Reports that the Federal Reserve has approved a stimulus plan today to lower interest rates are heating up the internet. This new policy would help all areas of loans including mortgages and business loans, offering an added incentive for consumers and companies to borrow and spend more money.

This new policy would involve the sale of $400 billion in short-term Treasuries, in exchange for an equal amount of longer term bonds. According to a statement by the Federal Reserve, “This program should put downward pressure on long-term interest rates and help make broader financial conditions more accommodative.”