If you get a biweekly paycheck more than $1,500, you’re probably feelin’ pretty good.

Uncle Sam took his taxes out, you’ve funneled some money into your retirement fund, and now you’ve got an extra $1,500 sitting in your checking account.

Sweet.

So, now what?

After you’ve taken care of the bills, take these simple steps to level up before next payday.

1. Buy an Apartment Complex (Even If You’re Not Rich)

Maybe you’ve thought about investing some of your paycheck, but you’re not sure now’s the time. This year has been a rollercoaster, after all. Historically, though, real-estate investing offers the best long-term returns. (Does the name Rockefeller ring a bell?)

That’s why we like investing with pros like DiversyFund. They’ll help you make long-term investments in apartments and office buildings all over the country — and you don’t have to be a millionaire. You can get started with only $500.

You can see exactly which properties are included in your portfolios — like a 200-unit apartment complex in Killeen, Texas or a 59-unit building in San Diego. And you don’t have to be the landlord — DiversyFund does all the heavy lifting.

Because they know how to ride out the market’s ups and downs, they’ve historically seen annual returns of 17% to 18%, though they can’t make any promises.

As a partial owner, you make money on rent payments and when property values go up.It takes just a few minutes to sign up and own your first apartment building.

3. Give Your Family $3M

Have you thought about how your family would manage without your income after you’re gone? How they’ll pay the bills? Send the kids through school? Now’s a good time to start planning for the future by looking into a life insurance policy.

You’re probably thinking: I don’t have the time or money for that. But your application can take minutes — and you could leave your family up to $3 million with a company called Ladder.

It’s pretty cheap and the peace of mind knowing your family is taken care of is priceless.

It takes less than 5 minutes to visit Ladder and give your family millions.

4. Spend $5 to Own a Piece of Amazon or Google

Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common: They own another company.

But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach.

That’s why a lot of people use the Acorns app. It lets you be a part of something that’s normally exclusive to the richest of the rich — buying pieces of other companies for as little as $5. And with the recent sell-off in stocks, you might be able to buy them for cheaper than earlier in the year.

That’s right — Acorns allows you to invest in a bundle of well-known companies, letting you own a little of each of them while spending as little as $5. The best part? When these companies profit and issue dividends, you can profit, too.

It takes two minutes to sign up, plus Acorns will give you a $5 sign-up bonus once you make your first investment.

5. Ask This Website to Pay Your Credit Card Bills This Month

You can be earning a healthy paycheck, but that credit card debt just won’t go away. The anxiety, the interest rates, the fear you’re never going to escape… It starts taking a toll.

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates. But a website called AmOne wants to help.

If you owe your credit card companies $50,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates, you’ll get out of debt that much faster. Plus: No credit card payment this month.

AmOne won’t make you stand in line or call your bank, either. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could help you pay off your debt years faster.

6. Cancel Your Car Insurance

When was the last time you shopped around for car insurance? Was it more than six months ago?

If so, you’re probably overpaying — by hundreds of dollars. Yep. Experts say you should compare rates twice a year to get the best deal.

Twice a year? Yeah, we don’t want to do that either.

A service called Gabi does all the shopping for you to find cheaper insurance — with the same coverage and deductibles you already have. And it saves customers an average of $825 a year.

You don’t have to fill out any forms. Just link your existing insurance account and enter your driver’s licence, and it will start looking for cheaper coverage.