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Financial and Personal Goals 2015: Mid-Year UPDATE!!!

Tuesday, July 28, 2015

I still
can't believe that we are in the middle of year 2015. Time surely flies faster
than we could imagine. Last year I
decided to make my personal and financial goals for 2015 public. Today, after
six months I'd like to give you an update on how things turning out for me.

2015
Financial Goals

What I
originally wrote?

1. Open
a COL Easy Investment Plan before first quarter of 2015 ends.

2.
Establish Event Business as a priority starting first quarter of 2015.

3. Top up my FAMI Investment starting the second
quarter of 2015 since I by August the laptop payment will end. The amount I am
paying for that will be parked on FAMI Investment alone.

4. No less than 500pesos per cut-off saving on Fun Fund (Metrobank Payroll) starting first quarter of 2015.

My
financial goals in life has undergone major changes during the past six months.
If you remember I had a change of mind in opening a COL Easy Investment Plan
because I wanted to slow down a bit with
my eagerness to invest and focus more on what matters the most - Health and
Life.You can read the full story HERE.

By August
I'll be applying for a St. Peter Plan. I know it sounds morbid and you might
probably think that I'm too young to invest in a memorial plan. But I believe
that it will turn out to be a great investment in the future.

My goal
of having no less than 500pesos in my Fun Fund (Metrobank Payroll) wasn't
accomplished consistently. I overspend a lot of times by buying books, dining
out and engaging in impulsive shopping. And yes, I failed big time in
committing to my monthly budget.

I am
still in the process of building my Emergency Fund and so far so good. It
really helps that I have my emergency fund in a BPI Save Up plus Insurance
because I don't miss a month without adding money in the account. They
automatically deduct in the date and in the amount that I specified when I
opened my account.

What made
me super happy for the first six months of 2015 is the fact that I actually
created "NEW INCOME STREAMS" for a better cash flow.

I also
would like to announce that I am finally living the "financial
writer" dream that I have for so long. Currently, I am serving three active
clients so a big chunk of my time is also being used for this new endeavor.
This is actually is the reason why I wasn't able to post a blog on an every day
basis - though I am trying my very best to become a productive writer.

I still
have my day job and I actually had another salary increase! Hooray!!! God is so
good and He is faithful to His promise. The raise that I got made me feel proud
of what I do. It feels good to be rewarded at work and the feeling that you are
appreciated.

2015
Personal Goals

What I
Originally Wrote?

1. Become better in every aspect of my life

2. Have
my SSS ID, Passport and Driver's License by First Quarter of 2015

3. Hit
6-digit pageviews in this blog by the end of 2015

4. An increase of 300% on followers and subscribers from Facebook Page, Youtube and RSS Feeds

5. More
sponsors and ad inquiries as well as projects

6. There
will be booked events every month for 2015

7. Will
only buy staple and basic pieces that will surely last from makeup, clothing,
shoes and personal stuff.

2015
opened a lot of opportunities for me to become better. I still pray though for
a more fruitful relationship with God. I know that this is the area where I am
lacking the most. I want to have this growing relationship with God and really
act on my spiritual life.

I
procrastinated and didn't accomplish having my SSS ID, Passport and Driver's
License by first quarter of 2015 but thank God my Postal ID and TIN ID are
still accepted as valid ID. I also got my very first credit card though it's
only a supplementary card. So far I still don't use the credit card to make a
purchase. Read it HERE.

Hooray!!!
We are nearing the 6-digit mark in terms I pageviews for SavingsPinay!!! I
can't thank you enough for making it happen. Every time I check my stats I will
feel so "kilig" because it just grows rapidly. Thank you for giving
SavingsPinay a chance.

If you
are new to this blog the I encourage you to like my Facebook Page, subscribe to
my YouTube Channel and become part of my Email List so you can receive updates
straight in your inbox. Both my Facebook Page and YouTube Channel grew
dramatically for the past few months and I am very much happy.

Finally I
was able to have ads and sponsored posts on my blogs. Something that I've been
dreaming since I started blogging. Compared to last year I was able to control
myself when it comes to big shopping. I believe I only shopped twice or thrice
so far where I spend near 3,000pesos. Though the biggest chunk of my
overspending is caused by books and eating out, I still feel very happy na may
wallet akong hindi nauubusan ng laman.

I am
getting near to my 22nd birthday I am slowly becoming discouraged that I can
complete by 21 and better list. I'll do an update for sure in IzzaGlino about
this status.

Overall

I learned that failure to accomplish a goal is not a failure at all
but a lesson learned. I know that I need to be SMARTer in my objectives in
life. There are five more months to accomplish some more. My plan is to really
make 2015 a year of excellence. I am setting myself for a weekend travel before
the year ends and hopefully I can become a more productive and more intentional
living day-to-day.

Welcome to SavingsPinay!

A Personal Finance Blog of a Common Pinay. Here you'll find tips and lessons on budget, savings, investment, career and entrepreneurship. Set to be the #1 Personal Finance Blog in the Philippines, SavingsPinay guarantees quality posts every Monday, Wednesday, Friday and Saturday!

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ABOUT THIS BLOG

SavingsPinay is a personal finance blog of a common Pinay. Here you'll find tips and lessons on budget, savings, investment, career and entrepreneurship. Set to be the #1 Personal Finance Blog in the Philippines, SavingsPinay guarantees quality posts every Monday, Wednesday, Friday and Saturday! For inquiries email at izzaglinofull@gmail.com