Click here to the video that explains a little bit more about what the gap cover is.

The table below illustrates the shortfalls that occur across 5 of the most common treatments. The examples show the real combined medical practitioner charges, the amount paid by the scheme, as well as the shortfall or amount covered for members with Liberty Health Medical Gap Cover.

Liberty Health’s Medical Gap Cover is probably the best known Gap Policy available to all medical scheme members, not just members of Liberty Medical Scheme. As an insurance policy, it doesn’t replace the need for medical scheme cover but rather complements it.

Benefits offered by Liberty Health’s Medical Gap Cover:

• Cover of up to 500% of MST• R2 500 000 cover per family, per year• R20 000 automatic co-payment cover• Cover is not restricted to in-hospital treatment but also includes cover for approximately 50 out-of-hospital treatments• Cover for the immediate family – those family members listed as medical scheme dependents • Cover for parents and siblings of the policyholder – those who are listed as medical scheme dependents• No maximum age limit restrictions• No blanket pre-existing condition exclusions• Cover for Prescribed Minimum Benefit (PMB) conditions

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