Having a
high IQ is not a guarantee for a successful life, you also have to have another
emotional intelligence and financial intelligence. The term financial
intelligence increasingly popular lately, especially since Robert T. Kiyosaki
echoing financial freedom in his series of "Rich Dad Poor Dad" that
inspire many people. If we have and want to develop financial intelligence,
then we will live a comfortable life and secure.

Image: savemymoney.us

Kiyosaki
'defines' financial intelligence in three ways, first: the ability to save a
lot of money that followed the ability to make money work for you. Second: The
ability to convert cash or labor into assets that provide income without having
to work directly. Third: The ability to 'outsmart' money. So we should also be
able to think out of the box, not just the conventional thinking.

Pietra
Sarosa, RFA (Financial Planner) says that "Intelligence financial not only
for business matters, but more than that it can be applied in day-to-day
financial management. Even financial intelligence should be a mindset that is
embedded in our minds that are automatically used when we are faced with a
choice or problems related to finance,”

If you
currently have children, then there are simple tips that your child also has a financial
intelligence. Explain to the children about the importance of saving money in
the bank and insurance. Saving money is an activity aimed at an outcome in the
future. Money saving results is not used now but someday for example to pay
tuition to go to university, buying a house or retirement. Talk about the
benefits of saving the children of the future for the short term. Explain to
them the importance of saving money is when 6 months later to buy your own
digital camera, 3 more months to buy a new watch, or could go to a concert next
month.

I love saving money.
Image: forevertwentysomethings.com

Your kids may be more excited about saving
for the short term. Therefore impose the concept of saving for the future with
a few years later would be difficult to accept your child. Saving money with
the goal of saving money as long term as possible, for the same children with
no opportunity to use the money.

If you are
old enough get them to the bank to save money, so they had their own passbook.
As a parent you must be exemplary. Then you must have savings, investments and
give an example to the children, that is not too often replace a mobile phone
or other gadget with a new product.

If you are
successful to give tips on the importance of having financial intelligence, the
kids will love to save money. They will also learn to create a simple financial
planning. You will be happy and prosper with them.