Asset Finance

When you want to invest in new business assets.

To keep your business running smoothly – and growing in line with your plans – you may need to buy new vehicles, equipment or machinery. We understand that this can be costly, so we offer a number of options to help you spread the cost. Our hire purchase and leasing options are provided by our specialist team at Lloyds Bank Commercial Finance.

Key Features

Finance a range of assets including vehicles, machinery and equipment.

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Lloyds Bank Commercial Finance can offer fast, affordable and efficient ways to fund new equipment when you need it. Funding assets in this way means that you can match your borrowing to the useful lifespan of the asset, leaving your capital free to invest in other business areas.

What are my funding options?

Hire Purchase - businesses looking for straightforward financing and asset ownership should consider Hire Purchase. You benefit from spreading the cost of the asset over an agreed term, followed by a one-off purchase option fee, which transfers ownership to you at the end of the term.

Finance Lease - businesses looking for immediate use of a new asset but with minimal initial financial outlay should consider a Finance Lease. This allows you to benefit from the full use of the asset for an agreed term without the responsibility of ownership, in return for rental payments.

Why Lloyds Bank Commercial Finance?

Flexibility in length of agreements and initial deposits.

Response to funding requests within 24 hours.

Funding for a range of assets including vehicles, plant and office equipment.

Attractive interest rates.

Quick, friendly and highly efficient phone service.

Assurance of dealing with one of the leading providers of Asset Finance facilities.

Lloyds Bank Commercial Finance Ltd. Registered office: No.1, Brookhill Way, Banbury OX16 3EL. Registered in England and Wales no.733011.
Lloyds Bank Commercial Finance Scotland Limited, Registered in Scotland no. 93252. Registered office: 110 St Vincent Street, Glasgow, G2 5ER.
Lloyds Bank Commercial Finance Limited is authorised and regulated by the Financial Conduct Authority under registration number 724228 for activities relating to certain types of consumer credit which are regulated under the Consumer Credit Act 1974 and by the Financial Services and Markets Act 2000. We are not deposit takers and are not regulated by the Prudential Regulation Authority.
Asset Finance facilities are provided by Lloyds Bank plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278. The provision of credit or leasing services by Lloyds Bank plc is subject to your meeting their Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
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Bank of Scotland plc Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 169628.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

The Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on the Lloyds Banking Group can be found at lloydsbankinggroup.com.