We design our appsWith the nuances of your industry in mind.

To power those appsWe constructed a robust new platform.

Our Apps

Introducing OurIndustry First Platform

Online transactions are complex. Money runs a maze of separate services for card processing, accounting, bill payment, and collection. And the rules that govern it all change constantly.

Finxera handles all of these problems with one incredible platform made up of three specialized layers. Our Core Engine does the heavy lifting, covering everything from security and compliance to money movement and account management.

The Connector Layer engages financial networks with a single solution for multiple business needs. The API Layer gives developers all the tools they need to connect a wide range of customized apps.

Platform Highlights

Every Year

We Move Over 2 Billion Dollars

Every Month

We Process 6 Million API Calls

Every Day

We Manage 200K FDIC-insured Accounts

PlatformCore Engine

Our apps are powered by the Finxera Core Engine. It’s built with robust technology and a scalable architecture that has the ability to handle every aspect of the transaction lifecycle. The Finxera Core Engine operates with maximum speed and security, bringing efficiency and peace of mind to online transactions.

Money Movement

Credit Cards

ACH

Bill Pay

Checks / Wire

Accounts

Open

Validations

Ledgering

Reconciliation

Compliance

BSA / AML

OFAC

Transaction Monitoring

PCI / SSAE

Scalability

For the cloud

On the cloud

No SPOF

Hot Backups

Security

Encryption

Coding Practices

Intrusion Detection

File Management

PlatformConnectors

Connectors allow the core engine to easily connect to external systems like the NACHA network, bill pay networks, banks, identity verification systems, FedWire, and card processors. Because the Finxera platform was built with scalability in mind, connectors facilitate the rapid integration of new networks and payment methods without impacting the core engine.

PlatformAPI Layer

The Finxera APIs allow applications and extended business logic to be crafted from our core functionality. Approximately 29 APIs enable an unprecedented combination of solutions to be created. Developers can validate clients identity, create bank accounts, collect money into those accounts, and move money out with a choice of SOAP or RESTful methods.