A SIMPLE (Savings Incentive Match Plan for Employees of Small Employers) IRA plan offers advantages to small businesses with 100 or fewer employees and provides a simplified way to contribute toward retirement. This publication highlights the advantages of a SIMPLE IRA plan and how to set up and
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Lists options for help in managing your debt, including dealing with your creditors directly, contacting a credit counselor, and considering bankruptcy. What to watch out for from companies that promise to settle your debt.
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Explains employer responsibilities and consumer rights when using information in credit reports to evaluate applications for employment, as well as employee retention, promotion or reassignment. Advises consumers to review their credit reports before applying for a job.
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Explains how reverse mortgages (RMs) can help older homeowners who are “house-rich but cash-poor” remain in their homes and still meet their financial obligations. Explains how the three types of RMs work: single-purpose, federally-insured, and proprietary; and how to get a good deal, and where to
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Target date funds are often available through 401(k) plans. Some 401(k) plans use these funds as the default investment for plan participants who have not selected their investments under the plan. Both before and after investing in a target date fund, consider carefully whether the fund is right
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