Deciding to file bankruptcy is stressful. A Dallas, Texas bankruptcy lawyer may help to relieve some of the stress by handling some of the necessary steps and laying out the process so you better understand what is going to happen from start to finish, and beyond.

If you’re considering filing for bankruptcy, it’s important to know you’re not alone. Thousands of people in the country file for bankruptcy every year, and for a variety of reasons. In fact, according to CreditCards.com, about 627,000 U.S. residents have filed for bankruptcy in just the first six months of this year. More than 24,000 of those cases were in Texas.

The top 10 reasons (in no particular order) people file for bankruptcy, either Chapter 7 or Chapter 13, include:

losing one’s job;

to prevent foreclosure on one’s home;

to deal with expensive medical bills;

to prevent seizure or repossession of one’s car or other property;

to alleviate student loan debt payments (cannot be eliminated);

to eliminate or alleviate an extensive amount of credit card debt;

because of a failed small business or other venture;

to stop creditor harassment;

because of a recent divorce; and

to prevent power, water or other utilities from being shut off.

If you’re considering bankruptcy as an option for your dire financial situation, speak to a licensed legal professional about your options first. Call 888-584-9614 to discuss your case with the Dallas Texas bankruptcy lawyers at Warren & Migliaccio, Attorneys at Law now. Read our FREE eBook today, What You Need to Know about Bankruptcy.

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We worked with Chris and other staff. Chris from the start really worked with us as we were unsure what to do next and what was the best option for us. Chris spent a great deal of time with me on the phone, over email as well as meeting with my husband and I in his office. It can be scary to have the unknowns as we did and he really helped. When dealing with things you just don't know about you have to find someone you can trust to lean on and let them handle it; you can't be an expert on everything. The staff were so helpful and there was never a question on what we needed to get them or needed to do during the process. We were prepared 100% for what was to come and even months after the staff was quick to follow up to make sure that we did not have any questions or have anyone contacting us. They even helped figure out the 'what next' and 'where to go from here' that comes up. I would recommend them to anyone finding themselves facing financial struggle and trying to decide what to do. They give a free consultation over the phone or in the office; worth the call to find out your options.

I recommend Warren and Migliaccio to anyone who like myself, had no idea of what to do next. They were open and honest to me about my bankruptcy. They took time and explained the whole process to me beforehand. I was treated I'm sure, as their more prominent clients even though I'm a single senior with a limited income. They helped me maintain my dignity and I'm sure my sanity too.

I would strongly recommend anyone needing a family law attorney use this office. The staff is so friendly, helpful, and knowledgeable. Gary Warren and Ryan Bauerle were the ones that helped me with a very rough child custody case and they were absolutely amazing. They are very nice guys but they will fight for you!!! I am truly happy that I used them for the case, I could not have asked for a better attorney! Ryan helped me and my husband so much and explained everything so well to us! I can't thank them enough for all they did for me and my family! So anyone please take my advice, if you need a family law attorney give Ryan a call!!!

Everyone in this attorney's office was wonderful! We had one matter that we needed assistance with last year, but they were not able to assist us with it, however Christopher Migliaccio was kind enough to provide us with a list of attorneys who would be able to help. Over the last couple of weeks, we decided to update our wills and powers of attorney and it could not have been any easier to do. They made it so we only had to make one trip to their office to take care of everything. If we need anything else, I would be most happy to do business with them again!