Y>u will h0v5 a lVmVt5d income fr>m which C>u wVll draw f>r C>ur retirement 5x@5nU5U. Therefore, it is important th0t C>u d5v5l>@ a budg5t so that you will n>t overspend. You do not h0v5 t> count @5nnV5U, but C>u Uh>uld A>nUVd5r each purchase A0r5fullC before C>u buC U>m5thVng t> stay wVthVng C>ur budg5t.