Amazon.com Store Card

This is a special offer. Please see the offer details for more information.

Upon approval you will be instantly upgraded to the Amazon Prime Store Card*

5% Back Every Day on Amazon.com purchases as a statement credit*

Earn unlimited 5% Back*

No Annual Fee*

A $40 Amazon.com Gift Card will be instantly loaded into your Amazon.com account upon the approval of your application*

Instant Credit Decision

Apply now and get a response in as little as 15 seconds. Once approved, you can immediately make purchases. Shipping to a new address? Update your Address Book before applying.*

Zero Fraud Liability

You are protected from any unauthorized charges on your Store Card account.*

Credit Target

Type

Annual Fee

BT Intro APR

Purchase Intro APR

Regular APR

Rewards

Good Credit, Above Average Credit

Personal

$0*

N/A*

N/A*

25.99%*

Cash Back

Quick Summary:This is a Store cash back rewards card issued by Synchrony Bank. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 25.99%* (Variable)*.

Important Rates:There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 649 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Synchrony Bank product.

Other Basics:The grace period listed for the Amazon.com Store Card is at least 23 days*. So interest charges will not be applied for new purchases during this time.

This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to the merchandiser.

Our Editor's Commentary:The Amazon.com Store Card never comes up short in terms of benefits. This credit card, issued by Synchrony Bank, is for consumers with good and above average credit.

You can receive a response in as little as 15 seconds. If approved, you will immediately be upgraded to the Amazon Prime Store Card. Additionally, you will find yourself in position to earn unlimited five percent back. And of course, zero fraud liability keeps you protected at all times.

Approval Rate:There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.

This card has a very poor approval or acceptance rate. This could be due to the fact that applicants changed their decision after wanting a traditional credit card such as a Visa, MasterCard, Discover Card or American Express card. Furthermore, if your FICO score is close to or higher than 649, then your chance of approval
may be even greater.

Approval Time:Approval time for this offer is not listed. You should expect a final credit decision within a couple of
weeks, but normally much sooner.

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* See the online bank credit card application for details about terms and conditions of offers. When you click on the "Apply Now" or "Learn More" button, Finance Globe is connecting you to the offer or 3rd party website.

1 Advertiser Disclosure: Please see the credit card application for details about the offer as well as the terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.