Personally I would upload the data to amazon web services, google storage, and/or azure storage (you can use 1 or all of these depending on your paranoia level). If you really are worried about the data being accessed you can encrypt it locally then upload (though then you have the issue of saving t...

I just purchased this titanium wedding ring for $10 and love it: http://www.amazon.com/gp/product/B0034ELTE0/ref=oh_aui_detailpage_o01_s00?ie=UTF8&psc=1 I now have 4 different rings (all under $20) of different shapes and materials. I'm all for diversifying wedding ring portfolios. This is bogl...

They kept calling me despite me saying I wasn't interested. No way to turn off the calls so I deleted my account since mint.com was enough for my purposes anyways. Hopefully that ends the calls permanently.

I feel that apple is too willing to get very small places for their stores. They end up with not enough room to help people because of this even during non-holiday times and during the holidays it just flat out gets insane.

Right now his job is mostly cash based so while he makes good money, he doesn't make a lot on paper to get a loan to buy it himself. So when he wrecks the place and doesn't pay rent you will have no way to go after him for the money even assuming it is the "under the table" cash work and ...

Personally I would try to pay off the loans student + car before buying a house. 6.5% is very high, you are paying ~$13k a year in interest on them. 1/2 of every payment is going towards the interest. That said while I think it would be a bit tight I don't see any reason why you can't afford a $475,...

I have heard that there are some taxes/laws that prevent a legacy from being truly permanent such as requiring they distribute a certain amount etc. I am going off vague memories though and could be mistaken.

I used to hear that if one person on a joint checking account died, the account would be frozen when the bank found out about the death. So I used to remind DH that the first thing to do after I die (if he wants to continue eating) is to remove as much money as he could from joint accounts and open...

You might want to consider editing your title to use proper language. This forum is not twitter or a SMS. Anyways I have never heard of doing this and I have a hard time believing the massive fees and other disadvantages of going with annuities especially from a pushy salesman would be worth it. Gen...

I realize you have enough to keep you busy, but figured I would mention this for others. I like Neil Asher's books. Take a look at Gridlinked as that is the first one of his Ian Cormac series. I should note that Asher later in the series does a fair amount of "that book was wrong" as it is...

I would recommend seeing a psychologist. To put it bluntly there is absolutely no scientific evidence that the things you are talking about cause any harm or have any effect at all. Every scientific study (real scientific studies not ones claiming to be scientific when they are not) has debunked cla...

I am rather amused that it continues to say that I have a rent bill of 1,250 when my rent bill is 1,025. I have no idea how it even does that... maybe it rounds up to the nearest $250 once bills get above $10000... which would be rather dumb. I have never paid any bills named rent for $1,250. I use ...

How is that possible unless someone is stealing data and manufacturing cards? They steal the card's info with a card reader then make a custom physical card with the data. Often times using gift cards and just re-writing the magentic info though I imagine some get really fancy and make one that loo...

He may not have had cell reception. The phone will send out a message "Hey anyone towers around" and the searchers can monitor for that (I'm not sure if a tower needs to do anything for this to happen, but if so the searchers would presumably have something capable of imitating a tower and...

Honestly I would consider the executive carpet bomb and/or keep talking and asking to talk to a higher supervisor. Their website caused you to be confused as to if it worked or not. They should have a way to revert it. I find it hard to believe that there isn't some way they can do it especially hav...

DCU (Digital Federal Credit Union) is pretty good. Never had a problem and they don't take the money out until it is cashed if they have to send a check. Though honestly I prefer the money out when I send it... less chance of me forgetting about a check sent if I don't see the money in my account......

$100k 20-year term on a child would cost about $11/month, or a permanent $100k policy would cost about $25/mo. The biggest problem most parents have after the loss of a child is not the funeral expenses, it's the lost time from work coping with the situation. I've seen long-term disability claims t...

Where is the original poster? They have only 1 post to date. My guess would be OP didn't get the answer they wanted so has disappeared. Frequently people have made up their minds on this type of thing and are really just looking for their decision to be validated. When that doesn't happen they get ...

I would just use these items as negotiation for a higher salary. The salary is probably the most important thing anyways since bonuses and future raises are based on it whereas the 401k and stock options are unlikely to change and not going to increase.

I found some information on this Yahoo scheme. From the link you can find out what they know about you and what they are targeting. I have 27 companies tracking what I'm doing. There is an individual opt out option and an opt out-all option. I tried the all option and I got a message that it would ...

I would mention bioinformatics to him though if he is interested in the outdoors that may not be best. That said the well paying and easy to get jobs in biology are generally indoors in a lab or in front of a computer (bioinformatics being a computer, molecular bio being a lab). Bioengineering is qu...

Well for email you pretty much just have to bite the bullet and start telling people the new email. Send out an email telling folks that it is changing and with every reply you make doing it from the new email with a warning at the top that your email has changed. Log into as many websites as you ca...

Thanks for the replies so far. Should I assume the money will not be in the stock market anymore for a while because of this? When investments are changed within the 401K they are usually mapped into similar investments during a certain day. Is that the same when 401K's change providers. I'm really...

A number of forums I go to including reddit and fatwallet highlight who the original poster is in threads when they make additional posts in the thread such as making their name have a grey background or be a different color or some other method of highlighting. I find this really useful and helpful...

Oy the paranoia on here. Yes mint accesses your account at random times. Many others have explained why. As for the "you invalidate all legal protections giving out your password" yes the legal documentation says that. In practice if mint or any of these other services were ever penetrated...

For those suggesting walgreens etc. assuming you just want a generic adjustable cane amazon is far far cheaper even considering next day shipping. They are $12 on amazon (call it $20 with next day shipping) and $30-$40 at walgreens etc.

For some reason, I'm hard on USB cables or they aren't well made or something, and I wind up replacing them periodically. I've heard varying things about whether the "gold" ones are worth the extra few dollars. The non-gold ones I have had work perfectly well until they don't. I start los...

A few years ago when I was setting up my fund I found the best bet was CDs with Ally as they had some with only 3 month penalty and a somewhat decent interest rate. Since then though interest rates on the CDs have dropped and Ally has gotten more restrictive with withdraws. When it comes time to ren...

I had an ambulance company call me repeatedly and try to get me to pay claiming that I would get reimbursed by my insurer. Sure enough the insurer paid them direct. I have no desire to be an unsecured creditor to some random ambulance company. If at all possible I would let the insurance company sor...

The airlines probably decided that the impression that flying was so risky you needed separate insurance for it every time you flew wasn't all that great an idea for continued business. I think also some prominent attempts to bring down planes were done by people who bought this insurance with the h...

I like fatwallet's rating code (+, neutral, -) built in and displaying the rating. Though some say having the - encourages negativity so maybe not have that. Dunno how hard this would be to implement with this board's software. And I should note it can cause a competition which generally is not idea...

The people who are saying that the financial adviser is going to get rich off charging $200 an hour have no concept of the costs... I suspect a financial adviser would be lucky to get paid their hourly rate for 15 hours a week and is likely going to have to spend money on advertising and all sorts o...

The island has public health care hospitals however, for $10 you can skip the line and have all the access to private doctors and hospitals. Does it have health care even for non-citizens which I assume your husband and possibly kids would be? Generally there are rules etc. to prevent people from c...

When a salesman advises life insurance as protection and growth, don't think....run! I am quite aware that life insurance is a poor investment. Then again, so is a bank account - but at least the former offers some protection against a frivolous lawsuit (in certain states). What objection do you ha...

Generally the rule of thumb is that life insurance should be used for life insurance. It should not be used for asset protection or anything else that is not to provide for the family in the event of a death. You should use a combination of insurance, LLCs, prenups which are designed for asset prote...

Personally it sounds like she should consider refusing this inheritance. She does not have the assets to take advantage of this and the no sell restriction is going to cause major issues that I have to doubt if can be easily managed by someone unfamiliar with real estate over a great distance. If sh...

Personally I am of the opinion that for most legal things you are far better off paying the money for a lawyer. There are many details which if missed can have huge financial impacts and sometimes laws will be state dependent etc. And honestly I find their whole site unprofessional and would be even...

Or if there's any substantial risk in buying one, trying it out for mining, and returning it in Best Buy's 2 week window if it didn't work well for mining... I could easily carry it with me to the library and plug it in there while I do homework. Personally I would consider plugging in a mining mac...

You all do realize you are replying to a thread that had it's last reply well over a year ago. And the first person replying to said year old post it is his only post which tend to point towards paid advertising though maybe it is just someone new to the forum confused.

Write the will as you want it written -- ignore outside influences (relatives included). Just be sure to include a "no contest" clause, basically stating that anyone who brings contest to the will is disinherited. This prevents them from getting themselves included (post-mortem) in the pr...

I let a friend use my address while he was expat in Panama. He opened a bank account there (HBSC) and they dutifully started sending his statements to my address. A couple of years later he closed that account...HBSC dutifully continued to send account statements (now showing his ever increasing pe...

You might try giving a few banks that you use a call and seeing if they can raise this limit. Sometimes they can especially for a well established relationship. I know I did this with a bank that limited them to $500 and got it raised to $2k. Getting it above the $10k range is obviously quite a bit ...

There are USB sound cards out there. That would be your best bet. Just search usb sound card on amazon and you will find plenty of options. This solution will require external speakers though. As someone else said replacing current one is probably not an option and speakers are probably a big part o...