Open a new canvas 700x700 72 dpi white we can crop and resize later paste the lace frame as a new layer an place in the middle of the canvas take the magic wand and click inside the frame modify expand by 1 and paste a tube of your choice as a new layer over the selected area invert and hit delete select none move below the frame layer

Paste a paper of your choice as a new layer place below all layers and add the mask to it merge group the mask layer paste the pot of gold and harp as new layers resize to your liking and place to the left side of the tube paste the ivy as a new layer resize to your liking duplicate as many as you like and place these to your liking

Paste a tube of your choice and place to the right of the frame paste the charm as a new layer resize to your liking duplicate as many as you like and place these around the tag where you like paste frame as a new layer duplicate and place these to the left and right of the lace frame and move under it

Paste any other elements to the tag if you like add your filters and shadows to the tag add your name copyright info your credit if happy save as png