The Clever Investor: Loyal3 Update 11/18/2015

It’s the middle of the month, and that means it’s time to take a look at how my Clever Investments are doing.. I had some unexpected expenses this month, so I had to skip my usual $50 contribution. The good news is that the stock market saw a decent increase for a single month. But will that translate into growth for my investments?

Before looking at the specifics of how my stocks performed over the last 30 days, letâ€™s review the rules for my Clever Investor game:

Investments are made using the 100% Free investment platform, Loyal3

I will invest an additional $50 a month, budget willing, based upon results

Results are reviewed in the middle of the month (approximately)

Here we go!

Stock Market

As of closing on 10/15/2015: 17,141

As of closing on 11/17/2015: 17,489

Month Change: +348 (+2%)

Investments

Buffalo Wild Wings:

Previous Value: $178.79

Current Value: 146.51

Month Change: -32.28 (-18.1%)

Apple:

Previous value: $43.64

Current Value: $44.35

Month Change: +$0.71 (+1.6%)

Lifetime Performance:

Amount invested: $210

Current Value: $190.86

Change: -$19.14 (-9.1%)

That’s two months in a row that Buffalo Wild Wings has been absolutely hammered. Looking around for the reason why, I found that they released third quarter finances, and hit their revenue target sending their stock into a nose dive. Apparently they are blaming the NFL scheduling for the miss.

Apple finally brings me a modest gain AND another $0.20 dividend. WHOOHOO! I’m going to try not to spend it all in one place.

For the first time since I started this little game my investments are worth less than what I invested. I’m riding it out, and believing that in the long term I’ll make money.

The brilliant thing about loyal3.com is that you can buy shares for as little as $10 bucks, which is great because most people are cash constrained and can only afford to make small transactions. Other brokerage firms arenâ€™t geared towards small time investors, so Loyal3 has been great.