SFAID - Home of Attendance Types of Aid Processing your Aid Maintaining Eligibility PROFESSIONAL Apply for Aid Cost of Attendance Types of Aid Processing your Aid Maintaining Eligibility INTERNATIONAL Apply for Aid Cost of Attendance Types of Aid Processing your Aid Maintaining Eligibility VETERANS Contact Us About the Office Contact Us Presentation Request Galveston Campus School of Law Qatar Campus Aggie Answers Prospective Student Centers SFAID Facebook and Twitter FAFSA Code 003632 Default Aversion Regents Scholars Blog Scholarship Application at Apply Texas News Confirmation of Students Beginning Attendance in their courses Sep 09 2014 U S Department of Education Strengthens Federal Student Loan Servicing Sep 08 2014 The Thing Employers Look For When Hiring Recent Graduates Sep 05 2014 How 4 Types of Families Approach Paying for College Aug 20 2014 more Financial Solutions For Your Education Texas A M University offers many financial aid options to help you pay for college costs Within this site you will find information about applying for financial assistance costs types of aid and more What is financial aid Federal state institutional and private fund s used to assist eligible students in funding their education Financial aid can be a combination of scholarships grants loans waivers and student employment Scholarships and grants are considered free money and the student is not required to repay however loans and student employment are considered self help aid and most loans require repayment when a student becomes enrolled less than half time or graduates Student employment includes both work study positions and part time employment positions either on or off campus Students at Texas A M University received approximately 533 million in financial assistance through scholarships grants loans waivers work study and on campus student employment Approximately 71 of students received some form of financial assistance All forms of assistance continue

SFAID - Apply for Aid complete the 2014 2015 International Student Financial Aid Application ISFAA Other financial assistance for international students may be reviewed at International Student Services Application deadlines vary Please review the specific application for more details Determining Need When applying for federal student aid the information you report on the FAFSA is used to calculate your Expected Family Contribution EFC The formula used to calculate your EFC is established by law and is used to measure your family s financial strength on the basis of your family s income assets family size and number of family members in post secondary education The EFC is used to determine your eligibility for federal student aid as well as other student aid programs Cost of Attendance COA is also referred to as a budget Financial need is determined by subtracting the EFC from the COA Please see the formula below Cost of Attendance COA Expected Family Contribution EFC Financial Need Your eligibility for need based aid is determined by subtracting other outside financial assistance scholarships from the calculated financial need Students are not allowed to receive aid that exceeds their Cost of Attendance Cost of Attendance COA Financial Aid Awarded So Far Eligibility for Non need based Aid Includes aid from all sources including private scholarships What Happens Next Transcript Close After the FAFSA What Happens Next Summer Supplement If you are enrolled in summer courses at Texas A M we encourage you to complete the Summer Supplement on howdy tamu edu Click the My Finances tab and enter the Scholarships Financial Aid Portal The Summer Supplement is available the spring prior to the summer session and must be submitted online Summer awarding is on a first come first served basis therefore it is important to get all required information submitted as soon as possible The FAFSA from the previous fall and spring semester must be on file in order to determine your financial aid eligibility Dependency Status Some students are considered independent and may file the FAFSA or Renewal FAFSA without including parental information In order to qualify for independent status for the 2013 2014 academic year you must be able to answer yes to one of the following questions and be able to provide supporting documentation Were you born before January 1 1991 As of today are you married Also answer Yes if you are separated but not divorced At the beginning of the 2014 2015 school year will you be working on a master s or doctorate program such as an MA MBA MD JD PhD EdD graduate certificate etc Are you currently serving on active duty in the U S Armed Forces for purposes other than training Are you a veteran of the U S Armed Forces Do you have children who will receive more than half of their support from you between July 1 2014 and June 30 2015 Do you have dependents other than your children or spouse who live with you and who receive more than half of

SFAID - Cost of Attendance Processing your Aid Maintaining Eligibility VETERANS Contact Us About the Office Contact Us Presentation Request Galveston Campus School of Law Qatar Campus Aggie Answers Prospective Student Centers Home UNDERGRADUATE Cost of Attendance Cost of Attendance The cost of attendance COA is an estimate of what it costs the typical student to attend Texas A M University Your COA covers both your college tuition and basic living expenses too When comparing financial aid packages from other schools make sure you are comparing the total cost of attending that school not just the total financial aid awarded It is important for you to budget and make wise decisions regarding how to utilize the financial aid funds you receive Students are not allowed to receive aid that exceeds their COA Cost of Attendance Detail The figures below outline the estimated cost of attendance for Undergraduate students at Texas A M University Detailed information regarding tuition fees at Texas A M University is available from Student Business Services Estimated Cost of Attendance for Undergraduate Students 2014 2015 Undergraduate Fall and Spring Scroll Table Left and Right Resident Resident at home with Parents Non Resident Tuition Fees 9 180 9 180 26 356 Loan Fees 62 62 62 Room Board 9 522 4 400 9 522 Books Supplies 1 000 1 000 1 000 Travel 606 606 1 000 Personal Expenses 2 100 2 100 2 100 Total 22 470 17 348 40 040 Amounts are based on 15 credit hours per semester at Texas A M University College Station Tuition and fees vary by college and guaranteed tuition cohort Detailed information regarding tuition and fees at Texas A M is available from Student Business Services Federal state private and institutional aid cannot exceed this cost Note Adjustments to Cost of Attendance will be considered

SFAID - Types of Aid for which the first disbursement is made on or after July 1 2012 and before July 1 2014 are not eligible for an interest subsidy during the six month grace period prior to entering repayment and interest will accrue during this time period Direct Subsidized Loans first disbursed on or after July 1 2014 are eligible for an interest subsidy during the 6 month grace period and interest will not accrue during this time period Eligibility You must have financial need as determined by the FAFSA You must be enrolled at least half time at Texas A M University View Enrollment Status definitions You must maintain Satisfactory Academic Progress You may not exceed annual or lifetime aggregate loan limits See Direct Loan Limits below You may not have received Direct Subsidized Loans for more than 150 of the length of your academic program Applicable to borrowers receiving first loan on or after July 1 2013 See Direct Loan Limits below Award eligibility varies based on Enrollment Status For details please visit the Award Proration information page Interest Rates Loans disbursed prior to July 1 2014 Scroll Table Left and Right Loan Type Interest Rate Subsidized Direct Loans 3 86 Fixed over life of loan Loans disbursed on or after July 1 2014 Scroll Table Left and Right Loan Type Interest Rate Formula Interest Rate for 2014 2015 Interest Cap Subsidized Direct Loans T plus 2 05 4 66 8 25 T equals the 10 year T Bill rate assumed at 1 81 Fixed over life of loan Origination Fees Scroll Table Left and Right Loan Type Origination Fees Prior to July 1 2013 On or After July 1 2013 On or After December 1 2013 Subsidized Direct Loans all students 1 00 1 051 1 072 Other Important Direct Loan Information and Helpful Links Please see the Direct Loan Limits and Direct Loan Counseling information below StudentAid gov Direct Unsubsidized Loans The Unsubsidized Direct Loan is not awarded on the basis of need You are responsible for any accruing interest during in school and deferment periods Interest accruing during those periods may be paid or capitalized as agreed by the borrower and lender Payment is automatically deferred until the borrower is no longer enrolled on at least half time basis At the time the borrower is no longer enrolled half time a six month grace period begins prior to entering repayment Interest on Direct Unsubsidized Loans continues to accrue during the grace period Eligibility You must complete the Free Application for Student Financial Aid FAFSA You must be enrolled at least half time at Texas A M University View Enrollment Status definitions You must maintain Satisfactory Academic Progress You may not exceed annual or lifetime aggregate loan limits See Direct Loan Limits below Award eligibility varies based on Enrollment Status For details please visit the Award Proration information page Interest Rates Loans disbursed prior to July 1 2014 Scroll Table Left and Right Loan Type Interest Rate Unbsidized Direct Loan 3 86 Fixed over life of loan Loans disbursed on or after July 1 2014 Scroll Table Left and Right Loan Type Interest Rate Formula Interest Rate for 2014 2015 Interest Cap Unsubsidized Direct Loans T plus 2 05 6 21 8 25 T equals the 10 year T Bill rate assumed at 1 81 Fixed over life of loan Origination Fees Scroll Table Left and Right Loan Type Origination Fees Prior to July 1 2013 On or After July 1 2013 On or After December 1 2013 Unsubsidized Direct Loans all students 1 00 1 051 1 072 Other Important Direct Loan Information and Helpful Links Please see the Direct Loan Limits and Direct Loan Counseling information below StudentAid gov Direct Loan Limits Annual and lifetime total debt limits for Direct Subsidized and Unsubsidized Loans are mandated by the U S Department of Education The amounts include the outstanding principal balance on the loan s and not interest or other charges incurred Scroll Table Left and Right Dependent Undergraduate Students Subsidized Loan Additional Unsubsidized Freshman 3 500 2 000 Sophomore 4 500 2 000 Junior Senior 5 500 2 000 U0 Preparatory 2 625 0 G6 Preparatory and Teacher Certification Students 5 500 0 Maximum Total Debt 31 000 23 000 may be Subsidized Scroll Table Left and Right Independent Undergraduate Students Subsidized Loan Additional Unsubsidized Freshman 3 500 6 000 Sophomore 4 500 6 000 Junior Senior 5 500 7 000 U0 Preparatory 2 625 6 000 G6 Preparatory and Teacher Certification Students 5 500 7 000 Maximum Total Debt 57 500 23 000 may be Subsidized All Maximum Total Debt amounts lifetime limits include both DIRECT and FFELP subsidized and unsubsidized loans Effective for new Direct Loans for which the first disbursement is made on or after July 1 2013 Direct Subsidized Loan eligibility is limited to a maximum of 150 of the student s current academic program length Borrowers may receive Direct Subsidized Loans for no more than 150 of the length of the current academic program ex 6 years for a 4 year degree Once a borrower has received Direct Subsidized Loans for 150 of the length of their program the borrower s future Subsidized Loan eligibility will end A student who has received Direct Subsidized Loans for 150 of the length of their program and continues enrollment beyond that point will lose all subsidies on previously received Direct Subsidized Loans and would be required to pay all accumulated interest This policy is in addition to and not in place of the lifetime aggregate loan limits currently in place Direct Loan Counseling Each student receiving a Subsidized or Unsubsidized Direct Loan for the first time at Texas A M University must complete Loan Entrance Counseling Upon ceasing to be enrolled on a half time basis Direct Loan borrowers must complete Loan Exit Counseling Entrance Counseling Please visit the Howdy Portal Then click the My Finances tab and enter the Financial Aid Portal Select the current academic year Once you have accepted a Direct Loan there will be a link for Loan Entrance Counseling under the Status page Follow the instructions to complete Loan Entrance Counseling at studentloans gov Once you have accepted a Perkins Loan there will be a link for Perkins Entrance Counseling under the Status page Follow the instructions to complete Perkins Entrance Counseling through the Financial Aid Portal Exit Counseling Upon withdrawing graduating dropping below half time or simply not returning you will be sent information on any of the following that apply to you Federal Direct Loans Subsidized or Unsubsidized Federal Direct PLUS Loans Online counseling can be completed at studentloans gov Direct PLUS Loans The Federal Direct Parent Loan PLUS is available to the parents of dependent undergraduate students The parent may only borrow up to the Cost of Attendance excluding any other financial aid All funds are received electronically and are posted to the student s billing account to pay university authorized tuition and fees Completion of the Free Application for Federal Student Aid FAFSA is required Eligibility The student must be attending at least half time View Enrollment Status definitions The student must be meeting Satisfactory Academic Progress The parent must have a good credit history The parent must not have defaulted on any previous student or parent loans The parent must be a U S citizen or an eligible noncitizen A FAFSA must be completed Award eligibility varies based on Enrollment Status For details please visit the Award Proration information page Interest Rate Effective for Parent PLUS Loans disbursed on or after July 1 2014 rates will be fixed for the life of the loan at the sum of the high yield of the 10 year Treasury note plus an additional percentage No loans may be assessed an interest rate for any award year above the interest rate cap indicated in the chart below Scroll Table Left and Right Loan Type Interest Rate Formula Interest Rate for 2014 2015 Interest Cap Parent PLUS Loans T plus 4 6 7 21 10 5 T equals the 10 year T Bill rate assumed at 1 81 Fixed over life of loan Parent PLUS Loans disbursed prior to July 1 2014 have a fixed interest rate of 7 9 Origination Fees Scroll Table Left and Right Loan Type Origination Fees Prior to July 1 2013 On or After July 1 2013 On or After December 1 2013 Parent PLUS Loans 4 00 4 204 4 288 Repayment Your Direct PLUS Loan enters repayment once your loan is fully disbursed paid out Your Direct PLUS loan may be deferred until the student falls below half time enrollment or graduates Standard repayment term is up to 10 years PLUS loans are the financial responsibility of the parents not the student If the student agrees to make payments on the PLUS loan but fails to make the payments on time the parent s will be held responsible How to Apply Federal Direct PLUS loans are based on credit therefore in order to apply Log onto the StudentLoans gov website Sign in using your the parent Personal Identification Number PIN Click on Request Direct Plus Loan Select Parent PLUS Follow through all steps of the application and submit If you are approved for the PLUS based on credit please complete the Master Promissory Note MPN for the corresponding loan Federal Perkins Loans The Federal Perkins Loan is a low interest loan for both undergraduate and graduate students with financial need The loan is funded by the federal government but the school acts as the lender All payments on the Perkins loan will be made to Texas A M University Eligibility You must have need as determined by the FAFSA You must be enrolled at least half time at Texas A M University View Enrollment Status definitions You must maintain Satisfactory Academic Progress You may not exceed annual or lifetime aggregate loan limits Award eligibility varies based on Enrollment Status For details please visit the Award Proration information page Interest Rate Fixed rate of 5 Interest will begin to accrue 9 months after you graduate or drop below half time enrollment There is no origination fee Loan Limits Undergraduate Students Annual Limits 5 500 Lifetime Limits 27 500 Texas B On Time Loans The Texas B On Time Loan is a no interest loan for eligible Texas students This loan carries the added benefit that if the borrower meets specified goals the entire loan amount can be forgiven upon graduation This loan is funded by the State of Texas with repayment made to the Texas Higher Education Coordinating Board Hinson Hazelwood program Award eligibility varies based on Enrollment Status For details please visit the Award Proration information page Initial Eligibility Have completed a Free Application for Federal Student Aid FAFSA and be eligible to receive federal financial aid Be enrolled full time in an undergraduate degree View Enrollment Status definitions Be a Texas resident or be entitled to pay resident tuition rates as a dependent child of a member of the U S armed forces and Have graduated in 2003 or later from a high school operated by D O D or a public or private high school in Texas under the recommended or distinguished high school program or its equivalent or Have earned an associate s degree from an eligible institution no earlier than May 1 2005 Note Scholarships Financial Aid will award the Texas B On Time Loan based upon eligibility and the availability of funds Student eligibility is based on the FAFSA and financial need If awarded required loan documentation must be submitted through the Texas Higher Education Coordinating Board Renewal Eligibility In the 1 st Academic Year you must make Satisfactory Academic Progress towards a degree At the end of the 2 nd Year and Subsequent Academic Years you must complete at least 75 of the semester credit hours attempted in the most recent academic year and have a cumulative GPA of at least a 2 5 on a 4 0 scale or the equivalent on all course work previously attempted at institutions of higher education You must be within 150 attempted hours You must have not earned a bachelor s degree For more information about your eligibility for the loan please visit hhloans com Enrollment Less than Full Time Graduating Seniors To receive the Texas B On Time loan at less than full time enrollment you must meet the following criteria You must be planning to graduate in the current semester You must have a diploma fee listed on your billing statement The diploma fee will be posted after you have applied for graduation Please visit graduation tamu edu and follow the steps to apply for graduation You must be enrolled in at least 6 hours If you meet the above criteria you are eligible to receive a prorated amount of your Texas B On Time loan in the semester you are graduating Your loan will be prorated based on the following guidelines Scroll Table Left and Right Texas B On Time Loan Proration 12 or more hours 100 of semester award 9 11 hours 75 of semester award 6 8 hours 50 of semester award Less than 6 hours No award not eligible You will only be eligible to receive the loan for hours in which you are enrolled at the time the funds disburse to your bill For example if you enroll in 12 hours at the beginning of the semester then drop to 9 hours at the time the loan disburses you will only be eligible to receive the prorated amount for 9 hours Please take this into consideration if you drop classes during the semester If you are not graduating this semester you are not eligible for Texas B On Time loan proration and you must enroll in 12 hours to receive funds from this loan Hardships In the event of a hardship Scholarships Financial Aid may allow an otherwise eligible person to receive the Texas B On Time loan while enrolled less than full time The request must be submitted in writing and must explain the reason for the request Reasons that may be considered include but are not limited to A showing of a severe illness or other debilitating condition that may affect academic performance An indication that you are responsible for the care of a sick injured or needy person and that your provision of care may affect academic performance Appeal documents must include a narrative explaining your situation proof of illness or other reasons that impeded academic performance Other supporting documentation may be requested at the discretion of the financial aid advisor or administrator reviewing your appeal A financial aid advisor or administrator will respond to the request through your official Texas A M University email account A copy of all correspondence will be placed in your financial aid file Submitting an appeal does not guarantee any adjustments can or will be made Forgiveness For information about Texas B On Time loan forgiveness requirements please visit hhloans com Forgiven Texas B On Time loans must be reported to the IRS as taxable income in the applicable tax year the loan is deemed to be forgiven Short term Loans The Short term Loan Program is funded by the Texas A M University Association of Former Students the Texas A M Class of 1926 University departments as well as colleges and friends of Texas A M University Short term loan funds were established to provide assistance to students who experience temporary financial difficulty in connection with educational or educationally related expenses other than tuition and required fees Eligibility You must be enrolled at least half time Undergraduate Students 6 hours for fall spring and summer Blinn Team Students 3 hours for fall and spring Undergraduate students must have a cumulative grade point average GPA of at least of 1 5 Interest Rate Processing 8 simple interest per annum A 10 processing charge is assessed on each loan This charge will be added to the amount of the loan requested If the loan is not paid by the due date additional late charges of 0 5 per month will accrue on the unpaid principal balance until paid in full Right to Cancel As a result of the Truth in Lending Act TILA of 2009 Scholarships Financial Aid must allow a three full business days Right to Cancel period after the signed promissory note is submitted before funds can be released to your student account This will create a delay in your ability to receive Short term loan funds This requirement became effective February 14 2010 Please plan accordingly knowing that Short term Loan funds cannot be released for three business days after you have submitted a signed promissory note Repayment These loans must be repaid with interest within a prescribed repayment period ranging from one to twelve months If the loan is not paid in full by the due date both transcripts and registration will be blocked until the account is paid in full Past due loans are subject to all necessary collection fees attorney fees higher interest rates as well as negative credit reports to national credit bureaus Information on where to repay your loan will be included on your promissory note If you have direct deposit ACH set up before applying for a Short term loan it will take 3 5 business days from the end of the Right to Cancel period for your money to be deposited to your bank account You may set up to authorize direct deposit of financial aid refunds through the Howdy Portal at howdy tamu edu click on the My Finances tab Applying The application for Short term loans is available online at sfaid tamu edu stlapp Note Once approved for a loan College Station students will need to report to front desk on the 2nd floor of the Pavilion to sign a promissory note before funds

SFAID - Processing your Aid Aid channel on the My Finances tab On the Awards page click on Begin Processing to reduce accept or decline each award Refunds Financial aid funds are credited directly to the student s billing account Any excess funds remaining after the student s bill is paid will be issued by Student Business Services SBS as a refund Aid is disbursed 10 days prior to the first day of class allowing ample time for a refund so that students may purchase books Students may seek assistance from our office if they have any issues in regards to refunds not being available for purchase of books Final High School Transcript Requirement Please be aware that you must have a final high school transcript on file by the end of your entering semester in order for financial aid funds to be released to you the following semester You may send your official final high school transcript to Office of Admissions Texas A M University P O Box 40003 College Station TX 77842 4003 Official transcripts must have an original signature of a school official or an original school seal graduation date graduation plan if applicable and grades credits for all high school courses completed Texas A M University s Office of Admissions will accept transcripts sent electronically through TREx only Faxed high school transcripts are considered unofficial Disbursement Dates These dates represent the first day disbursements can be made for each semester Aid is disbursed no sooner than ten days prior to the first day of class each semester provided you have completed all eligibility requirements If your aid is not disbursed please logon to howdy tamu edu click on the My Finances tab and enter the Financial Aid Portal Check your Status page for any missing requirements Undergraduates College Station and Galveston Fall 2014 Spring 2015 All Year 9 1 2014 5 13 2014 1 st Disbursement 8 23 2014 2 nd Disbursement 1 10 2015 Fall Only 9 1 2014 12 17 2014 Disbursement 8 23 2014 Spring Only 1 20 2015 5 13 2015 Disbursement 1 10 2015 Nursing Fall 2014 Spring 2015 All Year 8 25 2014 5 22 2015 1 st Disbursement 8 15 2014 2 nd Disbursement 1 5 2015 Fall Only 8 25 2014 12 17 2014 Disbursement 8 15 2014 Spring Only 1 5 2015 5 22 2015 Disbursement 1 5 2015 Dental Hygiene Fall 2014 Spring 2015 All Year 8 18 2014 5 22 2015 1 st Disbursement 8 8 2014 2 nd Disbursement 1 5 2015 Fall Only 8 18 2014 12 19 2014 Disbursement 8 8 2014 Spring Only 1 12 2015 5 22 2015 Disbursement 1 5 2015 Reminder You must be enrolled at least half time to be eligible for the majority of aid programs Always check your billing statement to see if your financial aid has applied to your student billing account Master Promissory Note and Loan Counseling A loan is financial assistance that enables students and parents to

SFAID - Maintaining Eligibility semester credit hours enrolled should contact our department to determine the effect on scholarship and financial aid eligibility A reduction in hours may result in an adjustment to the aid offered and may also affect a student s compliance with the Satisfactory Academic Progress SAP Policy Visit Award Proration for more details Coursework taken during the Wintermester part of term will be considered in Spring enrollment and coursework taken during the Maymester part of term will be considered in Summer enrollment Both the Wintermester and Maymester will be evaluated with the Spring and Summer financial aid census dates accordingly Please keep in mind that enrollment status for financial aid purposes may or may not match enrollment status as defined by the Registrar Students registered in cooperative education co op and internship programs are typically considered enrolled in a full time status by the Office of the Registrar However for financial aid purposes co op students are not eligible for all aid Co op students are eligible to receive student loans and may receive the Federal Pell Grant for the number of hours enrolled only Co op students are not eligible for work study nor State institutional grant programs Students enrolled in internships are eligible for aid awards based on the actual number of hours enrolled only Note Pell Grant awards are prorated based on hours enrolled The Texas B On Time Program requires 8 hours total enrollment for Summer eligibility For Federal State and Institutional Aid including scholarships the following will apply Scroll Table Left and Right Fall Spring Summer Undergraduate Full time 12 Three quarter 9 Half time 6 Full time 12 Three quarter 9 Half time 6 Full time 12 Three quarter 9 Half time 6 For State and Institutional Aid only including scholarships the following exception will apply Scroll Table Left and Right Summer Undergraduate Full time 8 Three quarter 6 Half time 4 Financial Aid Overawards Federal regulations require colleges to consider all educational financial assistance to be calculated in determining student eligibility Financial assistance includes but is not limited to grants loans scholarships waivers fellowships assistantships work study specific Veteran educational benefits and similar programs used to cover postsecondary educational expenses When a student receives more aid than his her financial need enrollment eligibility or cost of attendance permits the result may be an overaward Overawards must be resolved and may result in funds being returned to an aid program and a student owing the University money Scholarships Financial Aid typically adjusts overawards for students who are over need and for those students who exceed their cost of attendance prior to aid being disbursed However if a student receives additional resources after all awarded aid is disbursed we will adjust aid as necessary in order for a student to remain best eligible for each aid program awarded If an overaward adjustment made by Scholarships Financial Aid results in a student account balance of 500 or more Scholarships Financial Aid in conjunction with Student Business Services will place a hold on the student s account that will prevent course registration and transcript release Upon receipt of payment in full the aforementioned hold will automatically expire Award Proration How does this affect my financial aid Scholarships Financial Aid initially awards all students assuming full time enrollment Students records are then reviewed each semester to determine if they are enrolled less than full time Adjustments are then made to the financial aid awards of students enrolled less than full time This review and adjustment occurs each semester prior to the financial aid disbursement date and then again at census date the official 12th class day of the semester Award and Program enrollment requirements Repeated Coursework The Department of Education has published regulations which impact students who repeat courses These regulations are part of a series called Program Integrity Rules and were effective July 1 2011 Beginning July 1 2011 students may only receive federal financial aid funding for one repetition of a previously passed course Examples of repeated coursework that may or may not count for financial aid eligibility Allowable Repeated coursework may be included if the student received an unsatisfactory or failing grade There is no limit on the number of attempts allowable if the student does not receive a passing grade NOTE If the student passed the course and then subsequently failed it they cannot receive aid for the course the third time Allowable Student is enrolled in 15 credit hours which includes 3 credits repeating a previously passed course Because the student is enrolled in a minimum of 12 credits which are not repeats the student s financial aid eligibility is not impacted by the repeat Not permissible Student receives a D in a course and decides to repeat the course to improve his her GPA The student may repeat this passed course one time but if the student wants to repeat it a second time the second repeat would not count for financial aid eligibility In this example the student is enrolled in 12 credits including the 3 credit second repeat so only 9 credits will count for financial aid eligibility All repeated courses do affect financial aid satisfactory academic progress calculations A repeated course along with the original attempt must be counted as attempted credits Drug Convictions and Eligibility According to federal regulations students convicted for a drug offense that occurred during a period of enrollment while they were receiving Title IV Federal Financial Aid may lose eligibility for Federal Aid Federal Aid includes Federal Pell and SEOG Grants Federal Work Study Federal Perkins Loan Federal Stafford Loan Federal Plus Loan Graduate Plus Loan If a student answers Yes to the question on the FAFSA regarding conviction for possession or sale of illegal drugs they will be sent a worksheet by the federal processing center in order to determine if the conviction affects eligibility for aid Should the financial aid office be notified that a student has been convicted of sale or possession