Late night poll: Would you use an NFC mobile payment system?

Google Wallet and NFC is a hot topic with a lot of folks. It seems like a whole lot of people are concerned with the availability of Google Wallet (including yours truly), and we're all curious to learn more about ISIS, but we've no idea how popular either will ultimately be. Just how many of you guys see yourself using any sort of NFC based mobile payment method? NFC on phones has been around for a while in many parts of the world, but it never caught on in a big way -- especially in North America. Of course, it wasn't really very available either, so maybe it never got a fair shake.

So let us know -- if and when NFC ends up on more new Android phones, will you use a mobile payment service? Let us know in the poll.

I've used Google wallet for a while now on my PC but I've been neglecting it on my phone just because there aren't that many places around where I live that have the nfc technology at the checkout. I already have wallet set up on my phone and will gladly use it if I come across the nfc tech.

I was thrilled to read ATT allowing the Wallet to work on GNex knowing my Skyrocket has the capability, just needs to be permissioned on the phone as I understand it? I guess we are just waiting on ICS for the SGH-i727??

I think that once security is not as much of a possible issue, I would start using it. As things move more and more towards digital options, it will definitely be something that will be used at more places.

How exactly is NFC suppose to work where you yourself can't directly interact with the payment system such as a restaurant that the waiter takes your credit card while you sit at the table? They would have to have some type of portable device to bring to your table because like hell if I'm handing over my phone to them.

Besides I just can't see how useful it would be overall. I always have my wallet on me which contains all my important info (debit/credit cards, drivers license, insurance cards, etc.). The same cannot be said for my phone. Sometimes I leave it at home or sometimes in the car. Wallet > phone. I don't see that changing anytime soon.

I was recently in Canada and most of the restaurants I visited the waiter never took your card. They had a mobile processor to swipe your card and even allowed you to add tip on the machine. It was great not worrying about handing my card over.

I would use NFC mobile payment for sure! It's the future, stop wasting paper and plastic. Security this concerned that? Common, get real. Touch my phone and it will rock your world with all the security I have loaded. If your concerned about the pros taking advantage of you, well they already are and always will just keep track of your money and call your bank if there is a problem.
I vote yes for: digital payments, digital books, heck digital clothing.... Now how many trees did we save ?

currently use it occasionally, it's pretty nice but using credit card is still more convenient mainly because u don't have to transfer funds first from an account into the Google pre-paid card account. it'll be nice once it becomes a bit more ubiquitous

I don't like the idea...google already has all my searches/video selection/email/phone/social network info....and now they want my credit card information...google has gotten way to big....no more google for me.....

I love the look on people's faces when they see me wave my phone to pay. Then the inevitable "is that an iPhone?" makes me laugh every time. I always make sure I tell them every time that only android can do that...they always look so disappointed too!! Stupid iOS fanboy retards :/ lol If you want a phone that can actually do what you want it to, why would you get an iPhone??

I voted "no," but I honestly don't know for sure. The problem is I mostly buy stuff online anyway, so I mostly only use my cards at the grocery stores or the gas stations and I only have two cards I use. And I always leave my phone in the car when getting gas and most of the time I leave it in the car when I go into the grocery store too. So, it sounds like a cool idea and all, but I'm not sure I would actually use it. It would probably be one of those things I would use for a week or something and then go back to my old ways.

At the moment, I haven't fully committed to NFC only because of the HUGE security flaw in the Wallet app. If I were to lose my phone and not wipe it remotely in time, someone could easily clear the app data and reset my pin. They would have access to my money and have a great time shopping

Aside from that, I think its great. The possibilities for managing and budgeting your spending are limitless. It would also come in handy as a back up if I were to ever lose my wallet or debit and credit cards. And it would be the ideal replacement for gift cards. I'm all for it. I say bring it on.

The way it seems to be implemented (as I understand it) is that they give me a virtual, reloadable, pre-paid credit card to use. That being the case, yes I would use it if I had a phone that supported it. It is nice to go to the ATM and get some set cash for the week for budgeting purposes. Problem is that I switch between dress pants and jeans, so when I have change it is often in my other pants, on my desk, or have fallen out and is now lost under my car seat. I gave up and started to just toss all my change into a bucket at the end of the day. Give me this option and I can do a weekly budget without worrying about change.

I did see there is at least one quick widget for turning NFC on and off on the phone too, so I don't see this being bad.

Went to mcdonalds. Ordered an iced tea. Told merchant I was paying with my phone. Said to press credit.

Merchant: you can't pay with your phone.
Me: Just do it.
Merchant presses button. I tap the phone. three seconds later APPROVED.
Merchant: What the F*&K how did you just pay with your phone. What app is that.
Me Smugly: not for iPhone get a Galaxy Nexus and i'll be more then happy to show you.

I use NFC whenever I can because it is MUCH faster than digging through my backpack to find my wallet. I hate having full pockets and I always know where my phone is. There are vending machines at my campus and at my favorite restaurants. The only disappointing thing I deal with is the occasional non functioning NFC reader.

I'm not /averse/ to such a thing, but I have a hard time thinking why I'd use it over just swiping my credit card. It's not like I'm going to stop needing to carry my wallet around anytime soon, and pulling a card out of my pocket isn't any harder than pulling out a phone.

In the future, when I don't need cash ever and all my cards, receipts, tickets, et cetera are digitized yeah, I'm totally with it. But as long as I need my wallet anyway NFC payment systems seem superfluous.

My wallet is nice and tidy. Never have to fish for anything; it's all organized and easy to access. It's totally cool that some people are ready to pounce on NFC payments, I just don't happen to be one of them. For me, at this point- even if it were universally implemented- it's more novelty than convenient. Not that it's /more/ troublesome than a card, it's just not /less/ so.

NFC is much more secure than a credit card. Everyone you hand your card to has all the information they need to make charges. Your phone, on the other hand, generates one-time tokens that can't be reused.

What do you need your wallet for besides carrying credit cards and ID?
I keep a few dollars cash in my wallet, but it's rare that I need cash. I only know of one restaurant that for some reason doesn't accept CC at one of their locations. Other than that, maybe a street vendor doesn't accept CC (but they could with Square or something similar).

I would love to ditch the wallet and just carry my phone and the ID card. Hopefully the ID card would disappear eventually too...

Simply because pulling your wallet out to get a credit card is so 20th century. I like the look on peoples faces when they think I'm doing something silly and stupid by swiping my phone and yet my payment is accepted. It's magic!