1. A society that has refused your application for
membership because of your age or state of health !

2. An organization, synagogue or group in your old
neighborhood that continues to charge high yearly
dues even though you only need their cemetery grounds
and burial benefits if they still give them !

3. A society that has dissolved and left you and your
family without economical funeral protection !

4. A society secretary that is not available when there is

a question, or worse, at the time of an emergency !

5. A family club that only provides a grave and you must
pay top price for the funeral home arrangements !

6. A group that no longer has graves available where you
want them and then restricts you and your family from
the cemetery of your choice !

7. A group that unfortunately has aging or no leadership,
a group without interested young members who will
guarantee that someone will be there 24 hours a day
when you need them !

8. A society that can only give your family a very small
cash allowance !

9. Advocates that promote and encourage fancy or high
priced funerals without any regard for your ability to
pay !

10. You are encouraged or forced to call an expensive
chapel chosen by others without any consideration for
the cost of the funeral !

11. No one gives you information about the actual funeral
prices while advising you to use a particular chapel and
after completing all the plans and asked to sign a
contract you finally realize what it will cost !

12. You have nothing other than a grave reserved leaving
you with no protection against spending more than you
should or more than your family can afford for the rest
of the funeral expenses !

13. You are led to believe that a friend or a relative who
may have arranged a few funerals in the past is an
expert able to advise or make decisions for you !

14. You were promised a grave and have no papers to
prove you're really entitled to its use or where it is
specifically located !

15. You were given a letter or an official looking document
for rights or ownership of a grave from a group or
anyone other than a cemetery and have no verification
or proof of its validity !

16. You know that neither you or your family has any idea
what to expect when a funeral must be arranged !

17. You fear discussing or even thinking about funeral
arrangements for yourself or members of your family !

18. You don't know of a professional consumer advocate
organization that effectively assists many hundreds of
families arrange a funeral each year, helping them with
patience and compassion !