Thanks, Obama for doing something to help Main Street recover from the economic crash caused by Wall Street.

6:34 pm August 12, 2012

Linda wrote:

I believe you are speaking about the new HARP 2 progam...that program would only help the underwater borrowers whose loans were sold to Freddie or Fannie...what about any options for the underwater homeowners who cannot get a loan mod from their current bank or homeowners whose loans are privately held by the bank itself....thank you!

1:35 pm August 14, 2012

Heather wrote:

I do have a Fannie MTG but according to BOA they (BOA) doesn't own my mortgage and thats why they won't refi me...I really understand why people are giving up and moving on....I have not been late on any payment to Bank of America and they "claim" they took my mortage over in 2008. I don't think I should have to pay BOA if they don't own my mortgage...Just to let you all know, not EVERY Fannie or Freddie loan that is underwater and meets the criteria for refi are so lucky to do so.

8:39 am August 31, 2012

Motorcitybro wrote:

I was fortunate I guess to get a refi while underwater. I went from an ARM that adjusted annually to a fix that will be paid off in 20 years as oppose to remain with the ARM that would be paid off in 23 years. I guess over time if I remain in my house and paid off the mortgage now in 20 years as oppose to 23 years, that I would be saving in area of thirty thousand dollars. This is all speculative since my ARM could've gone as high as 12% and as low as 4%. Nevertheless I remain underwater and now my principal is more than it was when I was in the ARM: those closing cost and fees were added on.

10:04 pm September 5, 2012

DAVID FRIEL wrote:

THE HARP REFI PROGRAM IS A JOKE THE BANK WILL TAKE UR APPLICATION FEE TELL YOU AND RECORD THE CONVERSATION TELL YOU THE GUIDE LINES. WHEN YOU ACCEPT AND TELL THEM YOUR INCOME IS LOW BUT YOU NEVER MISSED A PAYMENT HAVE $60 K IN BANK AND YOU ARE RIGHT SIDE UP IN YOUR HOUSE AND PAY EXTRA TOWARDS PRINCIPAL EVERY MONTH FOR 4 YEARS THEY STILL TURN YOU DOWN FOR LACK OF INCOME ! THEN SIDE STEP AND TELL YOU AND TELL YOU YOU CAN NOT VERIFY WHERE YOU WORK BECAUSE I OWN THE COMPANY . I OWN A COMPANY ON THE FREEWAY. I EMPLOYEE 6 PEOPLE AND MAKE MONEY. HOW SAD WE CAN NOT HELP HARD WORKING AMERICANS. NEVER MISSED A PAYMENT. WHERE CAN I GET HELP?

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