In a fast changing world, everything is subject to change and the field of banking is not an exception to this. It has also undergone significant changes over the years. This book, in the light of developmental changes, highlights and explains the concepts of banking and finance, and presents an up-to-date legal discussion on the subject. It is written in a simple and an easy-to-understand language.

The text is divided into two parts. Part I on Banking and Finance: Theory covers a wide range of topics such as money, evolution and systems of banking, classification of banks, commercial and hi-tech banking, deployment of funds, new finance services, bankers clearing house, central banking, Indian finance system, Indian money market, banking legislation in India, etc. Part II on Banking and Finance: Law and Practice deals with the relationship between a bank and a customer, bank deposits, banking instruments, bank accounts, lending, etc.

This book is primarily intended for the undergraduate students of commerce. It will also be useful to the students of economics, banking professionals, chartered accountants and to all those who are engaged in commercial field.

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