Families And Schools Together Federal Credit Union was founded in 1954. Headquartered in Hanford, California, Families And Schools Together Federal Credit Union is a federally chartered and federally insured credit union, operating within the regulation of the National Credit Union Association (NCUA) and being insured through the National Credit Union Share Insurance Fund (NCUSIF). Families And Schools Together Federal Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, Families And Schools Together Federal Credit Union services 15,089 members through its 3 offices and branches and 33 full-time and 8 part-time employees. It has $142,502,622 of total assets and $15,090,756 of net worth. Based on its asset size and net worth ratio, Families And Schools Together Federal Credit Union is classified as a Well Capitalized medium large credit union.

Families And Schools Together Federal Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. Families And Schools Together Federal Credit Union also provides an array of services to its members and local communities. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of Families And Schools Together Federal Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate

Median of California

Median of USA

Checking

0.0200

0.0000

0.0000

Savings

0.1700

0.1000

0.1200

Money Market

0.0000

0.1900

0.2500

Certificate Deplit

0.4100

0.5500

0.5800

IRA

0.2600

0.4500

0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate

Median Rates of California

National Median Rates

Credit Cards

8.8100

10.0400

9.9900

Unsecured Line of Credits

10.8100

10.9900

10.9500

Short-term Small Amount

n/a

28.0000

25.0000

Student Loans

n/a

5.7500

6.0200

New Car Loans

3.5600

3.0000

3.3300

Used Car Loans

6.8400

3.7400

4.5000

1st Mortgage Real Estates

4.5700

4.0300

4.2500

Other Real Estates

4.7200

4.7400

4.7000

Families And Schools Together Federal Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by Families And Schools Together Federal Credit Union.

As a community financial institution, Families And Schools Together Federal Credit Union actively involves in local communities by prliding services such as financial counseling, financial education, financial literacy workshops, and first tim home buyer programs. Community and other Service Offerings