Before you shop for your next vehicle, STOP! Ask about a
pre-approved Loan Commitment Card from your CrossRoads
loan experts: Paula, Donald, Sandy, Judy or Kim. The
card that can save you time and money – it’s
worth $25 to you!

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection protects you when your vehicle
is totaled and you discover that insurance doesn’t
always cover all the costs. This offers protection against
financial liability when you finance a new or used vehicle.

GAP may cover the difference between your insurance settlement
and the loan balance. It includes both new and used vehicles
and covers insurance deductible up to $1,000. If your GAP
is used, receive $1,000 credit toward purchase of your next
vehicle financed through CrossRoads.

GAP is available for purchase when you apply for a vehicle
loan.

Route 66 Extended Warranty

A Route 66 Extended Warranty policy can extend the manufacturer's
warranty by picking up where that policy leaves off.
It can supplement the manufacturer's warranty by providing
services such as towing, rental reimbursement and roadside
assistance when that warranty is still in effect and
then also cover repair costs after the warranty expires.
A Route 66 Extended Warranty policy is a vehicle service
contract that protects members from the high cost of
future repairs. There are several levels available depending
upon the age and mileage of your vehicle

Credit Life and Disability Insurance

Payment Protection for your Loans can safeguard your family's
lifestyle and your peace of mind. It's financial help you
can count on when you need it most. And it's convenient,
economical and easy to qualify. Insurance is available for
member purchase when they sign the loan documents. It provides
loan payment protection in case of death or disability.

Credit Card Protection

As a credit union member, you can apply now for this important
financial protection for your credit card. It's easy, economical
and sensible - another way your credit union serves you
and your family. Insurance is available for member purchase
when they sign the credit card documents. It provides loan
payment protection in case of death or disability.

Payments

Many flexible payment options are available for you. Automatic
payments may be made through payroll deduction, direct
deposit, or from your share savings or share/draft checking
account. You may make payments in person, by mail, with
Sybil/telephone teller, or on Perfect Teller online banking.