Property Fire Insurance

Sturgeon County residents may qualify for reduced fire insurance rates

Sturgeon County Protective Services has been accredited by Fire Underwriters Survey (FUS) to provide Superior Tanker Shuttle Service (STSS). The Districts of Bon Accord, Calahoo, Legal, Namao, Redwater and the Fire Service Areas of Gibbons and Morinville have been accredited for the delivery of Superior Tanker Shuttle Services and the appropriate changes have been made to the fire insurance dwelling protection grading index

What does this mean for you?

Residents within the Fire Districts and Fire Service Areas named above who own detached dwellings and are within 8 km of an accredited fire hall and 5 km of a recognized water supply may be eligible to receive an improved Fire Insurance Grade.

We are recommending that you contact your insurance agent directly and review your current Property Fire Insurance ratings. If your insurance company does not wish to apply the STSS Accreditation, it is recommended that you explore options by obtaining quotes from other companies.

For more information

Property Fire Insurance FAQs

STSS Accreditation is a recognized equivalency to hydrant protection. To be accredited, fire departments must commit to maintaining a high standard of organization, and practice delivering the service regularly.

Sturgeon County Protective Services applied for this accreditation through a rigorous testing process that measures the requirements for hydrant protection, as set out by the insurance industry. The Superior Tanker Shuttle Service enables emergency responders to extinguish a fire at a faster rate. Sturgeon County is the second municipality in Alberta to receive this accreditation.

We are recommending that you contact your insurance agent directly and review your current Property Fire Insurance ratings. If your insurance company does not apply the STSS Accreditation, please explore options by obtaining quotes from other companies.

Once you have determined your property is located within the eligible area, please contact your home insurance agent for more detailed information about the requirements for reduced fire insurance rates and if you qualify.

The Canadian Fire Insurance Grading Index set the rates. Most insurance companies consult this index to see if home owners qualify for reduced rates. The insurance companies must subscribe to the Fire Underwriters Survey to pass along the fire insurance rate reduction to the home owner. The Fire Underwriters Survey awarded the accreditation to Sturgeon County Protective Services to deliver superior tanker shuttle service. Requirements for this accreditation are rigorous and confirm that Sturgeon County Protective Services can deliver the minimum accepted water flow to an expanded area around District of Namao Fire Department to single detached homes in the event of a fire.

If your property is not on the list, it likely does not qualify. The decision on coverage areas and insurance discounts are made by the Fire Underwriters Survey and your insurance company. However, residents bordering or near the eligible area are encouraged to seek quotes as there may be companies who may apply the benefits of STSS Accreditation due to your proximity.