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ANDPOP writer Evan Ross stated: "This is the first song on the album written by all five of the boys, and it really shows. “Fool’s Gold” is a deeply personal and sweet song and as an added bonus it has Zayn singing to me for most of it (yes, I believe they boys are singing exclusively to me but a girl can dream, can’t she?)." [1]

[Niall]
I'm like a crow on a wire
You're the shining distraction that makes me fly, oh
I'm like a boat on the water
You're the rays on the waves that calm my mind
Oh, every time

[Harry]
But I know in my heart
You're not a constant star

And, yeah, I let you use me from the day that we first met
But I'm not done yet
Falling for your fool's gold
And I knew that you turned it on for everyone you met
But I don't regret
Falling for your fool's gold

[Liam]
I'm the first to admit that I'm reckless
I get lost in your beauty and I can't see
Two feet in front of me

[Louis]
And I know in my heart
You're just a moving part

[All]
And, yeah, I let you use me from the day that we first met
But I'm not done yet
Falling for your fool's gold
And I knew that you turned it on for everyone you met
But I don't regret
Falling for your fool's gold

[Zayn]
Yeah, I know your love's not real
That's not the way it feels
That's not the way you feel

[All]
And, yes, I let you use me from the day that we first met
But I'm not done yet
Falling for your fool's gold
And I knew that you turned it on for everyone you met
But I don't regret
Falling for your fool's gold