Bob Howard Insurance Blog

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A suburban Houston council has decided to charge insurers extra when firefighters and police officers are summoned to accident scenes. The Houston Chronicle reports Missouri City’s governing council has voted to recover from insurers the expenses the city incurs when emergency responders are sent to accident scenes. READ MORE >>

By TERRENCE STUTZ TERRENCE STUTZ The Dallas Morning News Austin Bureau Published: 27 July 2012 11:33 PM AUSTIN — Homeowners covered by Farmers Insurance will see their second premium increase this year, the company told state regulators Friday, planning to boost the cost of most policies in Texas by an average of 15 percent. READ MORE >>

Andrew, 20 Years Later
Agents now play a larger role in educating consumers while managing carrier and E&O considerations.
Twenty years after Hurricane Andrew battered southern Florida, independent agents are ... READ MORE >>

It appears that some companies are attempting to use this blog and others to promote and sell there goods. This blog is protected and each blog must be approved by the administrator, so you may as well not even take the time to post as it will never be posted. READ MORE >>

BUYER BEWARE Many know by now that the Homeowner Insurance market in Harris County is in trouble. Either you have a policy that has doubled or even tripled in price or you have lost valuable coverage since Hurricane Ike. READ MORE >>

Settling the Claim The other driver’s insurance company may ask you to sign a release to settle your claim that says you will not file additional claims related to the same accident. Get a letter from your doctor estimating the cost and length of your future medical treatment to determine if your settlement is fair. READ MORE >>

Filing a Claim Texas law sets deadlines for insurance companies to act after you’ve filed a claim. Companies must: Respond within 15 days of the date it received your claim in writing. It will probably ask you to document your loss. Accept or reject your claim within 15 days after you submit any requested documentation READ MORE >>

Steps to Take After an Accident If possible, move your car to avoid blocking traffic and to protect it from further damage. Call the police if somebody is injured or killed, if you can’t move your car, or if the accident involved a hit-and-run driver. READ MORE >>

Hurricane Preparation On average about five hurricanes strike the United States every three years. Texas is a state that is at high risk for tropical storms so it is important to be prepared. Here are some thinks to consider for your plan. Flee or shelter in place? READ MORE >>