"Finding a Good Car Loan in Jefferson With Bad Credit, Can Be Very Difficult…”

With over ONE BILLION dollars in approved bad credit auto loan applications, this company is the best option for people in Jefferson and surrounding areas in Alabama making over $1500.00 per month, and buying a car with bad credit. Make no mistake about it, this is the most reputable lending source for affordable bad credit auto financing, in North America. You can expect quick results, exceptional customer service and low monthly payments.

A Legitimate Company – In business since 1999, special finance programs that ACE has developed have resulted in the successful approval of over 4 and half-million dollars worth of bad credit auto loan applications every single month. In fact, over 1,000,000,000 dollars (yes, that’s billion) total have been approved through this company, and that’s because they are the industry leader, nationwide.

Flexibility – Programs are not limited to used cars as loans for new and late model vehicles are approved, as well. A typical vehicle that fits within their guidelines is a two to a four-year-old vehicle with average mileage for the model year. There are benefits of working with a company that helps to get people into newer cars. Getting approved for a new or late model car has its benefits of lower payments, less break-downs and more warranties. That appeals to not only you, but to the good lenders who will be helping you get approved in Jefferson.

Bankruptcy Accepted – Chapter 7 and 13 bankruptcy is common in today’s economy. As long as your bankruptcy is discharged, then you should be set to go. Rather than having to wait for your credit to be re-established, there are ways to get a good car loan as a first step to re-establishing your credit. Everyday, they are the first step for hundreds of people seeking to get an auto loan after a Chapter 7 or 13 bankruptcy discharge.

Repossession OK – There are a few requirements on this one. Your repossession needs to have either been a part of a discharged bankruptcy, or be at least 12 months old. So if you have just had a repossession in the last 12 months, and it was not included in a bankruptcy, they simply will not be able to help you. You’ll need to work on re-establishing your credit history first, or let 12 months pass by before applying for special financing.

Zero or Low Down Payments – No money down programs with monthly payments based on income. It’s a myth that you always have to have a down payment when applying for an auto loan with bad credit. These guys know how to get it done by the right choice of lender, auto and credit score. By applying special dealer incentives, rebates and promotional offers, negative trade equity may be dissolved.

Better Rates – They’ll find the best interest rate and payment terms that you qualify for under their programs. Don’t misunderstand this. You will pay a higher rate than someone that has good credit. However, you shouldn’t settle for anything outrageous though. Find out by seeing what you qualify for. Did you know that some buy here pay here car lots charge higher interest rates than some credit card companies? Regardless of where you choose to secure your financing, do yourself a favor and avoid predatory lending practices, such as, is commonly found with lower end buy here pay here dealers.

You’re Safe and Secure – ACE provides a 100% secure application using 128 Bit Encryption on a secure server. There is absolutely no risk of your private financial or personal information being compromised. Data security is actively monitored 24 hours a day, seven days a week by the most advanced encryption technology available on the web.

Drive Today – One of the biggest hassles of buying a car with bad credit in is the waiting. Having to sit in a car dealership in Jefferson for hours while the finance manager “sees what he can do for you” is a real pain. By handling your application and/or prequalification online, you get a quick response at home, without having to wait for hours at a Jefferson car dealership.

Superb Customer Service – You will get the respect you deserve, regardless of your past credit history.