Costume parties, murder mistery dinners and haunted hay rides are some of the ways to have a ghoulishly good time when Halloween rolls around each year. But there’s nothing fun about the rate at which fraud occurs - every two seconds, by some estimates.

America's unbanked - all 23 million of them - are in scammers' crosshairs. Even though the unbanked may not have checking accounts or credit cards, they're unfortunately not immune to deception, as the uptick in prepaid card fraud has proven.

A CoreLogic study found mortgage fraud in the U.S. increased 16.9 percent between 2016 and 2017. Lenders who are handling mortgage applications in the new year must keep themselves informed regarding these three common warning signs of this crime.

Fintech firms have made quite a mark on the lending world in the past few years. Their innovative deployment of mobile banking tools is the cause, something which is quite beneficial to those with little to no traditional credit.

Although alternative credit remains a murky, unfamiliar concept to some, its adoption is slowly but steadily spreading. Some sectors may be particularly well-positioned to benefit from its use, and businesses under those umbrellas should consider adopting them if they haven't yet done so.

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