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About Me

Hello! I am a Licensed Financial Advisor with CFP® and Shariah RFP! I am very passionate in providing comprehensive financial planning to people of all ages and walks of life. If you read about my ambition that I wrote back in 2012, I did not set out to be a licensed financial advisor, I just knew I like personal finance. I was actually an engineer graduated with electronics engineering majoring in nanotechnology, but I was aware that I do not want to work my whole life as engineer. I was also a Unit Trust Consultant (UTC) after attaining the age of 21 years old, as well as insurance agent 2 years later.

You see I wasn't being raised in a wealthy family, so for those who have the same family background with me, you would understand that money is constantly the cause of arguments. So, at a very young age, I understand that money can really affect the life of a family. Given that my father was an engineer too, it was naturally that I would became one too. Not that because I really like it, but rather it was easy to get a job (especially in Penang where you simply throw a stone and it would surely hit one) and also the high starting pay, relatively. That pay surely would come in handy for me to contribute to the family especially given that my father was reaching the retirement age right on my graduation year.

Everyone knows that personal finance is very important, unfortunately, in Malaysia, it was not in our syllabus during high school or even university. That was the time when I realized that I need to study part time for the Certified Financial Planning (CFP®) course while working as engineer (in order not to repeat the same ending). Don't get me wrong, there's nothing wrong being an engineer, but having the knowledge in money management is far more superior! But little did I know that this was going to be the turning point of my life.

Through CFP®, I realized that a holistic financial planning is what I really want rather than just be in particular field like UTC or insurance agent which doesn't really teach me anything about actual money management. Like the saying goes, the best way to learn is to teach! Hence, after finishing my 2 years of CFP® course and exam, I changed my career to Licensed Financial Advisor, not just for myself, but also to increase the awareness on the importance of financial planning, which could really help improve the lives of so many other families! Recently I have gotten myself Shariah RFP from Malaysian Financial Planning Council (MFPC) too!

Rest assured, with me as #YourFinanceDoctor, I will manage your hard earned money like my own and make sure that you and your family will reach whatever financial goals that you would want!

As I mentioned before, throughout my studies, I never had any formal education on financial planning that I would wish I had. So I really do hope that I could bring up the importance of financial literacy to public regardless of their age, so that one day, everyone could make more right financial decision and avoid the bad one, hence leading them to the future that they would want and as well as life long happiness!

Why Finance Doctor?

What are two most important things in this world? Health & Wealth. As your health is taken care by the medical doctor, your wealth should be taken care by the finance doctor. That's where finance doctor comes into the picture! Think about it, when you are sick, who do you seek for? I believe it applies to the same for both health and wealth!

What if I'm not sick?

Well, technically you do not need a doctor. But same as health, prevention is better than cure, you do still need to go for regular medical check up and even take up supplements or vitamins to keep your body in tip top condition. So again, why wait until you are broke then only start to cure, in our case, seek out for Credit Counselling and Debt Management Agency, or more commonly known as Agensi Kaunseling dan Pengurusan Kredit (AKPK).

Can I treat myself?

Yes and no. Same as many of us, we would tend to seek for remedy or self treatment before we go to the doctor. So, yes, that is why you could follow me on my blog and Your Finance Doctor Facebook Page to stay up to date on latest financial articles. However, no, when it is out of your control or simply when you want someone professional, like me, to do it. ;) Besides, how many of us would really have the "time" and "knowledge" to slowly research before making a wise financial decision. Which would ended up with avoiding to make decision.

Are you a speaker for any talk/seminar?1. April 2015 - Toptrans Engineering, Shah Alam: "Estate Planning for Greater Family Happiness" 2. September 2015 - Agilent Technologies, Penang: "Basic Financial Knowledge that You Never Learnt in School"3. March 2016 - Agilent Technologies, Penang:"Give Yourself More Control of Your Financial Future"4. March 2016 - BAS, University Tunku Abdul Rahman (UTAR), Kampar:"21st Century Leadership: Dare to Lead"5. March 2016 - CEE, University Tunku Abdul Rahman (UTAR), Kampar:"Basic Financial Knowledge that You Never Learnt in School"

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