Time was when the word marketplace conjured up images of village locals peddling their wares to eager residents, or tourists looking to sample native foods or purchase artistic creations from an open-air…

By Jennifer Schaefer, MBA, CFS, REBC, RHU, CLU, CHFC, Employee Benefits Specialist For business owners, two things in life are certain: taxes and rising healthcare costs. The two become nearly interchangeable…

Certain applicable large employers, once panicked about penalties associated with the employer mandate provisions of the Affordable Care Act are breathing a sigh of relief thanks to innovative benefits…