Office of the Chairman of the Board

I understand the importance of providing an outlet of open communication between management and our valued members. Additionally, I enjoy receiving your feedback and hearing about your experiences with PenFed.

Please take a moment to send your concerns, compliments, or suggestions to my office. Your message will be given careful consideration and your concerns shared with me and my executive team. You will receive our response when a thorough review is completed.

Thank you for choosing to be a member of the PenFed Family.

Edward B. Cody
Chairman, Board of Directors

Note: This format allows for a maximum of 2,000 characters in the message section.

About You

This credit union is federally insured by the National Credit Union Administration. Rates are current as of December 2016 unless otherwise noted and are subject to change. APY = Annual Percentage Yield APR = Annual Percentage Rate

Estimated Market Value of Property

$

Mortgage Balance

$

Loan to Value Factors *

Requested Loan Amount

$

Term of Loan

Years

Your Interest Rate

Monthly Payment

* In Texas, the maximum owner occupied LTV allowed is 80% and non-owner occupied is LTV 75%. Additional restrictions apply in Texas, so please ask a representative for details. In states other than Texas, the maximum owner occupied LTV is 90% and non-owner occupied LTV is 80%. The maximum LTV for a condominium in all states is 70%.

Members: Open an ESA

If you have a Coverdell ESA with PenFed and would like to open an ESA Certificate, please call a member service representative at 1-800-247-5626.

Not Yet a PenFed Member?

Become a member and take advantage of products and exclusive offers!

To join, you need only fulfill two requirements:

Determine your eligibility

Open a Regular Share Account with at least $5

Defender Card Eligibility

In order to apply for the PenFed Defender Card at least one applicant
must be in an active military service status, a member of the Reserves or National
Guard, or an honorably discharged US military veteran.

Are you or your co-borrower one of the following?

Honorably discharged US Military Veteran

Please indicate your date of separation (mm/dd/yyyy):
/
/

Active in US Military

Please list your current unit:

Member of the National Guard

Please list your current unit:

Member of the Reserves

Please list your current unit:

None of the above

Card Application

We're sorry, but you're not eligible for this credit card. Please select another card option.