borrower

In economics funds are injected into the market as capital by lenders and taken as loans by borrowers.There are two ways in which the capital can end up at the borrower.The lender can lend the capital to a financial intermediary against interest.…

A stated income loan is a mortgage where the lender does not verify the borrower's income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records.Instead, borrowers are simply asked to state their income, and taken at their word.These loans are sometimes called liar loans or liar's loans.…

All borrowers agreements should be filed in alphabetical order.They should receive borrowers' numbers in the order of their issue, and the date.The borrowers' cards should state that they expire in a definite number of years from the date of issue, and the date of issue should be stamped on them.…Cited from A Library Primer, by John Cotton Dana

Most libraries offer quiet space for reading, known as reading rooms.Borrowers may also take books home, as long as they return them at a certain time and in good condition.If a borrowed book is returned late, the library may charge a small library fine, though some libraries have eliminated fines in recent years.…

Does it make sense for borrowers to take on risk they may not be aware of?

If only peace is concluded, the borrower will not have to pay back.Cited from The Eleven Comedies: Volume 1, Aristophanes

If rates rise, the cost will be higher; if rates go down, cost will be lower.In effect, the borrower has agreed to take the interest rate risk.Some studies have shown that on average, the majority of borrowers with adjustable rate mortgages save money in the long term.…

I am a borrower sometimes, and I believe in keeping interest at home in our own community.Cited from The Entailed Hat, by George Alfred Townsend

But Otto overestimated how much of the company the family controlled.When he forced the borrowers to buy back stock they were able to get it from other sources.When the market realized his 'corner' had failed, the stock price of United Copper collapsed.…

To Fisher minor the interruption was a sad one.That fellow was the borrower of his half-crown; for weeks he had lost sight of him.…Cited from The Cock-House at Fellsgarth, by Talbot Baines Reed

A free public lending library service has existed in Sydney since 1877 when the New South Wales state government opened a lending branch of the State Library of New South Wales on Macquarie Street.By the end of the same year there were over one thousand registered borrowers.In 1899 the lending library moved to the second floor of the Queen Victoria Building and in 1909 control passed from State to the City of Sydney Council.…

Given to borrowers as evidence of their right to draw books.Cited from A Library Primer, by John Cotton Dana

Mr Warden drew in his breath, preparatory to an indignant denial, but he altered his mind and remained silent.As a borrower of money he had every quality but one.He had come to look on her perspicacity in this matter as a sort of second sight.…Cited from The Man Upstairs, by P. G. Wodehouse

By its nature, the investment is not diversified for individual investors.The investment is made entirely to a single borrower, usually on a single property.In the event the borrower fails to make monthly interest payments, the income flow to the investors stops.…

Private student loans generally come in two types: school-channel and direct-to-consumer.School-channel loans offer borrowers lower interest rates but generally take longer to process.School-channel loans are "certified" by the school, which means the school signs off on the borrowing amount, and the funds are disbursed directly to the school.…

The basal for the rate of interest is the benefit or the advantage of the loan to the borrower.What can the borrower do or make with this capital?How great a benefit can he gain by it?…Cited from Usury, by Calvin Elliott

Ultimately, the goal of the programme is to leave the community with a self-sustaining organization where people who otherwise would not qualify for formal bank loans can go for financial assistance.In doing so, borrowers can start businesses which benefit not only themselves but also their communities.Additionally, Oxfam has provided relief services during various global crises, including the Israeli-Palestinian conflict, North Korean famine, 2011 East Africa drought and 2012 Sahel drought.…

If it fails to keep them, and suffers them to depreciate, its credit is tainted, and it must pay high rates of interest on all of its loans.For many years we must be a borrower in the markets of the world.The interest-bearing debt is over seventeen hundred millions of dollars.…Cited from Life of Rutherford B. Hayes, by James Quay Howard

Borrowers needed only to show proof of money in their bank accounts.

A very bad borrower is he who makes pencil marks on books.Perhaps he is a little more excusable than the borrower who does not read at all.A clean margin is worth all the marginalia of Poe, though he, to do him justice, seems chiefly to have written on volumes that were his own property.…Cited from Lost Leaders, by Andrew Lang