Nowadays almost everyone owns a credit card or more than one. Credit Card makes money transaction quicker and securer. With a credit card, you can make purchases at merchants accepting that card so you do not have to take much cash with you. But remember you have to activate your credit card before using it.

Activate Your Wells Fargo Credit Card Instructions

With a Wells Fargo Credit Card, you will be able to take control your money and keep track of spending easily and conveniently, because Wells Fargo has multiple layers of protection which gives you extra peace of mind.

Credit cards are as much a part of daily life as a transactional accounts are. The responsible use of a credit card allows customers to build up a credit history within no time at all. But credit cards are about more than just building up credit scores and making purchases. Rewards, discounts, rebates, and special offers are now part of the credit card DNA. Wells Fargo Credit Cards promise these and more. This review takes a look to see if they deliver.

To have a look at the credit card range offered by Barclays Bank, read here.

Tips on How to Use a Credit Card Optimally

Many credit cards offer rewards and rebates, however, customers are often cautioned against using credit cards for regular monthly expenses. In order to let the credit card work optimally, customers are encouraged to:

Use the card only for emergencies for purchases that cannot be repaid within that month.

Pay off the full amount of funds used on monthly purchases such as groceries, gas, and more.

Ensure that the installment is paid on time, every month.

Customers also need to remember to make a payment towards the card every month for as long as it’s active.

Wells Fargo Credit Card Product Offerings

Wells Fargo Cash Wise Visa Card

This is the perfect card for customers who wish to have a low APR as an introductory offer. Furthermore, the card also offers no annual fee.

Customers have access to great cash rewards.

There is a $150 cash rewards bonus if clients spend $1,000 in the first 3 months after opening the card.

Also, there are unlimited 1.5% cash rewards on net purchases.

This card offers the lowest possible intro APR on purchases and balance transfers from Wells Fargo.

There are also no category restrictions or quarterly sign-ups to limit cash rewards earnings.

This may be considered a fairly new product, but see how Ally Bank climbed the rankings with its CashBack Credit Card here.

Wells Fargo Cash Back College Card

College students will find this card to be the ideal means to build their credit record while in college. Furthermore, students also benefit from cash rewards.

There is 3% cash rewards on gas, grocery, and drugstore purchases for the first 6 months. Also, 1% cash rewards on virtually all other net purchases.

Customers don’t pay any annual card fees.

The card carries a low introductory APR which allows students to buy what they need while in college.

The card also offers flexible reward redemption options.

Finally, customers have free access to the Wells Fargo credit education and tools.

Wells Fargo Secured Credit Card

This card is suitable for building or rebuilding credit. It is also the ideal card for foreign nationals.

This card allows customers to build their credit history. With responsible use, customers can upgrade to an unsecured credit card.

Customers can get started, if approved, with as little as $300 security deposit.

There is an annual card fee of $25.

The card activity is shared with major credit bureaus to help build a credit history.

Customers can use this card anywhere Visa credit cards are accepted as it's not a prepaid or debit card.

The security deposit is equal to the credit line.

Finally, the card is available to both U.S. and temporary residents.

We recently did a full review on Wells Fargo's Checking Accounts. Read more on that here.

Critical Reviews Rating Wells Fargo Credit Cards &#8211; 10 of 10

This is an ideal mix of credit card products, as it speaks to a variety of credit card users. From college kids to those who do a lot of traveling, there is a card for everyone. The costs are in line, the rewards are fantastic, and customers have the opportunity to build or restore their credit history. All in all a well-deserved perfect score.

For a full review on Wells Fargo, read here.

Activate Wells Fargo Credit Card &#8211; A New Era With A New Persona

Online services, Banking, Loans and investments all services with the best presentations and deals can easily be found in the Willa Fargo. Wells Fargo is the American multinational diversified financial services company with projects going on all around the world. The Wills Fargo is the fourth largest bank in the United States when it comes to the assets and it is the largest bank when we look at deposits, home mortgage servicing and debit cards. It was stated as the 23 rd largest company in United States in 2011. The head office is in San Francisco, California but it also has its many other head quarters in various countries.

What different type of services and credit cards are available by Wills Fargo?

There are many services presented by the Wills Fargo and they complete each and every demand of their customers.

1- The bank provides Credit and Debit cards of various kinds.

2- Consumer banking.

3- Corporate banking.

4- Investment banking.

5- Global wealth management.

6- Financial analysis.

7- Privacy equity.

9- Online Banking.

10- Online shopping.

11- Business loans.

12- Personal loans.

The option for cards are not just limited to credit or debit cards but are further divided according to the need of the customer.

4- Cash back cards.

5- Home Rebate cards.

6- Secured cards.

7- Platinum cards.

8- Cash back College cards.

9- College cards.

How To Apply For Wells Fargo Credit Card?

The Wells Fargo has always made everything very easy for its customers and similarly the activation steps for the credit cards are also very simple.

8- Follow the instructions to complete the process and start your online banking with all its benefits.

What are the services on Credit cards?

1- You can use credit cards for online shopping or market shopping.

2- You can use the account information and manage your credit card online.

3- You don’t need to carry any fat wallets or money.

That is why the Wells Fargo customers are always very stylish in their conduct having the Wells Fargo credit cards instead of cash.

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Which Wells Fargo credit card is right for you?

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers from our partners. How we make money.

Even if you aren't already familiar with the services and products of Wells Fargo, you are likely familiar with the iconic image long associated with the bank: six galloping horses pulling a quintessential stagecoach.

The image hearkens to the bank's Old West history – it was founded in 1852 in San Francisco to meet the banking and delivery needs of the gold rush industry – but Wells Fargo has spent the past century expanding well beyond those early roots and today provides extensive financial resources and services to customers throughout the United States.

In fact, Wells Fargo now maintains banking centers and ATMs in 40 U.S. states thanks, in part, to its acquisition of Wachovia Corporation in 2008. In addition, the company now counts among its products a dozen personal credit cards that cover a gamut of features and benefits for the discerning credit card customer.

The only problem is that a number of these cards look remarkably similar in name, perks and features, so which one (or ones) are right for you? Here's a head-to-head comparison of several Wells Fargo personal credit cards.

Both the Wells Fargo Propel American Express® Card and the Wells Fargo Propel 365 American Express® Card are points-based reward cards that offer cardholders three times the points at U.S. gas stations, two times the points at U.S. restaurants and one point per dollar on other purchases. Both cards also offer cardholders an opportunity to earn a "relationship bonus" annually if they maintain deposit accounts with Wells Fargo.

Here's where the differences come in: The Wells Fargo Propel American Express® Card doesn't come with an annual fee, certainly a plus. The downside with this card, however, is that your potential relationship bonus level, no matter what other Wells Fargo deposit accounts you hold, is capped at 10 percent.

With that in mind, if you have Wells Fargo accounts and spend enough on your credit card to offset a modest annual fee, then you might be better off with the Wells Fargo Propel 365 American Express® Card (it does feature a $0 annual fee for the first 12 months). Wells Fargo Propel 365 American Express® Card members can earn up to a 50 percent points bonus annually depending on the types of deposit accounts they carry with Wells Fargo.

If you're particularly interested in travel rewards or earning points for your travel, you may want to check out the other member of the Propel family, the Wells Fargo Propel World American Express® Card, which comes with a heftier annual fee but also more substantial rewards and features for regular travelers.

These cards offer a unique perk: your rewards automatically go toward paying down your qualifying Wells Fargo home mortgage loan. It’s certainly something worth considering if you're the kind of credit card person looking for a simple and practical rewards program. The catch, of course, is that you need to have an eligible mortgage with Wells Fargo in order to benefit from the rewards offered by these cards.

With the Wells Fargo Home Rebate Visa Card and the Wells Fargo Home Rebate Visa Signature card, you earn a 5 percent rebate on gas, groceries and drugstore purchases for the first six months; all other purchases earn 1 percent back, as do gas, groceries and drugstore purchases after the first six months of card membership. Neither card comes with an annual fee.

Your rebates with both cards are automatically applied in $25 increments to your eligible Wells Fargo home mortgage loan principal or you can elect to receive a paper check or redeem your rebates for travel and other products and services through Wells Fargo’s online portal.

The difference here comes down to the added perks of a Visa Signature® card vs. a standard Visa® card.

Visa Signature cardholders enjoy a number of special privileges, like discounts from some retailers as well as advanced ticket sales and preferred seating at some concerts and events. Additionally, Visa Signature cardholders have access to special services, like free continental breakfast, automatic room upgrades when available and a $25 food and beverage voucher, at properties included among the Visa Signature Luxury Hotel Collection.

Wells Fargo Rewards Visa® Card vs. Wells Fargo Visa Signature® Card

Neither of these cards comes with an annual fee, and both the Wells Fargo Rewards Visa® Card and Wells Fargo Visa Signature® Card offer cardholders the opportunity to earn substantial rewards on gas, groceries and drugstore purchases for the first six months – five times the points. Other purchases earn one point per dollar spent, which is the standard rate for all purchases after the intro period.

Both cards also offer a 15-month introductory 0 percent APR for purchases and balance transfers, a nice feature if you're in the market for a big purchase or two and want to spread out your payments.

When it comes to differences, it could pay to look beyond the standard differences between Visa and Visa Signature cards (see above). In this case, the Wells Fargo Visa Signature® card offers an added perk for frequent fliers: 50 percent more value when you redeem your points for airfare through Wells Fargo's "Go Far Rewards" website.

These cards are geared toward individuals who need to build or rebuild their credit. Beyond that, the similarities are slim and where they differ matters a great deal.

The Wells Fargo Secured Visa® Credit Card is what it says it is: a secured credit card. That means you'll need to put down a security deposit, at least $300, in order to establish your line of credit. The amount you put down becomes your credit limit. The card comes with a $25 annual fee (many secured cards feature a much higher annual fee), but it also comes with the opportunity to be upgraded to an unsecured card once your credit improves.

If you happen to be a college student looking to build your credit, the Wells Fargo Cash Back College Visa® Card is perhaps a better option. The card doesn't come with an annual fee, but it does come with the opportunity to earn cash back redeemable in $25 increments to a Wells Fargo savings account, a credit card statement credit, a paper check or for travel and more through an online portal.

You can even boost the cash back earned by shopping on the Wells Fargo "Earn More Mall" website.

And, since the Wells Fargo Cash Back College Visa® Card isn't a secured credit card, there's no need to pull together the cash for a security deposit.

As with any credit card decision, which Wells Fargo credit card might be right for you comes down to what you hope to get out of your credit card and your credit history. While you consider the options, also know this: Wells Fargo is one of only a handful of credit card issuers that offers cardholders cellular telephone protection if you pay your cellular bill on your Wells Fargo credit card. Cardholders are protected up to the value of the phone (a maximum of $600) in the event the phone is damaged or stolen.

What are the features of Wells Fargo credit cards?

The Wells Fargo Propel World American Express Card offers triple rewards points for airline purchases and double points for hotels, reports Wells Fargo. Cardholders receive as much as $100 in reimbursement for incidental air travel costs. The card features no annual fee for the first year of use, and each additional year costs $45.

The Wells Fargo Home Rebate Visa Card features rebates toward qualifying Wells Fargo mortgages. For six months after receiving this card, each cardholder can receive a 5 percent rebate for gas, groceries and drugstore transactions, according to Wells Fargo. Cardholders can access special deals through 10,000 nationwide, local and Web-based retailers. The Wells Fargo Cash Back College Visa Card offers 3 percent cash rewards for qualifying retailers during the initial six months of use. The card's APR interest rate is zero percent for the first year. As of 2015, the card's maximum APR ranges from 11.15 to 21.15 percent depending on the applicant's credit history.