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Endeleza Elimu

Endeleza Elimu

This is a school fees guarantee for the continuity of a pupil or student’s education, in primary or secondary school respectively, only when there is demise or accidental total and permanent disability of a parent.The cover will be administered by the school and included in the fees in order to give equal opportunity to all children.

Who is eligible for the cover?

Private schools, both primary and secondary.

How does the product work?

• This is a term insurance that insures the school fees paying parent’s life.

• The product covers annual school fees in the event of Natural and accidental death of the parent.

• It extends to cover total and permanent disability due to an accident.

• It has a fixed benefit and is renewable annually for a maximum of 4 years depending on the class the child is enrolled. The sum insured reduces with the remaining years

of school.

Below is a guide on how the cover works for different level of classes

These classes are guaranteed cover for 4 years

Std. 1, Std. 2, Std. 3, Std. 5, Form 1

These classes are guaranteed cover for 3 years

Baby Class, Std. 6, Form 2

These classes are guaranteed cover for 2 years

Nursery, Std. 7, Form 3

These classes are guaranteed cover for 1 year

Pre Unit, Std. 8, Form 4

How much does it cost?

The cost of the cover is 1.4% of annual school fees. This is distributed in 4 year or 8 year tranches, but reduces with the remaining years of school.

If the school chose to pay premiums annual, the premium rates shall be 1.2%.