Best Payday Loans

37 Companies

271 Real Customer Reviews

1.5

Average User Rating

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NetLoanUSA is a company that connects short-term personal loan borrowers to lenders through their website. They do not issue loans directly but rather provide one free, quick application that then connects applicants to a lender who can meet their needs. Applicants can borrow up to $1,000 with generally quite short repayment term lengths and variable, though high, annual interest rates. NetLoanUSA is one of several similar businesses under the larger Blue Global Media parent company. NetLoanUSA and Blue Global Media have one physical location in Arizona, and all of their business is handled online or over the phone. Blue Global Media has been in operation since 2004, although it is unclear if NetLoanUSA has been an active company since then as well.

National Payday is a cash advance or payday loan company. They operate online without physical branch locations, and their services are available across the entire United States. National Payday is a direct lender and has been operating since 2000. They offer a quick, free application for cash advances of up to $400 for first-time borrowers and up to $1,000 for returning customers. Pre-approval can be received instantly with final approval coming through once an applicant's information has been verified. National Payday offers same-day funding through wire transfers and has moderately flexible repayment options.

100DayLoans.com is a short-term loan matching company that connects applicants seeking to borrow money to a wide variety of lenders. They do not do any direct lending themselves, but advertise a quick and free application process that will match borrowers to lenders in as little as 90 seconds. They offer loans up to $1,000 with generally short repayment term lengths and variable interest rates. 100DayLoans has been operating since 2005, and they are one of several similar businesses under the Blue Global Media parent company. Blue Global Media (and therefore 100DayLoans.com) has one physical location in Arizona, and 100DayLoans seems to rely entirely on online and over-the-phone applications for their business.

247loan.com was established in 1998. The organization is a Third Party Lender, meaning that they take a potential borrower's application and match them up with one of their several lenders they work with. Due to this the interest rates, fees, payment information and terms of contract are not a set standard but vary from lender to lender. Being an online entity, they do not have an established physical location, but work from multiple satellite sites.

Personal Cash Advance appears to be a short-term loan, or cash advance, company that matches applicants with lenders. They do not directly fund loans themselves and have little specific information about the terms, rates, and fees associated with cash advances. They do provide a comparison of the different types of loans and their advantages and disadvantages, as well as a financial guide with helpful information and tips. It is unclear how long Personal Cash Advance has been operating, but they have been open at least since 2010. However, due to several concerning factors, they do not seem to be a functioning company at this time, although their website is still active.

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As part of our service, we attempt to partner with all the companies that we review, and may get compensated when you click or call them from our site; however, regardless of any current, past, or future financial arrangements, companies listed on Best Company cannot buy their position, nor do we manipulate or inflate a company's ranking for financial gain. A company’s ranking is based on and calculated by an objective set of ranking criteria, as well as user reviews. For more information on how we rank companies, click here.

All user reviews posted on Best Company are subject to screening and approval. We reserve the right to approve or deny any review posted to this site in accordance with our Review Guidelines. Best Company never suppresses user reviews—unless they are being investigated for authenticity, or if they violate our review guidelines. We encourage anyone who suspects a user review to be fraudulent or intentionally inaccurate to please notify us here.

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