Review: Florida International University Credit Card

Florida International University Credit Card Review Summary: The Florida International University Credit Card is a good all-around credit card for supporters of the Panthers who have good credit or better and plan want to earn cash back rewards.The Florida International Card offers an initial rewards bonus of $200, along with pretty good ongoing rewards: 1 - 3% Cash Back. You just have to be comfortable earning cash back at different rates depending on what you buy and how much you’ve spent recently.

This card doesn’t have to be your everyday workhorse, though. It does not charge an annual fee, so it won’t cost you anything just to have for certain bonus-category purchases.

Below, you can find a rundown of the key details that you should keep in mind when deciding whether or not to apply for the Florida International Credit Card.

Florida International University Credit Card Review Highlights:

No annual fee.

$200 initial bonus.

Ongoing rewards of 1 - 3% Cash Back on purchases.

0% for 15 months as an introductory APR.

Fees for foreign transactions and balance transfers.

High regular APR range: 13.99% - 23.99% (V).

Good credit or better needed for approval.

Extra cash back if you redeem earnings for a BofA bank account deposit.

Unfortunately, school-specific imagery is about all that really ties this particular credit card to the FIU. There aren’t any special discounts or experiences related to Florida International for students, alumni, faculty and other supporters who happen to have the card. There is vague language online about how the card may help support the school but no specifics.

Florida International University Credit Card's Rewards

$200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.

Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.

When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.

Preferred Rewards members earn 25%-75% more cash back on every purchase.

Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.

Florida International University Credit Card's Key APRs & Fees

Purchase Intro APR

Transfer Intro APR

Regular APR

0%
for 15 months

0%
for 15 months

13.99% - 23.99% (V)

Purchase Intro APR

0%
for 15 months

Transfer Intro APR

0%
for 15 months

Regular APR

13.99% - 23.99% (V)

ANNUAL FEE

None

BALANCE TRANSFER FEE

3% (min $10)

Florida International University Credit Card's Additional Info

MAX LATE FEE

$40

MAX OVERLIMITFEE

None

MAX PENALTY APR

29.99% (V)

GRACE PERIOD

25 days

ONLINE RESPONSE

Yes

CASH ADVANCEAPR

16.99% - 27.24% (V)

CASH ADVANCEFEE

5% (min $10)

FOREIGNTRANSACTION FEE

3%

SMART CHIP

Yes, chip-and-signature

0% Introductory APR for 15 months on balance transfers made within 60 days of account opening.

Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.

If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.

Related Credit Cards

If you are interested in the Florida International University Credit Card, check out the following credit cards as well:

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.