Do you have life insurance

I was talking to my mom a few minutes ago . she's not having a good day. She just went to my brother's grave today. Anyway we got on the subject of Life Insurance. My half-sister is having a fit right now. Because her brother-in-law died. They're asking for contributions to was the funeral. She feels she should have to contribute to the funeral. So that got me and my mom to talk it. I told her I would prefer to pay off my funeral. Rather than get life insurance that may not ever come to fruition
My mom said she pays her life insurance before she pays anything else. Because she would never want her children to struggle to pay for her burial.