My Goals in Life

I found a “Goals” document I made when I was in high school. I think I was 17 or 18 at the time. I think I had extra time on my hands and wanted to plan my life out. This is copy and paste verbatim.

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Financial Goals

ØMax out Roth IRA accounts each year

ØUse rest of income to put in high-yield savings account

ØAfter graduating pharmacy school, I’ll have $70,000/year.

ØFor first two years, pay off student loans.I’ll be 26.

ØFor next year, put down payment for house.I’ll be 27.

ØFor next three years, pay off the mortgage.I’ll be 30.

Short-term18-25yo

–start a side business

–graduate from pharm school

–get a dual degree or a pgy1 residency or both

midterm25-30 yo

–buy a house

–max out IRA ROTH & 401K

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Looking back at this, everything is pretty much on track except for my side business. It didn’t fare too well. It was a great learning experience though. I will probably give more info on this venture in a future post.

Thx, I hope I will. I’m not that smart though, I’m just efficient. I find that if you write down your goals (both long term and short term) and break them into pieces, they’ll be a lot easier to achieve.