Put More Happy in Your Holidays

It’s our mission to help make your holidays bright. Stay on top of the holiday hustle and bustle and find more reasons to smile this season with Navy Federal Credit, Gift and Debit Cards.

Enjoy Some Jingle With $100 Bonus Cash

With our special cashRewards credit card offer, you’ll earn $100 when you spend $1,000 within 90 days of account opening.1 Plus, enjoy a 0% intro APR on purchases for 6 months. After that, a variable APR between 11.65% and 18% applies.2

Make It Merry With Gift Cards

Spread cheer and simplify your shopping with Navy Federal Gift Cards, the perfect gift for every wish list. You can order your personalized card online and have it sent directly to the recipient.3

Keep the Season Bright With Debit Cards

Enjoy peace of mind and stick to your budget when you use your Navy Federal Debit Card for your holiday shopping. Purchases are backed by our Zero Liability policy, so you’ll have one less thing to worry about this season.4

1Offer valid for cardholders issued new cashRewards credit card accounts. To be eligible for the $100 cash back, you must make $1,000 or more in net purchases within 90 days of account opening. Earn rewards on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash equivalent transactions, such as the purchase, loading, or re-loading of gift and prepaid cards (e.g., money orders, Visa® Buxx Cards, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. Please allow up to eight weeks after the 90-day period for the $100 to post to your rewards balance. Account must be open and not in default at the time the $100 is scheduled post to your rewards balance. Limit of one promotional offer at account opening. Excludes Navy Federal Business cards.

2As of 11/1/18, rates range from 11.65% APR to 18% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.

3Terms and conditions are applied to gift cards. Cards ordered online in amounts between $15 and $200 can be mailed to the purchaser or card recipient. Cards ordered between $201 and $500 must be mailed to the purchaser. Cards are mailed with instructions and the terms and conditions. Members buying gift cards online can pay with a Navy Federal Debit Card or Navy Federal Visa or Mastercard® Credit Card. Members buying gift cards in branches can pay with checking or savings account, cash or Navy Federal Credit Card. Navy Federal Credit Cards will no longer earn rewards for cash equivalent transactions, such as the purchase, loading, or reloading of Navy Federal Visa Buxx Cards, Navy Federal GO Prepaid Cards and Navy Federal Visa Gift Cards. Additional rewards program descriptions are available at navyfederal.org.

4Navy Federal's Zero Liability policy protects you against fraudulent use of your card. We won’t hold you responsible for unauthorized purchases made in-store, over the telephone or online. For specific restrictions, limitations and other details, see your Cardholder Agreement.

5Program excludes Navy Federal Business and Home Equity Line Visa Platinum credit cards and Navy Federal Debit Cards. Rewards are subject to change and vary by merchant. Reward types will be based on the member's purchasing credit card. cashRewards cardholders will receive cash back. Platinum cardholders will receive a statement credit, and all others will receive points.

36026-LP (10-18)

Navy Federal Information

Mission Statement

Since 1933, Navy Federal Credit Union has grown from 7 members to over 8 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership:

“Be the most preferred and trusted financial institution serving the military and their families.”

Navy Federal conducts all member business in English. All origination, servicing, collections and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency, where possible. Military images used for representational purposes only; do not imply government endorsement. - Android™, Google Pay™ and Google Play™ are trademarks of Google LLC. The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License. Apple™, Apple Pay™, iPhone™, iSight™, Wallet™, Touch ID™ and iTunes™ are trademarks of Apple, Inc., registered in the U.S. and other countries. App StoreSM is a service mark of Apple, Inc. - Amazon, Kindle, Fire and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

APY = Annual Percentage Yield | APR = Annual Percentage Rate
+Rates are based on an evaluation of credit history, so your rate may differ.
++Rates are variable and based on an evaluation of credit history, so your rate may differ.
*Message and data rates may apply. Terms and Conditions are available.
♦Terms and conditions are applied to gift cards.