2014 Geocoding System
The new MSA definitions released by the Office of Management
and Budget (OMB) in February 2013 are now effective for HMDA
data collected on and after January 1, 2014.
For 2014 HMDA activity, select ‘2014’ from the drop down menu
when collecting geocoding information to ensure reporting
that is in compliance.

2013 Geocoding System
The Office of Management and Budget (OMB) released the revised delineations of Metropolitan Statistical Areas (MSAs) in February 2013.
However, the OMB’s revised
definitions are not adopted in the 2013 FFIEC Census data and therefore do not affect HMDA data collected in 2013.
The new MSA definitions released in February 2013 apply to HMDA data collected on or after January 1, 2014 and
will be incorporated in the 2014 Census data and Geocoding System. For 2013 HMDA activity, select ‘2013’
from the drop down menu when collecting geocoding information.

2012 Geocoding System
The 2012 data reflect updates made by the
U.S. Census Bureau to several census tracts.
Census demographic data for the year 2012 was updated in June 2012 using 2006-2010 ACS and Census 2010 SF1-based data.