All of our personal checking accounts include the following Free Benefits:

Online Banking

Online Bill Pay

Mobile Banking

MasterCard Debit Card (upon application approval)

Telephone Banking

Easy to manage Monthly Statements

Your trust and confidence is our goal!

We aim to provide a banking experience that will make you proud to say that you are a First National Bank customer. We are a true community bank that is as dedicated to our customers as we are the communities they live in. We make it a point to get to know our customers. When you need something done, we're here to make it happen.

If this is the kind of exceptional banking relationship you are looking for, First National Bank is for you. For additional information on any of our products or services, please contact any one of our branches.

Classic Checking

Our fundamental account that covers all of your banking needs.

$100 minimum opening deposit

$400 minimum daily balance to avoid a service charge

Elite Checking

Our Classic Checking Account with some extra benefits for those ages 55 and over.

$100 minimum opening deposit

No monthly service charge

No minimum balance requirement

Student Checking

Our Classic Checking Account with added perks for full-time students under the age of 25.

$25 minimum opening deposit

No monthly service charge

No minimum balance requirement

First pack of checks (40 checks) is FREE

First Club Checking

If you want to enjoy all of the incentives of an account without worrying about maintaining a minimum balance requirement, our First Club Account is for you!

$100 minimum opening deposit

Low, monthly fee of $7.50

Includes a $10,000 accidental death and dismemberment insurance policy

Can elect for a $20,000 policy for an additional $1.00 per month

OR a $30,000 policy for an additional $2.00 per month

Receive special discounts for various other services

NOW Checking

Are you looking for an account that will earn you money AND help you avoid a monthly service charge? Do you normally carry a balance of at least $1,500 in your account? Our NOW Account could be what you are looking for.

$1,500 minimum opening deposit

No monthly service charge for accounts with balances above $1,500 at all times during the month

Market Watch

Banking on the Past...

Growing for the Future

We've held firm to a singular focus that the business of each person who graces our doorway is worthy of our full time and attention. We take pride in the hundreds of years of total combined experience shared among our staff members, and offer this experience back to our customers through our commitment to excellence in all that we do.