EXAMPLE 1SITUATION: An O-4 with two dependents is assigned to a PDS and rents a house in the vicinity of the base.VHA ELIGIBILITY COMPUTATION:STOPHEREIF7gISGREATERTHAN7c.Column Aa. BAQ519.90b. FSA Type Ic. VHA262.34d.Totale. Housing cost800.00f. Utility/Maintenanceexpense296.34g.Totalh.i.j.782.24 k.1096.34l.mColumn BEnter amount from 7d.Enter amount from 7g.Subtract 7i from 7h.Enter amount from 7c.Subtract 50% of 7j from 7k.Enter difference. This is the members VHAentitlement.VHA: Since the members housing cost plus utility/maintenance allowance (7g) exceeds the total of the BAQ andVHA (7d), the member is entitled to the full VHA.Figure 8-10.Example of a VHA offset computation.EXAMPLE 2SITUATION: An O-4 with two dependents is assigned to a PDS and owns a home in the vicinity of the base. Themonthly mortgage, including taxes and insurance, is $400.VHA ELIGIBILITY COMPUTATION:STOP HERE IF 7g IS GREATER THAN 7c.ColumnAa. BAQb. FSA Type Ic. VHAd.Totale. Housing costf. Utility/Maintenanceexpenseg.Total519.90262.34400.00296.34h.i.j.782.24k.696,34l.mColumnBEnter amount from 7d.Enter amount from 7g.Subtract 7i from 7h.Enter amount from 7c.Subtract 50% of 7j from 7k.Enter difference. This is themembers VHA entitlement.782.24696.3485.90262.3442.95219.39VHA: Since the members housing cost plus utility/maintenance allowance (7g) is less than the total of the BAQand VHA (7d), the VHA offset applies and the member receives a reduced amount of VHA.Figure 8-11.Example of a VHA offset computation.computation of the VHA offset. Only the bottomcomputed differently. A member entitled to VHA andsection of the certificate is shown.residing with one or more members entitled to VHA orCOMPUTING THE VHA OFFSET FORindividuals, excluding dependents of the member, whoSHARERS. For members who are consideredcontribute money toward the payment of rental orsharers, the housing expenses and housing income areownership expenses is considered to be a sharer. In8-21