Life Insurance

Disability Income

Provides you with a monthly income if you are sick or injured and cannot work.

Critical Illness

If you are diagnosed with a serious illness, we provide a lump sum payment to help.

Life Products

We offer a variety of solutions to meet both your short-term and long-term life needs.

Accidental Death

Protect your family in the event of an accident resulting in death.

Life Insurance Citrus FL

Whether you are new to insurance or looking to add additional coverage, we’ll help guide you through the process to find the solution that is right for you. Each of my plans has additional options to fit your life and bring you peace of mind.

I offer a number of plans that may be available as part of your employee benefits. From offering affordable insurance that’s available when needed, to the convenience of premium payments through paycheck withholding, there are many effective insurance plans available call me today 352-270-8873.

Service Includes

Annuities

When it comes to retirement, the key is being prepared. Annuities are specifically designed to help you accumulate money for retirement or turn a lump sum into a guaranteed stream of income. And, your principal and interest grow tax-deferred until distribution. You can choose from several payout options, including a retirement income you can’t outlive.

Term Life Insurance

Term life insurance provides guaranteed benefits over a specified period of time. A term life policy is ideal for someone who wants affordable life insurance protection during important life events such as marriage, birth or adoption of children, buying a new home or starting a business.

Disability Income

If you have an illness or injury that makes it impossible for you to work, disability income insurance can provide you with a portion of your lost income. The benefits are paid monthly to help with your mortgage, car payments or living expenses, or to keep your business running without you. We offer a variety of plans that can help keep your life moving while you get back on your feet.

Accidental Death

Accidental death insurance provides a cash benefit if the loss of life is caused by an accident and not by illness or natural causes. With competitively priced guaranteed premiums, this protection provides a security benefit regardless of other types of insurance held.

Universal Life

Universal life insurance is all about flexibility. When life changes, a universal life policy makes it possible to adjust your protection to fit your needs. As your family grows, your business expands or your income and responsibilities increase, your premium and coverage amounts can be adapted to your new circumstances. Universal life is designed to provide lifetime insurance protection and cash value accumulation under one policy.

Voluntary Employee Benefits

I offer a number of plans that may be available as part of your employee benefits. From offering affordable insurance that's available when needed, to the convenience of premium payments through paycheck withholding, there are many effective insurance plans. Ask your employer about Insurance at work.

Whole Life Insurance

Whole life insurance offers coverage that can last a lifetime, with the security of guarantees for you, your family or business. The income tax-free death benefit can provide financial security for those who depend on you. The funds may be used to provide an income, pay off debts, ensure a child can go to college or protect a family business. A whole life policy also accumulates cash values that can help you achieve your financial goals.

Critical Illness

Surviving a critical illness, such as cancer, heart attack or stroke today is more likely than ever—but can come with financial costs and uncertainty. A critical illness policy can help alleviate those worries by paying a lump-sum benefit when you are first diagnosed with a covered illness or medical condition. The critical illness benefit can be used to cover your mortgage, monthly bills and living expenses, out-of-pocket medical costs or in whatever way best fits your needs.

About Me

I credit my success to the personal service we provide our prospective clients and current policyholders while offering the same rate you would receive if your policy was purchased direct. We appreciate the opportunity to provide you with a local solution to all your insurance needs.