Ingredients

guacamole/sour cream/salsa (I don't use these ingredients but most people like them)

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Preparation

Heat the black beans on the stove and prepare the brown rice via package directions.
Shred cheese and chop onions.
Put your choice of chips on a plate, adding layers of shredded cheese between layers of chips.
Microwave on 60-70% power for 1 minute or until cheese is melted. (alt. methods include BROIL setting in oven)
Top with brown rice, black beans, onions, guacamole, sour cream, and whatever toppings you have a taste for. i.e. salsa. Enjoy.