Membership

Eligibility Information

The Rochester and Monroe County Employee's Federal Credit Union is open to all employees of the City of Rochester, the County of Monroe, and some towns and villages within the county. Over the years, many additional employment groups and family members of all groups have joined the growing ranks of Credit Union members. Also, our Membership Charter has recently been expanded to cover all individuals who live, work or worship in the City of Rochester.

To become a member, please call the main office, or stop in to pick up an application.

We Offer the Following Special Services:

Answer Plus (24 hour information and transfer telephone network)

Bank by mail

Loan insurance

Payroll Deduction

Most Credit Union members can have a portion of their paychecks deposited directly into their accounts. Your car payment, mortgage and insurance can be paid automatically and on time, every time. In addition, you can divide your total deposit between your savings account, IRA, or checking account on a regular basis. Of course, you can always transfer dollars by phone to any account you wish.

Disclosures

Tips and Tidbits

NEED A NOTARY PUBLIC?

We havenotary publicon staff at our Goodman Street office, should you need notary service for your important documents. This service is provided to our members at no cost.

Our partner ENTERPRISE CAR SALES just announced they increased their inventory of vehicles priced under $15,000. Want low miles and the latest featured? Use your tax return toward a quality used vehicle from Enterprise. Click on the BUY SMART rotating banner to browse their vehicle inventory and then see our low auto loan rates. Now is the time to buy!

We encourage members to take advantage of automatic payroll deduction to make their payment each month. It's convenient and insures your payment is made each month on time. A constant repayment history helps you build a strong credit score.

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If you have a current auto loan, call us at 546-4279 and ask us about refinancing with us. We may be able to lower your interest rate and your monthly payment!

Your credit uniondoes not FICO score member most auto loans!Financing a new or used vehicle with us all members enjoy the same low rate, which is based on the model year of the vehicle, not the members FICO score. Click on our Loan Center at the top of this page to view our current rates. Another reason to finance your next vehicle with us.

Already have an auto loan with another lender? You canre-finance your auto loan with ususing the same low rates all members enjoy and take advantage of our payroll deduction plan.

Do you need a CLUB ACCOUNT?

CLUB ACCOUNTS are savings accounts you set-up for a specific need. Two of the most popular are "VACATION " and "HOLIDAY" club accounts but the choices are limitless. Whether you're planning a Vacation, or want a nest egg for Holiday Shopping, now is the time to start. Call the main office at 546-4279 to open your CLUB ACCOUNT. Let us know how much you want deposited each pay period and start building your balance today. Don't wait, call today.

Vacation Club savings accounts are a great way to save money each pay period for your next vacation. Balances are held and paid out each year in June. If you didn't have one last year, plan on one for next year. Start one today by calling our office at 546-4279.

WOW..... No Fee ATMS!

You can use our ATM card at many local credit union ATM machines, such as ESL, Family First and Reliant FCUs free of charge.

Of course there is never a charge to use any of our ATMS located in the

Sister Cities Office; 40 N. Fitzhugh St,

the Monroe Community Hospital cafeteria; 435 E. Henrietta Rd. and in the

Emergency Room lobby at Unity Hospital; 1555 Long Pond Rd.

What is a HOLIDAY CLUB?

HolidayClub savingsaccounts are a great way to save money each pay period for your holidayexpenses. Balances are held and paid out each year in October. If you didn't have one for last year's shopping, don't make that mistake again this year. Start one today by calling our office at 546-4279.

Pay your bills on-line!

Save checks and stamps! Enroll in our ELECTRONIC BILL PAYservice. It's easy. For an overview and enrollment form click on the SERVICES tab, then select BILL PAY or call the office at 546-4279 for more details.

Bank By Phone.

With our ANSWERPLUS System all you have to do is dial 1-866-858-9120 to access your account. Once you have activated AnswerPlus on your account, using a touch tone phone, you can:

-Request account balance and activity

-Verify deposits or withdrawals

-Verify interest paid

-Transfer funds

It's Quick and easy! One call does it all! No matter where you are, 24/7. Call our office at 546-4279 to get started.

Your savings federally insured to
at least $250,000 and backed by
the full faith and credit of the
United States Government Agency

National Credit Union Administration,
a U.S. Government Agency

We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.

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