State Of Minnesota
County: Cass
District Court
Judicial District: Ninth
Court File Number 11-CV-09-2479
Case Type: Harassment
Notice of Issuance of Harassment Order For Relief by Publication
Dorothy Delores Lien
Petitioner(s)
vs.
David Alan Lien
Respondent(s)
To the Respondent named above:
YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter.
• You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Cass County Court Administration, PO BOX 3000, Walker, MN 56484
Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order.
Date: 12-28-2009
/s/ Melissa Lehmann
Court Adminstrator/Deputy
Published in the Herald Journal Jan. 4, 2010.

WRIGHT COUNTY BOARD OF COMMISSIONERS
NOTICE OF INTENT TO ADOPT
AN ORDINANCE FOR DANGEROUS AND POTENTIALLY DANGEROUS DOGS IN WRIGHT COUNTY
NOTICE IS HEREBY GIVEN, that the Wright County Board of Commissioners, druing its regular meeting on Tuesday, January 19, 2010, will consider adoption of an Ordinance For Dangerous Dogs And Potentially Dangerous Dogs in Wright County. This consideration and discussion will take place in the Commissioners’ Board Room at the Wright County Government Center, Buffalo, Minnesota. The meeting will begin at 9:00 A.M.
The proposed Ordinance would allow the County to regulate the ownership and possession of dangerous dogs and potentially dangerous dogs, as authorized by Minnesota Statutes, Chapter 347. The purpose of the proposed ordinance would be to protect the public against the health and safety risks posed by such dogs and to reduce the threat to people and other animals that may come into contact with such dogs.
Questions about the proposed Ordinance may be directed to Brian J. Asleson, Chief Deputy Attorney, at 763-682-7342. Copies of the proposed Ordinance may be obtained by contacting the Wright County Coordinator’s Office at 763-682-7378.
Richard W. Norman
County Coordinator
Published in the Herald Journal Jan. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 23, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,150.00
MORTGAGOR(S): Lesley K. Stoddard f/k/a Lesley K. Anderson and Michael P. Stoddard, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for BNC Mortgage, Inc. a Delaware corporation
DATE AND PLACE OF FILING: Filed August 16, 2006, Wright County Recorder; Document No. A-1021905
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Structured Asset Investment Loan Trust, 2006-BNC2
LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Pheasant Hills Second Addition, Common Interest Community No. 55
STREET ADDRESS OF PROPERTY: 152 Pheasant Ridge Drive, Montrose, MN 55363
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $197,593.53
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 3, 2009 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 3, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: August 20, 2009
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE STRUCTURED ASSET INVESTMENT LOAN TRUST, 2006-BNC2
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y3391)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: November 3, 2009 at 10:00 a.m. to January 5, 2010 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 5, 2010.
Dated: October 26, 2009
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE STRUCTURED ASSET INVESTMENT LOAN TRUST, 2006-BNC2
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y3391)
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: January 5, 2010 at 10:00 a.m. to March 9, 2010 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 9, 2010.
Dated: December 29, 2009
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE STRUCTURED ASSET INVESTMENT LOAN TRUST, 2006-BNC2
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y3391)
Published in the Herald Journal Jan. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 23, 2002
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00
MORTGAGOR(S): Timothy L. Vanlith and Judith K. Vanlith, husband and wife
MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
DATE AND PLACE OF FILING: Filed March 21, 2003, Wright County Recorder; Document No. 839147
ASSIGNMENTS OF MORTGAGE: Assigned to: None
LEGAL DESCRIPTION OF PROPERTY: Lots Two (2) and Three (3) in Block Two (2) of Harriet Addition to Maple Lake
STREET ADDRESS OF PROPERTY: 40 Linden Avenue South, Maple Lake, MN 55358
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $126,263.88
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 23, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 23, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 28, 2009
WELLS FARGO BANK, N.A.
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y7702)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Jan. 4, 11, 18, 25, Feb. 1, and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
Date: December 28, 2009
YOU ARE NOTIFIED THAT:
1. Default has occurred in the conditions of the Mortgage dated October 15, 2007, and executed on October 16, 2007 by Emil Chalupnik and Marilyn J. Chalupnik, Trustees and Successor Trustees of the Emil Chalupnik and Marilyn J. Chalupnik Revocable Trust dated July 5, 2005, as Mortgagors, to Wells Fargo Bank, National Association, as Mortgagee, and filed for record on November 8, 2007, as Document No. A1071444, in the office of the County Recorder of Wright County, Minnesota; covering the following described property located in Wright County, Minnesota. The land described in the Mortgage is not registered land.
2. The original principal amount secured by the Mortgage was $375,000.00.
3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.
4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.
5. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $372,151.91.
6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:
Legal Description: That part of the following described subject parcel that lies north of the south 105.00 feet of said subject parcel:
SUBJECT PARCEL:
That part of the South 332.00 feet of the north 41.60 rods (686.40 feet) of the Southeast Quarter of Section 19, Township 120, Range 25, Wright County, Minnesota, which lies westerly of Minnesota State Highway Number 25, as now located, easterly of the west 181.80 feet thereof, and that part of the north 125.00 feet of said south 332.00 feet of the north 41.60 rods which lies westerly of a line drawn from a point on the north line thereof distance 300.00 feet westerly of the westerly right-of-way line of said Highway, as measured along said northerly line, to a point on the south line of the north 125.00 feet of the south 332.00 feet of said north 41.60 rods (686.40 feet) distance 270.00 feet westerly of said westerly right-of-way line, as measured along said south line of said north 125.00 feet of the south 332.00 feet of the north 41.60 rods (686.40 feet).
Subject to an ingress and egress easement over the south 16.00 feet of said Parcel “B”.
Except therefrom that part thereof which is contained in Minnesota Department of Transportation Right-of-way Plat No. 86-6.
Property Address: 1201 Hwy 25 North, Buffalo, MN 55313
Tax Identification Number: 103-500-194215
will be sold by the Sheriff of Wright County, Minnesota, at public auction on March 11, 2010, at 10:00 a.m. at the office of the Wright County Sheriff, 3800 Braddock Avenue NE, Buffalo, Minnesota.
7. The mortgagor must vacate the property on or before 11:59 p.m. September 13, 2010, if the mortgage is not reinstated under Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032.
8. The time allowed by law for redemption by Mortgagors or Mortgagors’ personal representatives or assigns is 6 months after the date of sale.
9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
10. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Wells Fargo Bank, National Association
Attorneys for Mortgagee
Mark D. Stephenson
STEPHENSON, SANFORD & THONE, P.L.C.
Suite 220, 1905 East Wayzata Boulevard
Wayzata, MN 55391
(952) 404-2100
7-1782
Published in the Herald Journal Jan. 4, 11, 18, 25, Feb. 1, and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 10, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,800.00
MORTGAGOR(S): Thomas Patrick Awe, a single man
MORTGAGEE: Mortgage Electronic Registation Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1002614-9561233413-0
LENDER: Great Northern Financial Group
SERVICER: Saxon Mortgage Services, Inc.
DATE AND PLACE OF FILING: Filed August 19, 2005, Wright County Recorder, as Document Number A 973111
LEGAL DESCRIPTION OF PROPERTY: Lot 7 except the North 5 feet thereof and the North 1/2 of Lot 8, Block C, Ackley’s Addition to Buffalo
PROPERTY ADDRESS: 308 3rd. Ave. NW, Buffalo, MN 55313
PROPERTY IDENTIFICATION NUMBER: 103.011.003070
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $150,704.00
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 29, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by April 29, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 9, 2009
Mortgage Electronic Registration Systtems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for October 29, 2009, at 10:00 A.M., has been postponed to November 30, 2009, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 1, 2010 at 11:59 P.M.
Dated: October 29, 2009
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie  0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Mortgagee
(952) 831-4060
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 30, 2009, at 10:00 A.M., has been postponed to January 4, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 6, 2010 at 11:59 P.M.
Dated: November 30, 2009
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie  0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Mortgagee
(952) 831-4060
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for January 4, 2010, at 10:00 A.M., has been postponed to January 15, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 15, 2010 at 11:59 P.M.
Dated: January 4, 2009
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie  0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Mortgagee
(952) 831-4060
Published in the Herald Journal Jan. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 23, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,200.00
MORTGAGOR(S): Cynthia F. Beaton and Charles D. Beaton, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Fremont Investment & Loan, a California corporation
DATE AND PLACE OF FILING: Filed January 24, 2005, Wright County Recorder; Document No. A944202
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association as Trustee for the MLMI Trust Series 2005-HE1
LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Rolling Meadows
STREET ADDRESS OF PROPERTY: 1003 LOVELAND CIRCLE, MONTROSE, MN 55363
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $208,251.53
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 5, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 6, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 16, 2009
WELLS FARGO BANK, NATIONAL ASSOCIATION AS TRUSTEE FOR THE MLMI TRUST SERIES 2005-HE1
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(F9648)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: January 5, 2010 at 10:00 a.m. to March 9, 2010 at 10:00 a.m.
Said sale will be held at the main office of the Wright County Sheriff, 3800 Braddock Avenue NE, in the City of Buffalo, County of Wright, State of Minnesota.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 9, 2010.
Dated: December 30, 2009
WELLS FARGO BANK, NATIONAL ASSOCIATION AS TRUSTEE FOR THE MLMI TRUST SERIES 2005-HE1
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(F9648)
Published in the Herald Journal Jan. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 10, 2009
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,545.00
MORTGAGOR(S): Robert Bentz, a married man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems,Inc.
MIN#: 100020000564985384
LENDER: PHH Mortgage Corporation
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed April 21, 2009, Wright County Recorder, as Document Number A1115434
LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot 2, Section 19, Township 121, Range 27, Wright County, Minnesota, described as follows: Commencing at the Northeast corner of said Government Lot 2; thence on an assumed bearing of South 86 degrees 16 minutes 24 seconds West, along the North line of said Government Lot 2, a distance of 543.84 feet; thence South 03 degrees 43 minutes 36 seconds East, at a right angle to said North line, a distance of 901.97 feet to the North line of a road as dedicated on the recorded plat of Pleasant Lake Beach; thence South 83 degrees 43 minutes 56 seconds West, along said North line, a distance of 76.32 feet; thence South 87 degrees 38 minutes 40 seconds West, continuing along said North line, a distance of 264.04 feet to the actual point of beginning of the land to be described; thence South 87 degrees 38 minutes 40 seconds West, continuing along said North line, a distance of 211.46 feet; thence North 00 degrees 25 minutes 13 seconds East, a distance of 192.73 feet; thence South 89 degrees 52 minutes 58 seconds East, a distance of 210.34 feet to the intersection with a line that bears North 00 degrees 08 minutes 57 seconds East from the point of beginning; thence South 00 degrees 08 minutes 57 seconds West, along last described line, a distance of 183.61 feet to the point of beginning.
PROPERTY ADDRESS: 11656 89th St. NW, Annandale, MN 55302
PROPERTY IDENTIFICATION NUMBER: 206.000.192102
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $271,634.44
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 16, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 16, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 23, 2009
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Jan. 4, 11, 18, 25, Feb. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 27, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00
MORTGAGOR(S): Amy J. Gibson and Erik A. Gibson, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100029500014217982
LENDER: Taylor, Bean & Whitaker Mortgage Corp.
SERVICER: Ocwen Loan Servicing, LLC
DATE AND PLACE OF FILING: Filed November 6, 2006, Wright County Recorder, as Document Number A1031927
ASSIGNMENTS OF MORTGAGE: Assigned to: Ocwen Loan Servicing, LLC; Dated: September 3, 2009
LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 7, Albert Villas Sixth Addition, Wright County, Minnesota.
PROPERTY ADDRESS: 4909 Kama Lane NE, Albertville, MN 55301
PROPERTY IDENTIFICATION NUMBER: 101096007150
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $333,510.33
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 2, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by May 3, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: September 10, 2009
Ocwen Loan Servicing, LLC
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 2, 2009, at 10:00 A.M., has been postponed to December 3, 2009, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 3, 2010 at 11:59 P.M.
Dated: November 2, 2009
Ocwen Loan Servicing, LLC
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie  0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Assignee of Mortgagee
(952) 831-4060
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for December 3, 2009, at 10:00 A.M., has been postponed to December 30, 2009, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 30, 2010 at 11:59 P.M.
Dated: December 3, 2009
Ocwen Loan Servicing, LLC
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie  0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Assignee of Mortgagee
(952) 831-4060
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for December 30, 2009, at 10:00 A.M., has been postponed to January 21, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 21, 2010 at 11:59 P.M.
Dated: December 30, 2009
Ocwen Loan Servicing, LLC
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie  0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Assignee of Mortgagee
(952) 831-4060
Published in the Herald Journal Jan. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 12, 2003
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,950.00
MORTGAGOR(S): Nicholas B. Kangbateh, an unmarried man and Souksada T. Yang, an unmarried woman
MORTGAGEE: Cendant Mortgage Corporation nka PHH Mortgage Corporation
LENDER: Cendant Mortgage Corporation nka PHH Mortgage Corporation
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed December 29, 2003, Wright County Recorder, as Document Number 890633
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Preserve East Fifth Addition
PROPERTY ADDRESS: 13872 45th Pl., Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114.187.001010
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $205,508.62
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 16, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 16, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 23, 2009
PHH Mortgage Corporation
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Jan. 4, 11, 18, 25, Feb. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 22, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,000.00
MORTGAGOR(S): Michael W. Martin and Lori L. Martin, husband and wife
MORTGAGEE: General Mills Federal Credit Union
LENDER: General Mills Federal Credit Union
SERVICER: PHH Mortgage Company
DATE AND PLACE OF FILING: Filed July 10, 2006, Wright County Recorder, as Document Number A 1016507
ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: September 15, 2009 filed: September 23, 2009, recorded as document number A1129231
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Natures View
PROPERTY ADDRESS: 224 Birch Ave. NW, Saint Michael, MN 55376
PROPERTY IDENTIFICATION NUMBER: 114-080-002020
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $267,821.33
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 17, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 17, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 29, 2009
PHH Mortgage Corporation
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Jan. 4, 11, 18, 25, Feb. 1, and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 27, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,800.00
MORTGAGOR(S): Benito Pacheco Jimenez and Francisca Rosario Moctezuma, husband and wife
MORTGAGEE: Mortgages Unlimited, Inc.
LENDER: Mortgages Unlimited, Inc.
SERVICER: OneWest Bank, FSB
DATE AND PLACE OF FILING: Filed May 4, 2006, Wright County Recorder; as Document Number A1008107
ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.; Dated: March 27, 2006 filed: May 4, 2006, recorded as document number A1008108; Thereafter assigned to OneWest Bank, FSB, dated October 27, 2009.
LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Klein Farms 4th Addition
PROPERTY ADDRESS: 9067 Fieldcrest Circle, Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155 105 001150
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $205,345.80
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 4, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 6, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 3, 2009
OneWest Bank, FSB
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for January 4, 2010, at 10:00 A.M., has been postponed to February 10, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by August 10, 2010 at 11:59 P.M.
Dated: January 4, 2010
OneWest Bank, FSB
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie  0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Assignee of Mortgagee
(952) 831-4060
Published in the Herald Journal Jan. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 13, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,400.00
MORTGAGOR(S): Anthony Pedersen and Denise L. Pedersen, husband and wife
MORTGAGEE: Bank of America, N.A.
LENDER: Bank of America, N.A.
SERVICER: Bank of America
DATE AND PLACE OF FILING: Filed October 23, 2006, Wright County Recorder, as Document Number A 1030164
LEGAL DESCRIPTION OF PROPERTY: Unit No. 168, Common Interest Community No. 38, The Pointe Court Homes
PROPERTY ADDRESS: 7079 Quail Ave. NE, Otsego, MN 55330
PROPERTY IDENTIFICATION NUMBER: 118-085-000168
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $138,066.94
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 30, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 1, 2010 at 11:59 P.M.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: October 14, 2009
Bank of America, N.A.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 30, 2009, at 10:00 A.M., has been postponed to December 30, 2009, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by June 30, 2010 at 11:59 P.M.
Dated: November 30, 2009
Bank of America, N.A.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie  0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Mortgagee
(952) 831-4060
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for December 30, 2009, at 10:00 A.M., has been postponed to January 29, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by July 29, 2010 at 11:59 P.M.
Dated: December 30, 2009
Bank of America, N.A.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie  0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Mortgagee
(952) 831-4060
Published in the Herald Journal Jan. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 15, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,150.00
MORTGAGOR(S): Ronna Dee Peppin and Michael A. Peppin, both single people
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Decision One Mortgage Company, LLC, a North Carolina limited liability company
DATE AND PLACE OF FILING: Filed April 3, 2006, Wright County Recorder; Document No. A-1004144
ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-HE4
LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Autumn Woods
STREET ADDRESS OF PROPERTY: 16800 56th Street NE, Rogers, MN 55374
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $325,949.11
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 16, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 16, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 28, 2009
DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2006-HE4
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(Y7408)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Jan. 4, 11, 18, 25, Feb. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 1, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,900.00
MORTGAGOR(S): Ryan Raisanen, an unmarried man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100020071003560344
LENDER: Burnet Home Loans
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed June 27, 2007, Wright County Recorder, as Document Number A1057913
LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of Section 32, Township 122, Range 26, Wright County, Minnesota, described as follows: Commencing at the Southwest corner of said Southeast Quarter; thence on an assumed bearing of North 89 degrees 52 minutes, 52 seconds East, along the South line of said Southeast Quarter, a distance of 547.59 feet to the actual point of beginning of the land to be described; thence continue Norh 89 degrees, 52 minutes, 52 seconds East, along said South line, a distance of 413.55 feet; thence North 28 degrees, 05 minutes, 05 seconds East a distance of 416.70 feet; thence North 89 degrees 58 minutes, 23 seconds West, a distance of 419.58 feet; thence South 27 degrees 16 minutes 54 seconds West, a distance of 414.84 feet to the point of beginning.
Together with an easement for ingress and egress across that part of the North 4 rods of the North 1/4 of the Northeast 1/4 of Sec. 5-121-26, bounded on the East by County Road 8 and bounded on the West by the Westerly line of the above described tract extended in a southerly direction, excepting from such 4 rod easement the West 349.80 feet thereof.
PROPERTY ADDRESS: 11993 NW County Rd. 8, Maple Lake, MN 55358
PROPERTY IDENTIFICATION NUMBER: 216.100.324300
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $235,781.40
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 28, 2009, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 28, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: November 6, 2009
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for December 28, 2009, at 10:00 A.M., has been postponed to February 2, 2010, at 10:00 A.M., located at 3800 Braddock Avenue NE, Buffalo, MN 55313, said County and State.
If this is an owner occupied, single-family dwelling, the premises must be vacated by August 2, 2010 at 11:59 P.M.
Dated: December 28, 2009
Mortgage Electronic Registration Systems, Inc.
Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Ryan D. Krumrie  0387859
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
Attorney for Mortgagee
(952) 831-4060
Published in the Herald Journal Jan. 4, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 19, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00
MORTGAGOR(S): Judith A. Seibert and Peter N. Seibert, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for FMF Capital, LLC a Michigan limited liability company
DATE AND PLACE OF FILING: Filed August 26, 2005, Wright County Recorder; Document No. A 974198
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Specialty Underwriting and Residential Finance Trust Mortgage Loan Asset-Backed Certificates Series 2006-BC1
LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Heights South
STREET ADDRESS OF PROPERTY: 11 Heights Road NE, St. Michael, MN 55376
COUNTY IN WHICH PROPERTY IS LOCATED: Wright County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $150,479.88
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 16, 2010 at 10:00 a.m.
PLACE OF SALE: Wright County Sheriff’s Office, 3800 Braddock Avenue NE, Buffalo, Minnesota 55313
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 16, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 31, 2009
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST MORTGAGE LOAN ASSET-BACKED CERTIFICATES SERIES 2006-BC1
Mortgagee
REITER & SCHILLER, P.A.
By /s/ Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street, 2nd Floor
St. Paul, MN 55102-2227
(651) 209-9760
(F9857)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Published in the Herald Journal Jan. 4, 11, 18, 25, Feb. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 29, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00
MORTGAGOR(S): Patrick Sibley and Cheryl Sibley, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100022301000213877
LENDER: Ocwen Loan Servicing, LLC
SERVICER: Ocwen Loan Servicing, LLC
DATE AND PLACE OF FILING: Filed August 22, 2005, Wright County Recorder, as Document Number A973402
ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A., as Trustee for the registered holders of Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2006-HE1; Dated: December 23, 2009
LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Kleiin Farms Estates 2nd Addition, CIC No. 48
PROPERTY ADDRESS: 9481 Talon Ct., Monticello, MN 55362
PROPERTY IDENTIFICATION NUMBER: 155133001100
COUNTY IN WHICH PROPERTY IS LOCATED: Wright
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $153,657.61
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 16, 2010, 10:00 a.m.
PLACE OF SALE: Sheriff’s Main Office, 3800 Braddock Avenue NE, Buffalo, MN 55313
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.
TIME AND DATE TO VACATE PROPOERTY: If the real estate is an owner occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 16, 2010.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: December 30, 2009
HSBC Bank, USA, N.A., as Trustee for the registered holders of Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2006-HE1
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, L.L.P.
By Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
(952) 831-4060
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Published in the Herald Journal Jan. 4, 11, 18, 25, Feb. 1 and 8, 2010.

NOTICE OF MORTGAGE FORECLOSURE SALE
Dated: December 31, 2009
YOU ARE HEREBY NOTIFIED THAT:
1.Default has occurred in the conditions of that certain Combination Mortgage dated December 31, 2004, executed by Ecklund & Swedlund Homes, Inc., as Borrower/Mortgagor, to State Bank of Delano, as Lender/Mortgagee, and recorded on January 5, 2005, with the Office of the County Recorder, Wright County, Minnesota as document no. A 941894, as amended and modified by that certain Modification of Mortgage dated January 1, 2006, and recorded on January 25, 2006, with the Office of the County Recorder, Wright County, Minnesota as document no. A 995916; as amended and modified by that certain Modification of Mortgage dated March 23, 2007, and recorded on March 28, 2007, with the Office of the County Recorder, Wright County, Minnesota as document no. A 1048126, as amended and modified by that certain Modification of Mortgage dated January 24, 2008, and recorded on January 25, 2008, with the Office of the County Recorder, Wright County, Minnesota as document no. A 1077776 (collectively, the “Mortgage”).
2. The original principal amount secured by the Mortgage is One Million Six Hundred Eighty Thousand no/100 Dollars ($1,680,000.00).
3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.
4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage, and foreclosure of the Mortgage, and all notices and other requirements of applicable statutes.
5. At the date of this notice the amount due on the Mortgage is $1,472,650.77.
6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and land legally described in the Mortgage as follows:
Lots 18, 20, 21, and 28, Block 1, and Lots 8 and 9, Block 2, Boulder Ridge, according to the map or plat thereof on file and of record in the Office of the County Recorder, Wright County, Minnesota. Abstract Property.
will be sold by the County Sheriff of Wright County, Minnesota, at public auction on February 25, 2010, at 10:00 a.m., at the Wright County Sheriff’s Office, 3800 Braddock Avenue Northeast, Buffalo, Minnesota 55313-1197.
7. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale.
8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
9. No Mortgagor has been released from liability prior to the above date.
State Bank of Delano
By: Scott D. Fritz
By: Koepke Law, Ltd.
By: /s/Chris E. Royal (#0313154)
3161 Fernbrook Lane North
Plymouth, Minnesota 55447
Telephone: (763) 201-1202
Its: Attorney in Fact
Published in the Herald Journal Jan. 4, 11, 18, 25, Feb. 1 and 8, 2010.