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As in the topic I can not beat the Dutch.I play with a friend who always chooses the Dutch. His tactic consists in building triple walls and spamming with cannons and reiters . He has infinite money through banks. Food has from factories.And he is still buying a mass of mercenaries.Can someone help?

Banks provide limited amount of gold and honestly, i always needed some plantations.
Ruyters cost lot of coins, same as artilery. Many civs has infartry with bonuses against cavalry (halberdiers, etc.) but ranged cavalry has bonus both against cavalry and artilery, so dragouns, mounted archers/crossbowmen could do the trick.
It also depends on what civ do you use - not every civ can counter everything, f.e. some Native Americans miss cavalry completely and their infartry is just cannon fodder (tupi, iroquois).

He is certainly weak early on since he must invest resources in banks and walls, try to rush him with cavalry and add ranged units later if he goes for pikemen
Or, beat him at his own game by going Fast Industrial with a big siege potential. You should be ahead because you don't lose time and resources on walls

If he's playing that defensively, try to boom up and you should get the advantage. Skirmishers are probably the way to go to counter ruyters (ranged resist, 2x damage vs light cav), with culverins or your civ's equivalent to beat the cannons, then counterrattack, possibly with mortars added on to destroy the walls if you need them.

My strategy to fighting dutch is quite similar to that of other Europeans. Since in Wol, Europeans have the best units and will most certainly win in the late game, you must do what you can to kill them early though with dutch this is easier said than done. Two ideas come to mind: One, do everything in your power to siege banks which have high hp so this will be a uphill battle; but also considering that sieging one will virtually cut their eco enough to crush their capacity to fight on. Two, focus more on a anti infantry army early on as dutch lack a gunpowder heavy infantry but instead have skirmishers which will in turn kill any heavy infantry you build.