The Fitness Pods are great...1/2 price in the mornings so £5 shared between 3 people is a pretty good deal. I also find the "My Fitness Pal" app really good for calorie counting.....it also adds on your exercise therefore encouraging me to exercise more

Waasp!
A couple of years ago I was stung on the toe whilst walking through grass with flip-flops on! The pain was horrendous and the bee was actually stuck to my toe , my toe doubled in size within minutes and took days before the soreness went!

As a family it is fairly expensive to travel on the horse trams , I have always felt that if they made a cheaper rate for Manx residents more locals would use them and more frequently. We have not been on them for a few years but would happily use them if it was cheaper....£10 for a single journey (2 ad + 2 ch) is a bit steep!

We are in the middle of building a house extension and our bank (Loyds TSB) leant us the money but only release the money as we produce the receipts from the builder. So as each stage of the build gets passed by the building inspectors we get a bill whic we have to then go and drawdown in the bank. Apparently this is to stop us blowing it all on a posh car!! I supppose they are lending against the value of your house (we too had a very small mortgage in relation to house value) and have to be sure that the end value of your home exceeds the amount that you owe on it! The plus side is that your monthly repayments only go up as you drawdown each payment so in our case when the build has run over the expected time we are only paying for the money we have actually spent! Good luck