Sunrise at our North Carolina farm. We diversify because the sun always shines somewhere.

Pure capitalistic theory says that in the long run… a global economy is good for everyone….overall.

Technology gives us the ability to buy from those who serve us best, wherever they are in the world. Why should we buy poorer quality goods locally at a higher price when someone from elsewhere can serve us better and for less.

Plus if we produce something better than anyone else we should be able to sell our product or service anywhere in the world as well.

Floridians and Californians buy apples from Oregon and North Carolina.

Oregonians and North Carolinians buy oranges from Florida or California because these areas each have special advantages… excellent conditions to produce and deliver those fruits clear across a continent, better and for less.

The theory of globalization is good but the process is not smooth. Globalization creates unemployment in many places and distorts many economies in the short term. This usually pushes the process into the political arena and gets governments involved. Governments often act based on political considerations rather than for good, long term economic reasons.

Plus business if given a chance… does not always encourage a free economy either. Give big business a monopoly and they’ll tie up free trade even faster and much more efficiently than a government.

There is little, as businesses or investors, that we can do do to change these facts.

We are usually better off to adapt and take advantage of whatever situation exists instead.

This is what creates power in diversification.

Sunrise at our Ecuador hacienda.

The sun always shines somewhere. When our business and investments are diversified, we just have a better chance that our investments and business will be somewhere where there the business climate is sunny.

For example… a recent message Ecuador Beats Inflation looked atexcerpts from a recent AOL.Money article by Jim Kuhnhenn entitled “White House Projects $9 Trillion Deficit”: In a chilling forecast, the White House is predicting a 10-year federal deficit of $9 trillion — more than the sum of all previous deficits since America’s founding. And it says by the next decade’s end the national debt will equal three-quarters of the entire U.S. economy. But before President Barack Obama can do much about it, he’ll have to weather recession aftershocks including unemployment that his advisers said Tuesday is still heading for 10 percent. Overall, White House and congressional budget analysts said in a brace of new estimates that the economy will shrink by 2.5 to 2.8 percent this year even as it begins to climb out of the recession. Those estimates reflect this year’s deeper-than-expected economic plunge.

Yet at the same time a Wall Street Journal article entitled “Ecuador Inflation To End ’09 Below 4%” By Mercedes Alvaro shows that Ecuador’s economy is growing. Here is an excerpt: QUITO (Dow Jones)–Ecuador’s inflation rate will end 2009 below 4% and the economy will grow close to 2% this year, President Rafael Correa said Wednesday.

“The annualized inflation will be below 4%,” Correa said late Wednesday in a radio and TV address. “There is not recession. Ecuador will have a growth of about 2%.” “We have faced the biggest world crisis successfully,” Correa added. Early Wednesday the central bank said the Ecuadorian economy overall is poised to expand 1% in 2009. Ecuador’s gross domestic product grew 6.52% in 2008 while inflation reached 8.83%. According to central bank data, Ecuador’s liquid international reserves stood at $4.0 billion as of Aug. 21. Last week, the central bank president, Carlos Vallejo, said that the government will repatriate in the coming days some $300 million of Ecuador’s liquid reserves invested abroad. Ecuador’s liquid international reserves include public-sector deposits with the central bank, revenues from oil exports, loans from multilateral lenders and minimum reserve requirements from private banks. In May, the central bank established a liquidity requirement forcing private banks to keep at least 45% of their assets and investments in Ecuador to draw back cash and boost domestic liquidity.

Sunrise on…

Sunrise over Mount Imbabura.

Because I am diversified in Ecuador, Georgia, Florida and North Carolina, in 2007, I was selling Florida property at the top of the market. I was buying Ecuador real estate with those returns. Now that Florida is down and Ecuador real estate has risen, I am selling Ecuador real estate and buying in Florida.

A huge portion of all profits in business and investing come from timing. Most commodity, stock and real estate markets go through ups and downs. If you plan your investments and liquidity so you sell only at favorable times, global investing diversification enhances your chances of always having assets someplace where there is a seller’s market.

Sunrise shot from our hotel Meson de las Flores.

So when you think Ecuador… or Mexico or Panama… or wherever…. also thing diversification. The sun always shines somewhere and your changes of financial suntans increase when you diversify.

Gary

The greatest asset of all is the ability to labor at what you love wherever you live. This brings everlasting wealth.

Our emailed course “Tangled Webs We Weave – How to Have Your Own Web Based Business” is a continuing educational program. You receive the first 28 lessons when you enroll and a new lesson every week or two.

This course teaches how to create a web based business and is developed from the ongoing experiences that we have from our successful and profitable internet business.

This course is well worth the enrollment fee of $299… but currently you also receive two additional courses FREE.

The other two courses are #1: International Business Made EZ, and #2: Self Fulfilled – How to be a Self Publisher.

These two courses have sold for $398 and thousands have paid this price. We add them to your course, at no added cost, as I believe they will help you develop a better business in these crucial times..

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To make this offer even more compelling, I am giving everyone who enrolls in our North Carolina or Ecuador International Business & Investing seminar in October or November all three courses, “Tangled Web… How to Have an Internet Business Course,” “Self Fulfilled- How to be a Self Publisher” and “International Business Made EZ” free.

We always conduct our autumn North Carolina course on the first weekend of October… the best time to enjoy the leaf change.

Join us with Jyske Bank and my webmaster David Cross in West Jefferson North Carolina. Learn more about global investing, & how to have an international business at the seminar.

Ecuadorians now how to live well on less. They even farm steep land like this.

See two other ways to beat inflation below.

Beating inflation is absolutely vital now… especially for those about to retire… because Social Security is fading.

Lalla was a 14th century poetess who lived in Kashmir. She described herself as a somewhat… something… moving dreamlike… on a fading road.

This is a perfect description for Social Security now… somewhat… something… moving dreamlike… on a fading road.

Almost every plot of spare Ecuador land is rich and growing food.

Picture this.

Excerpts from a recent AOL.Money article by Jim Kuhnhenn entitled “White House Projects $9 Trillion Deficit”:In a chilling forecast, the White House is predicting a 10-year federal deficit of $9 trillion — more than the sum of all previous deficits since America’s founding. And it says by the next decade’s end the national debt will equal three-quarters of the entire U.S. economy. But before President Barack Obama can do much about it, he’ll have to weather recession aftershocks including unemployment that his advisers said Tuesday is still heading for 10 percent. Overall, White House and congressional budget analysts said in a brace of new estimates that the economy will shrink by 2.5 to 2.8 percent this year even as it begins to climb out of the recession. Those estimates reflect this year’s deeper-than-expected economic plunge.

The grim deficit news presents Obama with both immediate and longer-term challenges. The still fragile economy cannot afford deficit-fighting cures such as spending cuts or tax increases. But nervous holders of U.S. debt, particularly foreign bondholders, could demand interest rate increases that would quickly be felt in the pocketbooks of American consumers.

The amount of this debt just an astounding and will almost certainly lead to inflation and a falling US dollar.

A lot of the food grown is organic so…

the local markets, like this one in Cotacachi have low cost organic “Productos Organicos.” This makes it easier and less expensive to eat well in Ecuador.

The article above about the deficit is bad enough news but a recent USA Today article Social Security checks set to shrink in 2010 that shows how for those who are retiring, matters are getting even worse. Here is an excerpt: Millions of older people face shrinking Social Security checks next year, the first time in a generation that payments would not rise.

The trustees who oversee Social Security are projecting there won’t be a cost-of-living adjustment (COLA) for the next two years. That hasn’t happened since automatic increases were adopted in 1975.

By law, Social Security benefits cannot go down. Nevertheless, monthly payments would drop for millions of people in the Medicare prescription-drug program because the premiums, which often are deducted from Social Security payments, are scheduled to go up slightly.

Cost-of-living adjustments are pegged to inflation, which has been negative this year, largely because energy prices are below 2008 levels.

Seniors “count on that COLA,” said Barbara Kennelly, a former Democratic congresswoman from Connecticut who heads the National Committee to Preserve Social Security and Medicare. “To some people, it might not be a big deal. But to seniors, especially with their health care costs, it is a big deal.”

Even the Cathedral next to our hotel grows organic corn in the church yard.

There are numerous ways to beat this inflation crunch.

Inflation beater #1: Move to a low cost of living location like Ecuador. Inflation will hit Ecuador as well… but the starting baseline is lower. In addition people in Ecuador know how to live well… on less.

With so much sun and plenty of rain, the grass is rich, even in Cotacachi at 7,500 feet altitude for…

these organic cows. Plus raw milk can be purchased directly… and at a low cost from the dairy keeping the cost of good living down.

A clear mind and healthy body are also a vital assets… plus a second language is a powerful diversification tool.

This is why I am willing to pay you $300 to attend either our Ecuador Super Thinking plus Spanish seminar in September or our North Carolina International Business & Investing seminar in October. Sign up for either seminar and I will email you our Tangled Web… How to Have an Internet Business Course (offered at $299) free plus I’ll knock an extra dollar off your seminar fee…. to round up the $300 savings.

Gary

Here are comments from one seminar delegate about the way we help: I really enjoy your Ecuador e-mail every day, especially because of the eclectic nature of the subjects. The recent postings on Loja were great, as my wife and I visited Loja for two nights and a day when were were in Ecuador last March. It is a beautiful town, and we met some very nice people there.

At our hotel the staff makes our own butter, marmalade and ice cream. Plus they love serving in beautiful ways. Here is how they set out the cutlery! How can anyone not be charmed by such care.

This is not to say that all the food in Cotacachi is organic. Many farmers use chemicals. What you can say and can see from this local Cotacachi food market… is that most of the food is local and fresh.

The fruits and vegetables you buy each day were just picked. Plus you can buy it from the farmers who grew it!

The mission statement of our business is to provide interesting, useful information about ways to invest, do business and live globally (especially in Ecuador) that helps improve our reader’s lives.

Yet there is an overlaying focus on how to attain better health… naturally… because… what good is money… or a successful business… if you are dead… or suffering poor health… pain… or spending all your hard earned cash on hospitals and pharmaceuticals?

Good health is a pillar… an underlying foundation… an essential ingredient that affects every aspect of investing, business and life.

Yet the health system in North America is imbalanced.

Former Secratary of State Colin Powell has invested, along with Steve Case, the founder of AOL in a company (Revolution Health Group) with a mission to give the people more choice of health care options and reduce health care costs.

The business is built around a portal site that provides members with data on health care price and quality, as well as information on medical conditions, diet, exercise and medications, with an emphasis on preventive health care.

Powell often says: There’s no part of American life right now that is more in need of imagination and new ideas than health care.

I agree. This is why we work to assure that the Cotacachi food we serve helps mprove health.

One can reduce health care costs autometically with good eatingbecause nutrition is such an mportant part of the good health balance.

Our efforts seem to work. Merri and I certainly enjoy good health, vitality and energy eating in Cotacachi.

Guests who visit our hotel, Meson de las Flores, report that they feel better, lose weight and inches without trying.

This is not a nutritional mystery. The Cotacachi diet eliminates junk food.

Cotacachi health food is just what one should eat rather than fast and highly processed food.

For example at the coffee breaks during our seminars the hotel serves juice instead of caffinated, carbonated beverages.

Here is one of Eduardo’s specialties… fresh mango and alfalfa juice… with gooseberries. This is absolutely delicious… and things do not go better with Coke! Fresh juice is healthier.

Here are some typical breaks that these delegates at a recent Cotacachi International Business and Investing Course enjoyed.

Quinoa jello.

Fresh non fermented cheese and quinoa bread.

Fresh squeesed mango juice and blackberries.

The fact the food is served by sweet, caring people, with real smiles and laughter, also helps us feel better.

Here is our Maitre’d Euardo with his helper Jose.

Eduardo hand squeezes the juices each morning. He also makes the butter from local cream.

He even inspected the local dairies to see which had the richest grass. There is an organic cheese factory nearby also that makes its own Swiss cheese. For those who like wine the owner of the cheese factory also runs an Organic Vineyard nearby.

If you want to really know your food source, you can visit and watch these cows being milked.

Enhancing the good nutrition, Cotacach invites you outside to walk and see the views. Here is a shot from our bedrom window of Mt. Cotacachi.

The streets are wonderfully brick paved and traffic is controlled so you can wak in safety and peace! Here is one of the main waking streets.

Add these simple things up… no junk food. Fresh whoelsme balanced meals. More walking… fresh air. Suddenly our guests feel better without trying… without discipline… without feeling deprived. This is not rocket science… just a way life we used to have in he USA and Canada… that remains here, today in Cotacachi.

Until next message may your heath and food be naturally good.

Gary

Join us in Cotacachi in February when our courses focus on how you can have better health and wealth.