About IDBI Bank

IDBI Bank was set up in the year 2004 and is one of the newly formed banks in India. It was changed from the development financing institution to the banking sector. The parent company was set up in the year 1964. The present Company IDBI Bank Ltd is the merger of two company namely IDBI Ltd and United Western bank Ltd. The main aim of the former company was to finance and provide the monetary help to the industrial sector. The company identified the backward areas and promoted the growth in such areas so as to develop the infrastructure and change the lives of the people. It has contributed to the growth of the nation. Since the transformation of the company into the banking sector it has continued to act as a DFI as well as provide a gamut of products to the customer and make them available the best banking solutions.

The objective of the bank is to grow and spread its branches internationally. It wants to expand the global reach. The aim of the bank is to serve the different strata of the society so as to enhance their lives. It wants to spread across the nation so that they can adjoin the major part of the population with the banking facilities. The aim of the bank is to create the vibrant, proactive and enthusiastic workforce that can work towards the customer satisfaction in providing the best financial solutions. The bank is continuously striving hard to become the greener bank in India. The main mission of the bank is to become the most preferred and trusted bank which can enhance and enriches the wealth of the customer and shareholder equally.

Products Offered by the IDBI Bank in Patna

IDBI Bank provides all kind of products and services to the people and company in the city. The products include the personal loan, education loan, home loan, fixed deposit, loan against property. You can avail any product as per your requirements and fulfill your financial need. The bank has designed its product keeping the demands of people of Patna in mind. The city has given good customer base to the bank and in return, they have provided the best banking facilities and experience to the people of Patna. It also gives the other facilities such as the investment options, capital money, and mutual fund etc.

Basic details about IDBI Bank products

Product

Eligibility

Loan Amount

Interest Rate

Processing Fee

Tenure

Home Loan

The age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

For salaried Individuals - Up to 4 years gross salary Self-Employed Individuals & Business person- Up to 4 years gross annual income

The salary account of the employee should be maintained with the branch The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried IndividualFor the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years.

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