Young, Beginning and Small Farmers

Getting a start in the agriculture industry can be difficult, and finding a reliable line of credit when you're just starting out can be even harder. We have you covered.

At Carolina Farm Credit, we believe that we can safely make loans for young, beginning and small farmers and that we should offer support to this part of our agricultural community that will be the future of our industry.

Who are young, beginning and small farmers?

A young farmer is one who is 35 years of age of or younger.

A beginning farmer is one who has 10 or fewer years farming, ranching or aquatic agriculture experience.

A small farmer is one who generates less than $250,000 in annual gross agricultural or aquatic sales.

Learn to make your business a success.

Young, beginning, small, and veteran farmers can take an Ag Biz course to learn how to best run their farming operations. Each year, Carolina Farm Credit sponsors several farmers or farm families to complete the course. Learn more.

Agricultural Leadership Institute

Our association’s Agricultural Leadership Institute is held in the spring for a group of young, beginning and small farmers which are community leaders and highly respected by their peers. This event is an intense weekend of management, transition, and business planning seminars.

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Russell's Farm Credit Story

"Farm Credit has been there for us to have operating lines, equipment loans. And as we've grown, they've been there with us."

We're an FSA Preferred Lender

To better serve the needs of young, beginning and small farmers, Carolina Farm Credit is a Farm Service Agency (FSA) Preferred Lender. To help manage credit risk, we recommend participation in the FSA or other guarantee programs. Learn more.

Loan Calculator

Calculate what your payments might be according to the duration and size of your loan.