Compare the most affordable NJ auto insurance prices available to consumers from top-rated companies.

Instantly get the cheapest liability rates in New Jersey. Whether you have a new or older vehicle, we shop all of the major carriers. By comparing rates from multiple companies, we do the research for you, and save time, money and plenty of frustration! We provide unbiased and expert reviews and recommendations, and show you the best offers from all of the major companies so you can save time and enjoy the savings. Whether you need basic minimum limit liability, or a $1 million personal excess rider, we can help. Discounted property and casualty rates help you save money and find quality coverage. Commercial policies are also available.

There is no cost or obligation, and you do not have to purchase a policy or switch from your current company. In many situations, it actually may be in your best interest to remain with your existing carrier, especially if there were recent multiple moving violations. If you need immediate coverage or an extremely low initial premium, we can also help. We update all carrier software each day so all information provided is current and accurate. If you are contemplating changing or adding vehicles, you can view their projected premiums before you purchase.

Simply click on our secure link below, provide your zip code, and click on an insurer for your quote. Within minutes, you can start saving.

Affordable preferred and high-risk coverage is offered by most companies. Low down-payments and same-day coverage is also available. And many different deductible options are offered. Depending on the age of your vehicle, often higher deductibles (collision) make financial sense. Collision deductibles of $500, $1,000, and $2,500 are available. Several NJ cities with lower rates include Bridgewater, Hillsborough, Hamilton, Montclair, Toms River, Woodbridge, Long Branch, Lakewood, and Cherry Hill. Neighboring cities in Pennsylvania and New York may have higher rates, especially in New York City and Philadelphia.

The New Jersey Motor Vehicle Division can help consumers with many licensing and reinstatement problems, and assist in providing current rate increase requests from insurers. Verification of minimum liability limit compliance is also handled by the Department. If you lose your license and need to be quickly reinstated, we'll show you what paperwork is needed and how to correctly submit them. You can choose either an online or in-person option. Additional updates to vehicle and driver legislative changes can be found on the main website.

All New Jersey vehicles must carry liability, PIP (Personal Injury Protection), and property damage coverage. Many different liability limits are available, and upon request, you can increase or decrease the amounts. An ID card is issued by the state and should be placed inside the vehicle.The front of the card must contain specific information required by the Motor Vehicle Division. Failure to provide the proper documentation can result in a fine or suspension. And you don't want that!

Get your free quote now from the premier trusted resource for quality car insurance from the top-rated companies at the absolute lowest price. With more than 35 years of experience helping consumers, we specialize in finding the most affordable auto insurance rates in New Jersey. We specialize in both private and Group options.
The "Standard" NJ minimum required limits of liability are $15,000 per person, $30,000 per accident and $5,000 of property damage. $15,000 of PIP (Personal Injury Protection) is also required. Additional deductible maximums are typically required on cars or trucks that are financed or leased. Otherwise, you do not have to carry full coverage on your vehicles. However, it is highly encouraged that you consider increasing your liability limits every 5-7 years. Deductible options should be reviewed every three years.

Several of the companies that offer the lowest auto insurance rates in New Jersey include AAA, farmers, Geico, Plymouth Rock, NJ Skylands, Encompass, Amica, and Progressive. Of course, since we customize your free quotes, often, other carriers will offer a better combination of price and coverage. Since we provide prices from multiple companies, you can choose the type of coverage you prefer, and many other features that make shopping easier.