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Farmers & Merchants Bank Unveils New Mobile Banking App

Farmers & Merchants Bank has launched its new mobile banking app as part
of an extensive initiative focused on enhancing its technology
infrastructure and increasing security and convenience for customers.
The 105-year-old bank also rolled out a new generation of "smart" ATMs
and is offering a suite of new technology and security enhancements for
its business and retail customers.

"F&M is concentrating on enhancing its online and mobile banking
services to provide our customers the same convenience and security
larger banks offer, while holding true to our community roots," said Ken
Nagel, F&M's Senior Vice President and Chief Information Officer.

Available on iPhone® and Android (News - Alert)™ smartphones, as well as iPad and iPod
Touch, FMB Mobile offers a robust profile of features on a secure,
user-friendly app including:

F&M will continue to offer new capabilities and nhanced services to its
mobile offerings in the coming year.

F&M also completed the roll-out of a new generation of "smart"
image-enabled ATMs at all branch locations this year.The
new ATMs make depositing and withdrawing money more secure and
convenient by eliminating the need for deposit slips or envelopes,
printing scanned images of checks on the back of receipts, and accepting
up to 30 bills and 10 checks in a single transaction.

Additionally in 2012, F&M launched a mobile banking site (m.fmb.com),
implemented an SMS mobile alert system and rolled out an Image Cash
Letter Service that enables business customers to scan checks at their
processing location and securely transmit the images electronically for
clearing.

"Since its founding in 1907, F&M has prided itself on superior customer
service and personal relationships while remaining in step with new
innovations," said Dan Walker, F&M's Chairman and CEO. "Banking has
changed dramatically over the years, but F&M has remained true its core
values of service, loyalty and integrity, always providing customers
peace of mind and now bringing banking to the palm of their hand."

For more information about F&M's mobile and online banking services,
visit www.fmb.com/mobile/.
Download the app at the iTunes Store or the Android Marketplace.

About Farmers & Merchants Bank

Founded in Long Beach in 1907 by C.J. Walker, Farmers & Merchants Bank
has 21 branches in L.A. and Orange (News - Alert) counties. The Bank specializes in
commercial and small business banking along with business loan programs.
Farmers & Merchants Bank of Long Beach is a California state chartered
bank with deposits insured by the Federal Deposit Insurance Corporation
(Member FDIC) and an Equal Housing Lender. For more information about
F&M, please call the media contacts listed or visit the website, www.fmb.com.