It’s pretty tough to resist the urge of buying the next thing you see nowadays. People are so enthralled by what they see on television commercials and newspaper ads that they forget that money doesn’t grow on trees. Money, to some, is what makes the world go round. Money may help us get new clothes, cars and household items but it can also pose harm to Mother Nature with smoke producing industries, oil-spilling ships and more. What’s more is that money is constantly wasted on junk food and silly digital devices. If we don’t stop tossing money like a piece of candy wrapper, the whole world might get poor before the day ends. Fortunately, the tips given below are just what you need to live frugal.: 1. Get coupons It’s time to use your miserly tactics to good use and seize this wonderful opportunity to sniff out some coupons. Won’t you feel better at heart knowing you got the same amount of groceries from the store at amazingly slashed prices? Of course you would. Look for these coupons by going to the nearest grocery store or the weekend newspaper to see if you can get your hands on a couple of them. 2. Make a household budget Your boredom is but a small price to pay for in order to make a budget of your spending. Weekly keep a track of how much of your money is going out than going in and then you can focus on where you need to do more savings at. 3. Prioritize your needs and wants You don’t need to go to the mall every weekend to snack out at a luxurious diner, or buy clothes that you won’t be wearing at all. It’s important to keep your funds focused on only those items that you will presently need for today or the next day. That is how you can prioritize your spending without being left high and dry. Keep the most essential necessities in mind such as food, water, electricity and clothing. 4. Associate yourself with a library If you’re into books and movies, then you should know that neither comes cheap. Even renting them can feel like a pinch to your entire body. Instead, you should make your way down to the local library and rent whatever novel or flick you...

The life of a college student can indeed be one that is daunting and complex, especially when he is economically handicapped. Getting enrolled is tough enough as it is but there also other money leeching conundrums of additional fees involving cafeteria, library, tuition and flying over to see your parents if your college is situated somewhere out of town. But in the end, that’s college life for you – your boot camp to becoming an independent and upstanding civilian of society. At times like this, it is best to back ride on the famous catchphrase of “When the going gets tough, the tough gets going”, and seize your golden opportunity of making an impact on college. Fortunately, we have just the solution for your “I-am-financially-broke” concerns: 1. Keep A Hold Of Your Loans College students usually have a penchant for buying new clothes, ordering pizza, going to the movies and hiring a cleaning staff person to tidy up their dormitories. Basically to them money is like a magic wand that they can just wave around at anything to accomplish or simplify their problems while ignoring the obvious characteristics of a profligate imbecile. Remember that the more your toss around all of that head-earned valuable dough, the more debt will weigh down upon you in the end. 2. Get A Part-Time Job Quit mooching on other people and get your own stash of cash. It is ridiculously unethical and immoral for both your personal and professional life to live off someone else’s money. Pick up your daily newspaper and follow up on a job listing ad that suits you the best, give that company a call and apply for a part-time job. Knowing that you have mustered your own potential to earn that money will enlighten your soul and also give you some knowledge about work and the experience that comes with it. 3. Make A Budget It would be nice to know how much you are earning and spending so that you know whether you are well off or in debt. First and foremost you need to add all of the income that you receive from your part-time job, the one-time payment from your parents, loans and such. After that, tally the total number of expenses and payments that you have incurred on your journey and subtract them from...

Pay R25 for a student discount card from Studentology, valued at R90 (save 72%) Better than thinking you’ve run out of candy and finding one more in the bottom of the bag or correctly guessing a password you haven’t used in years; finding out that the thing you really wanted to buy is on sale is one of the most awesome feelings in the world. Enjoy that feeling every day of the week with a student discount card from...

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