While it might feel like paying those insurance premiums every month means you’re amassing funds that can be used later when you need them, as one pair of Denver homeowners found out, there’s no guarantee you’ll see that money again. The couple was shocked to find their insurance policy was terminated when they made multiple claims recently, after paying premiums to State Farm for about 20 years. [More]

Humphrmi’s 1963 Chrysler Newport has antique license plates, meaning he can’t drive to or from anywhere other than car shows, shops and parades; but State Farm won’t insure the car as an antique unless it gets a new coat of paint. “You have to paint the car,” they said, to avoid a 33% higher premium. Does this strike anyone else as insane?