The problem is government prosecutors almost always lay down a very favorable plea bargin for the company that will allow them to pay a minor fine, and avoid an admission of wrong doing. Nobody is holding bankers feet to fire and going after them.

What I learned from the $700 billion bailout was that bankers are as close to gods as you can get on Earth. When you're handling all of the money and assets of the worlds richest and most powerful people, you have an amount of leverage that is for all practical purposes, limitless. There isn't a single individual or entity on this planet that is immune from the reach of the financial industry.