Ellen O. Tauscher: be proud of. i appreciate your effort. i yield further. mrs. tauscher: i thank my good friend from california, ms. lofgren, for her very intensive work to make this a better bill. i appreciate the changes that i have made -- been made to this bill. i urge my colleagues to support the significant engement process to get a better bill by voting for the rule. and i will tell my colleagues

Ellen O. Tauscher: that this is a better bill. this is something that will help all americans sure that the bankruptcy process through chapter 13 is available to those that need it, but at the same time it is the option of last resort. but most significantly it puts the president's loan