New card applicationReplacement due to damage, lost, or stolen ($5 charge)Fraudulent transaction - a new card will not be ordered until a dispute has been filed with member services

Delivery method

Mail to home addressPick up at Encentus main office (staff will call when it is ready for pickup)

Choose Your Card Design

Standard EFCU Debit Card

EFCU's classic debit card design! Available with Enhanced and EZ Checking Accounts. Not available with Rewards Checking.

OPW (Oklahoma Project Woman) Debit Card

EFCU donates a portion of our interchange income from transactions made with your OPW card to Oklahoma Project Woman. This donation does not cost you anything. We simply direct some of our earnings to this incredible charity. OPW provides "free mammograms, diagnostic procedures, and surgical services for Oklahomans with no health insurance and limited financial resources." OPW originated in Tulsa, OK, but has since expanded to the entire Sooner state. Available with Enhanced and EZ Checking Accounts. Not available with Rewards Checking.

FOH (Folds of Honor) Debit Card

EFCU donates a portion of our interchange income from transactions made with your FOH card to Folds of Honor . This donation does not cost you anything. We simply direct some of our earnings to this amazing charity. FOH provides "educational scholarships to spouses and children of America's fallen and disabled service-members." Recipients of these scholarships reside across our great nation. Available with Enhanced and EZ Checking Accounts. Not available with Rewards Checking.

Rewards Debit Card

Earn rewards when using your EFCU debit card for every day purchases. Only available with a Rewards checking account. Call member services for details. More Information

ATM Card

Available for your EFCU savings account. Allows you to withdraw cash at an ATM. Point-of-sale purchases not allowed.