Fortress Pension Plan

The Fortress Pension Plan (“Fortress Plan”) is a Guernsey based Retirement Annuity Trust Scheme (“RATS”) aimed at offering both individuals and companies, based in the Bailiwick of Guernsey, a cost effective pension solution.

The Fortress Plan was developed by MitonOptimal Portfolio Management (CI) Limited (MOPM) to both reduce the cost of administrating a pension scheme; to make its charges and fees simple and transparent and to offer a suitable pension solution to eligible Bailiwick of Guernsey residents.

Why do I need a pension?

It is commonly accepted that to maintain quality of life through retirement a State pension alone is not sufficient to fully support most individual’s retirement income needs. For this reason, it is essential to consider the future as well as the present.

Without a suitably funded pension scheme, everything becomes less affordable as your earned income stream ceases or reduces in retirement. More importantly, this will be at a stage in life when you will most need to be able to afford both the basics and creature comforts more than ever; from items such as your food/utility bills and home maintenance to a new car, a holiday or maybe even a retirement home in sunnier climes.

The fact that we need a personal pension scheme is not in question nowadays. MitonOptimal CI strongly believes that everyone with an income should have a savings plan of some kind and almost everyone who is eligible to save for his or her pension should do so as a priority. Unfortunately, there are pension schemes out there that have a combination of high entry/exit fees, exorbitant front end fees etc., and numerous hidden costs, which can put many people off starting a personal RATS.

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The Investment Manager

The Fortress Pension Plan is operated by MitonOptimal Portfolio Management (CI) Limited ("MitonOptimal-CI"), Guernsey Company Registration Number: 36763, a part of the MitonOptimal Group. MitonOptimal Portfolio Management (CI) Limited is licensed and regulated by the Guernsey Financial Services Commission under the Protection of Investors (Bailiwick of Guernsey) Law, 1987 as amended.
This website is not an invitation to make an investment nor does it constitute an offer for sale. In addition it does not constitute an advertisement in a country where MitonOptimal-CI's services are not to be promoted. The full documentation required to make an investment, including the Prospectus of any fund managed by MitonOptimal-CI, are available from MitonOptimal-CI or via their websites. Past performance should not be taken as a guide to the future. The value of investments can fall as well as rise. (www.mitonoptimal-ci.com)

The Trustee

The Trustee is Praxis Trustees Limited (“the Trustee”) and Fortress is administered by Praxis Pensions and Benefits Limited (“the Scheme Administrator”). As part of the Praxis Group, Praxis Trustees Limited (Company Registration Number: 16783) is licensed and regulated by the Guernsey Financial Services Commission to undertake fiduciary business including provision of trustee services to pension schemes.