Privacy policy

Effective Date: October 1, 2015

This website is provided by Shopperfund, LLC ("Shopperfund," "Company," "we," or "us") as a convenience to consumers and is governed by the website
Terms of Use. Prior to entering the website, you must confirm that you agree with the terms set forth in this disclosure as well
as the Terms of Use.

Shopperfund understands that your privacy is very important to you. Shopperfund has created this privacy policy, which explains what information we
typically collect, how we use that information, and how we protect your privacy.

Visitors to our website remain anonymous unless they register for a service or otherwise elect to disclose their identity to us. We do, however, collect
certain limited information about visitors, such as their IP address (a numeric address assigned automatically to computers when they access the Internet).
Our website is not directed at individuals under 18 years of age.

COLLECTION OF INFORMATION
We collect nonpublic personal information about you in order to administer our business, process your transactions, understand your needs,
and provide you with products and services. We obtain nonpublic personal information about you from the following sources:

Information (such as your name, email address, telephone number, username, and password) you provide to us when registering on the website.

Information (such as amount of and parties to transactions) about any transactions with merchants participating in the Shopperfund program that
are credited to your Shopperfund account; and

Information we receive from other sources (such as any recipient(s) of Pay Off Credits that you may designate) in the process of establishing
your Shopperfund account.

You also may give us permission to access your information in other services. For example, you may login with your Facebook account. This will
allow us to obtain information from that account (like your friends or contacts). The information we get from that service often depends on your
settings or their privacy policies, so be sure to check what those are.

HOW WE USE YOUR INFORMATION

We use information that we collect about you or that you provide to us, including any personal information:

To present our site and its contents to you.

To provide you with information, products or services that you request from us.

To fulfill any other purpose for which you provide it.

To provide you with notices about your account/subscription, including expiration and renewal notices.

To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.

To notify you about changes to our site or any products or services we offer or provide though it.

To allow you to participate in interactive features on our site.

To process and deliver contest entries and rewards.

In any other way we may describe when you provide the information.

For any other purpose with your consent.

We may also use your information to contact you about our own goods and services, or share it with our third-party partners' so they can
contact you about their goods and services, which may be of interest to you. If you do not want us to use your information in this way,
you may opt out by sending us an email at help@shopperfund.com. If you are a resident of California or Vermont, you will by default have
opted out; as explained below, you may opt in.

CHOICE/OPT-OUT
As described in this privacy policy, we may use nonpublic personal information about you for certain marketing and promotional
activities, including disclosure of such information to non-affiliated third parties. You have the right to opt out of this use
and disclosure of nonpublic personal information at any time before or after you submit such information by email at
help@shopperfund.com.

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

To our subsidiaries and affiliates.

To contractors, service providers and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.

To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of Shopperfund's assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by Shopperfund about our site users is among the assets transferred.

To fulfill the purpose for which you provide it.

For any other purpose disclosed by us when you provide the information.

With your consent.

To comply with any court order, law or legal process, including to respond to any government or regulatory request.

To enforce or apply our terms of use and other agreements, including for billing and collection purposes.

If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Shopperfund, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

ACCESSING AND CORRECTING YOUR INFORMATION
You may send us an email at help@shopperfund.com to request access to, correct, or delete any personal information that you have provided to us.

SPECIAL NOTICE FOR VERMONT AND CALIFORNIA RESIDENTS

We will not disclose information about consumers with a Vermont or California mailing address to unaffiliated third parties without your written authorization,
unless otherwise permitted by law. Disclosures that are permitted under Vermont and California law without written authorization include, among others, disclosures
necessary to effect, administer or enforce a transaction you request; disclosures to our authorized agents and service providers; disclosures permitted or required
by law or disclosures to prevent fraud or other illegal activities.

Written authorizations from Vermont residents may be delivered to us by email at help@shopperfund.com Vermont authorizations
must contain your name, address and signature and your authorization to disclose your information to nonaffiliated parties. You may revoke your consent at any time by
sending us written notice by email at the email address above. California residents should contact us at the email address provided above for instructions on how to
deliver their authorizations.

We do not respond to Do Not Track browser signals.

COMMUNICATIONS FROM OUR WEBSITE
We will occasionally send you information on new products, features or promotions. Out of respect for your privacy, we present the option not to receive
these types of communications. Please see the "Choice and Opt-out" section above. In addition, we may also send you strictly service-related announcements
on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email. Generally,
you may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account.

CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personally identifiable information about you to those employees determined by Shopperfund to have a need to know the information.
We maintain physical, electronic, and procedural safeguards to protect your information from unauthorized access by third parties.

LINKS TO OTHER WEBSITES
Our website may feature links to third party websites that offer goods, services or information. Some of these sites may appear as windows-within-windows at
our website. When you click on one of these links, you will be leaving our site and will no longer be subject to this policy. We are not responsible for
the information collection practices of the other websites that you visit and urge you to review their privacy policies before you provide them with any
personally identifiable information. Third party sites may collect and use information about you in a way that is different from this policy.

MAINTAINING ACCURATE INFORMATION
We have a process in place that helps us to maintain the accuracy of the personally identifiable information that we collect. Please visit our website at
shopper.fund to review and correct information about yourself, such as a change in your name or contact information.
If you believe that our information is inaccurate or incomplete, you also can contact us at the number or address listed at the end of this document and ask us to
correct or update our information. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or
cause the information to be incorrect.

CHILDREN UNDER THE AGE OF 13
Our site is not intended for children under 13 years of age. No one under age 13 may provide any personal information to or on the site.
We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this site or on or
through any of its features, make any purchases through the site, use any of the interactive or public comment features of this site, or provide any
information about yourself to us, including your name, address, telephone number, email address or any screen name or user name you may use. If we learn
we have collected or received personal information from a child under 13, we will delete that information. If you believe we might have any information
from a child under 13, please contact us at help@shopperfund.com.

CHANGES TO THIS POLICY
We may add to, delete from, or otherwise change the terms of this Privacy Policy from time to time by posting a notice of the change (or an amended Privacy Policy)
at this website. If required by law, we will send you a notice of the change by a method that we select and that complies with applicable state and federal laws.
Such methods could include email, postal mail and/or posting on this website. Your continued use of our website or any service following such notification will
constitute evidence of your agreement to the revised Policy.

RETURN POLICY
Shopperfund refunds PayOff Credits that are posted but not forwarded to the designated payee. Refunds are reconciled against earned PayOff
Credits and are not refunded to the member.

CONTACT US
If you have inquiries or wish to provide feedback about our privacy policy, please contact us at
help@shopperfund.com.