Free Kasasa Cash

Choose free checking that pays a high rate and refunds your ATM fees.*

Kasasa Cash® is free checking designed with you in mind — earn up to 3.00% APY* for doing banking basics that make your life easier, like using your debit card.

You’ll also get refunds on your ATM fees, nationwide — whether you’re in Battle Creek, Coldwater, Albion or anywhere else in the United States. To make it even better, you can add a free Kasasa Saver® account to build your savings effortlessly.

Benefits

Free checking that pays high dividends

3.00% APY* on balances up to $7,500

3.00% to 0.67% APY on balances over $7,500 depending on balance in account*

0.01% APY* if qualifications aren't met

Refunds on ATM fees, nationwide (up to $20 monthly)*

Can link to free Kasasa Saver account

No minimum balance to earn rewards

No monthly service fee

Free online banking

Free bill pay

Free e-Statements

Free mobile banking

Free debit card

Unlimited check writing

No minimum deposit to open

It’s easy to earn your rewards.

Meet a few simple qualifications, and you’ll be on your way to a higher rate. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

Have at least 12 debit card purchases post and settle

Be enrolled in and agree to receive e-Statements

Be enrolled in and log into online banking

A Monthly Qualification Cycle begins on the day before the first day of the statement cycle and ends on the day before the last day of the statement cycle.

Don’t worry — there are no penalties.

Even if you don’t meet these qualifications, your Kasasa accounts are free. Plus, you still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Link this free account to your Kasasa® checking to make saving easy.

When you earn cash rewards in your Kasasa® checking account, those earnings transfer into Kasasa Saver. All the while, your Kasasa Saver pays up to 0.55% APY* on your balance. Saving has never been easier!

Benefits

Free account that builds your savings effortlessly

Links to free Kasasa Cash or Kasasa Cash Back checking

Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings

0.55% APY* on balances up to $10,000

0.55% to 0.14% APY on balances over $10,000 depending on balance in account*

0.01% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back

No monthly service fee

No minimum balance to earn rewards

Free online banking

Free e-Statements

Free mobile banking

No minimum deposit to open

It’s easy to earn your rewards.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

Have at least 12 debit card purchases post and settle

Be enrolled in and agree to receive e-Statements

Be enrolled in and log into online banking

A Monthly Qualification Cycle begins on the day before the first day of the statement cycle and ends on the day before the last day of the statement cycle.

NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act