* There is no Main Savings account specific monthly low balance fee or monthly service charge; however, we charge a Low Balance Fee of $5 if the combined total of your savings, checking, money market, certificate, and outstanding loan balances within the same account structure is less than $1,000 on the last day of the month. If incurred, this fee is charged to the Main Savings Account, provided sufficient funds are available; otherwise the fee is charged to another of your Logix accounts.

Fees may reduce earnings on accounts. Rates on savings, money market, and checking accounts are variable and are subject to change after the account is opened. Dividends of less than $.01 earned during the month will not be reflected on the account and do not carry over to the next month.

All rates subject to change without notice. For more information, please call 800-328-5328.

† Bump Rate Certificate ($5,000 minimum to open) allows you to increase your rate/yield one time during your term if our current offering rate is greater than the rate you are earning on your account. Flex Rate Certificate allows one additional deposit at any time during the first 11 months of the term of the account and one (1) withdrawal of up to 25% of the then current balance at any time during the term without penalty. Flex and Bump Rate Certificates cannot be opened as IRA accounts.

Early withdrawal penalties apply.

WAIVER OF CERTIFICATE EARLY WITHDRAWAL PENALTY: Logix will waive your early withdrawal penalty if you decide you want to invest funds from your Certificate in the market. Restrictions apply. Click here for details.

All rates subject to change without notice. For more information, please call 800-328-5328

APR Assumptions: APRs are calculated using loan amounts of $200,000 for Conforming,
$600,000 for Non-Conforming, include 15 days accrued interest and $1,352 in fees,
and assume monthly repayment and a loan-to-value of 70%. Mortgage rates
listed apply only in certain conditions. Loan rates depend on several factors/assumptions.
A loan's final rate will depend on financial market conditions, specific characteristics
of the loan transaction and applicant's credit profile up to the time of closing.
Adj* = Adjustable Rate Index tied to 5-Year Constant Maturity Treasury (CMT). All
rates are subject to change at any time without prior notice. Logix offers many additional mortgage loan programs. For more information, contact a Real Estate Loan Specialist at (800) 328-5328, select option 2, anytime day or night.

LTV 70.01% - 80.00%: Add 0.125% to rate

LTV 80.01% - 85.00%: Add 0.375% to rate

LTV 85.01% - 90.00%: Add 0.625% to rate

LTV 90.01% - 97.00%: Add 0.750% to rate

Loan Amounts $1,000,001 - $1,500,000: Add 0.500 to rate

Loan Amounts $1,500,001 - $2,000,001: Add 0.750 to rate. No Cost Option: If loan is paid off within the first 36 months, borrower is responsible to repay lender paid closing costs.

APR Assumptions: APRs are calculated using loan amounts of $200,000 for Conforming, $500,000 for High Cost Area Loan Limit, $750,000 for Non-Conforming Level 1, $1,150,000 for Non-Conforming Level 2 and $1,650,000 for Non-Conforming Level 3, include 15 days accrued interest and $1,352 in fees, and assume monthly repayment and a maximum loan-to-value of 80%. Mortgage rates listed apply only in certain conditions. Loan rates depend on several factors/assumptions. A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile up to the time of closing. All rates are subject to change at any time without prior notice. Logix offers many additional mortgage loan programs. For more information, contact a Real Estate Loan Specialist at (800) 328-5328, select option 2, anytime day or night.

APR Assumptions: APRs are calculated using loan amounts of $200,000 for Conforming, $500,000 for High Cost Area Loan Limit, $750,000 for Non-Conforming Level 1, $1,150,000 for Non-Conforming Level 2 and $1,650,000 for Non-Conforming Level 3, include 15 days accrued interest and $1,352 in fees, and assume monthly repayment and a maximum loan-to-value of 80%. Mortgage rates listed apply only in certain conditions. Loan rates depend on several factors/assumptions. A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile up to the time of closing. Adj* = Adjustable Rate Index tied to 1-Year London Interbank Offered Rate (LIBOR). All rates are subject to change at any time without prior notice. Logix offers many additional mortgage loan programs. For more information, contact a Real Estate Loan Specialist at (800) 328-5328, select option 2, anytime day or night.

†P&I Payment subject to change after 1st Interest Adjustment.

Special Programs

Loan Type

Rate

**Points(Up to 80.00% LTV)

1 - 4 Unit Non-Owner Occupied Program (Investment Properties)

Purchase/Rate & Term Refinance

30 Due in 15

4.125%
4.250%
4.375%
4.500%

1.750pts
1.125pts
0.500pts
0.000pts

15 Year Fixed

3.625%
3.750%
3.875%
4.000%

1.750pts
1.125pts
0.500pts
0.000pts

30 Due in 7

3.875%
4.000%
4.125%
4.250%

1.750pts
1.125pts
0.500pts
0.000pts

30 Due in 5

3.750%
3.875%
4.000%
4.125%

1.750pts
1.125pts
0.500pts
0.000pts

**Additional Fee of 1.0% will be added to the above points for all cash-out refinance transactions. Maximum 75% LTV allowed for cash-out refinance.

"As Low As" rates listed are our best fixed rates on approved credit and include a 1% rate discount for Automatic Payment (AutoPay). Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. In some instances we may require borrowers to purchase Guaranteed Auto Protection on new and used auto loans. Rates are 1% higher without AutoPay; maximum 17.99% APR. Rates for MasterCard, ReadyLine, Share-Secured or Certificate-Secured loans are as stated (no AutoPay discount available). Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Loans are available in AZ, CA, DC, MA, MD, ME, NH, NV, and VA only.

All rates subject to change without notice. For more information, please call 800-328-5328.

Minimum credit limit is $25,000; Maximum $500,000. 15-year term. Minimum interest-only monthly payment results in a Balloon payment at maturity. Consult your tax advisor regarding deductibility of interest. "APR As Low As" rates stated above are our best rates based on creditworthiness, credit score, maximum combined loan-to-value, and owner occupancy. The rate is variable, is subject to change monthly, and may increase after consummation. Maximum APR 18%. Property Insurance and a lien will be required on the subject property. No closing costs if credit limit is $250,000 or less and HELOC is not paid off and closed within the first 36 months. Closing costs on credit limits in excess of $250,000 range from $1,500 to $2,000 and are based on amount borrowed. Attorney's fees apply in MD, VA, NH, ME and MA and range from $300 to $700. Additional state related taxes and fees may apply. The PrimeLine HELOC is available in CA, MD, NV, NH, VA, MA and ME only.

APR = Annual Percentage Rate

(12/8/2016) Prime Rate Index 3.50%

Home Equity Lines of Credit are available on Investment (Non-Owner Occupied) Properties. Call for Rates.

Closed-end Home Equity Loan: APR = Annual Percentage Rate. APRs listed are our best rates based upon creditworthiness and the disclosed Loan-to-Value (LTV); applicant's rate may be higher depending on credit rating and LTV, and other underwriting factors. Applicant to pay all fees on fixed-rate second mortgages. Attorneys' fees apply in some states. APRs are calculated using a $50,000 loan amount and monthly repayment schedule. PMI is not required. Minimum credit limit/loan amount is $25,000; maximum is $500,000. Mortgage rates listed apply only in certain conditions. Loan rates depend on several factors/assumptions. A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile up to the time of closing.

Monthly payment examples:
$25,000 at 5.49% for 20 years is $171.83 per month.
$25,000 at 4.99% for 15 years is $197.57 per month.
$25,000 at 5.99% for 30 years due in 15 is $149.73 per month with a final balloon payment of $17,754.53.
$25,000 at 3.99% for 7 years is $341.61 per month.

Logix Savings, Checking and Money Market Accounts:

High Rate Checking Accounts: Minimum opening deposit $20,000; rate shown is for balances of $50,000 - $99,999. rate may change after account is opened. Minimum balance to avoid monthly service charge is $20,000.

Money Market Account: Minimum opening deposit $2,500. Lower balances will earn applicable savings rate and may be subject to low balance fee. Dividends are earned daily at the dividend rate which corresponds to the account balance and paid monthly. Rate may change after account is opened.

Rates are gathered from Informa Research Services, Inc. and are subject to change without notice. APY= Annual Percentage Yield. Fees may reduce earnings. Refer to current Schedule of Service Charges and Fees.

When you partner with Logix, you’re getting more than just a remarkable financial institution—you’re getting smarter banking. For us, that means delivering great financial offerings and outstanding service. We return 100% of our profits to the people that have accounts with us, and more than 96% of our members say they would recommend us to their friends and family. There are Logix Credit Union branches throughout southern California (Burbank, Newbury Park, Palmdale, Pasadena, Santa Clarita/Golden Valley, Simi Valley, Stevenson Ranch, Valencia, Westlake Village, Woodland Hills) and brokerage/insurance services in Nashua, New Hampshire. Whether you’re looking for savings or checking accounts, home loans, vehicle loans, refinancing or maybe just a new credit card, we’ll work closely with you to make sure you have the best options for your needs. So, what are you waiting for? Open your account with Logix today and become part of the smarter banking revolution.

Looking to refinance or buy a new property? Logix has an ideal loan for every situation. Whether you need a jumbo mortgage for a big property, expanded approval for less-than-perfect credit or a low, 3% down payment, we can help. We even offer a Smart Choice Mortgage with a low rate and no closing costs.

Your home’s equity is a valuable resource if you’re looking for a flexible source of cash with a lower rates than credit cards or other types of loans. With a Logix home equity loan or line of credit, you can borrow up to 80% of your combined loan to value to an extremely affordable monthly payments at low interest rates.

Logix credit cards offer some of the best rates in the industry, plus no fees for cash advances. Our Platinum card offers 0% APR for 12 months and access to complimentary Platinum services. Or choose for the Platinum Rewards card and take advantage of one of the best credit card rewards programs around—you’ll earn one point for every dollar spent, and there’s no limit to the number of points you can earn.

Whether you’re buying a new car, a used car or recreational vehicle, we have a loan to meet your needs. With low loan rates, and the chance to take a 90 day break from payments, Logix can help you get your dream car without breaking the bank.