Estimate Your Credit Score

Although credit scores are calculated differently by the various credit bureaus, you can get an estimate of what your score may be by using this calculator. The three main things that help you have a good credit score are first, having a long history of making all debt payments on time, second using the proper mix of credit, and third not maxing out on available credit. Use our credit score calculator to help you determine a possible range of credit scores.

Input And Assumptions

Have you had a credit card or
loan for at least 6 months?

How many years ago did you get
your first credit card or loan?

Checkmark each type of credit
account or loan that you have on your credit report, whether
open or closed.

What is your total credit limit?(Add up the credit limits on
all your credit card accounts.)

What is your current total credit
balance?(Add up the balances on all
your credit card accounts.)

How many times have you applied
for credit in the last year?

When did you last miss a payment
on any of your credit accounts?

Have you ever had any of the
following negative events listed on your credit report?
(Bankruptcy, Foreclosure, Repossession of property, Tax
lien, Collection agency referral, Other negative report)

If you answered "Yes" to the
previous question, please indicate how long ago the most
recent negative event occurred.

IMPORTANT: Use of this tool is subject to the following terms and conditions: This tool generates an estimated range of credit scores based on the information you provide. This is an estimate only and only for personal use. Credit bureaus, banks and other financial institutions each calculate credit scores in a variety of ways and for their own purposes; therefore, there is no guarantee that your actual credit score(s) as calculated by these financial institutions will fall within the estimate or estimated range provided by this tool. Prior to making any financial or other decisions involving your credit score(s) or any such estimate, you should obtain your actual credit score(s) from appropriate credit bureaus, banks and/or financial institutions as well as consult with a financial services professional. CalcXML, LLC is not a credit bureau or credit repair service provider and does not receive fees for such services, nor is it a credit clinic, credit repair or credit services organization or business, as defined by federal and state law. YOU AGREE YOUR RECOURSE FOR ANY PROBLEM, CLAIM OR DISSATISFACTION IS SOLELY WITH CALCXML, LLC, BUT YOU ALSO AGREE THAT CALCXML, LLC CANNOT BE HELD LIABLE FOR ANY DISCREPANCIES BETWEEN ACTUAL CREDIT SCORES AND ANY ESTIMATED CREDIT SCORE RANGE (OR OTHER ESTIMATE OR INFORMATION) PROVIDED BY THIS TOOL, AND THAT THIS TOOL AND THE RESULTS OF ANY USE OF THE TOOL ARE PROVIDED ON AN "AS IS" BASIS ONLY. By clicking the Submit button above, you acknowledge that you have read and agree to the terms and conditions set forth in this paragraph and disclaimer.