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ISAs

Since being introduced in 1999, ISAs have proved one of the most popular and tax-efficient ways to save and invest for the future. In his March 2014 Budget, the Chancellor sprung a welcome surprise when he announced sweeping changes to ISA regulations, designed to encourage people to save more by offering bigger tax breaks and greater flexibility.

The ISA allowance increased to £20,000 for the tax year 2017/18, and the changes from July 2014 now allow full flexibility in the use of cash and investments within the overall annual limit. Over £250 billion is deposited in Cash ISAs1, yet the average account is paying interest of just 0.55%.2

St. James's Place draw on the expertise of some of the world’s top investment professionals to manage our ISA funds, and match the risks you are prepared to take with a well-diversified and balanced portfolio to create an appropriate strategy to aim for income or capital growth. Through regular reviews we adjust the mix to reflect changing needs and markets.

An investment into a Stocks and Shares ISA will not provide the security of capital associated with a Cash ISA.

The favourable tax treatment given to ISAs is subject to changes in legislation and may not be maintained in the future. The value of an investment with St. James's Place will be directly linked to the performance of funds you select and the value can therefore go down as well as up. You may get back less than you invested.

1 HMRC, August 2016

2 Bank of England, August 2016

Please use the contact form below should you wish to discuss investing in a St. James's Place ISA.

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The Partner Practice represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.