DSK Bank - Asset Quality

DSK Bank's non-performing loans reached 15.1%
of total loans at the end of 2015,
down
from 15.5% when compared to the previous year.
Historically, the NPL ratio hit an all time high of
21.5% in 2013
and an all time low of
2.27% in 2006.

Provision coverage amounted to 93.9% at the end of 2015,
up
from 88.5% compared to a year earlier.

The bank created loan loss provisions worth of 1.71%
of average loans in 2015.
That's compared to 2.78%
of loans the bank put aside to its cost on average in the last five years.