Home Mortgage Disclosure Act Aggregated Statistics

2383 Originated: 30 FHA, FSA/RHS & VA Home Purchase Loans for an average of $320,133, 734 Conventional Home Purchase for an average of $271,466, 1350 Refinancings for an average of $218,554, 213 Home Improvement Loans for an average of $98,305, 1 Dwelling For 5+ Families for $2,700,000, 55 Non-occupant Loans on < 5 Family Dwellings for an average of $268,309

395 Approved applications, not accepted: 3 FHA, FSA/RHS & VA Home Purchase Loans for an average of $396,333, 84 Conventional Home Purchase Loans for an average of $288,036, 247 Refinancings for an average of $222,777, 53 Home Improvement Loans for an average of $104,472, 8 Non-occupant Loans on < 5 Family Dwellings for an average of $235,125

796 Denied applications: 3 FHA, FSA/RHS & VA Loans for an average of $325,333, 151 Conventional for an average of $318,185, 497 Refinancings for an average of $269,185, 121 Home Improvement Loans for an average of $75,041, 2 Loans on Dwellings For 5+ Families for an average of $289,000, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $231,182

500 Withdrawn: 2 FHA, FSA/RHS & VA Loans for an average of $513,500, 73 Conventional for an average of $299,671, 370 Refinancings for an average of $219,319, 42 Home Improvement Loans for an average of $106,833, 13 Non-occupant Loans on < 5 Family Dwellings for an average of $312,538

184 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Home Purchase Loan for $175,000, 36 Conventional Home Purchase for an average of $308,278, 124 Refinancings for an average of $241,121, 16 Home Improvement for an average of $54,000, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $242,714

Compared to the state average:

The number of loans originated per 1000 residents (426) is significantly above NY average (256). The average loan value for this tract ($227,572) is comparable to the state average ($214,957).

The number of loans not accepted per 1000 residents (71) is above NY average (48). The average loan value for this tract ($222,349) is comparable to the state average ($209,181).

The number of loans denied per 1000 residents (142) is comparable to NY average (120). The average loan value for this tract ($248,180) is above the state average ($189,622).

The number of loans withdrawn per 1000 residents (89) is above NY average (69). The average loan value for this tract ($225,202) is comparable to the state average ($206,134).

The number of loans closed per 1000 residents (33) is significantly above NY average (20). The average loan value for this tract ($237,690) is comparable to the state average ($226,719).

HMDA - Loans Count

HMDA - Average Loan Value ($)

Private Mortgage Insurance Companies Aggregated Statistics

122 Originated: 93 Conventional for an average of $273,011, 26 Refinancings for an average of $264,000, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $220,333

43 Approved applications, not accepted: 28 Conventional Home Purchase Loans for an average of $321,464, 14 Refinancings for an average of $304,857, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $199,000

12 Denied: 10 Conventional for an average of $315,400, 2 Refinancings for an average of $230,500

11 Withdrawn applications: 6 Conventional Home Purchase for an average of $296,833, 4 Refinancings for an average of $317,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $594,000

4 Refinancings closed for incompleteness for an average of $321,000

PMIC - Loans Count

PMIC - Average Loan Value ($)

Private Mortgage Insurance Companies Disclosure Statistics

Radian Guaranty:

7 Conventional Home Purchase Loans Originated for an average of $184,143

2 Conventional Home Purchase Loans Applications approved - not accepted for an average of $167,000

Genworth Financial:

Conventional Home Purchase Loan originated for $180,000

Mortgage Guaranty Insurance:

4 Originated: 3 Conventional Home Purchase Loans for an average of $149,000, Refinancing for $187,000

Conventional Home Purchase Loan Denied for $228,000

PMI Mortgage Insurance:

3 Loans originated: 2 Conventional Home Purchase Loans for an average of $123,000, Refinancing for $186,000

Refinancing Applications denied for $186,000

Republic Mortgage Insurance:

2 Conventional Home Purchase Loans Originated for an average of $201,500

Conventional Home Purchase Loan Denied for $228,000

United Guaranty Corporation:

2 Conventional Home Purchase Loans Originated for an average of $187,500

Triad Guaranty Insurance:

Conventional Home Purchase Loan originated for $180,000

CMG Mortgage Insurance:

Refinancing Originated for $310,000

Home Mortgage Disclosure Act Statistics for Northwest Bellmore, Nassau County, Tract 4154.01 - Office of the Comptroller of the Currency (OCC)

WACHOVIA BANK NA (NC):

Conventional Home Purchase Loan Originated for $61,000

JPMORGAN CHASE BANK (OH):

17 Loans originated: 9 Conventional Home Purchase Loans for an average of $289,000, 7 Refinancings for an average of $246,143, 1 Home Improvement Loan for $295,000