Immediate relief from collection attempts is a primary benefit of filing for any type of bankruptcy. Upon filing your petition, you are granted an automatic stay of actions against you including garnishments, collection calls, legal proceedings, utility shut off, foreclosure and other actions. While the automatic stay does not eliminate the underlying right of debtors to pursue their claim, it gives you breathing room to address problems and decide what to do without harassment or pending lawsuits.

Different types of bankruptcy offer different methods for handling your debt. With few assets and high unsecured credit card debt, filing for Chapter 7 bankruptcy can discharge your debt within several months. With Chapter 13, you can protect property, negotiate to reduce your debt and pay it off over a period of several years without repossession of property or foreclosure.

Bankruptcy is a federal action that allows you to keep specific exempt property from sale in a Chapter 7 bankruptcy. In many cases, the possessions most people wish to keep during a Chapter 7 bankruptcy are not taken for sale by the bankruptcy trustee.

Bankruptcy should always be a last resort and it cannot discharge all types of debt. In an age where credit scores are rapidly becoming an important financial and social measure, bankruptcy damages that rating. Missed payments and a poor payment history damage your score, too.

Filing for bankruptcy and eliminating unmanageable debt allows you to rehabilitee your credit score and your own financial well-being. If you are considering bankruptcy, seek reputable legal advice about the bankruptcy option right or you.

Client Reviews

I went to see Mr. Messer in regard to some issues I was facing. He was very patient and helpful. When I consulted him with my questions I was given prompt responses via email and/or phone. I would definitely refer my family and friends to him.

Great Attorney !!!!!!! Mr. Messer took his time with me and thoroughly explained to me what needed to be done to resolve my situation and he took care of it for me . I was very happy with him and his staff. I would happily refer him to others.

Helping consumers make healthy financial choices Is Bankruptcy Right for You? The Law Office of Gregory Messer provides a wide range of services for individuals and families suffering from the weight of excessive debt. Attorney Gregory Messer personally works with you to set your mind at ease and relieve the strain financial woes have placed on your personal and professional lives. Deciding to file for bankruptcy can be difficult and scary, and our law firm is here to help make the process as easy as possible for you. While our courteous, knowledgeable staff members are available to answer any questions you may have, you spend the majority of your time dealing directly with Mr. Messer - a well-known, highly esteemed lawyer. An exclusive focus on bankruptcy law Gregory Messer can help you determine whether bankruptcy is right for you and, if so, what form is best to file. He has more than 30 years of experience representing debtors in: Chapter 7 bankruptcy Chapter 13 bankruptcy Mr. Messer also handles Chapter 11 bankruptcy filings, debt consolidation procedures, and an array of other bankruptcy-related issues. Accolades Mr. Messer has received extensive recognition over the course of his legal career for his diligent, ethical nature. A panel trustee for the Chapter 7 Trustee Panel for the Eastern and Southern districts of New York since 1980; he became Board Certified in Consumer Bankruptcy Law by the American Board of Certification in 1995. He is listed in Super Lawyers and the Bar Register of Preeminent Lawyers™ and is AV® Preeminent™ Peer Review RatedSM by Martindale-Hubbell®. Additionally, he has received multiple awards for service to those in need in the Brooklyn community. Comprehensive service from qualified counsel Reach out to the Law Office of Gregory Messer online or at 718-619-8282 to schedule a free initial consultation. Our office is located across the street from the U.S. District Bankruptcy Court in Brooklyn and is close to the Borough Hall and Court Street subway stations. We serve residents throughout New York City and Long Island. To ensure every client's filing receives the attention it deserves, we are an appointment-only law firm with flexible hours adjustable to fit your needs.

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