Langley Federal Credit Union Platinum Visa Rewards Credit Card

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Rewards credit cards are a great way for someone that uses their credit card more than the average person to earn special bonuses. Langley Federal Credit Union Platinum Visa Rewards credit cardholders will earn points every time they make a purchase with their card and can eventually trade those points for something like a plane ticket, once enough points have been saved.

Credit unions have become a very popular choice for people during the recession since they are focused more on taking care of their members instead of bank shareholders. The Suze Orman resource center can explain even more differences between credit unions and banks so you can decide the type of financial institution with which you are more comfortable.

Langley Federal Credit Union Platinum Visa Rewards Credit Card Rates

Credit unions typically offer their members credit cards with better rates than banks. This platinum Visa credit card has an annual percentage rate of 10.99%. Even more unusual is that the interest rate for cash advances is the same 10.99% rate. The majority of credit cards for both banks and credit unions usually charge more interest for cash advances than they do for purchases and balance transfers.

Since there is no special interest rate listed for balance transfers, it can only be assumed that the interest rate for this transaction type is also 10.99%. There is a $20 credit card late payment fee for payments that are made after the due date. There is no annual fee for this credit card.

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