If you sell or market to buyers in other countries, you should read the PayPal Buyer Protection policies of the countries in which your target buyers are based (the relevant PayPal Buyer Protection policies are available here) as these policies will apply to you as a payment recipient or Seller.

PayPal Seller Protection does not apply to Claims, Chargebacks and/or Reversals for the reason that the purchase was Significantly Not as Described (SNAD) nor for items that you deliver or are picked up in person.

How much protection is provided by PayPal Seller Protection in Israel?

If you are the eligible recipient of a payment made by a buyer, PayPal may reimburse you an amount for Claims, Chargebacks or Reversals made against you based on the following reasons:

A Chargeback or Reversal was issued against you for the reason of an “Unauthorised Transaction” or

A Chargeback or Claim was issued against you for the reason of “Item Not Received”,

where PayPal receives from you proof that the item was posted or delivered in accordance with the requirements below.

PayPal will pay you the full amount of an eligible payment the subject of the Claim, Chargeback, or Reversal and waive the Chargeback Fee, if applicable.

What happens when a buyer files a Claim, Chargeback, or Reversal?

PayPal will place a temporary hold on the funds in your Account to cover the full amount of the Claim, Chargeback, or Reversal.

If the payment is not covered by PayPal Seller Protection, PayPal will remove the funds from your Account and return the payment to the buyer. In addition, you will be responsible for PayPal’s Chargeback Fee, if applicable.

What are the eligibility requirements for PayPal Seller Protection in Israel?

If You have received more than €100,000 per month at least once over a consecutive period of 6 months on your PayPal Account and/or if You are applying surcharge for the use of PayPal (when the law applicable to You allows you to apply surcharge), You are not eligible for PayPal Seller Protection unless otherwise agreed between you and PayPal. PayPal will review your eligibility for Seller Protection in October and April of each calendar year.

To be eligible for PayPal Seller Protection, you must meet all of these requirements to be covered:

You must respect the requirements specified above in relation to your PayPal Account.

The transaction must be marked by PayPal as eligible for PayPal Seller Protection on your Account “Transaction Details” page. If it is marked eligible, protection for both Unauthorized Payments and Item Not Received will apply.

For tangible items, that can be shipped, post the item to the shipping address on the “Transaction Details” page. If the item is delivered in person or if the payment recipient posts the item to a different address (for example, if the buyer asks that you send to another address on the basis that it is a “work address” or a “gift” address) then you will not be eligible for re-imbursement under the terms of the PayPal Seller Protection.

Follow the shipping requirements described below.

You must accept a single payment from one PayPal Account for the purchase (partial payment and/or payment in installments are excluded).

Respond to PayPal’s requests for documentation and other information that is reasonably required by PayPal to investigate the matter in a timely manner.

What are the shipping requirements for Sellers in Israel?

Type of shipping

Protection for Unauthorised Payment

Protection for Item Not Received

National/international

For intangible items or services: Proof of Delivery

For all other transactions: Proof of Shipment

Proof of Delivery

If the payment is for pre-ordered or made-to-order goods, shipping is required within the timeframe specified in the shipment policy or other specification on the Merchant’s website. For all other national shipping services (and international shipping), PayPal requires a Proof of Delivery, whatever the value of the item.

What is “Proof of Shipment” for Sellers in Israel?

Online or physical documentation from a shipping company that includes all of the following:

A status of “shipped” (or equivalent) and the date of shipping.

The recipient’s address, showing at least the city/county or postcode (or international equivalent).

Or, if you have Proof of Delivery then you do not need Proof of Shipping.

What is "Proof of Delivery" for Sellers in Israel?

“Proof of Delivery” (for tangible items) means online documentation from a postal company that includes (or where the postal company warrants that they have obtained) all of the following:

A status of “delivered” (or equivalent) and the date of delivery.

The recipient’s address, showing at least the city/county or postcode (or international equivalent).

“Proof of Delivery” (for intangible items or services) is compelling evidence (as determined by PayPal) to show the purchase order was fulfilled and includes all of the following:

The date the item or service was delivered;

The recipient's address (email/IP, etc.) where applicable.

What are examples of items/transactions/cases that are not eligible for Seller Protection for Sellers in Turkey and Israel?

Digital goods and licences for digital content.

Gold bullion.

Items that you deliver (or are picked up) in person.

Transactions made through PayPal Buy with Mobile or Virtual Terminal (if available).

We may suspend your eligibility for PayPal Seller Protection if we hold a reasonable belief that there is an increased risk associated with your account. In assessing a risk, we will consider the:

Total monetary amount and/or number of Reversals issued against your PayPal account;

Reasonable risk of your account to the integrity of PayPal and our system; and

Potential losses occurring to us or our users.

We may suspend your eligibility for PayPal Seller Protection if it is linked or associated with another account which has been suspended.

We will lift the suspension provided we no longer hold a reasonable belief that there is an increased risk associated with your account.

If we reasonably believe a risk still exists, we may in our sole discretion, require you to take certain action in order to lift the suspension of your eligibility for PayPal Seller Protection. You must follow our directions as reasonably required by PayPal within the timeframe specified.

We will notify you by email if we suspend or lift the suspension of your eligibility for PayPal Seller Protection.

Consumer advisory - PayPal Pte. Ltd. the holder of PayPal's stored value facility, does not require the approval of the Monetary Authority of Singapore. Users are advised to read the terms and conditions carefully.