Background*

Mr. Michael Isor Roth has been the Chief Executive Officer of The Interpublic Group of Companies, Inc., since January 19, 2005. Mr. Roth served as the Chief Executive Officer of MONY Life Insurance Company since January 1993 ad its Chairman. He served as the President of The Interpublic Group of Companies Inc. since January 19, 2005. He served as the Chief Executive Officer of The MONY Group Inc. from June 24, 1997 to June 2004. He served as the Chief Executive Officer ... of MONY Life Insurance Co. of America. He began his career at MONY in 1989 as an Chief Financial Officer and Executive Vice President and President and Chief Operating Officer since 1991. He was employed for Promus Hotel Corporation. He joined MONY from Primerica Corporation, where he spent six years in several high-level positions including Executive Vice President and the Chief Financial Officer. He was a Partner of Coopers & Lybrand. He has been the Non-Executive Chairman of Pitney Bowes Inc., since December 3, 2012. He served as the Executive Chairman of The Interpublic Group of Companies, Inc. at McCann Worldgroup from July 13, 2004 to January 2005. He has been the Chairman of Interpublic Group of Companies, Inc. since January 19, 2005. He served as the Chairman of the Board of The MONY Group Inc. from June 24, 1997 to June 2004. He served as the Chairman of MONY Life Insurance Co. of America since July 1993. He has been a Director of Ryman Hospitality Properties, Inc. since April 5, 2004. He has been a Director of Pitney Bowes Inc., since 1995 and has been its Lead Director since February 2012. Mr. Roth serves as a Director of American Council Of Life Insurers, The National Center on Addiction and Substance Abuse at Columbia University, The Advertising Council, Inc., The Baruch College Fund, and The Partnership for New York City, Inc. He has been a Director of Gaylord Entertainment Co. since April 5, 2004 and Interpublic Group of Companies Inc., since February 2002. He serves on the Board of Governors of the United Way of Tri-State. He serves as a Director of Committee Encouraging Corporate Philanthropy. He serves on the Boards of Life Insurance Council of New York. He serves on the Board of directors of the Insurance Marketplace Standards Association (IMSA). He served as Director of The MONY Group Inc. since June 24, 1997. He served as a Director of MONY Life Insurance Co. of America since May 1991. He served as a Director of New York City Investment Fund Manager, Inc. He is a Certified Public Accountant. Mr. Roth holds an LLM degree from New York University Law School and a J.D. from Boston University Law School. He graduated from City College of New York in 1967.

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