Active Duty Military Life Insurance

Active duty military personnel are provided a small amount of life insurance through the government. To say it is adequate for the family left behind would just be a wrong statement. Hinerman Group can get affordable personal insurance on active duty military even when they have orders to dangerous areas.

As much as I’m not a huge fan of the Met Life active duty life insurance stance, after these past few weeks, for those who qualify, it might be worth considering. My gripe with the way they offer their life insurance program for active duty military is that they leave out special forces. That is […]

Me pass up an opportunity to question a life insurance company stance at the very core of its’ self proclaimed heart? Not on your life or over my dead body. USAA and MetLife are the self proclaimed most patriotic life insurance companies in the country. They scream it in their advertising. They ooze it in […]

I am firmly on record as believing with all my heart that MetLife may own the rights to use Snoopy, but morally they don’t deserve it. I first lost my patience with their Snoopy abuse when I found the bottom line on their patriotic offer to provide life insurance to active duty military personnel, even […]

A colleague and I were bemoaning some of stranger than fiction nonsense that life insurance companies come up with. They always tout these things as the newest innovation to speed up underwriting, the best product idea since sliced bread, or they just leave it out there as something that makes no sense at all and […]

I went to war with the life insurance industry several years ago over the issue of children with impairments not having access to coverage, even at a higher rate than the standard rate they offer perfectly healthy kids. The issue came up when I shopped for life insurance for a mother whose child was a […]

We’ve talked a lot over the years about exclusions in life insurance policies. There’s the dark side which is mostly urban legend. The cases we’ve all heard about where, a claim is denied because a person died in a car accident after suffering a heart attack at the wheel. The company says they would have […]

We have hundreds of thousands of military families that have their future at risk even as our government tries to disengage from one war and figure out an exit strategy from another. The government offers active duty military what is called SGLI, Service member’s Group Life Insurance. The maximum that can be taken out is […]

This is one of those subjects that I write about all the time and pray about every day. It involves an area of my business that I don’t make much money in, but it is an area that I care about as much as, if not ore the rest. I want everyone to have life […]

Among the seemingly unending insults that our men and women in uniform, along with low pay, terrible hours and risk that is above any other job, is the fact that they can’t buy personal life insurance if they are headed into harms way from virtually all life insurance companies, but one. One of the top […]

We Really DO Come Through for our Clients.

“I had been declined so many times that I had frankly given up trying to get life insurance. I felt like all insurance companies had a common toilet they were throwing type 1 diabetic applications into. A friend told me about Hinerman Group and Ed was able, on the first try, to get me approved and approved and reasonable rates. He’s different. He knows what he’s doing and he does it well.”