Gap year travellers given travel insurance guidelines

University or college graduates looking to celebrate finishing their exams with a gap year holiday have been given a break down on what they should expect from their travel insurance.

Gap year travellers have lots of costs to consider before taking a break and the temptation could be to try and pick up as many cheap deals as possible for things including flights and accommodation.

However, travel insurance is one thing that shouldn't be scrimped on as not having it could cause a lot of unnecessary expenditure in the long-term.

And gap year travellers are able to purchase specialist gap year travel insurance which may provide the cheapest alternative to cover all the necessary parts of a trip.

Debra Williams, managing director of price comparison website Confused.com has stated a breakdown of what a good travel insurance cover should provide.

She told the Independent: "As a guideline, we recommend £2 million for medical expenses, £1 million for personal liability cover, adequate cancellation cover of at least the value of your holiday, £1,500 for your baggage and £250 for your cash."

"Travel insurance is a must for gap year travellers" is also a statement that has been echoed by an article in the Scotsman newspaper.