Major Credit Card Processing in Massachusetts

Small business is at the heart of the US economy, but today's monetary systems and forms of payment have become
almost completely computer based and consolidated into larger and larger banks. Money for all intents and purposes
is no longer a physical entity, but symbols that float in a database of information with no real existence other
than what we suggest they represent through social consensus. It is the very rare person that walks into a store
and wants to pay cash. However, the forms of payment customers are using these days are not always verifiable
without some connection to the monetary virtual database shared by all, where these new forms of money exist. This
is where the concept of shared databases and point of sale fund verification tools become very important for
merchants of any size who want to grow their businesses by accepting electronic forms of payment in addition to cash.

When a merchant is in the midst of a transaction, and there are people waiting in line to check out as soon as they
can, the vendor is looking to provide speedy customer service, but not at the expense of the store's bottom line. The
old fashioned credit card processing method of imprinting the numbers on a carbon paper and calling in the amounts
later is very risky in that the vendor never knows if the item has actually been paid for before it walks out the door
with the customer. It becomes labor intensive and costly if not impossible to either recall the unpaid item back to the
store, or to eventually recover the funds from the customer if their first form of payment did not go through.

Here is where a merchant services company can be very helpful in providing secure and fast point of sale transaction
verification's so that a vendor can accept credit cards, checks, etc. with a measure of assurance that the money will
be available to the customer at hand. Major Processing is one company that provides these and
other services to businesses in several regions across the United States, including Massachusetts and the surrounding
areas from Boston to Tyngsborough. They are currently growing and expanding their capabilities in the greater state
of Massachusetts, and can provide a wide array of helpful cost-saving tools for stores of all shapes and sizes.

For the internal workings of a company, Major Processing provides things like payroll solutions so that when current
pay periods end, processing of checks goes smoothly and as error free as possible. For the company to external
customer/supplier tools, there are invoicing solutions that keep the flow of materials and contracted labor organized
and paid on time. Major Processing even provides Merchant Cash Advance services that allow a business to meet its
short-term financial obligations, such as payroll, through expected credit sale returns in the future.

Many businesses are online or on the internet these days, and do not actually have a physical or brick and mortar
store to process payments through. For these types of merchants, Major Processing can provide eCommerce and website
shopping cart tools that can make secure and verified payments online possible with reduced risk and worry. Major
Processing actually offers a full range of products for businesses either looking to expand online, or to start up a
brand new internet venture. Some of those services include web hosting and even web design.

For brick and mortar stores that accept credit cards and checks, Major Processing provides credit card machines,
credit card terminals, and check readers that are compatible with all major point of sale systems and can achieve
POS integration. Major Processing can integrate its services into any system that accepts credit cards, and has the
use of Payment Processing Software. This allows merchants to communicate with Major Processing in the way that works
best for them, and not be limited by a particular network specific to Major Processing.

Mobile payment is a very convenient way for customers to pay for goods and services both online and in person. It
has been used in different ways around the world, and here in the US has tended to be Web App Based with credit or
debit card payments. As we continue along the path of greater mobility as a society, the incentive to carry less
with us throughout the day leads to the search for one device that does it all; calendar, phone, form of payment,
to do list, phone book, etc. There are several different ways a customer can pay and a merchant can receive this
type of payment, and Major Processing has the latest technology to provide this service for its customers. One
major coffee house company for example has created mobile payments for both its online customers, and those
physically in their stores. Instead of using a loyalty or credit card, the customer uses an application on their
phone to debit their virtual loyalty cards. These cards can also be virtually refilled the same way over the internet
on their mobile devices. A simple mobile web payment that has the customer enter their credit card number the first
time, and just authenticate for future purchases with a pin is one example of a revenue generating payment option.

Merchant processing of payments has evolved several times over the span of human history, and will most likely
continue to change so long as innovation and new creations are brought into existence by human ingenuity. Major
Processing will be there for the changes and to help all businesses be successful in the new and ever changing
marketplace of goods and services.

Please note: The purpose of this site is to provide general information to businesses about accepting credit cards, credit card processing,
and merchant cash advances. The contents of this site should not be construed as legal advice or opinion. The information contained herein is
intended solely to give a general indication of possible available merchant services and does not constitute a solicitation to enter into a transaction.