Transferring Your Balance is Easy!

Once you have your new Credit Card, transfer as many balances as you'd like within the Balance Transfer section of Online Banking.

Simplify your life and start saving big on interest charges. If you have any questions about this offer, you can reach a GTE Member Care Advocate at 888.871.2690 extension 40436. Thanks again for being a loyal member and making GTE Financial your preferred financial services provider. We’re proud to give you financial solutions that work for you.

*Annual percentage rate (APR) is a promotional rate available for Visa® Go To Credit Cards. The promotional rate will be based on your credit worthiness. This promotional APR ends after 12 billing cylces, after which you will be charged your standard APR.The standard APR will vary with the market based on the Prime Rate. Standard APRs currently range from 7.99% to 11.99% depending on a member’s credit worthiness. The promotional rate is valid on balance transfers from other credit card companies, financial institutions or department store credit cards processed within the first 60 days following card activation. This offer is non-transferrable and cannot be combined with any other offers. The promotional rate will not apply for convenience checks made payable to a person, to cash, to make purchases or to make payments toward amounts you owe GTE Financial. Balance transfers must be made within the first 60 days.. Any balance transfer processed after the promotional period will incur interest charges at your card’s standard rate. Any payment amount in excess of the minimum payment will be applied first to the card balance bearing the highest rate of interest and then to each successive balance bearing the next highest interest rate, until the payment is exhausted. Balance transfers are treated as and considered cash advances on your Visa Go To Credit Card and will begin to accrue interest charges immediately. New purchases and cash advances (other than this balance transfer offer) will carry your card’s standard interest rate. No grace period on cash advances and balance transfers. Amounts transferred are subject to your available credit limit. We are not required to honor a balance transfer request that will cause you to exceed your available credit limit. It may take up to three (3) weeks to post the balance transfer transaction. You should continue to make all required payments until you confirm that the balance transfer has been made. GTE Financial will not be responsible for any interest charges or late fees incurred due to your nonpayment. We will not close your other accounts even if you transfer the entire balance. If you wish to close an account, you should contact the issuer directly. Fees, interest charges, cash advances and balance transfers do not earn Go Points rewards. Foreign Transaction Fee: 1% of each transaction in U.S. dollars if the transaction involves a currency conversion; 0.8% of each transaction in U.S. dollars if the transaction does not involve a currency conversion. Balance transfer fee: 3% of the amount of each transaction or $6, whichever is greater. Variable annual fee: $0. Credit needed: Excellent, good, average.

**Credit card rate research conducted by Informa, an independent third party research company.