Zero Interest Home Loans for Muslims!

How would you like to obtain a home loan with zero interest? It’s easy! All you have to do is convert to Islam, deny the Constitution and comply with Sharia law. Yes, this is really happening in America! Sharia law exists in the United States. It is an Islamic form of government, which is independent of the United States Constitution. Anyone who is not familiar with sharia law needs to research all that it entails. While the mainstream media continues to deceive the public by failing to report such relevant information, sharia law is becoming commonplace in financial markets within the United States. One example of this is “sharia compliant financing.” Many hard working Americans are struggling to pay their mortgage or rent, often facing foreclosure. Muslims, however, receive special financing privileges on home loans, which are often interest free.

Enter The Harvard Islamic Sharia Compliant Financing program. In 2005, Harvard University received a 20 million dollar “gift” from Prince Alwaleed Bin Talal of Saudi Arabia for an Islamic Studies program. Apparently the “gift” had some strings attached.

In a report dated April 6, 2013, the Harvard Law School Islamic Finance Panel stated, “Shari‘a compliant home finance aims at Muslims in the higher end of the middle class market.”

Apparently, while Americans are losing their homes in this dreadful Obamacomony, the President’s Muslim friends are gobbling up the nation’s higher end properties. It comes as no surprise that Harvard Law School is the Alma Mater of both Obama and his darling Supreme Court Justice appointee, Elaina Kagan. In a Washington Times article dated July 19, 2010, Frank J. Gaffney Jr. claimed that Kagan is tied to sharia law. Referencing Kagan, he wrote, “As dean [of the Harvard Law School] she became the champion of Shariah.” It appears that we will soon be reliving the “golden age of Islam” in the new Al-Andalusia that America is in danger of becoming. Of course, Obama did promise to “fundamentally transform America” and he is certainly fulfilling that promise.

The report continues, “In addition to the excellent competitive pricing and services offered, another challenge [Delorenzo] discussed is the absolute necessity that all shari‘a brand financial products must maintain shari‘a authenticity. The report goes on to address the concerns that Muslims might have in participating in the program. It states that Muslims need to be certain that their financing is indeed, sharia compliant. It states, “Some of these challenges, such as fear and inertia, can be countered, to a degree, by having Islamic windows in conventional banks.”

If anyone is uncertain about the redistribution of wealth in America they can expect that Muslims will prosper within their own financial system. The report goes on to talk about the benefits of Sharia financing within the United States. It reads, “Moreover, home finance is not the only shari‘a compliant financial product and services business to compete for a market share in North America (including the US, Canada and the Caribbean). Indeed, it is hoped that a wide range of financial services and products that comply with the shari‘a will be made available to the public here in North America.” Indeed, the camel is now in the American tent of commerce.

While conventional loans are increasingly difficult for average Americans to obtain, it appears that sharia financial institutions are bending over backwards to put Muslims in homes. Interest free loans are available through such entities as the African Development Center. The report lists several finance companies that are sharia compliant. Regarding the above, it states,

“African Development Center (ADC) works within the African communities of Minnesota to start and sustain successful businesses, build wealth, and promote community reinvestment. ADC counsels Muslim members of the community to help them obtain Islamic home finance interest free. They also provide development seminars and workshops on topics such as establishing credit and buying a home.”

Another way that Muslims get special treatment through sharia financing is through a system known at musharakah, which allows for “declining balance co-ownership” with the bank. “Guidance Residential, LLC Guidance Residential offers shari‘a compliant home financing through musharakah, or declining balance co-ownership. Mortgages, disclosures, title registration, and home acquisition programs each have their own fatwa.”

Islamic co-ops are available for the purchase of vehicles as well as homes and are halal compliant. The report continues, “L.L.C. Co-op First is an Islamic financing company created to purchase homes and vehicles without interest and provide a halal way to invest with an excellent return. All funds are collected only from investors, with no ties to banks or other interest bearing institutions. Co-op investors pool their money to purchase homes and cars; buyers make monthly payments until their debt is repaid.”

Being an American who lives under the United States Constitution, I was not really certain what “halal” financing entailed. According to the website “Halal Inc.,” halal home financing is debt free, mortgage free, lien free, foreclosure free and PMI free. Furthermore, good credit is not important in obtaining halal financing.

The Clarion Project website explains sharia compliant finance as “infiltration” from the inside. It further points out that ultimately it is the Muslim sheiks who decide how the money is spent. It states, “While being promoted as responsible and ethical banking, Sharia Finance is anything but. Though Sharia Finance does not profit from interest, or ‘prohibited’ items such as pork, alcohol, gambling, etc., it does fund global Jihad. According to the codes of Sharia Finance, a portion of all funds invested must go to Islamic charities. This provision sounds nice, but the problem is, knowing what activities these charities support.

Laurie Sterling is a Christian singer/songwriter, author and political activist. Laurie’s articles have been featured on such websites as Save America Foundation and Freedom Works, where she administers her site, “S.O.A.R.” Saving Our American Republic. Her articles have also been featured on the Patriot Action Network website, as well as her personal WordPress Blog, titled “StandswithIsrael.” Laurie’s music has been featured on several radio stations and her CD, “I’m Looking at Heaven” has received high acclaim from well known critics. Her song, “American Dream” is a Tea Party favorite and has been used in various political campaigns. It has even been called the official Tea Party Anthem. Check out Laurie’s songs and videos at YouTube. You can see the American Dream video here.
Laurie lives in Spring Hill, Tennessee with her husband James McGill, an Educational Consultant. Laurie and James have a college age son, Andrew, who is also a musician. Laurie is a former elementary school teacher and is currently working on her Masters of Arts in Theology at Liberty University. Laurie is available for speaking and singing engagements. She is passionate in her desire to see America restored to its former glory as “That Shining City on a Hill.” She loves to lead worship as a guest worship leader at various churches and is happy to share her message of hope with any congregation. You can contact Laurie via email at laurie.sterling@live.com.

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