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Sure gsim6784. Kia Financial Services' June buy rate lease money factor and residual value for a 36-month lease of a 2014 Cadenza with 15,000 miles per year are .00091 and 59% for consumers who qualify for its top credit tier.

Kia is providing a $1,500 cash incentive on leases of this car right now. Make sure to take it into account when negotiating your vehicle's capitalized cost.

I can share the deal that we were able to get. After competitive car bonus and Kia lease bonus, the car (with the luxury package) was $33,630. We did a $0 upfront lease through Kia and the monthly rate is $391.19.

Did the Smokey Blue exterior and Beige interior. A very good looking car.

I would love to get some opinions on my ideas for what I should offer.

I just looked at a white guy with white leather. Impressed, although I haven't driven the car yet. Sticker is 41900 with destination (loaded). I am thinking as follows:

If I can get 4% off sticker that brings me to 40224. With the 1500 incentive from Kia plus a trade worth 2000 I would put down 3500. My tax rate is 8.63% (Suffolk County NY). The money factor is .00091 (2.184%). With a 59% residual comes to 24721. I make the payment for 36 mos to be 333.44 without tax, 362.22 with.

Does this sound doable? Should I start here? Any thoughts, comments or suggestions would be most appreciated. Thank you!!!!!!!!!!!!!!!!!

I signed my lease last night. I did 3 k at signing and first month payment of 349.88. It's the premium package and sticker was almost 40k with tax. 12 k a year. Really cool car. Silver with black napa leather interior.

I have a 2011 Optima on lease right now and of course the lease expires next year. I have seen the new optima and I like it EXCEPT for the lights being strangely misaligned in the back. My lease on a fully loaded SX is 446/mo. with their "Insurance". Im looking into an A4, CC, 2014 Optima or the Cadenza. I see you have all gotten your monthly payments BELOW mine which is weird. How or what can I get that out of a cadenza with 446/mo or less? Is it possible? I dont like base model cars.

Hey xkwm. The money factor and residual value that you were quoted are spot on.

Let's crunch some numbers and see what we come up with. According to my calculations, if you were to lease a 2014 Kia Cadenza that has an MSRP of $42,105 and a capitalized cost of $37,605 through Kia Financial Services right now for 36-months with 15,000 miles per year, your zero down, pre-tax monthly payment would be around $412.

You definitely do not want to put $3,500 down on a lease. If your vehicle is totaled for insurance purposes there's a good chance that the money that you paid at signing essentially disappears.

If you were to make a $2,500 capitalized cost reduction (at least $1,000 of what you're paying at signing is going to first month, fees, etc...), it would lower this car's monthly payment to around $340.

How do you keep from getting screwed? This is what the salesman sent me:

Thanks for stopping by again this afternoon. This is Matt Smith at Hart Kia. I have looked up the chances of finding or getting you a Cadenza in here and I have found one that I am hopeful I could get. The MSRP of it is 42105. I also calculated out the figures of the lease and what it would cost. The lease is 36 month, residual with 15k miles a yr is 59%, and the money factor is .00091. I can sell you the car 40100. That is $2005 off and allows us to earn 960 off of the Cadenza and on a lease all the earning for us is only what we have as profit unlike regular purchases. This will also include 1500 lease cash and a competitive or loyalty rebate of 1000.

I was with you on the first part where you said my payment would be $412. I hear you on the second part about cap cost reduction of $3500. When you came back with your example of $2500 with only $1,000 actually going as cap cost reduction, your math got fuzzy. There was no way that I could get downto $340 with $2500 down and assuming that only $1,000 went to the lease.

Best not to put any down payment on a lease. You risk losing it if the vehicle is totaled. Make sure the lease includes GAP. If not, check with you insurance company. Dealers grossly overprice their GAP products

All Kia's and Hyundai's have built in GAP protection. I don't see how GAP protection would help you if you put a large down payment on your car. What am I missing here? Seems like GAP would come into play when the insurance company is paying LESS than what you owe on the lease.

Hey, just wanted to thank all on here for the helpful info, as I leased a 14 Cadenza, that I already extremely like. 345 mo, includes taxes and 15k mi per year, 36 mo. I put 3145 down and that included 1st payment and aqu. fee. This was the Smokey blue w/ beige interior, lux and tech pkgs with mats, cargo tray, nets ,splash guards, door edges, etching and a couple other goodies. Own a 13 Sonata limited (wifes)very happy with that, figured this as Kia's entry to "semi lux", therefore leased and can't get burned if it has any flaws down the road. All scheduled maintenance is also covered.I felt it was a very solid deal for a msrp of 42.1k.

Carman - can you understand how Gregpz above got a Cadenza w/Luxury for only $285 with no cap reduction? Greg- would love to know where you leased this and the details - seems like you did a great deal. Looking for myself - any help appreciated.

I'm located in Central New Jersey - looks like you are too based on your posts. Please let me know the KIA dealership and [if you have it] the salesman you worked with for your Cadenza lease. My lease is up soon and I'll need something for the new year.

Freehold Kia. Salesman was r. Johnson, no longer there. He was very thorough, so I was surprised. Sales mgr. closed the deal, Anthony. I have to say though their aftercare has been non existent. I had to call to find out plates were in after 3 weeks. They also owe putting door edge guards on and have been less than communicative. Not end of world, but disappointing.Like I stated though, felt it was a fair deal bottom line.

I am leasing a 2012 Optima SX Turbo with a 39 month lease and 15,000 miles a year. Completed 2 years on the lease. Mileage is at 32,500 miles. Dealer says I have negative equity in the car. He is trying to talk me into upgrading to a Cadenza SXL. MSRP is 43,000. So far the deal is at 3,000 down and 460.00 a month payments on a 3 year lease and 15,000 miles a year. Not sure if this is very good. Probably should not put any money down but payments would go up. Need advice.

Looking to lease a 2014 Cadenza Premium with Luxury Package in NJ. MSRP of about $39,200.00. Received a quote of $364 for 12K and $388 for 15K both with a total of $1200 out of pocket to include monthly tax, all fees such as MV registration, dealer doc and 1st payment. Can anyone please tell me if this sounds like a good deal. Thanks.