Mortgages

Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

Payment for our advice and services can be by fee, commission, or a combination of both. Depending on the complexity of the application and the work involved, our fee could be up to 1% of the loan amount, subject to a maximum of £1,250. Our general fee range is between £95 - £295 on application and a similar amount on attainment of a mortgage offer. In addition to this we would retain any commission generated by the application from the lender.

Sometimes people get into debt through no fault of their own and, even if they have been to blame, want to sort things out. Fortunately, there are now some lenders willing to provide adverse credit mortgages and this short guide will help you understand what to expect.

The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.

A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.

Laurel Court Associates Ltd is registered in England & Wales no. 4075881. Registered Office at Laurel Court Associates Ltd, Halfpenny House, Old School Road, Porthcawl, CF36 3BU. Laurel Court Associates Ltd is authorised and regulated by the Financial Conduct Authority no. 231749. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.