Agricultural Lending

Those seeking the many services available through the Farm Service Agency
(FSA) Loan Guaranty Program can take advantage of Talmer Bank and Trust’s
preferred lender status. Our lenders are knowledgeable, experienced and ready to
help you through the Government Guaranty process. USDA Rural Development Loan
Programs offered through WHEDA are also available.

Line of Credit – With a line of credit you will have access
to cash whenever you need it. Not only is it convenient, but there are also
flexible payment options available. With this predetermined Line of Credit, you
will have working capital available when you need it most. Your cash flow cycle
determines the usage and timing of principal payments. Monthly interest payments
are based on usage only. Interest rate is variable and tied to prime.

Financing for Machinery, Equipment, Livestock and other fixed
assets
– Flexible financing options allow you to add the equipment and
machinery that you need to sustain growth and maintain profitability. Interest
rates are competitive and either fixed or variable. The amortization of the note
is determined by the useful life of the asset.

Real Estate Acquisition and Expansion – We offer real
estate acquisition and expansion loans with long term amortizations.
Construction loans for expansion or remodeling are also available at favorable
terms. Real estate mortgages can be set up as renewable balloon notes based on
either fixed or variable rates.

Other Credit Services – Our knowledgeable loan officers can
also help you meet your other credit needs. Letters of Credit, both domestic and
international, are available. In addition, Leasing or Asset Based borrowing
needs can be met as well.

For more information on our Agricultural products, please contact us at
800.456.1500.