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Version vom 9. Februar 2018, 14:42 Uhr von 109.200.9.235(Diskussion)(A shop window in Falls Church Virginia advertises payday loans But for some asking for a shortterm loan doesnt really provide a quick fix Instead its a cycle of debt that can trap borrowers for far longer than the next pay cycle No licensee shall char…)

Baddour said the payday loan industry is built to profit from keeping clients in debt. A typical ad for a payday loan. This report—the first in Pew's Payday Lending in America series —answers major questions about who borrowers are demographically; how people borrow; how much they spend; why they use payday loans; what other options they have; and whether state regulations reduce borrowing or simply drive borrowers online.