The feeling of being trapped is a horrible feeling, when pushed into the corner we usually make irrational choices that further worsen the situation and prolong the suffering. If you're feeling trapped, with debts increasing and that light at the end of the tunnel is appearing further away then GET HELP! Remove any pride from your situation and reach out; you'll thank me if you do!

I'm being asked to pay back £1000 to a bank that has reportedly contributed to the national, if not global financial crisis, a bank who sold dead debt to profit from it. Who has the moral obligation to payback?