Cumberland University offers the following optional insurance coverage. Eligible

employees may elect any or all of the following additional coverage. The premiums are paid through payroll deduction. For details concerning individual and/or dependent coverage, employees should contact the Director of Human Resources.

Cumberland University provides Long Term Disability insurance for eligible employees at no cost to the employee. The amount of each policy is determined by the rate of pay for position held by the faculty and/or staff member. The policy terminates at the time that the employee terminates employment, whether voluntarily or involuntarily.