Finance Tips

Most people can’t afford to buy their first home outright, which means they will need to apply for a home loan. Lenders are going to expect that you have built a sufficient deposit before granting you a mortgage, but just how much should you be setting aside?…read more here

Where you can change things and decorate to your tastes. Paint a wall any colour you like here, hang a picture anywhere that takes your fancy there – all with no limitations from a landlord.
Well, you’d better start saving! The Australian Securities and Investments Commission (ASIC) recommends a deposit of at least 20 per cent of the home’s value. This will help you get the best rates from your mortgage broker or lender, not to mention your home loan will be paid off quicker…read more here

When it comes to buying property, there’s no such thing as too much research. As your local real estate agents, we can provide you with lots of useful background information on the neighbourhood and can get you up to speed on similar sales in the area. At the same time, Loan Market can help you choose the right home loan…read more here

Although those that are new to the Australian real estate market might think the price of a property is the one and only influencer of mortgage repayments and affordability, there is actually a lot more to it. As Dr Luci Ellis, head of the financial stability department for the Reserve Bank of Australia (RBA), recently pointed out, rising house prices don’t necessarily mean buying a home is less affordable… Read more here