You should include workers you hire as employees to provide home improvement for construction type activities to your residence if the worker does not have his or her own business or their own workers' compensation insurance.

Important

A domestic household employer who pays workers $160 or more in any calendar quarter must provide workers' compensation coverage. BWC defines a calendar quarter as any consecutive 13-week period.

If you're hiring a contractor to perform home improvement and/or construction activities, you may want to verify they have active workers' compensation coverage.