We have no control over the market and the bail out. This will affect mostly the people who made a poor decision to buy a home that wasn't right for them in the first place. We will help them, when they should learn from their error. Secondly, this will affect the people who have a lot of money tied up in all this stuff. That's why they are all concerned to get the market back, so their stocks will be ok!

What we need to do is be in control of our own destiny, not let a company have us and all that we have (time). We need to constantly improve, educate, use proven home business models and so on. 72% of the US pop has considered a home biz, because of the control factor...

We are stong, smart, and resourceful. Worry only drags us down, plus what's the worst that can happen?

This is unlikely to affect my personal finances. However, my business is in a niche market involving tax-incentived bank investments in areas of high distress. Between bank mergers / acquisitions / failures and changing lending criteria, of course this is going to get interesting. But we run a very tight ship and could get by if the going got rough. Perhaps we will find ways to see this "problem" as an "opportunity." My motto: necessity is the mother of invention. It hasn't failed me yet.

SKL, you just made me see everything in a different light. You are so right! Necessity is the mother of invention! I have to remember that one! This is not only the end of an era, but the beginning of a new one and who is to say that the new one will be bad? All transitions are difficult! Thanks, SKL.