Level of success

KFUND (Registered n Supervised by OJK with registration Number No S-728/NB.213/2019 on December 20, 2019), KFUND as an Information Technology-Based Money Lending and Borrowing Service Provider
must publish the success rate of settlement of loan obligations on our main page (TKB90).
The higher the percentage of TKB90 listed, the better the loan and loan operations carried out by KFUND.
The calculation formula used for TKB90 is as follows:

TKB90 = 100% - TWP90TWP90 is determined using calculations:

Outstanding of default loan above 90 days

x 100%

Overall outstanding

Loans Type KFUND

Business
Multipurpose

Dana Talangan

Loan Limit:1 - 5 millionsTenor: 1 - 3 months

Dana Cepat

Loan Limit:5 - 10 millionsTenor: 6 - 12 months

Dana Langganan

Loan Limit:Maximum 25 millionsTenor: 12 - 24 months

Call Team KFUND

If you are interested in becoming a lender or needing funds, KFUND is ready to serve you. Immediately contact KFUND

Benefits for Borrower

The KFUND'S main target is to facilitate micro entrepreneurs who have not been touched by conventional banking services, this means it opens opportunities for micro and small businesses to get easier and quicker fund access. By providing an excellent loan history at KFUND, we hope that it can be used as a reference for Borrowers in obtaining greater funding from banks or other financial institutions in the future.

Minimum Requirements

Indonesian Citizens

Age 21 to 60 years old

Enterprises / Employees

Apply Loan
With Few Simple Steps

1

Sign Up

Download KFUND application from the Google Playstore / App Store

2

Apply for loan

You can complete the registration process, choose a loan and upload the required documents.

3

Verification by Officers

KFUND will verify your loan. If the data and documents have been verified, you will be contacted again for the loan approval.

4

Loan Agreement

If an agreement has been reached between you and KFUND, a loan agreement is made

5

Loans Disbursed

Loan will be disbursed to your bank account.

Apply For a Loan

KFUND will do the best to provide access fast funding, simple and easy to access.

Registered & Supervised by

Registered Member of

ATTENTION :

Peer to Peer Lending Service with Information Technology basis is a civil agreement between Lender and Borrower, so that all risks arising from the agreement are entirely borne by each party.

Every Lender is fully responsible for all credit risks of late or default payments. No national entity or authority is responsible for any such risks.

The Executant, with the approval of each user (Lender and/or Borrower) accesses, acquires, stores, administers and/or uses the Users’ personal data of Users ("Data Utilization") on or inside objects, electronic devices (including smartphones or cellular phones), hardwares, softwares, electronic documents, applications or electronic systems owned or controlled by Users, by notifying the purpose, limitation, and Data Utilization mechanism to the Users concerned before obtaining such consent.

Lenders who do not have sufficient knowledge and experience on the lending business are advised not to use this service.

Borrowers should carefully consider the loan interest rate along with other costs in accordance with the ability to repay the loan.

Every fraud activity is digitally recorded in cyberspace and can be exposed to the public through social media networks.

Every User should read and understand this information before making a decision to become a Lender or Borrower.

The Government, in this case the Financial Services Authority, shall not be liable for any breach or non-compliance by the User, either the Lender or the Borrower (either by User's intention or negligence) of the provisions of the laws and agreements or agreements between the Executant and the Lender and/or Borrower.

Every transaction and lending activity or the implementation of the agreements on lending activity between/or involving the Executant, Lender and/or Borrower shall be made through escrow and virtual accounts as required under the Regulation of the Financial Services Authority Number 77 / POJK.01 / 2016 on The Information Technology-based Peer to Peer Lending Service and the violation or non-compliance towards those provisions constitute evidence of a violation of law by the Executant so that the Executante shall bear the indemnity suffered by each User as a direct result of the above breach of the law without reducing the rights of the User according to the Civil Law.