Business Checking

Stay balanced with our business checking options.

Four checking account choices all with exceptional customer service.

Business is built on credits and debits. Customers pay you for products and services. In turn, you pay suppliers and employees. It takes both sides of the equation to operate your business—stay balanced with MidSouth’s business checking.

At our discretion, our interest rate and annual percentage yield may change at any time. You must maintain the minimum balance stated for your account each day to obtain the annual percentage yield. Interest begins to accrue no later than the business day on which we receive credit for non-cash items (for example, checks). The daily balance method is used to calculate the interest on your account and the amount of interest you earn is based on the daily collected balance. The daily balance method applies a daily periodic rate to the full amount of principal in the account each day.

Business Checking

Initial deposit to open account is $100.

No Monthly Maintenance Fee

FREE Online Banking

FREE 24-Hour Telephone Banking

Free MasterMoney™ business debit card

Free use of MidSouth ATMs at each location

Remote deposit capture (scan and deposit checks at your business) is available

Cash handling fee of $1.00 per thousand after the first $10,000 per cycle

Commercial Checking (Account Analysis)

Ideal for larger companies who have high deposit activity or an interest in using credits to reduce service charges. A service charge is charged only when activity fees and maintenance fees exceed the earnings credit.

Initial deposit to open account is $100

FREE Online Banking

FREE 24-Hour Telephone Banking

Interest earnings credit on collected balance less 10% reserve on this account offsets service charges

E-Statements – e-Statements are an electronic version of the paper statement. Every month you’ll receive an email letting you know that your statement is ready to view, print or save.

MasterMoney® Business Check Cards – Check cards are more convenient than cash and safer than checks. MasterMoney check cards are accepted everywhere MasterCard is accepted. Plus, the card comes with the authorized signer’s name embossed on the front of the card.*

*Not available on all accounts.

eBusiness Checking

A low-cost checking account designed for the business customer who processes 150 or fewer items per statement cycle.

Initial deposit to open account is $100.

No Monthly Maintenance Fee

FREE Online Banking

FREE 24-Hour Telephone Banking

Free MasterMoney™ business debit card

Free use of MidSouth ATMs at each location

Remote deposit capture (scan and deposit checks at your business) is available

$0.40 per item over 150 per cycle

Cash handling fee of $1.00 per thousand after the first $10,000 per cycle.

$4.00 monthly charge for paper statements, if requested.

Business Checking

Initial deposit to open account is $100.

No Monthly Maintenance Fee

FREE Online Banking

FREE 24-Hour Telephone Banking

Free MasterMoney™ business debit card

Free use of MidSouth ATMs at each location

Remote deposit capture (scan and deposit checks at your business) is available

Cash handling fee of $1.00 per thousand after the first $10,000 per cycle

Non-Profit Checking

The perfect solution for non-profit organizations to help manage your group’s finances.

No monthly service charge

Initial deposit to open account is $100

FREE Online Banking

FREE 24-Hour Telephone Banking

Free MasterMoney™ business debit card

Free use of MidSouth ATMs at each location

Commercial Checking (Account Analysis)

Ideal for larger companies who have high deposit activity or an interest in using credits to reduce service charges. A service charge is charged only when activity fees and maintenance fees exceed the earnings credit.

Initial deposit to open account is $100

FREE Online Banking

FREE 24-Hour Telephone Banking

Interest earnings credit on collected balance less 10% reserve on this account offsets service charges

At our discretion, our interest rate and annual percentage yield may change at any time. You must maintain the minimum balance stated for your account each day to obtain the annual percentage yield. Interest begins to accrue no later than the business day on which we receive credit for non-cash items (for example, checks). The daily balance method is used to calculate the interest on your account and the amount of interest you earn is based on the daily collected balance. The daily balance method applies a daily periodic rate to the full amount of principal in the account each day.

E-Statements – e-Statements are an electronic version of the paper statement. Every month you’ll receive an email letting you know that your statement is ready to view, print or save.

MasterMoney® Business Check Cards – Check cards are more convenient than cash and safer than checks. MasterMoney check cards are accepted everywhere MasterCard is accepted. Plus, the card comes with the authorized signer’s name embossed on the front of the card.*

*Not available on all accounts.

For Your Employees

Work Perks

We extend our loyalty to your employees, too. Our Work Perks Checking is a checking account with all the essentials your employees need.

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