Minimum Household IncomeThe least amount of monthly household income (= monthly repayment x 2) you are advised of throughout the amortisation period, also a prerequisite set by most banks in Hong Kong before providing mortgageMinimum Household Income:

Mortgage Plan

Expenses

Stamp Duty *

Agency Commission ***

Sub-total

Deposit

Initial Deposit (5%) **

S & P Agreement (5%) **

Further Down Payment

Sub-total

Total Cash Outlay

Mortgage Summary

Monthly Instalment

Financing

Total Interest Payable

Total Repayment

* Exact Stamp Duty to be determined by Government

** Normally 5% of purchase price (Exact % to be negotiated between buyer and seller)

The results generated by this mortgage calculator are intended for reference only. Their accuracy and applicability to your individual circumstances are not guaranteed. You should obtain advice from qualified professionals as to your personal situation.