You will see your rewards balance in checkout at Amazon.com. Use your rewards to pay for part or all of your purchase. There's no minimum rewards balance to redeem.

You can also redeem for cash back, gift cards, and travel on Chase.com.*

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside the United States.† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Service & protection

You're covered with built-in benefits

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.**

Zero Liability Protection

Zero Liability means you won't be held responsible for unauthorized charges made with your card or account information.*

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.**

Lost Luggage Reimbursement

If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger**

Visa Signature Concierge Service

Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift. To access this service, simply call 1-800-953-7392.*

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.

Amazon.com Gift Cards: Upon approval of your Amazon Rewards Visa Signature Card application, the Gift Card will be loaded into your Amazon.com account. The Amazon.com Gift Card is only awarded to new cardmembers and at the time of card approval. The Gift Card cannot be used for other gift card purchases. Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington Company. See www.amazon.com/gc-legal for complete terms and conditions.

Instant Credit Approval
If you respond via the Internet, the majority of applications are responded to in less than 60 seconds. Your actual response time may vary depending on the Internet connection and volume of submitted requests. We may not be able to give you an immediate answer in every instance. Accounts subject to credit approval. Restrictions and limitations apply. Amazon.com Rewards Visa credit cards are issued by Chase Bank USA, N.A. Offer subject to change.

Earning Rewards: % Back, Points and Net Purchases
Rewards Program Agreement: For more information about the Amazon card rewards program, view the latest Reward Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.

% Back and Points: "% Back rewards" are the rewards you earn under the program. % Back rewards are tracked as points and each $1 in % Back rewards earned is equal to 100 points. You may simply see "% Back" in marketing materials when referring to the rewards you earn. Eligible Prime memberships only apply to Amazon.com accounts (and not accounts on any other affiliated websites outside the U.S.) and may include, in Amazon's sole discretion: annual and monthly Amazon Prime subscriptions and members of their Amazon Household (excluding Amazon Prime Video and invited guests of an Amazon Prime account), Amazon Prime Fresh, Amazon Family, Amazon Prime Student and trial memberships of Amazon Prime.

How you can earn points: You'll earn points when you, or an authorized user, use an Amazon Rewards Visa Signature or Amazon Prime Rewards Visa Signature credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

When you earn 3% Back at Amazon.com: If the Amazon.com account through which you apply for your card account does not have an eligible Prime membership, your card account will earn 3% Back on Amazon.com purchases.

Your card account will earn 5% Back instead: if the Amazon.com account through which you apply for your card account has an eligible Prime membership and your card account is loaded into that Amazon.com account. If you switch Amazon.com accounts, use multiple Amazon.com accounts, or your card account is loaded into multiple Amazon.com accounts, then your card account may not automatically earn 5% Back and may instead earn 3% Back. In such cases, you will need to confirm your card account number and select your card account on that Amazon.com account with eligible Prime membership in order to earn 5% Back. To learn how, visit the "Manage Payment Options" page via "Your Account" page at Amazon.com. Once you've confirmed and selected your card account, your card account will then earn 5% Back on Amazon.com purchases until that Amazon.com account with eligible Prime membership:

(i) no longer has an eligible Prime membership;
(ii) no longer has your card account loaded in that Amazon.com account;
(iii) is closed;
(iv) is used to select a different card account to earn 5% Back at Amazon.com; or
(v) is used to apply for another Amazon Prime Rewards Visa Signature card account that is approved and loaded in that Amazon.com account (that new card account will earn 5% Back at Amazon.com).

Whether a purchase earns 3% Back or 5% Back is determined at the time your eligible Amazon.com purchase is made.

Earning % Back Rewards: You'll earn either 3% Back or 5% Back for each $1 of eligible purchases made using your card account at Amazon.com, as described above. 3% Back or 5% Back is earned only on purchases made at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com's marketplace). 3% Back or 5% Back is not earned on purchases from merchants using Pay with Amazon, or purchases made at international Amazon retail sites (including but not limited to Amazon.ca, Amazon.co.uk, Amazon.de, Amazon.fr, or Amazon.co.jp), or any other website operated by Amazon, in Amazon's sole discretion. You'll earn 2% Back for each $1 spent in the following rewards categories: office supply stores through May 31, 2017; gas stations; drugstores; restaurants. You'll earn 1% Back for each $1 spent on all other purchases.

How you can use your points: You can use your points to redeem for eligible purchases at Amazon.com. You can also use your points to redeem for any available reward options, including cash, starting at 2,000 points; travel, gift cards, and products or services made available through the program or directly from third-party merchants.

Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Please note: Chase makes every effort to include all relevant merchant codes in its rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.chase.com/rewardscategoryfaqs.

Using your Points at Amazon.com Checkout (Shop with Points): Additional Chase and Amazon.com Shop with Points service terms apply. Learn more about Shop with Points by going to www.amazon.com/chaseswp. Some or all documents, services, websites (whether controlled by Chase or others) and/or correspondence may be available only in English.

Visa Signature Concierge Service
Cardmembers are responsible for the cost of any goods or services purchased through Visa Signature Concierge.

Zero Liability
Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

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