FAQ Answer

If I declare to my insurer a lower maximum number of passengers carried, do I need to physically remove seats?

No, The EC regulation makes reference to minimum levels of cover per passenger rather than per seat. Therefore, if a registered owner is only ever going to carry a maximum of "X" amount of passengers and the aircraft is insured accordingly, then this lower passenger number will be used to determine the minimum levels of cover required rather than the number of seats actually fitted on the aircraft. There is no requirement to physically remove seats.