Re: Who will give me a credit card when I got denied for a secured card?

MinnesotaJ wrote:

Creditaddict wrote:I was thinking a regular orchard bank card not the secured since they don't graduate and unsecured unless that is only option, then it's probably a good one.

I have a secured orchard card that unsecured.

Me too. Unsecured at about 12 months (FICOs over 700), but it is rare for Orchard to unsecure. I think it is because most who get an Orchard Secured Card start out pretty far on the "less than perfect credit" end of the credit score spectrum and when their credit starts improving, they move on to better cards and close their Orchard.

Re: Who will give me a credit card when I got denied for a secured card?

do not get an indgo card.i had rewards660 for two year and kept the indigo when they took over and out of no where they canceled my account. i was never late on payments of over my limit. guess they just werent making enough money off my. use CONTINENTAL FINANCE they are great have had my card for 4 years.

Re: Who will give me a credit card when I got denied for a secured card?

Jennaaylee wrote:I am trying to increase my credit score now that I've seen the errors of my ways. I applied for a secured credit card at my bank but they denied me. Isn't there a jewelry credit card that was approving everyone?

jenna....what's on your reports??

What neg accts do you have?

Are they PIF??

When are they due to drop?

Do you have your TU & EQ FICO's? What are they?

I think if you repair a bit before apping, you'll have a better shot at a card

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.