Protect Your Loans

You never know what life has in store. That’s why DMMCU has tools in place to help protect your finances and your family when unexpected events occur. Protect your loan with any or all of these options:

Life Protection: Will pay off your loan and protect your spouse and family if you die unexpectedly.

Disability Protection: Will continue to make your loan payments if you become disabled or if you are injured and unable to work.

Involuntary Unemployment Protection: Will continue to make payments if you lose your job (to no fault of your own).

*DMMCU Payment Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements ease the enrollment process. Enrollment is voluntary and not required to obtain a loan. Please contact a loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.

Guaranteed Asset Protection (GAP) Insurance: Will pay the difference between your insurance settlement and loan payoff if your car is totalled or stolen. GAP Insurance will also provide $1,000 toward another vehicle when you finance your next vehicle with us.

Mechanical Repair Coverage: Will cover many car repairs with a $0 deductible, saving you time and money