Optimize cash flow

Get visibility into future exposures. Quickly forecast cash flow in one consolidated view. Revolutionize how you see your business with instant analytics that help you make sound business decisions.

Protect your profits

Get customized solutions to help protect your business from currency fluctuations. Our specialists can help you find the right combination of hedging products – from simple spot payments to structured options – to help protect your profits.*

How to manage your currency exposure

Start a hedging strategy

At the mercy of the currency markets? We help businesses of every size understand the value of hedging.

4 steps to reduce exposure

"It’s a real competitive advantage to offer our clients the ability to pay in their local currency. Having this currency converted into AUD so quickly, means there’s minimal disruption to our cash flow." Michelle Jin, Executive Director, Westwell Australia

"I have been able to free up valuable time to focus on business growth, safe in the knowledge that my financial position is fully protected at the required level." Brian Steele, Director, Capitol Essentials, UK

"I think we have saved 10’s of thousands of dollars, in locking in forward contracts at appropriate rates, by using the holding account balances and not doubling up on transaction fees." Bruce Peterson, Manager Director, Grande Exhibitions, UK

How we make the business of money better

Cash Management

Gain instant insights into your business

Manage foreign exchange exposures. Forecast your costs with increased certainty. And reduce the time it takes to manage international payments.

Risk Management

Manage the risk of foreign payables and receivables

Manage the risk of foreign payables and receivables. Build a risk management plan to reduce exposure and control currency costs.

The Markets in Financial Instruments Directive “MiFID” (Directive 2004/39/EC) came into force on November 1, 2007. MiFID establishes a new framework to standardize the regulations and procedures applicable to all financial institutions (investment firms, credit institutions) in the European Union.

MiFID covers investment services such as the execution of orders, the reception and transmission of orders, investment consultancy, etc. and financial products such as equities, bonds, money market instruments, funds and derivative instruments.

MiFID aims to ensure competitiveness and transparency of financial markets in the European Union and to strengthen investor protection and information.

For more information on MiFID and Western Union International Bank services, please consult the following documents:

*This content provided by WUBS is for informational purposes only and does not constitute any investment advice or an offer of products or services. Forward and option FX hedging products are derivative products which involves risks due to volatility of the FX markets or margin calls. Before making decision, it’s recommended to consult your relationship manager to take into account your particular financial objectives, experience and financial situation to consider such investment is suitable or not. For more information on risks regarding FX hedging products, please read our Terms & Conditions and Product Disclosure Statements.

The information contained within this website does not constitute financial advice or a financial recommendation, is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Western Union Business Solutions is a business unit of the Western Union Company and provides services in Austria through Western Union’s wholly-owned subsidiaries, Western Union International Bank GmbH and Custom House Financial (UK) Limited (collectively referred to as "WUBS" or "Western Union Business Solutions").

Custom House Financial (UK) Limited offers Online Foreign Exchange Services (online FX); all other services are offered by Western Union International Bank GmbH.

Western Union International Bank GmbH is registered in Austria (Company Number: FN256184t), has its registered office at Schubertring 11, 1010 Vienna, Austria and is licensed by the Austrian Financial Markets Authority (Finanzmarktaufsicht).

Custom House Financial (UK) Limited is registered in England and Wales (Company Number: 04380026, Registered Office Address: 200 Hammersmith Road, London W6 7DL) and is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (Register Reference: 517165) for the provision of payment services.

* Transaction fee-free EDGE Network Payment services are available between fully accredited WUBS customers that have registered to use the WU® EDGE platform and are authorized by a WUBS affiliate to access WUBS services in USA, Canada, United Kingdom, France, Italy, Austria, Germany, Poland, Czech Republic, Singapore, Hong Kong, Australia, New Zealand, Malta, Switzerland or in other WUBS operating countries where customers have been specifically granted access to such service. WUBS does not charge license fees to access or use the WU® EDGE platform. In the event that a transaction that is initiated through the WU® EDGE platform involves a currency conversion a WUBS affiliate will apply a foreign currency exchange rate, which includes a margin set by WUBS. Transaction fees may also apply to transactions other than EDGE Network Payment services that are initiated through the WU EDGE platform.