Privacy Policy

Smedley Financial is committed to fair information practices and we respect the privacy and security of our users. Our goal is to provide you with a personalized Internet experience that delivers information, resources, and services that are most relevant and helpful to you. In order to achieve this goal, we sometimes collect information during your visits to understand what differentiates you from each of our other users. We will not disclose your information to any person outside our organization except as described in this Privacy Policy.

Information Collection and Use by Smedley Financial
Smedley Financial logs non-personally-identifiable information including IP address, profile information, aggregate user data, and browser type, from users and visitors to the site. This data is used to manage the website, track usage and improve the website services. User IP addresses are recorded for security and monitoring purposes.

Use of Cookies
Cookies are a common device used by web designers to enhance a web site's functionality and make it more user friendly. A cookie is a small text file that a web site can place on your computer's hard drive to collect information about your activities while on the site. The information stored in a cookie can only be read by the site that placed the cookie. Cookies improve the user friendliness of web sites for several reasons. They store information so that you do not have to enter the same information every time you go to a new page or revisit a web site. The "shopping carts" used by many web sites are a cookie that keeps track of the purchases a web shopper wants to make. Cookies may work through a single visit to a web site, such as when tracking a shopping trip, or may be set to work through multiple visits when a user returns to a web site.

Links
Smedley Financial is not responsible for the privacy policies and/or practices on other sites. When clicking links to enter other sites, you should read and understand the privacy policy stated on that site. Our privacy policy only governs information collected by Smedley Financial.

Sharing and Disclosure of Information Smedley Financial Collects
Except as otherwise described in this privacy statement, Smedley Financial and Third Party Suppliers will not disclose personal information to any third party unless we believe that disclosure is necessary: (1) to conform to legal requirements or to respond to a subpoena, search warrant or other legal process received by Smedley Financial or a Third Party Provider, whether or not a response is required by applicable law; (2) to enforce the Agreement or to protect our rights; or (3) to protect the safety of users of the service or others believed to be in danger.

We may provide anonymous, summary statistics about the interests and preferences of visitors of our web site, traffic patterns and related site information. These statistics do not include personally identifiable information.

Changes in Our Privacy Policy
From time to time we may make changes to our privacy policy. If we make changes, we will post them on our site to make users aware of what the changes are so users will always be aware of what information we collect, how we use it, and when we may disclose it. A user is bound by any minor changes to the policy when she or he uses the site after those changes have been posted. If, however, we are going to use users' personally identifiable information in a manner materially different from that stated at the time of collection we will notify by posting a notice on our Web site for 30 days.

Smedley Financial Services, Inc. ("Smedley Financial") is an SEC registered investment adviser located in Salt Lake City, Utah. Smedley Financial and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Smedley Financial maintains clients. Smedley Financial may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Smedley Financial's web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Smedley Financial's web site on the Internet should not be construed by any consumer and/or prospective client as Smedley Financial's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Smedley Financial with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Smedley Financial, please contact the SEC or the state securities regulators for those states in which Smedley Financial maintains a notice filing. A copy of Smedley Financial's current written disclosure statement discussing Smedley Financial's business operations, services, and fees is available from Smedley Financial upon written request. Smedley Financial does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Smedley Financial's web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Located in Salt Lake City, Utah

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.