Terms of Use

Terms of Use

This is a contract. By using this website and its content, including information, reports, images, products and data (collectively the “Services”), you agree to be bound by these terms. These Terms of Use contain an agreement to arbitrate all Claims as well as disclaimers of warranties and limitations of liability. These provisions form an essential basis of our bargain. Please read these terms carefully. If you do not agree to these terms, do not access or use this website.

1. Acceptance of Terms Through Use.
Five Bridges makes the Services available on the website subject to the following terms and conditions of use (the “Terms of Use”). These Terms of Use also apply to any updates, enhancements and new features and products. By using this website, you represent to Five Bridges that you have read, understood, and agree to all terms, conditions, and notices contained or referenced in these Terms of Use and on the website and agree to follow all applicable laws and regulations.

2. Changes in these Terms of Use.
Five Bridges may modify these Terms of Use from time to time by posting modified Terms of Use on the website. Your continued use of the website thereafter will constitute agreement to such modifications. At the time of any material modifications, Five Bridges will change the “Last Updated” date below. Please review these Terms of Use from time to time so that you are apprised of any changes.

3. Registration.
By registering with this website, you understand and agree that you have established a business relationship between you and Five Bridges. BY REGISTERING ON THE WEBSITE, YOU AGREE THAT FIVE BRIDGES MAY CONTACT YOU BY TELEPHONE AT THE NUMBER YOU PROVIDED OR BY EMAIL AT THE ADDRESS YOU PROVIDED REGARDING OTHER PRODUCTS OR SERVICES OFFERED BY OR THROUGH FIVE BRIDGES EVEN IF YOUR TELEPHONE NUMBER IS ON A DO-NOT-CALL REGISTRY OR SIMILAR LIST. With any email communication, Five Bridges will provide a means by which you may opt-out of further communication.

4. Use of the Services.
You agree to use the Services solely for your personal use and for commercial use limited to your own transactions. To use the website, you represent that you are an adult resident of the United States of America, including its Commonwealths and Territories (collectively, the “USA”). By registering, you warrant and represent to us and any other service provider with whom you authorize us to share your information that you are an adult resident of the USA. The website may be accessed from countries around the world and may contain references to Services that are not available where you are located or reside. These references do not imply that Five Bridges currently offers or intends to offer such Services in your country.

By using or visiting this website, you agree that you will not insert false, fraudulent, indecent, or obscene information as part of your registration and that your usage will comply with all applicable state and federal laws. Any unauthorized use or misuse of the Services may be a cause for terminating your right to use the Services. Five Bridges reserves the right, in its sole discretion, to terminate your access to any part of the website, with or without notice. If termination occurs in connection with a subscription service, Five Bridges may refund the pro rata unused portion of your subscription fee following such termination.

To ensure that Five Bridges provides a high-quality experience for you and other users of the website, you agree that Five Bridges or its representatives may investigate complaints, allegations of abuse, infringement of third-party rights, or other unauthorized uses of this website. Five Bridges will not disclose such an investigation unless required to do so by law. Five Bridges will cooperate fully with any law enforcement agencies in their investigation of the violation of any applicable laws.

5. Authorized Use of Website Services.
Five Bridges grants you a fully revocable, non-exclusive license to use the Services and view and print documents or information obtained on the website, subject to the following terms and conditions:

a. The documents or information may be used by you solely for informational purposes and will not be distributed to others who are not acting for you.
b. You will not charge any fee to any person in connection with the Services and information obtained by you on the website.
c. The Services or information obtained on the website will not be modified by you in any way.
d. You will not use the website to sell a product or service or to increase traffic to a website for commercial reasons. You will not take elements of the website and reformat or display them, or mirror them on another website.
e. All copyright or other proprietary notices that appear on the website or the materials downloaded or printed from the Website, will appear on any copy of the document or portion that you make.
f. Five Bridges reserves the right to revoke this license at any time. You agree that you and any person to whom you distribute the Services or information will immediately discontinue any use of the Services or information upon notice of revocation. If revocation occurs in connection with a subscription service, Five Bridges will refund the pro rata unused portion of your subscription fee following such revocation.

The license granted by Five Bridges does not include the layout or design of the website or logos, graphics, sounds, or images on the website. Elements of the website are protected by copyright, trade dress, or other laws and will not be imitated in whole or in part.

6. Reservation of Rights.
Any rights not expressly granted in these Terms of Use are reserved by Five Bridges, and Five Bridges reserves the right to seek all remedies available by law and in equity for any violation of these Terms of Use.

7. Intellectual Property Notices.
All images, text, sound, photos, custom graphics, button icons, the collection and compilation and assembly, and the overall “look and feel” and distinctiveness of the website constitute trade dress and the property of Five Bridges. The absence on the website of a Five Bridges product or service name, slogan, or logo does not constitute a waiver of Five Bridges’ trademark or other intellectual property rights relating to such name or logo. All other product names, company names, marks, logos, and symbols appearing on the website may be the trademarks and the property of their respective owners.

You agree that the Services available on the website are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Except as expressly authorized by Five Bridges, either in these Terms of Use or otherwise, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from the information, services, or products. As noted in these Terms of Use, you may print or download information or products from the website for your own use, provided that you keep intact all copyright and other proprietary notices. Systematic retrieval of information, Services or products from the website to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from Five Bridges is prohibited. In addition, use of the information, Services, or products for any purpose not expressly permitted in these Terms of Use is prohibited. For information on requesting such permission, please contact Five Bridges Advisors, LLC at 7315 Wisconsin Ave, Suite 750, West Tower, Bethesda, MD 20814; Attention: Legal Department

8. Submissions.
All comments, feedback, information, and materials submitted to Five Bridges through the website (“Submissions”) will be considered the non-confidential property of Five Bridges. By providing a Submission to Five Bridges, you grant Five Bridges, at no charge, a royalty free, perpetual, irrevocable, non-exclusive, worldwide right and license (with the right to sublicense) to use, reproduce, distribute, modify, create derivative works of, publicly display, and perform your Submission in any media; and make, sell, offer for sale, import, and otherwise transfer your Submission, subject to no confidentiality obligations regarding Submissions except as set forth in the Privacy Policy or as required by law. You acknowledge that you are responsible for the Submissions that you provide, and that you, not Five Bridges, have full responsibility for the Submissions, including their legality, reliability, appropriateness, originality, and copyright.

9. Links to Other Websites and Related Disclaimer.
The website may include links to other websites beyond the control of Five Bridges. Five Bridges provides you with these links solely for your convenience. Some of these websites may be co-branded (i.e., bear the name and/or logo of both a third party service provider and Five Bridges). The provision of any link to another service provider does not signify an endorsement by Five Bridges of the service provider’s website or the services offered by that service provider. Five Bridges has no control over, does not review, and cannot be responsible for the information contained on other websites. Your use of such websites will be subject to that website’s terms and conditions. YOU AGREE THAT FIVE BRIDGES WILL NOT BE RESPONSIBLE OR LIABLE FOR LOSS OR DAMAGE YOU MAY INCUR AS THE RESULT OF A TRANSACTION YOU ENTER INTO THROUGH ANOTHER WEB SITE.

10. Potential Disruption of Service.
Access to the website may from time to time be unavailable, delayed or limited due to, among other things: hardware failure; software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or content irregularities; system overload; damage caused by severe weather, natural disasters, war or acts of God; terrorism; interruption of power supplies; strike or other stoppage of labor; governmental or regulatory restrictions; or any other cause whatsoever beyond the control of Five Bridges.

11. Disclaimers.
THE WEBSITE IS MADE AVAILABLE FOR INFORMATIONAL PURPOSES ONLY AND NOT INTENDED TO PROVIDE SPECIFIC COMMERCIAL, FINANCIAL, INVESTMENT OR LEGAL ADVICE.

The materials, information, products, and services included in or available through the website, including the images, text, databases, photos, custom graphics, compilation, assembly, and the overall look and distinctiveness of the web site are provided “as is” and “as available.” Five Bridges disclaims all express or implied representations, warranties, guaranties, and conditions, including implied warranties or conditions of merchantability, fitness for a particular purpose, title, or non-infringement. Neither Five Bridges nor its licensors make any representations, warranties, or guaranties as to the quality, reliability, suitability, truth, accuracy, or completeness of the website Content. Five Bridges disclaims any representation or warranty that the web site ITSELF OR ANY PRODUCT OR SERVICE OFFERED THROUGH THE WEBSITE will be available at any particular time or from any particular location OR that any defects or errors will be corrected. The website may include inaccuracies or typographical errors. Your use of the website is solely at your risk.

You also may have other rights, which may vary from state to state and jurisdiction to jurisdiction.

12. Limitation of Liability.
YOU UNDERSTAND AND AGREE THAT FIVE BRIDGES WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES RESULTING FROM OR IN ANY WAY CONNECTED TO YOUR ACCESS TO, USE, INABILITY TO USE, OR RELIANCE ON THE FIVE BRIDGES WEBSITE OR ANY PRODUCTS OR SERVICES OBTAINED THROUGH THE WEBSITE. FOR THOSE JURISDICTIONS THAT EITHER DO NOT ALLOW OR PLACE RESTRICTIONS UPON THE EXCLUSION OR LIMITATION OF DAMAGES IN CERTAIN TYPES OF AGREEMENTS, THIS LIMITATION SHALL BE CONSTRUED TO PERMIT THE MAXIMUM EXCLUSION OR LIMITATION PERMITTED BY APPLICABLE LAW.

13. Indemnification of Five Bridges.
You will not use the Services for any unlawful purpose, or for any purpose not permitted by these Terms of Use. You agree to indemnify, defend and hold harmless Five Bridges from any liability, loss, claim and expense (including REASONABLE attorneys’ fees) related to your violation of these Terms of Use, and/or your use of the Services. You are solely responsible for defending any claim, subject to the Indemnified Party’s right to participate with counsel it selects, and you will not agree to any settlement that imposes any obligation, liability or admission of guilt on the part of the Indemnified Parties without prior written consent of the respective party. If you violate any provision of this section of the Terms of Use, Five Bridges may terminate your access to the website without notice, and you have indemnity obligations to Five Bridges and other third parties entitled to indemnification as a result of your violation of these Terms of Use.

14. Severability and Integration.
Unless otherwise specified in these Terms of Use or the website, these Terms of Use constitute the entire agreement between you and Five Bridges with respect to the website and supersedes all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and Five Bridges with respect to the website. If any part of these Terms of Use is held invalid or unenforceable, that portion is construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions remain in full effect.

15. Dispute Resolution.

YOU AGREE THAT YOUR USE OF THIS WEBSITE CONSTITUTES A TRANSACTION IN INTERSTATE COMMERCE AND THAT

Any claim or controversy arising out of or relating to the use of this website or to any acts or omissions for which you may contend Five Bridges is liable, including but not limited to any claim or controversy as to arbitrability (“Dispute”), shall be finally, and exclusively, settled by arbitration PURSUANT TO THE FEDERAL ARBITRATION ACT, 9 U.S.C. § 1 ET SEQ.

YOU THUS GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY.

The arbitration will be held before one arbitrator under the arbitration rules of the American Arbitration Association (“AAA”) in force at that time. The arbitration will be conducted in Montgomery County, Maryland. The arbitrator will be selected pursuant to the AAA rules. Should no AAA rule regarding the selection of an arbitrator be in effect, you will select an arbitrator from a panel of arbitrators acceptable to Five Bridges. In any arbitration, Five Bridges will pay the filing fee, plus the costs associated with the first day of arbitration, with the remaining costs of arbitration paid by the non-prevailing party. To begin the arbitration process, a party must make a written demand.

Any judgment upon the award rendered by the arbitrators may be entered in any court of competent jurisdiction. The arbitrators will not have the power to multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate will not be construed as an agreement to the joinder or consolidation of an arbitration under these Terms of Use with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues or disputes involved.

Should a dispute arise and should the arbitration provisions become inapplicable or unenforceable, you agree that jurisdiction over and venue of any suit will be exclusively in the state and federal courts sitting in Montgomery County, Maryland. If either party employs attorneys to enforce any right in connection with any dispute or lawsuit the prevailing party is entitled to recover reasonable attorneys’ fees.

16. Claims of Copyright Infringement.

If you believe that your work has been copied and is accessible on the website in a way that constitutes copyright infringement, notify Five Bridges in writing:

Any claim of copyright infringement should include sufficient information to enable us to evaluate your claim and to take appropriate action.

17. Governing Law.
You agree that all matters relating to your access to, or use of, the website, and all matters relating to these Terms of Use are governed by the laws of the State of Maryland, which apply in all respects, including statutes of limitation. No choice of law rules of any jurisdiction will apply to nullify this choice of law.

18. Non-Waiver.
Five Bridges’ failure to exercise or enforce any right or provision of these Terms of Use does not constitute a waiver of that right or provision.

19. Assignment.
Five Bridges may assign these Terms of Use, in whole or in part, at any time with or without notice to you. You may not assign these Terms of Use or assign, transfer or sublicense your rights, if any, in the Service.