Situation: Families have reduced access to income spitting opportunities. My View: Prescribed rate loans can play a role for families who have cash. Solution: Time is of the essence to implement this simple lending practice. [...]

Situation:Investors have questions about benefits of RRSPs. My View:RRSPs provide significant value to retirement game plans. Solution:Master how RRSPs deliver steady, sensible accumulations. “When you retire, think and act as if you were still working. When you’re still working, think [...]

Situation: Investors often wonder what it takes to achieve a successful retirement. My View: Turn your attention to the big picture of what has to be accomplished. Solution: My short list of two books delivers the required knowledge and [...]

Situation Your craving is about exploring a sabbatical lasting three months or longer. Action Pencil in your bucket list of activities and total expenses for the sabbatical. Solution Investigate the family employment, sabbatical funding and kids’ schooling. [...]

Situation You are fortunate enough to receive a wealth transfer. Action Park it out of sight for 3 months to consider your options. Solution Design new wealth allocations to best serve your family needs. “We should all [...]

Wealth Management

Wealth management ideas that make a difference.

I am a strategy manager, not a stock picker. My speciality is designing and managing retirement portfolios for the long run. My investment management services are discretionary, the highest designation attainable. I am independent, fee-only, not affiliated with products or institutions. My advice is objective, unbiased and without conflicts of interest.Read more >>