We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

THE FHA IN ALABAMA

FHA loans have been helping
Alabama residents since 1934

A licensed
Alabama
FHA Lender

can offer you a better loan including:

Low down payments
(if any)

24 Hour Pre-Approval

Low closing
costs

Easier credit
qualifying

48 hour Streamline
Refinancing

Alabama First Time Home Buyer Loan

This FHA loan program was created to help
increase homeownership. The FHA program
makes buying a home easier and less expensive
than any other types of real estate mortgage
home loan programs

When buying a home, almost every lender
will want to know where your down payment
came from. If someone in your family is
helping you with that down payment, it is
called a Gift of Equity, a
special FHA loan program.

Alabama FHA Refinance to a Lower
Rate

Lowering your monthly mortgage payment
is easier than ever as mortgage
interest rates continue to set new
record lows almost every week for
more than two month.

An FHA Debt Consolidation
Loan can change your life,
and we can connect you to an
FHA Home Lending expert to talk
over your financial situation
so you’re not left to figure
out everything completely on
your own.

Alabama FHA Home
Loan

How it works:

√ Determine
the type of FHA Government
Loanthat best fits your needs.

√ Complete an easy 2 minute application form.

√We will
forward your application to one and only oneFHA Approved
Lender who can best help you based upon:

The type of loan you requested

Your down-payment (if purchase
loan)

The location (State) your property
is located

Your credit history

The best rate available for your
loan

√ An
FHA Loan Specialist
will respond within 1 business day. They will explain
what type of loan you are approved for, and the
options available to you.

√ Immediately that same
day, the FHA Lender
will overnight your pre-approval letter to you.

Note-
It is very important that you keep this letter.
It is your official pre-approval on bank letterhead
with your 'locked rate', and if purchasing a house,
it is equally important that you present this letter
to the real estate agent to confirm your pre-qualification
status.

Alabama
FHA Lending Limits 2018

Alabama Median Home Sale Price
Price $143,000

County Name

Single

Duplex

3 Unit

4 Unit

AUTAUGA

$275,665

$352,950

$426,625

$530,150

MONTGOMERY,
AL

BALDWIN

$275,665

$352,950

$426,625

$530,150

DAPHNE-FAIRHOPE-FOLEY,
AL

BARBOUR

$275,665

$352,950

$426,625

$530,150

BIBB

$275,665

$352,950

$426,625

$530,150

BIRMINGHAM-HOOVER,
AL

BLOUNT

$275,665

$352,950

$426,625

$530,150

BIRMINGHAM-HOOVER,
AL

BULLOCK

$275,665

$352,950

$426,625

$530,150

BUTLER

$275,665

$352,950

$426,625

$530,150

CALHOUN

$275,665

$352,950

$426,625

$530,150

ANNISTON-OXFORD-JACKSONVILLE,
AL

CHAMBERS

$275,665

$352,950

$426,625

$530,150

VALLEY,
AL

CHEROKEE

$275,665

$352,950

$426,625

$530,150

CHILTON

$275,665

$352,950

$426,625

$530,150

BIRMINGHAM-HOOVER,
AL

CHOCTAW

$275,665

$352,950

$426,625

$530,150

CLARKE

$275,665

$352,950

$426,625

$530,150

CLAY

$275,665

$352,950

$426,625

$530,150

CLEBURNE

$275,665

$352,950

$426,625

$530,150

NON-METRO

COFFEE

$275,665

$352,950

$426,625

$530,150

ENTERPRISE,
AL

COLBERT

$275,665

$352,950

$426,625

$530,150

FLORENCE-MUSCLE
SHOALS, AL

CONECUH

$275,665

$352,950

$426,625

$530,150

COOSA

$275,665

$352,950

$426,625

$530,150

TALLADEGA-SYLACAUGA,
AL

COVINGTON

$275,665

$352,950

$426,625

$530,150

NON-METRO

CRENSHAW

$275,665

$352,950

$426,625

$530,150

CULLMAN

$275,665

$352,950

$426,625

$530,150

CULLMAN,
AL

DALE

$275,665

$352,950

$426,625

$530,150

OZARK,
AL

DALLAS

$275,665

$352,950

$426,625

$530,150

SELMA,
AL

DEKALB

$275,665

$352,950

$426,625

$530,150

ELMORE

$275,665

$352,950

$426,625

$530,150

MONTGOMERY,
AL

ESCAMBIA

$275,665

$352,950

$426,625

$530,150

ETOWAH

$275,665

$352,950

$426,625

$530,150

GADSDEN,
AL

FAYETTE

$275,665

$352,950

$426,625

$530,150

FRANKLIN

$275,665

$352,950

$426,625

$530,150

GENEVA

$275,665

$352,950

$426,625

$530,150

DOTHAN,
AL

GREENE

$275,665

$352,950

$426,625

$530,150

HALE

$331,200

$424,000

$512,500

$636,900

TUSCALOOSA,
AL

HENRY

$275,665

$352,950

$426,625

$530,150

DOTHAN,
AL

HOUSTON

$275,665

$352,950

$426,625

$530,150

DOTHAN,
AL

JACKSON

$275,665

$352,950

$426,625

$530,150

SCOTTSBORO,
AL

JEFFERSON

$275,665

$352,950

$426,625

$530,150

BIRMINGHAM-HOOVER,
AL

LAMAR

$275,665

$352,950

$426,625

$530,150

LAUDERDALE

$275,665

$352,950

$426,625

$530,150

FLORENCE-MUSCLE
SHOALS, AL

LAWRENCE

$275,665

$352,950

$426,625

$530,150

DECATUR,
AL

LEE

$275,665

$352,950

$426,625

$530,150

AUBURN-OPELIKA,
AL

LIMESTONE

$275,665

$352,950

$426,625

$530,150

HUNTSVILLE,
AL

LOWNDES

$275,665

$352,950

$426,625

$530,150

MONTGOMERY,
AL

MACON

$275,665

$352,950

$426,625

$530,150

MADISON

$275,665

$352,950

$426,625

$530,150

HUNTSVILLE,
AL

MARENGO

$275,665

$352,950

$426,625

$530,150

MARION

$275,665

$352,950

$426,625

$530,150

MARSHALL

$275,665

$352,950

$426,625

$530,150

ALBERTVILLE,
AL

MOBILE

$275,665

$352,950

$426,625

$530,150

MOBILE,
AL

MONROE

$275,665

$352,950

$426,625

$530,150

MONTGOMERY

$275,665

$352,950

$426,625

$530,150

MONTGOMERY,
AL

MORGAN

$275,665

$352,950

$426,625

$530,150

DECATUR,
AL

PERRY

$275,665

$352,950

$426,625

$530,150

PICKENS

$331,200

$424,000

$512,500

$636,900

TUSCALOOSA,
AL

PIKE

$275,665

$352,950

$426,625

$530,150

TROY,
AL

RANDOLPH

$275,665

$352,950

$426,625

$530,150

RUSSELL

$289,800

$371,000

$448,450

$557,300

COLUMBUS,
GA-AL

SHELBY

$275,665

$352,950

$426,625

$530,150

BIRMINGHAM-HOOVER,
AL

ST. CLAIR

$275,665

$352,950

$426,625

$530,150

BIRMINGHAM-HOOVER,
AL

SUMTER

$275,665

$352,950

$426,625

$530,150

TALLADEGA

$275,665

$352,950

$426,625

$530,150

TALLADEGA-SYLACAUGA,
AL

TALLAPOOSA

$275,665

$352,950

$426,625

$530,150

TUSCALOOSA

$331,200

$424,000

$512,500

$636,900

TUSCALOOSA,
AL

WALKER

$275,665

$352,950

$426,625

$530,150

BIRMINGHAM-HOOVER,
AL

WASHINGTON

$275,665

$352,950

$426,625

$530,150

WILCOX

$275,665

$352,950

$426,625

$530,150

WINSTON

$275,665

$352,950

$426,625

$530,150

FHA Loan Information

The FHA does not lend money.
The FHA (Federal
Housing Administration) is part of HUD &
backs individual Approved
Lenders.

Our responsibility is to help you find the best FHA
Approved Lender who can help you secure financing.

When
you fill in our short application we will provide your
information to one, (and
only one) FHA
Approved Lender who can help you based upon
many factors, including your Credit
Score, your State
Location, and the Type
of Loan you apply for.responsibility
is to help you find the best FHA
Approved Lender who can help you secure financing.

Note: We
are not affiliated with the Federal Housing
Administration, the Department of Housing
and Urban Development, or
any other government agency. We are an FHA Educational
Resource.

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