1- Is the software on an annual license-i.e.-do I have to spend $99 every year to do my taxes, etc.
[Support]: Yes it is an annual renewal model. We would need to charge much more otherwise.

2- I have to submit back taxes as well, which includes trades which were made in 2004 and 2005. Will Trade Accountant Pro allow me to download trades and reconcile them from 2004 and 2005 or would I have to spend another $99 for 2004 and another $99 for 2005?
[Support]: No. You can use it for prior years. In fact you can enter trades for multiple years and if you have the sequence of trades correct (date and time) then you can select the range of the report and TA will gather the corresponding tax lots.

3-If I purchase the product, do I get an online key or do I have the software physically mailed to me via a disc? I prefer getting an online key, as its obviously quicker.
[Support]: You can download the software from our site immediately.