Use Credit, not Debit, for your online shopping

The common wisdom is to spend money you have before you even consider spending money you don’t. In other words, buying with a credit card is relatively expensive compared to using a debit card.

Although it seems sensible enough, there are other factors to consider. For example: what if your card details end up in the wrong hands? Fraudulent financial activities are always a grave concern, especially online where there is often a fear that hackers will intercept all the information you enter on a website.

Well the good news is that credit cards are protected against fraudulent activity. Your maximum liability for online purchases? Zero.