Tower CeraStone 24 cm Forged Frying Pan – Rose Edition

What is Buy Now Pay Later?

Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch). You can choose;

Buy Now Pay Later for 9 months when you spend £50 or more
(1 month = 28 days)

Buy Now Pay Later for 12 months when you spend £300 or more
(12 calendar months)

How is interest calculated?

Interest is calculated daily from date of order, compounded every 28 days and added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period.

Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your Very account.

How do I make a Buy Now Pay Later payment?

To make a full or partial payment simply log into My Account, choose “Make a payment”, select “Pay Buy Now Pay Later” and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. Any outstanding balance plus the interest will now become payable on your account.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every 28 days and cannot be repaid using Take 3.

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?

The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?

Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. If you have a non-Buy Now Pay Later balance on your Very account you will still need to make at least your minimum payment as shown on your statement.

Over 18s only. Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority.

Simply place your first credit order before 26th February 2016 and enter the code 6UA3V at the checkout.

Representative 39.9% APR variable.

The 20% discount cannot be used in conjunction with any other offer codes and cannot be used on the following ranges; iPhones, audio, gaming, computers, projectors and tablets. Sale items, financial services products and delivery charges are also excluded from the offer.

Over 18s only. Credit provided subject to status by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority.

Representative 39.9% APR variable

Choose to pay with monthly payments from the minimum payment to the total balance.

Tower CeraStone 24 cm Forged Frying Pan – Rose Edition

It uses a revolutionary triple-layer ceramic stone coating to its fullest, providing a non-stick finish that allows you to cook with little to no oil. A steel bonded base and aluminium body offer strength and durability, as well as natural heat conductivity, so you don’t need to worry about cold spots when cooking.

The gorgeous rose colour scheme is an update on the classic Cerastone range and gives the pan an elegant makeover that’s full of feminine beauty, while the stay-cool handle makes it easy to control at all times.

Search CeraStone to see the full range of pans in a choice of colours.

What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

Buy Now Pay Later for 9 months when you spend £50 or more (1 month = 28 days).
Buy Now Pay Later for 12 months when you spend £300 or more (12 calendar months).

How is interest calculated?
Interest is calculated daily from date of order, compounded every 28 days and added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period.

Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your Very account.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. Any outstanding balance plus the interest will now become payable on your account.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every 28 days and cannot be repaid using Take 3.

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. If you have a non-Buy Now Pay Later balance on your Very account, you will still need to make at least your minimum payment as shown on your statement.

What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for a period of time depending on the offer. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

Buy Now Pay Later for 9 months when you spend £50 or more (1 month = 28 days).

How is interest calculated?
Interest is calculated daily from date of order, compounded every 28 days and added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period.

Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your Very account.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. Any outstanding balance plus the interest will now become payable on your account.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every 28 days and cannot be repaid using Take 3.

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. If you have a non-Buy Now Pay Later balance on your Very account, you will still need to make at least your minimum payment as shown on your statement.