When You Say
"Hua, Hooah, Oorah, or Hooyah,"
You Call Booyah!

At Booyah Mortgage, we treat each Borrower/Veteran as an individual, not a number. We are Veteran operated Branch. We would be honored to serve You!

I want to BUY a home

I want to REFINANCE my home

We know your needs.

VA Mortgage

No monthly Home Owner's Insurance

No Money Down VA Funding Fee

Assumable VA Mortgage Loans

Up to 100% Financing Available

We combine our passion for delivering quality services to Veterans across Florida and South Carolina. The VA mortgage loans extended to Army, Navy, Air Force, Marines, Reservists and National Guardsmen.

Imagine a Mortgage Company that has Honor, that has Courage, that has Commitment to each and every one of its clients. We aren’t here to pretend that we know who you are. We are you! The majority of our team is Military or direct family of Military. When we work together here we want staff on site that understands your language. You mess with the best you are going to close better than the rest. Remember if you say “HUA, HOOAH, OORAH, or HOOYAH,” YOU CALL 1-844-7BOOYAH!

We Would Be Honored To Serve You

Let us help to make your homebuying experience exciting and fulfilling!

Whether you are transferring to a community due to a job transfer or to relocate closer to your family; buying a home is a crucial turning point affecting your future. However, like most major decisions in life, acquiring a new house can also be frustrating. Navigating through the loan process can be lengthy, confusing, and costly if you don’t know what you’re doing. The Booyah Mortgage team is here to help you and make sure that you get the right home loan that meets your needs.

Thinking about refinancing your home? Take advantage of our VA Streamline Refinance. The Interest Rate Reduction Refinance Loan (IRRRL) option may help a current VA loan holder to save even more with lower interest rates.

Another great option is the cash-out refinance. If you currently have a VA loan, or a conventional loan, you may be able to take advantage of your home’s equity and access cash that can be used to pay off debt, home improvements, or any other need you may have.

Whatever Your Financing Needs, We Can Help!

Purchase a New Home

Get pre-approved to be prepared to house hunt. Questions? We are here to help!

Refinance Your Home

“A “Veteran”– whether active duty, discharged, retired, or reserve- is someone who, at one point in his life, wrote a blank check made payable to “The United States of America,” for an amount of, “up to, and including his life.” That is honor. And there are way too many people in this country today, who no longer understand that fact. Our mission is to ensure that we give back to those who wrote that check.”

Booyah VA Home Loans

Some of the benefits of the VA Mortgage Loan Program are:

No Money Down

Up to 100% Financing available. You do not have to put any money down to qualify for a VA Home Mortgage Loan for up to $424,100 (varies by county). If the seller agrees to pay the closing costs, you may be able to purchase the home with no out of pocket costs.

Assumable VA Mortgage Loans

If the person assuming the mortgage is a veteran with VA eligibility, the original veteran will not be giving up the amount of eligibility that they used to get the loan at the beginning.

VA Mortgage may be Refinanced

VA mortgage loans have built in features allowing a loan to potentially be refinanced to a lower interest rate without all of the criteria normally associated with a conventional loan.

VA Funding Fee

The VA Funding Fee replaces the much higher priced Mortgage Insurance required when you get a conventional home loan. If you are a Disabled Veteran, you may qualify to get the fee waived completely.

Qualifying for a VA Mortgage Loan

The VA offers excellent qualifying standards. Even if you have experienced some financial difficulties in your life that caused your credit scores to be low but have maintained a good payment record over the past year or so, you may qualify for a VA mortgage loan.

VA Mortgage Loan for Veterans and Active Duty

Veterans and service members can take advantage of great cost savings when they take advantage of their VA benefits towards home-ownership.

Who do we serve

Booyah Mortgage is proud to service all Veterans in need of affordable loan in Florida and South Carolina.

VA Loan Refinance Analysis Calculator.

Mortgage Consolidation & Refinancing Calculator.

Paperwork Needed to Process Your VA Loan

Questions about getting your documentation ready for a new VA Loan?
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application…click the link below to learn more.

The Booyah Mortgage VA Loan Process

At Booyah Mortgage, we treat each Borrower/Veteran as an individual, not a number. We are Veteran operated Branch. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible…click the link below to learn more.

Testimonial

Shane and the entire Booyah team were an absolute pleasure to work with. They assisted me with every detail and went above and beyond. As a first time home buyer, I was very nervous and wasn’t sure what I was exactly getting in to. Shane took the time to not …

Grace H. Ruiz

Booyah Mortgage is valuable to veterans and service men and women because they make the dream of owning a home an easier dream to grasp. They are honest and ready with answers. Booyah is truly a Veteran owned and operated company that truly looks out for other Vets.

Joycelyn Medina

Shane, you were definitely the right dog to put in the fight. Everyone else told me that my situation would not allow me to purchase another home for my family and you were the only one out of many that said it could be done!! They were dead wrong!! Thanks so much for your effort and making my families dreams come true. If anyone out there needs a real expert on the VA home loan process, Shane Johnson is the person to talk to. Thanks again!” SGT. Kenneth J. Guidry HHC 3/156 Infantry

Ken Guidry

Shane was very easy to work with. He was always readily available and very knowledgeable. His concern was always about what was best for us. I enjoyed working with Shane and would recommend him to anyone. -Jennifer Bailey

Jennifer Bailey

Hi, Shane I was looking through some email yesterday and came across the soap opera of a refinance back in 2011 that you helped me with. That thing was beyond hairy, but you stuck with it. It really, rally made an impact on my family, and I wanted to thank you again. Im glad I found you on Linkedin. I hope youre doing well -Clint IT Project Manager at Moore & Van Allen, PLLC

Clint Gandy

I’ve been working with Shane Johnson over the past 10 months. Shane came highly recommended by a friend who had refinanced his home through Shane. I started out asking Shane to find a way to refinance my home which had a big 2nd mortgage on it. After hearing “no way” from every other lender, Shane was able to find a way to refinance the house through a VA loan and roll both mortgages together, saving me a ton of money, I ended up selling that house back in March of this year and decided to stay with Shane for when I buy again. Any time I needed a pre-qualification letter for an offer, Shane has e-mailed it to me within minutes. Shane is efficient, patient, and trustworthy and customer service oriented. He will do what it takes to get you a loan that suits your needs without being pushy. I cannot say enough good things about the quality and excellence of service I have received.

J Jenkins

I was absolutely amazed by my experience with Shane Johnson!! I was a little hesitant to put myself out there on the internet but that is how things are done these days so I went for it… I spoke with Shane in Charlotte and he was very personable. He kept me laughing the whole time. It was so easy to talk to him and he made me feel like we knew each other forever! The process of getting a loan with him was so easy. I just sent over my information and he got back to me very quickly with a loan that I was thrilled with. I didn’t have any closing costs and was able to get monthly payments lower than what I had expected from talking to others lenders (who also wanted to charge me closing costs). I have to admit, as a first time home buyer, I heard so many horror stories from friends and family and that was NOT the experience I had at all!! I would recommend him to anyone who asks!!

AL Dove

1 Dec 14 Words of Praise and Gratitude In the early part of October, my family and I were in the midst of selling our home in FL and purchasing a new home in TN. Due to some issues that arose in the purchase of the new home, we found ourselves temporarily homeless. However, the mortgage officer from my original company put us in touch with Shane Johnson. Immediately I received a phone call from a former Marine by the name of Shane Johnson. Shane was absolutely phenomenal in taking a very bad situation and turning it into a very wonderful success story. His can do attitude was obvious from the very first conversation that I had with him. Because of his previous tenure with the military, he understood all that we as a military family were going through at the time. He was relentless it getting the right people motivated to get everything that was needed to get the house in TN closed for us in a record time of less than two weeks.

Chaplain Willis

US Army Colonel

SHANE!! This man will go out of his way for anyone. He is a Houdini with figures and can get you into a home. I’ve had the pleasure and honor having him representing my family and I during our first home buying experience. He made our dream come to reality. I would recommend him to anyone looking to purchase a home. THANKS SHANE

Ssgt Pete Colon

Wendy Marker 5 star Shane goes above and beyond to help with the processes of buying a home!! Very highly recommended!!!!

Wendy Marker

Port Charlotte, FL

Pre J Carsy 5 star I don’t advertise many people or group’s but last night I spent over an hour on the phone with Shane. A Veteran that specializes in getting vets their VA loans. Just like the military, (use to be) no nonsense, answered very question and explained each answer. Short straight and gives it the way it is good, bad or otherwise, not a “yes guy” because it’s what you want to hear and make a deal. 100% faith in his word.

Pre J Carsy

Melbourne, FL

Thank you, Shane Johnson, for helping my buyers get the home of their dreams! It was not an easy one, and you were persistent and professional and were integral in making it happen. I look forward to working with you again in the future.

Tracy Rudder Gaspard

Panama CIty, FL

I would recommend any and all veterans looking to purchase a home to talk to Shane. Its a pleasure to work with a lender that is so dedicated and on top of things! Look forward to working with you and the next lucky veteran to get them smoothly into their new home.

Heidi Shubert

Spring Hill, FL

Dear Mr. Johnson: I am writing you to express my sincere appreciation concerning the outstanding customer service I received on 1431 Overbrook Road in Englewood, Florida. I have been a full time Realtor for twelve years and I have dealt with dozens of lending institutions — none as efficient as you and your team. Specifically, your associate Jessica Cooper is a diamond in her field. Her responses to my emails and telephone calls were lightening fast and completely accurate compared to other loan originators I have worked with in the past. I sent her an email on a Sunday evening at 6:15 p.m. hoping I would hear back from her on Monday morning. Jessica’s reply to my concerns were addressed at 6:30 p.m. that same night. Jessica’s commitment to her customers, her polished knowledge of her business, and her overall professional demeanor has placed your Team as my first resource for future lending services. Kudos to all, Diane Diane L. Wise, P.A

Diane Wise

Englewood, FL

The Booyah VA Loan Process

We believe in a customer driven culture and we are passionate
about delivering the best in class service.

1

Pre-approval & Application

The VA offers excellent qualifying standards. Income and credit requirements tend to be more flexible than other loan programs…read more

2

Processing of your Estimated Loan

The Booyah team will work with you in processing your home loan and applying your VA benefits…read more

3

Underwriting

The Booyah team will explain how the underwriting process works and assist you in getting a VA loan…read more

4

Closing

We are here to help you! We will be with you every step of the way…read more

Ready To Get Started?

Blog

Buying a home is the pinnacle of the American dream for many people in this country, and that includes the people who have rendered services in the military. And yet, many veterans believe that they need to save for many…

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There is no doubt that VA mortgages are one of the most powerful lending programs present in the market today. A VA mortgage loan is a mortgage loan that is granted to veterans by the department of veteran affairs, the…

The VA Streamline Refinance is a specific loan program available via the VA Loan Guaranty program that nearly all active duty and/or honorably discharged service members are eligible for. It’s officially known as an Interest Rate Reduction Refinance Loan (IRRRL)…

Our Mission Statement

"A "Veteran"- whether active duty, discharged, retired, or reserve- is someone who, at one point in his life, wrote a blank check made payable to "The United States of America," for an amount of, "up to, and including his life." That is honor. And there are way too many people in this country today, who no longer understand that fact. Our mission is to ensure that we give back to those who wrote that check."
-Shane Johnson