Group Benefits

Medical

Dental Insurance can be purchased on a group basis and an individual family basis. It works similar to medical insurance because deductibles must be met before benefits are paid. It covers preventative, basic and major services and some plans cover orthodontic services as well.

There are many dental plans available. Dont get confused by your choices, let ADDvantage CARE help you find the right plan that works for you, your family or your company.

In some cases, waiting periods apply so this is the type of plan you want to start early and have in force when you need it.

Life

We offer affordable group policies in all benefit ranges from nationally recognized companies.

Let us assist you in making the best choice for your group from the following types of coverages:

Whole Life
Term Life
Universal Life
Final Expense
Accidental Death

Call us at 1-800-603-0200 to have one of our agents walk you step-by-step through this process.

Disability

Groups, business owners, and individuals can protect their income with disability insurance.

Depending on your policy, up to 66% of your monthly income can be paid directly to you when you are suffering from a disability and unable to work.

Call us at 1-800-603-0200 to get the best coverage for your needs.

Dental and Vision

There are many dental plans available. Don't get confused by your choices, let ADDvantage CARE help you find the right plan that works for your company.

In some cases, waiting periods apply, so it is best to obtain coverage early and have in force when you need it.

Call us at 1-800-603-0200 to learn about your options!

Voluntary Benefits

Life

We offer affordable voluntary life insurance policies in all benefit ranges from nationally recognized companies.

Let us assist you in making the best choice for your employees from the following types of coverages:

Whole Life
Term Life
Universal Life
Final Expense
Accidental Death
Call us at 1-800-603-0200 to have one of our agents walk you step-by-step through this process.

Accident

Have you or a member of your family had an accident or injury that resulted in a trip to the doctor or hospital? Chances are, yes.

Accident Insurance helps you by paying benefits that help you recover portions of the cost involved with the accident. Benefits are paid directly to you and can be used to help pay the doctor, hospital, and deductibles or perhaps just cover some living expenses while you recover.

Whatever your accident insurance needs are, let us help you find the best policy that fits your family's needs. On and off the job policies are available.

Short Term Care

Short Term Disability Insurance makes sence. Like all Disability insurance, it is designed to protect your income by paying you benefits when you are unable to work. Short Term means you will receive benefits for a specific period of time beginning at the time of covered illness or disability and ending when your Long Term Disability Insurance begins. Elimination periods may apply but most Short Term Disability coverage can begin as early as one day after your covered illness or accident and can last up to a year.

ADD-a-Hint: Do not forget to check out Long Term Disability. If you are disabled for a longer period of time then your Short Term Disability Insurance pays, you will be on your own at that point.

Special Note to Employers: Do you have a salary continuance plan, that you pay, set up for short-term absences by your employees? Why not offer Short Term Disability to your employees on a voluntary basis? Now that makes real cents! Call Us When You're Ready and we can show you several ways to introduce Short Term Disability Insurance to your employees at no cost to you.

What happens if you get hurt and cannot go back towork for just one month, or even up to six months or more? Who will pay your bills? This is where disability insurance shines. Depending on your policy, up to 66%25 of your monthly income can be paid directly to you when you are suffering from a disability and unable to work.

Specific coverage periods are available that helps keep the costs of this insurance affordable and sensible to own. Group, business owners and individual policies are available.

Cancer

Nearly one (1) out of three (3) Americans will be stricken by cancer at some point in their lifetime according to the American Cancer Society.

Do you know someone whose life has been changed because of cancer?

There is a need for cancer insurance and the reasons are very simple. Cancer insurance helps cover hidden costs of this illness. It helps you cover your medical plan deductible, out-of-pocket expenses and lost earnings do to loss of work. It helps you recover expenses for travel, food and hotel bills when you must seek treatment options not found in your immediate area.

Whether you are looking for a comprehensive cancer policy or an economical First Occurrence policy, we can help you find the strongest cancer policy from top rated companies that is right for you and your family.

Group and Individual cancer insurance policies are available. Call Us When You're Ready and we will help find the right insurance for you.