Privacy Policy

LoanAtLast.com (hereinafter referred to as "Company" "we," "us," or "our") created this privacy policy ("Privacy Policy") to explain how we use personal information, as defined below, and to tell you about our practices regarding collection, use, and disclosure of information that you may provide to us. Please be sure to read this entire Privacy Policy before using, or submitting information, to this Website.

This Website is not intended for anyone under the age of eighteen (18) or persons residing outside of the United States. By accessing the Website on any computer, mobile phone, tablet, or other device, you agree to the terms of this Privacy Policy. If you do not agree to the Policy, please do not use the Website.

We also provide you with contact information should you wish to remove your personal information from our databases. If you have any questions about this policy, please feel free to contact contact@LoanAtLast.com

This policy may change from time to time and the owner of this website reserves the right to change or modify this policy at any time with or without notice.

1 Information we collect

The information that we collect during registration includes personally identifiable information ("PII"). PII that may be collected includes information such as your first name, last name, date of birth, telephone number, mailing and home address, zip code, email address, social security number; bank account information, financial information, employment information, and driver's license number (collectively referred to herein as Â«PIIÂ»).

The owner of this website nor its Network neither intended for, nor directed to, children under the age of 18. If the owner of this website learns that a person who registers on the Site is under the age of 18, the owner of this website will promptly delete that individual's registration.

Use and Disclosure of Information

When you provide your information with this site you automatically consent for your information to be shared with all the other online properties owned by us (collectively, the "Network Sites").

We may also collect certain non-personally identifiable information ("NPII") about you when you visit many of the pages of this Website. NPII is data used in the aggregate to analyze trends, administer the Website, track movement and understand consumer behavior generally. We may share NPII with third parties, in our discretion. NPII includes, without limitation, the type of browser that you use, your Internet Protocol (â€œIPâ€) address, the type of operating system that you use, referral/exit pages, date/time stamp and/or the domain name of your Internet service provider. An IP address is a unique identifier that a device uses to identify and communicate with on the Internet.

We may use personal information to provide the services you've requested, including services that display customized content and advertising.

We may combine the non-personal information we collect, such as through cookies and web beacons, with other information we have collected from you.

Additionally, the owner of this website may share Registrant PII in aggregate, non-personal form, with select companies that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific registrants.

The owner of this website reserves the right to use registrant PII: (1) for the specific purpose for which such information was provided (including matching registrants with an installment loan company or companies); Please be aware that in the process of matching registrants with a lender or service provider we provide registrant PII to those companies. In addition, in order to determine whether your registration information meets their lending criteria they may access your credit report or credit information through a credit bureau or similar service which may result in one or more inquiries on your credit report. (2) as disclosed at the time such information is provided; and (3) as disclosed in this Policy.

Finally, the owner of this website may disclose registrant PII in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of the owner of this website, the Network Sites or other registrants of this Site.

If you do not wish to receive communications from us about offers and promotions, you can opt-out of receiving these communications by emailing us at contact@LoanAtLast.com or by following the instructions in the messages you receive.

To opt-out, please email contact@LoanAtLast.com with your name and email address.

Security

The owner of this website regularly reviews these measures to better protect you. We take reasonable and appropriate security precautions to secure the personal information that you choose to provide against the loss, misuse, alteration, or unauthorized access of such information. Unfortunately, no transmission of data over the Internet is guaranteed to be completely secure. While we strive to protect your personal information, we cannot ensure or warrant the security or confidentiality of any personal information you transmit to us.

Material Disclosure

The operator of this website is not a lender, and we do not control and are not responsible for the actions of any lender. Not all lenders in our network can provide up to $3,000. The service is not available in all states. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use the service to request a loan. We can't guarantee that your request will be accepted by one of participating lenders. The service is absolutely free. We do not charge you for any service. You may exit the process at any step as you are under no obligation to accept the loan presented. For details on your loan please contact your lender directly.

Credit Implications

We do not make any loans or credit decisions. Our lenders may perform credit checks to determine your credit worthiness, credit standing and/or credit capacity. By submitting your request you agree to allow our lenders to verify your personal information and check your credit. Please be aware that missing a payment or making a late payment can negatively impact your credit score.

APR Disclosure

Your lender will provide you with the terms and fees of your loan, APR, repayment terms and costs prior to the execution of your loan documents. APRs and repayment terms provided by lenders may vary depending on specific criteria. Representative APRs range from 5.99% to 35.99%. Loans repayment period: minimum 61 days, maximum 90 day. APR is based on the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. APRs may be regulated by state and local laws. As we do not have access to the terms of your loan, so only lenders can provide you with information about your loan terms and rates, renewal policy and the implications of non-payment and late payment.