Card Benefits

50,000 bonus miles

You can use MileagePlus miles toward travel on United, currently starting as low as 12,500 miles for a one-way Saver Award within the continental U.S. and Canada.* Same page link to Offer Details

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

United ClubSM membership – up to a $550 value per year

United Club locations offer a place to work, relax, and enjoy complimentary beverages and snacks. Before you fly, you, as the primary cardmember, and your eligible travel companions will enjoy access to all United Club locations and participating Star Alliance™ affiliated lounges worldwide.* Same page link to Offer Details

The primary cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free ($25 value for the first checked bag and $35 value for the second checked bag, each way, per person) on United-operated flights when purchasing tickets with their United MileagePlus Club Card. See united.com/chasebag.

Enjoy a United Club membership – up to a $550 value each year – as long as you remain a cardmember.* Same page link to Offer Details United Club locations offer a place to work, relax, and enjoy complimentary beverages and snacks before your flight. The primary cardmember and eligible travel companions will enjoy access to all United Club locations and participating Star Alliance™ affiliated lounges worldwide.

If you already have a United Club membership, you will be reimbursed for the unused portion of your membership once you're approved for the card. Authorized users will not receive their own United Club membership and are only eligible for United Club access if they are traveling with the primary cardmember.

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside the United States.† Same page link to Pricing and Terms For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Choose the award type that suits your needs. One-way Saver Award travel currently starts as low as 12,500 miles within the continental U.S. and Canada. As the primary cardmember, you will also enjoy expanded award availability when you use miles to book any United-operated flight, any time, at the applicable Everyday Award level – with no restrictions or blackout dates. For more information, please visit united.com/awards.* Same page link to Offer Details

More ways to use miles

You can use miles to book award travel on Star Alliance™ and other partner airlines. Or use them to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and car rentals. Miles can also be used for merchandise, gift cards and once-in-a-lifetime events. To learn more, please visit united.com/usemiles.

No close-in award booking fees on United tickets

The primary cardmember has the freedom to book award tickets for close-in dates without having to pay a close-in award booking fee.* Same page link to Offer Details Remember to sign into your MileagePlus account before starting the award booking process.

Premier upgrades on award tickets

The primary cardmember who is also a MileagePlus Premier® member and traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United-operated flights (when available).* Same page link to Offer Details

Stay in style with room upgrades, complimentary daily breakfast for two, early check-in & late check-out (if available) and other amenities at more than 900 luxury hotels and resorts worldwide.* Same page link to Offer Details

United MileagePlus® Visa Signature® cardmembers can use award miles for exclusive experiences such as private winemaker dinners and VIP access to live theater and museum events.

Travel & purchase coverage

You're covered with built-in benefits

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.** Same page link to disclaimer

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.** Same page link to disclaimer

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.** Same page link to disclaimer

Trip Cancellation/Trip Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.** Same page link to disclaimer

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.** Same page link to disclaimer

If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.** Same page link to disclaimer

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase. Up to $500 per item, $1,000 per year** Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.** Same page link to disclaimer

Visa Concierge

Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.* Same page link to Offer Details

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.

50,000 BONUS MILES
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 50,000 bonus miles after you make Purchases totaling $3,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count towards Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.

UNITED CLUB MEMBERSHIP
United ClubSM membership is subject to United Club terms & conditions, united.com/UnitedClubRules, and access policies, united.com/UnitedClubAccess, each of which is subject to change, with or without notice. Please allow 2 weeks after account open date for the United Club membership to activate (excludes Star Alliance and affiliated lounges). The United Club membership card will be sent to the primary cardmember 6 weeks after the account open date. Authorized users will not receive their own United Club membership and are only eligible for United Club access if they are traveling with the primary cardmember. The cardmember's United Club membership will be renewed automatically on each credit card anniversary date, provided that the account is open and not in default. Existing United Club members are eligible to receive a pro-rated refund for any unused portion of their current membership if the refund is greater than $15. Please allow 6 to 10 weeks to receive refund checks. Lifetime United Club members are excluded from receiving a reimbursement. Chase is not responsible for the fulfillment of the United Club membership.

PREMIER ACCESS
The primary Cardmember and companions traveling on the same reservation are eligible for Premier Access®; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Benefits include the following travel services where available: designated check-in lines, priority security lanes, priority boarding, and priority baggage handling. To receive Premier Access, the primary Cardmember must include their MileagePlus® number in their reservation. Premier Access is only available on United®- and United Express®-operated flights; codeshare partner-operated flights are not eligible. Chase is not responsible for the provision of, or failure to provide, Premier Access. Please allow 2 weeks after account opening for Premier Access to be available on your United reservation. Please visit united.com/PremierAccess for details.

EARN AWARD MILES
Rewards Program Agreement: For more information about the United MileagePlus® Club Card rewards program, view the latest Reward Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.

How you can earn miles: You'll earn miles when you, or an authorized user, use a United MileagePlus® credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5 miles: You'll earn 1.5 miles for each $1 spent. 2 miles: You'll earn 2 miles total for each $1 spent on airline tickets purchased directly from United (.5 additional miles on top of the 1.5 miles per $1 earned on each purchase). Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Miles expiration: The miles transferred to your MileagePlus account will not expire as long as your card account is open. If your card account is closed, the miles in your MileagePlus account will expire according to the MileagePlus program rules. Losing miles: You'll immediately lose all miles that haven't been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

FREE CHECKED BAGS
The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first and second standard checked bags free, the primary Cardmember must include their MileagePlus® number in their reservation and use their MileagePlus Club Card to purchase their ticket(s). First and second standard checked bags free is only available on United®- and United Express®-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first and second free standard checked bags to be available on your United reservation. Please visit united.com/ChaseBag for details.

UNITED SAVER AWARDS
United Economy Saver Awards are redeemable starting as low as 12,500 miles for one-way travel within the continental U.S. and Canada as of November 1, 2017. Award pricing is subject to change without notice.

AWARD AVAILABILITY AND FEES
The primary Cardmember can use miles to book award travel on any United-operated flight at the MileagePlus® Everyday Award level, including award travel booked by the primary Cardmember for an authorized user under the primary Cardmember's MileagePlus number, as long as tickets are still available for sale for the applicable cabin on such flight. The primary Cardmember's MileagePlus number must be provided before starting the award travel booking process. Award bookings under an authorized user's MileagePlus number will not receive this benefit. Award pricing is subject to change without notice. Saver Awards, awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.50 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $275 per ticket as of January 1, 2017. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/awards for details.

CLOSE-IN FEE WAIVER
The primary Cardmember will receive a close-in booking fee waiver on award tickets booked less than 21 days before departure, including award tickets booked by the primary Cardmember for an authorized user(s), under the primary Cardmember's MileagePlus number. To receive a close-in booking fee waiver, be sure to provide the primary Cardmember's MileagePlus number before you start the award booking process. Award booking under an authorized user's MileagePlus number will not receive this benefit. Close-in booking fee waiver is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Chase is not responsible for the provision of, or failure to provide, close-in booking fee waivers. For more information on award travel, please visit united.com/awards.

PREMIER AWARD UPGRADE
The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket is eligible for Complimentary Premier Upgrades on select United-operated flights, subject to availability; travel companions and authorized users are not eligible. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/upgrades for details on eligible flights and upgrade processing.

WORLD OF HYATT DISCOVERIST MEMBERSHIP
The primary Cardmember is eligible for Discoverist status in the World of Hyatt program and will need to register for this benefit at united.com/HyattChaseBenefit. Please allow 4 weeks for the registration request to be processed by Hyatt. To receive Discoverist benefits, the primary Cardmember must provide their World of Hyatt membership number at time of reservation or at time of check-in. All benefits are subject to complete World of Hyatt Terms and Conditions, available at worldofhyatt.com. Chase Bank USA, N.A., is not responsible for the provision of, or the failure to provide, the stated benefits and services.

HERTZ GOLD PLUS REWARDS® PRESIDENT'S CIRCLE® MEMBERSHIP
The primary cardmember is eligible to enroll in Hertz Gold Plus Rewards® President's Circle® by visiting united.com/HertzChaseBenefit. Please allow 3-7 business days after enrolling in Hertz Gold Plus Rewards President's Circle for your membership to process. In order to receive Hertz Gold Plus Rewards President's Circle benefits, the primary cardmember must include their Hertz Gold Plus Rewards number in their Hertz reservation. In order to receive the Hertz points benefits, the primary cardmember must opt in, under the "Member Details" section of their Hertz profile, to earn Hertz Gold Plus Rewards points. Offer made by Hertz. All Hertz Membership and Rental Terms and Conditions apply, including the right to change, limit or modify the President's Circle Program or portions of the program at any time. Please visit united.com/HertzChaseBenefit for details. Chase Bank USA, N.A. is not responsible for the provision of, or the failure to provide, the stated benefits and services.

ROOM UPGRADES AND SPECIAL AMENITIES
The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on LHRCollection.com. Websites and other information provided by LHRC and/or participating hotels are not within Chase's control and may or may not be available in Spanish. All exclusive amenities and Guest Privileges are provided per room and are based on double occupancy. Some amenities may only apply to select rates, may be subject to availability at check-in, and are not redeemable for cash. Amenities may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi provided, with the exception of DumaTau and Little Makalolo where Wi-Fi is not available. Program benefits, participating properties, and Guest Privileges are valid through the current calendar year, but may become unavailable due to circumstances outside of Chase's control. All efforts have been made to ensure the accuracy of the information contained. We reserve the right to correct any mistakes. Certain blackout dates and other restrictions may apply. This program is brought to you by Chase through an agreement with Signature Travel Network.

CONCIERGE SERVICE
Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

MILES DON'T EXPIRE
Your miles will not expire as long as there is activity on your credit card account, including paying your annual membership fee, and the credit card account is open and not in default. Upon cancellation of your credit card account your miles will expire according to the MileagePlus program rules.

United MileagePlus Visa Card Program Information
Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user's card will only be credited to the primary cardmember's account. If a cardmember's membership in United's MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United MileagePlus Card. Chase's sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the cardmember's associated MileagePlus account. Chase disclaims liability or responsibility for United's failure to award or redeem miles to the cardmember's associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as cardmember's MileagePlus Club Credit Card account is open and not in default. Upon closure of the cardmember's MileagePlus Club Credit Card account, all benefits will be canceled.

MileagePlus Program Terms and Conditions
Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus program, including without limitation the Premier® program (the "MileagePlus Program"), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.com.

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