Check Your Credit Card Rate

By Dan Kadlec

In recent years it has become much easier for card companies to quietly raise your interest rate if you miss even a single payment. Call them and find out your rate, and if you've been dinged ask them to revert to the more favorable rate that you began with. It doesn't always work, but card companies don't want to lose your business, especially if you have a record of paying. If you missed just one payment you should have no trouble.