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All is not lost simply because the judgment was granted, especially if you had a valid excuse for not filing a response. There is a chance that you were never served documents alerting you to the existence of the lawsuit.

Defaulting on a student loan almost always entails negative consequences, especially for young borrowers. In some cases, they may be forced to hold off on getting married, having kids, or starting businesses.

Debt collectors are obligated to validate the debt with information about who is owed and how much. This is basic information that they should be able to produce; if they cannot, you may not hear from them again.

If you are being sued, consult with a skilled collections lawsuit attorney from a firm like Fitzgerald & Campbell, APLC so you can file a thorough response to the lawsuit and figure out the best solution to resolve all your debts.