electronic payment software

Need to develop an electronic payment processing software solution (THINK A PAY PAL TYPE SYSTEM). The software should contain the following elements:

(1) Be fully automated. Be fully expandable

(2) Contain full accounting packages that are intergrated. The accouting suite should be very complete and sophisticated, with full touch button reporting and print screen capabilities. I should be able to simply type in what rate I am charing my client for my service and the software should tell me exactly how much to send the client and how much to keep for myself. Full accounting graphing package. How much did we make on each client, by week, month, three months, year........ Auto detect if somehow we are not making money a red flag should be raised.

(3) Be compatible practially with each type of banking and or credit card processing technology in use (mainstream).

(4) Contain a full security suit, that should include but not limited to: cookie tracking, IP tracking and recording, time, date, duration, etc...

(5) Master Client Database Tracking system. We may affiliate a company, this company in turn may have 3,000 clients they service. The software should be able to throw out a complete MASTER CLIENT history, that includes: Company Name, Adress, Website, Telephone, Contact Information, Banking Information, etc...

(6) Individual Client Database Tracking System. We may affiliate individual clients. The same as point number (5), we need to have complete details of this client.

(7) Complete PAYMENT Database with backup capabilities to track how much, when, where, how, ordered by whom, used which method, in which currency, on what date, etc..... The database should also have a separate database so we can track each payment we make to the CLIENT(s).

(8) E-mail payment capabilities.

(9) Automatic e-mail notification capabilities. E-mails for everything: thank you for signing up. Modifications were made to your account. A new IP has been detected. Transaction made on your account. Money moved through your account. Withdraw made to your account. Deposit made to your account. Etc. ..... etc..... etc.... (notice how many etc's I have typed in????)

(10) Full suspicious account activity monitoring. Software should immediately detect a different IP being used, spikes in user charges, changes in user preferences, etc..... Same number of credit card being used in two different accounts. IP in one country and billing address in another. ETC ETC ETC ETC ETC ETC ETC ETC ETC

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