Online Banking

TruStage Insurance Coverage

Your Emerald CU membership could help you save hundreds of dollars on several insurance coverage options through TruStage. TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 17 million people have trusted TruStage for AD&D, life, home, auto and health insurance coverage.

AD&D Insurance

Your untimely accidental death could leave your family with a long-lasting financial burden. Accidental death & dismemberment (AD&D) insurance can help give them a safety net. As an Emerald CU member, you are eligible to enroll in $1,000 no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D insurance can pay a cash benefit to your beneficiary if you die in an accident or suffer a serious injury. Credit union members ages 18 and over can also choose to increase their protection with up to an additional $300,000 in coverage. Acceptance is guaranteed and there are no medical questions.

Enroll today and gain peace of mind knowing that you and your loved ones are covered.

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured. The coverage is not sold or guaranteed by your credit union.

Life Insurance

Life insurance can ease the burden of expenses you might leave behind when you die, such as funeral costs, mortgage payments or unpaid debts. TruStage helps make it easy to compare insurance and explore options you can afford:

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Insurance Company. The insurance offered is not a deposit and is not federally insured. The coverage is not sold or guaranteed by your credit union.

Homeowners Insurance

Your home holds your most treasured memories - Isn’t that worth protecting? Home insurance covers damage due to fire, weather, theft and more. And it protects you from liability if an accident happens on your property. TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance Company, along with these popular benefits:

TruStage® Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. The coverage is not sold or guaranteed by your credit union.

Auto Insurance

If you haven’t gotten a car insurance quote lately, you may be missing out. You could save big, and it can be easy to switch carriers - without losing any money! TruStage offers a powerful mix of savings and popular, member-friendly benefits:

Credit union member discounts

Nationally recognized companies

Friendly, 24/7 service - even on holidays

Discounts for multiple vehicles, safety features, good driving and more

TruStage® Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. The coverage is not sold or guaranteed by your credit union.

Health Insurance

Decisions about your health insurance are some of the most important decisions you can make. Who will provide your care, and how much will it cost? What are your options? The TruStage Health Insurance Program with GoHealth can help. GoHealth Advisors can help you find the right health insurance plan for you and your family. GoHealth has helped more than 40 million consumers shop for affordable coverage, connecting both individuals and families with the right plans to meet their needs.

Even after the federal open enrollment period for healthcare insurance closes, some major life changes could qualify you to purchase coverage. Qualifying events include family changes like getting married or the birth (or adoption) of a child, or loss of coverage from your employer. Events like these mean you have 60 days to purchase health insurance or you could miss the opportunity.

The TruStage® Health Insurance Program is made available by TruStage Insurance Company, LLC and GoHealth, LLC. GoHealth, LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Rhode Island and Vermont. The insurance offered is not a deposit and is not federally insured. The coverage is not sold or guaranteed by your credit union.

By members’ choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GURANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.