Retirement may seem like a long way off to you -- maybe that’s why you minimize the importance of planning for retirement today. But here’s another thought: How expensive are your day-to-day living expenses going to be when you retire?

Consider this: In 1963, a retiree had to pay $0.22 for a loaf of bread. In 2013, it’s close to $2. A gallon of gas in 1963 ran you about $0.30. Today, you’re paying over $3.50. And in 1963, if a retiree wanted to see the the Rolling Stones in concert he’d probably have to shell out a couple of bucks.Today, it will cost him more than a couple of Benjamins unless he wants to sit in the nosebleeds.

The fact that the Stones still tour may be due to the increased health and vitality of all seniors. That’s the good news. If you’re financially secure in your golden years and you stay in good physical shape, you’re going to be able to golf, jog, hike and travel the world for a very long time.

Of course it might also mean that Mick and Keith didn’t make the best retirement planning decisions. You don’t want to be punching a clock in your 70s like them do you? No. So take a second and review these 10 smart choices you can make today to put yourself in great shape for retirement.

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