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The days of cash-only businesses are fully behind us. These days, even neighborhood or “Mom and Pop” shops are struggling to get by without accepting credit cards or other electronic payment. If your small business hasn’t made the transition to electronic payment options, there are plenty of reasons why you should consider making the change…

There is a lot to love about the internet we have today. It allows people to shop, get news, do their banking, view test results, work, and watch the latest in sporting events and live entertainment from all over the globe in the comfort of their own homes. People can also order food from their…

With a quick swipe of your card on a credit card point-of-sale terminal, you can electronically conduct a transaction whose effects take only moments to unfold. Nowadays, the common question “Cash or card?” presents the two most common options in paying for goods and services. This article focuses on the latter option, which is rapidly…

Credit cards have turned contemporary commerce into a cashless market. You can purchase virtually any good or service with the swipe of a card. Consumers prefer credit card payments to cash payment due to the numerous benefits cardholders enjoy. The popularity of credit cards has caused small businesses adopt the payment method, and the results…

Credit card processing is essential for your hair and nail salon. This is especially true if yours is a new business startup. Here’s why: you’re the new kid on the block so you have to be ready to compete with established businesses. It’s likely that those businesses accept credit card payments as a convenience for…

Credit card payments have become a key component of business success today. More people use cashless systems to pay for goods and services than ever before. If you want to grow your business faster, tapping into the cashless payment market is essential. Accepting credit card payments is the surest way to ensure that your customers…

Are you searching for the perfect merchant account provider for your business? If so, you’ve probably come across a lot of different names and a lot of different companies. There are a number of differences between merchant account providers Charge.com and Stripe, and we’re here to go through them with you on today’s blog! What…

If you’ve been on the hunt for a merchant account provider for your business, it’s likely that you’ve run across these two names. Choosing a credit card processing system is a big decision for your company. This is why the team at Charge.com wants to walk you through the differences between these two merchant account…

A payment gateway is required in order to take credit card payments only if you want to accept credit cards online. This means that payment gateways are essential for not just pure Internet businesses, they’re also important for brick and mortar stores that also want to maintain a website in order to sell to a…

You’ve probably seen plenty of QR codes, even if you didn’t know that’s what it was. It’s a type of 2-dimensional bar code that looks a bit like a box with squiggles in it. QR stands for Quick Response, and QR codes were first used in Japan, back in 1994. Toyota used them to keep…

We’re so confident that Charge.com has the lowest costs that we will pay you $200 to find a better deal! If you find a competitor of Charge.com offering a direct merchant account and the same hardware, software, or payment gateway that Charge.com currently offers, Charge.com will beat the costs of the competitor’s offer or else pay you $200. And if you are currently processing credit cards, then if you send us your most recent credit card processing statement, Charge.com will beat the competitor’s costs or else pay you $200. If you open a new Charge.com merchant account, and then find a lower offer afterward, Charge.com will honor the low cost guarantee for 30 days after opening the account.

In order to take advantage of the low cost assurance, merchants must provide a contract from a competitor showing the full fee-schedule, and the competitor must be a verifiable registered provider of Visa and MasterCard services or, for merchants already processing credit cards, merchants must provide a copy of their most recent credit card processing statement long with a copy of their original merchant agreement that includes the full fee-schedule. When comparing costs, we will analyze all costs including, but not limited to, processing fees, transaction fees, monthly fees, annual fees, cancellation fees, and costs for hardware, software, or payment gateway.

We will project these costs based on the merchant’s actual or projected monthly credit card sales volume and average ticket size. In the event Charge.com fails to beat a competitor’s offer, in order to receive the $200 payment from Charge.com, merchants are required to open a merchant account with Charge.com or send proof that an account has been opened with a competitor that Charge.com failed to match pricing of, and the merchant must keep the account open for a minimum of three months.

This offer is limited to merchants who reside within the fifty United States and whose businesses are physically located within the fifty United States. This offer expires March 1, 2016, and may be extended further at the sole discretion of Charge.com.