Nevada Cosmetology Insurance

If you’re practicing cosmetology in the state of Nevada, it’s a wise decision to choose to protect your career with cosmetology liability insurance. With the closeness of the majority of beauty services provided, there will always be a risk of a potential accident, whether in or out of your control.

These accidents can ruin both your reputation and your bank account. Fortunately, we can provide a solution. Carrying the right beauty insurance can protect your license and save you financially in the case of a lawsuit.

Two Main Types of Cosmetology Insurance

Professional liability (or malpractice): protects you against any claim filed from clients who suffered injury or damages due to an error on behalf of your services. For example, a nail tech uses an unsanitary tool that causes the client to get an infection. The client could then choose to file a lawsuit against the nail tech.

General liability (or slip-and-fall scenario): protects you from any claim stemming from clients suffering an injury in the environment in which you run your business. For example, a client could trip and fall in your salon and suffer an injury. The client could then choose to file a claim against you.

Why should I carry cosmetology insurance?

The general rule for liability insurance is the more coverage you have, the better off you’ll be. With this rule in mind, you can better protect your well-earned career from financially-draining lawsuits by carrying your own beauty insurance policy. Because the threat of litigation can significantly alter your credibility, carrying liability insurance is essential to the longevity of your career. You’ve spent thousands of training hours in your path to becoming a beauty professional. Don’t let this hard work go to waste. Choose your reputation and your business first and choose to carry the right beauty insurance.

Nevada Cosmetology FAQs

Do I have prerequisites to complete?

If you are at least 18 years old, have completed at least a 10th grade education or equivalent, you are eligible to obtain a cosmetology license in the state of Nevada.

What do I need to do to obtain my cosmetology license?

You will have to complete 1,800 school hours and pass the appropriate exams.

Do I need a license to be a cosmetology instructor?

Yes, both a cosmetology license and 500 training hours with a provisional instructor are required to be a cosmetology instructor.

Does the state of Nevada require me to complete continuing education units (CEUs)?

Yes, four CE hours in infection control are required every two years. Instructors are required to complete 30 CE hours every two years.

How often do I need to renew my cosmetology license?

A person practicing cosmetology must renew his or her by June 30 of each odd-numbered year—plus pay a $70 dollar fee.

Moving to Nevada from another state?

No problem, just make sure you have a current license in good standing from another state. You must have passed a NIC written exam in state of licensure, or take the exam in Nevada.

The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection and The Doyle Group. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Protection Plan, Inc. is the insurance partner for Beauty Insurance Plus. Willis of New York, Inc., a 50-state licensed broker, is the broker for all coverage under the Beauty Insurance Plus program. Willis of New York, Inc. also serves as excess and surplus lines broker for the Beauty Insurance Plus Program. Professional Liability and Commercial General Liability coverage under the Beauty Insurance Plus program is underwritten in the surplus lines market by Aspen Specialty Insurance Company, which is rated A (Excellent) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Beauty Insurance Plus is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Neither Insurance Plus Risk Purchasing Group, Protection Plan Association, Inc., The Doyle Group or Beauty Insurance Plus are insurers. All Rights Reserved Copyright 2018 Privacy Policy
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