QVC Credit Card Makes Purchasing Quick And Easy

December 9, 2014

Let’s Go Shopping QVC Credit Card

If you want to get access to the QVC credit card, you will have to be a registered shopper at QVC. This means that it is good news for all loyal customers and people who are already registered. While the card might have a very high APR, it does offer a highly convenient way to pay for all of your QVC purchases. One thing you should remember, however, is that you should not use the card to carry any balance on it.

Card Details

The primary benefit that the card provides is that it is highly convenient for all the QVC shoppers and members. While there are no benefits on the card with respect to rewards, the regular customers can find their shopping experience with the card to be much easier. You can get your application for the card accepted provided you are a registered shopper at QVC, you have a good credit history, for have not submitted your QVC credit card application in the previous three months, and that you are 18 years old or above.

Shopping And Travel Benefits

Along with making the convenient purchases, this card also gives you deferred payment option. You can hence make use of this card to purchase expensive items and then pay the balance either over time or all at once. Another benefit of the card is that the grace period is very high and you will not be charged any fee for going beyond your credit limit.

Fees

If you do not have any previous balance on your card, then you will be receiving a grace period of 25 days which is great. Any returned payments will be charged at $29. Late fees will be charged according to the following conditions:

$15 for any balances under the amount of $25

$25 for any balances between the amounts of $25 and $49.99

$29 for any balances between the amounts of $50 and $ 499.99

$39 for any balances beyond the amount of $500

The APR rate of the card is 22.80% which might seem high. However, if you compare this rate with the rate of other cards, then you will notice that it compares well with the other cards.

While this card might have a few cons attached to it, it is a great option for all those people who are loyal customers of QVC and purchase from their stores or outlets on a frequent basis.

Want to know more about the card? QVC has amazing customer service representation and you can get in touch with them directly for more information. However, if you still feel the need to get a few of your questions addressed that were not answered, then you can give us a call or comment below. We are experts when it comes to QVC credit cards and would be able to provide you with all the information you need related to the card. It is always a good idea to clear out all your confusions before you purchase a card so that you do not have to face any hassle or confusions later on.