tag:blogger.com,1999:blog-79961386610020936452017-07-24T23:35:59.759+05:30Jaspal's BlogJaspal Kahlonnoreply@blogger.comBlogger30125tag:blogger.com,1999:blog-7996138661002093645.post-31847266778889736312013-11-24T20:59:00.001+05:302013-11-24T21:05:15.494+05:30The Other Side of Things...
There is always the 'Other side' of events that happen in our life. With experience most of us become more prudent to realize this reality.
Our elders were not wrong when they said, "Its the youth in you that wants to take risks, experiment and experience." Till we are parents ourselves, we don't get to know what our parents thought when we sought our own way and defined our own Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com1tag:blogger.com,1999:blog-7996138661002093645.post-64328266185181194842013-11-04T09:47:00.001+05:302013-11-04T09:47:45.140+05:30Learning to Exercise
Exercising
does not come naturally to most of us. A very subjective estimate may go like
this-
<!--[if !supportLists]-->- - <!--[endif]-->90%
never exercised and believe they do not need to;
<!--[if !supportLists]-->- - <!--[endif]-->5%
think only overweight needs to exercise;
<!--[if !supportLists]-->- - <!--[endif]-->of the
remaining 5% less than 1% is Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-5973324759180878032013-10-18T18:06:00.001+05:302013-10-18T18:06:23.838+05:30Indecisiveness is good?
All
our actions in life are goaled towards ‘Certainty’. The more we have it the
better we feel. However, indecisiveness is a personality trait that is common
across most of us unless it is chronic. We are indecisive about which course of
action to take. Our preferences swing like a pendulum between choices at hand. As
per Behavioral scientists indecisiveness emanates from the need to Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-15552014857595119412013-08-17T22:03:00.001+05:302013-08-17T22:08:21.729+05:30Forgetting Fear and Winning Uncertainty
Uncertainty breeds fear. Despite all our strengths and preparation to face a situation in our lives, factors beyond our control exist as roots of uncertainty. Our perceptions, beliefs and past failures build upon such uncertainties to have a full fledged fear with deep roots inside us.
Significance of factors beyond our control vary and hence possible impact these factors have on the 'Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com1tag:blogger.com,1999:blog-7996138661002093645.post-2132076612080003702013-08-10T18:53:00.001+05:302013-08-10T18:59:45.192+05:30Leverage and SMEs- Is capital structure of any relevance?
Optimal mix of debt vs equity helps define the hurdle rate while taking capital expenditure decisions. Choice of capital structure; its optimal level compared to equity and how and when companies churn their capital structure has been researched widely in academic research.
While reviewing the relevance of capital structure for Indian companies due consideration to constraints to financeJaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-49085284053496113512013-07-28T21:45:00.001+05:302013-07-29T07:06:08.823+05:30CHANGE IN MY LIFESTYLE- Exercising my way to a new life
Going for a preventive health check-up was an impulsive decision last year in March-2012. I was sensing some discomfort in my overall fitness and well-being. Finally, the trend to go for a preventive health check-up caught on me.
I was never so unfit in my life. I have a past of a sportsman. I did some rigorous cycling during my college days. My fitness levels were- weighed 65 Kg (for a 5ftJaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com2tag:blogger.com,1999:blog-7996138661002093645.post-70628669628457941852013-06-02T22:52:00.001+05:302013-06-02T22:53:42.808+05:30Why you should not look for a new job?
People end-up searching for a new job for varied reasons. While they have a convincing rationale to explain others, they fail to realize the exact reasons within and evaluate them thoroughly. Money is one of the key factors they often get carried away. Forget evaluating reasons for change, most of them fail to decode the new company's CTC structure which may be hiring them under pretext of Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-46465320081469811552013-01-06T17:53:00.001+05:302013-01-06T17:53:12.291+05:30Trending on New year eveOn new year eve, listed below are some trends that I sensed or hypothesized to turn into reality in coming years...1) Market for small cars is shrinking. SUVs are a fascination. Good to see that manufacturers had to customize the SUVs to fit Indian customers' budget. Last year it was XUV 500 and this year DUSTER. 2) Indian Women may have to be more patient before she gets her rights- the wait Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-77880054013828819712012-09-24T22:55:00.001+05:302012-09-24T22:55:12.344+05:30Apps to be disciplined and stay healthy
On Health and fitness front:
Taking up cycling after almost 16 years was a totally different experience. Back then in 1993 we were restricted to using speedometers installed on our bicycles that tracked the speed and distance to be precise. And most of us never afforded the gadgets. I had not even heard about mobile phones then. Also, in those days rarely anyone would have spent INR 7.5 K to 20Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-26265854996331990102012-09-06T23:00:00.001+05:302012-09-06T23:00:47.760+05:30Limited role of non-financial stakeholders? Financial decisions (funding of firm's investments) interact with overall strategy of the firm. The role of stakeholders assumes significance since a firm continuously engages with its customers, suppliers, employees (including prospective ones), lenders and shareholders. Each of them having their own objective for being associated with the firm. Customers expect the firm to service its Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-48853689495758539122012-09-02T20:30:00.001+05:302012-09-02T20:51:32.934+05:30Motivation for my research topic
I have struggled hard to work on my research topic due to lack of focus, time and motivation. My attempt below is to document the three key motivators to continue to pursue my research topic on capital structure theories:
1. Study of capital structure is a complex due to involvement of multitude of factors that vary within firms over time, across industry and across countries. Majority Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-66942847049057408952012-04-28T23:13:00.001+05:302012-04-28T23:13:25.919+05:30Right workplace"Workplace is place of worship. We work hard at this place to achieve our goals that we set ourselves to achieve. Some of us are employers while others employees but basic characteristic of a work place remains the same." If what is stated above is true why do we keep hearing of companies trying to set-up amenities at workplace that prompts the worker to show at work for longer hours? May be Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-28403772990865886642012-04-08T12:52:00.001+05:302012-04-08T12:52:04.903+05:30Failed Economics of retail in IndiaOffering organized retail as a choice of shopping for extra price-sensitive Indian consumer was never going to be easy. Failing to attract enough footfalls into their stores, the road ahead lies in effective positioning and branding. Will the sector get there? Few years back all looked upon organized retail as the next big thing in Indian economy. Players like Reliance, ABRL, Shubiksha launched Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com1tag:blogger.com,1999:blog-7996138661002093645.post-65083288776796911792011-11-24T22:34:00.001+05:302011-12-24T17:05:26.085+05:30Approaching Due Diligence
Due diligence is a critical step to rope in an investor into the company.
The hunt begins when 'need' for external money is felt. Though with due considerations to set norms of approaching an investor, 'want' of it may not be synonymous with the 'need' felt. Agreeing on a valuation, post first-hand understanding of the business is at times a sticky issue. All the academic research on arrivingJaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-56198971546847969062011-07-09T16:48:00.000+05:302011-07-09T16:49:01.890+05:30Where are the old guys?Despite being employed with a manufacturing company for last 6 months, I am yet to meet an employee of age greater than 50 yrs whether in my or other companies that I visited. My office is located at Udyog Vihar, Gurgaon and I pass through the BPO/Service companies' office cluster at Cyber Greens. Assuming my eyes have not got biased to only look at young, I rarely saw employees who would be in Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-52749838668365463402011-07-03T12:35:00.001+05:302011-07-03T12:35:20.163+05:30INVESTMENT WORLD : Is it better to rent a house or buy one?Finally in addition to my calculator (rent vs buy), the article in Business line (July 3 2011 edition) talks in detail about the trade-off between rent vs buy. Given the fact that most of us are very poor savers, real estate investment may be an option but tenure of loan is for sure dependent on current savings and future expected growth in income. http://www.thehindubusinessline.com/Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-79554940919090162912011-06-28T21:31:00.001+05:302011-06-28T21:31:02.958+05:30PE investments into food/snacks segmentFinally, our favorite snacks/namkeens get their due. As layman we all knew that its a profitable business once it takes off.I read about 2 such deals: Prakash Snacks has been selling its snacks under brand Prakash Namkeens for long. I knew about them in Indore. Akash Namkeen, run by the other brother of Prakash is equally profitable and popular. Indore a fantastic city in MP is known for its Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-70090688973925679982011-06-19T11:38:00.001+05:302011-06-19T11:38:30.524+05:30Corruption, Inflation & Monsoon worriesCorruptionI am not very supportive of Lokpal bill. Its need questions the viability of our constitution. Do we not have systems within current set-up that check this? All the credit to unearth the corruption cases- Bofors, Hawala, Fake stamp paper, 2G, Common wealth etc. should go to only to our democratic set-up where judiciary and investigating agencies are independent enough to act. I do not Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-49537477871072489882011-06-13T23:18:00.001+05:302011-06-13T23:18:34.113+05:30Proud user of Kinect (XBox 360)This note is not impulsive but post a thorough evaluation and experience of XBox Kinect.I had first experienced Kinect when my colleagues carried it to our office to experience it. This was sometime in November 2010 when Kinect was not launched in India. Since then I had been planning to buy it for my kids. I believed they may enjoy it for sure. I was not sure if we as adults would be able to Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-36750211576498960572010-12-31T17:08:00.002+05:302010-12-31T17:13:41.255+05:30First 10 years of 21st centuryA year passes by but we realize it only at select times- on key festivals, birthdays or Dec 31. This year is also an end of a decade and recalling some of the developments witnessed as a citizen of India can be a good idea. An attempt at highlighting some of those developments and how they impacted my life- a common man.
First the global ones:1. 9/11 shocks US and world. Tragedy highlights how Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-70053429860811290582010-12-25T11:41:00.002+05:302010-12-25T11:46:07.143+05:30Our Prime MinisterWhen I was a student at DAV College Chandigarh, Manmohan Singh was then the finance minister of India and was termed a 'hero' for bringing about reforms in Indian economy. I was fortunate few to receive award as a sports person from him.
Those days he was more of an economist and less of a politician. I know, and for obvious reasons, that even politicians need economists who build some Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-36574704557860585922010-12-20T12:25:00.000+05:302010-12-20T12:25:44.552+05:30Buying vs renting- excel-based calculator
Snapshot of the excel tool
"Why have you not yet taken a housing loan? Its high time that you go for one. Interest rates are low, economy is growing and you are anyways nearing 40s. Banks may not extend you a 20 year housing loan once you are 40." said X. "I fail to comprehend multiple variables at play in deciding whether to buy a house today or continue to stay on rent." said Y. "Also all my Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-36002165089592606352010-12-15T18:07:00.001+05:302010-12-15T18:08:44.514+05:30Crude threat for Indian EconomyEmerging economies seem to be far more complex and difficult to manage compared to developed ones and Indian economy is just the right example. Just when the economic pundits and RBI were reading 'end of trough phase' of business cycle, challenges in form of trade deficits, appreciating rupee, high inflation and international shock in the form of crude price increase re-surface.
No way do I Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-74802203833890407922010-12-05T18:34:00.001+05:302010-12-05T18:34:36.700+05:30Idea and Radia..A. Telecom Service providersIs new logo of Airtel is aimed at re-positioning the brand in wake of launch of 3G services in India? Was it really required when its not very different from a combo of Videocon's and Vodafone's except catchy tune that is a ring tone for many of us? A better spend of shareholders' money would have been to extend a better price on 3G services. A majority of Indians may Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0tag:blogger.com,1999:blog-7996138661002093645.post-5733708500435566912010-12-03T12:20:00.001+05:302010-12-03T12:20:14.461+05:30NDNC- Unexpected calls are good at timesWithout even questioning if current NDNC (National Do Not Call) is effective or not. I know my mobile no. has been sold to almost all major real estate brokers in Delhi, insurance companies, banks. While real estate brokers are stopping at just messaging 5-7 times in a day for a hot property for sale, banks and insurance companies give a call hoping that their prey gives in this time. They are Jaspal Kahlonhttps://plus.google.com/112936475300442957856noreply@blogger.com0