Create an inheritance
for your family with
ICICI Pru iProtect Smart

Create an inheritance for your family with ICICI Pru iProtect Smart

The new way to leave a legacy for family

The new way to leave a legacy for family

Want to leave a financial legacy (i.e. large amount of money) for your family? It is simpler then you think. Many of us plan to leave behind a pot of money for our children so that their dreams can be fulfilled, but end up leaving behind liabilities like home loans or medical bills. We are pleased to present a whole new way to leave a legacy for your children and future generations. And guess what? You don't have to invest a lot of money.

You just need to buy ICICI Pru iProtect Smart with Whole Life Cover (till age 99 years) to create your legacy. The best thing about this plan is that it is really affordable. Scroll down to use our free calculator and see just how affordable your smart legacy plan can be!

Benefits of ICICI Pru iProtect Smart

Legacy For Family

Leave a large lump sum with whole life cover so that your loved one's dreams are financially secure, come what may.

Protection against disability

In case of permanent disability due to accident, your policy continues with no more premium to be paid.

100% benefit payout

If diagnosed with a Terminal Illness, we pay you the complete Sum Assured1
as a lumpsum payout.

Enter Your Details

Gender

Male

Female

Date of Birth

30 years

Do you consume tobacco last 5 years?

Yes

No

Pro-tip: - If you haven’t consumed tobacco in the last 5 years, select No

15 YEARS

Pay for

5 YEARS

Premium

(monthly)

Premium

(monthly)

Total Premium

(398X12monthsX15years)

Total Premium

(398X12monthsX15years)

You can depend on us

30 Day Return Policy

If not satisfied, you can return (free look) your policy and get your money back.

Service Assurance

Your policy will be issued in 72 hours on receipt of all documents and medicals report.

How it works

Rakshak40 Year old,
Senior Manager

He wants to build a huge inheritance corpus to ensure that his family’s future is always secure from any liabilities and disputes. He also wants to create a corpus for critical illnesses to cover the high medical treatment costs that come with a critical illness when he gets older.

Prerana,38 Year old,
School Principal

She’s independent and wants to leave an inheritance as a financial support for her son and daughter in case of her death in the future. She chooses the Lump sum + Regular Income payout option.

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Rakshak's Story

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Rakshak buys ICICI Pru iProtect Smart

32year old

He chooses a life cover of 2 Crore & a critical illness cover of 20 lakh

He chooses Lump Sum payout option & a whole life policy (till age 99) and gets a 59 year policy term

He pays an annual premium of 92,583 yearly (incl. of taxes)

Rakshak is diagnosed with a critical illness

32year old

Critical illness cover of 20 lakhs is paid out as lump sum to Rakshak immediately

Life cover reduces to 1.8 crore

Premium reduces to 75,794 (incl. of taxes)

Rakshak’s untimely death

44years old

His nominee gets a lump sum payout of 1.8 crore

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Prerana's Story

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Prerana buys ICICI Pru iProtect Smart

32years old

Prerana chooses a life cover of 2 Crore with a policy term of 61 years (whole life cover till age 99)

She pays an annual premium of 56,784 (incl. of taxes)

She chooses lump sum payout option of 1 crore and regular monthly income of 83,333 pm for 10 years

Prerana’s unforeseen death

52years old

Her son and daughter receive a lump sum payout of 1 crore and Regular Income of 83,333 every month for the next 10 years.

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CheckOur Score Card

Claim Settlement Ratio~

97.88%

~Claim settlement ratio is for FY 2017-18 and computed basis individual claims settled over total individual claims for the financial year.

Benefits paid

`1,14,744 CR

As per Financial Statements (Schedule 4- Benefits paid (Gross)) of the Company, Benefits paid since inception upto year ended March 31, 2018.

Sum Assured

`8,22,564 CR

Total Sum Assured figure for FY 2017-18. The source for this number is Annual Report FY 2017-18.

Assets Under Management

`1,46,129 CR

Total assets under management, held at Sept 30, 2018

You can rely on us for a protected future

ASSURANCE OF CLAIMS SETTLEMENT

Get peace of mind with our claims settlement ratio at 97.88% for 2017-187

Contact Us

1A Life Assured shall be regarded as Terminally ill only if that Life Assured is diagnosed as suffering from a condition which, in the opinion of two independent medical practitioners' specializing in treatment of such illness, is highly likely to lead to death within 6 months. The terminal illness must be diagnosed and confirmed by medical practitioners' registered with the Indian Medical Association and approved by the Company. The Company reserves the right for independent assessment. For Terminal illness, policy will terminate on payment of this benefit.

2The claim statistics is for Financial Year 2017 - 18 and is computed basis individual claims settled over total individual claims for the financial year (for more details refer Public Disclosures in our Website).

Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale.