In this step-by-step case study, I analyze the classic “whole life vs term” debate through a new lens: I reverse-engineer my whole life insurance policy and compare it to a "buy term and invest the difference" strategy. For the first time, you’ll see the true costs embedded in whole life, a new perspective on term + mutual funds, and how taxes and fees impact both strategies.
When it comes to life insurance, there are two schools of thought:
Buy whole life insurance or;
Buy term insurance and invest the difference you save from not buying whole life.
Whole life is often criticized for being expensive... read more

Understanding Property Market Cycles
In 1998, ten years before the dramatic crash of the U.S. housing market and the Great Recession that resulted, economics lecturer Fred Foldvary wrote “The U.S. economy as well...
read more