Lowest Rate Guarantee

Since 1938, Third Federal has always been known to have the lowest rates. In fact, we are so confident that we offer the lowest rates on purchase mortgages and home equities, we are now guaranteeing them. With our Lowest Rate Guarantee program, if you find a lower rate than ours, we'll beat it or pay you $1,000.

How does it work? It's easy:

Find a lower rate than ours? It's hard to do, but if you do, we'll beat it or pay you $1,000

Simply provide us with the other lender's advertisement, webpage, email, rate sheet or other documentation of home equity line or mortgage rates

In most cases, you'll have a rate decision the same day

And, if market rates drop after you apply/are preapproved, you can submit a rate challenge up to 10 days before your loan closes