Halima

Halima is a 36-year-old married woman. She has been successfully running a small general store with her husband at the corner of her house. Her husband also assists her by purchasing stock of goods from the market where he has maintained many contacts for years. She is the mother of three children and is motivated to provide her family with good quality food, clothing and health.

She wants to grow her business so she requested a loan of 25,000 PKR to buy packs of salts, biscuits and beverages to meet the increasing demand at her store. She expects to boost her earnings and dreams of expanding her business in the future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.