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"Or underage drinking can be expunged from your record almost immediately after your probation ends..."

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Ok, this really depends on what state your in, however I know for a fact that in the state of Georgia a minor in possession, or underage drinking can be expunged from your record almost immediately after your probation ends. This sometimes requires the help of a lawyer but anyways what you do is go to the city you got you your mip in and talk to someone at the police station. Ask for your record to be expunged. The officer will then make you fill out multiple papers that are needed to complete the process. once done with this the officer will then send your papers to the state office were they will decide whether or not to wipe your record. in most cases since a minor in poccession is such a frequent offense especially for college kids they almost always agree to wipe it. During this process you may have to pay a fee depending on what state your in to get it off your record. the entire process can sometimes take up to a month depending on how backed up they are. Don`t stress to much its a typical college offense
captainofthelaw 342951.

" how long does a shortsale stay on your record..."

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I`m sorry for the delay in responding as I was in Vegas for a few closings. Typically our Short Sale clients are not hurt too badly in reference to their Credit, and this is because we negotiate full satisfactions whenever possible This type of satisfaction on the full pay there is minimal damage to ones credit Along with any missed payments that were reported by the mortgage company prior to Us getting involved. In fact many of our clients will purchase another home within two years. Are you affiliated with Gazprom. John M Pierro Short Sale Coordinator Short Sale Law Firm 516-798-1677 Direct Line 516-798-8300 fax 631-697-9142 Cell. com" rel="nofollow">http://ShortSaleLawFirm. How long does a shortsale stay on your record. I don`t want to rush into anything so I was hoping you could give me some ideas as to what to avoid.

" it will stay on your record much longer - maybe 5 to 7 years..."

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A short sale will lower your credit score by about 80 points. We always ask that the bank "settle" your debt and not come after your later. It will most likely be reported on your credit report as "Account settled for less than owed". A foreclosure, on the other hand, will lower your credit score by about 250 points. It will stay on your record much longer - maybe 5 to 7 years. If you`d like to send me your address, I will send it out to you. If you decide to do a short sale, be aware that we don`t charge you anything for our service. We are always paid either by the bank or the buyer. Margaret Hassani Home Resolution Group (813) 766-1501. On Tue, Jul 14, 2009 at 3:08 PM, petrov. com

"The first one is that you have only one criminal conviction..."

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Yes you can. But there are a certain number of conditions. The first one is that you have only one criminal conviction. The second one is that 5 years have passed form your first and only conviction. After 5 years you can erase the criminal conviction. One more thing your criminal conviction must not be one of these listed in this website http://www.expungementkit.com/eligibility.html . If you have dome something from that list you can not erase your criminal record.

" how long does a shortsale stay on your record..."

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I work a lot with Natalie Larsen but I am on the financing side of the transactions. She asked me to look at your question and see what the answer is. There is no quick answer to your question. What is a phone number I could reach you at and discuss your situation. Brent Porter 801 689-8200 . How long does a shortsale stay on your record. I don`t want to rush into anything so I was hoping you could give me some ideas as to what to avoid.

" how long does a shortsale stay on your record..."

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When you are completing a short sale we ask for it to show as full and final payoff and for that to reflect on the credit report. If there are delinquencies, you can expect you score to drop between 100-200 points but you will build that back up after closing. How long does a shortsale stay on your record. I don`t want to rush into anything so I was hoping you could give me some ideas as to what to avoid.

Someone said: I had a short sale, and but purchase a home right after the short sale. I have a FHA loan, but the short sale is now showing on my credit report. I want to refiance but i was informed that I neeed to have a 3 year seasoning before I could refiance to a lower rate. Is this correct?

We were just approved for our shortsale with Citibank. I am now trying to negotiate my credit to say "paid in full" but Citibank states they will not negotiate on how the file is reported to credit. Can you give me any advice on how to negotiate this and tell me if you know whether Citibank has ever negotiated how a shortsale loan is reported to credit.

" how long does a shortsale stay on your record..."

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Depending on whom you ask, 7 years. FICO score typically is rebuilt much sooner, but the shortsale, which will appear as a "settled account" with some other language on your credit report, stays longer. How long does a shortsale stay on your record. I don`t want to rush into anything so I was hoping you could give me some ideas as to what to avoid.

"Minor offences can be "spent" (removed from your record..."

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Minor offences can be "spent" (removed from your record) either at time of sentencing or once 10 years has passed since the date of sentence. If your sentence included jail time, then it may be longer.

"Go to the police and ask for a police record..."

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Go to the police and ask for a police record. They'll take your fingerprints and you wait up to 5 weeks or so for the report. Or you can pay a private detective a few hundred rand who will find out for you. A good one is Tallie at http://www.hotfrog.co.za/Companies/Brooke-International.

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