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STEP3

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Feature Highlights

Dining

Avail of discounts, free gifts and great deals with your Metrobank 'M Credit Card at their 'M here! partner establishments

Shopping

Avail of discounts, free gifts and great deals with your Metrobank 'M Credit Card at their 'M here! partner establishments

Travel

Avail of discounts, free gifts and great deals with your Metrobank 'M Credit Card at their 'M here! partner establishments

Utilities

For better money management, pay minimal interest only.

Other Features

Interest Rate

3.54%

Balance Transfer

0.68% per month for 12, 18, and 24 months.

Installment Plan

Take advantage of 0% interest Installment Payment Plan when you purchase at participating shops. With flexible payment schemes to choose from (3, 6, 9, 12, 18 and 24 months).

Supplementary Cards

Request up to 4 supplementary cards and enjoy the same benefits and privileges while assigning spending limits to manage expenses.

Payment Facilities

Paying your credit card bills have been made more convenient as you can pay at any branch of Metrobank or PSBank. You can also pay through any Metrobank or PSBank ATM or Bancnet ATMs in the metro. Furthermore, you can also do payments via MetroPhone, Metrobank mobile banking or online via Metrobankdirect and PSBankRemote Banking.

Metrobank Chip Card

Your Metrobank Card has an embedded chip that can protect you from credit card fraud due to cloning.

Featured Credit Cards

Enjoy Free Annual Fee For Life

With the Metrobank M Free MasterCard, you will have no annual fees for life since it is waived for this credit card. No longer will you be bothered about paying an annual membership fee at the end of the year. Aside from this remarkable benefit, approval is easy since it has a low minimum income requirement. You will also receive all of the other advantages such as exclusive discounts, exciting deals, and excellent freebies available through 'M here! partner merchants nationwide.

Fees and Charges of Metrobank M Free Credit Card

The Metrobank M Free card enjoys zero annual membership fee for life on both principal and supplementary cardholders. Monthly interest charge is the common 3.5% per month, whereas the late payment fee is ₱850 or minimum amount due whichever is lower. The cash advance amount will be 30% of your credit limit, with the cash advance charge set to ₱600 or 3% of the cash availed, whichever is higher. The cash advance interest charge will be 3.96%.

Are you eligible for a Metrobank M Free Credit Card?

To apply, the principal cardholder must be 21 years and above and should have a minimum monthly income of at least ₱15,000. As for supplementary cardholders, they must be 14-80 years of age.

If you want to lighten your financial burden and save up on your credit card’s annual membership fees, then the Metrobank M Free MasterCard is the right choice for you. No longer will you have to worry about an extra expense at every year-end, instead use the savings to purchase items that you currently need the most. Do a better job at managing your money with added savings, while enjoying security against fraud protection, all with this remarkable credit card.

If you are interested in getting a credit card specifically from Metrobank, you can still take a look at other options that Metrobank credit cards has to offer, and find which card best suits your need.