Has any product, work, accident, or location been excluded, uninsured or self-insured from any previous coverage?

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Childcare Insurance

The most important part of running a family home or commercial child care center is ensuring the safety and wellbeing of children. While providing care for children is a selfless business, the child care industry is one in which you can never be too safe. Accidents can happen in any industry; therefore, we want to help you become well-versed in potential claims, which could wind up costing your business thousands of dollars, as well as the various features and coverages offered through our product.

Residential Child Care Providers

Question:
How do you know if a Homeowner's policy is providing the necessary coverages for this industry?
Does the Homeowner's carrier know that there is a child care center in the home? Is the business exposure covered or excluded?
Are the limits of insurance adequate? Are the limits enough to protect your business and personal assets?
Are the limits of insurance shared between the business and personal exposure?
Is the policy providing specialized coverages including Child Molestation & Abuse and Professional coverage?