Without relief, debt can cause unneeded stress

It's no secret that money can cause stress, but debt can be one of the most problematic stress-inducers that you'll ever face. According to a health psychologist who works out of Stanford University, the biggest problem is that this type of stress is chronic and hard to ever fully eliminate. It can feel inescapable and cause years of stress -- which could lead to issues like high blood pressure and other very real physical ailments.

When you contrast that with other things that tend to cause stress, the psychologist points out, it's quite different. For example, the stress from something like a divorce, a car accident, or needing to decide where to go to college will go away after a time. The amount of time it takes may be different -- days, weeks, months or years -- but it does end. You're not still stressed out today about a car accident you were in a decade ago.

Debt, though, hangs around almost indefinitely. Paying a mortgage can take 30 years, and it could take more if you take out a second mortgage or other types of loans. Paying off a new car can take five or six years. Some debt, like credit card debt that you can't afford, just keeps mounting if all you do is pay the minimum. The issue gets even worse when you miss payments entirely.

It's clear, if you want to reduce the stress in your life, that you may want to think about all of your debt relief options. Being stuck in rising debt for years on end can be frustrating and could significantly lower your quality of life. If you feel like there's nothing you can do, be sure you actually look into your legal options in Pennsylvania; there may be more than you think.

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