Business Loans

Money is the lifeline of any business. So whether you’re starting a small business or managing an existing one -- securing financing for equipment, expansion or operating lines of credit can be a daunting task.

Greenwoods State Bank is locally owned and operated, making local decisions for local businesses. You deserve a bank that is responsive, solution-oriented and offers competitive rates.

At GSB we provide comprehensive banking solutions that help make the job of managing your business finances easier. We have lenders with more than twenty years of experience who understand local businesses and markets. Our goal is to develop a financing plan that works for your business or organization. We make it simple – it’s the Greenwoods way!

GSB services that can help your business grow and work efficiently:

Lines of Credit & Letters of Credit
A line of credit may be the best means of providing short term borrowing to manage liquidity needs and the seasonality of many businesses. Does your business require letters of credit? GSB is prepared to assist you with the needs associated with this product.

Term Loans
GSB can provide your business with financing for machinery, equipment, inventory and receivables that have terms and maturities that match the collateral and your business needs.

Construction Loan and Real Estate Loans
You’ll find a variety of real estate financing options to build your business location or expand an existing one. We provide construction and permanent financing with a number of amortization options.

These may be business loans, but we understand and appreciate that your business is personal. As your partner in finance, we are committed to your success.

We process everything in-house, providing strategic guidance for you along the way. Whether you need to upgrade equipment, improve property, or cover expenses, we offer competitive interest rates and flexible terms to meet your needs.

SBA Loans

All businesses, big or small, are important to us. If your business is in need, we’ve got you covered. Economic signs are improving in our Wisconsin market area and more people are entering the workforce as wages increase, according to the U.S. Department of Labor.

We provide local expertise to help you qualify for loans through the U.S. Small Business Administration (SBA). This opens up low-interest loan funds to businesses that otherwise might not qualify for traditional lending.