Professional and business services lending policy

Our Professional and Business Services Lending Policy allows you to use the value of your practice to set up or expand. We recognise the value of your cash flow, goodwill and professional standing as part of the lending criteria:

Up to 90% of loan-to-value ratio

Available for practice purposes up to $10m

Can allow for more effective tax planning (both personal and business).

Insurance Premium Finance

Business insurance is an essential cost for all business types, whatever the size. If you need to pay a lump sum premium for your business insurance, consider financing the cost. Your insurance premium will be paid up front by Westpac, and you can spread the cost over 12 months.

Not only can insurance premium funding help free up your cash flow, you may even be able to claim a tax deduction on the interest. Smoothen the highs and lows of cash flow

Enjoy competitive fixed interest rates

Finance available without tying up other business and personal assets.

Finance Lease and Asset Finance

We offer a range of financing options allowing you to access the most up to date equipment.

Pre-approval up to $150K (subject to application and approval process).

Flexible choice of loan terms

Rate fixed for the term of the agreement so you know what the costs will always be

A revolving facility makes obtaining additional funds easier

No capital outlay required.

Contact the professional and business services team

Include your contact details in your email and an Industry specialist banker will be in touch.

Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.