Expert Articles on International Health

International Insurance Advice for People Living, Working and Traveling Abroad

We are constantly striving to compile helpful travel advice and tips for our customers. Here we have compiled a list of relevant articles to address some typical questions we get from our customers. In addition, we are including ideas and suggestions for places to go and things to do on your journeys. If you have other ideas for articles or destinations, please send them along. If you are looking for International Health Insurance or Travel Medical Insurance plans you can request a free quote online.

To be eligible for global medical insurance, you must be residing outside of your home country on or before the effective date of your plan, which is why it is important to apply early for coverage. Most plans will require that you apply 30 to 45 days prior to the departure date. This application time is necessary for the approval process of the insuring company as well as validation of your health condition and any pre-existing conditions… Read: When To Apply For Global Medical Insurance

Traveling to Europe soon? Then you will want to become familiar with the Schengen areas and requirements for insurance coverage. The Schengen agreements came into force on March 25, 2001. The Schengen area was designed to create a better flow of goods and people within the shared borders of the countries. It allows people to travel freely through the countries – once the requirement is met for one country, you can travel to the others without needing to go through customs again. Read: Schengen Visa Insurance Advice

One of the more frequent comments I hear from those considering travel or international health insurance is: “I have travel insurance through my credit card”. This is accurate so I don’t push very hard and try to reinforce our goal of educating the consumer. We specifically tell them to review the coverage they have and if they need additional coverage and/or benefits not provided, please call us back. Read: How Much Insurance Comes With my Credit Cards

How does the Affordable Care Act (AKA Obamacare) affect expatriates and those living abroad? Learn about the issues and requirements you need to be aware of relating to insurance and living abroad for an extended period. Read: Is this Plan Compliant with the Affordable Care Act?

Are you thinking of adopting a lifestyle of long-term travel? At International Travel Insurance Group, we’ve worked with many clients who use our products as part of their strategy to travel the world. Some strive to become “location-independent” freelancers, while others focus on getting a job abroad that will provide the basis for a long-term stay in a specific country. Link: Advice on Making Money While You Travel

“Be a traveler, not a tourist” is a common refrain. It prompts people to look at traveling from a different point of view. But for digital nomads who are living and working overseas, their motto ought to be “Think like an expat, not a traveler”. Living and working overseas versus simply traveling can present some drastically different requirements for your insurance. When it comes to insurance for digital nomads, there’s a lot you need to know. Read: Insurance for Global Nomads

North America is the third-largest continent. It includes Central America, Mexico, the United States, and Canada. Paleo-Indians were the first people to live in North America. They lived on the continent before Christopher Columbus arrived in 1492. Once news spread to Europe about the land, people began migrating to North America. Today, North Americans descend from many different countries… Read: Travel to North America