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Thunder & Enlightening, A Mural that Seeded the BankBlack Movement

In July 2015, or two years ago, OneUnited Bank unveiled the revolutionary 550 square foot mural Thunder & Enlightening on the façade of our historic Miami branch. The emotionally charged work of art by internationally celebrated, Miami based muralist Addonis Parker, illustrates the events and issues facing the Black community including racism, bigotry, violence, protest, the massacre in South Carolina, Trayvon Martin, Michael Brown and first responders.

As the largest Black owned bank in America, OneUnited Bank undertook this historic and, quite frankly, risky project to bridge the divide between the banking industry and the Black community. We hoped that illustrating the realities of urban communities on a federally insured institution would open minds to the potential for banks and the Black community to work together in new and different ways. The “seed” planted by the mural has bloomed into a national movement – the #BankBlack and #BuyBlack movement.

The Black community is not only moving their money to Black owned banks, but also “moving their minds” to better support Black owned businesses. For example, many senior citizens have walked into our branches and stated it was the first time they had ever been in a bank. Previously, they did not feel welcomed. Many customers have stated that for the first time in their lives, they are excited about banking. The conversations on social media have included financial literacy and discussions that directly confront the discredited adage that “their ice is colder” or the incorrect belief that Black businesses are inherently “less than.” The Black community is now focused on collective economics and community wealth building in unprecedented ways. They are taking the BankBlack Challenge! In 2017, the BankBlack Movement is stronger than ever with over $50 million in deposits moved to Black owned banks in just 12 months.

OneUnited Bank is also evolving. We launched an online second chance checking program for people with ChexSystems records, which is one of our most popular services. We expanded our Contact Center and social media teams, upgraded vendors and increased our staff by 10% to better serve our customers. We expanded our annual “I Got Bank” financial literacy contest for youth to include essays and art and increased the selection of winners from 3 to 10. We also expanded our loan capacity through our secured credit card program, to help rebuild credit, and through home loans to expand homeownership with partnerships with first time homebuyers programs in Boston, Miami and Los Angeles. We also developed our partnerships with BankBlack USA, BMe Community, the African American Film Critics Association (AAFCA), BLACKOUT Coalition and others to support the #BankBlack and #BuyBlack movement and support financial literacy.

We know that this is more than a moment, it’s a movement! Let’s take this journey together.

To learn more about the mural, Thunder & Enlightening, and the 2015 OneUnited Mural Project, an apprenticeship-based program, in partnership with Miami Children’s Initiative, using public art works, youth development and a community beautification program providing arts enrichment through STEAM (Science, Technology, Engineering, Arts, Math) education, click here.

OneUnited Bank

Our community’s dream is now a reality! OneUnited Bank is fulfilling the hundred year old civil rights dream by garnering the savings power of our communities and channeling it back into urban communities for economic development. With your support by simply opening an FDIC insured account with great rates, we will continue to accomplish this dream everyday!

16 Comments

Isaac Bey

Is there plans to open a branch in Atlanta Georgia?What is the process for opening a trust account?Thank You,
Isaac

We truly appreciate your passion and desire for a local branch in your area. Currently, as part of our Bank For the Future initiative, we are focused on building our internet branch and online products so we can offer our great products and services on a national scale.But we are noting all the interest for local branches we receive so we can make informed decisions when the time comes to extend our branch footprint as well.

celeste

This is interesting. I have personal and savings, but I also need a business account. It has been brought to my attention that you have to be present at an institute in order to open this type of account. This does not help the small businesses really wanting to do business with one united. When will online availability come to fruition?

India

Kirk Ststen

How does a person open an account online when they require a deposit from a traditional, transactional bank account? This makes no sense to me being that you only have a few brick and mortar branches. As a person who does not have a bank account, but desires to join the #bankblack movement, you all seem to make it just as difficult as white owned/controlled banks. I know plenty of other Black men similarly situated. For example, I/we would like to get an online account, but it using PayPal to put money in the account is not allowed. Does your organization have any suggestions or plans to address such an issue?