There are a lot of ideas being thrown around that could ultimately affect what Medicare covers and what Medicare Supplemental Health Insurance provides. Medicare, itself, has already changed, but it’s basically expanded to pay for more health care that’s designed to help you maintain good health.

There are new rules for Medicare Advantage Plans. Some that achieve federal goals may get subsidies to keep their rates low, but others that cost the government too much may either go out of business or raise premiums to make up as subsidies end.

Medigap Insurance saw changes, too. As new Medigap Plans were added, a few were dropped so they are no longer available for new enrollees. The new plans offered different benefit packages at low monthly rates, though.

When you’re not sure about what all of these changes mean for your situation, you don’t have to figure it out on your own. We stay up-to-date on Medicare and how you can get the most from your coverage. As specialists, we provide complimentary professional opinions on what current Medigap Plans and Medicare Advantage Plans offer and whether one can reduce your financial risk for future medical expenses. We’re independent, too. That means we’re free to research Medigap policies from different insurance companies for you.

Jim McFadden has over 11 years of executive-level experience in the health insurance industry, is a youth baseball, softball and football coach, and has one of the worst fantasy football records in the world.