Can You Apply for a Visa Card Online?

A:

Quick Answer

Capital One and Chase are just two of many banks that offer applications for Visa and MasterCard online. Some lenders such as Total Visa focus on borrowers with poor credit, according to its website, while larger banks offer a variety of products aimed at applicants with varying levels of creditworthiness.

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Online applications for Visa credit cards require potential borrowers to input such information as their legal name, contact information, Social Security number and current income. Such information as the current employer, housing status and possession of a checking or savings account are also part of the application. In many cases, the website offers a credit decision in a matter of minutes, notes CreditCards.com.