What Is Non-Owner Car Insurance

In 2013 more Oregonians are using car sharing services, especially in Portland, because, car ownership is declining thanks to the recent economic recession and more drivers in Oregon are seeing that it can be more affordable to share or rent a car, rather than to own one.

Central Oregon Car Insurance is still needed if you plan on sharing or renting a car and driving it in towns like Bend, Redmond, Sunriver or Prineville, but the type of car insurance policy that you need, if you drive a vehicle that you’re sharing, is called a “non-owner” car insurance policy.

What Is Non-Owner Car Insurance?

Non-owner car insurance car insurance is simply a car insurance policy that will protect you when you’re driving a vehicle that you don’t own, especially if you get into an automobile accident where you’re at fault.

If you have assets like a home, retirement accounts or other valuables in your home, you owe it to yourself to get an non-owner car insurance policy because, this type of Central Oregon Car Insurance will enable you to avoid paying serious financial damages should you get into a car accident that was caused as a result of your driving.

Are You A Regular Commuter?

Besides being the type of Central Oregon Car Insurance for people who don’t own their own vehicles, non-owner car insurance is also popular with commuters or people who travel frequently and rent a vehicle in the city or town where they are staying.

Non-owner car insurance will provide peace of mind to the traveler who has to rent a car and wants to have the confidence that they will be covered financially should they get into a car accident and need car insurance coverage that will provide them with more coverage than a rental company’s typical $10 per day policy.

To learn more about non-owner car insurance contact the Farnsworth Agency today by calling us for a free insurance consultation at: (541) 318-8835.