Dai Nippon Printing Co., Ltd. (DNP) will offer an application facilitating
the opening of new bank accounts and card loan requests via smart phones in
a carefree manner. The new service will commence September 11, and the new standardized
approach will allow banks to commence smart phone based services with a shorter
lead time and at lower costs than at present.

[Development]

Since February 2014, DNP has offered an application that facilitates the
opening of new bank accounts by forwarding identity verification image data,
such as snapshots of driving licenses, and new account requests via smart phones.
This application has been adopted by various banks in Japan, from megabank to
regional banks. In March 2015, DNP developed, and commenced offering, an application
that shortened lead times and reduced costs by standardizing the basic functions
necessary for opening a new bank account. In this latest development, DNP has
now added a card loan request function in answer to demands from consumers and
banks for a system allowing for both the opening of new bank accounts and requests
for card loans.

[Summary]

Existing applications facilitate the opening new bank accounts, by the simple
forwarding via smart phones, of identity verification image data, such as snapshots
of driving licenses, and new account request data, including names and addresses.
By standardizing these basic functions, it is now possible to adopt the application
at lower costs and with a shorter lead time compared to cases where a financial
institution develops such applications on a case-by-case basis. Apart from being
able to set screen color to match the corporate image color, it is also possible
to set such elements as the company or service logo, consent and instruction
notes, along with the branch navigation menu in line with the specifications
of a particular bank.

In this latest development, DNP has added a function facilitating the simultaneous
opening of new bank accounts and requests for card loans.

[Main Features]

Compared to cases of developing applications on a case-by-case basis,
it is possible to adopt the augmented application with a shorter lead time
and at lower costs to the financial institution. In addition, it is also
possible to reduce costs, such as those involving operational tests, necessary
when version upgrades are made to smart phone operating systems.

The augmented application uses the cloud-based driving license optical
character reader (OCR) developed by Toshiba Corporation. When opening a
new bank account or registering a change of address, the application uses
the OCR function to read-off image data, such as snapshots of driving licenses.
And by automatically creating text data from the submitted data, such as
names, addresses and date of birth, it is possible to reduce input time
and errors.

By encrypting and forwarding this data via SSL communications it has
also been possible to boost security.

[Future Developments]

Looking ahead, DNP aims for total sales from the bank account service targeting
smart phones and related products of 400 million yen in the three years to FY
2017.

* Product prices, specification and service contents mentioned in this news
release are current as of the date of publication. They may be changed at any
time without notice.