Updated cookies policy - you'll see this message only once.

Barclays uses cookies on this website. They help us to know a little bit about you and how you use our website, which improves the browsing experience and marketing - both for you and for others. They are stored locally on your computer or mobile device. To accept cookies continue browsing as normal. Or go to the
cookies policy
for more information and preferences.

To get the most out of this site, it's best viewed on a more up-to-date web browser than your current one. See how to
update your browser

Make 3 free withdrawals during the term, each one up to 10% of the balance

Transfer-in your existing cash ISA for a limited period

Important information

1. For cash ISAs, applicants must be resident in the UK for tax purposes. ISA rules may change. You must not have subscribed to another cash ISA or used your total annual ISA allowance in a stocks and shares ISA during the same tax year. Tax-free means interest is exempt from UK Income Tax, providing all ISA conditions are met.

Instant Cash ISA – Issue 1: To hold a cash ISA, you must be aged 16 years or over. Open from £1, or £0 for Transfers-In.

2 Year Flexible Cash ISA – Issue 6: To hold a Flexible Cash ISA, you must be 18 years old. 3 withdrawals permitted of up to 10% of the current balance each time. You can transfer-in up to 30 days from opening the ISA, and make additional payments up to your annual allowance until 5 April 2016. Transfers-out are allowed before the maturity date, but only in full, or you can close your account early. Closures and transfers-out carry a charge of 180 days’ tax-free interest based on the balance at the time. For insufficient earned or accrued interest, the charge is taken from account funds and you could get back less than you deposited. These charges won’t apply if you are within your 14-day cooling-off period or in cases of death and bankruptcy.

To hold an investment ISA, you must be aged 18 years or older and be resident in the UK for tax purposes.

2. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Tax-free: Indicates that interest is exempt from UK income tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances.

3. Your ISA allowance for the 2015/2016 tax year is £15,240. Annual allowances are subject to review and the government’s favourable treatment of ISAs may change.

4. Rates shown for end of term option. ‘Gross’ is the rate payable without tax taken off. If you’re eligible to receive savings interest without tax taken off, please provide us with the HMRC form (R85). For more information and the R85 eligibility visit HM Revenue & Customs (HMRC). AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.

5. Until 1 January 2016, the interest rate on Children’s Instant Saver Issue 1 will be a ‘Barclays tracker rate’, and after that date, it will convert to a ‘Barclays managed rate’. Until 1 January 2016, the gross interest rate pa will track at a margin of 1% above the Bank of England Bank Rate. Any changes in the Bank Rate (either up or down) will be passed on no later than 30 days after the Bank of England announcement. Condition 13 of the Retail Customer Agreement explains what we mean by ‘Barclays tracker rate’ and ‘Barclays managed rate’, and how changes can be made to those rates. In addition, the interest rate on Children’s Instant Saver Issue 1 will never fall below 1.50% gross pa (1.51% AER).

6. We may withdraw or change the bonus offer at any time without notice. Bonus is payable for 12 months from the date of the account opening with a minimum balance of £1 after which time the rate will reduce accordingly.

7. Limited offer that can be withdrawn at any time. Rates are fixed for the term of the bond, but the amount of interest you receive will depend on the number and value of the withdrawals you make. If your Flexible Bond has tiered interest rates, then withdrawals may take you into a lower tier. Available to UK residents aged 18 years or over.

8. Lines are open Monday to Friday 8am-9pm, Saturday 9am-9.30pm and Sunday 8am-9pm. To maintain a quality service, we may monitor or record calls.
Call charges
.

Tools

Helpful Information

Protecting your money

Your eligible deposits with Barclays Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme.

This limit is applied to the total of any deposits you have with the following: Barclays, Barclays Bank, Barclaycard, Barclays Business, Barclays Capital, Barclays Corporate, Barclays Direct, Barclays UK & Ireland Private Bank, Barclays International Private Banking, Barclays Premier, Barclays Private Bank, Barclays Wealth and Woolwich Mortgages. Any total deposits you hold above the £85,000 limit between these brands are not covered.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).