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So we are looking at a lot of different options for a newer BMW. We were looking at the 09 7 series coming off of leases but most are still over 50K. We are throwing around the idea of looking at a new 740.

So when I currently go to build a 7 series online it says there is a M-sport package credit (making it free). Is this available if we buy (not lease) the car? We are USAA members so it looks like we get another 5K off for that. In addition, the holiday sales event looks like it gives us 3.5K off and the loyalty cash for $750 also applies. Is this all true?

Do we get all those discounts after we agree with a dealer on the price of a car or are we only going to get those discounts off of full MSRP?

If the Msport package only applies to a lease can we lease the car and then change it to a purchase right away? We have a car we will be trading in that will net about 17-19K for us (applies to lower overall tax burden in NV on a trade).

I *think* the $5k USAA (I'm a member too!) is for financing through USAA, thus ineligible to receive Holiday credit and loyalty credit. If you use BMW FS, and thus eligible to use HC & LC, you can get a different USAA credit of ~$1k.

Based on my recent shopping experience, the USAA is stackable with the HC & LC. Car must be new with no more than 1000 miles on it. My guess, depending on your local market, is you can buy or lease the car based on a discount, all in, of $11-12k off MSRP. If you have an iPhone, BMW also has a BMW drive app that you activate while at the dealer, and receive another $700 (I think for the 740i and also the max) toward 1st payment or total cash out of pocket. I already considered that in my guess! That's for a current 2013. Deals are pretty good. Good luck.

Based on my recent shopping experience, the USAA is stackable with the HC & LC. Car must be new with no more than 1000 miles on it. My guess, depending on your local market, is you can buy or lease the car based on a discount, all in, of $11-12k off MSRP. If you have an iPhone, BMW also has a BMW drive app that you activate while at the dealer, and receive another $700 (I think for the 740i and also the max) toward 1st payment or total cash out of pocket. I already considered that in my guess! That's for a current 2013. Deals are pretty good. Good luck.

I thought the BMW drive discount was only for current or recent BMWFS members? We financed our first BMW through USAA and then paid cash for the 2nd.

I see mixed reviews on if the 5K USAA is stackable with the HC/LC but it seems clear that the 1K (financed through BMWFS) USAA is stackabvle with HC/LC.

We are starting to look at the ActiveHybrid5 as well as an alternate if the USAA 5K isn't stackable with the HC/LC. It looks like the AH5 has an EcoCredit of 4.5K (through the end of this month) and HC of 2k. An AH5 optioned out like I want comes out to ~75K MSRP though. We would likely ED the AH5. The invoice for the ED AH5 is 65K (70.7K ED MSRP). Decisions, decisions.

Other than size, does anyone what options/features would I be missing on a loaded AH5 vs 740?

I thought the BMW drive discount was only for current or recent BMWFS members? We financed our first BMW through USAA and then paid cash for the 2nd.

I see mixed reviews on if the 5K USAA is stackable with the HC/LC but it seems clear that the 1K (financed through BMWFS) USAA is stackabvle with HC/LC.

We are starting to look at the ActiveHybrid5 as well as an alternate if the USAA 5K isn't stackable with the HC/LC. It looks like the AH5 has an EcoCredit of 4.5K (through the end of this month) and HC of 2k. An AH5 optioned out like I want comes out to ~75K MSRP though. We would likely ED the AH5. The invoice for the ED AH5 is 65K (70.7K ED MSRP). Decisions, decisions.

Other than size, does anyone what options/features would I be missing on a loaded AH5 vs 740?