SECOND UPDATE: Janna Renfro paid her $157.50 fee on $7.50 in original tolls late Monday night. She told the Houston Advocate that “I don’t want my credit ruined over my own mistake.” She also said she …

About 92 percent of Texas customers in the individual market can expect money back – the highest share of any state according to Kaiser – and each policyholder in that category is projected to receive an average $178. …