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That's the yuletide tip from the FBI. The bureau wants folks to watch out for "aggressive and creative scams designed by criminals to steal money and personal information."

For the second year in a row, Florida ranked second in the number of alleged scams reported by victims in 2015, according to the FBI's Internet Crime Complaint Center. Some 20,000 people claimed losses of more than $94.5 million.

The FBI Jacksonville Division warned about the following top scams:

Online shopping — Stay away from unfamiliar sites offering outrageous discounts on brand name merchandise, or gift cards that ask for personal information. Also, don't open any unsolicited emails. Secure all bank and credit accounts with varied and strong passwords. Same goes for airline and reward accounts.

Social media — Watch out for posts offering vouchers or gift cards, even if they appear to be from a friend. Watch out for ones posing as holiday promotions or contests that send you to an online survey designed to take personal information. Don't post photos of event tickets. Fraudsters can snatch the bar codes to make counterfeit tickets.

Work from home — These attractive opportunities to get rich from the comfort of your couch may be phishing for information. Beware if they ask for money up front for training material or claim that no experience is needed. Research any company that might be a potential employer before you give them any personal information.

The FBI also says to check your credit card and bank statements frequently, only buy merchandise from a reputable source, and don't respond to spam emails or fill out forms contained in emails asking for personal information.

To report fraud, contact your bank or credit card company, then get in touch with local law enforcement and the FBI. Complaints can be filed at www.IC3.gov.

For more information go to https://fbi.gov/scams-and-safety. Also check out the 2015 IC3 Internet Crime Report at https:pdf.ic3.gov/2015_IC3Report.pdf.

Contact Schweers at jschweers@tallahassee.com. Follow him on Twitter @jeffschweers