North Georgia Gal's Financial Awakening

Trying to Make Smarter Decisions Day by Day

Where to Begin...it is hard to believe that it has been 9 years since I started this Blog. You guys have always been here supporting me and cheering me on.

I am in the process of refinancing my LOC into a mortgage, rolling my credit card debt into it. Will probably then close all of my credit cards after that.

I still have my budget in place for a couple of months out, but I still have to make changes to it.

I hope to sell my house in about 6 months, and move closer to my kids, about an hour away. I will still commute to work because it would only be about 40 minutes. But this can't happen until my responsibility to my mom is done, she is close to moving in with my niece, but who knows when that will happen.

everything looks good except for that brick wall

March 4th, 2009 at 11:52 pm

Yep...I hit a wall. I hadn't thought about our propane tank. I knew it was coming up because it is usually November and March when we have to get a fill up. But since we have been using the fireplace, i didn't think we had used that much propane. Apparentley we have! It is at 15%!!!! Glad I looked tonight! Will have to call tomorrow and schedule a fill up asap! But the brick wall part is because I hadn't saved enough in the household maintennce account to cover it! I had to transfer all out of my EF, new car fund and household maintenance account! And I am still runnning short! Brick wall. Poor planning! I failed to plan for this LARGE expense! UGGGHHHHH!!!