Your 2014 guide to financial risk in the construction industryBy Scott WolfeWhile construction spending grew during 2013 overall, it wasn't quite the rebound originally anticipated. We're now turning the page to 2014, and the industry is excited about lots of positive economic indicators. Are we really on the cusp of a strong market rebound? The answer is probably yes, but the result of that is not as rosy as it may sound. In fact, a rebounding economy is riddled with extra financial risk, and the following presents a guide to understanding and addressing those risks.

Your employee handbook isn't really cutting your legal riskNashville Business JournalMost employers think that a stack of policies, codified into an employee handbook, will reduce their legal risk and make the messy business of managing people easier. But what if the reverse was true? What if the whole drive to make rules was just a counterproductive game of "Policy Whack-a-Mole" that only applied to a tiny fraction of your worst employees?

Employees and your brand: Reduce the risk of reputation nightmaresSearch Engine WatchDo you know what your employees are saying about you and your company online? Do you have a clear social media policy? Do you do any form of social training for your employees? Do you have any idea how your employees are representing your company on social networks? Do you know how to respond when you encounter an employee created social media problem? If the answer to any of the questions above is no, then read on.

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Environmental risk and technology in ERM planningSupply & Demand Chain ExecutiveAccording to the international disaster database EM-DAT, over the past century, the number of natural disasters reported, the number of people affected by them and the cost of damage all increased significantly. As we build more and more infrastructure, and weave singular dependencies into our business networks, we increase risk — whether or not disasters happen more frequently.

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E-cigarettes spark dilemma for employersThe Wall Street JournalTo puff or not to puff? Vaping at work is, so far, a hazy issue for most workers and their employers. While companies want to support workers' efforts to quit smoking, they are unsure about inviting staff to flick on the battery-powered e-cigarettes in the office. Twenty-four states and the District of Columbia ban smoking in the workplace, but only three — New Jersey, Utah and North Dakota — have added e-cigarettes to those laws.

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Insiders commit almost half company fraudsStrategic RiskAlmost half of company frauds are perpetrated by employees. Research by KPMG also revealed that senior management are the biggest offenders. Just under 40 percent of fraudulent cases were committed by management and a further 10 percent by company employees, according to KPMG's bi-annual fraud barometer, which tracked all 283 fraud prosecutions in UK Crown courts in 2013.

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Top 10 corporate risks in 2014Insurance JournalBusiness interruption and supply chain, natural catastrophes and fire/explosion top the list of company risks in 2014, according to the third annual Allianz Risk Barometer.

Mitigate risks in your supply chainBy Sasha ViasashaIf there were no risks, there would be no rewards. Yet customers do not pay for explanations. They demand a steady supply of goods no matter what your individual risks are.

Global CEOs more optimistic of economic recoveryBusiness TodayGlobal economic recovery has been fragile so far. Even as developed economies like the U.S. are showing signs of improved performance, many emerging markets like Brazil and India have begun to underperform. Many say the worst is over but some fear that a lot will depend on how the U.S. Federal Reserve handles quantitative easing. In this situation, what are the main concerns of CEOs across the world? What is their reading of the economy? How are they preparing their companies?

Stressed-out employee in aisle 3Human Resources Executive OnlineEmploying nearly 15 million workers, the retail industry represents one of the largest sectors of the American economy. Unfortunately, many of those workers aren't so healthy. Three quarters of retail employees suffer from at least one chronic condition, according to a new report from the Integrated Benefits Institute. Only 26 percent of employees are getting treatment for their chronic conditions, while the economic impact of poor health costs the industry just over $47 billion annually.