If you are new to credit, this quick 5-minute article should help you find ways to improve your credit score with some easy tips that you can easily keep in mind.

Take out a credit product.

The first thing to do is take out a credit product, such as a credit card or a loan. There is a wide variety of products on the market and it can be confusing to find something suitable for you. You can use a product and supplier like Sean Cole to help you find the best deal on a product that suits your needs!

Keep payments

The best way to do this is to make sure that you have a direct debit set up on your payday so you can make sure your bills are constantly paid as soon as your funds are entered.

Do not get the most out of the credit card

Do not use more than 70% of the credit limit, for example, if you have € 1000 per month, try not to use more than € 700. This will show that you can control the credit facility. When choosing a credit card, consider a product that has tools that help you manage your spending, such as sending automatic notifications to your phone and an application so you can check your balance regularly.

Make sure you are on the electoral roll

This shows stability since you have a fixed location. It shows that you are not moving at all and, therefore, can own and not be renting the property. An important brand for a provider is a person without an established address, since it is known that people take out many credit cards under one address and then pass when GF letters arrive. Being in an electoral role shows that you are trustworthy.

With these tips, you can start to see how your credit score increases over time. To find the best credit product for you to start building, check what we can find in Sean Cole. Let’s increase your score together!