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Romancing the Card

You may be scratching your head regarding the title of this post. Let me explain. Are we too dependant on debit/credit cards? I went to the grocery store yesterday and when I swiped my trusty debit card the clerk looked at me and said those dreaded words ‘INSUFFICIENT FUNDS’. Well, at first I made her repeat it. As an accountant I know in my head what I have in every account.

My first thought was that the card didn’t read correctly. So I told her no problem and handed her my credit card to complete the transaction. I immediately went home and asked my hubby if he’d used his debit card. Since he hadn’t I got online with my account and I broke out in a cold, outraged sweat. There it was. The thing you dread. Fraud!

Of course I didn’t know how bad it was until I called the bank. The fury escalated to a heated level. Apparently this clever little thief had wiped out my checking and since I have my main checking attached to my savings for emergencies, they proceeded to wipe out my savings. Yep, someone had a good time yesterday at our expense.

You know we work hard to save money for a rainy day, in our case to pay our taxes. Then someone comes along and takes it away. The Fraud department at our credit union have been awesome. They immediately stopped my card, (Of Course it was my card that was hit) and the accounts are being monitored. As an accountant the first thing I did was Google all the companies that showed up because I did not recognize any of the names and was aware that some were foreign. All of them are located in Pakistan.

Of course we will get our money back, but not until all the paperwork is complete which could be late next week. What’s sad is that person was able to enjoy our money and never worked a second for it. Do we rely on our cards too much? When did we get too lazy to write a check? The last time I wrote a check the clerk sighed in frustration. So I reverted back to my debit card. Just one swipe and you’re out the door.

I can say this, the anger erupted in a furious writing frenzy last night. I pounded the keys and took out all my frustrations in my latest manuscript. Of course I will be reading that over this morning to make sure it went with the story line. Check your accounts daily and make sure you can account for everything.

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Stephanie Payne Hurt has been writing stories since she was a teenager, but only started publishing her work in 2012, 30 years later. The romance genre drew her in at an early age. Since 2012 she's published over 15 Romance novels/novellas.
Stephanie is a busy lady. She's a Children's Minister, Accountant, wife and mother along with a blogger and writer, along with starting a publishing service called Horseshoe Publishing alongside her publisher. It's been an exciting ride and she looks forward to what the future holds for her writing.
Currently she writes romance ranging from Christian, Contemporary, Suspense and Cowboy. Her work is available at many online retailers, on her website and in a bookstore in Zebulon, Georgia near her home.
Come by and visit her at http://www.stephaniehurtauthor.com/ and subscribe to get updates and release dates, also her monthly newsletter!
Don't forget to join her Street Team for all the new updates and to get free chapters of upcoming books and lots of other prizes.

4 thoughts on “Romancing the Card”

Noooooo what a horrible thing to happen, what a horrible thing to do to someone. I hope your funds recovery will be without glitches and wish you better times. Remembering my pin numbers is a challenge for me, never mind the balances and I too used to work in accounts!

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Hey guys,
I love a good romantic story. I guess that is why I started writing
romance novels. It is so exciting to start out a romance and see
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