Pathani Mai Group

Pathani mai lives in Multan, an historic city located in the Punjab province of Pakistan. For over 21 years, she has lived with her family in a two-room brick house in an area named Hazuri bagh. She is a widow with two sons and two daughters. Due to financial constraints, she couldn’t educate her elder children and they had to begin to work to support their family. Her younger children are enrolled in school and are in the third and seventh grades.

Pathani mai is a very active lady. After the death of her husband, she started a clothes-selling business and became the sole wage earner for her family. Now, her eldest children have become wage earners and they help Pathani mai manage the financial expenses of her home. Her eldest son is a rickshaw driver and her eldest daughter runs a beauty salon at home.

Pathani mai has applied for a loan from the Kiva partner Asasah for her clothing business. Pathani mai buys clothes from the wholesale markets of Multan and sells to local clients for profit. With this loan, she will buy bulk clothes in different varieties to present better products to her clients and increase her sales and income. Pathani mai is hopeful that investing in her business will help increase her profit.

This is Pathani mai’s first loan application to Asasah. In the photo, she is holding a book called the Asasah Passbook

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.