Conceptual Model

Humaniq is a financial ecosystem built on blockchain, focused on simply and quickly connecting unbanked people to the global economy. It combines blockchain bank as a core platform for financial services and technology start-ups, biometrics that replaces passports and signatures, ICO and distributed ownership instead of shareholders, and an investment fund for third-party start-up acquisition and acceleration.

Project Description

Humaniq is a simple and secure 4th generation mobile bank. Humaniq is developing a completely new banking experience by dissolving all the barriers of archaic banks such as the need to come to a branch, doing endless paperwork, dealing with hard-to-use, buggy mobile apps, and protecting data with hard-to-remember, complex passwords. Humaniq aim to create a safe, strong financial tool, specifically designed to be used by people who are under educated or who don’t possess identification. Most of them live in emerging economies on less than two dollars a day.Team:Alex Fork: Founder.Richard Kastelein: Chief Marketing Officer.Parth Bhatt Upendra Kumar: Project’s Partner for India.Alakanani Itireleng: Lead Ambassador.Humaniq held its ICO on April 6, 2017. The ICO token supply represents 86% of the total token supply. With an average contribution of $430, Humaniq raised $5.1 million. The ICO ended on April 26, 2017. 31824818 HMQ tokens were distributed during the Pre-ICO where the price was 1500 HMQ (+Bonuses) = 1 ETH.Token Reserve Split (XX%):04% Team;04% Bounty Campaign;06% Advisory Board;Humaniq ICO campaign featured bonus, escrow and pre-sale.Bonus Structure:49.9% bonus for the first 24 hours;33% bonus for the first week;20% bonus for the second week;14% bonus for the third week;07% bonus for the fourth week;

September 27, 2018

There used to be a time when buying Humaniq tokens was very hard, if not impossible. Bittrex was almost the only exchange where HMQ was traded, and on December 2017 it closed registrations for newcomers for four months, making life very hard for anyone who did not already have an account. Most...

From: Andrey Shevchenko

September 21, 2018

Humaniq is far from the only Fintech startup working towards providing financial inclusion in Africa, but in most cases they are traditional mobile money startups, not that different from the commonly known PayPal.Why is it then, that Humaniq chose to use Blockchain, and is it a competitive...

From: Andrey Shevchenko

August 30, 2018

Being one of the pioneers among businesses who started to fight for financial inclusion for people in emerging economies, Humaniq regularly explores this audience in order to ascertain the best positioning and development strategies for designing the most optimal financial tools for it. Our goal...

From: Andrey Shevchenko

August 27, 2018

One of the most common questions we receive from the community is why Humaniq is only open in a few countries. The short answer is that we must comply to regulations in every place we operate. In this article, however, we will elaborate on what exactly this means: what are the regulations, and...

From: Andrey Shevchenko

August 24, 2018

Recently, we had some major news that helped us to achieve a positive impact on the exchange rate: Business Chat feature release, announcement of a partnership with Jamii Africa, and a mention of our project in “FinTech for Social Good” report as one of the leading companies in emerging...

From: Andrey Shevchenko

August 23, 2018

A vivid and surprising picture is painted of the Humaniq community in a new survey we organised of our supportersThe community behind a crypto project is no doubt a force to be reckoned with. It can provide support to a blockchain startup in challenging times, and spread good news when...

From: Lee Baker

August 17, 2018

Giving away free tokens correctly: the story of how we designed our emission system to empower the unbankedThe Humaniq emission model has been devised to be as egalitarian as possible ever since the inception of the project in 2016. It is probably one of the most satisfying elements of our...

From: Andrey Shevchenko

August 07, 2018

With the news a seventh exchange is listing the HMQ token (and it’s Hotbit!), Humaniq can today reveal what is involved in the relationship between cryptocurrencies and crypto exchanges. Humaniq is sharing the behind-the-scenes work in getting listed with the listing case study of...

From: Andrey Shevchenko

July 31, 2018

The Humaniq token will be available for trading on the seventh exchange very soon, so we decided to make this great news even more interesting for you… launching a quiz that we never had before! With a prize pool of HMQ tokens worth 500$, we would like to say thanks to our community members...

“When will you list your token?” This is the main question any ICO community manager receives before, during, and after the token generation campaign — from one in two participants on average. “Why so long?” And this one will be the next for sure. Token holders are absolutely right...

From: Alex Fork

July 26, 2018

On course to achieve 1 million users this year, how did Humaniq reach the position of providing App at scale for the global unbanked, while preventing transaction fees?As Humaniq’s community grows across 16 nations, it is worth reflecting how we go this far. How did our technical team...

From: Lee Baker

July 24, 2018

Humaniq recognized as one of the most promising companies fighting for Financial Inclusion in two industry reportsAs we keep achieving more and more milestones, such as surpassing the 400.000 users mark and opening our services in 16 African countries, the external recognition of our true...

From: Andrey Shevchenko

July 11, 2018

Humaniq Stories targets Blockchain and cryptocurrency knowledge of unbanked as they start to take control of their destinies with Humaniq AppHumaniq is introducing a new app feature for our nearly-400,000-strong community: Humaniq Stories, an extra designed to increase our users’ Blockchain...

From: Lee Baker

June 07, 2018

The business case for Humaniq App to lay the ground for a digital ecosystem of flourishing services is compellingWhy should entrepreneurs or investors focus on people who are currently unable to access banking services? Surely the traditional financial institutions ignored them because there...

From: Lee Baker

May 22, 2018

Humaniq is looking to forge partnerships with startups that share our wish to support the UN to advance developmentDo we have to choose between lofty goals and the bottom line? Between humanitarian aims and capitalist growth targets? Or can we square the circle of achieving a flourishing,...

Humaniq is looking to forge partnerships with startups that share our wish to support the UN to advance developmentDo we have to choose between lofty goals and the bottom line? Between humanitarian aims and capitalist growth targets? Or can we square the circle of achieving a flourishing,...

From: Lee Baker

March 19, 2018

Reaching technological and community-building milestones gives Humaniq reason to be confident for its future expansionHumaniq has achieved the first working hybrid Blockchain with the 2.0 version of its app, allowing us to retain the benefits of the Ethereum main-net while expanding...

From: Lee Baker

February 06, 2018

Partnership is key to Humaniq’s mission — which is why we are enlisting developers to try to break through the security of a Humaniq App walletHumaniq is challenging developers to hack a HMQ coin wallet and transfer funds to a second wallet as part of the rigorous testing of our...

From: Lee Baker

January 30, 2018

We today outline our achievements in our first year and set out ambitious goals that build on these for the year aheadHumaniq is setting out ambitious goals for the year ahead to realise our vision of using technology to make opportunity a reality for the billions shut out of the 21st...

From: Lee Baker

November 23, 2017

Online marketplace that everybody can sell their wares in — not just the select few — set to open as statisticians weigh up the size of the new, peer-to-peer, economyOfficials are waking up to the power of the new, peer-to-peer economy as the Humaniq App opens up online markets to...

From: Lee Baker

October 31, 2017

After leading the way as ICOs started to take off, Humaniq is now working to make predictions that investment will be opened to everybody a realityHumaniq’s successful ICO paved the way for the launching of the App in pilots across AfricaThe success of Initial Coin Offerings as a more...

From: Lee Baker

October 23, 2017

Wall Street is exploring how blockchains could make financial operations made more efficient, but will traditional banks serve the 3.5bn unbanked?The Humaniq App to provide banking to everybody, has been tested by young people at Limkokwing University of Creative Technology in BotswanaBanks are...

From: Lee Baker

October 13, 2017

Games in Nigeria, Botswana and Tanzania follow last month’s pilot launch in Ghana and see thousands-strong user community expandHumaniq is involving more people in more countries in the piloting of its app to include everybody in the 21st Century economy.Since the launch of the Humaniq App...

From: Lee Baker

September 26, 2017

Humaniq’s development team outlines progress with Decentralised App at the Blockchain for Good startup’s London headquartersThe Humaniq development team gets together at Rise in LondonHumaniq’s team of 10 developers and the management team has come together from across the world to...

From: Lee Baker

September 22, 2017

World Bank recognises that new transacting accounts not always meeting needs and that new FinTech providers will be needed if everybody is to have access to credit and insuranceMore work is needed to fully engage the 2 billion people without access to a financial account, according to a...

From: Lee Baker

September 12, 2017

Humaniq community is born with first two thousand App users in Ghana pilot, ahead of major marketing driveMilestone as users boarded under partnership before local marketing campaign gets underway in Ghana as Humaniq works with Accra-based organisations to welcome Humaniq App’s first...

From: Lee Baker

August 30, 2017

Blockchain for Good: roadmap laid out at the world’s biggest conference on transformative technologySpecial event curated by Humaniq set to be held as integral part of the biggest forum on blockchain tech, and how it can fundamentally change key industriesThe potential of blockchain technology...

From: Lee Baker

August 23, 2017

LITE version of the app now providing people in Ghana the capability to make new connections in contrast to the accounts of the past — and with new services being developed for the platform, this is just the startTheThe Humaniq ‘LITE’ version of the app, launched on Android, uniquely...

From: Lee Baker

August 18, 2017

The Humaniq Accelerator will support tech projects to bring innovative solutions to the global, untapped market of people without access to essential servicesThe Accelerator is unveiled following the successful ICO and the launch of the Humaniq App pilotA major step towards a more...

From: Lee Baker

October 30, 2018 17:32

VP Technology Anton Mozgovoy addresses the community

Anton answers some questions posed by the community in our recent survey and makes an important announcement about the roadmap

May 21, 2018 20:15

The Unbanked: Global Humaniq Challenge

World’s first documentary on unbanked population.

Humaniq is excited to premiere its documentary called "The Unbanked". Even today in the age of interconnectivity, over 2 billion people around the world don't have access to financial services. This documentary shows the real faces of those unbanked people and how reliable financial services can change their future.

This film is about opportunities. What are they today, can they in fact change our lives for the better? Why do people have no access to financial resources in the 21st century? What will happen with the global economy if they get it? In what way will it affect the society and the lives of these people? And what is the potential of connecting the unbanked with businesses, startups and investors?

Today we can provide opportunities which will change the whole financial system and the lives of millions of people. We see those opportunities are real, and we want you to see them too.

The Unbanked has had two private showings at dedicated Humaniq events before being published.

The first event was held in Nairobi. More information you can find here: https://www.facebook.com/events/1670128259732458/

The second preview was in London at Level39: https://www.facebook.com/Level39CanaryWharf/

Tonight the movie will be also shown and discussed here in San Francisco: http://www.hanahaus.com/