Miami, OK: Taking advantage of the latest enhancements to CSFi’s EZswitch® software, First National Bank & Trust is now live with an upgrade from CSFi’s EZswitch® Plus to EZswitch® G4. For over a century, First National Bank & Trust Company has embraced a philosophy placing customer needs, service, and security above all else.

The new online interface between their Fiserv Precision core operating system and TransFund/ELAN EFT network will streamline operations and minimize costs while maximizing data and transaction security.

Providing immediate and recognizable benefits to the bank and customers, the seamless upgrade included implementation of support for Cardholder Alerts as well as CSFi’s Sentinel™ Alert Notification System for unattended monitoring of the core system interface, EFT network connection(s) and more.

CSFi’s G4 Web-based apps will provide First National Bank & Trust with powerful front-end tools for managing their new system. A graphical “at-a glance” view of the entire payments network and intuitive navigational tools including “hover-over” and “drill-down” capabilities afford real-time system wide monitoring, automated job/task scheduling, advanced card maintenance and transaction research and reporting, and more.

EZswitch G4 base system functionalities include online ATM/debit issuer authorizations, real-time online card maintenance (OLCM) updates, and single point of card maintenance entry as well as an expanding menu of additional new features and options reducing fraud losses and streamlining management of debit card operations:

Support for cardholder alerts (via email and SMS text)

Support for multiple ATM/EFT, and other third party connections

ATM inactivity status updates

Single sign-on support for multiple users

System health check monitoring including all connections and database status

Stand-in authorization using a positive balance file (in addition to using card limits), when the host authorizing system is unavailable

On-demand network denial rules

Reconciliation subsystem

Audits and logs of all user activity and more…

To learn more, Register now at CSFi.com to enable full access to our web resources. Once registered, users have full access to brochures, videos and additional information fully describing the features and benefits of EZswitch®, G4, Sentinel™, and our entire suite of products, services and solutions.

FraudBlock will be used to inspect electronic payment transactions passing through SWITCHWARE® from the bank’s LINX EFT network. The solution’s advanced fraud prevention capabilities and intuitive user interface will enable the easy analysis of historical and real-time data necessary to identify suspicious activity and invoke pro-active rule modifications critical to addressing emerging threats.

Since its inception as the Colonial Bank in 1837, the Republic Bank Group with total assets of nearly US $10.5 billion has become one of the largest and most profitable banks in the English-speaking Caribbean. Serving the region for over 179 years, ATM management and switching solutions for over 23 years.

FraudBlock™

FraudBlock™ is CSFI’s dynamic, real-time fraud detection and prevention solution designed to integrate seamlessly with SWITCHWARE to reduce fraud losses and boost cardholder confidence. FraudBlock will provide RBL with real-time fraud monitoring and research, and the capability to stop fraud before it happens. The highly parameterized rules-based nature of the system will allow extreme flexibility in the tailoring of functionalities to meet both current and future business requirements of the bank and its customers.

FraudBlock™ features include:

Real-time transaction processing and authorization

Management of post-action outcomes when a rule violation occurs

Full client auditing and real-time transaction monitoring and research

To learn more, Register now at CSFi.com and enable full access to our web resources. Once registered, users have full access to brochures, videos and additional information fully describing the features and benefits of SWITCHWARE®, FraudBlock™, and our entire suite of products, services and solutions.

Manama, Bahrain: Continuing its tradition of providing the highest level of security and convenience for their cardholders, National Bank of Bahrain (NBB) has upgraded its installation of SWITCHWARE® 3.12 to begin a project for installing SWITCHWARE® Remote Key Loading functionality.

Unlocking Efficiencies with Remote Key Enabled ATMs

Saving time and cost, SWITCHWARE’s integrated Remote Key Loading (RKL) functions with RSA authentication includes support for both Diebold’s certificate-based protocol and NCR’s signature-based protocol. Key custodians no longer need to travel long distances to load keys into the ATM.

Saving Time, Ensuring Compliance, Better Resource Allocation

New keys can be remotely injected into ATMs without the need for a physical visit. Keys can be randomly regenerated using commands sent from SWITCHWARE, encrypted with the RSA key and then downloaded to the ATM. National Bank of Bahrain staff can now be used for more productive tasks and while both the bank and its customers benefit from increased security.

Remote Key Loading Benefits

Centralized initial key management

Dynamic key exchanging

Elimination of physical ATM key loading

Better utilization of staff and resources

No additional hardware required

Utilizes existing interface to the hardware security module (HSM)

Remote Key Loading Functions

ATM Remote key management

RSA authentication

Thales, Futurex and Safenet HSM support

NCR signature-based protocol support

Diebold certificate-based protocol support

While fraud mitigation measures have proven invaluable, past compliance with evolving key management protocols have been difficult and expensive to implement, involving a physical visit by a minimum of two key custodians to generate and deploy new ATM keys. Now, with CSFi’s Remote Key Loading, the costs of key generation, storage, and distribution processes are dramatically reduced.

Maysville, MO: Independent Farmers Bank is now live with an upgrade from EZswitch Plus® to EZswitch® G4 as the online interface connecting their Fiserv Precision core banking system to the Shazam EFT network.

For nearly a century, Independent Farmers Bank has dedicated itself to coupling the most advanced technology available with personalized service to improve the quality of life for both its customers and the community it serves. The EMV ready upgrade from EZswitch Plus to EZswitch G4 continues that tradition and will immediately enhance their cardholder’s experience by taking advantage of the latest EZswitch enhancements.

EZswitch G4 base system functionalities include online ATM/debit issuer authorizations, real-time online card maintenance (OLCM) updates, single point of card maintenance entry as well as an expanding menu of additional features and options reducing fraud losses and streamlining management of debit card operations:

Sentinel™ Alert Notification System providing unattended monitoring of ATM’s, core system interface EFT connections and more

Advanced “drill down” transaction and cardholder research and reporting

Automated job/task schedule management

Support for cardholder alerts (via email and SMS text)

Support for multiple ATM/EFT, and other third party connections

ATM inactivity status updates

System health check monitoring including all connections and database status

Stand-in authorization using a positive balance file (in addition to using card limits), when the host authorizing system is unavailable

On-demand network denial rules

Support for cardholder alerts via email and SMS-text

Reconciliation subsystem

Audits and logs of all user activity and more…

The new G4 web-based apps front-end and intuitive navigational tools will enable every user to easily employ the new system’s full capabilities, including: at-a-glance real time system wide monitoring and advanced card maintenance and transaction research and reporting.

To learn more, Register now at CSFi.com and enable full access to our web resources. Once registered, users have full access to brochures, videos and additional information fully describing the features and benefits of EZswitch®, G4, EMV support, FraudBlock™, and our entire suite of products, services and solutions.

Version 4.05.06

Version 4.05.00

07/01/2014 – Initial 64-Bit Linux/AIX 64 Bit Release (64 Bit Solaris will be made available at a later date).

Version 4.04.12

06/29/2016 – A feature has been added to allow the administrative user to unmask a device until a specified data and time thereby allowing real-time diagnostics of authentication related problems.

Version 4.04.04

08/15/2015 – Jack Henry and Associates updates for jXchange 2014.0.8 have been incorporated in this point release.

Version 4.04.00

03/28/2014 – PCI masking. In prior releases of EMS (VOLTDS) it was necessary to disable Data Capture in all but test environments to maintain compliance with PCI standards. This release provides for masking of sensitive authentication data in the Data Capture logs. When authentication data masking used in conjunction with EMS Data Capture Encryption or full file system encryption these valuable diagnostic logs are made fully PCI compliant.

Bemidji, MN: Security Bank USA is live with EZswitch® G4 with Real-time Card Maintenance (RTCM) as the new online interface to their Fiserv Precision core banking software and the First Data Star EFT network. Addressing the need for real-time management capability for their debit card programs and paving the way for future EMV compliant payments processing, the deployment of the new system in a virtualized VMware environment provides the institution and its cardholders with the most powerful, secure, and scalable end-to-end debit card management solution available.

In order to realize the full revenue potential of their debit card programs, the bank will be utilizing the new system’s integrated support for the First Data STAR RTCM interface. Now, with implementation of the CSFi RTCM module, any changes to a card record performed from the bank’s core system will instantly flow to CSFi’s EZswitch software and on to the First Data STAR EFT network.

The new installation also includes implementation of CSFi’s integrated FraudBlock™ real-time fraud detection and prevention system as well as Sentinel™Alert Notification providing unattended monitoring of ATM’s, core system interface, EFT network connection(s) and more. Additional system features and options for streamlining management of debit card operations and enhancement of the cardholder experience include:

Stand-in authorization using a positive balance file (PBF) and/or card limits (the system will authorize using a PBF or card limits when the host authorizing system is unavailable)

Secure, single point of card maintenance entry

Support for multiple ATM/EFT core banking systems

Advanced drill-down capability for transaction and cardholder research and reporting

ATM inactivity status updates

Support for Cardholder Alerts (via email and SMS texting)

System health check monitoring

Reconciliation subsystem

On-demand ATM/EFT network denial rules

G4 web-based applications provide the bank with powerful front-end tools for managing their new system. Customers taking advantage of G4 report exponential improvement in ease-of-use, system navigation, transaction processing management, and general system control. G4’s “at-a-glance” view of the entire switch network and enhanced intuitive navigation tools, allow any authorized G4 user to easily access and manage the full capabilities of CSFi’s flagship EZswitch® and SWITCHWARE® products.

Ravenna, NE: Locally owned and managed, Town & Country Bank has served the central Nebraska region since 1905. A true home town bank, the foundation of Town & Country’s success has been exceptional personal service, and a long tradition of incorporating the latest technological advancements to meet and exceed customer expectations.

Installed on a virtual platform employing CSFi proprietary system integration services, the upgrade will support the connection of their Fiserv Precision core banking system to the ELAN EFT network and ensure that both the bank and its cardholders are relying upon the most advanced and secure debit card management technology available. In addition to providing fully integrated support for full EMV compliance, the new system will immediately enable implementation of a host of additional new features and options including:

Sentinel™ alert notification system providing unattended monitoring of ATM’s, core system interface, EFT connections and more

Stand-in authorization using a positive balance file (PBF) and/or card limits when the host authorizing system is unavailable

Secure, single point of card maintenance entry

Support for multiple ATM/ EFT/ core banking systems and third party network connections

On-demand ATM/EFT network denial rules

ATM inactivity status updates

Reconciliation subsystem

System health check monitoring

Support for Cardholder Alerts via email and SMS-text

Upgrades to the latest version of Red Hat and IBM Informix and more…

G4 Web-based Applications

Providing an “at-a-glance” view of the entire debit payment network, the G4 user interface will enable users to easily utilize the new system’s full capabilities including; real-time system-wide monitoring, automated job/task scheduling, and advanced “drill-down” card maintenance and transaction research and reporting.

Immediate and recognizable benefits to both the bank and its customers will include streamlined operational efficiency as well as enhanced card management and fraud detection and prevention capabilities.

Columbia, KY: United Citizens Bank of Southern Kentucky is Live with EZswitch G4® as the new online interface connecting their Fiserv Precision core system to the TransFund/Elan EFT network. CSFi’s proprietary system integration services included TransFund EFT Network certification and testing services as well as certification of the Elan CACM for single point of card maintenance. The result was a seamless installation, resulting in no system downtime or inconvenience to cardholders.

Globally proven to lower costs, boost revenues, and improve operational efficiency, the new installation ensures that the bank and its cardholders are relying on the most secure and scalable end-to-end debit card management solution available. The installation also included implementation of CSFi’s Sentinel™ Alert Notification System and integrated support for future activation of full EMV functionality.

G4 Web-based Applications

Providing the bank with powerful front-end tools for managing their new system, the G4 Web-based “at-a glance” view of the entire debit payment network includes powerful and intuitive navigation tools including “hover-over” and “drill-down” research capabilities. Customers taking advantage of G4 report exponential improvement in ease of use, transaction processing management and general system control including:

Real-time transaction and cardholder research

Real-time full system monitoring of all connections and database status

Advanced “drill down” transaction and cardholder research and reporting

Automated routine job/task scheduling and management

Secure, single point of sign-on for multiple users with customized roles and permissions

Additional EZswitch G4 system functionalities include online ATM/debit issuer authorizations, real-time online card maintenance (OLCM) updates, and single point of card maintenance entry as well as an expanding menu of additional new features and options reducing fraud losses and streamlining management of debit card operations:

Sentinel™ Alert Notification System providing unattended monitoring of ATM’s, core system interface EFT connections and more

Support for multiple ATM/ EFT/ core banking systems and third party network connections

ATM inactivity status updates

System health check monitoring including all connections and database status

Stand-in authorization using a positive balance file (in addition to using card limits), when the host authorizing system is unavailable

On-demand network denial rules

Reconciliation subsystem

Audits and logs of all user activity and more…

To learn more, Register now at CSFi.com and enable full access to our web resources. Once registered, users have full access to brochures, videos and additional information fully describing the features and benefits of EZswitch®, G4, Sentinel™, FraudBlock™, EMV support, and our entire suite of products, services and solutions.

Brunei: Having long relied upon CSFi solutions for multi-vendor ATM driving and management, EMV support, disaster recovery, and on-line ATM/debit core authorization and EFT interfaces, Baiduri Bank is now implementing a new SWITCHWARE® high availability solution.

Operating in today’s super competitive 24/7 global economy means that mission critical applications can’t afford to be off-line. Stable system operations and maximized up-time are vital to the success of any large-scale banking operation. Customer loyalty and brand identity are tested and redefined with every transaction.

As one of the leading banks in the country, with a long record of financial innovation and pioneering activities, Baiduri Bank’s payment card business has the largest card member and merchant base in the region. It is the only bank in Brunei to hold franchises for four major card brands: American Express, Visa, MasterCard and China Union Pay.

CSFi offers a wide array of solutions designed to reduce downtime, monitor and optimize system performance, and thwart fraudulent activities.

Providing immediate protection against a wide range of possible fraud sources, rules can be constructed to block transactions:

By geographical location (state or country)

By searchable ISO 8583 Merchant Category list

By specific merchant ID number

By specific terminal ID number

Whether you want to immediately block transactions originating from Nigeria, the service station down the street, or every Wal-mart in California, the simple and highly intuitive Network Denial Rules interface makes it a snap.