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The basics The term disruptive innovation originated in the mid-90s through an article by a Harvard Business School professor, Clayton Christenson. In the most basic sense, this term can be defined as a new technology or business model that disrupts an established business niche. Elaborating on it further – when a new technology or a

Anyone can come up with a great business idea and it doesn’t require special skills or special knowledge. Did you know that 80 percent of the world’s Top 100 Innovations were brought about by people who thought that they were not creative at all, in addition to having no experience in the field that their

When starting a business, some people have enough money on their own for their business idea to become a reality. This raises the temptation to be financed the business exclusively with one’s own funds. This can be good but it is generally not better than going for external financing. External financing brings with itself, a sense of special responsibility. This is

In a world connected by smartphones, GPS and social media, we have come to expect business, hospitals and governments to deliver personalized experiences to us on any device in real-time. While we still go to the store to buy groceries or get on a plane to travel from point A to point B, the way

A startup is defined as a business that looks to profit under conditions of extreme uncertainty. The uncertainty is coming from the fact that the venture has equal chance of failing and success in the open market. It all hinges on consumer response which cannot be gauged in a concrete way until the product/service is