How do I lock, block and limit my card?

You can choose to "lock" your credit card to block international in-store or online payments, ATM cash advances and contactless card payments. You can then "allow" these transaction types at any time, either for a limited time period (except contactless card payments lock) or an indefinite time period. You can also choose to set a limit per transaction on your credit card.

The settings will also apply to any additional cardholder on the account.

Transactions flagged as ‘recurring’ (e.g. direct debits), transactions not sent to us for authorisation and transactions made using smartphone Tap & Pay or PayTag are excluded.

In some exceptional situations a transaction may still be approved, even if the transaction type has been locked, as we rely on merchants/financial institutions to provide us with accurate information about transactions they process.