Alabama
Department of Insurance

Consumers

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Prepare now for tropical weather

While summer is winding down, hurricane season is reaching
its peak. The height of the season runs from mid-August to October. In
addition to high winds, tropical systems bring the possibility of storm surge
and flooding.

Here are some tips to prepare your family and home for the
threat of tropical weather.

Clear your yard of any debris that could cause damage in
high winds or floods, including items like patio furniture and trash cans. If
possible, trim loose tree limbs or any limbs that hang close to your home.

Make sure you have a family evacuation and communication
plan in place. If you need to evacuate, where will you go? If you have pets,
think of places that will accept them. Identify several places, whether they be
the home of a loved one or a hotel, so you have options.

Evaluate your flood insurance needs. It’s important to note
that floods are not typically covered by your homeowner’s policy and require
additional coverage. Visit www.floodsmart.gov for information
on how to purchase flood insurance.

Keep a list of contact information for your insurance agent
and be sure to include your policy number. Store this information, along with a
home inventory, in a waterproof safe or safe deposit box. Keep a
second copy stored online or at the home of a relative.

Gas up the car ahead of time, make sure your tires are
properly inflated and don’t forget to update your emergency supply kit.

Emergency supply kits should include:

·Water: One gallon a day for each person for at
least three days

·Food: Store a minimum of three days of
non-perishable food for each person

·Manual can opener and plastic plates, cups and
utensils

·Baby formula and supplies, if needed

·A list of emergency contacts, including your
local police and fire department, your utility company and your insurance agent

·Any prescriptions and over-the-counter
medications that may be needed, such as aspirin or stomach relief