Credit Score

Is Your Credit Profile Having a Negative Effect on You? All individuals who live in South Africa, have a credit profile and it’s essential to know what effects it. Your credit profile provides information to businesses, banks, as well as certain institutions, such as creditors, to review your credit history, which ultimately helps them make [...]

Tips for Maintaining a Good Credit Score Having a good credit score can allow you to enjoy many benefits, including low-interest rates on both your loans and credit cards. Good credit scores, in fact, also allows one to save a lot of money on security and insurance deposits and payments, as well as other expenses [...]

How Does Credit Scores Affect Student Loans? Student loans are very important to both students and parents. It serves as a helpful source of money by for families that either doesn't have money to pay for their children's college tuition, as well as help them plan for their future, depending on the amount of money [...]

How Your Credit Score Affects Your Ratings Your credit score has a major impact on your life, and although you might think to yourself that you don’t have the need to make credit, apply for a loan, or qualify for something that requires you to have a perfect credit score, there are many ways that [...]

4 Things That Doesn’t Hurt Your Credit Score Considering how powerful your credit score is, and the important role it plays in your life, we’re sure you’re implementing a lot more measures to protect it and keep it as high as can be. Just because there are a lot of factors that impact your score [...]

How to Repair Your Credit Score Considering that your credit score rating plays a vital role in determining whether you’re able to qualify for a loan and sets the tone for making an impression on your lender, it’s safe to say that repairing it, or even maintaining it, is incredibly important. If you don’t have [...]

Recover Your Credit Score After Making Late Payments Struggling to reclaim a perfect, or even just an average, credit score? Perhaps you’ve recovered from having too much debt and even paid it back but are still struggling to obtain a proper credit score. Since the economy and unemployment is always uncertain, there is a higher [...]

The Possibility of Getting Blacklisted The first thing you need to know about getting blacklisted is, there isn't a real blacklist. Getting blacklisted refers to the state of your credit history, which is stored in one of a few systems in a country. The information within this system is referred to as a credit reference [...]

The Factors Involved With A Low Credit Score And How To Improve It The number one thing you don't want to hear when visiting a bank in hopes to apply for a loan is that you have a low credit score. In many cases, this is usually what happens as most individuals don’t know what [...]

The Importance of a Good Credit Score From the moment you are able to work as a paid employee, open a bank account and have access to things, such as buying on credit, applying for a loan or even buying a home of your own, responsibility kicks in and you have to be able to [...]