Auto Loans

Austin Telco has fixed rate financing for new and used vehicles starting as low as 2.85% APR up to 66 months. If you're looking to buy or refinance, we have flexible terms to fit your budget. Austin Telco also has a reliable extended warranty program.

With ATFCU's Advantage Auto Loan you get:

Low fixed rate financing for new and used vehicles

The opportunity to take advantage of all rebates and discounts offered by the dealer

No-Hassle dealer network

New and used car vehicle pricing information

Reliable Extended Warranty Program

Flexible terms and payments to fit your budget

Annual Holiday Skip-a-Pay

New, Used and Refinance Vehicles1

Maximum Terms

>730

729-680

679-640

639-600

599-550

<549

60 Mo.

3.15%

3.65%

4.65%

6.65%

8.15%

11.15%

66 Mo.

3.15%

3.65%

4.65%

6.65%

8.15%

11.15%

72 Mo.

3.50%

4.00%

5.00%

7.00%

8.50%

11.50%

Need help searching for the right vehicle?

Austin Telco provides many resources and services to help with that next big purchase. Through Austin Telco FCU Car Buying Service you have unlimited access to free Price Reports and get a Guaranteed Savings Certificate to lock in your savings at the dealer.

Find a New Car

Find a NEW Car

New Model Name

Zip Code*Invalid Zip

Find a Used Car

Find a USED Car

Used Model Name

Zip Code*Invalid Zip

Prefered Auto Dealer List

Our Preferred Auto Dealer List provides a list of quality auto dealers that participate with Austin Telco to provide no-hassle pricing to all members. Bring in your pre-approved certificate from Austin Telco to one of our participating dealer representatives.

Below are some other helpful car buying resource links:

Whether you're looking for a vehicle now, or already have a vehicle financed elsewhere, call the loan department at 512.302.5555, ext. 7194 or email the loans@atfcu.org

1Annual Percentage Rate. All rates are expressed "as low as". Auto loan rate advertised is our lowest rate for the purchase of a new or used vehicle, or the refinance of an existing loan from another lender. Actual rates may vary depending on credit qualifications. Rate and terms subject to change without notice.

New Vehicle - New, never titled vehicles; or new vehicles titled in the past 30 days.
Used Vehicle - Any previously titled vehicle

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 512-302-5555 for assistance. Please be assured that all products and services available on this website are available at all Austin Telco branches.