Your Business

Our Capital

Merchant Cash Advance

Your business is ready to take off, but right now, you lack the capital to make it happen. Whether you’ve had a slow month or an unexpected emergency that has hurt your bottom line, you can request a merchant cash advance to get your business back to operating at its very best. The following financing options allow you to receive immediate funding, as well as borrow against future earnings.

How are Merchant Cash Advance Repayments Structured?

Percent of credit card sales

MCA Loan is paid off via a percentage of your credit card sales taken out until the agreed amount is met.

Fixed daily withdrawals

MCA Loan is paid off via a fixed daily or monthly withdrawal until the agreed amount is met.

Percent of Credit Card Sales

In order to repay your cash advance, you can arrange to have a portion of your credit card sales go back to your lender until the loan has been paid in full. Many of our clients appreciate this option because, as business sales go up, they repay their loans faster, which can be a huge benefit.

Fixed Daily Withdrawals

Withdrawals can be made daily or weekly, and the payment amount is based on an estimate of your monthly revenue. Whether sales are up or down, you’ll pay the same, fixed amount.

Benefits of a Merchant Cash Advance Loan

They’re quick

MCAs are meant to be quick so that you can get your business on track in no time!

When sales are down, payments may be too

If you’re using a percentage of credit card sales to pay off the loan, when your sales are low, your payments may be as well.

They’re unsecured

With this type of loan, you don’t have to put forth collateral, meaning you won’t have to forfeit property

They’re fast — You can get your MCA within a week of applying with very little paperwork. All we take a look at is your business’s daily credit card receipts to determine how much you can afford.