Pet Insurance Features & Optional Benefits

Features and optional benefits

Cover for up to 85% of eligible vet bills and you can claim up to $20,000* per year, for the policies Choosi can arrange direct, depending on the policy you choose.

Extend your cover with optional routine care to claim an annual benefit amount of $50 towards for items such as vaccinations, de-sexing and worming.

What is pet insurance?

If your pet becomes sick or is injured, or is involved in an accident, you want to know that you can give them the very best care. With pet insurance direct from Choosi - depending on your level of cover and the policy you choose - you can claim up to 85% of eligible vet bills up to $20,000 per year (pre-existing conditions are excluded and sub-limits may apply).

Types of cover

There are two types of cover; accidental injury cover and combined accidental injury and illness cover.

Feature

Accidental Injury

Accidental Injury & Illness

Annual benefit limit

Up to $15,000 (depending on the policy)

Up to $20,000 (depending on the policy)

% of bill covered

Up to 80% of eligible vet bills
(depending on the policy)

Up to 85% of eligible vet bills
(depending on the policy)

Covers injuries (caused by an accident)

Covers illnesses

Upper age limit for entry

Younger than 9 years

Waiting periods

6 months

(generally, a 30-day waiting period)

Use any vet licensed in Australia

Multi-pet discount

Available for some policies

Available for some policies

Included extras

With the policies Choosi can arrange direct, you can enjoy a range of extra benefits at no extra cost.

Emergency boarding

Cover which in certain circumstances, helps with the cost of boarding at a registered kennel or cattery up to an agreed amount, if you, the sole carer, are unexpectedly hospitalised for a specified period and unable to care for your pet.

Essential euthanasia

If a vet deems euthanasia to be humane and essential for your pet, you can claim the benefit percentage for the cost of this up to the annual benefit limit.

Paralysis ticks

Tick bites are very serious and can cause paralysis in pets that can be fatal if untreated. The benefit percentage of the cost of treatment will be covered up to the specified sub-limit (only available with accident and illness plans).

Pet overseas travel

Cover vet expenses incurred for the treatment of your pet while it is overseas with you in certain circumstances.

Optional extra

Routine care

With some policies, you can choose Routine Care as an optional extra. Including this in your policy can cover some routine health checks or procedures that are otherwise not covered, such as vaccinations, de-sexing and worming. Be sure to check the PDS and your policy schedule for specifics regarding routine care.

Reduce the burden of the risk of unaffordable vet bills for emergency treatment or surgery with pet insurance. With policies Choosi can arrange direct you can get cover for up to 85% of eligible vet bills up to $20,000 per year (pre-existing conditions are excluded and sub-limits may apply) you could afford to give your pet the treatment they need, when they need it.

*Pre-existing conditions and certain illnesses are excluded, sub-limits may apply. Claim for reimbursement.

This is general information only and does not take into account your personal objectives, financial situation or needs. You should consider the relevant PDS available on this website prior to purchasing any product. Choosi offers insurance products from a range of brands but does not compare all products available in the market.

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Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi does not provide information, or offer cover, for all products available in the market and there may be aspects to some products that we do not compare. Choosi is not an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms and Conditions.

Where requested by you, we can provide access to other Life, Income Protection and Funeral Insurance brands by referring you to a third party partner. The Home & Contents and Car Insurance products available are issued and distributed by Compare the Market Pty Ltd (ABN 83 117 323 378, AFSL 422926). The Business Insurance products available are issued and distributed by BizCover Pty Ltd (ABN 68 127 707 975, AR 338440), an Authorised Representative of Mega Capital Pty Ltd (ABN 37 098 080 418, AFSL 238549). If you choose to purchase these products we will refer you to the appropriate partner. If you purchase a product as a result of a referral, we will receive a fee or commission, depending on the partner you are referred to.

Choosi has commercial relationships with all insurers that are available for comparison. Choosi obtains a commission from the insurer for arranging any insurance you choose to buy.

Information on this website does not take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance, income protection insurance, funeral insurance, and final expenses insurance products sold through Choosi are available through this website. Relevant PDSs and/or Policy Wording Documents for products available through our partners are available on their websites.