What’s your excuse for not buying a home while the interest rates are at all time lows?

1. “I can’t afford a down payment!”
With FHA, buyers can purchase with only 3.5% down. With VA, buyers can purchase with zero down.

2. “It’s less expensive to rent!”
Not with interest rates this low!

3. “I don’t have perfect credit!”
Just because you have a few dings on your credit report doesn’t mean you won’t qualify for a mortgage.

4. “Now is not the time to buy!”
There may never be a better time to buy!

5. “I can’t fit a mortgage into my budget!”
Call a lender and find out for sure.

6. “The mortgage process is intimidating!”
Buying your first home should be exciting, not frustrating. Your RREA Realtor and in-house lender will work together to get you through the process without the headaches!

A native of Columbus, Georgia, and a graduate of the University of Georgia, Shannon has lived in the Houston area since 2004. She holds over nine real estate Certifications and Designations. Shannon is the host of "Houston Real Estate Radio" on am700 KSEV in Houston.