Broker opinion is split -- following news that CMHC is considering banks to pay a deductible before mortgage claims are paid out – with some believing the move will lead to more careful underwriting and others thinking it could result in higher fees for clients.

Great people throughout history often fail, quite miserably, before finally reaching their goals, says international business strategist Dan Waldschmidt, who highlights the importance of not giving up at the first set of hurdles.