Living benefit riders for retirement income

Enjoy the power of knowing your retirement income strategy fits your needs. With a Lincoln variable annuity you can choose from a diverse portfolio of living benefit options, available for an additional charge.

Variable annuities are long-term investment products that offer a lifetime income stream, access to leading investment managers, options for guaranteed growth and income (available for an additional charge), and death benefit protection. To decide if a variable annuity is right for you, consider that its value will fluctuate and it is subject to investment risk and possible loss of principal. All guarantees, including those for optional features, are subject to the claims-paying ability of the issuer.

Match the living benefit option to your strategy

Available with

Living benefit option

Retirement income strategy

client guides

Lincoln ChoicePlus AssuranceSM

American Legacy®

Lincoln Lifetime IncomeSM Advantage 2.0

Provides higher lifetime income with added protections available for your family. Learn more.

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Lincoln Market Select® Advantage

Maximizes the potential to grow your money along with a reliable source of income when you need it. Learn more.

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4LATER®Select Advantage

Focuses on growth to help maximize your future income potential for you and your beneficiaries. Learn more.

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Lincoln Max 6 SelectSM Advantage

Supports the transition into retirement by growing your money at our highest guaranteed rate, then providing higher income during early retirement years.

Variable annuities are long-term investment products designed for retirement purposes and are subject to market fluctuation, investment risk, and possible loss of principal. Variable annuities contain both investment and insurance components and have fees and charges, including mortality and expense, administrative, and advisory fees. Optional features are available for an additional charge. The annuity’s value fluctuates with the market value of the underlying investment options, and all assets accumulate tax-deferred. Withdrawals of earnings are taxable as ordinary income and, if taken prior to age 59½, may be subject to an additional 10% federal tax. Withdrawals will reduce the death benefit and cash surrender value.

Investors are advised to consider the investment objectives, risks, and charges and expenses of the variable annuity and its underlying investment options carefully before investing. The applicable prospectuses for the variable annuity and its underlying investment options contain this and other important information. Please call 888-868-2583 for free prospectuses. Read them carefully before investing or sending money. Products and features are subject to state availability.

All guarantees, including those for optional features, are subject to the claims-paying ability of the issuer.