PNM’s principal tasks are to provide financing solutions to MSMEs and co-operatives using existing capacity according to business feasibility and market economics. Through the development of alternative financing models, PNM’s financing schemes will seek to minimise collateral approaches and profiteering. PNM will also provide management assistance packages as an integral part of capital finance. These policies will be put into operation through a range of financial institutions: venture capital firms, syariah banks, savings and loans co-operatives and rural banks. Some will be established for this specific purpose, while PNM will also utilise existing financial institutions with their nation-wide coverage.

Areas of immediate priority for business development include food crop agribusiness, estates, fisheries, livestock farming, forestry and export-oriented, labour-intensive cottage industries generating added value, in addition to service industries such as developers, tourism and human resources. This added value is defined as a combination of commercial feasibility, technology utilisation and product quality.

PNM’s financing operations will draw on funds from government equity, the national budget and domestic and foreign soft loan. The PNM Investment Management unit will also manage funds from local and foreign investors.

Under Decree of the Minister of Finance No. 487/KMK.017/1999 dated 13 October 1999, PNM as a state enterprise has been designated Distribution Co-ordinator for Program Credit originating from Bank Indonesia Liquidity Credit (KLBI).

With the support of the Government and people from all over Indonesia, PT. Permodalan Nasional Madani (Persero), under professional and transparent management is fully geared to launch itself into the new era of the building of Indonesia’s long-awaited civil society. Ref : www.pnm.co.id

PT PNM (Persero) History

The journey of economic development in Indonesia, including the occurrence of economic crisis in 1997, has revived the awareness on the potency of micro, small, medium enterprises and cooperatives (MSMEC) sector as well as its future prospect.

That strategic value was subsequently realized by the Government by establishing PT Permodalan Nasional Madani (Persero) on 1 June 1999, as a State-Owned Enterprise (SOE) that carries out a special mission of empowering Micro/Sharia Finance Institution (M/SFI) and MSMEC (Indonesian “UMKMK”).

The empowering mission is conducted by way of financing and management services, as part of implementing the Government strategy in advancing the MSMEC, providing contribution to the real sector development as well as supporting the growth of new prospective entrepreneurs capable of creating businesses and employment opportunities.

PT Permodalan Nasional Madani (Persero), also known as “PNM”, was established on the basis of Decree of the People’s Consultative Assembly – No. TAP XVI MPR /1998 and Government Regulation No. 38/1999 dated 29 May 1999, with a working capital of Rp1.2 trillion and paid-up capital of Rp300 billion. 4 months afterwards, through The Minister of Finance Decision No. 487 KMK 017, dated 15 October 1999, as an implementation of the Act No.23 Year 1999 PNM was appointed as one of the Coordinating SOEs for distributing and managing 12 schemes of the Loan Program.

Having operated for eleven years, in line with improving trust from the public and business entities to the Company, the current PNM asset has grown into Rp2.1 trillion with a total equity of Rp447 billion. Up to now, the Company continues focusing on MSMEC financing to the public and the returns have been enjoyed by more than 1,000,000 heads of households and 1,500 Micro Financial Institutions all over the country.

Corporate Contact

Jobs Available

PT Permodalan Nasional Madani (Persero) are now seeking to recruit high caliber and dynamic individuals who have high idealism and integrity for the following challenging positions as which will placed in Kalimantan Barat :

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Manager Klaster (MK)

Asisten Manager Klaster (AMK)

Analis Pembiayaan Kluster (APK)

Staf Remedial Klaster (RMK)

Operasional Klaster (OPK)

Manager Unit (MU)

Analis Pembiayaan Unit (APU)

Marketing Unit (MKU)

Kolektor Unit (KLU)

Operasional Unit (OPU)

Kasir Unit (KSU)

Jobs Description

Manager Klaster (MK)

Requirements

Male/Female, min D3 and max age 32 years old

Preferably experienced as cluster manager in micro finance at least 1 year (MK)