MINIMUM FUNDING

To help ensure optimal procedures will be available at time of cryopreservation, Alcor members are encouraged to plan for future increases in cryopreservation funding requirements in accordance with their life expectancy. In short, if you are not funded at or above current cryopreservation minimums at the time of death, you may not receive an optimum cryopreservation.

My comment... This effectively cancels the grandfathering tradition in no uncertain terms. I might as well stop paying membership dues-- which were supposed to reserve my 50K neuro grandfathered position. Membership now means nothing.

I could simply leave my inadequate 50K policy with Alcor and allow them to treat me at any level they wish... without expectation of anything... because they promise nothing other than to cover all their costs... no matter how bad my cryopreservation is.

This factor along with the increased dues for the second year in a row-- leads me to "optimize" my cryonics situation by converting to a PALM plan where I can leave the final funding to whatever I can leave Alcor in my estate through a will or trust... with a 50K Alcor-owned insurance policy down payment on my cryonics treatment that will not be increased for the rest of my life.

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Alcor's statement is too general... they should have a chart.

December 21 2010, 9:50 PM

Alcor could have created a chart... thinking about the rate of inflation, the rule of 27-- and the advance of technology... so that you could simply sign up and look at the chart of "life expectency" for your age... and the year you would be expected to deanimte... and the related amount of insurance you've have to buy as young as possible...

For example, a 34 year old in 1991 (me), could have looked at a life expectency chart... and seen that my deanimation would occur at 100, optimistically... in 66 years... so that given a rate of inflation--as graphed in recent articles by Platt and Frietas... you would expect the highest tech preservation to cost, say, $1,000,000 in 2057... the new member would be ADVISED to get a million in insurance now... and be looking at cash value curves ( in case he needs to cash out at some point)... then... Alcor could have "guaranteed" a product through the next 66 years with no problem... but with no guarantee of the most advanced treatment after 2057.

Even now, Alcor could sell cryonics that way.

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