14kt
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14KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 14kt is 58.33% gold. In the United States, 14K yellow gold is most favored and used in jewelry.
Gold Over Sterling
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STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."
Silver

Finish:

Polished
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POLISHED: A buffed-out finish used to produce a mirror-like shine.

Stone 1:

Cubic Zirconia
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CUBIC ZIRCONIA: once called the poor cousin to the diamond, CZ's have since become a fashion statement in their own right. Perfect for travel and a little extra bling, CZ Jewelry is one of man's flawless creations.
(Color: Colorless, Quantity: 32, Shape & Cutting Style: Round, Weight: 0.50 ct. t.w., Size: 1.5 mm)