Hi. I invest in real estate. I become very careful when dealing with real estate as few days back, I read about a property scam. I am planning to purchase a property and so I am thinking of contacting the lawyer. I personally feel that investing in real estate is beneficial.

Hi. I invest in real estate. I become very careful when dealing with real estate as few days back, I read about a property scam. I am planning to purchase a property and so I am thinking of contacting the lawyer. I personally feel that investing in real estate is beneficial.

Hmm- whole life insurance for protection with Surrender value (invest to my coverage haha)- Singtel shares to earn some dividends lo (looking for other portfolio too

I thought conventional wisdom is to buy term and invest the difference? the rate of PAR policies and endowments is extremely poor and you could do better by buying cheaper term insurance coverage and putting the amount saved into a simple ETF such as STI ETF (SGX.ES3) - this "simple" ETF buys you into the 30 component stocks of the STI (including Singtel, DBS, OCBC, UOB, Keppel etc) and pays you a dividend twice yearly.

BTW, SingTel is doing poorly and could potentially be disrupted by the new entrants (TPG and Circles Life). they have promised to hold the dividend for the next 2 years to shore up the share price but look at what happened to Starhub with its fat juicy dividend .....