Apply online in 15 minutes and get a response in 60 seconds

We may ask you for payslips or bank statements

New to NAB? Get identified online

Receive your card in up to 5 working days

You need to be at least 18 years old

Important information

* Purchase Rate Special Offer

Offer commences 13 November 2017. 9 MONTH OFFER For approved applicants who apply for a new personal NAB Low Rate Platinum credit card before the offer is withdrawn. The special purchase interest rate will apply for a 9 month statement period from account opening. After 9 months period, any unpaid purchases will then attract the card’s standard purchase rate (currently 13.99% p.a. as at 13 November 2017). Interest rates are subject to change and available at www.nab.com.au. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer. 6 MONTH OFFER For approved applicants who apply for a new personal NAB Low Rate credit card before the offer is withdrawn. The special purchase interest rate will apply for a 6 month statement period from account opening. After 6 months period, any unpaid purchases will then attract the card’s standard purchase rate (currently 13.99% p.a. as at 13 November 2017). Interest rates are subject to change and available at www.nab.com.au. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other offer.

1 Balance Transfer Standard Rate

After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 November 2017). Interest rates are subject to change and available at www.nab.com.au Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time.

2 Interest free days on purchases

If you pay your account in full by the due date each month. You won’t receive interest free days if you have a balance transfer.

Credit Card Terms and Conditions available here. Fees and charges are payable. Approval and credit limit are subject to NAB's credit assessment criteria. Information, including interest rates and fees are subject to change.