*Spend £10,000 or more within an anniversary year to earn a complimentary Companion Voucher, valid for 24 months

£371.24

-£150.00

£221.24

£16.04

Nectar Credit Card

* Collect 2 points for every £1 spent everywhere on the Card

* Collect up to 4 Nectar points for every full £1 spent at Nectar partners

* Collect 20,000 Nectar bonus points when you spend and charge £2,000 to your account in your first 3 months

£221.38

-£25.00

£196.38

£96.38

The table above makes the following assumptions:

Card

Assumption

Platinum Cashback Credit Card

You make £2500 purchases in the first 3 months

Platinum Cashback Everyday Credit Card

You make £2000 purchases in the first 3 months

British Airways American Express
Premium Plus Credit Card

You spend £3000 in your first 3 months
All other points are earned at 1.5 per £1

Nectar Credit Card

You spend £2000 in your first 3 months
All other points are earned at 2.5 per £1

And what about you? Yes, you!

Well, if you don’t have a credit card, why don’t you work out your annual spend on your debit cards and then use the spreadsheet attached below to work out how much free cashback or rewards you could be missing out on each year: