ATM & Office Locations

Loans and Lines of Credit

Get the capital you need to help your business thrive with SEFCU's convenient and flexible Business loans and lines of credit.

Buying or Leasing Equipment? Looking to Optimize Cash Flow?

SEFCU can help with a loan program tailored to your needs! Whether you're looking for a term loan or a line of credit for working capital, SEFCU has the perfect financing options to help your business grow - all with competitive rates and generous terms!

Commercial Real Estate Mortgages

Get the long-term financing you need to purchase new properties or improve/refinance existing locations. At SEFCU you can choose a permanent mortgage with flexible terms and a variety of loan rates as well as construction loans in conjunction with permanent financing options.

Equipment and Business Term Loans

Need financing for a fixed asset purchase - like equipment, fixtures, or vehicles - or permanent working capital for a business acquisition or expansion? An equipment or business term loan can help you get the funds you need.

Lines of Credit

If you need immediate short-term financing to carry you during the off season of your business or sustain operations during a cyclical slow period, consider a SEFCU Line of Credit for Business. Lines of credit are typically granted as either a demand facility or a maximum period of a year and may be subject to annual review and a 30-consecutive-day zero balance provision or borrowing base. Overdraft Cash Reserve for Business is also available and provides you with the security and convenience of an overdraft line of credit that is linked to your SEFCU Business Checking account.

Letters of Credit

From time to time SEFCU may issue letters of credit in connection with commercial financings in the form of either a direct pay or standby letters of credit.