Retirement Planning

Good Planning is About a Lot More Than Money Planning for retirement is, for many people, more of a challenge than they anticipated. Even before the question of money can be tackled, a good plan requires that each individual envision the kind of future he or she wishes to create…

Retiring from a company that has embodied your professional success for many years is one of the biggest changes that a senior executive will ever experience. It can also lead to one of the biggest financial missteps you ever make. Corporate executives aren’t used to being on the other side…

“A penny saved is a penny earned.” – Ben Franklin In my last blogpost I explored the surprising fact that portfolios with rising allocations to stock throughout retirement are actually less likely to fail than portfolios stuffed with fixed income investments. This time I want to examine another retirement rule-of-thumb…

“It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just ain’t so.” —Mark Twain Do you remember the rule of thumb that says that the proportion of stock in your portfolio should equal 100 minus your age? Well, it turns out that…

This close to Tax Day everybody is talking about taxes. And one of the taxes that commentators love to complain about most is the Social Security tax. Why? Well, other than the usual gripes, the biggest complaint about Social Security seems to be that it is regressive – in other…

For many individuals, the prospect of retirement can seem like a long and winding road. Even if you are one of the lucky few to have amassed sufficient resources to achieve financial independence in your 50s or 60s, the prospect of living for 35 or 45 years without employment income…