If you have bad credit, you might think that getting a reliable car or truck at an affordable price is impossible.

The truth is, you don’t have to drive an embarrassing clunker all over town when you can work with us to get the auto loan you need, even if you have bad credit.

An affordable auto loan is possible no matter what your credit score, but there a few steps you can take to make the process even easier:

3 Tips for Securing a Bad Credit Auto Loan

1) Save for a Down Payment. Everyone is on a tight budget, but saving for a down payment can make a world of difference when you start car shopping. It doesn’t have to be much, just a few hundred dollars can help. Even if you can only bring $100 to start with, it can make lenders more willing to work with you. Saving for a down payment not only shows lenders that you are financially responsible, it can also help lower your monthly payments.

2) Find a Cosigner: When you have bad credit, bringing a cosigner is one of the most effective ways to secure the auto loan you need. Do you have a close friend or family member that knows you are responsible and would be willing to lend a hand? If so, having them cosign on your loan will help you drive a great vehicle and could even reduce your interest rate.

3) Be Flexible with Your Options: Everyone wants to drive the sparkling, brand-new sports car, but when you have bad credit, you may need to settle for a reliable, comfortable vehicle that helps you raise your score. Stay current with your payments and it’s only a matter of time before you can trade up for that dream car you’ve always wanted. We have access to a large inventory of reliable vehicles, giving you plenty of excellent options to choose from.

Bad Credit Auto Loans: We Make it Happen

If you have been turned down at other locations, you are not stuck. Fill out a Pre-Approval Form and we’ll help you find the affordable auto loan you need, even if you have bad credit or no credit.

We are proud to be your source for high-quality, affordable auto loans, and we’ll help you find the right vehicle to fit your driving needs, along with an auto loan that fits your specific budget.

Credit Information Before You Buy

After years of delays, the credit industry finally agreed to give consumers access to their personal "credit scores." This is important, because lenders use credit scores to determine who to give credit to and at what rates. Knowing your credit score can be empowering,If it's low you can take steps to improve your credit worthiness and if it's high you may be able to use it as leverage when shopping for your next car loan.

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