SFR's story this week on Charter Bank—a followup to the post here—raises the issue of how local banks are faring and which, if any, might go under.

The figures below come from truly awesome bank tracker tool by the American University School of Communication's Investigative Reporting Workshop and MSNBC. Those web geniuses in turn got their data from what banks report to the Federal Deposit Insurance Corporation, and what credit unions report to the National Credit Union Administration. (If you're really a glutton for punishment, you can search the raw reports here and here. Here's a quick link to the bank tracker's list of all the banks in New Mexico, organized by city.)

Though the numbers in this post are all effective as of the institutions' Sept. 30 quarterly reports, the links should remain active with up-to-date-information.

The first number is what the AU bank trackers call the institutions' troubled asset ratio. It's a simple measure of a bank's health and is explained here. The higher the number, the more strain the bank is under. Based on this measure, four New Mexico-based banks are in pretty risky shape.

They are High Desert State Bank and Bank 1st, both of Albuquerque. Also, covered in SFR this week: Charter Bank of Santa Fe and First Community Bank of Taos.

The second number after the bank's name is the bank's profit (or loss).

An asterisk (*) means the bank or its parent company took money under the TARP bailout program. Click through to find out how much.