Current investigations into possible manipulations of Libor (United Kingdom) and Euribor (Europe) are based on suspicions that banks had provided estimates of the interest rates at which they would accept offers of funding, which were different from the rate they would have accepted in practice (higher) - with the aim of creating the illusion of financial health and increasing their margins.

Among the major concerns that have prevented the implementation of this proposal are: stock market manipulations may create situations in which the tax savings for the donors outweigh the benefits to the charities; enforcement programs may not be able protect the interests of the recipient charities from market manipulations; the gifts will be used for stock market manipulations; and/or charities will become inadvertent partners to such maneuvers.

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