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The mortgage broker works with many banks and wholesale banks. They have a lot of financing options and flexible to help a lot of borrowers like with less than perfect credits, low income to qualify for a loan. They can shop for the best rate for the client and that will not cost the borrower more.
Wells Fargo Bank or other A banks rating has limited options and if you have less than perfect credit, you may not get approved for a mortgage even with good income, but if you get approved with them, usually your interest rate is very competitive and low.

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