If you were asked to name the banks that increased staff in the City of London most last year, chances are you wouldn’t settle upon Credit Suisse. However, the Swiss bank hiked UK registered headcount by 6.4% in 2015 – more than any of its rivals.

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RBS is such a mess – letting reasonable permies go and keeping on some of the worst contractors in the business that I’ve seen in my two decades in IB. They don’t stand a chance when they have such grotesquely incompetent staff working against the organisation.