Friday, April 16, 2010

ENDOWMENT ASSURANCE ( SANTOSH)

FEATURES OF THIS PLAN1. LOW PREMIUM-HIGH BONUS2. INCOME TAX REBATE UNDER SECTION 80-C3. INSURANCE AGE BETWEEN 19 TO 55 YEARS.4. PREMIUM PAYMENT FACILITY BY CASH OR CHEQUE AT ANY POST OFFICE5. FACILITY OF LOAN AFTER COMPLETION OF THREE YEARS6. SURRENDER VALUE ADMISSIBLE AFTER 3 YEARS7. FACILITY OF CONVERSION AND ASSIGNMENT8. RISK COVERED FROM THE DATE OF COMMENCEMENT (WITH PROFIT PLAN)9. FACILITY OF NOMINATION10.PROVISION FOR REVIVAL OF VOID OR INACTIVE POLICIES11. MAXIMUM LIMIT OF AGGREGATE SUM ASSURED IS TWENTY LAC (20 LAC)

12. AT PRESENT BONUS IS RS-65/- PER 1000/- BUT IT MAY BE CHANGE IN FUTURE ACCORDING POSTAL DEPT.POLICEY.

Does this policy gives some fixed interest rate like Fixed Deposit (no where in net i found this infomation). And what about this bonus stuff. Also can she cancle this policy (she has given 1 month premium till now)Can you please help me understand this.RegardsDebu

Dear sir,Need your help for choosing a gud pli.i was heared for PLI EA.Could u pls guide what is the best features for this policy.If, suppose PLI EA I m taking Rs.1000000 for 20 years.what is the monthly premium amount?also pls tell me insurence coverd for how much amount.what amt I m getting after maturity 20 years.myD.o.b is 24/9/1986.pls take pli ea date as 1/8/2013.pls send me mail parth_gandhi1985@yahoo.com

Sir,i have opened a PLI in march 2011 for sum assured of 3 lakhs for 20 years and my premium is Rs.1185/. My date of birth is 02-01-1977(dd/mm/yr). I want to know about my maturity value.Please let me know my maturity total value in details by sending an e-mail to my mail id .My e-mail id is amitabhborah@yahoo.com

Sir, I want to take PLI 500000/- policy for 15 years. My D.O.B. is 09.02.1971. I am from Hyderabad. Please mail me the premium amount for 15 years and 20 years and Hyderabad PLI Ajent Phone no. if any. Sir i want salary deduction facility. My email is:rani_1289@yahoo.co.in please do the needful

Sir, My EA/35 (Santhosh) policy will be matured in May 2013 and sum assured is Rs 5,00,000/-. Can you please tell me the maximum loan amount admissible, if i am applying for that now. Also, is it beneficiary to surrender the policy? please guide.

Sir,i have opened a PLI in march 2011 for sum assured of 3 lakhs for 20 years and my premium is Rs.1305/. My date of birth is 06-01-1970(dd/mm/yr). I want to know about my maturity value.Please let me know my maturity total value in details by sending an e-mail to my mail id .My e-mail id is ashish17888@gmail.com

hello sir,just wanna know about my maturity amount i have completed 3years in this and I have took Santosh endowment policy frm post i have paying INR5586 per year and my last premium would be paid in 2025...kindly calculate and let me know maturity amount for me please my email add is fahim2803@gmail.com

Sir,My Birth Date Is 14,Oct,1989I Have Not Taken Any PolicySo ,Please Tell Me What Should Be Best For Me In This Plan(EA).And Plz Tell Me How To Calculate Premium Value.And I Should Go For One Policy or Many Policy's(EA)Like 1 Policy Of Rs 500000 For 5 yrs,2nd of Rs 500000 for 10 yrs ,3rd Of Rs 200000 For 20 yrs,etc And If Many Than Suggest Me What To DO,As I Don,t Want To Increase My Premium From Rs 5000.And I Also Want To Use Money Regularlly,Means After evry 5 yrs.I,M In Big Confusion..plz Help Me..my email...www.rsinghbrar@yahoo.com

Dear Sir, Let me know, whether it is possible to deposit the PLI Premium online? if so, what is the process and through which card, i may able to deposit the pli premium online?ThanksRegard:- Rakesh Ranjan Vermarraj6300@gmail.com

pls dont surrender any of your insurance even PLI, it will return minimum amount and u will lose the insurance. so try to continue it after reviving the policy if lapsed. However, surrender value depends on span of the policy and age factor

My Policy dated 11.05.1992; EA/55 for Rs.50000/- enters the last premium stage i.e. last premium is April, 2013. I want to know the following:1. What will be the maturity value?2. Is it so that the process of maturity on date of birth is withdrawn and now my policy as above will mature in May, 2013?3. Presently Sr. Supdts of Post Offices are authorised to settle claims and L.I.9 (B) needs to be filed with dist. HQ.Please clarify the above.Regards.

my age is 24 years & turning 25 in april 2013.What type of pli policy is good for mei am not able to understand the premium table of EA policy,& the pli premium calculator.I can invest upto 200lakhs.plz guide

hi, Plz. give me the calculation of bonus & rate of bonus from feb,2008 to till date? Is bonus calculated on the rate of commencement or it is to be calculated every year. Plz. inform me the % of amount can I draw as Loan. Prosenjit Dey, Kolkata.

Sir,i have opened a PLI in 2009 for sum assured of 3 lakhs for 10 years and my premium is Rs.2265/. My date of birth is 17-08-1986(dd/mm/yr). I want to know about my maturity value.Please let me know my maturity total value in details by sending an e-mail to my mail id .My e-mail id is souravkansabanik@yahoo.co.in

I want to take PLI for Rs. 10,00,000/-. My DOB is 23 feb-1985. Considering EA scheme, for how many Years, I should take this insurance i.e. 20 years or 25 years. Which one is suggestible according to you.I can pay the premium up to 3500 Rs. per month.Please send your reply onchirag2302@gmail.comPlease guide me.Thanking you in anticipation.

Sir, I would like to invest 25k/year for PLI, which is the best PLI plan for maximum returns? What's my premium? I was born on 8/4/83. How would be my return break up? Should I got for endowment policy?

Sir I have a PLI of 10 lacs for 30years premium I have to pay premium is 2550/month. Maturity is 55years . I want to know that at the time of maturity how much amount would I get (including bonus). Sir please show me the calculation also...????

i want to know the surrender value of a pli policy started from april 2012 and sum assured is of rs. 10,00,000. and term is EA-60. Monthly premium is Rs. 3350 /- . i want to know the surrender value at the end of 3,5,10 years .

SirI bought PLI in OCT 2012. I have a PLI of 10 lacs for 30years premium I have to pay premium is 2550/month. Maturity is 55 years . I want to know that at the time of maturity how much amount would I get (including bonus). please show me the calculation also....

Presuming that your policy is Endowment Assurance(SANTOSH) and considering the latest bonus declared hovering around Rs.70 per 1000 sum assured, you will get an yearly bonus of Rs.70000/. If the same trend continues you will get a maturity benefit of Rs.31,00,000(i.e., Bonus accrued for 30 years@ Rs.70000/year plus sum assured of Rs.10,00,000. Precisely you will get a return of 7%.

I have enrolled in Endowment Assurance(SANTOSH) in Kerala. My premium amount is Rs. 3150/- per month. I am a salaried employee and tax payer. Am I eligible for income tax rebate under Sec. 88D? If yes, what amount can I claim as rebate with the above mentioned premium?

Sir,i have opened a PLI in november 2012 for sum assured of 7 lakhs for 20 years and my premium is Rs.2215/ PM. My date of birth is 29-01-1987(dd/mm/yr). I want to know about my maturity value.Please let me know my maturity total value in details by sending an e-mail to my mail id .My e-mail id is vy01234@yahoo.co.in

Sir,i have opened a PLI in March 2014 for sum assured of 10 lakhs for Pre Determine Age Maturity and my premium is Rs.2950/ PM. My date of birth is 05-03-1981(dd/mm/yr). I want to know about my maturity value.Please let me know my maturity total value in details by sending an e-mail to my mail id .My e-mail id is sneogi.sn.sn@gmail.com

SirI bought PLI in March 2014 I have a PLI of 10 lacs for 27years premium I have to pay premium is 2950/month. Maturity is60 years . I want to know that at the time of maturity how much amount would I get (including bonus). please show me the calculation also....

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Hello sir I have 02 policy of Santosh. One of them started from jan2009 2680per month 8 lakh for 23 years. & second is started from nov. 2012.4150per month for10lakh for 19years. I want to know total money with bones in the end of both policy . please tell me sir my email I'd is jitukarhana2014@gmail.com

A frank advise to all who are buying EA(Santosh). Do not buy this policy, if you surrender due to any reason, you will be a big looser. 65% policy holder surrender this policy. Loss to people, profit to postal dept. Better buy term insurance, Do not mix insurance with investment. You may consider PPF and Bank FD for investment.