AlumniDI Disability Insurance (AlumniDI) can help protect your most valuable asset — your ability to earn an income. Just over 1 in 4 of today's 20-year-olds will become disabled before they retire.* Are you prepared if something happened to you? AlumniDI can provide a monthly income should you become disabled under the terms of the policy and unable to work at your own occupation.1

Plan at a Glance:

Alumni2 up to and including the age of 59 at the time of application who work full-time (at least 30 hours per week) may apply for up to $10,000 per month, in $100 increments.3Please Note: Disability benefits may not exceed 50% of average monthly earnings, less any employer plans you have in force. Average monthly earnings include salary or wages, and commissions.

Pays benefits if you're disabled under the terms of the policy due to sickness or accidental injury and are unable to perform each of the material duties of your own occupation1 while receiving appropriate care and treatment from a licensed physician.

Choose from 60-day, 90-day, or 180-day Elimination Periods (EP).

Monthly benefits are payable for the lesser of 5 years or the reducing benefit duration (for accidental injury or sickness).For details about the reducing benefit duration, follow the link to the FAQs.

Valuable built-in features:

Survivor Benefit – Pays 3 times the last monthly benefit paid in the event of the disabled member's death.

Waiver of Premium – Disability insurance premiums waived while benefits are being paid.

Family Care Incentive – Provides reimbursement for eligible family care expenses (e.g., child care, elder care) if you work or participate in an approved rehabilitation program while disabled.

Rehabilitation Program Incentive – Increases benefit payments when you participate in an approved rehabilitation program while disabled.

Work Incentive – Up to 100% of your pre-disability earnings may be received if you work while disabled.For additional details about Work Incentive, follow the link to the FAQs.

Moving Expense Incentive – Reimbursement for expenses associated with moving to a new residence if recommended as part of an approved rehabilitation program.

For details and conditions about these features, follow the link to the FAQs.

Rates at a Glance:

Rates shown are for monthly mode. Other payment modes are available, please contact The Alumni Insurance Program at 1-800-922-1245 for a full list of ages, rates and coverage amounts. Rates increase at these and subsequent five-year intervals until age 70 when coverage ends. Rates are subject to change.Learn more
Download our FAQs and exclusions and limitations for more details on AlumniDI Insurance.

2Alumni, as defined in the certificate, of their sponsoring school qualify for this insurance plan.

3Benefit amounts are reduced to $2,000 per month at age 65.

In some cases, a medical exam may be required (at no cost to you). When you apply, simply answer the health questions. Depending on the amount applied for, a paramedical exam and blood test may be required, which will be scheduled at your convenience. Even if you have a health condition, you still may qualify.

Product features and availability may vary by state.

Coverage may not be available in all states. Please contact The Alumni Insurance Program at 1-800-922-1245 for additional details.

Rates may be changed on the entire group plan or on a class basis and on any premium due date on which benefits are changed. A class is a group of people defined in the group policy. Benefits are subject to change upon agreement between MetLife Services and Solutions, LLC and the participating organization.

The association and/or the plan administrator incurs costs in connection with providing oversight and administrative support for this sponsored plan. To provide and maintain this valuable alumni benefit, MetLife may compensate the association and/or the plan administrator for these and/or other costs.

All insurance and insurance effective dates are subject to final underwriting approval.

Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact MetLife or your plan administrator for costs and complete details.