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Save Money This Christmas…

There are only a few weeks left to get ready for this year’s festive season, it can be a really expensive time of year, but with a few minor tweaks it can cost much less, so here are a few ideas to help you save money:

Set a budget, if its £500, which is the average family Christmas spend in the UK, then make sure you stick to it. Allocate a budget for presents for your family and friends and spend that amount on each person. If you are hosting dinner this year then calculate how much you will need to spend on food and drink.

One of the biggest ways to save money is to not be tempted by brands. In a recent mince pie taste test carried out by a consumer group it found that Harrods mince pies were voted best at £8.95 for six, however the runner up was Lidl’s at only £1.49 for six, at the very bottom of the table this year were Tesco Finest Mince Pies which cost £2 for six.

Instead of buying an expensive turkey this year you could buy a large chicken or two to feed your family. If you do want to buy a turkey then make sure you shop around for the best price, including check out your butchers. Buy your vegetables from your local market; these will usually be really fresh, normally locally grown and cheaper.

Check out pre-Christmas sales such as this week’s Black Friday where several retailers will be selling items at discounted prices.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Intercounty is a trading name of ICIEA Limited and is an introducer appointed representative of PRIMIS Mortgage Network a trading name of First Complete Ltd. Mortgage and protection insurance advice is provided by LSLi Ltd t/a Embrace Mortgage Services, an appointed representative of PRIMIS Mortgage Network a trading name of First Complete Ltd which authorised and regulated by the Financial Conduct Authority.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

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