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Before you say, "nds-card is better," last year, my mom was ripped off by a foreign merchant on eBay, and ever since, only buys stuff from US based merchants. And nds-card is not based in America, so that won't fly.

nds-card is GBAtemp's sponsor, and you're asking fellow GBAtemp members for help on a site that's unrelated to said sponsor? Also, eBay is eBay. It will always be sketchy, even US merchants. nds-card is GBAtemp's sponsor for a good reason, they're reliable. Can confirm that I had no issues ordering or getting my item shipped to me, and several others can vouch for this as well.

They should work with any prepaid gift card (like greendot cards from most stores.) Since they are based in the US (although they sometimes ship from Hong Kong,) you shouldn't have issues with any card that can you buy from your local stores.
Although I personally suggest just emailing them for a list of gift cards they do accept and or have worked with in the past.