Under the Financial Assessment, if you have more than £23,250 (England 2017/2018) in capital (not including the value of your home) you will be charged the full cost of your care. It is important to note that your home’s value is disregarded for domiciliary care but not if you have to enter a Care Home.

If your capital is less than £23,250 (England 2017/2018), your income and any savings above the lower capital threshold (£14,250 England 2017/2018) will be assessed but you must be left with at least the basic amount of Pension Credit plus 25%.