American Bank of Oklahoma

2019 Overview

General Bank Information

FDIC Insured

Yes

FDIC Certificate

# 34606

Date Established

1998

Assets

$0.28 billion

Loans

$0.22 billion

Deposits

$0.23 billion

Capital

$0.03 billion

American Bank of Oklahoma is an FDIC insured institution located in Collinsville, OK. It was founded in 1998 and has approximately $0.28 billion in assets.
Customers can open an account at one of its 6 branches.

For a more detailed analysis of American Bank of Oklahoma's financial condition and a description of what these numbers mean, please visit the Financial
Details section.

Bank Loan Profile?

The top three loan types in American Bank of Oklahoma’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Oklahoma, American Bank of Oklahoma has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note to American Bank of Oklahoma
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Branches

American Bank of Oklahoma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia

American Bank of Oklahoma Locations

Financial Details

American Bank of Oklahoma Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Bank of Oklahoma.
The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio

American Bank of Oklahoma

U.S. Bank Average

18.26%

7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned)
with its the bank’s tangible common equity and its loan loss reserves.
A lower Texas ratio indicates better coverage of problem loans.
The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank
has to absorb its loan losses.

As of September 30, 2018,
American Bank of Oklahoma had $1,651,000 in non-current loans and $3,342,000 in owned real estate.
To cover these potential losses it had $25,650,000 in equity and $1,700,000 in loans loss reserves.
That gives it a Texas Ratio of 18.26%.

Return on Equity

American Bank of Oklahoma

U.S. Bank Average

7.3%

9.95%

American Bank of Oklahoma has a Return on Equity of 7.3% versus the BestCashCow average of 9.95%.
Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run.
A bank with a consistently low ROE can be considered poorly run.

Capitalization

American Bank of Oklahoma

U.S. Bank Average

9.22%

12.19%

American Bank of Oklahoma has a Capitalization of 9.22% versus the BestCashCow average of 12.19.
Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet.
The higher the capitalization number the more secure a bank is considered.

American Bank of Oklahoma Balance Sheet Analysis

As of September 30, 2018,
American Bank of Oklahoma had assets of $278,064,000, loans of $224,731,000, and deposits of $225,171,000.
Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets.
Loan and asset growth may rise or fall depending on a bank's strategy for growth.
Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending.
A big change in these figured can also be from a bank acquisition or merger.

*All images, logos and public notes on this page appear courtesy of
American Bank Of Oklahoma and are not subject to approval of BestCashCow.
BestCashCow expressly disclaims all responsibility for this content.