20 year life insurance rates

It’s a scene that’s all too familiar with many people: You get your hard-earned income by the end of the month and you see those digits quickly go down because of your monthly expenses, either for yourself or your household. At this point, you might think that it’s near impossible to save money for the future, let alone grow it further – but with Tiq by Etiqa Insurance’s EASY save series, you can easily achieve your financial goals with its simple and hassle-free insurance savings plans. Talking with insurance companies may sound daunting for some people because of the cumbersome paperwork and agent fees, but Tiq by Etiqa Insurance promises a convenient journey for individuals, particularly the time-pressed and financially-savvy ones, with the option of buying insurance savings plans online at their convenience. This August, the pioneer in online insurance savings plans has relaunched its EASY save series, which is composed of two plans that offer … [Read more...] about Two easy ways to save money with Tiq by Etiqa Insurance

Money Hacks Ep 45: How to choose insurance in your 20s 8:44 mins Synopsis: In this podcast series every Monday, The Straits Times and The Business Times break down actionable financial tips. This episode is brought to you by OCBC Bank. It is aimed at insurance, a product which the young in their 20s need, but sometimes find it hard to figure out what they should get first. Money Hacks' Chris Lim hosts 29-year-old Navin Sregantan, a journalist at The Business Times and Mr Kelvin Goh, OCBC Bank’s Head of Investments and Wealth Advisory. In a Jan-Feb 2019 Frank by OCBC survey of 866 students and young working adults aged 16-29, only slightly more than half were aware of different insurance products, and less than half considered themselves knowledgeable about insurance. Are there still myths or misconceptions about insurance? 1:10 mins - Banks actually do provide some insurance plans, and how to use self-service banking tools like OCBC Life Goals to plan and identify gaps and … [Read more...] about ST Podcast: How to choose insurance in your 20s

PETALING JAYA: AMMB Holdings Bhd’s net profit for the fourth quarter ended March 31 jumped 81.4% to RM459.67 million from RM253.41 million a year ago driven by higher lending volume, lower expenses from non-repeat of severance cost and increase in recoveries. Its revenue grew 5.5% to RM2.33 billion compared with RM2.11 billion in the previous year’s corresponding quarter. For the financial year ended March 31 (FY19), AMMB’s net profit increased 33% to RM1.51 billion from RM1.13 billion a year ago mainly thanks to its share in results of associates and joint ventures and net recovery of RM303.8 million while revenue grew 6.3% to RM9.12 billion from RM8.58 billion. AmBank Group CEO Datuk Sulaiman Mohd Tahir (pix) said it achieved commendable results for the financial year 2019, which demonstrates that its transformation strategy is bearing fruit and generating value for the group, as it continue to execute its priorities despite heightened competition and headwinds. Net … [Read more...] about AMMB net profit jumps 81.4% in fourth quarter

The Finance Ministry on Thursday issued samurai bonds worth 177 billion Japanese yen (US$1.62 billion) to finance debt repayment. The Finance Ministry's debt paper directorate, which falls under the financing and risk management directorate general, announced that the government debt papers consisted of six series: RIJPY0522, RIJPY0524, RIJPY0526, RIJPY0529, RIJPY0534 and RIJPY0539. “This is recorded as the largest transaction in samurai bonds [issued] by an Asian country through a public offering,” the debt paper directorate said in a statement. The debt issue’s 15- and 20-year tenors were also the longest tenors for samurai bonds in Asia, the directorate stated, adding that it had also extended the average maturity of the bonds and expanded the types of investors eligible to take part in the bond issuance. The financing directorate general also reported that Japanese investors responded with strong confidence in the … [Read more...] about Indonesia issues samurai bonds worth 177 billion yen

MANILA -- Whether you clock in 8 hours, or 10, 12, 14, even gasp, 16 hours every day, you deserve a break on May 1. And since most Filipinos have the day off as Labor Day is a national holiday, why not take the time to do 5 simple things to check on your financial health. Yes, this may sound like a damper on your holiday plans, but there is real urgency behind this. The unemployment rate is inching up and latest data shows its at 5.2 percent as of January 2019. Meanwhile, the population continues to rise and is targeted to go from the 104.92 million recorded in December 2017 to 120 million in 5 years or by 2024. The peso is still weak next to the US dollar, but inflation has finally fallen within government targets of no more than 4 percent range. However, if your money sits in a savings account and the bank pays you a 0.02 percent interest, you don’t need to be a Math genius to know you are losing out. And then there’s the public sentiment that it’s getting harder to … [Read more...] about News
This Labor Day, Make Your Money Work Harder For You