Raiffeisenbank Bulgaria - Capital & Liquidity

Raiffeisenbank Bulgaria's capital adequacy ratio reached 36.5%
at the end of 2015,
down
from 36.7% when compared to the previous year.
Historically, the bank’s capital ratio hit an all time high of
36.7% in 2014 and an all time low of
6.62% in 2003.

The Tier 1 ratio amounted to
25.4% at the end of 2015,
down
from 26.1% compared to a year earlier.

Bank's loan to deposit ratio reached 74.8%
at the end of 2015,
down
from 85.4% when compared to the previous year.
Some 10 years ago, loan to deposit ratio of the bank amounted to
85.3%.

When compared to bank's main peers,
DSK Bank
ended the year 2015 with a capital adequacy ratio at
17.3% and loans to deposits of
66.9%
and United Bulgarian Bank
with
28.2%
and
82.4%
respectively.