Some of these workshops and courses will cost you a decent chunk of change, somewhere around four figures.

This is not to fleece students, but rather to cover overhead costs like location, refreshments, faculty salaries, and so on. However, if you come up against a great writing opportunity only to find that you can’t afford it, this explanation must be of very little comfort.

Then read on. This blog post is for you.

To be financially literate, one must first know how to build a budget.

In my experience, “budget" is one of those words that fills people with dread. They associate it with being broke, being limited, when they should keep in mind that even billionaires have a budget. (Well, at least the responsible ones.)