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ur'ban leg'end

a modern story of obscure origin and with little or no supporting evidence that spreads spontaneously in varying forms and often has elements of humor, moralizing, or horror: It's an urban legend that if your college roommate commits suicide, you get automatic A's in your classes. I hear that there are alligators living in the New York City sewer system, or is that just an urban legend?Also calledur'ban myth'.