SageBrush wrote:I'm not able to reconcile your numbers easily, but if the car was ~ $35.8k before TTL and Colorado rebate, the $34k loan makes sense.

I looked up my TTL for Montezuma county in case it is any help:2.9% state tax on sales price of car0.4% District tax on sales price of car2.1% Ownership tax on 80% of car MSRP

That is substantially lower than El Paso County...more so Colorado Springs in general.

Indeed. Google says

The state of Colorado gets 2.9 percent. El Paso County adds a 1.23 percent tax. If you live in Colorado Springs, you pay another 3.12 percent. If you live within the boundaries of the Pikes Peak Rural Transportation Authority, that entity collects a 1 percent sales tax.May 14, 2016

That adds up to 8.25% if you are within the PP authority

... And ownership tax, another 1.785% of MSRP

For a grand total of 10.035% taxes

The $3200 in taxes you mention would then work out to a $31,888.39 MSRPBut then the $34k loan does not compute. I would expect $31,889.39 + $3,200 - $5,000 = $30,089.39

So either some numbers are wrong, are missing, or the dealership owes you some money.Is an extended warranty hiding in there somewhere ?

Last edited by SageBrush on Thu Mar 01, 2018 9:58 am, edited 2 times in total.

Only other thing I added was Gap insurance, but that wouldn't make the difference. I am going to take a look at things again with the paper work. At this point I am also surprised I didn't have a cargo cover and floor mats in the SV. Apparently options but surprised none the less.