Balancing risk/reward is a personal call. If you get squemish when you're all out, however, then there's not much anyone can do for you.

Generally there's a balance if you're going to be in the market. Unlike many things in life, there is no reason to be all-in or all out. At a minimum, however, you have to have a plan and follow it through.

Good luck...hope you find some method of carrying for your assets that works for you.....maybe by moving to a deserted location with no TV/internet..etc...what you don't know won't hurt as bad... ;)

I promised myself I'd set up a dividend income account and then ignore the market until I'm ready to retire. Have I? Of course not -- I sold Novartis then saw it go up another 10 points. But generally, I'm not flinching. Diversify, diversify, diversify.