NEW: Join the Conversation In Our Forums

We're pleased to announce the debut of our the brand-new On the Money Forums. You can use the forums to post questions, comments, start discussions with other OTM fans, and get answers directly from our experts. Broken down by topic, the forums allow you a new way to join the dialogue -- whether you're looking for ways to dig yourself out of debt, concerned about the value of your home, or just trying to see how other people are navigating this tough economic landscape.

If you're not a registered CNBC.com user, you'll need to complete a quick registration process which you can do by clicking here. Then it's up to you to start the conversation.