Category Archives: Mortgage

One of the largest banks in the United States, Wells Fargo holds and issues mortgages to millions of Americans annually. With numerous services and access to many third-party features and assistances, the company has received high marks across the board from reviewers and home owners alike.

If you have a mortgage through Wells Fargo and would like to set up online access for mortgage management and payments, you can do so by following the instructions listed in this guide.

Sign Up for an Online Account

If you already have a banking account set up with online access, your normal login is applicable to your Wells Fargo mortgage account, and you can skip this step. However, if you do not normally bank with Wells Fargo or have yet to set up online access, click here to get started.

With the page loaded, enter your full Social Security number, your account number and your email address (twice) then click the blue “Continue” button to go through the steps to create your Wells Fargo online management account.

Once you are complete, you will have access to a number of Wells Fargo’s online services, including online mortgage payments as discussed below.

Wells Fargo Online Mortgage Payments

Using the link in the green box that displays Wells Fargo’s contact information at the bottom of this page, go to the Wells Fargo mortgage portal

Underneath where it says “I want to…” click the link at the bottom right side of the page that says “Make a Payment”

In the dropdown box next to “Sign on to,” select “Transfer” then input your user name and password into the two text entry boxes. Click the blue “Sign On” button when done typing in your login credentials

Select the account that you want to use to make your mortgage payment in the “From Account” and, in the “To Account,” choose your mortgage. In the “Frequency” dropdown, select when you want your one-time payment to occur or choose to have your mortgage payments paid automatically on a schedule

Click the continue button once it becomes available and your options are set to your liking

After setting up your mortgage payment(s), you may leave the Wells Fargo site

Wells Fargo Customer Service

If you found the instructions in this guide were unclear to your liking or you are encountering any problems with logging in, registering or making a mortgage payment online, you should contact Wells Fargo’s customer service directly. You can reach them by calling (800) 357-6675.

As a subsidiary of Wells Fargo, America’s Servicing Company (ASC) is an interesting part of the massive banking institution in that Wells Fargo is generally not the actual mortgage originator in most cases. Still, with the backing of the large bank, ASC can offer a lending stability and services that smaller companies just can’t compete with.

If you have a mortgage through ASC and would like to create an online account or make a payment online, this guide will walk you through the process and help get your house payment made easily and on time.

America’s Servicing Company Account Creation

Before being able to make a mortgage payment online through the America’s Servicing Company website, you are required to create an online account. This can be done at the New User Registration page, available by clicking here to open in a new window. At the bottom of this page, it says “Are You A New User?” and, in that section, there is a link underneath that says “Register” – click that link to get to registration.

Once there, the form asks for a lot of information, so it may take a few minutes to complete. Enter everything requested as highlighted here:

Just a note, when filling out the fields in the Personal Information block of questions, the one titled Nickname is what you want the property name to be called inside of your account. For example, if they service your primary home, you could enter the street name, address or simply the word “Home” if you want. Other information requested on the form includes your loan number, Social Security number, email address and user login credentials like user name and password as well as security questions and answers.

Logging in and Making a Payment

Go to the America’s Servicing Company mortgage payment portal, which is available at the web address www.mortgageaccountonline.com (link on the bottom of this page)

Type in the user name and password that you created during the new user registration process discussed above. Click the Login button

Navigate to the portion of the dashboard that allows for mortgage payment

Decide whether you want to set up recurring payments or do a one-time payment. Choose the date (or dates) for payment to be withdrawn from your account and enter your payment information when prompted. Verify every piece of information you type in and submit your payment

Upon verification that your payment has gone through successfully, feel free to leave the site or continue browsing to look up more information about your mortgage

One of the more prominent mortgage servicers in the United States, Nationstar Mortgage has millions of customers around the country. With competitive rates and easy-to-use services, most of which are accessible online, the company has set itself up as a standard mortgage company with exceptional customer interactions.

If your mortgage is handled by Nationstar Mortgage, you may make your payment to them by following the instructions listed below. The options discussed for your mortgage payment include mailing instructions and how to make a payment online.

Pay Through the Mail

To make a payment to Nationstar Mortgage through the mail, write your account number on a check or money order and mail it to:

Nationstar Mortgage

Attn: Payment Processing 1010 W. Mockingbird Suite 100

Dallas, TX 75247

If you need to send your payment via overnight mail, the address to send it to is:

Nationstar Mortgage

Attn: Payment Processing 1010 W. Mockingbird Suite 100

Dallas, TX 75247

Make an Online Payment

Go to the website mynationstarmtg.com/my account by clicking the link on the bottom of this page to open the Nationstar Mortgage account management login page in a new window

A popup box will appear, type your username and password into the two boxes and click the red “Sign In” button. If this popup box does not appear, you will see the login fields at the top-right portion of the screen, which you should enter your login credentials into before clicking “Sign In”

Navigate to the section of the website for payment management

When and where prompted by the system, enter your payment information into the fields while verifying that everything input is correct. Submit your payment when ready

Your payment is complete (or scheduled) once you see a confirmation that it has gone through. From there, you may close the browser window, navigate away from the site or view additional account information

Register Your Account

It should be said that before you can access your account as instructed above, you must create a Nationstar Mortgage website account. This can be done through the My Nationstar SignUp webpage. While going through the form for signing up, you will be asked for various pieces of information, including your Nationstar loan number and Social Security number before moving on to creating your user name and password to be used for logging in:

Once you have entered all of the fields requested by the form and typed out the security code, click the “Continue” button to move on to finishing up your account creation.

One of the largest servicers of loans in the United States, it might be easy to think that Ocwen is a bank, but that would be an improper assumption. However, they are still allowed to handle home loans in the entire country, and they have become a powerhouse in the real estate industry due to their far reaching efforts.

If your mortgage was recently switched to Ocwen or you have begun a new home loan with them, you may make a payment on your account by following the guide written here.

Register Your Ocwen Account for Online Access

To begin the online access enrollment process, click here and enter the information requested in the fields highlighted in the image below. Information requested includes personal data like your Social Security number and zip code as well as loan identifiers like your loan number. During the registration, you will also create the user ID and password needed to log in to the Ocwen payment portal discussed in the instructions below.

Once your account is registered, you may check your balance, make a payment and more online through Ocwen Loan Servicing online management.

Make an Online Payment

Click the button in the middle of the Ocwen customer login portal that says “Click Here to Log In”

A sign-in page should have loaded for you. If not, use our link above to go to the proper site. If you are on the sign-in page, enter your user ID and password into the fields on the webpage and click the link underneath those fields that says “Log In”

Navigate to the make a mortgage payment of the Ocwen website. Once there, choose how you would like to make your payment and enter the information required for that form bill pay. Set up any recurring payments you may be interested in as well and choose the date (or dates) to have your mortgage payments withdrawn. Ensure all data entered is accurate, then submit your payment

Whether you set up recurring or a one-time payment, you will be shown a payment verification screen that shows your payment was made or scheduled successfully

If You Experience Any Problems

Should you run into any unforeseen issues, you should call the Ocwen Customer Care Center by dialing (800) 746-2936. To access information about your account, you will need your Ocwen account number or your Social Security number with the zip code of your address.

A major home mortgage services provider, many people have to go through PHH when making a payment for their home or property. They are one of the top ten mortgage providers in the country and, as such, have become solidified in their importance to millions of people around the country.

If you have a mortgage through the PHH Corporation and would like to learn how to make payments on your account online, follow the instructions below.

While signing up for an online account for PHH’s website, you will provide the system with numerous personal datasets, including your name, your Social Security number and contact information. Additionally you will choose your user name and password for signing into the account, and you will supply your loan number among other items:

When you’re through with online registration, you may move on to the next section of this PHH mortgage bill payment guide – actually making a payment.

How to Make Online Payments

With your internet browser, go to the PHH bill pay website at www.MortgageQuestions.com (link is on the bottom of this page)

Type your username and password into the two text-entry fields in the middle of the screen and click the blue “Log in” button underneath them. Your username and password should have been chosen while signing up. If you can’t remember what they are, click the “Retrieve Your Username/Password” link underneath the log in button

Navigate to the manage payments section of the Mortgage Questions website

Input the information for the bank account that you would like your mortgage to be paid from. After verifying that it is correct, submit a payment by choosing how much to pay and when you would like it to be withdrawn

You no longer need to be on the site after your payment is submitted, so feel free to close the window or browse away from the website

Buying a home is likely the largest investment you will make in your life, so it is very important to remain current on your mortgage bills. Over the years, your house may rise in value, but missing payments and possibly facing a foreclosure can mean losing out on so much time and money invested.

GMAC Mortgage is basically a component of Ally Financial, Inc., which is a Detroit-based bank holding firm. This company was established as the General Motors Acceptance Corporation in 1919, in order to facilitate auto loans to GM customers. Gradually, it went on to add more & more operations including mortgages, online banking, insurance & commercial finance. The GMAC Mortgage Division was founded in 1985. In the year 2010, name of parent firm GMAC LLC was changed to Ally Financial. With effect from 1 Feb, 2013, GMAC Mortgage is no more accepting applications related to the home loans.

About Ocwen

Ocwen is the industry leader when it comes to servicing high-risk loans. It offers purchasing of mortgage servicing rights, special servicing, stand by servicing, sub-servicing, etc. Parent company of GMAC i.e. Ally Financial has disposed its mortgage origination operations to Ocwen & is engaged in divesting itself of various mortgage servicing functions as well.

PHH mortgage Company is a leader provider of mortgage services over United States. Previously in 2013 the Company had accrued $ 52.4 billion for mortgage finances.

Popular institutions that have taken a service at PHH.

Regional banks and community banks.

Financial kingpins among them Merrill Lynch.

Credit unions in the country.

Relocation companies, government agencies among them Raytheon, Southern Company and Microsoft Corporation.

The company promises to provide the best services to its customers. They provides fast and reliable services in purchasing houses and paying for the debts. The company’s mission statement is “Treat customers like family while providing for the American dream”.

Mortgages Options

The fixed rate and the adjustable rate mortgage.

The fixed rate mortgage

The interest rates and the principal payments are the same through the life of the loan. This options is flexible since it will never be altered by anything but may be costly rather than the Adjustable rate.

Adjustable rate mortgage

For this option the interest rate is likely to change through the life of the loan with a lesser interest rate. Within some time the rate may increase or decrease. This option is good for those staying in the homes for a shorter time not as the fixed rates.

Creating an online PHH mortgage account.

Before clicking for PHH Mortgage Login one should register as per the process below.

Must you go to PHH Mortgage Login Page to make payments?

No, you dont have to log in to make your PHH Mortgage payment. you can also use an escrow account to make the payments, this is where another online account acts to hold the amount between the payee and the PHH mortgage company and later releases the amounts to them like mortgageQuestions found at the link below: Always check from PHH Company to know about secure escrow accounts.

You can also make the payments by phone at: (800) 297-9973 and make the payments.

Ocwen Financial Corporation is a mortgage loan and special servicer company. The Company is known for it’s up to standard services, which runs the times. It has a seasonal commercial servicing group of experts that combines advanced technology in the provision of services to capture the best results. There are international branches in Uruguay, India and Philippines. It has an official website, found at http://www.ocwen.com. In the website you will be able to access a variety of information about the Company, online account access, and online pay loan. The “Mortgage customers” link, links one to one of the Company’s services of loan servicing to mortgage customers.

This leads you to the next page for “Customer Registration”. On this page, enter your Primary Loan number, your social security number (SSN) and the Property Zip Code. Once you click “Get My Details” you will be linked to the next page where you will be able to set up a User ID and Password.

Ocwen Financial Corporation is a leading mortgage provider for both residential and commercial mortgage loan services in the United States. It was started in 1988 and has since grown by leaps and bounds. It is currently licensed by all US states and territories to service mortgage loans. It even has offices in India, Uruguay and the Philippines for their support operations. It had a strong showing last 2012, with total revenues amounting to over $840 million while maintaining a 6,239-strong employee base.

Ocwen aims to provide outstanding support services and value for money to its customers by giving additional services such as purchasing mortgage servicing rights, stand-by servicing, sub-servicing and even special servicing. The company is also considered the most dominant player in the industry when it comes to servicing high-risk loans, something that other mortgage providers shy away from. They also enable their customers to conveniently and easily access their accounts and pay for their mortgages online through their Ocwen Customer Login.

Ocwen Customer Login Bill Payment Procedures

Ocwen customers first go to https://www.ocwencustomers.com/T001/home.jsp

From there they can enroll for an online account first. They do this by clicking on the “Enroll / Sign Up” link found on the left-hand side of the page.

In order to get an account, customers first have to provide their account details for Ocwen to validate. These include their primary loan number, Social Security Number and zip code. Once this gets validates, they are then given the chance to create their user ID and password.

As soon as they’re done they head back to the main login page. They input their User ID and password on the spaces provided. Afterwards they click on the Log in button (look for the lock icon).

The customer is now logged in and able to settle his mortgage payments online.

Additional Ocwen Customer Login Features

Customers have the ability to do a lot more once they’ve logged in. Aside from paying their mortgages, customers can also access their account details and view their payment history online.

In case of any confusion, contact Ocwen customer login and payment team at-

GMAC Mortgage, a subsidiary of GMAC ResCap or Residential Capital, used to be a financial service company. They used to specialize in servicing mortgages and residential estate loans. The company along with the entire GMAC group went bankrupt in 2013 and has since been taken over by Ally Financial. As such, all prior GMAC mortgages are now considered Ally mortgages and serviced by their Central Loan Administration & Reporting Department.

Ally Financial is strutured as a bank holding company and is basically a reboot of GMAC but under different management. It is currently headquartered in Detroit, Michigan. Due to the financial crisis of 2007-2008, the US government bailed the company out and wrested control of it from its previous owner, General Motors. The US government currently owns 37% of Ally Financial, with Cerberus Capital Management and Motors Liquidation Company being the other significant owners. As of 2010, Ally Financial seems to slowly but surely be emerging from the depths and has finally returned to profitability. The company earned total revenues amounting to more than $9 billion last 2011. On April 10, 2014, in a sign of renewed confidence about the future, Ally Financial began to be traded on the New York Stock Exchange.

GMAC Mortgage Bill Pay Procedure

Customers first go to https://secure.ally.com/allyWebClient/login.do

Customers who don’t yet have an account have to enroll in Ally’s online banking services first. They click on “enroll in online banking services.”

They enroll by entering their personal information first: name, date of birth and social security number. Afterwards, they have to create their user account credentials: username and password.

After the account has been created the customers then return to the original login page.

They then input their username and click continue. The company will then verify the account. Once the account has been verified, you’re free to continue to your main account page.

On the main account page, the customer can now perform a wealth of banking options in addition to paying their mortgage bill online.

GMAC Mortgage Bill Pay Login Pages

Keep in mind that Ally Financial has different login pages depending on the type of account you have with them. There are different login pages for their standard banking customers, their auto customers and also their demand notes customers.