From Our Experts

Student loans have become the great common denominator for many Americans when it comes to managing their finances. And paying those loans back may seem like an insurmountable goal — or, at the very least, a long, long, time coming. But Credit.com can help you understand your options for repayment, whether you’re dealing with federal student loans that come with a relatively low, fixed-interest rate (along with a variety of government-mandated protections) or private student loans with higher, variable rates administered by banks and other financial institutions. We can also help you understand what to do if you’re struggling to make your monthly payments. Remember, student loans can impact your credit, so, if you have one (and, at this point, who doesn’t?) it’s a good idea to keep on eye on where you stand. You can do so by viewing two of your credit scores, updated every 14 days, on Credit.com.

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