Group Eligibility
To be eligible for group coverage, an employer must:

Be licensed to operate and have employees located in the state of Alabama.

Have at least 51 eligible employees. An eligible employee is a full-time employee working on average a minimum of 30 hours a week as determined by the employer in accordance with the requirement of the Affordable Care Act (excluding independent contractors).

Minimum Health Requirements
At least 75% of eligible employees (excluding those with other Blue Cross and Blue Shield of Alabama coverage) must be enrolled at all times. Of employees eligible for family coverage, 75% must be enrolled in family coverage.

The employer must contribute at least 50% of the individual rate toward each employee's coverage.

Minimum Dental Requirements
At least 25% (minimum of 2) of eligible employees must be enrolled at all times.

The employer may contribute between 0% and 100% of the individual rate toward each employee's coverage.