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Protect your investment with a boat insurance policy.

Whether you're looking for insurance for your brand new boat or Personal Water Craft (PWC), or just looking for better rates, we're here to help.

Experience and a name you can trust go a long way when you're shopping for boat insurance. That's why the GEICO Marine Insurance Company has teamed with BoatUS, the nation's largest group of recreational boat owners. Since 1966, BoatUS has been helping to make boating safer, more affordable, and fun. Together, we share a passion for all things watersports.

We all want cheap boat insurance rates, but customer service is what matters. Protect your investment with boat insurance you can count on and get your free online boat insurance quote today.

Customizable Boat Coverage

Personal Water Craft (PWC) Insurance Coverage

Did you know that you can insure your PWC on your boat insurance policy? Typical PWC insurance coverage includes damage to another craft or dock, physical damage to your PWC, towing assistance, and more.

What does boat insurance cover?

Why boat insurance?

If you don't have a separate boat or PWC insurance policy, you're probably underinsured. Most homeowners policies have:

Size restrictions

Limitations on horsepower

Limits on damage coverage

Service and Claims

When you choose GEICO Boat Insurance, you have access to:

Licensed agents as passionate about boating as you are

Expert service including 24/7 claims handling and towing

Experience you can rely on

24/7 Boat Towing*

GEICO Marine Insurance Company has teamed with TowBoatUS, the nation's largest towing fleet to provide:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

*Boat and PWC coverages are underwritten by GEICO Marine Insurance Company. The TowBoatU.S. Towing Coverage Endorsement is offered by GEICO Marine Insurance Company, with towing services provided by the BoatU.S. Towing Program. Towing coverage only applies to the insured watercraft. This endorsement is not available in all locations and is subject to certain restrictions. Towing coverage is subject to availability and service may be restricted based on the location of the insured watercraft or trailer. Please speak to an agent to discuss details of towing services, limits, exclusions and coverage availability.

Boat and PWC coverages are written through GEICO Marine Insurance Company.