Abstract

The title of this reseach is "Soundness Analysis of PT Bank Syariah Mandiri with the 2008-2009 Period Using a Method of Camels." So that the formulation of the problem is taken is "How do the health level of PT Bank Syariah Mandiri, the period of 2008-2009 when viewed with CAMELS analysis? “ The purpose of this study was to describe the health level of PT. Bank Syariah Mandiri, if evaluated with CAMELS analysis. Kind research used is descriptive, this description of the health level of PT. Bank Syariah Mandiri, which are reviewed with CAMELS method. The analysis used is based on the regulations of Bank Indonesia Number 9/1/PBI/2007 Date January 24, 2007 on "Rating for Commercial Banks Based on Syariah Principles." The results show that in 2008 and 2009 PT. Bank Syariah Mandiri, located on a composite ranking (one). This reflects that the bank is very good (healthy) and be able to overcome the negative effect of economic conditions and financial industries. Based on this research can be concluded that the bank is very good (healthy) and be able to overcome the negative effect of economic conditions and the financial industry. This condition as a result of financial factors that place in the first (one). These financial factors such as capital factors that place in the first (one), the profitability of factors that place in the first (one), and liquidity factors also ranked first (one). It is also caused by factors that place in the management of A, which means the bank management has a track record that is very satisfying, independent, able to adapt to changing external conditions, and has a risk control system is very strong and able to overcome the problems faced by both current and in the future. In addition, the board is also very good response thus no mandatory control measures. Therefore, banks should immediately make improvements in order not to decrease so that the weaknesses that are not significant will be resolved soon.