Mortgage Loan

A mortgage is a loan for a home. There are many types of loans which enable lenders to fit the individual needs of a purchaser based on their preferences. Generally loans are either “fixed” meaning the interest rate does not change or are “floating” meaning the interest rate can change during some portion of the duration of the loan based upon market conditions.

Apply for Home Loans

If you are interested in obtaining a home purchase loan, please complete the NO COST, NO OBLIGATION application below. All information provided will be treated as strictly confidential.

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Apply for refinance

Refinancing

Mortgage Refinancing is a process in which you replace one or more existing loans or debts with a new loan, usually secured by the same assets. The most common type of refinancing is for home mortgages. “Before you decide to refinance, there are a number of factors you need to consider. Please let us guide you through these and apply online or call today.

Benefits of Refinancing

The main purposes of refinancing are to lower your monthly payment and interest rate in order to save you money. Apply to refinance to your home mortgage to achieve these goals.

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Apply for Hard Money

What is Hard Money?

A hard money loan is a specific type of asset based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the shorter loan durations. Most hard money loans are used for projects lasting from a few months to a few years.

Hard Money Purchase For Primary Residence - Parameters

Gold Quest and Hard Money

We specialize in asset based equity lending better known as hard money. We lend from $50,000 to $2 million in Houston and surrounding areas. Different levels of terms and rates apply depending on the transaction structure and type of property.Acceptable collateral includes improved commercial, raw land, and residential real estate. We have a free application procedure and charge no upfront fees. Closings typically occur 1 to 2 weeks after Gold Quest has received the information requested below:

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Apply for Hard Money

What is Hard Money?

A hard money loan is a specific type of asset based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the shorter loan durations. Most hard money loans are used for projects lasting from a few months to a few years.

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Hard Money Rehab Application

What is Hard Money?

A hard money loan is a specific type of asset based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the shorter loan durations associated with hard money loans. Most hard money loans are used for projects lasting from a few months to a few years.

Gold Quest and hard money

We specialize in asset based equity lending better known as hard money. We lend from $50,000 to $2 million in Houston and surrounding areas. Different levels of terms and rates apply depending on the transaction structure and type of property. Acceptable collateral includes improved commercial, raw land, and residential real estate. We have a free application procedure and charge no upfront fees. Closings typically occur 1 to 2 weeks after Gold Quest has received the information requested below:

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Apply for SBA/commercial loan

Gold Quest and SBA

Small Business Administration (“SBA”) loans are loans backed by the US Federal Government made in partnership with banks, credit unions, and other financial institutions. The SBA provides a government backed guarantee on a portion of each loan enabling these private lenders, such as Gold Quest, to deliver a loan for your small business needs at a reasonable interest rate. Gold Quest’s SBA lending division has a free application procedure and charges no upfront fees. Apply today!

What is the SBA?

The Small Business Administration (“SBA”) is a United States government agency which provides support to entrepreneurs and small businesses. The mission of the Small Business Administration is to maintain and strengthen the nation's economy by enabling the establishment and viability of small businesses and by assisting in the economic recovery in communities. Under the Recovery Act and the Small Business Jobs Act, SBA loans were enhanced to provide up to a 90 percent guarantee in order to strengthen access to capital for small businesses after credit froze in 2008. The agency had record lending volumes in late 2010.

Apply for SBA/commercial loan

If you are interested in obtaining a rehab loan to flip a property, please complete the NO COST, NO OBLIGATION application below: