Public liability insurance

Increasingly, in order to get Christmas carol jobs in shopping centres we're being asked to have up to £5million of public liability insurance. I expect we're not an isolated case and many other bands have been asked for similar. That being the case can anyone give me a ballpark figure for how much that amount of cover might cost us.

Making Music, the national support body for UK voluntary music, offers considerably discounted insurance for groups of all genres, including brass bands. This covers all forms of insurance, including public liability. Check out www.makingmusic.org.uk for further information, or you can find insurance specific information direct at http://www.makingmusic.org.uk/our-services/insurance