Forbes-According to a recent study by Texas Tech and the University of Missouri, the findings confirmed that, not surprisingly, advanced age leads to a predictable decline in the ability to make rational money decisions. More disturbing, however, was the study’s conclusion that even as older Americans’ problem-solving skills worsen, their confidence in making the right decision increases, leaving them even more vulnerable to mistakes. The aging population of Americans – those in households age 60 and over — now holds 51 percent of all financial wealth in the country, or trillions of dollars, making consumer protection rules even more important.

San Francisco Chronicle -Katharine Hayhoe is a busy woman. As an atmospheric scientist at Texas Tech University in Lubbock, she studies the regional impact of climate change. As a Christian, she volunteers, sharing her science with church and public groups. And as the mother of a young child - well, enough said.