This Sports Insurance Supplemental Coverage Checklist is for when General Liability Coverage is provided through a Municipal Insurance Program

Submit this form to the city or county’s insurance agent or risk manager for completion only if they provide your General Liability insurance through a municipal controlled insurance program. Don’t use this form if your recreation department buys its General Liability coverage directly from an insurance agent. Instead, use the form entitled “Stop Before Buying Your Sports Insurance?”

What is the “Each Occurrence” limit of Liability under the municipality’s General Liability Policy? $__________________

Does the policy provide “Occurrence” or “Claims Made” coverage? ______________________

Is the General Liability exposure

___ fully insured with no deductible

___ insured with a deductible of $___________________

___ self-insured with a retention of $_________________

If there is a deductible or retention above, would a covered individual named in the lawsuit (example: employee, volunteer, director, officer) be responsible for his/her own legal defense, settlement, or adverse jury verdict “out of pocket” to the extent of the deductible?

Does the municipality’s General Liability policy extend coverage to “volunteers” of the recreation department such as directors, officers, trustees, coaches, managers, umpires, concession workers, etc.?

If separate leagues are using the recreation department’s facilities or fields, does the municipality’s General Liability policy extend coverage to such leagues and their respective directors, officers, employees, and volunteers?

Based on your answers to questions 1-9 above, do you believe that your General Liability policy adequately addresses the unique sports insurance coverage needs of the recreation department volunteers and the separate sports organizations, if any, including their respective directors, officers, employees, and volunteers?