Fund House uses a transparent, convenient and efficient
system to serve its users

Fund House is a Peer-to-Peer lending platform, which gets
creditworthy borrowers and willing investors together to
transact on short to medium term personal unsecured loans.

All borrowers go through a thorough financial, personal,
professional and social background check which is performed
through the use of sophisticated technology and machine
learning algorithms working in tandem with experienced
professionals.

Fund House's investors have access to a wide range of
borrowers with varied risk profiles giving the investor an
option to create a diverse portfolio.

Financial Institutions provide limited products for
investments and low returns on options such as fixed deposits.
Mutual funds are limited with regards to the investors they
attract as they require high capital commitments over a long
period of time. Finally, equity markets are highly volatile
and require a significant holding capacity and risk appetite
and even then returns are not guaranteed.

Fund House fills this gap by offering a new fixed income
asset class which is safe and secure and offers ROIs of as
high as 36%.

You may have been refused a loan from high street banks
or other traditional financial institutions even though you
are more than capable of repaying your loans. This may be due
to an unconventional profile or something that banks might
consider a "bad credit" profile.

Fund House takes a different approach compared to that of
banks and looks at several more data points to create a more
holistic credit profile and does not rely entirely on credit
bureau scores and conventional KYC information.

This approach helps us assist individuals with so-called
bad credit profiles in getting personal loans at desired
interest rates. Sign up as an investor and explore the
tailor-made proposals that suit to your needs.

Fund House follows an out of the box approach to credit
assessment through a perfect blend of big data analytics and
highly qualified professionals. Some of the factors we
thoroughly assess are:

Net Salary and expenditure
trends

Educational Qualification
and Professional History

Professional industry type
and total asset holding

Number of total jobs held
and frequency of job changes

Utility and Mobile bills

Credit card expenditure and
limits

Locality of stay

Online spending behavior
and many other non-traditional data points

In total, Fund House reviews over 1000 data points to
ensure that our system accurately profiles a borrowers and our
investors are provided with an accurate credit assessment to
assist in their decision making process.

Fund House is a platform for people with unconventional
approach to Investing, which ultimately pays off with higher
returns on an investorâ€™s idle cash. This is more like
investing in people rather than lending with much less risk
factor and positive returns in most of the cases.

The registration process to become an investor and fast
and simple. Some of the basic requirements to be eligible to
become an investor are:

You must be a resident of
India

You must be more than 21
years old

You must have a valid
Indian bank account

You must have a valid PAN
card

You must abide by Fund House's
Terms & Conditions

You must adhere to
Investor's code of conduct

You must register your
details on the website https://www.fundhouse.co.in

Identity Proof

PAN Card

Address Proof (any one of the following)

Adhaar Card / Voter ID / Passport

Investing at Fund House is very similar to stock market
investments but with a much much less risk. Fund House is all
about investing in people through a transparent, convenient
and efficient process.

The process of investing in borrowers is fairly simple
and streamlined.

Registration : Register
your personal and professional details on Fund House. We do
basic checks on the information provided and ask for some
documentation

Account activation:
Fund House verifies the information provided and activates the
account

Browsing and selecting
borrowers: Active investors can browse through the list of
borrowers on the platform with varied risk profiles

Deal close and agreement
signing: Investors can negotiate and close deals with
individual borrowers and Fund House facilitates the agreement
signing

EMI payments: All
borrowers are encouraged to issue standing instructions in
favour of their investors to make monthly payments easy and
paperfree

After loan disbursement:
Fund House intervenes for any delayed monthly payments and
investors even have an option to engage an RBI registered
recovery agency through Fund House in case of major defaulters

We may put limitations on your account at any time if
we believe it is in order to comply with our legal
obligations.

The returns you earn by investing through Fund House
depend on your risk appetite. So, you decide the risk profile
of borrowers you want to invest in and Fund House will
facilitate the process afterwards.

Non-Payment of EMI: In case the borrowers do not
transfer the EMI by the due date, additional penal interest
would be applicable as per the loan agreement signed between
the Investors and their respective borrowers and will be
applied to the due amount for the duration of delay, which
Borrowers will be liable to pay the Investor.

The data provided on the
website is directed solely at and is for use solely by
people mentioned in the terms and conditions applying to
lenders. The content provided on the website is not
intended for distribution to, or use by, any person or
entity in any jurisdiction where such distribution or use
would be contrary to applicable law or regulation.

You are permitted to
download and print content from this platform solely for
your own personal use to the extent required to use the
services provided on this website. Fund House supplied content
must not be copied or reproduced, modified, redistributed,
used or otherwise dealt with for any other reason without
our express written consent.

We are not responsible
for content downloaded or posted by Investors on the
platform.

You agree to use the
platform only for lawful purposes and in a way which does
not infringe the rights of any anyone else or restrict or
inhibit anyone else's use and enjoyment of the platform.

You agree not to use the
Fund House website or any information accessible on or
obtained from it for the purpose of canvassing or
soliciting any person or enticing any person away from
Fund House.

You guarantee that you
have taken all reasonable precautions to ensure that any
information you upload or otherwise submit to the website
is free from viruses and anything else which may have a
contaminating or destructive effect on any part of the
website or any of its technology.

You are responsible for
all costs incurred by you in accessing the platform.

The platform may contain
links to websites. We accept no responsibility or liability
for any material supplied by or contained on any third
party website which is linked from or to the platform, or
any use of personal data by such third party.

Frequently Asked Questions

What is Fund House?

Fund House is an e-lending platform for peer-to-peer lending
where willing investors can transact with pre-verified
creditworthy borrowers on short to medium term unsecured
personal loans.

How can I become a member on Fund House
?

You can register on our website as an Investor or a
Borrowers depending on your needs if you meet the criteria set
by us.

What if Fund House closes its doors ?

If you have Invested in people through Fund House and due to
some unforeseen circumstances we have to close our doors for
business, all loan agreements would still be valid as they have
been signed between the respective investors and borrowers.

Where is Fund House located?

fFund Houses headquarters are in Delhi NCR.

Is Fund House a Pan-India operation ?

Yes, you can invest or borrow through Fund House regardless
of the region you reside in within India.

Is my personal and financial
information secure on Fund House?

Yes, Fund House has taken extensive measures including
incorporating 128 bit SSL encryption to ensure that your
personal and financial information is safe with us. Information
will only be shared with any third party after the user's prior
consent