LIC Credit Card Reward Points
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LIC Credit Card Reward Points Programme Overview:

LIC offers a handpicked Rewards Programme for its credit cardholders. Customers can benefit from earning reward points for every rupee spent on the LIC Credit Card. LIC offers 1 reward point for every Rs. 100 spent on the card. Extra reward points can be earned on LIC premium payments and international spends. Customers can browse through a rewards catalogue available online and select the products they wish to redeem their points against. Each product or voucher has a different number of points required. LIC offers a host of products that range across home, kitchen, health and lifestyle.

How can I earn Reward Points on my LIC Credit Card:

LIC offers 4 credit cards that carry a host of benefits and privileges. With the LIC credit cards, shopping can be rewarding and convenient. To earn reward points, you simply need to spend on your credit card. LIC rewards you for every Rs. 100 spent on anything!

How to redeem LIC Credit Card reward points:

To redeem your reward points on your credit card, you can call the LIC customer care. Choose a product or voucher from the rewards catalogue and request for the redemption. The representative will place a request for the reward points to be deducted and the reward will be sent to your registered address.

What can you redeem LIC Credit Card rewards points for:

Browse the catalogue available on the LIC website and choose from a wide range of hand-picked lifestyle and home products. LIC also offers vouchers for shopping and dining. You need a minimum of 1,000 points in order to be eligible to redeem it.

The different categories of the rewards program are:

Vouchers

Electronics

Electronic Storage

Health and Wellness

Music

Kitchen

Watches

LIC Rewards Catalogue - Products:

Category

Product

Reward Points required

LIC Gold

LIC Titanium

LIC Platinum

LIC Signature

Electronics

Uniross XPress Mini BatteryCharger with Batteries

2100

2100

840

630

Bajaj New Light Weight Iron

2250

2250

900

680

Portronics Bean Wireless Mouse

2970

2970

1190

890

Bajaj Steam Iron MX 1

3750

3750

1500

1130

Black & Decker Wet & Dry Vacuum Cleaner NW4860N

9960

9960

3990

2990

All New Kindle 6 Inch E-Reader

20040

20040

8020

6020

Sony Handycam Full HD Camcorder HDR-CX405

69440

69440

27780

20830

Apple iPad Mini 3rd Generation Wi-Fi 16GB

95710

95710

38290

28720

JBL Cinema 300 5.1 Home Theater System

90470

90470

36190

27140

Apple iPad Air 2nd Generation Wi-Fi 16GB

118810

118810

47530

35650

Sony PlayStation 4

130470

130470

52190

39150

Health and Wellness

Omron DigitalThermometerMC - 343

1220

1220

490

370

Accu-Chek Active Glucose Monitor

5480

5480

2190

1650

Dr. Morepen Nebulizer CN06

8200

8200

3280

2460

Omron BP Monitor

9010

9010

3610

2710

Electronic Storage

SanDisk 8GB Micro SD Card

1020

1020

410

310

SanDisk 8GB Pen Drive

1680

1680

680

510

Samsung 9000 mAh Power Bank

7330

7330

2940

2200

WD Passport Ultra 2.5 inch 1 TB External Hard Drive

19540

19540

7820

5860

Music

Sennheiser MX170 Headphone

2340

2340

940

710

JBL Clip Bluetooth Speaker

11270

11270

4510

3380

Bose SoundLink Color Bluetooth Speaker

34080

34080

13630

10230

Travel

Wildcraft Spring EverydayOutdoors Youth Backpack

2530

2530

1020

760

American Tourister Laptop Backpack Buzz 07

6590

6590

2640

1980

Kitchen

Prestige Sandwich Maker PGMFS

5490

5490

2200

1650

Bajaj Electric Kettle 1.7L

4590

4590

1840

1380

Bajaj Auto Pop Metallic Toaster ATX 4

5180

5180

2070

1560

Kent Gold Water Purifier

9270

9270

3710

2780

Bajaj 500W Rex Mixer Grinder

9620

9620

3850

2890

Bajaj Majesty Induction Cooktop ICX 3

9910

9910

3970

2980

Tricon Dinner Set (Set Of 24 Pcs)

11810

11810

4730

3550

Bajaj 2.8 Liters Rice Cooker RCX28

11500

11500

4600

3450

Bajaj 600W Food Processor FX7

21840

21840

8740

6550

Watches

Citizen Analog Women’s Watch Ek1124-54D

19400

19400

7760

5820

Citizen Quartz Analog Men’s Watch Ao3010-05A

21750

21750

8700

6530

LIC Rewards Catalogue - Vouchers:

Brand

Voucher Value

Reward Points required

LIC Gold

LIC Titanium

LIC Platinum

LIC Signature

Arrow

Rs. 1,000

3250

3250

1300

980

Gant

Rs. 1,000

3170

3170

1270

950

US Polo Association

Rs. 1,000

3170

3170

1270

950

Nautica

Rs. 1,000

3340

3340

1340

1000

Elle

Rs. 1,000

3170

3170

1270

950

Flying Machine

Rs. 1,000

3170

3170

1270

950

Nike

Rs. 1,500

4640

4640

1860

1390

Flying Machine

Rs. 4,000

12140

12140

4860

3640

Villeroy & Boch

Rs. 5,000

16840

16840

6740

5050

Crabtree & Evelyn

Rs. 5,000

16840

16840

6740

5050

Jimmy Choo

Rs. 5,000

16800

16800

6720

5040

Emporio Armani

Rs. 5,000

16800

16800

6720

5040

Canali

Rs. 5,000

16800

16800

6720

5040

Tumi

Rs. 5,000

16800

16800

6720

5040

Paul Smith

Rs. 5,000

15690

15690

6280

4710

LIC Credit Card Reward Points Programme FAQs:

Are there any charges applicable for Rewards redemption?

There are no charges to redeem your points but a fee of Rs. 30 will charged for handling reward items.

How many points do I need to collect before I can redeem them?

You need to collect at least 1000 points to be eligible to redeem them from the rewards catalogue.

Do my reward points have an expiration date?

This has not been specified by LIC. However, if you do not use your credit card for any transactions or payments for a period of 6 months or more, then any reward points earned on the credit card will lapse.

How much are my reward points worth?

The value of your reward points depends on the credit card you hold. Each card has a different number of points required to redeem the same product or voucher. Refer to the catalogue to find out the value of your points. For example, for a voucher worth Rs. 1,000 from Arrow, the points required are given below.