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Our Monthly Budget

Since this blog is all about managing your money, I like to share our monthly budget and update it regularly. Ever since learning how to make a budget I’ve been more excited to tell people how I do it.

Those expenses are taken out of the $5800-$9,000 a month we make through Crystal-For-Hire ($1000-$3000), rental income ($1800), pet sitting income ($3000-$5000), and sports officiating income ($0-$2000). Taxes eat a chunk, our two homes eat a chunk, and we splurge a chunk.

This does not include the $11,000 a year we put into our Roth IRA’s or the $5000-$10,000 we put towards other long term investments like the SEP IRA or stocks. That’s where the extra goes so that we are saving at least 25% a year for our future.

Unplanned expenses that pop up on the budget are taken from the appropriate target accounts that we fund with the extra money when we have it. The extra is split up between the following accounts based on how our targets are looking: