Check Cashing

Payday is always a great day, but sometimes it can be a challenge when it comes to check cashing. If your employer does not directly deposit your paycheck into your account, cashing a physical check can be difficult depending on where you go.

When the bank is closed and you’re in a pinch, you can’t always wait until they open to cash your check. It shouldn’t be a pain to claim the money you’ve worked so hard to earn, and we understand the urgency of cashing your check.

Other financial institutions can’t always cash certain types of checks, which can put you in a bind if you need your money quickly.

That’s not a problem when you come into EZ Money and we’re happy to cash all kinds of different checks to send you quickly on your way with cash in your pocket. When you can’t count on the bank, count on EZ Money for your check cashing needs.

Check Cashing When You Need It

Check cashing with EZ Money is simple. For a minimal fee and with proper identification, we’ll get your check cashed quickly with no hidden charges or holding periods.

We’re always upfront about our terms and fees, so you’ll know exactly how the process works and won’t be hit with unwanted surprises. Whether you have bills coming up or unexpected expenses that arise, we make check cashing easy so you can get your money when it’s most convenient for you.

We work around your schedule, while most other banks only work within their schedule.

Picture this: It’s 4:50 on a Friday and you’ve just received your paycheck. Knowing that most banks close in 10 minutes and have very limited weekend hours, you could be left all weekend with only a paper check in hand instead of your hard-earned cash.

Panic starts to sink in as you’re not sure how you’ll be able to get groceries or run errands this weekend without getting your check cashed.

Don’t sweat it! EZ Money is here to calm your fears and help you get through the weekend without any financial stress. After all, it’s your money and you deserve to have it when you need it.

Why Choose EZ Money for Check Cashing

As a locally-owned and operated business, EZ Money is invested in you and the community.

We Work Around Your Schedule

We dedicate ourselves as a leader in financial services and a strong desire to serve our customers. We hold this true to our core, which is why we stay open later than most banks and offer services that work around your schedule.

Get Your Money Fast

Aside from strict schedules, many “big banks” put a hold on checks over a certain amount, limiting you to only a portion of your money that you can access right away. Why wait for your money? With EZ Money check cashing services, all of your money is available right now.

Hassle-Free Experience

No bank account? No problem. Worried about your credit score? We aren’t. You don’t need a bank account or a credit check to take advantage of our check cashing services.

What else sets EZ Money apart from a more traditional bank?

Three words – great customer service. You are more than just another depositor with us.

We value your business and aim to serve your financial needs in the best way possible. Whatever your reason may be for needing check cashing services, EZ Money makes the process quick and simple. There’s no need to jump through hoops just to claim the money you’ve worked so hard to earn.

All we need from you is a valid I.D. and a few simple questions answered, then we’ll send you on your way with your money in hand. Our main goal is to make this process as simple as possible and get you your cash as quickly as possible. Contact us for more information about check cashing.

Payday advances are typically for two-to four-week terms. Some borrowers, however, use payday advances for several months, which can be expensive. High-interest loans such as Payday Advances should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Approval depends upon meeting legal, regulatory and underwriting requirements. EZ Money and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Lexis Nexis, that may provide information from one or more national credit bureaus, and EZ Money may take that into consideration in the approval process.

EZ Money, at its discretion, may verify application information by using national databases, including but not limited to LexisNexis, that may provide information from one or more national credit bureaus, and EZ Money may take that into consideration in the approval process.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. EZ Money is currently operating in: Iowa, Missouri, Nebraska, and North Dakota.

For specific rate and term information in each state you can click on the above link for the specific state of your choice.

EZ Money is licensed by the Iowa Division of Banking under Iowa Code, Chapter 533D. EZ Money and Getezmoney.com are licensed by the Missouri Division of Finance under Missouri CSR 408.500.1 and 408.510. EZ Money is licensed by the Nebraska Department of Banking and Finance under the Nebraska Revised Statutes, Chapter 45, §§ 45-901 to 45-930. EZ Money and Getezmoney.com is licensed by the North Dakota Division of Finance under North Dakota Century Code Chapter 13-08. Getezmoney.com is licensed by the Kansas Office of the State Bank Commissioner, Consumer and Mortgage Lending Division under Chapter 16a of the Consumer Credit Code.