How can I improve my credit score?

It's important to understand your credit score and what affects it. Having a good credit history, paying bills on time, not missing payments and not applying for credit regularly will all help give you a good score.

You can manage your bank account in a way which will help to improve your credit score. This means that further down the line you may then be able to successfully take out the product you originally applied for. Take a look at our Managing your money (opens in a new window) page for some great tips and tools to help you run your accounts in an efficient way.

Each lender has its own system, but generally these things can improve your score: