Wuss’up This Week: Some stuff happening that can sway interest rates in either direction. Today the Fed meeting adjourns and Bernanke will report if the prime rate should be raised and what they ordered for lunch (prediction: prime rate to stay at 3.25%, Jimmy Johns). Tomorrow we have Weekly Jobless Claims (expected number: 328k), and on Friday the Q4 Employment Cost Index is released. This is a report that measures wage inflation (expected up 0.3%). A weakness will lead to lower interest rates. And where are rates at, you ask?

My shrink always tells me to find my happy place and stay there. Wish interest rates would take her advice. The 30-year fixed rates are bouncing from the low-to-mid 4s with ARM rates about a point lower. As usual, rates vary based on type of home, equity in the home, credit score, and Super Bowl score.

Don’t forget to remember: For any purchase or refinance loan over $240k I will waive all lender fees – a $995 savings! Be sure to pass this email onto anyone you think can use this gift. It’s the best random act of kindness you can do today.

I’m still offering the chance to trade your honest feedback for a $100 Visa Gift card! If you’ve ever worked with me on your mortgage loan and wanted to let me know how you felt about it, then just by taking this five-minute survey you’ll be entered into a regular drawing to win that gift card!

Playing Quote of the Day 2: “Three decades of playing Tetris have apparently not improved our nation’s ability to stow overhead luggage.” – Mark Sample (@samplereality)

Timeout for Trivia: Congrats on those of you who guessed Neil Diamond last week. Want to be entered into a drawing to win a Dolly Parton wrist watch? Simply email me the answer to this week’s “Who Am I?” question. Good luck: “Today I turn 69. My glory years were in the 1980s. I starred with a bartender, a guy from four Police Academy movies, and a really, really young actress in the #1 grossing movie of 1987 (beating out Fatal Attraction). TV was my biggest claim to fame, though, as I starred in a series that ran for eight years (my character’s name can also refer to a gun or a condom made by Trojan). In the 1990s I made a few appearances on a hit TV sitcom as a middle-aged eye doctor who dated a much younger cougar (this is the best hint I’ve ever come up with, Mortgage Fans. Think about it…)

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