Latest Blog Posts

When it comes to saving money, there are many ways to economize. Taking your lunch to work is a great way to avoid overspending. Then, there’s finding better alternatives. A generic store brand is worth a try and may be just as good as a name-brand item. Ultimately, there’s doing without. However, the habit of […]
The post Walking The Fine Line Between Frugality And Scarcity appeared first on Thoughts On ...

It’s time to go shopping! Stocks are on sale! The bull run is over. Anyone that was waiting for a correction got what they wished for. In spite of the 1,175 point loss, it’s still not a “bear market”. That’s based on the percentages of the Dow Jones and S&P averages and their respective losses. […]
The post It’s Time To Go Shopping appeared first on Thoughts On The Money.
...

Investing. The word alone connotes stocks and bonds. Diversification is the sister term associated with investing. Subtract your age from 100 to figure out how much of an allocation in bonds you should own. Why do we need to have bonds' And what makes bonds a necessary portfolio companion' While trying to understand portfolio […]
The post 5 Things You Need To Know About Bonds appeared first on Thoughts On ...

In an effort to understand financial struggles, I read two non-fiction works: Janesville: An American Story (Amy Goldstein) and Hand To Mouth (Linda Tirado). THIS POST MAY CONTAIN AFFILIATE LINKS. SEE MY FULL DISCLOSURE FOR DETAILS. Janesville is an account of the economic adjustments that occurred subsequent to the closing of the local Janesville, Wisconsin, […]
The post Book Reviews: Janesville and Hand To Mouth appeared first on Thoughts On The ...

Today is as good as any day for making financial changes, but maybe today’s not the day. Are you truly ready to change' What’s stopping you' Instead of thinking about all the reasons why not, take the pressure out of the equation and, well, try. When I took my Dale Carnegie class, each session […]
The post Making Financial Change appeared first on Thoughts On The Money.
...

When it comes to your financial knowledge, stop pretending that you don’t know what you’re doing. There are more resources than ever. If you’re a book lover, read a few on personal finance. If you’re a net surfer, start Googling up on financial terms. Answer the following questions and take a few minutes to […]
The post Improve Your Financial Knowledge appeared first on Thoughts On The Money.
...

I’m revved up for the new year. I like to think about the books I’ll read, the new projects I’ll work on, and my new financial goals. THIS POST MAY CONTAIN AFFILIATE LINKS. SEE MY FULL DISCLOSURE FOR DETAILS. What I’ve accomplished during 2017 inspires me to keep it rolling. I pulled off some difficult […]
The post 2018: What To Start Doing And What To Stop Doing appeared first on ...

I didn’t focus on being financially independent until about three years ago. I had an idea what my net worth was, but wasn’t fully clear on the exact number. The lack of a plan made it a nebulous target. THIS POST MAY CONTAIN AFFILIATE LINKS. SEE MY FULL DISCLOSURE FOR DETAILS. In my 20s […]
The post Financial Independence Hokey-Pokey appeared first on Thoughts On The Money.
...

If you’re a small business owner, congratulations. You’re your own boss and no one tells you what to do, create, or produce. That’s the upside. The downside is that you’re in charge of everything, and that means everything. Sometimes you get what you ask for. In addition to your main talent, you need to […]
The post 5 Thing Small Business Owners Need To Know – Money Learning Checklist 6 ...

Interest rates do not make for the most exciting chat topic. You won’t find it in the conversation starter game that you unwrapped for Christmas. It’s probably easier to clear a room by yelling ‘Interest Rates!’ than FIRE! Watch your friends and family run from you as you broach the topic of how the […]
The post 5 Ways Your Life Is Impacted By An Interest Rate Increase appeared first ...

Posted: Dec 11 2017 @ 7:26 PM

Testimonials

"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"