How our Home-Owner's Debt Consolidation account works (up to $50,000)

If you are a home-owner and you are being dragged down by repayments on a number of credit accounts, credit cards, and other loans, NZ Finance's Home-Owner's Debt Consolidation account could be a great option for you.

By paying off those loans and credit accounts, consolidating them into a single loan, you can end up with a much lower single repayment which can be adjusted to suit your income, plus you get the flexibility of being able to redraw on the account should you need more money in the future.

The Home-Owner's Debt Consolidation accounts are currently only available to Auckland home-owners, however other parts of New Zealand may be included in the future.

Your Home-Owner's Debt Consolidation loan will not affect your current mortgage with your bank and you will continue making your bank mortgage payments as normal.

Why use NZ Finance Ltd for your personal loan?

Lots of so-called ‘finance companies’ on the web aren’t actually finance companies at all – they’re finance brokers. That means they’ll pass your application on to a genuine finance company like us, and take a cut in the process. But why would you want to deal with the middle men, when you can deal directly with the lender, and save yourself time and money?

Plus we’re a 100% Kiwi company, with real Kiwi staff, working right here in New Zealand. So when you talk with us, you’ll be speaking to a real person you can trust.