WATERFORD

HOURS:

Membership at BBCU

You are eligible to join if you live, work, worship, or attend school in Oakland County, Michigan.
(Or you can be qualified for membership through a $30 donation to the School Community Partnership, a community advisory group of the Board of Education for Birmingham Public Schools).

You need a current non-expired driver’s license, or State ID with the correct address.

You need a second piece of identification such as a social security card, passport, insurance card or credit card.

Please have your social security card with you.

Please bring a minimum deposit of $5 cash to begin a “share” account, the basic credit union savings account. You must maintain a minimum of $5 in this account to enjoy member benefits.

Visit either the Birmingham Main Office or Waterford Branch, and have the above documents with you in order to complete the membership process.

*Do Not Include confidential information such as SSN or Account Numbers etc.

Rates:

Loan Rates Effective as of

Loan Type

Rates as low as*

Terms / Information

Automobile

2.99%

Model year up to 10 years old. Loan terms up to 96 months.

Recreational Vehicles

3.99%

Great Terms Available to Fit your Budget!

Other Secured Loans

5.99%

Easy Monthly Payments

Signature Loan

6.99%

Apply Online or Contact a Representative

Premium Line of Credit

12.99%

Get Peace of Mind and Protection from NSF's

Visa Credit Cards

8.9%

Low Fixed Rate Interest Credit Cards

HELOC

5.00%

Home Equity Line of Credit, variable rate loan with a 7-year draw period.

Home Equity Loan

3.99%

Fixed Rates. Terms up to 180 months

*Rates are Annual Percentage Rates. Rates subject to change without notice.The APR is the credit unions standard rate. The rate may vary depending on each individual’s credit history and underwriting factors. All loans are subject to approval and membership eligibility

Loans

As a credit union, we strive to live up to the reputation of offering the lowest rates. Let us help you find the best loan for your needs.

Bill Pay Contest

Enroll in It's Me 24/7 Bill Pay for a chance to win a Bose Wireless Soundtouch.

Enter the contest by logging into your It's Me 24/7 Online Banking account and clicking "Pay Bills" to enroll between July 1 - August 31, 2017.

One prize winner will be selected on or about September 4, 2017 by a random drawing from all qualified entries received by a participating credit union between July 1, 2017 and August 31, 2017. You may incur a monthly service fee for Bill Pay. See your credit union for complete details, including contest rules, restrictions and alternative method of entry. Void where prohibited by law. Terms and Conditions may apply. No purchase necessary.