Tag Archives: flexible

We’ve all gone through tough times and it’s impossible to predict the next time you’re going through financial hardship. While your finances may be in perfect order now, you could find yourself on holiday and spend all your money at once – or you may have to pay up for something sudden and unexpected.

No matter what happens, though, the best solution is to come prepared. It’s going to save you from that dreaded feeling of panic as you realise that you won’t be able to make it to the end of the month, and you’ll feel way more comfortable in general.

Here is a handful of tried-and-tested tips to help you out when you’re in a pinch. That way, you’ll be able to take care of yourself no matter what.

#1 Find a few side-hustles

The great thing about technology these days is that you can actually make money whenever you feel like it. You just need to know where to look – and you have to have a few contacts up your sleeve.

Sure, you still have your actual job and you shouldn’t necessarily quit this to go all out with your side-hustle; this is all about having access to quick money without having to borrow it.

Think about the kind of skills you have that may be useful online, and hit the search engine to check out one of the trillion sites that offer a platform for freelancers and companies. Web design, programming, copywriting, SEO, and social media marketing – all of these are in high demand online.

The good news with these kinds of online jobs is, of course, that you can do them anywhere. Complete a few projects on your commute back home and boost your income significantly – it’s definitely going to come in handy when you really need it.

#2 Get a payday loan

If you’re not able to wait for that paycheck from your full-time job or your side-hustles, it’s time to dive a bit deeper into your options. A payday loan is a great idea when you really need it as you’re able to borrow a small amount on a very short notice.

It will come at a significant interest rate, though, so keep in mind that this option is suitable for desperate times. Read more about it and go to this page if you’re interested; it’s a great option to have handy in case you don’t have access to your credit card at the moment.

Before you apply for a short-term loan, remember that you have to pay it on time. If you should happen to be late, you’re going to have to pay way more than you originally thought – and your credit score is certainly going to suffer. Borrow money responsibly and use it as a lifeguard in case you have no other option.

#3 Sell some of your stuff

You don’t have to be into the minimalist lifestyle just to sell a bunch of your stuff. It does feel great to get rid of some things, though, and you can actually enjoy the feeling of decluttering your life while also making money; it’s therapy that you’re being paid for.

If you need money soon but not right now, this option is perfect for you. Simply check out one of the dozen platforms that offer a marketplace for buyers and sellers, check out what other sellers tend to price their items at (or just slice the amount you paid for it in half), take a few pictures, and wait for the emails to roll in.

Keep in mind that this might take a bit of time, depending on how lucky you are. Sometimes you’ll be approached by potential buyers right away – other times, you’re going to have to wait.

Use this as a way to plan for the month ahead if you see that you might struggle financially. That way, you’re taking care of yourself while also clearing up around the house. Electronics tend to sell a bit quicker, by the way, as well as any nostalgia-items you might have laying around. Check out the attic, in other words, and you should be good to go.

#4 Start a website

This is another tip that requires a certain amount of planning. You’re not going to make money from a website right away, that’s for sure – and you might even have to wait a few months before you start to make an actual income.

Yet, this is a great way to create a passive stream of money for the future, and particularly if you’ve been frustrated about a lack of money in the past. The website can be about anything you think you’ll be able to make money from; make it a DIY blog, a photography website, fill it with your cooking recipes, etc – you have a lot of options.

Have a look at this site if you’re not sure where to begin and keep in mind that this is something that will take a bit of time. The sooner you get started, the sooner you can enjoy the extra income, in other words.

#5 Get a part-time job

Want to significantly boost your income? Get a real part-time job and do something you love. The great thing about this option is that you get to enjoy the feeling of doing something that’s kind of relaxed and you don’t have to worry about working towards that promotion – you’re really just doing this for the money, after all.

If you’ve always loved the idea of working in a coffee shop, for example, get a job where you can work a few hours per week during the evening and maybe a day or two on the weekend.

That way, you have a flexible part-time job where you can smell the coffee and chit chat with others while actually making money. Boosting your income is actually not that hard as long as you’re willing to put in a little bit of work first.

Online shopping has been a game changer for the fashion industry. While many of us started skeptical, sizing charts and easy returns have converted even the doubters. And, there’s no denying it; getting clothes right to your door is bloody marvelous. As if that weren’t enough, we’re also now able to find any outfit our heart desires. Forget limited stock and terrible style; buying online means we can wear what we want when we want. Despite these benefits, though, there are items many won’t make allowances for. Shoes are a big one. Many a customer wouldn’t dream of buying these without trying. Rings are also a point of contention. So much so that the idea of buying something as important as an engagement ring online could make you weak at the knees. Sorry to say, that’s precisely what we’re be looking at here.

Of course, we don’t all get to choose our engagement rings. Sometimes, our partners buy them as a surprise. But, more couples are now going down the practical route of acquiring a ring after the event. All the better for things like sizing and personal taste. And, you guessed it; it’s now possible to do even this online. But, we know what you’re thinking. Surely this is a terrible idea? Not necessarily. There is undeniable room for error here. But, this could be the way to the right ring for you. And, all you need to do to avoid disaster is follow these three-pointers.Know your ring sizeAs mentioned above, ring size is the reason many couples hold fire on buying. And, when you’re buying online, the risks only increase because you can’t try things on. You’ll also have to deal with longer readjustment wait times thanks to all that posting. In truth, though, this isn’t difficult to get right. All you need to do is head to sites like www.realsimple.com and size your ring before clicking buy. Take time here, and you’re in for better success rates than you may have in a physical store.

Choose the right retailer

The online retailer you choose also determines success. A site with few guidelines or customization options is sure to spell trouble. As can be seen from reviews like this one at https://diamondexpert.com/james-allen-review/, companies like James Allen are your best option thanks to their flexible selections. For the most part, you want to take time finding a company which takes your needs into account. That way, there’s little chance of the ring not being the way you want it.Order in plenty of time

Even with the right retailer and sizing, there’s a slim chance you’ll need to send your ring back. And, by the time you’ve received, resent, and then received it again, time could be getting on. If you have an engagement party or some other deadline, then make sure to order well in advance. This ensures that any returns don’t spell trouble. It’ll also save you freaking out when the post-person arrives empty-handed again!

Post-college graduation is an excellent time for you to start traveling. You have a great education and the means to make some money. You might not set off on your travels right away, but maybe you’re desperate to start making some trips. The only problem is, you might not be making too much money after college. Plus, many people have mountains of debt they have to overcome. So if you want to travel after college, how can you afford it? Fortunately, you have lots of options to make travel affordable. Try some of these techniques to ensure you can see the world.

When you first leave college, one of your greatest concerns is probably your student debt. It’s hanging over your head, and you want to get rid of it as soon as possible. But there’s a lot of it, and you have other expenses to take care of too. How can you travel when you have so much money to repay? The first thing you should do is look into Obama student loan forgiveness. You might be able to have some or all of your debt removed so you no longer have to repay. The next thing to do is consider consolidating your loans or managing them in another way. Create a budget to ensure you’re making timely payment.

Lock Down a Job First

Going traveling straight after graduation sounds great. However, you’re unlikely to have much money. Maybe your parents will be kind enough to loan or gift you some. But once it’s run out, that’s it. Before you set off on your travels, it’s a good idea to find your first post-college job. Here’s the crucial part: you need one with good vacation time. Of course, that shouldn’t be your only criterion. But a steady income coupled with flexible vacation time will allow you to travel more.

Travel Frugally

Traveling doesn’t have to mean 5-star hotel and first class flights. You can see so much more if you’re willing to budget your travels properly. You can save by staying in hostels or even camping. You can find cheap places to eat or perhaps avoid eating out altogether. If you stay in a hostel or maybe a homestay, you can cook for yourself. Book your trips at the right times to get the best deals. Go to the right destinations too, where you can get more for your money.

Combine Work and Travel

Here’s another idea: work as you travel. You can look for work programs in various countries that allow you to experience a new country and earn money. You could work as an au pair or in hospitality. There’s seasonal work and other opportunities. You could also consider volunteering or combining travel with studying. You can get experience in the workforce while also gaining life experience. You might even learn a new language.

Traveling after college is achievable if you go about it in the right way. Consider your dreams carefully to plan them successfully.

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Trying to define yourself is like trying to bite your own teeth. Not possible, as life changes a person, and we all grow... hopefully for the better. This is an online journal of my thoughts, my findings, and my lessons learned.