Resale Levy

Existing Owner or Ex-Owner

Are you, your spouse or any of the essential occupiers listed in the application an existing owner or ex-owner of a:

Flat bought directly from HDB

DBSS flat bought from the developers

Resale flat bought under the CPF Housing Grant Scheme

If you belong to any of the above categories, you may apply to buy an EC on condition that a 5-year period (excluding any period of subletting of the whole flat) has lapsed from the *date of taking possession of the flat to the date of application for a new EC

* The date of taking possession refers to following dates (whichever is applicable):

Date of key collection, for flats that are bought direct from HDB

Date of resale completion, for purchase of resale flats from the open market bought with the CPF Housing Grant

Date of transfer at market value of the flat bought with CPF Housing Grant

Ex-owners of an EC

Are you, your spouse or any of the essential occupiers listed in the application an ex-owner of an Executive Condominium bought directly from the developer? If yes, you would need to meet a 5-year period from the date of taking possession of the earlier Executive Condominium.

30-Month Period

In addition, you need to wait out a 30-month period from the effective date of disposal (i.e., date of legal completion of the sale of their Executive Condominium, evidenced by the Notice of Transfer or such other documentary evidence as HDB may require) of the Executive Condominium before you can apply to buy another Executive Condominium directly from the developer.

Essential Occupiers

You or any person listed the application must not be currently listed as an essential occupier of:

An existing HDB flat bought directly from HDB,

A DBSS flat bought under the CPF Housing Grant Scheme, or,

A resale flat bought under the CPF Housing Grant Scheme

However, an essential occupier may apply or be included in an application only if he has stayed in the existing flat for 5 years from the *date of taking possession of the existing flat to the date of application for an EC.

* The date of taking possession refers to:

The date of key collection, for flats that are bought directly from HDB

The date of resale completion, for purchase of resale flats from the open market bought with the CPF Housing Grant

The date of transfer at market value of the flat bought with CPF Housing Grant

The date of key collection for Executive Condominium/DBSS flats bought from the developer, whichever is applicable.

Divorcees

Within three years from the date of the divorce, only one party in the divorce can own one of the following housing units:

a flat bought directly from the HDB

a DBSS flat / EC bought directly from a private developer

a resale flat bought from open market under the CPF Housing Grant Scheme

If you have an existing matrimonial home, which is one of the above, and that home is retained by your ex-spouse, you may apply to buy or be listed as an essential occupier in any of the above housing unit only three years after your date of divorce.

However, this three-year wait out period will not apply if you are buying any of the above homes with your parents or a new spouse, or if you are buying a resale flat from the open market without the CPF Housing Grant.

If there is no matrimonial home or the matrimonial home was bought from the open market without any CPF Housing Grant, you may apply for any of the above housing units after you get your ex-spouse’s consent not to own or be listed as an essential occupier in any of the above housing units within the three-year period from the date of divorce.

The requirement for ex-spouse’s consent is waived if you are buying any of the above housing units with your parents or a new spouse or if you are buying a resale flat from the open market without the CPF Housing Grant.

The requirement to seek ex-spouse’s consent during the three-year period from the date of divorce is also waived if you meet the following conditions:

All your children are below 18 years old at the date of divorce; and

You have the legal custody of all your children and are also the only parent with the care and control of all your children.

Person Who Has Bought an EC/DBSS Flat with CPF Housing Grant

A person who bought an EC or DBSS flat with CPF Housing Grant and terminated the Sale and Purchase Agreement may apply to buy an EC.

However, this is allowed on the condition that a 5-year period has lapsed from the termination date of the Sale & Purchase Agreement of their earlier EC or DBSS flat purchase, to the date of application date for an EC.