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Many people are delaying their retirement plans due to the pressures of the recession, it has been said.

Figures from MGM Advantage show 1.85 million people will have to work longer than expected and 23 per cent will stay employed past the statutory retirement age.

The company emphasised the importance of making sound financial decisions now in order to live comfortably in the future.

Craig Fazzini-Jones, director at MGM Advantage, commented: "No other financial decision you will ever make effectively asks you to choose how you want to lead your life for the next 30 years, so it’s a big one to get wrong."