Enter to win : One million dollars ($1,000,000) to be paid as an annuity of $25,000 per year, for forty years, without interest (ARV based on present value: $515,000). Grand Prize will be awarded, only if the Finalist wins the Grand Prize Event Drawing, as described above. If Finalist does not win the Grand Prize, Finalist will instead receive the Finalist Guaranteed Prize of $5,000.