FINANCIAL HARMONY

Just like an orchestra where the music is in perfect harmony, our goal at FMN is similar: to create an environment where everything flows smoothly with all of the people and systems working together toward common goals. Interestingly enough, harmony is both objective (it’s often evident to all listeners when someone in the band is playing in the wrong key) and harmony can be subjective (people are all over the map regarding their various tastes in music). Good comprehensive financial planning involves some objectively verified “truths” that will guide people to a better financial life. Simultaneously, we must involve the subjective values or “tastes” of each client to find harmony that is beautiful. Check out the video below to see how we use creative planning to find the solution you seek.

In wealth management, creative thinking is both an art and a science. Watch this video to see how our creative ideas can help you visualize potential future outcome.

At FMN, harmony means maintaining comfortable and trusting relationships with our clients. The plans we draft are in harmony with your values working in concert with what you hold dear. Friendly and peaceful interactions and dialogues are a natural part of harmony. You know instinctively when you’re not in sync with another person and we seek to avoid that. When a situation is in harmony, it provides calm and reassurance, and that is when we are most comfortable.

From a financial strategy standpoint, harmony means helping you align your short-term and long-term financial goals and finding the right balance to help you achieve these goals. We’re big believers in helping you define success in your financial plan. The best financial plan isn’t the one with the most money, it’s the one that meets exactly the “tastes” of our clients and helps them define what success means in their own life. Finally, we must maintain harmony with what is actually true in life. This means maintaining alignment with time tested truths, feelings, words and actions. We want to look in the mirror and feel good about the work we accomplished.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Jeffrey Merwin at 949-455-0300

Investment advisory services are offered by Financial Management Network, Inc.(“FMN”) and securities offered through FMN Capital Corporation, (“FMNCC”), member FINRA & SIPC. Securities are not FDIC-Insured, are not bank-guaranteed, may lose value. FMN and FMNCC may only transact business in those states and international jurisdictions where we are registered/filed notice or otherwise excluded or exempted from registration requirements. The purpose of this web site is for information distribution on products and services. Information herein is taken from sources deemed reliable and neither FMN nor FMNCC are responsible for any errors that might occur.

Neither Asset Allocation nor Diversification guarantee a profit or protect against a loss in a declining market. They are methods used to help manage investment risk.

* Effective June 9, 2017, all individuals who provide advice to retirement plans, including Individual Retirement Accounts (IRAs), must abide by the fiduciary standard. What does the fiduciary standard mean? This means that your advisor must put your interests first before their own or that of that of the firm, make prudent recommendations, charge reasonable compensation and make no misrepresentations to you regardingrecommended investments. The recommendations made by your advisor must be based upon your specific investment needs and objectives. The fiduciary standard is applicable to any recommendations that your advisor makes to you, the client, for your retirement account.

* The fees charged by FMN have been deemed to be reasonable.

* Please note FMN does have policies in place to monitor this level of fiduciary responsibility for our clients.