We use cookies to help provide the best experience on our website. We do this by tracking how the website is used and when appropriate remembering your preferences. If you continue, we'll assume that you are happy to receive all cookies on the Spire Healthcare website.

Paying for yourself

Our expert care could be more affordable than you thought, even if you don’t have health insurance. Paying for your own treatment is a quick and easy way to get immediate access to the healthcare you need.

Step by step

We believe in making things easy and straight forward, so we've outlined the steps in booking and paying for your treatment below.

Accessing our hospitals is quick and easy. Most patients are referred to us from their GP, but you can also book an outpatient appointment by contacting us directly. Our advisors are here to help you find the best consultant for you and answer any questions you might have.

When you come to us you’ll have an initial consultation with your chosen specialist to discuss your condition and treatment path.

This may be followed with any tests, scans, or investigations you may need to help us advise how best to proceed. Please note that the initial consultations and any initial tests, scans and investigations will be charged separately, but rest assured all costs will be quoted to you before any treatment commences and you are under no obligation to go ahead unless you are happy to do so.

Once the consultant has discussed the treatment you require, you will be given a fixed price*, which will cover all of your costs relating to your treatment from this point on.

*Please read Spire’s terms and conditions for full details of what’s included and excluded in your fixed price treatment.

That’s why once your consultant has discussed the treatment you need, we offer you a single, fixed price* for your treatment so there are no surprises. That way you can focus on your recovery and rest assured you pay the price you’re given, with no hidden charges.

This price covers all costs relating to your care from that point on and is made up of your surgeon’s fee, anaesthetist fees, hospital fees such as nursing, accommodation, food, etc. and the price of any necessary prosthesis from our standard range – if you need one.

Your hospital fees cover everything for as long as you need to stay in hospital - so you won’t get any unexpected bills if, for clinical reasons, you need to stay longer than planned.

If you do need an implant or prosthesis, the majority of people are advised by their consultant that a standard one will be fine. However, a small number of people are advised that for medical reasons a specialist implant or prosthesis will be used. In these instances a fixed price* will still be given to you, but it may vary from the prices you see quoted on this site.

Even after you’ve left hospital, we’re here for you every step of the way, as long as you clinically need it. That means your fixed price* includes any physiotherapy or rehabilitation sessions as advised by your consultant as well as the necessary medication to take home, any bandages and the removal of dressings or stitches.

Depending on your treatment, you may also have a follow-up consultation with your surgeon, which is also included in the fixed price*.

Should you need to return to hospital for a clinical reason relating to your procedure, you won’t receive an additional bill.

For added peace of mind, any implant or prosthesis is covered by the manufacturer’s guarantee. This means the cost of any surgery related to the implant or prosthesis is usually covered by the fixed price*.

We also accept payment by cash, credit card or debit cards or bankers’ draft payment.

To make your treatment more affordable, you may be eligible for a medical loan.

Through our carefully chosen partner*, you can be considered for various finance options including interest free finance (0% APR representative available).

For in patients or day cases please note that payment is required at least 5 working days in advance of your admission date and we would prefer if you intend to pay by cash that it is paid at the hospital in office hours please - thank you

No. Paying for yourself with Spire is designed for people who do not have private health insurance, or whose insurance does not cover treatment they need. It is a simple and manageable way to pay for private hospital treatment.

Yes, although this will often be done in conjunction with your GP. For most self-pay treatment, you’ll need a GP referral letter to bring to your first appointment.

You can use our consultant search above to view profiles of consultants working in our hospital.

Note that some consultants do not include their fees in our fixed price treatment and charge patients separately and at different rates. Your local hospital will be able to explain what is available to you.

Yes. We know that continuity of care is important, which is why we do our utmost to ensure that the same consultant looks after you from your first appointment through to your treatment and follow-up care.

If you've already seen a consultant at an NHS or other private hospital and the same specialist can provide one-off private treatment at our hospital, we'll be happy to make all the arrangements for you.

Alternatively, we can arrange treatment under a new consultant at one of our hospitals. If you are changing your consultant, you may need a new referral letter from your GP.

If you are staying as a daycase patient overnight or longer we will charge you a single, fixed price* where possible.

You will need to pay for your treatment in advance, however very occasionally (approximately 1% of patients) we are unable to offer treatment at an all-inclusive price due to medical circumstance. In this situation, we may offer you treatment under a ‘paying for yourself’ agreement, where you would pay a deposit to cover the expected costs of your care. At the end of your stay, we would invoice you for any additional care and services provided above the level of your deposit, or we would refund part of your deposit if your care costs were below those expected.

The one-off private treatment price will include your operation or procedure, standard implant or prosthesis (if required), consultants' fees, nursing care, accommodation, physiotherapy and medication, after-care, a follow-up appointment (if you need it) and further treatment that may arise if there are clinical complications.

The price does not include your initial consultations and any tests, scans and investigations you may need before you come into hospital. At the time of your consultation we will also be able to tell you the price for any tests, scans, investigations that your consultant recommends.

Once you have confirmed that you wish to go ahead and have seen your chosen specialist for an initial consultation and been able to discuss your test, scan or investigation, we will arrange a treatment date and we will ask you to pay the fixed price in full 5 working days before admission.

Please be sure to read our terms and conditions, which explains in detail what is included and excluded in your fixed price treatment.

Through our carefully chosen partner*, you can be considered for various finance options including interest free finance (0% APR representative available).

We also accept payment by cash, credit card or debit card or bankers’ draft. For fixed price care payment must be made at least 5 working days before your admission to hospital and we kindly request that any cash payments are made during office hours, see our terms and conditions for more information.