Privacy, Cookie & Comment Policy

Protecting Your Privacy

We, at Legal & Medical Investments Ltd, are committed to ensuring that your privacy is protected. This privacy, cookie and comment policy sets out how we use and protect any information that you give us when you use this website. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement. By using this website, you consent to the processing of data about you in the manner and for the purposes set out below.

Legal & Medical Investments Ltd may change this policy by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 1st January 2013 and was last updated on the 25th May 2018.

How we use cookies

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or identify when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

All the cookies we use on this website do not collect personal data about you and they cannot identify you as an individual. Any data collected from or about your visit to this website in no way gives us access to your computer or any information about you other than the data you choose to share with us.

We use performance cookies (Google Analytics) so that we can understand how people access our website, identify which pages are being visited and monitor which pages people find useful and which they do not. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes. The performance cookies do not collect information that identifies you as a visitor to this website or your individual user behaviour. All information these cookies collect is aggregated and therefore anonymous.

The Comment Facility on our blog pages also uses functionality cookies to help make the process of commenting on an article quicker, easier and simpler for you. The information the cookies collect is anonymous and cannot track your browsing activity on other websites.

Google Analytics

Google Analytics generates anonymous statistical and other information about website use by means of first party cookies which are stored on users’ computers. The information generated by the Google Analytics cookies relating to our website (including your IP address) is used to identify how people access the website and which pages are being visited, to measure visitor statistics and to create reports about the use and activity of the website and its content.

Whilst Google Analytics collects your IP address in order to provide us with a sense of where in the world our website visitors come from, Google Analytics does not report the actual IP address information to us. Details of how Google Analytics uses cookies and what cookies are set and used by Google Analytics are available here.

The information generated by Google Analytics will be transmitted to and stored by Google Inc on servers in the United States. Google may also transfer this information to third parties where required to do so by law, or where such third parties process information on Google’s behalf. Google will not associate your IP address with any other data held by Google. Google Analytics’ privacy policy is available here.

You may refuse the use of cookies by selecting the appropriate settings on your browser. If you do not want to receive cookies, you can change your browser to notify you when cookies are sent and then refuse cookies from certain websites (or altogether). You can also delete cookies from your browser. However, please note that, if you do this, you may not be able to use the full functionality of this website.

Commenting on blog articles

Reader comments are encouraged. The reason for leaving a comment is to contribute to the discussion, to ask questions, to participate. We do, therefore, request that you are civil and courteous. All comments submitted are moderated by Legal & Medical Investments staff before they are published. Spam, self-promotion, advertising, personal attacks or strong language are not tolerated. If they are found, the comment will be deleted. If there is a specific comment(s) that you would like to respond to, you can click Reply to continue the conversation thread.

We reserve the right to edit a comment for formatting purposes but will never change its intent. The comments are provided merely as an informal discussion of the respective blog article and in accordance with our Terms & Conditions. You may contact us at any time to delete any information you may have posted and later change your mind about.

Your email address will not be displayed publicly and will be securely stored along with your comment. By providing your email address, you are consenting to its periodic use by Legal & Medical Investments Ltd to notify you of articles posted to this website that we think may be of interest to you. You can unsubscribe from such notifications at any time by emailing enews@legalandmedical.co.uk

Email tracking

If you sign up to receive our newsletter, the email communications you receive may be trackable at an individual level, allowing us to determine, for example, opens and link clicks. We use this information purely for reporting purposes, to measure the success of our emails and assess the effectiveness of communications so that we can improve them to better meet your needs.

You can unsubscribe from email communications at any time using the unsubscribe link contained in each email or by emailing enews@legalandmedical.co.uk

Links to other websites

Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. We cannot therefore be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy policy. You should exercise caution and look at the privacy policy applicable to the website in question.

What we collect

Minimum data is requested via secure contact forms. We have also provided other means of contact (email, phone and social media) should you prefer. Contact data is not held on this website. All form data is emailed directly to the recipient.

Security

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Controlling your personal information

We will never sell, distribute or lease your personal information to any third party organisation unless we have your permission or are required by law. We may use your personal information to send you promotional information about ourselves and/or third parties which we think you may find interesting, if you have granted us permission to do so.

Under data protection laws, you can request details of personal information that is held about you. If you would like a copy of the information we hold about you, please write to Splatford Barton, Kennford, Exeter, Devon EX6 7XY.

If you believe that any information we are holding about you is incorrect or incomplete, please write to us at the above address or email us at enquiry@legalandmedical.co.uk as soon as possible. We will promptly correct any information found to be incorrect.

Our internal complaints handling procedures for the reasonable and prompt handling of complaints is available upon request from Max Spurgeon. You can make a complaint directly to us or you can follow the Online Dispute Resolution procedure. If you cannot settle your complaint with us directly, you may be entitled to refer your complaint to the Financial Ombudsman Service

The Financial Conduct Authority does not regulate offshore investments, tax advice, estate planning and some forms of mortgages. The tax reliefs referred to throughout this website are those currently applying in the United Kingdom to UK Tax Residents. These tax reliefs are liable to change. The value of any tax relief available will depend upon the individual circumstances of the taxpayer. Your home may be repossessed if you do not keep up repayments on your mortgage.

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