The Insurance Institute for Highway Safety looked at nine 2014 models, but only three of them got good crash ratings. The Chevrolet Equinox, GMC Terrain and Toyota Highlander earned the top safety picks.

The safety message couldn’t be clearer: seat belts save lives. But, experts are reminding parents that seat belts were built for adults, so children may need to stay in booster seats much longer than is legally required.