Easy Home Upgrades for Maximum Savings: Tips from the Harmon Insurance Agency in Cleburne

In today’s economy, saving money is more important than ever before. A number of American workers have had to take significant pay cuts in order to stay employed and even those who still earn the same salary feel the pinch of the rising cost of living. With so many struggling just to make ends meet, finding ways to trim expenses is essential, and one of the easiest places to start is with your insurance premiums. According to experts with the Harmon Insurance Agency Cleburne, homeowners can reduce the costs of their home insurance premiums with just a few upgrades and changes to the existing structure of the home. Even just a small investment can lead to significant savings both now and for many years to come.

Upgrading and updating your home to qualify for savings on your home owner’s policy starts with talking to your agent. While most insurers offer similar rebates and incentives for making homes safer as well as more energy efficient, the specific dollar amount and requirements vary from one company to the next, which is why it’s vital that you speak to your insurance agent before undertaking any improvements or changes. One of the most frequently offered upgrades involves making changes to the layout and structure of your home in order to make it more secure and unappealing to burglars. Installing a home security system with motion detector and glass break features reduces the odds of your home being chosen as a criminal’s target, which makes your insurer a whole lot happier and much more likely to shave a little bit off your premiums. Adding floodlights to the perimeter of your home and property is also a popular solution that may qualify for additional savings. In terms of your home’s actual structural components, replacing outdated wiring minimizes the risk of fire or electrocution, while having a new roof installed provides better overall protection, both of which will put a smile on your insurance agent’s face.

By making a few changes around your home, you can not only improve your family’s day to day living experience but also qualify for valuable incentives that can help reduce the total cost of your home owner’s insurance policy. The professionals at the Harmon Insurance Agency Cleburne recommend talking to your agent today and finding out about the options that are available to you.