Limits on the money in your Microsoft account

Money in your Microsoft account can't be transferred to another Microsoft account. Account balances can't be converted from one currency to another.

Spending and balance limits

You can redeem gift cards totalling $1,000 USD* to your Microsoft account on any given day. If you have additional Microsoft accounts registered in your name or that we have determined you created, you can redeem no more than $5,000 USD* total to them on any given day.

At any one time, the maximum amount of money you can have in your Microsoft account is $1,000 USD,* with a limit of $5,000 USD* for additional accounts.

In most countries you can spend up to $1,000 USD* a day with a limit of $5,000 USD* for additional Microsoft accounts.

Local laws may have further restrictions.

If you exceed any of these restrictions, you may be temporarily unable to complete any transactions.