Here are some of the stories making news in today's report from The Street, a leading financial news and information site:

5 Reasons Apple's Stock Is in Secular Decline

NEW YORK (TheStreet) -- Apple's conference call Tuesday has clarified the panorama: Apple stock is headed to $350 and will probably penetrate below that level before finally stabilizing.

Even after the stock stabilizes somewhere at or below $350 the stock is likely to be dead money for a long time, probably trading between a range of $315 and $475 for several years unless and until it introduces another major blockbuster product that can reverse the company's long-term forecasted secular decline in earnings.

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There are five reasons why Apple will fall likely fall much further before it finally stabilizes:

NEW YORK (TheStreet) -- Big insurance companies are taking an "if you can't beat 'em, join 'em" approach to the consumer insurance market, as Americans increasingly opt to buy life insurance not directly from insurers, but while shopping for toothpaste and toasters at Wal-Mart.

That's exactly why an insurance firm such as MetLife

has joined forces with Wal-Mart -- in effect, that's where the buyers are.

NEW YORK (TheStreet) - Uncle Sam wants you... to stop using your cell phone in a moving car.

The U.S. government has tried to warn you about the dangers of calling and texting and checking your messages while you're driving. But for the most part, people still do it, and they get into accidents as a result.

So now the U.S. Department of Transports has taken the fight to the next level. They have issued a "recommendation" with "voluntary guidelines", to the auto industry that it's time to consider electronic blocking of connected smartphones, tablets and computers in moving vehicles. They call it "Guidelines to Minimize In-Vehicle Distractions". This could ultimately pertain to all auto manufactures as well as connected devices from Apple, Amazon, Google and others.