“it is fundamental as an insurer to fully understand your risk prole.This affects your underwriting criteria, how much reinsurance you need and the extent of exposure in the event of a catastrophe.

“rsa andWWf use geographic information systems (gis) for a wide range of tasks from mapping customer exposure to crime to charting areas of biodiversity. it’s a powerful tool to analyse and assess information in new ways.

“This scenario shows what would happen if a passenger vessel ran into difculty off the coast of scotland and how loss of its fuel would spread within the space of a day.With growing economic activity we are seeing increases in shipping trafc raising the risk of occurrences.

“The area selected has a range of valuable biodiversity hotspots and conservation areas. There are large numbers of sh farms close by with many ports and lots of shipping trafc. highlighting the location of risks is useful to rsa to protect against losses and work with customers, helping raise awareness of the benets of good risk management.

“by working withWWf we can map where commercial activity and environmentally sensitive areas overlap.This allows us to work together in making commercial activity sustainable.Together we will map risks in the canadian coastline, barents sea and baltic sea over the next three years trying to achieve these goals.”

This scenario shows an oil spill of 2,500 tonnes from a cruise ship over the course of 120 hours. A full interactive version of the model including further information and source information is available at www.wwfrsapartners.com