Good Advice

by Ben Carlson Interest rates on almost everything have fallen since the onset of the financial crisis — long-term bonds, short-term bonds, fed funds, mortgages, car loans — pretty much anything with an interest rate attached to it. Well, everything except credit cards. The average credit card APR rose to it’s highest average ever in 2017 at around 16%. In some ways this makes sense. It’s an unsecured line of credit given out to borrowers with very little due diligence performed on their creditworthiness. But it’s also kind of crazy that as interest rates in nearly everything else have fallen, credit...

Over the phone and online insurance deals make it easy to buy insurance……but there are some pitfalls. You know those daily deal websites? Now even insurance is being offered cheaply on them. So it may make you wonder whether you may as well grab one of these deals, rather than organising to meet with an adviser. In this article we take a look at why you should at least consider engaging an adviser to help you with your insurance. An investment in the financial well-being of you and you family, insurance is a long-term expense which over the years...

Get Social

CFPCM and are registered certification marks and CERTIFIED FINANCIAL PLANNERCM is a common law certification mark owned outside the U.S by Financial Planning Standards Board Ltd. Financial Advice New Zealand is the marks licensing authority for the CFP Marks in New Zealand, through agreement with FPSB.

CLUCM and are registered certification marks owned by Financial Advice New Zealand Inc for use in financial services sector in New Zealand.