Short-term aspect and lifting financings in the future in many respects will be

To be defined by level of norm of savings of the population.

The official statistics (Goskomstat) traditionally gives norm level
Population savings almost in 25 % (a thin line on schedule 1). If

To correct the data of Goskomstat taking into account export and currency sales, a share

Personal savings in the income will make about 8-10 % of the personal income (the fat

Line on schedule 1). Approach revision to purchases and currency sales has

Rather far-reaching consequences. It is necessary to reduce an estimation as personal

The income, and savings for the size of sales of currency (the Application - item 1 see).

For last five years more and more considerable rupture is observed between

Soothingly high official norm of savings and actual. The dollar was
It is substantially superseded from retail goods turnover, but remained
Preferable instrument of payment and savings which provides
Safety and liquidity of family resources at large purchases,
Expensive trips, etc. Small growth of incomes and consumption in 1997
Has not broken the tendency of last years to reduction of the corrected norm
Savings. In whole (laying aside social distinctions) the Russian

The population to the revival beginning in economy tries to increase consumption.

Stabilisation of the prices and high percent on long-term contributions has not created

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