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Presents information on the Credit Industry. How the industry measures customer's financial numbers and ratios; Information from the banks on customers; How capital is measured by banks; Analysis and reports on banks.

Provides information on the issue of international credit information. Listing of a variety of areas that international credit encompasses; Information on credit ratings for banks. INSET: Credit company addresses.

Shows that although the ratings of credit rating agencies provide accurate rank-orderings of default risk, the meaning of specific letter grades varies over time and across agencies. Limitations of regulations; Arguments of the authors; Evolution and economics of the ratings industry; Transition...

Offers a look at credit reporting of credit authorizer Rip Van Winkle in 1970s and in 1990s. Credit industry's progress in 20 years; Comparison between the credit bureau in the 1970 and the 1990; Slow credit approval in the 1970s; Credit bureau that sold only credit reports in the 1970s.