Subtlety is not an inherent trait of the American psyche. As pragmatism and materialism dominates the prevailing thought-process, the capacity and ability to recognize and act upon indirect signs and hints is underdeveloped and considered a disadvantage. From recognizing the early warning signs of a medical condition, to responding to an agency’s initiation of adverse administrative proceedings, the Federal employee and the U.S. Postal worker is marked for his or her naive forthrightness. Thus the recurring quip: “Why can’t they just come right out and say it?”

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s ability and capacity to perform the essential elements of one’s positional duties, the need to recognized and act upon subtle warnings becomes a necessity crucial for survival. Timeliness matters; planning for the future requires a thoughtful recognition of harbingers of hazards.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal Service worker is under FERS, CSRS or CSRS Offset, is often like the childhood game of “cat and mouse”. As a game involving constant pursuit, avoidance of capture, near-misses and resumption of pursuit, staving off administrative sanctions, actions and similar initiations of contrivances by the Federal agency or the U.S. Postal Service while the Federal or Postal employee is awaiting a decision by the U.S. Office of Personnel Management, is simply part and parcel of this complex process involving a burdensome bureaucracy.

Filing early for Federal Disability Retirement benefits through OPM is often the key; ignoring those subtle warning signs, both about one’s own medical condition as well as the underlying substratum of intentions as indicated by the Federal agency or the U.S. Postal Service, is to disregard the inevitability of life and its complexity of meanings. For, in the end, that which is subtle must unravel and manifest, but it is the one who first senses the forewarning of fate who ultimately can control one’s destiny and divert from the determinism of fatalism.

Seven False Myths about OPM Disability Retirement

1) I have to be totally disabled to get Postal or Federal disability retirement.
False: You are eligible for disability retirement so long as you are unable to perform one or more of the essential elements of your job. Thus, it is a much lower standard of disability.

2) My injury or illness has to be job-related.
False: You can get disability even if your condition is not work related. If your medical condition impacts your ability to perform any of the core elements of your job, you are eligible, regardless of how or where your condition occurred.

3) I have to quit my federal job first to get disability.
False: In most cases, you can apply while continuing to work at your present job, to the extent you are able.

4) I can't get disability if I suffer from a mental or nervous condition.
False: If your condition affects your job performance, you can still qualify. Psychiatric conditions are treated no differently from physical conditions.

5) Disability retirement is approved by DOL Workers Comp.
False: It's the Office of Personnel Management (OPM) the federal agency that administers and approves disability for employees at the US Postal Service or other federal agencies.

6) I can wait for OPM disability retirement for many years after separation.
False: You only have one year from the date of separation from service - otherwise, you lose your right forever.

7) If I get disability retirement, I won't be able to apply for Scheduled Award (SA).
False: You can get a Scheduled Award under the rules of OWCP even after you get approved for OPM disability retirement.