We're here to help you to compare various options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

The 10-, 15-, 20-year Mortgage

The 10-, 15-, 20-year mortgages involve a fixed interest rate that is a lower than
a 30-year mortgage and a monthly payment that is higher.

To see a faster increase in equity over the life of your loan and to save money
on your mortgage in long run, go for a 15 or 10-year fixed rate mortgage loan: if
you can afford it.

Saving a few fractions of a point on your interest rate can save you a tremendous
amount of money on your mortgage.

We are here to help you compare various options so you can choose what is right
for you.

Online pre-qualification is free and there's no obligations.

The 1.25% Mortgage

It is one of the most popular options among the
real estate investors. It is an adjustable loan and the rate changes monthly,
but the payments are preset for 5 years.

The idea of low intro rate mortgage is simple and powerful: it is all about cash flow. On a typical $200,000 mortgage, you could
save $500 a month.

If you're a disciplined investor, good
with money, a bit of a risk-taker and not buying more house than you can handle,
1.25% mortgage or an interest-only loan could work for you.

We're here to help you to compare options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

The 30-year Fixed Rate Mortgage

The most common mortgage program in US. With a 30-year mortgage, you get low monthly
payments. With a 15- or 20-year mortgage, your monthly payments will be higher, but the
amount of interest you'll pay over the life of the loan will be lower.

With 40-year fixed-rate mortgage your monthly payments are lower, however, rates on
a 40-year fixed are often 1/4 to 1/2 of a percentage point higher
than on a 30-year.

To decide which type of mortgage is best for you, there are a variety of factors to consider.
We're here to help you to compare various options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

The 40-year Loan vs. Interest Only

The advantage of a 40-year fixed-rate
mortgage is making monthly payments more affordable without taking on the risk
of an adjustable rate. However, rates on
a 40-year fixed are often 1/4 to 1/2 of a percentage point higher
than on a 30-year fixed-rate mortgage.

If you're a disciplined investor, good
with money, a bit of a risk-taker and not buying more house than you can handle,
an Interest-only loan could work for you. If you're not all of those things,
you probably want to stick to a more plain-vanilla 40 or 30-year mortgage.

We're here to help you to compare various options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

Adjustable Rate Mortgages
ARM loans such as 3/1, 5/1, 7/1, LIBOR, MTA, COFI,
Interest Only are offered at lower initial interest rates
than fixed-rate loans. However, the rate may increase over the life of the loan,
which means that you would end up paying more.

Federal law requires that you receive
a detailed ARM loan disclosure before you make a decision.

If you're a short term investor, money-savvy, a bit of a risk-taker, ARM could work for you. If you're not all of those,
you probably want to stick to a fixed 30 or 40-year loan.

We're here to help you to compare options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

Programs to Stop Foreclosure

If you have a pending foreclosure the first thing you must do is to stop the proceedings: call 888-391-STOP
(888-391-7867) to speak with an attorney RIGHT NOW. Even if your foreclosure is 48 hours away, the attorneys we have partnered can still stop it! Your consultation with the attorney is completely FREE, with no obligation to continue with services.

If your mortgage situation is getting out of control but not as urgent as immediate foreclosure, consider Government supported loan modification, HARP, a short sale, or hard money loan. If there is equity in your home you may even get a home equity loan. Take a moment to explore your options.

IMPORTANT NOTICE: This web site is not associated with the government, and our service is not approved by the government or your lender. Even if you accept mortgage assistance relief service offer and use attorney service, your lender may not agree to change your loan. 16 CFR 322.4(a)(1).

Closing Costs Comparison

Comparing closing costs isn't as easy as it sounds. Lenders and brokers charge all
kinds of fees giving them a wide variety of names. One might say that it doesn't
charge an "application fee", but it makes that up by charging a "commitment" fee
or "doc prep" fee at closing.

Don't rely on what your being told before see your real Good Faith Estimate faxed
or mailed! And don't accept a lender's "that's just the way it is" answer when asking
why your good faith estimate shows $5,000 in assorted fees for a $100,000 mortgage.

We're here to help you to compare various options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

Buying
a Foreclosure Home?
Today in the US about 1% of all residential
properties are already in, or facing foreclosure soon.

With over 1 million homes being foreclosed on at any given time, opportunities for investing in real estate are tremendous.

We will refer you to a fast-track
lenders providing foreclosure buying financing

Combine our free service with your own investment
plan, and you get a winning strategy to build real wealth.

Compare offers and find a lender for your foreclosure-investment in 24
hours.
Online pre-qualification is free and there's no obligations.

HAMP Refinance Program

If you struggle to make mortgage payments but NOT unemployed, you may be eligible for the Home Affordable Modification Program that lowers your mortgage payment to 31% of your monthly income. If your lender is participating in HAMP, your application still may be declined if your income is too low or too high. To find out your HAMP eligibility and to hear about programs like HARP, use our application form or call 855-35-QUOTE (855-357-8683) to speak to a loan officer.

If you are not HAMP or HARP eligible, it is important to know your rights, options and make a plan to keep your house. We have partnered with some of the nation's top law firms that negotiate with lenders on your behalf. You may be able to reduce your mortgage interest rate, mortgage balance, monthly payments and even stop foreclosure immediately.Call 888-391-STOP (888-391-7867) for a FREE consultation.

Lower Your Mortgage Payment

If you struggle to make mortgage payments but NOT unemployed, you may be eligible for the Home Affordable Modification Program that lowers your mortgage payment to 31% of your monthly income. If your lender is participating in HAMP, your application still may be declined if your income is too low or too high. To find out your HAMP eligibility and to hear about other programs like HARP, use our application form or call 877-386-2636.

If you are not HAMP or HARP eligible, it is important to know your rights, options and make a plan to keep your house. We have partnered with some of the nation's top law firms that negotiate with lenders on your behalf. You may be able to reduce your mortgage interest rate, mortgage balance, monthly payments and even stop foreclosure immediately.Call877-386-2636for a FREE consultation.

HARP Refinance Program

If you owe more than your home is worth and your loan is through Fannie Mae or Freddie Mac, you may be eligible for the government's Home Affordable Refinance Program. The HARP allows you to refinance at today's low rate as long as you have no recent late mortgage payments. To find out if your loan is HARP eligible and to learn about other foreclosure loan modification programs like HAMP, use our application form or call 855-35-QUOTE (855-357-8683) to speak to a loan officer.

If you are not HARP eligible, it is important to know your rights, options and make a plan to keep your house. We have partnered with some of the nation's top law firms that negotiate with lenders on your behalf. Call 888-391-STOP (888-391-7867) for a FREE consultation. You may be able to reduce your mortgage interest rate, mortgage balance, monthly payments and even stop foreclosure immediately.

Refinance Upside Down Mortgage

If you owe more than your home is worth and your loan is through Fannie Mae or Freddie Mac, you may be eligible for the government's Home Affordable Refinance Program. The HARP allows you to refinance at today's low rate as long as you have no recent late mortgage payments. To find out if your loan is HARP eligible and to learn about refinance programs like HAMP, use our application form or call 877-386-2636.

If you are not HARP eligible, it is important to know your rights, options and make a plan to keep your house. We have partnered with some of the nation's top law firms that negotiate with lenders on your behalf. You may be able to reduce your mortgage interest rate, mortgage balance, monthly payments and even stop foreclosure immediately.Call 877-386-2636 for a FREE consultation!

Home Improvement Loans
Adding a room, wing, or floor to existing home might be a major
undertaking, but it can also be a fulfilling experience, especially if financing
fits your needs.

Looking to buy a fixer-upper?

Love your home but it isn't working well for you?

Need to finance home addition?

Looking for a lenders that will lend off of what the house will be worth when completed?

Second mortgage, Refinancing, Line of credit, ARM, Construction-to-permanent: this is just a part of options available. We're here to help you to compare options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

Interest-Only Mortgage
With an interest-only mortgage, you only pay back the interest on their mortgage each month.

The loan does not have to be repaid until the end of the mortgage term, usually 5 or 10 years

The monthly payment is lower than that for a fully amortized loan

Since the payments are all interest, they're 100% tax-deductible

If you're a short term investor, money-savvy, a bit of a risk-taker, Interest-only loan could work for you.

We're here to help you to compare options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

As of 2010, the limit is $417,000 for most of the US, apart from AK, HI, and 14 counties in CA, where the limit is $625,500.

To avoid paying 1/4-1/2 extra points, you may take out two loans - one as a first mortgage for the bulk of the money, plus a small second mortgage.

Our participating lenders specialize in Jumbo loans up to $3 Million.

We're here to help you to compare Jumbo mortgage options. Online pre-qualification is free and there's no obligations.

LIBOR index mortgages

LIBOR programs
are highly popular given the interest rate environment.

Start rates can be as
low as 1.375% on a six month LIBOR loan!

LIBOR loans are offered by a small
fraction of lenders in US and it is imperative you consult
with a professional before making a decision. Our participating lenders offering LIBOR loans
will be happy to assist you.

We're here to help you to compare LIBOR mortgage options. Online pre-qualification is free and there's no obligations.

We will
match you with lenders providing loan options with a range of terms to accommodate immediate
and long-range financial goals. Compare offers so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

No PMI 80/20 Financing Along with FHA-approved lenders we work with lenders allowing No-downpayment home purchase. Our partners offer:

10+ years of experience helping poor credit borrowers

80/20 loans - a way to provide creative
financing in a purchase, refinance, home improvement, or debt consolidation
transaction.

When buying a home, a smaller second mortgage is frequently used in combination
with a first one to avoid paying Private Mortgage Insurance or PMI. The first
mortgage is always set at 80% of your purchase price.

We are here to help you to compare options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

Looking to buy a Home?

We work with lenders allowing the transaction with an LTV up to 100% and with brokers
with over 10 Years of experience helping bad credit home buyers. Our partners offer:

FHA loans, any credit scores.

Government-supported first time home buyer programs.

80/20 (no PMI) loans, a creative financing for a purchase, refinance, home improvement,
or debt consolidation.

Programs like ARM or Interest Only Loans that allow you to cut your mortgage payments
when you need it.

We're here to help you to compare options so you can choose on what is right for
you.

Online pre-qualification is free and there's no obligations.

Looking to Refinance?
We work with creative lenders allowing the transaction with LTV up to 100% and with brokers with over 10 Years of experience of bad credit refinancing. Our partners offer:

FHA loans, any credit scores.

Government-supported loan modification.

80/20 (piggyback) loans, a creative financing for a purchase, refinance, or debt consolidation.

Programs like 1.25% COFI or Interest Only Loans that allow you to cut your mortgage payments when you need it.

We're here to help you to compare various options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

Second & Vacation Homes Financicing
Looking for an invesment or a place to get away? Getting a second home mortgage is going to be a little bit harder to do in this economy.

The real estate prices in coastal towns, mountains and other vacation spots already took a hit and most likely will not fall further as the economy rebound.

Because lenders typically view second homes as a higher risk, you need to compare competitive offers to avoid
paying higher interest rate, see higher fees and be required to hand over a
larger down payment.

We are here to help you to compare options so you can choose on what is
right for you. Online pre-qualification is free and there's no obligations.

Refinance and Stop Foreclosure in California

We have partnered with some of California best lenders that refinance problem mortgages as well as with top law firms that negotiate with lenders on your behalf. Use our application form or call 877-386-2636 for a FREE consultation.

You may be able to reduce your mortgage interest rate, mortgage balance, monthly payments and stop foreclosure immediately.

If you are in California and struggle to make mortgage payments, or your refinance was turned down, you may be eligible for the government supported HAMP program. For upside down mortgages, HARP program may reduce your payments to 31% of your monthly income. Even if you are not HAMP or HARP eligible, it is important to know your rights, options and make a plan to keep your house. Call 877-386-2636 Now!

VA Mortgage Loans
U.S. Department of Veterans Affairs guaranties
mortgages for veterans and service persons. The Department does not make
loans, you should locate
a lender to obtain a VA loan. Our participating lenders offer:

Participating lenders are able to close your loan in 3 weeks upon receiving all
documents required to underwrite the loan.

Accessing this web site, I acknowledge that I have read and agree to abide by the Terms of Use and consent by electronic signature to be contacted by a live mortgage agent, artificial or prerecorded voice, and SMS text at my residential or cellular number (dialed manually or by autodialed) and by email. Calls may be recorded for quality assurance.

The sub prime mortgage crisis of 2007-2008 made it hard for consumers to get a home
loan with credit scores other than good or excellent. To see options available,
run your loan scenario using ourstate of the art mortgage search. Get free quote and advice with no obligations!
If your credit score is 675+ you can also call our quick mortgage rate quote line 800-308-7857.

What we do

MortgageDigger.com is here to help mortage shoppers to choose from a variety of loan products
available today. We are proud to deliver the best offers from more than 500 lenders
and brokers in our network.

We can't provide you with competitive mortgage offers before sharing your loan information with multiple lenders.However, basing on your answers, we have found a lender that is funding the loan you specified.Call 800-308-7857 right now to be connected with a loan officer. The consultation is no-obligation and free.

As you start the mortgage process, you should consider improving your credit score if it's below 620. By working on your credit, it shows the lenders that you are trying to improve your credit standing which will help you to get the best loan rates possible. Click below to get more information.