Your lodgement receipt is displayed to confirm that your transfer has been submitted successfully.

This does not mean the transfer will be processed successfully as that is dependent on the details you have entered being accurate, and on funds being available for the transfer to occur on the set date(s).

Stopping or deleting payments

You cannot delete immediate transfers. You can stop future or recurring transfers if necessary. If you wish to delete a future dated transfer, the request must be lodged with ANZ Internet Banking prior to 11.59pm (AEST/AEDT) the day before the payment date.

Need more help?

Use our frequently asked questions to find out more about transferring funds between accounts.

Why aren't all my accounts showing up in the drop down list?

Only valid linked accounts with appropriate access levels will show in the drop down list when you are transferring between your accounts.

The eligible accounts with full access will show up in the "From" drop down list

The valid accounts to receive the funds will show in the "To" drop down list.

For example, you cannot transfer funds from most home loans; however you can transfer funds to most home loans. Therefore, some accounts may not appear in the "From" list, but will appear in the "To" list.

Do I need to link an account before I can use it to transact online?

Yes. The account needs to be linked to your ANZ Internet Banking before you can use it to transact online. You can link an account to your ANZ Internet Banking in one of three ways:

Use the link my accounts function on ANZ Internet Banking - this will take 24-48 hours

Immediate transfers made via ANZ Internet Banking or ANZ Internet Banking for Business will be processed to your account on the same day, provided they are made before 10pm Melbourne time Monday to Friday (excluding national public holidays) for funds transfers.

Any transaction made after this time may be processed on the following business day or Banking Business Day. A Banking Business Day is a day on which banks in Melbourne or Sydney are able to effect settlement through the Reserve Bank of Australia.

"Transfer between my accounts" can be used to make a one-off payment to your linked ANZ Credit Card or set up a recurring payment of the same amount to your linked ANZ Credit Card. You may also use the "Pay ANZ Credit Card" to arrange regular payments to your ANZ Credit Card on the due date or at regular intervals from one of your linked accounts.

No. "Transfer between my Accounts" can only be used to make a one-off payment to your loan. To organise direct loan payments follow the steps below:

Go to the "Account overview" page for your loan account

Click on the "Create or Manage Direct Loan Repayments" link

The "Direct Loan Payments" page gives details of any direct loan payments that you have set up on the selected loan. It allows you to add a new recurring payment, modify, or delete an existing direct loan payment.

As part of the terms and conditions of an E*TRADE account, you are unable to transfer funds from this account using ANZ Internet Banking. However, you may transfer funds from another linked ANZ account into your ANZ E*TRADE Account via ANZ Internet Banking.

The "Past Payments/ Transfers" section under the "Pay and Transfer" menu allows you to view your past ANZ Internet Banking payments and transfers. You may search transactions by:

the account from which the payment or transfer was made (including closed accounts or accounts that have been de-linked from your CRN)

date range

transfer or payment type.

You can view details of your payments and transfers for the last 120 days using ANZ Internet Banking. For transactions prior to the last 120 days please refer to your paper statement or your online statements. You may also contact the ANZ Customer Service team on 13 13 14 (International callers: +61 3 9683 9999) 24 hours a day, seven days a week to order a copy of your statement.

The "Future Payments/Transfer" section under the "Pay and Transfer" menu provides you with a summary of the transfers or bill payments you have scheduled via ANZ Internet Banking to be processed on a future date.

Immediate transfers made via ANZ Internet Banking or ANZ Internet Banking for Business will be processed to your account on the same day, provided they are made before 10pm Melbourne time Monday to Friday (excluding national public holidays) for funds transfers.

Any transaction made after this time may be processed on the following business day or Banking Business Day. A Banking Business Day is a day on which banks in Melbourne or Sydney are able to effect settlement through the Reserve Bank of Australia.

All future-dated transfers will be processed by us on the morning of the date requested unless the payment date falls on a weekend or public holiday in which case the transfer will be processed on the next bank business day.

Transfers from your ANZ Credit Card will be treated as a cash advance.