Morris firefighters and crews from neighboring agencies were on the scene until about 3:30 a.m. It was not clear how the blaze began, but its cause did not appear to be suspicious.

Fire officials determined there was about $200,000 in damage, based on the cost to rebuild the home and replace the occupant's belongings, Steffes said. He added it's important to ensure residents' homes are properly insured in cases of large-scale fires.

"You’d hate to have your house destroyed by fire and be short in replacing it," Steffes said. “It doesn’t take long for the cost to go up.”