Excellency

Privilege Club

Being a member of ADCB Privilege Club comes with exclusive everyday experiences - like being assigned your very own personal banker or having special pricing on our products and services to name a few.

Service Guarantee

ADCB Offshore Banking – Jersey Branch

Ambitious people want to preserve and protect what their success has brought them. Like with business opportunities, we are often prepared to look globally when it comes to searching for the optimal saving solutions.

That is why ADCB has introduced Offshore Banking.

An offshore account simply means an account outside your country of residence. With ADCB Offshore Banking, your money will be held in Jersey – one of the leading offshore financial centres in the world. The Island of Jersey is an independently administered jurisdiction with comprehensive laws and regulations to protect its financial services industry.

Global Portability

As someone living away from home, offshore bank accounts will help you manage multiple currencies from anywhere in the world. Offshore accounts can be used to accumulate and grow your savings in a potentially tax efficient location. These savings will be easily accessible to you, irrespective of the country you reside in and can be managed efficiently using our award winning ADCB Personal Internet Banking, which is convenient, user-friendly and secure.

Inheritance & Estate Planning*

After a lifetime of accomplishments, you will want to ensure that your family is well protected and inherits your estate seamlessly. Our Offshore Banking facility can provide peace of mind when it comes to inheritance planning. With ADCB Offshore Banking and with the correct estate planning in place, you can have control over who will inherit your estate and you can facilitate distribution of wealth to your beneficiaries as you desire.

*The information stated in the website should not be construed as legal or estate planning advice. The administration of estates in Jersey may be affected by a number of factors such as the deceased’s country of domicile and the existence of a Jersey will. Customers should seek professional estate planning advice in relation to their specific circumstances.

Flexibility and Control

Offshore Banking has always been an excellent way of ensuring real control over your long-term finances. Now, it is also completely flexible. In fact, we are able to offer the same high level of service you would expect with traditional, onshore banking, not to mention a highly impressive product range.

A wide range of products

We offer a variety of accounts in US Dollars, Euros, Pound Sterling and other major currencies, which you can access 24/7, including:

Current Accounts

Savings Accounts

Time Deposits

The same full suite of investment products offered in UAE can also be held in custody with our Jersey branch. Your Relationship Manager based in UAE will look after your onshore and offshore banking relationship giving you a convenient access point and consistency in account management.

You will have the option of receiving an internationally accepted Offshore Banking Debit Card along with your Savings Accounts. These cards are acceptable at more than 900,000 ATMs and 23 million retail outlets worldwide.

Easy access, whenever you need it

Even though you will be banking with ADCB Offshore, you will benefit from all the convenience that comes with our onshore accounts and you will continue to have one Customer Identification (CID) number, which allows you to see all your accounts, wherever they are located.

You can also access your funds internationally using the ADCB Offshore Banking foreign currency debit card card. These cards are acceptable at more than 900,000 ATMs and 23 million retail outlets worldwide.

You will also have the support of your dedicated Relationship Manager who will be happy to assist you for all your banking queries, along with access to all the ADCB branches across the UAE and our 24/7 toll-free contact centre, where our teams are equipped to help you.

Rewards

Earn rewards while you bank!

TouchPoints is the ADCB bank-wide loyalty program that rewards you almost every time you use an ADCB product or service. TouchPoints earned can be redeemed for vouchers for many of the UAE’s premium retailers, or for Emirates Skywards miles or Etihad Guest miles.

Click here to learn more about how to earn and how to redeem TouchPoints.

Eligibility Criteria

ADCB Offshore Banking is currently open to clients maintaining the eligibility criteria of either Privilege Club or Excellency.

An Offshore Banking relationship can be opened with a relationship balance* as low as USD $25,000 or currency equivalent **.

* Relationship balance is the total aggregate balance maintained in your Deposit Accounts and the value of your Investment held in custody with ADCB Jersey.
**Offshore Banking Terms & Conditions Apply

ADCB Jersey is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website: www.gov.je/dcs, or on request.