Demonstrates basic rules of how to read a candlestick chart, long and short term moving averages, stochastic, MACD and relative strength (RS) charts. Explains how bull or bear market condition is computed.

The Amacore Group, Inc. provides and markets healthcare-related membership products for individuals and families. Its products include limited and major medical insurance programs, supplemental medical insurance, and discount dental and vision programs. The company also provides and markets lifestyle membership programs, including insurance discounts, discount benefit savings, ID theft, legal counsel, credit management, automotive warranties, employment protection, and a host of others. The company serves insurance carriers, financial institutions, affiliate marketers, direct marketers, insurance agents, and fortune 500 companies. It distributes its products and services through various distribution methods, such as its agent network, inbound call center, in-house sales representatives, network marketing, and affinity marketing partners, as well as through third-party direct response marketers. The Amacore Group, Inc. was formerly known as Eye Care International Inc. and changed its name to The Amacore Group, Inc. in April 2005. The company was founded in 1993 and is based in Maitland, Florida.

Financial Statements

The charts below show selected Annual and Quarterly Financial Data.

The purpose of these charts is to discover long and short term change dynamics. When numbers are growing year after year in the annual statements chart, the business become stronger and stronger and this is a good sign.

Quarterly Data Chart can be used to do a short term analysis. It makes sense to pay attention to the quarterly dynamics and do not wait for the next yearly statement. We should be alerted if we see that quarterly numbers are going down.

Annual Statements

On a charts below the Line shows absolute values and the Bar chart shows Year-Over-Year Growth Rate for selected financial statement item.
A consistent GROWTH is generally considered necessary to fund future growth from within a business.
NOTE: Growth Rate is not provided if either the latest period or the year-ago period contains a net loss.
(source: WSJ Digest of Earnings)
TIP! move your mouse pointer over bar or a circle on any chart below to see details.

Financial Statements

Income Statement

Cash Flow Statement

Balance Sheet

Liquidity Ratios

Current Ratio

Current Ratio measures the ability to meet short term obligations. Generally accepted standard is 2 (current assets should be 2 times or 200% of current liabilities).

Quick Ratio

Measures immediate liquidity or the cash available to cover immediate liabilities. A safe margin would be at least 1 (100%).

Financial Leverage

Defined as total assets divided by total shareholders' equity. The higher the ratio, the more debt a company uses in its capital structure.

Profitability Ratios

ROA

Return on Assets (ROA) measures the income (profit) that is generated by the use of the assets of the business.

ROE

Return on Equity (ROE) is a measure of profitability that calculates how many dollars of profit a company generates with each dollar of shareholders equity.
ROE is sometimes called "return on net worth."

ROIC

The Return on Invested Capital (ROIC) measure gives a sense of how well a company is using its money to generate returns. Some investors use this figure as a final evaluation to determine whether or not to invest in a company.

Annual Statements

Item Name

Dec '00

Dec '01

Dec '02

Dec '03

Dec '04

Dec '05

Dec '06

Dec '07

Dec '08

Dec '09

Equity (BVPS)

-1.44

-0.14

-0.10

-0.04

0.05

-0.01

-0.01

growth rate

0.0%

0.0%

0.0%

100.0%

-100.0%

0.0%

Earnings BIT

-1.54

-38.36

-4.35

-2.26

-21.18

-25.55

-15.56

growth rate

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

Avg.PE

-0.02

growth rate

ROA

-428.88

-361.30

-288.57

-577.88

-2,894.00

-328.51

-925.40

-223.03

-230.22

-145.26

growth rate

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

ROE

51.80

965.80

84.20

45.30

-1,382.30

367.30

137.00

growth rate

1,764.5%

-91.3%

-46.2%

-100.0%

100.0%

-62.7%

ROIC

-672.58

growth rate

Cur. Ratio

0.29

0.16

0.03

0.01

0.10

0.02

0.07

0.34

0.36

0.86

growth rate

-44.8%

-81.3%

-66.7%

900.0%

-80.0%

250.0%

385.7%

5.9%

138.9%

Quick Ratio

0.29

0.14

0.03

0.01

0.04

0.01

0.05

0.22

0.08

0.51

growth rate

-51.7%

-78.6%

-66.7%

300.0%

-75.0%

400.0%

340.0%

-63.6%

537.5%

Leverage

2.76

growth rate

Balance Sheet

Dec '00

Dec '01

Dec '02

Dec '03

Dec '04

Dec '05

Dec '06

Dec '07

Dec '08

Dec '09

Acct.Receivable

0.03

0.05

0.53

0.61

0.69

growth rate

82.7%

875.2%

14.7%

12.9%

Acct.Payable

0.76

3.05

3.59

2.80

growth rate

301.0%

17.8%

-21.9%

Cur.Assets

0.09

0.27

4.14

4.01

7.18

growth rate

197.3%

1,445.3%

-3.1%

79.3%

Total Assets

0.21

0.29

19.28

17.19

12.05

growth rate

37.5%

6,577.8%

-10.8%

-29.9%

Cash

0.02

0.14

2.16

0.24

3.32

growth rate

575.0%

1,500.7%

-89.0%

1,293.5%

Inventory

0.00

0.04

0.04

0.02

0.00

growth rate

0.0%

-36.8%

-100.0%

Cur.Liabilities

5.08

4.09

11.61

11.22

8.39

growth rate

-19.4%

183.7%

-3.4%

-25.2%

Liabilities

5.37

4.13

11.80

25.55

19.31

growth rate

-23.2%

186.1%

116.5%

-24.4%

LT Debt

0.26

0.05

0.05

0.05

1.62

growth rate

-79.7%

0.0%

0.0%

2,956.3%

Equity

-5.16

-3.84

6.99

-9.24

-12.66

growth rate

0.0%

100.0%

-100.0%

0.0%

Common Shares

2.00

3.00

3.00

3.00

21.00

34.00

68.00

120.00

150.00

1,028.00

growth rate

50.0%

0.0%

0.0%

600.0%

61.9%

100.0%

76.5%

25.0%

585.3%

Cash Flow Statement

Dec '00

Dec '01

Dec '02

Dec '03

Dec '04

Dec '05

Dec '06

Dec '07

Dec '08

Dec '09

Capital Expenditures

0.00

0.00

0.15

0.37

0.30

growth rate

5,339.3%

142.2%

-17.5%

Cash Dividends

0.00

0.00

0.00

0.00

0.00

growth rate

Cash From OA

-1.77

-2.29

-5.54

-22.17

-15.23

growth rate

0.0%

0.0%

0.0%

0.0%

FCF per Share

-0.35

-0.39

-0.14

-0.07

-0.02

-0.05

-0.15

-0.02

growth rate

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

Sale Purchase of Stock

0.02

0.05

0.17

0.00

growth rate

138.2%

217.7%

-97.7%

FCF

-2.00

-1.00

-1.00

-1.00

-3.00

-2.00

-2.00

-6.00

-23.00

-16.00

growth rate

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

Income Statement

Dec '00

Dec '01

Dec '02

Dec '03

Dec '04

Dec '05

Dec '06

Dec '07

Dec '08

Dec '09

Sales

0.46

0.36

4.32

29.46

28.83

growth rate

-20.7%

1,084.5%

581.8%

-2.1%

Op.Income

-5.58

-2.26

-21.18

-25.55

-15.56

growth rate

0.0%

0.0%

0.0%

0.0%

IBT

-4.35

-1.74

-21.23

-33.93

-13.00

growth rate

0.0%

0.0%

0.0%

0.0%

Net Income

-4.35

-1.74

-21.23

-33.93

-10.74

growth rate

0.0%

0.0%

0.0%

0.0%

EPS

-0.95

-0.70

-0.50

-0.54

-1.83

-0.13

-0.03

-0.18

-0.28

-0.02

growth rate

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

Gross Profit

0.46

0.35

2.09

8.66

9.40

growth rate

-24.1%

499.9%

313.2%

8.6%

Quarterly Statements

Item Name

Jun '09

Sep '09

Dec '09

Mar '10

Jun '10

Earnings BIT

-0.83

-3.48

-4.19

-3.15

-3.10

growth rate

0.0%

0.0%

0.0%

0.0%

Balance Sheet

Jun '09

Sep '09

Dec '09

Mar '10

Jun '10

Acct.Receivable

0.63

0.65

0.69

0.60

0.45

growth rate

2.6%

6.9%

-13.7%

-23.9%

Acct.Payable

6.53

2.56

2.80

2.47

2.59

growth rate

-60.9%

9.6%

-11.8%

4.5%

Cur.Assets

6.17

10.09

7.18

4.66

4.09

growth rate

63.5%

-28.8%

-35.1%

-12.3%

Total Assets

18.54

17.63

12.05

9.34

8.60

growth rate

-4.9%

-31.7%

-22.5%

-7.9%

Cash

2.68

6.27

3.32

1.95

1.50

growth rate

134.2%

-47.0%

-41.4%

-23.2%

Inventory

0.02

0.02

growth rate

0.0%

Cur.Liabilities

10.99

9.22

8.39

7.87

7.63

growth rate

-16.0%

-9.0%

-6.2%

-3.0%

Liabilities

21.83

19.38

19.31

17.05

21.48

growth rate

-11.2%

-0.4%

-11.7%

26.0%

LT Debt

0.24

0.24

1.62

1.60

1.59

growth rate

-3.1%

582.8%

-1.2%

-0.3%

Equity

-3.29

-5.40

-12.66

-14.38

-21.94

growth rate

0.0%

0.0%

0.0%

0.0%

Common Shares

1.03

1.03

1.05

1.05

1.05

growth rate

0.5%

1.3%

0.0%

0.0%

Cash Flow Statement

Jun '09

Sep '09

Dec '09

Mar '10

Jun '10

Capital Expenditures

0.07

0.01

0.03

0.02

0.02

growth rate

-81.3%

135.7%

-51.5%

17.5%

Cash From OA

-3.46

-3.77

-3.12

-2.27

-2.53

growth rate

0.0%

0.0%

0.0%

0.0%

Sale Purchase of Stock

4.50

0.02

0.02

0.02

0.02

growth rate

-99.6%

0.0%

0.0%

0.0%

FCF

-3.54

-3.78

-3.16

-2.29

-2.55

growth rate

0.0%

0.0%

0.0%

0.0%

Income Statement

Jun '09

Sep '09

Dec '09

Mar '10

Jun '10

Sales

7.44

7.09

6.86

6.32

4.31

growth rate

-4.8%

-3.2%

-7.9%

-31.9%

Op.Income

-4.99

-3.48

-4.19

-3.15

-3.10

growth rate

0.0%

0.0%

0.0%

0.0%

IBT

-0.91

-7.26

-6.69

-1.36

-7.01

growth rate

0.0%

0.0%

0.0%

0.0%

Net Income

-0.91

-5.66

-6.03

-0.93

-5.23

growth rate

0.0%

0.0%

0.0%

0.0%

Gross Profit

2.57

2.48

1.58

2.33

1.66

growth rate

-3.3%

-36.2%

46.9%

-28.8%

Growth Grade & Financial Ratios

All financial ratios below are calculated based on latest annual statements available and present the most up to date snapshot of a company finances.