Same day approvals

Access money immediately

Friendly and knowledgeable

Wait time was short and the refund advance was on my Emerald Card by the time I left the office. I have used H&R Block for many many years and will continue to do so in the future. Staff is very friendly and helpful.

YADIRA

Tax Services

Refund advance is quick and easy, the whole process is smooth and clear.

Frequently Asked Questions

The Refund Advance is a no-interest loan that is repaid with your tax refund. It was available from
Jan. 4, 2019 to Feb. 28, 2019, to H&R Block clients by Axos Bank®, Member FDIC, and was available in
four loan amounts ($500, $750, $1250, $3000). The Refund Advance is a loan; it is not your tax refund.

The Refund Advance was available in participating H&R Block offices from Jan. 4, 2019 through Feb. 28, 2019.

The Refund Advance is a 0% APR loan. There are no finance charges and no loan fees charged for the Refund Advance.

You first must meet certain eligibility requirements such as having a sufficient tax refund from
the IRS, and provide appropriate identification. You then submit an application to Axos Bank, the lender.
The bank will evaluate your application based on standard underwriting criteria and makes the decision to
approve or deny your application.

No. The bank may review your credit report as part of your application, but the review will not impact your credit score.

If your application is approved, in most cases the funds will be available the same day you apply for the Refund Advance.

No, the sole disbursement option for the Refund Advance loan proceeds is the Emerald Card.
The Emerald Card allows a one-time transfer of funds by check or ACH from your Card Account for no fee.
You
can find out more about Emerald Card here.

You will choose a method of repayment at the time of tax preparation. They include the following:

Refund Transfer4
–The loan will be repaid from your Refund Account, along with tax preparation fees and other amounts you authorize.
The remaining funds will be delivered via the disbursement method chosen during tax preparation – Emerald Card, direct deposit or check.
(It is not required to purchase a Refund Transfer to apply for or receive the Refund Advance; it is entirely optional.)

Emerald Card
– If you do not select a Refund Transfer, you direct the loan to be repaid from your refund and the remaining amount will be
loaded to your Emerald Card.

Let Block serve you in our offices, and ask about Refund Advance

1. Participating offices only. Valid toward the preparation of a 2017 personal income tax return. Offer valid April 2-8, 2018. To qualify, client must check in at tax office between 7:00am and 9:00 am (local time), and tax return must be paid and filed during the offer period.

2. By authorizing H&R Block to e-file your tax return or by taking the completed return to file, you are accepting the return and are obligated to pay all fees when due.

2. If you discover an H&R Block error on your return that entitles you to a larger refund (or smaller tax liability), we'll refund the tax prep fee for that return and file an amended return at no additional charge. Refund claims must be made during the calendar year in which the return was prepared.

By authorizing H&R Block to e-file your tax return or by taking the completed return to file, you are accepting the return and are obligated
to pay all fees when due.

Refund Transfer (RT) is a tax refund-related deposit product provided by Axos Bank®, Member FDIC. Fees apply. You must meet
legal requirements for opening a bank account. RT is a bank deposit, not a loan, and is limited to the size of your refund less applicable fees.
You can e-file your return and get your refund without a RT, a loan or extra fees. Maine License No.: FRA2.

If you discover an H&R Block error on your return that entitles you to a larger refund (or smaller tax liability), we'll refund the tax prep fee for that return. Refund claims must be made during the calendar year in which the return was prepared.

If you find another online tax preparation method that results in a larger refund (or smaller liability) than that calculated by the H&R Block online tax program, we will refund the fees you paid us to use our online tax program to prepare that return. To qualify, the larger refund or smaller tax liability must not be due to differences in data supplied by you, your choice not to claim a deduction or credit, or positions taken on your return that are contrary to law.

1. If you find another online tax preparation method that results in a larger refund (or smaller liability) than that calculated by the H&R Block online tax program, we will refund the fees you paid us to use our online tax program to prepare that return and you may use our program to amend your return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences in data supplied by you, your choice not to claim a deduction or credit, or positions taken on your return that are contrary to law.