Disclaimer

Your privacy is very important to us.We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.

Third Party Website Disclosure

You are leaving OSB Community Bank's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of OSB Community Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. OSB Community Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.

Third Party Website Disclosure

You are leaving OSB Community Bank's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of OSB Community Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. OSB Community Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.

Personal Loans

As a local community bank, we channel most of our loans to the neighborhoods where our depositors live and work, helping to keep local communities vibrant and growing. We value our customers, which is why we serve you with a skilled Retail Lending Team that will work with you to achieve your lending needs. Because we are a locally owned bank, you have the convenience of quick decision making concerning your loan request.

Mortgage Loans

Are you looking to buy a new home, or to lower your existing mortgage payments by refinancing your home loan? If so, OSB would love to help you get the mortgage loan that fits your unique needs.

Our goal is to make your mortgage application as easy as possible. Our experienced lenders provide personalized service and can walk you through the process of securing a mortgage. Learn more about why OSB is the right mortgage lender, click here.

Wondering how to apply for a mortgage loan for the Michigan home? A good place to start is by reviewing these FAQs about our mortgage loan closing process.

How to Get Started

2 most recent consecutive paystubs for all applicants covering the last 30 days

2 prior years W2’s

2 prior years full tax returns with schedules – if self employed only

Social Security or Pension Award Letter – if applicable

Student Loans

There are many ways to pay for the cost of a higher education. After considering all your federal loans, scholarships and grants you may still have a gap you need to cover to pay your total college costs.

OSBcb works with the iHELP Student Loan program to provide an attractive private student loan that can help to cover that gap.