Donald Trump hasn’t said a lot about Social Security funding or other retirement-savings policies, but his few comments—along with congressional Republicans’ proposals—provide some insight on what to expect.

If the 2010 health-care law is repealed as President-elect Donald Trump has promised, about 20 million Americans would lose coverage. But while financial advisers say it’s too soon for consumers to fret, they say there are steps to take in preparation.

Financial advisers say that while Donald Trump’s policies will likely bring opportunity in a year or more as their inflation-boosting effects play out, for now they’re waiting and encouraging clients to maintain their short-duration bond portfolios.