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How Health Insurance Works

Have questions about how health insurance works? You've come to the right place. We've covered the basics of health insurance for you below. We explain the differences between deductibles, coinsurance and copays, in-network and out-of-network benefits, HMO and PPO plans and more.

What you pay

Figuring out your share of the cost for health care can be confusing. Find out what you pay and what your health insurance pays.