"The banking business is plagued with aging systems that become increasingly harder to work with over time. SIT embarked on a yearly release cycle eight years ago to foster a platform for innovation that can incorporate the latest advances in the financial industry thereby ensuring our customers remain competitive,” said G. Robert Leeming, President of SIT.

The enhancements to Portfolio Plus are primarily focused on new functionality, efficiency gains, and interfaces to third parties.
There are enhancements to virtually every module and subsystem of Portfolio Plus, including the following:

System Administration

Client Management

Retail Banking

Open Banking Interface

Office Link

Loans, Leases & Mortgages

Investments

Term Deposits

Portcullis Web Banking

Customers who wish to adopt Portfolio Plus 2013 should contact their account representative.

Clients can download the Version 2013 preliminary release notes in the "Version Information" section of the SIT Advantage website.

Portfolio Plus, Plug-In Banking, Open Banking Interface, and Financial Services Bus are trademarks or
registered trademarks of SIT in the U.S., Canada and other countries. Any other trademarks or service marks
contained herein are the property of their respective owners.

Forward-Looking Statements

Forward-looking statements in this document are based on current expectations that are
subject to risks and uncertainties. Actual results might differ materially due to various factors such as the
competitive nature of the software industry, the ability of SIT to continue to execute its growth and
development strategy, and the reliance of SIT on key personnel. SIT assumes no obligation to update
forward-looking statements, or to update the reasons why actual results could differ from
those that are projected.