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CitiBusiness® Checking Account

This checking account is great for larger businesses with higher average monthly checking balances that make many monthly transactions. It is a non-interest bearing account that offers earnings credits to help offset fees.

Fees & Conditions

Right for you if:

You want a monthly earnings credit on your average monthly combined balance to offset monthly maintenance charges, transaction service charges and cash management or other banking service fees on eligible accountsFootnote 4

Standalone IOLTA/IOLA/IOTA

An interest on lawyer's trust account (IOLTA), also called an interest on lawyer's account (IOLA), or interest on trust account (IOTA) lets attorneys keep client funds in a separate pooled account when the amounts of those funds are too low for individual escrow accounts.

Deposit Administrator Account

Deposit Administrator Accounts are perfect for property managers, CPAs, and business managers of title and real estate companies that administer funds for multiple business clients, subsidiaries or divisions.

Security Deposit Administrator

A Security Deposit Account is suitable for property managers, landlords, leasing companies and any other companies that manage security deposits.
Security Deposit Administrator can disburse interest only payments or reinvest interest earned into the tenant account. Where allowed, SDA will collect administrative fees for the property owner.

Overdraft Protection

CitiBusiness® Checking Plus

This revolving line of credit is linked to any Citibank business checking account to provide overdraft protection and uncollected funds protection.Footnote 6

Average monthly balance refers to the daily collected balances during a monthly statement period.
to footnote reference 3

Your earnings credit is calculated each month if the combined monthly Average Collected Balance in your linked Eligible Accounts equals $5,000 or more ("Eligible Balance"). A variable earnings credit rate based on the 90-day US. Treasury Bill, applied to 100% of the account's eligible balance determines your credit for that month. Eligible balances may be tiered and higher balances may earn higher earnings credit rates. Earning credit cannot be carried over month-to-month and cannot be used for any purpose other than the reduction of designated charges for that month.
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