Manage your credit card online

In addition to giving you the rewards you want, a PNC credit card can integrate seamlessly with PNC Online Banking and Virtual Wallet. View all of your spending and saving online, from your desktop, tablet or mobile device. Learn More »

Every PNC Bank Visa credit card features:

PNC Security Assurance
Protection from credit or identity fraud.

$0 Fraud Liability
You won’t be responsible for fraudulent charges on your account.

**Rates and Fees

Introductory Offer

Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 18 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

Then, the Balance Transfer APR

Annual Fee

$0

Purchase & Balance Transfer APRs

10.99% to 19.99%, based on creditworthiness.
These APRs will vary with the market based on the prime rate.

Cash Advances APR

21.99%
This APR will vary with the market based on the prime rate.

Penalty APR

28.99%
This APR will vary with the market based on the prime rate

Minimum Interest Charge

$1.50

Transaction Fees:

Balance Transfers

Either $5 or 3% of the amount for each balance transferred during the first 90 days following account opening, whichever is greater. After that, either $5 or 4% of the amount of each balance transfer, whichever is greater.

Cash Advances

Either $10 or 4% of the amount of each cash advance, whichever is greater

Enter your current credit card or debt balances

During the 18-month2 promotion period:

NOTE: After the promotion period, a variable APR currently 10.99% to 19.99% based on
creditworthiness will be applied.

Calculations & Assumptions: The savings reflected are
approximate and are calculated on the difference in interest charges between the higher APR cards you
entered and the lower introductory balance transfer APR offered by PNC Bank. Actual savings may be
impacted based on your purchase and payment activity. Fees other than the balance transfer fee are
not taken into consideration. No upper limit to balance transfer fees are considered. Additionally,
it is assumed that no other balances are on the account other than the transferred balance that is
subject to the promotional rate. For purposes of this calculator, the minimum payment is calculated
as 1% of principal balance plus interest and fees. Your minimum payment may be different. See your
credit card agreement for details.

1. Balance transfer amount are subject to limitations and restrictions.

2. The promotion period is the first 18 billing cycles following account opening when the balance
is transferred within the first 90 days following account opening.

Visa Checkout

Apple Pay

With Apple Pay, you can now use your iPhone® 6 and iPhone 6 Plus at hundreds of thousands of merchant locations nationwide to conveniently make purchases with your PNC Visa cards, all without reaching for your wallet.

SECURITY

PNC Security Assurance

Summary of Flex Reward Program

Important Information About the PNC Flex® Credit Card Rewards Program
The following is a summary of the PNC Flex Credit Card reward program. For more details, please refer to the full terms and conditions for the reward program.

The following is a summary of the PNC points reward program referenced on the front of this offer. Full reward program terms and conditions will be sent with your credit card and are available on pnc.com/creditcards.

As used herein, the term "Qualifying Purchases" does not mean all purchases you may make with your credit card. Some limited transactions are excluded such as purchase of a gift card or other cash equivalent product, purchases with a convenience check, cash advances or balance transfers. For details, please see the full terms and conditions for this reward program.

Your credit card will be automatically enrolled in the PNC points program.

If, on the last day of the billing cycle for your PNC Flex credit card account you have a Qualifying Deposit Account, you may qualify for a bonus of (i) 100 points for every $1 in non-promotional interest billed if you have a combined average balance of $1,500.00 or more, or (ii) 100 points for every $2 in non-promotional interest billed if you have a combined average balance of $500.00 - $1,499.99, based on all of the Qualifying Deposit Accounts for which you are an account owner, for the period covered by the most recent monthly statement issued for each Qualifying Deposit Account on or prior to the Due Date for your PNC Flex credit card account ("Bonus Points"). Qualifying Deposit Accounts are Foundation Checking, Free Checking, Standard Checking, Virtual Wallet, Virtual Wallet with Performance Spend, Performance Checking, Performance Select Checking or Virtual Wallet with Performance Select. For Virtual Wallet, Virtual Wallet with Performance Spend and Virtual Wallet with Performance Select, the average monthly balance is determined based on the Spend and Reserve components of the product. If the PNC Flex credit card account is in the name of more than one individual, then all such individuals must also be an owner of the Qualifying Deposit Account to earn Bonus Points. Points are awarded to your PNC points account within 7 - 10 business days but no later than within 60 calendar days.

The Annual Percentage Yield (APY) associated with any interest bearing PNC Bank checking or other deposit account referenced above is a variable rate subject to change, and varies by market and product type. Fees may reduce earnings. Visit the Interest Rate Center on pnc.com, or any PNC Bank branch or call 1-877-CallPNC (225-5762) to obtain APY information in your market.

Important Legal Disclosures and Information

PNC Flex is a registered mark of the PNC Financial Services Group, Inc.

PNC points is a registered mark of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.