BRIDGING LOANS: AN INTRODUCTION

Bridging Loans are a unique type of property financing that help people bridge a financial gap.

These loans are usually short term and interest-only, and can be agreed on relatively short notice when the applicant has a deadline to meet, such as a closing date on a property. They are often used during the buying and selling of properties, especially during auctions, or refurbishment work.

Bridging Loans are given on the value of a property, and your ability to pay the loan back – the ‘exit strategy’. Your ability to repay monthly payments still matters, but is less important than for basic mortgages. This means a decision can be reached quickly and help you out in time-sensitive situations.

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West One Loan Ltd is authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 510024. West One Secured Loans Ltd is authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 776026. Certain types of loans are not regulated, for example loans for business purposes or certain buy-to-lets.

West One Secured Loans Limited is a member of the Finance and Leasing Association (FLA).The FLA Lending Code can be found at www.fla.org.uk.

West One Loan Ltd is registered with the Information Commissioners Office.Registration Number: Z2651210.West One Secured Loan Ltd is registered with the Information Commissioners Office.Registration Number: ZA280381.West One Development Finance Ltd is registered with the Information Commissioners Office.Registration Number:ZA362893

West One Loan Ltd is registered in England and Wales. Company Number: 05385677. West One Secured Loans Ltd is registered in England and Wales. Company Number: 09425230.West One Development Finance Ltd is registered in England and Wales. Company Number: 11242570. Registered Office Address for these companies: 3rd Floor, Premiere House, Elstree Way, Borehamwood, Hertfordshire. WD6 1JH THIS IS FOR PROFESSIONAL INTERMEDIARY USE ONLY AND MUST NOT BE SHOWN OR DISTRIBUTED TO POTENTIAL CUSTOMERS