19 year old insurance

We've been paying for a disaster policy short-term insurance for difficult child since his college disaster earlier this year. He claims he is going back to school at community college full-time in January and then can be on our insurance (though that may cost me $100 a month).

If he doesn't make it in school (which might very well happen), have any of you found a way to get unemployed young adults insurance or access to health care, particularly mental health benefits?