Property Value

Loan to Value (LTV)

The loan to value is the amount you want to borrow (or the amount remaining of your existing mortgage) as a percentage of the value of the property. For example, if a property is valued at £100,000 and you have an £80,000 loan, the LTV is 80% (80,000/100,000 x 100 = 80%).

See if you could save money by switching to another deal with us when your current one ends. Just enter the interest rate or amount you currently pay each month and we'll show you the potential annual saving you could make during the deal period.

You might be able to save money by switching your current deal or remortgaging to us. To find out, just enter the interest rate or the amount you currently pay each month and we'll show you the potential annual saving you could make during the deal period

What's your current mortgage interest rate?

%

OR

What's your current monthly repayment?

£

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our best rates. Just for you.

We offer our best mortgage rates to our existing mortgage customers, like you. This means you pay a lower rate during the deal period than a new mortgage customer on the same product. It's just our way of saying thanks for choosing us.

The overall cost for comparison

Fees

A product fee may be payable. A no product fee option may result in a higher interest rate over the deal period. The product fee can be paid when you apply or added to the loan. If added to the loan, interest will be charged on the product fee over the mortgage term.

Monthly payment

Monthly payment

The monthly payment is for illustration purposes only. It's based on the initial rate during the deal period and on a capital and interest repayment method. It doesn't take into account any fees or charges payable for changing your mortgage, or the interest rate you will move onto at the end of your deal period.

Potential annual saving

Potential annual saving

The potential annual cost saving is for illustration purposes only. It's based on the initial rate during the deal period and on a capital and interest repayment method. It doesn't take into account any fees or charges for changing your mortgage , or the interest rate you will move onto at the end of your deal period.

Searching our range of mortgages...

Updating results...

Compare up to three mortgages

Mortgage rates comparison

Mortgage and property guides

Looking for guidance on the right mortgage to suit your needs? Our buying and owning property section has a range of useful guides and information covering a wide range of financial decisions and life events.

Important Information

Please note that this page does not contain all of the details you need to choose a mortgage. Before you make a decision, make sure you obtain a separate Key Facts Illustration (KFI). You can do this by visiting your local branch, by phone or online. If you do continue your application online you need to be comfortable that you won’t receive advice from us. However, you will have the option before submitting your application to switch and complete it either in branch or by phone where you will receive advice.

When looking at your mortgage options, remember there is more to a mortgage than the cost of monthly payments. You should also consider any mortgage features that are important to you and check whether any charges will apply if you decide to switch to a different mortgage.

Please note we do not currently offer new mortgages on an interest only or part and part basis.

The tracker floor is 0.00%. This means that if the Bank of England Base Rate is 0.00% or less during the tracker period, the rate you pay will be 0.00% plus the agreed set percentage above the Bank of England Base Rate. This means that the rate you pay will never go below 0.00% plus the additional percentage rate of your tracker mortgage.

Our tracker rates assume a Bank of England Base Rate of 0.50% and have a tracker floor of 0.00%. Correct as at 1 December 2009.

There is a minimum borrowing limit of £5,000 for all existing mortgage customer transactions and £25,000 for all new mortgage customer transactions.

Our mortgage products can change or be withdrawn at any time. To ensure you get a particular rate we must accept your application and you must pay the non-refundable upfront booking fee (if applicable) and any product fee for the product.

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. You can confirm our registration on the FCA's website (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.