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Privacy Policy & Terms of Use

PRIVACY POLICY

This Privacy Policy applies to AMOCO FCU micro-sites (e.g., candogood.org or earnorburn2010.com). We urge you to read the complete Privacy Policy as well as our Terms and Conditions of Use and contact us if you have any questions.

ABOUT AMOCO FCU

AMOCO FCU, is a member owned financial institution, committed to providing financial products and services to meet the needs of their membership. AMOCO FCU is equally committed to protecting their members’ privacy as well as those who visit our micro-sites. AMOCO FCU shares your concerns about privacy on the Internet. In order to better protect your privacy, AMOCO Federal Credit Union has provided this notice explaining its online information practices and the choices you can make about the way your information is collected and used on the Site. If you have any questions, please contact AMOCO FCU at 800.231.6053.

AMOCO’s COLLECTION AND USE OF YOUR INFORMATION

In the course of using this site, AMOCO FCU may ask you for your personal identifiable information, such as; name, e-mail address, postal address, telephone number, fax number as well as other relevant information. You may choose to share your personally identifiable information with us. However, your participation in using this site and/or providing feedback is completely voluntary. AMOCO FCU also may collect certain non-personally identifiable information when you visit many of our web pages such as the type of browser you are using (e.g., Netscape, Internet Explorer), the type of operating system you are using, (e.g., Windows 2000 or Mac OS), the domain name of your Internet service provider (e.g., America Online, Earthlink), aggregate data about the number of visits to the Site and/or aggregate data about the pages visited. We may disclose all the information we collect, as described previously and as permitted by law, to companies that perform marketing services on our behalf or to other institutions with which we have joint marketing agreements. To protect our members’ privacy and yours, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.

SECURITY; NO LIABILITY

AMOCO FCU has implemented security measures to help protect against the risk of loss, misuse and alteration of any information under AMOCO FCU’s control. Nevertheless, such security measures may not prevent all loss, misuse or alteration of information on this site, and AMOCO FCU is not responsible for any damages or liabilities relating to any such security failures. You understand that data and communications, including e-mail and other electronic communications, may be accessed by unauthorized third parties when communicated over the Internet. Furthermore, this site contains links to other web sites. AMOCO FCU is not responsible for nor can AMOCO FCU ensure the privacy practices or content of such other sites.

A SPECIAL NOTE ABOUT CHILDREN

AMOCO FCU does not knowingly gather any personally identifiable information from children under the age of 13. You must be 13 years of age or older to access the Site. AMOCO FCU has no interest in collecting information from children under the age of 13.

WHAT YOU CAN DO TO HELP PROTECT YOUR PRIVACY

AMOCO FCU is committed to protecting the privacy of our members and those who visit our micro-sites. Members and visitors can help by following these simple guidelines: – Protect your account numbers, card numbers, PIN(s) (personal identification numbers) and passwords. – Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the credit union and asks for your account number or personal information, you should be aware. Official credit union staff will have access to member information and will not need to ask for it. Furthermore, official credit union staff will not contact non-members regarding financial matters unless initiated by your request.

MODIFICATION OF PRIVACY POLICY

AMOCO FCU may change this Privacy Policy at any time by posting the changed or amended Privacy Policy on this site. Your continued viewing of or use of this site following the posting of any changes to this Privacy Policy will signify your assent to any such changes or amendments.

HOW TO CONTACT AMOCO FCU FOR ANY REASON

You may contact AMOCO FCU with questions or comments regarding this Privacy Policy, updating any personally identifiable information or anything else related to AMOCO FCU and/or this site at www.amocofcu.org or at 800.231.6053.

TERMS OF USE

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE TO BE SURE YOU UNDERSTAND THEM COMPLETELY. USE OF THIS SITE CONSTITUTES YOUR AGREEMENT TO BE BOUND BY AND ADHERE TO THESE TERMS OF USE. These Terms of Use govern your access to and use of this micro-site operated by AMOCO FCU. These Terms of Use are a legally binding agreement between you and AMOCO FCU, and contain important information about our site and your use of our site.

CONTENT

AMOCO FCU websites and/or micro-sites may offer featured articles, pictures, information, digital images, surveys, contests and sweepstakes, advertising, logos, trademarks, and other content we hope will be of interest to our visitors. Content may be in the form of text, data, music, sound, graphics, images, pictures, photographs, video. AMOCO FCU makes no representations or warranties that the Content is available, appropriate, or legal to access. Except for User Content (as hereinafter defined), all Content posted on or otherwise available via this site is owned by AMOCO FCU or used with authorization. Please feel free to browse the site, but note that downloading information, data, or images from this site does not give you title or other rights to such Content.

COPYRIGHT

Copyright to all Content on this site is owned by AMOCO FCU. As a condition of using this site, you agree that you will not: modify, reproduce, alter content, forge, transmit, or publish any content from this site without written approval from AMOCO FCU. attempt to modify these materials or to use these materials for any other purpose constitutes a violation of our copyright and may subject to legal action.

USER CONTENT

Some of our sites allow visitors to post, submit, or display information, messages, suggestions, questions, comments, postings, advertisements, ratings, ideas, techniques, notes, know-how, drawings, concepts, designs, audiovisual material, photographs, and pictures (including pictures of the user and other representations of the user’s name and likeness), digital images or other content in any form (collectively “User Content”). By posting User Content on this site or any AMOCO FCU website, you hereby grant AMOCO FCU an unrestricted, transferable, and sublicensable, irrevocable, royalty-free, worldwide, and perpetual license to reproduce, distribute, publicly display, make derivative works of, and otherwise use the User Content in any media or manner whatsoever for any purpose whatsoever, commercial or not, without any approval from you. You hereby disclaim any right to any compensation from AMOCO FCU in connection with the User Content you have posted on this site or any other AMOCO FCU website. You acknowledge and agree that AMOCO FCU is under no obligation of confidence to you, and shall not be liable for any use or disclosure of any User Content. By posting the User Content on any site, you represent and warrant that you own the copyright in such User Content or that you have a legitimate license to post the User Content, including photographs or other audiovisual material, without any restrictions whatsoever. AMOCO FCU has no obligation to monitor this site or any portion thereof. However, AMOCO FCU reserves the right to review any User Content and remove, delete, or otherwise modify such User Content, in its sole discretion, at any time and from time to time, without notice or further obligation or any compensation to you. AMOCO FCU has no obligation to display or post any User Content. AMOCO FCU reserves the right to disclose, at any time and from time to time, any information or User Content that AMOCO FCU deems necessary or appropriate to satisfy any applicable law, regulation, contractual obligation, legal, dispute process, or governmental request. AMOCO FCU shall have no liability in connection with any User Content submitted to, transmitted via, or displayed or posted on this site.

PAYMENTS/DONATIONS

Third parties (e.g., PayPal) requiring payments generally require use of a valid credit/debit card or bank account. You are solely responsible for charges owed for all goods and services, payments and donations made through this site, including, but not limited to, applicable taxes, shipping charges, insurance, and any other costs. Be sure to read all terms and conditions of using third party payment/donation sites.

LINKS AND THIRD PARTY SITES

AMOCO FCU’s web site and micro-sites are connected to third party websites. The links are for informational purposes only and not an endorsement of those products or services. Third party websites accessed by links are not part of the credit union. AMOCO FCU can not attest to the accuracy or information provided by the linked sites. Be sure you know your privacy rights when offering information to those sites.

INDEMNITY AND HOLD HARMLESS

AMOCO FCU is not responsible for the accuracy, quality, safety, legality, intellectual property compliance, privacy policy, or content of any information, product, or service offered by users, vendors, advertisers, promotional or business partners, or any third party sites on this site, and you irrevocably waive any claim against AMOCO FCU and its officers, directors, employees, representatives, agents, licensors, and licensees with respect to the same.

You agree to hold AMOCO FCU and its officers, directors, employees, representatives, agents, licensors, and licensees harmless from any and all claims, demands, attorneys’ fees, damages (actual and consequential) of every kind or nature, known and unknown, disclosed or undisclosed, arising out of, or any way connected with the use of any information at this site, any transaction occurring through this site, the safety or quality of any goods or services purchased or sold through this site, or the truth or accuracy of any claim made about such goods or services.

You also agree to indemnify, defend, and hold AMOCO FCU and its officers, directors, employees, representatives, agents, licensors, and licensees harmless from any loss, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of this website, your breach of these Terms of Use or the documents that it incorporates by reference, or your violation of any law or the rights of any third party in connection with your use of this site.

You may contact AMOCO FCU with questions or comments regarding Terms of Use or anything else related to AMOCO FCU and/or this site at www.amocofcu.org or at 800.231.6053.