Personal Finance in the 21st Century

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Personal finance is very important, at least as long as you are not financially free.

Here you can learn the basics about personal finance.

The stock market was an excellent place for wealth building in the 1980s and 1990s. But in the 21st century, most stock markets have been moving sideways. How can one make build wealth in today’s stock market? Here is more information about investing in shares.

Real estate has been good way of building wealth as well as preserving wealth. But it is not as easy as many people think. Buying the wrong property or paying too much for a property can set you back badly. Here you have more about investing in real estate.

Many so-called financial experts have said that gold is not worth owning. But given the huge amount of money printing in many countries, you can also find people who strongly recommend gold as an insurance against hyperinflation. But how likely is hyperinflation? Here you read more about the pros and cons of gold.

If you want to improve your financial situation, good cash management is a must. Far too many people spend all money they earn without ever getting anything invested. Here you can learn more about money management.

With Quantitative Easing, inflation has become an issue. As an investor, do you need to worry about QE and inflation? Is the official inflation accurate? Does not the cost of living increase more than the annual inflation figure? Here you can learn more about inflation.