You’ll find these pages in a constant state of growth, so well worth bookmarking. More and more lenders are warming to contract-based underwriting. As a result, our guides library will only grow to reflect the changes in the market.

Information from award winning contractor mortgage specialists

Our goal is to provide a one-stop database detailing how to get a mortgage as a contractor.

Why do you need a resource like this? Well, there’s a lot of incorrect or inadequate information on the Internet.

You’ll find many affiliate websites who don’t understand the first thing about contracting. Yet they’re peddling information that will damage your chances of securing a mortgage!

We want to shield you from these charlatans and shelter you from these sharks. We’ll explain why specialist brokers hold the key to you securing competitive contractor mortgages.

Our approach ensures the funding you secure reflects your true earning potential. We make sure your application reaches someone who can see what you’re worth.

At Contractor Mortgages®, we deal with senior underwriters direct, not the High Street. We’re not a front for a panel of lenders. We access the whole contractor mortgage market for the loan that’s right for you.

We hope you find this resource informative and useful. Have we missed anything? Let us know if there’s something we should be covering. We’re only ever a call or click away if you need clarification on any of the aspects in our guides.

Mortgage Types

Protection Cover for Contractors

Testimonial

As a contractor and first-time buyer I didn't realise how difficult it would be to get a mortgage through the usual process. If you’re a contractor and looking for a mortgage I highly recommend John Yerou and his team.

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Disclaimer

Financial advice is given by Contractor Mortgages®, which is a trading name of Mortgage Quest Ltd and is regulated and authorised by the Financial Conduct Authority (FCA) registration number: 312484. Your home may be repossessed if you do not keep up repayments on your mortgage.

Terms & ConditionsThere will be a minimum broker fee for our mortgage service of £750 depending on your circumstances, and we will retain the commission from the mortgage lender. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application. Our broker fees only apply when you decide to go ahead with an application. Not all products are regulated by the FCA e.g. Buy to Let Mortgages.