Sometimes it seems like it would be easier to have ONE beneficiary card/form that would apply to ALL THREE plans at the Hall. So why don’t we do that?

Each plan runs independent of each other and the law requires us to make sure you know who you are naming as beneficiary for each plan. If we don’t meet the terms of the law, your beneficiary could be denied the benefits you wanted them to have. That’s why you must fill out a separate card/form for each of:

It is also important to review your beneficiaries with each plan after major life events such as: start or end of a relationship or death of a loved one.

In addition to beneficiary designations, it is important to keep the dependent information that is filed with the fund office up to date. When life events such as: marriage; start or end of a relationship, birth of a child, etc., occur it is very important that you contact the fund office so an enrollment form can be forwarded to you for completion. If your dependent information is not current and you submit a claim form to the Insurance Company, they will deny the claim for anyone where information is not on file.

Retiree Coverage

The Retiree coverage has been modified such that every eligible Retiree will receive 60 months of coverage which is entirely paid for by the Benefit Fund. The Benefit Fund will pay for your Retiree coverage once you attain 60 years of age. If you retire prior to age 60, you can self-pay the monthly premiums until your 60th birthday if you meet the eligibility conditions for the coverage. If you continue working until age 63 and never return to covered employment, the Benefit Fund will now provide coverage until you are 68. Previously your coverage would have ended at age 65. As a separate example, if you first retire at age 60, then return to covered employment and regained eligibility as an Active participant for two years between the ages of 62 and 64, the Benefit Fund will pay for your coverage as a Retiree between ages 60 and 62 (24 months), and upon your second retirement at age 64, a further 36 months of paid Retiree coverage will be provided up until age 67.
Note that all Retiree coverage is subject to certain eligibility criteria. If you do not meet this criteria, no coverage will be provided. Please contact the Administrator to discuss the eligibility requirements.