ACE Cash Express – 2513 Richmond Rd, Texarkana, TX 75503

Payday loans are available at ACE Cash Express and even customers with bad credit may be eligible.1 All you need is ID, proof of income and a bank account to apply for a cash advance; no traditional credit check. A satisfaction guarantee comes with every loan for 72 hours. Return the loan within the satisfaction guarantee period and pay nothing more if you change your mind!

Rather than getting a credit card or opening a checking account, get the ACE Elite™ Prepaid Debit Card. Direct deposit your government benefits check or payroll check on to your prepaid debit card and get paid up to two days faster.2 Use your card wherever Visa® debit cards are accepted, including, but not limited to, ATMs and online purchases. The ACE Elite™ Card also allows you to pay bills online.

If title loans are available at your store, your title could quickly get you access to the cash you need with a title loan at ACE. A 72-hour satisfaction guarantee comes with every loan. Pay nothing more if you change your mind and return the loan within the satisfaction guarantee period.

How to Find Us

Our store is located in the Richmond Ranch shopping center at the corner of Richmond Rd and St Michael Dr. You can spot us in-between TCBY and Bella Nails & Spa. We are a walk-in store with plenty of free parking places. We proudly offer ACE Elite™ Prepaid Debit Cards, bill pay, and other helpful financial services onsite. Texarkana, thank you for letting us serve you at this location since 2007.

What's Nearby

Our store is conveniently located close to many businesses. Target, Super 1 Foods of Texarkana, Hobby Lobby, and Central Mall are just a few options close by. We are within walking distance from many eateries such as Raising Cane’s Chicken Fingers and Chipotle Mexican Grill.

Find an ACE Cash Express near you:

1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Finance Lenders License. Loans in Minnesota made by ACE Minnesota Corp. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states.

2. Faster access to funds is based on comparison of our immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor's support of this feature and timing of payor's funding. Check with your payor to find out when the direct deposit of funds will start.

1 To get cash back and avoid paying a higher ATM fee, select "debit" and enter your PIN when making a purchase at a retailer. Purchase transaction fee may apply, depending on which fee plan you selected. This option may not be available at all retail locations where the card is accepted.