I believe in people learning all there is to know about their credit and maintaining their increased score.

I was staying in my mama’s house and we were packed past capacity. My grandma needed additional help so she had to move in with us and we had to make it work. I ended up staying in my mamas bedroom with her and we shared that bedroom together.

I was desperate for a change, determined I would leave. I didn’t have much money but I had willpower. I applied for an income based apartment and was denied for even that.

Couldn’t get a thing because of my credit.

It was at that moment that I said enough is enough.

Looking back at it, I’m glad it happened. I had to get in a bad situation to change my life around. All of the denials for a car, credit card, and even insurance were worth it to make me change.

With an 800 credit score, I no longer worry about getting declined.

In fact, it’s quite opposite. I get solicitations often.

Helping others not endure what I went through and achieve all they want is such a rewarding feeling.

This is not credit repair, this is credit empowerment.

I believe in people learning all there is to know about their credit and after we are done, they will know how to maintain their increased score.

I could sit here and tell you about all of my degrees, certifications and years of experience, but honestly you don’t need that. You need someone that is going to stand by you in your credit restoration journey.

I care about your credit goals, not all the mistakes you’ve made.

Look at the results from my clients

“Words cannot express the gratitude that I have for Keyona Henderson Credit Counseling Services and her effectiveness at fixing my credit. Keyona assured me that not only would I get my credit score up, but she would prepare me for stability long-term. She helped me get 9 public records removed, 5 collection accounts removed, and increased my score by 80 points and counting. These immediate changes were amazing strides during our credit counseling session, but what really brought tears to my eyes was the fact that she got them all removed on the first try. She taught me principles about credit and factors effecting my score that will help me in the future. Two months later I have one credit card paid off and working on the last. She made such a lasting impact on me that now my wife Is taking advantage of her counseling services as well. We are well on our way to purchasing our first home. Thank you so much Keyona!”