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Hazard — A circumstance that increases the likelihood or probable severity of a loss. In property insurance, the policyholder is required to carry coinsurance equal to a specified percentage of the value of property to receive full payment on a loss. In life insurance, living and death benefits are listed. Real deep stuff, huh? Extended Replacement Cost — This coverage pays a certain amount above the policy limit to replace a damaged home, generally percent or percent. Casualty — Liability or loss resulting from an accident. Auto Insurance — A form of insurance that covers losses for which the insured is liable as a result of owning or operating an automobile. Laurelbluff Cabins linda laurelbluffcabins. Bold images combined with a unique size, printed on a matte, recycled groundwood stock, Do South is positioned to stand out amid any competition. Insurance Attorney - An attorney who practices the law as it relates to insurance matters. Have an event to submit? Primland Busted Rock Rd.

Defensive Driver Discount — Certain drivers who have voluntarily taken a defensive driving course may quality for this discount on their auto insurance premiums. Coinsurance — An insurance-related term that describes a splitting or spreading of risk among multiple parties. Co-payments are not usually specified by percentages. Named Insured — The person or entity listed on a policy declarations page. Depreciation — The decrease in value of any property due to wear and tear or age. Losses Incurred Pure Losses — Net paid losses during the current year plus the change in loss reserves since the prior year-end. About Do South Do South is not your traditional 8. Comprehensive Insurance — Auto insurance coverage providing protection in the event of physical damage other than collision or theft of the insured vehicle. Additional Living Expense Insurance — Coverage under a Homeowners, Condominium and Renters policy reimbursing costs of residing in a temporary location until the insured's home can be made whole again. Deductible — Amount of loss that the insured pays before the insurance kicks in. In health insurance, coinsurance is a percentage of each claim above the deductible paid by the policyholder. Insurance Attorney - An attorney who practices the law as it relates to insurance matters. Appraisal — Process that determined the value of property, or the extent of damage, usually performed by an impartial expert.