Climate Change Might Cause Major Coastal Flooding By 2030

In 285 coastal cities and towns, more than half the population
lives on land below the high tide line, according to
a new report by climate
tracker Surging Seas.

And since global warming has more than doubled the odds of
flooding nationwide by 2030, the group's published
an interactive map illustrating exactly how
our coasts could be impacted over the next 100 years.

For example, by 2040 there's a nearly 20% chance that parts of
New Orleans will be under 10 or more feet of water.

1. Check out buyer's
guides: Before buying homeowners insurance, Hunter
did some reconnaissance work online. The National Association of Insurance
Commissioners' website offers a database that includes
pertinent information.

2. Get at least three quotes: Ask your
agent or insurance company to explain how it arrived at a quote
and be wary of online websites, which often pay for referrals.

3. Check out the financial security of the
insurer: Review financial news or reports before
committing to a a policy.

4. Keep detailed records: Save all of
the insurance claims you file.

5. Seek support: Disasters affecting
your home can be traumatic experiences. Look to online forums,
legal advisors, and other professionals for additional
help.