Prepare Financial Program (“PF”) i.e. credit proposal application in conjunction with the Relationship Managers to ensure accuracy of information provided in company’s fundamental and industry analysis, banking relationship, profitability, request for products, limit, term are appropriate to support the client and business cross-sell plan. To prepare detailed Financial and SWOT analysis (Strengths, Weaknesses, Opportunities and Threats) and ensure credit proposal applications are in compliance with Risk Management Policy guidelines.

Submission of PF and coordination with Hong Kong (Regional office – Asia Risk), GCR (Group Credit Risk Department), Head office in Madrid, Spain on all credit proposals and other credit related matters on the clients.

Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review credit committee e.g. Watch-List follow up etc.