Personal Financing

Features & Benefits

A maximum Total Debt Service Ratio (TDSR) of 60% for those with net income of BND 1,750.00 and above

For those with net income of below BND 1,750.00 shall be subject to Bank's policy

Shariah Concept

The Shariah concept applicable is Tawarruq

Tawarruq, also known as Reverse Murabahah, refers to the process of purchasing a commodity for a deferred price determined through Musawama (bargaining) or Murabaha (mark-up sale), and selling it to a third party for a spot price so as to obtain cash.

Eligibility

Brunei Citizens and Permanent Residents

Individuals between the age of 18 and 65 years* (Terms & Conditions apply)