If this is your first visit, be sure to
check out the FAQ by clicking the
link above. You may have to register
before you can post: click the register link above to proceed. To start viewing messages,
select the forum that you want to visit from the selection below.

Credit card processing - Mobile Merchant

02-25-2010, 04:42 PM

I found a nice way to collect credit cards (Canadian site)

Portable credit card payment system
• Enables merchants to process credit transactions
through their BlackBerry™ smartphone anywhere,
at anytime
• Phone pairs with a compact printer/cardreader via
Bluetooth and instantly processes transactions
through the existing data plan that you have with

Comment

Looks interesting, I haven't looked into this one however when I did look into a mobile unit the cell rates, service charges etc. made it too high, as mentioned prior what we do is call in the credit card info to a toll free line, receive an authorization number and everything is balanced at the end of the week. Having a virtual machine would be better if the costs were not too high, I use a Blackberry however I do not subscribe to the internet with it, I think it's around $40.00 a month for this option.

Comment

When you say a virtual machine, you mean credit card processing software without a piece of hardware to swipe the card?

The thing I was wondering is how much can one save when swiping a card for a transaction vs simply entering cc info into software?

Is it enough to justify the costs of the hardware?

Furthermore, you really don't need to be concerned with cc fraud because you know where these people live. I highly doubt they are going to give you a stolen card, so maybe swiping would not be important at all.

Comment

When you say a virtual machine, you mean credit card processing software without a piece of hardware to swipe the card?

The thing I was wondering is how much can one save when swiping a card for a transaction vs simply entering cc info into software?

Is it enough to justify the costs of the hardware?

Furthermore, you really don't need to be concerned with cc fraud because you know where these people live. I highly doubt they are going to give you a stolen card, so maybe swiping would not be important at all.

A virtual machine uses a cell chip or Simm card to communicate, you rent the machine, simm card, pay monthly cell time (data package) plus a % of sales, I think for us we will just continue to call them in takes less than 30 seconds and we haven't had any issues, because its toll free to call we do not incur any expense.

Comment

My credit card customers I send them an invoice through Paypal. It's been working fine for me so far. My only gripe with Paypal is they want to withhold 10% of each transaction for 60 days, then they release it..

Comment

andy, who do you call them into your bank or do you have a cc company that you use ?

I and the staff call a 1-800 number, we get an authorization number and they go on to the next site, it might take 30 seconds at the most and works perfect, we do around 500 credit card transactions a season.

Andy
Halifax, Nova Scotia

Comment

I use "SQUARE"for Android. I ordered the hardware for free and it is 2.75% + 15c per order scanned and 3.50 + 15cents per each transaction. I love it, drops upto 1001.01$ per day into a bank account of your choice. I have it automatically set-up to send a receipt to an email of their choice. Or i just forward it from the online account.

Comment

I use "SQUARE"for Android. I ordered the hardware for free and it is 2.75% + 15c per order scanned and 3.50 + 15cents per each transaction. I love it, drops upto 1001.01$ per day into a bank account of your choice. I have it automatically set-up to send a receipt to an email of their choice. Or i just forward it from the online account.

Matt

I'm not sure I understand. You pay $3.50 + $.15 per transaction, plus $.15 + 2.75% per order. What exactly is an order? Would that be for each transaction? ($4.10 + 2.75% for each transaction?)