Over hundreds of you emailed me asking for the list of resolutions, with some of you mentioning that you wanted to print and put it in your wallet as a daily reminder.

I’m looking at this list again now and I still find this a great list for anyone looking to clean up their personal finance and start off on a fresh start.

As we already know, saving money is the first step towards becoming financially free. I then added in the concept of building up an emergency fund, with $10k as the proposed figure, so that you’ll always have a few months of financial buffer no matter what life throws your way. And to make sure you’re shielded for …