Unsecured Commercial Finance

Unsecured Commercial Finance

Looking for Commercial finance? Need an Unsecured Business Loan? Money Solutions UK can help. You may require asset finance or leasing for equipment purchase, commercial mortgage guidance or assistance to finance stock for your shop or restaurant.

Development Loan

Money Solutions UK can help businesses looking for Development loans of between £100k and £1M to fund the purchase and development of residential and commercial projects. We can also assist with much larger projects on a case by case basis.

Looking to borrow between upwards of £100k over a short term for a property development project?

To make an initial enquiry for a development loan simply download our short ENQUIRY FORM and return to us completed.

Unsecured Loans for Business

Money Solutions UK now can also offer genuine Unsecured Business Loans for stable, creditworthy companies looking for business funding quickly. Money Solutions UK will help you find the most suitable funding option for your business an help you get a decision on an application in 48 hours. Get money in your bank account within 2 weeks, much faster than a secured commercial mortgage. Unsecured business loans are totally independent of your other business banking, giving you the discretion and flexibility you need to run your business effectively.

Applying for an Unsecured Personal Loan

Money Solutions UK can arrange Unsecured Business Loans in as little as 1 week. All we need you to do initially is complete a short application form with you over the phone and then arrange a call back to discuss terms in more detail. So long as you meet the following basic criteria you can apply:

Criteria

Looking to borrow between £5k & £100k over a period of up to 5 years.

A limited company or limited liabilty partnership.

Trading history and filed accounts for 2 years.

A stable and creditworthy business with UK resident directors.

Unsecured business loans can be used for almost any purpose excluding property development.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the term of the debt and increasing the total amount you repay.

A broker fee of up to 12.5% of the loan amount borrowed , capped at £4995, may be payable on completion. Lender fees may also apply. The actual aprc rate available will depend on your individual circumstances. Loans and remortgages are subject to status. Please ask for a personalised illustration. Loans are secured on property.

We refer all enquiries to a master broker who arrange loans and mortgages from a panel of lenders. We will receive a commission from the broker upon completion.

We do not charge broker fees on unsecured loans.

HOMEOWNER UNSECURED LOANS - Rates from 4.8% APR.

Representative example if you borrow £12,000 over 4 years at a Representative APR of 16.9% APR (fixed) you would pay £338.36 per month. Maximum APR 299.9%

SECURED LOANS - Rates from 4.5% APR variable.

We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Typical 10.9% APR variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 6.7% (variable) you would make 120 payments of £134.56 per month. The total amount repayable will be £16147.20 (This includes a lender fee of £495 and a broker fee of £1250 which have been added to the loan.) The overall cost for comparison is 10.9% APRC representative. Maximum APR 65.2%

MORTGAGES - The overall cost for comparison is 6.5% APR variable.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Moneysolutionsuk is a trading style of Gemma Jane Williams. Gemma Jane Williams is authorised and regulated by the Financial Conduct Authority registered 732241. We are a credit broker and not a lender and offer credit facilities from a panel of lenders. Licenced under the Data Protection Act 1998 - Licence number ZA182825