Introduction

Oscar Wilde was quoted as saying,
“When I was young, I thought money was the most important thing, but now that I’m old, I know that it is”.

Our life is our legacy. Yet, most of our adult working lives is spent dealing with issues around our money. How we feel about it? How we think about it? How we use it? And, how we earn it. We rarely think about legacy at all, if ever.

More than 90% of Americans have less than $1,000 in savings. Most would even be faced with a devastating financial crisis should an emergency happen.

More than 76 million Baby Boomers (those born between 1954 and 1964) living in the U.S. today according to the U.S. Census Bureau. More than 10k Boomers turn 65 every single day.

Only 27% of Boomers believe they will have enough money for health care expenses when they retire. That is a very low number and those Boomers who are tasked with caring for elderly parents, and in some cases, grandchildren, they are going to feel the severe financial pinch even more.

So what are the solutions to having enough money that will last the rest of your life?

My passion for sharing this information came from my personal realization that I simply was not prepared for retirement. I knew I did not want to work until my 70’s and yet, here I was mid-50’s and very little savings for my “golden years”.

While life was happening, the years were slipping away. When I once thought I had plenty of time to save, I was now facing the reality that time was getting away and my window of opportunity to create the wealth I desired was closing.

I had to act fast and use the resources of my financial experience, education, and the knowledge I accumulated over the years to protect other people’s money using tax regulations, whole life insurance policies, living trusts, and annuities to implement my own legacy plan.

Today, I enjoy the benefits of that plan and help others to realize their dreams for a wealthy lifestyle during their retirement years. Eliminating the worry of whether they will have enough money — In fact, they will have more money than they will ever use, and have a wonderful wealth legacy they can pass on to their heirs. [By the way, all TAX-FREE]

It is my vision to empower you to become more financially capable, and teach you what I have learned over the years to help you cultivate wealth using resources that are easily accessible, will provide a solid stream of income, and all with little or zero-tax impact.