Homeowners Insurance Through Larry P. Morgan

Whether you’re a first-time homebuyer or want to update your existing homeowners coverage, I’m here to help you choose the protection that’s right for you and your home. My team and I understand the ins and outs of homeowners insurance and know firsthand what it's like living in Fairmont. As a local resident and neighborhood Allstate agent, I know the common claims and risks that come with living in our community, and I use that knowledge and insight to help you select the coverage that meets your unique needs.

I take pride in providing personal attention and helping you protect your biggest investment with individualized coverage. You can count on my team when you need us the most. Whether you're filing a claim, moving to a new place or adjusting your coverage after remodeling your home, I'm here to help.

Home Maintenance Tips

Performing regular maintenance tasks is one of the responsibilities that comes with being a homeowner. Keeping on top of your home's maintenance, though, may help you avoid costly, unexpected repairs down the road. Check out these tips to help keep your home in good working order.

Home maintenance just got easier.

Homeowners Insurance Through Larry P. Morgan

Whether you’re a first-time homebuyer or want to update your existing homeowners coverage, I’m here to help you choose the protection that’s right for you and your home. My team and I understand the ins and outs of homeowners insurance and know firsthand what it's like living in Fairmont. As a local resident and neighborhood Allstate agent, I know the common claims and risks that come with living in our community, and I use that knowledge and insight to help you select the coverage that meets your unique needs.

I take pride in providing personal attention and helping you protect your biggest investment with individualized coverage. You can count on my team when you need us the most. Whether you're filing a claim, moving to a new place or adjusting your coverage after remodeling your home, I'm here to help.

Benefits of Working with Allstate

Allstate knows that every home is unique, which is why you'll be able to customize your coverage to fit your needs. Providing quality protection for your home is a priority for Allstate, and you'll also enjoy the benefits of an agent who can make the process easy — from helping with paperwork to updating your policy. Here are a few of the benefits you may be able to take advantage of when working with Allstate:¹

Moving Tips

From house hunting and packing to moving day and settling in, Allstate is here with moving tips, tools and special offers to help make your move easier. Whether you have outgrown your family home, are ready to downsize or are a renter preparing to purchase your first home, we want to help provide protection for your new home and changing needs.

Discounts for Your Home

Allstate offers a variety of home insurance discounts based on the specifics of your home, such as its age, having smoke detectors or an alarm system and more. We'll work with you to determine the discounts available to you.

Home and Auto Savings

The more you insure with Allstate, the more you can save. Our multi-policy discounts offer savings on your homeowners insurance when you bundle it with an auto insurance policy.

Multi-Policy Discount

You may find additional savings on your homeowners insurance when you also have life insurance with us. Find out how much you may save by bundling your home and life insurance coverage.

Customizable Home Insurance Options

Allstate offers a variety of custom coverages for your home. We can help you tailor your home insurance policy to meet your unique needs.

Rewards and Savings

Only Allstate offers both Claim RateGuard® and Claim-Free Rewards to help keep your rate from going up just because of a claim and savings for when you don't.

¹ NOT AVAILABLE IN EVERY STATE. Features are optional. Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.

Planning to Move?

As your agent, I can help make your move easier by explaining coverage options and providing Proof of Insurance in 24 hours. Also, check out the Allstate Moving Hub for helpful moving tips and discounts on Budget truck rentals, PODs and more.

Home Maintenance Tips

Performing regular maintenance tasks is one of the responsibilities that comes with being a homeowner. Keeping on top of your home's maintenance, though, may help you avoid costly, unexpected repairs down the road. Check out these tips to help keep your home in good working order.

Home maintenance just got easier.

Larry P. Morgan is insurance licensed in the state(s) of West Virginia. If you do not reside in the state(s) of West Virginia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.