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Fixed Rate Personal Loan

Now is a good time to make your plans a reality.

Whether you’re planning home improvements, a new car or the wedding of your dreams – you can turn your plans into reality with a personal loan from us, giving you the financial flexibility you need, at a fixed interest rate.

Features and benefits

Fixed monthly repayments and interest rate for peace of mind

We’ll help you decide on fixed monthly repayments you’re comfortable with to help you plan and budget.

You will also have peace of mind that your repayments and interest rate will not change irrespective of money market fluctuations.

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Flexibility to make additional payments or settle early without penalty

You can settle your loan partially or in full without any penalty or charges.

Please talk to us if you require more information on how to make settlement payments.

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Our fairness guarantee - the rate we quote will be the rate you get (if your application is successful)

Unlike some competitors’ products, our interest rates / pricing will not vary depending on your individual circumstances. Provided your application is successful and you drawdown your loan within agreed timescales, you will be guaranteed to receive the rate you were quoted at the time of application.

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Annual terms from one to five years available for your chosen loan amount

Get a quick quote for a personal loan

Representative Example

Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our calculators.

The results are based on current offered rates for personal loans as of 14 September 2015. These repayment figures assume the loan was drawn down on 14 September 2015 and the first repayment was made on 26 October 2015.

How to apply for a Personal Loan

Apply Online

You must be an existing personal current account customer who is registered for Online Banking. Sole applicants only.

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