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For 1500 monthly, you can own a house around 250,000 and rest it depends upon you need and your budget. The more you spend the less is your savings and the more you save the more is your investment savings and more you earn of your saving which can be used anytime by you in your needs. Rest it all depends upon for daily expenses such as food, traveling, laundry and other necessary expenses. Cut down on unnecessary expenses and soon you will have a home of your own and even you can qualify for mortgages also. Also try some banks and lenders also and approach a place where you can get less interest rate.

Getting a mortgage if you are self-employed is much harder than it was just a few years ago, but still not impossible. If you are a business owner who has been in business for a minimum of 3 years and you have a good credit rating, you can finance up to 90% of the value of the home your are purchasing through most self-employed bank loan programs. You will have to buy default insurance if you are only putting up 10% however. Some banks and lenders will allow self-declared income while others will want to see tax returns. But you are a legitimate business, getting a mortage should be easy.

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You better be making at least 75,000 a year if you want to buy a house worth 300,000 today. Plus, your credit rating must be excellent if you want to qualify for a loan this big. How much of a down payment are you planning on making. This is important information that the bank needs. Also, what are you current expenses, debts? Your debt to equity ratio is going to play a big part in getting a loan for $300,000.

Have you tried using a mortgage calculator? I just ran a quick calculation and discovered that if you wanted to buy a house worth 200,000 or so, and if your interest rate was 4.5% on a fixed term for a 25 year amortization period, you would likely be stuck with a monthly payment of $1000 to $1100 per month or less, depending on how much you put down.

I`d say that at a 60K salary you can buy a house worth about 250K and be pretty comfortable, all things being equal. That is, if your debt is not currently significant and you aren`t carrying any large credit card debts or a line of credit. $5000 a month gross gives you a decent cushion.

In general, a 300K mortgage payment will cost the borrower about 1500 to 1700 per month in principal and interest payments. These numbers are based on average interest rates and a 25 year amortization term. If you choose to pay weekly or bi-weekly, your payment would be different.

There a number of unique factors that determine your exact monthly payment on a home mortgage, but in general, your typical 200,000 home will cost you somewhere between 900 and 1100 per month depending on the parameters of your loan such as amortization, interest rate and so on.

To get a 350k mortgage loan, you should be earning in the range of 45000 dollars and more. It is important to note that your credit history matters a lot in the approval of the loan. Also, you will need to arrange for a downpayment of atleast 20%...all the best.

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