To little too late!! It was bleedin obvious back in the mists of time in 2008 that there was gross incompetence on the senior management board with the, again, obvious exception of Paul Moore who told them they wee a load of planks and needed to recalibrate their risk exposure with the result that he was dismissed, presumably for being effective at his job!!!

Even now the FCA and PRA cannot see who is to blame and need to make further investigations!!! WHY SHOULD ENGLAND TREMBLE!!!!