From phillip.lofty@yahoo.com Mon Feb 11 11:30:09 2013
Date: Mon, 11 Feb 2013 10:29:30 -0800 (PST)
From: Phillip Lofty
To: Leonard Zeptowitz
Subject: TD CANADA
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Leonard Zeptowitz,
Reference to your email regarding your wire transfer.
Be informed that payment can not be effected directly from UBS bank Switzerland due to non inclusion of Fund Clearance Certificate in your file due to non payment of 5% tax at the origin of fund.
The money has been approved and ready to be transferred but this can not be done without payment of 5% Heritage tax. But the only alternative is that the money will be paid to your account from a prime Bank in Canada and you will go and sign a performance Bond in Canada to guarantee that you will not fail to pay tax when the money gets into your fiduciary account to be opened at any bank that may be recommended by the bank officer in Canada .UBS is asking much questions over the fund because UBS is having problems with FBI and Swiss police over tax issues, see the enclosed publication bellow:
The name of the bank officer that will help you do everything in Canada is Mrs. Colleen Johnson call her on tel no:
Mrs.Colleen Johnson
Phone +16474998332
Email: td.colleenjohnston@gmail.com
and follow her advice because she is the only person that will help and make the payment with Bond, It is not possible to get a bank officer that will do it in Switzerland.
She is the only person that will help you to sign (Surety Premium Bond ) saying that you will pay the tax within 7 days after the receipt of the money in your account.
She will get the bank to guarantee the Agreement that tax will be paid after receipt of funds in your account and basing on that, the bank will transfer the money to the fiduciary account you will open in Montreal and deduct 5% tax and transfer the balance to your Well Fargo bank account or any account you may nominate.
All international payments must be in compliance with Patriot Act 2001 and the above procedure is to ensure compliance instead of payment of tax before transfer which will be very expensive for you in Switzerland.
Phillip Loft
D/L:+41435080151
UBS Is Closing Down Accounts; U.S. Clients at Risk of Exposure
Posted On Nov 16 Economy, Politics Add comments
Swiss banking giant UBS, under investigation by the U.S. government for allegedly helping Americans hide money from the Internal Revenue Service, is closing thousands of accounts, putting clients at greater risk of being exposed, tax lawyers say.
UBS clients have been receiving calls and letters telling them that their Swiss accounts will soon be liquidated. Those who have concealed funds from the IRS have two basic choices: They can take new and potentially difficult steps to hide the money, heightening their risk of being caught and punished severely, or they can come clean, lawyers say.
The backdrop for UBS?s action is that the U.S. government has been pressing UBS and the Swiss government to disclose the names of thousands of Americans with undeclared accounts, while the Swiss have vowed to uphold Swiss legal protections for bank clients.
However, as a practical matter, whether or not the Swiss formally give up the names, UBS?s decision to close the accounts undermines Switzerland?s legendary code of bank secrecy, lawyers said.
?I think the bank?s actions here are likely to compel clients to come out into the open,? said Scott D. Michel, an attorney with the law firm Caplin & Drysdale. ?It is a step in the direction of the erosion of bank secrecy,? he said.
UBS?s action forces affected clients ?to play some hand,? and ?therein lies the great trap,? said lawyer William M. Sharp Sr. of Sharp & Associates.
UBS, which is Switzerland?s largest bank, hinted at the possible consequences in a recent letter to an American depositor.
?[W]e are unfortunately not longer able to provide you with our banking services and are herewith providing you notice to terminate your current banking relationship . . . 45 days from the date of this letter,? read one piece of correspondence from UBS in Zurich to an overseas representative of the client.
?Depending on your individual circumstances, UBS further recommends that you consult with your U.S. tax advisor or tax preparer to file, if necessary, amended U.S. tax returns pursuant to the IRS?s Voluntary Disclosure Program,? UBS wrote.
The letter was read to The Washington Post by a person who spoke on condition of anonymity because of the sensitive nature of the matter.
The letter said that if UBS didn?t receive instructions from the client, it could liquidate the client?s assets and either send a check for the balance or hold a check for the client to claim.
Other UBS clients haven?t been as lucky. They have received phone calls from UBS informing them that if they want their money they must pick up their checks at UBS in Switzerland, a lawyer for the clients said, speaking on condition of anonymity to discuss sensitive matters.
Retrieving the checks from Switzerland could entail such pitfalls as going through customs, the lawyer said. In insisting that clients go to such lengths, UBS might be trying to avoid mail or wire fraud, the lawyer said.
UBS spokesman Mark Arena declined to comment on such details.
Arena said UBS is closing all Swiss-based accounts owned by private clients domiciled in the United States. A Senate report earlier this year estimated there were about 20,000 of those with about $18 billion on deposit.
If the clients want to stay with UBS, they must move their money to one of the bank?s units that is regulated by the United States and transparent to the IRS, Arena said.
?Clearly, if the depositors have to move their money, no matter what they do with it they?re going to leave tracks, and tracks are not consistent with bank secrecy,? said lawyer Edward M. Robbins Jr. of the firm Hochman, Salkin, Rettig, Toscher & Perez. ?If you were to park it in another secret account . . . that would not look good in a criminal tax prosecution,? Robbins said. ?On the other hand, if you bring all the money back to the U.S., you?ll set off all sorts of bells and alarms in the banking system,? Robbins said.
UBS has been under pressure from the U.S. government since June, when a former UBS banker named Bradley Birkenfeld pleaded guilty to helping an American real estate developer hide $200 million of assets and evade $7.2 million of taxes. Birkenfeld has been cooperating with U.S authorities in a widening investigation that led to the federal indictment of one of UBS?s top executives.
The indictment by a grand jury in Florida, which was unsealed this week, accused executive Raoul Weil of conspiring with a host of others at the bank to market Swiss bank secrecy to American clients and help them dodge taxes. A lawyer for Weil denied the charges and said he would seek vindication. Meanwhile, UBS has given U.S. authorities the names of about 70 clients who wired money from UBS accounts in the United States to UBS accounts in Switzerland.
UBS announced in July that it was getting out of the business of offering Swiss accounts to American clients.
Some clients feel hung out to dry. ?They?re not happy,? said lawyer Bryan C. Skarlatos of the firm Kostelanetz & Fink. ?They feel like UBS is taking steps to protect itself.?
U.S. lawyers say they have generally been advising clients with tax violations to consider seeking leniency through voluntary disclosures to the IRS. For clients who used secret accounts to hide the proceeds of crimes, however, solving the problem won?t be that simple, lawyers said.
By David S. Hilzenrath
wrote:
From: Leonard Zeptowitz
Subject: Re: Very Important Information.
To: "Craig James"
Cc: phillip.lofty@yahoo.com
Date: Friday, February 8, 2013, 7:56 AM
Help me, lawyers man!
Name: Leonard Zepowitz
Telephone: 1-802-275-4787 (in the USA)
Address: 1672 Forchesterin Dr, Marpleville TX, 27942-3122
Nationality: USA
Occupation: Retired
Bank: Durstville-Barkke National Bank
Email: leonard.zeptowitz@gmail.com
On Fri, 8 Feb 2013, Craig James wrote:
> Date: Fri, 8 Feb 2013 07:54:35 -0800 (PST)
> From: Craig James
> To: Leonard Zeptowitz
> Subject: Very Important Information.
>
> Leonard,
>
> Thank you for your strong cooperation in this business. I received your account information and i have forwarded same to the bank Director at UBS Switzerland Mr. Phillip Lofty who has started processing your payment. I will be paying the lawyer to start preparing the legal documents which will be submitted to the bank for the approval from the authorities concerned. I promised Phillip Lofty that we will give him 2% commissions after successful transfer to your account which he gladly accepted in good faith. I am making all the expenses here and all my expenses will be deducted before sharing according to the agreed percentage when the money goes into your account.
> You should contact Phillip Lofty now and tell him that you appreciate his efforts in seeing to the success of our business and that his 2% commission is assured and he should inform you the foreign payment procedures.
> You should introduce yourself to him as the beneficiary to the amount with transfer Reference number 1107735984/DC/56/2013. You should mention the amount with the above transfer code number so that he will know that you are the rightful beneficiary. You should also include your phone numbers and beneficiary address with your occupation and company name if any. Send sufficient information including your ID to Phillip Lofty as quickly as possible and let me know that you have contacted him with the information below.
> phillip.lofty@yahoo.com +41435080151
> UBS Switzerland.
>
> For now you should send it to his private email phillip.lofty@yahoo.com until tax issue are resolved and send me a copy of your message to him, and try to call him aswell to inform him.
> You can always reach me on tel.nos.+41435000416.
> Craig
>
>
>
>
> ________________________________
> From: Leonard Zeptowitz
> To: Craig James Sent: Thursday, February 7, 2013 7:08 PM
> Subject: Re: Details of the transaction
>
> Oh, here you goes:
>
> Bank: Durstville-Barkke National Bank
> Address: 2472 Le Ponds Dr, Marpleville, TX 27412
> Routing Number: 7547055
> Account Number: 232629315
>
> On Wed, 6 Feb 2013, Craig James wrote:
>
>> Date: Wed, 6 Feb 2013 11:03:51 -0800 (PST)
>> From: Craig James
>> To: Leonard Zeptowitz
>> Subject: Re: Details of the transaction
>>
>> If you go through my first and second mail to you, you will understand that Its about the fund transfer in which your account information are needed for the processing of the transfer in your favor as the legal beneficiary.
>> You should therefore send the complete account information to enable us proceed.
>>
>> Craig.
>>
>>
>>
>> ________________________________
>> From: Leonard Zeptowitz
>> To: Craig James Sent: Wednesday, February 6, 2013 1:55 PM
>> Subject: Re: Details of the transaction
>>
>> Here you goes:
>>
>> Name: Leonard Zepowitz
>> Telephone: 1-802-275-4787 (in the USA)
>> Address: 1672 Forchesterin Dr, Marpleville TX, 27942-3122
>> Nationality: USA
>> Occupation: Retired
>> Bank: Durstville-Barkke National Bank
>> Email: leonard.zeptowitz@gmail.com
>>
>>
>> On Wed, 6 Feb 2013, Craig James wrote:
>>
>>> Date: Wed, 6 Feb 2013 05:53:54 -0800 (PST)
>>> From: Craig James
>>> To: "leonard.zeptowitz@gmail.com"
>>> Subject: Details of the transaction
>>>
>>> Leonard Zeptowitz,
>>>
>>> I
>>> received your mail and the content well noted.
>>>
>>> Actually,
>>> i do not know you before, i only asked my secretary to look for me a foreigner in the internet who will be capable to handle large amount, which she did without knowing you either, she brought three names and after praying i decided to work with you.
>>>
>>> This business is real and risk free because there will be complete clearance documents to prove the legality of the large amount to any financial institution, and
>>> it will come as a foreign investment fund as it may please your account.
>>>
>>> I come from a reputable family and in my position i can never get involved in anything that will bring shame to my family even for billions
>>> Anyway, let me give you the details to enable you understand the
>>> procedures.
>>> Firstly you need to send me your existing account information so that i will use it in securing the payment approval from the authorities in your name as the legal beneficiary.
>>>
>>> As soon as
>>> the payment are approved, you will be required to come to the bank holding the funds here in Switzerland to secure the Tax Deduction Certificate so that the heritage tax and all other fees will be deducted
>>> from the principal amount and in your presence the balance will be transferred into your account or to any account of your choice.
>>>
>>> This
>>> process was adopted because the Swiss banks insisted that the tax must be paid upfront before they can allow a direct transfer to your account,
>>> so with this process nobody will ask us to pay the tax or fees from our
>>> pocket.
>>>
>>> In view of the above, you should send me the existing account information to enable us proceed in securing the payment approval from the authorities which is the most important
>>> thing.
>>>
>>> I want you to bear in mind that it is 100% risk free and secured.
>>>
>>> The information i need are as follows: 1,Your nominated bank account where this fund will be transferred:
>>> (a).Your full names,
>>> (b).postal address with Fax and Telephone numbers
>>> (c).occupation.
>>> (d).The account name
>>> (e).The bank name
>>> (f).The bank address
>>> (g).The account number
>>> (h).The routine number and swift code (if any)
>>>
>>> An empty account can serve so long as it is capable of receiving large incoming funds.
>>>
>>> To
>>> prove to you that this business is not a scam, i will take care of all the expenses involved in processing the transfer so you have nothing to worry about.
>>>
>>> Call me on tel.nos. +41435000416 to confirm receipt of the mail.
>>>
>>> Regards,
>>>
>>> Craig.