This will be a small seminar limited to only 8 people. Those who have student loan problems but don’t know where to turn should attend. If you end up needing to hire me afterward, I will credit the full cost of your ticket toward my fees. If you attend, first find out exactly what types… Continue Reading

In the August 28, 2014 edition of the Times of Trenton newspaper, a reader wrote a letter to the editor urging changes to the NJCLASS student loan rules. According to the published letter, the letter writer happens to be an employee of the State of New Jersey. He complains that while NJ state income-tax money… Continue Reading

“How did my NJCLASS loan balance get so high?” This is a common question that stretches beyond just NJCLASS loans, as it affects most student loans. Many student-loan borrowers wonder how their student loan balance grew to be so high, especially when it’s only been a few short years since the original loan amount was… Continue Reading

Do you have an NJCLASS loan in default? Here’s what happens and what you can do. NJCLASS loans are set up in a certain way to keep most borrowers from defaulting. The primary method that NJHESAA seems to use to keep NJCLASS borrowers from defaulting is by requiring cosigners. New Jersey state law governs NJCLASS… Continue Reading

Do NJCLASS loans have a positive or negative impact on your credit score? While a good, on-time payment history of student loans can positively impact your credit score, students with NJCLASS loans are finding that there is a long-lasting negative impact on their credit when they default. If you make your NJCLASS student loan payments… Continue Reading

In a word, no. First of all, the “new program” isn’t really a new program at all – it’s an extension of a program that Obama first signed into law in 2012, known as the “Pay As You Earn” program (or PAYE). Originally, the 2012 version of PAYE allowed only *new* student-loan borrowers to pay… Continue Reading

Looking for a reason to be happy about borrowing money from Sallie Mae? Sallie Mae, one of the country’s largest private student-loan lenders, recently announced that it will offer new private student loan borrowers their quarterly FICO credit scores for free. If you’re not familiar with the FICO score, it’s a specific credit score that… Continue Reading

Interest rates on new Federal student loans are rising today, under a law passed by Congress last year. Rates for new undergraduate Stafford loans are going up from 3.86 to 4.66 percent; for new graduate Stafford loans, the rates are going up from 5.41 to 6.21 percent; and for new parent PLUS loans, the interest… Continue Reading

Another bill has been introduced that would allow student loan debt to be discharged in bankruptcy under certain circumstances. Debtors who were driven into bankruptcy by medical debt or lost income due to the medical problems of a relative would be eligible for student loan debt forgiveness under a new bill that has very little… Continue Reading

Senator Tom Harkin has proposed a bill to make private student loans dischargeable in bankruptcy and to automatically enroll people who owe student loans in income-based repayment. Harkin’s bill, called the Higher Education Affordability Act, contains many other proposals that are less helpful to people who owe student loans now or who will in the future. As… Continue Reading

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What Clients Say:

"I needed Ms. Weil's help with a student loan case, and I stumbled upon her on Google. I was very, very pleased with the result. I had never been in a situation like this, and I was nervous, overwhelmed, scared as to what to expect. Within the first two minutes of my consultation, Jennifer put my mind to ease. She is very smart, very kind, very genuine. She answered every question I had, every question I didn't realize I had, and prepared me for what to expect. I was well prepared, and as the result, I successfully settled my case. I am thankful for Jennifer's services, and will proudly recommend them to anyone in need." - K.P.
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"Jennifer N. Weil, Esq is really amazing. Since the first day I met with her face to face I knew I had not just a good lawyer but a great one. She had a plan A, B, C etc... for my case before we even agreed on teaming up. I was using a different lawyer for a National Collegiate Student Loan trust which was very mediocre at best. That lawyer started negotiating with the plaintiff without making sure that they had "standing". I luckily found Jennifer and within a month the whole case was dismissed. As good as the result was, the best result i could get, the work ethic, her body of knowledge and her manner of answering to court papers far supersede the best result i got. She's priced below market value and is worth every penny and more. If you have any debt and bankruptcy problem in NJ the first person you should contact is Jennifer N. Weill Esq, and write me on here after to say thank you." - G.H.