Christian Financial Perspectiveshttps://www.christianfinancialpodcast.com
Wed, 20 Feb 2019 04:07:21 +0000en-UShourly1https://wordpress.org/?v=4.9.8Christian Financial Perspectives started in 2018 with the goal of educating listeners on what “God’s Word Says about Money”. The Bible can provide a foundation for all of our money management principles and all of the basics for financial planning and how to create a financial wellness plan for you and your family. All we have to do is look for it, and it’s there! Scripture speaks on how to invest, how to handle money on a daily basis, paying taxes, and so much more. There really are very few people talking about this right now, and we are excited to be bringing this information to people all over the world through our Christian financial podcast.Christian Financial PerspectivescleanepisodicChristian Financial Perspectivesjenna@ciswealth.comjenna@ciswealth.com (Christian Financial Perspectives)2018Christian Financial PerspectivesChristian Financial Perspectiveshttps://www.christianfinancialpodcast.com/wp-content/uploads/2018/09/Christian-Financial-Perspectives-Podcast-Cover.jpghttps://www.christianfinancialpodcast.com
TV-GNew Braunfels, TXWeeklyEpisode 22 – Top 15 Client Questionshttps://www.christianfinancialpodcast.com/episode-22-top-15-client-questions/
Tue, 19 Feb 2019 00:15:03 +0000http://www.christianfinancialpodcast.com/?p=1267

Click below to listen to Episode 22 – Top 15 Client Questions

Top 15 Client Questions

Bob & Mary Jo answer some of the most common client questions that they get asked.

Here at CIS Wealth Management Group, we get a lot of great questions on a daily basis from clients, and many of these questions are the one and the same. Bob and Mary Jo decided to record a program based on the most common questions that we receive as financial advisors. This includes questions like:

How are you paid?

Why do clients leave?

And what is a fiduciary?

HOSTED BY: Bob Barber, CWS® and Mary Jo Lyons, CFP®

]]>Christian Financial PerspectivesHere at CIS Wealth Management Group, we get a lot of great questions on a daily basis from clients, and many of these questions are the one and the same. Bob and Mary Jo decided to record a program based on the most common questions that we receive as financial advisors.Christian Financial Perspectivesclean30:30Episode 21 – Understanding Qualified Retirement Plans Part 2https://www.christianfinancialpodcast.com/episode-21-understanding-qualified-retirement-plans-part-2/
Tue, 12 Feb 2019 00:15:03 +0000http://www.christianfinancialpodcast.com/?p=1244

Episode 20 – Understanding Qualified Retirement Plans Part 1

Bob & Mary Jo discuss the history of retirement planning from social security to company pension plans as well as complete breakdowns of various retirement plans including:

Individual vs Employee sponsored

Defined Contribution Plans vs Defined Benefit Plans

Qualified Plans

For much of the 18th and 19th centuries, most poverty relief was provided in the almshouses and poorhouses. Eventually, the Industrial Revolution transformed the majority of working people from self-employed agricultural workers into wage earners working for large industrial concerns. By the 1960s, 70s, & 80s most larger employers provided workers a pension plan to live on in retirement.

Now, employees are typically responsible for funding their own retirement years. Ideally they should be putting aside funds to help supplement social security in retirement. Today, Retirement Plans can be categorized in a number of different ways.

HOSTED BY: Bob Barber, CWS® and Mary Jo Lyons, CFP®

]]>Christian Financial PerspectivesBob & Mary Jo discuss the history of retirement planning from social security to company pension plans as well as complete breakdowns of various retirement plans.Christian Financial Perspectivesclean24:14Episode 19 – The Timothy Plan with Guest Art Allyhttps://www.christianfinancialpodcast.com/episode-19-the-timothy-plan-with-guest-art-ally/
Tue, 29 Jan 2019 00:15:06 +0000http://www.christianfinancialpodcast.com/?p=1249

Episode 19 – The Timothy Plan with Guest Art Ally

This week, Bob and Mary Jo interview a special guest and long time friend and Christian brother, Art Ally. Art is The Founder, President & CEO of The Timothy Plan Mutual Funds, a fund family categorized as a Biblically Responsible Investment (BRI).

The Timothy Plan is the first mutual fund company that established and utilizes Biblically based screens as the first criteria in the selection of its investment portfolios of companies. The fund family avoids companies that support abortion, pornography, non-scriptural lifestyles, anti-family entertainment, alcohol producers, tobacco product manufacturers, gambling, violations of child labor laws, and supporting terrorist nations as defined by the US Government.

Its ultimate goal is to provide an alternative investment that allows Christian and conservative investors to align their investment portfolio with their beliefs.

Episode 18 – eVALUEator Tool With Guest Dave Hart

This week, Bob and Mary Jo interview David Hart, the president of sales and marketing for eVALUEator®. eVALUEator® is a tool for screening investments according to morally and biblically-responsible values. It is a tool for giving investors knowledge and the ability to be a good steward and stay away from various activities.

Christian Financial Perspectives goes in depth with Dave Hart explaining the history behind eVALUEator®, those who typically use the tool, and how they find various activities that different corporations are supporting.

]]>Christian Financial PerspectivesThis week, Bob and Mary Jo interview David Hart, the president of sales and marketing for eVALUEator services. eVALUEator is a tool for screening investments according to morally and biblically-responsible values. It is a tool for giving investors knowledge and the ability to be a good steward and stay away from various activities.Christian Financial Perspectivesclean21:01Episode 17 – The Need for Financial Planninghttps://www.christianfinancialpodcast.com/episode-17-the-need-for-financial-planning/
Tue, 15 Jan 2019 00:15:12 +0000http://www.christianfinancialpodcast.com/?p=1232

Click below to listen to Episode 17 – The Need for Financial Planning

Episode 17 – The Need for Financial Planning

Would you take a road trip without a map or GPS? In this episode, Bob and Mary Jo cover the many reasons for needing financial planning. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals – quite simply, a map to help get you to the financial future you desire.

A realistic, comprehensive plan can help you meet your goals by addressing your financial weaknesses and building on your financial strengths. Without a plan and a strategy, there can be a lot of unnecessary risk in achieving these goals; risk that can cause emotional stress and financial distress if not managed properly.

You don’t have to do it alone. A qualified financial planner, such as Certified Financial Planner (CFP®) professional, can help you make decisions that make the most of your financial resources.

HOSTED BY: Bob Barber, CWS® and Mary Jo Lyons, CFP®

]]>Christian Financial PerspectivesWould you take a road trip without a map or GPS? In this episode, Bob and Mary Jo cover the many reasons for needing financial planning. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals – quite simply, a map to get you to the financial future you desire.Christian Financial Perspectivesclean22:20Episode 16 – Procrastinationhttps://www.christianfinancialpodcast.com/episode-16-procrastination/
Tue, 08 Jan 2019 10:35:38 +0000http://www.christianfinancialpodcast.com/?p=1165

Click below to listen to Episode 16 – Procrastination

Episode 16 – Procrastination

Bob and Mary Jo talk about one of the main reasons for financial failure in almost every area of your finances – procrastination.

Many find themselves in a revolving cycle of putting off financial matters that need to be done. Could you be in this cycle? Bob and Mary Jo talk about one of the main reasons for financial failure in almost every area of your finances – procrastination.

Procrastination is the #1 reason for financial failure. Typically, it’s only when a crisis hits that people get spurred into taking action. Unfortunately, by not being proactive and planning ahead, your choices can become very limited.

This episode focuses on 5 important financial areas that should never fall victim to procrastination. With a new year comes the opportunity to start it off right and begin accomplishing all those things you’ve been needing to do but haven’t because you been procrastinating.

HOSTED BY: Bob Barber, CWS® and Mary Jo Lyons, CFP®

]]>Christian Financial PerspectivesMany find themselves in a revolving cycle of of putting off financial matters that need to be done. Could you be in this cycle? Bob and Mary Jo talk about one of the main reasons for financial failure in almost every area of your finances - procrastination.Christian Financial Perspectivesclean21:30Episode 15 – Setting Financial Goalshttps://www.christianfinancialpodcast.com/episode-15-setting-financial-goals/
Tue, 01 Jan 2019 18:45:36 +0000http://www.christianfinancialpodcast.com/?p=1191

Click below to listen to Episode 15 – Setting Financial Goals

Episode 15 – Setting Financial Goals

What are your financial goals and what have you done to help make them happen? This week, Bob and Mary Jo offer tips and advice that may give an extra advantage when it comes to fulfilling financial goals, including the SMART acronym:

Specific

Measurable

Achievable

Relevant

Timely

One of the best things one can do when it comes to any goal is to be very specific and put them in writing. When you identify your goals and write them down, you are making a commitment to them. Writing down your goals, desires, and beliefs is very much a Biblical Principle, as you will see from the scriptures shared in this episode.

HOSTED BY: Bob Barber, CWS® and Mary Jo Lyons, CFP®

]]>Christian Financial PerspectivesWhat are your financial goals and what have you done to help make them happen? This week, Bob and Mary Jo offer tips and advice that may give an extra advantage when it comes to fulfilling financial goals.Christian Financial Perspectivesclean17:29Episode 14 – National Christian Foundation with Guest Ryan Assuntohttps://www.christianfinancialpodcast.com/episode-14-national-christian-foundation-with-guest-ryan-assunto/
Wed, 19 Dec 2018 00:15:30 +0000http://www.christianfinancialpodcast.com/?p=1184

Episode 14 – National Christian Foundation with Guest Ryan Assunto

In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss the joy of giving. Also joining Bob and Mary Jo is Ryan Assunto, the President of the National Christian Foundation Austin (NCF).

Ryan serves generous givers throughout Central Texas through NCF. He is passionate about helping givers experience the life-changing joy of generosity. He is focused on relationship development with individuals, families, professional advisors, and ministry leaders.

The National Christian Foundation offers creative solutions and tax-smart strategies to help individuals like you give more efficiently, to wisely steward all that God has entrusted, and to make the biggest possible impact in the areas of your greatest passion. Every day, we see hearts and lives changed through the joy of generosity!

]]>In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss the joy of giving. Also joining Bob and Mary Jo is Ryan Assunto, the President of the National Christian Foundation Austin (NCF).In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss the joy of giving. Also joining Bob and Mary Jo is Ryan Assunto, the President of the National Christian Foundation Austin (NCF).Christian Financial Perspectivesclean33:38Podcast Episode 13 – The Emotional Investorhttps://www.christianfinancialpodcast.com/podcast-episode-13-the-emotional-investor/
Tue, 11 Dec 2018 00:15:15 +0000http://www.christianfinancialpodcast.com/?p=1177

Click below to listen to Podcast Episode 13 – The Emotional Investor

Podcast Episode 13 – The Emotional Investor

Learn about the rollercoaster of emotions that may appear when it comes to investing.

This week, Bob and Mary Jo discuss one of the most fascinating aspects of investing – how emotions and FEAR can control investment decisions. More often than not, investor’s behavior is fueled by emotions. As a result, they tend to buy high and sell low which is the exact opposite of what you want to do.

The markets are like an elevator…ever notice how they soar to all new highs and then plunge to negative territory? Knowing what emotions correspond with market highs and lows is the first step to being aware of how to better control emotional decisions when it comes to your investments.

We have a wonderful chart that CIS Wealth Management Group has been using for many years when educating our clients. It is a study of over half of decade of investor responses to extreme market conditions. If you are interested in our complimentary “Cycle of Market Emotions” chart, please contact our office at 830-609-6986 or visit our contact page.

HOSTED BY: Bob Barber, CWS® and Mary Jo Lyons, CFP®

]]>This week, Bob and Mary Jo discuss one of the most fascinating aspects of investing - how emotions and FEAR can control investment decisions. More often than not, investor’s behavior is fueled by emotions. As a result,This week, Bob and Mary Jo discuss one of the most fascinating aspects of investing - how emotions and FEAR can control investment decisions. More often than not, investor’s behavior is fueled by emotions. As a result, they tend to buy high and sell low which is the exact opposite of what you want to do.Christian Financial Perspectivesclean24:01