The scheme is addressed to people in need of whole-life protection for loss of life, in order to financially support and protect their family or business.

It’s also suitable for people who want to build up capital and combine it with substantial life insurance.

UniLife aims to provide lifetime insurance cover while at the same time helps the policyholder build up capital through systematic investment in the internal unit-linked funds.

The policy holder may choose where to give more emphasis: either on investment or on the amount of insurance cover.

UniLife is a whole-life scheme with maximum age of entering the scheme being 70 years old. It offers a substantial insurance cover of €2.000.000 as well as several alternative combinations of insurance cover and investment.

In case of the policyholder’s death, the dependents receive the insured amount or the surrender value, whichever one is bigger. Periodic reviews can apply after the first 10 years of the scheme, then every 5 years and then every one year after the age of 60.

Important Information:

In order to find out more information about how this scheme is connected with the internal unit-linked Funds of Universal Life you can visit the below links:

Incorporated as a private company by prominent Cypriot businessmen in 1970, Universal Life was the first insurance company to be founded in Cyprus after the enactment of the local insurance legislation...

Privacy Policy

Protection of Personal Data

Universal Life guarantees the protection of the visitor’s/user’s personal data as provided by the terms hereof, by the Processing of Personal Data (Protection of Individual) Law of 2001 and by any other statutory provisions of Cyprus Law.

Universal Life collects visitors’ personal data and information only when they provide them in order to request more information on products, services or other company issues. Users’ personal data may be used for communication purposes, for providing and upgrading products and services provided to them, as well as for informing them of products and services that may be of interest to them.

Accordingly, Universal Life shall in no case disclose visitors’ personal data to any third party or to any company of the Universal Group unless (1) provided by any law or (2) provided otherwise by the Processing of Personal Data (Protection of Individual) Law of 2001 or (3) upon your written consent or request.

The user/visitor of this Site, subject to the Processing of Personal Data (Protection of Individual) Law of 2001 N138(1)/2001 has the right of access and correction of his personal data pursuant to articles 12 and 13 of the above law.

Minors are allowed access to Universal Life’s internet site subject to their parents/ or guardians consent only and are not required to supply any personal data.