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Underwritten by Hiscox Insurance Company Inc. (HICI) a Chicago based insurance company. Not available in all states. The A.M. Best rating is for HICI which, as of December 31, 2016, HICI had admitted assets of $246,476,332 and policyholders surplus of $65,782,566. Total liabilities were $180,693,766 (inclusive of $45,718,024 in reserves) and paid up capital stock was $4,200,000.