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With 62 million Americans governed by HOA’s and $35 billion dollars in operating revenues and growing, HOATown.com thought is was time to bring clarity to the homeowner association with a one-of-a-kind infographic: The Rise of the Homeowner Association.

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Homeowners associations first emerged in the United States in the mid-19th century. Their growth was limited, however, until the 1960s, when several factors led to a period of rapid national growth, including, a push towards large scale residential development by the Federal Housing Authority and the Urban Land Institute; an increasing cultural preference for architectural uniformity; a decline of readily available land; rising construction costs; and a modification of federal mortgage insurance rules to include cooperatives and condominiums.

Driving Forces for HOA Growth
– a push towards large scale residential development by the Federal Housing Authority and the Urban Land Institute
– an increasing cultural preference for architectural uniformity
– a decline of readily available land
– rising construction costs
– modification of federal mortgage insurance rules to include cooperatives and condominiums

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