Our Approach

ClearView Financial, LLC established their investment process by combining investment theory (academia), investment application (practitioner), and behavioral finance. Our philosophy is predicated on the following aspects:

• We adopt a strategy, embrace it and endure the inevitable ups-and-downs, with the primary objective of mitigating the severity of the “downs”. We set realistic expectations and therefore realize there will be periods of disappointment. A strategy needs a full market cycle to be measured and this knowledge keeps us from committing a behavioral error of adopting a strategy, embracing it, bailing out when it underperforms, and then adopting another. This activity plagues many financial professionals as well as retail investor and leads to constantly “selling low and buying high”.

• We understand that markets are not efficient – contrary to existing academic theory. Markets have a human component and as long as human nature exists, irrational decisions will be made.

• We take note of Da Vinci’s claim that “simplicity is the ultimate sophistication”. We strive to not let perfect be the enemy of the good. Complexity is not necessarily sophisticated – it’s just complex.

• We overlay tactical adjustments to a strategic foundation. Stephen Hawking noted, “Intelligence is in the ability to adapt”.