I contribute a significant amount of my "luck" to the Jesse bags protecting the bike and possibly preventing me from being pinned beneath the bike.
Number 2 is my BMW Savanah II suit that sacrificed itself to keep me completely unharmed.

I have a Joe Rocket Ballistic series jacket that I got on clearance back in 2001 for $120. Many, many thousands of miles later it still rocks. I finally busted one of the armpit vent zippers, so I oughta have that fixed. Otherwise it's been the best piece gear in my closet.

Sidi Gor Tex Adventure boots, all day comfort and great protection followed closely by the leather man multi tool, has helped me constantly both supplied by my completely supportive wife (think she just likes me out of the house )