Payment Relief Options

Washington Trust is here for consumer and business loan customers who may be experiencing financial difficulties and would like to speak with a bank representative about payment options, eligibility for business lines of credit increases, needs-based payment relief, or assistance through the SBA’s Paycheck Protection Program. If you have questions, please contact us so we can offer a customized solution or program to meet your needs.

For Commercial and Small Business Loans: Contact your loan officer, local branch, or call us at 800-475-2265.

By accessing the noted link you will be leaving Washington Trust's website and entering a website hosted by another party. Washington Trust is not responsible for, nor do we control, endorse or guarantee the content of any external sites. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Washington Trust's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Washington Trust.

Federal Equal Credit Opportunity Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discrimination against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this Bank is FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, Missouri 64106.

Right to Request Specific Reasons for Credit Denial Notice: If your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact us at 1-800-475-2265 or write to us at The Washington Trust Company, 23 Broad Street, Westerly, RI 02891 within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of receiving your request for the statement. The Washington Trust Company, a member of the FDIC, is located at 23 Broad Street, Westerly, RI 02891.

Please note:

Washington Trust Customers do not need to complete the "Additional Beneficial Owners" Section of the application

Payroll tax reports for the last 12 months are not required

Schedule C, Form 1040 is required for Independent Contractors and Sole Proprietorships only