This may be the simplest tip ever but here it is, If you don't have money to spend stay out of the store!I see so many people going to the mall without money, and since they don't have any money they end up using credit cards. I have to admit I am also guilty of this, but if you don't know about a sale or the new line of clothes you won't spend your money on it. If you must shop try taking up a side job so you can dedicate all of that money to your hobby, whatever it is.

How about throwing your credit card or cutting it into pieces. that way even if you get crazy you can't buy it. I don't think staying out of the mall is not enough. now a days marketers found so many creative way you don't have to go to a store to know about the products. And I was just joking about the first part. but then again it may be the only way