I had my first "at fault" accident in 48 years (watch out Ocean :-) ) of driving over two million miles this past December. I rolled into a stopped vehicle, after being stopped myself, at 3-4 MPH and caused $1,900 damage to the plastic bumper & grill of my Ford Ranger. No excuses as I was in the wrong.

Well excluding the accident I had when I was 8 (I hit a UPS delivery truck, but still maintain it wasn't my fault because I shouldn't have been driving) I've never had an accident that was my fault.

3 times other drivers have hit me though. Once when I was 17, minimal damage. Second was 2 weeks after I bought my Sentra ($6,000 in damage). Third was a 17 yr old that hit me and totaled my Sentra. No injuries in any of the accidents though.