We are committed to providing quality products
and services that will enable our members to meet their financial
goals. Protecting personal information and using it in a manner
consistent with member expectations is a high priority for us.

To ensure our commitment, we stand behind the following privacy
policy:

White Pine Credit Union will collect only the
personal information that is necessary to conduct our business.
That means just what is necessary and no more.

White Pine Credit Union will protect your personal
information. White Pine Credit Union will maintain strong security controls
to ensure that member information in our files and computers is
protected. Where appropriate, we will use security-coding techniques
to protect against unauthorized access to personal records, ensure
accuracy and integrity of communications and transactions, and
protect member confidentiality.

You will always have access to your information.
As a member of White Pine Credit Union, you will always have the opportunity
to review your information and make necessary changes to ensure
that our records are complete and accurate.

White Pine Credit Union will only share information
when absolutely necessary. We will only share information with
other businesses in order administer the products and services
we provide, or when required to do so by law.

White Pine Credit Union will partner only with
businesses that follow strict confidentiality requirements. The
businesses we select will offer products designed to enhance our
members' economic well being. Under no circumstances will we authorize
these firms to charge your account without your express consent,
and we will not sell member information to telemarketing firms.

White Pine Credit Union will offer you a choice
in how your information is used. Any member of White Pine Credit Union
may elect to keep information from being shared with our business
partners. We will inform you on how to exercise your choice, and
will take all reasonable steps to make sure your requests are
followed. Members of White Pine Credit Union also have a responsibility
to safeguard their financial information. With regards to our
Internet Home Banking site, this means protecting your access
codes and changing them frequently.

Our home banking database is a private system
operated for the exclusive use of our members. We use SSL encryption
and digital server authentication to insure the privacy of your
information when sending data between our home banking server and
your home computer.

All home banking logins are logged by the
server. For authenticated members who use home banking, we collect
and store certain information such as how often you visit the home
banking section, dates and times of visits and which pages are being
used. We use this information for internal review and product evaluation
only. We never sell, transfer or trade this information unless we
are compelled to do so by law.

We may gather and store additional information
available to us on failed login attempts and other activity we consider
a threat to our system. In these cases, we will share this information
with other companies, agencies and law enforcement officials as
we see fit.