Insurance purchasing tips and tricks you can use to save hundreds of dollars a year

It’s possible to save hundreds and hundreds of dollars on your insurance every single year, but only if you know how to take advantage of all the insurance tips and tricks we are going to share with you below.

Yes, Buying Insurance Online sounds like a change from the past where discussing your insurance needs with an Agent was the norm. Not anymore though, with the explosion of Insurance Providers on the Internet such as Allianz Travel Insurance, you can Buy Insurance Online with ease.

Leverage the inside information we are going to share and you’ll cut your insurance costs dramatically – and you’ll be able to help other people that you care about cut their insurance costs as well!

Comparing each and every one of your options, not on price, but instead on value

The first thing that you need to do to save money on insurance (whether you’re buying auto insurance, health insurance, travel insurance, or homeowners insurance – it makes no difference) is to compare all of your options as intelligently as possible.

A lot of people simply jump online, search for insurance quotes, and then compare the final figures that they are provided from these online sites against one another – never really digging any deeper.

What a big mistake.

Instead of looking only at the price of the insurance that you’re going to be asked to pay, you also need to make sure that you are looking at the value of the insurance you are receiving.

For example, spending $15 more a month on insurance may be advantageous if you’re getting hundreds of dollars of extra coverage in the process. This is something that a lot of people overlook, but a mistake that you aren’t going to make moving forward.

Bundle absolutely everything whenever possible to save the most amount of money

Secondly, you are going to want to try and bundle absolutely everything you can to drop the cost of individual insurances as much as humanly possible.

Bringing together a number of insurance coverages under a single roof will help you save the most amount of money, and you won’t just be able to save money on one of your insurance plans but instead all of them.

Bundles are advertised rather aggressively these days, and they really do (often times) represent the best deals you’re going to find anywhere. Take advantage of everything bundles have to offer whenever you get the chance to.

Jack up your deductibles whenever you can to save on monthly premiums

It may not always be possible, but anytime you are able to comfortably increase your deductible you’re going to be able to save quite a bit of money. In fact, raising your deductible by as little as thousand dollars can help you save upwards of $25 a month – and sometimes significantly more than that.

You’ll have to save money to cover this deductible, but you will be able to save money to cover the deductible with all of the money that you’re saving on premiums.

Don’t be shy about asking for “hidden discounts”

Of course, you’d also have to be at least a little bit crazy not to take advantage of any of the “hidden discounts” that most every single insurance company on the planet has to offer.

These hidden discounts are usually in the form of unadvertised discounts they offer for specific groups of people or people that hit specific qualifications (think discounts for the military or discounts for safe drivers and good students).

These discounts can usually be combined with other discount opportunities – especially bundles and increased deductibles – and can result in dramatic savings every single year.

At the end of the day, it’s important to realize that there are some different opportunities available for you to take advantage of when you’re looking to save money on your insurance going forward.

Travelling is such an enjoyable experience that nearly everybody wants to do it at least once in their lifetime. However, with the staggering costs associated with a comfortable trip, not everyone can add a journey to their bucket list. In order to make it happen, most people spend a good amount of time searching for the best travel deals. While this is always a good plan if you want to save some money, it can be quite time consuming if you don’t know where to start.

Choose Where You Want to Go and How You Want to Get There

Before you start searching for the best travel deals, you have to know where you want travel, or else you will spend a lot of valuable time banging your head against a virtual wall of options. The world is a big place, and there are lots of exciting places to visit. Unless you have some idea as to where you want to go and a rough plan on how you want to get there, you could be talked into something that will turn out to be not-so-enjoyable because you don’t know any better.

Ask yourself if you want to look into cruises, rides by train, or available flights. Also consider what kind of hotels you plan to stay in, and compare prices to find something that is within your budget. If you have no idea, then a website like FlightHub can do all the searching for you and you simply select what price is appropriate for you.

Or maybe you just want to pick a destination, say Las Vegas, and book everything through a specialist travel consultant. For this example, we like Caesars Entertainment, who can offer hotel rooms and accommodation throughout Vegas and they can also help you book a show or even a flight.

Try Using a Travel Comparison Site

First, you should realize that there are some handy ways to find the best travel deals before you book your next trip. A lot of savvy people use a travel comparison websites, yet some folks don’t even know what those are, despite the fact that they probably already use one. Put simply, a travel comparison operator is a conveniently designed website which acts as a virtual travel agent.

You search for the accommodations you desire through the search engine and then narrow down the results based on your specific needs. Using this kind of travel supermarket allows you to see what a vast majority of providers offer, making your choice much easier and much less expensive in the long run.

Your trip needs to include things like flights and hotels (from say Red Roof Hotels), but those accommodations can become costly when you buy them from separate sources. One of the best parts about using a travel supermarket is the fact that you can typically get what you need from one single provider, and the price is usually quite a bit more affordable. When you buy your flight tickets and/or book your stay at the best hotels as a package deal, you tend to save a lot of money and can even become privy to special deals, discounts, and incentives.

Speaking of hotels, we have to mention our regular supplier to search first is Holiday Inn. They have hundreds of locations and are always very competitively priced which helps if you need to book in somewhere quick and not worry about paying too much. Restaurants, Bars, Internet Access and other great amenities are available at all Holiday Inn locations as well.

Look for Bundles Which Offer Travel Insurance

When going on a trip, part of the allure is that adventure awaits you with open arms. Still, adventure can come in different forms – even in the form of mishap. While you search for the best travel deals, try to purchase something which offers some sort of comprehensive travel insurance from someone like Allianz Travel Insurance. This option will not only keep you safe, but it will also provide you with some peace-of-mind on your trip. Usually, travel insurance is not that expensive, but the benefits you get from using it can be priceless, especially if the unthinkable happens.

Traveling can be an unforgettable experience if you play your cards right. If not, you could have a terrible time that costs you a lot of money. To find the best travel deals, use the resources that are available to you in the age of information.

We all love our pets. They are like fury little additions to our family. We want them to have a high quality of life and stick around for years to come. You probably already spoil your buddy, but you still need to know how to improve the life of your pet anyway. After all, it’s not like they can tell you when something is wrong, and taking them to the veterinarian isn’t always an option. Save yourself some money and save your best friend from suffering in silence by heeding these few pieces of advice.

Choose the Best Dog Food and Cat Food

Most likely, your dog will eat whatever you put into its bowl. However, the choices you make regarding your pet’s nutrition plays a huge role in how much he wags his tail in delight. It also determines its sleep patterns, behavior, and longevity. The best dog food will be made from wholesome and natural ingredients. Before you make that important purchase, make sure you are giving your pooch something it will like (and love you for). Try to stay away from foods made with cornmeal as the first ingredient, and choose options with meats, poultry, and fish on the top of the ingredient list instead. Your best friend will have a happier demeanor and a much shinier coat because of it.

Get Supplies from a Pet Store

Shopping at your local supermarket might be convenient, but you are not likely to find the best supplies for your pet there. Your best bet is to get the things you need from a popular pet store. These establishments specialize in pet care, and are more likely to carry the best items available – from pet food and snacks to heavy-duty equipment and specialty gear. Places such as PetSmart, Petco and Muttropolis (for high quality dog supplies) are good places to complete your shopping list. Perhaps the best part is that you can even bring your pooch inside with you to shop around.

Opt for High Quality Pet Supplies

While you’re out shopping, take a moment to think about the importance of the kind of pet supplies you buy. Granted, there are always cheaper options available on a merchant’s shelves; this is the case no matter where you shop. Still, high quality items will not only improve the quality of your pet’s life but they will also last for a much longer time. You won’t have to continually upgrade or replace the things you purchase due to wear and tear.

In short, what you pay for great pet supplies will translate later into a happier buddy who will stick around for years (without costing you an arm and leg). For the fish lovers out there a high quality fish and aquarium pet supply company we like is Saltwaterfish. They’ve been offering products online since 1999 and several of our staff highly recommend them.

Look after your Animals Health

Knowing a reputable online pet pharmacy, like Revival Animal Health, will ensure you have access to experts on pet care and source for pet supplies online. Health supplies for dogs, cats and other animals can be easy to find, just be sure you can trust who you are dealing with. Pet Pharmacies can sell expensive products as well, so it helps to shop around for Vaccines, Wormers, Medications & Supplements before you buy from the first store you see. Try to keep a calendar of any products you may need so you can buy in advance too.

Think About Pet Insurance

Your pet gives you years of unconditional love, but in return it needs you to protect it from the bad things that often happen in life. The unthinkable could happen regardless of how precautious you are, and a visit to the vet can be extremely expensive. Imagine having to make a tough decision about the life of your pet simply because you don’t have the money to help it. Pet insurance makes that hard choice pretty much obsolete, and can actually help to absorb some of the cost associated with saving a sick or injured pet. Nobody wants to say goodbye to their pet simply because of financial troubles, so adding a comprehensive and inexpensive insurance policy on your prized pooch can make a big difference in both of your futures. Don’t be afraid to shop around either. You may be able to add pet insurance to an existing policy and save even more.