Individual-Retrospective-Rating Program

An employer participating in this program may earn a possible premium reduction by assuming a part of the risk.

Thank you for your participation in BWC’s Retrospective-Rating Program. As you know, we evaluate your premium annually and bill you for the adjusted premium based on incurred losses and audited payroll for the 10-year evaluation period.

Due to the Coronavirus (COVID-19) pandemic, you may defer payment of the adjusted premium until June 1, 2020. The deferral is automatic – no application is necessary; and we will not assess penalties for deferring payments. However, we will accept your payment if you choose to submit it as usual.

If you have questions or concerns, please email our employer program unit. We are out of the office teleworking to slow the spread of COVID-19, but will respond to your inquiry as soon as possible.

Report actual payroll for the preceding policy year, and pay any premium due upon reconciliation of estimated premium and actual premium for that policy year no later than the date set forth in Ohio Administrative Code 4123-17-14.