About Us

Federal Home Loan Centers is an FHA broker and is comprised of a privately held network of government loan specialists, counselors, Realtors® and mortgage professionals who are dedicated to empowering customers with sustainable home ownership.

About Us

Federal Home Loan Centers is an FHA broker who specializes in delivering advantageous government loan products and in providing solutions for customers seeking flexible credit qualifying requirements with low out-of-pocket costs. Along with our sister websites, VA Home Loan Centers (http://www.vahomeloancenters.org), Coole Real Estate and Coole Mortgage (http://www.coolehome.org), we offer a full spectrum of real estate services including: innovative sales and marketing methods, affordable financing options and successful short sale negotiating. All of our valuable services are offered at a low cost or no cost whenever possible.

When you contact Federal Home Loan Centers, you are plugging into a storehouse of beneficial tools for debt restoration and to assist you in gaining home ownership. You will be connected with a knowledgeable Agent and Loan Specialist who will skillfully advise you about your options.

Selling Your Home

If you have a home to sell, your Federal Home Loan Centers Agent can help you determine the fair market value of the property and develop a marketing strategy that will attract the maximum interest from potential buyers. We know that if more buyers see your property, you will likely see better results. Be assured, we won’t just be bringing anybody to see your home. We will only show your home to buyers who have been pre-qualified by a Loan Specialist to purchase your home. Your Agent will work with you hand-in-hand all the way through the process until escrow closes. Call 877-432-LOAN (877-432-5626) or click here to apply.

Short Sale Negotiating

If you are among many homeowners who happen to owe more on your mortgage than your home is worth, Federal Home Loan Centers can help you too! We are experienced short sale negotiators. Short sales are fraught with obstacles that can cause the process to drag out and become very frustrating. Let Federal Home Loan Centers handle all of the laborious details on your behalf. A short sale could possibly be your answer to get free from your current stressful situation and back on track with sustainable home ownership. Short sales are treated more favorably by your lender than if you simply let your property go to foreclosure. With a short sale, you may be able to purchase another home in as little as two weeks (must not be in default). Our services will cost you nothing since the lender will pay the agent fee out of the sale proceeds.

Purchasing A Home

If you would like to purchase a home, Federal Home Loan Centers may be your best choice. Federal Home Loan Centers Specializes in government programs such as grants, guaranteed mortgages and other loan products insured by the federal government. These include: FHA, VA and USDA loan products, the latter two being the only two Zero Down Payment loan options available on the market today. Let Federal home Loan Centers put you in low interest 30 year fixed rate loan with an affordable low down payment and easy qualifying. Military home buyers are advised to use our sister website, VA Home Loan Centers (vahomeloancenters.org). We have many foreclosure and bank owned (REO) properties for you to see as well as HUD homes for sale. Your Agent will listen carefully to your needs and help you narrow down your choices to a home that best fits your criteria. A Government Home Loan Specialist will work with you to determine what type of loan product is best. Once you are comfortable with the terms, your Loan Specialist will pre-qualify you for a loan and begin the final approval process. Buyers can receive rebates up to 2.75% of their purchase price.

Not About Us!

At Federal Home Loan Centers, it’s not about us, it’s about YOU, our customer! Our drive to serve our customer with exceptional service is motivated by the satisfaction we get from assisting buyers and sellers in achieving their goals. Whether we are helping a young family experience the freedom of owning their first home or assisting a repeat homeowner purchase a better home or secure an additional investment, Federal Home Loan Centers Agents and Loan Specialists are committed to customer satisfaction. Our highest priority is to help our clients to make wise, informed and affordable financial decisions that will enhance their homeownership experience and create a secure and sustainable lifestyle for years to come.

If you are a 1st time buyer, Federal Home Loan Centers wants to help you kiss your landlord good-by and step into the beautiful world of homeownership. If you are a repeat buyer, Federal Home Loan Centers wants to help you kiss your old home good-by and step through the threshold of a brand new or better home. If your credit is all messed up, Federal Home Loan Centers wants to help stop creditors from messing with you. If you are upside-down with your current home and time is short, Federal Home Loan Centers wants to help get you right-side-up with a timely short sale. If you are looking for a reliable home loan and real estate service provider, Federal home Loan Centers is an excellent choice. Services provided by Federal Home Loan Centers are always at a low cost.

Our team at Federal Home Loan Centers looks forward to combining our skills and resources to help you achieve your real estate goals. Call Federal Home Loan Centers today to get started!

Testimonial

Federal Home Loan Centers is an approved originator of mortgage loans guaranteed by the US Government.
Misuse of property, information, data, practices and content is a federal crime. U.S.C. TITLE 35 (§§ 1–). Content may be redistributed (permission & citation required). All rights reserved 2019
NMLS 1206029. CA BRE: 01927951.
The United States Department of Housing and Urban Development insures FHA mortgages originated by Federal Home Loan Centers. The The United States Department of Agriculture and the Department of Veterans Affairs guarantees mortgages originated by Federal Home Loan Centers.
Federal Home Loan Centers is not a governmental agency.
The terms Origination Portal, Home Loan Portal are properties of Federal Home Loan Centers.Licensing