Discovery Hospital Cover

With Discovery hospital cover from the Discovery KeyCare programme or other tailored plans, you can feel comfortable knowing that you are covered for any time you have to use a hospital.

You will also feel good about having a plan that doesn’t cost you the earth. Even better, is that Discovery hospital cover is unlimited!

Definitely get a Discovery hospital cover quote to discover why this form of hospital plan is the most popular in South Africa.

Complete and submit the form to get hospital plan quotes

With the Discovery hospital cover KeyCare Plan:

You can get cover under the KeyCare network of hospitals. The number of times you use a hospital is not limited, though limits and rules apply to some healthcare services and procedures in hospital.

If the admission is planned, you need to go to a hospital in the KeyCare network, under KeyCare Core and KeyCare Plus.

In these hospitals, you are covered for specialists in Discovery hospital cover’s KeyCare network. For other healthcare professionals you are also covered for up to 100% of the Discovery Health Rate.

You also get cover for chronic medicine that you need. These are medicines necessary for specific Discovery-listed chronic conditions (see below).

Discovery hospital cover includes emergency admissions. An emergency admission is a sudden unexpected health condition. It is a condition that needs immediate medical or surgical treatment, in order to prevent either organs, other body parts, or even your life being in serious danger. See below what to do in an emergency.

You can also use our day surgery network, as well as hospitals.

KeyCare Access covers you in our network of private hospitals for emergencies, trauma, and childbirth and care for your baby up to 12 months after childbirth, and at our contracted network of state facilities for all other hospital care.

Discovery hospital cover covers HIV. This includes medicine to prevent HIV infection through mother-to-child transmission, as well as through occupational and traumatic exposure to HIV or sexual assault.You need to call 0860 99 88 77, because treatment must start immediately.

On the KeyCare Plus and KeyCare Access Plans, you will have unlimited cover for medical GP consultations, blood tests, x-rays or medicine in our KeyCare network.

Discovery hospital cover pays the hospital directly, so you don’t have to worry.

Discovery also pays up to 100% of the Discovery Health Rate for related accounts, for example, from the doctor who admitted you to hospital, to your anaesthetist, or for any approved services you had while in hospital, such as X-rays or blood tests. You will have to pay for any costs that are over and above the Discovery Health Rate.

How does payment work?

These procedures and more are covered at KeyCare day surgeries under KeyCare Core and KeyCare Plus: