NO, not without court approval. When in a 13, any major transactions must have court approval first. If they say yes, then you're in. The problem is finding someone who will sell to you on contract while in the midst of a bankruptcy. Actually, let me rephrase that. Finding anyone to sell to you on contract and in a bankruptcy in a GOOD neighborhood will be near impossible. Sounds like the down payment should be no problem if you make a profit on your house. The problem with that is the trustee might demand some or all of it. You need to make your attorney ask the court for permission. If you don't, your bankruptcy may not get discharged and you could get in trouble.... more

My Company, Meridian Mortgage Solutions is a full service lender that goes down to a 600 credit score and can also help somebody fix or repair any errors on your credit that may also increase your credit scores. Please feel free to contact me at 317-968-9500

Generally not with conventional financing, but lots of ways with creative financing.

With conventional financing, if you're a veteran, you can get a 100% VA loan. You can get a 96.5% FHA loan. And some states have some special programs as well. Check with a good mortgage broker to find out what you might qualify for, and what programs are open to you.

With creative financing, you often can buy with no down payment. For example, look into "subject tos." Or, for no down payment now, look into lease-options.

If it was before 04/30/2008, the person you are referring to moved. It was sold on that date. If it was after that date, give me a call at 317-354-7410 and I will confirm whether it is the same person on the tax records. I do not want to post any of that information online.

Berylk, It doesn't look like anyone answered your question! Yes you CAN change your mind after applying for a mortgage. The only damage done (temporary) is the inquiry the mortgage company made with the credit bureaus. Of course if you are contractually obligated to complete the transaction that is a different story. If you have a scenario you would like to discuss please let me know. Thanks!... more