Annual European excess insurance - only £39.99 per year or only £5.25 (€6.62) per day for trips upto 7 days

Covers excess on damage to the vehicle, theft and damage to windows, roof, undercarriage & tyres

Up to £4,000 per claim & £5,000 per year

Unlimited number of rentals per year

31 days continuous cover per rental

Cover for you plus 7 additional drivers aged 21-85

Covers Car Club rentals

How does car excess insurance work?

Car hire insurance offered by the rental car company normally includes cover for Collision Damage Waiver (CDW) and Theft, you are still liable to pay the first portion of the repair or replacement costs. This is also known as the excess or deductable.

The excess amount on insurance for car hire typically ranges from between £500 and £1,600, so if your excess is £500 and someone drives into the back of you causing damage of 750, you will have to pay 500.

Insurance4carhire covers you against the entire excess fee and for damage to the roof and undercarriage of the car plus the windows and tyres.