We routinely represent banks and credit unions in debt collection,
foreclosure of mortgages, and creditor rights in bankruptcy proceedings
including Chapters 7, 11, 12, and 13.

Bankruptcy laws are designed
to provide a last-resort “fresh
start” to debtors who are unable to pay their obligations.
The federal bankruptcy law has been revised a number of times as
Congress attempts to achieve a balance between the interests of debtors
and the interests of creditors.

While the bankruptcy policy favors
debtors, certain protections for creditors are provided
to protect secured interests and to prevent fraud and abuse. Any
creditor who receives a notice of bankruptcy from one of its debtors
should consult with an attorney to determine the creditor’s
options