Standard ErrorsFinancial benefits: Access

Table 41. Standard errors for financial benefits: Access, State and local government workers,National Compensation Survey, March 2012

Characteristics

Healthsavingsaccount

Section 125 cafeteria benefits

Pre-taxsavings withno employercontributions

Financialplanning

Flexiblebenefits

Dependentcarereimburse-mentaccount

Healthcarereimburse-mentaccount

All workers

1.5

1.6

1.6

1.8

1.5

1.3

Worker characteristics

Management, professional, and related

1.7

1.7

1.9

1.9

1.5

1.5

Professional and related

1.8

1.8

1.9

2.0

1.5

1.5

Teachers

1.8

2.2

2.2

2.3

1.9

1.4

Primary, secondary, and special education school teachers

1.8

2.5

2.5

2.5

2.3

1.7

Service

1.4

1.8

2.0

2.1

2.0

1.4

Protective service

2.4

2.6

2.9

2.9

2.8

2.7

Sales and office

2.1

2.4

2.3

2.5

2.5

2.4

Office and administrative support

2.2

2.5

2.3

2.6

2.5

2.5

Natural resources, construction, and maintenance

3.3

3.0

3.2

3.4

3.4

2.9

Production, transportation, and material moving

3.5

3.5

3.8

3.7

4.7

2.2

Full time

1.7

1.8

1.8

1.9

1.5

1.5

Part time

2.0

2.0

1.9

2.5

2.5

1.4

Union

1.4

1.7

1.9

1.6

1.6

1.5

Nonunion

2.4

2.3

2.1

2.6

2.2

1.7

Average wage within the following categories:1

Lowest 25 percent

2.1

2.6

2.3

3.0

2.6

1.4

Lowest 10 percent

2.2

2.5

2.5

3.4

3.4

1.6

Second 25 percent

1.9

1.9

2.1

2.1

2.2

2.2

Third 25 percent

2.0

2.1

2.4

2.5

2.1

2.3

Highest 25 percent

1.5

1.7

1.6

1.5

1.5

1.2

Highest 10 percent

1.7

1.8

2.2

2.2

2.4

1.7

Establishment characteristics

Service-providing industries

1.5

1.6

1.6

1.8

1.5

1.3

Education and health services

2.1

2.0

2.0

2.2

1.7

1.6

Educational services

2.1

2.0

2.1

2.3

1.8

1.5

Elementary and secondary schools

1.7

2.3

2.6

2.6

1.9

1.4

Junior colleges, colleges, and universities

6.2

3.3

6.0

5.4

3.8

4.3

Healthcare and social assistance

3.4

3.5

3.9

3.5

4.6

4.1

Hospitals

4.1

5.0

4.6

3.7

5.8

5.1

Public administration

1.8

2.1

2.3

2.2

2.2

2.4

1 to 99 workers

2.8

3.0

3.2

3.4

4.7

2.4

1 to 49 workers

3.2

3.0

3.8

3.6

5.3

2.4

50 to 99 workers

4.5

5.2

5.7

7.0

6.1

4.9

100 workers or more

1.6

1.6

1.6

1.6

1.3

1.4

100 to 499 workers

1.9

2.6

2.6

2.7

2.7

2.3

500 workers or more

1.8

1.8

1.7

1.7

1.6

1.6

State government

4.0

2.9

3.3

3.3

2.9

3.6

Local government

1.2

1.7

1.8

1.9

1.6

1.0

Geographic areas

New England

4.4

3.0

6.8

6.2

4.3

–

Middle Atlantic

1.0

3.5

2.7

2.8

4.1

1.2

East North Central

3.3

2.3

2.7

1.9

4.3

2.7

West North Central

5.6

6.3

5.7

3.6

4.5

7.4

South Atlantic

3.2

4.3

2.7

2.4

4.0

3.2

East South Central

–

8.5

7.1

11.8

7.7

–

West South Central

2.5

5.2

3.7

4.1

2.6

3.7

Mountain

5.6

–

13.9

14.4

4.8

2.2

Pacific

3.3

2.2

3.5

3.6

2.9

3.4

1The categories are based on the average wage for eachoccupation surveyed, which may include workers with earnings bothabove and below the threshold. The average wages are based onthe estimates published in the "National Compensation Survey:Occupational Earnings in the United States, 2010." See TechnicalNote for more details.

NOTE: Dash indicates no workers in this category or data did notmeet publication criteria. For definitions of major plans, keyprovisions, and related terms, see the "Glossary of Employee BenefitTerms" at www.bls.gov/ncs/ebs/glossary20112012.htm.