New book provides simple, straightforward answers to serious financial questions

News-Times, The (Danbury, CT)

Published
8:00 pm EDT, Monday, September 20, 2004

�� Individuals, employees of large, midsize and small companies, small-business owners, the self-employed and socially and environmentally conscious investors will all benefit from Reby's solid "conservative advice for the conservative investor."

�In the book, Retire without Worry, Bob Reby, who has been a guest on CNNfn and CNBC and featured in Business Week, Fortune, Investor's Business Daily and many other publications, answers 250 real-life questions about how to make solid financial decisions. Whether you're trying to make up for lost years or have been investing all your life, Retire without Worry shows you how to retire once and retire on time.� In plain English, he unravels confusing concepts such as deciding on tax-free versus taxable bonds; selecting a Roth IRA over a traditional IRA; how to manage your investments after you retire and how to invest in socially aware companies.

� Other questions include: How, when and why to ride out bear markets, market "corrections" or downturns. What's the difference between a trust and a will? Aren't trusts only for wealthy people? (Hint: They're not.) What's the best way for a small-business owner to fund a retirement plan? Reby's instructive answers pack a wealth of practical advice.

�� Retire without Worry covers the most important elements of finance - stocks, bonds, mutual funds - plus retirement planning, retirement living, estate planning and taxes. A short introduction to each subject is followed by an easy to skim Q A section. Quick tips begin each chapter.

Reby, former host of the popular "Money Sense" radio show and author of a newspaper column by the same name emphasizes creating realistic expectations of how much one can invest and save, and how much retirees may earn on investments.

�� Especially valuable for those age 50 and over, this engaging guide is a useful resource for individuals with retirement on the horizon who will benefit from Reby's plainspoken, practical advice on how to build wealth and create financial independence.