Builder's Risk Insurance

Builder's Risk Insurance in Sturgis and Coldwater, MI

Keeping Construction Businesses Secure

Builder’s risk insurance is a form of property insurance that covers buildings that are under construction against risk. It’s sometimes called ‘course of construction’ insurance and builder’s risk insurance covers materials and equipment that are used in construction projects in addition to property that is constructed. For construction companies this type of insurance is essential. It protects the companies against damages that can come from wind, storms, fires, and other exposures. This type of insurance is a sure investment in the successes of projects and the successes of businesses.

At Littman Insurance we have robust builder’s risk insurance policy options, and we tailor these options to individual clients. We’ll tailor any of these options to you and as a result you and your operation will be protected in cost-effective ways.

Builder's Risk Insurance Coverage Details

Builder’s risk insurance is a form of property insurance that covers buildings that are under construction against risk. It’s sometimes called ‘course of construction’ insurance and builder’s risk insurance covers materials and equipment that are used in construction projects in addition to property that is constructed. For construction companies this type of insurance is essential. It protects the companies against damages that can come from wind, storms, fires, and other exposures. This type of insurance is a sure investment in the successes of projects and the successes of businesses.

At Littman Insurance we have robust builder’s risk insurance policy options, and we tailor these options to individual clients. We’ll tailor any of these options to you and as a result you and your operation will be protected in cost-effective ways.

Property damage

Theft

Labor costs and earned profits

Perils of nature and man-made disasters

Other associated damages

Some coverages will be parts of basic policies and other coverages will need to be added in separately. In the cases of flood coverage and earthquake coverage, separate coverage purchases will need to be made. In some cases flood insurance can be combined with builder's risk insurance, and we’ll be happy to make a combination for you if it’s possible. In fact, we’ll combine builder’s risk insurance with any other types of insurance that we can. Contact an agent to learn more about your options.

It should be noted that builder’s risk policies do not cover accidents or injuries at workplaces. This type of insurance also does not cover liabilities. If you need to cover accidents, injures, or liabilities then you’ll need other types of insurance.

Services and Support

As a builder’s risk insurance policyholder you’ll need an insurer who keeps up with your activities and who keeps your policy current. We’ll work closely with you so that we know what your work is like and so that you’re informed about your insurance. We’ll also work closely with you beforehand in order to create the right solution. Once this solution is in place we’ll monitor it regularly.

We’ll manage risk and claims and we’ll be reachable whenever you want or need to get a hold of us. Being reachable at almost any time will make it easy for you to get the information that you need in order to make the best decisions.

We’re proud to provide builder’s risk insurance in Sturgis, Coldwater, Centreville, Three Rivers, and White Pigeon MI and in Howe, IN. We also serve other areas in Michigan and in Indiana and we serve Illinois.