Useful Documents

Getting help with mortgage debt

Housing Rights has a special team of advisers who help people who've fallen behind with their mortgage. Call 028 9024 5640 to get advice and do it now, not later. Our advisers can

explain your options

negotiate with your lender

work out a repayment plan for you

represent you at court

Contact our team of specialist Mortgage Debt advisers by calling us on 028 9024 5640 You can call this number between 09.30 and 17.00 Mondays, Wednesdays and Fridays and between 09.30 and 20.00 on Tuesdays and Thursdays.

We want to help you negotiate with your lender to improve your chances of saving your home. You don't need to wait until you've got a letter from court to contact us. We'll let you know what your rights and options are whether you've missed a payment or you're just worried that this might happen in the future. Get advice today, not tomorrow. The sooner you act, the better your chances of staying in your home.

Going to court for mortgage problems in Northern Ireland

Going to court can be intimidating, if you don't know what to expect. Our advisers can explain what happens at court and may be able to represent you. We shot this video so people who have to go to court can understand what the process will be like.