Oakland Raiders record/finish): 5-11, last place in AFC West. Nation will soon learn what rest of us know: This is the least rebuilt of rebuilding teams.

49ers record: 10-6, second place NFC West. Will still make the playoffs but ride won't be as glorious as the last two seasons.

Raiders QB with most starts: Terrelle Pryor. Raiders have to find out if he might possibly be their next playoff quarterback. He might turn out not to be. But from the evidence, no one else on the roster is.

Colin Kaepernick, Touchdowns & Turnovers: 32 and 12. My over-under on running touchdowns is eight. And with no Crabtree around until December (maybe), No. 7 will have to take more chances -- which will lead to more interceptions.

More Yards, Frank Gore or Darren McFadden: McFadden. Look, the guy has to have a healthy season one of these years. And if he does, he'll get more beaucoups carries in that offense. Gore's work will be rationed to keep him sound for postseason.

Raiders blackouts: 5. If Yogi Berra were a football fan, he'd say: "Not even the tarps will stop people from staying away."

Surprise team: Philadelphia Eagles Until opponents adjust, Chip Kelly's offense will have some teams very flustered. And without expectations, Eagles will soar.

Disappointing team: Washington Redskins This franchise makes a habit of stumbling when it counts. Plus, the whole RGIII drama involving his knee will haunt and distract.

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First coach fired: Jason Garrett, Cowboys. Every coach in Dallas is just a phone call away from unemployment in the Jerry Jones era.

Super Bowl: Houston Texans over New York Giants. Just a hunch. Two good organizations, enough talent to get through the playoff gauntlet if other teams (say, the 49ers and Seahawks) beat up each other along the way.