Right after the Tax Cuts and Jobs Act passed, I wrote about how Roth IRAs are looking better than ever thanks to lower tax rates. One downside, however, is that Roth IRAs have income limits: The amount you can contribute begins to phase out if your modified adjusted gross income is $120,000 in 2018, and you’re…

Roth IRAs offer tax-free growth and more flexible withdrawal rules than traditional retirement accounts, making them the savings product du jour for personal finance writers and bloggers. But to make the most of them, you need to know exactly what those withdrawal rules are, and they can get complicated.

Each Monday we’re tackling one of your pressing personal finance questions by asking a handful of money experts for their advice. If you have a general question or money concern, or just want to talk about something PeFi-related, leave it in the comments or email me at alicia.adamczyk@lifehacker.com.

You should always pay attention to fees and pricing of financial product, but now it’s more important than ever. Latest reminder: Wealthfront, the roboadvisor known for its low-fee, passive investing options, will soon start charging all new users a 0.25 percent advisory fee, and will auto-enroll wealthy investors…

Much ink has been spilled on the relative superiority of Roth IRAs versus traditional IRAs, but let’s reexamine as the Roth—dubbed “the golden child of the retirement planning world” by NerdWallet—turns 20.

If you’ve been paying attention to corporate investing strategies the past few decades, then what companies are doing now with their extra money from the Republican tax plan is no surprise. A handful have given one-time bonuses to workers (fewer have given actual raises), but a significantly higher portion of the…

Spotify is planning to go public through a direct listing on the New York Stock Exchange in the next few weeks, and that’s piqued the interest of investors hoping it’s the next hot tech stock (a little more Netflix, a little less Snapchat). So, should you invest?

Hello friends. Friendly reminder that while our financial lives may seem like a disaster and we’re all stressed out about not having enough money, one of the few financial vehicles that actually benefits people who use it is the 401(k).

Investing is an important part of a healthy financial life. You want your money to grow, and, short of winning the lottery, investing is the best way to do that. But as Jonathan Clements, the editor of Humble Dollar, reminds us in his newsletter, it’s hardly the only thing that matters.

If you’re worried about your exposure to gun stocks, Morningstar has a new report about how to find out whether your funds are invested in these companies and some things you can do about it. (And read our general piece about divesting.)

With the market fluctuations the past week or so, there have been questions about when to rebalance your portfolio, if at all. Some say it shouldn’t interfere with your long-term plan, and to stick to once a year. Others say the time to rebalance is right after the market goes up or down by five percent or more.

There’s no need to waste time logging into an app or firing up your desktop when you want to buy or sell some stocks—now you can do it right from the convenience of your Twitter DMs if you have a TD Ameritrade account.