New Start

Hello everyone been gone a couple months still trying to work things out. Finally came to the conclusion that im just going to save and buy good equipment instead of trying to start out with very used stuff. I recently bought my cousins 2004 Chevy 5 speed 74k which I love buying another 6x12 trailer in a couple weeks then going to save this year and decide on a z turn. got everything else trimmer, blower and so on and ill be ready to roll I cant be more excited to start working on my own being my own boss. and working in the landscaping industry which I love. Still keeping the business name Top Quality Lawn Care

Yeah I actually was going about the route of getting a 36" exmark or so this summer and a zturn to kill two birds with one stone incase I need one or the other. Thanks for the compliment bud. Going to start mowing next season.Posted via Mobile Device

I'm doing that I don't see why not its 48 months with 0% I looked into one and payments was going to be about a 100 a month. Gonna buy me a trailer and a decent walk behind then finance me a new zero turnPosted via Mobile Device

I have no qualms about an equipment payment. Good debt will make you money, and at 0% there is no reason not to. It doesnt cost you anything, you have more liquid assets on hand, and you have a new reliable mower with a warranty and dealer support. If you buy used and the mower craps out on you, the dealer wont be giving you a loaner. Buy a new mower from them, and they will take care of you in any way possible. Just make sure the equipment is insured so that if it stolen, the loan will be paid off.

Two schools of thought on financing a mower. Some insist on cash payments for everything. Others will take advantage of free money to make more money. For instance, drop 10k cash on a mower and you own it, but your account is 10k lighter. Finance it at 0% and put that 10k in a CD or other financial vehicle with garanteed returns and make money on the 10k while the mower pays for its self.

Some people are scared of debt at all costs, others welcome good debt and leverage it properly to make more money or some other benefit. I use a Chase Ink business credit card for ALL purchases and some months I can have a bill with a few thousand in "debt" while the cash is in the bank. Pay it off in full, and reap the rewards of the card like free vacations, flights, even statement credits and end up getting your new back back blower or trimmer for free.

Either way isn't wrong. Different strokes for different folks. But making your money work for you is alot better than working for your money.

Last edited: Jan 23, 2014

Just like everyone else on here, I have stuff that cuts, whacks, mows and blows. And way to haul it around.