Banking in the Lexington Area

Lexington, known as the Horse Capital of the World, is the second-most populated city in Kentucky, behind Louisville. The city ranks tenth across all cities in the United States by rate of college education, with close to 40% of the city's population holding at least a bachelor's degree.

Other cities in the Lexington area include Richmond, Frankfort, Somerset, London, Nicholasville, Corbin, Georgetown, Winchester, and Berea. The oldest active bank in the area is Farmers Bank & Capital Trust Company, established in 1850. There are approximately 580 branches from more than 90 banks and 20 credit unions. Of those, 62 banks and 13 credit unions are headquartered in the area.

Notable financial institutions headquartered in the Lexington area include Central Bank & Trust Co., Whitaker Bank, Traditional Bank, Inc., Commonwealth CU (KY), Forcht Bank, and National Association. Forcht Group, which operates Forcht Bank, is a holding company that employs more than 2,100 people across Kentucky. Other finance-oriented businesses operated by Forcht in Lexington include First Corbin Bancorp, Kentucky National Insurance Company, and BSC, a bank data services company.

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