Retirement plan guidance for institutions

Whether you’re looking for assistance in overseeing your current plan or implementing a new one, our team offers the attention and resources to guide you through every step, helping you distinguish among seemingly endless investment options, stay current with regulations and fiduciary responsibilities, as well as educate plan participants on their options.

Having partnered with institutions of varying sizes and industries, we understand how important it is to maximize plan benefits while staying tax efficient. We utilize strategies designed to ensure your plan serves both your needs as an institution, as well as those of your constituents.

Your responsibilities are substantial, and – without additional support – your duties as a plan sponsor can easily absorb precious time. We aim to serve as a seamless extension of your office, providing the support necessary to allow your leaders to focus on growing and advancing your business. Through every phase, we work closely with you to help ensure your retirement plan remains aligned with your preferences as an institution, always propelling you toward your corporate mission.

We have experience establishing and overseeing a variety of qualified retirement plans and non-qualified deferred compensation plans.

Services Include

401(k) Plans

401(k) Profit Sharing Plans

Simplified Employee Pensions (SEPs)

SIMPLE IRAs

Safe-Harbor 401(k) Plans

Owner Only/One-Person 401(k) Plans

Profit Sharing Plans

Age-Weighted/Comparability Profit Sharing Plans

Defined Benefit Pensions

Third-Party Administration (TPA) Partnership

We understand how important it is to maximize plan benefits while staying tax efficient, and we utilize strategies designed to ensure your plan serves both your needs as an institution, as well as those of your constituents.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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Investment advisory services offered through Raymond James Financial Services Advisors, Inc.. Cascade Financial Planning is not a registered broker/dealer and is independent of Raymond James Financial Services.