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Life Insurance for Diabetics

Life Insurance for Children?

It may sound ghoulish, but there is a strong case to be made for buying life insurance for your children or grandchildren. I’m not suggesting that you place a substantial amount of coverage on your child (companies have limits on that). Consider again that premium rates can be locked in for a lifetime (through permanent plans) regardless of what health conditions develop.

Most children will be given a “Standard” rating unless they have juvenile diabetes or another significant medical condition. There are some insurance companies that will underwrite a child already diagnosed with Type 1 juvenile diabetes. In this case it is very important that the parents work with a reputable agent to place the case with a sympathetic company.

Protect what is most valuable in life…your loved ones. Learn more about your life insurance options. Request an estimate from a professional in your area and receive our Insider’s Guide to Life Insurance. Save your precious time for something you enjoy. Instead of sifting through dozens of life insurance plans let the insurance professional come to you with the most competitive rates available. Click Here.