The Zillidy Advantage

Zillidy is a private Canadian specialty finance company that provides personal asset loans using jewelry, luxury watches, gold, diamonds and precious metals as collateral. Zillidy offers complimentary appraisals and shipping as well as a flexible loan repayment schedule and impeccable client service.

Using Zillidy is like having a home equity line of credit against your personal assets without ever impacting your credit score or selling your valuables.

We serve all Canadians, whether in large cities including Toronto, Vancouver, Montreal, Winnipeg, Calgary, Ottawa, Edmonton, Halifax and Hamilton as well as smaller communities such as Kitchener, Brampton, Mississauga, London, Guelph and Regina.

We’re changing the way short term loans in Canada work by ensuring you, the client, are always in control of the transaction.

Loans from $1,000 – $500,000.

Flexible loan terms.

Great for individuals and small business owners.

Transparent and simple pricing. No hidden fees.

Discretion guaranteed.

No credit checks. No financials. No income or employment verification. Never reported to credit agencies.

“Steven Uster didn’t set out to start an alternative financing company. When he was looking to buy a business in Canada, the former New York investment banker saw an opportunity to serve small firms having trouble getting loans.”

“It’s more like an emergency repair kit than it is an ongoing form of funding and alternate forms of financing are always good for entrepreneurs.” says Steve Pulver, a professor of entrepreneurship at York University’s Schulich School of Business