Interest on a Plain Green loan is typically much less than fees charged for a payday loan. Visit our
Consumer Cost page for more information on how
Plain Green compares to other options.

pay over

With a Plain Green loan, you pay your loan back over time, not in 2 weeks! Our terms range from 4 to 19 months,
depending on the size of your loan. For example, a $700 loan has an annual percentage rate (APR) of 364.00% with 14 bi-weekly payments of $116.63.

reporting to a major

Plain Green reports your payment history to a major credit bureau. Your successful,
on-time payments may help you toward building a better credit record.

Plain Green Loans — the
to high late fees

Do you know how much a late fee you?

Probably more than you realize. Below are a few common charges along with the corresponding Annual Percentage Rate (APR) calculated on those
fees. For example, if you assume that your $100 utility bill was a 14 day loan, and the $47 reconnect fee was the interest charged, your equivalent
APR would be over 1225%! A Plain Green loan can typically be the better choice to help you avoid these types of late fees.

*Plain Green, LLC is a tribal lending entity wholly owned by the Chippewa Cree Tribe of
the Rocky Boy's Indian Reservation, Montana, a sovereign nation located within the
United States of America, and is operating within the Tribe's Reservation. Applications
processed and approved before 6 p.m. ET are typically funded the next business day.
In some cases, we may not be able to verify your application information and may ask
you to provide certain documents. Maximum loan amount for initial loan is $1,000.00.
Refer to Loan Cost & Terms for additional
details. Complete disclosures of APR, fees and payment terms are provided within the
Loan Agreement.

Important Disclosures
This is an expensive form of credit. Plain Green loans are designed to help you meet
your emergency borrowing needs. Appropriate emergencies might be a car repair, medical
care for you or your family, or travel expenses in connection with your job. This
service is not intended to provide a solution for longer-term credit or other financial
needs. Alternative forms of credit, such as a credit card cash advance, personal loan,
home equity line of credit, existing savings or borrowing from a friend or relative,
may be less expensive and more suitable for your financial needs. Refinancing may be
available and is not automatic. Refinancing your loan will extend the term of the loan
and result in additional interest charges. Late fees and non-sufficient funds/returned
item fees may apply as described in your Loan Agreement. We will never charge you any
"hidden fees" that are not fully disclosed in the Loan Agreement or the
Loan Cost & Terms. If you don't make a payment
on time we will attempt to contact you via one or more authorized methods. We adhere to
the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we
may report your payment history to one or more credit bureaus, late or non-payment of
your loan may negatively impact your credit rating. If you fail to repay your loan in
accordance with its terms, we may place your loan with or sell your loan to a
third-party collection agency or other company that acquires and/or collects delinquent
consumer debt.

1First-time Plain Green customers typically qualify for an installment loan of
$250 to $1,000, with an APR of 299.17% to 378.95%, which is less than the average 706.08%
APR for a payday loan. For example, a $700 loan from Plain Green Loans repaid in 14
bi-weekly installments of $116.63, including of $932.70 interest, has an APR of 364.00%.
After the 14th successful payment, your loan would be paid in full. A typical payday loan
of $700 repaid in 14 days has an APR of 706.08% and a total payment of $889.58. Typical
payday loan pricing is based on Texas-originated loans with 14-day terms facilitated by
Credit Service Organizations/Credit Access Businesses such as CashNet USA®
(664.30% APR), ChecknGo® (661.77%) and MyCashCenter (792.16%) as of December 23, 2014.