You still haven’t cut the cord? What are you waiting for? There’s never been a better time to cut the cord and save some money. Better yet, you pay can for content you actually want instead of being force fed content you’ll never use.

Mastering the transition between living at home or on college campus, to living on your own in a city apartment is fraught with struggles. Master these three challenges first and you’ll be well on your way to successful independent living.

What’s the one thing that’s dreaded more than a big snowstorm in winter? Those huge energy bills that come from cranking up the heat. Fortunately there are quite a few ways to remedy that problem. Let it snow!

When one evaluates their 401(k) or retirement fund, they typically assume that they will be fine. However, growing old comes with some health risks that may effect your savings. With these tips, you can ensure you stay afloat throughout your retirement years.

The tiny house movement is sweeping the nation. Tiny homes are as small as 100 square feet and can be an ideal solution for someone choosing a minimalist lifestyle who wants to save money while living in an area that has a high cost of living. But are they a good investment?

Many Americans have not saved enough for retirement, or their savings have been hurt by the recent recession. Many more simply are not ready to quit working. What do you plan on doing in retirement? What will you be able to do? Is retirement as we know it changing?

Many people today face huge obstacles to the classic American Dream: financial stability and home ownership. However, young adults seem surprisingly optimistic about their likelihood of achieving their financial goals, even as the dream has shifted somewhat.

With the costs of living rising every day, many people cling tighter and tighter to what money they have. Giving some of your hard-earned cash away in order to experience greater financial well-being may seem counter-intuitive, even crazy. However, the benefits can be greater than you imagined.

High school students begin making college decisions in the fall of their senior year, yet parents cannot know what their financial responsibility will be until after they file the FAFSA in January. If you haven’t heard about the ubiquitous net price calculators, find out here what the story is.

How has the purchasing power of a dollar fluctuated over the past 100 or so years? Hop into your virtual time machine and travel with us through a visual image gallery of what you could have bought for a dollar in days gone by.

In one word: Drastically! As fun as it is to compare prices of common items and laugh at how little things cost back then, there are items that cost less in today’s economy, work better and are more accessible to the general public than in decades past.

What are the ten states with the lowest cost of living and the ten most costly? It depends on which source you look to and whether you are talking about the full year of 2010 or the first quarter of 2011. For 2010, the cheapest states to live in included Oklahoma, Tennessee, Kansas, and Texas.

Do you dream of spending days traveling around the world, reading or doing your favorite hobby as you live out your retirement years? Sure, everyone does. In order to live out your retirement the way you want, you have to start planning for it financially now. Learn 10 ways you can proactively plan.

The average retirement income in the USA is typically a percentage of the income that you make during your working years. Fortunately, there are calculators and tools you can use to estimate if you are heading in the right direction with your investment and future income to have enough to live on.

Investment income is typically comprised of dividends plus annual capital gains. There are other forms of investment income; however, these are the most common. Investors who have failed to file a W9 form with an investment firm may be subject to backup withholding reducing the amounts paid out.

Retirement from a job does not always mean that people retire from working completely. When companies downsize, these retirees may potentially be laid off like other employees. What about unemployment, can I get unemployment if I am retired?

Medical care is expensive whether or not you have insurance. You don’t have to resort to paying full costs. When you need the healthcare but can’t afford the fees, certain tips can help you negotiate the fees so both you and the provider are happy.

If you’ve served in the military, you may have GI benefits available to you. If you are wondering when a dependent can use your GI bill benefits, you can now find the answer. There are specific times when your benefits are passed on or can be used by one or more of your dependents.

Divorce mediation is often a less trying method of resolving differences. However, financial matters must be carefully evaluated. Understanding what financial records to bring to divorce mediation sessions is critical to successful outcomes. Having the right records will help avoid conflicts.