Purchase either a combined Buildings & Contents Home Insurance policy, or separate Buildings or Contents Home Insurance Policy online at Littlewoods.com between 1st June and 30th June 2018 to qualify for a free Amazon Echo Dot. New Littlewoods Home Insurance customers only.

Provided your policy is still active and your premiums are up to date, we'll email you 4 weeks post-purchase to explain how you claim your free Amazon Echo Dot.

If you return your item due to a fault, where possible, a replacement item will be provided.

you may have to wait a little longer than normal. Our delivery partners are doing their best but please be aware there may be delays. We're sorry for any inconvenience this may cause.

Check 'My Account' to get your latest tracking updates.

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What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.

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Is your furniture prone to stains, or your pets scratching the upholstery? Do you like to entertain with family and friends? Furniture Insurance covers accidental damage including rips, burns, stains, and scratches for 3 years after purchase.

What about unexpected structural defects? Could you do without a costly repair or replacement? With Furniture Insurance you're protected against structural defects including damaged frames, springs and cushions after the manufacturer's warranty ends.

Do you need repairs to be convenient, with nothing more to pay? Repairs will be carried out in your own home where possible, with no excess to pay.

The full list of benefits and exclusions can be found in the policy terms and conditions.

Please remember to check if your item is already covered by another insurance policy.

If, after reading the information above, this policy meets your needs and you would like to take out Furniture Insurance, please select from the following:

Payment options are selectable in checkout

Choose from 3 great payment options so you can pay in a way that suits you and your budget:

1. Interest Free Payments

20 weeks interest free credit available on all items.

52 weeks interest free credit available on items over £180.

Interest free credit is available on all insurance products.

2. Buy Now Pay Later (BNPL)

Delay payment for 12 months when you spend £50 or more. The payment free period starts when you place your order.

BNPL is an interest bearing option on the Littlewoods Account. The interest rate typically used to calculate BNPL interest is 44.9% per annum. Your interest rate will be detailed in checkout. The interest is calculated on the payment free period and the repayment period.

You can avoid interest by paying the cash price in full within the payment free period.

Click on “Find out More” in checkout to see how BNPL works.

3. Spread the Cost

Lower monthly payments by taking longer to pay.

Pay over 104 weeks (2 years) for orders over £50.

Pay over 156 weeks (3 years) for orders over £99.

Interest is charged at your account rate for this payment option.

Payment options are selectable in checkout along with the cost breakdown, just click on the item description.

Buy Now Pay Later is an interest bearing option, subject to status on the Littlewoods account. The interest rate typically used to calculate Buy Now Pay Later interest is 44.9% per annum. Your interest rate will be detailed in checkout. The interest is calculated on the payment free period and the repayment period. You can avoid interest by paying the cash price in full within the payment free period. Whether you are paying the full cash price, or a part payment remember to target your payment to Buy Now Pay Later.

Shop as usual and when you get to checkout select Buy Now Pay Later and the repayment period of either 104 or 156 weeks. This is the repayment period you will pay over, once the payment free period (12 months) has ended. The payment free period will start from the date of order, including pre-orders and items not ready for immediate dispatch.

Delivery, installation and other Financial Services products such as insurance cannot be placed on Buy Now Pay Later, these charges will appear on your next statement. Exclusions will be confirmed at the point of order.

If you have any non Buy Now Pay Later purchases on your account you will still need to make at least your minimum payment as detailed on your statement.

Made in Britain by SWIFT, contemporary chest of drawers will arrive fully assembled for the ultimate convenience. So you can forget the instructions, Allen keys and elbow grease, and instead put your efforts into something more fun... like sitting back and admiring the shiny style that's every bit as fashionable as the clothes you'll store inside it.

You won't even need to worry about taking it from the hallway to the bedroom, as SWIFT will deliver it to your room of choice (they'll even get rid of the packaging for you when they're finished!).

Available with an oak-effect frame and contrasting white or black high gloss fronts or a white frame with grey high gloss fronts, the frames feature a special scratch-resistant melamine-faced finish that helps keep them looking pristine.

The reflective gloss on the fronts is complemented by sleek designer-style metal handles, and when you slide the drawers open you'll notice the smooth metal runners and linen-look interior. The graduated design means the top drawer is shallow for easy organisation of socks and underwear, while the bottom two drawers are extra deep - perfect for stowing away thick jumpers!

Please remember to measure your available space before ordering.

Dimensions:Height 88.5, Width 76.5, Depth 41.5 cm

Get the look with matching Montreal wardrobes, bedside cabinet and more, which is all available to add separately.

What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.