Banking tips

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Dec 2012

29

Stable couples often pool finances and open joint checking accounts. Others swear that keeping finances separate is the way to go. Relationship and financial experts unanimously agree that keeping a joint account is better for finances and your relationship. However, many couples marry later in life when their specific financial habits and goals are already well established. There is no easy answer, but these facets of your financial and emotional lives may help you make a more informed decision about which choice is right for you.Read the rest...

Dec 2012

22

It is that time of year again—time to make your New Year’s resolution for 2013. It seems that as this time of year comes around everyone starts thinking about their physical health. Advertisements for weight loss programs are on every television channel and gym memberships reach an all-time high come January 1st. Well how about instead of setting another resolution to lose that 10 pounds you’ve been holding onto for years you make a resolution that would impact your health in another way—your financial health.Read the rest...

Sep 2012

21

Each year, over 15 million Americans have their identities stolen. From fraudulent credit card charges to new accounts opened without authorization, identity theft comes in many forms. While it is frightening and upsetting to discover unauthorized charges under your name, you can take steps to protect your identity at no cost.Read the rest...

Sep 2012

14

So you have your eyes set on that perfect vacation. You know, the one where all you do is lie on the beach all day, with the hotel staff delivering a delicious beverage while you brush away the heat with large fans? Yeah, that vacation you've been dreaming about for years, but just haven't done anything about? Well, it's not going to materialize out of nowhere, so it's time to be practical about it.Read the rest...

Aug 2012

31

It's only natural to expect proper customer service from companies you deal with. This is especially true with larger companies, such as your mortgage lender. After all, they probably have helped you with the largest investment of your life, and there is no reason why you should expect anything different from them. You pay on time and provide all the necessary services and information when requested, so why should you receive poor customer service from them?Read the rest...

Aug 2012

18

Many people are guilty of stuffing their purses or wallets with everything they could possibly need on any given day, as a matter of convenience and easy access to all of their financial needs. This is especially true now with technological advances leading many people feel they can’t leave the house without the cell phone, music player and just about everything else of value.Read the rest...

Jul 2012

5

Impulse shopping can have disastrous effects on your budget. A person may try to save money toward some long-term goal only to be tempted by another purchase. Most often, the desire to purchase something is fleeting but powerful. Once you buy the item, the excitement generally wears off and you are left with less money and no long-term rewards.Read the rest...

Jun 2012

18

There are no "one size fits all" solutions when it comes to saving money. Depending on your income level and financial goals, your budgeting methods will change. People in lower income brackets need to focus on saving money for emergencies and avoiding debt, while people with higher incomes need to plan for retirement and protect their assets. By matching your budget to your income, you can fulfill your needs and make the most of financial advice.Read the rest...

Jun 2012

15

Parenting can be a life changing experience as moments of joy and stress can come along with it. The stress can be compounded by the fact that many parents struggle to manage their finances after birth of children. They could be at times unprepared and surprised by the sudden rise in their monthly expenses after starting a family. However, parents can follow some basic, often overlooked tips that really can improve your long-term savings.Read the rest...

Jun 2012

14

When budgets are tight, you try to save money any way possible. Sometimes the way you try to save money today can wind up being more expensive tomorrow. Some budgeting mistakes are particularly frustrating because they seem like they should be saving you money when they are really costing you more than you would have spent in the first place. The following mistakes are based on common budgeting misconceptions.Read the rest...