I find it amusing that the top of your $13k bill says something about "ministry of Christ". Is there some state care plan you can apply for? Most of them are retroactive. Sorry about your gallstones and hope you are feeling better!

This is what happened to my mom. She had a sinus infection, which is something that usually goes away on it's own. This infection was oddly aggressive, she didn't have health insurance, and by the time she was forced to go in, it had spread to her brain. After two brain surgeries, a massive stroke and swelling, and three weeks in palliative care, she died. I'm sure the state was stuck with hundreds of thousands of dollars.