Real Money

First PacTrust Bancorp, Inc. (NASDAQ: BANC), the multi-bank holding
company for
PacTrust
Bank and
Beach
Business Bank, today announced that its Board of Directors has
authorized a quarterly cash interest...

First PacTrust Bancorp, Inc. (NASDAQ: BANC), the multi-bank holding company for PacTrust Bank and Beach Business Bank, today announced that its Board of Directors has authorized a quarterly cash interest payment of $.46875 per share on its outstanding Senior Notes (NASDAQ: BANC.L). The interest payment will be payable on January 15, 2013 to noteholders of record as of January 1, 2013. This interest payment results in an annualized yield of 7.5 percent.

The Company’s Senior Debt is traded on the NASDAQ Global Market under the “BANC.L” symbol.

First PacTrust Bancorp, Inc.

A $1.6 billion multi-bank holding company providing commercial, residential and consumer banking and related financial services through approximately 19 banking offices located in Los Angeles, Orange, San Diego and Riverside, California, and 23 loan production offices in California, Arizona, Oregon and Washington.

Forward-Looking Statements

This press release includes forward-looking statements within the meaning of the “Safe-Harbor” provisions of the Private Securities Litigation Reform Act of 1995. These statements are necessarily subject to risk and uncertainty and actual results could differ materially from those anticipated due to various factors, including those set forth from time to time in the Company’s filings with the Securities and Exchange Commission. You should not place undue reliance on forward-looking statements and the Company undertakes no obligation to update any such statements to reflect circumstances or events that occur after the date on which the forward-looking statement is made.