Episode #33

Planning the perfect portfolio from scratch

When you’re just starting out with property investment, the first question to answer is “how much can I afford to invest?”. This involves adding up your savings and any equity you already have, thinking about how much debt you want to take on, and making sure you keep enough in reserve to see you through any emergencies.

In this episode I walk you through that exact process, talking about all the factors you need to consider at each point. I also discuss whether it’s better to buy just one property that’s as expensive as you can afford, or split your funds between multiple cheaper properties.

This is an important foundational step if you’re just starting out, which then leads you on to the really fun stuff: deciding what and where to buy!

Listen to this week’s show and learn:

How to calculate how much you can afford to invest in property

What to think about if you’re considering remortgaging your own home

How much of an “emergency fund” you should keep in reserve

What could stop you from remortgaging properties you already own

Whether you should spend all your money on one property, or split it between multiple cheaper properties

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