Do you know where your money is going? A budget planner is a great way to keep track of your expenses and savings.

All online calculators simply provide predictions of what could happen in the future. Don't make decisions based solely on the outcome of a calculator and always consider getting licensed financial advice when making super or retirement plans.

If you have any questions related to the Moneysmart calculators, the assumptions behind their calculations or any other queries related to their tools, please head to the MoneySmart website.