>>>>>>>If you are talking about a net $150K loss, you may indeed never use it up. The good news is that for the foreseeable future you'll owe no tax when you sell winners. >>>>>>>Indeed, this is my situation now.

>>>>>Some people think it's wise to sell winner/keepers and rebuy them, thus using up some of the loss. To me it doesn't make sense.>>>>>I am of the same opinion.

I was hoping that I am overlooking something in:

IRA distributionIRA-RothIRA conversionTaking a mortgage on my fully paid of house.Getting a bigger house using home equity loan .Buying summer house using mortgage.

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