Rates & Fees

When you request a loan with MyPaydayLoans.com, you gain access to a network of lenders that can get you the money you need as fast as the next business day, if approved. Our service is free – you’ll never be charged for using our online loan request or for browsing loan offers on our website. There’s no obligation to accept any loan presented.

Our Role in the Process

MyPaydayLoans.com does not provide payday loans to customers. We work as an online marketplace that connects customers with the loans that meet their needs. We take your request and present it to our network of lenders. It’s up to you to decide whether a loan works for you. At MyPaydayLoans.com, we give you the tools to make the borrowing choices. There’s never a fee or obligation to use our site.

MyPaydayLoans.com has no influence on the rates and fees you incur from your lender. Most lenders set their fees based on the information on your request. Lenders may also make adjustments to comply with state laws. To help ensure that your lender is treating you properly, you should familiarize yourself with the laws governing payday loans in your state.

Charges From Your Lender

The Truth in Lending Act mandates that all lenders must disclose fees and interest charges up-front. Before you sign anything, review the terms and conditions of each loan offered. If you are approved for a loan, you’ll be directed to the lender’s e-signature page. The terms and conditions will appear again so that you have one more opportunity to review before signing.

We Work With All Credit Types

Payday loans online are available to borrowers with less than perfect credit. Our network of lenders work with bad credit.

Do you need fast cash? Is your credit less than stellar? Request with MyPaydayLoans.com today and see what our lenders have to offer!

Legal Disclaimer: By making use of this website you agree to our Privacy Policy and Terms of Use. A fast cash loan is a small, short-term loan that is intended specifically for use as short-term financial relief and not for use as a long-term financial solution. Consumers that are struggling with debt and credit difficulties should seek out debt and credit advisory assistance. MyPaydayLoans.com isn’t a lender and nothing on this website constitutes an offer or solicitation to lend. Additionally, we aren’t a broker, agent or representative of any lender. MyPaydayLoans.com informs users of lenders that meet the users’ stated needs and charges absolutely no fee at all for this service. Residents of some states may be ineligible for a fast cash loan based upon lender requirements. Loan availability and terms may vary by state. Under no circumstances does completing an inquiry guarantee that you will be connected with a lender offering the loan product you have requested. Users are never obliged to submit a request for any loan product or use our service. Generally, lenders perform credit checks with credit bureaus or obtain consumer reports through alternative providers. With the submittal of your information you agree to be contacted by lenders or their agents. This service and offer are void where prohibited.