Accidents can happen more often than you think, which is why workplace health and safety has become so important in workplaces over recent times. Of course, hazards cannot always be totally mitigated, but they can be controlled and monitored, and procedures can be put in place so as to minimise risk in the workplace. Risk management should be conducted by everyone in the workplace, not just managers, so read on to see what you can do to reduce risk in your workplace. [Continue reading]

Are you looking to get a loan but cannot seem to find a lender willing to take on your project? As a small business or an individual seeking a loan you may be surprised to learn that there are thousands of non-profit organizations around the world … [Continue reading]

Entering the workforce can feel daunting at first. Everyone else seems to have more experience, more training, and more references. But there are plenty of ways you can improve your chance of landing your dream job. Just stay patient, stay committed, … [Continue reading]

When you are living on financial assistance, finding ways to have fun can feel overwhelming. Most people have the mindset that if you do not have money to spend, you cannot have fun. This simply is not true. There are many ways you can have fun this … [Continue reading]

Payday loans are the most expensive personal loans you can get, some companies charging as much as 400% APR (annual percentage rate) on their loans. Even in jurisdictions where payday loans are not allowed, some micro-lenders get around the … [Continue reading]

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Even though I'm a man and I'm supposed to know a lot about cars, I'll be honest, I don't know that much. Every time I take my SUV in for an oil change I … [Continue reading]

So you want to be your own boss. It sounds like every employee’s dream: no more trying desperately to please your superiors, you’ll have the freedom to work to your own standards and you’ll gain a greater sense of independence. Being in charge of … [Continue reading]

This post orginally appeared on The Rideshare Guy Blog and Podcast but I thought I'd post it here since there are a lot of drivers that don't realize you can actually increase your income by driving for Lyft and Uber at the same time. Here's how to … [Continue reading]

Business is risk, and can sometimes seem entirely like a process of risk-management. But without risk, there is no reward, and so it’s worth taking an objective look at the risks involved in your business. Many are obvious, but it’s the ones not … [Continue reading]

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The Four Hour Work Day

I'm Mr. 4HWD, I started this site because I believe it's possible to work less, save more and still achieve financial freedom. There's no way I'm going to work 8 hours a day in a cubicle for the rest of my life. Follow me on my journey to the four hour work day. Read More…