Paperwork Needed

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Loan Type:

Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your
financial history. The lender will request a credit report from a credit agency and will
verify the information provided in your loan application. Be prepared to provide:

Social Security numbers for both you and any co-borrowers

Copies of checking and savings accounts statements for the past two months

Evidence of any other assets such as bonds, stocks, or money saved in retirement
programs (i.e. 401k or 403b program)

Recent paycheck stubs

W-2 withholding forms, or income tax returns for the past two years to verify your
income and proof of employment

The name and address of someone who can verify your employment

Residence history for the past two years

Sales contract for the purchase of a new home

Homeowner's association information with contact information if property is a condo or
part of a homeowner's association