This is the Blog of Kurt Johnson one of the founders of the whistleblower company called The Dorean Group. This company challenges the illusion of a loan and the confidence game used to give it credence in the American Mortgage Industry.

Tuesday, May 15, 2012

Your Christ is my Devil (10-18-11)

I heard a quote from Wesley “Your Christ is my Devil”. I could relate to his sentiment The Christ of the gospel message is completely misunderstood by the corrupt human heart. When a true Christian has a relationship with God through Christ he is easily criticized for his obedience which is foreign to all they know as righteous. It is why so many clamored to have Christ crucified. He knew that His true professions of the Godhead would be reflected by those who garner their righteousness from the devil.

What is so despicable about the judicial system Scott and I faced and still fight is that it borrows the righteous credibility of God’s righteousness buy follows the tenets of the devil. Christians foolishly allow themselves to be duped by the profession of righteousness and presume in their ignorance that God’s will is being performed. I tell you the fact by the knowledge of Christ, The true Christ, that our judicial system is akin to witchcraft and none who practice its art can know the Lord. If they profess a relationship with Christ their Christ is the devil of the true gospel.

I have had friends and I will use that term loosely who have studied the word of God with me. Yet when the institutions of law merely make the cursory claims of God’s authority they ignore the witness they have of me and condemn me as unjust. This is the work of the devil and true Christian love cannot practice it. So when you make the profession of Christ I am not easily moved and I will judge you by whose report you believe before I call you brother.

As for the judicial system it has made an enemy with Christ in me. I have no fear of the quantity or the size of the giants God throws at my rock. They will be defeated as Goliath because the true Christ of the gospel is more than a conjurer and is not deceived by the devil’s false righteousness.

As to the battles I face I do not grow weary and have always seen the victory inherent in Christ. So if you cannot understand my determination against or contempt for all things labeled lawful fear not it is easily understood: Christ is my devil.

As part of a financial settlement over fraudulent mortgage practices earlier this year, some of the nation's largest banks agreed to make payments to state government totaling $2.5 billion that would be earmarked for victims of wrongful foreclosure and other distressed homeowners. Instead, reports the New York Times today, a majority of those funds are going to plug state budget shortfalls, leaving homeowners without recourse and validating critics who questioned the strength of the deal when it was announced in February. .Protesters staged a rally against home foreclosures in California on Tuesday outside the State Capitol in Sacramento. (Max Whittaker for The New York Times) The total settlement was for $25 billion, but only a tenth of that was to come in the form of cash payment to the states. The remainder was to come in the form of “credits” for reducing mortgage debt and other loan activities. Andy Schneggenburger, the executive director of the Atlanta Housing Association of Neighborhood-Based Developers, told the Times the decision showed “a real lack of comprehension of the depths of the foreclosure problem.” The New York Times: Needy States Use Housing Aid Cash to Plug Budgets. Only 27 states have devoted all their funds from the banks to housing programs, according to a report by Enterprise Community Partners, a national affordable housing group. So far about 15 states have said they will use all or most of the money for other purposes. In Texas, $125 million went straight to the general fund. Missouri will use its $40 million to soften cuts to higher education. Indiana is spending more than half its allotment to pay energy bills for low-income families, while Virginia will use most of its $67 million to help revenue-starved local governments. Like California, some other states with outsize problems from the housing bust are spending the money for something other than homeowner relief. Georgia, where home prices are still falling, will use its $99 million to lure companies to the state. “The governor has decided to use the discretionary money for economic development,” said a spokesman for Nathan Deal, Georgia’s governor, a Republican. “He believes that the best way to prevent foreclosures amongst honest homeowners who have experienced hard times is to create jobs here in our state.” Andy Schneggenburger, the executive director of the Atlanta Housing Association of Neighborhood-Based Developers, said the decision showed “a real lack of comprehension of the depths of the foreclosure problem.”The $2.5 billion was intended to be under the control of the state attorneys general, who negotiated the settlement with the five banks — Bank of America, Wells Fargo, JPMorgan Chase, Citigroup and Ally. But there is enough wiggle room in the agreement, as well as in separate terms agreed to by each state, to give legislatures and governors wide latitude. The money can, for example, be counted as a “civil penalty” won by the state, and some leaders have argued that states are entitled to the money because the housing crash decimated tax collections. Shaun Donovan, the federal housing secretary, has been privately urging state officials to spend the money as intended. “Other uses fail to capitalize on the opportunities presented by the settlement to bring real, concerted relief to homeowners and the communities in which they live,” he said Tuesday. Some attorneys general have complied quietly with requests to repurpose the money, while others have protested. Lisa Madigan, the Democratic attorney general of Illinois, said she would oppose any effort to divert the funds. Tom Horne, the Republican attorney general of Arizona, said he disagreed with the state’s move to take about half its $97 million, which officials initially said was needed for prisons.

Mark Duffy, who has operated the dairy farm at the state-owned park for 26 years and has a lease with the state to run the stand, said armed Environmental Police officers showed up at stand on Friday evening and stood guard throughout the weekend, turning away customers craving delectable sundaes and frappes.

"The money can, for example, be counted as a “civil penalty” won by the state, and some leaders have argued that states are entitled to the money because the housing crash decimated tax collections."____________________________

What is so hard about doing the right thing? I just don't get it.

"So far about 15 states have said they will use all or most of the money for other purposes. In Texas, $125 million went straight to the general fund. Missouri will use its $40 million to soften cuts to higher education."

The world's largest banks must raise a combined $566 billionto satisfy new capital requirements, Fitch Ratings said onThursday, as the authorities demand that banks hold morecash in reserve to protect against future financial shocks.The figure represents a 23% increase on what the bankscurrently hold in reserve and will most likely reduce returnon equity, a critical figure used to gauge a firm'sprofitability, Fitch said. The banks affected are the 29"systemically important financial institutions" asdesignated by the global Financial Stability Board. Theyinclude the likes of Goldman Sachs, JPMorgan Chase, HSBC ofBritain and the Mizuho Financial Group of Japan. In total,the firms hold roughly $47 trillion in combined assets.Under new regulatory rules, known as Basel III, the firmsmust have a Tier 1 common equity ratio, a measure of abank's ability to weather financial shocks, of roughly 9.5%by 2019, though officials are eager for banks to meet thetargets as soon as possible. To meet the deadline, Fitchsays the 29 banks will probably hold onto future earningsand cut shareholder dividends, wind down exposure to riskyinvestments like underperforming real estate portfolios, andtap investors for new cash.

The world's largest banks must raise a combined $566 billionto satisfy new capital requirements, Fitch Ratings said onThursday, as the authorities demand that banks hold morecash in reserve to protect against future financial shocks.The figure represents a 23% increase on what the bankscurrently hold in reserve and will most likely reduce returnon equity, a critical figure used to gauge a firm'sprofitability, Fitch said. The banks affected are the 29"systemically important financial institutions" asdesignated by the global Financial Stability Board. Theyinclude the likes of Goldman Sachs, JPMorgan Chase, HSBC ofBritain and the Mizuho Financial Group of Japan. In total,the firms hold roughly $47 trillion in combined assets.Under new regulatory rules, known as Basel III, the firmsmust have a Tier 1 common equity ratio, a measure of abank's ability to weather financial shocks, of roughly 9.5%by 2019, though officials are eager for banks to meet thetargets as soon as possible. To meet the deadline, Fitchsays the 29 banks will probably hold onto future earningsand cut shareholder dividends, wind down exposure to riskyinvestments like underperforming real estate portfolios, andtap investors for new cash.

Deutsch Bank was a central player in most of the securitized mortgages involving a wide variety of exotic instruments. There should be no doubt by now about whether there existed pandemic lying and cheating, it was all removed when the U.S. Attorney Civil Frauds Unit obtained admissions and a judgment for Deutsch to pay over $200 million resulting from intentional misrepresentations contained in various documents used with numerous entities and people up and down the fictitious securitization chain. Similar claims are brought against Citi (which settled so far for $215 million in February, 2012) Flagstar Bank FSB (which settled so far for $133 million in February 2012, and Allied Home Mortgage Corp, which is still pending. Its too obvious see that the entire securitization model was distorted by fraud from one end (the investor lender) to the other (the homeowner borrower) and back again (the parties and counterparties in insurance, bailouts, credit default swaps, cross guarantees that violated the terms of every promissory note.

Preet Bharara, the United States Attorney for the Southern District of New York, Stuart F. Delery, the Acting Assistant Attorney General for the Civil Division of the U.S. Department of Justice, Helen Kanovsky, General Counsel of the U.S. Department of Housing and Urban Development (“HUD”), and David A. Montoya, Inspector General of HUD, announced today that the United States has settled a civil fraud lawsuit against DEUTSCHE BANK AG, DB STRUCTURED PRODUCTS, INC., DEUTSCHE BANK SECURITIES, INC. (collectively “DEUTSCHE BANK” or the “DEUTSCHE BANK defendants”) and MORTGAGEIT, INC. (“MORTGAGEIT”). The Government’s lawsuit, filed May 3, 2011, sought damages and civil penalties under the False Claims Act for repeated false certifications to HUD in connection with the residential mortgage origination practices of MORTGAGEIT, a wholly-owned subsidiary of DEUTSCHE BANK AG since 2007. The suit alleges approximately a decade of misconduct in connection with MORTGAGEIT’s participation in the Federal Housing Administration’s (“FHA’s”) Direct Endorsement Lender Program (“DEL program”), which delegates authority to participating private lenders to endorse mortgages for FHA insurance. Among other things, the suit accused the defendants of having submitted false certifications to HUD, including false certifications that MORTGAGEIT was originating mortgages in compliance with HUD rules when in fact it was not. In the settlement announced today, MORTGAGEIT and DEUTSCHE BANK admitted, acknowledged, and accepted responsibility for certain conduct alleged in the Complaint, including that, contrary to the representations in MORTGAGEIT’s annual certifications, MORTGAGEIT did not conform to all applicable HUD-FHA regulations. MORTGAGEIT also admitted that it submitted certifications to HUD stating that certain loans were eligible for FHA mortgage insurance when in fact they were not; that FHA insured certain loans endorsed by MORTGAGEIT that were not eligible for FHA mortgage insurance; and that HUD consequently incurred losses when some of those MORTGAGEIT loans defaulted. The defendants also agreed to pay $202.3 million to the United States to resolve the Government’s claims for damages and penalties under the False Claims Act. The settlement was approved today by United States District Judge Lewis Kaplan.

The US Govt crime syndicate has been able to securitze (fraudently)everything under the sun, why not the sun itself.

President Barack Obama will soon publicly announce his $3 billion plan to securitize Africa’s food supply and agricultural farms. Obama wants to use Africa as a base for growing the world’s food supply, under his controlled initiatives. The issue of food securitization is expected to be raised at the G-8 Summit meeting. The UK, multi-national corporations, some African countries and other G-8 nations will be joined together as the New Alliance for Food and Nutrition Security (NAFNS). The CEOs of 40 US privately owned corporations have pledged $3.5 billion in food and nutritional assistance alongside the government. Through corporatism, Obama hopes to gain control over Africa’s rich lands to have full oversight through NAFNS. Among the initiatives slated to be unveiled at the G-8 Summit, U.S. -based farm equipment maker Agco Corp will invest $100 million over the next three years to implement model farms and training centers aimed at improving productivity for 25,000 smallholder farmers from Ethiopia to Mozambique. The UK alone has pledged $4 billion to capitalize from Africa’s farm land as well as assist in drawing up codes that will be enforced to protect their investment. Obama is using investments in African agriculture with a collaborative effort with private corporations. Rajiv Shah, head of the US Agency for international Development (USAID) praises the President’s plan. “We’re very excited. It really is the culmination of years of effort on behalf of African leaders, on behalf of entrepreneurs, this Administration, partners in the G8 and many, many others including the private companies that are joining this private-public partnership.” “Governments cannot tackle this challenge alone. The skills, resources and financial expertise of leading private businesses will help transform African agriculture, giving poor farmers the chance to pull themselves out of poverty, hunger and malnutrition,” said the UK’s Secretary of State for International Development, Andrew Mitchell. The securitization effort will center on the sub-Saharan African region. Shah says private investment in agriculture will aid the global economic growth. Ninety percent of Africa’s food is produced by small farms. By bringing the private sector to these farms, they will see political will control their production and distribution. The announcement from President Obama comes on the heels of the UN’s declaration that they will coerce nations like Ethiopia, South Sudan, Democratic Republic of Congo and Sierra Leone, in Africa “voluntarily” sign agreements with multi-national corporations and foreign investors, allowing them to control agricultural land. Obama is directly mirroring the UN’s proposal to securitize the world’s food supply through their “land grab” invasion of Africa. The UN has enacted global guidelines on purchasing agricultural land from developing nations like Africa and Asia. They claim that to secure equality for the poor and pharmaceutical corporations to create drugs that can be disbursed to the African people. While the President, the UN and scientists from Copenhagen Consensus 2012 Project ban together to ensure private corporations and foreign governments lay claim to Africa’s wealth of natural resources, the ideal of secure equality for the poor and disadvantaged takes on a whole new meaning. The starving people of Africa are simply trying to maintain control over their land and resources.The UN, with Obama pledging support, will not allow that to happen.

now run, dont walk to yo neerest bake and take out yo dough for it too late. it gonna cum here da bank walks.

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BANK RUNS NOW START IN THE UNITED KINGDOM AS SANTANDER DEPOSITS ARE WITHDRAWN

Withdrawals at Santander UK amid Spain fears

Customers with large deposits have started withdrawing cash from Santander, the bank has admitted, as it tried to reassure concerned members of the public that their money is safe.

By James Hall, and Philip Aldrick7:32PM BST 18 May 2012

The high street bank also saw an increase in enquiries by worried savers to its call centres and in its 1,380 branches across Britain yesterday. Customers are worried that the bank will be dragged into the eurozone crisis because it is owned by Spain’s Banco Santander.

They can't cancel an endorsement I made and then try to deposit it !!!!! I'm not that stupid, maybe a little slow sometimes, but not stupid and brain dead. LOL

Their own black stamp, admits that they deposited this check. You can't deposit a check on a closed account on the public side because it would bounce. If it bounced, they wouldn't be sending the check back to me. They would be filing at the police dept. for bank fraud against me for writing a bad check ON THE PUBLIC SIDE OF THINGS and a bad check over $100,000, the FEDS would be all over this and I would be investigated for sure for bank fraud. So this check must have gone through on the "Private side" of things in their required 24 hour window, of receiving the EFT, so the bank got credit for the amount they say I owed, as per what our debt remedy calls for.

Then on the front of the check they stamped the date May 1, 2012 "cashiering dept." and in red ink they put this: X 165435 which I have no idea what that number means. Maybe that's their account number for credit with the Federal Reserve for Wells Fargo or some other code. Who knows????? It has some significance for sure.

They can't write or alter anything on this check and NOT ACCEPT IT as they have done for deposit and return it back to me. That's rather obvious. That's either forgery on their part or acceptance on their part. Take your pick. I don't care what you pick. Heads I win, tails they lose.

And even more peculiar, there is no name on the written correspondence to me. No one wants to be held liable FOR ALL THEIR LIES and their intent on "double dipping", causing me to think I have to pay again & lie that the instrument was not valid please pay again, since they say they can't accept a "restrictive endorsement" ON AN EFT CHECK. The official certified correspondence is not signed. Just typed in initials, but it does have the insignia of Wells Fargo at the top of the page. What does that tell you?

When's the last time you got typed correspondence from a bank, and NO ONE IS WILLING TO SIGN THE CORRESPONDENCE THAT IS SENT TO YOU BY CERTIFIED MAIL, RETURN RECEIPT REQUIRED, WHICH I ACCEPTED? These banks are so cowardly and such liars that they don't even give me "legal correspondence" & no one at Wells Fargo wants to stand by their own correspondence to me.

Even if I knew nothing from Fred & Nina's seminars, I would probably catch some of these odd things.

Alot of peculiarities going on. That should be evidence enough THEY ARE LYING to me and this remedy system is real and works to discharge debt. And I also think they got paid on the Private Side of things, or why else the endorsement on the back of the check "for deposit to Wells Fargo" which I now have as evidence in my possession. EFT check was written for $104,875.00. Bye bye mortgage. It's just a matter of time until I get a Judge to confirm this in court. "A rejected tender of payment is a discharge of the debt" UCC 3: 3603 2(b). But I think they not only got paid, but they rejected it too and want me to pay again and sent back the original EFT to me. If that isn't fraud, what is? How many times do these banks need to get paid for an obligation before you get them off your backs? LOL

But whether they got paid or not is now irrelevant. They already shot themselves in the foot. The UCC says the debt is discharged, irregardless of what they say now & they gave me back all the proof I need for court. Can't wait to burn Wells Fargo. I realize they are too big to fail, but they are also too big to TELL THE TRUTH TOO.

Monday, May 21, 2012Pentagon Source Alludes to MARTIAL LAW Around July 1st 2012http://americanholocaustcoming.blogspot.com/2012/05/pentagon-source-alludes-to-martial-law.html

Monday, May 21, 2012Pentagon Source Alludes to MARTIAL LAW Around July 1st 2012The following URGENT EMAIL comes from a friend of mine, a devout Christian in New England. It is short but to the point. When I begged him to get more details from his contact, he indicated he was too afraid of repercussions if he pressured for more info. But he did encourage me to get this info out ASAP.

XXXXXXX**********************************Hello all.

An associate came by today. His brother-in-law works in Belgium for the Pentagon in a high ranking position. He told my associate that "....If you do not get out of America by July 1st, you will never get out!" -Doug**************************************NOTE-What does this all mean? What is this Pentagon source alluding to that he dare not say openly?

Simple. Let me translate his hidden message for you.

BRUSSELS, BELGIUM is the home of NATO headquarters. It is also the headquarters for the EU.

NATO TROOPS will be heavily involved in patrolling the streets of America when we finally come under MARTIAL LAW.

They have long been secretly preparing FOREIGN UN/NATO TROOPS for the hour of martial law NWO takeover in America.

I have reported on this extensively throughout the years, even interviewing German troops in America who admitted they too would be doing this also in America in my previous reports.

The UN/NATO FOREIGN TROOPS will be involved in GUN CONFISCATION and arresting and firing upon on uncooperative Americans, among other duties.

Therefore they have been informed of WHEN MARTIAL LAW WILL BE TRIGGERED IN AMERICA AND WHEN THEY WILL BE USED TO ENFORCE IT NATIONWIDE.

Two FBI officers warned a friend of mine, Barbara, that WHEN MARTIAL LAW IS DECLARED AND MANIFESTED FULL FORCE, THE AIRPORTS WILL BE SEIZED AND EVERYONE WILL BE TRAPPED LIKE RATS IN A CAGE.

NORTHERN AND SOUTHERN US BORDERS WILL BE SEALED to keep panicking Americans from fleeing into either country under martial law.

I therefore urge my readers to take this warning seriously, and watch the time period around July 1st, 2012, and take precautions.

Paper work is a distraction,follow the money. At every “Securitized” closing table there were two deals taking place, one perfectly real and the other perfectly unreal, fake and totally hidden. The deal everyone is litigating is the second one, starting with the documents at closing and moving up the chain of securitization. Just because some i wasn’t dotted or t crossed on the back of the wrong piece of paper when you admit the debt, the default and the amount due? It is the first deal that is real because THAT is the one with the money exchanging hands. The declarations contained in the note, mortgage and other documents all refer to money exchanging hands between the named payee and secured party on one side and the borrower on the other. The deal in those documents never happened. The REAL DEAL was that money from investor lenders was poured down a pipe through which the loans were funded. The parties at the closing table with the borrower had nothing to do with funding, acquiring, transferring the receivable, the obligation, note or the mortgage or deed of trust.The REAL DEAL had no documents and couldn’t possibly be secured.

JPMorgue has made powerful enemys around the world from profound and unprosecuted fraud. The losses are only begining to be known and will be in the hundres of billions not two. Only Americans will believe this load of crap.

Ever since JPMorgan Chase disclosed a multibillion-dollar trading loss this month, the central mystery has been how a bank known for its skill at risk management could err so badly. As early as 2010, the senior banker who has been blamed for the debacle, Ina Drew, began to lose her grip on the bank’s chief investment office, according to current and former traders. She had guided the bank through some of the most rugged moments of the 2008 financial crisis, earning the trust of Jamie Dimon, JPMorgan’s chief executive, in the process. But after contracting Lyme disease in 2010, she was frequently out of the office for a critical period, when her unit was making riskier bets, and her absences allowed long-simmering internal divisions and clashing egos to come to the fore, the traders said.

The smart ones have either left long ago or have their citizenship in one country and their business and money in others.PS. Work for congress.

US citizens now one step closer to becoming permanent tax slaves Simon Black May 22, 2012 This week, the universally stupid brainchild of US Senators Chuck Schumer and Bob Casey known as the Ex-PATRIOT Act inched a bit closer towards becoming law.

‘Ex-PATRIOT’ is an absurd acronym that stands for “Expatriation Prevention by Abolishing Tax-Related Incentives for Offshore Tenancy”. I call it the Tax Slave Act… and it proposes three key provisions:

1) Individuals who are deemed, in the sole discretion of the US government, to have renounced US citizenship in order to avoid US taxes, will be permanently barred from re-entering the United States.

2) Such individuals will also be required to pay a 30% capital gains tax to the United States government on ALL future investment gains derived from the US. Currently, non-citizens who do not reside in the US pay no US capital gains tax.

3) These proposals are RETROACTIVE, and, if passed, would apply to anyone who renounced his/her citizenship within the last 10-years.

During a Sunday interview with ABC News, House Speaker John Boehner threw his support behind the bill… certainly a big step towards its eventual passage.

Let me clarify my comment with Wells Fargo. Actually Wells Fargo accepted my EFT due to the markings on the check that were made by them, so they got digits or credit & HENCE LEGALLY THE DEBT IS DISCHARGED. Now the goal is to make them show a discharge or zero balance on a new billing statement to me, or force it in court based upon their actions and get a Judge's order or decree of such. Acceptance is discharge. Rejection of a financial instrument is discharge.

Through their lies and deceit they want me to think that they are rejecting the EFT by sending it back to me and saying, "We do not accept a check written on a closed account (EFT); which stands for "electronic funds transfer," which in essence is a reverse bank wire, with a restrictive endorsement" on the back of the check. Yet this is what is said in Black's Law Dictionary 5th edition on what a closed account is:http://www.setoffdebt.com/access/documents/BlacksLaw5thAdd-ClosedAccount.pdf

"An account to which NO FURTHER ADDITIONS can be made on EITHER SIDE, but which REMAINS STILL OPEN FOR ADJUSTMENT AND SET OFF, which distinguishes it from an account stated."

This is the whole plan of these banks is to try & get paid many times over on the same alleged debt. Getting paid twice for the same debt is called "double dipping", "unjust enrichment", and is purely illegal, and is something even the courts will recognize, & this act constitutes bank fraud on the part of Wells Fargo.

Signs of their bank fraud is:

(1) They sent me a certified letter, return receipt requested, and never had any official at Wells Fargo sign the letter which stated they do not accept a "restrictive endorsement." Purely a lie that is easily proven, yet interestingly enough, no official at Wells Fargo can be tracked to this lie, and no one wants to personally stand by this letter at Wells Fargo.

Sending written correspondence through the mail & no one signing the letter is worthy of toilet paper, it can be wiped with your ass & disregarded as trash that needs to be flushed and thrown away because it's meaningless for proper and legal notification. In such a scenario, no one is taking responsibility for the lies or things that are said in the correspondence. In other words, the actions of Wells Fargo does not even equate to "legal correspondence", even though they want me to think it's legal and proper correspondence or legal notice, as they paid the extra fees to send the letter to me with the return of the EFT by "certified mail, return receipt requested."

If you write on the back of a check, "For deposit only", this is a restrictive endorsement, so common sense tells you that Wells Fargo AS DO ALL BANKS accept a financial instrument with a restrictive endorsement. PLAINLY Wells Fargo LIED and does accept financial instruments with a "restrictive endorsement." based upon their own banking practices and policies.

Apparently the bank does not need to keep the original EFT in order to transact the reverse bank wire & take credit for it on their books.

The evidence is mounting one by one that Wells Fargo will lose. Each letter sent to them, and each letter sent back to me showing their lies and bad behaviour will hang them in the end. Give them enough rope & they will most certainly hang themselves. With enough nails in their coffin, at a certain point, they will not be able to get out & I will pronounce the debt officially dead and sue them in court to get the court to agree. The court will have no choice but to agree as the evidence will be overwhelming & even the bank can't refute the obvious.

true, it didnt works, but neither is using the court system to win either.

and at least they would have eventually learned the tricks to using the AR process successfully, or at least enable others to pick wherer they left off, rather than just keep getting dicked around using the courst system

using courts will never beat the system as courts are put there to ensure that you dont.___________________________

That's not true anymore than your prediction that the banks will fail July 1, 2012.

There's a slew of cases where banks have been spanked and people have gotten discharged mortgages.

Here's just one:

A tender of the proper amount due, even if rejected, extinguishes the lien and precludes foreclosure* ( See, e.g. Winnett v. Roberts, supra, 179 Cal App.3d 909, 902; Lichtv v. Whitney, supra, 80 Cal. App.2d 696, 701; see also Code Civ. Proc. SS 2074.) In Winnett the court held that a tender of the principal amount without interest was sufficient because the note was usurious and the creditor was not entitled to receive interest.

People like you that make universal statements and use the word, "never" should be ignored. You & OMO are two pessimists with closed minds.

The banks are not going to change their procedures anymore than the UCC will be expunged.

As a matter of fact, the tally is now at 160 Million of discharged debt using this method.

why da dg should of just stuck with using the admin process.____________________________

The Dorean Group did stick with the administrative process, other than those few civil cases where they decided to sue to get a court precedence in the very beginning which later it was admitted, this was a tactical mistake.

The Dorean Group's attorney did not follow the wishes of the Dorean Group on the filings, and went rogue, and then turned his loyalty against the Dorean Group when the court threatened him with fines & suspension of his license.

When the courts expunged the UCC-1 liens illegally , the courts screwed up. That's an issue that won't go away anymore than the federal court took jurisidiction in criminal matters they had no jurisdiction to even hear as the process was tainted, charges were bogus, and the Judges were corrupt and even lied in the record. All the players all are outside their authority by their actions and all can be personally sued. I'm not even sure if Judge Alsup has an oath of office on record. If not, his decisions are meaningless and can be ignored too as an imposter & this alone can set Kurt & Scott free. YOu can't violate constitutional rights without consequences.

I think the Dorean Group needs to go after the bonds of all the pretenders.

Who said the administrative process failed? No the courts lied, and broke all of their rules. What are they going to do when the criminal charges are overturned? Then they have to admit the court proceedings were all a sham and financial damages are a given and that the Dorean Process is sound in their legal theory.

Even you admitted that in time that there will be a financial settlement, so how can you say they have failed. You want to become a hypocrite now and now change your position, then go ahead. Extra time without justice executed now, just means more money for all clients and for the Dorean Group Principals.

Corporate news blackout as Obama designates John Brennan as the sole person in charge of designating people to be assassinated.John Brennan, Obama’s chief counterterrorism advisor was a name that you did not see on the Mainstream media today as they continue to run stories that serve to distract the masses from stories that matter.Most recently he publicly spoke about the drone program calling it moral and ethical and just.According to reports from the Associated Press, John Brennan has now seized the lead in choosing who will be targeted for drone attacks and raids and Obama has delegated him the sole authority to designate people for assassination under the United States top-secret assassination program.Yes, if it such a secret program then why is the Associated Press running a story on it? Because it is only a “top-secret” matter of National Insecurity when the public and organizations such as the ACLU request more details on it than the propagandized reports the public is fed through the corporate media.While this story deserves to have been put before the eyeballs of every U.S. citizens, it was merely a side note ran by the Associate Press that didn’t make corporate news headlines anywhere.According to the AP, under the new plan, Brennan’s staff compiles the potential target list and runs the names past agencies such as the State Department at a weekly White House meeting.At the same time ACLU lawsuits and requests for information about the decision-making process behind the government’s assassination program repeatedly get denied with the government claiming the programs are so top secret that they can neither confirm nor deny the programs even exist.

"CAN YOU BEAT A/THE SYTEM FROM INSIDE OF IT"?_________________________________

Of course, I proved that already due to the last internet link I posted. And you don't have to exit the system in order to win either.

Capturing your strawman as some has suggested, and filing as creditor over your Strawman, as suggested by many Patriot organizations, has never produced any court victories. Don't waste your money on those schemes.

The banking & lending system models and practices is a THREAT against itself, especially looking at their liability in all of those derivative trades they are exposed to.

Is this new organization going to wipe out or assassinate the rogue traders that have lost money for say Chase bank? 2 billion in the last quarter that is thought to be at least a 4 billion loss.

I think 4 billion might satisfy the Dorean Group. Can't say for sure. That amount is only the quarter loss of Chase Bank. No big deal. That's just a drop in the bucket to the trillions they have already received.

They've got the CIA to assassinate people. Why does the Obama organization need a new czar or organization to do this? Sounds kine of redundant to me if not even a false story.

Heavens no! They are only a threat if they cost them money. The banking cartel contained their damages for now by imprisoning the Dorean Group, shutting down their company, and having the courts rule against them.

Containing the damages by the banks & Dept. of Justice's bad behaviour, are reasons to show we are entitled to even more financial compensation for our damages than we originally asked for.

The bad behaviour of the banks & government pretenders, who violated their oath of offices not to defend the constitution, are just going to bite them in the ass in the end & cost them more than had they of tried to settle in good faith in the beginning.

The government infringing upon the existing agreements outstanding are enough to bankrupt the court that put Kurt & Scott in jail & to embarrass all of the pretenders and players.

Joseph from the Bible was put in jail by Potifers wife by her lies, only to be put in circumstances & given opportunities to be the 2nd most powerful man in Egypt due to his God inspired dreams.

God can do what he wants and can do the same for the Dorean Group should he decide to do so. Joseph was not discouraged simply because he went to jail, and neither is Kurt & Scott. They understand it's just a stage to the final destination and end goals.

If the world can make even Jesus Christ a criminal, does it really matter, what the world thinks?

the second part ..."The heart of all legal ethics is in the lawyer’s duty of candor to a tribunal. It is anexacting duty with an imposing burden. Unlike many provisions of the disciplinary rules,which rely on the court or an opposing lawyer for their invocation, the duty of candordepends on self-regulation; every lawyer must spontaneously disclose contrary authorityto a tribimal. It is coimter-intuitive, cutting against the lawyer’s principal role as anadvocate. It is also operated most inconveniently—that is, when victory seems withingrasp. But it is precisely because of these things that the duty is so necessary. Althoughwe have an adversary system of justice, it is one founded on the rule of law. Simplybecause our system is adversarial does not make it unconcerned with outcomes. Mightdoes not make right, at least in the courtroom. We do not accept the notion that outcomesshould depend on who is the most powerful, most eloquent, best dressed, most deviousand most persistent with the last word-or, for that matter, who is able to misdirect ajudge. American civil justice is so designed that established rules of law will be appliedand enforced to insure that justice be rightly done. Such a system is surely defective,however, if it is acceptable for lawyers to "suggest" a trial judge into applying a "rule" ora "discretion" that they know—or should know-is contrary to existing law. Even if it hurtsthe strategy and tactics of a party’s counsel, even if it prepares the way for an adverseruling, even though the adversary has himself failed to cite the correct law, the lawyers isrequired to disclose law favoring his adversary when the court is obviously under anerroneous impression as to the law’s requirements. Forum, 788 So. 2d 1062 (footnoteomitted). E Peter T. Fay, "Offrcer ofthe Court", 60 Fla. B.J. 9 (1986)."

The Supreme Court has by God’s hand supplied me with all I need to exit this mess. The bond case 564 US (June 16, 2011) and the Krieger case coming out in October assures my exit if they obey their own laws. This is a big IF among the lawless. Bond is a 10th amendment case proving that the feds weren’t supposed to prosecute me. Krieger is a reasonable doubt case reducing my sentence to less than I’ve already done.

Notorial dissent is apparently a scholar in many fields. He tells me skillings won 9-0 decision from the Supreme Court on the vagueness of the 1346 statute. A statute I am not charged with but is a definition of my statute 1341. In the ruling they confined the definition down to bribes and kickbacks to save it from constitutional problems. This is conduct that does not reach my trial.

The negative equity problem for US homeowners might be worse thanpreviously thought, at least according to a new measure fromZillow. The online real estate data provider, in its firstnegative equity report, said 15.7 million, or 31.4%, ofhomeowners were underwater on their mortgages in the firstquarter. That’s up from 31.1% three months earlier but downfrom 32.4% in the first quarter 2011. Homeowners owed $1.2trillion more than the value of their homes in the first quarter, according to Zillow.

Zillow’s report is especially bleak for metropolitan areas in states hit hard by the housing crisis. Las Vegas led the country’s biggest cities with 71% of mortgaged homeowners underwater in the first quarter, followed by Phoenix at 55.5% and Atlanta at 55.2%. Pittsburgh marked the low among big cities at16.7%, trailed by New York at 21.3% and Boston at 22%.

You are obviously not listening to what I'm saying. One Group alone has discharged 160 Million in debt. This is not some few isolated cases as you say or the courts allowing these wins like it's some quota. They are winning because they are following the law that the courts are bound to uphold.

In Neder v. United States, 1 the United States Supreme Court held that materiality of falsehood is an element of the federal bank fraud statute, 18 U.S.C. 1344. 2 A defendant charged with violating the bank fraud statute must not only attempt to deceive a financial institution, but the means used to deceive must be capable "of influencing the intended victim." 3 In so holding, the Supreme Court relied on the common law meaning of "scheme or artifice to defraud," a phrase used in the statute, to find that Congress intended the statute to include the materiality element. However, the Court's opinion fails to address the government's policy concern that individuals who intentionally try to defraud banks, but whose means of attempting the fraud are incapable of influencing the bank's employees, will not be guilty of any crime. As a result, these bad actors will go unpunished, and may again attempt to defraud a financial institution, perhaps with a more effective plan.

This Note begins by examining the basic facts of Neder, its procedural history, and the relevant factors used in the Supreme Court's decision that materiality is indeed an element of federal bank fraud. 4 The Note then investigates the relevant background law which influenced the Court's analysis. 5 The Note continues by reviewing Court's legal analysis, as well as the policy considerations that surrounded the decision. 6 Finally, the Note will highlight the concerns for the nation's banking industry that result from the ...

Why am I going to win against Wells Fargo in court? Because they have plainly lied in a mailing to me and shown incredibly bad faith by purposely not having anyone at the bank sign the correspondence, and asking a few questions THEY CANNOT ANSWER, will prove this.

They have committed mail & bank fraud, trying to collect on a debt that they have already been paid for and have mislead me to believe (a material ommission) that the debt is not paid or discharged when the facts say otherwise. The scheme is to accomplish "double dipping" as their goal which is unjust enrichment & is illegal.

Markings on the check is an acceptance of the tender of payment. Sending the tender of payment (EFT) back to me & lying about it's effectiveness is diabolical, not some honest mistake. They can't argue otherwise. Can you argue otherwise that the banks don't accept checks with a restrictive endorsement?

I just threaten them with a RICO lawsuit & just see how fast they send me a billing with a zero balance. They have not instantly giving me credit for the EFT. How many laws does that violate?

Federal Bank, Mail and Wire Fraud is one of the broadest basis for a RICO charge. 18 U.S.C. §1341, 18 U.S.C. §1343 and 18 U.S.C. §1344 are the statutes that comprise Bank, Mail and Wire Fraud. These statutes basically prohibit the use of any mails or interstate telephone calls, Internet, radio or TV in furtherance of any fraudulent scheme. This is one of many “predicate” acts that are necessary to find a RICO violation. What makes these violations different are that they do not require the pleading of misrepresentation, reliance or injury stemming directly from the conduct at issue (i.e., from the fraudulent mail, wire or TV communication). The communication need only be in furtherance of the scheme which intentionally or recklessly causes harm. In fact, past studies have shown that mail and wire fraud predicate acts were the primary reason for the majority of RICO complaints filed between 1970 and 1985

One can usually show a “scheme or artifice to defraud” if they can prove any trickery, deceit, concealment of material fact, affirmative misrepresentation or half truth. Also, the Plaintiff only needs to show that the use of the U.S. mails or wires were in furtherance of the scheme, or as a later act to lull the victim into a false sense of security. Therefore, almost any communication by person associated with the illegal enterprise (i.e., a Racketeering association) when made to a victim or any other member of the association (whatever its content) can be held to be in furtherance of the scheme. Even if there is an absence of the specific duty to disclose information, the omission of material fact can constitute mail fraud.

Another major defense is what is known as “scienter”. Scienter is sometimes referred to as “evil intent”. This means that the Government must show that the defendant had an “intent to defraud”. In cases of Federal Bank, Mail and Wire Fraud the Government will often attempt to show scienter or demonstrating a pattern of conduct. Sometimes this is referred to as “recklessness” by some courts. Also, some courts have allowed the inference of scienter by the nature of the scheme itself. A skilled Federal Bank, Mail and Wire Fraud defense attorney will show “good faith” on the part of his client in making the communications. In other words, the attorney will need to show that the defendant did not intend to defraud anyone.

Another major defense to Federal Bank, Mail and Wire Fraud is that there was no real injury to an alleged victim. Usually, people think of injury as “loss of money”. However, it can be shown that is injury to intangible property such as confidential business information and (as amended in 1988) the deprivation of the intangible right of “honest services”. Obviously, if nobody lost any money then this could be a defense to the charge.

To either subscribe or unsubscribe to/from this newsletter send an email to berry@detailshere.com and put subscribe in the subject header. Put unsubscribe if you want off. I also post all my newsletters starting at www.detailshere.com/newsletterupdates.htm You can find all the programs I am vested in at www.detailshere.com/dog.htm I do not cover all of them each newsletter.Don't forget to look at the last section of this newsletter for newsy items of interest

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Does anybody on my list live in Laredo, Texas? I am looking for a contact/place to have an infrequent package of like vitamins, supplements, books, etc. sent to that I can pick up there instead of having to travel all the way to San Antonio where I usually have things sent. I can get things sent to me here via USPS and Mexico Correo, but it takes a long time to get here, sometimes months.

Without any mainstream media coverage at all, the House of Representatives passed the United States – Israel Enhanced Security Cooperation Act of 2012 (USIESC).The USIESC, written by Eric Cantor(dual pass port Israeli), claims there is a need to provide Israel with unlimited military and financial aid as a result of the disturbances caused by the Arab Spring. Israel will have an essentially unlimited amount of funds allocated to them through the Federal Reserve Bank. The country will also enjoy an “expanded role of NATO” that consists of an “enhanced presence at NATO headquarters and exercises”.

Remember John Ruis, the Canadian lawyer who sued the Canadian banks unsuccessfully & who also criticized the Dorean Group? Well he copied the Dorean Process & copyrighted the process in 2005, basically doing the same process what the Dorean Group was doing. His website is still up:

Summer (northern hemisphere) time-to-event forecasts from the data used in the last report.

June 7/8/9 - Economic and political scandal surfaces in USA. Temporal echoes show this scandal will track over June/July with 'unexpected events' within the [cult of rome] aka 'vatican'. Expect secrets to be revealed in both the USA and vatican scandals that will not only [shock], but will [horrify]. The data indicates that [communications] between [cabal members] will be [intercepted], and the [real leaks] will be [viral] in [hours]. This is indicated to lead to a [global constipation (blockage)] of the [financial flows]. This [blockage/constipation] will begin (apparently) on June 3rd late in the evening (pacific coast time, north american continent) at about 9:18pm. This [blockage] is showing as [persisting and growing] through to [exposure] via [rupture] on June 7, 8, or 9. This [constipation] and [rupture (through)] is described as a [plank] in the [gallows] for the [banksters]. This economic scandal will not be the [breaking point] for the [global economy]. That comes later in the month. The data points to the beginning of the [icelander's disease] {ed note: from the view point of the banksters} spreading to [spain], [greece], and [italy]. The [spain] references point to a [person of historical pride] as being the [populace's symbol] as they ['engage'] their [oppressors]. The data indicates [spainish populace] will be [successful], and do it with [flair], and [passion]. Data suggests that [restraint] will [prevail] in at least one of the [eruptions of icelander disease], and that [financial oppressors] who are [captured, beaten, stripped, and paraded near-naked/bruised/bloodied] will [NOT] be [killed] by the [mob], but rather will be [released] in such a [manner] that the [image] will become [the most viewed (to it's time) image on earth].

June 27/28/29 - 'Unexpected' military events put pressure on populace (usa) that will bring [preppers] into [positions of responsibility] that will persist for months if not years. The 'unexpected' military events will continue into 2013, growing into a [dominating liability] for [officialdom (globally, not merely here in usa)] and [isis-ra-el]. The 'good' news is that the scandals from earlier in June are escalated to such an extent by the conditions on-the-ground, that [secrets revealed] goes [batshit] globally, and [central banksters] and their [institutions] begin the process of [failing]. Again, sad to say, but a good temporal marker will be the [identities] of the [proffered victims] of the [unexpected military events]. These [victims] will have their day, in that for each of them, the data suggests that [thousands (of the guilty/collaberators)] will [perish] in [flames] and [through dissoving?]. So, karma rules after all. The data sets are clearly stating that whatever-the-events of late June are, that the pivotal point for [continuation] of [central banks and nwo and global warfare] is breached in these three/3 days. There are very small levels of [visibility] on the [breach of stability (for existence of central banks)], so it is unlikely that the [populace] will be aware of this significant shift. As the [unexpected military events] are going to dominate the consciousness, the data flow suggests that we will only be able to ascertain the shift point in analysis from the near future when the [central banks] have all failed.

The data suggests the [unexpected military events] can be used as temporal marker for [social unrest] {ed note: in so many forms as to not be easily encapsulated} here in USofA. The officialdom can be expected to use their usual 'tool kit'. Many many traps for the unwary.

July 4 - 10 (+/- 3 days) 'Unexpected' occurances at [sea], [under lands], and in [atmosphere] will [rapidly escalate] over (mere hours) [global concerns (about FUkushima catastrophe). No supporting data for a 'natural earthquake'. Large numbers of data sets showing that despite the many ongoing military concerns, much of the planetary populace focus will be on Japan/FUkushima from July 10th through to December 14th.

July 17/18/19 - (+/- 3 days) - a [hiatus (breathing space] in the [ongoing military and economic warfare against the oppressors of humans] is indicated to [occur] briefly as some [space based intrusions] capture attention. This is not showing as being a global phenomenon, but rather indicated for specific sub sets of the [populace/usofa]. My thinking on these sub sets is that it may be [military], or [officialdom], or the [tptb (who have their dicks up the asses of the 1%)]. The focused sets are so small, and have very low levels of visibility in the msm, yet are somehow indicated to be [responsible] for what can only be described as a [temporary hold] in [aggressive acts]. This may/could be referring to the [shadow govt] that is involved with the [alien agenda here on earth]. It may be that the data is pointing to these fellows having their [attention rivited] elsewhere. While there are repeated sets in support of this from [space] based data, there are no indicators of a threat (to general populace). There are some small hints of threats to the tptb from this, but nothing revealing in the data. The aware observer may wish to see where tptb have their 'eyes' focused during this time.

July 31 - August 9 - (+/- 9 days) - the [bottom] becomes [visible] off in the [near distance] to [the officialdom minions]. The data suggests that [offcialdom] here in the USA starts shitting the small sharp ones as the [new dawn] reveals the [chaos] and [smoking rubble] of their [hopes] of [sustaining] the [economic illusion] until the time of the [political illusion (election)]. The data sets are pointing toward an [understanding] from [offcialdom] that will come [in the early morning light] during a [horrific night] here in USA that is further described as [changing the game] as well as [affecting the (olympic) Games]. As an aside, it warms the cockles to know that what 'we' do here in the usa causes such [vexation] to [queen/royal lines] in [celtic lands] that [images of spittle] and [yellow eyes] will be [visible].

August 12 - planned [radiation event] for the [gulf of persia, and the indian/southern oceans]. In the cabal's on-going war (by proxy through US and other navies/militaries) against their [underseas alien enemies] here on earth, their plan is to get a [three-fer (3 for 1 hit)] by having some [fake iranians (actually the mossad agents... want their names? naw...just kidding...our stuff does not work down to that level...] come out of 'no where' and [sink 4/four USA nuclear reactors] into the [persian gulf]. This will be done by the [mossad agents pretending to be iranians] actually hitting the [target painted] on the [enterprise]. This is planned to be [mission accomplished] while they (ptb) think we will all be watching their [head (games)] in [THE CITY (london)].....watch for the [financial records destruction] angle to their upcoming events. Shit don't work well for these folks and as humans know, plans aft gang aglay.

3fer = prompt for US to attack iran + radiation against underseas enemies + radiation in air to kill off more of those annoying humans (from tptb perspective)...

We will end this summer time line projection here. Another update is planned, written, and securely stashed ready for posting as we reach a few key temporal markers.

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copyright by clif high, all rights reserved. no use allowed without attribution. if you plan to give me shit for this later, at least read for content so we can debate what i have actually written here.

Persistance pays: Why don't you post what you believe, not copy word for word what some wreckless maniac posts whose purpose is to incite fear and confusion and take you away from the real truths going on in the world right now. None of these people are accurate at all in what they say. You might as well read a fiction novel.

Have you become a millionaire yet from the re-evaluation of the Iraqi Dinar? Wasn't that suppose to happen a least 3 dozen times at different dates in the last 3-4 years? At least you are invested financially into that, so at least you believe that & put your money where your mouth is there. How is that working out for you? Has this been the once in a lifetime investment that all the so called experts have said? Or would your money have been invested more wisely into something else over the last several years? Obviously this is a great example of the foolishness there. Timing is everything. The so called experts timing is greatly off if not totally off.

The Government intends to call an expert witness, Matthew Johnson, National BankExaminer, Certified Fraud Examiner and Specialist for the Office of the Comptroller of theCurrency. Mr. Johnson will explain to the jury the functions and operations of the Comptrollerof the Currency, and will testify, contrary to defendants’ representations to victim investors, thatthe Federal Reserve is not engaged in any fraudulent activity. Mr. Johnson will also discuss thetypical mortgage financing.__________________________

"the Federal Reserve is not engaged in any fraudulent activity." Why they are as pure as the driven snow, don't you know! LOL

"the Federal Reserve is not engaged in any fraudulent activity." Why they are as pure as the driven snow, don't you know! LOL That was before we knew about all the robo signing scandel, the fraudulent documents scandel, the fraud of securitization & everything that goes on there, and so much other stuff that has only recently come to light to the public.

Then you have someone from the Office of the Comptroller of Currency whose job is to police the banks against fraud comes out & says, that the banks (Federal Reserve) are not engaged in any fraudulent activity. Doesn't that make his job irrelevant by his own expert testimony? I'm a little confused. LOL If there is no fraud or impropriety to detect, his job is meaningless, is it not and he is doing nothing and getting paid for nothing. Talk about government waste!!!! They say his testimony put even the Judge to sleep. He's another examiner or investigator. The world is full of these "investigators". Even banks have them, but they don't carry badges, but claim to be experts too & come to people's homes uninvited. His specialty is "fraud", but no fraud is going on. In other words, he gets paid for doing nothing for investigating nothing, and for being an expert witness on nothing. Is that possible being an expert witness with no experience? Can you have any experience when there is no fraud going on? The court considered him an expert.

"Have you become a millionaire yet from the re-evaluation of the Iraqi Dinar? Wasn't that suppose to happen a least 3 dozen times at different dates in the last 3-4 years? At least you and Dr. Fred are invested financially into that....

guss yo rite... eye did vest in eye rack dinners on avarice from dr. flinston of dis blaaagh. his conf call can be found on confericingcall.cum or sun thins like dat. so go blame him if it dint works out?

and yes, i made lots of money with bruly baals HYPEs, dint yo too?

he even axed me to cum to mayheeco to vist him and his wif sum day $$$$.

The Stockton City Council announced Wednesday that they will look at bankruptcy contingency plans after Wells Fargo seized the new city hall building. The city paid $35 million to buy the 8-story building, but was not able to move in because of its money problems, and recently stopped making debt payments all together. This is the fourth building that was repossessed by Wells Fargo; the bank seized three city parking garages for the same reason. Just wait to financial problems start to put a squeeze on state governments. California and Illinois are high up on the list. They might be able to scrape by for another year or two, but that’s it.

Tuesday, May 29, 2012Federal Appeals Court: OK To Use 'FDCPA-Hammer' On Attorneys Hired For Mere Enforcement Of Security Interest Through Non-Judicial Foreclosure From the law firm Burr & Forman, LLP:The Eleventh Circuit Court of Appeals released an opinion earlier this month that could give foreclosure lawyers cause for concern.

The chief executive of the multi-billion pound Lloyd's of London has publicly admitted that the world's leading insurance market is prepared for a collapse in the single currency and has reduced its exposure "as much as possible" to the crisis-ridden continent.

Richard Ward said the London market had put in place a contingency plan to switch euro underwriting to multi-currency settlement if Greece abandoned the euro.

In an interview with The Sunday Telegraph he also revealed that Lloyd's could have to take writedowns on its £58.9bn investment portfolio if the eurozone collapses.

Europe accounts for 18pc of Lloyd's £23.5bn of gross written premiums, mostly in France, Germany, Spain and Italy. The market also has a fledgling operation in Poland.

Lloyd's move comes as a major Franco-German provider of credit insurance for eurozone trade, Euler Hermes, said it was considering reducing cover for trade with Greece because of the risk the country might leave the eurozone.

When a company goes bust, it is often sparked by withdrawal of credit insurance for suppliers wanting to trade with it.

This case is not all that important as it doesn't really give us anything new that we didn't know before.

Any law firm that sends out false or misleading information, is liable for civil & criminal damages, whether it's a non-judicial foreclosure or a judicial foreclosure. In both types of foreclosures, misleading or false statements are being sent out to borrowers.

I don't think this is going to cause any more concern to attorneys now than before.

Many law firms realize that they are violating the law & do things that violate the law anyway. They are playing the percentages that very few people will even fight & won't even ever file a complaint or even challenge their licenses or bonds. Law firms are just as brazen as the banks in their bad behavior.

Until the borrowers can prove & stand up & show misleading or false statements, nothing is ever going to happen or cause banks or attorneys or even Judges to fear.

What more people need to do is sign & file affidavits with the police on their bad behavior of individuals, whether they are bank individuals or attorneys, or Judges, & then while they are having lunch after they have done something illegal , have your complaint acted upon & have them arrested for their criminal acts when they aren't expecting it. Your affidavit is the basis to justify their arrests. We have that power, let's use it.

Don't be afraid to file a civil & criminal complaint against them individually & the firm or employer they work for & add that firm to your complaint as Defendants. Until these criminals go to jail & become the Defendant and the pursued, nothing is going to change in attitudes.

“Our national indebtedness to the private Federal Reserve System is the most vicious form ofhuman bondage, servitude and slavery ever known in the history of the human race.”[20] Let usend this bondage to this criminal cartel and recapture our God-given right to be free men again.Our future can either be doom or the dawn of a new era. And this future is in the hands of theAmerican people. We have so little time left. Let us act before it is too late.__________________________________THE NATIONAL DEBT IS ILLEGALAND THEREFORE SHOULD BE UNCOLLECTIBLE BECAUSE...

Power tends to corrupt, and absolute power corrupts absolutely.—LORD ACTON

For centuries mankind has been exploited, plundered, coerced, robbed, murdered, tortured andforced into wars and servitude by his greatest natural enemy, GOVERNMENT. The bondage whichhas characterized the lives of most people throughout history has been one of famine, poverty,oppression and tyranny. On the other hand, the rulers have always occupied the highest level ofattainment which that particular society could offer. They ordered and the people obeyed. Theytaxed and the people paid. They raised armies and the people marched. Mankind has generallybeen governed without reason or restraint while the ruling classes secured their positions ofexploitation by making themselves as exempt from their own rules and regulations as possible.

"What is needed is not foundation tax reform, but the abolition of this baronial system of kinglyexemption for the rulers—the abolition of our corrupt privately-owned money system, e.g., the Federal Reserve Bank and its sister in sin the 16th Amendment (the Income Tax Amendment) which has led the nation into its present quandry and quagmire of financial and related chaos.

We are now illegally under a world government setup ruled by a motley group of monetary cannibals within the United Nations and their allies in high government posts. We are already functioning under a world constitution wherein the vast majority of individuals who vote within the world government headquarters in the United Nations are appointed. There are still people who wonder why people with wealth and position would do such things. It is precisely those withmoney and power who would do such things."

The wretched sordidness of government at all levels will never be corrected until Americans cease to regard government as a sacred institution capable of solving problems. It can solve nothing. It merely creates them. This nation has already been sold out—only a facade remains. All this was accomplished by political prostitutes who sold America out for privilege, power and plunder.

We are now moving into the final stage of this centuries-old plan for world domination. The samescript has been repeated wherever seizure of power was obtained. The prize—the United States—is still not 100 per cent within their grasp, but with each new repressive measure passed bya supine Congress, their goal of total domination comes ever closer.Will our enemies, the insider manipulators and their puppet legislative bodies succeed in throwing this great nation into the horrors of bloody revolution and total government control (Socialism),[9]

It is up to the American people. If they do nothing but mutely accept the horrors which lie ahead,they have cast their vote. What is your decision ?

"Can anyone doubt that those in “our” government are administering it for their own benefit. It is aconspiratorial government because they dare not reveal to the public what they are doing. The one worldconcept is at the heart of the conspiracy of this arrogant, criminal money mafia who haveselected themselves as the anointed supermen who will rule the destinies of all the inhabitants on earth. National, state and local governments have totally abandoned any idea of representing the American people and have completely capitulated to the money mob. The average decentAmerican is not only surrounded by enemies on every continent, but his own government is responsible for putting us in our present balance of terror. These “representatives,” whethernational, state, local or appointed, have become so degenerately corrupt that they should be regarded by all sane men as the most dangerous and predatory threat on earth today.In 1962 the American Legion of California investigated the CFR and declared it to be subversive

"The plunderers (government) have always regarded themselves with an especially high degree of admiration, and like most ruling classes, possess a form of megalomania. The citizen-victim has always been regarded as fair game for exploitation and as governments get larger, they become more arrogant, corrupt and tyrannical. Even without theruthless insider criminal-elite who have selected themselves to be our planet’s helmsmen, government is a woeful product of history. By adding the pan-globalists’ plot to centralize all the world’s assets under their fanatical control, itbecomes a situation so grotesque that it almost defies belief. Secrecy has always been the chief weapon of the criminal plotters and the absurdly anti-intellectual, allegedly humanitarian propaganda their method. Whenever a new plot waslaunched upon the American people the true purposes were never revealed. Instead the exact opposite of their actualintent was usually ballyhooed. This is how the idea of an income tax was thrust upon the American people. The Insiders were planning to soon launch their central bank so an agency would be needed to collect the vast sums ofmoney they planned to eventually confiscate from the taxpayers. This money would then be used to pay interest and redemption costs of the bonds which were to be exchanged for their private-brand currency. The pitch used to softenhearts, however, was that “poor government” needed additional revenues.

"The same situation persists today. Not only are we confronted with the outrage of the private issuance of money by the octopus Federal Reserve Bank, but we face the further privateering engaged in by commercial banks which literally create money out of nothing. When Mr. Average Citizen wants to borrow money from a bank, he is usually given a credit to his account. This is merely a bookkeeping entry by the bank and does not represent actual money."

(Reuters) – A former home appraiser will receive $14.5 million as part of a whistleblower lawsuit that accused subprime lender Countrywide Financial of inflating appraisals on government-insured loans, his attorneys said Tuesday. Kyle Lagow’s lawsuit sparked an investigation that culminated in a $1 billion settlement announced in February between Bank of America Corp (BAC.N) and the U.S. Justice Department over allegations of mortgage fraud at Countrywide, his attorneys said in a news release. Bank of America bought Countrywide in 2008. Lagow’s suit was one of five whistleblower complaints that were folded into the $25 billion national mortgage settlement that state and federal officials reached with Bank of America and four other lenders this year. His suit was unsealed in February, but the amount of his settlement had not been disclosed. Gregory Mackler, a whistleblower who challenged Bank of America’s handling of the government’s HAMP mortgage modification program, has also finalized a settlement, said Shayne Stevenson, an attorney with the Hagens Berman law firm, which represented both whistleblowers. Stevenson declined to comment on Mackler’s settlement amount. The complaints were brought under a whistleblower provision in the U.S. False Claims Act, which allows private individuals with knowledge of wrongdoing to bring suits on behalf of the government and share in the proceeds of any settlement. Both Lagow and Mackler lost their jobs after raising concerns about practices at their companies and faced difficult times awaiting settlements, Stevenson said. Lagow, who worked in a Countrywide appraisal unit, filed his suit in 2009; Mackler, who worked at a firm called Urban Lending Solutions, brought his case in 2011. “These guys are inspirational,” Stevenson said. “They both did the right thing. They should inspire other people to come forward.” Bank of America declined to comment. A spokesman for the U.S. Attorney’s Office in the Eastern District of New York, which handled the Bank of America settlement, also declined to comment.

There are indications that the [unexpected military actions] that will [soooo upset/anger/infuriate] the [populace/usofa] are now being moved up by (7/seven to 9/nine days) from the end of June time frame discussed in the ticks in time... article.

If so, then we can expect [officialdom] to be [pimping] their [lying 'experts'] starting on or about June 20th. The forecasts for the [unexpected military events] have a few sub sets that pointed to [corruption (being forced)] onto the [populace/usa] by [lying experts/authorities]. The issue arising within these data sets has always been the [unending river of lies (from officialdom)] that will run smack into a [gathering wall of disbelief] from the [populace/usofa]. From our (populace's) view point it will seem as though the [officialdom] is [trotting out magicians and sorcerers in great numbers]...

The data has maintained that the [officialdom (at all levels including congress, and paid shills, and civil authorities)] will be [lying their faces off] over this period as they [deliberately], and perhaps more importantly, [desperately] try to [conceal/hide information] that is [vital] to [health and life] of the [populace].

While much of the [initial anger] from the [populace] has to do with [closed doors] and [not welcome here] forms of [hidden officialdom meetings], the data sets have suggested it will be the [actual destruction of documents] that will [ignite the fury]. This area refers back to the [damaged documents] section in the last Shape report of 2011.

As they (officialdom) are providing certain hints to those semioticians with adequate vision that schedules for their NWO are in a state of flux, it now does appear that they (tptb) have [decided] to [employ treachery/(unleashing deceit)] in [bringing to ruin] the [person provided with preferential status]. Hmmmm...yo, sheeit's on fire.

The 'good news' in all of this is that the same data sets are pointing to the [rapid rise] in [precious metals prices], especially [silver] as being temporally ahead of, and to a certain extent, [putting pressures on officialdom].

So, one way to consider this information is that a rapid and steady rise in the price of silver will be leading the way (pressuring?) to officialdom [breaking down] as it [over-reacts] and [demonstrates desperation]. Here at HPH we are watching the flow of currencies into precious metals over these next 14/fourteen days as an indicator that the [unexpected military events] will be [accelerated] in their [timing]. Look to the language coming out of the CFR for other hints as we go forward into June and the Summer of (actual) Change.

###

copyright by clif high, all rights reserved. no use allowed without attribution. if you plan to give me shit for this later, at least read for content so we can debate what i have actually written here.

The 'good news' in all of this is that the same data sets are pointing to the [rapid rise] in [precious metals prices], especially [silver] as being temporally ahead of, and to a certain extent, [putting pressures on officialdom].___________________________

No rise in metals for the past 8 months or so. Silver was down 3.5% just today & gold is down from their highs too. The metals still have not hit their lows yet. We are in a deflationary process & have been for a while. Interest rates are at historic lows. The stock market is down from their highs, real estate values are really down since 2007, most things are down and are still going down with the exception of food and some commodities and rental rates to rent a home. On the whole, prices are down because we are so leveraged all around the world. A deflationary period precedes the hyper inflation you speak of. We're not there yet.

Everything they do is wrong because it goes against the laws of nature.

The true price of gold is determined by the free market not by arbitrary numbers made up by the legislators:

http://iamthewitness.com/books/The-M...erica-1971.pdf

Gold has always been an integral part of this fractional reserve system of swindling the public, and it continues to be the cornerstone on which the money pool has built its international fiscal empire. The control of the money mob has been so absolute that they have been able to convince Congress to (a) go on the gold standard when it was advantageous to the manipulators, and to (b) reject the gold standard when it was in their interest. They also have been able to get their puppet legislators to put a dollar value on an ounce of gold. How did Congress arrive at this figure ? Value does not exist in the abstract. It depends on free market exchange and should follow the law of supply and demand. People will then determine what price, (value) they attach to a given product. Yet our Congress has attempted to regulate the value of this commodity by setting it first at $22.00 an ounce and later raising it to $35.00. A pegged gold price insured lack of fluctuation in the international markets. And this is the purpose behind the manipulation.

Lysander Spooner:

The only important part of this provision is that which says that "the Congress shall have power to coin money, [and] regulate the value thereof."

That part about regulating the value of foreign coins-- if anyone can tell how Congress can regulate it-- is of no appreciable importance to anybody; for the coins will circulate, or not, as men may, or may not, choose to buy and sell them as money, and at such value as they will bear in free and open market, --- that is, in competition with all other coins, and all other money. This is their only true and natural market value; and there is no occasion for Congress to do anything in regard to them.

"Somebody cannot manage to have medicines for his dying wife and he steals. You cannot call him a criminal. In fact, the society is criminal which does not make arrangements for a dying wife. That man is simply breaking the rule of a criminal society. But he will be called criminal, because the society owns the courts, the judges, the law, the constitution, everything.

Most of the criminals are created by situations. Most of the politicians are created by their own ambition. Hence they are the most dangerous people in the world. And if the world wants to be at peace, politicians should disappear entirely from this planet. And once they disappear, criminals will disappear without much effort. They are simply shadows of the politicians. The politicians have created a society which is basically criminal.

Anybody who can be a good pretender, a hypocrite, will become your leader politically, will become your priest religiously. All that he needs is hypocrisy, all that he needs is cunningness, all that he needs is a facade to hide behind. Your politicians live double lives, your priests live double lives--one from the front door, the other from the back door. And the back-door life is their real life. Those front-door smiles are just false, those faces looking so innocent are just cultivated. If you want to see the reality of the politician you will have to see him from his back door. There he is in his nudity, as he is, and so is the priest. These two kinds of cunning people have dominated humanity. And they found out very early on that if you want to dominate humanity, make it weak, make it feel guilty, make it feel unworthy. Destroy its dignity, take all glory away from it, humiliate it. And they have found such subtle ways of humiliation that they don't come in the picture at all; they leave it to you to humiliate yourself, to destroy yourself. They have taught you a kind of slow suicide.

Osho The White Lotus Chapter 10Commentary:

Do you recognize this man? [image omitted] All but the most innocent and sincere of us have a politician lurking somewhere in our minds. In fact, the mind is political. Its very nature is to plan and scheme and try to manipulate situations and people so that it can get what it wants. Here, the mind is represented by the snake, covered with clouds and "speaking with a forked tongue". But the important thing to realize about this card is that both faces are false. The sweet, innocent, "trust me" face is a mask, and the evil, toxic, "I'll have my way with you" face is a mask, too. Politicians don't have real faces. The whole game is a lie. Take a good look at yourself to see if you have been playing this game. What you see might be painful, but not as painful as continuing to play. It doesn't serve anybody's interest in the end, least of all yours. Whatever you might achieve in this way will just turn to dust in your hands.

It has begun...Greeks pull $1 billion out of banks and stock up on food prior to destiny-shifting election

June 13, 2012 – ATHENS - Greeks pulled their cash out of the banks and stocked up with food ahead of a cliffhanger election on Sunday that many fear will result in the country being forced out of the euro. Bankers said up to 800 million euros ($1 billion) were leaving major banks daily and retailers said some of the money was being used to buy pasta and canned goods, as fears of returning to the drachma were fanned by rumors that a radical leftist leader may win the election...

Mr. Dimon of Chase Bank testified today to a Senate hearing panel on his 2-4 billion dollar loss recently by his bank. Mr. Dimon says that Chase Bank can loan 5 billion dollars on a moments notice. Course I don't think Chase Bank wants to lend any money to Greece, but if the Greece banks are losing 1 billion each day in liquidity, due to panic, you can expect some banks to go under there this month and probably a ripple effect elsewhere.

Chase Bank has about 127 billion in liquidity and about 3.2 trillion in assets and they are the biggest bank in the U.S. now I believe & even one of the biggest international banks now.

The hearings were a joke, as the US government loses about a billion/day just in more interest that they owe. Who oversees the US government & puts them on the hot seat on their financial blunders & wreckless spending & losses?

2 billion is nothing for a loss for a quarter, when the US government does that in a day or two straddling us for more debt to pay.

No one is talking this debt owed seriously. What's funny is that the biggest hypocrites are sitting in judgment on Mr. Dimon, not that I like him a whole lot either.

according to a site link from clif high/webbots www.halfpasthuman.com, a planetary killshot may be coming soon, evidenced by the PTB's seeming inaction on a variety of current problems such as fukushima and currrency problems to middle east hotspots. they may be doing nothing because they know that the game is up soon and that it wont matter what they do, the RV notwithstanding, perhaps thats why theres no rush to RV, if it happens at all. this must now be seriously considered with release of this new information.

also, be sure to check out clifs latest audio report dated jun, 16 and also the sight, www.farsight.org for more info....here is the written basis for clifs audio on his website.SpeculationPredicting any event on a single timeline may involve (1) using remote viewing to examine alternate timelines to check for unusual events, and (2) looking for clues in a given present to see if anything that is currently happening suggests that the future events perceived in the alternate timelines might be possible for our most likely future. Thus, if the above results are indeed correct for the two specified timelines (Timelines A and B), then it is natural to ask if the results are relevant for our most likely future timeline. Since it seems likely that major governments would be aware in advance of most near term global threats, then it also seems likely that they would take some actions that would reflect their anticipation of those events. These actions would likely not be explained to the masses to avoid panic. Below is a list of largely anomalous governmental actions that may indicate an awareness of a near term global threat that is suggested by these remote-viewing data. Again, these are only speculations, none of which "prove" anything. But considered collectively, they are exceptionally odd.1.The U.S. Space Shuttle will launch its last mission in mid-2011. At that time, NASA is entirely abandoning its government-funded manned spaceflight program. Given the investment that the U.S. has made in launching humans into space since the 1960s, this is odd, especially since private efforts to launch humans into space are years away, and currently unproven. It is as if the government does not anticipate being able to launch humans into space in the near future for reasons not currently stated.2. The Svalbard Global Seed Vault is being sealed in 2011. This will allow the world to restart agriculture given a global catastrophe. The United Nations formally inspected the facility, which might seem odd for a Norwegian project. The timing of this project seems like a strange coincidence.3. U.S. and global debt. It is as if various governments are not expecting to have to pay back their debts, perhaps anticipating a global economic reset due to reasons not currently stated.

4. The devaluing of the U.S. dollar seems to be a trend that will stay. Moody, Standard and Poor, and Fitch have announced that they may be devaluing the rating of U.S. Treasury bonds (see NY Times article, 15 March 2010, as well as the editorial on 20 March 2010), and there have been discussions within the United Nations of the International Monetary Fund phasing out its dependency on the U.S. dollar. The governments seem to be acting as if the U.S. dollar will be replaced as the global currency.5. Digging, digging is everywhere. The U.S. has no nuclear enemies, yet it is digging huge underground facilities in inhospitable regions difficult for the masses to reach. Why? On the other hand, the Chinese tend to think collectively, and China is digging extraordinary subway complexes under most of its major cities in a crash program that seems odd in terms of timing and scope. See, for example, the NY Times article by Keith Bradsher, 27 March 2009. Subways are, of course, conveniently located underground tunnels, and such tunnels could house millions of people in an emergency. Russia announced in 2011 that it is adding 5,000 new nuclear bomb shelters in Moscow, enabling it to protect all of Moscow's residents. The program is to be rushed so that it is finished in 2012. Why? Russia has no nuclear enemies. Russia's new subway systems have also been placed deeper than needed so that they can be used as deep emergency shelters. Again, why? Why all these preparations, and why the rush?

6. NASA is now predicting that the Sun may generate unprecedented solar storms for a lengthy period in 2012-13. We cannot accurately predict Earth's normal weather a week in advance, and it is by no means clear how NASA can do this with respect unprecedented weather on the Sun years in advance. They are saying that we are more dependent on vulnerable computer technology now. But we had similar dependencies in 2001 and 1990 when previous 11-year solar cycles hit. What is different about the current cycle? Some might suggest that NASA is acting as if it has some extra information that is not currently stated.

1. The Greek Elections: The bankers needed a swift control of the Greek economy and government to continue the Ponzi scheme. They did not get it. Instead, the election was a draw which puts Greece without a government for several months while the delegates fight out who is on top., In the meantime, back at the ranch, this is by anybody's definition, a major credit event for Greece (a default) such that the derivatives must begin paying off; just what the bankers feared. They feared it because they don't have the money to pay off nor any more excuses as to why they are not required to pay off. So, in poker terms, CALL! Either the trillions of dollars worth of derivatives have value or they don't.

2. Drake says that the Bank of International Settlements (PIS) has been liened and is prevented from doing business for the next 90 days. CALL! If true, this is a death blow to the global Central banks and if untrue, a deathblow to Drake.

3. Drake Stirs the Pot. Drake gave the career military officers notice Saturday to perform the mass arrests by Monday or the Career military will no longer have a career. CALL! The military must either support the Constitution or put the U.S. under Marshall law in support of the Cabal.

4. The ET Ultimatum. According to Drake, an ultimatum was given to the Cabal to surrender by Thursday, June 21st, or else the ET's , militia and citizens will begin the killing of the Cabal, their minions and organizations that are usurping the constitution. CALL! Congress and DAS Homeland have to put up or shut up. No more time to stall or bluff. It is come to Jesus time - you either believe or you are going to hell.

2. "Drake says that the Bank of International Settlements (PIS) has been liened and is prevented from doing business for the next 90 days. CALL! If true, this is a death blow to the global Central banks and if untrue, a deathblow to Drake.

Whoever ever heard that a lien stops a bank from going on with their normal business, like the BIS? Much less a prohibition for 90 days? LOL And Greece did have the conservatives win the election so it's austerity and more debt, and more concessions from the people and probably more taxation, lower wages etc. which is what the bankers wanted. So the can is kicked farther down the road to prevent disaster anytime soon in Greece.Where are you getting your ill informed information? None of it's true. If Greece was going to reject the EURO or repudiate the debt, don't you think the markets would be in commotion today? They are not.

The meeting for surrender is scheduled for 21st June, so how can they "the cabal" surrender before﻿ then or face the consequences of extinction like a spark? LOL Doesn't add up.

"Drake" looks like a cross between Santa Claus, and a fat red-neck cowboy with his long white beard and sun glasses. He believes that "chem trails" that come from planes are for the purpose of controlling the weather. Still others believe they are there to poison the people & the environment. And others believe some other sort of evil plot or just don't know.

I know you shouldn't judge by appearance, but everyone does is the reality, but through appearance alone, he has no credibility.

And let's not forget the other two characters Buford Fulford (come on that's not his real name) & side-kick, who look like they both came from a Jerry Springer show.

How can you take any of these jokers and comics seriously on any subject with their ridiculous edicts and predictions?

This lady couldn't have worn a nice blouse to speak? She believes her own nonsense. She wears a "wife beater" shirt? Is that what you call these type of immodest T-shirts? Can you imagine someone on CNN wearing something like that? Yea, that would go over real well, wouldn't it? LOL

Global financial crisis is caused by autonomous, self-aware and self-evolving artificial intelligence systems embedded in G5 banking computers. The illiquidity crisis is now beyond human control unless all networked corporate computer systems are switched off, scrubbed and junked.This is more than high frequency trading algorithms and computer-only-understood derivatives. Machine intelligence has been allowed to take over and consciously control the G5 Western banking cartel.

The Bank of England, the US Federal Reserve System, and the Bank for International Settlements (Basle, Switzerland) are symbiotically interlinked in a parasitic network of machine-money blood-sucking.

The financial result is fundamentally injurious to human well-being. The bankers have supplanted the politicians. The Western democratic deficit is complete.

Unpayable debt is being machine-piled upon unpayable debt. Funny number inaccessible screen accounts are accumulating exponentially. The numbers involved - quads and quints, and quads times quints - bear no relation to any real-world underlying assets. Invisible Ponzi scams are endemic.

MJ12 (Majestic 12) might just be right on this issue. The problem may have started with an undetected executive overlap between a negative on-planet alien intelligence and early Microsoft back door source codes.

But should we be wary of the MJ12 output? Most of it is said to be deep disinformation aimed at obfuscating covert operations at security clearance levels well above that of the US President and other Heads of State.

Stanton Friedman found that of the Majestic 12 documents he analysed, only four were genuine. Over one hundred others were phony. His comments are recorded on pages 57-60 and 73-74 of the April/May 2012 edition of Nexus magazine.

"The Ultimate Computer" is a season two episode of Star Trek: The Original Series, first broadcast on March 8, 1968 and repeated June 28, 1968. It is episode #53, production #53, written by D.C. Fontana, based on a story by Laurence N. Wolf and directed by John Meredyth Lucas.

Overview: A skeleton Enterprise crew are assigned to test a revolutionary computer system that is given total control of the ship

On stardate 4729.4, the Enterprise is summoned to a space station without explanation. Commodore Wesley, commanding a group of starships from the USS Lexington, explains that the Enterprise will be a test vessel for a revolutionary tactical and control computer called the "M-5 Multitronic System," designed by the brilliant Dr. Richard Daystrom (who'd also invented the currently used computer systems). The M-5 will handle all ship functions without human assistance. While Captain Kirk and Chief Medical Officer Dr. McCoy are unhappy about the test, Science Officer Spock is impressed with M-5. Kirk learns that four earlier prototypes were unsuccessful, giving him further doubts.

At first M-5 works well, performing ship functions more quickly and efficiently than a living crew. Later, M-5 exhibits quirks such as turning off power and life support to unoccupied parts of the ship. It draws increased power for unknown reasons. Daystrom maintains M-5 is working properly.

In a drill, M-5 defends the Enterprise against mock attacks from starships Excalibur and Lexington. The Enterprise is declared the victor, prompting Commodore Wesley to call Kirk "Captain Dunsel." Spock explains the term is used by midshipmen at Starfleet Academy to describe a part serving no useful purpose. Kirk is visibly shaken by this.

Soon after, M-5 detects the Woden, an unmanned freighter that is not part of the test, and attacks with real weapons, destroying it. Kirk orders M-5 taken offline, but Daystrom continues to believe it is working correctly, and refuses. Kirk tries to disconnect M-5, but discovers it is protecting itself with a force field. Chief Engineer Scott assigns Ensign Harper, a technician, to unplug the main connection, but the crewman is killed in the process. Spock and Scott desperately attempt a manual override, but they discover M-5 has bypassed its power source and now draws energy directly from the ship's warp engines. Daystrom persistently defends M-5 and refuses to disconnect it.

Spock questions Daystrom on his computer design. Daystrom reveals he has programmed human engrams into M-5. Pressed further, Daystrom admits the engrams he used were his own, meaning M-5 thinks similarly to Daystrom himself. With increased stress and anger, Daystrom appears unstable. M-5 now shows similar instability. An attempt by the Enterprise crew to isolate M-5 from the ship fails, as they are duped by a decoy.

Meanwhile the other ships in the test continue unaware of the problems with the Enterprise. Next follows a war game against Federation starships Lexington, Potemkin, Excalibur, and Hood. M-5 detects the ships, but does not treat them as part of the trial, instead firing on them with full-strength weapons. Daystrom states the M-5 is programmed to preserve itself by any means. Although surprised by M-5's actions, Daystrom simply views them as mistakes made by a learning "child." An angry Kirk asserts these "mistakes" are costing lives, and the computer must be shut down.

The crew watches as M-5 pounds the other ships relentlessly. The Enterprise fires on the Lexington, killing 53, then completely cripples the Excalibur - killing all aboard her and leaving her to drift in space. From the Lexington, Commodore Wesley contacts Starfleet Command for permission to destroy the Enterprise. Since M-5 has disabled communications, Kirk is unable to contact Commodore Wesley and explain what is happening. Kirk demands that Daystrom act, but the scientist will not accept M-5 as another failure. He rambles about proving his worth and curses colleagues taking credit for his work. McCoy sees a psychotic episode coming, and warns Kirk the scientist is becoming delusional.

Kirk has Daystrom taken to sickbay after Spock fells him with a Vulcan nerve pinch. Kirk then talks to M-5 to see whether he can persuade it to stop the attacks. The M-5 acknowledges Kirk, who asks M-5 what its purpose is. M-5 responds "To save men from the dangerous activities of space exploration." Kirk rejoins that it just acted contrary to its purpose by killing people. M-5 recognizes the penalty for murder is death, so it shuts itself down. In so doing, it cripples the Enterprise, setting the ship adrift.

Having permission from Starfleet, the other Federation ships now close on the Enterprise to destroy it. While Scotty frantically attempts to regain control of the ship, Kirk decides to let the ship drift with shields down, hoping that Commodore Wesley will realize what the situation is aboard the Enterprise. The gamble pays off as the Commodore orders his ships to stand down at the last moment.

McCoy says that Daystrom will be committed to a rehabilitation center. Kirk explains that he knew that Bob Wesley would not fire, because he gambled on his humanity. McCoy pointedly comments that compassion is something computers lack. Spock responds that machines are more efficient than human beings: not better. He then dryly remarks that if McCoy's engrams were impressed in a computer, the resulting torrential flood of illogic would be most entertaining.

gives quite a bit of background into the origination of current computer financial trading programs, and why the system cannot continue. The paragraphs that struck me most were these:"What we have here is a case of an ancient con trick carried out on a nation state scale. The original con was very simple, a banker would open a safe and show some gold to a customer and sell him the gold. He would then tell the person it was safer to keep the gold in the bank and give him a depository receipt. This banker would then sell the gold again. The rule of thumb was that as long as you only sold the gold ten times, then whenever there was a panic and some people asked for their physical gold, then you would have enough on hand to reassure everybody their gold was safe. That is the origin of the BIS capital to asset adequacy ratios."[In the USA], they reduced their peoples to drudgery and slavery to continue to extract more money from them and pay their debts to the Asians. That is why, according to a member of the Rockefeller family, that in 1934, when the United States of America Corporation went bankrupt, they pledged the slave labour of American citizens as collateral. Since that time, whenever an American is born, they are issued with a social security number and a $300,000 bonds is issued using their lifetime of slave labour as collateral."Highlights· Empirical evidence proves the current financial crisis has been caused by an artificial intelligence... born out of a monetary system that was not based in reality but was parasitical on reality.· That is why most trading on today’s financial markets is carried out by computers and not humans.· Well, reality has struck back and dealt a fatal blow to the money matrix known to some as Satan.· ...the people of the planet... are no longer paying homage to the financial beast that Wall Street and the City of London... [and] their Vatican brain-washers and Washington D.C. bully boys have morphed into.· ...the rogue A.I. as we think of it in modern terms can be traced very clearly to the computers at the Federal Reserve Board, the [BIS] and other financial institutions that used the fiat system...· The stories of millions of tons of gold sitting in caves... may be true but so far..., it appears we are dealing mostly with stories.· What we have here is a case of an ancient con trick carried out on a nation state scale... you only sold the gold ten times... whenever there was a panic and some people asked for their physical gold, then you would have enough on hand to reassure everybody their gold was safe.· This scam was carried out on a vast scale by Western central bankers using gold owned by Asian kings... if the case of Lord Blackheath is correct, they sold the same gold 1,000 times.· Now the Asians are asking for their physical gold... and the bankers are no longer able to bully them... This is the true origin of the “financial crisis.”· Some fiat money, such as the Canadian dollar does have value because it is backed by the natural resources of Canada... this has not been the case with the United States nor with Europe...· ...according to a member of the Rockefeller family,... in 1934, when the [USA] Corporation went bankrupt, they pledged the slave labour of American citizens as collateral.·

...to...keep the financial house of cards from collapsing led to... computer trading programs... designed to make money [they] have greed and self-expansion at the very core of their operating systems.· ...reality is always going to win in the end... virtual reality cannot survive without a physical base.· peoples who have physical trade surpluses and large stashes of physical commodities like gold and silver are winning the financial war.· All the Asians are asking for in exchange for an end to the financial war, is an end to fraud.---------------------------------------------------------------------------The battle has been against an artificial intelligence and its human slavesBenjamin Fulford, June 18, 2012As the old cliché goes, sometimes truth is stranger than fiction. Empirical evidence proves the current financial crisis has been caused by an artificial intelligence. This artificial intelligence was born out of a monetary system that was not based in reality but was parasitical on reality.That is why most trading on today’s financial markets is carried out by computers and not humans. That is why they are trying to remove all hum

---------------------------------------------------------------------------The battle has been against an artificial intelligence and its human slavesBenjamin Fulford, June 18, 2012As the old cliché goes, sometimes truth is stranger than fiction. Empirical evidence proves the current financial crisis has been caused by an artificial intelligence. This artificial intelligence was born out of a monetary system that was not based in reality but was parasitical on reality.That is why most trading on today’s financial markets is carried out by computers and not humans. That is why they are trying to remove all human traders from the Chicago Mercantile Exchange. That is why the small human elite still living an astronomically rich life have been promoting the use of killer drones to replace human soldiers who are no longer obeying orders. That is also why so many youth reduced to slavery and drudgery by the elite are escaping into virtual reality.Well, reality has struck back and dealt a fatal blow to the money matrix known to some as Satan.As mentioned before, the intense media and even internet coverage of the “financial crisis,” or the “European crisis,” has consistently ignored the elephant in the living room. What has happened is that the people of the planet who make real things in the real world are no longer paying homage to the financial beast that Wall Street and the City of London, together with their Vatican brain-washers and Washington D.C. bully boys have morphed into.Some people, like the self-described gnostic illuminati and exorcists within the Vatican have said an epic battle against Satan has been raging for millennia.

Money is anything people will accept as money; however, everyone has been misled to believe that the pieces of paper (or coins) their wallet is money when in fact they are obligations (debt) belonging to the U.S government. We are not obligated to repay money WE did not borrow.

Here's an excerpt from the book Money Manipulators by June Grim :

"The United States has a medium of exchange which might be called circulating debts. Federal Reserve Notes are not money : they are obligations of the United States Government (12 U.S.C. 411). "The said notes shall be obligations of the United States and shall be redeemable by the nationaland member banks and Federal Reserve Banks for all taxes, customs and other public dues. They shall be redeemed in lawful money on demand ..." If they are to be redeemed in lawful money, we must assume that they are not lawful money. But we know that they aren't money at all, butobligations or debts, backed up by the ability of the American taxpayer to continue to finance this crime. "Not one dollar can be put into circulation without the consent and on terms fixed by these twelve money trusts."[10]

When we forced to accept debt notes as money, we are not only deceived as to what money is, but we become slaves to the money lenders. Money is NOT debt. Money is property and your labor is YOUR property.

There is no money in circulation anywhere in the world today. It's all debt obligations owed to the bankers.

We will never go back to the gold standard because it competes with paper money. It has to be one or the other, not both, because people will eventually catch on to the fact that FRNS (or any paper money) is junk!

IF you are one of the 95% of home owners who's bank SOLD their note, there is a good chance you can get your home at no cost to the bank, ever again.

Matter of fact, some judges are awarding the home owner with back payments returned from the bank.

Why? How can this be true.

It's the law. Federal law.

You see, when you bought your property, the bank took your note and added it to many more notes, and then sold it to Wall Street. This is called Securitization of the note.

When a note becomes Securitized, it becomes a stock, which is governed by the SEC ( Securities and Exchange Commission ).

Now here's the killer . . . since it is now a stock, it can NO LONGER be a note; as in like the note your bank is collecting your payments on.

IF the bank PRETENDS that it IS STILL a note, this is not legal. Not only is it not legal, it's fraud.

Many people are finding about this FACT, and are taking their banks to the US Courts and winning their homes from the banks.

You see, the banks were PAID OFF on the note, when they sold it to Wall Street. They have also collected funds in a couple of other methods, so your note has been paid in full. It is no longer a debt. It is no longer collectable. It is no longer a legal obligation that you have to pay off over 20 or 30 years.

Doubt my words? I can prove it all to you.

Not only that, but I can put you in touch with people who are DOING this right now, or have DONE it successfully in the past.

Freewill is the ability to say NO. If you cannot say NO to Federal Reserve Notes, to W4's, W2's, SSNs, etc., then you have no FREEWILL.

Stan Tenen (meru.org):

"...Here's the Hebrew word for negativity: Satan--the expression of being bound [constricted] forever. All it means is that you have lost your freewill. That's all that word [Satan] means is to have your freewill taken from you. It's the worst punishment to a creature that previously had freewill, is to take it away. The gift given at Eden is withdrawn."

You can keep your court case going indefinitely. The question is do you have the time and energy and resources to keep it going indefinitely?_________________________________

I don't think that argument (note was turned into a stock) is the most effective argument, or even the best remedy to argue.

I'm just saying it's a fact that is not often discussed.

The question really is, how many times does the bank need or ought to be paid on the alleged obligation? Can the bank argue that they deserve to be paid many times over because in reality that's what they expect, and that's what happens in the process in most cases.

The best remedy I believe is EFT'ing the debt as HJR 192 gives you the remedy to discharge every governmental/corporate debt. The bank gets credit for the EFT, and the obligation should be discharged & also recognized by the court & the bank, as the laws favor that argument. It's a difficult argument for the banks to overcome with the paper trail you create. And sometimes you won't even have to go to court to defend your process. Sure they will lie & deceive and use every trick in the book to make you think you have failed and many will even be too scared to go for it, but the many testimonies of success are un-mistakeable and clear. It doesn't have to be a long drawn out battle that exhausts the soul in all cases. I had one success myself, all done in less than 7 days against Citibank.

If you are not prepared to fight for your rights, than just sit in the corner and die. What's the alternative?

And there are many published victories of court cases in favor of the Defendant/borrower. I've already published them in past posts.

Your goal should be to PREVENT (not stop) any and all paperwork from being sent to the sheriff.__________________________

Certainly you don't want to be fighting at that point where you are fighting the clock & time is your worst nightmare & expect a resolution & start your dispute at that point, but even at that point, you can still issue an EFT, which in essence discharges the debt, and if the bank has a sale after the debt is discharged, than you'll make more money on a Title 42 Civil against against the bank, so it doesn't have to be all bad, even if you started the fight at a late stage & even if you had to rent for a time. There are successes even stopping the sale the day of the sale.

If the court orders a sale, and you haven't been given a trial by jury, then your constitutional rights have been violated, and all of these people have sworn an oath to defend the constitution. The constitution, trumps statutes or even State law which gives them the justification to take your house. At that point, even the Sheriff is complicit and a co-conspirator in stealing your home by theft. Don't expect to control these people, but if they violate your rights, than have no mercy on them. Make them pay.

If needed, make the Sheriff & the Sheriff's office a Defendant in your Title 42 suit. Prove to the sheriff the debt is discharged, and the court order of the sale is unlawful. If he fails to heed your warning he is complicit, and who cares what the Sheriff does or thinks. Stand your ground. And if he arrests you, MORE MONEY TO YOU ONCE YOUR CASE IS SETTLED. You will own him, the sheriff's office, and the court, and you'll have all of the players fired from their jobs and their bonds revoked. Hey even in adversity comes some of the sweetest blessings. What you perceive as the worst thing that ever happened, could be turned into the best thing that ever happened.

This is why most followers of the Dorean Group have fled, and have concluded it was a failed process.

It's not a failed process. Rights were violated, homes were taken by theft by deception. Payback is a bitch. Payback is coming irregardless of what the masses say. It keeps a smile on my face just thinking about it.

Most banks ignore HJR192 arguments- instead they hire a lawyer who may or may not take the case to court, depending on where you live.________________________________

You don't need the court to acknowledge HJR 192 to win. I just mentioned that as a basis for the process so you can understand that you aren't doing something illegal. There are plenty of laws to support what you are doing to enforce your victory.

If the bank got credits to their account, as evidenced by the markings on the EFT, then are they going to argue that you still owe the debt? Since the bank in most cases doesn't return the EFT as required by law, THIS IS ACCEPTANCE. ACCEPTANCE IS DISCHARGE. DISCHARGE MEANS THE DEBT IS SETTLED. If the debt is settled, should the bank get paid again, by foreclosing & selling your house for more consideration & more unjust enrichment?

If the EFT is refused, this is also discharge according to the UCC.

The banks have time requirements to process these EFT's. Must be done within 24 hours. Once it's processed, the law says that this is acceptance.

Acceptance is discharge, rejection of the instrument is discharged. Heads I win, tails the bank loses. It sucks to be a bank & have to follow the law & then argue that the law is not applicable.

The courts know very well what the banks are doing.________________________________

I'm not so sure that is true in all cases. Maybe the Judges are just as ignorant as average Joe blow. Judges do what they are told by their superiors. I'm not so sure that a lot of these Judges really understand many things. Many of them don't even understand many of the laws, they are just a referee, it's the obligation of the pleading party to present their position and why. It is the obligation of the Defendant to argue their case & present laws in their favor. Even Judges could be brainwashed that they have to make mortgage payments in order to keep their house too & probabaly see no other way.

Many law enforcement people are also brainwashed on many issues.

Many people at banks don't even know what's really going on either.

The banks have created a system where it's on a need to know basis what the total truth is. Most of these employees at banks actually believe their stupid position that in all loans, you received something of value from the bank. They haven't dealt into the subject deep enough to really know any better so you have to be real careful in judging that someone really knows what is going on. I think most often, these people are only doing their job, and their job is whatever they are told to do, and they don't even have to understand why.

Question an employee at any business on a stupid rule that they have, and ask them, "why are you required to do that". Usually they will say, because it's company policy. Why is it company policy? See if you get an intelligent answer. Usually you won't. The reasons are immaterial to them.

I'm not so sure that is true in all cases. Maybe the Judges are just as ignorant as average Joe blow. Judges do what they are told by their superiors. __________________________

Well, I am sure it is true in all cases that courts know very well what the banks are doing. A clue that they know is that they refuse to follow their own court rules and Code of Civil Procedures. If they followed it, you would have a chance at due process. Once they start skipping rules and procedures, you are sure to lose.

Even the banks when creating a loan know what they are doing. The rules for creating mortgages are set out in either state (UCC) or federal codes. They know what they are doing and they don't care about the so-called law.

A clue that they know is that they refuse to follow their own court rules and Code of Civil Procedures. If they followed it, you would have a chance at due process. Once they start skipping rules and procedures, you are sure to lose.__________________________________

OK. If that is what is happening as is the case of what happened to the Dorean Group, then you sue the pretenders, lawbreakers, and players for the felonies they have committed on a Title 13 criminal suit because they are not following the rules of civil or criminal procedure:(1) Felony perjury of his oath(2) Dereliction of duty (3) Malfeasance of office(4) Fraud upon the court

We have been misled to believe that these Judges and pretenders, can get away with what they are doing and do whatever they want. They cannot.

We need to become the Plaintiffs, not stay in the mode of being the Defendants.

OK. If that is what is happening as is the case of what happened to the Dorean Group, then you sue the pretenders, lawbreakers, and players for the felonies they have committed on a Title 13 criminal suit because they are not following the rules of civil or criminal procedure:(1) Felony perjury of his oath(2) Dereliction of duty(3) Malfeasance of office(4) Fraud upon the court__________________________

OK Joseph. If you have the talent, time, energy and resources (money) to this,then go for it, because they will skip rules and procedures- that is certain. So you'd better start preparing your lawsuits now.

1. What is your official job title?2. Are you in your official capacity acting right now?3. Do you have a certified copy of your timely filed oath of office?4. Do you have a copy of your good faith surety bond?5. Do you understand what these things are?

In a foreclosure situation:

If they foreclose on you, they have to give you back the promissory note. They can't legally foreclose on you, take the house & keep the note too. The laws say this and is very clear. They can't foreclose on you without giving you a trial by jury, EVEN IN A NONJUDICIAL STATE. If they do, they have violated your constitutional rights. It's done all the time. make them pay for their mistake. The Judge has to sequester the note EVEN BEFORE THE FORECLOSURE JUDGMENT IS ENTERED ON THE RECORD. THEY SELDOM DO THIS. So bingo, you have the Judge by the balls. And the attorney knows this, or should have known this. Squeeze until he faints, passes out & gives you what you want. If not, make them all pay.

Remember after the bank gets a foreclosure judgment, they must basically evict you. The unlawful and detainer action against you IS ONLY FOR RENTERS, NOT FOR OWNERS. IF YOU ARE AN OWNER IN YOUR HOUSE, THE BANK CAN'T LEGALLY EVICT YOU. They are doing this under "color law". STAND YOUR GROUND. DON'T LEAVE YOUR HOUSE. IF THEY EVICT YOU & ARREST YOU, THEY ARE ACTING OUTSIDE THE LAW, ALL THE PRETENDERS THAT MADE THIS HAPPEN. THEN YOU FILE A TITLE 18 OR TITLE 42 ACTION AGAINST ALL OF THEM. MANY OF THE PRETENDERS DON'T KNOW ANY BETTER, THEY ARE JUST DOING THEIR JOB, WHICH THEY HAVE DONE FOR DECADES & DON'T KNOW THE LAW OR DON'T KNOW ANY BETTER. BUT THEY WILL WHEN THEY LOSE. TITLE 18 IS A CRIMINAL SUIT. TITLE 42 IS A CIVIL SUIT.

No bench warrant may issue until Defendant has already been arraigned.

Can't have an arraignment unless you have had a probable cause hearing.

Can't have a probable cause hearing unless the complaint has been signed.

Can't have a summons or warrant or hearing without an affidavit determinant.

The affidavit has to swear that there is an injured party.

If these don't exist, there is no jurisdiction.

Many if not most warrants are bogus on their face.

If the Judge is not acting ministerally or properly where he has an obligation to do so, HE IS ACTING OUTSIDE HIS POWER & OUTSIDE HIS JURISDICTION. IF THIS IS TRUE, AS HE IS VIOLATING THE RULES OF CRIMINAL OR CIVIL PROCEDURE, HE IS NOT IMMUNE TO CRIMINAL SUIT.

Not all courts are valid courts according to the constitution which means the so called administrators, are not real Judges & you are not subject to them. You need to break it down. Find out: Is it a criminal court? Is it a civil court, or is it an administrative court? Administrative courts rely on statutes. Constitutional laws ALWAYS TRUMP ALL STATUTES. Stand on your rights. YOU ARE NOT SUBJECT TO STATUTES, UNLESS YOU WORK FOR THE GOVERNMENT. Put your "affidavit of status" on the court record. Get it signed, notarized, & apostilled so the court knows who they are dealing with. They assume & conclude they are dealing with a fictitious corporation, unless otherwise stated. You inform them, notify them by legal notification & process THEY ARE NOT, so they have no wiggle room. What are the rules that the court operates under? Find out.

You don't need to accept the jurisdiction or the charges if it is an administrative court, as it is just an invite to attend & NOT MANDATORY to attend, regardless of what anyone says, unless you are a government employee. Why would you agree to attend this hearing as it's just a "kangaroo court" to trample over your constitutional rights and the edict is predetermined & they have no jurisdiction over you? If they have no jurisdiction over you, use it for toilet paper to wipe your ass because that's all it's good for. Or give it back to them, & tell them to use it to blow up themselves with a match & enough lighter fluid.

Traffic court is allegedly a criminal court. Fine, demand them to give you the rules of traffic court. If it's a criminal court as they maintain, then those rules apply PERIOD. There must be an injured party who swears under oath in a criminal proceeding. When you were ticketed for not wearing a seat belt or driving without a license or driving without insurance, where is this affidavit determinant? Who is the injured party? No criminal action can be maintained without an injured party. There is enough law to prove this without any benefit of doubt. Is the injured party a corporation? The State is the injured party? A corporation that isn't even a real living soul? Can this corporation come to court to testify against you, this Strawman fiction? Can you exercise your constitutional rights to be faced by your accusors, this make believe entity? Can you question this make believe entity? If the State Prosecutor is pretending to be a representative for this make believe entity, demand power of power of attorney in writing. If the court can't produce this paperwork, then personally sue the State prosecutor for fraud. The Judge knows this affidavit doesn't exist, therefore he can't continue the sham process. Then motion to have the case dismissed for lack of jurisdiction & sham process for that reason alone. Stop the process even before it begins. If your motion isn't granted, then sue all parties under a Title 42 action and Title 18 criminal suit. You see they have already screwed up and you have the proof since you demanded the paperwork & they didn't comply. Agreement through tacit admission or acquiesence by silence or by their default. Make them pay for their glaring mistakes & sham process & get rich in the process. Teach them all a lesson.

Who is the Plaintiff? If it says: People vs. Defendant, it is a criminal court. If it says at the top: The State of ________ vs. ______ it is an administrative court. If it says Name of _______, vs. Defendant, it is a civil court. You need to know what rules apply, so you can know how to play and defend.

Home Owners with Foreclosure Errors May Get $125KDaily Real Estate News | Friday, June 22, 2012

Home owners who were subject to foreclosure abuses during 2009 and 2010 may be eligible to receive more than $125,000 in compensation from banks, regulators announced Thursday as part of the Independent Foreclosure Review.

More than a year ago, regulators uncovered numerous foreclosure errors from lenders’ processing paperwork on foreclosures against home owners. Mistakes ranged from errors on loan modifications to wrongful foreclosures.

The Office of the Comptroller of the Currency and the Federal Reserve released Thursday how much compensation affected home owners will receive.

However, the regulators caution that the majority of eligible home owners may not see any money. More than 4 million borrowers received letters from banks saying they were eligible for a review of their foreclosure cases by independent consultants. However, only 340,000 cases have been reviewed as of May 31. Regulators have extended the deadline so that more affected home owners can take advantage. The deadline is now Sept. 30. (Originally it was July 31.)

The following is a list from the agencies of possible compensation home owners may see from their foreclosure reviews:

▪ Home owners who wound up in foreclosure after errors during or after a trial loan modification

Possible compensation: They’ll receive the value of their home's equity at the time of foreclosure, plus $125,000. If they were able to get their home back prior to foreclosure, they'll receive $15,000.

▪ Military members who lost their homes to foreclosure while still on active duty

Possible compensation: The value of their home's equity at the time of foreclosure, plus $125,000. If they had negative equity in their home, they’ll still receive $125,000.

▪ Home owners who landed in foreclosure even though they were not in default

Possible compensation: They’ll receive $15,000 if they were able to get their homes back. If they lost their homes, they’ll receive $125,000 plus any equity from their homes.

▪ Home owners who experienced any errors or problems with loan modifications (such as being denied a loan modification by a lender or a lender acting too slow in processing an application)

Possible compensation: They may receive up to $15,000, plus any home equity.

Any other errors or abuses uncovered in the reviews, such as banks using the wrong interest rates on approving applications, will be determined on a case-by-case basis for possible compensation, the agencies said.

Home Owners with Foreclosure Errors May Get $125KDaily Real Estate News | Friday, June 22, 2012

Home owners who were subject to foreclosure abuses during 2009 and 2010 may be eligible to receive more than $125,000 in compensation from banks, regulators announced Thursday as part of the Independent Foreclosure Review.

More than a year ago, regulators uncovered numerous foreclosure errors from lenders’ processing paperwork on foreclosures against home owners. Mistakes ranged from errors on loan modifications to wrongful foreclosures.

The Office of the Comptroller of the Currency and the Federal Reserve released Thursday how much compensation affected home owners will receive.

However, the regulators caution that the majority of eligible home owners may not see any money. More than 4 million borrowers received letters from banks saying they were eligible for a review of their foreclosure cases by independent consultants. However, only 340,000 cases have been reviewed as of May 31. Regulators have extended the deadline so that more affected home owners can take advantage. The deadline is now Sept. 30. (Originally it was July 31.)

The following is a list from the agencies of possible compensation home owners may see from their foreclosure reviews:

▪ Home owners who wound up in foreclosure after errors during or after a trial loan modification

Possible compensation: They’ll receive the value of their home's equity at the time of foreclosure, plus $125,000. If they were able to get their home back prior to foreclosure, they'll receive $15,000.

▪ Military members who lost their homes to foreclosure while still on active duty

Possible compensation: The value of their home's equity at the time of foreclosure, plus $125,000. If they had negative equity in their home, they’ll still receive $125,000.

▪ Home owners who landed in foreclosure even though they were not in default

Possible compensation: They’ll receive $15,000 if they were able to get their homes back. If they lost their homes, they’ll receive $125,000 plus any equity from their homes.

▪ Home owners who experienced any errors or problems with loan modifications (such as being denied a loan modification by a lender or a lender acting too slow in processing an application)

Possible compensation: They may receive up to $15,000, plus any home equity.

Any other errors or abuses uncovered in the reviews, such as banks using the wrong interest rates on approving applications, will be determined on a case-by-case basis for possible compensation, the agencies said.

Posted Friday, 15 June 2012 | Share this artiSource: GoldSeek.comBy Rob KirbyA few years ago, when J.P. Morgan grew their derivatives book by 12 Trillion in one quarter [Q3/07] – I did some back of the napkin math – and figured out how many 5 and 10 year bonds the Morgue would have necessarily had to transact on their swaps alone – if they are hedged. The bonds required to hedge the growth in Morgan’s Swap book were 1.4 billion more in one day than what was mathematically available to the entire domestic bond market for a whole quarter?Put simply, interest rate swaps create more settlement demand for bonds than the U.S. issues.This is why U.S. bonds “appear” to be “scarce” – which the bought-and-paid-for mainstream financial press explains to us is “a flight to quality”. Better stated, it’s a “FORCED FLIGHT [or sleight, perhaps?] TO FRAUD”.Assertions that netting “explains” this incongruity are a NON-STARTER. Netting generally occurs at day’s end – the math simply does not even work intra-day.Further Evidence of Gross Malfeasance in the U.S. Bond MarketBack in 2008, at the height of the financial crisis, folks are reminded how the Fed and U.S. Treasury were unsuccessful in finding a financial institution to either acquire or merge with Morgan Stanley. Unfortunately, Morgan Stanley’s financial condition has continued to deteriorate:Analysis: How Morgan Stanley sank to junk pricingREUTERS | June 1, 2012 at 5:45 pm |(Reuters) – The bond markets are treating Morgan Stanley like a junk-rated company, and the investment bank’s higher borrowing costs could already be putting it at a disadvantage even before an expected ratings downgrade this month.Bond rating agency Moody’s Investors Service has said it may cut Morgan Stanley by at least two notches in June, to just two or three steps above junk status. Many investors see such a cut as all but certain.Many U.S. banks are at risk of a downgrade, but ratings cuts could affect Morgan Stanley most because of the severity of the cut and because of its relatively large trading business…..The “take-away” from the article above is that Morgan Stanley is not a particularly good credit and the trajectory of their “credit” has been “negative” for some time – particularly since the financial crisis of 2008 when the Fed/U.S. Treasury could not find anyone willing to acquire them. The Reuter’s scribe also pointed out something highly relevant when she said Morgan Stanley has a “relatively large trading business”. Let’s explore this a little bit deeper. According to the U.S. Office of the Comptroller of the Currency [OCC] Morgan Stanley’s derivatives book stood at 52.2 TRILLION at Dec. 31/2011. So to say that Stanley’s trading business is “relatively large” is perhaps a gross understatement [or maybe an intentionally misleading statement?] – since it is currently the third largest “known” derivatives book in the world:Source: OCCSwaps Require/Consume Credit

In the chart above, I’d like to draw your attention to the category SWAPS (OTC) – with are interest rate swaps traded over-the-counter, or, not on an exchange. What is important for people to realize is that interest rate swaps have two-way counterparty risk – meaning both sides of the trade must have adequate/available credit lines for each other before they can transact. Now, with Morgan Stanley’s deteriorating credit condition in mind – let’s take a look at how they grew their swap position in a six month period - from Dec. 31/2010 to Jun. 30/2011:Source: OCCTo Jun. 30/2011 – An increase of 8 TRILLION in 6 months:Source: OCCLadies and gentlemen, the ENTIRE GLOBAL BANKING COMMUNITY DOES NOT HAVE SUFFICIENT CREDIT LINES, FOR MS, TO ALLOW MORGAN STANLEY TO GROW THEIR SWAP BOOK BY 8 TRILLION IN 6 MONTHS. Do remember, the Federal Reserve has purview over Bank Holding Companies – so the Fed necessarily knows “who” the other side of these trades really is – and they are implicitly “comfortable” with the counter-party risk.Ergo, Morgan Stanley necessarily had a NON-BANK counterparty for this 8 Trillion increase in the SWAPS component of their book. The counter-party for Morgan Stanley’s swaps book is, by-and-large, the same counter-party as J.P. Morgan, Citi, B of A and Goldman.Now, you have to think about “WHO” or “WHAT” would have the motivation to do this business with Morgan Stanley et al? In light of the psychedelic, incomprehensibly large amounts of swaps being consummated between Morgan Stanley and this “unidentified” counterparty – it is most likely that the counterparty is none other than the U.S. Treasury’s Exchange Stabilization Fund [ESF] – an entity that is accountable to NO ONE, has absolutely ZERO oversight and operates above ALL LAWS. It is HIGHLY probable that these trades are being used as a means of undeclared stealth bailout / recapitalization of Morgan Stanley on the public teat in conjunction with arbitrarily controlling the long end of the interest rate curve.It’s all about national security/preservation of U.S. Dollar Standard. The following underscores what lengths the governing apparatus will go to – to ensure the perpetuation of actual/perceived U.S. Dollar hegemony:First reported by Dawn Kopecki back in 2006 when she reported in BusinessWeek Online in a piece titled, Intelligence Czar Can Waive SEC Rules,"President George W. Bush has bestowed on his [then] intelligence czar, John Negroponte, broad authority, in the name of national security, to excuse publicly traded companies from their usual accounting and securities-disclosure obligations. Notice of the development came in a brief entry in the Federal Register, dated May 5, 2006, that was opaque to the untrained eye."What this means folks, if institutions like J.P. Morgan, Citi, B of A, Goldman or Morgan Stanley are deemed to be integral to U.S. National Security - can be "legally" excused from reporting their true financial condition – including KEEPING TWO SETS OF BOOKS. The entry in the Federal Register is described as follows:

Conclusion: The U.S. Bond market has been “gamed” beyond belief and the only institution in the world with the means and motive to conduct this business is the U.S. Treasury [ESF] in conjunction with/acting through the New York Federal Reserve. As such, U.S. bond pricing and interest rates are set 100 % arbitrarily and today represent the BIGGEST FINANCIAL HOAX ever perpetrated on mankind. Rob Kirby-- The only difference between government and the Mafia: size

He doesn't qualify as a whistleblower under the whistleblower code. If he was then he should have hired a lawyer and filed suit under the whistleblower code. But, no lawyer would have agreed with their stand on what constitutes a whisleblower.

TEXT OF A LETTER FROM THE PRESIDENT TO THE SPEAKER OF THE HOUSE OF REPRESENTATIVES AND THE PRESIDENT OF THE SENATEJune 25, 2012

Dear Mr. Speaker: (Dear Mr. President:)Pursuant to section 204(b) of the International Emergency Economic Powers Act (IEEPA), 50 U.S.C. 1703(b), I hereby report that I have exercised my authority to declare a national emergency to deal with the threat posed to the United States by the risk of nuclear proliferation created by the accumulation in the Russian Federation of a large volume of weapons-usable fissile material.

In Executive Order 13159 of June 21, 2000, the President found that this same risk constituted an unusual and extraordinary threat to the national security and foreign policy of the United States and declared a national emergency to deal with that threat. The United States and the Russian Federation had entered into a series of agreements that provide for the conversion of highly enriched uranium (HEU) extracted from Russian nuclear weapons into low enriched uranium (LEU) for use in commercial nuclear reactors.

I want to get insurance but figure their will be a question of the named insured/financial interest owner.___________________________

That shouldn't stop the insurance company from issuing homeowners insurance like fire, hail, damage, etc.

The fact that the house is titled in a family trust shouldn't stop you from getting insurance. You can insure it in the name of the trustees, along with yourself, as you have a financial interest too.

Just tell them for asset protection reasons, it's titled in a family trust. The policy there is the trustees show up on title, not you. That shouldn't be a problem for most if not all insurance companies.

If he was then he should have hired a lawyer and filed suit under the whistleblower code.________________________________

You don't need a lawyer to represent you to get paid under the whistleblower Act.

You just need to give tips that lead to their arrest and fill out the government's paperwork.

If there is a huge amount of money or property to seize, and laws were broken, and your tips lead to a conviction(s) then you get paid.

I'm doing the very thing against a company that screwed me out of $350.00. They lied to the wrong person. I know as much as a half a million dollars or more was put up to the company for promises of loans. Owner claims to be worth close to a billion dollars. Their scheme was a sham, and they can't loan monies under the scheme they proposed. The SEC is investigating now.

I agree with you that they selectively prosecute & that they don't want to recognize Mr. Johnson as a whistleblower, but none the less he is. YOu recognize him as a whistleblower, than you are also admitting he is in jail on bogus charges too. There after the big fish.

You don't need a lawyer to represent you to get paid under the whistleblower Act. __________________________

You DO need a lawyer to represent you else you can't sue, and that's exactly what they will tell you (in so many words) after you've made a claim on their forms and submitted it to the proper agency. Most lawyers will complete for form you, making sure your claim gets read. The claim is almost always rejected and you're given so many days or months to file suit. Making a claim with the admin agency is a requirement under the administrative procedures act. The court can dismiss your case if you fail to first make a claim with the proper admin agency.

"It's nuts out here, any way you look at it. The shutdown of planet earth is underway. deliberate and deviously calculated, someone's closing shop on us while we watch it.

Drones.... passport confiscation... ubiquitous surveillance... illicit raids and incarceration of private citizens... adulterated food, air and water and outlawing of health products... re-education camps... economic slavery...a micromanaged manipulative media. You telling me it's not shutting down like a huge gulag?

Sound fatalistic? Were the prognosticators fatalists when they forecast the fall of empires, one after another? Let's get read. Shit happens, empires fall. Period. And we're in the end of one of them.

A whopper.

The Surreal Factor

That things are so fricking weird is not something the mainstream media keeps track of. Nor does history...unless it's to their advantage to twist or instigate fear or minimize something for the next generation. They keep mindlessly on with the drumbeat mantra of "normal is now, now is normal."

[snip]

Today, however is a different ballgame in many ways. Where people were self sufficient they're almost all completely dependent now. To an amazing degree. From cell block like living quarters to supermarket or fast wickedly processed foods to mind numbing drugs and hypnotic television, even Orwell would be shocked at the world we live in. "

If the republicans get a majority & Romney gets elected, Obama Care will never be instituted anyway since the U.S. can't afford that new debt, so what happened with the Supreme Court today is meaningless, other than it may help Obama in the latest polls.

If the republicans get a majority & Romney gets elected, Obama Care will never be instituted anyway since the U.S. can't afford that new debt, so what happened with the Supreme Court today is meaningless, other than it may help Obama in the latest polls.______________________________

"I want my lawyer, my tailor, my servants, even my wife to believe in God, because it means that I shall be cheated and robbed and cuckolded less often. ... If God did not exist, it would be necessary to invent him." [Voltaire]

You have to buy health insurance or be subject to a tax______________________________

If Health care is a right, then how can you be forced to pay for it through a tax? Basic human rights cost now? Makes no sense.

You don't have to participate, that's propaganda. You don't have to participate in this national health care program anymore than you have to participate in the social security program which is voluntary. It violates your constitutional rights if you opt out and are still forced a tax by not participating. The constitution trumps Obama Care. The constitution still trumps the Supreme Court. An unlawful law is still that, good for toilet paper to be flushed down the toilet.

"I want my lawyer, my tailor, my servants, even my wife to believe in God, because it means that I shall be cheated and robbed and cuckolded less often.__________________________________

Religious conflict has caused more bloodshed & pillaging than anything else I can think of. Heard of the Crusades? By inventing a God, or an allegiance to a God, does not mitigate those evil things. If anything, the confusion about God and his nature & purpose, has caused more of the stuff you listed. Read the Bible, there's alot a conflict & wars going on there. The religious conflict in the Mideast has been going on for centuries because the Jews & the Muslims and the Christians who all seem to have a different God can't get along. How many wars have been fought in the name of God? Religion seems to be one of the 3 hottest topics in a marriage to fight about.

Religious conflict has caused more bloodshed & pillaging than anything else I can think of. Heard of the Crusades? By inventing a God, or an allegiance to a God, does not mitigate those evil things._________________________

Organized religion is the problem, not individual belief. I agree with Voltaire- "I want my lawyer, my tailor, my servants, even my wife to believe in God, because it means that I shall be cheated and robbed and cuckolded less often. ... If God did not exist, it would be necessary to invent him."

Do what works for you, Joseph.

everyday ZenThe Ghost of Control

We try to control life because we think it will establish an order we desire. But control does not create order. Conversely, it generates tension and chaos. Let go and let life arrange itself naturally, without contrivance. "

So are you saying that Obamacare is going to produce a profit where the revenue will exceed the cost or the expenses of that free Health Care?______________________________

No I'm not saying that. Obamacare is NOT FREE- it is BIG BUSINESS. It will benefit both government and insurance companies in a myriad of ways, not just financially.

More government control over the people, and more customers for insurance companies.

Forced healthcare is a tax even though the insurance companies will collect it. The IRS is there to help insurance companies collect it. Who knows what kickbacks the government will receive from this new law (so-called).

About Me

I have taken on the role of a whistleblower in the American Mortgage Industry because of my prior experience with being prosecuted by the government for securities fraud. I didn't mind doing the time (5yrs. 8mon.) for a crime I didn't commit but I did mind the hypocrisy of the mortgage industry doing everyday what the government convicted me of and there being no interest. I decided that a company that took the matter to the people and forced the issue might just make the interest appear and that it has. Now maybe truth will find a place in the financial markets and in the hearts of the abused Americans. The American Dream of owning your own home is a hostile venue of economic warfare where a small unwavering voice can change the balance of equity.