I salute that God Ganesa, who is of red colour ,
Who has two hands , who has a big paunch,
Who sits on a petal of lotus flower.
Who is served by Lord Brahma and other devas,
And who is saluted by the most eminent sages.

If this prayer for destruction of debts ,
Which destroys extreme poverty,
Is daily read this for one year,
Before the completion of one year,
He would get out of the pitiable poverty and become like Khubera.