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About Us / History

Emerald Credit Union was originally chartered as the Garfield Heights School Employees’ Credit Union in 1955, serving only the employees of that school district. Since then, we have grown to include over 25 Select Employment Groups (SEGs) and six local school districts. We have a community charter, allowing us to serve all who live, work, attend school or worship in Cuyahoga County.

As a not-for-profit financial institution, our sole purpose is to serve our members by providing affordable financial products and services, great rates, lower fees and member-friendly terms. We strive to offer world-class service to all Emerald Credit Union members, every day.

Mission Statement

The mission of Emerald Credit Union is to provide our members with high quality financial services in a convenient and affordable manner, while maintaining financial stability and controlling growth.

Meet Our Board of Directors

The Emerald Credit Union Board of Directors are volunteers elected by our members to represent our members. They ensure that we offer the best products, services, and benefits to all of our members, all of the time.

By members’ choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GURANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.