POSTER's NOTE: If the economy crashes and STEPFATHER BANK makes
plastic and only plastic a condition for buying food, you have no job,
you won't be able to pay rent. You will have to build a shelter in
forest and to buy salt, coffee, meat, oil you may need cash. Or you are
going to find a way to barter for oil and salt with people who have jobs
and need their YARDS trimmed. OR you can use funny money, a coin that a
village agrees on for its unemployed who have no DEBIT CARDS. You'll
need Hour-for goods trade based or 'what passes' for an hour based
currency. So just in case, memorize the riff so you're ready. Ithaca
bucks are still going, here's an article from SUMMER 2015: http://ithacavoice.com/2015/08/new-local-currency-to-release-design-of-bill-worth-5-ithaca-dollars/

And here's another article explaining it.

ITHACA BUCKS WERE AN EARLY CASH EXPERIMENT in NY STATE. (DESIGNED FOR THE ONSET OF AN ALL PLASTIC ECONOMY AND ONLY FICHE-ABLE BY GOV WEALTH)By Paula Harris from theSonoma County Independent Newspaper

CRAVING MORE CASH? Not those
familiar
greenbacksadorned
with dead presidents, but a colorful currency exclusively for Sonoma
County, featuring indigenous animals, or local landmarks, or a boat-full
of old ladies, babies, and pierced-punk rockers floating
down the Russian River.

It may sound crazy, but creating your own money--even
during a cozy potluck dinner--does not necessarily lead to jail time.

Uncle Sam may be crushed to learn his bank notes
aren't inspiring much confidence in some local residents. Sonoma County
residents are part of a growing number of communities across the nation
exploring the possibility of establishing a local currency
as a way to stimulate locally owned businesses.

"The money stays in the community rather than
going to corporate headquarters," explains Bill North, one of several local
residents pushing for Sonoma County cash. "This
would support local products instead
of national chains;
rather than being backed by debt, this money is backed by skills, products,
and labor."

Stefan Goya, a local manufacturer of wind-chime
parts, who's designed a prototype local currency note depicting "River
People", agrees. "There are all kinds of handicrafts people do and they
can't break into themainstream economy. If there was an alternate
currency, those people would have a better chance," he says. "This currency
would build morale and create a focus." (THIS IS BOGUS. ITHACA is FOR NON-FICHED BY GOV EARNINGS and protection when the world goes PLASTIC)

Here's how it works. The non-profit group pushing
for an alternate money supply is patterning its version on a successful
homegrown currency phenomenon in Ithaca, N.Y., a counterculture haven and
college town where the local tender is known as "Ithaca
Hours." The Ithaca Hour is a locally created
$10 bill, designated as the average hourly wage. The Hour notes buy a myriad
of local products and services, and the credit union accepts them for mortgage
and loan fees. Every business that agrees to accept Hours is paid one or
two Hours ($10 or $20) for being listed in the Hour Town directory,
which is how the per capita supply of money is gradually increased.

Paul Glover, the chief clerk of Ithaca Hours who
created the alternate paper money for the town in 1991, says there
are 35 communities nationwide using a local currency, five in Canada, and
one in Mexico, and
he's had inquiries from France and England.

"It's becoming popular because the national system
is serving a smaller proportion of the general population by putting money
into speculative investment rather than productive capacity, by putting
money into high-return investments regardless of the effects these investments
have on communities or the environments," says Glover. "I saw national
money was being used to degrade the environment and enrich an elite.

"Every community has talent and time that is not
compensated by the formal economy, and a community with a money boundary
around it is dedicated to bringing its talents into the market and giving
us more spending power to trade with one another." He says that local currency
systems like the Ithaca Hours differ from more common trading or bartering
systems because they bring together all sectors of the economy.

Since 1991, Ithaca Hours members have issued $63,000
in local notes, and thousands of people have made transactions with the
Hours, including 360 local businesses, such as movie
theaters, restaurants, and even thehospital. In some
cases, businesses in surrounding communities will honor the notes. Taxes
on Hours are paid individually.

The five Ithaca Hours denominations are tinted,
and, according to Glover, "reflect nature and cultures that are most widely
respected by people who value ecology and social justice." He adds that
the local district attorney has declared that counterfeiting
the Hours would be "forgery of a financial instrument," giving the notes
more credibility Decisions about how much money to release at a given time
are made at potluck dinners.

Glover, a former journalist and urban designer,
says his full-time job is now to promote the alternate currency idea. He
sells display ads, Home Town Money start-up kits, videos, and T-shirts.
(He does, of course, accept the Almighty Dollar--$25 for the kit, $17 for
the video, and $15 for the T-shirt.)

At a recent meeting in Santa Rosa, a handful of
Sonoma County residents met and voted on a name for the proposed new local
tender. After tossing out about 20 suggestions--including "Sonoma Currency
Now," "Money Tree," "Mo' Money," and "Sonoma Buck Fund"--the
group settled on "Our Community Cash"--with the word our to be possibly
replaced with an hourglass symbol. (symbolizing that at ANY MOMENT there will be no more currency, just plastic tied to a ficheable bank account. The prescient see that day coming. STEPFATHER BANK vs the MAVERICK EARNER.)

Goya envisions members silk-screening and printing
the currency themselves, with a $5 charge for paper and ink costs. Materials
such as watermarked cattail or handmade hemp paper could be used, with
non-Xeroxable thermal ink and a serial number to deter counterfeiters.
A design contest would be held.

Some critics think the group is trying to reinvent
the wheel. "The problem is in the distortion of the money system, not the
system itself," says one meeting participant. "I'm not sure they're addressing
the real problem."

If there's sufficient interest, the Sonoma County
group would like to have the local currency in place before the end of
the year. But Glover hopes that the group's plan will develop at
its own pace.

"In Ithaca, we started with 90 people and very
little local currency, and it's taken more than five years to achieve several
million dollars of trading," he says."It's a cultural process that takes
its own time."