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INTERIM STUDY REPORT
Judiciary Committee
Rep. Fred Jordan, Chairman
Oklahoma House of Representatives
Interim Study 11-050, Rep. Phil Richardson and Rep. R.C. Pruett
(combined with 11-089, Rep. Joe Dorman)
October 18, 2011
Losses to volunteer firefighters workers’ compensation insurance program through CompSource
Oklahoma
Steve Hardin, Vice-President/CFO of Fiscal Services
Compsource Oklahoma
steve‗h@compsourceok.com
• Provided an overview of Compsource functions.
• Explained chart handout that details the recent five policy years, which were all loss years.
• The loss ratio is larger than Mr. Hardin would like to see and an easy solution has not presented
itself.
• The largest loss years are partially attributable to “dry years,” or years with multiple fires.
• Listed the types and most common injuries Compsource sees in volunteer firefighters.
see presentation a
Melvin Mashburn, Chairman,
Rural Fire Coordinators
ruralfiredir@grandgateway.org
• Rural firefighters utilize their funds to go a long way for the protection of citizens. If rural
firefighters did not receive the funding, they would not be able to provide many of their
services.
• The state and taxpayers receive a great return with the money that is given to volunteer
firefighters.
• Rural firefighters help to lower some ISO ratings, which in turn, helps lower homeowner
insurance rates.
• Suggested that additional training could help prevent injuries.
Ed Kirtley, Director
OSU, Fire Service Training
ekirtley@osufst.org
• Provided statistics of volunteer injuries and fatality statistics. Oklahoma is statistically average
compared to the rest of the nation.
• Safety courses have a significant impact on operational safety. Some courses are required while
volunteer fire fighters elect to take other courses.
see presentation b

INTERIM STUDY REPORT
Judiciary Committee
Rep. Fred Jordan, Chairman
Oklahoma House of Representatives
Interim Study 11-050, Rep. Phil Richardson and Rep. R.C. Pruett
(combined with 11-089, Rep. Joe Dorman)
October 18, 2011
Losses to volunteer firefighters workers’ compensation insurance program through CompSource
Oklahoma
Steve Hardin, Vice-President/CFO of Fiscal Services
Compsource Oklahoma
steve‗h@compsourceok.com
• Provided an overview of Compsource functions.
• Explained chart handout that details the recent five policy years, which were all loss years.
• The loss ratio is larger than Mr. Hardin would like to see and an easy solution has not presented
itself.
• The largest loss years are partially attributable to “dry years,” or years with multiple fires.
• Listed the types and most common injuries Compsource sees in volunteer firefighters.
see presentation a
Melvin Mashburn, Chairman,
Rural Fire Coordinators
ruralfiredir@grandgateway.org
• Rural firefighters utilize their funds to go a long way for the protection of citizens. If rural
firefighters did not receive the funding, they would not be able to provide many of their
services.
• The state and taxpayers receive a great return with the money that is given to volunteer
firefighters.
• Rural firefighters help to lower some ISO ratings, which in turn, helps lower homeowner
insurance rates.
• Suggested that additional training could help prevent injuries.
Ed Kirtley, Director
OSU, Fire Service Training
ekirtley@osufst.org
• Provided statistics of volunteer injuries and fatality statistics. Oklahoma is statistically average
compared to the rest of the nation.
• Safety courses have a significant impact on operational safety. Some courses are required while
volunteer fire fighters elect to take other courses.
see presentation b