A Loan Modification is when your current lender modifies your current mortgage. A new closing is not required. This is not refinancing your loan. A loan modification can change your interest rate, balance of loan, delinquent fees owed, and term of loan. Usually a loan modification was only performed when a borrower was past due. Currently it is being used before or after someone is past due. Loan Modification can be your best way to avoid foreclosure. Banks don't want you to go into foreclosure. Our goal is to give you a payment you can afford for the long term. Just call us at 888-232-8572 or click the see if you qualify button on the left.

It is not necessary to pay a third party to arrange for a loan modification or other form of forbearance from your mortgage lender or servicer. You may call your lender directly to ask for a change in your loan terms. Nonprofit housing counseling agencies also offer these and other forms of borrower assistance free of charge. A list of nonprofit housing counseling agencies approved by the United States Department of Housing and Urban Development (HUD) is available from your local HUD office or by visiting www.hud.gov
"Hope For Home is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan."