detalles idea

The idea is to manage all the Orange Money Account in a convenient way.

I'll explain the idea with the Refund concept:

Now days, when going to different stores, for lets say shopping for a new T-shirt, sometimes we find our-self not satisfied with our selection, either the shirt was too small or we didn't liked what we have bought.So we go back to the store and ask for a refund.The store won't give us the money back as a "real money" - for the use of everything but only for the store/network shopping purpose.

They often give us a piece of paper with refund value we have - some of it has expiration date, or they will take the bill and use it as a refund ticket.This is a good example of how we can improve the process with Orange Money Account.

Instead of using a piece of paper or the old bill, the refund money will be transferred into the Orange Mobile Money Account, in the following concept:

1) If this is the first time the person got a refund from the particular network - A new profile with the name of the network brand will be create in the Orange Mobile Account, and the amount of money (including it's expiration date - if there is any) will be saved with it.2) If this is not the first time the person visited that network - he can either use to pay with refund money that he currently has in his Orange Money brand profile or he can add the new refund money to his profile, and use it next time with a larger amount of money.

In order to transact the money for the refund inside the Orange Mobile Account, i have a few ideas how to do so:1) QR code.2) Reward card id number that is unique for each brand/stores - and the money can be attached to that id - and the profile of the brand inside the Orange Account will be created according to that id.3) Digital Signing - the store can sign digitally on the refund and send it the user, and the signed refund is the legally proof of the money value - so it will be the attach inside the profile as a prove for the exasperation date and the exact amount of money.

This is a good way of managing all the refund money in one place, and for company's to save money on paper and disinformation that can happen with fake refund tickets.