Is there a fee for withdrawals using my debit card?

There is no fee for purchases with retailers—either in person or online—or for transactions at Verve or Kwik Trip ATMs, meaning members have access to thousands of surcharge-free ATMs nationwide through Kwik Trip, CULIANCE and Alliance One.

If you use an ATM that is out of our network, you may be charged a fee to withdraw funds, but if you have our Kickback Checking® you can get up to $15 of nationwide ATM fees refunded each month. Members also get four no-fee ATM withdrawals per month at non-Verve/network ATMs. Additional withdrawals from non-network ATMs will incur a fee of $1 per transaction.