Trick question, and you will never get the right answer. The question is this: How many days are there in the months of September, August and February? If you said anything other than 30 you lose, and it could impact your retirement benefit, Senior Correspondent Mike Causey says.

Timing is everything, especially when you retire. And whether you are planning to retire in a few months or 30 years from now, there is a magic date just for you, Senior Correspondent Mike Causey says.

Looking for a totally safe place to park excess money? The equivalent of a government-backed certificate of deposit that will pay 2.75 percent next year? Senior Correspondent Mike Causey says you can do it if you've been in government a long, long time.

December and January are good months to retire. You can get paid for maximum unused annual leave at a higher rate. But, says Senior Correspondent Mike Causey, be advised that you will need a stash of cash to tide you over until you start getting a full annuity check.