Home, Life & Auto Insurance - Get A Quote

Home, Life & Auto Insurance - Get A Quote

About The Owens Agency, LLC - Columbia Insurance Agency

Foodie

Health/Fitness

Volunteerism

Youth Programs

The mission of The Owens Agency is to sell a range of insurance and financial products that provide peace of mind, and provide financial growth opportunities to the Midlands population of Columbia, South Carolina through premier in-person and virtual customer service.

One of the things I like best about working with Allstate is the variety of products and services I can offer customers. More than insurance, I can offer a variety of solutions to address their financial needs – such as saving for a child’s education or retirement.

I’m committed to helping you protect what you have today and prepare for tomorrow. I understand the importance of thinking about the “big picture” when it comes to your financial future. From life insurance to retirement, I’m committed to helping you reach your financial goals.

Education

B.A. George Washington University

Master of Arts-Webster University

Civic Services

Member - Greater Lexington Chamber of Commerce

Member - Greater Irmo Chamber of Commerce

Poll Manager - Lexington County Elections Commission

Community Services

Lex-Rich 5 school district - Business Advisory Committee

Lex-Rich 5 school district - Magnet Advisory Committee

Girl Scouts (Troop 785) - Troop Leader

South Carolina ETV (Public TV / Radio) - Member

Charleston Southern Univ - Board of Visitors (past member)

Meet the Team

Sandy Lynch

Licensed Sales Producer

Sandy's fun personality will make you feel very comfortable. She has over 26 years in insurance sales and stands ready to help with your request.

Jerry Owens

Business Development / Office Manager

Jerry's primary focus is the growth and marketing of the agency. In addition, he handles the everyday business management of the agency.

Education

BS, Charleston Southern University - 2003

MS, Webster University - 2011

Certifications

Greater Irmo Chamber of Commerce - Marketing Member

Air Force Association - Life Member

Request An Appointment

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.

You are now leaving allstate.com.Classic Car Insurance is not an Allstate product. The policy is offered under the expanded market program and is provided by The Hagerty Group, LLC. a third-party company not affiliated with Allstate. For more information on the expanded market program, click here.

Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Backyard Chickens & Goats

When you think of backyard chickens or goats, you're probably thinking of fresh eggs and milk. Maybe you've calculated the costs of caring for an animal and made sure it's allowed in your town. But before you jump into life with an unconventional pet, let's talk. Animals like chickens and goats can affect your homeowners coverage, and it's important to understand what is and isn't covered before you turn your backyard into an urban farm.

How to Compare Car Insurance Rates

Shopping around for any product means comparing prices. You may talk with friends or scope out two or three locations before you decide where to buy. But, how do you compare auto insurance rates? One way is to get several quotes from different insurers and compare them side by side. In order to do a fair comparison, it helps to make sure each quote you get is for the same coverages, limits and deductibles.

Rent Or Own Calculator

If you're wondering whether you should rent or own, there's a lot to consider. Aside from whether the space is right for you, how much maintenance you want to be responsible for and how to decorate, this decision can have financial implications. You'll need to consider monthly as well as long-term expenses in your decision. Use this calculator to help you compare the costs and whether renting or buying makes the most sense for you.

Life Insurance Calculator

Buying life insurance is a very important decision, but we know it's one that can also be overwhelming — especially when it comes to figuring out how much you might want. You may want to consider things like your family's future expenses, income and life events, as well as the length and type of policy you are purchasing. It's a lot to think about, but this calculator is a great place to start. And once you get your results, we're here to talk more in-depth as you choose the policy that may work best for you.

Is Your Office Rental Covered?

Renting an office for your business makes sense - you have the space you need without the costs or maintenance of owning the building. But relying on the landlord's insurance to cover your business if a fire or break-in should occur is not a savvy decision. The landlord's policy typically covers the building but not your company's equipment or the business if there is an accident in the office. Whether it's making sure your computers would be replaced or recouping potential losses after a disaster, let's talk about insuring your business before you sign that lease.

Safety Vs. Style

The choice between stylish riding gear and truly protective gear should be easy - whatever makes it more likely you'll walk away from an accident safely. Thankfully there is a lot of gear that is both safe and stylish these days. And while I certainly hope you're never in an accident, choosing your protective wear wisely can make a big different if you are. From helmet guidelines to leather jackets to armor, here are some helpful tips on choosing the right gear for your ride.

Do I Need Snowmobile Insurance During the Summer?

You know it's a good idea to help protect your snowmobile with insurance. Proper maintenance may help keep your snowmobile running well, so you take the time to prep your sled before storing it for the summer. But what about insurance during the summer — is it really necessary? From theft to fire, here are a few reasons it may be a good idea to keep that coverage even when you're not out riding.

Fire Damage To Your Condo

Living in a condominium has its perks, especially if the condo board manages upkeep of the building. But you're still at risk when things go wrong in common areas or neighboring units, especially when it comes to a fire. The damage can be hard enough to deal with, but you could also be left wondering whose insurance will cover the costs of repairs and replacing your belongings. While you hopefully never experience a fire in or near your condo, it is important to be familiar with not only your condo insurance's fire coverage but also with the association's coverage.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Columbia.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. At our Allstate agency, we can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

Areas Served

Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

Backyard Chickens & Goats

When you think of backyard chickens or goats, you're probably thinking of fresh eggs and milk. Maybe you've calculated the costs of caring for an animal and made sure it's allowed in your town. But before you jump into life with an unconventional pet, let's talk. Animals like chickens and goats can affect your homeowners coverage, and it's important to understand what is and isn't covered before you turn your backyard into an urban farm.

How to Compare Car Insurance Rates

Shopping around for any product means comparing prices. You may talk with friends or scope out two or three locations before you decide where to buy. But, how do you compare auto insurance rates? One way is to get several quotes from different insurers and compare them side by side. In order to do a fair comparison, it helps to make sure each quote you get is for the same coverages, limits and deductibles.

Rent Or Own Calculator

If you're wondering whether you should rent or own, there's a lot to consider. Aside from whether the space is right for you, how much maintenance you want to be responsible for and how to decorate, this decision can have financial implications. You'll need to consider monthly as well as long-term expenses in your decision. Use this calculator to help you compare the costs and whether renting or buying makes the most sense for you.

Life Insurance Calculator

Buying life insurance is a very important decision, but we know it's one that can also be overwhelming — especially when it comes to figuring out how much you might want. You may want to consider things like your family's future expenses, income and life events, as well as the length and type of policy you are purchasing. It's a lot to think about, but this calculator is a great place to start. And once you get your results, we're here to talk more in-depth as you choose the policy that may work best for you.

Is Your Office Rental Covered?

Renting an office for your business makes sense - you have the space you need without the costs or maintenance of owning the building. But relying on the landlord's insurance to cover your business if a fire or break-in should occur is not a savvy decision. The landlord's policy typically covers the building but not your company's equipment or the business if there is an accident in the office. Whether it's making sure your computers would be replaced or recouping potential losses after a disaster, let's talk about insuring your business before you sign that lease.

Safety Vs. Style

The choice between stylish riding gear and truly protective gear should be easy - whatever makes it more likely you'll walk away from an accident safely. Thankfully there is a lot of gear that is both safe and stylish these days. And while I certainly hope you're never in an accident, choosing your protective wear wisely can make a big different if you are. From helmet guidelines to leather jackets to armor, here are some helpful tips on choosing the right gear for your ride.

Do I Need Snowmobile Insurance During the Summer?

You know it's a good idea to help protect your snowmobile with insurance. Proper maintenance may help keep your snowmobile running well, so you take the time to prep your sled before storing it for the summer. But what about insurance during the summer — is it really necessary? From theft to fire, here are a few reasons it may be a good idea to keep that coverage even when you're not out riding.

Fire Damage To Your Condo

Living in a condominium has its perks, especially if the condo board manages upkeep of the building. But you're still at risk when things go wrong in common areas or neighboring units, especially when it comes to a fire. The damage can be hard enough to deal with, but you could also be left wondering whose insurance will cover the costs of repairs and replacing your belongings. While you hopefully never experience a fire in or near your condo, it is important to be familiar with not only your condo insurance's fire coverage but also with the association's coverage.

The Owens Agency, Llc is insurance licensed in the state(s) of South Carolina. If you do not reside in the state(s) of South Carolina, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.