https://www.mddccua.org/?q=feeds/news.xml
enFree Webinars for you this Monthhttps://www.mddccua.org/?q=communications-exchange/press-room/16622
<div class="field field-name-field-mddccua-news-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"><p>CUNA Strategic Services and its trusted alliance providers offer free informational sessions on topics that you should know more about. <br />Join them <span>for any of their upcoming free webinars this month.</span></p>
<p><a href="http://news.cuna.org/articles/114153-free-webinars-for-you-this-month?utm_source=real_magnet&amp;utm_medium=email&amp;utm_campaign=CUNA%2520writes%2520appropriators%2520in%2520opposition%2520to%2520CMF%2520cut">May Webinars</a> </p></div></div></div>Tue, 22 May 2018 15:17:53 +000016622 at https://www.mddccua.orgMastering Work-Life Balancehttps://www.mddccua.org/?q=communications-exchange/press-room/16414
<div class="field field-name-field-mddccua-news-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"><p> <img src="/sites/default/files/uploads/large_life-balance1_0.jpg" width="250" height="250" style="vertical-align: bottom;" /></p>
<p>With increasing professional demands and a need for quality time with family and friends, life can seem overwhelming and leave us feeling depleted. The good news is, there are tools to make life simpler and more enjoyable. Join us in a three-part series that will raise your level of self-awareness and self-reflection in order to improve results.</p>
<p>This interactive seminar taught by Alex Pursglove, offers comprehensive exercises which provide participants with the necessary tools to master “<strong>work-life integration”.</strong> When professionals within a company establish clarity on the motivators that drive them to action, both in and out of the workplace, they will learn how to take control of their schedules with increased engagement, productivity, and retention.</p>
<p>To learn more about this impactful event <a href="/?q=civicrm/event/info&amp;reset=1&amp;id=1514"><strong>click here</strong></a></p></div></div></div>Tue, 22 May 2018 14:59:40 +000016414 at https://www.mddccua.orgLeverage Social Media Advertising to Promote Your Products & Services https://www.mddccua.org/?q=communications-exchange/press-room/16621
<div class="field field-name-field-mddccua-news-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"><p>For years, financial institutions have been using Facebook, YouTube, LinkedIn, Twitter, Instagram, Pinterest, and Pandora as content marketing channels to build communities around their brands. Now is the time to go a step further and expand your product presence via social media advertising! </p>
<p>In this June 12 webinar hosted by PSCU, FI Grow Solutions CEO and Founder, Meredith Olmstead will answer your biggest questions about paid social media marketing programs — from what "lookalike" campaigns on Facebook cost to how to budget. She will even reveal what success looks like in various types of campaigns.<br /><br /><a href="http://www2.pscucommunications.com/e/109032/ebinar-spotlight-external-html/5zvd8m/128873222">Register today!</a></p></div></div></div>Tue, 22 May 2018 14:45:43 +000016621 at https://www.mddccua.orgVolunteers Needed for Financial Reality Fair https://www.mddccua.org/?q=communications-exchange/press-room/16602
<div class="field field-name-field-mddccua-news-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"><p style="text-align: left;"> <img src="/sites/default/files/uploads/large_308-name7187-jj-id-414098-jpeg_2.jpg" width="180" height="180" style="vertical-align: middle;" /></p>
<p><span>Help young cadets start their financial lives equiped with the tools neccesary to be succesful. </span><span>We are looking for eager volunteers to assist with an upcoming Credit Union Financial Reality Fair on </span><strong style="text-align: center;">Wednesday, June 27th </strong><span>from </span><strong style="text-align: center;">8:00 am - 1:30 pm </strong><span>at the Metropolitan Police Academy. It will only be a couple hours of your time, but the impact you'll have on young cadets will be everlasting. Be a a part of something great and sign up to be a volunteer.</span></p>
<p><a href="/?q=civicrm/event/info&amp;reset=1&amp;id=1530"><span>Sign up Here!</span></a></p>
<p> </p></div></div></div>Tue, 22 May 2018 13:53:11 +000016602 at https://www.mddccua.orgLearn How to Create a Project Delivery Toolkithttps://www.mddccua.org/?q=communications-exchange/press-room/16603
<div class="field field-name-field-mddccua-news-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"><p>Gain hands-on experience developing a project management toolkit with Bonnie Ortiz, Project Management expert and Founder, O2 Consulting Group. She'll teach you the components for all your project phases from origination to the final stages. This course will educate you on how to turn a project idea into a well- managed reality. T<span>he objective of this workshop is to learn the skills, tips and techniques necessary to develop essential pieces of your project management toolkit. You don't want to miss out on this amazing opportunity to gorw your projects. </span>Click below for more information.</p>
<p style="text-align: left;"><strong>June 14, 2018 from 9:00 am – 3:00 pm</strong></p>
<p style="text-align: left;"><strong><span class="address-name">MD|DC Credit Union Association</span><br /><span class="street-address">8975 Guilford Road</span><br /><span class="extended-address">Suite 190</span><br /><span class="locality">Columbia</span><span>, </span><span class="region">MD</span><span> </span><span class="postal-code">21046</span></strong></p>
<p style="text-align: left;"><a href="/?q=civicrm/event/info&amp;reset=1&amp;id=1470">Click Here to Register</a></p>
<p style="text-align: left;"> </p>
<p> </p></div></div></div>Tue, 22 May 2018 13:20:22 +000016603 at https://www.mddccua.orgThe Exceptional Leader Scholarshiphttps://www.mddccua.org/?q=communications-exchange/press-room/16601
<div class="field field-name-field-mddccua-news-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"><p>The MD|DC Credit Union Association is pleased to announce a full scholarship to The Exceptional Leader Program which begins in September 2018.</p>
<p>To be eligible for this scholarship, please submit a one-page essay answering the question “<strong>What do you believe are the most important qualities of a leader?” </strong>The scholarship is provided by the MD|DC Credit Union Association and Envision Excellence LLC, a professional leadership consulting firm founded by Laurie Maddalena.</p>
<p>For More information on the registration process <a href="/sites/default/files/uploads/the_exceptional_leader_scholarship.pdf">click here!</a> </p>
<p><strong>All entries must be sent to Chrystal Hunter by June 11th. The winner will be announced June 25th.</strong></p>
<p>Send Essays to: <a href="mailto:chunter@mddccua.org">chunter@mddccua.org</a>.</p></div></div></div>Tue, 22 May 2018 13:15:38 +000016601 at https://www.mddccua.orgHouse Expected to Take Up Regulatory Relief Bill This Weekhttps://www.mddccua.org/?q=communications-exchange/press-room/16617
<div class="field field-name-field-mddccua-news-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"><p>S. 2155 is now in the House and poised to be called to the floor for a vote this week. Based on the bi-partisan passage in the Senate and feedback from Leagues across the country, if the bill is called for a vote in its current form, meaning no new amendments, there appears to be enough votes on both sides of the aisle to pass the bill. </p>
<p>The Association has been in contact with the Maryland and D.C. delegation and most have indicated, like the Senate, that while they support the credit union provisions in the bill, the other provisions in the bill make it difficult to support and we expect the majority will not vote in favor of the bill. However, since some in our delegation are still evaluating their position, we encourage you to use the CUNA/League system website <a href="http://www.commonsenseregulations.com/reach-congress/?vvsrc=%2fcampaigns%2f57810%2frespond">The Campaign for Common-Sense Regulation</a> to email and request their support of S. 2155.</p>
<p>The Senate passed the bill in March with a bipartisan 67-31 vote and would go to President Donald Trump for his signature if passed by the House.</p>
<p>Specific regulatory relief provisions in S. 2155 would: </p>
<ul><li>Establish a safe harbor from certain requirements for a loan to be considered a Qualified Mortgage; </li>
<li>Rescind the additional data points required under the Home Mortgage Disclosure Act for insured credit unions that originate fewer than 500 closed-end and/or 500 open-end lines of credit; </li>
<li>Reclassify one-to-four unit, non-owner occupied residential loans as real estate loans, so the loan would not count against the member business lending cap; </li>
<li>Clarify that that the same consumer protections in place with respect to mortgage lending are nonexistent for Property Assessed Clean Energy loans; </li>
</ul><ul><li>Remove the three-day wait period required for the combined TRID mortgage disclosure if a creditor extends to a consumer a second offer of credit with a lower annual percentage rate; </li>
<li>Require NCUA to make publicly available a draft of their proposed budget, hold a hearing with public notice during which this draft would be discussed and solicit and consider public comment about the draft budget; </li>
<li>Provide a safe harbor for properly trained financial employees who report alleged elder financial abuse; and </li>
<li>Require the U.S. Department of Treasury to conduct a study on the risks that cyber threats may pose to financial institutions.</li>
</ul><p> </p></div></div></div>Tue, 22 May 2018 03:02:57 +000016617 at https://www.mddccua.orgBureau of Consumer Financial Protection Releases Spring 2018 Agendahttps://www.mddccua.org/?q=communications-exchange/press-room/16616
<div class="field field-name-field-mddccua-news-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"><p>The Bureau of Consumer Financial Protection has released its spring 2018 regulatory agenda. The agency provided a status update and classified rules on the agenda as active, delayed and inactive. </p>
<p><strong>Active Rulemakings</strong></p>
<ul><li><strong>Mortgage</strong>: The CFPB is conducting follow-up rulemakings to address issues that have been identified following the process of implementing mortgage rules under Dodd-Frank. They generically mentioned Qualified Mortgage and TILA-RESPA Integrated Disclosure Act (TRID), but did not specify further.</li>
<li><strong>Business Lending Data/Fair Lending</strong>: CFPB is implementing Equal Credit Opportunity Act (ECOA) as required by Dodd-Frank, to require financial institutions to collect, report, and make public certain information concerning credit applications made by women-owned, minority-owned, and small businesses.</li>
<li><strong>Debt Collection</strong>: Since 2013 the CFPB has engaged in research and pre-rulemaking activities regarding the debt collection market, which continues to be a top source of complaints to the CFPB. The CFPB now says it's preparing a proposed rule focused on Fair Debt Collection Act. Specifically, they are looking at communication procedures and consumer disclosures. A proposed rule is expected to be issued in March 2019.</li>
<li><strong>Small Dollar (Payday) Lending reconsider</strong>ation: The CFPB announced in January 2018 that it intends to engage in a rulemaking to reconsider the 2017 payday rule. Most provisions of that rule would not require compliance until August 2019. Expect a notice of proposed rulemaking in February 2019.</li>
<li><strong>Gramm-Leach Bliley (GLB</strong>) Privacy Notices: Amendments to GLB provide that financial institutions are no longer required to provide annual privacy notices as long as: (1) They have not changed their privacy policies since the last time their customers received a privacy notice, and (2) they only share customers' financial information with others in a manner that is exempt from notice and opt-out requirements under GLBA. CFPB will finalize rules implementing this in June 2018</li>
<li><strong>Home Mortgage Disclosure Act (HMDA</strong>): The CFPB announced in December 2017 that it intends to open a rulemaking to reconsider various aspects of a 2015 regulation that amended regulations implementing HMDA. The reconsideration could involve such issues as the institutional and transactional coverage tests and the rule's discretionary data points </li>
</ul><p><strong>Delayed Rulemakings:</strong></p>
<p>These rulemakings were moved to the long-term agenda. This does not mean they are eliminated; it just means they will not be considered this year.</p>
<ul><li>Consumer Reporting</li>
<li>Appraisals (Automated Valuation Models)</li>
<li>Reg E modernization </li>
</ul><p><strong>Rulemakings Moved to Inactive Status: </strong></p>
<p>Several rulemakings are now listed as “inactive,” and according to the CFPB, the expectation is that "final decisions on whether and when to proceed with such projects will be made by the Bureau's next permanent director."</p>
<ul><li>Alternative Mortgage Transaction Parity (Regulation D)</li>
<li>Consumer Financial Civil Penalty Fund</li>
<li>Overdraft Services</li>
<li>Student Loan Servicing</li>
</ul></div></div></div>Mon, 21 May 2018 21:56:03 +000016616 at https://www.mddccua.orgRBC Delay Included in House Foreign Investment Billhttps://www.mddccua.org/?q=communications-exchange/press-room/16615
<div class="field field-name-field-mddccua-news-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"><p>Language to delay the NCUA's risk-based capital (RBC) rule by two years is included in the Foreign Investment Risk Review Modernization Act of 2018 (H.R. 5841) introduced in the U.S. House yesterday. House Financial Services Committee Chairman Jeb Hensarling (R-TX) was instrumental in getting the language added to the foreign investment bill.</p>
<p>U.S. Defense Secretary James Mattis has urged the broader legislation be included in the National Defense Authorization Act (NDAA), which is currently under consideration in the House.</p>
<p>The language included in H.R. 5821 comes from the Common Sense Capital Relief Act (H.R. 5288), which was introduced in March. It would allow NCUA to revisit and reconsider its approach to RBC by delaying the rule's effective date for two years to January 1, 2021. House Financial Service Committee member Rep. Tom MacArthur (R-3) from New Jersey is a co-sponsor of the bill. </p></div></div></div>Mon, 21 May 2018 21:32:45 +000016615 at https://www.mddccua.orgFree Webinar on General Data Protection Regulationhttps://www.mddccua.org/?q=communications-exchange/press-room/16614
<div class="field field-name-field-mddccua-news-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"><div><form action="applewebdata://2250575D-71EA-4855-9D25-F882B7175631/Shop/Meeting-Detail/?productId=171630939" method="post">
<div>The General Data Protection Regulation (GDPR) goes into effect across the EU and UK on May 25, creating a host of compliance challenges for financial institutions. This regulation focuses on data privacy and includes the well-publicized "right to be forgotten." Credit unions with members located in covered countries may already be affected. And given recent U.S. headlines regarding data privacy- including the controversy at Facebook- it's fair to speculate whether some form of GDPR could find its way to these shores.</div>
<p>There is still space available, <a href="http://send.cuna.org/link.cfm?r=R8mbI3qrANActRH5lTwYeg~~&amp;pe=lu31h-B-jnSGLHfcyKJpNcfj2dv7pR7PnhzIJA5U3IHRR73tNVndu2shgAW89cHjQhYB6FFk1WtUEh5BFB7Vog~~&amp;t=cKUxeG4S4THTz-YCNggMQw~~" target="_blank" data-fontcolor="1">register now</a> to learn more about the regulation being implemented overseas, its potential impact on credit unions, and the prospects for similar restrictions in the U.S.- whether through legislation or industry self-policing.</p>
</form></div>
<div>
<p><a href="http://send.cuna.org/link.cfm?r=R8mbI3qrANActRH5lTwYeg~~&amp;pe=TS-x5yBXmURFqnfyELv6jDNvCukFutxxC_NVBaBdf0fP0RzgKANP3zX_5NcxC7oknewCFjS7VaSxXClTXv5N1w~~&amp;t=cKUxeG4S4THTz-YCNggMQw~~" target="_blank" data-fontcolor="1"></a><strong>Free webinar</strong> from CUNA on Wednesday, May 23, 2018<span style="font-family: Calibri, sans-serif;"> </span>at 1:00 p.m.</p>
<div> </div>
<div>A recording of the webinar will be available for playback to those who have registered. </div>
</div></div></div></div>Mon, 21 May 2018 21:26:46 +000016614 at https://www.mddccua.org