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Benefits

Customers who acquire an MC Corporate Classic card are automatically insured with IF travel insurance valid for traveling abroad. The insurance is valid from the date of issue of the card and until expiry of the card's term. No additional fees apply.

Insurance coverage is valid for the cardholder (under 75 years of age) and his/her family members travelling with him/her, i.e. spouse (or person/partner who has been living in the same house as the cardholder for at least one year without being married) who is under 75 years of age and children or foster children under 18 years of age.

Insurance coverage conditions

Sum insured

Deductible

Medical insurance

EUR 60,000

NA

Accident insurance(death and disability risks)

EUR 8,700

NA

Luggage insurance

EUR 500

EUR 50

Luggage delay

EUR 150

EUR 50

Third party liability insurance

EUR 10,000

EUR 100

The insurance coverage applies:

To 1 (one) trip abroad for a maximum of 30 (thirty) calendar days from the date of departure from the place of permanent residence and for a maximum of 90 (ninety) days per insurance year, regardless of the number of trips.

To insured events that occur anywhere in the world, except for the Republic of Lithuania and the country in which the cardholder resides on a permanent basis, if the cardholder is a permanent resident of a country other than the Republic of Lithuania.

The insurance coverage does not apply:

To MC Corporate Classic cardholders who engage in forms of leisure associated with increased risks.

To instances where the cardholder performs physical work, works as a driver, or takes part in sports training or competitions.

If a cardholder holds several Danske Bank MC Corporate cards, it is deemed that the cardholder is insured with only one insurance option providing for the greatest insurance coverage.

If necessary, you will have the funds to pay for goods or services simply by card and you will not pay interest for up to 45 days.

Basic Terms

Currency: EUR

Interest rate: fixed (0%)

Credit period: up to 2 years

Loan use period: up to 45 days (for the last day of the month, the part of the credit used is covered by the 15th day of the next month). The entire amount of credit used up must be repaid by the end of the credit period

Documents to Receive a Credit

Credit application

The list of required additional documents will be provided by your manager, taking into account the nature of your company's activities

Contactless card is a regular payment card, which confirms the payment when hovered over the payment terminal, when paying for goods or services up to 25 EUR.

If the total amount of purchase exceeds 25 EUR, entering of PIN code will be required in order to confirm the payment.

Both the payment card and the terminal must be equipped with contactless technology. If terminal supports contactless payments, it will have this symbol on it:

Paying with contactless cards:

Follow the instructions on the payment terminal in order to perform a contactless payment. In some cases, even when payment does not exceed 25 EUR, you may be asked to enter the card‘s PIN code. Please do so, as this is an additional security requirement.

Amounts, which can be paid using contactless cards, may differ in foreign countries.

Secure Online Payments

To ensure the security of your online payments, we have implemented an international security tool which helps to protect you from unauthorised use of your cards. Before accepting payment for goods or services, the e-shops marked with the MasterCard® SecureCode™ sign will require you to enter a card secure code which is known to you only.

How it worksAll customers of Danske Bank who have debit and credit cards participate in the secure payment programme automatically. After entering the security code, the bank verifies your identity in a few seconds and after reassuring that you are the card owner the bank validates your purchase. In case the security code is entered incorrectly, the payment is not validated and money is not credited from the account. The additional security tool ensures that only you will be able to pay using your payment card.

You will choose products or services in an online store and will enter payment card data needed for payment, as usual: the card owner, card number, its validity date and CVC2 /CVV2 (three-digit number on the other side of the card)

The system will redirect you to the secure online payment window of Danske Bank

A one-time security code will be sent to you by SMS for payment validation – please notify the bank about your phone number. You can do it via Danske eBank (Payment cards -> Secure payment), at any customer service branch or by calling us at

Make sure that all purchase-related information is correct and enter the received one-time security code

If the secure code entered is correct, your purchase will be confirmed

In case the security code is entered incorrectly 3 (three) times, the card is blocked for payments in e-stores marked by MasterCard SecureCode sign

Purchases in shops which have not implemented the international secure online payment tool can be made according to the standard procedure

A one-time security code is sent by the mobile phone number specified by you for receiving 3D security code. You must state your phone number to the bank to have it added to your card. You can do it via Danske eBank (Payment cards -> Secure payment) or by calling us at 1636

In case your mobile phone number changes, please inform the bank about it

A one-time security code sent by the bank is formed of two Latin letters and eight digits

The security code sent to you is valid for a limited period of time; therefore, if you do not enter the security code in 5 minutes, it will expire. In order to get a new security code for payment validation, press “Send new security code” on the screen

In case you have blocked the card for payments in e-stores marked by MasterCard SecureCode sign, you should contact the bank regarding the cancellation of blocking of the card. You can do it upon arrival at the closest branch of the bank, by calling the Bank by the phone 1636 or on Danske eBank.

After you have submitted the request to cancel the blocking of the secure online payment or after you have entered the telephone number on Danske eBank (Payment cards -> Secure payment), you will be able to pay by card again:- From 8.15 a.m. (after the cancellation of blocking or after entering the phone number from 11 p.m. to 7 a.m.)- From 12.15 p.m. (after the cancellation of blocking or after entering the phone number from 7 a.m. to 11 a.m)- From 4.15 p.m. (after the cancellation of blocking or after entering the phone number from 11 a.m. to 3 p.m.)- From 8.15 p.m. (after the cancellation of blocking or after entering the phone number from 3 p.m. to 7 p.m.)- From 00.15 a.m. (after the cancellation of blocking or after entering the phone number from 7 p.m. to 11 p.m.)

In case you do not receive an SMS during the payment procedure, inform the bank about it by sending a notice on Danske eBank or calling us at 1636.

Prevention of unsanctioned payments abroad

Prevention of unsanctioned payments abroadProfessionals at Danske Bank monitor electronic payments in foreign countries daily and restrict payments in the electronic space of certain countries after having considered changes in the economic and political situation as well as the increase in unauthorised payments or skimming. Depending on the potential risks, different constraints are applied in different countries. For example, it may be prohibited to withdraw cash from ATMs, pay by card in shops where no PIN code is required, or pay on the Internet.

Please notify us about planned tripsTo avoid blocking of operations, before travelling to any of the countries listed above, please notify the bank that you plan to make payments in these countries. You can do this in any of the following ways:

Via Danske eBankAt Danske eBank select the menu option 'Cards' -> 'Cards Restrictions', you will see a list of risk-related countries. Select the country of your destination, set the period of time of your visit, and select the cards that should not be subject to restrictions. At the end of the specified period, the system will monitor your card again and will not allow suspicious payment operations to be carried out.

By calling 1636Bank consultants will verify your identity and ask to you to specify the country of your destination, duration of your visit, and the cards you plan to use for payment. At the end of the period specified, the system will monitor your card again and will not allow suspicious payment operations to be carried out.

You are always welcome to contact us if you have questions about how we process personal data.
You can contact our Data Protection Function, Holmens Kanal 2-12, 1092 København K, Denmark, or by email: DPOfunction@danskebank.com