MOney Savvyness

17 Simple Swaps for Big Savings in Groceries. By Dana Leigh Smith Slash nearly $3,100 from your yearly grocery bill—without having to part ways with all of the delicious, healthy foods you love.

You may have never thought about it, but you could go on an extra vacation, get weekly massages, or even donate thousands to charity each year if it wasn't for one pesky—and costly—expense: your groceries. The average American family of four spends between $568 and $1,293 a month on milk, bread, bananas, and other supermarket staples, according to the USDA.
How to shop cheaply. Unbridled promiscuity is the essence of successful budget shopping.

How to Pay Off a Big Student Loan. 17 Life Lessons They Should Teach in College But Don't. Now that I've been out of college for few years, there's a list of courses I wish they taught. An introduction to brevity: Student turns in an essay, professor deletes every other word and shows them how much better it sounds. What I wish I knew when I was your age: A group of octogenarians lecture students on their biggest regrets in life. An introduction to disagreeing with people without sounding like a jerk: Teaches students that equally smart people can disagree with each other.

Emphasizes that most of what you think is a product of your upbringing, almost all of which was out of your control. Sometimes life isn't fair 101: Twenty percent of the class's homework is randomly deleted. Things you were taught but should quickly forget: A group of business owners tells students what theories their business professors taught that are theoretical nonsense and should be disregarded as soon as possible. Statistics for real people: Regardless of major.
If You Want to Retire in 10 Years, Do These 5 Things Now.

7 Ways to Trick Yourself into Saving More Money in 2015. 4 Habits That Will Make You Healthier and Wealthier in 2015. 5 Easy Steps to Get Control of Your Finances. If you’re living from paycheck to paycheck or your finances are feeling pinched, it’s a good indicator that it’s time to take control of your finances. One of the most important steps to doing that is to take a good hard look at the money you have coming in vs. the money you have going out, so that you can establish a solid budget — and stick to it. Here are 5 easy steps to get you started: 1.
7 Reasons to Pretend You Make Less Money. We all know you can get in financial trouble by pretending to have more money than you actually do — and most of us know that you can’t make an educated guess at someone’s salary by checking out the car they drive.
Worst money mistakes you can make at any age. Jayme Burrows/Shutterstock Everyone makes mistakes with money.

Login to Your Account. Here’s How to Save Hundreds on Groceries. 12 Ways to Stop Wasting Money and Take Control of Your Stuff. In my work as a consumer psychologist and author, I’ve read countless studies about consumer behavior, and I’ve conducted plenty of research on my own, interviewing hundreds of shoppers about how, when, and why they shop. Here’s what I’ve learned about how to avoid piling up too much stuff and how to stop making unnecessary, excessive, and ultimately unsatisfying purchases.

Do an inventory check. Jenna Suhl, who has worked as a wardrobe stylist in San Francisco for more than a decade, told me, “It’s not uncommon for people to buy new things because they have so much they can’t see what they already have.”
The 10 highest-paid jobs you can do from home. 1. Voice talent - £68.16 per hour Voiceover artists are most commonly used for how-to videos, help guides and adverts. While some travel to a main studio to record scripts, many work from a home studio and send files electronically. 2.

Infographic design - £44.72 per hour The skill of presenting complex information in a sharable way is highly sought after, says Elance. 3. Financial writers compile analysis or market commentary for publications. 4.
Top 5 self-sabotaging habits to stop today - NaturalNews.com. (NaturalNews) Over several years at the iNLP Center, we've learned a lot about the self-sabotaging habits that people tend to struggle with. A self-sabotaging habit is a recurring behavior that -- regardless of any false, short-term pleasure -- leads us directly into frustration and unhappiness.
Chapter1.pdf. Mr. Money Mustache — Early Retirement through Badassity.

Debtfreeinthree.tumblr.com. A few weeks ago, I met Brad Barrett, a CPA who blogs about travel rewards. Brad’s website, Richmond Savers, helps people who want to travel for free, but don’t know how. Q: What do you think is the biggest misconception people have about using credit cards for points/miles? A: I think people are concerned that it is going to take up a lot of time and effort to earn the points and probably most importantly, they think it’ll be nearly impossible to actually redeem them because of all the “blackout dates.” I try to approach this entire concept from the ‘low stress’ perspective, so I am not constantly juggling multiple cards or doing any crazy things to reach the spending requirements. We just go one card at a time and use it until we earn the large signup bonus which can often be around 50,000 points.

How to Get to Manhattan? Save, Save, Save. Photo After her 2011 graduation from Binghamton University in upstate New York, Anne Gole returned home to Tenafly, N.J. To her, doing so was far preferable to doing what her friends did — squeeze into tiny, pricey city rentals with roommates. Ms.