Most accountants encourage you to take as many risks as possible in order to build the most amount of money quickly, but that’s not practical and it doesn’t protect your principal. Accountants talk about diversity, stock brokers talk about fast growth, banks offer you government bonds, but everything they offer is based on gambling with your money and charging you fees to do so. They’re offering so-called solutions that gets you nowhere and empties your wallet. You need to be able to trust your financial advisor to walk with you and advise you on how to grow your money, not give it away.