The growing need to help alleviate the burden of paying high costs on healthcare
gave birth to USA Healthcare Savings, a subsidiary of Aon Benefit Solutions.

USA Healthcare Savings provides cost-effective medical discount programs for everyone.
Our main purpose is to maximize savings on health-related services. We provide options
for those seeking a health plan and those wanting to supplement a current health
plan.

Additionally, our programs evolve to meet our members’ needs as they change
over the years. Because of this, we consider our programs to be the best in the
industry.

We succeed by helping our members achieve the best possible savings on medical services.
We accomplish this by offering quality programs and the very best in customer service.
Our staff members have many years of experience in the healthcare industry.

As a team, we are dedicated to offering innovative, non-insurance solutions to help
restore America’s trust in the healthcare system.

Aon Benefit Solutions specializes in marketing insurance products to individuals, self-employed
and small business owners, and developing and marketing non-insurance programs that
are specifically designed to meet the needs of our nation's uninsured, underinsured
and uninsurable.

MEMBERS - We care for each one of our members. We build lasting relationships
by understanding and anticipating our members’ needs and by servicing them
better each time. USA Healthcare Savings members can count on us to consistently
deliver superior products and services that help them achieve savings on healthcare.

PHYSICIANS - USA Healthcare Savings has been successful in contracting with
some of the largest, most reputable U.S. medical networks in order to offer our
members access to thousands of participating providers at discounts. At the same
time, we have procedures in place that ensure providers receive prompt payment for
services rendered.

USA Healthcare Savings strengthens the doctor/patient relationship by giving the
authority for proper patient care back to the physician.

PARTNERS - We value the services our partners provide to our customers and
work diligently with them to achieve customer satisfaction. Recognizing that exceptional
product and quality service begins with quality people, we have associated ourselves
with partners of the highest level of professionalism.

Disclosures: The discount medical, health and drug benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in the Plan. The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan Organization is Protective Marketing Enterprises, Inc., 2711 North Haskell Avenue, Suite 800, Dallas, TX 75204-2999. You may call (888) 411-3888 for more information or visit usahealthcaresavings.com for a list of providers.
The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. Protective Marketing Enterprises, Inc. does not guarantee the quality of the
services or products offered by individual providers. The fees for The Plan are specified in the membership agreement. You have the right to cancel your membership at anytime. If you cancel your membership within 30 days of the effective date, you will receive a full refund of all periodic charges. If program contains a processing fee, the processing fee is non-refundable except in AR, MD and TN. To cancel you must, verbally or in writing, notify Protective Marketing Enterprises, Inc. at the phone number or address above. We will stop collecting membership fees in a reasonable amount of time, but no later than 30 days after cancellation. Any complaints should be directed to Protective Marketing Enterprises, Inc. at the address or phone number above. Upon receipt of the complaint, member will receive confirmation of receipt within 5 business days. After investigation of the complaint, Protective Marketing Enterprises, Inc. will provide member with the results and a proposed resolution no later than 30 days after receipt of
the complaint.