Establish and maintain professional line of communication with insurance
company adjuster.

Thoroughly research your policy and coverage.

Meet with the insurance adjuster to establish scope/extent of damages.

Complete precise, detailed repair and/or rebuild estimates.

Gather documentation and prepare all property inventories.

Prepare business interruption, loss of rents, additional living expenses,
and replacement receipt documentation.

Present estimates, inventories, documentation to insurance adjuster.

Meet with insurance company to negotiate your claim, working for you,
protecting your interests, to achieve a settlement which maximizes your
coverage & is completely acceptable to.

" WHY DO I NEED A PUBLIC ADJUSTER"

When you notify the insurance company of your claim, the insurance company
assigns one of their adjusters to evaluate the damage and look out for their
interests. It is logical that you should have an adjuster of your own to take
care of you and your interests. If you are like most people, you have not
really read, nor do you fully understand your insurance policy provisions. You
may not know everything to which you are rightfully entitled under the terms and
provisions of your insurance policy. Douglas L. LaFaive & Associates understands
your insurance policy completely, and we make sure that we ask for and that you
receive, everything that you deserve and paid premiums for, from your insurance
company. Just as you hire a professional when you have a medical, legal, or
financial problem, so should you hire a professional who represents you, and
you alone, when you have an insurance claim for property damage.

"WHY CAN'T MY INSURANCE AGENT TAKE CARE OF MY
CLAIM?"

Your agent specializes in selling you the coverage that you want, but does
not have the facilities, experience, time, or training needed or required to
handle your claim. Insurance agents are not licensed or bonded as adjusters. We
are.

"WHY CAN'T THE INSURANCE COMPANY ADJUSTER REPRESENT
ME?"

The insurance company adjuster works for and is paid by the insurance
company. Douglas L. LaFaive & Associates LLC works for you, and
you alone. We have no other interests other than yours. Our fee is simply a
percentage of what you receive from the insurance company, so it is to our
benefit to get you the best possible settlement. The same can not be said for
the insurance company adjuster.

"WHY CAN'T I PREPARE AND PRESENT MY OWN CLAIM????

Douglas L. LaFaive & Associates LLC are professional adjusters who
work on insurance claims everyday. We have the facilities, equipment,
technology, communications systems, up-to-date information, resources, and
industry contacts to reach the maximum recovery to which you are entitled.
Attempting to adjust your own claim can be costly, time consuming, stressful,
confusing, and very, very difficult.

"HOW ARE PUBLIC ADJUSTER'S PAID?"

Douglas L. LaFaive & Associates LLC receives a
reasonable percentage strictly from the recovery that you receive, and only when
you receive it. You pay nothing up front, and we charge no consultation fees.
Historically, our fee has been more than covered by the additional monies
recovered as a result of exposure of hidden damage, proper interpretation of the
policy, carefully researched and documented estimates, and aggressive and
experienced negotiation skills.