Identity Verification

On some applications, Affirm may need additional information about a customer to decide on a loan application. If we can’t verify a customer’s identity based on the information provided, we may prompt them to provide additional personal information. We may ask for any of the following information:

Home address

Full social security number

An email verification link

Answers to identity verification questions

A photo of their face and an unexpired U.S. government issued photo ID (includes driver's license, passport, resident permit, visa and national, consular and electoral IDs)

They don’t have an active checking account associated with the linked account

Linking a checking account does not authorize Affirm to debit the account. It only allows Affirm to determine the customer’s ability to pay.

Protecting a customer’s personal information is very important to us. We encrypt all sensitive data including social security numbers. We also maintain physical, electronic, and procedural safeguards to protect user information. We do not sell or rent information to anyone. Click here to read more about our Privacy Policy.