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The recent flood in most parts of the east coast of Peninsular Malaysia had affected many businesses especially the SMEs.

In order to assist these SMEs to revive their business, Malaysian Industrial Development Finance Berhad (MIDF) has a special fund known as the SME Emergency Fund (SMEEF) which offers soft loans to the affected SMEs to refurbish their business premises, purchase of new machinery/equipment to replace the machinery/equipment that were damaged as well as working capital to purchase stocks/raw materials.

The interest/profit rate charged for financing under the SMEEF is low at 3% per annum on yearly reducing balance calculation.