Heeri is 40 years old and a resident of district of Tando Allah yar, located in interior Sindh. She operates a small handicrafts and stitching business from her home. She crafts beautiful bed linens with applique work and sells them to different retailers or individual customers in Tando Allah yar. Her monthly income barely reaches over 4,000 rupees, on average.

Heeri is married and has five children. Two of her kids are in school while her eldest son works to contribute to the family’s income. He hardly makes over 6,000 rupees a month. Her husband is also employed but makes just about 7,000 rupees monthly. With three earning hands in her family, including herself, their monthly income barely reaches up to 18,000 rupees per month. The sum is grossly insufficient to satisfy her family’s most basic requirements. Heeri now wishes to expand her business and wishes to increase her output. Naturally, she lacks the appropriate funds to buy more materials and supplies for her work. She has, therefore, requested for a loan from Akhuwat. She is looking forward to buy more fabric and some ready to wear clothes as well to do applique work. She would like to increase the amount and selection of her merchandise so as to earn more. Heeri is hopeful that once she receives the loan she will be able to increase her production and earn more and provide a better income for her family.

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