Findings From the 2003 Retirement Confidence Survey (RCS) and Minority RCS—The 2003 RCS finds that, despite continuing financial uncertainty and wavering consumer confidence, American workers' confidence in having enough money to live comfortably throughout their retirement has decreased only slightly, from 23 percent in 2002 to 21 percent in 2003. The survey points to several reasons for this stability, while revealing an underlying and growing unease among some Americans about specific aspects of their retirement. It also finds that African-Americans and Hispanic-Americans tend to have lower levels of confidence and that their preparations for retirement are behind those of workers nationally.