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º Aeroplan Program and Flight Reward terms and conditions are subject to change without notice.

Ø As per Aeroplan's current reward chart, 15,000 Aeroplan Miles are enough for a short-haul roundtrip Fixed Mileage Flight Reward in economy class within Canada, or to the continental US (plus applicable fees and taxes). Reward seat availability is capacity controlled and is subject to availability at time of booking and seasonality of demand. See aeroplan.com for more details

± As per Aeroplan's current reward chart, 25,000 Aeroplan Miles are enough for a long-haul roundtrip Fixed Mileage Flight Reward in economy class within Canada, or to the continental US (plus applicable fees and taxes). Reward seat availability is capacity controlled and is subject to availability at time of booking and seasonality of demand. See aeroplan.comfor more details.

1. As an added benefit, you may automatically receive Account Alerts at the email address that you have provided. These Alerts can help you manage your account by letting you know when your payment is due and when we receive your payments. You can take advantage of additional Account Alerts, customize current settings or change your preferences within Online Services. Account Alerts are available via email or text message and are a free service for American Express Cardmembers. You can select to have your Account Alerts sent straight to your mobile phone; however this service is only available with select cell phone providers. Details are available within Online Services on the Account Alerts Preferences Page. Your mobile phone service provider may apply fees for incoming text messages. Please contact your provider for further details.

2. Basic Cardmember has priority access to the Aeroplan Contact Centre by entering their Aeroplan Number into Aeroplan's automated call answer system at the start of their call.

3. Upon authorization of the American Express AeroplanPlus Reserve Cardmember, American Express Concierge uses its best efforts to source or arrange the purchase of requested goods or services from a supplier. There is no charge for using the services of American Express Concierge, however the Cardmember will be responsible for paying the supplier for any purchases and/or shipping charges you authorize, as well as any other fees or related costs that may apply. Amex Bank of Canada cannot be responsible for the acts or omissions of suppliers, and cannot guarantee successful fulfillment of Cardmember requests in all instances. This service may not be available in certain countries. Please call 1-855-531-5253 for details.

4. The $200 CAD Annual Travel Credit can only be redeemed at time of booking through American Express Travel Services or at americanexpress.ca/travel. Travel booking must be charged to The American Express AeroplanPlus Reserve Card. If you choose to use the Travel Credit, it will be credited to your Card account within 2 business days. The Basic Cardmember is entitled to one (1) Annual Travel Credit each year based on Card membership anniversary date, towards a single travel booking of $200 or more, and will appear on The American Express AeroplanPlus Reserve Card Member’s billing statement as “American Express Annual Travel Credit”. If you cancel your travel booking after redeeming the Annual Travel Credit, you will not be able to use it again in the same year.

5. Basic American Express AeroplanPlus Reserve Cardmembers may redeem 15,000 Aeroplan Miles for one short-haul roundtrip Fixed Mileage Flight Reward in economy class or may redeem 25,000 Aeroplan Miles for one long-haul roundtrip Fixed Mileage Flight Reward in economy class and receive a Partner Ticket for the same itinerary. Travel options vary according to departure city. Miles must be from Cardmember’s Aeroplan account. Limit one Partner Ticket annually based on Cardmembership anniversary date. Subject to availability and capacity control. All bookings must be made through Aeroplan at 1-855-279-3896 and charged to an American Express AeroplanPlus Reserve Card. Aeroplan booking fee will be waived; however, fees and taxes apply. Changes subject to availability, fees and restrictions. An Aeroplan change fee will be applied to each ticket. Aeroplan reinstatement fee applies to cancellations. Not transferable, cumulative or redeemable for cash. Partner Tickets cannot be booked using Priority Rewards. Unless otherwise stated, it cannot be used in conjunction with any other offer or benefit. Subject to change or cancellation. Full terms and conditions apply. Aeroplan Program terms and conditions, including Flight Reward Terms and Conditions apply and are available at aeroplan.com/terms_and_conditions.do.

7. Purchase must be charged in full to an American Express Card issued by Amex Bank of Canada. Subject to availability and to event and ticketing agent terms, conditions and fees. Not all seats are available. All sales are final. No refunds. No exchanges.

8. Subject to space availability. American Express AeroplanPlus Reserve Cardmembers may access the Air Canada Maple Leaf Lounge, where available, upon presentation of their American Express AeroplanPlus Reserve Card and a confirmed, same-day departing ticket on a flight operated by Air Canada, Air Canada rouge or under the Air Canada express banner. Also applicable on same-day departing Air Canada codeshare or select Air Canada partner airline flights. Not valid in conjunction with an airline employee travel ticket or an airline partner pass travel ticket. For a nominal entry fee, Cardmember is permitted paid guests in the lounge, pending space availability. Access is subject to Air Canada Maple Leaf Lounge terms and conditions and may not be available due to unforeseen circumstances.

9. Priority Pass – Subject to space availability. Basic and Supplementary Cardmember(s) (“Cardmember”) may apply for a Priority Pass membership (“PP membership”). PP membership is subject to approval by Priority Pass Limited (“PPL”) and is not guaranteed. Unless cancelled, PP membership automatically renews on its anniversary date. PP membership may be cancelled by American Express if: (i) the Priority Pass benefit associated with the American Express AeroplanPlus Reserve Card is changed or terminated, or (ii) the Cardmember’s American Express AeroplanPlus Reserve Card is cancelled. PP membership includes access to any airport lounge participating in the Priority Pass Program. Participating lounges are owned and operated by independent third parties and their participation and/or facilities can change from time to time. To access a lounge, the Cardmember will need to show his/her valid Priority Pass card and an airline ticket for travel on the same day for the Cardmember and each of his/her guests sole discretion, participating lounges may restrict entry of persons under 21 years old; please check restriction details for the individual lounges at www.prioritypass.com or your Priority Pass Directory provided by PPL. All Priority Pass lounge visits are complimentary for the enrolled Cardmember only. All guests are subject to a fee of $27 US per person per visit. Lounge access charges can be billed by PPL to the American Express AeroplanPlus Reserve Card connected to the Cardmember’s PP membership upon PP’s receipt of notification from the lounge visited. All Cardmembers are subject to PPL’s terms and conditions for the Priority Pass Program and the individual lounge operators’ terms of use for the participating lounges visited. For complete PPL terms and conditions and a directory of participating lounge locations, please visit: www.prioritypass.com

10. American Express AeroplanPlus Reserve Cardmembers can receive one (1) complimentary eligible first checked bag (per one–way route) when travelling on flights operated by Air Canada, under the Air Canada express banner and Air Canada rouge. An eligible first checked bag is subject to Air Canada’s baggage policies which can change without notice. The benefit is applicable to baggage that complies with the most current Air Canada weight and size restrictions for standard checked baggage and does not apply to flights that already offer complimentary first checked baggage or to oversized/overweight bags. Basic and Supplementary Cardmembers can each receive up to a maximum of five (5) complimentary first checked bags annually based on their respective Cardmembership anniversary date(s). To receive this benefit, Cardmembers are required to show their American Express AeroplanPlus Reserve Card to the Air Canada agent when checking in for their Air Canada flight at the check-in counter. Cardmembers must also include their Aeroplan number on their reservation at the time of booking, or book their Aeroplan flight reward using Miles from their Aeroplan account. The benefit is not applicable if the Cardmember checks in with any other airline other than Air Canada (even if connecting to an Air Canada flight), and is not applicable to companion travelers, including companions travelling on the same reservation as the Cardmember. Please allow two weeks from the date of activating your Card to access this benefit. For more details on the Air Canada baggage policy please visit www.aircanada.com/en/travelinfo/airport/baggage/checked.html

11. American Express AeroplanPlus Reserve Cardmembers may access Priority Check-in, applicable at airports where Air Canada Priority Check-in is available, upon presentation of their American Express AeroplanPlus Reserve Card and a confirmed, same-day departing ticket on a flight operated by Air Canada, Air Canada rouge or under the Air Canada Express brand. Also applicable for confirmed, same-day travel using Aeroplan Flight Rewards on a flight operated by Air Canada, Air Canada rouge or under the Air Canada Express brand. Flights operated by other airlines are not eligible for Air Canada Priority Check-in.

12. Basic and Supplementary American Express AeroplanPlus Reserve Card members must charge the parking fee to their American Express AeroplanPlus Reserve Card for the associated $25 Valet fee to be waived. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminal 1 and 3. For more information on Valet Service visit torontopearson.com.

13. Basic and Supplementary Cardmembers with a valid American Express AeroplanPlus Reserve Card are entitled to access the Pearson Priority Security Lanes ("Priority Lane") during peak airport operating hours. The Priority Lanes are serviced by the Greater Toronto Airport Authority and will be available to eligible Cardmembers. Priority Lanes are located at select departure areas for domestic, transborder, and international flights departing from Terminal 1 at Toronto Pearson International Airport. Access to a Priority Lane is available to eligible Cardmembers departing from Terminal 1 and companions travelling on the same itinerary upon the presentation of a valid, unexpired eligible Card. The name on the Card must match the name on the boarding pass. All passengers departing Pearson International Airport, including those accessing the Priority Lane are required to comply with airport security and customs screening requirements. Priority Lane access is subject to change or cancellation at any time and additional terms and conditions apply.

14. 15% discount off the cost of parking (including taxes) will be provided as a credit to your American Express AeroplanPlus Reserve Card statement. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. For more information on parking lots visit torontopearson.com

15. Select Canadian American Express Cards are eligible for this benefit: The Centurion® Card from American Express, The Platinum Card® from American Express, American Express® AeroplanPlus®* Reserve Card, The American Express® AeroplanPlus®* Platinum Card and The Business Platinum Card® from American Express.

16. American Express Basic and Supplementary Cardmembers with a valid AeroplanPlus Reserve Card are entitled to access the Pearson Priority Limo & Taxi Lane (“Priority Limo & Taxi Lane”) during peak airport operating hours. The Priority Limo & Taxi Lane is serviced by the Greater Toronto Airport Authority. Priority Limo & Taxi Lanes are located at Terminal 1, Transborder | International Arrivals Level, Door E and Terminal 3, Domestic Arrivals, Door D. Access to a Pearson Priority Limo & Taxi Lane is available to eligible Cardmembers and companions upon the presentation of a valid, unexpired eligible Card. Priority Limo & Taxi Lane access is subject to change or cancellation at any time and additional terms and conditions apply. Cardmember is responsible for all transportation costs incurred in using the services of a limo or taxi. Benefit allows access only to the Priority Limo and Taxi Lane.

18. To qualify, Cardmember must enroll in Gold Plus Rewards to receive all benefits, purchase must be booked and paid using a valid American Express AeroplanPlus Reserve Card, and the Gold Plus Rewards membership must be provided at time of booking. Discounts apply to best available published rates. Fee will be waived for one (1) additional driver providing the additional driver is listed on the rental agreement and meets the driving credentials for the country where the vehicle is rented. Benefits are subject to Hertz terms and conditions.

19. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Trips will not be covered for trip cancellation, if purchased with points (including Aeroplan miles) from a reward program other than the Membership Rewards® Program. All reward programs are governed by their own terms & conditions.

20. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Trips will not be covered for trip interruption, if purchased with points (including Aeroplan miles) from a reward program other than the Membership Rewards® Program. All reward programs are governed by their own terms & conditions.

21. Travel Accident Insurance is Underwritten by Chubb Life Insurance Company of Canada, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

22. All the services associated with the Travel Emergency Assistance are provided worldwide with the exception of some countries (it is best to check with Customer Service).

23. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

24. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your American Express AeroplanPlus Reserve Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.

25. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

26. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.

27. Account must be in good standing. You can earn 2 Aeroplan Miles for every $1.00 of eligible Air Canada purchases charged to your Card, and 1.25 Aeroplan Miles for every $1.00 of other card purchases. Eligible Air Canada purchases means only those Air Canada purchases made directly with Air Canada as the merchant or with Amex Canada Inc. (also referred to as American Express Travel Services). It also includes Air Canada Vacations packages purchased directly from Air Canada or from American Express Travel Services. However, not every Air Canada purchase is eligible. The earn rate is 1.25 Aeroplan Miles for every $1.00 in card purchases (and not 2 Aeroplan Miles) if the Air Canada purchase is not made directly with Air Canada or with American Express Travel Services. This may happen if you make an Air Canada purchase:

a. using your card at another merchant or service provider that sells Air Canada goods or services. For example, purchasing (i) Air Canada tickets from an online website other than Air Canada, through a travel agent other than American Express Travel Services, or as part of a vacation package from another merchant, (ii) Air Canada gift cards, or (iii) Air Canada Maple Leaf Club memberships,

b. using your payment account with a third party, and

c. using a third party payment service (such as a card reader attached to a mobile phone).

If you make a purchase through Air Canada with another merchant such as a hotel or car rental booking on the aircanada.com website, it is not an Air Canada purchase and the earn rate is 1.25 Aeroplan Miles for every $1.00 in card purchases (and not 2 Aeroplan Miles). Offer subject to change. Aeroplan Miles are earned on the amount of all purchases, less credits and returns. Interest, annual fees, other fees, and charges for travellers cheques and foreign currencies are not considered purchases and do not qualify for Aeroplan Miles.

28. Account must be in good standing. Aeroplan Miles are earned on the amount of all purchases, less credits and returns. Interest, annual fees, other fees, and charges for travellers cheques and foreign currencies are not considered purchases and do not qualify for Aeroplan Miles.

Supplementary Cards - Maximum of 9 Supplementary Cards. Account must be in good standing. Supplementary Card applicant must be the age of majority. Supplementary Cards do not have access to the Annual Partner Ticket Benefit, $200 Annual Travel Credit, Aeroplan Priority Line.