Before Traveling

Smooth Sailing Travel with Your Credit and Debit Cards

Planning an International Trip?

Keep us informed by stopping by a branch or giving us a call to let us know to expect transactions from your desired destination and so our team can notate this and confirm your contact information is up to date.

Beware of blocked and sanctioned countries. For a current list of these countries, visit the Office of Foreign Asset Control (OFAC) of the US Department of Treasury's updated list here. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, BlueOx Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here. If you have any questions regarding these countries, give us a call.

While debit and credit cards are accepted in most countries, MasterCard charges foreign currency conversion fees for purchases made with their credit and debit cards, in addition to ATM cash withdrawal fees.

Always take more than one method of payment.

Planning a Domestic Trip?

If you are traveling domestically, it is still a good idea to let us know so we can notate your account in case it is flagged as unusual activity. We will also verify your contact information is up to date.

Double check your PINs before you travel. If you need a new PIN, contact us at least 10 days before you leave.

NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act