@pogoking: Wow! Thank you so much for your valuable input!!! I am new here so I am not sure how saturated each category is. I have absolutely no problem trying out the HTML first. I have started using Bootstrap lately and absolutely LOVE the results.

I’d welcome more suggestions from rest of the authors here. Pretty sure the best way to learn is from learning from the experience of successful authors here.

I am planning to submit some of my work and I am planning to start with PSD submissions. If I get a good response, I can then move on to converting those templates to HTML /CSS and eventually Wordpress.

My clients provide me with stock photos or we can buy some on their behalf so basically, I have never had a problem working with images. Now, when I want to submit my work, I understand that we must steer clear of any legal troubles.

I can not afford to buy Extended License of course. I do not plan to redistribute the photos. I am looking for Preview/Display only photos. So, here is what I am looking for:

1) I need to know if I can use photos from sites like Creattica.com for Preview/Display purpose only. And if I can, do I need to ask permission from the photographers to use their work in preview files? In the PSD file, I will use Envato Assets.

2) Can we use watermarked photos from sites like Shutterstock.com or istockphoto.com or even Photodune.com? Again, please know that I am referring to the preview version only.

3) Can I purchase Standard License photos from different sites and use them in preview files but replace them with Envato’s Asset files in the sold version of the PSD ? Also, can I use those images in multiple site templates (preview only) or do I need to buy them over and over again even for preview?

As you can see, I could really need some help here and I hope that I will be able to learn from your past experiences.