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Originally posted on The WordPress.com Blog: One of the main reasons bloggers stop blogging is lack of traffic: at some point, they get tired of being the proverbial tree in the forest, making sounds nobody hears. We’re here to help. No list of advice can guarantee your blog’s success, but it’s important to be…

The Government Shutdown is over. The IRS is processing 4506-T transcripts on a first come, first serve basis. The USDA website is back online. They are working on conditional commitments so we should see those USDA loans start to move through the pipeline. It could be a week or more before the backlog clears out. […]

I share information on this blog to create awareness around the mortgage process. It’s mostly technical. I feel compelled to write about another aspect of home ownership — neighbors. The storm that hit the Black Hills of South Dakota on October 4th, 2013 caught everyone off guard, even mother nature. Heavy fall snow fell early […]

Originally posted on Pretty Work: I’ve been reading through blog posts about the aftermath of last weeks winter storm in South Dakota. I came across a couple of news articles on CNN and NBC News sites. And then I did something I never, ever should have done. I scrolled down to the comments section. Word…

A co-signer is responsible for repayment of the mortgage note but otherwise has no ownership interest in the property. While a co-borrower is also responsible for the debt they do have ownership interest in the property. This means they are on title to the home.