By Teri Sicard As an Account Manager at Instabill, I get asked this question often. The fact is, many merchants google ‘payment processor for high risk merchant accounts’ or ‘start-up’ merchant accounts and find Instabill. They assume we are the bank that will provide a direct gateway. When this happens, we get a phone call and…

Payment processing tools for card-not-present transactions allow merchants to accept and manage credit card transactions without their customers having to be there. The tools needed to accept these payments are minimal–an Internet connection, a Web browser, and possibly a shopping cart. Let’s take a look at the different forms of card-not-present processing. Web-Based Credit Card…

Integrating your e-commerce website with the Instabill Payment Gateway does not require a team of expert web developers. To make the process as painless as possible, we have a variety of integration options–one of which is sure to meet your business’ needs. Payment Gateway Integration Basics When it comes to payment gateway integration, some merchants…

Are you a mail order/telephone order (MOTO) merchant accepting payments over the phone? Here in the tech department, we often speak with merchants about the flexibility of the Instabill Payment Gateway. As a merchant, you want as much control as possible over your payment gateway, and with good reason. Being able to secure your customers’…

Searching for the right software When looking for a shopping cart for your e-commerce business, you will undoubtedly come across shopping carts that are labeled “open source.” You’ve probably even had sales reps or IT consultants recommend an open source shopping cart for your business. But you may be asking yourself: What makes open source…

Finally! You’ve gotten approved for a merchant account, picked a shopping cart, and integrated your payment gateway. Now you’re eagerly anticipating approved transactions. But what if your first few transactions are returned with a more disappointing message: DECLINED? When an online credit card transaction is declined, you might assume there’s something wrong with the payment…

You have a website, and you’re ready to accept credit cards online for the goods or services you offer. You have a lot of choices–so where do you start? Step 1: Get a Merchant Account One of the most common mistakes e-commerce merchants make is choosing their shopping cart software and payment gateway before setting…

If you are a merchant who has never processed payments online before, or if you are looking for a new merchant account, you may sometimes feel like you’re learning a new language. Deciphering the payment processing lingo can be dizzying. Instabill’s merchant account glossary is a great place to start for the basics. But some…