Chase Ink for Businesses (Or Not)

I recently got my Chase Ink card for my business Code Publishing and, as advertised, they gave me 25,000 bonus points after my first purchase (good for a $250 check). Not bad for swiping a card once. The other benefits look good too:

Earn at least 1% cash back or 1 point per dollar on all purchases. Whatever you spend on, you’re sure to get rewarded just for using your card.

Redeem for cash back. All cards give you the option to redeem your rewards in the form of cash back, which is cold hard cash which you can earn to offset your business expenses. All cards, except Ink Cash, let you redeem your points through the Ultimate Rewards program for a wide variety of rewards including travel without blackout dates or restrictions, merchandise, gift cards, cash or VIP experiences.

No limit to the amount of cash back or points you can earn. The more business expenses you put on your card, the more cash back or points you’ll earn, without any maximum cap.

Free additional cards for your employees. Most card companies charge a per-card fee if you want to get extra cards for your employees, but not Chase. You get to earn points/cash back on additional cards and can also set spending limits on each card so that you can control how much they can spend.

Free monthly statements and quarterly management reports. Your expenses are itemized and categorized to make it easier for you to track your business’ spending.

Zero Liability Protection. If there are any unauthorized purchases made with your Ink business card, you need not pay a single cent.