Keep a lid on vacation costs

Summer vacation is right around the corner. I’m not a big believer in pre-planning every single detail – sometimes the best vacation moments are spontaneous. But unless your rich uncle is paying for the trip, you’ll need to do a certain amount of preparation or your budget will fly out the

window.

You do have a vacation budget, right? If not, here are a few suggestions for creating one and some cost-saving ideas to help keep expenses down.

First, be realistic about what you can afford. If your vacation will take more than a month or two to pay off, you may want to scale back on this year’s trip and start setting aside money now for next year.

When building a trip budget, try to anticipate all potential expenses. Consider things like:

* Kayak.com, Airfarewatchdog.com and Travelnerd.com provide handy charts that compare various fees for popular airlines; however, always double-check the airline’s own posted rules before booking your flight.

* Transportation to and from the airport – at home and all travel locations.

Search for deals on flights, hotels and rental cars at comparison sites like Orbitz.com, Kayak.com, Priceline.com, Hotwire.com, Hotels.com and Travelzoo.com. But beware, before clicking “confirm,” make sure the final price matches the initial quote. I’ve seen fares jump $50 or more in just minutes or had the seat I was booking suddenly become unavailable.

A few additional tips:

* Follow and “like” airlines and ticketing sites on Facebook and Twitter. They’ll often share sales, discounts and promotional codes with their followers.

* If the airfare goes down after you’ve purchased your ticket, ask the airline or ticketing site to refund the difference – it couldn’t hurt to ask.

* Print and carry a copy of your airline’s Contract of Carriage, which outlines your rights and the airline’s obligations should your flight be cancelled or delayed for reasons besides weather or other “acts of God.”

* Consider vacation rentals listed on sites like Airbnb.com, VRBO.com and HomeAway.com. You can often find cheaper accommodations with more space and amenities than hotels offer.

* Before booking a hotel room online, call the individual property to see if they can beat the company’s posted rate. Also ask for member discounts for organizations you belong to like AAA or AARP.

Practical Money Skills for Life, a free personal financial management program run by Visa Inc., has a handy web-based travel calculator that can help you estimate travel costs and rejigger them to meet your budget needs (www.practicalmoneyskills.com/calculators).