If you don’t plan on borrowing money, why do you need a credit score? Well, a credit score impacts more things than you know. Here are just a few ways you might be inconvenienced if you don’t have a credit score:

There are many reasons why you may not want to create a budget. Yet, anyone who has achieved financial freedom will tell you that budgeting is the key to financial success. In fact, it’s the blueprint for financial independence.

With housing costs on the rise and diverse family dynamics, many families have found that apartments in the city fit their needs better than homes in the suburbs. Here are a few reasons why families are moving to apartments.

Studies have shown that the person who makes the most impact on our finances is often our mothers. While mothers haven’t always earned an income for their families, they’ve been teaching their children about finances for many years.

Whether it’s for higher education, a house, or a business venture, sometimes we have bigger goals than our current finances can cover. This is where the concept of good debt came into play. But debt is debt. There is no good or bad.

In the past 100 years, daylight saving time laws have undergone a lot of changes to try to make it work. But no matter what we try, it just doesn’t seem to be working as well as originally hoped. And it’s hurting us financially.

Honesty, communication, patience, and reliability are vital in any relationship. This is especially true when it comes to a landlord/tenant relationship; without these characteristics, you’ll struggle to build a healthy relationship and likely terminate this affiliation.

There are numerous reasons why your credit score may not be what you want it to be, but if you find that your credit score is dropping due to bad credit habits, it’s time to fix these bad habits and turn your credit around.