GoldenPay takes your online security seriously. Read on to find out how you can keep your personal data safe while paying online!

Online transaction and data security is our number one concern. Unfortunately, due to the fact that e-commerce is so new in Azerbaijan, most people are unaware of what "online transaction and data security" actually means. Below you will find information that explains everything you need to know about online security and what you can do to keep your information safe.

Online Transaction Security

E-commerce transactions require sensitive data like credit card numbers to be passed from one website to another. To prevent third parties from intercepting the data and using it to commit fraud, the transaction is encrypted. This means that the data being passed between website is changed from its original form into a completely unrecognizable form. Thus, any third party viewing this information would not be able to understand it.

GeoTrust is a world leader in online transaction encryption (called Secure Socket Layer (SSL) encryption or Transport Layer Security (TLS)). GoldenPay uses GeoTrust to encrypt all transactions, so you can be assured that your card information is safe when you pay online.

Online Data Security

If you hold an account with Paypal or Amazon, you probably store credit card information to make future payments more convenient. Have you ever stopped to think about what steps are taken in order to ensure that your data is stored securely? Thankfully there is an organization called the PCI Security Standards Council. Its goal is to ensure that global standards for account data security are continuously developed, enhanced, and implemented.

What this means for the consumer is that any company or organization that stores sensitive account data will need to do so on a PCI-certified server. To become PCI certified, strict requirements must be met. More info can be found by going to the PCI Security Standards Council's website.

Phishing

Phishing is defined as an attempt by a third party to gain access to sensitive information using a fraudulent website clone that looks exactly the same as its genuine counterpart. An example is as follows:

Does this institution normally send emails to me?

Was I expecting an email from this organization?

Is the link in the email legitimate? Right click on it, choose "Copy Shortcut" and then paste in Notepad. Is the URL the same as that of your trusted institution?

Does the salutation contain my name or username? e.g. Dear Your Name Here

If you answered "no" to any of the above, it is likely that someone is trying to steal your information. One thing you can do is email the institution that sent you the email and ask it if the email is legitimate. Otherwise, simply delete the email and stay alert for future phishing scams.

Keeping Your Sensitive Information Safe

Keeping your information safe should be of utmost importance to you. This means creating strong passwords and safeguarding them at all costs, being sure to log out of your accounts (and clearing the cache) before leaving a public computer, not revealing your credit card details to anyone, and being aware of attempts by third parties to steal your information from you. If you take the necessary steps, you should be able to enjoy a fraud-free e-commerce experience.

×

Farid Ismayilzada was born on 1st January in 1984. Farid has received bachelor’s degrees in both Turkey and the USA: international relations and the administration of high-tech businesses, respectively. He has also completed an eMBA from ADA University and the Maastricht School of Management.

He founded GoldenPay in 2007. Under Farid’s leadership, GoldenPay has become the largest online payments provider in Azerbaijan. The service is available mainly through Hesab.az—one of Azerbaijan’s leading online services websites.

Farid was the representative of the Azerbaijani branch of the American company SilverKey Technologies. While with SilverKey, Farid successfully developed strategic relationships with Azerbaijani partners so as to ensure access to the further development of advanced technologies. While studying in the USA, thanks to the significant volunteer work, Farid was nominated as a vice-president of the global student organization AIESEC (USA).

Farid launched a series of successful tech startups after returning to Baku and was chosen as the Chairman of the ICT Committee of the Azerbaijani-American Chamber of Commerce (AmCham). He then became a member of AmCham’s Board of Directors.

Now Farid holds the post of member of the Supervisory Board.

×

Naina Mehdiyeva was born on April 4th, 1980 in Baku, Azerbaijan. In 1997, she enrolled in the Azerbaijan State University of Languages, and in 2001 she received her master’s degree in English and French Translation. She also spent time studying marketing and business development.

Prior to joining GoldenPay, at the age of twenty-one, Naina began her career as a sales representative in an international hotel chain. In her five years with the chain, she reached the position of Corporate Sales Manager, where her primary focus was to develop and maintain relationships with current and past clients as well as acquire new clients.

Naina joined GoldenPay at the beginning of 2007. She originally focused on two areas: business development and the implementation of business processes. She also worked on improving internal communication, which led to increased performance within the company.

Till 2018, Naina was the Deputy CEO and overseed Business Development, Customer Support, HR and Administration, and Quality and Efficiency.

Now Naina holds the position of Chairman of the Executive Board.

×

Mahammadiya Abdurahimov was born on October 12th, 1981 in Azerbaijan. After graduating secondary school in Mingachevir in 1999, he studied computer engineering at Hacettepe University in Ankara, Turkey. He then completed a master’s degree at Azerbaijan Technical University.

From 2005 to 2007, he worked as a software developer at Dizgе Analitik in Turkey. When he returned to Azerbaijan in 2007, he started working at the Real Estate Public Register Service, also as a software developer. Two years later he joined Azercell as a senior software developer and worked there for five years. He joined GoldenPay in 2014 as the head of the IT department. He is also a member of the company’s board of directors.

×

Elvin Mirzayev was born on June 14th, 1986 in Azerbaijan. Upon graduating secondary school in 2004 he was admitted to the bachelor program at the Academy of Public Administration under the President of the Republic of Azerbaijan and awarded with the Presidential Scholarship. In 2008, Elvin Mirzayev started his Master’s degree program in international finance at Germany’s Nurtingen University of Applied Sciences. He is a CFA and FRM certification holder since 2014.

Elvin Mirzayev has worked for Demirbank OJSC as Risk Manager, Lead Risk Manager and Senior Risk Manager from 2010 to 2013. He continued his career at GRC Assurance and Advisory as a Senior Advisor from 2013 to 2016. In June 2016, he started as a Senior Investment Analyst at Growthtrend Partners. From September 2017, he holds the position of Chief Financial Officer at Goldepay OJSC.

He is married and a father of one.

×

Tuğba Uçar was born in October 26th, 1983. She graduated from San Jose State University, California, USA as an honor student with a degree in Psychology, and minor in Marketing and Women’s Studies. After completing her degree, she assured to keep up her learning curve , and attended workshops and certificate programs in Business Analysis, Project Management, User Experience(UX) and Marketing.

She has over 10 years of work experience and great knowledge in Telecoms and Tech industries. She specializes in product development and marketing management, UX and digitalization. Prior to joining GoldenPay in 2018, she worked in various senior product development and product marketing management positions at TurkNet A.Ş, TTNET A.Ş. , and Turk Telekom in Istanbul, Turkey. She has balanced an ever-changing data and voice product line while seeking to coordinate the appropriate teams in order for successful product development cycle, customer experince, workflows and after sales perfomance She also volunteered at UXIstanbul as a Strategy Comitee Member in 2016.

In addition to her work experience in Turkey, she has worked and gained expertise in USA companies including Cisco Systems and Sonim Technologies’ marketing and globalization departments as a product lead.

Now Tugba holds the position of the member of executive board of GoldenPay.

×

Fuad Allahverdiyev was born on June 8th, 1975 in Baku. In 1992 he entered BSU where he took Economic Cybernetics in the faculty of “Applied Mathematics”. He then graduated from MSU (named after Lomonosov) with an Executive MBA.

Thanks to his wealth of experience in the banking and IT industries, Fuad took leading positions in Rossiyskiy Kredit Bank, Atlantbank, Amrahbank, and Nikoil Bank. He was also the co-founder of Smart System Technology LLC and SKY LLC, which are both leading companies in the IT industry.

Fuad has founded a number of successful IT startups, such as A–Billing, MyQUEUE, and Phone to Phone—the first IP telephony project. He has created software programs for the banking sector such as Smart Bank and SMS-Bank. He has a number patented IT projects. One of them is AZTG. Fuad is the author of the most successful ICT projects, including Ailə TV and Ailə NET.

He is now the Executive General Manager of Azertelekom LLC.

He is author of a number of articles about the development tendency of new technologies, the future of TV, business management in the period of digital technologies, and implementation of advanced technologies.