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Money Management

Some tips on how to manage your money:

How much do you have coming in and going out?
Use a budget sheet. If you have more going out than coming in, you need to make decisions about how you spend your money.

Check out if you can increase your income
Can you get a better paid part time job? (Max 10 hours per week)

How much do you owe and what are your priorities?
Your priorities might be: housekeeping money, rent, books for college, or food.

Contact the people you owe money to
Figure out how much you can afford to pay and show them your budget sheet.

Plan for the future
Always set aside some money for savings.

WARNING: Working for more than 10 hours per week during term can have a bad effect on your studies.

If you need information, advice and support in dealing with debt problems you can contact your local Money Advice and Budgeting Service (MABS) for assistance.T. 1890 283 438

Student Assistance Fund (SAF)

As part of an initiative to tackle educational disadvantage, an ESF aided Student Assistance Fund has been made available to CIT by the Department of Education and Skills.

Applicants must be students registered with CIT participating on a third level course of not less than one-year duration leading to an under-graduate or post-graduate qualification. Resources will be targeted at students most in need. Applicants on the Back to Education Allowance, unemployed people, lone parents, and people with disabilities will also be considered.