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If you’re paying more than $100 per month for traditional cable or satellite TV — which is about the national average — money expert Clark Howard has encouraged you to consider live TV streaming services that start around $40 per month.

Team Clark hears from people who’ve made the switch and love it, but others aren’t sure streaming services are a better deal.

Need a little help to sort it all out? We did our best to put together this comparison chart that shows the key differences between a typical cable TV package and a typical streaming TV package.

Use this as a tool to help you decide whether cable or streaming will be the best fit for your household:

Typical cable TV package

Typical streaming TV package

Monthly cost

$100

$40

Number of channels

150+

50+

Cable box or equipment fees

Yes

No

Streaming device

No

Yes

Internet connection

Not required

Required

Free DVR

Sometimes

Sometimes

Premium networks (HBO, Cinemax, SHOWTIME)

Extra monthly fee

Extra monthly fee

Watch anywhere from phone, computer or TV

Less flexibility

Greater flexibility

Contract or cancellation fees

Yes/Sometimes

Generally no

Broadcast TV and sports fees

Yes

No

Free trial period

No

Yes

More details

Finding an affordable streaming service with a channel lineup that meets your wants and needs may be the biggest challenge.

The leading live TV streaming services still don’t let you pick and choose the channels you want, but most of them include popular networks like ESPN, Disney, HGTV, Bravo, CNN, Fox Sports 1, TBS, TNT and USA.

If you ditch that $100 monthly cable TV bill and sign up for a $40 per month streaming service, you’ll save $720 in just one year.

Team Clark has been testing various live TV streaming services over the past few months. Some of the key differences are price, channel lineup, DVR, supported devices and the ability to watch multiple streams at once.