Senior Citizens Red Carpet plan is a comprehensive health insurance plan for Senior Citizens which covers medical expenses incurred by a person due to any illness, disease sickness, injury or accidents

Highlight:

Pre-existing diseases are covered after 12 Months

No Medical tests are required

Guaranteed life long renewals

Cover for Medical Consultation as an out-patient

No third party Administrator, direct in-house claims settlement

Network of more than 6000 Hospitals accorss India

Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title

Description

Room Rent Limit

Up to 1% of sum insured, max 6000

ICU Daily Rent Limit

Up to 2% of sum insured

Post Hospitalization Expenses

Up to 7% of hospitalization expenses, max 5000

Minimum Hospitalization Period

24 Hrs

Day Care Procedure Coverage

Specified procedure covered

Pre-Existing Disease / Illness coverage

After 12 months

Waiting Period for New Policy

30 days

Co-Payment

Up to 50%, depending upon claim

Ambulance Expenses

Up to 600 per hospitalization, Max 1200 per policy period

Nursing Allowance

Covered

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