Personal Banking

MinorSavings

Traditional savings account that earns interest on the entire account balance.
Opened for minors under age 18 with a parent or legal guardian as custodian.

Features & Benefits

Free Online Banking
Earn interest on daily balance

Minimum Balance to Open the Account

$25

Minimum Balance Requirement

$100 minimum daily balance for the month

Monthly Service Charge

None if minimum balance requirement is met; otherwise $2

Transaction Fee & Limitation

Withdrawals transfers to another account or to third parties by pre-authorized, automatic, telephone or computer transfers are limited to six (6) per month, with no more than six (6) by similar order to third parties. An excess withdrawal fee of $3 will be charged for each debit in excess of the six (6).

Interest Compounding and Crediting Frequency

Interest will be compounded every quarter and interest will be credited to the account every quarter.
If you close account before interest is credited you will not receive the accrued interest.

Misc.

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