Private Investigators

Liability Insurance for Private Investigators & Security Consultants

In 1951, Brownyard developed the first liability coverage programs for Private Investigators & Security Consultants. The tradition of customized insurance services continues today. We are one of the leading providers of this specialized coverage.

Coverages

Brownyard offers programs to meet the singular needs of private investigators, security consultants and professionals in related fields. We work to understand the shifting risks of these industries to provide better coverage and service. Call Georgiana Eisenhardt at 1-800-645-5820 for more information about these coverages.

Brownyard’s PI Protect Program offers customized coverage featuring:

General Liability

Errors & Omissions (Professional Liability)

Care, Custody & Control

Assault & Battery

Electronic Data Liability

Malicious Prosecution

Libel & Slander

Personal Injury

Contractual Coverage

Incidental Medical Malpractice

Commercial Excess Liability

Commercial Excess Liability coverage can be tailored to meet your specific needs and exposures. In general, these products are:

Licensed and admitted in most states.

Available with limits up to $10,000,000 to protect against that once-in-a-lifetime judgment.

FAQs

How do we apply for coverage?

Please ask your broker to mail, email or fax the completed required information as soon as you can. There is no need for agents and brokers to be appointed by Brownyard Group to write coverage through our program. We can usually have a quote for you within a few days.

What information is required for a quote?

For General Liability: Completed, signed PI Protect application

For Commercial Excess: Completed, signed Brownyard application

For Property and Inland Marine: Completed, signed ACORD applications

Four-year loss run information

Detailed Resume (for clients under three years experience in the industry)

Copy of Broker’s License, proof of Errors & Omissions Insurance and a W-9 Form

We will need the signed, original application to bind coverages, but there no original signature is required to quote

In what states is the coverage available?

All states, except Nebraska.

What limits can you write?

Although we do recommend that the higher limits be considered, we do write limits of $100k, $300k, $500k and $1 million.

Are there minimum premiums?

Yes. Our policies are subject to minimum premiums as follows:

$100,000 limit: $750 minimum premium

$300,000 limit: $1,000 minimum premium

$500,000 limit: $1,250 minimum premium

$1,000,000 limit: $1,500 minimum premium

$1 mil/$3 mil limit: $1,650 minimum premium

$1 mil/$5 mil limit: $1,800 minimum premium

Does Brownyard write Property & Inland Marine coverage?

Yes. See our PI Protect Coverages tab for more details.

What are your carrier’s ratings?

We only write our program through the very best carriers that have ratings of A+( “Superior”) or better.

Is your Program admitted?

Our program is admitted in all states except FL, LA & WA.

Are your rates competitive?

The coverages we offer through our program are not only very broad, but very reasonably priced.

Can I get a lower premium if I go directly through Brownyard without a broker and their commission?

No, we value the relationship between you and your insurance representative and encourage you to stay with a local broker for the best possible service.