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Question...

hi,
i am trying to avail a loan of 100000( 1 lakh), i repaid a small loan of 32000 from icici bank, 7 months in present job, take home sal-16000, my application was rejected as my company is not a listed company, can you tell me what does that mean, it;s in existance for the last 16 years. or how can i make my company listed, waiting for your answer

Answer...

Most banks have a list of companies and they prefer lending to employees of those listed companies only. You can approach some other bank for a personal loan as the list varies from banks to banks. You can also apply for a personal loan on apnaloan where multiple banks compete for your loan.

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Date : May 5, 2009

Question

hi,
i am trying to avail a loan of 100000( 1 lakh), i repaid a small loan of 32000 from icici bank, 7 months in present job, take home sal-16000, my application was rejected as my company is not a listed company, can you tell me what does that mean, it;s in existance for the last 16 years. or how can i make my company listed, waiting for your answer

Answer

Most banks have a list of companies and they prefer lending to employees of those listed companies only. You can approach some other bank for a personal loan as the list varies from banks to banks. You can also apply for a personal loan on apnaloan where multiple banks compete for your loan.