Archive for November, 2011

You may be cooking, cleaning, eating, watching TV, playing games, helping the needy or participating in countless other activities. But whatever you’re doing, chances are you’re spending the day with others. Family, friends, maybe even a group of people you’ve never met before.

The average age of retirement used to be 65. Americans would plan for decades to make sure they were financially secure, and rely on social security benefits to help them enjoy their golden years. These days, however, things are different.

65 is no longer seen as the standard age when people retire. More of us are planning to work later in life; sometimes until we just can’t work any longer. For some, this is a personal preference. For millions more, this is a difficult and inescapably harsh reality.

Every year, millions of us spend more than we wanted to during the holiday season. It’s easy to overdo it.

We’ve all read dozens of holiday savings tips. Many of them just aren’t very realistic. But don’t worry, there are things we can do to save money this holiday season. Check out these five ideas to help you enjoy more holiday savings:

Do you feel that our modern society has lost the art of personal communication? The simple act of two or more people talking, exchanging ideas and expressing emotions.

When you see the phrase personal communication these days, you might be inclined to think about electronic devices. Technology makes it easier than ever for people to stay connected. We can email, tweet or Facebook each other, find friends on Foursquare, and constantly check the current status of everyone we know. Our communication tends to happen on laptops, smart phones and personal tablets.

These are all great ways to keep in touch. But these same methods of connectivity may also be diminishing the act of one-on-one interaction. And nothing beats the simple exhilaration of two people talking to each other on the phone or in person.