£250 cashback excludes porting, transfer of equity and further advances. Not available in conjunction with any other mortgage cashback offer. Depending on the method you choose to have any surplus funds paid to you by the solicitor there may be a charge. Your solicitor will discuss the options available with you.

Eligibility criteria

Current account customers must have held their account for a minimum of three months and have paid in at least two consecutive months’ mandated salary into their Co‑operative Bank or smile account or have completed The Co‑operative Bank switching service.

Mortgage payments must be paid via Direct Debit from the eligible account. All loans are subject to status and valuation.

The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.121885). Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. is a member of the Council of Mortgage Lenders and subscribes to the Lending Code which is monitored by the Lending Standards Board.

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