What is the best retirement investment?

On One Hand: Defined Benefit PensionA defined benefit pension is an investment made by an employer that pays you a defined benefit after retirement. This benefit is paid to a retiree for the remain...
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Should an investment club open an individual retirement account
or joint account?

On One Hand: Limited BenefitsIRAs and joint accounts have very little benefits for an investment club. IRAs are used to facilitate tax-deferred retirement savings for individuals, while a joint acc...
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Should an Investment Club Open an Individual Retirement Account or Joint Account?