When you receive a loan approval, we’ll likely require certain documentation to verify the income and assets stated on your application. The type of documentation depends on:

Whether you're a salaried employee or self-employed

The equity position you'll have in your home

Your credit history

We’ll let you know which specific documents we’ll need to close your loan and ask you to return your documents to Old Second within 48 hours after you receive an approval, so we can move quickly to set up your closing.

Salaried employees usually must provide the following documents:

Most recent pay stub for all borrowers, showing year-to-date earnings

W-2 forms for all borrowers from all employers for the last two year’s tax filing