Entries by Franklin Banfer

While retirement may seem very far off for your children as they begin their careers, getting a jump on their savings may mean the difference between a comfortable retirement and a stressful one. Rather than depending on a pension to help support themselves during retirement, most millennials will need to solely depend on their […]

While experts are divided on the existence of a retirement savings crisis in America, the average household headed by someone age 55-64 has saved around $100,000 for retirement. Is your household one of them? Call us to schedule an appointment to ensure you have the best saving strategy for your needs. https://www.wsj.com/articles/is-there-really-a-retirement-savings-crisis-1492999861

Many people routinely add $100 or $200 to their mortgage payment each month. It’s a good feeling to know they are closer to paying off their home or apartment. For some of them, however, it may not be the best move, financially speaking. Those whose mortgage interest is tax-deductible, could make another choice. Their interest […]

Many homeowners purchase an insurance policy when they first move in, but they may not understand the importance of periodically reviewing it or reassessing their needs. It’s an oversight that can ultimately lead to a gap in their coverage. A home renovation or upgrade is another reason you may want an insurance review. Everything from […]

Last year 10 million Americans were victims of the fastest-growing crime in the country. The number of identity thefts have been doubling every year since 2000. Sometimes people don’t know what happened until they find big charges they didn’t make on credit cards, begin getting calls from debt collectors, or get a summons to go […]

Announcing! The official opening of… Asset Planning Insurance Group, LLC Asset Planning Insurance Group, LLC is a full service, multi-line independent insurance agency. The agency will offer all personal lines such as home, auto, life and health as well as commercial lines insurances. As an independent agency, we are in a position to obtain […]

It is no secret that Millennials, men and women ages 25-34, are very different from their parents and grandparents. But many of those differences stem from the fact that Millennials are facing challenges, specifically financial challenges, that previous generations didn’t have to face, such as crushing student loan debt. At a time when the largest […]

Like other major life events, pre-funding your funeral will give you peace of mind, comfort and assurance knowing that money will be there to pay your final expenses. Now, wouldn’t it be nice to have an insurance policy that is designed to do exactly that? Pay for your funeral costs, while also helping you […]

If you believe what you see on television, wall safes are for big stacks of cash from shady deals. In real life, that’s not the case. Almost everyone has important papers, jewelry, and other valuables that should be protected against theft, fire, or natural disaster. And a reasonable amount of cash gives people a secure […]

Between unexpected expenses like home repairs or car trouble and milestone expenses like college tuition or retirement, it can be difficult to know if you are using the best savings strategies. When it comes to saving wisely, a lot can be said for employing methods that help you retain more of your money and allocate […]