This site is a reward website where you earn points by shopping, reading email, and trying out products. There are many different merchants you can shop and earn points with on MyPoints.

Some of the most prominent merchants and the points you can earn for each dollar spent are:

Banana Republic: four

Barnes and Noble: ten

Best Buy: two

Fashion Bug: two

Home Depot: three

HSN: ten

Macy's: two

Target: five to ten

Wal-Mart: two

They have over 400 merchants to shop with, but you don't earn that much of a discount. A full list of their partner merchants. Please note that in our opinion, you can probably save more money on products by shopping through CashCrate.

A nice feature at MyPoints is that they send you emails about the products you like and their upcoming sales, and you earn 5 points for every email letter you read. Five points isn't much but it can add up. They send about one or two ads a week. Another nice bonus you receive is a twenty-five points every year on your birthday (as long as you remain an active member), and you can also earn points by filling out your profile. Trying out products is another way to earn. You can earn between fifty to five thousand points depending on the product. Most of the free trials aren't worth that much though. You can redeem your earnings for gift certificates.

Amount of points required for gift certificates:

1,400 to 1,500 for ten dollars

3,500 to 3,750 for twenty-five bucks

6,350 to 7,250 for fifty bucks

Every gift card can be used either online or in the store. After you redeem one it will take 3 to 6 weeks to receive it in the mail.

Ratings range from 5 to 1, 5 being the highest quality and 1 the lowest.

MyPoints rating: 2

Although they have a huge selection of places to shop at, you just don't save that much money and it's hard to earn enough free points to get a gift certificate.

If you aren't really worried about racking up the free points and enjoy shopping online then Mypoints with it's 400 merchants can be a great way to get an extra discount.