GAO investigates rising insurance premiums

In the midst of all the talk about what could happen to pay and benefits because of the budget squeeze, the Government Accountability Office has done some research into why long-term care insurance premiums are going up so much. The GAO says OPM didn't attract interest in underwriting the program from many insurers, and then the company that got the deal, John Hancock, found out their actuarial tables weren't figured out right. Tammy Flanagan is the Senior Benefits Director at National Institute of Transition Planning. She has advice on what, if anything, you can do, and what you should do.