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Latest News from the Insurance Industry

Important Information About the Insurance Industry and How It affects You!

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Dependent eligibility
UPDATE: BCBSM's
good news about coverage for young adults
Last week, we told you about the Blues' policy of making sure that young adults
can remain on their parents' coverage up to age 26 in advance of the federal
requirement. In case you missed it, we're republishing the link to a helpful
Q&A.

3
Michigan insurers adopt health reforms early

Nathan Hurst and
Christina Rogers / The Detroit News

Washington
-- Three Michigan
health
insurers will be "early adopters" of a key provision of the nation's new
health care reform policies, a House aide confirmed Wednesday.

Priority Health and
HAP have agreed to extend coverage to children up to age 26 on their
parents'
health plans
ahead of the deadline for companies to comply, said Alan Mlynek, a spokesman
for Rep. Sander Levin, D-Royal Oak. Blue Cross already has a plan in place
that does not drop young adults mid-year when they graduate.

Regarding
HAP's implementation:
Beginning with plan years that begin on or after 9/23/10, the Health
Care Reform law will require dependent child coverage until the age of
26. The Secretary of Health and Human Services has been encouraging
plans to adopt this provision before its effective date to avoid any
gaps in coverage that may occur for those people who may otherwise lose
their plan eligibility. HAP has decided to adopt this provision prior
to required effective date. At this point, it is unclear as to when HAP
will have the appropriate regulatory authorization to offer this
extended coverage. The Legal Department is currently working with the
Office of Financial and Insurance Regulation to expedite the
authorization.