Although these structures share some common features, many variations of such structures exist and transactions are often bespoke. As a consequence those first to access this market in Australia will potentially set the domestic standard.

On 17 September 2009, the Senate Economics References Committee (the Committee) released its report "Government measures to address concerns in the financial sector - The Financial Claims Scheme and The Guarantee Scheme for Large Deposits and Wholesale Funding" (the Report). In a welcome move from the Committee, both sides of politics supported the introduction of a guarantee scheme for residential mortgage-backed securities (RMBS) (the RMBS Recommendation).