Our ability to view the whole market to find the best products for our clients, makes life easy.

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Independent mortgage advice – expertise you can trust

MortgageAbility mortgage brokers provide expert independent mortgage advice for everyone from first time buyers and remortgagors, to experienced buy-to-let landlords in Newton Abbot and South Devon. Our ability to understand your needs and view the whole market helps us find the best mortgages for you.

In addition, our knowledge, experience and commitment to our clients ensures excellent service all the way, from initial mortgage advice to completion.

We are proud of what we do, but don’t just take our word for it. Click here for some of our customer testimonials to see what others think of MortgageAbility. Call us now for FREE, no-obligation advice about your needs – 01626 200305.

How can we help you?

Advise how much you can borrow, the types of mortgage available and the best type of mortgage for you, based on a thorough understanding of your needs and circumstances.

Find you the best mortgage, selected from the whole of the market, not just a restricted panel of lenders.

Obtain an “agreement in principle”, which will enable you negotiate your purchase in the knowledge that a mortgage will be available.

Give advice regarding all the costs involved, how you can save money and discuss overall affordability.

Prepare and submit your application and deal with the lender’s requirements and questions.

If you have received a quote direct from a lender or other source, we can check to see whether this is the best available for you. Remember that lenders can only sell you the products they have, whereas MortgageAbility will find the best mortgage for you from the whole of the market.

To help you keep your home and protect your family, we will advise you regarding the financial risks that you need to consider and how to protect against them – see Life Insurance below.

Why should you get independent mortgage advice?

Why go direct, when you could get impartial, independent mortgage advice?

Mortgage lenders can only sell you the products they have – which may not be the best available for you. And why shouldn’t they? They are businesses that, in the vast majority of cases, are responsible to shareholders who demand profit.

Estate agents’ in-house brokers will often deal with just a small panel of lenders and they will frequently require you to pay an upfront fee, with no guarantee of a mortgage.

MortgageAbility will find the best mortgage for you, from the whole of the market.

Most lenders will never tell you that your scheme rate has ended and even if you do tell them your needs, they have a history of not exactly offering the best remortgage deals to you as an existing customer.

At MortgageAbility, we will tell you when it’s time to remortgage and make sure your scheme stays competitive. That’s what independent mortgage and remortgage advice is all about.

We have an efficient and effective client contact programme that tells us when it’s time to call you and we are committed to making sure all our clients have the very best mortgage for the whole term.

We also send our customers an email newsletter every three or four weeks to keep them in touch with what is happening in the mortgage market – Subscribe here.

What about Life Insurance?

Life insurance is necessary in order to lessen the financial impact of certain events that we all hope will never happen to us, but sometimes do. Those events are:

Premature death

Critical illness

Absence from work due to long-term illness or injury

Click here for an explanation of the types of insurance that cover these events.

Everybody’s insurance needs are different as are their budgets. As independent insurance brokers covering Newton Abbot and South Devon, we provide clients with tailored life and family protection insurance solutions to meet individual family needs and budgets, working with a range of leading providers.

Our assessment and recommendation service is FREE and covers:

Calculation of your basic needs

Review of any existing insurance

Presentation of your options

Application

Recommendation and arrangement of suitable Trusts

Annual Review

Buildings & Contents Insurance

We provide clients with home insurance from a panel of leading insurers sharing a common policy wording, enabling us to offer you a real choice, a competitive product and a quick and simple documentation process.

All the policies have been awarded a maximum 5 Star Rating by independent experts Defaqto so you have total reassurance that you’re buying quality cover from trusted brands.

In order to obtain a free, no obligation quote, please complete and return this form – B&C Data Capture

Mortgage Best Buys

Click here to see the current best-buy fixed-rate, tracker-rate, buy-to-let mortgages and remortgages.

Also see mortgage rate trends over the last 12 months.

Mortgage Calculator

Total Amount

Interest Rate

Term in Years

Mortgage & Insurance Helpful Information

Mortgage & Insurance Latest News

Client Testimonials

Thank you so much for your professional yet friendly service and your tenacity in trying to get these difficult mortgages sorted. You really were a star. I will certainly recommend you to all and would not hesitate to come back to you should I ever need more help. Thanks Again

– Janice Jeffery

Many many thanks for all your hard work in making the ‘virtually impossible’ happen. It really is appreciated. It was refreshing to get such service from a local mortgage broker in Newton Abbot

– R Westwell

I would have no hesitation whatsoever in recommending you/your mortgage brokers to any members of my family or friends. Your support and customer service to me were greatly appreciated.

– Ann McCluskey

Trevor worked so hard to help us buy the house we wanted

– Ash & Dimple Sood

Even after our mortgage was completed, Trevor kept an eye on our sitiation and advised us when to consider a change

– Jim McPhee

Our needs were not straightforward but Trevor found us a great deal, very quickly. It is a pleasure working with him.

– Deborah Robbins

Trevor Irons pinpointed the product suitable for me very quickly & was 100% efficient and reliable in organising it. My trust in him proved well placed and I would highly recommend his company to anyone requiring guidance in finding and securing the right mortgage. If/when I require another mortgage I will, without doubt, return to him.

– Rebecca Sykes

Trevor saved us money, was thoroughly professional and just what we needed. He’s like a calm and capable skipper crossing rough seas.

– Paul Hutchings

From day one we have never regretted choosing such a great service – 5 star quality with everything.

– Nick & Alex Reek, Chudleigh

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Contact details

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.Whilst MortgageAbility does not charge for mortgage advice, please note that there will be an administration fee for arranging mortgages. The precise amount will depend upon your circumstances but we estimate it will be £395, payable on completion. MortgageAbility gives you the option to pay a non-refundable fee of 1% of the mortgage loan payable with the application. If this option is taken, MortgageAbility will refund any commission received from the lender.

MortgageAbility is a trading name of Syncrus Ltd, which is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. Syncrus Ltd is a company registered in England and Wales with company number 3911001. The registered office is Quay House, Quay Road, Newton Abbot, Devon,TQ12 8BUMortgage Advice | Mortgage Brokers | Mortgage Advisors | Buy to let Mortgages | Newton Abbot | Devon | Sitemap

THE GUIDANCE AND/OR ADVICE CONTAINED IN THIS WEBSITE IS SUBJECT TO UK REGULATORY REGIME AND IS THEREFORE RESTRICTED TO CONSUMERS BASED IN THE UK.

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