What Are Your Housing Options?

Seniors and their families have numerous choices to make when searching for senior housing options. With so many senior housing options available, it’s not uncommon to be confused until you identify the level of care required when making a selection. It’s critical to understand the differences between the many elder care solutions available, so you can choose the best option for your family.

As you begin your search, use this handy guide to learn more about the different types of senior housing options available. Complete the form below to receive more information and pricing regarding your options.

Nursing Homes

Nursing homes provide 24/7 monitoring, which includes around-the-clock skilled nursing care for elderly residents who require a high level of medical care and assistance. Skilled nursing services are available from licensed nurses. If recovering from an illness, surgery, or accident, many nursing homes also offer short-term rehabilitative stays. Long-term care residents typically have high care needs and/or complex medical conditions, requiring skilled nursing services. Residents typically share a room with their fellow residents, and unless too ill to participate, are served meals in a central dining room. Some facilities have a separate unit for Alzheimer’s patients or residents with advanced Dementia.Activities are also available

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Price Range:

Independent Living Communities

Independent Senior Living Communities cater to seniors who are very independent with few medical problems. Residents live in fully equipped private apartments that often allow for pets.

Apartment sizes may range from studios to large two bedrooms. Fine dining services are offered with custom-designed meal packages which may be taken in-room or in community dining areas depending on the facility. Residents have more flexibility in that they can choose to pay for a specified number of meals per day. Because residents tend to be healthier and more active, there are numerous social outings, shopping trips, and events to choose from for entertainment. These facilities are also great for singles or widowers who wish to have a more active social life.

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Payment Sources:

• Mostly private pay • Some government funded through Section 202

Price Range:

• $1,500-$3,500 per month

Residential Care Homes

Residential Care Homes are private homes that typically serve several full time residents who live together in the home. Care is provided by live-in caretakers who service the needs of residents, who typically do not require significant medical services. These homes offer assisted living services for seniors who want a more private, home-like community. Assistance with common daily activities of such as bathing and dressing are provided. Amenities and nursing services vary greatly between homes dependent on staff. Ask about their specific level of medical care, amenities, and staff when you tour.

Also Called:

• Board and Care Homes • Group Homes • Adult Family Homes

Payment Sources:

• Private Pay • Medicaid (in some instances)

Price Range:

• $1500 to $3000 per month depending on the services and level of care provided

Assisted Living

Assisted Living communities are designed for seniors who are no longer able to live on their own safely but do not require the high level of care provided in a nursing home. Assistance with medications, activities of daily living, meals and housekeeping are routinely provided. Three meals per day are provided in a central dining room. Residents live in private apartments which frequently have a limited kitchen area. Staff is available 24 hours per day for additional safety. Most assisted living communities provide licensed nursing services. The hours vary greatly, so be sure to ask when you visit. Social activities and scheduled transportation are also available in most communities. A special unit for Alzheimer’s residents is available in some, but not all communities.

Also Called:

• Assisted Care Community • Personal Care Home

Payment Sources:

• Mostly private pay • Some take Medicaid

Price Range:

• $2,500 to $4,000 per month depending on the size of apartment and level of assistance required • Alzheimer’s care ranges from $2,800 to $4,500 for a shared suite

Alzheimer’s Care

Numerous senior housing options for people with dementia or Alzheimer’s are available. With the memory impaired, it is critical for the facility to offer 24-hour supervision and support to ensure the safety and quality of life of residents. Many families mistakenly try to care for their loved ones at home, long past their ability to manage the unique needs of the patient. It can be extremely difficult given the skill that is required to care for a person with memory problems.

If you need to consider Alzheimer care facility, a range of options exist. Care can be delivered in nursing homes, assisted living facilities, as well as in in personal care homes. Often, the residents live in semi-private apartments and have structured activities delivered by trained staff members. Due to the nature of the patient, these living environments have secured or locked areas to ensure no one wanders off. Be sure to review the secured grounds when touring the facility if this is a consideration in your choice.

Also Called:

• Memory Care • Alzheimer Care

Payment Sources:

• Private Pay • Medicaid • Insurance

Price Range:

• $3,000 to $7,000 per month

Respite Care

Respite care provides short-term stays in a community that can meet their needs. This is often for the benefit of the regular caregiver who may need a break. Many assisted living communities and nursing homes have dedicated residences for a respite care program. Residents typically stay from a week to a month, depending on their specific situation or needs. Temporary residents will receive all of the services of the community. Respite stays may also serve as a “test drive” to get acquainted with a particular facility before committing long term period for the senior. Many residents find that they enjoy their stay and decide to move in soon after the short-term visit. Respite programs are available for assisted living and Alzheimer’s residents.

Also Called:

• Short-Term Stay Programs • Adult Day Care

Payment Sources:

• Private Pay • Medicaid (in some instances)

Price Range:

• $75 – $150 per day

Home Care

If Independence is the goal, and the medical or support needs are not significant, Home Care provides the type of assistance seniors require, while living in their own home. Typically, home care involves providing assistance with Activities of Daily Living (ADLs) such as bathing, dressing and meal preparation or Instrumental Activities of Daily Living (IADLs) such as paying bills, cooking, transportation, making appointments, and simply being there to provide companionship and emotional support. Home Care Services can vary in frequency from once a week to 24 hours a day, depending on the need and budget.

Also Called:

• Home Health Care • Home Personal Care • Home Care Aide

Payment Sources:

• Private Pay • Medicare/Medicaid via certified home health agencies

Price Range:

• Hourly/weekly/monthly fees based on arrangement

Senior Housing Comparison

*Services available through 3rd party providers

*Personal care and on-site nurses may be available through a third party.

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