Re: Insurance

In Reply to: Re: Insurance posted by sebo on June 08, 2000 at 12:27:08:

: : Hi., Unfortunately, Social Security disability payments do not amount to much to secure your future. There is no way of knowing how quickly or if at, all your MS will progress. If you have insurance already (i.e. life insurance, disability insurance) you may want to contact the agent who sold this to you or your company, for avenues to different types of supplemental insurances that may help you maintain your present lifestyle should you become disabled. I must stress that the medical field has come a long way from immediately telling MS patients that they will be destined to a wheelchair. It is hardly ever so. With the treatments available for MS and with a good multi-vit., extra C (500-100mg), and an extra E vitamin, you will serve yourself better than to use energy worrying about an unknown future. You must know that no ones future is really secure. We just are given a possible insight to our future by having this disease. We are given the gift of time to plan ahead. So many others are not given this gift. A positive outlook goes a long way, not only for ourselves but for our loved ones. : : As for your buying a house, I would have a 15 year mortgage on my home and I would try to pay,$50 or any amount more on each monthly payment. This would reduce your mortgage to almost a 10 year plan. The $50 extra would go on the principle only and would be much more valuable to use in this way. Most likely, your home will be paid off before you even need to consider disability! Good Luck to You. : : P.S. You may have flare-ups of your disease and some symptoms will disappear and some may not. In all these occurrences, please keep a positive attitude and adjustments will be easier to be made (for all involved). MS IS a LIVABLE DISEASE!

: : : I've been recently diagnosed with ms. I have a million worries going through my head, but let me ask you all if anyone is familiar with the subject of disability benifits from social security. I recently bought a house and was starting out my life now I am worried about tomorow. I am worried if I become disabled and I am not able to work how will I pay my bills. I would apreciate any info, Thank you