Personal CDs & IRAs

Certificates of Deposit for less than $250,000

CDARS®, or the Certificate of Deposit Account Registry Service®, is the easiest, most convenient way to access multi-million-dollar FDIC insurance on CD deposits.

Contact us or call a personal banker at (312) 491-7100 for more information about accessing FDIC insurance on your large balances with CDARS®.

Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS® and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.

JUMBO CERTIFICATES OF DEPOSIT

Term

Annual Percentage Yield

30 Days

.25%

60 Days

.30%

90 Days

.35%

120 Days

.40%

180 Days

.50%

Subject to change at any given time.

*$100,000 minimum required to open a Jumbo CDEarly withdrawal penalties may apply.

SILVER SAVINGS CERTIFICATES OF DEPOSIT

Term

Annual Percentage Yield

6 months

.50%

12 months

.90%

18 months

1.20%

30 months

2.00%

36 months

2.40%

48 months

2.70%

60 months

3.00%

Subject to change at any given time.

*$10,000 minimum required to open a Silver Savings CDEarly withdrawal penalties may apply.

SOUTH CENTRAL BANK CERTIFICATES OF DEPOSIT

Interest payment options are available

IRAs are available with no minimum balance for both Silver and Jumbo Certificates of Deposit that are used as IRAs

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