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AIB Direct Debits

Direct Debits are used for paying bills whose amounts vary from month to month, such as gas, electricity or credit card bills.

For organisations that facilitate Direct Debit arrangements, to set up a Direct Debit, simply give your bank account details to the organisation you are paying. The organisation will then set up the Direct Debit for you.

All direct debits are governed under the SEPA Scheme rules. The contract of a direct debit is held between you and the organisation on signing of a mandate. Mandates can either be in paper/online or over the phone format.

Please note that if setting up a direct debit to a non-Irish organisation, they may insist on a paper mandate being signed.

You can cancel a Direct Debit through AIB Internet Banking and Mobile Banking, or by calling AIB Phone Banking on 0818 724 724. You can also cancel a Direct Debit via any AIB Branch during opening hours by submitting the request in writing, including the Direct Debit name, reference number and the Direct Debit amount.

While AIB will cancel your Direct Debit it is your responsibility to inform the Originator of this cancellation and to make any alternative payments arrangements necessary.

Direct Debit Restrictions

AIB offer customers the ability to set up restrictions on their direct debits. To set up a restriction please complete the Direct Debit SEPA Restriction Application form available to download below and submit to your local AIB Branch.

AIB allows customers to:

Set an amount restriction on any of their direct debits. Direct debits presented above the amount set will be rejected by AIB.

Set a date restriction on any of their direct debits. Direct Debits will only be paid between the requested time period set.

Add an Originator to a Black-list by providing the OIN of the Originator. By requesting to add an Originator to Black-list means that you want AIB to reject all the Direct Debit payments from the Originator presented on the specified account.

Add an Originator to White-list by providing the OIN of the Originator. By requesting to add an Originator to White-list means that you want AIB to only accept Direct Debit payments from this Originator presented on the specified account. Direct debits presented from any other originator will be rejected.

AIB Standing Orders

Standing Orders are used for paying regular fixed amounts from your account to any SEPA reachable financial institutions.

Choose the amount of money you want to pay, and the date of payment.

You can set up, cancel or amend a Standing Order for free through AIB Internet Banking or AIB Phone Banking. A fee will apply should you request this via your branch.

You can also amend and cancel a standing order on AIB Mobile Banking.

Talk to Us

Simply call 0818 724 724 (lines are open day and night, 365 days a year), or drop into any AIB branch. We’ll be happy to answer any questions you have about AIB Direct Debits & Standing Orders.

The SEPA Direct Debit scheme is a European Union initiative introducing a single payment area which provides a modern and comprehensive set of rules applicable to all payment services encompassing all Euro zone countries, the EEA, the EU, Monaco and Switzerland.

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