Your MBOS Home Page

When
you log on, your MBOS Home Page will open
in the Web browser.

Here you can link to all of the MBOS
Applications that are currently available to active members.

You will find buttons that open
the MBOS Applications. These applications provide information
about your pension account and link you to benefit calculators
and online application forms. Additional information about using
these applications is provided in the next section.

Note: Access to MBOS applications is based upon the benefits provided
to you through your employer. Therefore, not all applications
are available to all members.

This online help page is available by clicking the "MBOS User Guide"
button located on the right side of your MBOS Home Page.

Members with Multiple User Roles

If you have MBOS access to other pension
fund accounts or employer access to the Employer Pensions and
Benefits Information Connection (EPIC), you will need to select the "user role" you wish to open each time you log on to MBOS or EPIC.

When you are logged on to MBOS or EPIC you may click the
"Select Different Role" button to leave the current MBOS session
and access your other accounts or user roles.

Change E-Mail Address

The MBOS Home Page displays your name, pension membership number, and the e-mail address on file with the Division of Pensions
and Benefits.

If your e-mail address has changed or is incorrect, click on the highlighted e-mail address to open
the E-mail change page.

The page displays the current e-mail address
and provides a field where you can enter the new address.

Enter your new e-mail address, then
click the "Submit" button.

Click the "Home" button at
the top of the page to return to the Home page and the new e-mail
address will be displayed. A confirmation e-mail is also sent for
verification purposes to the old and new e-mail addresses.

MBOS Support

Registered users who still have questions about
or difficulty using MBOS Applications after reading the information
in this User's Guide should contact the Division's MBOS Help
Desk at (609) 292-7524 or send an e-mail.

If you have comments or suggestions regarding
MBOS, please submit them to the Division's MBOS development staff
at the e-mail address provided above.

Personal Benefit Statement

The Personal Benefit Statement application
allows you to view information about the status of your personal pension account and related benefits.

To access to the application,
click the "Personal Benefit Statement" button on your MBOS Home Page.

Note: Paper Personal Benefit Statements are no longer produced by the Division of Pensions and Benefits. The online Personal Benefit Statement application replaces the former Statement of Account application in MBOS.

The page that opens will show your account information,
current as of the last quarterly posting by the Division of Pensions
and Benefits.

On the left side of the page you will find
information about pension service credit, your total
employee contributions to the pension fund, life insurance coverage status, and an estimate of future retirement benefits.

On the right side of the page is your personal identifying
information, your date of enrollment, birth date evidence and veteran
status, and — if available
— information about health benefits coverage under the SHBP or SEHBP and/or enrollment in any supplemental savings programs (State Employees Deferred Compensation
Plan, Supplemental Annuity Collective Trust of New Jersey, etc.).

An icon is provided at the top of the page to "Print" a copy of this information page for
your records.

When
you are done, click the "Home" button to exit the Personal Benefit Statement.

Payroll Certifications

The Payroll Certifications application allows
you to view Certifications of Payroll Deductions issued to
you by the Division of Pensions and Benefits. Payroll certifications
are issued to authorize the start of pension deductions when you
are newly hired, for back deductions due to the Division, pension
loan payments, or arrears/purchase payments.

To access the application, click
the "Payroll Certifications" button on your MBOS Home Page. On the
page that opens you can request all certifications or choose only
a specific certification (loans, back deduction, etc.).

The total number of records available
for viewing will be listed in the bottom right table cell.

Available certifications are presented in groups
of up to five at a time (if more than five certifications are available,
navigation buttons to go to the "Next" or "Previous" part of the
certification list will be active). Past certifications are archived
for up to two years.

To view a specific certification, click on the
check box that corresponds to the certification you want and then
click on the "Details" button. You may also request to view more
than one certification by clicking on several check boxes (or click
the "Select All" box to view all certifications from this search).

Selected certifications are presented one at
a time. Navigation buttons will allow you to go to the "Next" or
"Previous" selected certification.

Pension Loans

The Pension Loan application
allows you to see how much you may borrow from your pension account,
view estimates of different loan and/or repayment amounts, and —
if you wish to — submit an online request for processing of
a pension loan check.

Note: You must have at least three years
of pension membership credit posted to your pension account to
be eligible for a pension loan. You can borrow from your pension
account two times within a calendar year and request up to one-half of the
contributions you have posted to your pension account (or a maximum
loan balance of $50,000, whichever is less). For information about
the present loan interest rate and administration fee, click
here.

To access the Pension Loan application,
click the "Pension Loan" button on your MBOS Home Page.

Loan Terms and Conditions

The page
that opens contains important information about the rules and
regulations currently in effect regarding pension loans.

Click on the "Agree" button if you agree to comply
with the loan repayment terms and conditions.You must agree with the pension loan terms and conditions in order to continue.

If you do not agree with
the repayment terms and conditions, you may exit the MBOS Loan Application
by clicking on the "Disagree" button or the "Home" button on the
top right-hand side of the page.

The IRS requires a new loan amount, when added to the highest balance due (without interest) during the prior 12-month period for all loans from all employer-provided retirement plans cannot exceed $50,000. This includes retirement plans that an employee may have an interest in due to his or her employment relationship with New Jersey and/or any other governmental plans sponsored or administered by a public sector employer in New Jersey. Amounts received in excess of the maximum permitted by the IRS shall be declared a deemed distribution and subject to additional tax. You must indicate if you have any additional loans.

Loan Application Page

When you click on the "Agree" button,
the "Loan Application" page opens. Here you can view the maximum
amount that you may currently borrow, the minimum allowable repayment
schedule, or request to see different loan amount or repayment combinations.

If an error message appears at any time,click
here for help in determining the possible problem.

Note: State employees paid through the State Centralized Payroll Unit see repayment amounts based on a "biweekly" schedule. All other employees see repayment amounts based on a "monthly" schedule.

How to Change the Loan Amount

If you do not wish to borrow the maximum amount
displayed, you can change the amount
of your loan:

Click on the "Change Loan Amount" button. The new section shown below will appear at the bottom of the Loan Application page.

Enter the amount that you want to borrow in the "Change Loan Amount" field. (The new amount cannot exceed the maximum amount
available.)

Click on the "Recalculate"
button.

The new loan amount and minimum repayment schedule will be displayed on the Loan Application screen.

When you have decided on the loan amount and repayment
schedule that you want, go to the next step in the Loan Application process by clicking the "Continue" button.

To cancel any changes and return to the original maximum
loan/minimum repayment calculations, click on the "Restore Max/Min"
button.

If an error message appears at any time,click
here for help in determining the possible problem.

How to Change the Payment Amount

You can request to pay more than the minimum repayment amount. This allows you to payoff the loan sooner or within a specific time period:

Click on the "Change Payment Amount" button. The new section shown below will appear at the bottom of the Loan Application page.

Enter the new payment amount in the "Change Payment Amount" field.
(State employees paid through the State Centralized Payroll Unit should enter a repayment amount based on a "biweekly" schedule. All other employees should enter a repayment amount based on a "monthly" schedule.)

Click on the "Recalculate"
button.

The loan amount along with the revised minimum repayment schedule will be displayed on the Loan Application screen.

Note:The new payment amount cannot be less the minimum payment amount
available, and cannot exceed 25% of your base salary. Other conditions may also limit the amount you can borrow or your required minimum repayment amount — see Fact Sheet #81, Pension
Loans, Adobe PDF (33K) and the Internal
Revenue Service (IRS) Regulations before you proceed.

When you have decided on the loan amount and repayment
schedule that you want, go to the next step in the Loan Application process by clicking the "Continue" button.

To cancel any changes and return to the original maximum
loan/minimum repayment calculations, click on the "Restore Max/Min"
button.

If an error message appears at any time,click
here for help in determining the possible problem.

Provide an Address for Mailing Your Loan Check

On the next screen, verify or enter the address to which
the Division of Pensions and Benefits should mail your loan check.

Note: All loan checks MUST be mailed and
cannot be picked up at the Division of Pensions and Benefits.

Please double check that your
address information on this page is correct. When you are sure that the information is correct, click on the "Process Loan" button.

A button is provided to "Print" a copy of the confirmation page for
your records.

An e-mail is also automatically sent to
the e-mail address on file with the Member Benefits
Online System, acknowledging the receipt and processing of your
Loan Application by the Division of Pensions and Benefits.

When
you are done, click the "Home" button to exit the Loan Application.

Purchase of Service Credit

The Purchase of Service Credit application allows you to submit
a request for the purchase of service credit directly to the Division
of Pensions and Benefits or view the status of a previously submitted
request.

To access the application, click the “Purchase Application” button on your MBOS Home Page. The page that opens will show the status of any previously
submitted purchase requests.

NOTE: Purchases that were authorized prior to 2008
will display with a Status of "Expired"
rather than "Authorized." We apologize for any inconvenience.

To enter a new purchase request,
click the "Submit New Purchase Request" button. On the page that
opens, enter the information about yourself and the type of service
credit you wish to purchase.

Note: For
additional information about types of service and purchase costs,
view the fact sheets that are linked from the bottom of the page.

When all of the information has been entered,
click the "Continue" button.

On the next page you will be asked about the
prior employer.

For Public Employment with a
governmental or educational employer, please enter the name of the
employer, the address, your title while employed there, and the
dates of employment.

For a purchase of
Military Service, please
indicate the Branch of Military Service and your Dates of Active
Service.

To list additional titles, employers, or periods
of service, for the same type of service, click the "Add New Service Period" button. When you have entered
all the information about the employer or military service, click
the "Continue" button.

All of the information needed for the purchase
request should now be entered, and you will be shown a Summary
Page.

Please review the summary information
carefully as this is what will be submitted to the Division
of Pensions and Benefits to begin processing of your purchase.

If you need to change any of the information
shown, click on the "Modify" button to go back and make changes.

If any of the information shown is incorrect,
you can click on the "Delete" button to remove the information.

If all of the information displayed on the Summary Page is correct, click the “Submit”
button to submit the purchase request.

You will see a Confirmation Page indicating
that the purchase request has been submitted successfully. At the
top of the Confirmation Page, there is a link to a “Printable
Version” of the Summary Page information. You
should click this link and print a copy of the summary information
for your records.

You will also receive a separate e-mail confirmation
that the purchase request has been submitted successfully.

To enter a request for another type
of service, click the "Submit Another Purchase Application" button.
To exit the application, click the "Home" button near the MBOS page
header.

Authorizing a Purchase

The Purchase Authorization application allows you to authorize the purchase of service credit directly to the Division of Pensions and Benefits. To access the application, click the “Purchase Authorization” button on your MBOS Home Page.

The page that opens will show the “Terms of Agreement” for authorizing a purchase of service credit.

If you click the “Agree” button, the next page that opens shows the service credit you are able to purchase.

Click “Continue” and the following screen allows for changes to the payment or the service period.

Once you are satisfied with the payment arrangement and/or service period, click the “Submit” button. You will be asked to verify your submission. You must click “OK” to continue.

The next screen confirms your authorization. You will see “CONGRATULATIONS” at the top of the page and any changes you may have made to the payment or service period will be reflected on this page.

On this same page you will be asked to “Print” this confirmation at the bottom of the page.

Retirement Button and Menu

The "Retirement" button on your MBOS Home Page opens a menu of online retirement sub-applications for MBOS users. These include the Retirement Application, Retirement Estimate, and Retirement Application Status sub-applications.

To access any of the online Retirement sub-applications, click the button in the menu.

The first part of the Retirement Application is the same for members of all retirement systems. The second part of the application differs for PERS/TPAF members and PFRS/SPRS members
and are described separately in the later sections of these instructions.

To access to the application, click
the "Retirement" button on your MBOS Home Page and then the "Retirement Application" button on the MBOS Retirement Sub-Application Menu.

Terms and Conditions

The first page of the Retirement Application presents the "Acknowledgement of Terms and Conditions of Retirement." To continue, you must read and agree to the "Terms and Conditions."

Click the "Agree" button to continue with your Retirement Application.

Selecting "Disagree" will end the application process.

After you agree to the "Terms and Conditions" of retirement, you will have an opportunity to obtain an Estimate of Retirement Benefits — if you have not already done so.

Obtain an Estimate

Before applying for retirement, you
should obtain an Estimate of Retirement Benefits and consider
the pension payment options available to you — and to any beneficiary.
The online Retirement Application provides a link to the Retirement
Estimate Calculator.

To calculate an estimate of benefits prior
to completing an application, click the "Yes" button.

If you already have an estimate and you are
ready to complete your application, click “No” to proceed to the Retirement Application form.

Member Information

The Member Information page asks about
you, the member. Please complete all of the requested fields.

Some fields may be pre-filled.

If any of the pre-filled information is incorrect,
it can be corrected.

After you have entered all of the information
for this page, click the “Continue” button.

Because all retirements begin the first day
of the month select only the retirement Month and retirement Year from the drop down lists. Then
select your “Retirement Type” by clicking a selection
button. Only ONE type of retirement may be selected.

Note: Click on the “question
mark” icon next to “Retirement Type” to open a
page with detailed explanations of each type of retirement.

If you select Ordinary Disability or Accidental
Disability Retirement, a field will open where you should enter
additional information about your disability. Please note
that all disability retirement information submitted to the Division
is kept strictly confidential.

You must also answer the question about any pending
purchase of service credit.

PERS and TPAF members
must also answer the question about the last or highest
years of salary.

Most PERS and TPAF retirements are calculated
using the last 3 years of salary (5 years for Tier 4 and Tier 5 members) – which are usually the
highest. If your last 3 or 5 years are not the highest
salary years, select “No” and additional fields will
open where you will enter your highest fiscal years of salary.
A fiscal year runs from July 1st through to June 30th.

After you have entered all of the information
for this page, click the “Continue” button.

Note:
The next pages of the application differ depending upon your
retirement system.
The PERS and TPAF are discussed first with the PFRS and SPRS
following.

PERS and TPAF Members

The Option Selection page will
open. You will need to select a pension option and name
your pension beneficiary.

The pension options provide for varying amounts
that can be paid to you, and to your named beneficiary after your
death. Click on the “question mark” icon next to “Select
Pension Option” to view detailed explanations of each pension
option.

You may choose only ONE of
the 9 different options that are offered.

IMPORTANT: Please be certain that
you understand the options available and that you choose carefully.
You will have the opportunity to change your
option selection until at least 30 days after your retirement
date, however, once the retirement becomes “Due
and Payable” your option selection CANNOT be changed.
For most members the retirement usually becomes due and payable
when they receive and cash the first retirement check.

At the bottom of the page, you must enter the information for your pension beneficiary. This is the person who will receive benefits from your option selection.

If selecting the Maximum Option, please be sure to name a beneficiary. Doing so will not change the amount of the maximum calculation; however, in the event of your death, the named beneficiary will receive the "last check benefit" and/or any uncollected pension contributions.

When the pension option and pension beneficiary section is completed, click the "Continue"
button at the bottom of the page and you will go to the Life
Insurance Beneficiary page.

PFRS and SPRS Members

The Marital Status
page will open. List the name and other requested information
as appropriate for your spouse, civil union partner, or eligible
same-sex domestic partner. (If you are single or divorced, select
“None of the Above”.)

On a following page you will also
be asked to list information for any dependent children.

Life Insurance
Beneficiaries (all retirees)

On the Life Insurance Beneficiary
page you are required to list information about one or more beneficiaries
for any Group Life Insurance payable upon your death.

When you have entered all of the
information for this page, click the “Continue” button.

View Summary and Submit
Application

All of the information needed for the Retirement
Application should now be entered, and you will be shown the Summary
Page.

Please review the summary information
and selections carefully as this is what will be submitted
to the Division of Pensions and Benefits to begin processing your
retirement.

If you need to change any of the information
shown, click on the heading of any section to go back and make
changes. You can also click the "No" button at the bottom of the page.

If all of the information displayed on the Summary Page is correct, click the “Yes”
button at the bottom of the page to submit the application.

You will see a Confirmation Page indicating
that the application has been submitted successfully. At the top
of the Confirmation Page, there is a link to a “Printable
Version” of the Summary Page information. You
should click this link and print a copy of the summary information
for your records.

You will also receive a separate e-mail confirmation
that the application has been submitted successfully.

To exit the application, click the "Home" button
near the MBOS page header.

Making Changes to a Retirement Application

After an online Retirement Application has been
submitted (but before the retirement date) MBOS users are permitted
to change the retirement date, type, or option by canceling their application and submitting a new one.

Please note that resubmitting a new application after its initial submission may significantly
increase the required processing time.

To access the application, click the "Retirement" button on your MBOS Home Page and then the "Retirement Application" button on the MBOS Retirement Sub-Application Menu. On the
introductory screen of the application, click the “No”
button skip the retirement estimate and go directly to your retirement application.

Next you will be presented with the "Acknowledgement of Terms and Conditions of Retirement."

You must agree to the "Terms and Conditions" to continue to your previously completed application.

If a prior retirement application
has been submitted, you will be taken directly to the Summary
Page.

To assure proper processing of your change, you must cancel your existing application and submit a new application.

On the Summary Page, click the "Cancel Application" button.

Once you cancel the application, submit your application again, using the new choices you wish to make (different retirement type, option, etc.), by clicking the "Retirement Application" button on the MBOS Home Page.

You will receive an e-mail that the initial application has been canceled, and later a separate e-mail confirming
that the new application has been submitted successfully.

To exit the application, click the "Home" button
near the MBOS page header.

Designation of Beneficiary

The Designation of Beneficiary application allows
you to review and, if desired, change your designated
beneficiary(ies) for any payments upon your death for Group
Life Insurance and/or Pension account
funds.

To access the application, click
the "Designation of Beneficiary " button on your MBOS Home Page.

The page that opens will display the current beneficiary information
you have on file with the Division of Pensions and Benefits.

A link is provided to a printable
version of this information so that you may retain it for your records.

Note: If beneficiary information
has not been updated since before 1987, users may receive a message
indicating "beneficiary information unavailable" because it is
not accessible to the online system. The message includes additional
instructions for contacting the Division to obtain beneficiary
information.

Beneficiary Relationship Types

Below is an explanation of the different types of beneficiaries. Please note that if you have Power of Attorney, or are naming more than ten beneficiaries for each benefit type, you must use the paper version of the Designation of Beneficiary form.

Changing Your Beneficiaries

If you wish to change, add, or delete
any of the beneficiary information shown, click on the "Change Beneficiaries"
button.

A page will open with additional information and the "Do's and Don'ts" of beneficiary designation.

Be sure that you read and understand this information before you click the "Continue" button.

On the next page a summary list will appear.

Click the "Modify" button
to change any information displayed for a currently listed beneficiary.

Click the "Add Beneficiary" button
to add a new beneficiary to the existing list.

Check the "Delete" box and
then the "Continue" button to remove the beneficiary
from the list.

If you choose to "Add" or "Modify" your beneficiary
information, a form page similar to the one below will open. Enter
the beneficiary information requested on the form. When finished
click the "Continue" button.

Please note: Social Security
numbers are optional, however, when provided the inclusion of a
correct Social Security number will help to speed processing in
the event of a claim.

Before completing your changes,
you will be able to review your new beneficiary information on the
verification page. The verification page will display the new beneficiary
information and will also indicate any information that is being
deleted from your beneficiary record. Please review the
information carefully to assure that it is correct.

If any of the information
requires further changes, you
may make them now by clicking the "Change Beneficiaries" button.

If the information displayed
is correct, click the "Submit" button to complete the transaction.
You will see a confirmation page to indicate that your Beneficiary
Designation has been submitted successfully. At the top of the confirmation
page is a link to a "printable version" of the page. You should
print and keep a copy on this confirmation for your records.

Members who have a Withdrawal number and try to change their beneficiaries will receive the following message:

Members who have a court order and try to change their beneficiaries will receive the following message:

Application for Withdrawal

The Application for Withdrawal allows members
who have terminated employment (but who have not applied
for retirement) to withdraw their contributions from the retirement
system. Before completing the Application for Withdrawal, please
read the information about withdrawal in Fact Sheet #24, Withdrawal
from the Retirement System, Adobe PDF (30K) and on the Frequently
Asked Questions About Withdrawal page.

Please note:

By withdrawing from the retirement system
you forfeit all benefits other than the return of contributions.
If you are eligible for a retirement benefit, you will be given
the option to review an estimate of that retirement benefit before
continuing with a withdrawal.

Some portions of the withdrawal may be subject
to federal tax. See Fact Sheet #27,
Taxability of Your Pension DistributionAdobe PDF (45K).

Your decision to withdraw cannot be
rescinded once the completed Application for Withdrawal is submitted.

To exit the Application for Withdrawal,
anytime before your final submission, click on the "home" button
at the top of the MBOS page.

All withdrawals are subject to verification
with your former employer(s). See Fact Sheet #24, Withdrawal
from the Retirement SystemAdobe PDF (30K).

To access the application, click
the "Application for Withdrawal" button on your MBOS Home Page.

On
the first page that opens will be important messages related to the withdrawal of your retirement system account.

Be certain that you read and understand the information presented before you complete the Application for Withdrawal.

When you are ready to submit your Application for Withdrawal, click the "Continue to Withdrawal Application" button.

On the next page, enter your current mailing address and the
information requested about your termination of employment. When
done, click the "Continue with the Withdrawal Application" button.

If you are receiving periodic benefits under
Workers' Compensation, or have a Workers' Compensation claim or
litigation pending, applying for a withdrawal may jeopardize those
benefits. To continue with your withdrawal, you must complete
a waiver of any pension benefits associated with a Workers' Compensation
award. See Fact Sheet #45, Workers'
Compensation, Adobe PDF (44K) for more information.

If you are eligible for a retirement benefit,
you must complete a waiver of that retirement benefit in order
to continue with the withdrawal application.

Some portions of your withdrawal
may be subject to federal tax. In the "Taxation of Your Withdrawal"
section (below), select how you want your withdrawal payment and
tax to be distributed. For additional information, click the
icons or see Fact Sheet #27,
Taxability of Your Pension DistributionAdobe PDF (45K).

After you have made your selection,
click the "Continue with the Withdrawal Application" button.

Before completing your withdrawal,
you will be able to review your distribution selections and the
other information to be submitted.

You will have the opportunity to change the
distribution or address information shown by clicking the "change"
buttons.

If you wish to exit the Application
for Withdrawal without submitting it, click on the "home"
button at the top of the MBOS page.

To complete your Application for Withdrawal,
click on the "Submit the Withdrawal Application" button.

You will see a confirmation page
to indicate that your Application for Withdrawal has been submitted
successfully. At the top of the page is a link to a "printable version"
of the confirmation page. You should print and keep a copy on this
confirmation for your records.

Deferred Compensation (If
applicable)

Clicking on the "Deferred Compensation Information"
button takes you directly to the New Jersey State Employees Deferred
Compensation Plan (NJSEDCP) Web site.

On the NJSEDCP Web site you can find your personal
Deferred Compensation Plan account information, investment information,
and forms and other publications that relate to the NJSEDCP. The
NJSEDCP and its Web site are administered for the State of New Jersey
by the Prudential Insurance Company.

Supplemental Annuity Collective Trust (SACT) (If
applicable)

To access to the application, click
the "Supplemental Annuity Collective Trust" button on your MBOS Home Page. The page that opens will show account information current
as of the last quarterly posting by the Division of Pensions and
Benefits.

By clicking on the "SACT Unit Values" box,
you can access the unit values of the investment fund for the past
quarter.

Health Benefits Programs

State Health Benefits Program (SHBP)
School Employees' Health Benefits Program (SEHBP)
(if
applicable)

The Health Benefits Programs application
allows you to view health benefit account information for you and
your enrolled dependents, if enrolled in the State Health Benefits Program (SHBP) or the School Employees' Health Benefits Program (SEHBP).

To access the application, click
the "SHBP/SEHBP" button on your MBOS Home Page.

From the "Subscriber/Eligibility" page, select
your account by clicking on the "Employer ID" number.

The page that opens will show your Eligibility
Summary, Coverage Information, and Dependent Information.

To view the history of your SHBP/SEHBP account, click the link
"Click here to view coverage history".

The following information will appear:

Clicking the "Next" button will
show additional pages of coverage history.

To return to the Eligibility Summary
screen, hit the "Back to Subscriber Information" button at the bottom
of the Previous Coverage page.

Dependent Information

To view details about a dependent's coverage,
click on the linked name of a covered dependent.

Information about the dependent's coverage will
appear:

Click the "Next" button to view additional Dependent
Detail.

To return to the Eligibility Summary screen,
hit the "Back to Subscriber Information" button at the bottom of
the Dependent Detail screen.

Applications for Pending Retirees

Retirement Application Status

If you have applied for retirement, the Retirement
Application Status application allows you to check the status of
your application.

To access the application, click
the "Retirement" button on your MBOS Home Page and then the "Retirement Application Status" button on the MBOS Retirement Menu Page.

The page that opens will show the date the retirement application
was received by the Division of Pensions and Benefits, the retirement
date, and the date of receipt of the employer's Certification
of Service and Final Salary.

If available, the list will also include the
date the quote letter was prepared and mailed and the date the retirement
will be presented for approval to the pension fund's Board of Trustees.

Electronic Funds Transfer (Direct Deposit) for
Pending Retirees

The Electronic Funds Transfer (EFT) application
allows you to set up EFT or direct deposit of your pending monthly
pension payment.

To access the application, click
the "Electronic Funds Transfer" button on your MBOS Home Page. The
page that opens will ask if you wish to begin a new EFT Authorization.
Click the "New EFT Authorization" button to begin the process.

A page will open with form fields and detailed
instructions on how to enter your bank information.

Please check that the requested information is correct
and click the "Continue" button. A Summary page will follow that displays
the bank and account information.

To make any corrections, click the "Back" button.
Otherwise, click the "Submit" button to complete processing of your
EFT request. A final confirmation page will be shown.

Click on the "Home" button at the top of the
page to exit the application and return to your MBOS Home Page.