Anniemac Inside Track

From: Budgets Are Sexy

By: J. Money

Hey J. Money,

I hope you’re doing well! I have been a reader since at least 2010 (WHOA where does time go?). I started out adulthood with a pretty rotten relationship with money. I came from a lower middle class family and never really learned at all how to handle money.

At 17, I was the first person in my family to go to college, and was highly encouraged by friends, family, and even my school’s financial aid office to finance my education with loans. Fast forward a few years, and I had $70,000+ in student loans and a bunch of credit card debt, which I ended up paying off through a probably shady consolidation agreement.

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