If you really want to stay poor, here's how to do it.

How to Waste Money

by Rick Kahler

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Be frugal. Live on less than you make. Save for the future. It's my message, and I'm sticking to it.

Just in case you're getting tired of that message, though, let's take a look at thrift from a slightly different perspective. For anyone who wants to throw cash around, here are some effective ways to waste your money:

How to Waste Money on Travel:

Buy package vacation deals.

Buy a vacation home.

Get an RV and only use it one or two weeks a year.

Buy a timeshare unit.

Pay for hotel internet packages.

Eat at hotel restaurants.

Use room service.

Over-pack and pay checked baggage fees.

Don't bother to use a travel credit card that gives you frequent flyer credits.

Be disorganized about taking care of bills on time, so you pay late fees.

Pay for premium cable TV packages with channels you rarely watch.

If you can't afford something now, pull out the plastic. When you don't pay a credit card bill in full at the end of the month, high interest rates can quickly double or triple the price of anything you buy.

Gamble. Online gambling, slot machines, gaming tables, and lottery tickets are all good ways to get rid of extra cash.

Speed. This is a three-for-one deal. You'll use extra gas, pay $100 or more for a speeding ticket, and end up with higher car insurance premiums.

Even practicing a few of these overspending habits will give you more financial stress and less financial security. Just observing half of them will give you an interesting life full of financial chaos. Follow more than half and you, too, can qualify as a first-class money waster.

"The Dollar Stretcher, Inc." does not assume responsibility for advice given. All advice should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if advice is safe and suitable for their own situation. This article may contain affiliate links. If you click on one of the affiliate links, The Dollar Stretcher could be compensated.