In Memoriam

Former President of The Clark Grave Vault Company

Insurance

Members who are interested in shopping their health insurance are encouraged to contact Health Enrollment Management Agency (HEMA). HEMA has extensive relationships with many insurance companies and has selected plan options with multiple insurers, allowing for the most optimum networks and coverages (dental, vision, life, LTD, LTC, etc).

We partner with CareWorks to deliver the most significant cost savings to our members. CareWorks embraces a results-oriented approach that fully integrates safety prevention and risk control with aggressive claims management to deliver a significant return on investment. The OFDA and CareWorks can analyze your company to determine the BEST workers’ compensation premium-saving program for you.

Group Rating– CareWorks' group rating program is the only plan endorsed by the OFDA

Group Retrospective Rating– This program offers premium savings projected in exceeding 60% and can be a great alternative for companies unable to qualify for traditional group experience rating

Deductible Program – This program offers discounts on premium rates in exchange for accepting a specified deductible amount

100% EM Cap – Companies becoming penalty rated for the upcoming policy year can have increases to their Experience Modifier (EM) limited, or capped, at 100%, thereby limiting rate and premium increases

Self Insurance – Companies pay compensation and medical costs directly for work-related injuries avoiding escalating reserves and premiums charged by the Ohio Bureau of Workers’ Compensation. CareWorks serves more Ohio self-insured employers than any other third party administrator.

As a result of their best-in-class service, CareWorks has consistently maintained a 97% retention rate - one of the highest in the industry. Put their team to work for you. For a no-cost, no-obligation program analysis, click hereYou may also contact CareWorks' Cordell Walton, at (614) 827-0398.