The Real Estate Retirement Plan

Calum’s new book is a guide for Canadians on how to use real estate as an investment and retirement solution.

Leveraging equity in a principal residence and using it wisely to purchase rental property is the solution to a safe, secure retirement for millions of Canadians.

Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money. The Real Estate Retirement Plan shows how homeowners can use the tools already available to them — their mortgages — to access the initial capital to invest and prepare for their retirement. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return, and pressure on CPP and health care.

With examples and a detailed discussion of the principles and mechanics, Calum Ross and Simon Giannini demystify real-estate investing and make an irrefutable case for borrowing to invest.

No mortgage or financial planning team in this country does more borrowing to invest or borrowing for wealth creation than our team. We have the business track record and formal education to support your plan and to help you achieve your financial goals. Volatile markets create opportunities and we would love the opportunity to help you capitalize. Call our office today to discuss how we can help at 1-855-410-9905 or email ClientCare@MortgageManagement.ca

At TMMG we specialize in working with high income professionals, real estate investors, medical professionals, and mortgages during divorce. The Mortgage Management Group takes a relational rather than transactional approach, showing clients the merits of borrowing to invest and how to optimize their debt structure to maximize wealth.

Your Multiple Award Winning Team

Featured in Top Canadian Media

Formerly operating as Calum Ross Mortgage. Please note we are not currently open to the general public. To work with our team you must be an existing client (someone who has completed a mortgage with our office before), referred by an existing client, or a Keyspire member.

New Clients

Please note we are not currently taking on new clients or open to the general public.

To work with our team you must be an existing client (someone who has completed a mortgage with our office before), be referred by an existing client, be a graduate of an accredited medical program, or be a Keyspire member.