Blue Cross-Blue Shield fined $125,000 after 'market conduct exam'

North Dakota’s Insurance Department has fined Blue Cross Blue Shield of North Dakota $125,000 after a 16-month “market conduct exam” found it had improperly denied certain claims and failed to report some insurance fraud.

Insurance Commissioner Jon Godfread said the focus was on mental health and substance abuse claims. He said a lot of the problems came in disagreements over the level of treatment.