Deposit Accounts

Simplified Business Checking

Prairie State Bank & Trust Simplified Business Checking account is ideal for small businesses, or businesses that do not have a large amount of activity. This account was designed with sole proprietors and partnerships in mind.

Features

No monthly maintenance fee with an average daily balance of $1,500 or greater and fewer than 150 items per statement cycle, or an average daily balance of $15,000 or greater.

If the total activity is greater than 150 items per statement, a $.25 per item fee will be assessed for each item over the limit.

Benefits

Unlimited transactions per month

Free VISA Business Debit Card

Access to other Business Services

Bill Pay Service

Enhanced Business Checking

Enhanced Business Checking is designed for businesses that are growing or have large transaction volume and are looking for the most cost-effective way to bank.

Features

To eliminate or offset account activity fees, an earnings credit is calculated based on your monthly average collected balance.

$8.00 Monthly Maintenance fee

$ .15 per debit/credit/ACH item

$ .09 per item deposited

Benefits

Unlimited transactions per month

Free VISA Business Debit Card

Access to other Business Services

Bill Pay Service

Non-Corporate NOW Account

Non-Corporate NOW Account is designed for sole proprietorships, governmental agencies, public funds and non-profit entities.

Features

No Monthly Maintenance Fee for accounts with a minimum daily balance of $1,000 or greater.

Earn interest on your entire account balance.

Interest is compounded and credited to your account monthly

Benefits

Unlimited transactions per month

VISA Business Debit Card

Access to other Business Services

Bill Pay Service

Non-Personal Savings

Non-Personal Basic Savings allows you to save at any pace you decide with access to your funds anytime.

Features

$100 Minimum to open

Interest Earning, credited quarterly

3 withdrawals per month

Monthly Maintenance Fee of $2.00 will be waived if you maintain a minimum daily balance of $100 or more

PSB&T AppTap the link below to download the PBS&T App for your device: