NorStates Bank presents FREE First-time Homebuyer class!

December 9, 2009

NorStates Bank, your local mortgage partners, invite you to a FREE class on Jan. 21 at 6:30pm or Jan. 23 at 10am. This info-packed, 2 hour class at the University Center on the Grayslake Campus of CLC, will provide tips and strategies for getting the most for your money when buying a home. Realtors, attorneys and home inspectors will also be available to discuss:

How much home can I afford?

What's the $8000 tax credit all about?

What home loan programs do I qualify for?

What are closing costs?

How do mortgages work?

How can I find the right home?

And much much more!

Attendees will receive a free Homebuyers Manual, full of important information from the experts. Contact 866.845.0911 x 31 or visit www.firsthomeclass.com to pre-register. University Center on Grayslake Campus of CLC is located at 19351 West Washington

Street, Grayslake, IL.

About NorStates Bank

NorStates Bank is a wholly owned subsidiary of the Northern States Financial Corporation (NASDAQ: NSFC). It is the combination of the Bank of Waukegan (founded in 1962), First State Bank of Round Lake (founded in 1949) and First Federal Bank (founded in 1919) -- Bank of Waukegan and First State Bank of Round Lake merged in 2005 to form a single bank with assets in excess of $625 million. The bank has eight locations throughout Lake County. More information is available at (847)244-6000 or www.norstatesbank.com.