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Arbitrator DiGirolomo cited to related case law that referenced that the usual for determining residency for purposes of insurance coverage requires something greater than temporary or bodily presence and requires a minimum of a point of permanence and intention to stay.

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It is sensible to reward corporations that apply efficient safety and claims management methods over those who do not. The effect: staff reductions, a quintupling of hold occasions for phone help, and a backlog in claims processing that has reached an all-time high.

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