Employee Benefits

Medical Health Insurance Program To structure a health benefit for the staff and their dependants and to negotiate for the best rate for the program. It includes Outpatient and Hospitalisation Care. We will share with you the best practices in the market that will suit your organisation. Group Term Life and Personal Accident lnsurance Program Group Term Life Insurance which covers employees for Death, Critical Illness, Accident and Total or Partial Disability, is a lump sum cash benefit. Proceeds are payable tax-free to the insured individual. Critical Illness insurance can assist the patient and their family with some of the extraordinary costs of facing a critical illness, and how the proceeds are used is completely up to the individual. They may choose to use it on experimental drug treatments, uncovered provincial diagnostic tests, home / work modifications (wheelchair ramps etc.), nursing care, debt/ mortgage repayment or perhaps towards a family holiday. We take the time to understand the full scope of our clients’ needs and goals. This time invested up front allows us to focus on innovative and cost effective solutions, saving our client’s critical time and resources. We firmly believe that our success and growth is a result of our people, integrity and relationships with both clients and providers. Claims Management Companies which do not have a panel of contracted clinics usually allow their employees to seek treatments from any clinics of their choice. Employees have to seek reimbursement from their companies by submitting their receipts. Larger companies which opted for such scheme usually impose co-payment features or cap a limit for each consultation for cash reimbursements. These companies may be able to control some cost by putting a cap to the amount which can [...]