AP Photo/Ryan J. Foley A sign for a Wisconsin Auto Title Loans store is shown in Madison, Wisconsin, on Wednesday, May 19, 2010. This book review appears in the Winter 2016 issue of The American Prospect magazine. Subscribe here . How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy By Mehrsa Baradaran 336 pp. Harvard University Press $29.95 T he hit Broadway musical Hamilton features a riveting rap throwdown between Thomas Jefferson and Alexander Hamilton called Cabinet Battle #1. The issue on the table? Secretary of the Treasury Hamilton’s proposal to assume the states’ Revolutionary War debt and establish a national bank. JEFFERSON: But Hamilton forgets His plan would have the government assume state’s debts Now, place your bets as to who that benefits: The very seat of government where Hamilton sits HAMILTON: Thomas. That was a real nice declaration Welcome to the present, we’re running a real nation Would you like to join us, or stay mellow Doin’...