A growing family looks forward to the possibility of moving from their small apartment to a larger home. Victor Hollis and his wife have some trouble though. They have had some hard financial times in the past few years, and an old bill comes back to haunt them. In flashback, we join a 13 year old Victor, who is chomping at the bit to own his first car. Vic’s dad tries to talk sense to him, but he shows his confidence at driving by taking a joy ride in his dad’s delivery truck. Naturally the adventure ends badly and the boy crashes the truck into a parked car. A girl was hurt, but recovered completely in time. It doesn’t stop a law suit from landing in their lap.

A lawyer bailed Vic and his dad out of trouble, as we learn in voiceover. Or did he? More flashbacks to court room scenes clear John Hollis, but as a minor, what can they do to Vic? How will a 13 year old boy be able to pay off a $5k debt? What can be done now that Vic is grown? isn’t there a statute of limitations for this kind of thing?

Vic’s assumptions lead him to ignore his summons, and is soon facing a possible contempt of court charge. Going to a legal referral service, Vic learns how easy it is to get solid legal advice. The points of the case are reviewed. Has Vic dug his hole too deep to get out of? What might it cost him to settle out of court, or for legal fees?

Laying all his cards on the table with his attorney, Vic shares honestly what he can do to reach an agreement. Now it’s in the hands of the plaintiff to agree.