In today’s world, your credit scores have the power to impact where you live, what you drive – and how much bang for the buck your hard-earned dollars will get you. If you’re like most, the amount of your monthly payments is a big factor in determining how much car, home or other big-ticket item…

Most of us have a pretty good idea of the basic credit behaviors that will keep our creditors happy. However, there are lesser-known financial behaviors that can affect your credit scores more than you may realize.

Labor Day weekend is a celebratory time for many hardworking Americans. As you prepare to shop and enjoy the holiday with friends and family, give your credit scores and reports a quick “performance review” to be sure they’re working hard for you! Your credit scores can be a powerful negotiating tool – so it’s important…

Your credit scores change as new data hits your credit file. However, your file is only as accurate as the information reported by your creditors to Transunion®, Equifax® and Experian®. Credit report errors happen – and when they do – your credit scores may pay the price. In fact, 1 in 5 people have an…

The ScoreSense Credit & Identity Blog

In today’s world, your credit scores have the power to impact where you live, what you drive – and how much bang for the buck your hard-earned dollars will get you. If you’re like most, the amount of your monthly payments is a big factor in determining how much car, home or other big-ticket item…

Most of us have a pretty good idea of the basic credit behaviors that will keep our creditors happy. However, there are lesser-known financial behaviors that can affect your credit scores more than you may realize.

Labor Day weekend is a celebratory time for many hardworking Americans. As you prepare to shop and enjoy the holiday with friends and family, give your credit scores and reports a quick “performance review” to be sure they’re working hard for you! Your credit scores can be a powerful negotiating tool – so it’s important…

Your credit scores change as new data hits your credit file. However, your file is only as accurate as the information reported by your creditors to Transunion®, Equifax® and Experian®. Credit report errors happen – and when they do – your credit scores may pay the price. In fact, 1 in 5 people have an…

Tracking down your credit reports is the easy part. Trying to navigate your way through the sections, figure out what to focus on and decode the information is what can leave you feeling lost. The bad news – to protect your credit scores and your ability to get credit in the future, you’ve got to…

Your credit scores are calculated from information on your TransUnion®, Equifax® and Experian® credit reports. And your creditors are constantly updating your accounts with one, two or all three credit bureaus. It’s important to understand what drives your credit scores, which actions may be helping or hurting – and why. Are your payments typically on-time…

If you are thinking of applying for a home equity loan, make sure you understand how your payment history on your current mortgage and your overall credit history will affect your chances of qualifying and the interest rate deals that lenders will offer you.

Student credit cards can offer a great opportunity for young adults to build a credit history and their credit scores. This will have a positive impact if they are responsible enough to manage the spending and repayment of debts.

Equip your teen to navigate the credit world, both on- and off-campus, by sending them off with these Credit 101 tips! Help them begin establishing credit, discuss how late payments and over-limit fees can impact their credit scores, and encourage them to build good credit habits right out of the gate.

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**Credit score predictions are estimates only, not to be taken as guarantees of future scores.