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How do I know if I was mis-sold a
Cahoot PPI policy?

The full cost of the policy was not discussed

This is due to lenders not making cosumers aware that the full cost of the policy was added to the loan, therefore incurring the same rate of interest as the rest of the loan.

You were self employed

In most cases, a self employed consumer would not be eligible for a PPI policy as it was written into the small print as an exclusion.

Many self employed consumers were still sold these policies even though it is impossible for them to make a sucessful claim.

The advisor did not thoroughly discuss your options

You may not have been advised that you can get the same level of cover elsewhere.

Similar polices by independent insurers are readily available and in most cases, considerably cheaper.

You had sick pay

If your employer offers you sick pay, you may have never needed a Payment Protection Insurance policy in the first place.

If you fell sick and unable to work, you would still be able meet your payment schedule as your earnings would not change.

If you were sold a PPI policy, you could be eligible for:

A full Refund of Premiums paid on the Policy

A full Refund of all interest paid on the Premiums

An additional 8% Compensatory Interest

We can trace your account number for you

Even if your loan has been paid off and you have no paperwork relating to the finance!

You do not need to use a CMC to make a complaint to a lender or other compensation scheme, such as the Financial Services Compensation Scheme (FSCS). If your complaint is not successful you can refer it to the Financial Ombudsman Service (FOS) yourself fee free.

Why Choose Us?

No Upfront Fees

It IS Your Money will never charge you a penny to set up a complaint.

No Win, No Fee

If we don’t win you anything, we don’t charge you anything.

No hidden charges

Unlike other companies we have no extra costs we’re not telling you about.

High success rate

We have a very high success rate spread across many thousand happy customers.

Fast turnaround

We want to win your claim, fast. We don’t get paid until you’ve been paid.

Proven track record

Our experience goes a long way, we’ve won thousands of cases in our time.

Small company

We offer a bespoke service with no hold music and a person on the phone within seconds.

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