Catastrophic Ground Cover Collapse Coverage

Sinkhole Loss coverage protects homeowners from structural damage to their home resulting from confirmed sinkhole activity. Sinkhole Loss coverage is different from Catastrophic Ground Cover Collapse coverage, which automatically is included in most Citizens policies.

Catastrophic Ground Cover Collapse coverage applies only when geological activity results in all of the following conditions:

Abrupt collapse of ground cover

A depression in the ground cover that is clearly visible to the naked eye

Structural damage to the building, including the foundation

Condemnation of the structure and order by government authorities that it be vacated

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Sinkhole Inspections

Since 2006, more than 15,000 sinkhole-related claims have been reported to Citizens.