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Terms and Conditions

This system is for authorized use only. The system usage may be monitored, recorded, read, captured, or subject to audit
in any manner by authorized personnel. Accessing and using this system constitutes consent to having system use monitored
and recorded. Unauthorized use is prohibited and subject to not only revocation of access but also criminal and/or civil
penalties due to violation of Federal and/or State laws. If criminal activity is discovered, the information will be
provided to the appropriate law enforcement officials. Suspected access or use violations should be reported to the
CSBS Chief Information Security Officer at security@csbs.org.

The State Regulatory Registry LLC (“SRR”) collects, compiles, organizes, indexes,
digitally converts and maintains regulatory information from registered and licensed
persons, registered firms, government agencies and other sources and maintains information
in the proprietary NMLS system.
SRR releases such information through NMLS Consumer AccessSM, which provides
information from the NMLS system to the public. Your access to NMLS Consumer AccessSM
information provided through SRR's NMLS database and system does not transfer any
rights in NMLS, NMLS Consumer AccessSM or related technologies to you.

Your use of NMLS Consumer AccessSM information is conditioned upon your
acceptance, without modification, of all terms and conditions of this Agreement.
Any information accessed, requested or provided through NMLS Consumer AccessSM
must be accessed, requested and used in accordance with the terms and conditions
specified in this Agreement. SRR reserves any rights not expressly granted under
these terms and conditions. Additionally, SRR reserves the right, at its sole discretion,
to modify the terms and conditions for use of NMLS Consumer AccessSM
information at any time by changing this Agreement, and any changes are effective
immediately. Such changes will be posted on the NMLS Consumer AccessSM
Web site.

The data and information in the NMLS is the property of the respective governmental
agencies furnishing the data and information to the NMLS. Accordingly, the use of
the data and information provided by NMLS Consumer AccessSM may be further
restricted by the laws of the applicable state(s). You agree that it is your responsibility
to be aware of, understand, and comply with any and all applicable laws and regulations
governing the use of NMLS Consumer AccessSM and of any data and information
obtained from NMLS Consumer AccessSM.

The data and information provided through NMLS Consumer AccessSM shall
be used ONLY in accordance with all other terms and conditions of this Agreement
to assist you, your clients or your organization in determining whether to conduct
or continue to conduct business with NMLS-registered persons or companies. All other
uses are prohibited. In no event shall the data and information provided to you
through NMLS Consumer AccessSM be used for any purpose referenced in
Section 603(d) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(d)).

You agree that you will not duplicate, download, publish, publicly display, modify
or otherwise distribute the information retrieved from NMLS Consumer AccessSM
for any purpose other than as expressly permitted by this Agreement. In no event
may you offer to others any information retrieved from NMLS Consumer AccessSM
for commercial purposes, or as part of a subscription service or similar arrangement.
You agree that you will not use the information retrieved from NMLS Consumer AccessSM
to develop or create a database of information to be sold, licensed or made otherwise
commercially available. You agree that you will not use the information provided
to you through NMLS Consumer AccessSM for purposes of soliciting registered
persons or companies for any purpose, commercial or otherwise. You agree that you
will not use any device, software, or service, including “scraping” programs or
services, to extract data or information from NMLS Consumer AccessSM
for any purpose.

You agree that you will not use any process to monitor or copy NMLS Consumer AccessSM
information in bulk, or to make voluminous, excessive or repetitive requests for
information. You further agree that you will not use any device, software or routine
to bypass any software or hardware that prohibits volume requests for information,
you will not interfere with or attempt to interfere with the proper working of NMLS
Consumer AccessSM, and you will not take any action that imposes an unreasonable
or disproportionately large burden on NMLS Consumer AccessSM or SRR.

All requests for permission to access or use NMLS Consumer AccessSM for
uses other than those described in paragraphs 4 of this Agreement must be made in
writing to SRR clearly stating the purpose and manner in which NMLS Consumer AccessSM
is proposed to be used. Requests may be submitted to:

SRR, in its sole discretion, may approve or reject any request that is inconsistent
with the terms and conditions of use of NMLS Consumer AccessSM.

Provision of information by SRR pursuant to NMLS Consumer AccessSM does
not constitute a waiver of any of SRR's rights, privileges, or immunities with respect
to the furnishing of disciplinary or registration information.

SRR does not charge for this service, which is offered pursuant to SRR's responsibilities
under Section 1502 of the Secure and Fair Enforcement for Mortgage Licensing Act
of 2008 (12 U.S.C. 5102) and under the laws of the several states and the District
of Columbia. In the provision of this service and the data and information contained
in NMLS Consumer AccessSM, SRR makes no warranties of any kind, and disclaims
liability to any person for any actions taken or omitted with respect to NMLS Consumer
AccessSM. SRR is not responsible for and cannot verify information contained
in NMLS Consumer AccessSM, and does not warrant or guarantee the accuracy
or completeness of the information requested. Neither SRR nor any affiliate or supplier
shall be liable for any loss of income, trading loss, or consequential, incidental,
or indirect damages, regardless of whether SRR has been informed of the possibility
of such damages.

Registered persons, registered companies, government agencies, and other sources
file disclosure information with SRR. Most disclosure information is available through
NMLS Consumer AccessSM within two (2) business days of being filed. In
certain limited circumstances, disclosure information may not be available through
NMLS Consumer AccessSM within the usual timeframe, but will be made available
as soon as practicable.

Consistent with SRR’s policies and procedures, SRR will disclose information on
individuals, through NMLS Consumer AccessSM, for five years after the
termination of the individual's SRR registration. Disclosure information reported
to SRR after an individual’s registration has terminated may not have been reviewed
by the individual; in addition, individuals who are no longer registered are not
required to independently report such information.

By checking this box, I agree to the Terms and Conditions.

Enter the characters in the exact order as they appear in the box below. Before
viewing any available Consumer Access information, we ask you to take this step
to help prevent unauthorized access to Consumer Access information.