Juvénal

Juvénal N. is 30 years old and the married father of four children, aged 3, 5, 7, and 9. He and his wife are in the agriculture business and they live in Byumba, Rwanda. Juvénal is pictured here with a small mill that processes sorghum, a grain product in Rwanda.

Together, they earn monthly profits of 260,000 Rwandan francs (FRW) to support their family. Juvénal has requested his first loan of 300,000 FRW with Vision Finance Company, a Kiva partner, in order to purchase sorghum to process and sell.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.