About Bandhan Bank Fixed Deposit in Patna

Patna, the capital city of Bihar, is a home to a large number of salaried and business entrepreneurs. These people do feel the need of a tool that can instill financial security. So, what they look up to is a fixed deposit, which can be opened at the bank branches. But when you look at the fragmented Indian banking space, you see a wide range of banks. To choose from them is a tricky task for anyone. However, with a custom fixed deposit solutions of Bandhan Bank, your future is in good hands.

Bandhan Bank Fixed Deposit Patna at a Glance

Particulars

Details

Interest Rate

3.50% - 7.40%

Minimum Deposit Amount

₹1,000-5,000 (Differs as per the Schemes)

In Case of FD Premium-₹1 Cr

Tenure

Upto 10 Years

Eligibility Criteria for Bandhan Bank Fixed Deposit in Patna

Bandhan Bank does not have any specific condition for the opening of fixed deposits at its branches in Patna. It, however, offers a fixed deposit to any of the following applicants.

Having the clarity on the documentation comes to a big help and avoid any rejection of the application. So, to ease this hassle, a list of documents applicable to each of the category of customers is shown below.

Documents for Individuals, HUFs and Sole Proprietorship Firms

A Colour Photograph

Driving License

Last 6-month Bank Statement

Documents for Private Limited Companies

Board Resolution / Authority Letter

Memorandum & Articles of Association

Certificate of Incorporation

Certificate of Commencement of Business (Public Limited Company)

Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC

Governing Act / Rules and Regulations(PSUs) (certified true copy)

Documents for Partnership Firms

Photographs of Persons Operating the Account

Partnership Deed

Letter from partners approving the persons concerned to open and operate the account

Documents for Trusts

Photographs of the member operating the account.

Copy of the Trust Deed.

Copy of Registration Certificate.

Copy of the resolution of trustee authorising the member to operate and open the accounts.

Documents for Clubs/Associations

By-laws of the Association

Copy of the Resolution by the board authorising the members concerned to open and operate the account

Disclaimer: The word ‘wish’ in the context of Wishfin.com is to be understood as an expression of desire or aspiration by the user, and not as a promise of fulfillment by Wishfin. We do not provide loans on our own, but merely ensure that your information is sent to the bank you have opted for. Wishfin has no sales team of its own. We just help you compare loans. We do not guarantee any loans as the loans are sanctioned by Banks and Nbfcs as per their discretion and decision. Read More