Dealing with overwhelming debt can often feel like you are drowning and don’t know which way the surface is. Chapter 7 bankruptcy is a way out; a rescue boat. While it may seem like the proper thing to do is to politely refuse rescue and swim to shore ourselves, sometimes the best option is the one that will get you out of the water the quickest.

Getting in over your head in debt is becoming more and more common. Small purchases on credit cards suddenly add up, and when added to the car and mortgage payments, it may seem like an impossible hole to crawl out of. But chapter 7 bankruptcy may be the answer, if you qualify.

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