Best Credit Repair Companies

Lexington Law is a credit repair company that boasts an excellent rating with the Better Business Bureau, which speaks volumes to new clients. It lets potential clients know that they have been in business a long time...

Those looking for a no-nonsense approach to credit repair will appreciate the services at Sky Blue Credit Repair. Their services are affordable and straightforward with no long-term contract to worry about.

CreditRepair.com is an established and reliable credit repair company that not only has many years experience successfully removing bad credit, but it also offer conveniences such as Web tools and a mobile platform...

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Rating: 8.4/10 (1271 votes cast)

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#2 Sky Blue Credit Repair

Sky Blue Credit Repair Reviews

Those looking for a no-nonsense approach to credit repair will appreciate the services at Sky Blue Credit Repair. Their services are affordable and straightforward with no long-term contract to worry about. Keep the plan as long as you need it and cancel it at any time without consequences or added fees to pay.About Sky Blue Credit Repair
Sky blue Credit Repair works with you during the process of repairing your credit, and has excellent results in dealing with credit card disputes. They have been in business since 1989 and have an A+ rating with the Better Business Bureau, which proves their commitment to customer satisfaction. The few complaints that have been filed over the years have been resolved quickly and effectively. Their track record of reliability says a lot about their values.

What Separates Sky Blue Credit Repair?
They walk each client through the process step by step. It all starts with a line by line inspection of the tri-merge credit report. Clients are then advised of which items are recommended for dispute. They send the letters to the creditors and provide status updates to the clients. Then they re-dispute any items that are not easily removed. This ensured a higher level of success.

Features
Sky Blue offers one type of account with personal service for each client. In addition to going over the credit report, making recommendations for dispute and handling creditors, they provide clients with advice in how to optimize their credit score in other ways. This may include opening a new line of secured credit.

Sky Blue Credit Repair also provides:

Fast response to questions

Good communication between clients and their creditors

Affordable rates

Credit score tutorial

Credit repair and collection tips

Dispute as many as 15 items every 35 days

How Much?
Sky Blue has a very affordable and straightforward pricing system, especially compared to their competitors. There aren’t multiple levels to figure out, hidden fees or a long-term commitment to deal with. It is just $59 for the start-up fee and $59 per month for as long as the client choose to stay with the service, starting one month from the initial setup fee. The only other cost involved is the price of the tri-merge credit report they need to work from. That is an expense clients need to factor into their budget before getting started and has to be retrieved from another service. There is a 90-day money back guarantee to ensure that every client is happy with their services and that a full effort is put into resolving bad credit issues.

Final Recommendation
Sky Blue minimizes the risk and works quickly on behalf of those interested in fixing their credit report and improving their credit score. Not only are their rates low, by comparison, but they also allow clients to opt out at any time. There’s no need to worry about hidden fees or being trapped in a contract long after it’s needed. Most clients see results in the first 30 days and improve their credit report within six months.

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Reviews

I never, ever thought that I would qualify for a car loan, thanks to the amount of debt that I accumulated on my credit cards back in college. My friend suggested I try Sky Blue Credit, and I’m so glad I did. Now, my credit is fixed and I have a new car.

I don’t know who ever thought that it would be a good idea to give a teenager who just graduated high school a credit card. Well, I guess this works out for many credit card companies, but not for the teenagers. Yep, I was one of those suckers who charged and charged and was completely astonished when the bills finally came in. I was spending more than I had and I couldn’t pay the bills. Needless to say, my credit took a huge hit. Fortunately, Sky Blue Credit was able to help me out of my terrible bind. I highly recommend their services to anyone.

There is something to be said for listening to your older and wiser sister when it comes to certain things. While I may not think she knows what she is talking about when it comes to fashion and music, when it comes to life experiences, she certainly is experienced and knows what she is talking about. She’s 8 years older than me and when I got my first taste of freedom – you know, moving out on my own for the first time – she saw that I was charging way too much and overextending my means. She advised me to be more mindful of my spending so that I didn’t end up in a financial pickle down the road, but stupidly, I didn’t listen to her. Well, as it turns out, my sister actually knew what she was talking about and I ended up getting myself in quite the financial bind. Thankfully, she was also there to help me when that happened. She gave me the number for Sky Blue Credit and told me that they would be able to help me out of my terrible situation – and yet again, she was right! I don’t know where I would be without my sister, but I am sure that it would be up an abysmal financial creek.

A few years ago, my identity was stolen and the thieves managed to not only take out credit cards in my name, but they also bought cars and even took out a mortgage in my name! This was all completely unbeknownst to me. I was devastated when I found out. Not only did they rack up a huge amount of debt, but they didn’t pay the bills. I ended up with horrible credit, and it wasn’t even my fault! Thankfully, the experts at Sky Blue Credit were able to help. With their expert services, we were able to handle the problem and get my credit ranking back on track.

It is a total bummer finding out that you have really bad credit. That was me, a few months back. My cousin recommended that I check out Sky Blue Credit, and I’m so happy I did. My credit is no repaired and I am in much better shape.

I’m sure you remember a few years ago when the housing market was booming and so many people were being approved for home loans that they couldn’t afford. Yeah, well, I was one of those people. Sure, I had a great house, but I was so over my head that not only could I not make my mortgage payments, but I couldn’t pay any other bills. Needless to say, I was in quite a bind. A few years later, I was able to sell my house and my credit was repaired, with the help of Sky Blue Credit. I completely recommend their services.

Are you in bad shape with your credit? You might feel like you are drowning in your debt with no way out, but rest assured, there is an answer; Sky Blue Credit can help you repair your credit so that you can breathe again.

When I applied for a home loan last year, I was shocked to find that I wasn’t approved because my credit was in pretty bad shape. I had never done a credit check before and I had no idea what mine looked like. Well, it really was quite a rude awakening. Sure, I had paid a few bills late, but for the most part, I made my payments on time. Turns out that those few late payments had a huge impact on my credit. I was shocked, saddened and embarrassed. The only option I had was to repair it. So, I did started doing research to find reputable credit repair companies and I was really pleased with what I found out about Sky Blue Credit. Their reviews were great and so I set up a consultation. I was impressed right away. They set up a plan to help get me back on track and believe me when I say that my credit was looking much more appealing than it did before. So, a few weeks ago, I applied for a mortgage again, and guess what? – I got it! Now, I am the proud new owner of my first home! I am delighted.

After I had my first child, I got in the habit of charging whatever she needed on my credit card. Wipes, formula, and diapers cost a small fortune! After a year of doing this on a regular basis, I was astounded to see how fast my balance had risen. Babies are expensive, man! I couldn’t even believe that someone so small could require so much financially. I didn’t want to get myself in a financial bind so I contacted Sky Blue Credit for some advice on how to repair my credit and get my bills paid down accordingly. What I received from the service was so valuable that it will follow me the rest of my life. Spend less than what you earn. Find ways to pay cash for day-to-day necessities. Pay off your largest balance with the highest APR first. Make saving a game. See how far you can stretch a dollar. This is how you beat debt. I’m not completely in the clear just yet but because of Sky Blue Credit, I see hope in the horizon. I know that I won’t make the same mistakes with my future children and that is a truly, great feeling. After all, I have college for my kids to save for!

I am so thankful for Sky Blue Credit. After crazy stuff started showing up on my credit report, I got worried. I was interested to learn about credit repair and relieved to see that it works like they say it will. Amazing work!

I went to get a car loan and was denied and I’ll tell you that that was a pretty uncool thing to hear. When I was turned down I wanted to know why and the dealership told me. I didn’t know that my credit was bad so I started searching about it. I had forgot about my hospital bills from 10 years ago and they had piled up like a mountain against me. I then found Sky Blue Credit and called them to see if they could help. They took on that mountain and today it’s just a small hill. The debt they erased helped improve my credit and I am now proud to have that car I was wanting.

My young family and I were really struggling. With bills, creditors, debt collectors, it was a never ending task to try and stay afloat. My wife had just recently been laid off, and we found out the next day that we were expecting a little one. I was scared because I didn’t know how I was going to take care of our family. I was talking to a co-worker and they told me about Sky Blue Credit. They told me how it helped them repair their credit and also reduce and eliminate credit card debt and other debt. I was hopeful and so I called them. They were great from the start and got to work right away on helping me do everything they did for my co-worker. Well, we now have a healthy baby son, and my wife was able to get a new job. But the best thing is we are now nearly debt free and my credit and her credit has gone up enough that we qualify for a loan for a new house! I couldn’t have done it without Sky Blue Credit and their team of professionals. I tell everyone about them and that if they can work for me, they will be able to work for them as well.

I was skeptical at first, but Sky Blue Credit knows what they are doing. They reduced my debt, increased my credit, and made me a believer. If anyone needs help with credit repair, go and talk to Sky Blue Credit.

Getting a new job meant changing everything in my life. I had to move across country and find a new place to live. I also needed a new wardrobe to better fit the new job. Then I started spending more and more on my cards, new furniture, lunches to bond with my new coworkers, and going out in the new town. Pretty soon I realized I’d gotten myself in a bind. And I needed help. I didn’t want to declare bankruptcy. And phone calls from creditors to my job would be a disaster. But luckily I found Sky Blue Credit who helped me put my credit back together.

A wise person once told me that if I worked hard I would have everything I ever wanted. What they didn’t tell me was that if I worked hard but didn’t spend wisely I’d be a fool and be parting ways with my money faster than ever. I worked 2 jobs and I was in between vehicles and I went for a loan and found out that I had bad credit. I was crushed and I didn’t know how I was going to make it to work, let alone have money to pay all those bills that were coming in. I was really thinking that bankruptcy was my only choice, but my mom told me about Sky Blue Credit and they were the ones who had helped her a year or so before when she got into trouble. I had no idea about my own mother and I was shocked! But if they worked for her, then I would give them a try. They took everything and made is really easy for me to understand and over a course of time I was able to reduce my debt and increase my credit. I was able to stop working both jobs and I got my car. Moms are usually the wisest people and her advice was right on the money!

Credit problems are a nightmare! The bill collectors and the high APRs and yearly fees the credit card companies charge for less than satisfactory credit is ridiculous. Sky Blue Credit makes ever debtor feel like a winner with their credit repair services.

My friend was in deep trouble financially. She had credit issues that prevented her from buying a car and even financing a house. She worked with Sky Blue Credit and told me about the stand out job they did for her. When it came time for me to work with a credit repair company myself, I remembered what she had to say about them and I was pleased to learn that nothing changed. They treated me with professionalism and respect. I can’t tell you how good that made me feel considering I was really embarrassed about the financial bind I found myself in.

Sky Blue Credit helped repair my credit quickly and professionally. I wasn’t ashamed to contact them and ask for assistance. I have financial goals and needed a plan. Sky Blue Credit gives answers. Contact them to see if they can help you.

Sweet, empathetic, funny. These are things you want to say about a friend…but your credit repair guy? Really amazing. The score is improved, yes, but I will never forget how he made me feel – human again. Thanks Sky Blue Credit.

Sky Blue Credit was a company I had heard about but knew little about. So, I decided the best way to learn about their credit repair services was to use them to repair my finances. I was pleasantly surprised at how thorough my adviser was when he explained what I needed to do to get out of debt. I took his advice, stuck to the plan, and I’m finally starting to make some progress. I’m paying off my biggest balances first so I can save money on interest and fees. This helps free up more of my paycheck so I can work on paying off smaller debts. Sky Blue is a godsend.

I never really understood how credit worked, so I never thought the bad credit nightmares I had been hearing about would ever happen to me. I was 18 and just out of high school. I got a letter in the mail and it said I was approved for a credit card and I was stoked! I had never had a card before so I was stupid and went and bought some stuff. I never thought about having to pay it back and when I was told that I had to, I didn’t know what to do. So my credit score tanked and I didn’t know until I tried to get a loan to buy a car. I then learned how that my bad decisions had made it so that I couldn’t get a good car loan or any other loans. So I talked to my parents and they told me about Sky Blue Credit and told me to call them. I did and they helped me figure out my problems and get my credit back on track. I’ve learned my lessons and with Sky Blue Credit help I know what not to do anymore. I now help my friends with their money mistakes and am becoming an accountant.

I couldn’t believe how quickly I was able to turn my credit problems around. Sky Blue Credit provided me with the answers and the confidence to get back on track once again. My piles of unpaid bills were accumulating fast and working a second job only meant that I had more expenses to contend with. I didn’t know what to do and thought bankruptcy was inevitable. Sky Blue Credit showed me another way to deal with my debt. I’m now working on getting my finances in order so I can quit my second job and spend more time with my family. It’s possible when you got the right credit repair company by your side.

Last year, I lost my job. It was a few months before I found a new one. My debt soared to an all-time high. I need a solution quick. Sky Blue Credit was professional, helpful, and genuine. I recommended them to my good friend who was going through a similar situation with her finances. She was facing some difficulties after her divorce. Sky Blue Credit helped me come up with a plan to get out of debt for good. My friend was also able to gain control of her finances. We’re now planning a trip together where we plan to pay cash for everything.

There’s a fine line between liking nice things and spending your bill money on things you don’t need. At one point and time, I was really reckless with my finances. I was spending more money than I made. I was not using my credit cards for emergencies. I was using them to buy everything I wanted without any thought as to how that type of spending would affect me in the future. One day I woke up and found that I was thousands of dollars in debt, overwhelmed by the amount of clutter that I had in my home, and in dire need of credit repair services. Sky Blue Credit was helpful right from the start. They helped me sort of my finances and encouraged me to pay down my debt. Nowadays, I live a much simpler lifestyle. I decluttered my home, pay cash for large purchases, and only use my credit card when I really need to. Best of all, I have the money needed to pay off my balance in full each month. Goodbye finance charges, hello more money in my bank account. Sky Blue Credit is a leader in credit repair services. Their reputation speaks for itself. One call can change your life, trust me.

I am so happy I made the call to Sky Blue Credit. I am someone who isn’t able to stick to a plan unless everything is planned out. Sky Blue Credit does that for you. They know how to provide guidance that pushes you in the right direction without making it feel like you can’t live your life.

Using Sky Blue Credit for six months I couldn’t make excuses because they showed me that the real goal was to get rid of debt and raise my credit score. The focus is raising your credit score and they do this like pros.

I love that Sky Blue Credit makes you feel like you are the priority when you chat with them. There are many companies that offer similar services but the customer service at Sky Blue Credit is exceptional. I was reluctant to pay for something because I felt I needed to throw that money at debt but without Sky Blue Credit there is no way I would have made the progress I have. My credit score is moving up and I’m making larger payments every month. Also my interest has dropped, which means more cash towards what I owe – not the interest accumulating. That makes me smile every time!

We are very serious about buying a home in the next two years. In order to do that, we have to clean up our credit unless we want to pay through the roof on interest. I know that isn’t what I want which is why I called Sky Blue Credit. They are nice and approachable which makes you feel comfortable talking about your credit woes with them. Our credit score has improved in the two months we’ve been with Sky Blue Credit and I can’t wait until we’re ready to buy a house! Sky Blue Credit reps are polite and courteous, so I’d recommend them to anyone.

I am a teacher and while I make a decent income, I was not prepared for the medical bills I had to deal with due to a car accident. The car accident left me out of work for almost six months. I was able to get some money because of a personal injury attorney but through him I accumulated more fees and payments. It seemed like an endless cycle that I couldn’t get out of. That’s where Sky Blue Credit came into play. Sky Blue Credit allows me to make payments that don’t hinder my lifestyle but still make a big difference in my overall debt. I like that Sky Blue Credit is patient to listen to me and they don’t ever make you feel like they’re rushing you along. This is very important for trust because when you are divulging financial information to someone, you have to be able to trust them. Sky Blue Credit is very trustworthy and I have never encountered a single person who was rude or short with me. I now feel more in control of my money than ever before. I know I am on my way to financial freedom and knowing that feels amazing. Sky Blue Credit is the right choice for fast and efficient credit repair.

I needed to repair my debt for years, but could never bring myself to do it. It is an exhausting ordeal when you try to do it on your own, because face it – we’re not experts or else we wouldn’t be in this position, right? I called Sky Blue Credit because a close friend and co-worker used them to repair her debt after an ex ruined her credit. I figured I had nothing to lose when I called them and I was right. These people make you feel comfortable and they are reliable. Any questions I had, they were willing to answer right away and I never felt they were stringing me along. I’ve never had that experience with a credit repair company, but I know it happens. Sky Blue Credit is the way to go if you are in a crunch and need to improve your credit report so you can move on with your life. I wanted to buy a car but could not get approved because of my poor credit. Credit haunts us in many ways if you aren’t careful and Sky Blue Credit can help if you find yourself in a tight spot. These people are honest and it feels like they care about improving your situation.

There is nothing stopping you from calling Sky Blue Credit. There is no way I would have waited if someone’d told me how amazing working with Sky Blue Credit is for debt relief. The thing is they help you with debt but also help get your credit in check. There’s a lot to be said for a company who focuses on their clients and understands that debt is a very personal experience. It isn’t a one size fits all business and Sky Blue Credit doesn’t try to treat it this way just to get more clients out of the way. I love Sky Blue Credit and thank them for improving my credit.

Who wants to deal with poor credit? Not me! I was tired of my low credit score preventing me from everything from buying a car to moving to a condo. I had the money to do so but because of mistakes in the past, I was suffering the consequences still just because of my low credit score. I called Sky Blue Credit after reading a review about them online on a financial planning blog. It sounded like Sky Blue Credit was the right company for me to work with based on their track record and the way they keep in close contacts with clients. I am not a fan of people who you pay to help you, but you are not very welcoming when you ask for guidance. This isn’t the experience you get with Sky Blue Credit. My rep was always welcoming and warm and made me feel comfortable talking about my finances with her. Sky Blue Credit is serious about getting your credit score in check so don’t expect them to go easy on you. That said, they are honest and give you a plan that works for your budget to curb your debt and finally get it under control to make your credit score improve.

I know how it is because I have been in severe debt. Following my divorce I was left with little liquid assets and that mean accumulating a mountain of debt that seemed impossible to repay. I was ready to stop this vicious cycle which is why I called Sky Blue Credit. They are very nice people who understand if you’re in a pickle and unsure of how to make things better. I am really happy Sky Blue Credit came into my life when it did because they made me see the light and my credit score has already gone up 50 points.

I needed to find a solution to my money shortage when my friends invited me on vacation with them. Thankfully, I came across Sky Blue Credit, and they helped me get the cash I needed. And their customer service can’t be beat.

Last month, my sister-in-law called me in tears. My brother had gotten injured at work. Luckily, his injury wasn’t serious, but it did require him to be off work for a few weeks. My sister-in-law was scared she wouldn’t be able to stay afloat financially, and she was asking me for help. Of course, I wanted to help them, but I just couldn’t figure out a way to make that happen. I called a few friends for ideas, and one of them told me to try Sky Blue Credit. I was nervous because of the bad press I’d read about payday loan companies, but my friend assured me that Sky Blue Credit was different. They were on the level, and they looked out for little guys like us. My friend was right. Sky Blue Credit took care of me right from the beginning. I was pleasantly surprised at how easy the forms were to complete and how little was required to get me an answer quickly. The overall experience with Sky Blue Credit was so hassle-free that I would not hesitate to use them again. I was able to cut my brother and sister-in-law a check, and I have Sky Blue Credit to thank. This company is a lifesaver.

Sky Blue Credit came through for me when I had to miss work because of illness. After filling out a simple form, I was approved and the money was on its way. I was able to pay my rent and take my time getting better.

After I graduated from massage school, I needed a small loan to get my business up and running. I was waiting tables at the time, and I never thought my minimum wage job would be enough to secure myself a loan. But I was wrong! Sky Blue Credit came to my rescue, and, in just a few short steps, got me all the money I needed. I was able to get everything in place to open my business. By the time I opened my doors, I had paid back my loan and was on my way to my new career. Thank you, Sky Blue Credit!

Okay, I’ll admit it! I used to be a very, very dumb kid who went crazy with credit credits. I had so many accounts that I literally lost track of them! Eventually, I managed to get my act together and start paying off all my debts. Once I finally got good control of my money, I then decided to invest in Sky Blue Credit’s credit repair service. Mind you, I invested only after doing my due diligence in research. I read all the reviews. I checked the company’s BBB record. I was impressed so I went through with it, and lo and behold, my credit score is climbing! I’m very happy with Sky Blue Credit, and I get it an A+!

Sky Blue Credit is pretty terrific! They work very quickly to remove troublesome problems from your credit report. Once they’re done, you’re home free! I’ve gone from the mid 500s to the mid 600s in just a few weeks. Thank you, Sky Blue Credit!

This is the first online review I have ever written. I have never written one before because I was never pleased with any company. They all sucked! Regardless, I signed up with Sky Blue Credit a little over a month ago. Since that time, my score has skyrocketed by 100 points! I went from the low 400s to the low 500s, and I still have months left to go. I plan to stick it out until I hit the 700s. Anyway. I guess I got to do it. This die-hard cynic admits that Sky Blue Credit genuinely works. They do great work! Who knew it would be this easy?