Business stands still for no one and there’s no doubt about it: the transport industry is tough. Road conditions are not always the best, weather can wreak havoc in all parts of the country (from cyclones and flooding to snow storms and hail) and with great distances between the capital cities, long-haul journeys around Australia are common.

Unfortunately that also means your truck or trailer is bound to go through some horrific conditions, causing general wear and tear, eventually resulting in the need for a new vehicle.
Whether you own your own truck fleet, you’re a contract truck driver or you’re in the construction industry and you just need to get your machinery on the road, you need to have good quality transport options available at all times.

And if you need new wheels to get your business back on the road as fast and simply as possible, Simply Finance offers the ideal trailer finance and truck loans solution to ensure you’re back to work as soon as possible, with minimal disruption.

Simply Finance has two truck and trailer loan options designed to suit all budgets and individual requirements: Low Doc Truck Loans, which is ideal if you use your truck or trailer for more than 51% of your business needs; and Chattel Mortgage truck and trailer loans which have a fixed interest rate and potential benefits come tax time. Each option is tailored to meet the specific needs of you and/ or your business.

With Simply Finance’s flexible options, easy and fast pre-approval process and professional service, you’re guaranteed the best finance deal. If you’re looking for trailer loans or truck finance options, you’ve come to the right place.

Competitive loan rates

Apply online in minutes from your mobile, tablet or desktop

Find out how much you can spend with our no obligation pre-approval

Access to a wide range of Australian lenders, from the big banks to
reputable low doc lenders

Flexible options – we’ll tailor a truck loan option to suit you

Professional, personal service from an experienced truck loan consultant

Let Simply Finance help you get the best deal on your new truck!

Don’t risk paying too much for your new truck. Simply Finance has the industry contacts, systems and superior purchasing power to offer you better service, a better deal and the best value finance when it comes to buying your new truck or trailer.

FAQ

Under a chattel mortgage, your lender agrees to purchase the truck, and you agree to make regular repayments. The lender registers a mortgage on the truck, with interest rates fixed for the life of the loan. The advantage of this loan for small business is that if the truck is used for business purposes, interest charges and depreciation may be tax deductible.

If you want a straightforward loan with the stability of your repayment amounts and interest rate fixed over the life of the loan, you can take out a secured loan. This means your truck will be used as security (guarantee) against the loan. So if for any reason you are unable to pay off your loan, your truck will be sold and used to reduce the remaining loan amount. Any unpaid balance will be your responsibility.