Cover benefits and details

Critical Illness Cover is issued by HCF Life Insurance Company Pty Limited (ABN 37 001 831 250, AFSL 236 806). Before you apply, you should read the Product Disclosure Statement and Financial Services Guide and consider if this cover is appropriate for your objectives, financial situation or needs, as the information we have provided does not take these into account. The premiums for the life insurance products are paid to HCF Life. HCF receives commission from HCF Life for their sale of 40% of the first year's premium plus an additional commission of 80% of HCF Life's underwriting profit each year calculated as premiums less claims and expenses. HCF's staff receive an incentive depending on the annual premium of these products which they sell. This will not exceed 20% of the first year's premium.

Cover for serious illnesses including heart attack, cancer and stroke

Cash benefits paid directly to you

Benefits for cancer and heart conditions based on treatment levels

Family cover is available for HCF members with family health cover and includes benefits for children

Easy to apply, with no complex questionnaires or medical examinations

Choice of $25,000 and $50,000 benefit amounts.

Available to Australian Permanent Residents aged 18 and 54. Non-members of HCF can apply for singles cover only.

Follow Us:

HCF Life Insurance products are issued by HCF Life Insurance Company Pty Limited (ABN 37 001 831 250, AFSL 236 806). Before you apply, you should read the relevant Product Disclosure Statement and Financial Services Guide, available by clicking the link on each product above, and consider if the relevant cover is appropriate for your objectives, financial situation or needs, as the information we have provided does not take these into account.