Home Loan For Chartered Accountants : Features & Benefits

Buy your dream home with a Bajaj Finserv Home Loan for Chartered Accountants. The loan has a maximum limit of Rs.2 crore and a repayment tenor of up to 240 months. With value-added services like property search and more these loans are a convenient way of buying your perfect abode.

You can avail an easy Home Loan Balance Transfer or a high top-up Loan to flexibly manage your existing Home Loan.

Quick approval

The loan is approved within 24 hours so that funds do not come in way of shifting to your new home

Flexi Term Loans

While buying a new home, you may need assistance with your down-payment. A Flexi Term Loan then comes in handy as you can withdraw as per your needs and prepay as you have extra funds, without any extra charge.

Easy Home Loan balance transfer

Transfer the balance on your existing Home Loan at an attractive interest rate and save more on your EMIs

Top-up Loan

A high-value top-up loan on your existing Home Loan helps you take care of your other needs. From perfectly decorating your interiors or buying a new car, to sending your child abroad for higher education. There is no need to submit any extra documents for a top-up loan

Flexible Repayment Tenors

Tenors ranging up to 20 years help you spread your EMIs as per your earnings

Property Search Services

Assistance with discovering the perfect home for you, from search to purchase

Property Dossier

A customized report that familiarises you with the financial and legal aspects of owning a home

Eligibility Criteria

To be eligible for Bajaj Finserv Home Loan for Chartered Accountants, you need to:

Have a COP that is active for a minimum of 4 years

Own a house/ office (At a location where Bajaj Finance Ltd operates)

Documents Required

KYC documents

COP certificate

Income Tax returns, balance sheet, and P/L account statements for the previous 2 years

Mortgage documents

*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. The same will be communicated to you as and when required.

Fees & Interest Rates

Interest rate

8.5-9%

Processing fees

Up to 1%

Loan statement charges

NIL

Interest and principal statement charges

NIL

Part-prepayment charges*

Nil

Penal interest

1.00% p.m

EMI bounce charges*

Rs. 1000

*Applicable following 1st EMI clearance

Foreclosure and Part Pre-payment charges

Borrower Type:Interest Type

Time Period(Months)

Foreclosure charges

Part-payment charges

NA

>1

4% plus applicable taxes on principal outstanding*

2% plus applicable taxes on part pre-payment amount paid

*Foreclosure charges will be applicable on the current POS outstanding.