When things break down, you need a plan. We have three.

With Cinch, it's easier to understand what's covered.

No hard-to-read fine print here. You can review the components and parts that are covered for repairs and replacements below. There are a few exceptions and limits, and you'll find them spelled out in the sample terms.

Appliances

Built-in Systems

BEST VALUE

Complete Home

Clothes Dryers

Clothes Washers

Cooktops

Dishwashers

Food Centers (Built-in)

Freestanding Ice Makers

Microwaves (Built-in)

Ranges

Range Exhaust Hoods

Refrigerators

Trash Compactors (Built-in)

Wall Ovens

Air Conditioning Including Ductwork

Attic Fans

Ceiling Fans

Central Vacuums

Doorbells

Electrical System

Garage Door Openers

Garbage Disposals

Heating System Including Ductwork

Instant Hot/Cold Water Dispenser

Plumbing System

Smoke Detectors

Sump Pump

Toilets

Water Heater

Whirlpool/Jetted Tub (Built-in)

Homeowners Insurance Deductible Reimbursement

Guaranteed service. "No gotchas."

Every Cinch plan comes with these benefits, designed to give you maximum coverage and peace of mind.

180-day workmanship guarantee

If the problem persists, so do we — at no additional cost to you.

Protection for unknown pre-existing conditions

Happened before your time? Won't be on your dime. It's covered.

Rust and corrosioncoverage

Hey, rust happens. We won't deny your service request because of it.

Discounts on newappliances

Time for a new fridge or oven? Enjoy savings on brand-name appliances.

Making a claim online has been easy and navigating through their website has been straightforward. Overall, it has been an easy, straightforward and quick experience.

Mark P.Fredericksburg, VA

Frequently asked questions

What types of failures are covered?

Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered. To fully understand what parts are covered, it is best to read the terms and conditions.