Q&A Fatawa

Q. Please can you explain if it’s permissible to use interest free finance to purchase a car. Some showrooms let you hire-purchase cars where it’s interest free, with no deposit. There is a scheme for certain company employees that allow the following deal: 8% off rrp and 0% interest. This seems to be a popular […]

Q: Is it permissible to use Zakat to fund qard hasan, microfinance initiatives or invest into waqf projects? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: It is not permissible to use zakat to fund qard hasan, microfinance initiatives or invest into waqf projects as none of these avenues satisfy the requirement of proprietary transfer […]

Q: My husband and I have applied to go on hajj this year inshAllah. I was reminded by my husband however that I have not paid back my student loan of £9000, which i took out before I got married, to help pay fees and expenses of 3 years of a degree in Medicine. I say […]

Q: I have recently setup a SI pension plan account where I can manage the investment but the principal and the gains are not available to me till the age of 55. Is the investment value still zakatable in the years leading up to age 55? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: […]

Q: What does one do If they can’t find a trustworthy executor for their wills? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: One should seek to employ the services of a competent solicitor who will undoubtedly be regulated by his/her professional body.

Q: Are you allowed to give money to pay off someone’s debt while knowing that part of that is likely to go towards paying off of interest? The recipient of the financial help is a non-Muslim. الجواب حامدا ومصليا ومنه الصدق والصواب A: In principle, if you gift or lend someone some money that […]

Q: Is the responsibility of Zakāt a strictly individual responsibility or can it be joint say in the case of husbands and wives? Most spouses would have joint finances and liabilities or would treat theirs as such. الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Zakāt is strictly a personal obligation. Even in jointly […]

Q: What is the ruling on the following Pension: I am part of a defined contribution pension scheme which I have paid into for many years. I am coming up to retirement very soon. With regards to Zakaah, What and when would zakaah be payable on the funds? Would I have to pay Zakaah for every […]

Q: Is it permissible in Islam to purchase a shared property, where you buy 50% of the property and pay rent on the rest and the rent includes building insurance? A: الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب It is permissible to buy a share of of a property and then rent the remaining share from the […]

Q: Should I quit my job if they sell unlawful items or is it sufficient for me to give away the percentage earned from unlawful items? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: It is not permissible for you to sell unlawful items and any remuneration earned from such sale is also unlawful. Even […]

Q: Is it permissible to lease out a property to a company who do traditional retail, buying and selling, but more recently introduced a number of personal finance products such as pawn broking, cash for gold, cash advance and personal loans? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: In principle, if the property is […]

Q: What constitutes aiding in sin when working for a software house, as a service provider, as a software engineer, software developer, web designer or web developer? What should one look out for to understand when one is aiding in sin when working for a software house, as a service provider, as a software engineer, […]