Please make sure that you’ve read the following member service terms very carefully and agree to them before you become a member or begin to use Myinsbroker.com service.

1 Registration Terms

i) Member qualification:Citizens age above 18; enterprises , social unions or organizations which have legal registration documents and are under sound operation.

ii) Registration Procedure

a. Register online following the guide

b. We’ll help register offline with proper authorization provided

iii)Member Account:The Email address you provide is the only identification by using Myinsbroker.com service, so called Member Account, it’s unique and exclusive.

2 Member’s rights and obligations

Rights

i)Use the Myinsbroker.com service

ii)Enjoy the discount

iii)Obtain points when consuming on the Myinsbroker.com

Obligations

i)Members are supposed to provide the information enough and adequate.

ii)Member account and rights are not to be used by third party.

3 Member Points Management

i)Member Types

i)Members are classified into three categories: Standard Member , Silver Member and Gold Member according to the amount prepaid.

ii)When the prepaid amount used out within the period ( eg. 12months), Member can maintain the member class by recharging any amount ; Member to keep or upgrade the member class should recharge accordingly when another period begins.

iii)If the points don’t meet the membership requirements by the end of the period, member class will be modified automatically.

iv)Amount prepaid refers to the money in the custody of Myinsbroker.com, member can use it for future expense and balance can be given back in 3 working days upon written application if it deposited more than 60 days. The balance is only to be given back to the
Member Account, Points granted by Myinsbroker.com are not to be given back.

v)The exchange rate is according to the central parity rate released by the People’s Bank of China a work day prior to the final submitting of the application.

ii)How to get the bonus points?

i)Register to become a member

ii)Consume on Myinsbroker.com

iii)Recommend customers to us

iv)Provide your information completely and accurately

v)Take part in our promotion activities

iii)Nature of the Bonus Points

i)According to your use of this service, we will grant bonus points to you through a variety ways. However, these points do not have any cash value. Whatever way you get these points, you cannot redeem any cash or money by these points.

ii)These points do not have any nature of properties. The members do not have the ownership of them. The Company has the right to adjust the value of the points or the rules of the points without your consent.

iii)If the company suspects the points obtaining and (or) use exists fraud, abuse or other improper behaviors, the company has the right to cancel, limit or terminate your use of the points at any time.

iv)Use of the bonus points

i)Premium or Expense for each RMB Yuan will generate one point.

ii)No points for special risk business.

iii)You only have the right to redeem the points for the specified services or products provided by the company following by the company’s rules, including gifts, coupons etc.

v) Period of Validity

Timeless

vi)Bonus Points Droppage

We’ll deduct the bonus points accordingly under such circumstances: refund application for the amount prepaid and premium decrease by policy change.

4 Very Important Clauses

According to our professional judgement and common sense, Please note that the information below is surely very important about your benefits, please read it carefully.

i) Insurance clauses (main risks and additional risks) decide the scope of cover, define under what circumstances the insured would be indemnified.

ii) Exclusions list the circumstances which are not covered.

iii) Deductible ( Franchise ) means amount or ratio the insured bears himself when loss or damage happens. The insurer will deduct while calculating the indemnity.

iv) Premium rate decides the insurance cost to the applicant.

5 Member account and password protection

You are strongly supposed to keep ,protect and authorize proper person to use the member account. Any loss arised from loss ,leakage, password stolen is on the member account.

Cancellation of Policy

According Insurance Law of PRC, Article 50 Cargo insurance contracts or voyage insurance contracts may not be terminated by the contractual parties once the insurance liability has commenced.

6 V Default Clauses

i) You confirm, you’ve completely read, understood and accepted the whole content of the member service clauses before your registration or application to become member as to use the Myinsbroker.com service; once you use Myinsbroker.com service, it means you agree to obey all the clauses.

ii) You agree, we reserve the right to change the clauses and post it on the site without specially informing you. If you continue to use the service after the change, it means that
You’ve completely read, understood and accepted the changes, and will obey the new clauses when using the service. If you do not agree the clauses modified, you should stop
Using the service.

iii) You declare, when you agree the clauses and register or apply for Myinsbroker.com member, you are qualified citizens or organizations; otherwise, you should stop registering or using the service.

iv) You agree to accept CIC or ICC clauses and the insurance clauses (main risks and or additional risks) ticked by yourself.

v) Your agree that Debit Note or Invoice being arranged monthly.

vi) System time: GMT+8

vii) ELECTRONIC COMMUNICATIONS

When you use any Myinsbroker Service, or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site or through the other Myinsbroker Services. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

7 COPYRIGHT

All content included in or made available through any Myinsbroker Service,
such as text, graphics, logos, button icons, images, audio clips, digital downloads,
and data compilations is the property of Myinsbroker or its content suppliers and
protected by PRC and international copyright laws. The compilation of all content included in or made available through any Myinsbroker Service is the exclusive property of Myinsbroker and protected by PRC and international copyright laws.

8 LICENSE AND ACCESS

Subject to your compliance with these Conditions of Use and your payment of any applicable fees, Myinsbroker or its content providers grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal and non-commercial use of the Myinsbroker Services. This license does not include any resale or commercial use of any Myinsbroker Service, or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of any Myinsbroker Service or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. All rights not expressly granted to you in these Conditions of Use or any Service Terms are reserved and retained by Myinsbroker or its licensors, suppliers, publishers, rightsholders, or other content providers. No Myinsbroker Service, nor any part of any Myinsbroker Service, may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Myinsbroker. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Myinsbroker without express written consent. You may not use any meta tags or any other "hidden text" utilizing Myinsbroker's name or trademarks without the express written consent of Myinsbroker. You may not misuse the Myinsbroker Services. You may use the Myinsbroker Services only as permitted by law. The licenses granted by Myinsbroker terminate if you do not comply with these Conditions of Use or any Service Terms.

9 MYINSBROKER SOFTWARE TERMS

In addition to these Conditions of Use, the terms found here apply to any software (including any updates or upgrades to the software and any related documentation) that we make available to you from time to time for your use in connection with Myinsbroker Services (the "Myinsbroker Software").

10 System Interruption or Failure

If due to the following reasons, you cannot use the services, the Company does not assume liability for damages. The conditions include, but are not limited to:

i) The Company announces on this website that system shut down for maintenance purpose.

ii) Data transfer failure due to Telecom equipment problems.

iii) Due to force majeure such as typhoons, earthquakes, tsunamis, floods, power outages, war, terrorist attacks, resulting in the system failure and cannot perform the business.

iv) The service interruption or delay caused by technical adjustments from Telecom department, hacker attack, website upgrades or bank problems.

11 Complete Terms

i) You understand and agree to the terms, including all parts of the terms. Once you use this service, you and the company are subject to the constraints of all parts of the terms.

ii) Part of the terms deemed illegal by a court of competent jurisdiction not therefore affects the effectiveness of other contents.

12 Applicable Law and Jurisdiction

i) The effectiveness, interpretation, change, implementation and dispute resolution applies to the laws of the People's Republic of China. If there are no relevant laws and regulations, refer to the general international business practices and (or) industry practice.

ii) The controversy generated by the Terms shall be governed by the relevant laws of the People's Republic of China and use the Intermediate People's Court of Shenzhen City, Guangdong Province as the first jurisdiction court.