The San Diego Chargers game plan for replacing Qualcomm Stadium increasingly points to a countywide ballot measure a little more than two years from now.

A working scenario would see a roughly $1 billion stadium proposal go before voters in the November 2016 presidential general election.

Funding would combine money from the Spanos family that owns the team, development partner Colony Capital, LLC, and some form of taxpayer contribution common in the construction costs of every new National Football League stadium in recent years.

The Spanos family and investment partners would put up roughly $400 million and seek a $200 million loan from the NFL. The rub comes in how the remaining roughly $400 million would be financed.

The proposal could include a Joint Powers Authority to oversee the stadium, which the team wants to own and have operational control over to help recoup its costs.

Early talks with Mayor Kevin Faulconer’s top aides are ongoing with no firm proposal expected for months. But a variety of factors have re-energized the more than decade-old quest for a higher revenue-generating stadium the Chargers say they need to compete with other franchises.

The key factor in the talks resuming, say parties in and around them, is a renewed sense of political stability at City Hall.

“San Diego has had seven mayors over the last decade — the kind of political instability that is more typical of a banana republic than of a major American city,” said Mark Fabiani, team special counsel and point man on the stadium issue. “We hope, for the good of the city overall and for the future of our stadium project, that we will now see a solid stretch of political stability for San Diego.”

Other major factors that bring the stadium issue back to the political forefront include the improved economy, an increase from $80 million to $200 million in loan money available NFL, and fears of a team relocating or the league granting an expansion team to Los Angeles. Orange County accounts for roughly a third of the Chargers’ ticket base.

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The Chargers say they are open to ideas and not locked into any site. That comes after the city vehemently opposed its idea of a multi-use stadium that could work in conjunction with the downtown convention center.

“Nonetheless, we are continuing to work on this project, and we hope that our ongoing meetings with the mayor’s staff will result in another proposal that can work for the city, the Chargers, and, ultimately, the voters,” Fabiani said.

Former San Diego mayor Jerry Sanders now views the stadium through the prism of his job as head of the San Diego Regional Chamber of Commerce. He said he believes it needs to be the kind of multi-use complex the Chargers still want but has no position on where it should be built.

“Downtown would compliment the energy that is already there because of Petco Park, but Qualcomm would also be a great site due to its location and development opportunities,” Sanders said. “The chamber is in support of a new stadium going to the voters, though we would want to see the specifics of a financing plan before we could say we support any given plan.”