High deductible health plans (HDHP) are by far the most affordable option for healthcare from a monthly premium standpoint. This makes them really attractive to younger, healthier people who don’t need a lot of care. But if you need a lot of care, an HDHP could end up costing you more than a more inclusive...

Whether you have employer-sponsored healthcare or you’re looking to buy healthcare on the individual market, there’s a strategy to getting the biggest bang for your buck. Sometimes that’s going with the cheapest available plan, and sometimes it’s going with the plan that covers all of your needs.

It’s hardly newsworthy that health insurance and health payments are becoming more expensive. This trend impacts employers, who still pay the majority of health care costs in the US, as well as employees whose share of the total costs continues to increase. This cost sharing occurs in a few components, as well as across insurance...

Moving health insurance plans (or providers) is the most important benefits decisions you will make this year. It affects both your health and your wealth. Health insurance is designed to deliver medical care and access, with set financial parameters. With that in mind, we will review why this goal can become somewhat convoluted and complicated when selecting...

Few benefits in healthcare are one size fits all. HSAs are no different. Finding an HSA, that works with your existing healthcare benefits (and payroll systems) will save you time and money today. Finding an HSA that scales as your business grows, will ensure you don’t have to waste time next year!