11-30 mil loan 7% flat interest xfer fee included. I need good confidence that this will be paid back before I will loan an amount of this size.

31-50 mil loan 10% flat interest xfer fee included. I need to have very good confidence that this will be paid back before I will loan out such an amount.

Delayed Repayment: You can defer the start of repayment of the loan by 1 month for an additional 3% interest added on. Can defer for longer periods of time upon my approval.

NUB players may also take out loans but will need someone to back you up in the event of a default. This is more important for beginning NUB players rather than ones who have fairly well integrated with game and its society.

Every time you take out a loan your Credit Rating may change. At a CR of +5 and every multiple of 5 thereafter you are eligible to take out a loan of up to 10 mil at only the xfer cost or 1% total interest in other words.