Before you apply for a credit care or accept a pre-approved offer, examine the credit card closely. ...

Nicer Furniture

Establishing a responsible credit history now is key to securing all those things you’ve dreamed about in the future. Even right out of college, you’ll be glad you have a good credit score and credit history when it’s time to get furniture from a store instead of a street corner. Creditors, lenders, employers, and landlords can all use your score to determine whether to give you credit, a job, or an apartment. Using credit responsibly now by making payments on time, keeping your debt levels low, and not owning too many cards will demonstrate to these people that you are financially trustworthy and responsible. Actions speak louder than words, so using credit responsibly rather than never having credit will help you to secure furniture that doesn’t come from a street corner.

Check out sections on how to choose a credit card and how to improve your score to find out how to establish a credit history that will open doors for you.