Our Values: We believe that living by strong values is the key to good business. At Investors First Capital our rigorous code of conduct
and these core values are at the heart of every decision we make.

People: Quite simply: A company is its people. At Investors First Capital, we’re dedicated to giving our people a
wealth of business opportunities to reach their full potential.

Excellence: Everything we do at Investors First
Capital is driven by an unyielding passion for excellence, and an
unfaltering commitment to developing the best commercial loan products
and services in the marketplace.

Change: In today’s fast-paced economy change
is constant, and innovation is critical to a company’s survival. With our
partners we have done this for years,
setting our sights on the future,
while anticipating market needs and demands so we can steer our company
toward long-term success.

Integrity: Operating in an ethical way is the
foundation of our business. Everything we do is guided by a moral
compass that ensures fairness, respect for all stakeholders and complete transparency.

Co-prosperity:
A business cannot be successful unless it creates prosperity and
opportunity for others. We are dedicated to being a socially
responsible institution, providing an array of loan products and venture capital to its business borrowers, while assuring them partner-lenders of sound and responsible lending practices.

Integrity: Operating in an ethical way is the
foundation of our business. Everything we do is guided by a moral
compass that ensures fairness, respect for all stakeholders and complete transparency.

Our Managing Director:

Samuel Mannino - Founder & Managing Partner

Mr. Mannino has nearly 40 years
of business experience and over 25 years of asset-based commercial
lending experience. In 1981, he founded Century Financial Services.
The company specialized in all phases of commercial lending, ranging
from agriculture loans to farmers, to financing of jet aircraft for
passenger and cargo air carriers. In 1985, he was featured in the NY
Times arranging capital for a struggling passenger airline. (view article)

Mr. Mannino structured asset-backed commercial paper with Wall Street
investors and syndicated over $200M in commercial aircraft and business jet leases and $100M for municipal equipment and
vehicles leases. He developed loan and credit enhancement programs for
GE Capital, ITT Commercial Finance, United Companies and other
non-depository financial institutions.

Mr. Mannino was the Treasurer of the Pennsylvania Financial Services
Association for 12 years and served on the Board of Directors since
1988 and remains Director Emeritus. He was a registered lobbyist for
the financial services and mortgage industry; he is still closely
associated with top officials at department of banking and other
governmental agencies and maintains many friends in the House,
Congress, and Senate at State and Federal levels.

In 1997, Mr. Mannino co-founded the National Charities Benefit
Foundation, Inc., a 501(c) (3) non-profit all-volunteer organization
which continues to provide funding to local and national charities
through the sale of in-kind donations. He is a life-long resident of
State College, PA.

Mr., Mannino serves on many volunteer boards and served as a two term
president of the State College High School Alumni Association. In 1977
he was president of the State College Area Jaycees and director of the
Nittany Sunrise Kiwanis Club. He has been an active member the Chamber
of Business and Industry since 1972. Sam is also an advisory board member
of the State College Salvation Army.

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DISCLAIMER: IFC is NOT a United States Securities Dealer or Broker or U.S. Investment Adviser. IFC is a Consultant and makes no legal warranties or representations of any kind as to the Buyer, Seller or Transaction.