Thanks Taylor. This is good to know, because one day I might consider one of these funds. I sure wish my 401K included these. My favorite all in one fund is the Vanguard Balanced Index Fund, but these are a very close second. I love the fact that Vanguard doesn't feel the need to make these funds look overcomplicated. In reality they are basically your very own three fund portfolio.

On a side note, my 401K just introduced their versions of all-in-one funds using all ETFs and paraphrasing what Rick Ferri said about them: Who created this mess.