Monthly Archives: September 2016

Fraud is the most common happening thing in any sphere of life. A fraud can come in any form and can deceive you in any manner. As the cases of frauds are raising, so are increasing fraud prevention services.

In daily day to day life you can face a fraud in any form. In social life, most frauds happen in the different services, like in insurance services, credit cards fraud, identity theft, accounting fraud, banking fraud, cyber frauds, vehicle fraud, and many more.

In personal life the fraud can be in spousal relations, property fraud, alimony fraud, cheating between lovers, etc. So, this way you can see that a fraudulent activity can happen in any form. The most dangerous of all the fraudulent activities is the identity theft and fraud. Any one can steal your identity and can commit illegal conduct or crime. Before giving your identity and other personal details to anybody make sure the identity of the person, if he/she is not going to cheat you.

A fraud can be any activity of deceiving others in order to get personal benefits and advantages. Frauds can be on small scale and also can be severe ones. A fraudulent activity can cost from money, identity to life. Fraud happens in everyday life as a normal thing, but it can make you suffer a great loss. Fraudulent activities happens in every private or government services to small businesses.

There are a lot many agencies which provide fraud prevention services. The services can be hired both online and offline. There are government agencies and private agencies too. These agencies provide you services by which you can restrict any kind of fraudulent activity from happening. For example, there are monitors online banking, call centers, mobile banking channels to detect fraudulent activities against monetary or non-monetary activities. This allows one client to detect fraudulent activity and blocks money movement, while the fraud is still in the process. This kind of service is very useful in banks.

Like above mentioned fraud prevention services, there are different sort of services for different fields. To prevent fraud in companies there are employee fraud detectors, for ATMs there are different detectors. In brief, every sphere of life as have fraudulent activities, so are fraud prevention services for every field.

Any kind of misrepresentation in order to deceive people for personal benefits and to make money by betraying others is called a fraud. As there are many frauds, so are there many investigators to carry out fraud investigations.

To uncover any kind of fraud, there are many fraud investigation firms. To know what they do to expose frauds, one should know different areas, where trickery can take place. Misrepresentation of any kind, whether in the field of insurance policies, corporate world, on internet, in small business, etc. is called fraud.

Frauds target their victims through various ways. They give tempting offers to deceive simple people. Fraud investigators investigate the matter to determine the nature of fraud and whether a fraud has really taken place or not.

The process of investigation starts with an interview between the investigators and the victim. They ask various questions starting from the background of the guilty. They go deep into the matter raising question after question in detail. There are different investigators specialized in the particular area for different kinds of frauds.

There are insurance fraud investigators who delve into the matters related to insurance policies. They look into matters of fraud and analyze who is the culprit. Sometimes there are people who take advantage of the policies by showing more damages and injuries, either to their property or vehicle or to health, than what occurred in reality. Other times, there are some misrepresentations on behalf of the insurance company. The investigators find out the truth by applying various methods and researches.

In corporate investigations, they examine the fraud in various cases. There can be fraud in accounting, loans, between the employer and the employee. So, these investigators find out the reality by probing into the matter.

Like all these, an investigation can be done on any fraud case and activity. This kind of investigation is necessary in order to get justice and find out the truth.

Crime investigation is any kind of investigation in the matters of violation of civil laws. In a state, police is responsible for investigating and preventing any kind of criminal acts against law and social welfare. But as there are a lot of crimes happen in the state every minute, police can not investigate in each and every case, and even if do, then they are delayed and long lasting. So there are a lot many investigation firms for different kinds of crimes.

In the government there are separate investigation departments for various crime investigation alongwith police department. Crime can occur in any form and can be against any person or departments. A crime can be done against a single person and can be done against a business and non-business organization. There are also crimes which target officials and government.

Along with different kinds of crimes occurring in daily life, like murder, robbery, fraud, etc. computer crime is one of the most happening crimes. As the world has come together through computer and internet facility in this time of globalization, this crime is spreading like anything. This crime is known with the name of cyber crime. In this crime a person or user is targeted deceitfully.

To investigate in cyber crimes and to prevent them there are civil laws. Violation of these laws is a crime and there are many Crime investigation firms, which analyze the crime and grab the culprit. Any user can be targeted through e-mails, online fraud, etc. The investigators use different ways and tools to clutch the criminal. Investigation needs a sharp mind and specific qualification for a particular field.

There are several departments of administration in the government of the country. Some are directly under the scan of the government and there are others that are partially monitored by the government and its ministries. And then there are other departments the responsibilities for which are delegated to private enterprises.

However in case a citizen has a valid complaint to be registered against any such wing of the country’s administration they may do so with complaint departments that will register their complaint – both the department and the person as well as the nature of complaint.

Investigation and Investigator

A detailed investigation is conducted based on the complaints of one or more persons against any department of a country and necessary amendments brought in the administration of that department as a rectification measure. The matter is assigned to an investigating officer who looks into the matter and gathers as much evidence to prove whether a reported complains is justified or not.

Complaints Investigation Scheme

There are various schemes to encourage the registration of complaints in various areas of public life. This is especially true in the case of senior citizens and issues related to their health and insurance or any other aspect of difficulty in daily lives. There are also schemes about customer complaints whereby manufacturers and retailers can take better note and care of their patrons. Insurance and financial companies also put up cells and departments that look into the complaints of customers regarding their functions and efficiency rate.

Complains Investigation Bureau

There are different kinds of complaints investigation bureaus that are established across countries of the world. The sole aim of their departments is to redress the wrong doing of any area of function in the civil administration system. Here is a brief outline of the various types of complaint bureaus.

Fraud Investigation Bureau – There are several frauds and fraudulent activities that carry out dubious activities among the people. This may happen with a false bank cheque or internet information being leaked by network hacking. When such complaints are registered with frequency investigations are held to nab those who undertake such schemes to cheat the people.

Criminal Investigation Bureau – This bureau looks after all such investigations related to matters of criminals and crime activities in the various regions of a country. These investigators reach a conclusion after assessment of clues and evidence as well as witness to crime and criminal activities before they bring a criminal to justice.

Financial Complaints Bureau – In every country there are financial frauds and dubious activities that are undertaken by banks, financial institutions and even private fund management companies. To control such fraudulent activities there are investigations done on the functioning of such companies and brought to public and governmental notice.

Health Complaints Bureau – There are complaints made by people about lack of support from health departments or even getting their insurance claims cleared even after months. These are especially issues when it comes to matters of aged and or ailing citizens. Such matters are also brought under legal notice by way of adequate investigations.

There are two ways that car insurance claims can be made these days. The first category is the cashless insurance scheme. In this policy the owner if a vehicle can get an injured vehicle repaired at any garage within the purview of the insurance company. The second category of car insurance is that where the owner gets to repair the car at his own choice of garage. The cost of the same can be applied for from the insurance company and got back as a reimbursement.

Car Insurance Claims Advice

There are certain aspects that need to be taken care of at the time of buying a car or any other vehicle. Here are some of the car insurance claims advices that will be helpful for you to go about and make your insurance claim.

It is very important for you to know the type of insurance that you are getting for yourself. There are cashless insurance policies, post paid policies and third party policies. You need to understand the aspects of each of these as well as the usability rate in your case.

There are insurance policies that are termed as ‘comprehensive’ insurance policies. These are supposed to include the cost of all kinds of damage to your vehicle namely accident, fire, theft. Theft of any parts of your vehicle as well as personal accident protection cost or medical expenses incurred. Despite the use of the term ‘comprehensive’ it is important to verify the actual coverage of such plans because oftentimes there are limitations and restrictions.

A third part insurance is the least that can be bought as part of car insurance. In this policy you get coverage only for the damage that is caused to other people and their property. It may be remembered here that you do not get any coverage for damage or loss that is caused to your vehicle.

It is important to note and understand the cost of premium of your car. This cost will help you to know the amount of coverage that your car is getting out of the policy. There are varying costs of insurance policies and these are indicative of the amount of coverage that the policy will provide.

In case there is an accident enough information should be collected about the date, time and the nature of the accident. Details should also be collected about the witnesses if any and the third parties involved as well.

Car Insurance Claims Problems

There are car insurance claims problems that arise due to a number of factors. These are mainly the outcome of a lack of information. Here are some points that you may remember so that there aren’t any car insurance claims problems in your case.

After the occurrence of an accident the first step that should be taken is contacting your insurance company. Irrespective of the causes or the one at folly a complete report should be filed for the claims.

Details of any accidents should be accurately and carefully taken down. This is crucial at the time of filing a claim. Problems often stem from the unavailability of such details and the requirement of the same by an insurance company.

Filing a police report after an accident is also necessary. Always secure a proper filing of the incident at the local police station or even gathering a report from an officer who was present at the spot. In the absence of police complaint you may face problems with your claims with the insurance company especially if the other party refuses to accept their faults.