Mobile Money

Access your account 24/7 over Wi-Fi, data or SMS for full range of banking services. Go Green with Orange and enjoy paperless and commute-free banking. For SMS banking, please send the message to 32002.

Once you install the Mobile Money application in your mobile phone, please log in using the Login Password. The Username is your registered mobile number given to the Bank at the time of signing up for the service. Upon your first successful login, you will be asked to change both your Login and Transaction passwords. Once you set your new Login and Transaction passwords, you will need to log in with the new password to use the services.

For SMS password:

You will be prompted to change your PIN from the "Settings" menu to activate the service.

Yes, you can access all accounts that you have specified at the time of registration process. In case you need to add or delete accounts, please visit your nearest Laxmi Bank branch to give us an instruction.

You can continue to use the old PIN to carry out transactions through SMS. However, this service will be phased out soon so we request you to sign up and start using the new version at your earliest convenience.

Your mobile phone is recognized and registered by our system when you first sign in with your username and password. After this, your account cannot be accessed from any other mobile phones even if the correct username and password is used.

Note:Message sent over SMS is encrypted which protects against tampering at any point before message delivery.

Download

Simple. Smart. Secure

Featured Product

Mobile Money

Customers can now carry their Laxmi Bank accounts in their pockets. It is a true anytime-anywhere service!

Dear User, Welcome to Laxmi Bank's Upgraded iBank!

Validate within 5 minutes by entering One Time Password (OTP) from your registered mobile SMS or email.

Enter your date of birth (as registered in the Bank).

Verify your accounts linked with your User ID.

Validate OTP again and change your password for the first login.

Finally complete your answer on the security questions.

In failure to authenticate OTPs or Date of Birth, please contact the nearest branch or reach us on Facebook
messenger. For the Corporate users, please contact the nearest branch or your relationship manager