AFNI won't budge

AFNI won't budge

I have a very old PAID Collection account with AFNI for a Sprint bill. I have tried multiple phone calls, Emails and letters to try and get a GW deletion, with no luck. It will fall off at the end of next year, but I of course want it off now.

Any suggestions from those of you that have had success with AFNI????

The last lady that I spoke with at AFNI was very understanding but firm on the fact that she could not offer a delete. She suggested that I ask the CRAs directly. Everything that I have read here says that asking the CRA's for a delete directly is pointless, does everyone agree, or have a missed something in my reading?

Re: AFNI won't budge

ironsight wrote:

I have a very old PAID Collection account with AFNI for a Sprint bill. I have tried multiple phone calls, Emails and letters to try and get a GW deletion, with no luck. It will fall off at the end of next year, but I of course want it off now.

Any suggestions from those of you that have had success with AFNI????

The last lady that I spoke with at AFNI was very understanding but firm on the fact that she could not offer a delete. She suggested that I ask the CRAs directly. Everything that I have read here says that asking the CRA's for a delete directly is pointless, does everyone agree, or have a missed something in my reading?

Re: AFNI won't budge

I struggled to have success with this as well, however after a lot of persistence and not accepting no I got someone to agree to delete.

My advice to you is to continue to call DAILY and when the rep says no, ask for a supervisor...and when they shoot you down, don't just say OK and hang up. Continue to converse with them and state you know MULTIPLE people who have made this same request with success and even if they shoot you down again, still don't just give up. At that point, try to make it personal. In my situation it was the difference between me buying my family a home or not. I used human compassion to get to it, and in the end I found a Sup that felt enough compassion to help another human being out

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.