In part one, we talked about the preparation needed before choosing your first credit card ( read it here ). Knowing your financial habits and background is necessary before entering into the world of credit. Credit can be a useful tool if utilized carefully. It can be your worst nightmare if used recklessly.
Once assured that your financial habits ca...

Most clutter is obvious: the stacks of papers on the desk, the recipes torn from magazines or printed from websites, the collection of cords, cables, and power supplies that seem too valuable to toss. I once wrote an entire website about how to deal with it!
But what about financial clutter? The symptoms are more subtle, but just as r...

I was asked recently about how someone should go about choosing their first credit card. I remembered the first card I got and how poorly I handled it. I was so thrilled to have one and immediately made plans to buy a big color television set so I could watch the Olympics in color. Growing up, we only had a black and white set and a small one at that. My father did not see a need for color. How...

When was the last time you shopped around for car insurance? If you're like most Americans, you don't. According to a June 2015 survey conducted by Princeton Survey Research Associates International and commissioned by insuranceQuotes.com , 66 percent of policyholders never or rarely check to...

Do you have a fledgling entrepreneur in the house? Talking about money with kids is important as is giving them opportunities to practice with finances. Families tend to find different ways for their kids to practice money: some give allowances, some provide opportunities to earn money around the household, and in some families entrepreneurship is encouraged.
Earning money can hel...