I agree with this decision, and I rarely agree with throwing people off of shows for words... but it's beyond the pale to further stigmatize people with STD's by comparing them to that evil fucking witch.

Your income is going to rise big league over the next 20-40(?) years, and what right now seems like a huge burden of a payment will become relative pocket change, believe me. Just pay the monthly due, not extra, the interest currently is fucking nothing, eat at a nice place for lunch, buy your wife nice things, invest some, save some. If you get cash heavy, dump some on the principal, maybe pay it off.