A Message About the Markets

We understand that you may be feeling uneasy about what is happening in our financial markets, but let us reassure you that nothing happening today is unprecedented.

We staunchly believe that the key variables in a rational investment strategy are your goals and your investing time horizon.

The prudent thing to do is to let the volatility take its course and hang in there. Patience and discipline are two of the most important factors for long-term investing success. It is at times like these that patience and discipline become most important, but it is also when they can be the most difficult to practice. Our portfolios look to provide returns over the long-term to long-term investors over their remaining lifetimes.

We encourage you to not let your emotions get the better of you. In this day and age of 24 hour news coverage it can be difficult to look past troubling headlines, market volatility and dropping portfolio values. Do not get caught up in the fear and panic of the moment. This is when mistakes are made that can lead to a permanent loss of capital. Rather, remember the objective of your portfolio and stay focused on your long-term goals.

Thank you for placing your trust in us. We take that very seriously and we appreciate the opportunity to help you achieve your financial goals.

This communication is strictly intended for individuals residing in the states of AL, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MD, MA, MI, MN, MT, NE, NY, NC, OH, PA, PR, SC, TN, TX, WA and WI. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services.