Upland Foreclosure Lawyers

The Foreclosure Process in California

In Upland, California, foreclosure is a legal process through which an entity which has issued a mortgage takes possession and/or ownership of the property that secured the mortgage, because the person who took out the mortgage has consistently failed to make payments on it. The property in question is usually a house.

When consumers have to deal with foreclosure, it almost always involves a home. The bank will normally take possession of the house, and then sell it at auction, to try to cover the balance of the mortgage. Banks typically want sell the property quickly, for as much money as possible.

In all states in the U.S., including California, borrowers have the option of foreclosure by judicial sale. This allows a court to oversee the sale of the property by the bank. The purpose of this is to get the house to sell for the highest price possible. While this might seem like something that would only benefit the bank, it is also a great benefit to the borrower, since it increases the likelihood that the sale will cover the full balance of the mortgage, preventing them from having to pay it.

In some states, original mortgages are considered "non-recourse" loans. This means that once the house or other property that secured the mortgage is sold, and if it sells for less than the balance of the mortgage, the lender has to absorb the loss, and cannot sue the borrower for the remainder. This typically does not apply to second mortgages or refinanced loans.

How to Possibly Avoid Foreclosure in Upland, California

Communication between you and your lender is perhaps the most important way to avoid foreclosure. Ignoring the issue is guaranteed to be counterproductive. Honesty is the best policy when it comes to dealing with lenders.

You should be mindful of the fact that your bank wants you to make your monthly mortgage payments - they probably aren't scheming to trick you into giving up your home. This isn't out of altruism, it's due to the fact that foreclosure is almost never as lucrative for the bank in the long run than a mortgage that is paid in full over a period of years or decades, with interest accruing the whole time. For a bank, a foreclosure is simply a last resort to cut their losses.

It's possible that your lender is willing to negotiate a plan that results in temporarily-lower payments on your mortgage, especially if this means that they will be able to get some payments, instead of none at all.

Some buyers in California, when none of the above options have worked, resort to a "short sale." This includes selling a house which is about to be foreclosed, typically for less than its market value. If the house sells for less than what's left on the mortgage, the homeowner is relieved of the duty to pay the balance. If you have decided that you have no hope of making your mortgage payments, and foreclosure seems inevitable anyway, this might be the way to go.

Can a Upland, California real estate attorney help?

In Upland, California, dealing with a possible foreclosure is never easy. However, the assistance of a knowledgeable real estate lawyer can make the whole process much more bearable, and possibly delay or even prevent the foreclosure altogether.

5*****Tom M.
by
Sharon S. ,
03/20/2013I would recommend Tom M. to anyone. I had a very difficult case and he was one of the few lawyers who honestly stepped up to help me. He was always accessible to me and he always presented my options in a straight forward and clear way. Tom is honest, personable and professional and I would highly recommend him.

5*****Tom M.
by
Nina S. ,
02/08/2008Mr. Tom M. was very clear with his explanations of the legal terms, and in the presentation of our options. My mother and I felt that he was genuinely interested in every detailed that we presented during our first meeting. His firm yet friendly manner of dealing with the situation earned our trust. We are confident that he will win the case, given his previous success. In addition, his compassion and understanding helped my mother gain some hope during this difficult time in her life, while she continues to fight cancer. We are very satisfied with Mr. M. as the attorney taking care of this case.

5*****Tom M.
by
George Q. ,
09/27/2007Tom M. was very professional and helpful from the moment he responded to my online questions. We have hired him to represent us in our probate case and trust he will always have our best interests in mind. We look forward to working with Tom, he has been very courteous, kind and understanding and above all professional and knowledgeable about the problems we are facing. Thank you Tom and thank your Legal Match for putting us together. I would highly recommend Tom M. to anyone facing probate problems.

5*****Tom M.
by
Leland W. ,
09/26/2007The Attorney took a complete start to finish look at all the elements of my case and made recommendations based on the law and the facts of the situation. He was very responsive to my many questions and did not rush the meeting to get it completed. He went over detail after detail in order to make sure I was fully aware of the facts and how those facts were treat by the law. I would recommend him to anyone with a legal issue in his area of expertise.

5*****Tom M.
by
Jennifer P. ,
10/03/2006.

5*****Tom M.
by
Kathleen F. ,
02/20/2006the case is still in progress, but so far so good.

5*****Tom M.
by
George L. ,
01/12/2006Tom can play hardball,My case is a learning tool for future attorney's going to school.

5*****Tom M.
by
James D. ,
01/12/2006My attorney did a fantastic job. I would recommend him to anytone.

5*****Tom M.
by
Ruebn R. ,
01/12/2006perfect gentlemen would hire him again thank you for the support and the final decision. thank you

5*****David A.
by
Ewa K. ,
07/22/2014The legal help was precise, to the point and worth every penny. It gave me personal satisfaction of being represented as a woman confronting a large business corporation. Thank you !

5*****David A.
by
Brian (bud) C. ,
09/10/2013I am very impressed with "Legalmatch", The attorney follow up, and two referral lawyers got right with me immediately. Initially my only concern with David was distance apart. We spoke when "need be", and he covered more, "in depth" information in regards to my case, that may result in my favor. I consider him my new Business Attorney! I recommend David A. ESQ. of Walnut Creek, CA. He is personable, efficient and precise! Thanks Again!

5*****David A.
by
Ernest T. ,
10/18/2010Mr A. provided us with outstanding representation. We actually obtained what our goal was, and I am confident it was because of Mr Anderswon's representation. Highly competent and knowledgeble of the real estate arena.

5*****David A.
by
Mary G. ,
12/19/2009He did the best job for my case. The judical system is lacking fair trials especially when it comes to the good old boy system in Lake County.

5*****David A.
by
Robert M. ,
07/22/2009Mr. A. responded to my problem regarding a promissory note matter. I could not find another attorney who would take my case without paying a large up front fee. Mr. A. took my case on with no up front fee and did all the work on contingency. In the end Mr. A. settled my case out of court and we got what I consider a very good settlement. I would definitely recommend Mr. David A. to anyone looking for professional legal help. He always called or emailed me back each day and never left me wondering what was going on. I thank him very much for his hard work.

5*****David A.
by
Lisa S. ,
10/09/2008Mr. A.'s professionalism was evident with every interaction that we shared. He listened well, researched, and patiently reviewed all of the legal options for my issue. At the close of our relationship, he mailed the remaining balance from my account within an hour of the request, and sent e-copies of all reference files from his findings. Great job!

5*****David A.
by
Charles B. ,
07/31/2008The lawyer did an outstanding job taking care of my problem. He did not try to extrapolate the problem into something bigger or more complicated in order to make more money for me and himself even though the odds are good that such a course of action would be profitable. I hired Davis even though he was the most expensive lawyer I consulted. Looks like I made a good choice.

5*****David A.
by
Bob S. ,
02/22/2008All I can say is, satisfaction was great
Thanks to Mr. David A.

5*****David A.
by
Michael A. ,
03/29/2007I would definitely use Mr. David A. again. He promptly returns all your calls and is very kind and understanding of your needs.
I would definitely recommend him to any family or friends of mine.
Michael Azzopardi

5*****David A.
by
Marie H. ,
04/19/2006Mr. A. was very knowlegable and helped me through a stressful time. He drafted a trial brief. He understood the time I had to file and immediatly worked on the case. I went to court feeling scared but confident. I won the case. I would hire Mr. A. again and would recommend him to everyone.

5*****David A.
by
Guillermo S. ,
03/08/2006superior

4****David A.
by
Emma T. ,
03/01/2016

4****David A.
by
John S. ,
01/31/2012David responded timely and gave me the information/service I needed. I would recommend David and request his service in the future if needed.

4****David A.
by
Michael H. ,
07/03/2009Mr. A. was extremely courteous, responsive, and professional. He took time to explain my options and helped explore possible outcomes with me before proceeding with my case. He was quick to respond to every communication and made me feel like I was his only client (which is rare in my experience with other attorneys). I would recommend Mr. A. again, without hesitation!

5*****Julian C.
by
Tarsha L. ,
02/02/2015This Attorney and I will continue to work together. His advice and demeanor are priceless. He wants to ensure the client understands what is being explained before he ends a conversation. He promptly responded as he was the first Attorney to contact me! I already know that in the very near future we will continue to work together!

5*****Julian C.
by
Carisa C. ,
11/11/2011We certainly enjoyed Julian's straight-forward, responsive approach to doing business. All parties within our organization were very happy with Julian's services. He performed his duties expediantly, and within budget. We will seek his expertise again as needed.

5*****Julian C.
by
David B. ,
02/05/2010Julian was quick to respond to my inquiry on Legal Match and called me right away to find out more about the services I needed. He spent about 30 minutes on the phone with me at no cost to fully understand my needs and the business needs as well as explain his background.
Julian is a perfect fit for the services my business needs, so I decided to retain his services. He has been very responsive to every email and call and VERY efficient. He continually gives me updates about what he's working on, the status of the work, next steps, and time spent so far and what to expect next so there are no suprises. He is also very good at explaining everything in terms I can understand.
I am continuing to work with him on our business needs and will continue to work with him going forward as our business grows. I highly reccommend Julian.

5*****Julian C.
by
Cathy B. ,
11/04/2007Mr. C. responded promptly, and reviewed my contract quickly but thoroughly. He patiently answered all my questions. I would be happy to use his services again in the future, and will readily recommend him to others.

5*****Julian C.
by
Loretta R. ,
03/18/2007We have already had this Stock Purchase Agreement written up by two previous lawyers. Both did not listen to our unique circumstances and took 9 to 12 months to write documents that did not reflect our specific intentions. Mr. C. not only understood our needs, but his usual response time was less that 24 hours. We handled most of the correspondence by e-mail which saved his time and our money. He had many suggestions which improved the document and looked out for all parties involved. Due to his thoroughness, we took a few extra weeks to review his ideas with the buyer and seller and we still received a final document from Mr. C. in less than two months. I would definitely recommend Julian C. as an attorney. He is knowledgeable, efficient, and extremely timely.

5*****Julian C.
by
Marissa B. ,
01/12/2006Thank you LegalMatch.com! Mr. Julian C. was extremely knowledgeable and a joy to speak with. He offered great feedback and gave me invaluable information to assist me with my start up business. I would highly recommend Mr. C. to any of your users. Once again, thank you for your professionalism and quick response.
Regards,
Marissa Barraza

5*****Julian C.
by
N S. ,
01/12/2006I signed up for LegalMatch expecting to be contacted by a lawyer like the cheap-suited lawyer characters on The Simpsons. Instead, I got lucky and Julian C. responded to my ad within hours. I checked his resume and researched him online, and was frankly blown away by his qualifications. He didn't disappoint me. By the end of the next day, he had written a contract exactly to the specifications i needed.
To get such great work from such a nice, honest guy on such a deadline was a godsend. I'll definitely be working with him in the future. So thanks Legalmatch...and thanks Julian.
P. S. I'd be frankly surprised if you didn't agree with this evaluation after working with him. Just don't take up all his time, because I'm still going to need him!

5*****Julian C.
by
Nick D. ,
01/12/2006I explained to Mr. C. that I was very unknowledgeable when it comes to operating a small business and had many questions involving the actions I needed to take. He went above the guarenteed promise. He spoke to me in a way that I understood the necessary information important for my business' longevity. He contacted me immediately and I was able to set up an appointment the next day. After two hours, I felt he had set me on the right track. His professionalism speaks for itself. After meeting with him, I am very pleased with my investment. He has the best interest in mind for my growth and success. He is also very well spoken and efficent. I plan to do business with him continually and would recommend him to others. He does an excellent job of conveying his thoughts in a personable way and did not waste a minute of my time. I now consider him a part of my business family.

4****Julian C.
by
Flora P. ,
12/15/2008Mr.C. was a pleasure to work with.

4****Julian C.
by
Mary E. ,
09/08/2008I think Mr. J. C. was friendly but professinal in our meeting and spent ample time understanding my needs in creating a contract for independent contractors do work for me. I am pleased with his work. I think his fee is reasonable.

4****Julian C.
by
Richard J. ,
03/07/2007Julian was a great resource and provided me with some valuable ideas to improve the contract that I was negotiating.

5*****Dino L.
by
Curtis C. ,
02/25/2014He is still working on my case and seems to be doing a good job.

5*****Dino L.
by
Byron A. ,
05/15/2013I Literally JUST WON My Case for Physical Custody of my son 04-14-13. Mrs. Dia Rogers and Dino L. fought harder than I have seen some else fight for me besides my wife. I have been going through an ugly custody battle for about 10 years with my ex-wife. Finally, I had to hire a lawyer to help me in my situation because I was exhausted with fighting over my son. The Luscia team took care assured that they would take care of me. They put in well over 21 person-hours to get all my evidence together and file motions in a timely matter to help my case. I am Forever Grateful for all of their hard work and dedication that they gave to my case. I simply cannot Thank Them Enough. You Guys are the Best and I will always go back to a True Champion that has fought so hard for me.
Thank You,
Byron A.

5*****Dino L.
by
Lucio H. ,
02/24/2013Dino is a great guy always available and goes at it knowing what to expect
Would definitely recommend him to anyone having a bad issue to be settle
thank you Dino you did a great job
Thank you Dino

5*****Dino L.
by
Lisa H. ,
03/08/2011When Dino L. defended me throughout the entire child support and recent bogus ex-parte hearing it truly seemed that he understood who was right and who was wrong. I could tell that he sincerely believed in me and that we had a great attorney/client synergy. He is honest, loyal, patient, supportive, funny, technologically savvy, and professional. He fought as if it was his own personal fight and I really felt like I had a true soldier in my corner, fighting on my behalf. Both hearings were won and I received the control back that I needed and rightfully deserved. Dino L. made that happen.

5*****Dino L.
by
Natassia M. ,
09/08/2010Dino L. was fantastic. My case was the result of 15yrs of fighting a dead beat dad and Dino embraced me with open arms and told me that he was going to take care of eveything. He was prompt, timely, and there aren't enough words or space here to describe the fantastic job the Dino L. has done. I would recommend him to anyone that needs assistance in family law. I wish he could practice all over because I have told all my friends and family about his services and how he closed a 15yr fight in victory. I love Dino L. and am eternally grateful for the job that he has done.

5*****Dino L.
by
Jezreel S. ,
03/21/2010I have already recommended this lawyer to a friend. He helped me when I did not know what to do next. He gave me more information than other lawyers that I contacted or that contacted me. He went above what I requested him to do.

5*****Dino L.
by
Tracy A. ,
06/09/2009Dino Was caring and passionate through my entire ordeal. He is knowledgable and a wonderful lawyer to have on your side. This was my first experience in the legal world and I was terrified Dino gave me a feeling of peace from our first conversation. My Ex was fighting for custody and visitation and I felt so alone and scared. Dino was the first of many lawyers that I spoke to that truly cared about my son, a total stranger to him. If you are looking for someone to guide you and be available to you day or night 24/7 Dino is it!!!! And now just because our case is over he continues to be there for us. He creates a relationship that is more valuable than words can express. My son and I will never be able to thank him enough for all of his hard work. Thank you thank you Dino!!!! You are someone that I trust 100%. He is honest, reliable and trustworthy.

5*****Dino L.
by
Eric A. ,
05/22/2009I had an up hill battle to retain custody of my 3 yr old daughter and was scared. I contacted Dino and Dia, informed them of what my case consisted of, they guided me through things I didn't know but needed to know and were there when any unexpected situation arose. We had a total of 4 court hearings and I was COMPLETELY SATISFIED with the outcome of each. They are two of the most knowledgeable, energetic, compassionate and driven attorneys I have meet with. Especially in the courtroom. If I were dumb enough to have another child with a girl I didn't know I would certainly be picking up the phone and calling Dino. YOU ROCK DINO AND DIA.

5*****Dino L.
by
Elizabeth T. ,
05/12/2009Dino's law firm was amazing! Even before I hired them they called me 2-3 times to make sure they answered all of my questions. That is what helped me make my decision on what attorney to hire! I knew that if Dia was that efficient before I hired her she would be above & beyond that after I hired her. They were! Dia explained everything! She made a hard time easier! She was able to help me protect my daughters best interest! I would recommend them to anyone who needs legal help for any family law matter.

5*****Dino L.
by
Carlos P. ,
03/20/2008I would recommend Dino to anyone. He went above and beyond to make sure that my rights as a father were observed. His tenacity,intrepidness and zeal in representing me made the difference in getting the outcome-getting physical custody of my son-that I strived for.

5*****Dino L.
by
Stephanie Z. ,
10/03/2007he was great

5*****Dino L.
by
Sarah A. ,
08/12/2007If you need a annullment or divorce, this is the lawyer to go to. He is knowledgable and knows his stuff. He helped me through a difficult situation and got me an anullment after three years of a forced/fraud marriage. I would hire him again for my other legal needs and highly recommend him. He is honest, trustworthy, and a great lawyer.

4****Dino L.
by
Bart F. ,
06/10/2010Dino took the bull by the horns and lowered my payments from over $500 a month to less than $70.00 a month. This was a blessing has my kids are now in their 30's with kids of their own and I am on disability with an income of less than $11,000 a year. Dino also worked very well with payments due to my lower income. I recommend him to anyone fighting the insane interested charges child support is allowed to bill.