Rocio

Rocio specializes in mate gourd crafts and decor. She would like to purchase the raw materials needed to increase production.

Rocio has been selling through NOVICA since 2000. This is her story:

Peruvian artisan Rocio finds joy in living and creating. "My work strives to show the inherent goodness of artisan craftsmanship. I enjoy sharing and teaching something so closely tied to our own culture. Over the years, I've been able to form a small working community of artisan families," she says. Apart from working with gourds, Rocio designs unique home furnishings that bear her distinct mark, with an emphasis on the use of natural materials.

"I want to thank you beforehand for all your support. Sometimes we all need a helping hand and not all financial institutions are willing to work with artisans. This is why you and NOVICA are such a wonderful source of support."

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.