A new poll by Harris Interactive states that “women are more likely than men to say they are dining out less frequently” and “seven in ten Americans (71%) say they find themselves cooking more instead of going out in order to save more money, while over half (57%) say going out used to be a regular occurrence but it is now a luxury.”

Sound familiar? Being on a tight budget, watching every penny you spend and foregoing any type of “luxury” whatsoever is no fun. I know. I’ve been there. You look for the cheapest food deals, work odd jobs and do whatever it takes just to survive. All of us go through tough times, but my question to you is…

What is your plan to improve your current, financial situation?

When Robert and I were flat broke and living out of our car, we had a plan and were trying to build cash flow assets. It took time, but we eventually got back on track and became financially-free. But if you don’t have a plan, how do you know where you’re going and how you’re going to get there?

Maybe your plan for the future is to work until you die or put as much money in your 401K/retirement savings as possible. And while this is fine for many of you, it doesn’t work for me. I want to enjoy my retirement years doing all of the things I love to do.

And I have several issues with 401k and other, retirement plans. For example, they usually assume you will be in a lower tax bracket when you retire than you are now. But as our Rich Dad tax advisor, Tom Wheelwright, explains in his new book, Tax-Free Wealth , when you stop working, you lose many tax deductions and will probably find yourself in a higher tax bracket due to inflation. Plus, you can lose control over your money in these retirement plans, and I do not like to invest in anything I cannot control.

Just like you, I used to suffer from an ineffective Facebook Marketing strategy.

While my competitors were using Facebook to rapidly build their businesses, I was resorting to old school Facebook Marketing tactics and I was miserable.

I really feel for anyone who was in the position I used to be in.

But you know what? It doesn’t have to be this way.

One day while I was checking out a competitors Facebook page, I had a weird idea about how to make my page even better. I decided to improve on a landing page funnel and use it to build my email list and send traffic back to my Website!

So I tried my new Facebook Marketing idea out to see what would happen.