Tow Truck Insurance

Here’s what we do for your towing business

Tailored Coverage For Your Tow Truck Business

We offer specialized coverage for tow trucks, we don’t just give you a generic commercial auto plan and call it a day

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Plans built from the ground up for Towing businesses

Our plans are tailor made for each and every business, whether you specialize in roadside assistance or focus more on the local field, we’ll create a plan that’s perfect for you

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Coverage from the top carriers

As independant agents we have our policies are written through some of the top rated carriers in the industry that specialize in tow trucking coverage, that work to help you with your claims quickly and fairly.

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Get help in 30 minutes or less

If your tow truck is on the side of the road or you’ve damaged a car while towing you need a quick response from a dedicated agent. You get a direct number to your agent, no waiting

Tow Truck Insurance Includes:

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PHYSICAL DAMAGE

Get your tow truck covered in cases of physical damage. This coverage will help you repair your tow truck. This protects your vehicle from damage from fire, theft, natural disasters, and vandalism.

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Uninsured or under-insured motorist

If your tow truck gets into a hit and run or a driver who doesn’t have enough coverage to cover the vehicle and medical expenses and is at fault, this policy will cover the extra costs.

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Garage keepers liability

If a clients vehicle is parked or stored in your garage or service station and gets damaged this policy will protect you in cases of fire, theft, vandalism and collisions.

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On-hook towing

This coverage protects your business if a vehicle gets damaged while your towing it. It will pay for repair or replacement costs and includes damages from collision, fire, theft, or vandalism.

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Medical payments

Tow truck drivers often provide rides for the owners of the vehicles they’re towing. If there is an accident and you, your driver or the passenger get injured while in your tow truck, this coverage will provide coverage for medical payments incurred.

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Hired Auto Liability Coverage

This coverage will protect the vehicles you lease, hire, rent, or borrow to use in connection with your business. This includes vehicles used for business purposes that’s not listed on your policy that are driven by you or your employees.

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Hired Auto Physical Damage

This coverage provides physical damage protection on non owned vehicles such as rentals or leases that. Should you or your employee gets into an accident and damage the vehicle while using it for business purposes, this policy will cover the damages.

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Employer’s Non-Ownership Liability

This will protect you if a private vehicle is used in your business for business purposes and gets damaged in an accident.

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Hired Auto Physical Damage

This coverage provides physical damage protection on non owned vehicles such as rentals or leases that. Should you or your employee gets into an accident and damage the vehicle while using it for business purposes, this policy will cover the damages.

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Employer’s Non-Ownership Liability

This will protect you if a private vehicle is used in your business for business purposes and gets damaged in an accident.

Tow Truck Insurance FAQ’s

How much does tow truck insurance Cost

Every business is different and every business requires different coverage to protect them from risks. Just like your towing business is different from the one down the block. The cost of the policy largely depends on the factors including:

The number of trucks you need to insure

Your trucks size, age, model and condition

The experience and driving-record of anyone who will be operating the vehicle

Your annual coverage and routes you will cover

The types of loads you will haul

What Kind of Tow Truck Insurance Do I Need?

As the owner of a towing service, you love what you do. From popping that elusive Porsche to enforcing No Parking rules, your drivers hustle like no other company could. But, the business is not without its risks. Tow truck insurance that includes several different coverage options. With these options, you can build a policy that will adequately meet your distinctive needs.

Commercial tow truck owners and operators are responsible for the well-being of drivers, customers, and the vehicles that are being towed, and need specialized types of coverage on board to keep the business safe.

Not to mention the legal requirement to carry liability insurance. East Insurance Group specializes in commercial vehicle insurance and can customize a policy to your needs. Your policy may include some or all of the following:

What our Clients say

Don’t take our word for it, see what some of our clients have to say

“The premiums for my towing business went through the roof after a mishap. The team at East Insurance Group saved me well over $5,000, there’s no way I would go back to those 1800 insurance agencies.”

Steven| New Jersey

Trenton Towing

“I left a car on hook for 10 minutes in downtown Baltimore and I came back to see the windows smashed. East Insurance took care of the whole thing without my premiums going though the roof.”

Carl | Baltimore, MD

Get an Insurance Quote for Your Towing Business

Our policies meet the strict standards of your vendors.

We also work with you to find all the available discounts that can help to lower your towing business’ insurance costs. And when it comes time to file a claim after a loss, we’ll be with you the entire time, so you can recover as quickly as possible.