Are you a startup eCommerce company or business, do you have an online commercial venture and looking for a cheap, affordable, but reliable and best Indian Payment Gateway in India to kick-start your business? Then definitely try CCAvenue, one of the best and India’s leading payment solution provider. CCAvenue is one of the largest payment gateway in India which caters to various sections of the ecommerce industry, starting from small volume of startups to very large scale businesses. What differentiates CCAvenue from the other competitors is their top-notch customer support, easy and friendly setup process and easy integration with almost all possible shopping carts and platforms.

With the ecommerce industry booming and competition becoming fierce, ensuring a hassle free and smooth transaction, quick and flexible payment options to a customer is the key to make your business successful. This is where the payment gateway plays a crucial role as most customers look for a convenient and quick way to make payment using credit cards, debit cards or online banking. Gone are the days of expecting a customer to make a cheque payment or NEFT, unless you are dealing with exclusive products not available online easily.

Having a Payment Gateway on your website also plays a crucial role in earning the trust of your customers, as it definitely boost the confidence of customers that the website is genuine and legitimate.

CCAvenue with their new Free Pricing model aims to encourage and consolidate the entry level startup businesses. For a startup ecommerce business, many of whom want to test their innovative ecom ideas and ventures, payment gateway setup fees and charges were the most deterrent factors. The free pricing model will also encourage the established but low volume businesses to implement payment gateway on their websites, and if successful they would definitely upgrade to the next tier.

Payment gateway options in India have been few and limited, but steadily increasing over the last few years. List of some Indian Payment gateway providers are

CCAvenue is transparent about its pricing policy and offers one of the best rates among its competitors. Under the new pricing model which was introduced on 12th February 2013, CCAvenue now offers their entry-level ‘Economy’ payment gateway package for free. The set-up fee for the Economy scheme which was earlier Rs. 7500 is now free while the ASUC (Annual software upgradation charges) amounting to aprrox Rs. 1200 p.a. has been waived off for the 1st year.

Although the Transaction Discount Rates (TDR’s) on each transaction are on the higher side, this still provides an option to the limited budget entrepreneurs to test the waters before going out with guns blazing.

CCAvenue can be easily integrated with various platforms. Ready made CCAvenue integration API’s are available for the following third party shopping carts.

BuildaBazaar

Cubecart

Drupal

Interspire

Joomla

Magento

Martjack

Moodle

nopCommerce

Opencart

osCommerce

Prestashop

Virtuemart

WHMCS

WordPress

Zencart

Applying for CCAvenue Payment Gateway

If you have an online ecommerce website selling physical or virtual products, you can apply with CCAvenue.

Products/goods or businesses which are NOT accepted by CCAvenue are listed on their website here.

Before you apply, a few basic requirements.

Your website should be fully functional and live.

The website should have the following pages/links clearly visible and functional

Once you have the information updated, you can sign up from here and also check the other requirements.

After you sign up on CCAvenue,

You will be redirected to CCAvenue’s payment page where you can pay CCAvenue’s set-up fees (if opting for Premium or Privilege Account package) either by credit card, net banking or demand draft or even a cheque (drawn in favour of AVENUES (INDIA) PVT. LTD.). Customers opting for the free package will not be required to make any payment.

Your information is then processed and scrutinized by CCAvenue’s Business Development and Security team, who take about 1 to 2 business days for processing an approval. During scrutiny, you may be asked to provide more details on the nature of your business, business owner details, bank account details, etc..

If approved, you will receive e-mail from CCAvenue with the good news and a list of documents required from you by CCAvenue. You will also have to download the CCAvenue Client Service Agreement from the site, which you will have to print it out on a Rs. 300/- stamp paper and get it signed by the Authorized Personnel of your firm/company.

You then have to post/courier/hand deliver it at AVENUES (INDIA) PVT. LTD., Plaza Asiad, Second Floor, S.V. Road, Santa Cruz (West), Mumbai 400054, India within seven days of receipt thereof. When we receive payment and complete documentation from you, your account will be configured and activated to accept payments from the following credit cards – American Express, Citibank E-Cards, Diners Club, JCB Cards, and Visa.

Please Note: At this point in time, due to revised procedures initiated by MasterCard, configuring MasterCard, will take approximately 8 to 10 weeks from the date of activation. You will receive an Email, containing the integration procedure, which will guide you to integrate your site with CCAvenue’s payment gateway. If all the requisite information is provided to CCAvenue to our satisfaction, you could be approved in less than 24 hours and go live within 72 hours, therefore it is advisable to fill in complete details in the SIGN UP form. If however, your registration is disapproved, the monies paid by you towards your CCAvenue account will be credited back to you immediately.

This article is for informational purpose only. Viewers are advised to research with due diligence about all payment gateways and choose as per requirement. Feel free to comment or give feedback below.

I have made a transaction using Kotak Bank. The amount is deducted from OS PUECOM. Can anyone tell me PUECOM code is of which payment gateway so that I can call them as the payment has not reached the merchant and they are claiming it from me. Please assist.

We have three different virtual terminals available registered under 3 different companies. We offer virtual terminal services to multiple internationals and we pay them every 7 days through either paypal, wire transfer or western union. We have great customer service and we always have contact with our customers despite the difference in time zones. We give our customers access to this terminals where they can charge customers directly through their credit/debit cards, send invoice and manage their account. We also offer state of the art balance history where you can manage your finances and analyze your growth rates. We even offer pay roll and bill payments for your employees. Contact our head of customer relations at brayonairo@gmail.com or skype me at briankiriba.

You can try out fethr -( http://www.fethr.com ) . fethr lets any merchant start accepting payments in less than 3 days all you need to do is register on fethr ,submit the online activation form and choose your payment app & start accepting payments. fethr currently supports all major Master & Visa credit and debitcards and netbanking of 8 major banks.

hi, all the above gateway are good ,but no doubt that zaakpay payment gateway is exceptionally outstanding in terms of instant approvals ,charges and services specially so you can try this out ….cont- kshitij@zaakpay.com 7838747755

EBS is a pioneer to associate with multiple acquiring Banks for providing Payment Gateway services to offer Master, Visa, AMES, JCB, Diners, Net Banking & Cash Card brands on a single platform. Once you place the order your gateway will activated in 24 hours. Please feel free to call 9828 999 663 in case of any clarification required.

Online payment gateways are very interesting for businesses and customers, but to choose the right one it can take some time. Safety and quality sure are necessary, but it is also important to check if the provider has a good customer service. Because when you have a problem or a question it is easier to call. Some gateways do not propose a good customer service and they do not answer the requests so it can be a little disappointing. Good article.