topic Chase CR Note: Consumer disputes after resolution in Rebuilding Your Credithttp://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-CR-Note-Consumer-disputes-after-resolution/m-p/528133#M71511
<P>So after writing GW letters to Chase and still not getting anywhere with them regarding a request to&nbsp;remove late remarks.</P><P>&nbsp;</P><P>&nbsp;Now they updated my report with this:</P><P><SPAN><STRONG>Consumer disputes after resolution</STRONG><BR /></SPAN></P><P>&nbsp;</P><P><SPAN>Is this bad? Will it hurt me when it comes time to house hunt?</SPAN></P><P>&nbsp;</P><P><SPAN>thanks in advance!</SPAN></P>Wed, 01 Jul 2009 12:02:25 GMTisisblue2009-07-01T12:02:25ZChase CR Note: Consumer disputes after resolutionhttp://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-CR-Note-Consumer-disputes-after-resolution/m-p/528133#M71511
<P>So after writing GW letters to Chase and still not getting anywhere with them regarding a request to&nbsp;remove late remarks.</P><P>&nbsp;</P><P>&nbsp;Now they updated my report with this:</P><P><SPAN><STRONG>Consumer disputes after resolution</STRONG><BR /></SPAN></P><P>&nbsp;</P><P><SPAN>Is this bad? Will it hurt me when it comes time to house hunt?</SPAN></P><P>&nbsp;</P><P><SPAN>thanks in advance!</SPAN></P>Wed, 01 Jul 2009 12:02:25 GMThttp://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-CR-Note-Consumer-disputes-after-resolution/m-p/528133#M71511isisblue2009-07-01T12:02:25ZRe: Chase CR Note: Consumer disputes after resolutionhttp://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-CR-Note-Consumer-disputes-after-resolution/m-p/528641#M71693
<BLOCKQUOTE><HR />isisblue wrote: <BR /><P>So after writing GW letters to Chase and still not getting anywhere with them regarding a request to&nbsp;remove late remarks.</P><P>&nbsp;</P><P>&nbsp;Now they updated my report with this:</P><P><SPAN><STRONG>Consumer disputes after resolution</STRONG><BR /></SPAN></P><P>&nbsp;</P><P><SPAN>Is this bad? Will it hurt me when it comes time to house hunt?</SPAN></P><P>&nbsp;</P><P><SPAN>thanks in advance!</SPAN></P><HR /></BLOCKQUOTE><P>Some OCs, like Chase, will mark the TL in dispute when GW letters are sent. I have an old car loan that does that with every GW.</P><P>&nbsp;</P><P>While some LOs frown on dispute remarks, it shouldn't hurt. Just explain to the LO that you sent a GW to fix this or that when Chase opted to mark your CR in that way. </P>Thu, 02 Jul 2009 13:36:46 GMThttp://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-CR-Note-Consumer-disputes-after-resolution/m-p/528641#M71693llecs2009-07-02T13:36:46ZRe: Chase CR Note: Consumer disputes after resolutionhttp://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-CR-Note-Consumer-disputes-after-resolution/m-p/529528#M71992
Thanks!Sun, 05 Jul 2009 18:40:18 GMThttp://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-CR-Note-Consumer-disputes-after-resolution/m-p/529528#M71992isisblue2009-07-05T18:40:18ZRe: Chase CR Note: Consumer disputes after resolutionhttp://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-CR-Note-Consumer-disputes-after-resolution/m-p/550974#M77685
<P>Yes it's possible that it can hurt you.&nbsp; About 18 mths ago I disputed reporting dates with Wells Fargo on a paid charge off.&nbsp; They kept reporting and I thought they shouldn't and it turned out that WF put the same message on all 3 of my reports.&nbsp; I was just approved for a mortgage on Monday with the condition that I provide a letter regarding the dispute and also have it removed from all 3 reports.&nbsp; I was able to get in touch with WF and they are sending something to the CRA's but it is still more stress than I'd like right now.&nbsp; My suggestion, if you're planning to shop for a mortgage soon, get that statement off the tradeline.&nbsp; My LO told me this is a new FNMA requirement.&nbsp; You never know what a lender is going to ask for.</P>Fri, 07 Aug 2009 02:01:29 GMThttp://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-CR-Note-Consumer-disputes-after-resolution/m-p/550974#M77685kball642009-08-07T02:01:29Z