Nestled in the mountains of western Ukraine, the small town of Khust boasts some of the country’s greatest mountain biking trails. Tourists from all over the world come to experience the region’s beauty. For Lesya Login, a native of Khust, biking is a deep passion—something she and her husband, Nicholai, dreamed of sharing with others.

Early in their marriage, Lesya worked as a coach at a school while Nicholai worked as a bike repairman. They dreamed of one day starting their own business selling bikes. After Lesya purchased and sold several bikes to test out their idea, she was convinced that the business would work—but the Logins lacked the capital needed to get it off the ground.

As Lesya sought a solution, commercial banks repeatedly denied her loan applications, doubtful that someone so young—just 22 years old at the time—and with no business experience would be able to repay. Determined, Lesya continued to search for a bank that would give her a loan. That’s when their neighbor, Michael, told Lesya and Nicholai about the organization he worked for: HOPE Ukraine.