By making at least your required minimum monthly payments consistently on time; this will aid you in both building a positive credit history with the credit bureaus and improving your credit score.

Why should you apply for one of these cards?
Continental Finance is one of America's leading marketers and servicers of credit cards for consumers with less-than perfect credit. Whether you have fair credit, poor credit, or no credit at all, we can provide you access to a product that is right for you.

*Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who applies for a card account. What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.

Verve and Matrix - MasterCard® and the MasterCard acceptance mark are service marks used by Mid America Bank & Trust Company under license from MasterCard International.
Cards are issued by Mid America Bank & Trust Company and serviced by Continental Finance Company.

Surge - MasterCard® and the MasterCard acceptance mark are service marks used by Celtic Bank under license from MasterCard International.
Cards are issued by Celtic Bank and serviced by Continental Finance Company.