We spend a good portion of our lives paying for things. Yet anyone with a bank account can probably attest to the fact that it can take days for money transmissions to clear. Banking systems have taken much longer to adapt to the always-on, instant gratification style of life that is the digital age. Some of that can be attributed to the financial world still using legacy computer systems, a reality due to little incentive for it to change. If you have ever completed a transaction from one bitcoin address to another, the first thing that strikes you is how easy it is. Specify an amount, enter in an address and the process is completed in an instant. It’s something that seems almost magical the first time you do it. You’ll wonder to yourself why payments aren’t always this easy. A bad reputation There really isn’t much reason for banks to change the status quo. The most imp...