I love reading financial blogs but I always feel like the camaraderie involved is a whole lot of “I’m making better decisions than you” attitude.

I think that it can be easy to slip into this frame of mind when writing. But don’t underestimate the power of people to not follow their own advice. For example, I generally know what a good course of action is for my finances, I don’t always follow it.

What’s definitely true for me is there is one person I feel that I am always making better decisions than. Yesterday’s plonkee.

For me, beating my personal best is the plan. If I’m making better or worse decisions that someone else, that’s pretty much irrelevant. I encourage you to think likewise.