When you are facing a bad credit home mortgaging and refinancing assistance, the best way to deal with it is to know what you are taking into. It means that you should equip yourself with all the information that you may need along the way. Below are some of the things that are worth considering when you would like to engage in a bad credit home mortgage and refinancing: If you are thinking about refinancing your credit card or your car loan, think about it being bloated after it has been fixed. You see, the common problem with credit card payments and other loans is that it can potentially "heal" the problem for a while but things become a little aggravated along the way. Do not think about temporary solutions but instead think about how you can permanently resolve the money problem that you have. If you are thinking about getting another loan so you can resolve the problem of the bad credit problem that you have, it is suggested that you go over it several times. Getting a new loan to make the older loan resolved is not the solution. These are two of the things that you need to consider when faced with bad credit home refinancing.