SS=Short Sale; SE=Self-Employed; VA=Verified Assets;
AD=Asset Depletion; I/O=Interest Only; F=Fixed Interest Rate; A=Adjustable Rate Mortage (ARM); B=BothAll parameters on each line are used in combinationwith one another — each line represents a specificloan scenario or credit grade

PROGRAM NAME COMMEN TSOVNPRC FICO FICO $K $K LTV% LTV% SE

FULL
DOC BK

#

30s VA FC

#Days
AD SS

#Months

OCC PURPFICO/LTV LOAN AMOUNT CREDIT

MON THSSINCEMTG LATES

#
UNI TS DTI CLTV ARM TERMS

#
YRS
I/O

Fixed,
ARM,
Both

RATE

Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.