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Privacy Statement

Facts

What does Merchants National Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law requires us to tell you how we collect, share, and protect your information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.This information can include:

Social Security Number and Income

Account Balances and Payment History

Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Merchants National Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Merchants National Bank Share?

Can you limit this sharing?

For our everday business purposes, such as:

to process your transactions,

maintain your account(s),

respond to court orders and legal investigations,

or report to credit bureaus

YES

NO

For our marketing purposes:

to offer our products and services to you

YES

NO

For joint marketing with other financial companies

NO

WE DON'T SHARE

For our affiliates' everyday business purposes:

information about your transactions and experiences information about your creditworthiness

NO

WE DON'T SHARE

For nonaffiliates to market to you

NO

WE DON'T SHARE

Who We Are

Who is providing this notice?

MERCHANTS NATIONAL BANK

What We Do

How does Merchants National Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with the federal law.These measures include computer safeguards and secured files and buildings.

How does Merchants National Bank collect my personal information?

We collect your personal information, for example, when you

open an account or deposit money

pay your bills or apply for a loan

use your credit or debit card

We also collect your personal information from others, such as credit bureaus or other companies.