Credit Union Mortgage Advantage

Purchasing or Refinancing a Home?

Contact your Credit Union first!

Your Credit Union has partnered with Credit Union Mortgage Association (CUMA) to offer both fixed and adjustable rate first home mortgages with terms up to 30 years. CUMA is a full-service mortgage company owned by credit unions and dedicated to serving credit union members. Here's a sampling of loan programs available through your Credit Union and CUMA:

Conforming and Non-Conforming Primary Residential loans

Residential Investment Property loans

Fixed-rate loans (10, 15, 20 or 30 years)

Adjustable-rate loans (3, 5, 7 or 10 years)

FHA and VA loans

Reverse Mortgage loans

No-Cost Prequalification Counseling!

Get pre-qualified before you start looking at homes. You'll be able to find the price range that best fits your budget. We will advise you on the documents you'll need to have ready when it's time to process the actual loan application. You may even be able to afford more house than you thought!

Apply In Person or Online… You Decide!

If you're more comfortable talking face-toface, our in-house Mortgage Counselor can set up an appointment to discuss your lending needs. We're here to take the mystery out of mortgage shopping and provide you with peace of mind throughout the entire process.