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Health Savings Accounts

A Health Savings Account (HSA) is a tax-exempt custodial account
established exclusively for the purpose of paying or reimbursing
qualified medical expenses incurred by you, your spouse, and your
dependents. We offer an interest-bearing checking account that puts
you in control of your own health care reimbursement.

Many companies are finding it more difficult to reduce their
healthcare expenses. Our HSA offers a new alternative. RSNB
Bank's Health Savings Account is the right choice for businesses
who offer a HSA-qualified high deductible health plan (HDHP). An
HSA is a tax-exempt account that can only be used to pay qualified
medical expenses.

HSA Features

No minimum balance to open

$10 annual maintenance fee

No minimum balance to earn interest

Non-qualified withdrawals may be subject to IRS tax
penalties

Deposits allowed at any time (must be within IRS limits)

HSA funds are easily accessible with a free Visa® Debit
Card

Certain federal guidelines must be met to qualify for this
account. Federal tax benefits are determined by IRS rules. Check
with your tax advisor for state rules regarding HSAs.