Me and my friend purchased a flat in one of the condominium in KL.We are foreigners.
1) Bank released full loan amount to builder.
2) After long time builder refused to give the keys until we pay the penalty for late payment of loan release from bank.
3) We approached bank to settle the issue with builder.
4) Bank is taking their own time to process and claiming they paid the loan amount to builder on the scheduled time.

kindly suggest me whether I can approach legally with Banker and Builder. Because from 5 months we are paying bank installments but we haven't received the flat key.