You just need to eat less. Less of what you eat now. That might mean changing what you eat as well or smaller portions.If you are having carbs at every meal ( bread, cereals, potatoes, pasta, rice) try cutting back and having them only once a day.

No, I don't eat pasta or bread or rice. Only pulses. I don't think the portions are big - I'm very clued up nutrition wise, have been for years, so while I hear what you're saying, it doesn't apply to me. That's what so confounding!

well, maybe just try cutting back on portions? I can only say what works for me, which is eating less, partly as I'm nowhere near as active as I was when working in a different job in my 20s, or racing around after young children. I'm desk bound now, though p/t so exercise most days.

The way HRT may help is redistribution of fat; around your waist is worse and unhealthy so if yours is there is may shift it - but fat bums and thighs are healthier place for women!