money

Reading Time: 5 minutes At the time the Federal Reserve was doing its 3 rounds of QE and had a zero percent Fed funds rate, there were predictions by bearish investors and Austrian economists that inflation would run out of control. This hasn’t happened as inflation, measured by Core PCE or CPI, has stayed…CONTINUE READING

Reading Time: 3 minutes In modern financial markets, the list of securities you can place bets on is long indeed. In addition to traditional investments such as stocks and mutual funds, newer financial instruments such as derivatives and ETFs (electronically-traded funds) have become popular. There has even been an attempt recently to allow investors…CONTINUE READING

Reading Time: 4 minutes The monetary system underlying economies in the West, and throughout much of the rest of the world as well, relies on what is known as fractional reserve banking. Understanding how this system works, its effects and tendencies, is important not only from an academic but also an investing perspective. This…CONTINUE READING

Reading Time: 9 minutes What Is The Federal Reserve? The Federal Reserve System was established on December 23, 1913 with the enactment of the Owen-Glass Act also known as the Federal Reserve Act, making the Federal Reserve System (The Fed) the central bank of the United States. The Federal Reserve System consists of twelve regional…CONTINUE READING

Reading Time: 4 minutes I will begin with a simple question. What is money? Are you thinking dollars? The currency in your pocket? You are partially correct – though not entirely. Money is the generally accepted medium of exchange that is also a store of value as a function of industrial demand. Money is an asset,…CONTINUE READING

Reading Time: 4 minutes The Federal Reserve Note (FRN), commonly referred to as the United States Dollar, is a debt issued by a private corporation (Federal Reserve) that has a monopoly in the geographic region of the United States as legal tender (currency) by decree of the Federal Reserve Act of 1913. In other…CONTINUE READING

Reading Time: 4 minutes What are the best investments? What is the best return on investment possible? Everyone around you has that best investment suggestion. On your way home from work you may have even been pitched a few great investments that you absolutely cannot miss – if you listen to your radio, or…CONTINUE READING

Reading Time: 3 minutes How much are you really worth? Think to yourself. What comes to your mind first? Is it your bank statement or the people in your life or the possessions you own? If you owe debt, is it an asset? Our goal is to reassess how we value ourselves genuinely. For…CONTINUE READING

Reading Time: 4 minutes What is money? Are you confusing currency with money or vice versa? Not understanding the difference between the two can, unfortunately, force you into making unwise long-term investment decisions with your life’s savings. Barter Why do we need money? You can exchange your time creating goods/services for goods or services,…CONTINUE READING

Reading Time: 4 minutes Does the title sound too good to be true? Is it even possible that there exists such a concept as a risk-free investment? Broadly speaking, when such statements are touted it is typically accompanied by a sales pitch. Let me assure it is not the case here, you will not…CONTINUE READING

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