Current DBS Cardholder (Only applicable to existing principal cardholder who has no change of mobile phone number, home address, nationality or other information)Apply now

Welcome Offer

New customer and existing customer will be entitled to up to 10% Spending Rebate on the Eligible Spending conducted in the first 2 months ("Spending Period"). No designated spending amount requirement. Spend and earn rebates!

New Customer^

Welcome Offer: 8% Cash Rebate

(Up to HK$600 Cash Rebate; new customer is required to download DBS Omni mobile application, register and activate Omni account during the Spending Period, otherwise, only a maximum of HK$500 Cash Rebate will be given)

Basic Rebate: Up to 2% Rebate (no upper limit)

Example - If a new customer accumulates a spending amount in foreign currencies equivalent to HK$7,500 during the Spending Period, he/she can earn:

Welcome Rebate

8% Cash Rebate (HK$600)

Basic Rebate

2% Rebate on Spending in Foreign Currencies (HK$150)

Total

10% Spending Rebate (HK$750)

Existing Customer#

Welcome Offer: 8% Cash Rebate

(Up to HK$200 Cash Rebate)

Basic Rebate: Up to 2% Rebate (no upper limit)

Example - If an existing customer accumulates a spending amount in foreign currencies equivalent to HK$2,500 during the Spending Period, he/she can earn:

Welcome Rebate

8% Cash Rebate (HK$200)

Basic Rebate

2% Rebate on Spending in Foreign Currencies (HK$50)

Total

10% Spending Rebate (HK$250)

Remarks: ^ New Customer shall mean applicants who, during the New Card approval process have not applied for or held, and in the 12 months prior to the date of application for the New Card have not held and/or cancelled any principal credit card (including Co-branded Cards and COMPASS Credit Card) issued by the Bank. # Existing Customer shall mean applicants who, during the New Card approval process have applied for or held, or in the 12 months prior to the date of application for the New Card have cancelled any principal credit card (including Co-branded Cards and COMPASS Credit Card) issued by the Bank.

Up to 2% Rebate on Local Dining Spending (Treasures Private Client/Treasures Client Exclusive)

DBS Omni

Register DBS Omni to earn unlimited cash rebates

Timeline Spending of DBS Eminent Card shown on Timeline instantly

Insight Gain Insights on your past 6 months’ spending

Budget Track your personal finances effectively with Budget

EasyPaymentMaking payment to your DBS Credit Cards easier

AAVS for OctopusEnjoy convenience with "Automatic Add-value Service"

Rewards

Spend & earn DBS$ to redeem cash rebate or other rewards

Instant redemption with DBS$ at any merchants round the globe through DBS Omni

Redeem a range of rewards with DBS$ earned through DBS Omni

Shopping Protection

When you encounter situation(s) such as having received damaged or defective goods, or the goods or services being not matched with what was described, or not having received the goods or services ordered, you should contact the merchant which sold you the goods or services immediately and resolve any complaints about such goods or services directly with the merchant. If you cannot resolve the matter with the merchant or are unable to contact the merchant because it has ceased business, you can contact us for assisting you to dispute the transaction through the chargeback mechanism provided by the relevant card association.

The chargeback mechanism is a form of customer protection provided by the relevant card association which allows cardholder to file a complaint regarding disputed transactions. Once the cardholder files a dispute, the card issuing bank will conduct an investigation into the complaint by requesting the concerned merchant to submit proof through its bank (“card acquiring bank”). Once the chargeback request is proven to be valid, the card acquiring bank will refund the disputed transaction amount to the cardholder via the card issuing bank. Cardholder may be charged with a processing fee by the relevant card association in certain circumstances.

Examples of chargeback:

Cardholder did not receive the goods or services he/she paid for due to closure of the merchant

Cardholder returned the purchased goods but did not get the refund from the merchant within the agreed timeframe

Cardholder cancelled the subscribed services but merchant continues to charge for recurrent payments

Cardholder should pay special attention to the chargeback time limit, and submit before expiry of the time limit the chargeback request together with the relevant supporting documents to the card issuing bank for processing. For more details, please refer to Help & Support > Dispute transaction.

Important Note: The chargeback mechanism is not applicable to purchases with credit cards through the use of Card Interest-Free Instalment Loan offered by us.

Fraud Transaction Protection

If you find any doubtful or unauthorized transactions in your statement, call our DBS Credit Card 24-hour Customer Services Hotline at (852) 2290 8888 immediately. Upon receipt of your request; on a case-by-case basis subject to our approval, we may withhold your payment of the relevant transaction until an investigation is concluded . However, please note that if it is found to be a valid transaction after investigation, we shall re-impose the applicable finance charges for the period starting from the date when the relevant transaction should have been paid.

Important Notes:

You should report the doubtful or unauthorized transaction(s) on any statements to us within 60 days after the relevant statement date , otherwise you shall be deemed to have accepted such transactions and any dispute requests subsequently raised may be declined.

According to the rules of relevant card association, there is no dispute right for certain transactions.

We only use the data we collect in accordance with our Data Policy which explains the data collection purposes, the persons to whom we may transfer data, your data access and correction rights and how you may contact our Data Protection Officer.