Buying your next home

Moving home? Get a better deal with a mortgage broker

There are lots of reasons why you might be buying your next home; Upsizing as your family grows, down-sizing as your children leave home, or maybe you’re in a position to buy an investment property or holiday home.

Although you’re not new to house buying, it still helps to have a professional mortgage broker on your side. And remember you don’t pay anything for our services – the lender we refer you to pays our fee.

Now's the time to find a better loan

Moving house or buying a new property is a great time to check out the mortgage market – particularly if you’ve had your current product for a few years. You may be paying a release fee to close out your current product so it definitely makes sense (and could save you money) to see what the market has to offer rather than simply choosing to stay with your current lender.

We’ll do the searching once we know your circumstances – and changing your mortgage provider doesn’t mean you have to change your current account or credit card arrangements.

Flexible bridging loans

If you’re looking to buy a new property and don’t want to wait until you can access funds from the sale of your current home, you may need a bridging loan. Options are available for interest only loans or you can capitalise the interest for the duration of the loan.

Investment properties

If you’re planning to buy an investment property, a professional broker can advise you on the best way to use loans and capital to fund it.

Acquiring loans based on equity can be a little more complex, so it’s a good idea to take professional advice and understand the options open to you.

Some of the home loan types we offer

Your Loan Solutions can help you understand all the home loan options available and provide guidance and advice to ensure you select the product that best meets your needs and circumstances.

Bridging Loans

Bridging Loans enable the purchase of a new property before the existing one is sold.

Fixed Home Loans

An interest rate set for an agreed term regardless of any variations in the market.

Interest Only Home Loans

This is where you only pay the interest on the loan. It is popular with investment properties for tax benefits.

You may be able to purchase a property with low or no deposit if someone – typically your parents – is willing to act as a guarantor.

Offset Mortgages

An account linked to a mortgage account so that the interest earned is applied to reduce the interest on the mortgage.

SMSF Loans

Investing in property with your retirement funds.

Variable Home Loans

The interest rate varies as market interest rates change OR variable rates go up and down as interest rates rise and fall.

Other types of Mortgages

Personal loans, car and equipment finance, reverse mortgage etc.

What our customers say

"The estate agency recommended Marti, and I thought I'd give her a try. I had done a mortgage comparison online, and I knew the best market rates I could get. She came to my home, talked through all the various types of mortgage, answered all my questions and 30 minutes later we were reviewing the broker-only deals she had - much better than my findings!"

BeckyHome Buyer, Samford

"We had recently decided to purchase our first investment property with slightly complicated finances, we thought we would use the services of a mortgage broker. We would highly recommend Marti for anything financial, we are so glad we took the leap and entrusted her with our finances and will definitely be using Marti’s services again. Thank you, thank you, thank you from the bottom of our hearts."

Bronwyn & MikeProperty Investors, Elimbah

"Having been introduced to Marti by a friend, who is also another happy customer, I found her to be professional, understanding, strategic and tenacious. She goes far beyond the business transaction. Marti takes a real interest in what you are trying to achieve. She advises and counsels where she sees the need. To my mind, she is on top of her profession and I highly recommend her. Marti is simply a joy to do business with."

Digby & LaurelHome Buyers, Nudgee Beach

"We found Marti, from a referral from a friend, after 5 months of knockbacks from other brokers and having not been successful with the applications. Marti went out of her way to make sure she got us the result we wanted.
I would highly recommend Marti for any type of loan, very genuine person. We can't thank her enough."