Free North Dakota Small Business Insurance Quote!

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North Dakota Small Business Insurance

Small businesses need protection to help safeguard their assets and financial resources. All of the hard work you've put into your business can vanish with one claim from an employee, business customer, or consumer. Bespoke insurance solutions from AmVenture Insurance Agency, Inc. are here to help small business owners protect what they've worked so hard to build.

Insurance Plans for Small Businesses in North Dakota

Protecting your company from financial hardship is essential at every stage, whether you're just getting started or you're poised to make a major move and become a considerably larger brand. Having the right insurance policy can be the difference between a catastrophic situation that results in the closure of your business or a fixable one that allows you to continue operating as planned.

Commercial General Liability Insurance

Commercial general liability insurance can help keep your business protected in a variety of situations where workers' comp is not part of the equation. For most small North Dakota businesses, a standard commercial general liability policy is acceptable, but AmVenture can help tailor a policy that is designed for businesses in your industry.

Commercial general liability insurance covers:

Property damage - This is designed to cover damage to the property of a customer that occurs at your place of business.

Personal injury coverage - This can cover you if you are sued for libel, slander, wrongful eviction, and damage to a person's reputation in the community.

Legal defense coverage - This can help you with costs related to covered lawsuits that are brought against your business by a third party, e.g. another company or consumer.

Business Owner's Policies

Business owner's policies, commonly referred to as BOPs, help your company get many of your coverages with one blanket policy.

BOP policies typically cover:

Property coverage to safeguard your building, goods, and business machines. This often covers saleable products made or sold by your company.

Liability coverage to insure your business in the event of a covered injury to a third party at your business premises.

BOP policies may include:

Business interruption coverage - This helps ensure you can stay up and running after a covered loss where your business may otherwise lose income.

Most small business owners put years into their company before they even truly get off the ground. With so much hard work behind you, why put your company at risk with insurance that isn't up to par? Reach out to AmVenture,and we can help you find insurance solutions designed for small businesses like yours.