About:

The LTC Partnership, LLC exists to provide clients approaching or of retirement age (45-85) with comprehensive financial planning services. We aim to preserve, generate and transfer the wealth of our clients to future generations via sound, conservative and ever-evolving financial management tools and techniques. Working with partners in real estate, mortgage, title, tax and estate planning, we ensure that the transition from the workforce to the retirement years is comfortable, easy and rewarding. Building a solid retirement is one of the greatest efforts people undertake in life, and we want each of our clients to enjoy their retirement years with peace of mind.

﻿Vision:﻿

﻿The LTC Partnership prides itself in always being the first choice and the trusted source to provide the very best in Retirement Planning with a unique focus on preservation of principle, income strategies and long term care options. ﻿

﻿Mission: ﻿

﻿Through the awareness of The LTC Partnership brand and the direct efforts of the company’s Partners, we will fulfill the vision of The LTC Partnership.

All of the people within The LTC Partnership are specialists in creating awareness and providing solutions about the emotional and financial burdens of aging and longevity. We exist to help make sure that people never run out of money and that they don't spend all of their hard earned assets on health-related issues, not covered by traditional insurance or Medicare.

The mission of the people within The LTC Partnership is to make the brand synonymous with integrity, knowledge and unheralded personal service!

About the Company:

The LTC Partnership, LLC was founded in 2000 to provide expertise in the "Distribution Phase" of life (ages 50+). We are experts in dealing with issues associated with aging and longevity. Over the years, we added multiple subdivisions in response to the changes in the marketplace. One of the key issues today for Retirees is the fear of outliving their income and assets. We help show people how to reduce risk while generating more pension-like income. Our clients don't worry about the performance of the stock market, nor do they worry about outliving their money.

The firm’s co-founders represent a combination of a nationally recognized Agency Manager for the AXA/Equitable for over 25 years, with over 100 Associates; and the #1 national LTCi producer in his class for John Hancock. The both left their previous companies to start The LTC Partnership, LLC in 2003 and together they have combined their talents and years of marketing experience to make their company one of the premier firms in the area focusing on retirement income planning and long term care options.

The LTC Partnership, LLC is considered a niche player within the following industries and markets:

Accountants

Associations

Attorneys / Law Firms

Benefits Consultants/Brokers

Financial Advisors

Property & Casualty Firms

﻿Service is our strength:﻿

﻿At The LTC Partnership, LLC we consider it our responsibility not only to help you submit business, but to personally walk you through all stages of the process. Our attention to detail helps us achieve industry-leading policy placement. You will be able to track your applications every step of the way. Because of our specialization, mistakes are minimized and working with us should help grow your personal practice.

Why waste your time learning the ins and outs of every carrier and state regulation, only to find later the form you submitted was out of date? Our tools and systems ensure the carrier will be the right fit for your clients, with no surprises.﻿

﻿Solutions 3 LTC:﻿

﻿Our firm, The LTC Partnership, LLC created a subdivision called Solutions 3 LTC, to address the evolving landscape of planning options for long term care planning, beyond traditional long term care insurance.Historically, the first LTC product was a stand-alone, non-cash accumulation policy commonly known as long term care insurance (LTCi) protection.They were issued as Reimbursement or Indemnity contracts.As the economy shifted, Carriers vacated the “stand-alone” LTCi product and have been innovating alternative financial products to solve the longevity quagmire.At the peak, there were 140 + companies offering LTCi.Today, less than a dozen (sizable companies) offer this LTC chassis.Conversely, more Life Insurance carriers have been entering into the long term care planning universe through “Hybrid” or “Combo” plans that incorporate long term care benefits and features into traditional life insurance, annuities, and investment products.﻿

﻿Claim Jockey:﻿

﻿Purchasing long term care insurance is the easy part. The insured is younger – and healthier. But one day, when a need for long term care arises, comes the tough part. Tough because, when a loved one needs long term care, there’s a seemingly endless list of questions. From where is mom (or dad) going to live and who will provide her care, to who is going to be responsible for filing the initial long term care insurance claim, and the ongoing claims paperwork? The long term care insurance claim filing process can be complex - involving copious time spent gathering, preparing and submitting paperwork, often requiring hours of tedious telephone calls to medical offices during business hours, and to the insurer’s claim department. ClaimJockey has the time, knowledge and expert team to do all the tough stuff for you, so you can spend your time with your loved one instead of plowing through paperwork. Filing long-term care insurance claims is our business, and we take the business of getting your claim paid quickly very personally. CLICK HERE for more information and/or to get a free download for LTC claims information...﻿

﻿Long Term Living Association:﻿

﻿The purpose of the Long Term Living Association (LTLA) is to assist employers, employees, individuals and families who are seeking professional expert guidance to address the issues associated with long term living.We are focused on those who are prudently planning for the future as well as those who are currently in crisis mode, struggling to efficiently navigate the multiple professional disciplines available to them.People rely upon the LTLA, regardless of their geographical location, to be the single primary point of contact to help them unravel the complexities of their personal needs.It is our belief that a coordinated effort that matches an individual’s needs with the most relevant professional resources available is the best method.By simplifying the process, the LTLA saves people substantial amounts of time and alleviates the stress, financial burdens, and emotional strain that long term living typically places upon a family.

About the Companies we work with:

We work with carriers that are: BIG. STRONG. SAFE.

One of our major “value propositions” is our ability to provide objective guidance and information about long-term care planning and insurance through the use of multiple carriers.

This product and decision is complicated for a consumer to understand. The LTC Partnership, LLC only contracts with top-rated carriers fully committed to this line of business, whose products are state-of-the-art, and whose names carry clout with customers. This means we won’t offer every carrier on the block...but it also reduces unpleasant experiences for you and your clients.

Carriers we represent:

﻿Long-Term Care insurance (LTCi) companies﻿

﻿Life Insurance with Long Term Care riders﻿

The LTC Partnership, LLC treats all personal information in a confidential manner based on the highest ethical standards.We will not share personal data or information with any individual or organization without prior authorization.