Welcome! My name is Steve Humer and I believe in using technology to improve the business world, as well as expand the social world.

This site is a representation of the principles, processes and mission statement, which make up what I call my personal culture code, used to achieve core goals and values, based on the wealth trinity, in pursuit of reaching my dreams.

Personal Culture Code

A personal culture code is a framework for running your life based on a set of written principles and by following processes that have been specifically picked to suit the life you want to live.

Every person will have a different culture code, just like every person has different DNA. While DNA is the unchangeable encoding related to our nature, a culture code is the changeable encoding related to our nurture. In the 7 Habits of Highly Effective People, author Steven Covey briefly describes the first three habits on personal independence in the following way:

Habit 1: Be Proactive: You are the programmer.

Habit 2: Begin with the end in mind: Write the program.

Habit 3: Put first things first: Follow the program.

A personal culture code is the proactive choice to do things a certain way every day based on a theoretical end in mind.

Wealth Trinity

In The Millionaire Fastlane, author and self-made millionaire MJ DeMarco describes the wealth trinity as three fundamental “F’s”:

Family (relationships)

Wealth is strong-spirited familial relationships with people. Not just your family, but with people, your community, your God, and your friends. At the end of the iconic movie It’s A Wonderful Life we’re given the final lesson: “Remember, no man is a failure who has friends.” This reflects on the importance of having your life shared with friends, family and loved ones. Wealth is making a difference. Wealth is community and impacting the lives of others. Wealth cannot be experienced alone in a vacuum.

Fitness (health)

Wealth is fitness: health, vibrancy, passion, and boundless energy. If you don’t have health, you lack wealth. Ask any terminally ill person what they value. Ask any cancer survivor how they suddenly feel reborn and happiness is displaced from “stuff” to people and experiences. There is no price on health and vibrancy.

Freedom (choice)

Wealth is freedom and choice: freedom to live how you want to live, what, when, and where. Freedom from bosses, alarm clocks, and the pressures of money. Freedom to passionately pursue dreams. Freedom to raise your children as you see fit. And freedom from the drudgery of doing things you hate. Freedom is liberty to live your life as you please.

The wealth trinity helps define what the end in mind looks like so the personal culture code can get us to the right place.