When it comes to gift-giving, nothing beats the gift of communication, especially if you live far from your loved ones. The best way to stay in touch with them is through call, text, instant messaging, video call, and staying updated about them through social media. To do this, you may need a new smartphone. Or maybe, you just had a great year and deserve an upgrade from your previous handset.

If you’re still out there for some last-minute Christmas shopping and you’re in search of the best smartphone deals, here are the best promos from Home Credit.

· Availability: This special offer is currently available in selected Huawei concept stores and participating branches of the following Home Credit partners.
· Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount).
Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price

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· Offer: Exclusive for OPPO F1S only
· Loan Term: 6 months
· Promo Period: November 1 – January 31, 2017
· Availability: This special offer is currently available in selected Oppo Concept Stores and participating branches of the following Home Credit partners
· Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount)
Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price
With these promos, choose the smartphone you like best and get it on manageable monthly payment terms at 0% interest! Visit Home Credit for more information or the nearest participating Home Credit partners and SM Mall near you!