Fleet Commander Pennat (Zapovjednik flote) : A trapezoidal
pannat, in ratio 1:2. The fly edge is 1/3 of the hoist size. The
field is blue, bordered with whider red border (outer) and
thinner white one (inner). The width of the red border is 5% of
the hoist size, and white border is half of it (2.5%). In the
blue field, there is the coat of arms with two anchors, with
vertical axis being (approximately?) half of the hoist size from
hoist. The height of the symbol is 1/2 of the hoist.Zeljko Heimer, 6 November 1999

Brigade Commander Pennant (Zapovjednik brigade): A trapezoidal
pennant, same as previous in shape, all blue with the coa and
anchors. The size of the symbol is 1/2 of the hoist, and its
vertical axisi is closer to the hoist the in previous flag -
according to my approximation, it is shifted to the hoist 7.5%
hoist size (i.e. for the width of the two borders in previous
flag).Zeljko Heimer, 6 November 1999

Division Commander Pennant (Zapovjednik divizijuna): What I
translated here as division might be misleading. The word
"divizijun" represent a unit less then brigade, and
IINW, division in English is bigger then brigade. Maybe the word
"flotilla" would come here handy, or any other
suggestion?

The flag is of the same trapezoidal shape, white with blue
border, 5% of the flag hoist wide. The coa and anchors are on the
same position as in the brigade commander pennant (i.e. shifted
to hoist 7.5% from 1/2 hoist vertical).Zeljko Heimer, 6 November 1999

It may help to know that, in the Russian Army, there are two
terms translated as "division:" diviziya, which
equates roughly to a division in Western army terms, and
divizion, which is (IIRC) the artillery equivalent of a battalion
and therefore a subdivision of a brigade or regiment. The
Croatian naval usage may be similar.Joseph McMillan, 6 November 1999

Group Commander Pannant (Zapovjednik odreda): The same
trapezoidal flag, with the symbol in the same position again. The
flag is red with white inner border. The width of the white
border is 5% of the flag hoist, and it "offset" from
the edge is another 5%.Zeljko Heimer, 6 November 1999

Senior Officer pennant (Najstariji zapovjednik na sidris<tu
ili u luci): The same trapezoidal pennat, white with red 5%
border, and the the coa nad anchor on the same position as on all
previous pennants except the fleet commander pennat.Zeljko Heimer, 6 November 1999