Did you know that within each business owner there are actually three personality types, and depending on who you are as an owner, one of the three will be more dominant? Did you also know that depending on which personality type is dominant, that you can predict the types of problems or setbacks that you will have in your business?

Have you ever made the decision to use a planner, just to go out and buy one, use it for a solid month or two and then totally slack off come month three? There is sits, unopened and unused as it starts collecting dust on your desk for weeks on end.

Ever find yourself facing the proverbial monkey wrench that life loves to throw at you just when you were starting to catch your stride? Perhaps its more often then we'd like to admit, with the monkey wrench ranging in size, from small and petty to large and totally destructive. And for some of us, these wrenches do not just wreak havoc in our lives, they tend to do some serious damage within us too.