Provides analysis of the borrowing and repayment experiences of two cohorts of bachelor’s degree recipients one year after graduation.

Annotation:

Debt burden refers to a measure of the percentage of income after graduation that must be dedicated to repaying student loan debt. This brief provides analysis of the borrowing and repayment experiences of two cohorts of bachelor’s degree recipients one year after graduation. Findings from the analysis conclude that while student loan debt has little impact on graduates’ decisions to marry or to attend graduate school, debt burden is a growing concern for students with high levels of undergraduate borrowing.