Business Insurance in Banning, Beaumont, Redlands, and more!

Business owners today have a lot on their minds.

PROTECTING YOUR MOST VALUABLE ASSETS

Business owners today have a lot on their minds. Little and Sons Insurance Services understands that you have enough on your shoulders. We want to take some of the worry off your plate.

Business Owner’s Policy (BOP)

This particular policy is standard for most small and mid-sized businesses. It offers coverage from most commercial property damage for building structure, inventory, and equipment, along with commercial general liability coverage.

Most plans also cover some sort of loss of income coverage if you’re unable to operate your business as a result of a fire or other catastrophe. This particular policy does not cover professional liability, workers’ compensation, or commercial vehicle insurance coverage.

Workers’ Compensation

The state of California has strict requirements about workers’ compensation insurance. Beyond that, however, your employees are the life blood of your business. You want to protect them in order to keep spirits high, foster loyalty, increase engagement, and, as an unintended reward, improve your own profits.
Little and Sons Insurance Services understands that despite your best efforts to keep a safe workplace, accidents happen. We have the policies available to make sure your employees and your business are covered when they do.

Commercial Auto

Businesses must be especially careful when operating business vehicles that there is adequate insurance coverage to protect the needs of the business. Proper insurance is even more important for business vehicles than for personal vehicles, in many cases.
Standard policies commercial auto policies include coverage for bodily injury liability, property damage liability, medical payments, and personal injury protection (PIP).
Little and Sons Insurance Services knows that it’s better to go above and beyond standard coverage and offer the following protection for those who are interested in obtaining it.

We are available to offer you personal, expert help with all your insurance needs. If you have any insurance questions, please don't hesitate to call or email us. You may also visit one of our offices located in Banning and Beaumont California! We also serve local areas such as Redlands, San Bernardino, Yucaipa, Calimesa, and more!