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Travelers vs The General: Which car insurance is better?

11 December 2018

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Travelers vs The General

Are you considering Travelers and The General for car insurance? Compare Travelers and The General side by side to help make your decision easier.

Travelers is a well-known company that gets high marks from the Better Business Bureau in user satisfaction and has been providing insurance for more than 150 years. Like Travelers, The General does well in the customer service department, earning an A+ from the BBB, but this company is also known for covering high-risk drivers.

Compare rates, discounts, coverage and more from these two top car insurance companies.

Travelers

The General

About the provider

Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.

The General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time.

* Based on Better Business Bureau’s company rating** Based on the 2016 U.S Auto Claims Satisfaction Study

Driver discounts

travelers

The General

Good student

8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.

Defensive driver

Good driver

10-23% (no accidents or violations for the past 3 or 5 years)

Pay in full discount

Up to 7.5%

Multicar

Up to 8%

Military

Homeowner

Up to 5%

Other discounts

Continuous insurance discount – Up to 15% (no gaps in coverage)

EFT discount – 2-3% (pay through EFT or payroll deduction)

Good payer discount – Up to 15% (consistent payment on time)

Early quote discount – 3-10% (quote before your policy expires)

Driver training discount – Up to 8%

Vehicle discounts

travelers

The General

Anti-theft device

Anti-lock brake

Passive restraints

Air bag

Other discounts

Hybrid/electric vehicle – Up to 10%

New car – Up to 10% (car less than 3 years old)

Bottom line

Travelers comes out on top of this comparison because of the amount of discounts it provides. But if you don’t qualify for insurance through Travelers because of a poor driving history, The General is a solid choice. Compare your car insurance options to find the best insurance company for you.

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