Chapter 13 Bankruptcy

For more than 30 years, the Bankruptcy Law Offices of Stephen Johnson, has helped people obtain debt relief. We use the bankruptcy system to guide our clients toward a more secure financial future.

We are experienced bankruptcy lawyers and have a comprehensive knowledge of the bankruptcy process. In every case, we work to obtain maximum debt relief while enabling our clients to keep as much of their property as possible.

Call 530-823-3655, or contact us online for more information. It could be the first step toward a more secure financial future for yourself and your family.

The Benefits of a Chapter 13 Bankruptcy

Chapter 13 bankruptcy can help you obtain a partial discharge of debts and the financial breathing room you need to make a new financial start. Chapter 13 is sometimes referred to as a reorganization because it helps a consumer prioritize and pay off debts. It can stop the threat of foreclosure immediately. You may be able to completely eliminate a second mortgage. Past due mortgage payments can be rolled into a three- to five-year payment plan, which spreads out those past due payments into a payment plan. You can even obtain a discharge of tax debts three years or more in arrears.

In most cases, you can keep your home, your vehicles and your personal property. You get the opportunity to rebuild your financial life on terms more favorable than before.

Chapter 13 Bankruptcy is Not for Everyone

For some people, a
Chapter 7 Bankruptcy
is a better option than Chapter 13. An attorney at our firm can review your financial situation and recommend the best solution for you.

The Bankruptcy Law Offices of Stephen Johnson can handle all aspects of your bankruptcy filing, from start to finish. As soon as we start working for you, foreclosure actions, repossession and creditor harassment stop. In a few short months, we will have a debt repayment plan in place and you will be on your way to a better financial future.

Contact an Attorney Today

For a free consultation with the Bankruptcy Law Offices of Stephen Johnson in Auburn, including Lincoln, Rocklin, Roseville, Sacramento, Redding, Chico, Colfax, Truckee, Nevada, Yolo, Shasta, Tehama, and Amador, California, Call 530-823-3655, or send us an e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.