News and bulletins

Serious fires originating in outside storage are a frequent occurrence, due to the range of occupancies commonly encountered there, often resulting in widespread destruction and major business interruption.

You’d be mistaken for thinking road traffic accidents only happen to a certain type of driver. In fact, any road user of any age driving any vehicle anywhere in the country could cause a collision. Which is exactly why we pay car insurance in the first place.

However, some areas, drivers and manufacturers are more error-prone than others. Let’s crunch the numbers.

Known as ‘the silent killer’, accidental carbon monoxide poisoning causes around 60 deaths in the UK every year throughout England and Wales. One in 10 adults in Britain has experienced some degree of carbon monoxide poisoning in their homes. When it is breathed in, it renders your body unable to carry oxygen, causing vital functions to slowly fail.

Typically referred to as IR35, the Intermediaries Legislation was implemented in 2000 to tackle tax avoidance by contractors who did the work of permanent employees but bill through their services via limited companies. By doing so, such contractors could avoid being taxed in the same way as full-time permanent employees. This similarly benefits the employers who subsequently do not need to pay these ‘limited companies’ National Insurance contributions or provide employee benefits.

Fire is probably the most likely catastrophic risk to which we are exposed; this exposure can
occur not only in the workplace but also in the home. When a fire occurs, not only does it
pose a major threat to life but it can destroy property and cause major business loss, or in
many cases, failure.

After an accident do our fleet drivers know their legal responsibilities? John Davidge of Cardinus Risk Management takes a look.

Imagine the scene – you’re driving along the road, minding your own business when an oncoming car swoops into view, drifting slightly towards you – and BANG! Your driver’s door mirror is no more. What’s more, the offending car is disappearing fast in the distance without stopping. Well, how much is that going to cost me…? It’s frustrating, but it’ll get repaired in a few days. It’s more money gone but that is the cost of running a car these days.

Whether high temperatures are the norm in your working environment or circumstances have made it temporarily uncomfortable, it’s essential for you or your employees to be able to work safely in these conditions

Gone are the days where data from construction projects is filed away into metal storage cabinets and never seen again. As people across the globe are increasingly seeing the value of their data along with huge leaps in digital technology, the means of storing and using it are becoming progressively innovative.

As well as pre-booked summer holidays, unplanned absences tend to spike during warm weather. These days off, which are most likely to be on Mondays, Fridays and the day before holidays, are noted to reduce productivity by a whopping 36.6%.