Materials owned and provided by Next & Nexus on this site are licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License for your informational, non-commercial and personal use only, and the License does not apply to any third-party content that we may hyperlink to or otherwise make available on the site. Materials are not provided as legal advice and may not be applicable to a particular situation. Please read the Terms of Use and Privacy Policy before using this site.