Earn more on everyday expenses

3X POINTS

Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:*

Travel

Shipping purchases

Internet, cable and phone services

Advertising purchases with social media sites and search engines

1X POINTS

Earn 1 point per $1 on all other purchases — with no limits to the amount you can earn.*

Redeem for flexible and rich rewards

25% MORE

Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*

1:1 POINT TRANSFER

1:1 Point Transfer to leading frequent travel programs

MORE REWARDS

Redeem for travel, cash back, gift cards, experiences, and more – your points don't expire as long as your account is open*

Benefits built for your success

EMPLOYEE CARDS AT NO ADDITIONAL COST

By adding employee cards to your account, you can set individual employee spending limits for greater control and earn rewards faster.*

ZERO LIABILITY PROTECTION

Zero Liability means you won’t be held responsible for unauthorized charges made with your card or account information.*

ZERO LIABILITY PROTECTION

Zero Liability means you won’t be held responsible for unauthorized charges made with your card or account information.*

FRAUD PROTECTION

We help safeguard your account using real-time fraud monitoring. You can rest easier knowing that your card transactions will be monitored for possible signs of fraudulent activity.

TRIP CANCELLATIONS/TRIP INTERRUPTIONS INSURANCE

If your trip is cancelled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid non-refundable travel expenses, including passenger fares, tours, and hotels.**

EXTENDED WARRANTY PROTECTION

Extends the time period of U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.**

CELL PHONE PROTECTION

Get up to $600 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Chase Ink Business Preferred credit card. Maximum of 3 claims in a 12 month period with a $100 deductible per claim.**

CELL PHONE PROTECTION

Get up to $600 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Chase Ink Business Preferred credit card. Maximum of 3 claims in a 12 month period with a $100 deductible per claim.**

NO FOREIGN TRANSACTION FEES

You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.†

PURCHASE PROTECTION

Covers your new purchases for up to 120 days against damage or theft up to $10,000 per claim and $50,000 per account.**

AUTO RENTAL COLLISION DAMAGE WAIVER

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.**

** These benefits are available when you use your card. Restrictions, limitations and exclusion apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Chase provides the following business banking products for your needs

Chip-based Cards We help make the transition to accepting chip-enabled cards (also called EMV) as seamless as possible while businesses across the US get ready for the fraud liability shift with the EMV-compliant terminals.

Line of Credit Compare between Business and Commercial line of credit options for your business' working capital needs. Help manage cash flow fluctuations, expand into new markets, or finance accounts receivable.

Business Credit Cards Find and apply for the Ink business credit card best suited for your business needs. Compare the benefits of the Ink Business Preferred, Ink Business Unlimited, and Ink Business Cash business credit cards.

Merchant Services Chase Merchant Services provides you with a more secure and convenient way to do business by giving your customers the flexibility to make purchases however they choose with added security that protects their accounts.

Business Debit Cards More convenient than cash and checks to make purchases—money is deducted right from your business checking account. Make deposits and withdrawals at the ATM. Save time every month when you set up recurring payments with your business debit card.

Commercial BankingCommercial Banking provides organizations with annual revenues generally ranging from $20 million to more than $2 billion—as well as real estate investors and owners—with a range of domestic and international financial solutions designed to help them achieve their business goals.

Business Services We're here to help with your business banking needs. From credit card processing, payroll and collection services to foreign exchange, Chase Business Banking has solutions that work for you.

Business Checking Chase offers a wide variety of business checking accounts for different-sized businesses. Use our business checking comparison chart to select exactly which checking account is right for you.

Payroll Solutions ADP® offers a range of payroll solutions that grow as your business grows. Additional ADP services include time and attendance tracking and workers' compensation plans.

CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.

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Chase Ink Business PreferredSM Offer Details

Earn 80,000 Bonus Points

To qualify and receive your bonus, you must make Purchases totaling $5,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning Points

Rewards Program Agreement: For more information about the Ink Business Preferred rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards.
How you can earn points: You’ll earn points when you, or an authorized user, use an Ink Business Preferred card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 point: You’ll earn 1 point for each $1 spent. 3 points (“3X points”): You’ll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; advertising purchases made with social media sites and search engines; travel; internet, cable, and phone services (two additional points on top of the 1 point per $1 earned on each purchase). After $150,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for every dollar spent, with no maximum. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and products or services made available through the program or directly from third party merchants. Redemption values for reward options vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs.

Points are Worth 25% More

When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 80,000 points are worth $1,000 towards travel, or $800 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels.

Employee Cards

If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Zero Liability Protection

Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Chase's website terms, privacy and security policies don't apply to the site you're about to visit. Please review its website terms, privacy and security policies to see how they apply to you. Chase isn't responsible for (and doesn't provide) any products, services or content at this third-party site, except for products and services that explicitly carry the Chase name.

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