FAQ

A Public Adjuster is an individual who is licensed by a State to properly assess the real extent of damages to an Insured’s property in an attempt to help them recover the MAXIMUM amount that they are entitled to by their insurance carrier. While an Insurance Adjuster fights to protect the interests of the insurance company, public adjusters fight to protect the rights and interests of the actual Insured.

-When should I contact a Public Adjuster?

Although we here at PrimeState Public Adjusters, Inc. do handle supplemental claims so long as they are within your State’s statute of limitations, we recommend that you contact us from the moment you notice damage to your property so that we may handle the claim for the very beginning. Quite often an Insured does not understand how complicated it can be if they handle it on their own only to later find out that their carrier is not cooperating.

-Why should I hire PrimeState?

We here at PrimeState hold licenses in the States of Florida, New Jersey, New York, Colorado, Texas, among other states and staff adjusters who bare over 100 years of experience combined. Highly trained to assist you in getting the appropriate recovery in order for you to make the repairs to your property, our Field Adjusters will give your claim the utmost amount of attention and expertise it requires for you to prevail in the claim process. Our reputation precedes us and our adjusters are highly qualified, possessing superior negotiating skills, knowledge of insurance laws and expertise in estimating property reconstruction. PrimeState adjusters work quickly, efficiently as well as with integrity and reliability.

-What types of claims do you handle?

Primestate works with both residential and commercial clients. Some of the losses we handle are due to FIRE, HURRICANE, TORNADO, FLOOD, LIGHTNING, PIPE-BURST, VANDALISM, TRANSIT, BUSINESS INTERRUPTION, SUPPLEMENTAL and that’s just to name a few. To view our long list of other claims we handle including their descriptions, please visit our “Type of Claims” tab.

-Is it expensive to hire a Primestate Public Adjuster?

Not at all. We work strictly on a contingency basis. In other words, if you don’t recover, we don’t recover. Therefore, you only pay us our fee percentage if and only if you collect money from your insurance company. If there is no recovery, then there is no fee.

-Can I get money from a claim that was already settled?

The claim you are thinking of is called supplemental and yes, we can reopen a case for you so long as it is within your State’s statute of limitations. Although we do encourage client’s to contact us from the moment they notice the damages so we can handle the claim from its commencement.

-Will you contact me during the claim process?

Of course. Primestate constantly keeps their clients apprised as to the status of their claim and/or developments. We work with you every step of the way and the communication is always existing towards a successful resolution of your claim.

-Can my insurance company cancel my policy if I hire a Public Adjuster?

Ethically NO, your insurance company cannot cancel your insurance policy because you have retained the services of a Public Adjuster. A Public Adjuster is legally able to represent the Insured in a claim if the Insured believes that their carrier has or will not provide them with the recovery they need in order to repair their property appropriately.

-How do I know my claim is worth more than what the carrier is or will be offering me?

Simply contact us 24 hours a day 7 days a week at 305-595-9595 or nationwide at 1-800-211-0435 or visit our inquiry window and one of our expert Field Adjusters will immediately contact and set you up with an appointment to visit your property and provide you with in depth detail regarding your claim during a FREE consultation.