A new look at insurance

Ventris is a full service insurance agency and consulting group. Our core services include insurance solutions for business and individuals, employee benefit solutions, and human resource and payroll assistance.

Employee Benefits

We provide exceptional service through ongoing employee communication and education, expertise in product design and administration, and maximization of value for the money you and your employees spend on benefits.

Consulting

Business Insurance

Before issuing an insurance policy our experts help you identify and evaluate risks unique to your business. Our solutions are geared toward innovative coverage at an affordable price and exposure to risk which you are comfortable with.

Individual Insurance

Ventris provides a full range of coverages for your personal needs. From the first time buyer, to the high valued homeowner, automobiles, and umbrellas, we will review quote and secure coverages for your needs.

This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions, and employer opinions. The 2018 survey included almost 2,160…

Job Description A Commercial Insurance Advisor identifies prospects for business from existing and prospective clients, and evaluates risk unique to each business. Maintains a consistently strong and active new business…

Contribution Limit for Individuals with HDHP Family Coverage Previously Set at $6,850 The Internal Revenue Service (IRS) has re-established $6,900 as the 2018 health savings account (HSA) contribution limit for…

This annual Met Life survey of employers and employees highlights the demographic shifts that are disrupting the workplace and redefining employees’ workplace expectations. The 2017 survey included over 2,500 interviews…

The Internal Revenue Service (IRS) has announced that the 2018 annual limitation on health savings account (HSA) contributions by individuals with family coverage under a high deductible health plan (HDHP) is now $6,850….

Employers Will Have Opportunity to Respond Before Penalty Assessment The Internal Revenue Service (IRS) has announced that it will begin mailing employers letters informing them of their potential liability for…

Final Payment Due for Contributing Entities That Opted for Two-Part Contribution The second transitional reinsurance contribution payment for the 2016 benefit year is due November 15, 2017 for issuers and certain self-insured group…

The Internal Revenue Service (IRS) has announced a number of inflation-adjusted tax items for 2018, some of which remain unchanged. *Flexbile Spending Accounts (FSAs) The annual dollar limit on employee…

ACA Requirements Remain In Effect Pending Further Guidance or Legislation President Trump has signed an executive order calling upon federal administrative agencies to minimize the economic burden of the Affordable…

Employers Must Use New Version by January 22, 2017 U.S. Citizenship and Immigration Services (USCIS) has released a new version of Form I-9, Employment Eligibility Verification. Background Federal law requires…

Information (1094/1095-C) reporting is used to determine compliance with the Affordable Care Act’s “individual mandate”. While the information reporting requirements are first effective for coverage offered in 2016, the initial…

Further Legal Developments Expected The U.S. Department of Justice, on behalf of the U.S. Department of Labor, has filed a notice to appeal the nationwide preliminary injunction previously granted against…

This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage including premiums, employee contributions, cost-sharing provisions, and employer opinions. The 2016 survey included almost 1,900…

If you are an employer that has received a notice titled, “health insurance marketplace” from Department of Health and Human Services don’t ignore it. Employer Receipt of “Health Insurance Marketplace”…

Marketplace Notices Include Information on Employee Premium Tax Credit Eligibility A final Notice of Benefit and Payment Parameters from the U.S. Department of Health and Human Services (HHS) provides clarification…

HSA Contribution Limits and Minimum Deductibles Announced for 2017 The Internal Revenue Service (IRS) has announced the 2017 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal…

Communicating with your employees about form 1095-C can be simplified. The attached sample letter includes: -Explanation of why the form is being received -Descriptions of why employees may be receiving…

Today, President Obama signed legislation that will delay the Cadillac/excise tax for two more years until 2020. Additionally the recent signed Omnibus bill suspends a “heath insurance tax” for insurers,…

Sexual Orientation and Gender Identity to Be Prohibited Bases for Discrimination in Employment A new law, effective May 11, 2015, includes sexual orientation and gender identity as prohibited bases for…

Because information reporting was voluntary for calendar year 2014, large employers are required to report health coverage information for the first time in early 2016 for calendar year 2015. Internal…

The “individual mandate” (also known as individual shared responsibility) generally requires every individual to have minimum essential health coverage for each month, qualify for an exemption, or make a payment…

Recently issued final rules provide important guidance for large employers who are subject to the shared responsibility (“pay or play”) requirements under Health Care Reform. These employers may be subject to a penalty…

On March 5, 2014, the Department of Treasury and the Internal Revenue Service (IRS) released final rules on two provisions: reporting health insurance coverage by large employers, and reporting minimum…