∗Free gift provided at the time of account opening. We reserve the right to substitute an item of similar value. $2.50 per pad/debit card, up to $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Other fees such as overdraft, returned item, continuous overdraft, etc. may apply. Customer purchases own checks. See fee schedule for details. Ask us for details. Bank rules and regulations apply