3923.333
Benefits to be reasonable in relation to premium charged.

Medicare supplement policies shall return to policyholders
benefits that are reasonable in relation to the premium charged. The
superintendent of insurance shall issue reasonable rules to establish minimum
standards for loss ratios of medicare supplement policies on the basis of
incurred claims experience, or incurred health care expenses where coverage is
provided by a health insuring corporation on a service rather than
reimbursement basis, and earned premiums in accordance with accepted actuarial
principles and practices.