Important Information

Policy Miles

insurethebox offers a miles based annual policy. Your premium is for a set number of Policy Miles in a 12 month period. If you need more miles you can buy Top Up Miles (in bundles of 250, 500, 1,000 and 2,000 miles). You can also earn up to 100 Bonus Miles a month by driving safely. If you have not used all your miles when your Policy is due to be renewed, then any unused Top Up and Bonus Miles will be credited to your overall miles for the next Period of Policy Cover. Any of the original Policy Miles that are unused will not be credited to the next Period of Policy Cover, and there is no financial exchange for any unused miles.

The in-tele-box

When you take out your insurance policy we will fit a small box (in-tele-box) out of sight in your car. It is a condition of your policy that the box is fitted to your car, as failure to do so within 14 days of purchasing the policy may result in the cancellation of your policy.

Theft recovery

The in-tele-box comes complete with a theft tracking device to help recover your car should it be stolen.

Accident Alert

The in-tele-box can alert us to any strong impact on the car. Our trained claims handlers can then look at the data to see what might have happened. If it seems you might have been in a serious accident or need help, we will try to call you to see if you’re OK. If we can’t contact you, then based on the information we have, we may contact the emergency services and ask that they attend. In all circumstances you should notify us of any accidents.

Cancellation terms

You have the right to cancel your private car policy at any time. If you or we cancel your private car insurance policy at any time we will charge you on a proportionate basis on either the period of cover you have received or the miles you have used, whichever amount is the higher. If your policy is cancelled and an in-tele-box has not been fitted to your car, the cancellation fee will be £30. If your policy is cancelled and an in-tele-box has already been fitted to your car, or had been fitted to a car you previously insured with us, the cancellation fee will be £80. These charges will be subject to Insurance Premium Tax where applicable. In the event of cancellation the box will remain in your car but it is permanently disabled by us remotely. If you wish you may request for it to be removed.

Uninsured Loss Protection

Your policy includes cover for legal costs up to £100,000 if you need to claim compensation for injury or reclaim uninsured losses.

Automatic renewal

Your policy will be renewed automatically using the payment details you provided us with when you took out the policy, providing your card provider allows us to do this and you gave us permission to do so when you bought your policy.

Cover options

All our policies offer comprehensive insurance. Not available in Northern Ireland, the Channel Islands, the Isle of Man and the Scottish Islands.

Documents

Please read the Terms and Conditions, Policy Document and Policy Summary before buying this insurance to ensure that it meets your needs and you are aware of the benefits and exclusions. You will be able to review your documents on the Legal page, after you have seen your quote. These will be specific to the policy start date you have selected.

Once you have purchased your policy you will be able to view and print all your documents online via Your Portal. Please note: these documents will not be sent to you by post.

About you

We offer a 6,000, 8,000 or 10,000 mile comprehensive annual policy – if you run out of miles you can buy Top Up Miles at any time. We will need to fit a small telematics box to your car. Please ensure that you answer all questions below honestly and to the best of your knowledge. Failure to do so may result in your policy being cancelled or a claim rejected if you misrepresent the facts.

About you

Title

First name

Surname

Gender

Male
Female

Date of birth

License Month

License Year

Provisional License Month

Provisional License Year

Has License For Over 10 Years

Primary occupation

Please type in the first few letters of your main occupation and select the nearest match from the list. If you are not in employment, select the most appropriate option that reflects your circumstances e.g, retired, housewife/husband, student or unemployed

Cover start date

insurethebox is a trading style of Insure The Box Limited which is authorised by the Gibraltar Financial Services Commission, and authorised and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our authorisation and regulation by the Financial Conduct Authority are available from us on request. Insure The Box Limited is incorporated in Gibraltar (Company Number: 102568), registered office: Montagu Pavilion, 8-10 Queensway, Gibraltar.