Julia graduated from Tashkent University, Uzbekistan, USSR with a Masters degree in Mathematics, then came to the United States in 1995 and joined Libman, Ryder & Co., Inc. shortly thereafter. She is an enrolled actuary and a member of the Society of Pension Actuaries, the Conference of Consulting Actuaries, and the American Society of Pension Professionals and Actuaries (ASPPA). She also serves as a treasurer of the Cleveland ASPPA Benefits Council.

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"I have worked with Julia Chernyak since 2003. Julia is very knowledgeable of all aspects of Defined Benefit Plans, as well as retirement plan testing. Julia is very professional and has a deep knowledge of retirement plans. She is also very good about meeting commitments, and at reasonable rates. I would recommend Julia to anyone looking for good quality actuarial services."