Category Archives: Personal Finance

Chances are you have seen a sign in your bank that mentions that the FDIC. There are many people that do not understand what the FDIC is or what it does for you and your deposits. It is important to … Continue reading →

There comes a time in everyone’s life where we have to make changes that will be annoying and tough! One of those changes that fall into that category is changing banks. No one wants to do it, but sometimes we … Continue reading →

It is easy to say “make a budget and stick to it” when talking about saving money and growing your savings over time. Yes, we all want to have a fat savings and retirement account and knowing where your money … Continue reading →

Safety deposit boxes are mini safes that are found at your local bank. They are rented out for 6 months or a year at a time. They are primarily used to store valuable papers and other irreplaceable items you … Continue reading →

We talk about having an emergency cash fund often here on the blog. It is an important part of becoming less dependent on credit and having peace of mind in the event of emergencies. What we haven’t talked about … Continue reading →

It is that time of year again. It seems to come faster and faster every year! Tax Time! But this year, we can make a difference with our tax refund and plan ahead so that when it does come, … Continue reading →

Is saving money hard for you? For many people, saving money is an after thought – after the bills are paid and after the needs are met. Maybe even after the wants are fulfilled too. Granted it can be … Continue reading →

I don’t think there is any one that has not had some type of financial stress at one time or another. Sure, there are different levels of stress and we all deal with stress differently. Financial stress seems to … Continue reading →

These days it is imperative that you watch your bank accounts and credit reports for evidence of identity fraud. It is happening more frequently with online purchases and security breaches everywhere we go, it seems. Personally, I have had … Continue reading →

When we think of improving areas in our lives we often focus on exercising more, getting enough sleep, eating healthier, etc… Sometimes our financial IQ’s are overlooked and can hurt us in the end. This quiz will help you to … Continue reading →