Portfolio Recovery Associates is a large debt collection company that specializes in buying delinquent credit accounts, including credit cards, from financial institutions and government clients, and debt from bankruptcies.

The company has its headquarters in Norfolk, Virginia, and says it also operates in Alabama, California, Illinois, Kansas, Nevada, New Jersey, Pennsylvania, Tennessee and Texas. It claims to have more than 35 million customer accounts and 3,500 employees.

Midland Credit Management is a third-party asset recovery (debt collection) company. These companies generally buy delinquent credit accounts for less than their face value to profit by collecting as much of the debt as possible.

Midland Credit Management, or MCM, is a subsidiary of Encore Capital Group of San Diego, California. Midland Credit Management says that it services accounts for Midland Funding LLC, which is the creditor or owner of purchased debt obligations.

Midland, or MCM, often turns accounts over to such “affiliates” as:

•Midland Funding NCC-2 Corporation

•MRC Receivables Corporation

•Midland Recovery Corp.

If you have been sued or believe Encore Capital Group, Midland Credit Management, or Midland Funding LLC have subjected you to harassment in its debt collection tactics, contact us today to discuss your options.

Numbers that may have been associated with Midland Credit Management in the past