A resolution
requesting the Davidson County Delegation to the Tennessee General Assembly
to introduce and enact the necessary legislation to require a person to demonstrate
proof of financial responsibility prior to obtaining a Tennessee driver license
or registering a motor vehicle.

WHEREAS, T.C.A.
§55-12-139 provides that every vehicle driven upon public roads in Tennessee
must be in compliance with the financial responsibility law, which requires
proof of insurance or self-insured status; and

WHEREAS, although
motor vehicles are required to be in compliance with the state financial responsibility
law, there is no requirement for adults to demonstrate proof of financial responsibility
at the time of obtaining a driver license or registering a motor vehicle unless
they have been convicted of violating the financial responsibility laws; and

WHEREAS, the National
Association of Independent Insurers (NAII) and the Insurance Research Council
(IRC) have both reported that approximately 14% of the motorists in the United
States drive without insurance; and

WHEREAS, research
further indicates that approximately one of every eight serious auto accidents
is caused by an uninsured driver; and

WHEREAS, it is
in the best interest of the responsible, insured drivers in Tennessee that all
drivers be required to show proof of insurance at the time of obtaining a driver
license or automobile registration.

NOW, THEREFORE,
BE IT RESOLVED BY THE COUNCIL OF THE METROPOLITAN GOVERNMENT OF NASHVILLE AND
DAVIDSON COUNTY:

Section 1. That
the Metropolitan County Council hereby goes on record as requesting the Davidson
County Delegation to the Tennessee General Assembly to introduce and enact the
necessary legislation to require a person to demonstrate proof of financial
responsibility prior to obtaining a Tennessee driver license or registering
a motor vehicle.

Section 2. That
the Metropolitan Clerk is directed to send a certified copy of this Resolution
to each member of the Davidson County Delegation to the General Assembly.

Section 3. This
Resolution shall take effect from and after its adoption, the welfare of The
Metropolitan Government of Nashville and Davidson County requiring it.