Social security is one of the successes gotten by the Americans. The program provides a foundation of economics security for more than 47 million Americans and their families. The reason for the built in protections, we have come close to eliminating poverty among seniors. It also helps in the provision of basic income to millions of families who have suffered the death or disability of a wage earner.

The financial security of social security is very strong. In 2003, it took in the rate of $161 billion more than it paid out in benefits. These programs have the resources to provide benefits for the baby boomers and their children and grandchildren. The security trustees predict that it will pay ever -increasing benefits through at least many more years to come when a surviving baby boomer will be mostly in his/her 80s and 90s. If the US economy long-term growth rate falls to half the level of the past 50 years, the trust fund may be depleted after 2042, but social security payroll taxes alone would still cover benefits worth an estimated $1000 more after inflation than today’s senior receive.

Using less -pessimistic assumptions, the trustees low – cost long term forecast predicts that it will continue to provide each generation of retirees with more generous benefits than their predecessors through the entire 21st century. If social security finances are really in good shape why have so many politicians, policy analysts,and reporters warned us that something must be done to save it? How we have so many Americans become convinced that it won’t be there for them.

Misconceptions about social security are widespread because predictions about the distant future based on multiples assumptions are reported as facts”, frequently distorted,and almost always considered out of context. In addition, some organizations and individuals committed to privatizing it are driven by ideology or hope of profiting from the billions of dollars in investments fees that a privatized system could generate.

The majority of American would be worse off financially under a privatized system, all would be far less secure,and creating a new system would cost trillions of new tax dollars. Therefore, undermining faith in the existing program has been a major strategy private organizations have used to promote their agenda.

This report provides background information on how social security works, explains how it is that Americans can easily afford it in the long run even as our population ages, and points out fundamental problems with proposals to privatize the program.

Finally, it recommends ways we should improve social security to serve Americans better. While we most often see it as a retirement program, 30% of beneficiaries collect survivors of disability insurance. Social security survivors insurance provides benefits to the families of deceased workers, including children under 18, 18 and 19 years -olds in high school, disabled sons or daughters of any age, elderly dependent parents, and surviving spouses who are elderly, disabled, or caring for eligible children.

The social security trust fund & the trustees report is based on the projects of income and expenses of social security for 75 years into the future. The projections require numerous assumptions about birth rates, immigration rates, unemployment, average wages, life expectancy, and the like over. Over 75 years, small differences in assumptions can result in large differences in outcomes. The trustees make three different projections based on different assumptions. These three scenarios are called the low cost, intermediate, and high -cost projections:

The trustees intermediate projection: the trustees intermediate projection predicts that social security payroll taxes will continue to exceed benefits until 2018, and the combination of taxes and interest on the trust fund will cover benefits until 2028.

Are you the one who gets bored of wearing the same jewelry all the time and is looking for some tidbits to have a change with designer diamond jewelry? Let’s see something which you already know but skipped paying proper attention to it.

Style Statement Your Way

Women never wear anything just like that. Everything has a pretty good reason behind it. In fact, the way you are aware of your jewelry and other stuff buying preferences is the way you define your style statement. Secondly, what others think of you is none of your business but it is up to you what you want to make them think. So just make sure that whatever you will wear is going to be your statement jewelry piece for others and it is nothing less than your diva glance.

There is yet another meaning for style statement, it could be your favorite diamond bracelet designs which you keep wearing all the time. This can even make you easily identified. You can add a little sparkle to your outfits by gracefully matching the same trinket differently.

Crystal Clear Personality Reflection

Whatever you choose is a clear reflection of your personality. Believe it or not, people still judge you by your outfits, jewelry and every single thing which you adorn. From the tiny diamond rings for women to plush designer bags you carry depicts your personal taste. For instance, women wearing floral theme jewelry all the time show her likings towards similar kind of trinkets while some love to freely experiment by picking the jewelry pieces they never had before. This is indeed a great idea for trying out different looks every time.

Dictate Unique Fashion Sense

Those who love to be referred as a fashionista will always keep themselves up-to-date with trends or to be better, they will rather choose to be a trendsetter, isn’t it? Think that the world is your runway and you have to rock your style. This is how you should adorn outfits or fashion accessories. Carrying this little thought in mind can make a big difference even with a little trinket which we call designer diamond pendant. Remember that you define your own elegance and it can be in many forms.

The golden rule to define your sensibility for fashion is one should never think what others will think and follow your heart.

Whether you are styling a casual T, formal-wear, gown or maxi-dress, there should be a touch of magic in every look. This is something very usual but can make an unusual difference to your appearance on several noteworthy occasions.

Isn’t it amazing how some common things which we already know but never notice and they can literally help in transforming your entire look? This is what you are supposed to do with your designer diamond jewelry, level-up your style game and feel the change without approaching any stylist.