Hurricane Sandy: The calm before the storm

Press release

Allstate
believes preparing in advance of a storm gives homeowners the best
chance to minimize risk and start on the road to recovery.

"Understanding
your insurance coverage and preparing for the dangers of a storm can
help to minimize property damage and protect your family," says
Allstate New York spokesperson Jaclyn Darrohn.

Allstate
suggests considering the following steps to help you and your family
prepare for a storm:

•Conduct
a home inventory recording each of your possessions. It's also
helpful to keep track of model numbers and stores where items were
purchased. Store your inventory, including photos and videos, in a
safe place away from your home.

•Develop
an evacuation plan that includes identification of safe areas, escape
routes, meeting locations and plans for pets.

•Prepare
an emergency supply kit, including a three-day supply of water,
non-perishable food, radio and batteries, flashlight and first-aid
kit.

•Remove
any diseased and damaged limbs from trees to keep them from blowing
around during a storm and causing property or automobile damage.

•Purchase
materials such as 3/4-inch plywood that can be used to reinforce your
windows, doors and garage doors. Install anchors and pre-drill holes
for the plywood so you can install them quickly in the event of a
storm.

•Install
head and foot bolts in doors for extra protection.

Minimize
your losses:

•Review
your home insurance policy and coverage limits with an agent. Know
what you are and are not covered for in the event of a hurricane.

•Find
out if you have comprehensive auto coverage for damage to your car
caused by falling objects or flood.

•Gather
important documents such as insurance policies, birth certificates
and identification. Make sure to place them in a waterproof
container.