Will I maintain control over my investments and how often will I receive updates on my
investments and do you offer Internet-based account access?

Generally, your assets will be held in your
own account with a broker or other financial institution, not with your
Financial Adviser.

You
should be certain that the account established is in your name so that you always
have personal access to your funds. You and your financial adviser will agree upon
objectives and your financial adviser may ask you for discretionary investment authority
to execute your strategy. This means they can place orders to buy and
sell investments and reinvest the proceeds without obtaining your prior approval for
individual transactions. This is how most discretionary investment accounts
are established.

Your investment manager will need a limited power of attorney
from you (included with their account applications). This allows the investment manager to
place trades on your behalf, but prohibits him or her by law from transferring assets out of your
account.

Each month, you should receive a statement
directly from the custodian (e.g. Waterhouse Securities, Fidelity or Charles
Schwab) indicating the monthly performance of your investments. This
information is a detailed summary that contains information such as market values,
investment dividends, interest, and security sales and purchase activity. You will receive
a breakdown of the portfolio by investments. You should discuss how often
you want to receive a performance summary from your Financial Adviser. We
believe that quarterly performance is appropriate for most clients. Depending
on the nature of your account, you will receive Internet-based on-line access via
a client
only page so that you
may monitor your investments 24 hours a day.