If you have been waiting to lock in your refinance, today is the day. For the details on what is driving this huge rate drop, read this article . But look at the way rates have dropped today:

This is the time to act. Locking now can be the decision that saves you the $40K that can make your child’s college fund a possibility, or it can help you to pay off your home a decade earlier. Those who act, win.

There is no appraisal required, almost no documentation required, and I pay most of your closing costs. (subject to credit score and loan amount requirements) Please look at this case study and contact me for a personal savings report.