Country Diagnostics

This report contains the findings of a diagnostic study on the provision of microinsurance to rural workers in China. The study was commissioned by the Access to Insurance Initiative and approved by the China Insurance Regulatory Commission (CIRC) in 2010. The study covers the provision of personal and property (including agriculture) microinsurance to China's 674 m (2010) rural residents.

The report analyses among other topics how the insurance market has evolved in the last years, which products have reached some segments of the low income population, how low income population have dealt with main risks confronted.

With a view to improving the financial inclusion among low-income population in the country, the Colombian government has formulated a Financial Inclusion Strategy and National Plan of Development, which considers insurance as a main component. With this goal in mind, the Superintendencia Financiera de Colombia, Bancoldex - Banca de las Oportunidades, the IADB (Fomin) and A2ii, through their joint project, have supported a microinsurance country diagnostic in Colombia.

This study forms part of a larger project funded by the United Nations Capital Development Fund (UNCDF) and managed by the International Labour Organisation (ILO) to promote microinsurance development in several African countries.

This report was commissioned by the Office of The Registrar of Insurance and Retirement Funds (RIRF) in Swaziland. The report sets out to provide an overview of the supply, demand and regulatory framework of insurance in Swaziland, in order to conclude on the current state and potential for microinsurance and to make policy and regulatory recommendations in this regard.

This is Document 1 in a series of 8 documents that together comprise the findings of the Tanzania Access to Insurance Diagnostic. The series consists of one headline findings summary document and seven input documents, each focusing on a specific thematic area, that build up the evidence base to the headline findings.

Document 1 summarises the main findings of the diagnostic study across the other documents, then concludes on market potential and opportunities, the challenges to be overcome and the strategic imperatives to unlock such potential.