Current global trends are bleak: weak economic growth, too much debt, declining incomes for the lower 99 percent, a dangerous addiction to fossil fuels, and ecological destruction - just to name a few. Many of us understandably feel resigned to an eroding standard of living in the years to come. At best. But what if we told you that there are specific attainable steps you can take today that can limit your vulnerability to these trends and help you be richer, healthier, and happier?