Does bank of america upgrade there visa credit card? My wife got a visa from BOA, which is her 1st credit card, and has $59.00 fee per year. Don't want to cancel, where it might mess up her credit history of 2.5yr with them.

They have been actively upgrading accounts to the BankAmericard Cash Reward card. This card gives you 3% cash back on gas, 2% on groceries and 1% on everything else. No need to sign up. And, if you deposit your cash rewards into a BofA checking account, they give an additional 10% cash back. Or you can inquire about some of their other accounts, but BofA has mostly been marketing this card.

Best bet is to log in online and request a chat with a customer service rep. Ask that rep if the account can be upgraded and usually it is a yes. Don't be surprised if the annual fee remains though. Also, from experience, it takes weeks for the upgrade to go through.

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