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Most of us associate buying a home with one of the most significant and special times in life – especially when we’re talking about our first- home! When we first sign the papers for our newly purchased real estate, we’re [...]

Chapter 13 and IRS tax returns and refunds You must file the prior four years of returns when you file the bankruptcy petition The Internal Revenue Service will be advised the moment you file a bankruptcy. The IRS will advise [...]

The Chapter 13 Bankruptcy Co-Debtor Stay also works in 12 and some 11 cases Chapter 13 Co-Debtor Stay protection Sometimes you need to protect a co-signer. You may have to file a bankruptcy. But when mom and dad [...]

Louisville Short Sales Short Sale benefits. Credit Scores and your next mortgage The major benefit from a short sale is your FICO score will be about 25 points higher than if you file bankruptcy. Bankruptcy will drop a great FiCO [...]

Louisville Foreclosures If you have been served with a foreclosure complaint in Louisville Kentucky you only have 20 days to file an answer or a default judgment may be issued. A mortgage company will start the foreclosure when you are [...]