Terms & Conditions

Terms & Conditions

This website has been prepared by The Financial Wellness Group Pty Ltd ABN 71 614 860 123. Nothing contained on this website should be construed as financial advice customized to the reader’s situation and needs. The Financial Wellness Group and its advisers are authorised representatives of Fortnum Private Wealth Limited ABN 54 139 889 535 AFSL 357306. Their website can be found at http://fortnum.com.au/

No information contained on this website should be construed as giving any type of guarantee. Specifically, nothing on this website is to be interpreted as a guarantee or forecast as to the future performance of any investment or financial product. Any past performance information does not guarantee future performance and you should always be sure to read the Product Disclosure Statement before acquiring any financial product.

The information on this website has been prepared in good faith, from sources that, The Financial Wellness Group believes were accurate at the time. While, The Financial Wellness Group will take reasonable steps to keep the information up-to-date and accurate, we do not warrant or represent that the information is accurate or complete or up-to-date.

So far as permitted by law, The Financial Wellness Group disclaims liability for, and is not responsible for, any inaccuracies, incompleteness or subsequent changes to the sources that may affect the accuracy of the information as it appears on this website from time to time or any losses, expenses or damage in connection with any such inaccuracies, incompleteness or subsequent changes.
The Financial Wellness Group is not responsible for any of the information or content appearing on third party websites to which it provides links via this website. Any links that are provided on this website have been provided purely for your convenience.

Intellectual Property

(a) You acknowledge that the Content on the Site(s) is subject to copyright, trade mark and possibly other intellectual property rights. In these Terms and Conditions, “Content” means anything that you may see, read, hear, upload, download or access on or via the Site(s) (including but not limited to messages, files, data, software, images, artwork, graphics, design, photographs, illustrations, text, music, songs, videos, tags and other materials or subject-matter on the Site(s).
(b) Unless you are expressly authorised by us, or otherwise by law, you must not do any of the following yourself, or permit or authorise any other person to:
(i) sell, reproduce, publish, distribute, communicate to the public (e.g. by making available online or electronically transmitting) modify, display, perform in public, prepare derivative works based on or make an adaptation of, repost or otherwise use any of the Content (or any readily identifiable portion of the Content) in any way without our prior written consent; or
(ii) otherwise infringe the intellectual property rights of any person in using the Site(s) or any Content.

Use of cookies

During your use of the Site, we may issue to and request from your device blocks of data known as “cookies”. We use cookies to enable the website to work more efficiently and to provide us with information about your activities on the Site.
Our cookies will not allow us to obtain information of a personal nature that will identify you to us, such as your name and address. We will only be aware of such information if you provide the information to us, or you have set the preferences in your browser to provide this information automatically.
Details of the cookies we use on the Site are as follows:

(i) cookies that are essential in order to enable you to move around the Site and use its features;
(ii) cookies that collect information about how visitors use the Site, for instance which pages visitors go to most often. All information these cookies collect is aggregated and therefore anonymous.

By using this Site, you agree that we can place these types of cookies on your device.
Your web browser may allow some control of most cookies through your browser settings. To find out more about cookies, including how to see what cookies have been set on your device and how to manage and delete them, visit www.allaboutcookies.org. Please note that you may delete and block all cookies used by this Site, but if you do so parts of the site may not work.

Any information on this website is general advice and does not take into account any person’s objectives, financial situation or needs. Please consider your own circumstances and consider whether the advice is right for you before making a decision.

Always obtain a Product Disclosure Statement (If applicable) to understand the full implications and risks relating to the product and consider the Statement before making any decision about whether to acquire the financial product.