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The Nonprofit Blog

Insurance Coverage for Nonprofits

August 28, 2009
By Ruthellen S. Rubin, CFRE

All too often, Board Members' eyes glaze over when the topic of "insurance" is raised at meetings. In actuality, not only are boards liable for the decisions they make, the actions of their staff and the accusations of disgruntled employees; but as a board member you could be held personally liable.

Before joining a board, ask the question: Do we have Directors and Officers ("D & O") Insurance and if so, how much coverage do we have? D & O Insurance protects an organization's board members and officers from liability in the event a lawsuit is brought against them relating to the organization. You have probably heard about Princeton University and the litigation of the alleged misuse of Robertson Foundation endowment. However, small nonprofits face this liability as well. The D & O insurance covers the board for the decisions they make, employment practices liabilty and fiduciary liability.

The Nonprofit Board of Directors: Best Practices for Fundraising Success

August 10, 2009
By Ruthellen S. Rubin, CFRE

Business has been booming this summer with many requests for me to facilitate Board Retreats.The retreats are customized and designed to address the specific challenges facing each group.However, there are many universal similarities. Is your board facing these challenges that often get in the way of fundraising success?