does a tax return advance cost?

We match you with the best tax return advance lenders available online today and we match you based upon the information you provide on the application. Not knowing what lender will fund your loan, we have no way of knowing what the loan rate will be. Having said that, once you apply and are approved you will be redirected to the lenders loan document which will clearly show your loan rate and repayment terms. If you accept the rate and terms then the lender will require you to accept the loan and the loan will then be funded. However, if you do not want to accept the rate and terms that the lender is offering then don't accept the loan and it costs you nothing.

How do I apply for a Tax Return Advance?

Visit our easy application page to see how large a tax return advance you could get! The entire process takes less than 5 minutes to complete and approval is nearly instant. Apply now, using our secure application, at IncomeTaxAdvances.com