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Security & Fraud Prevention Solutions

With fraud management specialists and robust reporting tools to identify, minimize & manage risk, along with 30+ years of industry experience, Thrive delivers the tools and expertise to minimize fraud with industry leading, state-of-the-art fraud mitigation products designed to prevent fraud at the point of sale and throughout the card processing process. With Thrive, you are alerted to and can respond to potential fraud faster!

PCI DSS Compliance

Be Confident. Thrive Payments provides the information and support you need to be PCI Compliant.

The PCI Security Standards Council, launched in 2006, is an open global forum that is responsible for the development, management, education, and awareness of the PCI Security Standards, including: the Data Security Standard (DSS), Payment Application Data Security Standard (PA-DSS), and PIN-Entry Device (PED) Requirements.

The complete text of the PCI DSS and other useful information on cardholder data security can be found at pcisecuritystandards.org.

Thrive Payments requires that all merchants be compliant with PCI DSS and complete and submit a self-assessment questionnaire (SAQ) to Thrive on an annual basis and, if required, documentation evidencing quarterly network scans by a PCI approved scanning vendor. Thrive’s self-assessment questionnaire (SAQ) intelligently guides you through the PCI DSS compliance process, helping you to feel confident that you are compliant and have taken the appropriate steps to guard against fraud.

EMV (Europay, MasterCard and Visa) Smart chip technology is a microprocessor chip that stores and protects data. Chip cards are standard payment cards in which this chip is embedded.

EMV chip is targeted to be the global standard for credit and debit card payments, and is part of a global initiative to combat payment data fraud in the card present environment. A cardholder's confidential data is more secure on a chip enabled payment card than on a magnetic stripe (magstripe) card because, unlike magstripe cards on which the data is static and easily copied, chip (EMV) technology combats counterfeit fraud via dynamic values existing within the chip itself. These values, when verified by the point of sale device, ensure the authenticity of the card. Chip cards make it difficult for fraud organizations to target cardholders and businesses alike.

Increased fraud prevention is a primary reason the industry is moving toward EMV technology. Chip cards make it difficult for fraud organizations to target cardholders and businesses.

The various card brands are setting forth timelines for implementation of EMV chip technology in the U.S. Depend on Thrive for help in planning EMV Chip strategies for your business.