IT'S been a rough year for Ray and Jane Iwanowski. The couple was
flying high last year, with Ray, 42, running the Global Alpha
hedge fund for Goldman Sachs. In September, they bought a
4,184-square-foot, nine-room apartment at 823 Park Ave. for $13.5
million. But then, in March, Ray and his partner Mark Carhart
both retired from Goldman, having suffered investment losses and
client redemptions which brought the fund's assets down from $12
billion in 2007 to $2.5 billion. And on July 26, Jane, 48, was
arrested in East Hampton on a misdemeanor charge of DWI after
driving her 2003 BMW into a tree near the Iwanowskis' nearby
house.