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Alcohol could Invalidate your Travel Insurance!

The summer months are now truly under way, as thousands of young Brits prepare to head abroad on group holidays. The most popular destinations include Ibiza, Zante, Malia and Kavos, where alcohol, accommodation and nights out are extremely cheap.

However, these months also see a sharp rise in travel insurance claims from young people who have injured themselves whilst intoxicated. For instance, there have been several reports in the press of teenagers who have been drunk and have fallen whilst ‘balcony hoping’, or have jumped off piers into the sea and broken limbs.

Therefore, many travel insurers are now cracking down on these claims. Now, when you purchase travel insurance from some providers, they will refuse to cover any accidents or mishaps you have while you are intoxicated with drugs or alcohol.

On the other hand, at Holidaysafe we understand that your holiday is your time to relax, plus alcohol measures are always larger abroad, so we look at each claim and it’s circumstances on it’s own merit. We look at what we think is reasonable and whether or not the incident would/could have happened had you not ‘had a few’, and make a decision from there. There are certain circumstances where our stance has always remained the same;

· We will not cover any event related to drug use (except prescription drugs).· We will not provide cover if you put yourself in unnecessary danger.