START PERSONAL LOAN

Start borrowing smart

Borrow for whatever you need

When it comes to this personal loan, the choice of what to buy is entirely up to you. Our Start Personal Loan is part of our Start Financial Programwhich offers special accounts, learning, and advice for teens, young adults, and members new to loans.

If you’re under 18 years old: We welcome you to apply for a Start Personal Loan, as long as you have a parent or other co-signer on your loan. Parents will have access to monitor and help manage their child’s loan and make a payment through online and mobile banking.

Start Personal Loan features:

Flexible terms for members new to loans

Loan amounts up to $3,000‡

Low, fixed interest rate

Get all the details:

Special program for members new to loans

Don’t be nervous if you’re new to this. We’ve built a program just for you! Our Start Personal Loan features flexible terms and excellent rates for members who are just starting out.

Borrow up to $3,000 for whatever you need

Purchase a new bike, laptop, phone, or whatever else you may need.

Low, fixed interest rates

You can rest easy knowing you’re getting a loan at a low rate (meaning you save money) and that’s fixed (so it will never adjust). We keep it simple!

We’ll be your guide from start to finish

You’ll have the guidance of a local loan officer, from application to getting your funds. They’ll be there to answer your questions, and help you get your funds quickly and easily.

Start Personal Loan Rates

With low, fixed interest rates you’ll save more when you borrow from Advantis.�

Start Personal Loan1

Rates Effective05/08/2019

LOAN TYPE

TERMS

ANNUAL PERCENTAGE RATE

Personal Loan

Up to 3 yrs

9.90% to 17.90%

Fixed

1APR= Annual Percentage Rate. APRs range from 9.90% to 17.90% and will be based on your credit qualifications. All loans subject to underwriting approval. Payment example on a fixed-rate 3-year personal loan at 9.90% would be $32.22 per $1000 borrowed for 36 months. The Start Personal Loan Requires a Parent or other co-signer if under 18 years old.

Boost your money smarts with free online learning

After you open any account or loan that’s part of the Start Financial Program, we’ll email you short videos that will teach you all the basics when it comes to your finances. Below are the videos you’ll receive after you get a Start Personal Loan.

Website Accessibility

Advantis Credit Union’s goal is to make our website accessible to persons of all abilities. If you are using a screen reader or auxiliary aid and having difficulty accessing any part of our website, please call 800-547-5532 for assistance. Learn more and provide feedback