Benefits of Membership

Benefits of Membership

Real people, real know-how, here to help—just ask

Fed-up with your bank steering you toward machine-banking? Drop in to your Credit Union 6 days a week, we’re here to help, just ask.

Member benefits when borrowing…

Flexible, convenient and great-value loans. With no fees or penalties, free loan insurance and reducing interest payments, it’s easy to see that our loans are different.

Member benefits when saving…

Saving money with us is a good idea! Annual dividend paid on your savings at the end of the year. Easy access to your savings. No hidden charges or fees on any transactions. Free life-savings insurance (to €10,200) and state-guaranteed savings (to €100,000).

Additional Member benefits…

Foreign Exchange: Members can avail of our foreign exchange service. Members can buy and sell most currencies, and pay only on collection. We also offer next day delivery for currencies which we may not have in stock, when ordered before 12 Noon.

Members are part of something positive—Credit Unions engage in community-based lending—the whole purpose of Credit Unions is to channel the savings from those Members of a community who have spare cash (i.e. savings) to those who need to borrow, thereby generating income for the benefit of all Members.

Our only motive is to serve our members – not to profit from their needs.

Be assured of a professional service at all times from St Colman’s Credit Union.