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SPREAD YOUR WINGS WITH VOLUNTARY BENEFITS Aflac’s Wingman program helps brokers build volume and profits By Elisabeth Boone, CPCU These days, the buzz in benefits is all about voluntary: employee-paid coverages for accident and health, critical illness, disability income, dental, vision, and life insurance. As group health costs continue their inexorable rise, employers increasingly are looking to voluntary benefits as a way to offer their employees valuable protection that they

“Individuals need to be educated about CI so they can understand whether it’s a protection they should add to their financial safety net.” -Bryan Burke Director of Product Management and Development Sun Life Financial VOLUNTARY BENEFITS SPECIAL REPORT CRITICAL ILLNESS INSURANCE: COVERING THE UNEXPECTED Employee education on the product is key for success By Dave Willis, CPIA The evolving healthcare environment continues to push employers to find new