Chris Cameron at ReadWriteStart details how startups are trading ad business models for micropayments.

Some state and local governments are moving their money into local banks that they see as more likely to lend in their communities, the WSJ’s Ruth Simon reports.

And FDIC Chair Sheila Bair tells NPR small banks are better serving small businesses: “…model-driven formulas we think are harmful. And so we encourage all banks, large and small, to make individual credit determinations.”