Share with others:

Some people say they use federal withholding as a forced savings plan, contending they aren't disciplined enough to save on their own. But experts say that means people are giving up control over their own money.

Some taxpayers likely are antsy about getting their refunds because of delays in processing federal returns this year. The Internal Revenue Service began processing returns Jan. 30, eight days later than anticipated because of congressional wrangling over expiring tax cuts.