Retirement Planning - Waukesha Wisconsin

In 2001, 2008 and 2015, many investors thought they were diversified, but suffered along with the declining markets.

Take back control of your financial situation and get your investme

nt plan back on track. The Berrall Kons Wealth Management Group is here to help you reevaluate your portfolio using the unique Envision® investment planning process.

This interactive approach can help you identify what your investment priorities are and then help you make adjustments in the future as your life and the markets change.

Our Envision process offers you an opportunity to see where you are now and create an investment plan that is flexible enough to adapt to whatever life throws your way, without completely altering your unique plan.

Reevaluate your investment priorities

Rethink you goals, don't abandon them

To help you develop a strategy to navigate today’s unprecedented market conditions, we will discuss your current investment goals with you using our unique Envision Priority Cards. The discussion is designed to help you, and your spouse or partner, realistically clarify your financial goals and prioritize your objectives.

The information you provide is used to develop an “ideal” investment plan. You’ll also be asked to identify suitable adjustments to allow for the development of an alternative “acceptable” investment plan. These two benchmarks provide the foundation for your recommended investment plan.

In addition, your Envision Profile includes your:

Life goals

Education goals

Assets

Liabilities

Cash-flow requirements

Retirement planning needs

Levels of acceptable investment risk

Asset allocation objectives

This allows us to help you strategically allocate your portfolio based on your needs and situation.†

The centerpiece of your Envision investment plan is a personalized benchmark called “the dot.” Instead of only tracking your portfolio’s performance against a major standardized index, such as the S&P 500, we use the dot to monitor your progress toward achieving your life goals.

While tracking an index lets you gauge market trends and relative performance, what’s more important is how well your investments are helping you work toward achieving your unique personal goals. We can update you on your dot’s progress as frequently as you want – weekly, monthly or annually.

Envision also offers you the flexibility to adjust your priorities, if necessary, based on fluctuating market conditions or life-changing events.

Tracking progress and minimizing risk

Envision uses a powerful statistical modeling technique to help confirm you are in the right “Target Zone” to achieve your life goals, without unduly sacrificing your current lifestyle needs or being exposed to unnecessary risk. When your personal benchmark moves out of the Target Zone or your personal situation changes, we will work with you on adjustments to your plan, such as modifying savings rates or reallocating assets, to get your investment plan back on target.

Staying on-target toward achieving your goals

The Envision process lets us look at your profile on a regular basis and make sure that you are staying on track. Keeping your dot within the Target Zone helps ensure you’re working toward your goals without making undue sacrifices or taking unnecessary risk.

Will you have enough?

Envision gives us the flexibility to adjust your profile to account for any of life’s changes, such as:

Increasing medical costs

Getting married or divorced

Helping a child or grandchild afford higher education

Caring for an elderly parent

Starting a second career

Long Term Care needs

Inheriting money or other assets

When things change, simply contact us to ensure your Envision profile keeps pace with your life.

Find your way forward in today's markets

Contact us today to schedule a confidential meeting to take a fresh look at your life goals, and to decide where to go from here using a process we call Envision.

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

This information is intended for use only by residents of (AL, AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, MI, MN, MO, NE, NM, NV, OH, SD, TX, VA, WA, WI). Securities-related services may not be provided to individuals residing in any state not listed above.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments.

Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment and Insurance Products Are:

Not Insured by the FDIC or any Federal Government Agency

Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate

Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC

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