Carroll Companies ATM takes great pride in seeing that your
transactions are processed in a timely and accurate manner. Customized software
is used to report your transactions on a monthly basis.

Here is how it
works:

Data reported by your terminals is received from each switch
(i.e. RBSLynk, Switch Commerce, First Data and Columbus Data) on a daily
basis.

The data is analyzed to make sure it is complete and
accurate.

The data is accumulated to give you a complete and accurate
summary of transactions presented to you as your monthly statement.

Surcharge
Payments

Along with your monthly statement, your Surcharge Checks are
processed. A payment is made to you every month, on time, every time.

Disputes and
Adjustments

If a dispute occurs with your machine, the transaction will be
examined from both the machines electronic journal and how it was handled
at the bank. If the dispute is valid, the necessary paperwork will be filed to
ensure your customer receives the proper adjustment to their account.

Providing Network
Access

You and your customers are provided access to all major networks
including Visa, MasterCard, Maestro, Cirrus, Discover, American Express AFFN
(Armed Forces Financial Network), and Plus. Access is also provided to many
regional networks such as NYCE, NETS, Pulse and Shazam. With this large
selection of networks, you will have fewer denials and your terminal will
accept more cards. Accepting more cards will translate into additional revenue
for you.

If you have any questions or need further
information about any of the above, please contact your Carroll Companies ATM
Sales Professional.