Water Damage

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Water Damage - Prevention is better than claim

Escape of Water claims often start with a small leak and end with the property being uninhabitable, and in recent years we have seen a dramatic increase in the Channel Islands.

These claims are costing insurance companies many millions of pounds, and they could affect the premiums and water damage excesses paid by property owners.

Your insurance will normally cover a move to alternative accommodation, but compensation cannot fully cover the impact of being unable to use your home for weeks or even months – and the permanent damage to treasured possessions.

At Islands, we want to people to be aware of the risks, and to think about prevention.