The Lloyds Files: “Never Get Cross Wiv Yer Mate”

It’s the bit of the wrist-slapping process that banks hate most: transcripts time.

Authorities in the U.K. and U.S. have released transcripts of electronic conversations between traders relating to the roughly $370 million fine given to Lloyds Banking Group PLC regarding efforts to manipulate Libor.

Some highlights of the conversations are below. Excuse the spelling. And the, er, fruity language.