If you’re in debt and need help

It's a completely free service
To families and individuals in debt, regardless of faith, gender, background or sexual orientation. We're not a purely functional financial service. Ours is an all-round practical and emotional support. We go to see our clients with debt help, budgeting advice, creditor negotiations, insolvency services and friendship: we're there for them until they become debt free.

AsMartin Lewis said earlier this year
...on BBC Radio 4 , You & Yours, when advising a caller to go to their local CAP centre for help:

“You don’t have to be a Christian. That’s why they do it and why they fund it, not what they are about.”

CAP UK – free debt counselling

Can you help or want to find out more?

Privacy

In line with the new GDPR, we attach our Privacy Policy with regard to how we store and use personal data for our volunteers and supporters. If at any time you wish to be removed from our database, please contact Angela Hanvey (angelahanvey@capuk.org) to let us know.

Debt isn't about money

Debt is about people, about families and feelings, about mental and physical health, isolation and exclusion. Many of our clients work, some in professional jobs. For most, debt has come about because of relationship break-up, business or investments failure, unemployment or ill-health.

Debt counselling isn’t about whittling down a sum on paper

It’s holding someone’s hand without judgement, walking the journey with them and telling them we’ll help them get out of the prison of debt. It’s about feeling cared for, restoring self-esteem, improving quality of life and helping our local communities to be more resilient in an age of cutbacks.

Aberfeldy Parish Church is a congregation within the Church of Scotland. We are linked with the congregations of Dull & Weem and Grantully, Logierait & Strathtay, and are part of Dunkeld & Meigle Presbytery. We are a registered Scottish Charity (SC007899).