We are very grateful that we had Sheri Arnold as our “go to gal” in our home buying quest. She is very knowledgeable, timely, and helpful. She is fun to work with! E-mails always start in a pleasant vibe, that in a way helped ease the stress of tackling the serious business of home buying. She was able to answer all our questions thoroughly. Very keen to detail, skilled, and fast! We were able to close within a month! Just in time as our contract with the apartment is ending, and also fulfilled...

Algeno C. | September 2017

Tracy Campagna was very responsive at all times and made me feel like I was in good hands. I already made one referral to her and plan to give more. When we buy our next house we plan to use Guaranteed Rate.

Anne H. | November 2017

Guaranteed Rate is awesome! They exceeded my expectations and made the whole process very smooth and they were with me the whole way. Never made us feel alone and always answered every question we had. This team is the best Sheri, Amy and the whole squad.. I can't describe how much they helped us and as they would always answer us 24/7. Thanks again Sheri, Amy and team!

Jose A.

We are so thankful for the awesome team who worked on our loan. Sheri was so amazing and communicated consistently.

Heather F.

Tracy Campagna & her team can best be described as a "top notch operation". To us, Tracy was the perfect balance of business + empathy - there is no doubt that she knows her stuff inside and out which made us very confident in our decision-making every step of the way + she was able to relate to us, the first time home buyer, in a very personal manner throughout this highly emotional and stressful process that home buying tends to be. We had read a lot about Guaranteed Rate growing at such a...

Paola G. | 08/18/2017

Just closed on my condo today! As a first time home buyer, I could have not asked for a better experience. Michael Cain and his team ensured on-time delivery despite some minor hiccups in the process. Michael was always available via phone or text for any and all questions that I had. They made sure they informed me immediately of any issues or any additional documentation that they needed to make sure that underwriting went smoothly. I highly recommend not only Guaranteed Rate but Michael Cain...

Lauren G. | October 2017

We bought our first home with Steve’s help. We had a difficult situation but he was able to manage it and advise us all the way!

Corie H | 7/17

Just closed on my condo today! As a first time home buyer, I could have not asked for a better experience. Michael Cain and his team ensured on-time delivery despite some minor hiccups in the process. Michael was always available via phone or text for any and all questions that I had. They made sure they informed me immediately of any issues or any additional documentation that they needed to make sure that underwriting went smoothly. I highly recommend not only Guaranteed Rate but Michael Cain...

Lauren G

So exciting! Got the keys today! I appreciate your help through the process. I will refer anyone I come across.

Ife O.

Great company and professional employees.

Randall B. | 08/18/2017

Excellent staff. Michael was so informative and really worked hard to stay a on top of my loan. I was very impressed and would be very likely to recommend Michael and his team to anyone in need of a mortgage loan or refinance.

Marla R. 9/7

The whole team was awesome!

Twyla C.

Amy Kocee, Sheri Arnold and the entire team, but especially Amy and Sheri answered all questions in a timely manner and always answered within minutes from my text or emails. They made the process experience easy and relaxing and assuring. They were great to work with and would refer them in a heartbeat. It was a good experience from start to finish. Extremely satisfied with your services.

Karen R.

The loan process was smooth. Loan officers were fast and friendly and worked hard to get me into my first home. I owe it to Michael and Colleen for all their hard work and dedication. Thank you guys for a great experience!

Oscar C. - Funded 8/11/17

I have bought many houses in my life and I felt the need to write and let you know what a fantastic buying experience I had using Guaranteed rate and having Sheri Arnold as a loan officer. From the very start, I knew Sheri And Amy we're different than others - she was clear, organized and full of answers to all of my questions. I knew exactly what information was needed from the very beginning of the process and if I had any questions, Ms. Sheri and Ms. Amy was so easy to contact and their...

Nawar A

Sheri and her team have worked with my mother before so we know their service is great! They made the short sale process go smoothly and were able to give advice and handle any problems that came up. My agent even said our lender really knew what she was doing.

Jorge P.

Sheri and her associates were great to work with, and would definitely recommend her to others.

Joseph B. | August 2017

Sheri and her team are my favorite! They always do the best work! I’ve recommended them in the past and would recommend them again!

Brendan K. | September 2017

Your online to-do list and document upload system is great. Way better than hoping you brought the right giant stack of papers to a bank without forgetting anything. Sheri and the whole team at Guaranteed Rate were my favorite part of the home buying process. Sheri was the first person I went to with questions even if it didn't have to do with the loan specifically. She made me feel better about the whole process and nothing was a surprise to me because of her and her team.

Andrew B. 9/6

Thank you for all of your help and the smooth process in closing my loan last week. Every step of the way was painless and each of you were extremely professional. I will recommend Guaranteed Rate to anyone I can.
Thank you again.

Michael Y

Guaranteed Rate Office in Del Mar, CA

Here at Guaranteed Rate, we have a philosophy to “lend where we live”. We are dedicated to meeting all of your lending needs and are armed with a full array of loan products to do so. You will find that we strive for the industry leading value proposition for our loan officers, referral sources and customers at Guaranteed Rate, which is why we work by a set of Core Values. In our office, our priority is to put the customer first.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it also allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

Our branch is looking to exponentially grow its production this year. So, if you're looking for new career opportunities, start with us! We hire the best of the best and are looking for new team members. Come grow with us!

FHA 203k mortgage facts

Find out more about the FHA’s 203k mortgage loan, one of the most competitive and innovative ﬁnancial tools available.