We offer simple loans and smart investments that help people take control of their finances and do more with their money. In the 12 years we’ve been in business, we’ve helped more than 60,000 people lend over £3 billion to 246,000 UK consumers.

And our journey’s only just beginning. In November 2016 we announced our plans to build a next generation bank so that we can bring a greater range of smart, ethical finance products to even more people.

We're looking for Credit Risk Managers to own credit risk for one of our many areas. This might be on existing products, on the portfolio, or owning credit risk on our new products as we launch them over the next 12 months. You be responsible for leading a team of Risk Analytics that's in charge of driving step-change improvements in credit performance by developing risk models, testing hypotheses and monitoring portfolio trends. In addition, the team also develop credit risk strategies spanning the entire customer lifecycle from Application and Fraud Prevention to Existing Customer Strategies, Collections and Recoveries.

This high performing team made up of bright individuals with analytical capabilities, who can translate numbers into business opportunities and deliver insights to drive decision-making.

The ideal candidate would have several years of experience in consumer lending using data and analytics to do several of the following:

Changing/removing/adding credit policy rules

Using a new scorecard to make decisions, doing swap analysis and understanding the risks

Building NPV models to inform lending decisions and marketing strategy, and understanding their limitations