Recently a Wall Street Journal article http://blogs.wsj.com * noted “Most U.S. employers will continue to sponsor health benefits for their employees over the next few years, but the way that benefits are provided may begin to shift for many workers, according to a report.”

“These private exchanges, modeled around the Affordable Care Act’s state exchanges, allow employees to “shop around” for different plans and insurance companies, depending on how much their employer is willing to subsidize healthcare…..”

Is this just better insurance plan management or is it cost shifting to employees like switching from defined benefit to defined contribution retirement plans?

* to read the full WSJ article “Companies Eye Exchanges for Health Plans By Saranya Kapur, highlight and click on open hyperlink http://blogs.wsj.com/cfo/2014/02/19/companies-plan-to-continue-providing-healthcare-report/