How Obamacare will affect 5 of your favorite memes

The next few months will be a crucial time for the Affordable Care Act, but many Americans still don't understand how it works.On Oct. 1, states and the federal government will begin offering online marketplaces for people to buy health insurance. By Jan. 1, most Americans will need to have insurance or pay a fine.But the law, often referred to as Obamacare, will affect people differently based on their age, employment status and type of insurance.Here's a look at how …