Midland Credit Management Harassing Phone Calls

Do you receive annoying phone calls from Midland Credit Management ( MCM ) every day? Perhaps several times per day? Has Midland Credit Management made legal threats to you (for example, wage garnishment, Property lien, Bank seizure, being served court documents )? Do these calls threaten your peace of mind or sound abusive and intimidating? Finally, Do you just want these calls to just stop?

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights against badgering debt collectors. Debt collectors must comply with the FDCPA regulations when calling consumers who owe money. When a debt collector violates the FDCPA, you can retain an attorney to sue the collection agency. The FDCPA laws allow monetary damages of up to $1,000, plus attorney fees and court costs.

Common Violations by debt collectors

Using profanity or abusive language

Calling you before 8:00 a.m. or after 9:00 p.m.

Calling you multiple times per week

Talking to others about your debt

Calling your workplace

Threatening to sue you, harm you, or destroy your credit

Telling you or anyone else that you’ve committed a crime

Calling repeatedly for the wrong person

Failing to notify you of your right to dispute the debt

Trying to collect more than legally allowed

How do I sue Midland Credit Management for violating my telephone rights?

As a consumer, the TCPA was enacted to protect you and entitled you to file a lawsuit against any debt collection agency trespasses the law, thereby violating your rights under the TCPA.

The TCPA allows a consumer to recover statutory damages of up to $1,500 for willful violations (calls, text messages, voice messages), including attorney costs. If you have received unwanted calls or text messages from telemarketers or debt collectors, you may be entitled to substantial financial compensation. Read more about it here.

Your Rights against Midland Credit Management

Midland Credit Management is a company that is may have committed violations under the FDCPA (Fair Debt Collection Practices Act). If you strongly believe that you’re being harassed by Midland Credit Management, give us a call now on 844-791-1990

We know it can be difficult figuring out how to deal with these issues. The good news, you have rights and Midland Credit Management has to respect them. If you feel you’re being harassed contact our office today at 844-791-1990 and we will be happy to give you advice or connect you with qualified legal representation or read more about your FDCPA rights here.

About Midland Credit Management

Midland Credit Management is a licensed collection agency that operates in all 50 states. They use 800 numbers to whichever area code that you live in. They are one of the top company debt buyers, and the reason they might be calling is that they have purchased your debt as well.

Contact Information

P.O. Box 939069,San Diego, California92193. NMLS ID: 934164

Encore Capital Group is a Certified Professional Receivables Company (C1312-1009 (3)) and includes a family of companies: Atlantic Credit and Finance, Midland Funding, and Midland Credit Management.

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