Hallo Dareo,
I am new here. What you have written in the question that to find a credit card with really low APR/interest rate, it is not a easy task. You have to find all the credit card provider companies and compare their interest rates. But I am using Alliance Bankcard credit card and you can consult with that company (contact No- 800 503 6222). Thanks for your question.

Low interest credit cards are generally recommended for those who consistently carry balances, they also serve as simple alternatives for making purchases if you just don’t want to deal with rewards. However, if you regularly pay your balances in full, you may want to consider and focus on a rewards credit card with a slightly higher APR that allows you to take advantage of valuable benefits in exchange for your purchases.

Capital one premium has 0% introductory APR on balance transfers and purchases made within the first 15 months of opening the account. There is no annual fee. There is a 3% fee on balances transferred within the first 15 months of opening your account.

Hey, there are many banks which provide credit cards for low-interest rates. American Express card provides for 0% interest but you must have minimum salary AED20k. Banks like ADIB, Citibank provides for 2-3% interest. http://www.mymoneysouq.com/cards/com...edit-cards-uae see this for other banks and details.