John Sweeney

Planning and Advisory Services, Fidelity Investments

John Sweeney is executive vice president, Planning and Advisory Services for Fidelity Personal and Workplace Investing (PWI), a unit of Fidelity Investments, a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing and other financial products and services to more than 20 million individuals, institutions and financial intermediaries.

Mr. Sweeney acquired his current position in 2007 and is responsible for Portfolio Advisory Services, Fidelity's discretionary managed account business, and for the development of planning and guidance solutions, including guidance tools, estate planning and the advisor referral business. He is also responsible for Fidelity's Personal Trust business and sits on the board of Fidelity Personal Trust Company.

Prior to his current role, Mr. Sweeney was senior vice president, Mutual Fund Product Management, where he was responsible for product management, marketing and new product development for the 190 Fidelity retail mutual funds then in the Fidelity portfolio. He also managed Fidelity's FundsNetwork® business, overseeing the distribution and servicing of the 4,500 mutual funds sold through the retail, advisor, correspondent and institutional retirement platforms.

Mr. Sweeney joined Fidelity in 1998 as a director of Strategic New Business Development, responsible for developing growth strategies for internal Fidelity businesses and evaluating new business opportunities. In 2000, Mr. Sweeney was named vice president, Partnerships, for Fidelity Personal Investments (FPI), and in 2003 acted as vice president, Equity Mutual Fund Product Management, for FPI.

Prior to joining Fidelity, Mr. Sweeney worked at American Express in New York, and he began his career in advertising and direct marketing.

Mr. Sweeney received his BA in history from the College of the Holy Cross and received an MBA from Cornell University, where he was elected president of his class.

Karthik RamanathanFidelity Management & Research Company

Dirk HofschireFidelity Management & Research Company

Dirk Hofschire

Fidelity Management & Research Company

Dirk Hofschire is senior vice president, asset allocation research in Fidelity's Asset Management organization, the investment management arm of Fidelity Investments located in Boston. The asset allocation research team conducts economic, fundamental and quantitative research to develop dynamic asset allocation recommendations for the Asset Allocation Division of the Fidelity Asset Management organization. Previously, Mr. Hofschire headed up the Market Analysis, Research and Education group (MARE), which he created in 2005 to provide timely updates on trends in the economy and financial markets. He joined Fidelity in 2000 as a senior portfolio analyst.

Prior to joining Fidelity, Mr. Hofschire was a Foreign Service Officer with the U.S. Department of State. He served in many different roles including financial economist for the Bureau of Western Hemisphere Affairs; economic and commercial officer at the U.S. Embassy in La Paz, Bolivia; and consular officer at the U.S. Embassy in San Jose, Costa Rica.

Mr. Hofschire received a bachelor of science degree in Foreign Service from Georgetown University. He is a graduate of the Economic and Commercial Studies Program from the National Foreign Affairs Training Center in Arlington, Virginia. He earned his MBA from Johns Hopkins University, and he holds the Chartered Financial Analyst designation.

Dr. Irving joined Fidelity's Fixed Income Division in 1999 as a quantitative analyst. He was responsible for building and maintaining prepayment and term-structure models for valuation of mortgage-backed securities. He also developed a novel approach for fixed-income performance attribution. He began to manage portfolios in November 2004.

Prior to joining Fidelity, Dr. Irving was a senior member of the technical staff at Alphatech in Burlington, Massachusetts, from 1995 to 1999. He was responsible for developing algorithms for battlefield surveillance. Prior to his work at Alphatech, Dr. Irving was a member of the technical staff at MIT Lincoln Laboratory in Lexington, Massachusetts, from 1987 to 1995.

Dr. Irving received a bachelor of science degree and a doctorate in electrical engineering from the Massachusetts Institute of Technology (MIT) in 1987 and 1995, respectively.

In 1996, Dr. Irving was a lecturer in the department of electrical engineering at MIT, where he taught an advanced graduate course on recursive estimation of stochastic processes. He has also published a number of articles in engineering journals on automatic target detection for battlefield surveillance.

Dirk HofschireFidelity Management & Research Company

Shahira KnightGovernment Relations and Public Policy

Shahira Knight

Government Relations and Public Policy, Fidelity Investments

Shahira Knight is vice president, Government Relations, for Fidelity Investments. Fidelity Investments is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing, and other financial products and services to more than 20 million individuals and institutions, as well as through 5,000 financial intermediary firms. Ms. Knight assumed her current position in the Government Relations division in September 2009.

Prior to joining Fidelity in 2009, Ms. Knight served as managing director in the Government Affairs office of the Securities Industry and Financial Markets Association (SIFMA), a trade association representing more than 600 securities firms, banks and asset managers. In her role, she was responsible for representing SIFMA before Congress and the Executive Branch on all legislative and regulatory tax issues affecting the association's member companies. Before joining SIFMA, Ms. Knight was a partner at the C2 Group, where she provided legislative consulting services to a variety of clients on tax and pension issues.

Ms. Knight also previously served on the Ways and Means Committee in the U.S. House of Representatives for seven years before joining the private sector. During her last two years on the Committee, Ms. Knight was the senior advisor to the Chairman. In this position, she was in charge of the Committee's legislative operations and acted as the Committee's top policy advisor and political strategist. She was responsible for developing policy proposals, formulating legislative strategies, managing bills through all stages of the legislative process and negotiating legislation. Prior to assuming this position, Ms. Knight worked on the Committee's tax staff for three years and was responsible for developing and drafting legislation dealing with pensions and benefits, health care, insurance, financial products and a variety of business tax provisions. Ms. Knight also worked on the policy staff of the Social Security Subcommittee.

Before joining the Ways and Means Committee, Ms. Knight worked on the Majority Staff of the Joint Economic Committee, where she was responsible for writing policy papers on various tax and budget issues.

Ms. Knight received her undergraduate degree in economics from the University of Virginia and her master of arts degree from George Mason University.

Bill IrvingFidelity Management & Research Company

Karthik RamanathanFidelity Management & Research Company

Karthik Ramanathan

Fidelity Management & Research Company

Karthik Ramanathan is a senior vice president and director of bonds for the Fixed Income Division of Fidelity Investments. Mr. Ramanathan assumed his current position in June 2010 and is responsible for leading the Institutional Portfolio Management team to drive fixed-income product strategy and positioning internally, as well as communicating that strategy externally to institutional investors.

Prior to joining Fidelity, Mr. Ramanathan served as assistant secretary for Financial Markets for the U.S. Department of the Treasury, beginning in 2008. In that role, he oversaw matters involving Treasury financing, public debt management, federal regulation of financial markets and related economic matters. From 2005 to 2008, Mr. Ramanathan served as director of the Office of Debt Management for the Treasury Department, and directed the issuance of over $8 trillion in Treasury securities across bills, notes, bonds and inflation-indexed notes. Before joining the U.S. Treasury, Mr. Ramanathan worked at Goldman Sachs & Co. in New York and London from 1994 to 2003, serving as vice president in the Foreign Exchange Division.

Mr. Ramanathan received a bachelor of arts degree in mathematics and economics, summa cum laude, from Columbia University in 1994.

Shahira KnightGovernment Relations and Public Policy

John SweeneyPlanning and Advisory Services

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