Commercial Insurance

As your insurance and bonding partner, we will work in concert with you, your legal and finance teams, as well as your other business partners to develop a customized package designed to meet your company’s special needs.

Your insurance needs are critical to the ongoing success of your business and the long-term health of your company. As your insurance partner, the members of the K&S team offer the same laser-focus on service and strategy that we apply to our surety and risk management clients, working with you to access affordable coverage that protects your interests and contributes to your bottom line.

We offer coverage in an array of business lines, including:

General and Riggers Liability

Business Auto and Motor Truck Cargo

Workers’ Compensation

Commercial Property and Umbrella Insurance

Contractors’ Equipment

Builders’ Risk

Installation Floaters

Pollution

Design Build

Business Income

Crime/Employee Dishonesty

Employment Practices Liability/Employment Benefits

Directors and Officers’ Liability

We also offer non-business products, such as Personal, Homeowner’s and Auto Insurance, as well as Fire, Boat, Farm, Livestock, Life/Health, Annuity and Long-Term Care policies.

Besides helping you access the right coverage when it’s time to renew a policy or start a new project, our team of specialists are also at the ready when it comes to ongoing insurance needs, including:

Reporting-to-settlement claims support.

Instant insurance certificates upon request.

Expert advice when you need to evaluate insurance requirements for bid packages.

Through K&S’s loss control services and risk management tools, we have been able to minimize our insurance cost and coverage fluctuations by having an open relationship with not only K&S, but also our carrier which they have helped foster.

K&S has been a trusted partner in several areas including; risk management, insurance and surety which helped advance our growth from 22 employees several years ago to presently over 275. They not only realized our expectations, but understood our client’s expectations and helped us exceed them.