Individual Retirement Accounts

Traditional or Roth Individual Retirement Accounts (IRAs) represent valuable retirement plans for many individuals. All wage earners are still eligible to open an IRA whether or not they are covered by a company pension plan. The tax deductibility of the contribution depends on the Adjusted Gross Income of the participant. Penalty free withdrawals may begin as early as age 59 1/2 on both Traditional and Roth IRAs or earlier under certain circumstances. We suggest you discuss your situation with a tax consultant before participating in an IRA.

The required minimum opening balance for Individual Retirement Accounts is $1,000.00 with the exception of a Direct Rollover from an Employer’s Pension or Profit Sharing Plan.

The Past

The Present

The Future

Reorder Your Checks

Come by any of our convenient locations or order your new checks online by clicking hereto order your checks through Harland Clarke.

Beware of Email Fraud

“Phishing” is a scam that uses email, pop-up messages, fraudulent web sites, or spam (junk email) to deceive you into disclosing personal financial information such as credit card numbers, social security numbers, bank accounts, passwords and other sensitive information. Find out more information by clicking here.