Insurance

Insurance solutions offering protection for every phase ofyour life

As you move through life, there will be many milestones along the way – such as getting married or buying a home. You may be inspired to move to another part of the country or the world, or to start a business. Insurance is an integral part of a comprehensive financial strategy to help you achieve those goals.

You can use life insurance in many ways, such as part of an education savings plan, for its wealth protection benefits, for tax deferment or as a cornerstone of an estate preservation strategy. Your financial professional can help you determine which options may best align with your needs and overall financial objectives.

It's important to know that all you've worked to achieve is secure, and that your loved ones will be provided for, should the unexpected occur. Maintaining the appropriate type and level of insurance coverage to help protect your wealth can be a critical component of your financial strategy.

Life insurance options are almost as varied as the reasons for needing coverage. Term, whole, variable, universal and single premium life insurance are all available from our experienced financial professionals, who can help you determine which type and level of coverage is suited to your goals and life stage.

If you're not adequately prepared, the costs associated with a chronic medical condition can undo years of financial stability and success. Our financial professionals can provide an overview of long-term care coverage options to help offset healthcare expenses in the event of a long-term illness.

How much life insurance do you need? Use our insurance calculator to help you determine how much your loved ones may need financially when you're gone.

Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Third party whole life, universal life and term life insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly-owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investment, Annuity and Insurance Products:

ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES

ARE NOT FDIC INSURED

ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES

MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.