Financing your next new or used car just got
easier! With Credit Union Direct Lending®, you can get a credit union auto
loan within minutes right at the dealership-even when the credit union is
closed. The program is available seven days a week, including holidays.

HOW DOES IT WORK?

Visit any of the participating dealerships. The
Credit Union and Credit Union Direct Lending have partnered with dealerships
throughout California to offer you the credit union's current low rates and
convenient financing terms. It's simple for you and the dealers to use.
Follow these easy steps:

Decide on the make and
model of the vehicle you want. Look up Kelley Blue Book values and
other important information using CU Direct's web site:
www.cudlautosmart.com, or check with
the credit union.

Visit a participating
dealership. Most dealerships have special pricing for credit union
members. Ask for a representative from the Fleet Department or the CUDL
program to assist you.

Select the car of your
choice - new or used - and negotiate the price. Don't forget to take
advantage of any available rebates.

Apply for a low-rate
auto loan right at the dealership. Insist on your credit union
financing through the CU Direct system. And within minutes you'll have
a loan decision.

Once you're approved
through the CUDL system, the dealer will complete the paperwork and send
it to your credit union for funding. You simply drive away in your car,
truck or van.