Author: Andrew Marchant

The Consumer Financial Protection Bureau estimates that over 77 million people in the U.S. have at least one debt in the collection phase. For these 77 million people it is quite possible that a debt collector may be contacting them regarding the debt. But even if you are not one of those 77 million people, […]

Earlier Blogs on this site have discussed some of the basics regarding your rights against debt collectors. The Fair Debt Collection Practices Act, a law that applies to all 50 states, allows you to make certain requests/demands to the debt collector. The law also requires the debt collector comply with certain of those requests. Some […]

It is not uncommon for consumers to be contacted by debt collectors. Debt collectors can be people or companies that collect debt owed to someone else; sometimes debt collectors actually purchase the past-due debt from the original creditor who made the loan or extended the credit. One way debt collectors try to get repaid is by […]