STRATEGIC LAWYER

Main menu

Travelling by chartered bus is great way to save money and to relax on long road trips. By leaving the driving to a professional bus driver, passengers can sleep or chat (even check their email!) and arrive at their destination fresh and full of energy.

Safety

If you are considering hiring a chartered bus, make safety your number one criteria. The highway system in the United States has over 170,000 miles of interstate roads with varying degrees of complexity and in different conditions. Make sure your driver has the experience and the knowledge to maneuver a 10-ton bus through these roads.

For long or quick-turn-around trips, bus companies are required by law to provide an extra driver for the journey. Ascertain that the charter bus company you are considering follows this regulation before hiring them.

Compliance

The bus industry is highly regulated. Before they can cross any state or provincial line, motor coach companies need to have federal operating authority. They should also carry current liability insurance of up to $5 million dollars. Furthermore, federal law requires all U.S. based buses to undergo an annual inspection for regular maintenance and repair and also to determine road worthiness.

A reputable and trustworthy charter bus operator will not hesitate to provide all of this information. Do not deal with any company that fails to show proof that they are in compliance with the rules and regulations governing their industry. If you do come across such an operator, consider reporting them to the American Bus Association (ABA). Shady operators should not be allowed to have their buses on the road where they can put the safety of other vehicles and their passengers at risk.

Quality

Finally, chartering a bus should also be about enjoyment. Research the bus companies that offer the features that will enhance the journey for you and your co-travelers. Does your group need a Wi-Fi environment onboard? Extra leg room? Bilingual drivers? Take a poll and make a list. Then be sure to ask the bus operators what they have to offer your group.

Charter bus companies have come a long way since the 1960’s when they first offered specialized travel in an attempt to lure more bus-riding passengers. Even if no single bus company will have everything on your list, it never hurts to ask.

Finally, ask for the bus company’s DOT number. You can use this number to search for the carrier’s safety record online.

The romance of the road beckons especially during the summer months. By doing diligent research, you can charter a bus that will bring you to your destination of choice safely, conveniently, and in style!

Bus journeys are always a memorable affair. There is no other mode of transport that can beat it. The reason that this long standing love for bus transport has been there is attributed to the convenience and ease that bus travel offers. Long-distance travel is not as bad when it is done by bus. A long-distance journey can be made easier when an effective planning is in place. Here is a list of things to tick off when planning a hassle-free journey by bus:

Booking Tickets
Don’t just be in a rush to purchase tickets as soon as you’re sure you would be travelling. Do your research first. Take some time to analyze and compare the different bus service companies. Be clear about what standards of travel you cannot feel comfortable without and make sure the bus company you choose offers all of them. For example, if you cannot travel in a non-air conditioned bus, or one that has compact seats with not enough leg room, don’t make a compromise while planning and tell yourself that you can. Long distance travel is exhausting as it is, and not making sure of your comfort can most certainly put you in a bad spot. Once you’re clear on your budget and comfort levels, book your tickets. Be precise, speak clearly and reconfirm information before you hand over the money to book your ticket. When you’re booking bus tickets online, there are many incentives that are offered by various private bus companies. These include various discount travel coupons and promotional codes that are often made available by them. Make sure to go price shopping before booking your ticket.

Selecting a Seat
Selecting a seat is an extremely important step when travelling by bus. If you’re susceptible to motion sickness, make sure you take a seat in the front or in the middle. Females travelling alone and older people should sit as close to the front as possible. It is safe, and more peaceful. If you’re planning to catch up on some sleep, front seats should be preferred.

Preparation and Baggage
Start your journey with a good state of mind. Bring enough means of distraction (books, magazines, an iPod with your favorite songs, etc.). These will make your journey fun. When travelling by bus, a person’s baggage is stowed either underneath or on top of the bus. So it is imperative to make sure your stuff is secure. Lock your bag properly and never leave your valuables in the bag that is to be stowed away. Always carry these valuables in a hand bag that will remain with you at all times. In case you are under some medication, keep your medicines and other necessities in your handbag. Keep plenty of food items and water to keep you nourished and hydrated.

Be Secure
It is important at all times to be safe and comfortable. Dress conservatively and comfortably. Do not attract undue attention. Be wary of strangers and when travelling alone, do not converse with people who you feel can land you in trouble. It is advisable to chat up with someone on the bus that this helps you stay informed. Generally older people and couples who are warm towards strangers and look out for them during the trip too. Make sure you inform family or friends about your travel plans. Know your route well before travelling.

Enjoy the Scenery
Travelling by bus offers the best way to admire the countryside. Take out time to enjoy the interesting sights and sounds that will greet you when you’re travelling. A bus travel has forever been romanticized and regarded as the best method to enjoy a relaxed trip. The sights and sounds that trot along with the many benefits of a bus travel service are unmatched and cannot be copied in essence by any other mode of transport. A bus travel always makes up for an interesting story.

Name a party that you want to have and you can all do it with a party bus for hire. You can unwind from a hard day’s work if you enjoy yourself in parties once in a while. At other times, you also want to try out something new and have more fun doing fun activities with friends and family. Typically, when you want to celebrate a certain event, you would normally rent the venue for the party or celebrate it at home. Private vehicles and vans cannot accommodate all the invited guests at once. A trip would be more enjoyable if you can be all at the same vehicle and everything you need is already there. Here are some fun ideas to do when you get to have a party bus for hire.

The night is still young and you might be already tired of partying at the same club. With a party bus, you can continue on partying at the bus with your friends while heading out to the next club. The fun never ends and you also get to meet new people as you do the club hopping. If you had too much alcohol, all you need to alleviate your drunkenness are also in the bus. Aside from that, the bus is operated by well trained individuals ensuring your safety while you and your friends enjoy the party.

You can also celebrate a love ones special occasion on a party bus. May it be a birthday party or a bachelor/bachelorette party; you will all have a good time together on the road. Aside from that, you get to visit places, watch sporting events and get to enjoy the scenery along the way. All you need to do is just enjoy yourselves and the rest will be taken care of by the party bus employees.

Most party bus companies have different buses with different kinds of amenities. Of course, you will be able to get to choose the kind of bus which is suitable for the party that you want to celebrate there. Some of these amenities include karaoke machines, excellent sound systems, neon lights, private toilets separate for men and women and a lot more.

You can try something new once in a while and explore other ways of having fun. One way of doing so is getting to have a party bus for hire to celebrate good times with friends and family. Also to maximize the rental you paid for the bus, it would be best to maximize the amount of people you invite to come with you. More guests to celebrate a party with, the more fun it will get. That way, the cost for the party bus will definitely be worth it.

One of the most important things to take care during the wedding planning, you should always consider all aspects of an enjoyable wedding party.

Since you will be spending this not just with your soon to be lifetime partner, but with your closest friends and family as well, you have to think of the most unique wedding party ideas there is available.

The wedding parties get to be more memorable because of the souvenirs that your guests get to take home after the momentous event.

Hence, here are some unique wedding party ideas that you can apply in your own wedding to make things more impressive and interesting to everyone.

Idea # 1 – Food:

If both of you are food enthusiasts, then you can send out adorned, printed out files wherein the recipes of the menu served during the party is laid out, to all of your guests so that they can try it on their own.

Idea # 2 – Wine:

Encourage everyone to start their wine cellar by giving away bottles of wine as souvenirs.

You can even hold a contest for those who would be able to tell an interesting story that brings back wonderful memories about the wine.

Idea # 3 – Advice:

Set a sort of open forum during the wedding party, wherein you would give a chance for everyone to give their own advices to you and your partner to be able to live a lasting marriage after the wedding.

Gather up delightful stories that others can say about you and your partner with the help of a friend who has the time to go around and meet your friends and special loved ones.

Idea # 4 – Community Bonding:

This could also somehow serve as a pre-wedding party wherein you would take your other couple friends out and play sports together like bowling, golf, tree adventure, etc.

Have an enjoyable meal with your family and friends and talk about topics that would help improve your relationships.

Keep it in your mind that these unique wedding party ideas are not just meant to make the wedding couple alone to be happy, but also to add entertainment and enjoyment to beloved guests.

The bride and the groom should take this opportunity to value these people as their future relationship supporters and advisers as the couple would embark on a whole new journey of their lives.

There are some more options that you can find over the net to find some unique wedding party ideas.

There is certain etiquette when it comes to planning a wedding party (or wedding shower). The established guidelines are not laws that must be followed (or suffer the consequences). They are just a set of helpful considerations one can contemplate during the planning stages of a wedding party.

Here are some helpful tips to guide you through your planning:

DON’T: Wait for one of the bridesmaids to get a party together.
DO: Host it if you want to.

If you really want to throw a party for the future bride and groom, go right ahead. There is a common misconception about the bridesmaids being the ones who should host the party. Any friends of the bride or groom are more than welcome to host the party.

DON’T: Schedule the party to take place within a month of the wedding.
DO: Schedule it to take place two to three months before the wedding.

The reason for this is pretty obvious. This is a courtesy to the bride and groom. They both (let’s be honest, it’s mostly the bride we’re talking about) have a lot to take care of in that last month before the wedding. They probably won’t be able to enjoy themselves as much when they’re thinking of everything they need to get done before their big day.

A word of caution, it’s okay to invite anyone you’d like off of the list of those invited to the wedding, but don’t invite everyone from it. Try to keep it to the bride and groom’s closest friends. If you invite everyone, it might seem like some sort of gift receiving power struggle.

DON’T: Wait until the last minute to send out the invitations.
DO: Send out your invitations at least a month before the party.

If you wait until the last minute to get this step taken care of, chances are there will be problems. Mainly, people won’t be able to attend the party because you didn’t give them enough time to make sure their schedules were clear. Waiting too long also gives them that much more time to plan something else for that day. Get your invitation to them early enough so they can reserve that spot for your party.

This wedding party planning etiquette won’t ensure that absolutely nothing will go wrong, but keeping these do’s and don’ts in the forefront of your mind will give you a great chance of throwing a nearly perfect wedding party that the bride, groom, and friends will remember fondly.

A wedding party is the event where your friends and family all gather together to celebrate the newly weds and have fun and pleasure. Pitting down hair and throwing away your tie is what usually happens during the party, and there is nothing more pleasurable than this moment. However you will need to make sure that all these things go well and smoothly prior to the party taking place, therefore carefully considered party planning is very important. Planning a wedding party is unlike planning any others. The amount of time taken into consideration and carefully chosen details are the core factors that will decide the quality of party after all.

You need to consider a few things that go into party planning to celebrate a wedding. First of all, think of how many and what kind of people will attend. The group of people after the ceremony will most likely be divided into several different groups, such as older people, young generations, men of 20s and women alike. Also bride and groom can have fun time with their own friends group separately. But you can mix any group in the party until a certain time when older folks can be free to leave if they want. Considering who will be belonging to which group is vital to planning ahead, thus providing them more comfortable and cozy environment while enjoying the entire party.

The best wedding party would be that everyone feels they are considered, well taken care of and finally they had wonderful time. Another thing to be considered is the venue. Depending on the weather condition, and the time and the season of the year, you can either go outside or have it indoors. If it’s outdoors then make sure the weather condition and prepare shelters for unforeseen circumstances. Compared to it, indoors party is easier as it is not mainly dependent on the weather that much. Also the place of venues should be attractive one where people can feel comfortable and relaxed. When there are alcohol beverages involved in the party, make sure underage children’s permission and restriction. It is important that the entire environment is conductive all the people at the party regardless of their ages.

Arrange a live band who can drop a great music tunes on the dance floor as all the people would want to have fun all night. In addition to the entertainment, the food would be another factor that people are seeking. Just getting enough cakes is the best way to go. Also don’t forget to prepare best soft drinks and champagne as the party won’t be ever complete without a toast from friends wishing the newly married couple. If anyone wants to speak and congratulate in public, give them a chance and it will become unforgettable moment for all.

All credit cards offer many benefits and features. Some come with a few disadvantages. To convey my point I will leave the disadvantages for others to write about. All credit cards are good in their own way for their own purpose and for that specific applicant. There are many credit cards for applicants with good credit, bad credit or with no credit at all. There are the so called “bad credit cards” and the “good credit cards.” Bad credit cards fit consumers looking to build “good credit.” Good credit cards fit consumers with good credit looking to take advantage of benefits that suit their daily lives. So are all credit cards good? Yes, because in some cases you have to start somewhere and sometimes, it comes at a price.

Consumers with good credit attract the credit cards that would better suit their income, credit history, spending habits and paying habits. Many credit cards that approach consumers with good credit tend to offer great transfer rates and lower interest rates on future purchases as long as the consumer’s credit doesn’t change in the wrong direction. Everyone has their individual needs and perceptions of their credit. So the only challenging factor for someone with good credit is to maintain the good credit status and keep a close eye on your credit limit to credit debt ratio. In my opinion, your ratio should be at around 25% to 40% because it is a responsible level to be proactive in managing your credit cards. A 25% credit limit to credit debt ratio would be $250.00 balance on a $1,000.00 credit limit. Investing in a credit monitoring service also helps to keep a third eye on your credit so you can focus on your busy life.

Consumers with bad credit attract the credit cards that seem to be outrageous because of interest rate, credit line or terms of the agreement such as annual fees and processing fees. In my opinion, their is no such thing as a bad credit card as long as they report the account to Experian, Transunion and Equifax (CSC Credit Service). Instead of them being called bad credit cards they should be called credit building cards. If you cannot get over yourself by accepting a credit building card, maybe a secured credit card from your bank would be the best choice as long as they report to the credit bureau. Never think bad credit is forever or that it can’t ever improve, it can with responsible steps. If you get a so called bad credit card then make sure you fulfill your end of the agreement, and don’t make excuses for not paying on time or letting it charge off because it was only $300.00. I think one factor that makes that type of card good is that the credit lines are usually no more than $500.00. That low of a credit line is a good thing because worst case scenario your minimum payment is between $15.00 – $25.00. Not bad for establishing a credit line that will be worth dividends in the long run. Yes, it will benefit you as time is established behind the credit card. Credit building cards are only short term because once you have began to establish yourself with 2 – 3 credit building cards your score will reflect the responsible habits and your score will begin to rise. So are bad credit cards good, of course they are.

Whether you have good or bad credit cards the responsibility is the same. Make your payments on time and watch your credit limit to credit debt ratio. These two simple steps, if followed consistently, will keep your credit cards as the good benchmark for your credit score to be based from. I have only referenced your credit cards that allow minimum payments and not any other types of credit cards or other credit lines on your credit report. I have also not referenced the impact of derogatory items on your credit report that would affect the establishing of your credit. All cards have benefits and features that are advantageous to consumers or contain hidden value, even if the card does not seem very desirable. When you decide to get any credit card base it on your own financial need and on the advantages that will benefit you and your credit profile. Credit is life and life is credit, understand it wisely.

Bad credit credit cards are offered by many banks as financial tools to help people establish or re-establish their good credit rating. Bad credit credit cards are primarily intended to make it easier to obtain and re-build credit, which is good for consumers and merchants as well. For all practical purposes, bad credit credit cards are just like regular credit cards, but they are specifically for high risk cardholders. If you have arrears, defaults and general bad credit score or bad credit rating, you may find that bad credit credit cards are available to you. Bad credit credit cards are considered the best choice for credit card deals if your credit score is below 550.

If you find that there are problems in approval of a traditional credit card then you can apply for other options like prepaid debit card, First Premiere Bank Cards and Orchard Cards and secured credit cards. Applying for these cards is exactly like applying for a standard credit card, with applications available on paper and online. Bad credit credit cards typically have a higher interest rate and lower credit limit than standard credit cards, but the issuers are more lenient when looking at past credit history. The fact that bad credit credit cards carry a high interest rate (most likely 20% or more) shouldn’t prevent you from getting one in an effort to get your credit back on track. Still, it is true that bad credit credit cards must be used responsibly, or your situation will just worsen.

From astronomically-high interest rates to ridiculously-exorbitant fees, erroneous information abounds. When it comes to bad credit credit cards, the myths definitely abound. In fact, bad credit credit cards are some of the most misunderstood financial tools of all time. Fortunately, the myths are oftentimes unfounded and bad credit credit cards are no longer the stigma they used to be. You might be relieved to find out that bad credit credit cards can actually have pretty decent interest rates. With so many credit card companies and so many different offers, it’s easier than ever for consumers to take advantage of reward programs. However, you must consider the factors such as financing fees, annual fees, introductory offers, credit requirements, availability of online banking, and others.

In spite of the additional fees bad credit credit cards are an excellent method for the people with bad or no credit, to improve their credit rating and to enjoy the benefits of credit cards. There are many other benefits to consider, which might be more valuable than a low rate. By paying off the monthly balance and avoiding high interest rates, you steer clear of more debt and show yourself to be a lower risk borrower over time. However, as you maintain regular payments, the creditor may gradually increase the spending limit. If you use a bad credit credit card for small purchases for a year or two and consistently pay the entire balance every month, not only will you not be charged interest, but you will rebuild your credit and be able to get lower rate loans in the future.

As you can see, bad credit credit cards are unique cards geared towards people who have had trouble getting approved for a standard unsecured credit card. However even with bad credit, its still possible to find a credit card for you, even if it means that you have to pay a slightly higher rate of interest. So if you are trying to rebuild your credit don’t think about it to much because bad credit credit cards when used properly are a cheap way to rebuild your credit.

Credit Card companies have introduced a lot of specific cards based up on the customers satisfaction and their current necessities. The severe competition led the worldwide banks and credit card companies to introduce numerous card products and numerous offers been introduced and its still continuing. Lets see some details behind this. Every surfer possibly came across hundreds of affiliate sites and the worldwide banks own websites promoting number of products. But, what’s the catch? and where to find the exact details?. Every one trying to market their products in numerous ways like text ads, RSS feeds, niche websites, pay-per-click and article marketing. But it’s very easy to hide the traps by using some exclusive attractive content.

Important and Informative: The FICO score normally known as “Credit Score” is become an unavoidable thing for people in america. This credit score determines the person’s benefits with the banks and other financial institutions. Lower credit score makes the banks to reject one’s application for any financial approach. But a lot of new credit cards have been introduced and named as Bad Credit Credit Cards and Guaranteed Approval Credit Cards helping the people with bad credit. Also “youdeservecredit.org” provides a reliable solution for people with bad credit to obtain loans and recommendable credit cards. It’s always important to read the term and conditions of a credit card, before applying for a credit card. Always try to make the payment in time, or apply for a credit card which provides the option to pay overtime.There are some specific offers available, which allow its card members to pay the amount in overtime. Cards like Platinum Business FreedomPass Credit Card from OPEN(sm) the small business team and Bank of America Rewards(TM) American Express® Card provides the flexibility to its card holders to pay in over time.

Total Protection: It’s a more important thing to consider about the security provided for the card holders. Because we cannot see the Total security Protection with every offers, only some specific offers provides this facility to ensure its card members safety. It’s very important to ensure that the card provides 0% fraud liability. There should be absolute fraud protection against unauthorized use, online and offline. Some recommendable offers on these categories are BoatU.S.(TM) Platinum Plus® Visa® Card and Financial Rewards® Visa® Platinum Plus® Card are considerable products, but there are still more products offering this security services available in U.S market.

Fee and Interest Rates: This is the most important thing to keep in mind before applying for a credit card. because it has been estimated that more than 100 million americans carrying monthly credit card debt. There are possibilities that even if you make the payment on time, the credit card companies might charge you. So, the card holders must watch out for carrying balances. Also the fixed rates are not constant, the credit card companies may increase the interest rates by informing you, 15 days prior to change. Mostly this communication happen through your monthly credit card statement. So, spend some considerable time and go through your monthly statements. So one should be careful before applying for a credit card. Should read the user agreement thoroughly and also it is must to enquire about the conditions apply section. There are lot of cards have been introduced as low interest credit cards, no annual fee credit cards etc.. some specific offers are Discover® More Clear Card and Chase Freedom Cash are recommendable offers but there are still more offers to go.

Reward points: The credit card companies compete against each other with attractive incentives such as cash back, points reward schemes and balance transfer offers at zero percent. There are lot of new offers have been introduced in U.S by worldwide banks. but please think twice because, no one will offer anything in real life just to make others to enjoy benefits. The most gentle offers will carry this exact proportion (profit 50% plus customer satisfaction 50%). The Discover® Motiva Card and Blue from American Express® are good based on its card members opinion.

Some Useful Tips: Ask yourself these questions that do you need the card?, can you afford a credit card? and will you be able to pay the monthly balances each month?. Think twice before purchasing anything. Because, chances are there that you won’t be able to pay, when the credit card bill comes in. As a credit card consumer, you can request and obtain a free credit report once in every twelve months. You can obtain your credit report from the three major credit reporting companies 1.Equifax, 2. Experian and 3.TransUnion. Be smart when using your credit card at overseas. Because a lot of complaints filed with credit card companies that the consumers have been charged extra amount. Don’t use your credit cards at less reputable places.

Complaints and suggestions: If you would like to file a complaint about any credit card issue, go with the reliable organization. As far as i know the bbb.org is one of the best at its services and they are well experienced to handle all the issues. The comptroller of currency and the Federal Reserve Board are also best places to go for the solution. Before filing a complaint, please discuss with the same credit card company regarding your issue. Because every organisation have their own concern about their customers.

I will also recommend to read a lot of articles about credit cards, because every article has its own opinions and advantages, that’ll let you know the exact details about every new credit card offers. Please use the credit cards based on your convenience and not for luxury. Because having your own money in your wallet will be more comfortable and safe. Even there are a lot of debit cards have the same advantages like credit cards. But as you know, these new debit card offers are based on your own amount and there’s not even a single dime comes as credit.

Jagan babu vasudevan is a Financial Functional Expert, researching about credit cards for more than 7 years. Conducting surveys about credit cards. And researching how to make credit cards work for the card holders.

Have you been injured in an auto accident and considering legal funding? If so, this article is designed to give you a few tips and guidance in knowing how to proceed in such instances. There are many factors about which you should be aware and if you don’t take note of them, you may wind up losing thousands of dollars!

In many instances, passengers in a vehicle involved in an auto accident sustain injuries and don’t know against whom they may file a claim to obtain compensation for those injuries. If the driver of the vehicle a prospective plaintiff occupies is at-fault, the passengers have a direct claim against that driver in almost all instances. However, in most instances, passengers are reticent to file a claim against the driver of the vehicle they occupied. This is due to the fact that these individuals are often family-members, acquaintances, and friends.

However, it may be necessary to pursue a claim against the driver. If the driver is involved in an incident in which the driver is at-fault, certainly that driver is responsible for injuries sustained by those individuals occupying his/her vehicle. If the driver of the vehicle collides with another vehicle that is occupied by an uninsured-driver, there may be no other party against whom to file a claim to obtain compensation for injuries sustained. Additionally, many auto accidents occur between two vehicles and one of the drivers flees the scene.

Individuals involved in auto accidents often find that legal funding is required to continue the long-pursuit involved in obtaining the compensation required as a result of injuries sustained. It is important to realize the importance of obtaining a competent Personal Injury attorney in such instances. Unfortunately, this is an area in which many attorneys offer services and have little experience in representing such clients. Furthermore, many of these individuals merely run what are classified as “mills,” designed simply to move claims quickly through a system, paying little-or-no attention to the plaintiffs who present their claims.

It is also very important to seek medical attention in such instances if injuries are either suspected or known. Failure to seek medical attention in a timely-manner often severely compromises the plaintiff’s claim. The opposing party will focus a great deal of attention on the delay that occurs between the date on which the auto accident occurred and the date on which the plaintiff presents for medical attention.

Legal funding is often essential to these individuals to have some sense of confidence that they will be able to obtain the medical attention that they need. Many attorneys will accept such clients on what is referred to as a “contingency” basis. This means that the attorney will be able to represent the client without first obtaining a retainer-fee This is one of the few areas of Law in which attorneys are able to represent clients on a contingency-basis.

If you are involved in an auto accident, you’re encouraged to contact a competent Personal Injury attorney. You are also encouraged to carefully consider your options regarding legal funding. In most instances, plaintiffs will find that legal funding will be tremendously helpful to them in being able to continue to meet financial-obligations.