You are aiming for higher long term returns & accept some sustained periods of poorer performance. You accept the risk of a greater than moderate loss.

The Balanced Higher Income Portfolio is a value style strategy. It is aimed at medium to long term investors who are seeking a sustainable level of high income within a balanced portfolio along with a genuine prospect of income and capital growth.

BALANCED HIGHER INCOME PORTFOLIO

The Balanced Higher Income Portfolio is a value style strategy. It is aimed at medium to long term investors who are seeking a sustainable level of high income within a balanced portfolio along with a genuine prospect of income and capital growth.

The chosen investment funds can invest in UK and overseas equities, commercial property, cash and fixed interest securities. They are actively managed by leading fund managers to maximise total return whilst maintaining control of risk.

The Balanced Higher Income Portfolio performance is benchmarked against the average performance of the IA Investment 20%–60% sector. The Balanced Higher Income Portfolio has a risk rating and investor profile of 6 out of 10.

6

RISK

Potential return of 25.81% & potential loss of -15.63%

77%

ACTIVE

Managed daily by our personally selected fund managers

52%

EQUITY

Held in risk to drive growth, vs the stability of bonds & property

2.98%

Yield

Income from assets that is either distributed or reinvested.

0.71%

FEES

RISK

A risk level 6 investor should be prepared to accept annual returns somewhere within the range of a -15.63% loss and a 25.81% gain — returns within this range would be expected 95% of the time. It should be remembered that there is a 5% chance that risk level 6 portfolios will experience an annual return outside this range — this means an investor may experience losses greater than -15.63% or gains greater than 25.81%
at some point(s) during their investment in one year.