There are bad people in every town, but New York has long managed to stay at the top of the prick-heap, despite steep competition from L.A and Portland. But the latest issue of New York mag raises the possibility of a Silicon Valley usurper.

The case against New York: the people, the places, the prohibitive cost of leaving your apartment, the complete absence of apartments, interns who line up around the block for experimental pastries.

The case against San Francisco, a city Kevin Roose says has become "in many ways, more New York–ish than New York itself," is fleshed out considerably. Take everything about New York, and overlay an Instagram filter of oblivion and the newest new money.

On a recent Saturday, there were dudes in Duke T-shirts and American-flag trunks playing Frisbee and cornhole. One drank Bacardi straight from the bottle. Women with high blonde ponytails cheered between glances at their iPhones. And you can see more evidence of the transformation in the Marina, the district of boutiques and cupcake bakeries on the city's north side, which people alternately compare to the Upper East Side and Murray Hill, and where it's possible to see every varietal and shade of Lululemon yoga pant on a single street.

If you're an attractive woman in tech, odds are you've hooked up with a fair amount of people in the industry. I'm probably at the lower end of what these women are trying to hook up with, but I've hooked up with almost all of them.

At least it doesn't snow. But can a better climate cancel out a worse society? Are all the would-be bankers flocking to startups making a horrible mistake? Are they both equally miserable places?