Parveen Bano is an extremely skilled embroidery artist. She runs an embroidery business, where she makes traditional fancy clothes for women, that are commonly worn on festive occasions. She takes orders from a local retailer in the market in Resham Gali. The fabric for embroidery is provided by the retailer while she purchases all other supplies on her own. Parveen is 47 years old and has seven children; three sons and four daughters. three of her kids are completing their education, while her eldest son and daughter assist her in the embroidery business. The three of them collectively manage to earn around 17,000 rupees per month. Parveen’s husband has a job where he earns almost 14,000 rupees per month.

She now wishes to expand her business, but is short on appropriate working capital. She has therefore requested for a loan to invest in the business. Parveen intends to open a proper workshop to work from as she currently works from her home. She might also hire one or two workers to help divide the workload evenly. She is quite keen on increasing her output and earn a better profit. She wants to give a better living standard to her children, and is willing to work even harder for it.

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