Joel Saich is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the State of Ohio. No insurance business may be conducted outside this state.

Joel Staich is also a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the states of Ohio and Florida. No offers may be made or accepted from any resident outside the specific states referenced.

Joel Staich is also a Financial Advisor with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of Ohio and Florida. As such, these services are strictly intended for individuals residing in Ohio and Florida.

Neither Mahoney Financial Organization, LLC, Staich Financial, LLC, New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

Mahoney Financial Organization, LLC and Staich Financial, LLC are not owned or operated by New York Life Insurance Company or its affiliates.

NYLIFE Securities LLC and Eagle Strategies LLC are wholly-owned subsidiaries of New York Life Insurance Company.