Flexible Spending Arrangement (FSA)

Pierce County offers its employees the option to participate in a Flexible Spending Arrangement (FSA) program. The FSA program allows you to have pre-tax funds deducted from your paycheck to pay for eligible out-of-pocket expenses that you would normally pay for with after-tax dollars.

The Health CareFlexible Spending Arrangement (FSA) allows you to set aside pre-tax dollars to pay for your eligible out-of-pocket health care expenses. Eligible medical, vision and dental expenses such as deductibles, co-payments, co-insurance, prescribed over-the-counter drugs, eye glass hardware and other out of pocket expenses incurred by you or your eligible dependent may qualify.

Processing a Claim

The Health Care FSA is pre-funded, meaning you will have access to your full annual election amount at the beginning of the plan year, regardless of the amount you have contributed. The Navia Benefits Debit MatserCard is loaded with the participant's full election amount and pulls funds directly from their FSA account for eligible expenses, much like a debit card. Participants can also request reimbursement of out-of-pocket expenses through the Navia Online Claim Submission tool, the MyNavia App, or by submitting a Navia FSA claim form, with attached itemized documentation, to Navia Benefits by email, fax or mail.

The Day Care Flexible Spending Arrangement (FSA) allows employees to pay for out-of-pocket, work-related dependent day care costs with tax-free dollars. Eligible day care, preschool, before and after school care, and day camps (for children who live with the participant and are 12 years old or younger) and elder care (for a qualifying tax dependent who is physically or mentally incapable of self care) out-of-pocket expenses may qualify.

Processing a Claim

Since the Dependent Care FSA is not pre-funded, participants may only submit for reimbursement up to the amount they have contributed to their account. However, Navia will approve day care services up to one month in advance. For example, if it is currently the month of July, a participant could submit for day care services that will be incurred in the month of August. Participants can request reimbursement of out-of-pocket expenses through the Navia Online Claim Submission tool, the MyNavia App, or by submitting a Navia FSA claim form, with attached itemized documentation, to Navia Benefits by email, fax or mail.

2019 Plan Year

Reimbursement Account

Expense Dates

Claim Deadlines

Health Care

January 1, 2019 - March 15, 2020

April 30, 2020

Dependent Care

January 1, 2019 - March 15, 2020

April 30, 2020

Adjusting an FSA Account Mid-Year

Employees may be able to adjust their FSA account if they meet specific IRS requirements. The employee must have experienced an IRS defined change in status and the FSA adjustment must be consistent with the change in status. There are detailed IRS rules on when a change in election is deemed to be consistent with a change in status. The Benefits department reviews all changes to ensure compliance with IRS rules.