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Caution: Car Repairs Ahead

Car repairs can be stressful. There's the worry about how much the total bill is going to be, plus the inconvenience of being without your car while the repairs are done. Oh, and let's not forget that nagging doubt – will you be treated fairly or ripped off?

Being proactive in making sure you get what you pay for can help reduce the stress. Try these tips.

• Choose a shop wisely. Ask friends or family for a referral, check social media or other online reviews and ratings, or consider using a website of consumer reviews, such as Angie's List, to find a trustworthy shop.

• Review the estimate. There should be a line item for each aspect of the job that has a cost associated with it. A disreputable shop may pad an estimate with tasks that are not absolutely necessary. Ask if there's a less expensive way of achieving the desired result. Also, compare the original estimate with the final repair statement and ask for a clear explanation of any discrepancies.

• Ask about parts. Will they be replacement parts made by the manufacturer of the original parts, aftermarket parts or will the original part be reused? When the repairs are complete, ask to see any old parts that were supposed to be replaced.

If repairs are too costly – or if they're needed at increasingly shorter intervals – it may be time to buy a different car. Find out how easy it would be for a low-cost auto loan from SCCU to put you in the driver's seat!

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