Medicare has many plans

In response to the Oct. 18 letter, "Medicare increase unjust," there are two different premiums for Medicare. The $104.50 per month deducted from your Social Security income is for Medicare. The $72 premium is for a Medicare Advantage plan.

You are not locked into this Medicare Advantage plan. You have until Dec. 7 to change to another Advantage plan. There are several that have a zero premium, including one from the same company. Plans vary, and - depending on your doctors, hospitals and medications - there is a plan that will fit your needs without being a burden.

All seniors need to review their plans each year to obtain the best plan that meets their needs.

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Medicare has many plans

In response to the Oct. 18 letter, 'Medicare increase unjust,' there are two different premiums for Medicare. The $104.50 per month deducted from your Social Security income is for Medicare. The $72

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