Business Owners Package

The Business Owners Package (BOP) combines General Liability and Business Property coverage into one convenient policy. Essential for business owners, BOP provides critical protection against troublesome lawsuits and unexpected losses resulting from broken equipment, fire, and theft. It also protects you in the event your business is held liable for personal injury or property damage.

Features and Highlights

Building and Business Personal Property

Building (at replacement costs if owned) and Contents

Business Personal Property (if leasing building space)

Lost Business Income and Extra Expense

Equipment Breakdown

Computers and Media

Valuable Papers and Records

Money and Securities

Business Liability

Premises and Operations Liability

Personal and Advertising Injury

Medical Expenses

Automatic Additional Insured

Defense Costs

Limits of Liability

Additional Coverages Available

Business Owned Auto Insurance

Hired/Non-Owned Auto Coverage

Data Breach/Cyber Liability protects against losses stemming from events such as computer virus attacks, data security compromised by hackers, and loss of confidential client information. Includes solutions to help deal with situations before or after a breach

Stretch Coverage Options

These endorsements provide powerful options for the protection of your business.
A few examples include:

Business Interruption Coverage

Employee Dishonesty/ERISA

Employment Practices Liability Coverage

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