How Title Pawn Works

Getting a title pawn is quite a straightforward process. First, make sure you have what you need to get approved. The only requirements are the title to your car, income and address verification, and an extra set of keys. Basically, if you’ve got your car paid off and have a way to pay the loan back, we want to help you.

A title pawn is a 30 day loan that uses your vehicle title as collateral. You can borrow the money for as many 30 day periods as you want, so long as you pay at least the minimum amount due each month. This amount will be on your pawn contract, and it’s based on how much money you borrow. Here’s the great part: you only have to pay the interest. So if you’re having a tough month, you can make a smaller payment to “get over the hump” in a tight spot. And it gets better: As you pay your balance down, it gets cheaper to extend the loan another month. And it even gets better than that: Customers needing more than three months are rewarded with lower interest rates. This is to help you get your title loan paid off easier, with less interest – so that you save money and get your title back faster!

In a nutshell, it’s easy to get approved and you can take as long as you like to repay the loan with monthly payments. In fact, the longer your loan is open the cheaper it gets. Our interest rates are not set in stone like the competition, we always do our best to get you the best interest rate available and do everything we can to help you understand how title pawns work and how you can repay your loan in the most convenient and money saving way possible.

Areas We Serve

Most of our customers live in and around Valdosta, GA, which includes areas like Quitman and Thomasville, Lake Park and Dasher, Adel and Hahira, Homerville, and more. We even make title pawns to Florida residents! If you live in Lake City, Quitman, and surrounding areas, we’re happy to help! We’ll even make an occasional loan to Tallahassee and Jacksonville – so give us a call if you’re unsure!

Live or Work Close To Our Area

As long as you live or work within a reasonable distance from our Valdosta office, we’re good to go! We don’t really have a set distance limit, every circumstance is unique. As long as it’s reasonable that we’d be ideal to suit your needs, we’re here for you.

We Payoff Other Title Loans

Few things bring us more joy more than paying off another title pawn lender! We can almost always get you lower payments, more money, and often times both! If you’re looking to make a change, we can help. In most cases, you won’t ever need to call or see that other loan company ever again, we can handle the entire process for you! So if you have a title loan at a competitor, for example TitleBux, Money Depot, Title Cash, TitleMax, Georgia Title Pawn, or even a bank or traditional loan company, give us a call at (229) 245-6045 or use our request a quote form and we’ll get started helping you with a no obligation quote. No appointment needed, but it can make the process go more quickly for you. Get in touch!

About Us

We’ve been helping Valdosta, South Georgia and North Florida with title pawnsakacar title loans since 2005. Please use our form for a free quote or contact us directly and ask for Gaby or John!

No Credit Check Title Loans

We don’t do a credit check or report to the credit bureau agencies, meaning everyone is approved regardless of your past credit history. Bankruptcy, repossessions, and otherwise bad credit is OK with us, since you use your car title as collateral for your title loan. Pawn your title – keep your car – easy monthly payments.