Comprehensive Product Menu

We are one of the largest distributors of annuities in the region. We are not restrained by a relationship with a national insurance company or broker dealer. This allows us the flexibility to offer products from many companies so we can serve a variety of client needs. We know of no other organization with such a wide product selection.

Proprietary Product Comparison Program

Our proprietary product comparison program is designed to consider all annuities available to us whether we sell them or not.

Are you wondering if an annuity belongs in your retirement plan? Tell us your retirement goals and aspirations. We’ll tell you which annuity products we believe would be a good fit. We will even go one step further and show you what we buy for our portfolios.

We're Here For You!

Have questions about a 401K or IRA? Have a decision to make about a rollover? Have questions about financial products you own? Considering purchasing an annuity? Want to know which best-in-class annuities we recommend and why?

We are delighted to provide those answers and more at no cost or obligation regardless of how many times you want to meet. If you’re looking for a second opinion concerning your retirement plan we will be happy to meet with you.

For over 60 years, people from all walks of life have depended on the Averill name for help with their IRAs, 401Ks, and retirement savings strategies.

At your direction, we are happy to work with your attorney, accountant, family member or the person upon whom you depend for feedback and advice. We would like to be member of your team.

Retirement Planning

We offer what we consider to be the best-in-class products for tax qualified or after-tax money. We offer tax sheltered annuities (403B’s) for doctors, educators, law enforcement and government employees. We also offer 401K planning, set-up and support for small businesses.

We are qualified successor custodians for 401ks, 403bs, IRAs, and other tax qualified plans. We can help you with a rollover on a tax preferred basis.

We are well known for practicing what we preach. The products we recommend are among the same we use for our own families’ retirement plans.

Single Purpose Planning

We are happy to work with other advisors or even compete with them for your business. In fact, we will happily give you a no cost or obligation second opinion to help you evaluate a new plan or the one you currently have. Being involved with us will keep everyone in your financial life on their toes.

Life Insurance

In addition to advising on retirement savings strategies, we are also well versed in all forms of life insurance products including universal and term life, irrevocable insurance trusts, pension maximization, buy-sell agreements, etc.

Many who purchased Universal Life insurance in the 80’s and 90’s are facing sharp premium increases and the real possibility their policies will lapse. We can evaluate your policy and advise you on the next steps to take.

Public Service

Mentoring is important to those who share the award-winning credentials we have, so we make giving back a high priority. Some of our public service initiatives include:

Providing insights to small business owners.

Authoring and producing value-driven financial documentaries which are nationally distributed on Public Television through the National Educational Television Association, and provided to schools and organizations across the country.

Team

The great part about working with us is our fantastic staff. Our staff members have been with us longer than many local firms have been in business. Although retired now, Cap Averill Sr. started the business in 1958.

60

The Averill name has been in business for nearly 60 years.

300

Our team has over 300 years of cumulative experience in the industry.

FAQ

Or: Questions we get asked a lot!

When it comes to questions, sometimes you just want an answer right now. That’s the purpose of the FAQ section. Here you’ll find answers to questions the Cap Averill II & Associates staff are routinely asked.

To some extent, by making deposits into tax qualified plans, if eligible, and/or tax deferral. However, you should consult with your CPA or tax advisor regarding tax questions related to your specific situation.

Human Interest

Leading Edge with Jerry Anderson

Conklin and Co. with Lee Conklin

Mr. Averill co-anchored the Public Television documentary “Wants and Needs” with Gordon Ward. He has been featured as a guest on WTOL’s THE LEADING EDGE with Jerry Anderson, WTVG’s CONKLIN and COMPANY, FOX NEWS and WSPD.

He studied at The University of Toledo, The Ohio State University, and University of California Santa Barbara. He continuously engages in additional educational pursuits and achievements in his field.

He has won international awards for his documentaries and independent films at the Hollywood International High Definition Festival, Paramount Studios Hollywood, International Wildlife Film Festival, Montana Cinefest, and Ozark Mountain Film Festival.