Off-the-beaten-path beaches, tranquil turquoise waters, epic surfing, and an island steeped in historical culture — these are but a few reasons why Oahu, Hawaii, is calling your name!

The third largest Hawaiian island is the cross-section of ancient and modern, complete with bustling night life and mellow surfer towns. With five different regions — from the island’s capital, Honolulu, to one of the world’s most popular surfing destinations at North Shore — Oahu has something for everyone and no shortage of things to do.

This week’s Splurge vs. Steal puts the spotlight on a massive oceanfront splurge and a cozy beach cottage steal. Which one would you choose?