But as a result, Ramos says, owners of buildings that are shown in the maps as being at risk of flooding would either have to elevate the foundations of their buildings or face higher insurance premiums.

Ramos says he plans to raise his concerns with New Jersey Sens. Robert Menendez and Frank Lautenberg, and Rep. Albio Sires, D-West New York.

While using the maps to make planning decisions makes sense on the Jersey Shore, it is “nearly impossible” to raise decades-old brownstones and other older townhouses in communities such as Hoboken, Weehawken and Jersey City, Ramos says.

The state’s decision could hurt the regional economy, the assemblyman says.

“We need to be doing all we can to ensure that the small businesses and developments that helped drive this region’s revival are not overburdened by insurance premiums and other regulations,” says Ramos, a lifelong Hoboken resident.

According to the Fund for a Better Waterfront, the newly released Federal Emergency Management Agency flood maps place nearly 80 percent of Hoboken in a flood zone.