Card Benefits

2 free nights at Hyatt hotels, worldwide

after you make $2,000 on purchases in the first 3 months after account opening.*

Get 5,000 bonus points after you add an authorized user to your account and make a purchase with your card during the first 3 months as a cardmember.* This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Hyatt recently announced changes to its loyalty program. For more information, visit Hyatt.com/world.

3 points per $1

3 points for every $1 spent on purchases at all Hyatt properties with your Hyatt credit card.*

2 points per $1

2 points for every $1 spent at restaurants, on airline tickets purchases directly from the airline and at car rental agencies.*

1 point per $1

1 point for every $1 spent on purchases anywhere else you use your card. Keep all the points you earn – your points do not expire as long as your Hyatt Credit Card account is open.*

Earn 1 free night every year after your cardmember anniversary at any Category 1-4 hotel.*

Redeem for free nights with as few as 5,000 points.*

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside the United States.† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Upgrade to Hyatt Gold Passport Platinum membership

and maintain Platinum status for as long as your Hyatt Credit Card account is open.*

Platinum benefits include a 15% point bonus on eligible spend, complimentary in-room premium Internet access, and late checkout – just to name a few.

Hyatt recently announced changes to its loyalty program. For more information, visit Hyatt.com/world.

Travel & purchase coverage

You're covered with built-in benefits

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.**

Lost Luggage Reimbursement

If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.**

Trip Cancellation/Trip Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.**

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**

Price Protection

If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.**

Visa Concierge

Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.*

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

CHASE DOES NOT ENDORSE OR GUARANTEE THE ACCURACY OF, AND SPECIFICALLY DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS, INCLUDING POSTS MADE BY EMPLOYEES OR SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. THE SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT OR REFLECT THE VIEWS OR OPINIONS OF CHASE.

2 Free Nights
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify and receive your two Hyatt Gold Passport® Free Night Awards, you must make Purchases totaling $2,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) Each Free Night Award is valid for use within one year from issuance for one (1) night in any available standard room at any Hyatt hotel or resort worldwide or participating M life resorts. Free Night Awards at Hyatt Zilara and Hyatt Ziva are based on single or double occupancy only. Awards are not transferable. After qualifying, please allow 10 days for your Free Night Award(s) to post to your Hyatt Gold Passport account. For complete terms and conditions of the Hyatt Gold Passport program including the use of Free Night Awards, see goldpassport.com. Chase is not responsible for offer fulfillment. If your account is not open for at least 3 months, Hyatt and Chase reserve the right to deduct the Free Night Awards from your Hyatt Gold Passport account. Annual fee applies. For pricing details, please see Pricing & Terms.

Earning Points
How you can earn points: You'll earn Hyatt Gold Passport® points when you, or an authorized user, use a Hyatt® credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn Hyatt Gold Passport points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3 points: You'll earn 3 Hyatt Gold Passport points for each $1 USD spent on purchases made at properties, participating restaurants, and locations that are Hyatt owned, managed, franchised or licensed by Hyatt Corporation or its subsidiaries or affiliates. 2 points: You'll earn 2 Hyatt Gold Passport points for each $1 USD spent on purchases made in any of the following categories: restaurants (excluding dining purchases at participating Hyatt properties and locations that qualify for the 3 Hyatt Gold Passport points described above); airline tickets – when purchased directly from the airline; car rental agencies. 1 point: You'll earn 1 Hyatt Gold Passport point for each $1 spent on all other purchases. We may offer you ways to earn bonus Hyatt Gold Passport points through the card rewards program. You'll find out more about the number of bonus Hyatt Gold Passport points you can earn and any other terms at the time of the offer. Information about earning/transferring points to Hyatt: You must be a Hyatt Gold Passport member to receive Hyatt Gold Passport points. If you are currently a Hyatt Gold Passport member, your Hyatt Gold Passport points will be deposited into your Hyatt Gold Passport account. If you are not already a Hyatt Gold Passport member, Chase will provide your information to Hyatt and Hyatt will enroll you in the Hyatt Gold Passport program. Hyatt Gold Passport points can only be transferred to the primary card member's Hyatt Gold Passport account. Hyatt Gold Passport points earned during a billing cycle will be automatically transferred to Hyatt after the end of each billing cycle and will be combined with Hyatt Gold Passport points received from the Hyatt Gold Passport program, at which point they will be available to be used. Points expiration: The Hyatt Gold Passport points transferred to your Hyatt Gold Passport account won't expire as long as your card account is open. If your card account is closed, the Hyatt Gold Passport points in your Hyatt Gold Passport account will continue to be subject to the Hyatt Gold Passport program terms and conditions, available at goldpassport.com. How you could lose your points: You'll immediately lose all Hyatt Gold Passport points that haven't been transferred to your Hyatt Gold Passport account if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. All Hyatt Gold Passport terms and conditions apply and are available at goldpassport.com. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs.Rewards Program Agreement: We will mail you a Rewards Program Agreement containing additional card rewards program terms once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will be available online as well.

5,000 Bonus Points
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify for and receive your Hyatt Gold Passport® points, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. ("First Purchase" does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for your Hyatt Gold Passport points to post to your Hyatt Gold Passport account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase is not responsible for offer fulfillment. If your account is not open for at least 3 months, Hyatt and Chase reserve the right to deduct the Hyatt Gold Passport points from your Hyatt Gold Passport account. All Hyatt Gold Passport terms and conditions apply and are available at goldpassport.com.

Adding an Authorized User
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score. When you tell us to add a user to your account, you're confirming that you have a relationship with the person or people whose name(s) and address(es) you've told us, that all their information is correct, and that you have their consent to add them. If Chase determines you've given us fraudulent name and address information or did not have such consent, Chase can close this account.

Hyatt Gold Passport Platinum Membership
Platinum status valid as long as your Hyatt Credit Card is open and not in default and you comply with Hyatt Gold Passport program rules. Authorized users will not be eligible for Platinum status or associated Platinum benefits.

Anniversary Award Night
To qualify for the Hyatt Credit Card Anniversary Award Night, your account must be open and not in default at the time the Award Night is issued. Please allow up to the end of your Anniversary month each year for your Hyatt Credit Card Anniversary Award Night to be issued to you. ("Anniversary" is the date that is twelve months after your account open date, and the same date each twelve months thereafter.) Award Night is good for one (1) night in any available standard room within 12 months from issuance at any Hyatt hotel or resorts designated as Category 1 through 4 under the Hyatt Gold Passport program or participating M life resorts designated as Category 1 through 4 under the Hyatt Gold Passport program. Not valid at properties in any other category or at Hyatt Zilara or Hyatt Ziva properties. Award Night may not be transferred, used, or extended beyond the expiration date or re-credited for points. To find Category 1 through 4 properties, visit goldpassport.com. A property's category is subject to change at any time prior to booking without prior notice. Chase is not responsible for offer fulfillment. The Anniversary Award Night bonus is subject to change without prior notice.

Protection Benefits
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Visa® Concierge
Cardmembers are responsible for the cost of any goods or services purchased through Visa Signature Concierge.

Point Redemption
The number of Hyatt Gold Passport® points required for a free night varies by property. Visit hyatt.com for additional information and award redemption levels.

HYATT GOLD PASSPORT® PROGRAM INFORMATION
Points accrued are subject to the terms and conditions of the Hyatt Gold Passport Program. Click here for complete terms and conditions of the Hyatt Gold Passport program, including all redemption levels. Terms and conditions of the Hyatt Gold Passport program may be modified and offers, services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card is not approved will not be enrolled in the Hyatt Gold Passport program through this offer, although existing Hyatt Gold Passport memberships will not be affected. Additional authorized users will not be enrolled in the Hyatt Gold Passport program as a result of this offer. Hyatt Gold Passport points awarded through the use of the authorized user's card will only be credited to the Primary Cardmember's Hyatt Gold Passport account. Authorized users will not be eligible for Platinum status or associated Platinum benefits. Hyatt may alter the terms of Hyatt Gold Passport at any time.

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