Program Description: Warsaw Federal is proud to partner with ACI to bring you the ACI Member Benefit Mortgage Program found at www.warsawfederal.com/aci-mortgage/. This exclusive program features a lender credit, $100 depository account, and the exceptional customer service we are known for.

Program Benefits:

$500 Lender credit at closing

Average time to close is 21 days

$100 pre-paid depository account*​

Program Notes:

Application must be submitted through the ACI Mortgage Portal

Minimum loan amounts may apply

The Warsaw Advantage:

Simple, straight-forward applications

Exemplary customer service throughout the entire loan process

Quick appraisals

Fast, in-house processing and underwriting to speed the approval process

Warsaw Federal's story began in 1893, when three Cincinnatians saw the need for financial services in the booming neighborhood of Price Hill. Franklin Walters, John Weber and Edward Doctor began the savings and loan company to serve that need. ​Our business was helping people get the loans and mortgages they needed. We’re still doing that, with convenient, friendly service online and in person.

*$500 off closing costs are available for 1-4 unit, owner-occupied properties with a first lien position. Appraisal, title, government and other third-party fees may apply (standard fees range from $1,500-$2,250). $100 deposit will be made after 3 business days of the mortgage loan closing. This account bears no interest and requires no minimum balance to be maintained in order to qualify or open the account. This offer is only available to employees and immediate family members of Allied Construction Industries member companies. Rates will be determined based on qualifications. Your specific situation may warrant a higher rate and payment based on credit history, income, and many other factors. Speak to one of our mortgage professionals to find your best possible rate. Offer is subject to credit approval. Additional terms and conditions may apply. Offer cannot be combined with any other offer or discount. Additional programs available for other properties and loan types. Warsaw Federal reserves the right to discontinue or change the terms of this offer at any time. Application must be submitted at www.warsawfederal.com/aci-mortgage. Consult a tax adviser regarding the deductibility of any interest.” Since this is our disclaimer paragraph it can be a smaller font, or however it fits best on the page.