Life EventsEvery stage of life has its own financial needs and concerns. The life events on this page can help you target the key financial strategies and issues that are likely to be most important to
you in this stage of your life.CalculatorsGot a question that involves number crunching? Use the calculators on this page to find the mathematical answer to the most commonly asked number-crunching questions, and see your inputs displayed
next to the graph, chart, and/or table output in a side-by-side display.

NewslettersThe newsletter articles on this page provide valuable information on timely and interesting financial issues across a variety of subject areas, including retirement,
investments, personal finance, annuities, insurance, taxes, college, and government benefits.Market SummariesThe market summaries on this page are available in weekly, monthly, quarterly, and annual editions, and also include a video, multimedia
version of the monthly, quarterly, and annual editions. Market summaries contain information on the Dow, S&P 500, NASDAQ, Russell 2000, Global Dow, Federal Funds interest rate, and 10-year Treasury yields, along with highlights of recent events important to
the markets and future dates for key data releases.Video AlertsThe videos on this page are short, multimedia pieces that highlight recent developments, new legislation, and cutting edge information across a variety of financial subject
areas.

e-SeminarsThe seminar videos on this page are professional, multimedia mini-presentations that provide a broad overview of the most important financial planning topics. Use them as a springboard to learn
more.

To learn more about the professional history of our financial advisor(s), please visit
FINRA's BrokerCheck

David O. McMillin is a Registered Representatives offering securities through American Portfolios Financial Services, Inc. (APFS), Member:
FINRA,
SIPC. Investment Advisory Services offered through American Portfolios Advisors (APA), a SEC Registered Investment Advisor. Hopper-McMillin is not affiliated with APFS or APA. Neither Hopper-McMillin, APA, nor APFS provide tax or legal advice. The information
presented here is not specific to any individual's personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed
by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances. These materials are provided for general information and educational purposes based upon publicly available information from sources
believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

This communication is strictly intended for individuals residing in the state(s) of AR, AZ, CA, CO, DC, FL, GA, IN, KY, MI, MO, NC, NJ, NV, NY, OH, PA, SD, UT, VA, WA and WI. No offers may be made or accepted from any resident outside the specific states referenced.