Agenda: Seminar will be led by Terri Guy, community work incentives coordinator. Your will learn about the Ticket to Work, Employment Networks and Social Security Work Incentives for SSI and SSDI beneficiaries, and meet face-to-face with some of the agencies providing services to beneficiaries around work.

Agenda: This class on financial models and cash flow is the fourth in a five-step series. Learn how to better understand financial concepts, use a financial model to forecast sales and revenues, and build solid pro-forma financial forecasts. Register online. Presented by Greater Phoenix Score.

Agenda: Meet with other business professionals on Wednesdays to collaborate and share ideas of how to make each other more money. Bring 50 business cards and prepare a one-minute presentation about your business. Call or e-mail lklauber@cox.net to RSVP.

Agenda: Join David Dreas, a financial advisor from Edward Jones, the first and third Thursday of the month for an informal gathering where financial advisers provide updates on the stock market and the economy in a relaxed environment. Call to reserve a seat.

Cost: Free.

Information/registration: 602-482-0168.

DOBSON RANCH TOASTMASTERS

When: 6:30-8 a.m. Thursdays, through Nov. 24.

Where: Dobson Ranch Golf Course, 2155 S. Dobson Road, Mesa.

Agenda: This professional networking group meets at 6:30 a.m. Thursdays. Guests are welcome.

Cost: Free.

Information/registration: 480-644-2291.

DOBSON RANCH TOASTMASTERS

When: 6:30-8 a.m. Thursdays, through Nov. 24.

Where: Dobson Ranch Golf Course, 2155 S. Dobson Road, Mesa.

Agenda: This professional networking group meets at 6:30 a.m. Thursdays. Guests are welcome.

Cost: Free.

Information/registration: 480-644-2291.

COFFEE CLUB

When: 8-9:30 a.m. Thursdays, through Dec. 8.

Where: Whole Foods Market, 8688 E. Raintree Drive, Scottsdale.

Agenda: Join Nathalie Potvin, financial advisor from Edward Jones, the second Thursday of each month, for an informal gathering featuring conversation and updates on the stock market and the economy in a relaxed environment. Call to reserve a seat.

Cost: Free admission.

Information/registration: 480-948-1028.

SIMPLE STEPS 5

When: 6-9 p.m. Thursday.

Where: Gateway Community College, 108 N. 40th St., Phoenix.

Agenda: The class on financing your business is the fifth and final step of the series. Get information on sources of funds, credit, banking relationships, ratio analysis, preparation and review of financial statements. Presented by Greater Phoenix Score.

Agenda: The City of Mesa presents Quickstart Transaction Privilege Tax workshops, which cover basic tax information, deductions, exemptions and provides hands-on experience filling out city sales-tax returns. A two-hour lecture is followed by time to meet with on-site auditors about retail and tax classifications other than contracting. Open to business owners, potential business owners and all interested parties subject to these taxes. Space is limited. E-mail merry.bevill@mesaaz.gov, brian.millard@mesaaz.gov or call to register. In room 170 East.

Agenda: The Maricopa Small Business Development Center and the Internal Revenue Service a workshop for businesses covering record keeping, selecting the right type of business entity, home office deduction, depreciation, other business expenses and basic forms.

Cost: Free, but pre-registration is required.

Sponsors: SBDC and IRS.

Information/registration: Call the SBDC at 480-784-0590 or register online at tinyurl.com/TaxEd1.

Seminars Oct. 7-13

AMPLIFY THE LEADER IN U: 101

When: 7 a.m.-3 p.m. Sunday, 5 p.m. Friday, 7 a.m. Saturday, Oct. 7-9.

Where: Girlfriend University, 15279 N. Scottsdale Road, Scottsdale.

Agenda: This two-and-a-half day experiential training is designed to amplify the passion, enthusiasm, commitment and connectedness in life. Discover new tools, build strengths and break through personal barriers to find the leader inside. Register online.

Agenda: The Maricopa Small Business Development Center and the Internal Revenue Service a workshop for businesses with employees or plan to have employees. Items covered include hiring employees or using independent contractors, an overview of payroll taxes and retirement/pension plans.

Cost: Free, but pre-registration is required.

Sponsors: SBDC and IRS.

Information/registration: Call the SBDC at 480-784-0590 or register online at tinyurl.com/TaxEd2.

Agenda: Grow your business through word-of-mouth referrals in a group of non-competing businesses that meets each week to refer business to one another.

Cost: Call.

Sponsor: Business Network International.

Info/registration: 480-802-4077.

EAST VALLEY BUSINESS REFERRAL GROUP

When: 7-8:15 a.m. Tuesdays.

Where: Denny's Restaurant, 1368 N. Cooper Road, Gilbert.

Agenda: Business referral networking.

Cost: Call.

Info/registration: Everett Cook, 602-320-5229.

GILBERT TOASTMASTERS CLUB

When: 7-8:30 p.m. Thursdays.

Where: Page Park Center, 132 W. Bruce Ave., Gilbert.

Agenda: To provide a mutually supportive and positive learning environment in which every member has the opportunity to develop communication and leadership skills, which in turn foster self-confidence and personal growth.

Agenda: Get essential information for planning corporate, industry or association meetings and conferences. The National Speakers Association is an organization of professional speakers, trainers, facilitators and consultants.