San Diego Credit Restoration Lawyer

An Overview of Credit Restoration Methods

Bankruptcy is an effective tool for eradicating your outstanding debt, but it can
come with the disadvantage of causing damage to your credit. At San Diego
Legal Pros, we have more than a decade of experience, and we are fully
aware of the benefits to be had in filing for bankruptcy, but we also
understand that the bankruptcy process does have certain ramifications.
We can provide information and help in pursuing credit restoration methods
that have the result of an improved financial situation. Do not hesitate
to reach out to a San Diego bankruptcy attorney at our firm who will help
you decide what methods are best suited to restoring the health of your credit.

Aside from the natural impact to your credit that you may experience following
bankruptcy, you may also experience "bad credit" issues that
come from incorrect credit information posting and reporting. Frequently,
creditors will fail to report important credit information that comes
with debt forgiveness after a bankruptcy. This failure may be accidental,
or it may be deliberate, but the end result is the significant damaging
of your credit, which can lead to problems such as being unable to obtain
a loan without very high interest rates.

Requirements for Creditors

Creditors, and credit agencies such as Equifax, Experian, and TransUnion,
are bound by laws dictating the proper reporting of credit information.
These laws state that they are required to:

Report credit information in an accurate manner

Investigate any credit information that has been disputed

Desist from holding onto negative credit information for an inordinate
amount of time

Provide individuals with comprehensive credit information, when it is requested

If you feel that your credit has been damaged by the violation of one of
the above rules, it is strongly recommended that you seek the help of
an attorney who can work towards reversing the damage that has been caused to you.

If your credit has been damaged in the aftermath of your bankruptcy proceedings,
contact San Diego Legal Pros for credit restoration techniques.

We are a Debt Relief Agency. We help people file for relief under the Bankruptcy
Code. The information on this website is for general information purposes
only. Nothing on this site should be taken as legal advice for any individual
case or situation. This information is not intended to create, and receipt
or viewing does not constitute, an attorney-client relationship. *Please read our
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