"A great industrial nation is controlled by its system of credit.Our system of credit is privately concentrated.The growth of the nation, therefore, and all our activitiesare in the hands of a few men who, even if their action be honestand intended for the public interest, are necessarily concentratedupon the great undertakings in which their own money is involved andwho necessarily, by very reason of their own limitations,chill and check and destroy genuine economic freedom."