Your pets are a part of your family. With specialty pet insurance, you can avoid paying steep veterinary bills in the case of accidents, illnesses and other medical needs.

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Even though pet insurance is effectively healthcare coverage, it’s often considerably simpler than human medical insurance.

You’ll usually have a deductible and then a co-payment. When selecting a policy, you’ll generally only have to choose between three types of coverage: accidents only; accidents and illnesses; or accidents, illnesses and other medical costs.

Nearly every policy has some form of payout limit. This could be for a single treatment, all treatments for a specific condition, or a total for all treatments during the year. The premium costs will vary depending upon the type and amount of the payout limit, so you’ll need to weigh the options.

You also have to watch out for a few rules that might surprise you. For example, a pet insurance policy will often have a waiting period, for example two weeks after you take out the policy. During this time you can’t make any claims for illnesses or accidents. Another difference from human medical policies is that you usually have to pay the vet bills up front and then make a claim to get the money back from the insurer.

Contact us today to find out more about insuring your pet.

Let’s discuss your pet insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate pet insurance solution. There’s no obligation, just good-old-fashioned advice.

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About Block Insurance Agency, Inc.

We’re an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.

We don’t just sell insurance. We work closely with clients to help them make important and informed decisions every day when it comes to protection and their future.

We offer comprehensive insurance solutions in Allentown, Pennsylvania and throughout the Lehigh Valley, serving the counties of Lehigh, Northampton and Berks including the cities of Bethlehem, Whitehall, Emmaus, Catasauqua, Fogelsville, Northampton, Easton, Kutztown, and Reading.

Our Mission

At Block Insurance Agency, Inc., we strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.