Medical

A comprehensive health insurance program (Health Select) is provided through ERS and
administered by UnitedHealthCare. Full-time employees will receive this coverage free
of charge. Those electing to enroll dependents will pay 50% of the premiums set by
the State. There is a 60-day waiting period for this benefit. For more information,
click on the links to ERS and UnitedHealthCare above.

Dental

Dental insurance is available for full-time employees and begins on the first day
of employment. Eligible employees may select from two dental plans: the State of Texas
Dental Choice Plan or the Dental HMO both of which are administered by Humana Dental.
The employee is responsible for 100% of the premiums and may also cover eligible dependents.
For more information, click on the link HumanaDental above.

Vision

Vision insurance is available for full-time employees and begins on the first day
of employment. Eligible employees may select vision coverage which is administered
by Superior Vision. The employee is responsible for 100% of the premiums and may also
cover eligible dependents. For more information, click on the link State of Texas
Vision above.

Basic Term Life Insurance

Optional Term Life Insurance

Full-time employees may sign up for optional term life insurance for one or two times
their annual salary without proof of good health. For those selecting three or four
times their annual salary, an evidence of insurability form must be completed and
approved before these options are accepted.

Voluntary Accidental Death and Dismemberment (AD&D)

Full-time employees may sign up for AD&D to add coverage for accidental death or certain
accidental injuries. In the event you die as the direct result of an accidental Bodily
Injury, your beneficiary will receive the amount of insurance you selected when you
signed up for coverage. If you have an accident and experience one of the bodily losses
below as a direct result of the accident, you will receive AD&D benefits:

The loss of your hand by actual severance through or above the wrist.

The loss of your foot by actual severance through or above the ankle joint.

The loss of your sight in one eye resulting in total and permanent loss of vision
that cannot be recovered by surgery or other means.

If one of the above bodily losses occurs, you will receive a benefit of one-half of
the Voluntary AD&D benefit amount. If two or more above bodily losses occur at the
same time, you will receive a benefit equal to the Voluntary AD&D benefit amount.
Benefits are not paid if you independently lose one or more fingers, one or more toes,
or incur a partial loss of sight.

Dependent Group Term Life Insurance

Dependent Term Life insurance provides life insurance coverage for each covered family
member, and requires you to pay a monthly premium. An employee is eligible to sign
up for a $5,000 policy for each covered family member.

Short-Term Disability

Long-Term Disability

Full-time employees may purchase both short-term and long-term disability at the time
of employment or during a summer enrollment period by completing an evidence of insurability
form and being accepted. Short-term Disability Insurance helps you pay your expenses
for up to five months if you are unable to work because of a disability or injury.
Long-term Disability Insurance helps you pay your expenses if you are unable to work
because of a disability or injury.

Flexible Spending Accounts

Through the Employees Retirement System of Texas, full-time employees can participate
in a Section 125 Flexible Health Care and Dependent Care program. Employees enroll
into a pre-tax payroll deduction which funds a health care spending and/or dependent
care spending account. Participating employees may use the tax-free money from these
accounts to pay for eligible health expenses not reimbursed under the employee's medical
and dental plans, or to pay for eligible child care expenses.

Retirement

Panola College has contracted with TSA Consulting Group to serve as a third-party
administrator to oversee ORP. For more information on approved vendors and other related
information concerning ORP, visit TSA Consulting Group (Panola College).

All eligible employees of Panola College are enrolled in either the Teachers Retirement
System of Texas (TRS) or the Optional Retirement Plan (ORP). TRS is a defined benefit
plan the is administered by the State of Texas Teachers Retirement System. ORP is
a defined contribution plan administered by vendors that have been approved by Panola
College and it is legislated by the Texas Higher Education Coordinating Board.

Employees may elect to participate in a voluntary tax-deferred program by purchasing
deferred annuity contracts or custodial accounts from a Panola College approved vendor.
Such custodial accounts or annuity contracts are acquired under 16 Section 403(B)
and 457(b) of the Internal Revenue Code. Employees electing to contribute an amount
to purchase a tax deferred annuity contract or custodial account will complete a salary
reduction agreement.

Panola College is accredited by the Commission on Colleges of the Southern Association of Colleges and Schools to award associate degrees and certificates of completions. Contact the Commission on Colleges at 1866 Southern Lane, Decatur, Georgia 30033-4097 or call 404-679-4500 for questions about the accreditation of Panola College.

Panola College is an Equal Opportunity Institution that provides educational and employment opportunities on the basis of merit and without discrimination because of race, color, religion, sex, age, national origin, veteran status, disability, or genetic information.

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