Welcome to H&R Funding, LLC, home of the wholesale mortgage interest rate. We provide wholesale mortgage interest rates directly to you from our wholesale mortgage lenders.

Retail bankers often refer to us as the middleman. In truth, they are the middleman. Banks are saddled with high operating costs standard with any retail establishment. As wholesalers, we represent the wholesale division of national banks, thus eliminating all obligatory over-head fees. Bottom line: our rates and fees are lower!

EN ESPAÑOL! Latest News
The mortgage industry has been making headlines recently. What does this mean for you?
30 Year Fixed
Many new loan programs have come and gone. See why this old standby is more popular than ever.

Loan Advisor
Are you looking for advice on what loan option
would be best for you?