Risk Insurance

Risk Insurance is an integral component of a wealth creation strategy to protect you and your family’s future.

It’s not something we like to think about, but how would your family cope financially if you were unable to work through injury or illness, or death. Would your family still be able to live comfortably? How would your partner pay the mortgage? Could your business continue to operate? Our risk insurance specialists can help you plan for the future, providing you with peace of mind that your family and/or business’s future is safe and secure.

As the name suggests, Group Income Protection Plans offer the same cover of individual Income Protection Plans, but are taken out by the company on behalf of your employees. The policy protects employees in the event of total or partial disability caused by accidental injury or illness.

If a key person dies or is diagnosed with a terminal or critical illness, it can have a significant impact on your business, potentially resulting in business failure. So it’s important to safeguard your business against potential lost of revenue or profits.

PPT, formerly Prowse, Perrin & Twomey, is one of the most well regarded accounting, audit and financial firms in the Ballarat region, providing advice and support to businesses, families and individuals for more than 45 years.