Adhesion contracts are a big part of how we have lost our sovereignty, rights and freedom. An adhesion contract is one that heavily restricts one party while leaving the other free with all the bargaining power. Examples include forms and contracts with the IRS, SSA and DMV, as well involving voter registration, bank accounts and credit cards. By law all valid contracts require parties to enter knowingly, willfully, and voluntarily, with full disclosure of all of the terms; if not, then the contract is considered unconscionable and an act of fraud, and may be nullified, rescinded and revoked dating back to its original signing.