MHG Ocean Benefits Ltd

UNRIVALED EXPERTISE, FLEXIBLE SOLUTIONS, AND PERSONAL SERVICE

No matter what the situation, MHG can find the right solution for you.

Explore our areas of expertise to see how we can help you!

Since 1991, MHG Insurance Brokers has been creating customized insurance solutions for clients across the world. We understand the ever-changing needs of growing families, businesses on the move, and even individuals with a drive to see the world. We have a diverse team that works to create plans that fit your needs, your budget and your situation - whether you are welcoming a new baby in to your life, or temporarily traveling to work - we are always ready to help protect your life, your health, your family, your business, and your adventures.

Whether you need help with choosing a plan, questions about compliance and legislations, such as the Affordable Care Act or the Maritime Labour Convention, or just need to understand your options, we can be your guide through the ever-changing insurance marketplace.

Marine Crew Insurance

We customize insurance plans for marine employers, captains, officers, and crew, as well as contractors, concessionaires, and entertainers, whether working onboard or shoreside. Learn more about

Life & Health Insurance

In addition to group plans, our Insurance Specialists are happy to arrange affordable insurance coverage for individuals and their families. Finding the right health coverage for you and your family can feel a little overwhelming. We can help. Learn more about

Travel Insurance

Property & Casualty Insurance

Whether you need to be compliant or simply need to protect your assets, insurance is a necessity in today’s business environment. We can help protect your business and all owners, employees, and property. Learn more about

Expatriate Insurance

Ocean Marine Insurance

MHG has been a trusted partner of the marine industry for over 25 years. Our dedicated Insurance Specialists have the knowledge and expertise to help you protect your marine related risks. Learn more about Ocean Marine Insurance

We work for you, the client, not the insurance company.

Choosing an insurance plan can be confusing and intimidating. You may wonder if you have the right coverage, enough coverage or too much coverage. MHG Insurance Brokers can relieve the stress of insurance by guiding you through the process. We have the knowledge and expertise as well as the relationships to offer you any plan you need, but what truly sets us apart is the time we spend with you, understanding your individual needs so that you, your family, your employees, or your business are protected.

As your concierge, we will work with you through the terminology to understand key features and choose the best solution for your particular circumstances, coverage requirements, and budget.

Our involvement does not end with the buying decision.

As part of our service agreement, MHG Insurance Brokers provides a “Concierge Broker Service” to all
clients. Should you have questions at any time about your policy, details about the coverage it
provides, if you need to make changes or if you need help through the claims process, we are here to
help. We also relieve the burden of stress about changes in legislations by keeping you informed of
anything that may affect your policy.

Why should you use an insurance broker?

Purchasing insurance isn't always straightforward. Getting input and advice from an expert can make the process easier and more cost efficient. At MHG Insurance Brokers, we provide you with up-to-date information and guidance to ensure that your most precious assets: your family, your health, your business, and more, are protected.

The most common concern we hear from potential clients is cost, but whether you go to an insurance broker or the carrier, the cost is the same. MHG is an independent broker, meaning we have access to hundreds of different plans from a variety of carriers so that we can offer you the best plan for your needs and your budget. We work for you, not the insurance carrier.

Comprehending and abiding by different regulations in various countries can be a difficult task. As your insurance broker, we understand our job is to make your life easier. We stay ahead of trends and changing regulations so that you don’t have to, whether it’s pertaining to the Maritime Labour Convention (MLC 2006), the Affordable Care Act (ACA), or other legislations. By using MHG as your insurance brokers, you can rest assured that the coverage you have is exactly what you need.

Overwhelmed by so many options?

Take this quick quiz and we will guide you in the right direction.

1. Where in the world will you need insurance?

a) Everywhere, because I (and/or my employees) work on board a cruise ship or yacht.

b) Worldwide, including the U.S.

c) Worldwide, except in the U.S.

d) The U.S.

2. Who are you shopping for?

a) Yourself or your family

b) My employees

c) My business

3. Which of the following best describes your situation?

a) I am looking for health insurance for my U.S.-based employees.

b) I am a U.S. resident looking for health insurance and life insurance.

c) I (and/or my employees) am traveling abroad on business or vacation.

d) I and/or my employees work outside our home country and need an international insurance plan