Paid quarterly on the last business day of the quarterly statement periods of March, June, September and December.

You can make after-tax contributions for a child until the child reaches 18 years of age.
Contributions can be made anytime.

All earnings are tax-free if used to pay for eligible education expenses.

IRA CDs
A CD with all the tax benefits of an IRA, but earning a higher rate of return.

$50 to $2,500

Terms of 3 months to 60 months available.
Interest on Short Term IRA CDs is paid at maturity. Interest on Long Term IRA CDs is compounded monthly or annually.

* Withdrawals before you are 591/2 may result in a tax penalty and interest penalty, except in the case of Education IRAs.
** Contribution limits vary and depend on your individual income level.
*** Funds from any IRA at another financial institution of your qualified employer sponsored retirement plan may be transferred without tax penalty.