Financial Planning 101

From managing cash flow and increasing revenue to investing in your retirement and planning for the future, a little bit of guidance can go a long way. In Financial Planning 101, the team at W3 Wealth Management LLC explain the finer points of planning your financial health.

I help people manage the certainty of their future. I enjoy understanding what truly drives my clients, the goals they have, and the adversities they face. Designing customized financial plans and coaching clients on how to execute them in the most efficient and effective manner brings me a sense of fulfillment that is difficult to put into words. I love what I do. I believe that planning – not product – is the key to successful financial outcomes. That is the W3 way. That is why I’m here, and I hope to impact this community for many years to come.

Accreditations & Education

Masters of Business Administration: Finance and International Business, Kent State

B.A. Strategic Communications, The Ohio State University

Certification for Long-Term Care, CLTC®

Holds Series 6, Series 63, and Ohio Life, Accident & Health

Hobbies & Personal Life

I enjoy playing basketball, fishing, spending time with family and, of course, Ohio State football.

Favorite Quote

“My biggest worry is that when I’m dead and gone, my wife will sell my fishing gear for what I said I paid for it.” – Koos Brandt

When it comes to long-term disability many think, “It will never happen to me.” But according to the Social Security Administration, just over a quarter of today’s 20-year-olds will become disabled before reaching 67. The Business Journal posed a series of questions to Ryan Glinn, a financial advisor with W3 Wealth Management LLC, to learn […]

When it comes to long-term disability many think, “It will never happen to me.” But according to the Social Security Administration, just over a quarter of today’s 20-year-olds will become disabled before reaching 67. The Business Journal posed a series of questions to Ryan Glinn, a financial advisor with W3 Wealth Management LLC, to learn […]

A popular debate in economic news is the effect of automation and outsourcing on domestic jobs, and which is the biggest contributor to job loss. Opinions vary depending on who you ask. The Business Journal sat down with Andrew Moyer, a certified financial planner and principal at W3 Wealth Management LLC in Warren, to get […]

Most people understand that estate planning determines who will inherit your assets and how. But establishing that plan requires answering some tough questions. How will you preserve your assets from estate taxes and probate fees? How will you ensure distribution of your assets according to your wishes? Who will make financial and medical decisions in […]

Financial planning is more than just saving for retirement. Different goals throughout our lives require different methods of planning. As part of our Financial Planning 101 print and video series, The Business Journal caught up with Jonathan Lapine of W3 Wealth Management and asked him common questions about financial planning.