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Credit Cards

Credit cards are as valuable as cash, and lending them out can get you into trouble. So, be sure to limit the number of credit cards you hold. Having too many credit cards like Esso Mastercardwith balances can do a lot of harm to your credit. Many people think they would only be given the amount of credit that is based on their earnings, but this is not true.

Credit cards should always be kept below a specific amount. This total depends on the amount of income your family has, but most experts agree that you should not be using more than ten percent of your cards total at any time. This helps insure you don’t get in over your head.

There are many good aspects to credit cards. Unfortunately, most people don’t use them for these reasons. Credit is far overused in today’s society and just by reading the articles on this site, you are among the few that are starting to realize just how much we need to reign in our spending and examine what we are doing to ourselves. All articles will give you lots of information to think about and when necessary, to act on.