Rock River Bank, Oregon, IL
Closing Date: July 2, 2009

Winning Bidder:

Winning Bid:

Other Bids:

None

Notes:

The winning bidder's acquisition of all the deposits was the least costly resolution compared to a liquidation alternative and the other bids. The liquidation alternative was valued using valuation models to estimate the market value of the assets. The bid for loss share was valued using a discounted cash flow analysis for the loss share portfolio over the life of the loss share agreement.

Although three bids were received for this institution, the second and third bids would have been more costly than liquidation. They have therefore been excluded from this summary.