Byurcan, agree with your comment about biometrics becoming commonplace. The forces that drive these kinds of trends are strong. I continue to see many examples where convenience is chosen over security by many. Mobile phones have become an extension of who we are, with many (including me) checking their phone >100 times per day. It is not a huge emotional leap to rely on facial recognition as a method of authentication.

Another challenge is the identity validation needed during remote (mobile) enrollment. Signing up for a bank account, prepaid card, mortgage or credit product are examples. I believe that the use of mobile identity will be a key factor here, and growing in the future.

Thanks for the comment. There are obviously lots of tradeoffs, and the security-vs-convenience struggle will continue on. There are many people who will prefer convenience, and technology as a useful enabler. Others will be more cautious. I think the key is for the industry to adopt some core standards of practice (and technology) that reasonably protect the consumer.

I'm torn on the issue myself. The idea of not having to remember a million usernames and crazy passwords is appealing, but I'd have to be convinced of the security first. The key may be layering multiple security technologies (fingerprint/voice recognition, geo-location, etc.), as Jon mentioned below.

I am wholly against it. Most people will say it's paranoid to make the jump from biometrics for mobile phone authentication to some kind of big brother government, but it's not that big leap to make. First, they'll get us comfortable with the technology, then soon the government will install monitoring devices in our homes to make sure we're using the right kind of light bulb.

I also don't like the idea of phones using facial recognition either, but if it is secure and it means I don't have to remember another complex password, I'm all for it. I can only remember so many passwords with Capitals, numerals, and special characters. I'd rather use my brain to store important information, like my wife's birthday, or wedding anniversary. :)

I think more than relying on one type of technology or authentication method, the key to securing mobile will be in layering different technologies and methods on top of each other. For instance, couping facial recognition with fingerprint or voice recognition and geo-location.