Private Insurance/Qualified Health Plans

What is Private Health Insurance?

Private health insurance is managed by private insurance companies, rather than New York State. You can buy private insurance, called a Qualified Health Plan, on the NY State of Health Marketplace. You can get help to apply from someone in your community. Financial help is available on the NY State of Health. You can also buy insurance directly from an insurance company, but you won't be eligible for financial help if you do.

Who is eligible?

Anyone can purchase private health insurance. You can get financial help, depending on your income.

Most people under age 65 apply through the NY State of Health Marketplace. Learn more about the NY State of Health.