ANSWERED: Ways to keep your money safe while traveling

Aw, money. One of those things so few people like to talk about. But I think this is an important aspect of travel worth discussing. I have done a similar post to this about money, and how I save it for solo trips. But now I want tell you how you can keep your money safe before you leave, while on your trip, and things to think about as soon as you get home. Let’s dive in!

Before you leave

Make copies

The first, most simple thing you can do is photocopy your passport or other ID, the front and back of tickets, and each credit and debit card you plan to carry. Leave copies with someone back home and keep additional copies locked in your hotel room safe. It is just good to have if you need it in a pinch, if your wallet gets stolen, and knowing exactly what you brought along with you.

Carry two different cards

Its also good to to carry at least two credit cards, just in case one is lost, stolen or otherwise compromised. The cards should be issued by different payment networks, such as Visa or MasterCard. This helps if one kind isn’t accepted where you are.

On your trip

Use the Multi-Stash Method

If you need to rely on cash, never carry all of it in your wallet. Instead, break it up and hide various amounts of it in different spots to reduce the impact of theft. For example, you might keep some money in your wallet, and hide the remaining funds in a shoe or sock inside your suitcase. Or, you can keep money inside a hotel room safe, if one is available. If you have to bring a lot of cash when sightseeing, ask one of your companions to carry some of this money in his or her wallet.

Organize before you go out

Always remain aware of the people around you. Whether you’re shopping, going on an excursion, or dining at a restaurant, never pull out large sums of cash in front of others, as this can draw attention to you. Organize your money before heading out, and only bring what you need for the day.

Avoid Secluded ATMs

Secluded ATMs can welcome trouble, as any machine that isn’t visible from the street or nearby locations can give a would-be thief the right set of circumstances to steal your money. Use money machines located inside your hotel or near busy areas, and plan your ATM visits wisely. Do not visit machines at night or in the early morning hours. If you have a vehicle, make use of drive-up ATMs. Keep your engine running and lock your doors, and ask a friend to accompany you. There is strength in numbers, and you’ll be less of a target with another person.

Don’t leave your stuff out!

This may be a no-brainer, but always lock valuables (electronics, medications, passports) in your hotel room safe whenever you leave the room. Do not leave cash or credit cards lying around your hotel room. Theft doesn’t only occur outside the hotel – hotel workers have access to your room! Just be mindful of your belongings.

When you get home

When you arrive home from your trip, it is always good to double check all your changes on your credit card and bank account when you return home, and everything has cleared. It has happened to me a few times that venders accidentally charged me twice, or I see a weird number for the foreign transaction fees. If this is the case, make sure you call your bank to inquire. They may be able to assist you.

Keeping all of the above in mind will help you keep your money safe before, during, and after your trip. What do you do to keep your money safe? Let me know in the comments below!

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