Hello,I am 23 years old, and I am a teacher, it will be my second year teaching and I have invested in stocks but now I want to start my retirement portfolio.I am wondering what is the best plan I should use, one of them has to be better for me when I am 60... I used the calculator and it told me an IRA would pay me more monthly then a roth ira, I am a math teacher and I do not see how that is possible. I would think a roth would be better because it taxes before not after...Please let me know what someone thinks I should do, should I also start a 403B?? I have read all documents at the fool.com about retirement, but still a little confused!thanks so much!!Shawn

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