Gerelli Insurance Agency, Inc. Blog

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For many school has already begun for kids across the Hudson Valley. That means local roads will be filled with school buses figuring out their route for the first time. It can be frustrating so take a deep breath, give yourself some extra time and keep in mind these four driving rules that most people forget about. READ MORE >>

New York Paid Family Leave (PFL) is now a state-mandated paid leave benefit. All private-sector employers employing workers in New York State must provide this benefit as of January 1, 2018. This is the link to New York State’s website on how Paid Family Leave will work: https://www.ny. READ MORE >>

On June 29th 2017, ridesharing became law in parts of New York State. Ridesharing is the use of your personal vehicle to provide pre-arranged trips to passengers. Passengers request rides through the use of the ridesharing company’s mobile app. Uber and Lyft are examples of popular ridesharing companies. READ MORE >>

When a puddle of water mysteriously appears on the basement floor, or water seeps into a house and leaves an ugly yellowish-brown blotch on the wall or ceiling (a prime breeding ground for mold), you might look for a leak in the roof, or cracks in and around the walls, windows or doors. READ MORE >>

How much should I cover my home for? It is difficult to decide just how much insurance you need to have on your home to keep your family financially protected. But the actual process of selecting appropriate figure is much simpler than you might think if you break the idea of insurance down and apply its real purpose to your individual READ MORE >>

Just a few inches of water from a flood can cause tens of thousands of dollars in damage. From 2010 to 2014 the average residential flood claim amounted to more than $39,000. In 2014, the average flood insurance policy premium was about $700 per year. Flood insurance is the best way to protect yourself from devastating financial loss. READ MORE >>

You jump in the car early one morning before your first cup of coffee, eyes still bleary with sleep. You open the garage door and prepare to back out. Thought the car was in reverse, didn’t you? It wasn’t. It was in drive. READ MORE >>

Living in a condo brings together the best of both worlds -- apartments and houses. You own the condo outright, so if you want to paint the walls electric purple, go for it. And you don’t have to worry about things like lawn maintenance or other pesky chores. READ MORE >>

What are ice dams? Ice dams are formed when melting snow and ice refreeze above the edge of a roof. Subsequent water from melting snow and ice backs up under the shingles. This causes leaks and water damage to the interior of your home. The key to avoiding ice dams is to ensure proper ventilation, drainage, and insulation. READ MORE >>

If you were ever a Boy Scout as a kid, you know how important it is to be prepared. Prepared for what? For anything that life throws at you. It’s true when you’re camping in the woods, and even more true when you’re running a business. READ MORE >>