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Android Pay is being replaced with Google Pay. With Google Pay, you’ll have everything you loved about Android Pay with a fresh look and new features. All of the information you’ve added and your Android Pay settings will be the same on Google Pay.

If you’re already using Android Pay, you don’t need to do anything to get started with Google Pay. The next time you update your Android Pay app, it’ll become Google Pay. Learn how to update your app*.

You can enjoy all the benefits and security of your Arvest Bank debit card while using Google Pay. It's the simple, secure and private way to make purchases using compatible Android™ devices.** With the Google Pay app, you can snap a photo of your card and place your unlocked device near a contactless terminal to make purchases at more than a million stores*, online, and in apps.

Use Arvest Debit Cards on Google Pay

Google Pay provides privacy and security during and after each transaction by:

Allowing you to leave your card in your purse or pocket;

Using a unique virtual account number instead of your actual card number; and

Sending you a notification (including the name and number of the store) after every transaction.

** Google Pay is only compatible on Android devices that run KitKat 4.4 or later. Cardholders don't need to have NFC-enabled devices to use Google Pay for online transactions using virtual account numbers (e.g., network tokens).

Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.

Links marked with * go to a third-party site not operated or endorsed by Arvest Bank, an FDIC-insured institution.

Arvest Go is now available for free download on the Apple App Store®* and Google Play™* for customers who have an iPhone® or Android™ device.

This entirely new app has a modern, sleek and user-friendly design with features we’ve not offered in our current mobile banking app, Arvest Classic.

Loaded With Features

The new features include fast fingerprint login, the ability to set up Quick View for easy access to your account balances, as well as the ability to add an optional profile photo and other user customization.

Of course, Arvest Go lets you deposit checks with Mobile Check Deposit, make bill payments with BillPayand transfer funds—all from the convenience of your phone.

Getting Started

If you are a current Arvest Classic and online banking customer, you can download the new app and log in using the same login ID and password you have always used.

If you are new to mobile and online banking with Arvest, simply visit with an associate at your local branch or call us at (866) 952-9523 to get a login ID and temporary password. Once you’ve installed Arvest Go on your phone, enter your credentials and follow the prompts to create a new password and set up your challenge questions and answers.

Not an Update to Previous App

Please keep in mind this is not an update to Arvest Classic. Arvest Classic, while still available on the App Store and Google Play, will no longer be modified or enhanced with updates. Arvest Go will be updated regularly to include new features and functionality!

We’re excited to bring you this new mobile banking experience. It’s time to Arvest Go! Download it today!

Links marked with * go to a third-party site not operated or endorsed by Arvest Bank, an FDIC-insured institution.

It’s no secret mobile phones serve consumers as more than just a communication device these days.

Smartphones alternate as cameras, navigation tools, encyclopedias and other resources on a daily basis. And as digital devices offer more and more, the more irreplaceable they become to those same consumers.

Enter the digital wallet of the 21st century. Payment options like Apple Pay™, Android Pay™ and Samsung Pay are increasing in popularity among the digital consumer. This means more and more smartphones also are alternating as wallets for many consumers.

This is especially true among Millennials. According to an August 2016 study published in The Financial Brand, 21 percent of these digital natives don’t carry or use cash for purchases, and 53 percent choose to pay only by debit or credit card. The shift in payment preferences is also growing among consumers of other age groups, as they become more familiar with the benefits of using a digital wallet.

Arvest Bank believes mobile payments are an easier and safer form of payment than most consumers realize, and digital wallets have the potential to be the dominant form of payment in the future, although cash and credit will always be options.

The biggest advantage of the digital wallet is convenience. Consumers can leave their traditional wallets at home and use a mobile payment option for everything from ordering coffee to shopping to ride sharing.

The potential for identity theft gives wary consumers pause when it comes to trusting technology with their money, but financial experts say contactless payments are more secure than using cash or a debit or credit card. Whereas cash can be lost or stolen, and debit or credit cards can be compromised, digital wallets offer multiple layers of protection against identity theft.

A customer’s account number that is stored in a digital wallet is never shared with the merchant. Instead, the technology in the phone produces a different code for every transaction, greatly lowering the chance for identity theft. Many digital wallets also require a password or fingerprint to authorize and finalize payment, which is added security in the event a phone is lost or stolen.

Integration with pre-existing loyalty and coupon programs is another driver of mobile payment adoption, and web-based data and statistics company Statista projected mobile payments to rise from less than $10 billion in 2015 to more than $300 billion in 2020 in a recent report.

Similar to mobile phones, digital wallets are becoming more comprehensive in what they offer. As consumers increase their adoption and fuel broader integration among retailers, the future of the digital wallet could expand well beyond users’ expectations.

Android Pay and Samsung Pay availability to Arvest debit and credit cardholders has been delayed. Arvest is not able to move forward with the launch of Android Pay and Samsung Pay until our card processing partner completes its work. At this time we do not have a release date. We understand this is disappointing for you, our valued customers, and for us. We apologize for previously communicating Android Pay and Samsung Pay would be ready in late 2016.

Once Android Pay and Samsung Pay are available we’ll announce it on Facebook and Twitter.

We’re sorry for this delay and are anxious to bring this capability to our customers.

For many Americans, spring is a time to clean, sort and tidy up around the house. As you dust your shelves and rid your home of clutter, consider setting aside some time to organize your finances.

“The arrival of spring motivates people to renew their surroundings, and what better way to focus that momentum than to check off everything on your financial to-do list?” asked Corey Carlisle, executive director of the ABA Foundation. “Taking stock of your finances and planting the seeds of new saving habits today will go a long way toward alleviating pressures on your pocket throughout the year.”

Evaluate and pay down debt. Take a look at how much you owe and what you are paying in interest. If there are better rates available now, consider requesting a lower credit card interest rate or refinancing your mortgage. Begin paying off existing debt, whether that’s by chipping away at loans with the highest interest rates or eliminating smaller debt first.

Review your budget. A lot can change in a year. If you’ve been promoted, had a child, or become a new homeowner or renter, be sure to update your budget. Determine what expenses demand the most money and identify areas where you can realistically cut back. Develop a strategy for spending and saving and stick to it.

Check your credit report. Every year, you are guaranteed one free credit report from each of the three credit bureaus. Take advantage of these free reports by requesting them at annualcreditreport.com* and check them for any possible errors. Mistakes can drag down your score and prevent you from getting a loan, or cause you to pay a higher than necessary interest rate.

Download your bank's mobile app. Manage your finances from the palm of your hand. With the click of a few buttons, you can make a deposit or access a record of recent transactions. Be sure to download the latest updates when they are available.

Sign up for e.Statements and mobile alerts. Converting to paperless billing will help keep your house — physically and financially — more clean and organized.

Set up automatic BillPay. By signing up for automatic bill pay, you won’t have to worry about a missed payment. You can set it so money is withdrawn from your checking account on the same day each month.

As you spring clean your finances, you’ll receive that same satisfaction you get after doing a thorough cleaning of your home!

Information courtesy American Bankers Association.

Links marked with * go to a third-party site not operated or endorsed by Arvest Bank, an FDIC-insured institution.

Investment products and services are provided by Arvest Investments, Inc., doing business as Arvest Asset Management, member FINRA/SIPC, an SEC registered investment adviser and a subsidiary of Arvest Bank. Trust services are provided by Arvest Bank. Insurance products are made available through Arvest Insurance, Inc., which is registered as an insurance agency. Insurance products are marketed through Arvest Insurance, Inc., but are underwritten by insurance companies.
Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency, May Lose Value, Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate.