I own Maybank RM8,000.00, they also send the same collector [K***** name removed] to speak to me.

First is Daniel who acted as top management and asked me to pay RM4,800.00 immediately. I borrowed from my relatives and did so. Then Devan called and harassed me almost everyday and also said that they will take my car, take my house but I told them that I got nothing then they said very bad words.

When the 1st month of the week sure they will call. Hey, when you get your salary... when you want to pay... I also got so fed-up and I told them that if the keep on calling I will suicide and see what they get. They are ruthless not only to men but to women too! Terrible bank can end up with partners like this...

Never give up fighting [K***** name removed]. Write to Bank Megara Malaysia (BNM) www.bnm.gov.my, Malaysian Communications And Multimedia Commission (MCMC) www.skmm.gov.my and also file a police report for threats that you received.

If I were you, in the first place - I will NOT pay the bank a single cent.
After all, they can't make you a bankrupt as it will take a long time to reach a debt of RM30,000.

I do NOT think Mr Allen is a lawyer. Normally, lawyers do not phone up like
this to chase for payments. [K***** name removed] is a debt collection agency and NOT a legal firm although they like to frighten people by saying that they have a "legal department"... if yes, only with unqualified "lawyers" from...

Also you can hold a press conference to teach them a lesson once and for all. Remember, the MCMC has the authority to take action because they are abusing the phone communication to attack or threaten you.

You can even report to Mr. Michael Chong of MCA Public Complaints Bureau!

MCMC... I pay because it is my responsibility to pay my debt... bukan sebab takut dimaki hamun oleh [K***** name removed]. Also thanks for advice to report to MCA Public Complaint Bureau but how to report to MCA?

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answered on Dec 15, 2011 at 20:20by faqs

edited Jun 16, 2016 at 17:36

MCA Aduan Pelanggan, I think is the place where people seek help. This MCA can even negotiate with Ah Long to reduce someone's debt. Imagine how the collection agency and the bank will be facing it this thing is highlighted.

Maybe the bank's image will tarnished...

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answered on Dec 16, 2011 at 01:48by Danny

MCA complaint bureau can't help much, I went there before, they will tell you to pay the debt. Anyway, since it is free, there is no harm trying.

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answered on Dec 29, 2011 at 23:08by Truth Rules

edited Jun 16, 2016 at 17:48

Seems to see that most of them here hates their ways of collecting debts, but was the collection agency the first to call you when you owe the bank? Of course not.

Come on, you owe the bank and whose money the bank is using? From where did the bank get the money? If you say its from the businesses and Bank Negara Malaysia, okay where does Bank Negara Malaysia get the money? Basically the government. And the government is the public!... THE PROBLEM WILL BE SO EASY SOLVED if you people know how to manage your debts and reminder notices. A (SMS) text message and a call are not enough?

If you know how to spend money over your limit, then you should know how to settle it. Blaming others is always an easy way to escape from your problem.

You know when you need to settle your debt, then why are you delaying your payment? Why? NO MONEY? Then why you borrow from the bank when you can't pay the bank? The bank and the collection agency have nothing to do... You brought shame upon yourself and family. Please realise that...

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answered on Dec 29, 2011 at 23:24by virnicia

edited Jun 16, 2016 at 17:49

Banks are so bad and evil, selling credit cards at shopping places.

Imagine if lawyers, dentists and doctors pleading with you for business at Giant and Carrefour. Can or not?

This is why we fight banks and their ugly debt collectors. We don't pay them one cent.

I facing the same problem, they also did the same thing to me. I just owe the bank RM3,000 and I have settled RM1,500. They scold me with bad words and have no manners... not professional at all!

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answered on Jan 26, 2012 at 22:53by Haris

edited Jun 16, 2016 at 18:24

It seems everyone fight for their rights ... REFUSED TO PAY THEIR DEBTS but making lots of 'huha' on-line by exposing their naked debts. Not a good ethic. Should feel ashamed. Owing money to the bank that had entrusted loan credit facility.

Think about it and be a good entrusted nation.

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answered on Jan 27, 2012 at 18:35by zizong

edited Jun 16, 2016 at 18:25

Debts Collectors tried to make us ashamed by telling our families and office colleagues about our debt. So we tell the whole world on-line about our debts!