Ive used chips away...they are not good for large areas but not bad for small scratches. I had a black car and the guy left ghost marks where it want polished properly so had to call him back twice. Still not 100% but its better than respraying. Good luck.

^ doesn't matter they are claiming off their own insurance, only time your premium is not really affected is when you claim off a third parties insurance.

Aren't there some policies that its not a claim when its vandalism? Im sure that was First Direct - though that's I who use and I cant remember it being mention. Just remember the ads with the bricks falling in the car!

Wouldnt affect my NCB as its protected and my excess is £50. But I expect the premiums would get loaded, so even with that, its debatable if its worthwhile.