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Published Friday, December 12, 2014 8:00:00 AM by tiquie
I started buying gifts throughout the year at sales and even garage sales. I've already got the majority of my Christmas shopping for 2013 finished. The items are hid away in the...
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Published Friday, November 21, 2014 8:00:00 AM by tiquie
I was very happy with the money I received for my old phones and I was shocked!&nbsp; If you are in need of extra cash fast and have some old cellphones lying around, put them up...
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CustomerVideo Testimonial

Travis Pizel, Current CareOne Customer

Travis, a CareOne Debt Management Plan customer and active community blogger talks about what CareOne has meant to him.

- Compensated CareOne Blogger

All About YourDebt Consolidation Options

The providers of CareOne Debt Relief Services know what you're going through and understand how
important it is to be able to select a debt relief solution that is right for you. Because of that,
our mission is to help you get back on track by offering multiple debt consolidation and debt reduction options.
Our Certified Credit Counselors will work with you to create a personalized solution based on
your situation, and will carefully explain your options, including a Debt Management Plan and
settlement. Because many of us have battled debt ourselves, and some have even completed a
CareOne debt relief plan, you never have to worry about being forced into a solution that doesn't
work for you. Please check out our Guide to Choosing a
Debt Relief Plan to learn even more about your options.

A DMP can offer significant interest and time savings, and can provide you with a plan to repay
your debts in five years or less. With a DMP, we'll help you consolidate your unsecured debt into
one monthly payment that you can afford. A CareOne DMP is not a debt consolidation loan, where
the equity in your home is used to pay down your debt, nor is it bankruptcy.

Debt Settlement is a negotiation, by a settlement service provider or lawyer, with your creditors
to pay back a portion of your unsecured debt. With settlement, you do not make monthly payments
to your creditors. Instead, you make monthly deposits into a debt settlement account in an amount
that you can afford. When settlements are reached with your creditors, settlement payments are
paid from the debt settlement account. While settlement can be a better alternative than bankruptcy,
it can have a negative impact on your credit.

CareOne Debt Relief Services is the nation's largest brand of debt relief solutions,
and all of our providers are Better Business Bureau (BBB) accredited organizations.
We are proud to have helped over 5 million people,
just like you, find a better way out of debt. We know what it's like to be in your shoes, and will
work with you to find a solution that's right for you.

CareOne providers have helped over 5 million people all over the country. Assisting this many people has
provided us with insight into the unique economic factors facing residents living in different states.
For instance, many residents are looking for debt consolidation in
Pennsylvania and in Texas
because they are carrying significant amounts of student loan debt. And, the majority of residents inquiring about
debt consolidation in Tennessee are women.
Many people may be contacting CareOne in North Carolina because,
since 2011, the unemployment rate has been well above the national average. While in
California, debt consolidation help may be needed because of the high
foreclosure rate. People may be contacting the providers of CareOne Debt Relief Services in
Arizona for debt relief, since the amount of debt owed in Arizona was
higher than the national average. We've compiled meaningful statistics like these for all 50 states, as well as the
most populous US cities.

Familiar with your rights? You are entitled to fair debt collection practices even if you have
fallen behind on payments.

TheCareOne Difference

CareOne providers offer clear benefits and honest advice, so you can:

Pay significantly less

Pay off your debt faster

Make one affordable monthly payment

Build strong money management skills

You can save money and get out of debt with debt consolidation.

It's not a loan. In order to qualify, you must meet these simple requirements:

$2,500 or more in unsecured debt

Two or more accounts

A source of income

The CareOne Service

Providers of CareOne Debt Relief Services are industry leaders committed to offering the best
debt management programs available. We have met the highest quality standards and are committed
to helping you get your finances back on track through counseling and education. Many of us
have been where you are today, and understand the emotional burden that debt can place on a
person. Please contact us so that together, we can find a better way out of debt.

We offer a simple 100% Satisfaction Guarantee.

We're so confident that we can help you achieve your goal of becoming debt-free in a
reasonable time, that we back it up with a 6-month 100% money back guarantee on the
services, support, and benefits you receive.

As Featured In

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CareOne
Reviews

Check out the latest reviews on CareOne.

These 2 customers gave us a 5
out of 5 rating!

"I just want to thank CAREONE for saving my life. At the age of 25, I was in 25,000
dollars of credit card debt now after three years of hard work determination and
CareOne staying true to their word...I am now debt FREE!!!!! Thank you from the
bottom of my heart. Satisfied Customer!" Shea H. - Macon, GA

5

"I am so happy that I found CareOne. They have been so good to me. They helped
me cut down my payments. They have been so nice and caring. Thank you so much CareOne."Tracy Q. - Lizella, GA