Direct Loan Entrance Counseling
Students must complete the Entrance Counseling requirement before Direct Loan funds can be disbursed. Student loan entrance counseling provides details about what a student loan is, advice on how much you should borrow, and when you should expect to repay your loans. After you complete the requirement and submit your information, Direct Loans will notify our office electronically within 24-48 hours that you have completed the requirement.

Esign Direct Loan MPN
All students receiving a Direct Loan must E-sign a Master Promissory Note (MPN) prior to disbursement.

Direct Loan Exit Counseling
During the term that you expect to graduate and/or if you drop below half time enrollment, you will be asked to complete Exit Counseling, if you have had a Stafford or Direct student loan while at AU. It is very important to notify your lender(s) of address changes so that you will receive your repayment information when your grace period ends.

Direct Loan Consolidation
If you have received loans from multiple lenders, it may be advantageous to consolidate your multiple loans into a single payment. You may apply for loan consolidation through Federal Student Aid for free. Please be aware that some companies promise assistance with loan consolidations to help manage student loan debt, but there is no need to pay exorbitant fees to private companies for assistance.

CashCourse
CashCourse is your guide to making informed financial choices. Get prepared for whatever life has in store: Register for a free account, and take charge of your money. This site is maintained by the National Endowment for Financial Education - NEFE - and provides valuable information on financial literacy topics including budgeting, credit card debt, and financial calculators.

FAFSA4caster
This site is useful for estimating your Expected Family Contribution (EFC) to determine financial need.

Financial Awareness Counseling
Financial Awareness Counseling is an optional online tool that provides information to help you understand your financial aid and assist you in managing your finances. This tool is separate from Direct Loan Entrance Counseling and does not satisfy the Entrance Counseling requirement for Direct Loans.