Payment Policies:
Please note that payment is due at or before the time of service. I take cash, check, card, or PayPal. Cancellations made less than 24 hours in advance will result in a full charge for a missed session.

Insurance:

I am a preferred provider with:

Aetna

Cigna

Tricare

MHN/Health Net

Regence/BlueCross BlueShield

Pacific Source/Reliant

I am also an “out of network provider” on many insurance plans. To see if your insurance offers reimbursements for out-of-network providers, so please consult them directly. You will need to pay in full at the time of service and I will provide you with an invoice so the insurance reimbursements can be sent directly to you.

When contacting your insurance company, please ask the following questions:

“Do I have mental or behavioral health benefits?”

“What is my deductible and how much of it has been met?”

“Is Robin Lorraine Storm, LPC a preferred provider on my plan?”

If so:

“What is my co-pay for seeing a preferred provider?”

“How many session per calendar year does my plan cover?”

“Do I have to get pre-authorized approval before I start therapy?”

“When is my renewal date?”

If not:

“How much does my plan cover for an out-of-network provider?”

“What is my co-pay or coinsurance for seeing an out-of-network provider?”

“How many sessions per calendar year does my plan cover?”

“Do I have to get pre-authorized approval before I start therapy?”

“When is my renewal date?”

Please note that you, not your insurance company, are ultimately responsible for payment. Health coaching is not a service covered by most insurance companies at this time.