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Unfortunately, the 547 score is a lower score than any lender will consider. I recommend that you consult with a professional in the credit repair business and develop a plan to resolve the derogatory items on your credit report. There's no simple or swift solution for you...

Yes, there is. You need the assistance of a "hard money" lender. These private funding firms lend only on the value of the collateral and your ability to repay. If you have some income, they will lend up to 65% of the value of the property regardless of your credit score. In CA, I recommend Oak Tree Funding, a respectable firm with integrity. You can search the internet for lenders in your state using the terms "hard money loan" or 'private mortgage lender". Good Luck!

Inheritance taxes?? Are you one of the unluck who lives in a state that still has this?? A few questions:- In any case, what is the amount of money that you are looking to get (how much is the "inheritance tax" and attorney fees)??- Are you planning on living in the home?- How old are you?- Do you have any other money set aside in any other place (IRA, Roth, 401k, etc)?

I ask because a loan, even if you could get one, may not be your best option... Feel free to contact me directly if you'd prefer to answer these types of questions privately...