topic Re: Citi Premier approval in Credit Card Approvalshttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815941#M639621
<P>&nbsp;</P><P><EM><LI-USER uid="1013436"></LI-USER>, <FONT color="#003366"><STRONG>You is always funny as FICO<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" />&nbsp; I does make some sense, I think? JK<BR /></STRONG></FONT></EM></P><P><FONT color="#003366"><STRONG><EM>seriously, just giving you a bad time. you know Me. a Big&nbsp; Huge Congratulations!!!<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></EM></STRONG></FONT></P><P>&nbsp;</P><P><FONT size="6" color="#003366"><STRONG><EM>"Do you know who you are?"<IMG src="https://i.imgur.com/t9blwCE.png" border="0" /></EM></STRONG></FONT></P><P>&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P>Wed, 20 Nov 2019 15:32:08 GMTM_Smart0072019-11-20T15:32:08ZCiti Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815848#M639581
Applied online, went to "we'll let you know" status, I decided to call in case it was verification.<BR />Automated system could not find the application via last 4 of SS.<BR />Really nice CSR verified info, and told me I transposed last two digits.<BR />I told her I never wrote/entered my SS without transposing numbers, and that I consider two digits to be a success.<BR />Sent me a text and was able to get an approval. SL $5200, not too worried about it, it will grow, and I'm not opposed to taking HP if I need to.<BR />EX pulled, currently at 759. In two days, most of my HPs will be gone, but I've had so many, I haven't lost a single point since November 2017, so I figured might as well do it now.<BR />Anyway, I'm severely sleep deprived so this app seemed like a good idea.<BR />There might be some serious *,regerts* after I have enough coffee.<BR />4 new accounts in the last year (maybe three, cant remember when I got Freedom).<BR />Wed, 20 Nov 2019 14:23:28 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815848#M639581Remedios2019-11-20T14:23:28ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815851#M639583
<P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Screenshot_20191120-061053_Chrome.jpg" style="width: 486px;"><img src="https://fico.i.lithium.com/t5/image/serverpage/image-id/52231iC546D65941046A07/image-size/large?v=1.0&amp;px=999" title="Screenshot_20191120-061053_Chrome.jpg" alt="Screenshot_20191120-061053_Chrome.jpg" /></span></P>Wed, 20 Nov 2019 14:24:31 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815851#M639583Remedios2019-11-20T14:24:31ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815854#M639584
<P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="giphy.gif" style="width: 498px;"><img src="https://fico.i.lithium.com/t5/image/serverpage/image-id/51563iC402111FB6458331/image-size/large?v=1.0&amp;px=999" title="giphy.gif" alt="giphy.gif" /></span></P><P>&nbsp;</P><P>&nbsp;</P>Wed, 20 Nov 2019 14:27:06 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815854#M639584PutThatMoneyOnTheTable2019-11-20T14:27:06ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815856#M639586
Congarts! 😉Wed, 20 Nov 2019 14:29:58 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815856#M639586Drwaz992019-11-20T14:29:58ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815857#M639587
<P>Congrats <img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /></P>Wed, 20 Nov 2019 14:30:25 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815857#M639587Girlzilla882019-11-20T14:30:25ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815858#M639588
<P>Congrats on approval, Remmy! Nothing like sleep deprivation helping you apply for credit ❤</P><P>&nbsp;</P><P>Few SP and HP CLIs will get that card to where you need it since Citi is hard one to get going. I only have mine at $15k-$16k myself and that's after almost a year. Plan to ask for both SP/HP myself in Decemeber when I can go again</P>Wed, 20 Nov 2019 14:30:35 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815858#M639588simplynoir2019-11-20T14:30:35ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815861#M639589
I spelled my name for her while looking at my EX report.<BR />Insomnia and apps, definite no goWed, 20 Nov 2019 14:31:45 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815861#M639589Remedios2019-11-20T14:31:45ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815862#M639590
<P>Congratulations eBFF <LI-USER uid="1013436"></LI-USER>!&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>Eh, at least it's not Nordstrom's! 🤪</P><P>&nbsp;</P><P>☕☕☕☕☕☕☕</P>Wed, 20 Nov 2019 14:33:19 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815862#M639590Adkins2019-11-20T14:33:19ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815864#M639592
Considering how Citi is, and this being my first card with them, I'm not heartbroken<BR /><BR />When can I ask for HP?Wed, 20 Nov 2019 14:34:30 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815864#M639592Remedios2019-11-20T14:34:30ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815871#M639594
Every six months, you can ask for a soft pull CLI.<BR /><BR />That said, I'd urge you to freeze your bureau accounts until you get a good week's worth of sleep.<BR /><BR />Oh ... congratulations.Wed, 20 Nov 2019 14:38:27 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815871#M639594expatCanuck2019-11-20T14:38:27ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815875#M639597
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR />Considering how Citi is, and this being my first card with them, I'm not heartbroken<BR /><BR />When can I ask for HP?<HR /></BLOCKQUOTE><P>YMMV. Back in the day when the option was limited to when it showed up it was variable. I requested both a SP and HP CLI on the same day three months after approval to get my limit basically doubled. Requested another three months later as a SP and right after gave me option to HP for more. I made the mistake of declining that option because when I tried to go back later to take the HP for more credit I couldn't. I wont make that same mistake in a few weeks</P>Wed, 20 Nov 2019 14:43:01 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815875#M639597simplynoir2019-11-20T14:43:01ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815877#M639598
Congrats!! Solid card, and excellent SUB. Will be more like 21 days to receive card lol. Citi wasn’t in any hurry to get this card to me.Wed, 20 Nov 2019 14:44:14 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815877#M639598TraumaNurse2019-11-20T14:44:14ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815878#M639599
Congratulations 🥳🎈🎉🎁🎊🎂✅🦇🦇🦇🦇<BR />ATTACK approved!!<BR /><BR />Citi is a CLI mood swing 😬<BR />for some ....almost cruise control ....for others maybe most of us waiting waiting SP/HP... but a very good SL they’re like the step sibling of chase Maybe they are OMG/24/365/huh/really....or as Forrest Gump’s mom says about chocolates we just don’t know what we’ll get !!!<BR /><BR />But congratulations 🎉🎈🎊!Wed, 20 Nov 2019 15:45:47 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815878#M639599Gotham-2019-11-20T15:45:47ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815879#M639600
<P>Congerts on the approval!&nbsp; &nbsp;<BR />As mentioned above - every 6 months/181.&nbsp; &nbsp;I'm currently waiting for April on mine.</P>Wed, 20 Nov 2019 14:44:51 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815879#M639600calyx2019-11-20T14:44:51ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815899#M639606
I'm taking HP the moment I have that option lol<BR />I only have one more app left, then back to naughty garden chair again.<BR /><BR />With holidays coming and my daughter's birthday right after xmas, meeting the spend will be a joke. Sadly.<BR />Wed, 20 Nov 2019 15:00:33 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815899#M639606Remedios2019-11-20T15:00:33ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815919#M639612
<P>Congrats.</P><P>&nbsp;</P><P>AmEx is sad they didn't make the cut again.</P>Wed, 20 Nov 2019 15:16:18 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815919#M639612kilroy82019-11-20T15:16:18ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815924#M639613
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR />I'm taking HP the moment I have that option lol<BR />I only have one more app left, then back to naughty garden chair again.<BR /><BR />With holidays coming and my daughter's birthday right after xmas, meeting the spend will be a joke. Sadly.<BR /><HR /></BLOCKQUOTE><P>Hahaha, I know exactly what you mean. With <LI-USER uid="973576"></LI-USER>'s help I was able to get the card in early December and basically knock out the spend in 2-3 weeks 😐😂</P>Wed, 20 Nov 2019 15:20:30 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815924#M639613simplynoir2019-11-20T15:20:30ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815931#M639616
<P>Congrats!</P><P>&nbsp;</P><P>HP should be available when you activate the card. It showed up immediately for me on my Rewards+. It's SP that takes a while (that showed up for me this month, 60 days in and was shot down because of BK on file).&nbsp;</P>Wed, 20 Nov 2019 15:25:15 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815931#M639616Saeren2019-11-20T15:25:15ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815939#M639620
Congratulations 🎉🎈🍾🎊 @Remedios on your Citi Premier Approval !Wed, 20 Nov 2019 15:30:46 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815939#M639620Rebuild20192019-11-20T15:30:46ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815941#M639621
<P>&nbsp;</P><P><EM><LI-USER uid="1013436"></LI-USER>, <FONT color="#003366"><STRONG>You is always funny as FICO<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" />&nbsp; I does make some sense, I think? JK<BR /></STRONG></FONT></EM></P><P><FONT color="#003366"><STRONG><EM>seriously, just giving you a bad time. you know Me. a Big&nbsp; Huge Congratulations!!!<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></EM></STRONG></FONT></P><P>&nbsp;</P><P><FONT size="6" color="#003366"><STRONG><EM>"Do you know who you are?"<IMG src="https://i.imgur.com/t9blwCE.png" border="0" /></EM></STRONG></FONT></P><P>&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P>Wed, 20 Nov 2019 15:32:08 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815941#M639621M_Smart0072019-11-20T15:32:08ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815942#M639622
<BLOCKQUOTE><HR /><LI-USER uid="991092"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR />I'm taking HP the moment I have that option lol<BR />I only have one more app left, then back to naughty garden chair again.<BR /><BR />With holidays coming and my daughter's birthday right after xmas, meeting the spend will be a joke. Sadly.<BR /><HR /></BLOCKQUOTE><P>Hahaha, I know exactly what you mean. With <LI-USER uid="973576"></LI-USER>'s help I was able to get the card in early December and basically knock out the spend in 2-3 weeks 😐😂</P><HR /></BLOCKQUOTE><P>Ya know, maybe I should start looking at signatures 😐</P><P>Oops&nbsp;</P>Wed, 20 Nov 2019 15:32:46 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815942#M639622Remedios2019-11-20T15:32:46ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815945#M639624
<BLOCKQUOTE><HR /><LI-USER uid="1005348"></LI-USER>&nbsp;wrote:<BR /><P>Congrats.</P><P>&nbsp;</P><P>AmEx is sad they didn't make the cut again.</P><HR /></BLOCKQUOTE><P>That's next month. Hefty spend on that one, so I have to time it just right so it gets done in a month.&nbsp;</P>Wed, 20 Nov 2019 15:36:30 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815945#M639624Remedios2019-11-20T15:36:30ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815946#M639625
<P>Congrats on the approval!</P>Wed, 20 Nov 2019 15:37:52 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815946#M639625Hasselfree2019-11-20T15:37:52ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815947#M639626
Congerts!Wed, 20 Nov 2019 15:38:34 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815947#M639626tcbofade2019-11-20T15:38:34ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815948#M639627
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1005348"></LI-USER>&nbsp;wrote:<BR /><P>Congrats.</P><P>&nbsp;</P><P>AmEx is sad they didn't make the cut again.</P><HR /></BLOCKQUOTE><P>That's next month. Hefty spend on that one, so I have to time it just right so it gets done in a month.&nbsp;</P><HR /></BLOCKQUOTE><P>When it comes to AMEX, I'll believe it when I see it.&nbsp; <img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></P><P>&nbsp;</P><P>Congrats on the card.&nbsp; <img id="heart" class="emoticon emoticon-heart" src="https://fico.i.lithium.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /></P>Wed, 20 Nov 2019 15:41:12 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815948#M639627coldfusion2019-11-20T15:41:12ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815952#M639628
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="991092"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR />I'm taking HP the moment I have that option lol<BR />I only have one more app left, then back to naughty garden chair again.<BR /><BR />With holidays coming and my daughter's birthday right after xmas, meeting the spend will be a joke. Sadly.<BR /><HR /></BLOCKQUOTE><P>Hahaha, I know exactly what you mean. With <LI-USER uid="973576"></LI-USER>'s help I was able to get the card in early December and basically knock out the spend in 2-3 weeks 😐😂</P><HR /></BLOCKQUOTE><P>Ya know, maybe I should start looking at signatures 😐</P><P>Oops&nbsp;</P><HR /></BLOCKQUOTE><P>I got asked questions about my signature so it went bye bye lol</P>Wed, 20 Nov 2019 15:43:13 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815952#M639628simplynoir2019-11-20T15:43:13ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815953#M639629
<BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1005348"></LI-USER>&nbsp;wrote:<BR /><P>Congrats.</P><P>&nbsp;</P><P>AmEx is sad they didn't make the cut again.</P><HR /></BLOCKQUOTE><P>That's next month. Hefty spend on that one, so I have to time it just right so it gets done in a month.&nbsp;</P><HR /></BLOCKQUOTE><P>When it comes to AMEX, I'll believe it when I see it.&nbsp; <img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></P><P>&nbsp;</P><P>Congrats on the card.&nbsp; <img id="heart" class="emoticon emoticon-heart" src="https://fico.i.lithium.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /></P><HR /></BLOCKQUOTE><P>It will get done, had to knock down fussier ones first&nbsp;</P><P>New accounts, inquires blah blah blah blah.&nbsp;</P>Wed, 20 Nov 2019 15:44:08 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815953#M639629Remedios2019-11-20T15:44:08ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815961#M639632
<P>Congratulations on the nice approval!</P>Wed, 20 Nov 2019 15:47:54 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815961#M639632bizarrocreditworld2019-11-20T15:47:54ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815978#M639635
<P>Congrats&nbsp;<LI-USER uid="1013436"></LI-USER>&nbsp;wasn't expecting this card was in your consideration list..&nbsp; Had this card at one point got bonus and got out of it after a year.&nbsp; I will grab it again after 24 months which will role around in about 4 month months i believe.&nbsp; Enjoy!</P>Wed, 20 Nov 2019 15:58:23 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815978#M639635CreditCuriosity2019-11-20T15:58:23ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815983#M639636
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1005348"></LI-USER>&nbsp;wrote:<BR /><P>Congrats.</P><P>&nbsp;</P><P>AmEx is sad they didn't make the cut again.</P><HR /></BLOCKQUOTE><P>That's next month. Hefty spend on that one, so I have to time it just right so it gets done in a month.&nbsp;</P><HR /></BLOCKQUOTE><P>When it comes to AMEX, I'll believe it when I see it.&nbsp; <img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></P><P>&nbsp;</P><P>Congrats on the card.&nbsp; <img id="heart" class="emoticon emoticon-heart" src="https://fico.i.lithium.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /></P><HR /></BLOCKQUOTE><P>It will get done, had to knock down fussier ones first&nbsp;</P><P>New accounts, inquires blah blah blah blah.&nbsp;</P><HR /></BLOCKQUOTE><P>Just don't overthink it.&nbsp; You're at a point where you can apply when it's convenient for you to do so.</P><P>&nbsp;</P>Wed, 20 Nov 2019 16:03:14 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815983#M639636coldfusion2019-11-20T16:03:14ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815989#M639638
<BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1005348"></LI-USER>&nbsp;wrote:<BR /><P>Congrats.</P><P>&nbsp;</P><P>AmEx is sad they didn't make the cut again.</P><HR /></BLOCKQUOTE><P>That's next month. Hefty spend on that one, so I have to time it just right so it gets done in a month.&nbsp;</P><HR /></BLOCKQUOTE><P>When it comes to AMEX, I'll believe it when I see it.&nbsp; <img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></P><P>&nbsp;</P><P>Congrats on the card.&nbsp; <img id="heart" class="emoticon emoticon-heart" src="https://fico.i.lithium.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /></P><HR /></BLOCKQUOTE><P>It will get done, had to knock down fussier ones first&nbsp;</P><P>New accounts, inquires blah blah blah blah.&nbsp;</P><HR /></BLOCKQUOTE><P>Just don't overthink it.&nbsp; You're at a point where you can apply when it's convenient for you to do so.</P><P>&nbsp;</P><HR /></BLOCKQUOTE><P>Yeah, like after i sleep and not after eating fish. I probably have mercury build up on my brain after yesterday&nbsp;</P><P>&nbsp;</P>Wed, 20 Nov 2019 16:06:12 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815989#M639638Remedios2019-11-20T16:06:12ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815990#M639639
<P>Great job, my friend!&nbsp; <span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="screamer.gif" style="width: 45px;"><img src="https://fico.i.lithium.com/t5/image/serverpage/image-id/24990i728AE4B836CF34E7/image-size/large?v=1.0&amp;px=999" title="screamer.gif" alt="screamer.gif" /></span></P><P>&nbsp;</P><P>IMHO this is a great choice for 'scratching the itch'!&nbsp; <img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" />&nbsp; (And that's a <U>great</U> starting CL with Citi as well.)</P><P>&nbsp;</P><P>Again, congrats!&nbsp; <img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /></P><P>&nbsp;</P><P><IMG src="https://i.chzbgr.com/full/6648408576/h25B8579E/like-a-boss" alt="Image result for like a boss dog" width="400" height="263" border="0" /></P>Wed, 20 Nov 2019 16:06:39 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815990#M639639UncleB2019-11-20T16:06:39ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815991#M639640
<P>Huge congrats!&nbsp; I have to say that this was totally unexpected.&nbsp; Insomnia apps can be dangerous; at least it's a great card and you now have a 3.75% gas card to earn literally tens of dollars in rewards over the next few decades.&nbsp; #50dollargasquarteronfreedom <img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></P><P>&nbsp;</P><P>Really a decent SL for Premier.&nbsp; Mine was only $3,000.&nbsp; Welcome to the ThankYou Points family!&nbsp; While many people can and do get a HP CLI on activation, for best results I'd suggest waiting the 4-10 weeks until you get the SP language for a CLI, then doing the HP immediately if necessary.</P>Wed, 20 Nov 2019 16:07:13 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815991#M639640K-in-Boston2019-11-20T16:07:13ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815992#M639641
<P>Congrats for the card and thanks for the data points. I'm looking to get a 1 or maybe 2 Citi cards while I still have bank accounts with them myself.</P>Wed, 20 Nov 2019 16:08:01 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815992#M639641randomguy12019-11-20T16:08:01ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815993#M639642
<BLOCKQUOTE><HR /><LI-USER uid="902416"></LI-USER>&nbsp;wrote:<BR /><P>Great job, my friend!&nbsp; <span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="screamer.gif" style="width: 45px;"><img src="https://fico.i.lithium.com/t5/image/serverpage/image-id/24990i728AE4B836CF34E7/image-size/large?v=1.0&amp;px=999" title="screamer.gif" alt="screamer.gif" /></span></P><P>&nbsp;</P><P>IMHO this is a great choice for 'scratching the itch'!&nbsp; <img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" />&nbsp; (And that's a <U>great</U> starting CL with Citi as well.)</P><P>&nbsp;</P><P>Again, congrats!&nbsp; <img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /></P><P>&nbsp;</P><P><IMG src="https://i.chzbgr.com/full/6648408576/h25B8579E/like-a-boss" border="0" alt="Image result for like a boss dog" width="400" height="263" /></P><HR /></BLOCKQUOTE><P>I'm almost a big girl 👸&nbsp;<img id="heart" class="emoticon emoticon-heart" src="https://fico.i.lithium.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /></P>Wed, 20 Nov 2019 16:08:38 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815993#M639642Remedios2019-11-20T16:08:38ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815998#M639645
<BLOCKQUOTE><HR /><LI-USER uid="973576"></LI-USER>&nbsp;wrote:<BR /><P>Huge congrats!&nbsp; I have to say that this was totally unexpected.&nbsp; Insomnia apps can be dangerous; at least it's a great card and you now have a 3.75% gas card to earn literally tens of dollars in rewards over the next few decades.&nbsp; #50dollargasquarteronfreedom <img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></P><P>&nbsp;</P><P>Really a decent SL for Premier.&nbsp; Mine was only $3,000.&nbsp; Welcome to the ThankYou Points family!&nbsp; While many people can and do get a HP CLI on activation, for best results I'd suggest waiting the 4-10 weeks until you get the SP language for a CLI, then doing the HP immediately if necessary.</P><HR /></BLOCKQUOTE><P>&nbsp;</P><P>Thanks, K. Considering my spending on gas, this should be fun. It's a fling, we aint gonna make it long term.&nbsp;</P><P>&nbsp;</P><P>I already addressed looking at signatures, so ... Imma gonna need a list&nbsp;</P>Wed, 20 Nov 2019 16:12:07 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5815998#M639645Remedios2019-11-20T16:12:07ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816000#M639646
<BLOCKQUOTE><HR /><LI-USER uid="1077655"></LI-USER>&nbsp;wrote:<BR /><P>Congrats for the card and thanks for the data points. I'm looking to get a 1 or maybe 2 Citi cards while I still have bank accounts with them myself.</P><HR /></BLOCKQUOTE><P>I dont have any other accounts with them, and I never did in the past</P><P>I was just surprised that they verbally&nbsp;took correct SS after I butchered it on the app, without asking for any documentation 🤷‍♀️</P>Wed, 20 Nov 2019 16:15:06 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816000#M639646Remedios2019-11-20T16:15:06ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816001#M639647
<BLOCKQUOTE><HR /><LI-USER uid="1077655"></LI-USER>&nbsp;wrote:<BR /><P>Congrats for the card and thanks for the data points. I'm looking to get a 1 or maybe 2 Citi cards while I still have bank accounts with them myself.</P><HR /></BLOCKQUOTE><P><LI-USER uid="1077655"></LI-USER>&nbsp; I don't think a bank account matter's with Citi. I have had 5 cards from them.</P><P>lowest was a Simplicity for $8K rest were&nbsp; over $10K starting SL's. I was lucky to be an outlier</P><P>as <LI-USER uid="973576"></LI-USER> says. to get the Simplicity Closed and The CL moved to one of My Double Cash Cards.</P><P>Even Though Citi said; "<STRONG>IT COULD'NT BE DONE</STRONG>"<img id="smileylol" class="emoticon emoticon-smileylol" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /></P><P>&nbsp;</P><P>&nbsp;</P>Wed, 20 Nov 2019 16:18:18 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816001#M639647M_Smart0072019-11-20T16:18:18ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816005#M639649
Thanks for the info all, good to know!Wed, 20 Nov 2019 16:18:26 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816005#M639649randomguy12019-11-20T16:18:26ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816009#M639650
<P>Oh drats...$5200.00 That $200.00 is going to ruin my life&nbsp;</P>Wed, 20 Nov 2019 16:23:17 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816009#M639650Remedios2019-11-20T16:23:17ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816019#M639651
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1077655"></LI-USER>&nbsp;wrote:<BR /><P>Congrats for the card and thanks for the data points. I'm looking to get a 1 or maybe 2 Citi cards while I still have bank accounts with them myself.</P><HR /></BLOCKQUOTE><P>I dont have any other accounts with them, and I never did in the past</P><P>I was just surprised that they verbally&nbsp;took correct SS after I butchered it on the app, without asking for any documentation 🤷‍♀️</P><HR /></BLOCKQUOTE><P>One bit of warning: comparatively speaking their fraud detection algorithms can be fairly aggressive, don't be shocked if you get a text requesting validation or a denial on your first large purchase that is followed in several minutes by a phonecall from a security analyst to confirm it was you.</P><P>&nbsp;</P>Wed, 20 Nov 2019 16:34:12 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816019#M639651coldfusion2019-11-20T16:34:12ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816020#M639652
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Oh drats...$5200.00 That $200.00 is going to ruin my life&nbsp;</P><HR /></BLOCKQUOTE><P>Welcome to the $xx,200 and $xx,700 4life club!</P>Wed, 20 Nov 2019 16:34:39 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816020#M639652K-in-Boston2019-11-20T16:34:39ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816022#M639653
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Oh drats...$5200.00 That $200.00 is going to ruin my life&nbsp;</P><HR /></BLOCKQUOTE><P>Citi be wierd like that.&nbsp; I have CLs from them ending in 701, 200, and 300.</P>Wed, 20 Nov 2019 16:35:59 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816022#M639653coldfusion2019-11-20T16:35:59ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816024#M639654
<BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1077655"></LI-USER>&nbsp;wrote:<BR /><P>Congrats for the card and thanks for the data points. I'm looking to get a 1 or maybe 2 Citi cards while I still have bank accounts with them myself.</P><HR /></BLOCKQUOTE><P>I dont have any other accounts with them, and I never did in the past</P><P>I was just surprised that they verbally&nbsp;took correct SS after I butchered it on the app, without asking for any documentation 🤷‍♀️</P><HR /></BLOCKQUOTE><P>One bit of warning: comparatively speaking their fraud detection algorithms can be fairly aggressive, don't be shocked if you get a text requesting validation or a denial on your first large purchase that is followed in several minutes by a phonecall from a security analyst to confirm it was you.</P><HR /></BLOCKQUOTE><P>If I can paraphrase a great explorer, Jinxer no jinxing!&nbsp; I've been lucky with them and never had an alert.&nbsp; Fingers crossed.</P>Wed, 20 Nov 2019 16:36:17 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816024#M639654K-in-Boston2019-11-20T16:36:17ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816025#M639655
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Oh drats...$5200.00 That $200.00 is going to ruin my life&nbsp;</P><HR /></BLOCKQUOTE><P>I somehow ended up with a $200 on my DoubleCash as well.&nbsp; <img id="smileyindifferent" class="emoticon emoticon-smileyindifferent" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-indifferent.gif" alt="Smiley Indifferent" title="Smiley Indifferent" /></P><P>&nbsp;</P><P>It's almost (but not quite) worth taking a HP just to be able to request a specific amount, but with my luck they would be unable to approve my entire request and I would end up with yet <EM>another</EM> oddball limit. <img id="smileyfrustrated" class="emoticon emoticon-smileyfrustrated" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-frustrated.gif" alt="Smiley Frustrated" title="Smiley Frustrated" /></P>Wed, 20 Nov 2019 16:36:53 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816025#M639655UncleB2019-11-20T16:36:53ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816037#M639656
<BLOCKQUOTE><HR /><LI-USER uid="973576"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1077655"></LI-USER>&nbsp;wrote:<BR /><P>Congrats for the card and thanks for the data points. I'm looking to get a 1 or maybe 2 Citi cards while I still have bank accounts with them myself.</P><HR /></BLOCKQUOTE><P>I dont have any other accounts with them, and I never did in the past</P><P>I was just surprised that they verbally&nbsp;took correct SS after I butchered it on the app, without asking for any documentation 🤷‍♀️</P><HR /></BLOCKQUOTE><P>One bit of warning: comparatively speaking their fraud detection algorithms can be fairly aggressive, don't be shocked if you get a text requesting validation or a denial on your first large purchase that is followed in several minutes by a phonecall from a security analyst to confirm it was you.</P><HR /></BLOCKQUOTE><P>If I can paraphrase a great explorer, Jinxer no jinxing!&nbsp; I've been lucky with them and never had an alert.&nbsp; Fingers crossed.</P><HR /></BLOCKQUOTE><P>LOL!&nbsp; <img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /></P><P>&nbsp;</P><P><IMG src="https://statici.behindthevoiceactors.com/behindthevoiceactors/_img/chars/swiper-dora-the-explorer-backpack-adventure-1.19.jpg" alt="Image result for swiper" width="210" height="240" border="0" /></P><P>&nbsp;</P><P>The last time I used my DoubleCash for a "keep alive" purchase was for a bag of ice in a different state and it went through with no drama.&nbsp; It had been a while since I had used the card and I was expecting some hassle but there was none.</P><P>&nbsp;</P><P>That was back in the spring... I guess it's time for another bag of ice.&nbsp; <img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /></P>Wed, 20 Nov 2019 16:44:33 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816037#M639656UncleB2019-11-20T16:44:33ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816040#M639657
<BLOCKQUOTE><HR /><LI-USER uid="973576"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1077655"></LI-USER>&nbsp;wrote:<BR /><P>Congrats for the card and thanks for the data points. I'm looking to get a 1 or maybe 2 Citi cards while I still have bank accounts with them myself.</P><HR /></BLOCKQUOTE><P>I dont have any other accounts with them, and I never did in the past</P><P>I was just surprised that they verbally&nbsp;took correct SS after I butchered it on the app, without asking for any documentation 🤷‍♀️</P><HR /></BLOCKQUOTE><P>One bit of warning: comparatively speaking their fraud detection algorithms can be fairly aggressive, don't be shocked if you get a text requesting validation or a denial on your first large purchase that is followed in several minutes by a phonecall from a security analyst to confirm it was you.</P><HR /></BLOCKQUOTE><P>If I can paraphrase a great explorer, Jinxer no jinxing!&nbsp; I've been lucky with them and never had an alert.&nbsp; Fingers crossed.</P><HR /></BLOCKQUOTE><P>I have stories including when I bought my iPhone7 from the Target in Salem NH. &nbsp;&nbsp;</P><P>&nbsp;</P><P>think the best one though was the letter addressed to my estate asking what kind of payment arrangements were going to be made to satisfy my account.</P>Wed, 20 Nov 2019 16:46:29 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816040#M639657coldfusion2019-11-20T16:46:29ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816041#M639658
<P>Yeah, my last 6 or 7 out-of-state trips I forgot to set travel notifications on my Premier.&nbsp; No issues.</P>Wed, 20 Nov 2019 16:47:28 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816041#M639658K-in-Boston2019-11-20T16:47:28ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816043#M639659
<BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Oh drats...$5200.00 That $200.00 is going to ruin my life&nbsp;</P><HR /></BLOCKQUOTE><P>Citi be wierd like that.&nbsp; I have CLs from them ending in <STRONG>701</STRONG>, 200, and 300.</P><HR /></BLOCKQUOTE><P>lolwut the 701 😂</P>Wed, 20 Nov 2019 16:48:27 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816043#M639659simplynoir2019-11-20T16:48:27ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816047#M639660
<BLOCKQUOTE><HR /><LI-USER uid="991092"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Oh drats...$5200.00 That $200.00 is going to ruin my life&nbsp;</P><HR /></BLOCKQUOTE><P>Citi be wierd like that.&nbsp; I have CLs from them ending in <STRONG>701</STRONG>, 200, and 300.</P><HR /></BLOCKQUOTE><P>lolwut the 701 😂</P><HR /></BLOCKQUOTE><P>I was like **bleep**</P><P>&nbsp;</P><P>Not worth my taking a HP to try to adjust it.</P>Wed, 20 Nov 2019 16:50:21 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816047#M639660coldfusion2019-11-20T16:50:21ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816048#M639661
<BLOCKQUOTE><HR /><LI-USER uid="973576"></LI-USER>&nbsp;wrote:<BR /><P>Yeah, my last 6 or 7 out-of-state trips I forgot to set travel notifications on my Premier.&nbsp; No issues.</P><HR /></BLOCKQUOTE><P>After a $600 charge early on was flagged and a text to confirm along with phone call I haven't had issues since with my Premier card. Notifications set for intl travel only, no issues domestically</P>Wed, 20 Nov 2019 16:52:11 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816048#M639661simplynoir2019-11-20T16:52:11ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816050#M639662
<BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="991092"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Oh drats...$5200.00 That $200.00 is going to ruin my life&nbsp;</P><HR /></BLOCKQUOTE><P>Citi be wierd like that.&nbsp; I have CLs from them ending in <STRONG>701</STRONG>, 200, and 300.</P><HR /></BLOCKQUOTE><P>lolwut the 701 😂</P><HR /></BLOCKQUOTE><P>I was like **bleep**</P><P>&nbsp;</P><P>Not worth my taking a HP to try to adjust it.</P><HR /></BLOCKQUOTE><P>Its the number 1 at the end of it that's killing me in both laughter and OCD</P>Wed, 20 Nov 2019 16:58:15 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816050#M639662simplynoir2019-11-20T16:58:15ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816051#M639663
<BLOCKQUOTE><HR /><LI-USER uid="973576"></LI-USER>&nbsp;wrote:<BR /><P>Yeah, my last 6 or 7 out-of-state trips I forgot to set travel notifications on my Premier.&nbsp; No issues.</P><HR /></BLOCKQUOTE><P>Living in Boston and having to set a travel notice for Salem or Nashua <img id="smileylol" class="emoticon emoticon-smileylol" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /></P>Wed, 20 Nov 2019 16:52:14 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816051#M639663coldfusion2019-11-20T16:52:14ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816053#M639664
<BLOCKQUOTE><HR /><LI-USER login="coldfusion" uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER login="simplynoir" uid="991092"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER login="coldfusion" uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER login="Remedios" uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Oh drats...$5200.00 That $200.00 is going to ruin my life&nbsp;</P><HR /></BLOCKQUOTE><P>Citi be wierd like that.&nbsp; I have CLs from them ending in <STRONG>701</STRONG>, 200, and 300.</P><HR /></BLOCKQUOTE><P>lolwut the 701 😂</P><HR /></BLOCKQUOTE><P>I was like **bleep**</P><P>&nbsp;</P><P>Not worth my taking a HP to try to adjust it.</P><HR /></BLOCKQUOTE><P>You can possibly get the SP if you look at the verbiage. I did it on my SO's.</P><P>&nbsp;</P><P><A href="https://www.doctorofcredit.com/citi-now-more-transparent-when-requesting-a-credit-limit-increase/" target="_blank">https://www.doctorofcredit.com/citi-now-more-transparent-when-requesting-a-credit-limit-increase/</A></P>Wed, 20 Nov 2019 16:53:14 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816053#M639664randomguy12019-11-20T16:53:14ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816055#M639665
<P><LI-USER uid="1077655"></LI-USER>&nbsp; the problem is that SP CLIs always add $x,x00 with no adjustment available.&nbsp; Since they are almost always x500 and x000 amounts, once you get stuck with a weird ending it's there unless you HP and get exactly the amount you asked for.</P>Wed, 20 Nov 2019 16:55:22 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816055#M639665K-in-Boston2019-11-20T16:55:22ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816057#M639666
<P>&nbsp;As long as they dont embarrass me&nbsp;in front of my Walmart peeps, I'm good&nbsp;</P><P>&nbsp;</P><P>My best fraud stories are dedicated to Chase.&nbsp; Go to Walmart at 2 am because TV stopped working and I couldn't sleep, so why not. No fraud&nbsp;</P><P>Go to Seattle, buy a dress, fraud alert. Sent text back, goes through.&nbsp;</P><P>Decide on another dress 5 min later, same store...another fraud alert. Had to call.&nbsp;</P><P>&nbsp;</P><P>Use wrong card to send money via Western Union, no fraud. Buy popcorn in Oregon, text, call, text.&nbsp;</P><P>&nbsp;</P><P>I think they like me&nbsp;</P>Wed, 20 Nov 2019 16:59:15 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816057#M639666Remedios2019-11-20T16:59:15ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816058#M639667
<P>Seriously, now that $200.00 is going to keep me awake&nbsp;</P>Wed, 20 Nov 2019 16:56:41 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816058#M639667Remedios2019-11-20T16:56:41ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816060#M639668
<BLOCKQUOTE><HR /><LI-USER login="K-in-Boston" uid="973576"></LI-USER>&nbsp;wrote:<BR /><P><LI-USER login="randomguy1" uid="1077655"></LI-USER>&nbsp; the problem is that SP CLIs always add $x,x00 with no adjustment available.&nbsp; Since they are almost always x500 and x000 amounts, once you get stuck with a weird ending it's there unless you HP and get exactly the amount you asked for.</P><HR /></BLOCKQUOTE><P>Oh man that would kill my inner OCD.</P><P>&nbsp;</P><P>&nbsp;</P>Wed, 20 Nov 2019 16:56:57 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816060#M639668randomguy12019-11-20T16:56:57ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816062#M639670
<BLOCKQUOTE><HR /><LI-USER uid="1077655"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="991092"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Oh drats...$5200.00 That $200.00 is going to ruin my life&nbsp;</P><HR /></BLOCKQUOTE><P>Citi be wierd like that.&nbsp; I have CLs from them ending in <STRONG>701</STRONG>, 200, and 300.</P><HR /></BLOCKQUOTE><P>lolwut the 701 😂</P><HR /></BLOCKQUOTE><P>I was like **bleep**</P><P>&nbsp;</P><P>Not worth my taking a HP to try to adjust it.</P><HR /></BLOCKQUOTE><P>You can possibly get the SP if you look at the verbiage. I did it on my SO's.</P><P>&nbsp;</P><P><A href="https://www.doctorofcredit.com/citi-now-more-transparent-when-requesting-a-credit-limit-increase/" target="_blank" rel="noopener">https://www.doctorofcredit.com/citi-now-more-transparent-when-requesting-a-credit-limit-increase/</A></P><HR /></BLOCKQUOTE><P>With a SP you get what they give you, and if I'm going to go for a CLI it would be for my Premier or DC.</P>Wed, 20 Nov 2019 16:57:38 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816062#M639670coldfusion2019-11-20T16:57:38ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816065#M639671
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Seriously, now that $200.00 is going to keep me awake&nbsp;</P><HR /></BLOCKQUOTE><P>All you need is another excuse to be kept awake <img id="smileysad" class="emoticon emoticon-smileysad" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /></P>Wed, 20 Nov 2019 16:59:14 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816065#M639671coldfusion2019-11-20T16:59:14ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816067#M639672
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Seriously, now that $200.00 is going to keep me awake&nbsp;</P><HR /></BLOCKQUOTE><P>Welcome (temporarily?) to the Citi club. BofA would like to say hi if you ever hit them up as well</P>Wed, 20 Nov 2019 17:01:01 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816067#M639672simplynoir2019-11-20T17:01:01ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816083#M639676
<BLOCKQUOTE><HR /><LI-USER uid="991092"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Seriously, now that $200.00 is going to keep me awake&nbsp;</P><HR /></BLOCKQUOTE><P>Welcome (temporarily?) to the Citi club. BofA would like to say hi if you ever hit them up as well</P><HR /></BLOCKQUOTE><P>If I ever feel like playing money shuffle, maybe. Otherwise, probably a no go 🤷‍♀️</P>Wed, 20 Nov 2019 17:07:49 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816083#M639676Remedios2019-11-20T17:07:49ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816122#M639677
<BLOCKQUOTE><HR /><LI-USER uid="1002039"></LI-USER>&nbsp;wrote:<BR /><BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P>Seriously, now that $200.00 is going to keep me awake&nbsp;</P><HR /></BLOCKQUOTE><P>All you need is another excuse to be kept awake <img id="smileysad" class="emoticon emoticon-smileysad" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /></P><HR /></BLOCKQUOTE><P>You're in the wrong time zone, you can hang out with me in the am.&nbsp;</P>Wed, 20 Nov 2019 17:29:06 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816122#M639677Remedios2019-11-20T17:29:06ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816131#M639678
Congratulations on your approval!Wed, 20 Nov 2019 17:33:25 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816131#M639678AllZero2019-11-20T17:33:25ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816306#M639713
<BLOCKQUOTE><HR /><LI-USER login="Remedios" uid="1013436"></LI-USER>&nbsp;wrote:<BR /><BR />Really nice CSR verified info, and told me I transposed last two digits.<BR />I told her I never wrote/entered my SS without transposing numbers, and that I consider two digits to be a success.<BR /><BR /><HR /></BLOCKQUOTE><P>Glad you called in...that's a MyFico Pro move there!&nbsp; Congrats and enjoy shopping with DD&nbsp;<img id="heart" class="emoticon emoticon-heart" src="https://fico.i.lithium.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /></P>Wed, 20 Nov 2019 19:45:41 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816306#M639713GApeachy2019-11-20T19:45:41ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816371#M639718
<P><LI-USER uid="1049577"></LI-USER>&nbsp; Thanks. I see you've been a busy girl, too&nbsp;<img id="heart" class="emoticon emoticon-heart" src="https://fico.i.lithium.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /></P>Wed, 20 Nov 2019 20:43:07 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816371#M639718Remedios2019-11-20T20:43:07ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816377#M639720
<P>Congrats! Way to go! You did it!</P><P>&nbsp;</P><P>Honestly, this was a card I had considered until plunging into the AR realm. I really have no idea what I am doing right now though (outside of bliss with AR).</P><P>&nbsp;</P><P>But seriously, congrats! I'd say something inspirational here about gardening and stuff, but you pretty much know the drill.&nbsp;</P>Wed, 20 Nov 2019 20:51:21 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816377#M639720dberryhill2019-11-20T20:51:21ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816380#M639721
<P><LI-USER uid="1038340"></LI-USER>&nbsp; Gardening is hard. I got them thingies you put on a key chain from every grocery store because something is getting filled out 😐</P>Wed, 20 Nov 2019 20:57:35 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816380#M639721Remedios2019-11-20T20:57:35ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816643#M639768
<P>Congrats Remmy! 🎉🎉🎉</P>Thu, 21 Nov 2019 01:38:22 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816643#M639768shoegal2019-11-21T01:38:22ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816670#M639772
<P>Congratulations on your approval!!!</P>Thu, 21 Nov 2019 02:11:14 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816670#M639772nuohlac2019-11-21T02:11:14ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816732#M639787
<P>Congrats, Remmy! Nice card and not a bad SL at all!&nbsp;</P>Thu, 21 Nov 2019 03:00:37 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816732#M639787pinkandgrey2019-11-21T03:00:37ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816740#M639790
Congrats Remelicious<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Looks like Santa's bringing you all the Premium cards to your household this year<img id="smileywink" class="emoticon emoticon-smileywink" src="https://fico.i.lithium.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" />Thu, 21 Nov 2019 03:03:25 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816740#M639790AverageJoesCredit2019-11-21T03:03:25ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816760#M639798
Thanks ❤<BR /><BR />I've been goodie two shoes while in garden's naughty chair lolThu, 21 Nov 2019 03:15:08 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816760#M639798Remedios2019-11-21T03:15:08ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816819#M639818
<BLOCKQUOTE><HR /><LI-USER login="Remedios" uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P><LI-USER login="dberryhill" uid="1038340"></LI-USER>&nbsp; Gardening is hard. I got them thingies you put on a key chain from every grocery store because something is getting filled out 😐</P><HR /></BLOCKQUOTE><P>I totally get it. I chase the preapp pages and get excited about mailers just because it makes me feel kinda close. Unfortunately the possibility of new real property in my life means I gotta hang up the spurs and live vicariously through y'all now (and only live that SP CLI lyfe). Hopefully soon we'll get to tell Socks that we have acclaimated to Altitude sickness and want to go higher.&nbsp;</P>Thu, 21 Nov 2019 04:11:13 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816819#M639818dberryhill2019-11-21T04:11:13ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816842#M639825
Socks Bank does not want to love me.<BR /><BR />I love them, whenever I'm not hating them...which accurately describes all my relationshipsThu, 21 Nov 2019 04:23:21 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816842#M639825Remedios2019-11-21T04:23:21ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816849#M639827
<BLOCKQUOTE><HR /><LI-USER login="Remedios" uid="1013436"></LI-USER>&nbsp;wrote:<BR />Socks Bank does not want to love me.<BR /><BR /><EM><STRONG>I love them, whenever I'm not hating them</STRONG></EM>...which accurately describes all my relationships<HR /></BLOCKQUOTE><P>This is called balance.&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P>Thu, 21 Nov 2019 04:33:23 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816849#M639827dberryhill2019-11-21T04:33:23ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816863#M639830
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR />Applied online, went to "we'll let you know" status, I decided to call in case it was verification.<BR />Automated system could not find the application via last 4 of SS.<BR />Really nice CSR verified info, and told me I transposed last two digits.<BR />I told her I never wrote/entered my SS without transposing numbers, and that I consider two digits to be a success.<BR />Sent me a text and was able to get an approval. SL $5200, not too worried about it, it will grow, and I'm not opposed to taking HP if I need to.<BR />EX pulled, currently at 759. In two days, most of my HPs will be gone, but I've had so many, I haven't lost a single point since November 2017, so I figured might as well do it now.<BR />Anyway, I'm severely sleep deprived so this app seemed like a good idea.<BR />There might be some serious *,regerts* after I have enough coffee.<BR />4 new accounts in the last year (maybe three, cant remember when I got Freedom).<BR /><HR /></BLOCKQUOTE><P>Congratulations. In my book it's an excellent card.</P><P>&nbsp;</P><P>&nbsp;</P>Thu, 21 Nov 2019 04:47:06 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816863#M639830SouthJamaica2019-11-21T04:47:06ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816870#M639833
<P><LI-USER uid="875377"></LI-USER>&nbsp; So, it's been a keeper for you?&nbsp;</P>Thu, 21 Nov 2019 04:53:18 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816870#M639833Remedios2019-11-21T04:53:18ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816879#M639834
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P><LI-USER uid="1049577"></LI-USER>&nbsp; Thanks. I see you've been a busy girl, too&nbsp;<img id="heart" class="emoticon emoticon-heart" src="https://fico.i.lithium.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /></P><HR /></BLOCKQUOTE><P>3 tips about the Premier card:</P><P>&nbsp;</P><P>1. even though it's a travel card, don't use it for car rentals, because they've recently dropped the car rental insurance (i wonder when they'll wake up to the fact that that was a bad idea)</P><P>&nbsp;</P><P>2. when you're ready to come out of the garden, the citi double cash card is now an excellent companion card (a) you can transfer your double cash rewards 1:1 to thankyou points (b) if you go that route, be sure to close the thankyou point account assigned to your double cash card and roll it into the account for the premier card, where the thankyou points are worth more. so with the double cash card on hand, you can get the equivalent of 2 thankyou points on non-category spend</P><P>&nbsp;</P><P>3. most folks find the best way to maximize value is to transfer points with travel partners</P>Thu, 21 Nov 2019 05:00:35 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816879#M639834SouthJamaica2019-11-21T05:00:35ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816890#M639836
<BLOCKQUOTE><HR /><LI-USER uid="1013436"></LI-USER>&nbsp;wrote:<BR /><P><LI-USER uid="875377"></LI-USER>&nbsp; So, it's been a keeper for you?&nbsp;</P><HR /></BLOCKQUOTE><P>More than a keeper, it's actually my favorite card for purchases. I like that it's 3 points for an extremely wide swath of travel spend, including parking, gas, tolls, public transportation fares, cab fares, etc, in addition to what we usually think of as travel. And I like that it's 2 points for both dining and entertainment.</P><P>&nbsp;</P><P>I'm fond of JetBlue, and the ThankYou points trade 1:1 for JetBlue points, which are worth 1.5 cents to me. So normally, for any of those 'travel' expenses I'm getting a 4.5% return, and on dining and entertainment I'm getting a 3% return.</P><P>&nbsp;</P><P>Plus, sometimes JetBlue has a 'sale' where TYP's get you 1.25 JetBlue points instead of 1. (Most recently there was a sale like that last month). When I can make that trade, the return on the card is really 5.6% for 'travel' spend and 3.75% for dining and entertainment.</P><P>&nbsp;</P><P>Plus, as I mentioned in my 'tips', having the Premier card -- and having my Double Cash derived points moved into my Premier TYP account -- elevated the return on my Double Cash card from 2% to 3%.</P><P>&nbsp;</P><P>According to the travel points blogs, there are even more lucrative travel partners than JetBlue.</P><P>&nbsp;</P><P>As to CLI's it's easy to get a soft pull CLI every 6 months.</P><P>&nbsp;</P><P>So what's not to like?</P>Thu, 21 Nov 2019 05:28:37 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816890#M639836SouthJamaica2019-11-21T05:28:37ZRe: Citi Premier approvalhttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816893#M639837
Thank you!Thu, 21 Nov 2019 05:27:30 GMThttps://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-Premier-approval/m-p/5816893#M639837Remedios2019-11-21T05:27:30Z