Can you afford to subject your portfolio to another down turn in the market? {2008/2009]

Taxes are the biggest obstacle in accumulating Financial Independence: Proper tax deferral/ tax bracket planning results in a Tax-Efficient Retirement Plan. [It’s Not How Much You Make, It’s How Much You KEEP]

Taking an integrated planning approach offers you significant opportunities to safeguard your retirement savings, as well as your personal and business assets: Financial Security!!

TAX-BRACKET PLANNING

Is the Process of structuring both your 1099 Now and 1099 Later Income with the 1099 Never Income as to keep you in the Lowest Possible Tax Bracket!

1099 NEVER contains Permanent Life Insurance along with Roth IRA accounts, considered Tax Advantaged!

TAX ADVANTAGED ACCOUNTS

1099 NEVER Provide tax deferred growth, access to funds before age 59 ½ without the 10% penalty [you become your own Banker]. Income TAX-FREE* Distributions.

NON-QUALIFIED PLANS

Properly structured and funded Tax Advantaged Life Insurance, contains characteristics that no other Financial Vehicle can match!

Tax-Bracket Retirement planning involves utilizing all 3 buckets to maximize your retirement income while allowing YOU to control the amount of taxes you pay under the IRS tax code. IRC Sec. 7702 and 7702 A9(b)

*Tax-Free Income is based on a properly structured and funded policy. Utilizing Partial Surrenders and zero or low cost loans, while keeping the policy inforce.