* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Introduction to Pioneers, ICICI Bank:

If there is any bank that has pioneered the significant presence of credit cards that we witness today, ICICI Bank deserves all the credit and much more for popularising the use of credit cards in the Indian financial sector. Although credit cards had existed in India since the second half of the 1980s, it wasn?t widely available and many people were not even aware of the existence, let alone the benefits, of credit cards. It was primarily due to the efforts of ICICI Bank in the decade following Liberalization to bring the notion of credit cards in to the mainstream of Indian fiscal discourse.

Introduction to Credit Cards:

Often, the mind would desire to buy exotic goods and services, or just to shop wantonly. However, Shopping is definitely an expensive affair. The very act of Shopping itself from one place to another may involve the lion?s share of the expenditure you might incur, that too, if you are on the road and exploring new places to shop from. While carrying hard currency might sound like a good idea at first, there would always be the worry of either not possessing sufficient cash to pay or bills or losing the money you had and getting yourself into a dire and uncomfortable situation.

With credit cards, however, things tend to become a lot easier and uncomplicated. They are essentially plastic cards that have an attached microchip. The microchip in question is digitally connected to your bank account. Whenever you make a purchase using your credit card, the bank is notified and they loan the amount of the transaction to you, from where you are able to pay for what you have bought. This therefore eliminates the need to carry cash around, and the stress that are associated with it. Of course, you have to repay the amount the bank loaned to you on a monthly basis.

Platinum and Visa Cards:

There are a plethora of credit cards that are currently available, and each set of cards have differentiated based on the function they have been assigned by the bank of their issue. The kind of credit card that you would select for Shopping is lifestyle credit cards. Most Indian banks offer credit cards that can be used for Shopping and sundry expenses. Most of these cards have been further categorized into different types that cater to the different needs for shoppers. One of the most commonly encountered types is the Platinum cards, which offer amazing features and astonishing benefits for its holders.

Another type of card that is very popular not only in India, but around the world, is the Visa card and they can be used to buy a large number of goods and services no matter where you go and where you are. Visa cards are without exception universally accepted at retail outlets around the world, making it easier for you to purchase different things from different places provided you own a Visa card in your pocket.

ICICI Platinum Visa Credit Card:

The innovative genius of ICICI Bank lies in the fact that they have been able to synthesize a revolutionary concept where they have combined the luxuries afforded by Platinum cards and the extreme accessibility of goods and services that is available with Visa cards. The end result is the creation of ICICI Bank Platinum Visa credit card that combines the best of two worlds. Now not only can you shop easily but also you can use the same card to travel the world too, if you so want. With this card in your possession, you can expect to buy the best things from Nashik without encountering any sort of inconvenience.

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up PROS

With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.

We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1

You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.

Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

3.7

13 Reviews Sort

Newest

poor

6 months ago | Arun Kumar

I have ICICI Bank Platinum Chip Credit Card and the experience was good. Easy to apply the card and I get my card within 10days, I have a credit limit of Rs 61000 which is less for this credit card. There is no annual fee charged for this card.

good

2 months ago | Sandeep Kandhari

its convenient to use this card for shopping.Jet Airways ICICI Bank Coral Visa Credit Card limit is good, it has joining fee and annual fee and its very nominal

Got global emergency assistance

7 months ago | Swapna

I have a credit card with ICICI bank platinum chip credit card. When you travel abroad there is a dedicated global emergency assistance service provided by visa for reporting loss of card, emergency card replacement.

Easy to get card through online cannels

7 months ago | Disha Agrawal

I had applied my credit card in ICICI bank platinum chip credit card through online channel. By shopping online you also get payback points . You get fuel discouny with this card.

Handyto use card

7 months ago | Raj Kumar

The icici platinum chip credit card is very handy to use. The net banking process is good and easy. Anyone can do it properly without any problem.

Processing time is very less

4 months ago | Upama Narayan

My experience with icici bank platinum chip credit card was good. The processing time is very less. The interest rate is also managable. You can use this card when ever you want.

Many hidden charges

8 months ago | Supriya Mahato

I got this card form last 3 months and faced lots of problem in between. Every time I have to pay extra for this card. They always add some additional charges in any way.

No good offers

7 months ago | Upama Narayan

I had applied and got a Jet Airways ICICI Bank coral visa Credit Card . The impressive thing is the customer service is good and well responsive. But they donÃ•t have so good offers.

Having multiple features are there

5 months ago | Rakesh Dash

I am having this card from quite some time with a good credit limit. This card allows you to use its multiple features, one of them is its fuel surcharge option, a 2.5% fuel surcharge waiver is provided for all fuel transactions not exceeding Rs.4000 at HPCL pumps.

Great crad

11 months ago | Pawan Vohra

You can use it online or offline along with enjoying the benefits attached to it. This card give you the flexibility to use it any way arount.

Net banking is very good option in this card

10 months ago | Khadak Singh

The net banking is a good option with this card. Net banking ensures that you can use credit cards in the comfort of your home or office and every transaction can be tracked through secure statements, text messages and emails issued by the bank.

Upto mark card

2 weeks ago | Pramod Gupta

My credit card was taken 4 months back. They have offered movie and more card. The given credit limit was 1 lakhs which is satisfactory . The customer service and responses was up to the mark.

Having some good offer with this card

6 months ago | Inika Dev

Happy to complete 3 years using Jet Airways ICICI Bank Coral Visa Credit Card ,there is no annual charge and joining fee, they have some really good offers.