I just scanned a whole page of investment books at Amazon. You can CLICK HERE to see those. I haven’t read them all but will examine the reviews and choose from that list before the day is over.

And I need to become more aware of these possiblities now. Do you?

A few years ago I read a book about how to get wealthy and keep your wealth. Point number one was to start investing about $5.00 a week, when you’re about twenty years old, and when you retire at age 65, you will have 1.5 million dollars saved.

If you’re a senior, you probably registered quickly that to skip the Latte, and make your coffee at home, saves twenty-five dollars a week.

One hundred dollars a month!

Great advice, if you’re twenty years old, to invest that amount. But what about us?

This is a blog for seniors or the disabled who want to, or must work at home. Most of us don’t have forty-five to sixty-five years of investment return time before us.

So we’re going to become more aware of how to do our best, right?

One oldie-goldie method of saving is to take ten percent of all income and save that.

If you’re downsizing and de-clutteruing, save everything from your garage sale or other means of getting in a little money for used goods.

Learn about investing, not my area of expertise.

In fact, learning new things is good for your senior brain, which can always do more!

The simple fact that you are aware of your situation means that you are already tracking a solution.

You Saw That Clickable Link Up There

I am not trying to sell you books on this post, but that link up there goes to Amazon.

Click on it to examine the possibilities of investing.

If a reader did come across this post looking for books, and they then bought one after clicking that link, I would get a commission on that sale.

I would also get a commission from anything else they bought during that shopping trip to Amazon. That link is an affiliate link.

Do you ever go to Amazon for one item and then remember you need a few more things? Do you check the daily deals? Millions of shoppers do.

Target, Home Depot, and Walmart customers do too. Can you see where I’m going with this?

I put that link there because –

one approach to adding to your not-enough retirement income is to start a marketing blog.

Imagine that in a few months, your blog, with a hundred posts on it, will attract buyers who are happy to see those links. Information and links that will make their shopping faster and easier.

Not that you shouldn’t save and invest some of your savings, but blogging is an accessible back up plan for making some money on your own time and terms.

A marketing blog has a few features that puts it to the front of the line for starting a business.

Allow yourself to try out a ready-made blog building training system, won’t you? No cost upfront?

There is zero financial investment just to try out (unless you don’t have a computer or internet connection) because those are already in your budget right?

So back to your one week, when you’re going to hang the Do Not Disturb sign on the back of your chair, or pin to your couch, you can learn the following:

How to recognize a product to promote, whether on Amazon or elsewhere

How to choose a url, or blog address (myblog.com,net,or info, just examples)

Click where directed to put a blog base together (all code prepared for you, you won’t even see it)

I Understand This Is A Real Blog? Not A Trial Throw-Away?

Not one minute of your invested time will be wasted. The trial web sites offered use WordPress, a popular blogging platform, meaning coded foundation for site building.

Wealthy Affiliate, the training community you can access, provides their siterubix.com version on which you will build your business oriented blog.

After trial and error, and step by step guidance, you can then convert this to a dot.com (org, info, net, co). The real thing!

You will spend $13.99 – $15.99 for that Domain Name Service.

The classes are videos, and easy to follow. You can also repeat them for your best comprehension, as necessary. Each class has a forum discussion, developing in real time, where you can get questions answered.

Your next financial investment might be $19 for another whole monthof access to the classes. A month!

You can continue to learn the professional development your blog needs to attract online searchers to your articles and recommendations.

You can help people find the items they want to know about and buy, online.

Start Saving Now

It is getting harder every month to live well on a low income, especially in the coastal cities. Poorer people usually have pretty good strategies in place for countering high food prices and incomprehensible gas hikes.

Unfortunately the gas hikes result in the increase of most other goods to compensate for shipping costs.

If you were to grow sprouts in your kitchen, for your salad greens how much can you save? Two sprouting containers can be had for about ten dollars.

A couple of bags of organic sprouting mixes for salads is under twenty dollars, and will last a couple at least a year.

Sprouts also have concentrated nutrition in the form of enzymes that rejuvenate your body cells. There are two good reasons to try it! (Enzymes are the most expensive form of food supplements.)

That’s just one example, and you may be knowledgeable about others.

Another might be to buy a used bread machine and make all your own bread. Mmm…That smell!

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6 thoughts on “When Should You Start Saving Retirement Money?”

This has come very handy. Wow! This is not just for seniors or almost retired people but also for young ones like I am because I have learnt a great deal on savings and how little savings can stack up to become a worthy investment at the end of the day after retirement. Also, building a side hustle is another high point for me in this post as this would definitely spell out success by the time one is due for retirement. Partnering with colleagues and spouses to create a worthy online presence might be an interesting way to go about things. Thanks for this post, you really enlightened me

Thanks for sharing your experience here, RoDarrick. I hope a lot of young people will see your reply! It is pretty scary to be looking at retirement with no savings, and it’s good to be aware of the outcome you can get while you’re young!

For the seniors who haven’t saved, I truly hope to help them start an online side hustle that will enable them to retire eventually. Short of that, working at home is possibly the next best thing!

It is a good piece of advice on when should we start saving retirement money. I do agree with your point that saving your retirement funds should be started now but unfortunately many are ignorant and don’t have enough money for their retirement.

I am in the midst of 40 years old and having a full-time job but l know that the savings won’t be enough for my children education and my retirement. Therefore, l have started an online business to add another stream of income to ensure that l have sufficient funds when l am retired. The other benefit of running an online business is you’ll getting passive income even you are not working.

I strongly recommend you to join Wealthy Affiliate if you want to start an online business because they provide the best online training and essential tools that you need to succeed. I was taught by Wealthy Affiliate and still an active member there.

I am starting to realize I should be saving some for the future. Luckily, I am only 31 so I have some time to save still. I agree it’s best to start as soon as possible! This was a good reminder of that and the information provided will help those needing to build a large savings quickly. However, affiliate marketing does require some initial investment and time before success happens.

Hi Sherry – oh you’re so young and fortunate to be considering how to save and prepare for a good retirement. I wish you all the best with your affiliate marketing training and the success of your web sites!

Online training is never done – that’s one huge plus for the Wealthy Affiliate system. It is always updating and sharing the information of how to do that with our sites.

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