Synergy offers the protection of a three-in-one solution: a life insurance policy, a disability insurance policy and acritical illness insurance policy – all in one package.

Your disability protection

Your critical illnes protection

Your life protection

Disability insurance to age 65 if you can’t work in your regular occupation because of illness or injury

Critical illness insurance to age 65 for 22 defined conditions

Term life insurance to age 65

Waiting period of 90 days (or 180 days if your income is less than $15,000)

Early Intervention Benefit provides coverage for the early stages of ductal carcinoma in situ of the breast, stage A (T1a or T1b) prostate cancer and coronary angioplasty

Synergy payments are waived if you are on a claim for disability

Recovery Benefit provides fast access to a portion of your benefit so you can get started on your recovery sooner

You and your eligible family members have access to Manulife’s Health Service Navigator

Option to purchase a Manulife permanent life insurance policy using your remaining amount of available insurance at age 65 – without medical underwriting.**Available provided you have not received a critical illness covered condition benefit and is limited to your remaining amount of insurance. Also subject to Manulife’s minimum limits for the product you choose.

Your Synergy critical illness policy covers 22 conditions:

Cancer

Coronary Artery Bypass Surgery

Heart Attack

Stroke (cerebrovascular accident)

Alzheimer’s Disease

Aortic Surgery

Benign Brain Tumour

Blindness

Coma

Deafness

Heart Valve Replacement

Kidney Failure

Loss of Limbs

Loss of Speech

Major Organ Transplant

Major Organ Failure (on waiting list)

Motor Neuron Disease

Multiple Sclerosis

Occupational HIV Infection

Paralysis

Parkinson’s Disease

Severe Burns

Early Intervention conditions:

Coronary Angioplasty

Ductal carcinoma in situ of the breast

Stage A (T1a or T1b) prostate cancer

What’s your risk?

All too often we hear about someone we know who has to face the unexpected. It’s hard to believe, but it couldhappen to us when we least expect it.

The risk of dying before age 65 is relatively low for many people. And yet, we often feel an obligation to protectthose we love from that risk.

Factor in the risk of disability or a critical illness before age 65 and the picture changes. Dramatically. And whilethankfully, recovery is often the outcome, these claims can be devastating to the financial future of you and your family.

Synergy is:

Easy to manage – fill out one application, pay one amount

Affordable – address three risk areas with one cost-effective solution

Unique – its pool of money concept provides protection across three needs

Flexible – choose from $100,000 to $500,000 in Synergy protection

Welcome to Synergy — here for you when life happens. Refer to the Guide for particulars.

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Global Pacific Financial Services Ltd. is an independently owned and operated Managing General Agency. Global Pacific is licensed and operating in the following provinces: British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, and Nova Scotia. By logging into the Global Pacific website you agree to comply with Global Pacific’s Terms & Conditions.