They may be able to tell you about something you haven't considered, or show you a path you otherwise thought unavailable to you.

Selling or downsizing

If you don't think your circumstances will change any time soon, it may be worth thinking about selling your home or downsizing to a more affordable property.

Selling your home and renting for a time is preferable to defaulting on your mortgage and having your home repossessed, as it gives you the option to buy again when you're in a better financial position.

It also allows you to be in control of the sale of your home, as you may be able to achieve a better sale price than if it was repossessed.

Compare mortgages

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

PLEASE NOTE: ALTHOUGH L&C IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY (FCA), THE FCA DOES NOT REGULATE MOST BUY TO LET MORTGAGES

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