Solutions Information: Getting Out of Default

Don’t get discouraged if you have defaulted on your student loans because we have flexible options to help get your federal student loans out of default. You can learn about these options on our Solutions Dashboard.

When a student loan goes into default, the Department of Education or Guaranty Agency may place the loan with an agency like GC Services for collection. GC Services acts on behalf of the Department of Education or Guaranty Agency to resolve the outstanding balance of a defaulted student loan. We offer several programs to assist in resolving your account.

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