She asked what steps he is taking to ensure that flood insurance is affordable and prevent premiums from rising too much until the Flood Re scheme comes into force.

This scheme will see the insurance industry reimburse insurance firms for flood payouts in high risk areas.

This would be funded by an industry levy set up by The Water Bill, currently in the House of Lords.

Mr Rogerson replied: “The proposed approach, known as Flood Re, would effectively limit the amount that most UK households should pay for flood insurance to ensure that people can continue to access affordable home insurance.”