You probably knew you would have to pay back those loans one day. What you may not have known is that many of them tack on additional up-front origination fees to issue the loan before interest even begins accruing.

** since 'Other Loans' can mean a lot of things, we have assumed the common use case of this representing Direct PLUS Loans and used these terms.

*** since fees can vary dramatically for private loans based on the issuer and the borrower and they frequently fluctuate, we have selected a conservative fee based on an average from a collection of lenders. Many top lenders in fact offer no-fee loans, so your costs could be less here. Click here for more information on private student loan fees.