homeowners insurance: Home Insurance Needs
- 05/12/11 04:44 AM
For most of us, purchasing a home is the biggest investment we will make. It is essential to protect that investment, as well as personal possessions and liability to others while they are on the property. Home insurance is mandatory, but how much is enough? An insurance industry survey in 2008 reported that 64 percent of homes in this country are underinsured, and do not have enough coverage to rebuild their home should they suffer a total loss. Consider the following guidelines when reviewing your insurance needs: - Be sure to have enough insurance coverage to rebuild your home based on current (0 comments)

homeowners insurance: Know Your Flood Zone Designation
- 12/22/10 05:20 AM
In September, 2009, Georgia experienced a series of floods that greatly impacted the state. Nearly 20,000 homes and businesses sustained major damage and 17 counties were officially declared federal disaster areas. FEMA's floodplain maps for Cobb County are being updated. The most recent flood maps are available on FEMA's Web site, www.fema.gov . They can be accessed by clicking on the "Flood Maps" link listed under "Quick Links." You can enter your exact address and find information according to where you are located. Google Earth also recently updated its aerial imagery maps, including the FEMA maps for Cobb, to the www.msc.fema.gov (0 comments)

homeowners insurance: Protect Your Possessions with a Home Inventory
- 06/06/10 09:38 AM
An important aspect of homeownership that is often overlooked is the need to establish a home inventory. How quickly we accumulate possessions, but don't always upgrade insurance coverage to protect them should a distaster occur. The first place to start is with photographs and/or videos of your belongings. Remember, it is important to keep a current record, so do this periodically. Focus on individual items in each room and take additional video of smaller items such as jewelry, watches, silver and related valuables or keepsakes. Next, prepare a detailed written account of what you own and be specific. Whenever possible, include (2 comments)

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