For IRA Certificate accounts, the minimum opening deposit must be at least $500.00 per certificate.

IRA Savings Rates

Effective Date 12/13/2018

Type

Dividend Rate

Annual Percentage Yield

Minimum Opening Deposit

Minimum Balance to Earn Stated APY

IRA Savings

.20%

.20%

$25.00

$0 - $2,499

.25%

.25%

$2,500 - $9,999

.30%

.30%

$10,000 - $24,999

.35%

.35%

$25,000 - $49,999

.60%

.60%

$50,000 - $99,999

.70%

.70%

$100,000-$149,999

.90%

.90%

$150,000+

Rates are subject to change without notice. Dividends compound monthly

Loans

Effective Date 12/13/2018

Loan

Rates as low as

Vehicle (2015 & newer)*

3.70% APR

Vehicle (2010 - 2014)*

3.90% APR

Vehicle (2008 - 2009)*

4.40% APR

Vehicle (2007 & older)*

4.65% APR

New Recreational Vehicle*

4.24% APR

Used Recreational Vehicle*

4.74% APR

Rates are subject to change without notice. Rates may vary by term of loan. Rates subject to credit approval. Recreational vehicle rates are based on a vehicle value less than $15,000. Contact us for rates. Must have active checking account with debit card to qualify for lowest possible rate