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Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

This card is issued by Comenity Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license. 1-855-381-5715 (TDD/TTY: 1-800-695-1788)

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Total Rewards® Visa® Credit Card

10,000 Reward Credit bonus after you spend $750 outside of a Total Rewards® destination within the first 90 days*

5X Reward Credits for every $1 spent at Total Rewards® destinations*

2X Reward Credits for every $1 spent on gas, groceries, and airlines*

1X Reward Credits for every $1 spent on restaurants, department stores, and everywhere Visa is accepted

Don't Miss Out. That's up to $100 credit in dining, shopping or hotel stays at your favorite Total Rewards destination.*

*Offer Details:

The Total Rewards® Visa® Card Program

The Total Rewards Visa and Total Rewards Visa Signature credit card is issued by Comenity Bank pursuant to a license from VISA U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license. Subject to credit approval. The Total Rewards Program is provided by Caesars License Company, LLC which is solely responsible for the program's operation. Caesars License Company, LLC may change the terms of the program at any time. See TotalRewards.com/visa for rewards rules. For more information on earning and redeeming Reward Credits, click or tap here

You'll earn 2X Reward Credits on gas, grocery, and airline purchases. Each merchant is assigned a code by a third party that indicates the merchant's area of business. 2X Reward Credits will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of the merchant codes.