Makeup Artist Insurance – Public Liability

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When buying insurance as a makeup artist, your first thought might be about covering your valuable kit. But if you work with the public there is always the risk of someone bringing a claim against you. It could be as simple as someone tripping over your makeup chair or having an allergic reaction to one of your makeup products. So, it's important to have a public liability insurance in place.

What is public liability cover?

Public liability insurance should cover you financially (legal fees and expenses) if a person is accidentally injured on your premises. It will also cover you if you damage someone else’s property while carrying out your work. The standard amounts of cover are £1m, £2m and £5m. For very small companies, £500,000 is sometimes offered as the limit of liability cover.

How much does makeup artist insurance cost?

Price, of course, depends on of the type of cover you choose, some companies offers a discount for automatically renewed insurance (not recommended) as you can always try to find a better deal elsewhere. Insurance companies tend to give the better deal to their new customers, so keep this in mind.

Where can I get a makeup artist insurance

Top Makeup Artist Directory doesn't recommend one particular company. If you would like to make sure that you're getting the best available deal, you can use QuoteZone to compare public liability insurance with their panel of specialist insurance providers to find a cheap public liability policy for makeup artists. It takes only a couple of minutes, and can help you save quite a bit of cash. Get a quote !