Now, we all rely on our credit card from time to time to buy the odd bits and bobs. Many people are not just using their credit card for unessential items but instead rely on their credit cards to pay essential bills. Georgie hears from debt expert Ian Williams how 7 million of us have borrowed money to pay for food, while another 4.5 million have had to borrow to pay their rent or mortgage.

Georgie Frost is joined in the studio by MoneySuperMarket.com web editor Kevin Pratt. Today on the agenda, they discuss broadband being set up in the most rural areas. Plus, British companies being forced to publicly disclose data breaches . All these stories and more on The News Review.

Josh Lowe, Reporter at Newsweek, joined Share Radio for his weekly take on politics. He talked Europe-wide manhunt for Berlin suspect and the implications for Chancellor Merkel, the news that one of Jeremy Corbyn’s most persistent critics quit as a Labour MP to take a job in the nuclear industry, and the recently published letters sent by Donald Trump to then-Scottish first minister Alex Salmond, part of an intense lobbying campaign against plans for an offshore wind project near Mr Trump's Aberdeenshire golf resort.

The European Court of Justice (ECJ) has ruled that the "general and indiscriminate retention" of emails and electronic communications by governments is illegal. The ruling could lead to challenges against the UK's new Investigatory Powers Act. This legal challenge was initially brought to determine the legality of GCHQ's bulk interception of call records and online messages. James Castro-Edwards, Partner and Head of Data Protection Law at Wedlake Bell LLP, joined Share Radio to discuss.

Why have sherry sales more than halved over the past decade?

David Richardson, Regulatory & Commercial Affairs Director at The Wine and Spirit Trade Association, joined Share Radio to discuss the fall in sherry sales and what can be done about it. We started by asking him when consumption started to decline.

Italy approves bail out plan for Monte dei Paschi bank

A 20 billion euro bailout for the world’s oldest bank, Italy's Monte dei Paschi di Siena, now looks inevitable. Monte has seemingly failed to pull off a last-ditch rescue plan, proving unable to find an anchor commercial investor for an offer of new shares. Bankers said a private sector deal to swop debt for shares would only have raised €1.7 billion, far short of the overall amount needed. The Italian Senate's approval followed an announcement by the troubled bank that it expects to burn through €11 billion in just four months, a sum it was thought would last 11 months. Share Radio's Matt Cox has been getting the lowdown on Monte's plight from industry specialist Philip Alexander, Regulation Editor at Risk.net.

Almost half of UK employers expect to face a shortage of suitable candidates to fill permanent jobs in 2017

Almost half of UK employers expect to face a shortage of suitable candidates to fill permanent jobs in 2017,
That's according to this month's JobsOutlook survey by the Recruitment & Employment Confederation.
To find out more about this Simon Rose was joined by Tom Hadley, REC Director of Policy

Is the housing supply issue which dominated the headlines in 2016 going to continue into 2017?

UK house prices are set to rise by three per cent next year and central London prices will stop falling, as they have done throughout this year.
That's according to the RICS housing forecast for next year which predicts that house prices will continue to rise on the back of a shortage of housing supply.
To find out more about this, Simon was joined down the line by Simon Rubinsohn, RICS chief economist.

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