As a follow up to my previous post suggesting you take the time to create a certain mindset to help you decide how much to spend on purchases, I thought it might also be helpful to take things a step further in order to actually reduce the amount of “spending situations” you schedule into your life. By understanding the basic psychology behind what we are really after when … [Read more...]

One of the most effective methods of keeping your finances in good shape is also one of the most basic. The simple act of establishing a framework on how you approach purchasing decisions is completely under your control. This is opposed to letting your spending run on autopilot, which can become second nature in the midst of a busy day trying to balance work, families, … [Read more...]

Car shopping can be a real hassle, no matter your financial situation. But when you have poor credit, the process is even more difficult because there is no guarantee you will be approved for a loan. As someone with experience on the credit desk of an auto finance company, I have firsthand knowledge at what goes into the loan approval process. Here are five tips for people … [Read more...]

One of the most common concepts you’re likely to come across if you follow personal finance is the “side hustle”. Side hustles are creative ways of generating money that can supplement your main income, in many instances for the purpose of helping pay down debt and accelerating the path to financial freedom. In fact, quite often, the blogs that talk about different types of … [Read more...]

Disclaimer: The content below should in no way be mistaken for investment advice.
Talk about a difference from one week to the next. Last week I listened to Apple’s conference call which, as usual, was very slow and boring. Last night I listened to Tesla’s conference call where the action began even before the call started.
Unlike most other companies I follow who … [Read more...]