Last week, I had three calls related to homeowners in their 80s, and so far, I've been able to help save all three from a pending foreclosure sale or, in two instances, eviction... one was an 84 year-old woman from Glendale.

Her $350,000 loan was the result of a cash-out refi, and she took over $200k out of her equity at the time. She spent the money living for the last five or six years.

The only good news was that her servicer wasn't Wells Fargo, it was Bank of America, and when I heard that, I was relieved to say the least.