Digital News Report – Credit cards can be especially difficult to acquire right now, especially for customers with bad credit. A few years ago our mailboxes were littered with credit card offers, but today that has changed.

Card companies have become more discriminating and making it more difficult for customers with bad or poor credit scores to get a card. We need credit cards to rent motels and hotels, to rent cars and sometimes it is required as a second ID card. So what can we do?

There are options available for people with bad credit. The first option is a secured credit card. This can help develop a good credit history.

The new Orchard Bank Classic MasterCards® is designed for customers with bad credit. The company says that this is “An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!”

Because the issuer reports your payments to the credit bureaus, you can turn your bad credit into good credit.

The Orchard card is accepted at millions of locations worldwide. You can used the card to make purchases online too.

Users can also set the card up to notify you of upcoming due dates via email and text message.