In one thread, you're 17 years and 10 months old, looking for a student loan if you get an immigrant visa. In another, you own a $550k home with $100k in credit card debt. In another you're looking for a home loan, but in the student thread, your credit is terrible and you've been declined. Now you're house shopping and want to add a pool.

madison85 wrote:These are either one in a million stories or they are spam and blogging for now reason. But I agree there are some crazy stories which make you think, does this situation really exist.

Are you a real person?

I sent him a PM with a link to the other thread. I suppose we'll get a reply back in a few months, if he stays true to form. I agree, his replies do sound like something that would come out of a chatbot.