Configurator

ŠIP Klasik, ŠIP Balans, ŠIP Aktív are flexible as life itself. In only three steps, the configurator takes you from your personal goal to the solution suited to your needs on the basis of your risk appetite. The calculation does not constitute investment advice and cannot replace a personal consultation.

​

step 1

YOU INVEST - please select your personal goal:

​

House reconstruction

One-time investment

0 Euro

Monthly deposit

200 Euro

Deposits made for

3
years

Monthly payouts for

5
years

Children’s education

One-time investment

3,000 Euro

Monthly deposit

100 Euro

Deposits made for

10
years

Monthly payouts for

5
years

Pension

One-time investment

3,000 Euro

Monthly deposit

100 Euro

Deposits made for

30
years

Monthly payouts for

20
years

Capital formation

One-time investment

10,000 Euro

Monthly deposit

150 Euro

Deposits made for

10
years

Regular annuity paid out

One-time investment

10,000 Euro

Deposits made for

20
years

Your personal goal

Set your own target parameters

step

Change goal

Choose your preferred product from Šikovný invrestičný program:

ŠIP Klasik

Do you expect positive growth of your money without major volatility? ŠIP Klasik is the suitable solution.

ŠIP Balans

Looking for a balanced investment that can effectively evaluate the money? ŠIP Balans is the suitable solution.

ŠIP Aktiv

Do you want to achieve the financial independence? Do you want to invest in the long term? ŠIP Aktív is the suitable solution.

For the estimation of the indicative performance, two aspects are essential:

The performance expectation of each single asset class

The strategic weighting of each single asset class

The performance expectation of the different asset classes, consider various factors, which might differ from one class to another. For example, one input variable for bond markets is the current interest rate level, while for equity markets the estimated real GDP growth is used. Estimates are produced for an intermediate-term of 6 years minimum. The estimated performance will be adapted in case of a relevant change of the market environment. Therefore, there can be ups and downs. The overall performance expectation, which the configuration tool uses to calculate the estimated performance for the investment horizon, is based on the above discussed variables and the strategic asset allocation.

The above information is a marketing communications in accordance with Act no. 566/2001 Coll. on securities and investment services and on amendments to certain acts as amended, and were prepared without taking into account the personal situation of potential beneficiaries and their knowledge and experience in the investment, do not constitute the provision of investment advice and are not a proposal for the conclusion of trade by management company. The source of the information is Asset Management Slovenskej sporiteľne, spáv. spol., a.s., unless otherwise specified.

Current statut, prospectus, the key investor information, annual and half-yearly reports on the management of the fund are published in slovak language in publicly accessible areas branches of Slovenská sporiteňa, a.s. (the "Depositary"), at the headquarters of the management company and the depositary and on the web site of the asset management company (www.amslsp.sk).