How Do I Earn? Expand/Collapse

Members earn cash dividends they can use today AND cash we tuck away for them in a long-term investment with a great rate. It's like a stash of secret cash you wish you always had. This includes a $5 per quarter youth cash dividend for members 18 and under.

What bank would do that?

The amount we give is based on interest paid on your loans and earned on your investments in the following accounts:

Interest-bearing operating accounts

Savings accounts

Term deposits

Loan and mortgage accounts

Line of credit

Our members have earned approximately $27.63 million over the past 11 years simply by doing business with us!

Can I withdraw funds from my Member Rewards account?You can withdraw your cash dividends anytime you like. Simply transfer the available cash balance from your Member Rewards account to your operating or savings account.

Or if you'd like to earn larger dividends, leave the cash dividends in your Member Rewards account. Since dividends are based on your Member Rewards account balance, the larger the balance, the greater your next payment. We offer a very attractive dividend rate, which provides you with a great return!

You can withdraw money from the long-term investment portion of your Member Rewards account when:

When you reach age 65. A $5.00 balance will be retained in your account, but you will have access to anything over $5.00.

How Do I Give? Expand/Collapse

Your business also translates into support for your community! Over the past 11 years, our members have helped us give back over $5.2 million to the communities we serve. Here's our 2017 community investment totals: