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Membership

We think you’ll like what you see when you learn more about our mission. Your Financial Health.

Your Financial Health. Our Mission. is more than a catchy phrase or a tagline. It’s an attitude, a philosophy, and a way of looking at financial services. We are different than banks. It’s a difference that’s bigger than you think.

Here are 3 ways we differ from banks:

• Credit Unions are Member Owned. When you deposit money into our institution, you buy shares into our financial cooperative. We then loan the money to other members. We return the “profits” we make to you in the form of lower rates on loans, fewer fees, and higher yields on deposits.

• Credit Unions are Member Focused. Unlike banks that profit their stockholders, we are a non-profit institution that profits our members.

• Credit Unions are Member Driven. As a member of our financial cooperative, you have a say in what we do. You elect our all-volunteer board. Every member gets a vote, regardless of their net worth.

ProMedica Employees, immediate family and ProMedica affiliates are only eligible for membership. We are dedicated exclusively to you and your immediate family’s financial needs. Once you become a Member, you are a Member for life.

The Benefits of Membership
Membership at ProMedica Federal Credit Union means access to a full range of financial services and a level of personal attention that is seldom offered by financial institutions today. As a not-for-profit cooperative, our only obligation is to you, our member/owner. Whether you want to put away funds for a rainy day, save for vacation, get a loan to purchase your first home or auto, we’re here to provide you with better rates, lower fees, personal attention, stability and convenience.

Who is eligible?
Membership is open to employees of ProMedica, ProMedica Affiliates and all qualifying family members. Plus, once you are a member, you are always a member, regardless of life changes. We are your connection for all things financial for YOU and your FAMILY.

Want to join?
To become a member, simply open a savings account with a refundable deposit of $25. This $25 represents your share in the Credit Union and is held on deposit as long as you’re a member. Once you are a member, you can begin to enjoy all of the privileges that membership offers. We are here to assist you with all of your financial service needs and your relationship with PFCU starts with the attached application.

This fantastic benefit is only available for you (ProMedica Employees). We are your Financial Connection!

Anyone associated with ProMedica and his or her immediate family members may have an account at ProMedica Federal Credit Union.

Two or more people may be joint owners of any credit union account. All parties must sign the application.
To add someone else to your account, just complete the Account Change Form or call your Member Services Representative at 419.479.4040. When adding a joint owner, a copy of his/her driver’s license must be included along with the original signature. You may fax or mail the form to any one of the four credit union locations.

Even if you leave ProMedica, you and your relatives can keep your accounts at the credit union for life. Once you become a member, your account is for life.

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This includes primary and joint applicants, co-borrowers, and authorized users on new and current share accounts, certificates, credit cards and loans.

Opening a new account is as easy as 1-2-3.

1. Complete the New Member Application.
If you are not dropping off your application in person, but using interoffice mail, or U.S. mail, please include a copy of your driver’s license. If you require assistance call your Financial Services Representative at any one of our four branch locations.
Download Application2. Maintain a $25 Minimum Balance.
All members must maintain a $25 minimum balance in a savings account to establish and continue your shareholder status with the credit union, a member-owned cooperative. This is not a fee. It always remains your money. Your initial deposit must be included with your application at account opening.
3. Choose Options.
• Full Direct Deposit:
You can’t beat the convenience of direct deposit. Whether it is a payroll, pension or other recurring check, having it electronically deposited into your credit union account means you won’t spend time waiting in line and you have the safety and security of electronic deposit.
Download Authorization Form
• Payroll Deduction:
Have a portion of your paycheck deposited into a designated account. It’s the foolproof way to increase your savings or make loan payments.