Next Gen Personal Finance (NGPF)

THE ESSENTIAL CHECKING ACCOUNT is a lesson designed to help students:
(1) Explain what a checking account is used for and why it is important to have one, (2) Understand the ways to deposit and withdraw funds, and describe the consequences of not...

READ THE FINE PRINT is a lesson designed to help students: (1) Learn tips for using a checking account effectively, including the use of mobile alerts,
(2) Read a checking account agreement and identify the fees associated, (3) Understand overdra...

CLASSIC CHECKING SKILLS is a lesson designed to help students: (1) Conduct various banking activities, such as write a check, use an ATM, make a purchase with a debit card, make a deposit, and pay bills, (2) Learn how to complete a check register ...

ONLINE & MOBILE BANKING is a lesson designed to help students: (1) Appreciate the range of services available to help manage their bank account, (2) Explain direct deposit, how they sign up for it, and why it could be beneficial, (3) Learn how to ...

SELECT A CHECKING ACCOUNT is a lesson designed to help students: (1) Compare and contrast banks and credit unions, (2) Consider the features, fees, and requirements of checking accounts at various banks and choose between options, (3) Understand t...

UNDERSTANDING AMORTIZATION is an activity designed to help students: (1) Develop an understanding of how a loan is repaid by analyzing an amortization table, (2) Use the repayment schedule for a personal loan for a vacation to see how changes to ...

CASE STUDIES FROM NGPF are a free collection of real-life situations that allow students to apply their knowledge, evaluate different courses of action, making decisions in ambiguous situations, and develop communication skills in group and whole ...

CHECKING UNIT PLAN highlights NGPF's Checking Unit for teachers to use as a reference to plan their class. It includes the lesson title, learning objectives, the types of resources used, and the approximate time to teach. NGPF offers a full curr...

DATA CRUNCH is an online set of lessons designed to teach students key personal finance concepts while also honing their analytical skills. The lessons pique student interest with an opening question, and then combine personal finance related dat...

LIKE A GOOD NEIGHBOR, NARWHAL IS THERE is an insurance case study where students help a worried young graduate understand his insurance costs, how they compare to the national averages, and what he can do to make insurance more affordable.

CAN YOU MAKE IT AS AN UBER DRIVER is an interactive simulation where students play the role of a full-time Uber driver with two kids to support and a $1000 mortgage payment due in a week. At the end, they see if they made enough money to pay their...

CREDIT ACROSS US COMMUNITIES is an activity where students use an online, interactive map tool to answer questions about credit usage around the United States, nationally, and at the state and county levels.

EARNINGS BY COLLEGE MAJOR is an interactive activity where students:
(1) Investigate how a college education an impact your lifetime earnings
(2) Compare different college majors to see their associated lifetime earnings
(3) Interpret the gra...

FICO CREDIT SCORES is an activity where students learn to: Use an online FICO credit score estimator to compare credit scores of three hypothetical college students. NGPF offers a semester course curriculum, individual lessons, and hundreds of pr...

LIVING PAYCHECK TO PAYCHECK is an interactive activity where students:
(1) Simulate living for a month with a $1000 budget
(2) Make decisions between which expenses they can afford to pay and which to sacrifice
(3) Read information and facts...

MYSTERY OF THE $8 MILLION JANITOR is an activity where students research Ronald Read, the janitor who made millions through saving and investing. Students crunch the numbers to see how he did it, and look for saving and investing tips they can use...

5 STOCKS ON YOUR BIRTHDAY is a Common Core Standards-aligned project where students look up historical stock prices on Yahoo! Finance and create charts and graphs using spreadsheets to compare the yearly values and return on investment (ROI), and ...

CREATE A SCAM GUIDEBOOK is a Common Core Standards-aligned project, where students work in groups and ultimately create a full class Scam Guidebook that each student can reflect on. NGPF offers a full semester curriculum, and hundreds of lessons...

CREATE YOUR OWN LINKEDIN PROFILE is a Common Core Standards-aligned project, where students have the option of creating a mock profile via our Google Docs template or creating an actual profile on LinkedIn.com. NGPF offers a full semester curricu...

JOINING THE MARKET is a project where students decide whether to buy, sell, or hold stocks from Ravioli Den. They experience how current events shape the market and calculate their portfolio value after each round. Opportunities for discussion an...

PROJECTS FROM NGPF is a bank of dozens of Common Core-aligned projects designed for classroom use, with detailed summaries, worksheets, and discussion questions. A semester course, individual lessons and a standalone Activity Bank are also availa...