The bill, which passed the House April 11, includes limiting attorney fees in AOB disputes and allowing insurers to offer potentially lower-priced policies that would not allow assignment of benefits.

The Senate, in a 21-17 vote Tuesday, rejected a proposed amendment that would have required specific rate reductions for customers who accept policies that limit or do not allow assignment of benefits.

Sen. Janet Cruz, a Tampa Democrat who sponsored the amendment, warned of the bill offering a “false consumer choice” without meaningful rate savings.

But GOP Sen. JeffBrandes of St. Petersburg, argued that numerous factors are used in setting insurance rates, including the costs of reinsurance, a type of backup insurance coverage for insurers.

Florida Politics is a statewide, new media platform covering campaigns, elections, government, policy, and lobbying in Florida. This platform and all of its content are owned by Extensive Enterprises Media.