Judgment

“Dear Steve, My husband received a deficiency judgement ($200,000)in Fl on a home about 13 years ago (My name was also on the judgement). The former owner has since died, yet this judgement looms over my head, too. My husband and the owner’s lawyer had an acrimonious relationship, and 5 years ago, they took our car to satisfy a small ... Read More »

“Dear Steve, Friends husband died from cancer and failed to show up at court hearing for collection suit on credit cards. After his death, collection agency(said they were an attorney) threatened to take her house if she didn’t pay off his debt. This debt was incurred before they got married and he carried into the marriage without telling her about ... Read More »

“Dear Steve, I had signed a contract with bally total fitness in the state of California in 2004. I stopped going to the gym without paying the cancelation fees. So they sold my unpaid account to a collection agency. This last one sued me in 2009 and won by default because i never showed to the courthouse. The collection agency ... Read More »

“Dear Steve, I was sued by a law firm in the state I lived in for an unpaid debt. We went to court and there was an agreement for a monthly payment plan. Can the law firm freeze my bank account if I can’t pay the debt? I am on social security and have a civil service retirement. Frank” The ... Read More »

“Dear Steve, I was working pay my credit card bill then I got sick and wasn’t able to go back to work now I get disability and now they have taken me to court. I was wondering if they could garnish my check. Remonica” The Answer Dear Remonica, I am not a lawyer and can’t give you legal advice. You ... Read More »

“Dear Steve, In 2008, at the age of 18, I moved out of home, into an apartment with a roommate. The rent was high ($1300/mo), and about 4-5 months into the lease, my roommate’s work started to decline. One morning, she up and moved out, and with management (which has since changed, and the rates have lowered) being completely unhelpful, ... Read More »

“Dear Steve, Hi Steve: 10 years ago discover card got a default judgment against me, as I failed to reply there summon. Then on January 28 2013, a collection firm send me a summon with a complain behalf of Discover Card with a 20 days date range to reply with their summon, I mailed them a letter in response to ... Read More »

“Dear Steve, I had a judgement from a credit card against me, I filed for chapter 13 , but the plan was dismissed early. I saw on my credit report that the judgement was there but the company never contacted me. My wages were never garnished etc While going through my paperwork I found a letter from the sheriff that ... Read More »

“Dear Steve, Hi Steve, I am up to my neck in credit card bills about $58,000. I have talked to a few of my friends about my situation I only have monthly Social Security and a small Federal Retirement check. Creditors and Collection companies are starting to Call I heard that my Federal Checks are Income protected against any Garnishment ... Read More »

“Dear Steve, i owed a creditor but fell on financial hard times and could not keep up with the payments. The account eventually went into default. In an attempt to recover the funds, the creditor gained access to my account and froze all activities attached to it. what can i do when a creditor freezes my account and my paycheck ... Read More »

“Dear Steve, I have a capitol one judgement against me from 2007. At that time it was 1685 now its 3780 with interest and court costs. I want to settle with a one time payment but they want alot of personnal info to see if I qualify for a discount. Can they charge interest on a judgement? court costs? What ... Read More »

“Dear Steve, I thought I was so close to closing the chapter in my life from the past full of debt. Then I recently learned of something else that came to light as a total shock! I have lived in Michigan for the past 2 years after living in Washington DC for 2.5 years before that. Prior to DC, I ... Read More »

“Dear Steve, 10 years ago Discover card sued me but on that time, I was not aware this clearly and my roommate signed that summon. However, on 2003 around June they had a garnishment on my bank account and took all the money I had in my bank account. After that I did not receive any warning from Discover card. ... Read More »

“Dear Steve, My husband is 67 and retired. He is on social security only but was working part time before he became ill. He is under a doctors care and will probably have to have surgery in a few months. He received a summons from a law firm representing Capital one credit cardthat for $5000. He is due in court ... Read More »

“Dear Steve, went judgement proof in 2008, haven’t had no problems till lately. within the month a process server came to serve legal papers but I am in a wheelchair and did not get to door before he left he will be back….in 2009 i reicieved a default judgement in the mail, now they are comingto my home. I am ... Read More »

More Available Help

Recent Comments

Read More Comments

The Amazing How to Get Out of Debt Calculator

In a matter of minutes this one single online calculator will demonstrate your different debt relief options available to get out of debt. As far as I know this is the first calculator like this. It's free to use. [Click Here]

Legal Friends and Protectors

A number of consumer attorneys stand behind the site as a friend and legal protector of the work we do here. [Click Here]

Find Me on Facebook

About Me

I'll help you get out of debt totally for free. All you have to do is tell me your situation, ask me your question and I'll help you find an honest and truthful solution to resolve your debt and credit situation.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.