Collection Abuse Attorney in Orlando

Orlando Collection Abuse Lawyer

Debt collectors are required to abide by certain regulations and where they do not, it is considered unlawful. The laws were put in place to protect the consumer and also the credit system. According to Florida state law debt collectors are legally not allowed to:

Mail any particulars which disclose immediately any information which may harm the debtor' s reputation

Manufacture or contribute any kind of list which is similar to a "blacklist" for debtors

Reveal any information regarding your debt to your employer

Disclose any information regarding your debt to anyone not in your immediate family

Call your place of employment when you have asked explicitly for them not to do so.

Call you before or after specific times of day

Contact you at work when asked not to

Use obscene language

Calling your play of residence repeatedly with intent to elicit vexation

Threaten violence against the debtor or his/her family or property

Threaten to publish the debt

Threaten to file a lawsuit when they do not intend to do so

Threaten to do anything illegal

Misrepresent themselves as an attorney, law enforcement official or from the government

About Collection Abuse

Collection abuse occurs quite frequently because consumers often do not know their rights. Unscrupulous debt collections are becoming more common in today's struggling economy. "Junk debts" are debts which are essentially worthless, bought for a small amount of what they were actually worth. The debt collector will then use illegal tactics to try and force the debtor into paying the full amount.

One way to defend yourself against harassment is to advise the debt collector that he/she is being recorded whenever he / she calls. Tell the collector that you want every statement made to you represented in writing and sent to you. Send the collector a debt validation letter after you receive their initial letter. Demand in your letter that they provide evidence of the debt which is owed. Speak with an attorney as soon as you possible, as legal action could be taken against those creditors who violate the law and you can get relief and payment from the legal action against them.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.