Tough love time. (I don’t do tough love well. I’m not tough. But I want to encourage you.) Do you know what got me in debt? Me. I could blame a lot of factors beyond my control. But ultimately it was my husband’s and my hands on the shovel.

What kept me in debt? Excuses. Bottom line frugal people don't make excuses. .

I could give you 100 reasons why budgeting, couponing, cooking for scratch would never work day in and day out. I am the queen of excuses. However, when I got fed up with debt I quit making excuses and starting doing the things I knew would work.

Once I stopped making excuses things started to shift. I no longer blamed society or a system that perpetuated debt. I didn't blame the economy or past employers. I just accepted my role in my own life and moved on. When I stopped blaming others my life changed.

Frugal Debt Free Life

Frugal Debt Free Life is a blog for those looking to get out of debt, stay out of debt, save money and live a more simplistic life style.

debt free, living debt free, budget living, living on less than what you make, how to live on less than what you make, cheap dinner, cheap eats, meals for $5, family cooking, stay at home mom, Frugal, frugal and debt free, frugal debt free life, save money, simple living, pay off debt, live debt free