$1,500 minimum daily balance or $5,000 total combined deposit balances or $10,000 outstanding balance on a line of credit or other loan, or any mortgage balance

$0

Interest Bearing

Monthly Maintenance Fee

None

$8 if minimum not met or no direct deposit

$10 if minimum not met

None for seniors age 55 or better

Minimum Opening Deposit

$100

$100

$100

$50

Free VCB ATM / Debit Card

Free non-VCB ATM Transactions **

4 per month
($2 each additional)

6 per statement cycle
($2 each additional)

8 per statement cycle
($2.00 each additional)

6 per statement cycle
($2 each additional)

Withdrawls and Checks

Unlimited

Unlimited

Unlimited

Unlimited

Free Check Images

Free e-statements

Free Telephone Banking

Free Financial Planning Analysis

Discount on Annual rent of VCB safe deposit box

** VCB will not charge you VCB's fee for domestic ATM withdrawals from non-VCB ATMs with the number of withdrawals determined from the type of account. The ATM owner may charge a fee. ˆ If requirements are not met, you will be charged the monthly service fee.

1 Message and data rates may apply from your wireless carrier.
2 Contact and ATM information not available with Text Message banking.

Since Virginia Commonwealth is a small bank, dedicated to serving the needs of our local communities, deposit accounts and loan applications are accepted only from residents of the communities served by our branch offices and their surroundings.