Learn more about:

Federal regulations limit (i) third party transactions (e.g., checks, drafts and debit card purchases); (ii) pre-authorized or automated transfers (including ACH and overdraft protection transfers); (iii) transfers made by personal computer (including online banking or bill payment services); and (iv) telephone transfers (including facsimile or data transmission) from your account to six per month. You may make unlimited withdrawals or transfers in person, by mail, or through an ATM. There is a per item charge, which is disclosed under each account type, for transfers or withdrawals over certain limits. Continued third party transactions or preauthorized transfers, over the regulatory limit, will result in the money market account or savings account being closed or converted to a checking account.

1. Balances under a certain level may incur monthly service charges.

2. First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

Learn more about:

1. APY (Annual Percentage Yield) is accurate as of August 18, 2017. After that time, the rate is variable and may change. Minimum opening balance of $500 in new funds to First Citizens, maximum of $1,000,000, required to receive the advertised APY. Other account-related fees may apply. Fees could reduce the earnings on the account.

$0 monthly service charge if $1,000 daily collected balance is maintained. Otherwise, a $10 monthly maintenance fee will apply as well as $0.30 per PIN-based transaction.

$15 fee for each withdrawal/transfer exceeding the regulatory limit1, regardless of the account balance maintained.

Learn more about:

1. Federal regulations limit (i) third party transactions (e.g., checks, drafts and debit card purchases); (ii) pre-authorized or automated transfers (including ACH and overdraft protection transfers); (iii) transfers made by personal computer (including online banking or bill payment services); and (iv) telephone transfers (including facsimile or data transmission) from your account to six per month. You may make unlimited withdrawals or transfers in person, by mail, or through an ATM. There is a per item charge, which is disclosed under each account type, for transfers or withdrawals over certain limits. Continued third party transactions or preauthorized transfers, over the regulatory limit, will result in the money market account or savings account being closed or converted to a checking account.

Thank you for your inquiry. A First Citizens Representative will contact you shortly.

An error occurred while sending your request. Please try again.

Would you like to know more about our products and services? Give us
your name, phone number, area of interest and what time is convenient
for you. We will have a qualified First Citizens associate contact
you to answer your questions.

Directions

Your Browser Is Not Supported – Please Upgrade

In order to view and use certain First Citizens Bank products, services and webpages, we recommend that you use a current version of one of the following browsers. You can upgrade your existing browser by clicking one of the links below. You will need to restart your computer in order to complete the upgrade.

If you do not upgrade your browser, you may experience functional or display issues on the pages you are attempting to access.

1. Upon clicking this link, you will leave the First Citizens Bank website and go to a third party site. Third party sites may have a privacy policy different from First Citizens Bank and may provide less security than this site. First Citizens Bank and its affiliates are not responsible for the products, services, and content on any third party website.