Congratulations, you have successfully submitted your payment particulars and Our Certified Funding Partners have started the bid Process. You will be contacted by Telephone within hours to be given your highest quote. Please stay by the phone.

Complete the form below and get your Competitive Price Quotes within 2 hours! Its Easy as 1-2-3

Step 1

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1 - Enter General Information:

I have a:

Structured Settlement

Lottery Payments

Other Annuity

Worker's Compensation

Name of Insurance Company That Pays Me

Where do you live?

2 - Describe each Payment Stream you want to Sell (one payment stream at a time):

Would you like to enter another payment stream?

YES

NO

Payment Frequency

Next Payment Date

Amount

Last Payment Date

Guaranteed

Life Contingent

Cost of Living Increase

Increase (%)

Next Increase Date

Your Payment Streams

#

Frequency

Next Payment

Amount

Last Payment

Guaranteed

COLA

Increase

On Date

Delete

3 - Tell us about your highest offer so far, if any, then Click on "Finished":

Why Cash Out an Annuity for All Your Money Now?

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For most people, the choice of taking an annuity payout seems to make plenty of sense on the surface. Whether your annuity is from lottery winnings or a life insurance policy, it offers long-term financial security and stability, right? That’s the theory, at any rate. By taking annuity payments, you’re guaranteed a specific amount of income over a set period of time, which allows you to plan for the future and not have to worry that you will be completely bereft of income. However, life has a way of changing things so that annuity payments don’t always work the way you anticipate.

Mounting Bills

Why cash out an annuity? Many people find that one reason they need that money right now is so they can pay off mounting bills – medical or otherwise. A simple medical problem can cause havoc with your finances and while those annuity payments will help pay off your bills over time, there’s nothing they can do about your immediate need. This is particularly true in situations where you might have lost your job and creditors are hounding you, or your mortgage company is threatening you with foreclosure. Those annuity payments only offer so much help.

Where to Find Help

The real issue here is how to cash out your annuity. What should you do? You can’t just go to the bank and ask for money upfront. Technically, all the money remaining to you is held by the payer – it’s officially theirs until they have to pay it to you, despite your annuity agreement. You do have options, though. There are companies that will buy your annuity in exchange for a lump sum of money. This gives you access to almost all of your funds right away, to use as you see fit. You can pay bills, repair your home, repair your car (or get a new one), or put the money towards your children’s education.

The catch is that not all buyers are created equal. Different buyers will offer different amounts in exchange for your annuity, and you should never jump at the first company to make an offer. You need a way to make an informed decision by comparing your options. This is where a brokerage comes in – with the right help, you can get offers from multiple companies, compare each offer to the others, and choose one that fits your needs best.