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“I grew up rich beyond anyone’s dreams,” Tori has said in the past. And while that’s true, her dad was concerned handing over much of his $6 million fortune because of her wild spending habits.

Photo credit: Splash News

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Her dad was onto something, too; on an episode of True Tori, Spelling revealed her family is living “paycheck to paycheck” after blowing through $18 million in less than eight years.

Photo credit: Splash News

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Then, when Dean lost his job hosting Chopped: Canada, and Tori found out her reality show was canceled, there was a heavy pressure put on their bank account with her spending habits.

Photo credit: AKM-GSI

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“Tori pays the minimum on the cards, so the bills keep doubling and tripling,” an insider told Star.

Photo credit: Splash News

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She’s admitted that during family trips they blew cash on things like “upgrading hotels at my instigation.”

Photo credit: Splash News

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In the summer of 2014, the family rented a $15 million Malibu beach home.

Photo credit: Splash News

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What’s worse, that wasn’t the only high-priced family vacation they splurged on. “I don’t want to change our lifestyle,” she said. “That’s why I work so hard. I don’t want to change.”

Photo credit: Splash News

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“I moved houses to simplify my life,” Spelling says of her frequent moves, including time at the beachfront pad. She says she’s lost “almost a million dollars” due to bad real estate decisions, however. This pictured place cost $20,000 per month.

Photo credit: Splash News

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As their bank account continued to plummet — Dean handed out cash for valet.

Photo credit: Getty Images

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Tori hired SpongeBob Square Pants and Barney for son Finn’s second birthday party in September 2014.

Photo credit: Splash News

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Another year, Tori dished out for a Dippin’ Dots to show up at her kids’ birthday parties.

Photo credit: Splash News

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When husband Dean McDermott was caught shopping at a discount store, Tori was busy stocking up her kids’ new toys in the back of her vehicle.

Photo credit: Splash News

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“Even when I try to embrace a simpler lifestyle,” she’s said. “I can’t seem to let go of my expensive tastes.” That includes her pricey taste in cars, like her Range Rover, which can cost upwards of $82,650.

Photo credit: Splash News

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Dean was guilty, too —he was consistently seen on expensive wheels — like his Ducati motorcycle— around town before his scary crash in 2010.

Photo credit: Splash News

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The year before Dean cheated, in 2013, he gifted her a 3-carat diamond and 18K gold ring for their seventh anniversary.

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The duo was even spotted at Elton John’s annual Oscar party, which they could have shelled out at least $3,500 per ticket.

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Last year in August, Star readers know Tori was spotted leaving a Calabasas Med Spa after treating herself to a pricey, and probably painful, makeover. Each treatment runs about $1,500 and doctors recommend a series.

Photo credit: Boss/blink-news.com

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A bone-dry bank account has now left the couple and their four kids in a world of hurt — especially with Tori getting sued by a major credit card company.

Photo credit: Splash News

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Tori Spelling and Dean McDermott were seen arriving for dinner at 'Cecconi's' Restaurant in West Hollywood, CA

And Dean knows it has to stop; he’s demanded they pull the plug and file for bankruptcy at this point.

tori-spelling-broke-debt-sued-pp

tori-spelling-broke-debt-sued-20

“I grew up rich beyond anyone’s dreams,” Tori has said in the past. And while that’s true, her dad was concerned handing over much of his $6 million fortune because of her wild spending habits.

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-6

Her dad was onto something, too; on an episode of True Tori, Spelling revealed her family is living “paycheck to paycheck” after blowing through $18 million in less than eight years.

Photo credit: Splash News

tori-spelling-dean-mcdermott-separate-lives-7

Then, when Dean lost his job hosting Chopped: Canada, and Tori found out her reality show was canceled, there was a heavy pressure put on their bank account with her spending habits.

Photo credit: AKM-GSI

tori-spelling-bankrupcy-broke-01

“Tori pays the minimum on the cards, so the bills keep doubling and tripling,” an insider told Star.

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-4

She’s admitted that during family trips they blew cash on things like “upgrading hotels at my instigation.”

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-15

In the summer of 2014, the family rented a $15 million Malibu beach home.

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-17

What’s worse, that wasn’t the only high-priced family vacation they splurged on. “I don’t want to change our lifestyle,” she said. “That’s why I work so hard. I don’t want to change.”

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-3

“I moved houses to simplify my life,” Spelling says of her frequent moves, including time at the beachfront pad. She says she’s lost “almost a million dollars” due to bad real estate decisions, however. This pictured place cost $20,000 per month.

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-12

As their bank account continued to plummet — Dean handed out cash for valet.

Photo credit: Getty Images

tori-spelling-broke-bankruptcy-sued-18

Tori hired SpongeBob Square Pants and Barney for son Finn’s second birthday party in September 2014.

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-9

Another year, Tori dished out for a Dippin’ Dots to show up at her kids’ birthday parties.

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-13

When husband Dean McDermott was caught shopping at a discount store, Tori was busy stocking up her kids’ new toys in the back of her vehicle.

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-16

“Even when I try to embrace a simpler lifestyle,” she’s said. “I can’t seem to let go of my expensive tastes.” That includes her pricey taste in cars, like her Range Rover, which can cost upwards of $82,650.

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-10

Dean was guilty, too —he was consistently seen on expensive wheels — like his Ducati motorcycle— around town before his scary crash in 2010.

Photo credit: Splash News

tori-spelling-broke-bankruptcy-sued-1

The year before Dean cheated, in 2013, he gifted her a 3-carat diamond and 18K gold ring for their seventh anniversary.

tori-spelling-broke-broke-bankruptcy-sued-2

The duo was even spotted at Elton John’s annual Oscar party, which they could have shelled out at least $3,500 per ticket.

Last year in August, Star readers know Tori was spotted leaving a Calabasas Med Spa after treating herself to a pricey, and probably painful, makeover. Each treatment runs about $1,500 and doctors recommend a series.

Photo credit: Boss/blink-news.com

tori-spelling-broke-bankruptcy-sued-11

A bone-dry bank account has now left the couple and their four kids in a world of hurt — especially with Tori getting sued by a major credit card company.

Photo credit: Splash News

Tori Spelling and Dean McDermott were seen arriving for dinner at 'Cecconi's' Restaurant in West Hollywood, CA

And Dean knows it has to stop; he’s demanded they pull the plug and file for bankruptcy at this point.