Compare AAA vs. Esurance Insurance

AAA and Esurance both specialize in selling auto insurance policies at comparable yet competitive rates. AAA has been widely known for a little over a century. And Esurance has achieved almost equal recognition and popularity in just under 20 years. Both companies offer equally attractive varieties of auto discounts, but when it comes to roadside assistance, AAA has Esurance beat. AAA’s comprehensive and complex three-tier system provides all roadside services.

Esurance’s roadside assistance program only pays up to $75 per incident, and you may need to have comprehensive and collision coverage in order to add it to your policy.

So which one offers the discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

AAA

Esurance

Best If

AAA

You want excellent roadside service

You want to easily access information from the website

Esurance

You want low rates, straightforward prices, and strong online tools

Worst If

AAA

You constantly need service calls. AAA only provides four service calls per cardholder per year. Anything beyond that costs extra

Esurance

You want excellent roadside assistance

Special Car Insurance Discounts

AAA

Esurance

AAA

Another special feature of AAA is that it offers discounts in almost any category you can imagine. Here are just a few of the Triple A discounts you can get:

Automotive

Dining

Entertainment

Financial

Health

Insurance

Lodging

Services

Shopping

Travel

Esurance

There are a few discounts unique to Esurance that stand out. We’ll provide you with more information on these discounts below.

Fast 5 Discount

This discount gives you 5 percent off of your first-term premium for auto insurance. All you have to do to get this discount is start a quote online at esurance.com.

Paid-in-Full Discount

This discount saves you 10 percent off your premium if you pay the full amount instead of monthly payments.

Switch & Save Discount

This discount saves you up to 5 percent off your premium for the first two policy terms. You can get this discount when you switch to Esurance from your current insurer.

Emergency Road Assistance Discount

You can get this discount when you buy emergency road assistance from a different provider like AAA. It can can save you up to 5 percent on your premium.

Pac-12 Discount

You can get this discount if you attended or are an alum of a Pac-12 school. Find out more about this unique discount here.

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like AAA and Esurance. QuoteWizard is an independent company that helps you find the right policy at the best rate.

Financial Strength Ratings

AAA Car Insurance

Esurance Auto Insurance

A.M. Best

A+

A+

Moody's

--

--

S&P's

A

--

Mobile Apps

AAA

Esurance

AAA

AAA Mobile app grants you access to tons of exclusive member discounts at over 164,000 locations. You can also request roadside assistance from your mobile device as well as instant battery quotes. Download the AAA Mobile app here.

AAA eTourBook Guides provide members with great travel information for top travel destinations in the US.