Iffco Tokio Car Insurance Policy

Your car is perhaps the second mot valuable item for you apart from your house. Insuring it is your duty. Those who delay or avoid purchasing a valid car insurance policy are taking serious risk. Whereas, those who have an adequate car insurance from a valid and reputable insurance company are secured against numerous types of unwanted situations. Therefore, having a car insurance is a vital to protect you and your expensive assets against unforeseen events.

Benefits and Features

Basic Attributes:

Car Insurance policy is designed in a way to make you and your car safe. This insurance policy offers the required coverage for accidental damage caused to your car or another vehicle, or injury or damage to any 3rd party.

Loss of or Damage To Your Car: All the expenses that occur because of damages, fire or theft is also covered buy this plan. Even theft of car parts and all related accessories will get the cover.

Third Party Cover: All the expenses of third party liability will be covered if the damages are caused by you. Optional Personal Accident cover of up to Rs. 2 Lakh for co-passengers.

Zero depreciation: Normally, a definite amount is removed from the claim amount payable for the depreciation of the damaged parts. If you opt for zero depreciation cover there will be no subtraction for depreciation of the parts that are put back on account of the damage to the vehicle or its accessories.

Expert View

A good insurance policy offering more coverage and less exclusions. This plan is designed in a way that can provide you the required outcomes that you desire from your car insurance policy.

Why Iffco Tokio Car Insurance

Free Vehicle Examination At Door Step:The company is providing free vehicle examination service at your doorstep in case of break in cover.

Cashless Facility: The consumer will be eligible to get the desired cashless facility pan India.

Roadside Assistance: You may need emergency help in case of a breakdown, the company will arrange the same for you through a network of garages and mechanics. These can be availed for a maximum of 4 times in one policy year and can be claimed for conditions such as towing due to an accident or breakdown, emergency fuel requirement etc.

Exceptions

Mechanical breakdowns and consequential losses would not be liable for any coverage from the insurer.

Any contractual liability, depreciation and intoxicating driving will not get any coverage.

Any accidental loss or damage or liability directly or indirectly caused by or contributed to by or arising from nuclear weapons material.

Any accidental loss damage/liability arising out of or in connection with war, invasion, act of foreign enemies, civil war, hostilities or warlike operations.