Health Insurance companies appear to be restricting the network areas of their policies in some plans under the new Affordable Care Act.

In the past most had a network covering a whole state, but now in many plans they are restricted to designated smaller areas . This means that any treatment outside the new network will become liable to be paid by the themselves.

People should now be particularly careful, and make a point of finding out from insurers the extent of their network, as well identifying hospitals they can access under any plan taken out.