Mar

01

2014

by Julia Valentine

Spring is upon us, the nature reminding us about an experience of inner spring that is available at any moment. Observe how nature renews itself every day and every season. Every new cycle brings about new beauty and new appreciation for life. Take an opportunity to rediscover that inner spring splendor is possible yet again.

Feb

02

2014

by Julia Valentine

The Joy Compass 12 Steps to Successful Retirement Series has been developed for Let's Talk Money! Sirius XM Channel 141.

Step 2. Figuring out Social Security helps you:
▪ Estimate the income you will receive;
▪ Navigate important decisions around early, normal or delayed retirement;
▪ Avoid a trip to the office and apply online;
▪ Prevent a big Medicare mistake; and more.

Jan

20

2014

by Julia Valentine

The only mistakes to regret in life are those that could have been prevented. While all of us navigate the world of economic uncertainly, there are some fundamental principles that still hold. Keep them in mind, and you will avoid the common mistakes that retirees make with their finances.

Take financial advice from friends and family over that of professionals

Dec

19

2013

by Julia Valentine

Dec

30

2011

by Julia Valentine

Having become a collector of experiences, rather than an accumulator of things, I take delight in all events wondorous, miraculous and warm to both my heart and my touch. This Christmas, my gift came unexpectedly when I walked into the Museum District Bed & Breakfast in Richmond, Virginia. My stay came at the end of a strenuous December book tour. The bus I took from D.C. was delayed, and I when I opened the door of the B&B, exhausted, my watch showed 1:10AM.

Dec

18

2011

by Julia Valentine

Modern retirement is riddled with uncertainty and is much riskier than it was decades ago when there were many safeguards and veritable guarantees in place. The burden of assuring a suitable retirement nest egg has shifted from employers and the government to individual retirees. Even with this now common knowledge, far too many have still not adapted to the changes and find them self ill-equipped or, worse, entirely unable to retire when desired.

Dec

01

2011

by Research Associate

A residential care facility is an option for seniors who need assistance, but do not want to be a part of a larger community, which is the way most assisted living facilities are set up. A residential care home usually provides service to only 2-10 individuals at one time. The limit for the number of residents in each home is governed by each state.