Bankruptcy Class 101 – Rock Hill, SC

Bankruptcy Class 101 is a series of short videos dealing with filing bankruptcy, protecting your assets in bankruptcy, how bankruptcy affects your credit and understanding where the resources are to help you learn more. The second video in this series will be released in June....

Chapter 13 Bankruptcy

I file plenty of chapter 13 bankruptcies, but I usually recommend filing chapter 7 bankruptcy to everyone who qualifies. In my opinion you should file a chapter 13 bankruptcy when you make too much money to qualify for chapter 7 bankruptcy but still need bankruptcy protection; when you hav...

Bankruptcy Law Information

Bankruptcy law is the group of laws set out in Title 11 of the United States Code of Laws. You file bankruptcy by filing paperwork called a bankruptcy petition and schedules with the bankruptcy court in the correct district, which is normally in the state where you live. When you file a ba...

Chapter 7 Bankruptcy

When you file a chapter 7 bankruptcy your 341 hearing is set and you attend with your attorney about 30 days later. Usually, you are filing a chapter 7 bankruptcy to discharge debt because you cannot afford to repay it. You still….I repeat…..you still have to pay for debts when...

How do I protect myself from lawsuits, reposessions, and foreclosures

An exemption is a certain dollar amount of certain types of property that a borrower is allowed to keep when his creditors are suing him and trying to get their money, or when he files a bankruptcy. These amounts can be very important in determining whether you file bankruptcy, what will h...

Chapter 11 Bankruptcy

In short, a chapter 11 bankruptcy is when a debtor files a bankruptcy petition asking the court to allow him to reorganize. The entities which file chapter 11 are corporations which want to reorganize and individuals (people) who want to reorganize but do not qualify for a chapter 13 reorg...

Bankruptcy Attorney Showell Blades has dedicated this website to Bankruptcy Law and writes about his own practice of Bankruptcy Law in York County, South Carolina and its cities: Rock Hill, Fort Mill, York, Clover, Tega Cay; Lancaster and Chester, SC; and Charlotte, NC - serving the entire Carolinas area. Showell has been a bankruptcy lawyer for over 24 years. His law firm is the only firm with offices in the York, Lancaster and Chester County areas whose practice is 100% debtor bankruptcy related.

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Can I go to Jail for not Paying my Bills?

No, not unless you committed a crime in the creation of the debt (for example, fraud). Simply borrowing money and not being able to pay it back is not a crime. Many creditors representatives will tell you lies on the telephone and say that they will have you put in jail. Perhaps they are too ignorant to know they are wrong or that it is illegal for them even to say that. See More Bankruptcy Q&A