Karm is (Action) or Karm ( is Luck)

While discussions we usually come across a situation where a person while pointing to Luck mentions “Cheeze Karm se milte hain” ( intention is that we get things out of luck). I initially opposed it as I am more of action oriented person. But soon I realized that Karm is actually word for action. I was amazed to see that we have transformed the meaning of Karm which means action to something called as Luck as per our convenience.