A MERSEYSIDE man was left facing homelessness after his ex-wife allegedly racked up debts of £114,000 by faking his signature.

Engineer Daniel Lindsay claims his partner of 18 years took out loans, credit cards and a £30,000 mortgage advance before vanishing.

Threatened with county court action and the prospect of having his house repossessed, the Southport dad has fought a four-year battle to have the debts written off.

Last week he succeeded in having the last of the 14 debts settled out of court as police confirmed they were investigating allegations of fraud.

Mr Lindsay and his MP John Pugh have received letters from Capital One and Halifax conceding the cards were applied for fraudulently.

The dad-of-one said: “I should feel elated but I spent four years of my life facing battle after battle over something not of my doing.

“I spent nearly every day for four years replying to letter after letter which landed on my doorstep, demanding repayment.

“Fighting the banks has consumed my life. Nightmare is not the word to describe what I have been through. It was a David and Goliath battle.”

Mr Lindsay only become aware of the debt trap he was in after his former partner suddenly left his Fine Janes Way home in January 2007. It is alleged she forged his signature to run up credit cards debts with NatWest, Capital One, Halifax and Lloyds TSB. There was also a £30,000 mortgage advance taken out with Santander.

See a list of the debts>>>>>

Mr Lindsay fought each debt, succeeding in getting the majority written off before proceedings were even issued.

This week, HFC Bank agreed to write off a £6,000 debt on a card taken out by his ex-wife in 2003 and clear Mr Lindsay’s credit record.

Liam Waine, from Wigan-based Stephensons Solicitors, said: “The general rule is that if you did not sign the loan or credit card agreement, and you can show that you did not benefit from it in any way, you will not be liable for the debt.”

A police spokesman said: “Allegations of fraud were reported on March 6 and an investigation into those allegations is now underway.”

Mr Lindsay says he has not seen his ex-wife since the day she disappeared, and, consequently, the ECHO was unable to contact her for comment.