2 Information is one of your most valuable assets For banks, mortgage companies, investment firms, and the full range of other financial services organizations, ensuring the security of information is among the highest priorities. Organizations need security solutions that prevent fraud and network breaches, sustain regulatory compliance, and help maintain business continuity. But those solutions also must provide a secure foundation for moving the business forward, enabling financial services firms to launch new services, consolidate their network infrastructure, and reduce costs. For more than 25 years, SafeNet has led the market in securing the most sensitive financial information for the world s most important financial services institutions. Today SafeNet offers a comprehensive portfolio of security solutions that work together to address the constantly evolving challenges facing organizations in this industry. By providing multi-factor authentication technologies, hardware security modules (HSMs), high-speed encryptors (HSEs), and encryptions solutions for data centers and endpoints, SafeNet can help you secure sensitive information and prepare you to capitalize on new opportunities.

3 Prevent fraud and defend against attacks With the increasing integration of technology into financial services, security threats are on the rise. Today s security solutions must be ready for both external and internal threats, ranging from identity theft and phishing schemes to browser attacks and network breaches. To retain customer trust and avoid tremendous financial losses, you need solutions that protect identities, transactions, data, and communications across the entire spectrum of financial services operations from traditional ATM transactions and payment settlements to online banking transactions and remote interactions with corporate networks. SafeNet provides a broad array of security solutions to protect financial services organizations, their customers, and their partners from the rising tide of threats: SafeNet authentication solutions, including one-time password (OTP), software authentication, and certificate-based solutions, ensure that only authorized users access information from online banking and trading sites as well as internal systems and applications. SafeNet HSMs secure a full range of transactions from customer point-of-sale and online transactions to electronic fund transfers (EFTs) and business-to-business exchanges by protecting cryptographic keys and provisioning encryption, decryption, authentication, and digital signing services. SafeNet HSEs protect data in motion, providing a fast, easy, and robust way to secure communications and data transfers to and from branch offices and remote disaster recovery sites. SafeNet data center and endpoint encryption solutions provide persistent data protection, securing information as it is created by an employee on a laptop, shared with a business partner by , stored in an enterprise database, processed by an application, and accessed by a field employee on a mobile device. SafeNet one-time password solutions reduce online fraud by 90 percent Company: Banamax Banamax, a Mexican subsidiary of Citigroup, needed a way to reduce financial fraud and comply with all regulations while expanding online banking services. The organization deployed one million SafeNet onetime password (OTP) authentication tokens to its customers, employees, and business partners to provide secure access to the company s online account services. With the push of a button, SafeWord authenticators generate a highly secure, one-time password that can never be re-used, hacked, or otherwise compromised. The SafeWord password provides two-factor authentication to ensure only properly authenticated users can conduct online banking. With SafeNet solutions, Banamax reduced online fraud by 90 percent, complied with all regulations, and earned a reputation for excellent online banking that provided a competitive edge. SafeNet solutions have played a vital role in helping us provide superior online banking services while protecting our customers with leading-edge security technology. Mr. Marcelo Scaglia Executive Vice President

4 Achieve and sustain compliance In addition to protecting information, you need to demonstrate that you are doing so in accordance with a fast-growing collection of global regulations. Failure to achieve and sustain compliance can lead to fines and require costly fixes. At the same time, however, you need to control the expenses related to maintaining compliance and preparing for audits. SafeNet solutions for financial services are designed to help you meet and exceed the criteria for a full range of regional and international regulations, from the Payment Card Industry Data Security Standard (PCI DSS) and Federal Financial Institutions Examination Council (FFIEC) for online transactions to Basel II and Sarbanes-Oxley. For example, while some regulations might require only username and password protection for online applications and Web-based services, SafeNet multi-factor authentication solutions provide even stronger security. By adopting SafeNet solutions, you can achieve compliance today while preparing for tomorrow s tighter security mandates. SafeNet solutions also can help reduce the costs associated with compliance. By centralizing cryptographic key and policy management, SafeNet data encryption and control solutions simplify security administration, decreasing labor costs. SafeNet Tokenization also can help reduce the scope of audits by replacing sensitive data in databases and applications with tokens, leaving fewer servers to audit. Enable new services In a highly competitive marketplace, your organization needs to do more than protect the status quo. To retain your edge, you need to establish a secure foundation for launching new services that will attract and retain customers, enhance worker productivity, and facilitate collaboration with partners. Implementing SafeNet solutions can help you introduce new services while maintaining the highest levels of security. For example, SafeNet authentication solutions and HSMs enable you to launch digital signature services to accelerate business processes, such as loan applications, trading services, or electronic invoicing. The authenticators provide you and your customers with seamless digital signature functionality through easy-to-use, USB-based smart-card authenticators. The HSMs store the signing keys and certificates, automating the process of securely binding the digital signature to the electronic document. SafeNet solutions also promote mobile productivity so employees can continue to work while they are on the move. SafeNet authentication solutions offer secure access to network and business applications. Using SafeNet OTP solutions, for example, employees can quickly generate passwords on PCs, laptops, and even mobile devices to stay productive wherever they are. In addition, SafeNet data encryption solutions for endpoint devices protect folders and files stored on the laptops and removable media used by employees. With SafeNet solutions for mobile devices, you also can even encrypt sensitive data accessed on smartphones while controlling application access and network setting configurations. Implementing SafeNet solutions can help you introduce new services while maintaining the highest levels of security. Nullam non posuere dolor. Nullam commodo Company: Wells Fargo Sed adipiscing massa et velit volutpat consequat. Mauris mattis lacinia condimentum. Aenean volutpat semper urna, id tempor lectus volutpat vel. Cras leo purus, condimentum vitae cursus ut, fermentum quis risus. Aliquam fringilla mauris eget felis aliquam tristique. Duis pharetra ante nec arcu porttitor eu dictum turpis varius. Nam sed elit sit amet libero egestas sagittis. Sed sit amet libero enim. Sed ultrices mauris et sapien sagittis et consectetur lacus pulvinar. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Vestibulum vitae eleifend urna. Donec sit amet ligula felis, sed interdum eros. Sed tempus diam a erat aliquet ullamcorper. Nullam ipsum orci, congue quis posuere at, tincidunt eu mauris. Duis eu lacus neque, eget faucibus ipsum. Aenean ac velit purus. Vestibulum vitae eleifend urna. Donec sit amet ligula felis, sed interdum eros. Sed tempus diam a erat aliquet ullamcorper. Name Here Executive Vice President

5 Facilitate corporate and IT consolidation With the ongoing trend toward mergers and acquisitions in the financial services industry, and the ever-present drive to reduce operational expenses, many organizations need security solutions that can help support business and IT consolidation. SafeNet data encryption and control solutions minimize the security IT footprint and simplify administration by centralizing key management and control policies in a single appliance. Centralized management is maintained even as you scale the architecture when adding new branches. For some organizations, mergers and acquisitions will lead to expansion into new types of financial services. These companies need solutions that enable the secure exchange of customer and corporate information among employees in distinct lines of business. With SafeNet data encryption and control solutions, you can quickly adapt and scale security for new business divisions and new employees. And with SafeNet HSEs, you can make sure that information and communication remain secure across all business divisions that are connected through an enterprise network. By choosing SafeNet solutions, you gain a robust security foundation that can be readily adapted to changing needs. SafeNet Helps Egg Accelerate PIN Issuance Company: Egg Banking Egg Banking, the United Kingdom s leading online bank, wanted customers to be able to use their bank cards immediately after receiving them, instead of having to wait a week or more to receive a PIN by mail. At the same time, the bank wanted to reduce the costs of mailing PINs and remove the possibility that a PIN letter could be intercepted in transit. Egg selected the SafeNet ViewPIN+ solution, which delivers PINs securely through the Internet. By combining tamper-resistant hardware, network connectivity, and remote administration, ViewPIN+ enables Egg to ensure the tightest security without adding administrative complexity. Egg is saving material, printing, postage, and labor costs while also eliminating the pollution caused by transporting that mail. ViewPIN+ improves the customer experience and provides Egg with a competitive advantage. Reduce costs For most financial services organizations, reducing the costs of information security is essential. SafeNet solutions work together to prevent fraud and eliminate threats, helping you significantly reduce the costs of having to resolve fraud cases or fix breaches while minimizing the customer churn that can result in even greater revenue loss. SafeNet solutions are also designed to reduce administrative complexity and control the costs of sustaining compliance. For example, the centralized key management of SafeNet data center and endpoint encryption solutions can help you reduce audit scope and simplify ongoing management. By helping to migrate paper-based processes to digital ones, SafeNet solutions can generate additional savings while also enhancing business sustainability. The SafeNet ViewPIN+ solution, for example, enables you to deliver PINs over the Internet, reducing the costs and environmental impact of sending PINs by mail. With ViewPIN+, you can provide an exceptional customer experience, differentiate your business from competitors, and tighten security.

6 Ensure business continuity Organizations also need to make sure that the business can continue to operate even in the event of a large-scale disaster. As you implement remote data centers for disaster recovery, you need ways to protect sensitive information as it travels to and from those remote facilities. At the same time, you need to be sure that employees can continue to work, accessing network applications and , even if your primary data center is down. SafeNet HSEs enable you to provide robust protection when transmitting data to and from disaster recovery sites and offsite data storage facilities. With SafeNet HSEs, you can preserve full network performance, recovery-point and recovery-time objectives, and service-level agreements. By integrating SafeNet data center and endpoint encryption solutions at both the primary and disaster recovery sites, you can secure data in databases, applications, mainframe environments, and file servers. And by adopting SafeNet authentication solutions, which can be deployed on the fly in the event of a disaster, you can ensure employees gain access to critical network resources and applications remotely so they can stay productive and continue to deliver services to customers without compromising security. About SafeNet SafeNet is a global leader in information security, founded more than 25 years ago. The Company protects identities, transactions, communications, data and software licensing through a full spectrum of encryption technologies, including hardware, software, and chips. Morethan 25,000 corporate and government customers in 100 countries including UBS, Nokia, Fujitsu, Hitachi, Bank of America, Adobe, Cisco, Microsoft, Samsung, Texas Instruments, the U.S. Departments of Defense and Homeland Security, the U.S. Internal Revenue Service, trust their security needs to SafeNet. In 2007, SafeNet was acquired by Vector Capital, a $2 billion private equity firm specializing in the technology sector. For more information, visit Engage a trusted partner Around the world, financial services firms rely on SafeNet to address a full range of security challenges. SafeNet solutions are trusted to protect more than 80 percent of the world s fund transfers and the majority of ATM transactions in Europe, the Middle East, and Asia. SafeNet is also the primary supplier of digital identity keys to the top U.S. financial institutions. Adopt proven SafeNet solutions to address your evolving security needs while building a robust foundation that lets you move your business forward.

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