Welcome back, in this lecture we’re going to be discussing another intriguing alternative investment category that has seen tremendous growth & also been gaining more and more main stream attention in recent years from investors seeking to further diversify their overall portfolios. Peer to Peer lending & Investing, or better known to most as just p2p, has spawned innovation in the multi trillion dollar consumer credit market and has also through the power of internet, seemingly overnight, transformed the business of personal and small business lending.