Sarah Bernard: Having a baby comes with so much joy and excitement. I remember being obsessed with buying those little socks that look like shoes. But what about the cost of raising a child?

66% of BabyCenter moms say they're worried about having enough money to raise their children.

What would you say is your biggest expense?

Woman 1: With him? Probably diapers.

Woman 2: It's his diapers.

Woman 3: Diapers and wipes.

Woman 4: Probably formula. I had a hard time naturally breastfeeding, and that was an unexpected cost.

Woman 5: Daycare. It's like paying rent twice.

Woman 6: Just the gas alone. Hauling them around, you know, and taking them to their different activities. There's no more going to the salon.

Woman 7: Yeah, well, manicures – not anymore.

Woman 5: It's a joy to have him, you know? But it's like my husband and I are like – when we even like think about having another child – we're like, “We're maxed out.”

34% worry about money daily.

19% worry only occasionally.

Woman 2: You have to divide up your money to different brackets, and then whatever is left you save it. And then if you feel like you have to go back in there, make sure you pay it back.

Sarah Bernard: Do you do that?

Woman 2: Yeah. That's how I keep it going up. That's how I keep it going up.

Woman 8: Prioritizing what is important to buy new and what you can buy used.

Woman 9: You don't have to join every activity in class and sign up. You can just have fun with your kids for free. We're good old park people, as we see here. We're just, a ball, you know, a water bottle and go play. One part of the problem is people are in school debt.

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