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Gun owners will have to carry liability insurance if a bill introduced Friday by New York House Democrat Rep. Carolyn Maloney successfully makes its way through Congress.

Rep. Maloney’s The Firearm Risk Protection Act would subject gun owners to a $10,000 fine if they ignored a mandate for liability insurance before obtaining a weapon, The Hill reported Friday.

“We require insurance to own a car, but no such requirement exists for guns. The results are clear: car fatalities have declined by 25 percent in the last decade, but gun fatalities continue to rise,” the congresswoman said Friday, the newspaper reported.