About Nirav

Entries by Nirav

Cost of buying a property go well beyond the deposit required Many new buyers often make the miscalculation that the money they have saved up, is the amount they should budget for buying a property or putting down a deposit. There are many other costs that arise that new buyers should be aware of. Here […]

The Mortgage Market Review (MMR) was brought in by the FCA and is in practice from 26th April 2014. The aim is to avoid a repeat credit crunch caused by over and responsible lending in the mortgage market. What is the Mortgage Market Review? It means that Financial Advisers will not be able to provide services […]

Chancellor George Osborne today showcased the UK Budget for 2014. The main question is how will it impact the UK property market and effect you, the investor. Points of interest are Stamp Duty, Help to Buy, new housing, savings and taxes. Stamp Duty Nothing much changes for the average private homeowner, or small time […]

Is the role of the Estate Agent changing? Over the last few years since the bursting of the property bubble in 2007 to now the role and business model of the estate agent has changed dramatically. We will discuss a few themes from the rise and reliance of the internet in property. Most prominently the […]

Property Highlights Capital Gains Tax loophole closed From April 2015, overseas investors will face a capital gains tax bill on any profits they make from UK property. It is only fair to make overseas investors pay capital gains tax (28%) on the profit they make when they sell their UK properties. That is what British […]

We have clients waiting with finance ready for development projects. From small refurbishments and derelict houses to larger development sites too. Office to residential conversions, house to flat conversions. Demolish and rebuild. We have expertise in planning and contractual work. Location preferred: -London -South East -Midlands -Cities, Leeds, Manchester, Birmingham, Liverpool Project Values: £250k to […]

The UK property bubble is building The average family home is up £5,583 and London properties have increased by more than £7,000.UK property prices went up by £7,430 in October Average sale price in London is now £404,199 Help to Buy scheme is inflating prices Rents increase 11% to £785pm, 41% of the average UK wage. […]

Student Housing: Is it a good investment? This week Savills published their student housing report. Here are some key findings from that report and some of personal experience and observations from working with our clients. “Student housing continues to perform well as an asset class with higher yields than both residential and commercial property” – Savills In […]

Mortgage approvals help property market activity After a few years of stagnation in the UK property market due to lack of lending it seems there is some light finally. On Thursday 20th June the Guardian reported: Mortgage lending jumped 21% in May, the sharpest rise since October 2008, suggesting Britain’s housing market once again has a spring in […]

Empty commercial space off Finchley Road NOW SOLD – McHugh Auction 2nd October 14 Rosemont Road , NW3. Just off Finchley Road near the O2 Centre The mews garage has in the past been used for car repair and garaging , great location directly off the Finchley Road , near the O2 shopping centre and […]