The owner of this personal blog may receive remuneration or have received remuneration for mentioning or endorsing products relevant to the content discussed within a page as an affiliate or a sponsored blogger.

An affiliate is an independent entity that promotes products or services for another person or company and receives remuneration only when he refers a sale or a lead. In simple terms, every time an affiliate refers a customer from his blog or website and that referral results in a sale, he gets a commission. The affiliate links or affiliate banners in my content may not be labeled.

A sponsored blogger is an independent entity that has received or will receive compensation for a direct endorsement of a product or service, whether or not the referral results in a sale. All sponsored mentions or paid posts on this blog will be disclosed in-post.

I handpick the products and services I promote in my blog posts. The compensation received will never influence the content, topics or posts made in this blog. If I appear or claim to be an expert on a certain topic, product, or service area, I will only endorse products or services that I believe, based on my experience, are worthy of such endorsement.

I believe in honesty of relationship, opinion and identity. I take time to check each service I mention. I will never mention or directly endorse services or products that I believe will not benefit my readers. The views and opinions expressed on this blog are purely my own.

This blog also shows ads served by third party ad networks. All advertising from these ad networks is in the form of text or banner advertisements generated by a third party ad network. Please use your best judgment by verifying any product claims, statistics, quotes, or other representations about products or services with their manufacturers or providers.

Last updated Oct 9, 2009. If you have questions, please contact me at josie_1258 at yahoo dot com