It’s never too late. Many people believe that living and giving generously with their time, talents, and/or finances is a luxury they can’t afford, especially once children, mortgage payments, and school or University fees enter the picture. However, research indicates that senior citizens frequently cite “dying with their music still in them” as one of […]

The purpose of work and family. Most of us tie purpose to the things that we spend the majority of our time doing: working and bringing up our families. Again, it’s important to draw a distinction between simple happiness and purpose. A doctor who has to deal with ill people and mortality might not consider […]

What do I mean by that question? Have you ever stopped and thought Why? Why, day in and day out, do you do the things that you do? Because you have to? Because you want to? Because you’ve had the same routine for years and you’re used to it? If you feel like your life […]

Regulatory

Hartcliff is a trading name of Hartcliff Limited, which is a limited company registered in England & Wales No. 09321837 Registered Office: Marland House, 13 Huddersfield Road, Barnsley, S70 2LW

Hartcliff Limited is an appointed representative of Sense Network Limited, which is authorised and regulated by the Financial Conduct Authority

The information contained within this website is subject to the UK regulatory regime and therefore targeted at consumers in the UK.

How do you know how much is enough?

Enough is… enough money for you and your family to enjoy the lifestyle you want, for the rest of your life. To help you start thinking about how much is ‘enough’ for you, please accept our complimentary copy of Paul D. Armson’s thought-provoking book, ENOUGH? The book is perfect preparation for an initial chat with Hartcliff.