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Health Insurance in Georgia

Georgia residents have numerous health insurance options, and most coverage plans available in the state are heavily customizable. A policy that works fine for a young professional may be completely unsustainable for a single parent residing in the same area. Fortunately, the professionals at Universal Indemnity Group & Financial Services, Inc., strive to help you make a smarter decision.

As of late 2015, Georgia had not expanded Medicaid coverage to low-income adults under the available provisions of the Affordable Care Act. Such benefits could be harder for needy individuals to obtain. In 2015, many relied on the Federally-Facilitated Marketplace, or FFM, to assess their eligibility for programs like Medicaid and CHIP, but even this resource forced them to choose from as many as nine issuers.

Consulting with independent insurance agents may make the process simpler overall. Atlanta, GA, health insurance agents can help people understand how their FFM-determined coverage options might impact their qualifications for other plans and health insurance services. Having experience with the way the law functions is essential to choosing an insurance product that works.

Supplementing Policies

Some Georgia workers may be eligible for state-offered health insurance policies due to their chosen careers. Plans offered by entities like the Georgia Department of Public Safety are generally designed to be cohesive, but they include multiple options, coverage tiers and different providers.

State employees may also decline the coverage in favor of their own policies. In either case, it could be useful to get an independent quote that lets you know which selections are the most economical in the long run.

Independent insurance agents might be able to shed light on your quest for better health insurance coverage. Get started by visiting the Universal Indemnity Group & Financial Services, Inc., offices, or use our online tool to obtain a quote.