Car Crash

​Stay calm and if anyone is injured call 911. It’s important to take notes at the scene of a collision and report the incident to your insurer within 48 to 72 hours. Use IBC’s form to record all contact information and collision details.

Do These 8 Things Immediately After a Collision

Stop. Failure to do so may result in criminal prosecution.

Remain calm. Call 911 or the police if:

Someone is injured

You think any other driver may be guilty of a Criminal Code offence, such as drunk driving

Be wary of tow truck operators who pressure you to authorize towing or repairs. You have the right to request estimates of fees in advance.

What You Need to Do Within 48 to 72 Hours

Report the collision to your insurer as soon as possible. If you are injured in the collision, you may be eligible for benefits. Submit claims forms as instructed by your insurance company.

Don’t authorize repairs to your vehicle – other than those needed to prevent further damage – until your insurer inspects the damage or consents to the repairs. Your insurer will decide whether to repair or replace your vehicle or pay for the damage. Your insurance company may provide a list of preferred vehicle repair shops.