The auto financing and leasing system in Israel is neither
consumer friendly nor forthcoming. Lending
institutions have numerous conflicting policies and restrictions. General procedures are nonexistent even between
branches of the same bank family.

Loan officers and their managers who are the gate
keepers in deciding if you are eligible to receive auto loan financing are by
nature conservative; therefore, to increase your chances of receiving financing with favorable terms, you must know which
branch and which managers are looking for automobile loans.

Dealer Financing

Dealer offered financing packagers are not always to
your best interest. Dealers, lease
companies, and their participating banks do not operate as consumer counselors. Their
function is to quickly get you the customer into a vehicle and move to the next
client. Reviewing all options, cash vs.
lease vs. finance (conventional and alternative) takes time and knowledge which
many sales representatives don't posses, and do not have time to explain.

English vs. Hebrew

There are a lot of things we native English speakers can do in our second language but auto leasing and financing is not necessarily one of them. Nuances and implied content on financial matters can be problematic. Case in point the popular offer of No interest loans.

Have your options and terms explained to you in your native tongue, only then can all the questions and concerns you may have be addressed to your satisfaction.

We are your bridge between the bureaucratic financial
institutions and the English speaking public who need affordable automobile
auto financing/leasing. To reach this goal we stay current on the
fluctuating and diverse programs offered by competing banks and lease companies.

Satisfy your left brain concerns first by
investigating the cost of automobile ownership.