This policy covers third party bodily injury and property damage arising out of use of motor vehicle.

Third Party Fire and Theft

cover extends to cover theft, fire, third party bodily
injury and property damage.

Comprehensive Cover Private

covers third party liability and property damage to the
vehicle i.e. damage arising out of fire, theft and accidental damage to the vehicle.

Tractor Commercial

The cover protects tractor against accidental damage, fire, theft and third party liability when it is on its own wheel. The cover is taken for tractors used in agriculture and any other use.

Trade(Road Risks)

The cover is taken by motor traders/garages to protect them against road risks during the testing and movement of the vehicle on its on wheel from the dealer to the customer or the body builders. The value is provided per KG plate

Own Goods Commercial

The policy covers motor commercial vehicles used by the owner against accidental damage, fire, theft, third party liability and there is extension of passenger covers while in the cabin.

Truck Sure

This is a tailor made policy that covers motor commercial vehicles with more extensive coverage than the standard policy. The extensions include excess waiver, loan repayment, loss of income, personal accident for loader and Driver a which attracts an additional premium.

PSV

This covers Passenger service vehicle and offer protection against accidental damage, fire, theft, third party liability and passenger liability. The vehicle must be fully compliant with the PSV rules.

PSV Car Hire

The cover is given for vehicles used for private hire which are chauffeur driven.

School Bus and Vans

Spire School bus Care is a comprehensive cover the school owned vehicles against accidental damage, following malicious damage, collision overturning, theft,
riot, strike, civil commotion, natural perils e.g. floods and third party liabilities.

General Cartage

Is insurance for commercial motor vehicles used for hire and reward. It covers risks of losses and damages to commercial vehicles while being used to transport third
party goods. This policy is suitable for:

Established as a Finance Company in 1983, Spire Bank commenced operations as a fully-fledged commercial bank in 1995.

In June 2010 Equatorial Commercial Bank merged with Southern Credit Banking Corporation, creating a new enlarged bank under the Equatorial Commercial Bank brand.