The legal notices posted
on this site are for reference only. Only the legal notices published
in the legal organ newspaper of this county (The Jackson Herald)
are official per O.C.G.A. sec. 9-13-140, et seq.

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Harrol A. Smithey, Sr. and Kitty L. Smithey to Option One Mortgage Corporation, dated June 8, 2000, recorded in Deed Book 21-M, Page 142, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank Minnesota, National Association, as Trustee for Option One Mortgage Loan Trust 2000-D, Asset-Backed Certificates, Series 2000-D, by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-EIGHT THOUSAND AND 0/100 DOLLARS ($48,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Harrol A. Smithey, Sr. and Kitty L. Smithey or a tenant or tenants and said property is more commonly known as 556 Cooper Bridge Road, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank Minnesota, National Association, as Trustee for Option One Mortgage Loan Trust 2000-D, Asset-Backed Certificates, Series 2000-D, as Attorney-in-Fact for Harrol A. Smithey, Sr. and Kitty L. Smithey
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/aeh 8/3/04
Our file no. 51003204-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the Porter District (1407th G.M.D.), Jackson County, Georgia, being more fully described in plat recorded in Plat Book 7, Page 97, Jackson County, Georgia Records. Said property being more particularly described as follows:
Beginning at an iron pin on the right of way of Jim Cooper Bridge Road at the intersection of Guy Cooper Memorial Drive; thence north 3 degrees 15 minutes west 233.7 feet to iron pin corner; thence north 79 degrees 48 minutes east 160.7 feet to iron pin corner; thence south 4 degrees 54 minutes east 228.8 feet to iron pin corner on the right of way of Guy Cooper Memorial Drive; thence south 77 degrees 54 minutes west 167.7 feet along right of way of Guy Cooper Memorial Drive to the point of beginning.
(JY7,14,21,28B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jason M. Morris to Perimeter Mortgage Funding Corporation, dated October 30, 1997, recorded in Deed Book 17-D, Page 611, Jackson County, Georgia Records, as last transferred to Principal Residential Mortgage, Incorporated by assignment recorded in Deed Book 17-E, Page 194, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND FOUR HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($67,433.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jason M. Morris or a tenant or tenants and said property is more commonly known as 89 Windy Hill Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Principal Residential Mortgage, Incorporated, as Attorney-in-Fact for Jason M. Morris
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/emn 8/3/04
Our file no. 5437101-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being Lot No. 17 of Charles Thompson property, as more particularly shown on a plat of survey prepared for Mark L. and Kim Hayes by Sherald G. Sharp, Registered Land Surveyor, dated May 14, 1993, recorded in Plat Book 40, Page 221, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the North by Windy Hills Road (40 foot right of way); on the East by Lot No. 18; and on the West by Lot No. 16.
(JY7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Anita L. Usher to Wells Fargo Home Mortgage, Inc., dated February 28, 2001, recorded in Deed Book 22-W, Page 138, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-ONE THOUSAND SIX HUNDRED TEN AND 0/100 DOLLARS ($41,610.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Anita L. Usher or a tenant or tenants and said property is more commonly known as 325 Jim David Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for Anita L. Usher
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/smk 8/3/04
Our file no. 51072804-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, City of Nicholson, containing 0.80 acre, more or less, and designated as Lot 6, Fox Chase Subdivision, Block B, Section 2, as shown on that plat prepared by Cornerstone Land Surveying, Surveyors, dated December 1, 1993, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 42, Page 22. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use. Subject to Protective Covenants recorded in Deed Book 14-S, Page 29, Jackson County, Georgia Records.
(JY7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by David Lee Hurst, II to Mortgage Electronic Registration Systems, Inc., dated August 8, 2003, recorded in Deed Book 31-T, Page 13, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND NINE HUNDRED SIXTY-NINE AND 0/100 DOLLARS ($91,969.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Amanda Kay Hurst and David Lee Hurst or a tenant or tenants and said property is more commonly known as 375 Dixie Red Avenue, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for David Lee Hurst, II
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/dm 8/3/04
Our file no. 5278404-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the City of Jefferson, 245 GMD District of Jackson County, Georgia, containing Lot 151 of Peachtree Estates according to a plat of survey recorded at Plat Book 3, Page 470, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description.
(JY7,14,21,28B/3642 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Charles N. Barrett and Deon L. Barrett to HomeBanc Mortgage Corporation, dated March 22, 2002, recorded in Deed Book 26-Q, Page 492, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($159,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Charles N. Barrett and Deon L. Barrett or a tenant or tenants and said property is more commonly known as 417 Isaiah Drive, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans, Inc., as Attorney-in-Fact for Charles N. Barrett and Deon L. Barrett
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/cal 8/3/04
Our file no. 5925104-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 245th District, G.M., of Jackson County, Georgia, and being designated as Lot 22, Block A, Eagle Ridge Subdivision, Unit Two, as per plat recorded in Plat Book 57, Page 197, records of Jackson County, Georgia, which plat is incorporated herein by reference and made a part of this description.
(JY7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Doreen A. Jones to Mortgage Electronic Registration Systems, Inc., dated August 19, 2003, recorded in Deed Book 31-P, Page 232, Jackson County, Georgia Records, as last transferred to LaSalle Bank National Association, as Trustee for the registered holders of the Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2003-BC11 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY THOUSAND AND 0/100 DOLLARS ($60,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Doreen A. Jones or a tenant or tenants and said property is more commonly known as 65 Borders Street, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
LaSalle Bank National Association, as Trustee for the registered holders of the Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2003-BC11, as Attorney-in-Fact for Doreen A. Jones
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jxk 8/3/04
Our file no. 5914304-FT10
EXHIBIT A
All that lot, tract or parcel of land lying, situate and being in the City of Jefferson, GMD 245, Jackson County, Georgia, being all that property shown on a survey for Glen M. Jones, dated November 17, 1992, prepared by Henry Grady Jarrard, Georgia Registered Land Surveyor, recorded in Plat Book 40, Page 84, Jackson County, Georgia Plat Records, said plat and the record thereof being incorporated herein for a more full and complete description and being more fully described as follows:
Beginning at an axle found on the southern right of way of Borders Street, said axle being located 203.61 feet on the southern right of way of Borders Street as measured in a westerly direction from the intersection of the centerline of Athens Street with said right of way; thence leaving the southern right of way of Borders Street and running South 5 degrees 44 minutes 37 seconds East 156.57 feet to an iron pin; thence South 82 degrees 12 minutes 57 seconds West 39.13 feet to an iron pin; thence South 3 degrees 15 minutes 35 seconds East 89.10 feet to an iron pin; thence South 87 degrees 42 minutes 26 seconds West 112 feet to an iron pin; thence North 3 degrees 20 minutes 10 seconds West 221.20 feet to an iron pin located on the southern right of way of Borders Street running North 76 degrees 43 minutes 31 seconds East 146.76 feet to the beginning axle.
This being the same property described in a Foreclosure Deed Under Power of Sale to Resolution Trust Corporation as Receiver for Great Southern Federal Savings & Loan Association dated March 3, 1992, recorded in Deed Book 12-A, Pages 68-71, Jackson County, Georgia Deed Records.
(JY7,14,21,28B/3642 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Laura A. Boruty to Wells Fargo Home Mortgage, Inc., dated August 23, 2001, recorded in Deed Book 24-G, Page 499, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SIX THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($76,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Laura A. Boruty or a tenant or tenants and said property is more commonly known as 202 Deerbrook Drive, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for Laura A. Boruty
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/kc 8/3/04
Our file no. 51000604-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, containing 3.00 acres, more or less, situate, lying and being in the 1704th District, G.M. of Jackson County, Georgia, and being more particularly shown and designated as Lot No. 6 on a plat entitled Final Plat for: Deerbrook, prepared by Venable & Associates, Inc., Registered Surveyor, dated September 11, 1997, recorded in Plat Book 51, Page 291, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which plat and record are by reference incorporated herein;
Grantor represents, covenants and agrees that the mobile (manufactured) home located on the land is to remain on the land and has been permanently affixed to the land described herein, so as to become a part of the real property.
(JY7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Bennie Pierce and Ruth Pierce to Contimortgage Corporation, dated July 6, 2000, recorded in Deed Book 21-Q, Page 101, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THIRTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($34,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bennie Pierce and Ruth Pierce or a tenant or tenants and said property is more commonly known as 300 Spring Street, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee, as Attorney-in-Fact for Bennie Pierce and Ruth Pierce
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/na 8/3/04
Our file no. 5950704-FT9
EXHIBIT A
All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, the same being the house and Lot No. 4 of the Barber Lands and described as follows:
Beginning on the corner of Brooks and Harmony Grove Mills line and running with Lot No. 5 to Spring Street, North 57 East 276 feet; thence with Spring Street South 35 East 100 feet to an iron pin; thence South 57 West 278 feet to an iron pin; thence with Harmony Grove Mills line 100 feet North 34-1/2 West to the beginning corner, containing 64/100 acres, more or less, and being the same lands described in deed from Mrs. C.C. Waters to Mrs. A.T. Roach, dated March 2, 1935, recorded in Deed Book 3-A, Page 600, Jackson County Records.
(JY7,14,21,28B/3642 6000)

Inc. Notice
Notice is given that articles of incorporation which will incorporate Sew Fine Fabrics & Design, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code (O.C.G.A. 4-2-201.1). The initial registered office of the coporation is located at 4 Homer Street, Maysville, Jackson County, Georgia 30558, and its initial registered agent at such address is Gary N. Freeman.
(JY21,28P2)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Donald Bird and Florence Bird to Mortgage Electronic Registration Systems, Inc., dated August 11, 2003, recorded in Deed Book 31-K, Page 665, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-EIGHT THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($258,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Donald Bird and Florence Bird or a tenant or tenants and said property is more commonly known as 151 Dumar Lane, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Donald Bird and Florence Bird
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/eag 8/3/04
Our file no. 51029804-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lot 10, Bishop Reserve and being more particularly described and delineated according to a plat and survey being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, and recorded in Plat Book 54, Page 270, Jackson County, Georgia Records, which plat is incorporated herein by reference.
(JY7,14,21,28B/3642 5000)

Notice
Georgia, Jackson County Probate Court
The petition of Carrie Dean Wilbanks, for a years support from the estate of Willis H. Wilbanks, Sr., deceased, for decedents surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before August 2, 2004, by 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(JY7,14,21,28B/498 2000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Shelly D. Payne to Mortgage Electronic Registration Systems, Inc., dated October 24, 2001, recorded in Deed Book 24-U, Page 676, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND NINE HUNDRED SIXTEEN AND 0/100 DOLLARS ($122,916.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shelly D. Payne or a tenant or tenants and said property is more commonly known as 88 Hilltop Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Shelly D. Payne
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/aej 8/3/04
Our file no. 51057404-FT3
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 14, Hawkins Creek, as per plat recorded in Plat Book 57, Page 30, Jackson County Records, which plat is incorporated herein and made a part hereof by reference.
(JY7,14,21,28B/3642 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Terry D. Martin to Countrywide Home Loans, Inc., dated June 15, 1999, recorded in Deed Book 19-S, Page 767, Jackson County, Georgia Records, as last transferred to Bank of New York as Trustee, for the Certificateholders of the Reperforming Loan Remic Trust Certificates, Series 2003-R3 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND NINE HUNDRED TWENTY-NINE AND 0/100 DOLLARS ($114,929.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Terry D. Martin and Angela Sheats Martin or a tenant or tenants and said property is more commonly known as 56 Gold Creek Drive, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of New York as Trustee, for the Certificateholders of the Reperforming Loan Remic Trust Certificates, Series 2003-R3, as Attorney-in-Fact for Terry D. Martin
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/scr 7/6/04
Our file no. 5446101-FT4
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia, and being known as Lot 1, Gold Creek Subdivision, as more particularly shown on a survey entitled Survey for Gertrude Todd, dated June 3, 1996, by Max Lewallen, Registered Land Surveyor, and recorded in Plat Book 50, Page 295, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
(JY7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by David Stubbs to nBank Mortgage Company, dated December 3, 2001, recorded in Deed Book 25-E, Page 116, Jackson County, Georgia Records, as last transferred to ABN Amro Mortgage Group, Inc. by assignment recorded in Deed Book 26-A, Page 617, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SIX THOUSAND AND 0/100 DOLLARS ($66,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is David Stubbs or a tenant or tenants and said property is more commonly known as 107 Gilbert Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
ABN Amro Mortgage Group, Inc., as Attorney-in-Fact for David Stubbs
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/smp 8/3/04
Our file no. 52738303-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 245th G.M. District, Jackson County, Georgia, consisting of 3.00 acres, more or less, and designated Farm 20 in The Meadowview Subdivision as shown in Plat Book 22, Page 43, in the Office of the Clerk of Superior Court, Jackson County, Georgia, said plat by reference thereto is hereby incorporated herein for a more detailed description of said property.
(JY7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Steve Dale Monk and Tynie Mychell Monk to Mortgage Electronic Registration Systems, Inc., dated November 26, 2001, recorded in Deed Book 25-O, Page 45, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($182,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Steve Dale Monk and Tynie Mychell Monk or a tenant or tenants and said property is more commonly known as 110 Wood Crest Lane, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Steve Dale Monk and Tynie Mychell Monk
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lw1 8/3/04
Our file no. 51036304-FT5
EXHIBIT A
All that parcel of land in Jackson County, State of Georgia, as more fully described in Deed Book 21-P, Page 682, ID #105-101, being known and designated as Lot 27, Subdivision of Walnut Ridge, Unit Two, filed in Plat Book 52, Page 204.
By fee simple deed from Atlanta Accent Homes Enterprise, Inc. as set forth in Deed Book 21-P, Page 682, dated 07/11/2000 and recorded 07/13/2000, Jackson County Records, State of Georgia.
(JY7,14,21,28B/3642 6000)

Suggs Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Joseph V. Suggs, Deceased
All creditors of the estate of Joseph V. Suggs, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 29th day of June, 2004.
Sheila S. Roberts, Executor of the Estate of Joseph V. Suggs, Deceased
(JY7,14,21,28P4)

Public Notice
The Braselton Planning Commission will hold a Public Hearing on Monday, July 26, 2004, at 7 p.m. on the following items:
I. 04-600-RZ
Request by Mike Malerba to annex and zone 79.05 acres into the Town of Braselton. The applicant has requested an R-2 zoning designation. The property is Jackson County Tax Map 118, portion of parcel 4, currently zoned A-2 and a portion of parcel 4B, currently zoned PCFD and located at 355 Nick Duck Road.
II. 06-700-RZ
Request by Mike Malerba to annex and zone 10.25 acres into the Town of Braselton. The applicant has requested a G-C zoning designation. The property is Jackson County Tax Map 118, portion of parcel 4, currently zoned A-2 and located at 7595 Highway 53.
The Braselton Planning Commission holds their meetings at the Braselton Community Center located at 126 Harrison Street. Copies of the applications are available from the Braselton Planning and Development Department located in the Braselton Town Hall at 4982 Highway 53.
(JY7,14,21B/171 2000)

Divorce Notice
In the Superior Court
of Jackson County
State of Georgia
Nicholas J. Maselli, Plaintiff vs. Sandra L. Maselli, Defendant
Case No. B-04-CV-0400
Notice
To: Sandra L. Maselli, c/o Bill and Lettie James, 11438 Molly Marie Street, El Paso, TX 79936
By Order of the Court for service by publication dated June 11, 2004, you are hereby notified that the above-styled action for divorce was filed against you in said Court on April 12, 2004, by Nicholas J. Maselli. You are hereby commanded and required to file with the Clerk of Superior Court of Jackson County, Georgia, and serve upon Stan Durden, Attorney for Plaintiff, whose address is P.O. Box 5143, Athens, Georgia 30604, an Answer to the Complaint in writing within 60 days of June 11, 2004.
Witness, the Honorable Reba Parks, Clerk of Superior Court of Jackson County, Georgia.
This 18th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County, Georgia
(JY7,14,21,28P4)

Sheriffs Sale
Georgia, Jackson County
There will be sold at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door in Jackson County, Georgia, on the first Tuesday in August, 2004, the following described property, to-wit:
 One Texas Bragg Trailers Enterprises Gooseneck Trailer
 One Anderson Gooseneck Trailer, 20 Feet, Serial #4YNGN25263C018164, with 5 Tie Downs and Chains
 One Tradesman Diesel Fuel Tank with Model 150S Fuel Transfer Pump and Model 150S Explosion Proof Motor, Serial #AJ863175
 One Ford 1920 Tractor with Canopy, 4 Wheel Drive, with Front End Loader, Model 22400T, Serial #11 034-68
 One Caterpillar Skid Loader, Model #257, Product Identification #CAT00257KCMM00476,
 One Dirt FX Bucket, Model #165-6153, Serial #65SSGPO28084,
 One Dirt FX Brush Bucket
 One Trailer
 One 1993 Jeep Cherokee Grand Laredo, Serial #IJ4GZ58S3PC589524
 8 Horses: (1) sorrel with star, (2) sorrel with flax mane & tail, (3) black & white paint stud, (4) palomino stud, (5) chestnut stud, (6) black & white paint mare, (7) grey & white paint mare, (8) sorrel & white paint mare;
Said property found in the possession of Terry C. Day, levied on to satisfy the fi.fa. in favor of John T. Harkness against Terry C. Day issued in the Superior Court of Butts County, Georgia, levied on as the property of defendant in fi.fa., notice of levy and sale having been given the defendant in fi.fa.
This the 6th day of July, 2004.
Stan Evans, Sheriff, Jackson County, Georgia
(JY7,14,21,28P4)

Notice
Georgia, Jackson County Probate Court
The petition of Mildred Bennett Kelly, for a years support from the estate of Lester Q. Kelly, deceased, for decedents surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before August 2, 2004, by 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(JY7,14,21,28B/498 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Roxie R. Schultz, for a years support from the estate of James M. Schultz, deceased, for decedents surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before August 2, 2004, by 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(JY7,14,21,28B/498 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Lillian Marie Fowler, for a years support from the estate of Alfred Franklin Fowler, deceased, for decedents surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before August 2, 2004, by 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(JY7,14,21,28B/498 2000)

Public Hearing
The Jackson County Board of Adjustment will hold a public hearing on Monday, August 2, 2004 at 7:00 p.m. in the Jackson County grand jury room on the following matter:
1 #BOA-04-18 Dianne Nalley requests a variance of setback for a storage building of farm equipment (MAP 46, PARCEL 5)
Complete applications, plats, and texts are available for review in the planning and development office during regular office hours. All interested persons are invited to attend.
(JY21,28B/485 1000)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. 1973 Chevrolet Nova, VIN #1YZ7H3L240303, Defendant in rem.
Civil Action #B04CV0127
To: Michael E. Jenkins, 2800 Tumblewood Trail, Gainesville, GA 30507 (Hall County)
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on February 12, 2004, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Jefferson Police Department on January 14, 2004.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/175 2000)

Inc. Notice
Notice is given that Articles of Incorporation, which will incorporate The Saw Mill, Inc., have been delivered to the Secretary of State of Georgia for filing in accordance with the Georgia Business Corporation Code (O.C.G.A. ss 14-2-202.1). The initial registered office of the corporation will be located at 469 MLK Avenue, Jefferson, Georgia 30549, and its initial registered agent at such address is Robert D. Ciepiela.
(JU14,21P2)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. 1989 Honda CRX, VIN #JHMED9363KS003480, Defendant in rem.
Civil Action #X04CV0075
To: Christopher (Garrett) Smith, 104 Link St., Greenville, SC 29609 (Greenville County)
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on January 26, 2004, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Braselton Police Department on October 16, 2003.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/171 2000)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. 1985 Chrysler Fifth Avenue, VIN #1C3BF66PXFX573927, Defendant in rem.
Civil Action #X03CV0883
To: Kimberly Ann Duncan, 107 Rucker Road, Commerce, GA 30530
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on July 31, 2003, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Commerce Police Department on June 8, 2003.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/172 2000)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. Mossberg .410 Gauge Shotgun, Serial #L191045; and Mossberg 12 Gauge Shotgun, Serial #G12087, Defendants in rem.
Civil Action #X04CV0194
To: John Dale Blankenship and Shelia Gail Blankenship, 8337 Hwy. 53, Lot 8, Braselton, GA 30517
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on February 25, 2004, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Jackson County Sheriffs Office on January 23, 2004.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/341 2000)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. 1987 Toyota Four-Runner, VIN #JC4RN62S1H0141312, Defendant in rem.
Civil Action #X04CV0195
To: Marty Lamar Baird, 576 Groaning Rock Road, Commerce, GA 30530
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on February 25, 2004, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Jackson County Sheriffs Office on January 14, 2004.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/341 2000)

Inc. Notice
Notice is given that articles of incorporation that will incorporate Traditional Wood Floors, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 264 Chardonnay Trace, Braselton, GA 30517 and its initial registered agent at such address is Curtis Bernhauser.
(JY21,28P2)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation, which incorporate Tomter, Inc., have been delivered to the Secretary of State by Kenneth W. Gary for filing in accordance with the Georgia Business Code. The initial registered office of the corporation is located at 35 First Street, Hoschton, GA 30548, and its initial registered agent at such address is Kenneth W. Gary.
(JY14,21P2)

Smith Estate
Notice to Debtors and Creditors
In Re: Estate of Mary B. Smith, Deceased
All creditors of the estate of Mary B. Smith, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 7th day of July, 2004.
Lois Gee, Administrator
P.O. Box 86
Pendergrass, GA 30567
(JY14,21,28,AU4P4)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. $2,695 Lawful U.S. Currency, Defendant in rem.
Civil Action #X03CV0818
To: Rashaan Davis and Basheen Hughes, 307 Union Ave., 2B, New Rochelle, NY 10801-5836, (Westchester County)
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on July 11, 2003, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Braselton Police Department on May 20, 2003.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/171 2000)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. 1992 Honda Civic, License NC RPZ5604, VIN #JHMEG855XNS004927, Defendant in rem.
Civil Action #X04CV0258
To: Davey Yang, 171 Apt. C, 18th St. Place NW, Hickory, NC 28601 (Catawba County)
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on March 5, 2004, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Braselton Police Department on October 6, 2003.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/171 2000)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. 2002 Mazda 626, VIN #1YVGF22D225263633, Defendant in rem.
Civil Action #X04CV0356
To: Sylvester Smith, 900 Goldendale Ct., Greenville, SC 29607 (Greenville County); and Thomas Sinclair Davis, 34 Allendale Ln., Greenville, SC 29607 (Greenville County)
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on April 1, 2004, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Braselton Police Department on February 17, 2004.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/171 2000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of default in the payment of an indebtedness on a Loan Agreement executed by RODNEY E. DOXEY AND JULIE DOXEY in the original principal amount of $295,815.30, secured by Deed to Secure Debt executed by RODNEY E. DOXEY AND JULIE DOXEY dated AUGUST 9, 2002, in favor of BENEFICIAL MORTGAGE COMPANY OF GEORGIA, recorded on SEPTEMBER 26, 2002, in Deed Book 27-T, Page 82, Clerk, JACKSON County Superior Court, the undersigned, BENEFICIAL MORTGAGE COMPANY OF GEORGIA, pursuant to said Deed and the note thereby secured has declared the entire balance outstanding on said indebtedness due and payable and pursuant to Power of Sale contained in said Deed, will on the first TUESDAY in AUGUST, 2004, during the legal hours of sale, sell said property before the Courthouse door in JACKSON County at public outcry to the highest bidder for CASH. The property to be sold is described in said Deed and is set forth hereinafter in full:
All that tract of parcel of land lying and being in the 248th and 1407th District, G.M., Jackson County, Georgia, being designated as Lot 8, containing 5.87 acres, as per a survey recorded at Plat Book 20, Page 7, Jackson County, Georgia Records, which plat and record thereof are incorporated herein by reference for a more complete description of the property.
Tax Map or Parcel ID No.: 114-13B
This property is known as: 357 Bill Watkins Road, Hoschton, GA 30543.
This sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of RODNEY E. DOXEY AND JULIE DOXEY, and the sale will be applied to the payment of said indebtedness and the expenses of said Deed, and the undersigned will execute a Deed to the purchaser at said sale as provided in the aforementioned Deed To Secure Debt which Deed will be subject to the liens and encumbrances of record. To the best of the undersigneds knowledge, information and belief, the premises are in the possession of RODNEY E. DOXEY AND JULIE DOXEY.
This is a communication from a debt collector. The debt collector is attempting to collect a debt, and any information obtained will be used for that purpose.
BENEFICIAL MORTGAGE COMPANY OF GEORGIA, AS ATTORNEY-IN-FACT FOR RODNEY E. DOXEY AND JULIE DOXEY
STEPHEN J. KNEZO
Attorney at Law
PO Box 724618
Atlanta, GA 31139
(678) 305-0043
(JY7,14,21,28P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt from DUANE INDERGAND and RHONDA HUGHES (Borrowers) to Paul Henderson, dated March 27, 2001, and recorded in Deed Book 23-A, Pages 593-595, Jackson County, Georgia Records (the Security Deed), Lender, as Attorney-in-Fact for Borrower will sell at public outcry in front of the Courthouse door in Jackson County, Georgia, Jackson County Courthouse, on the first Tuesday in August, 2004, during the legal hours of sale, to the highest bidder for cash, the real property described in Exhibit A attached hereto and incorporated herein by reference.
Said Premises will be sold as the property of Borrower by virtue of the power and authority contained in the Security Deed. To the best of the undersigneds knowledge, said Premises is in the possession of Borrower.
Said Premises will be sold on an as is, where is basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever with respect thereto.
The Premises will be sold subject to (i) all unpaid taxes and assessments, if any, which are liens against the Premises, (ii) the right of redemption of the United States of America pursuant to Title 26, Section 7425 of the United States Code Annotated, with respect to Federal Tax Liens and (iii) all easements, limitations, encumbrances and restrictions of record senior in priority to the Deed to Secure Debt.
The Security Deed was given to secure the debt evidenced by that certain Deed to Secure Debt from Borrower in favor of Paul Henderson, dated March 27, 2001, in the original principal amount of Sixty Nine Thousand Dollars ($69,000.00), together with all extensions, modifications, renewals or substitutions thereof, together with any additional advances made by Lender and other indebtedness of Borrower, all as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has been declared due and immediately payable because of default by Borrower under the terms of the Security Deed.
The proceeds of the sale of the Premises shall be applied as provided by the Security Deed and as otherwise provided by law.
Estate of Paul Henderson, as Attorney-in-Fact for Duane Indergand and Rhonda Hughes
David Henderson and Doyle Henderson, Executors for the Estate of Paul Henderson
Gregory D. Jay
Chandler & Britt, LLC
4350 South Lee Street
Buford, Georgia 30518
Phone: (770) 271-2991
EXHIBIT A
ALL THAT TRACT or parcel of land lying and being in the 242nd District G.M. and partly in the 245th District G.M., City of Arcade, Jackson County, Georgia, containing 2.00 acres, more or less, and being designated as Tract No. 11, Block B, as shown on a plat and survey of W.T. Dunahoo & Associates, Inc., Registered Land Surveyors, dated September 5, 1986, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 22, Page 203. Said plat as recorded is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and right of ways for public roads and utilities now in use. No animals, livestock, or poultry of any kind shall be raised, kept, bred, or maintained for commercial purposes. Further, the individual lot above described may not be subdivided into smaller lots for any purpose, nor shall there be placed on any individual lot more than one mobile home.
(JY7,14,21,28P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
On December 5, 2001, PAOZE VANCHIASONG and PAHOUA SHEE VANCHIASONG, executed a promissory note in the original principal amount of $117,500.00, payable to RICK GAILEY CONSTRUCTION, LLC, which note was payable in monthly installments. This notice contained a provision for the payment of attorneys fees, if collected by law or through an Attorney at law. In order to secure the payment of this note, PAOZE VANCHIASONG and PAHOUA SHEE VANCHIASONG had executed and delivered to RICK GAILEY CONSTRUCTION, LLC, a Deed to Secure Debt dated December 5, 2001, and recorded at Deed Book 25-I, Pages 595-609, of the Jackson County, Georgia, Deed Records, conveying the property described as:
All that tract or parcel of land lying and being in the 255th District, Jackson County, Georgia, and being Lot 5, Block A, of the Chanticleer Heights Subdivision, according to a plat prepared by Matt Hancock and Robert Black, Registered Land Surveyors, dated August, 1960, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 3, Page 314. For a more detailed description, reference is hereby made to said plat as recorded.
Subject to that certain Security Deed to BB&T, dated April 25, 2000, filed and recorded in Deed Book 21-G, Pages 642-645, Jackson County Superior Court, and modified at Deed Book 220, Page 115, Jackson County Superior Court.
Also subject to that certain Deed to Secure Debt dated September 13, 2000, filed and recorded in Deed Book 21-Z, Pages 172-178, Jackson County Superior Court.
Because PAOZE VANCHIASONG and PAHOUA SHEE VANCHIASONG defaulted in fulfilling the terms of said note and Deed to Secure Debt, RICK GAILEY CONSTRUCTION, LLC, pursuant to the terms of said note and Deed to Secure Debt securing the same, have exercised their option and declared the entire balance due and collectible. Notice fixing the liability for attorneys fees has been given, as is required by law.
The property will be sold as the property of PAOZE VANCHIASONG and PAHOUA SHEE VANCHIASONG. To the best of the undersigneds knowledge and belief, the parties in possession of this property are PAOZE VANCHIASONG and PAHOUA SHEE VANCHIASONG. The Deed to Secure Debt contains a power of sale authorizing RICK GAILEY CONSTRUCTION, LLC, as Attorney-in-Fact for PAOZE VANCHIASONG and PAHOUA SHEE VANCHIASONG, to sell the aforesaid property in order to satisfy this debt after advertising the same once a week for four (4) weeks, and in accordance with said power of sale and by virtue thereof, RICK GAILEY CONSTRUCTION, LLC, will sell such property at public outcry, to the highest and best bidder for cash, on the first Tuesday in August, 2004, at the place for public sale before the Courthouse door in Jackson County, Georgia, within the legals hours of sale. Such property shall be sold subject to existing liens and encumbrances, if any.
The proceeds of this sale will be used (1) to pay the expenses of said sale; (2) to pay the sum secured by said Deed to Secure Debt; (3) to pay any accrued taxes; and (4) the balance will be distributed as provided by law.
This advertisement shall run on Wednesdays, July 7, 14, 21 & 28, 2004.
The address of the property is 69 Chanticleer Road, Commerce, GA 30529.
RICK GAILEY CONSTRUCTION, LLC, as Attorney-in-Fact for PAOZE VANCHIASONG and PAHOUA SHEE VANCHIASONG
By: T. WESLEY ROBINSON
Carey, Jarrard & Walker, L.L.P.
P.O. Box 635
Gainesville, GA 30503
(770) 534-7700
Attorney for RICK GAILEY CONSTRUCTION, LLC
(JY7,14,21,28P4)

Notice of Sale
By virtue of a Power of Sale contained in that certain Security Deed from William E. Simpkins to Select Brokers of Jackson County, Inc., dated July 13, 2001, filed for record October 26, 2001, and recorded in Deed Book 25-S, Page 3, Jackson County, Georgia Records, given to secure a Note of even date in the original principal amount of ONE HUNDRED FIFTY SEVEN THOUSAND FIVE HUNDRED AND NO/100 DOLLARS ($157,500.00), with interest as provided thereon on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
All that tract or parcel of land lying and being in the 1407th District, G.M., of Jackson County, Georgia, and being more particularly described according to plat prepared by Venable & Associates, certified by Allen L. Venable, Jr., Registered Land Surveyor No. 1761, entitled Boundary Survey for Laird & Joan Phillips, dated August 13, 1985, said tract contains 0.92 acres, more or less, as per plat recorded in Plat Book 23, Page 189, in the office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees.
The property will be sold subject to all unpaid ad valorem taxes, utility bills, assessments, restriction, protective covenants, easements and any liens superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, William E. Simpkins, or tenant is/are in possession of said property which is more commonly known as 4357 Highway 53, Hoschton, Georgia 30548.
Select Brokers of Jackson County, Inc., as Attorney-in-Fact for William E. Simpkins
Courtney S. Lewis
Jackson and Hardwick
81 Church Street
Winder, Georgia 30680
(770) 586-0805
(JY7,14,21,28P4)

Notice of Sale
Advertisement of Sale
Under Power of Sale In
Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (the Security Deed) from Keith M. Harbin to BANK OF HARTWELL, n/k/a NORTHEAST GEORGIA BANK, dated November 6, 1998, recorded November 11, 1998, in Deed Book 18-Q, Pages 432-434, records of Jackson County, Georgia; the Security Deed secures Note #47653 dated September 18, 2002, in the original principal amount of $92,041.50, plus interest, and Note #402380 dated December 17, 2003, in the original principal amount of $12,126.50, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property and improvements, to-wit:
All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, 255 District G.M. and being Lot Number 6 according to plat prepared by T.N. Mize, Surveyor, November 6, 1948, of the subdivision of the C.J. Hood Home place property, recorded in Clerks office of Jackson County Superior Court in Plat Book 2, Page 219, reference to which is made for a more detailed description. This conveyance is subject to all easements and rights of way for roads and utilities now in use along with all easements and restrictions of record.
The debts secured by the Security Deed have been and are hereby declared due because of, among other possible events of default, non-payment of said loan. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees.
Said property will be sold as the property of Keith M. Harbin, and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Keith M. Harbin.
By: NORTHEAST GEORGIA BANK, as Attorney-in-Fact for Keith M. Harbin
Marc S. Kaufman
VANDIVER & VANDIVER
Attorneys at Law
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323
(JY7,14,21,28P4)
Notice of Sale
Advertisement of Sale
Under Power of Sale In
Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (the Security Deed) from Michael T. Hughes to Margaret S. Widenhouse, dated May 28, 2002, recorded June 3, 2002, in Deed Book 26-R, Pages 22-26, records of Jackson County, Georgia; the Security Deed secures Note dated May 29, 2002, in the original principal amount of $175,000.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property and improvements, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Commerce, Jackson County, Georgia, 255th District, G.M., being more particularly described as follows:
Beginning at a point on the Northeasterly sidewalk of South Broad Street at the Northwesterly corner of Tract 1, running thence North 44 degrees 39 minutes West 85.25 feet to an iron pin; running thence North 46 degrees 11 minutes, East 100.75 feet along the Southerly line of Tract III, to an iron pin on the Northwesterly side of Cherry Street; running thence South 31 degrees 40 minutes East 35.5 feet to an iron pin; running thence South 46 degrees 11 minutes West 92.8 feet to the beginning iron pin.
Said property being the same tract conveyed to A.D. Bolton by W.L. Smith by Warranty Deed dated February 26, 1945, recorded in Deed Book 3-H, Page 299; in the Office of the Clerk of Superior Court of Jackson County, Georgia.
The legal description taken from Warranty Deed which includes three additional properties, deed to James D. Widenhouse.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees.
Said property will be sold as the property of Michael T. Hughes, and subject to the outstanding ad valorem taxes and or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Michael T. Hughes.
By: MARGARET S. WIDENHOUSE, as Attorney-in-Fact for Michael T. Hughes
S. Ernest Vandiver, III
VANDIVER & VANDIVER
Attorneys at Law
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323
(JY7,14,21,28P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from Harold Coble to Chase Manhattan Mortgage Corporation dated November 26, 2001, recorded in Deed Book 25-C, Page 241, Jackson County Records, and last assigned to Citibank N.A as Trustee, conveying the after-described property to secure a Note in the original principal amount of Ninety Three Thousand Seven Hundred Fifty and 00/100 DOLLARS ($93,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in August, 2004, the following described property, to-wit:
All that tract or parcel of land lying and being in Talmo 1691st district, Jackson County, Georgia, and being a part of Lot 10 as per plat of survey prepared for Joel Shaffner, ET AL by Terrell & Associates, Land Surveyors, dated March 7, 1988, and recorded in Plat Book 29, Page 44, Jackson County, Georgia Records, which plat is incorporated herein by reference and being more particularly described as Lot 10B as per plat prepared by Tommy J. Phillips and recorded at Plat Book 58, Page 225, on August 14, 2001, Jackson County, Georgia Records, which plat is incorporated herein by reference such parcel shown on such plat as being 6.90 acres.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneys fees, notice of intent to collect attorneys fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Harold Coble or, a tenant or tenants, and said property was or is commonly known as 509 Banyon Creek Road, Talmo, GA 30575.
Citibank N.A as Trustee, as Attorney-in-Fact for Harold Coble
Martin & Brunavs
Attorneys at Law
2800 North Druid Hills Rd., NE
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
This law firm is acting as a debt collector, attempting to collect a debt. Any information obtained will be used for that purpose.
(JY7,14,21,28B/1327 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the Power of Sale contained in a Deed to Secure Debt and its modifications from Charles Dale and Martha Ann Dale to First Piedmont Financial Services, Inc., dated May 27, 2003, and recorded at Deed Book 30-I, Page 217, in the Office of the Clerk of Superior Court of Jackson County, Georgia, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in August, 2004, the following described property, to-wit:
All that tract or parcel of land lying and being in the City of Arcade, 245th GMD, of Jackson County, Georgia, being Lot 20 containing 1.45 acres, more or less, as shown on a plat of survey, dated September 11, 1995, and recorded in Plat Book 46, Page 114, Jackson County, Clerk of Superior Court Records, and to which plat reference is hereby made for descriptive and all other legal purposes. Subject to existing easements and rights of way for roads and utilities now in use. This conveyance is also subject to those restrictive covenants recorded in Deed Book 15-H, Page 322, in the Clerk of Jackson County Clerk of Courts records.
The debt secured by said instrument having been declared due because of default in payment, this sale will be made for the purpose of satisfying said indebtedness and any other indebtedness secured by said property and all expenses of this sale, including attorneys fees. This property will be sold as the property of Charles Dale and Martha Ann Dale subject to any taxes, easements and assessments appearing of record.
To the best of the undersigneds knowledge, the property is in the possession of Charles Dale and Martha Ann Dale.
First Piedmont Financial Services, Inc., as Attorneys-in-Fact for Charles Dale and Martha Ann Dale.
Scott R. Tolbert
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
(JY7,14,21,28P4)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Timothy Boyer and Karen Boyer to Southtrust Mortgage Corporation d/b/a Equibanc Mortgage dated the 9th day of July, 2002, and recorded in Deed Book 27-C, Page 729, JACKSON County, Georgia Records; as last transferred to Bank One National Association, As Trustee, by assignment recorded in Deed Book 29 L, Page 564, Jackson County, Georgia Records, the undersigned, Bank One, National Association, as Trustee, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2004, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
FOR LEGAL DESCRIPTION, SEE EXHIBIT A ATTACHED
which has the property address of 199 Hillcrest Drive, Commerce, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Timothy Boyer and Karen Boyer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank One, National Association, as Trustee, Attorney-in-Fact for Timothy Boyer and Karen Boyer
McCurdy & Candler, L.L.C.
By: Anthony DeMarlo, Attorney
(404) 373-1612
http://www.mccurdyandcandler.com
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
EXHIBIT A
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being designated as Lot 6, Block E and Lot 7, Block E, of the Chanticleer Heights Subdivision, as more particularly shown on a plat of survey prepared by Nat Hancock and Robert Black, Registered Surveyor, dated August, 1960, recorded in Plat Book 3, Page 314, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
(JY7,14,21,28B/1325 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of power of sale contained in Consumer Deed to Secure Debt from Alan R. Watts and Sheila C. Watts to Athens First Bank & Trust Company dated March 11, 2002, recorded in Deed Book 26-C, Page 386, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, (hereinafter Security Deed) said Security Deed being given to secure a Home Equity Line of Credit Agreement of same date in the original initial credit limit of $50,000.00 (note) with interest from date at the rate specified in the note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, consisting of two contiguous tracts, one being the property described in a deed appearing at Deed Book 3-0, Page 63, Jackson County, Georgia Deed Records, and the other being described in a deed appearing at Deed Book 14-E, Page 327, Jackson County, Georgia Deed Records. The above property was owned by Geraldine B. Watts and occupied as her homeplace at the time of her death. The full description as contained in the referenced deeds is incorporated herein by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of the monthly installments on said loan. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including any accrued attorneys fees.
Said property will be sold by Athens First Bank & Trust Company, as Attorney-in-Fact for Alan R. Watts and Sheila C. Watts, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Athens First Bank & Trust Company, the persons in possession of the property known as 481 Scott Street, Commerce, Georgia 30529 are Alan R. Watts and Sheila C. Watts or persons claiming under them.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and said Security Deed containing said power.
ATHENS FIRST BANK & TRUST COMPANY, as Attorney-in-Fact for Alan R. Watts and Sheila C. Watts
DARREL BEGNAUD
BEGNAUD & MARSHALL, LLP
Post Office Box 8085
Athens, Georgia 30603
(706) 316-1150
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JY7,14,21,28B/313 5000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Phyllis R. Cooke to Fleet National Bank dated March 6, 2001, and recorded in Deed Book 22-Z, Page 36, JACKSON County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Mortgage Electronic Registration Systems, Inc., by Assignment, securing a Note in the original principal amount of $116,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2004, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land, with all improvements thereon, situate, lying and being in the 255th District, G.M., Jackson County, Georgia, and being known and designated as Lot 4, Block B, James Short Subdivision, and being more particularly described and delineated by a plat of survey entitled Property of James Short, dated March 9, 1983, by Farley-Collins & Associates, Georgia Registered Land Surveyors, said plat being recorded in Plat Book 31, Page 74, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, said plat being incorporated herein by reference thereto.
Said property is known as 195 LOUISE DRIVE, COMMERCE, GA 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Phyllis R. Cooke, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Phyllis R. Cooke, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorneys fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Attorney-in-Fact for Phyllis R. Cooke
File no. 04-2806
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Boulevard
Suite 100
Atlanta, GA 30341
(770) 220-2535/HG
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JY7,14,21,28B/1323 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Geneva R. Sims to Mercantile Mortgage Company, dated August 28, 2000, recorded in Deed Book 21-X, Page 206, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FIFTY-FIVE THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($55,800.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Key Bank, USA, NA, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
All that tract or parcel of land lying and being in the 242 G.M.D., Jackson County, Georgia, containing 0.59 acre, more or less, more particularly described according to plat prepared by W.T. Dunahoo and Associates, Surveyors, dated April 13, 1971, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 8, at Page 15. Bounded on the North by County Road, on the Northeast by lands of J.T. Riley (J.C. Riley), on the Southwest by lands of J.T. Riley (J.C. Riley) and on the West by lot of Otis Sims. Said plat and the description thereof being incorporated herein by reference for a detailed description. Also: All that tract or parcel of land lying and being in the 242 G.M.D., Jackson County, Georgia, as shown by plat and survey of Robert T. Black, Surveyor, dated November 12, 1969, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 6, at Page 73. Bounded according to said plat on the North by lands of Mack, on the Northeast by County Dirt Road, on the East by lands of Riley, on the South by lands of Riley and on the West by lands of Riley. For a more detailed description, reference is hereby made to said plat as recorded.
Said property is commonly known as 64 Riley Road, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Geneva R. Sims or tenant(s).
KEY BANK, USA, NA, as Attorney-in-Fact for GENEVA R. SIMS
Contact: Mark DiCristina (ext. 1378)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 711.0410949\MJD
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JY7,14,21,28B/3641 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Sam Gary Reed and Katina Reed to Diversified Capitol Corporation of Tennessee, dated February 1, 2002, recorded in Deed Book 25-T, Page 5, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND THREE HUNDRED AND 00/100 DOLLARS ($159,300.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
All that tract or parcel of land lying and being in G.M.D. 248, Jackson County, Georgia, being Tract 14, Summer Hill Estates, as shown on plat recorded in Plat Book 46, Page 94, Jackson County, Georgia Plat Records, which plat is incorporated herein and made a part hereof by reference.
Said property is commonly known as 463 Summer Hill Drive, Hoschton, GA 30548.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Sam Gary Reed and Katina Reed or tenant(s).
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Attorney-in-Fact for SAM GARY REED AND KATINA REED
Contact: Sheretha Edwards (ext. 1156)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 416.0405363\SME
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JY7,14,21,28B/3641 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Dennis E. Roberts, III and Jennifer K. Roberts to Mortgage Electronic Registration Systems, Inc. solely as nominee for Homecomings Financial Network, Inc., dated September 12, 2003, recorded in Deed Book 31-X, Page 219, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of NINETY-SEVEN THOUSAND SEVEN HUNDRED FIFTY AND 00/100 DOLLARS ($97,750.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to JPMorgan Chase Bank as Trustee, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
All that tract or parcel of land lying and being in Miller GMD, 465th, Jackson County, Georgia, containing 1.500 acres, and being more particularly described as follows:
Beginning at an iron pin found on the Northerly right of way of Marlow Circle (a 40-foot right of way), 1005.12 feet from the centerline intersection of Hwy. No. 82 and Marlow Circle; running thence North 19-00-10 East 161.51 feet to an iron pin found; thence North 14-39-20 West 393.71 feet to an iron pin found; thence North 75-20-40 East 110.05 feet to an iron pin found; thence South 14-39-20 East 540.26 feet to an iron pin found on said right of way of Marlow Circle; running thence along said right of way South 79-06-15 West 200.0 feet to the point of beginning, as shown on plat of survey for Rodney W. Dorsett and Sharon G. Dorsett, by Henry Bailey, Georgia Registered Surveyor, dated July 29, 1982, revised December 12, 1991, which plat is incorporated herein by reference and made a part hereof.
Said property is commonly known as 211 Marlow Circle, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Dennis E. Roberts, III and Jennifer K. Roberts or tenant(s).
JPMORGAN CHASE BANK AS TRUSTEE, as Attorney-in-Fact for DENNIS E. ROBERTS, III AND JENNIFER K. ROBERTS
Contact: Fong Siharath (ext. 1408)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 382.0407057\FMS
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JY7,14,21,28B/3641 7000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Wayne Max Martin and Lisa Sue Huff Martin to Home Capital Inc., dated February 1, 2002, recorded in Deed Book 25-T, Page 346, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FIFTY-EIGHT THOUSAND TWO HUNDRED EIGHTY AND 00/100 DOLLARS ($58,280.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank Minnesota, National Association, as Trustee, without recourse, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, containing 1.24 acres, more or less, as shown on a survey for Wayne Martin prepared by Max Lewallen, Georgia Registered Surveyor, and being more particularly described according to said survey as follows: beginning at an iron pin set on the westerly right-of-way of Georgia Highway 60 which lies north 23 degrees 37 minutes east 1,771.4 feet from the intersection of the centerlines of Georgia Highway 60 and Georgia Highway 124; thence running north 54 degrees 38 minutes 45 seconds west 221.27 feet along other property of the grantor to an iron pin corner; thence north 24 degrees 06 minutes 15 seconds east 233.32 feet to an iron pin corner; thence south 74 degrees 49 minutes 15 seconds east 47.47 feet to a point; thence south 77 degrees 34 minutes 00 seconds east 31.55 feet to a point; thence south 84 degrees 09 minutes 00 seconds east 48.98 feet to a point; thence north 69 degrees 10 minutes 00 seconds east 50.20 feet to an iron pin corner set on the easterly right-of-way of Georgia Highway 60; thence running south 11 degrees 30 minutes 00 seconds west along said right-of-way 107.24 feet to a point; thence south 12 degrees 15 minutes 15 seconds west along said right-of-way 70.16 feet to a point; thence south 15 degrees 01 minutes 45 seconds west 72.23 feet to a point; thence south 19 degrees 22 minutes 15 seconds west 96.72 feet to the beginning corner.
Together with one-fourth of an acre to the south and east of the above-described property as may be shown on a new survey and corrective deed so as to enable the grantee to construct their new house in accordance with the appropriate building set-back lines as required by Jackson County regulations.
Said property is commonly known as 355 Highway 60, Hoschton, GA 30548.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Wayne Max Martin and Lisa Sue Huff Martin or tenant(s).
WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION, AS TRUSTEE, WITHOUT RECOURSE, as Attorney-in-Fact for WAYNE MAX MARTIN AND LISA SUE HUFF MARTIN
Contact: Vanessa Jackson (ext. 1127)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 226.0314206\VMJ
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JY7,14,21,28B/3641 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Michael J. Watson and Susan L. Watson to Independent Realty Capital Corp., dba Independent Mortgage Company, dated April 6, 2001, recorded in Deed Book 170, Page 906, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FIFTY-SEVEN THOUSAND AND 00/100 DOLLARS ($57,000.00) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
All that tract or parcel of land lying and being in the 465th District, G.M., Jackson County, Georgia, consisting of 3.09 acres, more or less, and being designated Lot 7 of Block A of Hunters Glen Subdivision, Phase One, and being more particularly described and delineated by plat of survey of said subdivision recorded in Plat Book 42, Page 67, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description.
Property Address: 344 Deer Run Drive, Maysville, Georgia 30558
Property Tax#: 046-054
Said property is commonly known as 344 Deer Run Drive, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Susan Watson and Michael Watson or tenant(s).
INDEPENDENT REALTY CAPITAL CORP., as Attorney-in-Fact for MICHAEL J. WATSON AND SUSAN L. WATSON
Contact: Tonda Burt (ext. 1115)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 796.027269\TEB
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JY7,14,21,28B/3641 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Cecil W. Holtzclaw to Mortgage Electronic Registration Systems, Inc., dated June 20, 2001, recorded in Deed Book 23-S, Page 460, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND EIGHT HUNDRED FIFTY AND 0/100 DOLLARS ($116,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Cecil W. Holtzclaw or a tenant or tenants and said property is more commonly known as 1121 Lewis Roberts Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Cecil W. Holtzclaw
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/smk 8/3/04
Our file no. 5503803-FT7
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, containing 2.93 acres, more or less, and being more particularly described as follows:
Begin at a point on the Westerly right of way of Doster Road, said point being 507.56 feet Northerly from the intersection of the Westerly right of way of Doster Road with the Northerly right of way of Jackson Trail Road, as measured along the Westerly right of way of Doster Road; from said point of beginning, run thence South 68 degrees 32 26 West, a distance of 391.82 feet to a point; run thence South 14 degrees 46 51 East, a distance of 30.00 feet to a point; run thence South 53 degrees 52 29 West, a distance of 524.38 feet to a point; run thence North 39 degrees 12 09 West, a distance of 234.59 feet to a point; run thence North 66 degrees 40 18 East, a distance of 979.52 feet to a point on the Westerly right of way of Doster Road; run thence along the Westerly right of way of Doster Road South 20 degrees 10 01 East, a distance of 24.07 feet to a point; thence continuing along said right of way South 18 degrees 10 08 East, a distance of 60.93 feet to a point; thence continuing along said right of way South 15 degrees 15 33 East, a distance of 7.97 feet to the point of beginning.
(JY7,14,21,28B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by John S. Bell a/k/a John S. Bell, Sr. to Wells Fargo Home Mortgage, Inc., dated August 7, 2001, recorded in Deed Book 24-C, Page 473, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($88,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2004, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is John S. Bell a/k/a John S. Bell, Sr. or a tenant or tenants and said property is more commonly known as 1287 Sanford Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for John S. Bell a/k/a John S. Bell, Sr.
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/smk 8/3/04
Our file no. 5620604-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the City of Nicholson, 253rd District, G.M., Jackson County, Georgia, and being that 2.23 acres, more or less, designated as Lot 7, Block A of the Fox Chase Subdivision, Section No. 1, as more particularly shown on a final plat of survey for Fox Chase Subdivision, prepared by James M. Paul, Registered Surveyor, dated December 1, 1993, recorded at Plat Book 42, Page 23, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate Construction Connection, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 261 Wrights Mill Road, Commerce, GA 30530, and its initial registered agent at such address is Larry P. Clark.
(JY14,21P2)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. 1984 BMW, VIN #WBAAK7407E8707491, Defendant in rem.
To: Richard Alan Lowery, 3440 New Haven Church Road, Danielsville, GA 30633
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on September 3, 2003, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Commerce Police Department on May 30, 2003.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/172 2000)

Inc. Notice
Notice is given that Articles of Incorporation that will incorporate Global Travel Services, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 387 Antrim Glen Drive, Hoschton, GA 30548, and its initial registered agent at such address is Suzanne Glover.
(JU14,21P2)
Inc. Notice
Notice of Intent to Incorporate
Notice is given that Articles of Incorporation, which will incorporate Platinum Salon, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 207 Lamar Lane, Hoschton, Jackson County, Georgia 30548. The initial registered agent of the corporation at such address shall be Karen Gref.
Lisa M. Gable
Robertson & Gable, LLC
2154 Fountain Square
Snellville, GA 30078
(770) 736-5182
(JU14,21P2)

Gailey Estate
Notice to Debtors and Creditors
In Re: Estate of Parks C. Gailey, Deceased
All creditors of the estate of Parks C. Gailey, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 9th day of July, 2004.
Barbara G. Weaver, Executor of the Estate of Parks C. Gailey, Deceased
1817 Watauga Dr.
Gainesville, Ga. 30501
(JY21,28,AU4,11P4)

Crocker Estate
State of Georgia
County of Jackson
In Re: Estate of Eula Mae Leach Crocker, Deceased
All creditors of the Estate of Eula Mae Leach Crocker, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me.
This 2nd day of July, 2004.
Judy Maxine Crocker Hall, Executrix of the Estate of Eula Mae Leach Crocker, Deceased
(JY14,21,28,AU4P4)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. 1990 Cadillac, VIN #1G6KS5331LU815636; $2,900 Lawful U.S. Currency, Defendants in rem.
Civil Action #A03CV0819
To: Leroy Garcia Washington and Vivian H. Washington, 4340 Chaison St., Beaumont, Texas 77705-3523 (Jefferson County)
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on July 11, 2003, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Braselton Police Department on May 29, 2003.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/171 2000)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. $180 Lawful U.S. Currency, Defendant in rem.
Civil Action #X03CV0812
To: Kenneth D. Taylor, 3161 Old State Road, Talmo, GA 30575
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on July 11, 2003, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Braselton Police Department on May 13, 2003.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/341 2000)

Notice of Summons
In the Superior Court of Jackson County
State of Georgia
State of Georgia Ex. Rel. vs. 1993 Blue Cadillac Coupe Deville Car, NC Tag #PZK-8337, VIN#1G6CD53B6N4259543, Defendant in rem.
Civil Action #B04CV0128
To: Carver Dean Hopper, 1019 New Camp Road, Kings Mountain, NC 28086 (Cleveland County)
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on February 12, 2004, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Braselton Police Department on September 13, 2003.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorneys Office, P.O. Box 276, Jefferson, GA 30549.
This 16th day of June, 2004.
Reba Parks, Clerk of Superior Court, Jackson County
(JY14,21B/171 2000)

Inc. Notice
Notice is given that articles of incorporation that will incorporate Hensley Automotive Service, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 2766 Highway 53, Hoschton, GA 30548 and its initial registered agent at such address is Joseph Unseth.
(JY21,28P2)