Anthony Andreano is a Will County Divorce Lawyer with offices in downtown Joliet next to the courthouse - He is an attorney with 20 years of courtroom experience handling family law matters including uncontested and contested divorces, child support, custody and visitation disputes, alimony, property division, paternity issues, post divorce and other family law matters. Call for a consultation at (815) 954-8175 or visit us online at the link below:

Andreano and Lyons - WEBSITE LINK

Wednesday, August 8, 2012

The Consolidated Omnibus Budget
Reconciliation Act (COBRA) mandates that most group health plans must provide a
temporary continuation of coverage that otherwise might be
terminated upon divorce or other event.

COBRA requires continuation
coverage to be offered to covered employees, their spouses, their former
spouses, and their dependent children when group health coverage would
otherwise be lost due to certain events including:

·the
death of the covered employee,

·termination
or reduction in the hours of a covered employee’s (unless fired for gross
misconduct)

Employers may require individuals
who elect continuation coverage to pay the full cost of the coverage, plus a 2
percent administrative charge.

The required payment for
continuation coverage is often more expensive than was previously paid for group health coverage, since the employer
usually pays part of the cost of employees’ coverage and
all of that cost can be charged to the individuals receiving continuation
coverage. However, the COBRA payment is ordinarily less expensive than
going out in the market for private individual health coverage.

Note that while COBRA continuation coverage
must be offered, it lasts only for a limited period of time and so is really only a "temporary fix".

COBRA generally applies to all
group health plans maintained by private-sector employers (with at least 20
employees) or by state and local governments.

DEADLINES: Just be aware that there are very
strict deadlines on when you must elect and pay for COBRA coverage. If you miss one of
those dates and you may miss out on coverage so do not delay in seeking
information on coverage and its deadlines for election.

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Anthony Andreano, Will County Divorce Attorney

Anthony Andreano is a Will County divorce attorney practicing in Joliet, Illinois handling all types of family law cases including custody, property division, child support, maintenance/alimony, visitation disputes, paternity and grandparent rights cases. I have been in practice for over 16 years and my cases are limited to those pending in Will County with some litigation in Grundy County. Law Office located at: 58 N Chicago Street Suite 506 Joliet, IL 60432 Phone: (815) 954-8175 Website: www.andreanoandlyons.comCommunity Involvement: I am the immediate past President of the School Board for the Troy Consolidated 30-C located in Will County - one of the fastest growing counties in Illinois. I am also on the Board of Directors for Guardian Angel Community Services, an agency that was started in 1897 by the Sisters of St. Francis of Mary Immaculate to care for orphaned, dependent and needy children. GACS has grown into a county-wide agency that champions the cause of not only foster children but disadvantaged students, their families and those suffering from the effects of sexual assault and domestic violence.