We
hope you enjoy this newsletter and find the contents interesting,
understandable, and relevant...especially if you are on a critical
financial path and looking for help. There are several programs that you
might want to share with a friend, family member, or neighbor who might
qualify.

If you'd like to stay a little more closely connected, you can subscribe to our Bankruptcy Blog or find us on Facebook and Twitter. We post new videos, articles and newsworthy events which can also be found on our Website.

Doan
Law Firm has been helping thousands of Southern Californians secure a
new financial start by eliminating credit card debt, second mortgages,
and other forms of toxic debt.

As
we enter 2011, we would like to help you focus on two things that can
make this year the best ever: becoming debt free and preparing your tax
return. In this New Year, Doan Law Firm is making a very special
offer to its former clients and everyone in our community that needs our
help.

If
you are considering a Chapter 7, Chapter 11, Chapter 13 Bankruptcy, or
possibly debt negotiation, we can help you in more ways than one. Our
bankruptcy and debt resolution services are second to none. If you
haven't already read about it, The Doan Difference
distinguishes us from all other bankruptcy firms while offering
you the most competitive price. When you retain Doan Law Firm, you
also take advantage of our Creditor Abuse Prevention
program. Here, we ensure that all creditor harassment stops, or our
litigation team will sue your creditor. Often times, the settlement pays
for the bankruptcy and then some. Ringing in the New Year, Doan Law
Firm will handle your personal Tax Preparation for FREE. That's up to a
$295 value. Of course there should be a fine print disclaimer with that
offer. But we won't put it in fine print. In fact, here it is...

In
a familiar but shocking scenario, Robert Meixner, 62, filed for
bankruptcy a year after losing his job as an ambulance-company
controller. He wanted to shed credit-card debt related to a failed
flower shop he had been paying on since the late 1980s. Mr.
Meixner said he felt guilty at first, but after calculating how much
interest he had paid-more than $150,000 on an original $40,000 debt-he
felt much more comfortable. Mr. Meixner had repaid the original
debt almost four full times over and yet still owed more than he
originally borrowed! Outrageous!

If
you think that's outrageous, consider what happens to bankruptcy
clients who become seduced by "low price" attorneys. Once again, here's
proof to the saying, "If it sounds too good to be true...". This brief article is an eye opener!

Number of Bankruptcy Filings Jumping - Jan Norman, OCR

The
Orange County Register recently reported bankruptcy filings are at
their highest rate since October 2005. Some of you might recognize
2005 as the year massive changes were instituted in the bankruptcy code
and the world was beating a path to the bankruptcy court. As the
economic fall-out continues, filings are now at record levels.
Bankruptcy filings have increased:

Orange
County
37.2%

Los
Angeles
County 57.5%

Riverside/San
Bernardino
County
32.8%

While
these numbers are staggering, they do represent a large number of
people taking their financial future into their own hands, gaining a
fresh start and preparing for a new life without toxic debt.

K-Earth Office Of The Week

It was an exciting day Wednesday when Doan Law Firm was selected as K-Earth Office of the Day.

You
can see the happy-camper DLF faces gathered around what we lovingly
refer to as "The Monument". In the background you can see K-Earth's
Antonio who came by with bagels and coffee and serenaded us. Serenading
is entirely appropriate since singing occasionally breaks out when DLF
listens to K-Earth.

If it sounds too good to be true...

...it probably is!

We all want a deal, especially when we're struggling financially, but a deal is not a deal when you have to start all over.

I
recently met with a woman that had a real mess on her hands. When
she hired her cut-rate attorney, she had a sneaking suspicion something
was off, but it wasn't until she was one day away from having her
bankruptcy dismissed that she realized the gravity of the
situation. She came to me with a folder full of papers and a list
of questions. Despite her bankruptcy filing, her husband's wage
garnishment of $1,300/month hadn't stopped. Her house was at stake
and she paid thousands of dollars to this attorney who clearly did not
know what he was doing.

Unfortunately
this client needed to start back at the beginning which was going to be
time consuming and costly. I wish I had spoken with her before
she was seduced by the $795 come-on. Just like dentistry,
hairdressing, accounting, child-care and any other profession, you get
what you pay for and a bargain isn't a bargain when you need
professional help. But don't take it from us, here's a real testimonial
from one of our clients...

"Thank
you so much for your assistance in this matter. Although it was a
difficult one to make, your office and you in particular have made it an
easy process to go through. I saw what appeared to be incompetence on
the part of the other attorney's present at the hearing. I felt
fortunate to have selected a law firm who had all of the paperwork
completed so thoroughly. Your firm was the only one who had a copy of
the filed paperwork for their clients."

- JS

Financial Funny Bone

One day, the Pastor sees Matthew walking slowly out of Church. Matthew is dejected, disheveled and looks terrible.

"Matthew," asked the Pastor, "what's the matter?"

"Well,
Pastor, my business is shot, I'm losing my house and my wife says she
is going to leave me and take the kids if I don't straighten things out.
I just don't know what to do."

"Matthew, find the answer in the Bible," the Pastor replied. And Matthew left.

Four
months later, the Pastor sees Matthew coming out of Church, only this
time, he's wearing an Armani suit, a nice cap and lighting a big old
cigar.

"Matthew, you look great! Did you follow my advice?"

"I
did. I went home that day and decided to open the Bible and to follow
the advice I saw. So I opened the Bible and the first phrase I saw said
was...Matthew Chapter 11."

Awesome Resources

Virtual Attorney™ is a unique series of short videos that educate, entertain, and gently guide you through the bankruptcy process.

REAL TIME U.S. FINANCIAL STATEMENT

www.usdebtclock.org
illustrates the debt and true financial condition of our country on a
continuous basis. this is a most amazing clock for Americans and the
world to watch.

HOUSE OF CARDS

www.crisisofcredit.com
distills the core of our economic crisis into a short and simple story
by transforming a complex subject into something easy to understand.

Here's a Bankruptcy Buck for you or a friend... good for $100 off total fees!

Terms of Use:

This coupon must be presented at time of initial consultation.

Consulting attorney will reduce total fee by $100 at the time of retainer.

doanlaw.net is an informational website sponsored by Brothers Law Group LLP (dba Doan Law Group), Law Offices of Gregory J. Doan Esq APC, SN Doan APC, Michael G. Doan APC, and Shawn A. Doan APC. Each of the foregoing entities individually owns and operates its respective law practice. Each entity has been designated by the Federal Government as a qualified debt relief agency that helps folks file bankruptcy under the bankruptcy code.
Copyright 2016