Employees are a company’s main asset and the key for success of any business.

Voluntary health insurance for your company’s employees is an excellent motivation for employees and the attractive element of any benefits package.

Benefits a company gets by purchasing health insurance for their employees:

- reduction in fees for payroll services;

- reduction in costs related to mandatory medical examination and prophylactic immunization of employees, as these are covered by the cost of the health insurance programme;

- reduction in company’s financial losses due to decrease of employees’ disability and sick days;

- extended benefits package and employees’ enhanced motivation;

- insurance premium is included into production and marketing costs (Decree of the President of the Republic of Belarus dd. May 19, 2008 No. 280);

Employees get the following benefits:

•Freedom to choose a medical institution;

•All types of medical assistance in all regions of the Republic of Belarus;

•Medical assistance quality control;

•24-hour medical call centre.

Property insurance - protect your business

Any business is prone to many risks that can disrupt even a well-balanced business activity.

The most secure way to protect your business against financial losses in emergency cases is to sign up for the voluntary comprehensive insurance of property of legal entities and individual entrepreneurs and third-party liability insurance.

Paying a minimum insurance premium enables you to:

•Promptly get insurance refund that will help restore the damaged property to the original condition;

•avoid expenses relating to refund of damage caused to third parties, which will have a positive impact on your company’s reputation.

When concluding the contract for voluntary comprehensive insurance of property of legal entities and individual entrepreneurs and third-party liability insurance in one of Belagroprombank’s branch offices, you will enjoy the following benefits:

guaranteed protection of your business against financial losses and risk;

exceptionally low rates if you sign an insurance contract in the bank’s branch office, with payment by installment;

minimum documentation requirements;

freedom to choose insured risks; tax discount thanks to inclusion of insurance costs in the prime cost (Decree of the President of the Republic of Belarus dd. May 19, 2008 No 280).

Car insurance– peace of mind on the road

Nowadays a car is no longer considered a luxury item, but a means of transportation that gives you more freedom. A car saves your time and shortens large distances.

Voluntary car insurance (AVTOKASKO) guarantees you a peace of mind and confidence on the road.

Car insurance programme offers you the most benefits:

competitive insurance rates;

a possibility to pay insurance premium by installments without increase in insurance cost;

multidrive – unlimited number of drivers for the car insured;

a possibility to put anti-theft marking;

no driving experience limit;

no vehicle age limit;

possibility of a simplified insurance refund, no certificate issued by competent authorities is required;

car repair in trusted technical service stations and official dealers’;

insurance refund based on bills from repair provider or car repair calculation;

car evacuation from the place of accident;

tax discount thanks to inclusion of insurance costs in the prime cost (Decree of the President of the Republic of Belarus dd. May 19, 2008 No. 280).