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Coleen says

No, you’re just in a really stressful ­situation.

Financial stress puts huge strains on a relationship. I bet no one feels as bad about what’s happening as he does, but when he made those decisions he thought he was doing the right thing and you went along with it.

I don’t think it should be about blame – it’s life and sometimes when things go wrong, you try to amend it with another bad decision and it can be hard to see a way out.

Don’t think too much about the long-term future and where you’ll be in five years, but take it day by day.

The key, as with many things, is to tackle an issue in bite-size chunks.

Don’t focus on the whole picture because that can be overwhelming.

Downsizing is sensible and you can still make a gorgeous home together. And when it comes to supporting each other – think of it as a relay.

When one of you is ­struggling and feeling down or angry, then the other can step in, take the baton and be strong for both of you.

Try to use the stress and anger you feel in a positive way. Think, “OK this is the situation and it’s a rubbish one”, but then sit down and make a plan.

Ask yourself ‘what are we going to do this week? What little bit of it are we going to try to solve?’