An advisor’s job is not to outperform the market.

No advisor can, with any consistency or precision, forecast the markets or economy. Outperformance is not a financial goal, but an income you will not outlive is - and that's a goal with which we can help.

It’s often an income problem, not a principal problem.

Every year, everything retirees wish to buy costs more. We are here to guide and advise our clients with strategies to make sure their money lasts, and we remain steadfast in our commitment to helping them secure a legacy for their loved ones.

An advisor should take emotion out of the equation.

We believe that a person's behavior is the greatest factor in determining long-term investment results. By understanding the psychology behind emotional decisions, we help our clients see beyond their gut reactions to make sound investment choices.

Welcome to Tony Pondel, CERTIFIED FINANCIAL
PLANNER™, P.C.

At Tony Pondel, CERTIFIED FINANCIAL PLANNER™, P.C., we take a financial planning approach to help our clients prepare for and invest in their desired financial future. As a small, independent firm, we maintain a low advisor-to-client ratio that enables us to give every client the individual
attention and customized strategy necessary to help protect and grow their hard-earned wealth. As a fee-based operation with no allegiance to third-party influencers, our clients can be confident that we are sitting on the same side of the table as them, working diligently in their best interest to help them
address their short-term financial objectives and long-term retirement goals.

Working with our clients to create a comprehensive financial plan serves as the foundation for everything we do. By partnering with a CERTIFIED FINANCIAL PLANNER™ professional – a designation limited to a select group of planners who have met rigorous education, experience and ethical
requirements – our clients have committed time and effort toward developing a financial plan, and hold themselves accountable for the steps they need to take to get to where they want to be financially. We pledge to match that commitment with total transparency, straightforward advice and the highest level of
personal service.

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for specific information regarding your individual situation. Some of this material was developed and produced by
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representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and
material provided are for general information, and should not be considered a solicitation for the purchase or
sale of any security.