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Get to know the ideas behind Expat & Co.

Filip Declercq is the founder of Expat & Co Smart Insurances. With more than 30 years of experience in the insurance sector, he quickly found that specialist insurances - such as those for expats - were difficult to find. Combining his own experience as an expat in Germany and his career as an insurer, he knew just what he was looking for from an insurance policy. The idea for Expat & Co was born.

Additionally, Filip felt that other policies on the market were singularly aimed at health coverage. This is why he developed a wide range of other international covers to choose from, so that you can create coverage which has been truly tailored to meet your personal and professional needs.

We are proud of our close ties and strong working relationships with the worlds' social security institutes and companies as well as insurance brokers that are able to offer our clients excellent ratings, world class hospital networks, 24 hour assistance around the globe and highly personalised service. Our dedicated team is at your fingertips.