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SugarCRM enables businesses to create extraordinary customer relationships with the most innovative, flexible and affordable CRM solution in the market. The company uniquely places the individual at the center of its solution—helping businesses transform the customer experience and enable highly personalized interactions that drive customer excellence and loyalty throughout the entire customer lifecycle.
SugarCRM delivers a fully transformed, personalized user experience that is immersive, engaging and intuitive. Sugar fuses the straightforward simplicity, mobility and social aspects of a consumer app with the business process optimization of conventional CRM. Recognized by leading market analysts as a CRM visionary and innovator, Sugar is deployed by more than 1.5M individuals in over 120 countries and 26 languages.

The sales tactics by the Banks to ensure all loans had an insurance attached was lucrative and enforce with glee by the Bank's advisors.

I took out a loan; I went into the bank looking for £1000, and came out with £5000. I had no full time job, but I was sold the need for a car, new clothes and "just incase" money. It was too easy!

We all know that PPI was a scam and a scandal now, but at the time I believe the advisors were maximising on an opportunity to up sell to me and their boss and the area manager can simply say "We were not aware" and move on.

The loans, credit cards, mortgages still exist for the public today, but so do bonuses and commission cheques for the staff. Managing these forces should not be left to those that directly benefit. I believe the most independent force that can align and enforce effective customer engagements and and support best practices is technology.

The technology that comes to mind is operational process workflows - being able to map a process and record the engagements, tasks, activities, approvals and can support regulations and allow for monitoring, reporting and exception management.

The audit trail means mistakes can be identified, customers contacted, apologies made and no one can deny their involvement!

With Banks paying out Billions this is a simple solution that would benefit the majority.

If only the majority were in charge!

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Misconduct 'has cost UK's banks £53bn over 15 years'
Persistent misconduct and an aggressive sales culture has cost the UK’s banks and building societies £53bn in fines, compensation and legal fees over the past 15 years.
According to research published on Monday the cost of the payment protection insurance (PPI) misselling scandal has reached £37.3bn – about four times the cost of the 2012 London Olympics.
The New City Agenda thinktank, which published the research, said the second most costly scandal – misselling of interest rate swaps – had cost £4.8bn.
John McFall, the former Labour MP who used to chair the Treasury select committee, said: “The profitability of UK retail banks has been imperilled by persistent misconduct and an aggressive sales-based culture. This has made every citizen poorer through our pension funds and our ownership of the bailed-out banks.”