Health Care can be very expensive. In 2010 alonethe U.S. spent $2.6 trillion on healthcare. That isabout $8,400 per person.

Researching health care costs for best price and quality can be difficult. There are many variablesused in determining the price of medical treatment, and generally associated costs are not public forthey are predicated on provider, place of serviceand payer.

​The best way to help control your health carecosts is to become a knowledgeable consumer.Be certain to speak with your provider. Ask if thereis a generic or lower-cost option on medicationsthat still provide high quality.

You may even contact your health insurer for assistance. Do Your Research!

Thanksgiving

Brown & Brown Metro, Inc. would like to extend a special greeting of thanks, this is our time to expressto our sincere appreciation for your confidence and loyalty.

We are deeply thankful and extend to you our best wishes for a happy and healthy Thanksgiving Day.

May the good things of life be yours in abundance,not only at Thanksgiving but throughout the coming year.

Holiday Safety At HomeA message from Personal Lines​Picture our perfect holiday. Perhaps You hear family members laugh while the fireplace crackles in the background. Or you enjoy your favorite holiday meal surrounded by friends and the glow of candlelight in your carefully decorated dining room.

With all the holiday buildup, you might not be thinking about Fire Safety, you can help preserve these peaceful memories by doing a little preparation.

Know the DangersNearly 156,000 fires occur during the winter holiday season. There are 4 main fire hazards that every home owner should know.

Discuss these tips with your family to help ensure a safe and happy holiday for everyone.

Happy Holidays!Your Brown & Brown Metro, Inc. Personal Lines Staff

Ebola Breakout in U.S. (Live Well, Work Well)

By now everyone has seen or heard the news that Ebola has reach the United States. Even though it is a highly infectious virus, it is the most difficult to contract. Ebola can only be contracted through bodily fluids that enter through open cuts or abrasions on the skin. It also does not become contagious until the carrier begins to show symptoms.

Most of the early symptoms are similar to the flu and other ailments. A few of the symptoms are:​- A fever higher than 101.5- Severe Headaches- Weakness- Abdominal pains- Unexplained bleeding or bruising.

​If you begin have any of these symptoms, immediately go to a doctors office to have check as a safety procedure and for awareness. ​

Succeed with Social Media"Mobile Optimizations"​Smart phones are owned by over 90% of Americans. Using the internet on it has become a common practice. With the widespread use of mobile internet it has made it possible for businesses to adapt to how customers and prospects access your websites.

Crafting a mobile-friendly sites makes it easily accessible on all mobile devices which is important for business.

Here are some tips to consider with optimizing your site for mobile devices:

Avoid large graphics

Use a Single column and collapsible navigation for the site.

Feature a click-to-call number with easy access contact information.

Make it "thumb friendly" by spacing out links.

Make visual cues for loading page.

If service or good are sold online include a "Buy" button and a shopping cart.

Reduce typing and scrolling needed.

Give users options to switch between mobile and desktop version of site

With using these tips it helps businesses reach newer heights.

Online Enrollment In Federal SHOP Exchange available in 2015

Online enrollment will be available for the first time in the Small Business Health Options Program (SHOP) Exchange. Small employer with up to 50 employees will be able to participate in it, by 2016 this will increase to 100 employees. Then in 2017 states may allow businesses with over 100 employees to participate in the program.

When online enrollment is available on November 15, 2014 employers will be able to choose coverage , complete an application, and enroll online through Healthcare.gov . Employers may also use an agent or broker to help complete the enrollment process.​