Compare State Farm vs. SafeAuto Insurance

State Farm and SafeAuto are two well-known companies in the insurance industry. State Farm has a strong mobile and online services. And SafeAuto has fairly low insurance rates.

On the other hand, SafeAuto prolongs the claims process. And State Farm requires a lot of personal information just to obtain a quote. Nonetheless, both companies have a good variety of discounts and A ratings from the Better Business Bureau.

So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

State Farm

Safe Auto

Best If

State Farm

You want competitive discounts, strong mobile and online features, and high customer satisfaction

Safe Auto

You want incredibly low insurance rates

Worst If

State Farm

You want mechanical breakdown coverage

Safe Auto

You want a quick claims process

Special Car Insurance Discounts

State Farm

Safe Auto

State Farm

Commercial Auto Insurance

If you’re a business owner and have vehicles (i.e. pickup trucks or box trucks), consider purchasing commercial auto insurance. It will cover you if an employee driving one of your business vehicles gets into an accident.

There are multiple coverage options for commercial auto insurance:

Bodily Injury Liability Coverage

Property Damage Liability Coverage

Personal Injury/Medical Payments Coverage

Collision Coverage

Comprehensive Coverage

Uninsured/Underinsured Motorists Coverage

There’s also Employers Non-Owned Liability Coverage (ENOL). This policy covers you if any of your employees use their own cars for business purposes. If they get into an accident, you won’t suffer any financial losses.

Classic Car Insurance

State Farm provides coverage for customers who own classic or antique cars. Its website also provides a brief guide that determines whether your car is eligible for Classic Car Insurance.

The coverages for this type of policy are:

Liability

Medical Payments/No Fault

Comprehensive

Collision

Uninsured/Underinsured Motor Vehicles

Emergency Road Service

Death, Dismemberment, and Loss of Sight

Loss of Earnings

Safe Auto

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like State Farm and Safe Auto. QuoteWizard is an independent company that helps you find the right policy at the best rate.

Financial Strength Ratings

Mobile Apps

State Farm has seven mobile apps for your smartphone or web browser that can manage your insurance policies.

Pocket Agent

This app lets you:

View your insurance card

File or view a claim

Access Roadside Assistance

Connect with your local agent

You can also use it to pay any pending insurance premiums and deposit checks to your State Farm bank accounts. To make the app more secure, State Farm has added a fingerprint Touch ID feature you can use to login.

CarCapture

This app is powered by Edmunds.com, a car shopping website. The app recognizes any vehicle you take a picture of from the back. It can tell you anything you want to know about it. You can learn its market value and even locate a nearby dealership. You could even do this while getting a State Farm auto insurance quote.

Steer Clear

This app encourages good, smart driving behaviors. It lets you earn discounts for driving well while teaching you safe driving behaviors. Some new features include driving tips for dangerous weather conditions and videos about others’ driving experiences.

Driver Feedback

This an app for drivers of all ages looking to improve their driving habits. The app focuses on the driving actions of accelerating, braking, and cornering, since they are the most risky behaviors. The app uses your phone’s accelerometer to measure and score these areas. And then it provides you with tips based on your results.

Driver Feedback Instructor Edition

This app was created with drivers-ed and parent instructors in mind. It helps instructors track the progress of their student drivers in a smart and easy way and give real-time feedback.

Drive Safe & Save Mobile

This app is a free app you can use to help save money on auto insurance. The gist is that the less you drive and safer you drive, the more you have a chance of saving. The app also includes a wifi option so you can save data on your phone plan.

MoveTools

This app makes the moving process that much easier. You can use MoveTools to virtually pack your belongings. The app has a feature that let you label your boxes and write down each one’s contents. That can help you keep track of them during the move.

Contact Phone Number

SafeAuto offers towing and roadside assistance as a coverage option for your auto insurance policy. With this coverage, towing services and certain repair costs will be paid for. This allows you and your car can get back on the road as soon as possible.