Peer to Peer Lending Returns

This portfolio of Peer to Peer Lending Investments was initiated in June 2018, at the same time the Growth Portfolio was established for tracking and comparison purposes. The Peer to Peer Lending returns will be posted here on my website monthly. Read more about Peer to Peer Lending, and see Peer to Peer Lender Reviews for the P2P lenders I am currently invested with.

***XIRR – Because the portfolio was recently established, and deposits & payments were staggered for the first few months, XIRR is negatively affected. I expect to see XIRR increase month by month until we have 14 – 16 months peer to peer lending investments data. Also note that XIRR return calculations DO NOT take future compounding effects into consideration, whereas the lender-supplied return percentages do.

++In December 2018 I decided to exit Zopa for the most part and move the investment capital to other lenders. However I still believe Zopa is a very good investment in a well established lender. Personally I consider my Peer to Peer lending capital as mostly risk capital so I decided to go with a higher risk/reward lender. I may come back to Zopa at a later date. Zopa still offers good peer to peer lending investments.