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We believe insurers should have complete clarity on their future catastrophe losses and control over their catastrophe model assumptions. That's why we developed the Characteristic Event (CE) methodology and the RiskInsight® open loss modeling platform. CEs give you information the traditional models don't such as where you can have surprise and outsized catastrophe losses relative to your peer companies. CEs provide intuitive and operational risk metrics for underwriting, strategic planning, and ERM. RiskInsight® is an advanced, open platform for catastrophe loss estimation—model components are fully transparent and customizable so you can now build your own models and proprietary views of risk efficiently, scientifically, and cost effectively.