Cashplus Extras

Save yourself time and hassle with our Payments and Transfers service. It’s the simple way to take care of everything from annual bills (such as for your TV licence) to regular payments – for everything from your rent or mortgage to satellite TV and utility bills.

Our service is the best currently offered in the UK. It pays your bills automatically, gives you advance warning if a payment’s likely to bounce and can offer a one-off emergency overdraft of up to £1,000 to cover a payment shortfall.

Ever had credit problems in the past or never had credit? Well, Creditbuilder could make a huge difference to you by helping you improve your rating. That could open the doors to credit – and at better rates – in the future. All at no extra cost.

Ever needed money in a real hurry, for sorting out anything from a leaky boiler or a car that needs urgent repairs to an unexpectedly high utility bill? Well, an iAdvance of up to £400 could be a real lifeline for you!

Top Up Card

It’s a prepaid card, so you need to top up your account with money before using. We’ll also give you a unique 8 digit Account Number and Sort Code, just like any High Street bank, for topping up electronically.

Need to borrow up to £400?

Visit the Members Area

Have you ever needed money in a real hurry, perhaps for urgent repairs to your boiler or your car? Or maybe you’ve been hit by an unexpectedly high utility bill.

An iAdvance is a loan that can be added to your Cashplus Account, subject to you meeting and continuing to meet APS’ lending criteria.

Borrow up to £400 in 4 easy steps

If you’re a Cashplus customer with a Total Access account, look out for the ‘iAdvance button’ in the Members Area – if you can see one, you’re already approved for an iAdvance. Then just follow these 4 steps:

Choose the amount you need

Decide how long you want it

Accept iAdvance in seconds by following the instructions on screen in the Members Area (If you'd like help with your application or you'd like to know more, just call us on 0871 277 5599♦)

The money’s guaranteed to be in your account within one hour of approval confirmation

If you’re a Cashplus customer with an Express Access Account, upgrade your account to become eligible.

And if you’re not already a Cashplus customer, apply for a card now in a couple of minutes. There are no credit checks to open an account, and as long you live in the UK and you’re over 18, you’re 100% guaranteed* to be instantly approved for a Cashplus prepaid Gold MasterCard®.

*Subject to terms and conditions. Accounts available to applicants aged 18+ years and being resident in the UK and/or businesses being based in the UK. Some features and services are only available to customers who have been fully identified and verified. Find out more. Cashplus is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money. Cards are serviced by Advanced Payment Solutions Ltd (APS) which operates the card on behalf of AFL. AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered in England and Wales under company numbers 06029941 & 04947027 respectively. Credit facilities are provided by APS and are subject to prepaid account being in good standing. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 0608377).

Creditbuilder, iAdvance and Debit Protect are registered trademarks of APS. Creditbuilder is only available on monthly pricing plans. MasterCard, the MasterCard Brand Mark, PayPass and Tap & Go are registered trademarks of MasterCard International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Google Play is a trademark of Google Inc. Data charges from your mobile network provider may apply when using the Cashplus Mobile App.

♦Call charges are 10p per min from BT landlines. Call charges from other networks and from abroad may vary. Calls may be recorded.