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Effective Jan. 2018, all Canadians applying for a new mortgage will be subject to a stricter stress test to assess if they could still make mortgage payments in the event interest rates rise. The new guidelines will reduce how much you can afford… Continue reading »

Is your credit score mortgage ready? Many Canadians don’t know the state of their score before starting the pre-approval and application process – and they could be in for a nasty surprise. Here’s what you need to know about your score – and how you can improve your chances of qualifying for a mortgage. Continue reading »

Single gals are snapping up real estate, especially in Canada’s urban centres. But the home buying process can be trickier when you’re going at it alone. Check out these top tips for navigating the housing and mortgage market solo. Continue reading »