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Money Matters

With only one person currently earning income for the three of us, my mind is always busy thinking about money. Regardless of time! The main reason why I chose to cloth diaper in the first place.

I am hoping for a career soon to accommodate the endless lists of my little family and bigger family needs (and wants). I want to help my parents.

But.. I'm a normal woman in every sense who loves designer handbags and shoes, Chanel, Louis Vuitton, Longchamp, Gucci, Christian Louboutins, Jimmy Choos, just to name a few. With myriad of online shopping including facebook available for nice and pretty tops, maxis, chiffons (and the list can go on..) and now that we have Baby Iqbal, the list would include his clothes for every occasions and toys, I just don't know how we can save!

Money is not everything to me. Believe me, it is NOT. I believe that money serves for all kind of purposes. Although I have a degree in Accounting and Finance, I am not good in managing my own finance. With the situation now, I HAVE to learn how to manage our finance every month to ensure that we have enough after all the fixed and commitment expenses being deducted.

You see despite all that, I have always been wanting to save more money. So far, I only managed to add a little money to Baby Iqbal's account every month and dear Husband has another saving account - an amount deducted first from his paycheck every month. I believe this is a good start. And I would like to save more especially for emergency.

The basic principle of financial discipline - "Spend less than what you earn". Easier said than done! I almost never can do this! *sighs*

Since this month is my sister's wedding, we have used our money into making new bajus (and the accessories i.e. tudong and sinjang) for the occasions. It will be our bajus for Hari Raya too. I hope we can manage until the end of the month. For now, tutup mata saja looking at all the new arrivals and sales.

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32 (soon!). Wife to #ImanAhmad and Mom to #AhmadIqbal and #AmniThaqifah. Stay-at-home mom. This blog is where I rant things. Including my obsessions which normally change from time to time :P You can contact me at effa_haniza@yahoo.com :D