Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.

Finding the Best CD Rates

by MoneyRates Team | Money Rates Columnist

Searching for the highest yield possible on a certificate of deposit, or CD, is essential to maximizing your savings. CD rates for similar terms can vary widely and that translates into money earned or potential savings lost.

For example, compare a 5-year CD with a deposit of $30,000 and a 2.28% annual percentage yield (APY) to a similar CD for the same term and deposit amount, but with a 1.75% APY. (Two current offers, updated November 2, 2016.) In this example, the interest is compounded annually.

Over the terms of the CDs, the difference in return can be substantial:

APY

Estimated savings at end of 5-year-term*

2.28%

$33,579.55

1.75%

$32,718.50

Difference

$861.05

* doesn't include fees

Of course, rates vary and any early withdrawals can cost you, but who wants to turn down almost $900?

To help make finding the highest CD rates easier, we've compiled a searchable database of rates across the country. You can use the tool below to sort by account type, term and amount of deposit to create personalized recommendations, including for so-called "jumbo" CDs or deposits of $100,000 or more.

12 Month CD - Simple interest - Minimum deposit to open an account is $75,000, See morethe maximum amount is $250,000 per account - You cannot open this account using funds from another Live Oak Bank account the transfer needs to come from another banking institution - Rate special applies only to customers who enroll online and is effective through 12 PM ET on 05/01/2015 - Live Oak Bank is headquartered in Wilmington, North Carolina

Ramp-Up Plus CD - Available in 1- and 2-year terms - Minimum deposit of $25,000 See more(maximum $250,000) - Option to increase your rate once during the term of your CD if bank rates go up (limits may apply) - Freedom to add to your original deposit once during the term of your CD

Rate available with active checking account - membership is available nationwide - may become a See moremember and open account online - contact credit union for details - credit union located in Wisconsin

Fixed Rate Standard CD Tier $1,000 - $94,999 - USAA Bank is a member based See morebank providing services to active and retired military personnel and their families. Most banking products are available to the general public. See website for details.

Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Here are four other key considerations as you shop for the best CD rates:

1. The opportunity cost of higher CD rates vs. withdrawal fees

Generally speaking, the longer the CD term, the higher the yield. But rates can change. If you lock into a CD and interest rates stay the same or fall during the term, it’s no problem. If rates climb in the months or years after, you'll wonder what your options are for taking advantage of higher rates.

How to minimize impact of withdrawal penalties

If this is a major concern, focus on where the withdrawal penalty is low enough that it might make sense to take the hit and then reinvest at the higher rate. Be sure to crunch the numbers before moving your money.

Here's an example that might help: You open a 2-year CD with a 2% APY and an early withdrawal penalty of six months in interest. CD interest rates have since climbed to 5% in this scenario.

Why look for higher rates

If you break your CD to open a new one with a higher rate, it will cost you half your interest to that point, effectively reducing your APY for the first year to about 1%. But, if you’re able to secure that 5 percent interest rate during the second year, your average APY for the two-year term will equal about 3%, or 1% more annually than you would have earned if you stuck with the original CD.

To make this a viable strategy, you should review the potential penalties before you open a new CD. If you find two CDs that are identical in most ways, compare their early withdrawal penalties. The one with the smaller penalty may offer you more flexibility if you need to exit the account sometime during the term.

2. Following trends in CD interest rates

You don't have to be an economist to follow interest rate trends, including for short term CD rates. For most savers, paying attention to the news headlines is enough. Decisions that could move short term interest rates are made by the Federal Open Market Committee.

Historically, interest rates have dipped lower, lower and then lower again, affecting deposits of all stripes, including CDs. Here's a look at the average yield on a 12-month CD since 2009. This makes shopping around critical in maximizing your savings.

3. The power of the CD ladder

If you’d like your savings to earn maximum interest while still maintaining some regular liquidity, a CD ladder may be the way to go. This consists of multiple CDs with staggered maturity dates, which allows you regular, penalty-free access to a portion of your savings while still earning higher interest rates overall.

Why invest using a CD ladder

This is a great option if you intend to use or reinvest some portion of your savings on a regular basis, but don’t anticipate needing the whole of it at any given time. When done correctly, you can end up with a stable of long-term CDs in which at least one account reaches maturity every few months, offering you the option to access it or simply push it ahead to reach maturity at a chosen point in the future. After seeing your options, narrow down your list for the best long term CD rates.

Length of CD terms

1 month

2 months

3 months

6 months

9 months

1 year

1.5 years

2 years

2.5 years

3 years

4 years

5 years

4. Unconventional CDs

While traditional CDs are by far the most popular type, some banks offer their own twist on the usual product. A raise-your-rate CD is a special type of certificate that allows you to bump up your interest rate one or more times during the term (assuming rates have in fact risen), and indexed CDs forgo a fixed interest rate in favor of a variable rate that moves in accordance with a benchmark indicator.

Foreign CD investments

Even more exotic, CDs that are denominated in foreign currencies allow investors to effectively gamble on the relative values of a nation’s currency. These vehicles may come with more risk than a typical CD though, as they may allow a loss in principal if the chosen currency loses value over the course of the term.

FDIC insurance coverage and CDs

If safety and stability are paramount to you, a conventional CD may be your best choice – so long as you ensure that the bank you choose is insured by the FDIC. FDIC insurance coverage is designed to protect funds up to $250,000 per depositor, per institution in the event of a bank failure, and it has never failed to cover insured deposits since the FDIC’s inception in 1933.

FDIC-insured banks must display the FDIC emblem in their branches or, in the case of online-based banks, on their website. Credit unions also have deposit insurance and are considered just as safe as traditional banks.

Best CD rates found by users like you

Have you been able to find even better CD rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, APY, term of the CD, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!

VG

Heidi C

4 October 2014 at 9:28 am

Icon credit union in Idaho and Oregon has a 1.25% AYP for a one year term, minimum balance of five hundred dollars. No maximum balance. You must become a member if the credit Union, but don't need to be one at the time.

CuriousDave

22 July 2014 at 10:20 am

The strategy of investing long-term and accepting a penalty for early withdrawal may work, but beware the fine print. Ensure that the institution states in writing, and without reservation, that early withdrawals will, as opposed to may, be permiited. The financial landscape changes frequently and what may suit any particular institution today may not suit it tomorrow, Beware, especially, sentences, usually buried in fine print, to the effect that the institution reserves the right to change any of its policies at any time.

Ann King

1 April 2014 at 6:31 am

Navy Federal Savings Bank is now at 2.71% for large deposits, but one must qualify for membership.

Sree

15 November 2013 at 5:50 am

State Bank of India NY interest rates can be found at
https://www.statebank.com/cer_deposit.asp
As far as I know, State Bank of India NY is a branch of State bank of India. State Bank of India CA is a subsidiary of State Bank of India. They act as two different banks, many times interest rates and other services are different.

Maria - MONEYRATES MODERATOR

8 November 2013 at 2:09 am

Hi Gary S., State Bank of India the New York Branch currently offers a CD for 5 Years and above at 2.05 percent APY. The minimum deposit is $5,000 for U.S. resident consumers. We confirmed the APY today by checking their website and calling the bank. Please note rates are subject to change at any time. Applications for new accounts are accepted by mail. As with any financial institution we recommend you contact the bank or check their online disclosure for account terms, fees and other related information before you apply. You can check the FDIC status and find out financial information of a bank with this link to the FDIC website http://www.fdic.gov/. We added the bank location to our notes section. We hope all this helps. Take care and we appreciate you contacting us.

Gary S

6 November 2013 at 2:40 pm

You report State Bank of India paying 2.05% APR for 5 year CD as of Oct. 30, 2013. Their office in California says it is now 1.3% APR, and has NOT been higher recently. What's with you? (Could you give a LINK to the bank, rather than me needing to do a Google search!)

Pat

7 April 2013 at 10:56 am

Checking Pentagon Federal CU website shows their 2, 3 and 7 year certificate rates are appreciably lower than you report; i.e., .99%, 1.20% and 1.50% respectively for the period 4/1-30/13.

bru

7 March 2013 at 10:17 am

Pentagon FCU CD Rates. 2y- 1.35 and 3y- 1.60

Ann King

1 January 2013 at 8:30 am

Pentagon Federal rate is actually about 2%, not 2.4+%.

Fred

24 September 2012 at 11:41 am

First National Bank of Kansas
Rates as of Sep. 19th 5 year 1.99% 2.00% $500 noneWhat First National Bank of Kansas are you talking about? I have called two separate banks ( not branches ) that have this name and they don't know anything about this rate ?

Maria - MONEYRATES MODERATOR

9 September 2012 at 2:30 pm

Hi zaqxsw, Based on Doral Bank Direct's Web site the APY for the 3 year CD is 1.35% effective as of 9/9/2012. They also offer a 6 month CD earning 0.92% APY. Thank you for alerting us to the rate change, we have updated our site.

zaqxsw

9 September 2012 at 5:13 am

Doral Bank Direct 3 yr rate is incorrect. It should be 1.35% APY.
Thanks for this site!

John

23 August 2012 at 7:42 pm

Used to like this website until they wasted screen space by putting this crappy facebook/twitter social bar.

Titanic Jack

9 July 2012 at 12:41 pm

Jorg Haider, Don't you mean to say 'Buy Gold and Farm property when the prices are low?' How many property owners have lost their pants recently?

S.Z.

24 May 2012 at 11:38 am

My friend has just opened a 1-year CD denominated in RMB (Chinese Currency) with Bank of China in New York, getting 2.50% APY. Minimum open balance is USD10,000 with no maximum. According to their website, the deposit is also FDIC insured.

Maria

6 April 2012 at 10:33 am

Hello S T,
Thanks for bringing this to our attention. We have contacted OnBank for clarification regarding the availability of the 60 month CD.
We will update the applicable product and rates as soon as we receive further information.

S T

29 March 2012 at 3:26 pm

OnBank is shown in the 5 year CD list, but, to quote the response i received, "OnBank is not opening new accounts at this time, therefore the product pages are not available."

S T

1 March 2012 at 7:47 pm

If the Monument Bank listed in 5-year CDs is the one in the Maryland-DC-Virginia area, the rates are lower than shown. As of March 1, the 60-month rate was 1.30%, not 1.98%. That discrepancy makes me think this must be another bank - where?

Aaron Burrniski

16 February 2012 at 7:28 am

The Cecilian Bank in Radcliff, Ky is offering great rates, and they are a 5 star Bauer rated bank. Yesterday, I got 2.30% on a 5 yr CD. They also offer 2.20 on 4 yr and 1.9% on 3 yr CDs. I opened locally, and don't know about the process through mail or online, but they have a website at www.thececilianbank.com with contact info.

S T Shapiro

6 February 2012 at 5:53 pm

Tennessee Commerce Bank is no more. The FDIC closed it on Jan 27. Republic Bank has taken it over, with low rates now offered.

jack

3 February 2012 at 1:16 pm

The 1 year CD rate for The Bank of the Internet is incorrect. The correct rate is .75

S T Shapiro

22 January 2012 at 5:33 pm

Tompkins Trust Company requirements to open an account:
Live, work, attend school or will be attending school in one of the following counties: Tompkins, Seneca, Schuyler, Cayuga or Cortland.

Daniel

6 December 2011 at 5:42 pm

were do we go to find rates from foreign banks or non banks any ideas much appreciated.

jimshu1

Paul

mark

this is are government at work. they caused the housing bubble by lowing rate and subprime loans. now they are bailing out the banks while are seniors are collecting less than 2% on there savings.

edward levy

7 November 2011 at 8:18 pm

first financial group is a so-called c.d. locator group and is a complete fraud. they offered 3.01% in the paper so when i made an appointment they offered me 3% on $10,000 and .75% on the second $10,000.. you do the math. it comes to 1.88%. they wasted my time and fraudulently advertised. the ftc should take a serious look at this company.

Heather bee

19 October 2011 at 3:21 am

What goes up must come down remember that old adage? Gold is rising now but 1 day will be worthless

J. Davis

20 September 2011 at 7:57 am

Linda Hurst is incorrect in saying midfirstdirect is offering 1.5% for 1 year, check their site, it's APR is 1.05% for 1 year.

Linda Hurst

13 September 2011 at 10:03 am

midfirstdirect.com is offereing 1.5% APR on 1 yr CD.

Jorg Haider

31 August 2011 at 6:03 pm

Buy gold or farm property,everything else is a suckers bet when all the world economies collapse.

Lee Tepper

16 August 2011 at 6:43 am

What do you think of a U.S. Treasury I Bond instead of a one year C.D. even considering the redemption penalty of the bond?

Tabatha Trammell

16 August 2011 at 5:30 am

Wells Fargo ,Atlanta

Mark L.

5 August 2011 at 5:02 am

3.44% with an APY of 3.50% on a 10-year FDIC insured CD with IGOBanking.Com. Hmmm...This sounds tempting; however, I am wondering if it would really be prudent to lock my $$$ in for such a long-term. I currently have two existing jumbo CD's - One with Capital One Bank that I opened in August 2008 for 5-years @ 5.12% (5.25% APY) and the other with Sovereign Bank - 5-years @ 2.96% (3.00% APY). My Capital One CD is due to mature in August 2013 & my Sovereign Bank CD will not mature 'til February 2016. I am wondering, at this rate, with the overall dismal outlook on our US economy, if the Federal Funds rate will ever be increased again. The Fed's say inflation remains subdued and under control. Well, I guess that's true if you don't eat or drive an automobile.

SJ Graves

3 August 2011 at 7:14 am

I see an ad in the Greenville News for a 6 month CD at 3.85%. this is offered by the First financial Group. Is this a group i can trust? Anyone know. BBB gave them a A-, because they have not been in business long and there are no complaints.

Natalia Smolina

Rhonda

29 July 2011 at 2:47 pm

http://www.fortknoxfcu.org/cdrates.html has a 59 month CD for 2.60%. minimum to open 500.00. Can get on line. Must open a share savings account with the credit union, need to be a member, which is easy, if no other reason to be a member applies, you can choose "other" and they will email you an application to mail back. 10.00 one time fee to open the savings, and 5.00 minimum balance

Heather

29 July 2011 at 2:30 pm

First Choice Bank, APY 1.50%, 2 years, July 20, 2011, opened only in branch (Cerritos/Alhambra, CA)

Valenta

17 July 2011 at 11:08 am

Midfirst Bank, Oklahoma City, OK
84 month callable CD APY 3.10 %

Craig

15 July 2011 at 12:34 pm

I put a call into Georgia Primary Bank to inquire about opening a CD. All of Georgia Primary Bank deposits are available for Georgia residents only

Heather

28 June 2011 at 2:10 pm

I just opened an account last week at First Choice bank in Cerritos, CA. It was a 366-day term CD with APY 1.35%. Accounts need to be opened in the branch, and their rates can also be found at www.firstchoicebankca.com

William Lapp

23 June 2011 at 8:53 pm

The Wells fargo is .03%...not 3% for savings. Ally looks to be the best and most consistent

LYNDA BLIVAS

27 May 2011 at 2:24 pm

WELLS FARGO HAS PROMO SAVING ACCOUNT @ 3% FOR 13 MO. BUT LIMIT IS $500.00, cAN'T MAKE MUCH BUT THE RATE IS GREAT FOR TODAY'S MARKET

Qugiely

25 May 2011 at 5:18 am

How come I never see Kearny Bank in any of the listings. They give the best rate out there.

Quigley

25 May 2011 at 5:16 am

How come I never see Kearny Bank on any listings. I find them to have the best cd for seniors.

Steve

Diana

1 May 2011 at 2:17 pm

Previous question about Navy Credit Union -- One has to have a connection to Navy or be related to someone with a connection. That person must be a member of the Credit Union. At their website they have an extended list of who would be eligible. Don't get too excited though. The maximum deposit amount eligible for that 3% rate is $3000.

Ruth Sutherlin

24 April 2011 at 8:23 pm

What are the Highest Certificate of Deposit Rates in Virginia

Marc Nephtali

16 April 2011 at 3:29 pm

Hi,
I would like to have some info about your 3% Special Easy Start Certificate-$3,000 maximum. Do I need to be a navy person to sign up for that CD
thanks
Marc

Joshua Scribner

6 April 2011 at 1:28 pm

Doral Bank Direct (internet only bank) is currently offering a 12 Month CD @ 1.40% APY. The link to their rates is http://www.doralbankdirect.com/cd_learn.asp.
Thanks,
Josh Scribner

Nat Silverman

15 March 2011 at 2:41 pm

The CD's need to pay more if that may be possible?
Please furnish Local Banks in our area.

Alex

9 March 2011 at 7:04 am

I am not working there:
https://www.ssfcu.org/en-us/rates/Pages/default.aspx
I just use them - the best overall conditions, penalties and rates

RUTH COHEN

9 March 2011 at 2:18 am

INTERRESTED IN NAVY FEDERAL CREDIT UNION. IS IT FEDERALLY INSURED?
PLEASE GIVE AN ANSWER WITH DETAILS.
THANK YOU
RUTH

Judy

28 February 2011 at 8:09 pm

Page Valley Bank will not let you open accounts over the phone or internet you must live close enough to go to the bank to get the rate.

charlene

8 February 2011 at 4:08 am

Looking for the best 18 month CD rate in either Maryland or New York.

Steven Pein

26 January 2011 at 6:58 am

10 Year CD Rate is now 3.67%
3.62% rate with 3.67% yield on 10 Year CD at First Federal Savings Bank.
Can open online.
View at this link:
Part bank is First Federal Savings Bank of Elizabethtown (Kentucky)
http://www.ffsbky.com/site/rates.html?40004#cd_ira

Joseph

20 January 2011 at 12:33 pm

Looking to find a high cd rate for 6-8 months...deposit of $10,000.

Georgia

19 January 2011 at 5:13 pm

Looking for best CD rate for $10K for 60 days if there is such an animal.

Tracey

13 January 2011 at 7:43 pm

Agree with Frank, see comment 8/24/10. I just opened a 24 month "raise your rate" at 1.52 APY CD with Ally Bank online. It was very easy to open and set up. Thanks for the information Frank.

Dan

9 January 2011 at 6:31 am

Looking for high rates as possible in the 5 to 7 year time w/ FDIC

HR BAYNE

13 December 2010 at 8:30 am

I USED IGOBANKING AND FOUND ABSOLUTELY NO PROBLEM.THE ACCOUNT WAS OPENED EASILY AND MY CONTACT WITH ONE OF THE VPS WAS VERY HELPFUL.IF ALL BANKS WORKED THIS SMOOTHLY LIFE WOULD BE A BIT EASIER HRB

Pat

13 December 2010 at 7:43 am

Justice Federal Credit Union announced a 7.50% APY savings rate, an astounding rate on a short term share certificate offered to Members as they wrap-up their 75th Anniversary Year. With an annual percentage yield of 7.50%, this 75 day share certificate offers one of the highest rates in the country.
Justice FCU proudly serves those who serve justice, law enforcement, and homeland security across the nation. This offering is their way of saying thank you to their members for 75 years of service.

norman girard

23 November 2010 at 8:59 pm

Dear Robin:
I just looked up your suggestion and it is no wheres to be found.They only had 2% APY for a 5 year cd. It sure is not from their site you supposedly found this out? Do you have a link????????
I have checked this bank often and it has always had lower reates than others, consistently over the last year.

Melinda

19 November 2010 at 3:37 pm

iGOBanking makes you jump through hoops - I don't care what their rates are - we tried to open a 2 year 2.65% CD - they said we were accepted and never debited our account. Said they would guarantee the rate - but took over 2 weeks to verify our address since we hadn't lived here for more than 2 years - just not easy to do business with - we canceled the application.
Not worth the hassle - if it is that onerous to open an account, what would it be to cash it in and get your $$$.

robin

20 October 2010 at 8:33 am

iGoBanking.com has just added a 24 month CD with 2.25% APY, minimum $1,000, which puts them at the top of your table.
They are an online bank - according to their website: iGObanking.com is an online division of Flushing Savings Bank that enables consumers to open and fund deposit accounts directly from the convenience of their personal computer. I've seen them with some of the hightest rates quite frequently this year.

Leola Harris

14 October 2010 at 8:38 pm

looking for best cd rate in Jacksonville, Florida for first time deposits

robin

4 October 2010 at 12:17 pm

iGoBanking.com has just added an 18 month CD with 1.50% APY, minimum $1,000
They are an online bank - according to their website:
iGObanking.com is an online division of Flushing Savings Bank that enables consumers to open and fund deposit accounts directly from the convenience of their personal computer.
I've seen them with some of the hightest rates quite frequently this year.

ashley

19 September 2010 at 9:51 am

CDs up to 3.30%
https://www.usaa.com/inet/ent_utils/McStaticPages?key=bank_cd_rates

Frank

24 August 2010 at 8:37 am

Well, let's face it. All of these CD rates are miserable, and really tough for us old folk who depend upon interest income to pay our bills. For me, I have put all of my CD funds into Ally Bank. I find none more accessible, easy to communicate with, and especially a terrific 2 year CD with option to bump up once to a higher rate during that period if rates should go higher. This is great for a person like me who really prefers one-year CD committments.

cyrus

ralph glorioso

14 August 2010 at 8:33 pm

My wife and I had our retirement IRAs to re-invest and were not seeing rates much over 1% for a 12 month deposit and we did not want to go for 2 or more years at this time.
Umpqua Bank has been around since 1928, in Oregon initially, but opened in July in Santa Rosa. Through August 31, they have a promotional CD for 13 months at 1.75% APY. This was the best we could find anywhere and we were happy to have it. A free interest-bearing checking account is included. Scott and Gioia were the staff we dealt with and they were terrific. All in all, a very pleasant and productive experience.

Ali A.

31 July 2010 at 6:08 am

Virginia Commerce Bank offers a one year CD at an APY oF 1.55%.

Lynda

21 June 2010 at 4:43 pm

Union Bank current cd promotions two year 2% and three yer 2.5%

Gene LaBert

4 June 2010 at 12:14 pm

2% at OneWest (former LaJolla Bank) in Dallas as of 12-4-10.

james antonucci

8 May 2010 at 12:00 pm

soveriegn bank in nh 3% at 36 months. Can I get any better?

mimi Shapiro

23 April 2010 at 7:45 am

2% at First Citizens bank in Corona CA

dirk

22 April 2010 at 6:45 pm

Everbank 3.21 3.26 5 year

steve smith

14 October 2009 at 3:24 pm

I called Hanmi Bank northridge CA - there CD is 2.10 for a 6 to 12 month
time line with a $90,000 + deposit

Lucretia Coleman

1 September 2009 at 5:34 am

Td Bank Has great CD rates also 9 mth is 1.40% Minimum deposit
$500 2 year is 1.50% minimum deposit $ 500 there 5 year is 4.00 % minimum deposit $ 1000.00. The best way to gain maximum interest potential is to
go with a shorter term CD.

james davis

29 August 2009 at 1:46 pm

Yes, I found Delta Community Bank has a 1 Year CD @ 2.35%, which would be the
highest rate on the list currently because Quantum Bank is only for Georgia customers. I found this rate online - do you think it is legit?
thanks!

Dave W

william ignatowski

25 August 2009 at 10:51 am

2.20 % for 1 year
Park National Bank

Washington Federal Bank

21 August 2009 at 9:12 am

Washington Federal Bank for Savings has a 6 month CD special at 1.96%
apy. $1,000 minimum to open. They have 2 offices 2869 S. Archer Ave 773-254-3422 and 1410 W. Taylor St. 312-455-2940. A branch visit is required to
open the account. They have been around for 96 years and are rated a 5 star bank by Bauer Financial (www.bauerfinancial.com).

robert purcell

18 August 2009 at 5:48 am

looking for highest FDIC insured CD rates for 6months to 1 year

jill jones

18 August 2009 at 1:59 am

I would like to know the best rate around since my CD matures tomorrow!

Shel Ferdman

15 August 2009 at 11:25 am

Check out Citibank 60mo. CD Rate

joan grooms

14 August 2009 at 5:12 pm

3mo. and 6mo cd rates

Nancy McIntyre

13 August 2009 at 3:17 pm

Check Susquehanna Valley Federal Credit Union

James Leonard

12 August 2009 at 7:25 am

Looking for the best 1 year CD for $25,000.

royal anthony tyler

10 August 2009 at 4:15 am

My son is in college and I would like to have up to a 6yr plan to be
able to pay his tuition plus room and board, still have some left over to do other things with for projects.

Sandra Carmen

8 August 2009 at 9:59 am

To invest about $170,000 for 3 months.

ann peron

8 August 2009 at 7:02 am

need ga.rate

richard

7 August 2009 at 11:18 am

Looking for the best rate on CDARS for 13 weeks. Can be a bank outside of Florida if
they accept non resident companies. CDARS are a group of CD's from various banks for very large amounts, so all of it is insured.

Jack Brink

3 August 2009 at 6:40 pm

Bank of the west

John F. Anthony

31 July 2009 at 3:59 pm

I'm looking to place $80,000.00 in a local bank and would like a CD rate
for the period of one year, eighteen months and two years.

Ann Mine

25 July 2009 at 5:04 am

Umpqua Bank, 2.5%apy, 13mos, 10k min. (umpquabank.com)

Pamela Stratton

17 July 2009 at 6:15 am

2.65 APY at Washington First Bank in Great Falls, VA.

Shelley Diamond

14 July 2009 at 2:23 pm

Patelco Credit Union website says special promotional 1 year CD at 7% for "new
members" but there was nothing listed about what criteria must be met to be a member so it sounds suspicious but that's the highest rate I've seen
so I thought I would mention it....

mary

14 July 2009 at 1:54 am

3-month CD with First Fidelity Bank in Northern Virginia for 4.01%.

Richman

11 July 2009 at 8:41 am

Where in New Jersey is the bank who gives the highest interest rate on the
shortest period of time. What is the amount of CD money and how much is the interet rates.

Karen A

10 July 2009 at 3:43 pm

Be aware that the 4% churchextension.org CD is a note and not insured by the FDIC or
any other government agency. Rates may change without notice.

Pete Godbey

7 July 2009 at 7:44 am

Check churchextension.org, the Christian Church (Disciples of Christ) is
offering a special CD at 4% rate on thier green account.

White Chocolate

Arnie

Barry

30 June 2009 at 1:40 pm

Hudson City Savings in upstate NY, Nj and Ct has 12Month cd @2.25%. No checking
or anything required. Branch visit required. My son opened an account on Sat. and the employees are very helpful and friendly.

Disclaimer: Because rates and offers from advertisers shown on this
website change frequently, please visit referenced sites for current
information. This website may be compensated by companies mentioned through
advertising, affiliate programs or otherwise.

Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.UGC Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.