Archives for December 2014

Many Americans do not fully understand what life insurance is and how it works. This can be partly attributed to the fact that life insurance can be a complex financial instrument, and partly because of a lack of awareness. The latest life insurance statistics estimate that most Americans don’t have enough life insurance to cover […]

Choosing your life insurance rider can be just as important as choosing between term vs whole life insurance or convertible vs renewable term life insurance. Life insurance has come a long way from being just a means to pay final expenses (i.e. funeral and burial costs) following a family death. Today, life insurance policies can be […]

High risk life insurance was designed to fulfill the insurance needs of people with dangerous hobbies, risky careers, serious health problems, bad lifestyle habits, or some other factor that increases danger or mortality risk. While insurance companies may classify you as high risk, finding affordable life insurance coverage may still be possible. High risk life insurance companies specialize […]