Californians facing rising home loan payments or foreclosures could get some help from the state capital, where lawmakers are considering the creation of a mediation program similair to those adopted in more than a dozen other states. Nevada program is seeing success.

The program would allow borrowers at risk of loosing their homes to request a mediation process with the lender.

Assemblyman Pedro Nava, D-Santa Barbara is the author of the bill.

Jim W Hildreth of Real Estate Mediation Servies echos the disconnect between the banks and homeowners.