Please note that the financials
in this complete free business plan are completely fictitious and may not
match the text of the business plan below. This free business plan demonstration
purposes only. If you are interested in purchasing the completed editable MS Word
and Excel documents for this business plan, please click the button below! Also,
the text of the business plan is formatted with a fully automated
table of contents.

The purpose of this business plan is to raise $100,000 for the development of a business
that manages a network of ATM machines while showcasing the expected financials
and operations over the next three years. ATM Sales and Service Company, Inc.
(“the Company”) is a New York based corporation that will manage several stand alone ATM
machines throughout grocery stores and malls throughout the state. The Company
was founded by John Doe.

1.1 Products and Services

As stated above, the Company’s
state of the ATM machine machines will provide customers with access to cash.
The Company will provide location partners with a 30% revenue share for all
income derived from each ATM machine.

The Founder, prior to the onset
of operations, will develop relationships with malls, grocery stores, and
property manages for the distribution of the Company’s ATM machines.

The third section of the business plan will further describe the services
offered by ATM Sales and Service Company, Inc.

1.2 The Financing

Mr. Doe is seeking to raise $100,000 from as a bank loan. The interest
rate and loan agreement are to be further discussed during negotiation. This
business plan assumes that the business will receive a 10 year loan with a 9%
fixed interest rate. The financing will be used for the following:

Acquisition and distribution of at least 8 ATM machines

Financing for the first six months of operation.

Capital to purchase the inventory

Mr. Doe will contribute $10,000 to the venture.

1.3 Mission Statement

Mr. Doe’s mission is to provide quick access to cash to customers while concurrently
ensuring that business’ and organizations’ that allow the Company’s machines on
site are compensated for their rental of space.

1.4 Mangement Team

The Company was founded by John Doe. Mr. Doe has more than 10 years of experience in the
financial services industry. Through his expertise, he will be able to bring
the operations of the business to profitability within its first year of
operations.

1.5 Sales Forecasts

Mr. Doe expects a strong rate of growth at the start of operations. Below are the
expected financials over the next three years.

1.6 Expansion Plan

Over the next three years, Mr. Doe intends to reinvest the after tax cash flow of the
business into the purchase of new ATM machines which will substantially increase
the revenues of the business. The Company will continually source new high
traffic locations where the business can place additional ATM machines.

2.0 Company and Financing Summary

2.1 Registered Name and Corporate Structure

ATM Sales and Service Company, Inc.
The Company is registered as a corporation in the State of
New York.

2.2 Required Funds

At this time, ATM Sales and
Service Company, Inc. requires $100,000 of debt funds. Below is a breakdown of how these
funds will be used:

2.3 Investor Equity

Mr. Doe is not seeking an
investment from a third party at this time.

2.4 Management Equity

John Doe owns 100% of ATM Sales
and Service Company, Inc.

2.5 Exit Strategy

If the businesIf the business is very
successful, Mr. Doe may seek to sell the business to a third party for a
significant earnings multiple. Most likely, the Company will hire a qualified
business broker to sell the business on behalf of ATM Sales and Service Company, Inc.
Based on historical numbers, the business could fetch a sales premium of up to 4
times earnings.

3.0 Products and Services

As stated in the executive
summary, the Company will be actively engaged in the business of developing a
network of Automated Teller Machines (ATMs) that will be placed among several
locations within the New York
metropolitan region. These machines will provide customers with the ability to
make financial transactions from their debit or credit cards including cash
withdrawals and transfers of money to separate accounts.

Management has already sourced
a distributor that will provide ATM machines that will be used in conjunction
with the business.

In exchange for placing an ATM
machine on a property or within a store, the Company will provide a share of the
revenues generated from ATM transactions.

ATM Servicing

The Company will maintain
service contracts with a nationally recognized ATM machine service business that
renders these services.

4.0 Strategic and Market Analysis

4.1 Economic Outlook

The business of ATM machine
management is a relatively simply business. This section of analysis will detail
the overall economic climate, and the interest rate environment, and the
industry.

Currently, the economic market condition in the United States is moderate. Unemployment
rates have declined while asset prices have risen substantially. However, the
low pricing point of the Company’s ATM usage services will ensure that the
Company can remain profitable despite the current issues with the economy.

4.2 Industry Analysis

Within the United States, there are more than 7,000
companies are actively engaged in the sale, management, and servicing of ATM
machines. In each of the last five years, these companies have aggregately
generated more than $14.4 billion of revenues while providing jobs to more than
125,000 people. Total payrolls in each of the last five years have exceeded $5
billion.

This is a mature industry, and
the expected growth rate during the next five to ten years is expected to mirror
that of the general economy.

4.3 Customer Profile

Among the retailers that will
serve as locations for the Company’s ATMs, Management has outlined the general
characteristics of this user base:

Operates in a retail capacity.

Is located within the
New York metropolitan area.

Annual revenues of $200,000 to
$1,000,000+

Is seeking to expand revenue
base through ancillary onsite services via the use of ATM machines.

4.4 Competitive Analysis

At this time it is difficult to
determine the competition that the Company will face as it progresses through
its operations. There are a number of companies that maintain ATM machines
within Grocery Stores, Apartment Buildings, and Malls.

5.0 Marketing Plan

Below is a description of the marketing plan that ATM Sales and Service Company, Inc. will use to
establish its locations throughout the State of New York.

Maintain strong relationships with ATM machine equipment wholesalers throughout
the State of
New York.

5.2 Marketing Strategies

Marketing for the business’ ATM machines will be very limited. The Company’s
marketing campaigns will be limited to developing relationships with property
management firms. Prior to the onset of operations, Mr. Doe will approach these
businesses for placing ATM machines on their properties.

The Company intends to also
develop a website that will showcase the operations of the business, how a
potential location can work with ATM Sales and Service Company, Inc, and
relevant contact information. As the economy is currently sluggish, many
property management firms and related organizations are looking for ways to
establish secondary lines of revenue; namely through the rental of space to ATM
machine businesses.

Management will also directly
approach newly developed properties that are looking to expand their secondary
revenue streams as well.

5.3 Pricing

In this section, describe the pricing of your services and products. You should provide as much
information as possible about your pricing as possible in this section. However,
if you have hundreds of items, condense your product list categorically. This
section of the business plan should not span more than 1 page.more than 1 page.

6.0 Organizational Plan and Personnel Summary

6.1 Corporate Organization

6.2 Organizational Budget

6.3 Management Biographies

In this section of the business plan, you should write a two to four paragraph biography
about your work experience, your education, and your skill set. For each owner or
key employee, you should provide a brief biography in this section.

7.0 Financial Plan

7.1 Underlying Assumptions

The Company has based its
proforma financial statements on the following:

ATM Sales and Service Company,
Inc. will have an annual revenue growth rate of 16% per year.

The Owner will acquire $100,000
of debt funds to develop the business.

The loan will have a 10 year
term with a 9% interest rate.

7.2 Sensitivity Analysis

The Company’s revenues are not
sensitive to changes in the general economy. The demand for people to have
access to physical cash does not fluctuate. As such, Management will be able to
continually grow the business despite the external business climate.