Quotes will vary by business depending on the state, size of the business, and the limits/deductibles selected.

Competitive general liability rates

We want to save you money wherever we can. Below you’ll find a few more ways you can reduce your insurance costs.

Good risk management is rewarded - If you employ good risk management procedures we'll reward you with lower rates.

Switcher rate reductions - If you currently have general liability coverage for your small business with another company we offer up to a 15% discount when you replace it with a Hiscox policy.

Home based businesses - If you run your business from home, we also offer further discounts of up to 10%.

Multiple product rate reduction - Buy more than one product from Hiscox, and we will offer up to an additional 5% rate reduction.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.