MaxMind is a 3rd-party service that uses geolocation tools and other tests to check online orders for fraud. MaxMind does not actually verify cardholder information (this is left to the payment gateway), it instead focuses on verifying that the cardholder is actually the person making the online transaction. It is completely separate from the payment gateway, and serves as an extra level of security above your gateway's standard checks.

Thresholds

MaxMind's service works by assigning each transaction a fraud score, with 0.0 being very low risk and 100.0 being the highest risk. Store admins must set several 'threshold' Settings (explained below) to determine how the software should handle orders based on that score. The default values for those Settings are simply recommendations based on information from MaxMind, store admins should feel free to adjust the values based on their business model and fraud rates.

Enabling MaxMind

Once you have your account information, go to theSite Setup Wizard page and click the Configure Maxmind link. In the window that opens, set the following values the way you want for your site:

Setting Name

Description

MaxMind.Enabled

Set this to Yes to enable the MaxMind service.

MaxMind.DelayDownloadThreshold

If your business sellsdownloadable products and sends the download emails automatically, the value in this Setting determines when the software will hold off on that email until a store admin can review the order.

MaxMind.DelayDropShipThreshold

If you usedrop shipping, the value in this Setting determines when the software will hold off on sending the distributor email until a store admin can review the order.