Loan Rates

Loan and APR Information for programs on Today's Conforming Rates As of :August 14, 2018

30-Year Fixed

Interest Rate

4.875%

Total Points

0.750%

APR

4.984%

Payment Term

30 YEARS

Estimated Additional Prepaid Finance Charges

$1,349.00

Loan Amount

$417,000.00

Monthly Principal & Interest Payment

$2,206.80

Period to First Interest Rate Adjustment

N/A

Maximum Lifetime Caps - Over Original Rate

N/A

Index as of August 14, 2018

N/A

Margin

N/A

Fully-Indexed Rate (Index plus margin) *

N/A

Payment at Fully-Indexed Rate

N/A

Maximum Interest Rate

N/A

Payment at Maximum Interest Rate

N/A

15-Year Fixed

Interest Rate

4.375%

Total Points

0.625%

APR

4.542%

Payment Term

15 YEARS

Estimated Additional Prepaid Finance Charges

$1,349.00

Loan Amount

$417,000.00

Monthly Principal & Interest Payment

$3,163.45

Period to First Interest Rate Adjustment

N/A

Maximum Lifetime Caps - Over Original Rate

N/A

Index as of August 14, 2018

N/A

Margin

N/A

Fully-Indexed Rate (Index plus margin) *

N/A

Payment at Fully-Indexed Rate

N/A

Maximum Interest Rate

N/A

Payment at Maximum Interest Rate

N/A

5-Year Fixed to 1-Year ARM

Interest Rate

4.250%

Total Points

0.500%

APR

4.333%

Payment Term

5/1 ARM

Estimated Additional Prepaid Finance Charges

$1,349.00

Loan Amount

$417,000.00

Monthly Principal & Interest Payment

$2,051.39

Period to First Interest Rate Adjustment

5 YEARS

Maximum Lifetime Caps - Over Original Rate

5.000%

Index as of August 14, 2018

2.803%

Margin

2.250%

Fully-Indexed Rate (Index plus margin) *

5.125%

Payment at Fully-Indexed Rate

$2,232.43

Maximum Interest Rate

9.250%

Payment at Maximum Interest Rate

$3,242.84

*Rounded to nearest 1/8 percent

Adjustable Rate Mortgage (A.R.M.) the new interest rate at adjustment will be the average interbank offered rates for the One Year U.S. Dollar denominated deposits in the Loan Market (LIBOR) as published in the Wall Street Journal, plus a margin of 2.250% subject to the annual and lifetime adjustment caps. Rates subject to change without notice. A monthly mortgage insurance premium could apply to loan amounts representing over 80% loan to value.