Suwartini has more than 20 years experience in banking, including more than 12 years as Compliance & HR Director. ... read more

Independent Commissioner Khairil Anwar

With over 30 years experience in banking sector, Khairil Anwar has held various executive positions at Bank Indonesia... read more

Directors

President Director Lauren Sulistiawati

Lauren joined Commonwealth Bank Indonesia as President Director in February 2016. She has over 25 years of experience in ... read more

Director of SME Banking Ida Apulia Simatupang

Ida Apulia Simatupang appointed as the Director of SME Banking... read more

Director of Retail Banking Rustini Dewi

Appointed as Director of Retail Banking on July 2016, Rustini Dewi joined Commonwealth Bank as ... read more

Director of Operations & IT Tjioe Mei Tjuen

Tjioe Mei Tjuen was appointed as the Director of Operations & IT for Commonwealth Bank in November 2016 ... read more

Director of Compliance Thio Sucy

Thio Sucy was appointed as PT Bank Commonwealth Compliance Director in August 2018... read more

Thio Sucy

Compliance Director

Thio Sucy was appointed as PT Bank Commonwealth Compliance Director in August 2018. With 24 years experience in banking industry, Sucy is highly skilled in system implementation and management, banking process and procedure that are in accordance with Indonesian laws and regulations. She also plays an active role in improving operational role and function, compliance and Internal Audit Work Unit (SKAI).

Prior to being appointed as Compliance Director, Sucy was the Head of Enterprise Risk Management at PT Bank Commonwealth. Throughout her career, Sucy has held several strategic positions in compliance, internal audit and risk management departments including the Head pf SK-APU/PPT at Citibank, Head of SKAI at PT Bank ANZ Indonesia and PT Bank Barclays Indonesia.

Sucy holds a bachelor’s degree in business in banking/finance from the University of Technology Sydney (UTS), Australia.

Tjioe Mei Tjuen

Director of Operations & IT

Tjioe Mei Tjuen was appointed as the Director of Operations & IT for Commonwealth Bank in November 2016.

Mei Tjuen has more than 32 years of experience, especially in the banking industry. She has the expertise in the transformation and integration of operations and technology’s platforms to support the business growth.

Prior to join Commonwealth Bank, she served as the Director for Technology & Operations at Permata Bank, and held several strategic positions in other banks such as Bank Ekonomi Raharja, Barclays Bank Indonesia, and Citibank.

Mei Tjuen graduated with the Bachelor of Science in Computer Science & Statistics at the University of London, United Kingdom with First Class Honors.

Ida Apulia Simatupang

Director of SME Banking

Ida Apulia Simatupang was appointed as the Bank’s Director of SME Banking in October 2017. Previously, she served as the Director of SME & Corporate Strategy since August 2016.

With more than 20 years of experience in banking, consulting and consumer goods industries, her achievement in the past included her involvement in creating long-term profitable business strategies with the Boston Consulting Group, Unilever Indonesia, Permata Bank and Citibank.

Prior to join Commonwealth Bank, she was the Deputy Card and Loan Business Head of Citibank. She also held key roles in the business transformation in some of the above mentioned companies, including a number of major acquisitions and the deployment of effective and efficient communication plans.

Ida graduated from the Tepper School of Business, Pittsburgh, USA with a Master degree in Business Administration.

Suwartini

Independent Commissioner

Suwartini has more than 20 years experience in banking, including more than 12 years as Compliance & HR Director. Having earned her MBA degree from Century University, New Mexico, she began her career in an international organization, the United Nations High Commission for Refugees (UNHCR), before joining the banking sector. She is active in banking associations, especially the Communications Forum for Compliance Directors.

Appointed as an Independent Commissionner of Comonwealth Bank Indonesia since November 2012.

Andrew Farmer

Vice President Commissioner

Andrew Farmer joined Commonwealth Bank in 2015 as Chief Information Officer for the International Financial Services business. He is responsible for managing the groups of offshore technology in retail, commercial and digital banking across 5 countries.

Andrew has extensive international technology experience across a variety of industries and 6 years working experience in Asia having previously worked for an Oil and Gas company in Malaysia.

Starting December 2016, Andrew served as Vice President Commissioner for Commonwealth Bank Indonesia.

Stephen Vile

Director of Risk

Stephen Vile was appointed as Director of Risk of Bank Commonwealth on May 2017.

Steve has more than 40 years of solid experience in banking and risk management at the Commonwealth Bank of Australia and their International Financial Services (IFS) division. Steve was previously appointed as Acting IFS Chief Risk Officer in Hong Kong.

He has had extensive exposure to banking and risk management in various markets in Asia and South East Asia. Steve has had ten years experiences in emerging markets including China, Vietnam, India and Indonesia.

Steve graduated from the Securities Institute of Australia, majoring in Finance & Investment.

Coenraad (Coen) Jonker

President Commissioner

Coen Jonker joined the Commonwealth Bank of Australia (CBA) in 2015 at International Financial Services and responsible for the digital banking strategy in IFS. In July 2017, Coen appointed as the Group Executive, International Financial Services (IFS) responsible for the Group’s offshore retail banking, digital banking and life insurance businesses outside Australia and New Zealand.

With more than 23 years’ experience in legal, financial and professional services, Coen began his career in law and became the CEO for Edward Nathan, Africa’s largest law firm, in 2000. He has also served as the Executive Committee of Nedcor Investment Bank, and as the Director of Inclusive Banking at Standard Bank in South Africa.

Coen holds an MBA and two law degrees with honours. He has held multiple Board positions, including eBank Namibia, TYME, Edward Nathan and more recently Vietnam International Bank (VIB). Coen’s other contributions include his role as Advisor to the Gates Foundation on Poverty Alleviation, and a lecturer in Corporate Governance & Ethics and Emerging Markets at the Gordon Institute of Business Science.

Prior to joining the Group, Coen was the co-founder and CEO of TYME (Take Your Money Everywhere) – a South African FinTech start-up which CBA acquired in 2015.

In December 2017, Coen holds the role of President Commisioner PT Bank Commonwealth (Bank Commonwealth).

Khairil Anwar

Independent Commissioner

With over 30 years experience in banking sector, Khairil Anwar has held various executive positions at Bank Indonesia. Completing his Master of Science Management degree at Arthur D. Little Management Institute, Khairil Anwar continued to developed his career in banking including 10 years experience as Director and Executive Director at Bank Indonesia. His last position was Executive Director/ Bank Indonesia Coordinator for Kalimantan area.

Khairil Anwar serves as Independent Commissioner of Commonwealth Bank Indonesia since May 2013.

Lauren Sulistiawati

President Director

Lauren joined Commonwealth Bank Indonesia as President Director in February 2016. She has over 25 years of experience in the banking sector - holding a series of operational, strategic and managerial leadership positions. She has formerly worked at a number of international and national banks such as Citibank Indonesia, Bank Permata, Lippo Bank, Standard Chartered Bank and ANZ-Panin Bank.

Prior to joining Commonwealth Bank, Lauren was the Managing Director / Country Business Manager of Global Consumer Bank at Citibank Indonesia, where she led Citibank’s retail banking, sales & distribution, consumer lending and wealth management.

Lauren has worked at Permata Bank as Director of Retail Banking and served as Chief Financial Officer (CFO) at Citibank Indonesia, Standard Chartered Bank and Westpac Panin/ANZ-Panin Bank.

Lauren graduated from San Francisco State University with Magna Cum Laude.

Mia Patria Bernardi

Director of Human Resource

Upon graduating from the University of Indonesia with a degree in psychology, Mia Patria (Mia) joined Citibank N.A. Indonesia, where she served from 1988 until 1996 in various capacities involving customer service, bank operations and business strategy. In 1996, she joined Bank Papan Sejahtera, and in 2000 continued her career at GE Capital Indonesia.

In 2002, She left the banking industry to serve as Director of a strategic business consulting firm, but returned to banking in 2004 as a Senior Vice President with Bank Danamon responsible for the Service Center, and a year later, with HSBC Indonesia, initially as SVP Financial Asset Customer Service and was appointed as Human Resource Country Director subsequently as Country Director for Group Communication and Corporate Sustainability until 2009.

Following a brief stint as Head of Human Resources at Surya Citra Televisi (SCTV), Mia joined Commonwealth Bank Indonesia as Chief of Human Resources in 2010, responsible for transforming and aligning human capital with the Bank’s business strategy. With the approval of Bank Indonesia, she was appointed Director of Human Resources of Commonwealth Bank Indonesia in June 2011. Mia Patria Bernardhi Direktur Sumber Daya Manusia Director of Human Resource Sejalan dengan visi Bank untuk menjadi penyedia layanan keuangan terbaik di Indonesia melalui customer service excellence, Bank terus berinvestasi secara signifikan dalam hal SDM, teknologi dan jaringan pelayanan. In line with its vision to be the finest financial service organization in Indonesia through excelling in customer service, the Bank continous to invest significantly in people, technology and service networks.

Ian Philip Whitehead

Director of Retail and Business Banking

After earning post-graduate degrees in business administration and marketing from the Royal Melbourne Institute of Technology (RMIT), Australia, Ian Phillip Whitehead (Ian) began his career with BP Oil Australia Ltd & BP Oil (UK) LIMITED from 1989 until 1994. In 1994 he joined Australian Card Services, which launched him into a career in banking and the financial services until today.

Except for brief stints as a Management Consultant at Coles Group, he has spent more than 18 years in the financial services industry, in various sales, marketing and management capacities with Colonial State Bank, Westpac Banking Corporation, E-Loan Pty Ltd, Medibank Private and Sovereign Assurance (a subsidiary of Auckland Savings Bank (part of CBA Group).

From ASB, a subsidiary of the Commonwealth Bank of Australia, Ian was appointed to Commonwealth Bank Indonesia in February 2010 as Chief of Retail & Business Banking, responsible for growing the Retail Banking, Wealth Management, SME Business and Wholesale Banking business. This also includes marketing, public affairs, products and e-Channel functions in the bank. Ian is responsible for the core banking revenues in the bank

In July 2011, with the approval of Bank Indonesia, Ian was appointed Director of Retail and Business Banking for Commonwealth Bank Indonesia.

Dhien Tjahajani

Director of Compliance

Ms. Tjahajani has been member of the board of Commonwealth Bank Indonesia as Compliance and Legal Director since January 2012.

Having more than 22 years experience in the field of legal and compliance, Ms. Tjahajani started her career as Legal Officer with BCA in 1990 and then took the challenge as Head of Legal & Remedial with Bank Credit Lyonnais Indonesia. In 2002 she moved to DBS Indonesia and took the post of Head of Legal & Corporate Secretary, then was later promoted as Compliance & Legal Director in 2003, a position she held to 2006.

Ms. Tjahajani then worked for 3 years as Compliance Director with Rabobank Indonesia and in 2009, started working with Barclays Bank Indonesia as Compliance Director.

Ms. Tjahajani is also actively involved in the Indonesian banking industry, where she has held Chair positions for Indonesian Foreign and Joint Venture Banks Association in 2008, a committee member of Forum Komunikasi Direktur Kepatuhan Perbankan and also a member of Ikatan Bankir Indonesia.

She holds a bachelor in law degree from Universitas Sebelas Maret, Indonesia (1990), Graduate Diploma in Business, from Curtin University of Technology, Perth, Western Australia (1993) and Masters degree in Business Administration from Cowan University , Perth, Western Australia (1995).

Rustini Dewi

Director of Retail Banking

Appointed as Director of Retail Banking on July 2016, Rustini Dewi joined Commonwealth Bank as Chief of Retail Banking since April 2016. She has 25 years finance experience in Banking industry with developed proficiency ranging from leading Retail Bank business, customer segmentation, business intelligence, merchant partnership, asset liability management, finance, M&A project, business planning, cost control, controller and audit with excellent analytical, coordination and communication skills.

Prior to joining Commonwealth Bank, Rustini Dewi was the Retail Banking Head at Citibank Indonesia and has worked at Permata Bank as Head of Segment, Strategic Merchant Partnership and BIU and previously served as Head of Strategic Planning and Implementation at ABN AMRO Bank.

Rustini Dewi graduated from Trisakti University Jakarta, majoring in Accounting.

Adhiputra Tanoyo

Director of Risk Management

Graduated from Erasmus Universiteit Rotterdam in 1998, Adhiputra Tanoyo started his career at Indover Bank as a Credit Analyst. Also has worked at some well known Risk Management Consultant such as Arthur Andersen and Ernst & Young, Adhiputra continued to develop his career in the area of Risk Management for over 15 years. He has attended various trainings related to Risk Management and received a scholarship from the Swedish International Development Agency (SIDA) for Risk Management in Sweden.

In 2009, he joined PT Bank UOB Indonesia and held position as Executive Director, Head of Risk Management. In September 2013, Adhiputra joined the Commonwealth Bank and appointed as Director to be responsible for the sustainability of the whole process of risk management at the Bank.

Angeline Nangoi

Director of Compliance

Angeline Nangoi joined Commonwealth Bank since March 2014 as Chief of Compliance.

Angeline began her career in an engineering consulting firm, after earning her degree in engineering from ITB in 1980. She entered the banking industry in 1982, and since then has built her career for over 31 years in marketing, credit, treasury and compliance.

Previously, she served as Compliance Director (Bank OCBC Indonesia) and as Corporate Secretary when the Bank becomes Bank OCBC NISP Tbk.