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While there are short duration payday loan companies that are available for people with bad credit history to borrow $3,000 easily, there are not many trusted cash loan lenders that offer long term no collateral cash loans either. Large banks can be expensive and not particular useful if they do not have a long payback period. Many people find themselves unable to repay their high interest cash advance precisely because they do not have sufficient money left for the lending company on time after receiving their paycheck.

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