Understand, for example, that were lower 90% households to create their own generational town banks, and related generational town businesses, in generational capitalistic competition with upper 10% households over 12 years, then each lower 90% household will gain $757,791 more equity (on average, distributed above, by generation) in addition to their present household equity (above). Upper 10% equity would then equal $825,037 per household, not $2,944,100; that is, only after 12 years of generational capitalistic competition. Most importantly, diifferences between lowest 20% equity (or youngest generational equity above) and highest 10% equity (or oldest generational equity above) would then only represent investment time differences between generational investment accounts (above); that is, as "measured" according to your 1 of 72 levels of experience (or tested training, and related worktime, over your 72-year average lifetime) by industry, occupation, and workplace (or business resume), retroactively reconconciled to gross domestic assets, as follows:

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Gross Domestic Assets, and related Gain, Statement at end of 2011

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Asset (or Capital) Accounts per Federal Reserve Bank at end of 2011 (renamed for clarity, in trillions)