Phase One: Getting Started & Finding Your Home

Phase One: Getting Started & Finding Your Home

Phase One

Getting Started & Finding Your Home

At the Initial Consultationwe will discuss your objectives, priorities, and time frame.

We will also speak about the buyer process, examine the local market conditions,discuss lending options, and lending qualifications. A review of Agency relationships and how we will work together will also be discussed at this time.

TheLoan Pre-Approvaloccurs in this phase. You will need to obtain your pre-approval letter from the lender of your choosing that will process your home purchase loan. The lender will provide you with your budget and price range for your home-This is based on income, assets, debt, and your personal financial plan. You may also want to meet with your tax and financial professional to understand the benefits and consequences of your upcoming real estate purchase prior to submitting your offer.

The Home ShoppingTours of houses that meet your criteria occurs in this phase. We will monitor the market inventory and provide you with listing alerts from the MLS service. Off-Market and Private Owner sale properties that meet your criteria will be identified as well as expired properties that potentially meet your needs are also homes we can tour.

Making an offer is part of this phase. We will research and review relevant sales and discuss appropriate and possible strategies. Preparation and review of all purchase documents, disclosures, and reports occurs in this phase. We will prepare a detailed and complete offer package that includes a lender letter, a “Get to Know Your Buyers” letter for the homeowner to “meet you” and get connected to you as they review your offer. We will present your offer to the seller’s representing Broker and negotiate the Best Possible Price for your new home.