Whoever would like to answer.
Just seems people are INSANELY strecthing to get the "hot, new thing".
Just wondering if this will be someone's only bill. i.e. living with parents, etc.

agreed. it's ridiculous to pay that much for a car, especially if it's a 3 series, regardless how tempting/hot it is.
i have a budget of 1700 for a car, but not willing to pay over 1100 for this particular car.