Fraud makes low cost car insurance tougher to come by

Some states are tougher than others to find low cost car insurance in because of their higher fraud rates.

According to new data from the Coalition Against Insurance Fraud, Maine has the highest insurance fraud rate in the nation, with 158 cases per 100,000 people. The organization points out that the national average is 32 per 100,000 people, while Maine's rate was said to be six times higher than in neighboring New Hampshire.

In Maine, the coalition is working with state lawmakers in an attempt to establish an insurance fraud bureau, something it has assisted with in a number of other states as well.

This isn't the coalition's first effort to help policy holders in New England. Executive director Dennis Jay recently appeared before Maine lawmakers to describe some past efforts to fight fraud in Massachusetts, which also has a higher fraud rate.

In that state, according to Jay, law enforcement and other efforts were able to reduce a rampant fraud problem in one city that saved local consumers a combined $15.5 million and improved their access to low cost car insurance by cutting average rates 24 percent.

To learn more about protecting yourself from fraud and saving money on car insurance, visit InsureMe.com today.