Main navigation

Title Loans in Galt, California

Are you struggling to stay ahead of the bills but keep finding yourself further behind than ever? Are you curious as to what online title loans are but have never actually pursued one? You will be pleasantly surprised at just how easy it is to get a title loan from Platinum Lending today by using your car title as collateral. You can apply for title loans in Sacramento, California day or night, and you can do it all from the convenience of your own home.

We have all dreaded that 3 a.m. phone call that tells us that a relative has died or that someone we love has been in an accident. You may not have the cash that you need to go to the funeral or take off of work to care for the person who was hurt in the crash. You may also have bills that are overdue or need to buy textbooks for college. That is when a Galt title loan can help. You will also be eligible for title loans without a job if you are in between careers at the moment. These short term loans are perfect for many reasons and allow you the extra cash to take care of issues when they arise.

Rules for Title Loans Galt

When you apply for title loans in Galt, you will be charged an interest rate. However, California loan states that any interest added onto consumer loans under $2,500 cannot exceed 30% per year. Lenders cannot compound the interest on any title loan that is under $5,000. Lenders in Sacramento must also prominently display their interest charges, as well as any other fees that you may have to agree to before you sign the title loan contract. Lenders cannot accept any type of real estate, such as a motor home that is used as a residence, in exchange for a Galt title loan.

How to Apply

It’s very simple to apply for a title loan with Platinum Lending. The online application can be filled out from your home or office computer, or even your smart phone. You can fill it out day or night, and you are under no obligation to accept the loan, so you can see what amount you will be getting before you decide to proceed. You will need to provide your:

Name

Address

Phone Number

Zip Code

Make and Model of the Vehicle

Mileage

Remember, you will always have complete possession of the vehicle. At Platinum Lending we only need the hard copy of the title to qualify you for a loan. Once you fill this information out, simply hit submit and within minutes you will receive a quote for how much your vehicle will qualify for as a title loan.

What’s Next?

After you decide to proceed, a representative will be in touch with you shortly to discuss the rest of the loan process. From there you will only have to wait until the money is deposited into your account, which generally takes less than a day. That’s it! The money is available for you to use for whatever you would like, whether you need it for overdue bills or even a much needed break on the beach. It’s really that simple to get title loans in Galt!