Personal Insurance

Major dental work such as braces and dental surgery can cost thousands of dollars. Even routine visits to the dentist can get pricey. The Internal Revenue Service considers dental care costs a medical expense. However, that does not automatically mean major dental work will ...

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Most government employers provide health insurance as a part of their compensation packages. However, this doesn't mean that government workers can't claim additional deductions for some types of health insurance or healthcare costs on their form 1040. In addition, many of the ...

Health savings accounts are trust accounts that consist of contributions by the customer and a trustee, typically an employer, that provide a reserve to pay medical costs not covered by the insured's primary insurance, which must be a high-deductible health plan. Medicare ...

Supplemental insurance is insurance that covers expenses your regular policy doesn't cover, but it is not a substitute for your regular insurance. Supplemental insurance can add coverage to many types of insurance policies, including disability, health, liability and auto ...

Spotless driving history is no longer enough to get a low vehicle insurance premium. Insurance carriers now use your consumer reports including your credit report to assess your risk and help determine your insurance premium. According to Daily Finance, insurance companies ...

Tertiary insurance is a third policy. When you have multiple insurance policies, such as if you have Medicare and a supplemental policy, it's possible to have more than one covering a given procedure or loss. The third one to be billed is referred to as tertiary coverage. ...

An SR-26 insurance form is filed by auto insurance companies when an insurance policy holder’s SR-22 certificate is no longer mandatory or when the policy has been terminated. Drivers who have committed traffic violations need an SR-22 certificate to have their licenses ...

Car accident liability insurance is designed to protect the policyholder from property damage and injury claims that may be caused by her careless driving. Generally these policies protect the policyholder from all elements of personal injury claims, including pain and ...

Motor vehicle violations can cause major pain when it comes to car insurance premiums. While convictions for drunken and reckless driving cause the most trouble, resulting in premium increases of 20 to 25 percent, a speeding ticket can drive up your premium by 10 percent or ...

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