Got a Question? We have Answers!

Can You Get a Title Loan Without Registration?

January 11, 2018 /

You are here: Home » Information » Can You Get a Title Loan Without Registration?

Having all the appropriate documents when applying for a car title loan is essential to getting approved. If you’re trying to get a car title loan but you don’t have your registration card for your vehicle, you may be asking can you get a title loan without registration? If you’ve lost your registration card, you can get a new one from your Department of Motor Vehicles (“DMV”) or other motor vehicle services to replace it.

How Do Car Title Loans Work?

When you choose to work with LoanMart to help with your car title loan needs, we make the process easy and simple. By using the title of your car and your ability to pay back your loan, you’ll be able to qualify for a car title loan to help pay your bills or other financial obligations1.

With your car title and income, a LoanMart representative gives you a quote based off your income and the market value of your car. So, if you have a car worth $5,000 on the market, you could qualify for a loan at about $3,000. This amount can vary depending on your income.

After you’ve received your quote and have agreed to the terms, you’ll pay off the balance monthly over a specified amount of time, outlined in your contract.

Why Does LoanMart Need My Vehicle Registration?

During the car title loan process, LoanMart requests a few more documents other than your car title loan vehicle and your income proof. Most of these documents are to ensure that you are the owner of the vehicle, and the vehicle is registered in your name and in the correct state of residence.

Your vehicle registration card has your vehicle’s:

VIN

License plate

Year

Make and model

All this information helps LoanMart verify the car and its market price. The year, make, and model of your car can all influence the value of your car, determining how much money you can really get. By providing LoanMart with proof of your vehicle registration, you could get the perfect amount of money that you need to cover your finances.

What if My Vehicle Registration is Missing?

If your vehicle registration is missing or was stolen, you can get a new one from your DMV! Contact your local DMV within your state to find out the exact qualifications to get a duplicate registration card. Most states require the same process, but some may vary in certain steps.

Replacing Your Registration Card

Even if your registration card is stolen, lost, or damaged beyond recognition, you can obtain duplicates from your local DMV.

You can get replacement registration papers from your DMV online or at their local location. For most replacements, you have to complete an application for the request. Some places offer you the option of doing it online, at a location, or by mail. Some states have a generic application that works for replacing a lost registration card, sticker, or license plate.

Some states may require you to provide your original title or pay a specific fee, which could range from $3 to $20. To get information on the official process for your state, contact your local DMV.

How to Apply with LoanMart

Once you’ve obtained your vehicle registration card, you’ll be able to apply for a LoanMart car title loan with ease. LoanMart has streamlined the application process and we have even given our customers the option to complete the application entirely online. We provide three different ways for applying:

Apply online with your smart phone, tablet, or computer.

Apply in-store at the location nearest you.

Apply over the phone with a LoanMart representative.

After choosing your method of application, the initial application can be completed quickly. You simply provide the basic information about yourself and your vehicle that you’ll use for your car title loan.

Required Documentation with LoanMart

To make your car title loan process go faster, we want to provide you with all the important documents that you’ll need to apply for a car title loan with us. If you choose to apply online, you’ll have the option to use your phone to send in pictures of these documents without having to worry about finding a store or faxing them. This can get you your funds the same day you apply3.

Apply with LoanMart Today!

Applying with LoanMart can be completed in three simple steps! We want to make sure you’re getting the money you need without the worry and stress of completing an application, just to be denied. We make sure we give you your answers up-front, so you know how much you’ll qualify for.

Submit your initial application. We provide our three ways of applying. Once you complete this step, a LoanMart representative will review your information.

After a LoanMart representative has gone over your information and your vehicle’s, they’ll contact you about your initial quote and request any other important documents1.

Your LoanMart representative will explain your terms and conditions, as well as your final loan amount and interest rate. You’ll be able to sign your contract, then receive your funds.

Applying with LoanMart makes it simple and easy to get the money you need1. With our car title loans, you can pay for all your finances without the concern of mountains of paperwork or being denied. Call us today if you have any questions about your qualification or the required documentation, like your registration.

Gerald Weiss

Gerald Weiss is a Senior Accountant at LoanMart. He has a passion for helping people set and achieve their financial goals. He enjoys writing for the LoanMart Blog to share the inside financial knowledge that’s he’s gained over the years. He helps us fulfill our education mission at LoanMart.

RECENT POSTS

If a resident of South Carolina is looking to get a loan they may be curious about the options that they have in their state. In South Carolina auto title loans are available as a loan option for its residents. LoanMart has been giving out auto title loans for years and service the residents of South Carolina.

If you find yourself confronted with an unexpected expense in South Carolina, you may be considering a car title loan. Are you concerned about the amount of money you’ll be able to borrow? If you don’t want to over-borrow, you’ll be interested in knowing what the minimum amount of money you may be able to borrow is.

LoanMart may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. LoanMart does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.

1Credit approval is subject to LoanMart’s credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the sixth calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5LoanMart recommends and encourages customers to pay early and often and more in order to avoid additional finance charges.

If you are using a screen reader and are having problems using this website, please call 1-855-422-7412 for assistance.