Wayne was born in Arlington, Mass., in 1933, the only child of Stanley and Alice Cliff. After moving to Chicago, Ill., he attended Francis Parker School through high school and was awarded a coveted Navy ROTC scholarship, affording him an Ivy League education at Dartmouth College (B.A., 1955), where he met Margot, the love of his life. Wayne and Margot were married in June of 1956, after Wayne earned his Master’s in Business Administration at Tuck School of Business.

Wayne was commissioned in the United States Navy in 1956. Following Navy Supply Corps School in Athens, Ga., he served aboard the USS Strickland and was later stationed at Pearl Harbor, Hawaii, and the Naval Air Station in Alameda, Calif., rising to the rank of Lieutenant Commander.

After completing active duty in the Navy, Wayne embarked upon a successful career in mortgage banking, starting with four years in the investment department at National Life Insurance Company, Montpelier, Vt. He moved the family to San Rafael, Calif., to work at E.S. Merriman & Sons for seven years before accepting a position as Executive Vice President of Bank of America’s Real Estate Investment Trust. In 1984, Wayne returned to the east coast as Sr. Vice President in the Investment Department at Union Mutual Life Insurance Company (now Unum) in Portland, Maine, from which he retired.

Wayne lived a full life, enjoying photography, sailing on the San Francisco Bay, traveling the world with Margot, and spending time with friends and family. He was a devoted husband, father and grandfather. He is survived by his wife, Margot, three children, six grandchildren and two great-grandchildren. He was surrounded by family members as he breathed his last, and will be dearly missed.