Standard ErrorsShort-term disability plans: Method of funding

Table 22. Standard errors for short-term disability plans: Method of funding, Stateand local government workers, National Compensation Survey, March 2013

Characteristics

Non-commerciallyinsured1

Commerciallyinsured

Legallyrequired

Other

All workers

2.4

2.3

1.1

0.7

Worker characteristics

Management, professional, and related

2.6

2.5

1.2

0.8

Professional and related

2.7

2.4

1.5

1.0

Teachers

4.3

3.9

2.8

0.8

Primary, secondary, and special education school teachers

4.8

4.9

–

–

Service

3.9

3.6

1.8

1.1

Protective service

6.4

6.0

–

–

Sales and office

4.3

3.8

1.2

1.6

Office and administrative support

4.1

3.7

1.3

1.6

Natural resources, construction, and maintenance

6.6

6.1

–

–

Production, transportation, and material moving

7.3

6.8

–

–

Full time

2.5

2.4

1.1

0.6

Part time

7.3

5.0

–

–

Union

3.2

3.0

1.9

0.8

Nonunion

3.3

3.2

0.2

1.1

Average wage within the following categories:2

Lowest 25 percent

4.4

4.0

0.5

2.2

Lowest 10 percent

7.7

6.0

–

–

Second 25 percent

3.4

3.2

0.9

0.8

Third 25 percent

3.4

3.4

1.3

0.9

Highest 25 percent: Highest 10 percent

2.8

2.6

–

–

Establishment characteristics

Service-providing industries

2.3

2.3

1.1

0.7

Education and health services

3.3

3.2

–

–

Educational services

3.9

3.8

1.5

1.4

Elementary and secondary schools

4.4

4.4

1.5

1.9

Junior colleges, colleges, and universities

4.2

–

2.5

–

Healthcare and social assistance

4.5

5.2

–

–

Hospitals

5.8

6.5

–

–

Public administration

4.2

3.9

2.1

0.7

1 to 99 workers

8.5

8.6

–

–

1 to 49 workers

12.4

–

–

–

50 to 99 workers

11.1

10.9

–

–

100 workers or more

2.3

2.2

1.2

0.8

100 to 499 workers

5.6

4.9

3.2

2.3

500 workers or more

2.4

2.5

0.8

0.7

State government

3.1

–

1.6

–

Local government

2.4

2.6

1.1

1.0

Geographic areas

New England

21.5

–

–

–

Middle Atlantic

–

3.6

3.5

–

East North Central

4.2

–

–

–

West North Central

11.5

11.1

–

–

South Atlantic

7.5

7.7

–

0.9

West South Central

12.9

13.2

–

–

Mountain

–

12.2

–

–

Pacific

3.3

2.1

–

–

1Employer assumes all risks and expenses ofproviding the benefit.

NOTE: Dash indicates no workers in this category or datadid not meet publication criteria. For definitions of majorplans, key provisions, and related terms, see the "Glossaryof Employee Benefit Terms" atwww.bls.gov/ncs/ebs/glossary20122013.htm.

2Surveyed occupations are classified into wagecategories based on the average wage for the occupation,which may include workers with earnings both above andbelow the threshold. The categories were formed usingpercentile estimates generated using data from the NationalCompensation Survey publication, "Employer Costs forEmployee&
nbsp;Compensation - March 2013."