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AAG is an equal housing lender. These materials are not from HUD or FHA and were not approved by HUD or a government agency.

AAG works with other lenders and financial institutions. To process your request for a mortgage, AAG may forward your contact information to such lenders for your consideration of mortgage programs that they offer.

Reverse mortgage information:

A reverse mortgage increases the principal mortgage loan amount and decreases home equity (it is a negative amortization loan).

When the loan becomes due and payable, some or all of the equity in the property no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. AAG charges an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and AAG charges interest on the balance. Not all interest on a reverse mortgage is tax-deductible, and to the extent that it is, such deduction is not available until the loan is partially or fully repaid. Consult your tax advisor.

Borrowers are responsible for complying with the terms of the loan, which include paying property taxes, homeowner's insurance, maintaining the home and any related taxes. Although these costs may be substantial, we do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy the home as their primary residence; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower or eligible non-borrowing spouse dies, sells the home, permanently moves out, or fails to comply with the loan terms.

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American Advisors Group Privacy Policy

American Advisors Group values the privacy of their customers. To learn how we handle your information, please read the following. Our highest priority is your trust and confidence in us.

Our Privacy Commitment to You

When you visit our site, please know that you are accepting the Privacy Policy described herein. Your privacy is important to us and we are proud of our dedication and commitment to protecting it.

Information Collected

AAG collects all information inputted by the site visitor, such as site registrations, survey information, name, address, phone numbers, and property data. AAG stores all data collected in a secure database which can only be accessed by American Advisors Group employees

Information Accuracy

Accuracy of your information is key and we work diligently to ensure it is as correct and complete as possible. If you find that there is inaccurate information in our records that needs to be updated please contact us immediately here. If the record is something in our control we will make the necessary changes as soon as possible.

Collected Information and Usage

The information that we collect from you is important. There may be times when American Advisors Group will contact you for feedback on your experience. AAG may share your information in compliance with applicable privacy laws. This website utilizes 3rd Party Cookies to enhance your browsing experience.
AAG uses "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.
Some of AAG's business partners may use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.
You may set cookies that tell AAG or third parties to not use information about what sites you visit to target ads to you. For example, the Network Advertising Initiative (NAI) and the Digital Advertising Alliance (DAA) offer tools for opting out of targeted advertising. If you delete all cookies, you will also delete the cookies that indicate your preference to opt out of targeted ads. Cookies are used for many purposes. For example, cookies are used to limit the number of times you are shown a particular ad. Therefore, even if you opt out of targeted advertising, a company may still use cookies for other purposes.
All emails that we receive from our clients and business partners are completely confidential and are never shared with persons outside of American Advisors Group unless we have your express permission.
If you do not wish to receive further e-mail communications from us, you may click here to unsubscribe.
Your trust and confidence in us is valued and is one of our top priorities.
For more information about what American Advisors Group do with your personal information, and to limit our sharing, please see AAG Privacy Policy. Questions, comments or requests to limit our sharing, please call 1-866-254-9903.

Changes in Privacy Policy

Any changes to our Privacy Policy will be communicated through the site with at least 10 days in advance of implementation. Information collected before changes are made will be secured according to the previous Privacy Policy.

Questions

If you have any questions about the American Advisors Group web site or privacy policy, please email us at webmaster@aag.com or by writing to us at: