I start at the beginning of the year and fill out my budget book. I have been doing this for 10+ years and it has evolved into the planners that I have created to share with you all. My husband and I sit down and work through our whole year in December. My husband used to hate this and now he sees how much it helps me to plan and actually have the funds set aside for all our big plans.

Toilet paper, makeup, diapers, wipes, toilet bowl cleaner... The list goes on and on. Use the repeat purchase planner to track how often you purchase some of the most common items in your household. Keeping track and estimating the cost of these purchases can relieve some strain off of your monthly groceries budget.

Confused on the three levels we offer? Each level is for a different spot you are on in your financial planning continuum. Each is a great place to be and each allows you to dig deeper and work harder towards your financial freedom.