In consultation with the U.S. Department of the Treasury and President Bush's Advisory Council on Financial Literacy, the FINRA Investor Education Foundation commissioned the first national study of the financial capability of American adults in 2009. The overarching research objectives of the
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The Homeowners Protection Act of 1998 establishes rules for automatic termination and cancellation of Private Mortgage Insurance on home mortgages. This can save homeowners from having to pay for insurance they do not need. Find out if you qualify.
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The Federal Reserve Banks have established Foreclosure Resource Centers to help address local and regional challenges in their mortgage markets and local communities. The site probides background information and links regional foreclosure centers, where you’ll find resources for small
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This brochure explains about dealing with mortgage lenders. It tells you where to look, what to look for, and what takes place when you apply for a mortgage. Knowing what to expect, especially if you are a first-time homebuyer, may make it easier for you to get through the process.
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This website give us an overview of Adjustable Rate Mortgages, explains how ARMs work, and discusses some of the issues you might face as a borrower. It features a Mortgage Checklist to help with your decision.
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Whether you are buying a house or refinancing your mortgage, this information can help you decide if an interest-only mortgage payment (an I-O mortgage)--or an adjustable-rate mortgage (ARM) with the option to make a minimum payment (a payment-option ARM)--is right for you.
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