5 Best Credit Cards for Everyday Purchases

5 Best Credit Cards for Everyday Purchases

Credit card offers come in all shapes and sizes, which can make it difficult to understand which one is best for you. With our independent ratings and easy-to-understand credit card comparisons, we’ve done the hard work for you. Below...

Credit card offers come in all shapes and sizes, which can make it difficult to understand which one is best for you. With our independent ratings and easy-to-understand credit card comparisons, we’ve done the hard work for you. Below you’ll find the 3 best credit cards for your everyday purchases:

Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account

If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

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With a $200 cash signup bonus that’s redeemable after spending just $500 in 90 days, you’ll appreciate very quickly how easy it is to earn rewards with the Bank of America® Cash Rewards credit card. Plus, there are plenty of other opportunities to earn rewards with 1% cash back on all purchases, 2% cash back at grocery and wholesale stores, and 3% cash back on gas for the first $2,500 in combined grocery/gas purchase each quarter. Moreover, the introductory APR rate of 0% for 12 billing cycles, covers both purchases and balance transfers then, a variable APR kicks in. A 3% fee (min $10) applies to balance transfers, but this still enables cardholders to pay off debt while avoiding interest fees. The icing on the cake is that there’s no annual fee, so there’s absolutely nothing to lose.

Who Should Get the Bank of America® Cash Rewards Credit Card?
This card is great for families. If you have kids who you are constantly hauling around town from basketball to ballet, the gas rewards feature could earn you serious points. Additionally, if you’re spending a lot on groceries each month, this card will pay for itself in no time. On top of the extra savings on gas and groceries, you’ll still earn 1% on every other purchase you make. It’s an easy to use and easy to redeem, making it perfect for busy families. To learn more about this card, click here.

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

Benefits & KEY FEATURES

0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*

Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases

No categories to track, no caps on cash back, no annual fee*

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The most amazing feature of the Double Cash is that you’ll earn double cash rewards on all of your purchases, with 1% cash back when you buy the item and another 1% cash back when you pay for it. With no annual fee and one of the top cash back deals of any credit card, this is a great option for those with excellent credit.

Who Should Get the Citi® Double Cash Card?
This card is for the shopaholic who likes flexibility. If you are constantly spending money on everyday items like clothing and food, but you rarely hit the same retailers twice, this card is for you. The Citi® Double Cash offers a great rewards rate for those who don’t want to deal with rotating rewards categories. It’s simple and easy and a great choice for no-nonsense people! To learn more about this card, click here.

Capital One® VentureOne® Rewards Credit Card

Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel

Benefits & KEY FEATURES

Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel

Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture

Fly any airline, stay at any hotel, anytime

Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that

Travel when you want with no blackout dates

No foreign transaction fees

Miles won't expire for the life of the account and there's no limit to how many you can earn

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One of the top features of the Capital One® VentureOne® is that you’ll earn 1.25 miles for every dollar spent. Considering that you can earn an unlimited amount of miles and they never expire, it’s easy to earn big rewards with the VentureOne®. With no annual fee and no foreign transaction fees, it’s an effortless way for travelers to gain rewards without any significant downsides. Furthermore, there’s a 20,000 miles signup bonus which is redeemable after spending $1,000 within 90 days.

Who Should Get the Capital One® VentureOne® Rewards Credit Card?
Do you love to travel, but find it hard to keep funding your excursions? The Capital One VentureOne® Rewards credit card is perfect for the travel dreamer. This card allows you to earn points on every purchase you make, and then you can use those points to check off your next bucket list item. Every time you go to Target and spend way too much money (yeah we do that too), all those points will help you earn free flights towards your next adventure. Slow and steady is the name of the game with this card. To learn more about this card, click here.

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