eSignLive Digital Lending Solution

Automates the lending workflow with e-signatures and e-vaulting – from origination to funding through to the fulfillment and servicing of the loan

Manages the delivery, acceptance & signing of disclosures and documents in the loan package

Facilitates the secure transfer of e-chattel contracts (e.g., secured loans and leases) for lenders and investors between various parties and other e-vaults, while maintaining a single authoritative copy

The eSignLive Digital Lending Difference

Automate the lending process on a single platform built on decades of lending experience

eSignLive is used by the world’s top lenders, including Wells Fargo, RBC Royal Bank and US Bank. We balance ease-of-use with the highest levels of security and compliance, while providing the most options to automate any part of the lending workflow – including origination, closing and post-closing processes.

Easy to Use

Easy for consumers, dealers, lenders and investors to engage in the lending process. Delivers trusted and convenient user experiences to increase adoption and shorten transaction completion.

Compliant with the most stringent cloud and document security standards. Meets ESIGN, UETA, UCC Article 9 and TOLEC that set standards for electronic documents that are pooled, sold and securitized.

Deployment & Scalability

Provides a single platform with a wide range of data segregation and deployment options (SaaS in the cloud and on-premises) to meet your IT and business requirements.

Single Platform Solution

An end-to-end digital lending solution built on a single platform capable of managing the full spectrum of lending processes

From signature through to the secure vaulting and registration of the loan, we help automate loan processing via a single-vendor solution.
The eSignLive Digital Lending Solution is comprised of the following services:

eSignature

eSignLive’s eSignature service ensures that loan/lease documents and disclosures are electronically delivered and signed

Consumers can e-sign with a simple click from any device

eVaulting

eSignLive’s eVault Manager assures the tracking and secure storage of the authoritative copy of the eChattel contract

Securely manage the transfer of contracts between various parties and other e-vaults via TOLEC

Blockchain

Optionally leverage blockchain technology to record operations such as the registration of the loan to further strengthen compliance and audit

Easy to Use

An intuitive experience throughout the lending process to drive adoption and achieve high completion rates

We make it easier for all participants in the lending process – consumers, dealers, banks, lenders, investors, document custodians, auditors and servicers.

Easy for Consumers

Deliver disclosures and documents in the closing package to borrowers across any channel and device.

Scalability

The only solution to provide a single platform that scales to meet your growing requirements, while maintaining high security, compliance and performance.

Segregated Storage

Supports multiple eVault databases on a single registry, allowing segregated storage for multiple lines of business.

Implement the solution as a shared service that can be easily accessed by any group or division.

Vault-to-Vault Transfers

Supports the TOLEC (Transfer of Location of Electronic Contracts) standard to facilitate transfers between internal & external e-vaults and to enable the control of digital assets in accordance with laws.

High Performance

Registry-based operations provides high performance for large pooled operations.