*No charge for transfers from a designated overdraft protection source. If you do not have a designated overdraft protection source or if your overdraft source lacks funds, Tech CU can elect to pay items that would overdraw your account under our overdraft protection (courtesy pay) service. NSF fees apply. You need to opt in to use our overdraft protection service (courtesy pay) for your ATM and every day debit card transactions. Fees and charges are subject to change. See the Schedule of Fees & Charges brochure for fee information.