If investing in senior and junior silver miners, you should know what these types of miners have to offer in terms of value and risk. Those who plan to invest in senior minors can look at companies’ balance sheets and income statements to find out what these companies are worth. The situation is different with junior miners where buying silver stock requires looking at charts, the company’s properties, getting to know the management body, and so on. In many of these cases, there is no way of knowing whether a junior miner will make a discovery or not. While some people rely on intuition, the experts’ advice is to gather detailed information. For example, it is good to know that the management body has performed well in exploration or the small mining field. Another factor that hints to professional management is whether it has previously found a profitable mine. With junior miners, investors also look at their cash flow and cash balance.

Although some companies may have developed good projects, high burn rate means that they will have to close operations in a couple of months. This is a likely outcome if the management does not have access to additional financing. The management should be able to respond on the question of how long they can continue operations if things do not go according to plan.

Another important issue is whether the property or project they develop has any potential. Of course, you are likely to get estimates and there is no guarantee that the actual quantities of silver will match these. It is possible that the management, financial controllers, and geologists promise more as to attract investors. Exploration is not always possible even if the site has a good potential.

For instance, even if drill results look promising, the region may not be accessible, and the costs to build infrastructure may be too high. Senior mining companies are different in that. Senior miners are more experienced, larger mining companies that own and run existing mines. With mining sites already generating profits, investors find it easier to evaluate the company’s profitability. This comes with fewer surprises and a degree of consistency when it comes to stock prices. Junior miners work differently, having to identify and explore the potential of new mining sites. There is always a risk that exploration will not result in actual discovery. This may be a costly initiative for junior mining sites and their investors. Many junior miners sell their sites to established mining companies to ensure better returns after they begin exploitation. If the company does not have money to open the mine, however, this is a sure sign of financial losses.

Mutual and hedge funds offer multiple benefits, but the risk must be carefully assessed as well. Investors opt for hedge and mutual funds for many reasons, including higher returns. When choosing between different investment solutions, there are many factors to consider, including asset allocation, risk, and so on.

Investors look at different factors such as the coefficient of variation, bond duration, and others. The fact that funds pool money from different investors and often invest in diverse assets minimizes risk and leads to portfolio diversification. There are some limitations, however, and one is that they can be traded at the end of the day. Funds choose securities offered by different issuers to improve performance. Managers also buy securities with different maturities as a way to minimize risk.

There are money market, bond, and other funds, but the choice of investment product depends on your financial situation and objectives. Some funds invest in the stocks of large cap companies with solid presence to enhance performance. Before making a decision, check whether the fund invests in companies that are in good financial shape. Ongoing fees and charges are one factor to consider. Other problems that managers cite include size and the fact that funds are not insured against the risk of loss. In addition to other factors, you may want to inquire about the sales commissions. Invest in hedge funds offer many benefits, including access to the equity markets and investment flexibility. Customers benefit from the fact that there is a selection of funds to choose from, and they adopt different styles, including macro, income, aggressive growth, and others. One problem to bear in mind is that these funds charge a lot of money in performance and management fees. It is usually investors with a high net worth who opt for hedge funds. The minimum investment varies from one fund to another but is usually quite high. When it comes to mutual funds, there are pros and cons to consider as well.

Businesses and individual customers invest in different asset classes, including real estate holdings, land, equipment, certificates of deposit, and others. While stocks are more volatile, bonds are safe to invest in. There are other types of investments such as futures, options, and so on. Investment instruments can be divided into simple and complicated.

Types of Investment Vehicles Hedge funds often outperform mutual funds because they use advanced strategies. Funds fall in different categories, depending on factors such as the leverage limit and investment types and styles. The goal is to deliver stable returns and reduce manager risk. The rules vary but managers are usually required to register. Some […]

Forex trading takes place on the futures, forwards, and spot markets and involves different electronic trading strategies. Foreign exchange companies, investment management firms, and hedge funds are some of the major market participants. Top Traded Currency Pairs The Euro, Canadian dollar, and US dollar are among the top traded currencies. Currency pairs are divided in […]

There are different ways to save for retirement and various instruments and preferential and tax-advantaged plans for Canadians. The amount employees need to save depends on different factors such as lifestyle, income level, age of retirement, and others. Public Plans Canadians can choose from different options such as guaranteed income supplement, old age security pension, […]

Group retirement savings plans are offered by employers and allow employees to make contributions. This is a good way to help customers to gain better control over their finances and retirement planning. Features of Group Savings Plans These plans allow customers to pool their RRSP assets together and consolidate them in a single account. They […]

A savings bond is a type of security that is issued by the Canadian government. Two varieties are offered – with compounding and regular interest. Types, Denominations, and Interest Investors can choose from three varieties which come in different denominations. These are Canada investment, Canada premium, and Canada savings bonds. The latter are offered in […]