Enrolled Checking Accounts: Select Checking Accounts, then select Disclosure Statement and Terms and Conditions for Electronic Fund Transfer Transactions and KeyBank Rewards Program Terms and Conditions. Scroll to the bottom for the Rewards agreement.

Enrolled Credit Cards: Select Credit Card Account and in the Other Important Agreements and Disclosures section select the applicable Rewards credit card and scroll to the bottom for the Rewards agreement.

Enrolled Checking Accounts: Select Checking Accounts, then select Business Terms and Conditions for EFT Transactions and KeyBank Rewards Program Terms and Conditions. Scroll to the bottom for the Rewards agreement.

Enrolled Credit Cards: Select Credit Card Account, then select KeyBank Business Rewards MasterCard® CardMember Agreement and KeyBank Rewards Program Terms and Conditions. Scroll to the bottom for the Rewards agreement.

* There may be an annual fee for the KeyBank Relationship Rewards program based on the type of checking account you have. Point values earned for Activities, Bonus Activities and for opening, signing up for or being approved for a Relationship Product are subject to change. There is a monthly cap of 1,500 points for Activity Point categories.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

All credit products are subject to credit approval.

** Eligible purchases do not include cash advances of any type, balance transfers, overdraft protection transfers, or credits. See the KeyBank Rewards Program Terms and Conditions for full details.