1 Applies to banks and certain financial institutions, see the Retail Trading Act 2008.2 From 31.12.11 when Australia Day (26th of January) falls on a Saturday or a Sunday, there will be no public holiday on that day, as the following Monday will be declared a public holiday.3 From 31.12.11 the Holiday Act provides for an extra public holiday to be added when New Year's Day, Christmas Day or Boxing Day falls on a weekend.