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PII - basis of cover

On what basis is the cover held?

'Each & Every and Any one Claim' is what is accepted under the minimum terms of adequate and appropriate PI. Aggregated cover will only be considered as adequate and appropriate where there is a 'round the clock' reinstatement on the policy, which is only usually found on indemnity policies in excess of 2m with a layered PI policy. Therefore this is not standard and must be brought to our attention.