drinks

If you’re thinking about buying a home, you may be surprised when you apply for your first mortgage. You suddenly find out your credit score is too low and your dream of owning a home seems to be disappearing. Unless you can find a way to raise your credit score, but how? Many first-time home buyers have faced this question. Even though interest rates are low, and money is available, first-time buyers find themselves being denied because their credit scores are too low.

The average credit score is 695. That leaves a significant number of Americans just under the 700-score threshold many banks require. The following are some tips on how to raise your credit score before beginning the application process.

A walk in Lithia Park: Lithia Park stretches 93 acres from the downtown plaza up canyon toward the headwaters of Ashland Creek on Mount Ashland. The forested park contains lawns, duck ponds, tennis courts, a sandpit volleyball court, picnic areas and playground equipment. Its name originates from lithium oxide which is found in the stream water. … Continued

At OSF, there’s so much more to do than plays—we also offer insightful classes, talks, and immersive discussions to complement and enrich your experience of the art on our stages. If you’re here for an afternoon, sample a demonstration or discussion at a Festival Noons or Living Ideas event. And for students and teachers, OSF’s season is packed … Continued

Medford is a blend of small town vibe with big city amenities. The convenience of local hospitals and large schools mixed with the local independent shoppes makes Medford a fantastic place to settle down.

Upper and Lower Table Rock About the Hike: Once a sanctuary for Takelma Indians, today these cliff-edged mesas near Medford are a haven for hikers and endangered wildflowers. Views from the cliffs extend across the Rogue River to the Siskiyous and the Cascades. Visit in spring to catch the best flower displays and to avoid summer’s … Continued