Re: Experian Soft Pulls

Unless something has changed, you can do that only once per 12 months (not calendar year).

An alternative, if you have an Experian account (or you can create one, it's free) is to log in, go to "reports", then choose to dispute an item on the report. You'll get a form to fill out and the usual caveats and acknowledgements at the bottom of the screen. When you click "submit" you'll get a full report from EX that includes up-to-the-minute hard and soft pulls, valid to the date of your inquiry. You'll see everything there! Once you've finished, you can simply back out/log off the report, you don't actually have to dispute anything.

Re: Experian Soft Pulls

When I try to go to the dispute screen....I get a message that says " we are unable to honor your request, if you have entered your credit card information you have not been charged" And there is a form to print and mail in.????

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.