Unpaid Leave

A leave of absence means a time of transition and change. You’re likely dealing with a lot. On top of it all, depending on the type of leave, FMLA or otherwise, you may also find yourself looking for new health insurance.1

The good news: Losing your job-based health insurance coverage for any reason may be a qualifying event that opens a special
enrollment window giving you 60 days from the day you lose your coverage to buy your own individual health insurance.

We realize that dealing with health insurance right now may feel overwhelming. It’s our job to make it easy for you to find a plan that meets your needs and your budget. With our helpful online tools and licensed Product Advisors, we can help you find a plan that meets your specific needs.

The Clock Is Ticking

Don’t miss your chance to enroll! You only have a short time around a qualifying event (up to 60 days after the day you lose coverage) to make health insurance changes. Missing the deadline means you may wait for up to 10 months for the next open enrollment period.

Missed Your Special Enrollment Window?
We Can Help With That, Too

Short Term health insurance, also called Temporary insurance or Term health insurance, may be just the thing to get you to that next
Open Enrollment period. It’s designed to bridge gaps so you’re covered until you decide on a long-term health care solution. Learn
more about Golden Rule Insurance Company Short Term health insurance.2

Plans and Credits

View your plan options and find out if you’re eligible for a tax credit.

Personalized Advice

1 FMLA requires your employer to keep your benefits. Other types of leave may qualify you for COBRA. Check with your employer.

2 Short term health insurance does not meet minimum essential coverage requirements, meaning signing up for this coverage may result in a tax penalty. Plans are subject to health underwriting, and do not cover preexisting conditions.

UHONEQEUNPAIDLVR2

Tick-tock! You’ve only got 60 days to make changes after a qualifying event!

You are now leaving this UnitedHealthcare website.

In just a few seconds you will automatically be redirected.

Thanks for visiting! Come back and see us again soon.

Currently we do not offer health insurance in your area. For your convenience, we have arranged for an independent insurance agency to help you find insurance that best meets your needs. To learn more, click below (you will be transferred to healthinsurance.com).

No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.

References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.
Dental and Vision products are administrated by related companies.
Each company is a separate entity and is not responsible for another's financial or contractual obligations.
Administrative services are provided by United HealthCare Services, Inc.

Products and services offered are underwritten by Golden Rule Insurance Company, Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company and
UnitedHealthcare Insurance Company. In New Mexico, products and services offered are only underwritten by Golden Rule Insurance Company.

All products require separate applications. Separate policies or certificates are issued. Golden Rule Short Term Medical plans are medically underwritten. Related insurance
products offered by either company may be medically underwritten – see the product brochures and applications. HealthiestYou by Teladoc® is not insurance and is not associated with any other insurance product for which you are applying. HealthiestYou by Teladoc ® and UnitedHealthcare are not affiliated and each entity is responsible for its own contractual and financial obligations. Travel Health Insurance, Property & Casualty, Final Expense Whole Life Insurance and Pet Insurance are underwritten by different companies that are not related to the UnitedHealthcare family of companies. Product availability varies by state.