One Income

How do your households with one income stay afloat? My husband and I just relocated to S Florida where he did get about a 30K increase in pay when promoted but I havent found a job yet and wont until after the twins are here now tht I am in bedrest. We aret poor or struggling, and we have some left over after pays to save just a little, but I worry so much about money and expenses now that we dont have my salary coming in which was an additional 75K. What are some tips or things that you SAHM do to make it work and maintain? I have brought all used stuff for the twins and we dont go out to eat anymore or spend carelessly on clothes or hobbies like movies and so forth.

How do your households with one income stay afloat? My husband and I just relocated to S Florida where he did get about a 30K increase in pay when promoted but I havent found a job yet and wont until after the twins are here now tht I am in bedrest. We aret poor or struggling, and we have some left over after pays to save just a little, but I worry so much about money and expenses now that we dont have my salary coming in which was an additional 75K. What are some tips or things that you SAHM do to make it work and maintain? I have brought all used stuff for the twins and we dont go out to eat anymore or spend carelessly on clothes or hobbies like movies and so forth.

We cut back on things like cable too. We try and be very cautious about conserving electricity to keep the bill lower and BUDGET. Setting a limit in all things especially groceries and food and leisure activities.

We cut back on things like cable too. We try and be very cautious about conserving electricity to keep the bill lower and BUDGET. Setting a limit in all things especially groceries and food and leisure activities.

Hi! I just started working from home to help my husband with bills and to not feel guilty every time I go shopping :)I don't sell stuff or things like that. If you would like to talk and know more send me an email jesikawalton@yahoo.com

Hi! I just started working from home to help my husband with bills and to not feel guilty every time I go shopping :)I don't sell stuff or things like that. If you would like to talk and know more send me an email jesikawalton@yahoo.com

Couponing; cutting back on bills- such as no cable, water usage (no daily showers for me, unless I leave the house, no it's not gross), and not using the electricity during peak hours when it's 5/6 times the amount to use; eating at home and cooking enough for left overs; and doing large loads of laundry. Look to your community for free activities once the kids get here- that'll save a lot because they are free. Good luck!

Couponing; cutting back on bills- such as no cable, water usage (no daily showers for me, unless I leave the house, no it's not gross), and not using the electricity during peak hours when it's 5/6 times the amount to use; eating at home and cooking enough for left overs; and doing large loads of laundry. Look to your community for free activities once the kids get here- that'll save a lot because they are free. Good luck!

We live on the same kind of income. I plan the heck out of our monthly meals and I shop ahead one month at a time. So, I have my food budget, I plan one months worth of meals, I shop for it all at once, and then we stick to our meal plan. It has cut a couple hundred from what we were spending on food bc I've cut out indiscriminate shopping trips to grab dinner.

We live on the same kind of income. I plan the heck out of our monthly meals and I shop ahead one month at a time. So, I have my food budget, I plan one months worth of meals, I shop for it all at once, and then we stick to our meal plan. It has cut a couple hundred from what we were spending on food bc I've cut out indiscriminate shopping trips to grab dinner.

we are an army family so living off what my husband gets is very tough. we made it work for the first 2 yrs but after that i found a stay at home job and have been doing that ever since. when i weighed the option of going back to work but having to pay daycare fees it just wasnt worth it. now im able to bring in my share and still raise our daughter. if your wanting to go that route you can email me at cla10188@aol.com and we can see if its a good fit for you and your family

we are an army family so living off what my husband gets is very tough. we made it work for the first 2 yrs but after that i found a stay at home job and have been doing that ever since. when i weighed the option of going back to work but having to pay daycare fees it just wasnt worth it. now im able to bring in my share and still raise our daughter. if your wanting to go that route you can email me at cla10188@aol.com and we can see if its a good fit for you and your family

I live in Alaska where the cost of living is through the roof. A one bedroom is $1000. We have lived of 30-40K. So if you can't live off 115K, I suggest getting a Dave Ramsey book. Not to be harsh, but dang I wish we made that much. We are also a family of 4. Our monthly expenses are about $2500 a month and that is $1000 in housing and food.

I live in Alaska where the cost of living is through the roof. A one bedroom is $1000. We have lived of 30-40K. So if you can't live off 115K, I suggest getting a Dave Ramsey book. Not to be harsh, but dang I wish we made that much. We are also a family of 4. Our monthly expenses are about $2500 a month and that is $1000 in housing and food.

Don't be so harsh ladies! In some places the cost of living is just higher! I'm in Texas and here it isn't so bad. I meal plan. We eat out once a week, to give me a break. Also, we are blessed enough to have my inlaws give us some of their organic beef and I buy a pork every year after stock show season. It saves a $100-$200 easy a month! Eat clean! It's healthier and it saves money! It cost a me and a friend $100 dollars each to make 20 freezer meals. Each meal feeds 4-6 and just having us, hubbies, and lo's we have leftovers. That's $5 a meal! Cutback on cellphone bills, cable, etc to basic things. Make a budget and stick to it. I too recommend Dave Ramsey! We are debt free at 25/26 years old except for our house and after a few tight years are now able to live quite comfortably on one income. Stay away from credit cards, budget, and live within your means!

Don't be so harsh ladies! In some places the cost of living is just higher! I'm in Texas and here it isn't so bad. I meal plan. We eat out once a week, to give me a break. Also, we are blessed enough to have my inlaws give us some of their organic beef and I buy a pork every year after stock show season. It saves a $100-$200 easy a month! Eat clean! It's healthier and it saves money! It cost a me and a friend $100 dollars each to make 20 freezer meals. Each meal feeds 4-6 and just having us, hubbies, and lo's we have leftovers. That's $5 a meal! Cutback on cellphone bills, cable, etc to basic things. Make a budget and stick to it. I too recommend Dave Ramsey! We are debt free at 25/26 years old except for our house and after a few tight years are now able to live quite comfortably on one income. Stay away from credit cards, budget, and live within your means!

Total cut backs... Being that I have an online business that is not a steady income so we solely depend on my husband. One thing we do for food is cook enough to last a week(I know a lot of people don't like leftovers but it works), If we do decide to go out to eat(very rare) I find coupons and order water (bring Crystal Light instant packs), We don't have cable but we have hulu(I personally love it)!! Always try to not spend on things you can do without...I was on bedrest for my daughter and its hard when its unexpected!! I hope it gets better and good luck!!!

Total cut backs... Being that I have an online business that is not a steady income so we solely depend on my husband. One thing we do for food is cook enough to last a week(I know a lot of people don't like leftovers but it works), If we do decide to go out to eat(very rare) I find coupons and order water (bring Crystal Light instant packs), We don't have cable but we have hulu(I personally love it)!! Always try to not spend on things you can do without...I was on bedrest for my daughter and its hard when its unexpected!! I hope it gets better and good luck!!!

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