Lenders scheduled about 43 percent fewer homes for forced sale at Tuesday’s foreclosure auctions than in July 2013, according to data from Addison-based Foreclosure Listing Service.

Foreclosure postings for 1,348 homes are on file this month for the four-county area.

July’s foreclosure filing total is the lowest for North Texas in more than a decade.

The largest number of foreclosure postings was in Dallas County and Tarrant County. Denton County had the greatest decline from last July — down about 57 percent.

Not all homes posted for foreclosure each month sell. Many times the lender and borrower work out a new debt agreement or the foreclosure is postponed.

With July’s postings, total foreclosure filings in the D-FW area are about a third lower this year than in the first seven months of 2013.

Nationwide, foreclosures are now at their lowest point since 2006, according to RealtyTrac LLC.

The online marketing and foreclosure tracking firm estimates that by next spring, nationwide foreclosure volumes should be back to normal — about 90,000 a month.

“Since the foreclosure crisis peaked in March 2010, the average pace of decrease in foreclosure filings has been 2 percent per month,” said RealtyTrac vice president Daren Blomquist.

“And if we continue at that pace we’ll be back to about 90,000 filings a month by March 2015, five years after the peak, and a little over eight years after the housing price bubble popped in August 2006.”

The rise in home values in many neighborhoods has enabled borrowers with troubled loans to sell or refinance properties.

And many lenders have sold some houses at short sale rather than going through a foreclosure process.