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have answered NO to the following eligibility questions (4 to 6 questions depending on the coverages selected):

During your lifetime, have you ever suffered from cancer, a malignant tumour or colon polyps?

Have you ever undergone chemotherapy or radiation therapy?

Have you ever had a positive HIV or AIDS screening test, are you waiting for the results of such a test, or has it been recommended that you undergo this type of test?

Males: Have two or more members of your immediate family (father, mother, brothers, sisters) been diagnosed with colon cancer before the age of 60?Females: Have two or more members of your immediate family (father, mother, brothers, sisters) been diagnosed with breast, ovarian or colon cancer before the age of 60?

Have you ever been diagnosed with a heart attack, a stroke, a transient cerebral ischemia, angina or a heart failure, or have you undergone or been scheduled for a coronary artery bypass or an aortic surgery?

Have two or more members of your immediate family (father, mother, brothers, sisters) been diagnosed with a heart attack, angina, a stroke or heart failure before the age of 60?

Pay only 1/2 the premium for an entire year! All the more reason to insure your whole family.

Premiums are calculated based on:

age

sex

smoking habits

Premiums are reviewed each year. A new premium may apply if you've entered a new age group.

All of the premiums paid are refunded if the insured dies while the policy is in force. Coverage ends at age 75.

Desjardins Insurance2 has teamed up with the Heart & Stroke Foundation to minimize the financial consequences that can result from the treatment of heart disease. Heart & Stroke does
not specifically endorse any products or services of a commercial nature. The funds paid to Heart & Stroke are used to help people suffering from heart disease.

Advice

The information provided here is for demonstration purposes only, and is not a substitute for a professional advice.
Before making investment decisions, you are advice to speak with your caisse advisor ou your account manager at a Desjardins Business centre.
The information contained in this section should in no way be considered an advice or a recommendation by Desjardins Securities Inc.or Disnat.