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May   The P66SP is one of the best and most convenient resources you have for accumulating wealth and securing a comfortable retirement   The P66SP consists of two parts:   Thrift Feature   Success Share   Generally, you are immediately eligible if you are an employee on the direct U.S. dollar payroll of a Phillips 66 company that has adopted the plan   Eligible to participate immediately upon employment   100% vested immediately, including Company contributions   Loans and withdrawals available   Vanguard is the record keeper   You are immediately vested in all amounts contributed to your account. Wealth Accumulation: Phillips 66 Savings Plan (P66SP)

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May Success Share   As the name implies, it reflects your potential to share in the Company’s success   Discretionary profit sharing contribution of 0% to 6% of eligible pay with a target pay out of 2%   Semi-annual cast contributions invested according to your Thrift contribution investment elections   You must have participated in the Thrift Feature for all or part of the measurement period in order to receive a Success Share contribution   The contribution will be based only on your eligible pay for the time period in which you actually made contributions to Thrift Wealth Accumulation: Phillips 66 Savings Plan (P66SP)