Top Questions About Apple Pay...

The first card that you set up in Apple Pay will automatically become your default card therefore make sure that this is the card that you use the most for purchases.

Hold your iPhone near the contactless reader with your finger on Touch ID‡. A subtle vibration and beep will let you know the payment information was successfully sent.

On your Apple Watch, double-click the side button and hold the display up to the contactless reader. A gentle tap and beep will confirm that your payment information was sent.

Near Field Communication (NFC) is a short-range wireless technology that allows two devices to exchange information quickly, conveniently and securely at close proximity. Apple Pay uses NFC technology to transmit payment card information from the phone to a contactless payment (tap) terminal.

When you add your debit or credit cards to Apple Pay the number from the plastic card(s) is replaced with a secure digital number also called a token. This token is a virtual number to represent your VISA, MasterCard, or Client Card without using the actual number.

A digital account number or token is a substitute account number that replaces the card number and is used to make secure purchases in stores and in-app. A digital account number will not work outside of the secure payment environment.

You can make a return the same way you would with your plastic card today – contact the business directly along with your receipt. We do recommend you bring the device you used when returning items purchased with Apple Pay.

For any new or replacement cards, you will need to go through the initial set up of Apple Pay again. For a card renewal, the new expiration date will be automatically updated so there is no action required.

Apple Pay is currently not available for use with Business credit or debit cards.

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Apple Pay works with iPhone 6 / iPhone 6 Plus and later and Apple Watch in stores and iPhone 6 / iPhone 6 Plus and later as well as the MacBook Pro in-app. For a list of compatible Apple Pay devices, see www.apple.com/ca/apple-pay.