Allah Rakhi's Group

Allah Rakhi is a housewife. Her husband operates a grocery store business. In his store, he sells daily household items such as cooking oil, salt, sugar, etc. He has been operating his business for the past two years and has a good number of clients in his area who purchase groceries from him because he offers his products at good prices.

Allah Rakhi has given birth to two sons and a daughter. Her sons are getting their education by attending a nearby school, while her daughter is only 2 years old and has not started her education.

Allah Rakhi has applied for a loan from Kiva's partner, Asasah, to help her husband expand his business. With this loan, he will buy groceries in bulk quantity which will allow him to fulfill the needs of his clients in a timely way and earn more profit. Allah Rakhi is confident that a loan investment will help her husband improve his business and allow her to send her daughter to school next year. She is a new loan applicant of Asasah.

In the photo, the lady raising her hand is Allah Rakhi.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.