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"A legitimate loan lender called dennis hopkins finance home..."

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Good Day
My Name is Dorene Zeller i am from United State I saw your question regarding a loan. i got a loan the sum of $300.000 from a legitimate loan lender called DENNIS HOPKINS FINANCE HOME. you can contact them for financial Help. You are 100% Guarantee receiving your loan without any delay. dennishopkins_financehome@ live.com or dennishopkins69@ yahoo.com or website: www.dennishopkinsfinance.de.vu.

"Want to advice you to beware of loan from the china and any part..."

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Are you seeking for a legitimate lender from the internet? My name is Laura, from Edmonton Alberta.please i want to advice you to beware of loan from the China and any part of Malaysia because they are all scammers. I have been scammed over 6 times until i came across a loan company from United State.
They are so wonderful and serious minded company. I would advice you contact them if you need a loan of any kind(personal or business) because i got a loan from them without any stress after meeting their requirement. Their contact info is: www.dennishopkinsfinance.de.vu or dennishopkins_financehome@ live.com.

"Urgent personal or business loan?contact dennis hopkins finance home he help me with a..."

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MY TESTIMONY FROM A LEGITIMATE MONEY LENDER Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dennis Hopkins Finance Home he help me with a loan of $300.000 some days ago after been scammed of $2500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $300.000.Feel free to contact the company for a genuine financial service. Email: dennishopkins_financehome@ live.com or dennishopkins69@ yahoo.com or www.dennishopkinsfinance.de.vu Tel: USA +12404374240 +12092314524 Tel:UK +447509546091.He is a trust worthy man.

"The tax rate should be 4% annually of amount..."

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Your make $58,000 this amount should be little for buy a home, you must want loan for any bank. if u make $65,000 from the bank then i will be must for you to pay tax on this amount. the tax rate should be 4% annually of amount. but the tax rate will be double then you incress your amount. and your fix mortgage 5%. bank request you to take insurance that mean you pay some other expenditure of insurance.

"Of your monthly income just on your mortgage..."

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If you make $65,000 a year you need to keep in mind what the banks thought process when they are considering lending to you. The industry standard (pre housing bubble) was to only accept borrowers with front and back end debt ratios of 28/36. This means that only 28% of gross income should go to servicing housing costs with no more than 36% tied up servicing all debt. A good way to calculate the high end of what you can afford is to take your annual salary and multiply it by 3.5. In your case this means you should be able to afford a home valued at $227,000. Assuming you make a 20% down payment which is what you should be doing (or you will need to take out insurance at the banks request) this means you still will need to borrow $182,000. If you amortize over 25 years and lock in a fixed rate mortgage at 5% this means your monthly mortgage costs will be $1,058.53. With a salary of $65,000 a year this means you are getting $5416 a month before taxes meaning you will be using about 20% of your monthly income just on your mortgage. This puts you firmly under 28% but don`t forget to factor in property taxes (0.5 to 4% annually), home owners insurance, utlities and other expenses and you will quickly be challenging that 28% rule. Anyways, that should get you started so good luck.

"With a 75k salary you are making $6,250 a month..."

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Most banks want you to use no more than 36% of your gross pay to service your monthly debts in order to provide financing on a house. A nice rule of thumb is to multiply your annual salary by a factor of 3.5 to work out roughly how much house you should consider buying. In your case this works out to 75,000 x 3.5 which is $262,500. If we assume you are a smart borrower you will put at least 20% down to make your monthly costs easier to mange. This means you would need to borrow $210,000 to buy the home you qualify for. Assuming an amortization of 25 years and an interest rate of 4.75% this works out to about $1,191.66 a month in debt service on your mortgage. With a 75K salary you are making $6,250 a month and if you are taxed at 30% this leaves you about $4375 a month in after tax income. Don`t forget you will have to take out insurance, pay property taxes and also include utilities in your monthly costs meaning you can expect to be paying at least $1600 a month. With these assumptions you will be paying about 36.5% of your monthly after tax income on your housing costs.

"The issue of credit and the security is something that customers are increasingly..."

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Getting a legitimate loan have always been a big problem for customer
the financial needs. The issue of credit and the security is something that customers are increasingly concerned about the search for a loan from a legitimate lender. The interest rate for my loan is 3% If
interested in getting financial assistance, contact us today on:
edw...@gmail.com
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As soon as you fill the above details, it shall be forwarded to our
Protocol / Verification Department for immediate and onward review and
processing of your application.

This is a little amount of money to buy a home within a year .the best way out of it i to take a loan from a bank .With this amount you can be able to take a mortgage of around 200 000 infact you can take a 15 year mortgage and easily pay it.there will be tax rate that you will pay annually around 5% and it will double if you take like 300,000 anually.it is good to take the amount that you will be able to pay without getting you into a crisis.

"A legitimate loan lender called dennis hopkins finance home..."

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Good Day
My Name is Dorene Zeller i am from United State I saw your question regarding a loan. i got a loan the sum of $300.000 from a legitimate loan lender called DENNIS HOPKINS FINANCE HOME. you can contact them for financial Help. You are 100% Guarantee receiving your loan without any delay. dennishopkins_financehome@ live.com or dennishopkins69@ yahoo.com or website: www.dennishopkinsfinance.de.vu.

"With a $66,000 you have to save size able amount of your salary..."

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With a $66,000 you have to save size able amount of your salary, has most expensive. your per month salary is 5500 according to $66,000 per year. If u save 50% of salary after one year u saving amount must be $33000. in this condition if your choose a good and expensive area then you have to take some loan from bank and must follow the terms and condition of bank. the tax which you will get back is 6.5%.

Monthly payments are the size and term of the loan.Size is basically the amount of money borrowed and term is the lenght within which the loan is fully paid back For 95,000 annual saving you must have an etrm of thirty years So that you can easily give the required monthly amount including the interest rate of the borrowed amount i think it is easy for you to take an amount of 350,000.

"Loan as long as you have steady paycheck with 10 to 25 percent down..."

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You can get less 30% as lone on the full income. Yes you can get a home loan as long as you have steady paycheck with 10 to 25 percent down payment. If you make 32 500 your state tax rate is 1 1. 2 % you have two allowances exemptions if you double the rate you will double the tax. Also you mortgage payment should be less than the 30% of the net income.

If you have $60000 salary for a year then the mortgage company take 28% of your gross salary per month.$60000 equals $5000 per month.then $280 per $1000.also $1400 per month for the $5000.then your maximum mortgage price is $1400 per month according to your salary.but the mortgage companies are check your other facility expenses too.

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How much home should i buy if i make $58,000 a year in salary?

If you make 58 000 a year in texas how much would you qualify for a house?

- 58000 a year in texas

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