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Disclaimer

By using this site, the user is deemed to have read and acknowledged the following:

APRA:

disclaims all and any guarantees, undertakings and warranties, express or implied, and

shall not be liable for any loss or damage whatsoever (including incidental or consequential loss or damage), arising out of or in connection with any use of or reliance on the material or information on this site.

While every effort is made to ensure that the material and information on this site is kept up to date, APRA accepts no responsibility for the accuracy, completeness or currency of that material or information, and recommends that users exercise their own skill and care with respect to the use of or reliance on that material or information, or seek professional advice if appropriate.

In addition to the material or information on this site, links are provided to external Internet sites. These external sites are beyond the control of APRA. It is the responsibility of the user to exercise their own skill and care with respect to the accuracy, completeness or currency of, or, the use of or reliance on any material or information sourced from those external sites.

Copyright Notice

This website and its contents are protected by copyright law. APRA has undertaken reasonable enquiries to identify material owned by third parties. Users may need to obtain permission from third parties to use their material.

Copyright

With the exception of Commonwealth Coat of Arms, the APRA logo and other third party material which is protected by intellectual property law, all material on this website is provided under a Creative Commons Australia Attribution 3.0 Licence.

Commonwealth Coat of Arms

Contact us

For inquiries regarding reproduction and rights in material on this website that is not covered by a Creative Commons Australia Attribution 3.0 Licence, including the APRA logo, please contact APRA.

Privacy

APRA’s Privacy Policy

APRA’s Privacy Policy sets out APRA’s collection and use of personal and sensitive information. Personal and sensitive information that APRA collects is used:

for prudential regulation and enforcement activities in respect of the Australian financial services industry;

to respond to requests under the Freedom of Information Act 1982 or Privacy Act 1988;

to provide information to those requesting to be on an APRA mailing list;

to employ staff, engage contractors and maintain the operations of APRA in compliance with legislation, rules and guidelines;

to answer inquiries and process complaints made to APRA or respond to inquiries from the Commonwealth Ombudsman; and

in correspondence with overseas regulators.

APRA is committed to:

having access to the appropriate information, including personal and sensitive information, to enable APRA to fulfil its prudential regulatory remit and its obligations as an employer, contractor and government agency;

ensuring that personal and sensitive information held is accurate and securely maintained; and

ensuring individuals have a means to access and, if necessary, request the correction of personal and sensitive information held by APRA.

Visiting APRA’s website - analytics tools and cookies

APRA’s web analytics tool, provided by a third party provider, uses cookies to collect or view website traffic information. The information collected may include the IP address of the device used by visitors to the site and information about sites that IP address has come from, the pages and documents accessed on APRA’s website and the next site visited. APRA uses the information to maintain, secure and improve the website. Visitors to APRA’s website can opt out of the collection of this information by disabling cookies in their browser.

No attempt will be made to identify users or their browsing activities except, in the unlikely event of an investigation, where a law enforcement agency may exercise a warrant to inspect the Internet Service.

Where APRA’s websites allow visitors to make comments or provide feedback APRA may collect visitors’ contact details. These contact details will only be used for the purpose for which they are provided and will not be added to a mailing list without consent.