Voluntary

Voluntary Employee-Paid Life Insurance

The CSU offers employee-paid voluntary life insurance through the Standard Life Insurance
Company to all eligible employees. Employees may purchase protection for themselves
and eligible family members including spouse/domestic partner and dependent children:

Employee coverage range: $10,000-$1,500,000

Spouse or domestic partner coverage range: $10,000-$750,000

Coverage for children: $5,000, $10,000 and $20,000 (all your children must be insured
for the same amount)

New employees qualify for Guarantee Issue coverage if coverage is applied for within
60 days of start of employment. Under the Guarantee Issue provision, employees may
apply (without answering medical questions) for coverage up to:

$150,000 for themselves

$50,000 for their spouses/domestic partners

$20,000 for each child without answering medical questions

Amounts in excess of the Guarantee Issue, up to the maximum limits, may be chosen
and require evidence of insurability.