Fee Schedule

As a non-profit financial cooperative, we believe all members have a responsibility to share reasonable costs. Fees are charged to members using specific services, rather than the total membership incurring the costs. The following is a list of current fees and related services.

Checking Accounts

Courtesy Pay
(on each of the first three items per day of non-sufficient funds)

$30.00

Non-Sufficient Funds
(each time check or preauthorized withdrawal is presented)

$30.00

Overdraft Protection
(preauthorized transfers from savings, checking, Visa or Line of Credit)

$2.00

Stop payment (per stop requested)

Please note that a stop payment made using TellerPhone (telephone teller) or MemberNet online banking is valid for two weeks. Before the two-week expiration date, you will receive a form from the credit union that you can use to authorize an extension of the stop payment. You need to sign the form and return it to UMCU