Just had my insurance renewal from AAMI - freaked! Rang them up, and I got a $75 discount. Looked at the NRMA website, adjusted the parameters so that they matched the AAMI conditions perfectly (same agreed value, etc), and it came out another $93.50 cheaper than the discounted AAMI rate. At present, we have our house and both cars with AAMI, so no favours from them.