CC reporting to credit bureau??

CC reporting to credit bureau??

I paid off my Credit One card last month and assumed they would report the account update to the credit bureau at the end of my billing cycle... which was 1/18/13. It is now two weeks later and this account has not been updated on my credit report yet. I called my CC company and they said they did report it... so why isn't it showing up? I am wanting to purchase a new car this month and really wanted this balance update to reflect on my credit score! Does it usually take this long for an update to reflect on my report? Can I ask them to report it again?

Re: CC reporting to credit bureau??

Its Credit One who did not send their update to the bureaus. The bureaus update your file once they receive an update. But most companies do not update the bureaus once you make a payment they send updates in bulk once a month or so.

Re: CC reporting to credit bureau??

I have statement dates for two accounts on the 3rd. One updates by the 8th and the other deviates a few days around the 14th. I kills me because I cant figure out the pattern any better than that. My hunch is there may be lenders that report weekly, bi-weekly and monthly but I have no clue which abide by a given cycle.

GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.