Is your business able to devote funds for a longer period of time? FNBD Certificates of Deposit (CDs) can be a low-risk, time-specific savings investment. FNBD offers a variety of business CD accounts that can give you the security of fixed returns at competitive rates. FNBD business CD options are flexible enough to meet your business savings needs.

An IOLTA account at FNBD is a solution for attorneys who manage short-term funds for their clients in a pooled account that earns interest used to benefit public service programs approved by the Louisiana Bar Foundation. FNBD IOLTA accounts meet state IOLTA requirements for receipt of interest on attorney closing accounts. FNBD provides automatic proof of payment as well as receipts for business records and tax reporting.

Use your statements for a record of interest remitted to IOLTA, record of deposits, and disbursements.

There are no minimum balances or transaction fees. Certain non-account transaction fees, such as wire charges, that can be reimbursed by the client do apply.

FNBD offers a wide variety of Public Fund Accounts to meet the banking needs of our locale public bodies.

Public Now Account: This product serves the need for a public body to have a low cost, interest bearing transaction account for its daily check paying/deposit receipt needs.

Public Money Market Account: This product services the need for a public body to have a liquid, interest bearing account to house excess funds while earning a competitive rate.

Public Certificate of Deposit: This product serves the need on those longer term deposit funds that can be dedicated to a longer deposit horizon and in turn receive a higher rate.

Our Public Funds will be services by our Public Fund Group and have complete and applicable bond pledging or Federal Home Loan Bank Letter of Credit for public body pledging requirements.

We offer our public body clients easy access to their account information thru our secure, state of the art online baking service. And of course our public body account group is ready to meet with you person to person to discuss and accommodate your banking needs.