Retail loans assets , vehicle loans in particular, are showing some signs of stress according to ratings firm CrisilBSE -0.68 % as it has observed signs of weakness emerging in the performance of retail assets for the first time in three years.

Delinquencies in commercial vehicle or CV loans are increasing. Monthly collection ratio or MCR of the asset pools that Crisil has rated dropped below 95 per cent for the first time since 2009. This decline in collection efficiency indicates that borrowers are increasingly delaying repayments; there is, therefore, a likelihood of increase in non-performing assets over the next few quarters.

For more read this link from Economic TImes --- http://economictimes.indiatimes.com/personal-finance/loan-centre/auto-loans/auto-loans-news/repayment-records-in-comm-vehicle-loans-hit-3yr-low-crisil/articleshow/19445344.cms