Make The Difference Group

Korto G. is the leader of a group of 5 borrowers called 'Make the Difference'. She is single with 4 children aged 1-20 years old, and their educational levels are kindergarten to 8th grade.

Lorpu is an 1st grade drop-out due to lack of financial support. She lives and works in the Belefania community, Gbarnga city, the capital of Bong county, Liberia. Her business is the sale of general goods. She buys general goods wholesale and sells retail to residents of her community near Gbarnga.

Korto has been running this business for 4 years, and is hoping to improve her business to a real shop. She faces problems with the bad road conditions from where she buys goods to her business site.

Korto needs this loan to purchase new goods to serve her customers. She dreams of giving her family a better education.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.