The Rental Vehicle Excess cover on your policy pays the excess charged by your Rental Vehicle company should you have an accident and need to claim. This benefit DOES NOT replace the Rental Vehicle insurance that you need to take out with your Rental Vehicle company. It only covers the EXCESS component of that insurance up to your nominated amount. For instance, if you have an accident, and the cost is $10,000 to repair the vehicle, and your rental vehicle company charges you a $3,000 excess. Your policy will pay this excess, up to a maximum of your nominated amount.

Yes, Rental Vehicle Excess cover does NOT take the place of car rental insurance. You still need to buy car rental insurance. The Rental Vehicle Excess cover ONLY covers the 'Excess' component of your car rental insurance up to a maximum of your nominated amount.

'Rental Vehicle' means a campervan/ motorhome that does not exceed 4.5 tonnes, a sedan, hatchback or station wagon, four wheel drive or mini bus/people mover rented from a licensed motor vehicle rental company.

You only have this cover if you chose the Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent Traveller Saver policies.

Important cover conditions

You only have this benefit if you purchased the optional Rental Vehicle Excess cover in connection with an eligible policy. The amount of your cover will be listed on your Certificate of Insurance.

This cover does not take the place of rental vehicle insurance and only provides cover for the excess component that you become liable to pay in the event of collision or theft.

We will pay:

Up to the amount listed on your Certificate to reimburse the rental vehicle insurance excess or the cost of repairing the vehicle, whichever is the lesser, if a rental vehicle you have rented from a licensed rental company during your trip is involved in a motor vehicle accident while you are driving, or is damaged or stolen while in your custody. You must provide a copy of the repair account and/or quote. There is no cover relating to any other costs, including the costs to independently fix the damage.

Up to $500 for the cost of returning your rental vehicle to the nearest depot if your attending medical practitioner certifies in writing that you are unfit to do so during your trip.

We will not pay any claim or loss:

For the theft or damage to your rental vehicle if:

the rental vehicle is operated or used in violation of the rental agreement, including by any person not designated in the rental vehicle contract as an authorised driver and by any person not named on your Certificate of Insurance;

you were operating the rental vehicle while affected by alcohol or any other drug in a way that is against the law of the place you are in;

you were operating the rental vehicle without a licence for the purpose that you were using it; or o the vehicle does not meet the definition of rental vehicle in this policy.

Please also read the General Exclusions that apply to all benefits in the PDS.

Yes, you can take out rental vehicle insurance excess cover if you will be hiring an SUV.

Ensure that the SUV has facilities for you to be able to store your luggage out of sight, like a lockable boot or parcel shelf. If you store your luggage in your SUV (or any vehicle) where it is visible to the public and the luggage is stolen, your claim may be denied.

Please note that this benefit DOES NOT replace the Rental Vehicle insurance that you need to take out with your Rental Vehicle company. It only covers the EXCESS component of that insurance up to your nominated amount.

About

Fast Cover Pty Ltd ABN 98 143 196 098, AR No.381399, arranges this insurance as an authorised representative of
the product issuer, The Hollard Insurance Company Pty Ltd, AFSL 241436, ABN 78 090 584 473. Any advice provided is
general only and may not be right for you. Consider the Product Disclosure Statement available on this website, to
decide if the product is right for you. Benefits are subject to the terms and conditions including the limits and
exclusions of the insurance policy. Fast Cover receives a percentage of the premium paid and a share in the underwriting profits.