Archives for December 2015

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Long term goals seem so daunting don’t they? When you’re starting from zero paying off $30,000 in debt or saving $500,000 for retirement can seem downright impossible. And not only that, but some long term goals, like saving for retirement or your child’s college education, are just boring. (Tell me I’m not the only one […]

Filed Under: SavingTagged With: financial goals, long term goals, savings goalsEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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The spending of the millennial generation is varied, and vastly different from any of its predecessors. While there are many things millennials don’t actively buy, like homes, cars, or even cable, recent graduates do spend a ludicrous amount of money on non-essentials—often without even being cognizant of these terrible spending patterns. Luxury Gym Memberships Fitness […]

Filed Under: SavingTagged With: budgets, save moneyEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Investing experts always say the sooner you start investing the better off you’ll be. If you want to start investing while you’re in college, you are at least starting off early. How can you be sure that you’re starting off right? Investing in college is a challenge because college students tend to have little money […]

Filed Under: InvestingTagged With: Investing, investing in collegeEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Some of the most powerful men in the world began investing when they were just kids. Warren Buffett bought his first stock (with his own money) when he was 7 or 8 years old. By investing, he quickly became interested in how the economy and the investment market worked. Why does a stock go up […]

Filed Under: InvestingTagged With: Children Investing, Investing, Kids InvestingEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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A student loan should be a sound investment in your future, not a necessary burden. Many online lenders see the need for a new type of student loan and attempt to reinvent the process. Pave is an exclusively online lender that seeks to revamp student lending to provide affordable funding to young people. Pave offers […]

Filed Under: Student LoansTagged With: Student Loan Refinancing, Student LoansEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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You can call it whatever you want: complacency, small thinking, mental blocks, simply being lost. At one point or another, we’ve all fallen into the same trap. “I’m only making $30,000 per year and I can’t get out of my student loan debt.” “I know I need to save more, but I can’t find any […]

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Many people have all the knowledge and nerve to be investors, but they lack an equally important part: the money. Getting the cash together to get started or to expand in real estate can be very difficult, especially when you’re young. Once you overcome that startup hump, you’re in business, but what a hump it […]

Filed Under: Real EstateTagged With: financing, Real EstateEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Don’t have a lot of money for Christmas gifts? No problem. The best gifts are always the ones with meaning and thought put behind them. Even if you’re living on a ramen-noodle type of a budget it’s possible to inexpensively spread some holiday cheer. With a little creativity you can make your dollars stretch a […]

Filed Under: SavingTagged With: Christmas, Christmas Shopping, save moneyEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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There comes a point when a cramped dorm room becomes too much to handle. Maybe it’s the roommate that bugs you or the lack of laundry services. For some, it’s the cost of on-campus housing. In London, the cost of campus housing now exceeds the cost of off campus housing. Students pay as much as […]

Filed Under: LifeTagged With: College, college livingEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

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While personal finance guidelines like paying yourself first, saving for a rainy day, and investing as much as possible are all great advice, they’re simply not practical for everyone. If you are barely making ends meet the last thing you’re going to be doing is saving for retirement or stashing away money for your kid’s college education […]

Filed Under: SavingTagged With: make ends meet, SavingEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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We love index funds here at The College Investor, and we’ve recommended several in our Guide to Investing. However, there’s a new type of index fund that is gaining in popularity, and one that I think has a lot of merit – equal weighted index funds. An equal weighted index fund is just like it sounds […]

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When you are in college, you have your entire life ahead of you. During this time, it can seem like you have plenty of time to plan out your financial future. Many college students are not worried about how they are going to buy a home, or what their retirement plans will look like. However, […]

Filed Under: SavingTagged With: college finances, personal financeEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Dividends are the hottest thing on Wall Street, but they’re not always the most important part of finding quality investments. In more conservative times, companies were valued based entirely on their dividend policies. Investors know that you can’t fake a dividend; a company has the cash or it doesn’t. In 2001, fewer than 20% of […]

Filed Under: InvestingTagged With: DividendsEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Student loans can be a great investment in your future, or can be a huge burden if not fully thought out or abused. If you currently have a student loan or are thinking about getting student loans, you should know that student loans CANNOT discharged in bankruptcy (in most cases). This means that they will […]

Filed Under: Student LoansTagged With: College, Debt, FedLoan, Loan, student loan, UniversityEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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You’ve got a degree and the debt to back it up, so now what do you do? This is a question that is plaguing many Americans as the student loan debt rate continues to rise and the number of citizens with balances increase each year. While getting an education is a good thing, the hefty […]

Filed Under: Student LoansTagged With: student debt, Student LoansEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

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