Important COVID-19 Update

During this time of uncertainty, we are following CDC social distancing guidelines. Our team is fully functional remotely and able to serve you. Our aim remains the same: to provide financial planning that protects your health and wealth.

Where do you want to take your retirement?

I WANT TO

Know that we’ll make it to the end.

Figure out the best way to fulfill my philanthropic goals.

Understand whether or not long term care insurance is right for me.

How can we help you realize your dreams?

I WANT TO

Find some tips on how to get started.

Chart the path from today to retirement.

Figure out how to pay for college.

How can we empower your relationship with money?

I WANT TO

Our firm focuses on prudent wealth management and holistic financial planning. Our investment philosophy is one of careful management and asset allocation. We strongly believe that keeping your investments diversified is the best protection against severe volatility. We use a holistic approach to financial planning. Our specialty is helping our clients dream, develop and achieve their goals over the long term. Some of our client relationships are over three decades long.

Our Clients Are Busy People

They prefer to spend life focusing on their families and careers, rather than sorting through the increasingly difficult and complex world of personal finance. They entrust us to be a part of their team.

Our Clients are Professionals

We are privileged to serve clients from all backgrounds, but a large portion of them fall into one of the three P’s: physicians, professors and public employees. In addition, we serve a number of small business and farm owners and quite a few retirees.

Wealth
Management

Tax
Planning

Risk
Management

Estate
Planning

Cash Flow
Organization

Philanthropic
Objectives

Fraudsters and scam artists are always looking for new ways to prey on consumers. Now they are using the same tactics to take advantage of consumers’ heightened financial and health concerns over the coronavirus pandemic. Federal, state, and local law…

This is never simple to evaluate, as current prices for rates and risk assets have a behavioral component, and appropriate price levels may only be obvious in hindsight. In past cycles, equity bear markets and subsequent recoveries have unfolded over…

Anyone can look good during a bull market. Smart investors are prepared to weather the inevitable rough patches, and even the best aren’t successful all the time. When the market goes off the tracks, knowing why you originally made a…

Throughout March 2020, as it became increasingly evident that the economic impact from the COVID-19 pandemic would be both profound and prolonged, Congress passed several pieces of legislation with provisions to help small businesses shore up their coffers and keep…

Few terms in personal finance are as important, or used as frequently, as “risk.” Nevertheless, few terms are as imprecisely defined. Generally, when financial advisors or the media talk about investment risk, their focus is on the historical price volatility…

On March 20, 2020, the Department of Education announced terms for student loan relief for tens of millions of borrowers in response to COVID-19. Here are answers to some questions about the new rules. For more information and to follow…

In late March, Congress passed the Coronavirus Aid, Relief and Economic Security (CARES) Act. This $2 trillion dollar package aims to address the financial pressures faced by individuals, businesses, and state / local governments due to the pandemic. You have…

Due to the coronavirus pandemic, the due date for filing federal income tax returns and making tax payments has been postponed by the IRS from Wednesday, April 15, 2020, to Wednesday, July 15, 2020. No interest, penalties, or additions to…

We hope this note finds you staying well and taking care of your physical and mental health during this time. A couple of weeks ago, we were approached by the board of Capital Manor Retirement Community and asked to create…

Dear Clients, To help understand our current situation, it is sometimes helpful to look to history as a guide. Each financial downturn is different, but they often share common elements. 1987 In 1987, stocks dropped -22.6% in one day, Black…

The Setting Every Community Up for retirement Enhancement (SECURE) Act was enacted in December 2019 as part of a larger federal spending package. This long-awaited legislation expands savings opportunities for workers and includes new requirements and incentives for employers that…

Dear clients, During this time of uncertainty, we are going to continue with this trend of reaching out to you regularly to check-in and share with you our two cents on the ever-changing environment around us. Our goal is…

Quarter 1 Team Update The first few months of the year have flown by for Michelle! She has been busy with lots of family activities, celebrating her birthday and gearing up to celebrate her cousin’s long-anticipated Vegas wedding and…