Agriculture

Beginning Farmer Loans

Are you a young farmer looking for real estate or capital purchase loans for breeding livestock or machinery? You may be eligible for reduced interest loans with repayment plans based on the purpose of the loan and tailored to meet your individual needs.

Real Estate Loans

Do you want to purchase land or refinance existing debt? We offer agricultural real estate loans with repayment plans up to 20 years designed to meet your specific needs.

Production Loans

If you are operating a farm and need a production loan of any type, see us about an operating loan to produce all types of livestock and crop operations. Our loans can provide you with multiple advances and you may have varying maturities to match your needs and production revenues.

Livestock Loans

Are you in the livestock business? We offer loans to finance all classes of feeder and breeding livestock with terms designed for each individual.

Equipment Loans

Do you need some new or used equipment for your farm or ranch? If so, we can help with your equipment needs. We can provide fixed rate or adjustable rate financing with flexible repayment plans designed to fit your income.

FSA (Farm Service Agency) Guaranteed Loans - (U.S. Government)

Would a guaranteed loan improve your financial condition? If it would, talk to us about a loan to restructure, refinance or to purchase farm real estate, breeding livestock or equipment or finance feeder livestock or production loans. Guaranteed loans can be designed with repayment terms to match the purpose of the loan and your repayment capability.

Farm Management

You can take a big load off your shoulders with First National Bank and Trust's Farm Management services. We offer management services for your farm real estate including bill paying, crop monitoring and sales and all tenant relationships.