Award winning consumer debt collection agency

Manage consumer debt portfolios easily by partnering with the UK’s best consumer debt collection agency today. AYOM have a multitude of tools including bespoke APIs available to manage large scale consumer debt portfolios.

Keep track of your cases with our 24 hour client portal and have access to not only expert debt collection services but legal escalation if required.

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Manage consumer debt portfolios easily by partnering with the UK’s best consumer debt collection agency today. AYOM have a multitude of tools including bespoke APIs available to manage large scale consumer debt portfolios.

Did you know?

WE HAVE BEEN DEALING WITH TRACEY AT AYOM. SHE HAS BEEN VERY PROFESSIONAL AND RELIABLE WITH ANY QUERIES WE HAVE HAD REGARDING CASES AYOM HAVE OF OURS...

DANTE (on TrustPilot)

A THOROUGHLY PROFESSIONAL COMPANY THAT ACHIEVES ITS TARGETS. ONLY USED TWICE SO FAR WITH 100% RESULTS...

JOHN (on TrustPilot)

EXCELLENT. THEY HAVE MANAGED OUR ACCOUNT GREAT SO FAR, SPLITTING IT WELL. IT'S ONLY BEEN 2 WEEKS AND WE'VE ALREADY SEEN A MAJOR IMPROVEMENT. VERY PROFESSIONAL AND EFFICIENT. WOULD RECOMMEND TO ANYONE..

SOPHIE B (on TrustPilot)

EXCELLENT. AFTER TRYING FOR A VERY LONG PERIOD OF TIME TO RECOVER AN OUTSTANDING DEBT, WE PASSED THE DEBT TO AYOM. IT WAS SUCCESFULLY RESOLVED WITHIN A VERY SHORT TIME PERIOD...

LIN (on TrustPilot)

GOT THE JOB DONE!! MATT WAS DEALING WITH AN ACCOUNT I HAD TROUBLE CHASING UP, HE WAS VERY PERSISTENT WITH THE CLIENT UNTIL HE RETRIEVED THE MONEY OWED. HE KEPT ME INFORMED EVERY STEP OF THE WAY AND I RECEIVED A FRIENDLY PROFESSIONAL SERVICE.

LUCY (on TrustPilot)

I RECEIVED EXCELLENT CUSTOMER SERVICE FROM RAY WHEN CONTACTING THE COMPANY. REGULARLY KEPT ME INFORMED VIA PHONE/EMAIL AND REALLY PUSHED MY CASE, THE PERSISTENCE HE HAD WHEN CONTACTING THE OTHER PARTIES WAS GREAT.

JEROME (on TrustPilot)

WHAT IS CONSUMER DEBT?

Consumer debt is classed as money owed by an individual relating to personal and household matters rather than business. Consumer debt relates to debt owed by using products or services that go towards the individual or their family.

Examples of consumer debt include rental arrears, credit cards, loans, overdrafts, phone bills, utility bills and goods on credit such as sofas, TVs and other household items. If your business is suffering from non paying debtors, bring in the experts and give yourself the best chance of recovering your money.

HOW CAN A DEBT COLLECTION AGENCY HELP YOU?

We are sympathetic and attentive to every creditor’s situation. Each customer is different and consumer debt collection requires staff with extensive knowledge. With FCA regulations and best practices needed, AYOM provides the most comprehensive, trustworthy service. We ensure we dedicate each customer a case handler for exactly this reason. They will listen to you; learn your situation and story. This allows us to chase debts with as much information as possible, raising your chances of seeing your debt recovered in full and sooner.

We have all the necessary tools to track and monitor a debtor’s situation. Our recovery team will analyse the financial status of a debtor so we have the most accurate knowledge of whether they can pay. Our recovery team are also very well versed in laws surrounding consumer debt and our qualified on-site legal team are able to help prepare court documents if necessary.

Real time updates via a 24hr client portal

Industry leading tracing systems.

Multi award winning service

On site legal team to provide experienced, expert support

Why choose AYOM Debt Collectors?

Are You Owed Money have a professional, experienced team offering expert advice about collecting your debts. The combination of an experienced collections team, legal support, case handlers and a proven collection strategy brings together a service you can rely on, all this alongside a superior client portal which allows you to track your case from beginning to end.

The client portal lets you see how and when we've contacted your debtors as well as what we have recovered. Using a simple login you can access your case anywhere in the world both in and outside of office hours.

With years of experience, excellent staff training and an impressive track record of results including award winning services and procedures, Are You Owed Money Ltd is your best opportunity to recover your business debts.