Welcome to Earthmover Credit Union. We look forward to putting our mortgage services to work for you!

We offer the following mortgage programs:

Conventional

VA

FHA

HARP 2.0

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.

Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.

Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.

Are you a Veteran?

Thank you for your service!

If you are a qualified veteran, reservist, active duty, or eligible family member, VA mortgage financing is available at your credit union. VA financing has low to no down-payment options at low interest rates.

HARP 2.0

Are you "underwater" on your mortgage? Ask us if you are eligible for the Home Affordable Refinance Program (HARP). If you are not behind on your mortgage payments and have been unable to get traditional financing because the value of your home has declined, you may be eligible!

IN-HOUSE MORTGAGE SPECIAL

"ARM" yourself with savings with our in-housemortgage special!

3.5% 5/1 ARM

30 year amortization, 2% maximum periodic adjustment, 5% lifetime cap

Your loan stays with Earthmover Credit Union!

*APR 3.568%, 80% maximum loan to value, Earthmover does not service escrows*

FIRST TIME HOMEBUYERS

We have something special for you!

Receive up to a $300 Closing Cost discount *

No application fee

Minimum 3% down on a Conventional loan or 3.5% down on an FHA loan

Dedicated and personalized service for your home-buying experience

Applying for a pre-approval is easy and we are here to help you every step of the way!

*owner-occupied/first time home buyers only with financing of at least $100,000. Discount is determined by the loan amount and certain restrictions apply. ECU reserves the right to withhold any special offers.

5/7/10

Ask us about our 5/7/10 promotion! Get your home paid off in 5, 7, or 10 years. Rates between 2.5-2.875% with low closing costs!