Stephan R. Covey in his book, First Things First, writes about the Miracle of the Chinese Bamboo Tree: for the first four years after it is planted, only a small part of it is visible above ground …then in the fifth year, the bamboo tree grows up to eighty feet. We could take the analogy of the bamboo tree to financial planning: Years of nurturing a plan--watering, weeding, fertilizing--may produce great results. These results are the important financial and lifestyle goals that are unique to each of my clients.

Welcome to my Web site! There is much information on many different areas of your financial life that will be helpful for you. Take the time to review the sections of the site that are important to you and then, if you have any questions, please call or email me.

Securities and advisory services offered through Cetera Advisors LLC, member
FINRA, SIPC.
Cetera is under separate ownership from any other named entity.

This site is published for residents of the United States only. Registered Representatives of Cetera Advisors LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at www.ceteraadvisors.com

The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states: