topic 70+ inquiries from CONSUMERINFO.COM INC? in General Credit Topicshttp://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/1766348#M168936
<P>I was just checking my credit report for the first time and I seen there was over 70 inquiries in a year from <SPAN><A href="https://www.experian.com/consumer/cac/ReportCreditHistoryDetailViewedOnlyByYou.do?itemId=2" target="_blank"><STRONG>CONSUMERINFO.COM INC</STRONG></A></SPAN> what is this? I disputed all of them on the Experian website and hopefully they will be removed.</P>Tue, 25 Dec 2012 15:49:35 GMTCadmius2012-12-25T15:49:35Z70+ inquiries from CONSUMERINFO.COM INC?http://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/1766348#M168936
<P>I was just checking my credit report for the first time and I seen there was over 70 inquiries in a year from <SPAN><A href="https://www.experian.com/consumer/cac/ReportCreditHistoryDetailViewedOnlyByYou.do?itemId=2" target="_blank"><STRONG>CONSUMERINFO.COM INC</STRONG></A></SPAN> what is this? I disputed all of them on the Experian website and hopefully they will be removed.</P>Tue, 25 Dec 2012 15:49:35 GMThttp://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/1766348#M168936Cadmius2012-12-25T15:49:35ZRe: 70+ inquiries from CONSUMERINFO.COM INC?http://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/1766404#M168937
<P>Should be from you pulling your own reports.</P>Tue, 25 Dec 2012 17:04:45 GMThttp://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/1766404#M168937guiness562012-12-25T17:04:45ZRe: 70+ inquiries from CONSUMERINFO.COM INC?http://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/1766492#M168938
<P>Those would be soft pulls. &nbsp;They aren't affecting your scores and cannot be seen by any lender who pulls your CR. &nbsp;No need to dispute those.</P>Tue, 25 Dec 2012 19:42:50 GMThttp://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/1766492#M168938Shogun2012-12-25T19:42:50ZRe: 70+ inquiries from CONSUMERINFO.COM INC?http://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/3004090#M185936
<P>It is probably,&nbsp;you used them once, and now they sell your info to companies that want to extend credit to you. Those inquiries&nbsp;should not effect your ratings, but you should stop them from abusing your credit.<FONT color="#0000FF"> Modcut due to solicitation &nbsp; Shogun.</FONT></P>Thu, 10 Apr 2014 23:53:19 GMThttp://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/3004090#M185936fico-fraud2014-04-10T23:53:19ZRe: 70+ inquiries from CONSUMERINFO.COM INC?http://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/3004098#M185938
<BLOCKQUOTE><HR />fico-fraud wrote:<BR /><P>It is probably,&nbsp;you used them once, and now they sell your info to companies that want to extend credit to you. Those inquiries&nbsp;should not effect your ratings, but you should stop them from abusing your credit.&nbsp;<STRONG><FONT color="#3366FF">mod cut-solicitation</FONT></STRONG></P><HR /></BLOCKQUOTE><P>Offers of communication like this are not allowed on this board.</P>Fri, 11 Apr 2014 06:59:57 GMThttp://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/3004098#M185938gdale62014-04-11T06:59:57ZRe: 70+ inquiries from CONSUMERINFO.COM INC?http://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/3004456#M185954
<P>Any assumption that they are not permissble pulls requires that you first know who they are, and what their stated permissilbe purpose was when making the inquiries.</P><P>&nbsp;</P><P>I would do some research prior to assuming any impropriety.</P><P>A dispute of a party having obtained your credit report must provde some basis showing they did not have a permissible purpose under FCRA 604.</P><P>&nbsp;</P><P>If you use a credit monitoring service, for example, you authorize them, as your representative, to obtain your report.</P><P>Those are precluded by statute from appearing in any credit report made available to anyone other than you.</P><P>Is there any issue of their showing in any credit report obtained by someone else?</P><P>&nbsp;</P>Fri, 11 Apr 2014 01:06:13 GMThttp://ficoforums.myfico.com/t5/General-Credit-Topics/70-inquiries-from-CONSUMERINFO-COM-INC/m-p/3004456#M185954RobertEG2014-04-11T01:06:13Z