4% rule has been established as a golden rule over the last many decades but does it still work? If you have been looking for your magic number which would set you free from the daily routine of going to work to earn a paycheck, I am sure you have heard about the 4% withdrawal rule. Don't worry I will lay it out for what it is and why you should and shouldn't care about it. Let's start with what … [Read more...] about Is 4% rule a myth?

Passive Income – Make money while sleeping I won’t lie I am obsessed with the idea of passive income. The idea of making money while you sleep is crazy and has nice jazz to it. Unless you were born rich (read your last name is Gates, Buffet or Bezos) which I am sure you aren't. I am sure you are chasing your paycheck to be able to pay the bills. Would you mind waking up to money flowing … [Read more...] about Passive Income Streams – What, Why and How

Financial freedom - are you financially free? Do you have to think - how will you pay the bill when an unexpected bill arrives? Do you remember any of these: One fine morning on a nice sunny, bright and cold day the furnance in your house broke down. Now you need some extra cash immediately to be able to buy a new furnace so your family doesn't freeze. You are getting late for work, you get in … [Read more...] about Financial Freedom – What is it and why you should care?

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About the Author

Hello, my name is Jay Sharma. I am a Personal Finance Enthusiast, Blogger, and Entrepreneur.

I will show you how you can save money and earn extra moneyby investing in dividend stocks, starting a money making blog, rental income, or an online business.

I love educating people about financial independence and how to run a successful online business. I am willing to share my experiences with my readers via this blog. Just bear in mind you need more than one way to make extra money to reach financial freedom and early retirement.