Fee Schedule

Online Services

Online Banking

FREE

Online Bill Payment

FREE

ATM and MasterMoney Debit Card transactions

First State Bank and affiliates

FREE

All other machine ATM transactions

$.75

(The owner of the ATM at which a transaction is conducted may assess an additional surcharge. There will NOT be a fee for transactions conducted at Meade County Bank, River City Bank, West Point Bank, or Bank of Clarkson ATM machines.)

International ATM/Debit Card Transactions

1% (of the transaction)

ATM/Debit Card replacement fee

$12.00

Check Printing Fee

depends on style of check ordered

Charges and Fees

Overdraft Charge & Return Item Charge (per item)

$20.00

An overdraft may be created by check, in-person withdrawal, ATM withdrawal or any other electronic means. Transactions may not be processed in the order in which they occurred, and that the order in which transactions are received by the institution and processed can affect the total amount of overdraft fees incurred by the customer. Any fee charged to the accounts counts toward the total amount of the overdraft limit established by the bank.

Daily Overdraft Charge for each day overdrawn - All Checking Accounts

Overdraft covered within 48 hours from the date overdrawn will not be subject to these daily overdraft charges.

$5.00

Stop Payment Request (if amount, payee & check # given)

$20.00

All other Stop Payment Requests

$40.00

Telephone Transfer Fee (per item)

$1.75

Dormant Checking Account Fee

$10.00

(No credit or debit activity for a period of 180 days and the account has a balance of $200 or less. )