* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Introduction:

We are the citizens of 21st century- the age of knowledge, technology and aspiration. And standing in such an exclusive age, our everyday lives are intertwined with a multitude of technologies which we have at our disposal, for our own convenience. Our world has changed rapidly in the past few years. Just in over a decade, everything has metamorphosed into a better tomorrow. And in this transition technology played a very important role, rather the most pivotal role. Today in our daily lives, we get everything at an arm?s distance. And mundane chores of yesteryears such as Shopping and banking have been easy to such an extent that labeling them merely as child?s play won?t suffice. Now behind all such transition, there are several pieces of the pie which have come together to achieve this wonder. And one of them is a rectangular piece of plastic, the credit card. Credit cards have not only dramatically eased our problems regarding monetary transactions, but along with it they have opened up altogether a new world for Shopping and other allied commercial ventures. Just imagine the situation before the advent of this rectangular piece of plastic; recall the situation at the banking sector. Nearly an entire day was wasted, standing and filing complex paper works just to withdraw your very own hard earned money! Thankfully today we don?t have to endure such plight and hardship, our accounts are accessible from anywhere around the world. This ease of transaction opened up a thousand opportunities for the sellers and merchants, and very soon credit card paired with another potent tool of today- the e-commerce and history was created.

Not only the e-commerce selling junctions, but the digital boom affected the traditional setups and stores as well. As the popularity of credit cards grew, banking giants were compelled to issue and expand their services to an ever growing number of happy and eager customers. And in this juncture the best minds of business came together and devised a plan to capture the market with just a pat! These banks began to tie up with the selling junctures and service providers. Understandings were made in such a way that it became a win-win situation for both the financers and the sellers. The tie-ups came into formation in such a manner that the customers or the end users began to get guaranteed offers on cash backs, discounts and other benefits. The e-commerce boom sustained riding on these agreements. For example Shopping from an e-commerce setup digitally would guarantee a cashback, or a lavish discount, which is unavailable if you buy using hard cash. And this boom in a very short amount of time consumed the entire globe and even in developing countries such as India began to experience this phenomenon. The newly emerging cities such as Nellore are growing on top of this digital Shopping boom. In order to enjoy all the nuances of the city life, one definitely have to subscribe to the new way of life.

Chqbook Review

When at airports in India or abroad, avail privileged lounge access and relax in style. Also, we like that you get 10000 Jet Privelege miles (5000 Jet Privelege miles on first swipe within 3 months and 5000 Jet Privelege miles on 75k spends in 3 months) pretty much after you get the card

thumb_up PROS

Save up to ₹1,500 each year on fuel transactions with your Platinum Plus credit card.

You can also accumulate Reward Points and redeem them later against air miles

Once you cross the ₹50,000 limit, enjoy 50% more points for every ₹150 spent on your card

Set aside a part of your credit limit for online spends per statement cycle, within the available limit on your primary Credit Card

thumb_down CONS

Not the best credit card for travel – you can redeem against Air Miles, but if you are a frequent traveller, there are better options

While HDFC Bank's Smart buy™ allows you to get great deals, this card is still suited for the first time premium card buyer

Chqbook Review

This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too

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Excellent All-rounder of a Premium Credit Card – save on shopping, get Lounge benefits and more – we couldnt ask for more

Fee waiver condition of ₹ 15,000 in the first 90 days of the card setup date works really well – you must make sure you get the fee reversed

Getting Lounge access at over 300 airports and over 900 lounges globally is a great plus

Getting the Priority Pass™ for just ₹ 500 instead of the ₹ 6500 fee is another great saving

Joining the GLOBAL VALUE™ program gets you free Cleartrip™ vouchers & 1% Cash back on all International transactions

thumb_down CONS

Rewards are valid only for 2 years – we like unlimited rewards

You need to fill a form and send it to HDFC Bank to enrol in the Priority Pass™ program – so you should remember doing that else get stranded without Lounge access

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

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We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.

For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter

You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!

Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

Chqbook Review

You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

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If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. You also get an amazing original Scuderia Ferrari™ watch once you pay the joining fee

Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight

15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face

We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps

You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

thumb_down CONS

If you are not a car afficianado, the ICICI Bank Ferrari Platinum Credit Card's fee might pinch – but considering the benefits we think it's completely worth it

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

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With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.

We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1

You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.

Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Chqbook Review

The ICICI Bank™ Rubyx Credit Card stands out for the benefits it gives for the fee it charges. From the get go, you get Welcome vouchers worth ₹5000 upon joining. Apart from that, the free movie tickets of upto ₹300 are an added bonus – this adds up to ₹7200 per year of savings, which itself is more than the annual fees. Ofcourse, this is just the start and the list of rewards is indeed long. Go for this credit card if you love shopping, movies and are looking for value for money.

thumb_up PROS

The ICICI Bank Rubyx Credit Card gives you Payback™ points – and they are redeemable for statement credit – a feature we absolutely love

Another great thing is that each Payback™ point is worth ₹0.25 – which means you know exactly how much you can redeem them for at any point.

Movie tickets – Free! – get 2 movie tickets each month worth ₹300 per ticket when you buy one ticket and you get the next one as part of this offer. You have to buy the ticket from bookmyshow™

You save 15% every time you dine at a Culinary Treat participating restaurant. To find the participating restaurants, you can download the app or look up your favourite restaurants on the culinarytreats website.

1% fuel surcharge waived off on fuel transactions at any fuel outlet.

Get 2 complimentary rounds/ lessons of golf every calendar month2 if the total retail spends on your card is equal to or more than ₹50,000 in the previous calendar month.

thumb_down CONS

One drawback we noticed is that if you are frequent traveller, 2 free visits to a Domestic Airport lounge may not be enough

Start playing Golf! – it's a high point for the credit card, but if you are not a golfer, this feature might be lost on you2

Chqbook Review

The ICICI Bank™ Sapphiro Credit Card is one of the best cards for Shopping and Travel. From Statement Credit, to free movie tickets, this card has it all. We also love the DragonPass which allows you to access over 450+ airport lounges worldwide. You also get free access to Domestic Airport lounges 4 times each quarter – more than enough to keep anyone happy. Go for this card if you value points on Shopping, free movie tickets, free golf and access to airport lounges.

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The ICICI Bank Sapphiro Credit Card gives you more than you can ask for – with free movie tickets, complimentary airport lounge access and much more

We like that you get 4 complimentary visits to Domestic Airport lounges per quarter – or 12 per year.

If you enjoy Golf – this card gives you 4 complimentary rounds of Golf at a resort of your choice – every month!

You will start checking restaurants listed with ICICI Bank after you get this card – with minimum 15% savings across 2500+ restaurants, who wouldn't!

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

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If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

thumb_up PROS

Perfect Card for Travel if you are a Jet Privilege member or travel frequently by Jet – this card automatically enrols into the JP Program anyway

We really liked the 5% discount when booking directly through the Jet Airways website

The base fare ticket from Jet Airways, 10000 Points upon paying the Fee in the first year basically pays for itself. You just wont regret taking this card when you book your first flight through JP Miles

thumb_down CONS

We missed Movie Tickets and Shopping benefits

If you work in a Corporate and Fly cheapest always, Jet Airways may not always be the cheapest and you might lose out on Points, JP Miles etc. for those flights

4.1

35 Reviews Sort

Newest

very good

4 months ago | Deepu krishna

I have been usingHDFC Bank Visa Signature Credit Card for the last couple of months. The credit limit was not good. The customer service and response was average. I don't know about the interest rate. I am using the card for online shopping and etc.

very good

8 months ago | Sanjeev Arora

The HDFC Bank Platinum Plus Credit Card SERVICE was quick and fast , I have got the credit card within10 days of time. The customer support service was helpful in regards to my credit card application. The credit limit value is high with thisHDFC Bank Platinum Plus Credit Card and I am satisfied with it.

good

3 months ago | naresh chand @ pappu

I get good offers for shopping online as well as offline.Net banking is convenient to make payments.

bad

1 year ago | aasish kumar

I am not much satisfied with the limit. I am not sure about the reward points too. The net banking facility is fine. Not sure about the annual charge.

poor

10 months ago | Ankit

I am not completely satisfied with ICICI Bank Coral Credit Card service. I am using ICICI Bank Coral Credit Card for last one year. They offered a good limit which am satisfied. . I pay the bills through net banking. There are not much offers on this card.

Excellent

9 months ago | Aakash

I got the ICICI Bank Platinum Chip Credit Card in few days . The customer support service was good ,They gave me immediate response in regards to my credit card application. The credit limit value is average with this ICICI Bank Platinum Chip Credit Cardand I am satisfied with it.

very good

2 months ago | Abhishek

I had applied this credit card through online channel. It was a good experience. The services are satisfactory.

very good

6 months ago | Arsh

I have taken a credit card with ICICI bank.The limit on the card is 58K. have been banking with them for last two years.Customer service is good to approach.I get good offers for shopping online as well as offline.Net banking is convenient to make payments.

very good

4 months ago | Rishabhraj Sonigara

ICICI Bank Ferrari Signature Credit Card taking average interest rate on yearly basis and they dont have annual fee .ICICI Bank Ferrari Signature Credit Card gives some reward points which I can convert into cash back. Some time they are providing discounts on e commerce portaln too

Satisfied

5 months ago | diwesh vibhu

I have Jet Airways ICICI Bank Coral Visa Credit Card,credit limit was 2,00000 which is satisfactory . The customer service and responses was good.but still I feel they need improve their offers.

Excellent

7 months ago | ruchita Kumari

My credit card was taken with ICICI bank for about 10 years. the credit limit was 1,80,000 which is satisfactory . The customer service and responses was good. Here the charges are nominal and I am getting reward points as benefits.

Highly Impressed by ICICI bank platinum chip credit card card

1 year ago | Sruti Kakad

The time which was taken by ICICI bank platinum chip credit card to approve my card was minimum. I am impressed with the service of the card.

Average service

7 months ago | Yukta Saha

I had applied for the ICICI bank platinum chip credit card , but they haven't approved my card saying that the address verification was wrong.

Happy to have resonable joining fee

11 months ago | Anish das

I am using HDFC Bank Platinum Plus Credit Card from last few months, the joining fee is only 1000 rs and there is no annual fee in this card and they are providing really good offers.

Great card with extra joining perks

1 year ago | Lilati Pathuri

You can enjoy up to 2 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card.And with this card you can also get vouchers worth rs. 5000 As joining gift

Worth using this card

3 months ago | Mohit Mishra

Overall the card is good to use. It gives you good amount of payback points. Worth using this card.Its a very low cost card.

very good

5 months ago | noor aalam

MY credit card was taken with ICICI Bank Ferrari Signature Credit Card 1 year back. Here the fees and charges are nominal . The customer service and responsivness was up to the mark.

Emi option is there with this card

2 months ago | Anwar Ali

I have been using ICICI Bank Sapphiro Credit Card for months. This bank is always good. Emi option is available in this card however, emi interest rate 22% which is quite high in online purchase.

They donÃ•t have any work ethics

9 months ago | Baisali Kali

I have ICICI Bank Ferrari Signature Credit Card, the offers are good but the behaviour of the customer service executives is pathetic. No work ethics are there.

DidnÃ•t meet my expectation

6 months ago | Shevantilal K

The customer support has to be customer oriented from the ICICI bank . The credit limit which they had given me is a little less than what i expected.