FAQ

Are you REALTORS who just want to list my house?
Absolutely not! We are a group of real estate investors that buys houses from people like you in neighborhoods just like yours. We are not REALTORS and we are not associated with any real estate agency. We don’t want to list your house, we want to buy your house and may be able to do so immediately!

What kind of houses do you buy?
We buy any house in any area, condition or any price range.

What do you mean by “any condition”? What if my house needs repairs?
We will buy your house as is! you don’t need to do any more repairs!

What if my property has health department violations or is condemned?
No problem! we can still buy your house as is, even if it has demolition orders scheduled.

Do you deal in higher priced properties?
Yes, we can work with any seller who needs to move a property quickly for any reason and in any price range.

What if I am behind on my payments or in foreclosure? Can you help?
Yes! if you call or contact us now, we may be able to help catch up your back payments if you are facing the foreclosure process.

What do you charge for your services?
Unlike Realtors, there is never a charge or commission when we buy your home!

If I submit your seller questionnaire, when will I hear from you?
As soon as we receive your seller questionnaire, we will review your information and get back to you ASAP (usually within 24 to 48 hours depending on when you submit the information). However, if you don’t hear back from us in a timely manner, please give us a call to make sure we received your information and that you are being taken care of right away.

Is it better to call or contact you via your online seller questionnaire?
That is really up to you. However, we do think it would be easier for you if you complete our seller questionnaire first, then we can review your information, research your property, and discuss all the details with you when we call. Since you are here, why not take a moment to fill out our seller questionnaire now?

How quickly can I sell my home?
Depending on the options you choose and your particular situation, we can close in as little as 1 -2 days. There are many variables that come into play when determining a close date, meaning the longer you wait to explore your options, the fewer options you typically have to choose from.

Can I sell my home using owner financing if I still have a mortgage?
Owner financing your home is a complicated transaction but can be done whether you have a underlying mortgage or not. What’s most important is that you are working with a team of experts who have attorney’s who specialize in these types of transactions so that everything can be done legally and in compliance with state laws.

How long do I have to keep my loan in place when using any of the owner financing strategies?
Typically buyers need somewhere between 2 – 5 years to refinance a home into their own name.

What is the “due on sale” clause and will the lender call the note due if I owner finance my home with underlying lien?
The “due on sale” clause is in nearly every mortgage since the 80’s and it gives the lender the “option” but not an obligation to call the note due on sale. Practically speaking, this would not be likely to happen if the note is being paid in a timely manner because it wouldn’t make sense for the lender to do so, however, it is still a risk that must be disclosed to all parties in a transaction where this clause applies. There are also other remedies you can choose to explore.

Is owner financing still an option if I am behind on payments?
This depends on how many payments you are behind and if you have any equity in your home. There have been times where we have been able to catch homeowners up on their payment even when they had no equity.

Will a short sale hurt my credit?
Yes, but experts agree, it’s a better alternative than a foreclosure, which is the worst thing that can happen to your credit.

Can anyone get a loan modification, forbearance agreement or deed in lieu?
No and many times, homeowners stop making payments and apply for these programs, only to find out months later that they don’t qualify and now they are too far behind to catch up or for us to offer many of the solutions we originally could have presented.