When will my first payment be taken?

If you’re a responsible spender that’s been with us for a while now, and you’re buying online, your first payment will generally be 2 weeks from the day you bought your item.

To ensure responsible spending across our community, Afterpay may require your first 25% instalment at the time of purchase. We will make this decision case by case, based on your individual repayment history. We will immediately let you know if we require this first instalment, before you make your Afterpay purchase.

And, in some cases, we always require the first 25% instalment at the time of purchase, including:

The first time you use Afterpay

For all orders placed in the first 6 weeks after signing up with Afterpay

Sometimes we run a pre-authorisation check where we take a small amount from your account – up to the value of your first instalment (plus 1 cent) for online purchases and up to 25% of the value of your in-store barcode (plus 1 cent)– to make sure your nominated card is working right.

Once this check is approved, we will instruct the bank to void the transaction. Sometimes it might appear on your account as a second payment.

Don’t worry - it is not a second payment and it will be resolved on your account shortly. If you have any questions, please contact us here.