3 What s new Oodles of Value Dangling Next To Your Car Keys Summit s NEW membership rewards program recognizes members who help build our cooperative value by using multiple Summit services. Oodles is our way of saying thank you. Does the idea of getting specials every month, including business discounts, gifts or drawings, just for flashing your cool Oodles key card sound like fun to you? Then stop by a branch or give us a call to see how easy it is to be a part of Oodles. Visit SummitCreditUnion.com/oodles for complete details. BOO! Join Us at the Summit Credit Union Haunted Hustle Marathon October 3, 202, Middleton, WI The Summit Credit Union Haunted Hustle ers four events, the Marathon, Half Marathon, 0k and the 0k Stroller Derby. All events include a Costume Contest with over $225 in cash prizes! Also a Pumpkin Carving Contest with $275 in cash prizes! Don't miss out on this festive family event! There is something for everyone. Visit CapitolViewEvents.com for complete details. Members Matter Most Celebrate October, 8, 202! Join in the celebration of International Credit Union Day, October 8, 202 at any Summit ice. You ve made the wise choice of joining a financial cooperative that means savings and shared value to you, your family and community. Members Matter Most and that means you! If we gave you $0, what would you do for someone else? Stop in on October 8 and share your idea. We may even help you Pay It Forward. Credit unions are all about people helping people. 2

4 Is a Summit Financial Advisor Right for You? We want to make sure you get the most out of life. Developing a financial plan for you and your family s future is key, but can be difficult. That s why Summit Credit Union and Summit Financial Advisors* are working together to help you with your investment and insurance needs. Some of the services available through Summit Financial Advisors include mutual funds, insurance, retirement planning and 40 (k) investments. You may have just one financial topic you want to tackle today, or you may realize it s time to put together a comprehensive plan. Whatever your needs may be, Summit Financial Advisors are here for you. Contact them directly at ext 235, or visit one of our branches to set up an appointment. *Representatives are registered, securities are sold, and investment advisory services ered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. FR B5 Trade In and Save! Do you have a vehicle loan from anywhere other than Summit? Are you sick of the maintenance of high monthly payments? Then it s time to trade in your financing. There is a very good chance we can refinance your loan and save you money every single month for the rest of your loan. Simply give us a call and mention you d like a no-obligation look at whether you d save money if you refinanced your auto loan with Summit. You ll need your loan rate and balance and the make/model and year of your car. We ll guide you through the rest. There are no transfer fees and no prepayment penalties. It s common for us to save members more than $50 per month after one brief call (maybe a call back), a simple application and approval. We make saving money so easy. You can even apply online at SummitCreditUnion.com. Refinance and Save Thousands! Refinancing your mortgage can lower your monthly payment and help you pay your loan faster. If you switch from a 30-year loan to a 5-, 2-, or even 8-year loan you could save thousands in interest payments. With interest rates so low, why not see if you can take advantage of a better rate or shorter term? Contact us today about refinance options available to you. 3

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