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Hawaiian Chiropractor is OnDeck's Small Business of the Month

Honor Box Chiropractic Cracks the OnDeck Customer Spotlight Club

[26-June-2018]

NEW YORK, June 26, 2018 /PRNewswire/ -- OnDeck® (NYSE: ONDK), the leader in online lending to small business, today announced that Honor Box Chiropractic of Pearl City, Hawaii is the OnDeck Small Business of the Month for June 2018. The chiropractic office, owned by Dr. Reed Shiraki, is the first business in Hawaii to earn the OnDeck customer spotlight award.

Dr. Shiraki opened Honor Box in 2013, after years of practice in Honolulu. The now thriving office is located on the north side of Pearl Harbor. Five years ago however, Honor Box was still a dream and Dr. Shiraki was coming up short on the financing required to open a new office.

"I really wanted to move my practice to Pearl City and there was a perfect office space available at the time," Dr. Shiraki remembers. "I had a shoestring budget and the move, new lease agreement, and build-out costs were running close to $100,000. My savings, a business line of credit from my bank, and an SBA loan covered just over half of what was needed. It was a tough moment. I didn't have enough financing and I had exhausted what I thought were all financing options."

Soon after, as Dr. Shiraki considered his dilemma, he noticed a piece of mail from OnDeck.

"I opened the letter and read the offer from OnDeck to apply for a business loan," said Dr. Shiraki. "Figuring I had nothing to lose, I applied. And then, a miracle happened. I was stunned at how quickly I was approved for funding and even more shocked to see the money in my account within days."

The OnDeck loan in 2013 helped to pay for the new Honor Box office in Pearl City. Once the practice was up and running, Dr. Shiraki encountered another dilemma, finding patients and having patients find him. Once again, he turned to OnDeck.

"OnDeck loans have helped me grow my business by funding advertising campaigns, hiring new staff and deploying custom chiropractic software to transform ourselves into a paperless office," said Dr. Shiraki. "I have a great relationship with OnDeck. The speed and transparency of the loan process is amazing and the customer service team at OnDeck is top notch, always friendly and extremely professional."

"For more than a decade, OnDeck has proudly stepped up to help deserving small business owners obtain the capital they need to live out their dreams," said Andrea Gellert, Chief Revenue Officer, OnDeck. "Dr. Shiraki is the embodiment of the customers we strive to serve. Our funding relationships with Honor Box Chiropractic and tens of thousands of other small businesses are the singular focus of our entire company."

Today, Honor Box Chiropractic is one of the busiest chiropractic offices on the island of Oahu. And Dr. Shiraki has become a local celebrity through advertising and television appearances. To learn more about the practice and hear the very catchy Honor Box advertising jingle, please visit: www.honorboxchiropractic.com

The Small Business Customer Spotlight series from OnDeck is designed to reinforce the vital importance of small business owners. Each month, OnDeck spotlights the achievements of its small business customers and how they are thriving as a result of receiving capital from OnDeck. To learn more, visit: http://www.ondeck.com/smallbusinessspotlight

Since making its first loan in 2007, OnDeck has provided more than $56 million in capital to small businesses in the State of Hawaii. Overall, the company has provided over $8 billion in loans to customers in 700 different industries across the United States, Canada and Australia.

About OnDeckOnDeck (NYSE: ONDK) is the leader in online small business lending. Since 2007, the company has powered Main Street's growth through advanced lending technology and a constant dedication to customer service. OnDeck's proprietary credit scoring system – the OnDeck Score® – leverages advanced analytics, enabling OnDeck to make real-time lending decisions and deliver capital to small businesses in as little as 24 hours. OnDeck offers business owners a complete financing solution, including the online lending industry's widest range of term loans and lines of credit. To date, the company has deployed over $8 billion to customers in 700 different industries across the United States, Canada and Australia. OnDeck has an A+ rating with the Better Business Bureau and is rated 5 stars by Trustpilot. For more information, please visit www.ondeck.com.