just requested a BoA CLI online

just requested a BoA CLI online

I have had the BoA cash rewards sig. Visa for exactly six months. I submitted an online CLI form. It says to call them for an instant decision.I don't like to talk to CSRs. Only if I must.I'll therefore just wait.

I use my BoA card plenty and always pay in full. It started out with $7200. I left the increase box empty. If they decline, I can live with it. If they approve, then I'll be curious to see the new CLI.It's a Sig. Visa, so the CL isn't reported anyway. But I thought building a good relationship with BoA with higher CL and responsible credit usage cannot cause harm.

Re: just requested a BoA CLI online

DI wrote:

You don't have to call. If approved, your account online will get updated by noon tomorrow with the new CL.

Just so that the OP knows-- There's also numerous accounts of it taking days and even on some occasions weeks to be approved. So, don't automatically assume that it's a denial if it doesn't show up tomorrow.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.