I am about to take the step and issue my first credit card claim, after hitting a (hard) brick wall with the Ombudsman many times.

In many cases, the bank has offered to pay the refund to the DCA even though it has never been a part of the account during the period claimed or the complaint at the FOS.

The FOS has refused to discuss the matter further or contact the DCA, even though they have stated my account with them is a separate matter and no concern of the bank, then said it is fair for the bank to pay them.

This leaves no choice but to now take the bank to court.

What i am asking is the court procedure. What do i send with the N1, other than a POC of which i have samples?

Could someone explain the court procedure to me and what would be required to be sent/received at each stage, so i don't mess things up?

I am about to take the step and issue my first credit card claim, after hitting a (hard) brick wall with the Ombudsman many times.

In many cases, the bank has offered to pay the refund to the DCA even though it has never been a part of the account during the period claimed or the complaint at the FOS.

The FOS has refused to discuss the matter further or contact the DCA, even though they have stated my account with them is a separate matter and no concern of the bank, then said it is fair for the bank to pay them.

This leaves no choice but to now take the bank to court.

What i am asking is the court procedure. What do i send with the N1, other than a POC of which i have samples?

Could someone explain the court procedure to me and what would be required to be sent/received at each stage, so i don't mess things up?

Thanks.

I have pm'd you some info. Process is same as for bank charges other than you wont get stayed or if you do you shouldn't and should request its lifted.