Income and outgoings assessment

FAQs

The assessment is designed to check that you can afford to borrow the amount you have requested in your application and to ensure the loan is suitable, affordable and sustainable for you. This is carried out in your home by your Agent every time you apply for a Provident loan.

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A home credit loan from Provident will require an Agent to discuss your financial income, outgoings and other financial commitments. Available to Republic of Ireland residents aged 18 and over. Written quotations are available on request.

Provident Personal Credit Limited (trading as “Provident”) is regulated by the Central Bank of Ireland