Presumably, there are those that do not; for not all ghosts haunt; some merely wander through the houses of happy memories without a peep. It is the ghosts that haunt that appear suddenly when things aren’t going so well, or when sorrow brings memories that once had been repressed, forgotten, and tidily stored away in the dusty shelves of memory banks where the lapping waves of avoided sadness once pervaded in the reality of dreams unfulfilled.

Do we all have them? Do they walk the earth in silent steps because of events that would not allow for the soul to remain at peace? Do they haunt because of a turmoil in the essence of a person’s Being, where trauma would not satisfy the yearning for solace for a troubled memory? Or is it all just bosh; that Freud has replaced all such mythologies of past narratives and we can all rid the houses of haunting ghosts by psychoanalysis and therapeutic intervention?

We make gods of different disciplines, at various times, in a multitude of eras; yesterday, the gods traveled in mythologies of fanciful underworlds; today, we are left with materialism, where man is a god unto himself, with no mystery left to unravel. But, whatever the source, the ghosts that haunt remain with us, and often it is the stresses of life that suddenly resuscitate from the entombed memories of forgotten catacombs.

For Federal employees and U.S. Postal workers who suffer from a medical condition, whether that medical condition is termed “physical”, “emotional” or “psychiatric”, which prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the time to prepare, formulate and file an effective Federal Disability Retirement application under FERS is when the ghosts that haunt begin to debilitate and destroy.

Whether the source is from a trauma originating from one’s past, or from an accident unrelated to work — it does not matter. The medical condition and the nexus to one’s capacity and ability to perform the essential elements of one’s position with the Federal Agency or the Postal Service is what must be proven; and of the ghosts that haunt — well, to remain with the Federal Agency or the Postal Service will surely not resolve the haunting, but it may provide a better place to deal with the ghosts by allowing for greater focus upon dealing with one’s health issues.

Seven False Myths about OPM Disability Retirement

1) I have to be totally disabled to get Postal or Federal disability retirement.
False: You are eligible for disability retirement so long as you are unable to perform one or more of the essential elements of your job. Thus, it is a much lower standard of disability.

2) My injury or illness has to be job-related.
False: You can get disability even if your condition is not work related. If your medical condition impacts your ability to perform any of the core elements of your job, you are eligible, regardless of how or where your condition occurred.

3) I have to quit my federal job first to get disability.
False: In most cases, you can apply while continuing to work at your present job, to the extent you are able.

4) I can't get disability if I suffer from a mental or nervous condition.
False: If your condition affects your job performance, you can still qualify. Psychiatric conditions are treated no differently from physical conditions.

5) Disability retirement is approved by DOL Workers Comp.
False: It's the Office of Personnel Management (OPM) the federal agency that administers and approves disability for employees at the US Postal Service or other federal agencies.

6) I can wait for OPM disability retirement for many years after separation.
False: You only have one year from the date of separation from service - otherwise, you lose your right forever.

7) If I get disability retirement, I won't be able to apply for Scheduled Award (SA).
False: You can get a Scheduled Award under the rules of OWCP even after you get approved for OPM disability retirement.