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Investors should carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. For a prospectus, or a summary prospectus if available, containing this and other information for any Putnam fund or product, contact your financial representative, call Putnam at 1-888-4-PUTNAM(1-888-478-8626), or click on the prospectus section to view or download a prospectus. Please read the prospectus carefully before investing.