You can choose to either have an individual accountor a joint account.

My mom have a thing about joint accountscoz just in case something happens to one of usthe other one can get the money out.(For medical or whatever you wanna use it for)

So last Friday we went to open a SEDAR joint account.For those who know anything about joint accounts,you'll know that we can choose if:One of us signorboth of us signto withdraw money/ close the account.