Hope is not a strategy

About

John Towner is Head of Origination for the pension buyout, buy-in and longevity insurance business at Legal & General in London. He has over eighteen years of experience in origination, sales, and new product development within the investment banking, asset management, and insurance industries. Prior to Legal & General, John worked at Redington, Deutsche Bank and Barclays where he helped pension funds and insurance companies implement strategic ALM transactions in the UK and across Continental Europe. He has experience working in a range of different regulatory frameworks and accounting regimes, including UK Scheme Specific Funding, Dutch FTK, IAS19, German GAAP, and Danish fair value. John graduated from Georgetown University in Washington DC in 1995 and completed a post-graduate course at Cambridge in 1996.

The views expressed here are John’s and John’s alone and are not necessarily representative of his past or current employers.