Written from the perspective of both the insurer and the insured, this publication is analytical and practical in approach, providing substantive statutory and case analyses, plus a variety of practice aids throughout.

Covers all aspects of the structure and regulation of the
industry, including detailed analysis of insurable interests and the application and underwriting process

Provides clause-by-clause analysis of model life, health, and group life insurance policies, completely annotated with
statutory and case law background and author commentary

Includes extensive case citations, organized by fact pattern and state, and state-by-state surveys of prevailing law

Discusses new products such as universal life and variable life insurance

Explores all the complex legal issues that may arise from a policy, including fraud and misrepresentation in the application, sex discrimination, AIDS-related issues, and more