VA Home Loan

VA Home Loan

Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan. VA Loans offer flexible options as either fixed-rate or ARM mortgages. You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!

VA Loan Highlights

30-, 20- & 15-year fixed-rate and 5-year ARM loans available

Jumbo VA loans available

Refinance up to 100% of your primary home’s value

VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans

Buy a home with no money down (primary home)

No monthly PMI (Private Mortgage Insurance)

VA loans are governed by the U.S. Department of Veterans Affairs

How VA Home Loans Work

Fixed rate monthly payments are based on interest rate, principal loan amount and amortized interest over 15, 20 or 30 years. Your payment will not change throughout the life of the loan

ARM interest rates are fixed for a period of 5 years. After the fixed rate period, your interest rate can adjust up or down depending on the market

Pay your mortgage at any time without pre-payment penalties

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Refined Lending

We put YOU first.

Refined Lending offers some of the most competitive rates in the Nation!

Fast and efficient, we close most of our loans in 30 days or less.

We offer a variety of loans. Refined Lending will find you the loan that is right for you!!!

**Refined Lending is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.

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