Healthcare

What is a Health Cash Plan?

An inexpensive insurance policy that provides cover for the cost of everyday healthcare, such as routine check-ups and protection against unexpected costs such as specialist consultations, diagnostic tests, hospital stays and therapy for minor injuries and ailments.

Generally, the premium is fixed at the same level for all policyholders, regardless of their age or the number of claims that they make, and there is no need for a medical examination. Children under 18 are usually covered for free.

There is usually a fixed annual limit for claiming in each benefit category (e.g. Optical, Dental, etc.) and you can claim as often as you need to until you have reached your limit. Claims are made after the customer has paid for the treatment or service, and are usually reimbursed within less than a week.

Health cash plans cover an extensive range of treatments; the most common ones are:

Dentist: Both check-ups and dental treatments, including seeing the hygienist