2nd In A Series, The Credit Restoration Process-Using The Services Of A Credit Restoration Specialist.

Experian13 NegativesEquifax17 NegativesTrans Union 14 Negatives
The negatives were made up of mostly charge offs, but also
late payments. During the review process it is explained
that the Mary would have both a para legal and an Attorney assigned to her,and
that for 59.00 dollars per month, challenges could be made to the credit
bureaus, to see if they could verify the negatives, and that for an additional
20.00 dollars per month debt
validation letters could also be sent
to the actual creditors.

So,
here we are 30 days later, well a bit more really, because we had to allow time for the creditors to mail responses. Remember, we had Lexington law firm
dispute with both the creditors and the 3 reporting agencies at the same time.

That
is 6 negative items removed, and one of the items was a Federal Tax Lien! I
guess the IRS is to busy investigating the Tea party, and probably me after
that statement.
Marys average credit score is now 575, and we ran a credit score simulation, if
she was able to get an additional credit line of 3ooo dollars, which she was
offered, her score would jump to 600.