Unlimited 1% cash back on every qualifying purchase made. All cash back earned goes straight to a Marine FCU principal mortgage payment once a year. Earn double cash back on all home improvement purchases in the first 90 days of owning your card ... all with no annual fee.

*After 12 months APR will range from 10.49% - 18%, based on creditworthiness. Annual Percentage Rate may vary. No rewards are earned on balance transfers. Programs, rates, terms, and conditions are subject to change without notice. Membership and credit eligibility required.

The promotional APR of 2.9% is available for 12 months. After 12 months, your rate will be increased to the Cash Advance Rate on your current credit card Agreement. The Cash Advance Rate is 2% higher than the Purchase Rate. To qualify for the promotional APR, the balance transfer must post to your Credit Union account by March 31, 2019.

Most balance transfers will be processed within 15 business days of being received by Credit Union, but in some cases it can take up to 30 days. Remember to stay current on your credit card payments with other creditors until your balance transfer has posted to your Credit Union account. Balance transfer request(s) cannot exceed available credit limit. Balance transfers may not be used to pay other credit cards or loans issued by Credit Union, and balance transfers do not earn rewards. There are additional conditions that may apply.

The minimum payment requirement can cause promotional balances to be paid in full prior to the end of the promotional period. There is no grace period on your balance transfers. Interest will begin to accrue from the day the transaction posts to your account. If you take advantage of this balance transfer offer, you will be charged interest on purchases. To avoid interest on new purchases after you transfer a balance, you must pay all balances on your account, including any balances you transfer under this offer, in full by the first payment due date.

Generally, we first apply an amount equal to your minimum payment to the balance on your monthly statement with the lowest APR, which may be the amount you add by transferring a balance. Any payment above your minimum payment would generally then be applied to the balance on your monthly statement with the highest APR first. Payments are applied to balances as they appear on your monthly statement before being applied to new transactions.

Refer to your Credit Card Agreement and Disclosures below for further details.

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When you open an account with us, we'll strive to uphold the Marine FCU Mission of "Working together to secure and protect your financial success." We look forward to helping you build a bright financial future.