Approximately 40 million credit and debit card accounts used by Target customers may have been impacted by a major data breach, the retailer said Thursday. Customer names along with credit and debit card numbers may have been accessed, as well as the expiration date and three-digit security code on the back of each card, the store said.

I've never really liked ordering merchandise online but here lately I've been doing it a little more. I'm just not comfortable with putting my financial information on the web and how do I know what I'm buying will be what I expect. These are questions I have concerns about but should I?

I've noticed that almost everywhere lately they ask me for my zip code when I use my debit card. I thought it was data collection to see what area of town their customers were coming from but that's not it at all. In fact it's against the law to ask for such information.

Retailers reported robust numbers on Black Friday last year, which surprised some analysts because the economy is still struggling and unemployment is high. But new data from the Federal Reserve shows where much of that money came from: credit cards.

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