Attain top-of-wallet status

With the ease and convenience of contactless cards, cardholders are more likely to move contactless cards to top-of wallet.

Visa payWave Impact Analysis, Australia and Singapore January 2017

Visa’s Top of Wallet (ToW) model (based on Visa Europe data from 2014 to 2015)

Offer a seamless customer experience

Cardholders find it fast, easy, and secure to tap to pay in seconds.

Enable cardholders’ access to a growing global trend

As contactless continues to gain global momentum, contactless cards offer consistency, providing your cardholders with the same experience at merchants around the world.

How it works

Cardholders can pay with a contactless card by holding the card flat and tapping it at a contactless-enabled checkout terminal. The payment is processed using the same dynamic security technology as with chip card payments, and the transaction time takes seconds.

Look for the Contactless Symbol that signifies a contactless-enabled checkout terminal.

The chip plate on a contactless card is visible on the front of the card.

Inside the card, the chip and antennae communicate with the point of sale terminal to send encrypted transaction data.