Next, when it comes time to choose a child care provider, be certain you understand what the fees are, and exactly what those fees include or cover, including hours of care, snacks or meals, supplies, transportation, meals, late pickups, and field trips. Providers may impose penalties for late payments, and some charge whether or not a child is present. Ask how often fees will be raised, and by how much.

Several financial resources and benefits are available to help families understand and manage the high cost of child care:

Public Child Care Subsidies: Many low income working families in Westchester are eligible for assistance to pay for child care. Review the charts below to see if you meet the income requirements for the Low Income Child Care Subsidy or the Title XX Child Care Subsidy. This information is applicable from June 1, 2016 – May 31, 2017.

Family Size

Low Income Subsidy

Title XX Subsidy

2

<$32,040

$32,041 - $44,055

3

<$40,320

$40,320 - $51,408

4

<$48,600

$48,600 - $54,675

5

<$56,880

$56,880 - $63,990

6

<$65,160

$65,160 - $73,305

7

<$73,460

$73,460 - $82,643

8

<$81,780

$81,781 - $92,003

The Child Care Council can help you determine which subsidy you may qualify for and assist you with your application. Call (914) 761-3456 ext. 140.

Child Care Scholarships: The Child Care Council of Westchester offers a limited number of scholarships. At this time, the 2016-2017 scholarship program is closed. The scholarships typically cover the months from July to June. The next scholarship is expected to be open again in March or April 2017. If you would like to be placed on a mailing list email This email address is being protected from spambots. You need JavaScript enabled to view it..

Tax Benefits: There are several tax benefits and programs that can put more money in your hands to pay for child care.

Dependent Care Assistance Program: DCAP is a flexible spending account that your employer may offer to help you pay for your child or dependent care expenses. You can set aside up to $5,000 of your annual income to help cover the cost of child care, elder care, or care for a disabled spouse or dependent.

New York State Public Benefits: Taking advantage of public benefit programs can improve families' overall economic situation and free up resources that can be used for child care. Visit the link below and use the pre-screening tool to see what health and human services programs you may be eligible for.