Credit Card-Personal Services Review

Credit Card Eligibility

In my personal perception, credit card is an add on facility that everybody wants to avail. I am in same race. Yes, even I want to own a credit card with which, so I can shop in every next store and dine in every classy restaurants without thinking about funds. I also want to enjoy those exclusive offers and privileges that are offered with the credit card. But, owning a credit card is not that easy as I suppose. I gave it a try with Citibank credit card and consulted them straight away. Then, here was the piece of information I came to know that with every credit card in India there is an eligibility criterion followed. Then, I chose the option to search more for it and I came across of rupeetalk, where I got answers of all my questions. If you fulfill the eligibility, then your credit card application will lead to the fast approval stage. Otherwise, your application will be rejected. With Citibank credit card, there was age eligibility too, which mean an individual must have attained the age of 24 years, only then, he/she can apply for the credit card.

Usually, every bank has some eligibility criterion followed for credit cards and this may vary from bank to bank. For instance, with Citibank credit card, minimum eligible age was 24 years, but with other banks 18-21 years are acceptable. Income is also another and very important factor that is considered in every bank before issuing card to the applicant. If you are eligible to apply for one type of credit card, that doesn’t mean you can apply for all. Each card has a different eligibility criterion that is applicable on it. There three main category of credit cards including gold, platinum and titanium. For gold card, people of normal income group can apply and avail the benefits and offers related to them. But for platinum and titanium credit cards, only high income group people can apply. So, before applying for any credit card, you must search for its eligibility.