Out of Africa: A Global Fintech Revolution

When it comes to the Fintech revolution in Africa, we have to look at start-ups that are existing out of the continent but are making waves in how the African financial environment is evolving.

Join this panel to find out why African Fintech is more than just payments. Points to be discussed:

-Its about scoring, alternative methods of financing, setting investor expectations, building repeat business and mitigating risk.
-How do you ascribe meaning to results in order to create the ecosystem for African SME funding within a FinTech construct
-New ways to conduct credit risk assessment across all financial products (Key to unlock greater uptake of mortgages, loans, insurance etc)
-New financial products that meet the needs of various segments of African society (Microinsurance, govt welfare payments etc)
-Build upon the mobile revolution to provide products and services cheaply and virtual (Cost effective distribution and monitoring)
-Leverage mobile based fin-tech for quicker and more efficient disaster and health response (e.g. Ebola)
-Increase the flow of money across borders by drastically reducing the costs of remittances

For years, banks have been sitting on a goldmine of customer data. Only recently have they started exploiting that, although not surprisingly for their own benefit.
Personal data can give great insights to drive bank outcomes by decreasing credit losses and reducing fraud losses. In this webinar Ricky Knox will look at how we can use customer data to;
*Drive customer’s own advantage
*Avoid slip ups
*Dodge nasty charges
*Optimise the customer’s finances end to end.

The world is changing and whilst you're reading this; the speed of change is increasing even further. What this leads to no one knows - the future of financial services could be "anxious and challenging" or "brilliant and full of opportunities".

Will customer centricity still be the mindset? What about “AI-first”? Or will we jump into the next phase of life?

In this session, Vincent Fokke, CTO FS Benelux, Capgemini, will walk you through the future of banking touching on key themes including;

FinTech is a hot and trendy industry with topics like blockchain, digital banking, and cryptocurrencies on just about everyone's lips. The peaked interest in the sector has even encouraged universities, such as Oxford, to create courses specifically for FinTech. Meet-up groups and accelerators are also constantly delivering workshops on the top skills needed to make candidates more attractive to hiring managers.

Join this session to learn:
Do you need a background in Financial Services or Tech?
The key skills that all FinTech start-ups will be looking for
The positives and negatives of working for a large institution
The positives and negatives of working for a start-up
CV hacks: some easy ways to make your CV more FinTech-friendly
Top resources available for people who want to learn more

As Digital Identity becomes increasingly important in all areas, including E-commerce, the question arises; “Are we killing Fraud, Conversion or both?"

Join this session where the speakers will discuss:
-How has digital identity impacted the e-commerce industry?
-Are new technologies decreasing fraud but also sacrificing conversion?
-What are some of the key competencies one must have for a frictionless online payments experience?

Developing solutions for Canadian financial institutions and consumers means thinking about more than hockey and maple syrup. Barb MacLean will share stories and lessons learned working directly with credit union members to create fintech solutions.

How does stepping out of the fintech bubble to walk a kilometre in a user’s shoes develop better digital banking tools that meet the unique needs of a diverse and spread out nation? And how those insights can help your teams identify their own strategies to put customers first.

The FCA and PRA and confirmed that they will be extending SMCR from the current scope, which is limited to just deposit taking entities, to the remainder of the financial services industry. The extension of the regime will go live in 2018 for insurers and 2019 for all other firms.

BCS Consulting have supported many banks through their implementation from which they have learnt key lessons about the challenges, unintended regulatory consequences and most effective solutions.

BCS will share their lessons learnt and explain how they have designed highly effective SMCR solutions to save firms significant time and money, ensuring they achieve and maintain compliance with the rules.

Bankers and fintechs discuss why banks are typically shy about partnering with fintechs, why that’s changed recently and why 2018 will be the year that fintech/bank partnerships go mainstream.

- Why haven’t we seen many bank/fintech partnerships up until fairly recently?
- Partnerships vs M&A - we have started to see quite a few M&As happening in the
payments space, both banks acquiring fintechs and the opposite. What is the best model
for cooperation?
- Is 2018 the year bank/fintech partnerships go mainstream? What’s driving this?
- GDPR and the risks associated with partnerships (the risks of not partnering and
partnering)
- What advice do bankers have for fintechs wanting to work with them?
- What can banks do to ensure successful partnerships?

Banks being notoriously slow has become an assumed adage. Considering the pace of technology, consumer needs and regulation change, banks are running out of time to either become beloved brands and retain their relationship with the consumers or simply modify their business models to become efficient and profitable rails for those who will. To accomplish that, deeply meaningful cultural transformation needs to happen and fast.

Emotional Banking details a series of methods to accomplish this transformation and looks at case studies of those banks that have undergone change.

This session will feature Duena Blomstrom, the author of "Emotional Banking - Fixing Culture, Leveraging FinTech and Transforming Retail Banks into Brands " in conversation with bankers who have had to design and implement cultural change in their organisations."

Heard a lot about blockchain and the various cryptocurrencies out there but not sure what it actually means? Want to know what’s the actual difference in the different blockchains out there like bitcoin, Ethereum, NEM, etc.? Are you wondering why a lot of companies are going to ICOs and what does that really mean?

What you will learn:
-What is Bitcoin?
-What is a Blockchain?
-What are the different types of Blockchains?
-What is Ethereum? What is ether?
-What is NEM?
-How is Bitcoin, Ethereum, NEM different from each other?
-What is a smart contract?
-What is an ICO?
-What are the steps for conducting an ICO?
-What are the different ICOs happening currently?

What will the future talent pipeline mean for the future of the financial services industry?

We are delighted to be joined by three leading FinTech Influencers, Diana Biggs, Igor Volzhanin, and Liz Lumley to discuss the pressing issues around access to talent and digital skills, including how best to navigate a post-Brexit world.

By joining the FinTECHTalents webinar, you’ll be able to:
- Understand the current and future constraints on access to talent
- Learn how the financial services industry draws in the next generation of innovators
- Understand how to overcome some of the challenges that your organisation faces in talent acquisition
- Learn the steps industry can take in order to attract tomorrow’s talent to drive change

Gareth Johnson, Head of Digital Channels and Investment Services at Brewin Dolphin

Join us for a webinar where you will learn how to build your wealth tax-free with an ISA. Gareth Johnson, Head of Digital Channels and Investment Services at Brewin Dolphin, will guide you through:
•How to decide which ISA is right for you
•The benefits of ISA investing
•How at BPS we build and invest portfolios

This interview with Claudia Bate, Head of FinTech and Financial Services at FHF London will have Claudia share the key takeaways from their recently published report called "Fintech in 2018 - The Fads, The Fear, and The Future"

Chris Skinner, leading independent financial commentator and founder of The Finanser

Chris is a world renowned FinTech commentator, and is the top-selling author of Digital Bank. He is chair of the European networking forum, and was voted one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News. Chris’ new book Digital Human is being launched on the day of the summit, and he would love to discuss open banking, financial inclusion, and the future of money.

Alipay, operated by Ant Financial Services Group, is the world’s largest mobile and online payment platform. Launched in 2004, Alipay currently has more than 520 million active users. Li Wang leads the business in Europe, and can discuss how the brand is evolving across the continent, the overseas spending habits of Chinese travellers, and how European merchants can tailor their services in order to capitalise on the Chinese tourism boom.

Marcus Treacher focuses on driving Ripple’s engagement with financial institutions and payment providers around the world. He can explain how Ripple is partnering with global institutions to power global payments and fund liquidity, and would be interested in discussing the trillion-dollar cross-border payments problem, the XRP use case, and how Ripple is moving money around the world right now.

Join us for this webinar interview live form the Innovate Finance Global Summit where Bipin Sahni, EVP, Head of Innovation and R&D at Wells Fargo discusses which new innovations are actually working for banks and which are not quite there yet.

From blockchain, to AI and machine learning, tune in as Bipin shares how he helps startups refine their potential breakthrough technologies for financial services.

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