About NZ Finance Ltd

NZ Finance Ltd specialises in providing simple, affordable unsecured and secured loans to Kiwis all over New Zealand.

Personal loans is what we do. We know how important it is to you to be able to apply for your loan from the comfort of your own home or office, and complete the whole process online.

Who wants to go to a finance company or a bank office and give their life story to a stranger? NZ Finance is a better way to get a personal loan. Try us today and see how easy setting up your NZ Finance account can be.

Is NZ Finance Ltd really based in NZ?

Yes! We really are based in New Zealand, and so are all our staff. That means when you call us you’ll be speaking to real people right here in NZ. You won’t end up speaking to a call centre in India. New Zealand Finance Ltd and our sister company, Working Capital NZ Ltd trading as Fifo Capital, are well established New Zealand registered and owned companies, with their physical offices in the central city, Auckland.

New Zealand Finance Ltd provides personal loan products and Fifo Capital is a specialist business provider of invoice factoring for small to medium sized business.

Here’s what some of our clients have said about us:

“Small enough to care, big enough to be here when you need us.”

“Whenever I call the office they know who I am, I often talk to Jacquie and we get on well and any problems she sorts it out quickly and using my Quickdraw account to get cash quick is a breeze”

“ I had a period when I was off work for some time and I was able to use my payment protection, that was a big help”

“Living in a remote area makes it difficult to get to a bigger centre so being able to organize my loan online was great”

“ I was with another finance company before and when I saw the difference in what they were charging me and what my new loan cost, I couldn’t believe it”

“It’s those unexpected bills that always get me, no matter how good you budget, take the car for a WOF and get told you need new tyres etc, being able to just make a call and have my loan topped up and paid to my account within hours is fantastic.”