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HOT HINT: Few things are sexier than a little hint of skin, especially when the rest of your outfit is conservative and covered. The Lace Up Turtleneck at Guess ($69) pulls together both worlds in a lovely selection of four fall colors.

CITY SCAPE: When going shoulder-less, construction is key. The DKNYC Cold Shoulder Tunic ($99) does everything right with an elongating V-neck, halter-style neckline and slimming sleeves, all in a deep purple (or black).

BEAD-DAZZLED: To break up the pure sass of off-the-shoulder sweaters, built-in straps are as stylish as they are functional. The Beaded Strap Sweater at White House Black Market ($88) takes their straps up a notch with faux pearls and faceted beads that make neckwear seem obsolete.