A few days ago I predicted that people in the private economy would quickly get to work to find ways around the Obamacare debacle. I came up with a few ways they might do that, from family re-definition to buying black market insurance from Canada. But of course, the big idea is something I didn’t think of, yet spotted on a tv commercial a couple of days ago. This idea is prepaid care from a large medical group. It’s not “insurance” from an “insurance company,” so it looks like Obamacare does not apply. (In fact, the pre-paid care model is how the Blue Cross plans got started back in the 1920s.) A group in this area called AMG is now offering unlimited doctor visits for a flat pre-paid fee of $79 per month [Ed. the cheapest plan is $89 per month], below even the cheapest Obamacare subsidized plans for people making as little as about $30,000. OK there’s no pediatric dental coverage, and no maternity care for young men. More importantly, it doesn’t cover hospitals, but your risk of needing hospital care is small and if you have the big accident they have to treat you and you can just not pay the bill. Not perfect, but clearly a far better solution for many many young people than the Obamacare ripoff.