Wouldn’t we all love to know! The bill was passed in the House, and it’s now being revised in the Senate. We know that some 23 million Americans would lose insurance under the House’s AHCA, with most of those losses stemming from limiting Medicaid eligibility. But unfortunately, details about the final plan are sparse because all Senate discussions are going on behind closed doors, and their proposal will have to go back to the House for a vote. The final AHCA bill would likely cut funding for Medicaid, which covers low-income adults, seniors, women, children and disabled people. The House bill would slash funding by $830 billion. The AHCA subsidies to help people afford their insurance premiums would probably be less generous than those available under Obamacare. It’s also possible that states would have the option of waiving the mandate that requires insurers to cover essential health benefits, including those for mental health and maternity care.

What changes can women expect to see in their health care in 2018?

A lot of things are up in the air as Congress develops the healthcare bill. But if the Trump administration allows states to apply for those waivers that free insurance companies from offering essential benefits, having a baby could cost a whole lot more than it does now. Under the House bill, states could also allow insurance companies to charge more to people with pre-existing conditions. Before the ACA, pregnancy was considered a pre-existing condition. Also, the cost of your birth control could jump. The Trump administration recently wrote a rule that would allow certain employers and insurers to stop paying for women’s contraception.

What can people expect to pay for insurance in 2018?

If you’re buying coverage on the individual insurance market, whether on your own or through the ACA exchanges, you should expect to pay more next year. Some states have said that insurers are asking for rate increases of more than 50% on average, though these requests still must be approved by regulators. Illinois hasn’t yet announced rates. There are a few big reasons why rates are going up. Many insurers have lost big money offering exchange plans because people who sign up are generally older and sicker. But the uncertainty over whether the Trump administration will fund crucial subsidies to help low-income people afford coverage is leading insurers to hike rates even higher.

If you have coverage through your employer, you can rest easy. Employer-sponsored coverage is largely immune to the chaos of the individual market. Still, it’s possible your premiums will rise because the cost of healthcare services and prescription drug prices continues to climb. But you should know that House Republicans’ AHCA bill would allow insurers to offer policies that have annual and lifetime benefit limits. The ACA got rid of those.

Who are the winners and losers under the American Health Care Act?

Things could change as the Senate revises the legislation. But as it stands, the bill gives young people who get their coverage through the exchanges a bigger subsidy than they would have otherwise gotten under the Affordable Care Act. Older, low-income people that buy insurance would get less than they would have under the ACA. People that got coverage through Medicaid expansion allowed under the ACA may also lose their coverage. Another winner: the very wealthy. The AHCA would give them a big tax cut.

How could health care change in Illinois?

This year, five insurers are offering plans through Get Covered Illinois, the state’s insurance marketplace. We don’t know yet how many will participate in 2018, but Humana has said it will pull out. That means some people will have to switch plans, and their options could be limited. Premiums will likely go up, judging by rates insurers are requesting in other states. As for Medicaid, Illinois gets about $14 billion from the federal government to fund the program, and it covers one in four state residents. With the Medicaid funding cuts included in the AHCA, and the roll back of the Medicaid expansion, Illinoisans could lose coverage and hospitals may even cut services.