We provide links to third party websites, independent from Wayne County Community FCU. These links are provided only as a convenience, we do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Wayne County Community FCU. Click 'Continue' to proceed or click 'No' to stay on this site.

Online Banking Login

Online Bank Login

Current Rates

Vehicles (for Personal Use)

Rates as low as 2.74% APR* for up to 48 months term. Terms are also available for up to 84 months at higher rates.

2018 to 2013: Used Vehicles

Rates as low as 4.24% APR* up to 66 months. Terms are also available for up to 66 months at a higher rate.

2012 to 2008: Used Vehicles

Rates as low as 5.24% APR* up to 48 months. Terms are also available for up to 60 months at higher rates.

2007 to 2005: Used Vehicles

Rates as low as 6.24% APR* up to 48 months.

Vehicles older than 2005

Will be considered for financing, but term and rate may be based on the reasonable remaining life of the vehicle. Inspection/photo will likely be needed.

Wayne County Community Federal Credit Union does NOT burden borrowers with early prepayment penalties. We also do not charge Loan Processing Fees (which may save borrowers up to $200 at closing.)

Other terms and conditions apply, and rates and terms may vary based on the credit score of borrower(s), LTV and other factors. *APR = Annual Percentage Rate. WCCFCU does not finance salvage, rebuilt, or dealer buy-back titles. Our loan rates and terms are based on a combination of the applicant's credit score (or creditworthiness). Other rates may apply depending on qualifications, including age and mileage of vehicle. Rates are subject to change without notice. All rates advertised below are our best qualifying rates.

Rates as low as 3.74% APR* up to 48 months. Terms are also available for up to 84 months at higher rates.

Used: 2019 to 2011 Model

Rates as low as 5.24% APR* up to 48 months. Terms are also available for up to 66 months at higher rates.

Used: 2010 or Older Model

Rates as low as 7.24% APR* up to 48 months. Terms are also available for up to 60 months at higher rates.

Other terms and conditions apply, and rates and terms may vary based on the credit score of borrower(s), LTV and other factors. APR = Annual Percentage Rate. WCCFCU does not finance "salvage" titles. Our loan rates and terms are based on a combination of the applicant's credit score (or creditworthiness). Other rates may apply depending on qualifications, including age and mileage of vehicle. Rates are subject to change without notice. All rates advertised are our best qualifying rates.

Please inquire with a lending officer for more information regarding personal loans or other loans not listed here. For Smithville, call 330-669-2117. For Orrville lenders, call 330-682-2117, or email us at.

Current Share Rates

In some cases, members using multiple financial services with WCCFCU may be eligible for a higher APR* and APY** than shown here. Inquire with your WCCFCU Member Service representative for more information on how you may be eligible for the Reward Rates.

Share Savings Account Rates

Minimum

APR*

APY**

$25.00 and Up

0.05%

0.05%

Money Market Accounts

Tier

APR*

APY**

$2,000 to $9,999.99 Balance

0.10%

0.10%

$10,000 to $24,999.99 Balance

0.20%

0.20%

$25,000 to $49,999.99 Balance

0.30%

0.30%

$50,000 to $99,999.99 Balance

0.40%

0.40%

$100,000 Balance and Higher

0.50%

0.50%

Money Market Accounts earn dividends which are calculated by the daily balance method; this applies a daily periodic rate to the balance in the account each day. Dividends are paid to the account at each month end.
No minimum balance is required; however, a balance of $2,000 or more is required for any dividends to be paid for that day. The dividend rate paid will vary and may change without notice.
*APR = Annual Percentage Rate, and **APY = Annual Percentage Yield.

Certificates of Deposit (CDs)

Term

APR*

APY**

6 Month - $500 Minimum Balance

0.40%

0.40%

12 Month - $1,000 Minimum Balance

0.50%

0.50%

24 Month - $1,000 Minimum Balance

0.80%

0.80%

36 Month - $1,000 Minimum Balance

1.00%

1.00%

48 Month - $1,000 Minimum Balance

1.20%

1.20%

60 Month - $1,000 Minimum Balance

1.40%

1.40%

Higher interest rates on CDs are available for accounts with certain relationships. Please ask a credit union representative for further details.
Substantial penalty for early withdrawal on Certificates of Deposit.
*APR = Annual Percentage Rate, and **APY = Annual Percentage Yield. Rates may change without notice.

GET IN TOUCH

STAY CONNECTED

JOIN US

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. **APY = Annual Percentage Yield.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U. S. Government Agency. Wayne County Community Credit Union is an equal opportunity housing lender.