years ago i got into debt with the plastic. try as i could to get this bill down it just never seemed to go away. When i lost my job due to a knife attack at work i was left with no income and a pile of debts. I wrote to all my creditors and asked them to stop the interest on my...

Loan sharks that is. I just heard from an associate after a year that he'd signed up with one of those MANY credit negotiators. I thought he was on track till he told me that in the year since I've seen him he's been dragged into court FOUR TIMES because the company "doesn't...

I have more than 5 cards and at first i thought i was in control until i realized that my impulsive shopping habit had drowned me in a pool of debt. Paying the minimum only, it took me way too long to realize that if I don't pay them all off fast, it will never end. A vicious...

and whine and make excuses for all my bad behavior... all the mistakes I have made in my life... but I would only be preaching to the choir. Make no mistake... these are all self induced problems! Sure... a few things can be attributed to others but I am an adult. Just like...

I've got and have had for awhile choking credit card debt.
I was wondering if the Banks' CEOs reads Bible. Check Matthew 18:23-35, which it speaks of having been forgiven by a debtor [say the Government], a forgiven slave [banks] refuse to forgive their debtors - us...

I'm a married woman in early '40's 3 kids. Spouse always been good with money, me, not so much. I have a secret I've been keeping from him for years - I'm $9,000 in C/C Debt. I can't bring myself to tell him, he would n't understand cause he's always managed money so well...

I just checked my credit score. I paid the extra to have the full report from all 3 major companies. OMG my credit score is only 656. That's terrible!!!! :( I should have never opened the cards that I did. I had one for dental work, one for my tires, my capitalone, my bank card...

I am an independent film maker. In April of 2007 I went into production on a small but warm film with only a $500,000 budget. I had a single investor and it was the culmination of a decade’s work to get the film made. As we started shooting we went over...

This is especially for the ignorant judgemental who think, naively, that creditors are NOT predators [clever rhyme, eh?];
This month, March, through NO fault of my own a withdrawal of over $750 I knew was coming and was prepared for, mistakenly was deducted TWICE, leaving me...

I have approx. $39,000 in credit card debt. I pay the minimum. I know the basics of getting out of debt. Live below your means - put every extra dollar toward one card. Snowball. Cut, Cut, Cut. Get a second job. But doing all I can - it will probably still take years...

I've got too much credit card debt. But then why else would I have joined this experience?
A few months ago, I got one paid off. Today I just paid off another one. The money I was putting to these two cards are being put onto other cards to get those balances...

My husband and I were CC free when we bought our first home in 2001. We had been married 3yrs and finally paid off the last of our bad debt and raised our scores (still had student loan debt). The loos of my job caused us to relocate across the country and that's what...