128. Well I made

and I have money to save and "invest". In fact, $1,370 of my income last year was from capital gain, interest, and dividends. And that does not include perhaps $1,000 in interest on my IRA accounts.

It's not excess money like I am getting paid so much more than other people, but I CHOOSE to save a fair amount. I am pretty sure I am not the only working class household to do so. And yes, because interest rates on savings accounts are basically negative, I put some of that money in the stock market where I can get higher returns.