Water can damage your home in many ways. Do you know if you are covered? What if a pipe bursts in your wall or you are subject to flood damage? How about if your toilets back up or a tropical storm comes through? Some types of water damage are included in your home insurance policy, however, some are not. Water & sewer back up typically must be endorsed onto your standard policy. Flood coverage must be purchased on a completely separate flood policy. The following water damage video from the Insurance Information Institute provides a useful recap of some common water damage scenarios and if they are covered or not by insurance.

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