Bank accounts for Direct Payments

To receive on-going Direct Payments from HCC a person must open a bank account for the receipt and management of the money

Bank accounts

To receive on-going Direct Payments you need to have a dedicated bank account to receive them which is not used for any personal finances.

The table shows the type of account needed depending on who is going to receive the payments.

Direct Payments recipient

Type of bank account required

A person who has agreed to receive Direct Payments themselves to purchase their social care

A dedicated bank account in the name of the recipient only

A person who has agreed to receive Direct Payments with the help of a nominated person to purchase their social care

A dedicated bank account in the name of the nominated person and the person eligible for care

A nominated person who has agreed to receive Direct Payments on behalf of somebody to purchase their social care

A dedicated bank account in the name of the nominated person and the person eligible for care

An authorised person who has agreed to receive Direct Payments to purchase social care

A dedicated bank account in the name of the authorised person only

When a managed account is needed

A managed account service means that Direct Payments are not paid directly to an individual, instead payments are made to a third party organisation who holds the Direct Payments funds and manages the day to day running of the account.

This service is designed to enable individuals to benefit from direct payments without actually receiving them.

Managed accounts are provided as part of the Direct Payments and Personal Planning service operated by Independent Lives.