Category: News

The average household power bill would be cut by hundreds of dollars a year by the end of the decade as a result of the new projects built under the RET, says Clean Energy Council Chief Executive Kane Thornton.

“The industry is on a high after a record year for both large-scale renewable energy and rooftop solar power. Large-scale renewable energy projects adding up to more than $10 billion in private investment were either under construction or committed during 2017. And another $2 billion was invested in rooftop solar power panel,” Mr. Thornton said.

“We are now looking forward to several really big years of job creation and economic activity as the industry builds out the rest of the RET. The good news is that these wind, off-grid solar and bioenergy projects entering the system will help to reduce the power bills of mums and dads, big power users and everyone in between.

“Renewable energy is now the lowest cost type of new power generation it’s possible to build today, but it is competing against old and increasingly unreliable coal-fired power stations that were built by taxpayers many decades ago. This is why the RET has been so important,” he said.

The Federal Government also announced that enough projects were either under construction or sufficiently advanced in the development process that the RET would be met by 2020.

“This achievement reminds us of the importance of long-term policy with bipartisan political support. While the RET has delivered on its promise, there remains significant policy uncertainty beyond 2020,” he said.

“We urge the Federal Government and all political stakeholders to work quickly and constructively to establish policy and regulatory settings that will provide continued investment confidence for the coming decades.”

Mr.Thornton said it was important to recognize the contribution of a variety of state and territory governments, which helped to provide additional incentives for new renewable energy when the industry was experiencing significant uncertainty after an extended review of the RET.

Retirement planning is the right allocation of savings for the retirement. It helps to achieve financial independence after retirement. One can retire comfortably with the right type of planning for retirement solutions. Start saving early so that you can enjoy your life.

Retirement planning involves identifying the sources of your income, estimating the expenses, and employing the right saving program, as well as managing the assets. Individuals start putting aside some of their current income for long-term savings and investment.

planning for retirement

There Are Several Reasons Why You Should Plan for Your Future. Some of Them Are:

Spend Your Retirement Years the Way You Want

Many individuals start saving early so that they can spend the retired years the way they want to. Every individual may have some goals in life and retirement is the best time to fulfill your goals and transform your dreams into reality. You can be financially sound to be able to achieve your goals.

Taking Care of Your Kids

Many people face a lot of financial difficulties just because their parents did not plan for the retirement. No parent wants to be a burden on their children. As a parent, you should protect your child’s future by planning your retirement. Being a parent, you should be able to take care of your finances and live a happy life with your kids.

Better Health

Almost all the people face health problems when they get old. There may be some situations where you cannot work anymore and at that time, savings can help you make sure that your health is good. You can take care of your medical expenses even after the retirement.

Avoid Work Pressure after Retirement

After working for long years, you may not want to work any longer when you grow old. If you prefer not to work after retirement, you should start saving from your early years. If you do not prepare for retirement, you may have to keep working to fulfill your requirements throughout the life.

Retirement Planning

It is essential to hire the best consultant to plan your retirement in the best possible manner. A professional will help you realize your dreams that you have for your retired years and help you make sensible decisions for your financial future. You should do some research over the internet and choose to hire the best consultants. Whether you’ve a lot of money or have a limited budget, you should start saving during your early years so that you can have a peaceful and comfortable life after the retirement. During the young age, the risk taking capacity of an individual is higher. Moreover, the financial commitment during young age is lower as compared to elderly people. There are a lot of options to save for your post retirement years. So, what are you waiting for? Start looking for the best agencies that can help you with retirement planning so that you can enjoy this period to the fullest.

Every person wants to live a healthy and comfortable life during the elder years of their age. Retirement planning ensures a peaceful and happy retirement time. You can save money and secure your future with early financial planning.

Carefree Retirement is a one stop destination for all your financial planning solutions. The advisors plan the best retirement for the clients and help them live a comfortable life during the retirement years.

The walk of faith is the lifestyle of every Christian. The earlier you realize this, the better for you. The reason is that you’ll be confronted with several challenges along your path. Amidst these, your testimony must remain consistent with what God has said. The Bible says, And being not weak in faith, he (Abraham) considered not his own body now dead, when he was about a hundred years old, neither yet the deadness of Sarah’s womb. He staggered not at the promise of God through unbelief; but was strong in faith, giving glory to God (Romans 4:19-20).

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People laughed at and made a mockery of Abraham, yet, he kept testifying that God has made him the father of many nations and his wife, Sarah, mother of princes. In the end, his tongue-work produced for him a son just as the Lord had said. Moreover, the Bible says, And they overcame him by the blood of the Lamb, and by the word of their testimony, and they loved not their lives unto the death. (Revelations 12:11 KJV).

Though the devil accused them day and night, they overcame him by their testimonies. Your testimony is your victory! You can’t afford to be swayed by what you see, feel or hear; otherwise, you’ll begin to talk like ordinary men.

2 Corinthians 4:18 says, While we look not at the things which are seen, but at the things which are not seen: for the things which are seen are temporal; but the things which are not seen are eternal.

When you walk by faith, your words may sound foolish to the spiritually undiscerning but you’re speaking the wisdom of God. The Bible says, But the natural man receiveth not the things of the spirit of God: for they are foolishness unto him: neither can he know them, because they are spiritually discerned (1Corinthians 2:14).

So put your tongue to work and build your life strong as you testify of the Lord’s goodness every day.

When you want to chart a new course, create new vistas, attain a new level of prosperity, or set new goals for growth, you have to learn to use your mind. Your mind is a tool that can be disciplined. You can teach it to focus in one direction, instead of vacillating in thoughts. This way, you’ll be able to use your mind to prepare your heart to accomplish greater things.

Isaiah 26:3 says, “Thou wilt keep him in perfect peace, whose mind is stayed on thee: because of he trusteth in thee.” By staying your mind on the Lord, you’re disciplining your mind to focus on the Word of God concerning you and what you’re doing. The result is that you’ll experience the extraordinary peace of God that gives rest and prosperity.

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Take your mind away from anything and everything that distracts, and focus your attention on God. Choose to only be around those who love the Lord, and discuss only with those who’ll inspire you. Keep away from people who’ll deflate your faith, and try to talk you out of what you want to achieve. Set time aside for study and meditation on the Word. To stay your mind on God, you have to stay your mind on His Word. Joshua 1:8 says, “This book of the law shall not depart out of thy mouth; but thou shalt meditate therein day and night, that thou mayest observe to do according to all that is written therein: for then thou shalt make thy way prosperous, and then thou shalt have good success.”

In addition, speak in other tongues at every opportunity you have to be alone because you’re about something; you want to birth new visions and ideas. Keep at it, and soon enough, you’d receive the note of victory in your spirit and know that everything is settled, “And the peace of God, which passeth all understanding, shall keep your hearts and minds through Pastor Chris Jesus” (Philippians 4:7).

Work Place Violence Prevention Program

“If I ever got the chance I’d kill my boss before he knew what hit him.” Do you have a plan and policy that allows you to address this statement from an employee who receives a poor performance appraisal? The recent active attacker tragedies at Douglas High School in Parkland, Florida, the Baptist church in Sutherland Springs, Texas, the Mandalay Bay outdoor concert venue in Las Vegas, Nevada, and the Pulse Nightclub in Orlando, FL, all had at least one commonality: Each of those sites was somebody’s workplace. Does your bank have a program to recognize, report, and respond to the risk of workplace violence (WPV), and a strategy that views every employee as a part of the solution to this increased risk? The safety of your employees should be your highest priority. The startling statistics of WPV serve as a catalyst for business leaders to commit to building a program before their risk becomes a reality.

The Data Behind the Risk:

Nearly 2 million US workers are victims of workplace violence (WPV) each year

Murder is the #2 cause of workplace death for women

Domestic disputes that spill into the workplace are the major root cause of WPV

30,000 sexual assaults per year happen at work

WPV lawsuits cost companies an average of $500,000 per out-of-court settlement

Workplace assaults cause over $120 billion in annual losses

Experts Recognize Four Types of Violence at Work:

Type 1: Criminal with no connection to the business enters to commit robbery or other crimes (banks were robbed over 4,000 times in 2016)

Type 2: Violence directed at employees by customer or others to whom the business provides service

Type 3: Violence against a co-worker by a present or former employee

Type 4: Violence by someone who doesn’t work there but has a personal relationship with an employee

The most common category of WPV is Type 4. While banks are anomalies because they are targeted for robbery (Type 1), bank leaders who ignore the reality of the other three types do so at their own peril.

Defining Workplace Violence

A commitment to reduce the risk to your bank, its employees and its reputation, begins with defining WPV for your business. Experience and legal precedent favor a broad definition that includes any conduct on company premises or while conducting business anywhere when such conduct is intended to cause physical harm to a person, or property. Conduct, both physical and verbal, intended to negatively impact the safety or security of your bank should be included. A broad definition allows your Legal and Human Resource units to address problem behavior early and swiftly supported by written policy. Further, an inclusive policy sends a strong message to all that the bank will not tolerate fear in the workplace.

Your bank’s WPV policy should include threatening behavior. Again, this facilitates the quick administrative resolution of unacceptable conduct with the potential of rapid escalation to violence. Communications or actions intended to arouse fear, hostility or intimidation, or the apprehension of harm in your employee or any bank “protected person”, their family, friends or co-workers, clients, or property need to be within the scope of WPV at your bank. This covers conduct such as an employee “keying” the car of a co-worker in a parking lot, a disgruntled teller stating that she knows where her manager lives and “might have to pay him a visit”, or a loan officer suggesting to an angry customer that they settle their dispute “outside, one on one.”

A WPV policy that includes threats, by definition, includes the upward trend in stalking, both the physical and the cyber varieties. Recent data shows that as many as three out of five new relationships begin online, so it stands to reason that those who meet online may also break up, fight, and threaten each other online. Since we know that domestic disputes are a major root cause of WPV, develop a strategy that encourages employees to share restraining or protective orders with HR, management or security. Too often, corporate culture views such matters as entirely personal, but when potential violence is concerned, you may be held liable for failing to secure your workplace.

Workplace Violence Training

Now that you’ve defined WPV and threats it’s important to articulate who is a “protected person” under your policy. Again, broad inclusive language lets it be known that you have zero tolerance for anyone to feel threatened while under your care, and, it facilitates rapid handling of a potentially violent scenario. Employees, visitors, customers, vendors, and contractors should all feel safe while interacting with your bank whether they are working or dealing with you on or off-site. For example, a client who calls in for customer service and is threatened by one of your employees while on the call should be treated as a protected person.

To engage all employees as stewards of your business who are equally responsible for safety and security, teach them the “Three R’s” of WPV: Recognize, Report, and React. Everyone should learn to recognize the early warning signs of violence. Reporting concerns should be easy, even anonymous, and facilitated through multiple reporting options. The ball is in your court once you receive the report and you must have a process to act credibly, professionally, and swiftly. Reacting to an actual violent incident should be trained through informal sessions where short videos such as the Department of Homeland Security “Run, Hide, Fight” concept is portrayed. In the next installment of this article, we’ll further explore the “The Three R’s” in depth. Remember, after every incident, a co-worker or manager says they knew something was wrong and they wish they had acted; Don’t you be that person.

Originally published in http://www.bankingexchange.com/news-feed/item/7442-workplace-violence-it-could-happen-here?Itemid=638 and written by Frank Figliuzzi, the Chief Operating Officer of ETS Risk Management, Inc., and consults with global clients on Workplace Violence, Insider Threat, and Investigations. Frank was the FBI’s Assistant Director for Counterintelligence and served as a Special Agent for 25 years. He then joined General Electric where he led corporate Workplace Violence Prevention and Investigations. Frank also works as a National Security Contributor for NBC News.

Hello guys, how are you? I hope that all of you are ready to learn something new about music instruments. Well, today I am going to discuss some interesting styles of bluegrass mandolin. If anyone here is new in music and doesn’t have any knowledge about these popular types of mandolins then; don’t worry. Get ready to learn!

Mandolin – An Introduction

The mandolin is a string melodic instrument in the lute family. It is generally played with a pick or plectrum. Usually, it has four pairs of doubled metal strings tuned as one. The paired strings are ordinarily tuned in a progression of perfect fifths. It is the soprano individual from a family of mandolins. The mandolin is analogous to the violin where the mandolin is analogous to the viola.

Bluegrass Mandolin

It is a type of mandolin playing most commonly heard in bluegrass bands. You can see mandolins in numerous shapes and sizes but all are not suitable for bluegrass playing. Usually, there are one or two styles that bluegrass mandolin players can choose. Both have flat or nearly flat backs and arched tops. There are generally a-style and f-style mandolins.

A – StyleMandolin

This A-style mandolin has a teardrop-shaped body generally having a round hole. This type of mandolins generally has a fuller, sweeter tone. Sometimes the tone can be described as woody, depending on the type of wood used to make the instrument.

F – StyleMandolin

It is a more stylish mandolin with a spiraled wooden curl on the upper side and a couple of points on the lower side. The f-style mandolins have the brightest, most penetrating sound. The f-style mandolin is used to have a clear sound and has enough power to play in jam sessions around campfires.

The Bluegrass Mandolin-Style

From the beginning, the mandolin has been a core instrument in Bluegrass Mandolin. It can be used with guitar, fiddle, banjo, upright bass, and sometimes dobro. Each of these instrument has a specific part to play in the performance of bluegrass music. There are three styles which commonly used :

Rhythm

This type of music is poly-rhythmic in which each instrument in the band adds to the musicality of the tune in its own particular manner. This mandolin has a high toned string which makes its contribution with a technique called a “chop,” also known as chunking. Snare drum like chords is played on the second and fourth beats of each bar (or the second and third in the case of 3/4 time). By releasing the pressure of the fingers shortly after striking each chord, the chops create a driving, percussive effect.

Fill and Backup

Bluegrass singing normally consolidates long-held notes and sometimes pauses for extra “turnaround” notes at the end of lyrical lines. Mandolinists, play straightforward harmonies, countermelodies or delicate cleaving in behind the singing, and alternate contributing striking spontaneous creations and “licks” amid the pauses and turnarounds.

Breaks, kickoffs, and endings

This American style music is determined by songs with simple, clear or straightforward verses and choruses, scattered with instrumental impromptu creations called “breaks” provided by melodic instruments, including the mandolin. Breaks are synonymous with playing a solo. A decent mandolin break may stick reasonably to the song of the tune, or it might be all impromptu creation around the chord progression. In most of the cases, the mandolin player will include components of the song, supplemented by the act of spontaneity and chording. Kickoffs (which lead the band to a tune) and endings are like breaks, however, are typically shorter.

The industry for storage unit rentals is still growing, particularly in many places of the country. A storage unit is basically a smart way to organize your home or your business and company prices vary so it’s necessary to learn how to look for the best deal on a particular unit. If you’re living in Austin, you can choose among several great units or facilities for your storage space. You may ask why but getting your own Self Storage near me unit can save money and can offer the convenience of getting space-saving rewards.

To shed light on storage units, they may come as any trailer, box or container that is leased by the owner for storage space. Clearly, thousands of people are benefiting from them. There are several types of storage facilities that you can choose from which include block buildings, metal ones, stick and other multi-level buildings. If you happen to reach a decision in investing with the city’s storage units then opting for an ideal one that matches your needs and your budget is essential. However, make certain to know what to consider first. At the outset, you need to understand the whole process of obtaining a storage unit because you’re typically dealing in property business. It’s best to know how much space you need and how much you are willing to spend. Then, you can check out some local white glove storage companies in Austin and assess some of the units personally to see if they are what you have in mind. Better yet, you can conveniently go online to look for sites that many storage companies own where you can see details and pricing range of the units. You can even compare and eventually decide for the best by reading various reviews and ratings from previous clients or buyers. You can check out some of their detailed and honest reviews on Yelp.com and here are some of their safekeeping experiences.

I have a lot of stuff that needs to be stored. Things like a 10×10 tent for festivals, boxes of schwag, funny costumes from multiple photo booths… the list goes on and on. And since Sir Nicholas doesn’t like our living room to look like we are always moving I had to get a storage unit. I initially choose Broadway self storage Austin based simply on location and price. But I do really enjoy some of the things they offer like the use of a dolly and freight elevator if you are on upper floors or the ability to have them accept your packages AND put them in your storage unit as long as they have a key.

The hours are kind of like traditional businesses so if you need late night access you should probably go with another space. But my 5 x 11 space is under $100 and I I didn’t have to sign any sort of lease or contract so I’m definitely happy with this place for storing my stuff. – Tiffany N.

What merits five stars is this: a couple of days later, we got a call from Moving Center. We’d left a few CD cases in the cab of the truck. I expected to be charged a fee for not clearing our stuff out. But they kept them aside for us, and we picked them up the next day. I believe other rental companies would just toss such things into lost and found and leave it to us to figure it out and call them. It was nice that they put in the effort to figure out who rented that truck last and to hold our items for us. – cherie c.

Van Lines helped us move some furniture between houses. They were very professional and took very good care of our furniture. I highly recommend them for any of your moving needs. -Eric M.

Overall, the importance of finding an off-site unit for your space and organizing needs remains high in Austin and investing in great short term storage units clearly reveals many advantages.

Compliance Monitoring activities must result in operational benefits – if they don’t then let us help you transform your compliance approach into a real asset. Our deeply experienced Quality professionals have spent years delivering and continuously improving processes and products that result in operational efficiencies and scalable growth.

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Weddings are continually going to be a paramount day. For some, it is the most vital day of their whole life and that practically says everything that can be said in regards to it.

While the day itself is supernatural, there a great deal of pragmatic contemplations that make it so. Wedding days are about the improvements, the visitors who will be a piece of this occasion, the Outdoor Wedding Venues sustenance, the singing and the moving, the main move of the wedded couple et cetera. In any case, the one thing that is basic to these and something which makes this happen is the wedding setting. The setting is the thing that in the end chooses what number of visitors you can welcome, what sort of improvements you can have and what kind of moving festivals you can have.

Since the setting chooses everything else, with regards to arranging the most significant day of your life, you will think about a considerable measure of components.

The essential number that chooses the underlying rundown of conceivable wedding settings is the wedding size you are focusing on. You are searching for a wedding scene that will suit every one of the visitors that you intend to welcome, with enough space for astound participants. On the off chance that you will have a little measured wedding with simply your closest companions and nearest relatives at that point pick a little scene or run with a setting that suits the extent of your gathering.

If you don’t mind recollect however that you don’t overestimate the participation and get a tremendous wedding setting! The issue with running with something to that effect is that regardless of whether everyone who guaranteed to come shows up at the wedding, the wedding corridor will even now look discharge and the wedding photographs will look dull and no one needs that.

When you have discovered the wedding scene that fits the extent of your wedding party, next you are looking through that one setting which fits your financial plan. You need to have an enchanted day, not a day that you will recollect as the day that discharged your life reserve funds! This is likely the most Wedding Venues Tee Times Online troublesome part about weddings yet you need to practice restraint and pick a scene that matches your financial plan. When you are perusing for wedding settings, you will see a few scenes which will take your breath away. Oppose that desire to book it and run with what your financial plan permits.