Are Some Plans’ Enrollment Declines Due to STLDI Sales?

Jul 29, 2019

A national trade group of 66 safety-net plans recently failed to persuade a federal judge, by its submission of some plan enrollment data, that the Trump administration’s rule promoting the sale of short-term limited duration insurance (STLDI) resulted in their membership declines. Yet the Association for Community Affiliated Plans (ACAP) — whose members collectively cover 20 million-plus people with low incomes or significant health needs through Medicaid, Medicare, the Children’s Health Insurance Program (CHIP) and Affordable Care Act (ACA) individual-market exchanges — says it is undaunted by Judge Richard Leon’s ruling to uphold regulations allowing the sale of non-ACA-compliant short-term plans and confident of a successful appeal. The ACAP-led lawsuit was filed last September, shortly before the Trump administration’s rule on short-term plans took effect.

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