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Collecting since age 65) benefit is $1,400/month, and my…

Customer Question

collecting since age 65) benefit...

collecting since age 65) benefit is $1,400/month, and my wife's(age 77 & collecting since age 65) is only $254/month. Is this reasonable and correct? My Certified Financial Planner tells me my wife's should be equal to 50% of my benefit.

Experience: I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

Verified

Good afternoon,

I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today. I have been an attorney for more than 30 years and I handle social security issues.

This seems like a very crucial matter for you, and your questions and issues suggest that an in-depth conversation might best suit your needs. If you are interested, for a nominal charge I can offer you a phone conference as opposed to continuing in this question and answer thread. Let me know if you don't want a call and I will be happy continue here with an answer for you.

Either way, whether I call you or not, in order to give you a clear and concise answer, I will need some additional information about the circumstances, please.

1. How old are you now?

2. What is your wife's age?

3. Is your wife collecting a spouse benefit or a benefit based on her own lifetime earnings?

4. How much did you collect when you first started taking your social security benefit?

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.