Online California Small Business health insurance and Blue Cross of California instant quote

For California Small Business health
insurance, there are many options and
benefits to consider. Currently, one
options stands out as being a very
attractive one for small business.
Blue Cross offers three basic components
that offer the maximum flexibility in terms
of employee benefits; control in terms of
costs, and savings in terms of tax
advantages. You can either quote all
the major carriers
here or
read below into the these options.

Flexibility

California Small Business offers
3 great options for a total package that
gives you unprecedented flexibility and
control over your costs.

Step
1 - Employee Elect- employers can
offer any or all of Blue Cross' plans to each
employee

Step 2 - Employer Contribution- control your
costs - per employee choose to 1)
limit your share of monthly premiums to no
more than $100 or 2) pay any fixed
amount above $100; or 3) pay a
percentage of the total monthly premium
(employee or employee/dependent).

Step
3 - POP 125 - Employee can make their
contribution with pre-tax dollars deducted
from payroll. Saves employee average
of 30% and employer saves FICA tax on
employee contribution.

Eligibility
for Small Group
(quick summary)

Benefits

1

2

3

2-50
eligible people (w2,
partners, sole proprietors, corporate
officers...not 1099); can choose to include
part-time or not.75% of eligible people must go with
the plan.
Employer must pay at least 50% of
employees premium.

1

2

34

Plans
areguaranteed
issue... regardless
of health.Premiums by employer are 100% tax
deductible.
Employers can pay as little as 50% of
the employees premium.
Can offer choice

BULLETIN:
Partially Self-insured Group PlansSmall Group health premiums are expected to up
20% for 2003. We are pleased to announce
a new option which has become the fastest growing
health insurance plan in California. With
average savings of 30%, the safety of major
carriers, this is the direction everything is
going.