The Dave Ramsey Show

The Dave Ramsey Show is about real life and how it revolves around money. Dave Ramsey teaches you to manage and budget your money, get out of debt, build wealth, and live in financial peace. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family.

Are you stuck in a job you don't enjoy or underpays just get student loans forgiven? In this episode, Dave explains why this path to debt-freedom will cost you more in the long-run. A single lady from Atlanta visits the studio to share how she paid off her student loans in just one year: "I wanted a house but couldn't afford it because of my student loan and car payment."

Having trouble deciding what you should or shouldn't spend money on when trying to get out of debt? In this episode Dave explains how to decide what it's okay to spend on while staying intense on paying off debt. Also a young lady from Michigan visits the studio to scream, "I'm DEBT-FREE!"

Setting money aside for emergencies can be hard when you'd rather invest it. In this episode, Dave shares personal insight on how a crisis becomes an inconvenience when you have an emergency, or rainy day, fund. Also, a couple from North Carolina visits the studio to share their debt-free story: "Doing your budget and tracking your spending is like doing a financial autopsy every month"

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

Are you feeling beat up by the dumb money choices you've made? In this episode, Dave explains the simple, step-by-step plan to start making smart financial decisions so you never have to worry about money again! Also, Rachel Cruze joins Dave in the studio!

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

In this episode, hear Dave make someone's day by giving away a free car! There are still 3 cars left to give away! If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

Worried about having enough money to retire on? Retirement is the perfect time to pursue your passion! In this episode, Dave gives insight on how to earn money in retirement and turn a hobby into a small business.

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

You don't have to be intimidated by investing! In this episode, Dave talks about four types of mutual funds and how to recognize bad financial advice. Also, a single mom from Ohio visits the studio to share her debt-free story: "As a single parent you feel like you're never going to get ahead . . . reading your book ignited hope in me."

For help with your retirement or other investments, talk with a SmartVestor Pro:

In this episode, Dave gives practical advice on saving for college. Also, a couple visits the studio to share how they paid off their student loan debt. "It gave us hope that we could do all the dreams we had!"

For help with college savings or other investments, talk with a SmartVestor Pro:

Struggling to pay your bills each month? It's a scary place to be, but Dave's been there and knows how to get out. In this episode, Dave gives step-by-step advice on how to make a plan to beat debt for good! A couple from Illinois shares how they paid off $195,000. Listen to how they did it!

You know you need it, but how much life insurance is too much? And is whole life insurance a good choice? This episode will give you the confidence you need to provide your family with the right kind of insurance.

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

Addressing money issues with your family can be tricky. In this episode, Dave gives insight on how to talk about money without coming across wrong. Also, a couple from Pittsburg visits the studio to scream, "We're DEBT-FREE" after paying off $136,086!

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

Buying a house is one of the biggest purchases you'll ever make. In this episode, Dave gives tips on how to avoid common mistakes that many home buyers make. A couple from Ohio visits the studio to share the story of how they paid off their mortgage in 16 months: "If you think you can, or think you can't . . . you're right!"

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

Budgeted money already has a place to go, but what should you do with a little—or a lot—of unexpected cash? In this episode, Dave gives practical advice on what to do with refunds, retirement and really big financial gifts. Also, a couple from Wisconsin visits the studio to scream, "We're DEBT-FREE!"

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

If you think student loan debt is "good debt," you're not alone. But who wants to be enslaved by payments for years and years? This episode will give you a proven plan to beat debt for good so you can start winning with money!

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

This episode helps people who are sick and tired of living paycheck to paycheck and trying to find a way out of debt. A couple in Washington calls the show to share how they paid off nearly $58,000 in less than 2 years!

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

Hear solid advice to parents who are guiding kids to make wise college choices and find their calling in life. Life is too short to spend it paying off debt! Learn the fastest way to get out of debt in this episode.

This episode covers everything you need to dump debt including advice on paying off student loans and the mortgage. Be inspired by a debt-free story from an amazing family that paid off over $135,000 while struggling with major medical setbacks. "In the special needs world, it's considered that debt's a given.... But it doesn't have to be that way!"

This episode teaches the best way to invest for retirement—even if you're starting a little later in life. Learn about life insurance, mutual funds, IRAs and 401(k)s, and how to beat debt so you can retire with dignity!

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

This episode teaches how to take control of your money and find hope for the future by budgeting and ditching debt! A couple in Utah calls the show to scream, "We're DEBT-FREE!" and share how they paid off $155,000. "My kids got used to hearing, 'We don't have money in the budget.'" Now they're on the way to becoming millionaires!