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Here when you need us

Whether your need help with telephone banking or customer service, we're here to help 365 days a year.

Rates & fees

Rates

Our Advantage Account offers a high interest rate on all your money:

1.25%

Advantage Account rate1

Fees

With our Advantage Account, there are no monthly fees, and no fees to deposit or transfer money. Other services and fees include:

Services

Fees

Transferring money from your account at another Canadian bank

No charge

Direct deposit

No charge

ABM deposits

No charge

Mobile cheque deposit

No charge

These fees are waived when you maintain a balance of $1,000.

Services

Fees

Transferring money to your account at another Canadian bank

No charge

Pre-authorized withdrawal

No charge

ABM withdrawals in Canada*

$1.50

ABM withdrawals outside of Canada*

$3.00

Debit card purchase

$1.00

Bill Payment

$1.00

Sending an Interac e-Transfer2

$1.00

Writing cheques

No charge

*Note that ABMs that aren't part of THE EXCHANGE® Network may charge their own convenience fees for withdrawals.

Additional services such as wire transfers and official cheques (in lieu of certified cheques) are also available. Please review our Services and Fee Guide for a complete list of all services and associated fees.

Fees are subject to change with at least 30 days of prior written notice. If you don’t receive paper statements, you can find all fee information online.

All fees are presented on a per item basis, unless otherwise stated.

Charges are automatically applied to your account.

Additional convenience fees may apply when you make direct-payment purchases with your debit card.

1 Interest is calculated on the closing daily balance and paid monthly.

2 ®Trade-mark of Interac Inc. Used under license. Fiserv EFT is the owner of THE EXCHANGE® trademark and its associated rights. Fiserv EFT has granted FICANEX® the exclusive right to use, market and sublicense THE EXCHANGE® trademark and the intellectual property rights associated with the operation of THE EXCHANGE® Network throughout Canada. Manulife Bank of Canada is an authorized user of the mark.

Resources

FAQ

If you want to make your account joint, it's easy to add someone to your Manulife Bank account. If the person you want to add isn't yet a Manulife Bank client, they'll need to open an account online. Once that's done or if they're already a Manulife Bank client, we'll add them to your account if you both give us a call.

Bank to bank fund transfers are a quick and easy way to move money to and from your accounts with other Canadian banks.

To make bank-to-bank transfers, you'll need link your Manulife Bank account with your other accounts. If you provided a void cheque or initial deposit when you opened your Advantage Account, that link has been established. If you don’t already have the account linked, print, complete, sign, and send us this fund transfer agreement to connect your accounts. Once your accounts are linked, you can transfer funds using online, mobile, or telephone banking.

All your everyday transaction fees are waived when you maintain an account balance of just $1,000. If you don't keep the minimum balance, some transaction fees will apply (though bank-to-bank transfers are always free!)

A high-interest business savings account

Our Business Advantage Account complements your traditional business operating account and offers a high interest rate on every dollar you deposit. You can access your money when you need it through mobile, online, and telephone banking, or with pre-authorized bill payments and cheques.