Personal Checking

A variety of checking, savings and CD options are available at American Bank to satisfy virtually any deposit goal – whether you are seeking easy access, an interest-bearing account or additional security for your money.

Simply maintain a minimum daily balance of $300 or an average daily balance of $750 in the checking account. Otherwise maintain a minimum daily of $2000 in a Regular Savings, Money Market, Certificate of Time Deposit, or IRA account to avoid the monthly service charge of $7 per month.

Package Checking

For customers who want a checking and savings account with access to their accounts through a personal computer or mobile device

In order to enjoy an all-encompassing account, all one has to do is maintain a Package Checking and Savings account, register for online banking, and sign-up for e-docs. There is a $3 per month charge for paper statements if the customer does not enroll e-docs.

Student Checking

For students who are currently enrolled in school and are of the age of 24 or younger

The monthly service charge is $10, which is waived if a minimum daily balance of $1,000 or an average daily balance of $2,000 is maintained in the checking account. Or the service charge can be avoided by maintaining a minimum daily balance of $3,500 in a Regular Savings, Money Market, American Way plus MMDA Savings, Certificate of Deposit or IRA account.

Health Savings Plan

For our customers who have a qualifying HDHP (High Deductible Health Plan)