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However you define this “new age of austerity,” the fact is that we have less to spend and are now redefining our standards of living. How we come to terms with new economic realities and our hopes that our children can realize a middle class lifestyle is an important conversation, one the Courier-Journal hopes to lead. Courier-Journal journalist Jere Downs reports, writes, and tracks down the information that all of us need to raise our standard of living. The granddaughter of an auto worker and a witness to the decline of the middle class in her native Detroit, Downs is a longtime business writer, and graduate of the Columbia University Graduate School of Journalism.• Contact Jere with story ideas or feedback

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First River Park Place apartments to be ready for occupancy in early February

By early February Todd Montgomery, a 30-year-old New Albany, Ind., resident who works in downtown Louisville, will be among the first tenants to move into a River Park Place apartment.