Please tell me more. Would I lose less quality if I used a Scart adapter?

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Nothing really. Just that HDMI signal is purely digital, and your stereo appears to only have analog inputs.

So something in between needs to convert from the digital source to analog - an A/D converter. The quality of the sound you hear will be down to how good the A/D converter is within the (active) cable.

To be fair you probs won’t notice or care unless you’re an audiophile purist or something or the converter cable is particularly sh!t. But I’ve never used one so don’t know how good they are, just talking in the round.