The Fine Print

Bonus will be credited on or about 75 days after the account is opened

New checking accounts with new money only, an existing customer is somebody who has held a Flushing Bank account within the last 24 months.

Limited to one checking account per household

Minimum opening requirement of $100

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Totally Free Checking account has no monthly fee associated with it. They don’t publicly disclose their schedule of fees, but we’ve sent them an e-mail for comment.

Our Verdict

There is also another $150 offer for NYC employees, but this deal is actually worse than the public offer as it requires you to meet all three requirements rather than just two. Unfortunately this offer is only available to those who reside or work in New York, which I don’t. You also need to apply in person for this deal [branch locator] I won’t be taking advantage of this offer because of that, otherwise I’d jump on this deal if I knew for certain it was a soft credit pull to open.

Here’s how I’d complete the requirements:

Open account, use a credit card to fund if possible otherwise open it with a minimum amount of $250 (which will be used for the requirements below)

Complete 5 debit card transactions of $25 or more, purchases that I’d be making anyway.

Complete 5 bill pays for existing bills I have

Wait for bonus to post

Wait 6 months to avoid any possible early account termination fees

Close account so I can try to complete it in another 24 months time

If you have any additional information please share with us in the comments section. This deal has been added to the state specific checking account bonus page, it didn’t make the best checking account bonus page due to the limited geographical area it’s available in.

2 Responses to [Expired][NY Only]$150 Bonus From Flushing Bank For Setting Up A Checking Account – Direct Deposit No Required

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Disclaimer: We attempt to keep the information found on DAD CC Cards as accurate as possible, if you find information that is incorrect please contact us immediately.Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process.