EMI option is not available for products of Jewelry/Precious Jewelry Category.

The Bank charges annual interest rates (as shown below) according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.

Description of Philips 4GB Raga MP-3 Player- Red

Philips 4GB Raga MP3 Player is as stylish as it is powerful. The easy-to-use MP3 player in beautiful red colour comes with the Fullsound feature that brings your MP3 music to life. This state-of-the-art technology from Philips ensures that you experience CD music without any distortion. You get fuller bass with more depth and impact, boosted voice and instrument clarity, along with rich detail.

The MP3 player also features Philips Songbird, which is a simple program with which you can discover, play and sync your music. It lets you discover and play all your media, and effortlessly sync it with your MP3 player. Discover new artists and music styles directly in the program through music and media stores, services and websites, thanks to its intuitive and powerful music management features.

With the LikeMusic feature, you can experience more music of your choice with just the click of a button. No more sorting through your music library. A Philips-patented algorithm, LikeMusic analyses songs in your library to recognise similar music characteristics. This, in turn, helps LikeMusic to produce smart playlists of songs that simply sound great together.

With the Fast Charge option, you can plug your MP3 player to your PC or USB charger for just five minutes and get 90 minutes of audio playback. You can use the folder view to organise and view media files like you do on your PC. Once you select folder view, opening any supported file (i.e. music, pictures or videos) is as easy as selecting the file and hitting Play. The Digital FM radio offers additional music options for you to enjoy. All you need to do is tune into the station that you want to preset, press and hold the preset button to memorise the frequency. You can preset up to 20 radio stations.

I got this product on Feb 22nd 2013. It was working perfectly till Feb 23rd afternoon. Then the display went blank....All I can see was a light black screen. Tried to apply the repair function using the songbird app but it is not working. Dont know what to do!!

Philips 4GB Raga MP-3 Player is really worth the money. Really easy controls and it's as light as a feather. The display is easy on the eyes and distinct enough to be operated at low light. However it doesnt quite give a blast while listening to heavy rock and the sound is lost while driving in heavy traffic. I would recommend getting a better set of headphones. However, verify that it is quite compatible with this player. When I used my nokia 3.5 mm bud type headphone, the voice mysteriously disappeared and I was left with really loud music! But when all is said and done, this is a really easy-to-operate mp3 player when compared to other contemporaries and gives a great battery life and costs really low for a brand like Philips. Would recommend it to one and all.

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