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She told CoventryLive that “systematic errors” and “false information” caused her misery.

She was forced to pawn her TV for cash and starting receiving letters from bailiffs demanding payment.

5. The fear of losing your home is real

A recent BBC Panorama investigation revealed that council tenants on universal credit have on average more than double the rent arrears of those still on housing benefit.

One of the biggest concerns raised by those living on Universal Credit is the fear of being made homeless.

For one man hat became the heartbreaking reality when he realised his landlord had not been receiving his rent payments.

Having previously claimed Employment and Support Allowance, he had to apply for Universal Credit when he moved in with his partner and their son.

Due to a disability, he was told his rent would be paid directly to his landlord, due to his disability.

Many families are worse off after the introduction of Universal Credit (Image: E+)

He said: “When the payment did finally arrive, we quickly realised that it's almost impossible to stretch the money for more than a couple of weeks, but believing rent was being paid directly we made do the best we could with help from our local food bank."

He eventually found out that only one rent payment had ever made it to the landlord. He hadn’t been able to check his Universal Credit account because he had sold his computer to put food on the table.

Him and his family were evicted.

6. It can split families up

That man's eviction led to his family being split up.

Without a home, he ended up traveling to Sheffield where could be helped by the charity Emmaus.

He has stopped claiming Universal Credit and lives in temporary accommodation while his partner and son are living in Derby with family.

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Many of the people CoventryLive spoke to actually said they supported the new system.

One man said: "I’m not knocking Universal Credit. I think it will help us - it pays monthly and it encourages work days. But it's the system at the moment - it's leaving people in a real mess.

"The government isn’t doing anything to get people out of poverty and debt and get them food on the table."

One woman said that she believed the new system had actually helped her already.

She said she put herself onto Universal Credit in the hope of learning how to manage her finances before getting a job - and within two months of claiming the new benefit, she had found a job that suited her family.

"I feel Universal Credit was a good thing for me,” she said.

“I had built myself up thanks to other services, such as adult education, my local library and Sure Start, but many people wouldn’t know where to start, or don’t have the mental energy to even care.”

Speaking about the monthly payments she admitted that she thinks some would struggle with money management.

“I think Universal Credit is a great idea yet it lacks the heart or compassion that’s needed to judge everyone’s situation.”

10. There are people who can help if you're struggling

Citizens Advice suggests that anyone struggling with their benefits should seek help.

Kate Algate from Coventry Citizens Advice said: “Universal Credit is not like any other benefit. It presents challenges to claimants whom have not faced before and many are finding it difficult to cope with.

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“Impact on physical and mental health for adults and their dependants can also be added to the list of consequences.

“However, there is advice support out there to help applicants and claimants whatever their issues.

“We strongly encourage anyone who is facing problems while in receipt of UC, or transitioning into UC, to research their rights and responsibilities under UC and seek help and support before they reach crisis point.”