Sunday, December 9, 2012

2013 Goals

1. Drop debt by $6,500. Stretch goal, down by $7000 (or $500 extra in snowflakes)2. Save $1000 for vacations in April and/or June3. Increase car savings account by another $2000, stretch of $2600... Not counting any possible bonus! 4. Keep track of expenses (extra and regular) for at least 10 months5. Save $700 for Christmas 2013 before Nov 1, 20136. Use cash-only budgeting for at least 4 months.7. Save $475 for Certification test AND pass test in December 20138. Lose another 13lbs, starting from 2012 minimum weight (150)9. Blog at least 13 times per month10. Read 13 non-study books (career ok)11. Cook and photograph 13 cookbook recipes12. Charity: Help 13 different causes (World Vision/others)13. Go out to eat at least once a month (or takeout?)

While making these
goals, I checked some numbers... it seems I may need to make an additional
$4,200 just to meet all the additional goals! I will have to tighten the rope significantly. I am also not going to let myself cheat like with 2012 by using bonus money. A big
push to my financial goals was the $2000 bonus I received at the beginning of the year,
which I ultimately used to pay my taxes, repaid myself, and then paid off dad's car.I'll be breaking these goals into pieces and explaining the method/reason for each goal. Hopefully by then I would've come up with goal #13.