Ultimate Guide to Understanding Auto Insurance

by
Carolyn Sennett
on
May 15, 2018

When it comes to auto insurance, there are a lot of companies and coverage choices. How do you know who to trust and what’s essential? Some of the insurance terms like endorsements or comprehensive and collisioncoverage may also be a bit confusing. And what about those extras you can add on? Which ones do you need?

We’ve pulled together some of our best resources to make the experience of shopping for auto insurance easier. We’ll explore the ins and outs of coverage and what you should consider when buying or renewing your auto insurance policy.

Finding the auto insurance coverage that’s best for youWhether you’re buying your first set of used wheels or a brand new car, you’ll need protection and service. Auto insurance kicks in for those unexpected mishaps—from a minor dent to a more serious crash. It also helps protect you, your passengers and your pets as well as some of the prized possessions being transported in your car.

Understanding Your Auto Coverage: Depending on your state’s requirements for auto insurance and what limits and options you pick, your auto policy typically includes six common coverages. Find out what they are.

Collision and Comprehensive Coverage [Video]: Collision insurance covers your car or truck when it’s in an accident with another vehicle. Comprehensive insurance covers damage that’s not caused by a collision with another vehicle, such as fire or theft.

Exploring coverage options and additional protection worth consideringAlmost in the same way that you could customize your car or truck, you can customize your auto insurance coverage. For instance, you may want to add emergency road service or rental car reimbursement coverage to your auto policy. The extra services do not cost a lot, and you’ll be glad to have them when you need them.Here’s more information about some of the options.

To review your current coverage, get in touch with an insurance advisor. Every Erie Insurance auto policy comes with a local insurance agent who will give you that personal touch—coverages you need and nothing you don’t, all at a great price. To get an insurance experience that’s personal, fair and affordable, contact an ERIE agent today.

When it comes to finding auto insurance, there are many companies and coverage choices to choose from. Here are some of our best resources to make the shopping experience easier. /blog/ultimate-guide-to-auto-insuranceErie Insurance