Emergency cash loans can be a boon during challenging times, especially in today’s volatile economy when layoffs are the norm in the corporate sector. Until unemployment claims are processed and other benefits taken care of, cash loans could pave your way to meeting unexpected financial expenses -- car repairs, medical bills, emergencies, short-term personal needs, and others.

Cash loans could come in many shapes and sizes and are often looked upon as a way to obtain emergency cash on a short-term basis. Some lenders work with a variety of individuals, including those with bad credit, and provide fast cash loans to cover every need.

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Type

Brand

Type

Loan Amount

Credit Level

Details/Apply

100DayLoans -- Pay Day Loans, Up to $1,500 in One Hour

100Day
Loans

PayDay Loans, Personal

Up to $1,500

All Credit Scores, Good, Bad Credit OK

PayDayMax -- Pay Day Loans, Up to $1,500, Fast Cash, Up to 30% Off Initial Fees

PayDay
Max

PayDay Loans, Personal

Up to $1,500

All Credit Scores, Good, Bad Credit OK

Auto Loans -- One Application, Up to Four (4) Lenders Respond with Loan Offers

myAutoloan

Auto Loans

See Terms

Good Credit Preferred

Prosper-- Peer-to-Peer Loans for a Variety of Needs (Personal, Debt Consolidation Loans, Home Improvement, Autos, Small Business Investment, Wedding Expenses, Major Purchases, etc)

Prosper

Variety of Loans

See Terms

Discover Credit Card

Discover(R)

$0

0% Intro APR*

Upto 20%* Cashback when you shop through Discover.com

Cash loans are often approved online (if you qualify) and the money could be deposited directly in your checking account. Some basic conditions need to be fulfilled, such as employment information, bank account number, and other requirements established by the lender. As with any loan, cash loans come with both pros and cons. Among the positives:

- Research the lender’s reputation very carefully
- Read the fine print with a magnifying glass -- you wouldn’t want any surprises here
- Carefully review and understand all the terms
- Ask questions if you don’t understand something
- Protect yourself by contacting our bank. Check with your bank if they can prevent the lender from overdrawing
- Compare and evaluate multiple lenders so you can obtain the best terms possible
- Document all communications

Fast cash loans are available even for individuals with bad credit

If your credit history is concerning, or if you have been labeled as a bad credit applicant, don’t fret. There are lenders who may be willing to provide you cash loans, albeit on different terms and fee arrangements.