The world loves a wunderkind, an early starter, one who comes out of the blocks like a bullet, and achieves success and celebrity before they start shaving their back. Universities are large complexes designed to facilitate learning and nurture precocious talent. Since the 1980s, tertiary education has shifted its focus from an all round liberal arts preparation of young adults to aim for technology and business driven outcomes for students once they graduate. This is why we are seeing applications coming to market faster than ever before. Of course, the pay off for this is a section of society, which used to lead the way in understanding the world, being as dumb as everyone else in these matters.

Starting A Business & Making It Big While Studying

Getting rich is the main game, however, especially with a famously wealthy white President in that White House. Donald Trump recently thanked African leaders for making his business friends rich; despite Africa being a war torn, economic basket case, having never recovered in the postcolonial era. Facebook’s Mark Zuckerberg is, now, probably the most famous college based business success in the world. Harvard University played host to Zuckerberg and his peers, as they began what would become the social media behemoth of the age.

Elite colleges in America and elsewhere are the home of MBAs, so they should be at the cutting edge of encouraging students to make it big. Technological innovations emerging out of universities globally, are driving change in the business world today. Cloud computing and intranet softwares are helping businesses manage employees better and more expansively. Youthful minds will always be more open to new ideas and conceiving of breakthroughs in doing things better. University courses ask students to examine equations and situations to come up with new solutions to old problems.

Time does not stand still in business and in the world; change is the only constant. Startups will continue to emerge in industries across the globe; and the digital realm will impact most of all. Service industries and manufacturing will all continue to benefit from technological innovation; as will franchise opportunities. Apps are making it easier and far more mobile to do business 24/7 around the world. Doing things faster, smarter and more cost-effectively will always appeal to business, whatever the nature of it. Students will continue to ponder brilliant ideas and whether they can make them work in the marketplace.

Digital marketing has evolved by leaps and bounds, even within the last 5 years. It has ranged from overwhelming pop-up ads that afflicted the early internet to more benign ads along the edges of our favourite websites and social media platforms. Following that, the ads became more intelligent and designed themselves to target our particular likes, dislikes, and shopping habits. As advertisers have learned the tricks, tips, and secrets of successful advertising online, they have created a real need. How can you dip into this massive pool of knowledge and become a become a digital marketing expert?

Know the topic

Your first step to becoming a digital marketing expert is to begin writing and studying about the items you intend to market. This should ideally be something you are passionate about because this will have a two-fold advantage; one: your passion will come out into your writing research and study; and two: you will enjoy your work and have greater workplace satisfaction which will enable you to pursue excellence without becoming weary. Starting a blog and writing on topics about which you care not only causes you to have to dig deeper into the material, but also can help establish your online reputation as an individual with inside and expert knowledge on the topic. It will also make it easy for you to sell yourself later to clients as you have an extensive background in the topic of that particular market.

Market yourself

Once you have established yourself as a potential expert in that particular field through your time of personal study and application through blogging and advertising on your own page, you can start to branch out and do some more intense studying on how to become a digital marketer. All digital marketers should start by learning how to market themselves. After all, if you can successfully market yourself, that is a testament to your ability to potentially be able to market others. There are huge amounts of free resources online for learning how to become a digital marketer. These tips and strategies are tried, tested, and true. Things like learning about search engine optimization for keywords, utilizing Google Analytics or other analytic tools to gauge how successful your campaign is, becoming an expert in your field with extensive article writing online, and learning how to use online promotional materials for your advantage.

Get online education

For each of these and hundreds of other potential marketing elements there are whole websites dedicated to the subject. Plus you can find YouTube channels, materials both free and paid for, and tutorials of varying levels of expertise from the beginner marketing level to experts who teach high-quality marketing to billion-dollar firms. No matter what your technical range or price tag you’re willing to pay, there is a teacher adequate for your level who can be found online.

Work in the industry

Sometimes though, learning to become a digital marketing expert can be just as simple as talking with a company that already does it. Working for a business that does online marketing can be a great way to get an insider’s view and professional personal experience on the ins-and-outs of how it is done. No matter how you decide to learn whether it be self-taught, freelance, professional, or educational, the routes to becoming an expert in online marketing are varied and your path to success is wide.

According to researchers from Swansea University, one in 20 students turned to sex work while pursuing a university degree. Based on the study, there are three common reasons why they do such thing. It can either be to support their lifestyle, pay off their debts, or fund their studies. As per Student Sex Work Project, these students work as prostitutes, cam girls or escorts that give the girlfriend experience. There are also customers who desire role playing with these women. For instance, they want to study with some ladies, if you know what I mean.

In other research involving more than 6,000 university students, 3.5 percent of women admitted to working in the sex industry. Interestingly, 22 percent of the female respondents contemplated on entering the sex trade.

Why Some Female Students Work in the Sex Industry

Money is the major driver that prodded female students into selling sex. They are also motivated by the curiosity and the sexual pleasure associated with this line of work. In Australia, 40 percent of the female sex workers in major cities in the country are also attending universities and colleges. Like other student sex workers, the lucrative pay out encourages them to engage in the sex trade. In fact, a fetching woman can bring in as much as $1400 on a busy evening. This kind of money can help female students get by for at least a couple of days.

According to The Mirror, financial desperation is prompting Britain’s university students to turn into prostitution. Aside from a better pay option, these students can better manage their time in sex work compared with bartending or waiting tables. Surprisingly, some women chose to carry on with sex work even after completing their studies.

The Role of Social Media

As per the Daily Mail Online, female students are being encouraged to do sex work through social media adverts. As a matter of fact, some escort companies are targeting freshmen students for “potential work” via Facebook and Twitter. Some of these jobs include pole dancing, lap dancing, prostitution and working as a cam girl. This does not come as a surprise as an increasing number of escort companies are harnessing the reach of social media in promoting their services or recruiting new employees.

We all know that Mathematics is the least favorite subject of students. This being said, it is an important part of our life, regardless of whether or not we like it. We also cannot simply avoid the fact that we will always encounter math, as numbers and its applications are all around us.

Mathematics is also an integral component of our education. We will come across this subject starting at pre-school up until our university studies, may it be simple Arithmetic to Advanced Calculus. In addition, math is used in almost all Science subjects like Thermodynamics and Chemistry.

Everyday Applications of Mathematics

Our daily routines have mathematical applications in it. For instance, setting our alarm clock and counting the number of hours of sleep we will have illustrate simple mathematical applications. Even following the right dosages of medicines, and cups or teaspoons of this and that in cooking involve math.

When travelling, simply knowing our departure time or estimated time of arrival (ETA) demonstrates the importance of mathematics. It can also be exemplified while watching our favorite sports. For example, baseball aficionados are well-versed in statistics, especially when taking into account the win-loss percentage or the batting average.

Careers with Mathematics

If you are a fan of Disney’s or Pixar’s animated films, then you might as well be aware that animators know their maths quite well. Linear algebra is used in rotating or shifting animated objects, and in making things larger or smaller.

There is also math involved in gambling. Basically, it is a pure numbers game with a dash of luck. Bookmakers understand statistics, so they know the odds when encouraging punters during book-maker betting.

Do you wonder how meteorologists predict various weather elements? Weather forecasting involves a lot of maths. In fact, mathematics is important when trying to get to the bottom of our atmosphere. Meteorologists apply physics and calculus when projecting this week’s weather conditions.

Nobody is immune to pain. Everybody experiences headache, neck or back pain, sporting injuries, stiffness or pain at some time. If you have the desire to help people alleviate pain and recover their active lives, a career in osteopathy might be just right for you. Studying towards a career as an osteopath can be rewarding for you and the people you treat. Osteopathy is a fascinating field of study where you will learn the connection between the body’s structure and the way it functions. It will also equip you with diagnostic skills and the ability to formulate and prescribe suitable treatment programs.

Osteopathy is a holistic discipline that focuses on how the bones, joints, muscles, connective tissues, nerves, circulation and internal organs functions as a whole. Osteopaths are trained to evaluate, diagnose and identify dysfunction in the body. They can also administer a wide range of manual techniques such as stretching and massage or utilise supplementary measures such as exercise, heat, water and light for general treatment of the body.

All accredited osteopathic programs in Australia are five-year university degree course. The first component is a three-year Bachelor of Clinical Sciences. The second component is a two-year Master of Osteopathic Medicine. For students interested in pursuing a career in osteopathy, here are the Universities offering Osteopathy in Australia:

Southern Cross University – Master of Osteopathic MedicineLismore T: 1800 005 687
Coffs Harbour T: +61 2 6659 3777
Gold Coast T: +61 7 5589 3001
Five years of education and training is required to be an osteopath. Southern Cross University offers three year-year Bachelor of Clinical Sciences and two-year Master of Osteopathic Medicine to be accredited by the Osteopathy Board of Australia.

RMIT University – Bachelor of Applied Science (Osteopathy)124 La Trobe Street, Melbourne VIC 3000
T: +61 3 9925 2000
Completion of Australian 12 year senior secondary certificate and a study score of at least 25 in English are required to enrol in Bachelor of Applied Science (Osteopathy) in RMIT University. They offer practical classes combined with observation and supervised experience in the on-campus clinic to ensure students gain maximum experience before they graduate.

Victoria University – Master of Health Science (Osteopathy)PO Box 14428 Australia Melbourne 8001
T: +61 3 9919 4000
Victoria University has campuses across Melbourne’s central and western suburbs (and one in Sydney, too.) The Master of Health Science (Osteopathy) equips students with the diagnostic skills and graduate capabilities for Osteopathic practice required by primary health-care practitioners. Students will also have the ability to formulate and prescribe a suitable and safe treatment program. The Master of Health Science (Osteopathy) is accredited by the Australian and New Zealand Osteopathic Council (ANZOC).

Majority of the world’s population is in Asia. It has about 60% of the world’s population with three of the four most populated countries in the world China, India and Indonesia. Asia has produced some of the world’s most ancient and sophisticated cultures. It continues to shape the global environment whether economic, political and natural. Most of Asian economies have exponential growth and more consistently than any other group of economies in the world in the past four decades. With the fastest growing economies and over half of the world’s population, Asia will continue to be a dominant force in the 21st century. The growing influence of Asia in the world today will eventually recapture its pre-eminence on the world they once enjoyed before the age of Western dominance.

The world is increasingly looking to Asia economically, politically, culturally and strategically. This sense of Asian dynamism compels the global community to have a strong relationship with it. People across the globe are now actively recruiting Asian studies graduates who can demonstrate a deep understanding of the continent. Asian Studies explores diverse topics on culture, politics, economics and history of Asia its people and civilization. It combines aspects of history, sociology, cultural anthropology and other disciplines to study economic, cultural and political phenomena in Asian tradition and transformation. Studies are placed on the comparative and interdisciplinary ways of deeper understanding of the East which shed new light on Western civilization and culture. Learning is a lifetime activity. Comprehensive curriculum in Asian Studies is closely connected to historical insight needed for a lifetime of learning about Asia.

Students interested in Asian studies can find a Bachelor’s degree or Bachelor of Arts in Asian Studies at many universities and colleges across the world. Applicants must have a high school diploma or must complete most of the general education requirements before they can enrol in the program. Courses in Asian studies are usually broad multidisciplinary programs that give students a look at different areas including Asian history, Asian art, Asian religion, Asian politics and international relations. Courses often require student to study one Asian language in-depth, such as Chinese, Hindi, Indonesian, Arabic, Japanese, Korean, Thai, Persian, or Vietnamese. It usually takes three to four years of study to earn a bachelor’s degree.

Upon course completion, students will have the knowledge and skills to:
• Engage with Asia culturally and linguistically for independent lifelong learning.
• Communicate knowledge of Asia to different audiences in both English and an Asian language.
• Use concepts from social science and humanities to analyse, review and develop knowledge about the Asian continent.
• Reflect Asian concepts on humanities and social sciences.
• Exercise critical thinking and judgement in solving problems.

After obtaining a bachelor’s degree students may choose to pursue graduate studies. Options include Master of Arts in Asian Studies; some institutions also offer Doctor of Philosophy degrees in Asian Studies.

Asian studies are becoming a popular and rewarding major program. Career opportunities are plentiful including government work, education, justice system, diplomacy and business within the international business community. There are professional opportunities also for graduates in the field of Foreign Service, international trade, community relations, international journalism and translation. Cultural groups around the world like ACM Group are eyeing graduates of tomorrow to promote a broader understanding of the eastern culture.

Asia is a vibrant and important continent in the sense of culture, politics and economics. Asian studies help to enrich the world understanding of the rich history and culture and the driving force of Asian economy today. Understanding the East will contribute to our common human heritage that will prepare us for a responsible and successful role in globalisation. Whether you are interested in the past, present or future, studying Asian studies makes a lot of sense.

Completing a college education is a very tough process. Students must work hard and spend a lot of time studying, and lack of finances adds extra stress. A student needs sufficient funds to cover their living expenses such as food, housing, clothing, etc. and health insurance plus university’s tuition and fees. To get the general idea about expenses, it is important for students to look at catalogues or application information provided by the university. However, tuition fee rates vary depending on the university. Some schools could be cheaper than the others.

Getting university education is a good way of investing for the future because it opens many job opportunities and potential to earn more. Many middle class families begin the college selection process with a grim determination, doing whatever they could to give their children the best possible college education believing that the investment would be worth it. Enrolling their children in the best universities without asking many questions about whether they could afford an annual tuition bill. Many struggling students desperate for financial help end up applying for student loan. Lenders will underwrite big loans without any idea of what the students will earn someday – just like the low doc and no doc loans mortgage lenders who didn’t ask the borrowers for documentation verifying their incomes.

The government and many financial institutions offer various loan programs for students. If you apply for financial aid, you may be offered loans as part of your school’s financial aid offer. A student loan is money you borrow and must pay back with interest. It can be used to pay for university or college tuition fees and to help with living costs. There are two sources of student loans: government or from private sources such as a bank or financial institution. Government loans usually offer lower interest rates and have more flexible repayment options compared with loans from private sources.

Government student loan is not for everyone because not everyone is qualified for it. Those who are qualified may notice that the amount is not enough to cover all of their educational expenses and still need to apply for private student loans to cover their expenses. Student loan options can be overwhelming at first glance. Assess all financial situation and options available in order to pick the student loan that best fit your needs. Many students end up buried in debt when they completed their college education. They cannot walk away with it because it’s nearly impossible to discharge student loan debts under the federal law. It’s utterly depressing for so many people to face decades of payments, limiting the capacity to buy a home and turning off potential life partners.

Under the terms of student loan credit agreement, students are expected to make regular payments or to defer payments if their income falls under a certain level. Postponing repayment is a good option for people planning to go abroad for an extended period of time. A number of programs allow the borrowers to defer payments until they have graduated or completed their studies. Part time students, active in military duty, serving a public service organisation or medical residency can apply for deferment. The borrower is not required to make any payment during deferment period but the interest will continue to accrue. Any unpaid interest will be added to the principal balance at the end of a deferment period. This may increase the total amount of loan and the monthly payments.

It is pretty easy to get a student loan these days. Financial institutions understand that most college student do not have a consistent stream of revenue nor solid money situation, the loans are basically based on future income after completing the course. Most of the loan programs require a co-signer or guarantor who will support the payment if the borrower is unable to pay. The guarantor is typically the parent or guardian. A student, who decided to make a loan, must make sure he understands who is making the loan and the terms and conditions of the loan. A slight difference of a half of a percentage in the interest rate could potentially make a large difference in the total amount of loan. It is strongly recommended that student do some research before applying for the loans that will be the most suitable for him.

Personal finance is the application of finance principles on personal money management. It addresses the ways we earn, budget, spend and save money, taking into account different financial risk and future life events. Personal finance is an important aspect of everyday life yet this is hardly taught in schools and majority of people are financial illiterate. Many working adults are not knowledgeable about personal finance management and lack basic money-management skills. A study revealed that most financial literate people have college education or have parents who have retirement savings and investments. We don’t have to be professionals to learn about personal finance. Financial literacy is important, understanding personal finance will help us avoid or eliminate debt and plan our strategy to create wealth.

Living paycheck to paycheck is a common trait of people who do not have personal finance knowledge. They always feel they don’t have enough money. They are more gullible and easily fall into the debt trap because they don’t understand credit card terms, mortgages and payday loans. People lacking in practical financial knowledge have high levels of personal debt, bad credit history, bankruptcy and mortgage crisis. They continue to get into debt to buy fancy cars, modern homes, go to vacation places while only making minimum payments on their credit cards and student loans.

Learning personal finance is important in wealth building. Understanding personal finance will help us avoid and eliminate debt in our life. It will help us gain knowledge on how to create and track personal budgets and balance our checkbook. By keeping track of our spending and learning how to budget we will make good decisions about spending. We will also learn how to use a credit card responsibly by understanding interest rates, service fees and other tactics used by creditors. Personal finance will also help us understand different financial products like investments, loans and insurance. Debts and investments will be explored and we will find out how mortgages are used to finance home ownership. Studying personal finance will help us make smart money choices. Learning how to manage our money means learning how to be debt free.

Financial literacy courses help people into becoming better money managers. Growing number of people are starting to study personal finance not for a career but simply to understand their relationship with money and how they can control the outflow of personal funds to gain greater power in their lives. There are free online courses available on the web that teaches the basic foundation of personal finance. The improvement of our personal finances will impact our retirement. Studying personal finance is not just for professionals; today many secondary schools are starting to make financial literacy a part of their curriculum. 17 states in America are now requiring their high school students to take personal finance class before they graduate. The UK made personal finance instruction mandatory in high school since 2014. The UK just joined US, Australia, Singapore and Canada and New Zealand are following suit. By equipping our younger generation with personal finance we break the cycle of financial literacy and empower the youth to make informed financial decisions.

Law touches every aspect of our social life, from cradle to the grave. It governs almost everything from conception to exhumation. There are legal frameworks from the air we breathe, food we eat, our health, family relationship, property, science, sports, travel, employment and even war. Studying law sharpens your mind, strengthen your understanding and deepen your experience across full range of social sciences and humanities. You develop abstract thinking and practical problem solving when you study law.

Completion of secondary education is the basic requirement for studying law in Australia. Each law school website will tell you the requirements for you to be able to apply for admission. To be professional lawyer in Australia, you need to complete an approved law degree (Bachelor of Laws or Juris Doctor) and complete practical legal training course to obtain Legal Practice Legal Diploma. A supervised traineeship at a firm will also enable you to have practice legal training. After the training you need to apply for admission to the roll of lawyers, and then apply for a practicing certificate.

A career in law is rewarding and can take you anywhere you want to go. A law degree can lead you to an exciting career as a solicitor or a barrister, but a legal qualification can also open opportunities in any industry sector such as banking, finance, business management, politics and government. Legal skills acquired from studying law are valuable for any career requiring practical approach and intellectual strength.

Being a lawyer in the 21st century no longer just means defending little people against big corporations, or defending big corporations against the social media clout of little people. It can also mean developing a keen sense of social trends and being able to act fast on legal opportunities such as class actions. A case in point is the initiative shown by Charles Bannister of Bannister Law in bringing about the VW class action against Volkswagen, using not just radio, TV and newspapers to rally disgruntled Volkswagen owners but also the digital focus point of a website and social media. Should students be trained to be better prepared for social changes, world events and shifts in public opinion which can open up entrepreneurial chasms waiting to be filled by fast-acting lawyers?

Law schools today are using technology in their classrooms to prepare their students for the practice of law in today’s digital business world. Web-based tools are used to create a more engaging learning experience for the students. Effective use of social media particularly blogging is being taught in universities and online campuses to prepare students to better compete in the marketplace. Social media skills are important skill set in today’s economy. It’s an easier way for potential clients to find your practice. It’s also valuable tool for social listening and monitoring. Social media listening help law firms navigate public sentiment and identify unusual spikes in social media before an activity become mainstream stories. Broad social media listening is useful for class action car accident compensation lawsuits like in the case of VW class action. Staying informed will help you quickly locate public opinion, spot legal opportunities and strategize your actions.

Social networking sites like Facebook, Twitter and Instagram are helping lawyers with social searches and litigation. The internet allows lawyers to gather bulk of information about prospective jurors and track their activities on social media. Trial lawyers are now using it to understand and manage public perceptions and opinions of a case. Individual profiles, forums and comments help lawyers find trial evidence. Social media law and risk management in a range of global social and political contexts is now being offered in different universities as a new postgraduate level course. This course enables students to have advance knowledge and skills in the use of social media for government, non-government organisations, business and general public.

Women’s health nurses are nurses who specialise in providing treatment for women’s health issues from puberty to after menopause. They provide pre-conception, prenatal, postpartum care, family planning services and may other forms of health care for women. Nurses are equipped to work in primary clinics, hospitals, physician offices, community health centers, college health clinics, nursing homes, antepartum triage units and any other health care facility.

Women’s health nursing training program provides students with in-depth knowledge of physiology, pathophysiology, research, scientific theory and clinical experience with women’s health care. Students learn how to promote and maintain patient’s health, address minor and acute health problems, and provide prenatal, post-partum and gynecological care. Students will be able to expand employment opportunities after graduation from the training program. Women’s health nurses are in high demand but choosing the right nursing school can be overwhelming. Here are top 10 women’s health nursing training institutions in the world:

1. University of Pennsylvania, School of Nursing located in Philadelphia was ranked best nursing school by US News & World Report in 2015. It offers a number of undergraduate and graduate nursing programs. Studies in family, women’s health and mental health are among the school’s different master’s degree program.

2. Johns Hopkins University, Baltimore is one of the top nursing schools in the world that offers quality comprehensive education for nurses seeking career advancement. The school of nursing now offers Master of Science in nursing degree online.

3. Curtin University, School of Nursing, Midwifery and Paramedicine Australia is one of the best Nursing Schools in Australia. It offers innovative learning environment for aspiring nursing professionals. There are 12 nursing courses including undergraduate and graduate studies.

4. University of Manchester, School of Nursing, Midwifery and Social Work is not only one of the best nursing schools in the United Kingdom but one of the best in Europe. Some of the courses offered at this school include mental health nursing, adult nursing and child nursing.

5. University of Washington School of Nursing has been on the top psychotherapist school in the US for about three decades now. There are three nursing departments including behavioral & health system, family & child nursing, psychosocial & community health. Graduate certificates are offered for nurse practitioners.

6. University of Edinburgh, School of Nursing has been ranked top in the Guardian University Guide 2015 among all higher education institutions in the UK. The university has been providing Clinical Psychologistprogrammes for more than 50 years. It offers undergraduate and graduate degree programs in nursing.

7. University of Michigan, Ann Arbor MI is one of The Princeton Review’s best 380 colleges in 2015, as well as among the best nursing schools on US News & World Report’s list for 2015 and among the top 10 national universities according to Washington Monthly in 2015. This is the first nursing school to offer a master’s-level in international health.

8. Duke University, School of Nursing Durham NC, was established in 1931. It is one of the oldest and one of the top nursing schools offering different nursing programs including accelerated bachelor of nursing, masters in nursing, doctors in nursing and post-doctoral fellowship. Masters of Science in Nursing and Doctor of Nursing is also offered online.

9. Yale School of Nursing, Connecticut was established in 1923, the first independent University-based nursing school which is considered as one of the top nursing schools in the world. It offers nursing degrees including Master of Science and Doctor of Philosophy in Nursing.

10. Christian Medical College, Vellore is one of the top medical centers in India. College of Nursing is one of best medical institution in the world. It offers several degrees in nursing including BSc Nursing, post graduate courses and distance education courses.

Saving is one of the best way to prepare for a comfortable life after retirement. Self-managed super funds are a way of saving for retirement. SMSFs is becoming a popular retirement vehicle, there are over 500,000 SMSF’s in Australia today. Managing your own super offers many benefits which include:
• Ability to decide how you would like to invest your retirement savings.
• Pool family assets by consolidating multiple super accounts to one larger pooled balance.
• Wider range of investment options compared to traditional retail or industry super funds.
• Reduction in the overal tax burden.
• Greater control of cost in running SMSF
• Control how benefits are passed upon death

SMSFs have become a popular way to manage retirement savings. To assist SMSFs trustees to understand the complexity of the system the Australian Tax Office has been given powers to impose monetary penalty on trustees to undertake mandatory training. Chartered Accountants Australia and New Zealand and CPA Australia have developed a free online training in self-managed super funds. The training tool is designed to educate SMSFs trustees in understanding their role and responsibilities. They will learn all the information needed to remain engaged with their super, skills needed to comply with legislative requirements and it will assist them in controlling their super investments. The training tool will also increase their capacity to identify their limitations so that they can seek self-managed super fund consultant at the right time.

Training in self-managed super funds is suitable for SMSFs trustees, as well as public practitioners and self-managed super fund consultants. At the completion of the training program, trustees will be able to understand:
• Their roles and responsibilities
• Investment restrictions imposed on trustees
• Rules and limitation regarding contributions
• Benefit payments within an SMSF
• Administration involved in an SMSF

If you are contemplating to set up an SMSF, this training program can assist you before you commit to managing your own fund.

Self Managed Super Funds RG146 Accredited Course
Financial product advisers must meet the Regulatory Guide 146 (RG 146)requirements before they can sell financial products to the general public in Australia, this includes going through an up-to-date training through a continous professional development program. This SMSF course is designed for financial planners, auditors, accountants and fund administrators wanting to give comprehensive advice to investors in SMSF. The accreditation training covers topics such as establishment, trustee responsibilities, investment strategies, paying and structuring benefits, taxation and limited borrowing arrangements.

Completion of RG146 accreditation course will enable product advisers to:
• Give advice that relates to particular assets or investment strategy, including when trustee should acquire or dispose of financial products.
• Recommend client to dispose of interest in another superannuation fund type, or financial products.
• Recommend client to change investment strategies or contribution levels on another type of superannuation fund. Give advice to switch between investment options.
• Recommend to the client not to invest in other types of financial product.
• Recommend client to join an existing SMSF if reasonably necessary to the establishment structuring, operation or valuation of the fund.

The simple fact is, that if there was a betting system, which beat the odds and delivered guaranteed profits, then that system would have put gambling operators and that particular game out of business. I am sorry to say that that has not happened. Casinos and their gambling games are designed to advantage the house, not the punter; it is a business after all. Over the years many have tried to come up with fail safe betting systems for bets on horses, card games and the rest of the gambling game family; they have not worked.

Looking at the house advantage ratios in the games common to most casinos, Black Jack has the most punter friendly disadvantage, being 0.28% in favour of the house winning. The truth about gambling is that you can strike on occasion and come home a winner, but over the long haul the casino operator or bookie will win out because it is designed that way. The reality of life is, that if there was a system that worked it would be outlawed or that game would not be played by those in the business of making money from mug punters. Bets are designed to advantage the bookie or casino operator.

There is a reason why the Internet is full of courses or systems that you can purchase to beat the odds – that reason is that the people behind these systems make their money out of selling the system to you; not out of backing their own betting system. Why? Because none of these systems actually work. Long ago smart operators discovered that they could make much more money out of dudding optimistic human beings than they could out of mathematics. Bookies and casino operators are cold hearted calculating business people, not naïve amateurs like most mug punters.

Betting is about taking a risk now and then, breaking out of the dull routine of working for a living; it is not a long term panacea. If it was, everybody would be doing it and the global economy would fall apart; which it does when merchant bankers (gamblers) get hold of the steering wheel for any length of time. Counting cards in casinos whilst playing Black Jack is outlawed and if caught you will be banned from casinos. Martingale systems do not work, no matter how much money you put down; you will lose it in the end. Gambling courses: Is the best bet with betting not to bet at all? Yes but life gets pretty boring if you do not take a risk every now and then. But a sure fire system is not taking a risk, is it?

We are living in the information age and information technology has become an integral part of our lives. IT is everywhere from computer software used to manage computer operations, computer generated animation in movies, programs and networks that allows online purchase to satellites systems that enable space exploration, these are the real world applications of information technology.

Information technology is a broad term that comprise of collecting, managing and processing information and related technologies. It includes computers, mobile and wireless devices, network, satellite communications, cable television, automated office equipment and electronic mail. Information technology professionals are responsible for developing, designing and managing computer hardware, software, information networks and the internet.

There are many career opportunities available for experienced IT professionals. Information technology courses offer pathway to a rewarding career in computer system, information consultancy or business system development like SharePoint development. Web designing, system analyzers, hardware and software developers are just some of the many career opportunities created with the help of information technology. Studying information technology at universities can lead to a well-paid career anywhere in the world.

You can study information technology courses at diploma, undergraduate and postgraduate level. You can also study through distance learning at your own convenience. Some schools combine IT study with business skills and other discipline. Here are twelve IT courses that will help you get the job you want:

1. Computer programming – teaches how to write computer programs and how to test them for problems. Computer programming is available in associate or bachelor degrees. Associate degree prepares student for computer programming jobs, it can also be used to pursue a bachelor’s degree in computer science at a 4-year college or university.
2. Computer graphics – courses in computer graphics enable students to create 2D and 3D designs, animated techniques, graphical software packages and graphics systems. Website design, photography, digital video production and application programming can also be learned from courses in graphic design. Courses are available through certificate programs, associates, bachelor’s and master’s degree programs.
3. Database management – courses provide the students with expertise to effectively manage and analyse data, obtain general analysis and management skills. Graduates can pursue a career in database management and administration.
4. Computer science – courses allow students to work directly with computers, computer networks, operating systems and database software programs. Graduates can obtain management positions with computer software, computer design, engineering and telecommunication business.
5. Networks and communication – courses in network communication teaches data communication and internet technologies and basic system performance analysis. LANs, WANs, TCP/IP, internetworking, signals and communication media can also be learned. Graduates can find employment as network systems and data communication analysts, network administrators, computer system analysts or network and telecommunications analyst.
6. Compiler construction – courses in compiler construction teaches parsing, semantic analysis and register allocation. Graduates can find employment as algorithm and software developer, software engineer, web developer and database architects.
7. Algorithms – students will understand key concepts to devise new algorithm and other important data structures. Degree in algorithm combined with business degree can make a graduate get a job in management or marketing software industry. Most graduates end up in computer and software industry designing computer graphics, programming languages and pattern recognition software.
8. Data Structures – courses in data structure provide students with basic programming concepts, data structures and algorithms. This is about showing correctness of algorithms and studying computational complexities. Graduates can find employment as data engineer, JAVA developer, software engineer and other software related jobs.
9. Operating system – courses in operating system provide students with a broad range of operating system concepts, installation and maintenance. Students will have understanding of OS concepts, management, installation and maintenance using variety of operating system. Career opportunities include system analyst, system consultant, software engineer and system programmer.
10. Computer science – degree in computer science equips students with deep understanding of scientific computing, automation theory, logic design, computer languages, system organization and practical applications. There are many career options available for computer science graduates including computer, network specialist, computer programmer, database developer, desktop publishers.
11. Artificial Intelligence – AI course provide the students with the basic knowledge representation, learning methods and problem solving of artificial intelligence. AI covers games, search engine, robotic science, weaponry, biological science and medicine. Course completion will enable students to develop intelligent systems by assembling solutions to computational problems and to link computational intelligence techniques to the real world. Popular AI graduates career include game programmer, robotic scientist, search engine specialist and face recognition software developer.
12. System analysis and design – course provides the students the opportunity to design, implement and document the system development cycle. It includes analysis of current systems, program development, testing, logical and physical systems design, implementation, maintenance and documentation. Career opportunities include computer systems analyst and business systems analyst.

If you love building things and working with wood, furniture and cabinet making course is for you. This course is for people who enjoy creating beautiful things and working with their hands. Learn to manufacture furniture for furniture and cabinet manufacturers or start your own furniture business. There are courses in pre-apprenticeships and apprenticeships in Australia. After completing an apprenticeship, you will be able to find work as a furniture manufacturer or cabinet maker.

Furniture Making
Learn the skills and knowledge required to create and manufacture pieces of furniture or built-in cabinets. Gain a comprehensive knowledge of hand techniques in Certificate II in Furniture Making. You will learn how to prepare surfaces, restore furnishing items, mix and apply stains, apply finishing material and operate a range of furniture equipment.

Cabinet Making
Learn design, manufacture and installation of joinery items including bathroom vanities, kitchens, wardrobes and freestanding furniture. Construct projects according to plans, specification and customer requirements. You will be able to work using a range of construction materials and techniques including timber, plastic laminates manufactured board, and flat-paneled products.

Riverina Institute
Riverina Institute offers a Certificate III in Cabinet Making (MSF31113). Learn design, manufacture and installation of furniture items including kitchens, wardrobes, bathroom vanities and freestanding furniture. This course is for people who want to learn joinery techniques and use modern tools in manufacturing.

Melbourne Polytechnic
Train with industry leaders, Melbourne Polytechnic pre-apprentices have been recognised at the Victorian Furniture Industry Training Awards. Melbourne Polytechnic creates custom-made career options with the Certificate III in Cabinet Making. Learn how to manufacture furniture or start your own furniture business.

Chisholm
Chisholm – Winner Australian and Victorian Large Training Provider of the Year. They offer Certificate II in Furniture Making; Certificate III in Furniture Making; Certificate III in Cabinet Making

Victoria University
Enjoy a satisfying career as a cabinet maker or furniture builder with a basic pre-apprenticeship course to prepare you for the MSF31113 – Certificate III in Cabinet-Making.

The Polytechnic of Western Australia
The Polytechnic of Western Australia offers Certificate II in Furniture Making (Pre-Apprenticeship – Cabinet Making Furniture Making) for people wanting to acquire the skills knowledge in the furniture-making industry.

Training Prospects
Training Prospects offers Certificate III in Cabinet Making. The course covers the knowledge and skills required to perform a range of skills at trade-level for those who want to work in the furniture making, manufacturing and installation of fitted furniture.

USQ Artworx
USQ Artworx offers Bespoke Furniture Making there are two classes conducted – introductory and intermediate. Students will be able to do projects such as table toilet mirror with carving, dovetailed document box, Japanese style tea tray and cracket stool after finishing the course.

Employers are looking for people with the right knowledge and skills for the job they are offering. There are instances when you feel you are qualified but you have little or no documentary evidence of your skills or experience. Having a qualification is a great way to tell an employer, what you can do. By having your existing skills, knowledge and abilities formally recognized you can benefit yourself and your employer. There is no barrier to gaining recognition – Recognised prior learning is a way of recognising what you already know and can do.

The process of matching an individual skills and knowledge acquired from formal education, personal study, work, volunteer experience and any other life activities such as travel, hobbies, training programs, community life and others with a Nationally Recognised qualification is called RPL – recognised prior learning. RPL can be used by people seeking admission to a course or credits towards a qualification. Those seeking entry to employment, promotion or self-development can greatly benefit from RPL.

Acquired life skills recognised as prior learning with qualifications approved under the Australian Qualifications Framework. RPL recognises life skills and practical knowledge acquired no matter how or where. Skills and knowledge need not have been gained in a formal education setting. You may have acquired college level learning through work and life experiences which may be equivalent to college courses. RPL can also help employees who have skills and knowledge in a vocational area to enable them to gain a full or partial qualification. Both formal and non-formal prior learning are recognised by RPL. It is a qualification system open to recognition of the value of learning outside the formal system.

The benefits of RPL include:
• Full or part qualification
• Gaining qualification in reduced amount of time because there is no duplication of learning
• Can save you time and money
• Advance quicker to a higher level of qualification
• Identify skill gaps to meet the job role or qualification
• RPL credit can be recognised by employers to assist with career advancement
• Reduction in unnecessary training or education
In order to recognise prior learning and skills it is necessary to compare your formal and non-formal leaning achieved against performance criteria of the qualification you are using as a basis for seeking an award or credit and submit the necessary evidence to support your claim of prior learning. Gather relevant range of valid and reliable evidence for the assessor to review and verify.
Examples of evidence you can use include:
• Resume
• Work description
• Work samples, performance reviews
• Work records
• References from supervisors or previous employers
• Previous certificates of qualification
• Workshops, seminar, trainings attended
• Job sheets
• Employer recommendations
• Membership of relevant professional associations
• Industry awards
• Other documents that may demonstrate industry experience

The assessor will review all the evidence you have provided to ensure that your training qualifications and work experience is satisfactory to meet the requirements. After the assessment, you will be given information about the skills that have been recognised, whether full qualification was gained. If there are skills gaps, you can complete it through flexible training.

By applying for RPL, you can gain part or full qualification. Gathering evidence may take some time but RPL is still much faster than completing the course the regular way. RPL process will normally take between 2 – 8 weeks depending on your chosen qualification and how fast you gather evidence. Candidates are given 3 months to gather evidence to complete RPL and may gain 3 months extension if required. It is very important to look for qualified Registered Training Organisation than can help to shorten the process to 2 -4 weeks to process your results and post your qualification certificate to you.

If you are considering becoming a personal trainer you will need a Certificate 3 and a certificate 4 in fitness from a Registered Training Organisation (RTO). There is a government website where you can check if the training organisation you are considering using is registered, and it important that you use an RTO otherwise your qualifications will not be recognised.

The certificate 3 in fitness is for people with an interest in health and fitness who want to instruct others. In a certificate 3 you will learn how to appraise people’s fitness levels and identify problematic issues such as injury or poor postural positions. You will learn how to develop programs, how to assess that gym equipment is safe for use and is being used safely. The personal training sydney course will include a nutritional component and you will be able to provide basic nutritional advise and understand where to find government recommendations on diet.

The certificate 4 is an extension of the certificate 3 and covers many of the issues you will need to understand if you are planning to run your own business. Client screening, legal matters, motivation and business planning are all covered in the certificate 4. From a fitness perspective these is focus on developing long term fitness plans for clients.

The advantages of on-line courses are obvious; you do not need to attend the particular RTO on a daily basis. All the courses we checked had some face-to-face component; personal training is all about communicating with people and this can only be learnt with face-to-face time with a experienced life coach, the coach will also assist you in developing skills in relationship counselling that can help you develop strong relationships with your future clients.

There is much about the physiology of exercises that can be learnt on line. The material we surveyed regarding physiology was excellent and most used some interactivity, where layers of skin could be removed to reveal the muscles and bones underneath.

Now before you sign up to an on-line study course be sure to do your homework on the RTO providing your course. We have not been able to survey all the RTOs offering these courses, however all the courses we did survey were very professional and we could highly recommend the Australian Institute of Fitness, Dage Fitness Institute and the P.T. Institue.

Does your website fail to bring you enough business to survive? It’s time to examine your online presence. If your target market is using the search engine to find what they need and your site don’t show up on the first page, you don’t exist. Search engine optimisation is the process that increases your chances of being found online by the right customer. SEO is one of the most important aspects of online marketing because it’s the most cost-effective way to drive traffic to your site and convert new customers to your business.

Many small business owners lack the necessary skills to manage an effective SEO campaign. SEO is a complex technology and requires experts to help your site ranking higher on search engine. Every business owner needs to understand the fundamentals of SEO to have a strong online presence. Whether you are outsourcing or handling SEO internally, having some basic knowledge is still mandatory. SEO courses for small business will help you learn the process, techniques and knowledge to help promote your business and increase return on investments. SEO is an ideal tool so that you can make the right decisions regarding your website marketing. Like any skill, search engine optimisation can be learned and mastered over time.

SEO courses are designed for small business owners who are just starting and have the time but lacking in budget. Or business owners who are paying staff who could be doing SEO work internally. Also for those who want to understand SEO and know how to prioritise implementation of best practices in their business. These are things that you will learn from SEO Courses:
• How search engines crawl and rank websites
• What is keyword research
• How to research the proper keywords for your business
• Where to place keywords on your website
• Research tools and how to use them
• On page and off page optimisation
• Measuring current website performance
• Importance of links and how links influence SEO
• Link building tools and how to use it
• How does website architecture influence SEO
• Content strategy
• Influence of social media in SEO
SEO Courses can be online or in-person, choosing the right one will depend on your preferred learning style and availability. If you desire more interactive experience and dedicated study time, in-person mode is best for you. Online mode might be best for people who are busy and want to learn at their own convenience. As soon as you have mastered the SEO techniques you can be sure of staying ahead in the competition and expanding the reach of your website and brand.

Remember SEO is not a quick fix, it takes time to work. If done correctly, it can bring you more leads and expand customer base for years to come. If you start today, the work you do will likely start bringing you more leads in 3 to 6 months’ time.There are lots of SEO experts on the internet and finding the right one can be a challenge. It’s always a good idea to look for experience and reputation before signing-up. Look for SEO courses conducted by real professionals who can teach you with hands-on experience. Check their training program and enquire about the fee structure before joining any course.

Weaving is the process of making a fabric or cloth. It is the primary step in producing beautiful fabrics. Fabric is made by interlacing two sets of threads over and under each other. The lengthwise threads are called the warp and horizontal threads are called the weft. The three basic types of weaves are plain weave, twill weave and satin weave. Woven cloth can be plain or woven in artistic designs. For centuries people have been using looms to weave cloth. A loom is a device that holds the threads in place while filling threads are woven through them. Hand looms were used to make cloth up until 300 years ago when people use power looms to mass-produce clothing.

Hand looms are still use today to make beautiful handmade fabrics. Weaving courses are offered around the world to give deep foundational knowledge and capability for this age-old craft. Whether it’s your first time at a loom or you’re an old pro, tailored classes are designed to develop weaving skills. Courses provide the opportunity for weavers to learn a new technique, brush up on existing skills and experience weaving on different types of looms.

Basic weaving course ranges from a few days to several weeks. Sturt a Contemporary Craft and Design School in Australia offers weekend courses in weaving. Learn how to weave tablecloth, linen sheets and other textile wonders. Basic weaving course teaches students how to make a warp, set up the loom and weave plain weave, twill and other variations. You will also learn to read a pattern, work with colours and learn different weaving techniques. This is designed for both beginners and weavers who wish to refresh their warping and weaving skills.

A few days are not enough to learn this craft. Comprehensive courses are offered in long term programs to learn the thematic weaving intensives. Advance classes are for students with basic weaving techniques and who wants to focus on different weave structures and to perfect their technique. Marshfield School of Weaving offers long-term work-study programs.

Linen is a beautiful and durable fibre when woven and finished properly.
Some weaving schools let student experience the entire process of growing flax and turning it into different types of linen yard and weaving it into cloth. Linen processing, spinning and weaving courses are available at Susie Gillespie Fine Art of Weaving.

Most weaving schools are set up in farm studios with looms, weaving equipment and kitchen facilities or boarding accommodation. Weaving courses fees vary depending on the number of days, materials to be used and accommodation.

You may be surprised to know that girls in the escort industry often undergo training in sexual deportment. You may have assumed that all that was required was a friendly nature and a reasonably attractively visage. However, most girls entering the call girl business are groomed by the madam or a senior practicing escort. The owners of brothels and massage parlours are running a service industry business and customer satisfaction is paramount to their ongoing success.

You do not want a rude or overly aggressive operative spoiling the experience of the punter. Equally, you would not want an overly shy or sexually inhibited girl manning the barricades on an A shift. So, what is sexual deportment? The dictionary defines deportment as a mixture of how one carries oneself and one’s manners and/or behaviour. So, in the sexual sense there is a little bit of Professor Henry Higgins teaching Eliza Doolittle elocution, in terms of how the girls display themselves in the mounting yard; to employ an equestrian analogy. The punter does not wish to see slovenly posture and indifferent posing, rather something graceful suggesting a diva or the divine.

Sexual deportment continues in the boudoir, where our novus escort is manoeuvring the client into washing his bits and the sheathing of the shaft. She may do the latter with her mouth, something the ladies would practice as part of their etiquette, so as not to deter sexual excitement when protecting their own hygienic health. Coitus itself is a dance in many ways, and the call girls are shown several enticing basic moves to show off their female anatomy. Perhaps, there is a little of the courtesan’s arts from yesteryear; it is the oldest profession in the world after all. Similarly, the way the Japanese Geisha pours a cup of tea for her punter; it involves a touch of class.

Looking at the mating habits of birds of paradise can also provide some clues into the natural urges which underpin the desired deportment of a lady of the night. Stylised hand movements, leaning into the client at the right moment, and tits and teeth, as the showgirls say when referring to the importance of an erect carriage and a wide smile. The escort must use her body as her instrument, inviting her punter to play a tune upon it, and tuning him up if the years have dulled his sexual acoustics somewhat.

Communication, in our twenty first century world, is clearly the most important aspect of modern living. Our businesses depend upon instantaneous communication via email over the Internet. Websites and social media pages are updated continuously, and the media is in a frenzy to maintain their position of prime influence. But do not forget the humble telephone and the sound of the human voice, when evaluating the important methods of communication within our societies. Indeed, the phone packs a technological punch now as a virtual hand-held computer; the smart phone.

However, it is not on its ability to take pictures and send them around the globe instantly, that I award as its most valuable quality. It is still its traditional role of connecting human voices with human ears. It is the intimacy of this form of communication which closes deals, makes sales, delivers market research and customer loyalty; and so much more. The aural nature of the human voice is so much more powerful than reading the written word when doing business. The inflections within conversations, the ums and ahs, the oohs and OMG’s, the soothing and the exciting are all delivered over the phone with aplomb. Whereas writing, is desensitised, generally flatter and undemanding.

Of course, you must have a personable and professional phone manner. You must be able to speak clearly, grammatically correctly, and hopefully, intelligently. Most of us pick up our phone manner from, initially, mimicking our parents; and later friends and colleagues. But you may benefit from taking a course in phone manner; it may really improve your performance at work. Phone manner is much more than, merely, business related, it affects your personal life greatly too. Communicating with friends and loved ones, is often done over the phone, and situations requiring mediation are dependent upon phone manner. Phone calls can be therapeutic, involving counselling, and, even, phone sex operators must be proficient in their use of the instrument.

Courses in phone manner should be de rigour, in my opinion, held in schools and institutions, everywhere. The phone is our best friend when we know how to use it, and we should not assume that everybody knows how to properly communicate via the phone. Poor phone manner can deter love interest and prematurely terminate fledgling relationships. There are, in all likelihood, a lot of lonely people out there who don’t know how to best use the telephone. Some simple instruction in phone manner best practice could, quite possibly, transform their lives.