When drivers own their motorcycles and stop renting, their take home earnings double.

But ownership is more than that. It creates the job security of knowing your tool for earning a living and helping your family is yours to keep. It allows for better savings and puts your future in your own hands, not a landlord's.

Successful Tugende Clients

Click the photos below to read the impact ownership has had on our clients.

Impact Finance

Tugende finances productive assets unlocking growth in East Africa and empowering people previously considered to be too risky for credit.

17,000+

Customers Served

Tugende has financed over 17,000 motorcycles for its clients, and has already created more than 7,000 new owners.

$17 Million+

Value of Assets Disbursed

Tugende has leased out over $17 million worth of motorcycles since its inception and has invested significantly more into the Ugandan economy along with the new owners created.

200%

Ownership Doubles Income

After drivers complete their lease payments with Tugende, they double their take home earnings compared to renting through a landlord.

In Uganda, and particularly the capital Kampala, motorcycle taxis (boda bodas) are a popular option for darting through heavy traffic jams or avoiding slow public transportation. Driving a boda boda is one of the best available jobs for young men with little education. Take home earnings are up to $5/day in a country where 65% of the population lives on less than $2/day.

However, most of Uganda’s boda boda drivers rent their bikes indefinitely from landlords who can remove the bikes at any time. Thus job security is low and many drivers struggle to build savings and have no easy path toward financial independence. In the capital city of Kampala alone there are conservatively 100,000 boda boda drivers. There are even more drivers in smaller cities in Uganda, and in rural areas, where instead of traffic, poor roads and a lack of public transportation make motorcycles equally important to the transport economy.