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Improving Your Home with Maryland WholeHome

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The Maryland WholeHome Program can help you make valuable repairs and enhancements to your home that can lower your family’s monthly utility bills and improve your quality of life.

Maryland WholeHome grants and loans can be used to upgrade to energy efficient appliances, repair or replace heating and cooling systems, replace insulation, add accessibility features for seniors or those with special needs, remove lead paint, upgrade plumbing, and address structural and maintenance issues. With low-interest rate loans and grants, having a healthier home that saves money is easier than ever.

We offer a range of programs that help homeowners maintain safe, comfortable and accessible homes for their families. These programs help Maryland homeowners invest in affordable improvements that can help save money on heating and cooling costs, enhance livability for senior residents and those with special needs, and make repairs to meet building codes for safer living.

Loans and grants are based on what type of work is needed, as well as household income and ability to repay. The maximum interest rate is 4% and may be as low as zero,payments may be deferred, and there is no application fee.