Bank of Internet USA Reviews: Business Checking Fees, Rates & More

Bank of Internet USA is an internet-based branchless bank headquartered in San Diego, CA 92121, USA. Their business banking services include business checking and saving, cash management, merchant services, workplace banking and lending services. They have an A+ BBB rating, and a mixed of positive and negative reviews online.

Bank of Internet USA Business Checking Rates & Fees

Monthly Fee

No monthly maintenance fee with $5,000 average daily balance; otherwise $10 per month

Minimum Balance Requirement

$5,000 average daily balance

Transaction Fee

Up to 50 free items per month, $.50 per item thereafter

Wire Transfer Fee

Incoming: Domestic and International - Free

Outgoing: Domestic - $35.00 International - $45.00

Cash Deposit Fee

Not available

Overdraft Fee

No fee

ATM Fee

Surcharge-free ATM network nationwide

Bank of Internet USA Network

Bank of Internet USA is an online banking company with surcharge-free ATM network nationwide. Consumers of Bank of Internet USA can use any ATM nationwide — any brand.

Bank of Internet USA Additional Business Banking Services

Bank of Internet USA offers online & mobile banking, business savings, money market accounts, certificate of deposit accounts, and business line of credit. They also offer real estate loan, portfolio loan, and home equity loan. They, however, do not offer business loans and/or SBA loans. Find out more about their small business offerings on their website.

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