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Most states require drivers to have auto insurance, but what that insurance covers can vary from state to state, policy to policy, and even person to person. The result is you could think your insurance covers something it doesn’t, and this list helps separate fact from fiction. Read more...read more

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Collision insurance covers your vehicle in case of an accident with another motor vehicle. This type of coverage is not required by the state. It differs from liability insurance in that it covers you, not the other person. Therefor...

Each state has different insurance requirements. If you live in New Hampshire, your state doesn’t require insurance at all. Other than New Hampshire, all states require that you have liability insurance for personal injury and prope...

Required auto insurance is whatever type of auto insurance your state requires. The overwhelming majority of states require that all motorists carry a specific amount of insurance for their vehicles. All of these states require liab...

This requirement is going to vary based on your state and on the insurance company within the state. Usually, car insurance companies want you to add any licensed driver in your household to your insurance policy. If you don’t want ...

If you only have the minimum liability requirements for your state, then no, it won’t be covered. The only type of coverage that may cover this is comprehensive. Even then, for a personal policy, comprehensive usually doesn’t cover ...