Alaska USA Visa Credit Card

Get the card that gives you rewards
all year long!

Smart Chip Technology - Use your card at millions of retailers and ATMs in more than 150 countries worldwide.

Reward points - Earned for each dollar spent, reward points add up quickly and can be redeemed for travel and merchandise. Use your card for all your shopping and bills - the reward points will add up even faster!

Merchandise Rewards

Choose from hundreds of items to view, dream about, redeem and enjoy. Select from electronics, sporting goods, appliances, jewelry, toys, and other awards!

Check out the online catalog at Scorecardrewards.com for merchandise you can order with your accumulated points. Redeem points any time, or save them to earn higher value awards. And remember - shipping is free!

When using a chip and signature card, insert the card face up with the chip end first into the card reader. Follow the prompts to complete your purchase. A receipt will print – sign it and keep the copy.

If you’re planning to travel to a foreign country, please call the Member Service Center at (800) 525-9094 to request your chip card. Letting Alaska USA know your travel plans will help to ensure you can make purchases with ease and confidence while outside of the U.S.

Visa Platinum Credit Card Disclosure

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)".

This information is accurate as of February 2010, and is subject to change
upon written notice to cardholders. To confirm current features and costs,
contact Alaska USA Card Services at 563-7500, or (800) 525-9094 outside
of Anchorage and (800) 742-7084 for TTY/Hearing Impaired.

Secured Visa Platinum

Build your credit history with an Alaska USA Secured Visa® Card.
It works like a regular credit card, but it's backed by funds on deposit in your Alaska USA savings account.

When you carry an Alaska USA Secured Visa Card, you get platinum-level benefits,
including ScoreCard™ points redeemable for travel and merchandise. There's a
minimum of $500 you need to keep on deposit, but that also qualifies you for an
Alaska USA Relationship Checking account with no monthly maintenance fees.

And if you have an Alaska USA checking account, the typical $50 annual Visa card
fee is also waived.

Apply for the Secured Visa today and begin building a positive credit history!

Account terms

Normally, a member in good standing may be granted a Secured Visa credit card in an amount equal to the amount of share savings placed on hold with a minimum limit of $500.

Secured Visa Platinum Credit Card Disclosure

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)".

This information is accurate as of February 2010, and is subject to change
upon written notice to cardholders. To confirm current features and costs,
contact Alaska USA Card Services at 563-7500, or (800) 525-9094 outside
of Anchorage and (800) 742-7084 for TTY/Hearing Impaired.

You have 25 days to repay your balance for purchases before being charged a finance charge.

Annual fee

$50 (waived for Alaska USA checking account holders)

Transaction fee for cash advances

2% of the cash advance amount ($10 maximum)

Fee for foreign transactions

No fee

Late payment fee

Up to $35

Returned payment fee

Up to $20

The intent of this program is to provide credit cards to
members who would not otherwise qualify for an unsecured credit card because of
insufficient credit experience or poor past credit history. Approval of secured
credit card requests requires a completed credit card application and no evidence or
indication of current or future credit problems. Additionally, members who have caused
the credit union to suffer a financial loss will not be eligible for this program.

Establishment of unsecured credit card credit limits may be considered
after two years' satisfactory performance on a secured basis. Approval of such
unsecured limits requires loan officer review of a current application and underwriting
consistent with usual standards.

Insurance services offered through Alaska USA Insurance Brokers, LLC. Insurance products are provided by various carriers and are obligations of the issuing insurance company. They are not obligations of or deposits to Alaska USA Insurance Brokers, Alaska USA Federal Credit Union, or its subsidiaries, and are not insured by the National Credit Union Administration. Some products are not available in all states.

Instructions

Enter your User ID

Click "Log in" to view you personalized keypad and enter your PAC.

Your initial User ID is your member account number, as printed in the top-right corner of your statement.