Payments Expert Launches Merchant Account Service for 'Deplorables'

BOCA RATON, Fla., Feb. 16, 2017 /PRNewswire-iReach/ -- Patricia Carlin, a card-not-present (CNP) payments leader since 1999, has announced the launch of special merchant account services for online businesses often designated as 'deplorables.' The service is available to online businesses with complex business models that fall outside of traditional merchant account providers' purview, including free trial businesses, annual subscription and membership business, FinTech Startups, and others. Carlin's service will cater to these organizations, creating a strong business case with the right banks and acting as a digital payments advocate to ensure these niche businesses can grow without termination.

"Simple online businesses are easy to place," said Patricia Carlin, CEO and founder of Patricia Carlin Consulting. "The more niche businesses, like SaaS businesses that offer a freemium service or network marketing companies that have unpredictable growth trends are hard to place because payment processors are leary. I specialize in placing 'hard-to-place' merchants and my service will connect these companies with the right banks and provide strategy for efficient and long-term payments processing."

Traditional merchant account providers often refuse to serve merchants that fall into these categories due to unpredictable sales volumes, high chargeback ratios or lack of processing history altogether. Patricia Carlin has worked with these types of merchants for over 10 years, specializing in the e-commerce/mail order payment processing space. The main differentiator from other merchant account companies is the ongoing support system and advisor services that Patricia Carlin offers. .

"I'm passionate about helping these companies - these so-called 'deplorables'," Carlin said. "I've been helping companies with complex business models for over a decade and have been successful in helping these businesses establish and maintain long-standing merchant bank relationships. I understand the unique obstacles this niche face and I have the tools and relationships to help these businesses overcome them. More importantly, I'm in it for the long-haul with these companies. I stand side-by-side with my clients, serving as a digital payments advisor to help them process payments more efficiently and securely, and with an eye toward the bottom line."

About Patricia Carlin

Patricia W Carlin has been a global card-not-present payments consultant since 1999. Patricia helps relieve the burden on companies in need of a digital payments manager. She leverages her deep expertise in payments and strong relationships with 20+ global banks to help companies establish new merchant accounts, implement fraud protection strategies, build and maintain merchant bank relationships, expand their multi-currency and alternative payments initiatives and improve the overall efficiency of their internal payments system.