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anyone had all their hoses loose on their engine?

Ok...last weekend we were wakeboarding and I noticed the bilge was running....checked out the engine compartment and it was full of water.......took the boat out of the water and found hoses disconnected .......and loose......should this be happening on a boat with 104 hours that has had all up to date maintenance? if so why doesn't warranty cover the repair?
I don't know what hoses they were as I am not mechanically inclined...

How many hours have you put on your boat this season? When you had it winterized, did the shop leave it in a state that required it to come back to them to be "summerized"? its a very common practice to pull the drain plugs and remove hoses during the winterizing, and leave the engine in that state. This then requires you to pay to have it put back together. This can lead to exactly what you have experienced.