RIP OFF.

To say that England is expensive is a bit of a understatement, its like saying hell is warm, living in England is not expensive, its a fucking RIP OFF, Income tax, VAT, National insurance, high petrol prices, high food prices, even our water is expensive and sold to us by corporations. Is it just me or is anyone else sick of being ripped off?

My family were ripped off by millionaire corporations when we were in business, corporations like Persimmon home and Taylor Woodrow, my parents were then taken ill and then ripped off by the health insurance they purchased from Lloyds TSB, they thought they were protected, unfortunately for them they were not! as if that is not enough they were then ripped off again by the bank costing them nearly £80000. By know they are both ill and my mom was blind but that does not stop Mortgages PLC from giving them ridiculous advice and later charging them £64000 of which £54000 was interest in 18 months.

Then we have bank charges of up to £200 per week and phone bills, recently I was charged 50 pence per minute by my mobile phone company for phoning a “free number, 0800”. When I first had broadband connected in 2007 it was costing me £10 per month now its £30 per month, granted the connection is faster but all that does is allow adverts on every page, in 2007 we did not need super fast broadband because internet pages had less adverts, therefore there was less information for the computer to load.

Recently I have been ripped off by YouTube, they first show that they owe me $12000 the week before they are due to pay they clear my estimated earnings to 34 cents, that’s for 14 million YouTube views along with adverts before the video, at the bottom of the screen and on the side bar, due to false claims by companies like BBC, News corp and others.

Gas and energy are ridiculously high, there is one thing in Britain that does not go up as fast as our food and petrol prices do, and that is our wages. No wonder they call Britain rip off Britain, the most concerning thing is they do all this for ONE SIMPLE REASON.

That reason is to protect the super rich and the corporations they own! they allow corporations and the super rich to carry on making huge profit, avoid paying tax, receive cheaper or even free labor and effectively slave us! Its time to stop this sick government before they are literally charging us to breathe and cutting off peoples air supply for not keeping up with payments.

The Bromford living RIP OFF.

In December last year me and my family moved in to a Bromford living house, after private renting for 10 years, we moved because our old house was damp and on a busy road, and with the building trade nearly dead we could no longer afford the rent the landlord wanted. They handed us the keys in November but we were already contracted to our old place until December, “not a problem” a Bromford living adviser told us, “back date the housing benefit and they will cover you on two houses for the month you move”, this turned out to be bad advice as back dating the housing benefit was not allowed, meaning we are in £450 debt before we even move in.

We was happy with the new house and we had no complaints about Bromford living at all, we agreed to pay back the £450 that the benefits would not cover, there were no problems at all, other than dodgy plumbing left before we moved in caused a leak, ruining a new carpet that we had just paid £200 for.

We kept up payments for a few months until the week my girlfriend was in hospital having a baby, that week we did not pay, we had not even got home when the phone rang, it someone from Bromford living chasing a £30 payment, they can hear the baby screaming in the back of the car, my girlfriend is to polite but they insist on talking right there and then, I snatch the phone from my girlfriend and say “Stop harassing us” and hang up.

Two days later we get a letter threatening extra charges of £150 or eviction if they do not receive the payment, and all this over £30! they still received their rent. They come around our house every 3 months ticking boxes and looking around, they give us a red warning if we residents are very naughty and they want us out, amber if we residents are sometimes naughty but sometimes good and a green if we are really good, what next? Well done stickers and naughty corners? For the record we are on amber due to the £450 arrears that was added before we moved in.

Since moving in to our Bromford living house we have had nothing but problems with them so many problems I made a list.

1. Poor plumbing done before we moved in caused a huge leak ruining a brand new floor.

2. Bromford living advisers do not want to talk about replacing the floor or paying us damages, instead they would rather talk about useless work programs.

3. Bad advice from a Bromford living representative lead to us being in debt before we even moved in.

4. They threaten court action and eviction because we owed the £30

5. They tell us to contact them but their 0330 costs ridiculous amounts to ring on my mobile phone, in fact one call to a “free” number (not Bromford) cost me £15 pound!

So I give Bromford a red warning, threatening to make families homeless over £30 shows the greed of Bromford living and other housing associations around the UK.

THE SEVERN TRENT WATER RIP OFF.

Yesterday I received a bill from Severn Trent Water, I was shocked to see my bill was £800, so I phoned them. Little did I know when I signed for my last property that the whole street waste and sewage run through our back garden, and I did not even notice until one day when I step outside and our garden it full of waste, waste from the street and from the pub that was 5 doors away from me. It was a mess, the garden stank all the time and I had three children at the time, Severn Trent did clean it up but It was not long before the smell began to come back, because of this we decided to move house and I refused to pay the bill for the water.

I hear nothing from Severn Trent until yesterday the 25th November, I receive a bill for a shocking £800, I ask for a break down of my bill, how is my bill £800? they want £400 for my old property despite flooding my garden with sewage from the whole street, they also wanted £400 for the last 7 months! How do Severn Trent water justify charging that, what about people that can not afford it? Are they not allowed to drink or wash?

I tell the I am not paying that for my disgusting tap water, the water is wrank and water supply is an essential and therefore should be free and covered in the ridiculously high taxes we pay. What next? They will be charging us to breathe.

Who are Severn Trent to charge such extortionate prices for water? Its another example of rip off conformist Britain. The government come on TV tell us Severn Trent now own Britain’s water supply and no one even questions it, everyone’s OK with that.

Britain’s water supply was never owned by the government for the government to sell it in the first place, what kind of stupid government sell their water supply? The same kind of government that only care about one thing, money. I believe the time has come to stop paying Severn Trent, I believe that our taxes could easily cover the cost of maintaining Britain’s water supply and sewage systems, after all our taxes cover David Cameron’s and other politicians second homes and the ridiculous monarchy, surely free water to the masses is a bigger priority.

FINANCIAL OMBUDSMAN RIP OFF.

Are you having trouble with your banks? Have your bank unfairly charged you for unauthorized overdrafts or missed direct debit payments, leaving you with no money for electric, gas or even food for your kids? or have your bank gone into your account and illegally taken a large sum of money from your bank account? Lloyds TSB have taken over £80000 from one account, after a retiring (from business) couple sold 1 of their 2 houses! Never fear we are protected, by the Financial Ombudsman, the banks must be shitting their selves!

Back in about 2009, after my girlfriends bank illegally taken money from her bank account (over £3500 in a 5 year span, sometimes taking as much as £140 per day and other occasions £200 per week) I contacted the Financial Ombudsman, and explained the situation, i was confident that I was going to get the money back after all the charges were undeniably ridiculous especially when you think she was a single mother with 2 children at the time and on benefits, they had left her with no money for gas and electric at times so when I speaking to the Financial Ombudsman service they agreed the charges were ridiculous and illegal and they were also confident that she would have it back.

The Financial Ombudsman told us to get a copy of all our bank statements over the last 5 years and highlight all the charges and post the statements with the overdraft and missed direct debit charges on them, they added up to £3500, we waited over a month to receive the bank statements from Nationwide Building Society, I posted the statements to the Financial Ombudsman, i waited over a month for a reply, i than get a letter telling me they have warned Nationwide Building Society about these charges and I should hear something from them soon.

Three weeks later we get a letter from the Nationwide Building Society offering us £400, we rejected the offer and called the Financial Ombudsman again, “take it” they said “we can get the rest later” so we take the £400, mean while the corrupt blatantly paid off supreme court over turned earlier court rulings that would have allowed the Office of fair trading to investigate bank charges, effectively legalizing bank charges of up to £300 per week, the Office of fair trading said they will fight on but there as been no sign of any change yet.

After the ruling, the Financial Ombudsman still insisted on we could still get it back, I had just lost my job, we were falling behind on rent and the Ombudsman said we could claim financial hardship, a few weeks later we get a letter back from the bank refusing to pay out, I inform the Ombudsman and he informs me there is nothing else they can do because of the change in law! So after months of long phone calls, massive phone bills, waiting on hold to speak to both the Financial Ombudsman service and Nationwide Building Society, posting letters, waiting for replies I got back £400 from the £3500 they had illegally taken over the years and I should not be surprised, after all who funds the Financial Ombudsman service? the answer is of coarse the banks! the Financial Ombudsman service WORK FOR THE BANKS NOT FOR THE PEOPLE, they make everything as slow possible and in my experience the Financial Ombudsman service seem to be completely powerless and absolutely useless at doing there jobs, that is unless their job is to waste your time in that case 5 stars for the Financial Ombudsman service, well done lads.

SONY AND GOOGLE RIP OFF.

Recently I have made a new video called There were giants on the Earth in those days, for this video I used the music The Grande Messe des morts, Op. 5 (or Requiem) by Hector Berlioz it was composed in 1837 making it PUBLIC DOMAIN music meaning multinational parasites like Sony DO NOT OWN the music, that will not stop Sony from trying to claim rights to the music forcing my video to be blocked in certain countries. They do this for multiple reasons, reasons like they can claim advertising money made by video views that the video may get, Sony and YouTube make the profit from the adverts that are now taking over YouTube and the video maker does not make SHIT! Sony own and control over 80 record labels, they control nearly all modern day music and many different aspects of the entertainment industry but this is not enough for them. Sony insist on making profits on YouTube when they have no legal right to do so and from other people work. The greed of these huge multinational corporations is killing the internet, because of this greed people viewing videos on YouTube are now being forced to sit through adverts on nearly every video added and usually the video makers are paid nothing as these parasites claim the rights and Google do not question them, they simply remove the videos. Sony are not the only company to do this, I have also had videos removed due to false copyright claims by the BBC, News Corporation and Hearst Corporation, these companies either do not fully understand copyright laws like fair use and public domain laws or they simply choose not to follow these laws and cash in on videos that they have not legal right to, knowing that most people would not understand the laws and would not question the copyright claims made these by greedy Vultures.