ZMath® Engine

The ZMath® Engine, which solves all loan calculation types, is supplied as a component that is embedded into your system – giving it new calculation functionality. ZMath® Engine is invisible and operates with any software application to deliver unmatched accuracy and performance.

The industry-leading ZMath® Engine loan calculator component – used by financial/lending organizations and software development companies – ensures compliance with Regulation Z, Regulation X (RESPA), and all practices and laws within the lending industry.

ZMath® Calculation Engine Performance

The ZMath® Engine loan calculation component performs all lending calculations required to structure, originate, and disclose any loan, such as:

ZMath®Elements™

ZMath®Elements™ offers several single-task loan calculator components engineered to help website developers, software development companies, and lending institutions fill gaps or add new functionality to their existing financial calculation systems to fulfill specific needs. In other words, ZMath®Elements components are dedicated to individual tasks, such as calculating the figures required for HUD Good Faith Estimates, Annual Percentage Rate (APR) calculations, or Amortization Schedules.

While each of the ZMath®Elements™ loan calculator components is directly derived from the comprehensive ZMath®Engine, each ZMath®Elements™ component operates externally by quickly and accurately processing calculations from a user’s prescribed data. ZMath®Elements™ comes as a result of leveraging the entire ZMath®Engine into smaller, task-dedicated calculation components.

ZMath®Elements™ offers several individual financial calculation components, which are great for establishing Web-based calculations or filling functionality gaps within an existing system. Simply select from the ZMath®Elements™ calculation components listed below. Or, if you do not see what you need specifically listed, contact us and let us know. There is a good chance we have a component that will fit your needs.

dd Math® Engine

The dd Math® Engine is a full-featured savings calculation component that outputs information in compliance with the Federal Truth in Savings Act (Regulation DD), including the Annual Percentage Yield (APY). It is a component that calculates all standard savings calculations and integrates into the owner's overall software architecture. It is invisible and operates within any software or hardware platform to deliver unmatched accuracy and performance.

Functions include:

Deposits calculations required to fund a specified level withdrawal

Deposits calculations required to fund a withdrawal that increases over time