topic Re: Just received my trustee meeting date.. in Bankruptcyhttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1497968#M9681
You can pull your own credit as many times as you want an it will not affect your score. You get 1 free EQ with your Score Watch service but they send you updates weekly.Wed, 18 Jul 2012 01:34:43 GMTComet212012-07-18T01:34:43ZJust received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1492748#M9664
<P>Hey everyone! New to the board and I just recently found out that my trustee meeting will be on 8/16/12! I am filing CH7 and cant wait to start to rebuild. I once had a 720 score and after a very rough turn in life events sunk deep into debt. I have been reading and researching these boards to gather the knowledge I will need to repair the damage. I am using experian.com to monitor my credit right now but have been reading more and more on "myfico score watch". Just wanted to quick introduce and say a quick thank you to everyone who contributes to the information on this site. Cheers!</P>Sat, 14 Jul 2012 22:10:26 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1492748#M9664Scupra2012-07-14T22:10:26ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1492774#M9665
<P>One question I did have is, should I switch from experian.com and sign up for the myfico score watch now, or whait it out until my BK is discharged? Thanks again guys!</P>Sat, 14 Jul 2012 22:56:43 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1492774#M9665Scupra2012-07-14T22:56:43ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1494818#M9675
<P>I would drop the experian.com because that is not your FICO score. You can only purchase your FICO here. I do not believe you can purchase your Experian FICO anywhere online.</P>Mon, 16 Jul 2012 14:19:04 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1494818#M9675Comet212012-07-16T14:19:04ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1497918#M9680
<P>I fully plan on signing up with the score watch I was just wondering when the best time to do that was. It seems like you can only pull from myfico every six months? Please correct me if I am wrong on that. I figured I would want a fresh pull after discharge to be able to dispute things and make sure they were reporting correctly if needed. Thanks again for the help. I just recently got a bank account with Navy federal in preperation to start rebuilding <img class="emoticon emoticon-smileyhappy" id="smileyhappy" src="http://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Now I just have to wait :/</P>Wed, 18 Jul 2012 01:02:30 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1497918#M9680Scupra2012-07-18T01:02:30ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1497968#M9681
You can pull your own credit as many times as you want an it will not affect your score. You get 1 free EQ with your Score Watch service but they send you updates weekly.Wed, 18 Jul 2012 01:34:43 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1497968#M9681Comet212012-07-18T01:34:43ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1498188#M9683
<P>for me i used freecredit (experian) just for the clean up. i loved to watch big balances turn to zero as each account was iib the 2 days after discharge was like a wave of updates bammm zero balance discharged in BK 7. watching scores go up (fako but still fun) even judgments got updated to discharged and one just fell off. it was worth the cost for me to pull a fresh report everyday for just the cost of the monthly plan. i also use smartcredit for TU&nbsp; and myfico for EQ</P>Wed, 18 Jul 2012 04:54:19 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1498188#M9683deadbishop2012-07-18T04:54:19ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1498370#M9685
<P>Ok, so when it says I get two power reports per year what is the difference between that and a normal report? That is why I got the idea that I only got two. Thank you for the replies guys!</P>Wed, 18 Jul 2012 05:22:08 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1498370#M9685Scupra2012-07-18T05:22:08ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1498392#M9686
<BLOCKQUOTE><HR />Scupra wrote:<BR /><P>Ok, so when it says I get two power reports per year what is the difference between that and a normal report? That is why I got the idea that I only got two. Thank you for the replies guys!</P><HR /></BLOCKQUOTE>it is a normal report plus score. you can click it and it will run a new updated report and score for no charge.Wed, 18 Jul 2012 05:40:35 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1498392#M9686deadbishop2012-07-18T05:40:35ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1499744#M9697
<BLOCKQUOTE><HR />deadbishop wrote:<BR /><BLOCKQUOTE><HR />Scupra wrote:<BR /><P>Ok, so when it says I get two power reports per year what is the difference between that and a normal report? That is why I got the idea that I only got two. Thank you for the replies guys!</P><HR /></BLOCKQUOTE>it is a normal report plus score. you can click it and it will run a new updated report and score for no charge.<HR /></BLOCKQUOTE><P>Thank you for your help.</P>Thu, 19 Jul 2012 01:17:54 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1499744#M9697Scupra2012-07-19T01:17:54ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1524728#M9802
<P>Wow! So I am still awaiting my trustee meetin on the 16th and my desert schools repossesion just went iibk and my score jumped to a 642 (experian.com mind you) Very funny to recieve that alert!&nbsp;</P><P>&nbsp;</P><P>Is there anything I should be doing right now to quicken the process? I was just sitting back waiting until after my meeting..</P>Sun, 05 Aug 2012 02:49:46 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1524728#M9802Scupra2012-08-05T02:49:46ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1524996#M9803
<P>I would wait until after the Trustee meeting before applying for any credit. But it should update automatically but if you want to spped up the process and start disputing your accounts online that have not been updated. I would not suggest that except with EQ becuase you can dispute online at anytime, however many times you want with EQ. EX you have to purchase a credit report and you can only dispute an account online ONE time. If they verify the account is correct then you are stuck with it, unless you dispute the old fashioned way(US MAIL) with documentation. TU is in between EQ and EX in regards to the online disputing.</P>Sun, 05 Aug 2012 12:40:15 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1524996#M9803Comet212012-08-05T12:40:15ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1525086#M9805
<P>I disagree about starting to rebuild during your bankruptcy.</P><P>Just wait until its actually discharged and then check your cr reports to see how everything is reporting. There is a lot of activity during those months and you may as well wait until you are after discharge to see how everything will land before you dispute. JMO based on my experience.</P>Sun, 05 Aug 2012 14:31:36 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1525086#M9805StartingOver102012-08-05T14:31:36ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1525300#M9806
<P>I was planning on waiting for my BK to discharge and then sign up for scorewatch to see how everything panned out. At that point i would make sure things are reporting correctly and then apply for new credit slowly. Sound like a good plan?</P>Sun, 05 Aug 2012 17:24:13 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1525300#M9806Scupra2012-08-05T17:24:13ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1530756#M9835
Defintely check your CR after your discharged. there was several things I had to get fixed on my CR after my BK was discharged.Wed, 08 Aug 2012 21:03:45 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1530756#M9835MaryJane1972012-08-08T21:03:45ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1544514#M9887
<P>I had my meeting today! Four minutes and I was done. Now the waiting game <img class="emoticon emoticon-smileyhappy" id="smileyhappy" src="http://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P>Fri, 17 Aug 2012 01:28:09 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1544514#M9887Scupra2012-08-17T01:28:09ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1544702#M9888
you could get a Pacer account to track your BK.Fri, 17 Aug 2012 05:21:57 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1544702#M9888deadbishop2012-08-17T05:21:57ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1545456#M9889
<P>congrats Scrupa! mine lasted 12 minutes lol</P>Fri, 17 Aug 2012 20:56:16 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1545456#M9889MaryJane1972012-08-17T20:56:16ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1557350#M9939
<P>Hey everyone, hope you all are having a good weekend! I had a question relating to &nbsp;credit cards and rebuilding after my chap7. I kept a Cap1 credit card that has a $0 balance through my BK, it has a $500 limit and I have had it since 11/2005 (4 30 days late only) I see that Cap1 is the first card that everybody reccomends after BK but I was wondering what I should do in my case since I already have a Cap1 card. Would applying for another through them still be my best bet, or a different card? Thanks in advance!</P>Sat, 25 Aug 2012 17:07:55 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1557350#M9939Scupra2012-08-25T17:07:55ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1560908#M9970
<BLOCKQUOTE><HR />Scupra wrote:<BR /><P>Hey everyone, hope you all are having a good weekend! I had a question relating to &nbsp;credit cards and rebuilding after my chap7. I kept a Cap1 credit card that has a $0 balance through my BK, it has a $500 limit and I have had it since 11/2005 (4 30 days late only) I see that Cap1 is the first card that everybody reccomends after BK but I was wondering what I should do in my case since I already have a Cap1 card. Would applying for another through them still be my best bet, or a different card? Thanks in advance!</P><HR /></BLOCKQUOTE><P>Anyone? monday bump day <img class="emoticon emoticon-smileyhappy" id="smileyhappy" src="http://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P>Tue, 28 Aug 2012 01:23:35 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1560908#M9970Scupra2012-08-28T01:23:35ZRe: Just received my trustee meeting date..http://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1583686#M10089
<P>Still looking for some advice/opinions</P>Tue, 11 Sep 2012 01:36:58 GMThttp://ficoforums.myfico.com/t5/Bankruptcy/Just-received-my-trustee-meeting-date/m-p/1583686#M10089Scupra2012-09-11T01:36:58Z