Or you can refuse to pay and automatically receive a one or two star wanted level. .

I'd like that. But as you say, it should happen naturally in the game. Not like a box on screen asking YES or NO.

This also goes for the different gangs. I'd like a system kind of like the respect meter in GTA 2. Not that litterally, but say if you kill a lot of one kind, they would start shooting at you at sight. Everything you do should get consequenses.