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Proof of Insurance

Why Are You Getting This Notice?

As the notice you received indicates, one of the terms of your loan agreement is a requirement to maintain comprehensive and collision coverage on your vehicle as long as you have the loan with us. Currently, we are missing evidence that you have obtained acceptable insurance coverage.

What Is Acceptable Insurance?

In order to verify that you have the proper comprehensive and collision coverage, we need you to provide us with information from your insurance policy, including the amount of your deductible and the name of the lienholder. Note: Insurance ID cards are not acceptable as proof of insurance.

What Happens If You Do Not Submit Proof of Insurance?

Please note that if we do not receive evidence of insurance meeting our requirements, collateral protection insurance (CPI) may be issued through the credit union's insurance program and your monthly loan payment will be adjusted accordingly. The coverages afforded by CPI are primarily to protect the credit union's interest. CPI will not satisfy the requirements of any financial responsibility law, nor does it provide liability coverage.