Unify Lenders Unaffiliated

This business has not yet been claimed by the owner or a representative.

Unify Lenders is not affiliated with SuperMoney. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Does Unify Lenders charge an origination fee on auto refinance loans?

Does Unify Lenders charge a late fee?

Does Unify Lenders charge prepayment fees?

Yes, Unify Lenders does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for Unify Lenders auto loan refinancing?

Unify Lenders requires borrowers to have a credit score of at least 300 to apply for auto loan refinancing.

To qualify, applicants may need to provide the following documentation:

Driver's license

Proof of citizenship or residence permit

Recent pay stubs

What is the estimated funding time for an auto loan refinance with Unify Lenders?

Auto refinance loan applications are typically approved (or denied) within 48 hours and funded within 1 to 7 days of approval

Max Loan Term (Months)

70

Credit Score Range

300 - 850

Employment Statuses Considered

Employed Full-Time

Employed Part-Time

Other

Retired

Self-Employed

Unemployed

Immigration Status Considered

U.S. Permanent Resident

Joint Loan Applications Accepted

Only Individual Applications

Military Status

Active Duty Military

Military Dependent

Non-Military

Veterans

Minimum Age

18

Verification Documents Required?

Recent Pay Stubs

Driver License (or other photo ID)

Proof of citizenship/residence

Approval Speed (Hours)

48

Funding Time Range (in days)

1 - 7

Payment Options

Automatic Payments

Check by mail

Credit/Debit Card

APR

Starting at 1.99%

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Follow us

* SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.