Life and Accidental Death & Dismemberment (AD&D) Insurance

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Your family depends on your income for a number of things, and while we don’t like to think about not being there for our family in the future – unexpected things do happen. We know how difficult it can be to provide this peace of mind on your own, which is why we provide you with life insurance coverage.

We provide you with Basic Life and AD&D insurance equal to one times your Benefits Base Rate (BBR). You have the option to purchase additional life insurance up to six times your Benefits Base Rate, available through MetLife. You may also elect up to $250,000 in spouse/domestic partner life coverage and up to $25,000 in child life insurance coverage.

Note: You may only adjust your optional coverage levels during Annual Enrollment. Changes in your life insurance coverage level may require you to complete an Evidence of Insurability form, available online through the John Hancock Benefits Center once you have completed your enrollment.

John Hancock and Manulife Financial reserve the right to modify or amend, at any time and in any way whatsoever, the terms of these plans, including eligibility requirements, and to terminate the plans completely.