Blockchain

Ripple is a system is optimized for permissioned financial institutions to transact directly with each other cost efficiently. XRP was issued as a liquidity management tool to facilitate transactions in illiquid currencies as needed across the network. So XRP will only ever be involved in a fraction of the activity…

Swift Demand is a basic income experiment providing each user signed up for the service with 100 Swifts daily. A temporary referral system is in place. Once the 5 million user milestone is reached. Additional Swifts will only be created as time elapses. No additional Swifts can be created with…

Tony Sheng’s thesis is the rise of Internet 3.0 will result in the demise of state aggregators like Facebook. Because blockchains can capture user data at the protocol level, creating an opportunity for decentralized competitors. This summary is intended to provide an understanding of his thesis outlined in Disaggregation Theory and Internet 3.0…

Manna is the world’s first universally accessible, people-powered alternative currency. No matter who you are or where you’re from, we believe you have a basic human right to share in the money supply. Manna is: Fast, transparent, and secure digital money built on blockchain technology. Distributed by a nonprofit organization…

Much less than you would think. The success of Ripple and the value of XRP are only loosely connected. If Ripple would displace SWIFT and take on their volumes only a fraction of the 5 trillion would involve XRP. And Given the limited holding period for XRP and frequent turnover…