Overview

Conventional loans are not insured by any government program and are the most common type of mortgage. Conforming conventional loans follow the loan amount guidelines set by Fannie Mae and Freddie Mac. Nonconforming loans, on the other hand, don’t meet those guidelines, but they are still considered conventional. Conventional loans often have higher down payment requirements than government-sponsored loans like FHA loans and USDA RD loans.

Benefits

Competitive interest rates and lower fees

Down payments as low as 3%

Borrow up to 97% of home’s value

Available for primary residences, second homes and rental properties

If you're looking for a trusted lender, you're in the right place. Are you wondering who offers the best rate? Curious how much you can qualify for? We can answer any questions you have about a Hawaii mortgage and help you find a program that best meets your needs. If you're interested in a home loan in Honolulu, Mann Mortgage can help you make it happen.

Please call today to speak with a loan officer at (808) 427-7834, email us, or apply online in less than 10 minutes using the secure online application below. We look forward to answering your questions and helping you make your dream of homeownership a reality!

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Mann Mortgage, LLC is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. Not affiliated with Zillow.com or any of its affiliates. All programs are subject to credit and income qualification. This is not a guarantee of financing or a firm offer of credit.