Don’t let the fear of loss hinder your business. Since we understand what it takes to protect a successful business we provide plenty of options for your consideration. Included among those options is the Commercial Umbrella Liability policy, which ensures your protection in the event of a huge judgement against your company. While not mandatory, a Commercial Umbrella Liability policy is highly recommended to protect your business in the event of a catastrophic liability loss.

Points to consider:

The number of lawsuits continues to increase

The average size of jury verdicts continues to increase

What is the amount of insurance provided by your current policies?

What would happen if your current insurance limits are not sufficient to cover a large loss?

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Every business, no matter how large or how small, is at risk for a sizeable judgement. Commercial Umbrella Liability insurance could mean the difference between the survival of your company, or its demise. Without a sufficient amount of insurance your business, your source of revenue, and the livelihood of your employees are all at risk.

Commercial Umbrella Liability, which is available in increments of $1,000,000 up to $10,000,000 or more, covers losses that exhaust the limits of other policies including:

Commercial General Liability

Automobile Liability

Employer’s Liability

Learn more about Commercial Umbrella Liability insurance and what it could do for you by contacting your Hortica agent.