Commercial Bonds are typically purchased by companies and working professionals who need Surety Bonds for purposes unrelated to court issues, construction projects, or other contracted work. These bonds are typically required in order to operate a business within a particular state, city, county, or municipality, and guarantees that the business will abide by the laws, statutes, or codes in the course of their business dealings. They’re generally less risky for insurance companies to underwrite, typically because the Bond amounts are smaller in comparison to Construction Bonds.