Dedewanou Group

The "Dedewanou" Group is made up of three people who come from the same family. The group's representative, Julienne, is the woman raising her hand in the photo. Julienne is 43 years old and lives in Benin. Julienne is married to a driver by the name of Raphael. The couple has six children, all in school, but two are no longer in their care. Julienne lives with her children and her husband. Julienne and her husband see to the various family expenses together. In order to do so, Julienne sells "Ablo" (a local, rice-based food), accompanied by fried fish, from her home. Julienne has been running this business for six years. She purchases her wares in Benin and sells her meals from her home.

Julienne would like to please a larger number of customers with her products, but her financial means are not substantial enough to allow her to build up her business. It's for this reason that Julienne, along with the other members of the "Dedewanou" Group, is seeking a third loan from Alidé. The two previously received loans have been repaid.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.