SBA Has Money to Loan

The Small Business Administration aims to attract new borrowers for its programs with a streamlined application process and two big rule changes: One will put an end to a complicated calculation of how much financing borrowers can contribute. The other will allow small firms affiliated with larger ones to qualify for SBA lending.

But the SBA will still have more funds available to lend than are asked for.

When a peppier economy perks up demand, banks will capture most of it. The typically higher yields and shorter terms of commercial and industrial loans are making them one of the fastest-growing and most attractive prospects for banks.