Financial Services

At Montefiore we are committed to assist people who lack health insurance to obtain necessary medical care. We understand that some health care bills may seem overwhelming or daunting, and that patients in need of specific treatments or procedures might feel hesitant in seeking them due to potential hefty costs. However, with the help of the staff at Montefiore's Patient Financial Services, our patients are discovering financial solutions, such as free or low-cost insurance and government programs specifically designed to lower health care costs.

If you do not have insurance, our counselors will assist you with determining your eligibility for free or low-cost insurance, as well as government assistance, including:

Medicaid: This program is designed for New Yorkers who cannot afford to pay for medical care funded by the state and federal government. Medicaid may cover you if you have high medical bills, you receive Supplemental Security Income (SSI) or if you meet certain income, resource, age or disability requirements. If eligible, Medicaid will cover expenses such as: hospital care, doctor bills, nursing home coverage, home care and prescriptions.

Child Health Plus: Depending on your family's income, your child may be eligible for Children's Medicaid or Child health Plus. Both are available through dozens of providers throughout New York State. Families with somewhat higher income pay a monthly premium.

NYS Market Place (Affordable Care Act): You may be eligible for a Qualified Health Plan (QHP) which you can apply for during the yearly enrollment period. If eligible you may qualify for a tax credit which can be applied towards your premium.

Insurance options changed after the Affordable Health Care Act passed. There will now be a plan available for those who have a pre-existing condition (Pre-Existing Condition Insurance Plan -PCIP). HealthCare.gov provides you with insurance options, eligibility information, common questions and healthcare management tips.

Under the Patient Protection and Affordable Care Act, otherwise known as the Affordable Care Act, every state is required to have its own Health Insurance Exchange for health coverage. Click here, for more information.

Qualifications for these programs are constantly changing. Even if you did not previously qualify for a specific plan, your status may have changed.

If you have health benefits that do not adequately cover your medical expenses, we can work with you to arrange a manageable payment plan. Additionally, if you do not qualify for free or low-cost insurance, we will help you obtain a reduced fee based on your income and family size for emergency services rendered or medically necessary procedures through Montefiore's Financial Aid program.

When visiting the Montefiore Financial Aid office, please bring your latest proof of income (i.e. last 4 weeks pay stubs or letter from your employer). If you have any questions, please contact a counselor at 718-920-5658. Montefiore's Medicaid/Financial Aid representatives can lead you through the entire process and are available at all hospital locations.

Family Planning Benefit Assistance

Family Planning Benefit Program is a program for New Yorkers who need family planning services, but may not be able to afford them. It is intended to increase access to family planning services and to enable individuals of childbearing age to prevent or reduce the incidence of unintentional pregnancies.

At all our locations, we provide assistance with the Family Planning Benefit application. This program is available to male and female citizens in the 10-64 age group. Services include: