Insuredrisks.co.uk for Public Liability
Insurance, Professional Indemnity Insurance, Van Insurance

Public Liability Insurance
covers against claims made for property damage or injury to a third party.
Cover is available for over 100 contracting trades and professional occupations. We can also include
covering tools, own plant, hired in plant and contract works.

Employers Liability Insurance
covers against claims made by members of staff. This is an option with public liability. It is a compulsory
insurance policy which all businesses must have if they have any employees, even for directors of a limited company.

Professional Indemnity covers against claims where you have provided advice or services, in a professional capacity.
A Professional Indemnity Insurance policy may cover you for areas such as libel and slander, professional neglect,
malicious falsehood, passing off copyrights, breach of confidentiality, and negligent statement or actions.

Running a business is a huge undertaking, and there are a number of obligations that you need to consider. One of the most important ones is ensuring that you're fully prepared for any claims that could be made against you so you're not held personally accountable, making liability insurance an essential consideration.

Why do you need liability insurance?

This form of insurance is there to provide valuable protection to you as well as your business in the event that a claim was to be made against you. You shouldn't even consider trading until you've got this insurance in place, because having it there is vital if you want to be fully protected against anything that could happen.

But, having such a policy isn't necessarily a legal requirement although it's good business practice to have it, and some companies won't even work with you unless you've got the necessary level of protection. There are a number of liability insurance options to consider depending on the needs of your business, and just a few of them are:

Public liability insurance. offers valuable protection against any unforeseen claims. If anyone were to be injured on your property or as a result of your work you'd be liable to severe penalties, making at a vital consideration to give you valuable peace of mind that everything is under control.

Employee liability insurance is often purchased as an addition to a current public liability insurance policy, offering additional cover in the event that an employee had an accident at work. It should always be considered by anyone that has any employees, because with it in place you won't have to pay any legal fees or compensation out of your own pocket.

Professional indemnity insurance is slightly different in that it protects you against any claims from dissatisfied clients, for example if you mis-quoted them, printed false information that damaged their reputation, gave incorrect advice or if you infringed on their rights in some way. This is vital for many different professions, and again many companies won't work with you until you have it in place.

These are just a few of your options, in each case the level of cover and added extras you can get will vary accordingly. Public liability insurance can include various different options depending on your industry and your individual needs, with employers' liability insurance usually being an addition instead of a stand-alone policy. The same applies to professional indemnity insurance - you might only need a small amount of cover (if you're a sole trader, for example) or you could be more comfortable with protection that runs into the millions. Whatever you need from insurance, it's vital that you've got the policy to accommodate, making heading to the experts the only option.

Get public liability or professional indemnity insurance from the experts

When you come to insuredrisks.co.uk, you can be confident in getting cover that will totally meet your needs. You can tweak your policy accordingly to get the level of protection that's right for you, giving you valuable peace of mind that you're totally prepared for any eventuality.

Most insurers that specialise in this business will offer a range of different policy options, whether you're looking for professional indemnity insurance alone or want to add public liability and employers' liability insurance into the mix as well. The level of cover (and the resulting price) will vary accordingly, but it's vital that you have everything that you need if you don't want to lose out later down the line.

Why insuredrisks.co.uk for public liability/indemnity insurance?

If you're looking for indemnity or liability insurance that can give you just what you're looking for, you've come to the right place. We can offer a range of policy options to totally meet your needs, and with everything being tailor-made you can be sure that your policy will suit your exact requirements.

You can purchase the relevant insurance policies in no time at all; it's quick, simple and totally hassle-free, because when you can get an instant on-screen quote and immediate cover you can be fully protected in the quickest time possible. We offer competitive pricing on all of our policies so you won't be breaking the bank either, so for insurance that totally meets your needs, make sure to come to us today and you can run your business without having to worry about the consequences.