Recurring Expenses: Target

Financially we are quite a mess, and at odds as to what to do! So please, any advice would be helpful.
Our credit score is excellent, we manage to pay things on time, because we keep borrowing from our credit cards. We are over 115,000 in debt, and that does NOT include the large mortgage. We are an average family, we don't make a lot of $, we bought a home too expensive, and had debt going into it, but now it's way worse. We are not upside down, just have more going out then whats coming in.
We'd like to keep good credit, because...

Whatever clothing item I tried from Target, it does not look good on me. Is it just me? What is the problem?
We have a Target store close by, and I would love to be able to pick out a few items whenever I can, but they just do not fit me well.
I am 5'4'' and a size 6. I have a smallish bulging belly that I am trying to get rid of, but it is not that bad; I can still fit in size 6 (or juniors 7) clothes. I guess I am on the shorter side, I am not sure if that is the problem? The tops from Target just look weird when I try them on....

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