The Application Process

What You Will Do First

Click the link in the grey header on the Details page to access the online application form.

Fill in the form & click the Submit button when you are finished.

What We Will Do Next

Our Simple Acceptance Criteria

Your personal credit history is not a determinative factor.

We will determine if your business model & ours are compatible

Some incompabible business models:

Medical Industry where payment must come from:

Physicians

Individuals

Private Health Insurance Companies

Medicare or Medicade

Retail businesses

Standard Construction Businesses, such as plumbing, electrical, drywall, etc. However,
we do provide financing to broadband and cable service providers.

You organization (corporation or limited liability company [LLC]) must be active.

Your organization must not have any of the following:

Pre-existing tax liens or judgment

UCC-1 filings perfecting another financial institution's secutity interest in
your organization's assets. But if any UCC-1 filings exist, we may still be able to work with
you, if:

You have sufficient unencumbered accounts receivable (invoices) that we could
purchase and remit our advance to your lender(s) to pay off your obligation, or

The lender's are willing to subordinate (move into second place) their secutity
interest to ours.

You pay of the lender(s) yourself.

You must not have any pre-existing tax liens or judgments

We will tentatively approve your application if we are comfortable with your industry, the
information you provided about your company is correct, & the owners of your company will
receive emails taking them to the second and final step in the application process.

What Happens Next

If our simple approval criteria are satisfied, the owners of your company will receive
emails containing links that will navigate them to our Equifax page so we can confirm their
identities. Check the main Application Page for details.