Except for the part about giving a no-strings $1,000 per month to anyone amorphously defined “low-income” or “middle-income,” I mostly agreed with the sobering look at the Millenial Generation I read on Sunday. (Christmas Grinch or not, for a lot of reasons a $1,000 handout is a bad idea. For one, who’s going to pay for it? Don’t count on noblesse oblige.)

Just the same, I urge you to read the dire financial deconstruction in the cleverly conceptualized Highline story by Michael Hobbes, “Millenials Are Screwed,” subtitled, “Why millenials are facing the scariest financial future of any generation since the Great Depression.”

Their “touchstone experience” is “uncertainty” Hobbes explains. He runs through factors like salary stagnation, job and housing insecurity, and other cratered economic sectors to project that his will be “the first generation in modern history to be poorer than our parents.”

As it is, one in five currently live in poverty. And they have at least 300 percent more debt than their parents — more about that after. Plan for retirement? Buy a home? Not even.

And as for all that free money, here’s the other problem. The definition of “middle-income” or “middle class” is increasingly in the eye of the bean-holder. Uncle Joe Biden once ridiculously asserted, for example, that an annual salary of $379,000 was middle class.

Putting Biden’s neuron misfire into perspective, per the latest U.S. Census data, “In 2016, the median household income for all counties ranged between $22,045 and $134,609, with a median county-level value of $47,589.” A more learned economist than Uncle Joe says based on that data,“middle class ought to be defined as households making 50 percent higher and lower than the median.”

That, of course, is not to dismiss with a straight face folks insisting through a mouthful of ripe ‘cru’ Beaujolais and Brie de Meaux that $300,000 to $400,000 annually is middle class.

Which brings me to something equally troubling, which is that millennials who are lawyers are smack in the throes of the same structural disadvantages Hobbes describes. Millenials earning a J.D. degree the past ten years have assured themselves of only one thing — astronomical student debt.

The survey was laughably replete with leading questions and agenda-driven outcome-bias. Knowing how these things work, the survey’s real purpose was to offer the tone-deaf governing board a fig leaf of cover for what they’re going to do anyway — no matter objections of the lawyer hoi polloi.

Happy then, the carriers with captive customers. Also for carriers — hallowed be the Nevada Bar since this insurance can easily run a few thousand dollars per year. But unhappy those who like Blanche Dubois will look to the kindness of carriers to resist the temptation to increase the cost of insurance across the board.

For Nevada’s millenial lawyers, it’s just one more structural disadvantage like all the ones faced by millenials generally. And as for the rest of us, time for a reassessment. Millenials aren’t entitled. And they aren’t slackers — they’re just screwed.

50 years after Martin Luther King’s“I have a Dream” speech, the Pew Survey indicated only 26 percent of African-Americans believed the situation for blacks had improved the past five years — while 21 percent said it was actually worse.

So no surprise there was such a furor from the racism-is-dead crowd when last November Oprah Winfrey told a BBC interviewer, “There are still generations of people, older people, who were born and bred and marinated in it, in that prejudice and racism, and they just have to die.”

Admittedly, the 60-year old Oprah painted the greatest and not-so-greatest older generations with too broad a brush of aggrievement. And astonishing, too, coming from the one-time architect of touch-feely television therapy whose stock-in-trade is engagement, approachability, and likeability.

But perhaps Oprah was merely affirming — although in a ham-handed way what Denis Leary said a few years ago about the generational legacies we leave our children. “Racism isn’t born,” Leary said. “It’s taught.”

Race matters.

Bigoted attitudes may be fading with the passing of preceding generations. The young do appear generally more enlightened and open-minded on such matters. But that’s not to say they don’t linger. Not long ago, yet another survey revealed that for those 18 to 30-year olds of the Millennial Generation, race continues to matter.

And unfortunately, it also still matters and in a much less benign way to members of the Boomer generation. Of whom one commentator refers to as “the last reminders of our racist, homophobic, sexist past. When you look at those “white only” diners and drinking fountains in those photos from the 1960s you just can’t believe it. Or how women were treated. And gays. But many of our beloved boomers were teenagers back then, living with parents who watched Ozzie and Harriet and raised to believe that people who weren’t white weren’t to be trusted, women were meant to stay at home and gays were sinners.”

Habitually repentant?

And with that, we turn back to another signpost that race continues to matter and to that aptly named former Chief Judge of the U.S. District Court for Montana and now retired — 70-year old Dick Cebull. No matter his other achievements, he’s the jurist now best-remembered for passing around racist anti-Obama emails.

Well, there’s an update. As it happens, what was once believed to be aberrational and leading to a belated racist email repentance — has now turned out to be something of a bad habit. It now appears he just happened to get caught forwarding that one particularly nasty email that suggested President Obama’s mother had sex with a dog.

“I didn’t send it as racist, although that’s what it is,” he lamely said afterward. “I sent it out because it’s anti-Obama.”

The majority of the emails the former Montana federal judge sent via his office email account were political in nature. But as the memorandum additionally disclosed, “A significant number of emails were race related. Whether cast as jokes or serious commentary, the emails showed disdain and disrespect for African Americans, Native Americans and Hispanics, especially those who are not in the United States legally. A similarly significant number of emails related to religion and showed disdain for certain faiths. Approximately the same number of emails concerned women and/or sexual topics and were disparaging of women. A few emails contained inappropriate jokes relating to sexual orientation.”

But for the objection of U.S. 3rd Circuit Judge Theodore McKee, the public might never have known the extent of Judge Cebull’s misconduct.

Fortunately, the Committee on Judicial Conduct and Disability of the Judicial Conference of the United States found the lower panel in error when it withheld its investigative findings. The Committee stated, “The imperative transparency of the complaint process compels publication of orders finding judicial misconduct.”

Which leads me to finally conclude with what the late Christopher Hitchens said in reply to the question — “What is it you most dislike?” Hitchens answered, “Stupidity, especially in its nastiest forms of racism and superstition.”