Mini launched the Clubman in India at
INR 37.9 Lac ex-showroom. The Clubman runs on a 2.0L turbocharged
petrol engine which is generating the power of 192bhp and peak torque
of 280Nm, mated with automatic transmission system. With help of this
powertrain, the car is delivering efficient mileage of 13.8 km/l.

In the looks, the India bound Mini Clubman has attractive front with round-shape headlamps, mini badge
on the bonnet, impressive alloy wheels, the black and optional
different colored roof top and the tail gate with a heritage look
that making the car very different. Inside, the multifunctional
steering wheel with paddle shifter, advanced infotainment system,
electric parking brake, and the 8 airbag and adaptive cruise control
for safety purpose.

Here, take an overview about the Mini
Clubman with help of an #infographic:

From the years, having a personal car
is considered as the symbol of status among people of all segments
whether they are from salaried group or elite group having huge
business under their flagship. Going through this desire of driving
personal car among everyone, last two decades have witnessed dynamic
increase in the number of car owners across the world. From this you
should not consider that all new owners of cars are people from
business group, on the contrary there is huge segment of new car
buyers which is representative of salaried group that receive fix
salary per month.

So, now the question arises that have
these people found another source of income or there has been an
increase in their salary. Well, an answer to both these questions in
word is “NO” albeit, there has been an increase in their salary,
but it is also the bitter truth of today’s economy across the world
that prices of all commodities have also hiked at jet dynamic speed
making it difficult for people to manage their financial obligation.
This keeps our question of sudden hike in number of car owners at
high speed answered.

Anyhow, an answer to this question is
availability of easy finance schemes initiated by all car makers
across the world, and going through varied luring offers made by car
maker’s people of all segments prefer tobuy their dream car without doing any mistakes by paying monthly installment
according to their financial ability to these manufacturers.

Buying a car on finance not only helps
them in driving their dream car, but also helps them in making proper
balance between their different financial obligations without any
trouble. But, sometimes it is noticed that in desire of buying their
dream car at the earliest through finance, people face lots of
un-expected problems which on the contrary impose useless tensions on
their shoulders. Going through the launches of various new cars
in India during coming months if you are also planning to get your
car financed by company, it would be better for you to consider
following factors:

Comparing Rate of Interest

Today, you can find plethora of
financiers offering the facility of finance on vehicles according to
requirement of buyers. It would be therefore be better for you to
compare the rate of interest charged by at-least six to seven
financiers and compare the rate of interest charged by them and after
properly assessing your credit score get the final agreement signed
by them.

Check Your Credit Score

Financing a car does not mean that you
are a rich person who will pay the installment on time. Always
remember, before financing a brand new car in India or any
other country the financier will always assess your credit score and
your ability to repay the loan on time. It would therefore be better
for you to get the report card of your credit prepared by some
authorized credit bureau. Healthy credit score will help you in
getting finance easily from the financier.

Cashback and Discounts

Going through the dynamic shift of
buyers towards financing schemes various manufacturers have started
offering fascinating offers to their buyers like zero percent
interest and other rebates for financing their car. As you compare
the rate of interest charged by different financiers, similarly it
would be better to go through the finance schemes offered by
manufacturers and dealers. Zero percent interest means less EMI. More
interestingly, if you have substantial savings with you for down
payment, then you will even not be considered for paying any kind of
interest on purchase of your dream car, except paying the normal
installment every month.

Get Every Factor Mentioned in
Agreement

When you buy a car on finance, get
everything related with your financial agreement mentioned in the
contract. The contract agreement should mention the rate of interest,
amount of monthly installment, and other charges that would be
charged by you, till the expiry of your agreement i.e, until you pay
the last installment of your loan.

Keeping above mentioned factors in
concern will help you in not only getting your car financed easily,
but also protect you from any type of fraud made by your financier.