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Buy Here Pay Here Dealership in Springdale, AR

You’ve probably flipped on the TV at some point and come across a car dealership commercial. And you may have even come across a car commercial where the dealer talks about his dealership being a “buy here pay here” dealership. But did you really know what that meant? If you have bad credit or no credit, you might want to know.

At a buy here pay here dealership, like J.D. Byrider in Springdale, cars are both sold and financed. That means that when you go to buy a car from a buy here pay here dealership, you will both pick out your car on the lot and receive financing for that car through the dealership itself (if approved). Think of it as a one-stop shop for all your car buying needs: you get both the car and the loan from the same place.

Buy Here Pay Here vs. Traditional Dealerships

Okay, so we’ve covered what a buy here pay here dealership is, but what’s the big deal? What makes a buy here pay here dealership different from any other run-of-the-mill car dealership?

If you’re struggling in a cycle of bad credit or no credit, you may have found that getting financed for a loan through a bank or other financial institution is a tough task (if not impossible). When you shop at a traditional car dealership, that’s exactly where they go in order to get you financed for a car—third-party banks or other financial institutions. That means it’s just as difficult and just as unlikely that you’ll get financed for the vehicle you want.

At a buy here pay here dealership, though, financing is done in-house. Because of that, it’s much easier to get financed even if you have bad credit or no credit. At J.D. Byrider, we believe everyone deserves a way out of the cycle of bad credit or no credit, so we do our best to get you approved for the loan that will finance your new-to-you ride.

What’s even better is that we have a lot more flexibility with our loan terms, since we don’t have to go through a third party to get you financed. This could mean anything from lower payments to a payment schedule that works around your paydays. Let us meet you where you are, and we’ll go from there.

The demands of today’s life make it tough to get by without a car. So don’t let yourself be held down by bad credit or no credit—stop by your Springdale J.D. Byrider and we’ll work with you to get you behind the wheel.

The J.D. Byrider Difference

There are a lot of buy here pay here dealerships out there, so why should you choose J.D. Byrider over the competition? Here are a few things that make us stand out ahead of the others:

Easy, on-site credit approval process

Affordable payments scheduled on your paydays

92-point quality inspection***

Services, computer-tested and reconditioned cars

Clean-title verified

36-Month / 36,000-Mile Limited Warranty

Low-cost service and repairs—often the lowest in town

We help put you in a position to improve your credit

A Fleet of Quality Vehicles: Take Your Pick!

We’re not in the business of selling clunkers here at J.D. Byrider. We make sure all our vehicles look great and run like a top. How?

We want you to feel the confidence of driving a car you really love, and we recognize that everyone has different tastes. That’s why we always keep a solid inventory of a variety of vehicles on our lots. Because of that, you can be sure to find a vehicle you love at your Springdale J.D. Byrider.

But a pretty car isn’t worth much if it doesn’t run! That’s why we put our vehicles through a thorough inspection before they hit the lot. And to give you even more peace of mind about your vehicle purchase, we offer a 36-month / 36,000-mile limited warranty with each one.

Clean Title Verified

When you buy a used car, probably the scariest thing is the thought of where your car has been (and what it’s been through!) before arriving on the lot. But at J.D. Byrider you can put your mind at ease. We check all our vehicles’ titles with sources like Carfax and Autocheck, and you can drive easy knowing that we don’t sell cars with salvaged, restored or rebuilt titles.

Great Deals on Quality Service

Driving a J.D. Byrider car opens the door to some pretty exclusive deals and services—all to be found at our in-house service garages. But what does it mean for you that we only service J.D. Byrider customers in our garages?

It means you’ll save some cash when you get your car serviced through us, which helps lower the overall cost of owning a vehicle. We offer lower hourly service rates than other garages, so you can swing by for repairs knowing that you’ll be getting the most bang for your buck.

But if that isn’t enough to entice you, there’s more. Because of our partnerships with suppliers like AutoZone, we can save you money on parts!

Still, we understand that taking your car to the garage is one of the last things anybody wants to do. It takes time and money and is an enormous inconvenience. So to try to save you from the hassle of all that, we take some proactive steps to make sure your vehicle is miles and miles from having to go to the garage. A 92-point inspection*** is performed on each vehicle before it hits the lot, and a few of the things we check are:

Electrical system, including headlights and taillights and the turn signals

Transmission, suspension, steering, fuel and braking systems

Watch the video below for more information about how J.D. Byrider takes the steps and goes the extra mile to make sure your vehicle is in great shape when you drive it off the lot:

Convenient, Simple Payment Options

Convenience is king in today’s world, and we recognize that here at J.D. Byrider. To meet that demand, we offer a wide range of ways for you to make your payments, including:

By phone

By text

Online

MoneyGram

Western Union

Automatic withdrawal

Mobile app

All of these are great options for making your payments, but we’d like to call your attention to the automatic withdrawal option. When you set up automatic withdrawal to make your payments, you can build up your credit with on-time payments without even lifting a finger. How convenient is that?!

An Opportunity for Better Credit

As you can see, there are several good reasons to buy your car from J.D. Byrider. But we can give you more than just a great new car; we can also give you the opportunity to improve your credit standing and build a better financial life.

If you’ve got bad credit or no credit, you may have found out by now that trying to buy a car from a traditional dealership is a hopeless battle that often ends in defeat. This can be especially stressful if you urgently need a car, but it can also be stressful if you’re trying to use your auto loan to break the cycle of bad credit holding you down. Without approval for any new loans to finance large purchases, you may never get a chance to show the credit bureaus that you’re able to handle debt responsibly, and your credit score may never increase.

And while other buy here pay here dealerships may get you approved, they might not report your payment activity to the credit bureaus. That means your credit score won’t go up, even if you are making full, on-time payments. At J.D. Byrider, we believe you should be recognized for the payments you make on your auto loan so that you can reap the benefits. That’s why we report your payment activity to the major credit bureaus. And if you make your payments on time and in full, your credit score will gradually increase.

So why does a credit score matter, anyway? It’s much more important than you might think. When you have good credit, more opportunities are available to you—opportunities like opening new credit cards, getting better interest rates on future and existing loans, opening a business of your own, or even buying a home. J.D. Byrider in Springdale, AR, wants to help you on your way to those opportunities.

What You Need to Bring

Are you ready to hop in, buckle up, and take off down the road to better credit? If so, just stop by your Springdale J.D. Byrider and bring these things with you:

Your valid driver’s license

Your most recent pay stub

Your most recent utility bill, to establish proof of residence

Down payment

Contact information and addresses of references

Trade title, if you have a trade-in

When you come in with all these things, we’ll work with you to get you behind the wheel of a great car.

What Our Customers Are Saying

Without our customers, it would have been impossible for us to get where we are today—with under 25 years of business under our belt. That’s why it’s so important for us to give our customers a voice and to share their experiences at J.D. Byrider with the world. We created a page just for that purpose. Visit JD-Byrider-Reviews.com to see what people are saying.

Ready… Set… Go!

If you’re ready to rev up your new engine and speed off toward better credit standing, come in to your Springdale J.D. Byrider today! We’ll do our best to get you into a great vehicle and on your way to a better life.