Sparks Insurance, Inc. Blog: property insurance

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Landlords may require tenants legal liability insurance. Do you lease space in your commercial building to a tenant? If so, do you require proof of insurance from the tenant? RELATED: Read Commercial Lease Concerns READ MORE >>

Whether you’re the lessor (the building owner) or the lessee (the business renting the property), commercial leases and their insurance provisions and requirements need special attention. Before signing a commercial lease agreement and buying insurance, be sure to get answers to four big questions: READ MORE >>

College is the first time many students move out of their parents' house — whether to a dorm room or sharing an apartment with friends. It's also the first time that students really start to acquire their own possessions — computers, electronics, furniture, and more. READ MORE >>

With college-graduation season here, scads of young adults will soon rent their first apartments and possibly buy their first renters insurance policy. There’s little reason not to get it: The average policy costs just $190 per year, according to the National Association of Insurance Commissioners. READ MORE >>

Landlords and apartment owners are reluctant to place restrictions and requirements on renters since it could cause them to look for housing elsewhere. While understandable with regard to some aspects such as smoking on the premises or allowing pets — there is one requirement that should not be ignored: Renters' insurance. READ MORE >>