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What Can a Mortgage Broker Do For You?

Shopping for a mortgage is rarely straightforward, and if you’re not familiar with the mortgage process, it can be overwhelming. But with a mortgage broker, most of the guesswork is taken from you and put into their capable hands.

Whether you’re a first-time homebuyer or an experienced one, it might be time to talk to a mortgage broker. With access to over 40 lenders, Suzanne Hagan shops the best mortgage for you depending on your priorities. With each client, we make sure we get the right lender. Here’s how.

You’ll Get a Financial Analysis

Before a broker even starts shopping around for the best mortgage for the client, they’ll do a financial analysis. Based on your income, savings, and other financial factors, this helps us determine what type of mortgage is best and which lender is best suited for your specific needs.

You’ll Be Walked Through the Whole Process

It’s no secret that getting a mortgage can be long and intricate process. If you get a mortgage through a bank, often you’re on your own and it’s up to you to figure out the details. A mortgage broker like Suzanne will walk you through the entire mortgage process and make sure all of your bases are covered. This will ensure that each step is done correctly, and nothing is missed. With advice about closing costs to when you should contact a lawyer, she’ll help you every step of the way. And the best part is that a mortgage broker is paid by the lender at the close of sale – so it won’t cost you a penny more.

We’re Focussed on Service

Above all else, Suzanne is committed to providing each client with excellent service. She takes pride in seeing the client through the entire mortgage process, and her commitment to service also means she will get each client the best plan and interest rate. While sometimes the best interest rate doesn’t always mean the best mortgage plan, working with Suzanne means you know you’re getting the best of both worlds.

Get Help with Renewals

While you may be tempted to talk to your bank when your mortgage is up for renewal, it’s important to talk to a broker first. If you choose a more expensive renewal agreement than your original mortgage through your bank, they may charge you a higher interest rate. Instead, contact a broker who will shop around for a better rate for you.