We've all gotten a gift card or two that we wished had been to a different store or just been plain old cash. Cardpool is a web site for people selling—and to your benefit, people looking!—for discounted gift cards.

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How discounted? Discounts range from 3-30% on gift card purchases. Let's say, for example, you were going to do some shopping at The North Face outdoor store. You could head over to the listing in Cardpool for The North Face, grab a card around the purchase amount of the items you're looking for, and save an automatic 15%.

Cardpool only accepts cards that have no expiration date or associated fees so you'll never be stuck with a card that is decreasing in value because of non-use fees or on the cusp of expiration. While you're considering stocking up on gift cards, make sure to check out how to maximize their use and value.