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Musical Instruments

I love playing music and my musical instruments so much!

Whether you are a professional musician, a teacher or a student, musical instrument insurance is to protect your cherished classical and electrical instrument and associated equipment.

You won’t have to worry about your expensive musical instruments getting damaged or lost especially when you need to bring them around.

Cover includes physical loss, theft and physical damage to musical instruments and accessories occurring anywhere in the world, and accidental damage and depreciation in value following damage is covered.

PolicyStreet enables people of similar interests/needs to club together. The more expression of interest we get for Music Instruments insurance, the better we can negotiate for you better deals and discounts from insurance companies.

Okay, so how does it work and how much?

You would insure your musical instrument/s for their replacement value set by a professional appraiser. An appraiser will take into account factors such as age, condition and quality. Therefore, your musical instrument/s valued regularly, particularly with vintage and antique music instruments. This will ensure that you are not under insured or paying too much for the policy.

What is so unique about musical instruments insurance?

Currently, some home insurance policies can protect musical instruments, but many exclude them or only offer limited cover. It does not cover the music instruments in transit.

Various researchers have shown that both listening to music and playing a musical instrument increases memory capacity.

Are you a music lover? Design your Musical Instruments Insurance now!

2. Which benefit you’d like to include in your Musical Instruments insurance design?

Accidental DamageTheft/LossBreakdownPublic Liability: This covers you if you injure someone or damage third party property when performing or teachingPersonal Accident: This covers you if you have an accident while performingWorldwide Cover: This covers you for a set number of days when travelling abroad

Others:

3. How much are you willing to pay for your desired Musical Instruments Insurance?

Less than RM250 per yearRM250 – RM500 per yearRM500 – RM750 per yearRM750 – RM1000 per year> RM1000 per year

4. Are you willing to share the costs with the insurance company, and in return, reduce your premiums?

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