Table 18. Standard errors for life insurance plans: Employee
contribution requirement, State and local government workers,
National Compensation Survey, March 2010

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

1.4

1.4

Worker characteristics

Management, professional, and related

1.4

1.4

Professional and related

1.5

1.5

Teachers

1.3

1.3

Primary, secondary, and special education
school teachers

1.1

1.1

Service

1.8

1.8

Protective service

1.8

1.8

Sales and office

1.9

1.9

Office and administrative support

2.0

2.0

Natural resources, construction, and maintenance

1.8

1.8

Production, transportation, and material moving

1.8

1.8

Full time

1.4

1.4

Part time

2.0

2.0

Union

0.8

0.8

Nonunion

2.6

2.6

Average wage within the following categories:1

Lowest 25 percent

3.0

3.0

Second 25 percent

1.6

1.6

Third 25 percent

1.4

1.4

Highest 25 percent

1.1

1.1

Highest 10 percent

1.7

1.7

Establishment characteristics

Service-providing industries

1.4

1.4

Education and health services

1.8

1.8

Educational services

2.0

2.0

Elementary and secondary schools

1.4

1.4

Health care and social assistance

2.6

2.6

Hospitals

3.2

3.2

Public administration

1.7

1.7

1 to 99 workers

2.1

2.1

1 to 49 workers

2.4

2.4

100 workers or more

1.4

1.4

100 to 499 workers

2.1

2.1

500 workers or more

1.7

1.7

State government

3.9

3.9

Local government

0.9

0.9

Geographic areas

Middle Atlantic

1.1

1.1

East North Central

3.3

3.3

West North Central

2.2

2.2

South Atlantic

2.5

2.5

West South Central

1.9

1.9

Mountain

2.2

2.2

Pacific

0.5

0.5

Footnotes:

1The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are based on
the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.

NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.