I think you have to pay to get the actual credit score, and it's about $15/agency. but if someone finds out otherwise, please let us know. They might have a trial (one month free) for a subscription service. THE does tell you what bureau they will most likely use based on your location.

I was looking around and found myfico.com's "Score Watch" service. They have a 30-day free trial--after that, but MAKE SURE YOU CANCEL cause it looks like they will bill you for a whole year in advance, not just the 7.95 a month price!!!!! They say they'll send you an email when you have a week left, but who knows if that's true. This service will ONLY give you your EQUIFAX score/credit report though and not the other 2 credit bureaus.

BTW, my credit score is 788(!)--I bet it was even lower before I applied for 5 private loans! Fortunately, I learned from my older brother's mistake of not having a credit history when he went to apply for loans. So I got my first credit card when I was 17, charged less than $100/month to it the last 5 years (I'm 22 now), and here I am. What a good brother...lucky me for having him--cant wait to tell him! lol

check01

They say they'll send you an email when you have a week left, but who knows if that's true.

They do, and cancelling is quite easy. This 30-day trial is the way to go. If you get your free annual credit report from each agency and all of the information is substantially similar on each report, your scores should all fall within about a 10 point range.

If the scoring for student loans is anything like mortgages, they will take the middle of three scores, unless one score is way different from the other two, in which case they'll average the two that are close.