Personal Savings

Elite Money Market Account

Minimum to open is $10,000Tier 1 - $500,000 or moreTier 2 – more than $249,999.99, but less than $500,000.00Tier 3 – more than $99,999.99 but less than $250,000.00Tier 4 - more than $49,999.99 but less than $100,000.00Tier 5 – more than $9,999.99 but less than $50,000.00

Transaction limitations - Transfers from a personal money max account to another account or to third parties by preauthorized, automatic, telephone, or internet banking/computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per calendar month.

Important Notice - Savings and Money Market accounts are limited transaction accounts and are subject to Regulation D. Excessive withdrawals over the limit of six per calendar month may result in fees, account closure, change of account type, termination of transfer capability or other remedial action.

Fees - An excess withdrawal fee of $5.00 will be charged for each debit transaction (preauthorized, automatic, telephone, or internet banking/computer transfer or check, draft, debit card, or similar order to third parties) in excess of the above limitations.

Additional Terms:

To qualify for this account, customer must also have a checking account (“Qualifying Checking Account”) with a minimum of one direct deposit per statement cycle.

This account must be titled the same as Qualifying Checking Account (all owners of this account must also be listed together as owners of the qualifying checking account).

*We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is statement cycle. See Customer Service Representatives for current rates.