Consumer Loans

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When you’re looking to finance a new or used vehicle, or need some extra cash for an upcoming vacation, or even those unexpected expenses, think San Mateo Credit Union. We are convenient, and have solutions to help you with your loan needs. We offer competitive loan rates and terms that will fit into your personal budget.

Auto Loans

Buying a car can be hard work. That's why SMCU makes the experience as easy as possible, with a variety of options that let you choose the
one that works best for you. Whether you use the services of our free personal auto shopper service, buy at one of our Pre-Owned car sale events,
use the convenience of purchasing and signing the papers right at the dealership, or find a car on your own, we can provide
financing with a host of features.

We make financing your next RV, Camper Boat or Motorcycle easy. Finance up to 125% up to 84 months.

Product

APR* as low as

5.75%

5.75%

*

Terms available up to 84 months. The Credit Union may finance up to 125% of Retail Value, including tax, license and optional Mechanical Breakdown Protection, Credit Life/Disability Insurance and GAP. Any and all outside charges and DMV fees necessary to process the loan are paid by the member. Advertised rates are based on credit criteria. Your rate may be higher.

Personal loans can be used any way you wish. It's perfect for purchasing energy-saving appliances, taking a special vacation, or consolidating your bills into one easy payment.

With a personal loan, you receive the funds in one lump sum and pay a rate of interest that is fixed for the life of the loan.

BENEFITS

Save money with low rates and affordable monthly payments

Enjoy loan amounts up to $25,000

Gain peace of mind by taking control of your personal finances

Put the cost-saving convenience of an SMCU personal loan to work for you today.

*APR = Annual Percentage Rate. All loans are subject to credit, income and debt verification qualification. Contact SMCU for more details. Offer subject to change at any time without notice. SMCU is an Equal Opportunity Lender.