Your job pays you as usual, and Earnin deducts the amount you cashed out.

Pay what you think is fair
(yes, seriously)

Earnin is a community that looks out for one another. We’ve found most of our members appreciate not having to pay extra fees and penalties to banks and the like — and support us and one another when they’re able to do so.

Add a tip

Each time you cash out, you can support Earnin directly by tipping in the app.

Pay it forward

When you can, leave a bigger tip to cover someone who can’t.

After verifying, I was able to have access to my money right away - instantaneously.