So you’re ready to buy a house, or refinance your existing one, and you just need to know what to do. Well, don’t worry friends we’ll take you through the process step-by-step. Since interest rates are low right now many homeowners are looking to refinance their mortgages during this time. It is also a good idea to consider whether or not a refinance of your mortgage is a good sound decision and makes financial sense.

Mortgage interest rates are one of the first things that you will want to consider, however this is just a small part of the grand scheme of things. Now, you’ve decided to find out if the refinancing plan is something that you want to do, and so you’ll need to know the different types of mortgage loan refinancing and the costs that come with them.(more…)