"I’ve used Psychic Living regularly by phone and text. I've found them to be very insightful and have been amazingly accurate with things that have happened as I had been told in my readings" - Jacqui"The medium who did my reading was brilliant really accurate. He put my mind at ease about things that are going on in my life at the moment and assured me that everything will be fine. I would certainly use again" - Frances Simpson

Terms and Conditions

Psychic Living’s terms and conditions for site use and services.

Please see the full terms and conditions below. By using Psychic Living services, you are agreeing to be bound by these terms and conditions in full. Therefore, you are advised to read all terms and conditions in full before using any our services. Services referred to include credit card and live telephone psychic readings, online chat service, email and text readings and horoscopes.

Sites

Psychic Living (“we” or “us”) refers the provider of Allstar Psychics sites. “You or you” is intended to refer to you or anyone using any of Allstar Psychics sites. The general terms of use (“the Terms”) are those that, in using any of Allstar Psychics sites, you agreed to be bound by.

All material on any Allstar Psychics site is presented for the purpose of entertainment only. It is provided for your information only and may not be construed as any kind of advice or instruction related to any area of your life, and particularly those related to health, law or finance.

We strongly advise you that you should not take any action, nor desist from taking any action, based solely on the contents of what you might read here. If you have any concerns related to your health, the law or finance, you should always consult a suitably qualified and licensed professional.

We would like to make it very clear that no material on any of Allstar Psychics sites is intended to diagnose any physical or mental condition. In the event that you take any action based on any information that you might read here, we assume no responsibility or liability of any kind. That also applies to any course of action you might choose to pursue in the care of any animals.

We also want to make it clear that the author of and contributors to this website are not qualified counsellors, nor qualified medical professionals, nor do they hold any qualifications in law or finance and make no claims to this regard.

References or links in this website to any non-government entity, product, service or information do not constitute endorsements or recommendations. This site is not responsible for the content of any ‘off site’ web pages linked to or referenced in this site. You are welcome to follow the links and visit the various websites and determine for yourself whether any product, service or information they offer is right for you.

Use of such third party services or purchase of any third party products is on their terms and the contract for use of the third party website is between you and the third party.

Even though the provision of any content on this site is not intended to constitute any kind of legally binding agreement between Us and any site user, if you do not agree to any of the terms of usage we ask you NOT to use the site and to close this page right now and cease visiting any of any Allstar Psychics sites immediately.

We are committed to respecting your privacy. We have structured our web site so that, in general, you can visit the website without identifying yourself or revealing any personal information. Once you choose to provide us with any information by which you can be identified, then you can be assured that it will only be used in accordance with European Union data protection requirements.

If you provide us with a testimonial for any of the services that we offer, we reserve the right to use them for marketing or advertising purposes. We may need to shorten what you say, but we will never change it to alter the meaning. We will use your first name and protect all other aspects of your identity. We may contact you to specifically seek written permission to use your testimonials and ask for your address. We are required to do this and that information will never be used for marketing purposes, nor will it be passed to anyone else.

All of the psychic, clairvoyant, mediumistic or astrological readings that are given are done and completed in good faith, but in some instances, the information may represent opinion or judgment. Psychic Living cannot guarantee the accuracy or completeness of any information given during the time of the reading.

We want to make it clear that our Readers are not qualified counsellors, nor qualified medical professionals, nor do they hold any qualifications in law or finance and make no claims to this regard. A Reader may, from time to time, offer a personal opinion, but this does not constitute a consultation, may it be legal, financial or any sort of professional counselling.

We believe in your individual power to transform your life. UK law obliges us to say that all readings done by all Readers – whether through the credit card, live reading, email or text reading service and all astrological reports – are for entertainment purposes only.

In using our services, you must understand that Psychic Living do not provide recommendations, counselling, nor give any directions for you to follow. In particular, if you have any medical conditions that you are concerned about, you should always consult a qualified member of the medical profession for advice and treatment. Any opinions that Readers offer related to the spiritual aspect of any health issue are NOT a substitute for treatment by the medical profession and we strongly urge you not to use or see them as such.

Psychic Living are not engaged in rendering medical aid, counselling or other professional services or advice, and neither shall be liable or responsible to any person or entity for any loss or damage caused, or alleged to be have been caused, directly, or indirectly, by or from the guidance given or ideas suggested, or referred to during a reading, or on this website, or in any related publications. Psychic Living will exclude You from using our services if your behaviour suggests or intends to unreasonably offend or abuse our readers.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless Allstar Psychics, its affiliates, officers, directors, employees, consultants and agents from any and all third party claims, liability, damages and/or costs (including, but not limited to, attorneys fees) arising from your use of the Services, your violation of the Terms of Use or your infringement, or infringement by any other user of your account, of any intellectual property or other right of any person or entity. The Terms of Use will inure to the benefit of Allstar Psychics successors, assigns, and licensees.

We have no control over nor do we guarantee any actions that you may decide to take as a result of using any of the sites and services and by using them you agree that You will not hold Us responsible for any damage arising as a result of actions taken by Customers in response to Services such as

a) Readings and interpretations and advices provided by Readers;

b) The truth or accuracy of Content, information and Services such as readings and interpretations and advice provided by Readers;

c) The truth or accuracy of feedback, Ratings, or other Content posted by Users or Allstar Psychics’ employees across all of the Websites;

d) The ability of Readers to provide Services such as readings and interpretations and advice as well as the ability of Customers to pay for the Service;

e) Minimum levels of Connections to Readers;

f) Incorrect use by You of the Service;

g) Any additional rates and costs charged by Your service provider when using the Services.

The Psychic Living line is governed by PhonepayPlus. All precautions have been taken to ensure we adhere to the rules and regulations laid down by PhonepayPlus governing LIVE chat

This privacy policy sets out how we comply with European Union data protection requirements. This applies to use of all services and the sites.

We are committed to respecting your privacy. We have structured our web site so that, in general, you can visit the website without identifying yourself or revealing any personal information. Once you choose to provide us with any information by which you can be identified, then you can be assured that it will only be used in accordance with this privacy policy.

Wherever possible, we use actual portrait shots of our readers although for some we may need to use stock shots.

Credit card bookings

You must be over 18 to use this service. You must also be the bill payer, or have the bill payer’s permission. We want you to have a positive experience. If for any reason you are not satisfied with your Psychic Living credit card reading within the first 5 minutes, please tell the Reader that you are not connecting, end the call and call the customer service number. Any unused minutes will be added to an account so that you can have a reading with another Reader. Your statutory rights are not affected. Additional per-minute charges may apply if You choose to extend the call beyond the duration of the package you have purchased. Refunds to customers will be at our discretion.

In the event of any complaint please call 0208 712 5690 and speak to our Customer Service team.

Chargebacks

In the event that Allstar Psychics receive a chargeback from a customer, who has legitimately used the service as per the terms and conditions, then Allstar Psychics will pursue the customer to retrieve the monies owed for the reading. All additional charges that Allstar Psychics may incur, from either the merchant company or a recovery company, will be liable for payment by the customer. We also reserve the right to bar customers from the use of our services, should a chargeback be made against us.

If you are unhappy with your reading on the 0905 line, please hang up and try another Reader. A good Reader who is connecting with you should connect within three minutes and give you specific information which shows they are making a psychic connection with you.

Online Chat Readings

You must be over 18 to use this service. We want you to have a positive experience so if you are unhappy with your live chat, please end the session and try another Reader.

In the event of any complaint please call 0208 712 5690 and speak to our Customer Service team.

Text service

This text service generally covers Great Britain and Northern Ireland, but coverage within those areas may vary according to mobile network provision.

Our text service is accessed through the short code number ’85358′. You must start your message with the word ‘LIVING’ and then a space before your question, or put quotation marks around the word LIVING.

You must be over 18 to use this service. You must also be the bill payer, or have the bill payer’s permission. Texts cost £1 per text plus operator’s charges. You may be sent more than one text. To unsubscribe, text DSTOP to 85358. All texts sent in to the service and out from the service are recorded for your protection.

In the event of any query or if you are not satisfied with your reading, please contact us: This email address is being protected from spambots. You need JavaScript enabled to view it.

Customer Refund Policy

All of our readers go through a test procedure to make sure that they are genuine psychics. If the reader does not meet our excellent standards then they do not work with us. In the event that you are unhappy with your reading, please make sure that you call the customer services number or email us at This email address is being protected from spambots. You need JavaScript enabled to view it. so we can help you. You must contact us within 90 days of terminating your reading and your call must not have lasted more than 5 minutes. All requests must be made through the customer service number and are subject to verification. Refunds to customers will be at our discretion.

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Overall, cookies help us to provide a better website enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

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