Marcelino

Update on Marcelino

Marcelino is a 32 year old husband and father. He lives with his family in the district of Morropón, a district dedicated mainly to growing fruit, which is processed for export to other countries. It belongs to the province of Piura, in the region of the same name, located more than three hours from the city of Chiclayo.

He raises and sells animals. He raises farm animals and small animals behind his house, and when they have reached a good size he offer them for sale to the merchants who visit the area frequently. This activity provides a stable source of income which gets his young family ahead. In addition, he grows cotton, on 1.0 hectares of cropland. He is putting his efforts into this land, because he wants to sell the crop later.

Marcelino wants for his crop to have a good yield. That is why he works very hard to attain his goals. Right now he wants to adquire fertilizer and pesticides to maintain his crop and help himself. He has decided to ask Edpyme Alternativa for a loan of 2000 nuevos soles.

Previous Loan Details

Marecelino is 32 years old, single and lives in a family home located in a rural part of the province of Morropón – Piura. His home does not have all of the basic utilities.
Marcelino raises sheep and poultry. When they reach the ideal size and weight, they are sold in a local market. He has don...
More from Marcelino's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This photo was used before for a previous loan for Marcelino. It was first posted on Kiva on Aug, 2011. Learn More

Photo from previous loan

Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.

Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.