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I am 25 years old, a Vietnamese female and is currently living in Singapore.

1) Brief description of your full-time work experience.I have been working for a US bank since graduation and will have 4 years of work experience by matriculation in 2012 if successful. So far i have been working with the Sales Trading Technology team as Application Analyst to support and develop the technology framework being used by Sales and Trading business of the bank. My performance review during the last 2 years are ranked consecutively Excellent and i am currently admitted into Leadership Accelerated program for the 2nd year. I was awarded with

I am not managing any one in the team yet but i seeked Leadership in different perspectives like mentoring other juniors.

2) Your GMAT.

GMAT score 690. I just finished the exam and was wondering if this score is ok. My concern is that if i retake GMAT, i may miss round 1 deadline. Please please advise me about this.

3) College info: The name of the college, your GPA or grade average, your major, year of graduation. For any graduate degrees, please provide the same info. If you grades are low, please indicate if there were extenuating circumstances.

National University of Singapore, 2.96 Cumulative GPAMajor in Computer ScienceClass 2008.

In terms of postgraduate education, I am currently a Level 1 Candidate in the CFA Program.

4) Significant college and post-college extra-curricular activities or community service, especially leadership experience.

In freshman and sophomore year, i joined Computing club as member . I also joined Science based Learning centre, specifically Training Committee to organize Flash, DreamWeaver and Photoshop courses for students. I was also the instructor for Dreamweaver courses.

In my third year, I was a member of Executive Committee of the Environmental student organization to advocate environmental awareness, promote activism and initiating impactful environmental programmes in the university campus. I was the project director for one key project to raise awareness for Recycling in NUS campus.

In the same year, i won Exchange scholarship to go to Germany for Exchange programme for 1 semester.

I am current a Toastmaster, being an Exco of the current club i am joining.Since graduation, I have been more involved with various activities in my company. Most active in Diversity initiatives.

5) Important certifications like CFA, CPA, FSA, or CA.None

6/Reason for MBAI want to go for Consulting and would like to build up the Business knowledge as well as other Business knowledge.

Hey there,Okay, well your GMAT is good, although not excellent, you do come from a country that not too many applicants come from and your work experience is good and being female helps.

The Leadership Accreditation program is excellent too, although it would be better if you had some real leadership. For the schools you proposed your application is a bit middle of the road.Wharton and Duke will be stretched for you, Cornell and Cambridge would be competitive, which means that on the whole if you apply NOW with your current score to ONLY these schools, it's possible that you may not get an acceptance letter.

So I see two choices for you really:1. If anyway you feel like you are ready to leave this year you can either:a) Try applying to those four schools you mentioned above, give it your best shot and see what happens. worst comes to worst, you gain some more experience this year, and reapply next. You are young and have plenty of time to do great things and improve your GMATb) Decide that this is really the year for you and open up your options about other schools (we can advise here if you need)

OR2. Decide that you would rather give an all out effort for the GMAT later, and delay your application to either Round 2, or to next year. If you think you can get a much better GMAT score, this might be the path for you, because were you to get a 740 for example, it would open up soooooooo many doors for you. _________________