* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Credit cards were formulated to ease the entire process of shopping. At the time of its inception, global business and commerce was in a very bad shape, and some dramatic steps were required to uplift the shopping spirit of the common man. However the growing inflation made it difficult if not impossible to lure the man from his home into the shopper’s dens. To solve this acute crisis credit cards were formulated, with the core idea was to increase the shopping fervor among the people. And the plan worked only because of the unique way in which it functions. The cards are actually passes issued by the bank, which enables a customer to shop without ash. You can buy anything, eat anything at the restaurant of your choice, or watch the latest movie at the plex near you, without paying the fees in cash! If you but transact using your card. You definitely have to repay the credited amount, but not instantly, but at a later date, to your bank, at your very convenience. Now the credit cards also did another task, in addition to its primary job; it opened up another way of cash withdrawal, cutting short the amount of time wasted standing in the bank queue to withdraw money. Now using a credit card, a person can withdraw money from an ATM kiosk. From the very moment of its inception, the credit card created a mass craze. Infact it altered the entire public psyche from “I don’t have money right now to shop”, or “we can go shopping another day” to “Let’s go shopping right away” and so on. This change of public mood was enough to increase the volume of commerce globally manifold. Very soon it began a global phenomenon, and the irreversible wheel that was once started, is still carrying on its job.

In the realm of credit cards- formerly there were two champion warriors. The Platinum card and the Visa card. The Platinum card was as exclusive as the metal it is named after, thus bringing huge benefits and discounts to its owner. And on the other hand the Visa card is like the passport to shop anywhere around the world. It is actually the license to a borderless shopping experience. To uphold the craze of credit cards, the business heads of the leading banks decided to merge the key features of these cards into a single rectangular piece of plastic; presenting the Visa Platinum credit card. This unique card not only offered you the added benefits and discounts and cashbacks of the good old Platinum card, but the Visa aspect enabled that you can avail to those benefits anywhere around the world- be it Tokyo or Taiwan or Paris. Actually credit cards works so well because of the tie-ups the banks have with a large number of medium and large service providers. They extend from the restaurant chains to the exquisite 5star hotels, from the shopping destinations to the malls and the e-commerce sites. Also other service providers such as travel websites, hotels, movie halls and multiplexes are also under the same roof. Thus if a customer avails to any of these services, and transacts using a card, then the discounts that he will get is other worldly, something which a normal cash transaction cannot match. As it became a global phenomenon, developing countries like India also began to experience the boom. In the growing metropolises such as Rupnagar, there are all the world class amenities

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Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

PROS

If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. The low fee makes this Credit Card a must have

Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight

15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face

We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps

You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

CONS

The ICICI Bank Ferrari Signature Credit Card has a lot of flaunt value for a low fee, but if you are not a car afficianado, consider the ??

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The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

PROS

This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered

We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.

Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!

Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.

You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time

Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000

Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

CONS

The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

3.9

17 Reviews Sort

Newest

very good

10 months ago | Somnath Joshi

My credit card was taken 4 months back. They have offered movie and more card. The given credit limit was 40,000 which is satisfactory . I am getting cash back offers and reward points. My overall experience was very good.

Excellent

1 year ago | Ganesh Prasad

They have given me a low good of Rs.222000. The process of getting the Credit card was pretty smooth. Other than they offer good reward points in it. Also they provide you with good amount petrol surcharge waiver. Their customer care are time bound though,

Outstanding card

1 year ago | Jitun Padhi

ICICI bank provides good services on credit card when compared to all other credit cards. I am using ICICI bank hpcl coral credit card from last 3 months. . I got cash back in this credit card.

Offers are not worthy

1 year ago | Katin Meher

I have ICICI bank hpcl coral credit card. The credit limit is very less. The customer service is also not upto the mark. They don????t have good offers.

Great card to use online

1 year ago | Einstin das

I am holding this icici bank ferrari platinum credit card for couple of months.It is good for use online.

Exceptional card to gain discount on fuels

1 year ago | Nisha Lobo

I have icici bank hpcl coral credit card from last 1.6 Years, i did find this card very useful. You can get a 2.5% Cashback on fuel purchases at hpcl fuel pumps are applicable on minimum transaction value of ?500.

Useless card with low limits

1 year ago | Gupi Raxit

This card is focused on fuel discount. As a normal card, this is pretty much useless with low returns and vouchers that you wont use.

very good

6 months ago | Madhuchhanda Bagchi

The given credit limit was 40,000 which is satisfactory . The customer service and responses was up to the mark. I am getting cash back offers and reward points. My overall experience was very good.

Previledged lounge service

9 months ago | Deepak Kumar

You get points through Payback . With this offer you are also getting good no of access to the previledged airport lounge all over the world.

Service is not upto the mark

10 months ago | Amit Saharana

I have Got the jet airways icici coral visa credit card around 3 months ago. The services are not up to the mark. But the offers are really good. So overall experience is average.

Cashback is there

1 year ago | Itun Sarangi

the ICICI Bank HPCL Coral Credit Card gives me up to the mark service. It is a good card use for shopping. You will get cashback.

Lots of payback point

8 months ago | Hitesh Mishra

I have a ICICI Bank credit card. It has lots of benefits. You can earn 2 payback points on every Rs.100 spent on retail purchases except fuel.

User friendly

10 months ago | Jyoti Arrawal

I have taken a credit card with ICICI Bank HPCL Coral Credit Card. The mobile app for this card is very easy to handle.I like using this card because it is very user friendly.

Overall experience is good

9 months ago | K Rajesh

My overall experience is good with the Jet Airways ICICI Bank Coral Visa Credit Card. They help you everytime you need. They have a 24/7 helpline no.

Earn rewards points

5 months ago | Preeti Bala Sehra

Having this card allows you to earn reward points at a faster rate when you use your credit card for international purchases.

Bad customer service

5 months ago | Ajay Kumar Sharma

I am using this credit card from quite a long time. This time I got extra charge billed for which I raised the complaint for this dispute and requested the bank to waive it off. But they didnÕt assist me properly and my issue is still pendiing.

Good service provider

1 year ago | Mahendra Singh Jakhodia

The ICICI bank gave me proper response in regards to my credit card application. The customer support service and the response is good with the bank.