That’s according to a new Consumer Reports holiday poll that found 36 percent of Americans who plan to give gifts have put off doing the shopping.

Of those who have started to shop, nearly 60 percent said they still had more than half left to do.

Americans plan to spend a median of $483 on holiday gifts, the poll found.

In the online survey of over 1,100 US adults selected at random, 81 percent of respondents said they were at least somewhat concerned about limiting expenses this season, and 30 percent said they were very concerned.

In order to save money, 55 percent of respondents said they will give less-pricey gifts, 46 percent will hunt harder to find sales and discount coupons — and 38 percent said they’re cutting their gift list.

New Yorkers can visit Consumer Reports’ booth at the Union Square holiday market to submit their own retailer “Naughty” and “Nice” list and chat with CR experts “about everything from how to taste-test hot chocolate to taking better holiday pictures on smartphones,” a spokeswoman said.