Gambling on the other hand, is paying full price for something and then hoping it goes up. The stakes are higher and you’re riding on chance, not knowledge.

Before you invest in anything, consider carefully how much the stock/item/resource you want to invest in is actually worth.

What’s the real value?

Then, what price are you willing to pay?

We’ve done our research on the Financial Review, Walls Street and Global Investor, and even added one of our own.

Here are our six suggestions for investing if you’re not all that into property:

Gold

Unlike most of the other investment options, gold’s value is continually on the rise as the dollar keeps depreciating in value.

Insurance

Everyone needs insurance so investing in a plan or two will make sure that you are well taken cared of in cases of emergency or when you grow old or decide to retire.

Your company’s retirement plan

Lots of companies offer “safe harbour” or other similar retirement plans. The way these programs work is that the entire amount paid by your company is vested to you entirely – this means that even if you choose to resign from your job, the funds will still be in your name.

Treasury Bonds

These are safe investments, mainly because it is the government that issues them. You can buy treasury bonds for as low as a thousand dollars each and they yield upwards of 5% after maturing.

Mutual Funds

If you want a simpler way to invest, then mutual funds are more your cup of tea. You only need to choose a particular type of fund and then direct them to your fund manager and he/she will do the rest.

YOU

Invest in you. Period. You are your biggest resource so invest in your growth and learning by attending events, courses and workshops. Invest in your health and wellbeing such as wholesome foods, relaxation activities (hello massage and medi!), movement modalities (yoga please!) and your creative expression. Invest in your joy and happiness. Watch as your energy rises and money, in all kinds of forms, finds its way to you because you’re simply irresistible.