Q: I recently started using PayPal but I didn’t link a credit card to the account. How can I do this now?

A: From the login page, go to Profile, then click “Add or Edit Credit Card.” (If you don’t have this option, look under Profile & My Money, then Credit/Debit cards.) You then enter the name on the card, fill in all the card information such as card type, card number, and verification number (located on the back of the card). Next, enter the billing address related to the card, and click “Add Card.” Each card can only be added to one PayPal account, so if you share a card with your husband or wife, only one of you can link that card with your PayPal account.

To verify the card, you go to Profile, then My Money, then select “Link and Confirm My Card.” (If you can’t find this, look under Profile & Financial Information & Credit/Debit Cards.) PayPal will charge $1.95 to your card (don’t worry, they’ll refund it after), and on your credit card statement, you will see the 4 digit code next to the word “PAYPAL.” Once you receive this code (you can also view it on your online banking website), go back to the “Link and Confirm My Card” section and enter the 4 digit code. Click “Submit.”

What if you enter the wrong code? Don’t worry, you get a second try. Under the “Link and Confirm My Card” section, there should be a link that says “Resend PayPal Code.” Check your credit card statement for the code, then go back to the “Link and Confirm My Card” section of your PayPal account, and submit it.

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