When ordering information for organizations located in Germany, customers are required to provide a valid order reason code. A list of possible values is included on the respective SOAP or REST operation page.

NOTE: The product code for Predictive Bankruptcy & Payment Risk - Standard is PBPR_STD. This product may be included in the Monitoring process.

Business Elements

The following table is an alphabetical list of the unique items delivered in this data layer. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath.

NOTE: This product will return a set of standard elements (e.g. D-U-N-S Number, Organization Name, Trade Styles, Family Tree Role, Primary Address, Mailing Address, Telephone Number, Fax Number, et al.) along with the business elements listed. In addition, customers who compare the following table to the Data Primer should be advised of several intentional differences.

Name

Description

XML*

JSON*

Business Commentary Text

Text that records a brief statement of the subject company's assessment [C]

A number that identifies where this organization's Commercial Credit score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the busi [C] [M]

A percentage specifying the likelihood that the organization will pay bills in a delinquient manner, seek legal relief from creditors, or cease operations without paying creditors in full. A low percentage indicates a high probability the the business wil [C] [M]

The 50th percentile value for the commercial credit score for the subject's industry. A subject with a percentile score below this norm would be considered to be in the bottom 50% of all companies within this industry to face delinquency. [C] [M+]

A one digit number from 0 to 5 assigned to the business based on information in D&Bss file. The higher the class score the greater the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its cre [C] [M]

A number that identifies where this organization's score falls relative to the scores of other businesses. As an example if the percentile here is 10 it means that this organization's score is the same as or better than 10% of the businesses in D&B's data [C] [M]

A percentage specifying the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its creditors in full in the next 12 months. This percentage is determined based on which range this organization' [C] [M]

A numeric value that predicts the likelihood that thesupplier will have financial stress. It is typically derived by running data on this organization through an algorithm that has been proven to be predictive based on statistical analysis [C] [M]

*The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response.

The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API.

While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request.

The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number.

Additional Details

This product provides predictive scores including Supplier Stability Indicator (SSI), a proprietary D&B predictor of near term (90-120 days) financial and operational stability; and the Supplier Evaluation Risk (SER) Rating, which predicts the likelihood that a company will obtain legal relief from creditors or cease operations without paying creditors in full over the next 12 months.

Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]).

An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges.