We sincere advice you and your company to choose senior insurance knowledge experience and widest choice of insurance companies as ACPG Group of Companies with more than 10 principal insurers and in insurance industry more than 28 years.

We ACPG have more than 300 Platinum Standard Panel Repair Workshops Nationwide provide warranty repair services n original part replacement.

NCB Discount up to 55% is able to transfer to any malaysia insurance company on your next renewal, all insurance company will offer same NCB % rate when you renew your motor insurance policy with others insurance company.

You able to check your current n next renewal NCB % entitlement status n your policy cover period as below link…

Today PIAM manages 655 PARS repairers that are operating nationwide. The benefit of PARS to the policyholders includes:-

a warranty period of 6 months on workmanship given by the workshop on the repaired vehicle, comfort that the workshops have been approved by PIAM and a body that the policyholders can refer to if the services of these workshops are not satisfactory

Members’ insurance companies of PIAM may select only repairers that are registered under the PARS as their authorised workshops to repair their insureds vehicles. These insurers will thus have a selected number of PARS workshops as their approved workshops.

This policy will compensate for liabilities to third parties for injury or death, damage to third parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle. Have financial protection for when you or other motorists are reckless on the road!

What are the optional benefits offered?

Some of the optional benefits offered are as follows:

Breakage of glass in windscreen, window or sunroof

Legal Liability to Passengers

Strike, riot and civil commotion

Current year NCD relief

Vehicle accessories

How much premium do I have to pay?

The premium you have to pay may vary depending on the sum insured and cubic capacity of your vehicle, no-claim discount ( NCD) entitlement, optional benefits added, and ACPG Insurer’s underwriting requirements.

What are the major exclusions under this policy?

This policy does not cover certain losses such as,:

Your own death or bodily injury due to a motor accident

Your liability against claims from passengers in your vehicle

Loss, damage or liability arising from an act of nature i.e. flood, storm, or landslide and others.

Allianz General Insurance is one of the most prominent insurance providers in Malaysia and offers its customers a wide variety of insurance products. Some of these insurance offerings include life insurance, car insurance, medical insurance etc. These products offer comprehensive insurance services to customers and are designed to suit their individual insurance requirements. Also, various top-up plans available on these insurance schemes ensure that customers are able to customize their insurance plans as per their individual requirement. Allianz Insurance has over 35 branches in Malaysia and aims to become the most trusted insurance partner of Malaysians.

Allianz Car Insurance Features and Benefits

Allianz car insurance schemes come bundled with various striking features and benefits. Some of these are listed below.

Protection against loss or damage to your vehicle in he unforeseen event of fire, theft or accident

Protection cover against third party death or physical injury via your vehicle

Loss of third party property is covered under car insurance from Allianz

24-hour emergency towing

Annually renewable car insurance policies which make it easier for customers to renew their car insurance schemes or change it if required

Early cancellation of car insurance policy ensures refund of the premium paid

Additional benefits applicable on payment of additional premium

Listed below are some of the benefits that can be enjoyed by availing higher coverage at a slightly higher cost.

Additional coverage available for windscreen damage, passenger liability, Natural calamities like floods, storms etc., events of civil unrest namely riots, strikes and public commotion. All these benefits can be covered by paying a small additional premium. Customers who wish to avail the basic cover can do so by applying for the basic car insurance cover

Enhanced Road Warrior for additional protection against accidental death. Medical expenses involved in treatment of injury due to accident is also included. Bereavement benefit, double indemnity, corrective cosmetic surgery and hospital income are some of the most distinguishing features of this cover

Comprehensive cover for car insurance includes coverage against any damage to vehicle in the event of riots, public demonstrations, strike and civil commotion

Fast Repair Service In an accident claim (Own Damage), if the estimated repair cost is less than RM5,000/= and with complete documents, ACPG panel of insurers will proceed with repairs within 24 working hours.

No Loading

Under normal circumstances, Insurance Companies would charge a loading fee on top of the normal premium for vehicles which are 10 years old and above.

However, ACPG panel of insurers has agreed to waive loading (no additional premium) up to 15 years.

No Excess

ACPG panel of insurers has agreed to waive excess for vehicles insured through us, subject to Terms & Conditions.

You can enjoy the convenience of cashless purchases and earn credit card points.

Furthermore, you can also request for credit card authorization form to be faxed over to you for your endorsement and return fax to our branches or showrooms for them to act immediately.

You do not have to be physically at our office to make your payment.

One Stop Centre for Claims

ACPG panel of insurers have one stop centre for claims processing and general assistance, which include handling accident reports, liaising with the loss adjuster, submitting documents to insurers plus general advice related to accident claims procedures.

Road Tax Renewal Assistance

ACPG render Road Tax renewal service to our esteemed customers.

For a nominal fee, you will enjoy a hassle free renewal of road tax without having to queue up for it.

Corporate Agent

ACPG as a corporate agent, we act as an effective mediator for your claims.

ACPG panel of insurers Motor Comprehensive insurance covers your car against liabilities to other parties for death or bodily injuries, damages to other parties’ properties, accidental or fire damages to your car and theft of your car. Coverage: Losses or damages to your car due to accident, fire and theft Third Party death and bodily injuries Third Party property losses or damages Extended benefits

ACPG panel of insurers Motor Third Party insurance covers your car against third party liabilities such as death, bodily injuries to third party and losses or damages of third party property caused by accidents.

Coverage: Third Party death and bodily injuries Covers Third Party property losses or damages ACPG panel of insurers Motor Third Party Fire and Theft insurance covers your car against liabilities to other parties for death or bodily injuries, damages to other parties’ properties, fire damages to car and theft of your car.

Coverage: Losses or damages to your car due to fire or theft Third Party death and bodily injuries Third Party property losses or damages ACPG also offers extension of additional coverage aside from the usual comprehensive motor insurance to customers.

The coverage includes Windscreen extension, Special Perils, Legal Liability to Passengers (LLP), Legal Liability of Passengers to Third Party (LLOP) and Strike, Riot & Civil Commotion (SRCC).

Windscreen extension This extension of insurance covers accidental breakage of windscreen/window glasses and will not affect vehicle NCD in the event of a replacement claim.

Special Perils Damage to vehicle due to flood, windstorm, typhoon, volcanic eruption, earthquake, landslide or subsidence (Classified as Acts of God) will be covered as per sum insured stated in the comprehensive motor insurance policy.

iii. Legal Liability to Passengers (LLP) It provides full coverage for the Insured/named driver in the event of a legal action taken against him/her by the passenger(s) due to any bodily injury that occurred as a result of the driver negligence.

Vehicles that are to be driven into Singapore would be required to have this coverage.

Legal Liability Of Passengers to Third Party (LLOP) Coverage extended to legal liability of passenger(s) in the event of passenger(s) of the insured vehicle caused injury/damage to property of 3rd party.

This extension provides full coverage for bodily injury claims and a limitation of up to RM 3million for property damage claims (subject to individual policy term and condition signed at the point of insurance purchased).

This extension is NOT applicable for commercial vehicle.

Strike, Riot & Civil Commotion (SRCC) Damage to your vehicle due to Strike, Riot and Civil Commotion will be covered with this extension as the basic comprehensive motor insurance will not cover such damages to vehicle due to these event(s)?occurrence(s).

Named Drivers It is advisable for Insured to add in either Additional Named Drivers (Private Use) or All Drivers (Company Registration) extension if the insured vehicle would be used by authorized individual(s) other than the Insured.

This extension is NOT applicable for commercial vehicle.

* Extension(s) is/are not included in the basic insurance policy. Kindly contact our cutomer service +603-92863323 for more info on the premium payable.

This policy will compensate for liabilities to third parties for injury or death, damage to third parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle. Have financial protection for when you or other motorists are reckless on the road!

What are the optional benefits offered?

Some of the optional benefits offered are as follows:

Breakage of glass in windscreen, window or sunroof

Legal Liability to Passengers

Strike, riot and civil commotion

Current year NCD relief

Vehicle accessories

How much premium do I have to pay?

The premium you have to pay may vary depending on the sum insured and cubic capacity of your vehicle, no-claim discount ( NCD) entitlement, optional benefits added, and ACPG Insurer’s underwriting requirements.

What are the major exclusions under this policy?

This policy does not cover certain losses such as,:

Your own death or bodily injury due to a motor accident

Your liability against claims from passengers in your vehicle

Loss, damage or liability arising from an act of nature i.e. flood, storm, or landslide and others.