Yep, that's a common misconception. For £10 a month you can get decent coverage. For £20+ a month, you can cover everything from the work you do to the equipment you do it on. It's a no-brainer to me, but I am biased, hah.

Hey, Designer News. I launched a tool to assess the vulnerability / strength of a freelancer's business.

With my business, Jack, I’m trying to provide a personal and friendly way for freelancers to get insurance. I’ve noticed a lot of my clients (and freelancers in general!) could be doing better to protect their business, hence why I made this business health checkup tool.

I've included the importance of monitoring cashflow, having insurance, working with contracts and backing up your work. Do you have any suggestions of what else should be included? The goal is to encourage freelancers to build a bulletproof business.

I hear that a lot! You can cover your business in a multitude of scenarios for under £200 a year. Web design, graphic design etc is considered low risk by insurers, so the premiums shouldn't be too high (in the UK at least).