Mortgages

Whether you are a first time buyer, moving house, remortgaging your home or expanding your property portfolio. We can help you find the right mortgage to suit your budget.

Find the right mortgage to suit your budget.

Fixed rate mortgages offer a fixed interest rate for a set period of time. This means your monthly mortgage repayment doesn’t change regardless of whether interest rates rise or fall, during the fixed.

Discount mortgages are variable rate mortgages offering a discount against our Standard Variable Rate (SVR) for a set period of time. The interest rate will change as our SVR changes.

Tracker mortgages are variable rate mortgages linked to the Bank of England Bank Rate (also known as the base rate) which means your mortgage rates will increase or decrease as the Bank Rate changes. When the interest rate decreases, you benefit from lower monthly repayments, when interest rates go up your monthly repayment will increase.

We offer Buy to let mortgages for new and experienced property investors.

At the end of a fixed, discount, or tracker mortgage period, mortgage rates will revert to the Standard Variable Rate (SVR).

Mortgage Rates

Principality offers a range of competitive mortgages, with a variety of features and benefits including:

Mortgages with fixed or discounted interest rates

Tracker mortgages with rates linked to the Bank of England Bank Rate

Borrow up to 90% of the value of your property (selected mortgages only)

Mortgage Calculator

Buying a property is an important financial decision. Whether you are buying your own home, or a property to rent our mortgage calculator helps you work out the costs. Quick and easy to use, it helps you calculate the maximum amount you can borrow and monthly mortgage repayments.