How to Apply for Housing Loan From BDO

Various Home Loan Options
Apply for BDO Home Loan to help you finance your various housing needs. Purchase or construct your new home, renovate your existing home, or if you simply want another property for investment. Visit your nearest BDO Branch for more details.

Eligibility Requirements

Filipino citizen or foreigner (see Visa requirements)
At least 21 years old but not exceeding 65 years old upon loan maturity
Minimum gross family income of P50,000.00/month.
Stable source of income from employment or business
If employed, at least 2 years with current company
If self-employed, at least 2 consecutive successful and profitable years of operation.
Document Requirements

Latest 3 months proof of remittance, or
Latest 3 months payslip, or
Certificate of Employment or Employment Contract duly autheticated by Philippine Consulate Office, or
For seamen, latest Crew Contract and employment history or Crew Contract and Exit Pass from POEA
If self-employed

Business Registration Papers (Certificate of Registration from DTI or SEC, Articles of Partnership or Articles of Incorporation, whichever is applicable)
Latest Audited Financial Statements for the last 2 years with lastest ITR
Bank Statements (latest consecutive 3 months)
Trade References: List of Suppliers and Customers (at least 3 each) or List of Affliated Hospitals/Clinics (for doctors)
Lease Contracts and copy of title (for income derived from rental)
Types of Acceptable Visa for Foreigners