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Pros

Pro

Ability to pay bills all from one place

This application gains more than the read only access of most finance tracking applications with the ability to pay bills right from the application. This may be a security concern for some people but the ability to pay bills all from one place is extremely convenient if your financial institution supports it.

Pro

Calendar view for bills

The calendar view is a fantastic feature to overview all incoming bills due dates and plan the month.

Pro

Free to use and pay bills without advertisements

It is free to pay bills with Check if paying from a bank account or debit card. Credit cards add a 4% service fee. If an express bill payment is needed, the cost is $7.

Pro

All accounts and bills in one place

Being able to view all accounts and bills in one place is extremely convenient for planning a budget or just managing finances.

Pro

Pro

Android Wear support

Check is one of the first finance applications to offer Android Wear support with which users can take action on Check alerts and notifications.

Pro

Secure

Mint Bills uses bank level security as well as other security features such as PIN-locking and data wiping. They are also monitored by outside companies such as Norton and TRUSTe.

Pro

Extensive list of usable accounts

Checks auto bill paying feature is comparable with a very large list of accounts. It can even manage mortgages and utilities.

Cons

Con

Delay before bill is paid

Check takes two day to process the bill payment before it is paid. Check should help you stay on top of your bills so that you pay them early but if you don't you can make an express payment that pays in about 24 hours. Although the express payment costs $7 so it is best not to procrastinate.

Con

Financial coaching features are not very useful

The visuals and analytics in Check are not as useful as they are in applications such as Mint. There is no way to set up a budget and there are not many ways to better optimize your spending. Check is best at what it was designed to do from the beginning: bill paying.