Independence from the way things have always been done.

Our time-tested four-step process sits at the core of how we do business. This process will help guide you, so we can develop the most cost-effective policy to fit your unique needs.We call it the IBA Way.

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Kickoff

It all begins with a conversation. We take the time to understand you and your needs so we can begin outlining a tailored strategy. We ask for more than we need to write a policy, to really understand your business.

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Discovery

Once we outline your needs, we take a deeper dive into the scope of your business. We search for any potential risks in services, products, operations and employees, looking for exposures in every place the business touches.

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Implementation

Next, we take everything we’ve learned through our conversations and audits and work with you to implement the best coverages and operational strategies to help protect your business.

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Monitoring

It doesn’t stop with implementation. We’re with you every step of the way, ready to answer any questions or concerns you might have. We provide quarterly check-ins and continue to monitor your coverage and the industry to ensure you have everything you need.

We’re ready to help.

Contact IBA and talk to Cindy today.

Cindy Davis

Commercial Lines Account Manager

314.384.2897

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Independent Client

THANK YOU again for your proactive role in getting our daughter’s homeowner’s insurance line up when she closed on her condo. It was wonderful to learn when we talked that you had already shopped auto policies for her and were planning to move her from our policy when it renews this month. I have been so happy with the excellent representation we receive from you. It is an exceptionally nice feeling to know you have our back!