No monthly fee if you meet one of the following requirements during each statement cycle:Maintain a $2,500 minimum daily balance Or Link to your Bank of America Interest Checking® Account (waiver applies to first 4 savings accounts)OrWhen you are a Bank of America Preferred Rewards client (waiver applies to first 4 checking and savings accounts)

$12 monthly fee

No monthly fee if you meet one of the following requirements during each statement cycle:Make combined monthly automatic transfers of $25 or more from your Bank of America checking account to your savings account. Learn howOrMaintain a $300 minimum daily balance OrLink to your Bank of America Interest Checking® Account (waiver applies to first 4 savings accounts) OrWhen you are a Bank of America Preferred Rewards client (waiver applies to first 4 checking and savings accounts)

$5 monthly fee

No monthly fee if you meet one of the following requirements during each statement cycle:Maintain a $300 minimum daily balanceOr Make combined monthly automatic transfers of $25 or more from your Bank of America checking account to your savings account. Learn howOrLink to your Bank of America Interest Checking® Account (waiver applies to first 4 savings accounts)OrWhen you are a Bank of America Preferred Rewards client (waiver applies to first 4 checking and savings accounts)

$5 monthly fee

Transaction limitations

Limits apply to the number of certain types of withdrawals and/or transfers. See below for details.*

Limits apply to the number of certain types of withdrawals and/or transfers. See below for details.*3 withdrawals and transfers each monthly statement cycle with no Excess Withdrawal fee

Limits apply to the number of certain types of withdrawals and/or transfers. See below for details.*3 withdrawals and transfers each monthly statement cycle with no Excess Withdrawal fee

* Important Notice: Federal regulations and the Deposit Agreement and Disclosures limit the number of the following types of withdrawals and transfers from a savings account to a total of 6 each monthly statement cycle (each month for savings accounts with a quarterly statement cycle): automatic or pre-authorized transfers, telephone transfers, Online Banking transfers or payments or, if checks or debit cards are allowed on the account, check, draft and point-of-sale transactions. If you exceed these limits on more than an occasional basis, we convert your account to another type of account and your account may no longer earn interest.

Annual Percentage Yield (APY) differs depending on balance in account and is accurate as of 03/31/2015. These rates may change at any time without prior notice. Fees could reduce earnings on the account. For more information view our Rewards Money Market Savings Rates.

3.

Annual Percentage Yield (APY) is accurate as of 03/31/2015. These rates may change at any time without prior notice. Fees could reduce earnings on the account.

4.

Upon enrollment, we will round up your MasterCard or Visa debit card purchases to the nearest dollar and transfer the difference from your checking account to your Bank of America® savings account. We may cancel or modify the Keep the Change service at any time without prior notice. Keep the Change is not available for Small Business debit cards.

Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.

If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.

Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. These ads are based on your specific account relationships with us.

Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.

If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.

Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. These ads are based on your specific account relationships with us.