The Associate Analyst 3 (AA3) will conduct comprehensive analysis on an assigned portfolio of ratings/credits. The AA3 will perform holistic evaluations of credit risk by integrating credit inputs prepared by others, including Financial Data Analysts (FDAs), RRS Associates and external parties. In conducting credit analysis for their assigned portfolios, transactions or credit reviews, AA3s will actively participate in rating committee discussions and interact with issuers and other market participants, in collaboration with Lead Analysts.

The AA3 role is integral to Moody's focus on ratings accuracy, research and market outreach. The AA3 role will primarily support the State and Local Government ratings group. There is potential for cross-training in supporting varying asset classes and methodologies, as part of career progression.

Key Responsibilities

Portfolio Management

Performs day-to-day credit analysis support related to ratings, research, presentations, and investor outreach. Examples of analytical work produced include:

Attends rating committee meetings and is encouraged to participate, including offering analysis and opinion where appropriate.

May complete Credit Estimates used to assess elements of credit risk in certain rated transactions.

Research & Investor Outreach

Prepares first draft of core research as applicable to the LOB e.g. credit opinions, issuer and sector comments, press releases, pre sale and new issue reports etc. in collaboration with Lead Analysts.

Contributes to research strategy, including idea generation and preliminary drafting, adhering to Moody's research standards.

Attends investor briefings and issuer meetings as required; may help prepare presentation materials; arrives prepared to engage in discussions.

Builds positive relationships with issuers - displays initiative to understand the issuer's business and proactively responds to issuer enquiries.

Operates applicable ratings and research systems and utilizes software specific to the rating group. Identifies all issues with data for follow up with Lead Analyst.

Demonstrates sound understanding and judgment in applying Moody's processes, documentation standards and best practices, adhering to all laws and policies.

Coaching & Guidance

Provides clear, concise and constructive guidance in the delegation of work to Associates (if applicable), actively managing workload pipeline in order to provide sufficient time for completion. Seeks Associate Analyst Team Manager (AATM) guidance where needed to determine how to allocate work.

Provides feedback to AATM on the quality and accuracy of work produced by Associates, along with providing constructive and proactive feedback to Associates and FDAs.

Preferably some relevant experience in municipal finance, though not required.

Accounting background with strong focus in financial analysis (e.g., through coursework, CFA or equivalent, or relevant work experience).

Working knowledge of MS Excel, Word and PowerPoint.

Solid verbal, written communication and interpersonal skills.

Ability to work effectively in a collaborative team environment

Strong organizational skills and attention to detail.

Ability to adapt to a changing environment and prioritize tasks accordingly.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com.. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance. For New York City positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the New York City Fair Chance Act. For all other applicants, qualified applicants with criminal histories will be considered for employment consistent with the requirements of applicable law.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

Internal Number: 6355900

About Moody's

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