Car insurance

We all purchase insurance with the hope of never having to use it. Ideally, our insurance coverage shouldn’t become something that sits at the forefront of our minds. At JAMES W MURRAY in Galveston, we will work with you to build a personalized insurance plan that meets your needs so you can have peace of mind.

One question that we at JAMES W MURRAY often field from prospective members is how much auto insurance do they really need. The truth is that every state has minimum coverage requirements. Not sure what those are where you live? Just ask Cesar Herrera. However, simply knowing the minimum requirements in your state doesn’t answer the question as to how much you actually need. Accident expenses can quickly add up, going well beyond minimum coverage requirements. Therefore, in order to avoid having to pay expenses out of your own pocket, it’s important to understand the risks and add coverage to meet your needs. Plus, it should be remembered that your policy is actually a mix of coverages (i.e., liability, personal injury, property damage). Thus, on top of the dollar amount of coverage you need, we can help you understand all the scenarios your insurance would cover.

Sound like a lot to remember? Not to worry. With Nationwide auto insurance, your policy parameters are presented to you in a concise, easy-to-understand manner. Just give us a call at (409) 740-7788 to schedule an appointment to discuss your coverage needs, or stop by and see us at 6511 Stewart Rd, Galveston, Texas, 77551-1896.