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2018 EPF dvd?

With so much money lost in the national coffer and reserves, what do you speculate would be the dividend for 2018? 2%? 4? 5?... Maybe its time to take out and put into the 12mth FD at 5%...aye or nay?

in luv with bikes...in lust with AphroditeSAWAS!Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt

The EPF's dividend for year 2018 definitely would be lower, maybe around 4%.

I think optimistically... 3% to keep in line with normal FD...

in luv with bikes...in lust with AphroditeSAWAS!Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt

" The Employees Provident Fund (EPF) reported an investment income of RM5.2 billion during second quarter 2008 (Q2), representing a 26.3 per cent increase in performance compared to the previous quarter. The bulk of this improvement was attributed to income from equities, which doubled from RM1 billion to RM2.1 billion for the period under review. "

" The Employees Provident Fund (EPF) reported an investment income of RM5.2 billion during second quarter 2008 (Q2), representing a 26.3 per cent increase in performance compared to the previous quarter. The bulk of this improvement was attributed to income from equities, which doubled from RM1 billion to RM2.1 billion for the period under review. "

That 2008 era is different. M'sia is not in 1trillionRm debt...and regional equity free falling was an opportunity for the then EPF (under the very capable hands of Dato then Tan Sri Azlan Z ) to 'pick dead chicken'...
Today's national debt scenario is scary. What more, when sadly GST got booted out... summore back taxes owed to companies & individuals plus missing funds...
Si leow lah liddat! So how to give out more than the standard FD?

decision. Decision. Decision....

in luv with bikes...in lust with AphroditeSAWAS!Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt

For sure, 2018 will not touch 6%. I am positive it is likely between 4.5% to 5.5%.

I still prefer EPF over coupon because coupon rate is flat and the sum is locked for a few years. EPF dividend is compounded.

p/s : Harry's New York Bar at No. 5, Rue Daunou, Paris is said to be the birthplace of Bloody Mary. There is a little nice hotel right in front of this bar, within 2 minutes walk to the Opera House. Ernest Hemingway was the regular customer there before...

For sure, 2018 will not touch 6, I am positive it is likely between 4.5% to 5.5%.

I still prefer EPF over coupon because coupon rate is flat and the sum is locked for a few years. EPF dividend is compounded.

p/s : Harry's New York Bar at 5, Rue Daunou, Paris is said to be the birthplace of Bloody Mary. There is a little nice hotel right in front of this bar... within 2 minutes walk to the Opera House.

Cheers, bye bye all

Agree about the compoundable dividend with EPF...but kenot lah put everything into 1 bakul. Gotta explore and take a few measurable risk including speculating in 4D :-) (the lady laughed at me for putting down 8 numbers when the donno what minimum buy is for 7 number..Blue squid wanna gamble!

Bloody Mary is Dracula's fave poison. he carries a used tampon for his quick fix...But he aint frenchie lah.
WHY lah byebye all aledy??? Not banned yet lah, Harry'sBar-Rue 5 is ok mah

in luv with bikes...in lust with AphroditeSAWAS!Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt

a lil' starling whispered into my ear: It aint gonna be more than the conventional banks' 12 mths FD rate. By Zeus! So that makes it 'a decision. Decision. Decision time....' Do i keep my life savings there or Do i take the few Kshringgit out out and go gallivanting???

in luv with bikes...in lust with AphroditeSAWAS!Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt

a lil' starling whispered into my ear: It aint gonna be more than the conventional banks' 12 mths FD rate. By Zeus! So that makes it 'a decision. Decision. Decision time....' Do i keep my life savings there or Do i take the few Kshringgit out out and go gallivanting???

Money is useless if you don't spend it. No point just looking at the EPF statement and syiok sendiri. LOL.

Money is useless if you don't spend it. No point just looking at the EPF statement and syiok sendiri. LOL.

You wanted to buy a car, no?

I already got, lets see...hmmmm...hmmmm, 7 sets of wheels lah. all set up for 1 set of buttocks

I agree to the concept that "It aint that great to be the richest stiff in the cemetery" and also "If your money is in the bank, it belongs to the bank..."

in luv with bikes...in lust with AphroditeSAWAS!Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt