<<My point is simply costs seem to be out of control. Making a college education unaffordable to many. We need a better formula that is a bit less based on "all the market will bear.">>

Personally I consider it very unlikely that the bill for college will decline until there is a widespread institutional crackup that forces change.

That kind of crackup hit the housing market in 2008 causing real price declines. Something similar would reduce costs of college.

So far, of course, just the opposite has been happening for decades. Government, business, parents, students and others have been adding huge amounts of money to keep pumping up the system, with no real change in sight. So the outlook is for yet more substantially higher real costs, in my opinion.