Childcare vouchers or tax credits

AFAIK there is nothing to stop you claiming tax credits (including the childcare element) and receiving vouchers, you just can't count the cost of the childcare which is paid for with vouchers as childcare costs for the tax credit calculation.

If you are earning below the tax bands or primary NI thresholds, and paying no tax or NICs, you would not benefit. If you receive more than the basic family element of child tax credit and claim childcare through the Working Tax credit, you should contact HMRC to see if signing up to your employers childcare voucher scheme would affect your tax credits.

Which should we have? At the moment we can't claim tax credits because we have childcare vouchers but our second child is starting nursery soon and I am wondering which would give us the maximum benefit?