Today's Rates

Rates are subject to change without notice.Certain minimums may apply. Call for details.E&OE.

Proud Members of the RDBA

GIC Wealth Management Inc. is a member of the Registered Deposit Brokers Association. The RDBA is the professional standards Self-Regulatory Organization (SRO) for the Canadian Deposit Broker Industry. Membership in the organization includes Financial Institutions, Deposit Brokers and their representatives. The organization is a strong supporter of a regulated industry and strives to work closely with federal and provincial governments and other regulators to insure investor safety and compliance with regulatory mandates.With every deposit we make on your behalf, a Client Consent and Information Form issued by the RDBA and signed by the client is required. If you have any questions about the RDBA, or the required form, please contact us.

FYI / Blog

We are constantly sending out rate specials, product announcements, updates, newsletters and tips. If you would like to receive this information, please sign up for our rate sheet, or visit our “FYI” page!

Testimonials

I have used the services of GIC Wealth Management Inc. for the past 8 years, and have found both Kevin and Brandon to be very helpful and knowledgeable in the investment industry. It has always been a quick and simple process to have my investments transferred to one of the institutions they represent. I will definitely keep my investments with GIC Wealth.”

We also offer guaranteed investment funds (segregated funds), and annuities. As independent providers of financial products and services from numerous Canadian financial institutions, we also provide access to various life insurance and critical care products.

How can deposit brokers offer the highest interest rates?

Deposit brokers receive daily information on current interest rates and current product availability from financial institutions all across the country. As opposed to paying high salaries and overheads, large financial institutions find it cost effective to use brokers to bring them new business. These savings get passed on to the client by way of higher rates.

How is my money deposited?

For your protection, we insist that cheques should always be made payable to the financial institution the client is investing with. This insures that each and every client knows exactly where their funds are going. In addition, all institutions we represent have deposit insurance for their Guaranteed investments. To learn more about how Guaranteed Investments are Insured, please refer to our Deposit Insurance section.

What are your fees?

Zero. Zip. Zilch. We receive our compensation directly from the financial institution you choose to invest with. Financial Institutions offer deposit brokers higher rates because of their expertise and ability to transact a large volume of deposits. These savings can get passed on to the investor by way of higher rates, completely free of fees or commission.

Do you only offer GICs?

No. We started off selling only GICs, but as we’ve grown, we noticed that our clients wanted more investment options and we now carry an entire suite of investment and insurance products. We offer RSPs/RIFs, segregated funds, insurance, annuities, and mortgages. We are constantly adding new products, so sign up for our newsletter to get updates.

What amount of money must I invest through a deposit broker?

Some of the institutions do require a minimum deposit to guarantee the best rate. Please contact us for the details.

Do I still receive an investment certificate?

Certainly. We collect and provide all of your information to the referred institution, which will issue a certificate in 10-20 business days. At maturity, we will contact you approximately one month in advance to discuss your re-investment options.