The Invercauld is a generous four bedroom detached home. Downstairs, a large lounge leads through to an open-plan kitchen dining room with French doors that open to the garden. There is also a separate utility room and downstairs WC. Upstairs, there ...

The Invercauld is a generous four bedroom detached home. Downstairs, a large lounge leads through to an open-plan kitchen dining room with French doors that open to the garden. There is also a separate utility room and downstairs WC. Upstairs, there ...

The Fenton is a great sized four bedroom family home. Downstairs, you will find a spacious lounge, open-plan kitchen/dining room with French doors opening out to the garden, utility room and WC. Upstairs, there are three double bedrooms and a master ...

Help to buy

Only 5% deposit needed for a brand new home.

The Fenton is a great sized four bedroom family home. Downstairs, you will find a spacious lounge, open-plan kitchen/dining room with French doors opening out to the garden, utility room and WC. Upstairs, there are three double bedrooms and a master ...

The Fenton is a great sized four bedroom family home. Downstairs, you will find a spacious lounge, open-plan kitchen/dining room with French doors opening out to the garden, utility room and WC. Upstairs, there are three double bedrooms and a master ...

The Dunbar is a great sized family home. It has plenty of space for all the family with an open-plan kitchen and dining area with French doors that lead out to the garden and a large lounge. On the first floor you'll find four double bedrooms, an en ...

The Dunbar is a great sized family home. It has plenty of space for all the family with an open-plan kitchen and dining area with French doors that lead out to the garden and a large lounge. On the first floor you'll find four double bedrooms, an en ...

The Invercauld is a spacious 4 bedroom family home with a generous front-aspect lounge and an open-plan kitchen with dining area leading out to the garden. There is also a handy utility area and downstairs WC. Upstairs, you will find three double ...

The Fenton is a popular 4 bedroom detached home with a spacious lounge and open-plan kitchen/dining room. Downstairs you will also find a utility room, WC and integral garage. Upstairs offers four double bedrooms, the master with an en suite and a ...

The Balmoral has a flexible living space with a large open plan fitted kitchen/dining area that includes a family room space and French doors looking out over the garden. Downstairs also features a spacious lounge, study, utility room, WC and large ...

What is the Help to Buy equity loan?

It's a loan that's linked to the rise and fall in the value of your home. If you take a 20% equity loan for example, the amount you owe will always represent 20% of the property's value.

You won't be charged loan fees on the equity loan for the first five years of owning your home.

After five years you will be required to pay an interest fee of 1.75% of the amount of your Help to Buy shared equity loan at the time you purchased your property, rising each year after that by the increase (if any) in the Retail Prices Index (RPI) plus 1%.

The loan itself is repayable after 25 years or on the sale of the property if earlier.