What we don’t cover

Loss or damage due to fire and allied perils, flood, collapse of building, and landslide

Loss or damage due to burglary or theft

Loss or damage for which a contractor, supplier or repairer is responsible either by law or under contract

Loss or damage caused by existing defects or faults

War, civil war and any act of terrorism

Radioactive and nuclear energy risks

Willful acts or willful negligence

Loss or damage as a direct consequence of the continual influence of operation (e.g. wear and tear)

Consequential loss or liability of any kind

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.