Meet Your Team

Branch Managers

Miranda Smith - Machias

Moving her passion of creating a fun, engaging environment from support department to the frontline, Miranda's attitude and skills makes her the perfect leader for our Machias Branch.

Spending nearly 15 years in our commercial and residential lending departments, Miranda is familiar with a fast-paced environment while making sure to create a "wow" customer experience. Miranda has a passion for discovering opportunities for employee growth43 and making an impact for area youth through teaching Sunday School and by serving on the East Machias School Board.

Ryan Callahan - Bangor

No matter what the experience may be, it's the type of service you receive that leaves a lasting impression. Ryan's solid background of delivering exceptional service and strong leadership skills makes him perfect for his role and face of our Bangor location.

Whether you want to talk banking or community, call Ryan or stop by today!

Matthew Horton - Bar Harbor

A native of Bar Harbor, Matt was educated in local schools graduating from both MDI High School and the University of Maine. While at University of Maine, he received a BA in Public Administration. Matt also attended the Northern New England School of Banking at The University of New Hampshire. Later he graduated from the New England School of Banking at Williams College in Massachusetts. Over his more than twenty years of banking service, Matt has experience in commercial and retail lending, collections/workouts, Bank security, business development and Bank management.

Matt has been very active over the years serving within many area civic and not for profit organizations. He has served on non-profit boards, such as the Bar Harbor Chamber of Commerce and many boards and committees within local government. Likewise, Matt has twenty years on the Bar Harbor Fire Department where he holds the rank of Lieutenant. He also serves as Treasurer of the MDI Rod & Gun Association and is a registered Maine Guide. Matt is also a state certified IF&W Outdoor Recreation Safety Instructor. He is an avid sportsman enjoying his time afield both hunting and fishing. He is also a long time amateur (HAM) radio operator, W1MRH.

Matthew Jarrell - Brewer

Matthew, an avid golfer and 06' graduate of University of Maine-Orono, joined the MSB team in July 2017. Matthew brought with him his passion for sales, finance and building long term customer relationships.

Ronald Gardiner - Calais

Ron has been involved in banking for 24 years and feels that it's much more than a job. Ron has the opportunity to be involved in the community and help people realize their dreams. It might be helping somebody buy a home, start a new business or expand their current business.

"It is a very satisfying and rewarding career. I love being a community banker."

JR Belanger - Caribou

JR began working for Machias Savings Bank in June of 2016 as the Assistant Branch Manager in Caribou. In September 2016, JR was promoted to Caribou's Branch Manager. Originally from Caribou, he graduated from the University of Maine Presque Isle with a degree in Communications. A very busy and proud dad, JR enjoys volunteering to help coach his sons' various sports teams including Little League, soccer through the local Parks and Recreation Department, and AYBL Basketball. JR is also an avid music listener. The Caribou Machias Savings Bank is a strong branch with an amazing staff looking to serve the local community and grow under JR's leadership.

Alex Currier - Columbia

Alex joined Machias Savings Bank in June of 2012 as a Seasonal Assistant in Loan Processing. He accepted a full-time Loan Processor position in the fall of 2012. He was promoted to Senior Loan Processor in May of 2017. Alex coaches junior high girls' basketball at a local grammar school. He is an avid outdoorsman and loves hunting and fishing.

"Serving customers has always been a passion of mine. It is my top priority to provide a refreshingly different customer experience! Together we can continue to better our communities!"

Joshua Stevens - Ellsworth

Josh joined our team in November of 2016. As an avid lover of sports, Josh enjoys volunteering by coaching his daughter's little league softball team, serving on the Ellsworth Little League board, and is also a member of the Ellsworth Challenger Little League board.

"I believe that my relationships with our customers need to be built on trust, and the confidence that I will provide products and services that meet their particular needs."

Jackie Morse - Houlton & Danforth

Jackie joined Machias Savings Bank in January of 2000 as Branch Manager for the Danforth Branch. In January of 2010, she also took on the management of our Houlton location. She has a Degree in Business Administration from the University of Maine at Machias and has graduated from the Northern New England School of Banking as well as the New England School of Banking at Williams College. Jackie has been active in her community and with its local youth, serving on the school board for MSAD #14 as well as taking on various coaching positions at East Grand School. She is a volunteer teacher for Junior Achievement of Maine at East Grand and Hodgdon High Schools, in addition to working with Future Promises of Maine.

As Branch Manager of our Danforth and Houlton teams, Jackie's primary focus is the development of deposits and loans in the northern Washington/Southern Aroostook region, as well as helping the communities grow. She leads her team with a strong focus on exceptional customer service. We welcome you to stop by either location for a refreshingly different experience.

Jessica Cloukey - Lincoln

A familiar face in the Lincoln community, Jessica shows her passion for giving back by serving numerous organizations. With her degree from New England School of Banking and drive to create a fun and engaging work atmosphere, she and her team are always ready to greet you and find banking solutions that best fit you!

Karen Coffin - Portland, Middle Street

Karen Coffin joined Machias Savings Bank in January 2017. A native of South Portland, she has more than 32 years of banking experience within the Greater Portland community, specializing in retail and small business lending.

"I truly enjoy offering exceptional service. I love getting to know people and their families on a personal level. I see myself as a trusted advisor to my customers, listening to what they really need. It is ALL about them!"

Timothy Goff - Presque Isle

Tim joined Machias Savings Bank in August of 2017 as Branch Manager for the Presque Isle Branch. Tim has a degree in Broadcast Communications from the New England School of Communications and attended school at the University of Maine Presque Isle, Laval University in Quebec City, Husson College and the University of Maine Orono.

Prior to joining Machias Savings Bank, Tim worked as the Marketing and Economic Development Director for the Town of Fort Fairfield, served as the Executive Director of the Fort Fairfield Chamber of Commerce, and was the Director of the Maine Potato Blossom Festival. Tim also spent nearly two decades working as a reporter, photographer and anchor at WCSH-TV in Portland and WLBZ-TV in Bangor.

Tim is very active in his community volunteering his time and serving on numerous Boards including the Fort Fairfield Quality of Place Council, Empower Aroostook, The Francis Malcolm Science Center Advisory Board, The Aroostook Medical Center Community Advisory Board, and The Center for Advancement of Rural Living.

Eryn Meeker - Princeton

Eryn has worked in the Princeton Branch since 2007 when she began as a summer teller. In her current role as Branch Manager, Eryn oversees the branch’s daily operations, teller line transactions, customer relations, account openings, consumer loans, and helps with the new hire training program. Eryn graduated from Husson University in May of 2011 with a BA in Business Administration. Eryn is a member of the Princeton Rod and Gun Club and helps out at Greenland Point Center, teaching kids the importance of sustaining our outdoors and enjoying everything life in Maine has to offer.

Gregory Jones - Rockland

A native of Rockland, Greg graduated from Georges Valley High School in Thomaston. Greg attended Thomas College where he received his BS in Management. Greg has attended the Northern New England School of Banking in New Hampshire, has earned several Diplomas from the Center for Financial Training and graduated from the Midcoast Leadership Academy. Greg has been in the banking industry in Rockland for 8 plus years. Greg joined Machias Savings Bank in December, 2015 as Branch Manager of the Rockland branch. He has been actively involved in his community as he is currently on the Board of Directors for Big Brothers Big Sisters of Mid-Maine, is an Ambassador for the Penobscot Bay Regional Chamber of Commerce, Co-Chair and Treasurer for Knox County TRIAD and volunteered with several organizations in the Midcoast area including Herring Gut Learning Center and WindowDressers.

Assistant Branch Managers

Tracy Alley - Machias

Tracy started at MSB in the Customer Service Department in Fall of 2011. She was promoted to Senior Customer Service Representative in 2013 and was voted Exceptional Customer Service Agent in 2013. She accepted the position of Assistant Branch Manager of the Machias Branch in the Summer of 2015. Tracy thrives on providing exceptional service to all of her customers, as well as maintaining branch operations, and keeping the team motivated.

Kali Boulier - Bangor

Kali's leadership skills quickly landed her a management seat. Kali leads our Bangor Team with passion, focus, and fun! Determined to create the ultimate customer and employee experience, she is equally determined to give back to the communities she lives and works in; she always has an eye out for ways to get involved!

Learn how Kali and her team can change your banking experience by visiting them today!

Catherine Leeman - Bar Harbor

Since joining Machias Savings Bank in 2011, Cathy has been building relationships with new and existing customers. Cathy assists customers in the Mount Desert Island area with their complete banking experience. She is available to help customers with many of the services Machias Savings Bank offers including personal and business accounts, consumer loans, wires, and notary services.

Patricia Fish - Brewer

Pat began her career in Retail Banking as a teller. After several years, she was promoted to Customer Service Manager. While at the same bank she received her Insurance License and Securities Series 6 License and was promoted to Branch Manager. Pat joined Machias Savings Bank in 2011 as a Team Leader and has since been promoted to Assistant Branch Manager. She enjoys the challenge of bringing new customers on board, finding the right products to fit their everyday needs, and helping them succeed.

Casey Plourde - Caribou

Casey started her banking career in January 2002 for First Citizens as a teller. She joined Machias Savings Bank in December of 2013 as an FSS I. In 2015, she became an FSS II. After being with Machias Savings Bank for three years, Casey has been promoted to Assistant Branch Manager of the Caribou location. She has been in banking for 14 years and continues to enjoy it every day. Casey gives back to her community by volunteering for the Caribou Little League and participating in other community events

Erica Shaw - Columbia

Erica joined Machias Savings Bank in July of 2005 as an FSS I. In May of 2015 she became an FSS II and in August of 2015 she became the Assistant Branch Manager for our Columbia Branch. She has a degree in Business Management from the University of Machias. She just had her 10 year anniversary in July of 2015.

Melissa Strang - Ellsworth, High Street

Melissa joined MSB in October of 2015 as Brewer's Community Room Coordinator, with a focus on servicing non-profits. In 2016, she accepted a promotion to become the Assistant Branch Manager at our Ellsworth, High Street location. Melissa currently serves as a board member for FCA (Fellowship of Christian Athletes) is a member of the Brewer Kiwanis Club, and enjoys being involved in different community events as a volunteer.

Kayla Mooney - Ellsworth, Mill Mall

Kayla began her career at our Bangor location in 2015 and quickly became the friendly smile seen the moment you walked through the doors. Beginning her career as a Financial Service Specialist, Kayla relocated to our Ellsworth Mill Mall location in 2017. Kayla submerged herself into the Ellsworth community by volunteering for numerous organizations and being the first to raise her hand to help plan community events. Kayla's passion for her community, teamwork, and her customer first attitude made her transition into the Assistant Branch Manager role, a perfect fit!

Kimberly Lee - Lincoln

Kimberly joined Machias Savings Bank in May of 2010 as a Financial Services Specialist in our Danforth branch. She transferred to our Lincoln branch in 2013 as Team Leader and was promoted to Assistant Branch Manager in 2014. She currently manages our Main Street location, opens new accounts and processes consumer loans. She has taken great strides in the operational aspects of the branch. Providing exceptional customer service to all customers is one of her top priorities. Kim makes business calls by visiting current and potential customers to assure that all their banking needs are being met. Building new and maintaining banking relationships is something that Kim strives to promote. Kim works closely with the Lincoln Branch Manager to ensure all customers banking needs are being met.

Caitlyn Nabokov - Portland, Middle Street

Caitlyn joined Machias Savings Bank in 2014. She is a 2011 graduate of the University of Maine, obtaining her degree in Political Science. She spent several years developing exceptional customer experience and leadership skills by working across the nation at world-renowned resorts, spas and restaurants. Since joining Machias Savings Bank her main focus has been on exceeding expectations of the Bank’s customers and helping her associates to grow professionally.

Caitlyn is an active community member. She supports local nonprofits, participates in fundraisers and frequently visits local schools to educate students about the principles of banking and importance of financial literacy.

Reneé Saucier - Presque Isle

Reneé has been in banking since 2000 and has worked in many different capacities. She has high expectations for herself and is confident in her ability to produce. Reneé is a fast learner, consistently growing, and takes the time to continue to learn. She is hard-working and a positive thinker which helps her execute difficult tasks and consistently set firm goals for herself. Reneé will take the necessary steps to achieve those milestones.

Krista Lopez-Brochu - Rockland

Krista began working in our Rockland Branch in March of 2008 after gaining experience with Union Trust Company. She has taken great strides in the operational aspects of branch banking. Krista is dedicated to providing the most exceptional service she can to each customer that she comes into contact with.

“I really love what I do and as I continue to learn daily, I enjoy it that much more. I enjoy the personal touch I have with all of my customers. It’s not only rewarding to help customer’s in a wide range of ways but there’s a lot of pride that goes into keeping personal and company integrity.”

Residential Mortgage Specialists

Lisa Holmes - Machias

"I have enjoyed a Banking career for more than 30 years. I began my career as a teller in 1986. Two years later I was promoted to a Branch Manager and a number of years after that was given the opportunity to become a Residential Lender, which is the position I enjoy immensely. Helping people realize their dreams of owning a home is very rewarding."

LeeAnne Vaughan - Bangor

Since bringing her 9 years of banking and lending knowledge and expertise to Machias Savings Bank in 2013, LeeAnne has since been meeting with first time homebuyers, downsizers, empty nesters, and anyone looking to leverage the equity in their home. In 2014, LeeAnne became a graduate of the Bangor Regional Leadership Institute, a program focused on sharpening leadership skills and how they can contribute to the Bangor community.

“My goal is to make the process as streamlined as possible to minimize the stress and maximize the excitement. We work together to achieve any financial goals now and in the future.”

Jack Gibbons Jr. - Bar Harbor

With 32 years of banking experience and 30 years of lending experience, Jack brought his desire of assisting home buyers in achieving the American dream to Machias Savings Bank in 2006.

“Even after all these years and with all of today’s challenges, rules and regulations, I still love helping folks fulfill their dreams of home ownership or help them access their existing equity or better restructure their existing debt. We have a lot of great solutions and services at Machias Savings Bank. Let's find them together!”

Jack is a two-time winner of the Acadia Council Board of Realtors Affiliate of the Year award, and in 2012 became part of the Regional Mortgage Specialist Team serving customers in the Bar Harbor and Rockland market areas.

Kristen Keith - Brewer

Buying a new home is an exciting milestone and Kristen is ready to be there with you from start to finish. Spending 20 years as a licensed insurance agent, Kristen knows what matters when it comes to building relationships that last and what it takes to deliver the kind of customer service you deserve that will help make your dreams become reality.

Whether you're in the early stages of house-hunting or already have one in mind, call Kristen today and start working towards your move in date!

Cindy Leighton - Calais

With more than 25 years with Machias Savings Bank, Cindy has established many relationships that extend beyond basic banking.

“My true passion is the customer. I honestly enjoy talking to them and deciding what the best fit for them is--whether it is a deposit account or a loan product--and making their experience with us one that is exceptional and will last forever."

Karen Thibodeau - Caribou

"Over the years, it has been my pleasure to work with people to achieve their goal of home ownership. With 36 years of banking experience, my commitment and passion for our customers and the community in which we live and work continues to grow. Machias Savings Bank offers many solutions to meet your financial needs. I believe in providing the customer with exceptional service and appreciate the opportunity to assist you with meeting your financial goals."

Leann Beal - Ellsworth

Leann Beal joined Machias Savings Bank in 2015 as the Mortgage Originator in our Ellsworth High Street location. She graduated Summa Cum Laude with a degree in Business Administration from the University of Maine at Machias and has graduated from the Northern New England School of Banking. Leann is active in her community and serves on the board of the Ellsworth Noontime Rotary Club and Parent Committee of the Downeast Family YMCA. She also serves as Treasurer for a local road association and enjoys volunteering with various youth sports programs.

As Mortgage Originator, Leann's primary focus is the customer experience. She has a passion for providing exceptional customer service while meeting customers' financial needs.

Cheryl Locke - Houlton

Being in the banking industry for over 30 years makes Cheryl ready to answer your banking questions and help find banking solutions that make managing your finances easier! Aside from being there to help with your deposit relationship, Cheryl is dedicated to working with first and second time home buyers to make their dreams become reality.

Contact Cheryl today to see how she can help deliver you the ultimate customer experience!

Patricia Theriault - Lincoln

Since joining Machias Savings Bank in 2013, Patricia has been building customer rapport with new and returning customers alike. She understands that not all customers' needs are the same. Patricia takes pride in helping her customers through the loan process. She goes the extra mile to help determine the best fit, all the while ensuring that the customer’s desired goals are still in reach.

"My 23 years of customer service experience ensures that my customers receive that extra personal touch and exceptional customer service".

Cindy Thibeau - Presque Isle

Since joining Machias Savings Bank in 2013, Cindy strives to make sure first-time homebuyers are comfortable with their new home purchase and fully understand the mortgage transaction.

"I work hard to maintain an extraordinary level of proficiency that I would only require of someone that I personally would choose to work with myself. I truly believe that educating and helping each home buyer understand all of the loan programs is the key to providing exceptional customer service"

Cindy consistently provides flawless service and dependability; no matter what the dream is!

"Keeping customers up to date with how their loan is progressing and attending all loan closings ensures that my customers receive the best possible service from start to finish. My many years of customer service experience ensures that customers receive that extra personal touch!"

Rebecca Crane - Rockland

Joining MSB in October 2017, Rebecca brings over 25 years of banking experience to our team. Creating an experience starts with service and Rebecca shares that, "no matter what you do, delivering exceptional customer service is the most important part of the job." Growing up and building roots in the mid-coast area, she enjoys spending time with family and friends every chance she gets.