How it all works

With everyday loans, you’re more than just your credit score. Here at everyday we look at your credit future, not just your credit history. As such even if you have bad credit now or you’ve had a poor credit score in the past, we may be able to help.

There are 3 simple steps to taking out an everyday loans loan. All of our loans are subject to status and affordability.

Step 1

Complete our short

Step 2

Get an initial decision

Step 3

Pop into your local branch

to complete your loan

Will applying for a loan affect my credit score?

No, applying with us won’t affect your credit score. We use Soft Searching Technology which means even if you’re unsuccessful; it won’t go against your credit file.

Do I need to be a homeowner?

You do not have to be a homeowner, we offer tenant loans too. We also offer loans to people who are living with their parents.

Will you charge me any fees to consider my application?

We won’t charge you a fee to consider your application and we’ll give you a conditional decision in minutes.

Are you a direct lender?

Yes, everyday loans are a direct lender. We are not a credit broker.

How much could I borrow?

You could borrow anywhere from 1,000 to 15,000. All Loans are subject to status and affordability. Terms and conditions apply.

Do you have a branch near me?

We have an extensive range of branches in the UK, take a look here to find out where your closest branch is.

Loans are subject to status and affordability. Terms and conditions apply.

We do not charge any fees. If you prefer, talk to us on Freephone 0808 231 5453.