Earn Rewards faster with the Ace Rewards Visa Card! It’s the only Visa credit card that earns you Ace Rewards points when you make purchases at your favorite Ace store and everywhere else Visa is accepted. Receive a $25 Ace Reward for every 12,500 points earned.

U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

1 Earn 10% in Ace Rewards points for each net $1 spent when you use your Ace Rewards Visa Card on category purchases up to the purchase dollar amount cap specified for the category. The 10% in Ace Rewards points is calculated as follows: for every net $1 spent on a category purchase, you will earn 1% in Ace Rewards points (5 pts/$1) and an additional 9% in bonus Ace Rewards points (45 pts/$1). Bonus points will be awarded within 6 weeks after the conclusion of each offer. Category purchases in excess of the specified cap will earn Ace Rewards points at the 1% (5 pts/$1) rate for each net $1 spent. To participate, you must be an Ace Rewards Visa Cardmember in good standing (account open for at least 40 days and not over-the-credit limit or past due on the closing date for the billing cycle) and sign up at acerewardsvisa.com for each quarterly bonus offer before the end date for each promotion. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.

2 Customers who are approved for the Ace Rewards Visa Card will be automatically enrolled in the Ace Rewards Loyalty program, if they are not already Ace Rewards Loyalty program members. The 5% in Ace Rewards points (25 pts/$1) is calculated based on the 3% (15 pts/$1) earned for every net $1 spent at participating Ace stores plus an additional 2% (10 pts/$1) in Bonus Rewards points on Ace store purchases when you reach a minimum spend of $12,000 anywhere Visa is accepted in a calendar year. The 2% Bonus Rewards points will be awarded in a lump sum on the Cardmember’s Ace Rewards Visa periodic statement during the subsequent first quarter of each calendar year.