I need details on how to calculate the Hybrid Method of IRA withdrawals. Also need to knows Pros & Cons of each variation: recalc for owner & term certain for survivor; and, the reverse: with term certain for owner & recalc for beneficiary. Which is used when?Awaiting your reply.Len

I need details on how to calculate the Hybrid Method of IRA withdrawals. Also need to knows Pros & Cons of each variation: recalc for owner & term certain for survivor; and, the reverse: with term certain for owner & recalc for beneficiary. Which is used when? Awaiting your reply.