Please be advised you will not receive any email notification to claim/unlock/unsuspend your account or to provide any private information. Please be aware of any Phishing Scams to obtain information from you.

On Friday, October 21, 2011, the Federal Deposit Insurance Corporation (FDIC) was appointed receiver for Community Banks of Colorado, Greenwood Village, CO by the Board of Governors of the Federal Reserve System. No advance notice is given to the
public about a financial institution's failure.

The FDIC has assembled useful information regarding your relationship with
this institution. Besides a checking
account, you may have Certificates of Deposit, a car loan, a business checking
account, a commercial loan, a Social Security direct deposit, and other
relationships with the institution. The FDIC has compiled the following information,
which should answer many of your questions.

The FDIC has issued a press release
(PR-172-2011) about
the institution's failure. If you represent a media outlet and would
like information about the failure, please contact Greg Hernandez at 1-202-898-6984.

All deposit accounts, excluding the Cede & Co. deposits, have
been transferred to Bank Midwest, National Association (N.A.), Kansas City, MO ("assuming
institution") and will be available immediately. The former Community Banks of Colorado locations will reopen as branches of Bank Midwest, N.A. during regular business hours.

Your transferred deposits will be separately insured from any accounts
you may already have at Bank Midwest, N.A. for six
months after the failure of Community Banks of Colorado. Checks
that were drawn on Community Banks of Colorado that did not
clear before the institution failed will be honored as long as there are
sufficient funds in the account. For more information on deposit insurance,
you may speak to an FDIC representative by calling 1-800-405-1439 or visit EDIE, the FDIC's Electronic Deposit Insurance Estimator.

You may withdraw your funds from any transferred
account without an early withdrawal penalty until you enter into a new deposit
agreement with Bank Midwest, N.A. as long as
the deposits are not pledged as collateral for loans. You may view more
information about Bank Midwest, N.A. by visiting their web site.

The Automated Teller Machines (ATM) and online service will remain available.

The bank will maintain its regular business hours, and you may continue
to use the services to which you previously had access, such as safe deposit
boxes, night deposit boxes, wire services, etc.

Your checks will be processed as usual. All outstanding checks
will be paid against your available balance(s) as if no change
had occurred. Your new bank will
contact you soon regarding any changes in the terms of your account. If
you have a problem with a merchant refusing to accept your check, please
contact your branch
office. An account representative will
clear up any confusion about the validity of your checks.

All interest accrued through Friday, October 21,
2011 will be paid at your same rate. Bank Midwest, N.A. will
be reviewing rates. You
will be notified of any changes.

Your direct deposits and automatic withdrawals will be transferred to
your new bank.
If
you have any questions or special requests, you may contact a representative
of your new bank at your
branch office.

If you had a loan with Community Banks of Colorado, you should
continue to make your payments as usual. The
terms of your loan will not change, because they are contractually agreed to
in your promissory note. Checks should be made payable as usual and sent to the
same address until further notice. If you have further questions regarding an
existing loan, please contact
your loan officer.

Claims against failed financial institutions occur when bills sent to the
institution remain unpaid at the time of failure. If you or your company provided
a service or product, leased space, furniture,
or equipment to Community Banks of Colorado after
Friday, October 21, 2011 and have
not been paid, you do not have
a claim against Community Banks of Colorado. Please follow
your normal billing procedures by providing an invoice as instructed.

If you or your company provided a service
or product, leased space, furniture, or equipment to Community Banks of Colorado prior
to Friday, October 21, 2011 and have
not
been
paid, you may be
entitled to a claim against the bank. If you provided a product to or a service
for Community Banks of Colorado prior to the bank's failure
for
which you have not
been
paid
and you have not received communication, please
contact:

Please note: There are time limits for filing a claim, your claim must be filed on or before .

All shares of Community Banks of Colorado were owned by its holding company, Community Bankshares, Inc., Greenwood Village, CO. The holding company was not included in the receivership. If you are a shareholder of Community Bankshares, Inc., please do not contact or file a claim with the Receiver. You must contact Community Bankshares, Inc. directly for information as follows:

The FDIC offers a reference guide to deposit brokers acting as agents for their investor clientele. This site
outlines the FDIC's policies and procedures that must be followed by deposit brokers when filing for pass-through insurance
coverage on custodial accounts deposited in a failed FDIC Insured Institution.