How To Say “No” and Help Your Finances in 2012

Do you believe compromise is the best way to get what you want? There’s a better way, and it’s based on a word young children understand even better than adults: “No!” If you’d like to boost your finances in 2012, then learning to say no, invite no, and be comfortable hearing no is the best way to get started.

Learning how to negotiate effectively with creditors, salespeople, the IRS, bosses, clients, your cable and Internet company — in short, anyone who influences how much you make and spend — is a skill that anyone can master with practice. The secret is to stop saying yes or maybe, and use the power of no to get what you want.