New Health Savings Accounts Useful for Tax Avoidance

The pamphlet HSA Road Rules (PDF)
does a thorough job of explaining these new tax-advantaged health savings
accounts from the perspective of the insured, the insurer, the account
administrator, and the employer.

These accounts are potentially very useful to people who are resisting taxes
by keeping their incomes low.

Getting by while living under the
U.S. tax line is a
lot easier when you consider some of the other hands you could have been dealt:

The omnibus appropriations bill funds the
IRS at
$10.233 billion for
FY 2005, a one-half percent increase from the
FY 2004 funding level.
The IRS
Oversight Board believes that it will leave the already strapped agency with
fewer resources when inflation and the 3.5 percent federal civilian pay raise
are factored in.

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