We provide Honest, Transparent and Bespoke Advice.

A vast array of choices available.

Investment Property Loan, HMO & Consumer Buy To Let.

Property Investment Finance

There are many more options other than standard Buy to Let (BTL) lenders.
Commercial lenders have a good appetite for residential property investors,
particularly those with portfolios.

These are typically standalone transaction’s and borrowing is based upon a
bricks and mortar valuation and rental income. Several different stress
techniques are used by various lenders, the key is having the knowledge
and the access to these bespoke lenders.

Solutions are available for those property investors who want to:

Expand their portfolio

Buy property quickly at auction

Renovate existing property

Utilise existing equity in their property

Refinance onto a cheaper rate

Exit from their existing lender

Investment Property Loan

An Unsecured Business Loan could be the quick solution for your business needs.

Did you know?

40 year term available, Interest only available, 85% maximum Loan to Value, No need for income proof, Low Early Redemption Charges, 1st and 2nd charges, Rates from 2.35% (typical), Capital raising for any legal purpose.

Case Study

Tier 3 Lender – London

Purchase of New Build flat – total loan of £891k

The situation: An introducer to Commercial Expert Ltd approached us with a client he was struggling to obtain finance for. The client was a high net worth foreign citizen living outside the UK. He was purchasing a new build flat for £1,485,000 and had paid a substantial deposit already. The client had no property experience or credit file in the UK.

The solution: We approached a Tier 3 lender who specialise in foreign citizen buy to let. This lender as a Multi-National lender is able to do further searches on foreign citizens and got comfortable with the client and affordability. The lender agreed to lend him £891,000 over a 3 year term, allowing the client to get the much needed UK credit history required.

Commercial Expert Ltd is an independent, commercial whole of market loan broker, offering business funding, commercial loans and professional financial services to business across the UK.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR LOAN.

Commercial Expert Ltd is a company registered in England under registration number 06497564. Commercial Expert Ltd is an Independent Commercial Finance Brokerage, not a lender, and is Authorised and Regulated by the Financial Conduct Authority, FCA Number 698364 registered office address is Unit 24a, Parsons Court, Welbury Way, Aycliffe Business Park, Newton Aycliffe, County Durham, DL5 6ZE. Commercial Expert Ltd is a full member of the NACFB (National Association of Commercial Finance Brokers), Membership Number 08/0470/CA.

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