Planning your financial future, whether personally or for your business, involves many factors. With so many options, it can be challenging to navigate through all the decisions. Discover how we can help you with personalized guidance and solutions tailored to your specific needs.

Feel more confident about personal finance by exploring Western & Southern’s financial tools, educational articles and interactive calculators. Whatever life stage you’re in, we can help you evaluate your financial goals and learn more about family finances and money management to achieve your dreams.

Western & Southern Life can help you with all your family’s life insurance and financial needs. Learn more about our company, our commitment to you and how we bring you the highest quality products and services.

Western & Southern Life is the marketing name for The Western and Southern Life Insurance Company and Western-Southern Life Assurance Company. Each company is financially responsible for its own products and services.

The Western and Southern Life Insurance Company (NAIC Code 70483), Cincinnati, Ohio, operates in DC and all states except AK, ME, MA and NY. Western-Southern Life Assurance Company (NAIC Code 92622), Cincinnati, Ohio, operates in DC and all states except NY.

This site is intended to provide a general overview of our products and services. Please review each product's guide for full product details and talk with your financial representative about which options may best fit your needs.

1 Superior ability to meet ongoing insurance obligations (second highest of 16 ratings; rating held since June 2009) 2 Very strong financial security characteristics (fourth highest of 21 ratings; rating held since August 2018)3 Very strong capacity to meet policyholder and contract obligations on a timely basis (third highest of 21 ratings; rating held since June 2009) 4 Excellent financial security (fourth highest of 21 ratings; rating held since February 2009) 5 The Comdex Ranking is a composite of all the ratings a company has received from the major rating agencies. It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to reduce confusion over ratings because each rating agency uses a different scale.

Financial strength ratings apply to the individual member insurance companies affiliated with Western & Southern. The Lafayette Life Insurance Company is not rated by Moody’s and has a Comdex Ranking of 95 out of 100. This may contain information obtained from third-parties, including ratings from credit ratings agencies such as Standard & Poor’s. Reproduction and distribution of third-party content in any form is prohibited except with the prior written permission of the related third-party. Third-party content providers do not guarantee the accuracy, completeness, timeliness or availability of any information, including ratings, and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such content. THIRD-PARTY CONTENT PROVIDERS GIVE NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. THIRD-PARTY CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, COMPENSATORY, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES, COSTS, EXPENSES, LEGAL FEES OR LOSSES (INCLUDING LOST INCOME OR PROFITS AND OPPORTUNITY COSTS OR LOSSES CAUSED BY NEGLIGENCE) IN CONNECTION WITH ANY USE OF THEIR CONTENT, INCLUDING RATINGS. Credit ratings are statements of opinions and are not statements of fact or recommendations to purchase, hold or sell securities. They do not address the suitability of securities or the suitability of securities for investment purposes, and should not be relied on as investment advice. Ratings are subject to change from time to time. The ratings shown here are correct as of September 2019.

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