Wait, I don't think you understand what I'm telling you. Those prepaid Visas I mentioned up there? The're not credit cards. They work like credit cards from a transaction standpoint, but instead of taking out loans they take money from a pre-loaded account.

They are essentially Gift Cards for the internet. Go down to your local supermarket and get a thirty dollar one, there's no age restriction to buying them. That's what I was doing back before I was old enough for Credit Cards.