Nyame Ye Group

Elizabeth is forty-six years old. She is married and has given birth to five children. She is a petty trader. She sells tubers of yam. She sells in her community and treks to other towns to sell as well.

Elizabeth is the leader of a trust bank group called ‘Nyame Ye’ which literally means 'God is good'. She is the fair woman in middle foreground of the group photograph. Most of the members of this group are petty traders, food vendors, and/or farmers. They work to help their spouses provide for their families.

They buy their raw materials or goods from other towns and sometimes from nearby communities and sell at the local market square. Some of them trek to other towns to sell on their market days as well. The members have been in business for some time and have amassed a great deal of experience in their businesses. They are therefore asking for the loan to help them procure more goods to be able to expand their businesses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.