Wherever Patrick Moore is right now, he’s probably wishing he was around for a few more months to witness some almighty goings-on up in the sky.

As the Money Shot is being furiously battered out, there’s a large asteroid passing some 12,000 miles above the earth – close enough to be visible from some parts of Africa and Asia. And it’s a big ‘un – big enough to wipe out the entire city of London, in fact.

But thankfully, the experts are fairly confident this apocalyptic turn of events won’t happen, and that Bruce Willis, a crack team of drillers and Aerosmith won’t have to be dialled up to go and dispose of it just yet.

Meanwhile, in post-Soviet Russia, there’s been a dazzling meteor shower which has blown out the windows of hundreds of homes and injured scores of people. They’re not unfamiliar with peculiar goings on from the heavens in that part of the world – the Tunguska mystery has baffled people for over a century.

Never one to stray off message, The Money Shot has decided to see what the home insurance situation is if you’re worried that your treasured abode might be hit by a large celestial object. So we rang up the British Insurance Brokers' Association (BIBA) to get the skinny.

“Standard home insurance usually covers damage for fire, water damage and so forth," explains Steve Foulsham, head of technical services at BIBA. "Accidental cover - which would cover objects falling from the sky - is usually an option. This should cover a home in the event of an occurence such as this - unless there are specific clauses. It might be worth checking their policy if they are unsure as to what they have."

High-rollers might have less to worry about. "High net worth insurance usually contains accidental damage to the building as standard," says Foulsham.

Well, that’s that cleared up. The Money Shot will now retreat to its nearest subterranean bunker. Cheerio for now!

SHORT CHANGE – MONEY NEWS IN BRIEF

Regular listeners to BBC Five Live’s Saturday Morning ‘banterthon’ Fighting Talk may be familiar with the ‘Defending The Indefensible’ round, where panel members are asked to, er, do just that. Well, if you were lucky enough to be on the Banking Standards Commission’s panel, you would have been forgiven for thinking that former Lloyds gaffer Eric Daniels was secretly participating, as he argued the case for the bank’s mis-selling malpractices this week.

The energy industry has received five million complaints over the past year – that’s nearly enough for the entire population of Turkmenistan to have lodged a complaint each, fact fans.

On the subject of the business of energy, incoming SSE boss Alistair Phillips-Davies seems to have gotten all overcome with the spirit of Valentine’s Day and wants the company to turn over a new leaf, and vowed to win back their customers' shattered trust. “The way customers feel about M&S and John Lewis, both of these are good examples of the way we want customers to feel about us,” he said, somewhat hopefully.

Car insurance implications abound – a car which drives itself has been invented by top boffins at Oxford University. It could be available to the great unwashed in 15 years or so. The imaginatively titled RobotCar is a modified Nissan Leaf with small cameras and lasers built into the chassis – let’s hope its clever clogs owners remembered to declare them to their insurer.

On the subject of car insurance, Rowan Atkinson has had to call on his after he pranged his McLaren F1 and was faced with a £1m repair bill. Turns out his accident-prone driving style in Mr Bean wasn’t so far removed from reality after all.

Some bright spark has advised drivers “not to sneeze” when at the wheel of the car.

You’ll like this – hooky download site Pirate Bay is suing another site for copyright infringement.

And Finally

An Essex cleaner has had 50s novelty hit ‘How Much Is That Doggie In The Window’ stuck in her head – for three years.

Experts believe that she is suffering from a rare form of tinnitus called ‘musical hallucination’.

“It began three years ago and hasn’t stopped since – like a radio you can’t turn off,” said Susan Root, 63. “It’s especially bad at night. It’s driving me mad. I can always hear music, especially How Much is that Doggie in the Window.”

But it’s not just that one – she’s also been haunted by God Save the Queen, Happy Birthday and Auld Lang Syne.

A spokesman for the British Tinnitus Association said: “Musical hallucination involves hearing fragments of familiar melodies, especially hymns and carols.”