What’s a driver to do? You can try to use less by doing things like checking tire pressure, cleaning air filters, and rolling up (or down) your windows. You might even try to hedge prices by following the advice in The Single Best Tip to Beat High Gas Prices. But here’s an additional idea you may not have considered: Adjust your car insurance. The same BLS report referenced above shows the average American spends more than $1,000 annually on car insurance. Squeezing savings from your policy will ease your pain at the pump.

1. Break down your policy

For example, if you have an older vehicle you own outright, it might make sense to drop comprehensive and collision coverage. These expensive components of a car policy cover theft, vandalism, and accident damage to your car when you’re at fault.

One rule of thumb suggests that if annual comp and collision coverage exceeds 10 percent of the car’s value, it might be worth dropping. So if your car is only worth $1,000 and comp and collision costs more than $100 a year, you might consider self-insuring against at-fault wrecks, theft, and other perils. But remember: If you don’t have full coverage on your car, you won’t have it when you rent one, either, which can mean paying outrageous rates at the rental car counter.

Another thing to remember: Don’t be penny wise and pound foolish when it comes to liability coverage. That covers other people, their property, and your butt if you cause an accident. It’s critical.

The point is that from roadside assistance to towing to comp and collision, insurance is made up of components, each with its own price tag. Go over your policy and understand what each part costs and what it covers. If you don’t understand it, there’s a simple solution: Call your company and make them break it down for you.

2. Raise your deductible

A deductible is simply what you’re willing to pay before your insurance kicks in. For obvious reasons, the more you’re willing to pay yourself, the lower your premium. The Insurance Information Institute says going from a $250 deductible to $500 can save 30 percent – and up to $1,000 can save more than 40 percent.

3. Ask about discounts

Many companies offer discounts for having anti-theft and safety devices, multiple policies with the same company, pay-as-you-drive, low mileage, non-smoking, no accidents, out-of-state student, over 50 – the list goes on and on. Even setting up online auto-pay can help. But realize that at many companies, although they may be aware you qualify for discounts on your policy, it’s their policy not to offer them unless you call and ask.

4. Comparison shop

As Stacy mentioned in the video above, he only does this every couple of years. But it can pay off, especially if you haven’t done it for a while. Take a few minutes and use our insurance tool to compare rates at the big companies, and then check out some smaller local ones after making sure they’re licensed insurers in your state. (Not sure about a company’s financial strength? Check their ratings at Standard & Poor’s.)

6. Drive cars that carry lower rates

Some vehicles cost more to insure – and not just Porsches either. While a low insurance rate may be way down the list of factors you consider when buying a car – certainly behind mileage – you can find out the least and most expensive cars to insure at Insure.com. For 2012, the cheapest to insure is a Toyota Sienna, and the most expensive is an Audi R8 Spyder.

The North Face takes up to 40% off a selection of men's, women's, and kid's apparel. (Prices are as marked.) ... Read
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Updated: 2 days 16 hr ago

Subway offers a selection of footlong sub sandwiches for $4.99. That's $1 under last January's footlong offer, although that was good on all sandwiches. You can choose black forest ham, meatball marinara, spicy Italian, cold cut combo, or veggie delite.

Subway offers a selection of footlong sub sandwiches for $4.99. That's $1 under last January's footlong offer, although that was ... Read
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Updated: January 2, 2018

As part of a class action lawsuit settlement, customers who purchased certain Roundup Weed & Grass Killer Concentrate Plus or Super Concentrate may be entitled to cash compensation. The suit alleged that these concentrated products were advertised to make more spray solution than they actually did. Eligible customers can receive a refund of up to 50% of the weighted average retail price for these products and are limited to 20 claims per household. (The actual amount will depend on the total numbers of claims from all customers.) Click here for more information. Claims must be submitted by March 6.

Note: To qualify for a claim in your state, you must have purchased these products after the dates listed here. (While most dates are April 5, the qualifying year varies by state.)

HP has announced a voluntary recall of select HP laptop batteries due to an overheating defect that could result in a fire or burn hazard to customers. For affected customers, HP is providing battery replacement services by an authorized technician for free. (For some models, the battery is built-in and cannot be removed by the customer.)

For a list of laptop models that may be affected, scroll down to the bottom of the page at this link. Then, if you have one of these models, download this validation tool to see if you need to replace your battery. (Not all batteries have the defect and require replacement.)

HP has announced a voluntary recall of select HP laptop batteries due to an overheating defect that could result in ... Read
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Updated: January 5, 2018

Chobani offers your choice of Chobani Greek Yogurt Product for free via a printable coupon. (You must enter your email address and ZIP code to print the coupon.) It's by far the best offer we've seen from Chobani. Eligible items for this promotion include Chobani 5.3-oz. Greek Yogurt, Chobani Flip 5.3-oz. Yogurt, Chobani 10-oz. Drink, and Chobani Smooth Yogurt Drink 2-Pack. The coupon must be redeemed by March 4. If you live in NJ or LA, you'll instead receive a 50 cents off coupon. Other conditions apply.

13 Deals offers the Energizer Automatic Slim LED Nightlights 2-Pack for $6.46. Coupon code "ENERGIZER1218" cuts the price to $3.49. With free shipping, that's tied with our mention from a week ago and the lowest price we could find by $10. They are sensor activated and measure 4.5" x 2" x 1.5".

Udemy continues to offer a selection of online courses for free. Each course includes hours of content, and most are by far the best deals we could find for such classes. Here are a few interesting ones:

Udemy continues to offer a selection of online courses for free. Each course includes hours of content, and most are ... Read
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Updated: January 12, 2018

H&M takes up to 80% off a selection of new arrival apparel, shoes, accessories, and home items. (Prices are as marked.) Shipping adds $5.99, but orders of $40 or more receive free shipping via coupon code "0040". Kids' items start at $1.99, men's shirts at $2.99, and women's dresses at $3.99.

H&M takes up to 80% off a selection of new arrival apparel, shoes, accessories, and home items. (Prices are as ... Read
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Updated: 1 week 5 days ago

Macy's cuts up to 85% off a selection of men's suits and suit separates, with prices starting at $26.96. Plus, get an extra 20% off select styles via coupon code "BIG". (Eligible items are marked.) Pad your order with a beauty item (they start at $3) to bag free shipping; otherwise, shipping adds $10.95, or get free shipping with orders of $99 or more. Among the discounted brands are Ralph Lauren, Tommy Hilfiger, Calvin Klein, and Michael Kors. Deal ends February 25.

Walmart cuts up to 72% off a selection of exercise equipment, wearable tech, hydration items, and more during its Fitness ... Read
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Updated: January 31, 2018

Nordstrom takes up to 40% off a selection of apparel, shoes, and home items during its Winter Clearance Sale. (Prices are as marked. Although the banner says up to 40% off, we found deeper discounts within.) Plus, all orders receive free shipping. Size and availability for some items is limited. Sale ends February 25.

Oakley takes up to 50% off a selection of men's clearance apparel and accessories, with prices starting at $1.50 $10. ... Read
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Updated: January 29, 2018

That Daily Deal offers access to its February Extreme Stupid Good Deals for free. That's a $5 savings and tied with our November mention as the best deal we could find. Through February 28, you'll receive access to exclusive rapid-fire deals, and everything you order during this time will be shipped together. Note: Although this is a free offer, you will need to enter credit card information to get this deal.

Tory Burch cuts up to 60% off a selection of its women's apparel, shoes, bags, and accessories. Plus, all orders ... Read
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Updated: 2 weeks 4 days ago

Roxy via eBay offers the Roxy Women's Whole Hearted Long Sleeve Rashguard in several colors (Dusk pictured) for $13.98 with free shipping. That's the lowest price we could find by $6, although most stores charge over $30. It's available in sizes XS to XL.

ThinkGeek takes up to 80% off a selection of sale items during its Winter Clearance. Shipping adds $5.95, or get ... Read
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Updated: December 27, 2017

Macy's discounts a selection of women's leggings and sweatpants, with prices starting from $4.96. Pad your order with a beauty item (they start at $3) to bag free shipping; otherwise, shipping adds $10.95. A couple of best bets:

Walmart discounts a selection of clothing, accessories, electronics, home items, and more during its Presidents' Day Sale. Shipping adds $5.99, ... Read
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Updated: 2 days 14 hr ago

Redbox offers a coupon code good for a 1-night Blu-ray, DVD, or video game rental for free when you text "Valpak" to 727272. (It can be used online or at Redbox locations.) That's the best Redbox coupon we've seen since July. (Most free coupons only apply to DVDs and take just $1.50 off other items.) The coupon code you'll receive expires February 28.