We use cookies to keep our websites easy to use and relevant to our users' requirements and to enable us to learn which advertisements bring users to our website. We do NOT use cookies to collect any personal information about you. By continuing to browse our web pages, you agree that we may use cookies for these purposes. Find out more.×

You’ll normally instruct a solicitor to act on your behalf in connection with your transaction. You may be required to pay legal fees and costs as part of their work on your behalf. These fees/costs are normally charged by the solicitor directly to you, unless we tell you that we’ll contribute to the legal costs as part of your product deal.

Typically you will not need to pay legal fees if:

you are an existing mortgage customer who wishes to re-mortgage with us.

you are a new mortgage customer who wants to switch the mortgage for their current home to us and use our legal panel.

Valuation fee

The valuation report is used to calculate how much we’ll lend you. This is separate from any valuation or survey of the property you might want to instruct for your own purposes.

There are other homebuyers, home report or structural survey options available if you want to commission these.

Typically you will not have to pay a valuation fee if:

you are an existing mortgage customer who wishes to re-mortgage their current house with us.

you are a new mortgage customer who wants to switch the mortgage for their current home to us.

*Please note that if you are changing the terms of the original mortgage e.g. borrowing an additional amount, changing the duration of the mortgage or changing repayment terms, a valuation will be required and a fee will be payable where applicable.

Special features

At the end of the discounted period you can make extra payments or repay your whole mortgage without penalty

Early repayment charge

Applies for the first two years3% in year 1 2% in year 2

Eligibility

Applicants must be aged 18 or over. All loans are subject to status. Security will be required.

Your home may be repossessed if you do not keep up repayments on your mortgage

Work out your monthly repayment for this mortgage

Loan amount required?Over how many years?Do you already have a Clydesdale Bank mortgage?How much?

During the initial period, your estimated monthly repayments would be: £ until

Thereafter, the rate would revert to our variable rate, currently 4.95%, which equates to a monthly payment of £