Minimum balance to open

Monthly maintenance fee

How to avoid fees

All accounts and services are subject to approval. IRA distributions may be subject to state taxation depending on the tax law of your state.

Citizens Bank does not offer tax advice. Consult your tax advisor for IRA eligibility rules and your individual circumstances. Please refer to the Personal Deposit Agreement and Fees and Features Guide for fees and information. See a banker for details and FDIC insurance limitations. Fees may reduce earnings.