The following guide is to assist you in deciding on a suitable Sum Insured for your Household Personal Belongings being moved.

It is always best to over estimate the amount being moved using a "New for Old" value as a guide particularly for items such as Furniture, Electronic Equipment, Kitchen Utensils, Clothing, Gardening & Sporting Equipment, where costs to replace a like for like item may vary to when you purchased them

Our Insurance pricing may not vary greatly if you were to increase the Contents value from your original estimate, so please consider this when you are obtaining a Quote.

Its recommended that with items such as Artwork, Antiques or Curio’s, that you have copies of recent valuations (within 5 years) or receipts that evidence ownership and a better description of such items should it need to be recalled following a claim being made.

Categories

Value $

Furniture:

White Goods:

Electrical & Computer Equipment:

CD's/Records/Tapes/Games etc:

Musical Instruments:

Glassware & Lightfittings:

Soft goods:

Artworks/Antiques/Curios &/or Items of a Valuable Nature:

Tools & Garden Implements:

Outdoor Equipment/Settings:

Sporting Goods:

Other:

Sums Insured:

Property that can be excluded from the above list which is excluded by our policy are;

money, cheques or other negotiable instruments

animals, birds, fish, insects, reptiles or spiders

trees, shrubs and plants

motor vehicles (including motor or trail bikes) whether they are capable of being registered or not

caravans or trailers

boats and other watercraft

stock and tools of trade belonging to your business unless the particular excluded item(s) is (are) specified on the schedule as covered by way of endorsement.