IFAs

MORTGAGES

We know how time consuming it can be to establish exactly which mortgage is right for you. Our financial advisers can help you select the best mortgage available, and help with the paperwork that comes with it.

FINANCIAL ADVICE

SAVINGS & INVESTMENTS

There are many different types of savings and investments, each with different structures and tax implications. We can discuss your aims and objectives and recommend the most suitable ways to achieve your goals.

TAX PLANNING

Taxation can be very complicated. The rules, reliefs and allowances often change, meaning it is important to stay on top of the current laws to ensure you're managing your finances in a tax-efficient way.

PENSIONS & RETIREMENT

As pension specialists, we can provide advice on areas of pensions which other advisers simply aren't qualified to advise in. We can help you decide how much you should be putting in your pension as well as ensuring that your pension contributions are tax efficient.

INSURANCE

Hopefully you will never need to make a claim against your insurance. However, if the time comes, you want to be absolutely sure that the insurance you have is right for you. Here at Niche IFA, we can help decide what type and level of insurance is suitable based on your current situation.

LONG TERM CARE

Providing long term care can sometimes be a serious financial burden on those who need care and their relatives. We work closely with care providers and solicitors to provide specialist advice on care fees and funding long term care.

SERVICES TO OTHER IFAs

We are a firm of Chartered Financial Planners with a team of highly knowledgeable advice givers. With this in mind, we have the capacity to increase our business and look after a larger "bank" of clients without reducing the quality of our service.

CASHFLOW PLANNING

Here at Niche IFA, we have developed a widely-used online suite of financial planning tools called CashCalc. CashCalc includes a cashflow modeller which we make use of to provide you with a closer look at your current financial situation and potential future.

Savings & Investments

SAVINGS & INVESTMENTS

Savings & Investments

From childhood most of us are told to put away money to save for the future - perhaps for something special? Or perhaps to be sure that when we really need something we have the money to pay for it, without taking on debt.

There are many types of savings and investment, each having different structures, tax treatments and implications to you as the investor.

Investment advice from Niche

Most people would like to have an investment which is both safe (in that it will not fall in value) and which offers high returns. Unfortunately, these two requirements don't always go hand in hand as those investments which offer high returns can just as easily drop in value as well as increase.

Therefore, sound investment planning starts with understanding what your investment aims are. Next it is vital to establish what your attitude to investment risk is. This is important for sensible investing and Niche can help you determine an investment strategy appropriate for your needs and the investments best-suited to your investment attitude and tax position.

We can discuss with you what your aims are and recommend suitable ways to help you achieve those goals.