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Purchasing a vehicle is, generally speaking, the second largest purchase you’ll ever make. Considering more than just how it’s going to affect your budget, buying a car requires lots of thought and careful planning. Before making such a purchase, there’s a few questions you need to ask yourself: Can I afford it? What about my emergency fund? How will this …

Life is full of twists and turns. Crisis situations like the coronavirus (COVID-19) pandemic lead to uncertain times and unexpected changes. Unfortunately, these unexpected changes can be extremely challenging for our day-to-day lives. Here at Pelican, nothing is more important to us than the health and safety of our members—mentally, physically, and financially. That’s why we offer the products and …

Managing debt can be tricky, and debt elimination advertisements can be found all over. Attorneys, nationwide companies, social media outlets, television networks—are all offering different ways to try to make you debt-free. For many people, determining which plan is best can be difficult. Many of these options are not good for consumers and can put them into a negative or …

Picture this: you’ve come up with a million-dollar business idea, pitched your idea to a business lender, created a business plan, and you’re ready to get to work. Before you check everything off your to-do list, though, there’s still one thing left to do. You need somewhere to store all of your fortunes—besides under your mattress. This is where a …

Have you ever been billed for medical issues and didn’t have the means to pay the bill at the time, causing the bill to go into collections? Situations like these are common and could cause a domino effect of problems. It’s important to understand how medical collections can impact your credit, but first, we need to identify what a medical …