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We dish it out exactly how it plays out in our lives, and then we leave it open for every jackal with an internet connection to either praise us or kindly debate what big idiots we are.

In addition to stock market risk, the fund is also subject to currency risk and country risks.

Investors with a long-term time horizon who are looking for growth of principal over time and who can accept stock market volatility may wish to consider this fund.

So “risk” here is different) Here’s the quick bio on this fund: The Life Strategy Funds are a series of broadly diversified, low-cost funds with an all-index, fixed allocation approach that may provide a complete portfolio in a single fund.

The four funds, each with a different allocation, target various risk-based objectives.

I debated hard going this route instead -which would still be just ONE fund, only diversified more, but ultimately chose the more aggressive route – at least for now.

(And btw “aggressive” in index funds is much different than “aggresive” in stock picking :) With one you’re invested in hundreds or thousands of companies and the other you’re invested in a single company.

If any one of them die out at any time, it doesn’t kill your money.

But on the flip side, it doesn’t grow your money as fast either like, say, if one of them takes off like Apple.

) but I do want to make a fair amount over time and I’m totally fine being patient and waiting for it. I’ll gladly take 80% of a total 100% amount of money for minimal effort vs 90-100% and killing myself to get it.