I think that this call out method is really great and honestly something like this should be implemented everywhere. I say this in terms of rape, molestation etc. not saying that saying mean things in the internet as a teenager isn’t traumatic but there has to be lines.

This guy Herbert is not doing anything productive to help people, yet Emily grows up and advocates for women and apologizes like an adult when called out for what she did.

I think these people need to look at themselves and realize that they’re acting childish, overreacting, and spend their time doing something productive to their cause.

I feel so horrible for this girl. I cannot even believe how these people are acting.

I think that this call out method is really great and honestly something like this should be implemented everywhere. I say this in terms of rape, molestation etc. not saying that saying mean things in the internet as a teenager isn’t traumatic but there has to be lines.

One reason that we're so concerned about racism is that it seems to come naturally and easily due to human nature - and it gets out of control really quickly when we aren't vigilant about it. I think we should have similar concerns about the mob mentality, and that should make us very careful when it comes to callout culture. It seems to be intended to serve a good cause - but I just don't know if human beings are responsible enough to handle it.

I work in a call center for a credit card company. A co-worker from customer service called over so I could resent an approval letter for a cardholder. When asking the address she said "and the apartment number should say hashtag 1111," instead of pound or number. I was shocked.

Credit history can take a long time to build and no one will be able to tell you when you will have a sufficient amount to apply. At the very least you should have maybe 6 months of credit history, that is the very minimum.

But what is sounds like you're saying is that they shouldn't be. They shouldn't have a preferred sex. And they don't in this game considering you can romance whoever you want, then why would they bring up their sexuality. That would depend on whether you are a man or a woman. If they did have preferred sex's then I'm sure that would be a topic of conversation at some point.

I was diagnosed with GAD this year and the thing people do not understand is that their anxiety is not the same as mine. I'm sick of hearing people claiming they have an anxiety disorder because they worry about their grades or they hate speaking in front of people.

Try taking those feelings of anxiety and imagine you feel that way pretty much all the time but you don't know what's causing it, or you know what's causing it and you know it's nonsensical but people like to constantly tell you that you shouldn't feel anxious about something so stupid and you know that but you can't help it.

This is incredibly stupid but one time I was trying to knock over a soda can with my mind when I was like 12. After about 5 minutes of staring at it, something behind the can fell over and knocked it to the floor.

Length of history typically will be determined by your oldest account. My oldest accounts are student loans whereas my first card I got in 2015, my car loan in 2016 and a new card this year, my length of history is 6 years. Opening a bunch of new cards at one time can affect your credit. If you want the cards just apply. Inquiries may hurt because you only have one account, so it can look like you are stacking up on cards.

If you want another card go for the Amazon card and it has the best benefits and work on building a history with these cards. I think that would be your best bet.

You don’t have to worry about how much your spending as long as you pay the balance in full each month. You can utilizes your whole limit but as long as you pay it down by the due date it doesn’t matter.

If you live within your means, you can pay it down in no time. But you and your boyfriend should live like you make $35,000 instead of $70,000.

When I landed my first "real job," I rented a house that was about 35% of my income (not counting utilities), financed a used sports car at over $400/month (with $0 down of course), started going out every weekend, and bought a ton of "stuff." Within a year I had $17,000 in debt because I tried to keep up with my older, more established co-workers.

Since then, I've paid off my debt after increasing my income nearly four times over. The difference? I'm able to live on less than I was back then because I have no debt payments, rent a home that's less than 10% of my monthly income, and don't buy a lot of "stuff." I'm saving up to buy a home (edit: in cash) that I can see myself and my family in 40 years from now.

When most people start making more money, their first instinct is to pump up their lifestyle to show they've "made it." Or they just want new stuff, and try to justify doubling their car payment because they got a raise. After my experiences, I realized that type of thinking wouldn't get me to where I ultimately wanted to be in life: financially independent.

Yeah I get what you are saying. I definitely feel that we live within our means. We could definitely benefit from budgeting. We buy and cook our own food. We don’t go out often. I’m just not sure where else I could cut costs.

Don't take my previous reply the wrong way! Not accusing you of living above your means (your rent is reasonable, and you have a good amount in savings). You're ahead of most people your age!

I just feel a lot of people on this subreddit try to move too quickly into serious financial obligations thinking they're making "normal adult" decisions. (Like buying a house in your 20s.) A lot of times, my opinion is contrarian because I try to give advice that minimizes risk.

I think if you paid off the debt and saved for a few more years, you and your boyfriend will have increased incomes, enough saved to put down 20% down on a house you like, furnish the place, have a nest egg for emergencies, and be saving for retirement.

I don’t how much help I can be but as someone who had no idea how to do makeup and now wears makeup occasionally but doesn’t care that much and does the bare minimum, I can let you know what I do.

I always wear primer. I use the hard candy brand from Walmart. It’s green so it neutralizes the redness in my skin. If you have oily skin, a matte primer good. Other primers I use are from ELF. They are cheap and work very well.

Next I buff translucent powder on my face. I use NYX Hd translucent powder. Again, I am oily so this helps keep my makeup on and keep the oil at bay

Then I use foundation. I use Maybelline fit me foundation. I feel like it’s not very heavy and also gives good coverage. I use a knock off beauty blender dampened with water or a stippling brush.

If I do eyeshadow I will usually do a very light color close to my skin tone all over the lid. Then a medium brown color in my crease which is where the top of your eyelid meets the brow bone. I’ll blend that in pretty good. And then a darker brown on the outside corner of my eyelid and buff it into that area. Then take a blending brush and blend all of that in. Then out a highlight color in the inner corners of my eyes.

Then I just pop on some mascara and voila!

Lipsticks don’t look good on me but NYX has a crap load of colors and they are not expensive.

That makes sense but the representative I spoke with knew the situation involved me having to wait for the new Social security card to arrive. She even told me that its ok as long as I get that info to them once it comes in. And would that flag a 2nd application?

All in all im not angry or mad about the situation just trying to figure out what my best move would be.

Hi, I work for Discover and I can give you some insight on this. If we need documentation from you that does NOT mean you are approved. It means that if we receive your documentation and it meets requirements THEN you will be approved.

We need to make a decision on the application within 30 days. If we do not receive your documentation within that time we need to make a decision, therefor your application was declined.