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Zoe has red hair cut short, brown eyes, and she dresses in punk-style clothing - a cropped white T-shirt with a skull on the front, a denim skirt with a flame pattern, goth boots, and black lace long sleeve gloves. She wears a lot of rings on her fingers as well as black nail polish. During the winter, she adds a black bomber jacket. Her school uniform consists of a white school shirt with an orange tartan skirt, a nod to her affiliation with the Townies who favor that color, and black lace gloves. She has a tattoo of cherries above her right hip, these can be seen only when she's in her townie outfit.

An earlier version of Zoe found in Tyler Wilson's art shows her with a much heavier punk influence in her look. She has a mohawk, purple makeup and facial piercings, and her skirt and shirt are both much skimpier. On the website she was said to be one of the Punks, supporting the argument that the Punks slowly evolved to become the Townies. The website later changed her description to say she was a dropout.

Zoe is native to the town of Bullworth. She lives in the largest house in Blue Skies Industrial Park, a once-nice two story with a front porch. Very little is known about her home life, although she apparently has a turbulent relationship with her mom and argues with her frequently. Nothing is known about her dad. She attended Bullworth Academy, but she was expelled after complaining about being sexually harassed by Mr. Burton the year before Jimmy arrived. According to unused dialogue, she and Mandy were once friends.

Zoe is one of the more down to earth people in the game. She and Jimmy seem to have a lot in common; they both come from tough home lives and tend to be credited as being troublemakers, but are both feisty, gutsy kids who enjoy fighting and are prepared to stand up to corruption. She seems to be intelligent and likes to read, though she claims this is strictly out of boredom. She complains about how everyone in Bullworth is "fake", and has personal grudges against Mr. Burton and Tad Spencer. She states that she prefers to date older men and junkies, thinking that they're more "romantic" but dates Jimmy in the end.

Although she's not a full-fledged tomboy, Zoe has several likes and interests that aren't stereotypically girly. Her idea of a good date is smashing up the inventory of Spencer Shipping, she laughs when someone throws a dead rat, and her dialogue when threatening and fighting indicate that she enjoys it. However, she isn't tougher than any other girl in the game. This is due to game mechanics.

During the events of Chapter 5, she appears only in missions up until the mission Smash It Up is completed. Players have alternately reported her being hostile to Jimmy, and willing to kiss and make out with Jimmy. The exact mechanics behind this are unknown. Because the mission Smash It Up doesn't end with a kiss, ordinarily Zoe would not kiss Jimmy because at the time his faction with the Townies is at 0%. However, various unknown mechanics in the game can combine to get friendly reactions from girls with whose cliques Jimmy does not have good faction. If Zoe becomes kissable for this reason she would remain so for the rest of the game, as once a character has been kissed, Jimmy's faction with her/him is set to 100% permanently.

UPDATE: Zoe spawns after Smash It Up and will be hostile towards Jimmy, but she will only bully him. If you continue playing after Smash It Up and complete Busting In where you gain the Townies' respect, she will be willing to make out with Jimmy. If you quit the game after Smash It Up, Zoe will stop spawning as a Townie. If you continue playing and beat the game, she will no longer spawn as a Townie because the game will make her a Non-Clique Student.

Zoe has three different character models - Student, Summer Townie, and Winter Townie. The Student model is set to Non-Clique faction, the other two are set to Townie faction.

Because Zoe wears an untucked white shirt while attending Bullworth Academy, she is sometimes mistakenly thought to be a Bully. Observation of the game shows that she socializes with the Non-Clique Students, and is bullied by the Bullies. Furthermore, all female Non-Clique students wear white shirts as well, occasionally with suspenders over them, although they tuck theirs in. Zoe is something of a female counterpart to Jimmy, and her untucked shirt reflects that.

Zoe shares the same surname with Bif Taylor of the Preppies. They do share a hair color, and Bif is also one of the few Preppies who doesn't speak in a faux-English accent. However, since Zoe was not given a last name in the game, only on the soundboard, and Bif was given the last name Tremblay on the soundboard, it is doubtful they were intended to be related.

On the Xbox 360 and PC versions of Scholarship Edition she appears on the Rock Band poster which can be purchased from the Carnival.