Come up with an estimate of how much money you’ll need annually to live on for your retirement.

Review your insurance needs, including long-term care. (We have some exciting new hybrid options that you may want to hear about.)

Take a look at your current portfolio – is it diversified enough? Do you need to rebalance your investments or change your risk level? Do you know what fees you’re currently paying?

Make sure you have your financial plan in place. You need to understand where you stand right now and what investment options there are for your future. This will help you come up with a clear vision for your financial needs and goals…and to help you achieve your financial objectives.