Re: Chexsystems?

The Chexsystems report covers your bank accounts. They list enquiries for opening new accounts, what checks you have been issued (not all check issuers do this), and then any negatives. The negatives include if you have written a bad check, overdrawn your account (not sure how badly you need to do this to be listed), drawn funds on a closed account, failed to pay any money owing to the bank on time. I have not come across any monitoring service which lists Chexsystems information, so the only way I know to check your report is to order it directly from them.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.