Nobody expects to
be sued. Just ask the 20 million people involved in lawsuits last year.

Divorce,
inheritance, health issues, creditors, employees, theft, changing markets,
malpractice suits, sexual harassment claims, natural disasters and disgruntled
business partners are just a few issues that can result in devastating lawsuits
for unprepared business owners. The highest level of risk falls on those who
think they are immune.

Americans are now
more concerned than ever about protecting their assets from creditor claims,
taxes, divorce and other disasters. Rightly so.

The more success
you have (especially in business, professional practice or real estate
activities), the more at risk you are as others see your success grow.

Here’s some of
the “risky behavior” you may be engaging in right now:

Will you be
signing loan documents, a personal guaranty or a lease? Do you have rental
properties or employees? Are you an attorney or physician? Do you work in
construction or perform professional services? Are you getting married and have
children from a prior marriage or separate property assets you are bringing
into the marriage.

Here’s the thing:
all of these activities are activities we want to see you do more of! They are,
in many ways, the spice of life. But we
don’t want that spice to become too hot and impact your life negatively.

That’s where we
come in. We can set up your business and life structures to ensure that you can
take maximum risk with minimum worry.

We assist our
clients in determining the appropriate level of asset protection planning for
their particular circumstances. We will consider insurance, prenuptial
agreements, asset segregation, choice of jurisdiction, gifting, LLCs,
partnerships, corporations, and asset protection trusts. Customized
combinations are layered depending on the needs of the client and as
appropriate.

There are many
different strategies to accomplish the protection of your assets while you are
alive and after you are gone. To find out which strategies may be right for
you, contact us for a Family Wealth Planning Session.

And if you have a
business, your very first step is to ensure that your business is set up
correctly; contact us for a LIFT (Legal, Insurance, Financial and Tax) Audit of
your business foundation and recover any of the money that may be leaking from
your business today.