At the beginning of each month, we will launch a 21-day initiative, and we want to hear your stories, successful or just close enough, so we can share the journey together. We want to spark initiatives in all of you monthly, as we all work towards an improved and better, well…”me, actually.”

You’ve heard the phrase: “It takes 21 days to form a habit,“ haven’t you?

For the month of December, we incite you to save each $5.00 bill you encounter. For us, between groceries, those “more than a few” runs to Target, eating out, entertainment, etc. when paying with cash, the mister and I get quite the few $5.00 bills in return change.

What will you do with those accumulated $5.00’s after the 21 days? Chip away at some of that Holiday shopping debt? Add it to a vacation fund? Shoes?

Does budgeting and saving come easy to you, or is it more of a challenge and chore?

We can’t wait to hear from you in comments and on social media! Be sure to post your daily or weekly progress by using the #meactually21days hashtag!