The Boca Raton woman replied: "I'm sorry, but you did," Officer Karl Leonard wrote in his report.

The phony officer then told Smith he need to see her license, according to the report.

"We've had a problem with this vehicle," Leonard quoted him as saying. "Get in the car, I'm sure it's not a problem."

Smith showed him her license, but the man, 25 to 35 years old, ordered her to remove it from her purse.

She complied, and the impersonator revealed he was no police officer.

"I know where you live and if you don't give me all your jewelry and money, I will kill you," Leonard quoted him as saying.

Again, Smith complied, giving him her wristwatch, her diamond ring, wedding band and $15, police said.

He then ordered her to drive toward the store while he escaped.

As she drove away, she honked her horn, police said.

Smith said she did not see the impersonator get in the car but she saw the older model Cutlass leaving the parking lot and heading toward the interstate.

Police call the case isolated. "We haven't had anything like this particular incident in a while," police spokeswoman Debra Shannon said. "We've had some in the past year where the suspects robbed people of Rolex watches, but this seems to be the first one [with a suspect] fitting this description."

If confronted by someone who demands your belongings, police say you should comply.

"Give them the keys, give them the money or the jewelry," Officer Jeff Simons said.

C. Ron Allen can be reached at crallen@sun-sentinel.com or 561-243-6611.