Credit

Car Shopping 101 So you want to buy a new ride and you don’t want to get hustled when car shopping. Here’s a few solid tips that you should follow when looking to pimp your ride. 1. Do Your Home Work Research, the type of car you want to buy, get an idea of what …

Experian Debt-to-Income Blog Review As per my last blog, I did some extended research on the topic of DTI to confirm my belief and discovered it gets a little tricky. Experian has a blog that clearly states “income is not part of your credit report”. Lies! Yes, it is true that your income is not …

Can’t get a Loan? Here is a step by step way to use your own cash as collateral to build credit. First thing you need to do is save at least $500-$1000. Once you get that cash saved it’s time to pick a bank. I used my local credit union when I had to …

Tips Made Easy Here’s a few more credit tips with regards to building and repairing credit. Ask yourself, can you buy it without borrowing? If the answer is no, then you should probably save for it. Remember that your credit score is based on how well you handle your debt obligations, so building credit requires …

The Beginners Guide to Credit Whether you are building credit or trying to repair it, you need to follow similar steps. Bad or No credit has obvious faults i.e. the inability to finance things such as a car, education or a home. Sometimes bad credit can even keep you from getting a job! However, for …