Tag Archives: insurance

On Tuesday I presented another session on personal and family preparedness. I received a great tip and one that I’d never heard or thought of before. After the session was over, a young lady came up and referenced my slide that spoke to taking pictures or video of your personal possessions for insurance purposes. She related to me that during a past hurricane event that she and her husband survived, they lost their fence and their screened in porch to high winds. They felt that they were on top of their preparations because they actually had taken the types of pictures that I had suggested.

As it turns out, their insurance claims were denied despite their preparation. They were told the pictures were too old to actually serve as valid proof that they owned the property they were claiming or of it’s actual condition. Their pictures were dated, as are most pictures and videos these days either deliberately or via metadata. Seems the insurance vultures were lookin for a date…that wasn’t over the hill.

So I’m guessing that now we have another item to worry about updating in our preparedness preparations. You may want to consider checking the age of you property photos or videos, just in case. Better safe then sorry and in our new digital age, it should be easier than ever.