According to the Department of Health and Human Services, since the Affordable Care Act was enacted in 2010, the rate of uninsured Americans has fallen by 26 percent.

A spokesperson for Centers for medicare and medicaid services, Nicole Black said plans were available for as low as $75 dollars.

But the future of the Federal Marketplace, in President-elect Donald Trump's hands, is unclear. In Missouri the flux is apparent. Insurance providers Aetna and United Healthcare will exit the Missouri Marketplace before 2017.

Some Missouri Legislators have pre-filed legislation that would eliminate or alter the current healthcare system.

Missouri representative Keith Frederick, R-Rolla, prefiled a bill which would introduce a price competition scheme where shoppers compare healthcare plans pricing and get a piece of the savings accrued.

Despite the fluctuating system, the earliest either bill would go into effect is 2018.

Black said if you missed the December cut-off there is still time to sign up. The next deadline is January 31, 2017. After that, a person would need to qualify for an exemption or exception due to special circumstances to avoid penalties. These circumstances include having or adopting a child, getting married, moving or losing coverage.