Buy-to-let mortgages

Whether you’re starting out or have a portfolio of properties to manage, our mortgages are made for all types of landlords. As a buy-to-let specialist we understand your ambitions and help you achieve them.

As a buy-to-let mortgage specialist:

We support you whether you have 1 or 100 properties

We don’t set portfolio property limits

We have a wide range of mortgages including some with no product fees

We let you overpay by up to 10% of the outstanding balance every 12 months

We will work with you when you want to expand your portfolio or use equity to invest

We have the lending expertise for houses of multiple occupation or multi-unit freeholds

All the benefits of an Aldermore mortgage:

Capital repayment or interest only payment terms

Your own personal mortgage adviser throughout the application process

Manual underwriters to take account of your individual circumstances

At any time during your mortgage term you can speak to one of our advisers for a review

An award-winning bank specialising in buy-to-let mortgages for landlords

Some important points to know:

You’ll need to be at least 21 years of age if you are an existing landlord or 25 years of age if you are a first time landlord, to apply for one of our buy-to-let mortgages

For residential properties being remortgaged on a buy-to-let mortgage, in conjunction with an onward residential purchase, the maximum loan amount with a 75% LTV is £600k

Referral to a conveyancing service. When purchasing a property, a conveyancer or solicitor will act on your behalf and will provide information to us as your lender. We can introduce you to a suitable local representative if required

Landlord insurance. We could help you find the policy to suit your needs. We work with an insurance broker who has access to a panel of leading insurance providers. Find out more by clickingthis link, or ask your mortgage adviser for more details