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GENERAL INFORMATION ABOUT FEDERAL FINANCIAL AID PROGRAMS

2018-2019Compendium

The following programs are supported by the Federal Government and are
available at almost any accredited college or university. These programs
are administered by the OFFICE OF FINANCIAL AID at the college, and you
should apply directly to that office. Eligibility for most Federal Student
Aid Programs is based on financial need.
NOTE: As of the date of printing, these programs have been updated.
However, changes may occur during the upcoming academic year.
There are three types of Federal Financial Aid available - but, you
must first apply to be eligible. Begin early by completing the FAFSA
form (Free Application for Federal Student Aid) online at:
www.fafsa.gov or by contacting your school counselor.
THE THREE TYPES OF FINANCIAL STUDENT AID
GRANTS are financial aid that students don't have to repay.
LOANS are borrowed money that students must repay with interest.
WORK-STUDY lets students work and earn money to help pay for school.
Undergraduates may receive all three types of financial aid. Not all
schools participate in the Federal Student Aid Programs or take part in
all the programs. To find out which programs (if any) are available,
contact the financial aid office at the school you plan to attend.
APPLICATION PROCESS
Completing your Free Application for Federal Student Aid (FAFSA) will
generate a Student Aid Report (SAR), which is a result of information
provided in your FAFSA application. The U.S. Department of Education will
send you your SAR, which you should review carefully to make sure it is
correct and complete. Your complete and correct SAR will contain your
Expected Family Contribution (EFC) - the number used to determine your
federal student aid eligibility. If additional information is requested,
be sure to respond by any deadlines or you might not receive federal aid.
You cannot receive Federal Student Aid unless all your information is
complete and accurate. Get free help from your high school counselor,
the financial aid office at the school you plan to attend, or the U.S.
Department of Education at www.studentaid.ed.gov or 1-800-433-3243.
Free help is available any time during the application process. You
should never pay for help.
The fastest way to complete your FAFSA is online at www.fafsa.gov. A paper
FAFSA is available from the Federal Student Aid Information Center (800-433-
3243), from your local library, high school, college or career school; or it can
be downloaded at www.fafsa.gov or ordered at www.edpubs.gov. Whether you apply
online or by paper, your data will be sent electronically to the schools you
listed on your FAFSA.
Contact the financial aid officer at the school you are interested in
attending and ask if you also should fill out any state financial aid forms
in addition to the FAFSA. They will review your SAR and prepare a letter
outlining the amount of aid (from all sources) that their school will be
able to offer you.
If you are eligible for federal student financial aid, each school will send you
an award letter. The award letter tells you the types of financial aid they
will offer and how much you will receive. This combination of aid is your
financial aid package.

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