Supposedly it's 1,000-3,000 bucks a month for it... so yea it's pretty freakin expensive. I don't know about the prescribed thing but it makes sense... There is anti aging clinic that I'm going to check out... There isn't any insurance involved with that... I don't know tho... I think you should be able to take it without a prescription... I mean if some older guy can take it to look and feel younger, why the hell can't I take it to help with my injuries?