How Do I Pay for My Juniata Education?

Outside Scholarships: Funds from non-Juniata agencies are deducted from your estimated family cost, not
from our award.

Tuition Management Systems (TMS): With no interest or finance charges, your parents can enroll to finance your costs
over 10 months through TMS. A nominal fee is charged to set up.

Parent Loans: Through the PLUS loan (Parent Loan for Undergraduate Students), payments can be extended
up to 10 years.

Private Education Loans: Credit-based loans (also called alternative loans) are offered by banks and other
lending institutions to students. Some loans of this type require co-signers, and
some do not. Details vary depending on the program and lender.

Campus Employment: Additional student employment may be available. Work is not credited against charges but is paid directly to the student during the academic year.

The following are only a few scenarios of how a student can combine the financial
aid options listed above. The scenarios are based on a student receiving an award
letter with an estimated family cost of $20,000.