Spousal State: Spousal States are states in which anyone on the title and any spouse (on the title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

California is a Community Property State

Community Property State: Generally, all assets and debts are the property of both spouses even if it was obtained by only one spouse. A spouse’s debt must be counted in the debt ratio whether they are on the new loan or not.

Spousal State: Spousal States are states in which anyone on the title and any spouse (on the title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Washington DC is an Attorney State

Attorney State: States in which an attorney has to perform the loan closing. There may be an attorney fee charged.

Spousal State: Spousal States are states in which anyone on the title and any spouse (on the title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on the title and any spouse (on the title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Louisiana is a Community Property State

Community Property State: Generally, all assets and debts are the property of both spouses even if it was obtained by only one spouse. A spouse’s debt must be counted in the debt ratio whether they are on the new loan or not.

Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Community Property State: Generally, all assets and debts are the property of both spouses even if it was obtained by only one spouse. A spouse’s debt must be counted in the debt ratio whether they are on the new loan or not.

New Mexico is a Spousal State

Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on the title and any spouse (on the title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

New York is an Attorney State

Attorney State: States in which an attorney has to perform the loan closing. There may be an attorney fee charged.

Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on the title and any spouse (on the title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Spousal State: Spousal States are states in which anyone on the title and any spouse (on the title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Washington is a Community Property State

Community Property State: Generally, all assets and debts are the property of both spouses even if it was obtained by only one spouse. A spouse’s debt must be counted in the debt ratio whether they are on the new loan or not.

Spousal State: Spousal States are states in which anyone on the title and any spouse (on the title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Meridian Home Mortgage can help with all your home lending needs. We offer various mortgage rates and options. Once you obtain your mortgage pre-approval you may qualify for one of our quality mortgage programs. The home mortgage loans and refinance programs available include: conventional loans, conventional high balance, FHA loans, VA loans, USDA rural housing loans, and Jumbo loans. Learn about our loan options and choose the program that makes sense for you.