We buy homes - how to get started

Everyone is familiar with real estate investment company slogans like "we buy homes." These companies make it easier for homeowners who find they need to sell their home fast at a fair price. These companies can make selling your home less of a headache. If you are interested in learning more about purchasing homes for investment purposes, it's important to understand the real estate market. The real estate market is much more complex than it seems on the surface. You need to be familiar with the process of fixing up and renting or reselling property for profit.

How we buy homes

Many people wonder how investment companies with the we buy homes slogan are able to buy homes so easily. They know about the qualifications most lenders have in place for borrowers need a mortgage loan. Real estate investment companies with the slogan we buy homes know there are ways to get a home loan with no down payment. An excellent credit rating shows lenders that you have a history of making timely payments on loans and other bills. We buy homes investors know that a god credit rating means no charge offs, bankruptcy or foreclosure on your credit report.

How much house can you afford

Determine your debt to income ratio. We buy houses investors know that lenders compare the amount of more debt to you income to decide how much of a house you qualify to purchase. Your debt includes all credit cards, loans, co-signed loans, cars, real estate and more.

Your total income and employment stability are what lenders look for when they analyze the income portion of your debt to income ratio. We buy homes investors realize this. We buy houses investors know that lenders are looking for borrowers with financing stability. Your employment history is a good indicator of your financial stability. If you can prove that you have been working for your current employer for three years or working consistently within your industry for the past three years, you meet the qualifications. Borrowers that are self employed will need to provide financial statements for the past three years.

Purchasing with no down payment

You may need to pay a couple of hundred dollars more each month for a no down payment loan. We buy homes investors will quite often purchase real estate using a zero down payment method. If you are interested in buying homes for investment like the companies that advertise "we buy homes," you can get started with some start up cash and a willingness to learn details about the business of real estate investing.

Most companies deal with cash. It helps the closing process move along much more quickly than dealing with loan. Plus homeowners who need to seel their homes quickly are often more motivated by a cash sale. We buy homes and pay homeowners quickly with a cash settelement. Homeowners in need of a quick sale due to financial trouble, relocation or any other reason won't have time to list their home to sell on the market. We buy homes quickly to allow homeowners in a hurry to pay off their mortgage and move on with their lives.

We buy homes and want to buy yours today! To see if your home qualifies for our Rapid Home Purchase Program, please complete the Seller Questionnaire on the upper right side of this page. If your home qualifies and you're flexible on price or terms, we can buy your home fast!