All persons indebted to Marlene U. James, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 26th day of February, 2013. Witness my/our hand(s) and seal(s), on the dat above written. (Lisa Nix James acting as Executrix of the Marlene U. James estate.) Address: 3821 Bald Mountain Road, Dillard, GA 30537. Telephone: (706) 982-5726

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Justin Tyson to Mortgage Electronic Registration Systems, Inc. as nominee for Wachovia Mortgage Corporation dated January 15, 2008, and recorded in Deed Book D33, Page 388, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $126,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the Fifth Land District of Rabun County, Georgia, and being Lot 1-H containing 0.76 acre as more particularly described according to that certain plat of survey dated December 21, 1986, prepared by William F. Rolader, Georgia Registered Surveyor No. 2042, said plat being recorded in Plat Book 24, page 102, in the office of the Clerk of Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Said property is known as 407 Joe Davis Road, Tiger, GA 30576, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Justin Tyson, A/K/A Justin A. Tyson, successor in interest or tenant(s). Wells Fargo Bank, N.A. as Attorney-in-Fact for Justin Tyson, File no. 12-031956, SHAPIRO, SWERTFEGER & HASTY, LLP, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341-3941, (770) 220-2535/KB. THE LAW FIRM IS ACTING AS A DEBT COLLECTOR, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Vernie Bailey to Mortgage Electronic Registration Systems, Inc. as nominee for SouthStar Funding, LLC its successor and assigns dated March 3, 2005 in the amount of $108,500.00, and recorded in Deed Book U27, Page 186, Rabun County, Georgia Records; as last transferred to U.S. Bank National Association as Trustee for RASC 2005-KS5 by assignment; the undersigned, U.S. Bank National Association as Trustee for RASC 2005-KS5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot Number 18 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to-wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated January 18, 1988 and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor Number 1837. The real property being hereby conveyed is Lot 4 containing 1.70 acres. Said plat is of recorded in Plat Book 25, Page 135 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of Lot 4 containing 1.41 acre as depicted thereon, which has the property address of 234 Rhonda Dr, Clayton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Vernie Taylor Bailey F/K/A Vernie Taylor Burrell and William R. Bailey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. U.S. Bank National Association as Trustee for RASC 2005-KS5, Attorney in Fact for Vernie Bailey. McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com, File No. 10-20321 /CONV/efisher. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Pamela S. Cossu to Mortgage Electronic Registration Systems, Inc., as nominee for Capital One Home Loans, LLC, its successors and assigns, dated February 1, 2008, recorded in Deed Book H33, Page 362, Rabun County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book F36, Page 411, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THOUSAND AND 0/100 DOLLARS ($200,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in April, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance LLC is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Pamela S. Cossu or a tenant or tenants and said property is more commonly known as 845 Sky High Drive, Sky Valley, Georgia 30537. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance LLC as Attorney in Fact for Pamela S. Cossu McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076, MR/ts1 4/2/13 Our file no. 5201610-FT18 EXHIBIT “A” TRACT ONE: All that tract or parcel of land lying and being in Land Lot 196 of the Second Land District of Rabun County, Georgia and being in the City of Sky Valley, described as follows: All of Lot 95, Part 3 of Northwoods Area of Sky Valley Subdivision as shown upon a plat of survey by James A. Long, Georgia Registered Surveyor No. 1579, dated and revised June 17, 1974 and recorded in Plat Book 10, page 230, in the office of the Clerk of Rabun Superior Court, and to which recorded plat reference is herein made for a full and complete description of the property thereon delineated and herein described, together will all improvements thereon. TRACT TWO: All that tract or parcel of land lying and being in Land Lot 196 of the Second Land District of Rabun County, Georgia and being a portion of Lot 91 North Woods Area, Part 3, Sky Valley Subdivision as shown on a plat of survey recorded in Plat Book 10, page 230, in the office of the Clerk of Rabun Superior Court and being more particularly described as follows: BEGINNING at a point at the Eastern corner of the property herein conveyed which point is South 51 degrees 18 minutes West 35 feet from concrete monument’ 119, as shown on the aforesaid plat and on the plat recorded in Plat Book 8, page 165, in the Office of the Clerk of Rabun Superior Court and from said point running north 29 degrees 33 minutes West 106.0 feet to a point on the line separating Lot 90 and 91, North Woods Area Part 3; thence south 26 degrees 49 minutes West along the line separating the aforesaid two lots, 107.2 feet to the northeasterly R/W of Sky Hi Drive; thence along and with the R/W of Sky Hi Drive South 37 degrees 51 minutes East 108.3 feet; thence North 21 degrees 01 minute East 95.3 feet to the POINT OF BEGINNING. The portion of Lot 91 herein described is more fully shown upon a plat of survey recorded in Deed Book B-I0, page 55 in the office of the Clerk of Rabun Superior Court. The above two tracts, being all of Lot No. 95 and a portion of Lot 91 are contiguous, the southwesterly line of Lot 95 being the same as the northeasterly line of Lot 91. This conveyance is subject to that certain Declaration of Restrictions, Conditions, Easements, Reservations and affirmative obligations as set out in that certain Declaration of Restrictions recorded in Deed Book X-5, page 276, et seq in the Office of the Clerk of Rabun Superior Court, as well as a modification of such restrictions dated August 26, 1985 and recorded in Deed Book B-10, page 53, in the office of the clerk of Rabun Superior Court. Such restrictions are by reference incorporated herein the same as if fully set forth herein. There is excepted from the above-described tract of real property any portion of that part of Lot 91 hereinabove described which may encroach onto the right-of-way of Sky Hi Drive a fifty-foot street and right-of-way in the City of Sky Valley. MR/ts1 4/2/13 Our file no. 5201610 - FT18

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alvin T Gladney to American Freedom Mortgage, Inc. dated August 30, 2004 in the amount of $72,000.00, and recorded in Deed Book Y26, Page 44, Rabun County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 1 of the Fifth Land District of Rabun County, Georgia and being more particularly described as 1.28 acres as depicted on upon a plat of survey dated August 21, 2003 and prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042. Said plat is of record in Plat Book 50, Page 243, in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of said tract or parcel of land as depicted thereon. As depicted on the above referenced plat, said tract or parcel of land is traversed by a Ten (10) foot wide gravel drive which extends from Clois Road, a public road and into an adjoining tract or land. Said tract or parcel of land is hereby conveyed subject to those portions lying within the Right of Way or bounds of said Ten (10) foot wide gravel drive as well as the rights of others to traverse said plat or parcel of land for the purpose of providing ingress to and egress form said adjoining tract or land with the public road system of Rabun County, Georgia, which has the property address of 328 Clois Road, Clayton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Alvin T Gladney and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Nationstar Mortgage LLC, Attorney in Fact for Alvin T Gladney, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com, File No. 11-05954 /CONV/efisher. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gerald Brazel and Gladys Brazel to Mortgage Electronic Registration Systems, Inc. as nominee for Bergin Financial Inc., its successors and assigns dated March 22, 2006 in the amount of $289,000.00, and recorded in Deed Book Y29, Page 531, Rabun County, Georgia Records; as last transferred to U.S. Bank National Association as Trustee for RASC 2006-KS4 by assignment; the undersigned, U.S. Bank National Association as Trustee for RASC 2006-KS4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lots 47 and 48 of the 4th District of Rabun County, Georgia, containing 6.28 acres as per plat recorded in Plat Book 36, Page 222, Rabun County, Georgia Records, which plat is incorporated herein by reference and made a part hereof, which has the property address of 4638 Hwy 76 East, Clayton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Gerald Brazel and Gladys Brazel and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. U.S. Bank National Association as Trustee for RASC 2006-KS4, Attorney in Fact for Gerald Brazel and Gladys Brazel, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com, File No. 13-00375 /CONV/efisher. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from MARGARET ELAINE MCMICHAEL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GUARANTY MORTGAGE SERVICES LLC, dated August 5, 2011, recorded August 9, 2011, in Deed Book M37, Page 475-485, and re-recorded April 17, 2012 in Deed Book H38, Page 80-90, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Fifty-Nine Thousand Seven Hundred Ninety-Four and 00/100 dollars ($59,794.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to GUARANTY BANK, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in April, 2013, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN A PORTION OF LAND LOT 21 OF THE FIFTH DISTRICT OF RABUN COUNTY, BOROUGH OF CLAYTON, STATE OF GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO WIT: LOT 62 IN BLOCK 5 OF CLAYTON TERRACE SUBDIVISION ACCORDING TO THE PLAT THEREOF, RECORDED IN PLAT BOOK 5, PAGE 172 IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RABUN COUNTY, GEORGIA. REFERENCE IS ALSO HAD AND MADE TO A WARRANTY DEED DATED MAY 4, 1983 FROM M.H. DAVIS PROPERTIES, INC. TO JOSEPH P. HARDY, JR AND OF RECORD IN DEED BOOK Q-8, PAGE 690, AFORESAID RECORDS. THE ABOVE DESCRIBED TRACT OF LAND IS CONVEYED SUBORDINATE TO THOSE RESTRICTIVE COVENANTS THAT SET FORTH IN SAID WARRANTY DEED AND THAT ARE COVENANTS RUNNING WITH THE LAND, AS MORE FULLY DESCRIBED IN DEED BOOK B31, PAGE 524, DATED 08/04/2006 AND RECORDED 11/17/2006 IN RABUN COUNTY RECORDS. TAX/PARCEL ID: C002 150

PROPERTY ADDRESS: 75 JERICHO LN CLAYTON, GA 30525. Said legal description being controlling, however the property is more commonly known as 75 JERICHO LN, CLAYTON, GA 30525. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is MARGARET ELAINE MCMICHAEL, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Guaranty Bank, Loss Mitigation Dept., 4000 W. Brown Deer Road, Milwaukee, WI 53209, Telephone Number: 800-741-4605 for and on behalf of the secured creditor. GUARANTY BANK as Attorney in Fact for MARGARET ELAINE MCMICHAEL. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092. Telephone Number: (877) 813-0992 Case No. GTY-13-01014-0001 www.rubinlublin.com/property-listings.php

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GEORGIA, Rabun COUNTY

NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in that Deed to Secure Debt and Security Agreement from Carl Seaman to Community Bank and Trust dated January 18, 2008, recorded February 19, 2008, in Deed Book H33, Pages 65-70, Rabun County, Georgia Deed records, held by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in April, 2013 by SCBT d/b/a CBT, a Division of SCBT, as Attorney-in-Fact for Carl Seaman the following described property: TRACT ONE: All that tract or parcel of land lying and being in Land Lot 184 of the 13th Land District, Tallulah Falls, Rabun County, Georgia and being Tract A continuing 0.66 acres as more particularly described in that certain plat of survey dated May 11, 2006, prepared by William F. Rolander, Georgia Land Surveyor No. 2042, and recorded in Plat Book 58, page 239, Clerk's Office, Rabun County Superior Court, and as earlier described in that certain plat of survey dated January 25, 1989, prepared by William F. Rolader, Georgia Land Surveyor No. 2042 and recorded in Plat Book 26, page 296, Clerk's Office, Rabun County Superior Court. Reference to said plats being for the express purpose of incorporating its description herein. The above described Tract A is conveyed subject to that 20' right of way which crosses the Northerly part of said lot as shown on the above referenced plats. TRACT TWO: All that tract or parcel of land lying and being in Land Lots 175 and 184 of the 3rd Land District, Tallulah Falls, Rabun County, Georgia and being Tract 3 containing 0.06 acre, Tract 4 containing 0.06 acre and Tract 5 containing 0.07 acre as more particularly described in that certain plat of survey dated September 20, 2005, prepared by T. Lamar Edwards, Georgia Land Surveyor No. 1837, and recorded in Plat Book 56, page 71, Rabun County, Georgia records. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed to Secure Debt first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Carl Seaman, Christian Love In Action, Inc., or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT as Attorney-in-fact for Carl Seaman. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Smith, Gilliam, Williams & Miles, P.A.. P.O. Box 1098, Gainesville, GA 30503, (T) 770-536-3381

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GEORGIA, Rabun COUNTY

NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in that Deed to Secure Debt and Security Agreement from Carl W. Seaman to Community Bank and Trust dated December 12, 2008, recorded January 5, 2009, in Deed Book L34, Pages 510-515, Rabun County, Georgia Deed records, held by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in April, 2013 by SCBT d/b/a CBT, a Division of SCBT, as Attorney-in-Fact for Carl W. Seaman the following described property: All that tract or parcel of land lying and being in Land Lot 184 of the Thirteenth Land District of Rabun County, Georgia, being more particularly described as Tract 1 containing 1.802 acres as depicted on that certain plat of survey dated December 5, 2008, prepared by Lovell, Duvall, Miller & Associates, Georgia Registered Land Surveyors, recorded at Plat Book 59, page 413, in the Office of the Clerk of Superior Court of Rabun County, Georgia which plat is incorporated by reference herein. Together with and subject to the right of easement of ingress and egress as shown on the referenced plat. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed to Secure Debt first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Carl W. Seaman or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT as Attorney-in-fact for Carl W. Seaman. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Smith, Gilliam, Williams & Miles, P.A., P.O. Box 1098, Gainesville, GA 30503, (T) 770-536-3381

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Donna H. Scott, Terry W. Scott, Nancy C. Carr, and William S. Carr a/k/a William Spencer Carr to Regions Bank, dated March 25, 2005, recorded April 25, 2005, in Deed Book Z-27, Page 291, Rabun County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of FORTY THOUSAND DOLLARS AND NO CENTS ($40,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in April 2013 by the secured creditor, Regions Bank, as Attorney in Fact for Donna H. Scott, Terry W. Scott, Nancy C. Carr, and William S. Carr a/k/a William Spencer Carr, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT or parcel of land lying and being in Land Lot 103 of the 5th Land District of Rabun County, Georgia Records, being designated AS 0.957 acres, more or less, as shown on a Plat of Survey for Spencer Carr & Georgia Power Lease Parcel # 2224, Area 22, prepared by Gresham Planning & Development, Inc., dated January 24, 2005, and recorded in Plat Book 54, Page 54, Rabun County, Georgia Records. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Nancy C. Carr, and William S. Carr a/k/a William Spencer Carr or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Regions Bank, 2050 Parkway Office Circle, Birmingham, AL 35244 TEL (205) 560-7588. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from RIDGES OF RABUN, LLC to UNITED COMMUNITY BANK, dated February 22, 2006, recorded March 6, 2006, in Deed Book R29, Page 614, Rabun County, Georgia records, as modified by Modification Agreement dated June 20, 2008, recorded in Deed Book V33, Page 214 and re-recorded in Deed Book X33, Page 287, Rabun County, Georgia records, said Security Deed being given to secure a Note from RIDGES OF RABUN, LLC dated February 22, 2006, as modified, together with interest on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in April, 2013, the following described property: TRACT 1: All that tract or parcel of land lying and being 369.47 acres located in Land Lots 144, 145, 164, 165 and 166 in the Second Land District of Rabun County, Georgia and being more particularly described on the three plats of survey prepared for the T. M. Grist Estate by the Appalachian Surveying Company, Inc., dated February 19, 1992. Said three plats are referred to as drawings no. 91-203-1, 91-203-2 and 91-203-3. Said plats and the three descriptions thereon, which are recorded in Plat Book 34, Page(s) 184-186, of the Rabun County Superior Court Clerk's Office plat records, are incorporated into this description by reference thereto. LESS AND EXCEPT the 1.24 acre tract of land which was deeded by Roy Watts by T. M. Grist and Helena I. Grist, with said 1.24 acres being located off of County Road No, 93 in Land Lot 165 of the Second Land District of Rabun County, Georgia. This is the same property conveyed by Virgil E. Lovell & AP Land Holdings, Inc. to The Ridges of Rabun, LLC by Warranty Deed dated March 24, 2004, recorded in Deed Book B26, Page(s) 114, Rabun County, Georgia Records. This is the same property conveyed by Virgil E. Lovell and AP Land Holdings, Inc. to The Ridges of Rabun, LLC by Warranty Deed dated March 24, 2004, recorded in Deed Book B26, Page(s) 114, Rabun County, Georgia Records. LESS AND EXCEPT THE FOLLOWING THREE TRACTS: TRACT A: All that tract or parcel of land lying and being in Land Lots 144 & 165 of the 2nd Land District, Rabun County, Georgia, being all of Phase I, of The Ridges of Rabun Subdivision, totaling 129.098 acres as per plat of survey by Davidson Land Surveying, Inc., dated October 10, 2004 and being recorded in Plat Book 53, Page(s) 161-165, of the Rabun County, Georgia Deed Records, said plat being incorporated herein and made a part hereof by reference. TRACT B: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lots 144 and 145 of the 2nd District of Rabun County, Georgia, designated as Tract 1 containing 10.374 acres, Tract 2 containing 6.202 acres, and Tract 3 containing 4.078 acres according to a boundary survey for Ridges of Rabun, prepared by Davidson Land Surveying Inc. by Edwin G. Davidson, G.R.L.S. No. 2586, dated November 30, 2005, and being more particularly described according to said survey as follows: BEGINNING at a government iron pin found located on the Land Lot line common to Land Lots 144 and 145, run thence North 74 degrees 23 minutes 26 seconds East a distance of 291.73 feet to a point marked by a government iron pin found; run thence South 06 degrees 55 minutes 50 seconds East a distance of 217.20 feet to a point located on the centerline of Ramey Road; continue thence along the centerline of Ramey Road the following courses and distances: North 51 degrees 36 minutes 38 seconds East 31.28 feet; North 53 degrees 00 minutes 59 seconds East 36.29 feet; North 65 degrees 14 minutes 47 seconds East 39.17 feet; North 76 degrees 16 minutes 57 seconds East 31.32 feet; South 89 degrees 57 minutes 27 seconds East 42.18 feet, South 68 degrees 49 minutes 47 seconds East 22.89 feet; South 54 degrees 11 minutes 38 seconds East 31.41 feet; South 73 degrees 01 minute 55 seconds East 31.08 feet; North 86 degrees 29 minutes 56 seconds East 31.08 feet; North 72 degrees 16 minutes 39 seconds East 32.66 feet; North 75 degrees 51 minutes 55 seconds East 38.14 feet; Leaving the aforesaid centerline of Ramey Road, run thence North 00 degrees 37 minutes 23 seconds West a distance of 699.20 feet to a point marked by a government iron pin found; run thence North 83 degrees 54 minutes 16 seconds East a distance of 184.47 feet to a point marked by a government iron pin found; run thence South 63 degrees 02 minutes 01 second East a distance of 363.92 feet to a point marked by a government iron pin found; run thence South 28 degrees 46 minutes 39 seconds East a distance of 299.97 feet to a point marked by a government iron pin found; run thence South 53 degrees 54 minutes 37 seconds East a distance of 232.52 feet to a point marked by a government iron pin found, run thence South 26 degrees 00 minutes 05 seconds West a distance of 98.35 feet to a point; run thence South 59 degrees 32 minutes 18 seconds West a distance of 128.17 feet to a point; ran thence South 56 degrees 07 minutes 21 seconds West a distance of 110.48 feet to a point; run thence South 41 degrees 09 minutes 46 seconds West a distance of 70.66 feet to a point; run thence South 62 degrees 36 minutes 14 seconds West a distance of 218.67 feet to a dead oak; run thence South 78 degrees 36 minutes 01 second West a distance of 468.06 feet to a point; run thence South 82 degrees 40 minutes 05 seconds West a distance of 596.80 feet to a point; run thence North 00 degrees 11 minutes 35 seconds West a distance of 1930 feet to a point run thence South 68 degrees 35 minutes 16 seconds West a distance of 185.90 feet to a point located on the centerline of Ramey Road; continue thence along the centerline of Ramey Road the following courses and distances: North 00 degrees 32 minutes 42 seconds West 26.24 feet; North 34 degrees 51 minutes 13 seconds East 26.65 feet; North 70 degrees 10 minutes 50 seconds East 12.43 feet, North 72 degrees 39 minutes 33 seconds East 39.83 feet; North 74 degrees 36 minutes 55 seconds East 37.57 feet North 62 degrees 06 minutes 51 seconds East 48.38 feet; North 64 degrees 57 minutes 06 seconds East 54.26 feet; North 66 degrees 25 minutes 54 seconds East 53.87 feet; North 63 degrees 39 minutes 05 seconds East 40.30 feet; North 52 degrees 40 minutes 57 seconds East 47.95 feet; North 49 degrees 55 minutes 48 seconds East 55.99 feet; North 46 degrees 51 minutes 24 seconds East 54.52 feet; North 45 degrees 34 minutes 24 seconds East 52.53 feet; North 51 degrees 54 minutes 07 seconds East 57.61 feet; Leaving the aforesaid centerline of Ramey Road, run thence North 32 degrees 06 minutes 43 seconds West a distance of 61.45 feet to a point; run thence South 77 degrees 27 minutes 45 seconds West a distance of 201.79 feet to a point marked by an iron pin found; run thence South 61 degrees 53 minutes 40 seconds West a distance of 287.59 feet to a point marked by an iron pin found; run thence South 85 degrees 14 minutes 45 seconds West a distance of 101.90 feet to a point marked by an iron pin found; run thence North 15 degrees 09 minutes 52 seconds East a distance of 219.55 feet to a point marked by an iron pin found; run thence North 15 degrees 09 minutes 52 seconds East a distance of 278.93 feet to a point marked by an iron pin found; run thence North 74 degrees 54 minutes 48 seconds East a distance of 212.44 feet to a point marked by an iron pin found; run thence South 00 degrees 04 minutes 14 seconds East a distance of 215.84 feet to a point marked by a government iron pin found located on the Land Lot line common to Land Lots 144 and 145, said point being the TRUE PLACE OR POINT OF BEGINNING. This is the same property expressly made subject to a Conservation Easement and Declaration dated December 28, 2005 between The Ridges of Rabun, LLC and Smokey Mountain Land Trust, recorded at Deed Book J29, Page(s) 432, Rabun County, Georgia Records. Subject to all easements, covenants and restrictions of record. TRACT C: All that tract or parcel of land lying and being in Land Lot 145 in the Second Land District of Rabun County, Georgia, containing 11.46 acres and designated as Tract 2 on the three plats of survey prepared for the T. M. Grist Estate by the Appalachian Surveying Company, Inc., dated February 19, 1992. Said three plats are referred to as drawings no. 91-203-1, 91-203-2 and 91-203-3. Said plats and the three descriptions thereon, which are recorded in Plat Book 34, Page(s) 184-186, of the Rabun County Superior Court Clerk's Office plat records, are incorporated into this description by reference thereto. FURTHER LESS AND EXCEPT: All that tract or parcel of land lying and being in LL 144 of the 2nd District of Rabun County, Georgia, and being 33.054 acres as shown on a plat of survey for Ridges of Rabun by Davidson Land Surveying, Inc., dated December 20, 2006, and being more particularly described as follows: BEGINNING at a 10 inch Oak located at the southeast corner of lot 314 of the Rabun at Rabun and adjoining property of the United States of America, thence S 02'18'05" E 1545.60 feet to the centerline of Ramey Road, along said centerline, thence S 52'36'57" W 12.09 feet, S 47'52'47" W 43.71 feet, S 52'59'53" W 26.78 feet, S 75'47'50' W 24.90 feet, N 75’32'45" W 20.59 feet, N 18'30'09" W 21.21 feet, N 15'09'56" W 40.47 feet, N 24'57’14" W 30.10 feet, N 46'19'17 W 32.74 feet, N 58'29'01" W 28.74 feet, N 55'46'16" W 19.74 feet, N 26'15'26" W 19.15 feet, N 19'52'40" W 20.14 feet, N 22'48'38" W 23.79 feet, N 43'17'36" W 27.64 feet, N 65'25'03" W 22.72 feet, S 86'5’20" W 22.39 feet, S 72'21'19" W39.93 feet, S 88'32'43” W 25.65 feet, N 68'29'03" W 20.86 feet, N 56'25'59" W 17.42 feet, N 46'43'05" W 42.18 feet, N 40’09'45" W 33.57 feet, N 28'44'35" W 39.18 feet, N 30'24'59" W40.25 feet, N 38'35'54" W 43.20 feet, N 52'42'58" W 37.92 feet, N 67'42'25" W 19.73 feet, N 80'11'25" W 26.16 feet, S 89'05'22" W 34.51 feet, S 71'21'45" W 46.00 feet, S 74'00'33" W18.60 feet, N 89'11'16" W 10.00 feet, N 65'16'30" W 14.15 feet, N 35'30’27" W 18.59 feet, N 1431'10" W 30.22 feet, N 24'04'09" W 20.53 feet, N 47'54'45" W 19.68 feet, N 71'42'05" W15.19 feet, S 88'03'39' W 29.75 feet, N 88'44'53" W 32.30 feet, N 71'24'59" W 36.87 feet, N 62'49'02" W 57.26 feet, N 80'51'14" W 21.47 feet, S 72'07'03" W 14.47 feet, S 48'09'38" W17.12 feet, S 30’10'19" W 21.86 feet, S 28'32'14" W 25.23 feet, S 38'42'49" W 106.45 feet, S 48'45'39" W 27.24 feet, S 61'03'44" W 21.25 feet, S 81'55’23" W 16.27 feet, N 75'00'29 W22.20 feet, N 53'55'53" W 26.23 feet, thence leaving said waterline N 02'42'45" E 1364.32 feet to an iron pin at the southwest corner of lot 319 of the Ridges of Rabun, thence S 81'13'58" E 482.06 feet to an iron pin; thence S 82'43'14" E 537.82 feet to the 10 inch Oak located at the TRUE POINT OF BEGINNING; said survey is incorporated herein for a more full and complete description of said Property. FURTHER LESS AND EXCEPT THE FOLLOWING THREE TRACTS: Tract 1: Clubhouse. ALL THAT TRACT or parcel of land lying and being in Land Lot 145 of the 2nd Land District of Rabun County; Georgia, being more particularly described as Lot 50, Containing 1.377 acres, more or less, according to a plat for The Ridges of Rabun, prepared by Davidson Land Surveying, Inc. GRS, dated October 5, 2004, recorded in Plat Book 53, Page(s) 161 et. seq. of the Rabun County, Georgia records, which plat is incorporated herein by reference for a more complete description of said Property. NOTE: Grantor herein hereby grants and reserves a permanent nonexclusive easement for ingress and egress, to and from and through the above-described property, via the courses of the existing subdivision and public roads as shown on the plat referred to above or as subsequently constructed for the benefit of all that property described in and conveyed by that certain Warranty Deed from Virgil E. Lovell and A.P. Land Holding, Inc. to Ridges of Rabun, LLC, dated March 24, 2004, recorded in the Office of the Clerk of Superior Court, Rabun County, Georgia, in Deed Book B26 Page 64. SUBJECT TO: Restrictive covenants for Ridges of Rabun, November 19, 2004 recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Deed Book G27 Pages 584-617. Tract 2: Phase 2 of Ridges of Rabun S/D. ALL THOSE TRACTS or parcels of land lying and being in Land Lots 144, 145, 164 and 165 of the 2nd Land District of Rabun County, Georgia, being shown and designated as Lots listed hereinbelow of Phase 2, of the Ridges of Rabun Subdivision, on a plat of survey prepared by Edwin G. Davidson, R.S., under date of April 27, 2006, recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Plat Book 57 Pages 183-186, to which said plat and the record thereof, reference is hereby made for a more complete description, to wit Lot 1, containing 2.23 acres, more or less, Lot 2, containing 1.184 acres, more or less, Lot 3, containing 1.177 acres, more or less, Lot 4, containing 1.142 acres, more or less, Lot 5, containing 1.204 acres, more or less, Lot 6, containing 3.391 acres, more or less, Lot 7, containing 2.895 acres, more or less, Lot 8, containing 2.157 acres, more or less, Lot 9, containing 3.906 acres, more or less, Lot 11, containing 1.077 acres, more or less, Lot 12, containing 1.823 acres, more or less, Lot 13, containing 1.167 acres, more or less, Lot 14, containing 1.155 acres, more or less, Lot 15, containing 1.779 acres, more or less, Lot 16, containing 1.214 acres, more or less, Lot 18, containing 6.162 acres, more or less, Lot 19, containing 2.303 acres, more or less, Lot 20, containing 1.511 acres, more or less, Lot 21, containing 1.689 acres, more or less, Lot 22, containing 1.365 acres, more or less, Lot 23, containing 2.345 acres, more or less, Lot 24, containing 2.060 acres, more or less, Lot 25, containing 1.849 acres, more or less, Lot 26, containing 1.335 acres, more or less, Lot 27, containing 2.076 acres, more or less, Lot 28, containing 2.058 acres, more or less, Lot 29, containing 2.329 acres, more or less, Lot 30, containing 1.811 acres, more or less, Lot 31, containing 1.743 acres, more or less, Lot 33, containing 1.548 acres, more or less, Lot 34, containing 2,033 acres, more or less, and Lot 35; containing 1.214 acres, more or less. NOTE: Grantor herein hereby grants and reserves a permanent nonexclusive easement for ingress and egress, to and from and through the above-described property, via the courses of the existing subdivision and public roads as shown on the plat referred to above or as subsequently constructed for the benefit of all that property described in and conveyed by that certain Warranty Deed from Virgil E. Lovell and A.P. Land Holding, Inc. to Ridges of Rabun, LLC, dated March 24, 2004, recorded in the Office of the Clerk of Superior Court, Rabun County, Georgia, in Deed Book B26 Page 64. SUBJECT TO: Restrictive covenants for Ridges of Rabun, November 19, 2004 recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Deed Book G27 Pages 584-617. Tract 3: Phase 3 of Ridges of Rabun S/D. ALL THOSE TRACTS or parcels of land lying and being in Land Lot 144 of the 2nd Land District of Rabun County, Georgia, being shown and designated as Lots listed hereinbelow of Phase 3, of the Ridges of Rabun Subdivision, on a plat of survey prepared by Edwin G. Davidson, R.S., under date January 25, 2008, recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Plat Book 59 Pages 250-252, to which said plat and the record thereof, reference is hereby made for a more complete description, to wit; Lot 1, containing 1.161 acres, more or less, Lot 2, containing 4.814 acres, more or less. Lot 3, containing 3.375 acres, more or less, Lot 4, containing 2.278 acres, more or less, Lot 5, containing 2.631 acres, more or less, Lot 6, containing 1.762 acres, more or less, Lot 7, containing 1.717 acres, more or less, Lot 8, containing 3.598 acres, more or less, Lot 9, containing 3.805 acres, more or less, Lot 10, containing 1.1280 acres, more or less, Lot 11, containing 1.442 acres, more or less, Lot 12, containing 1.004 acres, more or less, Lot 13, containing 1.005 acres, more or less, Lot 14, containing 1.025 acres, more or less, Lot 15, containing 1.001 acres, more or less, and Lot 16, containing 1.00 acres, more or less. NOTE: Grantor herein hereby grants and reserves a permanent nonexclusive easement for ingress and egress, to and from and through the above-described property; via the courses of the existing subdivision and public roads as shown on the plat referred to above or as subsequently constructed for the benefit of all that property described in and conveyed by that certain Warranty Deed from Virgil E. Lovell and A.P. Land Holding, Inc. to Ridges of Rabun, LLC, dated March 24, 2004, recorded in the Office of the Clerk of Superior Court, Rabun County, Georgia, in Dead Book B26 Page 64. SUBJECT To: Restrictive covenants for Ridges of Rabun, November 19, 2004 recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Deed Book G27 Pages 584-617. FURTHER LESS AND EXCEPT: All that tract or parcel of land lying and being in Land Lot 165 of the 2nd Land District of Rabun County, Georgia, being shown and designated at Lot 32, Phase 2, of The Ridges of Rabun Subdivision, containing 1.775 acres, more or less, on a plat of survey prepared by Edwin G. Davidson, R.S., under date of April 27, 2006, recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Plat Book 57, Pages 183-186, to which said plat and the record thereof, reference is hereby made for a more complete description. TOGETHER WITH: Rights of ingress and egress as conveyed in that certain Modification Agreement dated June 20, 2008, between Ridges of Rabun, LLC and United Community Bank, recorded in Deed Book V33, Page 214, Rabun County, Georgia records, as re-recorded in Deed Book X33, Page 287, Rabun County, Georgia records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is RIDGES OF RABUN, LLC or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for RIDGES OF RABUN, LLC, L. Lou Allen, Stites & Harbison, PLLC, 520 West Main Street, Blue Ridge, Georgia 30513, (706) 632-7923, File No. 7484A-03451

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from DEBRA MAE CARROLL to UNITED COMMUNITY BANK, dated August 18, 2003, recorded August 18, 2003, in Deed Book X-24, Page 6, Rabun County, Georgia records, as last modified by Modification of Security Deed dated February 11, 2011, recorded in Deed book A-37, Page 598, Rabun County, Georgia records, said Security Deed being given to secure a Note from DEBRA MAE CARROLL dated February 11, 2011, in the original principal amount of Forty Two Thousand Five Hundred and 00/100 ($42,500.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in April, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 15 of the Fifth Land District of Rabun County, Georgia and being Tract A, consisting of 1.34 acres and Tract B, consisting of 0.05 acre as shown upon a plat of survey dated October 26, 1995, revised December 12, 1995, prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, said survey being recorded in Plat Book 50, page 117,Clerk’s Office, Rabun Superior Court. Reference is hereby had and made to said plat and the record of same for the purpose of incorporating same herein for a full and complete description of the property herein conveyed. There is excepted from this conveyance the easement rights of others, if any to use Tract B for road purposes. The above described property is conveyed subject to that Georgia Power Easement recorded in Deed Book K-4, Page 213, Clerk’s Office, Rabun Superior Court. The above-described Tract A is conveyed subject to that certain easement to use that well located upon Tract A as said easement is more particularly described in that certain Warranty Deed dated August 25, 1995 from Rodney R. Hickox and Lynn A. Hickox to Ethel Inez Woodall and Ronald Hoyt Woodall recorded in Deed book W-15, Page 645, aforementioned records. Included herewith is a 1995 Palmetta II Mobile Home, VIN #GBHMI18179. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is DEBRA MAE CARROLL or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for DEBRA MAE CARROLL, L. Lou Allen, Stites & Harbison, PLLC, 520 West Main Street, Blue Ridge, Georgia 30513, (706) 632-7923. File No. 7484A-03456. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from TIMOTHY SCOTT BECK and ALLISON B. BECK to Rabun County Bank, dated October 4, 2010, recorded October 5, 2010, in Deed Book N36, Page 196, Rabun County, Georgia records, as transferred to UNITED COMMUNITY BANK by Assignment recorded in Deed Book I39, Page 379, Rabun County, Georgia records, said Security Deed being given to secure a certain indebtedness from TIMOTHY SCOTT BECK and ALLISON BECK, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in April, 2013, the following described property:All that tract or parcel of land lying and being in Land Lot 43 of the First Land District of Rabun County ,Georgia, and being Tract 1, consisting of 30.961 acres, Tract 2, consisting of 0.107 acre and Tract 3, consisting of 0.476 acre as described on a plat of survey dated May 16, 2005, prepared by Edwin G. Davidson, Georgia Registered Land Surveyor No. 2586, said survey being recorded in the office of the Clerk of Rabun Superior Court in Plat Book 54, Page 160. Said survey is incorporated herein by reference for a full and complete description of the above described lands. LESS AND EXCEPT: All that tract or parcel of land lying and being in Land Lot 43 of the 1st Land District, Rabun County, Georgia, consisting of 5.0 +/- acres, shown on plat of survey dated August 1, 2008, prepared by Edwin G. Davidson, GRLS #2586, said plat recorded in Plat Book 55, Page 205, on the Rabun County plat records. Said plat and record of the same being incorporated herein by reference for a more full and complete description of the property herein conveyed. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is TIMOTHY SCOTT BECK and ALLISON B. BECK or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for TIMOTHY SCOTT BECK and ALLISON B. BECK, L. Lou Allen, Stites & Harbison, PLLC, 520 West Main Street, Blue Ridge, Georgia 30513, (706) 632-7923. File No. 7484A-02717. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Frank Sutton, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undesigned. This the 1st day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Helen Sutton acting as Executrix of the Frank Sutton estate.) Address: PO Box 977, Clayton, GA 30525, Telephone: (706) 782-6308.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Donald Russell Bourne, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 4th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Nellie Kirkland Bourne acting as Executrix of the Donald Russell Bourne estate.) Address: 1497 Ramey Road, Lakemont, GA 30552, Telephone: 706-782-2496.

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IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

NANCY HENRY AND JAMES HENRY, Plaintiff

CIVIL ACTION FILE NO. 2012-CV-0220-C

vs

THE TIGER SHIPPING CENTER, LLC AND JOHN SCADUTO, Defendant

ORDER FOR SERVICE BY PUBLICATION

The plaintiff, having filed a Complaint before this Court alleging damage caused by negligence and having filed a Motion for Service by Publication on Defendant The Tiger Shipping Center, LLC alleging that the whereabouts of any officer and registered agent for The Tiger Shipping Center, LLC are unknown; and It appearing to this Court that the whereabouts of any officer suitable to accept service on behalf of Defendant The Tiger Shipping Center, LLC are unknown to Plaintiffs and Plaintiffs have therefore requested an order directing service to be made upon said party by publication of summons as provided by law; and It further appearing upon Affidavit for Service by Publication, attached to said Motion for Publication, that said party cannot be found with due diligence; IT IS THEREFORE ORDERED, that service of process be made upon such party by publication as provided by law. SO ORDERED, this 20th day of February, 2013. Honorable B. Chan Caudell.

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NOTICE OF FILING PETITION FOR NAME CHANGE

2013-CV-0088-S

GEORGIA

RABUN COUNY

Humberta Ordaz-Rios has filed a petition in the Superior Court of Rabun County, Georgia to change the name of his/her minor child: Jefferson Perez to Jefferson Perez-Ordaz The petition is now pending in the Superior Court of Rabun County, Georgia and the petition was filed on March 7th, 2013. Any interested or affected party may appear and file objections as provided by law. This 7th day of March, 2013. Holly E Henry-Perry, Clerk of Superior Court, Rabun County, Georgia.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Mary Glass Crooks, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 11th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Mary P Beckum and Linda J Couey acting as Co-Executors of the Mary Glass Crooks estate.) Address: 2833 US Highway 441N, Dublin, GA 31021, Telephone: (478) 278-6200.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to James Paul Janeczko, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 8th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Gail Louise Janeczko acting as Executrix of the James Paul Janeczko estate.) Address: 6834 Warwoman Road, Clayton, GA 30525, Telephone: (706) 782-0015.

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ADOPTION

NOTICE OF TERMINATION OF PARENTAL CLAIMS AND

POTENTIAL RIGHTS

TO: Jeffrey Neal Linker

You are notified that on March 1st, 2013 a Petition for Adoption was filed in the Superior Court of Rabun County, Georgia, Civil Action No. S-13-3-2-A, for the purpose of adoption of a minor male child, J.W. born July 11, 1999. You are advised that you will loose all rights to said child and will neither receive notice nor be entitled to object to the adoption unless within thirty days of the publication of this notice you (a) file a petition to legitimate this child pursuant to O.C.G.A. Section 19-7-22; (b) file a notice of the filing of said petition to legitimate with the Rabun County Superior Court; and (c) provide notice of the filing of said petition to legitimate to Susanne F Burton, Attorney for Petitioner, P.O. Box 166, Lexington, GA 30648.

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ADOPTION

NOTICE OF TERMINATION OF PARENTAL CLAIMS AND

POTENTIAL RIGHTS

TO: Jeffrey Wilhite

You are notified that on March 1st, 2013 a Petition for Adoption was filed in the Superior Court of Rabun County, Georgia, Civil Action No. S-13-3-2A, for the purpose of adoption of a minor male child, J.W. born July 11, 1999. You are advised that you will loose all rights to said child and will neither receive notice nor be entitled to object to the adoption unless within thirty days of the publication of this notice you (a) file a petition to legitimate this child pursuant to O.C.G.A. Section 19-7-22; ( b) file a notice of the filing of said petition to legitimate with the Rabun County Superior Court; and (c) provide notice of the filing of said petition to legitimate to Susanne F. Burton, Attorney for Petitioner, P.O. Box 166, Lexington, Ga 30648.

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ADOPTION

NOTICE OF TERMINATION OF PARENTAL CLAIMS AND

POTENTIAL RIGHTS

TO: Jackie Ray Dudley

You are notified that on March 1st, 2013 a Petition for Adoption was filed in the Superior Court of Rabun County, Georgia, Civil Action No. S-13-3-2A , for the purpose of adoption of a minor male child, J.W. born July 11, 1999. You are advised that you will loose all rights to said child and will neither receive notice nor be entitled to object to the adoption unless within thirty days of the publication of this notice you (a) file a petition to legitimate this child pursuant to O.C.G.A. Section 19-7-22; (b) file a notice of the filing of said petition to legitimate with the Rabun County Superior Court; and (c) provide notice of the filing of said petition to legitimate to Susanne F. Burton, Attorney for Petitioner, P.O. Box 166, Lexington, Ga 30648.

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NOTICE OF SALE UNDER POWER, RABUN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Susan C. Rickman to Mortgage Electronic Registration Systems, Inc., as nominee for Shelter Mortgage Company LLC DBA Fairfield MTG dated 6/21/2007 and recorded in Deed Book G32 Page 293, Rabun County, Georgia records; as last transferred to HSBC Bank USA, National Association as Trustee for Wells Fargo Asset SecuritiesCorporation, Mortgage Asset-Backed Pass-Through Certificates Series 2007-PA5, conveying the after-described property to secure a Note in the original principal amount of $ 487,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on April 2, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 23 of the Fifth Land District of Rabun County, Georgia, containing 10.608 acres as more fully described or that certain plat of survey prepared by William F. Rolader, Georgia Registered Land Surveyor No, 2042, dated December 6, 1989 last revised February 17, 1998 which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 42, page 213. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. Also conveyed herewith is the exclusive right to use the 10 foot wide gravel drive for the purpose of ingress and egress to the subject property. This sale will be made subject to any right of the United States of America to redeem the hereinabove described property within 120 days from the sale date aforesaid, in order to satisfy certain outstanding federal tax liens. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). HSBC Bank USA, National Association as Trustee for Wells Fargo Asset SecuritiesCorporation, Mortgage Asset-Backed Pass-Through Certificates Series 2007-PA5 is the current owner of the loan. Said property is commonly known as 214 Watts Street, Tiger, Georgia 30576 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Susan C. Rickman or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines. Wells Fargo Bank NA, Wells Fargo Bank, NA, Loss Mitigation, 3476 Stateview Boulevard, Fort Mill, SC 29715, 1-800-662-5014. Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. HSBC Bank USA, National Association as Trustee for Wells Fargo Asset SecuritiesCorporation, Mortgage Asset-Backed Pass-Through Certificates Series 2007-PA5 as agent and Attorney in Fact for Susan C. Rickman, Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667492192A

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STATE OF GORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Irene N. Barnes, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 18th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Scott Martin Provance acting as Executor of the Irene N. Barnes estate.) Address: 222 Deerfield Drive, Clayton, GA 30525, Telephone: 706-490-1982.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Mildred D. Thompson, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 25th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Susie D. Wiggins acting as Executrix of the Mildred D. Thompson estate.) Address: 1965 Cowetta Church Rd., Otto, NC 28763. Telephone: (828) 524-5062

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Charles Lindbergh Thomas, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21st day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Blanche T. Dickerson acting as Executrix of the Charles Lindbergh Thomas estate.) Address: PO Box 892, Clayton, GA 30525. Telephone: (706) 782-5419

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to John Ralph Roquemore, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 20th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Karen D. Roquemore acting as Administrator of the JOhn Ralph Roquemore estate.) Address: PO Box 2238, Clayton, GA 30525. Telephone: (706) 490-4782

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IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF Evelyn Law Thomas, DECEASED, ESTATE NO. 3894

PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Blanche T Dickerson has petitioned to be appointed Administrator of the estate of Evelyn Law Thomas deceased, of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before April 22, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30526. Telephone Number: (706) 782-3614

All persons indebted to Marlene U. James, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 26th day of February, 2013. Witness my/our hand(s) and seal(s), on the dat above written. (Lisa Nix James acting as Executrix of the Marlene U. James estate.) Address: 3821 Bald Mountain Road, Dillard, GA 30537. Telephone: (706) 982-5726

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Justin Tyson to Mortgage Electronic Registration Systems, Inc. as nominee for Wachovia Mortgage Corporation dated January 15, 2008, and recorded in Deed Book D33, Page 388, Rabun County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $126,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the Fifth Land District of Rabun County, Georgia, and being Lot 1-H containing 0.76 acre as more particularly described according to that certain plat of survey dated December 21, 1986, prepared by William F. Rolader, Georgia Registered Surveyor No. 2042, said plat being recorded in Plat Book 24, page 102, in the office of the Clerk of Rabun Superior Court, reference to said plat being for the express purpose of incorporating its description herein. Said property is known as 407 Joe Davis Road, Tiger, GA 30576, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Justin Tyson, A/K/A Justin A. Tyson, successor in interest or tenant(s). Wells Fargo Bank, N.A. as Attorney-in-Fact for Justin Tyson, File no. 12-031956, SHAPIRO, SWERTFEGER & HASTY, LLP, Attorneys and Counselors at Law, 2872 Woodcock Blvd., Suite 100, Atlanta, GA 30341-3941, (770) 220-2535/KB. THE LAW FIRM IS ACTING AS A DEBT COLLECTOR, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Vernie Bailey to Mortgage Electronic Registration Systems, Inc. as nominee for SouthStar Funding, LLC its successor and assigns dated March 3, 2005 in the amount of $108,500.00, and recorded in Deed Book U27, Page 186, Rabun County, Georgia Records; as last transferred to U.S. Bank National Association as Trustee for RASC 2005-KS5 by assignment; the undersigned, U.S. Bank National Association as Trustee for RASC 2005-KS5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot Number 18 of the Second Land District of Rabun County, Georgia and being more particularly described as follows, to-wit: For a full and complete description of the real property being hereby conveyed, reference is hereby had and made to a plat of survey dated January 18, 1988 and prepared by T. Lamar Edwards, Georgia Registered Land Surveyor Number 1837. The real property being hereby conveyed is Lot 4 containing 1.70 acres. Said plat is of recorded in Plat Book 25, Page 135 in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of Lot 4 containing 1.41 acre as depicted thereon, which has the property address of 234 Rhonda Dr, Clayton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Vernie Taylor Bailey F/K/A Vernie Taylor Burrell and William R. Bailey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. U.S. Bank National Association as Trustee for RASC 2005-KS5, Attorney in Fact for Vernie Bailey. McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com, File No. 10-20321 /CONV/efisher. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Pamela S. Cossu to Mortgage Electronic Registration Systems, Inc., as nominee for Capital One Home Loans, LLC, its successors and assigns, dated February 1, 2008, recorded in Deed Book H33, Page 362, Rabun County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book F36, Page 411, Rabun County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THOUSAND AND 0/100 DOLLARS ($200,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia within the legal hours of sale on the first Tuesday in April, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance LLC is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Pamela S. Cossu or a tenant or tenants and said property is more commonly known as 845 Sky High Drive, Sky Valley, Georgia 30537. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance LLC as Attorney in Fact for Pamela S. Cossu McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076, MR/ts1 4/2/13 Our file no. 5201610-FT18 EXHIBIT “A” TRACT ONE: All that tract or parcel of land lying and being in Land Lot 196 of the Second Land District of Rabun County, Georgia and being in the City of Sky Valley, described as follows: All of Lot 95, Part 3 of Northwoods Area of Sky Valley Subdivision as shown upon a plat of survey by James A. Long, Georgia Registered Surveyor No. 1579, dated and revised June 17, 1974 and recorded in Plat Book 10, page 230, in the office of the Clerk of Rabun Superior Court, and to which recorded plat reference is herein made for a full and complete description of the property thereon delineated and herein described, together will all improvements thereon. TRACT TWO: All that tract or parcel of land lying and being in Land Lot 196 of the Second Land District of Rabun County, Georgia and being a portion of Lot 91 North Woods Area, Part 3, Sky Valley Subdivision as shown on a plat of survey recorded in Plat Book 10, page 230, in the office of the Clerk of Rabun Superior Court and being more particularly described as follows: BEGINNING at a point at the Eastern corner of the property herein conveyed which point is South 51 degrees 18 minutes West 35 feet from concrete monument’ 119, as shown on the aforesaid plat and on the plat recorded in Plat Book 8, page 165, in the Office of the Clerk of Rabun Superior Court and from said point running north 29 degrees 33 minutes West 106.0 feet to a point on the line separating Lot 90 and 91, North Woods Area Part 3; thence south 26 degrees 49 minutes West along the line separating the aforesaid two lots, 107.2 feet to the northeasterly R/W of Sky Hi Drive; thence along and with the R/W of Sky Hi Drive South 37 degrees 51 minutes East 108.3 feet; thence North 21 degrees 01 minute East 95.3 feet to the POINT OF BEGINNING. The portion of Lot 91 herein described is more fully shown upon a plat of survey recorded in Deed Book B-I0, page 55 in the office of the Clerk of Rabun Superior Court. The above two tracts, being all of Lot No. 95 and a portion of Lot 91 are contiguous, the southwesterly line of Lot 95 being the same as the northeasterly line of Lot 91. This conveyance is subject to that certain Declaration of Restrictions, Conditions, Easements, Reservations and affirmative obligations as set out in that certain Declaration of Restrictions recorded in Deed Book X-5, page 276, et seq in the Office of the Clerk of Rabun Superior Court, as well as a modification of such restrictions dated August 26, 1985 and recorded in Deed Book B-10, page 53, in the office of the clerk of Rabun Superior Court. Such restrictions are by reference incorporated herein the same as if fully set forth herein. There is excepted from the above-described tract of real property any portion of that part of Lot 91 hereinabove described which may encroach onto the right-of-way of Sky Hi Drive a fifty-foot street and right-of-way in the City of Sky Valley. MR/ts1 4/2/13 Our file no. 5201610 - FT18

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alvin T Gladney to American Freedom Mortgage, Inc. dated August 30, 2004 in the amount of $72,000.00, and recorded in Deed Book Y26, Page 44, Rabun County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 1 of the Fifth Land District of Rabun County, Georgia and being more particularly described as 1.28 acres as depicted on upon a plat of survey dated August 21, 2003 and prepared by William F. Rolader, Georgia Registered Land Surveyor No. 2042. Said plat is of record in Plat Book 50, Page 243, in the Office of the Clerk of the Rabun Superior Court. Reference to said plat and the record thereof is for the express purpose of incorporating herein its description of said tract or parcel of land as depicted thereon. As depicted on the above referenced plat, said tract or parcel of land is traversed by a Ten (10) foot wide gravel drive which extends from Clois Road, a public road and into an adjoining tract or land. Said tract or parcel of land is hereby conveyed subject to those portions lying within the Right of Way or bounds of said Ten (10) foot wide gravel drive as well as the rights of others to traverse said plat or parcel of land for the purpose of providing ingress to and egress form said adjoining tract or land with the public road system of Rabun County, Georgia, which has the property address of 328 Clois Road, Clayton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Alvin T Gladney and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Nationstar Mortgage LLC, Attorney in Fact for Alvin T Gladney, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com, File No. 11-05954 /CONV/efisher. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gerald Brazel and Gladys Brazel to Mortgage Electronic Registration Systems, Inc. as nominee for Bergin Financial Inc., its successors and assigns dated March 22, 2006 in the amount of $289,000.00, and recorded in Deed Book Y29, Page 531, Rabun County, Georgia Records; as last transferred to U.S. Bank National Association as Trustee for RASC 2006-KS4 by assignment; the undersigned, U.S. Bank National Association as Trustee for RASC 2006-KS4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Rabun County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lots 47 and 48 of the 4th District of Rabun County, Georgia, containing 6.28 acres as per plat recorded in Plat Book 36, Page 222, Rabun County, Georgia Records, which plat is incorporated herein by reference and made a part hereof, which has the property address of 4638 Hwy 76 East, Clayton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Gerald Brazel and Gladys Brazel and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. U.S. Bank National Association as Trustee for RASC 2006-KS4, Attorney in Fact for Gerald Brazel and Gladys Brazel, McCurdy & Candler, L.L.C., (404) 373-1612, www.mccurdycandler.com, File No. 13-00375 /CONV/efisher. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from MARGARET ELAINE MCMICHAEL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GUARANTY MORTGAGE SERVICES LLC, dated August 5, 2011, recorded August 9, 2011, in Deed Book M37, Page 475-485, and re-recorded April 17, 2012 in Deed Book H38, Page 80-90, Rabun County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Fifty-Nine Thousand Seven Hundred Ninety-Four and 00/100 dollars ($59,794.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to GUARANTY BANK, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in April, 2013, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN A PORTION OF LAND LOT 21 OF THE FIFTH DISTRICT OF RABUN COUNTY, BOROUGH OF CLAYTON, STATE OF GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO WIT: LOT 62 IN BLOCK 5 OF CLAYTON TERRACE SUBDIVISION ACCORDING TO THE PLAT THEREOF, RECORDED IN PLAT BOOK 5, PAGE 172 IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RABUN COUNTY, GEORGIA. REFERENCE IS ALSO HAD AND MADE TO A WARRANTY DEED DATED MAY 4, 1983 FROM M.H. DAVIS PROPERTIES, INC. TO JOSEPH P. HARDY, JR AND OF RECORD IN DEED BOOK Q-8, PAGE 690, AFORESAID RECORDS. THE ABOVE DESCRIBED TRACT OF LAND IS CONVEYED SUBORDINATE TO THOSE RESTRICTIVE COVENANTS THAT SET FORTH IN SAID WARRANTY DEED AND THAT ARE COVENANTS RUNNING WITH THE LAND, AS MORE FULLY DESCRIBED IN DEED BOOK B31, PAGE 524, DATED 08/04/2006 AND RECORDED 11/17/2006 IN RABUN COUNTY RECORDS. TAX/PARCEL ID: C002 150

PROPERTY ADDRESS: 75 JERICHO LN CLAYTON, GA 30525. Said legal description being controlling, however the property is more commonly known as 75 JERICHO LN, CLAYTON, GA 30525. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is MARGARET ELAINE MCMICHAEL, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Guaranty Bank, Loss Mitigation Dept., 4000 W. Brown Deer Road, Milwaukee, WI 53209, Telephone Number: 800-741-4605 for and on behalf of the secured creditor. GUARANTY BANK as Attorney in Fact for MARGARET ELAINE MCMICHAEL. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092. Telephone Number: (877) 813-0992 Case No. GTY-13-01014-0001 www.rubinlublin.com/property-listings.php

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GEORGIA, Rabun COUNTY

NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in that Deed to Secure Debt and Security Agreement from Carl Seaman to Community Bank and Trust dated January 18, 2008, recorded February 19, 2008, in Deed Book H33, Pages 65-70, Rabun County, Georgia Deed records, held by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in April, 2013 by SCBT d/b/a CBT, a Division of SCBT, as Attorney-in-Fact for Carl Seaman the following described property: TRACT ONE: All that tract or parcel of land lying and being in Land Lot 184 of the 13th Land District, Tallulah Falls, Rabun County, Georgia and being Tract A continuing 0.66 acres as more particularly described in that certain plat of survey dated May 11, 2006, prepared by William F. Rolander, Georgia Land Surveyor No. 2042, and recorded in Plat Book 58, page 239, Clerk's Office, Rabun County Superior Court, and as earlier described in that certain plat of survey dated January 25, 1989, prepared by William F. Rolader, Georgia Land Surveyor No. 2042 and recorded in Plat Book 26, page 296, Clerk's Office, Rabun County Superior Court. Reference to said plats being for the express purpose of incorporating its description herein. The above described Tract A is conveyed subject to that 20' right of way which crosses the Northerly part of said lot as shown on the above referenced plats. TRACT TWO: All that tract or parcel of land lying and being in Land Lots 175 and 184 of the 3rd Land District, Tallulah Falls, Rabun County, Georgia and being Tract 3 containing 0.06 acre, Tract 4 containing 0.06 acre and Tract 5 containing 0.07 acre as more particularly described in that certain plat of survey dated September 20, 2005, prepared by T. Lamar Edwards, Georgia Land Surveyor No. 1837, and recorded in Plat Book 56, page 71, Rabun County, Georgia records. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed to Secure Debt first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Carl Seaman, Christian Love In Action, Inc., or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT as Attorney-in-fact for Carl Seaman. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Smith, Gilliam, Williams & Miles, P.A.. P.O. Box 1098, Gainesville, GA 30503, (T) 770-536-3381

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GEORGIA, Rabun COUNTY

NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in that Deed to Secure Debt and Security Agreement from Carl W. Seaman to Community Bank and Trust dated December 12, 2008, recorded January 5, 2009, in Deed Book L34, Pages 510-515, Rabun County, Georgia Deed records, held by SCBT d/b/a CBT, a Division of SCBT, f/k/a SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in April, 2013 by SCBT d/b/a CBT, a Division of SCBT, as Attorney-in-Fact for Carl W. Seaman the following described property: All that tract or parcel of land lying and being in Land Lot 184 of the Thirteenth Land District of Rabun County, Georgia, being more particularly described as Tract 1 containing 1.802 acres as depicted on that certain plat of survey dated December 5, 2008, prepared by Lovell, Duvall, Miller & Associates, Georgia Registered Land Surveyors, recorded at Plat Book 59, page 413, in the Office of the Clerk of Superior Court of Rabun County, Georgia which plat is incorporated by reference herein. Together with and subject to the right of easement of ingress and egress as shown on the referenced plat. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of said indebtedness, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees (notice having been given as provided by law). The property will be sold subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed to Secure Debt first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Carl W. Seaman or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. SCBT d/b/a CBT, a Division of SCBT as Attorney-in-fact for Carl W. Seaman. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Smith, Gilliam, Williams & Miles, P.A., P.O. Box 1098, Gainesville, GA 30503, (T) 770-536-3381

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NOTICE OF SALE UNDER POWER

GEORGIA, RABUN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Donna H. Scott, Terry W. Scott, Nancy C. Carr, and William S. Carr a/k/a William Spencer Carr to Regions Bank, dated March 25, 2005, recorded April 25, 2005, in Deed Book Z-27, Page 291, Rabun County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of FORTY THOUSAND DOLLARS AND NO CENTS ($40,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Rabun County, Georgia, within the legal hours of sale on the first Tuesday in April 2013 by the secured creditor, Regions Bank, as Attorney in Fact for Donna H. Scott, Terry W. Scott, Nancy C. Carr, and William S. Carr a/k/a William Spencer Carr, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT or parcel of land lying and being in Land Lot 103 of the 5th Land District of Rabun County, Georgia Records, being designated AS 0.957 acres, more or less, as shown on a Plat of Survey for Spencer Carr & Georgia Power Lease Parcel # 2224, Area 22, prepared by Gresham Planning & Development, Inc., dated January 24, 2005, and recorded in Plat Book 54, Page 54, Rabun County, Georgia Records. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Nancy C. Carr, and William S. Carr a/k/a William Spencer Carr or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Regions Bank, 2050 Parkway Office Circle, Birmingham, AL 35244 TEL (205) 560-7588. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.

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STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from RIDGES OF RABUN, LLC to UNITED COMMUNITY BANK, dated February 22, 2006, recorded March 6, 2006, in Deed Book R29, Page 614, Rabun County, Georgia records, as modified by Modification Agreement dated June 20, 2008, recorded in Deed Book V33, Page 214 and re-recorded in Deed Book X33, Page 287, Rabun County, Georgia records, said Security Deed being given to secure a Note from RIDGES OF RABUN, LLC dated February 22, 2006, as modified, together with interest on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in April, 2013, the following described property: TRACT 1: All that tract or parcel of land lying and being 369.47 acres located in Land Lots 144, 145, 164, 165 and 166 in the Second Land District of Rabun County, Georgia and being more particularly described on the three plats of survey prepared for the T. M. Grist Estate by the Appalachian Surveying Company, Inc., dated February 19, 1992. Said three plats are referred to as drawings no. 91-203-1, 91-203-2 and 91-203-3. Said plats and the three descriptions thereon, which are recorded in Plat Book 34, Page(s) 184-186, of the Rabun County Superior Court Clerk's Office plat records, are incorporated into this description by reference thereto. LESS AND EXCEPT the 1.24 acre tract of land which was deeded by Roy Watts by T. M. Grist and Helena I. Grist, with said 1.24 acres being located off of County Road No, 93 in Land Lot 165 of the Second Land District of Rabun County, Georgia. This is the same property conveyed by Virgil E. Lovell & AP Land Holdings, Inc. to The Ridges of Rabun, LLC by Warranty Deed dated March 24, 2004, recorded in Deed Book B26, Page(s) 114, Rabun County, Georgia Records. This is the same property conveyed by Virgil E. Lovell and AP Land Holdings, Inc. to The Ridges of Rabun, LLC by Warranty Deed dated March 24, 2004, recorded in Deed Book B26, Page(s) 114, Rabun County, Georgia Records. LESS AND EXCEPT THE FOLLOWING THREE TRACTS: TRACT A: All that tract or parcel of land lying and being in Land Lots 144 & 165 of the 2nd Land District, Rabun County, Georgia, being all of Phase I, of The Ridges of Rabun Subdivision, totaling 129.098 acres as per plat of survey by Davidson Land Surveying, Inc., dated October 10, 2004 and being recorded in Plat Book 53, Page(s) 161-165, of the Rabun County, Georgia Deed Records, said plat being incorporated herein and made a part hereof by reference. TRACT B: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lots 144 and 145 of the 2nd District of Rabun County, Georgia, designated as Tract 1 containing 10.374 acres, Tract 2 containing 6.202 acres, and Tract 3 containing 4.078 acres according to a boundary survey for Ridges of Rabun, prepared by Davidson Land Surveying Inc. by Edwin G. Davidson, G.R.L.S. No. 2586, dated November 30, 2005, and being more particularly described according to said survey as follows: BEGINNING at a government iron pin found located on the Land Lot line common to Land Lots 144 and 145, run thence North 74 degrees 23 minutes 26 seconds East a distance of 291.73 feet to a point marked by a government iron pin found; run thence South 06 degrees 55 minutes 50 seconds East a distance of 217.20 feet to a point located on the centerline of Ramey Road; continue thence along the centerline of Ramey Road the following courses and distances: North 51 degrees 36 minutes 38 seconds East 31.28 feet; North 53 degrees 00 minutes 59 seconds East 36.29 feet; North 65 degrees 14 minutes 47 seconds East 39.17 feet; North 76 degrees 16 minutes 57 seconds East 31.32 feet; South 89 degrees 57 minutes 27 seconds East 42.18 feet, South 68 degrees 49 minutes 47 seconds East 22.89 feet; South 54 degrees 11 minutes 38 seconds East 31.41 feet; South 73 degrees 01 minute 55 seconds East 31.08 feet; North 86 degrees 29 minutes 56 seconds East 31.08 feet; North 72 degrees 16 minutes 39 seconds East 32.66 feet; North 75 degrees 51 minutes 55 seconds East 38.14 feet; Leaving the aforesaid centerline of Ramey Road, run thence North 00 degrees 37 minutes 23 seconds West a distance of 699.20 feet to a point marked by a government iron pin found; run thence North 83 degrees 54 minutes 16 seconds East a distance of 184.47 feet to a point marked by a government iron pin found; run thence South 63 degrees 02 minutes 01 second East a distance of 363.92 feet to a point marked by a government iron pin found; run thence South 28 degrees 46 minutes 39 seconds East a distance of 299.97 feet to a point marked by a government iron pin found; run thence South 53 degrees 54 minutes 37 seconds East a distance of 232.52 feet to a point marked by a government iron pin found, run thence South 26 degrees 00 minutes 05 seconds West a distance of 98.35 feet to a point; run thence South 59 degrees 32 minutes 18 seconds West a distance of 128.17 feet to a point; ran thence South 56 degrees 07 minutes 21 seconds West a distance of 110.48 feet to a point; run thence South 41 degrees 09 minutes 46 seconds West a distance of 70.66 feet to a point; run thence South 62 degrees 36 minutes 14 seconds West a distance of 218.67 feet to a dead oak; run thence South 78 degrees 36 minutes 01 second West a distance of 468.06 feet to a point; run thence South 82 degrees 40 minutes 05 seconds West a distance of 596.80 feet to a point; run thence North 00 degrees 11 minutes 35 seconds West a distance of 1930 feet to a point run thence South 68 degrees 35 minutes 16 seconds West a distance of 185.90 feet to a point located on the centerline of Ramey Road; continue thence along the centerline of Ramey Road the following courses and distances: North 00 degrees 32 minutes 42 seconds West 26.24 feet; North 34 degrees 51 minutes 13 seconds East 26.65 feet; North 70 degrees 10 minutes 50 seconds East 12.43 feet, North 72 degrees 39 minutes 33 seconds East 39.83 feet; North 74 degrees 36 minutes 55 seconds East 37.57 feet North 62 degrees 06 minutes 51 seconds East 48.38 feet; North 64 degrees 57 minutes 06 seconds East 54.26 feet; North 66 degrees 25 minutes 54 seconds East 53.87 feet; North 63 degrees 39 minutes 05 seconds East 40.30 feet; North 52 degrees 40 minutes 57 seconds East 47.95 feet; North 49 degrees 55 minutes 48 seconds East 55.99 feet; North 46 degrees 51 minutes 24 seconds East 54.52 feet; North 45 degrees 34 minutes 24 seconds East 52.53 feet; North 51 degrees 54 minutes 07 seconds East 57.61 feet; Leaving the aforesaid centerline of Ramey Road, run thence North 32 degrees 06 minutes 43 seconds West a distance of 61.45 feet to a point; run thence South 77 degrees 27 minutes 45 seconds West a distance of 201.79 feet to a point marked by an iron pin found; run thence South 61 degrees 53 minutes 40 seconds West a distance of 287.59 feet to a point marked by an iron pin found; run thence South 85 degrees 14 minutes 45 seconds West a distance of 101.90 feet to a point marked by an iron pin found; run thence North 15 degrees 09 minutes 52 seconds East a distance of 219.55 feet to a point marked by an iron pin found; run thence North 15 degrees 09 minutes 52 seconds East a distance of 278.93 feet to a point marked by an iron pin found; run thence North 74 degrees 54 minutes 48 seconds East a distance of 212.44 feet to a point marked by an iron pin found; run thence South 00 degrees 04 minutes 14 seconds East a distance of 215.84 feet to a point marked by a government iron pin found located on the Land Lot line common to Land Lots 144 and 145, said point being the TRUE PLACE OR POINT OF BEGINNING. This is the same property expressly made subject to a Conservation Easement and Declaration dated December 28, 2005 between The Ridges of Rabun, LLC and Smokey Mountain Land Trust, recorded at Deed Book J29, Page(s) 432, Rabun County, Georgia Records. Subject to all easements, covenants and restrictions of record. TRACT C: All that tract or parcel of land lying and being in Land Lot 145 in the Second Land District of Rabun County, Georgia, containing 11.46 acres and designated as Tract 2 on the three plats of survey prepared for the T. M. Grist Estate by the Appalachian Surveying Company, Inc., dated February 19, 1992. Said three plats are referred to as drawings no. 91-203-1, 91-203-2 and 91-203-3. Said plats and the three descriptions thereon, which are recorded in Plat Book 34, Page(s) 184-186, of the Rabun County Superior Court Clerk's Office plat records, are incorporated into this description by reference thereto. FURTHER LESS AND EXCEPT: All that tract or parcel of land lying and being in LL 144 of the 2nd District of Rabun County, Georgia, and being 33.054 acres as shown on a plat of survey for Ridges of Rabun by Davidson Land Surveying, Inc., dated December 20, 2006, and being more particularly described as follows: BEGINNING at a 10 inch Oak located at the southeast corner of lot 314 of the Rabun at Rabun and adjoining property of the United States of America, thence S 02'18'05" E 1545.60 feet to the centerline of Ramey Road, along said centerline, thence S 52'36'57" W 12.09 feet, S 47'52'47" W 43.71 feet, S 52'59'53" W 26.78 feet, S 75'47'50' W 24.90 feet, N 75’32'45" W 20.59 feet, N 18'30'09" W 21.21 feet, N 15'09'56" W 40.47 feet, N 24'57’14" W 30.10 feet, N 46'19'17 W 32.74 feet, N 58'29'01" W 28.74 feet, N 55'46'16" W 19.74 feet, N 26'15'26" W 19.15 feet, N 19'52'40" W 20.14 feet, N 22'48'38" W 23.79 feet, N 43'17'36" W 27.64 feet, N 65'25'03" W 22.72 feet, S 86'5’20" W 22.39 feet, S 72'21'19" W39.93 feet, S 88'32'43” W 25.65 feet, N 68'29'03" W 20.86 feet, N 56'25'59" W 17.42 feet, N 46'43'05" W 42.18 feet, N 40’09'45" W 33.57 feet, N 28'44'35" W 39.18 feet, N 30'24'59" W40.25 feet, N 38'35'54" W 43.20 feet, N 52'42'58" W 37.92 feet, N 67'42'25" W 19.73 feet, N 80'11'25" W 26.16 feet, S 89'05'22" W 34.51 feet, S 71'21'45" W 46.00 feet, S 74'00'33" W18.60 feet, N 89'11'16" W 10.00 feet, N 65'16'30" W 14.15 feet, N 35'30’27" W 18.59 feet, N 1431'10" W 30.22 feet, N 24'04'09" W 20.53 feet, N 47'54'45" W 19.68 feet, N 71'42'05" W15.19 feet, S 88'03'39' W 29.75 feet, N 88'44'53" W 32.30 feet, N 71'24'59" W 36.87 feet, N 62'49'02" W 57.26 feet, N 80'51'14" W 21.47 feet, S 72'07'03" W 14.47 feet, S 48'09'38" W17.12 feet, S 30’10'19" W 21.86 feet, S 28'32'14" W 25.23 feet, S 38'42'49" W 106.45 feet, S 48'45'39" W 27.24 feet, S 61'03'44" W 21.25 feet, S 81'55’23" W 16.27 feet, N 75'00'29 W22.20 feet, N 53'55'53" W 26.23 feet, thence leaving said waterline N 02'42'45" E 1364.32 feet to an iron pin at the southwest corner of lot 319 of the Ridges of Rabun, thence S 81'13'58" E 482.06 feet to an iron pin; thence S 82'43'14" E 537.82 feet to the 10 inch Oak located at the TRUE POINT OF BEGINNING; said survey is incorporated herein for a more full and complete description of said Property. FURTHER LESS AND EXCEPT THE FOLLOWING THREE TRACTS: Tract 1: Clubhouse. ALL THAT TRACT or parcel of land lying and being in Land Lot 145 of the 2nd Land District of Rabun County; Georgia, being more particularly described as Lot 50, Containing 1.377 acres, more or less, according to a plat for The Ridges of Rabun, prepared by Davidson Land Surveying, Inc. GRS, dated October 5, 2004, recorded in Plat Book 53, Page(s) 161 et. seq. of the Rabun County, Georgia records, which plat is incorporated herein by reference for a more complete description of said Property. NOTE: Grantor herein hereby grants and reserves a permanent nonexclusive easement for ingress and egress, to and from and through the above-described property, via the courses of the existing subdivision and public roads as shown on the plat referred to above or as subsequently constructed for the benefit of all that property described in and conveyed by that certain Warranty Deed from Virgil E. Lovell and A.P. Land Holding, Inc. to Ridges of Rabun, LLC, dated March 24, 2004, recorded in the Office of the Clerk of Superior Court, Rabun County, Georgia, in Deed Book B26 Page 64. SUBJECT TO: Restrictive covenants for Ridges of Rabun, November 19, 2004 recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Deed Book G27 Pages 584-617. Tract 2: Phase 2 of Ridges of Rabun S/D. ALL THOSE TRACTS or parcels of land lying and being in Land Lots 144, 145, 164 and 165 of the 2nd Land District of Rabun County, Georgia, being shown and designated as Lots listed hereinbelow of Phase 2, of the Ridges of Rabun Subdivision, on a plat of survey prepared by Edwin G. Davidson, R.S., under date of April 27, 2006, recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Plat Book 57 Pages 183-186, to which said plat and the record thereof, reference is hereby made for a more complete description, to wit Lot 1, containing 2.23 acres, more or less, Lot 2, containing 1.184 acres, more or less, Lot 3, containing 1.177 acres, more or less, Lot 4, containing 1.142 acres, more or less, Lot 5, containing 1.204 acres, more or less, Lot 6, containing 3.391 acres, more or less, Lot 7, containing 2.895 acres, more or less, Lot 8, containing 2.157 acres, more or less, Lot 9, containing 3.906 acres, more or less, Lot 11, containing 1.077 acres, more or less, Lot 12, containing 1.823 acres, more or less, Lot 13, containing 1.167 acres, more or less, Lot 14, containing 1.155 acres, more or less, Lot 15, containing 1.779 acres, more or less, Lot 16, containing 1.214 acres, more or less, Lot 18, containing 6.162 acres, more or less, Lot 19, containing 2.303 acres, more or less, Lot 20, containing 1.511 acres, more or less, Lot 21, containing 1.689 acres, more or less, Lot 22, containing 1.365 acres, more or less, Lot 23, containing 2.345 acres, more or less, Lot 24, containing 2.060 acres, more or less, Lot 25, containing 1.849 acres, more or less, Lot 26, containing 1.335 acres, more or less, Lot 27, containing 2.076 acres, more or less, Lot 28, containing 2.058 acres, more or less, Lot 29, containing 2.329 acres, more or less, Lot 30, containing 1.811 acres, more or less, Lot 31, containing 1.743 acres, more or less, Lot 33, containing 1.548 acres, more or less, Lot 34, containing 2,033 acres, more or less, and Lot 35; containing 1.214 acres, more or less. NOTE: Grantor herein hereby grants and reserves a permanent nonexclusive easement for ingress and egress, to and from and through the above-described property, via the courses of the existing subdivision and public roads as shown on the plat referred to above or as subsequently constructed for the benefit of all that property described in and conveyed by that certain Warranty Deed from Virgil E. Lovell and A.P. Land Holding, Inc. to Ridges of Rabun, LLC, dated March 24, 2004, recorded in the Office of the Clerk of Superior Court, Rabun County, Georgia, in Deed Book B26 Page 64. SUBJECT TO: Restrictive covenants for Ridges of Rabun, November 19, 2004 recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Deed Book G27 Pages 584-617. Tract 3: Phase 3 of Ridges of Rabun S/D. ALL THOSE TRACTS or parcels of land lying and being in Land Lot 144 of the 2nd Land District of Rabun County, Georgia, being shown and designated as Lots listed hereinbelow of Phase 3, of the Ridges of Rabun Subdivision, on a plat of survey prepared by Edwin G. Davidson, R.S., under date January 25, 2008, recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Plat Book 59 Pages 250-252, to which said plat and the record thereof, reference is hereby made for a more complete description, to wit; Lot 1, containing 1.161 acres, more or less, Lot 2, containing 4.814 acres, more or less. Lot 3, containing 3.375 acres, more or less, Lot 4, containing 2.278 acres, more or less, Lot 5, containing 2.631 acres, more or less, Lot 6, containing 1.762 acres, more or less, Lot 7, containing 1.717 acres, more or less, Lot 8, containing 3.598 acres, more or less, Lot 9, containing 3.805 acres, more or less, Lot 10, containing 1.1280 acres, more or less, Lot 11, containing 1.442 acres, more or less, Lot 12, containing 1.004 acres, more or less, Lot 13, containing 1.005 acres, more or less, Lot 14, containing 1.025 acres, more or less, Lot 15, containing 1.001 acres, more or less, and Lot 16, containing 1.00 acres, more or less. NOTE: Grantor herein hereby grants and reserves a permanent nonexclusive easement for ingress and egress, to and from and through the above-described property; via the courses of the existing subdivision and public roads as shown on the plat referred to above or as subsequently constructed for the benefit of all that property described in and conveyed by that certain Warranty Deed from Virgil E. Lovell and A.P. Land Holding, Inc. to Ridges of Rabun, LLC, dated March 24, 2004, recorded in the Office of the Clerk of Superior Court, Rabun County, Georgia, in Dead Book B26 Page 64. SUBJECT To: Restrictive covenants for Ridges of Rabun, November 19, 2004 recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Deed Book G27 Pages 584-617. FURTHER LESS AND EXCEPT: All that tract or parcel of land lying and being in Land Lot 165 of the 2nd Land District of Rabun County, Georgia, being shown and designated at Lot 32, Phase 2, of The Ridges of Rabun Subdivision, containing 1.775 acres, more or less, on a plat of survey prepared by Edwin G. Davidson, R.S., under date of April 27, 2006, recorded in the office of the Clerk of Superior Court of Rabun County, Georgia, in Plat Book 57, Pages 183-186, to which said plat and the record thereof, reference is hereby made for a more complete description. TOGETHER WITH: Rights of ingress and egress as conveyed in that certain Modification Agreement dated June 20, 2008, between Ridges of Rabun, LLC and United Community Bank, recorded in Deed Book V33, Page 214, Rabun County, Georgia records, as re-recorded in Deed Book X33, Page 287, Rabun County, Georgia records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is RIDGES OF RABUN, LLC or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for RIDGES OF RABUN, LLC, L. Lou Allen, Stites & Harbison, PLLC, 520 West Main Street, Blue Ridge, Georgia 30513, (706) 632-7923, File No. 7484A-03451

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gpn11

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from DEBRA MAE CARROLL to UNITED COMMUNITY BANK, dated August 18, 2003, recorded August 18, 2003, in Deed Book X-24, Page 6, Rabun County, Georgia records, as last modified by Modification of Security Deed dated February 11, 2011, recorded in Deed book A-37, Page 598, Rabun County, Georgia records, said Security Deed being given to secure a Note from DEBRA MAE CARROLL dated February 11, 2011, in the original principal amount of Forty Two Thousand Five Hundred and 00/100 ($42,500.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in April, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 15 of the Fifth Land District of Rabun County, Georgia and being Tract A, consisting of 1.34 acres and Tract B, consisting of 0.05 acre as shown upon a plat of survey dated October 26, 1995, revised December 12, 1995, prepared by T. Lamar Edwards, Georgia Registered Land Surveyor No. 1837, said survey being recorded in Plat Book 50, page 117,Clerk’s Office, Rabun Superior Court. Reference is hereby had and made to said plat and the record of same for the purpose of incorporating same herein for a full and complete description of the property herein conveyed. There is excepted from this conveyance the easement rights of others, if any to use Tract B for road purposes. The above described property is conveyed subject to that Georgia Power Easement recorded in Deed Book K-4, Page 213, Clerk’s Office, Rabun Superior Court. The above-described Tract A is conveyed subject to that certain easement to use that well located upon Tract A as said easement is more particularly described in that certain Warranty Deed dated August 25, 1995 from Rodney R. Hickox and Lynn A. Hickox to Ethel Inez Woodall and Ronald Hoyt Woodall recorded in Deed book W-15, Page 645, aforementioned records. Included herewith is a 1995 Palmetta II Mobile Home, VIN #GBHMI18179. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is DEBRA MAE CARROLL or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for DEBRA MAE CARROLL, L. Lou Allen, Stites & Harbison, PLLC, 520 West Main Street, Blue Ridge, Georgia 30513, (706) 632-7923. File No. 7484A-03456. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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gpn11

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from TIMOTHY SCOTT BECK and ALLISON B. BECK to Rabun County Bank, dated October 4, 2010, recorded October 5, 2010, in Deed Book N36, Page 196, Rabun County, Georgia records, as transferred to UNITED COMMUNITY BANK by Assignment recorded in Deed Book I39, Page 379, Rabun County, Georgia records, said Security Deed being given to secure a certain indebtedness from TIMOTHY SCOTT BECK and ALLISON BECK, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Rabun County, Georgia, within the legal hours of sale on the first Tuesday in April, 2013, the following described property:All that tract or parcel of land lying and being in Land Lot 43 of the First Land District of Rabun County ,Georgia, and being Tract 1, consisting of 30.961 acres, Tract 2, consisting of 0.107 acre and Tract 3, consisting of 0.476 acre as described on a plat of survey dated May 16, 2005, prepared by Edwin G. Davidson, Georgia Registered Land Surveyor No. 2586, said survey being recorded in the office of the Clerk of Rabun Superior Court in Plat Book 54, Page 160. Said survey is incorporated herein by reference for a full and complete description of the above described lands. LESS AND EXCEPT: All that tract or parcel of land lying and being in Land Lot 43 of the 1st Land District, Rabun County, Georgia, consisting of 5.0 +/- acres, shown on plat of survey dated August 1, 2008, prepared by Edwin G. Davidson, GRLS #2586, said plat recorded in Plat Book 55, Page 205, on the Rabun County plat records. Said plat and record of the same being incorporated herein by reference for a more full and complete description of the property herein conveyed. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is TIMOTHY SCOTT BECK and ALLISON B. BECK or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for TIMOTHY SCOTT BECK and ALLISON B. BECK, L. Lou Allen, Stites & Harbison, PLLC, 520 West Main Street, Blue Ridge, Georgia 30513, (706) 632-7923. File No. 7484A-02717. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Frank Sutton, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undesigned. This the 1st day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Helen Sutton acting as Executrix of the Frank Sutton estate.) Address: PO Box 977, Clayton, GA 30525, Telephone: (706) 782-6308.

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gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Donald Russell Bourne, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 4th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Nellie Kirkland Bourne acting as Executrix of the Donald Russell Bourne estate.) Address: 1497 Ramey Road, Lakemont, GA 30552, Telephone: 706-782-2496.

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gpn14

IN THE SUPERIOR COURT OF RABUN COUNTY

STATE OF GEORGIA

NANCY HENRY AND JAMES HENRY, Plaintiff

CIVIL ACTION FILE NO. 2012-CV-0220-C

vs

THE TIGER SHIPPING CENTER, LLC AND JOHN SCADUTO, Defendant

ORDER FOR SERVICE BY PUBLICATION

The plaintiff, having filed a Complaint before this Court alleging damage caused by negligence and having filed a Motion for Service by Publication on Defendant The Tiger Shipping Center, LLC alleging that the whereabouts of any officer and registered agent for The Tiger Shipping Center, LLC are unknown; and It appearing to this Court that the whereabouts of any officer suitable to accept service on behalf of Defendant The Tiger Shipping Center, LLC are unknown to Plaintiffs and Plaintiffs have therefore requested an order directing service to be made upon said party by publication of summons as provided by law; and It further appearing upon Affidavit for Service by Publication, attached to said Motion for Publication, that said party cannot be found with due diligence; IT IS THEREFORE ORDERED, that service of process be made upon such party by publication as provided by law. SO ORDERED, this 20th day of February, 2013. Honorable B. Chan Caudell.

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gpn15

NOTICE OF FILING PETITION FOR NAME CHANGE

2013-CV-0088-S

GEORGIA

RABUN COUNY

Humberta Ordaz-Rios has filed a petition in the Superior Court of Rabun County, Georgia to change the name of his/her minor child: Jefferson Perez to Jefferson Perez-Ordaz The petition is now pending in the Superior Court of Rabun County, Georgia and the petition was filed on March 7th, 2013. Any interested or affected party may appear and file objections as provided by law. This 7th day of March, 2013. Holly E Henry-Perry, Clerk of Superior Court, Rabun County, Georgia.

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gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Mary Glass Crooks, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 11th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Mary P Beckum and Linda J Couey acting as Co-Executors of the Mary Glass Crooks estate.) Address: 2833 US Highway 441N, Dublin, GA 31021, Telephone: (478) 278-6200.

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gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to James Paul Janeczko, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 8th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Gail Louise Janeczko acting as Executrix of the James Paul Janeczko estate.) Address: 6834 Warwoman Road, Clayton, GA 30525, Telephone: (706) 782-0015.

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gpn01

ADOPTION

NOTICE OF TERMINATION OF PARENTAL CLAIMS AND

POTENTIAL RIGHTS

TO: Jeffrey Neal Linker

You are notified that on March 1st, 2013 a Petition for Adoption was filed in the Superior Court of Rabun County, Georgia, Civil Action No. S-13-3-2-A, for the purpose of adoption of a minor male child, J.W. born July 11, 1999. You are advised that you will loose all rights to said child and will neither receive notice nor be entitled to object to the adoption unless within thirty days of the publication of this notice you (a) file a petition to legitimate this child pursuant to O.C.G.A. Section 19-7-22; (b) file a notice of the filing of said petition to legitimate with the Rabun County Superior Court; and (c) provide notice of the filing of said petition to legitimate to Susanne F Burton, Attorney for Petitioner, P.O. Box 166, Lexington, GA 30648.

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gpn01

ADOPTION

NOTICE OF TERMINATION OF PARENTAL CLAIMS AND

POTENTIAL RIGHTS

TO: Jeffrey Wilhite

You are notified that on March 1st, 2013 a Petition for Adoption was filed in the Superior Court of Rabun County, Georgia, Civil Action No. S-13-3-2A, for the purpose of adoption of a minor male child, J.W. born July 11, 1999. You are advised that you will loose all rights to said child and will neither receive notice nor be entitled to object to the adoption unless within thirty days of the publication of this notice you (a) file a petition to legitimate this child pursuant to O.C.G.A. Section 19-7-22; ( b) file a notice of the filing of said petition to legitimate with the Rabun County Superior Court; and (c) provide notice of the filing of said petition to legitimate to Susanne F. Burton, Attorney for Petitioner, P.O. Box 166, Lexington, Ga 30648.

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gpn01

ADOPTION

NOTICE OF TERMINATION OF PARENTAL CLAIMS AND

POTENTIAL RIGHTS

TO: Jackie Ray Dudley

You are notified that on March 1st, 2013 a Petition for Adoption was filed in the Superior Court of Rabun County, Georgia, Civil Action No. S-13-3-2A , for the purpose of adoption of a minor male child, J.W. born July 11, 1999. You are advised that you will loose all rights to said child and will neither receive notice nor be entitled to object to the adoption unless within thirty days of the publication of this notice you (a) file a petition to legitimate this child pursuant to O.C.G.A. Section 19-7-22; (b) file a notice of the filing of said petition to legitimate with the Rabun County Superior Court; and (c) provide notice of the filing of said petition to legitimate to Susanne F. Burton, Attorney for Petitioner, P.O. Box 166, Lexington, Ga 30648.

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gpn11

NOTICE OF SALE UNDER POWER, RABUN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Susan C. Rickman to Mortgage Electronic Registration Systems, Inc., as nominee for Shelter Mortgage Company LLC DBA Fairfield MTG dated 6/21/2007 and recorded in Deed Book G32 Page 293, Rabun County, Georgia records; as last transferred to HSBC Bank USA, National Association as Trustee for Wells Fargo Asset SecuritiesCorporation, Mortgage Asset-Backed Pass-Through Certificates Series 2007-PA5, conveying the after-described property to secure a Note in the original principal amount of $ 487,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Rabun County, Georgia, within the legal hours of sale on April 2, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 23 of the Fifth Land District of Rabun County, Georgia, containing 10.608 acres as more fully described or that certain plat of survey prepared by William F. Rolader, Georgia Registered Land Surveyor No, 2042, dated December 6, 1989 last revised February 17, 1998 which is recorded in the office of the clerk of Rabun Superior Court in Plat Book 42, page 213. Reference is had and made to said plat and record of the same for a full and complete description of the property herein described. Also conveyed herewith is the exclusive right to use the 10 foot wide gravel drive for the purpose of ingress and egress to the subject property. This sale will be made subject to any right of the United States of America to redeem the hereinabove described property within 120 days from the sale date aforesaid, in order to satisfy certain outstanding federal tax liens. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). HSBC Bank USA, National Association as Trustee for Wells Fargo Asset SecuritiesCorporation, Mortgage Asset-Backed Pass-Through Certificates Series 2007-PA5 is the current owner of the loan. Said property is commonly known as 214 Watts Street, Tiger, Georgia 30576 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Susan C. Rickman or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines. Wells Fargo Bank NA, Wells Fargo Bank, NA, Loss Mitigation, 3476 Stateview Boulevard, Fort Mill, SC 29715, 1-800-662-5014. Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. HSBC Bank USA, National Association as Trustee for Wells Fargo Asset SecuritiesCorporation, Mortgage Asset-Backed Pass-Through Certificates Series 2007-PA5 as agent and Attorney in Fact for Susan C. Rickman, Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667492192A

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STATE OF GORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Irene N. Barnes, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 18th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Scott Martin Provance acting as Executor of the Irene N. Barnes estate.) Address: 222 Deerfield Drive, Clayton, GA 30525, Telephone: 706-490-1982.

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gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Mildred D. Thompson, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 25th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Susie D. Wiggins acting as Executrix of the Mildred D. Thompson estate.) Address: 1965 Cowetta Church Rd., Otto, NC 28763. Telephone: (828) 524-5062

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gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to Charles Lindbergh Thomas, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 21st day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Blanche T. Dickerson acting as Executrix of the Charles Lindbergh Thomas estate.) Address: PO Box 892, Clayton, GA 30525. Telephone: (706) 782-5419

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gpn07

STATE OF GEORGIA

COUNTY OF RABUN

NOTICE TO CREDITORS AND DEBTORS

All persons indebted to John Ralph Roquemore, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned. This the 20th day of March, 2013. Witness my/our hand(s) and seal(s), on the day above written. (Karen D. Roquemore acting as Administrator of the JOhn Ralph Roquemore estate.) Address: PO Box 2238, Clayton, GA 30525. Telephone: (706) 490-4782

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IN THE PROBATE COURT

COUNTY OF RABUN

STATE OF GEORGIA

IN RE: ESTATE OF Evelyn Law Thomas, DECEASED, ESTATE NO. 3894

PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Blanche T Dickerson has petitioned to be appointed Administrator of the estate of Evelyn Law Thomas deceased, of said County. (The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before April 22, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Lillian W Garrett, Probate Judge, 25 Courthouse Square, Suite 215, Clayton, GA 30526. Telephone Number: (706) 782-3614