Australian citizens and permanent resident (PR) visa holders living in Switzerland may be able to borrow up to 90% of the property value.

The Double Taxation Agreement (DTA) between Australia and Switzerland removes the possibility of being taxed twice as an Australian citizen living in Switzerland. What that means is that your assessable income will be higher so you have a better chance at borrowing the amount you need.

Bear in mind that your income will still be shaded by the bank. Some lenders are better than others with this so call us and we can help you find a lender that is not as risk-averse to non-resident borrowers.

You can find out more about the tax implications of buying property in Australia by speaking with your accountant or checking the Inland Revenue Department (IRD) and the Australian Taxation Office (ATO) website.

The great news is that the Swiss Franc (CHF) is one of the most common currencies that Australian banks deal with, which means that you have an excellent chance to get approved for an Australian expat home loan!

Please enquire online or call us on +61 2 9194 1700 and explain your situation so we can help you get approved for a home loan.