Mortgages for 2- to 4-unit Primary Residences

An important form of affordable housing for low-to moderate-income borrowers

Expand your market opportunities in many urban communities, where 2- to 4-unit housing is the key affordable housing inventory for primary residences.

Originating mortgages secured by 2- to 4-unit properties with a variety of Freddie Mac mortgage products helps you attract more low- and moderate-income borrowers and borrowers in underserved communities.

Through Freddie Mac mortgage products like Home Possible® Mortgages eligible for origination with 2- to 4-unit primary residences, you can serve a greater number of borrowers with diverse financial circumstances, and increase your Community Reinvestment Act (CRA)-eligible originations.

Product Features

Feature

Description

Property Type

2- to 4-unit owner-occupied primary residences, including condos and PUDs.

Postsettlement Credit Fees in Price may apply, including the Number of Units Credit Fee in Price, based on the individual characteristics of the mortgage. See Guide Exhibit 19 for details on applicable fees.

Benefits for Your Borrowers

Obtain home financing that meets their individual needs, whether it’s flexible down payment options, low down payment solutions and more.

For More Information

Call your Freddie Mac representative.

Training Opportunities

Visit The Learning Center for live and recorded web conferences, access to classroom-style workshops and self-study tools – all designed to help you stay competitive, serve more borrowers and make it easier to do business with us.

The information in this document is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or other Pricing Identifier Terms.