Lazy Portfolio: Dr. Bernstein's No Brainer

for period ending August 31, 2019

This portfolio recipe is provided by VizMetrics. s.nobr is the Recipe ID for this portfolio recipe. This Recipe ID appears in the scatterplots below and on the Summary Page showing all portfolio recipes. You can invest in this portfolio recipe using the Recipe Ingredients listed below at FolioInvesting.com or your favorite brokerage. See How to Invest (below) for more details on how buy this portfolio recipe.

Use this page to find a high return, lower risk portfolio recipe using the Choose – Invest – RebalanceTM process

Choose a portfolio recipe that meets your needs by comparing return, risk, and cost. See How to Choose below.

Invest in a portfolio recipe by buying the underlying ingredients. See How to Invest below.

Rebalance your portfolio to keep the mix of ingredients up-to-date. See How to Rebalance below.

Risk vs. return for s.nobr: The scatterplots below show the best portfolio recipes as dots closest to the green smiley the at top left of each scatterplot. The yellow dot shows the total return and risk for this portfolio recipe. The risk is measured by maximum loss over each period. Any dot closer to the top left corner has shown better performance using this metric.

Strategic: This is a Strategic (i.e., static, passive) portfolio which means that the ingredients and allocation to each ingredient do not change every month. A portfolio using this recipe can be updated monthly to realign the portfolio with the recipe allocations. .

You can see how this recipe has performed compared to its peers by clicking on any "Rank: Group" link in the Compare sections, below.

Methodology This portfolio recipe uses a strategic (also called static, passive, or fixed) allocation for each of the four ETFs in this portfolio recipe. The four ETFs each represent an asset class. The steps to create this portfolio recipe are as follows:

VizMetrics identifies the four asset classes corresponding to the Lazy Portfolio: Dr. Bernstein's No Brainer methodology.

VizMetrics chooses a mutual fund to represent each of the four asset classes.

VizMetrics assigns a weighting (percent allocation) to each of the four mutual funds.

Cost Access to this portfolio recipe is included at no extra charge as part of your VizMetrics Investor subscription. You can invest in this portfolio recipe using the Recipe Ingredients listed below at FolioInvesting.com or your favorite brokerage. This portfolio works with the Folio Unlimited Plan at FolioInvesting.com which allows you to purchase and rebalance all the underlying ETFs in one simple transaction. See How to Invest, below.

Recipe ingredients for this portfolio recipe appear on this page only if you have subscribed to VizMetrics Investor. Upgrade your subscription to see the full list of recipe ingredients and percentage allocation to each ingredient.

Once you have subscribed to VizMetrics Investor, you can invest using this portfolio recipe at FolioInvesting.com. Buy and rebalance with just a few clicks.

or you can also use the recipe ingredients on this page to invest at your favorite brokerage. for details on how to invest using this portfolio recipe, see How to Invest in a strategic portfolio

Where to get the recipe updatesThis portfolio recipe is available to VizMetrics Investor subscribers. Upgrade your subscription. After subscribing, the exact recipe (ingredient plus percentage allocation to each ingredient) appears on this page under a new section labelled "Recipe ingredients"Rebalancing stepsIf you've invested using this portfolio recipe at FolioInvesting.com, you can quickly update your portfolio each month with a few clicks using automated settings. See how to rebalance your portfolio for details.If you've invested at another brokerage, you need to update this portfolio each month to adhere to this portfolio's recipe. See How to rebalance your portfolio