How do you explain it to your family and friends? Won’t it be embarrassing? Do you really want to have to walk back with your tail between your legs? Do you really want to hear them say, “I told you so?”

What happens next?

And after that and after that?

It’s easy to extrapolate the “next,” creating imaginary scenarios that are often diabolical and fear-inducing, giving us seemingly valid excuses for doing nothing.