Laptop Shoppers Can Forget Layaway and Receive New Products Faster with Online Payment Plans from UpgradeUSA

Laptop Payment Program from Online Computer Store Ships Fast, Helps People Build Credit in Style - Now with New Windows 8 Laptops

“Although big-box vendors are pushing their credit-challenged customers towards layaway programs for laptops, we have developed a better way.

Austin, TX (PRWEB) November 23, 2012

UpgradeUSA, a leading online company focused on helping people build credit through laptop payment plans, is now helping consumers better manage their 2012 holiday shopping budgets by offering an innovative payment program that allows approved customers to receive the computer they want without the wait associated with layaway programs offered by several big-box retailers.

The benefits of UpgradeUSA’s laptop payment plans over other merchants’ layaway programs include:

Fast Shipping. For many consumers, the concept of waiting for months to receive a quality computer is over. Once the customer’s first payment is processed, UpgradeUSA ships the laptop of the customer’s choice to them. Customers are able to start surfing the Web on a new laptop in days, not months.

Credit-Building. By reporting every laptop payment to all three US credit bureaus every month, UpgradeUSA’s online laptop payment plans help people take a critical step towards building good credit. UpgradeUSA is one of the only online companies that offer this service on new, quality computers and tablets that people want or need for home, work, or school.

Online convenience. With UpgradeUSA, customers manage their entire transaction online. People can now shop with privacy, convenience, and discretion; they don’t need to trudge to a store every month to make a payment.

Consumers who visit UpgradeUSA.com will find a variety of new and factory-refurbished computers made by the world’s leading technology companies, and many models come with Windows 8, the newest operating system from Microsoft.

“Although big-box vendors are pushing their credit-challenged customers towards layaway programs for laptops, we have developed a better way,” said Jon Weisblatt, founder & CEO, UpgradeUSA. “Our customers love the service we provide and the convenience we offer, and we invite those who are considering layaway to give UpgradeUSA a try.”

Everyone Can Use Better Credit
A number of good people in the United States are starting to build a positive credit history thanks to the UpgradeUSA laptop payment program. A variety of people -- including entrepreneurs, legal US immigrants, students, individuals with a bankruptcy in their history, and many others -- are taking this important step. The UpgradeUSA program is online-only to preserve customer privacy and discretion.

UpgradeUSA’s Prices and Products
UpgradeUSA’s laptop payment plans are available online only, and prices start as low as $55/month. Unlike other companies, monthly prices at UpgradeUSA do not change based on a customer’s credit score. This makes for a more affordable, quality alternative to traditional rent-to-own, financing, and layaway.

How People Can Apply
To participate in the program, people should visit UpgradeUSA.com where they can click on the “Apply Now” button and complete a short 2-minute application on a secure site. Email responses are sent within one business day. UpgradeUSA ships the laptop after the first customer payment. Customers make and schedule all payments securely online via debit or credit cards.

UpgradeUSA offers a variety of high-quality new and factory-refurbished laptop computers from the world’s best technology brands. Available products often include the latest technology and operating systems.

UpgradeUSA helps a growing number of U.S. consumers start to build credit. The company accomplishes this through the online leasing of new and refurbished mobile computers, with each monthly customer payment reported to all three major U.S. credit bureaus. Customers can choose to end their lease and return their computer at any time after a few months, or can purchase it early at any time during the lease process, at a declining cost and with no penalty. Our program is available in a growing number of states. UpgradeUSA is privately held and is headquartered in Austin, Texas.