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Key Features

Thank you, investors and future users, for your valuable support to BFEX. We appreciate your trust and opportunity for us to develop a platform that will tremendously impact those whose lives are in need of new beginning.

BFEX’s hybrid Decentralized Scoring system is powered by Blockchain, AI, Machine Learning and Behavioural Sciences. The alternative scoring system that allows the science of psychology to invigorate the ability of peer-to-peer lending to another level of disruptive technology. Both the online behaviour and offline documents are required in order to validate consumer’s identity and scoring.

Social Capital is the new collateral

It is a fact that peer pressure and connections around an individual affect their behaviour. The repayment rate for nano-finance increases by having peer pressure as one of the factors. Truly decentralized is when the power is in the hands of users, not the platform.

Hyperledger Fabric to protect customer’s privacy

Hyperledger Fabric offers the semi-transparent exposure of information to the public which BFEX implements into our system, in order to protect our user’s anonymity.

Being motivated is all you need to enhance scoring with BFEX

The first and the only platform in the world which enables users to use social network and boost their credit scores.

Cashback with Every Payment

BFEX connects with merchant partners to allow more liquidity of BFEX tokens and to encourage the wide acceptance of BFEX tokens into utility spectrum.

BFEX Application

Peer-to-Peer Lending Platform: A lending platform which connects the lenders and the borrowers, allowing them to interact and agree on the terms and conditions of the loan, such as the interest rate and payment due date, all by themselves.

Whitepaper

“BFEX: Your key to unlocking infinite possibilities”

How it works?

While banking institutions are restricted under traditional loaning systems, BFEX is determined to develop nano-finance services to meet the consumers’ demands worldwide.

Everyone can join

With BFEX’s Decentralized Scoring, people will gain access to essential fundings more effectively.

Blockchain and Smart Contract

With Blockchain and Smart Contract, BFEX system is transparent and highly secured in the field of cross-border currency transactions.

Set your own interest rate

The lenders and the borrowers will set their own interest rates. The information of the loan will be automatically recorded on Hyperledger Fabric.

Cash Back 1-5%

The BPAY Wallet allows users to purchase goods and services from BFEX business partners with BFEX tokens. Payments will be counted towards users’ credit scores. Cash back will be transferred to the users’ wallet at the end of each month.

Meet the team

Team

Daniel Jaeger

Co-founder

He has over 10 years’ experience in implementation of complex financial systems around the globe in all industries such as banks, pharma and services.

Kasiphat Piromchayavanich

Co-founder

Kasiphat is an entrepreneur and an investor focusing on innovative solutions and technology. With the vision to help people all over the world…

Patiphan Singhanont

ITCS

Being passionate about information technology and cyber security, Patiphan graduated with an information system degree and started his roles in…

Daniel Jaeger

Co-founder

Daniel has over 10 years’ experience in implementation of complex financial systems around the globe in all industries such as banks, pharma and services.

Daniel studied commercial IT and economics and holds an EMBA in corporate finance.

His project focus has been on Financial Management, Controlling, Business Development, Analysis, Intelligence in various roles as consultant, advisor and project manager. Where he prefers to analyse the business from various angles.

As a project manager and consultant, he drives the team to high performance. He is proficient in the areas of financial services at top management and digital transformation with an emphasis to the blockchain.

Kasiphat Piromchayavanich

Co-founder

Kasiphat is an entrepreneur and an investor focusing on innovative solutions and technology. With the vision to help people all over the world climb out of poverty, raising their standards of living, and specifically solve the problem of loan sharks and inaccessible credits, Kasiphat established BFEX and recruited visionaries and pioneers from the top of their field to tackle this problem and create a sustainable solution.

Patiphan Singhanont

ITCS

Being passionate about information technology and cyber security, Patiphan graduated with an information system degree and started his roles in information technology and cyber security in the technosphere. He has been a crypto investor and is now attempting to contribute innovation that would better the ecosystem.

Advisors

Wilson Thong

Advisor

Graduating from the University of London with a bachelor’s in economics and finance, Wilson specializes in financial analysis and economics…

Irin Chunsuntorn

International Business Development

Irin is a new youth talent who has experiences in marketing with an international government sector and one of Thailand’s biggest PLC. Her intercultural communication…

Michael H. J. Gomes

Business Advisor

Michael H. J. Gomes, an established international business expert, with experience in Management, HR, Training, Construction and Development…

Michael H. J. Gomes

Business Advisor

Michael H. J. Gomes, an established international business expert, with experience in Management, HR, Training, Construction and Development, Real Estate, F&B and Retail Operations, Product Development, Procurement, Marketing and PR, Service Excellence and General Advisory and Consulting Services.
Michael began his career in the city of London working as a foreign exchange assistant at Standard and Chartered Bank in London. From 1976 to 2002 he joined McDonald’s as a part-time crew member and worked up the ladder to Senior Area Supervisor in charge of 114 restaurants in London– eventually getting involved internationally in the opening of multiple countries in the Middle East and was instrumental in the opening of McDonald’s in India, Pakistan and Sri Lanka. He was appointed to VP of Operations, Asia Pacific and the Managing Director of McDonald’s Thailand.
Michael then moved on to manage a supplier of high-grade professional kitchen equipment, Allied Metals (Thailand) Co. Ltd., as the Managing Director. After 4 years and successfully handing over the management to the owners siblings.
He held the position of Group Director/Senior Vice President of the Shops and Service Centers of DTAC, Thailand’s 2nd largest mobile phone operator. Michael successfully applied his know how and changed the service and operations standards of the company’s and franchises, Shops and Service Centres.
In 2009, Michael joined Fico Corp. as the CEO of Fena Assets where he was responsible for the overall management and setting of Strategic Direction for various businesses within the Group including Hospitality, F&B, Real Estate, Retail and Textiles. He was overseeing the operations of leading names such as Novotel, Holiday Inn, Marriot, Aigner, Versace, Longchamp and Vertu.
From 2011 to 2015, Michael was the Executive Vice President / COO of Wine Connection Co. Ltd, responsible and managing all departments of the Company. Michael, using his vast experiences and knowledge helped the company grow exponentially both in Thailand and Singapore, Michael was also instrumental in leading Wine Connection to be successfully acquired (60%) by an Investment group. Since then Michael has is involved in many projects both as advisor and consultant, and holds Directorship with many Companies in Thailand and Internationally.

Huan Johnson Koh

Advisor

Johnson is not only the CIO of theAsianIR and the founder of Inproved, he is also a board member of two IPO companies. He has over a decade of experiences in project management, digital transformation, big data, IT and technical solutions, as well as investor and media relations.

Irin Chunsuntorn

International Business Development

Irin is a new youth talent who has experiences in marketing with an international government sector and one of Thailand’s biggest PLC. Her intercultural communication, marketing strategy, management skill, and her driven motivation of new generational vision will drive BFEX to a successful solution platform.

Wilson Thong

Advisor

Graduating from the University of London with a bachelor’s in economics and finance, Wilson specializes in financial analysis and economics. His analytical skills and strategic initiative along with his interpersonal and communication skills make him an expert in his field. Wilson has been dedicating his time in various companies including OTIS, Google, and AXA as a financial consultant.

Roadmap

BFEX aims to achieve the three following goals: Credit scoring system for nano-finance industry, lending platform for nano-finance, BPAY E-Wallet payment system.