Disclosure

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which MoneyPantry.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyPantry.com does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, U.S. Bank, and Barclaycard, among others.

In short:

I may be an affiliate for some (not all) products and services that I recommend here on MoneyPantry.com. If you purchase those items through my links I will earn a commission.

Please note that you will not pay more when you buy through my links. In fact, in some case you may even get the item cheaper because I am able to negotiate deals with some of these companies.

Commission, Referral Fees? Sound Shady…

It may sound shady, but it is not!

It’s called affiliate marketing (read about it on Wikipedia) and in the world of business, it is a way for businesses and companies to attract new customers and for affiliates to earn extra money referring people to product and services they thing are quality and useful.

Nowadays, almost any company, big or small, have an affiliate marketing program where they give commission to people for sending them new customers. Amazon, eBay, US Bank, Capital One… to just name a few.

So, it is highly likely that many of the websites you visit everyday, make all or part of their revenue from affiliate marketing. The problem is that some websites don’t feel the need to tell you that. Even though it’s not honest, not to mention it is required by The Federal Trade Commission.

I would rather be upfront with my readers. It’s not like I am doing anything wrong or illegal, or unethical. It’s not like I promote and recommend any crappy product I come across. I only recommend stuff that I know are good and useful.

I created MoneyPantry to be a trusted source where you can find information and tips on all kinds of personal finance related matters. Which is why on this page I am giving you a full disclosure of how this site makes money.

How Does It Work?

If I want to recommend a product, I sign up as their affiliate. They then give me a special link which I then place on MoneyPantry. Whenever you click on that link and buy the product, I get a small commission. That is it!

The amount of commission depends on the company and the product. It can range anywhere from a few cents to up to $50 or more (though there aren’t many that pay that much!)

Will I Pay More?

No, you will not pay a dime extra. In fact, in some cases, you may even pay less, since some companies give special coupon codes to their affiliates so they can share with their readers to entice them to buy the said product.

So, not only you do not pay anything extra, but in some cases you even get a better deal that you couldn’t have gotten otherwise.

Specifics

Some of the affiliate marketing programs I use include Commission junction and MaxBounty which represent companies like Amazon, US Bank, The Home Depot, eBay, etc.

For affiliate products I only recommend products that either I have used personally or have done extensive research knowing they are quality products.

For text and image ads such as Google Adsense ads, I do not test or analyze their products since these change every time you load the page through Google’s text recognition technology.

I do not accept paid or sponsored posts on MoneyPantry.com. So, everything you see here are my own opinions only.

Thank You

I would like to thank you for your continued support. Please remember that by buying through my links you help me cover the cost of hosting the site, maintenance, plugins, content, and the time and effort I put into it, allowing this site to keep going. So thank you for that!

If you have any questions about my monetization policies, please do not hesitate to contact me. I would be more than happy to give you more details if needed.