Parents can now purchase permanent child only health insurance that is fully compliant with ACA health insurance rules and mandates.

Note that children are NOT eligible for subsidies. If you want your child to continue seeing their regular pediatrician or specialist you should purchase your children’s health insurance plan OFF the exchange. Plans purchased on the exchange are mostly HMO plans with very limited doctor and hospital networks. Some plans have only ONE hospital in your area.

Child only health insurance purchase off the exchange are PPO networks with access to almost every doctor and hospital in your area.