If Temple threw me suitcases full of money to go there, and Penn and other schools that I applied to would not, I would consider going to Temple. But I suppose that decision will have to wait quite a while...

Would you really? That's surprising. Getting into any T14 is such an accomplishment and will open so many doors, provide so many advantages the rest of us will never have, even from attending a school ranked just 10 or 20 spots lower. As unfair as it may be, prestige and reputation count for a lot in this world, and now you're in a position to cash in on them. I wouldn't pass it up for the sake of saving less money than you could earn in your first two years out of law school.