Financial News and Advice in Singapore

HSBC Visa Infinite Card Review: First-Class Premium Travel Card

The HSBC Visa Infinite Card is a premium credit card offering one of highest welcome bonus miles and exclusive travel perks such as unlimited access to airport lounges, airport limousine and expedited immigration clearance. Targeted at the business executive who travels often, it makes commuting between airports, home and work/office a real breeze.

Welcome miles

The HSBC Visa Infinite Card comes with one of highest welcome miles of 35,000, equivalent to one free economy-class return ticket to Hong Kong or Taiwan.

Unlimited access to airport lounges

Airport limousine transfer, expedited immigration clearance

Frequent travellers rely on such perks like limo transfers and airport lounge access to save time and help them stay fresh. The HSBC Visa Infinite provides up to 24 airport limo transfers per year and — get this — expedited immigration clearance for the cardholder and one guest upon arrival. This requires a minimum spend of S$2,000 spend per month.

Upon card approval, cardholders will receive 2x complimentary passes for the airport limo transfer and expedited immigration clearance where a staff will be at hand to help guide you through immigration. HSBC Premier Customers will receive 4x complimentary passes. Cardholders will continue to receive these complimentary passes at the start of each year.

Travel insurance coverage

The card comes with complimentary travel insurance coverage (cardholder and family) of up to US$2 million. This is the highest insurance coverage of any premium credit card in the market. Do note you’ll have to charge your travel ticket expense to the card to qualify. Additionally, it comes with S$100,000 worth of medical coverage for emergency treatments and/or hospitalisation.

Summary

When regular travel is part of your lifestyle, seamless point-to-point transit helps minimise the stress of travelling. The HSBC Visa Infinite does that, distinguishing itself with perks that help frequent travellers do away with arguably the most tedious parts of flying.

A point to note is the high annual fee of S$650 (for new customers, S$488 for existing HSBC Premier Customers) as well as the annual income requirement of S$120,000. But once you’ve had a taste of breezing through immigration, the time and stress saved makes it all worth it, making the card a first-class premium travel card.

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