Everyone makes hundreds of financial decisions in their lifetime and no one ever makes them all correctly. However, there are a few mistakes that everyone needs to avoid to avert financial catastrophes. These are decisions that can have long lasting consequences.

When planning for your future, don’t neglect to include insurance. Often this is the most ignored piece of a person’s financial portfolio. And yet, it has major significance. Insurance provides peace of mind and financial relief when you most need it.

It seems like every other commercial is for auto insurance, and while the ads may be clever, it’s important to research each carrier before buying coverage. Here are some questions to keep in mind when choosing an auto insurance company.

While hoping for the best is a good thing, it’s also important to cover your bases in case of an accident or unplanned event. Insurance gives you protection against the unexpected. What if you are in a car accident? Suppose your home needs repairs from hail damage. If you pass away, would your surviving family be okay without your income? What if a chronic illness or disability renders you unable to work for a substantial period of time? It can be daunting to figure out what insurance policies you do and don’t need and where to get them. FORUM Credit Union members can enjoy affordable top-quality protection at discounted rates through TruStage™ Insurance Agency...

Insurance is a way of protecting yourself from some of life's surprises. People pay a relatively small amount of money each year for insurance. If one of those little surprises pops up, a portion of the responsibility of paying for the surprise is transferred to the insurance company. This protects people from being forced to spend large sums of money to pay for large expenses, such as damage to their auto or damage to their home.