What are the benefits of the HDFC Bank ForexPlus Card?

The HDFC Bank ForexPlus card works just like a Credit Card, but the transaction amount is debited directly from your HDFC Bank ForexPlus card balance. Your HDFC Bank ForexPlus card is accepted at all Merchant Establishments displaying the Visa / MasterCard symbol, worldwide.

You will get some exclusive features and benefits with your HDFC Bank ForexPlus Card

Protection against Foreign Exchange fluctuationForexPlus card is availabe in AUD / AED / CAD/ CHF/ Euro / GBP / JPY / SGD / SEK and US Dollars currencies, thus providing protection against exchange rate fluctuation using the value loaded on these cards in future. However, you can withdraw cash or use the card at POSPoint of Sale (Point of Sale) in any currency anywhere in the world using the ForexPlus card. For transactions carried out in the card currency i.e. AUD / AED / CAD/ CHF/ Euro / GBP / JPY / SGD / SEK and US Dollars, you don't lose out on foreign exchange due to fluctuating market rates

Available in Australian Dollar, AED (Dirhams), Canadian Dollar, Euro, Japanese Yen, Singapore Dollar, Sterling Pound, Swiss Franc, Swedish Krona and US Dollar Currencies.Each of these currencies are accepted worldwide and can be changed into the currency of the country that you are in.

Safer and more secureThis card is accepted at all Visa/ Mastercard Merchant outlets and 24 hour VISA/ Mastercard ATMs worldwide. So no more hassle of carrying bulk of cash or travellers' cheques, no more hassle of chasing money changers, paying commissions and tracking expenses. Your Card is protected against misuse at ATMs by means of PIN. In case your card gets lost or stolen, all you have to do is call HDFC Bank PhoneBanking immediately and report the loss of your card and get the card hoslisted. This facility is available 24 hrs on all days. The card can also be hotlisted using our Prepaid card NetBanking facility on www.hdfcbank.com.

Insurance CoverEnjoy a travel experience free of financial worries with card insurance covers such as

Protection upto Rs. 500,000 against misuse of lost / stolen card or due to counterfeiting / skimming

Reloadable at all HDFC Bank branches or through PhoneBanking or NetBanking, even when the cardholder is abroad *Your HDFC ForexPlus Card is valid upto the last day of the month indicated on your card. Within this period you can use your card as often as you like. In case money loaded on the card gets exhausted, this card offers the facility to reload* even in the middle of your journey.

*Reload requests can be made by any authorized person on your behalf. Incase the Card is issued by your corporate/employer, reload requests received through them will be acted upon by HDFC Bank.

*HDFC Bank customers can also place a request to reload the card through HDFC Bank PhoneBanking or HDFC Bank NetBanking.

Backup card facility availableHDFC Bank ForexPlus Card also comes with an option of back up card. Back-up card can be used as a 'Replacement Card' in case you lose your card. Kindly note that this is an optional feature and you need to request for the same at the time of purchasing the card.

A look at the eligibility towards carrying Forex under FEMA as per the purpose of your travel:

Purpose

Limit

Basic Travel Quota (BTQ) - For Holidays, Personal visits etc

USD $10,000.00 per financial year

Business Travel

USD $25,000.00 per Trip

Immigration - For people who settle abroad in countries like Canada, New Zealand etc.

USD $100,000.00 per year

Employment Abroad - For a person who is going to work abroad

USD $100,000.00 per year

Medical Treatment - For people who are travelling abroad for treatment

USD $100,000.00 per year

Studies Abroad - For students pursuing studies abroad

USD $100,000.00 per academic year

Already have a ForexPlus Card?

Get started with your ForexPlus Card

Load and reload your card - Every time you load or re-load your card, you will get an email alert on your registered Email ID with tips on 'Dos & Don'ts'. If you want to re-load your card, you need to submit a Re-load Form, A2 Form and Cheque or Debit instruction at any of our branches or simply place a reload request through PhoneBanking or NetBanking.

Settle Disputes – If you have any disputes related to your card, you need to submit a dispute letter to the bank stating the nature of your issue.

View a User Guide – You will get a physical copy of the User Guide. You can check the User Guide to know more about your card.

When you are prompted at ATM machines or Merchant Outlets you should select the Credit Card option.

U.S. Banks are given the right by the local federal laws to levy a surcharge/fee from other bank customers for accessing their ATMs to withdraw money. Accordingly, many ATMs in the US do levy charges for withdrawing from their ATMs, over and above the charges levied by HDFC Bank. Similarly, there are certain ATMs in other countries that may levy a charge for transactions made by other bank customers.

It is necessary for you to register before initiating online transactions.

HDFC Bank customers can also place a request to reload the card through HDFC Bank PhoneBanking or HDFC Bank NetBanking

Cross Currency Charges:For transactions where the transaction currency is different than the currency loaded on ForexPlus card, Bank will charge cross currency markup of 3% on those transactions.

Exchange rate used will be the VISA/Mastercard wholesale exchange rate prevailing at the time of the transaction.

Forex conversion fee applicable

*Service Tax applicable on all charges

Have questions?

How can I cancel my Forex Plus Card?

To cancel your Forex Plus Card, we request you to contact the PhoneBanking team or walk into your nearest HDFC Bank branch and place a request towards cancellation. Your request will be processed within one working day of us receiving the request.

There are no charges towards the cancellation of a Forex Plus card. However, currency conversion tax as applicable from time to time will be deducted at the time of providing credit to you.

Kindly visit the following URL to access information for the complete address and contact details of our Branches and PhoneBanking centers: