Click ‘Upload’ and typically within a day or so, the account will be verified.

Note, that in so long as you regularly use ACH to make deposits and withdrawals, you’ll only have to verify each new account once.

Also worth pointing out: If you made deposits using multiple checking accounts, any withdrawal up to the sum of those deposits will be paid automatically to the account from which they came.

For instance, if you used account #1 to make a $100 deposit, and account #2 to load an additional $200, and then request a $500 bank transfer, the first $100 will be paid to account #1, the next $200 to account #2, and the remaining $200 to the account of your choice.

Cash at the Caesars cashier

Overview of Caesars’ cage banking

Deposits require players to provide a government issued photo ID and their unique WSOP.com or us888poker.com user ID.

Also available as a withdrawal method.

A state ID and unique processing number are prerequisites for withdrawals.

Instant approval.

No minimum withdrawal limit.

Value depends on proximity to Atlantic City

For those for live within striking distance of Atlantic City, or who find themselves frequenting the boardwalk city on a somewhat regular basis, there’s no beating the convenience of the cash at the cage cashiering option.

For the rest of us, it’s pretty much irrelevant.

Cash at the cage deposit and withdrawal requests require little effort on the part of the player. In order to make a deposit, all that’s required is cash and a government issued photo ID.

The withdrawal process is ever so slightly more involved, as in addition to a photo ID, you’ll need to present the Caesars Cage Clerk with a 10-digit processing number.

Be sure to jot this number down – it can be found by navigating to Withdraw -> Cash -> Proceed.

In some cases, you may also be tasked with providing information regarding the method you used to deposit, such as the last 4-digits of your credit card.

That’s about it. There’s no minimum withdrawal limit, and from what I could tell, no maximum either.

Recommended?

Yes, but only if you plan on visiting Caesars AC.

Grade

Acceptance rate: A-

Cost: A

Ease of use: B+

Overall: B+

PayNearMe

PayNearMe at 888 / WSOP NJ: Overview

Close to a 100% success rate.

Make cash deposits on to WSOP / 888 from a local 7-Eleven store.

Reusable payslips that can be sent directly to a mobile device.

Near instantaneous turnaround times.

No transaction fees.

Deposit between $10 and $500 daily.

Monthly maximum deposit limit of $10,000.

Not available as a withdrawal method.

Instructions for conducting a PayNearMe deposit

From the cashier, select the ‘Deposit’ tab, then choose the ‘Pay Near Me with Cash’ option (or ‘More Deposit Methods’ if PayNearMe doesn’t immediately appear in the main panel).

You can elect to either print the instructions or have them sent to your mobile device.

If you choose ‘Mobile,’ you’ll be tasked with entering in your mobile phone number.

The payment instructions will be sent to your email address.

Either take your printed barcode or mobile device (you will receive a link to the barcode via SMS) to 7-Eleven.

Inform the cashier that you want to make a deposit of at least $10.00, then have the associate press the LOAD button and scan your barcode.

Pay the cashier and get your receipt.

No checking account, no problem

PayNearMe is recommended if some or all of the following conditions apply:

You do not have a checking account or credit / debit card.

You do have a checking account and/or credit / debit card, but attempts to deposit via ACH and MasterCard / Visa have been declined.

You do not live within immediate proximity of Caesars brick and mortar casino in Atlantic City.

You don’t need access to more than $500 a day.

You live near a 7-Eleven.

Admittedly, that’s a lot of conditions, but if you match the aforementioned criteria, then the inclusion of PayNearMe as a payment processing option is nothing short of a godsend.

However, if you’ve had success depositing via ACH or debit cards, then PayNearMe won’t be of much use to you. The process is just too elaborate.

In my conversations with 888’s customer service reps, I learned that there are no fees attached to PayNearMe transactions. Yes, it’s a bit inconvenient to have to take a payslip and cash to a 7-Eleven, but the good news is that instances of the retail chain are sprinkled throughout the Garden State.

That, and they’re generally open 24-7.

Recommended?

Under select conditions, wholeheartedly. Otherwise, not really.

Grade

Acceptance rate: A

Cost: A

Ease of use: B-

Overall: B

Neteller

888 / WSOP Neteller Overview

High acceptance rate.

Neteller is an e-money service that allows customers to transfer funds to and from merchants in the online gambling space.

No transaction fees charged by WSOP / 888, but the Net+ Prepaid card assigns its own charges.

Deposit between $10 and $5,000 in one transaction.

Daily deposit limits up to $90,000. Deposit as much as $300,000 monthly.

Available as a withdrawal option ($20 minimum). Withdrawals reach player Neteller accounts within a few days.

In order to withdraw funds from WSOP / 888 to Neteller, players must verify their account information as per WSOP / 888’s withdrawal policies.

Neteller signup steps

From the ‘Deposit’ tab of the cashier, select ‘Visa MasterCard by NETELLER.’

Step 2 will require you to enter sensitive information including your SSN. When finished click ‘Continue.’

Finally, you will be sent a confirmation email containing your Account ID and Secure ID at your registered address.

Now, from the Neteller website, you can select ‘Money In’ to load your account via Visa, MasterCard or ACH. You will also receive a Net+ card in the mail within 5-10 business days.

Back at the WSOP / 888 cashier, input the amount to deposit, your Neteller Account ID and Secure ID and select ‘Submit.’ Transactions are typically processed within moments.

Neteller an average back-up payment processing option

Neteller is the only third party alternative available on WSOP / 888 that doesn’t task players with venturing away from their computers.

For that reason, and that alone, its value is higher on WSOP / 888 than it is on rival network PartyPoker NJ (which boasts three alternative options).

But taken on its own, Neteller is little more than a serviceable, albeit flawed, payment solution, only useful to players who have had their credit / debit card transactions declined.

As the only available cashiering option that charges players upfront depositing fees, Neteller is clearly not the best choice for players who value cost effectiveness over convenience.

These fees range from 2.5% for credit / debit cards (plus cash advance fees for credit) to 3.5% for ACH transfers, which is right around average for the industry.

In order to process a Neteller withdrawal on WSOP / 888, players will be tasked with verifying their account info. Luckily, the process is relatively straightforward. Simply traverse to the ‘Account Summary’ section of your Neteller account, click generate document, and upload the PDF to the ‘Verify ID’ section of the WSOP / 888 cashier.

Actually getting cash in hand, well that’s a bit more complicated.

Neteller requires the use of its Net+ Prepaid Discover card. Without it, your Neteller funds will not be accessible.

As with most prepaid cards, there are a plethora of fees associated with Net+. Everything from monthly maintenance fees to ATM withdrawal charges and card cancellations are paid for by the user. It adds up quickly.

In this light, it’s difficult to recommend Neteller, especially when players have the option to roll down the block to their local 7-Eleven with cash in hand or to the bank to open up a free checking account.

Recommended?

If you adhere to the credo that ‘time is money,’ then yes. Otherwise, either open up a bank account, use a debit card, or take advantage of PayNearMe. All are better options.

You may be asked to provide the answer to a security question at this time.

If the transaction is approved, a notice containing a 12-digit Confirmation ID will appear.

Online banking transfers offer only one advantage over ACH

Online banking transfers (OBT) are arguably more secure than any other digital transaction available on WSOP / 888. But given the high regulatory standards already in place at NJ’s poker sites, the added safety measures come across as more of a novelty than a necessity. And they certainly don’t make up for the method’s glaring drawbacks.

The good news is that players depositing with OBT will never have to leave WSOP / 888’s secure cashiering interface. That, and online banking transfers boast extremely high success rates – pending of course that your bank is included on the list of participants.

On the flip side, compared to ACH transactions, conducting an online banking transfer requires several extra steps. This alone may deter players from utilizing the method.

Furthermore, players that deposit using OBT won’t be able to procure a withdrawal unless they either verify a different payment method, or request payment via mailed check or cash at the Caesars casino cage.

Then there’s the fact that Bill Pay often requires players to either maintain a monthly minimum checking balance or pay account fees.

And lest we forget, the method’s depositing limits are among the lowest of any cashiering vehicle offered by WSOP / 888.

Recommended?

It’s hard to justify enabling Bill Pay just so you can conduct online gambling transactions, but if you already use it to pay bills online, then online banking transfers are a viable alternative to ACH.

Grade

Acceptance rate: B-

Cost: B-

Ease of use: B

Overall: B-

MasterCard / Visa

CRedit cards at WSOP NJ / 888: Overview

Success rates for MasterCard are moderate to high. Visa is hit or miss.

Compounding matters, credit card companies will often charge cash advance fees for online gambling transactions, rendering them the least cost efficient of all available cashiering methods.

If you’re dead set on using a MasterCard or Visa, use a debit card. If that is not an option, seriously consider a cash in hand cashiering method such as PayNearMe or Cash at the Cage.

Sometimes the price of convenience is too high.

Recommended?

Only if you’re using a MasterCard debit card. Even then, in order to withdraw funds you’ll either have to verify another payment method to or request a physical check.

Grade

Acceptance rate: C-

Credit card cost: C-; Debit card cost: A

Ease of use: A

Overall: C+

Other options

Bank draft

Bank drafts are only available as a withdrawal method. Use this option if you have no plans to verify your checking or Neteller account. You can also consider it if you made a deposit using a credit /debit card.

Checks will generally arrive somewhere between one and two weeks after request, rendering them the slowest of the available withdrawal methods on WSOP / 888.

Bank drafts are also subject to a $50 minimum withdrawal.

Paypal

The world’s most highly regarded e-commerce solutions provider is not yet available as a cashiering option on WSOP / 888. But it looks like that may change.

Reportedly, Paypal is gearing up for a trial launch on NJ’s iGaming sites by year’s end, followed by a full roll-out in Spring 2015 .

Already used by over 50 million US residents, Paypal would simultaneously lend increased credibility to the industry, while providing a more accessible, brand recognizable third-party payment processing outlet to NJ players.

Sign Up For The Grove Report – US Online Gambling Industry Insights
Delivered To Your Inbox:

Robert DellaFave -
Robert DellaFave is a game designer and avid poker player. He writes for several publications centered on legal US online poker and the regulated online gambling industries in New Jersey and Pennsylvania.