2 To receive interest free days on your everyday MasterCard purchases, you must pay your balance in full every month.

3 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases, Coles Group gift cards and iTunes cards).

4 Receive free delivery each time you spend $100 or more, after savings and discounts, with a Coles MasterCard at shop.coles.com.au. Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related product purchases and remote delivery orders. To see if we deliver to your area, visit shop.coles.com.au and enter your postcode. Normal delivery terms and conditions apply.

Coles No Annual Fee and Rewards MasterCard awarded 5 Stars by CANSTAR for outstanding value in 2014 based on General Rewards and Cash/Voucher Rewards with a $12,000 annual spend. Coles Rewards MasterCard awarded 5 Stars by CANSTAR for Credit Cards and Innovation in 2012.

The fastest way to collect flybuys points

A new Coles Rewards MasterCard lets you collect 2 flybuys points for every $1 you spend1

If you are deaf, or have a
hearing or speech impairment:
Contact us through theNational Relay Service and provide the NRS with the Coles number you wish to call.
For more information, visit the National Relay Service website.

Interest rates and fees and charges apply and are subject to change. Credit card applications are subject to Wesfarmers Finance Pty Ltd credit approval. Full Contract Documents and Credit Guide (including Conditions of Use) are available here. Coles Pay Tag is a trademark of Coles Group Ltd. Use of Coles Pay Tag is governed by the Coles MasterCard Credit Contract Conditions of use.