Viewing posts tagged with: credit card

A credit rating is a score that is used by lenders to help them decide whether you are a worthy borrower for the loan being requested. It is used to assess the risk involved in extending that credit to you. Various information is taken into account, including your employment status, address history and current outstanding… Read more

Credit cards often get a bad rap, and in many cases, it is the direct result of a consumer not being a responsible owner. The truth is, having a credit card or two can work in your favor. Credit cards can aid you in building your credit so that you can obtain personal goals like… Read more

The wealthy receive interest. The poor pay it. If you’re anything like me (probably are if you’re reading this blog) you want to be wealthy. So the following post describes how I’ve never paid a cent in credit card interest. I never will either, as long as I keep using the strategies outlined in this… Read more

For many of us, a credit score is an esoteric subject. To some, it’s this disembodied djinni which follows around our whole lives long, casting judgment on the way we spend our money, for reasons which are beyond our grasp. Well, the forces which drive our credit scores for good or for ill are actually… Read more

Welcome to the wonderful world of credit. It comes in many different shapes and forms, including; credit cards, loans and overdrafts. Each has their advantages. However, each are unique in how you manage them, ensuring that the credit that is borrowed is paid back, as per any agreement. Of course, each form of credit lending… Read more

A recent survey by Lloyds TSB has suggested that the total spent by UK households on DIY has fallen to its lowest level since 2000, with more homeowners than ever resorting to a simple lick of paint or some new wallpaper to improve their home. An average British household now spends just £352 on home… Read more

I consider myself a pretty cautious person, when it comes to handling my finances and trying to keep my money safe. So you may be surprised to hear that I have been the victim of a few financial scams in spite of my caution. And even though I would never send my financial details… Read more

Seriously, this world is getting crazy. I was in the supermarket on August 20th and Christmas decorations were being sold. No, not last year’s decorations going on sales, this 4-months-from-now Christmas. Way to prepare for an event! While I think that is insane, in order not to have to put the cost of Christmas on… Read more

Imagesource.com Rising inflation has affected all aspects of our daily lives, from higher mortgage rates to a rise in the cost of living. Unfortunately it has also lead to rise in areas like education, which many believe should be free. The cost factor has made it very difficult for students to receive top quality… Read more

Taking out a personal loan is a fantastic way of getting your hands on the money you need to purchase one of life’s more expensive treats. Whether you have your eyes on a new car or you want to realise a lifelong dream to travel the world, this type of credit facility gives you flexibility,… Read more

If you are not familiar with the terminology, a credit report is a file that shows the history of your activity with credit. It will mention all the loans you have had, all the credit cards you have opened over the years, your mortgage and all other debts. Your credit report also tells if you have… Read more

It’s likely that everybody has taken out or will take out credit at some point in their lives. The concept behind mortgages has been around for centuries, but home ownership only began to grow significantly in the twentieth century. According to the Office of National Statistics, 77% of households in England and Wales were renting… Read more

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