Net income available to shareholders in the third quarter
fell to $229 million, or $1.56 per share, from $284 million, or
$1.90 per share, a year earlier.

Excluding discontinued operations and other charges,
adjusted net income was $1.24 per share, down from $1.31 a year
ago. Analysts expected earnings of $1.56 per share, according to
Thomson Reuters I/B/E/S.