Your personalised chance of approval

Chance of approval{{sliderProduct.productScoring.productLikelihood}}/10

Chance of approvalNot rated

Chance of approvalNot eligible

Being pre-approved means you’re an ideal customer for this lender and you’re guaranteed to get this card, provided you use the same details as you gave us, and you pass the lender’s ID checks.

We can’t give you a rating for this card either because we can’t match your details to your credit report, or we don’t have enough information about the lender’s acceptance criteria for this card.

You won’t get this card. This is usually because you don’t meet the lender’s acceptance criteria – for example, your income may not be high enough, you have credit problems, or you already have one of this lender’s cards.

This means there’s a good chance you’ll be accepted for this card. For every 100 applications from people in a similar financial situation to you, between 70 and 95 of them will get the card.

This score means it’s around fifty-fifty whether you’ll be accepted for the card or not. It’s worth a go if this is your highest score, and you need the credit for a specific purpose.

It’s unlikely you’ll get this card. For every 100 people in a similar financial situation to you who apply, only between 10 and 30 get accepted for the card. There’s still a chance, but rejection’s more likely than acceptance.

Why is this important?

Every time you apply for a credit card, a mark is left on your credit score. That means it's better to get it right the first time. Your scores help you understand which cards you have the strongest chance of getting. The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Chance of approval scale

10/10 = Pre-approved

Chance of approval10/10 GUARANTEED

10/10 GUARANTEED

10/10 = Pre-approved

Being pre-approved means you’re an ideal customer for this lender and you’re guaranteed to get this card, provided you use the same details as you gave us, and you pass the lender’s ID checks.

9.5/10 - 7/10 = Good chance

Chance of approval9.5/10

9.5/10

Chance of approval9/10

9/10

Chance of approval8/10

8/10

Chance of approval7/10

7/10

9.5/10 - 7/10 = Good chance

This means there’s a good chance you’ll be accepted for this card. For every 100 applications from people in a similar financial situation to you, between 70 and 95 of them will get the card.

6/10 - 4/10 = Fair chance

Chance of approval6/10

6/10

Chance of approval5/10

5/10

Chance of approval4/10

4/10

6/10 - 4/10 = Fair chance

This score means it’s around fifty-fifty whether you’ll be accepted for the card or not. It’s worth a go if this is your highest score, and you need the credit for a specific purpose.

3/10 - 1/10 = Low chance

Chance of approval3/10

3/10

Chance of approval2/10

2/10

Chance of approval1/10

1/10

3/10 - 1/10 = Low chance

It’s unlikely you’ll get this card. For every 100 people in a similar financial situation to you who apply, only between 10 and 30 get accepted for the card. There’s still a chance, but rejection’s more likely than acceptance.

Not eligible = Consider a different card

Chance of approvalNot eligible

Not eligible

Not eligible = Consider a different card

You won’t get this card. This is usually because you don’t meet the lender’s acceptance criteria – for example, your income may not be high enough, you have credit problems, or you already have one of this lender’s cards.

Not rated = We don’t have enough infoinformation

Chance of approvalNot rated

Not rated

Not rated = We don’t have enough infoinformation

We can’t give you a rating for this card either because we can’t match your details to your credit report, or we don’t have enough information about the lender’s acceptance criteria for this card.

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{{::product.productAttributes.repaymentDetails.minimumMonthlyRepayRate}}% of the outstanding balance on your statement (minimum £{{::product.productAttributes.repaymentDetails.minimumMonthlyRepayAmount}})

{{::product.productAttributes.repaymentDetails.minimumMonthlyRepayRate}}% of the outstanding balance on your statement

OR

The full balance if less than £{{::product.productAttributes.repaymentDetails.minimumBalanceToAvoidPayingFullBalance}}

OR

{{::product.productAttributes.repaymentDetails.percentageOfBalanceToPayAfterMissedPayment}}% of the outstanding balance plus interest, plus fees, plus any insurance premium, plus the amount of any arrears which are payable immediately.

If you make only the minimum payment each month, it will take longer and cost you more to clear your balance

The above minimum repayment details may vary between providers, so please review T&Cs for specific details

HOW YOUR PROMOTIONAL RATES WILL CHANGE

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FEES TO BE AWARE OF

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For a balance transfer, you'll be charged {{::product.productAttributes.fees.balanceTransfer.handlingFee}}% of the balance you're transferring. There is a maximum charge of £{{::product.productAttributes.fees.balanceTransfer.maxFee}}.

For a balance transfer, you'll be charged {{::product.productAttributes.fees.balanceTransfer.handlingFee}}% of the balance you're transferring. There is a minimum charge of £{{::product.productAttributes.fees.balanceTransfer.minFee}}. There is a maximum charge of £{{::product.productAttributes.fees.balanceTransfer.maxFee}}.

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