More than likely, the smartphone you carry around with you is more than just smart... it's a work horse! It's a camera, a personal assistant, a clock, a computer, a sketchbook, a game player/babysitter…

And now, it's a wallet.

Introducing: ISIS Mobile Wallet!

With just a tap your smartphone, ISIS Mobile Wallet (available on all three major carriers: AT&T, T-Mobile, or Verizon) lets you pay for items at your favorite shops just by tapping your phone at the terminal. Participating vendors include places like Jamba Juice, Whole Foods, Macy's, Subway, Starbucks, and even Coca-Cola vending machines.

There are a few things you’ll need to have in order to go completely mobile pay. First of all, you’ll need an Android smartphone (sorry, iPhone users) that supports Near Field Communication, or NFC (like the new LG G2 or Samsung Galaxy s4) and secure SIM capabilities. You’ll also need to get an enhanced SIM card from your provider. Once you have the phone and the enhanced SIM card, you just download the ISIS Mobile Wallet app from Google Play.

Loading Cards into ISIS Mobile Wallet is Easy!

Loading your credit cards (Visa, Master Card, American Express, and Discover) is pretty simple, as this video will demonstrate:

What if my phone gets lost or stolen? How secure is ISIS Mobile Wallet?

One thing I was worried about was security. What if my phone got into the wrong hands? Although I have a password lock on my phone, I want to make sure that someone can't just go shopping on my dime. I found out that if I lose my phone, I can easily lock my wallet at paywithisis.com. It's a lot faster and more secure than calling each credit card company, one at a time.