Make a Purchase at a Store

Making purchases at a store is easy! Use your Visa® Prepaid Reloadable College Card to make purchases anywhere Visa® debit cards are accepted.
Swipe and sign for your purchase using “credit” or make a “debit” purchase using your 4 digit PIN.

Helpful Hint: Avoid an extra trip to the ATM – get cash back with PIN debit purchases.

NOTE: See Fee Schedule and Transaction Limits.

Make a Purchase at a Gas Station

Give your Visa® Prepaid Reloadable College Card to the attendant to prepay for gas to avoid a pre-authorization hold. As with most prepaid debit cards, if you pay at the pump, merchants will preauthorize your purchase and “hold”
a set dollar amount on your account that can be higher than the actual purchase amount. The balance is released once the payment is processed, but this can take up to three days. You can pay at the pump if the authorization hold will not be an inconvenience.

Keep Track of Your Account Balance

Via text message or email: Visit us online to sign up for text message or email balance updates.
Online: Click on the Online Account Access button and login to your online account.
By Phone: Please refer to the customer service number located on the back of your card.
Mobile App: Download the Android or iPhone app.

NOTE: Standard carrier messaging rates may apply.

Bill Pay

You may use your Visa® Prepaid Reloadable College Card to pay your bills just like any other prepaid debit card – however, we offer a bill pay feature to our customers.
Login to your account by clicking on the Account Login button and set up Bill Pay and eliminate the need for money orders, cashier’s checks or paying with cash.

NOTE: See Fee Schedule and Transaction Limits.

Getting Cash:

Getting cash has never been easier.

ATM Withdrawal: Your card is part of the MoneyPass® surcharge free ATM Network. Additionally, your Visa® Prepaid Reloadable College Card may be used at any ATM displaying a logo that matches one on the back of your card.

Cash Advance: Withdraw funds at any participating Visa® member bank by requesting a “cash advance” from your card for a specific amount directly from the teller.

NOTE: See Fee Schedule and Transaction Limits.

Cash Back: You can get “cash back” from a PIN debit transaction at participating merchants. If available, select the “debit” option when making a purchase and enter the amount of cash you would like to receive.

NOTE: See Fee Schedule and Transaction Limits.

Transfer Funds to a Personal Bank Account

Use the Cliq® Mobile app from your phone today or click on the Online Account Access button and login to your online account to learn how you can transfer funds from your card to a personal bank account.

NOTE: See Fee Schedule and Transaction Limits.

Reload Your Card

Add funds to your Visa® Prepaid Reloadable College Card:
1. Direct Deposit: In addition to your Title IV funds, you can Direct Deposit government benefits, wages from a job or other regular payments you receive.
2. Add money to your card using Visa® ReadyLink. Go to www.visa.com/readylink for more information.

Want to learn more about using your Visa® Prepaid Reloadable College Card? You can also contact Cliq® directly by calling 866-634-3044 or emailing Customer_Service@cliq.com.

The Cliq® Visa® Prepaid Reloadable College Card is issued by Central National Bank of Enid, Oklahoma, Member FDIC, pursuant to a license from Visa® USA Inc. All cardholder’s funds are insured by the FDIC in accordance with the FDIC’s applicable terms and conditions. Cliq® Visa® Prepaid Reloadable College Cards are covered by the Visa® Zero Liability Policy.

Cliq® is a registered ISO/MSP of Central National Bank of Enid, Oklahoma, Member FDIC.

Cliq® is a registered ISO/MS of BMO Harris Bank N.A., Chicago IL.

Cliq® is a registered ISO of Esquire Bank 320 Old Country Road, Ste 101 Garden City, NY 11530. Cliq® is an Agent of CliqPay®