El Manantial De Donaciano Group

Señora Juana is originally from the village of Donaciano Ojeda. She makes her living making artisanal crafts from ocoshal [pine needles]. She makes things like bread boxes, tortilla holders, fruit baskets, earrings, egg baskets, vases, flower baskets, etc. She has been at this for approximately five years. She says that she started to do this work to help her husband with the household costs because he can no longer work due to the fact that he has a hernia. They both work in their home making crafts and caring for their children.

She says that she sells her crafts in Ciudad Hidalgo, Michoacán; Tuxpan, Michoacán; and Toluca, Estado de México. Doña Juana is requesting a loan for the purchase of ocoshal, needles, thread, bleach and detergent to wash the ocoshal. Señora Juana is married to Señor Tomas who is an artisan and farmworker. They have nine children but just seven of them live with them. Miguel is 16 years old and he no longer studies as he now helps his parents with the household costs and his younger siblings’ education. Then there is Alma who is 11 years old, Rafael who is 9 years old and 7-year-old Eduardo, all of whom are primary school students. Finally, Tomas is 5 years old and Cristal is 4 years old.

Doña Juana says that unfortunately she cannot go to cities that are far away to sell her crafts because she sells them at a low price making it unprofitable. She does not have enough money for the expense. This is one of the issues she has in the business. She says that the loan will help them a lot as they will buy more supplies to make the crafts.

The other members of the group are Gregorio, Maria Crisanta and Efrén. They are requesting loans to invest in the building of a concrete partition and supplies for avocado cultivation

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.