Personal Installment Loan

HNB offers secured and unsecured installment loans to support your borrowing needs. A secured loan means that the loan is financed by using collateral in exchange for the funds that you are borrowing in the event you are unable to pay back the loan. An unsecured loan means that you are being lent the funds outright, without the extension of another asset in support of the granting of upfront funds. Both loan options are available with lower rates than most credit cards with easy to manage monthly payment plans.

LifeLine Personal Line of Credit

Be prepared for the unexpected with a LifeLine Personal Line of Credit. An unsecured loan option, a personal line of credit allows you to borrow what you need, when you need it up to your approved credit limit. To use your line of credit, simply transfer funds to your checking account or write a check for your expenses.