When you’re having a difficult discussion, remember that you can’t control the other person’s response. You shouldn’t be mean or insulting—just firm and reasonable. After that, the situation is out of your hands. If they get offended or their feelings get hurt, you shouldn’t feel guilty.

Believe me, I understand there are a lot of questions about this topic and many "but what about this" situations to consider. That’s why I devoted two chapters in Love Your Life, Not Theirs to talking about money, even when it’s hard. And that’s why you should make it a habit.

If you’re tired of keeping up with the Joneses and ready to begin practicing money habits that will change your life, then Love Your Life, Not Theirs is the perfect book for you. It doesn’t release until October, but you can preorder it today and get $70 worth of free digital bonus items!