The Chartered Society of Physiotherapy (CSP) provide Professional & Public Liability Insurance (PLI) for all eligible members resident in Great Britain, Northern Ireland, Channel Islands or Isle of Man practising within the Scope of Physiotherapy as part of membership benefits.

Limits Insured

Medical Professional Liability Insurance

£7.5million any one claim with an overall aggregate of £10million (including costs and expenses) for all claims per member in any one period of insurance.

Public and Products Liability Insurance

£10million any one occurance and in aggregate for Products Liability claims under the policy.

Important Notes and Options

Members may increase the standard limit insured from £7.5 million to £10 million for Medical professional Liability claims by separate application. Please contact Graybrook on
01245 321185 or go to
www.graybrook.co.uk/top-up for more information.

Members must be HCPC registered and ordinarily resident in Great Britain, Northern Ireland, Channel Islands, Isle of Man or Falkland Islands

Members are insured whilst temporarily working anywhere in the world for up to a maximum of 180 days in any 12 month period. Restrictions apply for any work in USA, Canada and Australia

No cover provided for the treatment of certain Professional Footballers, or acupuncture when used for Fertility Treatments

Optional Covers

Top-Up Insurance

Members may increase their own personal level of cover to £10 million any one claim for an annual premium of £252 inclusive of insurance tax.

Criminal Prosecution Defence Cover

This new policy provides generous defence costs for healthcare professionals accused of inappropriate or criminal behaviour, with access to a 24/7 legal helpline as standard. Prices start from as low as £25 per year plus insurance tax.

Business Liability Insurance

The CSP’s PLI scheme is designed for the benefit of individual members rather than corporate businesses. Clinics trading as a Partnership or Private Limited Company should assess their liability insurance needs and purchase separate cover where appropriate. The information leaflet ‘Guide to CSP & Business Insurance’ helps identify the liability covers recommended, a copy of which can be downloaded from this page.

Private Practice Insurance

Members operating private clinics can insure the practice assets and revenues under a comprehensive package of covers which includes also Employers Liability, Public Liability, and a range of valuable Legal Expenses Insurance.