North Georgia Gal's Financial Awakening

Trying to Make Smarter Decisions Day by Day

Where to Begin...it is hard to believe that it has been 9 years since I started this Blog. You guys have always been here supporting me and cheering me on.

I am in the process of refinancing my LOC into a mortgage, rolling my credit card debt into it. Will probably then close all of my credit cards after that.

I still have my budget in place for a couple of months out, but I still have to make changes to it.

I hope to sell my house in about 6 months, and move closer to my kids, about an hour away. I will still commute to work because it would only be about 40 minutes. But this can't happen until my responsibility to my mom is done, she is close to moving in with my niece, but who knows when that will happen.

Transfer to Savings

February 26th, 2009 at 06:01 am

Not much to report here. Yesterday, my DH asked me to stop and get him Cigarettes so I went ahead and filled up my car while I was there. I will not need gas again before Saturday so that left $18.65 in my gas allowance for the two weeks. I transferred that to my Emergency Fund. I was worried that I wasn't going to have enough in my gas allowance, but it all worked out.

My son has two soccer games Saturday...about 2 1/2 hours from home! It is a tournament of some sort. Fortunately the first game isn't until 1:00 so we don't have to leave too early! But I had to allow extra food allowance(since we will be gone all day) and gas allowance for the day.

Tomorrow is pay day and I have all of my utilities and payments set up in bill pay already. I am so excited! Everything will be paid on time!

I have two items endingon ebay today. Doubt they will sell..this is the second time I have listed them. Will probably donate them next week. Still have the TV listed. If it doesn't sell, it will be donated as well...sick of it in the middle of the floor! DH doesn't want to just "give it away" but we don't have room to store it!