About Bank Of Maharashtra

Bank of Maharashtra, the name itself suggest that it was the bank that was set up to fulfill the financial needs and to optimize the trade and commerce in the state of Maharashtra. The bank started its operation in the year 1936 at Pune. The bank main purpose was to support the business and trade of the state. The vision of the bank is to be the customer centric and work efficiently to design the products and services which are suitable for the masses with the different background. The bank wants to create the vibrant, professional, and the proactive workforce to meet the financial security of the customers.

Kolkata the capital state of West Bengal is one of the cheapest city of the country. Kolkata is one of the metropolitan cities of India. It is one of the important city in the eastern India. The large companies are making the investment and to serve them with the financial options Bank of Maharashtra is present in the city. The role of the bank is important in developing the infrastructure and overall economic growth of the city. The relationship of the people with the bank also determines the sustainability of the bank. Both of them have good for Bank of Maharashtra in Kolkata. It has set up its branches everywhere and is eyeing to reach the international level. The motto of the bank is to reach the apex and ensure to enhance the money of its shareholders keeping intact its integrity and values.

Address of Bank Of Maharashtra Branches in Kolkata

Branch Name

Address

IFSC Code

MICR

Contact Details

Chowringhee Road, Kolkata

60c, Chowringhee Road, Kolkata - 700029

MAHB0000376

700014002

033-22832095

N S Road, Kolkata

Mcleod House, 3, N. S. Road Kolkata 700001

MAHB0000455

700014003

033-22487941

G C Avenue, Kolkata

Guha Trust Building, 7, G C Avenue, Kolkata - 700013

MAHB0000539

700014004

033-22361292

R B Avenue Kolkata

135 R B Avenue, Kolkata - 700012

MAHB0000553

700014005

1800-102-2636.

S P M Road Kolkata

31a, S P M Road 1st Floor, Kolkata - 700025

MAHB0000715

700014006

1800-233-4526

New Alipore Kolkata

Plot No - 175 , Block No - 6, New Alipore, Kolkata - 700053

MAHB0000791

700014007

1800-102-2636

Shyambazar, Kolkata

206, A.P.C Road Kolkata, Pin - 700004

MAHB0000925

700014010

1800-233-4526

M G Road, Kolkata

161, M G Road , 1 St Floor, Kolkata - 700007

MAHB0000949

700014011

033-22738057

Chandni Chowk Market - Kolkata

18 Prafulla Sarkar Street Chandni Chowk Market Kolkata - 700072

MAHB0000965

700014008

1800-102-2636

Firingi Kali Bari

26, 1st Floor, Chittaranjan Avenue, Kolkata - 700012

MAHB0000973

700014009

033-22258898

Service Branch - Kolkata

Balmer Lawrie Bhawan 21 N R Road Kolkata - 700001

MAHB0001125

700014001

1800-233-4526

Wbhb, Kolkata

Abasan , 105 S N Banerjee Road, Kolkata - 700014

MAHB0001232

700014012

1800-102-2636.

Behala Sakher Bazar Kolkata

Rahul Plaza, 1st Floor, 14a, D H Road, Barisha , Kolkata - 700088

MAHB0001299

700014018

1800-233-4526

Ruby Park Kolkata

P/39/2, Phase Iii, Kasba Indl. Estate, Kolkata - 700107

MAHB0001300

700014017

033-24431013

Garia

1162, Garia Station Road, Kolkata - 700084

MAHB0001305

700014020

033-24367202

Jadavpur

1/436, Gariahat Road (SOUTH), First Floor, Kolkata - 700068

MAHB0001303

700014019

033-24294253

Products Offered by the Bank in Kolkata

Bank of Maharashtra has produced a vivid range of products and services that provide financial solutions to the people. They offer all types of loans like the home loan, car loan, gold loan, vehicle loan etc. The deposit is also made by the bank of Maharashtra and people can open the fixed deposit account and can earn a safe and good returns on their money. It has different types of products that can fulfill the demand of various sections of the society.

Basic details about Bank of Maharashtra products

Product

Eligibility

Loan Amount

Interest Rate

Processing Fee

Tenure

Personal loan

The applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity.The minimum net annual income of the applicant should be ₹ 3,00,000 per annum.The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization. 1 year relationship with the bank.

₹1.50 lakh

11.75% - 12.75%

1% of the loan amount + service tax (as applicable)

36 months

Home loan

The applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years and 65 years for self- employed/ professional. The age limit at the time of loan maturity should be 75 years.The applicant should be salaried individual, self- employed and farmers holding at least 5 acres of land.The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR.

No maximum limit for metro citiesnot more than ₹15,00,000 for rural areas.Not more than ₹25,00,000 for semi- urban area.

8.75% - 8.85%

Nil

30 years

Education loan

The student should be the resident of India.Should have secured the admission through entrance exam/ merit based selection.The student should have the guarantor/ collateral.

For India:₹ 10 lakhFor abroad: ₹ 20 lakh

9.20% - 10.95%

Nil

Moratorium: course period + 1 year 0r 6 months after getting the job.Up to 10 years after moratorium for amount under ₹7.5 lakh and up to 15 years after moratorium for more than ₹ 7.5 lakh.

Car loan

The applicant should be at least 18 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity.The minimum net annual income of the applicant should be ₹ 3,00,000 per annum.The applicant should be a government employee or defence personnel.

36 times of the net monthly salary.

8.90% - 9.40%

Nil

84 months

Vehicle loan

The applicant should be at least 18 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity.The minimum net annual income of the applicant should be ₹ 3,00,000 per annum.The applicant should be salaried individual, self- employed and farmers holding at least 5 acres of land.The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR.

Up to 20 times of the net salary amount for the salaried individual.Up to 2 times of the total annual income for the self- employed.

9.70%

0.25% of the loan amount ( minimum ₹ 500)

60 months

Fixed deposit

Below mentioned individual or group are eligible for a fixed depositThe applicant should be the resident of India.Hindu undivided familySole proprietorship firmsPartnership firmlimited companiestrust accounts.

Bank decide from time to time on maturity pattern.

Nil

7 days to 10 years

Documents Required

The documents required by Bank of Maharashtra Kolkata are mentioned below

Documents required from the trust, association/ clubs for the fixed deposit are as followsPhotographs of the member operating the account.A Copy of the Trust Deed/ Bye- laws of the association.A Copy of registration certificate.A Copy of the resolution of trustee authorizing the member to operate and open the accounts.

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