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Retirement

Just because there's a Work thread, I figured why not have a nice sound and responsible discussion about your retirement plans. XD Nah, but I would like you to share your plans, if you have any or not; and possibly why they are your plans.

For myself, I plan on saving up enough to build me a little tiki hut on a beach out in Hawaii; with a small little tiki hotel I could run and have folks work for me. Why, because I just want to live out where I can soak up the most sun and enjoy life in a beautiful place. Why the hotel? To continue making me money! XD Nothing big or grand, but completely me in a very relaxed way... Almost like a beach bum.

Good ol' Dogs never Die, they just keepin on livin' till their time comes.

Re: Retirement

Not always, man. I'm not much older and I've been thinking about it for a long time. It definitely can help with the savings plan too, started stuffing about $1,000 a month away (thanks to a lot of overtime), and even after spending a bunch of it I've still got about $8,000 saved. Hoping I can get back on the plan about beginning of next year, but even still there's a 401k building up for me through my employment.

Good ol' Dogs never Die, they just keepin on livin' till their time comes.

Re: Retirement

I used to have future plans & stuff, but I found out that no matter how perfect a plan might seem, it doesn't always work out the way it is intended & sometimes we would be forced to change it, that is why I'm just focused on the job in hand & wish for the best.

Re: Retirement

I have money invested into a 401K with my work where they match my contribution. As I move up in my career I will have more flexibility to put more into the pot for when I do leave the company. I also have a military retirement that I am about halfway through. I only need 20 years to retire in the military, but I am about to become a 2LT and that means that I will stay in just a tad bit longer. The more years I have the more $$ I will get when I can collect retirement.

Re: Retirement

Dunno. I save about a grand a month, and now have like $15k gathering dust on a bank account. I haven't even bothered investing it.

There's also the Swedish pension system which supposedly will give me a decent income after I'm 65. But I sadly don't have a lot of faith in the politicians keeping their hands off that pot of money for 40 more years.

Re: Retirement

Originally Posted by nobue Ito

nah Im to young for retirement so i won't think about it.

well that is one way to look at things, but if you like at economic changes. Only you can secure your future. Remember that when you get to old to make money not having a retirement fund will hurt you and your family. Best to look at this now so that whatever job you have you can change your fund to and from. It is probably best to look into this now rather than later when it is too late.

Re: Retirement

i'm looking at figures that people have managed to save and i feel jelly. even with copious amounts of overtime i only have about $800 saved up, and i have to live off that for the next 6 weeks while i'm off work with a shoulder injury. i'm not worried, as long as i don't impulse buy i'll be alright, although when i got bored yesterday i did splurge on Guild Wars 2, and my phone's battery just took a crap so i'm in the market for one of those too (mine is 4 years old so i can't just go buy a new battery).

i am naturally an impulsive spender, which is why i currently have what i have and not more. plus when the cold weather hit and snow started to fall i started taking much less overtime.

Re: Retirement

Originally Posted by horrendous

i'm looking at figures that people have managed to save and i feel jelly. even with copious amounts of overtime i only have about $800 saved up, and i have to live off that for the next 6 weeks while i'm off work with a shoulder injury. i'm not worried, as long as i don't impulse buy i'll be alright, although when i got bored yesterday i did splurge on Guild Wars 2, and my phone's battery just took a crap so i'm in the market for one of those too (mine is 4 years old so i can't just go buy a new battery).

i am naturally an impulsive spender, which is why i currently have what i have and not more. plus when the cold weather hit and snow started to fall i started taking much less overtime.

Well, I feel you, I'm also an impulsive spender myself so I know how it is.

Coming to think of all of that, there are even worse cases such as of these parents who sacrifice their own money for the sake of their families & even those who don't have any savings thus forced to work all the time just to barely stay alive

I wish everything would turn better for everyone, wish you all the best as well man.

Re: Retirement

yeah, i'm currently the only one in my immediate family that has extra money, or any money at all. when my brother got out of jail i bought him cigarettes and food, and i sometimes i have to borrow my mother money so she can buy groceries. but it makes me feel good to help them out.

Re: Retirement

I read the thread title and thought you were quitting AF. Fuuuuuuuuuuuuuuuuuuuudge---

I'm unemployed, so I have no retirement plan aside from 'don't end up homeless'. Beyond that, meh. Sucks to be me.

Quit the easiest job I have? Nah, bruh. I couldn't do that. AF's my home away from the physical realm. I'll probably die still logged into the forum and chat, naked, in a bean bag, eatin' Cheetos. XD Besides, if I were quitting I'd have to have a heart-to-heart with Kaitou and I couldn't even look at Flash straight in the face (even in chat) without both of us crying. lol And that'd have to be done before I post anything in the forum. x.x;;

On topic: Well my plans of getting back on my savings plan after the holidays have taken a stumble... Luckily I still have what I saved up (until I piss that away) to last me until I get another job; though I'm in the process of potentially getting hired on somewhere atm. Had to quit my job in order to attempt to continue the hiring process. =/ I'd just try to get things settled down a bit and try to start saving again once I'm on stable ground again.

Good ol' Dogs never Die, they just keepin on livin' till their time comes.

Re: Retirement

Originally Posted by DeathBlade/13.666

On topic: Well my plans of getting back on my savings plan after the holidays have taken a stumble... Luckily I still have what I saved up (until I piss that away) to last me until I get another job; though I'm in the process of potentially getting hired on somewhere atm. Had to quit my job in order to attempt to continue the hiring process. =/ I'd just try to get things settled down a bit and try to start saving again once I'm on stable ground again.

you had to quit to get hired in? that doesn't make a lick of sense. why can't they just hire you while you're a contractor?

Re: Retirement

Originally Posted by horrendous

you had to quit to get hired in? that doesn't make a lick of sense. why can't they just hire you while you're a contractor?

Because it's for a different company... XD No, I had to quit the one job, because they wouldn't give me the time off to that I need for the potential job I'm going for. Apparently 2 weeks is too much. As for why the former job hasn't hired me, it's because their requisition is on a freeze. Now idea when it'll unfreeze either.

Good ol' Dogs never Die, they just keepin on livin' till their time comes.

Re: Retirement

I'm doing a retirement account with work and I'm slowly getting into investing.

Mostly what i've got is equity in my home as I make the mortgage payments. Housing isn't surging in value like it used to pre-bubble burst, but it still seems like a sweet investment in that you get to live in the thing in the meantime.