If you're looking for credit, be wary of some 'gold' or 'platinum' card offers promising to get you credit cards or improve your credit rating. While sounding like general-purpose credit cards, some 'gold' or 'platinum' cards permit you to buy merchandise only from specialized catalogues. Marketers
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This article provides background about credit. It includes tips on shopping for credit cards, using cards carefully, and keeping your credit record clean. It also explains credit reports and credit scores, how to protect your identity, improve your credit record, and what to do if you are a
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Your credit history is important to a lot of people: mortgage lenders, banks, utility companies, prospective employers, and more. So it's especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus. This website provides
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