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Childcare insurance for childminders

Whether you’re a self-employed childminder or running a private nursery, childcare is a challenging industry. The potential for accidents is always there, and with people relying on you at all times of the day, you need protection – just in case something goes wrong. With Simply Business you can choose a childminder insurance policy that protects you, your premises, and your clients, plus any specialist kit. Just click below to pick up a childminding insurance quote, and put your cover in place today.

Covers

What insurance do childminders need?

Public liability insurance for childminders

Public liability insurance is popular with many professional childminders, providing valuable protection for if someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Other childminders’ insurance

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you, so keep this in mind when choosing your childminders’ insurance policy.

Childminding insurance policy details

Make sure you read your policy documents carefully and that you understand any exclusions that may apply

Try to find out what level of insurance your clients might expect before you decide what cover to buy

If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.