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Sunday, September 30, 2018

This is going to sound like a broken record, LOL, but I hadn't even realized until this week that I hadn't updated my blog or my home page () in over a year.

In my defense, it has been an eventful year starting out with surgery to remove an anal cyst last September and continuing craziness through as recently as August 20 of this year.

Good stuff that happened:

1) Got a $2.00 an hour raise at work earlier this year.

2) Bought a car on August 20, 2018 (candy apple red 2009 Pontiac G5 with a whole lot of bells and whistles). The car makes it easier and much more convenient to get to work every day, particularly on the two days per week that I work a morning shift.

3) Switched from salad bar to dish pit at work, this has decreased pain and stiffness in my hands.

4) Had a yard sale in June and made $60.00 (put everything that didn't sell in the yard sale on the free table at the clubhouse, as yard sales are way too much work for 'only' $60.00).

5) While getting ready for the yard sale, found a murder mystery that I was writing 20 years ago (going to complete it and get it published.

6) Using Amazon gift certificates that I earned (mostly from surveys) I've purchased a Kindle Fire HD and a Fitbit over the last year).

6) Have been able to pay most bills myself and haven't needed food boxes (by most bills, I mean I have a lot of unpaid medical bills because my insurance doesn't cover a lot of stuff or only covers half of what is charged--or less).

7) I can afford internet access at home which makes life a little easier in terms of keeping in touch with family and friends as well as applying for jobs.

8) I brought my A1C from 8.7 to 6.8 and am continuing to deal with my diabetes fairly well.

9) I finally gave up and bought a new swimsuit so that I can start working out at Juniper Swim and Fitness

Bad stuff that happened:

1) Had my yearly bout of bronchitis in February and missed nearly a month of work (had no insurance at all for March because where I work you have to work a certain number of hours per month to keep your insurance).

2) The same day I bought my car I slipped on my kitchen floor because it was wet and did the splits. My left leg went one way, my right leg went the other way, and my right foot slid under the dishwasher. We are still not sure what ripped open my big toe on my right foot, but it sure did a bang up job of it. The gash was about 2 inches long and 1/8 inch deep, hurt like blue blazes, and bled like a stuck pig. I spent 4 hours in the emergency room at St Charles getting the wound cleaned. Also had to get a tetanus shot as well as two stitches and I missed close to 4 days of work because the toe just hurt so bad all the time.

3) Locked myself out of my car and the locksmith cost $108.00. I've never had a car before that locks itself again after you shut the door (and the keys were on the front seat). I learned to keep the keys with me, and to keep the doors open and/or unlocked.

4) The trigger finger that developed in my right ring finger has gotten to the point that I will probably be having surgery in October or November 2018. The steroid shots simply don't work on a long term basis.

Monday, September 18, 2017

** possibly somewhat misleading as insurance may cover PART of the costs for removal of an anal cyst on September 1, 2017**

I had surgery to remove an anal cyst on 9/1/2017. The surgery was uneventful and healing was quick.
However, because it took two months to get a referral (from my doctors office) for this surgery, my health insurance through Regence Blue Cross/ Blue Shield lapsed.
My new insurance through my new job (which I started on July 2) was effective on 9/1/2017 BUT....and this is a big BUT...there is a $1000.00 deductible which I had no way of reaching considering the insurance kicked in the exact same day I had the surgery.

I have given my new insurance information to all three providers (anesthesia, surgeon, and hospital)

I got the bill today for the anesthesia. $963.00, and it doesn't say whether that is before or after submitting to my insurance company.

The cost from the surgeons' office is $700.00

I haven't received the hospital bill yet (and truthfully it's the least of my worries as St Charles Medical System is very good with working with financial problems--ie when I was admitted in 2006 with pulmonary emboli my entire hospital bill was waived).

There are two issues right now.

1) Will my insurance cover any of this? There was no pre-authorization from Providence (my new insurance provider) because at the time the surgery was scheduled I was still covered by Regence Blue Cross/Blue Shield

2) Again, if my Providence plan does cover the surgery and related costs, there is a $1000.00 deductible which I had no hope of reaching since the surgery was on the same day that my Providence insurance became effective.

There are probably co-pays as well.

In short that means that I will have to pay at least $1000.00 out of pocket for a surgery that would have been partially covered (IF NOT FULLY COVERED) by my Blue Cross/Blue Shield insurance up until 8/31/17.

TIMING IS EVERYTHING, and hindsight is always 20/20.

The reason that I am trying to raise $5000.00 instead of just the $1000.00 that I know for sure will be my responsibility is 1) the co-pays that may be required and 2) as stated above, my current insurance may not cover ANY of the costs incurred due to the surgery not being pre-authorized.

Thursday, August 3, 2017

Part of the reason is that I just don't have much time for PTR these days -- or surveys, or apps, or traffic exchanges, or safelists, or paid to click, or or, LOL --so I am not clicking, surfing, etc nearly as much as I used to (no clickie, no surfie, no surveys, no submitting upgraded ads, no this, no that, no the other thing equals no money, or at least not as much as I was making online--which was still peanuts compared to what I make offline!)

Many of my posts are saying "this site has paid me this much" or "I am waiting at this site for this much for this long" or "this site hasn't paid me in forever" and when you aren't very active you aren't reaching payout very often so there's nothing to post.

I actually started to do one of those "who has paid me in blah blah blah" posts a few days ago and realized that it would take me literally hours to retrieve all the information since I haven't updated consistently since 2016. I literally said the hell with this I have better things to do LOL and shut down the page.

. I do still enjoy clicking/surfing, and I really LOVE taking surveys--but I work full time now and my job is very physically demanding. By the time I get home every night (anywhere from 9:45 pm to 10:30 pm) I have generally walked anywhere from 9600 to 12000 steps and all I want to do is have my dinner, pet my cats, and go to sleep.

I bought a Kindle recently with Amazon gift certificates that I earned doing PTR, surveys, etc and I do a bit of clicking on my breaks/lunch 1/2 hour at work but not enough to make payout very often anywhere.

July was yet another month of not submitting my upgraded ads--here's hoping that August will be different since I now have money to spend on upgrades and affiliate pages.

That's another change in my life -- I am finally making decent money (well, decent for this area) around $2000.00 per month before taxes. There's a trade-off though in that I don't have the time or energy to be on the computer all the time.

Once I evicted my roommate (more on that later) there was no internet access at home, and the three hours of computer access per day at the library didn't really give me much time to click (oh let's be honest here I'd rather play games on Facebook, LOL).

The potential roommate evaporated into thin air when we discovered that she was allergic to my cats, and I decided NO MORE ROOMMATES EVER unless and until I get a significant other.

I'm also trying really hard to get healthy -- walking a lot (used the rest of the Amazon gift certificates for a FitBit which I am actually using), taking the stairs instead of the elevator 9 times out of 10, eating 'better for me' food (have given up soda--it's been 33 days--and ice cream--22 days--completely, cut way down on chocolate), eating regular meals not waiting all day and then pigging out.

Sunday, April 23, 2017

Only one site that hasn't paid me, and that's probably a first for this blog.

Link Grand. I requested $5.00 on 1/3/2017, it's now 4/23/2017, so almost 4 months. Yes I've contacted the owner twice and tried today (TWICE) to contact him again BUT a funny thing happened on the way to the contact (see below)

This site can’t be reached
support.linkgrand.com refused to connect.
Search Google for support linkgrand
ERR_CONNECTION_REFUSED

110 days and counting with no way to contact the owner. I also find it very odd that every time I close the page, I have to log back in, even if I've been gone from the page less than 30 seconds.

Being a lifetime premium member is all well and good, BUT if I can't get paid and can't contact the owner, the upgrade is pretty much worthless except for the fact that I earn twice what a free member does for each click. Earning 2x is all well and good, but if you can't get paid, and can't contact the program owner, and can't reverse the payout request, it's worth less than Monopoly money!!

Total received in April: $56.09
Total Offline Income in April (as of April 23, 2017): $694.14 (less than I usually make, because there's an active garnishment that has taken $248.63 so far this month, so total offline income would be $942.77)

Thursday, March 16, 2017

So I have a bad case of IDIOT today combined with severe RABBIT BRAIN.

What is RABBIT BRAIN, you ask? RABBIT BRAIN is when my mind hops from one thing to another without stopping for breath. It also doesn't understand half of what it is seeing, because it's too busy hopping all over the damn place like a RABBIT with a bad speed habit!

Yesterday, I was convinced that the multi-site memberships at the Polar Bear Family of sites were the same price for SIX sites that they were for FIVE sites, and I asked the program owner to give me an upgrade in the sixth site for FREE (since I had paid for the five site upgrade back in December 2016)

Only problem with that plan is that the ad I was referencing didn't include the sixth site. I paid for a FIVE SITE upgrade, and I got a FIVE SITE upgrade. The program owner didn't owe me even one little thing but it took TWO DAYS for that to percolate through RABBIT BRAIN.

I'm going to try to slow down the brain a little. Turtle Brain, maybe? Better to be a bit slower in reading and then actually comprehending what I am reading?
So, thanks for being patient with an IDIOT, Gail.

Wednesday, January 4, 2017

Dream Mails: There are 1 requests in front of you. Your request for 2.50 Payza is 36 day(s) old.

Showcase PTR: There are 5 requests in front of you. Your request for 2.99 Payza is 59 day(s) old.

(Showcase is actually almost 4 months old because I had to re-request after the first program owner lost her PayPal account--I had been waiting for 58 days on the PayPal request and have now been waiting 59 days on the Payza request....new owner though so I am being patient for once in my life LOL).