Small Business Merchant Account

Jump to the top of your league

Every small business that aims to make it big in its league needs take every step with extreme caution in order to ensure optimal efficiency across the board and complete customer satisfaction. When it comes to small business credit card processing, the decision makers can never be too careful. In addition to ensuring that the solution you select is capable to execute card transactions in a seamless manner, equal consideration needs to be given to the security of your customers’ information. Charge.com promises the best of both the worlds.

The fear of 'new' technology

There is a tendency to fear while introducing new things to your business, especially among small business owners. We know that very well from personal experience as well. There is so much new technology out there, and one thing that is popular today may be obsolete tomorrow. Likewise, many new technologies enter the business world and then get replaced. To small business owners this may mean that new technology is something not worth spending money on. And while that is understandable, there are consistent technological additions you can make in your business to earn more, and no businesses should refrain from those. One example is card processing. People use credit cards, debit cards and different merchant accounts to buy and sell online. That is not all; debit & credit cards are used to buy from real physical stores as well. All that is needed is a POS device and help of a credit card processor for small businesses. Accepting credit card payments can be highly beneficial to small businesses. If you have a business, then make sure to integrate a reliable payment gateway to allow you to accept credit card payments.

Why is accepting credit card payment good for small business?

Exposure to a bigger market: Without opening different branches or marketing massively your business can gain exposure to a larger crowd. People don’t like carrying cash around; it is not as safe anymore. So, your business will attract people who only use debit & credit cards for payments. It is high time you integrate certified payment processing in your business.

Customers shop more: When you can physically touch and count your money, you are more aware about spending less. With a credit card however the impulse to buy increases. Once you integrate credit card processing in your business you will see quite a big rise in sales.

Why Choose Charge.com?

A registered ISO of Wells Fargo Bank, Charge.com is one of the most revered names in the realm of small business card processing. Leveraging extensive experience in the domain, we have developed an all-in-one solution for small businesses to accept card payments and manage transactions. Our payment processing solution gives you a unified view of all transactions, ensure complete transparency, and equip you with an array of tools for efficient transaction management.

Since inception, Charge.com has equipped a large number of small businesses with robust payment processing capability, helping them to thrive in today’s highly competitive global markets.

It's time to start thriving in your market

What Sets Us Apart?

Continual increase in the popularity of the web has made a large number of businesses to take the virtual road, which has resulted in the emergence of numerous payment processing service providers. It has, therefore, become a challenge to choose a contender when it comes to small business credit card processing.

Putting all apprehensions to rest, we give you all the reasons to make up your mind and choose us as your payment processing solution provider. Here is a list a few of the salient ones:

Zero Setup Fee

Round the Clock Support

Free Software, Free Terminal

Free Web Shopping Cart

Low Processing Fees

No Hidden Charges

SSL Secured Transactions

FDIC Insured Funds

In short, if you need a reliable, secure and cost-effective small business credit card processing solution, you don’t need to look any further. Choose Charge.com and you will not find yourself looking for another provider, ever again.

We’re so confident that Charge.com has the lowest costs that we will pay you $200 to find a better deal! If you find a competitor of Charge.com offering a direct merchant account and the same hardware, software, or payment gateway that Charge.com currently offers, Charge.com will beat the costs of the competitor’s offer or else pay you $200. And if you are currently processing credit cards, then if you send us your most recent credit card processing statement, Charge.com will beat the competitor’s costs or else pay you $200. If you open a new Charge.com merchant account, and then find a lower offer afterward, Charge.com will honor the low cost guarantee for 30 days after opening the account.

In order to take advantage of the low cost guarantee, merchants must provide a contract from a competitor showing the full fee-schedule, and the competitor must be a verifiable registered provider of Visa and MasterCard services or, for merchants already processing credit cards, merchants must provide a copy of their most recent credit card processing statement long with a copy of their original merchant agreement that includes the full fee-schedule. When comparing costs, we will analyze all costs including, but not limited to, processing fees, transaction fees, monthly fees, annual fees, cancellation fees, and costs for hardware, software, or payment gateway.

We will project these costs based on the merchant’s actual or projected monthly credit card sales volume and average ticket size. In the event Charge.com fails to beat a competitor’s offer, in order to receive the $200 payment from Charge.com, merchants are required to open a merchant account with Charge.com or send proof that an account has been opened with a competitor that Charge.com failed to match pricing of, and the merchant must keep the account open for a minimum of three months.

This offer is limited to merchants who reside within the fifty United States and whose businesses are physically located within the fifty United States. This offer expires March 1, 2016, and may be extended further at the sole discretion of Charge.com.