Welcome to Otsego Mutual
Since our founding in 1897, we have developed a reputation for providing stable, dependable service through our many professional independent agents. Read the Full Story

Welcome to Otsego Mutual

Otsego Mutual again finishes on top of PIA Carrier Performance Survey.

After having been voted #1 in the bi-annual surveys in 2014 and 2016, Otsego bested the field in 9 of 20 categories taking the top spot again in 2018. Check out the article here PIA.org.

Rated A+ (SUPERIOR) by A.M. Best Company.

Otsego Mutual is one of only 15 Property and Casualty Insurance Companies to be listed A+ or higher for 50 consecutive years. Read more in the Best's Review "Standing the Test of Time".

Since our founding in 1897, we have developed a reputation for providing stable, dependable service through our many professional independent agents.

Unlike most property and casualty insurers who provide Homeowner’s and Renter’s Insurance simply as an accommodation to their agents, we SPECIALIZE in these coverages. That’s why all of our expertise is devoted to offering policies that are affordable, but also complex enough to cover a majority of the needs of homeowners in the New York marketplace.