Popular questions about our dental plan cover

No. We ask that you pay for the treatment first and then reclaim the cost through your policy acording to your plan entitlements.

What do you mean when you say ‘Start claiming’? (qualifying period)

This is the set amount of time you'll need to wait before you can claim for certain treatments. For example, you can claim towards check ups from day one on your policy but will need to wait 2 months before claiming for a filling.

Can I claim for NHS and private dental treatment?

Yes. You’re able to claim for NHS or private dental treatment, no matter which policy you choose. Check out each of the dental insurance plan entitlements to see how much you can claim for each treatment.

Can I claim for pre-existing conditions?

No. We cannot provide cover for treatment received directly relating to a condition that you've seen or arranged to see a dentist about in the 12 months prior to the start date. For further information about pre-existing conditions, please read the Policy wording.

Can I claim from day one?

Yes! You can use your policy as soon as today to claim for a check-up and clean. However, if you require further treatment, the qualification period will apply.

We've got a lot more useful questions and answers about our private dental insurance plans on the FAQs page

dencover is the trading name of Unum Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Unum Limited is on the FCA Financial Services Register, Firm Reference Number: 110408. Registered Office: Milton Court, Dorking, Surrey RH4 3LZ. Registered in England No 983768