Certified Gold Exchange, Inc. Corporate Anti-Money Laundering Policy

Money laundering refers to act(s) of disguising, concealing, camouflaging or hiding financial proceeds for the purpose of purposely misrepresenting the source of said funds. Included in the act of money laundering is terrorist financing, in which the act of concealment of monies provides funds for terrorism activities through financial institutions.

In recent years, combinations of criminal skills and techniques have increased, varied and adapted, and responsible gold dealers have taken into consideration the importance of the measures against financing of terrorism based on the international community’s backing of ending terrorist threats, be they physical or financial. Hereby we state this official CGE anti-money laundering support policy in order to pledge our dedication to ensuring funds are not channeled for criminal activities.

If the growing and disturbing trend of money laundering continues business owners and consumers alike will be condoning the thieves’ desires to commit future crimes. Furthermore, in addition to an increased level of organized crime in the financial sector it could become common for criminal organizations to exert an influence over legitimate economic activities on both local and national scales.

We and all responsible businesses must immediately take all necessary precautions to cease the flow of funds for terrorism and terrorist activities as if it is left unchecked it will continue to grow from a nuisance to a devastating threat to the international community.

Consequently, the crucial countermeasure against money laundering and financing of terrorism is for financial institutions to cooperate with one another. That said, all CGE representatives from contractor interns to the CEO must make every possible effort to prevent money laundering as well as its causes and consequences.

CGE adheres completely to all local, state and national laws regarding anti-money laundering policies. The full and official statement of Certified Gold Exchange, Inc., regarding money laundering and the CGE Anti-Money Laundering policy can be found below.

*Our entire staff/Contractors undergoes initial and regular training to recognize potentially suspicious signals based on professional inquiries and all staff are trained to report such incidents immediately. Additionally all staff or contract workers are required to read the following IRS 9.5.5 Money laundering and currency crimes document in full. http://www.irs.gov/irm/part9/irm_09-005-005-cont01.html

*CGE does not accept cash nor do we liquidate in cash. In fact since 1992 CGE has never had a cash transaction and this covers all purchases and liquidations. We only accept personal checks and company checks pursuant to transactions, as well as bank wire transfers originated in the United States.

*We (CGE) do not accept foreign checks (checks from banks outside the United States), foreign funds via wire or foreign funds whatsoever. We have solely focused our attention on the US market.

*All clients who sell bullion and rare coins to us will receive payment via bank wire or our company check only.

*We (CGE) does not allow anyone to click and buy from us. In fact we conduct a phone interview with every client before they are allowed to purchase. We (CGE) also reserve the right to refuse doing business with a prospect for any reason we deem valid.

*The vast majority of our business has always been generated through the US retirement system accounts like IRA transfers or 401k rollovers. These are accounts tracked annually by the IRS and controlled by a custodian that have strict rules governing the creation and maintenance of such accounts and are generally not traditional money laundering hotspots but diligence is still required.

*Because CGE engages in transactions using exclusively the aforementioned financial instruments and does not deal with any other form(s) of digital and tangible currencies and therefore we are not a good target for tax cheats and or money launderers.

*CGE transactions are executed only after the prospect’s identification has been verified by a US-based financial payment via US-originated personal check, business check or bank wire, for security purposes.

*As a further security measure all calls may be monitored and recorded for compliance and training purposes.

*CGE will also not accept payments/financial instruments that originated outside the US.

*CGE ownership/management takes steps to identify and report suspicious activity to the proper authorities. All CGE staff members and sales contractors are trained in recognizing, handling and submitting suspicious behavior to management and the proper and relevant authorities without delay. Our reporting system is monitored and improved on a regular basis to improve to the highest quality standard.

*At CGE we offer 100% access to our records to all Money Service Business (MSB) that we deal with. Our banks, the IRA custodians and all the Money Service Business that we deal with or have dealt with over our many years in business can contact us at any time and request any document at any time. Additionally we can do a conference call with any client at any time to provide complete transparency on any client dealings.

Further information regarding the money laundering prevention practices of the Certified Gold Exchange, Inc. may be requested via the Contact Us page of www.certifiedgoldexchange.com or by calling (800) 300-0715, Monday-Friday 9am-6pm CST or by contacting the owner at his personal email address johnjhalloran [@] gmail dot com after normal operating hours or holidays.

Yes, David, everything was correct. You and Certified Gold Exchange provided very excellent service - Thanks.

-Candice H., Atlanta, GA

My prayers were literally answered when I found CGE. They helped me set up a diversification strategy with gold and silver and now I know my family and I will be protected from the coming collapse.

-Raymond D., Pittsburgh, PA

I sleep well with gold & silver in my IRA.

-Henry K., Salt Lake City, UT

I feel very lucky for having chosen CGE to do my gold IRA!

-Richard P., Champaign Urbana, IL

We invested in silver for the first time with Kim Cross a few years ago. She got us out of bad situation with another broker and we haven't looked back since.

-Jennifer H., Midland,TX

I am retired NYPD and it took 2 months to get my old custodian to release the funds, and the whole time David Michael White was completely patient and stayed in contact with them as they made me jump ...

-Marty A., Lubbock, TX

God bless David White and your fine IRA team; life really is about service to mankind.

-Peter A., Anchorage, AK

I would highly recommend CGE for a gold Roth IRA like mine.

-Tom G., Little Rock, AR

Pat Collins is maybe the greatest adviser on Checkbook IRA for people wanting home delivery of their IRA gold and silver. Pat gives you the pros and cons of home gold IRA programs. Thanks for the help...

-Rachel T., Phoenix, AZ

My custodian referred me to you folks and it has gone much better than I could have imagined.

-Jimmy G., Lake Forest, CA

The Certified Gold Exchange was highly recommended by a member of our congregation. I spoke with Joseph Morton and he took all of the work and worry out of moving my IRA out of stocks and into gold. T...

-John E., Jackson, MS

Having Joseph’s help with my IRA has been a godsend.

-Karyn C., Harrisburg, PA

CGE - You're good people.

-Robbie B., Dublin, OH

My first buy was in 2005 with Joseph Morton who recommended American eagle proof coins. Today, December 12, my account is up to $685,000 from the $280,000 I started with.

-Mandy A. Seattle, WA

Your IRA team are good people!

-Steven F., Tampa, FL

A self-directed IRA with CGE is the way to go.

-William P., Madison, WI

My experience with the Certified Gold Exchange has been great. Pat Collins is a real straight-shooter.

-May H., Boulder, CO

I have recommended several co-workers to David Michael White because he really is the smartest investment guy I have worked with. I would also recommend David to you if you’re looking to transfer an...

-Franz Y., Boise, ID

With the complete lack of leadership in this nation, I trust CGE to keep me safe.

I had two previous employer 401k accounts and two IRAs and Joseph Morton was very helpful converting all 4 accounts to 1 self-directed IRA. Thanks Joe!

-James K., Denver, CO

I don’t trust the government so the home delivery precious metals IRA was perfect for me.

-Edwin M., Casper, WY

I was so confused by all the companies I spoke with, but after reading Real Money Magazine, I knew CGE was the company I wanted to work for me.

-Mike J., Providence, RI

Thank you for the prompt reply to my request for information, the clear explanations and the fair pricing. Rest assured, I will be buying more soon, as well as recommending CGE and my broker David Mi...

-Frank W., Cape Elizabeth, ME

Stewart Lawson and CGE were like a godsend for me after another company almost talked me into buying something that was more for collectors than investors. Thank you for helping me understand the dif...

-Tim T., Long Island, NY

After talking to a few high-pressure salesmen, finding certified Gold Exchange was practically a miracle. Non-commissioned reps, low prices and free delivery…what more can you ask for?

-Nancy M., Charleston, WV

Thanks David Michael White and all of the CGE staff for making my first venture into the gold market easy as pie!

-Mary K., Decatur, GA

A phone call and an email every time something happens on my account like when you get my check and when you ship out might be a little overkill, but for investors with a touch of paranoia like me, i...

-Linda B., Seattle, WA

Your broker Ryan Justice was more than patient with me as I called at least a half a dozen times before I bought my gold coins. You folks have earned my trust and business for life. Thanks for the pa...

-Albert Y., Helena, Montana

I found your company to have the lowest price online for gold bullion bars, and after checking your reputation online, I knew it was NOT too good to be true. Thank you for your professionalism and fa...

-Sahim P., Roanoke,VA

My broker (Stewart Lawson) didn’t pressure me at all, I got a phone call and an email when they got my wire and when they shipped my gold, and a follow-up call to make sure I was happy with my coin...

-Susan O., Oxnard, CA

My wife told me to buy gold almost 10 years ago, and I wish I had listened to my better half sooner. Still, I’m already up 5 percent from when I bought less than a year ago, and we both sleep bette...

-Don R., Portland, OR

I retired four years ago and felt so hopeless as I watched my 403(b) shrink each quarter. Luckily, I found Certified Gold Exchange. I transferred my 403(b) into a Gold IRA and I can even take deliver...

-Woodrow H., Savannah, GA

It took my brother three years to convince me to buy gold, and I’m glad I finally listened. Now I buy gold every quarter instead of just letting my money rot in the bank, and I’m already up more ...

-Steven B., Tuscon, AZ

I was skeptical about buying gold online, especially after talking to some shady dealers. But CGE made me feel completely at ease, my broker David Maxwell answered all of my questions and was extreme...

-Diane A., Milwaukee, WI

David Michael White is very conscientious and great to work with.

-E.B., Tuscon, AZ

David Michael White was very informative but not pushy in any way. Delivery and services exceeded what we were promised. We would recommend this firm.

-Susan D., Bristol, CT

Kim Cross has been very helpful and it's a pleasure to do business with her and CGE.

-Bryce S., Chicago, IL

I appreciate Michael White's attention and unbiased information as I entered the gold market for the first time and had a LOT of questions.

-Linda P., French Lick, IN

Michael White and Stewart Lawson were both very helpful, and they were extremely patient since it was my first time buying gold. They are both a credit to CGE and I will most definitely do business w...

-Wayne W., Helena, MT

I’ve been investing with your business for over 10 years and never have I had a single issue. All my gold arrives fully insured and in perfect condition. Thanks!

-Catherine B. Louisville, Kentucky

I never thought gold investing would be so easy. On Monday I called your firm, and by Thursday I had 3 boxes of gold delivered right to my door. Cheers!

-Michael M. Salem, Oregon

I used to be a huge real estate investor back in the day until the market tumbled. Now I’m sitting pretty with certified gold coins and I couldn’t be happier.

-Eugene G. Miami, Florida

David Michael White is a true gentleman. He walked me every step of the way to a successful gold investment despite my disabilities. Thank you.

-Mary L. Dallas, Texas

Thank you all for the genuine support. With your help I have been able to preserve the wealth in my IRA and profit better than any stock ever dreamed of.

-Linda B. Boston, Massachusetts

I’ve been investing in gold for over 20 years and never have I dealt with a company like yours. Thank you Michael White and Kim Cross for all the great help!

-Julie B. Wyoming, Michigan

When I first did business with you, I was a little skeptical. Nearly 10 years later, I now know that there is nobody in the industry that does it better than you.

-Larry H. Charlotte, North Carolina

After my wife passed away, my investments, along with my life fell apart. David Michael White helped me get everything back together. Thank you so much.

-Alan L. Turbeville, South Carolina

Michael White and Kim Cross have made my gold investments as easy as pie. Now I’m fully invested in the gold market with over 400% profit since 2004!