Investment selector

Answer these questions to find the type of investment that may meet your needs. Remember, investing is all about balancing needs - do you want a higher rate of return, or easy access to your money.

This tool provides you with an indication based on the type of investment that would generally suit people with the characteristics you select. There may, however, be other factors that need to be taken into account.

In order to use this tool please turn on JavaScript using your browser settings. If you are unable to then please visit your local Kiwibank, or call us on 0800 11 33 55.

This is so we can work out what tax rate you're on.

1How much would you like to invest?

If you are considering investing less than $2,000 you may also want to look at our Account Selector.

PIE Online Call Fund

With a Kiwibank PIE Online Call or PIE Term Deposit, an attractive rate of return and lower tax could mean a better return for you. This is because PIEs have special tax rules and a maximum tax rate of 28%.

Use our simple calculator to see the real difference in return between PIE and standard investments.

PIE Term Deposit

With a Kiwibank PIE Online Call or PIE Term Deposit, an attractive rate of return and lower tax could mean a better return for you. This is because PIEs have special tax rules and a maximum tax rate of 28%.

Use our simple calculator to see the real difference in return between PIE and standard investments.

Access Term Deposit

Do you want great term deposit rates with anytime access to some of your funds? Kiwibank's Access Term Deposits let you earn high interest and lock your funds away – but with the option to access a portion of your investment anytime you need to.