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CDs & IRAs

Certificates of Deposit & Individual Retirement Account

When looking for a secure way to build your financial future, CDs and IRAs are a smart choice.

Certificates of Deposit (CDs)

Certificates of Deposit are a great savings tool that are federally-insured and offer investment stability against fluctuations in value compared to more volatile assets, such as stocks, mutual funds, or bonds.

High Country Bank offers Certificates of Deposit ranging from 91 days to 5 years. All certificates have a $500.00 minimum balance requirement to open the account and obtain the Annual Percentage Yield.

Individual Retirement Account (IRAs)

Choosing if a Traditional or Roth IRA is best for you is a decision that should be made only after looking at all of the options and deciding which IRA will provide the greatest benefit for your lifestyle. High Country Bank offers a variety of IRA terms to help build your future. It is always best to consult with your tax professional; the information provided is not tax advice.

TRADITIONAL

ROTH

CONSIDER IF

You prefer your money to grow tax-deferred until you withdraw it in retirement. In some cases, contributions are tax deductible in the year they are made.