“A lot of people, such as policemen, may be working in one area, but their family is somewhere else. Now they can transfer their money directly.

“What drove us to do M-Paisa was the social angle, helping the country, which had a lack of infrastructure, and people who don’t trust the banking system who are now getting used to this for salaries and payments.”

Last week, Roshan told Reuters it expects to maintain double-digit revenue growth for at least the next two years as demand for data among the country’s young and increasingly urbanised population surges. (Reporting by Matt Smith; editing by Firouz Sedarat)