How to make guilty party pay?

I have been driving for 65 years and have never been at fault in any accident, and have had only three speeding tickets. I think that anyone who is talking on the phone, using drugs, alcohol or powerful medicine, and is the cause of any accident — should pay 5 percent of the lawsuit. That includes any individual company or government. The people behind bars should pay full cost while there. Too often it is the good people who end up paying for the bad ones.