Wait a minute, it took a long talk with your insurance guy to find out you were paying $1300 a year for this? I know right away what I'm paying for with my insurance, and frankly I don't think I ever had a long talk with any goon from my insurance company. I vet the statement/policy when it arrives ...

We save a good amount. Although we also think it's wise to spend some, such as vacations. I'm not one that wants to save everything and live in a trailer until I'm 75 so I can have 3 million then die the following year... That's just stupid...

I honestly think car questions and answers are over analyzed. Just ask answer yourself this question in honest terms. Can you easily afford a new car by paying cash? If the answer is yes, without any asteriks, then go for it.

Just use opendns, you can tell Windows to use that as the DNS. Couldn't the kids just change it back to 8.8.8.8 and 8.8.4.4, or whatever DNS servers they were using before? Kids are savvy these days. Maybe, I use open DNS on our computers so the kids can use them. They dare not change anything. If ...

Get a battery chainsaw pole. We have many more acres and most likely many many more trees. I have a 80v, I abuse the snot out of it and it still works great. I've cut 10" oak branches like butter using plunge cuts. Much faster than a manual.

I don't like Apple much anymore and I don't like wearing a watch. The whole smartwatch idea I like even less. I don't need a smartwatch and a smartphone. I want to disconnect and put my phone on silent most of the time anyways. You have to charge it every night and it's not very functional compared...

I'm sure Wally takes into account shrinkage and compares that to employee and labor costs. Wally World does $500 billion in sales, they know what their doing. Maybe they think they know what they are doing on a global scale, but it certainly doesn't seem so at the local stores. I think the high lev...

There might be a reason why there were long lines at Costco and not at Sam's :) I thought about this too, but then again, there's always lines at Wally World...LOL There is a reason - understaffing :oops: Yep. At our local Wal-marts, many times, there aren't any cashiers at all - self checkout only...

Costco is packed on evenings and weekends and their parking lot is ALWAYS a disaster. I've found their produce to be hit or miss. We always check best by dates before purchasing. If you do end up with something bad, they will refund you easily. Meat, fish, cheese, eggs, frozen foods are very good a...

My question is, we were given a Costco membership a while ago and there's a Costco not far away from Sams, but is their food selection and produce quality better than Sams to make it worthwhile? We were very impressed with Sammy's. But we haven't shopped at Costco in eons except for the one at Maui...

We've made a couple more visit to Sammy's. No problems at all, the self checkout is super easy, but honestly there's no lines at the registers either. I added my wife as a member. They have a good enough selection of produce, meats and staples. As my wife says, we're not wine and cheese people, so t...

I don’t do anything related to finances on my phone. I’ve never heard of an app locker. What does it do? The app locker will not let you open up an app without a passcode or fingerprint. It's basically another layer of security. Since mobile phones can easily get into the wrong hands, it makes sens...

we like Tesla's. Was going to get the S but decided our money is better spent buying bank notes. But we like Tesla's because they represent a clean future of no fossil fuel proposition. Hope Tesla continues to thrive. we shop at thrift stores, my wife only wears used clothes and proud of it. I look ...

The other day my wife and I drove down the mountain and stopped at Sams Club became a member. As my wife knows, if we can leave a shopping center after being there for an hour without me being PO'd we'd call that a success. There was only a few times out of many that we left Wally World without me b...

Watch out for used Volts. Sellers like to try and fake you into thinking they bought it near the MSRP. There's all sorts of federal, State, regional and local credits they won't tell you about that they received. There's also credits from utilities. I searched for a friend and told him to just buy n...

My wife and I have Amazon Prime, we have the kindle app on Andriod, but how do you just filter for books that are only available for Prime members and NOT kindle members? We are not kindle members and don't plan on it. Currently it's a pain having to guess which books are only available to prime mem...

Cramer said that excessive XIV trading (the volatility index symbol, an ETF of some sort I guess) causes the wild swings in the total market. Is this true? Is it a derivative of some sort? How would trading just this one thing cause volatility in the whole stock market? It sounds like the tail wagg...

Cramer said that excessive XIV trading (the volatility index symbol, an ETF of some sort I guess) causes the wild swings in the total market. Is this true? Is it a derivative of some sort? How would trading just this one thing cause volatility in the whole stock market? It sounds like the tail wagg...

Cramer said that excessive XIV trading (the volatility index symbol, an ETF of some sort I guess) causes the wild swings in the total market. Is this true? Is it a derivative of some sort? How would trading just this one thing cause volatility in the whole stock market? It sounds like the tail wagg...

I only started to read financial/investment news and analysis a couple years ago. But I have been deeply frustrated by what I read and what really happened. Looks like the experts have an explanation for everything, THEN reality hits. And experts quickly have a new theory for the new reality. For e...

The past few days have been very useful for me. I was well aware of the drops in value and even logged in to check my portfolio after the value was recalculated following the largest drop. I did that on purpose to evaluate myself. Didn't cause me to even think of the sell button. Not that I'm ready...

The odd thing was right before the drop started virtually all the “Experts” were singing full steam ahead, that made me nervous yes I remember that! Dalio and Fink at Davos, with Dalio saying that being in cash feels stupid at this time. I nearly felt like buying more stocks (unlike you I am not ex...

I don't think there's some hard rule that a bear market has to be a 20% haircut. Frankly if the market is up 300% a 20% haircut is nothing. For me a bear market is when the market is down day after day and most folks will take any bounce just to get out. All I hear now is when the bottom will happen...

Once more international is dropping the same or more than US Why is that? because I've put in like 10K over the last 2 weeks - oh well, buy more i guess Back up the truck at these prices man! Trying to build up my efund again ... but another day like today and another lump sum is going in tomorrow ...

It would take a pretty big bear mauling. However, if you go back and look at the parabolic rise from 5 years ago it seems almost probable. 1800 would be a tough nut to crack through. Perhaps years and years of slow market declines? Me thinks 2800 was the top, perhaps a retest on a meltup.

This is an excellent post. Risk tolerance is a very interesting issue. In the long bull markets, investors think they have high risk tolerance. I remember bear markets. In bear markets all of a sudden people's risk tolerance quickly changes. That's because they see their portfolio decline for the f...