Regulatory Expertise

Sandler O’Neill’s team includes senior bankers and balance sheet advisors, each with decades of experience navigating various interest rate, credit cycle, and regulatory environments. Their collective knowledge brings deep and valuable perspective to the firm’s best-in-class fixed income resources.

In 2015, Basel III capital and liquidity rules and Dodd-Frank Act regulations had a major impact on regional and community banks. These regulations represented the most significant changes in bank regulation since the Great Depression. Sandler O’Neill’s thorough understanding of how these changes can impact the capital, liquidity, M&A, and investment strategies of financial institutions is an important component of our approach to helping our clients achieve their objectives.