Nothing is really free. To get report, for example, you must provide Identification and delivery mechanism.

To get good credit, you need minimum of three forms of making payments, not purchases already. One can be a student loan - timely paid. One cannot be bought a car. One can be made car payments. Owning car (having assets) has no credit.

If you apply for credit, such as major CC, and are turned down, they are required to provide you on demand, for free, the credit report used, likely one of the top three suppliers.

Gift cards are not a new concept - it's been around for a very long time. Undoubtedly, over the past you have received such a card or purchased one for a friend or relative. Are you aware that you've been feeding the machine? If not, read on :)

As computers become more powerful, jobs will be replaced with artificial intelligence, leaving no place in the future for humans in the workforce. In the oncoming technological revolution, the staggering change to human mind labor will prove the ski…

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