My top 5 ways to save money

Saving money requires assertiveness, discipline, creativity and a few simple tricks. I know many many ways to save money but these ideas rank as my top 5. They are simple, can be used over and over again and they require little effort. I hope you enjoy them.

Here are mytop 5 ways to save money

1. Telling people I will get back to them when invited to a social occasion (this way I have time to think about if I can afford something or not without making rash decisions)

2. Never EVER having my credit card out and about with me so I avoid impulsively using it. THis way I have to think and plan if I am going to use it.

3. Direct debiting money into my savings account the day I get money in each month so it goes straight out before I can spend it.

4. Whenever I am about to purchase something online I head to google and type the shop/restaurants name plus voucher code. Always a winner and has saved me £100’s of pounds.

5. I have taught my children to be creative: nature, cardboard boxes, sport, imagination, role play and art. I don’t get badgered for days out DS games and laid on entertainment. Creativity saves!

8 Comments

Great tips… I’m rubbish at budgeting but living somewhere without any of the big shops means that I either have to make the conscious decision to go shopping or to order online so that curtails me a bit!

I used to be very good at not carrying any bank cards unless we were going shopping, I have got out of the habit now..and needless to say there has been over spending.. thanks for a post which reminds me of a small but essential change!