We Do It For You

Unlike most providers, we take the lead and do most of the work for you. Our 3(16) fiduciary services include comprehensive plan management to reduce your workload and minimize complexity. Click for Details.

enter1The employer signs and adopts the initial plan. JULY will sign subsequent amendments as needed or required.2JULY has integration with many national payroll providers to streamline processing. Employers can elect to submit payroll and contribution data via our website.

A Winning Combination

Support from your local investment advisor and
JULY’s dedicated, certified 401k specialists.

BASIC PLAN

see url The Basic Plan is for employers wishing to keep fees to a minimum and desire flexibility in funding employer contributions.

60-day eligibility

Non-Safe Harbor 401k Design1

5% Automatic Enrollment

Discretionary Employer Matching

Discretionary Profit Sharing

6 Year Vesting on Employer Contributions

ENHANCED PLAN

see url The Enhanced Plan is for employers seeking to fund larger contributions to owners and employees.

1-year eligibility

Safe Harbor 401(k) Design

5% Automatic Enrollment

Add 1% Auto Deferral Increase (up to 8%)

Required Employer Contributions2

Custom Profit Sharing Contributions

source site1 Contributions of owners and highly-compensated employees may be limited if the plan has low participation. The Enhanced Plan eliminates this issue.2 Choose either: (1) A matching contribution of 100% of employee contributions up to 3% plus 50% on the next 2%, (2) match of 100% up to the first 4%, or (3) a 3% non-elective contribution to eligible employees.

ADP Workforce Now

Apex

Ceridian

CyberPay

Gusto

Intuit Online

Paychex

Paycom

Paycor

Paylocity

Workday

Tramadol Order Cod1Available for Paychex Flex. May not be available for other Paychex payroll solutions.

Plan Investments

Selecting the investments offered is an important fiduciary role that requires employers to act as experts. To help you with this responsibility, Order 180 Tramadol Cod PremierPath401k includes professional services from eFiduciary Advisors.