As an independently owned firm, Oculus works in conjunction with clients and other professional advisers to ensure it delivers sound financial principles and robust planning strategies.

Initial Meeting

Agree adviser charging

Information gathering

Client commitment

Research

Our initial research is focussed on understanding our clients financial circumstances and in particular their objectives and aspirations. Only when we have competed this important aspect can we start to put together a bespoke financial strategy.

In order to do this effectively we follow a disciplined process which ensures that we understand all your circumstances and you understand all our recommendations. The process is ongoing and refinements to your strategy are implemented as personal circumstances change and life events are reached.

Advice

Throughout the relationship we will place particular emphasis on understanding your objectives and goals which we will work together to achieve, whilst closely considering your attitude to risk, ‘capacity for loss’ and knowledge and experience of financial instruments.

These factors are crucial in devising any financial plan and need to be revisited through the plan’s evolution to ensure continual strategic alignment.

Implement

Where possible our strategic advice involves the use of technology platforms to ease the administration process for clients, both at inception and in the future when portfolio changes may be required.

In addition the use of technology allows our clients a real time view of their portfolios along with in depth information on the portfolio allocation and underlying assets.

Monitor

In conjunction with our clients we specifically concentrate on the strategic financial planning and have elected to work with reputable third parties in delivering the investment solution.

Our investment propositions are designed to meet all our clients’ needs and typically involve the use of specialist asset managers ranging from international banks to boutique investment houses. All our strategic partners are subject to annual due diligence and we operate an internal process to ensure that performance and service delivery standards are maintained.

Review

It’s important that we maintain close contact with our clients and that their financial plans evolve and respond to their life changes - our formal review process ensures that the two way flow of information achieves this outcome.

I have had a long standing relationship with the founding Director of Oculus (Bath) over many years. He consistently demonstrates he has a good understanding of both my personal circumstances and future goals and I have always valued his advice. He is a high integrity individual with an excellent approach and service ethics and a pleasure to work with.
K. W.

I have been advised by the Chelmsford office for the last ten years during which time I have retired and now rely on my investment and pension portfolios to provide the income I require. They made this transition smooth and uncomplicated and my income and capital expectations have always been fulfilled; furthermore by working very closely with my accountant matters of taxation can be resolved to my satisfaction with the minimum of trouble for me.B. W.

We were originally introduced to the Oculus Chelmsford office by our accountant to talk about pensions and investments and we were very pleased with the quality of advice and the way in which it addressed both our personal and corporate needs. More recently, as a result of a regular review meeting, the cash-flow of our business was increased dramatically through creative thinking and innovative planning.C. S. (Company Director)

Despite the complex nature of my pension arrangements, the move into retirement was made simple and straightforward and I feel confident that all my financial needs and aspirations will be met by Oculus Wealth Management.C. S.

There was no reason to doubt the proficiency of my existing adviser until I met the advisers at Oculus who had been referred to me by my accountant. I was unaware of the risks to which I had previously been exposed and I have since restructured my financial affairs in a manner which suits my needs and objectives. I would highly recommend the services of Oculus Wealth Management to anybody.S.H. (Company Director)

The team at Oculus know what they are doing. They craft the service they provide to my individual needs and tenaciously follow up all the moving parts to ensure success.
Mr TB

Very experienced team, with personal dedicated professional advisers. Customised approach so that one can maximise time and investments.Mr GA

Whether de-mystifying the views of the investment managers for me or advising on specific transactions, timely advice has undoubtedly assisted in boosting the worth of my financial assets well beyond what I could have achieved.Mr A R

Refreshingly pro-active, always one step ahead, with no hard sell.Mr and Mrs CT

The Director of Oculus (Bath) has been our trusted financial advisor for around 15 years and his judgement, diligence and recommendations have proven invaluable to our family.
Mr TS

Oculus Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority – number 605985