Auto Insurance that Delivers Convenience

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It's hard enough dealing with an accident. The last thing you need is the trail of inconveniences that often follows. That's why our SmartServices® are designed to save you time, to make dealing with life's mishaps a little easier, and to get you back on the road as quickly and conveniently as possible. You'll enjoy:

SmartValet® – We'll pick up your damaged vehicle and bring you a rental car after a claim. Once your vehicle is repaired, we will deliver it directly to you and return the rental car!1

SmartReplacement® – If you need to replace your vehicle after a total loss, we can refer you to an expert who will quickly search for the exact car you want. In other words, we'll do all the legwork!

SmartInspect®– Once your car has been repaired after a claim, we will reinspect it upon request to ensure it is in top condition.

SmartAssistSM – Optional nationwide towing is available to the nearest qualified repair facility after a claim.

Guaranteed claims service satisfaction or we'll waive your deductible — up to $250!2

Emergency Expense Allowance – We cover up to $500 in food, lodging and travel expenses after a covered claim, so you'll never get stranded.

24-hour Claims Reporting – You can report a claim anytime, anywhere, with most minor claims paid within 48 hours, handled right over the phone.