period of time insured must incur eligible medical expenses at least equal to the deductible amount in order to establish a benefit period under a major medical expense or comprehensive medical expense policy.

(PC Insurance)a document or other presentation, prepared as a formal means of conveying to the state regulatory authority and the Board of Directors, or its equivalent, the actuary's professional conclusions and recommendations, of recording and communicating the methods and procedures, of assuring that the parties addressed are aware of the significance of the actuary's opinion or findings and that documents the analysis underlying the opinion. (In Life and Health) this document would be called an "Actuarial Memorandum."

An ad hoc network is a local area network (LAN) that spontaneously builds as devices connect. An ad hoc network does not rely on a base station to coordinate different points, rather the individual base nodes forward packets to and from each other.

Administrative safeguards are a special set of the HIPPA security rules. Administrative safeguards focus on internal organization, policies and procedures and the maintenance of security managers which are in place to protect sensitive patient information.

The Advanced Encryption Standard, or AES, is a symmetric block cipher chosen by the U.S. government to protect classified information and is implemented in software and hardware throughout the world to encrypt sensitive data.

occur when a policy has been processed, and the premium has been paid prior to the effective date. These are a liability to the company and not included in written premium or the unearned premium reserve.

The Advanced Encryption Standard, or AES, is a symmetric block cipher chosen by the U.S. government to protect classified information and is implemented in software and hardware throughout the world to encrypt sensitive data.

method of reimbursement of a health plan with a corporate entity that directly provides care, where (1) the health plan is contractually required to pay the total operating costs of the corporate entity, less any income to the entity from other users of services, and (2) there are mutual unlimited guarantees of solvency between the entity and the health plan that put their respective capital and surplus at risk in guaranteeing each other.

An alert situation is when the interruption in an enterprise is not resolved even after the competition of the threshold stage, an alert situation requires the enterprise to start escalation procedure.

coverages which are generally written with property insurance, e.g., glass, tornado, windstorm and hail; sprinkler and water damage; explosion, riot, and civil commotion; growing crops; flood; rain; and damage from aircraft and vehicle, etc.

An alternate process is a back-up process devised to help continue business critical process without any interruption, from the time the primary enterprise system breaks down to the time of its restoration

Analog is a transmission signal denoted by ‘Sine Way,’ that varies in signal strength (Amplitude) or Frequency (time). While the higher and lower points of the wave denotes the value of signal strength, on the other hand the physical length of the wave indicates the value of time.

an annual report required to be filed with each state in which an insurer does business. This report provides a snapshot of the financial condition of a company and significant events which occurred throughout the reporting year.

an annuity contract that provides for the fixed payment of the annuity at the end of the first interval of payment after purchase. The interval may vary, however the annuity payouts must begin within 13 months.

Antivirus software is a program or a set of programs that help prevent any malicious object, code, program from entering your computer or network. If any such malicious programs enters your computer, Antivirus software helps detect, quarantine, or remove such programs from the computer or networks