Avoid Comerica

ALL OF THEM, MICHIGAN -- Do not use Comerica bank for anything, they are not worthy of your trust. I am a student, I opened an account as a student because I was "told" it was a free account, but its only free provided you use it all the time. Let your money sit around at all and they start whittling with bullcrap fees. Now I only had $50 in the account, but after a couple months I was sent a notice that my account was now over $50 in the negative.

My "free" status apparently expired at the end of the year, so every month they were charging me 10 in inactivity fees and another 10 for being under a minimum balance. Now it wasn't enough for these shysters to just empty my account, they overdrew my account with their bs fees then started adding on overdraft charges. I complained and they reversed some of the charges, put my account back to 35 cents in the positive. A relatively cheap lesson, $50 to learn that Comerica is not worthy of any of my business for the rest of my life. I hope it was worth it for them....

Did the account holder agreement you signed when you opened the account say that it was free of fees under all circumstances?

Posted by trmn8r on 2012-06-26:

Take this as a learning experience to check your statements and balances on a regular basis. I recently had an unknown "feature" on one of my accounts kick in, and paid $10 as a result. Fortunately I discovered it in time to prevent it from happening the following month.

Posted by KevinTX on 2012-06-26:

IT'S UNFORTUNATE that a lot of companies put in that legal mumbo-jumbo page with text so small you can barely read it. I think all of us, at one time, were taken advantage of by some (if I can use your word) Shyster company that whittled away one way or another.. it's annoying. Most recently DirecTV with me and some bogus protection contract clause. Luckily I too caught it early. So yes, check statements frequently!