Corporate Advocacy Program: The best way to manage and repair your business reputation. Hiding negative complaints is only a Band-Aid. Consumers want to see how businesses take care of business. All businesses will get complaints. How those businesses take care of those complaints is what separates good businesses from bad businesses.

I have a restaurant/nightclub that has $950k into it and was looking for $350k to finish and for operations. I have real estate with equity as collateral as well. When you call in they tell you, that your company is a perfect fit and they have been wanting to expand into that field/industry. They say that the people that complain about their company, have fake businesses or obsurd demands or no business knowledge. They give this as the reason for the complaints on the web.

I read the comments and thought, "oh well they like my business,I have real estate as collateral and 24 yrs experience in my industry. I'll pay the upfront fee." BIG MISTAKE

Just like everyone elses comments on the web. This guy Adam answers all your questions tells you what you want to hear and sets up an appointment to have a call with a board member. Tom Miller was the guy that takes your pitch. Again tells you it sounds terrific and he thinks its a good fit. They ask for more information and to wait for the commitee meeting.

A few days later you get a standard email:

CONGRATULATIONS!
We found your presentation (Business Opportunity and Funding Request) to be inspiring and a basis to further explore a potential funding relationship. As mentioned by our Senior Fund Manager's prior to each presentation, the NPILF Investment Committee decides on one of three options for determining their level of interest for financially participating in a funding request.

These 3 Investment Committee options include:
1. To Turn Down the Funding Request (Sorry! Does not meet our Investor's Expectations).

2. To Co-Invest, up to 25% of the Funding Request, in participation with another Co-Investor/Lender who would provide the other 75% portion.

3. To Fund 100% of the Funding Request.

Congratulations! The NPILF Investment Committee has proposed Option #2. Co-Investing up to 25% of your funding request in participation with another Investor/Lender who is willing to provide the other 75% portion. (See attached Expression of Interest Letter).

Please "CLICK HERE" to view your Expression of Interest Video for additional information. If the above link does not work for you, copy the following url and paste it in your browser, ( http://www.npilf.com/exp_letter.html ). Then please continue to read all the way through this email for more information on what to do next.

The NPILF Investment Committee generally proposes a Co-Investing Funding Option when it has determined that a specific Business Opportunity has real potential for success, but is lacking enough validation, operational history, or adequate collateral to meet our fund covenant requirements for 100% funding.
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There are a number of benefits with this Co-Investing Funding Option... Let's talk about 2 primary benefits for you and your business.

1. The Expression of Interest Letter demonstrates a "vote of confidence" by an investor organization that has expressed an interest in participating in your funding request. This may attract a larger audience of other investor/lender organizations and help influence them to participate in your funding request. Especially, those Investor/Lender organizations, whose covenants prefer Co-Investing, as a way to reduce risk.

2. The proposed funding offered by our Investment Committee can be used as a down payment with a financial institution to secure a SBA Loan or a similar funding arrangement. This allows you the opportunity to establish business credit, while combining private capital with institutional capital for the most favorable blended interest rate.

If you need further assistance in locating additional Co-Investors/Lenders, or assistance with a SBA Loan or a similar funding arrangement, then we recommend that you contact our participating Resource Providers listed on the prior page of this e-mail message to learn more about the services they provide.
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Now Let's Discuss Next Steps and Provide Further Clarification.

Since the Co-Investor/Lender who provides the larger portion of the funding request is often in the Senior Position, it is necessary to understand their terms and conditions first.

Step #1. Present your Expression of Interest Letter to other potential Co-Investors/Lenders to influence them to participate in your funding request.

Step #2. Once you have received a Letter of Commitment from a Co-Investor/Lender, please forward it to the Investment Committee to be reviewed at: ICommittee@npilf.com
A Letter of Commitment means the Co-Investor/Lender has completed their due-diligence and is prepared to set a closing date to fund.

We do not advance due-diligence fees for other Co-Investor/Lender organizations.

Step #3. The NPILF Investment Committee will contact you upon review of the Letter of Commitment to discuss next steps regarding the up to 25% portion of your funding request. This may include scheduling a conference call between all parties to discuss the various funding arrangements.

Corporate Advocacy Program: The best way to manage and repair your business reputation. Hiding negative complaints is only a Band-Aid. Consumers want to see how businesses take care of business. All businesses will get complaints. How those businesses take care of those complaints is what separates good businesses from bad businesses.