Film student, Stone (right), often skateboards into his Umpqua store with a smile on his face, always ready to chat with associates like Tyler Flores-Tucker (left).

Embark Checking is our most straightforward account, perfect for anyone looking for no-frills banking. Embark offers up to $10 per month in ATM-Owner fee rebates when maintaining a required minimum account balance of $2,500; rebates are credited at statement cycle. We also offer a complimentary Grow Savings account with no monthly maintenance charges when you complete a monthly transfer from your Embark Checking account.