You have been turned down for home mortgage loans in the past by home mortgage companies because of POOR CREDIT or HIGH DEBT RATIO

NO APPRAISAL NECESSARY – if you qualify for an APPRAISAL WAIVER

Finding it difficult to find refinancing home loans because of a declining home value? HARP aims to eliminate this obstacle. And with the roll out of HARP-2, even more homeowners will be able to qualify for loan refinancing.

Even if you have been recently turned down, the new enhanced HARP-2 program may be your answer