Home Equity Loans

We're putting your home to work for you.

A home is most peoples biggest investment. With a home equity loan you can tap into that investment.

Countryside FCU has three types available that use your primary residence as collateral. Interest may be tax deductible, please consult your tax advisor. Ask for current rates and a complete disclosure which details all the terms and conditions.

Home Equity Line-of-Credit

Minimum line $10,000 - maximum $100,000 to qualified applicants. A variable rate line-of-credit, to be used for current and future purposes and is based on the amount of equity a member has in their home. With or without closing costs, ask for details. Renewable after 5 year draw. Rate adjusted quarterly. Accessible through Touch Tone Teller and Home Banking.

Home Equity Fixed Rate Loans

Closed-end for a minimum loan of $5,000 - maximum $100,000. A fixed rate, closed-end loan to be used for multiple purposes. With or without closing costs, ask for details.

Equifast

A closed-end loan for the purpose of purchasing a vehicle or boat. Minimum $5,000 - maximum $50,000. This type of loan carries a low fixed rate, with terms up to five years on vehicles and 10 years on boats.

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.

Credit Cards

No matter which card you choose, you'll enjoy important features like: EMV smart chip technology for added security, and mobile purchasing capability.

Countryside Federal Credit Union has proudly served our neighbors in the Central New York community for generations. Countryside is your local credit union near Syracuse, NY. We're here for every part of your life. Whether it's your day-to-day money management with checking accounts or savings accounts, or helping turn dreams to realities with mortgages, student loans, IRAs and more, Countryside is by your side.