Climate change and environmental Issues

As a major financial institution, our greatest - albeit indirect - impact is in the decisions we take on where we lend or invest money. This is a responsibility we take very seriously and have a number of frameworks, policies and positions to guide our approach to lending and investing.

Specific policies and positions

The following position statements set out our approach to assessing the environmental, social and governance dimensions of our financing and lending activities. These are supported by policies in Westpac's business and institutional credit manuals:

Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.