General Liability

Commercial General Liability (CGL) is a standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.

General Liability provides coverage for the liability incurred as a result of operations, rather than by auto or truck. This would include liability for yard and office premises as well as any other operations such as warehouse, grading, product manufacturing, etc.

With so many restrictions on these policy forms, it is vital to make sure you have the right job classifications listed on the policy form.PTS Insurance can help you review your current operations extensively to avoid any potential gaps in coverage.