UK Mortgages

Flexible MortgagesFlexible mortgages can save their owners thousands and thousands of pounds by putting control back in the hands of the borrower. Flexible mortgages are a relatively new phenomenon in the UK, and were ....

Capped Rate MortgageA capped rate mortgage combines elements of the fixed rate mortgage and the variable rate mortgage. When you sign on for a capped mortgage, you agree to pay a variable rate that cannot exceed a set am....

UK Mortgage LoanIf you've never owned a home before, securing a mortgage loan can be more challenging than you might expect. Just as certain jobs require prior experience of their applicants, many of whom can't get e....

Bad Credit MortgageA bad credit mortgage can be elusive, especially in an owner's market. As real estate values continue to soar, and more and more people enter the marketplace, lenders can afford to be choosier about t....

Mortgage CalculatorMany companies offer what are called mortgage calculators for their clients. This can be an especially useful tool when it comes time to juggle your finances and see just how much you can afford to sp....

Mortgage LenderYour mortgage lender is more than just a creditor--it's an entity with which you'll have an ongoing, dynamic relationship. With that in mind, it's critical that you choose a lender you enjoy working w....

First MortgageSuccessfully landing your first mortgage can be a cause for celebration. After years of throwing your money away on rentals, you can finally lay claim to a property that is distinctly yours. Never min....

Fixed Rate MortgagesThe greatest advantage of fixed rate mortgages is the peace of mind they offer borrowers. If you're buying your first home, chances are you're on a budget, not just for the home itself, but for all yo....

UK MortgagesUK mortgages are impossible to classify in one broad category. There are some 150 qualified lenders across the UK offering upwards of 4000 products to first-time buyers and current homeowners alike. F....

Self Certification MortgageThe self certification mortgage is designed for those borrowers who lack sufficient documentation of their credit-worthiness. Employees of major corporations can easily track their earnings and presen....