Features of Online Banking & How to Use Them to Manage Your MoneyThere are many online banking features designed to streamline your finances and simplify your life. Explore the features of online banking today.How to Use the Features of Online Banking

With Online Banking you can manage your accounts in one place—24 hours a day, 7 days a week. It’s secure access to your money anytime, anywhere. Plus, our online Bill Pay service takes the hassle out of paying your bills. You can schedule payments in advance, set up recurring monthly payments, and track payment history—all from a variety of accounts.

With our latest enhanced feature—Email and Mobile Transfers—now you can securely send money using an email address or mobile phone number. That means no more checks to write and there’s no fee to send or receive money with this transfer service.

And, it’s all backed by our Online Banking Security Guarantee.

Need a reminder? Set up email and Text Alerts to help you keep track of recent account activity.

Once enrolled, you can access your Online Banking from your mobile devices with the Mobile Banking App —featuring Mobile Check Deposit and Email and Mobile Transfers.

Bank of Americafeatures of online banking, online banking features

Features of Online Banking & How to Use Them to Manage Your MoneyThere are many online banking features designed to streamline your finances and simplify your life. Explore the features of online banking today.features of online banking, online banking features

How to Use the Features of Online Banking

With Online Banking you can manage your accounts in one place—24 hours a day, 7 days a week. It's secure access to your money anytime, anywhere. Plus, our online Bill Pay service takes the hassle out of paying your bills. You can schedule payments in advance, set up recurring monthly payments, and track payment history—all from a variety of accounts.

With our latest enhanced feature—Email and Mobile TransfersFootnote1—now you can securely send money using an email address or mobile phone number. That means no more checks to write and there’s no fee to send or receive money with this transfer service.

Email and Mobile Transfers: Requires enrollment in service through Online Banking. Email and Mobile Transfers must be made from a Bank of America consumer checking or savings account to a US-based bank account. Recipients have 14 days to register to receive money or transfer will be cancelled. Dollar and frequency limits apply. See the Online Banking Service Agreement for details, including cut-off and delivery times. Wireless carrier charges may apply.

2.

You are not liable for fraudulent Online Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities. See our Online Banking Service Agreement for full terms and conditions.

3.

Alerts received as text messages on your mobile access device may incur a charge from your mobile access service provider.

4.

Check order fees may apply.

5.

To access Mobile Banking, you must first enroll through the Mobile Banking App or at bankofamerica.com. Once enrolled, the same Online ID and passcode can be used to access both Online and Mobile Banking. Transfers and Bill Pay must be set up in Online Banking using a desktop or laptop browser. View the Online Banking Service Agreement for more information about both Mobile and Online Banking.

6.

Mobile Check Deposit: You must first enroll in Online Banking and download the Mobile App. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. Click the “More” button in the App, select “Help” and then “Mobile Check Deposit” for details, including information on funds availability, deposit limits and proper disposal of checks, and to see the full terms and conditions. Wireless carrier fees may apply. Requires at least a 2-megapixel camera. This feature is not available on the Mobile Website. Not currently available on Amazon® Kindle Fire™, Blackberry® or Palm® devices.

Amazon® and Kindle Fire™ are trademarks of Amazon.com, Inc. or its affiliates, registered in the U.S. and other countries. BlackBerry® and related trademarks, names and logos are the property of Research In Motion Limited and are registered and/or used in the U.S. and countries around the world. Used under license from Research In Motion Limited. Palm® is a Registered Trademark of Palm Inc.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.

If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.

Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. These ads are based on your specific account relationships with us.