“Increasing healthcare costs and patient responsibility is a continuing trend that does not seem to be slowing anytime in the near future,” said Jonathan Wiik, principal of healthcare strategy at TransUnion Healthcare. “Given the increased payment responsibility, being able to determine a patients’ ability to pay is increasingly important …”

Hixme recognized the need to create hybrid employer offerings that would integrate core health benefits with on-demand safety-net coverages. It’s local Bundle’s solutions better address those health care costs under $1,000 in a year, using very creative financial features that convert those out of pocket expenses into a small increase in worker price share, deducted from payroll over many months.

More than 40% of respondentswere “very concerned” or “concerned” about whether they could pay out-of-pocket medical bills over the next two years.

That included 16% who said they were worried about paying a bill less than $250.

77% of healthcare consumers say it’s important or very important to know costs before treatment and 53% want to discuss financing options before care.

Only 18% of the 1,011 Americans surveyed said their healthcare providers spoke to them about patient financial options in the last two years.

This is an especially important issue for millennials – 40% said they would be very likely or likely to switch providers if a competitor offered low- or zero-interest financing for medical bills.

Hixme addresses financial health

Hixme was created specifically to address these prominent trends. We predicted a need for employer hybrid offerings that would integrate core health benefits with on-demand safety-net coverages that include a variety of financial components.

Our predictions are proving accurate. And our employer clients see the value of offering each worker and each family member personal coverage that better fits their needs and supports their financial health due to the hybrid nature of the offering.

Each Hixme Health Bundle includes building blocks that perfectly supplement a core health insurance policy to better-fit worker needs and budget – predictable AND unpredictable.

Bundles work by integrating core health plans with a variety of other coverages to help deal with the risk of unexpected medical events.

Hixme Health Bundles accomplish all this with additional insurances, negotiated discounts on larger remaining balances and payroll based pricing that flexes with actual needs.

In total the Hixme Bundle reduces the risk of unpredictable health care occurrences in a more affordable package than traditional group coverage.

Hixme CEO, Denny Weinberg is a 35 year veteran executive in healthcare financing and operations. Prior to his 4 years as investor and CEO with Hixme, his broad background includes a 20 year tenure CEO of a number of Anthem's largest operating companies. Denny has managed a portfolio of early stage companies in the Health/Medical arena as well as other industries. He has also served as board member, advisor and consultant to both private equity-backed, and publicly traded Blue Chip companies.