We help nonprofits accomplish their mission.

If your nonprofit is expanding, needs tax-exempt financing or has a current or upcoming cash flow gap that requires bridge financing, we can help. We offer local decision making and a highly experienced nonprofit team. You'll receive fast answers to credit requests and dedicated, expert service. We understand that no two nonprofits are alike. We customize terms to meet your needs.

Real Estate Loans

Whether you are purchasing an existing property or building from the ground up, we work with you to structure loan terms to fit your project.

Bank Qualified Tax-Exempt and Tax-Exempt Bond/Loans

We listen to your needs and structure tax-exempt financing that meets your requirements. No bond underwriter, re-marketing agent or letter of credit is required. Bond structures, including maturities, amortization periods and interest rates are negotiated between the nonprofit and Minnesota Bank & Trust. We source the bond issuer and assist you every step of the way.

Bridge Loan

If you have a multi-year capital campaign and want to purchase, build or improve a facility today, we will work with you so you can move ahead now. We can arrange a loan to bridge the gap rather than waiting to collect capital campaign receipts.

Line of Credit

From time to time your organization might need extra cash to fund gaps between expenses that are due and receipt of grant payments, contract reimbursements, or other accounts receivable.

Term Loan

Term loans provide crucial financing for essentials and growth opportunities. We provide term loans to nonprofits that are flexible and tailored to fit your organization's specific needs.

Letters of Credit

A letter of credit will demonstrate your creditworthiness. If you want to expand or capitalize on an opportunity, we offer smart ways to obtain necessary funds.