NJ Car Insurance companies often discount their rates in order to encourage good driving practices and the use of safety and security precautions. Depending on the insurance company, you can often lower your rates from 5 to 55 percent. When you buy a better safety equipped vehicle you may pay more however you will receive a safety discount because you and your passengers are better protected. For example, the purchase of anti-lock brakes merits a discount from nearly every insurer, but the discount probably will not pay for the brakes which cost several hundred dollars during the normal life of your vehicle. Anti-lock brakes are touted, nonetheless, as a life-saving feature and deserves serious consideration when safety is a top priority.

Changing The Driving Habits Try commuting by public transit, using a company vehicle for work-related travel and car-pooling. Ask family members to sign a contract not to drink and drive. Any discount for signing such a contract is different among NJ auto nsurance companies, many families report that it is an idea that works.

Buying NJ Home Owners and NJ Car Insurance Policies from the Same Company. If you own a home and an automobile and you are insured by two different companies, check into the cost of carrying both policies by one insurer. Your NJ car insurance company or agent can give you guidance as to which insurers offer discounts. This will always offer your the best buy, so put it in your corner when shopping for rates.

New Jersey Car Insurance Companies and contact information.

Insurer

Telephone Number

Direct Writer* or Contact Agent**

21st Century Group

21st Century Centennial Insurance Company(not accepting any new business)

21st Century Assurance Company (not accepting any new business)

21st Century Pinnacle Insurance Company (not accepting any new business)

1-800-807-9458 (21st Century Centennial)1-800-241-1188 (21st Century Assurance, 21st Century Pinnacle)

Direct

Allstate Group

Allstate New Jersey Insurance Company (not accepting any new business)

Learn about car-auto insurance and find out what factors cause your rate to go up or down. Many people ask, what will it cost to insure my car? That cannot be answered properly until we have more information.