Re: Walmart TU Score.

Part of the question was is it worth the free score. For some of us, it is. What's the price of a MyFico Tu - $19.85? Not sure about the price, haven't bought one., Have relied on app denials for my score, and fakos. Walmart is a good start for rebuilders as a first GE card. I just got one, I never shop there, but I'll make an effort occasionally to keep the card active. I've heard the store nearest me now has groceries.

If your credit and your card portfolio are in great shape, it may not be worth it, as you may not need it.

Re: Walmart TU Score.

Im not really interested in getting it anytime soon or even ever. I just trying to learn more about credit and if that TU 08 score is worth anything. Like i originally posted, who actually uses/pull this score from you?

Re: Walmart TU Score.

I ALWAYS shop at Wal-mart so the free TU fico is worth it for me. I forgot they give you a free fico since I just received the card last month. Checked mine today and it is 680. I am happy to see my score gradually increasing. I hope to reach the 700 club soon.

Re: Walmart TU Score.

Countingpennies wrote:From what I've read, the TU 08 fico is used by a lot of lenders and is more reliable that the version here on MyFico which is an older score version and not used by lenders much.

Again, I not an expert, this is what I've learned.

I believe GE Bank uses this model for its card approvals. Discover may also use this same version because when i was denied a SP CLI the score that came with the letter was the exact same one that Walmart TU had. Along with my BofA approval back in March was the same score from TU08.

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