This gorgeous Pendant w/ Chain has been crafted of fine sterling silver and features a beautiful monogram in your choice of initals. This amazing Sterling Silver 1 1/4 Inch Diameter Monogram Disk Pendant w/ Chain is great for day or evening. NOTE: You can choose to have 1 initial or 3 initials monogrammed on each pendant. Due to the personalization, this item is not returnable or exchangeable.