Posts by Desirae Odjick

I rescued my dog from a local animal shelter, and as part of that, we got six weeks of free pet insurance coverage. (As if rescuing wasn’t a great enough choice in the first place.) It was an unexpected perk, and I had every intention of renewing the pet insurance after the six weeks.…

Sure, saving is all the rage in the world of personal finance nerds, but here’s a fun fact: Even if you’re saving for retirement, you’re going to spend that money someday. I learned that the hard way when three of my biggest savings goals all needed to be spent in a single month. That’s right:…

While sure, there are a lot of ways to gracefully say no to plans you can’t afford, there’s one type of invite that requires a bit more finesse. Weddings. If you’re in your 20s or 30s, prepare yourself – the wedding invites are coming, and the cost of attending them isn’t always easy on your…

The hottest personal finance trends these days are all about guilt, but that doesn’t mean you can’t afford to spend on fun things. Whenever you see a viral article about money, it’s probably because someone (cough, rich dude, cough) is telling you how they made their millions, and what you’re doing wrong with your spending.…

Summer is the season of sun, fun, and expensive plans with friends. But what if you need to say no to expensive plans, for reasons from affordability to straight-up not wanting to attend? Between festivals, patio drinks, brunches, camping trips, vacations and more, it’s understandable that your budget might be feeling a little bit stretched…

Young and Thrifty is what I’d consider an OG Canadian personal finance blog, full of in-depth articles and resources and comparisons. If you’ve been exploring the site, none of this comes as a surprise to you – and if you haven’t, start here. You’re welcome. But… And no judgement here, because I’m with you… what…

It turns out, buying a house with a partner – even if you’re not married – isn’t the crazy, off-the-wall idea it used to be. We can thank statistics for that: In 2011, Statistics Canada released their data about marriages in Canada, and the percentage of Canadians who were in common-law relationships had jumped from…

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