12 Easy Budgeting Smartphone Apps and Tools That Anyone Can Use

We all have our own tips and tricks for saving money and spending wisely. That said, some are more gifted than others when it comes to budgeting. Luckily for the rest of us, there are a bunch of friendly apps you can download to finally face your financial fears and get that $h*! on lock. Not that we need another excuse to get lost in our phones, but this time we're actually being responsible (sorry, Instagram). This means you will have a financial advisor in your pocket 24/7 and total control of your cash and credit at the click of an app.

Whether you are trying to give your savings a boost, figure out just how much money you can spend at Target each week, or paying off those student loans; here are 12 budgeting apps and tools to help keep you on track.