The effective design is this one, which is maximum simplified, conformable to your users because they are your main purpose. This one, simply and clearly announcing what is your website about. This one, quickly offering the users exactly what they are expecting to see on your pages without being troubled with insignificant information. The big mistake made by lots of web designers is to project their activities from their own point of view, without thinking about user.Factors, damaging the website design effectivenesso Additional time needed for website downloadingo Badly written contento Complex design, abundant in elementso Difficult navigation, incomprehensible for usero No validated program languageAdditional time needed for website downloadingYour pages downloading time is extremely important. Your users will shut your website down very quickly if you make them wait more because of your slowly downloading pages. The other sites are on a mouse click away from them.o Not important if you are talking about graphics, multimedia, scripts, applets – be cautious about their location on your site. Don’t put them without judging their position, just because you or your designer had an idea about it. Design them small-sized, too.Badly written contentThe text that is ready for print has nothing to do with the text for the Web. According to Jacob Nielsen, Web usability guru, users have more difficulties in reading the information on computers rather than on printed editions. They rather scan it than read it profoundly. Huge text blocks are unreadable and couldn’t allow them to do it. Means to make text more readable and effective could be effectuated by using:o separate paragraphso titleso subtitleso indentationso bulletso boldso hyperlinkso different fonts and sizesComplex design, abundant in elementso Don’t complicate users work by complex and abundant design making the website not to be clear in terms of its downloading and its appearance on their screens.o Avoid frames. They could seriously damage your website usability.o Having a site, made on FLASH you can’t explain fast and clear to users what his content is about, what it would be useful with, what they could win, using your services, because only its downloading will take several minutes. If you insist however on including FLASH elements, much better variant is to insert them in a detached small file, with definite size, but inserting it, you have to possess some clear purpose. It refers much more to your home page, which is your website main portal.o Don’t leave your pages without comprehensible title tags, clearly explaining what is your page about (title tag is the page title you see on the top of the browser).o Don’t leave your site home page without text, explaining to your users who you are and what you are talking about on your site.Difficult navigation, incomprehensible for usero Don’t upset user by bad navigation, making him feel lost. He could enter your site by each of its pages, not only by the home page. If he/she enters by another one, he/she must understand what is his/her position on your site, where he/she could go by clicking the corresponding link.o Don’t leave your site without a site map. The site map gives user the possibility to orientate fast and easy on it.o Always put on each of your pages a link to the home page plus the firm’s name and logo, making them also a link to the home page.o Don’t allow the existing of a orphaned page, where a user could find lost.o Don’t change the default color of the hyperlinks, because users are expecting to see them exactly that way. When a text is blue, the user is used to thing it is a link, and if it is purple, that it is a visited link. The different colors from the default ones will throw them into confusion.o Don’t make blue a text that is not a hyperlink. That will also confuse them.o Don’t put a link that leads to the same page, except these that go to other page sections.No validated program languageThe code your site is written in is validated depending on browsers from different types and versions.o Incorrectly written program code will make your site users close it immediately due to its bad appearing in their browsers.o The correctly written code is the best way to ensure on your pages the properly appearing of as more as possible browsers. It includes old versions and versions that will be published.

Listed below are the main things you need to know and prepare to start investing in the stock market for dividend income to achieve financial freedom.1. MoneyYou need money to invest in stocks. The question of how much investment you will put on the stock market largely depends on you and your savings as well. You don’t have to put all your money into the venture. Be reminded that although stock investing is profitable. Before deciding how much money you can invest, you need to do some calculations.Prior to investing, it’s best to make sure your finances are secure. Though, there are great opportunities to profit through investing for dividend income, the stock market may not be suitable for you. If you have too many monthly bills or too much debt, you must wait before you start to invest in the stock market. As the market will always move up and down, it is better to pay down your debt, especially credit card debts. Once you have a positive monthly cash flow and six to twelve months emergency funds, you can to invest your money in the dividend paying stocks. You will be on your financial freedom.To calculate cash available for investing1.1. List all of your liquid (cash-like) assets: cash deposits in bank accounts, stocks, bonds, etc.1.2. Add your monthly income including interest (average one year’s by dividing the amount by twelve) you will receive over the year the year.1.3. Add your monthly cash outflows; this includes monthly expenses and any loan repayments you need to make. Average your yearly payments such as insurance and children’s’ school fees (if any) by dividing this amount by twelve.1.4. Take step 2 and deduct step 3. If you have a negative cash flow, then you will to make a budget to control your cash out flow and strictly follow this to save money for investments. If the amount is positive, then you are ready to start investing. Remember, you must save some amount for emergency expenses.
Congratulations, you are ready to start in dividend paying companies to achieve financial freedom.2. Investment GoalsAfter you have saved money for emergency funds, must set a target you want to achieve from your investments. This target will be achieved through income from dividends and reinvesting the dividends. You must have a long term perspective for your portfolio. Long term is at least 3 years or longer. Why 3 years or longer? Because, only in the long run will the dividend compound enough to make sense for long term investing. Also, if the company keeps in paying dividend and increasing the dividend amount over time, then capital gain is very likely.3. Investment strategyAs investing in dividend paying companies is the easiest strategy, you must develop a plan on how to invest for dividends. Remember that market ups and downs can cause you to doubt your strategy. You must be confident of your strategy and continue investing. You must have researched your choice of companies to invest stocks. You must have a strategy on when to buy and sell.4. Researching the Right Companies for Dividend IncomeYou’ll need to focus on investing in companies which pay dividends consistently. Look for companies which have consistently performed well over the past several years. Of importance are companies who did not cut dividends, even better if they increased dividends during the economic downturn. These companies have long-term potential to help you achieve financial freedom through income from dividends. Of more importance is whether these companies can continue their fantastic performance, is their business model long lasting? You must also check if the management is investing more into their own company. If they are, then these are a sign that the management is behaving like owners and are sure of the long term prospects of the company. If management is sure of the company, then you dividends are likely to continue for a long time. Long term dividends leads to financial freedom and you do not to keep buying and selling stocks.5. DiversificationDiversifying your investments is extremely important. You can diversify your investment in many different types of assets, such as real estate for rent, dividend income investing and bonds to name a few. The easiest investment is in dividend paying companies in the stock market as the market is very liquid and information is easily available for you to analyze. Even while investing in dividend paying companies you must diversify your portfolio. This helps to protect your capital.6. What’s your risk tolerance level?You must understand your. You must know your risk tolerance level. Investing has many upturns and downturn. If you lose sleep after investing any money, then your risk tolerance is very low. That is exactly the reason you must invest in dividend paying companies as dividends help you to earn income during upturns and downturns of the market. You will be able to sleep well.7. Educate yourselfIt is extremely important you educate yourself regarding investing in dividend paying companies. You can take seminars or read books by various gurus to learn from the masters or invest in online courses. You must also read business newspapers and magazines regularly. Educating yourself will help you believe in the choices you make and this will lead you to make investment decisions. Once you are educated you do not have listen to others. You will achieve financial freedom on your own.8. BrokerA stock broker is required to help you buy and sell stocks. Choose a broker wisely so that you can maximize your investing profits. Different brokers have different charges for helping you to buy and sell stocks on the exchange. There are full service brokers who for those who need more details before investing. Discount brokers charge cheaper rates; however, they do not give any advice. After you learn how to invest and are confident in choosing the right dividend paying companies, the wiser choice will be to use discount brokers enabling you to save money, thereby giving more money to invest for your financial freedom.In conclusion, investing for dividends is a long term process. Getting dividends and reinvesting dividends will make you financially free. Instant wealth is not part of this process. Any person who has got instant wealth will normally lose the wealth as they do not know what to do with the wealth. Very few people become multi millionaires from the stock market, if it was easy very body in this world would be a multimillionaire. The idea of investing the stock market for income from dividends is to become financially free so you can live the life you desire.