hors durée de la période d'anticipation

English translation: exclusion period, grace period

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Explanation:The "période d'anticipation" of a loan appears to be an initial phase after the loan is granted during which interest only is paid (ie., no principal). Following the "période d'anticipation" comes the amortization period.

Thanks for the definition, Adam. Seems there is no exact term since the conditions vary from country to country (no interest, absolutely no payments, no revision of interest, no payments on principal, 3 months, 1 year, 2 years...) but in another language combination I was given two possibilities.4 KudoZ points were awarded for this answer

Answers

41 mins confidence:

not including the interest-only period

Explanation:The "période d'anticipation" of a loan appears to be an initial phase after the loan is granted during which interest only is paid (ie., no principal). Following the "période d'anticipation" comes the amortization period.

Thanks for the definition, Adam. Seems there is no exact term since the conditions vary from country to country (no interest, absolutely no payments, no revision of interest, no payments on principal, 3 months, 1 year, 2 years...) but in another language combination I was given two possibilities.

Explanation:Sounds like some kind of balloon mortgage where you pay off a chunk at the end. See glossary below.

the period d'anticipation is the mortgage term ie the amount of time it takes to pay off the mortgage in full. In the early years of pay off, you are paying interest mostly, then you are paying principal.