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Alternative ways to build a pension fund

Mark Atherton

November 28 2015, 12:01am, The Times

Property may now be less attractive to investorsGetty Images

In the wake of the autumn statement tax changes, many people are assessing their options for retirement saving. A buy-to-let property has always been seen as a store of value and a source of income, but extra stamp duty and the removal of higher rate mortgage interest tax relief from 2017 calls this into question.

Many who had assumed that they would use the pension freedoms to invest in rental homes may now be looking to commit less cash to buy to let, but remain distrustful of the vagaries of the stock market.

Simon Rubinsohn, of the Royal Institution of Chartered Surveyors, says: “There may be a dwindling in the numbers of buy-to-let landlords but I think many will stick with property because they are…