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Tag Archives: risks

Risks associated with doing business exists for companies of all sizes. The business may be in its fledgling stages or it may have grown considerably to a thriving small company. In either case, no business owner can afford to risk their life savings or good name in the event of an accident or legal claim.

Protecting Your Business

Businesses should be protected with the right level of insurance. A brick and mortar storefront with an influx of customers will likely need property insurance should an accident or fall happen. If an employee becomes injured while out on the road conducting business on a company’s behalf, the right worker’s compensation policy could be key in limiting out-of-pocket expenses. Although a company may not operate a full fleet of vehicles, any car used for business purposes should be protected just the same.http://bit.ly/1m9TeGC

Running any kind of business involves a certain amount of risk from the moment you take a gamble and create your very own company. Fortunately, the businessman of today in Michigan or anywhere else doesn’t have to carry all the burden of running his business all alone. Having a business insurance policy specifically designed to help you protect your investment and offer you piece of mind.

Transferring of Risk

Perhaps the most significant benefit of investing in business insurance in MI is that you’ll be able to transfer some of the risks to the insurance company. By paying the insurance company a small premium, you won’t have to stress yourself out so much in case your business suffers a loss. If you have ample coverage, your insurance should be able to take care of the costs until you can get back on your feet.http://bit.ly/1TBBeR8

Alarming accident numbers from survey polls conducted by the AAA Foundation for Traffic Safety back up this claim. Drivers talking on the phone while on the road are a legitimate road hazard. The National Highway Traffic Safety Administration reported hundreds of accidents caused by distracted driving in 2012, making this a pressing issue.

In 2013, one such case led to the untimely demise of little Brandon Abrams, aged 6, who fell victim to a distracted driver in Texas. Now, his bereaved grandfather and scores of people from all over the nation who share relevant concerns are now pushing for the complete outlawing of distracted driving for good. Until then, only the likes of a reliable Michigan auto insurance policy will offer any sort of compensation for victims, until distracted drivers (but not always) get their just dessert in court for their deeds.http://www.alliedinsmgr.com/michigan-auto-insurance-covers-you-from-the-risks-of-a-distracted-driving/