2. What are the PE requirements for Mortgage Lenders/Brokers and/or Servicers in Maryland?
There are no PE education requirements for Mortgage Lender applicants.

Continuing Education FAQs

1. What is continuing education (CE)?
Continuing Education is the education required to be completed prior to the renewal of the ML, MLO, and AIP-MLO
licenses. SAFE requires 8 hours of CE to be completed each year prior to renewal. Please see
Maryland's required CE for Mortgage Lenders/Brokers for details.

2. What are the CE requirements for the Maryland Mortgage Lender licensee?
Approved continuing education courses may be found on the
NMLS
Resource Center. Annually, prior to the renewal of the MLO or AIP-MLO license, you must take 8 hours CE. The CE
standards are prescribed by Md. Code Ann., Financial Institutions Sec. 11-612 and the SAFE Mortgage Licensing Act
and include:

3 hours of federal law and regulations;

2 hours of ethics that shall include instruction on fraud, consumer protection, and fair lending issues;

2 hours of training related to lending standards for the nontraditional mortgage product market; and

1. Does Maryland require both a Federal and a State criminal background
(CBC) check?
Yes. Maryland requires both a Federal and a State criminal background check. The Federal criminal background check
must be requested via NMLS, but the State criminal background CANNOT be requested via NMLS and must be requested
separately from the Federal criminal background check.

2. How do I request my federal criminal background check?
NMLS has added functionality that allows MLOs and sponsoring companies to authorize, request, and pay for a federal
criminal background check within the system. You can access this functionality by logging into your account on
NMLS.

4. What is the cost to request a State criminal background check?
In addition to the state background check fee, the vendors, other than those within the Motor Vehicle Administration
locations, may also charge fingerprint processing fee that ranges from $20 to $25. The total charge for a state
criminal background check may range from $38 to $43, depending on vendor.

5. How do I get a copy of my Federal criminal history record or "rap sheet"?
To request a review of your Federal record search the
Federal Bureau of Investigation (FBI),
click stats & services, then click background checks.

6. How do I get a copy of my State criminal history record or "rap sheet"?
You may request an individual review of your Maryland criminal history record by submitting a full set of fingerprints
to CJIS at P.O. Box 32708, Pikesville, Maryland 21282-2708. For more information, you may contact CJIS directly ay
888-795-0011 or 410-764-4501.

7. How do I obtain a copy of my court disposition?
In order to obtain a copy of your court disposition you must contact the court that heard your case (i.e. city,
county, state, and/ or federal courts).