The Total Money Makeover

The Total Money Makeover

With over 4.8 million copies sold and 140 weeks on the New York Times Bestsellers list, these 7 organized, easy-to-follow steps will lead you out of debt and into a total money makeover.

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The Truth About Debt

Myth: Debt is a tool and should be used to help create prosperity.Truth: Debt isn't used by wealthy people nearly as much as we are led to believe.

Debt is dumb. Most normal people are just plain broke because they are in debt up to their eyeballs with no hope of help. If you're in debt, then you're a slave because you do not have the freedom to use your money to help change your family tree.

According to a USA Today article about debt, 78% of Baby Boomers have mortgage debt, 59% have credit card debt, and 56% have car payments. It takes a lot of will, discipline, courage and help to slay the debt monster. But it can be done. Imagine how much you could put toward retirement if you just didn't have a stinking car payment? This is how the wealthy really build their wealth. Debt is dumb. Welcome to the real world!

Watch the Video Description

What It's About

Dave condenses his 20 years of financial teaching and counseling into 7 organized, easy-to-follow steps that will lead you out of debt and into a Total Money Makeover. Plus, you’ll read over 50 real-life stories from people just like you who have followed these principles and are now winning with their money. It is a plan designed for everyone, regardless of income or age.

What To Expect

With The Total Money Makeover, you'll be able to:

Design a sure-fire plan for paying off ALL debt

Recognize the 10 most dangerous money myths

Secure a big, fat nest egg for emergencies and retirement

Positively change your life and your family tree!

Testimonies

This book really got my attention and motivated me with its memorable phrases and illustrations and a realistic plan on how to get Murphy out of my life and keep him out for good.
ChristineCalifornia

We read The Total Money Makeover, and it changed our attitude about money. It has changed our lives so much that we bought 10 copies and gave them away to family members. We are getting ready to purchase 10 more to give away to our friends.
Devin & GlendaAlaska

Publisher's Notes

The success stories speak for themselves in this latest book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.

Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"

And this isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: You.

The Truth About Debt

Myth: Debt is a tool and should be used to help create prosperity.Truth: Debt isn't used by wealthy people nearly as much as we are led to believe.

Debt is dumb. Most normal people are just plain broke because they are in debt up to their eyeballs with no hope of help. If you're in debt, then you're a slave because you do not have the freedom to use your money to help change your family tree.

According to a USA Today article about debt, 78% of Baby Boomers have mortgage debt, 59% have credit card debt, and 56% have car payments. It takes a lot of will, discipline, courage and help to slay the debt monster. But it can be done. How much you could put toward retirement if you just didn't have a stinking car payment? This is how the wealthy really build their wealth. Debt is dumb. Welcome to the real world!

Watch the Video Description

What It's About

Dave condenses his 20 years of financial teaching and counseling into 7 organized, easy-to-follow steps that will lead you out of debt and into a Total Money Makeover. Plus, you'll read over 50 real-life stories from people just like you who have followed these principles and are now winning with their money. It is a plan designed for everyone, regardless of income or age.

What To Expect

With The Total Money Makeover, you'll be able to:

Design a sure-fire plan for paying off ALL debt.

Recognize the 10 most dangerous money myths.

Secure a big, fat nest egg for emergencies and retirement.

Positively change your life and your family tree!

Testimonies

This book really got my attention and motivated me with its memorable phrases and illustrations and a realistic plan on how to get Murphy out of my life and keep him out for good.
ChristineCalifornia

We read The Total Money Makeover, and it changed our attitude about money. It has changed our lives so much that we bought 10 copies and gave them away to family members. We are getting ready to purchase 10 more to give away to our friends.
Devin & GlendaAlaska

Publisher's Notes

The success stories speak for themselves in this latest book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.

Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own and debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"

And this isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: You.

Thomas Nelson Publishers

Accolades

Debut at #1 - Wall Street Journal - Hardcover Business

Debut at #12 - Publishers Weekly - Hardcover Non-fiction

#1 - Barnes & Noble Online - Business Best-sellers

#2 - Barnes & Noble TOP 10 Everything - Personal Finance & Investing

#3 - Business Weekly - Hardcover Business

#4 - USA TODAY - Money Best-sellers

#5 - USA TODAY - Money Best-sellers

#6 - New York Times Best-Seller List - Hardcover Business

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Within the first 90 days of Dave's most popular class, the average family pays off $5,300 in debt and saves $2,700. These nine lessons will teach you to get out of debt the same way you learned to walk-one step at a time.
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