STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

BRUSHED: A low-luster finish with a very fine texture that looks as if it were applied with a wire brush.

POLISHED: A buffed-out finish used to produce a mirror-like shine.

CLIP: An earring that clips-on with a clamp backing, relying on tension and friction to hold it in place. Perfect for people who don't have pierced ears.

SHELL: A treasured gift of the sea, shell has been used for ornamentation since recorded time. Shell makes a classic choice for cameo designs and is often carved in relief to display a ladylike motif, presented in a frame of precious metal.

OVAL: An elliptical shape that resembles an egg.

CAMEO: A low relief carving where the carving is above the background layer. Usually carved in shell or stone to portray the profile of a woman.

CUBIC ZIRCONIA: once called the poor cousin to the diamond, CZs have since become a fashion statement in their own right. Perfect for travel and a little extra bling, CZ Jewelry is one of man's flawless creations.

BRILLIANT: A gemstone cut to enhance brilliance without sacrificing much carat weight. Typically has 58 facets.