Travellers 'must be honest' with insurers

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Those taking out travel insurance have been urged to be honest about medical conditions.

Sainsbury's issued the advice after finding that almost 1.3 million people have travelled abroad without telling their insurer about a pre-existing condition over the last year.

In addition, 500,000 people with medical conditions were shown to have gone overseas without travel insurance.

Manager of travel insurance at Sainsbury's Sam Marrs noted that fully informing the provider is important to ensure holidaymakers receive the necessary care, adding: "Withholding key information … could mean your cover may be invalidated and in the worst of cases, this could mean facing large hospital bills or arranging your own repatriation."

According to the firm, 19 per cent of those who did not disclose medical conditions did so because they believed it would allow them to secure a cheaper premium, while 15 per cent feared they would be turned down.

Saga Travel Insurance recently launched a tool that offers consumers the chance to calculate how long they should go away for.

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