I have just taken over lease on 2012 320i with PDC, Navi, Premium and Lighting package. The person has paid $3500 down ($5,200 upfront when taking out the car out of the lot) and willing to give me $4,250 cash incentives (including the $1095 lease transfer fees). The person has paid 2 months lease already and only 700kms on the car. Is this a good deal? Payment per month is $650ish (including tire warranty and excess wear and tear as well as tax and 20k limit per year) for 46 more months...