Books

Personal Budgeting Kit

ISBN 1-55180-654-1

A timeless guide that’s a National Best Seller

Take control of your finances

Plan for your future

Learn to budget, save and invest

Do you find yourself living from paycheck to paycheck? Do you feel helpless when you try to think about how you’ll ever manage to retire at 65 (let alone “freedom 55”) or do you try not to think about it at all? Most important do you feel overwhelmed at the idea of coming up with a personal budgeting plan?

If the answer is yes to any or all these question, this kit is for you. It’s a step-by-step guide to getting yourself back on track financially for the rest of your life. Along with all the necessary forms, it contains tips and information to help you create a workable personal budget. It simplifies the budgeting process, making it easy for you to create a solid, realistic plan.

You will learn how to —

Set realistic financial goals

Trim your spending painlessly

Pay down your debt methodically

Save and invest

Develop a retirement savings strategy

Makeover your lifestyle for a successful and stress free future

The future – your future – is in your hands. Have respect for money and what it can do for you. Start today, and budget your way to financial freedom!

Sylvia is pleased to announce that the Personal Budgeting Kit is also available in the Polish language! All the best to Poles everywhere who are serious about saving their money.

Finances After 55

Make the Transition from Earning a Living to Retirement Living. ‘Finances After 55’ is a book for people who are already retired or who will be retiring in the next decade.

This is not a ‘retire rich, stay rich’ book. It’s a practical guide that shows readers how to take what they already have saved and manage their money and assets to live a full and successful retired life.

Living off savings is much different than living from paycheck to paycheck. It requires a very different kind of budget and very different financial plan. Unfortunately, the majority of North America’s millions of retired people are caught off guard when they make the switch, and financial errors at this time can be very costly.

Sylvia Lim

Sylvia Lim is the author of Finances After 55, and Personal Budgeting Kit. Sylvia is a Certified Financial Planner (CFP) and Chartered Professional Accountant (CPA, CGA) with over 25 years of experience providing clients with sound financial advice and services.