Juan Pujadas

Vice Chairman, Global Advisory

Juan Pujadas is the Vice Chairman, Global Leader of Advisory services for PwC,
an appointment he took up on 1 July 2008. Juan has spent much of his career in financial
services and is experienced in many markets around the world.

Prior to taking over the leadership of the Global Advisory Practice, Juan led
the US firm's Advisory Practice for six years. He has also held a number of senior
management positions in the US firm, including leading the Global Risk Management
Solutions (GRMS) practice for the Americas, the Financial Services GRMS practice,
and the global Financial Risk Management Group. In all of these roles he was responsible
for providing advice on risk management and shareholder value as well as financial
risk management, advisory, and information technology services to financial institutions.

From 1995 to 1998 Juan was the Chief Risk Officer of Santander Investment, the
investment banking arm of the Santander Group. He was a member of the Executive
Committee of Santander Investment and the Management Committee of the commercial
banking division of Banco Santander. Juan also served as a director of a number
of the Group’s international subsidiaries.

Before joining Santander, Juan was a partner in the Capital Markets and Treasury
Group of Price Waterhouse’s US firm’s Financial Services Industry Practice, specialising
in the development and application of financial and information technology to balance
sheet risk management and capital markets and treasury activities. He was the US
firm’s leading professional in the area of market risk management and derivative
products.

Juan was a director of the International Swaps and Derivative Association (ISDA),
where he remains actively involved in a number of its industry committees. He was
a founding director of FpML.org, an industry group responsible for setting data
standards for the exchange of derivatives and risk management information online,
now part of ISDA. He is a former member of the Financial Accounting Standards Advisory
Council in the United States and is a frequent speaker at industry conference and
panels.

Juan holds a B.S., Economics, Finance from The Wharton School of Commerce and
Finance, University of Pennsylvania, and a B.S., Applied Science, Computer Engineering,
College of Engineering and Applied Science, University of Pennsylvania.