Mortgage rates continue to stand at yearly lows. The 30-year fixed-rate mortgage, the most popular choice among home buyers, decreased to 4.46 percent from 4.57 percent in the week. That marks the lowest the 30-year rate has been since November 2010. The 15-year fixed-rate mortgage also reached new yearly lows at 3.64 percent, its lowest since November 2010 as well.