Renters Insurance Information

64% of Renters don't have Insurance! EW Smith Agency in Michigan is here to help.

We have 3 locations in Michigan to serve your renters insurance needs; in Wyandotte, Flat Rock and Shelby Township.

Here’s a fact for you: 64% of renters don’t have renters insurance. That’s a pretty high number. Considering that renters aren’t void from burglary, pipe bursting, smoke damage, vandalism, fire, etc. you shouldn't go without it. When the unthinkable happens, you want to make sure your belongings are covered. Because contrary to believe, your personal posessions inside your apartment or rental home are not covered by the landlord’s policy.

Let’s break down some of the highlights of a renters policy that the EW Smith Agency offers:

1. Personal Property Coverage: Your property will be covered up to your policiy limits for loss caused by common perils, including fire, smoke, theft, water damage, vandalism, and more.

2. Additional living expense: If your home, apt, or condo is uninhabitable due to a covered loss then your policy will cover you that additional expense to live elsewhere.