6) After many attempts to reconcile, Mrs. Johnson’s only recourse to keep a roof over her

head was to declare bankruptcy.

7) When Washington Mutual collapsed in 2008, the title continued into the world of

unverifiable bank claims to ownership.

8) THE ORIGINAL LOAN DOCUMENT WAS DISCOVERED TO HAVE THE

NAME OF JOHN STOLARENKO, PRESIDENT OF EASTWOOD MORTGAGE

BANKERS, WHO WAS TRIED AND CONVICTED OF MORTGAGE FRAUD

AND SERVED 10 MONTHS IN JAIL AND ORDERED TO PAY $5 MILLION IN

RESTITUTION.

9) Later claims to the title are invalid because the original fraud and of Washington

Mutual’s abusive and fraudulent foreclosure action. Later claims should be written off

for lack of due diligence on the part of the claimants.

10) Any equitable settlement of Susie Johnson’s mortgage account would have to begin with

giving Susie back her home or a home of equal value and reparatiolns to allow Susie to live

comfortably for the rest of her life.

11) The Attorney General’s office was contacted several times and DCA investigator Jennifer

Miko spoke to Cynthia Johnson, Susie Johnson’s daughter and advocate. She refused to

consider the “old stuff” that happened in 2003 but instead offered the homeowner the option

to “LEASE TO OWN”. Mrs. Johnson already owned the home.

12) JPMORGAN CHASE notified Susie that they were now the servicer of the loan. When contacted about the error in bookkeeping, Chase refused to accept the receipts or even speak to Susie. They instead referred her to their attorney, Shapiro and Perez, Diaz, and now Denardo who are just inflated bill collectors who were sanctioned multiple times by the bankruptcy court and referred to the chief judge for UNETHICAL BEHAVIORS including for Susie’s case.

13) JPMORGAN CHASE did all of the fraudulent work that took away Susie’s home which includes the foreclosure documents and the fraudulent sheriff’s sale. All documents were begun and completed by CHASE.

14) Fourteen years later, Judge Koprowski, chancery court judge allowed JP MORGAN CHASE to do a caption change allowing an UN KNOWN LENDER (MASSACHUSETTS MUTUAL) to add their name to the 14 year old and closed docket and allowed Wells Fargo to become the servicer. Wells Fargo aggressively pursued an immediate and brutal eviction which severely traumatized Susie as she watched Wells Fargo unleash their dogs from LPS ASSET RECOVERY, (CHRIS BECK, PRESIDENT) destroy and steal 30 years of her memories and possessions.

15) Life as 80 year old Susie Johnson, changed in less than a day. Susie was made HOMELESS because of a BANK ERROR THAT NO ONE CHOSE TO CORRECT. JPMORGAN CHASE has been literally bullying 80 year old Susie Johnson to her death.

To make the State of New Jersey give justice to Susie Johnson, turned to the power of