Financial Perfomance of ] Ncc Bank Ltd

1.0: INTRODUCTION
1.1: Origin of the report
For this requirement of “Management of Financial Institution” we have prepare this report. We are also interested to know actual financial performance of NCC Bank Bangladesh Ltd.

1.3: ScopeThough we could not access to the information which are most relevant for this report, we prepared a report which can help to get ideas about financial performance of NCC Bank Ltd from year 2004 to 2009.

1.4: LimitationWhile preparing this report we have faced following problem. Such as  We were unable to prepare some ratios because of unavailability of data. Again we have prepare our whole report based on annual report

1.5: Methodology
This study is basically based on information collected from secondary sources. i.e. Annual Report. Some information is also collected from website.

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[FINANCIAL PERFOMANCE OF ] NCC Bank Ltd.

2.0: THE REPORT BODY 2.1: NCCBL at a Glance

National Credit and Commerce Bank Limited (NCC Bank) is a well established Bank in Bangladesh. It is developing and expanding its branches in the country. This bank bears a unique history of its own. The organization started its journey in the financial sector of the country as an investment company back in 1985.

The aim of the company was to mobilize scatter resources from within and abroad and to invest them in such way so as to develop country's Industrial and Trade Sector, Agriculture, and Socio-economy. It wants to play a catalyst role in the formation of capital market as well. The company operated up to 1992 with 16 branches and thereafter with the permission of the Central Bank converted in to a fully fledged private commercial Bank in 1993 with paid up capital of Tk. 39.00 corer to serve the nation from a broader platform.

Since its inauguration NCC Bank Ltd. has acquired commendable reputation by providing sincere personalized service to its customers in a technology based environment.

The whole working process of NCCBL is divided into 3 sections General Banking,  Credit Section, and  Foreign Exchange

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[FINANCIAL PERFOMANCE OF ] NCC Bank Ltd.

2.1.1: Products and Services of NCCBL
NCCBL offers many types of products in order to get maximum customers. Products of NCCBL are as follows-

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[FINANCIAL PERFOMANCE OF ] NCC Bank Ltd.

Along with the products NCCBL also provides different services to its customers. Under Treasury Service, NCCBL acts as primary dealer of govt. approved securities. Under Remittance Service, NCCBL has correspondence

arrangement with more than 330 financial institutions all over the world. For wage earners remittance it has Agency arrangement with 12 reputed Exchange Houses covering major Locations of their Expatriates

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[FINANCIAL PERFOMANCE OF ] NCC Bank Ltd.

2.2: SWOT Analysis
The SWOT analysis will help us to understand the hidden chances and barriers of NCC Bank.

Strengths:
 Good number of branches as private bank  Skilled Human Recourses  Good reputation in corporate clients

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