Go slowly...try some part time work.... I know the temptation to get back to work is strong, but overdoing will make things difficult.

Perhaps read through the student loan website at canlearn.ca to see what the exact definition of disability is. There has been some concern about that. I don't know of any cases where the forgiveness was reversed, but I have heard that its not actually 'forgiveness' but that the loans are removed from active recovery.

Thank you Mark, that was an insightful post. What does it mean if loans are just removed from active recovery?

I believe the definition for her scenario is that she should be unable to work for the rest of her life. She truly cannot work steadily, as I do not see her symptoms staying in remission for very long, but to her working part time now is important.

The issue is that if she works this year part-time for three months or however long before her symptoms return what will be the consequences. Does anyone know of if it can be reversed or how this is all audited?

I think the rules have changed to "severe permanent disability" so if she can go back to work, then she would not qualify. "want to" and "can" are two different things. I'm not sure if there are any precedents or anything like that here. There is RAP for people with disabilities now, so I'm not sure how this would all play out. I don't know if the CRA and NSLSC share data with each other so I don't know if your wife's student loan account would be flagged.

The old wording was something along the line of "restricting your ability to participate in the work force" which was interpreted to be able to work part-time, but they changed it to severe disability.

Not sure if anyone here has a definitive answer for you. The govt might not even know.

I think the rules have changed to "severe permanent disability" so if she can go back to work, then she would not qualify. "want to" and "can" are two different things. I'm not sure if there are any precedents or anything like that here. There is RAP for people with disabilities now, so I'm not sure how this would all play out. I don't know if the CRA and NSLSC share data with each other so I don't know if your wife's student loan account would be flagged.

The old wording was something along the line of "restricting your ability to participate in the work force" which was interpreted to be able to work part-time, but they changed it to severe disability.

Not sure if anyone here has a definitive answer for you. The govt might not even know.

Hi there,

Is it possible if my doctor confirmed my sever permanent disability and still I am working, NSLSC approved my application?

also, if I quite, and apply, what will happen if in the future I go to work? Is the illegal? Does NSLSC check if I am at work?

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