If you got a gift card for Christmas, don't forget to spend it! You'd be surprised how many gift cards go unused, and that just leaves free money on the table. Oh, and guess which gender is best at gift-card spending.

This time next week if the scale reads two pounds higher than normal, you're right there with the rest of humanity. That's the average weight gain during the holidays, but the truly surprising thing is how long it takes to get rid of it!

We'll probably walk past a hundred Christmas trees this season and never know the full story behind each ornament. The ones that have been hand-made by a relative can probably tell an important story if we take the time to ask.