Fair Lending and Equal Credit Opportunity Act (ECOA) — Regulation B

Regulation implements the Equal Credit Opportunity Act; prohibits creditors from treating a credit applicant less favorably than another because of age, sex or marital status, race, color, religion, national origin, source of income, or the exercise of rights under federal consumer credit protection laws

This statement provides guidance about the effective dates of certain provisiona of the Biggert-Waters Flood Insurance Reform Act, the impact of the law on the Agencies’ proposed Interagency Questions and Answers, and the effect of the law on the Flood Disaster Protection Act of 1973

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