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What you are seeing is preemptive on the parts of employers, doctors, hospitals, and insurance companies. They are cancelling their plans and dropping doctors in order to prepare for the ACA going in full swing.

The "acme" plan Obama talks about is the catastrophic plan, the plan that most uninsured would be getting...a lower cost plan that covers a healthy person just in case something happens. This is for college students, young adults, etc.

Again, I'm not in favor of mandated health insurance.
But, if you're going to mandate it, not set a minimum standard is an open invitation for loopholes, no?
Insurers would offer a $5/month plan, which covers nothing, and you're compliant. You now have insurance.

That guy in the video should wear his tin foil hat. I don't think this was deliberately planned. I think this was typical implementation by government employee: not well thought out.
So, if you catastrophic coverage plan is cancelled, and your insurer doesn't offer something reasonable (that meets minimum requirements), you can still get one in the Obama exchange, right?
How bad are the rates there?

Again, I'm not in favor of mandated health insurance.
But, if you're going to mandate it, not set a minimum standard is an open invitation for loopholes, no?
Insurers would offer a $5/month plan, which covers nothing, and you're compliant. You now have insurance.

That guy in the video should wear his tin foil hat. I don't think this was deliberately planned. I think this was typical implementation by government employee: not well thought out.
So, if you catastrophic coverage plan is cancelled, and your insurer doesn't offer something reasonable (that meets minimum requirements), you can still get one in the Obama exchange, right?
How bad are the rates there?

The rates on the exchange are pretty bad. They are in the $250-450 range depending on state. As for your first part, yes the $5 plan would be a loophole but the "minimum" you speak of should have been the catastrophic plan. That's where people get in trouble and in debt, when they have something they need a hospital for. Checkups and a few prescriptions can be paid out of pocket by most working folks. What reason is there for a healthy kid or a healthy teen or a healthy twenty something to have full insurance? The ONLY explanation for all this that makes any sense is that for the ACA to function, these people need to pay through the nose to take care of everyone else. It is a system designed to run one way and one way only.

MSNBC was blasting ACA on the news today about premiums being dropped.

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"My philosophy as a businessman has always been to take care of the people who make me successful. It has always been "we" in my business conversations with others. At a certain point in a successful business it behooves one to make sure those doing a good job of supporting you are not struggling to make ends meet."

We have a group health plan through work that covers me and my wife and then buy separate individual insurance for my son, since it saves us like $300 a month doing it that way.

We recently got the letter from Providence telling us that my son's individual plan is going away and being replaced by a new plan to conform with the ACA stuff. Same price, but deductible is double, max out of pocket is triple, prescription copay is double, urgent care co-pay goes from $20 to $65, emergency room visits go from $250 co-pay to $250 plus 40% of the rest of his emergency bill. Totally messed up. But at least his insurance will cover him if he needs to get an abortion, so he has that going for him.

We have a group health plan through work that covers me and my wife and then buy separate individual insurance for my son, since it saves us like $300 a month doing it that way.

We recently got the letter from Providence telling us that my son's individual plan is going away and being replaced by a new plan to conform with the ACA stuff. Same price, but deductible is double, max out of pocket is triple, prescription copay is double, urgent care co-pay goes from $20 to $65, emergency room visits go from $250 co-pay to $250 plus 40% of the rest of his emergency bill. Totally messed up. But at least his insurance will cover him if he needs to get an abortion, so he has that going for him.

Ah finally, someone who understands. The very small amount of people that claim "my premiums are unchanged" are just looking at the monthly cost, but ignoring everything else that you mentioned. Deductibles going through the roof, co pays, etc. Affordable care act...HA, comedy gold.

Ah finally, someone who understands. The very small amount of people that claim "my premiums are unchanged" are just looking at the monthly cost, but ignoring everything else that you mentioned. Deductibles going through the roof, co pays, etc. Affordable care act...HA, comedy gold.

My deductible has not changed either.

The only that irritates me is that it was expected that people would see the chopping block and the ball was dropped with regards to the marketplace.

"My philosophy as a businessman has always been to take care of the people who make me successful. It has always been "we" in my business conversations with others. At a certain point in a successful business it behooves one to make sure those doing a good job of supporting you are not struggling to make ends meet."

Tax breaks? I know of no breaks. There are more taxes, such as employer taxes, the cadillac plan tax. taxes on those making more than $200k, and the medical device tax. Most of the above are causing premiums are going up (and/or benefits to go down, which is still a step backwards IMO).

There are tax credits for people who can't afford insurance. Is that what you mean by a break?

Tax breaks? I know of no breaks. There are more taxes, such as employer taxes, the cadillac plan tax. taxes on those making more than $200k, and the medical device tax. Most of the above are causing premiums are going up (and/or benefits to go down, which is still a step backwards IMO).

There are tax credits for people who can't afford insurance. Is that what you mean by a break?

In Pictures: 15 Facts President Obama Needs To Know About Massachusetts Healthcare Reform

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“They have the guns and therefore we are for peace and for reformation through the ballot. When we have the guns then it will be through the bullet.” - Saul Alinsky, quoting Lenin

“I wanted [Jimmy] Carter in and I wanted [Ford] out,” comedian Chevy Chase would later admit of his mocking Ford impersonation on "Saturday Night Live", “and I figured look, we're reaching millions of people every weekend, why not do it."

NB: I'm not in favor of mandated health care insurance.
I think that the only insurance that we should tolerate being mandated is auto insurance. That's because it's to protect the other party, the one that you hit, and not yourself.
I think that all other insurance that don't protect the other party should be optional.
That said, let's not blame the government with nonsense, bs arguments.
ACA did not impose extra taxes on insurers, to be passed on to insured.
Yes, if ACA imposed that insurance policies must extend their coverage, meaning covering health issues that aren't covered today, then I can see how that would increase premiums for all. But did that really happen? I don't think so.
I understood what the ACA mandated was that everybody must have coverage (not increased coverage). That mandate means forcing more people into the pool. More customers in the pool would lower the premiums, unless you can show that the people forced into the pool are somehow less healthy than the ones in the pool.

Many previous policies did not meet the Obamacare restrictions, therefore people were either dropped or their premiums increased due to adding more coverage based on ACA minimum coverage. Did you relize that you need to be covered for substance abuse, mental care and prenatal care regardless of age or sex? This is one of the criteria outlined in the ACA.

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The democracy will cease to exist when you take away from those who are willing to work and give to those who would not.
Thomas Jefferson

Did you relize that you need to be covered for substance abuse, mental care and prenatal care regardless of age or sex?

I'm fairly sure that most insurance policies prior to ACA did this exact same thing....at least with group policies provided by employers. Not sure about private policies since I've never had to purchase one.

I'm fairly sure that most insurance policies prior to ACA did this exact same thing....at least with group policies provided by employers. Not sure about private policies since I've never had to purchase one.

LOL at slipping in the fact that your employer pays a "portion." Question - do you know what portion they paid in each of the years you've worked there? Think maybe your employer has picked most or all of the increase during those years?

But that's the magic of President Obama. He can turn Republicans against tax breaks or subsidies for the poor and the middle class, if they were ever for them in the first place.

On October 1, up to 26 million Americans will begin to find out that they are eligible for subsidies through the Affordable Care Act. Many, if not most, Americans have no idea that these tax credits are heading to all legal residents who earn up to 400 percent of the poverty level, up to $45,960 a year for a family of one.