LISTING YOUR HOME FOR

Financial Reasons

Should You Sell Your Home?

For many, a home and/or mortgage obligation can represent an enormous financial, time, and emotional burden – but it can also represent a tremendous store of potential value. And we’ll discuss these two popular positions here.

Mortgage is just too big

A home represents the single largest investment most people make in their lifetime. And it isn’t uncommon for most Americans to assume a higher mortgage than they can comfortably afford. They often pin their hopes on inflation, employment stability, future income growth, and the payoff of other debts (like student loans) which would make a house payment more bearable as time goes on.
Even if the plan goes generally as planned many mortgage payments still find themselves adding tremendous financial pressure with each passing year. A tough mortgage payment will strain bank accounts, credit, time with family, and even a marriage. So, it’s not hard to imagine what happens when things don’t go according to plan. And here is where acting quicking may benefit you.
First, you need to remember that homes are sometimes slow-moving investments. Both in appreciation and in liquidation – homes are not like stocks that you can sell in the morning and have the funds in your bank account in the next 1 to 3 days. So if you sense trouble on the horizon, talking with a REALTOR® to understand the timeline involved may be key in mitigating any serious financial stress and concern.RULE OF THUMBMany financial planners suggest that your house payment ought not exceed 25% of your household income. Yet, most lenders recommend that your house payment ought not exceed 36% of your household income – and the average household finds itself near or above this limit with many in higher-end homes teetering close to 45%.

Equity and Other Debt

There’s a great chance your home has built up equity through the years. For some, it’s tempting to use these funds to pay off high interest debt, roll the funds over into less expensive home, or live out a dream like going back to school or traveling the world. When you find yourself in a position of not having to sell out of pressure or necessity, it’s sometimes easy to procrastinate on the discussion – but since you’re here, you might be closer than ever in exploring this opportunity. Here again is where speaking directly with a local REALTOR® may provide you with information on what your home is actually worth, an estimated timeline, and answer any of your questions that may help you understand the road ahead.

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Notes

Should You Sell Your Home?

For many, a home and/or mortgage obligation can represent an enormous financial, time, and emotional burden – but it can also represent a tremendous store of potential value. And we’ll discuss these two popular positions here.

Mortgage is just too big

A home represents the single largest investment most people make in their lifetime. And it isn’t uncommon for most Americans to assume a higher mortgage than they can comfortably afford. They often pin their hopes on inflation, employment stability, future income growth, and the payoff of other debts (like student loans) which would make a house payment more bearable as time goes on.
Even if the plan goes generally as planned many mortgage payments still find themselves adding tremendous financial pressure with each passing year. A tough mortgage payment will strain bank accounts, credit, time with family, and even a marriage. So, it’s not hard to imagine what happens when things don’t go according to plan. And here is where acting quicking may benefit you.
First, you need to remember that homes are sometimes slow-moving investments. Both in appreciation and in liquidation – homes are not like stocks that you can sell in the morning and have the funds in your bank account in the next 1 to 3 days. So if you sense trouble on the horizon, talking with a REALTOR® to understand the timeline involved may be key in mitigating any serious financial stress and concern.RULE OF THUMBMany financial planners suggest that your house payment ought not exceed 25% of your household income. Yet, most lenders recommend that your house payment ought not exceed 36% of your household income – and the average household finds itself near or above this limit with many in higher-end homes teetering close to 45%.

Equity and Other Debt

There’s a great chance your home has built up equity through the years. For some, it’s tempting to use these funds to pay off high interest debt, roll the funds over into less expensive home, or live out a dream like going back to school or traveling the world. When you find yourself in a position of not having to sell out of pressure or necessity, it’s sometimes easy to procrastinate on the discussion – but since you’re here, you might be closer than ever in exploring this opportunity. Here again is where speaking directly with a local REALTOR® may provide you with information on what your home is actually worth, an estimated timeline, and answer any of your questions that may help you understand the road ahead.

Request AdditionalInformation

Name

FirstLast

Email

Phone

Address

Street AddressCityStateZIP Code

Notes

community service area

Rancho Mirage, California – A resident of the Coachella Valley since 1989 I became a REALTOR® after a 25 year career in the travel / hospitality industry. I specialize in residential, second home and vacation properties in Palm Springs, Rancho Mirage, and Palm Desert – I know our local real estate market. I am an expert in every aspect of the sales process. While I focus predominately in Palm Springs, Rancho Mirage, and Palm Desert – I have assisted client throughout the Coachella Valley including the communities of Indian Wells, Indio, and La Quinta.

Let's talk.

introducing Gerald D. Green with Keller Williams Realty

Gerald D. Green

REALTOR®

CalBRE #01981697

A resident of the Coachella Valley since 1989 I became a Realtor after a 25 career in the travel / hospitality industry. I specialize in residential, second home and vacation properties in Palm Springs, Rancho Mirage, and Palm Desert.

In my experience, a home isn't a dream home because of its room dimensions. It's about how you feel when you walk through the front door, and the way you can instantly envision your life unfolding there.

This is about more than real estate - it‘s about your life and your dreams.

I understand you are looking to sell your current home, and I want to be the real estate professional to help you. I work with each of my clients individually, taking the time to understand their unique needs and lifestyle, and I want to do the same for you.

It's incredibly fulfilling to know I am helping my clients open a new chapter of their lives. That's why I work so hard to not only find that perfect buyer, but also to handle every last detail of the sale process, from negotiating the terms of sale to recommending moving companies.

I'll do the research & provide a home value report that is more accurate than any online estimate.

My home value report will consider:
> Unique features of your home
> Recent & comparable sales
> Local pricing trends
> Analysis of current listings

After you've had the chance to review this information, we’ll meet to go over the entire process and get started on getting your home sold.

What You Can Expect From Me:

Honesty and Professionalism First

A Happy Smile along with Excellent Customer Service

Caring Service with A Get It Done Attitude

Win - Win Results!

I will provide extraordinary service as your real estate agent, advocate and resource for buying and selling property in Palm Springs and the surrounding Coachella Valley communities. Please also think of me as a trusted referral for your colleagues, friends and family members.

A resident of the Coachella Valley since 1989 I became a Realtor after a 25 career in the travel / hospitality industry. I specialize in residential, second home and vacation properties in Palm Springs, Rancho Mirage, and Palm Desert.

In my experience, a home isn't a dream home because of its room dimensions. It's about how you feel when you walk through the front door, and the way you can instantly envision your life unfolding there.

This is about more than real estate - it‘s about your life and your dreams.

I understand you are looking to sell your current home, and I want to be the real estate professional to help you. I work with each of my clients individually, taking the time to understand their unique needs and lifestyle, and I want to do the same for you.

It's incredibly fulfilling to know I am helping my clients open a new chapter of their lives. That's why I work so hard to not only find that perfect buyer, but also to handle every last detail of the sale process, from negotiating the terms of sale to recommending moving companies.

I'll do the research & provide a home value report that is more accurate than any online estimate.

My home value report will consider:
> Unique features of your home
> Recent & comparable sales
> Local pricing trends
> Analysis of current listings

After you've had the chance to review this information, we’ll meet to go over the entire process and get started on getting your home sold.

What You Can Expect From Me:

Honesty and Professionalism First

A Happy Smile along with Excellent Customer Service

Caring Service with A Get It Done Attitude

Win - Win Results!

I will provide extraordinary service as your real estate agent, advocate and resource for buying and selling property in Palm Springs and the surrounding Coachella Valley communities. Please also think of me as a trusted referral for your colleagues, friends and family members.