You could win $5000!

Turn your debit card on and off instantly using only your smart phone.

CardValet from Bank of the James is a smartphone app that allows cardholders to safely control their debit card. Turn your card on and off, set spending limits and boundaries, and schedule instant alerts.

Get Real-Time Alerts and stay informed about account activity

Our Real-Time Alerts are now better than ever! Stay up to date on balances, transfer activity, deposits, and more with alerts delivered to you in real time via email or text.

Save for College

Paying for college can be affordable! At Bank of the James, we have tools to help you plan your expenses and create a budget to pay off student loans. At such a crucial time, it’s important to have a bank you can trust to guide your financial decisions. You’ll be surprised at the stories of students who have been able to start their careers with financial success.

Buy a Home or Car

Start the home search here! Bank of the James offers tools and support to help you understand which mortgage loan is right for you. Our mortgage team can answer questions to help get you financed. Also, you can learn about how to pre-qualify for a mortgage loan. This will help you get a house faster and with less stress.

Planning For Retirement

We’re here to help you plan. At Bank of the James, we care about your retirement. That’s why we have collected ideas to help you save, plan your spending, and make the most of your accounts. We can give you tips that show you how to make the most of your company’s benefits, your personal savings, and assets. It’s easy to start planning now for your retirement.

What makes Bank of the James different?

At Bank of the James, we focus on relationships first. By getting to know you, we’re able to find solutions that let you meet your goals and fulfill your dreams. We’re creative and understanding, plus we have the flexibility to customize loans and provide financial solutions that suit your situation. Bank of the James was founded in 1999 as we watched many of our local banks being taken over by large corporate banks and institutions. We saw the level of service and quality of banking available to our community erode as decisions were being made in other states, and customer service was defined by an automated message at the other end of a toll-free number.