Today’s guest post is from Tressie McMillan Cottom, PhD Candidate at Emory University, an expert in for profit education and a former admissions and financial aid counselor in two for-profit schools. Ms McMillian Cottom took some time to share with our readers some insight into her research and insights on the growing for-profit college industry.

There are a lot of factors to consider your sophomore and junior year of high school when you embark upon your college application planning. Do you want to move as far away from home as possible or be close enough for Sunday dinners? Do you want the intimate environment of small, liberal arts colleges or the rush of a large, urban campus? What fields of study should your dream college offer? What kind of social life can you build once you get there? The list goes on and on.

There are many great debates in the country today: Democrat vs Republic, Charter schools vs Public schools, Robert Frost vs E.E. Cummings, Lebron vs Kobe, McDonald’s vs Burger King … the list goes on and on. We’d like to weigh in on one of the most important debates of our time: The SAT or the ACT?

College-bound students today are having this debate in numbers that their predecessors, ancestors, and older siblings never did. In part due to the ubiquity (SAT word!) of acceptance of either test, and in part due to the growing awareness of testing options, students are now more frequently asking themselves “which one should I take?” The answers are as varied as are the answers to all of the debates mentioned above, and as passionately defended. We’re going to try to be the voice of reason and help you make the decision by providing as much information and perspective as we can. There are a lot of factors that go into making this decision, from what a particular school is looking for to what subjects the student excels in, but here’s something else to consider: fee waivers. Or more specifically, what fee waivers do and do not include. Today’s post will help you understand this often overlooked difference and how it might help make the difference for you.

In the Bell Curves office, we hear parents and students ask this same question over and over:

“How am I going to pay for college?”

So we turned to one of our favorite college-counselor-admissions-gurus, Angela Conley, for advice on finding money to pay for college. She offered us some good counsel in response. Angela says:
Many high school seniors (and parents) believe that the college process is over around this time of year and everything that can be done has been: the college and scholarship applications were sent . They believe that at this stage there is nothing left to do and there are no more opportunities out there.