Ellie Reynolds is a self-proclaimed “Native American advocate”. She calls in to discuss Native American mascots and a bill against those mascots in Colorado. Also, they discuss the difference between government legislation or community initiatives as solutions.

Cornelia Mrose calls in to discuss how the housing market was affected by looser underwriting standards. She also discusses how the government encourages people to borrow into "prosperity". Unfortunately we know that the interest comes back and hurts people.