Ok, I called a ton of places and this is what I found out from each of them concerning Grad Plus loans:

Citizens's Bank of Rhode Island: Rate drops by 1% upon entry into repayment and .25% if you do automatic debit. 60 day grace period. 3% origination fee.

Academic Finance Corp: Rate drops by .25% when you enter repayment and 1.75% if you do automatic debit. 60 day grace period. 3% origination fee.

T.H.E.: Rate drops by 1.3% when you enter repayment and .25% upon first disbursement. No grace period. 3% origination fee which is given back to you upon graduation.

Citibank: Rate drops by 1.25% when you enter repayment and .25% if you do automatic debit. 6 month grace period. 3% origination fee.

I called Access Group as well, I don't remember exactly what they said, but it wasn't as good as Academic Finance Corp so I didn't bother writing it down. I also called Sallie Mae, but they said they don't service loans for those going to Columbia.

Ok, I called a ton of places and this is what I found out from each of them concerning Grad Plus loans:

Citizens's Bank of Rhode Island: Rate drops by 1% upon entry into repayment and .25% if you do automatic debit. 60 day grace period. 3% origination fee.

Academic Finance Corp: Rate drops by .25% when you enter repayment and 1.75% if you do automatic debit. 60 day grace period. 3% origination fee.

T.H.E.: Rate drops by 1.3% when you enter repayment and .25% upon first disbursement. No grace period. 3% origination fee which is given back to you upon graduation.

Citibank: Rate drops by 1.25% when you enter repayment and .25% if you do automatic debit. 6 month grace period. 3% origination fee.

I called Access Group as well, I don't remember exactly what they said, but it wasn't as good as Academic Finance Corp so I didn't bother writing it down. I also called Sallie Mae, but they said they don't service loans for those going to Columbia.

Togbra, I had seen these sites, but they didn't list a bunch of my school's "preferred lenders" so my post covers those. Plus, it's one thing to have a list on a website, and another when you call them up and ask what the deal is and make sure that the info is current and that they do in fact offer that.