Struggling with debt, whether it be your mortgage, rent arrears or another bank loan? It can be a tough and stressful process, as you endlessly search through your budget with a fine tooth comb, hoping that you might be able to free up some funds somewhere. Thankfully, there are a few

Heavy Feet Are you a regular driver? You mightn’t realise it, but your style of driving could be affecting your car’s economy. People who tend to accelerate hard, brake sharply and drive too fast will be visiting the fuel pumps a lot more often than those who take a gentle

In terms of personal financial health, living outside your means is a very dangerous habit to maintain. Whether that’s to keep up appearances, a love of spending or simply enjoying having the latest gadgets or fashion statements in your wardrobe, you could reach levels of debt t

These days, many Irish consumers will rely on credit in some form or another, whether that be a loan from a financial institution, a PCP for a car and so on. When assessing an application, lenders will look for information that will assure them that you can repay the loan, and that yo

Economiser.ie is a handy tool from the Competition and Consumer Protection Commission, providing you with an accurate overview of your spending habits. The tool allows you to choose from one or more of five categories – Groceries, TV/Telecoms, Mobiles, Motoring and Energy – and after

While we always like to look on the bright side of life and assume that the best will happen, smart people do their best to plan for the bad times. That’s the idea behind a rainy day fund – having savings stashed somewhere so that when the unexpected happens, like your car blowi

Last week we covered the creation of a spending diary to help you figure out what you’re spending money on, and where you can make the cuts. This week it’s the turn of the budget planner – using those diary figures to make a spending plan you can stick to. Firstly, you sho

When you don’t keep an account of your expenses it can be very easy to lose track of what you’re spending, and go overboard. Keeping a running total of everything you’ve bought, and the price, can be tricky, but it is a great step in making sure you don’t waste

Whether you’re saving for a holiday or simply trying to cut down on your costs, follow these frugal tips and you might just find you’ve got more funds to play with. Car care There are lots of ways to cut down on your motoring expenses. When it comes to renewal time for mot