Mix the melted chocolate and condensed milk until well blended and pour into crust. Whip milk and dry pudding mixes with wire whisk in a large bowl for 2 min. or until well blended...Mixture will be thick. Spread half the pudding mix over the chocolate in the crust. Add half of the whipped topping to remaining pudding; stir with wire whisk until well blended. Spread over pudding layer in crust; top with remaining whipped topping. Grate some extra chocolate on top for garnish, if you want to get fancy. Refrigerate.

*I have used liquid creamer instead of the sweetened condensed milk when I didn't have any, and it worked fine.*