Risk and Safety Management

The Florida Municipal Insurance Trust’s team of risk and safety professionals will work with you to identify and address potential hazards and exposures. We are your partner every step of the way.

Lower exposure means lower costs. We offer first class services, learning opportunities and resources specific to the risk and safety management challenges experienced by public entities.

SERVICES

Targeted Risk and Safety Management: A Proactive Approach

Our risk and safety management team is an extension of your staff. With six (6) professionals located across the state, we are prepared to assist every step of the way.

Losses are caused by specific actions, inactions or conditions. By targeting those areas, real losses can be prevented. Three proactive methods are used to protect your entity – analysis, evaluation and action plan.

The goals of this three-step process are to reduce injuries and save you money by creating and sustaining a safe work environment in your public entity. As an extension of your staff, our risk and safety management team will work in partnership with you to ensure the process is seamless and successful.

As a first step, a member or our risk and safety management team will travel to your entity to meet with you and discuss your assets. We use statistical trends or patterns to find the locations, materials, machines, equipment, tools and operations that cause the highest frequency or largest severity of loss. Our methods include:

Next, we evaluate all available information, including analysis findings, site visits, historical loss data, etc. This gives your entity a target or targets to concentrate on ultimately reducing or eliminating future loss from the same root cause.

Finally, we work with you to develop and implement an action plan. At this time, we evaluate your current programs and provide constructive assistance. A proper program should include these basic sections:

Commitment

Identification and Control of Hazards

Responsibility and Corresponding Accountabilities

Defined Inspections

Incident Investigation

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