SBI Card ELITE is a highly rewarding credit card by State Bank of India’s credit card arm- SBI Card. Offering numerous benefits on shopping as well as travel, this card is a perfect addition to your wallet. It is also quite beneficial for international usage as it offers the lowest foreign currency markup fee. SBI Card has also collaborated with select brands like Pantaloons, Yatra, Marks & Spencer, Bata/Hush Puppies and Shopper Stop to help the users make the most of this credit card.

Contactless Card: SBI Card ELITE allows you the benefit of contactless payments. You have to simply wave the credit card at a secure reader to complete your transaction. In addition to being fast, easy and convenient, the transaction is secure as you do not have to hand over the card for payment.

Internationally Recognized: SBI Card ELITE is accepted at over 24 million outlets around the world, including over 3.25 lakh outlets in India.

Access to ATMs Worldwide: Cardholders can withdraw cash at ATMs in over 100 countries using their SBI Card ELITE. This ensures that the customer never runs out of money,
especially during an emergency.

Easy Payment Facility: The amount spent using the SBI Card ELITE can be repaid through monthly installments over a period of time using SBI’s Flexipay feature. This makes it easy for customers to repay the amount.

Easy Replacement: SBI Card ELITE card can easily be replaced in any part of the world. There is also a 24×7 emergency helpline for replacement of the card when the customer is travelling abroad.

Add-On Cards: The primary SBI Card ELITE cardholder can add any member of their family to the credit account. The only condition is that the add-on cardholder is over 18 years of age.

Balance Transfer: SBI Card ELITE card allows users to transfer their due balance on other cards to the ELITE card and avail a repayment facility at lower rates of interest.

Easy Money: SBI Card ELITE also gives the option to get a demand draft or a cheque against your cash limit, right at the doorstep. The cardholder has to login to their account at sbicard.com to book the facility.

SBI offers a range of benefits for cardholders of SBI Card ELITE. Let’s take a look at these benefits:

Welcome Gift: Customers get a welcome gift worth ₹ 5,000. This gift is in the form of gift coupons and vouchers that can be used at prominent brands such as Yatra, Hush Puppies, Marks & Spencer, Westside and Shopper’s Stop.

Free Movie Tickets: Customers are eligible for 2 free movie tickets each month from bookmyshow.com. The transaction would be valid when the cardholder books at least 2 tickets per booking per month. The maximum discount will be ₹ 250 per ticket. Considering this on an annual basis translates to free movie tickets worth ₹ 6,000.

Lounge Access: Customers have access to airport lounges in over 1,000 airports spread across the globe. This facility can be availed through a $99 Priority Pass Program that is offered free to cardholders. Also, 2 complimentary domestic lounge access benefits are also offered in a quarter.

Club Vistara Membership: Users will get a complimentary Club Vistara Membership with SBI Card ELITE. Along with this, they also get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher. Every time they use the card to book Vistara Flights, 9 CV points will be credited per ₹ 100.

Trident Privilege Membership: SBI Card ELITE also offers Trident Privilege Red Tier Membership. On registration, they get 1,000 welcome points, bonus points (1,000) on first stay and additional 1,000 credit on extended night stay. All they have to do is use the promo code SBITH.

Lowest Forex Markup: When you use your credit card in a foreign country, you have to pay foreign exchange mark-up fee in addition to the conversion rate. SBI Card ELITE offers the lowest markup fee in the market, that is, 1.99%.

Enter the details required and click on ‘Proceed’. You will find a list of credit cards you are eligible for.

Filter the results for SBI credit cards by selecting ‘SBI’ from the bank list.

Select ‘SBI Card ELITE’ and click on ‘Check Eligibility’. Now you will have to enter some more information.

If you meet the eligibility criteria set by the bank, you can proceed with the online application.Once you have successfully submitted the online application form, you will get a call from Paisabazaar to decide the right time and place for document collection. After submitting the documents, you will have to wait for 10-15 days for the card to reach you.