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IFSC Code in India

The Indian Financial System Code (IFSC Code) is an alphanumeric code that uniquely identifies a bank's branch participating in the two main Electronic Funds Settlement Systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Funds Transfer (NEFT) Systems. This is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character of IFSC Code is 0 (zero). Fifthcharacter of IFSC Code is reserved for future use. IFSC Code is used by the NEFT & RTGS systems to route money to the destination banks/branches.