Need of additional capital is a need which comes in every business’s life. The additional capital is required in a desperate situation in most cases, however this may not be the case every time, a businessman may plan for improvement in the profitability of the business and wants to manage it with a business loan from some source.

In case of a Restaurant business, may it be an emergency or a planned move to invest additional capital by obtaining a loan the most important facto is the time factor, if it loses the time the new investment may go waste, or even result in complete failure and close down of the restaurant.

When ever a Restaurant business plan to obtain financial help, the time factor is kept as most concerning in order to give necessary boost to the business at the right time, apart from the time factor, there is never any concern or problem for the restaurant business to get a loan.

The system to get an additional capital in form of loan, most suited to the restaurant business is the Merchant Cash Advance or a Merchant Account Loan. It is the quickest way available and it sanctions the loan in nearly all the cases equal to the amount required or applied for. The system is based on Factoring through Credit Cards. The loan is paid back through an agreed percentage of receivables from Master or Visa Credit Cards. The application for the loan is accepted within a day and the loan amount is paid to you in a maximum of 10 days.

The of return of the loan through the receivables of the Credit Cards, as per agreed percentage is the best of facilities in the system, it gives a relaxation of mind to the borrower, as the worry to pay a fix amount every month or as per the agreed period is not there, the sale proceeds and payments received through Master or Visa Credit Card every month decides as to what amount is to be paid. These sales are easily monitored by both the lender and the borrower. This helps the entrepreneur to concentrate on other important matters of the business.