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January 3, 1977 Mr. Frank Schwab, Jr. President F. R. Schwab & Associates, Inc. 645 Madison Avenue New York, New York 10022 Dear Frank, Many thanks for your letter of December 29. The sentiments that it conveys are very much appreciated. With warmest personal regards and best wishes for the year ahead, EWL/nf

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January 3, 1977 Mr. Frank Schwab, Jr. President F. R. Schwab & Associates, Inc. 645 Madison Avenue New York, New York 10022 Dear Frank, Many thanks for your letter of December 29. The sentiments that it conveys are very much appreciated. With warmest personal regards and best wishes for the year ahead, EWL/nf