This Second Edition of CliffsNotes Graduation Debt reflects recent changes to the student loan market, providing invaluable information to help college students get a handle on paying off their student loans. The focus is less on sacrifice and more on not wasting money, so readers can live better lives while paying off debt.

With updated information that reflects the myriad changes in the student loan industry that affect students and their parents burdened with student loan debt, CliffsNotes Graduation Debt, Second Edition provides a step-by-step road map for effectively managing student loan debt and having a successful financial life.

Reyna Gobel has accumulated tens of thousands of dollars in student loans, recovered from student loan default, and set herself on a mission to help others who face a seemingly insurmountable student loan burden, with a powerful message about taking a step-by-step approach and not being overwhelmed by the sheer weight of student loan debt.

Divided into small subsections geared toward those neck-deep in debt, this book is easily digestible to students who aren’t inclined to focus on their finances. Readers are encouraged to take action steps, such as finding long-lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios so they can buy a home, and discussing their student loan and non-student loan debt with their significant others.

By the end of the book, readers will be on the road to financial stability, with extra money for vacations and other fun stuff, too.

Subjects

Reyna Gobel

Reyna Gobel, M.B.A. and M.J., is a forbes.com education contributor, an author, and a professional speaker who's been quoted by Money Magazine, Real Simple, and The Washington Post, where Michelle Singletary chose the 1st and 2nd editions of CliffsNotes Graduation Debt as financial book of the month. She's also a continuing education instructor for the Borough of Manhattan Community College, a guest educator for the Institute for Financial Literacy, and an advice columnist and curriculum development specialist for iGrad, a financial literacy organization that provides video and written course materials on financial literacy and repaying student loans to over 300 colleges and universities. You can submit a question to her by emailing askreyna@igrad.com or tweet her at @reynagobel.
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Available for purchase at these online retailers

Houghton Mifflin encourages you to buy books from both online and local booksellers. For information about booksellers in your area, we recommend you visit Book Web’s Bookstore Directory or order from an online bookstore in the list provided.

NOTE TO BOOKSELLERS: If you are an online bookseller and wish to add or change your listing, please e-mail trade.webmaster@hmhco.com.