Symposium: Big Data and Insurance

The revolution in the technology of data known as “Big Data” poses technological and organizational challenges for the field of insurance. Will we see a new paradigm of insurance that puts data at the center of its activity (and no longer only risk)? Similarly, which values, which norms, which regulation should govern the new world of data? This latter question has important implications for the regulation of data (until now little experienced in the insurance context): the ownership of data, their use in risk classification and evidence-based healthcare, and protections against the abuse of data (privacy and discrimination). In this symposium, we will explore these issues, bringing together the experience of insurers, scholars, and regulators on both sides of the Atlantic.