August 18, 2019 By Debra SchroederLeave a Comment This post may contain affiliate links. Traveling Well For Less has partnered with CardRatings for our coverage of credit card products. Traveling Well For Less and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities. Read my disclosure policies.

IHG Card 125,000 Points + 40X Points

The current offer for the IHG card is 125,000 points + 40X points. You’ll earn 125,000 points after spending $3,000 on purchases in the first three months of account opening. And when you stay at IHG (Intercontinental Group Hotels) you’ll earn 40X points per $1 spent during the first 12 months of having your card.

Free Night Award

Platinum Elite Status

With IHG Platinum Elite status you get perks like free upgrades, late checkout, free Wi-FI, $30 spa credit, and you can raid the mini-bar!

IHG Hotels

IHG has hotels in bucket list places like Tahiti

It would be great if every city had every hotel but sometimes that’s not possible. That’s why it’s a good idea to belong to all the free hotel loyalty programs. This gives you more options and flexibility.

Now that you can earn 40X points during your first year of having the IHG card, it could be worth staying at IHG hotels those first 12 months.

There are 5,723 IHG hotels worldwide. IHG hotels include:

avid

Candlewood Suites

Crowne Plaza

EVEN Hotels

Holiday Inn

Holiday Inn Express

Hotel Indigo

Hualux

Intercontinental

Kimpton

Regent

Staybridge Suites

VOCO

IHG Award Chart

IHG Award Chart

Category

Points Per Night

1

10,000

2

15,000

3

20,000

4

25,000

5

30,000

6

35,000

7

40,000

8

45,000

9

50,000

10

55,000

11

60,000

12

65,000

13

70,000

With free nights starting at 10,000 points per night, you could get 12 free nights from the signup bonus.

Pro-tip: Because you get the 4th night free, you can get 15 free nights at a Category 1 hotel from the 125,000 point signup bonus. Or if used for a Points Break award (5,000 points per night), you could get 25 nights! Or 31 nights if you use the fourth night free option.

Should You Get This Card

If you were thinking about getting the IHG Premier Rewards Club card now is the time. Because of the 125,000 point bonus and 40X points.

The previous 125,000 point offer required you to spend $5,000. With this new offer you earn 125,000 points after only spending $3,000. PLUS you get 40X points for every dollar you spend at IHG hotels. This means you can rack up free stays faster.

A $100 a night hotel room will earn you 4,000 points for each night. So you can easily earn enought points to keep you in free nights for a long time.

Pro-tip: The IHG card is subject to Chase’s 5/24 rule. So if you’re opened five or more cards in the past 24 months you could get denied. But YMMV (your miles may vary).

Conclusion

The IHG card 125,000 points + 40X points offer is a great deal if you stay at IHG hotels. And the best thing…you don’t have to stay at IHG hotels all the time. Even the occasional stay pays off big time.

You’ll earn 125,000 points after spending $3,000 in the first three months of having your card. With 125,000 points you could get up to 31 free nights! Yep, a month of free hotel nights from one signup bonus.

And when you use the card to pay for stays at IHG hotels you’ll earn 40X points for every dollar spent during the first 12 months. You’ll earn 4X points on all other purchases. The points add up quickly so you can earn more free nights.

You also get the fourth night free when you use points for stays of fourth nights or more.

What do you like best about the IHG card 125,000 points + 40X points offer?

Got a question? Or want help, suggestions, travel tips, learn how to travel for free, find out about travel deals, and maximize your miles and points? Use the subscription box below to sign-up and getpost updates by email.

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