How is Betterment for Business different from a traditional 401(k) plan?

With traditional 401(k)s, generally participants are asked to choose between a selection of funds, often with minimal insight into their fees, track record, or how to allocate across funds. In contrast, Betterment for Business provides a 401(k) that includes personalized investment advice. This advice is holistic, and is designed to help you meet your retirement goals by accounting for your full financial picture, including cost of living, net worth, spousal assets, income, and external accounts. Learn more about our retirement planning tool, which takes a holistic view of your financial life and doesn’t just consider your 401(k) contributions when giving you advice.

This information has been provided by Betterment LLC, a registered investment advisor.

Investments: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Betterment's charges and expenses. Betterment's internet-based services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see our Form ADV Part 2 and other disclosures. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Betterment is not registered. Market Data by Xignite.