Re: Capital One Reporting

Good to see this thread since I was extremely irritated with Cap 1 for updating yesterday with my balance from July. 1- My payment due date is not until the 24th and statement date is the 26th. 2 - the account was just paid in full on 8/14 so officially there is a 0 balance. I guess they are having reporting issues and this will correct itself soon but I am SO over Cap 1.

Re: Capital One Reporting

My two cards finally reported yesterday. Unfortunately, on one of them it was the balance I had before paying it down and getting the CLI, so I took a hit on utility for now. Oh well.

Similar thing happened to me and my score dropped a bit but still above 700. My next statement balance is scheduled to report at the end of this month (08/28) and this will include a 2500 cli (5k to 7.5k total limit).

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.