You'll pay less with JUNO

Enter your KiwiSaver balance

Please enter a value between $1000 and $500,000

JUNO Fees

Industry Average

Balance above $200,000?
Industry Average JUNO FeesKiwiSaver balance

Growth

Balanced

Conservative

This shows you the difference our low fees make to a range of balances in just one year. Investing for your retirement takes a lot longer, so imagine how big that fee difference becomes over 20, 30, 40 years or even longer. Plus, what’s not taken out of your balance in fees, stays in your retirement pot, reinvested month after month, year after year. The difference becomes even larger. If you want to know more about the magic of compounding, click here.

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Inflation

Inflation measures the expected change over time, of the price of goods and services you want to buy.

A 2% inflation rate, like we use in this calculator, means something costing $100 today is expected to cost $102 next year, just over $104 the following year and so on.

It matters because if the cost of what you want to buy grows faster than your investment, the ‘purchasing power’ of your investment is shrinking. You want the ‘purchasing power’ of your money to at least keep pace with, and ideally beat, the rate of inflation.

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Pie Funds Management Limited (Pie Funds) is the issuer and manager of the JUNO KiwiSaver Scheme. Click here for the Product Disclosure Statement. Before investing, we recommend you obtain personalised financial advice. Past performance is not an indicator for future returns.