HSBC in the US---very different from HSBC in other countries!

HSBC in the US---very different from HSBC in other countries!

I thought I would throw this out here (forgive me if it is the wrong forum) HSBC is a well respected bank that treats its customers well (especially credit card customers) in the other countries I live/have lived in (Hong Kong and Australia) I just can't figure out why they are so unpleasant to deal with here in the US. Luckily my credit in Hong Kong is Excellent and so I am treated well. Still, even when I first established myself in Hong Kong, HSBC was great with generous trade lines etc... here they act like you are going to rob them blind with a $300 credit limit on an Orchard Card....hmmm

Re: HSBC in the US---very different from HSBC in other countries!

I have read so many bad things about HSBC here in these forums. I've had my Plat MC with them for 3 mths now and am very pleased so far with the level of service I am receiving. They gave me a 2% cashback rewards card with no AF and a $1500 CL. I use the card for all of my day to day expenses and just redeemed my first $25 in cash rewards. Their fraud dept has even called me a couple of times to verify some charges to make sure they were mine. So far I'm happy as can be with them. They gave me a chance with a nice CL and no AF and I plan to treat it well. I've certainly been working the heck out of it.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.