Redeeming Rewards

Rewards

Welcome Bonus

Introductory offer of 2.99% p.a. for the first 6 months1 then 12.69% p.a. on purchases

Travel

Looking after you

You can redeem your Airpoints Dollars for flights to over 1,300 Air New Zealand destinations in 190 countries4

Emergency Card replacement5

Global Card Support

Travel

Looking after you

Pay for travel with your Card or with Air New Zealand Airpoints and you will be covered for a range of travel insurance, including:

Complimentary Domestic and International Travel Insurance5

Overseas Medical Emergency Expenses Cover5

Travel Cancellation Cover5

Baggage, Money and Documents Cover5

Personal Liability Cover5

Travel Inconvenience Cover5

And you will receive:

Complimentary annual Air New Zealand direct domestic return flight6

Discounted Koru membership7

Automatic enrolment in the Air New Zealand Airpoints ProgrammeTM

Travel

Looking after you

Pay for travel with your Card and you will be covered for a range of travel insurance, including:

Complimentary Domestic and International Travel Insurance Cover7

Overseas Medical Emergency Expenses and Repatriation Cover7

Travel Cancellation Cover7

Baggage Cover7

Personal Liability Cover7

Travel Inconvenience Cover7

And you will receive a complimentary direct domestic return flight every membership year8

Travel

Looking after you

Complimentary Domestic and Overseas Travel Insurance Cover6

Rental Vehicle Excess Cover6

Travel Inconvenience Cover6

Travel Accident Insurance6

Medical Emergency Expenses Cover, including Repatriation6

Baggage, Money and Documents Cover6

Travel Cancellation Cover6

Personal Liability Cover6

Priority Pass™ membership7

And you will receive access to the Airline Privileges Programme8

Travel

Looking after you

Online Fraud Protection Guarantee4

Global Card Support

Service

Here for you

Worldwide account access

Helpful online account tools

Online Fraud Protection Guarantee6

Service

Here for you

Worldwide account access

Helpful online account tools

Purchase Protection5

Online Fraud Protection Guarantee8

Service

Here for you

Platinum Priority Service 24/7

Worldwide account access

Helpful online account tools

Online Fraud Protection Guarantee9

Service

Here for you

Platinum Concierge9

Platinum Travel Service3

Worldwide account access

Global Assist Service6

Helpful online account tools

Purchase Protection6

Buyer's Advantage Cover6

Online Fraud Protection Guarantee10

No preset spending limit1

Service

Here for you

Online Fraud Protection Guarantee4

Global Card Support

Emergency Card replacement5

Eligibility

Applications are welcome from individuals with an annual income of $35,000 or more. Applicants should be permanent New Zealand residents or citizens, be over 18 and have no history of bad debt or payment default. If self employed they should have been trading for at least 18 months or 12 months if they hold an existing American Express Card.

Eligibility

Applications are welcome from individuals with an annual income of $65,000 or more. Applicants should be permanent New Zealand residents or citizens, be over 18 and have no history of bad debt or payment default. If self employed they should have been trading for at least 18 months or 12 months if they hold an existing American Express Card.

Eligibility

Applications are welcome from individuals with an annual income of $50,000 or more. Applicants should be permanent New Zealand residents or citizens, be over 18 and have no history of bad debt or payment default. If self employed they should have been trading for at least 18 months or 12 months if they hold an existing American Express Card.

Eligibility

Applications are welcome from individuals with an annual income of $100,000 or more. Applicants should be permanent New Zealand residents or citizens, be over 18 and have no history of bad debt or payment default. If self employed they should have been trading for at least 18 months or 12 months if they hold an existing American Express Card.

Eligibility

Applications are welcome from individuals with an annual income of $30,000 or more. Applicants should be permanent New Zealand residents or citizens, be over 18 and have no history of bad debt or payment default. If self employed they should have been trading for at least 18 months or 12 months if they hold an existing American Express Card.

Offer only available to new Air New Zealand American Express Card Members who apply and are approved by 30 September 2015. The 0% p.a. introductory rate applies to purchases for six months commencing the day the account is opened. Any balances transferred including from your existing American Express Card, cash advances and fees are excluded from the 0% introductory interest rate. At the end of the six-month introductory period, the interest rate for new Charges and any remaining balances will revert to the prevailing interest rate at that time. Interest rates are current as at 25 September 2014 and subject to change.

Offer only available to new Air New Zealand American Express Card Members who apply by 30 September 2015, are approved and spend $300 on their new Card in the first 3 months of Card Membership. 50 bonus Airpoints Dollars will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met.

Airpoints are earned in accordance with the Air New Zealand American Express Card Terms and Conditions. Exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for Traveller’s Cheques, Gift Cheques and Foreign currencies or annual Card fees or other fees and charges billed to the account. These do not earn Airpoints. For the full list of exclusions, please refer to the Air New Zealand American Express Card Terms and Conditions available here.

A flight that is ticketed and operated by Air New Zealand and certain airline partner codeshare flights. The full list of Air New Zealand Airpoints partners is available here. Any applicable third party taxes, levies or surcharges can’t be paid for with Airpoints Dollars, unless the fare is a New Zealand domestic fare.

If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In New Zealand, call us on 0800 656 660. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office or call +64 9 583 8287. Once you have notified us, you are not liable for any unauthorised charges.

Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.

The Air NZ American Express® Platinum Credit Card will have a $0 introductory annual fee for the first year of Card Membership. After the first year, the annual fee for the Basic Card will be $395. Offer only available to new American Express Card Members who apply by 31 August 2015 and are approved. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 12 month period are ineligible for this offer.

Offer only available to new Air New Zealand American Express Platinum Card Members who apply by 31 August 2015, are approved and spend $500 on purchases with their new Card within the first three months of becoming a Card Member. Please allow 6 to 8 weeks after the $500 benchmark has been met for the 200 Airpoints Dollars to be credited to your account.

You can earn up to half the Status Points you need to reach or maintain your Silver or Gold Airpoints tier status by making purchases on your Credit Card. You need to earn at least 900 Status Points on Air NZ operated flights to change from Gold to Gold Elite, and 810 Status Points on Air NZ operated flights to maintain Gold Elite, and the balance can be earned by making purchases on your Credit Card. Visit airnewzealand.co.nz/airpoints for details of the number of Status Points required.

Subject to the Air New Zealand American Express Platinum Card Benefits Terms and Conditions available here. Status Points and Airpoints Dollars are not earned on purchases of American Express Travellers Cheques, Gift Cheques or for purchases of Foreign Exchange, cash advances, balance transfers, interest, annual Card fees or other fees and charges billed to the account. Air New Zealand Airpoints Programme terms and conditions also apply. Airpoints Dollars and Status Points earning rates are subject to change with reasonable notice.

Air New Zealand American Express Platinum Card Insurances are underwritten by ACE Insurance Limited (Company No. 104656) (ACE) and are subject to the terms, conditions and exclusions contained in the Air New Zealand American Express Platinum Card Insurances policy of insurance between American Express International (NZ) Inc. (Company No. 867929) (American Express) and ACE. This product page does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available upon request and consider the appropriateness of that insurance in relation to your individual requirements.

Terms and Conditions apply. All flights are subject to availability and neither American Express nor Air New Zealand guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. The complimentary domestic return flight is available every year of Card Membership on direct flights only. Click here for details.

The Basic Card Member shall be entitled to a waiver of the Koru joining fee and a discount of $145 on one-year, individual Koru membership. The Koru joining fee waiver and the discount on the Koru annual membership fee only applies to Card Members and may only be used in conjunction with one-year Koru memberships for individuals. The Koru joining fee and/or Koru annual membership fee will not be refunded if it has already been paid to Air New Zealand. Koru terms and conditions apply.

Provided you have notified us immediately upon discovery of any fraudulent transactions and you have complied with the Card conditions, you will not be held liable for any charges.

Offer only available to new American Express Card Members who apply online by 30 September 2015, are approved and spend $500 on their new Card in the first 2 months of Card Membership. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 12 month period are ineligible for this offer. 20,000 Membership Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

Offer only available to new Platinum Edge Credit Card members who apply here online and are approved by 30 September 2015. The 2.99% p.a. introductory promotional interest rate is only available on new purchases only after your application is approved. New purchases made in the subsequent six-month period from/after the first purchase on your Card will be subject to the promotional interest rate. After the six-month introductory period, the interest rate for purchases will revert to the prevailing interest rate at that time. Any balances transferred from your existing American Express Card, cash advances, charges for travellers cheques, fees and commissions are not purchases and are excluded from the 2.99% p.a. introductory promotional interest rate. Any balance remaining after the offer period will attract the standard interest rate at that time. Interest rates are current as at 1 March 2015 and subject to change. We intend to maintain the promotional low rate for the offer period if you make your minimum payments on time and reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information.

Terms and Conditions apply. You must book at least 14 days prior to departure. All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or times that you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. You can book up to 10 months in advance and as with all travel, the earlier you book the more availability options you’ll have. The complimentary Air New Zealand domestic return flight is available every year of Card Membership on direct flights only. A standard 1-piece 23kg baggage allowance is included. See americanexpress.co.nz/edgewelcome for flight offer conditions.

To redeem points through Membership Rewards Travel partner terms and conditions apply. Flights available are for fares offered through the Sabre Global Distribution System. Subject to availability. When using the 'Points + Pay' option you must redeem a minimum of 10,000 points or your total points balance, whichever is lower.

To transfer Membership Rewards points into an airline partner programme or a frequent guest partner programme, you must be a member of the partner programme. Membership of the partner programme is the Cardmember's responsibility and is subject to the terms and conditions of the applicable programme. A joining fee may apply. Minimum redemption amounts apply. Partners are subject to change. Visit membershiprewards.co.nz for details.

Points for Credit cannot be used to pay the minimum payment amount due on your account. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via credit balance refund. Points for Credit may only be used to reduce a Cardmembers statement balance to $0.00 and not put it into a credit balance.

American Express Platinum Edge Credit Card Insurances are underwritten by ACE Insurance Limited (Company No. 104656) (ACE) and are subject to the terms, conditions and exclusions (including age restrictions) contained in the American Express Platinum Edge Credit Card Insurances policy of insurance between American Express International (NZ), Inc. (Company No. 867929) (American Express) and ACE. This communication does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available at americanexpress.co.nz/edgewelcome and consider the appropriateness of that insurance in relation to your individual requirements.

Terms and Conditions apply. You must book at least 14 days prior to departure. All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or times that you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. You can book up to 10 months in advance and as with all travel, the earlier you book the more availability options you'll have. The complimentary domestic return flight is available every year of Card membership on Air New Zealand direct flights only. A standard 1-piece 23kg baggage allowance is included. See americanexpress.co.nz/edgewelcome for flight offer conditions.

Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.

No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records and financial resources known to us.

Offer only available to new American Express Cardmembers who apply by 30 September 2015, are approved and spend $500 on their new Card in the first 2 months of Cardmembership. Cardmembers who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc. in the preceding 12 month period are ineligible for this offer. Bonus points will be awarded to the eligible Cardmember’s account 8-10 weeks after the spend criteria has been met. Not valid in conjunction with any other promotional offer.

To redeem points through Membership Rewards Travel partner terms and conditions apply. Flights available are for fares offered through the Sabre Global Distribution System. Subject to availability. When using the 'Points + Pay' option you must redeem a minimum of 10,000 points or your total points balance, whichever is lower.

Terms and conditions apply as well as exclusions. Enrolment in transfer partner programmes is the Cardmember’s responsibility and a Cardmember must be enrolled prior to any points transfer request. Joining fees and minimum redemption amounts may apply. Only available for fares offered through the Sabre Global Distribution System. Please refer to the rates and fees information page for further information.

American Express Platinum Card Insurances are underwritten by ACE Insurance Limited (Company Number 104656, Master Policy Number AGRG381911) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Card Insurances and policy of insurance between American Express International (NZ), Inc. (Company Number 867929) (American Express) and ACE. This product page does not take into account your objectives, financial situation or needs. It is important for you to read the Platinum Card Insurances and Assistance Terms and Conditions (which are available on request) and consider the appropriateness of that insurance in relation to your individual requirements.

Complimentary Priority Pass membership is available to the Basic Platinum and one nominated Supplementary Card Member per account on enrolment. Can take up to eight weeks to receive card. Platinum Card Members must present the Priority Pass card and same-day boarding pass to gain entry into the lounge. Use of this card means full acceptance of Priority Pass conditions of use. One complimentary guest per visit is permitted per eligible enrolled Platinum Card Member only. Any additional travel companions will be subject to full guest fee at the prevailing rate, currently USD27, per person, per visit. The fee will be charged to the Platinum Card account on file. Additional Supplementary Card enrolments will be charged at a reduced annual rate of USD299. Visit prioritypass.com for full program terms and conditions.

To redeem Membership Rewards points for points in an airline partner programme or a frequent guest partner programme, you must be a member of the partner programme. Membership of the partner programme is the Cardmember’s responsibility and is subject to the terms and conditions of the applicable programme. A joining fee may apply. A transfer fee of $35 per transfer of points applies to an airline partner programme. Partners are subject to change. Visit americanexpress.co.nz/rewards for details.

There's typically no cost for the Platinum Concierge, although you are responsible for any purchase and/or shipping charges you authorise. Fees may apply for meetings and event planning.

Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. “Immediately” means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.

Offer only available to new American Express NZ Low Rate Credit Card members who apply and are approved by 30 September 2015. The 2.99% p.a. Introductory rate applies to Purchases and related fees for six months from the date of the first Charge. Any balances transferred from your existing American Express Card, cash advances and fees relating to cash advances are excluded from the 2.99% Introductory interest rate. At the end of the six month introductory period, the interest rate for new Charges and any remaining balances will revert to the prevailing interest rate at that time. Interest rates are current as at 1 January 2015 and subject to change. We intend to maintain the Introductory rate for the six month period if you make your minimum payments on time and reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information.

Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 1 January 2015 and are subject to change. This interest rate does not apply for Cash Advances and fees relating to Cash Advance.

Supplementary Credit Cardmembers must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.

Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.

If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In New Zealand, call us on 0800 656 660. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office or call +64 9 583 8287. Once you have notified us, you are not liable for any unauthorised charges.