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Here is how they scammed me. The sam thing can happen to you. So watch out from these internet based scamming companies.

One day, unknowingly I clicked on link that said "Google Ad works", it took me to one guy's testimonial about the way in which he is been earning "2000 to 3000" dollars per month from home. I hesitated for a long time and clicked the link which asked me to put my name and address in it. And the web site asked my for my credit card number to send their exclusive package. The web site said it would cost me $1.95 which would be used for mailing charges or something. This is it. I did not know that this is the worst thing I could do to myself. Few days later, I got a call from a telemarketing company named "ABS"(Accelerated Business Solutions). I really don’t know how ABS got my information. A person named Phil from ABS told me about the Thrive e-Learning program. He told me about drop shipping, OPM and how good internet marketing is. All the this time I was thinking that ABS was related to Google Ad Works. He sounded so genuine and I did believe what he told me. He even made me write a business plan. He forwarded me talk to his "Program Director" Brandon Clark. Brandon promised me that it would return all money back in 2 months ( or 8 weeks) and it is proven, and in 12 months I would at least make 2 times my initial investment. He told me that it is "Drop Ship" program. He told me that I need to put some initial investment in order to get more money back. He also told me that Thrive will spoon feed me with all the information, and all I need to do is to follow the instructions. He used some high pressure marketing on me, and took $6625 from me on the same day. I fell into this trap. Then I was assigned to a team called "Team 1A" which had 4 coaches. Somebody named Nate called me on the first day, and introduced me to their student web site http://www.thriveli.com. And he also told me that there will weekly calls, live chats and I needed to spend 5-10 hours going through their material. He talked as if they are available 24 by 7 to for me.

5/28/09 I got a call from a telemarketing company named "ABS"(Accelerated Business Solutions). I really don’t know how ABS got my information. A person named Phil from ABS told me about the Thrive e-Learning program. He told me about drop shipping, OPM and how good internet marketing is. All the this time I was thinking that ABS was related to Google Ad Works. He sounded so genuine and I did believe what he told me. He even made me write a business plan. He forwarded me talk to his "Program Director" Brandon Clark. Brandon promised me that it would return all money back in 2 months ( or 8 weeks) and it is proven, and in 12 months I would at least make 2 times my initial investment. He told me that it is "Drop Ship" program. He told me about I need to put some initial investment in order to get more money back. He also told me that Thrive will spoon feed me with all the information, and all I need to do is to follow the instructions. He said that, it is based on Other people’s money(OPM). All I needed to do was to spend 5 to 10 hours.

I did ask Brandon about "Google Money Kit", and how are ABS related to Google. First he appeared to ignore my question. I asked him how Discover ABS is related "Google Money Kit" again. He said that ABS is a sister company to Google. Then he put pressure on me to take this offer, because I will be working with “World class coaches”, and there is nothing to worry about. He told me about Time, money, knowledge and fear. And how to overcome “fear” and prosper.

He started using high pressure marketing on me. He also told me that money starting flowing back into my account in 2 weeks time. In 6- 8 weeks I will get all the money back, and in one year’s time I will “ATELAST” double the initial investment. He told me that, I need to put at least $5000 or more in it to get returns. He told me that I need to put $6625. Another important thing he told me was that, I don’t have to spend any more money. He asked me to give the Credit card, and I asked him to send an email about it. I replied to his e-mail, with the credit card number and the expiration date. I asked him - what would happen if I want to discontinue, and may be move to another place like India in this period. He says, the coaches will call me anywhere. And there is no walking out from this program. He also told me that, Thrive will spoon feed the information, and there is no need to worry.

He used some high pressure marketing on me, and took $6625 from me on the same day.Somebody named “Mikal Preece “ sent me a email about few forms that I need to fill.This email had With 3 attachments -1. invoice Dharanikota.xls _ Invoice from ABS.2. ABS Coach Client Contract Final. Doc3. Monthly Report.xlsShe asked me to sign and send the contract immediately. I signed and faxed the "ABS Coach contract" form on 5/28.

I called her after faxing the forms. She told me that a coach will follow up with me.

5/29/09

I get the Thrive eLibrary registration email. They send the user id and password.

6/1/09

Somebody named Nate called me, and told me that I was assigned to "Team 1A" will call me at 3 PM. He did call me at 3 PM. And he told me that this program would give me 24 X 7 support. He gave me the contact information for Team 1 A. This team included Nate, Brandon, Derek, and Berry. He told me that, Team 1 A can be contacted by phone, email and Thrive Live chat interface on Web.

And he asked me to finish 1st week's Bench Mark. And he told me that he will call me back on Monday at 3:30 PM the following Week( 6/8)

6/7/09I changed the password and got an email from Thrive.

6/8/09

The first week’s material instructed me to open a company. I did not know that I have to pay this from my pocket. They neglected to mention this detail. I sent an email on Monday, I asked them about differences between Doing Business As (DBA) and Limited Liability Company (LLC). I told them that I have a DBA through which I do IT consulting, and asked them whether I can use this for the Internet marketing too. I had another question about the niche market selection. Because I felt that the mechanism that they used was not sufficient to identify the product. I get a reply email from Barry, saying that they can help me with the niche, but I need to talk to my tax consultant. I try to get my Tax consultant multiple times. I was surprised that, Thrive could not help me out in figuring this important thing out, like they promised initially.

6/9/09 - 6/10/09

I sent them the nice ideas that I got by following their instructions, using email.I also told them that, I am not getting good ideas using their process, and the direction they gave me. I listed the ides that I got anyway, in an email. A coach got back to me with 2 ideas that might suit me. I felt that, he did not put enough effort in identifying the better niches, instead, he just selected 2 from my list. I was not too happy with it. Of the two I selected one for my product.

6/11/09

I got an email from a coach indicating that I need to identify the suppliers. He suggested me a drop Ship listing company named gogodropship.com. He told me that this is better than the free web sites like wholesalecentral.com, that they initially provided me the reading material. I went to gogodropship.com, and found that they have 2 packages, an economy package for $97 and a premium package for $200+. (I don’t remember the exact price of the second one). In the meantime, one of the coaches sends an email about the free web sites. When I called them, and Nate told me that, gogodropship.com is the best one around.

6/12/09

I complained that, the web site is unreliable. What worried me in the site is the web security. I went to their sign up page and they took my password in clear text and are also took my credit card information unencrypted. And gogodropship.com are not using HTTPS for credit cards. Such unsecure personal information capture worried me. I explained this to a coach, he suggested me to sign up by calling gogodropship.com by phone. I said that, I would do it.

I finally, called gogodropship.com, And I also told her the issue I had with their web site. And told her that it is not reliable, and I am worried about putting my CC on it. I also, asked her to tell me when this company is started? She told me that she is a new employee and she does not know about it. I got slightly worried. But after she assuring me that they update the content very often, and assuring me that this is a good site... I asked her to register me by phone.

I gave my first Credit card to the gogoDropship.com's registration team(her) . She told me that my credit card did not go through. I thought some of my information is not taken correctly. And I repeated the card one more time. She still told me that something is wrong with my credit card. She asked me to give another one. I gave the second one. It did not go through either. Now she asks me for the 3rd one. I did it again. Even this did not go though. At that point I told her that something is wrong in their credit card processing on their end, not with the information given by me. I got really annoyed by this, and asked her to delete the previous CC from their system, and asked her to send me the CC information in an email. she did it, and I verified it to be correct. I told her one more time that all the information I gave is correct. I told her that there is something wrong with their system. After few moments she sends me an email that she could finally register me. I don't know how it happened. This whole incident made me really annoyed and worried. She also sent me a confirmation email with the user id and password in it. The user id and password she sends me is "ABSOLUTELY" the same as the one given to me by Thrive. Now, I got very suspicious. Because, I don't know how two different companies could generate the same user id and password. Unless, gogodropship.com and Thrive are in it together. I felt that Thrive pushed me into this web site to take more money out of me.

6/14/09 to 6/15/09 ( I don't remember that exact date, must be one of these days)

I got a call about a merchant account, from a company named “IMAX”, and from a person named Chris, who did not want to give me him last name, even after my insistence. He told me that his company is the “premium provider” for Thrive, and starts going through the account policies and charges. He immediately asked me to give my name, address, and SSN on phone. I asked him to hold on and told him that I am not interested in Merchant account at this point, because I don't have any product to sell yet. I also told him that, I am not comfortable in giving these on phone. And I asked him to send me an email with appropriate form that needs to be filled and about his company. He got really angry and told me that, it is not the company policy to give any of this information in email. I told him that, I am not giving any of my information to him on phone. And I asked him to wait for couple of days before I can verify this with Thrive.

6/15/09

I send an email to Thrive and told them that I registered in gogodropship.com.I waited for Nate's (Team 1A coach) weekly call. I didn't get any call from him. I tried to chat with them in their live chat couple of times and I could not find any one online to chat with me. One time I even waited for 10 minutes and finally left with out talking to any coach. Initially Thrive promised me that I will have a 24X7 support from the coaches. This turned out to be totally false.

6/16/09

This whole sequence of events really made me think that something is totally wrong with this program. I started leaving voice mails to coaches to talk to me, because I am really concerned about this. I also tried Live Chat again. I could not get hold of any one.

That night, I could not sleep well and went to google.com to find more about Thrive, and the effectiveness of this program. I typed the phrase "Internet Marketing Thrive fraud". I got so many web sites and blog postings complaining about Thrive. I carefully read each and every link in it. And I realized that all of them were dragged into this program just like me. Some people lost lot more money and some realized it late. I decided not to wait any longer, and wanted to talk to someone immediately.

6/17/09

I started calling coaches and somebody named “Zack Bradshaw”( I got Zach's information in one of the blogs.) again the next day. Now I started becoming more demanding. But I still could not get hold of any of the coaches, who were supposed to be available 24X7. Now they don't even call me even after multiple voice mails.

On the same day, I get a call from Chris from IMAX. I told him, I am not interested in his service, and will contact him if needed.

I finally get a call from one of the coaches named Brandon. I told him, how unhappy I am and list him all the findings, and demanded him for the money to be returned. He told me that Isaac is his manager and he should help me out. I immediately called Isaac and left him a message. After few hours, left few more voice mails to Isaac and Zach Bradshaw.

6/18/09

I left more messages on Isaac and Zach's extensions.

6/19/09

I get an email from somebody named Drew who is the real Team 1 Manager. Apparently Isaac is not the one. In the email he said that he could resolve my issues. And I called him multiple times on Friday. It always went to his voice mail. I always gave my cell number as my contact phone.

6/22/09

Isaac still did not call me on Monday. I called Drew few more times. And finally sent another mail with my best times to talk. And specifically asked him to call me at 1 PM PST, because it is the best time for me. I did not get any confirmation email from him.

6/23/09

I waited till 1:30 PM PST, and gave him a call. Left him a long voice mail message. I finally get a call from him. This time told him all my complaints and demanded for the money to be returned. He tried to convince me, but I did not agree. Some of the big items of the discussion are -1. They sold me the idea that, I would start getting money from this program in 2 weeks time. I asked them how was it possible? From what I have seenso far, it is impossible to get any returns. I told him that I was miss informed about the whole program, and the costs that I incur in this.2. I told him that, I could not reach the coaches even in the regular hours. I was promised that, I would get a 24 X 7 support.3. I told him about the gogodropship.com incident. My worry about the user id and password that 2 different companies gave me. “He says that it is convenient to give the same password to the some members”. Then I told him that I don’t agree to this. I don’t like giving my user id and password to another company without my consensus. It is a security violation. I also told him that, I am concerned about the other things that these two companies might have shared between themselves. He told me that, he could not answer me the questions about other company. 4. I tell him about the Merchant account incident5. I told him that, I could not find the company named ABS in UTAH state's BBB. How is it possible? To my surprise, First he did not even recognize ABS, he keepsmentioning about another company.6. I also told him about the fraud charges from A1 Member and Grant Master for 150 dollars.7. I finally, told him about the possible identity theft.

After listening to all this, he told me that he would get back to me in 2 days.

6/24/09 - 6/29/09

I still did not get any response from Thrive. They are still ignoring me.

Well, you can try this site http://www.ic3.gov/default.aspx and see if they can help you. I didn't read all of that but from what I did read, it sounds like you had doubts right from the start. Why did you keep giving them money and continuing on with the program?

6/12/09

I complained that, the web site is unreliable. What worried me in the site is the web security. I went to their sign up page and they took my password in clear text and are also took my credit card information unencrypted.

Like for instance, if you didn't think the site was secure, why would you still sign up? At some point would you not think to research these guys on the internet?

I do feel for you, you obviously got up against high pressure sales tactics that you couldn't resist.

#1 rule is don't spend money on anything you can't afford to lose.

#2 Never, spend a large amount like you did before you absolutely know what you are getting into. ie. have thoroughly researched the company and their credentials.

And C don't expect to start out big making money online. Start small, educate yourself with as many Free resources as possible and take it a step at a time.

Good luck getting your money back, but unfortunately I wouldn't bet a nickel on it.

You may have to caulk it up to a learning experience and move on from there.

Just to ease the pain a bit, I lost $30,000+ on a T.V. test market campaign some years back that was a total scam. Yea they made a commercial and put it on PAX I think it was at the time,(PAX has since gone out of business LOL) but the commercial was a joke, and the airtime was much less than promised. Bottom line was I might just as well have thrown the 30k out the window, except for the learning experience it taught me.

One thing you might try to get your money back is to go through the payment processor.. For instance if you paid through clickbank or paypal or any third party. Try to contact them. Years ago I fell for a scheme and got lucky when the payment processor sent me an email and asked if I was satisfied. I had already tried other ways to get a refund with no luck. When I told them my story, they refunded my money the next day.

I was just looking into this and it appears that Thrive Learning Institute wasn't properly registered to sell business opportunities during this period of time.

From the BBB site:"Government ActionsOn July 2, 2009 the Utah Division of Consumer Protection ("Division") issued an Administrative Citation against Thrive Learning LLC, Infusion Media Inc, Concepts Executions LLC, Six Figure Consulting Corp, Vanuity LLC dba Platinum Training Solutions, The Summit Group of Utah LLC dba Momentum Marketing, Internet Auction Solutions Inc and Accelerated Business Solutions Inc ("Respondents"). The citation states that starting during or before July 2008 Thrive Learning LLC ("Thrive"), along with the other Respondents listed, has been offering a Business Opportunity to consumers. Consumers were solicited and sold materials, education and coaching services for the purposes of enabling the consumers to start their own internet business. The purchase price of the transaction for these consumers exceeded $300 in each case. Consumers were sold online materials and coaching services enabling a consumer to learn about how to sell products over the internet or on eBay. Consumers were provided with access to software that would enable a consumer to build their own customized website to market products and services. Consumers were also provided with ideas and resources on how and where to obtain products to sell, including access to lists of drop shipping companies. Thrive has formally or informally allowed many name and unnamed Respondent marketing companies to sell these products and services with Thrive being responsible for fulfilling the represented products and services to each consumer. Respondent marketing companies were responsible in most cases for all representations made to their respective consumers and were also responsible for collecting payment from each consumer. At all times relevant to these transactions, Respondents were not registered with the Division to offer Business Opportunity sales. These alleged actions are charged as eight (8) counts of violation with a potential maximum fine of $20,000 ($2,500 per count). Respondents also allegedly failed to provide the appropriate disclosure statements prior to transactions. These alleged actions are charged as sixteen (16) counts of violation with a potential maximum fine of $20,000 ($2,500 per count). The Division reserved the right to amend the citation to include unknown consumers who file complaints with their office in the future."

I would file a complaint with the BBB - even though the company isn't a BBB accredited member, the BBB is showing 30 out of 33 complaints as being resolved so it appears that the company is trying at some level to resolve complaints.

Also, if you think you've been a victim of fraud, you'd want to file a complaint with

The FTC and and IC3 won't help you directly. That's not their function. ALSO, they won't put out press release warnings about specific companies, because they can't risk alerting a company to the possibility that they are being investigated as that could jeapordize their case against a company.

But it is important to file complaints if you think you are a victim of fraud, because sometimes the FTC requires extrinsic evidence in order to pursue a request for injunction against against a company.

When you file complaints with the BBB on the other hand once the BBB receives a sufficient volume of complaints against a particular company they sometimes will put out a warning.

Thank you for your replies. I am not going to let these crooks get way with my hard earned money. I decided pass information I collected to others like me. I created a blog to talk more about these people. Link removedI already asked my credit card company for a "charge back", and complained against Thrive Learning Institute in BBB, FTC,FBI and Utah Attorney General's office.

Your story could be a replica of mine. Much the very same thing happened to me and now I am on a fact finding mission on how I can get my money back. I asked for some successful business sites that Thrive students have developed - and was sent around 7 - two of which were done not by the student, but by someone I found out - in looking around on the net - by an affiliate of Thrive. The rest only show a home page with no additional pages or product - when entering a search - it came up with no search results.

Your experience and others has taught me a lesson - and I am going to start the long process of getting my investment back. They got me for 12G - or the GOLD package. Also referred me to some company who would be doing my taxes for me and that would cost 3 G. Also was referred to GOGO dropship and dropped cash with them too.

I also have experienced some rudeness from the employees. I mean, for that amount of money, I could go to college for a year or more, and all they seem to want to coach me is 15 minutes a week, then try to get off the phone with me. "Read the thirteen steps" or "read the benchmarks".

Well, I talked with a couple of places who actually build sites and was told that this was a job that was better done by a professional - cause it could take me 40 hours a week for a while to build it depending on the size. Also paid $100 plus for someone to do a professional banner for the top of our page - wonder if Thrive owns them too.

I was told I would make my money back in 7 months - yeah right.

Well, here I go.......good luck to all of you who have been scammed by this company. If you are thinking of doing this and have not yet - DON'T. I should have checked this company out before going ahead.

Thrive hosted off of my already lean frame and now I am BareBonesMT. Yes, I lost very close to that amount and maybe a bit more because I registered my company LLC out of Delaware. They hooked me on the Dropshipping program and somebody from LightWave Builder (one of their many affiliates) who called himself Jamie Edwards attempted to snatch yet another 1,700 U.S. for web-site optimization (without my web-site yet up). Their method is to keep changing coaches (rarely the same one) and very often gave contradictory advice. This kind of "input" was not helpful. They use the same strategy when a "client" gets out of hand/ difficult. The handling of the "host-the client" is passed from one associate to the next. The Proverbial "RUN-AROUND". Keep them busy/ distracted...don't lose them now, be careful, because there MUST BE SOMETHING ELSE WE CAN SUCK/SIPHON/SCAM from them

I got a call from someone named Amy Keith as a result of IMC Entourage membership. She told be I would be able to clear $3k per month at the end of 3 months coaching if I could make the decision now.

Thrive strings you along for a couple of months in order to cross the 60-day threshold where credit card merchants will no longer allow you to dispute a charge.

I made the mistake of setting a condition to be measured after the 60-day window had passed.

And yes, high pressure sales pitch, unkept promises about increase in business performance as result of coaching. I was still beating an oversaturated website with Google adwords when it should have been evident to the 'coach' after 4 weeks we would never arrive at an affordable Google adword campaign. I found this out by using an alternate adword campaign provider that I found on my own. After the 'proactive' coaching period expired, I was told to go back to exactly what I was doing before I charged my cards for anything.

So I dropped the turkey site and have a little funky site I'm putting together called http://www.StepBackAMoment.com. I learned to put a link to my site on these blogs from a free website about web traffic, not from Thrive.

Lets review - this is not old. Thrive is still at it. As a matter of fact they are stronger than ever. They are out searching for leads non stop. Then they sell to dishonest people. The list is long - but if you get a call From Ben Childs (calls himself Ben Mason as the "closer") go no further. In the call the first thing they do is find out your credit card information. Then they take you for all they can - then strive to talk you into waiting for 3 days. He is in the process of changing his company name - but beware.....they will take you for as much as they can.

If you have been wronged by him, here is his actual business number to get hold of him: 801-865-6098