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The Trump administration’s new tax reform bill was signed into law in December of 2017, representing the first major tax change in over 30 years. The changes are significant and are likely to affect nearly everyone in some measure; some positively, while others may find themselves with a higher tax bill in 2018. All of the changes represented in the new tax bill will be in effect through 2025.

Homeownership is the American dream. But is it for everyone? From a young age, purchasing a home is synonymous with success. However, there are some circumstances that need to be taken into account before making the decision to buy a home.

In the past, homeowners received a tax advantage, being able to deduct mortgage interest paid on their income taxes. However, with the doubling of the annual standard deduction, which goes into effect in 2018, many homeowners may find themselves skipping the itemizing – and the mortgage interest deduction in favor of the standard deduction.

Steady as she goes.

Euclid and the markets continued to be optimistic through the 3rd quarter. Valuations remain at the upper end of normal, but so far the economy has grown fast enough to justify, and even upgrade, expectations. The most recent GDP report was actually revised up slightly while crucial factors like inflation and job growth continue to be favorable. Some wage growth along with the new jobs would be welcome, but then that might imply stronger inflation.