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Tag Archives: Financial Planning

Improving your credit score can save you money through lower interest rates and insurance premiums. A higher score can open the door to more credit options such as a mortgage loan and it can even decrease the amount of security … Continue reading →

Many financial institutions consider your credit score when making a loan decision. If you’re in the market for a mortgage, car loan, personal loan, or even a credit card, your credit score is going to directly impact how much you … Continue reading →

Your credit score directly impacts your ability to get a loan and the rate and terms you pay for those loans. It also plays a role in things like your insurance rates, security deposit needed when you rent an apartment, … Continue reading →

An account that contains a “Payable on Death” (POD) designation is very different than an account just in your name. You are strongly advised to consult with your estate planning attorney before adding or removing POD designations as changes may … Continue reading →

April is National Financial Literacy Month. At Hills Bank, we believe in educating young people to take control of their financial future. To support this important endeavor, we’ve partnered with EverFi to bring the Hills Bank Financial Education Program to … Continue reading →

Are you looking to buy a new house, but have questions about what you can afford, what your monthly payment will be, or if you will need a down payment? Let Hills Bank help answer those questions by getting you … Continue reading →

The start of a new year is often when last year’s hard work pays off in the form of pay raises or cost of living adjustments. Instead of using that money to buy a new pair of shoes or the … Continue reading →

There is no shortage of financial advice available, including paying off debt, maxing out your 401(k), paying off your mortgage, and improving your credit score. One of the most important things you can do to improve your financial health is … Continue reading →

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