Mortgage Broker Lower Hutt

Easy & Quick & Independent

Mortgage Brokers Lower Hutt

Although you may have a preferred lender or bank, it‘s worth while having a chat with us because as mortgage broker specialists, we usually get a better offer (interest rate, cash backs, fees paid, etc.) for you with the bank. This is because of the volume of mortgage broker deals we present to all the banks.

As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge we are in a great position to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built up over the years with these lenders.

We will work closely with you to gather all of the relevant information and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.

There are lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

The mortgage broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lower Hutt

First Home Buyer Mortgage Brokers

Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, that suits your situation, and that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering the needed info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that suit your situation.

We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.

We Love To Say YES To Your Financial Plans

Your Mortgage Broker Expert

APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial indiscretionspreviously, the team at APM Finance are discreet and will find the appropriate loan for your situation.

We will look at the information beyond credit histories to try and find a suitable financing solution, working together we can find a way forward.

Whether you’re a first home buyer or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make everything easier.

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]