The latest Barclaycard consumer spending data has been released this morning, showing that consumer spending grew 3.3% year-on-year in November, with spend up 11.3% in pubs.

Spending was also up at restaurants (8.3%), with the hospitality sector enjoying increases despite the retail industry seeing declines.

November’s ‘subdued’ figures reflect a cautious mood amongst consumers, according to Barclaycard, who also reports that 52% of UK adults now say that they have confidence in their household finances – the lowest level recorded since the business began tracking this data in 2015.

Non-essential expenditure also saw a drop last month to 2.9% growth, the lowest level since March this year.

This decrease is also reflected by just 40% of Brits reporting they feel confident in their ability to spend on non-essential items.