DISCLAIMER AND TERMS OF USE AGREEMENT

Who We Are

This site is owned and operated by MindQuo LTD, a company registered in Hong Kong, whose registered address is 14/F China Hong Kong Tower, 8 Hennessy Road, Wanchai, Hong Kong

The author and publisher of this site and the accompanying materials make no representation or warranties with respect to the accuracy, applicability,
fitness or completeness of the contents of this site.

The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher
shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or
indirectly from any use of this material, which is provided "as is", and without warranties.

Every effort has been made to accurately represent this product and its potential. Any examples in these materials are not be interpreted as a promise or
guarantee of earnings.

The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this site. All links are for
information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

As always, the advice of a competent legal, tax, accounting or other professional should be sought.

PRIVACY POLICY

this site strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may
use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy. We will
never sell, barter, or rent your email address to any unauthorized third party. Period.

How we gather information from users

How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided.

Like most Web sites, this site collects information automatically and through the use of electronic tools that may be transparent to our visitors. For
example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other
things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the
number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we also may gather information through
other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if
you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to
customize the site's features according to your preferences.

What Information We Collect

Some data will be collected automatically by Our Site. For further details, please see section below on Our use of Cookies. Other data will only be collected if you voluntarily submit it and consent to Us using it, for example, when signing up for an Account. Depending upon your use of Our Site, We may collect some or all of the following data:

Full name

Contact information such as email addresses and telephone numbers

Financial information such as credit / debit card numbers, should you purchase one of our products

Business/Company name

Other information about your business (# years in business, industry, etc.), should you request us to write information about your Company on your behalf

IP address (automatically collected)

Web browser type and version (automatically collected)

Operating system (automatically collected)

A list of URLs starting with a referring site, your activity on Our Site, and the site you exit to (automatically collected)

How We Store the Information We Collect

Some or all of your data may be stored or transferred outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland and Liechtenstein). You are deemed to accept and agree to this by using Our Site and submitting information to Us. If We do store or transfer data outside the EEA, We will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the EEA and under the GDPR. Such steps may include, but not be limited to, the use of legally binding contractual terms between Us and any third parties We engage and the use of the EU-approved Model Contractual Arrangements

We only store your data for as long as we need to in order to use it as described above, and/or for as long as we have your permission to keep it

Our Data Retention Policies are:

Data related to customer account information is retained on our servers indefinitely, unless you request us to remove it

Involuntarily-collected information (e.g. Cookies) is retained for up to one year by web browsers, at which point is typically deleted by the browser itself

What we do with the information we collect

Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy
and do not share your information with anyone.

Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your
usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or
what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information
does not include any Personally Identifiable Information about you or allow anyone to identify you individually.

We may use Personally Identifiable Information collected on this site to communicate with you about your registration and customization preferences;
our Terms of Service and privacy policy; services and products offered by this site and other topics we think you might find of interest.

Personally Identifiable Information collected by this site also may be used for other purposes, including but not limited to site administration,
troubleshooting, processing of ecommerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties
who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information
only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or
businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order,
at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law
enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.

Affiliated sites, linked sites and advertisements

this site expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our
partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and
practices. For example, during your visit to our site you may link to, or view as part of a frame on a this site page, certain content that is
actually created or hosted by a third party. Also, through this site you may be introduced to, or be able to access, information, Web sites, features,
contests or sweepstakes offered by other parties. this site is not responsible for the actions or policies of such third parties. You should check the
applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.

You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be
viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third
parties. Such activities are beyond the control of this site and this policy.

Data collected on your usage of this site, including but not limited to, the pages you visit, can be used to serve you ads on this site and other
sites across the internet. This usage data may be collected by third party advertising networks, including but not limited to Google, SiteScout, retargeting sites, remarketing sites, Facebook, and YouTube with the purpose to serve ads based on your past usage of this site

Cookies

We may place a text file called a "cookie" in the browser files of your computer. We may use cookies to store visitor site preferences and record session
information.

You can choose not to accept cookies from this site by changing the security settings in your web browser. However, some functions of this site
may be interrupted as a result.

While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your
preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the
advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third
parties and may use cookies or other technology to gather information. this site does not control the use of this technology by third parties or the
resulting information, and is not responsible for any actions or policies of such third parties.

How You to Access Your Data and/or Rescind Consent to Store Data

You have the legal right to ask for a copy of any of your personal data held by Us (where such data is held). You also have the right to rescind permission for us to store that data on our site. Please contact us by emailing support@munchweb.com to request a copy of your data and/or to revoke permission for us to access it.

Google Ads

Google, as a third party vendor, may use cookies to serve ads on this site.

Google's use of the DART cookie enables it to serve you ads based on your visit to this site and other sites on the Internet.

You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Children

this site does not knowingly collect or solicit Personally Identifiable Information from or about children under 13 except as permitted by law. If we
discover we have received any information from a child under 13 in violation of this policy, we will delete that information immediately. If you believe
this site has any information from or about anyone under 13, please contact us at support@munchweb.com

Changes to this Policy

this site reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site
following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be
used according to the rules and laws that applied at the time the information was collected.

DISCLAIMER - COMPENSATORY AFFILIATION

this site may be affiliated with companies whose products and services are being promoted on this site, as a Marketing Affiliate and receive compensation
for sales of such products and services.

EARNINGS DISCLAIMER AND FORWARD LOOKING STATEMENTS

Every effort has been made to accurately represent the products and services found on this site and their potential. However, there is no guarantee that a
customer will earn any money using the products and services found on this site, or the techniques or ideas in these materials. Examples in these materials
are not to be interpreted as a promise or guarantee of earnings in any way.

Materials in the product and on our website may contain information that includes or is based upon Forward-Looking Statements within the meaning of the
Securities Litigation Reform Act of 1995. Forward-Looking Statements present our expectations or forecasts of future events. You can identify these
statements by the fact that they do not relate strictly to historical or current facts. Such Forward-Looking Statements use words such as "anticipate,"
"estimate," "expect," "project," "intend," "plan," "believe," and other such words and terms of similar meaning in connection with a description of
potential earnings or financial performance. Your results may vary from ours and those of anyone else that is, or will be using these products, techniques,
and/or services.

Any and all Forward-Looking Statements here or on any of our sales material are intended to express our opinion of earnings potential not actual earnings
expected. Many factors will be important in determining your actual results and no guarantees are made, expressed or implied that you will achieve results
similar to ours or anybody else's.

REFUND AND CARRYFORWARD POLICY

All submissions of Press Releases to this site are final, and cannot be refunded.

When using this site or this site's distribution service you agree that all payment obligations are non-cancelable and all payments made are
non-refundable. this site has a strict no-refund policy.

Customers that file credit card or PayPal disputes untruthfully or incorrectly may have their right of service revoked at our discretion.

As a general matter, prepayments for distribution services do not have a time limit and the company's undertaking to provide such distribution services
does not expire as of a certain date. However, the company shall not be obligated to provide such distribution service if any of the following three
factors shall be in effect:

this site is no longer in the business of distributing press releases;

Suitable distribution channels are not available; or

The cost of distribution has risen to such an extent that this site cannot economically provide such service given the amount prepaid.

DMCA DISCLAIMER

this site respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright
infringement, please follow our Notice and Procedures for Making Claims of Copyright Infringement below.

Notice and Procedure for Making Claims of Copyright Infringement Pursuant to the Digital Millennium Copyright Act

If you believe that you hold a claim of copyright infringement against this site, submit notice of your claim via email to support@munchweb.com

Email Address to Which Notification Should Be Sent: support@munchweb.com

To be effective, the notification of your claim of copyright infringement should be written and should include the following:

A statement that you are the owner of the exclusive right you claim has been infringed, or a statement that you are authorized to act on behalf of
the owner of an exclusive right that has allegedly been infringed.

A statement, under penalty of perjury, that the information in the notification is accurate. Your signature. (The signature may be electronic.)

The identification of the copyrighted work you claim has been infringed. (If you claim that multiple copyrighted works have been infringed, you can
submit one notification with a list of the allegedly infringed works.)

Identification of the material that you claim to be infringing and information reasonably sufficient to permit this site to locate the
material.

Information reasonably sufficient to permit this site to contact you, including your address, telephone number, fax number and electronic mail
address. You can provide contact information for the owner of the exclusive right that you claim has been infringed if you are not the owner, but
rather authorized to act on behalf of the owner.

A statement you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent,
or the law.

this site will respond to any DMCA complaints in a timely manner. Should you be the copyright holder of a specific piece of content featured on this
site without your permission, this site will remove it in a timely manner once notified.

PRESS RELEASE CONTENT RULES AND TERMS

The documents submitted to .com shall not contain any content that is obscene, libelous, slanderous or otherwise defamatory, false or misleading
or which violates any copyright, right of privacy or publicity or other right of any person and agree to comply with all applicable laws, rules and
regulations, including to all those applicable laws, rules and regulations relating to "SPAM".

Under all circumstances, reserves the right at all times and without previous notification to approve, disapprove or remove parts or all the
published/submitted documents as long as it is inappropriate to be published. Any decision made by the team shall be FINAL and it cannot be
questioned.

Under all circumstances, content distributed by can be removed without prior notification. Distribution partners receiving 's content
reserve the right to remove any or all content sourced from at their discretion.

No promotional press releases will be accepted as our service should not be used for your advertisements. Company's website URL that contains pop up and
popunders ads also will not be accepted. Such press releases will be removed from our database without any notifications. Members are not allowed to misuse
our service in order to promote their services violating press release submission conditions. Violation will result in permanent removal of account and
their releases.

Headline and Summary

Headline must not be too long (under 80 characters), and have active verb and subject.

Headline should accurately present press release's content.

Headline must be newsworthy (important and recent enough to be announced).

Don't write your press release like an advertisement or a sales letter.

does not accept topics regarding illegal device unlocking, rooting or jail-breaking of devices.

does not accept releases that announces discounts, bonus, price cuts, sales, coupon codes or anything related to promotion of products/services, advertorials or news about promotions.

does not accept content that reads like an article without news value.

does not accept content about affiliate product reviews, product reviews or trials.

does not accept content about new website launches, new blog posts or content that generally does not carry a news value.

Disclaimer: Under any circumstances, the team reserve the right at all times and without previous notification to approve, disapprove or remove
parts or all the published/submitted documents as long as it is inappropriate to be published. Any decision made by the team shall be FINAL and
cannot be questioned.

These terms will change from time to time without prior notice and you are advised to visit this page for updates.