What’s covered in the Health Insurance Marketplace

These essential health benefits include at least the following items and services:

Outpatient care—the kind you get without being admitted to a hospital

Trips to the emergency room

Treatment in the hospital for inpatient care

Care before and after your baby is born

Mental health and substance use disorder services: This includes behavioral health treatment, counseling, and psychotherapy

Your prescription drugs

Services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more.

Pediatric services: This includes dental care and vision care for kids

Specific health care benefits may vary by state. Even within the same state, there can be small differences between health insurance plans. When you fill out your application and compare plans, you’ll see the specific health care benefits each plan offers.

Get ready to enroll in the Health Insurance Marketplace

When open enrollment starts on October 1, 2013, you’ll be able to apply, compare plans, and enroll in the Marketplace. Coverage starts as soon as January 1, 2014.