Specialty Plans

Discover GeoBlue's full array of travel and international medical plans for global lifestyles and sophisticated travelers. From a 2 week leisure trip to a 2 year work assignment, we've got you covered.

Why Choose GeoBlue

Meet GeoBlue, a better kind of care for world travelers like you. Experience unsurpassed service and the convenience of mobile technology to access the best medical care no matter what country, town or time zone.

Member Services

Discover GeoBlue's full array of travel and international medical plans for global lifestyles and sophisticated travelers. From a 2 week leisure trip to a 2 year work assignment, we've got you covered.

Affordable Care Act (ACA) FAQs

If you reside outside the U.S. for 330 days or more per calendar year, you are exempt from ACA rules. If you are covered by an expatriate group plan purchased in the U.S. by your employer, you meet ACA requirements. If you do not fall into either of these categories, certain rules apply (see below).

Plans available today on https://www.healthcare.gov, online exchanges operated by certain states, as well as websites operated by health insurers and health insurance brokers are not designed for accessing care outside the U.S. and thus expose the policy holder to significant financial risk. Click here to see examples of how patients outside the U.S. directly bear substantial costs for medical emergencies, preventive care or routine illnesses when they purchase a plan that meets the Individual Mandate.

There is no tax penalty for purchasing this policy if you are outside the U.S. for 330 days or more in a calendar year. In this instance, you are deemed to have met the individual mandate. Additionally there is no tax penalty applicable to J1, F1, M1 visa holders and other populations that meet one of the exemption categories related to the ACA individual mandate.

The penalty in 2015 is calculated in one of 2 ways. You'll pay whichever of these amounts is higher:

- 2% of your yearly income above the filing threshold. The 2% share responsibility payment cannot exceed the national average expense of a bronze level plan which the Congressional Budget Office estimates is between $4,500 - $5,000 per individual. (See filing thresholds in financial examples below)
- $325 per person for the year ($162.50 per child under 18). The maximum penalty per family using this method is $975.

The information above is provided for general instructional purposes only and is not intended to be legal guidance, opinion, or serve as a substitute for advice from licensed, legal and/or tax professionals; the law and tax regulations change frequently and may vary depending on jurisdiction. All risk of loss or damage based upon this information is solely that of the User, and Company (WIS) disclaims any and all liability thereof.