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Credit Repair News

Missing your due date and making a late payment is not the end of the world for your credit scores. But, it is something to be avoided as it does negatively affect your scores. Payment history is a factor that’s considered when banks and issuers evaluate your credit risk. A long history of on-time payments

When you’re starting out with no credit history and no credit scores you might wonder how you can establish credit. You don’t have a record lenders can look at to judge your creditworthiness so you will typically get offers with high-interest rates and excessive fees. The simplest way to establish credit is to obtain a

More than 700,000 people filed for bankruptcy in 2017. You’ve probably heard that a bankruptcy can remain on your credit report for up to 7-10 years. If you have filed for bankruptcy or are considering it there is good news. Credit repair and normalcy doesn’t have to be 7-10 years away. A study published by

When you’re working on credit repair, or just trying to keep your credit score in good condition knowing how hard inquiries impact your score is important. Hard inquiries are also known as “hard pulls” and generally occur when a financial institution checks your credit when making a lending decision. Most commonly they take place when

Living with high amounts of credit card debt at high interest is a drain. Every month you struggle to make the minimum payments and can’t see the end of the tunnel. And nearly every day you check the mail you see another offer for a personal loan to pay off your cards. Is the personal