Where do I start - this company advised they were going to call me back at an agreed time. Did I receive the call. Yes at 8.30am the next morning when I had requested the call to be for 7.30pm the previous evening. I am a 1st time buyer and was looking for all options available. I spoke with an "experienced" mortgage consultant who didn't seem to have a clue what he was talking about! I could've found out more by stopping someone in the street. All in all a very bad service received from this business and would recommend you to avoid!