Cheap Car Insurance In Miami FL

Miami has a culture that is unlike no other. With it’s residents being from many different cultures you have quite a mix of unique people. One of the largest cities in the United States with over 5 million people enjoy great weather, beaches, diverse restaurants, and shopping.

With all these residents driving in Florida can also be quite hectic and dangerous if you are not paying attention.

With that the state of Florida does what it can to create laws safe for its resident drivers. Mercury car insurance is prevalent in South Florida as well with its insurance agents. Car insurance for Miami High risk drivers are also welcome there.

Because there are high rates of uninsured motorists in the Miami FL and surrounding areas it is important to protect yourself in the event of an accident. With high rates of car theft, burglaries, and criminal activity car insurance in Miami is higher than most parts of the country.

Get more options on your Miami car insurance faster with Insurantly. Get a free quote and see how much you can save.

ZIP code:

Wanna talk to a real agent in Miami? Call 888-678-5594 and get quote in less than 4 minutes. Insurantly connects you with licensed agents in Miami Florida to find you a great rate. Or start your auto insurance quote online by entering your zip code above now.

Competing rates from these and 32 of the most diverse companies

Driving in Miami

I-95 if at the center of most traffic for drivers from all groups:

Tourists,

Commuters,

College students

The 95 Express lane does help with rush hour traffic.

Florida Laws

One thing that will drive up car insurance rates from just about every auto insurance company are high rates of uninsured drivers in zip codes. Miami is no exception with an above normal rate of uninsured drivers, the cost of auto insurance in Miami tends to be higher compared to other parts of the country. To learn more about finding cheap car insurance in Florida see the full page here.

Driving Safety in Florida

With the recently passed texting while driving law Florida now charges $30 for any violation. What is confusing however is that although Florida has this law that generally does not allow “texting while driving” you can do so while at a stop light and its legal to actually talk on your cell phone while driving. The city of Miami strictly holds the seat belt law which states all drivers to be strapped in with a seat belt.

Driving under the influence in Florida including Miami

DUI is no joke in Florida as there are strict laws. If you get charged with DUI your blood alcohol level only needs to be .08. For some that is only a couple drinks. Even first time offenses a driver can face up to dozens of hours of community service, be fined up to $500, get your license suspended, and your vehicle impounded. Not to mention any lawyer fees. See Insurantly’s DUI page for further information.