North Dakota does not have a requirement for instruction on state-specific law.

Continuing Education Requirements

Every state-licensed MLO (in any approved status) is required to complete at least 8 hours of NMLS approved education annually beginning the year they are licensed (unless PE was completed in the same year). Annual CE education must include 3 hours of Federal law, 2 hours of ethics (which shall include fraud, consumer protection, and fair lending issues), and 2 hours of non-traditional mortgage lending, plus one additional hour of undefined education (referred to as an elective).

Number of hours is 3/2/2/1 = 8

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row. MLO’s are advised not to retake pre-licensure education (PE) unless directed to by a State Regulator. PE education does not count towards meeting annual CE requirements.

Am I required to take Continuing Education this year?

If I completed SAFE Act PE in 2009, 2010, 2011, 2012, 2013 or 2014

and I was licensed in 2009, 2010, 2011, 2012, 2013, 2014 or 2015

am I required to complete CE in 2015

YES

If I completed SAFE Act PE in 2015

and I was approved for an initial license in 2015

am I required to complete CE in 2015

No

Deadline

The deadline to complete CE is December 31, 2015. However, MLOs in North Dakota are prohibited from submitting an application to renew their license if they have not completed CE. Since it may take as long as seven (7) days for a course provider to report a course completion into NMLS, MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time.