It's the card that works like a check!
Make purchases from your checking account without using cash, checks or credit cards with your Citizens State Bank Debit/ATM Card.

World-Wide Acceptance
Wherever you travel, carry the Citizens State Bank Debit/ATM Card with confidence. Use it all around the world, wherever MasterCard ® is accepted. And, it's an ATM card, too!

Easy and Accurate Record-keeping
Since all of the funds come directly out of your checking account, your monthly checking statement will provide a detailed description of all purchases, for easy record-keeping. You can even view your transactions via Citizens State Bank Online Banking.

Lost or Stolen Card?
Please contact your Citizens State Bank office immediately or call the 24x7 Help Desk at 1-866-546-8273 and speak to an operator.

Apply today!
Call us or stop in today to apply for your Citizens State Bank Debit/ATM Card. You'll wonder how you ever lived without it!

smsGuardian Debit Card Alerts

Get the PEACE OF MIND that comes with debit card alerts!

smsGuardian is a service that uses text messages to enable you to monitor certain types of debit card activity and to respond immediately to fraudulent activity. Once you have a Citizens State Bank debit card, you can sign up to receive text message alerts as a complimentary service from Citizens State Bank (message and data rates from your cell phone provider may apply). This service provides another layer of security that helps protect your accounts and is just another way that Citizens State Bank is committed to protecting you from fraudulent activity.

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