Down payment assistance programs

Saving for a down payment is often the hardest part in the homebuying process. But it doesn’t have to be. Since our inception, Guild has been a prominent advocate of affordable lending. We have a rich network of relationship with counties across the nation to provide more than 500 down payment assistance programs.

Down payment assistance programs are typically offered to first-time homebuyers to assist you with the costs of purchasing a home. Eligibility for down payment assistance is commonly tied to household income, however that’s not always the case. Down payment assistance is provided in the form of a grant or a loan, which is secured as a lien against the property and often forgiven over time.

Down payment assistance is ideally suited for first-time homebuyers and those who have little or no down payment funds.*

We are committed to helping people achieve the dream of homeownership. Contact your local loan officer to learn more about down payment assistance programs in your area.

*A first-time homebuyer is typically considered a borrower who has not owned property in the past consecutive three years.