My guy just told me I'm approved through Ford. The incentives are $500 rebate and 5.9% for 72 months right?
Because he's telling me through Ford it's 12.35%. Doesn't sound right to me I know my credit isn't the best but if I qualify through Ford I should get 5.9% and the $500 rebate right? Regardless of anything else because I met Fords requirement of qualified through Ford right? Or is there some way they can get the 12.35% off on me?

there is a disclaimer at the bottom of all of those interest rate incentives something along the lines of "interest rate is subject to approval and will be give to those who meet credit requirements" or somthing like that. Basically it says that if your credit is good you will get that rate, if it is bad they point to the fine print and say sorry you qualified for a loan but not at the best rate.

My guy just told me I'm approved through Ford. The incentives are $500 rebate and 5.9% for 72 months right?
Because he's telling me through Ford it's 12.35%. Doesn't sound right to me I know my credit isn't the best but if I qualify through Ford I should get 5.9% and the $500 rebate right? Regardless of anything else because I met Fords requirement of qualified through Ford right? Or is there some way they can get the 12.35% off on me?

You probably aren't scoring well with Ford and coming in at a tier 4. Tier 0-2 is 5.9% at 72 months, however if you don't scored 650 or above your rate goes up.

__________________
Ford Internet Director
Glad to help anyone
---------------------------
Ira McCrea
Phone: 970-667-2220
E-mail: To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

You probably aren't scoring well with Ford and coming in at a tier 4. Tier 0-2 is 5.9% at 72 months, however if you don't scored 650 or above your rate goes up.

It was amazing after I said no thanks I don't want the car that price was insane he came back and told me that now they got me at 5.9% and alot closer to the monthly payment I was looking for. I know my credit wasn't perfect but its not that bad either.

__________________
Ford Internet Director
Glad to help anyone
---------------------------
Ira McCrea
Phone: 970-667-2220
E-mail: To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Register Now

In order to be able to post messages on the Ford Focus Forum, Ford Focus ST Forum, Ford Focus RS Forum forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:

Password

Please enter a password for your user account. Note that passwords are case-sensitive.

Password:

Confirm Password:

Email Address

Please enter a valid email address for yourself.

Email Address:

What I Drive

Year, color, and model of your car. Example: 2003 Pitch Black ZX3

Name

Your real name.

City

State

Country

Insurance

Please select your insurance company (Optional)

Log-in

User Name

Remember Me?

Password

Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.