Camara: Flood insurance program reforms should not be delayed

4:54 PM,
Feb. 13, 2014

Written by

Christian R. Camara
Tallahassee, Fla.

Your newspaper was wrong to call for a delay to the much-needed reforms to the National Flood Insurance Program. Indeed, the rate increases prescribed in the Biggert-Waters Flood Insurance Reform Act may cause pain for some people, but without these reforms, the National Flood Insurance Program may not continue offering the coverage millions of Americans depend on.

The NFIP faces a staggering $24 billion debt, which happened after decades of subsidizing and underpricing the coverage it provided. This not only plunged the program ...