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Want to be debt-free in 2014? Join our live chat

Along with the most persistent of New Year’s resolutions aimed at improving well being – lose weight, eat healthier, get a better job, recycle more – better financial prudence leads many lists.

For the third consecutive year, the top three goals among those considering a financial resolution for 2014 are saving more (54%), paying off debt (24%), and spending less (19%), according to a Fidelity study.

And according to a survey conducted on behalf of Credit.com, of the 55% of respondents who said they have at least some credit card debt, more than half (51%) said it is “extremely important” that they have a plan in place during 2014 to get out of credit card debt, while another 21% said it is somewhat important, and 9% said it is moderately important.

If one of your goals is to end the year debt-free – or if you’re looking for tips on paying down debt, improving your credit score or learning about good debt vs. bad debt – this is the place to be.

Join Yahoo Finance and Credit.com today at 6 p.m. EST (3 p.m. PST) for a live chat. Our panel of experts are on hand to help you jumpstart your efforts to tackle debt in 2014.