Call 1-877-967-5125 to sign up for SquareTrade and we'll help cancel your insurance from AT&T, Verizon, Sprint, or T-Mobile. Even if your phone is still under contract, you're allowed to cancel whenever you want without penalties, fees or changing your current cell phone plan.

As many as one-third of all users damage their cell phone within the first year. And repairing or replacing them can be pricey. A warranty doesn't typically cover loss or theft, and most wireless provider phone protection plans are limited.