representative example

We’re a fully regulated and authorised credit broker and not a lender. Rates
between 45.3% APR and 1574% APR - your no obligation quote and APR will be
based
on your personal circumstances - we search over 40 lenders to get you the
lowest
APR possible for you. Loan term lengths from 3 to 36 months.

Important Information

my-Loans is a trading name of Stag Finance Limited and is a fully licensed credit brokerage businesss authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under interim permissions number: 800913. We are registered with the Information Commissioner's Office in compliance with the Data Protection Act of 1998. my-Loans only operate with brokers and lenders who abide by the regulations of the Consumer Credit Act, the Financial Conduct Authority and the Information Commissioners Office.

As a broker we work with numerous lenders all of which have their own practices and distinct loan agreement terms and conditions. Late or non-payment may result in default charges, fees and extra interest charges. If you are likely to miss or have any problems making a payment you should contact the lender directly to discuss your options.

We do not perform any credit checks but the lender you have been matched with may perform traditional credit checks from a major credit reporting bureau. A missed and/or late payment may have a negative impact on your credit score.

As a broker we are not involved with the collection practices. If you are likely to miss or have any problems making a payment you should contact the lender you have been matched with directly to discuss your options. If you fail resolve with the lender directly then your account may be referred to a collections agency.

As a broker we are not involved with the decision to renew your loan. We work with numerous lenders all of whom have their own specific renewal policies. We encourage you to read the loan agreement terms and conditions specified by the lender we match you with carefully. Should you have any questions or if you need to renew your loan, please kindly contact the lender you are matched with directly. So be sure to read carefully the terms outlined by the lender you have been matched with. If you are likely to miss or have any problems making a payment you should contact the lender directly to discuss your options.

my-Loans work with a carefully selected panel of lenders who all abide to an ethical code of practise and are contractually committed to responsible lending. Our preference is for a lender to be a member of a trade body association. The code of practise and policy on responsible lending is available from all lenders for the customer's information.

Wondering what they say about us

Easy credit loan & best financial service provider

out of 5 from 1,400 reviews

Siana H

Perfect for what i needed. Found my lenders almost instantly. Would use again.

Sara jack

I would use this service again. Simple and easy!

Mark Hill

Could not find a better site to find a loan. A* from me.

my-Loans is a registered Trading name of Stag Finance Limited, who is fully authorised and
regulated by the Financial Conduct Authority and is entered on the Financial Services
Register under reference number: 800913. The registered office address is: 2nd Floor, 130
Old Street, London, EC1V 9BD. Licenced by the Information Commissioner’s Office
(registration number 11679970)
my-Loans registered office; 2nd Floor, 130 Old Street, London, EC1V 9BD

We are not a lender and do not provide credit to consumers. If you make an application
through this website it will be shown to a selection of our lending partners for their
consideration

Where we cannot place you with an unsecured loan Lender we will allow Guarantor and Secured
loan Lenders to assess your application. Think carefully before securing debts against your
home. Your home may be repossessed if you do not keep up repayments on a mortgage or any
other debt secured on it

my-Loans does not charge borrowers a fee for the use of the brokerage services, but it
receives a commission from lenders or other brokers where borrowers enter into a consumer
credit agreement with lenders and brokers following an introduction through this website. As
a broker we process the information you provide us and pass this onto our trusted third
party lenders and brokers to help you apply for a loan. For more information on how we
handle your data see our Privacy Policy

* This will depend on the lender you are placed with.

Subject to application being approved by the lender. Not all lenders are able to provide up
to $5000

.Subject to application being approved by the lender. Not all lenders are able to provide up
to $1000

upon acceptance of the loan offer and entry into an agreement with the lender, the lender
will transfer the cash within 24 hours.
Clearance of the funds is dependent on whether your bank accepts faster payments