I had a wonderful experience, with knowledgeable contacts throughout the process. Everything was simplified, I was kept up to date, and everyone had a sense of urgency with my loan. David, Ned, and Paulie were all wonderful... Jim is an absolute rockstar and deserves a vacation.

Alexander S.

Jim Giacone worked with us early in our process to find a lender. He was personable, patient, and informative. Once we applied for financing, both he and Scott Schnepf directed us quickly through to closing, even during the impact of hurricane Irma. We are extremely satisfied and very and grateful to Jim and Scott, and all the others at Guaranteed Rate.

James L. - Funded 9/11/17

Jim Giacone's team was super responsive, very knowledgeable, and extremely easy to work with. I would recommend Guaranteed Rate to anyone ready to buy a new home. THANK YOU!!

Ricky M. | 08/25/2017

ATTENTION VETERANS AND ACTIVE DUTY SERVICE MEMBERS!!! As an 18 year Active Duty Service Member, I trusted USAA to provide the best rate for my first mortgage. After pre-qualifying with USAA, I decided to follow the recommendation of my realtor and get a comparative offer from Guaranteed Rate. I was shocked to find that Guaranteed Rate was able to beat the USAA VA rate by 0.2% while lowering the closing costs by $4,500. The Guaranteed Rate team was able to close my VA loan in less than 30 days...

Richard L. - August | 2017

Thank you so much for being the very best loan officer....you are amazing! You have tireless work ethic and help so much with my clients. You prepare worksheets when the buyer afraid or uncertain. You have endless patience and bring tremendous knowledge about loans and loan programs.

Denita N. | 05/25/2017

Jim Giacone was amazing to work with!! If it weren't for him, this process would have been so much more stressful. He really took control of issues that came about on my end and handled them with ease. I've already recommended Jim to Friends and Coworkers. You can literally email or call Jim at any hour and he is ready to help. Thanks again, Jim! I really appreciate all your hard work.

Diana L. | 04/20/2017

Besides the amazing followup and step by step guidance, I have to say that the preparation of understanding the documents and expectations going into closing by Jim Giacone impressed me when the closing agent wanted to make sure I understood fully what I was committing to. Everything that was a concern in most of the closing agent's other deals, Jim had given me enough prepared knowledge that I was impressed on how that made the closing process so much better. The entire team I dealt with where...

Eric & Lisa P. | 04/21/2017

The service we received was simply fantastic. We couldn't have asked for more attentive or professional service. Jim Giacone and his colleagues were all outstanding.

Glenn K. | 04/18/2017

Jim and his team made is VERY EASY for me to go through the Refinance process - I was kept in the loop the entire process and always knew what the next step was to get to closing!!! It was truly a Hassle Free experience!!!

Daniel Y. - 4/18/2017

Very easy to work with them ...... Great service and response.

Lara N. | 4/7/2017

No words to describe how thankful I am. Since the first time I talked to Rebecca she said there is never a “No”. She help me get my credit up enough to get a better interest rate. Everyone work super. This process was super smoothly thanks to this team.

Karla S. - Funded 10/27/17

Rebecca Trovitch went well beyond what I expected! Very professional and always answered her phone, day or night! Hats off to Rebecca, she is the best loan officer I have ever worked with! 9 days to close my loan AMAZING!

Diane B. | October 2017

Just wanted to say thank you from the bottom of my heart, for helping us - the Smith's - to finally feel free, & to actually be able to see some light at the end of our tunnel. you have no idea. Also for your personal gift to me, you couldn't have chosen a better gift, I am a collector of crystals, but never owned a cross like that, it's pure beautiful... Rebecca I pray that God will give you a beautiful long life that will allow you to help others liked you help us.

Lorna S. | 07/19/2017

Guaranteed Rate helped me realize the impossible was possible. I was at the point where I thought there was no way out of my situation, but then they guided me in the right direction. They were very professional, informative, and honest from the beginning to the end, and I really did appreciate that. Job well done!

Darnette P. | 6/21/2017

Rebecca was wonderful. She made the experience less stressful.

Nancy M. | 05/05/2017

We are very happy with our loan officer she answer our questions and the best of all, all the process was very simple and fast. Thank you.

Freddy V. | 04/13/2017

From the very beginning of my application process, Rebecca Trovitch guided me through step by step, the actually very smooth & quick process. All paperwork is easily taken care of electronically & quickly. Any questions I had were readily answered & processes thoroughly explained. Her coordinated staff took me through each step & I quickly closed on my new beautiful home in a very timely manner of only a few weeks.I would highly recommend Guaranteed Rate to anyone who is looking for a reliable,...

Suzanne J. | 04/13/2017

I want to take the time to say THANK YOU for not throwing in the towel and making my dream a reality, words can't describe the gratitude I have... Forever Grateful!!!!

Kishan E. - 4/15/2017

I want to say thank you so very much for all of your help, kindness, patience, & understanding while working with me. From getting approved, all the way through closing.

Suzanne J. - 4/14/2017

I actually never met my loan person face-to-face her name was Rebecca and from the first time I spoke with her she treated me like she knew me for the last 30 years she was extremely professional and went above and beyond she got me approved ASAP even raise my limit at my request and made the whole process so easy I am extremely satisfied and overwhelmed with the professionalism that she showed me I explained to her that she is family now because she treated me with such kindness and respect it...

Curtis R. - 3/22/2017

Guaranteed Rate Office in Palm Beach Gardens, FL

Here at Guaranteed Rate, we have a philosophy to “lend where we live” and our office has been originating loans in the Palm Beach Gardens area since 2012. We love our sunny town and are the proud home of the Professional Golfers’ Association of America. In our market, we know that First Time Home Buyers and vacation homes are important, and we are not only dedicated to meeting those needs, but are also armed with a full array of loan products to meet all of your lending needs. Our experience in the industry allows us to find the best loan for our clients’ needs.

We are proud to have Guaranteed Rate’s World’s First Digital Mortgage at our disposal. This is invaluable to both clients and realtors because it saves both time and paper. It allows clients to choose their own loan type, receive free credit scores from all three bureaus, securely upload and digitally sign your loan documents then receive a real online approval!

In Palm Beach Gardens, we put the customers first and love to reward our team for doing so. In their respective seasons, our office can be found cheering on the Miami teams of the Dolphins, Heat and Marlins.

Our branch is looking to grow by providing the best rates and programs in the market without sacrificing the customer experience. If you’re looking for new career opportunities, start with us! We hire the best of the best and are looking for team members that value customer service as much as we do. Come join our team!

FHA 203k mortgage facts

Find out more about the FHA’s 203k mortgage loan, one of the most competitive and innovative ﬁnancial tools available.