(ARA) - As you make your New Year's resolutions, don't forget to make one that can really impact your life. The one resolution that can influence many areas of your life -- your credit score of course. It's important to check your credit score to learn where you stand, so when you need a car loan, home loan, or even a student loan, you have the ability to live the life you want without financial restrictions.

Make 2008 the year you finally check your score and get your credit rating back on track. By viewing your credit activity on a regular basis you can manage any detrimental items that need to be removed or fixed. These actions will create a better rating under your name and benefit you throughout your life. The easiest and fastest way to do this is by going online.

GoFreeCredit.com offers an easy way to check your credit from all three major credit bureaus. You can try this service free for 30 days to monitor any activity and make changes in your life so that your score increases.

Best of all, checking your credit score through GoFreeCredit.com will not have any negative affect on your score. If you use another method to check your score, it's possible that each time a report is accessed; 10 points will be deducted from your score. Here, you can check it as often as you like with no worries.

After the free trail period, you can continue the service for a small monthly fee. Credit monitoring, automatic notification of credit activity and a detailed personal analysis are all included in this service.

Improving your credit increases your options for financial success. Bankruptcies, judgments, collections and past 30-days late payments are the top damaging factors that can negatively affect your credit score and need to be checked now. Additionally, by being aware of the activity on your credit report you can keep a close eye on fraudulent activity and be confident of your financial future.