10 replies on this article “Investment for better returns”

Thanks Pradeep, but I have tried in share market and did Trading.I was lost 2.5 Lakh and 1.5 Lakh is there whose value in 50 K.
Thats why I want to know where will I invest and then dont be worry for this at present.

Dear Vishal Ji,

What pradeep ji meant is investing in Stock Market not speculating.
Now whats the difference?….

Let me give you a small example…

Speculating :

Buying SBI Today – 2250 and Selling it Today only – 2250,
I consider SBI hasn’t moved from where it is…
So what are you gaining?

Loss of Brokerage.

Investing : (just for example)

Bought SBI few months back – 1800 (eg)…
Selling it after say 1 year with value being at 2300-2500 (i am being conservative).

So where did you make money.

But in the above example, you should know when to TIME the markets….. so until and unless you know when to TIME markets and which STOCKS to invest in STOCKS are extremely dangerous for retail investors.

Thanks Pradeep, but I have tried in share market and did Trading.I was lost 2.5 Lakh and 1.5 Lakh is there whose value in 50 K.
Thats why I want to know where will I invest and then dont be worry for this at present.

Total = 7,87,000 (Approx)
Rest apart from this I have Insurance for my Company too, so thats why as per my Knowledge I am more interested in returns.
Please guide me in this, how much I have to do the Insurance and how much for returns.

Dear Ashal, I have yrly income of 5 Lakh and if I add conpanies insurance then it is near about 10 to 15 Lakh minimum.
But I will not with me, when I leave the company.So suggest me wt should I have to do and how much limited Insurance should be. Before that I thought about Term Plan also where you have the life cover of 75 Lakh and invest 6.5 K yearly.But as my Job is secure Job means office Job, thats why I leave this Plan.
Now you suggest me.