TCI Business Capital User Reviews & Fees

TCI Business Capital provides small businesses with quick financial assistance by turning their outstanding invoices and other receivables into extra funding for the business. This process is known as invoice factoring. We compiled TCI Business Capital reviews from around the web to determine what their customers think about the company. We will also go over the fees associated with their services.

TCI Business Capital Customer Reviews

Summary of User Reviews

We scoured around the web and found that TCI Business Capital has generally positive ratings. Here’s what we found:

What TCI Business Capital does well:

Positive reviews focused more on TCI’s professional customer service team. Customers said that their representative helped them throughout the process and was accommodating with queries.

What TCI Business Capital does not do well:

Negative reviewers of the service said that things don’t go smoothly when something major happens to your business and your situation changes. Trying to adjust the original terms is extremely difficult.

Most Helpful Positive User Review

One reviewer who gave TCI a 5-star review said that the people in TCI were generally friendly and great to work with. This did not only mean the representative assigned to him, but everyone from the receptionist to the higher ups. According to him, they were always very helpful and sweet.

Most Helpful Negative User Review

One reviewer who gave TCI a 1-star review said it was a nightmare when there was a split in partnership. According to her, TCI made the process even more complicated, even going as far as threatening the business owners with a lawsuit.

TCI Business Capital Fees & Other Details

$12.95 per receivable paid through ACH
$19.99 per receivable paid through wire transfer

TCI Business Capital allows small businesses to get advance cash on receivables when they need emergency funding. Their invoice factoring terms are monthly, which means you receive funds from them on a monthly basis. Their service fee is approximately 1%-4% of how much you’re factoring for that month. Rates can change every month, depending on the invoice amount and your customer’s repayment terms. TCI can send the funds to you via ACH for a $12.95 fee, or through wire transfer for $19.99.

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