8.9/10 Embrace: High annual coverage, hereditary and congenital conditions covered, reasonably priced however they have a maximum age (Mixed breed dog=8, purebred dog=6, cat mix=10, purebred=8). If older than above ages, then only can get accident only.

Generally speaking the co-payment is around 70-100% with 80% being average. If the co-payment is better (you pay a lower percent of the total bill), you often pay more for a deductible or monthly premium.

Low Deductible
– This list does not include per incident deductible plans.