Home Equity Loans

Home Equity Loans and Lines of Credit

Home equity LOCs and fixed rate home equity loans can be a great way to consolidate debt, pay medical expenses, or even buy a new car. Because these loans use your home as collateral, they typically offer better rates than credit cards and personal loans. Interest on your home equity loan may also be tax deductible.

Home equity loans can be obtained either as as a lump sum or revolving line of credit. Even if you don't currently have a need for cash, an open-ended Home Equity Line of Credit is a wise move. You can draw on it should the need arise and you won't pay any interest until you do. Whenever you want to use your Line of Credit, simply write a check for $500 or more. You have complete control of borrowing whenever and wherever you need it.

The application process is easy. Stop by or call for more information. Plan to provide these documents when you apply to expedite the processing of your loan application:

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