Outstanding client service, ethics and professionalism have elevated Mark Bailey, Sr. of The Bailey Group and New York Life's Jacksonville General Office to qualify for the exclusive "Top of the Table" of the Million Dollar Round Table - The Premier Association of Financial Professionals.® In addition to being a New York Life agent since1991, Mark Bailey, Sr. is a 34-year MDRT member and a 19-time Top of the Table qualifier.

Top of the Table status is the highest level of MDRT membership and places Mark Bailey, Sr. among the top professionals in the global life insurance and financial services industry. It recognizes him for demonstrating exceptional professional knowledge, client service and ethical conduct.

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of the world's leading life insurance and financial services professionals. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world. New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody's Investors Service (Aaa), Standard & Poor's (AA+).** Headquartered in New York City, New York Life's family of companies offers life insurance, retirement income, investments and long-term care insurance. New York Life Investments*** provides institutional asset management. Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds.

Please visit New York Life's website at www.newyorklife.com for more information.

David Quinney, an agent for The Bailey Group and New York Life in St. Augustine, has earned membership in the Million Dollar Round Table (MDRT) for 2018. Achieving membership in MDRT is a distinguishing life insurance career milestone, attained only by those who have demonstrated superior professional knowledge, experience and client service. MDRT membership represents the top life insurance and financial service professionals worldwide. MDRT is an international, independent association of the world's best life insurance and financial services professionals. In addition, this is the 63rd consecutive year that New York Life has dominated the MDRT in the United States.

Mr. Quinney has been a New York Life agent since 2010, and is associated with New York Life's Jacksonville General Office and The Bailey Group.

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of the world's leading life insurance and financial services professionals. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world. New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody's Investors Service (Aaa), Standard & Poor's (AA+).** Headquartered in New York City, New York Life's family of companies offers life insurance, retirement income, investments and long-term care insurance. New York Life Investments*** provides institutional asset management. Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds.

Please visit New York Life's website at www.newyorklife.com for more information.

*Based on revenue as reported by "Fortune 500 ranked within Industries, Insurance: Life, Health (Mutual)," Fortune magazine, 6/12/17. For methodology, please see http://fortune.com/fortune500/
**Individual independent rating agency commentary as of 8/01/17.
***New York Life Investments is a service mark used by New York Life Investment Management Holdings LLC and its subsidiary, New York Life Investment Management LLC.

Joe Morreale, an agent for The Bailey Group and New York Life in St. Augustine, will attend his second Million Dollar Round Table (MDRT) meeting as an Aspirant in June.

To attend the meeting as a second-year Aspirant, Morreale achieved 75% of the MDRT membership production requirements and is a member of the MDRT mentoring program. The mentoring program is designed for advisors who aspire to reach MDRT-level production but have not yet done so.

Morreale has been a New York Life agent since 2014, and is associated with New York Life's Jacksonville General Office and The Bailey Group in Saint Augustine, Florida. Joe Morreale received a B.A. degree in 2010 with a major in Business Administration and a minor in Finance from Flagler College in St. Augustine, Florida. Joe and his wife, Melissa, are the parents of one daughter and one son, Kiya and Luca, and reside in St. Augustine.

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of the world's leading life insurance and financial services professionals. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world. New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody's Investors Service (Aaa), Standard & Poor's (AA+).** Headquartered in New York City, New York Life's family of companies offers life insurance, retirement income, investments and long-term care insurance. New York Life Investments*** provides institutional asset management. Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds.

Please visit New York Life's website at www.newyorklife.com for more information.

*Based on revenue as reported by "Fortune 500 ranked within Industries, Insurance: Life, Health (Mutual)," Fortune magazine, 6/12/17. For methodology, please see http://fortune.com/fortune500/
**Individual independent rating agency commentary as of 8/01/17.
***New York Life Investments is a service mark used by New York Life Investment Management Holdings LLC and its subsidiary, New York Life Investment Management LLC.

Joe Morreale from The Bailey Group and the Jacksonville General Office of New York Life Insurance Company, an agent since 2014, has received the New Organization Agent of the Month Award for May 2017. This award recognizes the agent within their first 4 years with the Company who has achieved the top production or first year sales commissions among all new organization agents at the Jacksonville General Office within a given month.

Outstanding client service, ethics and professionalism have elevated Mark Bailey, Sr. of The Bailey Group and New York Life's Jacksonville General Office to qualify for the exclusive “Top of the Table” of the Million Dollar Round Table — The Premier Association of Financial Professionals.® In addition to being a New York Life agent since 1991, Mark Bailey, Sr. is a 33-year MDRT member and a 18-time Top of the Table qualifier.

Top of the Table status is the highest level of MDRT membership and places Mark Bailey, Sr. among the top professionals in the global life insurance and financial services industry. It recognizes him for demonstrating exceptional professional knowledge, client service and ethical conduct.

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of the world's leading life insurance and financial services professionals. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world. New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody's Investors Service (Aaa), Standard & Poor's (AA+).** Headquartered in New York City, New York Life's family of companies offers life insurance, retirement income, investments and long-term care insurance. New York Life Investments*** provides institutional asset management. Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds.

Please visit New York Life's website at www.newyorklife.com for more information.

Joe Morreale, an agent for New York Life in St. Augustine, will attend his first Million Dollar Round Table (MDRT) meeting as an aspirant in June. Morreale is one of only two aspirants attending the MDRT annual meeting from New York Life's Jacksonville General Office.

To attend the meeting as an aspirant, Morreale achieved 50% of the MDRT membership production requirements and is a member of the MDRT mentoring program. The mentoring program is designed for advisors who aspire to reach MDRT-level production but have not yet done so.

Morreale has been a New York Life agent since 2014, and is associated with New York Life's Jacksonville General Office and The Bailey Group in Saint Augustine, Florida. Joe Morreale received a B.A. degree in 2010 with a major in Business Administration and a minor in Finance from Flagler College in St. Augustine, Florida. Joe and his wife, Melissa, are the parents of one daughter and one son, Kiya and Luca, and reside in St. Augustine.

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of the world's leading life insurance and financial services professionals. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world. New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody's Investors Service (Aaa), Standard & Poor's (AA+).** Headquartered in New York City, New York Life's family of companies offers life insurance, retirement income, investments and long-term care insurance. New York Life Investments*** provides institutional asset management. Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds.

Please visit New York Life's website at www.newyorklife.com for more information.

David Quinney, an agent for New York Life in St. Augustine, has earned membership in the Million Dollar Round Table (MDRT) for 2017. Achieving membership in MDRT is a distinguishing life insurance career milestone, attained only by those who have demonstrated superior professional knowledge, experience and client service. MDRT membership represents the top life insurance and financial service professionals worldwide. MDRT is an international, independent association of the world's best life insurance and financial services professionals. In addition, this is the 61th consecutive year that New York Life has dominated the MDRT in the United States.

Mr. Quinney has been a New York Life agent since 2010, and is associated with New York Life's Jacksonville General Office and The Bailey Group.

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of the world's leading life insurance and financial services professionals. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world. New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody's Investors Service (Aaa), Standard & Poor's (AA+).** Headquartered in New York City, New York Life's family of companies offers life insurance, retirement income, investments and long-term care insurance. New York Life Investments*** provides institutional asset management. Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds.

Please visit New York Life's website at www.newyorklife.com for more information.

Mark F. Bailey, CLU®, Gabriel W. Hynes, David Quinney and Joe Morreale are agents licensed to sell insurance through New York Life Insurance Company and may be licensed to sell insurance through various other independent unaffiliated insurance companies.

We are not licensed in all jurisdictions.

The Bailey Group is independently owned and operated from NYLIFE Securities LLC and its affiliates.

Mark F. Bailey, CLU® and Joe Morreale, are licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.