A-Z: Race, Class, and Displacing Families

Since the housing market crisis, many minority people have lost their homes without sympathy or hope to recuperate their investments or dreams. Therefore, for this project, I am interested in exploring how gentrification, dislocation and segregation

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Transcript of A-Z: Race, Class, and Displacing Families

PPromote“Promote a more integrated and just society but to avoid future catastrophic financial crisis” (Jacob p 646).SSubprime Mortgage“Subprime mortgage lending is severaly concentrated in particular geographic areas and amongst certain racial groups” (Benjamin p105).WWhitenessH Hispanics“Hispanics were twice as likely to receive a subprime than a prime loan (63 versus 37 percent)” (Jacob p 631).KBerry JenkinsRemigration (Barry Jenkins, 20M) http://www.futurestates.tv/episodes/re-migration A Arrogance “Arrogance of planers, real estate developers, dot-coms, and local government officials who believed they could ‘socially re-engineer’ the city” (Mirabal p 15).“Whiteness has to be embedded within a language of space that is rarely articulated as part of a larger revitalization strategy” (Mirabal p 17).By, Lucy Quecan B Black borrowers“Black borrowers who received loans in 2006 were three times more likely to receive a subprime than a prime loan (74 versus 26 percent)” (Jacob p 631). C Communities “Communities have been displaced, and have fought for their right to stay” (YMC p 2). D Discrimination“Discrimination in real estate lending shifted from outright denial of home loans to systematic marketing of predatory loans to poor black and Hispanic households, which were easily found within segregated neighborhoods” (Jacob p 632). E Economic“‘Economic geography of gentrification is not random’” (Mirabal p 16).F Finance“Financial transactions tied to real property, residential mortgages are inextricably linked to the political and racial geography of the U.S. and the country’s history of state-sanctioned racial segregation” (Benjamin p106). GGentrification“Gentrification is a calculated process design to benefit developers, real estate companies, speculators, and investors” (Mirabal p 16). IInter-urban“Inter-urban differentials in Hispanic and black segregation thus carry the potential to contribute significantly to variation in foreclosure rate across U.S. metropolitan areas” (Jacob p 637). JJ. John Palen & London

LLongstanding“Longstanding residents are left with negotiating disparate memories of space and belonging, while at the same time, new residents redefine space on their own terms, with their own narration” (Mirabal p 17). MMake It Bun Dem NNeglect“Neglect of class, and historical geography of inequality” (Elvin et al p 108). OOral Sources“Oral sources and interviews provide a discursive site where subjects can hope, imagine, consider, emote, and even regret” (Mirabal p 11). QQuestions “Questions of ownership, privilege, and development echo a large patriarchal discourse where gay, lesbian, bisexual, and transgendered communities must negotiate different landscape of power” (Mirabal p19). RResidents “Residents are left with negotiating disparate memories of space and belonging” (Mirabal p 17). TThink“Think deeply about the relationships among class, race, ethnicity, sexuality, and gender and their impact on how we remember and use geographical as well as imagined space” (Mirabal p 10). UUltimately“Ultimately, the racialization of America’s foreclosure crisis occurred because of a systematic failure to enforce basic civil rights laws in the U.S.” (Jacob p 646). VVulnerable“Vulnerable communities have been displaced, and have fought for their right to stay” (YMC p 2). X

eXploit“Subprime lenders aggressively target racial and ethnic minorities in order to exploit the mistrust of mainstream bank’s created by a history of relining, discrimination, and exclusion" (Elvin p107).

YTent City

ZScrutinizedThe EndThanks for watching!by Skrillex & Damian

Tent City (Aldo Velasco, 19M) http://futurestates.tv/episodes/tent-city"Given the persistent severity of the facto racial segregation in America decisions by insurers or lenders made according to geography should be closer scrutinized" (Benjamin p 115).A-Z:Race, Class, Gentrification, Segregation, and Displacement in the Housing and Lending MarketWork CitedDisplacing the Dream: A Report on Bay Area Newspaper CoverageOf Development andGentrification.” Center for Media Justice (formerly Youth Media Council) with support from DataCenter. 2008. http://www.datacenter.org/wp-content/uploads/DisplacingtheDream.Howell, Benjamin. “Exploiting Race and Space: Concentrated Subprime Lending as Housing Discrimination”.California Law Review , Vol. 94, No. 1 (Jan., 2006), pp. 101-147 Published by: California Law Review, Inc. Article Stable URL: http://www.jstor.org/stable/20439028Jenkins, Barry. Remigration. 20m. Retrieved December 7, 2013. http://www.futurestates.tv/episodes/re-migration Mirabal, Nancy Raquel. "The Politics of Gentrification in San Francisco's MissionDistrict." ThePublic Historian 31, no. 2 (2009): 7-31. Mirabal - Geographies of Displacement.pdfRedemptio Song. Bob Marley. 3:45 mins. Rugh, Jacob S., and Massey,Douglas S., “Racial Segregation and the American Foreclosure Crisis”. American Sociological Review , Vol. 75, No. 5 (OCTOBER 2010), pp. 629-651 Published by: American Sociological Association Article Stable URL: http://www.jstor.org/stable/20799483Skrillex & Damian "Jr. Gong" Marley. 4m. Make It Bun Dem Retrieved December 7, 2013.Velasco, Aldo. Tent City. 19m. Retrieved December 7, 2013. http://futurestates.tv/episodes/tent-cityWyly, Elvin K., Atia ,Mona; Foxcroft ,Holly; Hammel, Daniel J. and Phillips-Watts, Kelly. “American Home: Predatory Mortgage Capital and Neighbourhood Spaces of Race and Class Exploitation in the United States”. Geografiska Annaler. Series B, Human Geography , Vol. 88, No. 1 (2006), pp. 105-132 Published by: Wiley on behalf of the Swedish Society for Anthropology and Geography. Article Stable URL: http://www.jstor.org/stable/3554410 Since the housing market crisis, many minority people have lost their homes without sympathy or hope to recuperate their investments or dreams. Therefore, for this project, I am interested in exploring how gentrification, dislocation and segregation have affected minorities. How lending and the housing market has used racism and discrimination in their practices against minorities. My work is to reach a wide audience of all ages, so they can learn from a young age of the implications that gentrification and displacement can cause and to further inspect these unprofessional conduct from lenders. My goal is to make awareness from a digital platform to help future buyers, sellers, renters, etc. to be more careful when it comes to injustices in the housing market.