When you want to experience the relief of being debt free.
When you want to create a larger spread between what you earn and what you spend.
When you want to feel better about money.
When you want to increase the flow of money through your experience.
Current Emotional Set-Point Range

This process to Become Free of Debt will be of the most value to you when your Emotional Set-Point is ranging somewhere between:
(10) Frustration/Irritation/Impatience and (22) Fear/Grief/Depression/ Despair/Powerlessness.
To begin the process of Releasing Resistance to Become Free of Debt, obtain a columnar writing pad with as many columns as you have monthly expenditures. Now, beginning in the far left column, write a heading that describes your largest monthly outgo. For example, if the largest check that you write each month is your house payment, then you would write as a header: “House Payment.” And next, on the first line beneath the header, write the dollar amount of that house payment. Now, circle this amount, which represents the amount you are obligated to pay each month, and then, on the third line, enter the total outstanding debt for this “House Payment” category.

Next, enter your second largest payment in the second column, your third largest payment in the third column, and so on. And across the top of your columnar pad, write the following affirmation: It is my desire to keep my promise regarding all of these financial obligations, and in some cases I will even do twice as much as is required.

Each time you receive a bill, get out your columnar pad and adjust, if necessary, the minimum monthly amount that is required. If it stays the same, then write the same figure.

The first time you receive a bill, or when it is time to make the payment for the category that is on the far right column of your pad (in other words, the smallest payment you make each month), write the check for exactly twice what is required. And as you do so, write in the new amount of that outstanding balance.

This may seem a little strange to you when you first begin to play the game, but even if you do not have enough money to pay everything you owe in all of the columns, still double the payment in the far right column. And feel glad that you have kept your new promise to yourself to do your best to pay everything you owe, and to do even twice that amount in some cases.

Because you are looking at your finances in a way that is new, your vibration will begin to shift right away. As you feel even the slightest bit of pride for keeping your word, your vibration will shift. As you keep your promise about doubling up on payments, your vibration will shift. And with this shift, even if it is slight, things will begin to change in your financial condition.

If you will take the time to really enter everything you owe on the columnar pad, your newly focused attention will begin to positively activate circumstances around the subject of money for you. Instead of feeling discouraged as you find yet another bill in your mailbox, you will feel an eagerness to enter the bill on your columnar pad. And with this shift in attitude and vibration, things will begin to change in your financial picture.

Money that you were not expecting will appear in your experience. Bargains will reveal themselves, so your dollars will go further than you expected. All kinds of unusual financial things will occur, and when they do, be consciously aware that these things are happening in response to your newly focused attention and the resultant shift in your vibration.

As extra money appears, you will find yourself eager to apply another payment to the far right column. And soon, that debt will be paid, and you can eliminate that column from your pad. Column after column will disappear as your financial gap between what is coming in and what is going out widens. Your sense of financial well-being will improve on the first day you play this game. And if you will take the game seriously, your vibration around money will shift so significantly that you can be debt free in a short time, if that is your desire.

There is nothing wrong with debt, but if your debt feels like a heavy burden, then your vibration around money is one of resistance. When the burden has lifted, when you feel lighter and freer, your resistance has lifted, and you are now in the position to allow the Well-Being to flow abundantly into your experience.
Instead of “Earning” Abundance, “Allow” Your Abundance

Your action has nothing to do with your abundance! Your abundance is a response to your vibration. Of course your belief is part of your vibration, so if you believe that action is part of what brings you abundance, then you have to unravel that. We would like you to release the word earn from your vocabulary and your understanding altogether, and we would like you to replace it with the word allow. You want to allow your Well-Being; it is not something that you need to earn. All you have to do is decide what you would like to experience, and then allow it in order to receive it. It is not something you have to struggle or try for. You are all worthy Beings, and you are deserving of this Well-Being.
All the resources you will ever want or need are at your fingertips. All you have to do is identify what you want to do with it and then practice the feeling-place of what it will be like when that happens. There is nothing you cannot be, do, or have; you are blessed Beings, and you have come forth into this physical environment to create. There is nothing holding you back other than your own contradictory thoughts. And your emotion tells you whenever you have such thoughts. Life is supposed to be fun—it is supposed to feel good! You are powerful creators, and you are right on schedule.

Savor more; fix less. Laugh more; cry less. Anticipate positively more; anticipate negatively less. Nothing is more important than that you feel good. Just practice that and watch what happens.

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