Football expert Phil Steele is owner and publisher of Phil Steele’s College Football Preview, regarded as the college football bible. Get in-depth coverage of football 24/7/365 at PhilSteele.com.

Texans (-3) over JAGUARS: The Texans are one of only a handful that could survive a QB loss (Matt Schaub); they have a dominant rush attack and the NFL’s top defense over the last four weeks. The Jaguars have league’s worst offense for the entire season. The Texans have this game circled as they’ve lost four straight at Jacksonville, with several of those defeats having kept them from a potential playoff berth.

SEAHAWKS (-4) over Redskins: Seahawks (4-6) are off of a pair of confidence-building wins, and five of their losses are to teams that currently would be in the playoffs. Skins (3-7) have dropped six straight, including an emotionally draining OT defeat to their top rival. They also average only 295 yards per game on the road. Seahawks fans are truly a 12th-man advantage and are treated to an easy win.