Services & Coverage

The convergence of luxury service and custom coverage.

It’s amazing what happens when one treats “service” as a verb.

At Denver Agency, our role is not to sell you a product. It is to solve problems specific to your needs. And that requires in-depth knowledge of the high net worth lifestyle – from assets and aspirations to the unexpected and unique. Most importantly, it requires knowing you. And then treating you in a manner quite surprising for our industry, but one you’re no doubt accustomed to in other circles. Suffice it to say, we believe if Michelin handed out stars for risk management agencies, we would be the first on their list.

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Home & Estate

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Automobile

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Collections

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Excess

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Aviation & Travel

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Yacht

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Commercial

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Let's Get Started

Destroyer

Home & Estate

From contemporary oceanside estates to cozy ski chateaus to Upper East Side penthouses, we make sure every inch of every one of your homes is more than adequately protected.

Destroyer

All it took was a favorite duck, a bathtub drain of a certain size, running water and a distracted au pair. Now the Madagascar ebony floor in the room below is as warped as your uncle’s sense of humor.

Worry not. Denver Agency stands ready with the expertise and resources required to swiftly, expertly restore your home and belongings to their original, treasured states.

Vandal

Automobile

A car is just a car except when it isn’t. From Motor City muscle to mid-engine Maranello beauties, we provide coverage that goes well beyond the mass-market definition of “comprehensive.”

Vandal

When the Meisterstück rolled out of the folio onto the front seat, it was a minor irritation. Until you noticed the cap. Rather, the lack thereof. Now, a lovely streak of Ultra Black adorns the passenger thigh support of the once-pristine ’63 Mercedes 230 SL.

Worry not. Denver Agency stands ready with the expertise and resources required to swiftly and expertly restore your prized vehicles to their original – or restored – states.

Critic

Collections

If you own a cellar stocked with vintage Bordeaux, a hidden safe with heirloom jewelry, or a library full of first editions – or all of the above – you can rest assured in our ability to protect any collection against every possibility.

Critic

The party was months ago, yet the memory of that night remains. Unfortunately, it is in the form of a wine stain one overly enthusiastic guest left on the de Kooning. Not quite the type of abstraction the artist had in mind.

Worry not. Denver Agency stands ready with the expertise and resources required to swiftly restore or replace your prized pieces. And we’ll work to make the former the reality whenever possible.

You

Excess

It is one thing to have it all, and quite another to keep it. Fortunately, protecting yourself from lawsuits – whether frivolous or not – is as simple as it is important.

You

People of modest means are rarely the targets of questionable litigation. You, however, make an enticing mark – regardless of actual culpability. Though it would be nice if justice always prevailed, the truth is that a single judgement can wipe out an entire fortune.

Worry not. Being prepared for a worst-case scenario is as cost effective as it is prudent. Denver Agency stands ready to design the umbrella policy you need, and is ready to stand by you should the need of such a policy ever arise.

Stripes

Aviation & Travel

Perhaps you have the CEO of Gulfstream on speed dial. Or you fly your own experimental into Oshkosh every year. Then again, you may have no greater interest in aviation than whether your ticket includes a flatbed seat. But whether pilot, owner or traveler, we can protect all your wandering ways.

Stripes

These stripes are always earned. Whether you prefer taking the yoke or entrusting your craft to someone proven to possess the right stuff, you understand that being a captain of the skies requires equal parts skill, dedication and experience.

It’s time to hold your risk management firm to the same standards. Denver Agency stands ready with the expertise and resources required to protect your aircraft, your aviation skills and all your far-flung travels.

Swashbuckler

Yacht

Your personal watercraft may include a crew of 26 and a permanent reservation in Monaco. Or it may be a vintage Chris-Craft. But whether you prefer vessels for speed or luxury, we can tailor a policy that keeps risk stranded on the shore.

Swashbuckler

The stowaway was too big to be a spider, but that only made the scenario all the more frightful. And when the ensuing screams caught the attention of the captain, the hull caught the wrath of the dock. Transforming the mood aboard into something quite similar to the uninvited crustacean guest.

Worry not. Denver Agency stands ready with the expertise and resources required to swiftly, expertly restore your yachts and other watercraft to their original conditions and specifications.

Solved

Every individual, family and business is as unique as a set of fingerprints. And it’s just not in our DNA to treat you like a number. Our expertise enables us to examine your unique situation and identify the exact coverage you need, offering you not only value and reduced risk, but also peace of mind.

We seek out every clue to provide the perfect, custom-fit coverage, because having the right insurance should never be a mystery.