Find current information on Flagstar Bank fees to compare their costs and services with other bank fees to find the right checking account to match your budget and needs.

Checking accounts are a service that is extremely valuable for consumers but are often service that end up costing more than most account holders believe. Banks are frequently collecting more bank fees off the top of customers’ accounts in the form of service charges. Fortunately, consumers have lots of resources to compare bank fees, bank products and bank service to find the best account or account to serve their needs. With a little comparison shopping, consumers can reduce the bank fees and costs without sacrificing services.

Flagstar Bank has over $14 billion in total assets, is one of the top 100 largest banks in the nation and the largest bank in the state of Michigan. Flagstar Bank is headquartered in Troy and operates over 100 bank branches across the state.

Account holders that use an ATM not owned by Flagstar Bank, may be charged a fee by the ATM operator or network used including a fee for a balance inquiry even if there is no corresponding funds transfer along with the following fees.

The nonsufficient or Insufficient (NSF) funds charge is $35.00 per occurrence.
The categories of transactions for which an overdraft fee may be imposed at Flagstar Bank include; checks, in-person withdrawals, ATM withdrawals or other electronic transactions.

The bank fee for checks paid against nonsufficient or insufficient funds as well as for checks paid against uncollected funds is $35.00.

The bank fee for consecutive days overdrawn (OD) is $15.00.
The consecutive days overdrawn fee is for each day after the first five banking days the account is in the negative. This fee applies only to Flagstar Bank checking accounts not enrolled in the bank’s Bounce Protection and that are $10.00 or more overdrawn in the negative.

There is bank fee for extended consecutive days overdrawn (OD) in the amount of $7.50.
This fee is for each day after first thirty four banking days the account is in the negative and applies only to Flagstar Bank checking accounts that are $10.00 or more overdrawn in the negative.

The bank fee for deposit overdraft (OD) protection transaction fee is $15.00.
This is charged per transfer between eligible deposit accounts.

The charge for a returned deposited check is $10.00.

Flagstar Bank Wire Transfer Fees:

Wire transfer fee for an incoming wire is $10.00.
The outgoing wire transfer fee is $25.00
There is no charge for incoming wire transfers on Internet based checking accounts.
The Flagstar Bank international incoming wire fee is $10.00.

Miscellaneous Flagstar Bank Fees:

The bank fee for an account closed within 180 days of opening is $15.00.

There is an account inactivity fee that is levied per month of $10.00.
An account is considered inactive if no deposits or withdrawals have been made for six months. This bank fee does not apply to bank CDs, IRAs, MMAs, or Minor Savings accounts at Flagstar Bank. The fee is charged on personal demand deposit accounts with a balance of less than $1,000.00 and personal savings accounts with a balance of less than $100.00.

Copy of a check has a fee of $2.00.

The fee for a levy, garnishment, child support or other legal action attached to an account is $100.00.

The Flagstar Bank stop payment fee is $35.00.

The cost for a cashier’s check is $6.00.
Money orders have a fee of $4.00 for bank customers.

Safety box rental fees vary depending on the size of the box, for a 3″ x 10″ box the fees is $50.00 per year.

The bank fee information presented is believed to be reliable, but may have changed since this publication date, the information is not guaranteed.

More information on the current bank fees at Flagstar Bank as well as the bank’s products and services can be obtained by calling the bank directly at (800) 642-0039.

Alliance Bank Central Texas was established on March 16, 1939. The bank has been FDIC insured since that time. Alliance Bank Central Texasis chartered as a Federal Reserve Non-member. The primary regulator is the Federal Deposit Insurance Corporation (FDIC). The bank has three bank branches, in Waco, Jewett and Donie Texas.
As of September 2008 Alliance Bank

St. Tammany Homestead Savings and Loan was established in 1924 as a savings and loan association. The bank is headquartered in Covington, LA. In over 80 years in business, the bank has weathered the Great Depression, hyper-inflation, double-digit interest rates and the “great savings and loan debacle” of the 1980s. The bank has always dedicated

Bank CD rates were moderately lower for the week for the week ending October 29, 2009. The short term CD interest rates had the largest rate movement, unfortunately to the downside. Mid term CD rates were modestly higher and the long term, five year CD rates were down just slightly.
Six month CD rates that are

A yield curve is a graph that shows the relationship between yields and maturity dates. Under normal circumstances, the longer it takes for a CD, bond or other investment to mature, the greater the yield, because people demand a greater return to tie up their money for a longer time. When the difference in

Balboa Thrift and Loan is headquartered in Chula Vista, CA. The bank offers personal and commercial banking services. The bank was established on December 11, 1980. Balboa Thrift and Loan Association has been FDIC insured since July 3, 1986. The bank is chartered as a Federal Reserve Non-member. Therefore the primary regulator is the Federal

It can be very difficult for either you or your bank to tell. Your bank also may not be able to determine that the check is fraudulent when you deposit it. Rather, your bank may learn of the problem only when the check is returned unpaid by the other bank – which may

Watertown Savings Bank is an independent mutual savings bank based in Watertown, Massachusetts. The bank was established on April 18, 1870. Watertown Savings Bank has been FDIC insured since January 2, 1981. Watertown Savings Bank is chartered as a FDIC Savings Bank. Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC). At the

In these turbulent markets it would be prudent to position yourself to be able to better ride out a bit of an economic challenge by reducing debt as much as possible and devising a spending plan that, even if it means some sacrifice, that allows for an increase in personal savings. Banks are a bastion

After the most recent and dramatic reduction in the fed funds rate, short term CD rates in the range of 4.00% are becoming more difficult to track down. In order to obtain yields this high it is frequently required to extend the term of the CDs from one year to four and even five years.

Bank rates and interest rates in general will rise when either the economy starts to grow significantly and creates loan demand or inflation begins to rise appreciably. Banks now have little competition for safe and secure interest bearing assets. Treasury rates are measurably lower than CD rates. The one year Treasury rates

Downey Savings is a federally chartered financial institution that is in need of additional capital.
In spite of this, Downey Savings offers some of the best short term CD rates in California. The 6 month CD rate is at 3.90% and the one year CD rate is at 4.00%. The minimum to open these accounts

NOVA Bank operates as a Pennsylvania state-chartered savings bank. The bank provides a wide range of financial products and services to the greater Philadelphia region. The bank has a full-array of financial products and services to the communities in which it operates in, as well as, providing services to business in addition to financial planning

If you use a bank checking account or money market account that pays interest but charges a fee for a maintaining a minimum balance make sure you understand how the bank calculates the minimum balance in each monthly cycle. Banks calculate the minimum balance with varying methods inclduing an average of the balance of funds

A number of bank certificate of deposits currently available have yields that are well above the national average rate. But, bank CDs that are ten times the national average rate are fewer and finding these hidden financial gems takes a little bit work. Leaders among the bank CD rates that are ten times or above […]

The highest CD rates available in the month of July have moved higher across all account maturities. Short term CD rates have popped right along with long term rates however, the middle of the yield curve for certificates of deposit have showed the strongest performance as the month of July comes to a close. Average […]

As expected, the Federal Reserve announced another rate increase on March 15, 2017. The reaction by bank and bond rates to the Feds rate move was somewhat fickle. While some investors are becoming increasingly worried that the long trend of lower bank rates has been reversed, the impact in the bond and interest rate markets […]

When your bank states it compounds the interest daily on a CD but it pays out that interest monthly, it is engaging in a fairly standard process. The bank calculates your interest each day on the CD and simply processes that amount as a computer entry without actually paying that interest out.

As long as there are no unpaid fees on the account, closing a bank account has no negative ramifications for your credit report. Banks will voluntarily report to some credit bureaus information on customers who frequently mishandle their accounts or voluntarily or perhaps involuntarily close an account with a debt remaining open.

An indicator is anything that can be used to predict future financial or economic trends. A variety of public and economic statistics published by accredited sources such as U.S. government departments are indicators. Popular indicators include unemployment rates, housing starts, inflationary indexes and consumer confidence. Leading indicators are obviously types of indicators used

One of the most overlooked charges by banks that extract money from your checking account, savings account or money market account is minimum balance fees. If you are a banking customer that frequently takes your account balance to a bare minimum be sure to you are not in a bank account that charges for low minimum balances.

Be cautious of bank courtesy overdraft protection. Your bank may offer this service to pay or cover your check when you have insufficient funds in your account. However, this feature will cost you. S ome of the highest fees charged by banks are for courtesy overdraft protection. To avoid this, either avoid writing the checks