Insurance In The News

Is it the right time to shop for Auto Insurance?

Did you know that car insurance rates constantly fluctuate and vary each month? Find out when you should shop for new quotes.

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In addition to your input, rates are based on one car and one driver with no traffic violations and state minimum coverage. Rates assume the driver is an employed college graduate and a homeowner with no lapse in coverage. Vehicle is assumed to be garaged on premises and used primarily for commuting and is driven 15,000 miles annually. These rates also include a percentage discount to reflect an aggregate of commonly available carrier discounts. Rates displayed are estimates and are not guaranteed.

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Rates are moving up!

Lock in rates before they rise.

$101a month

Drivers like you are paying an average of $101/mo right now.

How we calculate these rates:

How we calculate these rates:X

In addition to your input, rates are based on one car and one driver with no traffic violations and state minimum coverage. Rates assume the driver is an employed college graduate and a homeowner with no lapse in coverage. Vehicle is assumed to be garaged on premises and used primarily for commuting and is driven 15,000 miles annually. These rates also include a percentage discount to reflect an aggregate of commonly available carrier discounts. Rates displayed are estimates and are not guaranteed.

Rates are on the rise for drivers like you! If you are currently paying more than $101/mo, now may be the perfect time for you to lock in low rates before they rise again.

Give our free customized quote comparison tool a test drive to see just how much your rates can be reduced!

Electronic verification system would allow police to verify coverage during a traffic stop.

Still, some consumers try to cut costs by forgoing such policies. This can increase premiums for those who do purchase coverage because they are forced to pay for losses caused by drivers without insurance. According to a recent report by Insurance Journal, legislators in one state are considering a measure to make it easier for law enforcement officials to spot uninsured drivers.

The West Virginia House of Representatives passed a bill to create an electronic insurance verification system that would allow police to instantly verify one's insurance coverage during a traffic stop. The bill currently awaits signature from the state's governor Joe Manchin.

West Virginia residents are required to carry their a proof of insurance card while driving, according to the report. Many of these people purchase policies to pass registration, then cancel to save money.

The report referred to statistics from the Insurance Research Council showing that 8 percent of West Virginian motorists did not have auto insurance in 2007. This is well below the national average of 13.8 percent recorded that year, but above states like Massachusetts and Maine that reported uninsured rates at 1 and 4 percent, respectively.