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About Conjugal Property

My husband and I got married Oct2008 and separated physically on Dec2008. No annulment, no legal separation. Just physically.

I am using my maiden name with all of my documents except for my SSS and TIN. Now, in the next 2-3 months, I am planning to put up a business of my own and buy properties as an investment to secure na rin my son's future since we aren't receiving any support from my husband ever since.

yes pwede yun. you can also file a petition for judicial separation of property on the ground of abandonment so that you can acquire properties yourself after the court orders a separation of property.

I Have the same situation and would also need a legal document per the bank that I checked with.

I have been separated from my wife since 2007 and not in good terms, she went to US. Now I am purchasing a condo unit but developer suggested I declare myself single and work on an "in house" financing which is quite high in interest.

I'm almost done with the down payment and got an advise from them to also check with some banks that could approve bank financing/loan because they have lower interest rates.

One bank said they wouldn't declare me single but the spouse signature requirement in the loan application could be waived if I could present a lawyer's statement (somehow an affidavit, not the legal separation) stating we've been separated since x, with witnesses x.

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