PROVIDENCE – The Providence-Fall River-New Bedford area foreclosure rate rose 0.01 percentage points in January compared with the same period in 2012, CoreLogic said Monday.

The California-based real estate data firm reported a foreclosure rate of 2.86 percent for the metro area in January, up slightly from 2.85 percent reported in January 2012.

As the foreclosure rate ticked up, the percentage of seriously delinquent mortgages dropped 0.37 percentage points in January compared with the same time last year.

The Providence area 90-day delinquency rate was 7.28 percent in January, down from 7.65 percent in January 2012.

Excluding Bristol County, Mass., Rhode Island’s foreclosure rate rose 0.07 percentage points year over year to 3.06 percent in January.

The Rhode Island 90-day delinquency rate, on the other hand, fell 0.31 percentage points in a year-over-year comparison in January to 7.4 percent.

The national foreclosure rate dropped 0.62 percentage points over the year in January to 2.9 percent. The national 90-day delinquency rate fell 1.02 percentage points year over year in January to 6.34 percent.

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