Frequently Asked Questions

How much can I borrow?

The maximum amount to borrow is $5,000 and the minimum is $250. The maximum amount to borrow is determined by the vehicle provided and your ability to repay the loan.

What do I need to qualify for a title loan?

Your vehicle

Government-issued ID

Clear, lien-free car title

Proof of insurance

Proof of income

Proof of residence

Spare key

What is a lien free car title?

A lien free title means that you own your car outright, with no outstanding loans or judgments against it.

What if I have bad credit or no credit? Can I still get a title loan?

Absolutely! Your credit score doesn’t matter. Title Loanz can help you obtain a title loan whether you have bad credit or no credit. And your credit score isn’t affected by applying/obtaining a title loan through
Title Loanz.

How soon will I receive my loan?

Upon the completion of your appraisal the lender will present you the amount you qualify for and if accepted
you will receive your funds on the spot.

What if I want to pay my loan off early?

There are absolutely no prepayment penalties with paying your loan off at any time.