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Lorry Insurance Critical Due To Relaxed Working Hours

Published: 17/01/10

Lorry insurance is a crucial part of any transporting companies infrastructure. This type of insurance needs to cover the employees, the vehicle, and the equipment or goods, being transported or hauled. Most of the time, this insurance will include special cover for fire and theft, although it is important to find this out at the time of obtaining lorry insurance.

Being fully covered is of extreme importance even though the monthly premium may cost a little more. If you are a lorry driver or you operate a lorry business, you will need to ensure your policy covers insurance for:

• Goods in transit – covers damage or destruction of goods
• Public Liability – accidents involving clients and the public will be covered
• European Insurance – covers those lorries that need to travel abroad to deliver or haul goods

Public liability insurance has never been so necessary, especially if the relaxed hours for drivers of Rock Salt come into play, as has been expected. With drivers on the road for longer periods of time in these harsh weather conditions in the UK, there is a greater danger for people safety and work safety.

Driving a lorry is demanding work, any extra hours worked may lead to accidents and mishaps that could have been avoided. If your lorry company is covered in regards to public liability, then you should have no problem. You would be urged, however, to ensure your drivers do in fact have adequate rest and are not pushed to their limits. The safety of the public, and of their co-workers, could possibly be at risk with overtired and overworked employees.

It is fortunate to see that the required rest time of 45 minutes for every four and a half hours of driving will remain strictly enforced. This should help to alleviate some concerns.