Florida Artist and Crafter Vendor Insurance

ACT Insurance in Florida

With a variety of artist colonies throughout the state, warm weather, and beautiful scenery, it’s no wonder that Florida is an artist’s paradise. If you are one of the many artists and crafters living throughout the Sunshine State, do you have the arts and crafts liability insurance you need to safely sell your work to the public?

Whether you’re selling your art online or at one of the many art festivals or craft fairs held throughout the state, Artists, Crafters, and Tradesmen (ACT) Insurance offers two affordable policies that will help protect your finances. Once you choose the policy that best meets your needs, you’ll be covered to sell your goods at any festival in the United States.

Not sure how to get started? Check out our list of the top festivals in Florida that accept artists and craftsmen.

ACT Show Policy

The ACT Show Policy—also known as short-term event insurance—is designed to meet the insurance requirements of most venues, including those in Florida, that host art and craft fairs. Policy term options start at 1-3 days and can go as high as 90 days. Policies start at $39 and include a variety of options that meet the unique needs of your business.

LIMITS of LIABILITY

General Liability Aggregate Limit

$ 2,000,000

General Liability Each Occurrence Limit

$ 1,000,000

Damage to Premises Rented

$ 300,000

Medical Expenses

$ 5,000

PRICING (for consecutive days)

1-3 days

$ 39

4 days

$ 49

5 days

$ 59

6 days

$ 69

7 days

$ 79

Up to 90 days

$ 89

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

Note: Product Liability and Completed Operations coverages are specifically excluded in the Show Policy. If you need products coverage or are looking for a more comprehensive option, check out our Annual Policy option, which is also designed for those in the art and craft industry!

ACT Annual Policy

The ACT Annual Policy includes even more coverages than are provided in the Show Policy, foremost among them being coverage for your supplies, equipment, and products/completed operations. In addition, you can also add professional liability coverage, which you will need if you teach, host training sessions, or do art demonstrations. Policies last for 12 months and start at $265.

LIMITS of LIABILITY

General Liability Aggregate

$ 2,000,000

Products-Completed Operations Aggregate

$ 2,000,000

General Liability Each-Occurrence

$ 1,000,000

Damage to Premises Rented

$ 300,000

Medical Expenses

$ 5,000

Business Personal Property (Per Article)

$ 5,000

Business Personal Property Aggregate

$ 10,000

Business Personal Property Deductible

$ 250

Optional Professional Liability Per Occurrence

$ 100,000

Optional Professional Liability Aggregate

$ 200,000

Optional Professional Liability Deductible

$ 1,000

PRICING (for consecutive days)

$ 0 - $50,000 in Annual Sales

$265

$50,000 - $100,000 in Annual Sales

$375

Optional Professional Liability

$125

Raise BPP Limits to $10,000/$50,000

$185

**Please note these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

Why Choose ACT Insurance?

As an artist or crafter in Florida, you need a policy that is not only affordable, but can also give you the protection your business needs. The policy should also offer peace of mind as you go to work each day. ACT Insurance policies offer this protection and peace of mind. It also includes the following benefits:

No Quote Process

24/7 Access to Policy Documents

Convenient Online Purchasing

Instant Coverage

No Deductible on Liability Claims

A+ Rated Insurance Carrier

Not Premises Specific

And Many More!

ACT today and protect your art or craft business in Florida with the most affordable insurance and superior coverages in the industry.

ACT Insurance Is Available in All 50 States

Did you buy a policy in Florida and then move to a different state? No problem! Your policy follows you wherever you go, provided you follow the licensing and/or registration requirements of the state where you live.