The Ontario Divisional Court revisited the vexing topic of disability benefits and the applicable limitation period in Western Life Assurance Company v. Penttila[i]. For claimants, the good news is that the principle of “discoverability” is alive and well, which means that the calculation of when the two year limitation period in Limitations Act starts to run depends on the circumstances of the particular case. Here is a brief chronology of the facts in the Western Life case: May 16, 2012 – LTD approved February 19, 2013 – Western advises the claimant that...

At Share Lawyers, we have a team of professionals to provide you the best representation. But don’t just take it from us! Today we hear from Megan, who came to Share Lawyers after being denied long-term disability benefits from her insurance company. She was unable to work after suffering a major heart attack. “I am so impressed with Share Lawyers,” said Megan. “From our initial conversation to completion I felt like I was really being treated with respect and genuine understanding of my claim. The ease of handling all my medical files and documents helped me to focus on...

When your disability insurance is denied because of an injury or illness, it can leave you feeling angry, confused, and even defeated. Trying to get the help you need can be a daily struggle for many. Searching for the right legal representation can be a challenge if you’re not familiar with the legal process or how to go about finding a legal team that will work for you, it can be part of what can seem like an altogether overwhelming process. This is how Jagadev felt when he was denied long-term benefits because he was finding managing the symptoms of his cystic fibrosis...

If you run your own business or are an employee in a business that has Desjardin group benefits, and your claim for long term disability benefits has been denied, here a few things that you might find helpful: The fact that your claim has been denied does not mean that you should not pursue your claim or that you don’t have a good case Share Lawyers has taken on many of these types of claims and succeeded in recovering fair settlements Desjardins covers business owners, many employees from large conglomerates and multi jurisdictional employers, to school and medical...

On September 26, 2017, Share Lawyers hosted a client appreciation event at our office on Yonge St. in Toronto. At the event, several clients who have demonstrated a passion for wanting to help others in the Share Lawyers community shared their story on video. With the footage, Share Lawyers has been able to create some videos that showcase their experiences with our company, and also provide advice and guidance to the community at large. Please take a look at one of our videos here! We’re so proud to have represented each of these people. In the coming weeks, you will see...

Applying for disability benefits is an overwhelming process, particularly for those suffering from mental illnesses. The uncertainty of the process combined with trying to prove an invisible disease to doubting insurance companies, leaves most victims feeling confused and hopeless. Rather than help, most insurance companies will add to this confliction by refuting your claim, which causes more stress during an already sensitive time. Paula D. faced a similar situation with her insurance company, and contacted Share Lawyers to assist with her claim. “When I first realized...