Editors' Review

Mint Personal Finance gives you access to all of your finances on your mobile device, so you can check balances and verify transactions on the go. You need to set up an account on Mint.com and enter all of your financial information in order to use the app.

Pros

Budgeting tools: Through this app, you can categorize your transactions to see how much you're spending in different areas like Groceries, Utilities, Clothing, Entertainment, and more. With this information entered in, you can begin to set budgets for different categories based on your past spending trends and your current financial goals. Once you have budgeted amounts in place for each category, you can see at a glance how much you have left available to spend in each category for the month.

Visual presentation: This app presents financial information in different ways to make it easy to process and understand. You can see pie charts and bar graphs of your spending, as well as color-coded budget categories to let you know when you're approaching your limits and when you've gone over.

Alert options: You can also set up email alerts for things like a low account balance or a budget limit exceeded, so you don't even have to worry about obsessively checking your accounts or the app. This is a great tool to help you avoid overdraft charges, as well as to help you keep on track spending-wise each month.

Cons

One month only: While the budgeting tools are great, they only let you set the budget for the current month. It would be nice if you could plan things out a few months ahead to get a better sense of the bigger picture.

Bottom Line

Mint Personal Finance runs smoothly and provides easy access to all features through an intuitive and attractive interface. It's a great way to check in on your finances on the go, especially if you want to see how much you have left to spend on certain types of items while you're out and about. The app is free, and you can set a passcode to restrict access to it in case your phone is lost or stolen.

Publisher's Description

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From Mint.com:
From Intuit, the makers of TurboTax, QuickBooks, Mint Bills, and Quicken: The free Mint app helps you spend smarter and save more. Easily pull all your accounts, cards and investments into one place so you can track your spending, create a budget, receive bill reminders, and get customized tips for reducing fees and saving money. WHATS NEW Mint for Apple WatchMint for Apple Watch reviews your day-to-day spending and suggests a spending goal so you can keep up with your lifestyle but still keep an eye how much youve spent. You'll also receive personalized notifications on the Apple Watch to help you stay on track. Want to make a budget change? Once we've reviewed your day-to-day spending habits, you can stay with the status-quo or choose to reduce your goal and increase your savings. The choice is yours!Mint Updates View (iPhone only) Updates is a faster, easier way to see a detailed view of the most recent changes to your personal finances. Credit Score (iPhone only) Truly free no credit card required! ITS EASY TO GET STARTED A money manager app shouldnt cost you. Install the free Mint app and easily sign up. Mint automatically organizes your expenses and financial accounts and creates a budget so you can save more. KEY MINT FEATURES: MANAGE YOUR MONEY ANYWHERE, ANYTIME * See all your personal finance accounts in one placechecking, savings, 401k, and credit cards. * Automatically categorize banking and credit card transactions. Charts and graphs show you at a glance where youre spending money. (ipad only) Track your cash, credit cards, and checking accounts so you are able to budget and save more with Mint. Never miss a payment again! You can set up bill reminders and bill alerts to help you stay on top of your expenses. * Manage your budget to better understand your transaction patterns. Spend your money better to achieve your financial goals. The Trends feature helps you track your credit cards, cash, spending, income, and net worth over time. Get bill alerts and bill reminders in the form of email or text alerts that notify you of upcoming bills, bank fees, low bank account balances, unusual spending activity and more. Set up financial goals such as saving up for a trip, paying off debt, or buying a car.SAFE AND SECURE. Were obsessive about security and protect your data with the same 128-bit encryption and physical security that banks use. We safeguard Mint with your own 4-digit PIN so only you can view your account. If your mobile device is ever lost or stolen, you can delete all your account information remotely. Mint comes from the Makers of TurboTax and Quicken, trusted by millions every year with their most sensitive data. SYNCS WITH MINT.COM * Always have access to your account from your phone, tablet and the Web. Your information automatically syncs across devices so you have your latest account information at your fingertips. WHY OVER 20 MILLION PEOPLE TRUST MINT Tech Times: Save Money in 2015: Here are the Best Money Management Apps (2015)Kiplingers: 10 Great Saving Money-Saving Apps (2014) PC Magazine: 50 Best Free iPhone Apps for 2014 Money Magazine: Best Finance Tool For Budgeting (2014) Wired: The Best Apps for Budgeting Your Cash (2014)Please note that Mint currently connects to US and Canadian financial institutions only. Mint has been brought to you by Intuit, the makers of TurboTax, QuickBooks, Mint Bills, and Quicken. Check us out at www.intuit.comWidget users, moving the app to a SD card will disable the widget. http://bit.ly/mintwidget To learn how Intuit protects your privacy, please visit https://www.mint.com/how-it-works/security/policy/ When you download and use Mint, you agree to the Mint Terms of Service https://www.mint.com/how-it-works/security/terms/.

What's new in this version:

Thanks for using Mint! We are continually working to make our app better for you, and will release new versions to the App Store on a regular basis. Updates to the Mint app will include enhancements to overall reliability, performance, and cool new features along the way. Please feel free to send comments and feedback to feedback-mobile@mint.com.

Have spent a few months with Mint now and feel I can give it an honest overview? In general the idea is great and it started out so? After awhile, my accounts were now showing with the correct data? Thought this would be an easy fix and I reached out to customer support to resolve? And that's when th drama started? Customer service seemed to know less about the app than I did and I don't know much! My investment page was showing something completely different than the investment overview page with numerous errors? A large amount of duplicate entries were showing which may, or may not, have had something to do with the problem? In short, customer service seemed to not have a clue as to what was going on, didn't seem to be intellectually curious enough to help me troubleshoot the issue, and quite frankly didn't seemed to be interested at all? Sense the idea of managing my accounts from a holistic perspective is great, I plan to try one of the other financial account programs like Personal Capital or the like...

Will import from outside sources, Can itemize transactions into specific categories

Cons

Won't synch with a lot of banks, does not synch well with USAA or other institutions. I get multiple duplicate transactions which must be cancelled individually. This has been a noted problem with Mint.com for at least a year with apparently no effort on Mint's behalf to fix this. Also, you cannot separate transactions into trends for more than one month. NOT helpful for year-end or tax purposes. You can sort the transactions when they happen, but if they are only occasional, then you have to manually search all transactions. Also if you close an account, you cannot delete any payment reminder alerts without deleting the entire account. NOT helpful at year-end time, either.

Summary

Good for newbies, folks who have one or two accounts, folks that don't do business with USAA, folks that can keep up with aggregate transactions some other way, folks that keep accounts open for years without closing them. IMO, this site is HIGHLY advertised but just doesn't measure up to all its hype.

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Full Specifications

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What's new in version 4.8.3

Thanks for using Mint! We are continually working to make our app better for you, and will release new versions to the App Store on a regular basis. Updates to the Mint app will include enhancements to overall reliability, performance, and cool new features along the way. Please feel free to send comments and feedback to feedback-mobile@mint.com.