affordable restaurant dininghttp://www.wisebread.com/taxonomy/term/11024/all
en-USThe 5 Best Credit Cards for Dining Outhttp://www.wisebread.com/the-5-best-credit-cards-for-dining-out
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<p>At first glance, dining out would seem to be the opposite of frugality, as it is easy to spend enough in one meal at a restaurant as you could buying a week's worth of groceries. Yet frugal people like me have been able to turn this equation on its head by taking advantage of rewards points.</p>
<p>On a recent night out, I made my reservation with Open Table just before departing in order to receive points worth future dining credits. When I arrived, I presented a coupon from <a href="http://www.anrdoezrs.net/click-2822544-5674459">Restaurant.com</a> that took $25 off my $35 bill. Finally, I paid for our meal with my Chase Sapphire Preferred card, which earns double points at restaurants. On other occasions I have use coupons from the <a href="http://www.tkqlhce.com/click-2822544-11600473">Entertainment Book</a> and participated in many of the dining miles programs offered by the airlines. By using coupons and taking advantage of rewards, I might not be able to claim to be saving money over the price of home-cooked meals, but I can come pretty close to the price I would have paid for just the <em>ingredients</em> I would have used to prepare a similar meal. (See also: <a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries?ref=seealso">Credit Cards for Groceries</a>)</p>
<h2>Restaurant Rewards Credit Cards</h2>
<p>No matter what your situation, anyone can save money by using the ideal credit card to maximize the rewards they receive from their dining expenses. Just as with any reward credit card, cardholders must always pay their balances in full and on time in order to assure that interest payments do not overwhelm any rewards received.</p>
<h2>Best Credit Cards for Dining Out at Restaurants</h2>
<p>These are my picks for the top credit cards to use when dining out.</p>
<h3>Chase Sapphire Preferred&reg; Card</h3>
<p><a title="Chase Sapphire Preferred&reg; Card" alt="Chase Sapphire Preferred&reg; Card" rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=13242651&amp;fot=1033&amp;foc=2&amp;foc2=599888&amp;fobs=" target="_blank"><img alt="" style="float:right;margin:0 5px 5px 10px;" src="http://content.linkoffers.net/SharedImages/Products/204650/599888.png" /></a>Chase offers several cards that earn points in its Ultimate Rewards program, but their <a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=13242651&amp;fot=1033&amp;foc=1&amp;fobs=" target="_blank">Sapphire Preferred&reg; Card</a> earns double points for charges at restaurants and for travel. Their current sign up offer includes 40,000 bonus points when you spend $4,000 on purchases within the first 3 months &mdash; that's $500 worth of travel through Chase Ultimate Rewards. You can also earn 5,000 bonus points by adding an authorized user and making a purchase within the first 3 months. Cardholders receive 20% off travel when redeeming travel through their website or transfer your points to partner programs at a 1:1 rate. Finally, the card has no foreign transaction fees. <strong>The annual fee of $95 is waived the first year.</strong></p>
<p><strong><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=13242651&amp;fot=1033&amp;foc=1&amp;fobs=" target="_blank">Click here to apply for the Chase Sapphire Preferred&reg; Card today!</a></strong></p>
<h3>Discover it&reg; Chrome - Double Cash Back your first year</h3>
<p><a title="Discover it&reg; chrome" alt="Discover it&reg; chrome" rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=26153628&fot=1033&foc=2&foc2=605228&amp;fobs=" target="_blank"><img width="154" height="98" src="http://content.linkoffers.net/SharedImages/Products/220538/605228.png" style="float:right;margin:0 5px 5px 10px;" alt="credit card" /></a>With the <a href="http://track.linkoffers.net/a.aspx?foid=26153628&fot=1033&foc=1&amp;fobs=" rel="nofollow" target="_blank">Discover it&reg; Chrome</a> card, you receive 2% cash back on up to $1,000 in combined purchases at gas stations and restaurants every quarter, no sign-ups needed. In addition, you'll get 1% cash back on all other purchases you make with the card. As an exclusive offer for new cardmembers, all the cash back you've earned is automatically doubled at the end of your first year. There is no minimum you need to meet before you can start redeeming your cash back rewards, and they never expire. Currently, there is a special introductory offer of 0% APR on purchases and balance transfers for the first 12 months (balance transfer fees apply). Then, the standard variable APR of 10.99%-22.99% will apply based on your creditworthiness. The card also offers no foreign transaction fees, no overlimit fee, no penalty APR, and no late fee on your first payment. This card comes with the new Freeze It<sup>SM</sup> on/off switch, which allows you to prevent new purchases, cash advances and balance transfers in seconds via Discover's website or mobile app.&nbsp; <strong>There is no annual fee</strong>.</p>
<p><strong><a href="http://track.linkoffers.net/a.aspx?foid=26153628&fot=1033&foc=1&amp;fobs=" rel="nofollow" target="_blank">Click here to apply for the Discover it&reg; Chrome Card today!</a></strong></p>
<h3>Capital One&reg; Venture&reg; Rewards Credit Card</h3>
<p><a href="http://www.wisebread.com/capital-one-venture-rewards?ref=918805" rel="nofollow" target="_blank"><img width="154" height="98" src="http://content.linkoffers.net/SharedImages/Products/161204/602905.png" style="float:right;margin:0 5px 5px 10px;" alt="credit card" /></a>The <a href="http://www.wisebread.com/capital-one-venture-rewards?ref=918805" rel="nofollow" target="_blank">Capital One&reg; Venture&reg; Rewards Credit Card</a> offers 2x miles per dollar on every purchase, unlimited! They're also offering a great bonus offer right now: get 40,000 miles after spending $3,000 within the first 3 months (equal to $400 in travel). Apply your points toward your travel purchases &mdash; so fly any airline, stay at any hotel, anytime &mdash; with no blackout dates. This card also has no foreign transaction fees. <strong>Annual fee:&nbsp;$59, waived for the first year.</strong></p>
<p><strong><a href="http://www.wisebread.com/capital-one-venture-rewards?ref=918805" rel="nofollow" target="_blank">Click here to apply for the Capital One Venture Rewards Card</a></strong></p>
<h3>Citi ThankYou&reg; Preferred Card</h3>
<p><a href="http://www.kqzyfj.com/click-2822544-12192659-1430139605000?sid=jsteele-918805" target="_top"><img width="154" height="98" alt="credit card" style="float:right;margin:0 5px 5px 10px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/4-27-Citi_ThankYou_Preferred_Card-154.jpg" /></a>The <a href="http://www.kqzyfj.com/click-2822544-12192659-1430139605000?sid=jsteele-918805" target="_top">Citi ThankYou&reg; Preferred Card</a> offers <em>unlimited</em> double points on purchases spent on dining and entertainment, and one point spent on other purchases. As a sign up offer right now, you can get 20,000 points after spending $1,500 in purchases within the first 3 months of account opening &mdash; this is redeemable for $200 in rewards. Citi also offers special benefits like Price Rewind, where Citi will search hundreds of retailers' sites for 60 days from the date of purchase to help find a lower price and be refunded the difference (see program details for terms and limitations). <strong>There is no annual fee.</strong></p>
<p><strong><a href="http://www.kqzyfj.com/click-2822544-12192659-1430139605000?sid=jsteele-918805" target="_top">Click here to apply for the Citi ThankYou&reg; Preferred Card</a></strong></p>
<h3>U.S. Bank FlexPerks&reg; Travel Rewards American Express&reg; Card</h3>
<p><a title="U.S. Bank FlexPerks&reg; Travel Rewards American Express&reg; Card" alt="U.S. Bank FlexPerks&reg; Travel Rewards American Express&reg; Card" rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=26086835&amp;fot=1033&amp;foc=2&amp;foc2=603388&amp;fobs=" target="_blank"><img border="0" rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=26086835&amp;fot=1033&amp;foc=1" style="float:right;margin:0 5px 5px 10px/&gt;&lt;/a&gt;The &lt;a target=" alt="" src="http://content.linkoffers.net/SharedImages/Products/220343/603388.png" /></a>The <a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=26086835&amp;fot=1033&amp;foc=1&amp;fobs=" target="_blank">U.S. Bank FlexPerks&reg; Travel Rewards American Express&reg; Card</a> allows its cardholders to earn some great rewards on their everyday purchases. You can earn 2 FlexPoints for every $1 you spend on restaurant purchases as well as most cell phone purchases. In addition, depending on what you spend the most on each billing cycle, you can also earn 2x FlexPoints on your gas, grocery, or airline purchases. You'll get 1 FlexPoint on all other purchases you make with the card, and for any eligible charitable donations you make, you'll earn 3 FlexPoints. Points can be redeemed as airline award tickets with more than 150 airlines or for merchandise, gift cards, or statement credits.</p>
<p>New cardmembers will receive 20,000 bonus FlexPoints after spending $3,500 in net purchases (purchases minus credits and returns) within the first 4 months of account opening, which is enough to redeem for an award airline ticket worth up to $400. Also get 3,500 bonus points each year you spend $24k in net purchases, and get up to $25 reimbursed per air travel award ticket toward baggage fees, in-flight food and drinks, and more. Finally, this card offers EMV chip technology and no foreign transaction fees. <strong>The annual fee of $49 is waived for the first year.</strong></p>
<p><strong><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=26086835&amp;fot=1033&amp;foc=1&amp;fobs=" target="_blank">Click here to apply for the U.S. Bank FlexPerks&reg; Travel Rewards American Express&reg; Card today!</a></strong>&nbsp;</p>
<p>Without a doubt, most consumers will save money when they prepare their meals at home. Nevertheless, I find a frugal night out to be a needed respite from our family's normal routine of cooking and cleaning. By using all available coupons and discounts, and by choosing the best credit card to pay for your dining expenses, you can have affordable meals that ultimately lead to valuable rewards.</p><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/the-5-best-credit-cards-for-dining-out">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1">
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</div> </div><br/></br>Credit CardsFood and Drinkaffordable restaurant diningcredit card rewardsdining outFri, 13 Apr 2012 10:36:08 +0000Jason Steele918805 at http://www.wisebread.com