Courtesy Pay & Overdraft Protection

Don't Get Declined at the Gas Pump!

Courtesy Pay and Overdraft Protection are convenience services designed to protect our checking account holders from experiencing the frustration, embarrassment, and additional costs of declined transactions or returned checks due to insufficient funds.

In addition to Courtesy Pay, we encourage all checking account holders to authorize Overdraft Protection from their other RiverLand accounts which may include savings, money market savings, and revolving line of credit loans (Courtesy Pay and Overdraft fees apply as disclosed in our Fee Schedule).

Courtesy Pay is a non-contractual, discretionary overdraft service available to eligible checking account holders based on their account activity and history. If you are eligible for Courtesy Pay, we may approve overdrafts on your account within your current available Courtesy Pay limit.