Tight On Money? Visit Advance America Hartselle Today

From Payday Loans to Title Loans, Advance America has the financial services you need to put a little extra money in your pocket. Advance America is a fully licensed financial company that's helped millions of people every year since 1997. Our services include Payday Loans, Online Payday Loans, Installment Loans, Title Loans, MoneyGram Services and Visa Prepaid Cards.

The Simple Process:

Requirements to Apply:

Active Checking Account

Source of Income

Social Security Number

Valid and Active Email Address

Loan Repayment

Loan terms will be between 10 and 31 days. When your loan is due we will automatically withdraw the loan amount plus the fee from your checking account. Under Alabama law, you have the option to request a refinance. You are limited to one refinance per loan. If you are approved and you choose to refinance, you will be required to pay your initial loan fee on the original due date. On your refinanced loan due date, you will be required to pay your loan principal balance plus an additional fee. You may apply for a refinance by logging into your account and following the instructions on your account summary page.

If you need to use an alternative method of payment, please contact us at least two business days prior to the due date at 1-877-505-0701.

NOTICE: FEES FOR DEFERRED PRESENTMENT TRANSACTIONS MAY BE SIGNIFICANTLY HIGHER THAN FOR OTHER TYPES OF LOANS.

Maximum Fee: The most that any Deferred Presentment provider may charge for Deferred Presentment transactions is 17.5% of the cash advanced. Advance America charges 17.5% for these transactions. The following table illustrates Advance America’s fee structure:

Loan Amount

APR

Fee Amount

Total of Payments

$200.00

456.25%

$35.00

$235.00

$250.00

456.25%

$43.75

$293.75

$300.00

456.25%

$52.50

$352.50

$350.00

456.25%

$61.25

$411.25

$400.00

456.25%

$70.00

$470.00

$450.00

456.25%

$78.75

$528.75

$500.00

456.25%

$87.50

$587.50

No other fees may be charged for these transactions, except if a check “bounces” once it is deposited at a bank, then the provider may charge a one-time NSF fee of up to $30.00. And if the provider must go to court to enforce payment of this loan, then you may be assessed court costs and up to 15% of the face amount of the check as attorney’s fees. You cannot be arrested or sent to jail for passing a “worthless” deferred presentment check except due to closed account.

Maximum Loan Amount: The law limits the maximum loan amount that any one borrower may have with all Deferred Presentment providers to $500. The provider will be verifying your other outstanding deferred presentment loans with a database to determine compliance with the law.

Term: Deferred Presentment transactions cannot be made for a term of less than 10 days or more than 31 days.

Renewal: Your transaction is due on the maturity date. You may obtain another transaction once this one is paid in full. However, if you cannot repay the total amount due, then, if offered by the provider, you may renew this transaction one more time upon payment of an additional fee. If you cannot pay the total amount due at that time, then, at the provider’s option, you may extend your repayment into four equal monthly installments at no additional cost.

Customer Agreement: You must be given a copy of the provider’s Deferred Presentment Services Agreement. You have the right to read the Agreement before you sign it. You have the right to ask questions of the provider’s staff until you thoroughly understand everything in the Agreement. You also have the right to walk away from the Agreement before you sign it.

Title Loan

If you own your car and have the title, we can help you get the money you need with a Hassle-Free Title Loan. We’ll give you a loan based on your car’s value, and you keep driving your car while you pay back your loan. It’s that simple. Power On.

What To Expect:

Visa® Prepaid Card

Looking for a smart way to control your finances? Go with Purpose℠. Our Purpose Visa® Prepaid Card is a reloadable card you can use everywhere Visa® debit cards are accepted. The Purpose Card℠ is loaded with helpful features and benefits.

No credit check*

FDIC–insured1

Pay your bills online

Shop online safely and securely

Add up to two additional cards to manage family spending2

Get paid up to 2 days faster**

What to Expect:

Register a card and activate at a location

Use your card anywhere Visa® is accepted

Get your personalized card in the mail

Reload your card at over 130,000 locations

Services vary by store.

Purpose Visa® Prepaid Cards are issued by MetaBank™, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

*IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third-party service providers to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid debit card is subject to an initial load limitation, may not be used for international transactions or account-to-account transfers, or be reloaded.

**Faster access to funds is based on comparison of traditional banking policies versus electronic direct deposit. Direct deposit and faster direct deposit capability is subject to payor’s support of the feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start. While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See Cardholder Agreement for more details.

1 Upon successful activation and registration of the Card Account, your funds on deposit at MetaBank™ Member FDIC, are insured1 up to $250,000. Coverage limit is subject to aggregation of all of Cardholder’s funds held on deposit at MetaBank.

2 $4.98 fee for each additional card. The Primary Cardholder is responsible for all fees and transaction costs incurred by the Secondary Cardholder. Secondary Cardholder must be at least 13 years of age and will be subject to ID verification. See Cardholder Agreement for details.

A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended for long-term financial solutions.