Your use of the Altamaha Bank and Trust Company website and any pages thereof constitutes your agreement to all of the following terms, conditions, and notices ("Terms of Use"). If you do not agree with these Terms of Use, your sole remedy is to discontinue using this website.

Use of Website

The information contained in this website, including any policies or procedures, are intended as general guidance, and except as expressly provided in this website, they do not constitute a contract with you or amend or alter any contract we have with you. We may delete, change, amend, or add to all content of this website, including available products or services and these Terms of Use, at any time and without notice to you, unless notice is expressly provided for specific services contained in this website. Products or services mentioned in this website are available only in the United States and may not be available in all geographic areas, and your eligibility for particular products or services is subject to approval or acceptance by us. You are responsible for internet connectivity and any computer hardware, software or other equipment necessary to access this website.

Third Party Links

Clicking on certain links within this website will take you into other websites or material not under the control of ABT. ABT is not responsible for the contents of any such link or any link contained within a link, or any changes or updates to such links. Content owned by third parties is protected by copyrights of such third parties and is subject to these Terms of Use and such other conditions as may be established by third party providers of content from time to time. ABT is not responsible for web casting, the placement of "cookies" by, or any other form of transmission received from any linked site. ABT is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by ABT of the link.

Tools and Calculators

Through links within ABT's website, you may be able to gain access to financial tools and calculators provided by third parties unaffiliated with ABT ("tools and calculators"). The tools and calculators are for informational purposes only, and you should not rely on them in making important financial decisions. ABT cannot guaranty the accuracy of the tools and calculators, ABT makes no representations or warranties concerning them, including warranties of merchantability or suitability for your intended use, and ABT disclaims all liability for damages of any kind arising out of the use of the tools and calculators. The tools and calculators do not necessarily reflect the terms of any products offered by ABT, and they are not a commitment to make a loan on any particular terms (or at all). Your use of the tools and calculators is also governed by the provider's terms and conditions of use. You can view those terms and conditions when you access the tools and calculators.

Submission

Information you submit to us becomes our property. ABT shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose including developing, producing and marketing products. Any information you send ABT must be truthful, not violate the rights of others, and be legal. See ABT's Privacy Policy for additional information.

No Warranty

ABT does not represent or warrant error free use of the website, or the accuracy, completeness, or timeliness of the information, products, and services offered on the website. This website and all its contents are provided AS-IS without any warranty of any kind, either express or implied, including without limitation, warranties of merchantability, fitness for a particular purpose, or non-infringement.

Severability

If any provision of these Terms of Use is determined to be unenforceable, or invalid, such determination shall not affect the validity or enforceability of the remaining provisions.

Altamaha Bank and Trust Company Information

Altamaha Bank and Trust Company is a member of FDIC and an Equal Housing Lender. Altamaha Bank and Trust Company extends credit without regard to an applicant's race, color, national origin, religion, sex, marital status, family status, handicapped or disability status, age (provided the applicant has the legal capacity to enter into a binding contract), whether income is derived from public assistance, or whether the applicant has in good faith exercised rights under the Consumer Credit Protection Act.