Re: Do you carry balances on your credit cards?

fail2deliver

Honestly, I could care less where you live or what you do. If you want to respond to something how about apologizing to the people that you offended? Until you are able to walk in someone elses shoes you should keep your mouth closed (or check what you type).

Re: Do you carry balances on your credit cards?

well I personally am trying to make an effort to pay off my balances in full on all my new credit. However, I have a Credit Line Loan that is 4 years out still. and some older credit cards that I carry a balance on, only because that's all I can do right now.

Re: Do you carry balances on your credit cards?

Creditaddict wrote:

well I personally am trying to make an effort to pay off my balances in full on all my new credit. However, I have a Credit Line Loan that is 4 years out still. and some older credit cards that I carry a balance on, only because that's all I can do right now.

Re: Do you carry balances on your credit cards?

Anderson wrote:Or I could pay it from my COH (cash on hand) stash but I choose to keep that $5k locked in my fire safe along with my passport and my .45. That's my 'get outta town' real emergency back-up.

Re: Do you carry balances on your credit cards?

fail2deliver:

Glad to hear you PIF every month - I do, too, but I don't come here and brag about it. Most of the people here on this forum are here because they realize that credit is important and are trying to get out of debt and improve their credit. But I understand that it probably makes you feel good about yourself to tell a bunch of strangers what they "should" do. I agree with Brammy and Midnight - these are people you know nothing about; I've been in their shoes and sympathize.

I would suggest that you post when you have something constructive to offer, rather than insinuating that people are stupid and are doing everything wrong. A pox on your lame attitude!!!!

Re: Do you carry balances on your credit cards?

Nah, I just wear a tin foil hat most times. But-

"(For)the times they are a-changin."

Bob Dylan

haulingthescoreup wrote:

Anderson wrote:Or I could pay it from my COH (cash on hand) stash but I choose to keep that $5k locked in my fire safe along with my passport and my .45. That's my 'get outta town' real emergency back-up.

Re: Do you carry balances on your credit cards?

Brammy wrote:

BTW there are lots of single parents, lower income workers, etc.... that carry credit cards and carry balances. Some have one heck of ascore to boot.

YES YES YES, I hear ya there. I myself make less then 30k yr. I admit it, not a loaded person by any means. However look at my scores... Key is management instead of not being able to pay in full all the time. Yes, I have savings in cu and bank accounts. Big deal... I also agree with you about the judgemental comments that was mentioned before. Wish I could become self employed one day...

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.