A few years back, the White House had a brilliant idea: Why not create a single, secure online ID that Americans could use to verify their identity across multiple websites, starting with local government services. The New York Times described it at the time as a "driver's license for the internet."

The NSTIC program has been in (slow) motion for nearly three years, but now, at a time when the public's trust in government is at an all time low, the National Institute of Standards and Technology (NIST -- itself still reeling a bit from NSA-related blowback) is testing the program in Michigan and Pennsylvania. The first tests appear to be exclusively aimed at accessing public programs, like government assistance. The government believes this ID system will help reduce fraud and overhead, by eliminating duplicated ID efforts across multiple agencies.

But the program isn't strictly limited to government use. The ultimate goal is a replacement of many logins and passwords people maintain to access content and participate in comment threads and forums. This "solution," while somewhat practical, also raises considerable privacy concerns.

And the keepers of the identity credentials wouldn't be the government itself, but a third party organization. When the program was introduced in 2011, banks, technology companies or cellphone service providers were suggested for the role, so theoretically Google or Verizon could have access to a comprehensive profile of who you are that's shared with every site you visit, as mandated by the government.

Beyond the privacy issues (and the hints of government being unduly interested in your online activities), there are the security issues. This collected information would be housed centrally, possibly by corporate third parties. When hackers can find a wealth of information at one location, it presents a very enticing target. The government's track record on protecting confidential information is hardly encouraging.

The problem is, ultimately, that this is thegovernment rolling this out. Unlike corporations, citizens won't be allowed the luxury of opting out. This "internet driver's license" may be the only option the public has to do things like renew actual driver's licenses or file taxes or complete paperwork that keeps them on the right side of federal law. Whether or not you believe the government's assurances that it will keep your data safe from hackers, keep it out of the hands of law enforcement (without a warrant), or simply not look at it just because it's there, matters very little. If the government decides the positives outweigh the negatives, you'll have no choice but to participate.