Checking

Service charge is rebated if you make at least one direct deposit AND have a minimum of 15 debit card transactions (pinned or signature items) per statement cycle. If you do not use the account much, but carry higher balances, Premier Checking may be a better option. Or if you only have direct deposit, converting to Express Checking may work better. Enroll in free Statements Online.

No service charge if you have $5,000 minimum combined balances1. If you use direct deposit, do not carry these balances and want to avoid monthly maintenance service charges, you may want to consider converting your account to Select or Express Checking.

No service charge if you have $25,000 minimum combined balances1. If you do not carry these balances and do not want the additional features available with Premier Plus, you may want to consider removing the Plus bundle, or converting your account to Select or Express Checking, as they do not have balance requirements.

If you meet the requirements of any of the other checking accounts listed above, consider switching to a different account to avoid the monthly service charge.

Services

Services

Service/Activity Fees

How to minimize or avoid these fees

ATM

No charge when using an ATM card or First Tennessee Visa® debit card issued by First Tennessee for deposits, cash withdrawals, or most balance inquiries at First Tennessee ATMs. No charge for using more than 43,000 ATMs nationwide in the Allpoint Network. $3 for each account transaction or balance inquiry** at non-First Tennessee or non-Allpoint ATMs.

Use our locator tool to find a First Tennessee financial center or an Allpoint ATM near you.

* When using ATMs outside the U.S., a 1% International Service Assessment Fee will apply.

** There is a $2 charge for each ATM Quick Statement.

1 Determining Combined Balances and Service Charges. On your Premier Checking account and Premier Plus Banking Bundle monthly statement cycle closing date, we total all your current First Tennessee deposit balances in checking and savings accounts and the principal amounts of all time deposits.

Insurance Products, Investments & Annuities: Not A Deposit | Not Guaranteed By The Bank Or Its Affiliates | Not FDIC Insured | Not Insured By Any Federal Government Agency | May Go Down In Value

Banking Products and Services provided by First Tennessee Bank National Association (operating as First Tennessee Bank and Capital Bank) (“FTB”). Member FDIC. Equal Housing Lender.

Insurance Products and Annuities: May be purchased from any agent or company, and the customer’s choice will not affect current or future credit decisions.

FTB Advisors is the trade name for wealth management products and services provided by FTB and its affiliates. Financial planning and trust services provided by FTB.

Insurance products available through FTB Advisors Insurance Services, Inc. (”FTBIS”), a subsidiary of FTB. Arkansas Insurance License # 247414. In some states, insurance products and annuities are provided by First Horizon Insurance Services, Inc. (“FHIS”), a Tennessee corporation, and a subsidiary of FTB. The principal place of business of FHIS is 165 Madison Ave., Memphis, TN 38103. California Insurance License # OD12174.

FTBIS, FTB Advisors, Inc., FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from state insurance licensing requirements.

The contents of this website are for informational purposes only. Nothing on this website should be considered investment advice; or, a recommendation or offer to buy or sell a security or other financial product or to adopt any investment strategy.