First Citizens offers a very good work life balance. In a time were banks are laying off people in droves and posting bad numbers, FCB is posting great numbers and hiring! For positions that are applicable, they offer flexible schedules and a great benefits package. I feel really fortunate to work for a company that allows me to have success at work, but not at the sacrifice of my family. I will occasionally "work" in the evenings, but it is not something tha is expected.

Cons

Pay may not be competative for people who have been here a long time. Internal spending is very "tight". Not a lot of room in the budget for external career development like confrences and such.Most positions, inclunding sales do not offer incentive or bonuses.

More of a family type atmosphere and doesn't seem to have the high pressure sales environment that is present at larger banks. The bank is smaller so therefore you feel like you are dealing with "people" in the corporate office instead of a "department. The bank is somewhat selective on their customers, meaning that they place value on not taking on customers that fit the parameters they are looking for.

Cons

Because it is a smaller bank the biggest downside is that they are far behind on technology and processes that are left to outdated methods. First Citizens is also the last to come into a market and they spend very little on marketing from what I can see. Most of the employees are just content with their jobs and there seems to be very little drive or aspirations to advance your career within the organization.

Advice to ManagementAdvice

Invest in new technology, and more aggressive marketing. Try to introduce some sort of commission structure.