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The CenLA FCU - 4th Quarter 2017

Equifax Data Breach

What you need to know:

Equifax, a leading credit report provider, recently announced that 143 million people could be affected by a recent breach of its data system. Cybercriminals stole important personal information that included name, Social Security numbers, birthdates, addresses, and some driver’s license numbers. We want our members to be made aware of this incident. To help you determine if you information has been breached, and to mitigate the impact of this breach, we have prepared a detailed guide for our members. Click on the Equifax Breach link on the CenlaFCU website to access the guide. Of course, you can always contact us for further help in this regard.

What to expect from Cenla federal credit union:

We will NEVER contact you to ask for your username, password, or other online banking credentials.

We will NEVER contact you to ask for your credit or debit card number, PIN, or 3-digit security code.

All of your transactions are monitored 24/7, and you will be notified of any suspicious activity for verification.

When you call or visit a branch, we routinely ask you for information to confirm your identity. You may notice the questions we ask you going forward to confirm your identity may be different as we work to protect your personal, private information from being compromised.

Please contact us if you have ANY questions. Call 318-445-7388 or 800-737-2408, visit our website or visit any branch if you would like additional information on protecting yourself from fraud or identity theft. We are here to help you make the most of your money – including protecting it!

Need HELP with ALL those HOLIDAY purchases???

For a limited time, CenLA FCU is offering an Introductory Rate of 0.00% on NEW CenLA FCU VISA Platinum Credit Cards!

CenLA FCU VISA Platinum Credit Cards offer:

Low FIXED interest Rates’

Free ScoreCard Rewards Program

25 Day Grace Period on New Purchases

Great Personalized LOCAL Services

No Annual Fee

No Cash Advance Fee

No Over Limit Fee

LOW Late Payment Fee

*Rates based on your credit worthiness. Subject to credit approval and lender’s credit criteria. Rates are subject to change without notice. 0.00% introductory APR for a period of six billing cycles. After that your APR will be 9.9% to 12.6% based on your credit worthiness. Certain exclusions may apply. Call for details.

HOLIDAY CLOSING NOTICE

October 9, 2017 – Columbus Day

November 11, 2017 – Veteran’s Day

November 23 & 24, 2017 – Thanksgiving

December 25 & 26, 2017 – Christmas

January 1, 2018 – New Year’s Day

$$WIN CENLA REWARDS$$

WE HAVE HIDDEN AN ACCOUNT NUMBER IN THIS EDITION OF THE NEWSLETTER IF IT IS YOURS, PLEASE BRING PROOF OF ACCOUNT WITHIN TEN DAYS TO THE MAIN OFFICE OF CENLA FCU TO CLAIM YOUR $100.00 PRIZE! GOOD LUCK!!!

For your security, we only hide the “base” account number. Your base number will be the first digits of your account number minus the last three digits. For example the account 567890039 will have a base number of 567890 and the account 12378 will have a base number of 12. Please call ext. 513 with questions.

Christmas Club

If you planned ahead last year & already have a Christmas Club account with us, you will not be receiving a check in the mail as in previous years. The Balance of your Christmas Club account will now be deposited into your savings (01) account by November 1st.

Happy Holidays from the CenLA FCU Staff!!!

Holiday Skip-A-Pay!

Your getting just what you asked for this Christmas!!!

Back By Popular Demand! CenLA FCU’s Holiday Skip-A-Pay! Need a little extra cash for all those special holiday purchases? Skip your November, December, or January loan payment for a $30 processing fee per loan. Download a form on our website or call 445-7388 & find out how you can Skip-A-Pay for the Holidays!

Only 1 monthly payment may be deferred during promotion period. All qualifying loans must be current and in good standing. Loans with 2 late payments out of last 6 will not qualify. Should there be a change in your account status, you may no longer qualify for this offer. Participation extents your final loan payment by one month. Interest will continue to accrue on any unpaid loan balance and will be billed as part of the final payment; and any applicable credit insurance will not be extended beyond the original maturity date of the loan. Eligible loans include signature, auto/boat/atv, recreational, and share secured loans. Certificate secured, real estate, equity out, real estate refinance loans, and credit cards do not qualify.

Visa Gift Cards!

No more worrying over what to buy …that special someone on your list! This year try a Visa Gift Card. Visa Gift Cards are good at millions of places – including retail, online, phone and mail orders – anywhere Visa is accepted.

OFFICE LOCATIONS

MAILING ADDRESS

PO Box 1271 Alexandria, LA 71309

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.