Fidelity ISAs

Offering you two accessible, flexible ways to invest your ISA allowance in a wide range of investment options. Find out which one is for you.

Whether you’re saving for your next big holiday, investing in your child’s future or building up a nest egg, we’ll help you choose a stocks and shares ISA to suit your needs, with as little or as much guidance as you need.

And, if you already have one, you can transfer your ISA to us in just a few simple steps.

The value of investments can go down as well as up so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future. Withdrawals from a Junior ISA will not be possible until the child reaches age 18. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Double your money with our ISA prize draw

Invest a lump sum in an ISA online by 31 March 2018 and we’ll give you the chance to win back the amount you initially invest.

Win the value of your ISA investment in cash (the “Prize Draw”).

To be eligible to enter the prize draw you must be 18 years of age or older and a UK resident. Fidelity employees and its contracted staff are not eligible to enter.

Entry into the Prize Draw will be your acceptance of these terms and conditions. Entry will be automatic when you make a Qualifying Investment (see below). If you do not wish to be entered into the prize draw, please call our contact centre on 0800 41 41 61 and request to be removed from the draw after you have made a Qualifying Investment. The contact centre is available between 8am and 6pm, Monday to Friday, and 9am and 6pm on Saturday.

The prize draw period is from 19 January 2018 to 31 March 2018 (the “Prize Draw Period”). Entries close 31 March at midnight (GMT). The prize amount will match the lump sum amount invested into a Fidelity 2017/18 ISA during the Prize Draw Period. It will be paid in cash into your bank account.

Qualifying Investment

Any lump sum investment into a 2017/2018 Fidelity ISA during the Prize Draw Period through the Fidelity Personal Investing website: fidelity.co.uk

The following examples, without limitation, will not be Qualifying Investments:

Investments made through an adviser;

Investments in the Fidelity Junior ISA;

Investments via a regular savings plan;

Investments made over the telephone or through a paper application (investments must be made online through the fidelity.co.uk website in order to qualify)

After the Prize Draw Period, the winners will be selected at random. All winners will be drawn after 1 April 2018 and will be notified via email or phone before 30 April 2018. Payment of the prize money will be made within 90 days of the notification. There will be four winners in total.

Only one entry per person is available. If multiple ISA investments are made during the Prize Draw Period, the first investment in time will qualify for entry to the Prize Draw, and the amount invested at that point will be the prize amount payable.

The winner's cash prize money will be paid by BACS to your bank account. If we do not hold a bank mandate on the account, you will need to provide those details to receive the prize. Cheques will not be sent in place of providing bank details.

Fidelity reserves the right to cancel or amend the prize draw or the rules without notice during the Prize Draw Period. Any cancellation of or changes to the prize draw will be notified to you on the Fidelity website.

If you withdraw your qualifying investment from your Fidelity ISA, or add an adviser to your account, within a 12-month period from the date of investment, Fidelity reserves the right to reclaim the prize money awarded.

Data protection

Any personal information you submit to Fidelity will be maintained in accordance with the UK Data Protection Act 1998 and used in accordance with the Fidelity Privacy Policy. Your personal data will never be disclosed to a third party without your prior consent, however, should you be a winner, your full name and county will be disclosed to anyone who requests this information. Your contact details will be used to contact you and notify you if you have won a prize.

Fidelity shall not be liable for any loss or damage suffered from entry into the prize draw, acceptance of the prize, any defects, delays or inadequacies in the prize or the arrangements surrounding the prize, or from any event beyond the reasonable control of Fidelity. Fidelity shall not be liable in contract, tort, negligence or otherwise for any direct or indirect consequential loss suffered by an entrant in relation to participation in the prize draw. Nothing in these terms and conditions shall operate to exclude or restrict liability of Fidelity from time to time for death or personal injury resulting from negligence.

Where relevant, reference in these terms and conditions to the winner includes any person with whom the winner shares the prize.

In the event of any dispute regarding the rules, conduct, results and all other matters relating to a prize draw, the decision of Fidelity shall be final and no correspondence or discussion shall be entered into.

Clear

Decide where to invest your ISA

You can choose to invest your ISA allowance in a wide range of funds from all the leading fund managers—including Fidelity, Jupiter, M&G and Rathbone—as well as exchange-traded funds (ETFs) and investment trusts. Transfer an existing ISA to us, or simply open your account with cash and decide where to invest later.

Best of all, because ISAs are one of the most tax-efficient ways to invest, you won’t pay any income or capital gains tax on your investment returns.

To be eligible to enter the prize draw you must be 18 years of age or older and a UK resident. Fidelity employees and its contracted staff are not eligible to enter.

Entry into the Prize Draw will be your acceptance of these terms and conditions. Entry will be automatic when you make a Qualifying Investment (see below). If you do not wish to be entered into the prize draw, please call our contact centre on 0800 41 41 61 and request to be removed from the draw after you have made a Qualifying Investment. The contact centre is available between 8am and 6pm, Monday to Friday, and 9am and 6pm on Saturday.

The prize draw period is from 19 January 2018 to 31 March 2018 (the “Prize Draw Period”). Entries close 31 March at midnight. The prize amount will match the lump sum amount invested into a Fidelity 2017/18 ISA during the Prize Draw Period. It will be paid in cash into your bank account.

Qualifying Investment

Any lump sum investment into a 2017/2018 Fidelity ISA during the Prize Draw Period through the Fidelity Personal Investing website: fidelity.co.uk

The following examples, without limitation, will not be Qualifying Investments:

Investments made through an adviser;

Investments in the Fidelity Junior ISA;

Investments via a regular savings plan.

Investments made over the telephone or through a paper application (investments must be made online through the fidelity.co.uk website in order to qualify)

After the Prize Draw Period, the winners will be selected at random. All winners will be drawn after 1 April 2018 and will be notified via email or phone before 30 April 2018. Payment of the prize money will be made within 90 days of the notification. There will be four winners in total.

Only one entry per person is available. If multiple ISA investments are made during the Prize Draw Period, the first investment in time will qualify for entry to the Prize Draw, and the amount invested at that point will be the prize amount payable.

The winner's cash prize money will be paid by BACS to your bank account. If we do not hold a bank mandate on the account, you will need to provide those details to receive the prize. Cheques will not be sent in place of providing bank details.

Fidelity reserves the right to cancel or amend the prize draw or the rules without notice during the Prize Draw Period. Any cancellation of or changes to the prize draw will be notified to you on the Fidelity website.

If you withdraw your qualifying investment from your Fidelity ISA, or add an adviser to your account, within a 12-month period from the date of investment, Fidelity reserves the right to reclaim the prize money awarded.

Data protection

Any personal information you submit to Fidelity will be maintained in accordance with the UK Data Protection Act 1998 and used in accordance with the Fidelity Privacy Policy. Your personal data will never be disclosed to a third party without your prior consent, however, should you be a winner, your full name and county will be disclosed to anyone who requests this information. Your contact details will be used to contact you and notify you if you have won a prize.

Fidelity shall not be liable for any loss or damage suffered from entry into the prize draw, acceptance of the prize, any defects, delays or inadequacies in the prize or the arrangements surrounding the prize, or from any event beyond the reasonable control of Fidelity. Fidelity shall not be liable in contract, tort, negligence or otherwise for any direct or indirect consequential loss suffered by an entrant in relation to participation in the prize draw. Nothing in these terms and conditions shall operate to exclude or restrict liability of Fidelity from time to time for death or personal injury resulting from negligence.

Where relevant, reference in these terms and conditions to the winner includes any person with whom the winner shares the prize.

In the event of any dispute regarding the rules, conduct, results and all other matters relating to a prize draw, the decision of Fidelity shall be final and no correspondence or discussion shall be entered into.

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Fidelity Personal Investing does not give advice based on personal circumstances so you are responsible for deciding whether an investment is suitable for you. In doing so, please remember that past performance is not necessarily a guide to future performance, the performance of funds is not guaranteed and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. Before investing into a fund, please read the relevant key information document and ‘Doing Business with Fidelity’, a document that incorporates our Client Terms. If you are investing via the Fidelity SIPP you should also read the Fidelity SIPP Key Features Document incorporating the Fidelity SIPP Terms and Conditions. You should regularly review your investment objectives and choices and if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser.