critical illness policies

Critical illness cover pays a tax-free lump sum if you're diagnosed with a defined critical illness during the policy term.

ST&R is also a market leader in setting up Critical Illness policies. A Critical Illness policy is designed to pay out a tax-free cash lump sum in the event of you meeting a medical condition as defined by your chosen insurance provider.

Recovering from a Critical Illness can also mean extra costs for you and your family e.g. making changes to your home or car. Your payout could be used to cover this.