Your credit report is a snapshot of your financial history. It is an important, independent summary of your financial health that lenders use to determine if and how much they are willing to lend you. Learn more about credit reporting now.

Credit Score

A credit score is an objective summary of the information contained in your credit report at a particular point in time. Learn how your credit score plays a crucial role in major life decisions from auto financing to buying a new home.

Credit Monitoring

Learn more about the importance of credit monitoring. With credit monitoring you can spot identity theft, correct inaccuracies and receive alerts when your credit report changes.

Identity Theft and Fraud

Identity theft is a serious crime that happens more often than you might think. Learn more about how to protect your personal information and find easy tips for preventing identify theft and credit fraud.

Credit Cards

Learn how credit cards affect your credit score. There is a wide range of credit cards available that can help you establish better credit.

Debt and Money Management

Simple ways you can take control of your finances. Read our useful tips for making a budget, reducing your debt and building a brighter financial future.

Mortgage

Financing a home may be the most important investment you make. Learn more about one of the biggest financial decisions of your life.

Your TransUnion credit report is important

Your TransUnion Credit Report provides all the information about your credit history that would be supplied to a creditor, but delivers the information in an easy-to-read format.

The Credit Report information is the same information that is in a Business Version, which is an abbreviated version of the Consumer Disclosure. The Business Version is the credit report that creditors do see. The Business Version does not contain account management inquiries, non-credit related inquiries, or your personal inquiries to obtain a copy of your credit information.