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User Agreement ("Agreement") between you and RA Informatics, the implementer of RemindersFromGod.net web site (the "Site"). You may wish to print this page for reference.

This Agreement sets forth the terms and conditions for your use of this Site. Your use of the Site constitutes your agreement to these terms and conditions.

Please review our Privacy Policy which is a part of this Agreement and describes how RA Informatics treats your personal information.

Your Rights.

RA Informatics grants you a non-exclusive, non-transferable, limited right to access, use and display this Site and the materials provided hereon, and to download or print content displayed on our Site provided that you comply fully with this Agreement. The contents of the Site are only for your personal, noncommercial use. You agree not to interrupt, or attempt to interrupt, the operation of the Site or any part of it in any way.

Communicating on or to the Site.

RA Informatics cannot review all Communications made on or through the Site. However, RA Informatics reserves the right, but has no obligation, to monitor the Forums and edit, modify or delete any Communications (or portions thereof) which RA Informatics in its sole discretion deems inappropriate, offensive or contrary to any RA Informatics policy, or that violate this Agreement.

You acknowledge and agree that any Communications, including comments or ratings made to or by means of any Forum
are public. You acknowledge that you have no expectation of privacy in any public Communication and no confidential, fiduciary,
contractually implied or other relationship is created between you and RA Informatics by reason of your transmitting a public Communication to any Forum on the Site.

You agree not to upload or distribute to, or otherwise publish through the Site or Forums any Communication which

(i) is for commercial purposes or otherwise advertises or solicits for the sale of goods or services;

(iii) constitutes or contains false or misleading indications of origin or statements of fact;

(iv) slanders, libels, defames, disparages, or otherwise violates the legal rights of any third party;

(v) causes injury of any kind to any person or entity;

(vi) infringes or violates the intellectual property rights (including copyright, patent and trademark rights), contract rights, trade secrets, privacy or publicity rights or any other rights of any third party;

(vii) violates any applicable laws, rules, or regulations;

(viii) contains software viruses or any other malicious code designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

(ix) impersonates another person or entity, or that collects or uses any information about Site visitors.

You further acknowledge that conduct prohibited in connection with your use of the Forums includes, but is not limited to, breaching or attempting to breach the security of the Site.

Unsolicited E-Mail.

You agree not to use the Forums or any other area of the Site to send the same or substantially similar unsolicited electronic mail messages, whether commercial or not, to a large number of recipients. This prohibition includes sending unsolicited mass mailings from another Internet service which in any way involves the use of the Site or any equipment owned or operated by RA Informatics in connection with the Site. A message is unsolicited if it is posted in violation of a USENET or newsgroup charter and/or if it is sent to a recipient who has not requested or invited the message. For purposes of this provision, merely making one's e-mail address accessible to the public shall not constitute a request or invitation to receive messages.

Links to Other Sites.

The Site may contain links and pointers to other sites on the Internet which may be maintained by third parties. Such links
do not constitute an endorsement by RA Informatics or its Affiliates of any third-party site or any materials contained therein. RA Informatics and
its Affiliates do not control, and are not responsible for, the availability, accuracy, privacy policy, or currency of such
third-party sites or any information, content, products or services accessible from such third-party sites.

Age Restrictions.

You represent and warrant to RA Informatics that you are at least eighteen (18) years old and that you possess the legal right and ability
to enter into this Agreement and to use the Site in accordance with this Agreement.

Indemnification.

You hereby agree to indemnify, defend and hold harmless RA Informatics and its Affiliates from and against any and all liability and costs
incurred by RA Informatics or the Affiliates in connection with any claim arising out of any breach or alleged breach of any of your representations,
warranties or obligations set forth in this Agreement. You shall cooperate as fully as reasonably required in the defense
of any claim. RA Informatics reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise
subject to indemnification by you and you shall not in any event settle any matter without the written consent of RA Informatics.

DISCLAIMER OF WARRANTY.

EXCEPT AS EXPRESSLY SET FORTH HEREIN, THE SITE (INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, SUBSCRIPTION-BASED SERVICES OR
OTHER PAID PRODUCTS OR SERVICES, MATERIALS AND INFORMATION MADE AVAILABLE THEREON OR ACCESSED BY MEANS THEREOF) ARE PROVIDED
"AS IS" AND "AS AVAILABLE." RA Informatics DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE OR THE SUBSCRIPTION-BASED SERVICES
WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, THAT THE SITE OR SUBSCRIPTION-BASED SERVICES WILL MEET
ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY, OR THAT THE SITE, INCLUDING FORUMS OR THE SERVER(S) ON WHICH THE SITE IS
OPERATED, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

TO THE FULLEST EXTENT PERMISSIBLE BY LAW, RA Informatics AND ITS AFFILIATES DISCLAIM ALL EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING,
BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE (WHETHER
OR NOT THE PURPOSE HAS BEEN DISCLOSED), COMPATABILITY, SECURITY, ACCURACY, OR NON-INFRINGEMENT.

LIMITATION OF LIABILITY.

USE OF THIS SITE IS AT YOUR OWN RISK. YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM YOUR DOWNLOADING AND/OR
USE OF FILES, INFORMATION, COMMUNICATIONS, CONTENT, OR OTHER MATERIAL (INCLUDING WITHOUT LIMITATION SOFTWARE) ACCESSED THROUGH
OR OBTAINED BY MEANS OF THIS SITE.

UNDER NO CIRCUMSTANCES SHALL RA Informatics OR ITS AFFILIATES, OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS, OR ANY THIRD-PARTY
PROVIDER OF TELECOMMUNICATIONS OR NETWORK SERVICES, SITE SOFTWARE OR SITE CONTENT FOR RA Informatics OR ITS AFFILIATES, BE LIABLE FOR
ANY INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO DAMAGES FOR PERSONAL INJURY
AND/OR DEATH, LOST REVENUES OR PROFITS, LOSS OF BUSINESS OR LOSS OF DATA) THAT ARE DIRECTLY OR INDIRECTLY RELATED TO YOUR
USE OF OR INABILITY TO USE THIS SITE OR THE SUBSCRIPTION-BASED SERVICES, EVEN IF RA Informatics, ITS AFFILIATES, OR THEIR PROVIDERS OF
TELECOMMUNICATIONS OR NETWORK SERVICES, CONTENT OR SOFTWARE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, REGARDLESS
OF WHETHER SUCH LIABILITY IS BASED IN TORT (INCLUDING NEGLIGENCE), CONTRACT OR ANY OTHER LEGAL OR EQUITABLE THEORY.

THE TOTAL LIABILITY OF RA Informatics AND ITS AFFILIATES HEREUNDER IS LIMITED TO THE AMOUNT, IF ANY, ACTUALLY PAID BY YOU FOR ACCESS TO
AND USE OF THE SUBSCRIPTION-BASED SERVICES. YOU HEREBY RELEASE RA Informatics AND ITS AFFILIATES FROM ANY AND ALL OBLIGATIONS, LIABILITIES
AND CLAIMS IN EXCESS OF THIS LIMITATION.

SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THESE KINDS OF DAMAGES, SO THE ABOVE LIMITATIONS OR
EXCLUSIONS MAY NOT APPLY TO YOU.

Termination.

In addition to any other rights of the parties set forth herein, RA Informatics may cancel or terminate this Agreement at any time. RA Informatics
also reserves the right to restrict, suspend or terminate your access to the Site and/or the Subscription-Based Services in
whole or in part, without notice, with respect to any breach or threatened breach by you of any portion of this Agreement.
If RA Informatics terminates this Agreement (and therefore your access to the Site) based on a breach of any portion of this Agreement,
RA Informatics reserves the right to refuse to provide access to the Site or a subscription or any Subscription-Based Services to you
in the future.

Modifications

(a) To the Agreement.

RA Informatics has the right to modify this Agreement and any policies affecting the Site, including without limitation the No-Commercial
Use Policy. Any modification is effective immediately upon posting to the Site or distribution to you via electronic mail
or conventional mail. Your continued use of the Site following notice of any modification to this Agreement shall be conclusively
deemed an acceptance of all such modification(s). Your only right with respect to any dissatisfaction with any modifications
made pursuant to this provision, or any policies or practices of RA Informatics in providing the Site, including without limitation

(i) any change in the Content, or

(ii) any change in the amount or type of fees associated with the Subscription-Based Services purchased through our Site is to not renew your subscription

RA Informatics has the right to modify, suspend or discontinue the Site or any portion thereof at any time, including the availability
of any area of the Site and the Subscription-Based Services. RA Informatics may also impose limits on certain features and services or
restrict your access to parts or all of the Site without notice or liability.

General.

This Agreement constitutes the entire agreement between you and RA Informatics with respect to the Site and to your purchase of RA Informatics’s products
and services offered through this Site, if applicable, including the Subscription-Based Services, and supersedes all prior
agreements between you and RA Informatics. Failure by RA Informatics to enforce any provision of this Agreement shall not be construed as a waiver
of any provision or right. Interpretation and enforcement of this Agreement shall be governed by the laws of the state of
North Carolina (excluding its choice of law rules). In the event that any portion of this Agreement is held unenforceable, the unenforceable
portion shall be construed in accordance with applicable law as nearly as possible to reflect the original intentions of the
parties, and the remainder of the provisions shall remain in full force and effect.