Having payment card information is crucial for keeping customers within one's ecosystem, and the biggest tech companies have done a great job at convincing people that their services for sending/receiving payments and purchasing goods are trustworthy and worthwhile. But no company has more cards on file than Apple.

At Business Insider's IGNITION event last week, Business Insider CEO Henry Blodget detailed the future of the digital landscape, pointing out some important trends. For example, more than a quarter of all internet traffic now comes from smartphones and tablets - and two big internet properties are responsible for a huge amount of that traffic.

Based on company data charted for us by BI Intelligence, Instagram has been rapidly adding users over the last few years - Facebook's $1 billion purchase of the photo sharing service in April 2012 seems to have helped spur that growth considerably.

BII Mobile banking has overtaken desktop-only digital banking at three top banks in the US - Wells Fargo, Bank of America and JPMorgan Chase. Mobile banking customers were 53% of the size of total online banking customers at three banks.

Speaking at Business Insider's IGNITION Conference last week, IAC chairman Barry Diller predicted a major shakeup in the cable and satellite TV model within the next five to 10 years. And based on the data out there filed for us by BI Intelligence, it looks like digital streaming is already beginning to catch up to traditional TV networks, at least in terms of revenue.

More Charts For the first time, Americans spent more time on average looking at their mobile devices than at a television screen. Based on Flurry data charted for us by BI Intelligence, Americans spent an average of 2 hours and 57 minutes a day on a mobile device, compared to 2 hours and 48 minutes in front of a TV set.

There's been a lot of hype surrounding social commerce - the idea that posts and ads on sites like Facebook and Pinterest would generate lots of immediate sales on e-commerce sites. Today only a fraction of retailer's online sales are actually generated directly through a referral from a social network.

More Charts Starbucks offered some interesting new data during the company's fourth quarter earnings call on Thursday. According to CEO Howard Schultz, the Starbucks app processed $1.17 billion in 2013, and the company has already processed nearly $1.4 billion in 2014 by the app alone; it's expected to reach $2 billion by the end of the year.

More Charts LinkedIn reported earnings for its fiscal third quarter of 2014 on Thursday. Revenue and expectations surpassed Wall Street's expectations - it reported $568 million on $0.52 EPS, versus predictions of $557.49 million in revenue on $0.47 EPS.

More Charts Twitter reported earnings for its fiscal third quarter of 2014 on Monday. Revenue, earnings per share, and even monthly active users (MAUs) fell right in line with Wall Street expectations. There was no grand surprise, and the company's stock tanked roughly 9% after the announcement.

There's been a lot of hype surrounding social commerce - the idea that posts and ads on sites like Facebook and Pinterest would generate lots of immediate sales on e-commerce sites. Today only a fraction of retailer's online sales are actually generated directly through a referral from a social network.

In the past decade, the number of Internet users around the world has increased rapidly. This growth has been fueled by a range of factors: the expansion of mobile network coverage and increasing mobile Internet adoption, urbanization, shrinking device and data plan prices, a growing middle class, and the increasing utility of the Internet.

The demographics of who's on what social network are shifting - older social networks are reaching maturity, while newer social messaging apps are gaining younger users fast. In a new report from BI Intelligence, we unpack data from over a dozen sources to understand how social media demographics are still shifting.

Spending on digital video in Europe has increased by 42% over the past year, and agencies are shifting budget from other digital channels to support video activity, concludes a survey by Adap.tv. The survey was conducted among 175 ad buyers and publishers, and found that 48% of agencies have shifted ad-spend from display, 33% from print, and 10% from search.

With more than 1.15 billion registered users and 201 million active mobile users on a monthly basis, GooglePlus is a rocking social networking site that many businesses and brands haven't leveraged yet. Google+ is on the track to beat Facebook and become the most widely used social media.

Frederic Gonzalo Social media has changed how people and brands communicate with each other, creating expectations and new speed levels of interaction. A recent report by Sprout Social sheds some interesting light on how customer care and engagement have become intertwined in this new social reality brands must embrace.

Retailers are getting the picture. With Instagram closing in on its fourth birthday, the photo-sharing platform has become increasingly attractive to retailers hoping to boost awareness and sales. The first ads were only introduced on the platform last fall.