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We even share how we make money so you can rely on our expert advice and recommendations with clarity and confidence.“‘Someday,’ he predicted, ‘restaurants all over New York will honor this card,’” former Diners Club executive Matty Simmons recalled Mc Namara telling him early on.Simmons recounted the conversation in his book “The Credit Card Catastrophe.” Mc Namara was right about the future, and then some. consumers now report carrying a credit card, according to a 2014 survey from the Federal Reserve Bank of Boston, the most recent data available.As the first major multipurpose charge card issuer, Diners Club gained widespread acceptance among merchants and paved the way for other issuers. With its cardboard credit cards, Diners Club aimed for mass acceptance.» MORE: What the first credit cards were like In 1966, Bank Americard began licensing its cards to banks in other states to scale its business.This allowed out-of-state banks to issue cards that were accepted by merchants that took Bank Americard.

Bank of America introduced the card with an unforgettable — and incredibly expensive — publicity stunt: It mailed 60,000 already-activated Bank Americard credit cards to its customers in Fresno, California.