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Vehicle Warranty Coverage

Protect Your Budget

Purchasing a vehicle is
a significant investment that is worth protecting. While vehicles today are
built better than ever before, there is always the chance of a mechanical
breakdown that requires a major repair. With a vehicle service contract, you can
help protect yourself and your budget against unexpected repair costs that may
result in significant out-of-pocket expenses.

Reduce Your Out-of Pocket Expenses

The costs of repairs
tend to increase every year, and even one unexpected mechanical breakdown could
burden you with thousands of dollars in unplanned expense. With the advanced
technology in today's vehicles, repairs can be costly and are often
unpredictable. A vehicle service contract can protect your future finances from
these potentially high and unexpected expenses.

Frequently Asked Questions

QDoes this vehicle have any warranty?

AMany vehicles are still under the original factory warranty,
depending on vehicle age and mileage. Many times the factory warranty will
reduce coverage periods from original owners to subsequent owners. We use the
Warranty Check tab on page one of the vehicle Carfax report as a guide to
existing coverage and also recommend contacting the vehicle manufacturer to
confirm existing coverage's. Purchasing a vehicle service contract is
recommended depending on customer's intended time of ownership and projected mileage
driven per year. Your service contract will be there after your manufacturer's
warranty has expired, which is when you are likely to need it the most.

QHow much does a service contract cost?

A Prices will range from $1200-$2500 or higher depending on vehicle class,
for most loans they will increase payments $25-$50. Many options of coverage's are
available. Cost will vary depending on the vehicle year, make, model, and
mileage. Other factors include type of coverage, the length of coverage time, and
the mileage driven. Most lenders will allow vehicle service contracts to be
added to your finance agreement and included in your monthly payment. Service
contracts can be financed independent of your auto loan as well. Customers can
include the cost of a service contract within their bill of sale when financing
with their own lenders.

QCan I buy a service contract at a later time?

AService contracts can be purchased at any time; however,
the cost of a service contract will increase as the vehicle ages in time and
mileage. A vehicle inspection may also be required at the time of purchase,
increasing its cost versus buying today.

QWhat repairs does the service contract cover?

AThere are two types of service contracts.

Exclusionary Contracts will name the components that are
excluded from coverage and all other repairs are covered. We refer to these
contracts as "Premium". A manufacturer's original "Basic Warranty" or commonly
called "Bumper to Bumper Coverage" is an exclusionary contract that will cover all repairs excluding basic maintenance or specifically named exclusions. We believe these contracts are
of best value and easier to understand what is covered and what is excluded.

Named Component Contracts will name the specific covered
components and all unnamed components are not covered. We refer to these
contracts as "Platinum". A manufacturer's "Powertrain Warranty" will name the
components of the drive train that are covered and all other components are not
covered (Example-Engine and Transmission). These contracts will generally cover less components than the
Exclusionary Contracts described above.