BEST PICK

RUNNER UP

The Hilton Honors Aspire Card is very rewarding for its $450 annual fee. It’s designed for people who travel frequently every year, staying at Hilton properties when they do.

Cardholders get 14X Hilton Honors Bonus Points per dollar at Hilton properties from this card. But it also comes with Diamond status with Hilton, which comes with another 20X Base Points per dollar at eligible properties. That means you can earn a ton of Hilton Honors points on that kind of spending, and there are other bonus reward categories as well.

It also comes with a large introductory offer of 150,000 Hilton Honor Bonus points for spending $4,000 in the first 3 months.

This card comes with quite a few great other perks too. A $100 Hilton credit is available for every eligible stay of 2 nights or more. There’s also a $250 annual Hilton Resort credit. And another $250 airline credit, for incidental (non-ticket) fees.

There are two other Hilton consumer credit cards, made for people who won’t spend as much:

Request Credit Limit Increase

Some credit card issuers allow you to submit a request online after you've signed in to your account.

You can also request a credit limit increase by calling the phone number on the back of your card.

When you request a credit limit increase, the credit card issuer may check your credit history, which results in a hard inquiry. This is a normal part of the process, and can cause a slight temporary decrease in your credit scores.

$250 Annual Hilton Resort Statement Credit

This credit can be used to pay for up to $250 in expenses per year at Hilton properties.

$100 Hilton On-Property Credit

Get up to $100 in credits by booking a 2-night minimum stay at participating Hilton properties.

$250 Annual Airline Fee Credit

Provides up to $250 in credits per year for incidental fees charged by the airline of your choice. Does not include ticket fees.

Two Annual Weekend Night Rewards

Get a free weekend night once per year. Get another weekend night reward after spending $60,000 on purchases in any calendar year. Redeemable for a weekend standard accommodation, double occupancy. Weekend nights refer to Friday, Saturday, and Sunday nights.

Complimentary Priority Pass™ Select Membership

Provides unlimited access to over 1,200 Priority Pass airport lounges and restaurants around the world, for you and up to two guests. Authorized users do not receive a Priority Pass membership.

Personal Concierge

Call any time for shopping advice, to make reservations, plan for travel, find gifts, and more.

Lowest Hotel Rates Guarantee

If you book an eligible room on Amex Travel and then find the same offer being advertised for a lesser price, you can be refunded for the difference.

Entertainment Access

Complimentary ShopRunner Membership

Free membership to ShopRunner, which provides free two-day shipping from many retailers. Cardholders must enroll in this benefit.

Dispute Resolution

Get help with fraudulent transactions if your account becomes compromised.

$0 Fraud Liability Guarantee

Cardholders are not held responsible for unauthorized purchases with the card.

Extended Warranty

For warranties of 5 years or less, you can get up to one extra year added to the original manufacturer’s warranty.

Return Protection

If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1,000 per year for each account.

Purchase Protection

Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

Premium Global Assist® Hotline

When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You may need to pay for third-party service costs.

Premium Roadside Assistance Hotline

Provides assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. Up to 4 free service calls are provided per year.

Car Rental Loss and Damage Insurance

Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

Travel Accident Insurance

Added financial security against death and dismemberment when traveling by Common Carrier. Includes traveling by plane, train, ship, or bus.

Baggage Insurance Plan

When you buy a Common Carrier ticket on your card, eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage and up to $500 for checked baggage.

ADVERTISER DISCLOSURE: Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any 'Apply Now' button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers.

EDITORIAL DISCLOSURE: The editorial content on this site is not provided by the companies whose products are featured. Any opinions, analyses, reviews, or evaluations provided here are those of the author's alone, and have not been reviewed, approved, or otherwise endorsed by the Advertiser.

DISCLAIMER: All information posted to this site was accurate at the time of its initial publication. Efforts have been made to keep the content up to date and accurate. However, Credit Card Insider does not make any guarantees about the accuracy or completeness of the information provided. For complete details of any products mentioned, visit bank or issuer website.

Responses to comments are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.