Try to send money

Make sure that the recipient is eligible to receive Apple Cash payments. The recipient must meet the requirements, and they need the latest versions of iOS or watchOS. If the recipient doesn't meet the requirements, you'll see a message that they aren't eligible in Messages.

If you're trying to send money directly from your debit card in Apple Pay, and you see a message that the payment couldn't be completed because it was declined by your bank, contact your bank or card issuer.

If you sent money to the wrong person, send them a message to ask them to send the money back. If the other person hasn't accepted the payment, you can cancel the payment until they accept it. If the person doesn't accept the payment within seven days, the money automatically returns to you.