We work for you, not the Insurer - there’s a real difference using Baileys as opposed to an “underwriting agency” or Insurer directly...

This is something often over looked, but is crucial. As a Broker, we are on your side, and if a claim occurs we are looking to maximise your entitlements under your policy – because we are
totally independent and work for you – not the Insurer. If you are insured direct with an Insurance Company, or via an Underwriting Agency that only sells one Insurer’s products, they hold the purse strings, and in our view will find
ways to minimise a claim payment. Additionally, the Insurer or Agency won’t let you know if there’s a better deal somewhere else – whereas we are not restricted to one Insurer, so we always keep an eye
on what’s available in the market and will advise you accordingly;