Im sure that a lot of us either eant to try another race or has made mistake in their garrisons or army or whatever the reason may be but are hesistant to change race or disband any troops becuase you can only get half of what you actually paid and although the game developers did do a full refund event it was more of a surprise event redendering players like me unprepared not knowing what to do i did not that event to its full extent and i want to wotch to rakkan so i hope that they do a full refund event again and with proper warnings this time.

He is talking about full resource refund after disbanding an army unit (gold+rare resource).That was active only for about a week when you did that event and a lot of people couldn't make use of it in time.