What is AEP Open Enrollment 2020?

Since MA or drug plans can change drug coverage lists every year, you may want to consider switching your plan during Open Enrollment. Your Medicare Advantage plan can change it’s network of doctors and facilities as well, change they way they cover a medical service, and/or add additional benefits like dental, vision, and hearing. This is definitely the time to switch plans.

Taking that into account, if you are planning to switch from MA to Medigap, this is the best time for doing so as you can terminate MA and start your Medigap coverage on Jan 1. Call us for help with this case at 800-930-7956

Can I Switch My Part D or MA plan outside of Open Enrollment?

The answer is a firm “maybe”. If you moved out of your plan’s area or your plan misleads you, you can switch. When it comes to most of the other reasons, you can’t, unless you qualify for the Medicare 5-star rule. The 5 star rule takes place if your MA or drug plan is not rated 5 stars, and you find a 5-star-plan available in your area. If this is the case you can switch anytime of the year. If you would like help finding a 5-star plan call our licensed independent insurance agents at 800-930-7956.

Still need more information about Open Enrollment? Check out our Open Enrollment Toolbox below:

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