* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Credit cards were formulated to ease the entire process of shopping. At the time of its inception, global business and commerce was in a very bad shape, and some dramatic steps were required to uplift the shopping spirit of the common man. However the growing inflation made it difficult if not impossible to lure the man from his home into the shopper’s dens. To solve this acute crisis credit cards were formulated, with the core idea was to increase the shopping fervor among the people. And the plan worked only because of the unique way in which it functions. The cards are actually passes issued by the bank, which enables a customer to shop without ash. You can buy anything, eat anything at the restaurant of your choice, or watch the latest movie at the plex near you, without paying the fees in cash! If you but transact using your card. You definitely have to repay the credited amount, but not instantly, but at a later date, to your bank, at your very convenience. Now the credit cards also did another task, in addition to its primary job; it opened up another way of cash withdrawal, cutting short the amount of time wasted standing in the bank queue to withdraw money. Now using a credit card, a person can withdraw money from an ATM kiosk. From the very moment of its inception, the credit card created a mass craze. Infact it altered the entire public psyche from “I don’t have money right now to shop”, or “we can go shopping another day” to “Let’s go shopping right away” and so on. This change of public mood was enough to increase the volume of commerce globally manifold. Very soon it began a global phenomenon, and the irreversible wheel that was once started, is still carrying on its job.

In the realm of credit cards- formerly there were two champion warriors. The Platinum card and the Visa card. The Platinum card was as exclusive as the metal it is named after, thus bringing huge benefits and discounts to its owner. And on the other hand the Visa card is like the passport to shop anywhere around the world. It is actually the license to a borderless shopping experience. To uphold the craze of credit cards, the business heads of the leading banks decided to merge the key features of these cards into a single rectangular piece of plastic; presenting the Visa Platinum credit card. This unique card not only offered you the added benefits and discounts and cashbacks of the good old Platinum card, but the Visa aspect enabled that you can avail to those benefits anywhere around the world- be it Tokyo or Taiwan or Paris. Actually credit cards works so well because of the tie-ups the banks have with a large number of medium and large service providers. They extend from the restaurant chains to the exquisite 5star hotels, from the shopping destinations to the malls and the e-commerce sites. Also other service providers such as travel websites, hotels, movie halls and multiplexes are also under the same roof. Thus if a customer avails to any of these services, and transacts using a card, then the discounts that he will get is other worldly, something which a normal cash transaction cannot match. As it became a global phenomenon, developing countries like India also began to experience the boom. In the growing metropolises such as Himmatnagar, there are all the world class amenities

Chqbook Review

Have a Ferrari in your name. And your name on a Ferrari. If you love fast cars & Ferrari, this card is just for you. You get Up to 20% discount on Ferrari merchandise at the Ferrari Store in Maranello, Italy, Up to 15% discount on Ferrari merchandise at the Online Ferrari Store, 15% discount on entry tickets to Ferrari World, Abu Dhabi for tickets bought at the park counter.Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

thumb_up PROS

If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. The low fee makes this Credit Card a must have

Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight

15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face

We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps

You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

thumb_down CONS

The ICICI Bank Ferrari Signature Credit Card has a lot of flaunt value for a low fee, but if you are not a car afficianado, consider the ??

Chqbook Review

The ICICI Bank™ HPCL Coral Credit Card is one of the cheapest cards you can get. With a fee of ₹199, and a cashback every time you fill fuel at a HPCL pump, you will recover this small amount very quickly. You also save on the 1% surcharge every time. We think this is one of the best Credit Cards to take if it's your first credit card.

thumb_up PROS

This is a great credit card to start out with – the low fee of ₹199 + GST is easily recovered

We like that you can earn Payback™ points on the credit card. These can be clubbed with other Payback™ points on other cards you might have and used together.

Getting free movie tickets is always great – ₹100 off each time twice a month is just superb. That's a saving of ₹2400 per year!

Save a minimum of 15% on your dining bill at participating restaurants through the ICICI Bank Culinary Treats programme.

You also get 2.5% cashback every time you fill fuel at an HPCL pump for more than ₹500 each time

Not only that, you also get the 1% surcharge on fuel transactions waived off for a maximum single transaction of ₹4000

Just ensure you spend ₹50,000 or more annually on your Card and ICICI Bank will reverse your Annual Fee (₹199) for that year.

thumb_down CONS

The ICICI Bank HPCL Coral Credit Card does not provide statement credit – a feature we would have loved to see in this economical credit card

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up PROS

With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.

We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1

You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.

Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

3.7

13 Reviews Sort

Newest

very good

2 months ago | Raju Rathor

I am not satisfied with the limit .I have not received any reward points and cash back with the card till now.The customer service and response is good. The mobile banking is comfortable.

very good

9 months ago | Praveen

I have ICICI Bank HPCL Coral Credit Card.The card was taken 4 months ago.The customer service is good and prompt in responding to the customers.

Excellent

8 months ago | Nirmal Kishore

I have taken a credit card with ICICI Bank Ferrari Platinum Credit Card,they had offered a good limit to purchase,the card has no annual fees to use this card,,the process took almost 15 day to complete.I am using the card and happy with the card features.

Average

1 year ago | Satya Prakash Bhatia

It was totally a average service from Jet Airways ICICI Bank Coral Visa Credit Card

Experince was not upto the expectations

2 months ago | Deepali Sjharma

I am carrying this card from last few years.My overall experience was not up to the mark so i feel they need to improve a lot . They charge a high amount as joining fee.

great card

7 months ago | Viveka Murti

I have taken a credit card from ICICI bank hpcl coral credit card,the card was taken six months ago.The customer service is good and prompt.The process was quick and fast..Net banking is good to make payments.I am a happy card holder of ICICI bank hpcl coral credit card.

Satisfied with credit limit

2 months ago | Disha Garg

My credit card was from with icici bank platinum chip credit card for about 9 months. The credit limit was 60k which is satisfactory . They provide 24 /7 helpline number . There is no joining fee.

Good card for hotel bookings

8 months ago | Ikshu Dash

I own a icici bank platinum chip credit card. I generally use this card only for hotel bookings. I normally use i assist to book my hotels.

took too long to process

1 year ago | Citun Pathak

I have applied for icici bank hpcl coral credit card . Sad to say that it took a process of four months to get my card and i had to follow up a lot for it.Not satisfied. They don?t offer reward points also.

Late processing

8 months ago | Nitu

I am not satisfied with the credit limit which they have provided me. There was some joining fee which they had charged me. The processing of credit card is very late.

Good amount of discount

10 months ago | Janvi Das

My experience with jet airways ICICI Bank coral visa Credit Card was good.I am getting good amount of fuel discount in this card. With that I am also getting huge reward points.

Good point of contact

4 months ago | Ravi Durbari

I am using ICICI Bank HPCL Coral Credit Card for the last few years. It has a dedicated helpline for contacting them. So you will not face any problem.

No discount on flight ticket booking

2 months ago | Fenny Fernadis

I am using ICICI Bank HPCL Coral Credit Card from few months. Its not a good card. They are not providing any rewards points. They donÕt have discount on flight ticket booking.