chest fat

hey gents - getting up in age and im noticing that shedding the fat is getting increasingly harder and harder. Currently i'm sitting @ 220 15%bf (6point calipers)
i do HIT 2x/week, throwing iron around 2x/week and jitsu/boxing 5x/week.
most workouts and practices i'll net about a 3lb loss in water weight, usually keep my heart rate 120-160 for the hour or so i'm rolling or whatever.
my diet is pretty clean, no soda's.

the area i'm having the hardest part on is the lower-outer pectoral area, i have a little chest fat there and for the life of me cannot target that area enough to shred it down. do i need to just EVISCERATE the **** outta it? i cant imagine that would feel very pleasant! i was hoping this last clen run with MASSIVE amounts of cardio would do it but nopers..

Eat less? you aren't going to significantly spot reduce, so you just need to diet down till its gone, then slowly let any fat you are willing to have come back on. If you had an uneven distribution before due to hormone levels assuming those are straightened out now it should add back on more evenly

i myself am battling this. i managed to get some off but a little left so i jumped on a ph to see if i could build my chest a bit more. ill let u no how it goes. started monday so itll take a few weeks till i see if it works out