My name is Corinne Cordon, and I’ve been in the lending money business for 20 years. I’d like to tell you how you can get 10% or more annual return – yes, 10% or more – from a little-known real estate investment: trust deeds investment.

Please click here to sign up and I’ll let you know more about this amazing opportunity, and who is the best candidate to make this type of investment.

Also feel free to call me at 702-214-4700 and I’ll be happy to speak with you about how you can earn your double-digit returns.

Lending in Nevada, California, New Mexico, Texas, Colorado, Arizona and Wyoming, United States of America

If you’re looking for a steady, reliable investment you can actually count on, you’re in the right place.

You’ve heard it your whole life:

“Real estate is the best investment…”

But who wants the headache of taking care of all that property?

House flippers have to deal with the time crunch of finding properties, fixing them up, finding buyers, negotiating a sale, fighting with the appraiser, paying the buyer’s closing costs, paying the realtors… It’s a LOT of work.

Landlords ( and landladies ) need to worry about things like tenants, fixing toilets, collecting rents every month and victing tenants who don’t pay. And on the top of all that, they also get phone calls at all times of the day and night, or they have to scour the earth looking for a truthworthy property manager to take care of the problems, which costs 8-10% of the monthly payment.

A bank doesn’t have ANY of these headaches..

You may already know this. But stay with me for a moment and I promise to let you in on an investment secret that could change your life…

If a bank holds a mortgage for a homeowner, the bank isn’t responsible for the upkeep, maintenance and day-to-day managing of the property. That responsibility is the buyer’s.

The bank loans a percentage of the value to the borrower, holds the paper and gets monthly ACH payments deposited directly to their account every month!

But… there’s a problem…

House-flippers can’t go to banks to get funds for their real estate purchases, because it doesn’t make sense for a bank to make short-term loans. Due to the costs of underwriting, banks need long-term loans to make it worth their while.

Many home buyers often have non-traditional or inconsistent sources of income. But banks have to work within the strict confines of policies and guidelines. So even the buyers that have large down payments can’t get bank financing. Banks won’t listen to the story – and if all the boxes aren’t checked, those borrowers don’t get funded.

In order to capitalize on a profitable venture, many borrowers often need to get a loan much faster than the 30+ days typical of bank loans.

As a battle-scarred veteran of the boom-and-bust real estate recession, I’m proud to say I’m still standing! Needless to say, I’ve dealt with all kinds of investment companies… Capella is a “Hands Down Winner”. In my book, they are #1 in every facet of the Trust deed game. After dozens of loans with rates from 10% to 20% +, Corinne and her well-chosen professional staff, have never failed to bring me a winner. Yes, she has a perfect record.

Real estate comes with a lot of headaches (like dealing with tenants and broken toilets…)

You feel like you need to be an expert or you can’t participate in high-return investing…

You’re tired of the fees that all investment “opportunities” seem to have, precisely so they can grab the money out of your pocket…

It’s Time For You To Get the Greatest Possible

Return For Your Money, With the Safest Possible Investment

You’re tired of dabbling in all the other problematic investments. You want something that is stable. That provides you with leverage. And that rises in value over time, no matter what happens in the market.

Of course, the answer is, real estate. It’s tangible, not “virtual paper” like stocks and bonds. And it helps you diversify your portfolio. But you don’t want to be a landlord or a house-flipper.

Instead, you can be LIKE THE BANK and invest in real estate, while letting other people do all the heavy lifting.

The Best Kept Secret in Investing….

Even better than investing directly in property, is being an investor for a short-term real estate loan called a trust deed.

Most often, these loans take the place of a mortgage, because it doesn’t make sense for a bank to make this type of short-term loan. Due to the costs of underwriting, banks need long-term loans to make it worth their while.

But house-flippers often have non-traditional sources of income, and they often need to get a loan much faster than the 30+ days that is typical of bank loans. Banks also have to work within the confines of federal regulations, and the short-term loans needed by house-flippers are outside the bank’s underwriting capabilities.

With a high annual return – 10% or more – and relatively low risk, well-structured trust deeds are the best-kept secret in investing!

I’ve been doing business with Capella since the beginning of 2014 as an investor in four properties. I’ve found them to be people of integrity. This may be a comparatively short period of time however I pay attention to my investments and I have no reason to expect any problems. They appear to be conscientious and hard working, they’re responsive to my inquires and they dot their “I”s an cross their “T”s. My wife and I are very pleased hence the good rating.

90% of savvy investors say trust deeds are highly effective at raising the overall rate of return in their portfolio. And if you haven’t started a portfolio yet, then THIS is the right time to get started. Why?

Because Las Vegas, Nevada (where Capella is located) has some of the lowest real estate prices in the country…

The key with trust deeds is the high borrowing rate – 8% to 14%.

No, borrowers are not crazy or desperate to borrow at that rate!

Let’s take a look at a couple of situations where this type of rate actually makes sense for the borrower:

Short Term Profit:

For a real estate investor who buys houses, fixes them up, and sells them, he need to see profit very quickly. If he can make $30,000 in 3 months, and it only costs him $6000 to buy the property using private money like yours, why wouldn’t he take that opportunity? And even better for you, the lender, every borrower agrees to pay you 3 months of interest, whether or not they use the money that long.

Cheaper than renting:

A private money loan is a lot cheaper than renting, so families who know how to save find this a practical way to buy a house. For instance, let’s say they find a house for $150,000.00 with 3 bedrooms, 2 bathrooms, and a 2-car garage. Using private money they borrow $100,000.00 and put down $50,000. Their payment will be $1200 per month with taxes and insurance impounded.

They know they can pay back the $100,000.00 loan within a few years in two years because they already saved $30,000 in one year. Most of our hard money borrowers pay us off in under 27 months. That is about the time of a two year CD, with about 10x the annual return. Most mortgage brokers/bankers aren’t interested in lending only $100,000, so where does the family get the money? From you!

These types of loans are good for the borrower, and good for the lender, because in many cases, they are much better than all the other options out there…

Many trust deed companies are “fly by night”, and not as ethical as they should be. Before you choose to work with a trust deed company, make sure they have a clean record and have been doing this for a long time.

We’re confident you’ll find Capella is different than any other trust deed company.

Why? Because we’ve been helping investors like you make money with trust deeds for nearly 2 decades. Our investors consistently report double-digit returns, every year.

What’s the difference? I’d say it has to do with our proprietary pipeline system.

Click here to learn more about our code of ethics which can be used to easily evaluate the mortgage brokers with whom you speak, so you can see which are the best.

We (my wife and I) first met Corinne Cordon/ Capella Mortgage Corp. (A Hard Money Lender) in early 2011 to finance two high-rise condos we have in Vegas. She was very positive from the first that she would be able to help us, even though it is very difficult to finance high rises. We were impressed and decided to go with her.

Dear Corinne: Thanks to you and your extraordinarily competent staff at Capella Mortgage. You have helped my wife and me to secure a comfortable level of financial security during our retirement years and saved us from a possibly devastating situation.

We’ve lived here in Las Vegas for over 31 years, so we really know our neighborhoods and our borrowers.

You might be asking “What about foreclosures?”

That’s not a problem for our trust deeds investors because if the borrower misses a payment, we start foreclosure at the appropriate time.

And we assist the investor at every step of the way. We help with the credit bid and the calculations, we handle all interactions with the borrower, relay information to the investors, and assist with the decision making. We can attend the auction, we can repair properties and put them back on the market, we have a license to list the properties for sale, and we help the investor get top dollar.

In fact, we’ve had only 4 foreclosures in the last 735 loans we’ve made!

I can’t convince anyone about any investment if I don’t believe in my heart that it is a good product. When I shake someone’s hand and give my word, that’s my honor and my reputation at stake. The only reason I can tell you about private trust deeds is because I believe in them to my core. I know, without a doubt, that trust deed investing, done the right way, with the right broker, is an investment that makes a very, very good return, and provides a great opportunity for the ordinary investor. If you would like to know more about this investment, and if you have at least $100,000 available for investing, you can sign up on this website, or give me a call at 702-214-4700, and I will answer all of your questions.

If you like the sound of these things, then I may be the right trust deed broker for you. We are an ethical, honorable company. Our investors say their biggest regret is that they didn’t find us sooner. We will let you talk to our investors, we will let you check our record with the Mortgage Lending Division, and we will do our best to be efficient and professional in every aspect of our business. Check us out on the internet, order a book about it, call me, talk to some of my investors – however you need to research it, do it and then try it with a small portion of your investment funds until you see how it works, and until you are comfortable with it. You’ll probably love it as much as I and my investors do.

[et_pb_tab title=”HOW MUCH CAN I MAKE WITH A TRUST DEED INVESTMENT?” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”] Trust deeds pay anywhere from 8% to 15%. Our trust deeds pay 12-14% and they are in first position on the property. The reason we are at 12-14% is because there is competition for private money loans and if we charge too high, the borrowers will go to our competition, and the second reason is because we want it to be affordable for the borrower. If it isn’t, he will not be able to pay back the money, and that isn’t the goal. We have found that when we charge too much interest – more than the norm – the borrower gets hurt, and we want our loans to be win/win/win for the borrower, the investor, and the broker. Our record is important to us and 4 foreclosures out of the last 735 loans is something we are proud of. [/et_pb_tab][et_pb_tab title=”WHAT MAKES IT A ”SECURED” INVESTMENT?” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”] The first thing is that there is a piece of paper called a “Trust Deed” or “Deed of Trust” that is signed by the borrower, and that gets recorded at the county recorder’s office, for all of the world to see. And that piece of paper says that the borrower owes you money. The borrower cannot sell the property without paying you back because every title company checks the county records to see if there are any “Trust Deeds” listed on the property. If there is, they will send us a “payoff demand” and we put down the balance that is owed to you, and we send it to you for signature, and when the house sells, you get paid back all of your principal, plus the last month of interest.
The second thing is the Promissory Note. This is a legal document that outlines all of the terms of the loan, including the interest rate, the late fees, the balloon payment, the default interest rate, and what happens in the event that the borrower stops paying, which is foreclosure. The Promissory Note and the Deed of Trust are returned to the borrower, stamped “Paid in Full” when all of your principal and interest has been paid, and not a minute before. [/et_pb_tab][et_pb_tab title=”WHAT MAKES IT SAFE?” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”] You only lend up to a certain percentage. It is called “loan to value”. If a house costs $100,000, you lend up to $60,000, but no more. And many borrowers only need $20,000, $30,000 or $40,000. They have most of the money to buy the property, but they need just a little bit more and they can’t take it out of their credit cards, because it will cost them 24%. So 12% is cheap. [/et_pb_tab][et_pb_tab title=”BUT WHAT HAPPENS IF MY TRUST DEED DOESN’T PAY?” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”] If the payor defaults, we will do all of the work to foreclose for you and you will get the property for 40% less than what the payor paid for it. And at today’s low prices, that is a heck of a bargain. You can rent out the property and make 2 times what you were making on the trust deed, or we can sell the property for you, and you keep the profit. Meanwhile, all of your other trust deeds just keep on paying month after month, and you don’t have to do a thing. We’ve only had 4 foreclosures out of the last 735 loans, so don’t think that this happens very often. It is very, very rare. People treat private money loans much better than bank loans because they know that you will not let them go more than 30 days without a payment. When a borrower puts down 40% or more on a house, they take very good care of that asset.

The other part of being in “default” is that the interest rate changes to the default rate – which is as high as a credit card’s default rate. Why? Because at that point, we have to start doing a lot more work to help the borrower come out of default, and it is a deterrent to the borrower. Usually, the payment is still affordable, but can be more than double the normal payment, so borrowers do not want to be late on their payments.

The State of Nevada does have rules about who can invest. Unless you have a net worth of at least $250,000, (or you made more than $70,000 each of the past two years) you will not be able to invest in any trust deeds in Nevada. Our typical investor has a net worth of many millions, but don’t let that stop you. They started somewhere also. Most of my investors love this investment and the majority of their money is invested in trust deeds.

[/et_pb_tab][et_pb_tab title=”WHY DO I NEED A BROKER?” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”] First of all, it’s the law. Federal law makes it a requirement that any private money loan on any 1-4 unit residential property be handled by a licensed mortgage broker. That’s because a broker will make sure the loan complies with RESPA, TILA, HOEPA, DODD-FRANK, SAFE-ACT and a host of other federal and state laws, and the broker will make sure that the borrower’s rights are explained clearly and completely and not unintentionally violated;

we make sure the borrower qualifies by underwriting his income, his employment, his credit;

We make sure that both the investor and the borrower sign all of the legally required paperwork;

We monitor the payments each month;

We notify the borrower when they are 60 days away from the balloon payment;

And we take care of everything else that needs taking care of.

P.S. Borrowers are allowed to pay you back on their own schedule. Many times you will receive $1000 extra per month, which increases your equity position (always a good thing).

[/et_pb_tab][et_pb_tab title=”WHAT DO I DO?” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”] Pretty much just sit back and receive payments deposited directly into your bank account by the 5th of every month. And if the payment is late, you get a $75 late fee added into your deposit! [/et_pb_tab][et_pb_tab title=”HOW MUCH DOES IT COST ME?” tab_font_select=”default” tab_font=”||||” tab_line_height=”2em” tab_line_height_tablet=”2em” tab_line_height_phone=”2em” body_font_select=”default” body_font=”||||” body_line_height=”2em” body_line_height_tablet=”2em” body_line_height_phone=”2em”] ZERO. Zilch. Nothing. Nada. Unless you invest with a self-directed IRA and then you might have some fees that are charge by your custodian when money comes in and out of your account. The borrower pays all fees. You even get your wire transfer fee paid back. If you have to foreclose, you will have to front the money to start the foreclosure ($800-$2000). But if the borrower comes current, you get paid back everything you have paid to date. And if the borrower doesn’t come current, then you get paid back at the auction when someone buys the properties, plus you get the default interest and late fees. And if you don’t get paid back at the auction, you will get the property back and be able to sell it and you get paid back EVERYTHING first, and then you get paid back your portion of the profit.

If you are ready to hear from us, or ready for more information, sign up here and we will contact you discuss your options.

[et_pb_accordion_item title=”HOW MUCH CAN I MAKE WITH A TRUST DEED INVESTMENT?”] Trust deeds pay anywhere from 8% to 15%. Our trust deeds pay 12-14% and they are in first position on the property. The reason we are at 12-14% is because there is competition for private money loans and if we charge too high, the borrowers will go to our competition, and the second reason is because we want it to be affordable for the borrower. If it isn’t, he will not be able to pay back the money, and that isn’t the goal. We have found that when we charge too much interest – more than the norm – the borrower gets hurt, and we want our loans to be win/win/win for the borrower, the investor, and the broker. Our record is important to us and 4 foreclosures out of the last 735 loans is something we are proud of.

[/et_pb_accordion_item][et_pb_accordion_item title=”WHAT MAKES IT A ”SECURED” INVESTMENT?”] The first thing is that there is a piece of paper called a “Trust Deed” or “Deed of Trust” that is signed by the borrower, and that gets recorded at the county recorder’s office, for all of the world to see. And that piece of paper says that the borrower owes you money. The borrower cannot sell the property without paying you back because every title company checks the county records to see if there are any “Trust Deeds” listed on the property. If there is, they will send us a “payoff demand” and we put down the balance that is owed to you, and we send it to you for signature, and when the house sells, you get paid back all of your principal, plus the last month of interest.
The second thing is the Promissory Note. This is a legal document that outlines all of the terms of the loan, including the interest rate, the late fees, the balloon payment, the default interest rate, and what happens in the event that the borrower stops paying, which is foreclosure. The Promissory Note and the Deed of Trust are returned to the borrower, stamped “Paid in Full” when all of your principal and interest has been paid, and not a minute before.

[/et_pb_accordion_item][et_pb_accordion_item title=”WHAT MAKES IT SAFE?”] You only lend up to a certain percentage. It is called “loan to value”. If a house costs $100,000, you lend up to $60,000, but no more. And many borrowers only need $20,000, $30,000 or $40,000. They have most of the money to buy the property, but they need just a little bit more and they can’t take it out of their credit cards, because it will cost them 24%. So 12% is cheap.

[/et_pb_accordion_item][et_pb_accordion_item title=”BUT WHAT HAPPENS IF MY TRUST DEED DOESN’T PAY?”] If the payor defaults, we will do all of the work to foreclose for you and you will get the property for 40% less than what the payor paid for it. And at today’s low prices, that is a heck of a bargain. You can rent out the property and make 2 times what you were making on the trust deed, or we can sell the property for you, and you keep the profit. Meanwhile, all of your other trust deeds just keep on paying month after month, and you don’t have to do a thing. We’ve only had 4 foreclosures out of the last 735 loans, so don’t think that this happens very often. It is very, very rare. People treat private money loans much better than bank loans because they know that you will not let them go more than 30 days without a payment. When a borrower puts down 40% or more on a house, they take very good care of that asset.

The other part of being in “default” is that the interest rate changes to the default rate – which is as high as a credit card’s default rate. Why? Because at that point, we have to start doing a lot more work to help the borrower come out of default, and it is a deterrent to the borrower. Usually, the payment is still affordable, but can be more than double the normal payment, so borrowers do not want to be late on their payments.

[/et_pb_accordion_item][et_pb_accordion_item title=”WHO CAN INVEST IN A TRUST DEED?”]

The State of Nevada does have rules about who can invest. Unless you have a net worth of at least $250,000, (or you made more than $70,000 each of the past two years) you will not be able to invest in any trust deeds in Nevada. Our typical investor has a net worth of many millions, but don’t let that stop you. They started somewhere also. Most of my investors love this investment and the majority of their money is invested in trust deeds.

[/et_pb_accordion_item][et_pb_accordion_item title=”WHY DO I NEED A BROKER?”] First of all, it’s the law. Federal law makes it a requirement that any private money loan on any 1-4 unit residential property be handled by a licensed mortgage broker. That’s because a broker will make sure the loan complies with RESPA, TILA, HOEPA, DODD-FRANK, SAFE-ACT and a host of other federal and state laws, and the broker will make sure that the borrower’s rights are explained clearly and completely and not unintentionally violated;

we make sure the borrower qualifies by underwriting his income, his employment, his credit;

We make sure that both the investor and the borrower sign all of the legally required paperwork;

We monitor the payments each month;

We notify the borrower when they are 60 days away from the balloon payment;

And we take care of everything else that needs taking care of.

P.S. Borrowers are allowed to pay you back on their own schedule. Many times you will receive $1000 extra per month, which increases your equity position (always a good thing).

[/et_pb_accordion_item][et_pb_accordion_item title=”WHAT DO I DO?”] Pretty much just sit back and receive payments deposited directly into your bank account by the 5th of every month. And if the payment is late, you get a $75 late fee added into your deposit!

[/et_pb_accordion_item][et_pb_accordion_item title=”HOW MUCH DOES IT COST ME?”] ZERO. Zilch. Nothing. Nada. Unless you invest with a self-directed IRA and then you might have some fees that are charge by your custodian when money comes in and out of your account. The borrower pays all fees. You even get your wire transfer fee paid back. If you have to foreclose, you will have to front the money to start the foreclosure ($800-$2000). But if the borrower comes current, you get paid back everything you have paid to date. And if the borrower doesn’t come current, then you get paid back at the auction when someone buys the properties, plus you get the default interest and late fees. And if you don’t get paid back at the auction, you will get the property back and be able to sell it and you get paid back EVERYTHING first, and then you get paid back your portion of the profit.

If you are ready to hear from us, or ready for more information, sign up here and we will contact you discuss your options.

As a battle-scarred veteran of the boom-and-bust real estate recession, I’m proud to say I’m still standing! Needless to say, I’ve dealt with all kinds of investment companies… Capella is a “Hands Down Winner”. In my book, they are #1 in every facet of the Trust deed game. After dozens of loans with rates from 10% to 20% +, Corinne and her well-chosen professional staff, have never failed to bring me a winner. Yes, she has a perfect record.