Loan Product Options

At Key Mortgage Services, Inc., you’ll find a choice of mortgage loans that include plans designed to meet every need and every budget. A sampling of what we offer:

Fixed-Rate Mortgages – including standard 30-year and 15-year plans, as well as the increasingly popular 40-year term.

ARMs (Adjustable Rate Mortgages) – available for a variety of terms, with very competitive initial interest rates and rate cap protection.

Government Backed Mortgage Loans – including popular FHA and VA products that combine low rates with minimal down payments.

Construction Financing & Purchase to Renovate Loans– for homes being built, or those being purchased that need improvement, finance with just one loan.

Portfolio Loan Options – options for when borrower circumstances require the use of alternative mortgage loan products in which eligibility can be hard to obtain.

Specialized Mortgage Loans – our vast resources position us to help you take advantage of numerous grant and gifting programs that exist in the marketplace. We continue to partner with the City of Chicago and surrounding municipalities in their home mortgage finance subsidy programs, including those that provide real estate tax relief, as well as with the IHDA (Illinois Housing Development Authority) which offers subsidized rates and down payment assistance.

If you’re unsure of which type of loan is right for you, one of our financial services professionals will be happy to meet with you at your convenience to explore all of your options and determine which plan best meets your needs.