Creating an Income

Creating an Income

After a lifetime of wealth accumulation, you reach a time where your paycheck ends. Attention shifts to converting savings plan balances and retirement accounts into a reliable personalized lifetime income. An income that you won’t outlive.

Recognizing the challenges and choices, we select which assets to draw from first for a tax-advantaged income which may include:

a fixed percentage

a fixed dollar value

using investment earnings

or a “bucket” investment strategy

We create an income strategy with consideration to the pros and cons of optimal allocation to weather inevitable and variable market conditions. We excel in both creating and managing investment income, with expertise in:

Retirement

Tax-advantaged income

Cash-flow projections

Living-expense estimates

Annuities

Dividends

Fixed incomes

Pensions

Lump-sum settlements

Life insurance

Long-term care insurance

Social Security

401(k) and IRA accounts

Required minimum distributions

Inflation

With our help, clients create tax-efficient investment portfolios designed to withstand market turbulence and offer a lifetime of income. We’ll even handle withholding, sending you a monthly paycheck with appropriate deductions already made.