In the Los Angeles-Long Beach-Glendale market only 9.1 percent of new and existing houses are considered affordable to families earning the area’s median income of $64,300. Overall, California is also home to five of the nation’s least affordable small housing markets.

According to the NAHB/Wells Fargo Housing Opportunity Index (HOI), across the nation, the amount of new and existing homes affordable to families earning the U.S. median income of $68,000 is at 58.3 percent for Q3 2017, which is down from 59.4 percent from Q2 2017. The NAHB numbers indicate an overall national trend of homes becoming less affordable for families.

The NAHB also reports that the national median home price of $256,000 in the Q2 jumped to $260,000 in Q3. Mortgage rates for the Q3 are also up 2 basis points to 4.1 percent from 4.08 percent in Q2.

During the quarter, three of the top 10 most affordable large metros were located in the Northeast, six in the Midwest, and one in the South. While the West wasn’t able to break into the top 10 for affordability, nine of the top 10 most unaffordable large metros were in the West, with one in the Northeast. In terms of small metros, all 10 of the top 10 most unaffordable small metros were in the West.

This quarter, Youngstown-Warren-Boardman, Ohio-Pennsylvania led the nation’s large housing markets in terms of affordability with 90.1 percent of new and existing houses being affordable to families earning the area’s median income of $54,600.

John Tee is a writer and editor based in Dallas, Texas. A Texas native, he is a graduate of Texas A&M University and spent four years in West Texas working as a copy editor for the Midland Reporter-Telegram before relocating to the DFW Metroplex while also contributing to FanSided.com.