Direct Deposits and Direct
Payments

Direct Deposit will save you time plus assure
your paycheck gets to First National Bank Bemidji the
same day it is issued. You may access your funds on payday with
no waiting period. Most companies offer Direct Deposit for payroll.
Ask your employer if this is an option for you.

Use Direct Payment to pay your mortgage, car
loan, dues, subscriptions, utility and cable TV bills,
charitable contributions and other consistent payments. Ask
companies that you do business with if they offer Direct
Payment.

Call us at 333-4384 for more information on
how you can benefit from Direct Deposit and Direct Payments.

Federal Benefit Payments

All US Department of the Treasury federal
benefit payments are required to use an electronic payment
option such as Direct Deposit to a First National Bank Bemidji
account. You may call Vickie Meyer, Go Direct Specialist at
218-333-4384 to discuss your options.

First National Bank Bemidji recognizes our customers have busy life
styles. In order to strengthen our partnerships with our customers, we
work to provide products and services that will help you and your
business. The most common use for the ACH system is for payroll deposit
services. Today, ACH services offer so much more....

Travel reimbursements

Dividend payments

Pension payments

Rental payments

Customer payments - fees or membership etc

Health Savings Account contributions

Utility bills

And more...

Frequently Asked Questions

Will the cost of this service save money for my business?

Yes! You will eliminate the cost of check printing, time spent signing,
separating and stuffing envelopes, putting stop payments on lost or stolen
checks, reissuing checks and monthly check reconcilement.

What are the conversion costs?

Expenses are determined on a case by case basis. We will discuss with
you the options available and costs associated with them. These costs will
be outweighed by the money you will save.

Will my employees want direct deposit?

Absolutely. A large percentage of businesses already
offer this benefit to their employees. Research studies indicate direct deposit is widely accepted by
their employees.

Will my customers want direct payment services?

Yes! It will improve your company's image by showing your customers that you are
customer oriented.