The crimes involved accounts at Amcore and Midland States banks, authorities said.

Smith was manager of the Oregon branch of Rockford-based Amcore Bank, which was sold to Effingham-based Midland States Bank in January 2011.

Court records don't indicate whether Smith committed her crimes in her role as a bank employee.

According to the bill of indictment:

Smith made the withdrawals between Aug. 2, 2006 and April 15, 2010, from accounts held at Amcore and Midland States in the name of the Dixon resident. Smith also took out a mortgage loan on the woman's house and, as a result, obtained more than $100,000.

In April 2007, Smith, using the woman's power of attorney, took out a $55,000 residential mortgage loan from Amcore Bank on property owned by the woman in the 800 block of North Ottawa Avenue. It was done without the woman's authority.

In April 2010, Smith transferred $1,855 from the woman's bank account to Smith's account without her consent. Smith made other withdrawals as well.

Smith was released from the Lee County Jail on Monday after posting $15,000 of her $150,000 bond.

Dixon attorney Kelly Ward, who is representing Smith, couldn't be reached for comment.

A message left at the Oregon branch of Midland States wasn't returned.