How do you update your credit score?

All credit scores are based on the contents of our three major credit reports: those from Experian, Equifax and TransUnion. So they can change whenever new information gets added to these reports. And that happens at least once a month, when lenders report your payment status and other account info to the major credit bureaus. Public records and collections accounts can be added at any time, too.

In other words, you can update your credit score by opening a new credit card account, paying down debt or otherwise adding new info to your credit reports.

With that being said, how quickly you’ll actually see your updated credit score depends on where you check it. Most free credit score providers update their scores on a monthly, or even quarterly basis. That means your credit score could change and you might not find out about it for weeks. WalletHub is the only site with free credit scores that are updated on a daily basis. So if you want to see your updated credit score as soon as it changes, sign up for a free WalletHub account. ​​​​​​​

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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

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WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.