Dental Savers Plans vs Dental Insurance

Figuring out the best financial fit when it comes to dental care can be tricky. Here at AustinDental, we offer dental savings plans as an alternative to dental insurance. Read on to find out if it’s a good solution for you and your family.

The Benefits of a Dental Savers Plan

At AustinDental, we offer monthly and yearly dental savings plans that will help prepare you to cover the cost of whatever dental work comes your way. Both plans cover your bi-annual exam and cleaning, two fluoride treatments, two emergency visits, and annual x rays. Plans also give you 15% off additional treatments and perio maintenance treatment, and 10% off orthodontics. If you are interested in a dental savings plan make sure to stick with a private practice like AustinDental for the best value.

How Does Insurance Differ?

When it comes to insurance, your benefits will really depend on the plan you have. Generally speaking, your routine visits and x rays will also be covered by a dental insurance plan, and other treatments like fillings and extractions will be covered, though not in full. For more significant work, you’ll likely end up paying your copay, deductible, and/or coinsurance, again, depending on your plan. Insurance does have some notable downsides, though. Premiums tend to be a lot higher than the cost of a dental savers plan, and if you’re someone who needs only routine and preventative work, you’re going to be paying for a lot more than you actually need by funding an insurance plan.

We’ll Help You Choose

Ultimately, the choice between insurance and a dental savers plan is personal—you have to figure out what works best for you and your family. If you’re struggling to decide, however, we can help! Contact us and we’ll be happy to go through the details of our dental savings plan as they compare to dental insurance.