Abida's Group

Abida is a resident of Kamoki, which is a small industrial city of Pakistan. She has been living there with her family in a 2 room brick house for over 18 years. Her father-in-law also lives with her and runs a construction supply business.
Abida herself is a very active lady. Besides her household work, she shares the financial burden with her husband by operating a small beauty salon at home. She generates income by offering regular makeup, bridal makeup and other beauty-related services to her customers.
She is a mother of 3 children: two sons and a daughter. All of them are enrolled in school and getting their education.
Abida has applied for a loan from Kiva partner, Asasah, for the improvement of her beauty salon business. With the loan, she will purchase beauty products such as creams, hair gels and face masks and make-up items (mascara, eye shadow and base), etc., to offer better services to her clients.
She is hopeful that through this investment she will give her parlor a new look and be able to draw many more customers.
She is a regular loan user of Asasah, and this is her 4th loan application. In previous loan years, she has maintained a good credit behavior and never missed any meeting.
Note: “In the photo, the lady with a book (called Asasah Passbook) is Abida”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.