Hassle-free Online Account Management

No matter where you are, no matter the time of day, it’s easy to keep track of your Luma account online. Managing your Luma credit card online is the easiest, most secure way to keep track of your finances. Once you register online as a Luma credit cardholder, you can:

Get email alerts

Luma’s email alerts help you stay on top of your finances. Once you register for online account management, you can set up email alerts that let you know when your credit card payment is due, when you’re nearing your credit limit, or if there’s suspicious activity on your account.

Credit is available subject to status and conditions. If you have applied for a Luma or Capital One card in the last 6 months your application may be declined. If you already have a Luma card or if you are not a UK resident please do not apply.