Baking can be an art. However, I think it is more a science. I know having the right baking tools (and using them correctly) for the job is the best way to get the results you want. I know baking is not for everyone but it can be fun when you get that recipe just right. AND Oh the smiles on my family's faces when I bake is priceless!
Baking Tools for Measuring
Dry ingredient measuring cups - These cups are exactly what they say they are. You use them for ... continue reading...

This is going to be the year of change for me. One of the ways I am going to change is to take control of my money. Through doing research, I decided to make a budget. That word just makes me cringe, but if I want control, I have to suck it up and dive in.
The internet is an incredible place and you can find information on any subject. So much so it sometimes it is overwhelming. That is exactly how I felt. I decided I need to break it down into little bite size ... continue reading...

I personally don't write to many checks these days. However I still write them. I learned to write a check when I first got a checking account in college. I had moved out of the dorms and into my first apartment. I felt so grown up. However, I had no clue how to write a check or how checks were handled. A life sill I needed. So who did I go to my Mom of course, my teacher of the life skill. She talked me through how to write out a check over the phone. Then the next time ... continue reading...

Baking and cooking are similar as far as they use heat, and the end result is edible(you hope). The biggest secret to baking is you should follow the directions exactly. I like that about baking. Following directions to the letter is the type of person I am. Don't get me wrong baking can have a creative side to it. You just have to be careful how you create. You can take a basic cookie recipe and add or subtract ingredients like nuts, raisins, and chocolate but don’t mess with a substituting ... continue reading...

Is a debit card the same as a credit card? Sort of. The difference is where the money comes from to pay for what you bought.
Debit Card
When you used a debit card the money is connected directly to a bank account. A debit card has a major credit card symbol on the front of it (VISA/Mastercard), and it can be used like a credit card. The way this works is you make a purchase with you debit card and your bank puts a hold on your account for the amount of your purchase. The ... continue reading...