Simple Finance UK

We can help you find the right loan

Simple Finance UK: Qualifying Requirements

At Simple Finance UK we work closely with lenders and brokers that will consider all applications fairly whatever the credit history of the applicant. Homeowners, council tenants, private tenants and people living with their parents are welcome to apply. Please view our list of the minimum requirements.

Minimum requirements:

Aged 18+ - You must be at least 18 years of age to apply for a payday loan.

UK Resident - You must live in the UK.

UK Bank Account - You must have a valid UK bank account that will accept direct debits.

Regular Income - You must be employed and receive a regular salary which is paid directly into your bank account.

Terms

Simple Finance UK

Information

Policies

*Subject to lenders requirements and approval. Approval may take up to 30 minutes and funds will be deposited the same working day in most cases.

† UKCreditRatings offer a 14 day free trial to their credit report service. If you choose not to cancel within the trial period you will incur the monthly subscription fee of £19.95 until you cancel the account

We don't charge a fee, but there might be a charge from some lenders within our network. simple-financeuk.com does not make lending or credit decisions, we are not a lender - as a broker we match customer's loan applications with lenders in our database depending on the information provided. William Ellis Sinclair is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number with registered address 26A Dunraven Place, Bridgend, CF31 1JD. Licensed by the Information Commissioners Office (registration number ).