Savings Plan with Hassle-free Retirement

Retirement is a journey that is best done with good company. Together, we can make this important journey a rewarding one! Enjoy high annual income and strong insurance protection today, and when you finally decide to put your feet up and take it easy, you can look forward to financial security for a retirement that is worry-free.

Key benefits explained

Guaranteed annual income up to 20% of p.a.

Yearly payment from the end of first year to end of term, regardless of death or total and permanent disability (TPD).

Legacy benefit

You or your loved ones will continue to receive the guaranteed annual income until the policy matures even when death or TPD occurs prior to age 65.

Short premium payment period

You can choose to pay premiums for 8 years or 10 years to enjoy benefits for 20 years and 25 years respectively.

Potential Market Upside

You have access to local and regional markets to enhance your returns.

High Insurance Protection

Provide one-off payment for your family in the unfortunate event of your death or total permanent disability.

2X Accidental Benefits

You or your loved ones will receive a lump sum of 200% of basic sum insured for accidental death prior to age 70 or accidental TPD prior to age 65.

High Non-Medical Limit

Enjoy a high non-medical limit of up to RM1,000,000.

Simplified Application

Hassle-free application process with 3 health questions to be answered.

1. Suicide within 1 year from the issue date or a date of reinstatement (if any), whichever is later. 2. TPD resulting from intentionally self-inflicted injury; any act due to war, declared or not; or military, naval or air service for any country at war, declared or not.

**For the full list of exclusions, kindly refer to our brochure, available for download below.**

In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:

AXA Affin General Insurance Berhad will be facilitating the refund of 6% goods and services tax (GST) to all its general insurance policyholders who have made prior payments for policies commencing from 1 June 2018 onwards. The refund will be given upon request. Offer is valid until 30 September 2018.

AXA Affin Life Insurance Berhad will be absorbing the applicable 6% goods and services tax (GST) to all its life insurance policyholders who have purchased new individual life insurance policies between 1 May to 31 May 2018. The amount equivalent to GST will be utilised for the next Premium Due.

Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.

AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.

Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.

The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.