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If you want to know why, the answers are here - it basically boils down to both the fact that bounty access was vastly opened from the original system, and that it simply hasn't changed since that time. If you want to request that it be relaxed, you want to see here.
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Grace Note♦Jan 13 '11 at 19:37

@Grace Thanks (those links point to the same place.) Definitely should be relaxed.
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timJan 13 '11 at 19:51

Oh, sorry. The second one was supposed to be this one. Still by the same user, as it were. Clipboard must've haywired.
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Grace Note♦Jan 13 '11 at 19:52

1 Answer
1

Also, not fielding a lot of actual,
real world "wow, if I could just have
one more bounty!" requests, other than
this.. rather hypothetical.. one.

Which contradicts his other answer in June, 2010

I'd rather make decisions based on
data (actual user behavior) than
predictions (the way I guess users
might behave). If, after a month or
so, it looks safe to increase that
limit to 2 or maybe even 3, we can
revisit it then.

It seems reasonable (At the very least) to give it a trial. There is no valid reason against it.