The Association of International Life Offices (AILO) is a unique trade organisation whose Members are international life companies based in financial centres within the Member States of the European Union, UK Crown Dependencies and the British Overseas Territories of Bermuda and the Cayman Islands. Within the EU, AILO's Member companies operate under the Freedom of Establishment and Freedom of Services rules, marketing life assurance products internationally and cross-border to bring attractive, well managed products to residents of a wide range of European Countries. Members also serve global markets in a similar fashion.