II. Apple Pay

Apple is seeking to replace your wallet with something called “Apple Pay.” A new Apple device is required for users, but on the retail side of things, Apple Pay already integrates into existing point of sale equipment. Transactions occur just by touching your device to the retailer’s payment pad.

Credit card information is stored only on your device and is accessed only by your fingerprint or passcode. This means that neither Apple nor the retailer ever see your credit card or personal information. Because of this, Apple argues that Apple Pay is even more secure than traditional credit cards. (The whole Target credit card fiasco from last summer wouldn’t have been possible for users of Apple Pay.)

III. Apple Watch

After two years of rumors, Apple finally unveiled the new wearable device: Apple Watch. It will be available early 2015 for around $349, which probably means March-ish. In addition to giving you quick access to things like Siri and notifications, Apple Watch is a cutting edge fitness tracker. I’ll spare you the details of what all it can do, but here are a few highlights:

Track your motion activity (i.e. standing, sitting, walking, etc)

Voice message your friends like Dick Tracey

Tell the time (go figure, right?)

Interact with Siri

Features Apple Pay

The Apple Watch is dependent on having an iPhone and will worth with the iPhone 5 or newer.