Join a World-Class Team!

Why Work at Pearl?

Best-in-class technology and the sharpest minds in the business come together at Pearl Capital, one of the fastest growing providers of alternative business ﬁnancing in America. Since acquired in 2015 by Capital Z Partners, Pearl has continued to grow and develop teams of driven, smart, one-of-a-kind professionals that support an ever-expanding network of ISOs and Strategic Partners. Now, more than ever, Pearl Capital is the place to be.

Current Opportunities

Underwriter

Bank Verification Coordinator

Application Processor

Don’t See An Opportunity For You?

Salary & Benefits

We offer competitive salaries and a comprehensive benefits plan including medical, dental, vision, short-term/long term disability, life insurance, paid time off, and paid holidays. In addition, we offer great perks– company sponsored lunches and fully stocked snack bar, gourmet coffee/espresso bar, and all the water, Snapple, and soda you can drink.

Our Location

Our office is located just steps away from New York City’s thriving Seaport District, The Stock Exchange, Wall Street, the Federal Reserve, and the newly opened Fulton Street Subway Station with easy access to the following lines:

Questions?

Pearl Capital is an equal opportunity employer. At Pearl we make all employment decisions, which include hiring, promoting, transferring, demoting, evaluating, compensating and separating, without regard to sex, sexual orientation, gender identity, race, color, religion, age, national origin, pregnancy, citizenship, disability, service in the uniform services, or any other classification protected by federal, state or local law.

Underwriter

Pearl Capital is a leading alternative small business financing company located in Wall Street. We are seeking an Underwriter to join our Underwriting team. This is an exciting opportunity to join an industry leader in small business financing.

This position will be responsible for variety Underwriting task to include; conducting detailed financial analysis to determine the credit worthiness of merchant; performing risk-based underwriting reviews of applications; which includes the analysis of credit reports, bank statements, and various other business documentation; determining Merchants credibility and payback ability via in depth review and verification of information; issuing MCA approvals or denials and set terms and rates; assisting in resolving problems that may arise on pending contracts; interacting with internal sales team as needed.

The ideal candidate will have 2+ years of underwriting experience in Merchant Cash Advance industry underwriting 1 st and 2 nd position deals, ability to recognize positive and negative trends in credit performance; detail oriented with strong analytical skills; ability to multi-task, work independently and prioritize in a fast-paced environment; solid understanding of the MCA process; strong communication skills and work ethic.

We offer great perks, company sponsored lunches and fully stocked snack bar, gourmet coffee/espresso bar and all the water, Snapple and soda you can drink. In addition, we offer a comprehensive benefit package including PTO and paid holidays.

Bank Verification Coordinator

Exciting opportunity to join a growing financial company specializing in alternative small business financing. We are seeking a candidate with exceptional customer service skills and attention to detail to join our underwriting team. This position will be responsible for verification of merchant banking history, communicate with banks and merchants to verify account details, format and manipulate data into excel, and review all details of contracts to ensure accuracy.

Successful candidates will have one (1) plus year related experience in Financial Services or similar industry; bank teller experience preferred; strong work ethic, excellent communication skills, strong attention to detail; ability to work in a fast-paced sales environment and proficient in Excel.

We offer great perks, company sponsored lunches and fully stocked snack bar, gourmet coffee/espresso bar and all the water, Snapple and soda you can drink. In addition, we offer a comprehensive benefit package including PTO and paid holidays.

Application Processor

Pearl Capital is a leading alternative small business financing company located in lower Manhattan. We are seeking a Data Entry/Application Processor to join our team. Responsibilities will include ensuring customer information is entered accurately into multiple databases in a standardized format within a tightly managed schedule; coordinate other data management and quality control processes with the underwriting department.

The ideal candidate will have experience with data entry, a strong work ethic, is organized and detail oriented and excellent follow-through; possess excellent verbal and written communication skills and can work efficiently within a fast-paced environment and with a broad range of personalities. Proficiency in Excel, Word and navigating the internet a must along with the ability to confidently work with numbers alongside a diverse group of teammates, knowledge of Salesforce or other CRM preferred.

If you love organizing and managing data, are ambitious, and enjoy a fast-paced environment where you’ll see your efforts put into production, our company offers the opportunity to advance in your career.

We offer great perks, company sponsored lunches and fully stocked snack bar, gourmet coffee/espresso bar and all the water, Snapple and soda you can drink. In addition, we offer a comprehensive benefit package including PTO and paid holidays.

Don’t See An Opportunity For You?

Don’t see a job opportunity that fits your experience and qualifications? Send us your resume and cover letter anyway! You never know, we may have a place for you at Pearl!