Job Details

Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the lossesCore ResponsibilitiesThe successful candidate will be responsible for developing, analyzing and executing ideas and initiatives designed to achieve business growth and loss mitigation goals.Day-to-Day ResponsibilitiesDriving credit risk policies in any of the following areas authorizations, underwriting, existing customer managementTo define, analyze, implement, and monitor credit risk strategiesMust have capability to clearly communicate analysisPresentations to both technical and non-technical personnel are required to be made frequently as part of the jobAbility to work efficiently in a matrix environment balancing between both business and functional interactions and prioritiesKey DeliverablesTo clearly formulate analytical hypothesisPerform ad-hoc analysis to support it, communicate results clearly, and understand cause and effect relationshipsSupport approved strategies through implementationAbility to manage multiple priorities QualificationsRequiredEducation Bachelor s degree in a quantitative discipline Mathematics, Economics, Operations Research, StatisticsExperience 5+ years of relevant experienceCertifications NASkillsStrong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problemsGood programming skills in advanced SAS and SQL in mainframe, UNIX and PC environmentsHighly proficient in Excel/pivot tables and PowerPointOtherExposure to project/process managementStrong communication and presentation skills targeting a variety of audiencesA qualified candidate needs to be able to work with cross functional teamsCreates and sustains a network of strong client relationshipsFlexibility in approach and thought processAbility to work effectively across portfolio risk policy teams and functional areas teamsStrong influencing, negotiating, and facilitation skillsAnalytical mindsetPreferredEducation Masters degree in a quantitative discipline Mathematics, Economics, Operations Research, StatisticsSkillsCredit card industry experience especially in an analytics or policy role is preferred Degree: MBA/ PGDM