Richard Reck

Richard Reck

Richard Reck

Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

In my effort to treat others as I want to be treated, I am more interested in the quality of the service provided rather than the number of transactions completed. Because buying a house or selling your family home can be emotionally draining, your selection of the right person to represent you, who has your best interest at heart, is very important. As Residential and Commercial Real Estate Agent and Commercial Buyer for more than 20 years I have had dealing in a number of cities in the United States and a few foreign countries which more than qualifies me to assit you in achieving your real estate goals.

Deacon, Parish of the Resurrection (Youth, Homebound and Hospital programs)

VFW Member Post 7333 Randolph NJ

Tres Dias member

Cursillo member

Area of Expertise

While I more than qualified to perform all the responsibilities associated with the selling and purchasing Residential Real Estate in all Northern New Jersey, my preference is to concentrate in Randolph, Roxbury, Rockaway, Denville, Mt. Arlington, Morris Plains, Morris Township, Morristown, and Mt. Olive in Morris County.

In my more than 13 years of experience I have worked with, New Buyers, Downsizers, and Upsizers (new word). Customer References available upon request.

Personal Note

On a personal level, I have been married for more than 44 years and have two married daughters who have blessed me with four wonderful grandsons. I had a wonderful 35 year career in the Communications/Information Industry and am currently a Deacon in the Diocese of Paterson assigned to Resurrection Parish where I work on retreats with adults and young adults and have a number of other responsibilities. For more than 35 years I have been resident of Morris County, in Randolph and Mount Olive Townships.