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Next Day Funding

Who isToday Payments?

What areGood Funds?

Real time interbank payments

Good Funds, is defined simply as: Collected funds in a bank account and usable immediately by the owner of the account. Our "Good Funds" payment gateway allows for real-time digital payments that are
immediate, irrevocable, intra-bank and/or interbank
account-to-account (A2A) transfers that utilize a real-time messaging
system connected to every transaction participant through all U.S.-based financial institutions. Funds are available for use by the receiver and real-time confirmation is provided to both you ("the sender") and receiver in seconds. Most Good Funds transactions are "Credit Push" versus "Debit Pull."

Whatwe do

Good
Funds Gateway, we believe, is the only payment processing gateway
providing Instant Payments of "Good Funds" transactions, Wires, Visa Direct, ACH, Electronic Check, Credit Card, Debit Card and Paper Check conversion/payment solutions all with one convenient login with the additional benefit of accounting software integrations! Today Payments Gateway Merchant Services is one of the fastest-growing privately held electronic funds transfer processors in the United States. TPGMS customers benefit from a comprehensive suite of payments products and services. Our customers receive faster availability of funds on deposited items and instant notification of items presented for deposit – all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology, TPGMS provides tools to help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies. Imperative element in instant payments is two-factor authentication, where users must prove their identity in two out of three ways (something they are, something they have and something they know), Our system ensures proper Authentication, Authorization, Verification, Settlement, Notifications and Postings.

Valuethrough Innovation

Your Choice ~ Integrate your software system with us (e.g. Real Estate / eCommerce / Accounting / Billing / CRM / Invoicing or, send us your API and we'll integrate with YOU! Since inception, TPGMS has focused on providing maximum value to our customers by expanding the technological capabilities of core payment infrastructures. Through these developments, we have been able to help our clients reduce their operating costs, increase cash flow and maximize their resources. As the payment industry evolves, TPGMS is committed to providing leadership and solutions that leverage emerging technologies. Through these innovations, we fulfill our company’s primary objective: to provide our clients with the services and tools they need to succeed.

What about Data?

Includes QuickBooks® and other accounting and escrow/title integrations.

ACH & EFT Processing

Payment Solutions with ACH Processing

Whether your company is a Web address, street address or office, you're banking on sales of products and services to keep your business thriving. And that means you need bona fide payments, whether by automated clearing house (ACH), electronic funds transfer (EFT), e-Check or other means.

AutomateAccounts Payable

AutomateAccounts Receivable

ApplyPayments through QuickBooks®

ACH BillingAccounts Payable

Electronic Funds Transfer

Electronic Funds Transfer can be used by all merchants no matter what their size.

EFT, Electronic Funds Transfer can be used by all merchants no matter what their size. EFT is a system of transferring money from one bank account directly to another without any paper money changing hands. One of the most widely-used EFT programs is Direct Deposit, in which payroll is deposited straight into an employee's bank account.

Transactions are processed by our bank through the Automated Clearing House (ACH) network, the secure transfer system that connects all U.S. financial institutions.

Payment Solutions

Perform many types of transactions with ease.

We specialize in Good Funds & ACH processing for online retailers, but we offer a wide array of services as well.

Perform the following types of transactions with ease:

Check ConversionRemote Deposit Capture - Check 21

Check-by-Phone

RecurringDebits & Credits

One-TimeDebits & Credits

Batch File Uploads

High RiskACH Processing

NACHA File Format Software

Online Checks from your Website

eChecks

eChecks clear much faster than written checks.

eChecks, also known as Electronic Checks or Web Checks allow you the capability to accepting check payments on your website over the telephone, both one-time & recurring.

An e-Check is an electronic transfer of funds in which the money is taken from your customer's bank account, typically a checking account. The account's routing number and account number are used to draw funds from the account. e-Checks clear much faster than written checks.

We offer a wide variety of payment processing solutions to fit any size business. By telling us (give us a call toll-free or send us an email) the type of payment service you’re looking for, you’ll help us guide you to the solution that best matches your business needs today as well as your future needs.

Today Payments Gateway Merchant Services

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Process with the Professionals

Automate Accounts Receivable Collection with Same Day Settlement & Deposit