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Our Insurance Products

The Insurance Office Of America in Cape Coral, Florida provides the following products. To learn more about each insurance product, click on the links below.

Auto Insurance

If you've recently bought a brand new or new-to-you vehicle in Cape Coral, you'll want an all-encompassing auto insurance plan that protects your new investment. Insurance Office Of America specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.

Insurance Office Of America is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.

Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (239) 992-6530 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 81 Hancock Bridge Pkwy W.

Homeowners Insurance

When unexpected problems arise in the course of doing business, you need to have someone you can depend on. The Insurance Office Of America team has been helping Irwin business owners with their insurance concerns for many years. From assisting new business owners with a selection of their first policy to providing improved coverage for organizations growing to new heights, we can help our customers access great coverage at every stage. We know that insurance is personal, so we offer customized coverage options that more precisely address the concerns affecting your organization. This is a great way to obtain coverage that works hard for you.

We work with Nationwide to provide a better selection of coverage solutions to customers looking for business insurance policies. With options such as a businessowners policy (BOP) that includes general liability and commercial property, we are better able to offer the kind of coverage that modern organizations are most interested in. Your insurance policy is going to be working around the clock to protect your interests, and personalizing your policy with the help of Insurance Office Of America agents will make sure that this important protection is operating correctly.

Companies in the midst of big changes may also need their business insurance policies revised. If your company is facing restructuring, relocating, or other upheavals, then this is a good time to reevaluate your coverage needs. Call (239) 992-6530 today to speak with Insurance Office Of America or another member of our team. Our 81 Hancock Bridge Pkwy W office is here to help business owners serving every industry. Discover improved coverage solutions through Nationwide and Insurance Office Of America.

Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

Life Insurance

Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Cape Coral, you likely have many questions running through your mind:

• “What are the benefits of term vs. permanent policies?”• “How much coverage do I need?“ • “How much does a life insurance policy cost?"

Insurance Office Of America and Insurance Office Of America can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

Insurance is a smart investment. Getting the right policy is easier than you think. Call (239) 992-6530 for an appointment with an agent. Feel free to stop by 81 Hancock Bridge Pkwy W,Cape Coral,FL,33991 to discuss Nationwide coverage options in person.

LAW-0239AO (05/18)

Business Insurance

We all get insurance with the hope of never having to use it. While we at Insurance Office Of America can attest to Nationwide's outstanding claims resolution process, it's still incumbent upon every small business owner to do all that he or she can in terms of risk prevention. As the preferred insurer for many small businesses in the Cape Coral area, Nationwide has seen just about every liability scenario that you can imagine. Fortunately for you, the folks at Nationwide use this experience as a resource to help you prepare to avoid these same issues afflicting your company. What business owner doesn't have concerns about the safety and stability of his or her company, employees, and customers? If your risk potential is keeping you up at night, turn to Nationwide. They have a wealth of information for you on managing the risks associated with worker and customer safety, fire or equipment failure, and professional, product, or general liability. Putting this advice into practice can reduce your chances of needing to call upon your policy for assistance. Yet if you do need to rely on Nationwide for coverage, rest assured that you have the best team in the business handling your claim. With Nationwide, you truly have an insurer that cares about your company's protection. Not only does it act as a resource for risk management strategies, but it will also be there to help you recover if and when an issue does arise. To learn more about safety and loss prevention or any other of the advice and services Nationwide offers, contact Insurance Office Of America by calling (239) 992-6530 and scheduling an appointment to come by our office on 81 Hancock Bridge Pkwy W. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.