Insurance premiums penalise some jobs

Choosing the wrong occupation could land drivers in a situation where they are paying as much as 14% of their salary, just to insure their car.

According to Confused.com, the driver savings site, doormen ranked second on the list of the 10 most expensive occupations for car insurance, paying out a whopping £3,215 on average.

This burden is made worse when you consider the average salary for the occupation is currently £23,078 – meaning they are paying out an eye-watering 14% of their yearly income to insure their car.

By contrast, professional footballers top the list of most expensive car insurance premiums with costs reaching a whopping £3,920, on average for this occupation.

But, in comparison to the average salary of a Premier League player, this is pennies. Reports suggest top flight footballers are paid £2.6 million per year with just 0.2% of this going on their car insurance. Other occupations which see a fair chunk of their salary spent on car insurance include car body repairers (12%), railway guards (8%), and coast guards (8%).

Police sergeants are deemed to be at a much lower risk of making claims due to possibly having advanced driving experience. Arguably this would make them safer drivers, therefore granting them the cheapest car insurance premiums, costing just £419, on average.

Given the average police sergeant earns almost £41,000 a year, just 1% of this is spent on insuring their personal vehicle. Similarly, chiropodists, who earn £31,000 per year, on average, pay just £464 for their car insurance – equating to 1% of their salary.

Retired people, who receive almost £20,000 a year on average, pay just £475 to insure their cars – 2% of their income, leaving them more money.