Driving while under the influence of alcohol or drugs is a criminal offence under the Criminal Code of Canada. You can be charged even if your car is parked while being impaired at the wheel. Impaired driving can result because of alcohol consumption and even the use of drugs, including legal, prescription and over the counter medication. Penalties could include road side suspension, fines, losing your license and even jail time. When a driver is convicted for impaired driving their car insurance company may cancel them or drastically increase the price. This is because only high risk car insurance companies in Ontario will consider a driver with an impaired driving charge.

Get An Instant Quote Online for Car Insurance with a DUI Conviction

To give an idea of what an impaired driving charge does to your car insurance below you will find the details of a fictional person with a clean record showing you what they were paying before, and what they are paying after receiving an impaired driving charge.

Before DUI

Postal Code:

L5A (Mississauga)

Vehicle:

2010 Audi A4

Insured for:

$1,000 All Perils ~ $2 million liability

Age:

40 years old

Gender:

Male

Driving to work:

10 km

KM Annually:

15,000

Premium:

$2,201 Per Year / $183.41 a month

After DUI

Postal Code:

L5A (Mississauga)

Vehicle:

2010 AUDI A4

Insured for:

$1,000 All Perils ~ $2 million liability

Age:

40 years old

Gender:

Male

Driving to work:

10 km

KM Annually:

15,000

Premium:

$7,132 Per Year / $594.33 a month

As a result in this circumstance it increased the driver’s premium over $4,900! This is also not the case for every driver and is just a broad example. A combination of convictions and claims could result in higher premiums and referral to the facility market.

Get An Instant Quote Online for Car Insurance with a DUI Conviction

If you have received a DUI conviction and require a quote on car insurance click below to get an instant online quote or contact usdirectly to speak with a broker.

At Humberview Insurance we can provide Ontario drivers with high risk car insurance options. This could be not only as result from an impaired driving charge. But also, as result of tickets, convictions, claims or suspensions. Contact us today for a quote.

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