a) Plan - I option provides coverage to spouse and two dependent children apart from the prime Account Holder.b) Plan - II option provides coverage to prime Account Holder, spouse, two dependent children and Parents of prime Account Holder.

Dependent girl child shall mean, till the girl child is unmarried or unemployed. Insurance cover to the dependent male child is restricted upto age of 26 yrs or he getting employed whichever is earlier.

Commencement of the Policy period:

The insurance year commences from the date of payment of premium by the customer and insurance cover will be available upto 8th June of every year and renewal premium should be paid on or before the expiry of one year.

AGE LIMIT

Age limit for the first time coverage is upto 65 years and renewal is Life Long.

As per RBI guidelines w.e.f.,01-November-2014 the number of free ATM transactions (inclusive of both financial and non-financial transactions) for savings bank account customers at other bank’s ATMs is reduced from the present five to THREE transactions per month for transactions carried out at the ATMs located in six metro centers viz., Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad. However the free transactions (inclusive of both financial and non-financial transactions) carried out in other Bank ATMs at the six metro centers and other locations together, would continue to remain at FIVE.

Waiver of processing charges in Housing Loans, Car Loans, Two wheeler loans, Consumer durables, Clean Loans for the festive season from 25.09.2014 to 31.12.2014

Any customer could walk in to deposit money in any branch of the bank if the account is in any other branch of the bank to which he wants to deposit the money and there will be no charges on this for any amount