While many businesses in West Virginia and Maryland are re-opening at a slow and managed pace, First United lobbies will remain under limited access at this time. As always, you can still do your banking through our drive-up facilities, digital solutions and by using our Customer Service Center by calling 1-888-692-2654.

Our focus will always be on the health and well-being of our associates, customers and the communities we serve. We feel for those that may be impacted by this global outbreak and are ready to assist you. Details on this page are subject to change as we continue to monitor the situation and maintain the tradition of honoring the best interests of our communities.

Our branch system has enhanced daily cleaning procedures; using additional disinfectants on surfaces, providing hand-sanitizers, and re-enforcing best hygiene practices from the CDC and the WHO.

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The health and well-being of our associates, customers and communities is our top concern. For that reason, we have temporarily altered access to our community offices. We ARE still open; but please use our drive-up windows during normal business hours, or find 24/7 access with our digital services or ATM network – our ATMs accept deposits, withdrawals and transfers to other First United accounts. Please know that if you need more comprehensive service or if you need to discuss any financial hardships as a result of the pandemic, please let us know and we will do our best to help you.

Call your local office or the Customer Service Center at 1-888-692-2654 to set-up an appointment if absolutely necessary, to discuss more comprehensive services or any financial hardship you may be experiencing. We will do our best to accommodate your needs quickly and safely. Our offices continue to perform recommended daily cleaning measures, but should you be permitted to enter the branch, you will be asked to wear the provided mask and use hand sanitizer or gloves, appropriately.

Health Expense Reimbursement – Allegany County Health Department is accepting applications for reimbursement of COVID-19 health related purchases. This opportunity is for Allegany County nonprofit organizations, government agencies, outpatient clinics conducting COVID-19 testing, long term care facilities, assisted living facilities, and home healthcare agencies. Application deadline is June 24.

Stay vigilant and informed of scams that may impact you and your finances during this challenging time. Scammers and fraudsters are looking for opportunities. Resources below may provide guidance and if you’re ever unsure, call our Customer Service Center or reach out to your local community office for help.

Stimulus check or economic relief scams. There are reports that the government will help to ease the economic impact of the virus by sending money by check or direct deposit. However, the government will NOT ask for a fee to receive the funds, nor will they ask for your personal or account information.

Delivery of malware through “virus-tracking apps” or sensationalized news reports.

Provider scams. Scammers impersonate doctors and hospital staff and contact victim claiming to have treated a relative or friend for COVID-19 and demand payment for treatment.

Bank/FDIC scams: Scammers impersonate FDIC or bank employees and falsely claim that banks are limiting access to deposits or that there are security issues with bank deposits.

Investment scams often styled as “research reports,” claiming that products or services of publicly traded companies can prevent, detect, or cure COVID-19.

10 Tips to Avoid Becoming a Victim

Watch out for phishing scams. Phishing scams use fraudulent emails, texts, phone calls and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from sources you are not familiar with, and NEVER give your password, account number or PIN to anyone.

Ignore offers for a COVID-19 vaccine, cure or treatment. If there is a medical breakthrough, it wouldn’t be reported through unsolicited emails or online ads.

Rely on official sources for the most up-to-date information on COVID-19. Visit the Centers for Disease Control and Prevention, World Health Organization and your state’s health department websites to keep track of the latest developments.

Remember that the safest place for your money is in the bank—it’s physically secure and it’s federally insured. When you deposit your money at a bank, you get the comfort of knowing that your funds are secure and insured by the government. You don’t have the same level of protection when your money is outside the banking system.

Do some research before making a donation. Be wary of any business, charity or individual requesting COVID-19-related payments or donations in cash, by wire transfer, gift card or through the mail.

Keep your computers and mobile devices up to date. Having the latest security software, web browser, and operating system are the best defenses against viruses, malware and other online threats. Turn on automatic updates so you receive the newest fixes as they become available.

Recognize and avoid bogus website links. Cybercriminals embed malicious links to download malware onto devices or route users to bogus websites. Hover over suspicious links to view the actual URL that you are being routed to. Fraudulent links are often disguised by simple changes in the URL. For example: www.ABC-Bank.com vs ABC_Bank.com.

Change your security settings to enable multi-factor authentication for accounts that support it. Multi-factor authentication—or MFA—is a second step to verify who you are, like a text with a code.

Before you make any investments, remember that there is a high potential for fraud right now. You should be wary of any company claiming the ability to prevent, detect or cure coronavirus. For information on how to avoid investment fraud, visit the U.S. Securities and Exchange Commission website.

Help others by reporting coronavirus scams. Visit the FBI’s Internet Crime Complaint Center at www.ic3.gov to report suspected or confirmed scams. You can also stay up-to-date on the latest scams by visiting the FTC’s coronavirus page at ftc.gov/coronavirus.

Latest Related News & Information

In this episode, we talk about teaching children to save with Tara Baldwin and Ryan Dotson, Relationship Advisors at First United offices in Morgantown, West Virginia. Tara and Ryan spearheaded a virtual outreach effort using remote teaching tools: videos and printable items, to help teachers and parents with financial education tools during the pandemic.

Is now a good time to be advertising your business? In this week’s episode, Sean Hockenbery, President of Financial Marketing Solutions (http://financialmarketingsolutions.com) joins us to chat about tips, ideas and best practices related to marketing and advertising for your business during uncertain times.

In this week’s episode, we discuss the Paycheck Protection Program (PPP) Loan Forgiveness with Brian Boal, CPA, principal and founder of Boal & Associates, PC, located in Oakland, Maryland. In our discussion, we discuss the questions currently surrounding the PPP program, and specifically what portion of the loan is forgivable and the best practices to ensure your business will be able to maximize that forgiveness.

Conversation with Josh Bosley, VP & Director of Lending at First United regarding small businesses facing a time of crisis, during the pandemic. Topics covered include SBA Paycheck Protection Program (PPP Loans) and other programs and advice for businesses to manage during a difficult time.

Yes, our offices remain open for business. To help prevent the spread of COVID-19, we have heavy restrictions on all lobby access and recommend the use of our digital banking services, ATMs, and drive-up facilities. Please check your nearest office location before visiting us.

Yes. There is no disruption to our ATM network. Machines located outside of a lobby are a great alternative for checking account balances, depositing cash or checks, making cash withdrawals, and transferring funds between other First United accounts. Business customers can also continue to use our Night Drop service.

Alternative ways of branch banking are not new due to the coronavirus outbreak. To help you quickly identify an alternative to many of your common lobby banking needs, review our reference guide and continue to stay connected with us through this website, email and social media.

First United Digital Banking Solutions are a great way to bank anywhere, anytime. We’ve got you covered, offering Personal and Business Online (Internet) and Mobile Banking, Bill Pay or person to person payment options, Mobile deposit, card alerts and much more. Get started by reviewing tutorials, enrolling or downloading the app OR contacting our Customer Service Center at 1-888-692-2654 for assistance.

Further restricting lobby access to a ‘closed’ status means we are complying with federal, state and local government directives to help reduce the spread of coronavirus (COVID-19). We want to stay connected with you in a safe manner. Therefore, our Drive-up lanes remain open during normal business hours along with 24/7 access to our ATM network and Digital Banking solutions.

Should you have a need to access our branch lobby for services such as Safe Deposit box access, or have any questions during this time, please call your local office or our Customer Service Center at 1-888-692-2654. We will do our best to accommodate your needs quickly and safely. Our offices continue to perform recommended daily cleaning measures, but should you be permitted to enter the branch, you will be asked to wear the provided mask and use hand sanitizer or gloves, appropriately.

First United cleans/disinfects high touch areas, like the drive-up tubes, multiple times throughout the day. If you have concerns about the drive-up equipment, we suggest that you consider utilizing gloves when touching this equipment and remove them immediately after.

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NOTICE: First United Wealth Management products and services: i) are not deposits or other obligations of, nor are they guaranteed by, First United Bank & Trust or it’s affiliates, ii) are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States or by First United Bank & Trust or it’s affiliates; and iii) are subject to investment risks, including the possible loss of value.