Before selecting a retirement product, it can be helpful to formulate a plan. Your life stage will influence your plan and how it changes over time. Use our tools and resources to put your plan together, and see how Social Security benefits can factor into your retirement planning.

T. Rowe Price mutual funds are subject to ongoing management fees and may be subject to redemption fees. An IRA may be subject to an annual fee, and a fee may be assessed when an IRA is closed. See prospectus for details.

*Source: Lipper Inc. 175 of 219 funds (excluding institutional and bank institutional funds as defined by Lipper) more than 6 months old had expense ratios below their Lipper averages based on fiscal year-end data available as of 12/31/18.

*36 of our 40 Retirement Funds (Investor, Advisor, and R Class) had a 10-year track record as of 12/31/18 (includes all share classes). 36 of these 36 funds beat their Lipper average for the 10-year period. 23 of 40, 39 of 39, and 36 of 36 of the Retirement Funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 12/31/18, respectively. Calculations are based on cumulative total return. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)

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The mutual funds referred to in this website are offered and sold only to persons residing in the United States and are offered by prospectus only. The prospectuses include investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing.Download a prospectus.