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Sometimes when buyers purchase a flat or house, it is a leasehold property. This means that the ground it is built on is not included in the sale and is owned by what is called the freeholder. This makes the buyer a leaseholder, and they are essentially a tenant of the freeholder with a very long-term tenancy agreement...

The ‘pothole epidemic’ in the UK is posing an increasing risk to motorists and cyclists alike, so we’ve rounded up useful information to enable you to report them, what to do if you hit one and how we can help....