Welcome to MPA’s inaugural Young Guns report. We asked you to nominate mortgage professionals aged 35 and younger who had already made a splash in the industry, and your suggestions came flooding in. We’ve whittled the list down to 50 young people who we think merit a mention. From CEOs to hot young originators to tech geniuses who are changing the face of the business, these are the men and women who hold the future of the industry in their hands.