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The Home Loan Process

Finding the right loan is an essential first step in the home buying process. Everything from your credit and income to your down payment can affect your ability to qualify for a loan.

TheMLSonline.com recommends several mortgage lenders with a long history of providing quality lending services. An experienced loan officer will discuss the different types of loans available, determine the maximum amount you can borrow, and calculate a monthly payment that fits your budget.

Recommended Mortgage Lenders

Mortgage Rates

Based on national averages. Updated

Loan

Rate*

Change

APR

30 yr fixed

4.250%

-0.125%

4.376%

30 yr FHA

4.125%

0%

4.452%

15 yr fixed

3.625%

-0.125%

3.843%

*Rates are only estimates and not guaranteed.

Mortgage Calculator*

Property price

Down payment

Interest rateLoan term

Advanced Options

Include taxes & insurance

Annual property taxes

Annual home insurance

Annual assoc. dues (HOA)

Include mortgage insurance (PMI)

Annual mtg insurance (PMI)

*The mortgage calculator is provided only for general information and educational purposes only.
TheMLSonline.com does not guarantee the accuracy of the calculations or the
monthly payment displayed. It is not intended as financial, insurance, tax or legal information
regarding your financial situation; please consult with a financial advisor. Property insurance is based on approximately
$35 per $100,000 of
property value. Actual rate will vary based on coverage options.

Disclosure: TheMLSonline.com website contains advertisements and endorsements of affiliated industry service providers including: mortgage lenders, staging services, home inspectors, title companies and moving services. TheMLSonline.com, Inc. may receive compensation as a result of these advertising and marketing agreements. As a client of TheMLSonline.com, Inc. you have the right to select a service provider of your choosing and are not required to seek the assistance from any advertiser or affiliate of TheMLSonline.com, Inc.