Insure your home and personal property with NJM.

Your home is probably your most important asset. As one of the largest homeowners insurance companies in New Jersey, NJM provides you with outstanding coverage for your investment, backed by nationally recognized customer service and exceptional financial stability.

Peace of mind for renters - the NJM way.

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The Renters+Auto Bundle.More savings. More NJM value.

Switch to NJM and you could save an average of 20% on auto insurance.* Rent a house or apartment? Get insurance on your belongings for an average of $125/year.+ Combine your policies with a Renters+Auto Bundle and save even more!

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Welcome Benchmark Distributors Employees

Benchmark Distributors is a member of the NJ Business & Industry Association (NJBIA). NJBIA member employees are eligible to apply for auto insurance with NJM Insurance Group. Get your free quote today!

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INSURE YOUR INVESTMENT

Protect your most important investment with homeowners insurance from NJM. Explore our discounts to maximize both your coverage and your savings. Consider supplementing your liability limits with an umbrella policy, which offers added liability protection against the unexpected.

BEST-IN-CLASS SERVICE

NJM is consistently recognized by national consumer publications for our commitment to customer satisfaction. Best-in-class service is one of the many reasons why nearly 95% of our customers renew their policies each year.

FINANCIAL STRENGTH

NJM is rated A+ (Superior) for financial strength by A.M. Best, the nation’s leading rating agency for insurers. This rating reaffirms NJM’s demonstrated ability to pay its policyholders’ claims, both now and in the future.

INSURE YOUR BELONGINGS

When you rent, your landlord’s insurance only covers your physical dwelling — not your furniture, clothing, electronics and other valuables. If you experience a fire or other covered loss, you might be surprised how much it could cost to replace your belongings. For an average of $125/year, NJM will cover $25,000 of your personal property.+

BEST-IN-CLASS SERVICE

NJM is consistently recognized by national consumer publications for our commitment to customer satisfaction. Best-in-class service is one of the many reasons why nearly 95% of our customers renew their policies each year.

FINANCIAL STRENGTH

NJM is rated A+ (Superior) for financial strength by A.M. Best, the nation’s leading rating agency for insurers. This rating reaffirms NJM’s demonstrated ability to pay its policyholders’ claims, both now and in the future.

INSURE YOUR BELONGINGS

When you rent, your landlord’s insurance only covers your physical dwelling — not your furniture, clothing, electronics and other valuables. If you experience a fire or other covered loss, you might be surprised how much it could cost to replace your belongings. For an average of $125/year, NJM will cover $25,000 of your personal property.+

BEST-IN-CLASS SERVICE

NJM is consistently recognized by national consumer publications for our commitment to customer satisfaction. Best-in-class service is one of the many reasons why nearly 95% of our customers renew their policies each year.

FINANCIAL STRENGTH

NJM is rated A+ (Superior) for financial strength by A.M. Best, the nation’s leading rating agency for insurers. This rating reaffirms NJM’s demonstrated ability to pay its policyholders’ claims, both now and in the future.

INSURE YOUR INVESTMENT

Protect your most important investment with homeowners insurance from NJM. Explore our discounts to maximize both your coverage and your savings. Consider supplementing your liability limits with an umbrella policy, which offers added liability protection against the unexpected.

BEST-IN-CLASS SERVICE

NJM is consistently recognized by national consumer publications for our commitment to customer satisfaction. Best-in-class service is one of the many reasons why nearly 95% of our customers renew their policies each year.

FINANCIAL STRENGTH

NJM is rated A+ (Superior) for financial strength by A.M. Best, the nation’s leading rating agency for insurers. This rating reaffirms NJM’s demonstrated ability to pay its policyholders’ claims, both now and in the future.

BEST-IN-CLASS SERVICE

NJM is consistently recognized by national consumer publications for our commitment to customer satisfaction. Best-in-class service is one of the many reasons why nearly 95% of our customers renew their policies each year.

FINANCIAL STRENGTH

NJM is rated A+ (Superior) for financial strength by A.M. Best, the nation’s leading rating agency for insurers. This rating reaffirms NJM’s demonstrated ability to pay its policyholders’ claims, both now and in the future.

LEGENDARY DIVIDENDS

"I have just received what must be my 20th dividend check from NJM, and each time I receive one, I am always amazed that it is coming from an auto insurance company and not from an investment I have made. The dividend check reminds me (again) just how good a company you are in all respects."

G.F., Summit, NJPolicyholder since 1995

See what people are saying about NJM

Carli Lloyd

Policyholder for 16 years

World Champion Soccer Player, NJM Policyholder

An auto policyholder since 1999, and a homeowners policyholder since 2008, Carli still looks forward to receiving her dividend check each year. She was impressed to learn that NJM has been paying dividends since 1918 and amazed at the total amount shared.

Mr. and Mrs. Fanucci

Policyholders for 28 years

"It was so easy with NJM."

An NJM auto insurance policy came along with the Fanucci’s marriage in 1989, followed by homeowners insurance in 2006. As a state employee, Mrs. Fanucci said "I Do" to a policy with NJM, and it has remained a constant in their family ever since. Like many drivers, they’ve had a few claims over the years, and appreciate the consistent ease of the settlement process. Between annual dividends and great customer service, the Fanuccis know that NJM is always there when they need them.

Rosemary L.

Policyholder for 25 years

"Once you get NJM, you stay with NJM."

Rosemary jumped at the opportunity to get NJM auto insurance over 25 years ago, added homeowners in 1999, and has remained a happy customer ever since. She’s proud to be part of the company’s century-old legacy that puts policyholders first. She values the family-like service she receives to the point that she enjoys being solicited by other insurance companies — just so she can tell them how much she loves having her NJM.

NJM shares positive financial results with its policyholders in the form of dividends. For this reason, the payment of a dividend is not guaranteed.

+Estimate based on minimum $750 deductible and coverage limits including $25,000 in personal property, $100,000 in liability and $1,000 for medical payments to others. Premium is affected by coverage choices, underwriting guidelines and other factors. Acceptance criteria applies. Coverage is not effective until specified by NJM.

*Percentage is based upon a comparison of the average NJM premium with the average statewide premiums as reported by the New Jersey Department of Banking and Insurance.