What insurance do first aid trainers need?

These are the two core covers that we offer to first aid instructors, with some claim examples to help you get to grips with how they work:

Public liability insurance protects you if a member of the public blames you for injury or damage. For example, you’re delivering first aid training and one of the trainees trips over your equipment and suffers an injury. If they make a successful compensation claim against you, your public liability insurance could cover the legal fees and compensation payments, up to the limit of your policy.

Professional indemnity insurance covers you if you make a mistake in your work or give faulty advice that causes your client to lose money. For example, you provide the wrong training and a trainee is unable to perform first aid as a result, leading to a compensation claim. Your professional indemnity insurance could cover the legal fees and compensation payments, up to the limit of your policy.

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Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.