Your friendly local agent will visit your home, help you work out what you can afford and deliver a cash loan of up to £750, subject to affordability. They'll pop back each week to make repayment collections.

Because we get to know you, we're able to treat you like a person instead of a number. As a result, we can often say 'yes' where others say 'no' and then help you choose a loan to suit your individual circumstances.

As a responsible lender with no hidden or additional charges. Even if your circumstances change, we’ll always listen and won’t charge you more getting out of student loan debt

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Doorstep loans are small unsecured cash loans organised on a face to face basis with people working for well-known specialist companies. Who are the UK's main doorstep lenders

Why Consider a Doorstep Loan

There are a number of alternatives if you need a cash loan, so what is it about doorstep loans that might make these your cash loans of choice

Our Doorstep Lenders Loan Companies

Doorstep lenders work on a local, regional or national UK basis. So, depending on where you live you will have a range of lenders available to you.

However, we have chosen to work with two national UK companies who both have very strong reputations built over decades - Provident has been in business for over 130 years, and Morses Club for many, many decades! So you can be sure that you are dealing with reputable companies who you can trust.

We are confident that Provident and Morses Club are the most trusted and respected home credit lenders in the UK. You can trust their team members and agents to be friendly, polite and understanding when they visit you face to face at your home. And you can trust these companies to offer a great service at a very competitive rate.

Both lenders have customer satisfaction in the region of 92% to 97% - we think that says volumes about the quality of their service!

You must take great care when looking for a doorstep lender who works in your area. You do not want to expose yourself to so-called loan sharks - unscrupulous people who are not licensed to lend money and who will charge extortionate interest rates that will drive you into insurmountable debt. Don't take such a risk. Make sure you stay safe by dealing with our trusted doorstep lender partners.

If you have questions about doorstep loans (also known as home credit) check out our FAQ section.

List of Doorstep Lenders like Provident in the UK

If you can't find your town listed below then another option is to use the website listed beneath the list. Simply pop in your postcode and see which companies are listed for you.

As we mentioned above we would strongly recommend that you get competitive quotes from our trusted lenders. They have the resources to ensure a high quality customer service (they've both been around for 100 years) while being able to provide the same local service you need.

Loans to your Door when Cash is Tight

Doorstep loans are used most often for unplanned expenditure - e.g. your washing machine breaks down or your car fails its MOT. Most people don't have savings to fall back on and only half of people who use home credit are full time or part time employed. So, the lenders we work with will consider applications from people who are unemployed but have another form of income - e.g. people on benefits or living on a pension. Each applicant is assessed on a case by case basis with particular attention paid to where their income comes from.

Lenders and Agents/Team Members cover the UK

Our lenders cover approximately 90% of UK post codes using thousands of agents/team members to distribute and manage door to door loans. So you are almost certainly going to be living in our lenders' catchment area. And if you live in a city - e.g. London, Leeds, Glasgow, Manchester, Belfast, Liverpool, Nottingham, Birmingham, Bolton, Hull, Grimsby, Middlesbrough Blackpool - then chance of getting a doorstep loan is even greater.

Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk.

To operate this service we receive a commission from the provider we refer you to.

Online Service

When it comes to getting you your doorstep loan our online service is second to none. In fact Solution-Loans.co.uk has scored4.6 out of 5 based on 203 ratings 21 user reviews for its doorstep loan service.

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We do not renew or roll over loans. If you wish another loan from us, you must first repay any other existing loan you may have with us help repaying student loans

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Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt cardholders and in-store pickup.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

California: Speedy Cash is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Ohio: SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

Opt : This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.

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