Special features:
· Policy issued under Endowment Life Assurance with profit plan
· Limited Premium paying term
· Fewer premiums charged with comparison to other endowment policies
· Bonus is provided for full term year
· Tax exemption facility as per Nepal Government rule
· Rebate on mode of payment which is not available in other plans
· Rs. 2 per thousand is provided for high sum assured

Policy Requirements
· Minimum entry age : 11 year
· Maximum entry age : 55 year
· Maximum maturity age : 70 year
· Age computation : Age Next Birthday
· Term year : 10 year, 15 year and 20 year
· Premium paying term year:

Benefits:
· On maturity: Sum assured and accumulated bonuses are paid
· In case of death: Sum Assured and accumulated bonuses are paid in case of unfortunate death of the assured during policy period before maturity dateOther benefits:
· Surrender value : After completion of 2 years and as least 2 full years premium should have been paid from the date of commencement
· Loan : Maximum 90% of the Surrender value (Present Value)Rider benefits:
There will be options to add Accidental Double Benefits (up to Rs. 2,500,000.00 Sum Assured) and Waiver of Premium (WOP) riders of customize the policy as per actual needs.