The Banking amendment would prohibit the federal government from punishing financial institutions (such as banks) who do business with state-legal cannabis businesses. The federal government currently prevents banks from doing business with dispensaries, cultivators, processors, etc. This amendment would allow these types of business to have access to all typical banking services like credit cards, payroll, and loans. Like all appropriations amendments, the protection would last one year and would have to be renewed the end of each fiscal year.