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A relaxing oasis with a backdrop of mountains and palm trees, Omni Rancho Las Palmas Resort Spa offers an ideal escape in the Coachella Valley. Revel in timeless comforts, classic conveniences and modern technologies that have made our resort minutes from Palm Springs a desired destination for a sun-drenched getaway.

Franklin Pierce University at
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is located at the Jefferson Mill building,which hasbeenawarded theManch
ester
Historic Preservation Award. Jefferson Mill is a 4-story brick mill building that was constructed right on the edge of the Merrimack river in 1886.Located on Commercial Street, it is close to the many companies that populate the Millyard and is also not far from businesses located on Elm Street.

Online Programs

We also offer three associate’s degrees online in Business, Criminal Justice, General Studies, and Human Services. Online certificates in Human Services and Paralegal Studies are also available.

Doctor of Physical Therapy

Franklin Pierce University at Manchester’s signature program is the
Doctor of Physical Therapy
. This degree is offered at our Manchester campus where we prepare students for all aspects of a career in physical therapy through hands-on work, clinical experience, lectures, and seminars in our state-of-the-art facility.

This two-and-a-half-year program includes 38 weeks of full-time clinical work, exploring courses derived from theoretical and scientific-based clinical applications that restore, maintain, and promote optimal physical function. Our students complete their clinicals at facilities in Manchester and in surrounding towns.

Our CAPTE-accredited DPT program will prepare you to work in hospitals, skilled nursing and assisted living facilities, outpatient clinics, wellness and sports facilities, and private homes.

You are just starting your contracting business or you have been successfully operating for a while. But then you are told your next project requires a surety bond, which you previously thought to be either an Egyptian hieroglyph or a rare Australian animal species. Luckily, it’s not that complicated and you don’t need to book a flight to the other end of the world to find out what it is. Let’s have a look at the types of surety bonds most frequently required from contractors – performance and payment bonds.

The Basics of Performance and Payment Bonds

Broadly put, surety bonds are a type of financial guarantee that involves three parties. The principal, or your business, is required the bond which makes sure you will be held responsible should you fail to meet the requirements of your contracts with the obligee(s). The third party, called the surety, is the surety bonds company, which issues the surety bonds, thus “bonding” the agreement. In case of a claim against the principal, the surety will compensate the obligee for the losses. After that, the principal is required to reimburse the surety for that amount.

Performance and payment bonds are types of surety bonds that fall under the category of contract bonds. In fact, they usually go together, so it’s not uncommon to see them under one name – performance and payment bond. Under the Miller Act of 1932, regulating government construction projects, and then the Little Miller Act, dealing with state projects, contracting businesses are required to put a performance and payment bond if they wish to work on public projects.
Performance bonds
are there to make sure your business will stick to the terms set out in your contract.
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, on the other hand, are protecting all the people you are working with – suppliers, subcontractors, workers, etc. They are a guarantee that you will be able to pay them for labor and materials as stated by the contract.

If you want to bid on public work projects, you will also need a third kind of bond, called a
bid bond
. It is there to ensure that in case you win the project, you will perform all the work at the price you put on your bid.

How to Get Bonded

Obtaining performance and payment bonds might sound like a big deal and a great amount of paperwork, but don’t be quick to get discouraged. The truth is that the whole process of approval, quotes and payment is now made easy through an online application. There’s no straightforward way of determining the cost of your surety bonds. It is determined by a variety of factors such as state-specific requirements and certain information about your business.

Typically, you’ll be required to pay anywhere between 1% and 5% of the total amount of the bond. In other words, if the total amount of your performance and payment bond is $100,000, you will have to pay a one-time fee of $1000 – $5000. Generally, for a project below $300,000, your percentage is calculated solely on the basis of your personal credit score. The process for more expensive projects is a bit more complicated and you will need to provide some additional details such as your business’ net profit. Companies who shows a higher net profit can qualify for a reduction in the price of the performance and payment bonds. Thus, if you are waiting for overdue payments, you might do wise to go ahead and collect them.

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