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Insurance is really expensive, I really wished that soon there wil be a company that will only charge you when you drive the car.

With GPS system , this can be done even to the extent of how fast you are travelling and based on your driving habit and the
distance travelled, charge you accordingly.

wishful thinking?

How about one insurance for 2 cars!? You can never drive the two (or 3 or more!) at the same time, so its the same basic risk! Just insure the driver, and let him have as many cars as he wants...i dont see the point of paying for 3-4 cars that you get to drive once a month.

How about one insurance for 2 cars!? You can never drive the two (or 3 or more!) at the same time, so its the same basic risk! Just insure the driver, and let him have as many cars as he wants...i dont see the point of paying for 3-4 cars that you get to drive once a month.

I actually may have a buddy of mine who just got that kind of insurance for his 3 bikes!!

Thats defly the BEST insurance to have but alas we are just pawns to kings!
Corporate giants run the show unfortunately.

Aviva Elite is custom cars and such - nothing about what was talked about.

I don't know if this product still exists, I didn't see it on their web page... but they did have the Aviva Elite Autograph program where they record your driving behaviour and give discounts accordingly.

Quote:

Autograph

Autograph will enable eligible program participants to accurately track their driving behaviours using a data-gathering device that plugs into the diagnostic port typically found under the steering column of most cars made since 1996 (the port is called OBD2). The device records data on factors statistically proven to impact risk, including how much, how fast and when a car is driven.

Drivers can download the information from the device to their home computers with a USB port, whenever they wish, in order to review driving data, and determine their discount.

If they choose to, they can submit their data over a secure high-speed Internet connection to their insurer to be used as part of their insurance premium calculation. If they do choose to share this information, the minimum discount they will receive will be five per cent, just for participating. The maximum reward is a 25 per cent discount. [12]

How about one insurance for 2 cars!? You can never drive the two (or 3 or more!) at the same time, so its the same basic risk! Just insure the driver, and let him have as many cars as he wants...i dont see the point of paying for 3-4 cars that you get to drive once a month.

How about one insurance for 2 cars!? You can never drive the two (or 3 or more!) at the same time, so its the same basic risk! Just insure the driver, and let him have as many cars as he wants...i dont see the point of paying for 3-4 cars that you get to drive once a month.

to do that would require logic, unfortunately squeezing people out of every penny take precedence.

You can always move to California. Every car that you get after your second one does not require any insurance.

There been a scam going on for the last 5 years but been going ballistic the last 10 months.I driver goes and gets insurance no matter what the rates are (usually a bad history),he pays first and last then cancels on the third month but still has legit slip.He has the slip BUT no insurance and usually they do it when they need to renew the plate sticker so the sticker reads active when the cops runs the plates but the cops has no information if the driver is still insured.Once my dad got hit at the back..idiot tried to say my dad reverse and hit him,well there was like 5 witnesses who saw otherwise.My dad told him he will head to the collision center in about 4 hours since the damage wasnt that great but decided to go directly instead,well when he got there the other driver was crying someone hit him and took off to the officer,my dad tap him in the back and his face turned bright red.The officer knew what happened and took my dads information and the other driver basically got a meeting with the supervisor there.Its a criminal offense to falsely report a accident.

That would be my firts guess, BUT if you think about it, the insurance industry would make even MORE $$$ that way!!! If more people had 2 or more cars, more people would get full insurance (+fire/theft etc) to protect them (also needed for leased cars)...So you would have more people paying for extra insurance, but the risk or accidents is the came as you can not crash 2 of your cars at the same time!