Halifax Children’s Savings Accounts

Halifax children’s savings accounts are available in two different types. With one you as the parent/guardian hold the account for your child and pay in a monthly amount for a fixed period of one year, in return for an impressive interest rate. The other account is designed for children under the age of 16 who want to save their pocket money, you also have the option of control over this account to make sure your child doesn’t slip up and spend all their savings at once. Teach your child the importance of saving with Halifax children’s savings accounts, benefits of which include:

Competitive interest rates

Save from between £1 and £10 depending on the account you choose

Save a regular amount for your child or just pocket money depending on the account

If you are interested in Halifax children’s savings accounts and would like to learn more, see below for the latest interest rates and offers.

Junior ISA Selection

Provider

Junior ISA Provider

Regular Savings

Investment Options

Online Valuations

More Info

Charles Stanley Stocks & Shares Junior ISA

Charles Stanley Direct offers a Stocks and Shares Junior ISA with no initial charges or additional annual fees. Choose from a range of investments including shares, funds, gilts, bonds, investment trusts and ETFs.

Invest from only £10 a month, or a lump sum from just £50, or a mixture of both

Raise, lower, or stop and restart your payments any time you like

Available for children under 16, who didn't qualify for a Child Trust Fund

Available for Junior cash ISA holders

The value of investments and any income can fall, so the Junior ISA could return less than you invest

Returns on investment funds are not guaranteed

One Family Junior ISA

Open your child’s Junior ISA online and set up a Direct Debit and as a thank you OneFamily will send you up to £30 in e-vouchers. (Gift terms and conditions apply – please see OneFamily website). The OneFamily Junior ISA helps you to invest for your child’s future. It could help towards going to uni, driving lessons or perhaps helping to pay for a flat of their own.

The value of investments, and any income from them, can fall as well as rise so you could get back less than you invest.

If you’re unsure about the suitability, we recommend you ask for independent advice.

Tax rules can change and the reliefs depend on your child's personal circumstances.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.