HDFC bank came up with most unique ‘HDFC Personal Loan Diva’, a tailor-made Personal Loan exclusively for women who are empowered, enlightened and enterprising. HDFC Personal Loan Eligibility Calculator is the effective tool to calculate your eligibility and can have a clear idea about your perfect personal loan. Pay a nominal premium and secure the needs of your loved ones with a Personal Accident cover of up to Rs. 8Lacs and a Critical Illness cover of up to Rs. 1 Lac on availing a personal loan.

HDFC Home loan is one of the leading home loans in India bringing a smile to thousands lakhs people by helping them buy/build/renovate/expand their dream house/flat.

HDFC Personal Loan Interest Rate

Interest Rate

Salaried – 15.75% to 20%

Processing fee range

Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Person

Yes, an applicant has the option to avail HDFC personal loan with either a fixed interest rate or floating rate.

Q3) Does the borrower has the option to prepay the loan amount?

Yes, the borrower has the option to prepay HDFC personal loan amount without any prepayment penalty.

Q4) Do an applicant needs to provide security to apply for HDFC personal loan?

No security is required to apply for HDFC personal loan.

HDFC Bank Latest News

(26.07.17) HDFC Bank Q1 net profit rises 20% to Rs 3,893 crore, stock up 2% – Private sector lender HDFC Bank reported a 20.22 per cent increase in net profit to Rs 3,893.84 crore for the quarter ended on June 30, 2017, compared to the same period last year.The bank had earned a profit of Rs 3,238.91 crore in the April-June quarter of last fiscal. Total income rose to Rs 22,185.38 crore during the quarter under review, up 14.81 per cent against Rs 19,322.63 crore in the same period last year.(Sources: Business Today)

(13.07.17) HDFC Bank to focus on digital platform for sustained growth – Private sector HDFC Bank plans to focus on digital platforms in rural and semi-urban markets to achieve sustained growth in the coming years. During the year, the bank introduced digital innovations including loans at ATMs, missed called recharge and 10 second personal loan.(Sources: Economic Times)

(21.06.17) HDFC Bank is giving shape to its digital vision – Country head of digital banking at HDFC Bank “Nitin Chugh” said HDFC Bank is giving shape to its digital vision in a number of ways. Aiming to be the bank has been gearing itself up digitally for the past few years. The objective, according to Chugh, is to provide services, interfaces and products in a manner that the customer can hotel bookings, for instance. (Sources: livemint)