To follow the telephone conference on-line go to www.tfbankgroup.com. To participate in the telephone conference, please call in using the relevant number below approximately 10 minutes before the start of the conference:

SE: +46 8 5664 2698

UK: +44 20 3008 9806

A recorded version of the conference will be available on www.tfbankgroup.com.

For further information please contact:

Declan Mac Guinness, 46 722 82 97, declan.macguinness@tfbank.se

TF Bank in short

TF Bank is an Internet based niche bank that offers consumer banking services through its proprietary IT platform with a high degree of automation. The company’s IT platform is designed for scalability and adaptability to different products, countries, currencies and digital banking solutions. TF Bank conducts banking operations (deposits and lending) for private individuals in Sweden, Finland and Norway, lending to private individuals in Norway and Poland as well as cross-border lending activities in Denmark, Estonia and Lavia.

About Us

TF Bank was founded in Sweden in 1987 for the purpose of offering financing solutions to customers who ordered goods from mail-order catalogues. Over time, the Group has grown both in terms of product offering, profit and geographical reach. Currently, TF Bank offers consumer banking services through a highly automated, in-house developed IT-platform designed for scalability and adaptability to different products, jurisdictions, currencies and digital banking solutions. TF Bank conducts banking operations with deposits and lending to private customers in Sweden and Finland, lending to private customers in Norway and Poland as well as cross-border lending in Denmark, Estonia and Latvia. The Group’s principal business is lending to the public through two segments: Direct to Consumer and Sales Finance. Direct to Consumer comprises mainly of loans of limited amounts to private customers. Sales Finance provides funding solutions for the handling of invoice and instalment payments.