Since the financial meltdown, the credit markets have drastically changed. Lenders, investors, and partners now assess risk far differently than they did 10 years ago; however, some aspects have changed very little. In this program, we will discuss how others look at our organization and how we can use the same techniques to make better decisions when granting credit and considering financial relationships. We will fully develop models to assess credit decisions, liquidity management, and help d

Since the financial meltdown, the credit markets have drastically changed. Lenders, investors, and partners now assess risk far differently than they did 10 years ago; however, some aspects have changed very little. In this program, we will discuss how others look at our organization and how we can use the same techniques to make better decisions when granting credit and considering financial relationships. We will fully develop models to assess credit decisions, liquidity management, and help determine the ideal capital structure for the organization.

Major Subjects: * Credit analysis—both borrowing and lending * Determining the integrity and reputation of the other party * How cash flow is determined and analyzed * The importance of the correct capital structure for risk * How lenders view collateral * Liquidity and liability management * Determining financial leverage * Understanding the true risk of operating leverage * How to combine both financial and operating leverage * Ideal capital management * Understanding the view of the capital ratios * Improving ROE with greater leverage—but there is a limit * Determining the ideal amount of leverage for both risk and return

Designed for: All finance professionals including public, private and non-profit organizations and their members—CFOs, CEOs, Controllers, Auditors and Managers