All the car insurance you'll ever need

Choose a car insurance product that suits you.

Essential car insurance

Accidental damage

Third party liability (R1 million)

Theft

ALL THE ESSENTIAL CAR INSURANCE YOU’LL EVER NEED

Why you’ll love our essential car insurance product.

If you feel that the cost of car insurance is too high considering the value of your vehicle, our essential car insurance product may just be the perfect fit. Choose a combination of accident, theft and liability cover at a premium you can afford and be in complete charge of the repairs process.

Liability cover for up to R1 million

If an accident is your fault and you are legally liable for damage to a third party’s vehicle, we’ll pay for damages up to a maximum of R1 million – with no excess payable.

Theft cover

If your vehicle is stolen, we’ll pay out the full retail value minus your excess amount.

You can specify maximum accidental cover up to 40% of the retail value of the vehicle

If your vehicle is damaged in an accident (or damaged because of fire, explosion, earthquake, snow, hail, flood or storm), we’ll pay out the value of the damage up to the maximum amount selected. Enjoy cover outside South Africa.

You will also enjoy cover in the following countries, Botswana, Lesotho, Malawi, Mozambique, Swaziland, and Zimbabwe.

You’re completely in charge of the repair process

Your claim will always be paid out in cash. We will deduct your excess ( the first amount not covered) from the final payout amount. This amount is set at a default of R1 000 which you can increase up to R4 000 if you’d like. Not only does this leave you with cash in your pocket, but you’ll also be in complete charge of the repair process (i.e. you can shop around for the best price and arrange for repairs at a service provider of your choice).

The ins and outs of essential car insurance

Essential car insurance is perfect for vehicles valued at less than R100 000, older than five years, and not financed.

Go on, have a chat to one of our expert sales advisors and get the best combination of essential accident, essential theft, and essential liability cover to suit your needs and your pocket.

Get R400/R800 cash back

We're so confident that we can save you money on your car insurance premium that we'll give you R400 in cash if we can't. If you have been claim free for the past 3 years, we will increase this to R800! Ts&Cs apply.

Cash OUTbonus

Cash in your pocket to spend on whatever you feel like. It's simple, if you don't submit an insurance claim for a period of 3 years, you get 10% of your paid premiums back in cold, hard cash! Ts&Cs apply.