And we get calls currently (because our case isn't closed/done), and I answer, when they ask for me, I say "This is her. Who is this?" When they tell me, I say, "When I am ready to talk to you, I will call you. Until then, talk to my attorney. Thank you."

If you don't have an attorney, tell them, "I've not yet made a decision. Until I do, don't call me again. Thank you."

You do NOT have to talk to them. You don't owe them crap. They are trying to get you to settle before you find anything out, so that it's less money that they might have to pay.