Individual Solutions - Finsolnet

Objective

To match available financial resources with financial needs for
death, disability, employment, retirement and retrenchment in the
best possible way; taking into account the effect on disposable
income, tax and your estate.

Ongoing and Integrated

Optimising income, tax, investment and estate planning is an
ongoing process. It requires continuous fine tuning as personal
circumstances, legislation and the available planning options
change.

Scenario-Specific

Financial planning must optimise the financial resources and
solution for each of the following scenarios:

Employment remuneration

Death

Disability

Retirement

Retrenchment

Financial Planning Disciplines

Financial planning has to optimise and integrate a number of
inter-related financial decisions. The financial planning model
must take into account the effect of every decision on each of the
following disciplines.

Disciplines

Objective

Tax Planning

Minimise income tax by utilising all available deductions to
increase remuneration value

Remuneration Planning

Optimise the reward for labour by ensuring the best possible
remuneration structure

Investment Planning

Maximise investment retuns within a predefined risk mandate,
providing for diversification and flexibility within an acceptable
time frame

Contact The Financial Solution Network

Other products and services from The Financial Solution Network

The Finsolnet investment solution utilizes the Network's independence and economies of scale to negotiate directly with product providers to.
ABSA Investment Management has been contracted to administer the investment solutions of the Network.
The Network offers these strategies on the full product range for individual and EB investments.
Reduce the cost of investment administration and portfolio management fees.

The Managers have a flexible mandate to use Equities, Bonds, Property, Alternative strategies and Currency to achieve the investment objectives.
Finsolnet is a network of independent professionals that combine their resources to develop best practice solutions at a reduced cost.
The administration of the International Investment Solution has been outsourced to ABSA Investment Management.

Although the Network is not prescriptive as to the admin system been used, the system's choice proposed to Network associates is the Profida admin and client management programme.
The Compliance Officer will be fully trained on the use of these strategies and models to ensure that both the IFA and staff can utilize the solutions in a FAIS compliant way.

Total Cost remuneration policies require individualised retirement fund administration, with individual member accounts, investing in individual risk profiled investment portfolios.
To optimise the benefits of Total Cost remuneration, it is essential to implement an integrated process of policy and benefit review linked to individual employee needs.