Employee Benefits

A-Life Joy

Life Protection

Coverage Period

UP to 100 years old

Entry Age

Pre-natal:

< 35 weeks of gestation

Post-natal:

14 DAYS - 15 YEARS OLD

You can buy this via

AIA life planner

WHAT IS THIS PRODUCT ABOUT

Becoming a parent is one of the most joyful moments in your life. Having a child changes you forever, and we would like to provide you with the comfort and security that you and your child need on your journey through parenthood.

A-Life Joy is a flexible investment-linked plan that helps you protect your child and invest with as little as RM 150 per month. We offer you the flexibility of changing the level of your child's protection and savings from time to time, to meet your child's ever-changing needs.

Bundle of joy

Bundle of Joy is a unique feature that links A-Life Lady360 and A-Life Joy to ensure the best protection for your baby.

bundle of joy

WHAT DOES IT PROVIDE?

Protect your child even when you are expecting

Protect your child even when you are expecting

You can purchase this plan for your child from as early as 14 weeks of pregnancy. If you are an A-Life Lady360 customer, you can secure coverage for your child even if you are under 14 weeks pregnant without any medical underwriting.

Enhance your child’s early years coverage

Enhance your child’s early years coverage

A-Plus BabyCare provides you with enhanced pregnancy care and child care benefits. This rider also covers child development disorders, specifically Autism Spectrum Disorder and Attention Deficit Hyperactivity Disorder – the first benefit of its kind in Malaysia.

All-in-one Protection and Savings Plan for your child

All-in-one Protection and Savings Plan for your child

Get insurance protection for death and total and permanent disability, as well as invest to grow your savings - all in one plan.

Enjoy twice the coverage

Enjoy twice the coverage

When your child turns 18, we will double the amount your child is covered for, capped at RM 100k, without any medical underwriting.

Flexible Protection and Savings

Flexible Protection and Savings

Premiums are as low as RM 150 per month. You have the flexibility to increase or decrease your child’s coverage. You can also save more, withdraw, or switch between funds.

Education Savings via A-Plus ScholarSaver

Education Savings via A-Plus ScholarSaver

You can build an education savings fund for your child via A-Plus ScholarSaver. The premium allocated into A-Plus ScholarSaver qualifies for personal tax relief up to RM3,000 per annum for medical and educational insurance.

Insurance Lingo Explained

What does investment-linked mean?

It means the value of your policy will depend on the performance of the investment funds you choose.

What does total & permanent disability mean?

It means that because of a sickness or injury, a person is unable to ever work again.

What does autogrowth mean?

This means we will increase 100% of the amount your child is covered for, capped at RM 100k, when your child turns 18, without any medical underwriting.

Do you want additional protection?

For additional protection, you can select as many of the additional features below to meet your needs.

A-Plus Med

Medical Protection

This option provides comprehensive medical coverage to keep you protected at all times.