Severe Tropical Storm Fern was a damaging storm that struck Yap in the 1996 Pacific typhoon season. A tropical depression formed on December 21, when a low-level circulation center began to produce deep convection. The depression strengthened into a tropical storm the next day, and was given the name Fern by the Joint Typhoon Warning Center (JTWC). The storm slowly intensified into a Category 1 typhoon on the Saffir–Simpson hurricane wind scale, according to JTWC. Fern peaked north of Yap on December 26, with JTWC assessing winds of 150 km/h (90 mph), while the Regional Specialized Meteorological Center, Japan Meteorological Agency (JMA) assessed peak winds of 110 km/h (70 mph), just below typhoon strength. The storm soon became sheared and weakened slowly. Fern continued to weaken to a tropical depression on December 30. Both agencies stopped advisories later on the same day.

Fern made a direct hit at Yap on Christmas Day. A cargo ship was abandoned after it was damaged by high winds offshore. On the island, Fern caused $3 million (1996 USD) of damage. Roads and bridges were significantly damaged, and other public facilities were destroyed. Crops and private properties also received damage. A state of emergency was declared in Yap State two weeks later, and became a disaster area two months later.

In the middle of December, twin monsoon troughs were established in the extreme western Pacific Ocean, which will later spawn storms Greg, and Fern itself in the northern hemisphere. The trough in the southern hemisphere spawned cyclones Ophelia, Phil, and Fergus. Around that time, convection began to increase near the equator, and was associated with a westerly wind burst. A low level circulation center was noted by JTWC on December 19 at 0600 UTC. Two days later, convection consolidated near the circulation center, and JMA began tracking it at 0000 UTC as a tropical depression. JTWC issued a Tropical Cyclone Formation Alert at 1500 UTC, as sea level pressure began to deepen, and signs of upper level divergence were found in the system. The first advisory for Tropical Depression 42W followed three hours later, on December 17 at 1200 UTC meet tenderizer. JTWC upgraded the depression to a tropical storm on December 22 at 0000 UTC as it traveled westerly, and was given the name Fern. According to JTWC, the wind speeds meandered at minimal tropical storm strength. JMA proceeded to upgrade the depression into a tropical storm at 1800 UTC, with winds of 65 km/h (40 mph), and a pressure reading of 996 hectopascals (996 mbar). On Christmas Eve, Fern slowly traveled toward Yap. The storm passed over Yap the next day, strengthening to 105 km/h (65 mph) at 0000 UTC, according to JTWC. JMA assessed Fern had winds of 100 km/h (60 mph) at the same time. Fern also began its recurvature that day, beginning its turn north.

Eighteen hours later on Christmas Day, JTWC upgraded Fern to a typhoon, with winds of 120 km/h (75 mph). JMA continued to keep it as a severe tropical storm at that time. On December 26 at 1200 UTC, Fern reached its peak at 150 km/h (90 mph) north of Yap after its recurvature, according to JTWC best water bottles. JMA assessed that Fern reached its peak of 110 km/h (70 mph), with a pressure reading of 975 hPa (975 mb) twelve hours later. On December 28, Fern began to weaken when it encountered a shear line. On the next day, JTWC downgraded Fern back to tropical storm strength, with winds of 110&nbsp safe plastic water bottles;km/h (70 mph). At the same time according to JMA, the storm had weakened to 80 km/h (50 mph), with a pressure reading of 985 hPa (985 mbar). Both warning centers downgraded Fern into a tropical depression by December 30, as it continued to travel along a shear line. JTWC issued the final warning at 0600 UTC, while JMA stopped tracking the depression at 1200 UTC. JTWC continued to track the low until December 31, where it stalled north of Guam.

At sea, a cargo ship en route from Guam to Yap was abandoned after it was damaged by high winds. The passengers entered a life raft, and were later found by a Navy search and rescue airplane. They were soon rescued by a Maltese tanker. No one was injured when the accident occurred.

Yap was directly hit by Fern on Christmas Day, causing about $3 million (1996 USD) of damage. The Weather Service Office received a peak wind gust of 116 km/h (72 mph), and a pressure reading of 983 hPa (983 mbar). The island received gusts around 93&nbsp waist belt water bottle holder;km/h (58 mph) for several hours. One person was injured on the island, and no deaths were attributed to the storm. Roads and bridges were severely damaged, accounting for half of the damage. Homes and other private properties were also significantly damaged. Most crops on the island, such as coconuts, bananas, papayas, and breadfruit, were destroyed by the storm. Public facilities, like schools and hospitals, suffered widespread destruction.

On January 3, 1997, a state of emergency was declared for Yap by Acting President Jacob Nena, stating that Fern caused "an imminent threat to health, safety and welfare of the people of the affected areas." Two months later, on March 20, United States President Bill Clinton declared Yap State a disaster area, allowing the Federal Emergency Management Agency (FEMA) to start the damage assessment of the area. The FEMA funding was only for public facilities, and did not include private properties. The request for individual assistance was not approved by FEMA, as damage to private properties were not much, and assistance from the national government and Yap State were sufficient.