We help businesses find workers' compensation insurance the way they want it. Take a look at our cash friendly programs including Pay As You Go workers comp coverage and our best selling programs by industry type. We're confident we can help you find lower rates and purchase more affordable coverage for your business.

A lot of business owners are misinformed regarding workers' comp insurance. Businesses know they need it, but they often don't understand how it works or how to buy it at the lowest rates possible. Learn more about workers' compensation insurance or contact one of our Specialists to get help with your questions about workers compensation insurance.

We provide our customer with the highest level of customer service and support. To get help with your insurance policy please choose one of the links to the right or contact us to get help with specific questions about your workers compensation policy or coverage.

We Help Agents and Payroll Bureaus Sell More Workers Compensation Insurance.

Because we are a national insurance agency specializing in workers compensation coverage, we have access to a ton of markets. If you are an agent or payroll provider we can help you write Pay As You Go insurance and more.

Workers Compensation Markets

Wholesale Workers Compensation

Looking for new or better workers compensation markets? Ever have trouble placing a risk due to the exposure or experience modification factor? We help agents and payroll service providers place more workers' compensation policies with our National Partner Programs.

We provide fast and knowledgeable workers' compensation brokerage services designed to help you and your customers find the most affordable workers compensation quotes in the least amount of time. Get access to cutting edge Pay As You Go programs and easy flexible payment options from more than 35 insurance companies.

National Agency

Become A Workers Compensation Shop.com Partner Today
we make it easy buy workers compensation

Workers Compensation Shop.com was founded in 2005 as a national online insurance agency. We specialize in the unique issues associated with workers' compensation insurance and the need businesses have for more affordable workmans comp coverage throughout the country.

The Workers Compensation Market Problem

Workers comp coverage might be the most important insurance product for small business owners because it protects you against claims that could potentially devastate your business. Unfortunately, many agents do not have real expertise in workers' compensation rules and regulations. They also don't have access to enough insurance companies to satisfy the needs of all types of industries.

Restaurant and Bar Insurance

See if your restaurant or bar qualifies for one of our Target Hospitality Programs.

Regardless of which segment of the bar and restaurant industry your business gets classified, we offer access to lower cost programs with a lot of carriers who consider these class codes as a target markets. Some of our insurance companies even offer standard credits and discounts for restaurants and bars.
Members of the Restaurant Association may receive a 10% policy credit on their quote.

Restaurant, Bar, and Tavern WC Insurance

Industry Classes Included in Our Restaurant/Bar Programs

Class Codes

Brief Business Description of Operations we Cover

9082

Restaurants with a traditional wait staff often belong in this code unless they can, otherwise, be classified into another code due to unique aspects of their business such the percentage of alcohol sold, catering, entertainment, etc. Traditional restaurants typically have servers who wait on the customer and receive gratuity or tips.

9083

Fast food restaurant will typically fall under this classification unless state specific rules require an alternate code. These types of restaurants could include standard fast food providers serving hamburgers, tacos, pizza, and sandwiches. Gratuity is generally not expected with fast food.

9084

Restaurants who receive more than 50% of their revenue from the sale of alcoholic beverages such as beer, wine, or liquor typically belong in the 9084 classification. This class is often used for bars, nightclubs, lounges, taverns, etc.

9058

Restaurants that are owned or operated in or by hotels will typically fall under class code 9058. For hotels, this code will often includes servers, cooks, kitchen help, bartenders, and managers. It may also include musicians and entertainers.

9053

Applies in CA, NJ, and OK. May include restaurant or tavern employees located in clubs such as swimming, tennis, and fitness clubs.

9079

Applies in CA, MA, NJ, OR, and TX. Depending on the state, this code could apply to vending, restaurants, bars, taverns, caterers, dance halls, and hotels.

9072

Applies to NY only. Includes fast food restaurants.

9071

Applies to NY only. Includes full service restaurants, buffets, diners, and other establishments providing wait service. May include musicians.

We offer additional quote options from some of our other insurance companies depending on your state, nature of business, and claims experience. Give us a call today to learn more about our programs for bars and restaurants. And to see if your business qualifies for lower cost coverage on workmans comp.

Get work comp quotes for restaurants

A lot of agencies have access to insurance markets that offer workers compensation coverage for bars and restaurants. But we offer exclusive hospitality programs with lower class code rates so you find the best deal on coverage.

Start an online quote for your restaurant or bar to see if you qualify for the best prices on your next policy. Or give our Specialists a call today at 888-611-7467.

Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.