According to a recent Deloitte study, “Mobile Financial Services: Raising the Bar on Customer Engagement,” 61 percent of respondents cited security as the main reason they did not conduct banking with mobile devices. What did this survey miss about their study's participants and who will benefit most when secure mobile-based banking is the norm?

Not all multifactor authentication techniques are equal. This seems to be lost on some who are responsible for security architecture. One of my reflections on this past summer is that not everyone is aware of the difference between weaker and stronger forms of multifactor authentication. And you may be surprised what form of security they wanted to use.

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