Free Kasasa Cash Back®

Free Kasasa Cash Back® checking pays you to shop — earn 4.00% cash back on your everyday debit card purchases up to $96 back per year ($8 per month)!*

You’ll also get cash back in the form of refunds on ATM withdrawal fees, nationwide — so you can get to your money when and where you need it. Best of all, there’s never a monthly service fee. Visit us today to open your account!

Benefits

Free checking that pays you back

4.00% cash back on debit card purchases*

No category restrictions on purchases

Cash back earned on up to $200 in purchases monthly

Earn up to $96 cash back per year, $8 per month

Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*

No minimum deposit to open

No minimum balance to earn rewards

No monthly service fee

PLUS

Free mobile app

Free online banking

Free eStatements

Free debit card

24/7 bill pay available

Earning your rewards is so easy.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

Have at least 12 debit card purchases post and settle

Be enrolled in and agree to receive e-statements

Be enrolled in and log into online banking

If you don’t meet these qualifications, your account is still free.

And you can get right back to earning your cash rewards the very next cycle that you qualify.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements), and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A. Allegan Credit Union is federally insured by NCUA.

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Sprint

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.