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There is a new loan program that some companies are offering which is a conventional loan with 3.5% down. You might check that out to see if you qualify for this program. If you can, you won't need to worry about the strange things that happen with FHA loans.... more

Condo prices vary considerably within the same complex including 1575 Warm Springs. Aside from bedroom count, some floor plans can be more desirable than others. The biggest factor in price swings is going to be condition.

Condos with considerable remodeling such as kitchens and bathrooms are going to list at a higher price point than those with basic selections. The two condo complexes that you list are both condo conversion properties meaning they were apartments at one point. Some owners remodeled their units while others kept the units as-is and rented them out. Depending on the quality of the work (and how well it shows), it wouldn't be unusual for a remodeled unit to sell for more. A quick look at the listing photos should give you an idea of upgrades, if any.... more

I can help you with your inquiry, but unfortunately it is not too many houses in the market right noww, offers this option.Call me to arrange the appointment
Aneta Ivanova
Broker Sales Person
Exit Realty Imoti
702-306-4917
Aneta_Ivanova29@yahoo.com... more

Hi Diane,
The City of Henderson does have an asstance program for first time home buyers. I don't know the current details but I do know that you must either be a resident of Henderson or work in Henderson to qualify and your income also needs to be within certain boundaries. For more information I suggest you contact COHHousing@cityofhenderson.com or call them at (702) 267-2000. The website is http://www.cityofhenderson.com/neighborhood_services/First_Time.php; however this only provides basic information.

Once you are ready to purchase a home, I would be very happy to help you. Both my home and office are located in Henderson and I specialize in helping first time home buyers with all the paperwork that has to be dealt with during the transaction.

Hi and thank you for your inquiry. The lender/bank is always willing to negotiate with cash buyers. They are more apt to do so related to REO sales as opposed to short sales on a bulk purchase basis. Reason being they have many parameters to meet regarding short sale sellers. The incentive to the bank is more real when it comes to foreclosures they already own. Contact me if you would like me to represent you directly with the bank. Experience and successful negotiating is what my company is all about. Thanks again. Linda Castle, TR Realty.... more

I truly empathize with you. I have several clients who are in the same position as you are in. My best suggestion is that you consider looking at new construction rather than a resale. Some of the new home builders have "standing inventory" or a home that has fallen out of escrow; however, there may be a waiting period of up to 5 months as the builders are also trying to keep up with demand, but you could be waiting that long to take possession of a â€œshort saleâ€ which would not have a guarantee of closing. Please make sure that you take a RealtorÂ® with you if you decide to purchase new construction (which will cost you nothing) as the sales office personnel work for the builder and have their best interest in mind. If you are not currently working with a RealtorÂ® please feel free to contact me at (702) 321-0131 or email me at sffeller1@gmail.com. I have been working as a RealtorÂ® here for many years and I know both Las Vegas and Henderson like the back of my hand! Feel free to check out my references on Linkedin.com (http://www.linkedin.com/in/sffvegasrealestate.)... more

Hello Peter,
This is a great time to buy, Price are going up every day and the soon you buy , better for you. Please contact with me and will provide you with full report for REI (return of ivestment)
Have a great day... more

580 with minimum down is FHA requirement, however many lenders have overlays and require a higher score.
It also depends on what drove the score down. If you had a foreclosure or short sale they want 3 years seasoning of the short sale for FHA if there were mortgage lates involved. 4 years for conforming or conventional.
They change rules on their short sale policies so make sure if that's the case that your info is updated.... more

True, there are 8 listed but all are currently under contract. Unfortunately at this point in the year a newly initiated short sale will not close by year's end, so that angle will not work. The best bet is to jump on the new listing as it hits the market and at the same time wait until one of these under contract falls through, which is a high percentage of short sales under contract.... more

Unfortunately obtaining an insurance policy at what you consider a fair price is not a way to cancel the contract with default (which could cause you to lose your EMD). If the home were uninsurable, then you would be able to legitimately cancel because the lender won't fund your loan without insurance in place.

If you have a "due diligence" period and are still within that timeline and have determined that the insurance is too high, then you could cancel for any reason whatsoever - noisy dog, loud neighbors, expensive insurance - anything you don't like. If your due diligence period has expired, I would recommend letting your fingers do some walking thru the internet and calling companies until you find a rate you like.

I've lived and worked in the seven hills area for many years, and know it well. Please call me at 702-979-8229 and I will be very pleased to help you. If you have the chance, take a look at my profile and what my clients say about me. I'll always be there for you.
Thanks so much.
Linda Castle... more