When you’re trying to live frugally, it’s hard to get any pleasure out of spending money, since the action goes completely against the grain of your lifestyle. Trust me, I know this from firsthand experience. It pained me to buy maternity clothes (although I was lucky I didn’t have to spend TOO much, as generous […]

Friends and family tend to think of me as the scrimper, the saver, the one who will make something last until it’s completely outlived its usefulness. For instance, when the ketchup level is so low that the condiment cannot be easily squeezed from the bottle, Mr. Saver will automatically pass it […]

If you’re like me, you’re one of those people who can’t wait to get your W-2s and 1099s in the mail in January. We’ve always gotten a bit of a refund (yes, I know, it’s money that could be better spent invested, but that’s a topic for another day). And now that we’re homeowners, the […]

It’s never too early to plan for your retirement, and sometimes that planning involves sacrifice. Sure, you can spend your money now and enjoy it, but is it really worth it if you’re destitute in the golden years of your life?