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Dementia is a disease that comes to affect every aspect of a person's life. It refers to a set of symptoms that may include memory loss and difficulties with thinking, problem solving or language and sensory imapirments. There can be changes in mood or behaviour and the disease can exacerbate the effects of physical impairments.

Many people, who have achieved success and wealth through their business, have done so with their intellectual capital. What exactly is intellectual capital? This is the sum of the business’ hidden assets, such as its human resources, knowledge, intellectual property, and all of the client and stakeholder relationships that bring immeasurable value to the company.

Until recently, many retirees have been able to rely upon the three-legged stool of retirement income sources: a defined benefit pension plan that guarantees a lifetime income, their own savings, and the Canada Pension Plan.