I’m Danial from Affin Islamic Bank Home Financing. We use Islamic concept which is Musyarakah Mutanaqisah(partnership).

1) High (DSR 80%) and fast Approval,
2) BFR Up to -2.50%
3) 90% Margin of Finance
4) Ceiling Rate at 10%
5) No Lock-in Period
6) Tenure up to 35 years @ age 70
7) Bank will refund the progressive payment if the project is abandoned (risk more to the bank)