TMW has issued its Buy-to-Let Barometer for Q4 2017, which reveals that landlords’ confidence appears to be stabilising. Q4 2017 sees the proportion of landlords feeling good or very good about the prospects for their own lettings business remain low at 38%, down 6%...

The second charge market “has taken post-Brexit uncertainty in its stride”, with new business volumes in the traditionally quieter August matching July and 6% higher than the same time last year, according to Enterprise Finance research. Its report shows that in July,...

After fifteen successive monthly increases, UK house prices were unchanged in October, according to the latest Nationwide house price index. As a result, the annual rate of house price growth slowed to 4.6%, from 5.3% in September. Robert Gardner, Nationwide’s Chief...

The National Institute of Economic and Social Research expects CPI inflation to “accelerate rapidly” to reach 4% in late 2017 and remain above the Bank of England’s 2% target until 2020. The revised figure is higher than the 3% forecast in August due to...

When Clare Budgen bought her first house in Ellesmere Port in 2009 for £155,000 the last thing on her mind was the lease. Taylor Wimpey, the developer, arranged the lease on a 999-year basis, so what could the then 22-year-old possibly have had to worry about? But just seven...

22% of contractors and self-employed workers believe the way they earn their income has made it more difficult for them to get a mortgage compared to when they were in full-time employment, Accord research reveals. Nearly a third (29%) of contractors believe that financial...

Most mainstream mortgage products have seen further cost reductions in the past three months, according to Mortgage Brain analysis. With a current rate of 1.89% (as of 1st October 2016), the cost of a three year fixed mortgage with a 60% LTV is now 5% cheaper than it was at the...

TMW has developed a handy new guide to the tax relief changes for landlords for you to consider. The new guide can help you understand if you’ll be impacted by the changes being phased in from 6 April 2017. Also see the calculator we published on 21 September – click...

Lifetime mortgage rates have dropped to new record lows following reductions in government bond yields in the aftermath of the Brexit vote, according to Legal & General. Legal & General’s Flexible Lifetime Mortgage product now offers an interest rate of 3.71% fixed for...

Demand among home buyers has seen a modest recovery following “post-referendum jitters”, according to surveyors. Buyer demand rose for the first time in seven months in September, the Royal Institution of Chartered Surveyors (Rics) said. It had dived in June and July...

According to figures released by the Council of Mortgage Lenders this morning, homeowners borrowed £12.2bn in August – up 11% year-on-year. This came to 66,000 loans in total, up 13% compared to July and 9% compared to August 2015. The average amount borrowed by home movers...

Mortgage seekers are asking family and friends to look after their children to reduce their outgoings while applying for a loan, a survey has suggested. Childcare is among the costs considered by mortgage providers when deciding whether an applicant should be given a home loan....

A gap between the average age of first-time buyers in different parts of the UK has set in despite property price growth slowing, a lender has said. The Halifax said that UK property prices rose by 5.8% in September compared with a year ago. This offers some cheer to first-timers...

27% of all interest-only mortgage holders may not be able to pay back their mortgage, with the expected average unsettled debt estimated to be £21,000, according to research from OneFamily. More than a million interest-only mortgages will mature over the next 10 years, meaning...

House price growth has cooled, according to the latest Halifax House Price Index. House prices in the three months to September were 0.1% lower than in the previous three months (April-June). This compared with a 0.7% rise in August and is the lowest quarterly rate since November...

Tax relief changes for landlords are being phased in from April next year and could impact landlords’ profits. There’s an easy way to understand if you are affected – by using TMW’s simple calculator. Click the image to download tax relief calculator.

TMW has issued its Buy-to-Let Barometer for Q2 2016, which reveals that landlords’ confidence appears to be stabilising. It also indicates that: 43% see the Brexit vote as negative for the private rental sector. 61% believe that last year’s Budget will decrease their...

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.Whilst MortgageAbility does not charge for mortgage advice, please note that there will be an administration fee for arranging mortgages. The precise amount will depend upon your circumstances but we estimate it will be £395, payable on completion. MortgageAbility gives you the option to pay a non-refundable fee of 1% of the mortgage loan payable with the application. If this option is taken, MortgageAbility will refund any commission received from the lender.

MortgageAbility is a trading name of Syncrus Ltd, which is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. Syncrus Ltd is a company registered in England and Wales with company number 3911001. The registered office is Quay House, Quay Road, Newton Abbot, Devon,TQ12 8BUMortgage Advice | Mortgage Brokers | Mortgage Advisors | Buy to let Mortgages | Newton Abbot | Devon | Sitemap

THE GUIDANCE AND/OR ADVICE CONTAINED IN THIS WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE RESTRICTED TO CONSUMERS BASED IN THE UK.

We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.Ok