An "insider" has offered up a few explanations for why they are choosing to move out of their current home in favor of renting in a fancier neighborhood.

A.) Melissa wants to "one up" Teresa Giudice. (Really? Imagine that.)

B.) Melissa and Joe may possibly get kicked out of the home they live in now, so they kind of have to move out.

C.) The move is nothing but a desperate attempt to "cover up" their financial woes.

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Hmm. All of those reasons sound fairly viable. But whatever the case may be for Melissa and Joe trading up their zip code, I think the general consensus will be that it's a bad decision no matter how you look at it.

First of all, renting one house when you're paying a mortgage on another can be pretty taxing on your bank account, even when you're a reality TV star. Sure, it sounds like a fun idea and all, but considering the source says, "Melissa and Joe are borrowing money left and right just to stay afloat," adding another huge expense into the mix just seems like a horrible idea.

And then there are the claims about the two of them being in serious debt. Supposedly back in 2007, the couple took out a $2,250,000 mortgage on the home, which they only initially paid $450,000 for. Um, I'm no math whiz, but something just doesn't add up there, right?

Yeah, Melissa and Joe may be able to fake living a luxury lifestyle for the sake of the Real Housewives camera crew, but at some point, their real lifestyle is going to catch up with the fake one. When that happens, they may find themselves in a financial hole so deep, they'll never be able to dig out.