Hypothetical Question...

Hypothetical Question...

If you went to a place like dell for a computer or best buy for appliances and what you needed costs say...1600.00. If you needed to apply for that stores credit card and took the hard pull but they came back and could only give you 800.00 credit could you tell them nevermind and to not open the credit account? I know the hp would be on your credit but would a card show up as open and closed in the same day?

Re: Hypothetical Question...

Just assume it will show up as an opened account. There's a chance you can close before it reports and it won't show up, but there's just as good a chance it will no matter what. It probably also differs CCC to CCC

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.