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Obamacare has been one of the most controversial laws passed in decades, with sharp debate over whether the law's reform provisions will actually result in cost savings for the American population overall. But most analysts are ignoring an important component of savings for millions of previously uninsured Americans.

In the following video, Fool contributor Dan Caplinger notes how most of the attention has centered on the cost of buying insurance policies under Obamacare. Yet as Dan points out, you also have to consider the savings that having health insurance brings in comparison to having to pay full price for health care services. By giving millions of Americans access to the favorable prices for health care services that insurance companies negotiate with health care providers, Obamacare could produce more overall savings than many expect.