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74th Year No. 304 Good Morning! It's Friday, September 10, 1982 3 Sections 16 Page, 25 Cents
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David Kelley, 22, checks the damage after an accident involving the
school bus he was driving on Route K. At right, paramedic Steve Gunn of
University Hospital checks Brian Delly, 5, of 10 Gateway South Brian was
sprayed with glass fragments in the wreck but his injuries were minor
School bus wreck hurts 7
By Deborah Crowe
Mlmwiliii lit IT m iter
At least ax Columbia schoolchildren and
their bos driver were slightly injured by
shattered glass Thursday afternoon when a
Ccinrnhui Water and Light Department
truck srdeswnedaschool bos.
Mast of the injanes were cats and
scrapes, a Highway Patrol officer on the
scene said.
The bus, driven by David Kelley, 22, was
headed west on Route K, 23 miles south of
the Missouri 163 intersection, when it
passed ttetfjr trade, wbwhwas traveling
in the opposite direction. Driving the aiy
' S
track was David Sachs, 27, of 1117 Lake- vie- w
Ave
Sachs was slightly over the road's center
line, according to witnesses interviewed by
the Missouri State Highway Patrol As the
two vehicles passed, their rearview mirrors
collided, smashing side windows and send-ing
pieces ofglass flying in all directions
Sachs said he wasn't on the wrong side of
the road. " We met on a bridge," be said.
" The bridge was narrow and both of the ve- tad- es
are wide."
Nevertheless, Highway Patrolman
Thomas Breen issued Sachs a summons for
. failing to drive within a single lane
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Most of the children were treated at a
nearby gas station and sent home on anoth-er
school bus.
Breen said Michael Rarnhfll, 11, Route 3,
Joshua Addstem, 13, Route 3, April Sher-man,
12, of 85 Gateway Blvd. S.; and Doro-thy
Vaughn, IS, Route 3, all suffered rumor
injuries Jacob Chessman, 6, of 33 Gateway
Blvd., suffered moderate injury with a lac--
eration on the bead, Breen said.
Sachs received cuts on his neck and left
arm, and Kelley received several cuts and
scratches, on the left side of fas face
A child not listed in the report, Brian Dei-ty,
S, of 10 Gateway Blvd. S., also suffered
minor injuries
Decision
Excepticon wins a 6yes';
Charter to pursue claim
ByDefcUeStoaeaxdCoilJaCaarlgbt
MfMonisa staff witters
JEFFERSON CITY The State
Health Facilities Review Committee
Thursday granted a certificate of
need to Ercepfacan Midwest Inc.,
giving it permission to baOd a pri-vate
psychiatric hospital m Colum-bia-
The committee's 4-- 2 decision re-solved
at least temporarily a
dispute m the Colmnhia medical
community as to whether both, one
or neither competing firms should be
allowed tosetae here.
Charter Medical Corp., the losing
applicant, is entitled by law to ap-peal
the decision. " We plan to ap-peal
it all the way to the Missouri Sn- pre- me
Court," said James R.
fjnffiK". vice president of devel--
Tension filled the packed Senate
jsmft as lawyers for each compa-ny
homedly called witnesses m at-tempts
to sell then hosprtaL Each
company was allotted 3S rmrmtfn to
pre ffftit iff case
Rep Robert Elbs Young, who cast
one of the two dissenting votes, said
be regretted the speed with winch
the derisions were made. " Factide
needed an hoar instead of 35 mtn- utes," hesa- id.
The committee ruled against rec-. ommendat- kms
by the staff of the
State Health Facilities Review Com-mittee,
which earlier concluded that
Columbia chant need a private psy- cbiat- nc
baepitaL
Sen. Harry Wiggins, the commit-tee
member who moved to grant the
application to Excepticon, explained
the committee's decision " Excepti- co- n
presented a better case "
Excepbcon's lower patient fees
and cooperative agreement with Co- luml- xa
Regional Hospital contrib-uted
to the decision, Wiggins said.
Colombia Regional Hospital has
agreed to convert its 16 psychiatric
beds to medical surgical use rf Ex- cepbe- on
builds in Coimnbia.
Ezcepbcon officials were pleased.
" We won approval, Charter was
demed," said a statement prepared
by Ffrceptiron lawyers and exec-utives.
" Therefore, we are gang to
go ahead. What Charter chooses to
do procedurally we cannot predict or
controLWe wfll forge ahead."
Charter officials expressed great
disappointment m the staffs hand-ling
of the review. Tanghhn called
the proceedings a " farce," saying
the staff had had the applications
smce March and didn't do anything
wife them.
Charter's mam objection to the
committee's decision was that Ex- ceptjc- ou
dnphratps medical services
( See CHARTER, Page 7A)
Israeli jets
strike anew
at Syrians
United Press Internatfooal
Israeli war jets fulfilling their prime
minister's pledge struck anew in Leb-anon's
Bekaa Valley Thursday and de-stroyed
four more of Syria's most advanced
missile batteries
Fighting also flared briefly at the Bourj
Barajneh refugee camp when Palestinian
guerrillas refused to surrender their arms to
the Lebanese army One guerrilla was
wounded and the army later assumed con-trol
for the first time in 13 years over the
tens of thousands of homeless Palestinians m
the battered south Beirut camp
Israel said all of its jets returned safely
from the second unopposed air strike against
newly placed arm aircraft missile batteries
and 25,000 Syrian troops who were stationed
in the Bekaa.
Israel also said it knocked out four Soviet- mad- e
SAM-- 9 missue batteries near Dabar el
Baydar, 16 miles east of Beirut Its jets de-stroyed
another of the most sophisticated
antiaircraft systems in the Syrian arsenal
Wednesday, and yet another Aug 10 for a
total now of 26 destroyed Syrian missile sys-tems
since Israel invaded Lebanon June 6
" The State of Israel is determined m mind
and decision not to allow the Syrians to move
anti- aircra- ft missile batteries into the area
of Lebanon," the Israeli military command
said.
Prime Minister Menachem Begin vowed in
Parliament Wednesday " Every battery that
is brought in will be destroyed."
Israeli and Syrian forces have clashed re-peatedly
in the Bekaa since the end of the
PLO withdrawal from Beirut Sept 1, spark-ing
fears among Lebanese of ' an explosion"
of new combat between the forces stationed
from a point 12 miles east of Beirut to a few
miles from the Syrian border with Lebanon.
Three Israelis and a Syrian were killed
Saturday, eight Israelis were captured in a
separate ground incident and a Svnan recon- naisaii- ce
jet had been shot down last week.
The fighting came as Arab leaders at the
12th Arab summit in Fez, Morocco, accepted
a compromise Saudi peace plan. Israel pre-viously
had rejected every portion of the
plan, winch also went oeyond President Rea-gan's
own initiative
Building code wins OK maybe
By Lesny Heymana
Missourian staff writer
After months of discussion, the
Boone County Court Thursday
reached a fragile compromise on
county building codes, but the proc-ess
used to approve them may turn
outtobefllegaL
The proposal, a compromise of-fered
by Presiding Judge BQl Freeh,
will cover only limited areas of the
county inrlnding an " urban service
zone" around Columbia considered
favorable for development.
Other areas covered by the code
are developments of six homes or
more, ri rtiim jai irnriili im
and recreational buildings in other
nrnworporated areas.
If the code is adopted, new con-struction
m these areas would have
to comply with hrrfldmg standards
mat would be verified through in-spections
The county currently has
rtt bonding code.
Though the court seemed ready
for Quick approval of the measure,
Northern District Judge Dick Farm-er
stopped it temporarily.
Farmer said the court had been
told by the county prosecutor's office
that state statutes demand that the
adoption of a nrrfldmg code not cov-ering
the entire county be approved
by the County Planning and Zoning
Commission. If the code had covered
the entire county, this stop would be
nnnecessary
But the court bad seemingly run
out of tune. In order to hold a plan-ning
and zoning meeting, 15 days'
Chief says county fire codes
could have saved western store
A county building code probably
would not have prevented the
Wednesday night blaze that de-stroyed
Randy's Western World near
Ashland, But it might have required
structural additions that would have
slowed the spread of the fire, offi-cials
said Thursday
Chief Steve Paulsell of the Boone
County Fire Protection District of-fered
that opinion after telling mem-bers
of the County Court that buOd- m- g
codes cannot prevent fires, but
structures buQt according to code
can give people time to escape
The western wear store was con-structed
without fire stops in its at-tic,
which Paulsen said the code
adopted Thursday by the court
would require. The fire- sto- p addi- -
nobce must be given And as Judge
Farmer pointed out, there aren't 15
days until Tuesday the nVadlmp
for placing referenda on the Nov 2
ballot.
Boone County voters won't actual-ly
vote on the codes The structure of
theaflding code is up to the court
Tnsffad, voters wfll either approve
or disapprove funds fir the code in-spection
program, as requued by
the Hancock Amendment.
Despite warnings by Oxnrty Clerk
Chns Eeuy and Farmer, Freeh
forged ahead with fats proposaL
tions would cut down on the draft,
which contributes to the rapid
spread of flames
The fire that destroyed the store
was caused by an electrical mal-function
in a water heater, Ashland
Fire Chief RJ Tyler said Thursday.
The state fire marshal's office,
winch bad four investigators on the
scene, declared the fire an accident.
The blaze destroyed the store and
an estimated $ 300,000 worth of inven-tory
No one was injured.
WhOe no one at the court meeting
would say flatly that bufldmg regula-tions
would have prevented Wednes-day's
destruction, Paulsen said,
" Chances are the building would not
have burned nearly as rapidly with
somepreraTitinns buflt into it"
Farmer, continuing his opposition
of any code not covering an unincor-porated
areas of the county. voted
no
Farmer prefaced his vote by say-ing
the court was '' hoodwinking' the
voters because the Democratic can-didates
for the County Court all fa-vor
county- wid- e supervision and wfll
would institute such a plan if elect-ed.
Southern Distinct Judge Kay Rob-erts
had had criticisms regarding
any tvpe rf building code The cost of
the program, she said, would place a
heavy burden on home builders and
the county might be held liable for
faulty construction if it has a build-ing
code program.
But Judge Roberts joined Freeh in
a vote to approve
What remains to be seen is wheth-er
a planning and zoning meeting
caned after the Tuesday deadline
wfllbekgaL
" They think they can do it after
Tuesday That's the interesting
question," Kelly said after the meet-ing
" Someone would have to sue to
poll it off the ballot"
The meeting began with little indi-cation
that any type of compromise
would be reached. Candidates Farm-er
and Roberts carefully restated
their positions at the start of the
meeting
Jsdge Roberts came armed with
criticisms regarding any type of
building code. The county may be
held liable for faulty construction if
it has a building code program, she
said. The cost of program would
place a heavy burden on home build-ers
She added that if the county did
have extra money, she would prefer
that it be spent to aid the Sheriff's
Department or public works
Her constituents stand with her,
she said.
" I have been asssured by these
people that I stand square in their
thoughts,'' she said. " I have to stand
corrmatted to those individuals."
Seemingly deadlocked, the court
heard testimony that may have
pushed to court to act
Counselors ease financial woes
ByPHMjpBjari
SAoMBrbM staff writer
Hard economic tunes mean hard- da- p
tor mOhons of Americans. One
Jefferson Ctty busmesaman can at-testto
that
In December, after graduating
from the Uitveisity, Larry opened a
business in Jefferson Cfty- B- ct be-cause
he worked oa a commission
and required several months of job
training, it was three months before
he received bis first paycheck.
At first, tarry nsed the money in
bu savings account to pay bis ex-penses.
Ffna& y, when bis savings
dwirx& ed, Larry started receiving a
paycheck. Bat by then, he could af-ford:
to pay bis creditors onjy enough
money to keep tfaecoDectMn agency
officers from knocking onhut door.
The economic toll, however, was
fWMfy iwwmwj to the pressure rt
crested. r5xe was a lot of stress
on vaj voMma& tT he says. " We ep- -
i
Insight
arated for three weeks and came
dose to getting a divorce. We didnt
have any problems until we coolant
payour bills."
Larry, who prefers to remain
auooiyujoos, 13 only one of a growing
nunlier of Americans having dtffi- cnay- m
paying creditors, m fact, the
federal bankruptcy court reports
mat 5631 buw nmes and mdmdnals
have filed for bankruptcy m Missou-ri
so far ttms year. In ISO, the state
total was 7,566. Nationwide, the fig-ure
tins year stands at 364,417, m
1961, itwas 350,753.
Bat anuke the thousands who have
filed for bankruptcy, Larry found a
way out His wife learned of the
Credit Goansehng Service of Mid- Mtsso- un,
a not- for- pro- fit corpora-tion
based m Jefferson City- - Coun-selors
at the cojpor alien found a
bank wflhng to lend Larry enough
money to pay off an fau creditors.
Now Larry is paying the bank $ 158
each month for the next four years
instead of the $ 500 per month he was
paying hut creditors. He doesn't
mmd paying the bank the 24 permit
Interest tt charges for hu consahda- bo- n
loan, he says. To Larry, rt is
worth it But Larry isnt the only one who
has had credit problems lately.
Since its office opened in June, the
corporation has counseled more than
40 people, 21 from Cninmhra, who
are deeply a debt, says Patnoa
Joyce, president
Volunteer counselors with back-grounds
m financial planning or
credit relations gather every week-day
evening to help debtors examine
possmle wniuhons to their " M"" i
problems, plan budgets, and re- ftvi- n'n
ulf iiyiff V t iw vi nfrtff
Only clients who first complete a
mailed questionnaire aboutthexr in
come and fipfnditures wfll be coun-seled.
Each consultation is done pri-vately
and is free.
" Deadbeats dont come to this of-fice,"
says Charles Guest, a retired
Presbyterian minister and volunteer
counselor " Eighty percent of these
people are amazingly responsible
andare seeking awayout ofdebt"
TypKauy, cheats are married cou-ples
m then-- 30s who have had no fi-nancial
trailing. " It's very easy to
use the plastic ( credit cards) Peo- pl- e
get into the minimum payments,
and they overextend themselves,"
says Mrs. Joyce.
Bat credit cards arent the only
reason for financial difficulties
Counselors pomt out other reasons
for then dients debts credit terms
are too easy; clients lack self con-trol,
divorced women cant support
their famines on one income; cheats
cant support their desired lifestyle;
( See COLUMBIA, Page SA)
sports BONUS
It's football season in Columbia, and to mark the occa-sion
the Columbia Missourian introduces an expanded
sports section today We call it Sports Bonus, and it will
appear throughout the season on Friday mornings In it
we preview the weekend's high school games, Big Eight
contests and much, much more And of course you'll find
our coverage of the majoc league pennant races, too. Turn
to Section C of today's ( Missourian for the best in fall
sports coverage And while you're there, check out the ad-vertisements
for the merchants who make it all possible
Ira town IStgt
today JP Index
7 pjn. Caving seminar span-- ... .70
sored by Missouri Wanderers, Chmffifti1 ,, E- t- A
Community United Methodist. Orairg - 4B
Church. Opfrrhi ,, 4A
7 sad t-. 3- 8 pum. " Taps," Jesse Sports MC I
Anrhfoncm, University Tr '
.
7- T- B I

74th Year No. 304 Good Morning! It's Friday, September 10, 1982 3 Sections 16 Page, 25 Cents
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David Kelley, 22, checks the damage after an accident involving the
school bus he was driving on Route K. At right, paramedic Steve Gunn of
University Hospital checks Brian Delly, 5, of 10 Gateway South Brian was
sprayed with glass fragments in the wreck but his injuries were minor
School bus wreck hurts 7
By Deborah Crowe
Mlmwiliii lit IT m iter
At least ax Columbia schoolchildren and
their bos driver were slightly injured by
shattered glass Thursday afternoon when a
Ccinrnhui Water and Light Department
truck srdeswnedaschool bos.
Mast of the injanes were cats and
scrapes, a Highway Patrol officer on the
scene said.
The bus, driven by David Kelley, 22, was
headed west on Route K, 23 miles south of
the Missouri 163 intersection, when it
passed ttetfjr trade, wbwhwas traveling
in the opposite direction. Driving the aiy
' S
track was David Sachs, 27, of 1117 Lake- vie- w
Ave
Sachs was slightly over the road's center
line, according to witnesses interviewed by
the Missouri State Highway Patrol As the
two vehicles passed, their rearview mirrors
collided, smashing side windows and send-ing
pieces ofglass flying in all directions
Sachs said he wasn't on the wrong side of
the road. " We met on a bridge," be said.
" The bridge was narrow and both of the ve- tad- es
are wide."
Nevertheless, Highway Patrolman
Thomas Breen issued Sachs a summons for
. failing to drive within a single lane
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Most of the children were treated at a
nearby gas station and sent home on anoth-er
school bus.
Breen said Michael Rarnhfll, 11, Route 3,
Joshua Addstem, 13, Route 3, April Sher-man,
12, of 85 Gateway Blvd. S.; and Doro-thy
Vaughn, IS, Route 3, all suffered rumor
injuries Jacob Chessman, 6, of 33 Gateway
Blvd., suffered moderate injury with a lac--
eration on the bead, Breen said.
Sachs received cuts on his neck and left
arm, and Kelley received several cuts and
scratches, on the left side of fas face
A child not listed in the report, Brian Dei-ty,
S, of 10 Gateway Blvd. S., also suffered
minor injuries
Decision
Excepticon wins a 6yes';
Charter to pursue claim
ByDefcUeStoaeaxdCoilJaCaarlgbt
MfMonisa staff witters
JEFFERSON CITY The State
Health Facilities Review Committee
Thursday granted a certificate of
need to Ercepfacan Midwest Inc.,
giving it permission to baOd a pri-vate
psychiatric hospital m Colum-bia-
The committee's 4-- 2 decision re-solved
at least temporarily a
dispute m the Colmnhia medical
community as to whether both, one
or neither competing firms should be
allowed tosetae here.
Charter Medical Corp., the losing
applicant, is entitled by law to ap-peal
the decision. " We plan to ap-peal
it all the way to the Missouri Sn- pre- me
Court," said James R.
fjnffiK". vice president of devel--
Tension filled the packed Senate
jsmft as lawyers for each compa-ny
homedly called witnesses m at-tempts
to sell then hosprtaL Each
company was allotted 3S rmrmtfn to
pre ffftit iff case
Rep Robert Elbs Young, who cast
one of the two dissenting votes, said
be regretted the speed with winch
the derisions were made. " Factide
needed an hoar instead of 35 mtn- utes," hesa- id.
The committee ruled against rec-. ommendat- kms
by the staff of the
State Health Facilities Review Com-mittee,
which earlier concluded that
Columbia chant need a private psy- cbiat- nc
baepitaL
Sen. Harry Wiggins, the commit-tee
member who moved to grant the
application to Excepticon, explained
the committee's decision " Excepti- co- n
presented a better case "
Excepbcon's lower patient fees
and cooperative agreement with Co- luml- xa
Regional Hospital contrib-uted
to the decision, Wiggins said.
Colombia Regional Hospital has
agreed to convert its 16 psychiatric
beds to medical surgical use rf Ex- cepbe- on
builds in Coimnbia.
Ezcepbcon officials were pleased.
" We won approval, Charter was
demed," said a statement prepared
by Ffrceptiron lawyers and exec-utives.
" Therefore, we are gang to
go ahead. What Charter chooses to
do procedurally we cannot predict or
controLWe wfll forge ahead."
Charter officials expressed great
disappointment m the staffs hand-ling
of the review. Tanghhn called
the proceedings a " farce," saying
the staff had had the applications
smce March and didn't do anything
wife them.
Charter's mam objection to the
committee's decision was that Ex- ceptjc- ou
dnphratps medical services
( See CHARTER, Page 7A)
Israeli jets
strike anew
at Syrians
United Press Internatfooal
Israeli war jets fulfilling their prime
minister's pledge struck anew in Leb-anon's
Bekaa Valley Thursday and de-stroyed
four more of Syria's most advanced
missile batteries
Fighting also flared briefly at the Bourj
Barajneh refugee camp when Palestinian
guerrillas refused to surrender their arms to
the Lebanese army One guerrilla was
wounded and the army later assumed con-trol
for the first time in 13 years over the
tens of thousands of homeless Palestinians m
the battered south Beirut camp
Israel said all of its jets returned safely
from the second unopposed air strike against
newly placed arm aircraft missile batteries
and 25,000 Syrian troops who were stationed
in the Bekaa.
Israel also said it knocked out four Soviet- mad- e
SAM-- 9 missue batteries near Dabar el
Baydar, 16 miles east of Beirut Its jets de-stroyed
another of the most sophisticated
antiaircraft systems in the Syrian arsenal
Wednesday, and yet another Aug 10 for a
total now of 26 destroyed Syrian missile sys-tems
since Israel invaded Lebanon June 6
" The State of Israel is determined m mind
and decision not to allow the Syrians to move
anti- aircra- ft missile batteries into the area
of Lebanon," the Israeli military command
said.
Prime Minister Menachem Begin vowed in
Parliament Wednesday " Every battery that
is brought in will be destroyed."
Israeli and Syrian forces have clashed re-peatedly
in the Bekaa since the end of the
PLO withdrawal from Beirut Sept 1, spark-ing
fears among Lebanese of ' an explosion"
of new combat between the forces stationed
from a point 12 miles east of Beirut to a few
miles from the Syrian border with Lebanon.
Three Israelis and a Syrian were killed
Saturday, eight Israelis were captured in a
separate ground incident and a Svnan recon- naisaii- ce
jet had been shot down last week.
The fighting came as Arab leaders at the
12th Arab summit in Fez, Morocco, accepted
a compromise Saudi peace plan. Israel pre-viously
had rejected every portion of the
plan, winch also went oeyond President Rea-gan's
own initiative
Building code wins OK maybe
By Lesny Heymana
Missourian staff writer
After months of discussion, the
Boone County Court Thursday
reached a fragile compromise on
county building codes, but the proc-ess
used to approve them may turn
outtobefllegaL
The proposal, a compromise of-fered
by Presiding Judge BQl Freeh,
will cover only limited areas of the
county inrlnding an " urban service
zone" around Columbia considered
favorable for development.
Other areas covered by the code
are developments of six homes or
more, ri rtiim jai irnriili im
and recreational buildings in other
nrnworporated areas.
If the code is adopted, new con-struction
m these areas would have
to comply with hrrfldmg standards
mat would be verified through in-spections
The county currently has
rtt bonding code.
Though the court seemed ready
for Quick approval of the measure,
Northern District Judge Dick Farm-er
stopped it temporarily.
Farmer said the court had been
told by the county prosecutor's office
that state statutes demand that the
adoption of a nrrfldmg code not cov-ering
the entire county be approved
by the County Planning and Zoning
Commission. If the code had covered
the entire county, this stop would be
nnnecessary
But the court bad seemingly run
out of tune. In order to hold a plan-ning
and zoning meeting, 15 days'
Chief says county fire codes
could have saved western store
A county building code probably
would not have prevented the
Wednesday night blaze that de-stroyed
Randy's Western World near
Ashland, But it might have required
structural additions that would have
slowed the spread of the fire, offi-cials
said Thursday
Chief Steve Paulsell of the Boone
County Fire Protection District of-fered
that opinion after telling mem-bers
of the County Court that buOd- m- g
codes cannot prevent fires, but
structures buQt according to code
can give people time to escape
The western wear store was con-structed
without fire stops in its at-tic,
which Paulsen said the code
adopted Thursday by the court
would require. The fire- sto- p addi- -
nobce must be given And as Judge
Farmer pointed out, there aren't 15
days until Tuesday the nVadlmp
for placing referenda on the Nov 2
ballot.
Boone County voters won't actual-ly
vote on the codes The structure of
theaflding code is up to the court
Tnsffad, voters wfll either approve
or disapprove funds fir the code in-spection
program, as requued by
the Hancock Amendment.
Despite warnings by Oxnrty Clerk
Chns Eeuy and Farmer, Freeh
forged ahead with fats proposaL
tions would cut down on the draft,
which contributes to the rapid
spread of flames
The fire that destroyed the store
was caused by an electrical mal-function
in a water heater, Ashland
Fire Chief RJ Tyler said Thursday.
The state fire marshal's office,
winch bad four investigators on the
scene, declared the fire an accident.
The blaze destroyed the store and
an estimated $ 300,000 worth of inven-tory
No one was injured.
WhOe no one at the court meeting
would say flatly that bufldmg regula-tions
would have prevented Wednes-day's
destruction, Paulsen said,
" Chances are the building would not
have burned nearly as rapidly with
somepreraTitinns buflt into it"
Farmer, continuing his opposition
of any code not covering an unincor-porated
areas of the county. voted
no
Farmer prefaced his vote by say-ing
the court was '' hoodwinking' the
voters because the Democratic can-didates
for the County Court all fa-vor
county- wid- e supervision and wfll
would institute such a plan if elect-ed.
Southern Distinct Judge Kay Rob-erts
had had criticisms regarding
any tvpe rf building code The cost of
the program, she said, would place a
heavy burden on home builders and
the county might be held liable for
faulty construction if it has a build-ing
code program.
But Judge Roberts joined Freeh in
a vote to approve
What remains to be seen is wheth-er
a planning and zoning meeting
caned after the Tuesday deadline
wfllbekgaL
" They think they can do it after
Tuesday That's the interesting
question," Kelly said after the meet-ing
" Someone would have to sue to
poll it off the ballot"
The meeting began with little indi-cation
that any type of compromise
would be reached. Candidates Farm-er
and Roberts carefully restated
their positions at the start of the
meeting
Jsdge Roberts came armed with
criticisms regarding any type of
building code. The county may be
held liable for faulty construction if
it has a building code program, she
said. The cost of program would
place a heavy burden on home build-ers
She added that if the county did
have extra money, she would prefer
that it be spent to aid the Sheriff's
Department or public works
Her constituents stand with her,
she said.
" I have been asssured by these
people that I stand square in their
thoughts,'' she said. " I have to stand
corrmatted to those individuals."
Seemingly deadlocked, the court
heard testimony that may have
pushed to court to act
Counselors ease financial woes
ByPHMjpBjari
SAoMBrbM staff writer
Hard economic tunes mean hard- da- p
tor mOhons of Americans. One
Jefferson Ctty busmesaman can at-testto
that
In December, after graduating
from the Uitveisity, Larry opened a
business in Jefferson Cfty- B- ct be-cause
he worked oa a commission
and required several months of job
training, it was three months before
he received bis first paycheck.
At first, tarry nsed the money in
bu savings account to pay bis ex-penses.
Ffna& y, when bis savings
dwirx& ed, Larry started receiving a
paycheck. Bat by then, he could af-ford:
to pay bis creditors onjy enough
money to keep tfaecoDectMn agency
officers from knocking onhut door.
The economic toll, however, was
fWMfy iwwmwj to the pressure rt
crested. r5xe was a lot of stress
on vaj voMma& tT he says. " We ep- -
i
Insight
arated for three weeks and came
dose to getting a divorce. We didnt
have any problems until we coolant
payour bills."
Larry, who prefers to remain
auooiyujoos, 13 only one of a growing
nunlier of Americans having dtffi- cnay- m
paying creditors, m fact, the
federal bankruptcy court reports
mat 5631 buw nmes and mdmdnals
have filed for bankruptcy m Missou-ri
so far ttms year. In ISO, the state
total was 7,566. Nationwide, the fig-ure
tins year stands at 364,417, m
1961, itwas 350,753.
Bat anuke the thousands who have
filed for bankruptcy, Larry found a
way out His wife learned of the
Credit Goansehng Service of Mid- Mtsso- un,
a not- for- pro- fit corpora-tion
based m Jefferson City- - Coun-selors
at the cojpor alien found a
bank wflhng to lend Larry enough
money to pay off an fau creditors.
Now Larry is paying the bank $ 158
each month for the next four years
instead of the $ 500 per month he was
paying hut creditors. He doesn't
mmd paying the bank the 24 permit
Interest tt charges for hu consahda- bo- n
loan, he says. To Larry, rt is
worth it But Larry isnt the only one who
has had credit problems lately.
Since its office opened in June, the
corporation has counseled more than
40 people, 21 from Cninmhra, who
are deeply a debt, says Patnoa
Joyce, president
Volunteer counselors with back-grounds
m financial planning or
credit relations gather every week-day
evening to help debtors examine
possmle wniuhons to their " M"" i
problems, plan budgets, and re- ftvi- n'n
ulf iiyiff V t iw vi nfrtff
Only clients who first complete a
mailed questionnaire aboutthexr in
come and fipfnditures wfll be coun-seled.
Each consultation is done pri-vately
and is free.
" Deadbeats dont come to this of-fice,"
says Charles Guest, a retired
Presbyterian minister and volunteer
counselor " Eighty percent of these
people are amazingly responsible
andare seeking awayout ofdebt"
TypKauy, cheats are married cou-ples
m then-- 30s who have had no fi-nancial
trailing. " It's very easy to
use the plastic ( credit cards) Peo- pl- e
get into the minimum payments,
and they overextend themselves,"
says Mrs. Joyce.
Bat credit cards arent the only
reason for financial difficulties
Counselors pomt out other reasons
for then dients debts credit terms
are too easy; clients lack self con-trol,
divorced women cant support
their famines on one income; cheats
cant support their desired lifestyle;
( See COLUMBIA, Page SA)
sports BONUS
It's football season in Columbia, and to mark the occa-sion
the Columbia Missourian introduces an expanded
sports section today We call it Sports Bonus, and it will
appear throughout the season on Friday mornings In it
we preview the weekend's high school games, Big Eight
contests and much, much more And of course you'll find
our coverage of the majoc league pennant races, too. Turn
to Section C of today's ( Missourian for the best in fall
sports coverage And while you're there, check out the ad-vertisements
for the merchants who make it all possible
Ira town IStgt
today JP Index
7 pjn. Caving seminar span-- ... .70
sored by Missouri Wanderers, Chmffifti1 ,, E- t- A
Community United Methodist. Orairg - 4B
Church. Opfrrhi ,, 4A
7 sad t-. 3- 8 pum. " Taps," Jesse Sports MC I
Anrhfoncm, University Tr '
.
7- T- B I