I am a mean disrespectful person hiding anonymously and need an attitude adjustment.

If you're not adverse to commuting, you can build a new home (and possibly buy an existing home) via the USDA's program, where if your credit is good and you make less than $86k a year (likely adjusted for your region), you can qualify for a loan that is no down payment (USDA underwrites it, and covers the down), low interest, and easy qualification.

Something to think about.

__________________
People should not be afraid of their governments. Governments should be afraid of their people.--V

Men heap together the mistakes of their lives, and create a monster they call destiny.
--John Hobbs

If you're not adverse to commuting, you can build a new home (and possibly buy an existing home) via the USDA's program, where if your credit is good and you make less than $86k a year (likely adjusted for your region), you can qualify for a loan that is no down payment (USDA underwrites it, and covers the down), low interest, and easy qualification.

If you're not adverse to commuting, you can build a new home (and possibly buy an existing home) via the USDA's program, where if your credit is good and you make less than $86k a year (likely adjusted for your region), you can qualify for a loan that is no down payment (USDA underwrites it, and covers the down), low interest, and easy qualification.

Something to think about.

Buying a house with no down payment.... American corporations looooooooove you. Yes, yes... make that minimum payment on your credit card. Oh - better open a new one and transfer the balance for a little delay!

You're a smart one aren't you? I'm so glad to hear how smart you are, now go cut up those pieces of wood cock smoker.

Ya, a good down payment helps. Put a nice 60,000 grand down on the house the wife and i bought. Thank goodness we saved it up though. Only pay like 550 bucks every 2 weeks for our mortgage. Well, i guess there is is utilities and stuff

I love people who have the money to pay off their house way ahead of time but don't because the interest is tax deductible. Lol

My house is paid off, we take x amount of money we would be paying for mortage each months and drop it in mutual funds. We've had the house paid off for almost 3 years (basically lived off one of our salaries, bought nothing but essentials, and used the other to pay off our house in no time flat. 26 months to be exact)

damn, either a cheaper house or a damn good job. if we just went of my paycheck now (2nd year plumber) and assuming I worked 88 hours every check it would take 150 months

i only get a paycheck from march 15 until December 15. i do take a bonus on December 15 in the amount of about 1/3 i'd make in my off time to cover Jan 1 until March 15. It's not a glorious but my wife has a decent paying job with full paid benefits for the both of us. It's also 8:30 - 2:30 m-f with free day care for employees. We don't have any kiddies yet but when we do... It's nice. I come home after working 14 hours and the house is always clean and dinner ready. But really, the best thing that happened for us is when she got all the benefits. Started saving us around 350 a month.

I am a mean disrespectful person hiding anonymously and need an attitude adjustment.

Quote:

Originally Posted by s0me0nesmind1

Buying a house with no down payment.... American corporations looooooooove you. Yes, yes... make that minimum payment on your credit card. Oh - better open a new one and transfer the balance for a little delay!

You're a smart one aren't you? I'm so glad to hear how smart you are, now go cut up those pieces of wood cock smoker.

the actual down payment is covered by the USDA, which means our cash stays where it needs to stay, IN OUR HANDS!

Doesn't mommy need you to gnaw off her pubes again? I think it'll be easy since the pustules are full of her diseased pus.

__________________
People should not be afraid of their governments. Governments should be afraid of their people.--V

Men heap together the mistakes of their lives, and create a monster they call destiny.
--John Hobbs