Mortgage Information

Capital Financial Group

We are Capital Financial Group, a western regional mortgage company providing solutions for our clients with quality, customized home mortgage financing for life.

Financing available throughout Utah

Is a Home Purchase in Your Future?

VA LOAN: A loan that can be up to 100% of the purchase price, secured by the government for people who have served in the armed forces. Customarily, the buyer pays no costs of the purchase. The extra fees that the seller has to pay are usually added on to the sales price.

Low or No Down Payment

A VA mortgage loan requires little or no money down at closing - a valuable benefit that's unique to the VA home loan program.

Lower Monthly Payments

Because the VA guarantees a portion of your loan, you won't need to pay mortgage insurance premiums - a significant monthly savings.

Simplified Approval Process

VA loans were designed to offset common financial challenges faced by military families and veterans, and to simplify the approval process.

Requirements and Qualifications

Military members - To be eligible for a VA loan, you must be an active-duty or retired member of the armed forces with at least: - 90 days of consecutive service during wartime, or - 181 days of service during peacetime, or - 6 years of service in the National Guard or reserves.

Surviving spouses - Spouses of service members who died in the line of duty or as the result of a service-related disability.

You will need a Certificate of Eligibility from the VA to show that you meet these requirements. Your mortgage loan originator can help you obtain this certificate.