Semi-Retirement Made Earlier and Easier

Philosophy

Like many other financial bloggers, I logged in to the CPF website a week ago. The CPF interest for 2017 were finally credited. However, unlike other financial bloggers, I have neither done a CPF OA to SA transfer nor performed any…

There are two refreshing and intriguing topics on the investing and personal finance front: Cryptocurrency & Freeganism. They are probably on two extreme ends of the scale so I thought it would be interesting to bring them together and juxtapose…

I do possess weaknesses and bad traits. One of them is voyeurism. I love reading reviews and reflections of others and as the year draws to a close, these articles are springing up on the financial blogosphere (here, here, here…

We just came back from Taipei a few days ago. It was a 8D7N trip and we only covered two provinces: Taipei & Yilan. If you’re reading because you are looking for ways to save money on a vacation to Taipei,…

It’s been 7 years and the 15HWW portfolio currently stands at around $430,000. It comprises $350,000 of capital which also means that the remaining $80,000 comes from net profits, dividends and interest from the deployment of the capital. With sporadic injections of $350,000 of…

It’s been 7 years and the 15HWW portfolio currently stands at around $430,000. It comprises $350,000 of capital which also means that the remaining $80,000 comes from net profits, dividends and interest from the deployment of the capital. With sporadic injections of $350,000 of…

I think less than 10% of Singapore households spend above $15,000 in a month. In fact, from this piece of statistic, it seems that even those who stays in landed properties spend only an average of $10,000 a month. So…

I read SMOL’s post on the difference between frugal and miserly with quite a bit of interest. Not to mention the conversation it generated with the numerous comments. He basically summed up the difference as: A frugal person loves to…

Honestly, I did not expect any gifts from my students on this day. Well, to me, the irony is that any teacher that “expects” to receive something in return for their hard work probably isn’t deserving of any. Not to…

On Optimisation “Huh? I have to eat Cai Peng everytime because it’s the most value-for money? What’s the point of retiring early then?” “What?! Manage 10 bank accounts? You should spend your time on activities that can potentially generate more…