Digital Payment Options

Again, this is the industry standard for accepting digital payments from your customers.

Through PayPal, you’ll have the ability to place PayPal Checkout buttons on your website. This allows customers access to a PayPal gateway to buy an item from your site. Visitors are directed to a PayPal checkout page where they can use any number of payment methods to pay you. You can also create, send and receive payments for invoices with this service.

Square is PayPal’s chief competitor at the moment and offers transaction rates to rival the industry leader.

Square offers you a free online store site where you can list and sell your items and services. Items can be embedded onto your own website. These embeds act as the gateway for your customers to complete their transactions. Square also allows you the ability to send and receive payments on invoices. And the company offers a credit card reader for accepting payments in-person from customers.

You’ll be charged a 2.75% fee on every transaction conducted online using Square or with its card reader.

It was Stripe’s goal when it redesigned its Checkout platform not to get between you and your customers. Stripe’s Checkout codes were designed to keep your customers on your website, not redirect them to its own site to complete a sale.

Once Stripe payment forms are embedded onto your company’s website, you can begin accepting digital payments from your customers. Stripe works across multiple devices with no extra work on your part.

There is a 2.9% plus 30 cent charge on every transaction completed with Stripe.

This is one of two products from Amazon that enable you to accept digital and online payments from your customers. After you sign up for a free Amazon account, you’ll be able to create copy-and-paste code that you place on your website. When your site’s visitors want to purchase an item there, they’ll be directed to complete the transaction through Checkout by Amazon.

This option from Amazon goes beyond just placing a button on your website … although that’s how this service works, too.

When your customers click a “Pay With Amazon” button on your site, they’ll be asked to quickly establish an Amazon account. Once they make a purchase from you using Log In And Pay With Amazon, you’ll get their name, email address, and postal code from Amazon. With this information, you can market directly to them.

This payment method from Amazon keeps customers on your site throughout the transaction. This widget also adapts to either a desktop or mobile device.

This payment solution from Web.com allows small business owners who provide services to their customers to easily bill them and accept payment from their website.

Take-A-Payment gives you embed codes to place on your blog or website. Customers can enter an invoice number and choose how much they’ll pay. Recurring payments can also be set up through this service.

Flint is a unique payment solution for small business owners. Rather than a card reader that plugs into your smartphone or tablet, this mobile app allows you to scan a customer’s credit card number. With a few more steps that require your input, the transaction is complete.

Flint also offers the ability to accept cash and checks, too. You can also send invoices and offer coupons to customers via email.

This offering from Intuit allows you to accept credit card payments from customers through an eCommerce portal or via a credit card reader attached to your smartphone.

Intuit’s service only works with compatible Web Store providers but there are numerous options on their list. Intuit offers a Pay-As-You-Go rate on transactions but a lower per-transaction fee can be had by paying a monthly fee for the service.

PaySimple allows you to accept credit and debit cards as well as e-checks from one system. This service offers the ability to set up an online payment form to put on your website. And a credit card reader for your smartphone or tablet is available, too.

You can also send and receive payment for invoices that you send to your customers’ email. Recurring billing is also an option with PaySimple.

Braintree allows you to accept credit card payments from your customers on your website and mobile app. There are also features that allow you to set up recurring payments and other transactions from your clients.

The service says you – and an experienced Web developer – can integrate Braintree onto your website or mobile app in about a half-hour.

This service charges 2.9% plus 30 cents on every transaction completed. Braintree is currently offering to waive transaction fees on the first $50,000 of business you conduct using the service.

This payment option for your customers will require you to apply to 2Checkout before it can be integrated on your website.

If you’re approved by 2Checkout, you’ll have the option to choose between a Plug-and-Play integration or one of 2Checkout’s shopping carts. Once a customer clicks on a “Buy” button, they’ll be directed to 2Checkout’s secure payment page. Once the transaction is complete, your customers will be sent back to your website.

This service offers several options for accepting payments from your customers.

There are more complicated integration methods available to merchants through Authorize.net. Small business owners who want to get started accepting payments quickly can also take advantage of the Simple Checkout option, too. Simple Checkout provides you with HTML code that can be easily integrated onto your website to display “Buy Now” buttons.

This is a well-known service that offers everything from eCommerce to point-of-sale systems.

Shopify allows you to set up an online store, which you can host at your own domain. There are three tiers of monthly payment options and the more you pay for those, the less your transaction fees cost.

There is an easy-to-use back end to Shopify that tracks your sales, payments, and customer information.

Joshua Sophy is a staff writer for Small Business Trends, covering technology and business news. He is a journalist and editor with 15 years experience in media. A former newspaper reporter and editor, Joshua also serves as President of the Board of Directors of a curling club and is editor of a regional newsletter focused on the sport of curling in the Eastern U.S.

Have you guys hear about Payza? Some people who are hiring me for work is asking me if I accept payments through that. However, I only accept PayPal. Square looks interesting to me but it is just better to use something that is used by lots of people.

Thanks for this overview! It is sometimes hard to choose between so many options. It is true that you need to examine your business needs and choose according to them.
I prioritized the ease of use and high transaction speed. It also had to be available in Europe. So, for me interesting options were Paypal, Payza and Paysera. I also think that ProPay has some cool features – it is a really good option for those who sell on ebay.

Great list which looks like it includes the most important ones, thanks! I wanted to give you a heads up to maybe include Paymill ( https://www.paymill.com ) as well for your European readers. It’s a European provider similar to Stripe, and has been filling a bit of a gap in the payments market.

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