Corporate Applications and Other Requests:

December 2002

Vol. 15, No. 12

IN THIS ISSUE:

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the
Comptroller's legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals
are from the office of Bank Organization and Structure. The list of CRA Ratings is
from the Communications Division. For copies of the CRA evaluations, you may either
contact the bank directly, or you may write to the Office of the Comptroller of the
Currency (OCC) in any of three ways: by mail to the OCC, Attn: Public Information
Room, Mail Stop 1-5, Washington, D.C. 20219; by fax to (202) 874-4448; or by
e-mail to FOIA-PA@occ.treas.gov. You may also write to
the OCC for copies of enforcement actions and charters with standard conditions.

Members of the news media are encouraged to cite the letter number when
reporting or summarizing documents from this package. This helps us to
process single requests based upon your citation in a more timely manner.

Application to merge Warren Five Cents Savings Bank, Peabody, Massachusetts, with and into Banknorth, National Association, Portland, Maine, under the charter and title of the latter. (Control Number 2002 NE 02 024), WORD 11/7/2002

Application to merge Frontier State Bank, Show Low, Arizona with and into National Bank of Arizona, Tucson, Arizona under the charter and title of the latter. (Control Number 2002 WE 02 0029), WORD 11/08/2002

Request of The Hong Kong Chinese Bank Limited, Hong Kong, for the approval to proceed with its acquisition of substantially all of the banking business of CITIC Ka Wah Bank Limited, Hong Kong, prior to final action by the OC on its application to establish Federal branches in the United States. (Control Number 2002 IB 10 0009), WORD 11/21/2002

Final Enforcement Actions

Enclosed is a copy of the OCC's news release number
2002-94, announcing the availability of
enforcement actions. Copies of the final actions are available by writing to the OCC, Public
Reference Room, Mailstop 1-5, Washington, D.C. 20219. When ordering, specify the
appropriate enforcement action number.

The Office of the Comptroller of the Currency publishes
INTERPRETATIONS AND ACTIONS monthly. Subscriptions are available at a rate of
$175 per year by writing to the Comptroller of the Currency, P.O. Box 73150,
Chicago, IL 60673?7150. Prepayment is requested. Suggestions, comments or
questions may be sent to Jacqueline J. England, Communications Division,
Comptroller of the Currency, Mail Stop 3-2, Washington, DC 20219.