The Tradeoff Between Mortgage Prepayments and Tax-Deferred Retirement Savings

We thank Jeff Brown, Keith Brown, John Campbell, Courtney Coile, Gary Engelhardt, Amy Finkelstein, Leora Friedberg, Roger Gordon, Anil Kumar, Brigitte Madrian, Olivia Mitchell, Robert Parrino, Jim Poterba, Josh Rauh, Scott Weisbenner, Michelle White, and seminar participants at the Federal Reserve Bank of Chicago, the Trans-Atlantic Public Economics Seminar on Public Policy and Retirement in Uppsala (Sweden), the University of Michigan at Ann Arbor, and the University of Texas at Austin for helpful comments and discussions. We are very grateful to Kevin Moore of the Board of Governors for support with the SCF data.

Support

The research activities of the NBER are funded by grants from federal research agencies, by private foundations, and by generous donations from our corporate associates and from private individuals. The NBER is a non-profit, 501(c)(3) organization. For information on supporting the NBER, please contact: