Personal Legal Plan

Personal legal plan FAQ

An attorney can help you negotiate repayment schedules and limit creditor harassment. You can also get representation for personal debt collection, foreclosure, repossession or garnishment actions, up to and including trial, if necessary. Coverage does not include counterclaims, cross claims, third-party claims, vacated judgments, bankruptcy, and family law matters.

Yes, Hyatt Legal plans cover office consultations and telephone advice for an unlimited number of covered and non-covered personal legal matters, so long as they are not excluded. These services are offered by local plan attorneys.

Yes, Hyatt Legal plans encourages members to use the plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you retained an attorney before becoming eligible for plan benefits. This is necessary to protect the existing attorney-client relationship.

You can consult with an attorney about potential creditor issues resulting from identity theft and get help contacting creditors, credit bureaus, and financial institutions. You can also receive defense services for specific creditor actions over disputed accounts. In addition, you can receive online information about identity theft and prevention.

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