What’s In Your Credit File?

Have you ever seen your credit file? According to credit reporting agency Dun and Bradstreet, 9 out of 10 Australians haven’t! Another 6 out of 10 haven’t even heard of credit reporting, the Austr...
alian Retail Credit Association (ARCA) recently found.
So why is it so important?
Well, a credit file is a piece of paper that can determine whether you get approved or declined for a loan.