Amex Luv Button Mistake!

Amex Luv Button Mistake!

Have this happen to you?

I think I hit the Amex Luv Button two many times. I was trying for the 3x CLI on my Costco Amex I hit the button one day before my 6 month date and the day after my 6 month date and got a message stating that further Information would be needed and I would be notified by mail within 7 to 10 days.

Re: Amex Luv Button Mistake!

Hey Express!Likely not an FR unless when you log in it says your accounts have been suspended for use till you contact the FR Team. I believe you are going to have to submit a form 4506-T to get the CLI or if you don't submit the form, your request will be denied with you keeping the same CL.Check to see if your accounts are suspended online. If not- then you will just have to decide if you want to submit the 4506-T if I'm correct.Best of luck on your CLI. .

Re: Amex Luv Button Mistake!

Hey Express!Likely not an FR unless when you log in it says your accounts have been suspended for use till you contact the FR Team. I believe you are going to have to submit a form 4506-T to get the CLI or if you don't submit the form, your request will be denied with you keeping the same CL.Check to see if your accounts are suspended online. If not- then you will just have to decide if you want to submit the 4506-T if I'm correct.Best of luck on your CLI. .

Re: Amex Luv Button Mistake!

@ LSAbsolutely- could be a denial. Typically with a denial for a CLI- an email response is sent with a link to follow to accept the reason online. If "further information" is needed then typically this means form 4506-T.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.