The all in one mortgage designed to save you money and provide the most flexibility.

Masterplan Mortgage:

The MasterPlan Mortgage is a hybrid re-advanceable mortgage with the potential to have either, or both, a fixed term and Line of Credit component. The MasterPlan provides excellent flexibility with the potential to develop and change with your borrowing needs. You have the flexibility to modify the aggregate amount you are approved for between the various products offered under the MasterPlan.

Special Features:

Free unlimited activity including self service and full service (some exceptions apply i.e. Interac ATM Surcharges)

Full access chequing account

Competitive interest rate for balances above $5,000

Attached to your MasterPlan Line of Credit or Stand-Alone

Exclusive to MasterPlan Mortgage Holders

Optional Interest Saving feature: Automatically have your MasterPlan Line of Credit balance reduced daily with every deposit. The resulting increased available limit is still accessible for re-advancement as required, potentially resulting in substantial savings over the course of your mortgage.

Contact us today and speak with our experienced lenders to take advantage of our great rates! Conditions may apply.

Credit Card companies throw cards at you and make it easy for the debt load to add up while they charge incredible high rates. Let OCCU clear off those high interest debts and provide you with one affordable payment.

It sure makes sense to us and it will save you more than just cents.

Terms from 1-5 years

Competitive rates

Weekly, bi-weekly, or monthly payment options

Automatic transfer from your account or direct payroll deductions

Make extra payments or pay down at any time without penalty

Life and disability insurance available, conditions may apply

Contact us today and speak with our experienced lenders to take advantage of our great rates! Conditions may apply.

Student Loans and Lines of Credit

OCCU offers student loans and lines of credit products with both flexible and competitive options to assist with all of your post-secondary educational requirements from College to University to Trade Schools.

OCCU's Student Loans and Lines of Credit can be customized to fit the borrower's needs through a combination of fixed term loans and revolving lines of credit. This flexibility has the potential to lower the total amount borrowed and may ultimately save you money.

Lines of Credit

Personal One Line of Credit

This is perfect for many individuals who are looking for flexibility when it comes to borrowing. Home Renovations may mean you don't need all of the funds at once, but would like to have access to it when needed. This is when an OCCU line of credit is perfect for you.

Student Loans and Lines of Credit

OCCU offers student loans and lines of credit products with both flexible and competitive options to assist with all of your post-secondary educational requirements from College to University to Trade Schools.

OCCU's Student Loans and Lines of Credit can be customized to fit the borrower's needs through a combination of fixed term loans and revolving lines of credit. This flexibility has the potential to lower the total amount borrowed and may ultimately save you money.