People usually take stock of their accomplishments in life when passing milestone birthdays. I am no different. When I was still sharing an apartment with my BFF, right before we were turning 30, we made a pact to quit paying rent. We were going to buy houses. It’s hard to believe with how the market looks today, but in the year 2000 I settled on my very first home.

Up until then I had never itemized my taxes, and completing my annual tax forms was pretty simple. That changed when I bought my townhouse. Being an accounting major in college I thought I could handle all the tax implications of purchasing a house. Yeah. Not so much. 2 complete refilings after the initial one, and I was finally done. From that moment on I vowed to get help with my taxes. I wanted to make sure I got the most out of my return, and possibly not even have to wait for the big payout! Wouldn’t it be nice to get your tax refund now to help with your upcoming holiday shopping?

With H&R Block’s Emerald Advance service, folks may be eligible for up to $1,000 without having to jump through lots of hoops. People can apply starting November 19th and receive their cash advance in time for the holidays.Whether they use Emerald Advance to cover holiday gifts, or for travel expenses to spend time with family over the holidays, people can feel good about relying on a financial expert they can trust all year. How nice to spend more time celebrating and less time worrying!

More details on H&R Block Emerald Advance:

Starting November 19th, apply to get up to $1000 cash in time for the holidays

All you need to apply is a valid photo ID and your most recent pay stub (no W2 form required!)

You don’t already need to be an H&R Block client to apply

Now for the fun part!
H&R Block’s Emerald Advance is giving one lucky reader a $300 Mastercard gift card!
Would that be a nice supplement to your holiday spending allowance!

How to Enter: Please log into the rafflecopter below using your Facebook I.D to keep track of your entries or your email address so I can contact you if you win.

Don’t forget: Share your own tip for holiday shopping on a shoestring budget, and feel free to check out all the amazing tips The Night Owl Mama is sharing over HERE. There are some great ones, you do not want to miss!

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DISCLOSURE: H&R Block has provided the $300 gift card for the winner of this giveaway. The prize was provided, and may be shipped to the winner by H&R Block, but H&R Block is not a sponsor, administrator, or involved in any other way with this giveaway.
All opinions expressed in the post are 100% my own and honest opinion and not those of H&R Block.
Entrants must be 18 or older and located in the US only.
Winner to be chosen at random.
In The Kitchen With KP did not receive compensation for sharing this information or promotion.

I would buy me a new camera for my blog! Right now I use my phone. But a new camera is out of my budget. So if I win, I would be a happy camper!BernettaStyle recently posted..W.I.F.E: Emotional Affair vs. Friendship

My best money-saving advice for the holidays is to not wait until “holiday season” to begin. Keep generic gift items in stock year round, and collect them year round when you find great prices on them. Same with toys — Target, for example, has toy clearances a few times a year; and sometimes you can even find Target store coupons and/or manufacture coupons to use on top of the clearance prices. It may be a gamble with some items, but at those prices, it’s worth the risk!

The $300 would be very useful to help me with my business Atlanta Diaper Relief. I would be able to purchase more diapers for families in need and wipes, which we normally never have to give to families. Something like diapers at Christmas may sound like a small thing, but for families who have NOTHING, it’s a big thing.Kia Morgan Smith recently posted..Making Thanksgiving Day Prep FUN with the kids and a @Gain Give Away

I use the Amazon app while shopping to price compare, also use Google shopping to make sure I’m getting the best deal. Look for promo codes, coupons, everywhere you go! Also cashing in points from sites like MyPoints to get gift cards.

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Meet KP

Hi! I'm KP! Welcome to the heart of our home - the kitchen. When you visit, you'll always find good food, lively conversation and tons of laughter. I'd love for you to join my family in our culinary and family adventures around Atlanta (and beyond). Learn more about KP...

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Meet KP

Hi! I'm Karen and I want to welcome you into my kitchen - the heart of our home. When you visit, you'll always find good food, lively conversation and tons of laughter. I'd love for you to join my family in our culinary and family adventures around Atlanta (and beyond).Learn more about KP...