Answers

Banking Information

General Questions

All of your business banking accounts can be enrolled online as long as the enrollment is authorized by a signer on each of those accounts. These are all the different types of banking accounts that you can enroll online:

Yes! You can access all of your York State Bank business banking accounts online with the same User ID and Password. You can also add additional accounts to your online profile as needed, using the Add Account feature in the site.

Your Account Detail provides you with the most current balance available, including any recent transactions/purchases. Keep in mind that a transaction cannot be viewed until it has actually posted to your account.

Account Related Questions

Your Current Balance is the money that is in your account at the moment. Your Available Balance includes your available line of credit and any memo posts that are pending at the time of your inquiry online.

A Memo is a note that is attached to your account when you have made a transaction on your account, but the bank has not actually processed the transaction. Common memo transactions include debit card transactions, line of credit advances and ATM activity. When the bank processes the transaction, the memo will be removed and a debit or credit will replace it. If the merchant where you used your debit card does not process that transaction the same day, the memo debit will be taken off your account, and your account will be credited back the amount until the transaction is processed.

Deposits sent via direct deposit or ACH are posted to accounts on the same day they are sent. It is not possible for us to determine how long it will take to receive a deposit via U.S. Mail; however, all deposits will post on the same business day they are received, but may not be immediately available. Customers are encouraged to ensure that their deposit posts to the account prior to initiating any transactions.

You may use the Add Account feature to add new accounts to your viewable account selection online. Once the add account request has been processed, an Online Representative will contact you to let you know if you can view the account online. You may also contact an Online Representative at 402-362-4411, 7:00AM - 7:00PM CT, Monday through Friday to assist you with this process.

Yes, York State Bank will send you your account statements in the mail. If you do not receive your statements please contact an Online Representative at 402-362-4411, 7:00AM - 7:00PM CT, Monday through Friday for assistance