User 113169's CommentsUser 113169's Comments RSS Syndication from SeekingAlpha.comhttp://seekingalpha.com/user/113169/comments
Optimizing The "Ivy 20" Portfoliohttp://seekingalpha.com/article/1282481/comments?source=feed#comment-16716121
16716121Far more important, if you don't already have a pretty substantial background in MPT so as to know its strengths and weaknesses, I'd suggest you're likely to be doing yourself far more harm than good by trying to use tools such as these. It's kinda like giving a Ferrari to a 16 year old kid who just got his license. He knows what the steering wheel, gas and brake pedals do, but that doesn't mean he can't get in a lot of trouble very quickly.

Proceed with caution.]]>
Sat, 23 Mar 2013 23:41:19 -0400Far more important, if you don't already have a pretty substantial background in MPT so as to know its strengths and weaknesses, I'd suggest you're likely to be doing yourself far more harm than good by trying to use tools such as these. It's kinda like giving a Ferrari to a 16 year old kid who just got his license. He knows what the steering wheel, gas and brake pedals do, but that doesn't mean he can't get in a lot of trouble very quickly.

Proceed with caution.]]>
The Quest For Non-Correlationhttp://seekingalpha.com/article/1087531/comments?source=feed#comment-13672411
13672411Keep in mind that MPT is useful, but it does have limitations. I think that you may be expecting too much from it...]]>
Mon, 14 Jan 2013 04:22:01 -0500Keep in mind that MPT is useful, but it does have limitations. I think that you may be expecting too much from it...]]>
The Quest For Non-Correlationhttp://seekingalpha.com/article/1087531/comments?source=feed#comment-13142191
131421912) I believe your assertion that high negatively-correlated assets aren't as beneficial is flawed. (As mentioned by pantograph above). You are neglecting the fact that the average returns for SPY and TLT are different. Also, reducing overall portfolio volatility permits one to increase the allocation to the higher return equity-oriented classes, and hence achieve higher expected returns.

3) I think you need more asset classes than you have included, which will provide additional diversification, permitting higher allocations to higher-return asset classes.

As someone with a background in finance, is well versed in MPT, and has done numerous analytical portfolio analyses over many years, I would encourage you to be very careful drawing conclusions from these types of analysis. There are things to be learned, but in the end you are trying to model something that is largely driven by human psychology. It is very easy to read things in the data that aren't really there.]]>
Mon, 31 Dec 2012 08:05:33 -05002) I believe your assertion that high negatively-correlated assets aren't as beneficial is flawed. (As mentioned by pantograph above). You are neglecting the fact that the average returns for SPY and TLT are different. Also, reducing overall portfolio volatility permits one to increase the allocation to the higher return equity-oriented classes, and hence achieve higher expected returns.

3) I think you need more asset classes than you have included, which will provide additional diversification, permitting higher allocations to higher-return asset classes.

As someone with a background in finance, is well versed in MPT, and has done numerous analytical portfolio analyses over many years, I would encourage you to be very careful drawing conclusions from these types of analysis. There are things to be learned, but in the end you are trying to model something that is largely driven by human psychology. It is very easy to read things in the data that aren't really there.]]>
The Foundation Of Options Tradinghttp://seekingalpha.com/article/1072041/comments?source=feed#comment-12777871
12777871Wed, 19 Dec 2012 12:18:30 -05003 Tips To Improving Your Dividend Growth Returnshttp://seekingalpha.com/article/517301/comments?source=feed#comment-4689571
4689571Immelt should spend more time running the company, and less time playing buddy buddy with Obama, and investing in politically correct businesses that have poor business models.

Until Immelt is gone, I'd stay away from GE (and I used to work there many years ago when Reg Jones and Welch were running the company).]]>
Mon, 23 Apr 2012 11:40:12 -0400Immelt should spend more time running the company, and less time playing buddy buddy with Obama, and investing in politically correct businesses that have poor business models.

Until Immelt is gone, I'd stay away from GE (and I used to work there many years ago when Reg Jones and Welch were running the company).]]>
How To Become Your Own Options Risk Masterhttp://seekingalpha.com/article/407971/comments?source=feed#comment-3452821
3452821Tue, 13 Mar 2012 20:36:04 -0400How To Become Your Own Options Risk Masterhttp://seekingalpha.com/article/407971/comments?source=feed#comment-3452511
3452511Tue, 13 Mar 2012 20:18:33 -0400How To Become Your Own Options Risk Masterhttp://seekingalpha.com/article/407971/comments?source=feed#comment-3449651
3449651Thanks for you help.]]>
Tue, 13 Mar 2012 18:40:45 -0400Thanks for you help.]]>
How Trading Apple Can Bring Both Rags And Richeshttp://seekingalpha.com/article/402711/comments?source=feed#comment-3142551
3142551
Will you let us know when you find out that your experience is not "generalizeable" and you lose $200K?

Sometimes the best lessons come from the trades where you lose money, rather than make money. I suspect you will likely learn a few "good lessons" in the future... ]]>
Sat, 03 Mar 2012 16:55:28 -0500
Will you let us know when you find out that your experience is not "generalizeable" and you lose $200K?

Sometimes the best lessons come from the trades where you lose money, rather than make money. I suspect you will likely learn a few "good lessons" in the future... ]]>
How Trading Apple Can Bring Both Rags And Richeshttp://seekingalpha.com/article/402711/comments?source=feed#comment-3120601
3120601What is it with this thread? I've been reading SA for some time now, and, well, some people -- good grief!]]>
Fri, 02 Mar 2012 19:51:08 -0500What is it with this thread? I've been reading SA for some time now, and, well, some people -- good grief!]]>
How Trading Apple Can Bring Both Rags And Richeshttp://seekingalpha.com/article/402711/comments?source=feed#comment-3120501
3120501Fri, 02 Mar 2012 19:46:22 -0500Proposed Dividend Tax Is As Uninformed As It Is Naivehttp://seekingalpha.com/article/404591/comments?source=feed#comment-3115251
3115251Whether you realize it or not, the government could take every dime every person in the US has, and it still wouldn't be enough to pay off the debt and unfunded liabilities -- and it clearly isn't going to confiscate the entirety of everyone's assets in any event. This means that, in the end, we're all on our own.

And if you are on welfare, you should have to do at least some work for it -- I'm not saying a 40 hour work week, but at least do something. My mother used to say that it wouldn't hurt if people on welfare would have to spend an hour or two a week cleaning their street. It would at least give them their dignity back and make them feel that they were contributing something, not simply living on the dole. But I realize that's just too much to ask for some people! ]]>
Fri, 02 Mar 2012 16:24:49 -0500Whether you realize it or not, the government could take every dime every person in the US has, and it still wouldn't be enough to pay off the debt and unfunded liabilities -- and it clearly isn't going to confiscate the entirety of everyone's assets in any event. This means that, in the end, we're all on our own.

And if you are on welfare, you should have to do at least some work for it -- I'm not saying a 40 hour work week, but at least do something. My mother used to say that it wouldn't hurt if people on welfare would have to spend an hour or two a week cleaning their street. It would at least give them their dignity back and make them feel that they were contributing something, not simply living on the dole. But I realize that's just too much to ask for some people! ]]>
Proposed Dividend Tax Is As Uninformed As It Is Naivehttp://seekingalpha.com/article/404591/comments?source=feed#comment-3114621
3114621People like 8thman find it easier to complain than to work hard, take risks, and improve their life. Sadly, like many other commenters in this thread, he doesn't realize that, as a smart man once told me, "$hit flows downhill." It isn't necessarily right, but that's the world we live in. Complaining isn't likely to change things for them. ]]>
Fri, 02 Mar 2012 16:12:38 -0500People like 8thman find it easier to complain than to work hard, take risks, and improve their life. Sadly, like many other commenters in this thread, he doesn't realize that, as a smart man once told me, "$hit flows downhill." It isn't necessarily right, but that's the world we live in. Complaining isn't likely to change things for them. ]]>
Proposed Dividend Tax Is As Uninformed As It Is Naivehttp://seekingalpha.com/article/404591/comments?source=feed#comment-3114281
3114281But unlike Obama, who has a nice pension and numerous ways to make money after he leaves office, most poor people are likely to stay that way because his policies will only reduce opportunities for them to make a better life for themselves. Sadly, these same people don't realize that voting for him will only hurt them even more in the end.]]>
Fri, 02 Mar 2012 16:02:21 -0500But unlike Obama, who has a nice pension and numerous ways to make money after he leaves office, most poor people are likely to stay that way because his policies will only reduce opportunities for them to make a better life for themselves. Sadly, these same people don't realize that voting for him will only hurt them even more in the end.]]>
Myths And Misconceptions Of Options Tradinghttp://seekingalpha.com/article/396701/comments?source=feed#comment-3000051
3000051Tue, 28 Feb 2012 11:56:14 -0500Why Apple Should Not Pay A Dividend (Or Do Anything Else Incredibly Stupid)http://seekingalpha.com/article/391061/comments?source=feed#comment-2958741
2958741Mon, 27 Feb 2012 05:01:32 -0500Apple Jumps, Is It Time To Bail?http://seekingalpha.com/article/359701/comments?source=feed#comment-2587711
2587711Or, are you simply proving my own experience that 90% of the comments on SA aren't worth anything. (Fortunately, the 10% that are make it worth my time to read SA...)]]>
Sun, 12 Feb 2012 17:04:24 -0500Or, are you simply proving my own experience that 90% of the comments on SA aren't worth anything. (Fortunately, the 10% that are make it worth my time to read SA...)]]>
An Income-Growth Portfolio For 2012: 4%+ Yield, Dividend Growth And Lower Betahttp://seekingalpha.com/article/335111/comments?source=feed#comment-2366071
2366071Fri, 03 Feb 2012 14:44:18 -0500Rising Inequality And The Economic Crisishttp://seekingalpha.com/article/311593/comments?source=feed#comment-2179625
2179625Tue, 17 Jan 2012 03:29:45 -0500Rising Inequality And The Economic Crisishttp://seekingalpha.com/article/311593/comments?source=feed#comment-2179624
2179624Tue, 17 Jan 2012 03:21:39 -0500Rising Inequality And The Economic Crisishttp://seekingalpha.com/article/311593/comments?source=feed#comment-2178548
2178548Also, and certainly not to demean your education, there's a big difference between studying engineering in college for a few years, and practicing it in the real world.]]>
Mon, 16 Jan 2012 15:22:04 -0500Also, and certainly not to demean your education, there's a big difference between studying engineering in college for a few years, and practicing it in the real world.]]>
Rising Inequality And The Economic Crisishttp://seekingalpha.com/article/311593/comments?source=feed#comment-2178530
2178530There are many engineers in "C-Suite" positions, many of them have MBAs to complement their engineering background.]]>
Mon, 16 Jan 2012 15:15:36 -0500There are many engineers in "C-Suite" positions, many of them have MBAs to complement their engineering background.]]>
Rising Inequality And The Economic Crisishttp://seekingalpha.com/article/311593/comments?source=feed#comment-2176284
2176284In my own experience at least, you are by far the exception rather than the rule.

Then again, many (dare I say most) people I've known who believe they can "think critically" still suffer from points 2) and 3) I noted above -- and in my experience this issue is overwhelmingly one of those with liberal arts educations.

To think that those who study engineering and business don't "listen to others", or "read constantly", or "study everything I could get my brain around" -- or focus on the "posession of dollars" is simply naive.]]>
Sun, 15 Jan 2012 14:46:21 -0500In my own experience at least, you are by far the exception rather than the rule.

Then again, many (dare I say most) people I've known who believe they can "think critically" still suffer from points 2) and 3) I noted above -- and in my experience this issue is overwhelmingly one of those with liberal arts educations.

To think that those who study engineering and business don't "listen to others", or "read constantly", or "study everything I could get my brain around" -- or focus on the "posession of dollars" is simply naive.]]>
Rising Inequality And The Economic Crisishttp://seekingalpha.com/article/311593/comments?source=feed#comment-2167454
2167454What's good for the goose is good for the gander, but admittedly it takes a certain kind of fair-minded person to see both sides of a story...]]>
Thu, 12 Jan 2012 03:44:13 -0500What's good for the goose is good for the gander, but admittedly it takes a certain kind of fair-minded person to see both sides of a story...]]>
Are Houses Becoming Safe Again?http://seekingalpha.com/article/317033/comments?source=feed#comment-2153177
2153177In the end, you have to compare the return on an individual property with the return you can get on REITs that invest in comparable properties. And to be complete, you need to earn a higher return on the individual property than comparable REITs, since REITs have more diversification, professional management (here I don't mean day-to-day management, but "management" in the sense of running a large real estate portfolio), less risk, and liquidity.

Most people who buy real estate don't do this analyis/comparison (they should), but you may well be the exception.]]>
Fri, 06 Jan 2012 11:55:35 -0500In the end, you have to compare the return on an individual property with the return you can get on REITs that invest in comparable properties. And to be complete, you need to earn a higher return on the individual property than comparable REITs, since REITs have more diversification, professional management (here I don't mean day-to-day management, but "management" in the sense of running a large real estate portfolio), less risk, and liquidity.

Most people who buy real estate don't do this analyis/comparison (they should), but you may well be the exception.]]>
Are Houses Becoming Safe Again?http://seekingalpha.com/article/317033/comments?source=feed#comment-2145761
2145761Tue, 03 Jan 2012 15:26:19 -05003 Pitfalls To Avoid When Retirement Planninghttp://seekingalpha.com/article/316347/comments?source=feed#comment-2145677
2145677The Federal Government has been raiding the so-called SS "fund" for decades. As a result, Social Security is currently about $15 Trillion underfunded. The Federal government will have to either cut SS benefits, or print money -- and they'll probably do both. Medicare is about $35 Trillion underfunded, and probably more at this point.]]>
Tue, 03 Jan 2012 14:54:02 -0500The Federal Government has been raiding the so-called SS "fund" for decades. As a result, Social Security is currently about $15 Trillion underfunded. The Federal government will have to either cut SS benefits, or print money -- and they'll probably do both. Medicare is about $35 Trillion underfunded, and probably more at this point.]]>
A 5-Stock Growth Portfolio To Beat The Market In 2012http://seekingalpha.com/article/316744/comments?source=feed#comment-2143637
2143637Mon, 02 Jan 2012 15:37:52 -05003 Pitfalls To Avoid When Retirement Planninghttp://seekingalpha.com/article/316347/comments?source=feed#comment-2142547
2142547Increasing taxes isn't going to solve the problem -- when one includes the National Debt, Unfunded SS, Medicare, Medicaid, etc., the total liability is estimated to be more than $80 Trillion. The entire net worth of the US population is only about $50 Trillion -- meaning that even if the Federal Government took every time that every person in the country has (which clearly will never happen), they still wouldn't be able to pay off these debts.

Something to think about...]]>
Mon, 02 Jan 2012 05:10:54 -0500Increasing taxes isn't going to solve the problem -- when one includes the National Debt, Unfunded SS, Medicare, Medicaid, etc., the total liability is estimated to be more than $80 Trillion. The entire net worth of the US population is only about $50 Trillion -- meaning that even if the Federal Government took every time that every person in the country has (which clearly will never happen), they still wouldn't be able to pay off these debts.