I once had a cousin who kept calling me an extreme couponer in a very derogative sense. The nice person that I am kept forgiving her but later on found out that she was mistaking my couponing skills with what she thought I was very obsessed with.

Let bygones be!

Anyways, coming to the point, an extreme couponer is not a derailed shopper who is impulsively picking up things off the shelf and throwing them into her cart. An extreme couponer, on the other hand, is a smart savvy shopper who knows the value of money and is not ready to pay the store one extra dollar.

The extreme couponer knows what he or she is doing!

Take for example Katie my neighbor. She is my favorite person to go grocery shopping with. She is an extreme couponer and by that I mean sometimes these smart lass picks up products for a steal or even for free. I mean these are products that you have to pay through your nose. But for Katie, it is a child’s play.

Of course, she is experienced and like I said smart!

What does Katie do?

Katie has a stick pantry list hung up every first day of the week on the fridge. She allows her husband and two kids to add anything that they would like from the stores too. She has a final word there though!

Then she gets about looking for capons on these products. Once she finds them, she clips them. Katie also writes product reviews and earns coupons from manufacturers too.

Now all that Katie needs to do is to wait for a sale or product promotions. She rushes to the store and gets a steal on most of her products. Her savings are humongous. And is she happy? Boy, she sure is!!

By the way, Katie loves to collect her coupons on Couponobox. She let me her secret, Ssshhhh!

Marketing is a job that requires true talent, perseverance, and presence of mind. When you have a customer at hand, you need to know, understand and approach them in a way that will influence them, all in a matter of minutes. You do not have the time to do a detailed case study of the customer nor can you use the same approach for one and all.

When there is a purchase decision to be made, how can you influence your customer? Here is how:

Packaging – Majority of the buying decision is influenced by the product itself. if the product is packaged well to suit the target audience, half the work is done. As a marketing or salesperson, you are the face the customers see and talk to. Take their inputs, understand what they are looking for and give the company a feedback.

Price – The cost is one of the most influential factors in buying a product. Some people look for expensive products because they feel the higher the price, the better is the quality. Some look for low prices as they want it all within a budget. Very few lookouts for value for money. Understand which category your current customer belongs to and approach them accordingly.

Approach – Everyone likes to think they are different and unique. Hence when you are trying to influence a purchase decision, look for clue and cues to follow up on, that will pertain to the specific customer. This way they will feel the product will suit their needs.

Don’t Push – No matter how bad may be tempted to push a product on to a customer, don’t do it. You may probably thing just another nudge will make the customer buy the product but it may work in the opposite direction and get the customer all suspicions and look for alternatives.

Feedback – Give your customers feedbacks you received from other customers. Ensure your sound genuine and you give real-time feedbacks rather than made up reviews. This will encourage the customer to opt for the product because someone has tried and is happy with the product.

For Ex: If you are selling hair regrowth devices, giving the customer feedback from other buyers will influence their purchase decision to a great extent.

The best way to teach new things to your kids is through games and fun activities, especially if it is something as complicated as handling money. Money is important for everyone and it is a good idea to know about it from early ages, not because you save it but because you understand how to spend it wisely. There are many fun activities that you can do with your kids to make them understand the value of money without putting the worldly pressure on them.

1) Board games: It is a fun way to teach children how to handle money without stressing. There are so many board games in the market to choose from, each of these games come with different rules, some simple while some complex. You can start with simple games where you can buy and sell stuff as part of the game. It is also a good way to teach kids about numbers, additions, and subtractions. Do visit StarWalkKids to explore the variety of board games you can play with your kids.

2) Savings Scavenger Hunt: You can play this fun game with a little older kid who can access the internet. In this game, you make a list of items that you need to buy as part of grocery shopping, and each family member search for the items online and the one who finds the cheapest ones win. You can play this activity in any store to look for discounts and offers and the family member who finds more discounts wins.

3) Role Playing:Role-playing games not only teach kids about handling money but also teach them to step into other person’s shoes and know the world from their perspective. You can play fun games with kids where they can pretend to be the elders in the house who have to manage all the grocery shopping and other expenses.…

If you thought that modern technology will soon replace the retailing sphere so much that offline stores will vanish from the face of the earth; think again!

This does not look even remotely possible.

For one that offline stores and online stores can co-exist peacefully. They have almost maintained so much harmony all along and we have good reason to believe that they will in the future too. No apocalypse in the near future that will destroy the offline shopping scape, so rest assured.

But engaging the offline shopper in the stores is a challenge quite big for the retailer today:

Now keeping in mind the convenience that an online shopper has to shop from the convenience of his own home and get the stuff delivered to his doorstep and without even stepping a foot outside his threshold to make payment even, it becomes imperative that physical shops try to give such experience to their real shoppers that is not really possible to be given on the online forum.

Daunting yes! But not impossible!!

Check on the history:

Have there been any events by the store that was super successful? If yes, you could think more about those lines. When you know your customer’s choices, it is easy to cater to them emotionally as well. For example, a neighborhood store that sells premium gadgets gave SleekWristBands to their walk-in customers with surprise coupons that they could put in the raffle box and had a chance to win a gadget of their choice! The event was super successful and the number of footfalls plummeted!!

Competitions?

Any chance to win, contests of skill and luck are a great draw. Caption contests and art contest do very well on the front. A studio once came out with a photography contest with a caption every day. The sales that the studio did in that quarter was mind-blowing!…

The dictionary is one place where you can learn something new every day. Unless you are professional in what you are working on, you will not be familiar with certain terms, for instance, the kanus and the kayak. What is the difference? Only a professional in water sports can tell the main difference between a kanus & a kayak, and which one to use when.

There are several kanus and kayaks for different activities, for different water conditions, and for different skill levels of the paddler. Hence, you must make your choice properly. Hence, for all those who are new to water sports, here is a quick glance at the major similarities and differences between a kanus and the kayak.

First the Similarities

Both are small boats.

These are light in weight.

These are propelled using paddles.

These are controlled with the help of people.

Both are used for recreational activities and for water sports such as fishing, boating, racing, etc.

Next the Differences

However, each is different from the other mainly in terms of two things:

The position of the person in the boat – While in a kanus or the canoe, the paddler is seated in a kneeling position, in a kayak, the paddler sits in a regular sitting position.

The type of the paddle that the person uses to propel the boat – On the other hand, a kanus or the canoe makes use of a paddle that is single-bladed to propel the boat. Whereas in a kayak, the paddler makes use of a paddle that is double bladed in order to paddle through the water on both sides of the kayak alternatively to move ahead.

Now that you have mastered what is what, you can go right ahead to buy what you need for your purpose. Check out surflagune.de for a wide range of kanus and kayaks.…

When you lead a healthy lifestyle it is not just your body that will thank you but also your wallet! When you scrutinize the finer details you would understand that there are several ways in which a healthy lifestyle is one where you also tend to save a lot more money than usual. Imagine all the medical expenses you avert when you are healthy!

Cut down the takeaway expenses

When you lead a healthy lifestyle you would be preparing home food most of the time and saying no to packed and processed food. This can show a huge drop in your monthly expenses and you would also find your body feeling cleaner and more energetic.

Slashes down your medical bills

A healthier family spends less on the medical bills. Medical expenses are often the biggest expenses most families make today.

Reduce your gym and diet consulting costs in the long run

You would not need special fitness programs and diet plans if you make healthy living a habit. You would be able to maintain a healthy weight without spending too much money on losing weight.

Bid adieu to all the unhealthy habits

Unhealthy habits like smoking and drinking cost a lot of money and also destroy your health. So giving up on them means saving a lot of money. Drug detox methods to pass drug tests are very popular these days. Take a look at PaySpi for more information on drug detox methods. These are useful not just to temporarily pass the tests but also to eliminate the drugs and toxins out of your body and start fresh with a healthy lifestyle.

Healthy modes of transportation would cost you relatively lesser money

Healthier modes of commuting would include walking as much as you can and using your bikes. This is also going to cut down your fuel expenses while also keeping you fit.…

We all dream big of getting off to our favorite destination someday. So, if you get the chance one day and you have a sound and stable financial account, instantly grab the opportunity and let your dreams get colored.

Next criteria you need to consider is about spending time on the sites which cannot afford to miss during your one-time travel. People usually take the help of reputable online booking sites because they offer you the best travel package tickets like that for sale at dreamguides and maintain that level of professional and the most enjoying traveling experience in your life.

There are folks who also wish to travel in a complete adventurous mood. For them, things are not so easy. They need to check regularly on the internet about each and everything regarding their journey. Here are some best tips for booking holidays online.

If you are opting for holiday combo, you need to consider booking for baggage charges, flight fares, and even the local cab rates. Make sure there are no additional or hidden charges for any of these transfers. It is also important to ensure if there are scheduled direct flights to the destination and back.

Check with the climatic conditions and pack your bag accordingly. But if there reports a hurricane season, it good to drop that destination and find another one.

Consider noting the visitor’s reviews and ratings about the destination. And also try to understand the facilities available in the nearby area.

Be read with the valid passport and other visa requirements. Some countries require the validity of your passport to be in terms with another six months after your stay in this location. Double check with all such details.

Go through the terms and policies of place arranged for accommodation.

Having a systematic approach to all the things we do in life, is a sign of the immensely required quality of being organized, we are all organized to a great extent. When it comes to being consistent there comes the problem, we frantically search for things in a hurry as we are late for an important meeting and hell breaks loose. As they say, organized people have one thing in common; they create a process around them to do certain things in a particular manner, and never deviate from their plans.

An investment decision or tracking the financial markets, they have the routine to it every single day that registers in their mind and is a great way to know how your funds are doing, without keeping it as a dead investment.

organized people use the tools and help them to make decisions to have a better time management, they set reminders, help to visualize time and break the work into smaller schedules to complete the tasks well in ahead

organizing the priorities while having many commitments will help in finishing all the job with ease and avoid the rush, the perfection they look for are sometimes insane, however, it works with the requirements in today’s highly competitive world

less is more for them, without piling the to do’s into a long list, organized people execute all the task well so that fewer things are pending and there is a lot of time to research and analyze better ways to finish the job

choosing simple solutions over highly complicated methods is a trait that organized people have, check this case for essential oils on Amazon, a simple skin allergy test and the benefits will help them to choose the best from the rest, unorganized people will tend to be impulsive and buy stuff that they rarely use.

While online shopping is a most exhilarating experience for many of us, there could be times when the cautious approach is required. The world of the web is increasingly becoming data-centric; a lot of personal information is exchanged over these virtual networks and protecting your privacy and the securing of the data is highly important.

While information is exchanged through various sources the safety and the security of our personal data is extremely important and cannot be emphasized enough. This information could be stored and sold elsewhere without our knowledge; most importantly, the online shopping escapades have most of the details that could be shared elsewhere.

As exposure to social media is on the high, we often fail to realize how much data is shared either in form of images, photos, messages that are susceptible to be hacked.

password protect your files with the complex combination, that would be difficult to use, using common names will help the hackers to phish the account easily

Secret questions should be secret and not common. like pets name or your first name, that could be easily traced from other sources

social media should be limited to share views and take information that would be helpful, sharing personal details should refrain

those digital trails should be limited, leaving a lot of information footprint could be subject to data breach and information to be sold to hackers

change passwords frequently and limit the usage of online services, as that is the most common point where data is shared

everything is purchased and companies can buy youtube subs for giving reviews about their products to favor more traffic and sales

for making the bulk customer sales reviews that are published online, one should always use their prudence and read about the product from various sources before buying expensive gadgets online.

If you are looking for instant gratification, then we believe that short-term trading is the thing for you. Traders are able to generate effective results and make good profits using short-term trading. However, if you are not careful you might end up losing your money than making any profit.

Using short term forex trading indicator is the best way to ensure that you make a profit. Traders around the globe tend to use this indicator to generate profits and make right decisions. Using this indicator can offer a number of benefits.

Benefits of Short-Term Indicators

Traders are able to make better decisions because of the indicators ability to provide them the right kind of information. They are able to use this information and the signals to enter or exit a position. The forex short-term indicator is the best that traders can find on the market. It allows them to determine the oversold and overbought levels.

The indicator even allows them to determine the current marketing condition along with the market decision. Due to this information, traders are able to avoid strategies during flat market conditions. Likewise, they can save themselves by avoiding picking bottoms and tops during strong marketing condition. All these things are imperative especially when a trader is keen on making big money in little time.

For effective short-term trading, you need to have a complete understanding of the price action. For this, you traders comprehend the working of price action patterns. The forex short-term indicator can do that for them in a seamless manner. It tends to provide you with information regarding the volatility of the market i.e. is the market really moving and will you be able to generate profit. It comes with information that will help you understand the volume of the market whether the market is popular with other traders or not.…

Choosing the right dog for your home might be tricky because you will not know what you’ll be getting at the end of the stick. Sometimes, the dog turns out to be exactly like what you wanted, and sometimes, it may turn out to be very naughty and disastrous. There are various things that remain uncertain when you go off to choose the perfect dog – by its personality, the medical condition, various behaviour issues, etc. So, how do you exactly avoid all these problems and get the best-chosen dog? Let’s find out.

Ways To Identify The Best Dog For You And Your Family At An Animal Shelter

Decide What You Want : This is the first and foremost thing one should take care of, before buying the perfect dog. Know the various kinds of breeds, their advantages and disadvantages. It is also recommended to know about the traits of various breeds as well. If you want the dog to be energetic, make sure you choose the dog from that breed only. If you want a very calm dog, make sure to select that type of breed only.

Know The Body Language Of The Dog : It’s very important to know what the feelings and desires of the dog, that you just went to see at the animal shelter. Sometimes, it may happen that the dog tries to express some feeling, wants to say something to the prospective buyers, but that just go unnoticed. Sometimes, they want to share their experience of living down there, whether they are happy or not.

Places To Buy : If you’re planning to get the right dog, you have two options besides you. One is obtaining the dog from an open shelter – where the choices might be high, but the owners will not get time to know each and every one of them. Closed Shelters doesn’t take dogs from the public, and have a very limited number of dogs. But all the dogs are well known to the owners.

Other Tips : It is recommended to see those information cards on the dog kennels, whether the dog has a name or just a number. Also, see if the dog is careless towards its belongings or not – see the bed of the dog to get a good idea. You can search on Google to get the reviews for the best dog beds 2018 if you want to get one for your new dog. Make sure to talk to the owners and inquire about the dogs and also try to avoid visiting shelters during any busy or sale days.

If you plan on using sex swings, you should always prioritize safety. After all, nothing can kill the mood as efficiently as hurting yourself. And, one of the most essential tools at your disposal when it comes to safety is the spring. Let’s take a look at why it is so.

We will try not to get too sciency, but we have to say that the main reason is inertia. For example, imagine driving your car at an average speed. When you want to stop, you will lightly press the brake and take your time to stop. That way, you will feel just a bit of force pulling you forward.

However, if you drive a bit faster, and you suddenly have to hit the brakes hard, it is very different. Namely, forcing a stop over a shorter distance will exert that force a lot faster. If you ever had to do this, you know how it feels. The reason it happens is the rapid change of speed. If you instantly stop something, a lot of force has to go somewhere in a very short time.

The principle is the same with sex swings. As you use it, you are very like to bounce from time to time. Without a spring, your motion instantly stops and transfers the impact force back to the hook. That can damage the entire set up and potentially lead to a big issue.

But, if you have a spring, you actually get a few inches of spread. As the spring gives you a bit more movement, the force you exert on the hook is significantly lessened.

Interestingly, if you buy a sex swing (Swing over to cumswingwithme) that has a spring, the manual might recommend not using the spring for weights above 200 pounds. However, it is exactly at heavier weights that using a spring becomes even more important. After all, the more weight you bounce, the more impact force you generate.

The reason they recommend not using it is that some companies don’t treat the spring as a safety feature. Instead, they just use it to generate more “bounce” during the use. Another common reason is that they just don’t make springs that are strong enough.

So, if you want to use a sex swing with weights that surpass 200 pounds, what should you do? Well, the answer is simple. You should get a stronger spring yourself. We would recommend using a drawbar spring, as they come with an additional safety measure. Namely, they come with bars that go through the springs to help carry the weight. Even if the spring portion of it fails, the system will still carry a static load.

And, furthermore, drawbar springs are relatively easy to come by. You should be able to find one in a nearby store.

In the end, no matter how much you weigh, you should always try to stay safe during sexual play. We would definitely recommend using a spring to help support the sex swing. And, if you are over the weight limit that the manufacturer recommends, you can go to the store and get yourself a stronger spring.…

The traditional way of dealing with wrinkles in clothes is by using a iron. Well, times are changing, and with it, so are the methods of fighting wrinkles. The mighty steamer is a formidable opponent to the iron. Will the king finally be dethroned? The steamer has a lot of advantages over the iron. Including important things like simplicity, effort, and time. The only thing you need to use a steamer is just water and the steamer itself. Unlike the iron which requires an ironing table along with the super heavy iron itself. People hung up their clothes while they took a shower, and when they were done, they noticed that the steam smoothed out all the wrinkles in their clothes. This is the same concept behind the steamer. It uses steam to crush all the wrinkles. Nobody wants to lug around an incredible heavy iron and a big ironing board with them. There is no way someone can squeeze all that stuff into their already stuffed luggage. Steamer can also occupy quite a bit of space. But there are travel steamers that are made for travel. They are more compact but pack the same punch as a normal steamer. Their compact design allows for them to follow you everywhere. This way you will never have to worry about wrinkles in your clothes again. And there are more benefits to steamers than you realize. There are no chemicals so you do not have to worry about chemicals in the air. This is a common worry for a lot of people. When they see the steam flowing out, they get worried if there are any cleaning agents or other irritants in the air. But be assured, that the stuff coming out is just heated water. who sells the best travel steamer is for you to find out.…

Online dating can be a rough world. People are really judgmental and have no problem saying mean things. It is especially easy to talk shit behind a screen. Behind a screen you feel untouchable, if you say something mean in person, you might get your ass beat. You also have to consider that online dating gives you more variety. Well after you have found someone who you think might be your soulmate you should probably give a gift. One of the main problems with gifts is the price. There are many ways you can get gifts for cheap, or at least save money on gifts. One way you can get a powerful but still cheap gift, is to bake it yourself. Homemade goods taste really good compared to store brought. Everyone can appreciate the effort it takes to bake a delicious cookie. As long as you follow the recipes, your food should taste great. Although, just to be safe, taste it before you give it as a gift. A good gift idea would be pictures, maybe a framed picture of a defining moment you had together. This is cost efficient, and it can mean a lot. This means a lot because it shows you reflecting back on the experiences you’ve had together. Another thing you can do as his girlfriend, is to offer him sex. It’s basically free, and no guy would ever refuse that. That would be one of the best gifts he has ever had in his life. Your love and intimacy cannot ever be replaced. You can offer him a different experience if you don’t want to offer him that. Maybe a dinner, or a special movie, or a picnic at the beach. There are so many things you can do to be cost efficient and give him a great gift.…

Having your own piece of property is something many of us dream. We tend to work hard, save big time just in order to buy a land on our name. However, despite years of hard work and savings, we are unable to purchase a land of our choice. So, does this mean we should give up hope? Not when we have excellent banking systems.

All you have to do is apply for a loan and buy that property. You can then gradually pay back the loan. Different banks will make you different offers depending on the stability of your job, the amount to make each month, your credit score and much more. There are numerous ways to go about getting a loan for the land, but using your personal loan is not one of them.

Personal Loan has more Interest Rate

We often come across a question “ Is it worth buying a property using my personal loan?” The answer to this question is simple, NO. Taking up personal loan just in order to purchase land isn’t the effective way to go about. Reason being a personal loan has a higher interest rate as compared to the property loan.

A higher interest rate means that you will have to pay a bigger amount of money in comparison to getting a land loan.

Choose Wisely

If you are able to select a land that is bound to increase its value in the coming 2-3 years, then there is a possibility of taking personal loan in order to purchase the land. This way at least the risks are minimized and you are able to achieve more effective results. Nonetheless, it is a calculated risk that you will be taking, but risk it is. The best way to go about all this is to contact http://lainaaina.fi. They will help you be getting your favorite piece of property.

Reach out to a Professional: It is always better to ask a professional before getting into something like this. You can reach out to website mentioned above for help and guidance.

We all have those teens in our lives that have almost everything you could think of buying them as a gift. Buying toys for 12 year olds is hard enough but it could even be more difficult when it seems like he already has everything you could think of. So it seems fair that you’re looking for cool gift ideas for a boy who has everything, which is why I always go to StarWalkkids.com visit website for my gift ideas.

When it comes to buying a boy a gift, you may just discover that he either has all the things you could think of or you’ve bought some of them in the past. Since he already has most of the cool new gadgets out there, you should use this list of thoughtful gift ideas to switch things up and put a smile on that young boy that seems to have everything.

A chalkboard wall herb planter

If he’s always in the kitchen cooking up something, you could bring together good food and good design with this innovative wall hanging. He could plant herbs in this wall center and also use this chalkboard frame to label different seasonings. This type of wall hanging will help to leave a reminder that helps him ensure he picks up the next delicious list of ingredients and also quickly find what he needs.

A turntable for spinning beats that rock

If you know he is a music lover and a vinyl collector, you could get him a three-speed record player. One that has helpful functions and sleek design that will help to nurture his passion, interests and talent. You could also look out for one that has a function to stream your own music. It’ll be so much fun for him, you could bet it.

A wireless key finder

If you’ve noticed he’s that boy who is always losing looking for his keys or wallet, then you should get something like this for him. This will definitely save him time and extra stress.

Here are our top 10 favorite tips for shopping online like a professional, this can help you save money, reduce stress and make your online shopping more enjoyable.

Download “Honey” From the Google Chrome Webstore

This app is meant for you to save money, it automatically uses algorithms to find the coupons for your store on the internet and automatically applies it to your coupon page and sees which one works best. Using this you can save more than 10% of your bill quite a lot.

Try looking at generic brands

Generic brands that don’t cost as much as the normal brands but are in general of decent quality should be looked at to make sure you aren’t getting ripped off for a shirt or a pair of jeans.

Try to check out discount websites

There are plenty of discount websites out there, some sell cheap gucci tote bags and some sell things like cheaper shoes or discount brands. These are worth it to check out no matter what, a bit of time can save you a lot of money.

The rest of these tips are listed below:

Try to use familiar websites whenever possible that a friend has purchased from before

Use strong passwords, make sure to have capital letters and numbers instead of just letters

The other day when I saw a picture of Van Gogh in my best friend’s house I could not even contain my excitement. The piece there looked as good as the original. I mean come on Van Gogh prints are also so pricey that you almost need to make a systematic plan to invest in them. That picture in her living room caught my fancy so much but I being me did not enquire about it because I didn’t want to make her feel out of place. I mean between us we do not discuss furniture pieces, clothes or jewellery. So I refrained. But I so earnestly wished that I could have had asked and come out of the curiosity trap once and for all!

But look what I found:

The print must have stayed on my subconscious mind for quite some time. So, once when I was browsing the internet trying to get pictures of superheroes to be done in flex boards for my sonny’s third birthday, I suddenly hit upon this website called zor.com.

This website is a bomb!

Even before I was through the contents on the homepage, I knew I had struck gold. This website is the website of my dreams. Now, even though I am a minimalist at heart, I have something for pictures. I have been a lens person for most part of my life documenting life and other milestones through my camera lenses. I even did a comprehensive course on how to handle DSLRs and the changeable lenses to adjust perspectives.

This website allows you to print anything you like on anything that you like!

Isn’t that amazing!

Even before I knew it, I was uploading my favorite pictures on their order form that allows you to send them anything that you would like to get done on boards, PVCs, wooden frames, et al. the choices are crazy. Why don’t you just hop on and check it out for yourself? You can thank me later!…