-Real Estate loans less than $250,000
may not require an appraisal by a qualified, fee paid state
certified or licensed appraiser but do require an evaluation
by a bank approved evaluator (no fees apply).

-All loans are kept in-house. No loans are sold to the
secondary market.

Blue Ridge Bank is a member of the FDIC, which insures deposits up to $250,000 under the FDIC's general deposit insurance rules.

Warning

This link will allow you to send our customer support staff an unsecure email message. Please do NOT send any private information such as SSN, account data, or passwords. Again, this is an unsecure method of communication.