Improper Debt Collection Practices

The Fair Debt Collection Practices Act (FDCPA) is intended to prevent abusive debt collection practices and provide consumers with a method for disputing or determining the accuracy of a debt. Debt collectors will often attempt to collect debts that have already been paid or discharged through bankruptcy. If the communications from a debt collector become harassing or threatening, you may have claims for improper debt collection practices.

Improper debt collection practices include the following:

trying to collect a debt that was paid or discharged

trying to collect from an individual that does not owe the debt

Harassing communications

threatening to take illegal action

making false statements or misrepresentations

failing to disclose information about the debt or verify the debt

improperly sharing information

If you believe you have been subject to improper debt collection practices, get in contact with one of our attorneys to discuss your rights.