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Servicemembers Civil Relief Act

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​​​​​​Financial Benefits & Protections for Servicemembers

Active duty U.S. Military members may be eligible for benefits and/or protections related to their accounts with M&T Bank, including:

Mortgages

Home Equity Lines of Credit

Student Loans

Credit Cards and Auto Loans

Marine and other Installment Loans

Lines of Credit

Some of these benefits and/or protections include:

Reduction or limits on interest rates. You may be entitled to a 6% interest rate cap (inclusive of certain fees) if you had an existing M&T loan that was disbursed prior to active duty. Please submit a written request, along with your active duty orders

Extended benefit time frame. SCRA requires that a lender extend interest rate and fee benefits on obligations secured by real property for a period of 12 months beyond the date your military service ends

​Interest Rate Benefit Requests

Requests for SCRA interest rate benefits may be submitted to M&T in the following ways: