Carlos Fernando

Carlos has always dreamt of becoming a veterinarian. He is currently attending the Universidad Pública de El Alto, working towards his degree in veterinary medicine. He expects to graduate in February 2017, but without a loan, he is unsure how he will be able to continue affording his education. He shares that his alternative would be to take time off from school to work and save money until he could return.

Carlos shares that it is important to him to graduate on time so he can enter into the job market as soon as possible. With a Vittana loan, Carlos plans to pay for his tuition.

With two older siblings, Carlos is unsure how he will be able to afford his tuition fees on his own without the assistance of a Vittana loan.

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About Vittana

Vittana is a nonprofit that aims to provide access to education for millions of young people struggling to overcome poverty around the world. All Vittana loans are administered by local MFIs which are vetted and approved by Vittana staff. For a list of Vittana's MFI partners, please click here.

Vittana loans provide students with degrees and certificates that lead to higher paying jobs and sustainable livelihoods. Capital to fund Vittana loans comes from its crowdfunding website, investment funds and strategic partnerships. Today, more than 6,000 students in 12 countries have received a Vittana loan and are repaying at a rate of 99.8%. With the help of the Kiva community, Vittana is expanding its work and graduating a generation beyond poverty.