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Employment Law

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My wages are being garnished by a law firm acting for

My wages are being...

My wages are being garnished by a law firm acting for Progressive classic insurance for a 2010 uninsured car accident for which I was at fault. The original amount was $11,000. I paid $2800.., and then I had several years of struggling to keep my head above water. I am just now beginning to have enough money to pay something, but i have not been good about keeping in contact with the law firm, and now they have garnished my wages. Is there a good way to negotiate a settlement amount so that my wages are not garnished? I have about 5 business days before the payroll cycles.

Lawyer's Assistant: Are you hourly or salaried? How many hours do you work each week?

Hourly, 40 hours a week

Lawyer's Assistant: Where are you located? Wage-and-hour laws vary by state.

Oregon

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Hmmm, let me think just a minute...I am a single parent of 2 teenagers. I work for our local county, and our Court, Clerk, and HR are all right here, so this is very embarrassing that I haven't taken care of it before it got to this level. I just felt helpless....now even more so.

Experience: Attorney licensed for 17 years specializing in various fields.

Verified

Yes, you can negotiate with the firm and get the garnishment released although it might not be likely to stop it before the next payroll cycle. You will not have much leverage to negotiate with and the firm will likely not give you much leeway as the garnishment is in place and they are getting their money. But, yes, it is possible to negotiate and get the garnishment released. It is up to this law firm though.

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).