1. Pay your installments on time.
2. Keep the road tax & radio licence current at all time.
3. Cover the vehicle with comprehensive insurance policy, at all time.
4. Maintain the vehicle in good and running condition.
5. Not to use the vehicle in contravention with any statutory regulations and the insurance policy.

If someone is injured, call the police to the scene. Do not move the vehicle until the police has arrived, as exact measurements have to be taken. You need to lodge a police report within 24 hours of the accident.

Note the following :

*Particulars of the drivers involved
NAME
ADDRESS
CONTACT NUMBER
DRIVING LICENCE NUMBER

*Particulars of vehicles involved
REGISTRATION NUMBER
MAKE & MODEL
COLOUR

*Particulars of insurance company
NAME OF INSURED
CERTIFICATE OF INSURANCE / POLICY NUMBER
EXPIRY DATE

*Particulars of independent witnesses
NAME
ADDRESS
CONTACT NUMBER

Make a sketch plan of the site of the accident.

Note the street name and location.

If possible, take pictures of the scene of accident.

You must lodge a report with your insurer even if you do not intend to make a claim.

Since May 1999, the Traffic Police does not require a report if it is a non-injury motor accident.

Do not admit Liability to the accident before consultation with your insurer. If you do so, this will prejudice you and your insurer's rights of recovery against the third party.

Inform your insurer immediately if any claim, Writ of Summons or Notice of Intended Prosecution is served on you.