​​​​​​​​​​The Fastest Path To Home Financing

Hi, I am Jimmy Sgambelluri

Loan Originator, NMLS# 615259

Is buying, refinancing or renovating a home in your future? Let me help you achieve your home ownership goals through our simple and hassle-free home loan process. I’ll be by your side delivering personalized service, professional guidance and timely results on the way to your ideal home loan.

Read below to learn more about the benefits & the different VHDA home loans available.

They also provide home buyer classes, grant money, support housing counseling, apartment financing, mortgage credit certificates, and revitalization efforts throughout the state. In addition, they provide help to the eldery and people with disabilities to make their homes more livable.

Since the creation by the Virginia General Assembly in 1972 it’s community service organizations, lenders, developers, and partnerships with local government have helped attain affordable housing & VHDA Home Loans to is residents.

Since it's founding, VHDA has committed financing for more than:

182,000

Single F​amily Homes

144,000

Multi Family Homes

The VHDA offers affordable housing opportunities

The VHDA offers affordable housing opportunities for Virginians who otherwise might not be able to afford quality housing. They provide developers of low- to moderate-income housing with access to financial resources and tax incentives. To learn more about their programs, follow the links below.

The VHDA Home Loans program is self supporting and a large portion of their revenues are spent meeting Virginia’s housing needs each year. They receive no state tax payer dollars to fund their programs or their homebuyer grant programs.

Each year the VHDA raises funds through capital markets. Investors then purchase VHDA bond and VHDA Home Loan securities that generate the principal source of revenue for the VHDA Home Loan Program. These funds support the Single Family & Multifamily Loan Programs.

VHDA has more than 300 employees and is a quasi-government agency. The 11 member board of directors is appointed by the governor, but is 100% self supporting and does not use tax dollars to fund the home mortgage lending initiatives.

Looking for the VHDA home loan that is right for you? Some loan options include no or low down payment, flexible underwriting, and closing cost assistance. Call a VHDA Mortgage Loan Officer today at 757-287-4098 to get more information.

About PrimeLending

PrimeLending is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a Top 10 national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals. With more than 30 years of mortgage experience, we’ve perfected the home loan process by providing five-star service, user-friendly technology and world-class support resulting in a more rewarding, stress-free experience.

In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.

PRIMELENDING A PLAINSCAPITAL COMPANY®, HOME LOANS MADE SIMPLE®, NEIGHBORHOODEDGE® and LOANTELLIGENCESM are trademarks, service marks, or registered trademarks or service marks of PrimeLending, a Plains Capital Company. You may not use, display or reproduce them without the prior written consent of PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services.

1. Ranked by Marketrac® for purchase units nationally for 2012-2017.

2. Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the rating our customers give our loan officers. Our loan officers have received a 96% Customer Satisfaction Rating.

***A pre-qualification is not an approval of credit, and does not signify that underwriting requirements have been met.

In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.

PRIMELENDING A PLAINSCAPITAL COMPANY®, HOME LOANS MADE SIMPLE®, NEIGHBORHOODEDGE® and LOANTELLIGENCESM are trademarks, service marks, or registered trademarks or service marks of PrimeLending, a Plains Capital Company. You may not use, display or reproduce them without the prior written consent of PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services.

1. Ranked by Marketrac® for purchase units nationally for 2012-2017.

2. Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the rating our customers give our loan officers. Our loan officers have received a 96% Customer Satisfaction Rating.

***A pre-qualification is not an approval of credit, and does not signify that underwriting requirements have been met.

In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.

PRIMELENDING A PLAINSCAPITAL COMPANY®, HOME LOANS MADE SIMPLE®, NEIGHBORHOODEDGE® and LOANTELLIGENCESM are trademarks, service marks, or registered trademarks or service marks of PrimeLending, a Plains Capital Company. You may not use, display or reproduce them without the prior written consent of PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services.

1. Ranked by Marketrac® for purchase units nationally for 2012-2017.

2. Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the rating our customers give our loan officers. Our loan officers have received a 96% Customer Satisfaction Rating.

***A pre-qualification is not an approval of credit, and does not signify that underwriting requirements have been met.