We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

THE FHA IN SOUTH CAROLINA

FHA loans have been helping
South Carolina residents since 1934

A licensed
South
Carolina FHA Lender

can offer you a better loan including:

Low down payments
(if any)

24 Hour Pre-Approval

Low closing
costs

Easier credit
qualifying

48 hour Streamline
Refinancing

South Carolina First Time Home Buyer Loan

This FHA loan program was created to help
increase homeownership. The FHA program
makes buying a home easier and less expensive
than any other types of real estate mortgage
home loan programs

When buying a home, almost every lender
will want to know where your down payment
came from. If someone in your family is
helping you with that down payment, it is
called a Gift of Equity, a
special FHA loan program.

South Carolina FHA Refinance to
a Lower Rate

Lowering your monthly mortgage payment
is easier than ever as mortgage
interest rates continue to set new
record lows almost every week for
more than two month.

An FHA Debt Consolidation
Loan can change your life,
and we can connect you to an
FHA Home Lending expert to talk
over your financial situation
so you’re not left to figure
out everything completely on
your own.

South Carolina
FHA Home Loan

How it works:

√ Determine
the type of FHA Government
Loanthat best fits your needs.

√ Complete an easy 2 minute
application form.

√ We will
forward your application to one and only oneFHA Approved
Lender who can best help you based upon:

The type of loan you requested

Your down-payment (if purchase
loan)

The location (State) your property
is located

Your credit history

The best rate available for your
loan

√ An
FHA Loan Specialist
will respond within 1 business day. They will explain
what type of loan you are approved for, and the
options available to you.

√ Immediately that same
day, the FHA Lender
will overnight your pre-approval letter to you.

Note-
It is very important that you keep this letter.
It is your official pre-approval on bank letterhead
with your 'locked rate', and if purchasing a house,
it is equally important that you present this letter
to the real estate agent to confirm your pre-qualification
status.

South Carolina
FHA Lending Limits 2018

South Carolina
Median Home Sale Price Price $175,000

County Name

Single

Duplex

3 Unit

4 Unit

ABBEVILLE

$275,665

$352,950

$426,625

$530,150

GREENWOOD,
SC

AIKEN

$275,665

$352,950

$426,625

$530,150

AUGUSTA-RICHMOND
, GA-SC

ALLENDALE

$275,665

$352,950

$426,625

$530,150

NON-METRO

ANDERSON

$275,665

$352,950

$426,625

$530,150

GREENVILLE-ANDERSON-MAULDIN,
SC

BAMBERG

$275,665

$352,950

$426,625

$530,150

BARNWELL

$275,665

$352,950

$426,625

$530,150

BEAUFORT

$350,750

$449,000

$542,750

$674,500

HILTON
HEAD ISLAND-BLUFFTON-BEAUFORT, S

BERKELEY

$357,650

$457,850

$553,450

$687,800

CHARLESTON-NORTH
CHARLESTON, SC

CALHOUN

$275,665

$352,950

$426,625

$530,150

COLUMBIA,
SC

CHARLESTON

$357,650

$457,850

$553,450

$687,800

CHARLESTON-NORTH
CHARLESTON, SC

CHEROKEE

$275,665

$352,950

$426,625

$530,150

GAFFNEY,
SC

CHESTER

$280,600

$359,200

$434,200

$539,600

CHARLOTTE-CONCORD-GASTONIA,
NC-SC

CHESTERFIELD

$275,665

$352,950

$426,625

$530,150

CLARENDON

$275,665

$352,950

$426,625

$530,150

COLLETON

$275,665

$352,950

$426,625

$530,150

DARLINGTON

$275,665

$352,950

$426,625

$530,150

FLORENCE,
SC

DILLON

$275,665

$352,950

$426,625

$530,150

DORCHESTER

$357,650

$457,850

$553,450

$687,800

CHARLESTON-NORTH
CHARLESTON, SC

EDGEFIELD

$275,665

$352,950

$426,625

$530,150

AUGUSTA-RICHMOND
, GA-SC

FAIRFIELD

$275,665

$352,950

$426,625

$530,150

COLUMBIA,
SC

FLORENCE

$275,665

$352,950

$426,625

$530,150

FLORENCE,
SC

GEORGETOWN

$327,750

$419,550

$507,150

$630,300

GEORGETOWN,
SC

GREENVILLE

$275,665

$352,950

$426,625

$530,150

GREENVILLE-ANDERSON-MAULDIN,
SC

GREENWOOD

$275,665

$352,950

$426,625

$530,150

GREENWOOD,
SC

HAMPTON

$275,665

$352,950

$426,625

$530,150

NON-METRO

HORRY

$275,665

$352,950

$426,625

$530,150

MYRTLE
BEACH-CONWAY-NORTH MYRTLE BEACH,

JASPER

$350,750

$449,000

$542,750

$674,500

HILTON
HEAD ISLAND-BLUFFTON-BEAUFORT, S

KERSHAW

$275,665

$352,950

$426,625

$530,150

COLUMBIA,
SC

LANCASTER

$280,600

$359,200

$434,200

$539,600

CHARLOTTE-CONCORD-GASTONIA,
NC-SC

LAURENS

$275,665

$352,950

$426,625

$530,150

GREENVILLE-ANDERSON-MAULDIN,
SC

LEE

$275,665

$352,950

$426,625

$530,150

LEXINGTON

$275,665

$352,950

$426,625

$530,150

COLUMBIA,
SC

MARION

$275,665

$352,950

$426,625

$530,150

MARLBORO

$275,665

$352,950

$426,625

$530,150

BENNETTSVILLE,
SC

MCCORMICK

$275,665

$352,950

$426,625

$530,150

NEWBERRY

$275,665

$352,950

$426,625

$530,150

NEWBERRY,
SC

OCONEE

$275,665

$352,950

$426,625

$530,150

SENECA,
SC

ORANGEBURG

$275,665

$352,950

$426,625

$530,150

ORANGEBURG,
SC

PICKENS

$275,665

$352,950

$426,625

$530,150

GREENVILLE-ANDERSON-MAULDIN,
SC

RICHLAND

$275,665

$352,950

$426,625

$530,150

COLUMBIA,
SC

SALUDA

$275,665

$352,950

$426,625

$530,150

COLUMBIA,
SC

SPARTANBURG

$275,665

$352,950

$426,625

$530,150

SPARTANBURG,
SC

SUMTER

$275,665

$352,950

$426,625

$530,150

SUMTER,
SC

UNION

$275,665

$352,950

$426,625

$530,150

SPARTANBURG,
SC

WILLIAMSBURG

$275,665

$352,950

$426,625

$530,150

YORK

$280,600

$359,200

$434,200

$539,600

CHARLOTTE-CONCORD-GASTONIA,
NC-SC

FHA Loan Information

The FHA does not lend money.
The FHA (Federal
Housing Administration) is part of HUD &
backs individual Approved
Lenders.

Our responsibility is to help you find the best FHA
Approved Lender who can help you secure financing.

When
you fill in our short application we will provide your
information to one, (and
only one) FHA
Approved Lender who can help you based upon
many factors, including your Credit
Score, your State
Location, and the Type
of Loan you apply for.responsibility
is to help you find the best FHA
Approved Lender who can help you secure financing.

Note: We
are not affiliated with the Federal Housing
Administration, the Department of Housing
and Urban Development, or
any other government agency. We are an FHA Educational
Resource.

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We do
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Any request for mortgages
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LLC in lieu of true
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Housing Authority news,
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information relative to
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the accuracy of information
and/or interest rates represented
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with the Copyright Policies
of the United States of
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If you are suspicious of
any fraudulent activities
or if you have any questions
Contact Us
or your local HUD Agency
or the Office of the
Inspector General.