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How much does investing cost?

Our fees

Compared to savings accounts, the different costs involved with investing may seem complicated. We use a simple pricing structure to help you understand what your investment will cost. Your fees will depend on what you invest in, how often you invest and the value of your investments.

The minimum fee will only apply once you add cash or investment to your account.

£125

Transaction fees (when you buy or sell an investment)

Every time you buy or sell an investment, you pay a one-time fixed fee to cover the costs.

Funds (Online)

Other investments (Online)

All automated regular investments

All investments (Telephone)

£3

£6

£1

£25

What might it cost to invest with us if you invest up to £24,000 in funds and make two transactions per year:

Customer fee

Transaction fee

Total

0.2% p.a. (minimum £48 p.a.)

You will pay £48 p.a.

£3 per transaction

You will pay £6

You will pay £54

Or if you invest up to £48,000 in shares and make four transactions per year:

Customer fee

Transaction fee

Total

0.1% p.a. (minimum £48 p.a.)

You will pay £48 p.a.

£6 per transaction

You will pay £24

You will pay £72

If you’re considering investing more frequently, regular investments only cost £1 per transaction.

If you have a mixture of investment types, higher investment balances or an existing investment portfolio to transfer to us, please use our Investment Calculator to get a quick snapshot of what your fees could be.

What's included in our customer fee?

What’s included in our customer fees?

Anything that covers the running of your account, but doesn’t directly relate to transactions, is covered by a single monthly customer fee.

Relevant insight and articles

to help you be a smarter investor

Transferring cash or investments

in from or out to another provider

Automatic dividend reinvestments

Support from our knowledgeable team

by phone or live web chat

Portfolio analysis

when logged in to your account

Custody of your investments

Other costs to maintain your account

Moving cash between different accounts

Third party charges

Third Party Charges

When you buy shares, including investment trusts, the Government imposes Stamp Duty at the following rates:

0.5%

0.5%

1%

Stamp Duty on all UK share purchase settled through CREST, rounded up to the nearest 1p

Stamp Duty on all UK share purchases not settled through CREST, rounded up to the nearest £5

Stamp Duty on Irish registered stock

The Panel of Takeovers and Mergers (PTM) also charges £1 on all UK share transactions with a combined value of over £10,000.

Please note that funds, Exchange Traded Funds (ETFs) and Investment Trusts come with charges and expenses applied by the fund manager to cover the costs of buying and selling the underlying investments and managing the fund. Most funds we offer have no initial charge, but if there is one, it is a fee levied by the fund manager and Barclays doesn’t keep any part of it.

Interest rates

Interest Rates

Investments Account, Investment ISA and SIPP Account

Investment Saver

No interest is currently paid on these balances.

Barclays Investment Solutions Ltd holds all uninvested cash as Client Money with a selection of Approved Banks or other third parties. The current panel can be found here.

0.15% AER Interest is paid on the first day of each month, based on the cash held in your account the previous month. Rates may change from time to time.

AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.

Pension account

Pension Account Administration charges

£125 + VAT p.a.

In addition to the customer and transaction fees, these are Pension Account Administration charges if you currently have a Barclays SIPP. All SIPP accounts pay an AJ Bell Administration fee of £31.25 + VAT per quarter or part thereof (£125 + VAT p.a.). This fee will be collected by Barclays and paid to AJ Bell. No part of this fee is kept by Barclays.

Barclays Investment Solutions Limited provides wealth and investment products and services (including the Smart Investor investment services) and is authorised and regulated by the Financial Conduct Authority and is a member of the London Stock Exchange and NEX. Registered in England. Registered No. 2752982. Registered Office: 1 Churchill Place, London E14 5HP.