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Srinivasan Keshav, a computer scientist who testified before Congress about text messaging in 2009, said each message costs one-third of a cent for carriers to send.

Carriers such as AT&T and Verizon charge to a month for 200 to 1000 text messages. And each message sent or received counts against the total.

Whatever you provide is either used to steal your identity or sold to third parties who'll send you yet more spam texts.

I would recommend most people pay for a smartphone and data plan and cut texting completely.That's because at least 70 percent of all cellphone text spam is designed to defraud you in some way, according to a study by Cloudmark, a company that makes anti-spam software.In contrast, only about 10 percent of spam arriving by email is sent with that intent.• When you get a text promising you a

I would recommend most people pay for a smartphone and data plan and cut texting completely.

That's because at least 70 percent of all cellphone text spam is designed to defraud you in some way, according to a study by Cloudmark, a company that makes anti-spam software.

In contrast, only about 10 percent of spam arriving by email is sent with that intent.

• When you get a text promising you a $1,000 gift card, ask yourself: Would anyone really give me that?

I would recommend most people pay for a smartphone and data plan and cut texting completely.That's because at least 70 percent of all cellphone text spam is designed to defraud you in some way, according to a study by Cloudmark, a company that makes anti-spam software.In contrast, only about 10 percent of spam arriving by email is sent with that intent.• When you get a text promising you a $1,000 gift card, ask yourself: Would anyone really give me that?Know, too, that banks and other legitimate businesses don't send customers unsolicited texts.