Personal Lines of Credit

A Personal Line of Credit can give you greater buying power when you need it most and the flexibility to cover unexpected expenses. We offer two options based on your needs. Contact us for current rates or to apply. Ready Reserve Line of Credit

Lines from $1,000 to $7,500

No fees

Link to checking for automatic transfers and access through your debit card or by check

Only pay interest on the funds used

Quick and easy application

Executive Line of Credit

Lines from $10,000 to $50,000

5 year term

Executive Line checks available

$500 Set-up Fee

$200 Annual Fee

Minimum payment: 2% of outstanding balance or $50

American River Bank

American River Bank serves clients throughout Northern California, including Sacramento, Roseville, Santa Rosa, Healdsburg and Jackson (Greater Sacramento Area, Sonoma County, Amador County, San Francisco Bay Area - South Bay, North Bay, and East Bay).