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Some more bad news for large U.S. banks. If the Federal Deposit Insurance Corp.‘s proposal for banks to revamp how they calculate payments that protect depositors against risk is greenlighted, then some financial heavyweights could “lose their ability to reap financial windfalls from lower deposit-insurance premiums,” says Bloomberg.

The FDIC board voted on Tuesday for changes that will compel banks to adhere to a standardized model when sizing up counterparty risk. The issue with the old approach, notes Bloomberg, is that it caused banks to rely on internal models that “created an imbalance in which assessments were skewed by what calculations banks used rather than their actual risks.”