Did you know?

We provide 7 different finance solutions.

Equipment Finance

Buy the equipment your business needs up to $120,000.

SME Cash provides equipment finance through either a secured loan or an operating lease, depending on what best suits your needs. Common equipment types acquired by our customers with equipment finance include IT and business equipment, software, plant or anything used to generate income for the business.

Business Loans

For any acceptable business purpose up to $250,000 for 12 months.

SME Cash provides general purpose loans for any reasonable business purpose or purchase including working capital for pre-export finance. Items commonly paid for using general purpose loans include expensive repairs, fast approaching bills including the ATO, payroll growth, and costs related to expanding.

Auto Finance

You can buy a new or used vehicle or a fleet, up to $160,000.

SME Cash provides motor vehicle finance through a secured loan Common motor vehicle types acquired by our customers with the help of our financing solutions include trucks, utes, vans, and sedans where used primarily for business use.

Trade Finance

SME Cash provides import financing solutions so you can avoid the hassle of dealing with banks for letters of credit for imports, and export finance where you have an invoice finance facility with us. We’ll assist by providing the funds needed for the import, so that you’re not held back from opportunities when overseas suppliers or buyers make great offers. Trade finance also helps free up cash for your other ongoing business expenses.

Inventory Loans

If in Australia you buy materials to manufacture or install, or finished stock to be sold our inventory loans allow up to 3 additional months beyond your current supply terms up to a maximum of 4 months.

SME Cash provides inventory loans to all types of businesses, from wholesalers and retailers, through to the hospitality and construction industries. Get a loan to make finished goods or buy finished goods for resale, or help meet the peaks of your trading cycle.

Invoice Finance

Gain access to up to 90% funds of your invoices outstanding in as little as 24 hours.

You can sell us either a single invoice, a partial ledger, or the entire ledger. This is a fast and efficient way of “unlocking” the cash in your invoices so that you can continue running and growing your business. We rely on your skills to collect in your debts and do not take over your customers invoice collections, meaning that your customers will never know you’re using our Invoice Finance solution.