Hopefully this'll go a long way to making transactions more secure and letting more cautious players into the fun, but I'm super-super proud of the integrity shown by the community throughout the 14+ months that this didn't exist. Seriously. By all rights on the internet this should have blown up badly about 13 months ago, but there were only two quasi issues, and both were quickly determined to be player confusion. You guys and gals rock--all of you.