Bankruptcy fees run the gamut from super low to relatively expensive. Many are competitive but can you find lower? Probably. Now comes the hard part…

What are you getting for your money?

One of life’s lessons is you get what you pay for. Tell me, if you had cancer or a brain tumor, would you want the cheapest doctor or the one with the most experience in what you need?

I am betting you said “experience”.

Law is no different. All attorneys are not equally competent in their fields. Same as there are good and bad doctors, there are good and bad attorneys. Now, just because an attorney charges a lower fee does not mean he or she is incompetent, this is a highly competitive market which works to your favor as the consumer. However, there are many, many attorneys who have never practiced bankruptcy but see consumers like you and see $$$, so they throw their hats in the bankruptcy ring. Are they competent in the bankruptcy field? Not so much.

What are you getting, or losing, by shopping price only? How much money are you really saving if this attorney screws up your case?

When you are shopping for an attorney you need to consider more than just price. Also consider these things:1. How long have they been practicing bankruptcy law?

Not law in general – bankruptcy. It is its own field and has its own rules and regulations, time limits and requirements. I would want someone who has been doing bankruptcy in your city (make sure they are local attorneys and not imported from other states) for at least 10 years.

2.Do you feel the attorney is competent?

Do they answer all your questions thoughtfully, knowledgeably and thoroughly? Do you feel they can handle any problems that might arise in your case? Did they take their time with you or did they get your money and shoo you out the door? Your consultation should take an hour (at least). Make sure you get it! If you don’t feel like this attorney will do whatever it takes for you, keep looking.

3. Is this attorney personally handling your case or passing you off to a paralegal or another attorney?

There is nothing wrong with other people helping prepare your case but, ideally, the same attorney should be with you start to finish.

4. Last, but not least, make sure they give your their fees IN WRITING at the time of your consultation. Under federal law a retainer agreement is required to be completed on every client an attorney meets with.

So, the moral of my story is, don’t just shop price. Look for an attorney who makes you feel comfortable, secure and taken care of. One who instill confidence in you. This is your financial future, don’t just trust it to anyone. Remember, you get what you pay for.

Call For a FREE CONSULTATION: 1-844-ERASE-BILLS Call NOW !!!!!!

Are you struggling with your financial obligation ?

In case you are in Detroit and due to some financial issues and wrong investments you are facing insolvency or are on the verge of insolvency just don’t panic. Detroit bankruptcy Attorney is there to help you out in terms of your financial crisis. As an experienced individual who deals in insolvency proceedings, you can be sure that you will receive expert and skilled advice that will not only bring the whole situation under control but will also help you understand and analyze the situation in a more clear manner. Therefore it is very essential to seek the advice of a lawyer who is experienced enough to help you out in the present situation. There are different kinds of bankruptcies, so be careful that you select the appropriate attorney. Just because you are broke does not mean that your rights will be taken away from you.

Detroit Bankruptcy Attorney

CHAPTER 7 & CHAPTER 13 BANKRUPTCY:

Generally, insolvency/bankruptcy falls under chapter 7 and 13. In case you are filing for chapter 7, it means that you will payback and clear your debts within a stipulated period within a predefined plan. When you are hiring a Detroit bankruptcy Attorney, make sure that he is an expert in this area and has a reputation of handling such cases before as well. As a result this attorney will be able to sketch out a plan that will be mutually beneficial to your creditors as well as for you also. These two chapters were enacted by the congress so that all those individuals who are willing to clear of their debts are given the opportunity to do so. As per this chapter, the individual can liquidate some of his assets to clear of a certain portion off his debt on the condition that he will make regular payments to clear off the rest of his debts.

The chapter 13 bankruptcy allows the individual to retain most of their property on the condition that the individual will pay off his debts as per his new payment plans as suggested by your Detroit bankruptcy Attorney. This plan is between the individual and the creditor and the best part is one will be able to keep their property which was not possible under the chapter 7. In chapter 13 gives one the opportunity to clear his debts whereas as in chapter 7 one can start a fresh with all his debts being discharged. As such one who files for insolvency under chapter 13 will clear off his debts in a much faster way than under chapter 7.

In case of chapter 13, insolvency will be shown on your financial records for 7 years whereas under chapter 7 it will be for 10 years.

Don’t even think for once that you will be able to take care of your financial situation all by yourself, although it may appear easy on paper but it is not so. Hence it is advisable that you take the help of an attorney who will be able to guide and assist you in the most proper manner.

The Pros of Hiring a Bankruptcy Attorney

A bankruptcy lawyer can be described as a legal professional who will guide and counsel you with respect to your financial state. The attorney at A Better Way Bankruptcy has been practicing bankruptcy for over 23 years.

Best bankruptcy attorney

A bankruptcy attorney plays a crucial role in advising individuals who are in financial crisis and they assist people in filing for bankruptcy under the Bankruptcy Code; they give advice on which chapter of bankruptcy is best for you and if you need to file bankruptcy at all. If you file your bankruptcy alone, you may face issues and not know how to resolve them and you may not receive a discharge in the end. It is, therefore, advisable that you get an experienced bankruptcy attorney since he or she is conversant with every aspect of the law.

There are advantages of hiring an experienced bankruptcy lawyer. These are explained below;

The bankruptcy attorney will assess your situation and give you the right action to take.

They may advise you not to file a bankruptcy case at all if it isn’t in your best interest.

They advise the client on the bankruptcy chapter that is right for them.

An experienced bankruptcy attorney has built a rapport with the trustees and judges.

They are up to date on the laws and any changes to the laws, or to the local rules that govern your case.

They know of all the deadlines and requirements of each case and can anticipate potential issues before they become a problem.

A Better Way Bankruptcy’s attorney, with more than 23 years of experience, can help you with all of those items listed above. Don’t go through it alone. Let A Better Way Bankruptcy help guide you through the process and help you get a fresh start.

To set up your FREEinitial CONSULTATION for your affordable bankruptcy…

Identifying Your Ideal Bankruptcy Attorney In Southfield, MI

When you find yourself in need of a bankruptcy attorney it can be overwhelming sorting through the numerous bankruptcy attorneys available to you, especially in the SouthField, Michigan area. You do not have to worry though, there are various attributes that can help you sift the best debt relief lawyer from the rest. Price should not be your only criteria; you need an attorney with years of experience in bankruptcy law. You want an attorney who not only knows the laws and procedures well, but also knows the judges and trustees. An attorney with a good rapport with the judges and trustees is a huge asset for you, the client.

A Better Way Bankruptcy is a highly reputed bankruptcy firm in Michigan that has proudly serves Southfield and the entire metropolitan Detroit area and suburbs for over 25 years. With offices conveniently located in Southfield and Sterling Heights,A Better Way Bankruptcy is a debt relief agency that takes pride in its highly professional and experienced bankruptcy attorneys. It is proud of the highly respected rapport it holds with all the judges and trustees.

They should be willing and able to thoroughly explain the bankruptcy process.

They should be able to handle all aspects of your bankruptcy case.

They should be willing to be with you from beginning to end.

They should give you a clear outline of the fees charged and the services covered by the fees.

They should be highly experienced and knowledgeable with the state, federal, and local debt relief laws.

They should give you a good feeling that they and their office are the right fit for you.

Make a list of questions you have before your consultation and never shy off from asking them the questions. Be very keen on the way they answer each question and make sure and question anything that is unclear to you or that you do not understand. If they give you a feeling that they are unsure, or seem to be evasive in their answers, then you may want to call another bankruptcy attorney in Southfield, MI, or wherever you are located.

Prices or fees charged should never be a deciding factor when choosing your bankruptcy lawyer in Southfield or elsewhere. You do yourself a great disservice when you choose an attorney based solely on price. Would you choose a heart surgeon based on who is cheapest, or who is best ? The same applies here. You are trusting your financial future to this person. Choose wisely. Luckily, prices are relatively low now for bankruptcy attorneys in Southfield, MI and elsewhere. Make sure that when you call an attorney you ask not only his charges, but also how many years experience he has in bankruptcy law, not just how many years he has been an attorney.

No attorney should give you his price over the phone as it is nearly impossible to gauge the complexity of a case without all the details needed. This would mean he would need to see bank statements, tax returns, income statements and all your debts in order to make an educated appraisal of your case and its costs. He should be able to give you a range for his fees. Remember there are also court costs added on to these fees.

I’m Broke! I Need a Cheap Bankruptcy Lawyer !

I Know everyone price shops, heck I do too but lets put price shopping your attorney in perspective. If you needed heart surgery would you price shop the doctor you need to save your life? Would you really want the cheapest doctor or the one with the most experience in the field you need? Why are you looking for the cheapest person to entrust your financial future to?

Instead of price shopping your attorney shop their EXPERIENCE. Look for an attorney who has been doing BANKRUPTCY for at least 11 years. Why 11 years ? Because they know the law before and after the changes made in 2005. You need someone who KNOWS what they are doing, without question.