Mortgages

We are Limerick’s only member of the AIMA. What is the AIMA? Find out more by visiting their website at www.aima.ie.

John Mullane is proud to say that he holds agencies with 6 mortgage lenders in Ireland, ensuring that he can obtain the most competitive rate and terms on the market for you.

Mortgage Lenders that Mullane Financial Services is partnered with:

ICS Mortgages

Haven Mortgages Limited (Part of the AIB Group)

KBC Bank Ireland plc

Finance Ireland

Permanent tsb plc

Ulster Bank Ireland DAC

First time buyers

Obtaining a mortgage, especially for the first time, can be stressful and confusing. John Mullane will take you through the process, from start to finish, giving you sound advice and explaining the process in a clear and transparent way. After considering your financial situation and your needs, John will search the market and find a loan with terms and a rate that is suitable for you.

Trading up

The primary issue for anyone selling up and moving on is how much their own home is worth. Once you know this and the amount you can borrow on your next mortgage, you’ll know exactly what you can spend on a new property.

If you are looking to move up the property ladder this is an important time to ensure that you can turn to someone with experience to give you quality advice. With 40 years of experience as a mortgage intermediary and as one of the few brokers with appointments from 6 lenders, John will search the entire market and find the best possible loan offer to suit your needs.

Switchers

Most people only think about their mortgage when they are moving or selling, but having a look at what’s on offer elsewhere could save you a very tidy sum in the meantime. With our help you can refinance and remortgage with no fuss.

Buy to Let

We understand our customers differing needs. Whether you are a seasoned investor looking to grow your portfolio or a first time investor seeking a buy to let mortgage that matches your desire for future security for you and your family, we can point you in the right direction.

Commercial

We believe that our success is dependent on yours, so when you come to us for a commercial loan, your priorities become ours. Whether you’re looking to invest in a shop unit or an office block, or provide a premises for your business.

Our commercial mortgage lending philosophy is based on developing long term relationships with our customers. You can be sure that we will investigate all your needs before recommending the option that best suits your situation.

What do you need for a mortgage application? Check out our useful checklist that tells you exactly what you need.

The Credit Reporting Act 2013 requires all lenders to submit personal and credit information to the Central Credit Register on loans, (including overdrafts, mortgages and credit cards) for €500 or more.