For me personally my max is 10. I dont think I could juggle more than 10 credit cards. I do have all my credit cards on my bank account so I can pay them and I could set reminders but it would just be too much for me. What is your max?

I don't know what the limit would be for the actual number of cards I'd want. I currently have 6 cards with 5 lenders, and I would be a bit reluctant to have to deal with a 6th issuer. Multiple Amex cards are easy to manage, and I expect the same would be true for Chase or Barclaycard.

I really dislike the fact that I can't link Synchrony Brooks Bros to creditkarma. I don't think I'd want another card that can't communicate with CK.

I have quite a few, but I only use Discover and Amex regularly. I will use my Banana Republic Visa if I get some special rewards offer (I have gotten two good ones in a row) or Walmart if $.05 off a gallon is the best I can get for gas, but other than that Discover and Amex see all my spending.

I started out with Discover for everything, then got the Amex to see how hard it was to juggle two major credit card bills. It hasn't been an issue at all so far, so I would be comfortable adding another card for optimizing rewards while keeping most spending (such as uncategorized and bill payments) between my current primary cards. At this point, I think any cards I add would be for a very specific purpose (i.e. they would see a small amount of spending limited by whether it would earn more in rewards than Discover or Amex), so that would also make me comfortable adding more. Having said that, though, I do like accumulating rewards over a few cards so they aren't spread as thinly.

I have quite a few but I don't always use all of them at one time, especially the store cards and some of the cards I'm also able to use as utilization padding too or there is a specific purpose as to why I have them.

Some like Discover, Citi Forward (though my dad has been making purchases on it as an AU), Quicksilver, and the card from Barclays I have in the SD. It still doesn't feel like much to me though I have no desire to have more than 20 cards, even with all the offers that have been coming about lately like the 80k points on the Hilton HHonors Surpass card. I'm even planning to consolidate the limit of my Amex Gold Delta Skymiles card once that's old enough. I love having a lot of options out there with different issuers/lenders and even different card networks just in case something happens though I understand the other perspective on this.

Out of all of these cards, I find myself using Chase cards the most, even way more than Amex cards quite frankly.

Not hard to track really since we use a homemade spreadsheet, that gets modified as needs change, tracking money in and money out. It has an adjoining table listing the bills, closing date, due date, and date paid, and includes various utilities, mortgage, and such. It helps me track bill-paying, but I check each receipt against statements and follow up with payments being cleared through the bank. Being a bit ocd helps.

While we have a lot of cards, not every card is used every month (that's monitored too), like Firestone was just to get a reduction on tires. That won't be used again, most likely.

Total CL: somewhere over $86,000. I suppose I could ask for increases, but I'm not sure why I would. Nearly everything gets charged, but all bills paid off in full every month. Except mortgage. Cars and student loans paid off--cars are 12 (92K miles) and 9 (34K miles) years old, but are running just fine.

The number I'm comfortable with is low: I have two currently, thinking of getting a third. I have a tendency to obsess when I have a lot of options available. Plus, even if I sockdrawer some cards, remembering to check in on the accounts once in a while are just more obligations bouncing around my brain. I know it shouldn't be that hard to manage more accounts, but as long as I'm getting some rewards, I'm happy.

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