This savings strategy may allow you to maximize your earnings while still having access to your money on a regular basis. For example, instead of opening a $5000 certificate for 5 years you would open five certificates for $1,000 each for the following terms:

12 months

24 months

36 months

48 months

60 months

As each certificate matures you can use the funds you need or roll them in to a new certificate.

Transparency is important to us. Our fine print is actually the same size as anything else we talk about. For all the legal speak please review the current Rate and Fee Schedule. Here are the highlights.

Your certificate automatically renews for another term when it matures

After maturity, you have 7 days in which to make a deposit or withdraw funds in the account

A penalty may be imposed if you withdraw the funds before the maturity date

Interested in Establishing Your Credit?

A safe and easy way to build your credit is with a Rewards Credit Card. It’s as simple as making your credit card payments on time every month. Want to set up automatic payments so you never have to worry about if you’re on time or not? Just say the word.