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Access to 100s of hospitals
Choose from a wide range of private UK hospitals and facilities, featuring the likes of BMI, Nuffield and Spire – you’ll also get access to NHS and Trust Partnership hospitalsPrivate UK hospitals list (PDF 472KB)

Pregnancy and childbirthWe only cover treatment for complications during pregnancy and childbirth 2

Total cover for you and your family

We can also cover your spouse, partner, civil partner and children. Here are just a few of the ways we'll take care of you.

24-hour stress counselling helpline

If you’re stressed and want to talk to someone, our experienced counsellors are available 24 hours a day, 7 days a week (if you’re aged 16 or over)

25% gym membership discount

You and your family can stay active with 25% off access to some of the UK’s leading health and fitness clubs

Couples pay less

You'll pay 9% less if you add your partner to your policy (compared to the combined price of taking out individual policies) 3

Add younger kids free

Add 2 or more children aged 19 or under to your policy and you’ll only pay for the eldest 3

MyHealthCounts

An online tool that helps you to understand how lifestyle choices affect your health. You can use it to manage your health and wellbeing, with the potential for a discount at your next renewal

How much does Private Health Insurance cost?

It depends on your circumstances and the features you choose, so consider what’s important to you. Enhancing your cover will increase what you pay, and opting out of features you don’t need, or paying an excess, will reduce your premiums.

Your age and where you live also affects what you pay, along with your claims history, if you’re switching from another provider.

How our claims process works

Once you’re covered with us, making a claim and accessing private treatment is quick and easy.

We paid out nearly £403 million in claims during 2017 – so you can count on us to help you overcome illness or injury.

1

Visit your GP

See your GP or contact Aviva Digital GP if you're feeling unwell. If they want you to see a specialist, just tell them you've got private health insurance with us. If you ask for an open referral, we can help you find a hospital and consultant that's covered by your policy.

2

Make a claim

You can make a claim quickly online using MyAviva or over the phone. We'll just need to know your symptoms and what you've been referred for. If we've approved your claim, you'll get the private treatment you need.

3

And we’ll pay for treatment

After you've received any eligibile treatment, send us your invoices. We settle most bills directly with the hospital or specialist, but we'll contact you if you need to pay any part of an invoice, for example, if you have an excess.

This offer is available for Healthier Solutions policies that are taken out between 1st April 2018 and 31st December 2019 (inclusive)

Aviva reserve the right to withdraw or change this offer before 31st December 2019 at their discretion

This offer is only available for customers who purchase the Healthier Solutions product on a Continued Medical Exclusions, Continued Moratorium or Medical History Disregarded underwriting basis within the above timeframe

Customers must not have taken out a Private Medical Insurance policy with Aviva in the last 12 months and must satisfy usual product eligibility and underwriting rules

Full terms and conditions in respect of the Healthier Solutions product can be found in the Healthier Solutions policy wording

This offer applies to members that enter into an annual contract

The offer only applies to the first two months cover which will be free of charge. For example, if the policy is taken out on the 1st October 2019, then the policy will be free of charge until 1st December 2019

In the event of termination or cancellation of the policy for any reason, this offer will cease to apply with immediate effect

All members (as defined in the Healthier Solutions policy wording) on the policy as at the date of purchase are eligible for this offer. Additional members who are added to the policy later will not be eligible for this offer

+ Free first month – terms and conditions

This offer is available for Healthier Solutions policies that are taken out between 14th May 2018 and 31st December 2019 (inclusive)

Aviva reserve the right to withdraw or change this offer before 31st December 2019 at their discretion

This offer is only available for customers who purchase the Healthier Solutions product on a Fully Medically Underwritten or New Moratorium underwriting basis within the above timeframe

Customers must not have taken out a Private Medical Insurance policy with Aviva in the last 12 months and must satisfy usual product eligibility and underwriting rules. Full terms and conditions in respect of the Healthier Solutions product can be found in the Healthier Solutions policy wording

This offer applies to members that enter into an annual contract

The offer only applies to the first one month cover which will be free of charge. For example, if the policy is taken out on the 1st October 2019, then the policy will be free of charge until 1st November 2019

In the event of termination or cancellation of the policy for any reason, this offer will cease to apply with immediate effect

All members (as defined in the Healthier Solutions policy wording) on the policy as at the date of purchase are eligible for this offer. Additional members who are added to the policy later will not be eligible for this offer

This offer is not available if Aviva has agreed to match the underwriting terms that you have had with another provider, for example if you are using a group leaver or switcher scheme