I don't think filing bankruptcy necessarily means she won't be able to find a job. Especially in tonday's economy. A lot of very responsible people are out of work and finding themselves in this position. Tell your friend not to give up!

I work for a physician practice in Maryland and we do background checks only. We don't do credit checks - I think for the reason that in this current economy people that may not normally have had credit issues in the past are having them now. However, the background check is really the barometer in our practice as to the "character" of the person - although I am sure exceptions are made for individual circumstances (I am not in management, , this is just an opinion).

In my opinion, I think if a credit issue was brought up at an interview, the only thing is to answer honestly. Hopefully your experience and credentials will determine your employability - not a credit score.

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