Lift Credit Personal Loans

Lift Credit Personal Loans

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Lift Credit Personal Loans Review

Lift Credit Personal Loans is a personal loan offering by Lift Credit, LLC, a direct lender based in Provo, UT. Founded in 2012, Lift Credit, LLC offers access to personal loans in 3 states across the USA.

What rates and terms does Lift Credit Personal Loans offer?

Lift Credit Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Lift Credit Personal Loans offer?

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Lift Credit Personal Loans?

Loan amounts start at $100 and go up to $2,500.

What can a personal loan from Lift Credit Personal Loans be used for?

Personal loans from Lift Credit Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Lift Credit Personal Loans?

Lift Credit Personal Loans offers personal loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does Lift Credit Personal Loans charge a late fee?

Does Lift Credit Personal Loans charge prepayment fees?

No, Lift Credit Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Lift Credit Personal Loans Fees

Origination Fee

N/A

Prepayment Fee?

No

Late Payment Fee

N/A

What do you need to qualify for a loan with Lift Credit Personal Loans?

Applicants with a credit score of at least 300 can apply for a loan via Lift Credit Personal Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify for a Lift Credit Personal Loans loan, applicants need a minimum annual income of $15,600 or higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via Lift Credit Personal Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

Driver's license

Proof of citizenship or residence permit

Recent pay stubs

Lift Credit Personal Loans Eligibility Criteria

Minimum Age

18

Bank Account Required?

No

Joint Applications Accepted?

Yes

Credit Score

300
- 640

What is the estimated funding time for a personal loan via Lift Credit Personal Loans?

Lift Credit Personal Loans will typically approve (or deny) a loan application within 2 hours and fund personal loans within 7 business days of approval.

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.