Toby Joy

Associate | London

He trained at Withers and qualified into the banking and luxury assets team. He works in a range of areas, including property development finance, acquisition finance, aviation and yacht finance as well as the acquisition, leasing and chartering of private jets and yachts.

As a trainee, Toby also sat in the commercial property, funds and investments and contentious trust teams.

Focus areas

Acting on a refinancing of a Boeing Business Jet for an ultra-high net worth client with a major European bank.

Advising State Bank of India in a £300 million loan facility for the acquisition of The Old War Office, 57 Whitehall, London. The landmark property, located in the heart of Westminster, was acquired by The Hinduja Group in partnership with Spanish development company Obrascon Huarte Lain Desarrollos. The site will be converted into a luxury hotel.

Advising Renault Group, the French automotive company, on the acquisition of a controlling stake in Lotus F1. The process involved staving off Lotus’s multiple creditors, who were intent on putting the group into administration thereby saving Lotus’s 512 skilled workforce from redundancy.

Advising on the acquisition of a 210 foot yacht for an ultra-high net worth family office.

Acting for a family office borrowing £21 million from a Luxembourg fund for the development of a substantial commercial building in North London into flats, including negotiating a private equity style profit sharing agreement.