Cards for scores that low are now virtually non existent. I have the First Premier and Credit One cards.

First let me say don't get too credit hungry... I did and it knocked my scores back a good 20 points.... Not much, but enough when you are trying to rebuild. This is a time process. Get the cards that you can. Use them sparingly and make triple sure to have NO LATES on them.

Also consider looking at your local credit unions for a credit builder loan. ( This is my next step ). Here's how it works they give you a loan lets say $ 1,000.00 that money is placed in an interest bearing account and you make payments on it as you would any other loan. When it is paid off you get the money as well as the interest that it has earned. This helps create some diversity in your reports.

Cards for scores that low are now virtually non existent. I have the First Premier and Credit One cards.

First let me say don't get too credit hungry... I did and it knocked my scores back a good 20 points.... Not much, but enough when you are trying to rebuild. This is a time process. Get the cards that you can. Use them sparingly and make triple sure to have NO LATES on them.

Also consider looking at your local credit unions for a credit builder loan. ( This is my next step ). Here's how it works they give you a loan lets say $ 1,000.00 that money is placed in an interest bearing account and you make payments on it as you would any other loan. When it is paid off you get the money as well as the interest that it has earned. This helps create some diversity in your reports.

I realize the OP may have been a spammer, but this is definitely gold advice, even if one is not rebuilding. I frequently tell myself this so I pull in the reins, and don't app for new cards.

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