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Encouragement is important to success in all areas. This is especially true of groups (teams, committees, families, classrooms). Building trust, promoting participation, and establishing (re.establishing) group rapport are all important in creating a positive, encouraging atmosphere....

For you to be an effective member of a group, you must interact cooperatively. Meaningful interaction keeps a group moving forward toward an intended goal. To accomplish this, you must work your ideas into the discussion, ask relevant questions, and evaluate the group's performance...

Before buying either type of apartment, you should be furnished with a daunting amount of material to read. Look it over carefully. Enlist the aid of an accountant and/or attorney to review the material. You are particularly interested in four things:
1. The financial health...

When buying a house that's newly built, you need to be con cerned about a warranty for faults that may show up during the first year. The possibilities of negotiating on price with a builder or developer are limited; their price is based on cost and, except in hardship situations, is not...

The cooperative is the older form of ownership, found mainly in New York City, Chicago, and a few other areas. The owner of a co-op does not own any real estate. Rather, the buyer receives two things: (1) shares in a corporation that owns the entire building and (2) a proprietary lease...

Keep in mind a few basics about floor plans as you inspect houses. Stand in the entrance and try to imagine yourself going about the daily routine. Consider, for example, a hypothetical trip home with bags of groceries. Where will you park? Will you have to carry the load up stairs? Must...