Apart from standard utilities I have a car payment and student loan repayment per month , which is about 600 for both. Property taxes and insurance on the house I will be running about 250 a month. Any advice ?

I'm trying to figure out what the gross annual salary I need to buy a house.
I have no loans , no children , I am alone . All you pay is the car insurance for my 2000 Toyota Celica ($ 10k car ) a sport bike Suzuki 2001 ( $ 3000 bike) and my dual sport bike 1994 ( $ 1500 bike). I have no cable and my cell is $ 40 a month. Cell can range from $ 70 - $ 100 if anything at all beyond the Monthy fee .
I can put $ 10,000

My rent is $633 a month. My insurance will be over 150 dollars easy (I'm 21). I spend $50 on Cell and $55 Internet/Cable combined. I've done the math, but I wanted to get some thoughts from the peanut gallery.
What do you think?
I live alone, but I'm getting a roomie in a few months so that's great. Thoughts?
The car is a Toyota Corolla LE 2010 with 30k miles. What say you?
Or should I look for another deal?

I am a single person and make roughly 29-31000 per year (depending on overtimr). My job offers health insurance but I am already living paycheck to paycheck in a high cost of living state (NJ). Am I basically screwed by the yealth care mandate to pay their penalty?

If I get a check from the insurance company, I need to get bank approval / authorization with the credit union for the second at home. Does the bank that holds the first take and apply the money to pay back that I am currently late on (5 months)?

The value of the investment house in Atlanta plunged from $ 265,000 to just over $ 100,000 ( estimated) before the vandalism. This is a negative amortization mortgage , which means that my principal increases each month. $ 209,000 began in this rehabilitation center , and is now up to $ 216,000 - monthly payment of $ 1121, but the maximum rent of $ 900. I had already warned the bank before vandalism that might not be able to make payments , and have hired a nonprofit negotiator to request a deed in lieu of foreclosure or short sale (which is more difficult now , since the vandalism) . My insurance company agreed that it was $ 26,000 in damages, but then claimed depreciation on the basis of actual cost of $ 8,000. Unfortunately, when deposited funds , creditors took a piece of it through automatic payments, so do not even have the full amount now. Other investors are advised not to throw bad money after good, but pay other debts, and let the property foreclose . Can the bank force insurance cooperative . to pay more money? What are my options?