Since the new law which criminalizes squatting in residential properties came into effect on 1 September 2012, commercial properties have come under bigger threat. As this type of property is not covered by the law – squatting now carries a very substantial fine or jail time if the perpetrator is found guilty of trespass –

Landlord insurance is vital for anyone renting out a property, but it may come as a surprise to learn that malicious damage is in the top three categories of insurance claims by landlords. A report by TLI analyzing claims over the past two years has revealed that claims made for malicious damage reached £700,000. Sadly,

Recent figures quote a staggering 1,700,000 homes and 130,000 commercial properties as being at risk from river or coastal flooding. This equates at current values to a total of over £200 billion. Currently, all properties are insurable at reasonable rates because of the Statement of Principles, agreed in July 2008, following several years of disastrous

As a tenant in a commercial building, you will have taken out your own insurance to make sure that your stock is protected and also that you have adequate protection for your staff in respect of your liability towards them. There will be an element of the rent, however, that will be going towards the

Empty Homes, the housing charity, has raised concerns that people are unaware of the clauses in many insurance policies which will leave property owners uninsured if they leave their property unoccupied. There are an estimated 930,000 empty properties in the UK and while their owners think they are covered, this unoccupied property insurance clause means