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What is Army Gold?

Army Gold - A Financial Literacy Game integrates creativity, education and fun, making it a great way to learn about the financial world.

You will learn about checking and savings accounts, loans, credit ratings. And, you can put your knowledge right into action because the game provides a way for you to demonstrate what you've learned through interactive game play. You can purchase a variety of different things, such as furniture for your home, gifts for your friends and family, haircuts, clothing and more. By increasing your financial understanding, you can increase your rank and salary, giving you more spending power to make in-game purchases!

For more information visit the following link: https://www.myarmyonesource.com/CommunitiesandMarketplace/FinancialLiteracyGame/default.aspx

I think this is a good start. I wrote a lot of suggestions and I have a few questions.
1.I think it needs a lot of work. I don't like the fact that you can get the certificate for the First Termers course. You can skip the text and just answer the questions. The rotate through enough that you can eventually get them right. The course needs to be more interactive where you have to answer questions throughout each lesson.
2. Credit scores need to be more realistic. You cannot buy a condo with a 500 credit score. We also need an option to build credit by obtaining a secured loan or secured credit card through the bank. Why no credit cards btw? The are not evil as long as you pay them in full each much and give you a lot of protections under the FDCA. You cannot get a killer credit score in real life without one.
3. I do like the vitural world but it seems rather limited. How do I get to the areas covered in clouds? We should have some sims that we can interact with and talk to. Maybe give us advice?
4. I do like the fact that you have to keep doing the quizzes to build rank.
5. For some reason the place I live in is mainly faded like a watermark.
6. I bought clothes but cannot get my character to wear them. I've tried. We need a help menu. and a link to it or this forum. I've been trying for a week to find an email address to ask questions and to make suggestions to.
7. Cars. Soldiers around here can get a car with a very bad credit score. Just saying. It's not a good deal ofc. It could be built in the game to show how bad it is.
8. An option to put the money in a fake TSP?
9. Since I bought a condo when I click on the home link it takes me across the street from it.
10. We need an option to scroll the screen. This way I can see what is ahead of my avatar.
11. Instead of saying accident or emergeny why not program it to state what happened? i.e. you forgot to do maint on your vehicle and now your engine is blown and it will cost so much to fix it. Something that links cause and effect. You forgot to enroll your spouse in the dental plan and now you have to shell out so much or the copay.
12. Is there an overdraft option? Just to show the negatives of going in the overdraft. Then a pop up to state why its bad. Then give options like see your CFS or Financial Readiness Branch. In fact maybe have that built in as an option. Have a place where your guy can go and a list of questions pop up. you click and get advice. Real questions soldiers ask.
13. Choices like when do you want to go on vacation or it is time to go, where would you like to go and then you get options. One is not to go.
14. Change on the lesson plan check register to Transaction register. A lot of soldiers think because they do not write checks they do not need to keep track. By stating Transaction register it can change the mind set.
15. Credit lesson needs updated. Two cycle billing is not allowed any more due to the new laws.
16. Only one credit card is a bad option in reality. They now state you should have at least two. You never know when one will lower the limit. Also you need to use them every 3 or 4 months to keep them active. Just don't carry a balance.
17. Why not give the link to getting your annual credit report?
18. Credit after divorce. Read the FTC flyer Credit and Divorce. it doesn't matter who the courts state are liable, if you are a cosigner you still are liable and must take the person to court. Also read what they state about community property states. You both can be liable for individual debts incurred during a marriage.
19. Soldiers are not paid every week. make it twice a month or once a month.
I will have to go through the lesson plans again later to list other items of concern....[More]

Thank you for your feedback and thank you for taking the time to really look at what Army Gold has. I will pass this along to our Project Managers. I do have some responses to your feedback and if you would like for me to provide those to you I'd be more than happy to. You can contact me at training@myarmyonesource.com.
Also, if you'd like to submit any feedback like this in the future you can Contact Us under the Help option in the upper right of the Army OneSource site. You may also contact training@myarmyonesource as well.
We thank you for your time and input. ...[More]