Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐

Written communications pursuant to Rule 425 under the Securities Act

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act

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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act

Item 7.01 Regulation FD Disclosures

On January 30, 2018, WSFS Financial Corporation (the “Registrant”) announced that Rodger Levenson, Chief Operating Officer and Dominic C. Canuso, Chief Financial Officer of the Registrant, will be hosting one-on-one meetings with investors and analysts at the KBW Winter Financial Services Symposium on Thursday, February 8, 2018 in Doral, FL. A copy of the press release is attached as Exhibit 99.1 and a copy of the presentation materials is attached as Exhibit 99.2 and each are incorporated herein by reference. This information (including Exhibit 99.1 and 99.2) is furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934.

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized.

WSFS FINANCIAL CORPORATION

Date:

January 30, 2018

By:

/s/ Dominic C. Canuso

Dominic C. Canuso

Executive Vice President and

Chief Financial Officer

wsfspressrelease1302018f

WSFS Bank Center
500 Delaware Avenue, Wilmington, Delaware 19801
EXHIBIT 99.1
PRESS RELEASE
January 30, 2018
Media Contact: Jimmy A. Hernandez
302-571-5254
jhernandez@wsfsbank.com
WSFS to Participate in the 2018 KBW Winter Financial Services Symposium
WILMINGTON, Del. – WSFS Financial Corporation (NASDAQ: WSFS), the parent company of WSFS
Bank, will participate in the 2018 KBW Winter Financial Services Symposium to be held in Doral, Fla.,
Feb. 8 and 9. Rodger Levenson, Executive Vice President and Chief Operating Officer, and Dominic C.
Canuso, Executive Vice President and Chief Financial Officer, will host one-on-one meetings with
analysts and investors.
Presentation Materials: Presentation slides will be included as part of the meetings and will be
available on the company’s Investor Relations page.
About WSFS Financial Corporation
WSFS Financial Corporation is a multi-billion dollar financial services company. Its primary subsidiary,
WSFS Bank, is the oldest and largest locally-managed bank and trust company headquartered
in
Delaware and the Delaware Valley. As of December 31, 2017, WSFS Financial Corporation had $7.0
billion in assets on its balance sheet and $18.9 billion in assets under management and
administration. WSFS operates from 76 offices located in Delaware (46), Pennsylvania (28), Virginia
(1) and Nevada (1) and provides comprehensive financial services including commercial banking,
retail banking, cash management and trust and wealth management. Other subsidiaries or divisions
include Christiana Trust, WSFS Wealth Investments, Cypress Capital Management, LLC, West Capital
Management, Powdermill Financial Solutions, Cash Connect®, WSFS Mortgage and Arrow Land
Transfer. Serving the Delaware Valley since 1832, WSFS Bank is one of the ten oldest banks in the
United States continuously operating under the same name. For more information, please visit
wsfsbank.com.
###

Forward-Looking Statements
This presentation contains estimates, predictions, opinions, projections and other "forward-looking statements" as that phrase is defined in the Private
Securities Litigation Reform Act of 1995. Such statements include, without limitation, references to the Company's predictions or expectations of future
business or financial performance as well as its goals and objectives for future operations, financial and business trends, business prospects, and
management's outlook or expectations for earnings, revenues, expenses, capital levels, liquidity levels, asset quality or other future financial or business
performance, strategies or expectations. Such forward-looking statements are based on various assumptions (some of which may be beyond the
Company's control) and are subject to risks and uncertainties (which change over time) and other factors which could cause actual results to differ
materially from those currently anticipated. Such risks and uncertainties include, but are not limited to, those related to difficult market conditions and
unfavorable economic trends in the United States generally, and particularly in the market areas in which the Company operates and in which its loans are
concentrated, including the effects of declines in housing markets, an increase in unemployment levels and slowdowns in economic growth; the
Company's level of nonperforming assets and the costs associated with resolving any problem loans including litigation and other costs; changes in
market interest rates may increase funding costs and reduce earning asset yields thus reducing margin; the impact of changes in interest rates and the
credit quality and strength of underlying collateral and the effect of such changes on the market value of the Company's investment securities portfolio; the
credit risk associated with the substantial amount of commercial real estate, construction and land development, and commercial and industrial loans in
our loan portfolio; the extensive federal and state regulation, supervision and examination governing almost every aspect of the Company's operations
including changes in regulations affecting financial institutions, including the Dodd-Frank Wall Street Reform and Consumer Protection Act and the rules
and regulations being issued in accordance with this statute and potential expenses associated with complying with such regulations; possible additional
loan losses and impairment of the collectability of loans; the Company's ability to comply with applicable capital and liquidity requirements (including the
finalized Basel III capital standards), including our ability to generate liquidity internally or raise capital on favorable terms; possible changes in trade,
monetary and fiscal policies, laws and regulations and other activities of governments, agencies, and similar organizations; any impairment of the
Company's goodwill or other intangible assets; failure of the financial and operational controls of the Company's Cash Connect® division; conditions in the
financial markets that may limit the Company's access to additional funding to meet its liquidity needs; the success of the Company's growth plans,
including the successful integration of past and future acquisitions; negative perceptions or publicity with respect to the Company's trust and wealth
management business; system failure or cybersecurity breaches of the Company's network security; the Company's ability to recruit and retain key
employees; the effects of problems encountered by other financial institutions that adversely affect the Company or the banking industry generally; the
effects of weather and natural disasters such as floods, droughts, wind, tornadoes and hurricanes as well as effects from geopolitical instability and
manmade disasters including terrorist attacks; possible changes in the speed of loan prepayments by the Company's customers and loan origination or
sales volumes; possible acceleration of prepayments of mortgage-backed securities due to low interest rates, and the related acceleration of premium
amortization on prepayments on mortgage-backed securities due to low interest rates; regulatory limits on the Company's ability to receive dividends from
its subsidiaries and pay dividends to its stockholders; the effects of any reputational, credit, interest rate, market, operational, legal, liquidity, regulatory and
compliance risk resulting from developments related to any of the risks discussed above; and the costs associated with resolving any problem loans,
litigation and other risks and uncertainties, discussed in the Company's Form 10-K for the year ended December 31, 2016 and other documents filed by
the Company with the Securities and Exchange Commission from time to time. Forward-looking statements are as of the date they are made, and the
Company does not undertake to update any forward-looking statement, whether written or oral, that may be made from time to time by or on behalf of the
Company.

Non-GAAP Information
This presentation contains financial information and performance measures determined by methods other than in accordance with accounting principles
generally accepted in the United States (“GAAP”). The Company’s management believes that these non-GAAP measures provide a greater understanding of
ongoing operations, enhance comparability of results of operations with prior periods and show the effects of significant gains and charges in the periods
presented. The Company’s management believes that investors may use these non-GAAP measures to analyze the Company’s financial performance
without the impact of unusual items or events that may obscure trends in the Company’s underlying performance. This non-GAAP data should be
considered in addition to results prepared in accordance with GAAP, and is not a substitute for, or superior to, GAAP results. For a reconciliation of these
non-GAAP to their comparable GAAP measures, see Appendix 3. The following are the non-GAAP measures used in this presentation:
 Core net income is a non-GAAP measure that adjusts net income determined in accordance with GAAP to exclude the impact of securities
gains (losses), corporate development expenses, debt extinguishment costs, and other unusual items
 Core noninterest income, also called core fee income, is a non-GAAP measure that adjusts noninterest income as determined in accordance
with GAAP to exclude the impact of securities gains (losses)
 Core earnings per share (EPS) is a non-GAAP measure that divides (i) core net income by (ii) weighted average shares of common stock
outstanding for the applicable period
 Core net revenue is a non-GAAP measure that is determined by adding core net interest income plus core noninterest income
 Core noninterest expense is a non-GAAP measure that adjusts noninterest expense as determined in accordance with GAAP to exclude
corporate development expenses, debt extinguishment costs, fraud loss and WSFS Foundation Contributions.
 Core efficiency ratio is a non-GAAP measure that is determined by dividing core noninterest expense by the sum of core interest income and
core noninterest income
 Core fee income to total revenue is a non-GAAP measure that divides (i) core non interest income by (ii) (tax equivalent) core net interest
income and core noninterest income
 Core return on assets (ROA) is a non-GAAP measure that divides (i) core net income by (ii) average assets for the applicable period
 Core and Sustainable ROA is a non-GAAP measure that divides (i) net income determined in accordance with GAAP and adjusting it by taking
core net income and normalizing for long-term credit costs, non-recurring accretion from purchased credit impaired loans (“PCI”), and a
normal tax rate by (ii) average assets for the applicable period
 Tangible common equity is a non-GAAP measure and is defined as total average stockholders’ equity less goodwill, other intangible assets
and preferred stock
 Return on average tangible common equity (ROTCE) is a non-GAAP measure and is defined as net income allocable to common stockholders
divided by tangible common equity
5

Reported Financial Results
6
4Q 2017 Reported Results:
• Reported a net loss of $0.5 million, or $0.02 per diluted common share for 4Q17
compared to net income of $18.1 million, or $0.56 per share for 4Q16 and net income of
$20.6 million, or $0.64 per share for 3Q17.
• Net revenue was $90.2 million, an increase of $8.9 million, or 11% from 4Q16
• Net interest income was $57.7 million, an increase of $4.8 million, or 9% from 4Q16; and
noninterest income was $32.4 million, an increase of $4.1 million, or 15% from 4Q16
• Noninterest expense was $56.1 million, an increase of $7.1 million, or 15% from 4Q16
• Reported results include the impact of four notable items previously disclosed on January
4, 2018 on Form 8-K. Detail on the impact of these items can be found on page 38.
• EPS ($0.02) • NIM 4.00%
• ROA (0.03%) • Fee Income / Total Revenue 35.7%
• ROTCE (0.05%) • Efficiency Ratio 61.7%

2017 Highlights

2017 Financial Performance
8
(1) These are non-GAAP financial measures and should be considered along with results prepared in accordance with GAAP, and not as a substitute for GAAP results. See Appendix 3 for a
reconciliation to GAAP financial information.
(2) Core and Sustainable ROA is a non-GAAP measure that divides (i) net income determined in accordance with GAAP and adjusting it by taking core net income and normalizing for long-term
credit costs, non-recurring accretion from purchased credit impaired loans (“PCI”), and a normal tax rate by (ii) average assets. See Appendix 3 for GAAP reconciliation
2017 Expectations
2017 Core(1)
Results
Mid-to-high single digit loan growth +7% Demonstrates our ability to gain market share
organically and fund our loan growth via customer
generated deposits Mid-to-high single digit customer deposit growth +9%
NIM in the mid-3.90's 3.95% An increase of 7 basis points from the prior full year
Total credit costs between $12 – $14 million for the year $12.6M Around 20bps of assets
20%+ fee income growth 19% 12 percentage points from organic growth
Efficiency ratio around 60% 60.1% Well managed and consistent with expectations
4Q17 Core & Sustainable ROA(2) of 1.31%
Achieved Strategic Plan goal of 1.30% by 4Q18 a full year ahead of schedule
Key Core(1) Performance Metrics – Full Year 2017
ROA 1.21%
ROTCE 15.8%
EPS $2.56

2018 Outlook

2018 Outlook(1)
10
• Mid-to high-single-digit loan and core deposit growth
• Net interest margin in the 3.90%s
• Assumes one rate increase in June 2018
• The impact of any additional rate increases and the magnitude and lag of rising
deposit betas will likely determine our ability to get to the upper end of this range
for the full year
• Total credit costs (provision, loan workout expenses, OREO expenses, and other credit
reserves) between $13 – $15 million for the year or approximately 20bps of assets.
Credit costs can be uneven quarter to quarter
• Low double-digit non-interest income growth
• Assumes no additional fee-based acquisitions
• Efficiency ratio slightly under 60%
• Effective tax rate of approximately 23%. This tax rate may fluctuate quarter to quarter due
to equity exercise activity and other factors
(1) These are non-GAAP financial measures and should be considered along with results prepared in accordance with GAAP, and not as a substitute for GAAP results. See Appendix 3
for a reconciliation to GAAP financial information.

The WSFS Franchise – Cash Connect®
• Leading provider of ATM vault cash, armored carrier management, cash forecasting services,
insurance and equipment services
• Over $970 million in vault cash managed
• Over 23,000 non-bank ATMs in all 50 States
• Vault cash margin pressure offset by additional managed services
• Operates 440 ATMs for WSFS Bank; largest in-market ATM franchise
• $36.6 million in net revenue (fee income less funding costs) and
$7.5 million in pre-tax profitability in 2017
• 5 year CAGR for net revenue is 15%
• Also serves as an innovation center for the company, both
expanding core ATM offerings and additional payment-, processing-
and software-related activities; e.g., launched WSFS Mobile Cash –
allows Customers to securely withdraw cash from ATMs by using
their WSFS Mobile Banking App
• Growing smart safe pipeline generated by several national channel
partners that are actively marketing our program, in addition to
1,599 smart safes as of 12/31/17, up from just over 100 safes at the
end of 2015
21

Strong Alignment / Capital Management
• Executive management bonuses and equity awards based on bottom-line
performance
• ROA, ROTCE and EPS growth
• Insider ownership1 is over 5%
• Board of Directors and Executive Management ownership guidelines in place
and followed
• In 4Q 2017, WSFS repurchased 51,000 shares of common stock at an average price
of $49.76 as part of our 5% buyback program approved by the Board of Directors
in 4Q 2015
• 699,194 shares remaining to purchase under the current authorization
• $37.3 million in cash remains in the Holding Company as of 12/31/17
• The Board of Directors approved a dividend of $0.09 per share of common stock.
This will be paid on 2/22/18 to shareholders of record on 2/8/18
(1) As defined in our most recent proxy statement, as adjusted for unvested stock options approved by shareholders and awarded to the CEO and EVPs
in April 2013.
31

Appendix 1 – Management Team
34
Mark A. Turner, 54, has served as President and Chief Executive Officer since 2007. He was elected Chairman of the
Board of Directors in July 2017. Mr. Turner was previously Chief Operating Officer and the Chief Financial Officer for
WSFS. Prior to joining WSFS, his experience includes working at CoreStates Bank and Meridian Bancorp. Mr. Turner
started his career at the international professional services firm of KPMG, LLP. He received his MBA from the Wharton
School of the University of Pennsylvania, his Master’s Degree in Executive Leadership from the University of Nebraska
and his Bachelor’s Degree in Accounting and Management from LaSalle University.
Rodger Levenson, 56, Executive Vice President and Chief Operating Officer since July 2017. Mr. Levenson was
previously the Chief Commercial Banking Officer from 2006 to 2015, interim Chief Financial Officer from March 2015
to May 2016 and Chief Corporate Development Officer from May 2016 to July 2017. From 2003 to 2006, Mr. Levenson
was Senior Vice President and Manager of the Specialized Banking and Business Banking Divisions of Citizens
Bank. Mr. Levenson received his MBA in Finance from Drexel University and his Bachelor’s Degree in Finance from
Temple University.
Dominic C. Canuso, CFA, 43, joined WSFS in 2016 as Executive Vice President and Chief Financial Officer. From 2006 to
2016, he was Finance Director at Barclays’ US Credit Card Business, most recently serving as Line of Business
CFO. Prior to Barclays, he was at Advanta Bank and Arthur Andersen Consulting. Mr. Canuso received his Executive
MBA and Bachelor’s Degree from Villanova University.
Steve Clark, 60, joined WSFS Bank in 2002 and has served as Executive Vice President and Chief Commercial Banking
Officer since May 2016. From 2002 thru 2006, Mr. Clark led and managed the establishment of the Middle Market
lending unit, and in 2007 became Division Manager of the Business Banking and Middle Market Divisions. Prior to
2002, he spent 23 years in various commercial banking positions at PNC Bank and its predecessor companies. Mr.
Clark received his MBA in Finance from Widener University and his Bachelor’s Degree in Business Administration
(Marketing) from the University of Delaware.
Peggy H. Eddens, 62, Executive Vice President, Chief Human Capital Officer since 2007. From 2003 to 2007 she was
Senior Vice President for Human Resources and Development for NexTier Bank, Butler PA. Ms. Eddens received a
Master of Science Degree in Human Resource Management from La Roche College and her Bachelor’s Degree in
Business Administration with minors in Management and Psychology from Robert Morris University.
Paul D. Geraghty, 64, Executive Vice President and Chief Wealth Officer since 2011. From 2007 to 2010, he was Chief
Executive Officer at Harleysville National Corporation, Harleysville, PA. Mr. Geraghty received his Bachelor’s Degree in
Accounting from Villanova University and pursued graduate study in business at Lehigh University.

Appendix 1 – Management Team
35
Paul S. Greenplate, 59, Executive Vice President and Chief Risk Officer, joined WSFS in 1999 and prior to his leadership
role in the Risk Division, he served as Senior Vice President and Treasurer. As Executive Vice President and Chief Risk
Officer, Mr. Greenplate oversees all independent Risk Management functions including, Credit Risk Management, Real
Estate Services, Asset Recovery, Enterprise Risk Management, Legal, Internal Audit, Loan Review and Regulatory
Compliance. Mr. Greenplate graduated from the University of Delaware with a Bachelor’s Degree in Economics.
Thomas W. Kearney, 70, Executive Vice President and Chief Risk Officer emeritus has been with WSFS since 1998. Mr.
Kearney holds a Bachelor’s Degree in Business Administration (Finance and Accounting) from Drexel University. He
also holds the professional designations of Certified Bank Auditor (CBA) and Certified Financial Services Auditor
(CFSA).
S. James Mazarakis, 60, Executive Vice President and Chief Technology Officer since 2010. Mr. Mazarakis served in a
senior leadership role as Chief Information Officer for T. Rowe Price, and Managing Director and Divisional CIO at JP
Morgan Investment Asset Management. He received his Master’s Degree in Management of Technology from
Polytechnic Institute of New York University.
Thomas Stevenson, 64, has served as President of Cash Connect Division since 2003. Mr. Stevenson joined WSFS in
1996 as Executive Vice President and Chief Information Officer. Prior to joining WSFS, Mr. Stevenson was the
Manager of Quality Assurance at Electronic Payment Services. Mr. Stevenson attended Wayne State University and
the Banking and Financial Services program at the University of Michigan’s Graduate School of Business
Administration.
Patrick J. Ward, 61, joined WSFS in August 2016 as Executive Vice President, Pennsylvania Market President. He also
serves on the Board of Directors of WSFS Financial Corporation. Mr. Ward has over 32 years of banking industry
experience and previously served as Chairman and CEO of Penn Liberty Bank. He was an EVP of Citizens Bank of
Pennsylvania from January 2003 until January 2004. Prior thereto, Mr. Ward served as President and CEO of
Commonwealth Bancorp, Inc., the holding company for Commonwealth Bank, until its acquisition by Citizens Bank in
January 2003. Mr. Ward is a graduate of Carnegie Mellon University with a Bachelor’s Degree in Economics and
earned an MBA from the University of Notre Dame.
Richard M. Wright, 65, Executive Vice President and Chief Retail Banking Officer since 2006. From 2003 to 2006, Mr.
Wright was Executive Vice President, Retail Banking and Marketing for DNB First in Downingtown, PA. Mr. Wright
received his MBA in Management Decision Systems from the University of Southern California and his Bachelor’s
Degree in Marketing and Economics from California State University.