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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

What is the Total Loan?

What is the Total Interest?

What is Depreciation?

The average annual depreciation of the car is calculated as follows: (Car Price with COE - Scrap value of car) / 10.

What is the COE Quota Premium?

The COE Quota Premium is included in the car price. For Off-Peak Car option, this is offset by the $17,000 discount.

What is the ARF?

The Additional Registration Fee is included in the car price.

*Note: For cars registered with COE from March 2013, the ARF will be calculated based on a tiered system. First $20,000 of the OMV, 100% of OMV. Next $30,000 of the OMV, 140% of Incremental OMV. Remaining OMV, 180% of Incremental OMV.

What is the PARF Rebate?

Effective from 1 September 2008, you may encash your PARF rebate if you do not intend to use the rebates to offset either the upfront taxes payable at registration of a vehicle.