Buy Life Insurance Online

With widespread connectivity options, ever increasing internet speed and strong emphasis on user data protection, modern consumers are increasingly opting to buy insurance online. With no intermediary involved and direct communication with the company, the online insurance products are considerably cheaper than their offline counterparts. Company may also provide assistance during the buying journey such as explaining terms in the proposal form through tele-calling.

For value-conscious customers who are aware of their insurance needs and prefer to buy through a Do-It-Yourself process, Future Generali Life offers three online policies, viz. Heart & Health Insurance Plan, Cancer Protect Plan, Flexi Online Term Plan and the Easy Invest Online Plan.

Receive lump sum on diagnosis or undergoing the surgical procedure of the listed Minor, Moderate or Major stage critical illness

On diagnosis/undergoing the surgical procedure of the Minor or Moderate critical illness, premiums will be waived off for the period of 5 policy years or till the end of the policy term, whichever is earlier. (Only once during the policy term)

Death benefit in case life assured dies during the policy term

Maturity Benefit if life assured survives till the end of policy term (Available only with option 3 and 4)

But I already have a mediclaim policy, why do I need a separate Cancer Cover?

The medical expenses incurred for cancer treatment can be very high, depending on the stage. Moreover, there are some other costs as well like Travel Expenses for second opinion and treatment, rehab, nursing at home and counselling costs post treatment, loss of income during the treatment and recovery period etc.

Mediclaim policies offer only hospitalization expenses basis the bill amount and it may not be sufficient to cover all the expenses. FG Cancer Protect Plan is a fixed benefit plan and pays out lump sum on diagnosis of Cancer which can help you in taking care of both Medical and other costs.

Future Generali Flexi Online Term Plan is a non-participating pure term insurance plan which provides you a comprehensive cover at an affordable price. It has multiple options that you can choose from as per your need – from a basic term cover to income protection.

What are the options available under Future Generali Flexi Online Term Plan?

The plan is offered basis declaration of good health till a defined Sum assured limit/premium and age.

On death, higher of sum assured or fund value subject to a minimum of 105% of total premium paid till date of death is payable to the nominee.

On maturity, fund value is payable to the life assured

Loyalty Additions in last 5 years will be provided

The plan provides 5 fund options to choose depending on the risk appetite of customer

What is maturity benefit under the plan?

On maturity of the policy, Fund Value as on the date of Maturity is paid to the life assured. The life assured may also choose to receive the maturity benefit under Settlement Option as mentioned below.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.

Tax benefits are as per Income Tax Act, 1961, and are subject to modifications made thereto from time to time. Insurance is the subject matter of the solicitation. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.