Resources

Meltzer Group Benefits

Your employees are your greatest asset. While they are busy taking care of the company, the company should be taking care of them. That is where we come in. Meltzer Group Benefits is a full-service employee benefits broker and consulting firm providing medical, dental, life, and disability income insurance. Since 1982, Meltzer Group Benefits has designed and implemented customized plans for thousands of clients locally, regionally, and nationally.

As an NFP company, we are provided substantial resources that translate to additional benefits for you. With full access to the resources of the 11th largest global insurance broker (Best’s Review), Meltzer Group Benefits is able to bring to its clients leading-edge benefits consultation regarding compliance matters, preferred carrier relationships, high quality products, advanced benchmarking and analysis tools, and comprehensive implementation support services, which keeps your company ahead of the curve.

Voluntary Benefits

With rising health care costs and health care reform, employers are adding value to the company and their employees lives by supplementing their benefits programs with the addition of voluntary benefits. With little to no direct cost to employers, why not explore this exciting opportunity to fill in the gaps in your existing benefits programs?

Products

Health insurance – fully insured and alternative funding plans

Group life and disability Income insurance

Group dental and vision

Voluntary benefit programs

Flexible spending accounts

Long-term care insurance

Services

Annual plan review, renewal design, and carrier alternatives

Periodic claims analysis

Benefits surveys

On-site employee enrollment meetings

Employee benefits websites

Real value statements (hidden paychecks)

Benchmarking data

Voluntary Benefits

As the U.S. healthcare landscape evolves, working Americans are increasingly turning to voluntary employee benefits to supplement core coverage. Voluntary benefits can offer added financial security to employees, with no direct costs incurred by employers. Insurers are responding to this need. Through comprehensive voluntary benefit products and services, employees are gaining access to enhanced coverage that otherwise might not be available to them. We carefully analyze your core benefit offering and present suggestions of voluntary products that complement, not compete with, your existing package. It is our belief that employees should have options available to them and their family members that takes their personal needs and financial limitations into consideration.

We bring value to our clients and their employees through a variety of pre-communication and enrollment channels. Our services include but are not limited to:

Personalized pre-communication campaignProvides employees with a thorough understanding the products and services being offered

Consultative and personalized serviceMeetings are led by salaried enrollment specialists with an emphasis on educating employees. Flexibility to conduct sessions face-to-face or via conference call

Seamless enrollmentEmployees have the ability to make selections through a web-based platform or can be coupled with your annual core enrollment

Post enrollment meetingAnalysis on enrollment results and trends followed by a discussion on how to enhance future open enrollments

Corporate Headquarters

6500 Rock Spring DriveSuite 500Bethesda, MD 20817

301-581-7300

Securities offered through Kestra Investment Services (Kestra IS),, LLC, member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS and Kestra AS are not affiliated with The Meltzer Group (which also does business as The Meltzer Companies) or NFP Corp. (NFP). Securities and Investment Advisory Services may also be offered through MML Investors Services, LLC, Member SIPC, MML Investors Services, LLC is not affiliated with any of the above named entities. Please refer to the staff directory for more information. This site is published for residents of the Unites States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department at 844-5-KESTRA. Neither Kestra Investment Services, Kestra Advisory Services, nor MML Investors Services, LLC provide tax or legal advice. Any decision whether to implement these ideas should be made by the client in consultation with professional financial tax and legal counsel NFP Disclosure, Licensing.