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3 Vision Our vision at DH2 Technologies is to facilitate the rapid online-enablement of new and existing insurance products through cleverly designed online software solutions. The DH2 Development Strategy is shaped by extensive industry knowledge and close working relationships with our clients, enabling us to understand and address their challenges through a combination of our innovative technology platform and custom integrations where appropriate. 2

4 dh2 Technologies About Us DH2 Technologies is a technology company operating in the UK, Ireland and North America. Head-Quartered out of our offices in Dublin, Ireland, we specialize in the research, development and deployment of innovative cloud based Insurance software products designed to improve efficiencies by automating existing manual quotation, policy management and reporting processes, while dramatically lowering the overall cost of ownership traditionally associated with insurance software. Our value proposition is founded on designing and conceiving solutions which specifically answer our customers functional and business needs, using our extensive knowledge and experience in the Insurance Industry to help shape our product roadmap, while also prioritizing customer service & technical support by making it a core component of our business approach. DH2 invests heavily in R&D and technology so as to ensure we can continue to offer best-of-breed solutions aimed at consistently providing our customers a competitive advantage in terms of new and more efficient sales channels and policy management processes. DH2 has a wealth of the technical, insurance and financial resources necessary to undertake projects of varying size and complexity. DH2 has a broad experience in delivering enterprise wide solutions and systems integration services. DH2 consultants not only have insurance industry knowledge but also the ability to demonstrate high level project management and inter-personal skills. We have a continuous improvement approach to our project implementations and professional services engagements in order to deliver quality at all levels. We in DH2 Software Limited developed an online quotation engine and policy management system for commercial insurance brokers BrokerQuote. BrokerQuote is a cloud based insurance solution which automates the entire quotation and sales process. It also provides flexible and easy-to-use policy management, mid-term adjustments and renewals functionality.

6 dh2 Technologies Business Benefits our Customers Enjoy 84% TIME SAVED ON REDUCED ADMIN BrokerQuote is an automated insurance solution that reduces administrative overheads, saving you time and money. Return on Investment impact in the context of efficiencies from an administration perspective as processes for Wholesale Brokers and their Broker Customers can often be manual & repetitive. The insurance industry can be incredibly challenging when it comes to automation. Manual Processes, duplication, errors, repetitive tasks and incompatible systems result in overheads absorbing a significant amount of resources. This inefficiency affects profitability and customer service. BrokerQuote provides the Wholesale Brokers with a new on-line market channel from which they can add on additional commercial products to attract additional brokerage business increased revenues. BrokerQuote also incorporates innovative techniques for the ongoing online management of policies by client brokers including reporting and automation of renewals and mid-term adjustment processes. All policy and related documentation is stored securely online and accessible through the system portal. All new documents generated are in PDF format and the process is entirely paperless. BrokerQuote has at its core a flexible rating and rules engine which allows the full-cycle policy management process to be adapted quickly and easily to changes in product rating rules, risk factors, reporting requirements, etc. BrokerQuote allows easy configuration and setup of new insurance products on the system, thereby greatly reducing the set-up time and high cost of ownership typically associated with insurance software. Use it to cut costs and manage complex insurance operations. The Wholesale Broker and Broker have a full audit trail of all policies processed and applied for. BrokerQuote creates Policy Documentation Instantly. Contributes to the Paperless Office.

7 Benefits Increased ROI Automation improves administrative efficiency, reducing costly manual processes, duplication, and errors. BrokerQuote saves money by reducing the amount of resources used. Always Up to Date Because BrokerQuote is a web-based solution, you ll automatically receive the latest software updates as they happen. More Revenue BrokerQuote gives wholesale insurance brokers access to a new online market channel, so they can add additional commercial products and attract new brokerage business. 100% Web Based BrokerQuote requires no installations, no downloads, and essentially no effort. You can access information online through the system portal anywhere, at any time from work, at home, or on the train. Saved Time Easy configuration and set-up, innovative techniques for online policy management, and automated reporting and processes enables users to significantly reduce administrative time. Environmentally Friendly BrokerQuote s innovative online technology results in a paperless office. Security All policies and documentation are stored securely online, which means you ll never lose important data. Peace of Mind BrokerQuote provides a full audit trail of all policies processed and applied for, reducing errors and compliance risk. Lower Costs BrokerQuote enables easy configuration and setup of new insurance products on the system, reducing set-up time and the high cost of ownership typically associated with insurance software. Flexibility BrokerQuote s flexible ratings and rules engine enables the full-cycle policy management process to be adapted quickly and easily to changes in product rating rules, risk factors, reporting requirements, and more. 6

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