I believe I've been stupid. My handyman,D, used to work for my husband. When he mowed, etc and was bringing equipment on and off a truck, my hubby used to let him use our 2nd truck, a little Nissan shortbed. Since I taken over, I've continued to let him use it when driving around working on my properties. He has his own truck. He is also rough with stuff, and today when I got home from work I noted the truck backed into the barnyard with the side caved in and the back bumper hanging off. He offered to buy the truck yesterday and I going to take him up on it and get out of the truck providing business.

So what is MY liability for providing him a truck if he injures someone or their property?

My ins agent explained to me how few people have current licenses. Sure enough, MY guy was unlicensed! Would have made a great headline!

--50.129.xxx.xxx

Handyman Truck(by TIM [IN]) Posted on:Jan 17, 2012 12:26 PMMessage:

I think it would be best for him to buy the truck. Even if you are the "bank" and he is making pmts. to you. Hire him on per job basis and as a independant contractor. Let him deal with the taxes and insurance.

--67.236.xxx.xxx

Handyman Truck(by Ken [NY]) Posted on:Jan 17, 2012 3:34 PMMessage:

Put him on the books and make it legit.Sell him the truck and pay him mileage,that way it is his problem to repair when he damaged it.I got caught playing that independent contractor game and got a fine and had to put everyone on the books immediately.1 year later someone got hurt and thankfully I had the comp to cover her injury.Last I heard it cost the insurance company over $50000 If they only work for you and you control where they work and when they come and go the state will decide they are an employee regardless of a signed agreement

--67.252.xx.xx

Handyman Truck(by Lana [IN]) Posted on:Jan 17, 2012 4:18 PMMessage:

He takes all sorts of multiple contracts and largely comes when he wants. He used my truck when he worked for me only(I hope).

I have a full time job, so lots of management over cell phone. He is doing a batheoom remodel this week for someone else.

--69.89.xxx.xxx

Handyman Truck(by Reid [KS]) Posted on:Jan 17, 2012 7:00 PMMessage:

I have always had four guiding rules Don't loan your Gun , your Girl, your tools or your truck. No good ever comes from it. Hope he didn't hit anyones vehicle or property with your truck cause YOU WILL pay !!!

--99.91.xx.xxx

Handyman Truck(by Virden [OH]) Posted on:Jan 18, 2012 3:35 PMMessage:

I would ask what happened to my truck and proceed to deny him the use of it until it has been paid off in full.

--68.250.xxx.xxx

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