Nicholas Ziegert is a trained lawyer and banker. After 11 years in the legal and banking practice, he founded W&Z FinTech GmbH in the year 2015 together with the Warburg Bank, a private bank established in 1798 in Hamburg. The company develops and operates the app OWNLY, which provides services for wealthy individuals, like asset aggregation, asset analytics and access to selected financial products. OWNLY aims to enable affluent financial customers, to manage all their assets, including cash, securities, real estate, private equity, art etc., by themsevles. Apart from managing OWNLY, Nicholas spends his time also with writing articles about wealth tech and the private banking industry, giving talks and investing as business angel.