Welcome to Our Personal Bankruptcy Blog

The bottom line with foreclosure, it means losing your home. It’s a legal process to recover the balance of a loan from the borrower who has stopped making payments. When people purchase a home, we refer to them as homeowners, but they really aren’t. They are...

Debt issues can lead to a world of emotional stress and mental anguish. Being aware of your finances and taking control of your “financial exposure” can reduce your risk of insolvency. The bankruptcy attorneys at Hines Law serving the surrounding Boston area can help...

It takes a lot of time and patience to bounce back from bankruptcy, but it can be done. Your path to recovery could take seven to ten years, but your credit can become great again. You just need to truly understand how this came about, set realistic goals, and take it...

Coupled with the gift of time, soul-searching, and new spending goals, you can obtain a new beginning after experiencing bankruptcy. It is possible for your credit score to become great again. It will take discipline and commitment, but you can do it! The first thing...

Financial exposure occurs when a debtor allows himself to be at high risk of losing money. There are many reasons for this, and more often than not, leads to overwhelming debt and a loss of financial control. How does this happen? Many factors can contribute to debt...

People file for bankruptcy for a number of different reasons. Job loss, illness, and divorce are three most common. They hit hard and quick and if you don’t have a backup plan your finances can spin out of control fast. Although bankruptcy can help, depending on your...

Do you owe more on your home than it is worth? Do you really want to stay in your home but think you need to sell? Think again. People often contemplate a short sale when they are underwater on their home mortgage and are having a hard time making ends meet. It may...

Hundreds of thousands of young adults owe more money on their credit cards than they have in their savings. People between the ages of 30 and 50 are the ones hit the hardest. A savings account stocked with emergency funds can be quite challenging for a young adult....

Every day countless individuals and families are denied the chance to build a better future based on credit discrimination. Credit discrimination destroys the financial well-being of its victims. It robs people of the opportunity to use credit responsibly to change...

When you are facing financial hardship and are unable to make loan payments on time, your car could be at risk. Like your home mortgage, a car loan is a secured debt and is subject to repossession if you miss a payment. If you are being threatened with repossession,...

If you have gone through bankruptcy or are contemplating it, you are not alone. Millions of Americans are drowning in debt and struggling with the overwhelming task of how to rebuild their lives after bankruptcy. Things such as credit scores, finances, and emotional...

Medical bills can be some of the most challenging debts to cope with. It affects people with or without healthcare coverage and is one of the leading causes of financial ruin. Having unpaid medical bills can take its toll on an entire household creating unimaginable...