Auto Insurance in Santa Rosa and Windsor, CA

Auto Insurance in Santa Rosa, CA

Protecting Northern California Drivers

From collisions caused by slippery roadways to fender benders and theft, the costly risks facing drivers are numerous. At Brenk & Company Insurance, we understand the exposures facing northern California drivers and are equipped to provide them with the necessary insurance coverage. Our staff of experienced agents routinely write coverage for motorists in Santa Rosa, Windsor and the surrounding areas.

Exceeding California Minimums

In order to find the right coverage for our clients, we want our customers to understand the three components of auto bodily liability in terms of medical costs, lost wages, and pain and suffering. Together, we will help our clients answer important questions such as, “how much is the premium? What is liability and how much do I need?”

In the state of California, the minimum auto coverage limit is $15,000/$30,000/$5,000. However, we recommend limits of at least $100,000/$300,000/$100,000 and an umbrella policy of $1,000,000 if a client is also a homeowner. We believe that having the right protection is more important than the cheapest policy. Often, a slight increase in premium could ultimately save a driver thousands should they need to file a claim.

Liability Insurance, Collision Coverage and More

We have worked hard to offer the coverages that California motorists need most. Our products include, but are not limited to:

Once we have worked together with our clients to identify the right coverages, we turn to carriers such as Allied, Kemper, and Hartford to find the most cost-effective policy. Our providers also offer endorsements such as lifetime renewal, gap coverage, OEM parts, new car replacement, roadside assistance, and rental reimbursement.

Brenk & Company also offers the opportunity for clients to improve their rates by holding multiple policies or driving claim-free. In some instances, we may also offer discounted rates for good students, mature drivers, and those who have complete the AARP safe driving course.

Protecting Our Client’s Futures

When matching our clients we coverage, we believe in utilizing a holistic approach. By working to explain exposures, and thoroughly examining a client’s new worth and future earnings, we are able to give our customers the ability to make an informed decision about their insurance purchases. While cost is important, our foremost goal is always to protect the assets and futures of our clients.

Once we have worked with our clients to put the right coverage in place, we regularly monitor policies to ensure that plans are kept up to date and rates are competitive.