Williams & Associates Insurance Blog

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Commercial auto insurance usually provides ample safety for vehicle owners. It can reduce costs after an accident. It can minimize losses after a negligence claim. Knowing what your employee drivers are doing is important. The use of telematics or even basic tracking can help keep your insurance costs down. READ MORE >>

Alcohol service in dining establishments often come with tight regulations. If you own such a business, whenever you serve alcohol, consumers may become drunk. Drunk individuals, as they lose total control of their faculties, may cause harm to others. READ MORE >>

An accident at work may result in the need for medical treatments and care. Employees may need to take time off work to recover, and they might need help affording their care. In many cases, workers' compensation can help injured workers. This is an important aspect of business insurance that no employer should neglect. READ MORE >>

Your family can spend long hours enjoying your boat on the water. Even the younger members of your family, your teenagers, might become tempted to take the boat out for a spin. However, it’s important to remember that boats are an expensive piece of machinery. They come with operational risks. READ MORE >>

Auto insurance can protect your vehicle from damage. The benefit of car insurance is to reduce any financial loss you suffer in such an occurrence. However, policies have limits. Each plan differs from the next as well. It is up to you to be sure your policy matches your needs. READ MORE >>

If you live in a flood-prone area, you’ve likely heard that the law might require you to carry flood insurance. Flood insurance is a policy that usually supplements your standard property insurance. The standard property policy usually doesn’t include coverage for flood damages. READ MORE >>

Drones are taking the business industry by storm. Drones have a lot of applications when it comes to business, regardless of the industry. If you are using drones, a priority must be to reduce the business risks associated with using them. One way to do so is by using business insurance. READ MORE >>

It goes without saying that as homes increase in value, so do the risks that owners face. High value homes may necessitate higher insurance levels because of their considerable costs. High value home insurance usually covers homes that have values higher than $750,000. Why do high value homes need high value insurance? READ MORE >>

Indianapolis Auto Insurance In the state of Indiana, you’re required to buy auto liability insurance, which covers the damages to other drivers resulting from an accident that was your fault. Though, considering the cost of vehicles and hospital bills, the state requirements may not be enough to cover all of the damages. READ MORE >>