Consolidate Debt. Pay Monthly.

Why use a debt consolidation loan? There are plenty of reasons but the biggest is lowering your interest rate and taking control – you decide your monthly payment and improve your credit in the process.

Why Consolidate High-Interest Debt With An Online Loan?

Fixed interest rates

One single monthly payment

Funds straight to your bank account

No pre-payment or late fees

Circle the date

Be debt free

Debt consolidation is the process of merging outstanding debts such as multiple credit card balances or personal loans into one single loan. This allows you to determine when you want to pay off the loan with one fixed monthly payment rather than confusing multiple payments at different rates. One slip and a forgotten payment can end up costing your wallet and credit score. Consolidating debt to a single, automated, monthly payment simplifies your borrowing process and allows you to focus on what matters.

Less to manage. Less stress. Debt relief.

In a lot of cases, you can also reduce your interest rates, especially in the case of holding high-interest credit cards. You could spend decades trying to pay these back with minimum monthly payments. Debt consolidation saves you time, money and hassle.

The LendingArch Advantage

Low Interest Rates

Our interest rate is developed based on you as a person, not the same rate as everyone else. Get the rate you deserve.

Fixed Payment Plan

Within minutes, we'll offer you 2+ loan options based on a 360° analysis of your creditworthiness. Just upload proof of identity, employment and provide your bank details.

Exceptional Service

Within hours, we'll contact you to let you know that money has been deposted into your bank account. Manage your loan with our user-friendly dashboard.