VIEW JOBS3/5/2019 12:00:00 AM2019-06-03T00:00JOB OVERVIEW
Responsible for initiating, enhancing and maintaining customer relationships by providing Exceptional Service and Sensible Advice. CSR I generally has more than 2 years of experience as a Bank Teller and has demonstrated a high degree of initiative and mastery of bank products and systems, yet may seek assistance for complex transactions. Work is typically performed at the Customer Service Desk but may also be at the Teller line.
PRINCIPAL ACCOUNTABILITIES
Represent the Bank to the customer in a courteous, professional manner in face-to-face and telephone communications. Develop and enhance customer relationships to identify cross selling and referral opportunities. Accountable for meeting deposit, sales, origination and referral goals. Expert knowledge of bank processes, products, services and resources as well as banking regulations. Provide timely, efficient, and accurate service in processing transactions in accordance with all regulations, policies and procedures. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities in which we serve through active involvement in local organizations and events.
DUTIES
* Originate new deposit accounts including checking, savings, ATM/Debit Cards, money market, CDs, IRAs and commercial accounts
* Originate consumer loans including personal loans, installment loans, home equity loans and lines of credit
* Perform account maintenance in compliance with work procedures. Process basic life event changes such as POD beneficiary payments.
* Update customer account information. Recommend and execute product offerings to meet customer's changing needs. Encourage electronic banking and e-statement participation and educate customers on digital banking options such as mobile checking and on-line bill pay services.
* Develop ongoing relationships with customers and provide guidance, education and recommendations regarding bank products and services such as business, commercial and mortgage lending as well as trust services.
* Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs) and instructions.
* Participate in all office marketing and sales projects, which include personal contacts, telephone sales, direct mail and promotions.
* Support customers by processing teller transactions as needed.
* Support teller team in achieving branch goals through daily debriefs, contest engagement and referral coaching.
* Examine and verify authenticity of financial instruments and present to the teller staff for processing. Report suspicious transactions or unusual occurrences to supervisor.
* Address customer questions and concerns through investigation and corrective action.
* Conduct and document periodic risk reviews and run reports as needed.
* Maintain compliance with all regulations, policies, work procedures, and instructions.
* Maintain customer confidence and protect bank operations by keeping information private and confidential.
* Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks.
* Other duties as assigned.
QUALIFICATIONS AND SKILLS
* High school diploma or equivalent with a minimum of 2 years of experience as a Bank Teller, CSR or the equivalent combination of banking, payment processing and professional sales experience in a service-oriented.
* Must successfully complete consumer lending training and consistently demonstrate the required level of mastery of the lending products and processes.
* Strong sales initiative and ability to develop ongoing customer relationships.
* Present a professional image and communicate effectively with the public, co-workers, management, customers and others in a courteous, positive and professional manner.
* Ability to follow detailed instructions and a wide range of procedures requiring sound judgement.
* Ability to perform basic mathematical computations using various business machines and/or computers.
* Must have proficient typing and computer skills.
* Must be bilingual in English and Spanish.
CORE COMPETENCIES
* Effective Questioning
* Consultative Sales
* Overcoming Objections
PHYSICAL REQUIREMENTS
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA).
Physical Demand: Percentage of Time:
* Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others.
90-100%
* Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility.
90-100%
* Constantly operate a computer and other office machinery such as calculator, copy machine, printer and telephone. 90-100%
* Able to remain in upright stationary position at counter height of approximately 48" for long periods of time. 50-75%
* Able to grasp, move and sort forms and papers. 90- 100%
* Regularly move about the branch to access teller line, file cabinets, storage drawers and various office equipment, such as cash counters and printers.
75-100%
* Occasionally position self to reach heights between floor and 6'. <25%</span>
EEO Employer/Vet/Disabled
Horizon Bancorp (In)WhitingIN

VIEW JOBS2/1/2019 9:57:46 PM2019-05-02T21:57&lt;p&gt;Are you outgoing &amp;amp; customer focused? Do you enjoy working with the public? If you answered yes to these questions, working for a STATE FARM Independent Contractor Agent may be the career for you!&lt;br /&gt;
STATE FARM Agents are entrepreneurs that market only STATE FARM Insurance &amp;amp; Financial services products.&lt;br /&gt;
&lt;br /&gt;
Desired qualities include:&lt;br /&gt;
-Currently employed at a State Farm Agents Office , and are looking for a new opportunity would be preferred but not a requirement&lt;br /&gt;
-Provide prompt, accurate, and friendly customer service. Service can include responding to inquiries regarding insurance availability, eligibility, coverages, policy changes, transfers, claim submissions, and billing clarification.&lt;br /&gt;
-Be willing to work a possible flexible schedule, some Saturday&amp;#39;s&lt;br /&gt;
-Must have licenses in Auto, Home, Life, Health. as well as having an ability/desire to sell Commercial Insurance, &amp;amp; State Farm Bank products.&lt;br /&gt;
-Excellent interpersonal skills, be able to work in a small office environment.&lt;br /&gt;
-Interest in marketing products &amp;amp; services based on customer needs, dedicated to customer service.&lt;br /&gt;
-Besides leads being provided to you, creating referrals of your own would be helpful, you need to be able to CLOSE !&lt;br /&gt;
-Bilingual in Spanish is a plus !&lt;br /&gt;
&lt;br /&gt;
&amp;nbsp;&lt;/p&gt;
State FarmWhitingIN

By clicking the above button, you are consenting to our Terms of Use and Privacy Policy. You also consent to have an account created for you on this site so that you can get more out of your job search.