North Georgia Gal's Financial Awakening

Trying to Make Smarter Decisions Day by Day

Where to Begin...it is hard to believe that it has been 9 years since I started this Blog. You guys have always been here supporting me and cheering me on.

I am in the process of refinancing my LOC into a mortgage, rolling my credit card debt into it. Will probably then close all of my credit cards after that.

I still have my budget in place for a couple of months out, but I still have to make changes to it.

I hope to sell my house in about 6 months, and move closer to my kids, about an hour away. I will still commute to work because it would only be about 40 minutes. But this can't happen until my responsibility to my mom is done, she is close to moving in with my niece, but who knows when that will happen.

Updates and Financial Doings

August 22nd, 2016 at 06:27 pm

I closed on the loan to refinance the HELOC, taking my mom's name off of it. It is now solely my responsibility, which it was before, but she was a co-signer. Now her credit is freed up. I refinanced for enough to take care of the mold problem in the basement. I think it was starting to affect my health. So that is in process.

I put in my notice at my second job for the end of September. 6 weeks notice. Surely they can find a replacement in that amount of time. My first job is really picking up, they let the sales person who wasn't doing anything go, and now we are making sales like crazy! My boss doesn't have a day at home for almost 3 weeks! Good for business, bad for him. I am excited that I won't have to get up at 4:00 in the morning any more but I will miss the people I work with. I have done my budget and I will be okay financially. Just have to watch my spending, which is difficult for me. It is time to start on my November budget now.