Losing his health insurance couldn't come at a worse time for Joey; Ross has a jolly good time lecturing to university students; Phoebe's psychic reveals a grim future; and Rachel gets some disturbing news regarding her annulment. Estelle: June Gable. Prof (more…)Losing his health insurance couldn't come at a worse time for Joey; Ross has a jolly good time lecturing to university students; Phoebe's psychic reveals a grim future; and Rachel gets some disturbing news regarding her annulment. Estelle: June Gable. Professor: Rick Fitts. Director: Christopher Darga. Russell: Ron Glass. Ross: David Schwimmer. Phoebe: Lisa Kudrow.