In most cases, anytime you want to do something, it is best to do it now as you never know when your circumstances will change and how they will change, especially if doing it can change your life for the better.

You may not be able to afford to lose money but you can always afford happiness. So if being happy is what you really want, money won't get in your way. I had a lot going on in 2014 so it was important for me take a trip to get away to get my mind back on track.

I deserved it and although it didn't help my financial situation, it was a wise decision for me because I was able to get my mind back in the game as a result. Now, I don't buy lavish cars, shop everyday or simply blow my money as soon as you get it, but I know that I need to take a break sometimes and reward myself for all of my hard work because sometimes no one else will.

So whether it's to start your own business, get a new job, start a family or move to another state, the time to do it is now or at least get started working out that plan now because at the end of the day, tomorrow is never promised so all you truly have is NOW.