Top Overseas Filipino Worker Tips and Information

As an overseas Filipino worker, you may already have some great plans
for what you want to accomplish with your employment abroad. Here are
some top tips and information to keep your expectations realistic, help
your family the most at home, and help get your money working for you.

1. Save Money

While
this may seem like an obvious tip, but many people find that when they
make more money, they just spend more. Since you will find that you are
making much more money than you previously made back home, be careful
not to just spend more. The goal is to take care of your family and help
your money stretch for the sacrifices that you are making.

2. Learn a New Skill

If
you have time that you are not working, invest your time in improving
your skills by taking classes or learning a new trade that can either
help you to make more money abroad or to be able to put to work to
better your life someday when you return home to the Philippines.

3. Send Money Home with a Plan

Just
as it is easy for you to over-spend when you see money coming in, make
sure that the money you send home does not get spent frivolously there
either. Develop a plan with the loved ones you send money home to.
Everyone needs to make sure that the money stretches as far as it can.

4. Make Investments

First
invest in a retirement plan and life insurance to better protect your
family’s future. If you are business-minded, you may want to consider
business opportunities to start a thriving business back in your home
town. This way you can return in a few years from working abroad and
have a business that helps you earn good money without leaving the
country or people who you love.

5. Set Short and Long-Term Goals

By
setting specific goals for both the short and long-term goals, it makes
the work you are doing more meaningful and helps you and your family
know what you are working for. Do you want to own a house? Do you want
to retire to a business at home? By keeping your goals in mind, everyone
will see how all your hard work is paying off and leading to a brighter
future for the whole family.

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