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"Triple Your Refund" SweepstakesOFFICIAL RULES

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

DATES OF THE SWEEPSTAKES: The “Triple Your Refund” Sweepstakes (the “Sweepstakes”) begins at 12:00 AM Eastern Time (“ET”) on January 15, 2018 and ends at 11:59 PM ET on April 29, 2018 (the “Sweepstakes Period”).

ELIGIBILITY: To enter the Sweepstakes, you must be a lawful permanent resident in one (1) of the fifty (50) United States or the District of Columbia and at least the age of majority in your state of residence (nineteen (19) in Alabama, Nebraska; twenty-one (21) in Mississippi; and eighteen (18) in all other states) with a valid Social Security number at the time of entry (the “Entrant”). Employees of Green Dot Corporation (the “Sponsor”) and their affiliated companies, parents, subsidiaries, and advertising and promotion agencies, including, but not limited to National Sweepstakes Company, LLC (the “Sweepstakes Administrator”), herein (collectively, “Sweepstakes Entities”), and any service partners, as well as The Bancorp Bank, MetaBank®, Mastercard® International Inc. and Visa® U.S.A. Inc. (collectively, the “Releasees”) and their immediate families (i.e., parents, children, siblings, spouse) and members of their households (whether related or not) are ineligible to participate in this Sweepstakes. Sweepstakes is void in Puerto Rico, U.S. territories and possessions, outside of the fifty (50) United States, District of Columbia and where restricted or prohibited by law. By entering, Entrants agree to be bound by these Official Rules, including all eligibility requirements and the decisions of the Sponsor, which are final and binding.

HOW TO ENTER: There are three (3) ways to receive entries into the Sweepstakes. Regardless of the method of entry, there is a limit of ten (10) entries per Entrant for the entire Sweepstakes Period.

1. INITIAL ENTRY:

Tax Refund Direct Deposit Entry: Make a qualifying electronic direct deposit of a FEDERAL or STATE tax refund of $10 or more during the Sweepstakes Period to one of the following cards: AccountNow Gold Visa Prepaid Card, AccountNow Prepaid Visa Card, AccountNow Prepaid Mastercard, and Insight Visa Prepaid Reloadable card (each, a “Card”) and receive one (1) initial entry (an “Initial Entry”) for each such qualifying direct deposit. For example, an Entrant making FEDERAL and STATE tax refund electronic direct deposits on April 2, 2018, will receive two (2) Initial Entries into the Sweepstakes. PayPal transfers, loan transfers, balance transfers, payroll direct deposits, and government benefit direct deposits do not qualify and will not be eligible as Initial Entries. PLEASE NOTE: A qualifying electronic deposit of a FEDERAL or STATE tax refund is dependent upon the date on which the qualifying electronic deposit has been posted to the respective Card account. In order to qualify as an Initial Entry, the eligible electronic deposit of a FEDERAL or STATE tax refund must be posted to the respective Card account by 11:59 PM ET on April 29, 2018. A direct deposit of a tax refund posted to the respective Card account after 11:59 PM ET on April 29, 2018 will not be considered an Initial Entry. Each qualifying electronic direct deposit will be assigned a unique Initial Entry number.
There is a limit of two (2) Initial Entries per Entrant for the entire Sweepstakes Period, i.e., one (1) Initial Entry for a FEDERAL tax refund and one (1) Initial Entry for a STATE tax refund.

2. BONUS ENTRIES:

Additional Direct Deposit/Cash Load Deposit Entry: If you have followed the steps above and received up to two (2) Initial Entries, you may make qualifying direct deposits or cash load deposits of $10 or more (each, an “Additional Qualifying Deposit”) during the Sweepstakes Period to your Card and receive one (1) bonus entry (a “Bonus Entry”) for each Additional Qualifying Deposit. For example, an Entrant making FEDERAL and STATE tax refund electronic direct deposits on April 2, 2018, will receive two (2) Initial Entries into the Sweepstakes. Then, if the Entrant makes an Additional Qualifying Deposit on April 4, 2018, he/she will receive one (1) Bonus Entry. The Entrant will then have a total of three (3) entries into the Sweepstakes. If the Entrant makes an Additional Qualifying Deposit on April 7, 2018, he/she will receive a Bonus Entry for the Additional Qualifying Deposit and will have a total of four (4) entries.

3. TO ENTER WITHOUT A TAX REFUND DIRECT DEPOSIT, OR CASH LOAD DEPOSIT:

Mail-in Entry: To enter without making any Direct Deposit or Cash Load Deposit, legibly print or type your name, age, complete address, city, state, zip code, home phone number (including area code), and email address (if any) on a plain 3” x 5” card. Then, mail your 3” x 5” card in a postage-affixed sealed envelope to: “Triple Your Refund” Sweepstakes, P.O. Box 10028, Rochester, NY 14610. Mail-in entries must be postmarked by May 1, 2018 and be received by May 8, 2018. No mechanically or programmatically reproduced entries are permitted. One (1) entry per envelope. Neither the Sponsor nor the Sweepstakes Administrator will verify receipt of entries for Entrants. All entries submitted become the sole property of Sponsor and will not be returned. Sponsor is not responsible for late, misdirected, illegible, or damaged mailed entries.

Limit of ten (10) entries per Entrant for the entire Sweepstakes Period, regardless of method of entry.

In the event of uncertainty as to the identity of an Entrant, that Entrant will be disqualified.

RANDOM DRAWING/ODDS OF WINNING: On or about May 15, 2018, one (1) grand prize winner (the “Grand Prize Winner”) will be selected in a random drawing conducted under the supervision of the Sweepstakes Administrator, an independent judging organization, whose decisions are based on their sole discretion and interpretation of these Official Rules, and are final and binding in all respects. Odds of winning depend upon the total number of entries received during the Sweepstakes Period.

PRIZES:

Grand Prize: One (1) Grand Prize equivalent to the combined dollar amount of the Grand Prize Winner’s qualifying electronic direct deposits of his/her FEDERAL and STATE tax refunds multiplied by three (3), with a maximum value of $15,000.00. If the Grand Prize Winner has an open Card account, the Grand Prize will be credited to his/her Card. In the event that a Grand Prize Winner does not have an open Card account, a check for $15,000.00 will be awarded in lieu of triple the amount of his/her tax refund(s). The maximum Average Retail Value (“ARV”) of the Grand Prize is $15,000.00.
PLEASE NOTE: ONLY THE GRAND PRIZE WINNER’S STATE AND FEDERAL TAX REFUND DIRECT DEPOSIT AMOUNTS WILL DETERMINE THE FINAL GRAND PRIZE AMOUNT TO BE AWARDED. THE VALUE OF ANY DIRECT DEPOSIT OR CASH LOAD DEPOSIT BONUS ENTRIES WILL NOT BE INCLUDED WHEN CALCULATING THE GRAND PRIZE.

We refer to this Sweepstakes as the “Triple Your Refund” Sweepstakes because the total amount of the Grand Prize amount received by the Grand Prize Winner will yield three (3) times the amount of the Grand Prize Winner’s combined FEDERAL and STATE refunds, subject to a Grand Prize amount limit of $15,000.00. That is, the Grand Prize Winner receives his or her tax refund amount from the taxing authority or authorities, plus a Grand Prize of three (3) times that amount, up to the $15,000 limit.

Example 1: An Entrant makes a qualifying electronic deposit of a FEDERAL tax refund of $2,600 onto their Card and this entry is selected as the Grand Prize. The Grand Prize amount to be awarded would be calculated as follows: $2,600 X 3 = $7,800. The total of the Grand Prize amount is $7,800, which is an amount equal to triple the Grand Prize Winner’s tax refund ($2,600 x 3 = $7,800).

Example 2: An Entrant makes qualifying electronic deposits of both a FEDERAL tax refund of $2,500 and a STATE tax refund of $300 onto their Card. One (1) of the two (2) entries is selected as the Grand Prize, but the Grand Prize amount to be awarded would be based on the combined total dollar amount of the two (2) refunds, calculated as follows: $2,500 + $300 = $2,800; $2,800 x 3 = $8,400. The total sum of the Grand Prize amount is $8,400, which is an amount equal to triple the Grand Prize Winner’s tax refund ($2,800 x 3 = $8,400).

Example 3: An Entrant makes a qualifying electronic deposit of a FEDERAL tax refund of $7,750 onto their Card and this entry is selected as the Grand Prize. The Grand Prize amount to be awarded would be capped at $15,000 because three (3) times the qualifying electronic deposit amount is $23,250 which exceeds the limit for the Grand Prize. In this example, the Grand Prize Winner will receive $15,000, which is $8,250 less than triple his or her tax refund because of the $15,000 cap on the Grand Prize amount ($7,750 x 3 = $23,250; $23,250 - $15,000 = $8,250).

First Prizes: Ten (10) first prizes (each a “First Prize”) of $200.00 will be awarded to each First Prize Winner. If a First Prize winner has an open Card account, the First Prize will be credited to his/her Card. In the event that a First Prize winner does not have an open Card account, the First Prize will be awarded in the form of a check. The total maximum ARV of all First Prizes to be awarded is $2,000.00.

The total maximum ARV of all Prizes to be awarded is $17,000.00. For purposes of these Official Rules, the First Prize Winners and Grand Prize Winner will be collectively referred to as “Prize Winners,” and the First Prizes and Grand Prize will be collectively referred to as “Prizes.”

PRIZE RESTRICTIONS: The amount of the Prize that, if loaded to a Prize Winner’s Card, would cause a Prize Winner’s Card balance to exceed the Card’s maximum balance limit will be awarded in the form of a check. No prize substitution, except at Sponsor’s sole discretion or as otherwise provided herein. Prizes are not transferable prior to award. All taxes on any Prize are the sole responsibility of the Prize Winner and are not transferable. Prize Winner is solely responsible for all other expenses not specified herein, including but not limited to applicable taxes, Card fees, and check cashing fees.

Sponsor reserves the right to exclude from the Sweepstakes any potential Prize Winner who is suspected of theft, fraud, or any criminal activity related to Sponsor or its affiliates. Entries associated with fraudulent Cards or other unauthorized use of Cards and entries associated with any similar fraudulent or inappropriate activities relating to any such Cards will be void and all such Entrants may be disqualified.

NOTIFICATION/PRIZE CLAIMS:Grand Prize: Potential Grand Prize Winner will be contacted by telephone or email within five (5) business days of the drawing date by the Sponsor. If the Grand Prize Winner cannot be contacted within three (3) business days of the first attempt to contact him/her or the Grand Prize Winner does not respond to the email notification within the date and time indicated within such email notification, then that Grand Prize Winner will be disqualified and an alternate Grand Prize Winner will be selected through a random drawing from among all remaining eligible non-winning entries received during the Sweepstakes Period.

Once the Grand Prize Winner has been confirmed by the Sponsor, except where prohibited, the potential Grand Prize Winner must sign and return, within five (5) days of receipt, an Affidavit of Eligibility/Liability/Publicity Release and an IRS W-9 Form (the “Paperwork”) in order to claim the Grand Prize. Except where prohibited by law, Grand Prize Winner’s entry and acceptance of the Grand Prize constitutes permission for the Sweepstakes Entities to use said Grand Prize Winner’s name, photograph, likeness, statements, biographical information and voice on a worldwide basis, and in all forms of media, in perpetuity, without further compensation. If the potential Grand Prize Winner fails to return the Paperwork within five (5) days of receipt of the Paperwork, or if an Entrant is found to be ineligible, or if he/she does not comply with the Official Rules, then the potential Grand Prize Winner will be disqualified and an alternate Grand Prize Winner will be selected through a random drawing by the Sweepstakes Administrator from the remaining non-winning eligible entries received during the Sweepstakes Period. If the Grand Prize notification or prize is returned as undeliverable, this will result in disqualification and an alternate Grand Prize Winner will be selected as outlined above. The Sponsor, or a third party acting on its behalf, must report the value of the Grand Prize to the Internal Revenue Service in the year the Grand Prize is received by the Grand Prize Winner and will be reported to the Grand Prize Winner and the Internal Revenue Service in the form of a Form 1099. In the event it is determined during the verification process that the potential Grand Prize Winner does not provide a unique, personal, and valid Social Security number to enable Sponsor (or any party acting on its behalf) to report the tax liability associated with acceptance of his/her Grand Prize, the potential Grand Prize Winner will be disqualified and another potential Grand Prize Winner will be selected from among the remaining non-winning eligible entries received during the Promotion Period. Valid Social Security numbers will be determined by IRS requirements.

First Prize: Potential First Prize Winners will be notified upon receipt of his/her First Prize either via credit (if First Prize Winner has an open Card account) or check. All First Prizes will be awarded within four (4) to six (6) weeks after the drawing date. In the event the First Prize is returned as undeliverable, such First Prize Winner forfeits his/her right to the First Prize and an alternate First Prize Winner will be selected from among all non-winning eligible entries received during the Sweepstakes Period.

SWEEPSTAKES RULES OF PARTICIPATION: This Sweepstakes is subject to all applicable federal, state and local laws. By participating, Entrants agree to be bound by these Official Rules and the decisions of the Sponsor and waive any right to claim ambiguity in the Sweepstakes or these Official Rules. Sweepstakes Entities are not responsible for lost, late, misdirected, undeliverable, illegible, or incomplete entries, whether due to system errors or failures, faulty transmissions or other telecommunications malfunctions, entries not received resulting from any hardware or software failures of any kind, lost or unavailable network connections, failed, incomplete or garbled computer or telephone transmissions, typographical or system errors and failures, faulty transmissions, technical malfunctions, or otherwise. Sponsor may prohibit an Entrant from participating in the Sweepstakes or winning a Prize if, in its sole discretion, it determines that said Entrant is attempting to undermine the legitimate operation of the Sweepstakes by cheating, hacking, deception, or other unfair playing practices (including the use of automated quick entry programs) or intending to annoy, abuse, threaten or harass any other Entrants, Sponsor, or Sweepstakes Entities. If for any reason this Sweepstakes is not able to be conducted as planned, including, but not limited to, by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud or any other causes beyond the reasonable control of Sponsor or the Sweepstakes Administrator which corrupt or affect the administration, security, fairness, integrity or proper conduct of the promotion, then Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Sweepstakes and randomly draw from those entries received up to the cancellation/suspension date. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY’S FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.

NO LIABILITY: By entering, Entrants and Prize Winners agree to comply with all Official Rules, as stated and agree to release, discharge, indemnify and hold harmless the Sponsor, its affiliates, and their respective agents, representatives, officers, directors, shareholders, and employees, including the aforementioned Releasees in the “ELIGIBILITY” section above, (now collectively defined as the “Releasees”) from any claims, actions, injury, loss or damage of any kind, including, without limitation, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or form the acceptance, possession, or use or misuse of a Prize. This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including, without limitation, compensatory, direct, indirect, or consequential damages; loss of data, income or profit; loss of or damage to property; and claims of third parties. Entrants agree that Releasees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied, including, without limitation, the implied warranties of merchantability, title, and fitness for a particular purpose, in fact or in law, relative to this Sweepstakes.

PRIVACY/REMOVAL REQUEST: All identity and Card transaction information used to enter you in the Sweepstakes shall be kept confidential and secure, and will be subject to the privacy policy or policies governing your Card account. National Sweepstakes Company, LLC will not use or share your information for any reason other than to administer the Sweepstakes. To have yourself removed as an entrant in the Sweepstakes, please send your name and address on a 3” x 5” card in a postage-affixed sealed envelope to “Triple Your Refund” Removal Request, 80 Rockwood Place, Suite 104, Rochester, NY 14610.

SWEEPSTAKES ADMINISTRATOR: This Sweepstakes is being administered by National Sweepstakes Company, LLC, 80 Rockwood Place, Suite 104, Rochester, NY 14610, an independent judging organization, whose decisions will be final regarding the conduct of this Sweepstakes.