What is Kynect?

A: It is the Kentucky health-insurance marketplace being established as part of the Affordable Health Care Act. Open enrollment starts Oct. 1 and coverage starts Jan. 1.

For those who may have difficulty with the cost of health insurance, Kynect has payment assistance that can lower monthly bills and discounts on out-of-pocket expenses like deductibles. Plus new Medicaid rules mean that many who weren't eligible before can now get it.

Final rates haven't been settled, but Kynect estimates an individual making $20,000 can get coverage for about $67 per month, while a family of four making $80,000 can get health insurance for $634 per month.

Louisville, Kentucky • Southern Indiana

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Courier-Journal reporter Darla Carter manages "In The Prime," a collection of news, features, videos, data and blog posts designed to help you thrive as you age. A longtime writer of the Thursday Health & Fitness section, Darla will find and post stories, blogs and news items every day on health, fitness and nutrition – all intended to help keep you and your family healthier. She is a Louisville native and graduate of Western Kentucky University.• Contact Darla with story ideas or feedback