With our health care system still in chaos, a lot of people are worried about what will happen to their coverage – including small business owners and entrepreneurs. Well, if you’re one of these people, you may find some valuable insight on what various SMB owners are currently doing for health care. Take a look at our infographic to see what small business owners are doing in terms of their health coverage.

With higher premiums and insurance carriers leaving the ACA exchange, some people are frustrated with their health care costs. The volatile insurance market has greatly affected businesses that offer benefits and those that planned on offering employee benefits. Large corporations may be able to cope with the changing health care rates, but many small business owners and entrepreneurs are suffering from them.

For that reason, we wanted to share the different plans that small to mid-sized businesses can utilize to cut their health care costs. Hence, we analyzed the three common health plans that businesses use to offer employee benefits: the fully insured (fully-funded) health plan, the self-insured (self-funded) health plan, and the level funded health plan.

Looking to improve the culture in the workplace? Well, one excellent method to improve the work environment is to offer unique perks and benefits to employees. These special benefits can help retain and acquire top employees while improving employee spirit. That’s why so many large corporations like Netflix, Google, and Facebook have established these unique perks. Some of these benefits require a lot of funding, while others are relatively cheap. Either way, here are 5 benefits that business owners should try to utilize.