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Frequently Asked Questions Retirement

At your request, your employer should provide you with any of the following
estimates that apply to your circumstances. However, the U.S. Office of
Personnel Management determines the actual amount of the benefit that is payable
based on the laws and regulations and on the certified record of your
employment.

If you receive military retired pay, an estimate of your benefit with and
without credit for military service.

If you are considering deposit for military service after 1956, an estimate
of your benefit with and without credit for the military service you performed
after December 31, 1956.

If you are considering a deposit, under the Civil Service Retirement System,
for federal employment before October 1, 1982, estimates of the amount of the
deposit and the amount of your benefit with and without the reduction for the
deposit.

If you are considering a deposit, under the Civil Service Retirement System
(CSRS), for federal employment on/after October 1, 1982, estimates of the amount
of the deposit and the amount of your benefit with and without credit for the
employment period.

If you are considering repaying, under the Civil Service Retirement System
(CSRS), a refund of retirement contributions for employment ending before
October 1990, an estimate of the amount of the redeposit and your benefit with
and without the actuarial reduction taken if the redeposit is not paid.

If you are considering repaying, under the Civil Service Retirement System
(CSRS), a refund of retirement contributions for employment ending after October
1990, an estimate of the amount of the redeposit and your benefit with and
without credit for the employment period covered by the refund.

If you are considering a deposit, under the Federal Employees Retirement
System (FERS), for federal employment before 1989, estimates of the amount of
the deposit and the amount of your benefit with and without credit for the
employment period.

If you are considering providing less than the maximum annuity payable after
your death to a husband, wife, or ex-spouse, estimates of the amount of the
survivor's annuity and the amount of your annuity with and without the reduction
for full survivor's benefit.

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