Commercial Umbrella Insurance

If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event. Contact A Insurance Agency For You today about a commercial umbrella insurance policy.

Montana – What you need to know about commercial umbrella insurance

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, A Insurance Agency For You recommends that your business insurance program include this coverage.

What is Excess Liability Coverage?

This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.

Who needs Excess Liability Coverage?

Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, significant public exposure.

Talk to A Insurance Agency For You today about your business operations and we can advise you what kind of liability coverage you need to protect yourself and your company. Just give us a call at 406-287-2900 and we’ll help make sure you’re covered.

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Testimonials

“Sheri,
Gabi and I would like to THANK YOU for all your help with our disaster. Thanks to you we feel that our loss would have been much greater if not for your foresight in arranging our policy. When we changed from our old agency to yours that was the best thing we could have done. You took the time to compare policies and put together a new policy that had better coverage for a comparable premium. We appreciate you Sheri and all you have done for us. All your check-up phone calls and even going the extra mile by amending our policy after the fire to make sure we had coverage during our catering events. You truly made a difference in our lives.
Thank you very very much.”