Home Loan Specials

$1000 Closing Costs for First Time Homebuyers

Buying a home for the first time? First Time Homebuyers can get up to $1000 closing costs and a low down payment for qualified applicants. Prime Financial's competitive rates and experienced staff will help guide you on the road to home ownership.

A first time buyer is defined as an applicant who has not owned a home within the past three years.

No Closing Costs on Home Equity Line of Credit

Looking to do home repairs or a debt consolidation? look no further than PFCU Home Equity Line of credit with NO closing costs for qualified applicants.

1This closing cost special includes an appraisal fee, credit report fee, flood certification, title-lenders title policy, title-settlement fee, recording fees, origination fee, 4506T transcripts, document preparation fee, tax service fee, title and E-Recording fee. Fixed Stated Rates reflect loans up to 80% Loan to Value (LTV); other rates apply for LTVs above 80%. Owner-occupied primary residence only. Homeowner’s insurance required. All rates and terms are subject to credit qualification, other rates and terms may apply. A Prime Financial Credit Union checking account is required to receive any closing incentive for first-time buyers. Offer good 3/15/2019-7/31/2019. Offer may be discontinued at any time and without prior notice. Promotional offer cannot be combined with any other offer.

2No closing cost for Home Equity Line of Credit (HELOC) with a Loan to Value (LTV) less than 80%. HELOC rate is equal to prime rate + 0.00% Annual Percentage Rate (APR) with credit score greater than 740. Line of credit rate is adjustable, may change monthly, and will not exceed 11.25% APR. Minimum payment is 1% of the balance or $25.00, whichever is greater. All rates are subject to credit qualification, other rates and terms may apply. Owner-occupied primary residence only. Homeowner’s insurance required. Offer good 3/15/2019-7/31/2019. Offer may be discontinued at any time and without prior notice. Promotional offer cannot be combined with any other offer.