Mortgage Blog

We all know that winter is coming and we cannot stop it. As a first time homebuyer, it’s the first winter in your new home. As you are beginning to learn, homes need periodic maintenance to be sure they stay in good condition. Performing a little preparation now could help you enjoy your home all winter long. For homeowners who live in colder climates one…

There are so many loan products available for different financial situations. Sometimes it is hard to figure out which one is right for you. Adjustable rate mortgages and fixed rate mortgages are two common types of mortgage loans. Both have their pros and cons and your particular personal and financial situation could determine which one is right for you. Adjustable Rate Mortgages An adjustable rate…

Reverse mortgages have long been the black sheep of the mortgage industry. Often playing a vital part in seniors’ ability to have peace of mind in retirement, they tend to be viewed with a lot of scepticism. However, the Federal Housing Administration is the powerhouse behind this government backed loan program and a reverse mortgage also known as a HECM (Home Equity Conversion Mortgage) could…

Are you one of the many people who live in parts of the country that have good weather year round? More likely, if you live in one of these areas you don’t mind. However, it’s fall, the weather is cooler and chances are your condo balcony could use a little TLC. These tips could make your balcony a little more colorful. Whether you have a…

When it comes to selling your home, selling for the highest amount possible is at the top of every homeowner’s wish list. If you have been thinking about putting your home on the market, it’s time to look at it from a homebuyer’s perspective. This will enable you to make adjustments prior to listing your home that could result in receiving a higher offer. These…

Thinking of selling your home but unsure if your small backyard will be a bore to home buyers? When your home is listed for sale you want it to be the best it could be in order to bring in the highest offer possible. A small yard does not have to be a negative when it comes to selling your home. In fact, some buyers…

There are lots of questions that come to mind when you first begin your hunt for the “perfect” home. Do you want a home in an urban area or would you prefer the suburbs? How many bedrooms will you need? Is a yard important to you? Would you like to live in a brand new home or would you prefer an existing home? With all…

It’s a question that many real estate agents are asked at the listing appointment. Should we stage our house for potential buyers? As a homeowner one of the main focuses is to sell the house quickly and for top dollar. Of course, that means when selling a house the importance of staging for home buyers comes to mind. When it comes to home staging, should…

Moving itself can seem like a hassle. We all know the struggle of trying to work, pack and live a somewhat normal life while in the middle of a move. Moving to a new city? That could easily become more overwhelming. Moving to a new location can add a whole new spin to the moving dynamic. There is the addition of finding a new drycleaner,…

With all the renovation and fix-it and flip-it shows on HGTV, you might begin to wonder if people actually buy fixer-uppers to live in nowadays. Yes, they do and picking the right one could bring a sense of satisfaction for years to come. But how do you know if you have a good fixer-upper or if you should pass? The biggest attraction to fixer-uppers is…