File a dispute!!

Helpful to 20 out of 25 people

This is on your credit reports, right? Whenever you find something on any of the 3 credit reports (and you should be checking those reports annually) that is unknown to you, file a dispute. Humans enter the data on the credit report records and humans can make mistakes. DO NOT try to contact this company, just file the dispute.

Don't know how? Look to the left of this post, click on "Resources" , scroll down to "Articles" and find the one on disputes for guidance on how to do so successfully.

same problem

Helpful to 2 out of 2 people

i had good credit until i lost everything in 2008. i am finally getting financially stable again and trying to pay some old debts off. i find it funny that i have a charge in collections now from the same company, crd prt asso, right after i started paying some stuff off. i have no idea what it is for and i think it's just too coincidental that as soon as your trying to do the right thing and pay off old debts companies seem to come out of the woodwork saying that you owe them money. the same thing is happening to my wife now too. they know that we are trying to get our credit back right and are preying on us thinking that we will pay anything they say we owe to make it happen. as soon as we paid off 2 charges each we then started getting collections letters for things that we have no idea what they are. it's bs...

File a Dispute!

Helpful to 1 out of 1 people

As the previous person posted. File a dispute. Pull your 3 credits reports (which are free to do ovce a year) and it should list the details of the debt in collections. If it is not correct, then you can dispute (online) from each of the three credit agencies sites.

I did this because CPA had a collection in my name for a cable company I have never had an account with. I have been with the same cable company for 14 years now. And this collection was initiated in 2008. So it definitely wasn't me.

JBNTS7

Helpful to 1 out of 6 people

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