ICICI Lombard’s health insurance policy offers the benefit of Hospital Daily Cash that is like a helping hand during times of distress. With this benefit, you get a certain fixed amount of cash for each day of hospitalisation. Additionally, the policy also offers cashless hospitalisation facility to facilitate quality and timely treatment. The Convalescence benefit ensures that your loved ones are by your side while you recover in the hospital with a lump sum amount of
` 10,000 that aids in taking care of any expenses incurred by you or those accompanying you.

Note: The Hospital Daily Cash benefit is subject to a minimum of 3 and maximum of 10 consecutive days.
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Hospital Daily Cash

In consideration of the payment of additional premium to us, it is hereby declared and agreed that notwithstanding anything to the contrary in the Policy and subject always to the Annual Sum Insured for this Extension, we will pay you a daily cash amount, as stated against this Extension in the Policy Schedule, for each and every completed day of Hospitalization up to a maximum of 10 consecutive days, if such Hospitalization is at least for a minimum of 3 consecutive days and it falls within the Policy Year. The Claim under this extension will be payable only if we have admitted our liability under “In-patient Treatment” section of the Policy.

Convalescence Benefit

In consideration of the payment of additional premium to us, it is hereby declared and agreed that notwithstanding anything to the contrary in the Policy, we will pay you an amount of ` 10,000 if you are Hospitalized for a minimum period of 10 consecutive days, due to any Injury or Illness as covered under the Policy. This benefit is payable only once to an Insured Person during each Policy Year of the Policy Period.

Benefits of Health Insurance

The health insurance from ICICI Lombard provides a host of value-added services. The Hospital Daily Cash and Convalescence benefit offered by ICICI Lombard aids in taking care of any additional expenses incurred during the time spent in hospital by you or your loved ones.

Testimonials

Jason Fernandez

I had taken ICICI Lombard’s health insurance policy 2 years ago and it became useful this month when I was badly injured in a car accident. The policy not only covered my hospital expenses but also provided me with Hospital Daily Cash. This allowance was a relief to my wife and me during these trying few weeks for basic things like travelling and food expenses. It was as if a long-time friend had given a helping hand.

Venugopal Iyer

ICICI Lombard's health insurance policy has always been useful to me in times of need. I recently underwent an unexpected minor operation for which I was hospitalised for some time. My health insurance policy not only covered my hospital expenses, but also provided me with Hospital Daily Cash. This allowance helped me to avoid any financial strain due to my unforeseen health scare.

Case Study

Ananya, a self-employed businesswoman, had opted for ICICI Lombard health insurance policy for a sum insured of ` 10 lakhs. She had also opted for the benefit of Hospital Daily Cash in her policy as an added assurance. Sometime later, she met with a road accident and suffered injuries.

Since she was hospitalised for about a fortnight, her business bore the downfall. What helped ease her worries was her customised health insurance policy.

ICICI Lombard's health insurance policy covered all her medical expenses. Moreover, it gave her the added benefit of Hospital Daily Cash. Under this facility, Ananya got a fixed daily allowance for a specified number of days.

This not only helped her cover minor expenses like food, travelling for her loved ones etc., but it also helped in easing her worries during these few traumatic days. She thanked her good senses for availing this beneficial health insurance policy.