Home Repairs & Renovations Category

Broken foundations, beat up interiors, burned out rooms…they are all okay. When Humpty Dumpty fell off the wall, it may have been PrimeLending that put him back together with one of our renovation or construction loans. If you have the vision, we have the funds. Big or small, planned or not, these programs are a beacon of hope to many.
Inscribed on the Statue of Liberty is a quote...[...]

Are you struggling in this low inventory environment? Is it increasingly difficult to find the right property for your buyers? We hear about it all the time from our agents and we are getting loads of questions about it from our clients as well.
It seems like there are just not enough homes on the market. Or maybe the properties that are available do not fit your clients individual...[...]

Why do people want to buy real estate? It is a great long term investment. You aren’t paying for someone elses mortgage, you are building your own equity. No fear of rent increase every year. But I feel it’s not just investing in your own home that is 100% of the appeal. People want rental income. Using real estate to build wealth with an investment property is a significant...[...]

A USDA renovation loan is a great option for home buyers who are looking to purchase property in a rural area. This kind of loan offers flexibility for borrowers who may not normally be able to purchase a home due to income or credit limitations. Below we discuss two types of USDA renovation loans- Buyer/Seller option and the Escrow Holdback option.
USDA Buyer/Seller
Oftentimes, as a...[...]

You have an offer on your home, things are moving along and now, the appraisal has been scheduled. So now you are wondering how best to go about preparing your home for appraisal.
Preparing Your Home for Appraisal
Your To-Do List
1. Safety requirements. They might be small, but they are mighty important. Smoke/carbon monoxide alarms, and home security alarms, among other things are...[...]

A seamless renovation loan, imagine the possibilities!
Until now, renovation loans meant huge hassles for clients and their preferred contractors. Multiple detailed estimates were required. Additionally, lots of paperwork and a thorough background check for the contractors was necessary. The good news is, times have changed. We are making the renovation loan the perfect...[...]

The kitchen needs a paint job. No big deal, you could do it in a weekend for a few hundred bucks. However new paint would make the tile look dated… which it is… and you did want to add that extra wall outlet to charge the kids tablets. Updating the tile would make you want to update the cabinets and by this point you realize that the kitchen does in fact need to be...[...]

Turning Distressed Into Designer! Click to watch a short video about renovation!
Location! Location! Location!
It has been called the most important factor in Real Estate. You can paint or move walls, add a bedroom or bathroom, but you (typically) can’t move the home from it’s location. Quality of life, resale value, education can all be affected by the location of your...[...]

Renovation: Turning Ugly Into Opportunity
Orange County, CA – It’s been said that one man’s trash is another man’s treasure. Put differently, Robert Kennedy stated “There are those that look at things the way they are, and ask why… I dream of things that never were, and ask why not?” These statements accurately reflect a perspective of home renovation.
Many people walk...[...]

VA Renovation – Putting your VA Benefit to Work
Irvine, CA – Are you a veteran in search of loan to upgrade your home? Or have you found a home that has great bones but needs TLC. You like it but don’t quite love it. You’ve searched high and low for a VA renovation loan that will work but you’ve come up empty. Maybe you’re like many homeowners...[...]

Client Testimonials

Here's a testimonial from one of our many satisfied mortgage client.

Thank you Scott for making our first time home buying experience soooooo easy. You made the information very easy to understand. There were no headaches at all. You could even say that our experience was fun. It was a pleasure...