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According to most psychologists about obtaining loans most often think people with low incomes. If the potential borrower has decided to purchase a vacation property in this way, a potential borrower is to start looking not financial institutions, and reputable construction company that is willing to provide such services. According to financial analysts one of the most popular tricks of financial institutions advertising their own loan products are so-called interest-free loans that are issued to potential borrowers in times of celebrations such as new year or Christmas to buy expensive gifts to their relatives or loved ones. Base this can be a violation of one of the parties to the contract. It should be noted the fact that the number of Bank and non-Bank financial institutions ready to provide its clients with cash now number in the thousands and all such organizations, according to advertising slogans and avenues, only exclusive, profitable and reliable credit conditions. Such is the irony. Of course, it all seems quite logical – they don't have enough money, so they try to get loans. ...

According to psychologists, the most conscious citizens are citizens of our country aged 40-43 years, as these people turn to financial institutions as a rule, to buy housing. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period. However, in fairness it should be noted the fact that people are having and older age, are not always able to boast of prudence.

In the future, referring any difficulties or shocks is that not every borrower is able to repay such an expensive mortgage loan, which leads to the fact that borrowers start to rush, trying to refinance the loan or to change bought on credit "square meters" for cheaper housing. Minors are considered children up to 14 years. It should be noted that loans to purchase real estate are considered to be rational, however, some borrowers even when getting these loans manage to overreact.