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In a nutshell… Auto insurance is a mandatory financial contract that all vehicle owners buy in the state where the car is registered If you fail to pay your insurance premiums by the due date, the policy will cancel and you’ll be uninsured No a …

In a nutshell… How often you drive your vehicle is a major factor that’s used to determine how much you’ll pay for insurance If you own a car that you only use on the weekend, it will probably be given a pleasure usage rating If you …

In a nutshell… A no claims bonus (NCB) may be available to driver’s who have not filed claims with their insurance provider in a set amount of time No claims bonuses could reach significant levels of savings A no claims bonus may potentially be …

In a nutshell… Senior drivers are considered high-risk drivers A senior’s car insurance rate can be affected by three things: health, driving record, and geographic location. Some states mandate that senior drivers be given insurance discounts. Indiv …

In a nutshell… Musicians are on the road a lot Driving for work increases one’s risk of having an accident Make sure you have adequate coverage as you travel so that your interests are protected Are you a musician looking for a great deal on ca …

Here’s what you need to know… Having a child does not directly impact your rates automatically. When your child grows and becomes a licensed teen, your rates will go up The rates for teenage drivers tend to be very high, especially for teen males, be …

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