I suggest you...
The Challenges:
New startups fail due to lack of physical resources, lack of financial resources, and lack of knowledge/training/education.
The Opportunities:
1.) Maker Fairs and "Hackerspaces", TechShop for example, are growing in popularity and people pay to attend them.
2.) A large infrastructure of Vo-Tech and community colleges exist across this country.
3.) A student loan system is already in place.
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Create national events where both startups and investors can have booths like a trade show. This way investors can seek out great new companies and startups can get access to funding partners. 90% of great companies that do not get funding is not because of the idea, but it is because of lack of the correct exposure to the right investors.

Allow citizens to vote using the internet and thus make democracy a reality. Think of the 600 million Facebook users voting on issues in real-time. We could move forward instead of stagnating. We could also fire all of our 'representatives' on capital hill. At least use the power of instant communications/feedback to gauge what people want to do with tax dollars. How about letting us see exactly (itemized) how are tax
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Voting on Ideas

Most SBA loans are difficult to obtain and take forever, and VC capital typically ins’t interested in funding anything for under than $5M USD; Angel investors have picked up some of the slack, but if the SBA started a micro-lending program, it could accelerate the growth rate of innovation.