Before deciding to take out a car loan, it is important to know the cost to integrate this expense into the household budget. Basically, it is to forecast the total cost of the car loan, information that is provided to you during your online simulations to serve as a reference. But what does the…

When a person has taken out consumer credit, that person undertakes to repay debts. Consumer credit can be very useful for financing different projects. However, certain unforeseen events in life could disrupt the progress of a good project. Death is an unfortunate event that is unpredictable. Many people have to wonder about the future of…

A loan without a permanent employment contract is entirely possible, but the fact of a temporary employment contract does not exactly contribute to an increase in creditworthiness. Quite the contrary, because the bank has little planning security for borrowers who are in temporary employment and must therefore consistently assume that the employee could lose his…

In a previous article, we presented the various compulsory insurance policies when taking out a mortgage loan. Today we are looking at the benefits of outstanding balance insurance. As part of a mortgage or other type of loan, it helps protect your family in the event of death and is tax deductible. In the context…

If the financial situation is so tense that even Credit Bureau is already suffering from it, it will be extremely difficult to find a serious and fair loan on good terms. Because the traditional banks refuse to grant a Credit Bureau-free instant loan without a credit check. They rely on the information provided by…

The loan offers are so diverse that they should really have something for every taste and for all requirements. So you can find small loans, car loans, real estate loans, student loans and much more. And the personal requirements, such as a negative Credit Bureau, can also be taken into account when borrowing. Loans that…

A loan is rarely given on its own, as a rule there are additional costs, account management fees, etc. if the money is insufficient, the loan is taken up independently. If you want to take out a loan and meet the bank’s budget criteria, the spouse theoretically does not have to provide any information. You…

Even if a lot of different loans are offered in Germany and it is always important that these offers appeal to a broad mass, it is unfortunately the case that not every consumer in Germany actually gets a loan in the end. In many cases it already fails because of the Credit Bureau, which may…