The purpose of this article is to apply the GenIQ-enhanced Regression Model to show “How to Make the Best Credit Score Even Better: FairCreditScore GenIQ-enhanced.” To make the best credit score (FairCreditScore) even better the GenIQ Model only uses the FairCreditScore variable. FairCreditScore (FCScore) is a number, based on statistical regression analysis of persons' credit reports, used to represent the creditworthiness of a person, i.e., the likelihood of a person will pay his/her debts. Specifically, FCScore is the primary score used throughout the money lending industry, chiefly based on credit report information from the three major credit bureaus. First, I provide a detailed Illustration of the GenIQ-enhanced Regression Modelusing a simple two-variable logistic regression model. If the GenIQ illustration piques your curiosity, I would be glad to email you, just for the asking: “How to Make the Best Credit Score Even Better.”

For more information about this article, call Bruce Ratner at 516.791.3544 or 1 800 DM STAT-1; or e-mail at br@dmstat1.com.