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CGU Life is slashing term insurance and mortgage protection rates.The biggest cuts are for smokers. A 25-year-old fem ale smoker can takeout mortgage protection on a £70,000 loan over 25 years for £5.43 a monthwhich means a 42 per cent cut from £9.35 a month.A 35-year-old male smoker can take out a term insurance policy […]

I felt I had to write to just chip in to the debate on Misys absorbing theIFA Network.I have a great deal of respect for the personnel involved but I have toconfess that I have always had an antipathy to monolithic organisations.I know that “I would say this wouldn&#39t I” but I really do believe […]

Super-network and software giant Misys has made a ser ies of managementchanges aimed at consolidating expansion of its IFA networks.It says the changes will provide a platform for future development.A number of the appointments are at the recently formed Misys IFA Serviceswhich is designed to supp ort the company&#39s networks Countrywide, FinancialOptions Group and Kestrel.Misys […]

Legislation underpinning the FSA will not come fully into force until 2001because the regulator needs more time to define its day-to-day role, saysthe Treasury.The Government and the FSA say the recent huge raft of amendments tabled bythe Conservatives in the House of Lords is not to blame for the delay.The process will take longer because […]

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Ahead of his appearance at Money Marketing’s flagship conference, Money Marketing Interactive, this April, Helm Godfrey chairman Danby Bloch looks at getting graduates into advice and making adviser the ‘go-to gurus’ of finance What should we be doing to get more new advisers into the profession? There’s no quick fix, but there are lots of […]

The way centralised investment propositions run today is far from perfect. So where do we go from here? There should be a name for the rule of thumb that says, just as the retail financial services industry reaches some consensus that something should be done a certain way, it all starts falling apart. In fact, […]

A look at the important take-aways from the senior manager regime’s previous implementation for those beginning their own preparations The forthcoming extension of the Senior Managers & Certification Regime represents the next major regulatory change that gets to the heart of a firm’s culture, governance and operational considerations. SM&CR implementation will not be a one-time […]

21st January 20193:05 pm

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