Protecting Your Accounts

Equifax Breach

On September 7, 2017, Equifax, one of the major credit reporting agencies, disclosed a data breach that potentially impacted 143 million U.S. consumers. Although there was no breach of Electro Savings systems or the data we maintain, we continue to work with Equifax to learn more about this event and the possibility that through other consumer relationships outside of Electro Savings some of our members' information may have been compromised.

Keep a list of all your account numbers and each account's toll-free number to call to report a theft or loss. Keep this list in a safe place separate from your cards so you can refer to it quickly if your wallet is stolen or lost.

Do not disclose your account numbers, social security number, etc. to others. If someone calls you explaining the call is from or on behalf of your credit union or bank asking for your account number or other private personal information, do not provide your information. Rather hang up and call the institution at a number your know is your credit union or bank. Employees or agents of your credit union or bank will have access to this information and would not need to ask you for it.

Memorize your PIN (Personal Identification Number). Do not write it on your card or anything you carry near your card.

Never give out your account number over the phone, email, text message or on Social Media.

Review your credit bureau on a regular basis for mistakes or suspicious new accounts you did not open. The three major credit bureaus are required to give you access to your bureau once a year at no cost. Go to AnnualCreditReport.com to pull your reports.

Tip: Stagger pulling your report from each bureau over the course of the year. That way, you can monitor your bureau throughout the year. For example, pull from Equifax in January, Experian in June and Trans Union in October.

Note: Pulling your bureau does not give you your credit score. If you are just looking to monitor your bureau for mistakes or potential fraudulent accounts, you don't need your score.

ATM Safety

Avoid facilities in dark or remote places.

Have another person with you at the ATM whenever possible.

Have your card and transaction ready when you approach the ATM.

Keep your doors locked and all passenger windows closed at a drive-up ATM.

Block the view of others while entering your PIN by standing between the terminal and any person who is waiting.