Platinum Delta SkyMiles Business Credit Card: The Basics

The Platinum Delta SkyMiles Business Credit Card is a travel rewards card that shows Delta loyalists a lot of love with bonus miles and travel perks.

But before we dive into what makes this card great, let’s cover the absolute basics of the Platinum Delta SkyMiles Business Credit Card.

The Platinum Delta SkyMiles Business Credit Card works on a bonus miles rewards system. Specifically, you earn SkyMiles that you can redeem for your business flight to save on your business expenses.

Platinum Delta SkyMiles: SkyMiles Rewards

Here’s the SkyMiles rewards rate on the Platinum Delta SkyMiles card:

Earn2 SkyMiles for every dollarspent directly with Delta.

Earn1 SkyMile for every dollaryou spend on all other qualifying purchases.

You can redeem these SkyMiles for all or part of your business flights. Those SkyMiles will never expire, so you don’t have to worry about redeeming them for flights right away. Plus, unlike most business credit cards, there isn’t a limit on how many you can earn.

Platinum Delta SkyMiles: Sign-Up Bonus

Delta’s elite status program is called the Medallion program. As a member of the Medallion elite status program, you get aslew of benefitsthat you can access as a frequent flyer with Delta.

But one of the best aspects of the Platinum Delta SkyMiles Business Credit Card is the accelerated Delta Medallion Status you get when you spend on the card. And when you first sign up for the Platinum Delta SkyMiles Business Credit Card, the welcome bonus will give you an extra boost to accelerate your Delta status:

Earn 5,000 Medallion Qualification Miles (MQMs) and 35,000 bonus miles once you’ve spent $1,000 in purchases on your card in the first 3 months.

You also earn a $100 statement credit when you make just one purchase with Delta in the first 3 months of card membership.

The Platinum Delta SkyMiles Business Credit Card really shines with that sizable welcome bonus. Redeeming those 35,000 bonus miles is equal to taking off $350 from your Delta airfare. Then with the $100 statement credit, you’re looking at a $450 value right from the welcome bonus.

And this calculation ignores the value you’ll get from the 5,000 MQMs. When you earn more and more MQMs, you reach a certain level of Medallion status—General, Silver, Gold, Platinum, and Diamond—unlocking new travel benefits and savings along the way. That 5,000 MQM boost from signing up will get you to the Medallion status you wantthat much faster.

Platinum Delta SkyMiles: Rates and Fees

Unfortunately, the Platinum Delta SkyMiles Business Credit Card doesn’t come with a 0% introductory APR offer. Once you sign up for the card, you’ll have a 15.74% to 19.74% variable purchase APR, depending on your creditworthiness at account opening.

With the Platinum Delta SkyMiles Business Credit Card, you also don’t have to worry about any foreign transaction fee. This is a big area of savings for business owners who are always traveling overseas for business.

One other fee to be aware of is the $195 annual fee. The $195 annual fee on the Platinum Delta SkyMiles Business Credit Carddoestop the Gold Delta SkyMiles Business Credit Card’s $95 annual fee—but you do get a lot more rewards and perks that willwellmake up for the $195 annual fee.

The Platinum Delta SkyMiles Business Credit Card: 7 Reasons to Use this Business Credit Card

The Platinum Delta SkyMiles Business Credit Card comes with a solid bonus miles and MQM earning from the rewards rate and sign-up bonus—making this business credit card a smart choice for any Delta loyalist.

But here are 7 other travel perks that make the Platinum Delta SkyMiles Business Credit Card one of the best travel business credit cards on the market.

1. First Checked Bag Free

If you’re always checking bags when you fly for business, you probably aren’t a fan of the $25—or sometimes even bigger—checked baggage fee.

As a Platinum Delta SkyMiles Business Credit Card holder, you get your first checked bag free on any Delta flight.

2. 20% In-Flight Discount

Every time you use your Platinum Delta SkyMiles card on an in-flight purchase on a Delta flight, you get 20% off your purchase.

Those food, beverage, and entertainment purchases you make on long business flights will be that much easier to swallow.

3. Priority Boarding

With the Platinum Delta SkyMiles Business Credit Card, you’re given access to priority boarding on Zone 1 for every Delta flight you’re on.

Settle into your seat before other economy and first-class cabin passengers.

4. Medallion Qualification Dollar Waiver

If you make $25,000 in purchases on the Platinum Delta SkyMiles Business Credit Card, the Medallion Qualification Dollar requirement you need to meet each year to maintain your status gets waived.

5. Delta Sky Club

If you appreciate a comfortable traveling experience, then you’ll value the discounted access to the Delta Sky Club.

When you fly Delta and purchase your flight with the Platinum Delta SkyMiles Business Credit Card, you and 2 of your guests can use the Delta Sky Club during your travels.

6. Miles Boost

The next two travel perks is what really sets the Platinum Delta SkyMiles Business Credit Card apart from the rest of theDelta business credit cards.

The Platinum Delta SkyMiles card comes with what’s called a Miles Boost.

You earn 10,000 bonus miles and 10,000 MQMs after you’ve spent $25,000 or more in purchases on the Platinum Delta SkyMiles Business Credit Card each calendar year.

And if you spend a total $50,000 in purchases on the card in a calendar year, Amex doubles its Miles Boost—you get an additional 10,000 bonus miles and 10,000 MQMs.

7. Companion Airfare

With thePlatinum Delta SkyMiles Business Credit Card, you also receive a roundtrip companion certificate every time you renew the card. This is automatically deposited into your SkyMiles account once you pay the annual fee.

While that $195 annual fee might be hard to stomach, the companion airfare certificate is just one perk of the Platinum Delta SkyMiles Business Credit Card that makes the annual fee worth it. A roundtrip ticket could easily be more than $195, so youcouldmake up the annual fee by just taking advantage of this companion certificate.

Is the Platinum Delta SkyMiles Business Credit Card the Right Card for You?

So now that the details are laid out in front of you, do you think the Platinum Delta SkyMiles Business Credit Card could be a good fit?

Well, here’s what we think:

If you don’t fly Delta very often, then you won’t come close to maximizing the spending you need to earn to reap the benefits of this card.

But if you’re a Delta loyalist who spends at least $25,000 on their business credit card every year, this card is a no-brainer. You’ll be rolling in travel perks from the accelerated Delta elite status with the Platinum Delta SkyMiles card.From the low APR, no annual fees,cash back, orbonus points rewards, you havea lotof choices to make before you slide your newest business credit card into your wallet.