Time To Check All Those Cash Back Points

It is time once again to check in on your credit cards to cash in on those cash back points. You know, the ones you have been racking up by paying your rent on your card, buying your groceries and even the extra points you have been getting for buying gas.

Check in on your cards and see if you have enough to redeem for a gift card, cash or a statement credit.

I tend to get the gift cards because they usually give a better value on conversion than getting a credit or cash direct deposited to your bank account.

You worked for those points so go ahead and redeem them now. Just make sure to ALWAYS pay off the card in full and NEVER put anything on there that you would not normally purchase. That way you get a bonus for doing the shopping that you normally would and you don’t pay any interest!