María Etanislada

María Etanislada is currently employed. She works as an administrative assistant. She has the spirit for improving herself in this life. She has a child under her care.

She had the opportunity to learn, for the first time, about Ceprodel, and that it supports people so that they can improve their lives and those of their families.

That is the reason she came to request a loan to buy zinc sheeting, roof beams, and bricks. She will do this for her well-being and that of her family. She has hope in God that this institution is able to help her, as her motive is to keep striving to improve.

She is very grateful because she will be able to manage to live under better conditions.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.