EMV Chip Cards​

If there’s a suspicious purchase on your credit card, we’ll notify you and immediately freeze your card until you confirm that it isn’t fraudulent use. But, of course, we’d rather just prevent that situation in the first place. That’s why VCCU credit cards come with EMV chip technology for added security.

Unlike magnetic strip cards, chip cards do not store any information. Instead, they generate a one-time, unique authorization code for each transaction—making them nearly impossible to duplicate. Plus, EMV cards are becoming the standard worldwide, so you can use your VCCU MasterCard at millions of locations across the globe.

MasterCard SecureCode​

Ever feel torn between the convenience of online shopping and the cautionary tales of credit card information being stolen? Put your mind at ease with MasterCard® SecureCode™.

Available for free with your existing VCCU credit card, MasterCard SecureCode protects you against unauthorized use of your card when you shop online at participating merchants. This service allows you to create a private code—just like a PIN (Personal Identification Number)—that will be required during online checkout to confirm your identity before purchases can be completed.