Ecommerce Merchant Account for Mail Order Businsses

A
mail order/ telephone order transaction typically falls under “card
not present” category. During such transactions, the credit card is
not physically presented to the seller for verification. Instead
certain information regarding the credit card is provided to the
seller to complete the payment. MOTO transactions are generally
carried out via fax, email, or telephone. Setting
up merchants accounts for MOTO is considered high risk as there is a
high possibility of online fraud. Hence, it is highly recommended to
open merchant accounts with operators that can ensure the safety of
your business transactions.

Online Merchants Mail Order Card Not Present (CNP)

In
today’s fast paced life, people are constantly on the lookout for
convenient and faster bill payment options. Hence, we see many
businesses accepting credit card payments over mail or phone. Opening
a MOTO merchant account will help you increase your business by
providing convenient payment options for your customers.

In
order to provide a better understanding about how a MOTO merchant
account operates please read the below section carefully:

The
seller will receive a phone call from the customer. The customer
enters the card details into a secure terminal. Once done, the
details are verified to determine the authenticity of the card.

The
seller’s terminal is connected to our business processors in order
to carry out further verifications. We receive the information
regarding the purchase amount and card details.

In
the next step, the information gathered is safely passed on to the
bank that has issued the credit card to the client. The bank checks
for the authenticity of the card and sets aside the purchase amount
for the seller.

Once
done, the bank sends a message to us along with an approval number
for our reference.

The
purchase amount set aside by the respective bank is electronically
transferred into the account of the seller.

The
process of installing our gateway set up is very straight forward and
does not take up much time. You can choose from out wide range of
terminals and opt for the one that suits your budget. We offer basic
low cost terminals as well as fancy high speed touch screen virtual
terminals.

Has your business been shut off or closed by other credit card processors?

It
is not uncommon to hear about business being denied by various credit
card processors such as First Data, PayPal. This is basically because
of the inherent risk associated with MOTO transactions. As there is a
high probability of online fraud, many operators are skeptical of
offering MOTO merchant account services for newly established
businesses.
This
is where we can help you overcome your problems. We strive hard to
make tailor our services to meet the client requirements. We
understand that risks are inherent in “card not present”
transactions. Hence we offer solutions to mitigate those risks.

Once
approved, we provide you with instant access to secure and reliable
virtual terminals to process any credit card transactions via
Visa/Amex/Mastercard/Discover.

In
order to provide more payment options for your customers, we also
offer ACH processing and check processing too.

Furthermore,
we have tie ups with multiple underwriting banks who are willing to
partner with you and support your business operations.

Are you a new business looking for a MOTO friendly merchant account?

In
order to ensure that you get the best deal possible, it is highly
recommended that you gather information about the application process
and the various rates and fees associated with opening an account.
MOTO
transactions is considered a high risk transaction as the neither the
buyer nor the card is physically present while the payment is being
made. Hence it is necessary to be prepared to be charged a little
more than the normal rates.

Since
new businesses do not have a transaction history, they have a high
risk profile compared to businesses that have been operating for a
few years. Therefore, most merchant account providers charge new
entrants with exorbitant fees.

But
not us! If you are a new player or a business with years of
experience, you will find our rates to be reasonable and within your
budget. If you choose to be associated with us, you can enjoy the
benefit of no setup fees and no application fee. Please
get in touch with us to know more about our rates and application
process.

Do you need domestic & offshore options?

As
MOTO account merchants fall under the bracket of high risk
businesses, we understand that our clients will require offshore
accounts apart from domestic accounts. As
the process, terms and conditions associated with opening offshore
accounts are different compared to domestic accounts, the rates vary
accordingly.
The
rate for opening a domestic account is definitely lower than an
offshore account. But if you have customers from across the globe,
opening an offshore account may be more beneficial for you.

Our
association with several overseas banks will help you boost your
business. You can be rest assured that our service standard is best
in the industry and the rates at which we offer our services are also
on par with the best.

Why partner with us?

Our
MOTO services have been designed for businesses that wish to offer
its clients multiple ways of payment. We have gained in-depth
knowledge and expertise by working in close corners with various
retail, healthcare, educational and nonprofit organizations.

By
signing up for our services, you can enjoy the below benefits:

Protection against fraud

With
the use of advanced fraud management software, we can assure you that
all your transactions are safe. Our well designed address and card
code verification systems are capable of identifying and preventing
suspicious activities.

Online access to your virtual terminal account

Our
clients get access to their accounts 24/7. They are free to review,
manage, customize and configure their merchant accounts according to
their requirements.

Clients
can also open separate accounts for different users and set up
account access restrictions for each account.

Recurring billing and Email Invoicing

In
order to serve customers who frequently do business with you in a
better fashion, we offer recurring billing feature. With this feature
you do not have to ask customers for their card details repeatedly.

PCI Compliance

Our
payment gateways are compliant with the various protocols set by the
Payment Card Industry (PCI). Hence, our clients can be sure that
their data is safe and secure at all times.

Best Customer support

Our
dedicated team of customer support personnel is here to answer your
questions. You can get in touch with us on our phone numbers or drop
us a mail.