Protect your vacation from unexpected costs

Audi SQ5 insurance rates

Shedding light on car insurance prices

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Average Audi SQ5 insurance rates

The Audi SQ5 is a luxury SUV that’s surprisingly cheap to insure. The average insurance costs for an Audi SQ5 is $132 a month, or $1,584 a year, just over the national average of $1,300. With a base price of $115,900, the annual insurance cost–to–base car price ratio is 2%, much lower than the national average of 4%.

Building on the clean lines and robust design of the Q5, Audi’s SQ5 offers a blend of luxury and power. This enhanced version of Audi’s popular crossover SUV delivers over 350 horsepower through the Quattro four-wheel drive system and sport tuning. But despite its powerful engine, auto insurance might be more affordable than you think.

Rewards for safe drivers

Basic to comprehensive

Your own dedicated agent

Our top pick: Allstate

Enjoy having your own dedicated agent to help you get the best discounts and coverage.

Compare up to 4 providers

Audi SQ5 car insurance rates

On average, auto insurance for an Audi SQ5 costs $132 a month — or $1,584 a year. While this is only slightly higher than the national average of $1,318, your actual rates may vary. The cost of auto insurance is influenced by a number of driver and vehicle-related factors, one of which is your location. Drivers in Montana pay an average of $2,013, whereas residents of New Hampshire pay closer to $983. This is why it’s important to get quotes from different providers before choosing a policy.

Model

Monthly insurance rate

Base car price

A3

$191.00

$31,200

A4

$191.00

$34,900

A4 All Road

$132.00

$44,000

A5

$127.00

$41,200

A6

$136.00

$47,600

A7

$124.00

$68,800

A8

$191.00

$82,500

Q3

$191.00

$31,800

Q5

$138.00

$40,900

Q7

$197.00

$49,000

R8

$197.00

$162,900

RS7

$191

$110,700

S3

$132

$42,900

S5

$98

$53,100

S6

$132

$70,900

S7

$191

$79,900

S8

$191.00

$115,900

SQ5

$132.00

$53,300

TT

$128.00

$43,500

TTS

$125.00

$52,500

To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

2017 Audi SQ5

10,001–15,000 miles driven yearly

No accidents in the past five years

Anti-theft device on vehicle

Driver located in New York

Good credit

Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

Other factors that can affect your auto insurance rate

Audi SQ5 model year

Vehicle’s trim

Amount of coverage you need

Estimated miles you drive in a year

Vehicle’s safety and anti-theft features

Driver’s credit score and location

Driver’s age, marital status and gender

Driving history in the past five years

Whether the driver rents, leases or owns the vehicle

How to compare insurance for the Audi SQ5

Shopping for auto insurance can be expensive and frustrating, but outside of New Hampshire and Virginia, it’s mandatory. Besides, having the right coverage can provide peace of mind and save both time and money if you happen to get into an accident. While getting coverage for the Audi SQ5 shouldn’t be hard, finding the right policy and provider can be a bit tricky. Here are a few things you should consider when shopping for coverage:

Price. Price is a great way to compare policies, but only if you’re getting quotes for similar coverage. In order to find the best price, create a sample policy with the coverage you need, then compare quotes from different providers.

Minimum coverage. All states except New Hampshire and Virginia have minimum coverage requirements. Before choosing a policy, ensure your state’s minimums are met.

Additional coverage. Beyond standard coverage, many providers offer additional coverage options like personal injury protection or uninsured motorist coverage. In order to accurately compare policies, be sure to include these options when getting quotes.

Extras. No-deductible glass repair and accident forgiveness are two of many policy extras you may come across when shopping for coverage. If these features are important to you, you’ll need to incorporate them into your quotes.

Restrictions. Find out if your provider has any coverage restrictions before purchasing a policy. This can help you avoid any denied claims or gaps in coverage.

Manufacturer offer or loyalty discount. Find out if you are eligible for any manufacturer offers or loyalty discounts through any of Audi’s partnerships.

What factors affect car insurance rates for Audi SQ5?

Insurance providers consider a number of factors when calculating your auto insurance premiums. Since every vehicle is different, the make and model you drive may influence your chances of filing a claim, which could affect the price you pay for car insurance. While the SQ5 boasts a powerful engine and sporty design that could increase the cost of insurance, its great safety and driver assistance features could help keep costs low. Here are a few factors that might influence the cost of insurance for an Audi SQ5.

Body type. The SQ5 is a crossover SUV that is built to handle highways, residential streets, dirt roads and more. Its sturdy design could help reduce the cost of insurance.

Type of car. Theft SQ5 is a luxury performance vehicle that delivers a balance between power and comfort. Its performance tuning and classification as a luxury vehicle could make for higher premiums.

Theft. SUVs are stolen far less than sports cars and sedans, which could lead to cheaper auto insurance.

Repairs. Luxury performance vehicles are often expensive to repair, which could lead to increased insurance premiums.

Safety ratings. While the SQ5 itself doesn’t have official safety ratings from the NHTSA or IIHS, the Q5 was the 2017 Top safety pick. Since the two vehicles are very similar, this could reduce the cost of auto insurance.

Get the cheapest quotes

Compare car insurance companies near you.

Your information is secure.

How do trim packages and extra build options affect insurance cost?

While driver and location-specific factors can both influence your chances of being in an accident or filing a claim, vehicle-specific factors often play a much larger role. Since every vehicle is different, things like performance, safety features and other elements can vary depending on your make and model. But beyond your choice of vehicle, the build options you choose can also affect your vehicle’s performance. Compared to the standard Audi SQ5 3.0 TFSI Premium Plus, here’s how different options might affect your cost of auto insurance.

Trim

Prestige. This trim adds a virtual cockpit with heads-up display, navigation, parking system, top-view camera system and more. The improvement in visibility could help reduce the cost of insurance.

Packages

S sport package. This package adds sport adaptive air suspension and a sport rear differential. The improvement in handling may lead to lower insurance premiums.

Rear passenger airbags. Adding this feature could make your vehicle safer, which may lead to more affordable auto insurance.

Driver assistance package. This package includes cruise control, lane assist, traffic sign recognition and more. Adding it could help reduce the cost of insurance.

Audi SQ5 money-saving safety features

You could save money on car insurance for your Audi SQ5 if it comes equipped with these safety features.

Airbags

Daytime running lights

Anti-lock brakes

Anti-theft device

Surround camera system

Parking sensors

Rear backup sensors

LED fog lights

Electronic stability control

Seatbelt pretensioners

Does the Audi SQ5 qualify for auto insurance discounts?

Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Audi SQ5:

New car discount

Anti-lock brake discount

Anti-theft discount

Passive restraint discount (Airbags, motorized seat belts, etc.)

Emergency roadside assistance discount

Get the cheapest quotes

Compare car insurance companies near you.

Your information is secure.

How reliable is the Audi SQ5?

The SQ5 has only been in production for a few years, so there are no official reliability ratings at the time of writing. However, the Q5 holds a 3/5 star rating according to U.S. News and J.D. Power, which is about average for vehicles in its class.

The SQ5 has only been in production since 2013 and as of June 2018, there has only been one recall since its release. Audi recalled a limited number of 2014-2015 SQ5 vehicles manufactured between May 22, 2013, and April 14, 2015 for an issue with the power steering system that could cause it to shut down in cold weather.

There are almost no common problems with the Audi SQ5, but that could be due to the fact that it hasn’t been in production very long. With that being said, many Audi vehicles have issues with carbon buildup over time, which could lead to decreased power or reduced mileage. However, this problem can generally be avoided with routine service appointments.

Audi SQ5 maintenance

The SQ5 is built to handle all sorts of terrain. From highway driving to navigating dirt roads up to the cottage, this vehicle is designed to be comfortable and reliable. While it doesn’t need much maintenance to keep it running, bringing it in for routine service appointments can help you get the most out of your SQ5. Here’s what to expect in terms of oil changes, maintenance schedules, mileage and more.

Audi recommends an oil change every 10,000 miles or 12 months, whichever comes first. However, if your car is being driven vigorously, you may want to have it changed more frequently.

An oil change for an SQ5 can cost anywhere from $100 to $250. Your actual cost depends on where you have it serviced and how long it’s been since the last oil change.

According to the 2017 Audi maintenance schedule, your SQ5 should be brought in for minor maintenance at 10,000 miles and every 20,000 miles after that. Standard maintenance should be done after the first 20,000 miles and every 20,000 after the initial service appointment.

The 2018 Audi SQ5 gets an average of 21 miles per gallon, with 19 in the city and 24 on the highway.

The 2017 Audi SQ5 comes with a four-year/50,000-mile warranty and four years of 24/7 roadside assistance.

Is an extended warranty worth it for the Audi SQ5?

The SQ5 comes with Audi’s standard four-year, 50-000 mile Audi New Vehicle Limited Warranty. This covers all issues that stem from parts and service plus access to 24/7 roadside assistance. Audi also has the Certified pre-owned Limited Warranty which offers coverage for two years or 50,000 miles, whichever occurs first. While Audi vehicles are generally considered reliable, they can be expensive to repair, especially the higher-end models. The extended warranty can provide additional coverage after your initial warranty expires, which could offer peace of mind as your vehicle ages.

How safe is the Audi SQ5?

According to the NHTSA, the 2017 AUdi SQ5 holds a 4/5 star safety rating. It scored 5/5 in the side crash category, 4/5 in front crash, and 4/5 in a rollover scenario.

About the Audi SQ5

The Audi SQ5 was originally released in 1996 in the European market. The newest model features road noise isolation, stylish interior and effortless performance. The 2017 model has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety.

Insurance companies determine the insurance cost for an Audi SQ5 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Audi shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Audi SQ5 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

Compare Audi competitors

Find out what else Audi has to offer or explore different manufacturers to find vehicles similar to the SQ5.

Bottom line

The SQ5 is a more powerful, sport-inspired iteration of Audi’s popular crossover SUV, the Q5. Building on the Q5’s impressive suite of safety and driver assistance features, the SQ5 adds a number of functional and visual details. Despite the more powerful engine, auto insurance could be more affordable than you think. Find out how much you’ll pay by comparing your options to find a policy that fits your budget.

Frequently asked questions about the Audi SQ5

There is no single best provider for the Audi SQ5. Auto insurance is situational, meaning the only way to find the best provider and policy is to apply for quotes yourself. You can do this by setting up a sample policy that includes all coverage and features you need. Using this policy to get quotes, you can accurately compare prices from different providers.

Yes. The Q5 is slightly less powerful but has almost identical styling and many of the same features found on the SQ5. The Q7 is a step up in size and offers even more luxurious features than the Q5 and SQ5. Although availability is limited, the SQ7 is a performance version of the Q7 if you need even more power.You can learn more about state minimums here, or you can speak with your provider to find a policy that suits your needs. When shopping around, it’s essential to find a policy that fits into your budget but also fulfills your state’s minimum requirements.

Which car insurance provider is best for me?

Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.

Peter Carleton is a writer that covers banking and investing, breaking down what you need to know about where you put your money. When Peter's not thinking about cutting-edge banking apps and robo-advisors, he runs a creative agency and spends his spare time cooking or reading.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

We endeavor to ensure that the information on this site is current and accurate
but you should confirm any information with the product or service provider and
read the information they can provide. If you are unsure you should get independent
advice before you apply for any product or commit to any plan.

finder.com is an independent comparison platform and information service that
aims to provide you with the tools you need to make better decisions. While we
are independent, we may receive compensation from our partners for featured placement
of their products or services. We may also receive compensation if you click on
certain links posted on our site.

Thank you for your feedback.

Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.

Advertiser Disclosure

finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.