Emily

Hello World! Meet Emily, a poultry farmer, living in Chuka, Kenya where she has been farming for four years. She deals mainly with poultry and vegetables, but she also has a small retail business where she sells some of her produce. She said that the most enjoyable part about farming is tendering her farm and animals, while her biggest challenge is diseases affecting both crops and livestock. Emily wants to venture into dairy farming, and this loan will help her to purchase a dairy cow, which will in the end produce for her, milk to sell. This will increase her income and help her to expand her farming enterprise.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.