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Clients starting small businesses are usually encouraged to operate as a formal entity, either as a corporation or a limited liability company. And while most people understand that the purpose of incorporation is to protect the owners from individual liability, there are circumstances where that protection can be bypassed- and the owners find themselves personally liable for the debts of …

Protect yourself – whether you are selling or not. A few years ago, the buzz phrase “at the end of its useful life” started showing up in just about every home inspection report. “This furnace is the oldest furnace I’ve ever seen. It’s structurally sound, it’s not leaking, but it could fail at any time and should be replaced immediately. …

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