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Smart financing options, on the house

Borrow up to 95% of your home's equity

Choose between fixed and variable rates

We pay all normal closing costs (in most cases)*

You've worked hard for your home. Now it's time to be repaid in kind. When you're taking on home improvements, paying education expenses or saving money with debt consolidation, check out our home equity loan and line of credit options. You can borrow against the value of your home, whether it's in North Carolina, South Carolina or anywhere (except Texas).

After you apply for your home equity loan or line of credit, make sure you have this information available so we can process it:

Copy of homeowners insurance policy showing the agent's name and telephone number

Proof of income (a copy of your two most recent paycheck stubs for everyone applying)

Copy of mortgage, deed, deed of trust, or title insurance

*For properties in South Carolina, up to $100 closing costs apply. For loan amounts above $250,000, additional third party costs may apply. Property insurance is required and flood insurance may be required.
Accepting applications for properties located in all states except Texas.