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The process of finance is learning how people and groups act in managing their money, and most of all how they manage making money, and making a profit, with spending money, or making a loss.

A group that makes more money than it spends can lend or invest the excess profit. On the other hand, a group that makes less money than it spends can raise money by getting a loan or selling stock, or spending less, or making more money.

A bank is where many people borrowing money meet people lending money. A bank gets money from lenders, and pays interest. The bank then lends this money to borrowers. Banks allow borrowers and lenders of different sizes to meet.

Corporate finance is about things like the sale of stock by a company to the public. Stock is ownership in a company, broken up into pieces. The stock gives whoever owns it part ownership in that company. If someone buys one share of XYZ Inc, and the company has 100 shares available, the buyer is 1/100th owner of that company and owns 1/100th (1%) of the profit.

Finance is used by people, by governments, by businesses, etc., as well as by all kinds of groups.