Technical and Emotional Preparation for the 341 Bankruptcy Meeting of Creditors

No one plans far in advance to file for bankruptcy. But whether it is a Chapter 7 filing liquidation of assets (minus the generous exemptions allowed under New York bankruptcy law) or reorganization under Chapter 13, a bankruptcy can be the solution to financial problems that build over time.

Many bankruptcies, however, do come from sudden events: the loss of a job, a natural disaster (such as Hurricane Sandy) or an illness that means medical expenses on top of being unable to work. Mixed in with all of this, of course, is a great deal of emotion: guilt, shame and feeling a lack of control commonly accompany the process.

A good bankruptcy attorney helps guide the filer through the process in a way that accomplishes what bankruptcy is intended to do: allow the individual to be protected from the day-to-day hassle of creditors and collection agencies and to rebuild anew. The attorney should also prepare the filer for the 341 bankruptcy meeting of creditors. This is a required part of the process, but can be much less stressful if the filer does the following:

Prepare: Make sure all documents are gathered and ready a day or two in advance.

Notify in advance: If anything significant has changed since the paperwork was signed, discuss it in advance with your attorney.

Be punctual: There may be security checkpoints leading to the hearing, so expect delays. The bankruptcy trustee does not appreciate being kept waiting by your inability to plan ahead.

It makes sense to work with a bankruptcy attorney who creates that sense of reassurance from the first meeting. Contact a New York bankruptcy lawyer to discuss how it works and what options you may have.

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Helping consumers make healthy financial choices Is Bankruptcy Right for You? The Law Office of Gregory Messer provides a wide range of services for individuals and families suffering from the weight of excessive debt. Attorney Gregory Messer personally works with you to set your mind at ease and relieve the strain financial woes have placed on your personal and professional lives. Deciding to file for bankruptcy can be difficult and scary, and our law firm is here to help make the process as easy as possible for you. While our courteous, knowledgeable staff members are available to answer any questions you may have, you spend the majority of your time dealing directly with Mr. Messer - a well-known, highly esteemed lawyer. An exclusive focus on bankruptcy law Gregory Messer can help you determine whether bankruptcy is right for you and, if so, what form is best to file. He has more than 30 years of experience representing debtors in: Chapter 7 bankruptcy Chapter 13 bankruptcy Mr. Messer also handles Chapter 11 bankruptcy filings, debt consolidation procedures, and an array of other bankruptcy-related issues. Accolades Mr. Messer has received extensive recognition over the course of his legal career for his diligent, ethical nature. A panel trustee for the Chapter 7 Trustee Panel for the Eastern and Southern districts of New York since 1980; he became Board Certified in Consumer Bankruptcy Law by the American Board of Certification in 1995. He is listed in Super Lawyers and the Bar Register of Preeminent Lawyers™ and is AV® Preeminent™ Peer Review RatedSM by Martindale-Hubbell®. Additionally, he has received multiple awards for service to those in need in the Brooklyn community. Comprehensive service from qualified counsel Reach out to the Law Office of Gregory Messer online or at 718-619-8282 to schedule a free initial consultation. Our office is located across the street from the U.S. District Bankruptcy Court in Brooklyn and is close to the Borough Hall and Court Street subway stations. We serve residents throughout New York City and Long Island. To ensure every client's filing receives the attention it deserves, we are an appointment-only law firm with flexible hours adjustable to fit your needs.

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