As of December 31, 2019, 24 commercial banks (including the branch of the National Bank of Pakistan in Bishkek city) and 323 branches of the commercial banks operated in the territory of the Kyrgyz Republic.

Volume of the credit portfolio2 of the banking sector increased by 14.5 percent year-to-date and amounted to KGS 146.4 billion (at the end of 2018 – KGS 127.9 billion), including the sectors as follows:

The net total capital of the banking sector being applied to calculate the prudential standards set by the NBKR increased by 19.5 percent year-to-date and amounted to KGS 43.6 billion (at the end of 2018 – KGS 36.5 billion). The share of foreign contribution in capital of the banking system made 31.9 percent or KGS 9.1 billion of the paid up authorized capital of the banking sector.

The total capital adequacy ratio of the banking system made 24.1 percent (at the end of 2018 – 23.7 percent) with the standard of 12.0 percent, the leverage ratio of the banking system made 17.5 percent (at the end of 2018 – 16.5 percent) with the standard of 8.0 percent.

The liquidity ratio of the banking system made 64.0 percent (at the end of 2018 – 66.9 percent) with the standard of 45.0 percent.

Return of assets of the banking sector (ROA) was 1.3 percent (at the end of 2018 – 1.4 percent), and return on equity (ROE) made 7.9 percent (at the end of 2018 – 9.5 percent).

The total financial intervention (assets/GDP) made 42.2 percent (at the end of 2018 – 39.8 percent).

1.Preliminary data taking into account adjustments introduced by the banks for the previous periods.

2.Excluding loans extended to the banks and other financial-credit organizations.