Re: Capital one executive sucks

Do you think that they might be hesitant given that just 13 months ago you were considered a heightened risk? I agree with others that your reasoning isn't very strong. They gave you $1,500 (probably the highest at the time) and you only have 2 brand new accounts with limits higher than that. You haven't really shown that you can handle more credit just yet. You have only shown you are able to obtain more credit. There's a difference.

Re: Capital one executive sucks

Well then we get to another problem, which is does your income fully support your current debt obligations as well as any potential use of your thousands upon thousands in revolving available credit?

I hope you get what you want, I suppose. But please step back and look at this issue from the company lending you money. They see a borrower with significant debt obligations and who is racking up a lot of revolving credit which they can use to their heart's content. They don't know who you are, they only know the risk you pose, and that risk is financial loss. So make sure you keep that in mind.

Re: Capital one executive sucks

Take this with a grain of salt but your not going to get anywhere with that email. Members created the Cap executive office number thread for those that have been with them for years with the same cl and in my opinion are entitled to a cli cause they carry much larger limits on other accounts and wanted to stay with capital one. If you claim you have 25k+ in available credit with other accounts I ask why bother with cap one then? You have way too much new credit opened up recently my advise is back off on the apping cause it will lead to a potential creditor shutting you down.

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FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.