You CANNOT highlight having made tremendous returns on a particular stock, and then disclaim responsibility when investors WHO YOU HAVE TARGETTED AS AN AUDIENCE lose 33% or more on those stocks.

Dear Gator,

I beg to differ with you. Along with the disclosure policy, we also have a disclaimer, which states, in not so many words, that our portfolios are teaching tools, not recommendations. We don't believe in following anyone blindly, including us. Our hope is that investors will be able to make their own decisions from what they learn.

That said, it's been a tough market for many who invested this past year (myself included). Personally, my hope is that by sticking with companies and industries I know, understand and can follow, that the gains will far outweigh any losses in the years to come. That's why I'm a staunch believer in knowing yourself, your timeframe and your company.

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