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Home Buying Resources

Home BuyingResources

Owning a home can be a lot of work. Luckily, you don’t have to do it alone! We have the resources to help you relocate, refinance, build, or purchase a home. Explore the sections below or contact us. We’re happy to help you settle in and feel right at home.

Dreaming about owning a home? Our partners at BALANCE®, a respected financial-education organization, can help you get started. Here are a couple articles to teach you more about the home buying process:

Copy of loan note, HUD, or statement that shows balance and payment of current debt for subject property

Payoff Statement (if proceeds will pay off another lien on property)

Court approved agreement (Child support or alimony, if applicable)

Homeowners Assistance

Things don’t always go as planned. We understand that our members may periodically run into financial hardships. If your situation is affecting your ability to make an Inspirus Credit Union mortgage or home equity loan payment, we encourage you to contact some of the resources below to help you research and understand your options.

Analyze your needs

Inspirus Credit Union Credit Analysts can help you narrow in on the best options for your needs. Please be prepared to discuss your income and expenses including taxes, employment, and account statements.

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You are now entering a third-party site. Please note that it may have privacy and security policies, and accessibility standards different from our own. Inspirus Credit Union does not guarantee nor expressly endorse any products or services advertised on this site. The business associated is solely responsible for the delivery and quality of those products or services as well as the accuracy of the information presented.

You are now entering a third-party site. Please note that it may have privacy and security policies, and accessibility standards different from our own. Inspirus Credit Union does not guarantee nor expressly endorse any products or services advertised on this site. The business associated is solely responsible for the delivery and quality of those products or services as well as the accuracy of the information presented.

You are now entering a third-party site. Please note that it may have privacy and security policies, and accessibility standards different from our own. Inspirus Credit Union does not guarantee nor expressly endorse any products or services advertised on this site. The business associated is solely responsible for the delivery and quality of those products or services as well as the accuracy of the information presented.

You are now entering a third-party site. Please note that it may have privacy and security policies, and accessibility standards different from our own. Inspirus Credit Union does not guarantee nor expressly endorse any products or services advertised on this site. The business associated is solely responsible for the delivery and quality of those products or services as well as the accuracy of the information presented.

1914 translation by H. Rackham

“But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?”

1914 translation by H. Rackham

“On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment, so blinded by desire, that they cannot foresee the pain and trouble that are bound to ensue; and equal blame belongs to those who fail in their duty through weakness of will, which is the same as saying through shrinking from toil and pain. These cases are perfectly simple and easy to distinguish. In a free hour, when our power of choice is untrammelled and when nothing prevents our being able to do what we like best, every pleasure is to be welcomed and every pain avoided. But in certain circumstances and owing to the claims of duty or the obligations of business it will frequently occur that pleasures have to be repudiated and annoyances accepted. The wise man therefore always holds in these matters to this principle of selection: he rejects pleasures to secure other greater pleasures, or else he endures pains to avoid worse pains.”

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