People Are Awesome: Philadelphia Man Forecloses on His Bank

When Wells Fargo stopped responding to correspondence from Philadelphia homeowner Patrick Rogers, he read up on mortgage law and then used the bank's own playbook against it.

He wanted to talk with Wells Fargo after they charged him what he calls erroneous fees and told him to take out extra insurance on his house that he couldn't afford, and didn't think he needed. But when he kept getting the cold shoulder, he acted.

First he took Wells Fargo to court and won a $1,000 judgment when nobody showed up. Then when the bank still didn't answer his requests, he called in the sheriff and requested a sale of contents of a Wells Fargo location. That's what Rogers calls foreclosing on his bank. Clever move. And it worked.

Click on over to Consumerist where Ben Popken has chronicled the next chapter in the saga: Wells Fargo higher ups are finally sitting down with Rogers to hear him out. There's also a little how-to information in case you feel it necessary to foreclose on your bank too.