October is Cyber-Security Awareness Month – Week 4

October 2018

Here at Fortis, we believe cyber-security is of the utmost importance, and we have made cyber-awareness a top priority for our Clients, Colleagues and Friends. October is National Cyber Security Awareness Month. Fortis is promoting cyber security by sharing weekly tips and information during the month of October.

Cyber Security and Social Media

The ubiquity of social media can’t be understated. It effects the vast majority of our population – ranging from children to people well into their retirement years. As such, safeguarding these connections must be a top priority.

Earlier this month, some 30 million Facebook accounts were compromised due to a security breach. In addition, a few dozen accounts were removed from Facebook due to Russian companies who create biometric software for the Russian government extracting data from the social network. The companies were suspended by Facebook for policy violation. While these widespread acts can be punished, there are other heinous acts such as cyberbullying, stalking or harassment that are more specifically targeted social media violations – particularly among teens – that can be more difficult to track. Predators may use social media as a way to build a relationship with children, or could use account information to stalk or even harm them. Teens can use it to spread rumors, or share unflattering images. Unfortunately, in extreme cases, victims have taken their own lives.

Teens who are being bullied should notify their parents and/or the proper authorities. Parents can also monitor their accounts and stay involved by asking questions about who their kids interact with online. Here are some additional Best Practices.

Check if you have been compromised already. Check haveibeenpwned.com which has an easy search function to see if your email address has been leaked from some of the biggest hacks to date. While this site does not cover every leak, it should give you some insight into just how big of a risk cybersecurity is to our ever-connected society. If you do not show up on this site now, be wary that the next breach could have already happened, and you don’t even know about it yet.

Enable multi-factor authentication.This should be standard security practice for everyone online today. Multi-factor authentication forces anyone logging into an account to supply a code sent to an external device or use other 3rd party software.

Avoid password reuse at all cost. We know it can be difficult nowadays, when everyone has several dozen logins, to generate and remember unique, robust passwords. We suggest a password manager, which can automatically generate and store passwords, such as the popular Dashlane and LastPass products.

Update your security settings on all digital and social channel regularly. There are lots of good step-by-step privacy guides online to help get your settings secure.

Curate your connections. Cleaning out “friends,” followers, connections and more can take some serious time. While having the most connections may have seem like a popularity contest, it is also a huge liability to both your personal and professional life. The more connections you have, the more potential ways for a fraudulent or compromised account to send you a malicious link. Not everyone is as aware as you are, and friends may share things they don’t realize are malicious. Remember that while these networks are social in nature, that does not mean that they are particularly safe.

Monitor social media and digital channels for business and security risks. Continuously watch for phishing links, fraudulent accounts, scams and more. Invest in a digital risk monitoring solution to help you remediate malicious content. Most of all, take social media security seriously. Learn to protect yourself and, more importantly, your business. Although the least impactful of social attacks, account takeovers, are often relatively harmless vandalism and trolling, imagine if a cybercriminal blasted your [enter number of followers] followers with a fake coupon (“2016/7 season tickets half-off for the next 30 minutes! #discount #football”) appended with the latest and greatest malware. Imagine the cataclysmic fallout of a cybercrime at the scale and speed of social media.

Stay vigilant! Humans are simultaneously the weakest security link and the strongest defense. Whenever you’re online, remember that bad things can happen. Everyone should analyze accounts, links and direct messages with a careful, skeptical eye. When in doubt, don’t click.

Additional Resources

TERMS OF USE

BY CREATING A PORTAL ACCOUNT ON FORTIS WEALTH’S CLIENT PORTAL AT (THE “WEBSITE”) IN ORDER TO OBTAIN ACCESS TO AUTOMATED INVESTMENT INFORMATION THROUGH THE WEBSITE (“SERVICES”), YOU AGREE THAT UNLESS INDICATED OTHERWISE, THE DOCUMENTS AND DISCLOSURES REQUIRED TO BE PROVIDED TO YOU WITH RESPECT TO YOUR PORTAL ACCOUNT AND ANY FUTURE PORTAL ACCOUNTS UNDER APPLICABLE LAWS AND REGULATIONS MAY BE PROVIDED TO YOU ELECTRONICALLY. READ THE INFORMATION BELOW CAREFULLY BEFORE CONSENTING TO RECEIVE DOCUMENTS AND INFORMATION ELECTRONICALLY AT THIS WEBSITE AND VIA ELECTRONIC MAIL (“E-MAIL”).

YOU SHOULD PRINT OR SAVE THIS STATEMENT BY USING THE “PRINT” OR “FILE SAVE” OPTIONS ON YOUR INTERNET BROWSER. ANY CHANGES, MODIFICATIONS, OR ADDITIONS TO, OR DELETIONS FROM, THIS STATEMENT SHALL BE EFFECTIVE UPON POSTING ON THE WEBSITE AND WE WILL NOTIFY YOU THEREOF BY E-MAIL AND/OR BY POSTING A MESSAGE ON THE WEBSITE OR TO YOUR PORTAL ACCOUNT.

In this Electronic Agreement and Disclosure Statement (“Statement”), please remember that “you” and “your” refer to the person who is establishing a Portal Account, as well as any future accounts, and “we”, “us” and “our” refer to Fortis Wealth (“Fortis”). Relevant agreements, documents, forms and other information, including without limitation disclosures required to be made or furnished by Fortis with respect to all Portal Accounts, by the Investment Advisers Act of 1940, as amended (the “Advisers Act”), and other applicable laws and regulations (collectively, “Documents and Disclosures”), will be provided to you electronically unless indicated otherwise. Among such Documents and Disclosures to be provided to you electronically with respect to your Portal Account and any future Portal Accounts that you may create are the following:

The Fortis Website User Agreement and all amendments, notices and other agreements which supplement or relate to such User Agreement;

The Fortis Discretionary Investment Advisory Agreement and all Account application forms, agreements and documents required to be completed and submitted to a designated broker-dealer and Custodian (“Broker Documents”) and all agreements, amendments, notices and other agreements which supplement or relate to such Discretionary Investment Advisory Agreement and Broker Documents;

The Fortis Form ADV Part 2A Brochure and Part 2B portfolio manager supplements in compliance with Rule 204-3 under the Advisers Act;

Notice of the Fortis Privacy Policy

All other required and permitted legal disclosures; and

Any other notices and communications pertaining to your Portal Account and Services.

BY CREATING A PORTAL ACCOUNT, AND THEN ACCESSING YOUR PORTAL ACCOUNT, YOU ARE ACCEPTING THIS STATEMENT AND CONSENTING TO RECEIVE DOCUMENTS AND DISCLOSURES ELECTRONICALLY.

Following the termination of your status as a Fortis Client, the information regarding your Portal Account, including the Documents and Disclosures, will be available upon request by sending us an e-mail at info@fortis-wealth.com or by calling 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. When revised or new Documents and/or Disclosures are available on the Website, to the extent relevant or applicable to you and if required by applicable legal, regulatory or contractual requirements, we will send a message to your e-mail address on file or otherwise notify you of their availability.

You are responsible for maintaining a valid e-mail address and all software and hardware necessary to receive, read and send e-mail. You must provide us with your current e-mail address when you establish your Portal Account and promptly notify us of any changes to your e-mail address by updating this information in your Portal Account on the Website.

To receive electronically the Documents and Disclosures, you will need access to a computer and web browser and may also need Adobe Reader, Microsoft Word and Microsoft Excel. You also will need access to e-mail and to a printer or the ability to download information in order to keep copies for your records. To the extent we make changes to the system hardware and software requirements that you need in order to receive and access the Documents and Disclosures electronically, we will notify you of those changes via e-mail and/or by posting information about the new system requirements on the Website. By establishing and then accessing a Portal Account you are indicating that you have the capability to access the Documents and Disclosures and download or print copies of them for your records.

For client support or technical assistance regarding your Portal Account, including the 2 Documents and Disclosures and the Website, you may send an e-mail to info@fortis-wealth.com or call us at 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. You may request a paper copy of any of the Documents and Disclosures at any time by sending us an e-mail at info@fortis-wealth.com or by calling us at 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. We will not charge you a fee for the paper copy.

This consent to receive the Documents and Disclosures electronically will apply on an ongoing basis unless you withdraw your consent. You may withdraw your consent to receive any of the Documents and Disclosures electronically by sending us an e-mail at info@fortis-wealth.com or calling 610-313-0910. However, if you do withdraw your consent Fortis will terminate your Portal Account. If you withdraw your consent to receive documents and disclosures electronically, your only option is to receive documents and disclosures in a paper format. To withdraw your consent and terminate your Portal Account, please call us at 610-313-0910.

By creating a Portal Account, and then accessing your Portal Account, you are indicating that you have reviewed all of the Documents and Disclosures made available to you on the Website. You are also acknowledging that your initial use of your Portal Account will constitute your agreement to be bound by the terms and conditions contained within such Documents and Disclosures.

By agreeing to this Statement, you acknowledge that you have read, understand, and agree to be bound by the terms above. If you do not agree to be bound by the terms above but would like to establish a Portal Account, DO NOT continue with the online process. Instead, please send us an e-mail at info@fortis-wealth.com or call us at 610-313-0910

Because the Fortis Portal Account relates to the functionality of the Website Fortis reserves the right to refuse to establish a Portal Account that is not subject to this Statement. You agree that the Documents and Disclosures required to be provided at the time a Portal Account is being created and any supplemental agreements or subsequent notices of changes or amendments will be provided electronically, and you confirm that you will download or print all electronically-provided documents for your records. You acknowledge that you can access the Documents and Disclosures that are provided electronically on the Website and via e-mail.

TERMS OF USE

BY CREATING A PORTAL ACCOUNT ON FORTIS WEALTH’S CLIENT PORTAL AT (THE “WEBSITE”) IN ORDER TO OBTAIN ACCESS TO AUTOMATED INVESTMENT INFORMATION THROUGH THE WEBSITE (“SERVICES”), YOU AGREE THAT UNLESS INDICATED OTHERWISE, THE DOCUMENTS AND DISCLOSURES REQUIRED TO BE PROVIDED TO YOU WITH RESPECT TO YOUR PORTAL ACCOUNT AND ANY FUTURE PORTAL ACCOUNTS UNDER APPLICABLE LAWS AND REGULATIONS MAY BE PROVIDED TO YOU ELECTRONICALLY. READ THE INFORMATION BELOW CAREFULLY BEFORE CONSENTING TO RECEIVE DOCUMENTS AND INFORMATION ELECTRONICALLY AT THIS WEBSITE AND VIA ELECTRONIC MAIL (“E-MAIL”).

YOU SHOULD PRINT OR SAVE THIS STATEMENT BY USING THE “PRINT” OR “FILE SAVE” OPTIONS ON YOUR INTERNET BROWSER. ANY CHANGES, MODIFICATIONS, OR ADDITIONS TO, OR DELETIONS FROM, THIS STATEMENT SHALL BE EFFECTIVE UPON POSTING ON THE WEBSITE AND WE WILL NOTIFY YOU THEREOF BY E-MAIL AND/OR BY POSTING A MESSAGE ON THE WEBSITE OR TO YOUR PORTAL ACCOUNT.

In this Electronic Agreement and Disclosure Statement (“Statement”), please remember that “you” and “your” refer to the person who is establishing a Portal Account, as well as any future accounts, and “we”, “us” and “our” refer to Fortis Wealth (“Fortis”). Relevant agreements, documents, forms and other information, including without limitation disclosures required to be made or furnished by Fortis with respect to all Portal Accounts, by the Investment Advisers Act of 1940, as amended (the “Advisers Act”), and other applicable laws and regulations (collectively, “Documents and Disclosures”), will be provided to you electronically unless indicated otherwise. Among such Documents and Disclosures to be provided to you electronically with respect to your Portal Account and any future Portal Accounts that you may create are the following:

The Fortis Website User Agreement and all amendments, notices and other agreements which supplement or relate to such User Agreement;

The Fortis Discretionary Investment Advisory Agreement and all Account application forms, agreements and documents required to be completed and submitted to a designated broker-dealer and Custodian (“Broker Documents”) and all agreements, amendments, notices and other agreements which supplement or relate to such Discretionary Investment Advisory Agreement and Broker Documents;

The Fortis Form ADV Part 2A Brochure and Part 2B portfolio manager supplements in compliance with Rule 204-3 under the Advisers Act;

Notice of the Fortis Privacy Policy

All other required and permitted legal disclosures; and

Any other notices and communications pertaining to your Portal Account and Services.

BY CREATING A PORTAL ACCOUNT, AND THEN ACCESSING YOUR PORTAL ACCOUNT, YOU ARE ACCEPTING THIS STATEMENT AND CONSENTING TO RECEIVE DOCUMENTS AND DISCLOSURES ELECTRONICALLY.

Following the termination of your status as a Fortis Client, the information regarding your Portal Account, including the Documents and Disclosures, will be available upon request by sending us an e-mail at info@fortis-wealth.com or by calling 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. When revised or new Documents and/or Disclosures are available on the Website, to the extent relevant or applicable to you and if required by applicable legal, regulatory or contractual requirements, we will send a message to your e-mail address on file or otherwise notify you of their availability.

You are responsible for maintaining a valid e-mail address and all software and hardware necessary to receive, read and send e-mail. You must provide us with your current e-mail address when you establish your Portal Account and promptly notify us of any changes to your e-mail address by updating this information in your Portal Account on the Website.

To receive electronically the Documents and Disclosures, you will need access to a computer and web browser and may also need Adobe Reader, Microsoft Word and Microsoft Excel. You also will need access to e-mail and to a printer or the ability to download information in order to keep copies for your records. To the extent we make changes to the system hardware and software requirements that you need in order to receive and access the Documents and Disclosures electronically, we will notify you of those changes via e-mail and/or by posting information about the new system requirements on the Website. By establishing and then accessing a Portal Account you are indicating that you have the capability to access the Documents and Disclosures and download or print copies of them for your records.

For client support or technical assistance regarding your Portal Account, including the 2 Documents and Disclosures and the Website, you may send an e-mail to info@fortis-wealth.com or call us at 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. You may request a paper copy of any of the Documents and Disclosures at any time by sending us an e-mail at info@fortis-wealth.com or by calling us at 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. We will not charge you a fee for the paper copy.

This consent to receive the Documents and Disclosures electronically will apply on an ongoing basis unless you withdraw your consent. You may withdraw your consent to receive any of the Documents and Disclosures electronically by sending us an e-mail at info@fortis-wealth.com or calling 610-313-0910. However, if you do withdraw your consent Fortis will terminate your Portal Account. If you withdraw your consent to receive documents and disclosures electronically, your only option is to receive documents and disclosures in a paper format. To withdraw your consent and terminate your Portal Account, please call us at 610-313-0910.

By creating a Portal Account, and then accessing your Portal Account, you are indicating that you have reviewed all of the Documents and Disclosures made available to you on the Website. You are also acknowledging that your initial use of your Portal Account will constitute your agreement to be bound by the terms and conditions contained within such Documents and Disclosures.

By agreeing to this Statement, you acknowledge that you have read, understand, and agree to be bound by the terms above. If you do not agree to be bound by the terms above but would like to establish a Portal Account, DO NOT continue with the online process. Instead, please send us an e-mail at info@fortis-wealth.com or call us at 610-313-0910

Because the Fortis Portal Account relates to the functionality of the Website Fortis reserves the right to refuse to establish a Portal Account that is not subject to this Statement. You agree that the Documents and Disclosures required to be provided at the time a Portal Account is being created and any supplemental agreements or subsequent notices of changes or amendments will be provided electronically, and you confirm that you will download or print all electronically-provided documents for your records. You acknowledge that you can access the Documents and Disclosures that are provided electronically on the Website and via e-mail.

TERMS OF USE

BY CREATING A PORTAL ACCOUNT ON FORTIS WEALTH’S CLIENT PORTAL AT (THE “WEBSITE”) IN ORDER TO OBTAIN ACCESS TO AUTOMATED INVESTMENT INFORMATION THROUGH THE WEBSITE (“SERVICES”), YOU AGREE THAT UNLESS INDICATED OTHERWISE, THE DOCUMENTS AND DISCLOSURES REQUIRED TO BE PROVIDED TO YOU WITH RESPECT TO YOUR PORTAL ACCOUNT AND ANY FUTURE PORTAL ACCOUNTS UNDER APPLICABLE LAWS AND REGULATIONS MAY BE PROVIDED TO YOU ELECTRONICALLY. READ THE INFORMATION BELOW CAREFULLY BEFORE CONSENTING TO RECEIVE DOCUMENTS AND INFORMATION ELECTRONICALLY AT THIS WEBSITE AND VIA ELECTRONIC MAIL (“E-MAIL”).

YOU SHOULD PRINT OR SAVE THIS STATEMENT BY USING THE “PRINT” OR “FILE SAVE” OPTIONS ON YOUR INTERNET BROWSER. ANY CHANGES, MODIFICATIONS, OR ADDITIONS TO, OR DELETIONS FROM, THIS STATEMENT SHALL BE EFFECTIVE UPON POSTING ON THE WEBSITE AND WE WILL NOTIFY YOU THEREOF BY E-MAIL AND/OR BY POSTING A MESSAGE ON THE WEBSITE OR TO YOUR PORTAL ACCOUNT.

In this Electronic Agreement and Disclosure Statement (“Statement”), please remember that “you” and “your” refer to the person who is establishing a Portal Account, as well as any future accounts, and “we”, “us” and “our” refer to Fortis Wealth (“Fortis”). Relevant agreements, documents, forms and other information, including without limitation disclosures required to be made or furnished by Fortis with respect to all Portal Accounts, by the Investment Advisers Act of 1940, as amended (the “Advisers Act”), and other applicable laws and regulations (collectively, “Documents and Disclosures”), will be provided to you electronically unless indicated otherwise. Among such Documents and Disclosures to be provided to you electronically with respect to your Portal Account and any future Portal Accounts that you may create are the following:

The Fortis Website User Agreement and all amendments, notices and other agreements which supplement or relate to such User Agreement;

The Fortis Discretionary Investment Advisory Agreement and all Account application forms, agreements and documents required to be completed and submitted to a designated broker-dealer and Custodian (“Broker Documents”) and all agreements, amendments, notices and other agreements which supplement or relate to such Discretionary Investment Advisory Agreement and Broker Documents;

The Fortis Form ADV Part 2A Brochure and Part 2B portfolio manager supplements in compliance with Rule 204-3 under the Advisers Act;

Notice of the Fortis Privacy Policy

All other required and permitted legal disclosures; and

Any other notices and communications pertaining to your Portal Account and Services.

BY CREATING A PORTAL ACCOUNT, AND THEN ACCESSING YOUR PORTAL ACCOUNT, YOU ARE ACCEPTING THIS STATEMENT AND CONSENTING TO RECEIVE DOCUMENTS AND DISCLOSURES ELECTRONICALLY.

Following the termination of your status as a Fortis Client, the information regarding your Portal Account, including the Documents and Disclosures, will be available upon request by sending us an e-mail at info@fortis-wealth.com or by calling 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. When revised or new Documents and/or Disclosures are available on the Website, to the extent relevant or applicable to you and if required by applicable legal, regulatory or contractual requirements, we will send a message to your e-mail address on file or otherwise notify you of their availability.

You are responsible for maintaining a valid e-mail address and all software and hardware necessary to receive, read and send e-mail. You must provide us with your current e-mail address when you establish your Portal Account and promptly notify us of any changes to your e-mail address by updating this information in your Portal Account on the Website.

To receive electronically the Documents and Disclosures, you will need access to a computer and web browser and may also need Adobe Reader, Microsoft Word and Microsoft Excel. You also will need access to e-mail and to a printer or the ability to download information in order to keep copies for your records. To the extent we make changes to the system hardware and software requirements that you need in order to receive and access the Documents and Disclosures electronically, we will notify you of those changes via e-mail and/or by posting information about the new system requirements on the Website. By establishing and then accessing a Portal Account you are indicating that you have the capability to access the Documents and Disclosures and download or print copies of them for your records.

For client support or technical assistance regarding your Portal Account, including the 2 Documents and Disclosures and the Website, you may send an e-mail to info@fortis-wealth.com or call us at 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. You may request a paper copy of any of the Documents and Disclosures at any time by sending us an e-mail at info@fortis-wealth.com or by calling us at 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. We will not charge you a fee for the paper copy.

This consent to receive the Documents and Disclosures electronically will apply on an ongoing basis unless you withdraw your consent. You may withdraw your consent to receive any of the Documents and Disclosures electronically by sending us an e-mail at info@fortis-wealth.com or calling 610-313-0910. However, if you do withdraw your consent Fortis will terminate your Portal Account. If you withdraw your consent to receive documents and disclosures electronically, your only option is to receive documents and disclosures in a paper format. To withdraw your consent and terminate your Portal Account, please call us at 610-313-0910.

By creating a Portal Account, and then accessing your Portal Account, you are indicating that you have reviewed all of the Documents and Disclosures made available to you on the Website. You are also acknowledging that your initial use of your Portal Account will constitute your agreement to be bound by the terms and conditions contained within such Documents and Disclosures.

By agreeing to this Statement, you acknowledge that you have read, understand, and agree to be bound by the terms above. If you do not agree to be bound by the terms above but would like to establish a Portal Account, DO NOT continue with the online process. Instead, please send us an e-mail at info@fortis-wealth.com or call us at 610-313-0910

Because the Fortis Portal Account relates to the functionality of the Website Fortis reserves the right to refuse to establish a Portal Account that is not subject to this Statement. You agree that the Documents and Disclosures required to be provided at the time a Portal Account is being created and any supplemental agreements or subsequent notices of changes or amendments will be provided electronically, and you confirm that you will download or print all electronically-provided documents for your records. You acknowledge that you can access the Documents and Disclosures that are provided electronically on the Website and via e-mail.

TERMS OF USE

BY CREATING A PORTAL ACCOUNT ON FORTIS WEALTH’S CLIENT PORTAL AT (THE “WEBSITE”) IN ORDER TO OBTAIN ACCESS TO AUTOMATED INVESTMENT INFORMATION THROUGH THE WEBSITE (“SERVICES”), YOU AGREE THAT UNLESS INDICATED OTHERWISE, THE DOCUMENTS AND DISCLOSURES REQUIRED TO BE PROVIDED TO YOU WITH RESPECT TO YOUR PORTAL ACCOUNT AND ANY FUTURE PORTAL ACCOUNTS UNDER APPLICABLE LAWS AND REGULATIONS MAY BE PROVIDED TO YOU ELECTRONICALLY. READ THE INFORMATION BELOW CAREFULLY BEFORE CONSENTING TO RECEIVE DOCUMENTS AND INFORMATION ELECTRONICALLY AT THIS WEBSITE AND VIA ELECTRONIC MAIL (“E-MAIL”).

YOU SHOULD PRINT OR SAVE THIS STATEMENT BY USING THE “PRINT” OR “FILE SAVE” OPTIONS ON YOUR INTERNET BROWSER. ANY CHANGES, MODIFICATIONS, OR ADDITIONS TO, OR DELETIONS FROM, THIS STATEMENT SHALL BE EFFECTIVE UPON POSTING ON THE WEBSITE AND WE WILL NOTIFY YOU THEREOF BY E-MAIL AND/OR BY POSTING A MESSAGE ON THE WEBSITE OR TO YOUR PORTAL ACCOUNT.

In this Electronic Agreement and Disclosure Statement (“Statement”), please remember that “you” and “your” refer to the person who is establishing a Portal Account, as well as any future accounts, and “we”, “us” and “our” refer to Fortis Wealth (“Fortis”). Relevant agreements, documents, forms and other information, including without limitation disclosures required to be made or furnished by Fortis with respect to all Portal Accounts, by the Investment Advisers Act of 1940, as amended (the “Advisers Act”), and other applicable laws and regulations (collectively, “Documents and Disclosures”), will be provided to you electronically unless indicated otherwise. Among such Documents and Disclosures to be provided to you electronically with respect to your Portal Account and any future Portal Accounts that you may create are the following:

The Fortis Website User Agreement and all amendments, notices and other agreements which supplement or relate to such User Agreement;

The Fortis Discretionary Investment Advisory Agreement and all Account application forms, agreements and documents required to be completed and submitted to a designated broker-dealer and Custodian (“Broker Documents”) and all agreements, amendments, notices and other agreements which supplement or relate to such Discretionary Investment Advisory Agreement and Broker Documents;

The Fortis Form ADV Part 2A Brochure and Part 2B portfolio manager supplements in compliance with Rule 204-3 under the Advisers Act;

Notice of the Fortis Privacy Policy

All other required and permitted legal disclosures; and

Any other notices and communications pertaining to your Portal Account and Services.

BY CREATING A PORTAL ACCOUNT, AND THEN ACCESSING YOUR PORTAL ACCOUNT, YOU ARE ACCEPTING THIS STATEMENT AND CONSENTING TO RECEIVE DOCUMENTS AND DISCLOSURES ELECTRONICALLY.

Following the termination of your status as a Fortis Client, the information regarding your Portal Account, including the Documents and Disclosures, will be available upon request by sending us an e-mail at info@fortis-wealth.com or by calling 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. When revised or new Documents and/or Disclosures are available on the Website, to the extent relevant or applicable to you and if required by applicable legal, regulatory or contractual requirements, we will send a message to your e-mail address on file or otherwise notify you of their availability.

You are responsible for maintaining a valid e-mail address and all software and hardware necessary to receive, read and send e-mail. You must provide us with your current e-mail address when you establish your Portal Account and promptly notify us of any changes to your e-mail address by updating this information in your Portal Account on the Website.

To receive electronically the Documents and Disclosures, you will need access to a computer and web browser and may also need Adobe Reader, Microsoft Word and Microsoft Excel. You also will need access to e-mail and to a printer or the ability to download information in order to keep copies for your records. To the extent we make changes to the system hardware and software requirements that you need in order to receive and access the Documents and Disclosures electronically, we will notify you of those changes via e-mail and/or by posting information about the new system requirements on the Website. By establishing and then accessing a Portal Account you are indicating that you have the capability to access the Documents and Disclosures and download or print copies of them for your records.

For client support or technical assistance regarding your Portal Account, including the 2 Documents and Disclosures and the Website, you may send an e-mail to info@fortis-wealth.com or call us at 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. You may request a paper copy of any of the Documents and Disclosures at any time by sending us an e-mail at info@fortis-wealth.com or by calling us at 610-313-0910 or such other phone number(s) as Fortis may specify on the Website. We will not charge you a fee for the paper copy.

This consent to receive the Documents and Disclosures electronically will apply on an ongoing basis unless you withdraw your consent. You may withdraw your consent to receive any of the Documents and Disclosures electronically by sending us an e-mail at info@fortis-wealth.com or calling 610-313-0910. However, if you do withdraw your consent Fortis will terminate your Portal Account. If you withdraw your consent to receive documents and disclosures electronically, your only option is to receive documents and disclosures in a paper format. To withdraw your consent and terminate your Portal Account, please call us at 610-313-0910.

By creating a Portal Account, and then accessing your Portal Account, you are indicating that you have reviewed all of the Documents and Disclosures made available to you on the Website. You are also acknowledging that your initial use of your Portal Account will constitute your agreement to be bound by the terms and conditions contained within such Documents and Disclosures.

By agreeing to this Statement, you acknowledge that you have read, understand, and agree to be bound by the terms above. If you do not agree to be bound by the terms above but would like to establish a Portal Account, DO NOT continue with the online process. Instead, please send us an e-mail at info@fortis-wealth.com or call us at 610-313-0910

Because the Fortis Portal Account relates to the functionality of the Website Fortis reserves the right to refuse to establish a Portal Account that is not subject to this Statement. You agree that the Documents and Disclosures required to be provided at the time a Portal Account is being created and any supplemental agreements or subsequent notices of changes or amendments will be provided electronically, and you confirm that you will download or print all electronically-provided documents for your records. You acknowledge that you can access the Documents and Disclosures that are provided electronically on the Website and via e-mail.