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How long will my current life insurance proceeds last?

When purchasing a life insurance policy, it’s imperative to decide how much your family or loved ones will need to maintain their lifestyle after you’re gone. Our calculator can help you project how many years a selected death benefit will last, based on expenses, income taxes, inflation, and return on investments.

The results and explanations generated by this calculator may vary due to user input and assumptions. For a more detailed financial analysis, complete the Contact an Agent form on the right and a local New York Life agent will contact you.

New York Life Insurance Company does not guarantee the accuracy of the calculators, results, explanations, nor applicability to your specific situation. Calcululator results are hypothetical, based on assumptions which you choose. We recommend that you use this calculator as a guideline only.

Insurance and Assumptions

Current life insurance in force ($)

Monthly survivor income needs ($)

Annual inflation adjustment (if any): (%)

Annual before-tax return on insurance proceeds: (%)

Federal marginal tax bracket: (%)

Desired amortization schedule

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