As aDirect
Mortgage Lender, our combination of refinance loan programs, rates, and services are
unsurpassed in the marketplace. We deliver value-added loan solutions
to fit every clients needs. Our goal is simple—to offer the unlimited loan
options of a major lender with the personal service and feel of a family-owned
business. We take great pride in our corporate values—strong ethics, family
values, teamwork, and we BEAT THE BANKS everyday!

Refinance programs

HARP
- Home Affordable Refinance Program for homes that have lost value. Even
being underwater is OK

Standard refinance Option

Standard 30, 25, 20, 15, and 10-yr fixed loans

1, 3, 5, 7, and 10-year Adjustable loans (ARM)

Pick your amortization (any year loan from 8 to 30-years)

Jumbo Loans over $453,100 (both fixed and adjustable)

Second / Vacation Homes

Investment Loans

Local Service - Nationwide
PowerWe are part of Lenders One, a national alliance
of Mortgage Bankers.As
a lenders One partner, we are rated part of the3rd
largest lender in the country, with over 300,000 loans originated, and
$30 Billion dollars in closed volume.

FHA,
VA, and USDA Approved LenderWe are an Approved Lending Institution
for FHA, VA, and USDA Government Loans.While
we are an approved lender, we are not part of HUD, FHA, the Veterans
Administration or the United States Department of Agriculture. We are not acting on
behalf of, or under the direction of HUD/FHA, VA, USDA, or the Federal Government
in any way. FHA and VA do
not lend directly to the public, only through approved lending institutions like
Mortgages Unlimited.