First-Time Auto Buyer

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First-Time Auto Buyer Program

How do auto loans work?

Are you ready to buy your first car? We can help save you money by reducing your interest rate. This loan program is designed for our younger members who’ve had little to no credit and are ready to embark on the purchase of their first car.

By completing the requirements of the program, you will receive a rate reduction on your approved auto loan and will be well on your way to establishing your credit history.

Eligibility and program details:

Must be a primary member for at least 90 days with accounts in good standing

Must be 25 years of age or younger

Must receive Certificate of Completion for the following training modules, available in the Financial Wellness Center

Auto loans

Credit scores and reports

Limited to one “first time auto buyer” loan per membership

Cannot have an auto loan (paid off or open) on credit report

New and used auto loans are eligible for the reduced rate

If you are already a member, click here to begin the program.

Not a member? Apply now

QUESTIONS? Call 918-664-6000, select option 2, to speak with a Member Financial Representative.

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