Blog

We always get a lot of questions on Medicare Part D. Here are some commons questions that we hear and additonal information on part D. If you have other questions, please email Ed Crowe at [email protected]

1. Popular Summer Medicare Part D Coverage Questions

2. More on your Medicare Part D Coverage and the 2012 Donut Hole

3. Average Retail Drug Prices

1. Popular Summer Medicare Part D Coverage Questions

Question: As we travel around this summer, will we still have Medicare Part D prescription coverage outside of our home state? Read more

This post is for a review of the United Healthcare Medicare Complete and the AARP Medicare Complete plans for 2013. If you want 2012 information CLICK HERE

United Healthcare will be making some minor changes for the better to the 2013 Medicare Complete plan line which includes United Healthcare Medicare Complete and AARP Medicare Complete products. All products listed are Medicare Advantage plans. Look at seperate postings for information on AARP Medicare Supplement plans. Read more

The high F Medicare supplement plan is not well understood by consumers and insurance brokers. In the state of Connecticut this is a shame because if people did understand it well, about 90% of those with a Medicare Supplement plan would have it.

The plan is priced tremendously well in CT at $35.00 a month. With this price point, the math on the High F plan comes out better than the math on any other supplement including the AARP Plan F supplement priced at $214 a month.

Here is how High Deductible F works-(This is a very simplified version but you will get the point): Medicare Part A covers hospital costs after a $1,200 deductible and Medicare Part B covers 80% of doctors and testing costs. The anthem High F, will cover 100% of costs once a consumer spends $2,070. out of pocket in a year. At $35 a month, the math can not be beat. Try the math versus any other Medicare Supplement plan on the market and see how it comes out. Keep in mind that only 1% of Medicare consumers with a high deductible F plan every actually hit their deductible.

There are very few situations when a person should have a Medicare supplement plan other than Anthem High F supplement in Connecticut. Unfortunately,a lack of understanding from Medicare recipients and the low commission paid to brokers will limit the number of people that have this plan

AARP has released the average rate changes for 2013 in the State of New York. This includes rate increases for current and grandfathered plans such as Plan J supplement. Rates have been maintained well by AARP/United Healthcare which has resulted in very low increases for some plans and no increases for others. AARP Rates 2013 New York

Medicare Supplement plans are standardized in New York which means that there are no variations in benefits in a supplement regardless of the company offering it. The only difference is the premium of the plan. If a consumer is looking to purchase a plan F supplement, the only thing they need to be concerned with is the price. The benefits are identical from company to company.

I would like to dispel some common misconceptions with Medicare supplement plans (Also called Medigap) Medicare supplement plans DO NOT have a network. You may go to any doctor that accepts Medicare. Medicare supplement do not have drug coverage, you need to purchase a part D plan in order to obtain drug coverage. Medicare Supplements are secondary to Medicare. When you go to the doctor or hospital, you show them your original Medicare card and that is what they will bill. The supplement will pick up the costs that original Medicare does not cover. There is not any Medical underwriting in the state of Connecticut if you are turning 65 or if you have had continuous coverage for a retirement plan, a different supplement or a Medicare Advantage plan.

AARP has released the average rate changes for 2013 in the State of Connecticut. This includes rate increases for current and grandfathered plans such as Plan J supplement. Rates have been maintained well by AARP/United Healthcare which has resulted in very low increases for some plans and no increases for others. AARP Rate Change CT

Medicare Supplement plans are standardized in Connecticut which means that there are no variations in benefits in a supplement regardless of the company offering it. The only difference is the premium of the plan. If a consumer is looking to purchase a plan F supplement, the only thing they need to be concerned with is the price. The benefits are identical from company to company.

I would like to dispel some common misconceptions with Medicare supplement plans (Also called Medigap) Medicare supplement plans DO NOT have a network. You may go to any doctor that accepts Medicare. Medicare supplement do not have drug coverage, you need to purchase a part D plan in order to obtain drug coverage. Medicare Supplements are secondary to Medicare. When you go to the doctor or hospital, you show them your original Medicare card and that is what they will bill. The supplement will pick up the costs that original Medicare does not cover. There is not any Medical underwriting in the state of Connecticut if you are turning 65 or if you have had continuous coverage for a retirement plan, a different supplement or a Medicare Advantage plan.

The Heath Care reform bill has many components being rolled out over the next 2 years. This includes the creation of state based health exchanges, 4 levels of health plans, a base health plan “Silver” and a number of other factions to be rolled out. Click the link for a summary of all changes.

AARP has released the average rate changes for 2013 in the State of New York. This includes rate increases for current and grandfathered plans such as Plan J supplement. Rates have been maintained well by AARP/United Healthcare which has resulted in very low increases for some plans and no increases for others. AARP Rates 2013 New York

Medicare Supplement plans are standardized in New York which means that there are no variations in benefits in a supplement regardless of the company offering it. The only difference is the premium of the plan. If a consumer is looking to purchase a plan F supplement, the only thing they need to be concerned with is the price. The benefits are identical from company to company.

I would like to dispel some common misconceptions with Medicare supplement plans (Also called Medigap) Medicare supplement plans DO NOT have a network. You may go to any doctor that accepts Medicare. Medicare supplement do not have drug coverage, you need to purchase a part D plan in order to obtain drug coverage. Medicare Supplements are secondary to Medicare. When you go to the doctor or hospital, you show them your original Medicare card and that is what they will bill. The supplement will pick up the costs that original Medicare does not cover. There is not any Medical underwriting in the state of Connecticut if you are turning 65 or if you have had continuous coverage for a retirement plan, a different supplement or a Medicare Advantage plan.

AARP has released the average rate changes for 2013 in the State of Connecticut. This includes rate increases for current and grandfathered plans such as Plan J supplement. Rates have been maintained well by AARP/United Healthcare which has resulted in very low increases for some plans and no increases for others. AARP Rates 2013 Connecticut

Medicare Supplement plans are standardized in Connecticut which means that there are no variations in benefits in a supplement regardless of the company offering it. The only difference is the premium of the plan. If a consumer is looking to purchase a plan F supplement, the only thing they need to be concerned with is the price. The benefits are identical from company to company.

I would like to dispel some common misconceptions with Medicare supplement plans (Also called Medigap) Medicare supplement plans DO NOT have a network. You may go to any doctor that accepts Medicare. Medicare supplement do not have drug coverage, you need to purchase a part D plan in order to obtain drug coverage. Medicare Supplements are secondary to Medicare. When you go to the doctor or hospital, you show them your original Medicare card and that is what they will bill. The supplement will pick up the costs that original Medicare does not cover. There is not any Medical underwriting in the state of Connecticut if you are turning 65 or if you have had continuous coverage for a retirement plan, a different supplement or a Medicare Advantage plan.