I am a former Ameriprise guy... and I must say it was a shock to hear they are attempting to lock P1 for ten years ? Are you current guys all getting trapped there ? Looking at my book nw I wish I had made another decision. Insurnace that I have sold while on their platform is non transferable and means they still spam my clients with their BS. Supposedly they have also gotten rid of their training program ? What the hell is going on there....