Overture Technologies, the leading provider of decisioning software solutions that enable transparent, accurate and responsive lending processes for the mortgage and education finance industries, has announced the development of an online service that will be able to provide a more secure, reliable way for students to shop for private student loans. The Student Loan Marketplace is an innovative education financing tool that can help students and their families learn about and compare loan terms in an open and transparent network of lenders.

Overture plans to launch the service through marketing partners, such as associations of colleges and universities, and with participating lenders. The Student Loan Marketplace is the first multi-lender platform that allows students to review reliable private student loan terms based on their own personal and financial information instead of “as low as” advertisements for rates.

Amid the current rising costs of college and challenging economic environment, U.S. Department of Education data indicates applications for federal student aid in 2009 have increased by more than 20 percent over the same period last year. After exhausting all available scholarships, grants, work-study and low-cost federal loans, many students often must consider private student loans to finance part of the cost of education. This search has proven to be a challenge for many students, particularly those with little or no credit record, as the strain on credit markets has also resulted in a contraction of lending sources.

According to a College Board report on student borrowing trends, private student loan volume accounts for almost 25 percent of total education loan volume. The Student Loan Marketplace has been created to give students a secure, transparent resource where they can be matched with lenders to choose a loan based on the criteria that is most important to their individual situations.

*More Secure, Reliable Comparison Shopping for Students Who Are New to Borrowing

Currently, students new to borrowing are faced with a very confusing and time-consuming process to make apples-to-apples comparisons of private student loan terms from multiple lenders. If a student wishes to compare accurate rates and terms, he or she must enter personal information at each lender’s web site and consent to a credit pull before obtaining information suitable for comparison shopping, and then determine how to interpret calculations of APR and other costs across various loan products. With just one credit pull, The Student Loan Marketplace presents a side-by-side comparison of reliable loan products and terms on one page, and provides helpful explanations of terms.

“We built the Marketplace to put students in control of their private loans, giving them unprecedented insight into the details of the loan options available to them,” said David Kirby, general manager of Overture Technologies’ Education Finance Solutions group. “The Marketplace platform enables reliable comparisons of multiple private student loans in minutes – until now, no resource like this has been available.”

Bluestone America has launched, on August 9, 2009, its new global bond offering intended for the EU, Asian and American markets. These bonds are innovative because they allow for a variety of ways to fund and securitize asset based long-term development projects. These unique methods reduce the risks for traditional capital lenders, allowing for lower interest rates, longer terms, and a higher probability of project success due to these relaxed requirements. The bond is also structured in such a way that the coupon payment, and ultimate redemption, is independent of the funded project. These proprietary techniques used, were developed and are owned by Bluestone America, Inc.

The Longevity Asset, which is the ultimate debt-servicing component, is not affected or associated with any indexes or economic condition. It is modeled from absolute actuarial statistical data and uses an EU, Asian or American guarantor. The strength of this new asset backing comes from the origin of its known maturity. Over the last 150 years, the maturity data have been studied and became an experienced data tool. Also note that the asset has no speculative or derivative factors involved with its IRR or ultimate value at maturity.

This Global Debt instrument is best offered as a 144A SEC registered corporate debt offering for the EU, Asian and American markets. The Longevity Asset, being guaranteed by an EU, Asian or American guarantor, completely satisfies the bond debt service and redemption; therefore the long term outcome of projects and businesses being funded through the offering will not impact the success of the bond sales and financial performance.

As a provider of bond offerings that utilize non-correlated Longevity Assets, Bluestone offers services to provide and create the investment grade bond offering. The addition of the Longevity Asset, satisfies the required performance properties of the bond Pro Forma needed for underwriting by the rating agencies and the guarantor. Bluestone facilitates securities, legal, accounting, asset management, auditing, indenture & trustee service and marketing utilizing established working alliances with global service providers.

William Soady, President of Blustone America, was quoted as saying, This is a very specialized market in its infant stages that is offering a huge opportunity for those leaders who embrace the concept.

About Bluestone America

Bluestone America is a conglomerate of United States and offshore-based corporations whose focus is asset management, asset based project securitization funding and acquisition of alternative funds. The members of the management and advisory boards of the Bluestone group of companies have broad based expertise in financial business development and banking in the Middle East, United States, South Korea, Brazil, Taiwan, Hong Kong, China and other key international financial and business centers.

Bluestones management and advisory board members are multi-cultural representing Asia, South America, North America, Africa and the Middle East. Bluestone America has developed various methods of securitizing asset based long-term real estate development projects, using Non-Correlated Longevity Assets. These methods and techniques are proprietary intellectual properties developed and owned by Bluestone America.

It’s not often that you see this every day! A professionally certified internet security consultation group is providing free internet security services for non-profit charitable organizations throughout all areas of the state of West Virginia.

The Internet SecuritT Group (founded in 2010) based in Charleston, WV, has extensive experience in Internet Security cybercrime mitigation and remediation.

This team of professionals has secured the networks of some of the regions largest financial and industrial organizations in West Virginia. They provide strong references and hold high moral ethics in all work that they perform.

In a time that Cybercrime is running rampant throughout the Internet hero’s like the Internet SecuritT Group are desperately needed.

End point security services such as Anti-Virus, Anti-Malware and Host Intrusion Prevention

And many other services which can be discussed with their free over the phone consultation.

The Internet SecuritT Group has assured that they do not charge any fees whatsoever for their services. Travel time, resources, etc are all provided at no cost to non-profit charitable clients.

The teams senior Internet security consultant states “We believe that through giving to those in need we will receive reward from our Lord and savior, either here or in the world to come”. With this unique business model, the Internet SecuritT Group is sure to cause some charitable organizations in West Virginia to take a look at the risks they face on the Internet, and consider the cost of securing their Internet presence.

For more information you may contact them by phone or through their online contact form.

Provide Chain Finance (SCF) is attaining enormous popularity as an successful way to improve organization value. In this online discussion, Kyriba and the Hackett Team will discover SCF as the two a doing work funds solution and a instrument to boost cash optimization.