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News & Advice

News

4 in 10 home buyers think they would struggle to obtain evidence of all expenditure when applying for a mortgage
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16% of Britons take out credit with no intention of paying it back
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What is a Credit Score?

A credit score is a tool used by a lender to help
determine whether you qualify for a particular credit
card, loan, or service. Based on information in your
credit file, the credit reference agency analyses your
information using a complex mathematical model to yield
your credit score.