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Andy Marcus bundled up this morning for the half-mile walk from his home to the village train station as frigid temperatures continued in the Lower Hudson Valley. And forecasters say it's only going to get colder, with wind chills Thursday morning expected to be below zero.

"It's freezing," said Marcus, 66, as he sat in an enclosed area at the train station, waiting for a train to Harrison, where he had an appointment.

"I have three layers underneath. I've got a hat. I've got a hood. I've got boots. I've got gloves. Anything I own, I've got on. If I had long johns, I would have worn them." ...