Axis Bank offers a range of credit cards that cater to varied customer segments. Every individual can avail a credit card that suits his/her spending habits and other preferences. Each Axis Bank credit card promises great rewards, shopping and movie vouchers and discounts along with the facility to convert big purchases into easy EMIs and pay them back over a period. Let us learn more about the credit cards offered by Axis Bank.

Best suited for frequent travellers, this Axis Bank credit card is loaded with numerous travel and lifestyle privileges. Complimentary Club Vistara membership is one of the best benefits of this card. Let us learn more of its features-

Get one complimentary economy class ticket as welcome benefit

Spend Rs. 50,000 within 90 days of card issuance and get 1,000 bonus CV points

Get 1 Economy Ticket on reaching spends of Rs. 1.25 Lakh and another Economy Ticket on reaching annual spends of Rs. 2.5 lakh

Get 15% discount when dining at partner restaurants across the country through Axis Bank Dining Delights program

Get complimentary Club Vistara membership

Earn 2 Club Vistara Points on every Rs. 200 spent on the credit card which can be redeemed for upgrades

Get air accident cover of Rs. 2.5 crore and purchase protection cover of Rs. 1 Lakh

Convert transactions above Rs. 2,500 into EMIs and pay off over a period of time

Another wonderful option for frequent flyers, this Axis Bank credit card also offers a range of travel privileges to its users, especially those who are loyal customers of Vistara Airlines. Some amazing benefits of this credit card include-

Get a complimentary Premium Economy class ticket as a welcome gift

Enjoy complimentary Club Vistara Silver Membership which gives you extra privileges such as additional baggage allowance and priority check-in

Earn 4 CV points for every Rs. 200 every time you swipe your credit card for all transactions

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This card is the best match for your entertainment expenses as it lets you earn more rewards and cash back. It is PIN protected and makes your transactions completely secure. Here are some of its benefits-

Enjoy 25% cash back on online and box office movie ticket purchases with a maximum cashback of Rs. 1,000 in a calendar year.

Ensured security of the card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected.

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This Axis Bank credit card comes free of cost and there is no joining fee payable on the card. An annual fee would be payable from the second year onwards which is Rs 250. Cardholders can avail the following benefits on this credit card-

Exclusive Pride privileges like personalized card with shades of Indian Tricolor, dedicated 4th embossed line for army, navy or air force and contribution to Defence Welfare Association

15% discounts on dining at participating restaurants

100 bonus eDGE Reward points every month if there is spending of at least Rs. 5,000 on the card in a month

1% fuel surcharge waiver on fuel stations across India. The waiver is available on transactions worth Rs. 400 – Rs. 4,000 with a maximum cap of Rs. 250

eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend

Free add-on cards for the family including, spouse, children, parents and siblings over 18 years

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

Just like the previous variant, the card also comes free with no provision of a joining fee. There is, however, an annual fee of Rs. 500 payable from the second year. This fee would also be waived if the customer spends Rs. 40,000 on the card in the previous year. Following benefits can be availed on this credit card-

Exclusive Pride privileges like personalized card with shades of Indian Tricolor, dedicated 4th line embossing for army, navy or air force and the bank spends contribution to Defence Welfare Association

Complimentary lounge access across airports in India

15% discounts on dining at participating restaurants

100 bonus eDGE Reward points every month on spending at least Rs. 5,000 on the card in a month

1% fuel surcharge waiver on fuel stations across India with a maximum cap of Rs. 250

eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This is a credit card loaded with travel-related benefits including air travel, road travel or rail travel. The joining fee payable for obtaining this Axis Bank Credit card is Rs. 1,200. The annual fee in the first year is nil but from the second year onwards, a yearly fee of Rs. 500 would be levied. Ensured security of the Credit card with EMV certified chip reduces the possibility of misuse or fraud.

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This is a credit card packed with a host of travel-related benefits which are given below. The joining fee is Rs. 250 which would be waived if there is spending of Rs. 2,500 within 45 days of issuing the card. The annual fee of Rs. 100 payable from the second year is also waived if there is spending of Rs. 50,000 in the previous year.

eDGE Loyalty Rewards Program which gives you redeemable reward points against every spending on travel

1% fuel surcharge waiver on fuel stations across India. The range of the waiver is Rs. 400 – Rs. 4,000 per year

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This card is easily available with minimal documentation and assured approval offering a host of benefits and discounts. This Axis Bank Credit card only has a joining fee of Rs. 500 with no annual fee. The joining fee would be waived if the spending of Rs. 5,000 is effected on the card within the first 45 days.

Axis Bank offers a variety of credit cards for people who love to shop, travel and explore the world. You can apply for Axis Bank credit cards through our website in a few simple steps-

Step 1-Click here to start the application process.Step 2- Enter the details required and proceed. You will now see a list of credit cards.Step 3- Select Axis Bank Credit Card of your choice and check your eligibility for the same.Step 4- If eligible, you can proceed with the application by entering some more details.

After you submit the application form, an executive of the bank will call you and take the process further. A field officer will be sent to collect documents at your doorstep. The bank will then validate the information provided by you and, if approved, your new card will reach you in a few days.

You can also apply for Axis Bank credit cards directly through their website or by visiting the nearest bank branch.

To check the credit card application status, you can visit the Axis Bank’s website and under the ‘Get in Touch’ tab there is an option of ‘Support’. The support section contains all the information related to queries, complaints and tracking your credit card/loan application. You will have to enter your application reference number to check the status. Any of the following results may appear-

Axis Bank credit cards can be highly rewarding for the users. Based on the type of credit card, Axis Bank offers eDGE Reward Points, Air Miles or Co-branded loyalty points such as Club Vistara Points. Accumulated reward points can be redeemed for merchandise from Axis Bank’s Rewards Catalogue. Air Miles can be redeemed at the time of booking air tickets.

Given below is a list of reward points on some popular Axis Bank credit cards-

You can pay the credit card bill online as well as offline. Some of the online options include ECS, Internet banking and Axis Bank mobile app. Cash, cheque and demand drafts are the other common methods of paying the Axis Bank credit card bill.

Axis Bank credit card customer care Email ID: You can send your grievances and queries through online submissions of the official website of Axis Bank. You can also alternatively mail Axis Bank at customer.services@axisbank.com.

If a customer makes a transaction that exceeds the available credit limit on his card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over-limit fee will be charged on the amount.

How can I enhance my credit limit?

If you wish to increase the limit on your credit card, you should give a call on the Axis Bank Customer Care Number.

What is the auto-debit facility?

You can set standing instructions on your Axis Bank savings/current account to pay either the total outstanding amount or the minimum due amount on your credit card. The amount will be automatically deducted from the linked account every month.

How to update mobile number or email address?

The customer can do so through branch banking, that is, by visiting the nearest Axis Bank branch. If you use the net banking facility of Axis Bank, you can initiate the update by logging into it.

What do I do if my credit card is declined?

A few reasons can be attributed to a card decline such as low limit, expired card, etc. Sometimes, the bank may also decline a transaction when it suspects fraudulent activity. You should give a call on the Axis Bank Customer Care Number to resolve this.

How is the interest charged on credit cards?

The customer has to pay the interest on the total amount due which is not paid on the due date. When an amount lies outstanding in your credit card account, interest-free period will not be applicable which means on every transaction, interest will be charged from the date of purchase. Credit card cash withdrawals also incur interest charges from day one.