International Insurance Plans Provided by IMG

International Insurance Plans

Welcome to IMG®‘s section of Coverage without Boundaries®! We know that the reasons to travel abroad are many and varied – that’s why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.

For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. You may also obtain more detailed plan information by clicking on the “Download a brochure & application” link associated with each product. Once you have determined which plan best fits your needs, click on the “Quote/Buy Insurance” link and you can complete the simple and easy-to-follow application.

Patriot Travel Medical Insurance® Individual & family – Short-term coverage available from five days up to two years.

Patriot Travel Medical Insurance is designed to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $2,000,000.

There are two plans available: Patriot InternationalSM provides coverage for U.S. citizens traveling outside the U.S., and Patriot AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.

Global Medical Insurance (GMI) is a flexible, long-term, annually renewable, U.S.-style major medical insurance program designed for U.S. citizens living abroad, and non-U.S. citizens throughout the world.

GMI offers the flexibility to select from an assortment of four unique benefit plan options â€“ Silver, Gold, Gold Plus, and Platinum – each with different levels of coverage. In addition, there are different areas of coverage available, optional riders, flexible underwriting methods, as well as multiple deductibles and modes of payment.

Global Medical Insurance (GMI) is a flexible, long-term, annually renewable, U.S.-style major medical insurance program designed for U.S. citizens living abroad, and non-U.S. citizens throughout the world.

GMI offers the flexibility to select from an assortment of four unique benefit plan options â€“ Silver, Gold, Gold Plus, and Platinum – each with different levels of coverage. In addition, there are different areas of coverage available, optional riders, flexible underwriting methods, as well as multiple deductibles and modes of payment.

Patriot Platinum Travel Medical InsuranceSM Individual & family – First-class short-term coverage available from five days up to three years.

Patriot Platinum provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today. Patriot Platinum builds upon the core benefits of the Patriot Travel plan and can provide up to $8,000,000 of coverage with enhanced benefits and services, including our Global Concierge & Assistance ServicesSM.

There are two plans available: Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.

Patriot Green Travel Medical InsuranceSM Individual & family – Environmentally conscious short-term coverage available from five days up to two years.

Patriot Green Travel Medical Insurance is designed for the environmentally conscious traveler and provides him up to $2,000,000 of medical coverage and services. This plan offers the same core benefits as the Patriot Travel plan, but it also offers eco-friendly benefits including an Eco Sports Rider covering such activities as jungle zip lining, wildlife safaris, and cave tubing. The plan provides for the purchase of carbon offsets, paying an additional AD&D benefit to an environmentally conscious organization, and it is paperless.

There are two plans available: Patriot Green InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Green AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.

GEOSM Group Groups of two or more members – Long-term annually renewable employer sponsored group insurance.

GEO Group is a comprehensive, yet cost-effective plan tailored specifically for employers who need international group medical coverage for their employees around the globe. This program offers four base plan options with a wide range of benefits that can be customized to suit an employerâ€™s specifications.

This program can provide medical, dental, life, daily indemnity, and disability income benefits for employees and their families.

Patriot Group Travel Medical Insurance® Groups of five or more members – Short-term coverage available from five days up to two years.

Patriot Group Travel Medical Insurance is designed for groups of five or more non-related members looking for temporary medical insurance coverage while travelling outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $2,000,000. The plan also provides a 10% discount of the standard Patriot Travel Medical plan.

There are two plans available: Patriot InternationalSM Group provides coverage for U.S. citizens traveling outside the U.S. and Patriot AmericaSM Group provides coverage for non-U.S. citizens traveling outside their home country.

Patriot Platinum Group Travel Medical InsuranceSM Groups of five or more members – First-class short-term coverage available from five days up to three years.

Patriot Platinum Group provides first-class protection for groups of five or more non-related international travelers who want to obtain the maximum coverage and most comprehensive services available in a short-term group travel medical product. Patriot Platinum Group builds upon the core benefits of the Patriot Group Travel plan and can provide up to $8,000,000 of coverage with enhanced benefits and services including our Global Concierge & Assistance ServicesSM.

There are two plans available: Patriot Platinum InternationalSM Group provides coverage for U.S. citizens traveling outside the U.S. Patriot Platinum AmericaSM Group provides coverage for non-U.S. citizens traveling outside their home country.

Patriot Green Group Travel Medical InsuranceSM Groups of five or more members – Environmentally conscious short-term coverage available from five days up to two years.

Patriot Green Group is designed for groups of five or more non-related environmentally conscious international travelers and provides them up to $2,000,000 of medical coverage and services. This plan offers the same core benefits as the Patriot Group Travel plan, and it also includes eco-friendly benefits including an Eco Sports Rider, covering such activities as jungle zip lining, wildlife safaris, and cave tubing. It also provides for the purchase of carbon offsets, paying an additional AD&D benefit to an environmentally conscious organization, and it is paperless.

There are two plans available: Patriot Green InternationalSM Group provides coverage for U.S. citizens traveling outside the U.S. and Patriot Green AmericaSM Group provides coverage for non-U.S. citizens traveling outside their home country.

Patriot Multi-TripSM Individual & family – Short-term coverage available up to three years for travelers who take frequent trips throughout the year.

Patriot Multi-Trip is designed for individuals and families who travel frequently outside their home country throughout the year. The plan offers the ease and convenience of purchasing an affordable single annual premium plan that provides coverage for trips up to 30 or 45 days in length for each trip taken during a period of 12 months. The plan provides up to $1,000,000 of medical coverage and services.

There are two plans available: Patriot Multi-Trip International provides coverage for U.S. citizens that take multiple trips annually outside the U.S., and Patriot Multi-Trip America provides coverage for non-U.S. citizens that take multiple trips annually outside their home country and/or country of citizenship.

Patriot Multi-TripSM Group Groups of five or more members – Short-term coverage available up to three years for travelers who take frequent trips throughout the year.

Patriot Multi-Trip Group is designed for groups of five or more people who travel frequently outside their home country throughout the year. The plan offers the ease and convenience of purchasing an affordable single annual premium plan that provides coverage for trips up to 30 or 45 days in length for each trip taken during a period of 12 months. The plan provides up to $1,000,000 of medical coverage and services.

There are two plans available: Patriot Multi-Trip International Group provides coverage for U.S. citizens that take multiple trips annually outside the U.S., and Patriot Multi-Trip America Group provides coverage for non-U.S. citizens that take multiple trips annually outside their home country and/or country of citizenship.

Patriot Exchange ProgramSM Individual & family – Short-term coverage available from one month up to four years for educational and cultural exchange programs.

Patriot Exchange is designed for international travelers, and their families, actively engaged or participating in educational or cultural exchange programs.

There are two plan options: The Standard Plan meets the J1 Visa requirements and provides coverage that includes medical benefits, international emergency care including emergency medical & political evacuation, repatriation, and a choice of optional coverage enhancements. The Basic Plan is a more economical plan with essential travel medical coverage.

Patriot Group Exchange ProgramSM Groups of two or more members – Short-term coverage available from one month up to four years for groups of educational and cultural exchange programs.

Patriot Exchange Group is designed for groups of two or more international travelers, and their families, actively engaged or participating in educational or cultural exchange programs.

There are three plan options: The Standard Plan meets the J1 Visa requirements and provides coverage that includes medical benefits, international emergency care including emergency medical & political evacuation, repatriation, and a choice of optional coverage enhancements. The Basic Plan is a more economical plan with essential travel medical coverage. The Long-Term Annual Plan has the flexibility to be tailored to meet specific needs of each program and can be renewed annually.

Student Health AdvantageSM Individual or groups of two or more members – Long-term coverage available from one month up to five years for educational programs.

Student Health Advantage is designed to meet the needs of international students, scholars, and faculty, their families, and groups of two or more involved in long-term educational programs. In addition to meeting the requirements of the J1 Visa, this plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.

GEM is a competitive group medical plan designed to meet the special needs of international educators. GEM provides comprehensive medical coverage for full-time staff and administrators of international schools around the world.

Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances, such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and more.

To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance program. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need more coverage than provided by the Patriot T.R.I.P. program. The program has increased benefit amounts for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and has a benefit for violent attacks.

Patriot T.R.I.P. Student is a budget-conscious travel insurance program designed to provide important benefits to students for many of those unforeseen circumstances that may force the cancellation or interruption of a covered trip. This program also includes coverage for trip cancellation or interruption travel and baggage delay, lost or stolen baggage, emergency medical expenses and emergency medical evacuation.

Patriot T.R.I.P. Essential provides the basic travel insurance protection for a picture perfect vacation. This program is designed for travelers who are concerned about their budget and need basic coverage for those unforeseen circumstances that may force the cancellation or interruption of a covered trip. Patriot T.R.I.P. Essential offers the essential level of benefits for trip cancellation and interruption, travel and baggage delays, and emergency medical treatment.

Patriot AdventureSM Travel Medical Insurance Individual & family – Short-term medical coverage available from 30 days up to six months for adventure sports enthusiasts.

Patriot Adventure is designed for the adventurous international traveler. It provides benefits for those traveling abroad who also intend to participate in non-contact amateur athletic activities and a select group adventure sports.

There are two plans available: Patriot Adventure InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Adventure AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.

Sky RescueSM Individuals or groups of two or more – Short-term coverage available from three to twelve months for those needing emergency care & services.

Sky Rescue is designed for individuals and family members traveling outside their home country. It provides international emergency services, including emergency medical & political evacuation, repatriation, reunion and return of mortal remains combined with international travel assistance services. The plan may be purchased for three months, six months or 12 months.

Global Crew Medical (GCMI) is a flexible, long-term, annually renewable, U.S.-style major medical insurance program designed for professional marine captains & crew members throughout the world.

GCMI offers the flexibility to select from an assortment of four unique benefit plan options â€“ Silver, Gold, Gold Plus, and Platinum – each with different levels of coverage. In addition, there are different areas of coverage available, optional riders, flexible underwriting methods as well as multiple deductibles and modes of payment.

International Marine Medical InsuranceSM Groups of two members or more members – Long-term annually renewable group insurance for professional marine crew.

International Marine Medical Insurance (IMMI) is designed specifically to provide comprehensive medical insurance to groups of professional marine crew by offering continuous coverage worldwide. IMMI provides $1,000,000 of coverage per certificate period with a full range of benefits. Group members will be covered worldwide, including their country of citizenship, 24 hours a day.

CrewSelect InternationalSM Individual & groups of two or more members – Long-term annually renewable group insurance for professional marine crew.

CrewSelect International is a comprehensive and portable international medical insurance plan designed specifically for professional marine crew. The plan is offered in three currencies: Euro, GBS and U.S. Dollars. This plan is preferred by professional brokers and marine crew because of its European plan design and flexibility of currency.