Thursday, March 02, 2017

Back in 2003 the Texas Legislature created the Texas Residential Construction Commission (TRCC). You are probably wondering what this has to do with Senate Bill 10 and the insurance industry. I am glad you asked.
SB10 sets up a long legal process homeowners must maneuver before an insurance company will pay a disputed claim as a result of a hail storm, hurricane, or other event. This process will take months to complete therefore requiring blue tarps to cover the roof of homes to prevent further damage.
This long process is just like the State-sponsored Inspection and Dispute Resolution Process. (SIRP), the shining star of the TRCC created in 2003. In 2008 the Texas Sunset Commission reviewed the results of the process and deemed it to be so worthless their report recommended the abolishment of the TRCC. The bill to save the Commission died in the Senate and the TRCC ended just 6 short years after its creation. From the Sunset Report:

This recommendation would abolish the Texas Residential Construction Commission as an independent agency and repeal the Texas Residential Construction Commission Act (TRCCA).

Now the insurance industry wants to force that very same process on homeowners who have had damage to their home that their insurance agency refuses to repair. What is the old saying? "Fool me once, shame on you. Fool me twice, same on me."
Hopefully the fooled can't be fooled again.