Home Equity Loans

Find a home equity loan with attractive rates and flexible terms

Apply for a fixed home equity loan from Citizens Bank to help make home renovations, pay off existing debt or finance a college education. We’ll work with you to understand the amount you want and how much you can pay per month, so you get a home equity loan that fits your needs. Talk to a Citizens Bank Home Loan Originator to find out if a fixed rate home equity loan is the right option for your home borrowing needs. You may also want to consider a home equity line of credit.

Do you have questions about home equity loans or the application process? Do you want to know more about what you’ll need to apply, or are you curious about the amount you may receive from a home equity loan? The following resources can help you learn more about home equity loans and lines of credit.

FAQs: For questions about home equity loans, the application process or the differences between home equity loans and HELOCs, visit our FAQ page.

Guides and Resources: Do you know what you'll need to apply for a home equity loan? Do you need to know more about banking terms like debt-to-income or loan-to-value ratio? If so, visit our Resources page.

Calculators and Tools: If you would like to calculate what your monthly loan payment might be or would like to see if a home equity loan is the right way to consolidate your debt, visit our Calculators and Tools page.

If you’re ready to apply for a home equity loan or have further questions about home equity loans and lines of credit, contact a Citizens Bank Home Loan Originator today.

Bring your questions about fixed home equity loans to a Citizens Bank Home Loan Originator

Ready to apply for a home equity loan or still trying to decide which loan option is right for you? A Citizens Bank Home Loan Originator can help you find the best fixed home equity loan option for your situation. Start the home equity loan application process today by answering a few questions online and we’ll contact you to discuss questions you may have and help you complete an application.