To qualify for an HSBC Advance relationship, you need to open an
HSBC Advance checking account and maintain $10,000 in combined U.S.
personal deposit and investment balances. Business owners may use their
commercial balances to qualify for a personal HSBC Advance relationship.
A monthly maintenance fee of $20 will be incurred if minimum balance requirements are not maintained.
Advance customers need combined personal deposit and investment balances of at least $10,000 in the U.S.
to be eligible for an Advance Deluxe Mortgage. To be eligible for an Advance Deluxe Mortgage,
the Advance account must be fully funded before the closing of the mortgage.

This tool is a personal financial management service that allows certain customers
to consolidate and manage their financial information by consolidating it in one place
in an aggregated manner on Personal Internet Banking.

If direct deposit ceases, a $15 monthly maintenance fee will apply if balance requirements are not met.
Qualifying direct deposits are electronic deposits of regular periodic payments made into your Choice Checking
account through 3rd parties at least once per statement cycle. To avoid a monthly $15 maintenance fee for Choice Checking,
you need to maintain direct deposit or $1,500 in total combined U.S. personal deposit and investment balances.

To qualify for an HSBC Premier relationship, you need to open a HSBC Premier checking account and maintain $100,000 in combined U.S.
personal deposit and investment balances. Business owners may use their commercial balances to qualify for
personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

HSBC Premier and Advance mortgages and portable HSBC credit history are not available in all countries. Speak to an HSBC Representative to determine in which countries these benefits are available. Subject to credit approval.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor for more information.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply.
Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Equal Housing Lender.

Deposit products are offered in the U.S. through HSBC Bank USA, N.A. Member FDIC.

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