Home Loan

A house is more than an investment – it’s a place to call home and create memories that will last a lifetime. Invest in your future with a Stanbic Bank Home Loan. We have simplified the process of buying, building or improving your home by designing many different options for you to choose from. We look forward to helping you to become a home owner

What does it offer me?

A maximum loan period of 25 years

You can finance up to 90% of the Open Market Value of the property or the purchase price, whichever is the lesser

Your monthly repayments cannot be more than 45% of your net monthly income (if you are not repaying other loans)

Your monthly repayments cannot be more than 50% of your net monthly income (if you are repaying other loans)

Bond registration will only be processed after the deposit has been paid or pledged andinsurance has been arranged

You only start repaying your loan after the property has been transferred into your name and the bond has been registered

In the case of construction, you need to collect a statement from us and pay the interest during the building period.