Handling Your Own Insurance Claim

A lot of our clients ask us if it’s possible to settle a personal injury claim with an insurance company on their own. The answer is yes, but you will likely settle for pennies on the dollar.

Insurance Companies Are Not Your Friends

Insurance companies are usually very skilled at putting on a friendly front and getting you to trust them because they spend millions of dollars on advertising and use slogans and celebrity endorsements to gain your trust (“You are in good hands with us”). Additionally, insurance companies often promise that your medical bills will get paid, and that you will a fair amount for your pain and suffering.

What you must realize is that insurance representatives really do not care about your well-being. Their general goal is to settle your claim as soon as they can for the least amount of money possible. Many insurance claims adjusters will try to get you to sign a document called a General Release of All Claims right after your auto accident and offer a token minimal settlement. You are entitled to recover money for other damages, but your insurance company will probably not inform you of those rights. They also will not until you have fully recovered from your injuries, making it likely that you will still be left with outstanding medical bills. In fact, insurance companies are not required to help you.

You are on your own.

The best way to make sure that your legal rights are protected and recover a fair monetary settlement is to hire experienced personal injury attorneys, people who can help you recover what you deserve.

Call Us Now to Maximize Your Personal Injury Settlement

If the unfortunate happens and you do get into a car accident, the best thing you can do for yourself is to seek legal representation quickly. The experienced lawyers at our San Diego personal injury firm, will help you avoid costly mistakes many people make when dealing with insurance companies who are often looking out for their best interests, not yours.

Remember, you only get one settlement for personal injury. Do you still think you should handle your insurance claim by yourself without the help of an experienced personal injury lawyer?

If you or a loved one were injured in a car accident that wasn’t your fault, then we urge you to contact our bilingual offices as soon as possible at 1-858-551-2090 or please click here for a FREE consultation with an experienced personal injury attorney in San Diego. We handle all cases on a contingency fee basis, which means that you pay nothing until we recover money on your behalf.

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Vivian Finch

After falling on a cruise ship and being emergency evacuated to a hospital in Mexico, I was scared and needed help, especially because I am 89 years old. Michael worked non-stop, through the weekend, communicating internationally with stubborn insurance personnel who tried to put up roadblocks every step of the way. Read More