SSDI Benefits for Women

This isn’t because women get less injured. A woman tends to make less in SSDI benefits than a man even if they have the same injury and used to do the same job.

Why?

The SSA uses a few factors to determine how much to pay in SSDI. One factor is how much you made in your career before becoming disabled.

As a worker, you pay a certain amount of your paycheck into the system every month. Those payments help cover the cost of your SSDI benefits if you ever become disabled and can’t work any more. So they want to see proof that you’ve worked consistently.

But:

In the United States, women often make much less than men in the same job, and thus pay less into the system.

They also tend to take more time off from work to raise children, which affects their SSDI eligibility.

And in some cases women can be the victims of discrimination that leads to unemployment and underemployment.

All of these situations are frustrating. Women who take off from work to stay home with their children are no less in need of an income later in life, after they’ve returned to the workforce. Women who have trouble finding adequate work because of their gender certainly shouldn’t be punished for that if they become disabled down the road.

Fortunately, the rates of SSDI benefits are increasing for women, so the gender gap is closing a little more year by year.

If you’ve applied for SSDI and been denied, we can help. Contact our Memphis SSDI attorneys today to get started with your appeal.

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