Sisterese, the Language of Sisters

Sisterese is a discussion and networking group for women and men who intentionally work to support their causes.

Our goal is to empower, connect, achieve equality, and elevate the standard of networking for women worldwide through advocacy & knowledge sharing.

Here at Sisterese we provide a forum where women can connect with each other and also connect with men who believe in supporting women's causes.

#1. Sisterese seeks to financially empower women through development of effective networking skills.

#2. Sisterese seeks to enhance the power of women by establishing effective/cooperative communication between women and men.

#3. Sisterese believes that there is an extremely important need for women and men to be able to find commonality of purpose rather than accentuating differences in superficial styles.

Whether you are male or female, we welcome you to Sisterese - a group for women and men who care about women's issues - a group of men and women who know that we're in life and business, together and who PREFER it that way...

Hello everyone! Hopefully this week is treating you well. If you are anything like me, you might be a member of multiple womens groups on LinkedIn and many other places. You have Facebook, Pinterest, and now Brandergy. How do you get truly connected when you are so connected?
My hope is that this group will connect each of you in a rich, rewarding way.

Should anything be done about asking for donations to help with Funeral costs?

RTD: Loretta - Welcome to Racing Toward Diversity's blog - Will you tell us a little about yourself and how you came to know so much about this subject?

Loretta: I married a Lutheran Pastor on December 28, 1991. When we married, I had a house in Chicago, had a BA in Criminal Justice and worked for the criminal justice system in Cook County. Although I had a closet full of clothes and enjoyed the “single life”, there was a void. My husband filled that void.

On May 28, 1993, my husband was diagnosed with colon cancer. I was 9 months pregnant. Our son was born on June 21, 1993. My husband passed away on August 15, 1996. He did not have Life Insurance. As such, I can speak to the financial challenges our son and I have endured as a consequence.

Earlier this year, the Funeral Director of Carter Funeral Chapels in Chicago learned that he was $50,000 in debt to the electric company. The reason, he said, was because he’d performed burial and related services for families who didn’t have Life Insurance and, thereby, couldn’t afford to pay him. He further stated that “it was not uncommon for hats to be passed at Funerals to help defray the expenses”.

RTD: What type of planning should occur?

Loretta: Couples should make their Life Insurance needs assessment a joint decision. Single persons should make their family members aware of the existence of their Life Insurance policy and where it can be located, when necessary. Beneficiaries, primary and contingent, should be updated as necessary.

RTD: What happens if you don't do any planning?

Loretta: When there is no planning, unfortunately, the family will be burdened with the payment of Final Expenses. Moreover, if there is a Mortgage when the primary wage earner passes away and the income of the surviving spouse is insufficient, the house could end up in foreclosure.

RTD: What is your recommendation?

Loretta: My recommendation is to have a Life Insurance Policy in place, along with a Will. A Life Insurance Policy with a Death Benefit of at least $30,000 is adequate to cover Final Expenses. Also, know that the younger you are when you get your policy, the less expensive it is. Additionally, smokers pay higher premiums.

RTD: How can people get more information and contact you?

Loretta: Please contact me at (919) 259-4742 with any questions or comments.

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