Maa Thakurani Shg Group

Sanai, age 43 and the mother of two children, is a villager from the Koraput district of Odisha state, India. In the picture, the lady standing with her hand raised is Sanai. Both children live with her and help with family’s work as well as with the business. For the sake of her entire family, Sanai has (Paddy) rice cropping as their main source of income and works for others for a fee. It is the business that she has had for 20 years.

This is the first loan cycle for Sanai with People's Forum (Kiva’s partner). The positive impact of this loan would be that she could improve her lifestyle. She has formed a group of 13 to help and support each other in their businesses and in their personnel lives. As the leader of this Maa Thakurani Shg, she will spend her entire loan portion to buy fertilizer and pesticide and to pay a reaping fee. She hopes that she will get a better yield.

The other members of this group are involved in different livelihood activities like animal raising, milk selling etc. All the group members are very happy and excited to have this loan and they are very thankful to Kiva and its lenders for this support.

Additional Information

More information about this loan

People's Forum focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.