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What if you could walk into a fast-food restaurant and order a beer with your burger?

This is the direction some chain restaurants are moving to pick up sales amid a suffering economy.

A recent article in USA Today reports that two Sonic restaurants in South Florida soon will sell beer and wine.

Other places that have gotten on the alcohol with your quick food bandwagon include Miami, Las Vegas and Kansas City, which sell beer in Burger King Whopper Bars. The article also mentions Starbucks has begun to serve local beer and wine in a handful of Seattle stores.

As Americans, we’re used to thinking that we will inevitably do better than our parents’ generation. But, for now at least, this type of progress may be facing some roadblocks — and this inability to gain ground, financially, can have real implications for today’s younger people and their approach to investing.

Before we get to the investment component, though, let’s quickly review the nature of the problem. In a nutshell, younger Americans — those in their twenties and thirties — have accrued significantly less wealth than their parents did at the same age, according to a recent study by the Urban Institute. Here’s why: