The farm and farmhouse

About Me

Hi! Im a wife in my mid twenties, living on a farm in the Midwest. Just trying to make ends meet and save for our future as we remodel our old farmhouse, and stay out of debt.
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As of March 2019

Life Changing

August 23rd, 2018 at 07:14 am

I am happy to announce that husband has accepted a job offer.

He won't start for a few weeks yet, but this change should very positively affect our life. The pay is even better than expected. Not only does he get a 25% salary increase, he will get at least another $1 raise after his probationary period.

But most of all we will have access to very affordable and good health insurance. Worrying about getting insurance when I am kicked off mine next year was a huge stressing point for me. Now I feel secure that my expensive medicines and healthcare needs will be taken care of.

We have to decide if we want the HRA or HSA plan. We are leaning towards the HSA just so I can roll it over and save it up for the future.

The only downside to the new job is that husband may have to work nights for a while until a daytime position opens up. But hopefully it is only temporary.

We will also have to cancel our planned trip to Yellowstone next year since his vacation time won't kick in for 12 months.

Overall we are both excited and a little nervous but the thought of being much more comfortable financially sounds almost too good to be true. I am expecting a $400 a month increase after taxes and tithes, with good raises and growth in the future.

Until the end of the year we will use the extra money to "catch up." We have taxes, home and car insurance, and the fence repair all due in the next month or so.