You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

What You Get

Inter-Institution Transfers is a free service that lets you make one-time or recurring online transfers between your Citibank accounts and your accounts at other banks, brokerages and credit unions in the US.Footnote 1

Easily make transfers between your Citibank checking, savings or money market account AND your checking, money market or investment account at another institution.

You can even use Inter-Institution Transfers to move money from your accounts at other financial firms directly into your high-interest Citibank savings account.

How It Works

Using Inter-Institution Transfers from Citibank is easy. You can:

Make one-time and recurring transfers, sent using either the Standard or Next Day delivery service

Standard service funds are credited to your account within 3 business days, as long as you initiate the transfer by 1 a.m. ET on any business day.

Next Day service funds are credited to your account on the next business day, as long as you initiate the transfer by 3 p.m. ET.

Make a transfer simply by setting up your non-Citi account by providing the account number and the ABA number

An ABA number—or routing number—is a 9–digit number assigned to the bank by the American Bankers Association (ABA) and used for routing transfers and other transactions. Think of it as the bank's address.

You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

Select Continue to proceed or choose Cancel to modify your selection.

Authentication Required

To provide you with extra security, we may need to ask for more information before you can use the feature you selected.