Types of Businesses We InsureContractors

Types of Contractors We Insure

We write business across more than 110 trades, and some of the classes with the greatest success are:

Carpet, Rug, Furniture or Upholstery Cleaning

Communications Equipment Installation

Driveway, Parking Area or Sidewalk Paving or Repaving

Drywall Contractors

Electrical – Within Buildings

Excavation

Furniture and Fixtures Installation

General Contractors – Commercial or Industrial

Grading Of Land

Lawn Sprinkler Installation

Masonry

Painting – Exterior

Painting – Interior

Pre-Engineered Metal Building Erection/Metal Erection

Refrigeration Equipment

Residential General Contractors

Septic Tank – Installation, Service, or Repair

A job well done requires the right tools.

Protecting your contracting business also requires the right insurance. Whether you’re a general contractor or an artisan, you are faced with many challenges, including managing complex contractual risks and safeguarding yourself against a devastating financial loss.

For decades, Selective has been providing contractors with superior insurance products and services, helping them build their businesses while protecting themselves and their customers. In addition to tailored property and liability coverages, we add expert safety management services that can help you improve worksite safety and reduce your insurance costs. We even offer flexible payment options, such as our PaySync® payment program that helps you manage your cash flow.

As the list below shows, Selective’s program for contractors offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

Pesticide and herbicide applicator coverage

Worksite damages (limited pollution coverage)

Blanket additional insured for completed operation

Electronic data liability

Employment practices liability insurance

When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.

Best practices assessment/gap analysis

Contractual liability consultation

Customized workers compensation cost containment

Driver and fleet safety programs

Exposure reduction consultations

OSHA 30-hour training

Premises liability reviews

Regulatory guidance

Safety assessment and benchmarking tools

Sprinkler system evaluation and analysis

Supervisor accountability programs

Thermographic infrared surveys

For more information about Selective's Safety Management services, click here.