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It is not out of the ordinary for people can find themselves needing to “reset” their finances. Bankruptcy is a tool that can help accomplish this.

Filing for bankruptcy is a difficult and complicated process. Not everyone has the knowledge and experience necessary to navigate the proceedings; in fact, the vast majority of cases fail when an experienced attorney is not used.

Choosing a Glendale Bankruptcy Attorney

Elena Steers has worked for yeas to learn every aspect of bankruptcy law, and has all the qualifications needed to take expert care of your case. Her specialization includes working as a Bankruptcy Trustee Assistant at the Office of the Chapter 13 Trustee in Los Angeles where she reviewed bankruptcy filing submissions, and representing creditors pursing debt collections with a respected Los Angeles law firm.

She is also a current member of the National Association of Consumer Bankruptcy Attorneys. With intimate knowledge of bankruptcy filings from several positions throughout the process, there’s no one in the Glendale area better suited to assist you with Chapter 7 or Chapter 13 bankruptcy.

Chapter 7 vs Chapter 13 Glendale Bankruptcy

Chapter 7 bankruptcy, often called liquidation, is intended to help eliminate some of your debt and provide you a clean slate. Your assets are collected by a trustee, and sold off in order to pay your debt. Some of your assets are protected with this process, including your home, care, and retirement funds. Some debts, though, can not be discharged under a Chapter 13 filing. These debts include, but aren’t limited to, alimony, child support, and student loans.

Think of filing for Chapter 13 bankruptcy as more of a restructuring, rather than liquidation. For individuals unable to pay their creditors, but who still have a regular income, Chapter 13 bankruptcy allows for consolidating your debts and establishing a payment plan that will pay off your debts with your projected future income. This is very helpful for preventing home foreclosures, paying back taxes, or stopping interest accrual on tax debts. Certain protections are also in place for your home, car, retirement funds, and more.

About Glendale, California

With an estimated population of more than 200,000 people, Glendale is the 4th largest city in Los Angeles County. The average annual income here is $53,000. Located at the apex of the San Fernando Valley and the San Gabriel Valley, is located less than 10 miles from downtown Los Angeles.

Lying on the southeastern edge of the San Fernando Valley, and with a beautiful view of the Verdugo Mountains, Glendale offers many jobs in the medical and education fields, as well as being home to Dreamworks Animation.

The city has just shy of 50 public parks and is commonly enjoyed as an active, outdoor community.