Direct Payday Loans in USA, Canada

Online payday loans (also known as cash advances) are a fast (not necessarily the best) way to get cash at the time you need it most and you can’t get it from anywhere else. Not “best” because payday loans are more expensive than other types of loans (APR over 300%). Conventional lenders frequently require their customers to produce a lot of paperwork, such as employment stubs, utility bills and other documents, which can be extremely cumbersome. Banks tend to take time to look at the customers’ credit history. Consequently, if you need money in a flash with no documents required, applying for a loan with an online lender may really be a option. All of the online payday lenders associated in our network are licensed in their respective states. They provide e signature loans with good terms and conditions 24 hours a day.

$500 payday loans are most reasonable

Since payday loans are expensive – lenders charge higher fees for their services, it’s better to keep the loan at the level you can easily repay. $500 payday loan makes more sense than a $1000 loan.

No Credit

Our lenders do conduct credit checks. Borrowers with low credit scores are accepted and often approved for a loan up to $1000. The most popular loans: $500 and $700. Bad credit may be a huge obstacle but doesn’t necessarily result in application being declined. Borrowers with no credit history are welcome to apply.

Payday Loans With Quick Approval

The vast majority of customers applying for payday loans from direct lenders are is serious trouble, so they would like to receive funds as quickly as possible – some even within an hour of application. It is, of course, possible for our lenders to provide a quick service. There are, however, certain limitations to what can be done. For instance, if you apply for a loan at 5 p.m. and want to get money the same day, it is highly unlikely you will. Banks have their working hours. You may have to wait till the next business day.

No Paperwork, No Hassle

It is enough to fill out a simple, secure online application form in order to get things going. There is no need to send any documents or fax anything. All the customers need to do is to provide correct personal details (errors or mistakes can prolong the entire process or result in application denial). Lenders may ask for additional documents to be submitted in some situations.

No Third Party

By using our network you’re getting payday loans no third party, which means that you deal directly with a direct lender willing to lend you money based on the information you have provided.

Same Day Money Possible

All successful applicants receive money directly into their bank accounts (either savings or checking). The process is extremely fast, taking hardly a few hours. You will enjoy cash the same day of your application, provided that you apply early into the day. Some lenders don’t require a bank account. If you happen not to have a bank account, you will have to follow instructions on the application form.

We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment. Our lenders may offer you a loan with an APR between:200% and 2281%. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range displayed.

NOTICE: PLEASE BORROW RESPONSIBLY. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.