Moving out problems

I’ve been with my SO (significant other) for about 3 years now, this is our first baby. He still lives with his parents and I still live with my mom. We were planning on moving out not to long ago then a week later his parents were telling him he won’t make it and for us to just live with them in the mean time to save up. But the thing is we aren’t looking for a house we were looking for apartments, have you ever heard of having to save up for an apartment before?
I also don’t want to live with his parents because then we won’t have our own privacy and they’ll keep trying to get into our business then it will cause problems and I don’t want that.

Between a security deposit and first and last month's rent, it gets expensive just to get the keys. I would save what you can because when you move in you'll realize you'll need a coffee maker or a kitchen table, beds, all kinds of furniture, curtains, etc. Even if you have most of the items you'll be moving into the place, the little things you don't have add up quickly. Like, a can opener and pot holders and other things.

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"Ones wealth is not determined by whether or not you shop at Target, but by how many carts one can fill atTarget." -mom2petrones

Typically apartments require an application fee of about $100 and then an additional deposit typically in the amount of the first month or two's rent, plus any additional fees for pets, etc. Being out on your own, I would definitely try to have some cushion money saved up just in case as miscellaneous/unexpected costs always seem to creep up when you're least expecting them - i.e. car problems, insurance rates go up, etc.

I'm not sure of your current financial stance between the two of you, but just be aware that there are other costs that come with living on your own - i.e. food, toiletries, utilities, water/sewage/trash, cable/satellite, phone bill, insurance, car payments if you have them, etc. It all adds up pretty quickly. Not that it is impossible, people literally do this every day and there are so many ways to make it work. But perhaps that is the cause for his parent's hesitation. Maybe outline that you guys have a financial plan and are aware of the costs and believe you have what it takes to make it as adults.

Keep in mind, it is always difficult for parents to let go of their children, especially when they can see a difficult road lies ahead. But at the end of the day, it has to happen.

It’s probably best to save first. A lot of apartments make you pay a security deposit along with first months rent before you move in. When my boyfriend and I moved out on our own I didn’t realize how much money I’d need to spend to actually make it a home, not to mention groceries shortly after moving in, cleaning supplies, and anything else essential.

Also, I agree with PPs - take every second you have before baby comes to work and save up as much money as possible. It will be much harder once the baby is here, and if you don't have things like furniture, dishes, etc to fill an apartment already, you definitely need to account for those costs in advance.

I don't know your 'in Laws' however I'd refrain from moving in. I definitely echo the rest of the ladies with the 'Save before you two move'. Do some research each area has different requirements. Where I am, it's safe bet to have $750 per month for a one bedroom apt, and deposits and fees for up to $400. Then include rental insurance, utilities (in my experience about $250 per month should cover, but I was single). I am assuming you both will be saving for the move, so it'll be better to stay where you guys are for a little bit more so you both will be financially ready to move.,

If his parents are worried about him moving out, you may want to dig more, sometimes is more than just a mamma being worried about her baby to leave the nest. I missed that when my husband and I moved in (AFTER getting married btw) and I should've dag more in depth, had no clue my husband spent like money grew in trees, we're still working on that but it's something you may pay attention.

I would be pretty hesitant to live with his parents too. We recently lived with my parents for a few months after moving out of state. While it wasn’t that bad, there’s nothing like the freedom being out on your own and living life the way you’d like to, even if it’s really hard. See what apartments in your area require of you and decide if you can swing it. It’s hard but it’s sooo worth it.

If you've both been living with your parents, have you been paying rent? If so, how much per month each? If not, I'd hope you have a lot already saved...

As others have said, you'll need an application fee, and typically first month's rent plus a security deposit (usually equivalent to one month's rent) and sometimes also last month's rent. Do you have any idea what rent will cost you per month?

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