Month: June 2017

Here's what most of us mistakenly think we know about townhouses: They're glorified apartments. They're houses squished together so hard they share walls. They're ruled by iron-fisted homeowners' associations who will force you to dye your dog to match your window shades. >>New Listing: Deluxe Townhome For Sale #WSNC<< Turns out, most of us are… Continue reading Advantages of Townhouse Living

Federal law requires that for all homes built before 1978, buyers receive: The EPA pamphlet: Protect Your Family From Lead In Your Home. Any known information concerning the presence of lead-based paint A standard NC Lead Paint disclosure addendum form (2a9-T) Time to inspect and assess risk (Usually part of the "Due Diligence" Period Related - Understand… Continue reading Protect your family from lead

#HouseHunters be prepared to offer up a pile of paperwork to earn your home mortgage pre-approval. In general, the paperwork you’ll need to assemble for your lender includes the following: Pay stubs from the past 30 days showing your year-to-date income Two years of federal tax returns Two years of W2 forms from your employer 60 days… Continue reading How to get pre-approved: The paperwork you need

Buying a home is exciting and, let's face it, complicated. Be sure you have a real estate agent as your ally in the process. This booklet is a toolkit that can help you make better choices along your path to owning a home. Download our Home Loan Toolkit: A step-by-step guide. After you finish the toolkit,… Continue reading Home Loan Toolkit: A step-by-step guide

Download this really helpful brochure - Looking for the best mortgage: shop, compare, negotiate. Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage - whether it’s a home purchase, a refinancing, or a home equity loan - is a product, just like a car, so… Continue reading Looking for the best mortgage: shop, compare, negotiate

FHA loan programs offer lower down payments and are a good option for first-time home buyers. FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of the U.S. Department of Housing and Urban Development (HUD) - insures the loan, so your lender can offer you… Continue reading Let FHA Loans Help You

First and foremost, Judy Jernigan and her House Into Home NC team care about keeping you safe! Here are important things to consider as you prepare to show your home to potential buyers. Prescription drugs: Remove or lock them up prior to showings. A growing number of real estate professionals are reporting theft of prescription… Continue reading Home Seller Security & Safety Plan

What’s The Difference Between Pre-Qualification and Pre-Approval for home mortgage loans? When you are shopping for a new home, you will need either a pre-qualification or pre-approval letter to submit an offer to purchase. Either letter assures the seller of your seriousness and ability to obtain a mortgage for the purchase. Usually, you can get… Continue reading DO get Pre-Approved for a home loan, not just pre-qualified