Medical Schemes

The right medical aid scheme can protect your health and your pocket.

The right medical scheme option should provide the benefits you and your family need and should be cost-effective in terms of what you get and can afford. Sanlam has partnered with Bonitas and Fedhealth medical schemes to provide a comprehensive range of value-for-money healthcare options, ensuring you get the best medical scheme option for your current circumstances and needs.

Bonitas Medical Scheme

Established in 1982, Bonitas is the second largest medical aid provider in South Africa. With an aim to make quality healthcare accessible to all South Africans, Bonitas remains committed to the development of affordable, generous and easy-to-understand benefits, paying out 93% of all claims – the highest by an open medical scheme.

With the largest GP network in South Africa, Bonitas currently covers approximately 649 032 lives. The company has a solvency ratio of 30.7% and a global credit rating of AA-.

Fedhealth Medical Scheme

Originally founded in 1936 as the Reef Medical Scheme, Fedhealth is one of the oldest medical aid providers in South Africa, giving them a unique and informed perspective on the health market. Geared to be of reasonable cost and to satisfy all individual needs, Fedhealth pays more from Risk than any other scheme to protect members’ savings and day-to-day benefits.

The scheme is financially stable with a solvency ratio of 37.24% and has retained their global credit rating of AA- for an impressive nine years in a row, which reaffirms Fedhealth’s claims paying ability.

Need Advice About Choosing a Medical Scheme?

Can you have peace of mind that you’ll be covered in an emergency?

Is it really good value for money?

Is your plan too comprehensive for what you actually need and you’re paying too much?

It’s important to have peace of mind that your medical scheme is right for you and your family. But it can be daunting to make the right choice with all the information available in the market and the complexity of this information.

Get a Quote

Please complete the following form and submit it to Sanlam Healthcare Consultants for a free medical scheme quote.
Sanlam is a licensed Financial Services Provider (FSP no. 2759)