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Home Loans for Senior Citizens

It is never too late to dream. Get your dream home with HFFC home loans.

Why is an HFFC home loan the best deal for you?

Multiple applicants

Lighten the burden of your home loan with multiple co-applicants. You can have as many as you need.

Apply for Home Loans for Senior Citizens

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* I declare that the information I have provided is accurate to the best of my knowledge. I hereby authorize HFFC and their affiliates to call and/or send texts via SMS to me for promoting their products.

Interest Rates

Occupation Type

Floating

One-time Processing Fee

Minimum

Maximum

Salaried

13.90%

15.90%

Rs 9,990 to Rs 21,990 + GST*

Self-Employed

14.90%

16.90%

Rs 11,990 to Rs 23,990 + GST*

Additional fees such as stamp duty, e-filing charges, CERSAI filing charges, and other statutory dues applicable on the Memorandum of Equitable Mortgage may vary depending on the location, and will be charged in addition to processing fees. If you opt for a fixed rate of interest, please add 2% to the rates mentioned above.

*GST @ 18.00%

Eligibility

Loans are available to all individuals, regardless of their age. Find your eligibility with our handy calculator.

FAQ’s

After a certain age, it becomes harder for people to avail of home loans. However, at HFFC, we believe that older citizens deserve to have the same benefits as their younger counterparts. We offer senior citizens special loans, with extended tenures and as many co-applicants as they require.

EMI are calculated based on the income and payment ability of all the applicants, and the principal borrowed amount. Those installments are then deducted from your account every month for the tenure of the loan.