Home Loans

As a member of Hampton Roads Educators' Credit Union, we have many finance options to meet your home needs.

Hampton Roads Educators offers our members the absolute best home financing options for a vast variety of situations. Some of these products include refinancing to lower your rate and payment--even in instances when home owners owe more than the value of their home.

We offer a number of loan products such as:

FHA Loans

Rural loan programs with no money down

Condo loans

Jumbo loans

Fixed & Adjustable rates

Remodeling loans

VA loans for active duty, veterans and reservists

Investment property loans

Vacation and second home loans

CLICK HERE to contact us today to learn more about purchasing or refinancing a home or call us at 757-838-0707 x111.

Open-End Home Equity

There may come a time when you want to use the equity in your home to purchase a car, make home repairs, pay for college costs, or debt consolidation. The Credit Union offers home equity solutions with low, variable interest rates, using up to 85% of the property's appraised value. For current rates, click here.

Closed-End Home Equity

If you are looking to refinance or want to consolidate your debt, look to your house for the funds you need. A second mortgage is a closed end loan secured by the equity in a member's primary residence or in other real estate property. You can borrow up to 90% of the appraised value of the property and take advantage of our fixed rates to reach your financial goals. For current rates, click here.