I want to withdraw attention towart all the policy takers who are suppose to take policy, just ask a question, Why the 1 years amount is not added in chart on three year stage, just have a look at Chart carefully, as I asked the same question to LIC agent then he stating it's compony cost, which is not justificable at all, rather than taking this policy, I will properly go for small policy with another insurance company. LIC Team, Plz answer.

hello asif your question is correct. but you don't know the basic thing in lic. that is the 3 years lock in period. within that period lic cannot give any amount as loan, partial withdrawal etc. the basic reason behind is the first 3 year premium fully spends as the policy administration expenses like policy bond printing, stamping, insurance cover and agency commission and so many things .