Credit Builder Loan

Whether you’re trying to establish credit or improve your credit rating – the Credit Builder Loan may be the solution, while providing a secure place for you to save for the future.

How It Works

Our Team is inspired to help you build your credit and at the same time help you save. Different than a traditional loan, the loan funds will be deposited into a dividend-earning Secured Savings account. Then as you repay the loan, your timely monthly payments will be reported to the credit bureau helping you to establish a positive credit history. At the end of the loan, the funds that were deposited into the Secured Savings account are yours to spend or save.

Credit Builder Loan Details:

9.99% APR1 fixed rate

Loan amounts of $500-$2,500

Flexible terms – 6 to 24 months

Credit score not required

We’re Here to Help

Give us a call at 800-323-2611 – we’d be happy to help!

Rating
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1 9.99% Annual Percentage Rate (APR). Payment example; a $1,000 loan for 18 months would result in a monthly payment of $60.07. Minimum loan amount of $500. Maximum loan amount $2,500. All loans, terms and conditions are subject to Credit Union qualifications & approval. Rates are subject to change without notice. Member must be in good standing.
2 Funds may be held up to 10 days after loan is paid in full.

In order to perform system maintenance, Online Banking may be temporarily unavailable weekly as follows:
Sunday between 1:00 AM and 5:00 AM CT
Sunday beginning at 11:00 PM CT
Wednesday beginning at 11:00 PM CT

Due to month-end processing, Online Banking will be temporarily unavailable on the last day of each month beginning at approximately 11:00 PM CT for about 15 minutes. Transactions processed after 10:00 PM CT may not post to your account until the following business day.

Forgot Username?

We will personally handle your request to retrieve your username. Simply call us at 800-323-2611 during business hours or email us with your Full Name and Email Address.

Logging In for the First Time?

As we prepare for the new Online Banking platform, Online Banking enrollment will be temporarily unavailable until February 23rd. We apologize for any inconvenience. Learn more.