Ghulam Zarina

Ghulam Zarina is a 36-year-old married woman and a mother of five children. The income generated by her husband is insufficient to cover all household expenses, so she initiated her business of milk sales. She has been doing it for many years and has become famous for providing good-quality milk in her locality. With the support of Kashf Foundation, she has gradually improved her business. Currently she has requested a loan of 50,000 PKR to purchase another cow. This will help her to increase her sales, which will ultimately help in generating more income for her. She also sells animals to generate extra income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.