Typically, Code-Plus garage doors are associated with high
wind performance. One common indicator is high wind-load resistance
values, which can be 10 or more lbs./sq.ft. above code requirements.

Another common indicator is higher windborne-debris resistance.
This may involve non-glazed doors being windborne-debris–resistant
in an area that only requires glazed products to comply, or
glazed doors meeting such resistance requirements in an area
outside of the hurricane-prone region.

Insurance Driven

Code-Plus is not mandated, but is usually insurance driven.
Homeowners obtain a discount on insurance premiums in certain
designated areas of the country if they install Code-Plus
products on their home’s exterior. In some instances,
homeowners need to have Code-Plus products on new homes to
even obtain insurance.

Criteria for Code-Plus varies from program to program. Two
programs currently in operation are “Fortified …
for Safer Living” through the Institute for Business
& Home Safety and “My Safe Florida Home” maintained
by the Federal Alliance for Safe Homes.

In the MSFH project, inspectors are employed to verify the
installation of program-compliant products. This is a different
function from that of a code inspector arriving at a site
to check for code compliance.

People in high-wind areas should learn whether Code-Plus
programs apply to their area. Program administrators should
be contacted for more information. Again, I stress that these
programs are separate and distinct from building code enforcement.