It's a magic card trick. But better than anything Paul Daniels ever did. It goes like this. You take this small piece of plastic and hide it in a hole. You say the magic word PIN. And it comes back but the amazing thing is hundreds of miles away all you money has gone out of your bank account.

It's Black Magic. You'll like it, but not a lot.

Your many years now I been waiting for the second half of the trick. Put the card in the hole, say NIP and you money re-appears.