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I don't have a house or anything but I do have a lot of life insurance so do I need to have a will or anything?

I knew the question of why I don't have a house would come up. Well, I stay in one of my parents houses so when that day come for them to go to heaven I will probably own more houses than I really need. This is why i never had to purchase a home in my name for those of you that wanted to know why I have almost a million dollars in life insurance but no house.

Would my car insurance be cheaper if I had my dad insure the car and joined under his insurance? I want to buy a 2005-2007 Mercedes for $12k-$15k. My dad drives an '01 Grand Cherokee Laredo. He pays $700/year for insurance. He's been into one accident and never had driving violations. If he was to add the Mercedes and if I were to be listed on his insurance, would it be cheaper for me? He would still pay $700/year, I would have to pay the remainder. Also does anyone know how much I would have to pay to get such a car insured? I understand that the type of car it is makes it more expensive to insure and to maintain, I just want to be prepared."

Would my taxes get rejected for wrong health insurance information or was it a glitch on behalf of turbo tax? I'm just wondering if health insurance is even a reason to get rejected on it's face. I filed without the new health insurance tax form, just using my w-2. I'm wondering if I was rejected due to my health insurance numbers not matching in their system or due to a turbo tax glitch. I've been waiting to receive the new health insurance tax form but have yet to recieve it."

Where can i get an insurance claim to give to my insurance company for reimbursement?Where can i get an insurance claim to give to my insurance company for reimbursement?

Car insurance for 2 people in 2 places...? Thanks for the response....I actually called an auto insurance company (GEICO) and asked as a general question. If anyone would like the answer it is this... The insurance rate depends on where the car is being used so even if my father is getting the bill, my part of the policy is claimed through the upstate location and my fathers will continue to be through NYC."

Insurance for a teenager driving a sports car? I've been looking at cars since I'm almost out of high school and I'll finally be able to get my own car. I'm interested in the Infiniti G35 Coupe but I know that would be more expensive to insure than the sedan. My parents would be willing to make a deal where I pay the difference per month in insurance. Does anyone know how much more it would cost to insure over the sedan? Or any sports car for that matter. Also if the car was put under my moms name, would the cost be less?"

If an insurance company totals your car and you fix it what happens?If an insurance company totals your car and you fix it what happens?

Should I accept health insurance from my employer instead of being on my parents? I am 22 and just got my first job outside of college. It is part-time and my employer said I am eligible for benefits and will be sending me a packet of packages to choose from. I am currently on my parents health insurance (they are self-employed). Give me info at a dummy level' bc I have no experience ever getting my own insurance. When people get insurance from their employer

Is it legal for corporations to take out life insurance policies on customers?An oil company customer gets a statement of the current value of their life insurance policy--a policy the customer NEVER purchased!

How to appeal declining application on Health insurance? I just received letter from Blue Shield of California on my recent application for health coverage, I am asking for any suggestion on appeal and my rights in this process. My COBRA is running out, and this recent application took 2 months before they turned me down. I considered myself fairly healthy other than a monthly low dosage cholesterol prescription. Any help or suggestion is appreciated."

Will my insurance rates go up because of this?My reasoning for saying completely cancel is because they said my cancellation was pending.

Why is insurance more...?Why does it cost more to insure a 1991 Nissan ZX than a 1986 Camaro? Wouldn't you think the Camaro would be more, since it has less safety features and is older?"

Insurance and my friend driving.?My friend got into a minor accident yesterday. I let him drive my car. Hes licensed and they took down MY insurance information, his drivers license information, and my license information. What is going to happen to my friend in all of this and how will it affect me?"

What do I do if The person who hit my car doesn't have insurance? My car was hit today while parked. Smashed in my driver door pretty bad. A Honda ran a stop sign, hit a Celica that was going straight and the impact from the hit caused my parked car to hit by the Celica. The Honda that caused the accident doesn't have insurance, and didn't have his drivers license on him either. The cops cited him, but The Celica is totaled & my door is completely smashed in. I don't know how to go about this. He ****** my car, and he doesn't have to pay? I live in California. I do have insurance, so do I take care of it myself? I just don't think that sounds right."

"If I have full insurance on my car, am I covered if I drive a car that does not have insurance?"Also, if I get pulled over, can I go to jail or am I ok with the insurance I already have? Its just a temporary (a few days) thing.......my car is broken down and I am borrowing a friends car to go to and from work...(my friend is from Florida and i live in Georgia)."

I got a ticket for haveing a expired drivers licence how will this effect my insurance rates?well it was actualy my girl friend who got the ticket in her car. but she doesnt want her parents finding out thru the insurance. she is 18.

I don't have a house or anything but I do have a lot of life insurance so do I need to have a will or anything? I knew the question of why I don't have a house would come up. Well, I stay in one of my parents houses so when that day come for them to go to heaven I will probably own more houses than I really need. This is why i never had to purchase a home in my name for those of you that wanted to know why I have almost a million dollars in life insurance but no house.

Is there any car insurance company who won't ask for no claim bonus proof?Is there any car insurance company who won't ask for no claim bonus proof?

Is medicaid a very low cost insurance? does medicaid pretty much stink !?im just wondering becouse a couple of therapist have turned me down becouse of my medicaid insurance.

Would you buy a crappy heathcare insurance plan if Obama create a law making it a crime not to?Would you buy a crappy heathcare insurance plan if Obama created a law making it a crime not to?

What is a 20 pay whole life insurance policy?if you started your insurance policy at the age of 56 how long do you have to pay for your policy to be payed out if you are 74 now

Car insurance UK?I'm concern that someone I know has added me as a named driver to there car insurance to make it cheaper for them. I will never and never have driven the car, nor have I approved for my details to be used. Could it affect my own current car insurance policy validity? Thanks"

Car Insurance for a new driver???? Sorry for not giving more info. I'm new to this and by that i mean cars etc. I myself don't drive ethier. So this would be a first for us. I live in london ontario canada. And seen you can get a basic insurance to be on the road and that you don't need collision. So i'm assuming from some of the naswers then we could get insurance for less then $400 a month on a close to 10 year old vechile.

Question about my health insurance?Our family has Anthem BCBS. We were recently told by a friend, who is an agent, that the insurance only covers cost in our state and if we needed health care in another state, it would not cover. Does anyone know if this is true?"

At 19 i got my health insurance removed.. what should i do now? Well my sisters and i had medical. they still do their younger than me. When i turned 19 they removed me. I have been using the one i get through my job. But now their an opening for a job i really want thats with the city animal shelter. it doesnt offer healthcare im upset. what options are there for me if i do get the job and actually decide to go. are there places i can go for health insurance maybe low income i cant afford anyhting expensive. I feel stuck in my job it has healthcare but ive been doing the same thing for 3 years there hasnt been openings for a higher position where i work, im just tired. I need some feedback thank you. I live in California so if anyone knows something about this let me know thank you :)"

Can I get Classic Car insurance? I'm 16 and have been looking at a lot of classic cars (specifically a 1971-1973 Mustang Mach 1) and ran into a bit of a dilemma... My dad is a car dealer, owning his own used dealership, so he has insurance that covers all the cars, rather than just one. But, you have to be 18 to be under that policy, so I can't be on it, and I've heard that unless you're under you parents policy, you can't have classic car insurance until you're 25. But, I heard that you can get liability only (Which is my state's minimum coverage), so I was wondering if that was true. Would I be able to get just liability on a classic car? Or should I just cut out all the complicated stuff and get a modern car?"

I need to know if Health Insurance my employer takes out of my check comes out of gross or net?I need to know if Health Insurance my employer takes out of my check comes out of gross or net?

What is car payment insurance?..?What is car payment insurance?

Car provisional insurance?Well i was wondering i bought a renault clio im on my provisional licence and quoted 900 pounds for a provisional insurance and 2000 for full licence if i payed 900 for a provisional would i then have to pay 1100 to get it to full insurance or the whole 2000 to get it to full insurance?

I want to cancel my life insurance for a better one can i get my money back that i put in on it.?are we allowed to get money back that we put towards life insurance.. if so how long do u have to have the policy to qualify for this. mines is only 7 months old. thanks.

Cheapest way to insure 19 yr old boy with one year no claims bonus?owns own car,has pass plus. been driving 1 yr on own insurance.wants me to put him on mine as he can't afford another yr on own. Can i do it? Is it legal? Is it cheaper?"

I don't have a house or anything but I do have a lot of life insurance so do I need to have a will or anything? I knew the question of why I don't have a house would come up. Well, I stay in one of my parents houses so when that day come for them to go to heaven I will probably own more houses than I really need. This is why i never had to purchase a home in my name for those of you that wanted to know why I have almost a million dollars in life insurance but no house.

Will my car insurance be affected? Please help?My friend crashed my car and she got charged with DUI, my car is totalled. I was in the passenger seat, but not driving. What will happen to my car insurance?"

Cheapest car insurance in Ontario CanadaDoes anyone have a good place for car insurance in Ontario Canada? I am a UK licence holder, but need a car in Canada. Thanks"

"My insurance plan doesn't cover mental health and I need a psychologist, what do I do?" Countrygirl, thanks for the suggestion, I'll look into it. Mommy, unfortunately, it's not that easy. I got this plan under Healthy New York, which is meant to be an affordable plan offered by the state to cover the uninsured, whose jobs don't offer health insurance. There are multple plans I can choose from, meaning various HMO's. But this is the policy of Healthy NY. So I'll try to contact these other HMO's but if Healthy NY is only offering the most basic coverage, I don't think I can really do anything."

Which HAZARD INSURANCE policy should I purchase? TD1 or TD3 for a rental house in Houston.?I have a house in houston and now I need to get the hazrd insurance. The insurance agencies tell me to take the expensive insurance which include include replacement cost and 6 month rental, (TD3). I want to go for the cheaper insurance which just pays for the COST (TD1) What do you advise?"

Are insurance policies safe...?I have a life insurance policy on myself that will hopefully take care of a minor. How safe is it now?

If you work at Progressive Insurance do you get a discount on insurance?If you work at Progressive Insurance do you get a discount on insurance?

Boat insurance question/options? If I receive multiple quotes for repairs that the insurance company IS going to pay for, do I legally have the choice as to where to take it? I'm currently going through the process and my marina referred me to a great canvas and carpet company, but the insurance company thought the quote was too high. They proceeded to make their own phone calls (the insurance company) and are now trying to only pay out to the lowest bidder. This doesn't seem right to me. Who's to say that the low bidder won't do a hack job?? I think I should have a choice as to where to take it. Can anyone help me out with this one? Thanks."

I am 16 and need tips on insurance and a car.... I am 16 years old and I have no job currently but I am getting one this week... it is half way through summer holidays and at first I was just going to drive my dads car cause insurance alone for me is 3800$ year because my dad is a single parent. But going into grade 11 I want to drive a car and I seen a beater for about 500$ volkswagen still running good, but Is it true that you need to put down a quarter or half of the insurance to start off? What do you think I should do about any of this ..... thanks"

"Impossible to get car insurance, what should I do?"I'm 18 soon and will be wanting to start driving but the cheapest quote i can get is 6000 etc on a 1.0 litre vauxhall corsa, There is no one i can get a policy with as my mum doesn't drive. is there any suggestions? only British people will understand this problem

Can you give me some names of reliable health insurance companies?I need a health insurance policy for my child.

"Im 17,i need help with my car insurance? im 17 and car insurance at my age is really expensive but about 9 months ago i went to an insurance agency and they gave me an reallllllllyyyy good quote well something happen and had to cancel my insurance with them now i bought a new car and i want to knw if i can go back to them and get the same good car insurance price because ive been shoping and geting quotes online and its sooo dang expensive

"Do you have to provide your driving history before getting an insurance quote online? Also, do you have to provide it before you PURCHASE it?" So I'm a bit confused. I'm trying to get insurance on my car online and it seems cheaper if I leave out my driving history. So my question is can I just purchase a quote without providing my history without worrying about it getting me in trouble? Insurance companies say they only want your driving history to give you the best appropriate quote for your vehicle, but what if the best one for you requires you to keep your driving history to yourself?"

Insurance Prices?Boy I did'nt know it was so expensive what company has affordable insurance for used cars. Or new I don't know what im getting yet.

Can someone tell me when the first motor car was invented' who by and what it's top speed was?Can someone tell me when the first motor car was invented' who by and what it's top speed was?

What is the difference between a law to make you get car insurance and a law to make you get health insurance?Nevermind. Apparently no one can answer this question without some political bent. So BYE BYE

I don't have a house or anything but I do have a lot of life insurance so do I need to have a will or anything? I knew the question of why I don't have a house would come up. Well, I stay in one of my parents houses so when that day come for them to go to heaven I will probably own more houses than I really need. This is why i never had to purchase a home in my name for those of you that wanted to know why I have almost a million dollars in life insurance but no house.