LETTER FROM THE CEO

To our Employees and Business Partners,
With another successful year ending, it’s worth to take a few minutes for a quick summary:

1. Business

Since the beginning of the year 2016, we managed to grow loan originations and revenue by approximately
100%. We managed to outperform the targets we set ourselves as part of an ambitious business plan and accomplished all of that with less costs than planned.

2. Products

We sold Heimkaup, Hópkaup and then later in the year Bland, we managed to generate a fair amount of profit with those sales. We bought Vergo that operates Mynta collection system and got bunch of geniuses in our team with that. Additionally, we successfully established “Aktiva” as a new platform for peer to peer (P2P) lending in Iceland, offering installment-based consumer credit.

In Netgiro we simplified Netposi, various POS system integrations, got big merchants like WowAir onboard, passed a security audit from Syndis, got a new funding partner and more…

We are looking forward to launch new exciting features soon.

3. Team

All achievements this year were only possible because of the great people that is Alva. We are now more than 50 people, located in 3 different locations around the globe (Iceland, Croatia and Bosnia). I’m extremely proud of all the smart and talented people we have on board!

Our journey together is just beginning There are extremely exciting times ahead as we will continue redefining banking!

Alva ehf.Borgartún 27, 105 Reykjavík Iceland

Moberg d.o.oStrojarska 20, 13th floor, 10 000 Zagreb Croatia

CONNECT WITH US

Follow us on social media, get the latest info and connect with our group.

CONNECT WITH US

Iceland(+354) 545 0045 alva@alva.is

Croatia(+385) 1 7980 873 croatia@alva.is

Alva 2017

Aktiva is a transparent market place for consumer loans. By connecting borrowers and investors directly, users avoid the excessive costs of traditional banking and the savings are passed on to them.

Hópkaup.is is the biggest discount portal in Iceland and the
first on the market. It has over 65 000 customers, which is
almost 25% of the Icelandic population. It has grown steadily
since its launch in March 2011. By the middle of 2015 we reached
50 000 likes on Facebook. At the end of 2014 we saved to Icelandic
population almost 2 billion ISK (Icelandic currency / krona) on sales.
We also think about others and contribute to charity.
Our goal is to provide the best service with 100% security.

Skífan was established in 1977, which makes it the oldest entertainment company in Iceland.
Skífan has one of the strongest brand awareness among companies in Iceland, especially in
the age group 20-50.

Skífan has its flagship stores in key locations in Iceland that sell various forms of entertainment,
such as music, movies and games, as well as smaller electronics.

Heimkaup is the #1 online shop destination in Iceland for all your needs.
The company offers a broad range of products from consumer electronics
to household goods, toys, sports equipment
and many more, bringing them right to your doorstep.

With more than 200.000 active users, Bland is the largest
online marketplace in Iceland, where anyone can buy and
sell anything along with active discussion board.
Bland has been one of the biggest web portals in Iceland
since the year 2000.

Netgíró was founded with a vision to create safer and simpler online
and in store shopping. We do this by allowing the consumer to receive
the goods first and pay afterwards while we assume the risk with
our high-tech solutions.

The team is covering all finance and reporting aspects within the Alva Group structure, including corporate structuring, internal and external financial reporting, treasury, M&A and end-to-end guidance by best practice advice to local companies. What they are doing is far beyond pure cash management! We are currently looking for new members at Alva and will be happy to get to know you.

Submit your application here

Your Name (required)

Your Email (required)

Attach your CV

Your Message

Chief Product Officer

As Product Manager, you will be part of a high-impact, carefully-chosen task force. You will conceptualize, launch and manage new Alva products in Iceland and set up the product management. Ultimately, we are looking for someone with entrepreneurial drive and who can achieve ambitious goals in a fast-paced environment.

Responsibilities

Lead product development for new Alva Group ventures.

Own the overall product vision and development on multiple platforms (web, mobile web, native apps).

Research and define the requirements for the business model and the go-to-market strategy.

Analyze and identify the needs and use cases of all stakeholders, from end users to customer service.

Work closely with the engineering team to ship high quality and performant products.

Setup and manage product analytics and KPI reporting.

Manage the smooth handover of the product roadmap and knowledge base to the eventual permanent venture team.

Requirements

You have 4+ years of product management experience in a consumer-oriented, high-performance organization.

You have world-class interpersonal and communication skills, leadership experience and command presence.

You are an independent, pro-active problem solver and have a hands-on approach to everything you do.

You are highly adaptable and thrive in a rapidly-changing, complex environment.

You are looking for a big challenge and want to have impact on a global scale.

You have a strong grasp of what constitutes an intuitive UX and product and at the same time, you are highly analytical and make decisions based on user testing and research.

You ideally have an entrepreneurial background and are passionate about startups.

You have a stellar academic record, preferably with a degree in computer science or a related technical field.

Submit your application here

Your Name (required)

Your Email (required)

Attach your CV

Your Message

Managing Director

We are looking for Managing Director who want to rock our stage, who loves what he does and want to make a change. Hard work, dedication, passion are as much part of our culture as fun and a strong team spirit. We want to create something that impacts the lives of many people, making it better and more convenient.

Responsibilities

Develop long and short term strategies and tactics for growth.

Develop and manage budgets for marketing, salses, operations, and technology.

Recruit, manage, and develop personnel to support business growth.

Develop a culture of success and employee satisfaction.

Desired Skills and Experience

Great leader

Creative

Visionary

Analytical

Excellent planner

Experience

Minimum 5 years in management, digital marketing, and developing and implementing successful business strategies.

Experience building and managing a successful ecommerce team.

Submit your application here

Your Name (required)

Your Email (required)

Attach your CV

Your Message

Co-Founder

About the job

As Co-Founders of a new internet venture of Alva Group, you will be responsible for
setting up all operations, building the team, developing the business activities and
gaining market leadership. As entrepreneurs they are fully responsible for their
business and hold personal stakes in their venture’s equity. At the same time, they
are part of our international network. Joining us will be very challenging and rewarding.
You will gain the broadest experience in setting up a company. Thus, you will work as an
entrepreneur, yet be part of an international team of highly motivated and talented people.

Who we´re looking for

After earning your outstanding degree/MBA at a top university, you have gained work
experience in a top-tier consulting firm or investment banking. Moreover, you have a
proven track record of personal, academic and professional achievements. Beyond your
managerial skills, you have strong structuring and analytical skills with the ability
to set up efficient business process and manage P&L. Your knowledge of the internet
and e-commerce sector is impressive as well as your high drive and ambition to perform.
Independence, flexibility and speed are as important to you as geographical mobility and
international experience. Entrepreneurial drive and the ability to achieve goals in a
fast paced environment complete your profile.

Submit your application here

Your Name (required)

Your Email (required)

Attach your CV

Your Message

Sales Manager

We are currently looking for a team member to join our very dynamic and highly motivated Marketing and Sales department.

Responsibilities:

Your main focus will be to assist the department with international sales activities

Acquiring new clients and taking care of cooperation partners and establishing long term partnerships through exclusive key account management

Developing and implementation of new sales strategies and processes

You will work close with your team to define and roll out sales strategies

Requirements:

A communicative, dynamic and cheerful person – a true sales talents!

You are interested in the strategic part of setting up a competitive sales force

Pragmatic, hands-on and persuasive at the same time

Drive and willingness to promote a new business model!

Submit your application here

Your Name (required)

Your Email (required)

Attach your CV

Your Message

Software Senior Engineer

As Senior Software Engineer, you will be part of a high-impact, carefully-chosen task force either in Iceland or Croatia.
Ultimately, we are looking for someone with entrepreneurial drive and who can achieve ambitious goals in a fast-paced environment.

What we offer:

An exciting and friendly working atmosphere and with lots of room for creativity.

work with a highly qualified and experienced team.

challenging marked leading international projects.

competitive salaries.

Desired Skills and Experience

BS / MS degree would be nice but not necessary.

3+ years of experience in .NET / C # / MSSQL / ASP.NET / MVC.

Interest in new tecnologies and development practices.

Develop high quality code in accordance with design specifications.

Proactively think about product architecture and product innovation.

Be an active team member by participating in daily meetings, retrospective sessions,
and planning activities.