You can change your contributions at anytime. Once you are ready to book the vacation, you can use your Disney Vacation Account to pay for it, but it has to either be directly through Disney or an affiliated Disney travel agency.

All of your contributions are fully refundable and there are no fees to sign up for the Disney Vacation Account.

Disney also has a limited time promotion going on where you get a $20 gift card for every $1,000 spent on qualified vacation purchases with your Disney Vacation Account.

You can use the Disney Vacation Account at Walt Disney World Resort in Florida, Disneyland Resort in California, Disney Cruise Line, Aulani, A Disney Resort & Spa in Ko Olina, Hawaii, or Adventures by Disney.

What do you think about the Disney Vacation Account? Would you use it or would you rather use your own bank for saving for a vacation?

About ThrillGeek

ThrillGeek was created in 2013 as a simple and easy-to-read website for people to get their theme park and pop culture news. Our content has since been featured on CNN, Huffington Post, Geek.com, VR Heads and a variety of other local news outlets, including the Tampa Bay Times, WMFE and more.