Subject: File Number SR-FINRA -2009-008 (sn# 93)

I am an insurance agent and financial advisor who has spent many years
providing valuable services to and looking out for the interests of my
clients. I am writing to express the significant concerns I have regarding
certain aspects of FINRA's proposal to revise Forms U4 and U5. While
certain parts of the FINRA proposal are warranted and appropriate, my
specific concern is with that part of the proposal that would revise Forms
U4 and U5 to essentially require the reporting of allegations of sales
practice violations made against a registered person that are contained in
the body of an arbitration claim or lawsuit in which that person is not
named as a party.

I believe that allegations should be proven to be justified before they
are required to be disclosed in fairness to those agents who do their best
communicating the features and benefits of a product.

I therefore oppose the proposed revision to Form U4. I do agree and
support the prosecution of and applicable sanctions on those agents who
engage in unscrupulous or misleading sales practices.

I therefore request that you not approve that part of FINRA's proposal
that would require the reporting of allegations of sales practice
violations made against a registered person that are contained in the body
of an arbitration claim or lawsuit in which that person is not named as a
party. Thank you for considering my comments.