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How early should I arrive for a bankruptcy creditor’s meeting?

Article written by Columbia, SC bankruptcy lawyer Daniel Stone

One of the most important questions I am asked by my Chapter 13 and Chapter 7 bankruptcy clients is how early should they arrive for their creditors meeting (sometimes referred to as “341 hearing” or “trustee hearing”). I tell my Chapter 13 and Chapter 7 bankruptcy clients to arrive at least 30-45 minutes early for their hearing. Why? First, it is tough finding parking at the Strom Thurmond building. You will need extra time to find adequate parking. Second, it will take some additional time for you to enter the building. With all the new Federal government procedures, it is taking longer to access Federal buildings. Make sure you have a valid drivers license to enter the building. Third, I want you to arrive early so it will give us an opportunity to review your case and time to allow you to see the Chapter 7 or Chapter 13 Trustee ask questions to other people. Hopefully, by the time it is your turn to be ask questions, you will have reviewed questions with me and heard the Trustee ask questions to 4-5 other people.