22seven:Budget, track & save
4+

Meet your new money manager

iPhone Screenshots

Description

22seven is the free South African budget planner app that can safely link your bank cards so you see your money in one place.

#1 Create a budget to manage spending#2 After budgeting, keep track of how you spend your money: for all income and expenses#3 Invest money at low cost, tax free and online.#4 Backed by Old Mutual, one of South Africa’s most trusted financial institutions.

Meet your new budget manager. You. Show your money who’s boss.

* Get a centralised view of your money in one place.22seven is the money app that can link all South African bank accounts, credit and store cards, investments, loans and rewards cards. You can sync bank accounts from a large list of banks, including Standard Bank, FNB, Nedbank, Absa Bank, Capitec Bank and many more. Have the account balances and bank transactions updated for you every time you log in.

* Budget, track and invest your money better with the free 22Seven budget planner app.22seven is safe, secure, private and insured. We use the same security measures as banks, governments and the military. The information you share is always encrypted, and we won’t sell your data to third parties.

* Create a budget to effectively manage your spending.Adding a budget is easy for your expenses, investing and debt repayments. You can quickly set up the budget individually by your expense categories i.e Groceries, Eating out, Transport etc and begin tracking them.

Use the budget to compare what you spend in an average month with what you’re actually spending in the current month, and save or spend accordingly. Our customers find hundreds or even thousands to save, immediately, and every month.

* Get really good support from real, live people.Whether it’s how to link bank accounts, set up your budget, or how to invest through 22seven, our support team, the Svens, are always on hand to answer your questions, hear your concerns and share jokes. Day or night, live chat, email or phone.

* See exactly how much you spend on what.Income and expense transactions are gathered and updated automatically whenever you log into 22seven. On the budget, transactions are automatically sorted into categories so you know where your money goes, and see opportunities where to save on spending and invest your money.

* Make better money decisions everywhere.After you budget and you go do shopping at a supermarket, see how much you've spent so far on your grocery expenses. At a restaurant, see how much you’ve been spending on your eating out expenses. Better decisions help you spend less on what is not important and find more for what is.

* Have a view of what your money’s worth. Get a full picture of your net monetary value, how much you have budgeted, how much you really have to spend, what you already owe and what you can still borrow from the bank. Get oversight of complex financial portfolios all in one place.

* No more separate statements or slips. Your income and expense transactions are gathered and updated whenever you log in. You can also add notes, visualise or export your spending data at any time.

* Find any income and expense transactions instantly.From any time. Whether it’s 3 days, 3 months or 3 years ago. All your bank account transactions belong to you and we will host it for as long as you are signed up for 22seven.

* Your tax return is made easy.All your income and expenses are categorised and exportable. You can also use your transactions in 22seven to rock your tax return and get a 25% discount with TaxTim.

* Invest tax free, at low cost, and all online.Invest at the flick of a finger, in as little as 5 minutes. Put money in easily at any time, from as little as R350 with industry average beating fees, and tax free.

* 22seven is a free service from Old Mutual.Our service currently works with accounts from South African banks and financial institutions. While you can use it overseas, we don’t support foreign banks and other financial service providers.

What’s New

Version History

2.9.2

14 Feb 2019

We regularly release new versions of our app in an effort to fight the good fight against bugs and other pesky gremlins trying to ruin your 22seven experience.

2.9.1

24 Jan 2019

- We never called. We never wrote. Because we ran into some trouble delivering push notifications. So we did the necessary, and you should hear from us a lot more often.- We’ve added a new filter for the last tax year to the Transactions screen, so you can get that admin out of the way faster than you can say “is it a bird, is it a plane?”- If you want, you can now get price updates on your crypto coins as often as every 15 minutes.- A couple of bug and crash fixes

2.9

28 Nov 2018

- Crypto crazy? Then you’re going to love this. Because 22seven now lets you link over 1800 crypto coins for price tracking. We’ll track these prices over time as part of your regular account updates. But you can get price updates as often as every 3 hours if you like.- Reach your goals. Sooner. For a limited time, you’re now able to put a minimum of R250 into your goal (instead of the usual R350). Once off or monthly. Or both.- We’ve made some changes to the Budget and Goals tabs. They’re not only better to look at, but also easier to use.- Various improvements and bug fixes.

2.8.35

20 Aug 2018

Don’t mind us. We’re just making a few fixes and improvements under the hood so you have a better 22seven experience.

We have some amazing things lined up. So stay tuned!

2.8.34

2 Aug 2018

- We’ve added new ‘Spent’ and ‘What’s Left’ tabs to your Budget. Now you can easily flip between what you’ve spent so far, and how much you still have available for each category.- Category progress bars are back! But they come in the form of circles. Fancy.- Automatic account updates now live under the options menu on the Accounts screen.- A problem with Face ID on the iPhone X caused the app to crash. Get that smile ready, because this has been fixed.- We’ve also made some smaller changes to improve Goals.

2.8.33

17 Jul 2018

A whole lot of bug squashing. Be gone critters!We’ve also been working on some small fixes, copy changes, and general under the hood improvements.

2.8.32

12 Jul 2018

A whole lot of bug squashing. Be gone critters!We’ve also been working on some small fixes, copy changes, and general under the hood improvements.

2.8.31

5 Jul 2018

Say hello to your new Budget:

- We’ve removed the Spendometer. You’ll find a simple budget vs. spend graph in its place.- ‘Left of your budget.’ No more mental maths. We’ll do the sums from now on and tell you exactly how much you have left this month (or overspent - tut tut).- We’ve merged spending bars into a single bar for each Spending Group.- Categories will now turn red if you’ve gone over your budget.

Goals: Putting money towards your future can be a pain. But the right planning can change that. So we’re taking a new approach to investing. Goals helps you decide which investment to keep your money in and how much you need to save to reach your goal on time. While making sure you keep your hand out of the proverbial cookie jar.

Money Market Fund: We’ve also launched a new fund to help you save for things you want soon. It’s low risk, has a better interest rate than a regular bank account and gives you access to your money quickly.

You are now able to transfer Tax-Free Investments!

We’ve also made some under the hood improvements to Goals.

2.8.30

3 Jul 2018

New Features!

Goals: Putting money towards your future can be a pain. But the right planning can change that. So we’re taking a new approach to investing. Goals helps you decide which investment to keep your money in and how much you need to save to reach your goal on time. While making sure you keep your hand out of the proverbial cookie jar.

Money Market Fund: We’ve also launched a new fund to help you save for things you want soon. It’s low risk, has a better interest rate than a regular bank account and gives you access to your money quickly.

You are now able to transfer Tax-Free Investments!

2.8.28

1 Jul 2018

New Features!

You are now able to transfer Tax-Free Investments!

Goals: Putting money towards your future can be a pain. But the right planning can change that. So we’re taking a new approach to investing. Goals helps you decide which investment to keep your money in and how much you need to save to reach your goal on time. While making sure you keep your hand out of the proverbial cookie jar.

Money Market Fund: We’ve also launched a new fund to help you save for things you want soon. It’s low risk, has a better interest rate than a regular bank account and gives you access to your money quickly.

2.8.27

16 Feb 2018

Bug Fixes

2.8.26

8 Feb 2018

Finally, a new release for a new year.

iPhoneX and Face-ID support is now available. We also squashed a lot of bugs and made a few smaller tweaks you might not notice.

2.8.25

25 Oct 2017

Bug fixes and improvements

2.8.24

29 Sep 2017

Bug fixes

2.8.23

5 Sep 2017

Bug fixes

2.8.22

30 Aug 2017

Account icons: It’s time to get fancy. You’ve asked to be able to change the icons for your accounts, and now you can. Just go into any account, tap on the icon, then go ahead and pick something exciting.

Fixed: Congrats to the customer who noticed that we'd somehow omitted the letter 'e' from the word 'Forecast' in the Spendometer. Whoops. You win our heartfelt admiration. Typo corrected.

2.8.20

22 Jul 2017

-Transaction notes: Add them easily from the Transaction details screen. Make sense of your spend. Of those “I can’t remember what I bought that day?” transactions. Anything really. Summon your inner note-taker.

-Fixed: A bug where our support team sometimes couldn’t see which version of the app you were on while troubleshooting. Which was awkward, as they would ask you to upgrade to the latest version, which you’d already done. It won't be awkward anymore, and they’ll feel much smarter.

-Fixed: If you have ‘Keep me logged in’ enabled, you might have experienced some performance bugs after the last update. Logging out and in would solve it, but you shouldn’t have to do that. We're pretty sure we fixed what was wrong under the hood, but please let us know if you’re still having troubles, and we’ll check in the boot.

-Fixed: A crash would occur for some after login, now won't. Our post-login engine should once again be purring like a kitten.

-Fixed: After the last update, when navigating to transactions for a category in the Budget screen, monthly transaction totals wouldn’t display. Our bad. We’ve added them back, because they’re really useful.

2.8.19

3 Jul 2017

• Fixed a categorizing bug where it was not saving changes.• Fixed a bug on the accounts listing where foreign accounts were displaying the wrong amount.

2.8.18

28 Jun 2017

Updates• Life happens, so why be limited to only five transaction splits? We've added unlimited splits. Hooray.• In your budget screen, hide categories to see only your spending group totals.• Always wanted to bulk rename your transactions? Well, now you can.• We've included advanced filter options on all transaction lists. Filter away!• We've greatly improved our in-app notifications. They now slide in from the bottom, and not the top anymore. You asked, and we listened :)

Fixed• We fixed the bug where your net value graph wouldn't display. Sorry about that.• Transactions screen: we fixed the bug where the "Current Budget" filter would reapply after it's been cleared and you've edited a transaction. The "Current Budget" default filter now applies only after you navigate away and back to your Transactions screen.

2.8.17

25 May 2017

• Put your accounts in their place, by dragging, dropping and arranging your account cards as you wish.In your budget screen, hide categories to see only your spending group totals.

• Between 8am and 8pm, you can now chat to a real, live, warm-bodied Sven (aka our support guys), right from the Settings tab. They’re standing by to help as best they can.

• Bug fixes

2.8.16

26 Apr 2017

• Your Spendometer, now simpler and proportionally arranged by Spending Group.• The Transactions screen defaults to transactions in your current budget period.• Transactions in a foreign currency will display in ZAR. We’ve added the original amount and exchange rate to the transaction detail screen.• Bug fixes.

2.8.15

23 Mar 2017

Last release prevented some lovely new customers from signing up. This remedies that

2.8.14

20 Mar 2017

Fixed an issue causing the app to crash for certain users when they received a push notification.

* Bug fixes and stability improvements

2.8.13

8 Dec 2016

Bug fixes and stability improvements

2.8.12

22 Nov 2016

Bug fixes and stability improvements.

14 Feb 2019

Version 2.9.2

We regularly release new versions of our app in an effort to fight the good fight against bugs and other pesky gremlins trying to ruin your 22seven experience.

Ratings and Reviews

4.4 out of 5

126 Ratings

126 Ratings

KrylixZA
, 21/08/2018

By far the best budgeting app I’ve used

I’ve been looking for a budgeting app that works really well, particularly with South African banks and other account holder partners (because let’s be honest, the majority of the cards in our wallets and purses these days are membership cards and not bank cards) and until today I hadn’t found one that worked as well as my own spreadsheet. Not anymore though. This app is awesome. I’m able to see my entire financial situation on one view with my phone at any time. What a win.

KrylixZA
, 21/08/2018

By far the best budgeting app I’ve used

I’ve been looking for a budgeting app that works really well, particularly with South African banks and other account holder partners (because let’s be honest, the majority of the cards in our wallets and purses these days are membership cards and not bank cards) and until today I hadn’t found one that worked as well as my own spreadsheet. Not anymore though. This app is awesome. I’m able to see my entire financial situation on one view with my phone at any time. What a win.

Manaileng
, 05/12/2018

I Love this App

This is by far the best App I have used in 2018. Why did it take me so long to get it?!

It helps me keep track of all my spending to the cent. I am more aware of my spending habits as all my accounts are linked to the App. If you need budgeting tools and a reality check about your spending, this is the App for you. If you have a goal you saving towards, this is for you as the App tells you how much you need to save per month to reach your goal.

It’s WONDERFUL!!!!

Developer Response
, 07/12/2018

Wow! That's just what we love to hear. The highest of fives for your awesome review! We have plenty more features coming your way, so we hope you enjoy them just as much as the current ones ;)

Manaileng
, 05/12/2018

I Love this App

This is by far the best App I have used in 2018. Why did it take me so long to get it?!

It helps me keep track of all my spending to the cent. I am more aware of my spending habits as all my accounts are linked to the App. If you need budgeting tools and a reality check about your spending, this is the App for you. If you have a goal you saving towards, this is for you as the App tells you how much you need to save per month to reach your goal.

It’s WONDERFUL!!!!

Developer Response
, 07/12/2018

Wow! That's just what we love to hear. The highest of fives for your awesome review! We have plenty more features coming your way, so we hope you enjoy them just as much as the current ones ;)

@bradow
, 03/08/2018

Aiding South African Financial Management

I love this app not only because of its functionality but also the way that it’s creators have used their imagination to see how they could benefit everyone by offering a free app that would make it easy to invest in their platform. It’s changed our family budgeting (and marriage) for the better and continues to enhance the lives of our friends and family that we’ve recommended it to.

@bradow
, 03/08/2018

Aiding South African Financial Management

I love this app not only because of its functionality but also the way that it’s creators have used their imagination to see how they could benefit everyone by offering a free app that would make it easy to invest in their platform. It’s changed our family budgeting (and marriage) for the better and continues to enhance the lives of our friends and family that we’ve recommended it to.