How can I apply with Everyday Loans?

You can apply here online with Everyday Loans and this will take you directly through to the website where you will fill in a few details including:

Name, age, date of birth

Address, contact details

Salary and pay frequency

Filling out this information only takes a few minutes and will be used to assess your eligibility for a loan. There are no upfront fees for applying and your information is held confidentially and never passed onto any third parties without your permission.

If you receive a conditional offer, you will be required to visit your nearest Everyday Loans branch which has over 35 locations across England, Scotland, Ireland and Wales from Bristol to Birmingham and Belfast. So you can arrange an appointment or start the application online and go into a branch to complete your loan application.

What is the criteria for applying?

To be eligible for a loan, you must follow the criteria below:

18 years of age,

UK resident

Proof of identity (e.g passport)

Proof of address (e.g utility bill)

Proof of income (wage slip or bank statement)

You will be required to provide originals, not photocopies.

Applicants will go through a number of credit and affordability checks prior to approval. This will be used to assess whether an individual is eligible for a loan, how much they can afford to borrow and repay without falling into debt. A phone call is always required to confirm some details and funds can be paid by cheque or transferred to a debit account.

The lender accepts both tenants and homeowners and this is a positive to those who have looked for loans with a guarantor but have been unsuccessful because their guarantor isn’t a homeowner. So fortunately, those with living at home, with friends, rented or shared accommodation can be approved.