The charge for a Waiver of Subrogation is now based on Manual Premium from base rates, instead of Estimated Annual Premium with net rates. This creates consistency among all states in the basis of calculation.

In California, a Blanket Waiver is 2% of premium with a $350 minimum, and Project ("Specific") Waivers are 5% of attributable premium with a $350 minimum. Other states' percentages and minimums will vary.

Waivers of Subrogation can now be included in quotes or still be added by Endorsement.

Cal/OSHA is deploying teams of investigators to construction sites throughout the state "to determine whether adequate measures have been taken to identify safety hazards and prevent injury," it says. There will be focus on specific issues and employers should expect aggressive enforcement.

Here is a helpful guideline of what we will need from you, in order to get your Large Account submissions quoted. By sticking to this timeline, you will be helping us ensure that we get you your quote by the time you need to present to your client.