If you had a “Together” mortgage/loan from Northern Rock between 1999 and March 2008, you may be entitled to be repaid or re-credited the interest which you paid.

Northern Rock themselves estimate that 41,000 of their customers may be entitled to compensation at a likely cost of £258 million if their appeal against a High Court judgment fails.
Northern Rock has already paid out about £270m in refunded interest payments to customers who borrowed less than £25,000 in personal loans in this way before April 2008, after it was found that the loan documents did not comply with the Consumer Credit Act.
“Together” mortgages enabled borrowers to combine a mortgage with a personal loan of up to £30,000 that in total could be worth more than the property itself.
The High Court handed down judgment in NRAM plc v McAdam and Hartley[2014] EWHC 4174 in December.The proceedings were brought by Northern Rock itself to determine the status of its “Together” mortgage agreements. The agreements in question were made between 1999 and March 2008.

My firm, MSB Solicitors in Liverpool, employ 80 local people despite the best efforts of the Ministry of Justice.
We have an excellent Family Law department and we also do a lot of work for small businesses.

The latest wheeze from the Ministry of Justice (proprietor Chris Grayling MP, Lord Chancellor) is to increase court fees for bringing money claims over the value of £10,000.