New income tax bands in Scotland Two new income tax bands – a starter band and an intermediate band – are to be introduced in Scotland for 2018/19. For 2018/19, Scottish taxpayers will pay tax at the starter rate of 19% on income in excess of the personal allowance of...

The Winners: Savers – There is to be a new savings account from National Savings & Investments. It is expected to pay 2.2pc over a three-year term on a maximum balance of £3,000. Further details will be announced in the Budget next year. – As...