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Custom Formula

I have been trying to modify this,IF(ISPICKVAL(cx__Payment_Type__c ,"Credit Card"), Amount - cx__Settlement_Amount__c, null)so that in addition to Credit Card, Online Checkout is also included as one of the Payment Types. Every time I change it around I get different syntax error messages. If more information is needed I'll be happy to clafiryCan someone show me what I need to do so Online Checkout is included with Credit Card in this formula?Thanks.