Most of us have been there: In line ready to check out, only to remember that we left our 20% off coupon at home. Sometimes you can pull a replacement up on your phone before you pay, but if you're stuck, don't worry—these retailers will cut you some slack anyway.

The folks at Rather Be Shopping compiled a list of stores with customer-friendly policies towards people at the checkout counter who forgot their coupons at home. As long as you're kind and courteous to the cashier or customer service rep when you bring up the fact that you forgot your coupon, all of these stores have house cards or coupons they can scan so you get your discount:

Michaels

Old Navy

Joann Fabrics

Dick's Sporting Goods

Bed Bath and Beyond

Kohl's

JCPenney

They go into detail about the policies of each of these stores at the link below, so make sure to give it a read if you frequent any of the shops mentioned above. Bed Bath & Beyond is well known for their by-mail 20% off coupons (and, according to Rather Be Shopping, if you forget yours, cashiers usually have a loaner coupon they can scan for you—but if they don't, you can bring your receipt back along with your coupon and get a refund), but Jo-Ann Fabrics is just as well known for their weekly 40%-50% off one item coupons, and if you forget yours, there's probably one in a sale flyer in-store that you can grab next to the checkout.

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Bonus tip: The Consumerist notes below as well that if you're a Costco shopper and you forget their coupon book, cashiers almost always have spares that you can use. Ask nicely, and they'll do you a solid. Read more at the links below.