My wife and I cut out all of our debt based spending. Paid off the credit cards and got rid of `em. We keep one for emergencies, but have exiled the rest.

We did, however, just recently purchased a new Jeep Renegade. That is a 6 year commitment ... well, 3 anyway, because we have the option to pay it off early without penalty, which we do put twice the monthly fee into it.

It wasn't exactly a necessity to buy a new car. But my wife had her eye on it, and I talked her into test driving one. Bought it that day; so, kind of an impulse buy.

Though, if you are going to get an extra vehicle (and if you live in the Northern Midwest), it's best to get one that can handle the winter. This thing will basically handle whatever.

Though, like you said, it is a loan. So it's a financial obligation to someone else.

...

Cane...[__]

"It is only impossible until it has been accomplished." ... then it becomes standardized ...and then it becomes regulation ...

Success is measured by results; whereas Character is measured through the means by which one achieves those results . . .

It seems the Rapture did come for one worthy soul:In Memory of Grandpa Howdy