Four Out Of Five Harvey Victims Don't Have Flood Insurance

According to the Associated Press, eighty percent of homeowners that suffered flood damage from Hurricane Harvey ripping through Texas
are without flood insurance.

Those homeowners will be responsible for restoring their houses and possessions for possibly thousands of dollars after the flood waters
recede. Anyone who can’t cover the costs of restoration may have to sell their house.

National Flood Insurance Program insurance policies cover up to $250,000 in rebuilding costs and up to $100,000 to replace personal
belongings, according to The Washington Post.

Those without flood insurance are limited to private charities and aid from the Federal Emergency Management Agency (FEMA). FEMA aid
is limited to $33,300.

"I wish I had flood insurance now," 58-year-old Houston resident Leroy Moore, told WaPo. "When it’s a choice to make between things
and life, sometimes you’ve just got to let the things go and hang on to life."

Every Texan relying on FEMA aid may not be eligible unless each can prove his house is "damaged so substantially that there’s no area
in your house you can live in," Houston lawyer Saundra Brown told WaPo.