Loan Modification and Short Sale Companies are not authorized to
charge up-front fees without an advanced fee agreement approved by the
BRE.

SDSSE does not charge up-front fees. We get paid directly from
the lender after we successfully negotiate a deal with your bank that
is approved by you.

Click here to see what an approval letter looks like and why it is important to make sure it is properly negotiated.

"A transaction that is a “short pay” or a “short sale” simply means
that the property is sold for less than the seller owes.

The sale will be subject to lenders approval, and the property is
typically either in foreclosure or eventually will be, since the seller
cannot afford the payments, cannot refinance (due to decline in value
and/or missed payments), and cannot sell for what is owed. "

The main purpose of this website is to provide
information, resources, and options available to "upside down" property
owners in San Diego County. Here you will find explanations of various
aspects of short sale transactions, along with answers to many short
sale questions.

You will be provided with an accurate real estate
market forecast and a price trend report, as well as foreclosure
avoidance strategies and selling options, giving you the necessary
tools to make the best choice for your particular situation.

WARNING: Criminals and scam artists are preying on those in financial distress.

As
of July 01, 2009, all websites offering real estate services are to
post their associated real estate licenses and/or brokerage association.

If
you visit a website that is not posting their license, they are either
in violation of BRE - California Bureau of Real Estate rule or are
not a licensed entity.