I have participated in several in Durham. It is true that they are "on the steps" and there is no resemption period but there is a 10 day upset period so you can go on the 9th day and bid. You don't get a warranty deed- I think it is a special deed through the county commissioner. The owner cannot (...

Sorry, should have added more info: Age: 35, plan to retire between 65 and 70 Male North Carolina Married filing jointly Tax: have been in 25% Fed Wife is currently a stay at home mom (starting 1/2012), we just had our first child April 2012 so tax bracket may be lower Both of us max out Roth IRAs w...

Thanks for the thoughts- I guess I mistyped when I indicated "all of the $$ into equities"- I was actually thinking more like 65-75% in equities and the remainder in total bond fund. More like: 50% Total Stock fund 25% Total international stock fund 25% total bond fund Not so concerned with the AA b...

I pulled most of my 403(b) funds from Vanguard Equities to a TIAA-Cref account 1/2012 in order to be able to take a short term loan against the funds (not wise I know but...) Anyway, the loan was paid back a month after taking it and I want to get them back over to Vanguard but am worried that the e...