Earn Avios every day

Collect 3,000 bonus Avios when you spend £500 within the first three months of Cardmembership1.

Collect 1 Avios for virtually every £1 you spend.

Collect more Avios with complimentary Supplementary Cards for family and friends3, subject to approval.

Automatic enrolment in the Executive Club for new Cardmembers.

The fastest way to earn Avios

Collect 18,000 bonus Avios when you spend £3,000 within the first three months of Cardmembership2.

Collect 1.5 Avios for virtually every £1 you spend and three Avios for every £1 spent on British Airways flights and holidays.

Collect more Avios with complimentary Supplementary Cards for family and friends3, subject to approval.

Automatic enrollment in the Executive Club for new members.

Earn a ticket for a companion

Redeem your Avios for a British Airways flight and if you’ve spent £20,000 on your Card within a Card anniversary year we’ll give you another ticket for a companion, for the same flight and cabin4. Terms, taxes, fees and carrier charges apply.

Earn a ticket for a companion

Redeem your Avios for a British Airways flight and if you’ve spent £10,000 on your Card within a Card anniversary year we’ll give you another ticket for a companion, for the same flight and cabin4. Terms, taxes, fees and carrier charges apply.

Enjoy peace of mind when you spend on the Card as well as preferential access to sought after events:

Enjoy Refund Protection on all eligible items you buy on your Card in the UK. Items are covered for up to 90 days and we’ll replace or refund up to a maximum of £200 on the British Airways American Express Credit Card and £300 on the Premium Plus Card, even if the retailer won’t.5

Your Purchase Protection means that if you bought an eligible item with your Card and it’s stolen or damaged within 90 days of purchase, we’ll replace or repair it, or refund you up to £2,500 per eligible item.5

If you don’t recognise a purchase, we’ll remove it from your Account immediately, and investigate it as part of our online fraud guarantee.

Enjoy access to purchase tickets to some of the hottest tickets in town with American Express Invites.

If you are already a British Airways American Express Cardmember, why not share the benefits? We’ll thank you with bonus Avios when you introduce friends and family members to the Card, once they apply and have been approved. We’ll also welcome them with an Avios bonus.

You can earn up to 45,000 Avios per calendar year. Using the referral link provided, all you need is your Card number and the names and email addresses of the people you'd like to introduce6. We'll do the rest.

Referral bonuses

Refer a friend for a British Airways American Express Credit Card

Refer a friend for a British Airways American Express Premium Plus Card

For the Credit Card, 3,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £500 on goods and services to the account within three months of account opening. For the Credit Card, you will be awarded one Avios for virtually every £1 spent and charged per transaction. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months. Please note, it can take up to one month for the bonus Avios to be awarded to your account once you have met the required spend.

For the Premium Plus Card, the 18,000 bonus Avios will be awarded onto your account once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the account within three months of account opening. For the Premium Plus Card, you will be awarded 1.5 Avios for every £1 spent and charged per transaction, and three Avios for virtually every £1 you spend direct on British Airways flights and holidays. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess off your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past 6 months. Please note, it can take up to one month for the bonus Avios to be awarded to your account once you have met the required spend.

Supplementary Cards allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and will be liable for all charges made on the Supplementary Card(s). Additional Cardmembers must be 18 years or over. Written details available on request.

Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here or by calling 0844 493 0750. All applicable terms and conditions will be provided within your Welcome Pack if you are approved.

Terms and conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

Please ensure that prior to providing American Express with your friend's details, they are happy for you to do so. We will use their email address to send them details of the British Airways American Express Card. We will not retain these details after sending this email nor will these details be used for any other purpose. You must refer your friend via the referral link provided to be eligible for this offer. You may recommend as many friends as you wish but you will only receive a maximum of 45,000 referral bonus Avios per calendar year.

You will receive 9,000 bonus Avios if your friend applies and is approved for the British Airways American Express Premium Plus Card. Your friend will receive 19,000 bonus Avios after they have spent a minimum of £3,000 on goods and services purchased and charged to their account within three months of account opening. Your friend must apply via the link you share with them to ensure you both receive this bonus. Applicants must be UK residents aged 18 years old or over. Approval is subject to status and Terms and Conditions apply. If your friend has already applied for the British Airways American Express Premium Plus Card without using this referral, you and your friend will not be eligible for the bonus Avios. All introductory offers are subject to change, can be withdrawn at any time and are not available if your friend currently holds or has held any other British Airways American Express Credit Cards in the past 6 months.

You will receive 4,000 bonus Avios if your friend applies and is approved for the British Airways American Express Credit Card. Your friend will receive 4,000 bonus Avios upon £500 spend in the first 3 months. Your friend must apply via the link you share with them to ensure you both receive this bonus. Applicants must be UK residents aged 18 years old or over. Approval is subject to status and Terms and Conditions apply. If your friend has already applied for the British Airways American Express Credit Card without using this referral, you and your friend will not be eligible for the bonus Avios. All introductory offers are subject to change, can be withdrawn at any time and are not available if your friend currently holds or has held any other British Airways American Express Credit Cards in the past 6 months.

Applicants must be 18 years old or over. Approval subject to status and Terms and Conditions apply.

The information relating to the financial benefits and services of the Card is the responsibility of American Express Services Europe Limited and British Airways accepts no responsibility for inaccuracies.

The British Airways American Express Cards are offered by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX. Registered in England and Wales with Number: 1833139. American Express Services Europe Limited is authorised in the United Kingdom by the Financial Conduct Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Conduct Authority. Details can be found on the Financial Services Register.

New to the Executive Club?

If you're not an Executive Club member already, we’ll automatically enrol you into the Club when you get your British Airways American Express Credit Card. You’ll then be able to collect even more Avios on British Airways flights, holidays, selected car rentals and hotels as well as through other British Airways Executive Club partners.