Trademarks used in this document include the RBC Lion & Globe Design, Royal Bank of Canada, RBC, RBC Blue Water Project, which are trademarks of Royal Bank of Canada used by Royal Bank of Canada and/or its subsidiaries under licence. All other trademarks mentioned in this document, including those that are identified with the ‡ symbol which are not the property of Royal Bank of Canada, are owned by their respective holders.

All figures reflect activities undertaken during the 2012 fiscal year, or as at Oct 31, 2012, and all figures are in Canadian dollars unless otherwise noted.