Revenue Sharing Disclosure

Cambridge Investment Research, Inc. and its affiliates, including Cambridge Investment Research Advisors, Inc. (hereinafter, collectively referred to as Cambridge) offer a wide variety of products and programs including mutual funds,annuities, life insurance, and investment wrap programs. We collectively refer to these companies as Available Product Companies. Cambridge has entered into various arrangements with some Available Product Companies referred to as revenue sharing arrangements. Although Cambridge endeavors at all times to put the interest of its clients ahead of its own or those of its officers, directors, or representatives (“affiliated persons”), these arrangements could affect the judgment of Cambridge or its affiliated persons when recommending investment products. Because these situations present a conflict of interest that may affect the judgment of our affiliated persons, Cambridge believes it is important that you are aware of our revenue sharing arrangements when you and your rep-advisor evaluate your investment options.