U.S. Government obligations, direct and guaranteed:
Direct obligations:
Treasury bills --.------------------------
Treasury certificates of indebtedness------.. ----------
Treasury notes----.........................................---------------------------------------
United States nonmarketable bonds (savings, investment series
A-1965, B-1975-80; and depositary bonds)----------------
Other bonds maturing in 5 years or less.---------------------....
Other bonds maturing in 5 to 10 years ----------------------..
Other bonds maturing in 10 to 20 years ---------------------...
Bonds maturing after 20 years -----------------------------

Total .....................-----------------------------------------------
Obligations guaranteed by U.S. Government (Federal Housing
Administration debentures) ------------------------------------.........................

S'r,. ,,w1) included in commercial and industrial loans and all other loans.

Demand and Time Deposits, Cash, Balances With Other Banks, Including Reserve Balances, and Cash Items in Process of
Collection, Reported by National Banks on Sept. 24, 1958, Dec. 31, 1958, Mar. 12, 1959, June 10, 1959 and Oct. 6, 1959

Demand deposits:
Deposits of individuals, partnerships, and corporations---------------
Deposits of U.S. Government------------------------------------
Deposits of States and political subdivisions------------------------
Deposits of banks in the United States (excluding reciprocal balances,
except those of private banks and American branches of foreign banks) -
Deposits of banks in foreign countries (including balances of foreign
branches of other American banks)-- -------------------------
Certified and cashiers' checks (including dividend checks), letters of
credit and travelers' checks sold for cash, and amounts due to Federal
Reserve banks (transit account) --------------------------------
Total demand deposits---------------------------------------
Time deposits:
Deposits of individuals, partnerships, and corporations ---------------
Deposits of U.S. Government.---------------------------------
Postal savings deposits------------------------------------------
Deposits of States and political subdivisions ------------------_--_-
Deposits of banks in the United States (including private banks and
American branches of foreign banks)-----------------------
Deposits of banks in foreign countries (including balances of foreign
branches of other American banks)-----------------------
Total time deposits.................................--------------------------......---
Cash, balances with other banks, including reserve balances, and cash items
in process of collection:
Cash items in process of collection, including exchanges for clearing house.
Demand balances with banks in the United States (except reciprocal bal-
ances and all balances with private banks and American branches of
foreign banks)-.................................................
Other balances with banks in the United States (including private
banks and American branches of foreign banks) -------------------
Balances with banks in foreign countries (including balances with
foreign branches of other American banks) ......................
Currency and coin -------------...-.. _.. ..__._.__...._._.._..._._
Reserve with Federal Reserve banks .......................--------------------.
Total...................-......_................. .......

New York ---------------------.............................---------------------........-----.....
New Jersey-.................---...........-------------..................-----------------------------
Pennsylvania--....--........................----------.....--------.............------------------------
Delaware-----.---......................----.....----------------.............---------------.------
Maryland-...---------------------.............---------------------------
District of Columbia........................----------------------------------------

Total Eastern States ..............-----------------------------------

Federal
U.S. non- Housing
marketable Other U.S. Other U.S. Other U.S. U.S. Admints-
bonds (savings, bonds bonds bonds bonds tration Total
Treasury Investment maturing maturing maturing maturing Total deben-
notes series A-1965, In 5 years in 5 to 10 In 10 to 20 after 20 ture
B-1975-80; and or less years years years
depositary
bonds)

Cash, Balances With Other Banks, Including Reserve Balances, and Cash Items in Process of Collection Reported by National
Banks, by States, Oct. 6, 1959

[In thousands of dollars]

Demand balances
Cash items in with banks in
process of collec- the United States Other balances Balances with Reserve with
Location tion, including (except private with banks in banks in foreign Currency and Federal Reserve Total
exchanges for banks and United States countries coin banks
clearing house American
branches of
foreign banks)

Total United States (exclusive of possessions) ...........
Virgin Islands of the United States ...........................
Total United States and possessions ....................
New York City (central Reserve city)..-------- ..
Chicago (central Reserve city)....-------...........------------.........
Other Reserve cities ..--------------------------...........................
Country banks--------------...............................-------

Total Pacific States. --------..............
Total U(nited States (exclusive of posses-
sions) ....................------ ....-----
Virgin Islands of the United States-..........-

Total United States and possessions-......
New York City (central Reserve city)-..........
Ch,,. i.. i..r irral Reserve city)................
Country .banks. cities..... .............---
Country banks-.................................

Total New England States.
New York.
New Jersey.
Pennsylvania.
Delaware.
Maryland.
District of Columbia.
Total Eastern States.
Virginia.
West Virginia.
North Carolina.
South Carolina.
Georgia.
Florida.
Alabama.
Mississippi.
Louisiana.
Texas.
Arkansas.
Kentucky.
Tennessee.
Total Southern States.
Ohio.
Indiana.
Illinois.
Michigan.
Wisconsin.
Minnesota.
Iowa.
Missouri.
Total Middle Western States.
North Dakota.
South Dakota.
Nebraska.
Kansas.
Montana.
Wyoming.
Colorado.
New Mexico.
Oklahoma.
Total Western States.
Washington.
Oregon.
California.
Idaho.
Utah.
Nevada.
Arizona.
Alaska.
Hawaii.
Total Pacific States.
Total United States (exclusive of posses-
sions).
Virgin Islands of the United States.
Total United States and possessions.
New York City (central Reserve city).
Chicago (central Reserve city).
Other Reserve cities.
Country banks.

I Demand balances with domestic banks (except reciprocal balances and balances with private banks and American branches of foreign banks), plus cash items in process of collection.
I Reserves actually required are based on deposits at opening of business. The figures in this column, therefore, represent the reserves required to be maintained on the business day follow-
ing the call date. The requirements as to reserves to be maintained by each member bank are as follows: Time deposits-5 percent for all member banks; net demand deposits-18 percent for
central Reserve city banks, 16% percent for Reserve city banks and 11 percent for country banks.
I The figures shown in this column are the differences between reserve balances reported by member banks on the call date and the reserves required to be maintained on the first business
day following the call date. They are, therefore, merely approximations of the reserve position of member banks.