Superbike Loans is a broker not a lender.

Credit ratings explained.

Excellent

If you have an excellent credit score generally you will receive the best rates available and will be able to obtain a higher credit limit. Factors that ensure people have an excellent credit score can be attributed to the following; Having been resident at the same address for a long period of time; Registered on the voters roll; Near perfect credit history which shows mortgage payments, loans and any other credit taken; Does not regularly apply for credit; Wouldn't have any defaults, missed payments or County Court Judgements.

Good

If you have a good credit score generally you will receive favourable rates within the market. Factors that ensure people have a good credit score can be attributed to the following; Having been resident at the same address for a long period of time; Registered on the voters roll; Have very few missed payments on mortgage, loans and other credit taken.

Fair

If you have a fair credit score generally you will receive moderate interest rates. People who have a fair credit score will have; Possibly changed address recently; Have a patchy voters role record; May have a high level of debt when comparing it to income received; Have had County Court Judgements or defaults in the past; Occasional missed payments on credit taken; Exceeded credit limits.

Poor

If you have a bad credit score you can still be approved for a loan although the rate will be high. People with a poorer credit score may have moved address on a number of occasions; Not recorded on the voters roll; Would be over certain credit limits and had frequent late/ missed payments on loan / mortgage repayments; Have been issued with defaults and County Court Judgements; declared bankrupt.

Information about our calculator.

This calculator shows examples of monthly repayments based on your credit rating. We are able to look at applications no matter whether your credit score is excellent, good, fair, or poor. Be aware this is a guide and once an application has been made a Superbike Loans finance underwriter will discuss your options in more detail. Remember even if you have had credit problems in the past, are self employed or have been refused credit previously then don't panic - we still have options available for you.

We hope this calculator helps to give you an idea of how much you can afford and the length of time needed to repay the finance.

*This motorbike finance calculator is for illustration purposes only. The actual interest rate you receive from the finance provider will depend on your individual circumstances.
*The above example excludes any fees that may be charged by the lender