A methodology to estimate the mass of particulate retained in a catalyzed particulate filter as a function of measured total pressure drop, volumetric flow rate, exhaust temperature, exhaust gas viscosity and cake and wall permeability applicable to real-time computation is discussed. This methodology is discussed from the view point of using it to indicate when to initiate active regeneration and as an On-Board Diagnostic tool to detect filter failures. Steady-state loading characterization experiments were conducted on a catalyzed diesel particulate filter (CPF) in a Johnson Matthey CCRT® (catalyzed continuously regenerating trap) system. The experiments were performed using a 10.8 L 2002 Cummins ISM heavy-duty diesel engine. Experiments were conducted at 20, 60 and 75% of full engine load (1120 Nm) and rated speed (2100 rpm) to measure the pressure drop, transient filtration efficiency, particulate mass balance, and gaseous emissions.