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For those who regularly read our blog or pay attention to technology developments, you will not have been able to avoid the phrase ‘machine learning’. Machine learning is a subfield of AI which allows machines and computers to operate by themselves.

Consumers are ready for the future of mobile payments. However, standing in the way of adoption of contactless, tap-to-pay technology are two enormous industry sectors. Retailers and banks will be expected to act quicker over the next 12 months in order to bring this safer and more secure type of payment to their customers.

2016 was a huge year for enterprise mobility, with more and more businesses embracing mobile-centric strategies. It’s clear for all to see that this trend isn’t going anywhere, but the question many organisations are all facing is ‘where is it going to take us?’

Companies are taking huge strides to implement innovative mobile solutions, and with these implementations, it’s critical to keep a close eye on trends that will begin to emerge over the next 12 to 18 months.

Mobile and digital disruption has evolved into a constant wave of change. Entire industry sectors are being redefined by new and emerging technologies and 2016 has seen some huge transformations.

The impressive rise and widespread adoption of Pokémon Go accelerated digital change and highlighted the opportunities Augmented Reality (AR) has to offer. But what digital technologies should we expect to see evolve in 2017?

Mobile apps have completely transformed our lives. Analyst firm, Gartner, projects that the number of mobile app downloads worldwide is expected to reach close to 268 billion times next year. And yet, this is only the beginning of the mobile app revolution.

It has been revealed that more than 90 percent of IT Decision Makers see enterprise mobility as a huge investment opportunity in 2016. Businesses are being more proactive this year in boosting customer engagement, competitiveness and operational productivity, all through the deployment of an innovative mobile solution.

2015 saw Apple release a number of new and innovative products. It included the company’s first wearable in the form of the Apple Watch and we also welcomed the redesigned single-port, super-slim MacBook. The iPhone 6S and 6S plus, the iPad Pro and a new version of the Apple TV were also released in the past 12 months. So what should we expect to see in 2016?

2015 was coined as the “Year of the Mobile Device” and it certainly delivered. So looking ahead to the next 12 months, could it become the “Year of the Mobile App”? According to Forrester Research, by the end of 2016, nearly 4.8 billion people across the world will be using a mobile phone. This is opening up unlimited opportunities for businesses in terms of developing mobile applications.

Mobile applications have become a predominant part of our everyday lives. There’s no doubting that 2015 has been a massive year for mobile. Users are starting to demand more from their mobile experiences with mobile apps and websites, and much of 2016 will be about creating more personal engagement with consumers.

2016 will be a huge year for mobile applications. Google is paving the way for apps by making changes to its algorithms and punishing websites that aren’t mobile friendly. Apps are certainly on the rise and businesses need to understand that they must adapt to this new technology or risk playing catch-up with competitors.