Visit David Smith

Postal address

About

Qualifications

Memberships of professional organisations

Completed Exams, Institute of Actuaries, Sep 1997 – present

Expertise

Primary topics

Actuarial Science

Demography

Additional topics

Health Insurance

Non-life Insurance

Industries

health care

insurance

Research

Over the last three years we have mainly published papers on developing new methodologies of predicting changes in population sizes and in addition looking at developing products to tap into the housing wealth of the UK population to help fund long term care needs.

Research topics

Projection of Population Sizes

We are currently investigating projecting populations by looking at changes in survival rates and expectation of life rather than the more conventional changes in mortality rates. We find that the trends in survivorship are often more stable than mortality rates and are also more understandable for the general population, including those who work in Government policy areas.

Funding long-term care and pensions

We have been investigating the role of personal savings and in particular housing wealth may have in terms of funding long-term care needs in the UK and the role of Government in facilitating these potential products

Determining Medical Care Required by Disease Diagnosis

By analysing the medical needs of a population, subdivided by the diseases they are diagnosed in having, predictions about the cost of future care can be determined. On an individual basis this research can be used to price certain health products and on a population basis, when combined with the projection of population sizes, can be used to plan the costs of State health care.

The impact of retirement villages on mortality rates

We have recently started investigating the potential impact on mortality rates of living in retirement villages. The argument that these villages can provide a more sociable environment as well as medical facilities should reduce the mortality rates of the population residing there.

Working papers (2)

Mayhew, L. and Smith, D. (2006). Using queuing theory to analyse completion times in accident and emergency departments in the light of the government 4-hour target. London, UK: Faculty of Actuarial Science & Insurance, City University London.

49th Actuarial Research Conference. (Conference) Santa Barbara, USA (2014). Paper: On the Decomposition of Life Expectancy and Life Expectancy and Limits to Life.Author: Smith D.A.Co-authors: Mayhew, L.D.

British Society of Poulation Studies. (Conference) Swansea, Wales (2013). Paper: On the decomposition of life expectancy and limits to lifeAuthor: Mayhew LCo-authors: Smith, D A

48th Actuarial Research Conference. (Conference) Philadelphia, US (2013). Paper: Personal Care Savings Bonds - A New Way of Saving Towards Social Care in Later LifeAuthor: Smith D ACo-authors: Mayhew, Les

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