Euronet reports the following consolidated results for the third
quarter 2012 compared with the same period of 2011:

Revenues of $316.4 million, a 6% increase from $299.5 million (15%
increase on a constant currency(1) basis).

Operating income of $24.2 million, a 20% increase from $20.1 million
(32% increase on a constant currency basis).

Adjusted EBITDA(2) of $42.6 million, a 13% increase from
$37.6 million (24% increase on a constant currency basis).

Net income attributable to Euronet of $14.6 million or $0.28 diluted
earnings per share, compared with net loss of $3.2 million or $0.06
diluted loss per share.

Adjusted cash earnings per share(3) of $0.42, a 14%
increase from $0.37.

Transactions of 587 million, a 12% increase from 524 million.

See the reconciliation of non-GAAP items in the attached financial
schedules.

"I am pleased with our 32% constant currency operating income growth in
the quarter," stated Michael J. Brown, Euronet's Chairman and Chief
Executive Officer. "The EFT and Money Transfer Segments delivered
exceptional 80% and 38% constant currency operating income growth,
respectively. While we continue to see decreases in the epay Segment
versus the same quarter last year, the segment's results improved
sequentially, posting revenue and operating income growth of 4% and 1%,
respectively. We are optimistic that epay will soon contribute more to
earnings growth as we continue to refocus our sales initiatives,
introduce more non-mobile content and rollout additional value added
services."

Segment and Other Results

The EFT Processing Segment reports the following results for the
third quarter 2012 compared with the same period of 2011:

Revenues of $64.9 million, a 29% increase from $50.2 million (47%
increase on a constant currency basis).

Operating income of $14.5 million, a 61% increase from $9.0 million
(80% increase on a constant currency basis).

Adjusted EBITDA of $20.9 million, a 47% increase from $14.2 million
(65% increase on a constant currency basis).

Transactions of 302 million, a 22% increase from 247 million.

Operated 17,370 ATMs as of September 30, 2012, a 37% increase from
12,668.

Revenue, operating income and Adjusted EBITDA growth in the third
quarter was driven by a 37% increase in ATMs under management,
transaction growth in virtually every market and increased sales of
value added services in Europe which are seasonally higher during the
third quarter compared to other quarters. While costs increased to
support this growth, they did not increase commensurate with revenue,
reflecting the leveragability of the business.

Transactions grew 22%, with the largest increases in Poland, Romania,
India, Euronet Middle East and our cross border acquiring business.
Revenues grew at a faster rate than transactions due to increased sales
of value added services, which earn more revenue per transaction than
traditional EFT transactions, and monthly recurring fees paid by banks
for rights to access our ATMs in Central and Eastern Europe and India.
ATM growth of 37% was partially attributable to brown label ATMs
deployed in India, which are still in the ramp-up phase and are not yet
generating a profit. ATMs acquired from the cash4you network in Poland,
the acquisition of PayNet in Romania and expansion of our Independent
ATM Deployed (IAD) Networks in new and existing markets also contributed
to ATM and operating income growth.

The epay Segment reports the following results for the third
quarter 2012 compared with the same period of 2011:

Revenues of $171.6 million, a 2% decrease from $174.3 million (6%
increase on a constant currency basis).

Operating income of $10.1 million, a 24% decrease from $13.3 million
(22% decrease on a constant currency basis).

Adjusted EBITDA of $15.1 million, a 15% decrease from $17.7 million
(10% decrease on a constant currency basis).

Transactions of 277 million, a 2% increase from 271 million.

Point of sale ("POS") terminals of approximately 631,000 as of
September 30, 2012, a 7% increase from approximately 591,000.

Retailer locations of approximately 304,000 as of September 30, 2012,
an 8% increase from approximately 282,000.

Constant currency revenue growth in the epay Segment was due to the
September 2011 acquisition of cadooz. Operating income and Adjusted
EBITDA were adversely impacted by three previously announced matters:
mobile operator distribution strategy changes in Brazil, certain
retailers in Australia going direct with mobile operators and economic
pressures in Spain. In the quarter, Australia partially lapped the
downturn from certain retailers going direct with mobile operators in
September last year. Partially offsetting these decreases were increased
prepaid mobile sales in the U.S. and continued demand for non-mobile
content, particularly in Germany.

The Money Transfer Segment reports the following results for the
third quarter 2012 compared with the same period of 2011:

Revenues of $80.0 million, a 7% increase from $75.1 million (13%
increase on a constant currency basis).

Operating income of $6.2 million, a 29% increase from $4.8 million
(38% increase on a constant currency basis).

Adjusted EBITDA of $10.9 million, a 10% increase from $9.9 million
(16% increase on a constant currency basis).

Total transactions of 7.9 million, a 25% increase from 6.3 million.

Network locations of approximately 170,000 as of September 30, 2012, a
21% increase from approximately 140,000.

Revenue, operating income and Adjusted EBITDA growth in the quarter was
driven by the 25% increase in total transactions. Increased operating
profit was driven by continued network expansion, which grew 21% over
the same quarter last year. Money transfer transactions increased 14%,
commensurate with revenue on a constant currency basis. U.S. initiated
transfers increased 19% compared to the same quarter last year,
including an 18% increase in transfers to Mexico. Non-U.S. initiated
transfers increased 7%, despite continued economic pressure in Europe.
The segment continued to see a strong 86% growth in non-money transfer
transactions, which earn significantly lower revenue per transaction
than money transfers.

Corporate and other reports $6.6 million of expense for the third
quarter 2012 compared with $7.0 million for the third quarter 2011.
Share-based compensation expense is the primary reason for the decrease
in expense.

Balance Sheet and Financial Position

Unrestricted cash on hand was $191.8 million as of September 30, 2012,
compared to $178.6 million as of June 30, 2012. Cash increased as a
result of cash generated from operations as well as temporary working
capital changes in the epay segment due to the timing of settlements,
partly offset by $61 million in payments on the revolving credit
facility. Total indebtedness was $261.6 million as of September 30,
2012, compared to $321.4 million as of June 30, 2012. On October 15,
2012, the Company repurchased substantially all of the $171 million
principal amount of 3.5% convertible bonds using cash on the balance
sheet and available capacity on the Company's revolving credit facility.
As announced on October 12, 2012, capacity on the Company's revolving
credit facility was increased from $275 million to $400 million.

Guidance

The Company currently expects adjusted cash earnings per share for the
fourth quarter 2012, assuming foreign currency exchange rates remain
stable through the end of the quarter, to be approximately $0.47 before
a tax charge of up to potentially $0.04 per share as a result of a
federal alternative minimum tax and state income tax expense related to
the non-recurring fourth quarter repurchase of the Company's convertible
bonds.

Non-GAAP Measures

In addition to the results presented in accordance with U.S. GAAP, the
Company presents non-GAAP financial measures, such as constant currency,
Adjusted EBITDA and adjusted cash earnings per share financial measures.
These measures should be used in addition to, and not a substitute for,
net income, operating income and earnings per share computed in
accordance with US GAAP. We believe that these non-GAAP measures provide
useful information to investors regarding the Company's performance and
overall results of operations. These non-GAAP measures are also an
integral part of the Company's internal reporting and performance
assessment for executives and senior management. The non-GAAP measures
used by the Company may not be comparable to similarly titled non-GAAP
measures used by other companies. The attached schedules provide a full
reconciliation of these non-GAAP financial measures to their most
directly comparable U.S. GAAP financial measure.

(1) Constant currency measures are computed as if foreign
currency exchange rates did not change from the prior period. This
information is provided to illustrate the impact of changes in foreign
currency exchange rates on the Company's results when compared to the
prior period.

(2)Adjusted EBITDA is defined as net income excluding income
tax expense, depreciation, amortization, share-based compensation
expenses and other non-operating or non-recurring items that are
considered expenses under U.S. GAAP.

(3) Adjusted cash earnings per share is defined as diluted
U.S. GAAP earnings per share excluding the tax-effected impacts of: a)
foreign exchange gains or losses, b) goodwill impairment charges, c)
gains or losses from the early retirement of debt, d) share-based
compensation, e) acquired intangible asset amortization, f) non-cash
interest expense, g) non-cash income tax expense, and h) other
non-operating or non-recurring items. Adjusted cash earnings per share
includes shares potentially issuable in settlement of convertible bonds
or other obligations, if the assumed issuances are dilutive to adjusted
cash earnings per share. Adjusted cash earnings per share represents a
performance measure and is not intended to represent a liquidity measure.

Conference Call and Slide Presentation

Euronet Worldwide will host an analyst conference call on October 24,
2012, at 9:00 a.m. Eastern Time to discuss these results. To listen to
the call via telephone, dial 877-303-6313 (USA) or +1-631-813-4734
(non-USA). The conference call will also be available via webcast at http://ir.euronetworldwide.com.
Participants should go to the website at least five minutes prior to the
scheduled start time of the event to register. A slideshow will be
included in the webcast.

A webcast replay will be available beginning approximately one hour
after the event at http://ir.euronetworldwide.com
and will remain available for one year.

Euronet's global payment network is extensive - including 17,370 ATMs,
approximately 69,000 EFT POS terminals and a growing portfolio of
outsourced debit and credit card services which are under management in
36 countries; card software solutions; a prepaid processing network of
approximately 631,000 POS terminals at approximately 304,000 retailer
locations in 29 countries; and a consumer-to-consumer money transfer
network of approximately 170,000 locations serving 133 countries. With
corporate headquarters in Leawood, Kansas, USA, and 47 worldwide
offices, Euronet serves clients in approximately 150 countries. For more
information, please visit the Company's website at www.euronetworldwide.com.

Statements contained in this news release that concern Euronet's or
its management's intentions, expectations, or predictions of future
performance, are forward-looking statements. Euronet's actual results
may vary materially from those anticipated in such forward-looking
statements as a result of a number of factors, including: conditions in
world financial markets and general economic conditions, including
economic conditions in specific countries or regions; technological
developments affecting the market for the Company's products and
services; foreign currency exchange rate fluctuations; the effects of
any potential future computer security breaches; the Company's ability
to renew existing contracts at profitable rates; changes in fees payable
for transactions performed for cards bearing international logos or over
switching networks such as card transactions on ATMs; changes in the
Company's relationship with, or in fees charged by, the Company's
business partners; competition; the outcome of claims and other loss
contingencies affecting the Company; and changes in laws and regulations
affecting the Company's business, including immigration laws. These
risks and other risks are described in the Company's filings with the
Securities and Exchange Commission, including our Annual Report on Form
10-K, Quarterly Reports on Form 10-Q and Current Reports on Form 8-K.
Copies of these filings may be obtained via the SEC's Edgar website or
by contacting the Company or the SEC.Any forward-looking
statements made in this release speak only as of the date of this
release.Euronet does not intend to update these forward-looking
statements and undertakes no duty to any person to provide any such
update under any circumstances. The Company regularly posts important
information to the investor relations section of its website.

(1) As required by U.S. GAAP, the interest cost and
amortization of the convertible debt issuance cost are excluded from
income for the purpose of calculating diluted earnings per share for any
period when the convertible debentures, if converted, would be dilutive
to earnings per share. Further, the convertible shares are treated as if
all were outstanding for the period. Although the assumed conversion of
the convertible debentures was not dilutive to the Company's GAAP
earnings for the periods presented, it was dilutive to the Company's
adjusted cash earnings per share for the three months ended September
30, 2012. Accordingly, the interest cost and amortization of the
convertible debt issuance cost are excluded from income and the
convertible shares are treated as if all were outstanding for the period.

(2) Adjusted cash earnings and adjusted cash earnings per
share are non-GAAP measures that should be considered in addition to,
and not as a substitute for, net income and earnings per share computed
in accordance with U.S. GAAP.