Munich Re for Individual Takaful Plans

About Munich Re The Munich Re Group operates worldwide, turning risk into
value. In the financial year 2007, it achieved a profi t of €3,937m on premium income
of approximately €37bn. With over 38,000 staff at more than 50 locations, it has
become the world‘s leading risk carrier and financial services provider.

With premium income of around €21.5bn from reinsurance alone, it is one of the world’s
leading reinsurers. Its primary insurance operations are mainly concentrated in
the ERGO Insurance Group – one of the largest insurance groups in Europe and Germany
with premium income of almost €17bn.

34 million clients in 26 countries place their trust in the services and security
it provides. The global investments of the Munich Re Group amounting to €176bn are
managed by MEAG, which also makes its competence available to private and institutional
investors outside the Group.

The Munich Re Group is in a unique position to contribute to the sustainable and
secure development of the insurance industry and society. Munich Re has deepened
this long-standing commitment in recent years. Its scope extends far beyond the
role of a pure risk carrier to include risk prevention, risk management and a wide
range of training and consulting services.

Munich Re Re-Takaful at a Glance:

The first foreign
ReTakaful operator established in Malaysia

Composite license
for family and general ReTakaful business

Munich Re’s
Global Retakaful Hub and Centre of (Re)Takaful Competence

Geared to support
takaful operators in their effort to achieve regional and international expansion