Mortgage loans and credits on real estate in the autonomous community of Andalusia

Banca March - Crecemos con valores, crecemos juntosMortgage loans and credits on real estate in the autonomous community of Andalusia

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MORTGAGE LOANS AND CREDITS ON REAL ESTATE IN THE AUTONOMOUS COMMUNITY OF ANDALUSIA

Law 3/2016, of 9th June, for the protection of consumers' and users' rights when taking out mortgage loans and credits.

The aim of the present law is to guarantee the protection of consumers and users, by regulating the transparency of and access to the information that is to be provided when taking out a mortgage loan or credit (hereinafter, mortgage loans) on a property.

The scope of application for this law shall be confined to mortgage loan agreements, linked to real estate, that are concluded in the Autonomous Community of Andalusia.

The protection contemplated in this regulation shall also include those persons acting as guarantors in mortgage agreements signed by consumers or users.

In compliance with the present Law 3/2016 of 9th June, the following documents shall be made available to customers: