Our team

Lee Rochford - Group Chief Executive Officer

Before joining Arrow Global, Lee was Chief Financial Officer at Virgin Money between October 2013 and August 2015, seeing the group through its successful IPO and into life as a listed company. Prior to this he held a number of roles at RBS between 2007 and 2013, culminating as Managing Director and Head of the Financial Institutions Group.

Earlier in his career, Lee was Managing Director of Wachovia Securities’ Principal Finance team, Managing Director and Head of European Asset Finance at Credit Suisse and Head of Northern European Securitisation at BNP Paribas.

Paul Cooper - Group Chief Financial Officer

Paul has over 20 years’ experience in financial services roles both in the UK and overseas. He joins Arrow from leading global insurance business Sompo Canopius Group, where he has been in a variety of senior executive roles since 2013. Previously, Paul was a partner at Ernst & Young LLP in the Financial Services division, following five years as a Finance Director at the quoted insurer, Hiscox. Paul is a Chartered Accountant, having trained at PwC.

Zachary Lewy - Founder and Group Chief Investment Officer

Zachary Lewy is the Founder and Group Chief Investment Officer of Arrow Global. He was the CEO of the business from its inception before changing to his current role. He sits on all country boards and all group committees of Arrow. Prior to Arrow, Zachary was an Officer of Sallie Mae, a Director at Vertex (the BPO division of United Utilities), and a Founder and Executive Director of 7C (a U.K. BPO company acquired by Vertex).Zachary has previously chaired SCOR and was also the Chair of the UK Debt Buyers Association. He was named an Ernst and Young Entrepreneur of the Year in 2010.

Zachary is on the board of the English National Ballet, the English National Ballet School, and the organising committee for the Marie Curie Charity fundraiser. He graduated from Princeton University with a BA in Economics with Honours and a Certificate in Applied and Computational Mathematics with Honours.

Dave Sutherland - Group Chief Operating Officer

Before joining Arrow Global, Dave was the UK Managing Director at Neilson Financial Services (NFS). Before joining NFS, he spent four years as Chief Operating Officer at TD Wealth International and was responsible for Customer Services, Global Trading, Operations, Technology, Shared Services and Business Change.

He has also previously worked as COO for Santander Cards UK, COO and Transformation Director of GE Money's UK Card Services, and Regional Director for Boots plc.

Dave has an MSc. in IT and Management from Sheffield Hallam University and a MBA from the University of Leeds.

Oliver Stratton - Chief Operating Officer and Co-Head, Arrow UK

Oliver has overall responsibility for UK Operations in Arrow across our three main UK sites and network of external service providers. Oliver has over 14 years’ experience in corporate law, investment banking and operational roles. Prior to joining Arrow in 2013, Oliver worked for Deutsche Bank AG in its UK Corporate Finance team in London with a focus on originating, structuring and executing M&A and equity capital market transactions and advising FTSE 100 and FTSE 250 clients. Oliver qualified as a lawyer with Allen & Overy and holds a law degree from the University of Sheffield and the ICAEW’s Corporate Finance Qualification.

Lee Pearson - Chief Commercial Officer and Co-Head, Arrow UK

Lee is a qualified accountant with over 20 years experience in commercial finance and general management roles. Prior to joining Arrow, he was Business Unit Director and Financial Controller of Vertex, and Managing Director of Kidsunlimited and Isoqar. Lee has extensive experience of working internationally, and has a degree in Business Studies.

John Calvao - Italy Chief Executive Officer

Before becoming Arrow's Italy CEO, John had been the CEO at Whitestar since January 2010 and has more than 18 years of experience in different capital market institutions. Prior to joining WhitesStar, John served as Chief Operating Officer of MIAC Assurance Corporation, a financial guaranty firm funded by Macquarie Capital and Citadel LLC. He previously served as Head of Operations at SCA which he joined after an independent consultant role overseeing the build-out of the first independent, non-performing loan servicing company in Portugal as its COO and CIO. Before joining SCA, John served as Chief Investment Officer at Clayton where he launched new businesses in RMBS surveillance and loan servicing. He began his career at MBIA.

João Bugalho - Portugal Chief Executive Officer

With nearly 30 years of experience in the financial sector, João Bugalho has worked in financial institutions like Citibank Portugal, Banco Comercial de Macau, Interbanco (Banco Santander Consumer Portugal), Millennium BCP London Branch, Santander Consumer Multirent. Before joining Arrow, João held the post of Head of Operational Leasing and Fleet Management of Volkswagen Financial Services Brazil.

He holds a degree in Business and Administration from the Portuguese Catholic University, and also attended the International Business Summer School in 2000, in Basel, Switzerland.

Stewart Hamilton - General Counsel and Company Secretary

Stewart is a solicitor with over 13 years of corporate law experience. Prior to joining Arrow Global, he worked for Addleshaw Goddard LLP. During this time he worked principally on private company acquisitions and disposals and public fund raising, as well as gaining direct experience with the Clydesdale Bank plc and healthcare company, Assura Group Limited. Stewart holds an M.A. (Hons) in economics and law from the University of Edinburgh and trained at Linklaters LLP.

Madiha Mouchtak - Netherlands and Belgium Chief Executive Officer

Madiha has over 20 years of international experience as a Turnaround and Transformation Executive. 14 of those years were spent in management positions. Her roles included specialising in the management of large scale programmes for strategy development and implementations, restructuring and margin improvement, integrations of acquisitions, IT transformation, people development and retention, and Compliance. Before joining Arrow Global, Madiha worked on Transformation of GMAC Mortgages into End to End Servicer with Credit Management and Investment Solutions.

Madiha has an Executive MBA and degrees in Accounting, IT, Psychology, Governance and Transformational Change.

Tracy French - Group HR Director

Tracy has 25 years experience in Human Resources with expertise in the area of transformation and change, organisational effectiveness, talent management and employee engagement. Before she joined Arrow Global, Tracy was director and owner of Joint Resolutions Ltd. Prior to that, she has worked as a senior human resources professional predominantly in the service sector supporting a broad range of private equity, corporate and privately owned organisations from retail banking, insurance, mobile, utilities and food services to undertake large change and transformation programmes. Tracy holds an honours degree in Business from the University of Central England.

Clodagh Gunnigle - Group Chief Risk Officer

Clodagh joins Arrow from GE Capital, where she spent 17 years in various risk roles including Chief Risk Officer of GE’s UK business and Chief Credit Officer of GE Capital’s Global Consumer Finance business. Clodagh is a qualified Chartered Accountant and has a depth of experience in managing all aspects risk including credit, conduct, operational, financial and enterprise across European portfolios, but in particular in the UK, Portugal, France, Italy and the Netherlands.

Kevin Blake - Managing Director, Mars Capital

Kevin has over 30 years’ experience in retail and corporate banking most recently in Ireland as Chief Risk Officer for Irish Bank Resolution Corporation responsible for risk management and compliance, holding specific Regulatory approved positions with the Central Bank of Ireland. Previously he held various senior management positions at Cooperative Bank and Barclays as well as non- executive director at Unity Trust Bank.

Arrow Global has 8.6 million customer accounts and over £14.2 billion of purchased assets under management.

Arrow Global Limited is registered in England and Wales with company number 05606545. Its registered office is at Belvedere, 12 Booth Street, Manchester M2 4AW. Arrow Global Limited ("AGL") is authorised and regulated by the Financial Conduct Authority for certain credit-related regulated activities, and is part of the Arrow Global Group. AGL is registered on the Financial Services Register under registration number 718754.