PCP (Personal Contract Purchase)

PCP (Personal Contract Purchase) a simple cost effective way to buy your new or nearly new vehicle.

You choose the vehicle, the deposit, how long you want the contract to run for and the mileage you intend to do. You will then receive a quote for fixed cost motoring for the length of the contract. At the end of the contract you have a choice to either buy the vehicle outright for an agreed lump sum (the Guaranteed Minimum Future Value or final balloon payment), or hand the vehicle back to the lender.

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Hire Purchase

Hire Purchase allows you to take ownership of a vehicle once all payments are made.

This is one of the most popular methods to buy a new vehicle. You pay an initial deposit, then pay off the balance in monthly payments over an agreed period of time, when the payments are complete the vehicle is yours.

One of the main benefits with Hire Purchase is the ability to buy a high value vehicle on monthly payments.

Hire Purchase allows you to tailor your finance package as deposit, length of time and monthly payments are all flexible.

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Lease

Personal contract hire is very similar to normal contract hire, but is exclusively for private individuals. This is one of the most common form of leasing.

With a personal contract hire agreement you take control of a vehicle for a contractual period – usually referred to as the ‘lease period’. You will make fixed monthly payments for the duration of the contract – when the contract expires you will simply return the vehicle and take out a new personal contract hire lease. PCH means you never have to worry about resale values of your vehicle.

Insurance groups range from 1 to 50 and dictates the cost of the vehicles insurance. The higher the group, the higher the insurance will be for the vehicle.

Insurance Group

BHP rates the engine performance of vehicles and stands for the brake horsepower.

Performance (BHP)

CO2 is the amount of carbon dioxide emitted by the vehicle in grams per kilometre travelled, the lower the CO2 emissions the cleaner the vehicle is for the environment.

CO2 (g/km)

The total number of seats in the vehicle.

Number Of Seats

Road Tax is based upon the CO2 emissions of the vehicle and is split into 13 bands from A to M. The higher the letter the greater the cost of tax paid to drive the vehicle on public roads. In addition to the road tax detailed below, any vehicle that had a manufacturers retail price in excess of £40,000 when first sold, attracts a road tax supplement of an additional £310 per year. This is charged until the vehicle is 6 years old.

Ten Second Review

Toyota's RAV4 compact SUV soft roader has been around so long it's easy to forget quite how far it's come. The much improved fourth generation model we look at here is more sophisticated, better finished, and far more efficient thanks to the fresh option of hybrid power. There are some attractive trim packages available too. Reacquaint yourself with this car. You might be in for a surprise.

Background

It's easy to underestimate quite what a debt of gratitude we owe the Toyota RAV4. Back in 1994, the market for compact 4x4s was massively different to the one we have today. If you wanted a modestly-sized SUV back then, you had to get yourself one remembering that it was likely to fall over if it was shown a picture of a corner. The RAV4 changed all that. It was the first small 4x4 that was actually good fun to drive on road.
But times change. The RAV4 has grown ever bigger and more sophisticated in response to rival soft-roading compact SUVs like its nemesis, the Honda CR-V. The fourth generation car, first shown in late 2012, is a smarter take on a well-established theme and was further developed late in 2015 with a smarter look and feel, plus the option of hybrid power. It's since been further embellished with a range of attractive trim packages.

Driving Experience

If you haven't looked at a RAV4 for some time, the key thing you'll need to update yourself on is the changes that have taken place under the bonnet. Here, the important news is the availability of a hybrid model. Toyota has chosen not to offer the kind of Plug-in hybrid technology here you get in a rival Mitsubishi Outlander but the more conventional 2.5-litre VVTi petrol/electric unit you do get is commendably smooth and frugal, putting out 194bhp and able to get to 62mph in 8.4s. It's offered with either two or four-wheel drive configurations, the latter equipped with Toyota's E-Four system. This uses a second electric motor at the rear which provides automatic electronic all-wheel drive to give increased traction. The lightweight technology - there is no central propshaft - also gives RAV4 Hybrid a 1,650kg towing capacity.
Of course, many RAV4 buyers will prefer to save a little up-front cost and stick with a more conventional powerplant up-front - probably a diesel. For these folk, Toyota offers a 2.0-litre D-4D diesel unit with 141bhp. Here, you get a decent 320Nm slug of torque and 62mph is 9.6s away en route to 121mph. Unfortunately though, you can't have automatic transmission or AWD with this powerplant. Both these things though, are included on the 2.0-litre Valvematic petrol variant which offers 149bhp and makes 62mph in 9.9s en route to 115mph.

Design and Build

This heavily revised fourth generation RAV4 got a smarter look back in 2016 - and in particular, a sharper front end. That did a lot for its appearance, the slender upper grille these days flanked by halogen or LED headlamps with integrated LED daytime running lights. Inside, the cabin still doesn't have a truly premium brand feel, but it does now look decently inviting. The instrument binnacle, the centre console and the gearshift surround all have a nicer feel than earlier models could provide. Plus the centre console has been neatly designed to accommodate the intuitive Toyota Touch 2 infotainment system touchscreen.
Otherwise, things are much as they were in the original version of this MK4 model. All the instrument and switchgear is backlit in cool blue and the dash features strong upper and lower beams, interrupted by a curved, metal-finished spar to frame the instrument binnacle, steering wheel and driver's footwell. The front-to-rear seat couple distance remains a best-in-class 970mm. Combined with a thinner front seatback design, this increases rear legroom. Thanks to Toyota's Easy Flat system, the rear seats can be quickly and easily folded flat (the seats dividing 60:40) and each section can be reclined independently. The load space is long, increasing capacity to 547-litres, and there's also a 100-litre undertray.

Market and Model

Your perspective on RAV4 pricing will depend upon what kind of car you perceive this to be. The motoring mags will tell you that it competes with upper-spec versions of family Crossovers like Renault's Kadjar and Hyundai's Tucson - but against these cars, it looks quite expensive, with prices pitched in the £27,500 to £35,000 bracket. Toyota though, perceives this as something more than a Crossover: yes, the RAV4 can appeal to that kind of buyer but traditionally, it's also been something more sophisticated, a more capable compact SUV too - a car like Honda's CR-V. It's certainly priced very similarly to a CR-V.
There are three engines on offer, with two-thirds of customers typically opting for the petrol/electric 2.5-litre hybrid, which is of the non-plug-in variety and comes either front-driven or 4-wheel-driven. The alternative options are a 2.0-litre D-4D diesel with manual transmission that (curiously) only comes in front-driven form. Or a 2.0-litre Valvematic petrol derivative that ony comes in AWD guise and only with a CVT auto gearbox. There are four trim grade - 'Icon', 'Icon Tech', 'Design' and 'Excel'. All models get the brand's Toyota Touch 2 infotainment system and providing you avoid entry-level 'Icon' trim, this set-up will come in 'Toyota Touch with Go' form which gives you navigation. All variants now feature the brand's 'Safety Sense' package of electronic camera-driven safety features - things like autonomous braking, lane departure warning, adaptive cruise control and automatic high beam.

Cost of Ownership

The 141bhp 2.0 D-4D diesel unit manages 60.1mpg on the combined cycle and 123g/km of CO2 on 17-inch wheels. It's interesting to compare these figures against those of the petrol/electric 2.5-litre Hybrid variant. This derivative manages 57.6mpg on 17-inch wheels and 115g/km of CO2 in 2WD form. Or 55.4mpg and 118g/km in AWD guise. Go for the conventional automatic 2.0-litre Valvematic petrol model and the figures are 43.5mpg and 152g/km.
The RAV4 Hybrid falls into VED tax band C, so owners will pay nothing for the first year registration. Toyota talks of owners saving around 12% in BIK tax payments over an equivalent diesel model, a saving of £2,287 for a 20% UK tax payer. Plus of course you'll be using cheaper green pump fuel. As for residual values in the range overall, well these have always been good for RAV4 buyers, in most cases bearing comparison with the models from premium brands and there's little reason to doubt that they'll only improve this time round.

By Jonathan Crouch

If you’re looking for a new Toyota RAV4 2.5 Vvt-I Hybrid Design Tss 5Dr Cvt Hybrid Estate for sale, you’ve come to the right place. At Bristol Street Motors we don’t just have the best Toyota RAV4 2.5 Vvt-I Hybrid Design Tss 5Dr Cvt Hybrid Estate deals, we also offer friendly advice and help with all your enquiries to ensure your buying experience is a happy experience.

What are you waiting for? Make an enquiry online using the link above or call one of our friendly sales advisors today.

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