Congratulations! You've found the perfect investment property! Now
the real work begins: How are you going to pay for it? And how much
profit will you make?

Financing your new purchase is hands-down the most confusing piece of
the puzzle for buyers investing in real estate. Where do you go to
get a good loan? How can you be sure that your investment will make
money? What's the best strategy for the market we're in? In "Real
Estate Investing II: Financing Your Property," we'll demystify
lending and the world of real estate finance so you know exactly how
to profit from your investments.

In today's market, you can get burned by not doing your homework, or
by just buying a property and hoping it goes up in value over time.
Few investors take the time to really do in-depth analysis on a
potential investment. Either they don't know how to do financial
analysis, or they find it difficult or unnecessary. Then they wonder
why they didn't make as much money as they hoped, or why they didn't
sell when they should have. Instead, smart investors take a little
time up front to "crunch the numbers" and do thorough financial
analysis before committing to a deal. If you have the right
information and tools, financial deal analysis can be easy, and yes,
even fun! "Real Estate Investing II: Financing Your Property" will
help you uncover the secrets of deal analysis so you can stretch your
investment dollar further than ever.

If you're looking to create cash flow, invest for retirement, or
simply build wealth, you need to understand how to crunch numbers and
make decisions. "Real Estate Investing II: Financing Your Property"
will show you how to improve your borrowing power, create more cash
flow, and maximize your investments.

We'll also explore what to do if you have credit challenges, are
self-employed, have a heavy debt load, or want to invest in new
construction or commercial property. We'll look at how to easily
perform real estate investment calculations using specially designed
Excel worksheets that calculate investment returns, mortgage
amortization, cash flow forecasting, and many other functions, even
if you're allergic to math!

You'll discover how to find a good loan officer, what questions to
ask when shopping for a loan, and how to increase your credit score
by 30 points or more overnight! You'll discover a loan that allows
you to pick how much you pay each month. You'll also learn about a
new loan product that allows you to pay off your mortgage in less
than 10 years without making additional payments or paying more than
an interest-only payment!

Designed for old pros as well as novice investors, this practical,
straightforward guide will shine a light on real estate finance and
the mortgage industry, and will walk you step-by-step through the
loan process. With special sections on commercial and construction
loans, this course will demystify the lending process and put you on
your way to financial freedom.

Combined with our first course, "Real Estate Investing," you'll have
all the tools you need to make your real estate investing efforts a
success!

This course includes a knowledgeable and
caring instructor who will guide you through your lessons,
facilitate discussions, and answer your questions. The instructor
for this course will be Josh Fuhrer

.

Josh Fuhrer

About the
ExpertRating Online Real Estate Investing Course (II)
instructor :Josh Fuhrer is a real estate investor
and developer with over 10 years of experience in single-family
homes, affordable housing, and office and retail properties. He
currently works as an independent development project manager on
commercial property, consulting with small private for-profit and
nonprofit developers on development strategies and construction
issues . He has worked on projects ranging from affordable
housing to office condos and mixed-use developments. Josh holds a
Bachelor of Science degree in Liberal Studies and a Graduate
Certificate in Real Estate Development, and he has served on the
board of directors of a nonprofit organization dedicated to
helping families of modest means attain the goal of
homeownership.

Real Estate Investing
Course requirements:For taking this
instructor led ExpertRating Online Real Estate Investing Course (II) you need
Internet access, e-mail, and the Internet Explorer or Netscape or
Firefox Web browser.If you do not have Microsoft Excel installed on
your computer, you will need to dowload one of these free Excel
viewers to use the spreadsheets provided in this course.Microsoft's
Free Excel Viewer Or Free Openoffice Application

ExpertRating is a trusted name in online testing and certification
with over 200,000 certified professionals in over 60 countries in
more than 200 skill areas. ExpertRating offers its testing services
to the world's best companies such as Convergys Corp, UPS, GAP,
Sony, Coke, Citrix, Deltek Corp, IKEA Systems and Ericsson to name a
few. See
where ExpertRating Certified Professionals are working.

It is very safe to buy from
ExpertRating. Apart from being an ISO 9001:2015 certified company, it is a member of the TRUSTe and HackerSafe approved.

ExpertRating Solutions has been reviewed by TRUSTe for compliance of their strict program requirements ensuring that your information is always safe.
ExpertRating has certified Several thousand individuals who are working with leading companies across the US and
other countries.
View list.

When you choose the
ExpertRating Online Real Estate Investing Course (II) you can be sure that you are buying a
premium International certification that is recognized by hundreds
of employers and Government bodies in the US and other countries.

With ExpertRating you get certified
quickly online and you are equipped with a store house of
information through the in-depth ExpertRating Online Real Estate Investing Course (II) courseware which has
been developed by experienced Financial Experts.

The ExpertRating Real Estate Investing Certification is by far the best value for money instructor led
Real Estate Investing Skills Program at $129.99.

Some Popular questions and answers about
this ExpertRating Online Real Estate Investing Course (II)and certification:

How much does the
Real Estate Investing Certification cost and what does it include?

You can buy this ExpertRating Online Real Estate Investing Course (II)
leading to
Real Estate Investing certification (II) at a special offer price of only $129.99 which
includes the in-depth ExpertRating Online Real Estate Investing Course (II)courseware and exam fee. This is
the best value for money Real Estate Investing Program available till date. You
get the following services within the USD $129.99 fee.

An instructor to guide you through the
course and to whom you can direct your questions.

World wide airmail delivery of the hard
copy Real Estate Investing Certificate. The Real Estate Investing Certificate can be used
to prove your certified status and does not mention the words
"online".

An online transcript that can be used to
prove your certified credentials on the internet at any time.

How do I get certified?

The process of getting yourself certified is very simple. All you have to do is buy the
ExpertRating Online Real Estate Investing Course (II) for $129.99. Log in to the instructor led course using your password. Go through the
ExpertRating Online Real Estate Investing Course (II) Courseware (which would take you 6 weeks) and complete the final
Real Estate Investing Certification exam at your convenience. You can complete the exam within 2 months of buying the
Real Estate Investing Certification. The result of the exam appears as soon as it is completed, and your
Real Estate Investing Certificate is mailed immediately.

What learning aids will I get?

The
ExpertRating Online Real Estate Investing Course (II) includes the following learning aids:

24 x 7 hour access to the courseware. A printer friendly version of the
ExpertRating Online Real Estate Investing Course (II) is also provided

A friendly instructor to answer your questions online

A discussion area to have your questions answered

Chapter end quizzes to ensure that you are learning important aspects of every chapter

Chapter assignments to help you practically use the
Real Estate Investing that you will learn during the Real Estate
Investing Course.

What is the final exam like?

The final exam is fully based upon the
ExpertRating Online Real Estate Investing Course (II) Courseware that is provided along with the
Real Estate Investing Certification. If you have gone through the courseware properly you should not have a problem clearing the exam. The exam consists of multiple choice questions from all chapters of the
ExpertRating Online Real Estate Investing Course (II) Courseware.

What are the course start dates?

ExpertRating instructor led courses commence
every month, you can always choose a suitable date for your course
commencement in any month. To see available course start dates,
please click on the "Enroll now" button. All courses run for six weeks, with a two-week grace period at the end. Two lessons are released each week for the six-week duration of the course. You do not have to be present when the lesson is released, but you must complete each lesson within two weeks of its release.

A new section of each course starts on the second or third Wednesday of each month. If enrolling in a series of two or more courses please be sure to space the start date for each course at least two months apart.

According
to the US Bureau of Labor Statistics, employment of real estate
brokers and sales agents is expected to grow 11 percent during the
2006-16 projection decade.

Real estate is a
legal term which covers land and anything that is permanently
affixed to the land; for instance, buildings or any property that is
stationary. Investments in real estate should only be made if it
fits well into your overall investment strategy of meeting your
financial goals. The real estate industry is growing by the day as
it promises bright prospects.

The most important requirement for investing in real estate is
adequate cash as this is one industry the benefits of which are
realized over a long period of time. The ExpertRating Real Estate
Investing Certification will give you tips on the various aspects of
investing and the nuances of making the most in terms of profit from
your investments.

Welcome to
the fascinating world of real estate
finance! The first lesson will guide you
through a brief history of the mortgage
industry, and then it will walk through the
life of a loan so you understand what
happens to your loan before, during, and
after your purchase. Finally, this lesson
will look at the four areas from which you
can gain value or profit from a property:
appreciation, cash flow, amortization, and
tax benefits.

Friday - Lesson 02

If you're
buying real estate, you probably have
some questions about loans. Where do you
go to get the best loan for your needs?
And what is the best loan for you? This
lesson will explore some common (and
some not-so-common) loan types,
including ARM loans, pay-option loans,
and mortgage checking accounts. This
lesson will also go over how to shop for
a good mortgage broker.

Week Two

Wednesday - Lesson 03

As you
probably know, your credit score is one
of the most important factors in getting
a mortgage loan. This lesson will
deconstruct your credit score and go
over ways to improve it. You'll learn
how poor credit can affect your cash
flow, and this lesson will talk about
how to remove errors on your credit
report and improve your score in as
little as 24 hours. This lesson will
also give you a step-by-step plan for
improving and maintaining your credit so
you always get the best deal on every
loan.

Friday - Lesson 04

What do
lenders look for when they evaluate your
loan application? How can you make your
application as attractive as possible? This
lesson will explore the loan approval
process and the variety of ways to apply for
a loan, depending on your circumstances.

Week Three

Wednesday - Lesson 05-

Are you ready
to start calculating how your real estate
investments can pay off? This lesson will
turn to some beginning number-crunching. It
will look at how to avoid negative cash flow
situations, and will discuss the best
strategies for reducing your risk with smart
financing structures. You'll find out if
it's wise to buy with no money down, or if
you'd be better off investing some cash from
the get-go.

Friday - Lesson 06

Whether your
monthly loan payment is manageable or not
can make all the difference in your
investing activities. But until you get the
loan, mortgage payments can be a bit of a
mystery. Do you know how to calculate your
mortgage payment? This lesson will show you
how to compare payments and loan costs on
interest-only loans, ARM loans, and
fixed-rate loans so you can make the right
financing decision for you.

Week Four

Wednesday - Lesson 07

As a real
estate investor, you'll probably find
yourself constantly asking the question,
"How much is that property really worth?"
Lesson 7 is going to discuss the three
appraisal methods, and you'll see how
appraisers determine value on different
types of property. You'll learn how to use
income to determine value, and you'll find
out how to compare very different properties
to one another using an important
calculation called the "capitalization
rate."

Friday - Lesson 08

Maybe you
started off investing in residential
property, but now you've got your eye on
office buildings or retail space. If you're
considering investing in commercial
property, in this lesson, you'll learn how
to evaluate the numbers on these kinds of
deals. You'll discover how to apply the cap
rate and cash-on-cash return measurements to
actual property listings. By the end of this
lesson, you'll have a strong grasp on how to
analyze a commercial deal.

Week Five

Wednesday - Lesson 09

Let's get
into some more detailed financial analysis!
Lesson 9 will provide you with some tools
and worksheets that you can use to forecast
your long-term cash flow and expenses.
You'll learn how to read an operating
statement and prepare a pro forma. These
documents will help you evaluate and compare
deals to see how profitable they'll be so
you can make the best decisions possible!

Friday - Lesson 10

If you invest
a dollar today, what will it be worth in the
future? When you're choosing properties to
invest in, that's an important question to
ask. This lesson will discuss the time value
of money. You'll learn how to apply the
concepts of Internal Rate of Return, Net
Present Value, and the Profitability Index
to determine long-term profitability. You'll
find out just how much you stand to make
from your investments over time.

Week Six

Wednesday - Lesson 11

Your
investment profits can take a hit come tax
time, so this lesson will go over how to use
tax deductions, credits, and deferrals to
minimize your tax liability. You'll find out
what it means to be a "real estate dealer,"
and you'll get tips on how to avoid this
undesirable classification. This lesson will
look at how to file a property tax appeal,
defer capital gains taxes, and use
depreciation to your advantage.

Friday - Lesson 12

Now that you have all
these great new evaluation tools, how do you use
them together to make better investing decisions? In
this final lesson, you'll learn how to take
everything you've covered in this course and use it
to make the best investing decisions possible.
Lesson 12 will provide you with a few last nuggets
of wisdom, and by the end of the lesson, you'll have
a comprehensive investing plan in writing to use as
you go forward in your investing journey!