Pradhan Mantri JanDhan Yojana PMJDY Toll-free Phone number, Email, Social Websites and Official Website- Prime Minister NarendraModi launched this scheme on 28 August 2014. This scheme ensures access to financial services, namely Banking Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. An Account can be opened in any bank branch or Business Correspondent outlet. PMJDY accounts are being opened with Zero balance. However, if the account holder wishes to get a cheque book, he/she will have to fulfill minimum balance criteria.

Benefits of PMJDY:

Special benefits will be given under this scheme.

Interest will also be given on the deposits.

Account can start with a zero balance

Life Insurance cover is Rs 30000.

Accidental insurance cover is RS 1 lack.

Up to RS. 5000/- overdraft facility will be given to per household, only one account preference will be given to women account holder.

Easy money transfer in all over India

In case of the unfortunate death of the account holder RS. 30000/- death benefit will be given to the nominee of that account holder.

Claim settlement procedure under insurance cover.

The nominee has to go to the appropriate bank, where the PMJDY scheme account is active of the account holder i.e deceased partner.

Give full details of the death of the account holder.

Some documents submit to the bank and these documents are:

Deceased partner death certificate

Deceased partner aadhar card photocopy.

Validity verification and In force status of the Rupey card

Ration card or BPL card photocopy.

Submit the claim form to the bank.

Bank, lodges the claim with LIC

The designated Pension & Group Scheme Office of LIC settled the death claim of RS. 30000/-.