8,000 programs with a distribution level of over 150,000 awards for undergraduate and postgraduate students worth a total of more than $35 million is what EdFed's comprehensive scholarship database contains. It also includes student loan forgiveness programs for those who have graduated from college and need alternatives for repayment.

Must have an ACT score of 15 or higher OR an SAT score of 720 or higher.; Must be enrolled or planning to enroll at an eligible Mississippi college or university. For a list of eligible institutions, please visit: www.ihl.state.ms.us/financialaid/EligInst.html.; Must be a domestic student in the U.S.; Must have been a resident of Mississippi for one or more years prior to enrollment.; This is an undergraduate award.; Must plan to enroll full time (12 or more credit hours per semester). Audits are not counted as enrolled or completed hours.; Must have a grade point average of 2.5 or higher after a minimum of seven semesters of high school or on all college work previously taken.; Must be a high school senior or older at time of application.; Must be a U.S. citizen.

I contacted several lenders while I was looking for a company to consolidate my federal loans. I heard all of the sales pitches. What it really boils down to, through, was who could save me the most money. Edfed is the only lender who would guarantee my borrower benefits. All of the other lenders had provisions allowing them to take my 1%interest reduction away even after I earned it. On my consolidation, the 1% reduction will save me almost $18,000, with EdFed, I know I will get the savings. EdFed beats the competition hands down. - John F. Albany, NY

Student Loan Consolidation Info - How to Choose the Right Loan Company

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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.