Fewer Americans Planning to Retire

According to a new MetLife study, many boomers will continue working into what would have been their retirement years. The study, called The MetLife Report on Early Boomers, suggests that Americans will continue working out of financial necessity and retirement will be put off, for some, indefinitely.

The study, focusing on those born between 1946 and 1955, notes that mounting college debt, second mortgages, and second home ownership have put these boomers' nest eggs at risk. In addition, 25 percent report having "boomerang children" -- or mature children living with them. Additional key points of the study include: