Simulate financial decisions to see how they mayaffect a FICO® Score 8

$19.95 each

TransUnion

Experian

Equifax

*IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.

FICO® Score 8

5 – 6 additionalFICO Score versions

Get access to auto-specific versions, credit-card-specific versions and a FICO Score version often used in mortgage lending.

Credit report

Know where you stand with any one of the three bureaus. View your Experian, TransUnion or Equifax credit report.

FICO® Score 8 analysis

See the top factors that affected your FICO Score 8 from your selected bureau with a detailed analysis. Plus, learn how your score factors compare with the common factors of FICO High Achievers — people with a 780+ FICO® Score 8.

FICO® Score Simulator

Use our FICO Score Simulator to see how financial decisions may affect a FICO® Score 8.

Simulate scenarios like:

Paying down credit card balances

Forgetting to pay a bill

Making regular credit card payments

Qualifying interest rate estimator

We’ll show you how your FICO® Scores can impact loan rates and monthly payments so you can understand what FICO Scores you need to qualify for low interest rates.

FICO® Score 1B Report | Unique insight into your credit profile

90% of top U.S. lenders use FICO® Scores when making lending decisions — and for good reason. FICO Scores evaluate the information in credit reports with a complex algorithm

that’s been perfected over many years. FICO Scores look at things like your payment history and the length and variety of your credit history. By viewing your FICO Scores

and credit reports with FICO Score 1B Report, you can start to understand how lenders are evaluating your credit risk.

$19.95 each

TransUnion

Experian

Equifax

Each FICO® Score 1B Report is a snapshot of your credit profile that is viewable for 30 days from the date of purchase. All FICO Score 1B Report products must be activated within 12 months of purchase.

An Industry Standard – FICO Scores are used in more than 90% of lending decisions

Take your FICO Score with you on any mobile device & receive notifications when changes have been detected.

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.