Home-Smart-Homebuyer Education Incentive Program

The North Dakota Housing Finance Agency (NDHFA) is here to help North Dakotans achieve successful homeownership through homebuyer education, downpayment and closing cost assistance, and home mortgage loans. We are your partner in affordable housing.

Homebuyer Education

eHome America – online education program for first-time buyers.

HomeSmart – a grant program to encourage first-time homebuyers to attend homebuyer education prior to home purchase.

Home Mortgage Loans

FirstHome Program – a home mortgage with below market interest rates available to low- to moderate-income homebuyers.

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Disclaimer

GovHomeLoans.org is a publisher of mortgage information and is not a lender. GovHomeLoans.org is not a government agency, and is not affiliated with HUD or the FHA in any way. GovHomeLoans.org is not associated with the government, and our service is not approved by the government or your lender.

Down Payment Assistance

We have a thorough list of down payment assistance programs by state that is extremely useful. If you feel this is something you can benefit from, you came to the right spot. Down Payment Assistance by State.

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