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Young Adult Checking Account

With unlimited free ATM Access

Available for young members age 15-25, this first Checking Account helps young adults learn how to manage money. Use your VISA® Debit Card free anywhere in the world. Mobile and online banking platforms offer easy account access no matter where you travel. Receive a debit card instantly when you open an account in a branch.

CAP COM's ATM network:

Convenient free and low-fee ATMs

CAP COM ATMs

Free

CO-OP and SUM network ATMs

Free*

Stewart's Shops ATMs

$1*

Any ATM worldwide with Young Adult Checking

Free*

*A 50-cent surcharge per withdrawal applies after 10 withdrawals made in one month from any combination of CO-OP, SUM or Stewart’s Shops ATMs. A $2 ATM fee is charged by Stewart’s Shops. CAP COM will make a $1 reimbursement deposit for each Stewart’s Shops ATM withdrawal within 24 hours. CAP COM will reimburse members with a Young Adult Checking Account (ages 15-25) for ATM surcharges and International Service Assessments incurred when using your CAP COM Debit Card.

College Bound Program

The information you need during this important transition.

College Bound offers unique products, services and free workshops as well as staff dedicated to helping students and parents find the right college and build a smart financing plan. Our annual scholarship program offers young adults another resource for financial aid.

Workshops

Free, informative and local.

Free, informative workshop sessions are held locally to help parents and students understand the challenges facing them as they prepare for college. Experts with personal and professional experience help guide you through the lengthy, often confusing, process. You’ll leave with worksheets to bring home and honest advice on what to do next.

College Prep Workshop

A workshop geared for high school sophomores, juniors and their parents. Learn how to choose the right school, apply for college, complete the college interview process and find scholarships.

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