Required Insurance

As a broker we discuss with you your business' needs, look at areas where you may face risks and determine the best cover solution for your business. We then use the information we've gathered from you to approach the best underwriters that can offer the correct cover for your particular business at the most competitive price.

Public Liability

Covers you for financial loss owing to a successful claim made against you for injury or loss/damage to property belonging to a third party.

Public liability insurance up to £10,000,000 - higher limits available.

Products Liability

Covers you financially for successful claims brought against you for personal injury or property damage caused by a product your business designed, sold or supplied.

Products liability insurance up to £10,000,000 - higher limits available

Employers Liability

A majority of employers are legally obliged to obtain employers' liability insurance. Whether you employ staff on a full or part-time basis and regardless of whether they are paid or voluntary.

Employers liability insurance standard limit £10,000,000

Optional Cover Extensions

Click a listed option for more information such as why you may or may not need this extra cover.

Do I need public liability insurance?

Whilst not a legal requirement we highly recommend you obtain this cover to protect you against the costs and damages claims arising from a negligent act causing injury or damage to a third party. It gives you that peace of mind to know that in the event of a claim you have your insurer defending and protecting you.

Is business insurance a legal requirement?

Most business insurance is not a legal requirement, however, we do highly recommend you obtain this cover to protect you against the costs and damages claims arising from a negligent act causing injury or damage to a third party or resulting fire, weather related incidents or a break in. It gives you that peace of mind to know that in the event of a claim you have your insurer defending and protecting you.

The only insurance that your business is legally obliged to obtain is employers liability and vehicle insurance.

Can I pay in monthly instalments?

You can pay monthly subject to your status and the size of the premium the credit charge and terms will vary.

What if I need to change my level of cover?

As an existing client you can call or email us with any changes during business hours and get advice on the changes you wish to make.

If I need to make a claim who should I contact?

First and foremost always contact your insurer, should you need assistance or advice following that call speak to your broker who will be happy to assist you where they can.

Business Vehicles

Comprehensive, third party, fire & theft or third party only cover arranged for your business' vehicles or commercial fleet.

Help with choosing the right cover options for your business.

Professional Indemnity - Design & Construct

Insurance cover for businesses that use an element of design or specification within their contractual work. Whether or not your design or specification work is carried out by a third party, you may still be liable for the consequences of errors or omissions in the design or specification. Your risks can be covered by a Design and Construct professional indemnity insurance policy.

Contractors All Risks

Provides cover for damage to property and also damage or injury to third-parties. Damage to property can include incorrect construction, renovation damage or damage to temporary work on sites. C.A.R. policies are typically taken out by both the contractor and the employer and may have others such as finance companies named in the policy.

Commercial Combined

A comprehensive cover solution that ties together all the most common cover policies into one single easy to manage policy. It was primarily designed for small business owners such as landscape gardeners.

Group Personal Accident

Group Personal Accident provides valuable financial cover for your business and employees. We can provide this cover extension via our markets and provide you and your staff cover against injury, disability or death as a result of an accident.

Own Plant/ Hired In Plant

Please see our dedicated page on plant and machinery insurance. Cover for hired-in or owned plant and machinery.

Legal Expenses

Covers the cost associated with obtaining legal advice and/or the costs involved when bringing or defending a court case. The policy conditions and the amounts covered vary from insurers so check with your broker.

Fleet Insurance

Many businesses like yours operate with a number of vehicles and benefit from a single motor fleet insurance policy which covers all their vehicles and often offers significant savings over insuring your vehicles separately with different providers.

Massive thank you to Courtney... helped quickly sought my Public Liability Insurance. Providing extra levels of cover, competitive pricing, accurate and timely documentation and a direct contact number - something not to be undervalued - no more queuing! Thanks, Courtney.

I'm pleased to announce a new partnership with
@Primoplc_UK As my Multi-Vehicle insurance broker for some 10 years, they insure all my vehicles at home in one, hassle-free policy.
Nice to meet @PrimoPK looking forward to many more years working together https://primoplc.co.uk/tim-harvey