This week at Money20/20 in China wearable payment technology pioneer Tappy Technologies exhibited a wearable payment solution developed in collaboration with Expresspay Card.

Tappy’s technology can be fully integrated into form factors such as watches, chain bracelets, jewelry and other accessories, transforming them into payment and access devices through its “Digitize your payment cards into your favorite wearables” process.

Expresspay Card, a partner of Tappy, is a joint venture founded by the Bank of China and China UnionPay through institutional investments, and is the only UnionPay special card issuing member organization in China. Expresspay Card holders can pay with the card at any merchant that accepts UnionPay cards. Tappy Technologies works with Expresspay Card to provide customers with a unique, fast and safe flash payment service.

Expresspay Card’s technology can be deployed to understand customers’ purchasing behavior through big data, and use the findings to enhance the buying experience, enhance customer loyalty, and work with peers and like-minded firms to share resources and data. In addition to Expresspay Card, UK-based Barclays as well as India’s Axis Bank and ICICI Bank have also selected Tappy Technologies’ proprietary technology to enhance their customers’ mobile payment experience.

“Our customer base includes many global payment networks, banks and watch brands,” said Wayne Leung, CEO of Tappy Technologies. “Highly sophisticated algorithms ensure that our unique biometric sensors operate flawlessly without batteries, and that the watch’s design is aesthetically pleasing, which is important to our watch partners.”

In October Zwipe and Tappy Technologies announced a partnership to jointly develop and launch biometrics-enabled wearable payment, access and digital authentication devices.