Union Bank of India has three types of savings account- multi gains savings account, no frills savings account and union super salary account. The savings account of the bank has been categorized with a view to meet the needs of different people. The multi gain savings account is basically a general savings account in which one has to maintain a minimum balance of Rs 25000/-. The interest is paid quarterly. Under its savings account, bank also offers free services such as an international debit card issued free to the account holder, local / outstation cheques of up to Rs.15000/- collected free of charge, the account holder been provided with 10 cheque books free of cost during a financial year, etc.