www.90-mortgages.co.uk is owned and operated by The Best Advice Network Ltd, Registered in England & Wales, Company number 05170047.

www.90-mortgages.co.uk is a website focused on 90% Loan To Value mortgages.

The commercial purpose of www.90-mortgages.co.uk is to make money by :

i) Selling mortgage enquiries (“Mortgage Leads”) to Mortgage Advisers / Mortgage Advice Companies who may either pay a fee per lead / enquiry or a commission based on any completed business resulting from a lead / enquiry provided by 90-mortgages.co.uk.

ii) Advertising. We may earn revenue by displaying adverts on the web site, or paid for Clicks resulting from advertisements on our web site.

> Mortgage Enquiries through this website

1. Although we make every effort to ensure that any Mortgage Advisers / Mortgage Advice Companies that we connect you with through this web site are ‘Suitably Regulated and Qualified’ and ‘Independent’ – we accept no responsibility or liability in the event that any of the Mortgage Advisers / Mortgage Advice Companies are not in fact suitably Regulated and Qualified and / or are not Independent.

2. It is your responsibility to check the credentials of any Adviser / Advice Company that you are linked to through this web site.

> Disclaimer

3. The content of this website is NOT intended to promote any specific mortgage product or provide mortgage advice. It is for information purposes only.

4. Unless otherwise specified, the materials on this website are directed solely at those who access this web site from the United Kingdom mainland. The Best Advice Network Ltd makes no representation that any product referred to in the materials on this web site are appropriate for use, or available, in other locations. Those who choose to access this site from other locations are responsible for compliance with local laws if and to the extent local laws are applicable.

5. The Best Advice Network Ltd has taken every care in the preparation of the content of this web site. To the extent permitted by applicable law, The Best Advice Network Ltd disclaims all warranties; express or implied, as to the accuracy of the information contained in any of the materials on this web site.

6. The Best Advice Network Ltd shall not be liable to any person for any loss or damage, which may arise from the use of any of the information contained in any of the materials on this web site.

7. Certain links in this site will lead to web sites, which are not under the control of The Best Advice Network Ltd. When you activate any of these you will leave The Best Advice Network Ltd web site and The Best Advice Network Ltd has no control over and will accept no responsibility or liability for the material on any web site or through any linked service which is not under the control of The Best Advice Network Ltd.

8. These exclusions of liability shall not apply to any damages arising from death or personal injury caused by the negligence of The Best Advice Network Ltd or any of its employees or agents.

9. These disclaimers and exclusions shall be governed by and construed in accordance with English Law. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

10. Any framing of this site is prohibited. All links to this site must go to the home page. Please do not link directly to any other pages on this site. The Best Advice Network Ltd cannot accept any responsibility or liability for access to, or the material on, any site, which is linked from or to this site.

> Trademarks

11. All brand names, product and service names and titles and copyrights used in this site are trademarks, trade names, service marks or copyrights of their respective holders. No permission is given by The Best Advice Network Ltd for their use by any person other than such holders and such use may constitute an infringement of the holders’ rights.

> Copyrights

12. All designs, text, graphics and their selection and arrangement on this website are the copyright of The Best Advice Network Ltd or its content providers. Permission is granted to users to electronically copy or print portions of this site for their own personal, non-commercial use. Any other use of materials on this site without The Best Advice Network Ltd prior written consent is strictly prohibited.

> Regulation

13. Financial Advice in the UK, including advice on Mortgages and Insurance, is currently Regulated by the Financial Services Authority (‘The FSA’). If you are connected with a 3rd party Financial Services Advice Provider through this web site, we recommend that you check their validity by contacting the FSA or through looking them up on the FSA register at http://www.fsa.gov.uk/register/home.do .

14. The Best Advice Network Ltd recommends that you check the terms and conditions of any 3rd party advice providers before proceeding.

Copyright 2010. 90 Mortgages. All Rights Reserved

Your home may be repossessed if you do not keep up repayments on your mortgage.

The information on this website is not intended to promote any specific mortgage product or provide mortgage advice. It is for information purposes only.

90 Mortgages.co.uk act as an introducer to Regulated Mortgage Advisers / Mortgage Advice Companies. 90 Mortgages.co.uk may receive a payment / commission from the Mortgage Advisers / Mortgage Advice Companies for the introductions we make. Your Rights are not effected by this, and initiating an enquiry via this website will not place you under any obligation.

90 Mortgages.co.uk is owned and operated by The Best Advice Network Ltd, Registered in England & Wales, Company number 05170047.