AND...I am happy to say that I have been named in the Top 1% of Mortgage Originators in America!

Knowing your lender is critical to your loan process. Who are you trusting to help guide you through the largest transaction of your life?

I have been in the mortgage business since I was 19 years old (so, that's like 4 years now...Actually, its 22 years!) It is all I have done. I want to be known as the best in the business not because of how much volume I do, but because of the WAY I do business.

When you choose to do your home loan through me, I pledge to do the following:

Treat you with respect

No BS. I will give you an honest assessment of your particular situation

Provide you with excellent and well-informed advice

Take all of your preferences into consideration before presenting you with a financing program that is the best fit

Keep you informed throughout the entire process --- communicate

Always return your phone call before I go home for the day

Take a personal interest in making sure that your loan process is as easy as possible

Actually do what I say I am going to do

Thank God for each time I get to help another family

Award given 2014 for 2013 loan production - Benchmark Bank, Dallas

Here's a little about me on a personal level!

Mont Blanc Circuit - Switzerland, Italy and France

September 2016-- Mt. Kilimanjaro- and African Safari

An African Sunset in the Serengeti

At the top of Mt. Kilimanjaro -- 19,000+ feet up

I love to be outside...I love to climb mountains and hike.

Kauai -- Kalalau Trail--- to Hanakapi'ai Falls 2014

Banff, Canada -- By Far the MOST Beautiful Place I've Ever Been! June 2015

The Inca Trail - Peru

The next 2 are of a hike in Costa Rica in April 2014 -----BEFORE and after :)

I am an advid hiker...it is pretty much my favorite thing to do... If I don't answer the phone on the weekends...this is probably why. This peak is at the top of Mt. Whitney...the highest peak in the lower 48 states. We climbed it the "old fashioned way"...no trails...just straight up the mountain! This was the most difficult, yet extremely rewarding thing I have done so far. It was my first actual climb...and won't be the last.

This is what life is all about...this is at the top of the South Rim hike in Big Bend.

Macchu Picchu, Peru

Valley of Fire State Park 01.13

Kauai, HI

My girls -- Bella, Jasmine and Muffin :)

I have been skydiving over 10 times....great rush that I think EVERYONE should experience at least once. Its just like floating...

Mother and brother at Christmas 2013. We are all originally from Buffalo, NY but got here as fast as we could :)

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Please note that the information above is not intended to be any decision of, or commitment to, any loan type or amount of loan for which one may qualify with any financial institution. The information is not intended to extend any legal, tax, or financial advice. The accuracy of the information contained in this advertisement is not guaranteed. Please consult a loan professional to learn more about your eligibility for and availability of a particular loan