From product changes to mergers and new business entrants, the reverse mortgage market has seen a wealth of news in 2013. Here are the top 10 most-read stories on RMD this year, according to traffic data compiled by our editorial team.

3. HUD to Combine Existing Reverse Mortgage Products—Aug. 19, 2013—Prior to making reverse mortgage changes, HUD informed the industry it was considering them, following an actuarial review of FHA’s insurance fund that showed reverse mortgage loans led to an FHA shortfall in fiscal year 2012.

4. HUD Slashes Reverse Mortgage Principal Limit Factors—Sept. 4, 2013—Following the announcement of changes to the HECM program, HUD announced new reverse mortgage principal limit factors that went into effect October 1. New borrowers see about 15% less in proceeds as a result.