1 Rates in effect as of 12/20/18, are based on the Prime Rate, and subject to change. Rates are subject to semi-annual credit review and may be adjusted if your credit rating changes. The maximum interest rate will never exceed the rate permitted under the Federal Credit Union Act (currently, this maximum is 18.00%). Click here to view our credit card disclosures.

Note: Features and benefits above are summary descriptions only. Additional terms, conditions, and exclusions apply. To be eligible for a free ShopRunner membership, you must be a valid World cardholder who holds a Mastercard issued by a U.S. financial institution. To be eligible for the 10% onefinestay discount, you must be a valid World cardholder who holds a Mastercard issued by a U.S. financial institution.