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UpFront Payday

Wed, 08/27/2008 20:16

I have a loan with with but 215.00 of it is in collections. I'm just wondering if they are even licensed. they keep telling me that my loan is past due and if i don't call back in 48hrs it will go to collections dept. It's already in the collections dept.

By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.

Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.

Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.

Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.

The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.