Career and Education Opportunities for Financial Examiners in San Bernardino, California

Financial examiner career and educational opportunities abound in San Bernardino, California. Currently, 2,200 people work as financial examiners in California. This is expected to grow 9% to 2,400 people by 2016. This is not quite as good as the nation as a whole, where employment opportunities for financial examiners are expected to grow by about 41.2%. Financial examiners generally enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions.

Financial examiners earn about $37 per hour or $77,300 yearly on average in California and about $34 hourly or $70,930 annually on average nationally. Financial examiners earn more than people working in the category of Accounting and Auditing generally in California and more than people in the Accounting and Auditing category nationally. Financial examiners work in a variety of jobs, including: examiner, risk manager, and bank secrecy act-anti-money laundering officer .

There are eleven schools within twenty-five miles of San Bernardino where you can study to be a financial examiner, among fifty-one schools of higher education total in the San Bernardino area. Financial examiners usually hold a Bachelor's degree, so you can expect to spend about four years studying to be a financial examiner if you already have a high school diploma.

CAREER DESCRIPTION: Financial Examiner

Financial Examiner video from the State of New Jersey Dept. of Labor and Workforce Development

In general, financial examiners enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. They also may examine, verify correctness of, or establish authenticity of records.

Every day, financial examiners are expected to be able to think through problems and come up with general rules. They need to articulate ideas and problems. It is also important that they listen to and understand others in meetings.

It is important for financial examiners to formulate and review work of assigned subordinates. They are often called upon to investigate efforts of institutions to enforce laws and regulations and to insure legality of transactions and operations or financial solvency. They also inspect balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities. They are sometimes expected to recommend actions to insure adherence to laws and regulations, or to safeguard solvency of institutions. Somewhat less frequently, financial examiners are also expected to evaluate data processing applications for institutions under examination to evolve recommendations for coordinating existing systems with examination procedures.

Financial examiners sometimes are asked to train other examiners in the financial examination process. They also have to be able to inspect audit reports of internal and external auditors to track adequacy of scope of reports or to discover specific weaknesses in internal routines and inspect and analyze new, proposed, or revised laws, regulations and procedures to interpret their meaning and decide on their impact. And finally, they sometimes have to establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.

Like many other jobs, financial examiners must have exceptional integrity and be thorough and dependable.

Similar jobs with educational opportunities in San Bernardino include:

Accountant. Analyze financial information and prepare financial reports to determine or maintain records of assets, liabilities, profit and loss, tax liability, or other financial activities within an organization.

Assessor. Appraise real and personal property to determine its fair value. May assess taxes in accordance with prescribed schedules.

Budget Analyst. Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports for the purpose of maintaining expenditure controls.

Credit Analyst. Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.

Loan Counselor. Provide guidance to prospective loan applicants who have problems qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions.

Tax Examiner. Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

EDUCATIONAL OPPORTUNITIES: Financial Examiner Training

Copper Mountain Community College - Joshua Tree, CA

Copper Mountain Community College, 6162 Rotary Way, Joshua Tree, CA 92252. Copper Mountain Community College is a small college located in Joshua Tree, California. It is a public school with primarily 2-year programs and has 2,178 students. Copper Mountain Community College has a two to four year program in Accounting which graduated one student in 2008.

Chaffey College - Rancho Cucamonga, CA

Chaffey College, 5885 Haven Ave, Rancho Cucamonga, CA 91737-3002. Chaffey College is a large college located in Rancho Cucamonga, California. It is a public school with primarily 2-year programs and has 20,486 students. Chaffey College has 2 areas of study related to Financial Examiner. They are:

Accounting, less than one year, one to two year, associate's degree, and two to four year which graduated six, four, eighteen, and zero students respectively in 2008.

Taxation, less than one year and two to four year which graduated eight and zero students respectively in 2008.

San Bernardino Valley College - San Bernardino, CA

San Bernardino Valley College, 701 South Mount Vernon Avenue, San Bernardino, CA 92410-2798. San Bernardino Valley College is a large college located in San Bernardino, California. It is a public school with primarily 2-year programs and has 13,317 students. San Bernardino Valley College has 2 areas of study related to Financial Examiner. They are:

Accounting, less than one year, associate's degree, and two to four year which graduated three, zero, and zero students respectively in 2008.

Taxation, two to four year.

Intercoast Colleges - Riverside, CA

Intercoast Colleges, 1989 Atlanta Ave, Riverside, CA 92507. Intercoast Colleges is a small college located in Riverside, California. It is a private for-profit school with primarily less-than 2-year programs and has 135 students. Intercoast Colleges has a one to two year program in Accounting which graduated four students in 2008.

University of Redlands - Redlands, CA

University of Redlands, 1200 E. Colton Ave, Redlands, CA 92373-0999. University of Redlands is a small university located in Redlands, California. It is a private not-for-profit school with primarily 4-year or above programs. It has 4,155 students and an admission rate of 63%. University of Redlands has a bachelor's degree program in Accounting which graduated one student in 2008.

Riverside Community College - Riverside, CA

Riverside Community College, 4800 Magnolia Ave, Riverside, CA 92506. Riverside Community College is a large college located in Riverside, California. It is a public school with primarily 2-year programs and has 34,058 students. Riverside Community College has one to two year, associate's degree, and two to four year programs in Accounting which graduated fifteen, twelve, and zero students respectively in 2008.

Mt. San Jacinto Community College District - San Jacinto, CA

Mt. San Jacinto Community College District, 1499 N State St, San Jacinto, CA 92583-2399. Mt. San Jacinto Community College District is a large college located in San Jacinto, California. It is a public school with primarily 2-year programs and has 18,162 students. Mt. San Jacinto Community College District has 2 areas of study related to Financial Examiner. They are:

Accounting, less than one year and two to four year which graduated two and zero students respectively in 2008.

Taxation, less than one year and two to four year which graduated one and zero students respectively in 2008.

Barstow Community College - Barstow, CA

Barstow Community College, 2700 Barstow Road, Barstow, CA 92311. Barstow Community College is a small college located in Barstow, California. It is a public school with primarily 2-year programs and has 2,318 students. Barstow Community College has a less than one year and an associate's degree program in Accounting which graduated two and three students respectively in 2008.

Crafton Hills College - Yucaipa, CA

Crafton Hills College, 11711 Sand Canyon Road, Yucaipa, CA 92399-1799. Crafton Hills College is a medium sized college located in Yucaipa, California. It is a public school with primarily 2-year programs and has 5,964 students. Crafton Hills College has less than one year, associate's degree, and two to four year programs in Accounting which graduated one, one, and zero students respectively in 2008.

Palo Verde College - Blythe, CA

Palo Verde College, One College Drive, Blythe, CA 92225. Palo Verde College is a small college located in Blythe, California. It is a public school with primarily 2-year programs and has 4,100 students. Palo Verde College has an associate's degree and a two to four year program in Accounting.

La Sierra University - Riverside, CA

La Sierra University, 4500 Riverwalk Parkway, Riverside, CA 92515-8247. La Sierra University is a small university located in Riverside, California. It is a private not-for-profit school with primarily 4-year or above programs. It has 1,899 students and an admission rate of 55%. La Sierra University has a bachelor's degree and a master's degree program in Accounting which graduated three and three students respectively in 2008.

CERTIFICATIONS

Certified Forensic Accountant:
Forensic accountants are professionals who use a unique blend of education and experience to apply accounting, auditing, and investigative skills to uncover truth, form legal opinions, and assist in investigations.

Certified Treasury Professional Associate:
We recognize the accomplishments of these full-time students who successfully completed the Corporate Treasury Management program at their college/university and passed the CTP exam to earn the Certified Treasury Professional Associate credential.

Certified Bank Auditor:
The purpose of BAI Center for Certification - Certified Bank Auditor® (CBA) Continuing Professional Education (CPE) Program is to promote professional development and to provide a means for recognizing CBAs to keep current with industry changes or furthering their own development in banking, technology, auditing, or other disciplines that contribute to a CBA?s growth and development.

International Certificate in Banking Risk and Regulation:
The role of risk management is becoming more important as both banks and supervisors around the world increasingly recognize that sound risk management practices are vital, not only for the success of individual banks, but also for the banking system as a whole.

Accredited Insurance Examiner:
An Accredited Insurance Examiner (AIE) is awarded to insurance regulatory professionals who have been extensively trained in one of two primary fields of insurance regulation, Property and Casualty or Life and Health.

LOCATION INFORMATION: San Bernardino, California

San Bernardino, California photo by Ie909

San Bernardino is situated in San Bernardino County, California. It has a population of over 198,580, which has grown by 7.1% in the past ten years. The cost of living index in San Bernardino, 125, is far greater than the national average. New single-family homes in San Bernardino cost $182,700 on average, which is far less than the state average. In 2008, twenty-one new homes were constructed in San Bernardino, down from one hundred fifty-nine the previous year.

The three big industries for women in San Bernardino are health care, educational services, and accommodation and food services. For men, it is construction, educational services, and accommodation and food services. The average commute to work is about 28 minutes. More than 11.6% of San Bernardino residents have a bachelor's degree, which is lower than the state average. The percentage of residents with a graduate degree, 3.9%, is lower than the state average.

The unemployment rate in San Bernardino is 18.6%, which is greater than California's average of 12.3%.

The percentage of San Bernardino residents that are affiliated with a religious congregation, 42.0%, is less than both the national and state average. Golden Avenue Church, Allen Chapel African Methodist Episcopal Church and Kingdom Hall of Jehovahs Witnesses are among the churches located in San Bernardino. The most prominent religious groups are the Catholic Church, the Southern Baptist Convention and the LDS (Mormon) Church.

San Bernardino is home to the Warm Creek Golf Course and the San Bernardino Public Golf Course as well as Plaza Park and Palm Field Park. Shopping malls in the area include Wildwood Plaza Shopping Center, Highland Avenue Plaza Shopping Center and Mountain Shadows Plaza Shopping Center. Visitors to San Bernardino can choose from American Inn, Best Western Hospitality Lane and American Tex-Chem Corporation for temporary stays in the area.