Sanction letter and repayment statements of all the running loans and cards

Property Documents

Copy of title documents, legal and technical documents

About Delhi

India’s capital territory Delhi is a huge metropolitan area in the Northern part of the country. The city is popular for its rich culture and heritage. The city is a home to some famous historical monuments and is developing with the passing time. The city is divided into two parts namely Purani Dilli or Old Delhi and Nayi Delhi or New Delhi. Old Delhi was found by the great Mogul Shahjahan in the year 1639 and was formerly known as Shahjahanabad. It was the capital city of the Mogul empire for a long time. Though this part of the city has become extremely crowded it yet symbolises the heart of Delhi. The remarkable Indian capital New Delhi was designed by the British Architect Edwin Luytens and was also named after him. New Delhi is enriched with culture and heritage. This part of Delhi is famous for a number of places like Humayun’s Tomb, Gandhiji’s house, Akshardham Temple and of course the India Gate.

About Home Loan in Delhi

The city of Delhi is the capital of India. Besides being a tourist attraction it is also a metro city and a developing hub of the country. Delhi has ideal living conditions like favourable climate, luxurious housing facilities, clean and green surroundings and most importantly multiple attractive job opportunities. Mostly the people who migrate to the city are the ones who are looking for jobs. These migrants look for jobs as well as residential properties with modern amenities and at attractive prices.These migrants look for facilities of home loans in Delhi with a hope to settle down in the capital metropolitan city and be a part of the ever growing and developing city. A number of home loans are available for the purchase of a new house a property or a flat, land purchase, plot purchase, home improvement, home renovation etc. Since a number of banks and NBFCs are offering a number of attractive home loan facilities and schemes buying a dream home in the metropolitan city of Delhi is an easy task for any and everyone.

The attractive interest rates and the pocket friendly EMIs ease the difficulties faced by the people wanting to buy a house of their own in the city. With a hassle free home loan process offered by the banks buying a home in the capital city has become such an easy task that even a man with an income above average can afford to buy a house of his/her own. With customized features and tailor made home loans allowing flexibility for the repayment of loans applying for a home loan in Delhi is just a click away.

Home Loan Providers in Delhi

Once the decision regarding the home loan is taken we need to look for a good home loan provider to get the home loan approved and also get advice about the same. Home loan is a crucial decision to be taken by the borrower so in order to make the home loan process a smooth one the borrower should be aware about the home loan providers in Delhi. There are a number of banks in Delhi which provide for affordable home loan interest rates in Delhi and attractive EMIs like the HDFC Limited, Standard Chartered Bank, PNB housing finance, Kotak Mahindra Bank, Axis Bank, ICICI Bank, DHFL, Indiabulls, Citibank, Sundaram Homes, AU Housing, GRUH Finance Limited, Edelweiss, IIFL, Dena Bank, Jammu and Kashmir Bank, Oriental Bank, LIC HFL, Federal Bank, Bank of Baroda, Bank of India, Canara Bank, BOM, IDBI Bank, Central Bank, Yes Bank, TATA Capital, Aditya Birla, DBS Bank, Reliance Homes etc which provide for home loan offers in Delhi. Applying for home loans can be a confusing process so an expert advice in this case is just the exact thing that is needed. So getting in contact with home loan agents in Delhi is the right solution to acquire loans at affordable interest rates and attractive EMIs. These agents also provide help regarding the documents for eligibility for home loan, processing fees, home loan comparison on basis of interest rates, EMIs etc.

Top 10 Home Loan Providers in Delhi

SBI Home Loan:

SBI offers home loans to those public who want to purchase a house, home extension and home renovation. As the SBI offers loans to the borrowers with attractive interest rates and affordable EMIs and various flexible repayment options it is regarded as one of the best bank for home loan in Delhi. The SBI offers home loans to the borrowers at attractive interest rates which range between 8.35% to 8.60% .This ensures that the customers can have the maximum benefits of the home loan without having to worry too much about being burdened with heavy payments. SBI home loans offer home loans at an attractive EMI of Rs.758 per lakh. The maximum tenure of these home loans is 30 years and any and every one above 18 years of age can apply for SBI home loan be it a salaried person or a self employed individual. They provide for home loans with 0.35% processing charges and that is quiet affordable and pocket friendly. With nil prepayment and foreclosure charges SBI bank home loan comes as an easy and hassle free option for the borrowers.

ICICI Home Loan:

ICICI home loans are quick in terms of disbursement are quiet easy to process. They provide home loans with attractive EMIs and affordable interest rates. ICICI bank home loans offer home loans for a maximum tenure of 30 years and an attractive EMI of Rs.758 per lakh. The home loan is available at a minimum processing fee of 1% of the total amount of the home loan which is a very minimal amount. ICICI bank home loans are available at attractive interest rates ranging between 8.35% to 8.85% which is very much affordable from the point of view of the customers and also enables the customers to indulge in activities of savings and investment. A salaried or self employed individual of minimum 21 years of age can apply for ICICI home loan, the maximum age limit being 60 in case of salaried and 65 in case of self employed individuals.

Axis Bank Home Loan:

Axis bank home loan offers home loans with attractive interest rates and affordable EMIs to suit the needs of the customers and enable them to avail the benefits of the home loan without any difficulty. Axis bank home loans provide home loans to its borrowers with NIL processing fees which is one of the important features of the bank. The maximum tenure for which the home loan can be availed is 30 years which is a very long duration and longer the duration of the loan lesser will be the EMI amount. Axis bank home loan interest rates range between 8.35-8.70 percent and the EMI is Rs.758 per lakhs. Minimum age to apply for Axis bank home loan is 24 years in case of salaried as well as self employed and the maximum is 60 years in case of salaried and 65 years in case of self employed individuals.

HDFC Bank Home Loan:

HDFC stands for Housing Development Corporation Limited. HDFC home loans provide home loans for the purchase of a new house or property for the construction of the house, apartments etc from the public sector companies. The HDFC bank home loans provide for all the financing facilities required by the borrower at competitive interest rates and pocket friendly EMIs. Special benefits can be availed by farmers, NRIs and people working in the Indian Army, with the help of HDFC NRI home loan. HDFC bank home loan interest rates range between 8.35-9.05% and the prepayment and foreclosure charges are NIL. Another important benefit of HDFC bank home loan is the attractive EMI of Rs.758 per lakhs. The maximum tenure for which the HDFC bank home loan can be availed is 30 years.

India Bulls Home Loan:

India bulls housing finance limited (IBHFL) provides home loans to the borrowers by fall between 8.35 and 8.85 percent and the processing fee is 0.50% of the entire home loan which is very much affordable from the customer point of view. IBHFL provides home loans with NIL prepayment and foreclosure charges which is another benefit of the IBHFL. IBHFL provides home loans based on the income of the individual. The home loan amount varies between Rs.1500000 to 200000000. IBHFL provides home loans at both floating as well as fixed interest rates. The maximum tenure for which the home loan is available is 30 years which is a quiet long period for the repayment of the loan amount. This adds to the convenience of the customers.

LIC Home Loan:

Life Insurance Corporation is one of the largest housing finance company in India. LIC home loans provide home loans for long term finance with low interest rates. They provide home loans for up to 85% of the value of the property and a minimum loan amount of Rs.100000.The maximum tenure of LIC home loan in case of salaried is 5-25 years and in case of self employed it is 5-20 years. The minimum age limit to apply for LIC home loan in case of salaried and self employed is 21 years and the maximum for the same is 60 years and 65 years respectively. The interest rates of LIC home loan falls between 8.50-8.90 percent. The processing fee in case of LIC home loan is 0.50% of the total loan amount.

PNB Housing Finance:

Punjab National Bank home loan provides home loan products like home construction loans, home extension loans, home improvement loans and plot loans. PNB home loan provides easy disbursement, quick processing of the loan and also at their convenience. PNB home loans provide home loans to the public at fixed as well as floating interest rates. The home loan can be availed for a maximum period of 25 years which is another benefit for the borrowers as longer the tenure of the loan lesser will be the EMI amount. PNB bank home loan provides loans to its borrowers at attractive interest rates between 8.55 and 8.65 percent and the lowest EMI is Rs.772 perlakh. The minimum age limit to apply for PNB home loan is 21 years in both the cases of salaried and self employed and the maximum is 60 years in case of salaried and 65 years in case of self employed.

Standard Chartered Bank Home Loan:

Standard Chartered home loans provide home loans to its customers for a flexible tenure of 20 years. The interest rates of standard chartered home loans are 8.90% and the lowest EMI is Rs.893 per lakh. The processing fee is 0.50% of the total loan amount which is quiet a minimal amount and is pocket friendly from the borrowers’ point of view. The prepayment and foreclosure charges are NIL for floating rates of interest rates.

Kotak Mahindra Bank Home Loans:

Kotak Mahindra Bank home loans provide home loan service to the doorstep of the borrower and enhance the quality of their experience of availing the loan with the bank. The main reason for the popularity of the Kotak Mahindra home loan offers is the low affordable interest rates which is 8.60%. The maximum tenure for which the home loan can be availed is 20 years and the processing fee for the loan is NIL which is another benefit.

Reliance Home Loan:

Reliance home loans make available home loans for the borrowers at interest rates ranging from 10% to 11% and lowest EMI of Rs.878 per lakh. The maximum tenure for which the home loan can be availed is 30 years which is beneficial for the borrowers because longer the tenure lesser will be the EMI. The minimum age to apply for the home loan is 21 years for both the salaried as well as the self employed and the maximum age is 60 in case of salaried and 65 in case of self employed.