The Hot Spot

Flood Insurance

Floods are the most common and costly natural disaster. Federal disaster assistance comes in the form of a loan that must be repaid with interest. Homeowners Insurance and Renters Insurance do NOT cover flooding. Only a separate Flood Policy protects you from these unexpected disasters.

Here are a few things to consider when you are reviewing your current insurance coverage...

Floods are the most common and costly natural disaster.

25% of all flood claims occur in areas not identified as a high flood risk zone.

Heavy rains, blocked creeks, or inadequate drainage can all lead to flooding.

Am I protected against water main breaks, ruptured tanks and towers, broken levees and dams, or power outage leading to pump failures?