Sears HP twice

Sears HP twice

I app'd for a Sears card last saturday and got insta approved for a $2.5k CL. The issue is that they pulled twice, few days apart. They pulled saturday (reported on Sunday on CK) and pulled again yesterday (reported today on CK). I did call to ask if this was the MC card and general info about CLIs, but NEVER asked for a CLI. I did add an authorized user. The card doesn't even report the limit on CK yet!

Since I plan on going app-free for 6 months to a year it won't really affect me credit-wise, but it does bother me. To clarify: I didn't ask for a CLI, just general information if it is automatic (SP every 6 months), if I request one (any time and always HP), if it was the MC (not available to Puerto Rico) and if the authorized user reported to the credit agencies (yes).

Re: Sears HP twice

They are both HP and on transunion (can't check experian till next month on credit.com). I'm waiting for the card to report to see what the limit is in case I get an increase and will leave it at that if I do. If I get a denial I'll dispute it if I have a chance at getting it removed. How hard is it to get a CCC to remove a HP? I thought that HPs couldn't be removed by the CCC and I had to dispute it with the CRA.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.