Salman Latif is a software engineer with a specific interest in social media, big data and real-world solutions using the two.Other than that, he is a bit of a gypsy. He also writes in his own blog. You can find him on Google+ and Twitter .

Mobile platform has hugely influenced the technology around the globe. With the explosive growth of the platform, there are apps for virtually every field of life, and banking is naturally one of them. NCR has now introduced a mobile app with the help of which you can withdraw cash without even having to use a debit card.

Carrying around debit card or using it at an ATM can be risky at times. This is because there are ways to swindle people while they are making use of the ATM, sometimes through such tiny devices which can gather the information of your card.

To avoid this and to lose the weight of a card from your wallet, here is an NCR mobile app which can be extremely useful. This app works by using a simple but very secure authentication scheme. You simply have to enter your PIN in your NCR mobile app. After the app accepts the pin, you have to select the account you wish to use as well as the amount of cash that you wish to withdraw.

Once this is done, the app will present you with a QR code. With the help of this code, NCR discern where it should send you the money. Once you scan the code, you will get the money right away.

There are many advantages of this medium over the regular debit card use. One of them is that you will receive a digital receipt instead of a paper receipt, and it will be easier to save. NCR has plans of landing the app on all major platforms and is currently looking for other partners to deploy this system.

For too many people, the realization that they need to back up their photos and videos only comes when they misplace or break their smartphones and lose everything. Here we a report on possible solution and best tools.

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