SALARY: I make $62,500 per year as a contracting manager in New Jersey. When I received my promotion about a year ago I did ask for more. It was a big pay jump and I was happy with it. But I have heard the reason men make more money is because they ask. So I will not stop asking.

SAVINGS: I have less than $3,000 in savings right now. I put a $275,000 down payment on my home, so my savings are depleted right now.

MONTHLY EXPENSES: My mortgage payment each month is $1,700. I contribute to a 401(k) and pay for my own health care. I also pay $15 per month for Netflix, $15 each month for HBO, $70 per month for my gym membership, $60 per month for a Blue Apron subscription and $500 per month for my car payment.

DEBT: A mortgage is a debt, but I pay off my credit cards each month.

INVESTING: I invest through a Roth IRA.

SPENDING VICTORY: The best thing I ever spent money on was my home. It’s building equity, it’s an investment and it’s my home.