You say hazardous working conditions aren’t covered by Simple Life – what does this mean for me?

With a Simple Life policy, you won't be able to make a claim if your claim is caused from working in hazardous working conditions.

Hazardous working conditions include:

Working above heights of 15 metres outside a building or in a building that’s under construction. For example, this may affect pilots, tree loppers, window cleaners and construction workers.

Working below the surface of the ground, either outside a building or in a building that’s under construction, or below the surface of water. For example, this may affect miners, construction workers and divers.

Work that requires the handling or transport of explosives or firearms. For example, this may affect police officers, armed security guards and on-site construction workers.

Working offshore. For example, this may affect people who work on offshore oil rigs, in the gas industry and commercial fishers.