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my wife has a lein judgement from a collections agency.both our names are the mortgage.i am unable to refinance my house because this.Is there a way i can take her name off the morgage ?i have good credit.

Asked on 9/23/09, 1:28 pm

1 Answer from Attorneys

As long as the collection agency has not placed a lien directly against the property you can then try to negotiate directly with your lender to have your wife's name removed from the mortgage. The only way to do this is to refinance and get a whole new mortgage or to do a loan modification. Aldrich Legal Services, PLLC specializes in Real Estate Law along with Bankruptcy, Probate and Family Law. If you feel that we can be of service to you please visit our website at aldrichlegalservices.com or call me at (734) 404-3000 for a free consultation.