credit counseling

Headlines on Canadians getting deeper and deeper in debt had been on more frequently in the last few years. Living expenses had risen quite a bit, carrying cost are higher, interest rate is lower only to get us into a bigger debt!

Along the way, the incapabliliy of us repaying our debt is diminishing. Partly due to some of us lost our jobs or contracts but haven't got a new gig yet; sudden (unplanned) expenses among the family, etc.