News And Information

Wednesday, November 29, 2006

Renting With A Charged Off Credit Card

Renting with a charged off credit card is stranger than you would think. Once the credit repair kicks in then the interest rate is better than the credit report allows. Next step is to rent a mortgage with a bankruptcy buyout but first comes the credit repair.

Friday, November 24, 2006

Sellers Are Helping Buyers

The sellers are helping buyers in this real estate bonanza. This is highly cyclical in nature as is an real estate market. We happen to be in a buyer's market. This is where credit repair can be quite helpful to improve a credit score and enhance the look of a credit report. Back to the sellers helping buyers with regard to owner financing.

Owner financed real estate in the form of seller held second mortgages are back in vogue. This is only going to gain in real estate popularity among real estate agents (as the liason) and sellers (owners) and buyers (the highly sought after buyers in a buyers market). Let's not get off track here, we are talking about seller held second mortgages and this is also called owner financing.

Owner financed second mortgages are helpful along with credit restoration for free. Some people in this real estate market may have bankruptcy or charged off credit cards and this is helpful when it comes to credit repair. Perhaps a credit score (also called FICO) can be raised through a credit repair class. This should be in conjunction with seller assistance in the form of owner financing.

Wednesday, November 08, 2006

So I See A Rapid Credit Repair Situation Arising

Rapid Credit Repair is arising in the credit repair sunset. Some might say that it is raining credit reports and charged off public records, but I say no. It is not raining credit reports or publice records. There are, however, credit reports and credit scores that could be higher. This is where credit repair comes into play. How many people have heard of credit repair?

Is there a free credit repair place under the sun? Yes, there is a credit repair place that is free. Free sounds strange when in the same sentence as credit repair. Most credit repair companies prefer to keep you in a credit repair monthly plan indefinitely so that you can spend all of your savings on credit repair. This ddoes not make any sense what-so-ever to me. I belive that credit repair should be free.

This is similar to fixing bad credit and increasing your credit score. the most important factor in all of this is that it is free and you do it with integrity. If you are to dispute innaccurate items on a credit report then lying is not a part of responsible credit repair. You can raise your credit score without lying about your credit report. Tell the truth.

Monday, November 06, 2006

The Credit Repair Story

One upon a time in a credit repair land, far, far away - there was a man named FICO score who lived in a house made of credit reports. Strange as this may sound, the credit report house was stronger than you might think as it was reinforced with charged-off credit cards. Anyway, FICO score had a dilema. The problem was the seven year reporting limit was almost up and that was going to remove layers of his credit report - particularly the roof (made of credit cards) and the front door (made of synthetic reposessions).

A team of rapid rescore exeprts came to assist with the credit report house and this resulted in a mortgage loan at a low rate. For more information on the credit repair house please go to credit repair free or see fix bad credit.

Thursday, November 02, 2006

Quickest Credit Repair in the North, South, East, & West!

What's better than fast credit repair? Ponder that credit restoration question for a moment and consider your FICO score. FICO score 500, 600, 700, 800 or higher - which is better? I'm sure we can all agree that a higher FICO score is preferred over a lower FICO score, but at what credit repair costs does it justify? that's the real credit report question isn't it.

Monday, October 30, 2006

Sliding down a FICO score scal of Credit Restoration

Credit restoration can take many forms. Some of the forms of credit restoration are free and some are not. The difference between free credit restoration and fre ecredit repair is similar to say the least. Of course, both of these options are preferred to a credit repair strategy that involves paying money for credit repair.

This is helpful if you are looking to improve your FICO score and this is what free credit repair is essentially all about. Let's examine this free credit repair one final time for the record.

Free credit repair is better than free credit restoration only in as much as most people don't really know what credit restoration is. Personally, I think that the people using the name credit restoration are th same people that are using the name credit repair, but there is a stigma about the terms: credit repair. This is in large part a result of the credit repair places that actually make you 'pay' for credit repair. So, all in all, credit repair is not bad if you are not paying for it and that is what free credit repair is all about.

To conclude, if you are offering free credit repair then there is no need to call it credit restoration. Will this information make a hige difference in the credit restoration/credit repair field? I seriously doubt it. Why? Because when you make something free (like free credit repair) then you won't make any money with it and how many people want to make no money?

I say, I say, Credit Repair is Here to Stay!

I say, I say, Credit Repair is here to stay! I say, today, credit restoration is all OK!

i have this amazing credit repair story to tell. I was walking down the street and this guy wearing a credit repair hat was riding a FICO bicycle. The bicycle was painted with bad credit colors and I was just minding my own business when the guy bumped into me and yelled "charge off!".

"Charge off?" I replied.

"Yeah, charge off!" he retorted.

Well, I was just going to walk away when BLAM! He threw a credit report at me and hit me in my 30 day late!

"Ouch, you hit me in my 30-day late payment" I said.

"Experian and Vantagescore!" he replied.

We'll at this point I think you would agree with me that I was going to credit repair high tail it out of there cause this guy was half off his revolving account. So I started to walk away again and I was about halfway to the public records and almost all the way past the 7 year reporting mark when another FICO score rode in on a unicycle.

Then I started to run like an installment loan. I ran faster and faster until I was all our of tradelines. Then, just when I was allmost in the clear I woke up from this credit repair dream and was in the middle of credit score class and there was a sign on the door that said:

Friday, October 27, 2006

Mortgage Where The Seller Holds Paper

Mortgage with the seller holding paper is similar in nature to a seller held second mortgage. This is gaining in popularity in a seller held second mortgage environment. The real estate market today has numerous homes for sale and the need for a seller held mortgage (or seller holding paper) is of increasing benefit.

Let's examine the seller held second mortgage for a moment and compare it to holding paper by the seller. If the seller holds paper or holds a note, then the buyer becomes the borrower and the seller is then the lender. This seems to be the way that a transaction shoul dbe structured in this day and age. The real estate market certainly loos favorably on the seller holding paper ina real estate market such as this. When these types of deals are made then the seller is clearly helping the buyers and this is what seller helps buyer is all about. This is also a econd mortgage held by the seller.

For more information on this type of transaction or to find properties for sale on this basis then one could visist the site seller helping buyer.