Life Insurance

How the Role of Life Insurance Changes over Time

As you move closer to retirement, it’s natural to wonder if your life insurance needs might change. Maybe your children are grown and out of college. Maybe your mortgage is paid off. Perhaps you want to shift policy premiums towards your retirement savings instead — and prepare for immediate needs instead of the “just in case.”

Yet life insurance can do more than protect your family during your working years. In fact, as your needs and priorities evolve over time, the role of life insurance can evolve with you.

With the industry going through massive innovation since 1978, the most creative and client friendly product, IUL, is setting annual records each year as the public warms up to the significant benefits to Title 26, Section 7702 of the US Tax Code.

Life Insurance

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This is an insurance based financial site. If you wish to speak with
Derek Baltimore about other financial business, you will need to email him at dbaltimore@calton.com or phone him directly at 901-290-1603.