Terms and Conditions of Use

The following Terms and Conditions of Use (the "Agreement")
constitutes an agreement between you and Realty Bargains, Inc., ("Realty
Bargains"), operator of realtybargains.com and(the "Website"). By using
the Website, you agree to be bound by and accept the terms of this
Agreement.

Realty Bargains may alter the terms of this Agreement from time
to time with prior notice to you. No alteration of this Agreement by you
will be binding upon Realty Bargains except as expressly agreed in
writing signed by an authorized agent of Realty Bargains.

1. Use of the Website

Permitted Use of the Website - Use of and access to the Website
is limited by the terms of this Agreement.

You agree:

Not to use any robot, spider, scraper or other automated means
to access the Website for any purpose without Realty Bargains express
written permission.

Not to take any action that imposes, or may impose in Realty
Bargains sole discretion, an unreasonable or disproportionately large
load on Realty Bargains servers or other infrastructure, or to
interfere or attempt to interfere with the proper operation of the
Website or any activities conducted on the Website.

Not to copy, reproduce, modify, create derivative works from,
distribute or publicly display any content from the Website, including
but not limited to "framing" Website content within another site,
except for your own reasonable personal use, without the prior express
written permission of Realty Bargains.

To use the Website only for lawful purposes, and to comply
with all applicable laws and regulations in connection with your use of
the Website.

Use of User Accounts - Access to certain areas of the Website,
and content and services contained therein, requires the creation of a
User Account having a unique user name and password. Without limiting
the foregoing, you may not share your username and/or password for your
User Account with any party for purposes of allowing such party to
access the Website using your User Account. You are responsible for all
activities of persons using your User Account to access the Website,
including but not limited to such person's compliance with the terms of
this Agreement.

Termination of Use - Realty Bargains may at its sole
discretion terminate or limit your use of the Website for any reason,
including without limitation for any violation of any of the rules
contained in this Agreement, or for any conduct, whether by act or
omission, which in Realty Bargains sole opinion adversely impacts the
operation of the Website. Realty Bargains may so terminate or limit
your use of the Website without prior notice to you. If such
termination or limitation is for reasonable cause, Realty Bargains will
not be obligated to refund any fees paid by you.

2. Listings

Realty Bargains publishes information obtained from third parties
regarding real estate and real property being offered for sale, auction
and the like ("Listings"). Realty Bargains is not affiliated with any
party providing Listings, is not involved in any transactions between
users of the Site regarding Listings, and acts only as a venue for
Listings. Realty Bargains does not warrant the truth or accuracy of
Listings contained on the Site.

Realty Bargains uses its best efforts to ensure the accuracy of
all information not contained in Listings ("Non-Listing Content") that
is provided by Realty Bargains. You agree to release and hold harmless
Realty Bargains for any damages arising out of false or inaccurate
content contained on the Site, whether such content is contained in
Listings or Non-Listing Content.

3. Services

Services Generally - Realty Bargains may provide services in
connection with the Website. Realty Bargains will make its best efforts
to ensure that such services are available, operate correctly and are
free from malicious code (e.g., computer viruses). You agree to release
and hold harmless Realty Bargains for any damages arising out of your
use of the Website, including but not limited to the unavailability,
failure or improper operation of services provided in connection with
the Website.

Bulk Email Services - Realty Bargains, as an Internet Access
Service, may provide you with bulk email services which permit you, as
Sender, to initiate bulk email transmissions. You agree to comply with
the Controlling the Assault of Non-Solicited Pornography and Marketing
Act of 2003, 15 U.S.C. § 7701 et seq., and to indemnify and hold
harmless Realty Bargains for any damages arising out of your use of bulk
email services.

4. Fees for Content and Services

Pay Per Use Content - You may incur access fees for accessing
certain content ("Pay Per Use Content") provided by Realty Bargains. The
fees for Pay Per Use Content will be conspicuously posted, and you will
not be allowed to access any Pay Per Use Content without first approving
such fees. You agree to pay Realty Bargains all fees charged by Realty
Bargains for Pay Per Use Content you elect to access.

Subscription Based Content - Certain site content may be accessed
through one or more paid subscriptions ("Subscription Based Content").
The scope of Subscription Based Content and associated fees will be
provided during the subscription sign-up and purchase process. By
purchasing Subscription Based Content, you agree to pay Realty Bargains
all subscription fees on a recurring basis, and authorize Realty
Bargains to process payment of such fees in the same manner as you
selected when you initiated such subscription until you cancel such
subscriptions in accordance with the terms of such subscription.

Pay Per Use Services - You may incur access fees for utilizing
certain services ("Pay Per Use Services") provided by Realty Bargains.
The fees for Pay Per Use Services will be conspicuously posted, and you
will not be allowed to use any Pay Per Use Services without first
approving such fees. You agree to pay Realty Bargains all fees charged
by Realty Bargains for Pay Per Use Services you elect to use.

Subscription Based Services - Certain Services
may be accessed through one or more paid subscriptions ("Subscription
Based Services"). The scope of Subscription Based Services and
associated fees will be provided during the subscription sign-up and
purchase process. By purchasing Subscription Based Services, you agree
to pay Realty Bargains all subscription fees on a recurring basis, and
authorize Realty Bargains to process payment of such fees in the same
manner as you selected when you initiated such subscription until you
cancel such subscriptions in accordance with the terms of such
subscription.

NOTE: Late payments that are overdue past two weeks are subject to collection.

5. Cancellation of Subscriptions and Cancellation Policy

a) You can request to cancel your subscription at any time via your Account Info page available at the "My RB" link after logging in to your account. You could also do this by requesting such cancellation by emailing us at support@realtybargains.com. Please note that in order to avoid misrepresentation and/or miscommunication, we do not entertain cancellation requests by phone or voice messages.

b) Your cancellation will become effective upon the conclusion of the subscription period in effect when your cancellation request is processed.

c) There will be no further charges to your account after the date of cancellation.

d) Realty Bargains will not refund any subscription fees paid by you prior to the effective date of cancellation. However, if you decide to cancel before the end of your billing cycle, you will continue to have access to our listings till the end of your billing period.

e) Please note that you are charged from month to month and we do not pro-rate the monthly subscription fee.

f) RealtyBargains does not offer refunds for Realtors who advertise with our agent network program, once the purchase is made all sales are final.

5.1 Cancellation of offers with Free Trial

a) In case of offers with 7 day free trial, If you cancel your subscription within the first 7 days or 168 hours of signing up for the 7 day Trial, you will not be charged. After the 7 day trial, the applicable monthly subscription fee will be charged on a monthly basis till the subscriber cancels membership.

b) Please note that Agent network members are not entitled to any free trial unless specified via a written communication at the time of registration. Agent network members can request for cancellation as stated under 5 (a) above.

c) Please note that the 7 day free trial ends exactly 168 hours from the time of registration. For example, if you registered on July 1, 2009 at 11:00:00 AM CST, your free trial ends on July 8, 2009 at 11:00:00 AM CST. If you do not cancel your membership within this period, your free trial will automatically be converted to a paid membership account from July 8 2009, 11:00:01 AM CST on a monthly basis till we receive a cancellation request from you.

d) The 7-day free trial is inclusive of Saturdays, Sundays and all holidays. If you do not cancel within the free trial period you will/can be billed after the very second your free trial expires - irrespective of the fact that it falls on a holiday or not.

e) If you cancel within the Free Trial period, you will not be charged at all. When we receive such a cancellation request from you, the applicable amount which is under 'hold' on your account will be released.

f) You are entitled to only ONE free trial. Please note that you will automatically be billed if you sign up for a free trial again (after cancellation).

5.2 Cancellation Confirmation

a.a) If you cancel online, a 'Cancellation Accepted' email will be emailed to the email address that you had used to register with us. You should receive the email within a few minutes of canceling online. For your records, please keep a copy of this email at all times.

a.b) Please note that if you do not receive the 'Cancellation Accepted' email within an hour of cancellation, then it means that your cancellation did not go through. You can try to cancel your account online again or contact support at 516-216-4166 or email support@realtybargains.com for assistance. (Please note that in case of all email communications to you, if by any chance you don't find our email(s) in your Inbox, please check your Spam / Junk email folder)

b.b)We will not entertain any cancellation dispute without a copy of the cancellation request email that you sent to support@realtybargains.com

b.c) A "Cancellation Accepted" email will be emailed to you as soon as the cancellation is processed. If you don't receive such an email, please contact support at 516-216-4166 or email support@realtybargains.com for assistance. (Please note that in case of all email communications to you, if by any chance you don't find our email(s) in your Inbox, please check your Spam / Junk email folder)

6. User Provided Site Content

User Provided Content - Realty Bargains may publish information
provided to it by users of the Website ("User Provided Content"). Realty
Bargains is not affiliated with any party providing User Provided
Content and acts only as a venue for such User Provided Content. Realty
Bargains does not warrant the truth or accuracy of User Provided
Content. You agree to release and hold harmless Realty Bargains for any
damages arising out of false or inaccurate User Provided Content.

Alteration and Removal of User Provided Content - Realty Bargains
may alter without prior notice to you any User Provided Content which in
its opinion is false, inaccurate or materially misleading on its face or
other. Realty Bargains may remove without prior notice to you any
material from any User Provided Content which in its sole opinion is
profane or offensive to other users of the Website.

License to User Provided Content - You hereby grant Realty
Bargains an irrevocable, world-wide, non-exclusive, perpetual license to
any information, material or works that you submit to Realty Bargains
for publication on the Website, including but not limited to
information, materials or works that you submit to Realty Bargains. You
are solely liable for the content of any information, material or works
that you submit to Realty Bargains, and agree to indemnify and hold
harmless Realty Bargains for any damages or actions arising out of such
information, material or works you submit.

7. Third Party and Other Content

Third Party Content - Realty Bargains may provide content
authored by third parties such as articles, interactive educational
content, seminars, interviews, and audio and audio-visual content
("Third Party Content"). The views expressed in Third Party Content are
those of the authors of such content and not necessarily of Realty
Bargains. Realty Bargains shall not be liable for the truth or accuracy
of Third Party Content.

Reliance on Third Party Content - Certain Third Party Content
purports to contain strategic, business or other advice, "tips" and/or
guidance. Realty Bargains does not endorse any Third Party Content, and
shall bear no liability for any damages or other consequences of your
reliance on any Third Party Content.

Other Site Content - Realty Bargains may provide additional
content which is not Third Party Content or User Provided Content.
Realty Bargains will make its best efforts to assure the accuracy of
such content. You agree to release and hold harmless Realty Bargains for
any damages arising out of your use of or reliance on such content.

8. Offsite Links

The Website may contain links to world wide web content which is
not a part of the Website. You agree and acknowledge that Realty
Bargains is not responsible for such content.

9. Privacy

Realty Bargains Privacy Policy may be found here . The Privacy Policy forms part of
this Agreement, and Realty Bargains may alter the terms of Privacy
Policy from time to time in the same manner is may alter the terms of
this Agreement.

10. Realty Bargains Intellectual Property

The Website contains intellectual property protected under
applicable state and federal law. You agree not to violate any valid
intellectual property rights in connection with your use of the Website.
"Realty Bargains" and the domain names derived therefrom are trademarks
of Realty Bargains Inc. Website Content and Website layout are copyright
Realty Bargains Inc. The visual appearance of the Website is protected
trade dress of Realty Bargains Inc.s under 15 U.S.C. § 1125 et seq.

11. Rights Of Intellectual Property Owners

Realty Bargains respects the intellectual property rights of
others, and operates the Website in compliance with the Digital
Millennium Copyright Act, 17 U.S.C. § 512 et seq.. Owners of
intellectual property rights, including but not limited to rights in the
nature of trademark, patent or copyright ("Rights Owners"), who believe
your User Provided Content or other content you provide infringe their
intellectual property rights may request that Realty Bargains remove
your User Provided Content or other content you provide the Website.
Upon receiving a valid request from such an owner, Realty Bargains will
remove the allegedly infringing User Provided Content or other content
you provide and notify you in accordance with 17 U.S.C. § 512. Upon
receiving a notification pursuant to the preceding paragraph, you may
counter notify Realty Bargains.

12. Warranties

REALTY BARGAINS HEREBY WAIVES ALL WARRANTIES EXPRESS AND IMPLIED,
INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND
FITNESS FOR AN INTENDED USE, IN CONNECTION WITH THE WEBSITE.

13. Dispute Resolution

Any dispute arising out of use of the Website or this Agreement
shall be governed by the laws of the State of New York without regard to
its conflict of laws provisions. You hereby agree to personal
jurisdiction in the courts of the State of New York and agree not to
bring any action against Realty Bargains in any other jurisdiction.
Nothing in this Agreement shall limit the rights of Realty Bargains to
initiate an action against you in any other jurisdiction where such
jurisdiction may be properly exercised.