A Visa Platinum Credit Card from SPC Credit Union is the one card that delivers enough purchasing power to meet life's demands - and even reach a little further. This premium card offers higher credit limits beginning at $5,000, as well as these great features:

9.9% APR*

No Annual Fee

Balance Transfer Option

No Cash Advance Fee

25 Day Grace Period on Purchases

Online Access with SPC NetBranch™

Automatic Payment Option

No Cost Travel Insurance
Cardholders, spouses and children under the age of 19 (25 if in college) are automatically covered for up to $200,000 of accident insurance when travel fares are charged on a common carrier.

Cash Advance
Cash advances are available at SPC, other participating financial institutions, and hotels and ATMs displaying the Visa logo.

Convenience Checks
Checks may be used as personal checks at places that do not accept Visa or to pay off other higher interest rate credit cards.

Additional Platinum Privileges

Credit Lines up to $25,000**

Auto Rental Insurance
Visa Platinum provides 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental cars.

$1000 Travel Insurance
When traveling with a common carrier, insurance protection is offered if the ticket was purchased fully with the Platinum card.

*Annual Percentage Rate. Rate is subject to change depending on market factors. **Eligibility and credit limit is determined by the creditworthiness of the individual member.

A Visa Classic Credit Card from SPC Credit Union is one of the most attractive financial tools around. It allows you the convenience you desire and the terms you deserve. This card offers flexible credit limits starting at $500 to meet any member's needs. A VISA Classic Card offers these great features:

11.9% APR*

No Annual Fee

Balance Transfer Option

No Cash Advance Fee

25 Day Grace Period on Purchases

Online Access with SPC NetBranch™

Automatic Payment Option

With the SPC Visa Classic Card you also receive these additional benefits:

No Cost Travel Insurance
Cardholders, spouses and children under the age of 19 (25 if in college) are automatically covered for up to $200,000 of accident insurance when travel fares are charged on a common carrier.

Cash Advance
Cash advances are available at SPC, other participating financial institutions, and hotels and ATMs displaying the Visa logo.

Convenience Checks
Checks may be used as personal checks at places that do not accept Visa or to pay off other higher interest rate credit cards.

*Annual Percentage Rate. Rate is subject to change depending on market factors. It is important to note that the SPC VISA Classic Card rate of 11.9% has not changed since the card was introduced in 1993.