Questions?

*$100 minimum to open account. On daily collected balances up to $25,000.00 the interest rate paid will be 6.01% APY. On daily collected balances in excess of $25,000.00, interest will be paid based on a split rate system. Balances up to $25,000.00 will be credited with an interest rate of 6.01% APY. Balances in excess of $25,000.00 will be credited with an interest rate of 3.00% to X.XX% APY. If the qualifiers are not met for the current statement cycle, the account will be paid an interest rate of 0.25% APY on the entire balance. APY refers to Annual Percentage Yield which is accurate as of 8/13/07. The interest rate is variable and may change after the account is opened. The interest rate is subject to change without notice.

**At the end of each monthly statement period, we will refund any charges you have for using other banks' ATMs if you meet the monthly account qualifiers.