Am I able to buy my home?

Credit Counseling

​NAAC has compiled several financial tools to help you better manage your money. These tools include understanding credit, a budget worksheet, consumer tips, and videos.

NAAC offers personalized services to help you gain control and understand your finances. We will work with you to develop a personal financial assessment by analyzing your income, expenses, assets and liabilities. We will establish an action plan for achieving your financial goals.

NAAC’s credit counseling can advise you on managing your money and debts, help you develop a budget, and offer free educational materials and workshops. NAAC’s counselors are experienced and trained in consumer credit, money and debt management, and budgeting. We discuss your entire financial situation with you, and help you develop a personalized plan to deal with your money problems.

Buying a home is a big financial decision. And whether it’s a condo, a townhouse, or a single family residence, or new construction this purchase will have a significant impact on your budget.

Home Loan information is critical when you are shopping for a mortgage. We will teach you the consequences of falling behind on your payments and information about foreclosure rescue scam.

Energy efficiency is crucial at home, from appliances and toilets to windows and light bulbs. The choices you make for your home can have a big impact on your budget and on the environment.