When to Reject an Insurance Settlement Offer

The life of an accident victim can become
very difficult and chaotic after sustaining serious injuries. You may need
significant medical attention, and it can be challenging to do things you once
took for granted. Accidents can leave the injured with mounting medical bills
while also preventing them from going back to work and earning a living.

Receiving an insurance payment can be of
great help to you and your family during this difficult time. However, it’s
common for insurance companies to present victims with settlement offers that
fall far short of their financial obligations. You have the right to reject an
insurance settlement offer. Do not hesitate to seek legal counsel that is
experienced in negotiating with insurance companies on behalf of injury
victims.

The legal team at Staver Accident Injury Lawyers, P.C. have represented many Illinois accident victims over the years. We understand how stressful and complex your life can become after sustaining a terrible injury. Contact us to speak with a knowledgeable personal injury attorney about how we can help you recover the insurance settlement that you and your family deserve. Call our office today at (217) 528-9955 or use our online contact form.

Consider
All Of The Damages That You Will Have After Your Accident

A terrible accident can sideline you for
a long time, and it can impact much more than just your health. In addition to
serious medical problems, you can miss a great deal of work or school. Many
people think only about the costs of medical bills and property damage that
occurs in the immediate aftermath of a wreck. However, your financial setback
can affect your life for many months or even years in the future.

Our firm has worked with many people
injured in work, recreational, or auto accidents. We understand that it’s
necessary to consider not just your current expenses, but the long term damages
that will burden you and your family. These can include the following:

Medical bills – Along with emergency
hospital bills, you may require ongoing doctors’ visits and procedures.

Lost wages – It’s possible that your injury
can keep you out of work for a long time. You have the right to seek
compensation for earnings lost due to an accident caused by someone else.

Emotional distress – Those who are harmed
in a devastating and violent accident can suffer from emotional distress that
requires therapy. This is often diagnosed as Post Traumatic Stress Disorder
(PTSD).

Property damage – An auto wreck can
leave you with many thousands of dollars in repair bills. You and your family
may rely on your car for getting to work or school.

How
A Lawyer Can Help You

While you have the right to reject an
insurance settlement offer, you may not know what to do next. Having an
experienced injury lawyer is essential in making sure you recover the
compensation you deserve. People are often surprised and uncertain about what
to do when their own insurance company offers them a disappointing settlement
after an accident. Every insurance company is seeking to reduce their liability
to pay damages. Their goal is to end your case quickly while also spending as
little money as possible. Given their extensive resources, it’s important that
you have a skilled attorney working for you.

After seeking emergency medical
attention, be sure to call a knowledgeable accident attorney without delay. Our
office has represented many injury victims, and we can do the following in your
case:

Negotiate for a fair settlement
– A low settlement offer from the insurance companies can be considered the
beginning of negotiations. Your lawyer must know how to build a strong case
that convinces the insurance company to pay a fair settlement in order to avoid
trial.

Win at trial – Our attorneys have years of
successful trial experience. We are ready to take your case to court and
recover damages there if you do not receive a fair settlement offer.

Illinois Statute Of Limitations Requires You To Act Without Delay

Illinois has a strict statute of
limitations that requires accident victims to file a claim for damages within
two years or possibly lose the right to sue for compensation. Our accident
lawyers know that an unacceptable insurance offer must be rejected without
delay. Waiting too long can leave your legal counsel with insufficient time to
properly investigate your case and recover an acceptable payment for damages.
The insurance companies know that the statute of limitations can put additional
pressure on you to accept a low offer.

Calling an experienced lawyer can help
you understand if an exception to the statute of limitations law applies to
your case. For example, the statute of limitations can be postponed to begin at
a later date if you were unable to notice the injuries caused by the other
party. However, this exception may not be available to you if the court finds
that you should have reasonably been expected to notice the harm you sustained.
Our legal team can review your case and determine how our state’s statute of
limitations will apply.

Contact
Staver Accident Injury Lawyers, P.C. Today

You and your family cannot wait around
for an insurance company to adjust their settlement offer in your favor. You
may have growing medical bills, and it might be impossible to return to work
for some time. Your lawyer can help you understand your ongoing financial
needs, and if you should reject an insurance settlement offer that is too low.
Given Illinois’ statute of limitations law, we encourage you to contact an
experienced accident injury lawyer today. We have negotiated on behalf of many
clients, and we understand how important a reasonable settlement offer is
during this difficult time.

If you’ve been hurt, it can be hard to know where to start. We begin every case with a free, no-risk evaluation. We’ll discuss your situation, answer your questions, and determine what comes next. Act now and get the recovery you deserve.

Staver Accident Injury Lawyers, P.C. helps injured people throughout Illinois. We use our in-depth knowledge of the personal injury process to investigate your claim and help you obtain the best outcome possible. If you've been injured, call us 24/7.

DISCLAIMER: Staver Accident Injury Lawyers, P.C. helps injured people in Springfield and through Illinois. We use our in-depth knowledge of the personal injury process to investigate your claim and help you obtain the best out come possible. If you've been injured, call us 24/7. advice@illinoisinjuryattorneys.com.