When during a crisis, bargain is there. However, risk is also equally spread. No on will no when the market is lowest and when is highest. It depends always your strategy, fund size and expected return.

We have been buying in the last two months. But also very industry oriented. We bought energy but trying less on oil and gas. We buying in direct stay home beneficiary which can be long time to come. We bought banks as we believed the current price fully reflected the impacts.

In overall, as strategy is continuous to invest in stocks but only dividend oriented and industry specific. We started to lower the amount in paying debts as interest is cheap now! We will hold on to property purchases. If a good deal available we may still proceed but will not be aggressive.

2009 experience caused a big bang on properties market and stocks market. Perhaps, it is not because of the stocks and property prices are soaring. You may not feel richer because it is just money become smaller. Gold reaction to this is the tips.

We see Netflix, Amazon, Alibaba, Lazada, Food Panda and Grab may did very well during the stay home order worldwide. But it is not easy to find a good one in Malaysia. Perhaps I may be wrong but I spent more time on Astro and bought some movies. Also used Touch and Go so often to buy food. So we think Astro and CIMB also worth to take on. We also bought some during this period.

We have been buying gradually as we do not expect a V shape recovery. But we do think a potential of U or worst L shape. We particularly like certain businesses that are least affected by the crisis. As to Asiabrand simply a notification on its recovery path.

It is very interesting the from China to the world. Industry and traffic pollution suddenly come to a halt. Suddenly the world is quiet and clean. Perhaps the only advantage seen from Covid 19 but with valid concern that normally is impossible.

Once popular phase, you help me, I help you. Perhaps now is the best time to ask ourselves. If you can source something local, why not buy local? No matter, service, life after MCO of tourism, everything local. As Covid 19 may end in April but the confidence level and world border may not open until then.

Hire local instead hire overseas. E.g. IT professional, Accountants, automate instead rely on foreign workers. A critical point we need to change our mindset to every must help our own self.

Stay safe and don’t panic. Keep a distance, wash hand frequently, sanitize your hand when out door, keep a distance 1.5 M to nearest person. Probably the best way to stop the virus l.