How To Make Money Run After You (Part 1)

Wealth is never destroyed, only transferred

Today, I want to share a very special topic — How to make money run after you. This is a topic that I have never shared with the public before now. It is I believe something that anyone and everyone can and should benefit from, especially those who have been looking but could not yet to find a job. For those working very hard but still not having enough to make ends meet. For those who are stressed out with not having enough money, and are becoming desperate, this article is for you.

Don’t think for one second that because the world is in financial crisis that there is no more money going around, the truth is far from it. The fact is, the world is literally overflowing with money. It may not seem like it to you right now my dear reader but read on and let me enlighten you.

Always remember this: Money is never destroyed, only transferred.

Wealth, on a daily basis is constantly being transferred from those who do not know how to handle money to those who know how. Even, and most especially, during financial crisis, does what I just said hold its truest meaning. My goal in this article is to make you one of those people where wealth is transferred to and not taken from.

First let me take the most recent financial crisis, break it down for you and explain how wealth was transferred in relatively simple terms, then let me show you the steps to take today so that we begin the process of “wealth flow”. This article will be the first of a series, and after each article I will give you an activity or task to do. If you seriously want money to run after you, I strongly recommend that you follow the assignments for every article and give me feedback every step of the way.

In the most recent financial crisis in the US that started June of 2007 and reached its peak in October of 2008, the US stock market and consequently the Philippine Stock market had lost more than 50% of its value. Most people panicked and took out their money, or whatever that was left of it for fear of losing even more. When they did that, they lost half of their wealth in just a few short days, which took almost a lifetime to build. As of September 29, 2008 according to CNN money, approximately $1.2 Trillion dollars was wiped out in the US alone.

Let me repeat: The money was not lost. It was merely transferred.

During the same crisis, there were a few, very few brave souls who bought those stocks at extremely low prices. They held on to it, and became a whole lot richer overnight.

**Warning: Do not get overwhelmed with what I’m going to share next; Even if my examples are in Billions of US dollars, the principles that I want you to pick up, will and can be applied to your situation. Also, and more importantly, do not put in everything you have in any investment vehicle because of this. This is not the point of my example**

In the US, the most notable figure to do this of course was Warren Buffet who at the time bought a significant chunk of shares of Goldman Sachs in September 2008. Despite the odds and the panic, Buffet bought those shares at basement bargain prices, He invested $5 billion, held on to it during the worst of the crisis (which was October 2008), and turned it into $8.7billion just recently. Another similar story, although he did not buy stocks but rather bet against them (a.k.a. short trading), John Paulson of Paulson and Co. made a killing betting against the US subprime mortgage market. He made $4 Billion after the worst of the crisis was over. Although Buffet and Paulson were the few covered by the media, there were more who made a killing as well, the public at large just didn’t know it.

Okay, you might be thinking well those guys are professional investors, how can I ever come close to doing that myself? Well, first let me explain that this is just one of many, many examples of “wealth flow transference”. You don’t have to be in stocks or investments to apply what I will be teaching you in the next few articles. And for those of you who know me and have been following my many articles, you know that I will teach you how to do it in a very practical and “anybody-can-do-it” way, so please, read on.

Also, I will not be saying that you cannot be a billionaire, I will leave that option wide open for anybody willing to try, but before we think about billions, or even millions, let’s first come back down to earth and start with the basics.

How and where do I begin?

I’m designing this and the succeeding articles to be very thorough and slow so that you not just understand it but experience it by applying it into your life, article by article. Of course you can go faster if you wish and I will inform you how to do that in the very, very near future.

In the meantime, this should be your first “realization” for this article– Running after money if you do not know how to manage it will result in forever chasing after money. Get your house in order first, build a strong foundation for money management first and you will see that the money will start running towards you and staying with you!

Now to learn and apply this lesson, here are your first assignment(s)

Scroll down to the bottom of this page and Comment on this article to participate

Hi Mark! this is a mind opener indeed especially when we are one of those impulse buyer that before we know it we run out of cash because of sudden purchases without realizing the real need of the acquired product. I hope to remember when in the middle of “sale”

Glad to help. Do continue reading and learning. Lots more info and “aha” moments in the other articles. If you haven’t done so, please do subscribe to the wealthplan found on the right side of each article.

I really appreciate the information being shared. I was interested in the fact that even in a crisis money can still be made, really it is a testament that even a misfortune can be turned into an opportunity. Hope to learn more in the future.

…earning is one thing, but getting my house in order is another. i honestly don’t know much about money management, and i’ve already learned a lot from your articles. thank you very much! i like that what you write is very simple, practical, and easily applicable. God bless!

Glad you wrote in Bern. I hope you now know how to get your house in order by reading my money management simplified articles. If not, please go ahead and do so. Come back often and comment more. i’ll be sure to reply.

hi mark, it’s my first time to ‘really’ read through your article and i sure am bent on applying the learnings. i have been in constant struggle to make ends meet, where income is never equated with expenses (there’s always a negative variance!). i watched mr. colayco and a few financial advisors say that it’s all about money management, and though i find it quite a challenge, i do agree it’s not how much you earn but how you handle it that matters. one point mentioned that i would like to keep is this – income less savings equals expenses, and not income less expenses equals savings. hard but practical. looking forward to more tips mark, kudos to you for sharing your expertise =)

Hi Precius, everything worth doing in life is never easy as it takes real effort. So if you really want to make ends meet, it is worth the effort of not just reading what you must do. You really must do it. Take the hard road and you will see results soon enough. The hardest part is always the first few steps. After that, it becomes easier as you progress. Keep reading, keep applying so that you keep learning.

Hi Mark! thank you very much for sharing this wonderful article. Actually all of your articles are very inspirational and advantageous. Thank you for keeping us motivated and encouraged. God Bless you and your family. Be safe always.

Hi Mark! This is a wonderful site! Thanks for sharing your expertise. Hope to learn from your articles the same way as I learned from your Forex Class. And more importantly, I hope to get more motivation as I read these inspiring articles. More power!

Hey Mark! Thank you so much for this free resource about making money chase after you instead of the other way around. Looking forward to finishing the rest of the series of these articles and apply all of them soon. kudos! 🙂

“Running after money if you do not know how to manage it will result in forever chasing after money”…I guess I am one of those always running after the money. I am 5 years now working here in the Middle East and still no savings, no house in the Philippines, etc….I’m glad to found this site and will look forward to receive more inspiring articles!

Nice to hear from you Glo. i’m glad my article has reached you. Please make sure to sign up for the wealthflow plan so that you can really follow my lessons. Be sure to do the assignments I give you. Talk soon!

Hi Sir Mark! I’m learning a lot from your articles and decided to commit myself to financial prosperity. Since college, I’m reading your articles in Manila Bulletin where I came to know about your website. Thank you for sharing valuable information on financial matters. 🙂

Money management is critical for me right now, I’ve been married 11 months now, with a 1 month old beautiful daughter, and really want to stop chasing “making ends meet” for my ladies. I work as a health researcher and have always dreamed of starting a mushroom farming enterprise. Just this friday (09/09/11) I was afforded the opportunity to make this a reality when I was allocated a plot of agricultural land that I had been trying to aquire for the past 4 years. You articles are a great source of information, inspiration and motivation, as I face the challenge of running my own business. God bless.

PS My wife loves them to (your articles),so they facilitate our discussions on the business we are about to start.

Congratulations! Children always bring luck to their parents. I am glad that you and your wife discuss my lessons. If you and your wife have not yet done so, please subscribe to the wealth plan to make the most out of the project. Talk soon!

Hi Sir Mark! Thank you for sharing this wonderful article. I now realize that money is never destroyed, only transferred. I also learned that one will be forever chasing after money if he or she doesn’t know how to manage it. Thank you for keeping us motivated and inspired. I like the way you simplify money matters for us so that we can easily understand and put the learnings into action. God Bless and more power!

Whew! Tough reading – easy to understand words but with deep meanings. Thank you for sharing. Can i appoint you as one of my financial mentors? Well, i don’t think you don’t have any choice now because I’m a subscriber in your wealth project. Ha ha ha, got you into. Congratulations Mark So, you are now my financial mentor. Seriously though, thank you for these articles. I will put my house in order first then i will go to the next level. Thanks for inspiring us to do better. Keep these ideas flowing! God Bless!

Hi Princess, glad you are very enthusiastic. That is exactly the purpose of this site, to mentor a million (or more) people on “Wealth Flow”. We hope you complete the assignments we give you. Talk soon!

Hi Al, it means being first financially smart before money and wealth flows towards you. If you signed up for the wealth plan, you will recieve emails from me giving you articles to read and tasks to complete. If you follow instructions, you will become smarter financially and you will “get your house in order”. Hope this clarifies

hi mark,truly unless i or we made a strong fooundation money will not run after me. as an ofw who earns a lot we where wondering how we a re going to make money rolled up as when we are on vacation money runs out so fast, and after a few months the hard earrned money was depleting and we are chasing the money again looking for another employment abroad.sir hoping to meet u personally, i am praying to God for a mentor for my finances and i found your name in the book perang hindi bitin.thank you God for the two couples who helped us to be financially blessed!!! sana po ma meet po kta.

I guess I am one of those highly skeptical people. But I have made up my mind to take a chance on you and I hope you can steer me in the right direction. It seems that no matter what I do, how hard I work, how much I earn… I can’t even start paying for the house I dream about. I’ve read so many articles, invested in a lot of business, but I still end up at the bottom of the period. I am curious and I look forward to learn your secrets about “how to may money run after ME.” =)

Hi ! Mark and jhoana, thanks for sharing one of the principles of financial education. I will share this with my siblings. I hope I will be able to implement soonest what I will learn from your future articles. 🙂

Actually I started money management already last year, and was able to finish all my financial obligation, pay off my debts..etc…and suddenly one of my family members had some serious illness and had to share some amount money for the hospitalization. And my finances, again went back to the bottom…Sometimes luck is not on my side.

Hi Jomel, I understand how you feel, but you see, I thought that way too. But I was wrong, there is a way to turn your “luck” around. There is a way to safe guard your family and yourself from financial catastrophe. If you haven’t done so, please continue reading part 2, 3, and 4 of the series as I start talking about that.

The tendency to panick is always a human reaction in times of financial crises. Even in stock trading, whenever the stock marekt begins to drop, people start to sell. One thing that puzzles me is how to determine when is the bottomline. Like Warren Buffet, he has the guts and he knows when to buy at the bargain price. Is that an art that can be learned?

I never thought of money management before. I lost a lot of money because of my ignorance in money management. I am in my late 40’s and still running a lot of money. I really wasted a lot of time and money.

Hi Romeo, it is never too late. This is why the wealth flow project exists. If you haven’t done so, please sign up for the wealth plan so that our articles can be read in the proper sequence and so we can guide you and help you stop running after money.

thanks for the insight. Now, I have learned that whenever there is a crisis, the money is not destroyed but merely transferred. I hope that you continue to impart your knowledge to us so we can improve our financial aspect of our lives. more power!

Hi Geraldine, not just during times of crisis is money and wealth transferred, it happens every single day. A person who is financially smarter will always make money and wealth flow towards them, while those who are not (yet) financially smart will make money and wealth flow away from them. As a result, the latter will always be running after money and not the other way around. Talk soon!

Great Article and Program! I squeezed in reading the first article and doing my assignment in the middle of encoding manus of a book we are working on. Your reminder to focus on the “Important” things rather than the “Urgent’ ones motivated me a lot to finish my work after almost a week of sleepless nights so that i could start working on this program. Thanks a lot! and looking forward for more!

I chance upon your article at Manila Bulletin while taking care of my mother at the hospital (She died last August 24 due to heart failure). I’m still running after money up to this time. Hope to learn the proper money management through your program. Thanks for having people like you and your wife. Best regards.

I have to be more courageous and smart when making investment. Looking forward to more articles encouraging and teaching us how to handle wealth. Thank you for your time and effort and generosity of sharing your knowledge.

Just started reading your articles. I do agree money managment is the key I have been chasing money quite often and i would like to reverse the situation. I enjoy or articles and it makes a lot o sense. But its really hard to really get started on the right track. Hope this will help me and my family. Thanks.

Hey Mars, long time no hear, hope the family is doing well. When you finish your tasks for week 1, email me your biggest obstacles. That way we can understand and help you better to turn your life around. Talk soon

Hi Sir Mark, First of all, I would like to congratulate you on your amazing website. I am really proud to have you as one of my respected mentors. I believe this site will help a lot of people. On this article, The most important thing I realized is that “Wealth is never destroyed, only TRANSFERRED”, now it is up to us on how we can think of ways to take a chunk of this wealth that is available for all. Also, I also realized the importance of having an abundant mindset because as you said wealth is never destroyed and wealth is always available to us. It is now up to us to take action, invest in ourselves and think of ways on how to make money run after us. Looking forward on more inspiring articles sir. Regards to your wife and your baby daughter.

Hi Mr. Mark! Thank you for this helpful article! I come from a lower middle class family and I want to be financially literate and to know how to manage my money. I’ve been purchasing different self-help books on finance and business, watching videos and reading articles on money management… your blog is really helpful in educating me about money. I’m new to this site btw. God bless you 🙂

Your article is easy to read and u explain it well that everybody can understand.
I’ll sure want to know how the wealth will be transfer to me. Like anybody else
i work for many years but still with minimal savings, no house no car. I hope to
save some for my future business and enough wealth for my retirement.

I hope your article will help me clear many things on money matters, just give
me time to do the lesson u’ll require me to do if ever. Hope its not very hard for
me to accomplish it.

first, I would like to say thank for taking the time to help people who are willing to learn about money and how to manage it, there’s so much information now a days its confusing which one to follow and some seemed too complicated. I know that money is out there if you get the right mindset but i seem to not be able to cross the bridge from thinking it and applying it i life. i can earn the money but its keeping it that i find hard to do, so i hope by reading your articles i get to be those people that makes wealth flow to them, thank you again for your motivating and inspiring articles.

Have a great day Mark!im new to this site…i was excited to read the article…im so eager to read the next topic..so interesring..hopefully this could be the answer to my prayers.wisdom about financial freedom..Godbless…

yes, just like ENERGY (Newton’s Law of Physics) money can never be destroyed or created..it is just transformed into some other states or format…same with money, when you use it smartly it comes back in form of good income and good karma..conversely if youre intention is good karma (like creating more jobs thru your business) you gain more money.

Hi Mr. Mark! Thank you for sharing this article. It helps me a lot and inspire me to get up and realize how to spend money wisely. Having a financial crisis right now is so depressing…After reading this articles, it gives me reason to be financially literate.. all the ideas pop up.. save, get out of debt,invest, and have my own business.. help others. Your really a genius and kind person. Godbless!

hi sir,
thank you for the words of wisdom, its a blessing for us to be a part of this. me and my girfriend, also my business partner are just starting to have a direct selling business, problems are indeed ever present, our first venue was taken away from us by my girlfriends mother but still it didnt stop us to pursue the business. after reading this article, i was enlightened and thanks for being a blessing to us. Godbless and more Power…

hi sir mark, our business has finally started, may konting prob lang ako with records, i mean how to record sales and the like, im not really good at recording and book keeping, advise sir mark? thanks

Sir Mark,
good day!
I read your column “How To Make Money Run After You” in the newspaper. You idea opened my mind to the world of curiosity about journeying to financial freedom. You are a gift of God to me because your idea is a guiding star in attaining my goal. Keep up the good work.

Thanks Mark for the encouragement and the truth that wealth is not destroyed but only transferred. We just invested on agriculture recently and we were badly hit by Pedring and Quiel, which reduced our expected 132 sacks of rice per hectare production to only 30 sacks per hectare.

Good evening, Mr. So!
I believe that havingcome across your article to be part of this sharing is not an accident. Thank you for the opportunity. I hope that, I, too, can eventually help others through the knowledge you will impart through your articles.
God bless and hope that you will not get tired sharing your wealth of information.

I chanced upon your article in the newspaper, that’s where I got the website and reading on your articles made me realize that I truly needed your help. I am employed but constantly making it hard to make both ends meet. I hope you can help me manage my finances and eventually make wealth flow…more power and regards!

WOW! thank you for sharing your knowledge Sir and wisdom..i’d just read the “Ang Pera Na Hindi Bitin” of Eduardo O. Roberto, Jr and just find out that you have an article How to Make Extra Money with Zero Capital…thinking(wow! interesting huh!) God bless you more and your family sir..

It’s been 2 years since my resignation and became a full time mom to my 2 kids only to realize that I should have not done it in a rush. The idea of resigning flash to my mind when what I earn is insufficient for my transportation and food as well. Being a housewife now I want to at least have a knowldege about how money are transferred not only to mine hands (hehehe) but also when I achieve it, I can inspire all my neighbors and share how to make money run after us. Thank you that in all the things that you have done and achieved, you still have the courage to share your knowledge about money…. It is something that I remember about “SHARING” when you have already much.

This is really an amazing thing to do for the Filipinos. Investing has never been popular here and many people would really benefit from this. I just hope this reaches those people who would opt to invest, go into business and improve their careers. God bless you more! Mabuhay kayo!

I still believe in the biblical principle that Love of Money is the root of all evil…I’m always reminded by what my father always tell me…”Son, don’t let your money be your master, instead your money should be your servant.”

Hi Mark and Jhoanna,
This is really an amazing thing to do for the Filipinos. Investing has never been popular here and many people would really benefit from this. I just hope this reaches those people who would opt to invest, go into business and improve their careers. God bless you more! Mabuhay kayo!

I am just starting to read your articles and got interested actually because someone here in the Philippines, and a Filipino, is sharing principles applicable also in the Philippines. I used to buy books about finances, but the authors, being Americans, the advice I would get does not apply to the economics in the Philippines. I’m hardworking but can’t earn enough, while the lazy ones, those who get up late, I noticed, are already rich. They even work less but have most of the profits. Just not fair. Well, I hope I can learn something from your project series. Thanks for even sharing and teaching in plain language.

Today is a nice blessing to me because i was able to read your column that gave me leads to your site. I feel God gave me a gift because he knows I have problems handling money. There is a money flow but it seems I couldn’t make it grow. Reading your articles will be part of day regularly starting tomorrow. God bless.

I was very fortunate to stumble upon your article in Manila Bulletin last night.
This was the first thing in my mind today and I told myself that I will sign up to your website no matter what happens. And I believe I found a fountain of knowledge on how to build wealth.
Thank you for sharing your knowledge and may God bless you more for being a guide and beacon of light to other people. I look forward to reading more great articles from you and applying the lessons to my financial affairs. 🙂

Hi, Mark
I have been trying to educate myself about finances but have not been successful in managing my finances. It is indeed a blessing that at the beginning of this year, I came across your article. More power to you.

For starters Mark, I like the phrase “WEALTH IS NEVER DESTROYED, IT IS ONLY TRANSFERED” sounds somewhat like a law of Physics that states, Matter is never destroyed it is merely transformed into energy & vice versa . It,s a law of nature & scientific. I hope the brass tacs will not be to complex & will be attainable . Thanks.

gudam sir mark!!!
i am bhong from VICTORY GLOBAL!!!
this is our business!!!
hope you could visit our site,..
THANKS SO MUCH FOR SHARING YOUR WISDOM, EXPERIENCES & EXPERTISE WITH US!!!
this could help a lot in running our business!!!
HOPE WE COULD BE PARTNERS IN THIS BUSINESS!!!
KEEP UP THE GOOD WORK!!!
again thanks sir!!!
take care!!!
MORE POWER!!!
GOD BLESS!!!

Hi Mark! Thanks for all these shared wisdom by experience. I am so glad I encountered your site (via your write-ups in Manila Bulletin). These are encouraging views that charges me to act on what I am currently swimming in – loads of debts… thanks for giving me the needed thud to start kicking. I hope to share my success – debt free at last – moment soon. Super thanks and God bless.

I still can’t quite think I could often be one of those studying the important tips found on your blog. My family and I are really thankful for your generosity and for offering me the chance to pursue my chosen career path. Thanks for the important information I got from your web site.

It’s so true that behind every great man is a woman! I admire your wife and how she influenced you. I also admire how you let her! Not many members of the male species can admit that their better half is really the better half 🙂
Anyway, I’m looking forward to reading more .
Thanks so much for inspiring people like me who are clueless about money matters.
I do have so many ideas and when I read your article in the Bulletin and went to your site,
I gained hope that these ideas may soon come to life.
Thanks again!

It takes a lot of tough love and honesty, but when you break through and really talk to each other, your marriage will be one of the best things in life that keep you happy and motivated. It is our hope that you do find what it is you are looking for Rita and may it indeed soon come to life.

hi thank you for sharing and helping people like me who have for so many years been chasing money but had never accumulate much , am now inspired and looking forward to be successful with your enlightening giudance . more power to you God bless

Thank you so much for sharing your expertise. I have been looking for a site like this. I have been employed for quite sometime but still cannot call myself financially stable. Am so excited to learn more. Thanks again.

I was able to read your article thru a book i bought yesterday.. I am very much interested to learn, share and apply the ideas that i will gather in your blog.. thank you and hoping to continue your sharing..

gud pm sir! just scrolling the bulletin this afternoon and searching for sport column. but things are different right at the moment. magically, i got interested in business section when i read your bizmaker. as of today, im chasing for that running money bcos a have no personal money in my pocket. so recently got your bulletin page and look to the internet.

talagang may tama po kayo and now i really realize that when im losing money, someone is gaining it.

Hi! This is much better than a book on wealth management since we can actually talk to the author (you). I’ve yet to finish everything and this is just the start. However, from this first article I’ve read I feel that this is going to be more “custom-made” for us (the Philippine setting) because of Mr So, even though some examples are of foreign markets.

Good day sir Mark.
Thanks for sharing your financial knowledge with us. Have been trying to regularly catch your column at the Manila Bulletin. But sometimes just missed them. That’s why l’m thankful for catching your latest column this week so l can start improving my financial status finally. Thanks and more power.

For 10 years in my working life i was looking for a mentor to lead me to put my life in order, spiritually and financially, i am saddened to realized that it took me that long, maybe i am just slow or im looking in the wrong places, today i understand it more clearly, im still confused then and failed to asked myslef the improtant question, what i really want from life, what i want to accomplish in my lifetime. With your guidance and your “gentle nudge” which i believe i also prayed to get when i am straying from the goal i have set for myself. You are really the One! and for that, from the bottom of my heart and in behalf of my family and friends to whom i would love to share this wisdom, thank you.
PS. I have read all the articles and im on my way to applying it inot my life until it becomes a second nature.

Hi Mark! Thank you for the opportunity to be a part of the project.I just discovered your website in the newspaper this morning and I believe that your articles will be a great help to me.I am now excited to learn from you.Thank you for sharing.God bless you and your family!

I’ve been working in a call center for 6 years and I hope that your articles will empower me to earn and save for my future. I saw your article in Manila Bulletin yesterday and this is my first time to visit your site. Well, let’s see how you can change my life. God Bless.

dear mark so… truly i have a lot of things to look into cause i oversee a mini grocery and a bakery.
its not because i have no time but i have to bring my laptop to the store to be able to response/comments on your article… have to close the store at nine in the pam… exhausted to open the internet. Anyway thanks for reminder. its an eye opener. i sure know you mean well to all your readers…

Good day Mr. So. First, allow me to thank you by being part of your wonderful vision “how to make money run after me?” I simply discerned that one run the risk of losing money if they dont have guts to take the risk.”

Having guts and taking risks does not always equate to losing money. There are ways to take risks and still be risk free, so keep on reading and I will teach you and the rest of the readers more. All the best to you Rogelio!

I believe that God has more in mind for us than just money. I came to realize that while my view of making money run after me will happen if I believe that even a penny i had came from God and only be entrusted for me to share with others who needed it most.

hi, mark. i see your sincerity. i salute you for educating us, filipinos on money matters. this certainly will raise our financial intelligence and hopefully this financial revolution will make a better Philippines.

thank you sir Mark..first i learned that money was not lost but rather its only transfer from one person to another. the one who handled it properly is more advantage to the who can’t. im excited to read and learn from you sir. thanks a lot

Hi Sir mark, actually I know that money is just being transferred but never destroyed. I had saved a little from my previous job but I’m just worried becasue I am not saving as musch as i had compared before…

I have always believed that to have extra money, one must not spend on unimportant things. Only spend when it is REALLY IMPORTANT!!! But recently, after having read some of your articles at the manila bulletin, i realized that this isn’t really the way… I am looking forward to reading all your articles and really make wealth/money run after me… More power to you!!! 😀

Brilliant,Mark! after months of a search, this what I’ve been looking for. I believe that this is what every Filipino should have. Financial Literacy. I am so excited about this project. Now, I am taking my first step to reach my goal.Financial Freedom. Thank you so much for sharing your wisdom.

I am having a hard time managing my money. I have tried different ways to save and prioritize my needs however, in the end, still no savings. I need more education and “smarts” in money management in order to reach my goal. Thank you, Mark for sharing your expertise.

I will read article by article and apply what I will learn. I will share this to my family too.

sir, thank you for always inspiring me to have a better financial management. ill admit that it is hard for me when i am starting to follow my budget because of the “hindi pwedeng palampasing mga sale”. but i hope, as i continue to read your articles, ill be able to do it. thank you so much. God bless you and your family

Very helpful and interesting. I’ve read many stories and articles before about wealth but this was certainly the most inspiring for us Filipinos. Hopefully I can learn more and practice what I’ll be learning from this. Thanks Sir Mark for this wonderful insights.

good morning sir i’m very grateful to God because i’ll be expecting great changes in our lives with the help of your articles i know God is using you for us to have knowledge in the proper stewardship of earthly blessing.thanks a lot and God bless you!

Wow! Thank you for showing us the big picture. Well said, ” money is never destroyed, only transferred”, if you fail to manage money well. Glad to have found this site. Will follow this wealth plan and hopefully follow all the money management lessons.

It’s true that money is never been destroyed but only transferred. I’m a civil engineer and business man and your statement in not contradictory to the Law of Physics i.e. Law of Conservation of Mass. It state that mass can not be destroyed but only transform from state to another. It does not go anywhere , it is just around you.

I hope someday you can teach me how to become financially prosperous so that I can generate more jobs and opportunities for our fellowmen.

This is the first article I read from your site and I just want to stop by and comment. I can already sense more inspiring, practical and actionable articles from you as I read through.

It was only recently I learned about the concept of ”Wealth is never destroyed, only transferred.’ It was indeed an eye-opener for me. It inspired me to improve my financial literacy, which was almost zero at that time.

I’m in a similar situation as you before, where I earn more than average, but still struggled in my finances. I’m in my early 40s now. I wished someone taught me about financial education in my earlier days. But it’s never too late as long as we have the desire to learn and apply what we’ve learned.

Hi Mark,
I am truly grateful to have found your site accidentally. This early I can sense that I will learn a lot from you as the first article that I read is truly uplifting and educational. Thanks for sharing. I do hope that I can follow through. God bless you and your family.

Hi Mark, Thanks for a very inspiring articles about money management, very practical and applicable.This will be a great help to me, to be prepare to my future family. Continue to be blessed and a blessings to everyone.

hi mark – got you excerpts from one of the leading dailies yesterday and here i am knowing what’s next. i agree the wealth or resources is just around the corner and it’s just a matter on how to start optimizing it. it’s like a big idle land or a hanging apple which is just waiting to be converted to use. thanks for starting twisting my mindset and i am very excited where this will end. have a good day and God bless!

I have been reading your articles in Manila Bulletin and really find it interesting and very helpful.
It’s a good thing i had a chance to sign up in here. God bless you and your family for sharing your knowledge.

You know what? I forgot how I encounter this site. hehe!! But what one thing for sure, I’m very hungry to learn on something that would help me to achieve my dreams, financial freedom. Probably our Creator listen to my prayers and He find ways for me to know a person that can help me. And I think the law of attraction really exist. I’m glad that I encounter you and your sites/blog. Your right Mark, I observe in my life, that no matter how busy I am in my career/job/work, I still, and always, chasing on the money to support my family basic and everyday needs. I hope you can be my mentor. I believe you can help me. Thank you and regards to your wife 🙂

First of all, thank you for finding time to share your expertise. I agree with you that money is not destroyed but just transferred. It is transferred to people who know how to manage their money and know where to put their savings.

Hi, Mark i was one of the victimized investors of the offshore investments company who are engage with Forex trading internationally, stocks market, mutual funds etc. in based in malaysia.. i invested 30,000 USD FOR HOPING AN IMMETDIATE return of investment of 300% and a year time but to no avail the company is illigal in malyasian government and there security exchange commision of malaysia lodge complain for this company….

i was introduced by filipino friend to a malaysian investor to join and invest with offshore investments company….

The lesson i gain from this article is that never put all the eggs in one basket….always make another form of investments. thank you mark for your articles. regards

At first, I was just curious what is this all about. After reading your first article, I got interested..
Honestly, we spend already millions of pesos, just like that. I am broke and I wanted to invest
whatever peso left in my pocket. I am glad and thank my Dean who showed me one of your article and I immediately got your webssite.

I am positive that you will be there for us who needs your advises. Hope to hear from you again and very soon. God bless you..

I found out about this site while I was browsing the discussion board section of forexclubasia. I was actually waiting for your trading signal when I realized that it is only monday, so I decided to browse the site and read your article “Can you trade forex for a living?”. I am glad I did because your articles here are very educational and will help me to manage the money I would earn from forex trading (with your help also). Thank you so much for doing this. You are blessing so many people by helping us to become financially intelligent. God bless you even more!

whenever i get a chance to read Manila Bulletin , i read your column first . I’m always interested in money management and how to grow it . Once i read the paper beside the computer and here I am …thanks for these active online lessons i know it will bear me fruit .

First, I would like to thank you for unselfishly sharing your knowledge and wisdom to us.
Your advise are very valuable. I’ve lost some of my savings making wrong investment choices and I am still not confident whether I’m doing the right investment now.
I am looking forward to find out and learn more from your lessons.
God bless!!!

First comment, cute drawings! 🙂 Seriously, I’m thankful for people like you and your wife who share what they know and what they have experienced so that others may learn, be guided and mentored.
Blessings!

Good evening Sir Mark,
Thank you for the above article, it pays to be liquid when crisis abounds if and only if you have the cash to buy the stocks, it reminded me of the first coup de etat where the price of PLDT was so dirt cheap, unmanindful of the uncertainties – I can only afford to gape ( having no cash to spare ) because I firmly believe that businesses has to go on and so must every people continue to earn their living as a matter of survival.
Thank you again for sharing your wisdom.
Cheers

Hello Mark, i’m thankful that God touched people like you to share your knowledge willingly to others. This is my first time to read your article and i’m inspired and excited to learn more. You’re article came the right moment because i’m searching for sites where i can learn about wealth management. Hope to learn and read more articles from you. God bless.

Hi Mark! Happy Mother’s Day.
I am very glad to find sources of information relevant to my age now @ 50 and as a Filipino, here from your blog site. My hope and pray to succeed through your best advice. Salamat & Mabuhay !

Hi Mark and Jhoanna! Thank you for your article. I have admired you both since I read your profile. Thank you for sharing this with us. I am also one of those who can’t hold on to money long. The lot seem to be just passing my hand and transferring to another in a short time. Hmmm… I’ve always thought that money is just there. I seem to work just to spend it. Now you’ve enlightened me otherwise. Hope to learn loads from your next articles! Keep up the good work!

Hello Mark, Thank you for this article. I’m starting to save money and this article is really helpful. Hoping that the next article will help me on how I can save and have a wise money management. GOD BLESS!

Hello Mark, I’m starting to save money and this article is really helpful. Hoping that the next article will help me on how I can save and have a wise money management. Continue inspiring people. GOD BLESS!

Thank God that I have found you and your site as well.
Probably, right now I should say that i am an average
Income earner. As an OFW, my salary is far well off
From my previous job but how long does this last?
That’s the question. That’s why i want to learn from
You and from your experience on how to handle money
Matters and be financially stable. I have tried FOREX last time
But it did’nt work out. My investment goes down the drain.
Anyway, i’ll keep on reading your articles because i know
I have a lot to learn. Thank you.

Excited to continue with your instructions to get money following me, btw i just want to mention where i get the information about your website, I first bought a book “Ang Perang Di Bitin” and found there this website. I guess this is part is part of the “educate yourself” part of the books strategies… Hoping to Learn more from you…

Hi! Mr. Mark,
Thank you so much for your inspiring and motivational article your sharing to us. Its an eye opener to all people that wants to have a financial freedom. My our Lord Jesus bless you more for sharing of your talent.

Hi Mark, I really appreciate the articles that I have read in Manila Bulletin and in your website. They are really helpful and will truly guide individuals who are seeking financial freedom. May you continue to share the knowledge and experience to those who are willing to learn.

This is the second article that i read in this site and this is once again my “aha” moment. I realized that you are definitely right, money is only transferred, i now come to the conclusion that since money is overflowing, i might have a chance to have a chunk of it.
I am a newbie here, but im really looking forward to reading more articles from you. Thanks

HI Mark, good day. This is a very good start for me and for my family. Thanks for having me welcomed and challenged positive the moment i opened your blog/website. More power and blessings to you and the family .- buddy

good day, mark.
finally, after so many weeks, ifinally had the time to eead yourarticle.
its very intriguing that some people are like magnets who attract money.
of course there are some, like me,who seem to be always short of money.
hope i can ingest all the articles you have prepared.
its time to get out of the rut!

Hi! Mark. This article is the answer that I’ve been searching for so long to answer my money problems. Thank you so much for sharing this. I’m very excited to check review the succeeding articles. You and your wife’s work is truly a blessing.

This article definitely piqued my interest. I’m excited with what’s in store for me on this project. I’ve been learning about financial management because of the desire to provide well for my family especially my (future) children (I have 1 child at the moment). I wish now that I’ve been more responsible with my money when I was still single. But, hey, it’s not too late.

Hi Sir Mark. I was in the hospital (as I need to rush my mother for some complications) when I read your article in Manila Bulletin while waiting on the result for her laboratory tests. I was so broke that night as I wanted to help our family (my sister and brother) for all the expenses in the hospital but I honestly don’t have any savings at all. I would always ask myself if why am I always on the bottom of my financial life where I have a very decent and good job as a marketing manager in a dental company and I am running a small business with my wife which is web development and designing.

I intently searched this website of yours because I know that the Lord is bringing in help for me. At times I would prefer “cash” help from the Lord but he would give me “ways” to acquire it. This is where I know where you are right now, one of the “ways” help from Him.

Thank you for this article. I am getting excited to finish this commenting “assignment” that you have stated above (Just kidding!). Clicking on the next article now.

Hi Sir! Thank you for this inspiring article! I’m excited to know the solutions. How I really really wish I could surpass such hardships. I’ve been screwed by people whom I trusted and it really drained me that’s why I badly need your help. Thank you very much and more power.

Hi Mark, Have a blessed Sunday morning, This is my first time to read your article in Manila Bulletin dated Feb. 16,2014, I was really amazed and read the same in full(in the beginning until the end of your article ) and I noticed your website there and I open my laptop at once and find your site, thanks God… I was touched for your mission and goal establishing this site. Hope you can help me how to manage our finances. For my son is only the breadwinner in our family… Thanks and best regard to your family and to your mom..

Hi Sir Mark and Mam Jhoanna…I hope I can be able to learn and apply your strategies in managing about money matters. I really want to learn how to manage money very well. Thank you for this site you are really helping a lot of people to be able to be stress free and worry free about money. Thank you for inspiring us Sir Mark and Mam Jhoanna.
GOD bless.

Hi Sir. Thank you for your helpful articles. It serves as an eye- opener for me. Your insights are really practical. I’m looking forward for more articles and words of wisdom from you to help me achieve our family’s financial goal. More power to you.

Hi Mark, thank you for your inspiring and enlightening people like me to learn how to make money run after me and searching for solutions to problems regarding money…im glad you have this website, its a great help… Thanks again and God bless you and your family..

I read a book “Ang Pera na Hindi Bitin ” that led me to this website. Thanks to my friend who lend me that book. But I am most thankful that there are people like you willing to share their knowledge to everyone. Only few people I know do that. I am looking forward learning a lot from your article and hoping that I will be as successful as you guys are now.

Hi Sir Mark good day.. When I read your article last Sunday dated September 7, 2014 in Manila Bulletin entitled “Why you need pain to succeed”. It gives me encouragement and inspired me to become more positive well human being. I hope in every articles that I will read it will give me more ideas and knowledge regarding money matters management and will be able to apply it little by little in my personal life. Thank you for sharing of your life experience regarding money matters management . Thank you and God bless sir Mark

I attended your forex orientation seminar and it was amazing. I plan to enroll in your complete course next year. But while waiting for 2015, i got curious and googled your name and it lead me to your manila bulletin article about the 3 rings of power, which eventually lead me to thise site. Your articles are really simple and practical, yet effective. I cant wait to learn more from you.

Got wind of this website from your Cohen transformation article. I love talking about money, learning about money, and trying to grow my money. However, seems I can’t seem to succeed in it. :/ I think I need a mentor. Will go through your articles and hopefully this time I really get my groove on and DO SOMETHING.

As I read the book “Ang Pera Na Hindi Bitin”, I swiftly searched your website. I am really grateful to our Almighty God that He sent you to give us advice about money management .
Looking forward to your upcoming, great articles!
God bless you always, Sir!

Hi Sir Mark, I attended your COMPLETE FOREX TRADING COURSE last August and I have learned a lot. I never thought of learning more from you not until I found this website of yours. I’m so excited to learn and read the next articles. Allah bless you Sir Mark!

Dear Sir,
I really appreciated your articles, I really didn’t know in the investment in stocks but I want to know it more. I was engaged in pharmaceutical business for almost 14 years but still I’m always ran after money. Thank you for sharing your experiences. I’m looking forward to learn more from you.

Your article is an eye opener for me. Actually I am one of your student sa forex. When I was your student you are still developing the unlitrade nun kaya free pa ang pagenrol nun. Parang you are still trying it pa nun. I stopped muna sa forex trading for the unlitrade kasi hindi ko sinunod yung turo mo na if you will be trading using unlitrade ganito dapat yung amount of money na ipapasok mo. I got greedy na gusto ko kumita agad in a short span of time kaya medyo naubusan ako but actually I still have some money left and for starter will first use the single trades that you are offering. Kaya sabi kong eye opener para sa akin yung article mo kasi my problem is money management. I will keep on reading your articles and hoping can inspire me.

Thank you Sir Mark for sharing your wisdom. I finally realized the importance of a strong financial management system in order to to achieve financial freedom. I am looking forward to learn more from your coaching along financial literacy. God bless you and your family.

Hi Mark! Im one of those salary basis individuals who always tries to meet both ends when it comes to managing our finances. Im really glad my friend sent me this link and started reading just now and becoming more interested in learning again. I appreciate you taking time to share your knowledge and experience to improve more lives. God bless you on what you do. Thanks!

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Excerpts from Our Life Changing Articles

Here's another insightful and true story from my wonderful life, especially in the field of Salesmanship. I call this story the tale of two salesmen because there are generally 2 kinds of salesmen in this world. The one you think is the true salesman, and the one that you thinkThe Tale of Two Salesmen (Part 1)

“The Most Profitable Investment for Entrepreneurs"
In my previous article, I talked about the 3 things to consider before investing in 'assets'. If you haven't read that article yet, please check out part 12 of this article series.
In this article, I want to focus once more on Entrepreneurs and talk aboutHow To Make Money Run After You (Part 13)

The thought that it takes money to make money is simply ingrained into society when it comes to businesses.
I was interviewed a few months ago for a TV show hosted by Arch Bishop Chito Tagle on ABC 5 and the theme of the show was "Entrepreneurship for nation building inFind The Customer First

“The 3 things to consider before Investing Money"
In my previous article, I talked about Step1: Making Money, and Step 2: Managing Money. If you haven't read that article yet, please read part 11 of the series and sign up for the Wealthplan so I can email you that and theHow To Make Money Run After You (Part 12)

“The Simplified 3 Step Wealth-Flow Blue Print"
.
For me and Jhoanna, wealth accumulation is a 3 step process and if we were to diagram it, it would look like this
Step 1: Make the Money
Step 2: Manage the Money
Step 3: Invest the Money
.
If done right, the 3 steps that I just mentionedHow To Make Money Run After You (Part 11)

“Credit Cards and Businesses!”
My Ninong came to visit us from Canada a few years ago, and during one of our lunch get togethers, I overheard a conversation he had with my mom about credit cards. My Ninong you see is a retired corporate executive and is brilliant with money managementHow to make money run after you (Part 9)

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One of the top questions that I get from people is “What’s a good business to get into?” If you’ve asked this question yourself then you are in luck because in this article I will not only teach you how to100+ Business Ideas to Explore & How to Choose the right one for You!

Life's Purpose.
I believe that everyone has a purpose in this world and I'm one of the few who has been blessed with knowing what my purpose is. In my seminars I always tell my audience that there are only three things I love in this world. The first is myLife's Purpose

Money can get really tight when you are looking for a job and sometimes, even when you already have a job! But the good news is, you can start your own business and create extra income almost immediately with ZERO CAPITAL whether you are currently employed or not. So, areHOW TO MAKE EXTRA MONEY WITH ZERO CAPITAL

Today, I want to start coaching you again on becoming a greater success in whatever you do. I will share with you a simple but powerful truth: “If you want to increase your success, you must:
1.) Know what you really want in life
2.) Have the will and desire to goTo Increase Your Success You Must Have 3 Things

This article series is about the story about how I started in business, the hardships I faced, how my wife was instrumental in making me succeed and the most critical decision I made in my life. If you are in debt right now, facing a failed business endeavor or startingBusiness and The Start of A Beautiful Relationship - Part 1

Last March 23, 2010 I spoke at the Manila Bulletin Job Fair at the Glorieta Activity Center in Makati and in that talk I mentioned how job seekers can stretch their cash while searching for a job. I had a great time that day and I hope that my simpleMoney Management Simplified (Part 1)

"The Wealthy Are Masters Of Wealth Attraction"
In the previous article, I talked about how the Wealthy are valuable in the eyes, hearts and minds of as many people as possible. If you have not read that article yet, or even the first 22 articles, I strongly recommend signing up forHow to make money run after you (Part 23)

In Part 1 and 2, I explained how to simplify managing your money. If you have not read them yet, please Click Here to read up on what you’ve missed.
In this article, I will finally explain how to increase your “take home” per month without adding any additional bad expensesMoney Management Simplified (Part 3)

Last April 16, 2010 the US Securities and Exchange Commission charged Goldman Sachs with Fraud. This explosive move by the SEC has tremendously diminished investor confidence in Goldman and Wallstreet in general. The SEC charge is a very serious one because it says that Goldman fraudulently sold its CDO’s (CollateralizedSimplifying Wall Street Blunders

Have you ever gone to a fortune teller? Or at least know of anyone who has gone to one? When I was younger, my mom would bring me and my sister to “Aling Erly”, a very gifted “manghuhula” (fortune teller) every so often to ask what the future holds forThe Power of Suggestion, Your Destiny, and Dreams Coming True

The phone rings in the office at around 10 in the morning and my secretary answers it. It was from a priest, a Monsignor in fact looking for me. I wasn’t around at the time so my secretary asks for his number and purpose of the call. She got theTo Catch a Thief, Think Like a Thief

So today I wanted to share another piece of my life which I hope will help all those looking for a job and a prosperous career. This is the true story of how I created my own job in a big Telecoms firm back in the early nineties. Now evenThe True Story of How I Created My Own Job

Happy New Year! 2015 is here and we say hello to another year full of surprises, challenges, failures, blessings, successes but more importantly, a great opportunity to be better than you were a year ago.
This article is dedicated to all those who want to make a fresh start for theDecide, Seek, Commit, Do - Why and How I Lost 100lbs in 10 months!

Be Generous With Your Talents instead of Money
In part 3, I mentioned that you have to stop your money leeches and at the same time learn to be extremely generous in “kind”. So in this article, I will be expounding on that. Simply put, there are 3 lessons I wantHow To Make Money Run After You (Part 4)

First off, I’d like to thank all of those who visited and commented on my blog for Part 1. For those of you who have not yet read it please click here
[caption id="attachment_263" align="alignleft" width="245" caption="The Yin and The Yang Salesman"][/caption]
From the comments, it was apparent that everyone has aThe Tale of Two Salesmen (Part 2)

"Let's Summarize What We've Learned in 9 months"
If you want to make money run after you, please sign up for the Wealth-plan so I can email you my previous articles from the very start.
In this article, I will summarize all the things I've talked about until this point so youHow to make money run after you (Part 19)

In the previous article, I explained how to simplify your finances by just completing a few simple exercises on a piece of paper and I explained the three scenarios that you are probably in right now. So let’s continue our discussion right now. If you are currently in Scenario 1,Money Management Simplified (Part 2)

I was invited to talk to a public crowd in the Fil-Negosyo expo in SM Mega mall a few years ago about how to start and succeed in business. And I happened to mention in that talk what I believe to be the golden rule that any business person (orBUSINESS RECIPROCITY

In my earlier years, I never really thought of myself as a manager of people, truth be told I never really understood how important managing people really was until I became an Entrepreneur. And even when I embraced entrepreneurship full time, I made many, many mistakes in this field whichHow I Learned To Manage People

A long time ago, I used to think that the true way to success is to outwit and outmaneuver competition. Truth be told, I am a very competitive person by nature and I hate losing to competition. And I’m sure that a part of you feels the same way deepBusinesspeople are Merchants, Not Warriors!

Ever hear the phrase “From Good to Great?”
The context of the phrase of course is to be better than just good. To be greater than just okay. While that is of course what I believe and strive for in this life as an achiever, I wanted to also take a"Goodness Is Better Than Greatness!"

So today, I wanted to share another important lesson in entrepreneurship. It is a lesson rooted deeply in our Filipino culture valuing hard work above everything else, which I believe is correct, but incomplete.
I say this because I once thought that working hard, sacrificing and putting in the effort wasIn Business, is it better to be Juan Masipag or Juan Tamad?

"I Know What I Am Great At, Now What?"
In my previous article, I asked you to answer the question "What are you great at?" If you haven't read that article yet, please sign up for the Wealth-plan on the right so I can email you that and the previous articlesHow To Make Money Run After You (Part 15)

10000

Praise for Mark and Jhoanna’s Articles

"Great Advise Mark on increasing income!!! Indeed there are many ways! If there is a will there is a way!"

-Lovella Mendoza-Go

"hi mark,

thanks for the insights. i am learning a lot. its been a while since i took the forex course, but reading your blogs just reminds me that it would be a waste not to go back and finish it. I hope to see you sometime soon when my schedule affords me then."

-Desa

"I can truly relate mark, save that i am just about to make the uphill climb towards freedom from debt. i guess NOW is right about the time to do it. super thanks for this awesome blog, keep it up! =)"

Thanks for the wonderful article. I always read your articles but never have the time to comment. Keep it up! And hope to see you soon for a forex refresher. Miss your class! (and i've never said that of any course i took in college) hehe ;-)

All the best :-)"

-Allen San Luis

"Thanks.I will apply everything you said.You will hear from me as soon as I progresses.
More power to you."

More Praise Still for Mark and Jhoanna’s Articles

"Hi Mark, Wonderful article. I felt that it was as much as a personal reflection as it was a teaching article. it is sincere and clear. An especially good read for people who are facing self-doubts in life, for indeed no amount of planning could prepare you for life, for it will throw curveballs at you from any which angle it wants. You just need to know where you want to go and have the will to pursue it in order to weather the storm and conquer the challenges. Cheers!"

-Allan Ngo

"Truly an eye opener and a really wonderful twist of life! Thanks, Mark!"

-Ver

"Reading what you have gone through reminded me of the struggle i had starting the business myself back in 1997. like what you said strong determination to succeed, managing the funds properply being involved in the business and be employee number 1 is some of the key requirements to make any business work.
We are already 13 years old and would say much better now but everyday is a challenge and a learning experience and i think that's what business more interesting and challenging.
Thanks for the very inspiring story which certaily be able to help me improve my way of handling other areas in managing the business. Wishing you more success and God bless."