Ann Marie was born and raised in Southern California. Being raised by a single mom didn't stop her from doing well enough in school to graduate 3 months early. Ann Marie also loved sports and was somewhat of a tomboy as a kid. After graduating, she went to real estate school and began working with a local real estate company.

A friend of Ann's was desperate and needed money. She confided in Ann that she was doing porn to make ends meet. Her friend needed a ride to work one day and Ann was curious. First, she just watched. Then she realized she could do something she really enjoyed for cash. Once she was comfortable, there was no stopping her. The fact that Ann is a smart cookie and bilingual helped her move up the ranks very quickly. Her sultry Costa Rican looks didn't hurt either. Ann Marie became a Metro contract girl in 2003 and directed her first film, Babes Illustrated 14, the following year. In 2005, she decided to take a break from performing.

When she came back in 2007, Ann Marie added Rios to her name as a nod to her Latin heritage. Something she did during her hiatus must have worked, because Ann Marie was even better than ever. She's an unstoppable force of nature and you can always count on her to give a spankable performance!