Halloween: Apparently it’s not just for kids. In fact, Americans will spend more money on adult costumes this season than on kids’ costumes, according to the National Retail Federation. Find out which outfits are likely to be the most popular this year, in today’s Personal Finance pages.

Plus, get tips on skirting cell-phone roaming charges, read about strategies you can use to avoid the new 3.8% Medicare tax on investment income, and see what the government shutdown means for your retirement.

10 things the nanny won’t tell you

As the number of families in which both parents work has grown, so too has many Americans’ dependence on nannies. What to know before hiring your own Mary Poppins. 10 things your nanny won’t tell you

Majority of Americans never read novels

Alice Munro’s book sales may experience a boost after the Canadian author received the Nobel Prize for literature this week, but new research suggests most Americans may never enjoy one of her short stories — or any other work of fiction, for that matter. Majority of Americans never read novels

What the shutdown means for investors

Making snap decisions based on current events is far more likely to do long-lasting damage to a lifetime portfolio than any of these passing news events. What the shutdown means for investors

Majority of Halloween costume spending for adults

More sharing their location online

Some 30% of adults who use social media have at least one account that automatically includes their current location with every post — up from 14% just two years ago. More sharing their location online

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