Anonymous users can only keep up to 15,000 rubles on their balance and can only pay at Russian stores, where they can spend no more than 15,000 rubles at a time and 40,000 rubles per month. Reviewed users can keep up to 60,000 rubles on their balance and pay at any store worldwide spending up to 60,000 rubles at a time. Identified users can keep up to 500,000 rubles on their balance, pay at any store worldwide and withdraw money from their accounts using any method we offer. Their single withdraw limit is 100,000 rubles and their single payment limit is 250,000 rubles. They can transfer up to 400,000 rubles at a time to other users. Professionals enjoy special terms for accepting payments: they can settle senders' complaints right on our website.

What is identification?

Identification is a simple process: show your passport to us or our partners. That way we know that the Yandex.Money account belongs to a real person, with a first and last name and identifying documents. Of course, we are committed to keeping your personal information strictly confidential.

Why do you need to know my personal information?

We never transfer your personal information to anyone or use it for commercial purposes. Identification only helps us distinguish between trustworthy users and potential scammers. If a person gives us his data, we assume he's got nothing to hide. Additionally, changes in the law, effective May 16, 2014, have required us to introduce a whole series of restrictions for anonymous users. More details

How often do I have to undergo identification?

Just once. However, after the first time, once a year we might ask you to confirm your information on our site. We need to check in case you changed your passport or other personal information.

Do I need to pay for identification?

Depends on the method you choose.

The identification is free if you visit our office, complete it in Sberbank's mobile banking, or transfers your identification from other Wallet.

Other methods are paid:

in the Euroset outlet—50 rubles,

in the CONTACT system location—250 rubles (100 rubles of which will be credited to your Wallet),

I have several Wallets. Do I need to complete the identification process for each of them?

No. If you've already completed the identification process for one of your Wallets, you can simply copy your data from one Wallet to another. We have a special form for this procedure. Simply enter the account number (or login) of the identified Wallet and confirm the identification in your other Wallet. After that, the second Wallet will be identified. Please note: you can only copy identification data if fewer than ten Wallets are identified under your passport.

Anonymous accounts

Why is it inconvenient to be an anonymous user?

Anonymous users face more restrictions—on transaction types (they can only make payments within the Russian Federation) and on transaction sums (they cannot keep more than 15,000 rubles on their balance or spend more than 15,000 rubles at a time and 60,000 rubles monthly). Additionally, if something goes wrong, our security service may request that an anonymous user show us a valid form of ID. Meanwhile, all transactions on that user's Wallet will be temporarily suspended.

What limits do anonymous users face?

Anonymous users face are limited by transaction amounts: 15,000 rubles balance limit, 15,000 rubles single payment limit, and 40,000 rubles monthly spending limit. Certain limits only apply to some goods and services. For instance, you cannot transfer more than 5,000 rubles to you mobile phone balance. They are limited in the geography of their transactions: anonymous users can only pay at Russian stores. Other payments (for example in the App Store or for Skype) will be declined. And they are limited in the type of transactions they can make. Anonymous users are not allowed to:

send money to other users or receive transfers from them;

make transfers to bank accounts and cards (even to an Alfa-click account for which the ‘Bank Connection’ service is activated);

link a WebMoney Purse.

click path analysis

What do I need identification for?

If you've completed the identification process:

you face a lot fewer restrictions when sending and receiving payments or transfers and when adding money to your account;

your status is visible to everyone who sends you money. That means senders will know they can trust you;

they contact our Support Service within 24 hours of the funds being stolen;

a security check confirms that the account was hacked.

Why are those particular limits set on anonymous accounts?

The limits are required by Russian law and, specifically, by federal law No. 161-FZ ‘On the National Payment System’ and No. 115-FZ ‘On Countering the Legalization of Illegal Income (Money Laundering) and the Financing of Terrorism’.

It is required by Russian laws No.115-FZ and No.161-FZ. If you don't have a Russian passport, the only way to lift all the restrictions is to complete the identification process.

What are the limits for reviewed accounts?

There are limits on transaction sums: 60,000 rubles balance limit, 60,000 rubles single payment limit, and 200,000 rubles monthly spending limit. Some transactions are subject to their own limits. The monthly limit on transfers to other Yandex.Money users is 200,000 rubles. And there are limits on transaction types: you can't transfer money to bank accounts or make transfers through Western Union.

Identification

How do I become identified?

We provide several methods:

via Sberbank—for Russian citizens using Sberbank's Mobile Banking with active Fast Payment Service. It is activated by default, but if you disabled it, reactivate it,

in our offices for everyone who is in Moscow, Saint Petersburg, Nizhny Novgorod, Novosibirsk, and Yekaterinburg. Please note: Yandex has offices in other cities, but you cannot complete identification there.

identifying via Sberbank. You can use it if you have a Russian passport and the same phone number specified for Yandex.Money and Sberbank's Mobile Bank. You need to send a text message, then the bank sends your details, that you only need to approve on our site;

copying identification from one Wallet to another. You can use it if you have already completed the identification using any method.

How do I complete identification via Sberbank?

It is simple: specify your birth date, wait for a text message from Sberbank and reply to it. The bank will send your identification details within 5 business days. You will need to check it and confirm that everything is correct.

The identification via Sberbank will work if the following cases are fulfilled: