Net Worth + Savings Rate Tracker

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Monthly Updates 2015

Note: Some of the figures in the reports below may not match up to what is in the table above because I was estimating some figures (see Kev’s comment below). I can’t be bothered to go back and edit the posts but rest assured the figures in the table above are now as accurate as I can possibly get them 🙂

Eeeek… I made some mistakes on calculation in the first couple of months as didn’t know the full value of my pension fund (amongst other gaffs). I should probably try to backfit the numbers so they are more accurate if I can. Thanks for the nudge on that!
Having said that it did go up a lot between March and April because I stuffed a load of money in my SIPP, so got nearly a £2K kicker from the tax man on that (with another £2K to come as haven’t claimed it back yet). SIPPs rule! 🙂

Hi again Kev, I have updated this and properly backdated my pension numbers (it is still a guess but far more accurate and if anything I have overcompensated the other way so it doesn’t look like I am trying to mislead anyone by saying I am increasing my NW by silly amounts each month!)

Wicked awesome spreadsheet you’ve got! I’ve always used http://networthify.com to estimate my retirement date, but your Expense Tracker sheets have a Years to FI row which uses the =NPER google sheets equation. I’d like to steal that idea and use it in my own spreadsheet.

=NPER and http://networthify.com seem to disagree on the Years to FI when given the same input, though, so I’m not entirely sure which one is right.

I’m not really sure why they may disagree as not sure the underlying code that website might be using and it looks like you have to pay to use it (had a quick look at the demo and couldn’t find any boxes with years to retirement?)

Maybe they assume different investment returns? Although I would assume they have an input box so you can estimate that yourself anyway?

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Disclaimer

I am not a professional anything, and you should treat all the words you read on this site as ones that exist for your infotainment only. Even the ones in this disclaimer. I will not be held responsible for any kind of outcome from you following the advice or hint of a suggestion made on this blog, and will not be liable for any emotional damage inflicted by the stinkingly bad puns contained within. Read at your own risk. Some of the links on this website may be affiliate links, if you support me via these links I will be forever in your debt, not in any monetary sense of course. Like I'd actually put that in the disclaimer! Hah!