Tuesday, May 1, 2012

Let's Try Again...

I posted this the other day but I was still fighting with Blogger ...and losing miserably ...to allow comments on my posts. I think the problem is resolved (thanks to MDR and Sista!) so I'm reposting this as a test run. If there is an option to leave a comment after I publish it ...I will be a happy camper. If not, I'm going to be thoroughly disgusted (again) with Blogger. Cross your fingers!

Repost of
'Three Grapes ... ?'

I witnessed something amazing this morning. I stopped at the grocery store on my way to work and felt fortunate to be only second in line at the only register open that early in the morning. The lady in front of me had only four items, including a very small bunch of grapes. She asked to pay for the grapes separately. Not unusual. Maybe she was picking them up for a friend and needed a receipt. The cashier rang up her other purchases ...less than $10 total. She swiped her card and got cash back on that purchase. I'm not sure how much cash she got back ...it was three bills and one of them was a $10 bill. The cashier reached for the bag of grapes and laid them on the scale. She said, 'No, I need you to ring them up SEPARATELY ...one grape at a time.' I'm sure my eyebrows went up, it seemed an odd request. The cashier was undaunted though and pulled the grapes out of the bag. There were three of them and they were all loose, as if she had plucked them separately from a bunch before putting them in the bag.

He put one grape on the scale. The screen read 2 cents for the purchase. The lady swiped her card, then got cash back ...another three bills, one of which was a $10 bill. Okay, now I was intrigued. The cashier placed the second grape on the scale ..again, the total was 2 cents and the lady got three bills in cash back on that purchase. She looked at me apologetically and said, 'Sorry ...just one more. This is the only way I can get all my cash off the card.' I smiled and said, 'No problem ...but how did you figure this out?' She said her mother worked at a grocery store and told her how to do it. Awkward silence and she went on about the business of swiping her card for the last grape. Dumbfounded, I was thinking to myself how ingenious people can be when they are trying to find loop holes.

My train of thought was interrupted at that point when I heard her tell the cashier, 'You can just throw those grapes away.' She had paid for and pocketed her 'cash back' on the last of the three grapes and they had served their purpose. They weren't food to her. They were a means to an end. Each grape merely represented a 2 cent surcharge that allowed her to extract 'her' cash from the food stamp card she was using to pay for them. Is anyone else shaking their head?

Food stamps in Texas are distributed in the form of a debit card and only work for certain purchases. If you buy something that is not an approved item, you have to pay cash for it. Why in the world should 'cash back' be an option on a food stamp card? How is that appropriate?

I could not see the denomination of all the bills the lady got back today. But I could see that one of them was a $10 bill each time. She got three bills back in cash on four separate purchases. Assuming the other two bills each time were only $5 bills, she just 'cashed' $80 worth of food stamps. What if each of the bills I couldn't see were $10 bills ...or $20 bills? The lady in the line in front of me this morning purchased less than $10 of actual food, and left the store with somewhere between $80 and $200 in 'cash back' on her $10 purchase. Adding insult to injury, she told the cashier to throw the grapes away!

Yes, I am dumb founded. It seems those who really need help are S.O.L. and those who abuse the system are getting a handout. I have realized that people will manipulate anything to get what they want. Very sad.

Rugosafarm, that's what I was thinking. There is no REASON to convert food credit into cash unless you intend to buy other-than-food with it.

Craftivist ...I know, wow. We were also without Internet at all for over two weeks. I thought I would read all the posts I missed, but there's too much to read and too little time. So I will just have to go from here!

Genevieve ...yup. Good ol' American ingenuity, unfortunately it is sometimes used for less than honorable ends.

Glad to see this working! That food stamp thing is different in every state. Here if you buy food you can't get cash out. You can buy stuff in the same transaction (like soap and alcohol) that isn't allowed but you have to do it with cash. However if you do and the state decides to audit you they can screw with you for buying the alcohol figuring if you can afford that you don't need food stamps. Good idea I think.

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Yay, comment box is back. I read this post back when you originally did it and, well you know... ;)

It's so confusing, they can only buy specific things with those ebt cards, but they can screw the system, get the cash and buy what they want. And all the struggling hard working people out there are paying for them to be able to do that!!! WOW

BTW, WordPress has been very nice but even for us, blogspot's been a pain to leave messages on. Come on over to the other side ;)

Anon, I agree but I don't know who she is and the store employee would not be likely to tell me. But I may be able to rattle some cages at DHS so the loophole can be addressed. Plug the hole so to speak.

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I thought many people were aware of this but an ebt card can have cash on it as well as food stamps. The cash can be from a couple of sources such as child support and cash assistance and the only way to get it off the card was the way she did it.

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About Me

I am a wife and a mother and a grandmother. I am a Christian and stubborn about my principles. I believe in right and wrong and that there is very little that falls into the gray area in between.
I am fiercely loyal to my principles, one of the first of which is being loyal and supportive to my husband.