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On December 9, 2015, the Federal Housing Administration (“FHA”) announced its schedule of loan limits for the 2016 calendar year. The new schedule, effective January 1, 2016, raises loan limits in 188 counties and are a result of changes in housing prices in the respective areas. These loan limits are effective for case numbers assigned on or after January 1, 2016, and will remain in effect until 2017. FHA’s Loan Limits Page. Press Release.