Insights | Analysis | Latest Trends

Keeping bad medical debt off your credit report is about to get a lot easier

It’s no secret that health care is expensive — and there are plenty of statistics that show how the rising costs of health care have become a major financial burden on millions of Americans — including those who have insurance. In fact, for years medical debt has been the number one reason people file for bankruptcy in the U.S. According to a 2016 study, about 20% of American adults had difficulty covering their medical bills — even with insurance coverage. On top of that, while many are forced to drain their savings to pay for an unexpected medical expense, many others simply don’t have the cash to cover it and the bill ends up in collections. One of the biggest concerns regarding medical debt has been the impact it has on an individual’s credit report and score — which can be devastating.

Insights | Analysis | 2017-’18

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