The guy below is incorrect.
A gift is exactly that, a gift. He must sign a letter stating no repayment is expected.

A secured loan (or "collateralized loan") is a permissible source of funds for a gift. Dad would need to provide a copy of the note from the loan against his truck, plus a copy of the proceeds check and proof he deposited it into his account before gifting it to you.

It's a heck of a paper trail, but it is permissible under FHA guidelines. Here are the pertinent guidelines:

If the gift funds are being borrowed by the donor and documentation from the bank or other savings account is not available, the Mortgagee must have the donor provide written evidence that the funds were borrowed from an acceptable source, not from a party to the transaction.... more

No, appraisal is almost always paid by the buyer. However, everything is negotiable. But if it doesn't appraise, then you have a whole other problem to deal with than who should pay for the appraisal. Seller may choose to not drop the price to the appraised value, and you may be forced to terminate (if you can't come up with the difference yourself).... more

A lot of tax credit rentals will rent as long as there are no outstanding elec/gas bills owed or any active evictions from past landlords. The rest is mostly overlooked for lease approval as long as there are no felons less than 7 yrs old. Sex offenses are a permanent no with tax credit. (23 yrs property manager) Check who you owe and fix utility bills owed and you will have a better chance of renting. Good luck.... more