Your Card has so much

more to offer

Membership Rewards Express points are just one of the benefits

While your points balance is coming along nicely, you’ll also benefit from the other fantastic extras that come as standard with the Express Rewards Credit Card. You can find out all about them here – along with some more great services. Click on the tabs below to find out more.

American Express has always been known for the unbeatable service we offer Cardmembers when they’re travelling.

Travel Accident Insurance1

With your Card you have up to £150,000 in the event of loss of life, limb, sight, speech or hearing, when travelling on public transport and tickets are charged to the Card.

Emergency Card Replacement

If your Card is lost or stolen we'll issue a replacement to you as soon as we can - often within two working days. If you're in a remote area, arrangements can usually be made to have your Card waiting at some point along your route. Need a replacement Card? Call us on +44 (0)1273 696 933.

Travel Insurance

To extend your travel benefits, you can purchase comprehensive travel insurance from us. Now you can take one more thing on your travels: total peace of mind. So leave those worries at home and make more space for the memories.

Purchase Protection1

If you purchase an eligible item and it is damaged or stolen within 90 days, call our claims team and they’ll arrange a repair or replacement for you up to £2,500 per eligible item or £20,000 in any 12 month period.

Refund Protection1

Should a UK retailer refuse you a refund on any eligible item worth over £25 within 90 days of purchase, you get back the full purchase price up to £200.

Online Fraud Guarantee

If something’s stolen from your account or you see a charge you don’t recognise, we’ll remove it and investigate. You can shop online knowing you’ll never be held responsible for any unauthorised online purchases.

Imagine the situation - you drop your brand new mobile phone and smash the screen. Now imagine the relief when you realise that as a My Essentials member you're covered, from just £9.99 per month, including residential family members.

Card Defence2

We’re always on call

For questions about your Statement, Card benefits, offers and more, American Express Customer Service is always ready to assist you. We’re on call 24/7 and happy to help. Drop us an email and we’ll get right back to you.

By any measure, using your Express Rewards Credit CardSM is, well, very rewarding.

To recap, you get 3 points for every £1 you spend at major supermarkets (up to 1,000 points a month), 2 points for every £1 you spend at major department stores and 1 point for virtually every £1 spent everywhere else.

But there’s another great benefit, too. Provided you use your Card to make a transaction at least once a year, there’s no annual fee.

Find out where you can use your Card

To learn about more places where your Card is welcomed and access special Cardmember offers, visit the American Express Network.

Get closer to the action

We deliver news of the latest gigs direct to your inbox. And you can enjoy access to a wide range of sought after music, theatre, and film events, often before they go on general sale. Welcome to American Express Invites3.

Important Information

1. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

2. American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Company Number 1833139. American Express Services Europe Limited is authorised in the United Kingdom by the Financial Conduct Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Conduct Authority. Details can be found on the FCA Register We will introduce you to UK Ageas Insurance Solutions Limited (UKAIS) for home insurance, Affinion International Limited for My Essentials and Identity Defence, and Consumer & Communication Services GmbH for Card Defence. Calls may be taped or monitored for quality, training and compliance purposes. Policy terms and conditions apply.

3. American Express Invites was formerly known as the Preferred Seating Programme. American Express Invites refers to the name of the American Express programme rather than a description of ticket type.