Tag Archives: No annual fee

0% APR for 20 billing cycles with new US Bank Platinum Visa Card

Good for a limited time only new cardholders of the US Bank Platinum Visa still need to make monthly minimum payments. That’s typically 1% of the statement balance plus any fees. For example $5,000 balance would require at least a $50 payment for that billing period.

The promotion also extends to balance transfers with a one-time 3% upfront fee. Spread over 20 months, the real APR for fee comes out to less than 2% per year.

No annual fee means a true low-cost way to manage purchases.

The US Bank has many great features to help deal with unexpected events.

Enroll in automatic bill pay to never miss a payment

Choose your own payment date, e.g. after paycheck clears

Zero fraud liability

Free TransUnion FICO Credit Score (updated monthly)

Cell phone damage protection (limits apply)

Worldwide Visa acceptance

Free online and app account access

Verified by Visa online shopping protection

Grace period of 24-30 days before payment is due

No over-limit fee

The US Bank Platinum Visa does not pay any rewards on purchases, nor give an introductory bonus on purchases. A possibility is earn upfront rewards of 2% from another card and transfer that purchase to this one to spread out the bill over time.

* Offer applies to new cardholders only. Discount is available at Kroger Family of Stores Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your 1-2-3 REWARDS Visa Card in order to receive this fuel discount. Additional 25¢ discount offer expires one year from the cardholder’s approval date. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Stores Fuel Centers, when they scan, redeem fuel points and pay with their 1-2-3 REWARDS Visa Card.