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Best Cooperative Essays

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Cooperatives
According to Article 3, Chapter 1 of Republic Act (R.A.) 9520, also known as the Philippine Cooperative Code of 2008 (hereafter referred to as the Code), a cooperative is “an autonomous and duly registered association of persons, with a common bond of interest, who have voluntarily joined together to achieve their social, economic, and cultural needs and aspirations by making equitable contributions to the capital required, patronizing their products and...

Capital Formation Starting a new cooperative can create a need for substantial capital. A problem develops when trying to operate with limited membership equity capital. The task of financing a new cooperative with member equity alone is usually impossible. Therefore, the best source of additional funds needed is from members in the form of: a) membership fee or purchase of stock; b) agreement to withhold portion of net earnings profits); c) by assessment based on units of products sold or...

﻿Cooperative
Cooperative shall mean only organizations composed primarily of small producers and of consumers who voluntarily join together to form business enterprises which they themselves own, control and patronize.
A small producer shall mean a self-employed individual who, by himself or with this family provides the primary labor requirements of his business enterprise or one who earns at least fifty percent of his gross income from the payment proceeds or income of the labor he provides....

Cooperative
A cooperative (also co-operative; often referred to as a co-op) is a business organization owned and operated by a group of individuals for their mutual benefit. Cooperatives are defined by the International Co-operative Alliance's Statement on the Co-operative Identity as autonomous associations of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through jointly owned and democratically controlled enterprises. A cooperative may...

4,091 Words | 13 Pages

All Cooperative Essays

Statement of the Problem
“How does value orientation of members, as a factor, affect the success and survival of Cooperatives particularly TUCC and PHCCI?”
Cooperatives have long been in existence and have been operating since the medieval times. From the Rochdale society until the present, this institution has been a key to economic development and poverty alleviation within the society it operates in. In the Philippines, the coop sector contributed Php 575 Billion or 12.5% in total...

Supreme Court exempts Co-Operative Banks from claiming under Recovery of Debts Due to Banks and Financial Institutions Act
The case of Greater Bombay Co-Op Bank Ltd. v. United Yarn Tex. Pvt. Ltd. and Ors., decided by a three judge bench of the Supreme Court finally settles the long-ranging debate about the interplay between Debt Recovery Tribunals and Co-operative Banks that had brought about a series of conflicting High Court decisions. The question in this case was whether the mechanism for...

Objectives/Importance of co-operative society
1. Bringing economic welfare: A cooperative is not just formed to make profits; its objective is to ensure the economic welfare of its members.
2. Creating unity and solidarity: A cooperative is characterized by the strength of its unity. Therefore bringing the extorted and deprived together and encourage them work in unison is a goal of a cooperative society.
3. Awakening of working zeal: Cooperatives also helps to invoke confidence in the minds...

Co-operatives are user-owned, user-controlled and user-benefited organisations. They could be agricultural, non-agricultural, unions, or Savings and Credit co-operatives. They operate in different sectors of the economy including, agricultural, handicraft, Jua kali, transport, housing development, building and construction, banking and many other such spheres of the economy. Clearly, the cooperative movement has had its tentacles in every possible sector of the Kenyan business world.
These...

CONSUMERS COOPERATIVE
In the Philippines, consumer cooperatives emerged during the early 1900s. One of the earliest consumers cooperatives were those of the UP Los Banos and Silliman University. Later on big business corporations and universities put up their consumers cooperatives. Until now most of these cooperatives have been benefited in terms of reasonable process and quality.
Consumers Cooperative Defined
It is voluntary association of a group of persons (at least 15 members), with...

Characteristics of a Co-operative
A co-operative is broadly defined as a business that is owned and independently managed by its members who utilizes its services, and obtain benefits that are shared equally based on use of its services. Members gain in two ways from the cooperative: first, earnings are paid to members depending on the sum of businesses they conduct with the cooperative and second, members receive more services based on the frequency at which they use the cooperative. Normally,...

Critically discuss the underlying motivations and associated competitive advantages that explain why MNEs enter into cooperative structures and strategies, using examples.
In recent years there has been an upsurge in the number of MNEs entering cooperative structures and strategies. According to Jones cooperative structure is a means of a substitute or complementary to multinational strategies. It is a strategy in which firms work together to achieve shared objectives. They form...

﻿Extent Of Compliance Of Manual Of Rules And Regulations Among Cooperatives With Savings And Credit Services In The Province Of Guimaras
Chapter 1
Introduction to the study
Chapter One includes five parts namely (1) Background and Theoretical Framework, (2) Statement of the Problem and the Hypothesis, (3) Significance of the Study, (4) Definition of Terms, (5) Delimitation of the Study.
Part One, Background and Theoretical Framework, discusses the reasons for the choice of the...

USDA
United States Department of Agriculture
Rural Development Rural BusinessCooperative Service FIBS Research Report 141
Shared-Sewices Cooperatives
Abstract
This report describes the general structure and operations of shared-services cooperatives and discusses some of the benefits accorded to their owners. This report will provide some insights for business people and public servants interested in organizing a shared-services cooperative. It discusses how they are organized and...

EFFECT OF CO-OPERATIVE EDUCATION ON AGRICULTURAL INNOVATION
A CASE STUDY OF ABUJA MUNICIPAL AREA COUNCIL
BY
COMFORT NWANGANGA CHUKWUMA AGOMOH
NOU040091776
CO-OPERATIVE MANAGEMENT
SCHOOL OF MANAGEMENT SCIENCE
NATIONAL OPEN UNIVERSITY OF NIGERIA
AUGUST, 2012.
COVER PAGE
EFFECTS OF CO-OPERATIVE EDUCATION ON AGRICULTURAL INNOVATION
A CASE STUDY OF ABUJA MUNICIPAL AREA COUNCIL
BY
COMFORT NWANGANGA CHUKWUMA AGOMOH
NOU040091776
CO-OPERATIVE MANAGEMENT
SCHOOL OF MANAGEMENT SCIENCE...

COOPERATIVE LEARNING IN THE EFL CLASSROOM
Plan of the lecture:
1. What is cooperative learning?
2. Assumptions about cooperative learning
3. Strategies for group dynamics
4. Steps in teaching cooperative skills
5. Levels of cooperative skills
6. Benefits from using cooperative techniques
What is cooperative learning?
Cooperative learning can be characterized in the following Chinese proverb:
Tell me, and I’ll forget
Show me, and I’ll remember...

﻿An agricultural cooperative, also known as a farmers' co-op, is a cooperative where farmers pool their resources in certain areas of activity. A broad typology of agricultural cooperatives distinguishes between agricultural service cooperatives, which provide various services to their individually farming members, and agricultural production cooperatives, where production resources (land, machinery) are pooled and members farm jointly.[1] Examples of agricultural production cooperatives include...

An Analysis of
the
Socio
-
Economic Impact
s
of the New Integrated National Transport Policy:
The Case of
14
-
Seat Transport SACCOs in Kenya
.
A
research paper first presented
a
t
the ICA Global Research
Conference Held
at Mikkeli in
Finland
,
24
-
28 August 2011
1
Mrs.
Esther Gicheru (PhD), HSC; Mr. Wanjohi
Migwi
& Mr. Kirianki
M’Imanyara
NEW OPPORTUNITIES FOR CO
-
OPERATIVES
Theme: Shared Leadership and Membership Communities
An Analysis of
the
Socio
-...

COOPERATIVE BANKS
Introduction
Co-operative bank, in a nutshell, provides financial assistance to the people with small means to protect them from the debt trap of the moneylenders. It is a part of vast and powerful structure of co-operative institutions which are engaged in tasks of production, processing, marketing, distribution, servicing and banking in India. A co-operative bank is a financial entity which belongs to its members, who are at the same time the owners and the customers of...

﻿
By – Laws
of
Bountiful Society Consumers Cooperative
KNOW ALL MEN BY THESE PRESENTS:
We, the undersigned Filipino citizen, of legal age, and residents of the Philippines, representing at least majority of the members of the Bountiful Society Consumers Cooperative (BSCC), a primary consumer cooperative, do hereby adopt the following code of By-laws.
Article I
Purpose/s and Goals
The purpose/s and goals of this Cooperative is to provide its members consumer basic needs and clean...

Cooperative Marketing
What is cooperative marketing or co-marketing alliances?
Before we can explore the value of these types of relationships, creative ways to engage in cooperative marketing, whom to partner with, and effective ways to use this method, it must be understood exactly what it is. From much research on this method of marketing, it seems that it is clearly a working partnership where there is mutual understanding that success for both partners depends each on the other. It...

﻿CHAPTER TWO
LITERATURE REVIEW
This chapter will be treated in the following sub-headings
Concept of Agricultural cooperative
Concept of rural development
Concept of rural communities
History of Agricultural cooperative in Nigeria
Roles of Agricultural cooperative in rural development
Theories of rural development
Empirical study
Gap in knowledge
2.1 CONCEPT OF AGRICULTURAL COOPERATIVES
An agricultural cooperative, also known as a farmers' co-op, is a cooperative where farmers...

THE COOPERATIVE STORE
1. What is a cooperative store? How does it differ from other stores?
A co-op store is a store which is owned and controlled by members of a cooperative, rather than a single store-owner or corporate entity.
In a cooperative store, the members of the co-op vote on issues of importance to the store as a collective, rather than allowing one person to make decisions. Members might vote for a wage raise, additional benefits to employees, or the use of a new supplier....

CHAPTER ONE
Introduction to cooperative
1. Concepts of cooperatives
The sprit of association is inherent which all mankind acquire it naturally. Not only human being but also animals cooperate themselves in order to survive and get and get what ever they want. The association that started in the family extended to form an organization through which their social and economic needs could be satisfied. The urge and desire to fulfill the need became the main reason for people to come...

Case 5: Citre Cooperative Producers Ltd
The 2013 Budget Report for Citre Cooperative Producers Ltd., an Australian citrus cooperative, listed "the four singularly most important factors in the operation of the cooperative":
1. Are we making a profit and close to budget on our cash flow?
2. Are we paying a competitive price for all produce supplied?
3. Is our volume of handling near or better than our estimate?
4. Are our sales targets being achieved?
The budget for fiscal year 2013 was...

﻿UNDERSTANDING COOPERATIVE: PURPOSES AND ITS PECULIARITIES
By: JOSEPHINE P. YOPO, CPA, MBA
And
ORLANDO A. FERNANDEZ, CPA, LLB, MBA-TEP
On July 28, 2008, Republic Act 9520 AN ACT AMENDING THE COOPERATIVE CODE OF THE PHILIPPINES TO BE KNOWN AS THE “PHILIPPINE COOPERATIVE CODE OF 2008” AN ACT AMENDING THE COOPERATIVE CODE OF THE PHILIPPINES TO BE KNOWN AS THE “PHILIPPINE COOPERATIVE CODE OF 2008” was promulgated.
It is the declared policy of the State to foster the creation and growth of...

TITLE: COOPERATIVES AND URBAN DEVELOPMENT
ABSTRACT
This paper contributes on the understanding of the cooperative governance and their contribution in urban development agenda. It takes Mamsera Rural Cooperative Society Limited and Karanga LCT SACCOS as the cases in point.
The study was done through the use of interviews which were done through ready prepared questions. The interview was not the only methodology used to collect the data, other methods include Observation method where it...

Principles of Cooperatives
The Rochdale Principles are a set of ideals for the operation of cooperatives. They were first set out by the Rochdale Society of Equitable Pioneers in Rochdale, United Kingdom, in 1844, and have formed the basis for the principles on which co-operatives around the world operate to this day. The implications of the Rochdale Principles are a focus of study in co-operative economics. The original Rochdale Principles were officially adopted by the International...

A1457
Cooperatives:
Principles and practices
in the 21st century
Kimberly A. Zeuli and Robert Cropp
ABOUT THE COVER IMAGE: The “twin pines” is a familiar symbol for cooperatives
in the United States. The Cooperative League of the USA, which eventually
became the National Cooperative Business Association (NCBA), adopted it as
their logo in 1922. The pine tree is an ancient symbol of endurance and immortality. The two pines represent mutual cooperation—people helping people....

ASSIGNMENT 1
QUESTION:
Give an account of how cooperatives started in Tanzania but with a brief history of origins of present mode of cooperative in the world.
I. INTRODUCTION.
Various scholars and organizations including International Labour Organization (ILO) have produced various definitions of cooperatives. But both definitions converge on a more general legal definition adopted by the International Cooperative Alliance (ICA). ICA defines cooperative as autonomous...

Chapter 2
I. Related Literature
History
Cooperation dates back as far as human beings have been organizing for mutual benefit. Tribes were organized as cooperative structures, allocating jobs and resources among each other, only trading with the external communities. Pre-industrial Europe is home to the first cooperatives from an industrial context.
In 1761, the Fenwick Weavers' Society was formed in Fenwick, East Ayrshire, Scotland to sell discounted oatmeal to local workers. Its...

Jose Alejandro Gomez History of Finance The history of the ﬁnancial cooperative: The German credit union as a quintessential social innovation and the origin of modern collaborative consumption. In light of the prolonged malaise of the global market driven capitalist system there appears to be a rising intellectual interest, public concern or in some cases political push for a more ethical economic order that prizes greater levels of equity, equality and social purpose to be incorporated into...

State of Philippine Co-operatives: Current Analysis
C
o-operatives in the Philippines may be entering a new era at the start of the next decade in 2010. There are forces already at work that can bring co-operatives to a new level of development. But like any human and social endeavour, the character and shape of that development would depend on how the key stakeholders – co-operatives and government – would read, interpret and respond to the events that will impact on cooperatives. If...

CRM
A cooperative ("coop"), co-operative ("co-op"), or coöperative ("coöp") is an autonomous association of persons who voluntarily cooperate for their mutual, social, economic, and cultural benefit.[1] Cooperatives include non-profit community organizations and businesses that are owned and managed by the people who use its services (a consumer cooperative) or by the people who work there (a worker cooperative) or by the people who live there (a housing cooperative).
Origins
Main article:...

﻿Bhutti Weavers Cooperative Society Ltd.
Exemplary Cooperative Movement
Rajiv K. Phull (Cover Story)
The Bhuttico has grown in stature since it was established nearly seven decades ago. Though it remained dormant during earlier stages but it picked momentum after Thakur Ved Ram joined and was elevated as its president in 1956. The Bhuttico has never looked back thereafter and has become a role model for cooperative movement by providing direct and indirect...

JOLLIBEE FOODS CORPORATION COOPERATIVE
HISTORY
JFC-Coop started its operations on April 19, 1988. This was registered and founded by 15 Incorporators (all employees of Jollibee Foods Corporation) as JFC Employees’ Consumers Cooperative, Inc., with its Head Office located at Culmat Bldg., E. Rodriguez Ave., Quezon City.
The coop started with the primary purpose of helping members augment their income with the daily expenses that they incur, by lending small loans, and at the same time...

COOPERATIVE MOVEMENT IN TRIPURA
Cooperatives (except some large ones) are a local institution addressing local needs, employing local talent and led by local leaders. It has immense potential to deliver goods and service, food security and to generate employment generation in the area where both the public and private sector have failed.
A Cooperative society can be formed under the Cooperative Society Act 1912 by a minimum of ten members. Such a society has to adopt necessary by-laws and...

“Labour can and will become its own employer through Co-operative Enterprise”
- Leland Stanford
According to the International Cooperative Alliance (ICA), a cooperative has been defined as an autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through a jointly owned and democratically controlled enterprise. The main values that a cooperative enterprise is based on are self-help, democracy, self-responsibility,...

World Food Issues and Cooperatives Essay
11.1.12
“JA-ZENCHU (Central Union of Agricultural Co-operatives) is an apex body of Japan's agricultural co-operative movement, representing the interests of Japanese farmers and their agricultural co-operative organizations (JA Group).”
Several decades ago, Nokyo, which then became the JA, was organized in 1947 at the time of the land reform, had local branches in every rural village in the late 1980s. Its constituent local agricultural cooperatives...

THE STATUS OF RUSACCOs IN ETHIOPIA
Presented to EACRAT Workshop held on 22 – 24 July 2008
Addis Ababa, Ethiopia
Presented by Berhane Kidanu
Federal Cooperative Agency
Background
A comprehensive and structured assessment or study is not made to know the clear picture of RUSACCOs in the country. But as a practitioner and being engaged in the promotion of RUSACCOs, ideas, which help as a point of discussion can be forwarded based on the available data’s (not inclusive and...

National Cranberry is a cooperative of berry growers around North America that share common production facilities and for the last several years have been experiencing capacity bottlenecks among other issues. After initial analysis, two main factors that contributed to a decrease in production were found. The first issue in the business is that the supply trucks and drivers delivering the harvest were not properly organized and there was not enough space and organization to allow for smooth...

CHAPTER – I RESEARCH DESIGN 1.1 Rationale of the study
The Cooperative movement in India has its own status, role and impact in the socio-economic development of the country, specially for providing organizational and financial support to give impetus to income generating activities for weaker sections, such as small and marginal farmers, artisans, weavers, landless agriculture labours, fisherman and urban poor etc. (NCUI Statistics 2001). Today there are 5.28 lacs
(NCUI Statistics 2001)...

﻿
Part I
Survey Questionnaire
Dear respondents,
In compliance as partial fulfillment of the requirements for our degree, we are writing a research paper entitled, “The Collection Procedure on Loan Disbursement of the Parish of the Holy Cross Credit Cooperative: An Assessment”. We would like to ask for your outlook by answering the questions below. Rest assured that we will keep the identity of our respondents confidential and your answers will only be used for...

A Definition of Collaborative vs Cooperative Learning
Ted Panitz (1996)
[pic]
I have been searching for many years for the Holy Grail of interactive learning, a distinction between collaborative and cooperative learning definitions. I am getting closer to my elusive goal all the time but I am still not completely satisfied with my perception of the two concepts. I believe my confusion arises when I look at processes associated with each concept and see some overlap or inter-concept usage. I...

﻿Cloud computing: Silver lining for cooperative banks
"Our customers have increased expectations for better services, particularly in the areas of Internet and mobile banking. New, more sophisticated and intelligent technologies can empower change and create opportunities for our bank to deliver these services and at the same time manage growth, risk and efficiency," said B V Dwarakanath, Chairman of the Sree Charan Souharda Cooperative bank. By implementing the cost effective,...

The cooperative movement in Kenya and its potential for enhancement of ICT livelihoods
By Samson O. Gunga, Chair of Department of Educational Foundations, University of Nairobi, Kenya, e-mail: gungasamson@yahoo.co.uk
ABSTRACT The viability of ICT for the enhancement of human livelihoods is an idea that needs no overemphasis. The potential of ICT in the improvement of lives is a human-given that is yet to be fully realized in developing countries in general and Kenya in particular. One of the...

The Federation of saving and credit cooperatives of Thailand Limited
History Background
* SACCO ( Saving and Credit Cooperative ) Was organized in 1949
* FSCT ( Federation of Saving and Credit Cooperative of Thailand ) was established in 1972 under the Cooperative societies act with supports from 81 SACCO
* FSCT and SACCO were registered with Ministry of Agriculture and Cooperative. Also they were declared as Financial Institutes by the Notification of the Ministry of Finance in...

Gujarat Cooperative Milk Marketing Federation Limited (GCMMF)
Objectives of the case study:
• What are the salient changes in the external environment of GCMMF? Are they posing constraints to GCMMF? What are they?
• Evaluate GCMMF.s response to these changes in terms of (i) the resource requirements of the proposed food products business and (ii) resources and capabilities available at GCMMF.
• Is GCMMF taking what it may think is the easy way out? Can it stay in its core business and...

Hello Healthcare: taking a cooperative business into Africa
Going international is a high-risk stage in development for every company. This process becomes harder and more unexpected when we talk about emerging market such as Africa. In this case the founder of Hello Healthcare (HH) used to deal with a lot of challengers, but also he received an access to unsaturated market. The decision to expand the operations internationally was made after the careful researches of the market situation....

UNIVERSITY OF TRINIDAD AND TOBAGO
AGRICULTURE SPECIALIZATION
THE COOPERATIVE LEARNING GROUP (CLG) (Revised Sept 2011)
The Cooperative Learning Group is a self-selected , small group in which learning takes place as students work together to achieve shared goals and thus maximize their and each other’s learning beyond their individual abilities. The learning may take place in a PBL environment...

Chapter 2: Information Systems and Knowledge Management
From his office window overlooking the main
floor of the Harvard Cooperative Society, CEO
Jerry Murphy can glance down and see custom-
ers shopping.
19
They make their way through the
narrow aisles of the crowded department store,
picking up a sweatshirt here, trying on a baseball
cap there, checking out the endless array of merchandise that bears
the Harvard University insignia.
Watching Murphy, you can well imagine the...

STATEMENT OF THE PROBLEMS
Barangay Muzon of City of San Jose del Monte in Bulacan is one of the barangay with a big population. People lived there need a good and stable job to support their everyday needs. That’s why Barangay Muzon made a program that will help the needs of the people of their Barangay in terms of financial needs. One of their programs they made is the “Muzon Bagong Pag-asa Multi-Purpose Cooperative”. It is a cooperative that provides financial assistant to those who...

INTRODUCTION
Brief History of Urban Cooperative Banks in India
The term Urban Co-operative Banks (UCBs), though not formally defined, refers to primary cooperative banks located in urban and semi-urban areas. These banks, till 1996, were allowed to lend money only for non-agricultural purposes. This distinction does not hold today. These banks were traditionally centred around communities, localities work place groups. They essentially lent to small borrowers...

Business Environment - Internal
The purpose of this essay is to explain and analyze contrasting differences between “The Cooperative” and “HSBC plc”, and to explain its stakeholders. At the end I will explain and evaluate their mission aims, objectives and impact of their companies.
The simplest form of ownership and possibly the most common too, is sole-trading, which is owned by one individual. Possibly this individual opened his company by using his savings or quite commonly by means of...

1. Introduction
The largest and biggest contributor to Bangladesh’s economy is the agricultural sector. Seen often as the ‘unsung’ hero of our growth revolution, it still serves as the most significant industry in this country. In spite of its large contribution to employment, relatively speaking, its contribution to GNP falls short of expectations. Hence, as with other developing countries, the agriculture sector in Bangladesh can be classified as predominantly being ‘traditional’. This...

THE PROBLEM OF COOPERATIVE SOCIETY IN MARKETING AGRICULTURAL PRODUCT IN NNEWI METROPOLIS
Introduction
THE BACKGROUND OF THE STUDY
Although co-operation as a form of individual and societal behavior is intrinsic to human organization, the history of modern co-operative forms of organizing dates back to the Agricultural and Industrial Revolutions of the 18th and 19th centuries. The status of which was the 'first co-operative' is under some dispute, but various milestones in the history may be...

﻿INFORMATION SYSTEM FOR MANGGAGAWA NI SAN JOSE MULTI-PURPOSE COOPERATIVE
A Thesis Proposal
Presented to the faculty of
Informatics International College Diliman
Quezon City
In Partial Fulfilment
of the Requirements for the Degrees
Bachelor of Science in Information Technology and
Bachelor of Science in Computer Science
Emmanuel T. Dimasacat., BSIT
Odell Ryan C. Rotol., BSCS
Patricia Anne A. Kalalo., BSIT
2nd Term S.Y. 2013-2014
TABLE OF CONTENTS
TITLE...

THE CONTRIBUTION OF COMPUTERIZED ACCOUNTING SYSTEM IN THE PERFORMANCE OF SELECTED CREDIT COOPERATIVE
A. Introduction
The Philippine Code of 2008 (RA 9520), Article 23 defined Credit Cooperative as one that promotes and undertakes savings and lending services among its members. It generates a common pool of funds in order to provide financial assistance and other related services to its members for productive and provident purposes.
Accounting is the backbone of business. It is the method...

IMPACT OF APPLIED AGRO-COOPERATIVE CREDIT AND BANKING ON FARMERS AND FARMING
People depend for good introduction in Agro-Farming not only on good seeds, good fertilizers, good irrigation and good Agro-technology; but they need also short-term, medium and long term loans to meet their other demands at farm level in farming. This genuine situational scene has a power to present an impact of applied cooperative credit and banking on farmers in farming from the point of origin of the Indian...

Contribution of Community Development Programs of Multi-Purpose Cooperatives in selected barangays of San Miguel, Bulacan
BRIEF DESCRIPTION
The main target of this research is to determine the contribution of Community Development Programs of Multi-Purpose Cooperatives through defining the assets which people needs for the means of living in terms of six capitals namely: human, natural, financial, physical, social and political. Furthermore, to measure the efficiency of Community Development...

﻿A STUDY ON COOPERATIVES
TRUSTED TO THE FACULTY
OF THE COLLEGE OF BUSINESS
AND ACCOUNTANCY
AS A PARTIAL FULFILLMENT
OF THE REQUIREMENT IN
ECON 8 (COOPERATIVES)
By:
LESLIE AGUINOD
JEANETTE MAE CABAHUG
PATRICK CUBILLAS
HAIDEE HERMOSILLA
JENNYN OPPONE
I. Background/History
Started as United Technologies Employees MPC (UEMC) in December 15, 1992 with 35 members and a loan of $10,000 from United Technologies Automotive then later changed its name to Lear Employees...

Comprehensive Village Development Programme(CVDP)
( `One village One cooperative’ model )
Background
Cooperative movement begun in this country formally in 1904 through cooperative law. In the
decade of sixty, Bangladesh Academy for Rural Development (BARD) developed two-tier
cooperative system and added a new dimension to cooperative movement in this country.
The overall development of village is said at the beginning through two-tier cooperative. But as the
agriculture was given priority by...

Panghulo National High School Consumers Cooperative
Income and Inventory System
To comply with the requirements needed in
BCO 113 – ITConcepts and Systems Analysis and Design
A Proposed System by:
Camille D. Tengson
Danielle Rae L. Castillo
Jamiefelle A. Dela Cruz
Macx Erl Del M. Malvataan
Rubylyn T. Nuevas
August
First Semester
Chapter 1
INTRODUCTION
Background of the Study:
Two of the most essential information for the owner(s) to know is the income and the...

﻿COOP WHIZ: AWARENESS AMONG HIGH SCHOOL STUDENTS IN
THE PROVINCE OF ILOILO
Angela Faith E. Cerrada
Loraine Joy D. Ginete
Chapter 1
Introduction to the Study
This chapter consists of five parts: (1) Background and Theoretical Framework of the Study, (2) Statement of the Problem and the Hypothesis, (3) Significance of the Study, (4) Definition of Terms, and (5) Delimitation of the Study.
Part One, Background and Theoretical Framework of the Study, deals with the importance...

﻿Software. It represents the set of programs that govern the operation of a computer system and make the hardware run. Computer software contrasts with computer hardware, which is the physical component of computers. It uses the computer system to perform useful work or provide entertainment functions beyond the basic operation of the computer itself.
System
Customized. To change (something) in order to fit the needs or requirements of a person, business, etc.
Errors
Cash flows. Is the...

Repositioning Women through Cooperatives and Dynamics of Social Inclusion
Repositioning Women through Cooperatives and Dynamics of Social Inclusion: An Indian Perspective
Bishnu Mohan Dash1
Abstract
The term women’s empowerment has always been a subject of discussion among academicians, development practitioners and policy makers particularly after the failure of trickle down theory implemented during India’s planned development programmes which could not benefit women equally along with...

Lab CoJY Background
Cooperatives have been flourishing in the Philippines as early as the time of our national hero Dr. Jose Rizal. Way back, cooperatives has been associated with the farmers who are the intended and original beneficiaries of the cooperative movement. But as time goes by, it is defined by the law as a vehicle for promoting self reliance and harnessing people power towards the attainment of economic development and social justice (Art. 2, R.A. 9520, Philippine Cooperative Code...

Proposal for starting Ashodaya Samithi Multipurpose
Co-operative Society
Name: Ashodaya Multipurpose co-operative society
Location: Mysore
Background
Sex workers working in Ashodaya Samithi did not have access to facilities to save money. They could not open bank accounts without identification and residence proof – documents that their illegal occupation did not allow them to possess. Sex workers also faced humiliation when banks insisted that they bring their husbands along. Most...

﻿A co-op store is a store which is owned and controlled by members of a cooperative, rather than a single store-owner or corporate entity. The cooperative tradition dates back to the 1700s in Great Britain, when workers began organizing in cooperatives in an attempt to get around usurious prices for basic goods, housing, and other services. Today, cooperative stores can be found all over the world, and some of these stores are extremely successful business entities.
The idea behind a co-op...

REPUBLIC ACT 6939: An Act Creating the Cooperative Development Authority
| The Cooperative Development Authority (CDA) is a government agency created by virtue of Republic Act No. 6939 in compliance with the provisions of Section 15, Article XII of the Philippine Constitution of 1987 which mandates Congress to create an agency to promote the viability and growth of cooperatives as instruments for equity, social justice and economic development. RA 6939 was signed into law on March 10, 1990....

Republic of the Philippines
Congress of the Philippines
Metro Manila
Fourteenth Congress
Second Regular Session
Begun and held in Metro Manila, on Monday, the twenty-eighth day of July, two thousand eight.
Republic Act No. 9520 February 17, 2009
AN ACT AMENDING THE COOPERATIVE CODE OF THE PHILIPPINES TO BE KNOWN AS THE "PHILIPPINE COOPERATIVE CODE OF 2008"
Be it enacted by the Senate and House of Representatives of the Philippines in Congress assembled::
SECTION...

Chapter I
Project Initiative : Loan Management System
INTRODUCTION
Cooperatives are obligated to adhere to the Republic Act No. 9520 or the Philippine Cooperative Code of 2008. The law was signed into law last February 17, 2009. The new law amending RA 6938 was passed to meet the challenges of the global economic situation and the advent of the age of information technology. Moreover, the new cooperative code is expected to strengthen the thousands of cooperatives in the country and...

Directive to be given to all co-operative Housing Societies in the Maharashtra State Under section 79 (A) of the Maharashtra Co-operative Societies Act, 1960. In respect of applying Co-operative Housing Societies Manual
GOVERNMENT OF MAHARASHTRA
No. SAGRUYO-2011/PRA.KRA. 360/14-SA, Co operation, Marketing and Textile Department, Date 15th October, 2011 Whereas, complaints regarding registered Co-operative Housing Societies in the Maharashtra State received, on large scale and with view to...

Producer Company Model - Current Status and Future Outlook : Opportunities for Bank Finance EV Murray* In recent times, almost every major business house of the country is venturing in a big way into the agri-business sector, especially with regulations allowing corporates to now directly have contractual arrangements with farmers. One of the triggers for this newfound interest in agribusiness by the corporates is the change occurring in the retail markets, where consumers are making dramatic...

Co-operative society, its expansion and future possibilities in context of Bangladesh
Co-operative Society: A Co-operative society is essentially an association of persons who joined together in a voluntary basis for the further once of their common economic interests.
Short Overview on Co-operative Society: The co-operative movement began in Europe in the 19th century, primarily in England and France, although The Shore Porters’ Society claims to be one of the world's first co-operatives,...

﻿Contents
Introduction
The co-operative movement in India is very important since it is an agriculture country. The co-operative movement in India continues to develop with time.
It was in the year 1904 that the Co-operative banks in India started. Co-operative movement in India is the result of a deliberate policy of the state and is vigorously pursued through formation of an elaborate governing infrastructure. The successive five year plan looked upon the co-operation movement as the...

John Smith
Dr. Daniels
2/14/13
Chapter 5 Video Case
1. Data warehouses store current as well as historical data and are used for creating trending reports for senior management reporting such as annual and quarterly comparisons. REI is building a data warehouse because they want to better serve their customers with their products. The data ware house allows REI to make the customers experience with their company a much more fulfilling one ensuring their return.
2. Consumer...

﻿Scenario 1:
LO1 (P1.1):
There are mainly four types of organisations. Private sector organisations, Public sector Organisations, voluntary organisations and cooperatives.
Private Sector:
In the private sector, businesses operate in order to maximize the profits. They raise finance by issuing shares, borrowing loans from banks etc. They are owned and controlled by private parties.
For example Bank of Maldives, Amin Construction pvt ltd, Haza Construction pvt ltd. Their main aim is to maximize...

Bank Rakyat's 1st corporate logo
Tan Sri Sheikh Ahmad Mohd. Hashim, Bank Rakyat's 1'st Chairman * Bank Rakyat was established in September 1954 under the Cooperative Ordinance 1948, following an expansion of the cooperative movement in Peninsular Malaysia. * To facilitate the expansion of the cooperative movement, the co-operatives set up their respective union banks provide financial needs to their members. * On 28 September 1954, 11 of these union banks decided to merge and form Bank...

CHAPTER 1
Company Profile
Background/History of Bilibiran Multi-Purpose Cooperative
70 decades when start building partnership cooperative with the help of parents who started this work. It established by Roman Lacostales Antonil known for the “Father of Cooperative in Bilibiran” together with his members and cooperation and belief of the Bilibiran residence.
The Cooperative started a service that they call Water Service, it is for the daily service of water that satisfies the daily...

Visit to Anand- the birthplace of AMUL
(A Report by Dr. Yamini Karmarkar)
Prior Understanding of the purpose and background of visit:
I had prepared the context for understanding the set of institutions we were going to visit through readings made available. I could understand the following:
The purpose of this visit was to see the set of inter-related organizations at Anand which have witnessed and have contributed to the major revolution in the country- the cooperative movement. We were...

STATEMENT OF OBJECTS AND REASONS
The co-operative sector, over the years, has made significant contribution to various sectors of national economy and has achieved voluminous growth. However, it has shown weaknesses in safeguarding the interests of the members and fulfillment of objects for which these institutions were organized. There have been instances where elections have been postponed indefinitely and nominated office bearers or administrators remaining in-charge of these...

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THE LOAN DELINQUENCY OF ABUCAY MULTI –PURPOSE COOPERATIVE MEMBERS: ITS CAUSES AND IMPLICATIONS ON THE COOPERATIVE’S OPERATION
Chapter I
THE PROBLEM AND ITS BACKGROUND
Introduction
According to Johnston Birchall (2004) in his book entitled “Cooperatives and the Millennium Development Goals”, Cooperatives, as economic enterprises and as self-help organizations, play a meaningful role in uplifting the socio-economic conditions of their members and their local communities. Over the...

Executive summary: Varun Nagar Agriculture cooperative society (VNACS) has two assets which include, Rs 5, 00,000 in cash and a paddy stock which is worth Rs 5, 00,000. The liabilities of VNACS include, Rs 5,00,000 to be paid for procurement of paddy to farmers, and Rs 5,29,167 to be paid towards over draft amount this also includes the accrued interest over the period of seven months(Rs 29,167 is the interest to be paid for seven months from September 1990 to march 1991) as the over draft has...

Task 1
Introduction
In this assignment I am going to identify the purposes of different types of organisations, describe the extent to which an organisation meets the objectives of different stakeholders and explain the responsibilities of an organisation and strategies employed to meet them. I am also going to give examples based on my own personal experience; I also investigate how organisation structure and culture contribute to business successes. I will also look in to how...

“A STUDY OF EMPLOYEES CO-OPERATIVE CREDIT SOCIETIES IN COLLEGES AFFILIATED TO PUNE UNIVERSITY IN PUNE DISTRICT”
Mr. Amar Bhosale, Assistant professor vidya pratishthans Arts, Science & Commerce College, Baramati. Dist- Pune (Maharashtra)
1) INTRODUCTION :-
The cooperative movement in India has contributed to the rural development of the country. Though the movement has developed in different states of the country not in the uniform manner, some of the State like Maharashtra,...

CASE STUDY OF SHAHNAZ HUSSAIN
Shahnaz Husain, CEO of Shahnaz Herbals Inc, the prominent Indian female entrepreneur best known for her herbal cosmetics, particularly skin care products. She is making a constant effort to beautify the skin of people with her beauty products. She has been continuously striving hard to slow down the aging process and nourish the skin of people and thus make them look younger than their age. Well, we are talking about none other than the ruler of the beauty world,...