SBI Mobile Banking

State Bank of India (SBI) offers mobile banking facility to its users through the SBI Anywhere Personal Banking App. It enables the customers to enjoy banking services anytime and anywhere using their smartphone device. It is important to note that SBI mobile banking services can be used either through the application, WAP (Wireless Application Protocol), USSD (Unstructured Supplementary Service Data) or through SMS.

With the help of mobile banking, a variety of financial tasks have been simplified. In India, almost all banks have launched their customer-friendly applications for smartphones. Using mobile banking, you can easily manage activities such as money transfers, balance enquiries, payments, deposits, etc. with just a few clicks sitting at your home or office.

Round the clock customer support. Queries can be mailed to customercentre@sbi.co.in

5. BHIM Aadhaar SBI App

Features of BHIM Aadhaar SBI App

The app allows merchants/traders/businesses to collect payments from the customers online

No PoS machine is required for makings transactions at the shop

The merchant has to seed his Aadhaar with the bank account to avail this facility

An Android device with OTG support and STQC certified fingerprint scanner is required

Register on the app, provide fingerprint and set mPIN to start making transactions

The customer has to enter his Aadhaar number and select the bank account to pay

On successful verification, the payment is made instantly from the bank account of the customer

SBI SMS Banking

State Bank of India allows the customers to access SBI mobile banking SMS facility on their mobile devices. In order to avail this service, the existing accountholder needs to type an SMS <MBSREG > and send it on the number: 9223440000.

Below mentioned are the various services you can avail through SBI SMS Banking:

Prepaid Mobile top up

Enquiry Services such as Balance Enquiry/Mini Statement

DTH Recharge

IMPS Merchant payments

MobiCash wallet Top up

IMPS Fund transfer –IFS Code, Account Number, Contact Number & MMID.

USSD or Unstructured Supplementary Service Data

For SBI account holders, the mobile banking service using USSD is also available on normal phones. In order to avail this service, you simply have to dial *595#. The existing account holders can use this option for performing activities like mobile top up, enquiry services and funds transfer.

National Electronic Fund Transfer or NEFT system is available for all SBI users. This is an electronic fund transfer method that functions on Deferred Net Settlement (DNS) basis managed at specific intervals during the day. Under this fund transfer system, the transactions are carried out among banks on half-hourly batches.

IMPS

IMPS or Immediate Payment Service is a quick electronic fund transfer scheme associated with interbank transactions. SBI mobile banking offers this service to aid the customers with a swift fund transfer facility. IMPS facility can be utilized by only those customers who are registered with the online SBI services.

RTGS

Real Time Gross Settlement or RTGS is a fund transfer system under which money is transferred on real-time basis. It is termed as gross settlement since the funds are transferred individually based on the instruction and is used for large fund transfers. The minimum amount for RTGS is ₹ 2 Lakh.

If you are an existing customer with the State Bank of India, it is important to know about the various features offered by SBI mobile banking service managed via App/WAP. Some of these facets include: