Featured Carriers.

We're proud to feature several fine insurance companies.

<

>

Personal Insurance

“Change to Chatterton ... experience the upgrade!”

Let's get personal.

At Chatterton Insurance we have been providing all types of personal insurance for decades. From our office in Pawtucket, Rhode Island we serve all of New England and beyond. Our policies are always affordable and tailored for your unique situation.

When you choose Chatterton Insurance, you will get local agents who care about you and your family. We pride ourselves on our customer service and are always happy to help you in any way we can. If you need personal insurance, please consider the many options we have to offer. If you already have policies in place, we would love to go over your insurance portfolio to see if we can offer better coverage and better rates.

We invite you to browse through our personal insurance pages to learn more about our products and carriers. If you have any questions or would like more information about a policy options, please give us a call at 401-722-6010. You can also fill out any of the forms to receive more information and a free consultation. We look forward to working with you!

​

Home, Condo, Renters

Most lenders will require you to purchase home insurance in order to protect the mortgaged property. But even if you do not have a mortgage on your house, you should still carry the right homeowners insurance.

There are a few things to keep in mind when deciding how much insurance you need. Your lender will dictate how much insurance is required on your home.

If you live in a flood prone area, you may be required to have flood insurance. No matter where you live in Rhode Island, we have home insurance that is both reliable and affordable.

​

Auto, Cycle, ATV, Watercraft

Primarily, an auto insurance policy will provide protection for two types of scenarios: physical damage and liability. Any time you are involved in a car accident whether it’s single car or involves multiple vehicles, chances are your vehicle and someone else’s will incur damages. Our auto insurance will provide financial coverage for your vehicle as well as any others involved in the accident if you are found to be at fault.

Additionally, our car policies may also provide Rhode Island drivers with comprehensive liability coverage as well as physical damage protection. Sometimes, a car accident may go beyond damage to vehicles or physical property, and individuals—including you—may be injured. Many questions can result from a situation like this. If you’re involved in an accident and found to be responsible for injuries to other motorists or to passengers in your vehicle you may need an auto insurance policy that will help see you through the incident.

​

Umbrella

Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. It does this in two ways: Provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies.

​

Flood, Earthquake

Flooding seems to be the natural disaster that affects the most people. Residents who live in a high-risk flood zone are normally required to purchase flood insurance, but those living in low to moderate-risk zones are not. As a Rhode Island homeowner, you should begin to understand the danger of not having flood insurance in the Ocean State.

A flood can cause all sorts of damage to a home ranging from mild damage to severe. In 2010, Rhode Island experienced one of the worst natural flooding disasters in its history and many were either left with damaged homes or no homes at all. Even a mild flood has the potential to cause irreversible damage to a home’s foundation, let alone prevent a family like yours from inhabiting your home.

Your home is the most valuable asset in your life, so why let an unexpected flood ruin everything you’ve built and strived for? Our agency’s flood insurance policies will protect homeowners in Rhode Island and MA and will be there for families when they need it the most. After the devastating events of the 2010 flood, why go any longer without a flood insurance policy that will help you down the road? It may not prevent a flood from damaging your home, but it could offer the financial solutions you may need to repair damages should one occur.

Here now for when you need us most.

Chatterton Insurance is an expert in Risk Management and insurance sales. We are armed with cutting edge computer hardware and software systems. We offer multiple lines of coverage representing some of the strongest insurance carriers available. Learn More