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Jewelry As Your Next Investment.

Jewelry makes everything look fancier and more elegant. Owning a timeless piece of accessory is a dream for many but only a few can afford. This doesn’t mean you need to shell out a ton of money to get your hands on the perfect jewelry. It’s all a matter of being wise about where you put your money. If you plan on getting started with jewelry investing, then prepare to do a lot of research to come up with an informed decision.

Yes, you might want to give yourself that expensive pair of gold earrings as a reward for a job well done or as a birthday gift for yourself, but take note that jewelry has immense value. It might even prove more complicated than buying clothes or shoes. And with the sheer number of brands out there like Pandora Charms and Tiffany &Co., how do you know if a piece of jewelry is a good investment? Here are several points to remember:

The Material

The first thing to look at when shopping for jewelry is the material from which it is made. Remember that the value of the jewelry hinges on the quality of its materials.

For example, when buying a diamond, always consider the four Cs: cut, clarity, color, and karat. For silver and gold jewelry, it’s best to limit your choices to the most trusted brands, so you’ll be assured of the quality.

Doing research isn’t the most interesting part of investing in jewelry, but it proves a vital step in the process. Whether you plan on buying a 24-carat diamond or Pandora jewelry charms, you must inspect the material carefully to ensure you’ll be getting your money’s worth.

The Workmanship

It’s not enough for jewelry to have great materials if you want it to hold its value. The artistry of the jeweler will also reflect whether the piece proves to be a great investment or not. If a ring has a unique and intricate design, then it has the potential to be sold at a higher price in the future. This doesn’t mean plain-looking jewelry would only go down in value going forward. Simple designs tend to be timeless, which can work well in your favor as an investor.

The Brand

The brand is another essential factor to consider when buying jewelry. Famous brands are worn by renowned personalities and adored by countless fans—and that’s not by accident. There is a reason why some brands have earned a better reputation over others. It’s because of the quality of their products. Investing in well-known brands gives you a higher chance of making excellent returns for the mere fact that they will appeal to a wider base of prospective buyers.

Jewelry investing is picking up steam, thanks to an increasing number of investors who realize just how shiny it can make their investment portfolios. As a novice, it’s all a matter of getting your feet wet and learning the ropes as you go. And even if jewelry may not hold as much value as gold, it’s surely more fun to own.