Welcome to Truly Local Banking

We live, work and play in Niagara. We know Niagara’s economy, housing markets and unique communities (yes, even you Wainfleet, Chippawa and Ridgeway). We are Niagara, truly local banking. This means that the stories and insight we provide here will be unique to Niagara. Contrary to popular belief of financial institutions, PenFinancial employees do have a pulse. Our approach isn’t to sit here on our iron thrones scoffing at your holiday spending or your overpriced vacation as if we’ve never had some missteps; we want to start a real dialogue about your life events. Regardless of the balance in your bank account or your current life stage, we’re here to help. We hope that you enjoy our truly local advice.