Have been prowling the forums knowing there must be a thread that already answers my question, but not really finding. One post says that actions in this scenario go in Photo Creations>Special Effects>Filters. My version of PSE5 follows the path UNTIL I get to Special Effects, and within that folder are three folders...filters,layer styles and photo effects (with a folder within photo effects named image effects and another one named Frames). Exactly where in this chain do my actions get stashed and can the .psd and .png thumbnail files stay in the same folder as the .Atn files? Also, what is the difference in function between the two thumbnail files? Do I actually need them both? Lots of questions in one post but I really want to do all the beautiful things I am seeing. Thanks for any clarification.

And do the .png files go in the same folder or some other folder or sub folder? Thanks for the quick reply. I used computers all the time when I was working, but this feels a bit like rocket science right now.