BNI director of information and communications technology Dadang Setiabudi said the results of the pilot test would serve as the blueprint for a government regulation on QR codes in payments.

"During the first phase [of the pilot test], which commenced in late August, we tested the interoperability of standard QR transactions with various banks, telecommunication companies and [financial technology] firms," Dadang said.

BI plans to conduct three test runs for national QR payment standardization with different participants, which are expected to form the basis for upcoming regulations. (rfa/bbn)