Credit challenged car shoppers often have a choice when it comes to picking out which used car to finance. That’s because, in many cases, even buyers with poor credit who have received an approval for a car loan are given the choice of either a regular used car or a certified used car.

It’s a fact. According to Experian Automotive consumers with questionable credit have a higher risk of financing a car that has suffered some type of water damage. It would therefore especially benefit them if they learned how to spot these types of vehicles.

Car buyers facing credit issues should be aware of the fact that the latest report from Experian Automotive finds that finance company auto loans to consumers with bad credit experienced an increase in the 30-day delinquency rate during the fourth quarter of 2012.

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