We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

THE FHA IN NORTH DAKOTA

FHA loans have been helping
North Dakota residents since 1934

A licensed
North
Dakota FHA Lender

can offer you a better loan including:

Low down payments
(if any)

24 Hour Pre-Approval

Low closing
costs

Easier credit
qualifying

48 hour Streamline
Refinancing

North Dakota First Time Home Buyer Loan

This FHA loan program was created to help
increase homeownership. The FHA program
makes buying a home easier and less expensive
than any other types of real estate mortgage
home loan programs

When buying a home, almost every lender
will want to know where your down payment
came from. If someone in your family is
helping you with that down payment, it is
called a Gift of Equity, a
special FHA loan program.

North Dakota FHA Refinance to a
Lower Rate

Lowering your monthly mortgage payment
is easier than ever as mortgage
interest rates continue to set new
record lows almost every week for
more than two month.

An FHA Debt Consolidation
Loan can change your life,
and we can connect you to an
FHA Home Lending expert to talk
over your financial situation
so you’re not left to figure
out everything completely on
your own.

North Dakota FHA
Home Loan

How it works:

√ Determine
the type of FHA Government
Loanthat best fits your needs.

√ Complete an easy 2 minute
application form.

√ We will
forward your application to one and only oneFHA Approved
Lender who can best help you based upon:

The type of loan you requested

Your down-payment (if purchase
loan)

The location (State) your property
is located

Your credit history

The best rate available for your
loan

√ An
FHA Loan Specialist
will respond within 1 business day. They will explain
what type of loan you are approved for, and the
options available to you.

√ Immediately that same
day, the FHA Lender
will overnight your pre-approval letter to you.

Note-
It is very important that you keep this letter.
It is your official pre-approval on bank letterhead
with your 'locked rate', and if purchasing a house,
it is equally important that you present this letter
to the real estate agent to confirm your pre-qualification
status.

North
Dakota FHA Lending Limits 2018

North Dakota Median Home Sale
Price Price $210,000

County Name

Single

Duplex

3 Unit

4 Unit

ADAMS

$275,665

$352,950

$426,625

$530,150

BARNES

$275,665

$352,950

$426,625

$530,150

BENSON

$275,665

$352,950

$426,625

$530,150

BILLINGS

$339,250

$434,300

$524,950

$652,400

NON-METRO

BOTTINEAU

$275,665

$352,950

$426,625

$530,150

BOWMAN

$275,665

$352,950

$426,625

$530,150

BURKE

$275,665

$352,950

$426,625

$530,150

BURLEIGH

$296,700

$379,800

$459,100

$570,550

BISMARCK,
ND

CASS

$275,665

$352,950

$426,625

$530,150

FARGO,
ND-MN

CAVALIER

$275,665

$352,950

$426,625

$530,150

DICKEY

$275,665

$352,950

$426,625

$530,150

DIVIDE

$275,665

$352,950

$426,625

$530,150

NON-METRO

DUNN

$275,665

$352,950

$426,625

$530,150

EDDY

$275,665

$352,950

$426,625

$530,150

EMMONS

$275,665

$352,950

$426,625

$530,150

FOSTER

$275,665

$352,950

$426,625

$530,150

GOLDEN VALLEY

$275,665

$352,950

$426,625

$530,150

GRAND FORKS

$275,665

$352,950

$426,625

$530,150

GRAND
FORKS, ND-MN

GRANT

$275,665

$352,950

$426,625

$530,150

GRIGGS

$275,665

$352,950

$426,625

$530,150

NON-METRO

HETTINGER

$275,665

$352,950

$426,625

$530,150

KIDDER

$275,665

$352,950

$426,625

$530,150

LAMOURE

$275,665

$352,950

$426,625

$530,150

LOGAN

$275,665

$352,950

$426,625

$530,150

MCHENRY

$275,665

$352,950

$426,625

$530,150

MINOT,
ND

MCINTOSH

$285,200

$365,100

$441,300

$548,450

MCKENZIE

$299,000

$382,750

$462,650

$575,000

MCLEAN

$275,665

$352,950

$426,625

$530,150

NON-METRO

MERCER

$275,665

$352,950

$426,625

$530,150

MORTON

$296,700

$379,800

$459,100

$570,550

BISMARCK,
ND

MOUNTRAIL

$275,665

$352,950

$426,625

$530,150

NELSON

$275,665

$352,950

$426,625

$530,150

OLIVER

$296,700

$379,800

$459,100

$570,550

BISMARCK,
ND

PEMBINA

$275,665

$352,950

$426,625

$530,150

PIERCE

$275,665

$352,950

$426,625

$530,150

RAMSEY

$275,665

$352,950

$426,625

$530,150

NON-METRO

RANSOM

$275,665

$352,950

$426,625

$530,150

RENVILLE

$275,665

$352,950

$426,625

$530,150

MINOT,
ND

RICHLAND

$275,665

$352,950

$426,625

$530,150

WAHPETON,
ND-MN

ROLETTE

$275,665

$352,950

$426,625

$530,150

SARGENT

$275,665

$352,950

$426,625

$530,150

SHERIDAN

$275,665

$352,950

$426,625

$530,150

SIOUX

$296,700

$379,800

$459,100

$570,550

BISMARCK,
ND

SLOPE

$275,665

$352,950

$426,625

$530,150

NON-METRO

STARK

$308,200

$394,550

$476,900

$592,700

DICKINSON,
ND

STEELE

$275,665

$352,950

$426,625

$530,150

STUTSMAN

$275,665

$352,950

$426,625

$530,150

JAMESTOWN,
ND

TOWNER

$275,665

$352,950

$426,625

$530,150

TRAILL

$275,665

$352,950

$426,625

$530,150

WALSH

$275,665

$352,950

$426,625

$530,150

WARD

$275,665

$352,950

$426,625

$530,150

MINOT,
ND

WELLS

$275,665

$352,950

$426,625

$530,150

NON-METRO

WILLIAMS

$330,050

$422,500

$510,700

$634,700

WILLISTON,
ND

FHA Loan Information

The FHA does not lend money.
The FHA (Federal
Housing Administration) is part of HUD &
backs individual Approved
Lenders.

Our responsibility is to help you find the best FHA
Approved Lender who can help you secure financing.

When
you fill in our short application we will provide your
information to one, (and
only one) FHA
Approved Lender who can help you based upon
many factors, including your Credit
Score, your State
Location, and the Type
of Loan you apply for.responsibility
is to help you find the best FHA
Approved Lender who can help you secure financing.

Note: We
are not affiliated with the Federal Housing
Administration, the Department of Housing
and Urban Development, or
any other government agency. We are an FHA Educational
Resource.

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FHA Government Loans
.org is a not a
lender or
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We do
not direct market by phone
or email consumers. We do
not provide any loans, loan
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services. Note- FHA Government
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affiliated with HUD
or FHAand is not a government
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Any request for mortgages
will be arranged by third
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FHA Government Loans .org
is known as Mortgage
Information Technologies
LLC in lieu of true
name, is a news and information
service providing Federal
Housing Authority news,
content and directory
information relative to
mortgages and loans. We
are not responsible for
the accuracy of information
and/or interest rates represented
and we are under the assumption
that all content is in accordance
with the Copyright Policies
of the United States of
America and territories
If you are suspicious of
any fraudulent activities
or if you have any questions
Contact Us
or your local HUD Agency
or the Office of the
Inspector General.