The state of Commercial Mortgage Real Estate Finance LOANS AND Investment Advise for Man Made Disasters - CURRENT CONDITIONS **GREAT RATEs are at HISTORIC LOWS America OPEN FOR BUSINESS

tHe WiLlIs ToWeR

The tall building in this picture is the "Willis Tower", named after a London insurance company tenant that signed a small lease paying $14.50 a sq.ft. during the Great Deleveraging Crisis of 2009! It was formally know as the Sears Tower. Call me old, but its the Sears Tower to me!

August 2007 and July 2011

FHA Healthcare and Apartment Finance Headline Animator

Represents Happy Loan Customer:

Some are not as happy. some are happier!

Work History - Highlights

Kendall Financial Services - Kendall Mortage Company became FHA multifamily and healthcare lender. Lost our on business to co-insurance which then was closed due to actions by a few crazy lenders that we don't talk about any more. Also did alot of loans with savings and loans that are out business due S & L crisis

Merchants Mortgage - Rosemont IL. Closed Office one week after I joined, sold bank soon, my one day Boss became President of P and R Mortgage the following week.

Washington Capital - Good firm became Capri Capital and then mortgage company was sold to some other huge bank that now has gobs of federal bailout money.

Federal National Mortgage Company - I did multifamily affordable housing, DUS lender loan reviews, MBS pool reviews, Tax Credit Investment Site Inspections and a few DUS lender approvals. Good conservative firm with good multifamily underwriting standards, single family was conservative in those days but the old conservative guys never made to the top over those young MBA's with those great hedging ideas and sub-prime loan aspirations. Now government owned.

Apartment Loans

KENDALL

Surname:Origin: (Locality). Derived from the town of Kendal, in Westmoreland, England, and was so called from the river Ken, on which it is situated, and dale; the dale on the river Ken.

About US:

Our knowledgeable team at Kendall Realty Advisors has worked in the mortgage banking/investment banking industry for the past 24 years specializing in healthcare lending, multifamily housing, FHA and FNMA insured loans. Throughout our careers, we have originated and/or underwritten in excess of $745,000,000 in mortgage loans with a focus on apartments, assisted living facilities, senior housing, and skilled nursing facilities. Previously our team has worked for several NY-based investment banking/mortgage banking firm specializing in conventional and government-assisted loans. Chuck has been president of a FHA mortgage company and a developer. Scott was the VP of Origination for several FHA and FNMA lenders. He has extensive experience working on affordable housing as the Midwest Loan Officer for FNMA Multifamily Affordable Housing Products. We understand that the integrity of the loan officer for the loan quote and rate pricing can make a huge difference for FHA clients.