An overview of the subject organization, including a brief history and description of the current situationWells Fargo is one of the largest banking and financial services entities in the United States. It has built a well-respected brand name and image through its excellent products and services. These products and services have helped generate substantial growth and a solid foundation over its 150 plus years of existence for the company and its customers. Wells Fargo offers a wide array of products and services including banking, lending, investments, financing, and real estate. However, it has built a strong foundation by being an industry leader in home mortgage loans. Wells Fargo generates home loans by considering the customers' needs and values. It has limited losses by not taking on undue risk from applications that don't meet certain requirements. This has allowed the organization to thrive in the financial services industry.

Wells Fargo also shows strength in maintaining its customers. Even though it already has over 48 million customers worldwide, it continues to be an industry leader in customer retention. By dedicating its customer service and other resources to having high customer retention, Wells Fargo has also succeeded in becoming an industry leader in cross-selling as well. The revenue generated from cross-selling affects the growth of the company, so it should continue to thrive with these efforts. Wells Fargo's long term goal is simple: To be the largest and most respected financial services firm in every target market. It can achieve this goal by continuing to acquire assets and becoming industry leaders in each one of its product lines. As of now, it still remains one of the industry leaders, along with Bank of America, Citicorp, and JP Morgan Chase.

Wells Fargo was founded on March 18, 1852 by Henry Wells, William G. Fargo, and a few other associates. Its headquarters is in San Francisco, CA, but its presence within the United States stretches from coast to coast. Wells Fargo is also one of America’s largest private employers with over 250,000 team members. Wells Fargo success can be attributed to its team members and excellent, sound management. Current CEO and President John Stumpf has done a great job of increasing company visibility nationally and globally. CFO Howard Atkins has significantly reduced potential losses by recently cutting dividend payments. Executive Vice President Pat Callahan has done an excellent job of handling many issues pertaining to the merger with Wachovia. There are many other managers and leaders who have also been key to Wells Fargo status as an industry leader.

Wells Fargo's products and services are designed to help customers succeed financially. The company encourages customers to buy all of their products through Wells Fargo. In return, the company provides customers with a discount and loyalty in return for their business. Wells Fargo teaches its employees to 'cross-sell' as many products as possible to customers, and there are systems in place that help decide which products are better suited to each customer’s goals.

I work for Wells Fargo Advisors, a brokerage firm that is a significant part of Wells Fargo’s securities and trading operations. I am an operating specialist that currently monitors clients’ activities in their IRA and CAP accounts. As an operations specialist for Wells Fargo Advisors, I am partially responsible for ensuring that transactions processed in error are corrected. Within the organization, there are many processes crucial to the day-to-day operations of Wells Fargo. However, there are a few processes within my area and department that can be improved tremendously over the brief time of this course.

I believe that adjustments to customers’ IRA and CAP accounts can be processed without as many errors or duplications. In order to minimize numerical errors for these...

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...WellsFargo Corporation
WellsFargo has a strong foundation of corporate culture that is embedded in the vision. It states that its service, financial advice, and employees are the strengths of the business. It focuses on every aspect of the corporation’s stakeholders: team members, customers, communities, and shareholders. It focuses on how employees are able to adhere to the highest standard of efficient and ethical business practices. What WellsFargo lack is the future vision of the company’s operation. Its long-term objective is to emphasize integrity since it is not a commodity but the most rare and precious attributes of personal business. It does not address how the business will gain a bigger share of the national or global market. Since numerous banks supply similar services, WellsFargo needs a catalyst, such as going greener that is unique to their competitive advantage.
The revised mission statement of WellsFargo Corporation is as followed: We are a bank that focuses on providing services that satisfy customer’s financial knowledge by providing our hard-working people. We will be the change of how financial institutions can play efficient roles in the community and individual’s businesses.
Strategic Issues that WellsFargo face is to whether it will focus on becoming a...

...﻿WellsFargo
Introduction:
Over 160 years ago, soon after California Gold Rush (1848-1855) at Sutter's Mill in Coloma, California, Henry Wells and William G. Fargo,on March 18, 1852, decided to organized Wells, Fargo & Company, in San Francisco and Sacramento, a joint-stock association with an initial capitalization of $300,000, to provide express and banking services to California including theoperation of stagecoach lines, the transportation and safekeeping of gold and the delivery of the U.S. mail.Wells Fargo is headquarter in San Francisco, but has major “hubquarters” in other cities of U.S. ( wellsfargohistory.com).
Business Structure:
“WellsFargo & Company is a corporation organized under the laws of Delaware and a financial holding company and a bank holding company registered under the Bank Holding Company Act of 1956, as amended”, which provides retail, commercial, and corporate banking services. The company's Community Banking segment offers deposits, such as checking accounts, savings deposits,…..This segment is also provides equipment leases, real estate and other commercial financing, small business administration financing. WellsFargo Wholesale Banking segment offers commercial loans, equipment leasing, investment management, construction loans, land acquisition, development loans,...

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Our Product: SERVICE.
Our value~ added:
FINANCIAL ADVICE.
Our competitive advantage:
OUR PEOPLE
WellsFargo Case Study 2007
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Our Vision Statement
To satisfy all of the customers’ financial needs, help them succeed financially, be known as one of America’s great companies and the number-one financial services provider in each market.
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Our Mission StatementWellsFargo is committed to strengthening our company and our communities by proactively seeking minority, women, and disabled – owned suppliers.
To be one of America’s great companies, we strongly believe that Wells Fargo’s suppliers must reflect the diversity of our team members, customers, and communities. We proactively seek to procure goods and services from minority, women, and disabled-owned businesses. Our Supplier Diversity team assists these businesses to access bid and contract opportunities through a combination of:
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Outreach
We actively seek to establish relationships with diverse suppliers through business networking, electronic and print communications, and participation in supplier event nationwide.
Certification Support
We encourage and assist suppliers to gain certification of their minority, women, or disabled- owned business status from independent local and national agencies.
Mentoring
The...

...U06a1 OperationsImprovementPlan
Jessica Horlacher
Capella University
MBA 6022
February 16, 2012
Dr. Huang
Executive Summary
Toyota is one of the leading vehicle manufactures in the world and has faced some challenges throughout the years. This paper will discuss a key issue that Toyota has faced and how they can utilize communication software to improve the business relationship between supplier and Toyota.
OperationsImprovementPlan
Introduction
Toyota Overview
Toyota is one of the leading manufacturers of vehicles in the United States and across the globe. Toyota is ranked #55 in Forbes, World’s Biggest Public Companies, and capturing sales of 202.8 billion and a market cap of 137.8 billion as of March 2011 (Forbes.com, 2011).” Founded in 1937 in Japan, Toyota now employs 320,590 with operations all over the world (Forbes.com, 2011). “Recognizing a growing market in the United States, in 1957 Toyota established its first sales, marketing and distribution subsidiary in the U.S. called Toyota Motor Sales Inc. (Gretto, M., Schotter, A., &amp; Teagarden, M. 2009, p.2).” Over the years Toyota has manufactured and sold vehicles all over the world and is a leader in innovation and technology. However, in recent years Toyota has faced many setbacks that have consumers concerned about their safety and have Toyota looking for a way to get back their credibility....

...A. Brief abstract / overview of case study
Abstract
The purpose of this paper is to answer the following questions:
How should WellsFargo Position it self for the future? Should it strengthen its retail presence, grow internationally, or move into the void created by the disappearance of investment banks? Develop Projected Financial Statements that fully assess and evaluate the impact of the proposed strategy. How are the acquisitions / growth financed? Will debt be increased further, or ownership of WFC stock be diluted to raise the capital needed? The author will attempt to answer these questions using chart sand graphs as illustrations and supporting evidence
Overview case
The paper submitted will contain a proposed plan of action using primarily data from Morning start oshowa proposed acquisition for WellsFargo. This acquisition will greatly increase the Wealth, Brokerage, & Retirement segment of WellsFargo that has been underutilized and overlooked. This proposal will “marry” the benefits of TDA meritrade with the Cross-selling strength of WellsFargo. The primary purpose that TDA meritrade was selected was convenience. Although Charles Schwa band E *TRADE are competitors of TDA meritrade, but they were not selected for varying reasons. Charles Schwabhasa history of refusing overtures for take overs after his disappointing episode of...

...WellsFargoWellsFargo &amp; Company is a $1.3 trillion diversified financial services company providing banking, insurance, trust and investments, mortgage banking, investment banking, retail banking, brokerage and consumer finance through banking stores, the internet and other distribution channels to individuals, businesses and institutions in all 50 states, the District of Columbia and in other countries.
Since the year 2008,WellsFargo and Company has seen no negative setbacks, no financial pitfalls, and an exceptional increase in business and financial gains. Although they were doing very well at the time, it was feared that the take over and merge of the Wachovia Corporation would prove to be devastating, but they were willing to take the risk. Improvements needed to be met, but WellsFargo felt they were up for the challenge. They prepared themselves well to insure that any loss they may incur by Wachovia, they could easily get themselves out of without having to suffer any major loss. However, to their surprise, Wachovia proved to be a major success. As a matter of fact, all of the preparation that WellsFargo made to protect them was in vain. Better safe than sorry most would say. The Wachovia Corporation sky rocketed almost immediately. It was amazing. The turnover that was...

...Introduction 1
Henry Wells & William Fargo founded Wells, Fargo & Co. in March 1852 during the gold
rush in San Francisco, Ca. They Offered banking and express; buying and selling of gold dust,
bullion, and specie (or coin); and freight service between New York and California. Although it
was not the first bank in the west, it was recognized as being the best. In the 1850’s WellsFargo
expanded rapidly and gained a reputation for dependability and soundness. It became renowned
for going great lengths to serve its customers, even in the most remote locations. In 1866 WellsFargo developed their own stagecoach business and adopted the stagecoach as their symbol. In
1888, WellsFargo became the country’s first nationwide express company, and their motto was
“Ocean-to-Ocean” because they offered services in over 25 states. At the start of the 20th
century gold was no longer the main function; instead they turned to traditional service such as
deposits, making loans and issuing letters of credit.
Today, WellsFargo & Company is a diversified financial services company with
$428 billion in assets, providing banking, insurance, investments, mortgage and consumer
finance to more than 23 million customers across North America and elsewhere internationally.
Wells Fargo's vision statement...