How It Works

Our custom server software will post your application to our network of lenders one at a time until a lender provisionally accepts your application and provides an offer.

You are automatically redirected to the lender's website, where you are shown the terms of the offer. After carefuly reading the terms and interest rate, if you decide to proceed, the lender asks for some additional documents related to your employment.

You provide the documents and if the lender is satisfied that the application meets their lending criteria, they approve the loan and the borrowed amount is directly transferred to your bank account.

ou are required to pay back the loan amount along with the interest on your next pay-date as agreed with the lender. In case you believe that you will not be able to pay off the loan on the agreed payday, you are advised to contact the lender to inform that your circumstances have changed. This will enable the lender to reschedule the payment date etc according to their standard policy and procedures.

Representative APR Example

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Do not pay any lender or broker an upfront fee to process your loan application.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

Australian Credit Licence No. 389610

This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 FREE from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.