I'm grateful and humbled to be among the recipients of this great scholarship. This award has made it possible for me to be one step closer to achieving my dreams and I am thankful for the opportunity.

Numiopre “Pamela” Roberts, School of Social Work, 2017-18 recipient of the Southern Management Corporation Scholarship

Financial Assistance for Graduating Students

Exit CounselingFederal regulations indicate that any student who has received a federal loan while in attendance at UMB must complete exit counseling before leaving the University.

Loan ConsolidationThrough loan consolidation, a borrower may be allowed to combine all, or a portion of, existing federal student loans into one loan.

Public Service Loan ForgivenessPublic Service Loan Forgiveness is a federal program through which borrowers can apply to have their Federal Direct Loans forgiven after meeting certain requirements.

Pay As You Earn (ICR-A)The Pay As You Earn federal student loan repayment plan, also known as “ICR-A,” functions similarly to the existing Income-Based Repayment plan (IBR) by using factors such as income and family size to determine a borrower’s required monthly payment.

About the Program: Provides up to $120,000 (tax free) to medical (MD and DO) or dental (DDS or DMD) students in their final year of school in return for a commitment to provide primary health care full-time for at least 3 years or part-time for 6 years at an approved NHSC site in a Health Professional Shortage Area of greatest need.

Students applying to the program must be U.S. citizens or nationals and enrolled or accepted in an eligible medical or dental degree program at a U.S. accredited school.

Installments are paid to students annually in a lump sum which, when applied to qualified health professional student loans, can significantly lower the overall debt by reducing accrued loan interest amounts.

NHSC S2S LRP award recipients are eligible to continue service through the NHSC Loan Repayment Program, and could potentially pay off all of their educational debt with continued service at an approved NHSC site.