About damg16

I have been representing clients of all types for over 20 years, working with personal injury clients, representing people before numerous Municipal courts throughout Bergen, Essex, Morris, Union, and Passaic Counties and assisting persons in the Superior Court in complex litigation throughout the state.

If you have accumulated a significant amount of debt in the past few years and have decided that declaring bankruptcy makes the most financial sense, you probably have no intention of amassing even more debt once the proceedings have ended. Most people who file for bankruptcy are committed to regaining their financial freedom, and as [...]

Raising a child who has special needs is incredibly rewarding and emotionally fulfilling, but it also poses countless challenges that most parents do not face. Although you may feel alone when facing these hurdles, nothing could be further from the truth. […]

Depending on your financial situation, filing for bankruptcy could provide the fresh financial start that you desperately need. Once you have completed the proceedings, you will likely want to make the most of the clean slate as soon as possible. […]

Chapter 7 bankruptcy can be an effective financial tool for individuals who have accumulated more debt than they can pay back in a reasonable amount of time—or at all. Known as liquidation bankruptcy, chapter 7 requires debtors to sell certain assets in order to pay back a portion of their debt, and then it discharges [...]

All children can benefit from socializing with their peers, but it can be challenging for kids with special needs to bond with others. Sometimes they need a little guidance to foster meaningful relationships with children their own age. Fortunately, there are simple ways that parents can help. […]

If you’re struggling to pay down debt that only seems to be increasing with every passing month, declaring bankruptcy could provide the fresh start that you desperately need. Since there are drawbacks to filing, though, it is essential that you make the most of your clean slate so you never find yourself in the same [...]

Bankruptcy can be an effective financial tool for individuals who have accumulated more debt than they can reasonably pay off, but there are some drawbacks of filing. One of the biggest disadvantages of declaring bankruptcy is the effect that it will have on your credit; however, by making a few smart financial decisions, you can [...]

Bankruptcy can be an effective financial tool for individuals who are facing an overwhelming amount of debt, but those who are thinking about filing should consider all of the drawbacks first. For example, having bankruptcy on your credit report can inhibit you from securing loans for a reasonable rate for several years after you file. [...]

All parents should take an active and engaged role in their children’s education, but doing so can be challenging, especially if you already feel like there are not enough hours in the day. If you have a child with special needs, it is particularly important to follow his or her academic progress because at the [...]

If you’re behind on your mortgage, car loan, or credit card bill, you’re probably receiving aggressive phone calls and letters from your lender demanding immediate payment. This is the standard protocol for creditors, but in most cases, it only serves to stress out their debtors even more. […]