Privacy Policy

1. Introduction. Unpayd, LLC (“Unpayd,” “We,” “Us,” or “Our”) values your, our user’s (“You,” “Your”) privacy, and We are committed to protecting the Personally Identifiable Information (as hereinafter defined) We collect from You and You provide to Us through Our website www.unpayd.com (the “Website”). This privacy policy (“Privacy Policy”) is effective as of October 20, 2017 and sets forth what Personally Identifiable Information We might collect from You, what We might do with it, and to whom We might disclose it.

2. USE OF WEBSITE AND SERVICES. BY USING THIS WEBSITE OR THE SERVICES OR SUBMITTING PERSONALLY IDENTIFIABLE INFORMATION THROUGH OUR WEBSITE OR THE SERVICES, YOU AGREE, WITHOUT FURTHER ACTION ON YOUR PART, TO THE TERMS OF OUR PRIVACY POLICY, INCLUDING OUR USE OF YOUR PERSONALLY IDENTIFIABLE INFORMATION, AS SET FORTH IN THIS PRIVACY STATEMENT.

3. Capitalized Terms. All capitalized terms not otherwise defined herein shall have the meanings ascribed to them in Our Terms of Service, the terms and conditions of which are incorporated herein by reference.

4. Information Collected.

a. Personally Identifiable Information. For purposes of this Privacy Policy, “Personally identifiable Information” or “PII” is defined as (1) any information about You that can be used to distinguish or trace Your identity, including but not limited to, Your name, email address, street address, personal telephone number, social security number, date and place of birth, mother’s maiden name, credit card number, a persistent identifier that can be used to recognize You over time and across different websites or online services such as information stored in a cookie (as hereinafter defined), the Internet Protocol (IP) address of Your computer, a processor or device serial number, a unique device identifier, or biometric records, and (2) any other information that is linked or linkable to You, such as medical, educational, financial, and employment information.
In order to access and use the Services, You will be required to register an Account which requires that You submit certain PII. You are free not to provide the PII requested. However, if You choose not to provide the PII requested, We reserve the right not to register You as a user or to provide You with the Services.

b. Cookies. A “cookie” is a small piece of information in text format downloaded to Your computer when You visit a website. Our Website uses cookies to maintain and store information as You navigate different pages on Our Website or return to Our Website at a later time. In addition, Our Website may also use cookies for retargeting. Retargeting works by keeping track of individuals who visit Our Website and displaying retargeting advertisements to them as they visit other websites. If You set Your Web browser, e.g., Google Chrome, so that cookies are not allowed, you might not be able to use some or all of the features of Our Website, including use of and access to the Services.

5. Use of PII.

&nbsp&nbsp&nbsp&nbsp&nbspa. We will use the PII You provide to Us to:

&nbsp&nbsp&nbsp&nbsp&nbsp&nbsp&nbsp&nbsp&nbsp&nbspi. Register You for and give You access to Our Services;

&nbsp&nbsp&nbsp&nbsp&nbsp&nbsp&nbsp&nbsp&nbsp&nbspii. Provide the Services to You;

b. Third Parties. We may share Your PII with third party services providers in order to provide You access to and support for the Services. We will require that any PII shared with a third party service provider will be used by such third party solely to provide the Services and support therefor, as requested by Us. In addition, We may disclose non-personally identifiable information to third parties for various purposes, including but not limited to, for research purposes, the results of which may be made public.

c. Direct Marketing. We do not currently provide Your PII to third parties for their direct marketing purposes. However, We may do so in the future at which time We will provide You with the ability to opt out from such disclosures.

6. Disclosure of PII.

a. Third Parties. Except as otherwise stated in this Privacy Policy or Our Terms of Service, We do not sell, rent or lease Your PII to third parties unless You have requested or authorized Us to do so.

b. Exceptions. Notwithstanding anything set forth herein to the contrary, Your PII may be disclosed by Us under the following circumstances: (i) if required to do so pursuant to applicable law; (ii) if required to do so pursuant to a subpoena or search warrant; (iii) if We reasonably believe that disclosure is necessary to enforce Our Terms of Service; (iv) if We reasonably believe that disclosure is necessary to protect the rights, safety or property of Unpayd, Our users, or others; or (v) in accordance with Section 5(b) and 5(c) above.

7. California “Do Not Track” Disclosures. Some browsers have incorporated a “Do Not Track” (“DNT”) feature that can send a signal to websites that You visit indicating that you do not wish to be tracked. There is not yet a common understanding in the online community regarding how to interpret and treat the DNT signal. Therefore, at this time, We do not currently respond to browser DNT signals.

8. Links to Third Party Websites. Our Website may contain links to third party websites and advertisements which are not under Our control. We are not responsible for the content of these websites or advertisements or the privacy policies employed by these third parties. Our Privacy Policy only applies to the way in which We collect and use Your PII.

9. Data Security. We will take commercially reasonable precautions to protect Your PII from loss, misuse and unauthorized access, disclosure, alteration and destruction.

10. Opt-Out Option. Periodically, You may receive communications from Us such as newsletters or promotional emails. If You do not wish to receive such communications, You will have the ability to opt-out of receiving such communications by following the “unsubscribe” instructions provided in such communications or by contacting Us directly at cases@unpayd.com.

11. Notice to Non-US Based Users. Unpayd’s operations are located in the United States. If you are located outside of the United States and You provide PII to Us, Your PII will be transferred out of the country in which You are located to the United States. By providing PII to Us, you are consenting to its storage, use and disclosure as described in this Privacy Policy.

12. Information Collected from Children. This Website and the Services offered on this Website are not directed at and are not to be used by children under the age of 13. We do not knowingly collect PII from children under the age of 13.

13. Your Privacy Responsibilities. To help protect Your privacy, do not share your Registration Information with anyone. Also, remember to log off the Website and Services when you are finished with a given session.

14. Update PII. It is Your sole responsibility to keep PII You have provided to Us correct and up-to-date. You may update Your PII by visiting www.unpayd.com and clicking on “Account Settings” to change Your Account information. You may also delete certain or all PII you have submitted to Us. Note, however, that although Your deletion of some or all of Your PII from Your Account may render Your Account inactive, We may store previously submitted PII indefinitely for various reasons, including but not limited to fraud prevention and analytics.

15. Changes to This Privacy Policy. We reserve the right to change this Privacy Policy as We deem necessary or appropriate because of legal compliance requirements or changes in Our business practices, all in our sole discretion. When We do, We will indicate that a change has been made by revising the “Last Updated” date set forth at the bottom of this page. If We determine, in Our sole discretion, that there has been a material change to this Privacy Policy regarding how We will Use Your PII, if You have provided Us with an email address, We will endeavor to notify You of this change by email sent to that email address. Nevertheless, We recommend that You review Our Privacy Policy periodically to remain current on Our collection, use and disclosure of Your PII. If You continue to use Our Services after We have updated Our Privacy Policy, such use constitutes Your agreement to be bound by this Privacy Policy, as of the most recent revision.

16. Questions or Comments. If you have questions or comments about Our Privacy Policy, send an email to legal@unpayd.com.