Still trying to cut your spending? You’re not alone

A survey out this morning from M&T Bank finds that two out of three respondents are still cutting expenses and sticking to a budget, despite signs that the recession may be easing.

Nearly one in five was paying down its debt or refinancing, while 15 percent said they’d boosted contributions to their 401(k) or IRA. Just 5 percent said they were beginning to make major purchases again.

The survey was conducted nationwide for Buffalo-based M&T by GfK Custom Research North America.

Are you still cutting back? Are you more careful with your spending? Or are you finding deals out there on big ticket items and starting to spend again? We’d like to hear your comments, and may include them in a follow-up story.