These are our 7 recommended portfolios.
These portfolio recommendations are meant to serve as possible guidelines and do not take into account
the financial situation, time horizon, existing portfolio and risk profile of an individual investor.
It is the investor's responsibility and discretion to decide if these funds are suitable for him or her.
Please consider seeking professional advice before taking any investment action.
The initial portfolios were started on 26 February 2010, with Rs. 1,00,000.
The Fundsupermart Research team will be actively managing these portfolios through periodic
re-balancing and through the changing of the component funds if necessary. You can receive alerts
via email when we rebalance the portfolios.

This portfolio is designed for investors who are willing to take on higher risk and achieve higher returns over an investment horizon of 10 years or more.

This portfolio is suitable for aggressive investors who are able to handle risk and who understand the fluctuations that come with being invested in stock markets. Besides that, this portfolio offers allocation to global funds and is suited for those investors who are looking for diversifying their portfolio geographically.

As at March 03, 2014 - Profit of the Aggressive (Global) portfolio since inception is Rs. 39,453 i.e. annualized return of 8.63%.

We launched our Aggressive (Global) portfolio with an initial capital of INR 1,00,000 as at 26/02/2010. Thereafter, we have rebalanced our portfolio and booked a profit of Rs. 8,732 (as at 4 February 2011) and have reinvested the same amount into this portfolio. Again, we have rebalanced our portfolio and booked a profit of Rs. 17,147 (as at 9 March 2012) and have reinvested the same amount into this portfolio. Again, for the third time we have rebalanced our portfolio and booked the profit of Rs. 33,214 (as at 1 Feb 2013) ; which we reinvested in the same portfolio. We have once again rebalanced our portfolio and booked the profit of Rs. 39,453 (as at 3 March 2014) which has been reinvested into the portfolio .The profit / loss (INR) column above shows only the unrealised profit. The total profit (both, realised and unrealised) of the portfolio as at 3 March 2014 can be calculated by subtracting Rs. 1,00,000 from Total Market Value.

Portfolio Strategy

The portfolio aims to achieve long term capital appreciation by investing 10% into bond funds and 90% into equity funds. The target allocation may change with our views on financial markets. When we are overweight equities, we would allocate up to 100% to equity funds. On the other hand, when we are underweight equities, we would allocate up to 20% to bond funds. Upto 35% of the equity portion of this portfolio will be allocated to global funds.

For the bonds portion in the portfolio, allocation to different types of bond and money market funds would be made on the basis of our interest rate view and outlook. If the interest rate risk is high (interest rates are expected to harden), then higher allocation would be made to short term funds, floating rate funds and money market funds, which are less susceptible to interest rate risk. If the interest rate risk is low (interest rates are expected to soften), then allocation to longer term bond funds would be increased, which are more sensitive to interest rate movements.

For the equities portion in the portfolio, allocation is increased to riskier funds like mid cap and small cap funds and sector / thematic funds, when compared to Moderately Aggressive portfolio. Upto 35% of the equity portion of this portfolio will be allocated to global funds.

RebalancingRebalancing will be carried out every 6 months when we review our recommended funds. Otherwise, rebalancing will be carried out when there is a change in our views on the allocation between bonds versus equities.

Manageable number of funds in the portfolioWe aim to keep a small number of funds in the portfolio to make it easier for investors to manage; and to cater to new investors who may have limited funds to invest. New investors should focus on the percentage allocation to various funds within the portfolio rather than the absolute sums invested.