Remember a few weeks ago when we talked about my friends’ endeavor to build credit in order to buy a home? They are on their way! They are working on building their credit scores, coming from absolutely nothing – NO credit to speak of. Good, bad or indifferent. I advised her to get a credit card, […]

Limited credit or no credit history to speak of? Looking to get credit quick? You are not alone. Roughly 15% of adults in the United States have NO credit history at all – or so little that it isn’t doing them any favors. Some close friends of ours fall into that category, and we are going to […]

What is the number one way of boosting your credit? The simplest answer is to pay off your debt. Easier said than done, right? Right. I like to imagine that my credit score is like my driving record. If I constantly speed, get multiple tickets, moving violations or cause accidents, my car insurance will […]

Working on boosting your credit score? Aren’t we all? There are many, many factors that contribute to your credit. So many in fact, that no one person really knows exactly how those scores are calculated. As there are many different factors to consider, I have decided to spread this particular topic of BOOSTING YOUR CREDIT […]