2014 brought opportunities and challenges – what will 2015 bring?

Big Data and Analytics: taking you on a journey. Interact with our new infographic which summarises many of the key headlines of 2014

Top-10 fraud trends we’ve seen in 2014

This year has already been punctuated by a litany of high-profile frauds, ID thefts and data breaches. Here are the top 10 Fraud trends for 2014:

38 out of every 1000 customer records could flag up as fraudulent!

38 out of every 1000 customer records could flag up as fraudulent! how effective are your online fraud defences?

How well do you anticipate your customers’ needs and behaviours?

Have you considered where your next sets of customers are going to come from? Our animation highlights key areas of your portfolio that could provide valuable insight into opportunities you could be missing.

Endless possibilities. One Mosaic.

Mosaic is our most comprehensive cross-channel consumer classification, built for today’s hyper-connected world.

Experian has been working hard to make its business information more accessible to small and medium sized firms (SMEs). This week we announced the most significant step so far in that journey. Business Express.

The run of healthy labour market data, defying virtual stagnation in GDP and public sector job cuts in the past year, stalled in early 2013. The combination of job losses and extremely weak earnings growth will keep household incomes under pressure. However, conditions should improve later this year, buoyed by a pick up in the global backdrop, easing inflation and credit conditions.

House price growth is now gradually gaining some momentum. In contrast to our earlier view of a flat housing market in 2013, we now expect some improvement in activity and muted rise in house prices in the year as the government’s Funding for Lending and Help to Buy schemes begin to have an impact on the market.

Business leaders, economic watchers and – indeed – anyone with an interest in our nation’s finances will have found some relief in recent GDP data indicating that the UK had avoided falling into another recession.

As digital living took hold in 2012, social media became a significant part of everyday life for millions across the UK. Indeed, social media makes up 12% of all internet visits and a remarkable 23% of the total time spent online in the UK. The challenge will be to monetise and measure social investments by understanding the value of the data, insights and conversions that these social channels create.

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Latest Thinking

Latest Thinking is the Experian UK blog that provides the most recent insight into the challenges that directly affect you and your organisation, covering innovations in areas such as, marketing and customer insight, credit risk management, identity and fraud, payments and collections.