LISTING YOUR HOME FOR

Retirement

For many retirees, it’s the beginning of more traveling or spending more time with the kids and grandkids, which also means selling your home for retirement.

Selling Your Home for Retirement

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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. This information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify properties consumers may be interested in purchasing or selling.

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Our Service AreaBoise, Idaho – As the fastest growing metropolitan area in the country, the Treasure Valley is simply exploding in growth – a fact you probably face with every morning and afternoon commute. While much of this growth has primarily affected Boise, Meridian, and Nampa, the growth finds itself even spilling into communities such as Middleton, Kuna, and Caldwell.

Ah, after working the past 40+ years of your adult life you can finally see it – retirement! Yes, perhaps it’s coming soon, or you have already retired and now a new stage in your life begins. For many retirees, it’s the beginning of more traveling or spending more time with the kids and grandkids, which also means selling your home for retirement.

If you are selling your home for retirement here are a few things to consider helping to make the process easier and decide on the best strategy moving forward:

Plans After Retirement

Before selling your home, it is best to know what you are going to do and where you are going to go after your house sells. Will you be downsizing to a smaller home in the same community or selling everything and hitting the road in the RV? Maybe you just plan to travel for a year, so you’ll need a storage unit for all your belongings. Having a plan before selling your home for retirement will ease much of the stress and help budget your income from the sale of your home.

Equity

Do you have equity in your home? During the recession of 2008-2009, many homeowners found themselves “upside-down” in their homes, or with negative equity, meaning they owed more on their home than they could sell it for. The last several years, however, home values have been on the rise and homeowners are building their equity again. It is recommended that you have enough equity in your home to pay off the current mortgage, related fees, and taxes, and have enough left over to give a 20% down payment on your next property.

Emotionally Ready

If you have lived in your house for any length of time, selling your home can be a very emotional process, especially if you have raised your family in it. You need to be prepared to get your house ready to show to potential buyers. It is best to declutter as much as possible removing any knick-knacks on shelves, photo’s off the wall, even paint over the growth chart of your kids next to the kitchen door. As was mentioned, this can be an emotional time and It may be best to get professionals to come in and stage the home for you.

Using a REALTOR®

Your real estate market is unique, so it is best to consult with a professional real estate agent about the sale price of your home. A knowledgeable REALTOR® will go to work for you, using market analysis reports, neighborhood comparisons, and recently sold home pricing, being able to share with you what they know is top value for your home. Going off generic internet generated reports are often misleading and can lead to false expectations.

Using a REALTOR® also includes benefits of giving you advice about updates or repairs that will make your home more attractive to potential buyers. They market your home so that it receives as much exposure as possible. And they schedule home showings and handle all the required paperwork.

After the Sale

After selling your home for retirement the road is yours! Whatever it was that you had planned to do before selling your home you now get to pursue without the burden of having a large home to care for. Enjoy this new stage in your life and may it bring you much joy, adventure, special moments and memories.

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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. This information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify properties consumers may be interested in purchasing or selling.

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IDX INFORMATION IS PROVIDED EXCLUSIVELY FOR CONSUMERS` PERSONAL, NON-COMMERCIAL USE AND MAY NOT BE USED FOR ANY PURPOSE OTHER THAN TO IDENTIFY PROSPECTIVE PROPERTIES CONSUMERS MAY BE INTERESTED IN PURCHASING. ALL INFORMATION IS DEEMED RELIABLE, BUT NOT GUARANTEED. MULTIPLE LISTING SERVICE® AND THE ASSOCIATED LOGOS ARE OWNED BY THE NATIONAL ASSOCIATION OF REALTORS (NAR) AND IDENTIFY THE QUALITY OF SERVICES PROVIDED BY REAL ESTATE PROFESSIONALS WHO ARE MEMBERS OF NAR. THE TRADEMARKS REALTOR®, REALTORS® AND THE REALTOR® LOGO ARE CONTROLLED BY NAR AND IDENTIFY REAL ESTATE PROFESSIONALS WHO ARE MEMBERS OF NAR.