I recently had to cancel a trip due to bad weather where the flights were cancelled. I had accommodation booked through AirBnB with a landlord who does not offer refunds.

After cancelling the trip, I requested a refund due to the circumstances being beyond our control and we were offered a 50% refund, which I am happy with. However, my travel companions are unhappy with this and want me to seek a full refund.

Is it possible to claim on my travel insurance when I have already been offered a part refund from the landlord directly? I’m not sure whether it’s worth doing as the amount is (in my opinion) not enough to be worth claiming but my companions are asking me to do this so I want to check where I stand.