I started babywearing with my twins. One on my back, and one on my front. Now that I'm carrying a single baby, I carry her 99% of the time on my back. The freedom this provides is incredible. She enjoys riding along as I wash dishes, carry laundry, and sometimes even make beds. Just practice a few minutes a day until both you and your baby get used to the feel of the carrier. Be sure to take care that you are wearing a baby on your back when moving through doorways etc. You'll be surprised how easy it is to actually FORGET you have a baby on your back over time.
How to load TWINS in an Ergo: https://youtu.be/___zqKxo01o
ERGO Carrier http://amzn.to/2r6AQCa
Build Your Cloth Diaper Stash
http://www.kellyscloset.com/?AffId=679
http://www.nickisdiapers.com/?AffId=32
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home as a Corporate Accountant, but enjoy sharing my parenting journey online. We live in the Philadelphia area.
Find Me Everywhere
@MsDanaRyan
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo

http://www.danaryan.com - This week's toddler topic is speech delays with your toddler. If your child doesn't speak 50 words or less by the age of 2, they are considered a "late talker". Since we are receiving speech therapy in our home for one of the boys, there are a few things we are working on to help encourage talking.
See our 1 year update http://youtu.be/LP_E8Fjj9NY
Build Your Cloth Diaper Stash (affiliate)
http://www.kellyscloset.com/?AffId=679
http://www.nickisdiapers.com/?AffId=32
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home, but enjoy sharing my parenting journey online. We live in the Philadelphia area.
MEET me at my Annual Conference Event http://www.collabcamp.com
F O L L O W M E O N
-- https://www.facebook.com/dana.msdiaperd
-- http://www.periscope.tv/MsDanaRyan
-- http://www.instagram.com/MsDanaRyan
-- http://twitter.com/MsDanaRyan
-- http://www.pinterest.com/MsDanaRyan
M Y G R O U P S
-- http://www.facebook.com/groups/youtubemommymeetup
-- http://www.facebook.com/groups/bloggingmommymeetup
-- http://www.facebook.com/groups/mommeetup
-- http://www.facebook.com/groups/toddlertopics
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
https://famebit.com/#/profile/MsDanaRyan

In the month of February I'm going to consume the bulk of my calories from POTATOES. This means I'm going to eat an all-potato diet for both weight loss and to save money. My goal is to spend only a dollar a meal, or $3 a day for myself to eat all month. Potatoes are cheap in the US, so I feel this is possible. #PotatoGirl
My Results https://youtu.be/1oMIvUor8xI
Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
1 medium potato = 110 calories
12 potatoes a day = 1,320 calories a day
5lb bag potatoes (12 potatoes) = $2.99
CHALLENGE Rules: Potatoes (any kind) cooked, baked, mashed or sliced anyway. No oil! No dairy! No meat! No eggs! Spices and steamed veggies allowed. Small amounts of nut milk or vegetable stock allowed. Herbal teas allowed.
Dr. McDougall on Potatoes, the Perfect Food
https://youtu.be/0PgBL8f87FE
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
"Chee Zee Beach"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

Let's start a no spend challenge month. Basically that means there is no spending money all month long, on non-essential items. Obviously you should keep buying groceries and paying your light bill. I'll give you tips on how to survive a NO SPEND January, plus the no spend challenge rules. What are some of your tips and tricks to survive a no spend month?
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

http://www.danaryan.com - Dollar Meal Ideas for Budget Friendly Dinners and Lunches. We are a big family, and we spent as little as possible on food. Around $5 per person per day. That means we eat many family meals that cost as low as $1 dollar per person.
We often eat spaghetti, pancakes, pb&j sandwiches, eggs, rice & beans, grilled cheese and I DRINK shakes for lunch at work. What are some things you eat (or drink) as cheap meals while getting out of debt or saving money towards a goal?
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
MEET me at my Annual Conference Event http://www.collabcamp.com
F O L L O W M E O N
-- https://www.facebook.com/MsDanaRyan
-- http://www.periscope.tv/MsDanaRyan
-- http://www.instagram.com/MsDanaRyan
-- http://twitter.com/MsDanaRyan
-- http://www.pinterest.com/MsDanaRyan
M Y G R O U P S
-- http://www.facebook.com/groups/youtubemommymeetup
-- http://www.facebook.com/groups/bloggingmommymeetup
-- http://www.facebook.com/groups/mommeetup
-- http://www.facebook.com/groups/toddlertopics
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
https://famebit.com/#/profile/MsDanaRyan

Saving money and cutting expenses isn't easy. We often think that if we'd just made a little more money, things would be easier. This isn't always the case. Oftentimes the more we earn, the more we spend. Here are 15 different things we cut from our budget and don't miss at all (mostly).
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

A demonstration of loading and unloading my 15 month old twins in two Ergo Baby Carriers. They have been carried this way since they could sit up. It takes some practice, so I recommend a helper for the back load until you become more confident and your baby more stable.
Ergo Baby Carrier http://amzn.to/2r6AQCa
Build Your Cloth Diaper Stash
http://www.kellyscloset.com/?AffId=679
http://www.nickisdiapers.com/?AffId=32
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home as a Corporate Accountant, but enjoy sharing my parenting journey online. We live in the Philadelphia area.
Find Me Everywhere
@MsDanaRyan
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo

If you like to watch YouTube Moms, chances are you've seen a Grocery Haul. It's a video showing a families purchased groceries, and often sharing how much was spent for the week or month. If you're like me, this can sometimes leave you feeling inadequate, if you've spent more than the super moms in these videos. However, there are several things to consider when comparing your food budget to others. Let's go over them, as well as what a reasonable grocery budget is for YOUR family.
USDA Chart
https://www.cnpp.usda.gov/sites/default/files/CostofFoodMay2016.pdf
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
*Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
I workout with Ed when I'm on my Spinning bike, and with Meg when I'm running.
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

Get out of Debt fast with a plan. The top debt payoff methods are the debt snowball and the debt avalanche. But, I've also heard of "snowflakes" and the "ladder" plan. In this video I explain each one and why you might pick one over the other, regardless of the math. What method works best for you?
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

How we stopped living paycheck to paycheck. This is our story on why we made the decision to stop living paycheck to paycheck, and how we did it. You don't have to live paycheck to paycheck. If you are serious about making a change, you can do it.
Debt enslaves you. Steals your freedom of choice and prevents you from building wealth. That's why we'll never borrow money again, and have committed to live debt free. We're changing our family tree, one baby step at a time, thanks to the teachings of Dave Ramsey.
What are the Dave Ramsey Baby Steps https://youtu.be/sM05GBK3J_o
To stop living paycheck to paycheck: Face your debts and track your spending. Write it all down. Then begin about the business of STOPPING your old bad money habits such as acquiring new debt, and living beyond your means. Get current on your rent/mortgage, electricity, oil, water bills etc. Even if that means NOT paying your credit card. Pay for food, lights and water first. Then tackle your debts. Life might not be easy for a few years, while you get out of debt and adjust to living below your means. But it CAN be done. Life will be that much sweeter in the long run, and a WHOLE lot less stressful.
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
MEET me at my Annual Conference Event http://www.collabcamp.com
F O L L O W M E O N
-- https://www.facebook.com/MsDanaRyan
-- http://www.periscope.tv/MsDanaRyan
-- http://www.instagram.com/MsDanaRyan
-- http://twitter.com/MsDanaRyan
-- http://www.pinterest.com/MsDanaRyan
M Y G R O U P S
-- http://www.facebook.com/groups/youtubemommymeetup
-- http://www.facebook.com/groups/bloggingmommymeetup
-- http://www.facebook.com/groups/mommeetup
-- http://www.facebook.com/groups/toddlertopics
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

The secret to getting out of debt is... ? In this video I share my top ten secrets to get out of debt, as shared by Dave Ramsey Debt Free screamers. Debt free? What's the key to paying off debt in your opinion? Share your secret in the comments.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Pregnant? We cloth diapered 3 of our 4 kids, and estimate we saved THOUSANDS of dollars. In fact I started my YouTube channel as "MsDiaperD", sharing over 80 cloth diaper video tutorials. https://www.youtube.com/playlist?list=PLCcb1sUywdhMDvUOUnp3osrFOZNXGpped
Build Your Cloth Diaper Stash Here:
*http://www.kellyscloset.com/?AffId=679
*http://www.nickisdiapers.com/?AffId=32
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me on Instagram @DebtFreeDana
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

It might seem early to start talking about Christmas, but it's NOT too early to be SAVING for it. In this video I discuss some ways to help you find some extra cash to save, as well as how to save $1000 for Christmas in 6 weeks. Make this year the year you pay CASH for Christmas.
#DebtFreeDana #FrugalLiving
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Pregnant? We cloth diapered 3 of our 4 kids, and estimate we saved THOUSANDS of dollars. In fact I started my YouTube channel as "MsDiaperD", sharing over 80 cloth diaper video tutorials. https://www.youtube.com/playlist?list=PLCcb1sUywdhMDvUOUnp3osrFOZNXGpped
Build Your Cloth Diaper Stash Here:
*http://www.kellyscloset.com/?AffId=679
*http://www.nickisdiapers.com/?AffId=32
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me on Instagram @DebtFreeDana
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Jingle Bells"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

Bad money advice you hear all the time. Unfortunately, my husband and I ignored the good financial advice we received, and took the bad - since it was the "norm". In reality, most people are broke, which makes their financial advice questionable. 8 in 10 households in America are living paycheck to paycheck. This means it's unlikely your neighbors advice will lead you to wealth. In this video I share some "poor people" advice my husband and I took during the early years of our marriage, as well as some good advice we ignored.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
*Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
I workout with Ed when I'm on my Spinning bike, and with Meg when I'm running.
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

Today I'm sharing my top tips for living frugally. I have 25 habits of frugal people that will help you save money.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

Something a little different today about Divorce. I was raised by a single mom, and when a fellow YouTube announced her divorce it brought up a few things for me.
subscribe at http://www.youtube.com/msdiaperd
like me on http://www.facebook.com/diaperdirt
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and also http://www.instagram.com/msdiaperd
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My husband and I plan out our entire year in advance. We find it minimizes stress, ensures we stay on budget, plus has likely saved our marriage by helping us stay on the same page with our schedules and with our money. In this video I share the top 7 things we plan out, as well as which calendar planning system we use. How do you plan your year ahead?
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

http://www.danaryan.com - Sunking Funds 2017. It's time to setup your direct deposit amounts into your savings accounts for 2017. If you get paid bi-weekly, that's 26 paychecks a year. That means you have 26 pays to save for next Christmas. Plus car repairs, taxes, and anything else you have to pay for in 2017 that isn't a part of your regular monthly budget.
Remember, your "sinking fund" or "car repair envelope" (or whatever you choose to call it) isn't your emergency fund. Your emergency fund isn't to be touched for anything except UNEXPECTED expenses.
As an example, any car has annual maintenance that you can sort of expect. That means you need to set money aside for it so you'll be able to pay for it when the time comes. Christmas comes EVERY year. That's something else you can expect.
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
MEET me at my Annual Conference Event http://www.collabcamp.com
F O L L O W M E O N
-- https://www.facebook.com/MsDanaRyan
-- http://www.periscope.tv/MsDanaRyan
-- http://www.instagram.com/MsDanaRyan
-- http://twitter.com/MsDanaRyan
-- http://www.pinterest.com/MsDanaRyan
M Y G R O U P S
-- http://www.facebook.com/groups/youtubemommymeetup
-- http://www.facebook.com/groups/bloggingmommymeetup
-- http://www.facebook.com/groups/mommeetup
-- http://www.facebook.com/groups/toddlertopics
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
https://famebit.com/#/profile/MsDanaRyan

http://www.diaperdirt.com - This week Dana shows you how to use a receiving blanket as a cloth diaper. It's actually very easy once you do it a couple times. You can also fold the blanket into thirds and stuff it into a pocket diaper for extra absorbancy.
What's your favorite use for a receiving blanket?
Blanket Folding Steps:
1. Fold blanket in half.
2. Fold blanket in half again, and flatten.
3. Grab a corner of the top layer of fabric and pull to the side.
4. Straighten the corner, then flip the diaper over.
5. Fold in the soaker layer.
6. Place snuggly on baby, rolling the edges or folding the soaker pad down as necessary.
7. Secure with a Snappi.
8. Place a waterproof cover over the diaper.
Buy your Cloth Diaper Covers Here *Affiliate
--http://www.diaperdirt.com/kelly
--http://www.diaperdirt.com/nicki
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home, but enjoy sharing my parenting journey online. We live in the Philadelphia area. I'm LIVE on Periscope EVERY DAY @MsDanaRyan.
MEET me at my Annual Conference Event http://www.collabcamp.com
F O L L O W M E O N
-- http://www.periscope.tv/MsDanaRyan
-- http://www.instagram.com/MsDanaRyan
-- http://twitter.com/MsDanaRyan
-- http://www.pinterest.com/MsDanaRyan
O N F A C E B O O K
-- http://www.facebook.com/groups/youtubemommymeetup
-- http://www.facebook.com/groups/mommeetup (uncensored)
P O D C A S T S
--http://www.diaperdirt.com/itunes
--http://www.youtubemommymeetup.com/iTunes
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
*****************************
Thanks to Kevin MacLeod for the use of his music!
'Friendly Day' is available at www.incompetech.com
Licensed under Creative Commons 3.0

Save more money each month with these tips and tricks. What mind tricks to play to help save money?
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

Does a ZERO based budget mean you take your account down to ZERO every month? In this video we discuss how to avoid overdrafting your bank account. Don't be stuck with zero money in your bank account... ever!
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
*Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
I workout with Ed when I'm on my Spinning bike, and with Meg when I'm running.
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

The first year of paying off debt has challenges. Here are some pitfalls and some successes that my husband and I experienced that first year. Our debt free journey struggles included.
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

How do you stay motivated while paying off debt? Visual reminders are one way many people keep motivated. Create a debt thermometer that you color in as your pay down debt. In this video I share ways to help you stay focused on your goal, no matter how long it's taking. What are some ways you stay motivated while on Baby 2?
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
*Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
I workout with Ed when I'm on my Spinning bike, and with Meg when I'm running.
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

15 Money Mistakes. Are you making any of these? Live frugal and build wealth by being smart with your money. Don't live your life to impress others, or compare your finances to your neighbor. Good or bad their situation won't pay YOUR bills.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Don't...
1. Compare Yourself to Others
2. Take MONEY Advice from "Broke" People
3. Not Read Fine Print
4. Neglect to Comparison Shop
5. Not Have Life Insurance
6. Rely On One Income Source
7. Eat Out More Often Than Not
8. Replace Things That Aren't Broken
9. Neglect To Open Your Mail
10. Not Make A Budget
11. Leave Money Floating Unassigned
12. Forget to Budget FUN
13. Grocery Shop Hungry
14. No Emergency Fund
15. Have DEBT!
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
"Marty Gots a Plan" Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0 License
http://creativecommons.org/licenses/by/3.0/

Having trouble saving money? Try saying no to just one thing. I'm sure there is something in your budget that you could give up for a short period of time. Restaurants? Makeup? See how fast you can save up extra cash, or to rebuild your emergency fund. What are some budget items you have (or plan to) give up to save money?
Instant Pot http://amzn.to/2fn8zX6
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

Dave Ramsey suggests specific budget percentages for each category of household spending. In this video go over how your income can make these percentages irrelevant, as well as what the suggested ranges are.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
*Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
I workout with Ed when I'm on my Spinning bike, and with Meg when I'm running.
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

How do you stay motivated while paying off debt? It doesn't matter what baby step you're on, it can be hard to stay motivated. In this video I share my top 10 ways to stay motivated while doing Dave Ramsey's Baby Steps. How do YOU stay motivated to pay off debt, save money, or pay off your house? #DebtFreeCommunity
A Dave Ramsey Rant https://youtu.be/K1usdOW4RyI
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

In the month of February I consumed the bulk of my calories from POTATOES. This means I ate an all-potato diet for both weight loss and to save money for 28 days. My goal was to spend only a dollar a meal, or $3 a day for myself to eat all month. I ended up spending around $20 a week. I also lost 11 pounds and several inches off my tummy! Here are my potato diet results, potato diet before and after. I think this is a great way to lose belly fat for women. #PotatoGirl
1 medium potato = 110 calories
12 potatoes a day = 1,320 calories a day
5lb bag white potatoes (12 potatoes) = $1.99
Potato Diet Plan: Potatoes (any kind) cooked, baked, mashed or sliced anyway. No oil! No dairy! No meat! No eggs! Spices and steamed veggies allowed. Small amounts of nut milk or vegetable stock allowed. Herbal teas allowed.
Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
Dr. McDougall on Potatoes, the Perfect Food
https://youtu.be/0PgBL8f87FE
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

Open enrollment is upon us. Now is the time you can make changes to your health insurance selections through your employer. Do you pick the High Deductible Health Plan with the HSA or the PPO? What is an HSA? It's confusing. In this video I explain the differences and the top 5 questions you should be asking yourself before you pick a plan to save money and minimize your risks. Which health plan is your family going with this year?
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

Recently I had an ultrasound done on my abdomen. They found a mass on my liver. It's somewhat of a private issue. But, in this video I share the results of the MRI and how health and wealth have something very important in common. We don't achieve successful results without a team of professionals to help guide and support us.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Pregnant? We cloth diapered 3 of our 4 kids, and estimate we saved THOUSANDS of dollars. In fact I started my YouTube channel as "MsDiaperD", sharing over 80 cloth diaper video tutorials. https://www.youtube.com/playlist?list=PLCcb1sUywdhMDvUOUnp3osrFOZNXGpped
Build Your Cloth Diaper Stash Here:
*http://www.kellyscloset.com/?AffId=679
*http://www.nickisdiapers.com/?AffId=32
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me on Instagram @DebtFreeDana
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

This week I have 5 product ideas for use as cloth wipes, as well as 5 ideas for carrying them when you're on the go. That's 10 cloth wipes ideas! Comment below with your own, and we'll see how many smart ways we can come up with to carry cloth wipes and eliminate the need for disposable wipes.
*Build Your Diaper Stash Here
Kelly's Closet http://bit.ly/1ntSFsq
Nicki's Diapers http://bit.ly/1Po9akk
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
*Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
I workout with Ed when I'm on my Spinning bike, and with Meg when I'm running.
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

Cut Costs and Lower Bills with these 10 extreme ways to save money and live frugal. They might not be popular, but they work. Don't knock it until you try it.
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo

Want to be a Millionaire? David Bach wrote the book "The Automatic Millionaire", in which he discusses some key concepts to bring you wealth. In this video I give you an Automatic Millionaire summary, as well as which parts I agree with, and which I don't. I also share what he thinks is the #1 financial mistake to avoid. Hey - What's your Latte factor?
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Pregnant? We cloth diapered 3 of our 4 kids, and estimate we saved THOUSANDS of dollars. In fact I started my YouTube channel as "MsDiaperD", sharing over 80 cloth diaper video tutorials. https://www.youtube.com/playlist?list=PLCcb1sUywdhMDvUOUnp3osrFOZNXGpped
Build Your Cloth Diaper Stash Here:
*http://www.kellyscloset.com/?AffId=679
*http://www.nickisdiapers.com/?AffId=32
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me on Instagram @DebtFreeDana
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

It's almost Christmas, and it's time to declutter to save money. There are 4 zones of your house that I think are most important to declutter. Start organizing these spaces to help you save money.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
TubTrugs X-Large Blue Flex Tub, 75 Liter https://www.amazon.com/dp/B000UJWNZ6/ref=cm_sw_r_cp_api_4UVcAbTTE6CP1
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

How do sinking funds work? What are they? What's the difference between a sinking fund and savings account? The point is that they both help you save money.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

Dave Ramsey often uses the phrase "rice and beans" as a way to say you're cutting lifestyle and expenses down to the bare minimum. He doesn't mean to eat them literally. But some of us LIKE to! They're budget friendly and YUMMY. Here's one of the ways I like to eat them.
Olive Oil ($0.10), Long Grain Rice ($0.71), Black Beans ($2.96), Garlic Cloves ($0.20), Salt, Broth Base Seasoning ($0.38), Salsa ($0.58) = Total $4.93
#Crocktober Playlist
https://m.youtube.com/playlist?list=PLySPrw-J7GpnNvlLx5dflQnCMfC43ma5w#menu
#DebtFreeDana #FrugalLiving #Vegan
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Pregnant? We cloth diapered 3 of our 4 kids, and estimate we saved THOUSANDS of dollars. In fact I started my YouTube channel as "MsDiaperD", sharing over 80 cloth diaper video tutorials. https://www.youtube.com/playlist?list=PLCcb1sUywdhMDvUOUnp3osrFOZNXGpped
Build Your Cloth Diaper Stash Here:
*http://www.kellyscloset.com/?AffId=679
*http://www.nickisdiapers.com/?AffId=32
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me on Instagram @DebtFreeDana
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Life of Riley"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

http://www.danaryan.com - I'm a full time working mom. Since I haven't been employed at my current company for a full year, I don't qualify for FMLA. The Family and Medical Leave Act (FMLA) is a US Law that requires employers to provide employees with job protected and unpaid leave for the birth of a child for up to 12 weeks.
See my Pregnancy Announcement http://bit.ly/1fQR5qL
See the Gender Reveal http://bit.ly/1gOgNyB
See the Name Reveal http://bit.ly/1jgXqwF
Watch my Labor http://bit.ly/1ntUPjZ
Full Birth Story http://bit.ly/1yJ5aB1
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home, but enjoy sharing my parenting journey online. We live in the Philadelphia area.
MEET me at my Annual Conference Event http://www.collabcamp.com
F O L L O W M E O N
-- https://www.facebook.com/dana.msdiaperd
-- http://www.periscope.tv/MsDanaRyan
-- http://www.instagram.com/MsDanaRyan
-- http://twitter.com/MsDanaRyan
-- http://www.pinterest.com/MsDanaRyan
M Y G R O U P S
-- http://www.facebook.com/groups/youtubemommymeetup
-- http://www.facebook.com/groups/bloggingmommymeetup
-- http://www.facebook.com/groups/mommeetup
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
https://famebit.com/#/profile/MsDanaRyan

Benjamin Franklin, founding father of the United States, has a lot to teach us about paying off debt and building wealth. In this video I share with you the Benjamin Franklin technique. By way of his 13 virtues and his daily schedule he teaches us how to live frugally, make a plan, check our budget (every day!) and be a success!
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
*Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
I workout with Ed when I'm on my Spinning bike, and with Meg when I'm running.
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

I'm starting the Starch Solution by Dr. John McDougall. I'm obsessed with him right now, honestly. I've eliminated meat, fish, dairy, eggs, and oils from my diet, and am focusing on starches. That means I'm eating a LOT of potatoes, rice, beans, vegetables and egg free pasta. It's delicious! And I think it's working!
I'm being brave and showing you my tummy a year ago plus showing you my tummy TODAY to hopefully document progress over time after eating a strict McDougall diet.
I'm 2 years postpartum, and have 4 kids total. I'm in my late thirties, and my child bearing years are behind me. Our family is complete. I'm ready to lose the weight for good. I've tried meal replacement shakes, raw veganism, couting calories -- you name it! I lose a few pounds but then gain it back, every time.
Bonus Starch Solution Money Saving Result: Potatoes are only $1.99 for 5 pounds in my grocery store. Woo-hoo!
My vegan journey was triggered by watching the "Food Choices" documentary on Netflix, and I highly recommend it.
I'm contemplating doing a Potato Cleanse for the month of February. That means ALL POTATOES, ALL MONTH! Thoughts on that?
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
MEET me at my Annual Conference Event http://www.collabcamp.com
F O L L O W M E O N
-- https://www.facebook.com/MsDanaRyan
-- http://www.periscope.tv/MsDanaRyan
-- http://www.instagram.com/MsDanaRyan
-- http://twitter.com/MsDanaRyan
-- http://www.pinterest.com/MsDanaRyan
M Y G R O U P S
-- http://www.facebook.com/groups/youtubemommymeetup
-- http://www.facebook.com/groups/bloggingmommymeetup
-- http://www.facebook.com/groups/mommeetup
-- http://www.facebook.com/groups/toddlertopics
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0

Car Camping Tent Setup. Last year I showed you our DIY Camper Van setup. This year we added an SUV Car Tent, that we purchased with money we received as a Christmas gift from a relative! Watch me unbox it and set it up for the first time. Camping is a budget friendly family activity that we've just started getting in to. I'd love your suggestions or recommendations for camping gear for next year. HUGS!
Napier Sportz Tent http://amzn.to/2tJpHrE
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Too Cool"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

What percent of your budget should be for food? How about housing? In this video I share our personal budget categories and percentages. Do you know what percentage your family is spending in each category? If not, take some time to calculate it so that you can find some areas to improve or congratulate yourself for a job well done.
*Note*
If you have a low income or unusually high income, the percentages per category will be different. Obviously you'll have a higher percentage going towards food if you make a very low income. Families with high incomes will have lower percentages for food, utilities etc.
Also, we budget a percentage towards daycare which I neglected to break out of our "housing" category. We pay a nanny to come to our home during the day while I'm at work, which is why I had that lumped in there.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Dave Ramsey's Total Money Makeover http://amzn.to/2s9Gyqo
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

No Spend January Challenge. It's a new year! Time to start a no spend month challenge. In this video I share the no spend challenge rules and some tips to help us all get this year started off right. This challenge means no spending money on anything for 31 days, other than bills, groceries and gas. We can do it! What are some of your tips?
If you fall off the wagon, don't beat yourself. Just get back at it the next day. The goal is to not spend money on anything that's not a need. In addition to helping you save money or pay more towards debt, this challenge should help you build your "need vs. want" muscle.
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
MEET me at my Annual Conference Event http://www.collabcamp.com
F O L L O W M E O N
-- https://www.facebook.com/MsDanaRyan
-- http://www.periscope.tv/MsDanaRyan
-- http://www.instagram.com/MsDanaRyan
-- http://twitter.com/MsDanaRyan
-- http://www.pinterest.com/MsDanaRyan
M Y G R O U P S
-- http://www.facebook.com/groups/youtubemommymeetup
-- http://www.facebook.com/groups/bloggingmommymeetup
-- http://www.facebook.com/groups/mommeetup
-- http://www.facebook.com/groups/toddlertopics
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

7 Dumb Ideas, According to Dave Ramsey. If you listen to the Dave Ramsey Show you'll soon realize there are certain things he considers to be not financially smart. In this video I go over the top 7 things that will lead you pay "stupid tax".
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
*Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
I workout with Ed when I'm on my Spinning bike, and with Meg when I'm running.
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

It's so much better when things are simpler. In this video I share 10 things I do daily to simplify life (and save money). They're all things we QUIT. How do you save time, money and energy in your life?
#DebtFreeDana #FrugalLiving
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
Pregnant? We cloth diapered 3 of our 4 kids, and estimate we saved THOUSANDS of dollars. In fact I started my YouTube channel as "MsDiaperD", sharing over 80 cloth diaper video tutorials. https://www.youtube.com/playlist?list=PLCcb1sUywdhMDvUOUnp3osrFOZNXGpped
Build Your Cloth Diaper Stash Here:
*http://www.kellyscloset.com/?AffId=679
*http://www.nickisdiapers.com/?AffId=32
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me on Instagram @DebtFreeDana
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

http://www.danaryan.com - Hate debt and avoid money spending triggers! The first step to getting out of debt is to passionately HATE it. You've got to have the willpower to attack it aggressively and that begins with your reason for doing it all in the first place.
Endeavor to avoid places or things that make you want to spend money. Such as TV shows that feature shopping, YouTube haul videos, vacation vlogs, or the Mall. STOP those things pronto. You can't attack debt if you are spending your extra cash (or worse, acquiring NEW debt!). Think about it. You know the things that trigger a shopping spree.
If you want out of debt badly enough, you'll have to change your behavior and habits in order to make a serious change and start making a dent in your debt.
ツ S U B S C R I B E
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
MEET me at my Annual Conference Event http://www.collabcamp.com
F O L L O W M E O N
-- https://www.facebook.com/MsDanaRyan
-- http://www.periscope.tv/MsDanaRyan
-- http://www.instagram.com/MsDanaRyan
-- http://twitter.com/MsDanaRyan
-- http://www.pinterest.com/MsDanaRyan
M Y G R O U P S
-- http://www.facebook.com/groups/youtubemommymeetup
-- http://www.facebook.com/groups/bloggingmommymeetup
-- http://www.facebook.com/groups/mommeetup
-- http://www.facebook.com/groups/toddlertopics
Need to Contact Me?
MsDanaRyan
2102 Kimberton Rd #79
Kimberton, PA 19442
[email protected]
#DebtFree #GetOutOfDebtPlan #DebtFreeBlog #FamilyOnABudget #FamilyOnABudgetTips
*Please be advised that some of the links above may be affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. xo
https://famebit.com/#/profile/MsDanaRyan
********************
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

Dave Ramsey says that personal finance is 80% behavior, and 20% head knowledge. He also says the problem isn't the debt, it's the person in your mirror. You! It's all about behavior modification to change your life. Since starting the baby steps, how has your behavior changed? In this video I share how mine has changed.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
*Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
I workout with Ed when I'm on my Spinning bike, and with Meg when I'm running.
Collaborator List:
Julia Marie
https://www.youtube.com/channel/UCpobqyDcQsr5oPzAUhY-A9g
Connie Porter
https://www.youtube.com/channel/UCTKYAmqhrtEQKRhnBvzhDjQ
Wendy Valencia
https://www.youtube.com/channel/UCwEyu7TDic4vdBilnR6obbg
Debt Free Dana
https://www.youtube.com/user/MsDiaperD
Our Life…on a Budget
https://www.youtube.com/ourlifeonabudget
Freedom in a Budget
https://www.youtube.com/freedominabudget
CultivatingMyLife
https://www.youtube.com/channel/UC_Mu1vvh_Ymz-TbN9Holqkw...
Modern Budget Curl
Www.youtube.com/c/modernbudgetcurl
Sara Rhoades
https://www.youtube.com/channel/UC6tc4MnK3JNEZUl66RWhQ8A
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!

There's only two things you need to do when buying a car. In this video I go over how much car to buy, plus how to buy it, so you aren't left car poor. They're simply car buying rules.
How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo
*Aaptiv (My Fav Personal Training App)
http://aaptiv.sjv.io/c/1190300/431513/7558
I workout with Ed when I'm on my Spinning bike, and with Meg when I'm running.
ツ S U B S C R I B E (it's FREE)
http://www.youtube.com/subscription_center?add_user=msdiaperd
Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
Follow Me Everywhere
@MsDanaRyan
Need to Contact Me?
[email protected]
*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t - no worries. We’re still buds. HUGS!
"Marty Gots a Plan"
Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/

13,500,000 GRAM Plan to sell.
Telegram Open Network.
Multi-blockchain Proof-of-Stake system.
About Telegram Open Network.
Instant Hypercube Routing TON blockchains use smart routing mechanisms to ensure that transactions between any two blockchains will always be processed swiftly, regardless of the size of the system. The time needed to pass information between TON blockchains grows logarithmically with their number, so scaling to even millions of chains will allow them all to communicate at top speed.
TON Services TON Services provides a platform for third-party services of any kind that enables smartphone-like friendly interfaces for decentralized apps and smart contracts, as well as a World Wide Web-like decentralized browsing experience.
TON DNS TON DNS is a service for assigning human-readable names to accounts, smart contracts, services, and network nodes. With TON DNS, accessing decentralized services can be similar to viewing a website on the World Wide Web.

TON Payments TON Payments is a platform for micropayments and a micropayment channel network. It can be used for instant off-chain value transfers between users, bots, and other services. Safeguards built into the system ensure that these transfers are as secure as on-chain transactions.
The Telegram Team will rely on its 10-year experience in building user-friendly interfaces for tens of millions to create light wallets, exchanges, and identification services that will allow users to get on board with cryptocurrencies in an intuitive way.
Please, pay your attention that Cointelegraph is not responsible for the information on this ICO as there was no official statement so far. There is no official site either.
Telegram recently announced it would launch an ICO for its blockchain platform.
TON aims to deliver a fast, scalable blockchain with support for decentralised applications, distributed file storage, and micropayments.
TON blockchain.