Frightened by the latest headlines predicting dire times ahead? You’re not alone. I’ve received lots of requests to address the economic situation, and I’ve been mulling it over. I’ve been torn since I’m certainly not an expert on the economy. Heck, no one appears to know what the economy is going to do next! And if they say they do, they’re often proven wrong within 24 hours.

The sky is falling! Or at least you’d think it is if you listen to news–especially television. We’re in for hard times, we’re fighting two wars, and things just don’t look good. Wait. Stop! Things aren’t that bad if you think of everything you have. I am truly grateful each and every day for the roof over my head, our beautiful home and neighborhood, a loving (and fun!) husband, friends, family, good health, freedom, YOU, and much more. I take