Last year, my Dad was in an auto accident where the Defendant admittedly ran a red light. Believing in his superhuman ability to drive an automobile, he did not have collision insurance on his car.

The insurance company, which shall remain nameless (Ameriprise), denied liability claiming that my father did not react quickly enough to avoid the accident Ameriprise’s theory of the case was that Dad is 71 years-old and therefore must have reacted too slowly to avoid the accident. What Ameriprise didn’t know is that my father was driving home from playing three grueling sets of tennis in the summer heat with me. I’ll bet money he can react better than the Ameriprise adjuster that denied the claim.

So I sent them a draft complaint and discovery in the case and they quickly changed adjusters, accepted liability, and threw in $500 for his injury claim even though he never sought any medical treatment (which we never would have asked for had they simply paid on the property damage claim).

But the whole thing got me to thinking about the incredible disadvantage property damage victims find themselves facing in these situations. No halfway decent accident lawyer is going to consider getting into a property damage liability dispute case. So property damage victims are forced to file a lawsuit on their own. In Maryland, if the claim is over $5,000, there are procedural requirements that are going to slip up the vast majority of property damage claims made by plaintiffs.

Thanks for visiting the Maryland Injury Lawyer Blog. We hope you found some useful information. Please remember all of this is for informational purposes only. We are not your attorneys and this is not medical, legal or any other kind of advice. Please don't act or not act based on something you read here. For many reasons, that is just a bad idea. The best thing to do is to contact a lawyer and get information that is for you based on the fact and applicable law in your case. Our content could be outdated, incomplete or just plain wrong. We vouch for our advice to our clients but we don't vouch for the accuracy of this website. We are in Maryland. We have not handled any real pro bono cases in the last 5 years that were not personal injury cases. Our firm would not represent anyone if this website was found not to conform with the rules of any jurisdiction where a potential client may be located.

Personal injury lawyers handling serious personal injury truck and auto accident, medical malpractice and products liability cases throughout Maryland and the United States