HOLIDAY CLOSING - In observance of Christmas, CCU will be closed Monday, December 25, 2017, as well as Monday, January 1, 2018 for New Year's Day. We wish you a happy and safe holiday with family and friends. Enjoy the convenience of online, mobile, EARS and ATM services for your banking needs.

New & Used Vehicles

Finance your new or used auto with Cornerstone Credit Union and save with affordable rates and payment terms. Purchase or refinance, we offer the same great rate. Borrow up to the retail value in the NADA Book including tax, title and license.

Same low rate for New or Used Vehicle Model Years: 2016 or Newer, or Untitled

Used Vehicle Model Years: 2010-2013

Older Used Vehicle Model Years: 2005-2019 with rate buy-downs available

Did your home endure weather damage? Have remodeling plans or need a new A/C unit, furnace or water heater? We're here to help. It is all possible with a Fixed-Rate Home Equity Loan. Borrow against your home's equity for up to 10 years, with only one monthly payment to manage.

For those recurring or random large expenses such as tuition, medical emergencies, or major car repairs, tap the accumulated equity in your home with our low-rate Home Equity Line of Credit. It features no loan-advance fees and low closing costs. The minimum initial advance is $2,500. After that, you can draw advances of $500 and up. The maximum repayment term is 15 years.

This account offers you flexibility access from your credit line—you can conveniently draw against your line by Check or Visa Debit Card.

Thank you for taking time to visit our website to apply for a home loan. Our goal is to provide a favorable mortgage experience while maintaining consistent, straightforward communication.

After you complete the application a mortgage professional will then review your application to determine which program is in your best interest: conventional, FHA, VA or Rural Development. After this review, a representative from Consumer Loan Services, LLC (CLS) will contact you to discuss your options. CCU is proud to have partnered with CLS to provide you with multiple channels of mortgage options.

Once a decision has been made, CLS will send your initial forms directly to you or to our branch location and then together we will sign the forms and proceed to complete the loan transaction.

We look forward to assist you through this process to provide you with the key to your new home.

SAFE Act

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS). A listing of the mortgage loan originators (MLO) of Cornerstone Credit Union (Institution 743907) can be found below:

NMLS ID

MLO Name

472527

Scott Arnold

762751

Jason Barklow

597585

Guadalupe Bonnell

936718

Gail Clore

1502461

Terrance Gilmore

1503993

Tarrah Hawes

1497623

David Hoffert

770537

Cheryl Lamm

770538

Lisa Miller

920707

Nicole Palas

1218116

Johana Pedroza

1179806

Julie Smith

1509601

Salvador Gomez Tenorio

1648573

Lisa Przytulski

1646313

Deanna McDermott

1648593

Riley Austin

For more information about the Nationwide Mortgage Licensing System & Registry, please visit the NMLS at www.nmlsconsumeraccess.org.

Share Secured Loan

A loan secured with your Cornerstone Credit Union Savings account or Certificate of Deposit is a great way to get access to your savings, without depleting them. That's because 100% of the loan amount remains on deposit until the loan is paid off. A Share Secured Loan is a perfect loan for young people seeking to establish credit in a responsible manner.

Debt Consolidation Loan

If you're ready to take control of your debt, consolidating it at a lower rate is a wise move. Borrow up to $15,000 (based on creditworthiness) to pay off existing loans you have elsewhere. Current CCU loans do not qualify.

Personal Revolving Line of Credit

Life's emergencies and opportunities don't always line up with payday. An unsecured, open-end Line of Credit quickly provides you up to $10,000 (based on creditworthiness) in cash. Establish your credit line, and then draw on it as needed.

Enjoy 24/7 cash access via CU-Branch, CU-Mobile, EARS (our telephone teller) and transfer funds into your Cornerstone Credit Union Checking account. On the first of each month, repayment is made automatically from your Cornerstone Credit Union account. Monthly payments are based on 3.4% of the total approved credit line, with the minimum payment of $20.

Personal & Signature Loans

Eye on a new couch? Craving a Caribbean cruise? Computer crashed? Personal and Signature Loans at Cornerstone Credit Union can provide funds for furnishings or fun, unexpected expenses or ordinary obligations. Borrow up to $15,000 (based on creditworthiness).

Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.