VUL Prospectus

Life insurance is often referred to as the foundation of a financial plan. Offering death-benefit protection, it helps protect your financial well-being from the uncertainties of life so that you can successfully plan for the future.

Each Digital Prospectus includes information regarding risk factors, fees, expenses, and investment objectives and policies. Read the prospectus carefully before you invest any money. The amount of your accumulated cash value will be determined by the performance of the Separate Account investment portfolios you select and the product's charges and fees. Which Separate Account investment portfolios are best suited for you will depend on your needs, risk tolerance, and how much time you have before you plan to start making any withdrawals. The Separate Account investment portfolios offer no guaranteed rate of return. Past performance is no guarantee of future performance.

VUL-CV2 (policy form series L135), PVUL3 (policy form series L135), VUL (policy form series LT-91), VUL2 (policy form series L101A1), VUL3 (policy form series L108A1), VUL4 (policy form series L115A1), VEUL (policy form series L122), VEUL2 (policy form series L116A1), SVUL (policy form series L114A1), AVUL (policy form series L119A1), FVUL1.1 (policy form series L121), PVUL1.1 (policy form series L135), AVUL (policy form series L126), VUL-CV (policy form series L135), and VUL-DB (policy form series L135) are issued by Midland National Life Insurance Company, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products, features, riders, and issue ages may not be available in all states. Limitations or restrictions may apply.

Variable products are distributed by Sammons Financial Network® LLC, member FINRA. Midland National® Life Insurance Company and Sammons Financial Network® LLC, member FINRA are affiliated companies.