Shop the aisles for what you want and bring merchandise to the layaway counter.

Bring to the layaway counter to start your layaway contract and make the down payment.*

Make payments every two weeks in-store or online. Length varies by contract.

Pick up your items after your final payment.

Requires down and biweekly payments. All fees nonrefundable. Cancellation fees apply. No cancellation fees in Ohio. Not available at all Kmart stores. 12-week layaway option available only on in-store purchases of $300 or more. Exclusions apply. See associate for further details.

AVAILABILITY

ONLINE & in-store

in-store ONLY(with a total purchase of $300 or more)

Option

8 week

12-week

Service Fee *

$5

$10

Cancellation Fee *

$10

$20

Down Payment*

$15 or 10%
(whichever is greater)

$30 or $10%
(whichever is greater)

Biweekly Payments

4 easy payments
(of balance due after down payment)

6 easy payments
(of balance due after down payment)

* Except where prohibited by law, in which case the down payment would be less than the amount shown above. See stores for state specific fee limitations. Down payment includes a $5 Service Fee for an 8 week contract and a $10 Service Fee on a 12-week contract. No partial cancellations are permitted. Cancellations can be made only in the store where you opened your contract.

how it works

Select your desired option.

option8 week*12-week*

purchase amount

down payment
today, then

4 easy payments
over the next 8 weeks made bi-weekly

completion date

* Except where prohibited by law, in which case the down payment
would be less than that amount shown above. See stores for state
specific fee limitations. Down payment includes a $5 Service Fee on an
8 week contract and a $10 Service Fee on a 12-week contract. No partial
cancellations are permitted. Cancellations can be made only in the store
where you opened your contract.

8 week sample payment plan

purchase
amount

down
payment *

4 easy
payments

total
payment **

$100

$15

$23

$105

$200

$21

$47

$205

$300

$31

$69

$305

$400

$41

$92

$405

12 week sample payment plan
only available in-store on purchases $300 or more with a $10 Service Fee

purchase
amount

down
payment *

6 easy
payments

total
payment **

$300

$31

$47

$310

$400

$41

$62

$410

$500

$51

$77

$510

* Equals $15 or 10% of total payment whichever
is greater for 8 week plan or $30 or 10% of total payment whichever is
greater for 12-week plan. Down payment includes Service Fee except where
prohibited by law.
** Total payment includes $5 or $10 Service Fee except where prohibited
by law, in which case the total payment would be less than the amount
shown on the chart.
** 12-week payment plan option only available in-store for purchases of
$300 or more with a $10 Service Fee. Not available at all Kmart
locations. See associate for details.

It's our free program that rewards our best customers. As a Shop Your Way Rewards customer you earn Points when you buy the things you want and need. Then you redeem those Points online or in store at Sears, Kmart, Lands' End, the great indoors, Sears Home Services, Sears Auto and mygofer. The more you shop, the faster your Points and special benefits pile up. It's a simple, fun and exciting way to shop.