Create Your Own.

Shop Now. Pay Later. Two Ways.

Afterpay allows your total order amount to be split into 4 equal portions, and automatically charge fortnightly from your existing credit or debit card. It's by far the simplest partial payment method - just like lay-by but better - because you receive your goodies right away and the repayment is easy to manage!

zipPay is a fast and easy credit solution, with instant approval for $1000 shopping credit. Use it for any online purchase and you can decide how much and how often to pay back. It's by far the most flexible solution because you can shop and receive your goodies without a deposit.

Afterpay caters for order total (price + shipping) up to $1000. The first quarter payment is payable up front - at the time of your order. You won't incur any interest, and no additional fees if you pay on time.

zipPay gives you an instant shopping credit, and requires no deposit to complete your order within the $1000 limit.

For any order total greater then $1000, simply pay the difference up front - known as "co-payment - upon completing your order with zipPay. You can do this with your existing debit card.

For orders over your $1,000 zipPay limit, you simply pay the difference up front to zipPay and the remainder comes from your zipPay credit. Please check your debit card has available funds for difference beforehand. Easy!