With every new headline it becomes increasingly obvious that cybercrime is on the rise. Motivated by the growing use of digital banking and payments, criminals are targeting institutions’ websites, consumers’ digital devices and non-bank accounts, and any other avenues that allow them to compromise data and monetize identities. Worse still, there are now too many digital vulnerabilities for an FI to manage alone, fraudsters are becoming more sophisticated with every day that passes, and consumers are increasingly looking for help to feel safe from identity crimes. In 2018 Fraud & Security Trends, Javelin identifies how these trends are unfolding and what they mean for the ability of FIs to secure their digital assets, keep account balances safe, and to maintain the trust that they have worked so hard to inspire in their customers.