* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Credit cards were introduced primarily keeping two things in purview; firstly it was designed to boost the market, and secondly to open up an avenue of cash withdrawal apart from the banks. The initiation of the cards lended cash right into the hands of the consumers, and Shopping volume and capacity increased manifold. And the alternative for cash withdrawal from the ATM kiosks cut short the amount of time wasted standing at the bank queues. However apart from these two features, the card convention opened up another new dimension- paved the way for globalization. As the credit cards were extremely fast in their deed of captivating the ?audience?, banks; the sole medium of authorizing and issuing them, began to feel the heat. And as the days passed away, more and more banking players began to tread in this newer pasture. This whole thing in a very short span of time made the world a small place, a small and interconnected one. As more and more features of the card, in its number of forms began to get unleashed, Shopping beyond the border was no longer a dream. The way in which a credit card functions is simple. It is actually a statement given by the authorizing bank, enabling the user to buy stuffs using the card. And the most important part is- he doesn?t have to pay for it right then and there. All he has to do is pay the credited sum, to the bank, at a later time at his convenience. This is not only an user friendly approach but also revolutionized the commercial segment in a big way. Sales began to flourish and the ?new world order? was achieved, at least some kind of it.

Credit cards are classified into a number of subtypes, based on various features. These features are nothing but the added benefits they bring, apart from fulfilling the basic two tasks they were made for. In the realm of the card, the fight for glory is among two champions- namely the Platinum card and the visa card. However as time went on, the Platinum one tilted the edge in his favor. We should actually get into the topic in a bit more detailed manner. The Platinum card is much like the metal it is named after. Just like Platinum it is the most expensive and exclusive card in the realm. The benefits that a Platinum card brings to its users are nothing short of a luxury treat. Firstly they command huge discounts and guaranteed cash backs. And secondly, almost all leading service providers such as leading restaurants and dining chains, Shopping destinations, e-commerce sites, hotels, travel websites, hospitals; so as to say every large scale service provider is on the grid with the Platinum card. And thus while using places and availing facilities as of one?s standard, the card becomes not only effective but handy as well. The winds of globalization ushered by the credit card convention hit the developing countries in the same manner as it did Europe and the Americas. And for this the example of India can be given. The open world trade led to the rapid and massive development of cities such as Bhopal, Hyderabad, and Bangalore, breaking away from the age old quadrilateral of Kolkata, Delhi, Mumbai and Chennai. And in these new cities, with all the world class facilities available, having a credit card for Shopping became a must. And with the word credit card we definitely mean the Platinum ones of course. As in this regard the other options are nothing but vintage trash.

Get 2.5% value back on all spends across fbb, Big Bazaar or Food Bazaar

Travel

Shopping

INSTANT APPLY

Chqbook Review

One of its kinds, the FBB SBI STYLEUP CONTACTLESS CARD is the ultimatechoice for the metro crowd. It not only helps to avail all that a metro city offers, but at the same time never weights heavy on the wallet

PROS

You can always have your hands on ash, with over 24million ATM kiosks falling under the grid

The easy pay facility of the FBB SBI STYLEUP CONTACTLESS CARD makes sure that you never miss a payment of your utility bills such as insurance, internet, telephone and so on. Moreover you can pay all of them at zero additional charge

The balance transfer option of the FBB SBI STYLEUP CONTACTLESS CARDenables you to transfer any other outstanding creditcard balance to your sbi card. And then on you can repay them under easy installments and lower rate of interest

With the easy money facility towed with the card, you can always have money when you need. This facility you can get a draft or cheque against your credit limit

The FBB SBI STYLEUP CONTACTLESS CARD is undoubtedly a global creation. You can use this card anywhere across the world, with over 24million stores falling under the grid

There are over 3.25 lakh stores in India, from where you an avail immense discounts and other facilities using this card

You an avail add-on cards for member of your family, given the fact he or she is above 18 years of age

The card comes with an impressive replacement facility. It means that even if you lose your card in a foreign country, you will get an easy replacement. The 24X7 helpline is always at your service for emergency card replacement

The card awards you a 10X reward point on all spending at Big Bazaar, fbb and Food Bazaar, along with the dining spending as mentioned earlier

With the card, you can avail an anniversary gift of 2000 bonus points every year, which is redeemable at the fbb, Big Bazaar and Food Bazaar stores

CONS

As the FBB SBI STYLEUP CONTACTLESS CARD ispivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveler

The card lacks even in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

PROS

We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.

For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter

You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!

Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

CONS

The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

PROS

With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.

We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1

You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.

Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

CONS

The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

Chqbook Review

The RBL Platinum Delight Credit Card rewards first time or new credit card users with enough points to make it save more than the fees every year. We also loved the 2x Rewards on the weekends, the fuel surcharge waiver and getting to earn 1000 Bonus Rewards points every month

PROS

We liked the Rewards on ALL purchases with no exclusions – this card dosent make you stop and think before using it!

The Monthly Bonus of 1000 Reward points is great – that too on just 5 transactions per month. Worth it!

This is one of the few credit cards which still give a fuel surcharge waiver every month – save upto ₹150 per month on fuel surcharge

Annual fees of ₹1000 is waived off next year if you spend ₹1,50,000 in the previous year – that's only ₹12.5k a month

Each Reward Point is worth ₹0.25 and you can rake up approx much more than you spend on the initial fees while spending ₹10–12k per month – go for it!

CONS

No flight or lounge access is included – if those don?t matter to you, this card is perfect

Chqbook Review

The RBL Platinum Maxima credit card is a must for movie-goers & frequent travellers. It has a great Rewards program and also gives you free movie tickets every month. This card is an all-rounder with reward points on shopping, flights & almost all other categories of spends.

PROS

We love the free movie tickets every month–it's through BookMyShow™ and works like a charm

Rewards really count. You can get as much as ₹20K per year back just from the rewards–all redeemable against flight tickets, movie tickets and e–vouchers

Get 8000 points when you use the card the first time, plus the annual rewards (10K points on spends of ₹2 Lakhs) are itself worth ₹5?6K

Domestic lounge access is a must and the RBL Platinum Maxima credit card delivers on that–2 free lounge access at major domestic airports per quarter

CONS

We are missing converting points to statement credit–that's handy on a rainy day.

The 1% Surcharge on Fuel transaction value or Rs. 10, whichever is higher – is something we dont like.

Chqbook Review

This SimplySave SBI card does justice to its name, offering the user thousand and one option of saving his bucks, while maintaining his standard way of life

PROS

With the SimplySave SBI card, you have access to your money; anytime and anywhere. With the help of the card you can withdraw money from any one of the 1million master card kiosks globally

You can avail the easy pay facility to pay your utility bills such as insurance premiums, telephone bills, and internet bills easily. And for that you don't have to pay any extra charge

Flexible EMI option is available with the SimplySave SBI Card

Easy application for add-on card is now possible with the SimplySave SBI Card

You can actually choose your own gift against the point redemption scheme. Infact you earn a reward point per transaction of ₹100. Credit cards were never this easy before

Another innovative feature of the SimplySave SBI Card is the option to payback your credited amount with the collected reward points.

If your transaction volume is or over ₹90,000 with the SimplySave SBI Card, then you don't have to pay the renewal fees

The SimplySave SBI Credit Card has immense global acceptance. So as to say nearly 24million stores are connected to it on the global scale. So now where ever you go from Japan to France, you can efficiently use the card to enjoy all the flavors of the new land

Over 3.25 lakh Indian stores are also connected with the SimplySave SBI Credit Card

CONS

As the SimplySave SBI Card is more focused to a large range of general utility tasks, they lack specialization in certain fields. Such as travel

4.1

29 Reviews Sort

Newest

best card ever

11 months ago | Ritu Shah

My credit card was taken with ICICI bank for about 10 years. I hold platinum international card and the credit limit was 1,80,000 which is satisfactory . The customer service and responses was good. Here the charges are nominal and I am getting reward points as benefits.

Excellent

8 months ago | Sanjeev Panday

I have taken a credit card with ICICI Bank Coral Credit Card.I have been banking with them for last two years.Customer service is good to approach.I get good offers for shopping online as well as offline.Net banking is convenient to make payments.

very good

10 months ago | Anil Kumar

I am usingICICI Bank Platinum Chip Credit Card . The credit limit was satisfactory . Here the fees and charges are nominal . The customer service and responsivness was up to the mark.

good

10 months ago | Ishant Rawat

I am using Jet Airways ICICI Bank Coral Visa Credit Card from last 1 year. The credit limit on my card was satisfactory . Here the fees and charges are nominal . The customer service and responsivness was up to the mark.

Good

1 year ago | Renuka Jha

My credit card is with ICICI Bank and the customer services are good. They are responsive and the statements are clear. The credit limit is also good and there are no issues while using the card. There are good deals I get on the card and in all no hassles.

Excellent card to get reward points

1 year ago | Pratyasa Mishra

I am using this card from a long time. This card gives me discount on fuel. Also can get reward points with all the purchases you have made with this card.

Value for money card

1 year ago | Renuka Sahane

I have expected more from this card. But this card Don't give any offers for flyers. But all the options are good.

Overall great experience

1 year ago | Sikha Das

The customer service and responses was up to the mark. I am getting cash back offers and reward points. My overall experience was very good.

Took lot of time to get aproved

9 months ago | Jitun Sarangi

I had applied and got a credit card from icici bank platinum chip credit card. But they took a very long period to approve my card. The process was very hectic.

Good card to use

1 year ago | Soumil Dhal

I am using jet airways ICICI Bank coral visa Credit Card. its good to use. The offers are amazing. They have given lots of reward points in every purchase.

Good services

8 months ago | D Abinash

ICICI bank provides good services on credit card when compared to all other credit cards. I am using jet airways ICICI Bank coral visa Credit Card from last 3 months.

Waver is available

10 months ago | Krishnamurti

If you are a frequent flyer and a Jet Privilege Platinum member, then the joining fee and the annual fee is also waived off. So itÃ•s the best card for me. I always prefer jet airways due to its service.

Lots of gift s with this card

11 months ago | Victor Singlai

ItÕs a great card to use for entertainment purpose. If you swipe your card within 60 days of issuance and earn 4000 reward points as a welcome gift

Great card

1 year ago | Pooran Chand Sharma

Its a life time free card and the mobile applications is very convenient. I got cash back offers and reward points as benefits. My credit card was taken with ICICI Bank 4 years back. They have offered me a credit limit of 70,000 which is quite satisfactory for me.

Good card

1 year ago | Ranjan Singh Rai

There was no annual fee charged at the time of getting this credit card. Net banking makes bill payment process too easy. I hold a credit card with ICICI bank from last 4 years, the credit card services are pretty good when compared to other credit cards.

Best card for me

1 year ago | Sudip Karmakar

I am using RBL platinum maximum credit card for long time and its the best card for cash points and reward points for every transaction which i make and that can be redeemed later.

Not happy with this card

1 year ago | Susindra C

Using this card didn't give me much benefits. I have taken this card due to its benefits, but it's of no use. Not happy with this card.

Satisfy with this card

1 year ago | Suganya M

I have been using this credit card for last 1 years and I used to get cash back offers while shopping. There customer service and response is good too. I am satisfied with the credit limit which they have provided. There is no annual charges for this card.

Getting lots of cashback points with this card

1 year ago | Lisa Panda

As i am using this Jet Airways ICICI Bank Coral Visa Credit Card for last 2 years . I got a lots of cashback points with this card. For every spend on the card you get some amount of coral.

Avail lounge service with this card

1 year ago | Prem Das

Got the Jet Airways ICICI Bank Coral Visa Credit Card around 6 months ago. The customer support service and the response is average with the ICICI bank. The credit limit value is good with this ICICI credit card and i am satisfied with it. You can avail lounge service with this card.