Critical Illness Protection

Critical Illness Cover (also called CIC) will pay you a tax free lump sum if you are diagnosed with an illness specified by the policy. These usually include certain types of cancer, heart attack, stroke, brain tumour etc.

This money is usually used to fund costly medical bills but can also be used to clear debts to make your finances easier to manage whilst you are not earning.

Types of Critical Illness Cover

Level Term

Decreasing Term Assurance

Definition Based

Severity Based

CALL US ON 01604 439086 or 07986 726935 FOR MORE DETAILS

IF THE POLICY HAS NO INVESTMENT ELEMENT THEN IT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED THEN COVER WILL LAPSE.