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The Carta Group is a division of Community Bank, N.A. (CBNA), a national bank and parent company of Community Investment Services, Inc. (CISI), a financial services company. The advisors of the Carta Group serve as employees of Community Bank, N.A., under CBNA’s trust department and in this capacity provide financial planning services. Such advisors also serve as employees of CISI and in this capacity provide investment and brokerage services to clients.

Investment and Insurance products are:Not a deposit, Not FDIC insured, Not insured by any Federal Government agency, Not guaranteed by the bank, May lose value