Disclaimer

To the fullest extent legally possible, all dealings between Lyndons Pty Ltd ACN 010 583 721 and each of its subsidiaries, divisions, affiliates, associated companies and related entities and any successors and assigns ["Lyndons"] and any Customer relating to any Lyndons "Products", "Services" or transactions are subject to the following Terms & Conditions of Trade ("these Terms") unless otherwise agreed in writing.

1. Payment: a) Credit Account Customers are to pay within 30 days from end of month of invoice without deduction b) All other
sales are to be paid C.B.D. without deduction c) credit card payments may attract a fee of up to 3% at Lyndons' sole discretion.

2. Property: a) Property in Products shall not pass until payment in full ("full payment") of all monies owed on any basis by
the Customer. Lyndons reserves the right to take possession & dispose of Products as it sees fit at any time until full payment and the
Customer grants permission to Lyndons to enter any property where any Product is in order to do so with such force as necessary b) Immediately
upon delivery the Customer accepts liability for safe custody of Products c) Upon sale or disposition of any Products prior to full payment,
the Customer agrees to deposit all proceeds in a separate bank account, agrees not to mix proceeds with any other monies and to hold all proceeds
in trust for Lyndons & forthwith account to Lyndons therefore even if Lyndons may have granted any credit facility &/or time to pay
d) Until full payment the Customer agrees (i) to keep all Products as fiduciary for Lyndons & store them in a manner which shows Lyndons
as owner (ii) only to sell Products in the usual course of its business (iii) sale on terms, at cost or for less than cost shall not be "in
the usual course" e) This clause 2 shall be read down to the extent necessary to avoid creating a charge f) The Customer agrees that a certificate
purporting to be signed by an officer of Lyndons identifying Products shall be conclusive evidence of Lyndons title thereto If the Customer
uses any Products in any construction or project ("project") the Customer agrees to hold such part of the proceeds of sale or disposition of
the project which equals the value of the Products used in the project (and until payment, that part of the book debt commensurate thereto)
upon trust for Lyndons until payment in full for those Products and of all monies owed to Lyndons.

3. Limitation Of Liability: a) The Customer agrees to limit any claim it makes to the cost of re-supply of equivalent Products
or the supply of Services again b) Lyndons shall not be liable for any claim loss or expense arising which is made after 14 days from date
of delivery of Product or Services (or at all once Products have been unpacked, on-sold or otherwise used or applied) after which there shall
be deemed to have been unqualified acceptance c) Lyndons will not be liable for any contingent consequential direct indirect special or punitive
damage arising whether due to negligence or otherwise & the Customer acknowledges this express limit of liability & agrees to limit
any claim accordingly d) No other term, condition, agreement, warranty, representation or understanding whether
express or implied other than these Terms, is made or given by Lyndons.

4. Exclusions: a) No dealing between Lyndons & the Customer shall be or be deemed to be a sale by sample b) If Lyndons publishes
material concerning its business or prices, anything so published which is incompatible with these Terms is excluded c) The Customer will rely
on its own knowledge & expertise in selecting any Product or Services for any purpose. Any advice or assistance given for or on behalf
of Lyndons shall be accepted at the Customer's risk & shall not be or be deemed given as expert or adviser nor to have been relied upon
by the Customer or anyone claiming through the Customer.

5. Placement Of Orders: a) if any dispute arises over any order (& including any question of identity, authority or telephone,
facsimile, computer or e-mail order) the internal records of Lyndons will be conclusive evidence of what was ordered b) each order placed shall
be & be deemed a representation made by the Customer at the time that it is solvent & able to pay all of its debts as & when they
fall due c) failure to pay in accordance with these Terms shall be & be deemed conclusive evidence that the Customer had no reasonable
grounds for making the representations & that the representations were unconscionable, misleading and deceptive d) when an order is placed,
the Customer shall inform Lyndons of any material facts which would or might reasonably affect any decision to accept the order &/or grant
credit in relation to it. Failure to do so shall create & be deemed to create an inequality of bargaining position constitute & be
deemed the taking of an unfair advantage of Lyndons & be & be deemed to be unconscionable misleading and deceptive.

6. Purchase Price: a) All sales are made by Lyndons at its ruling price at time of delivery b) government imposts, GST etc ("imposts")
will be paid by the Customer c) any Lyndons price list, estimate or quote excludes imposts unless expressly noted thereon.

7. Ability to Supply: The Customer agrees that Lyndons will not be liable for any delay in supply or availability of any Products
and Lyndons may allocate Products to Customers at its unfettered discretion: eg: if demand exceeds available supply.

8. Delivery: The Customer acknowledges & agrees a) Lyndons accepts no duty or responsibility for delivery but may elect to
arrange delivery at its discretion without any liability & at the Customer's costs & responsibility in all things b) Lyndons may elect
to charge for any delivery c) it shall be deemed to have accepted delivery & liability for Products immediately Lyndons notifies the Customer
that any Products are ready for collection or they are placed with a carrier or delivered to the Customer's business premises or site whether
attended or not d) a certificate purporting to be signed by an officer of Lyndons confirming delivery shall be conclusive evidence of delivery
as shall any signed delivery docket e) Lyndons will not be liable for delay failure or inability to deliver any Products or perform any Services
f) once notified that Products are ready for collection or delivery the Customer agrees to pay all costs of Lyndons in holding Products g)
it shall provide reasonable and proper access to any site specified for delivery and Council approved crossing facilities h) to pay all costs
and expenses arising from frustrated or delays in delivery i) to pay all damages or claims arising in the course of or after delivery whether
to footpaths or any other property and including any fine or penalty and/or local authority claim to clean-up roads made dirty on departure
j) Lyndons may delay, cancel or suspend any delivery for any period or cancel any part of any agreement for sale without liability to anyone

9. Variation or cancellation of these Terms or any order must first be agreed in writing.

10. Pallets: The Customer will return all pallets provided with Products and indemnifies Lyndons for the full replacement cost
of any pallet not returned to Lyndons promptly and in good order, except for any pallets proven to be paid for in advance.

11. Other Terms & Conditions: (a) No terms & conditions sought to be imposed by the Customer upon Lyndons shall apply,
unless otherwise agreed in writing (b) Lyndons standard Terms and Conditions of Purchase will apply to all purchases from the Customer to the
exclusion of any Customer terms or conditions.

12. Severability: Any part of these Terms may be severed without affecting any other part.

13. Interest will be charged on overdue accounts at the rate prescribed under the Penalty Interest Rates Act 1983 (Vic) rate,
plus an additional 3%.

14. Products and Services a) Lyndons disclaims any responsibility or liability relating to any Products or Services i) made or
performed to designs, drawings, specifications &/or procedures etc or with materials which are provided or approved in part or in full
by or on behalf of the Customer ii) utilised, stored, handled or maintained incorrectly or inappropriately b) the Customer agrees to check
all Products and Services for compliance with all applicable standards & regulatory bodies before use, on-sale or application & to
use or apply same in accordance therewith, with all manufacturers and/or Lyndons recommendations & directions as well as with good commercial
practice c) Due to variations in colour and texture of materials (including natural materials) used in manufacture, no warranty, condition
or guarantee is given by Lyndons that any Products shall correspond (in glaze, colour, texture, appearance, blend or otherwise) with any sample,
display or any previous Products sold or displayed or any other batch of similarly described Product d) Lyndons shall not be liable for any
claim, loss or expense on any basis, which may be sustained or incurred by any person by reason of any alleged variation between the Products
delivered and Products ordered e) Products may be damaged in transit or otherwise be or become unusable, so an allowance of +/- 5% is agreed.

15. Recovery Costs: The Customer will pay all the costs & expenses (on a full indemnity basis) incurred by Lyndons or its
solicitors, legal advisers, mercantile agents & other parties acting on Lyndons' behalf in respect of anything instituted or being considered
against the Customer whether for debt, loss, damages, possession of any Products or otherwise.

16. Attornment: To give effect to the Customer's obligation arising under these Terms, the Customer irrevocably appoints any solicitor
of Lyndons as its attorney in all things.

17. Default: a) Upon any default or breach by the Customer of these Terms or any other dealing or arrangement with Lyndons, Lyndons
may at its discretion (inter alia) retain all monies paid, call-up any monies unpaid, cease further deliveries, recover from the Customer all
loss of profits arising & take immediate possession of any Product held by the Customer, without prejudice to any other rights & without
being liable to any party b) The customer agrees not to commence or continue or permit to be commenced or continued through it any suit or
action against Lyndons whilst the customer is in default under any part of these Terms or in any of its dealings with Lyndons.

18. Customer Restructure: The Customer will notify Lyndons in writing within 7 days of any change in its structure or management
including any change in director, shareholder or change in partnership or trusteeship and/or of the sale of any part of its business.

19. Jurisdiction: All contracts and dealings with Lyndons shall be deemed to be made in the State/Territory nominated by Lyndons
& the Customer agrees to submit to the jurisdiction of the appropriate Courts in or nearest the Capital of that State/Territory.

20. Credit Limit: If Lyndons grants any credit facility or nominates any credit limit, this is an indication only of its intention
at the time. Lyndons can vary or withdraw any credit facility at its unfettered discretion, without liability to the Customer or any other
party.

21. Waiver: If Lyndons elects not to exercise any of its rights as a result of any breach of these Terms, it shall not
be a waiver of any rights relating to any subsequent or other breach.

22. Notice: The Customer will be deemed to have notice of any change to these Terms immediately they are adopted by Lyndons
whether or not the Customer has actual notice. The Customer shall be bound by any terms & conditions adopted by Lyndons immediately
they are so adopted, despite other purported, pre-existing or conflicting terms or conditions.

23. Indemnity: a) The Customer indemnifies Lyndons against any claim or loss arising from or related to any dealing with
Lyndons or anything arising therefrom, including any liability arising under the Trade Practices Act any other law or as a result of
any default as described in clause 17 or otherwise b) nothing in these Terms will derogate from Lyndons' right to maintain any action
against the Customer for any part of any unpaid purchase price, for any monies owed to Lyndons for any damages loss, liability or any
other cause of action.

24. Security For Payment: The Customer agrees upon written request, to charge in favour of Lyndons (i) by way of a fixed
charge all its fixed plant & equipment, books of account, financial records, goodwill, documents of title & current & later
acquired real property & intellectual property (ii) by way of a floating charge, the whole of the Customer's other undertaking,
property & assets, with payment of all monies owed to Lyndons.

25. Partial Delivery/Forward Orders: The Customer agrees that if any forward order is placed a) to pay for so much of
any order as is from time to time invoiced by Lyndons b) no delay or failure to fulfil any part of any order or any alleged delay in
or incomplete delivery shall entitle the Customer to cancel or vary any order or delay or reduce any payment.

26. Force Majeure: Lyndons will not be in default or in breach of any contract with the Customer as a result of Force
Majeure. Force Majeure means anything or event beyond the reasonable control of Lyndons and includes any strike or lock-out.

27. Insolvency: a) If the Customer commits or is involved in any act of insolvency, it agrees it shall be deemed in default
under these terms b) An act of insolvency is deemed to include bankruptcy, liquidation, receivership, administration or the like.

28. Description: Lyndons will have fulfilled its obligations upon having available for delivery Products (+/- 5%)
which comply with the generic description of what was ordered

29. Product Specific Terms a) These Terms will form part of any dealings with Lyndons, relating to any specific Products,
in addition to any Product Specific terms or conditions b) facing bricks will have one face & one header unless otherwise specified
& agreed in writing c) Products sold as "first quality" will comply with Lyndons' definition of first quality d) Products sold
other than as "first quality" may be imperfect or damaged and no warranty as to quality or fitness for any purpose is given or
to be implied.