This card offers 5% cash-back on all purchases for the initial 99 days.

After the initial period, the cash-back applies as follows: 0.5% cash-back on all subsequent purchases up to the next £5999.99, 1% on all purchases from £6,000 to £9999.99 and 1.25% on all purchases from £10,000.

The card has a representative APR rate of 19.9% and an interest free period of 45 days' for all purchases. Cardholders must have a minimum income of £20,000.

American Express Platinum Cashback Amex

American Express Platinum Cashback cardholders will receive cash-back of 1.25%.

The cash-back doubles to 2.5% during the first three months and the anniversary month of taking out the card.