Gulp

Things seem to be progressing well enough. We are slated to have the house inspected Monday morning. I don’t think we expect to find anything major, but of course you just never know. We’re opting out of the radon inspection given that the house is on a slab, no basement or crawlspace. They want nearly a hundred dollars for that inspection and you can get free test kits through the county health district. Seems like easy math. Assuming we don’t find out afterward that the house is built on top of a poison spring. Assume, ass, you, me, etc., but gamble we will on that front.

We should find out tomorrow if our mortgage is set, too. Hopefully we’ll still be able to close by the end of the month. We didn’t go with the company affiliated with our realty company. I don’t think the realtor’s too happy about that, but the closing costs were absolutely ridiculous. Assuming everything goes well tomorrow with the bank, we put down a little more money and get out of paying the stupid PMI. Makes our payments much less painful. Doesn’t feel like setting ourselves up for failure this way.

I’ve been so nervous about all this, and Mike has been, too. We went and talked all the mortgage stuff over with my parents yesterday, and I think we both feel much better about everything now. I’m not really superstitious, but I find myself hoping that all of this occurring around 7-7-07 will turn luck our way. How silly. Luck favors the well-prepared. We’re trying to be that.

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4 thoughts on “Gulp”

From the tidbits of information directly related to mortgages you’ve disclosed, I’d say you’re at least better informed than most people, and those informed parts thus far are good. Dumping all the junk fees (closing/PMI), finding your own lender, keeping payments manageable.. etc. Buying YOUR house is not a situation where you should worry about making your realtor happy anyway. They’re making their money, why should they be peeved?Luck only favors the well-prepared if there is very little time (as in this case). Good luck anyway.

No news in a while, so I’m gonna go by the old saying, “No news is good news.” Hope things are working out for ya. And how’s the move at work goin for ya? With all this moving I wouldn’t be surprised if you end up just wanting to sit in one spot for a week straight :-p Have a good weekend.

Actually, the inspection revealed non-functioning heat and A/C, so we’re waiting to hopefully hear today that the seller’s willing to replace the furnace, which will hopefully allow the newer A/C to turn on and be fine. Work’s okay, we’re all moved, but not quite up and running yet. Yes, I’d like to just be settled already!