OAJ CANCELLATION POLICY: Cancellations by program participants received by 5:00 p.m. the business day prior to the program will be refunded less a $45 service fee. No refunds are given for cancellations received on or after the day of the program. Transfers of registration fee to a different CLE are not permitted. The OAJ reserves the right to modify or cancel a program if circumstances warrant. If the OAJ cancels a program, full tuition will be refunded.