Currency agnosticism and interoperability are properties which arise from how the nuts and bolts fit together.
In that sense, some alternative frameworks exist. A notable one would be the Omisego project.

dis-intermediated = without (Fin Inst.) intermediates i.e. the people in between, the 3rd parties (sometimes 4th and more) which facilitate transactions and add cost.
without intermediates = less business for Ripple on their current model
Hope that sums it up

How is it FUD. Ripple repeatedly outline those very same things as their competitive advantages. They focus on them, as they are the most salient advantages and the immediately realizable ones.
If they did lose these advantages, that is a serious issue. So yes, time is fleeting. That is not FUD. That is a fact of life.

Ripple is heading the other way. Ripple and OmiseGo are effectively two sharply opposed approaches. You can review how each one proposes to solve issues of liquidity as well as how they pitch their solutions.
It's not Stellar that is the anti-Ripple, it's OmiseGo. In fact, OMG as a concept is very much akin to the original Ripple vision, pre-pivot.
p.s. methinks you posted this in the wrong section. Heads up for next time. Thanks for link.

I don't see how they could identify it as a security. Not in the traditional sense.
But keep in mind we are breaking into new pastures with crypto, so can't rule anything out at this moment. Change comes for everything, even regulation.

Yes I understand but I still disagree. Of course, like I mentioned previously, this is not a black and white issue. Still, I think I add value by making these arguments as I still don't see the connection of some of the previous comments to reality. Even Ripple's marketing material seems to contradict the logic behind them.
So some more food for thought and probably end it here. No point becoming bothersome plus I wanna look into other threads as well
If there is such a way to get many many people into a system that is exhangeing value in a given currency (liquidity) then you’ll increase that liquidity and make it easier to get in and out of a given currency. - Which Ripple solution does this for many people?
Lack if liquidity (which is also a technological issue) is a major problem. - Ripple wants to solve this issue for intermediaries. Not individuals. Yes, to some extent some capital can be freed but there is generally an overestimation in some of these threads, regarding the impact on the everyday life of a citizen. Those savings are far more likely to manifest as dividends and bonuses and investments back into operations, than any grand benevolent financial inclusivity scheme. Here's a counter example greater automation = greater global and evenly shared financial prosperity ? Actually no. Primarily we only see the top tier wealthy getting wealthier and corporate tax evading coffers and/or treasuries growing.
Liquidity had given the United States power and authority since after World War II. Liquidity is key. I would argue that the US is has acquired those things, through the number and size of their weapons and the fact that they spend the most (by an obscene amount) on defense, as compared to any other nation. I think given the circumstances, this argument explains more than the argument of liquidity. Military US might is partly if not mostly responsible for the enduring power of the dollar. Then follow American industry and the acquisition of intellectual capital, which is what I admire the US most for.