This program is designed to provide coverage on a short term basis for a single amateur sports tournament. Coverage provided under this program includes important liability coverage for the U.S.-based organizations conducting the event(s), including the employees and volunteers, for liability claims arising out of its operations. Coverage is also included for ancillary activities (banquets, concerts, awards ceremonies) that are for those participants in your sports tournament(s) or event(s).

Eligible Operations

An amateur sports tournament or event that meets all of the following criteria is eligible to submit an enrollment form for coverage under this program:

Maximum number of participants is 2,500

Maximum spectator attendance per day is 7,500

Maximum number of event days (including practice days) is 14 days (not including set-up and tear down)

Events in the following sport categories (Note: This is not a complete listing of ineligible sports):

-

Adventure races

-

Mountain Biking and/or Hiking

-

BMX Biking

-

Open Water Event

-

Boxing

-

Rugby

-

Cycling

-

Skateboarding

-

Endurance races

-

Skiing (snow or water)

-

Equestrian

-

Snowboarding

-

Inline (extreme/stunt/aggressive/free-style) skating

-

Streetball

-

Kite surfing

-

Tackle and Contact Football (age 20 & over)

-

Marathons (26.2 miles or more)

-

Triathlons & Duathlons

-

Mixed martial arts

-

Wrestling (age 20 & over)

Coverages Available

Commercial General Liability

Optional Coverages

-

Bodily Injury & Property Damage

-

Sexual Abuse, Molestation, Harassment or Sexual Conduct

-

Personal & Advertising Injury

Defense Cost Reimbursement Coverage

-

Medical Expense (other than participants)

-

Sexual Abuse or Sexual Molestation Liability

-

Damage To Premises Rented to You (Fire Legal Liability)

-

Products-completed Operations

-

Legal Liability to Participants (not available for all sports)

-

Medical Payments for Participants (not available for all sports)

-

Event Cancellation & Non Apperance (optional)

Program Features

Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.

Notable Exclusions

-

24-hour premises liability

-

Legal liability to participants coverage and medical payments

-

Abuse, molestation, harassment or sexual conduct

coverage for professional athletes and celebrity

-

Amusement devices (e.g.: rides, slides, inflatables,

(national/local) participants

bungees, climbing walls, or dunk tanks)

-

Nuclear energy

-

Ancillary activities that require a separate admission charge

-

Operations of independent concessionaires, exhibitors,

and are open to the public

and vendors at your event

-

Asbestos

-

Pollution

-

Cryogenic chambers/therapy

-

Room & board liability

-

Employment-related practices

-

Those operations listed as ineligible

-

Fireworks

-

Violation of statutes that govern e-mails, faxes, phone calls

-​

​Fungi or bacteria

​

​or other methods of sending materials or information

​-

​Haunted attractions

​

​

​-

​Lead

​

​

​

​

​

​

Underwriting Information Required

The following information is required 10 business days prior to the desired effective date: