Retail Lending in the United Kingdom

SummaryRetail Lending in the United Kingdom industry profile provides top-line qualitative and quantitative summary information including: market size (value 2012-16, and forecast to 2021). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

SynopsisEssential resource for top-line data and analysis covering the United Kingdom retail lending market. Includes market size and segmentation data, textual and graphical analysis of market growth trends, leading companies and macroeconomic information.Key Findings- This retail lending market profile covers the mortgage and consumer credit market.- The UK retail lending market had total balances outstanding of $1,663.2bn in 2016, representing a compound annual growth rate (CAGR) of 4.8% between 2012 and 2016.- The mortgage credit segment was the market's most lucrative in 2016, with total balances outstanding of $1,495.2bn, equivalent to 89.9% of the market's overall value.- Consumers have pulled back from the high levels of borrowing which helped the UK become the fastest growing economy in the G7 group last year. The Bank of England believes households are beginning to feel the impact of fall in the value of the pound which is largely responsible for the increased cost of imports.

Scope- Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United Kingdom- Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United Kingdom- Leading company profiles reveal details of key retail lending market players’ global operations and financial performance- Add weight to presentations and pitches by understanding the future growth prospects of the United Kingdom retail lending market with five year forecasts

Reasons to buy- What was the size of the United Kingdom retail lending market by value in 2016?- What will be the size of the United Kingdom retail lending market in 2021?- What factors are affecting the strength of competition in the United Kingdom retail lending market?- How has the market performed over the last five years?- What are the main segments that make up the United Kingdom's retail lending market?

Related reports and data

Parent Industry

Retail Banking Market Dynamics: New Zealand 2018 Summary Margins among New Zealand banks have remained relatively stable due to benign macroeconomic conditions.The average cost-to-income ratio has changed little year on year, down 1 percentage point to 52% in 2017. However, there remain large...

Retail Banking Market Dynamics: Canada 2018 Summary Bank margins in Canada are on a downward trend, but are still well above comparable markets.Cost-to-income ratios have remained flat since 2010. Growth in credit card balances and mortgages will remain strong, although growth in personal...

Growing adoption of digital technologies with an increasing use of smartphones for banking applications to drive the digital lending platform market The global digital lending platform market size is expected to grow from USD 5.1 billion in 2018 to USD 12.1 billion by 2023, at a Compound Annual Growth Rate (CAGR) of 18.7%...

Consumer lending in Canada continued to expand in 2018. Canadian consumers are carrying more debt, with household debt well above household disposable incomes at the beginning of the year. The rapid growth of credit was curbed somewhat during 2018 by tightening regulations. Interest rate hikes also seem to show some positive developments in...

2018 Banking Competitor Profile: Barclays Summary Barclays is one of the largest banks in the UK, and is a leading provider of all the main banking products.Mortgages are a particular strength for the bank - it has won a number of awards for its product range and has an NPS score three times higher than the market...

The Egyptian economy has been showing signs of recovery after a prolonged recessionary period, led by high inflation rates. Whilst the inflation rate eased during 2018 and a slight improvement in the foreign exchange rate has helped restore confidence in the economic development, consumers are still faced with high prices for consumer goods,...

Consumer lending in 2018 recorded a positive performance thanks to the overall improvement in the economy and to several other factors. Interest rates recorded their lowest levels for some years, which attracted the interest of a number of consumers. In parallel, Moroccans were attracted by the latest lifestyle commodities, which enhanced...

Gross lending witnessed the continued impact of the weaker economic environment and labour market in 2018, which mainly negatively affected wholesale banking for most players. With repayments remaining a key issue for banks, companies are planning to revise repayment plans to ease the process and focus on new market segments within retail...

After several years, the Chilean economy has begun to improve and consumer confidence has increased. In addition, there has also been an increase in disposable income, which boosts long-term consumption and demand for credit. In Chile there are three types of credit: mortgage, education and consumer credit. Even though there is confidence...

Consumer lending has grown at a healthy pace in India; and this trend is expected to continue in the forecast period. The country’s growing economy, rising disposable incomes and changing lifestyles have resulted in higher disbursals of auto and durables loans. This is particularly the case among young adults, who earn more than previous generations...