RV Insurance Coverage from National General Insurance – Features and Benefits

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What do you get when you protect your recreational vehicle with National General Insurance? Great coverage, smart savings and the peace of mind that comes from choosing America’s RV Insurance Specialist.

RV Features

RV Benefits

Personal belongings coverage for full replacement cost up to $3,000 – From laptops and linens to attachments and accessories, your belongings are automatically insured for what you paid — not a depreciated amount. You can add more coverage if you need it.

Automatic coverage, designed specifically for the way you really use your RV – at no extra charge.

Optional Full Replacement Cost Coverage – We give you a comparable new RV if yours is totaled or stolen.1 This protects you from depreciation — you could save thousands!

Protects you from depreciation – you could save thousands!

Permanent Attachments Coverage – We automatically insure permanent attachments for the full amount it would cost to replace them — not a depreciated amount.

Designed to provide extended coverages that make sense for RVs.

Emergency Expense Allowance – National General Insurance will reimburse you up to $100 per day (maximum $500) for your food and lodging if a covered accident leaves you stranded more than 100 miles from home.

Provides peace of mind if you ever get stranded.

Full-Timer Coverage – For RVers who live in their RV full-time, we offer specialty coverage with their specific needs in mind.

Just the right combination of coverages for those who live in their RVs – not offered by regular car insurance.

Storage Option – Save money by suspending the coverage you don’t need during the months your RV is not on the road. You’ll still be fully protected against threats like fire, storms, wind and theft. Just six months of this exclusive Storage Option could save you up to $400!

Save an average of 53% off your premium while you’re not using your RV!

RVs and Autos on One Convenient Policy – Earn a multi-vehicle discount of up to 20% for insuring your RV and autos with us. And if your RV and auto are ever involved in the same covered accident, you’ll only be responsible for one deductible, not both!

You could reduce your premium by hundreds. Plus, if your RV and auto are ever involved in the same covered accident, you’ll only be responsible for one deductible, not both!

Plus, we’re so committed to delivering exceptional service that if you aren’t satisfied with our claims service we’ll waive up to $250 of your deductible.2

1
If your RV is totaled or stolen (and not recovered) in its first five model years it will be replaced with a comparable new RV, even if you’re not the original owner. After the first five model years, you will receive your full original purchase price — not a depreciated amount — toward the purchase of the replacement RV. Replacement Cost Coverage must be purchased during the RV’s model year or within the following four years.

2
Not available in TX.

Eligibility, benefits, discounts and coverages may vary.

Underwritten by these member companies of the National General Insurance Group, Winston-Salem, NC: Integon Specialty Ins. Co., Integon Indemnity Corp., Integon General Ins. Co., New South Ins. Co., Integon Preferred Ins. Co., Integon National Ins. Co. and Integon Casualty Ins. Co., National General Ins. Co., National General Assur. Co., MIC General Ins. Corp. and National General Insurance Online, Inc. Coverage not available in HI and MA. Coverage in NJ provided by High Point Property and Casualty Ins. Co. which is not affiliated with National General Ins. Some features may not be available.

Underwritten by National General Ins. Co. in TX and National General Assur. Co. in WA. Coverage purchased through agencies is underwritten in TX by Home State County Mutual Ins. Co., administered by Integon National Ins. Co.; and in WA by Integon Indemnity Corp., Integon Preferred Ins. Co., and New South Ins. Co.

RVs with an original cost new of $500,000 or more will be insured only if all autos in household are also insured with National General Ins. Underwriting approval required.