Corporate bond trader running one of Goldman Sachs’ five high yield market-making books, focusing on industrial companies, homebuilders and midstream energy names. Born in N.Y.

The list is “the world’s greatest roll call of young entrepreneurs and game-changers,” according to Forbes. Acceptance into its finance list—which is under 4%—is more competitive than getting into elite universities like Stanford or Harvard.

Zachary HamedZachary Hamed

The four Goldman staffers are drawn from different parts of the bank: Saperstein is a bond trader, while Mathews is in equity derivatives sales. Hamed is a technologist by background, while Watkins is a banker.

Kerri Cohen Saperstein

Saperstein holds a bachelor’s degree from the University of Pennsylvania and trades high-yield bonds. She joined Goldman Sachs in 2010, and is currently a vice-president focusing on industrial companies, homebuilders and midstream energy names, according to Forbes.

Mathews is a graduate of Duke University working on the equities derivatives desk as a salesperson. According to Forbes, she was born in Kenya but raised in Queens, New York, after her parents were granted asylum in the US.

Hamed, the youngest in the entire list, is a product manager who works on developing apps for Marquee, Goldman’s internal platform. He holds a degree in computer science from Harvard college, has his own website,was a part of the Thiel Fellowship, and is a startup cofounder.

Brandon is a graduate from UCLA whose first brush with Goldman Sachs was as a summer investment banking analyst in 2009, according to his Linkedin profile.

He is now head of Emerging Internet Finance Investment Banking, according to his LinkedIn profile, and has worked on eBay’s spinoff of PayPal, Lending Club’s IPO, Square’s IPO, and private placements for SoFi and Funding Circle.