Yeah - I don't know about rolling old notes into new ones, but some Ford stuff is going for 0.0%, 60 months - I did some comparisons, and $25,000 at 0.0 would be about $416/month, same payment as $21,000 at 7%.

Just bought a new John Deere 250 skidsteer and trailer. Financed at 4.9% for 60 months. If I could afford a bigger payment it was even better at 36 and 48 months. 0.0% for 24 months but that is a whopping payment. No charge for early payoff though. Definately a good time to buy but you still need the money to pay for it. Gotta be careful, it's too easy to get into trouble.

New Holland has a 2.9% for 60 months on skidloaders & possibly more during October. We traded a 1999 Lx665 @ 4.9% for a 2001 Ls 180 @ 2.9% with more goodies - suspension seat!! & will only be paying $ 35 more per month. Seem to be some really good deals out & about right now.

Ford Credit is offering VERY LOW, if any intrest rates right now. I'll be saving some big $$ on my new F-250. I'll try to cut and paste the details, but I can't seem to get the article I had to line up right.

Hope this helps!

DEARBORN, Mich., Sept. 20, 2001  Ford today announced a newincentive program, Ford Drives America, which offers consumerszero percent financing on Ford Division vehicles. "Ford is a customer-driven company with a great product lineupthat offers exceptional value," said Jim O'Connor, president ofFord Division. "This program strengthens our leadership position in the marketplace and reinforces our commitment to supporting the U.S. economy."The zero percent financing option is effective Sept. 20 through Oct. 31, 2001. As an alternative to the Ford Drives America financing option, consumers can choose the current cash back or leasing options being offered.Financing Options for Qualified Buyers:'