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Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realisedNo data to visualise

Realised loans volume on Žltý melón.

Actual interest rates by applicant´s rating class

The graph indicates the variance of final interest rates of loans by the rating level of the applicant over the last 12 months . It contains the minimal, maximal rates and the range within which most of the final interest rates are found.

Loans by purpose

Classification of granted loans by their purpose of use.

Loans by maturity period

Classification of granted loans by maturity period.

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class.

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

LOANS BY THE REGION OF THE APPLICANT - CZE

Classification of granted loans by region of the applicant - CZE.

Collected principal and interests for investors

Collected principal and interests for investorsNo data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2012

2013

2014

2015

2016

2017

Total

Current*

Returns

Loan amount

85 635 €

684 560 €

687 680 €

1 680 080 €

2 486 935 €

2 806 049 €

12 438 001 €

5 913 527 €

Interest charges

10 874 €

159 286 €

162 037 €

311 363 €

415 957 €

595 217 €

2 430 538 €

1 206 921 €

Interest rate

11,82 %

16,90 %

16,23 %

11,53 %

10,03 %

9,82 %

10,39 %

8,88 %

Interest rate (excluding CashFree loans)

11,82 %

16,90 %

16,70 %

18,26 %

14,10 %

11,92 %

14,59 %

11,67 %

Repayments**

Loan principal (excluding collections)

71 322 €

447 393 €

529 419 €

1 468 365 €

1 908 976 €

1 305 397 €

6 206 343 €

1 128 958 €

Interest and Fees (excluding collections)

9 210 €

114 002 €

130 818 €

258 255 €

340 438 €

340 729 €

1 387 130 €

416 296 €

Total (including legal collections)

88 333 €

682 296 €

736 035 €

1 818 689 €

2 345 485 €

1 719 917 €

8 065 156 €

1 602 288 €

Defaults and Collections

Unpaid loan principle***

11 297 €

190 008 €

111 712 €

162 130 €

232 221 €

220 613 €

986 514 €

213 591 €

Amount collected

7 800 €

120 902 €

75 798 €

92 069 €

96 072 €

73 792 €

471 684 €

57 034 €

% of loan principle collected

69,05 %

63,63 %

67,85 %

56,79 %

41,37 %

33,45 %

47,81 %

26,70 %

Remaining unpaid principal

3 497 €

69 107 €

35 914 €

70 062 €

136 149 €

146 822 €

514 831 €

156 557 €

Actual default rate (including collections)

4,08 %

10,10 %

5,22 %

4,17 %

5,47 %

5,23 %

4,14 %

2,65 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

Keep in mind that when investing in peer-to-peer loans you risk your capital as it does not apply any protective mechanism. You can learn more about the risks of peer-to-peer lending and the Žltý melón transparent approach on this page or in the Prospectus of the User. Investors should study both the Prospectus and the The Conflict of Interest before they invest.

Strategic investor: EU-JEREMIE-Fund. Žltý melón is supported by the European Investment Fund as an equity investor through the JEREMIE initiative. You can learn about our company in the section
About us.

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