Medical: Blue Cross Keystone Direct POS

The effective date is the first of the month, 60 days from date of employment. Employees are responsible for contributing a portion of the health insurance premium via a pre-tax payroll deduction.

Blue Cross Keystone Direct POS allows you to select doctors and hospitals in the Blue Cross network. Coverage includes: hospitalization, office visits, adult and child preventive care. You'll have two plan options to choose from either the (1) Basic Plan or the (2) Personal Choice Plan. Under the Basic Plan you'll pay $35 to visit an in-network doctor and $50 to visit a specialist. The Basic Plan requires the selection of a PCP (primary care physician) and referrals for some services.

Express Scripts provides our prescription program. When you purchase prescription drugs at a participating pharmacy, you pay a $10 co-pay for generics, a $50 co-pay for formulary and a $80 co-pay for non-formulary generic and brand name. Mail order (90-day supply) is required for some maintenance drugs.

Dental: Delta Dental Insurance

The effective date is the first of the month, 90 days from date of employment.

Diagnostic procedures (bi-annual visits) that include exams, x-ray and teeth cleaning are covered 100%. Other services such as root canal, fillings, treatment of gum disorders, crowns, dentures and bridgework are paid at a percentage (50%-80%) and are subject to an annual deductible ($50 per person, maximum of $150 per family). The choice of dentist is left up to the employee.

Life Insurance

The effective date is the first of the month, 30 days from date of employment.

Group life insurance is paid in full by ASI for all regular full-time employees. This benefit includes accidental death and dismemberment in the amount equal to the employee's average annual salary, not to exceed $300,000. Managers and supervisors are eligible to receive 1.5 times their salary to a maximum of $300,000. Benefits will reduce by 35% at age 65 and reduce by 50% at age 70.

Disability Insurance

The effective date is the first of the month, six months from date of employment.

Non-salaried employees may be eligible for short-term disability payments for a maximum period of thirteen weeks. Short-term disability offers the non-salaried employee partial compensation, 60% of their base rate, up to $500 per week. This plan excludes pre-existing conditions that occur within the three months prior to the effective date of coverage.

Salaried employees may be eligible for long-term disability that pays up to 60% of the employee's monthly earnings, a maximum of $10,000 per month. These payments begin after 90 days of disability. During this waiting period, salaried employees may receive up to 100% of their average salary, one month for each full year worked. This plan excludes pre-existing conditions that occur within the three months prior to the effective date of coverage.

Cohn Family 401 (k) Matching Plan

Employees may payroll deduct, pre-tax, up to 85% of their total gross yearly earnings, up to the allowable maximum by the IRS, and choose from several investment options.

ASI pays the entire cost of the 401(k) program with a maximum contribution equal to 3.5% of the participant's yearly income. Employees will be eligible to receive the company match after completing one year and a minimum 1000 hours of service during the plan year, and after being actively employed by ASI on the last day of the year (December 31st). An employee's match will be calculated after the first quarter of the next year and is subject to a six-year vesting schedule (2 years is 20%, 3 years is 40%, 4 years is 60%, 5 years is 80% and 100% vested at 6 years.)

Paid Time Off (PTO)

Earn PTO at the end of each full month of work to be used for vacation, personal or sick days:

0-5 years: 17 days

5+ years: 22 days

15 years: 27 days

25 years: 32 days

Paid Holidays

All regular full-time and part-time employees are eligible for the following paid holidays, provided you work your full schedule the day before and after the holiday.

New Year's Day

Memorial Day

Independence Day

Labor Day

Thanksgiving

Day after Thanksgiving

Christmas Day

Tuition Reimbursement

Tuition reimbursement is available for several educational needs, including: college degrees, professional certification, workshops/seminars and scholarships. Employees may receive reimbursement for all approved job-related courses taken at an accredited technical school or college.

Credit Union

ASI is a member of the NBA Credit Union. All full-time employees are eligible to apply for individual membership. The payroll department can deduct a specified amount from your paycheck to be deposited directly into a savings account at the credit union. Also available are accounts similar to checking, vacation club, Christmas club, and loans for home improvements, automobile purchasing and personal needs.

ASI's Award-Winning Wellness Program

This program lets employees earn financial incentives for living a healthier lifestyle. Benefits include:

Monthly Gym Reimbursements (up to $30 per month)

Up to $1000 to quit smoking

Weight management program - reimbursement for the cost of the program

ASI offers free wellness seminars and health screenings

Employee Assistance

Magellan Health Services provides you and your immediate family resources for help with personal, family and work related issues. A professional team of registered nurses and master's-level counselors are available whenever you need information and support. Topics include: childcare needs, eldercare issues, balancing work and life, dealing with depression/anxiety, stress management, marital relationships, adoption, personal finances, legal information and more. Its easy to use and calls are strictly confidential.

Casual Dress

ASI has a business-casual dress policy Monday through Friday. Casual attire such as polo shirts, docker pants, jeans and sneakers are permitted.

On-Site Daycare

ASI provides on-site child care at affordable rates to employees and their families. The fully-accredited Lots of Love Learning Center began in 1986 and has a qualified staff of twelve child-care professionals who specialize in caring for children of various ages. The daycare offers full-day, half-day and before and after school programs. New parents (who are ASI employees) are offered eight weeks of paid daycare to use within the first six months of returning to work.

The information contained in this summary is not a contract of benefits and can be changed at anytime without prior notice.