How to become a bank agent

Basics of work

The banking agent can be anyone. It does not need to have a proper education. The main thing is to be a competent person and have the desire to understand the services offered by the Bank to the public. To do this, you will be given training. In some credit institutions for agents fixed officer to whom they can always turn to. The presence of such a mentor greatly facilitates the work, because he can call during working hours and to clarify some point.

To receive an Agency fee from the Bank and can not find clients on the side. Maybe products of the credit institution are interested in your relatives, acquaintances or friends. If interest in the loan or debit card in a Bank came after your consultation, people turn there on your recommendation. You can also inform your Bank of the contact person that is willing to provide consent to receive services after a conversation with you. The Bank staff could contact him and enter into a contract. And you get agoboeing interest in the deal or a fixed amount of remuneration.

To offer the Bank's services not only for its. If you search for customers via the Internet, you will find the probability of obtaining a greater income than when advising home and members of the circle of your communication. In addition, you can combine the agent Bank with your primary job. If you are working with a certain base of individuals you can attract someone. Just remember that this should be done not during business hours and only with those with whom you have established an informal, almost friendly relationship. Remember that to engage in private business activities during work is officially prohibited in many companies how to use customer database in a non-employment purposes.

Advantages and pitfalls

The banking agent has both advantages and disadvantages. Among the first to note a flexible schedule, independent work plan. The downside is the lack of guarantee of results. The fact that the essence of the agent is to attract customers. People can contact the Bank on your recommendation for a loan, but not receive the approval of the inspector. It turns out that his part of the work you spent, but the reward is not received, because it is paid only for new customers.