Look through the offers and pick the ones that your family uses – you can even increase the value of the offer by answering trivia questions, taking polls or watching videos (none of these take more than a few seconds)

Head out to the store to do your regular shopping – right now Walgreens, Walmart, Target, and Duane Reade are all included, with more being added rapidly

Under offers, find the offer that you want to redeem and tap it – you will see a bar code in the upper right corner. Scan the product to double check you have the right one, then purchase your items and hang on to your receipt

When you get home, open the Ibotta app and upload your receipt (there are instructions on the main menu)

Your receipt will be approved quickly and once you have $5 in your account, you can deposit the money into Paypal – or choose to donate it to a local school.

For those that have asked me about saving money with your smart phone — this is definitely one of my favorite money-saving apps. It’s a great way to “coupon” without having to clip, cut and remember a coupon — ever!