Insurance Services

What We Can Help With

INSURANCE SERVICES

We provide advice on over 100 products across all trade sectors. Our expert advisors work with a wide range of industries and have a proven track record in delivering high quality services.

Our work spans manufacturing, engineering, motor trade, construction, charities, professional services, property owners, wholesalers and many more! We encourage all of our advisors to be qualified in the Chartered Insurance Institute examinations to make sure we give you the very best advice to give you peace of mind.

Engineering

You know your business and we take the time to learn from you, ‘what you do’ and ‘how you do it’.

This includes a site visit to see your working factory, by seeing your workplace we can help to give risk management advice to reduce the risk of accidents as well as arranging the elements which your business really needs. From precision engineers, press workers and foundries to metal fabricators, polishers and plastic trades, we can support a wide range of businesses. We also work with those in specialist sectors such as automatic, aerospace and offshore.

Our dedicated brokers have built up a wealth of knowledge and experience so our bespoke packages are built around the unique characteristics of the industry, including sub-contractors and tiered supply chains. We provide trusted impartial advice that will keep your business secure and protected in the face of the many challenges businesses experience.

Manufacturing

We work with a wide range of manufacturing businesses of all sizes – from new ventures to large companies with complex risk needs. We pride ourselves on delivering a first-class service, but our aims are always the same – to be protect the value of your business and help reduce the total costs of risk.

Your business will have a wide range of risks around your premises, equipment, stock and staff. Our dedicated staff will work with you throughout the whole process to give you peace of mind in protecting you against those risks.

“Having dealt with Dale and the Gravity team for a number of years, they take a hands-on approach in understanding our business and our needs. Their knowledge and experience is important to us and gives us the peace of mind that our assets are suitably protected. Whether we need risk management advice or support with claims, the Gravity team are always quick to assist us”.

– Nick Shott, Managing Director, G. John Power Ltd

A typical manufacturing insurance policy provides cover for:

Machinery

Equipment

Stock

Business Interruption

Public and Employers Liability

Products Liability

Goods in Transit

Directors and Officers Liability

Legal Expenses

Theft, fire and flood as well as new regulations and a break down in the supply chain can also have a huge impact on your business – things we are experienced at guarding against.

Professions

We work closely with a range of professions including management companies, architects, IT consultants and accountants. There are many thriving businesses, but things can go wrong. If you provide advice or services that a customer is not happy with, you could face legal action.

While you are the experts in your field, providing services and advice in your chosen specialist area, it’s important to think about what would happen if you fall foul of wrongful advice, negligence, slander, libel and malicious falsehood.

We have an outstanding track record on working on complex arrangements for a range of insurance including professional indemnity, legal indemnities, warranty and indemnity, after the event and many more.

Professional Indemnity insurance protects businesses and individuals in the event of a client claiming to have suffered a loss as a result of a breach of professional duty of care.

CONTRACTUAL REQUIREMENTS

Professionals often work contractual ‘terms and conditions’ with their suppliers and customers. Buying ‘cheap and cheerful’ online insurance products is an option, but this will not give you a trained eye to check you contractual obligations. Professionals delivering services or advice should consider this type of insurance – from doctors to dentists, beauticians to barbers, it’s worth protecting yourself against a financial blow if disaster strikes.

Property Owners

LANDLORDS

Whether you own one property or a whole portfolio of rental properties, it’s important that your assets remain protected. Whether your property is residential, commercial, mixed or even unoccupied, Gravity property owners offers you a policy that provides you with tailored cover.

We also arrange specialist associated covers including Engineering, Terrorism and covers directly for managing agents such as Professional Indemnity. When claims occur our team will manage them and work on your behalf to achieve quick settlement.

“Dale has always been professional and ethical in his dealings with ourselves, he truly understand the value of long term partnerships. The great thing about Dale is that he is always looking for where the ball is going to bounce next, meaning he is open to new ways to increase efficiencies and ultimately create a business which will provide the highest level of client services possible. I would highly recommend Dale as a long term partner for your business”

– Matt Green, Chief Executive, Idex Consulting

DEVELOPERS

We can support developers throughout the lifecycle of developments from land acquisition, to design and build, completion, handover and retained covers.

CONTRACTUAL SUPPORT

Banks are becoming increasingly demanding when it comes to insurance requirements. We work with our clients, their lenders and legal teams to ensure that our policies meet loan agreement specifications so that finance can be secured quickly.

Private Clients

People work hard for the nice things in life, and there worth protecting. From homes (including period, listed, country estates, farms and modern buildings), to cars, boats, art, jewellery and even wine collections. We can give you peace of mind that your possessions are protected – and often on a single policy.

We recognise that all people are different and that’s why we tailor bespoke packages to suit individuals’ needs. We can also offer specific advice on how to guard against problems with our risk management work including valuations, property marking, security and fire prevention.

GOING ON STEP FURTHER

There are also a range of different benefits:

We can also visit your home to assess the level of your contents

Better risk management – talk to us about tips to bring your premium down

A portfolio policy – ensure all your possessions on a single policy saving you time and money.

Separate art and antiques – they cost less to insure

Tailoring your policy – We look at the detail to help you save money

If money is a big factor in how and what you insure, talk to us about ‘no thrills’ insurance. But it’s worth thinking about our specialist policies to protect your assets.

Charities and Care

CHARITIES

There are many thousands of amazing people going above and beyond in their communities. At Gravity Risk Services we believe strongly in supporting these people to continue their vital work. We’re happy to carry out a free audit of your organisations insurance to show how we can help – whether your a charity, voluntary group or not-for-profit.

Our brokers are experts in the field which means they can provide you with the very best care and support to help you continue having a positive impact in your communities. We also recognise the difficulties in managing a small budget which needs to have a big impact on the work you do. That is why we make sure we work closely with you to tailor competitive packages to suit your every need, and make sure we understand the diverse work charities do so we can help to manage your risks.

“I have worked with Dale over a number of years as an insurance Broker. I have always found Dale to be forward thinking for the needs of the client and focused on the cost .v. benefit of any given policy as well as aspects over all. Dale has an excellent approach in his work and took time to explain details in an appropriate way. I would recommend Dale without hesitation and would trust he would provide an excellent, professional support to any business”

– Claire Lawton, Chairman, People about People

CARE

We strive to provide you with the best service because we care. We take the time to understand the details of your day to day business which means our product or service is tailored exactly to your needs. We will make sure you have the proper protection for your business.

The care sector is highly regulated and it is vital you work with a broker who not only understands those regulations but delivers affordable and robust protection. Our team can help with a wide range of insurance services including: residential care homes, domiciliary care, sheltered or assisted living, hospice, hostel, respite care, rehabilitation and day care centres.