Mortgage Banker

Loan Strategies

posted August 8, 2018

Now that you have decided to part ways and your divorce is nearing the end or possibly just finished, you may be thinking of either purchasing a new home on your own or even refinancing your current mortgage to...

TAX ADVISOR

Splitting Assets

posted August 2, 2018

When you are thinking about possibly getting divorced, one of the last topics on your mind is likely to be how to deal with the tax exclusion from selling your home. Many people in the Frisco and Plano area are...

Mortgage Banker

Loan Strategies

posted August 1, 2018

If you have ever talked to a real estate agent during your divorce, you have probably heard of these three words: location, location, location. While Frisco, Plano, and McKinney are all very desirable locations...

TAX ADVISOR

Deductions & Credits

posted July 7, 2018

As you work with your divorce attorney, discussions about child custody, child support, spousal maintenance and asset division are likely to dominate the meetings. Having the proper custodial relationship...

Financial Advisor

Retirement Planning

posted July 7, 2018

Will I ever be able to retire? As a financial advisor, I hear that question from clients all the time. Most often, the answer is Yes. A few times, the answer has been No. It’s always hard to have to tell a person...

Financial Advisor

Retirement Planning

posted July 7, 2018

The first question on a lot of people’s minds when the divorce is final is this: Where can I go to get cash immediately? For most people, their assets are tied up in two places: their home, and their retirement...

Financial Advisor

Assets & Investments

posted July 7, 2018

As you think about divorce, the one asset to which you are probably attached most firmly is your home. For some people, this attachment is sentimental; their home is where their family started, or where they raised their children.

Mortgage Banker

Credit

posted July 7, 2018

Not only can divorce lead to emotional strain, it can also cause all sorts of financial problems. All those shared accounts and co-signed loans that once seemed like a great idea are now the cause of major issues.

Mortgage Banker

Loan Strategies

posted July 7, 2018

The divorce is final and your ex has moved out. Now all you have to do is call up and have them removed from the title and mortgage, right? Unfortunately this is what mortgage lenders hear all the time.

Financial Advisor

Financial Lifestyle

posted July 6, 2018

The moment you have been waiting for is finally here. Your divorce is final. Now you can really get a firm handle on your budget and plan for your future. If you are like many people, you’ve been nervous about doing this while...

TAX ADVISOR

Innocent & Injured Spouse

posted July 3, 2018

Over the course of your marriage, you and your spouse have probably done a lot together. Some of the things you have done have a long “shelf-life,” they are decisions that are going to follow you well past the date your divorce is final.

TAX ADVISOR

Splitting Assets

posted August 2, 2018

When you are thinking about possibly getting divorced, one of the last topics on your mind is likely to be how to deal with the tax exclusion from selling your home. Many people in the Frisco and Plano area are...

TAX ADVISOR

Splitting Assets

posted July 5, 2018

As you work with your divorce attorney to come to a settlement that you are comfortable with, your focus is likely to be around the amount of money you are getting. A major consideration that can be easily overlooked...

TAX ADVISOR

Splitting Assets

posted July 4, 2018

Depending on the settlement your divorce attorney negotiates, you may be receiving accounts from your ex-spouse. It is important to understand that different account types have different rules for how they are ...

TAX ADVISOR

Reviewing Returns and Audits

posted July 2, 2018

As you contemplate getting a divorce, you are probably thinking that this is going to be one of the most, if not the most, difficult things you have ever had to do. Separating a family, even just a husband and wife is a very...

TAX ADVISOR

Reviewing Returns and Audits

posted July 1, 2018

If you are thinking about getting a divorce the last thing on your mind is probably your tax returns. You are most likely thinking about your life after the divorce and working with a divorce attorney to get the process finished as...

TAX ADVISOR

Filing Return & Paying Taxes

posted July 4, 2018

As you prepare to visit with a divorce attorney to discuss your impending divorce, one topic of conversation that is not likely to come up is your tax filing status for the year you divorce. Understanding what your tax situation...

TAX ADVISOR

Filing Return & Paying Taxes

posted July 3, 2018

In today’s world many people have a substantial portion of their assets tied up in two places, their home and their retirement accounts. While some divorcing couples are very “liquid” in regards to the...

TAX ADVISOR

Filing Return & Paying Taxes

posted July 2, 2018

If you are like most people who are going through a divorce you are probably interested in the “amounts” you are receiving in your settlement. The amount of assets, the amount of spousal maintenance...

TAX ADVISOR

Filing Return & Paying Taxes

posted July 1, 2018

Most people have questions on how to determine their filing status the year they get divorced. As we discuss the issues related to divorce in Plano, Frisco and all of North Texas, this is the most basic question...

TAX ADVISOR

Deductions & Credits

posted July 7, 2018

As you work with your divorce attorney, discussions about child custody, child support, spousal maintenance and asset division are likely to dominate the meetings. Having the proper custodial relationship...

Financial Advisor

Financial Goals & Planning

posted July 3, 2018

You are divorced—now what? You just spent the last several months― and possibly years ― going through one of the most traumatic experiences of your life. You spent time poring over settlement offers, meeting with your divorce...

Financial Advisor

Financial Goals & Planning

posted July 1, 2018

Most people begin the process of getting a divorce by going to see a divorce attorney. Their rationale is simple—divorce is a legal matter. The irony in that decision is that other than child custody issues almost everything...

Financial Advisor

Financial Lifestyle

posted July 6, 2018

The moment you have been waiting for is finally here. Your divorce is final. Now you can really get a firm handle on your budget and plan for your future. If you are like many people, you’ve been nervous about doing this while you’ve...

Financial Advisor

Financial Lifestyle

posted July 5, 2018

As you work with your divorce attorney to iron out the details of your settlement, you are likely spending the majority of your time focused on your post-divorce assets and liabilities. Simply put, you are trying to figure out who is going...

Financial Advisor

FINANCIAL LIFESTYLE

posted July 4, 2018

You are divorced—now what? You just spent the last several months― and possibly years ― going through one of the most traumatic experiences of your life. You spent time poring over settlement offers, meeting with your divorce...

Financial Advisor

Retirement Planning

posted July 7, 2018

Will I ever be able to retire? As a financial advisor, I hear that question from clients all the time. Most often, the answer is Yes. A few times, the answer has been No. It’s always hard to have to tell a person...

Financial Advisor

Retirement Planning

posted July 7, 2018

The first question on a lot of people’s minds when the divorce is final is this: Where can I go to get cash immediately? For most people, their assets are tied up in two places: their home, and their retirement...

Financial Advisor

Retirement Planning

posted July 6, 2018

As a financial advisor, I’ve heard clients express a lot of concerns when they are going through divorce. Some of their concerns are personal and emotional, best discussed in detail with a therapist, close friend or family member.

Financial Advisor

Assets & Investments

posted July 7, 2018

As you think about divorce, the one asset to which you are probably attached most firmly is your home. For some people, this attachment is sentimental; their home is where their family started, or where they raised their children.

Financial Advisor

Assets & Investments

posted July 5, 2018

Your divorce is final. Now . . . what steps do you need to take to ensure the assets promised in your settlement are yours and yours alone? There are two common misconceptions about post-divorce account transfers...

Financial Advisor

Assets & Investments

posted July 4, 2018

Going through a divorce is an incredibly difficult time for many reasons. Some of the reasons are emotional, and some are practical. Every situation is different, and helping people figure out how they will “survive” the...

Financial Advisor

Assets & Investments

posted July 3, 2018

It is hard for people to keep track of everything pertaining to their financial accounts under normal circumstances. The strain of a divorce can make this even more difficult. As a financial advisor, I can recall many instances...

Financial Advisor

Assets & Investments

posted July 2, 2018

Your divorce is finalized and you have your divorce decree in hand—now what? As a financial advisor, when I sit down with recently-divorced people, they have a lot more questions than answers-- especially the spouses...

Financial Advisor

Assets & Investments

posted July 1, 2018

When you are in the middle of a divorce, you have a lot of questions about your finances. Job security, supporting yourself on one income, your children and your custody arrangement with your soon to be ex-spouse...

no results found

Financial Advisor

Insurance

posted July 6, 2018

If you are thinking about getting a divorce, you need to think about health insurance. If you have been on your own health insurance plan through your employer, you will probably not experience much change. If your soon...

Mortgage Banker

Qualifying

posted July 6, 2018

Most will tell you it may be best to wait to consult with a mortgage professional until after a final decree has been issued. However, most have not worked with a certified divorce lending professional to understand why...

Mortgage Banker

Qualifying

posted July 5, 2018

Typically when my clients first meet with me to purchase a house, they go into the transaction assuming both will be qualified to carry the note without the assumption of a possible divorce in the future.

Mortgage Banker

Qualifying

posted July 5, 2018

When I meet with my clients post-divorce, I find the term “qualify” and what I can “afford” are the two questions of concern. Often times, once living on one income, the amount one can qualify for may be much...

Mortgage Banker

Qualifying

posted July 4, 2018

As a certified divorce lending professional, I typically get asked how soon can I buy my new house after the divorce is final? There are many variables to consider here and due to all the possible options...

Mortgage Banker

Qualifying

posted July 3, 2018

Typically when I first meet with clients the burning question of how much of a home could I qualify for due to the income I make can I afford? This question is usually curiosity of just how much of a home do they...

Mortgage Banker

Qualifying

posted July 2, 2018

Now that the divorce process has started, you may be thinking where will my next down payment come from when I have just spent all that I had in this divorce. Or you may even wonder what other possible accounts...

Mortgage Banker

Qualifying

posted July 1, 2018

“What if I have depended on my spouse’s income and have been out of work? Can I still qualify for a mortgage?” If you are like most of my clients who may have been out of work for some time, or think you may...

Mortgage Banker

Credit

posted July 7, 2018

Not only can divorce lead to emotional strain, it can also cause all sorts of financial problems. All those shared accounts and co-signed loans that once seemed like a great idea are now the cause of major issues.

Mortgage Banker

Credit

posted July 4, 2018

Although there are a few free services that could show you a median credit score, this does not give a full credit analysis which is extremely important to review during the divorce process. As a certified divorce lending professional here...

Mortgage Banker

Credit

posted July 2, 2018

As a certified divorce lending professional, I often receive questions from my clients who are considering starting the divorce process or may even already be in the middle of the process and can’t decide what is the best way to divide...

Mortgage Banker

Loan Strategies

posted August 8, 2018

Now that you have decided to part ways and your divorce is nearing the end or possibly just finished, you may be thinking of either purchasing a new home on your own or even refinancing your current mortgage to...

Mortgage Banker

Loan Strategies

posted August 1, 2018

If you have ever talked to a real estate agent during your divorce, you have probably heard of these three words: location, location, location. While Frisco, Plano, and McKinney are all very desirable locations...

Mortgage Banker

Loan Strategies

posted July 7, 2018

The divorce is final and your ex has moved out. Now all you have to do is call up and have them removed from the title and mortgage, right? Unfortunately this is what mortgage lenders hear all the time.

Mortgage Banker

Loan Strategies

posted July 6, 2018

As a certified divorce lending professional, creating a mortgage strategy that best fits your home needs post-divorce is essential. We have several different short term options just to get established as well as...

Mortgage Banker

Loan Strategies

posted July 3, 2018

If you are anything like most people going through a divorce, the biggest asset they have is usually the house. This means discovering which option is in their best interest when it comes to dividing the asset is essential.

Financial Advisor

Loan Strategies

posted July 1, 2018

If you are thinking about getting divorced, one of the first things that could be on your mind is what is going to happen with your home? As a Certified Divorce Lending Professional, I help my clients answer these initial questions.

no results found

TAX ADVISOR

Innocent & Injured Spouse

posted July 3, 2018

Over the course of your marriage, you and your spouse have probably done a lot together. Some of the things you have done have a long “shelf-life,” they are decisions that are going to follow you well past the date your divorce is final.

TAX ADVISOR

Splitting Assets

posted July 5, 2018

As you work with your divorce attorney to come to a settlement that you are comfortable with, your focus is likely to be around the amount of money you are getting. A major consideration that can be easily overlooked...

TAX ADVISOR

Splitting Assets

posted July 4, 2018

Depending on the settlement your divorce attorney negotiates, you may be receiving accounts from your ex-spouse. It is important to understand that different account types have different rules for how they are ...

TAX ADVISOR

Reviewing Returns and Audits

posted July 1, 2018

If you are thinking about getting a divorce the last thing on your mind is probably your tax returns. You are most likely thinking about your life after the divorce and working with a divorce attorney to get the process finished as...

TAX ADVISOR

Reviewing Returns and Audits

posted July 2, 2018

As you contemplate getting a divorce, you are probably thinking that this is going to be one of the most, if not the most, difficult things you have ever had to do. Separating a family, even just a husband and wife is a very...

TAX ADVISOR

Filing Return & Paying Taxes

posted July 4, 2018

As you prepare to visit with a divorce attorney to discuss your impending divorce, one topic of conversation that is not likely to come up is your tax filing status for the year you divorce. Understanding what your tax situation...

TAX ADVISOR

Filing Return & Paying Taxes

posted July 1, 2018

Most people have questions on how to determine their filing status the year they get divorced. As we discuss the issues related to divorce in Plano, Frisco and all of North Texas, this is the most basic question...

TAX ADVISOR

Filing Return & Paying Taxes

posted July 2, 2018

If you are like most people who are going through a divorce you are probably interested in the “amounts” you are receiving in your settlement. The amount of assets, the amount of spousal maintenance...

TAX ADVISOR

Filing Return & Paying Taxes

posted July 3, 2018

In today’s world many people have a substantial portion of their assets tied up in two places, their home and their retirement accounts. While some divorcing couples are very “liquid” in regards to the...

TAX ADVISOR

Deductions & Credits

posted July 7, 2018

As you work with your divorce attorney, discussions about child custody, child support, spousal maintenance and asset division are likely to dominate the meetings. Having the proper custodial relationship...

Financial Advisor

Financial Goals & Planning

posted July 1, 2018

Most people begin the process of getting a divorce by going to see a divorce attorney. Their rationale is simple—divorce is a legal matter. The irony in that decision is that other than child custody issues almost everything...

Financial Advisor

Financial Goals & Planning

posted July 3, 2018

You are divorced—now what? You just spent the last several months― and possibly years ― going through one of the most traumatic experiences of your life. You spent time poring over settlement offers, meeting with your divorce...

Financial Advisor

FINANCIAL LIFESTYLE

posted July 4, 2018

You are divorced—now what? You just spent the last several months― and possibly years ― going through one of the most traumatic experiences of your life. You spent time poring over settlement offers, meeting with your divorce...

Financial Advisor

Financial Lifestyle

posted July 5, 2018

As you work with your divorce attorney to iron out the details of your settlement, you are likely spending the majority of your time focused on your post-divorce assets and liabilities. Simply put, you are trying to figure out who is going to get what and who is going to owe what.

Financial Advisor

Financial Lifestyle

posted July 6, 2018

The moment you have been waiting for is finally here. Your divorce is final. Now you can really get a firm handle on your budget and plan for your future. If you are like many people, you’ve been nervous about doing this while you’ve been going through your divorce because you...

Financial Advisor

Retirement Planning

posted July 7, 2018

Will I ever be able to retire? As a financial advisor, I hear that question from clients all the time. Most often, the answer is Yes. A few times, the answer has been No. It’s always hard to have to tell a person...

Financial Advisor

Retirement Planning

posted July 6, 2018

As a financial advisor, I’ve heard clients express a lot of concerns when they are going through divorce. Some of their concerns are personal and emotional, best discussed in detail with a therapist, close friend or family member.

Financial Advisor

Retirement Planning

posted July 7, 2018

The first question on a lot of people’s minds when the divorce is final is this: Where can I go to get cash immediately? For most people, their assets are tied up in two places: their home, and their retirement...

Financial Advisor

Assets & Investments

posted July 7, 2018

As you think about divorce, the one asset to which you are probably attached most firmly is your home. For some people, this attachment is sentimental; their home is where their family started, or where they raised their children.

Financial Advisor

Assets & Investments

posted July 1, 2018

When you are in the middle of a divorce, you have a lot of questions about your finances. Job security, supporting yourself on one income, your children and your custody arrangement with your soon to be ex-spouse...

Financial Advisor

Assets & Investments

posted July 2, 2018

Your divorce is finalized and you have your divorce decree in hand—now what? As a financial advisor, when I sit down with recently-divorced people, they have a lot more questions than answers-- especially the spouses...

Financial Advisor

Assets & Investments

posted July 3, 2018

It is hard for people to keep track of everything pertaining to their financial accounts under normal circumstances. The strain of a divorce can make this even more difficult. As a financial advisor, I can recall many instances...

Financial Advisor

Assets & Investments

posted July 4, 2018

Going through a divorce is an incredibly difficult time for many reasons. Some of the reasons are emotional, and some are practical. Every situation is different, and helping people figure out how they will “survive” the...

Financial Advisor

Assets & Investments

posted July 5, 2018

Your divorce is final. Now . . . what steps do you need to take to ensure the assets promised in your settlement are yours and yours alone? There are two common misconceptions about post-divorce account transfers...

Financial Advisor

Insurance

posted July 6, 2018

If you are thinking about getting a divorce, you need to think about health insurance. If you have been on your own health insurance plan through your employer, you will probably not experience much change. If your soon...

Mortgage Banker

Qualifying

posted July 5, 2018

Typically when my clients first meet with me to purchase a house, they go into the transaction assuming both will be qualified to carry the note without the assumption of a possible divorce in the future.

Mortgage Banker

Qualifying

posted July 6, 2018

Most will tell you it may be best to wait to consult with a mortgage professional until after a final decree has been issued. However, most have not worked with a certified divorce lending professional to understand why...

Mortgage Banker

Qualifying

posted July 1, 2018

“What if I have depended on my spouse’s income and have been out of work? Can I still qualify for a mortgage?” If you are like most of my clients who may have been out of work for some time, or think you may...

Mortgage Banker

Qualifying

posted July 2, 2018

Now that the divorce process has started, you may be thinking where will my next down payment come from when I have just spent all that I had in this divorce. Or you may even wonder what other possible accounts...

Mortgage Banker

Qualifying

posted July 3, 2018

Typically when I first meet with clients the burning question of how much of a home could I qualify for due to the income I make can I afford? This question is usually curiosity of just how much of a home do they...

Mortgage Banker

Qualifying

posted July 4, 2018

As a certified divorce lending professional, I typically get asked how soon can I buy my new house after the divorce is final? There are many variables to consider here and due to all the possible options...

Mortgage Banker

Qualifying

posted July 5, 2018

When I meet with my clients post-divorce, I find the term “qualify” and what I can “afford” are the two questions of concern. Often times, once living on one income, the amount one can qualify for may be much...

Mortgage Banker

Credit

posted July 2, 2018

As a certified divorce lending professional, I often receive questions from my clients who are considering starting the divorce process or may even already be in the middle of the process and can’t decide what is the best way to divide the home...

Mortgage Banker

Credit

posted July 4, 2018

Although there are a few free services that could show you a median credit score, this does not give a full credit analysis which is extremely important to review during the divorce process. As a certified divorce lending professional here...

Mortgage Banker

Credit

posted July 7, 2018

Not only can divorce lead to emotional strain, it can also cause all sorts of financial problems. All those shared accounts and co-signed loans that once seemed like a great idea are now the cause of major issues.

Financial Advisor

Loan Strategies

posted July 1, 2018

If you are thinking about getting divorced, one of the first things that could be on your mind is what is going to happen with your home? As a Certified Divorce Lending Professional, I help my clients answer these initial questions.

Mortgage Banker

Loan Strategies

posted July 3, 2018

If you are anything like most people going through a divorce, the biggest asset they have is usually the house. This means discovering which option is in their best interest when it comes to dividing the asset is essential.

Mortgage Banker

Loan Strategies

posted July 6, 2018

As a certified divorce lending professional, creating a mortgage strategy that best fits your home needs post-divorce is essential. We have several different short term options just to get established as well as...

Mortgage Banker

Loan Strategies

posted July 7, 2018

The divorce is final and your ex has moved out. Now all you have to do is call up and have them removed from the title and mortgage, right? Unfortunately this is what mortgage lenders hear all the time.