Product-based services

Gold Credit Card – for brilliant services.

Enjoy the freedom of having a Gold Credit Card. The higher spending limit gives you more flexibility to make purchases worldwide, and the contactless payment function means you can make your purchases securely and with ease. In addition, you can join the Priority Pass program free of charge. You receive both the UBS World MasterCard Gold and the UBS Visa Card Gold for the price of one card.

As an individual or a family with a Pay and Save Basic Offering, you can get the two-card set for an additional CHF 8 per month. The price includes a second card and a partner card for families and couples, or a second card for individuals.

The free bonus program is our way of saying thank you for using our Gold Credit Card. Compared with the standard credit card, you collect double points in KeyClub when using your Gold Credit Card. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including Mövenpick, Kuoni, H&M, Manor, Pfister, Swisscom and Intersport – will accept your bonus points.

Travel and aviation accident insurance

If at least 80% of the cost of a trip using public transport is paid for using your UBS Credit Card, you and your family are automatically covered by accident insurance free of charge. The amount of the benefit depends on the type of credit card you have. For further information:

SOS Assistance Service

With the SOS Assistance Service, you will receive assistance in the event of emergencies prior to and during your trip. The Travel Hotline is available round the clock, 365 days a year, to provide assistance with health-related and legal problems you encounter in connection with your trip. For further information:

Cheaper car rental

Depending on the type of credit card you have, you will enjoy a discount of up to 30% on the basic price of a vehicle rental.

Collision damage waiver (CDW)

You are generally subject to a deductible in the event of theft or damage to a rental vehicle. If you pay for your vehicle rental using your UBS Gold or Platinum Card, the insurance will cover an amount of up to CHF 10,000 should an insured event occur. For further information:

Best-price guarantee

If, after making a purchase with your UBS Gold or Platinum Card, you discover that another retailer was offering the item at a lower price, you can claim back the difference in price.

Requirements for the best-price guarantee:

You have paid for the item using your UBS Credit Card.

The purchase was made no more than 14 days ago.

The difference in price is more than CHF 30 francs.

The items are exactly the same product or model.

The item must be offered by a commercial dealer.

The best-price guarantee only applies to goods purchased and offered in Switzerland by commercial dealers (retail outlet, mail order or online shop) Cell phones, medical aids, vehicles and second-hand goods are excluded from the best-price guarantee. For further information:

UBS Travel Insurance Plus

The optional UBS Travel Insurance Plus package gives you added peace of mind when traveling. You and your family are thus effectively protected against unforseen financial risks such as cancellations, the loss of your luggage, or the costs of treatment abroad.