You’re
not imagining things: people are paying more than ever for auto
insurance. While rates depend on a variety of factors, your location
is of primary importance, as is your driving record. Thankfully,
there are plenty of ways to save; we’ll list three of them below.

Shop
Around for the Best Deal

While loyalty is a good thing, it doesn’t always translate to cheap car insurance Peoria. If you haven’t compared rates in a few years, it’s worth investigating. Just be sure to choose a highly rated insurer, so that ‘good deal’ doesn’t cost you money, time, and frustration during the claims process.

Look
for Discounts Wherever They’re Available

When
you’re looking for auto insurance quotes, it’s also a good idea to
find out about potential discounts. For instance, if you have never
filed an insurance claim, if you’ve taken a defensive driving course,
or even if your teenager gets good grades, you may pay less for auto
insurance. It’s surprising how many discounts are available; even a
membership in a professional association may bring you cheap car
insurance Peoria. You may be able to save by buying your auto, life,
and homeowners’ insurance from the same company. These discounts add
up quickly, and it never hurts to ask.

Consider
Reworking Your Policy

If
you want to save on auto insurance, take a look at your premiums and
your deductible. According to recent estimates, you can save up to
10% by paying in full, either annually or biannually, or by enrolling
in paperless billing. Raising your insurance deductible from $500 to
$1000 will result in similar savings. If you go this route, be sure
to keep at least $1000 in an emergency fund so you’re not hit with
any unpleasant surprises.

It’s
not always difficult to find cheap car insurance Peoria. By following
these tips, you can get the coverage you need at an affordable price.
Visit Accurateautoins.com or call Accurate Auto Insurance to request
a quote today.