Air-accident insurance of upto Rs 50 lac(@)
(@)This cover is availabe only if the air ticket is purchased on ICICI Bank Credit Card and the card is an Active card. Active is defined as one swipe for retail transaction in last 90 days prior to date of loss.

10% discount on basic domestic fares and International basic fares.
Discount on airfare available only on air ticket booking through www.makemytrip.com/ travelsmart. Airfare discount not valid on SpiceJet and Air Deccan. Maximum discount of Rs. 10,000 in a calendar year.

Earn 5 I-miles for every Rs. 100 spent on the
card, which you can redeem for a range of exciting rewards such as air-tickets, holidays, shopping vouchers, electronics and more

Redeem your I-miles for air miles or vouchers from leading domestic and international airlines frequent flyer programmes such as Air Sahara Cosmos, Indian Airlines Flying Returns, Jet Airways Jet Privilege, Singapore Airlines KrisFlyer and more. Or redeem your I-miles into gift vouchers, electronics or even holidays.

No expiry dates for your I-miles earned

Discount of 3% on basic airfares and 5% on holiday packages from makemytrip.com

Enjoy an exciting selection of year round privileges and savings in travel, leisure, dining and shopping in key destinations around the world with American Express Selects

Access over 2,200 American Express Travel Services Office locations in over 130 countries worldwide for assistance in travel bookings and arrangements, purchase or encashment of travellers cheques, or simply to access cash

Enjoy overseas emergency assistance and support with Global Service hotline

Life time Free – Your ICICI Bank American Express card comes with no annual fee for life

International Golf Fee card with two year membership that powers travel, golfing and leisure benefits

Priority Pass that provides access to more than 600 of the world's exclusive airport lounges. Complete waiver of lounge access changes when you book your international air ticket on your Signature Card.

No Finance charges on EMI Purchases at Big Bazaar.On a purchase of Rs.1500 and above in a single transaction, you can pay back the amount in 3 equal monthly installments, without incurring any financing charges. You also get 1 Reward Point per Rs 100 of EMI purchase (To avail this offer please request the merchant to convert your purchase into an EMI).

Get 0% EMI option for purchases more than Rs. 3,000/- at Central. To avail this offer please ask the merchant to convert your purchase into an EMI.

Get free gift voucher of Central worth Rs. 250/- with the offer booklet.

Earn 4 reward points for every Rs.100/- spent at Central. Also earn 1 reward point for every Rs. 200/- spent at merchant establishments other than Central.(To earn the additional reward points at Central please swipe your card on an ICICI Bank EDC only)

l Earn 2 reward points for every 100 Rs. Spent at Trinethra and 1 reward point for every Rs.200 spent at other merchant outlets (to earn the additional reward points at Trinethra please swipe your card only on an ICICI Bank EDC)

No Finance charges on EMI Purchases at Big Bazaar.On a purchase of Rs.1500 and above in a single transaction, you can pay back the amount in 3 equal monthly installments, without incurring any financing charges. You also get 1 Reward Point per Rs 100 of EMI purchase (This scheme is optional and has to be availed before using the Credit Card for the purchase, at predesignated ICICI Bank terminals).To avail this offer please ask the merchant to convert your purchase into EMI.

Get Voucher worth Rs 250 to be redeemed against purchase of Rs.500 or more at any Big Bazaar Outlet on payment through the ICICI Bank -Big Bazaar Credit Card.

No Finance charges on EMI Purchases at Big Bazaar.On a purchase of Rs.1500 and above in a single transaction, you can pay back the amount in 3 equal monthly installments, without incurring any financing charges. You also get 1 Reward Point per Rs 100 of EMI purchase (This scheme is optional and has to be availed before using the Credit Card for the purchase, at predesignated ICICI Bank terminals).To avail this offer please ask the merchant to convert your purchase into EMI.

Get Voucher worth Rs 250 to be redeemed against purchase of Rs.500 or more at any Big Bazaar Outlet on payment through the ICICI Bank -Big Bazaar Credit Card.

Tie- ups with hospitals and medical centers: Use ICICI Bank Pru Life credit card to avail benefits resevered for you.

Tie-ups with popular lifestyle brands: Get wide deals and discounts on array of fashion brands and accessories.

Attractive EMI schemes to pay insurance premiums: Use the EMI payment schemes to pay for insurance premiums in 6 months with interest rate of just 7%. (You would be billed EMIs from your next monthly card statements)

Earn Reward points: You can earn upto 10 reward points for every Rs. 200/- spent through the Xpress rewards program. Also we offer over 100 redemption options covering array of lifestyle products and shopping needs.

Discount on tyres, batteries and auto accessories sold at select HPCL Petrol Pumps.

High credit and cash limits.

Mobile Alerts and Statement by E-mail

* From Mar 1, 08, the Cash Back benefit on fuel purchases on ICICI Bank HPCL Credit Card stands withdrawn.
* HPCL fuel purchases made in February 2008 will be eligible for Cash Back as per existing spend slabs.
* Your cash back percentage will be calculated on the basis of total HPCL fuel spends as per your card statement.
* Transactions above Rs.3,000 will not be eligible to a fuel surcharge waiver, but only for cash back

Discount on tyres, batteries and auto accessories sold at select HPCL Petrol Pumps.

Zero Lost Card liability.

Most powerful catalogue based rewards Program.

Comprehensive Travel Benefits.

Mobile Alerts and Statement by E-mail

*From Mar 1, 08, the Cash Back benefit on fuel purchases on ICICI Bank HPCL Credit Card stands withdrawn.
* HPCL fuel purchases made in February 2008 will be eligible for Cash Back as per existing spend slabs.
* Transactions above Rs.3,000 will not be eligible to a fuel surcharge waiver, but only for cash back.

No Finance charges on EMI purchases at Megamart. On a purchase of Rs.1,500 and above in a single transaction, a customer can pay back the amount in 3 equal monthly installments, without incurring any finance charges. (This scheme is optional and only for purchases made at pre-designated ICICI Bank terminals. A customer needs to avail of the offer before using his/her ICICI Bank - Megamart Credit Card for a purchase). To avail of this offer, a customer needs to request the cashier to convert the purchase into EMIs.

Get a voucher worth Rs.200 to be redeemed against purchases of Rs.1,000 or more at any Megamart outlet on payment with the ICICI Bank - Megamart Credit Card.

To save money while paying your credit card dues, SBI Card brings a fast and convenient way to transfer the outstanding amount with balance transfer credit card feature from other cards to the SpiceJet SBI Card at the lowest rates of Interest.

E-statement:No postal delays. No lost statements. No late payments. Just the convenience of getting monthly statement delivered directly to the email inbox. Giving you global access 24 hours and seven days a week.

Get upto 7.5% value back

Free ticket on spends - SBI SpiceJet Card rewards you with a one way free ticket (inclusive of taxes), to your preferred location on the SpiceJet network as soon as you reach a spend level of Rs.1,00,000 /- on your Card, within a 12 month period.
Note: Spend of Rs. 1,00,000 on retail transactions less fuel purchases.

Personal Accident Insurance - Your SBI SpiceJet Card provides you with a complementary Accidental Death & Total Permanent Disability Cover (Personal Accident) of Rs. 50 lacs in the event of loss of life in an air accident.
Note: The cover is available only on SpiceJet flights when the ticket is purchased using SBI SpiceJet Card.

0% Fuel Surcharge

Balance transfer

Flexipay

Easy Money Draft - Now you can order a bank draft any time by just making a local phone call to the SBI SpiceJet Card Customer Helpline. The amount of the draft will be billed directly to your SBI SpiceJet Card.

Welcome Bonanza: get Rs. 250 discount voucher with your card. The voucher (valid for a limited period) entitles you for a discount of Rs. 250 against purchase of Rs. 500 or more with your SBI Vishal Mega Mart Card in Vishal Mega Mart stores.

Value addition to your institutional brand by incorporating your institution name along with cardholder's Name (on min. 100 cards from the institute).
The card shall be valid for 5 years/till completion of the course/association with the institute.

Usage of the Credit Card on the Billing date of the month would provide 45 days interest free credit whereas using the card on previous day of the Billing date would give only 15 days interest
free credit.

Up to 40% of the stipulated credit limit

With drawl at any of Indian Bank ATM
Any Visa enabled ATM across India
Any of Visa ATM worldwide
In addition to above Indian Bank ATM sharing arrangement like CASHTREE, MITR etc.

Usage of the Credit Card on the Billing date of the month would provide 45 days interest free credit whereas using the card on previous day of the Billing date would give only 15 days interest
free credit.

Up to 40% of the stipulated credit limit

With drawl at any of Indian Bank ATM
Any Visa enabled ATM across India
Any of Visa ATM worldwide
In addition to above Indian Bank ATM sharing arrangement like CASHTREE, MITR etc.

For a fresh applicant the card is issued for one year, which is renewed for 2 years on each expiry thereafter.

For photo-card Rs. 50/- is charged each time the photo is embossed.

The cheque encashment facility limit is Rs. 2,500/- which is free of charge and available at all branches of Central Bank of India.

Either you can avail the total amount of Rs. 5,000/- in one month by way of signing the chargeslip i.e. through cash advance facility or if you so desire, you can avail of both the facilities. Then under cheque encashment you are allowed to have Rs. 2,500/- (maximum) and the rest through cash advance facility, since the aggregate limit when taken together is Rs. 5,000/- per month only.

If you do not pay the card usage within the stipulated due date, service charges @ 2.5% per month is levied (computed monthly) until the outstanding is fully paid off.

The card is being issued in association with MasterCard International and is valid Globally.

The card is valid for THREE YEARS

Instant cash withdrawal facility upto 50% of the card limit with a maximum of Rs 50000/-

Our cardholders are covered under insurance against fraudulent use in case of loss of the card, for the transactions made after the date of intimation of loss to the bank.

option of repaying monthly bills in instalments by choosing Revolving Credit facility. The cardholder can pay the monthly bills in varying percentages with a minimum of 5%.

The cardholder has the flexibility of varying the percentage or making a lumpsum payment at any time.

The Cardholder will get the monthly bills directly debited to the operative account maintained at our branch

Corporate Cardholders are not eligible for Revolving Credit, Loyalty points and add-on cards.

Annual subscription fee of Rs 1000/- per card will be collected in advance every year. At present, Entrance fees is waived.

In case of change of officials of the Company, only Rs 150/- will be collected for issuing a new Vijaya Global card, in lieu of the cancelled cards.

The card is valid worldwide. However, the card cannot be used for making payments in Foreign exchange for parties resident in Nepal & Bhutan.

The card can be used for making all sorts of remittances, towards imports, travel related expenses, purchase of Travelers’ Cheques, Currency Notes etc. permissible under the Exchange Control regulations/Foreign Trade as prevailing from time to time. Restrictions if any as to the maximum value, duration, purpose, source, nature of transaction etc. stipulated under the extant regulations should be complied with. The details may be ascertained from any of our branches authorised to handle foreign exchange business.

Use of the card in excess of the limit, or for purposes prohibited under regulations would make the card holder liable for penalties prescribed under relevant acts / provisions.

If the card is lost/ stolen/ misplaced etc. There would be a fee of Rs. 200/- for HOTLISTING the card

By using this Card for normal spends, you accumulate Seva Points. The monetary worth of Seva Points gets collectively contributed to the 'Gift a Smile' program of The Art of Living.

Each subscription facilitates you to make very nominal contribution of Rs. 50 while a matching contribution of Rs. 50 is made by Centurion Bank of Punjab. The entire Rs. 100 per Card goes to the ‘Gift a Smile’ program of AOL.

Cash Back on International Spends: From leading fashion labels to little souvenirs, buy anything you feel like when you’re traveling abroad using your SBI Platinum Card, and get 2% Cash Back.

Platinum Dining

Concierge Services

Flower & Gift Delivery: Surprise that special person in your life with beautiful flowers or gifts or both- One phone call will have the same arranged and delivered.

Movie Tickets: While in Delhi, Mumbai, Bangalore & Chennai simply call for the contact details of the best theatres to watch the latest movies.

Airline Ticket Reservation Assistance: You no longer need to call different travel agents to find the best airline deals. Simply call our in house travel desk and we would be happy to book you on an airline of your choice and at a time you desire.

Car Rental and Limousine Referral and Reservation Assistance: This will take care of your transportation needs wherever you are in India.

Hotel Referral and Reservation Assistance: Like a specific hotel, need a specific view from your room, need to pamper your taste buds? Leave it to us and we will take care of your
hospitality requirements, by referring or reserving hotel rooms wherever in India you would like.

Convenience @ the Speed of Technology: Access your account on the net from the comfort of your office or home. Track your spends through password protected PDF statements ; get special offers via SMS and e-mails.

SMS Alerts

Fuel Freedom: No Surcharge in any city on any pump
Simply use your card to buy petrol, diesel and lubricants at any petrol pump in the World without having to pay any transaction fee. All you have to do is to purchase fuel for amounts between Rs. 500/- and Rs. 4,000/- each time.

Easy Bill Pay Facility at Zero Charge

Flexipay Installment Plan

Balance Transfer at Low Interest Rates: To avail this facility, the amount transferred should be a minimum of Rs. 5,000 or upto a maximum of 75% of your available credit limit on the SBI Card, whichever is higher. Processing Fee would be charged as applicable.

Easy Money Draft

Lifestyle Offers

Live it up in Style: The Platinum Card compliments your taste for the good life. It is precisely why we have put together a selection of offers especially handpicked for you. Go ahead, expand your life and live it up in style.

The PNB Credit Card can be used for all your requirements, be it shopping,eating out, holidaying, and fuelling up your vehicle, railway ticket reservations - just about any financial requirement, planned or on desire.

Earn while you spend

Get up to 2 add-on cards for your spouse, parents, son and/or daughter (over 18 years) and allow them to enjoy the many benefits of the PNB Global Credit Card.

The PNB Credit Card can be used for all your requirements, be it shopping,eating out, holidaying, and fuelling up your vehicle, railway ticket reservations - just about any financial requirement, planned or on desire.

Get up to 2 add-on cards for your spouse, parents, son and/or daughter (over 18 years) and allow them to enjoy the many benefits of the PNB Global Credit Card.

Enjoy 25% cash back at all multiplexes on all days of the week*.
Note: No reward points are earned on transactions at multiplexes. The amount of cashback in a calendar year is limited to Rs. 1500.

Enjoy 5% cashback at all restaurants only on your Axis Bank Platinum Advantage card *.
Note:No reward points are earned on transactions at restaurants. The amount of cashback in a calendar year is limited to Rs. 1500.

Enjoy 5% benefit on your fuel spends in the form of 2.5% cash back and 2.5% Fuel Surcharge refund. The offer is valid across all petrol stations in India for a minimum transaction amount of Rs. 400 and a maximum of Rs. 4000*.
Note: No reward points are earned on fuel transactions. The amount of cash back in a calendar year is limited to Rs. 1500.

Enjoy an exciting rewards program specially designed to reward your big spends and international transactions.

Axis Bank Platinum Advantage Credit Card includes a package of insurance benefits to set you mind at ease.

Shop, dine, or travel, whatever the NRIs choose to do while in India, they can now conveniently pay for their expenses in Indian rupees with the SBI NRI Platinum Credit Card, just like any other Indian credit card.

From leading fashion labels to little souvenirs, buy anything you feel like when you’re traveling abroad using your SBI NRI Platinum Card, and get 2% Cash Back.

Your SBI Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at 1.99% p.m.

Apply for add-on cards for your parents, spouse, children and siblings over 18 years of age.

Monthly statement delivered directly to your email inbox.

SBI NRI Platinum Card dues needs to be paid through the NRE/NRO accounts maintained with SBI only. Subscription to ECS facility for payment of SBI Card dues is mandatory giving you complete peace of mind.

SBI Card website is one place where you can virtually manage your SBI Card account.

Complimentary Welcome Voucher on Joining: Get a complimentary welcome voucher of upto Rs 100 from Spencer’s Retail along with your credit card. The Gift Voucher is issued by Spencer’s Retail and will be governed by the Terms and Conditions mentioned on it. All queries and complaints pertaining to the issue/ redemption or terms governing the Welcome Voucher will have to be taken up directly with Spencer’s Retail and HSBC will not accept any liability pertaining to the same.

Special offers & privileges.

Regular events & promotions.

Lower your interest payments.

Online Access to your credit card account.

Cash advance:Get instant access to cash, round the clock, at close to 1 million ATMs worldwide.

Zero Lost Credit Card Liability Benefit:Credit cardholders have zero lost-credit card liability after the loss of the credit card has been reported to the Bank in writing or to the VISA Global Emergency Assistance Helplines. However, you will be liable for all charges incurred on your credit card before you report the loss of your credit card.

Complimentary Welcome Voucher on Joining: Get a complimentary welcome voucher of upto Rs 100 from Spencer’s Retail along with your credit card. The Gift Voucher is issued by Spencer’s Retail and will be governed by the Terms and Conditions mentioned on it. All queries and complaints pertaining to the issue/ redemption or terms governing the Welcome Voucher will have to be taken up directly with Spencer’s Retail and HSBC will not accept any liability pertaining to the same.

Special offers & privileges.

Regular events & promotions.

Lower your interest payments.

Online Access to your credit card account.

Cash advance:Get instant access to cash, round the clock, at close to 1 million ATMs worldwide.

Zero Lost Credit Card Liability Benefit:Credit cardholders have zero lost-credit card liability after the loss of the credit card has been reported to the Bank in writing or to the VISA Global Emergency Assistance Helplines. However, you will be liable for all charges incurred on your credit card before you report the loss of your credit card.

Complimentary Welcome Voucher on Joining: Get a complimentary welcome voucher of upto Rs 100 from Spencer’s Retail along with your credit card. The Gift Voucher is issued by Spencer’s Retail and will be governed by the Terms and Conditions mentioned on it. All queries and complaints pertaining to the issue/ redemption or terms governing the Welcome Voucher will have to be taken up directly with Spencer’s Retail and HSBC will not accept any liability pertaining to the same.

Special offers & privileges.

Regular events & promotions.

Lower your interest payments.

Online Access to your credit card account.

Cash advance:Get instant access to cash, round the clock, at close to 1 million ATMs worldwide.

Zero Lost Credit Card Liability Benefit:Credit cardholders have zero lost-credit card liability after the loss of the credit card has been reported to the Bank in writing or to the VISA Global Emergency Assistance Helplines. However, you will be liable for all charges incurred on your credit card before you report the loss of your credit card.

Earn FlightMiles for every air-ticket that you book on www.myworldmiles.com whether you book for yourself or for your loved ones.

Earn SpendMiles on all your spends in addition to FlightMiles and PartnerMiles.

Earn PartnerMiles for hotels booked on www.myworldmiles.com or for shopping with WorldMiles partners.

Special offers*: Avail of a range of special offers in entertainment, lifestyle and more.

Travel Plus* plan: Exclusive International travel privilege plan that protects and pampers with a nominal annual fee of Rs. 3,000.

Other benefits*: A host of other privileges to offer convenience, savings and security.

Additional Card for Business Expenses: Keeping a track of business expenses on your personal credit card is painstakingly time consuming. With this in mind, we at Deutsche Bank, offer you double the power of what you expect. Track your business expenses separately and have a clear distinct record segregating your business and personal expenses. You can now apply for an additional card and your statement will show your expenses separately.

SBI MasterCard Gold Debit / ATM Debit Cardholders of the Bankransfer funds through the SBI group ATM and all active INB users with transaction rights to transfer funds to any VISA Debit Card/ Credit Card issued by the bank or any other Bank in India at a nominal cost using Visa Money Transfer (VMT) facility.

You can draw cash at ATMs, dine, shop and travel using the Gold Debit.

You earn reward points on spending using card at MEs / Pos.

Card users are automatically registered to the FreedomRewardz Program. They have to only activate their FreedomRewardz account through a simple process.

Daily Limits: Rs 25,000 at ATMs for Withdrawal and Rs 40,000 at merchant establishments for shopping.

Shop at more than 3,50,000 outlets in India and 13 million worldwide. The amount is debited directly to your account.

Use your card overseas. Your account is debited in Rupees regardless of the currency in which you spend.

Now get an Alert on your mobile phone or email for every purchase transaction done using your Debit Card at a merchant outlet !! All you need to do is register for Insta Alerts!

Online Shopping : Pay Bills or Shop online using your HDFC Bank Debit Card either by using Verified by Visa/ MasterCard Secure Code service or by creating a one time use virtual shopping Card - NetSafe

Get additional complimentary Upgrade Voucher for every 7,500 King Miles earned on your card

Earn 6 King Miles per Rs.200 spent on your card and triple the King Miles for Kingfisher Airlines tickets
purchased with your credit card on www.flykingfisher.com or at Airport Ticketing Offices & City Ticketing Offices of Kingfisher Airlines.

Balance Transfer:Enjoy high savings with SBI's low interest rate. Just transfer the balances from any of your other Credit Card to your SBI Card and enjoy Balance Transfer Plans as suited to your financial needs & avail of a low-rate of interest.

Avail SBI Dena Bank Secured Card on the basis of a Fixed Deposit with Dena Bank for as low as Rs.30,000/.

Easy Money Facility: Now you can order a bank draft any time by just making a local phone call to the SBI Card Customer Helpline. The amount of the draft will be billed directly to your SBI Card. You'll find it useful for payments of various bills, taxes, fees and a lot more.

Get Rs. 100 Cash back on your first ATM Cash withdrawal within 30 days of receiving the card.

The most powerful rewards programme makes shopping on your Tata Privilege Card even better. Earn one reward point on every Rs. 100 spent on your Tata Privilege Card on all merchants and redeem these reward points against a host of Rewards at Tata brand outlets . There is a subsequent increase in the empower points if the purchase is made at Tata brand outlets

Post issuance of the SBI Advantage Plus Card, SBI Card will provide card holder an Encash facility and transfer the funds to State Bank of India to facilitate the opening of a Fixed Deposit in his name at SBI.

The card comes with a credit limit of upto 85% of the FD amount.

The card is accepted worldwide.

Credit facility is also offered to the customer with this card.

Add-on cards can also be issued for the family members above 18 years of age.

Balance transfer facility is also available with this card.

Card holder can even order a bank draft any time by just making a local phone call to the SBI Card Customer Helpline.

The aesthetically designed Priority Platinum debit card with the Axis bank Priority logo would identify you as our Axis Bank Priority customer at any of our branches across India where the service is being offered.

Get regular offers on purchases made from your Priority Platinum Debit card at leading restaurants, shopping establishments, hotels, resorts,etc.

The bank offers zero lost card liability and also provides protection on purchases made using the Card.