Loan Officer Profile

Ryan Michael Kearney

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I have enjoyed helping homeowners with Reliance First Capital llc. for over 6 years now. Some of my special areas of expertise include Cash-Out and Debt Consolidation Refinance, Jumbo Loans, Purchase Loans, and the VA Loan Program. I am also well versed in credit repair strategies and always work hard to help my clients achieve the absolute BEST loan program possible.
With a sharp focus on prompt and courteous customer service, and my clients' wants, needs, and goals, I build custom-tailored mortgage solutions to help my customers' maximize their savings and accomplish both their short and long term financial goals. A well structured refinance loan can help you achieve lower payments, obtain a shorter term, get thousands in cash out, annihilate credit debt, and even finance very important milestone achievements like education, retirement, or home renovations.
Every client is facing a unique financial situation and therefore you need an analyst who really cares and will listen to your goals, wants, and needs and provide realistic and effective solutions!

Ratings & Reviews

Loan Officer Review

Camalafrom Centerburg, OH

(5 of 5)

Recommended!

Reviewed:

December 1, 2018

Thank you Ryan!

Ryan was smart, insightful, fair and honest. Not to mention fast and efficient. He kept in contact with us every step of the way through our refinance and it was compete in less than a month! I have only goodcthings to say about Reliance Capital anfvwill definitely refer anyone in need of a loan, or refinance to this company, and specifically Ryan! Thank you, thank you, thank you... Read More

Loan Officer Review

jamesfrom Medina, OH

(5 of 5)

Recommended!

Reviewed:

October 31, 2018

Satisfied Customer

Ryan was very helpful from the start to the end. He explained every process to me and was open to for any questions. I felt very comfortable with my the loan I picked.
there were several different loans he presented to me and he explained the good and bad of each one.
I don't believe I will have to but if I refinance or purchase another house I will use Ryan.

Loan Officer Review

Donnafrom Williamston, MI

(5 of 5)

Recommended!

Reviewed:

July 25, 2018

Fantastic Experience

My experience dealing with Ryan was in one word refreshing. I went into this process not confident that I would end with the results I wanted and worried I would end up with a pushy loan officer like I have had in the past refinancing my home. Let me tell you Ryan was none of that, he was polite in every conversation, prompt in answering my calls and emails all while making me feel my question was as important to him as it was to me. He was forthcoming with all the information and I never once felt like I was being railroaded into a one sided deal. I could go on and on about his professionalism, kindness, intelligence, honesty and so many other things, However I will just say this, if you a planning on doing anything with a Home purchase, refinance or anything else I strongly recommend you contact Ryan Michael Kearney with Reliance First Capital and rest easy knowing you have the best company and premier Loan Officer around... Read More

Loan Officer Review

MICHAELfrom Lovell, ME

(5 of 5)

Recommended!

Reviewed:

May 31, 2018

Exceptional Customer Service!

From the very beginning, we knew this was who we wanted to handle our refinance. Ryan was helpful every step of the way and made the process as simple and "user friendly" as possible. Our situation was a complicated one with a sole proprietorship that became incorporated and the tax returns alone were tough to navigate but he saw every obstacle through in an easygoing manner...I never felt I was bothering him with our questions and he went above and beyond to keep us completely informed throughout the whole process. We felt we were sincerely cared about which is a rare quality in this automated world we live in.Thank you Ryan... Read More

Loan Officer Review

Dougfrom Strongsville, OH

(5 of 5)

Recommended!

Reviewed:

April 10, 2018

Ryan puts the "Rely" in "Reliance"

I don't typically stop to do surveys or provide feedback, but I feel compelled to this time - it was just that good. My wife and I wanted to refinance our home, and after identifying Reliance based on their competitive rates, we were introduced over the phone to Ryan. I'll save you all of the details and detours of our journey, but Ryan was the most insightful and pragmatic loan officer I've ever had the chance to work with. He consistently looked out for our best interests, and leveraged his industry insights to assimilate the ideal composite of rate, duration, points, and other nuances to assure that my interests were never compromised in the quest to complete this transaction. The result was a genuinely collaborative experience from beginning to end, and if I was ever starting my own competing company he's the first person I'd hire, as Ryan is the kind of guy a firm could build an entire culture around - showcasing an ideal combination of head and heart to relate to clients and assure they receive the best financial solution possible... Read More

Loan Officer Review

Annefrom Orange, VA

(5 of 5)

Recommended!

Reviewed:

March 23, 2018

Reliance First Capital rocks!

I’m thrilled to have just closed on a refinance and loan consolidation with Reliance First Capital, and have nothing but good things to say about the company and its team. I’d wanted to refinance for years, but was always put off by the hard-sell tactics of the companies that contacted me. I wouldn’t even talk to them. Then I had the good fortune to meet Ryan Kearney at Reliance First. Ryan and I clicked right away. He explained every step of the process to me in great detail, never pressured me, and talked me down whenever I was discouraged or had a bad day (it happens). Line by line, page by page, Ryan made sure I understood. I had no doubt I was in good hands. His colleague Shannon Knoebel was wonderful as well, and Shannon helped bring the
,process to a close. It was my first time doing this on my own, and Ryan and Shannon put me completely at ease. So, if you’re in the market, please consider Ryan and Shannon and the rock stars at Reliance First Capital. I promise you won’t regret it.... Read More

Loan Officer Review

Stephenfrom Hagerstown, MD

(5 of 5)

Recommended!

Reviewed:

January 24, 2018

High Five!

For those of you who are looking to secure a new mortgage or refinance an existing property, or any other financial need, let me tell you about a breath of fresh air, Ryan Kearney, Licensed Mortgage Analyst for Reliance First Capitol. When my wife and I were first looking to refinance our property, Ryan worked with us in looking through many options. When we decided to sell and purchase another home, we called upon Ryan to assist. His knowledge of the industry was fantastic and his promptness and follow through was outstanding during the entire process. He kept us informed daily on each step right up to our closing. His friendly attitude and insight made the lending experience a real joy to the point that we consider Ryan a friend that I’d highly recommend for your financial needs... Read More

Loan Officer Review

Robert from Concord, NH

(5 of 5)

Recommended!

Reviewed:

July 19, 2017

Bolton Refinance

Ryan was very professional yet treated me more like a friend rather than just a client. Had a great experience with him and when it is time to refinance again there will be no hesitation to call him.....have already sent a referral his way! Thanks Ryan!

Loan Officer Review

Gina from Upper Marlboro, MD

(5 of 5)

Recommended!

Reviewed:

May 15, 2017

Exceptional Customer Service!

My Leander's name was Ryan Kearney; he was AWSOME! He walked me through the entire process step by step to the last day! We work together for 5 long months. I went to several different lending company's for a home loan and I was denied. Ryan (First Reliance) was the ONLY PERSON/COMPANY that helped me. He never gave up or loss patients with me. He was very thorough in explaining in detail EVERYTHING. I am forever grateful that I was referred to him by my cousin. I closed on a BEAUTIFUL condo 5/9/2017. I would recommend Ryan to anyone. I will never go anywhere else for my financial home needs. RYAN KEARNEY AND THE ENTIRE TEAM AT RELIANCE FIRST CAPITAL YOU ALL ROCK!!! ALL THUMBS UP... Read More

Loan Officer Review

Yvonnefrom Clinton, MD

(5 of 5)

Recommended!

Reviewed:

March 27, 2017

Exceptional

Ryan was very pleasant. Kept me informed at every stage. Very knowledgeable. Delivered everything that he promised. Answered all my questions in a calm, cool and rational manner. Returned all my calls on time.

I have enjoyed helping homeowners with Reliance First Capital llc. for over 6 years now. Some of my special areas of expertise include Cash-Out and Debt Consolidation Refinance, Jumbo Loans, Purchase Loans, and the VA Loan Program. I am also well versed in credit repair strategies and always work hard to help my clients achieve the absolute BEST loan program possible.
With a sharp focus on prompt and courteous customer service, and my clients' wants, needs, and goals, I build custom-tailored mortgage solutions to help my customers' maximize their savings and accomplish both their short and long term financial goals. A well structured refinance loan can help you achieve lower payments, obtain a shorter term, get thousands in cash out, annihilate credit debt, and even finance very important milestone achievements like education, retirement, or home renovations.
Every client is facing a unique financial situation and therefore you need an analyst who really cares and will listen to your goals, wants, and needs and provide realistic and effective solutions!