What is an auto title loan, anyway?

An auto title loan is a personal loan that is secured by using your vehicle’s title as collateral.Don’t worry you can continue driving your vehicle while making payments on your loan.

Vehicle Title

Bad Credit?

Your Money

YOUR VEHICLE TITLE

Your vehicle’s title is an official DMV document establishing you as the legal owner of your vehicle. An auto title loan works by using your vehicle’s title as collateral. You can continue to drive and use your vehicle while paying back your loan. Once your loan is paid off, we will release your title within days.

BAD CREDIT

Everyone goes through tough times in their life. Unfortunately, whether it’s your personal or business credit lines, negative credit issues can stop you from securing a loan when you need it the most.

YOUR MONEY

Every one of us has had to face emergency expenses at some points in our lives. If one doesn’t have enough funds saved up in their bank accounts, there are a couple of routes that they can take to pay off their bills.

Is an auto title loan right for me?

When you need cash fast you don’t want to get bogged down in the details. We care about you, and it is important to us that you make an informed decision. Below are the four most common loan products you may encounter.1

PawnLoan

A pawn loan is secured by leaving property of value with the lender, which can be picked up once the loan is paid off (i.e. jewelry, automobiles, equipment, etc.).

20% - 50% of theProperty’s Value

100% - 200% APR

4 Month Repayment Term

Property Held as Collateral

State ID andThumb Print Required

PaydayLoan

With a payday or cash advance loan, the borrower writes a post-dated check to the lender in exchange for a short-term cash loan.

$300Maximum Loan Size

390% - 780% APR2

1 Month Repayment Term

Check Required

State ID andBank Account Required

LoanMartUnsecured Loan

An unsecured loan does not require any collateral. As these loans pose a greater risk to the lender, the borrower usually has to pay a higher interest rate.

1 The information and loan terms presented in the charts are provided for informational purposes only. LoanMart is not providing financial advice and it does not warrant the accuracy of this information and it may not reflect current product guidelines. Loan terms and amounts vary by state.

Meet some of our happy customers.

“”

Just wanted to say thank you 800 loan mart for making it possible For me to receive my loan back in September. I was previously denied by a different company but I kept searching for other companies & found 1-800 loan mart, Thanks for helping me in my Family Emergency. This meant everything to me during my tough Family time. Happy Holidays.

Diane W.

I wanted to thank Loan Mart and its staff for assisting me with this loan. Your loan advisor, Reggie was very helpful in answering all my questions and or concerns. He was very thorough in his explanation of each process from beginning to the payoff or end. This loan played a huge part in saving me and my family from a disaster. Again, thank you and I've recommended your services to many of my friends who are now looking at acquiring a loan through LoanMart.

Rigoberto H.

Thank you LoanMart! The application process was easy, and I was pleased with how quickly I was able to receive the loan. The best thing about receiving my Auto Title Loan was having to deal with angeline! She issued me the check and put a smile on my face. With this Auto Title Loan I was able to purchase inventory for my business.

Vik

I was very surprised today when you assured me that you would not go home until your paperwork/my loan was processed. You also committed to me that I would hear from you before the day was up. People don't often do what they say they are going to do and I am very happy and pleasantly surprised that you did. You honored your commitment to me and I am grateful. You have processed my loan and made a tough time in my life better. People like you make a good name for the lending industry.

Sheri H.

Christian in Originations did an excellent job at providing customer service, he was very professional and went above and beyond to assist me and provide great service.

LoanMart may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. LoanMart does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.

1Credit approval is subject to LoanMart’s credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the sixth calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5LoanMart recommends and encourages customers to pay early and often and more in order to avoid additional finance charges.

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