Heavy snow, wind and rain have contributed to winter weather damage costing £600 million per year in the past few years, according to M&S Money. Although Insurance is useful for combating storms and adverse weather, we also need to maintain our homes.

When it comes to buying home and contents cover, there are now a wide range of ‘add-on’ products to choose from but not all of them offer value for money. We look at the extras you can afford to ditch.

A good inventory helps renters avoid disputes when the time comes to claim money back. But the current system isn’t fool proof. We’ve spoken to the developer of a new app that could revolutionise the lettings market

Contents insurance is a must have for any homeowner or renter but for plenty of people the value of their possessions is a guess. Should you cover your clothes? Furniture? Carpets? Or what about kitchenware?