Can I File for Bankruptcy in NY City if I Recently Moved Here?

New York is a destination for many people relocating here for work, school or personal reasons. Many people are surprised to find out how expensive the cost of living is here compared to many other parts of the country. Many people underestimate their costs of housing and other living expenses which causes a lot of problems for their budget.

A common question we get asked is “How long do I have to live in New York before I can file for bankruptcy here?”

The rule is that you have to have lived here more in the past 180 days than anywhere else. So, for example, if someone moved here from Ohio, she would need to live in New York at least 91 days before she could file for bankruptcy here.
However, you don’t need to wait for the 91 days to pass to start preparing the necessary documentation and paperwork.

Please feel free to contact us at 888-867-8615 for further information or to schedule a consultation.

*The American Board of Certification is not affiliated with any government authority. Certification is not a requirement for the practice of law in the State of New York and does not necessarily indicate greater competence than other attorneys experienced in this field of law. We are a law firm that, among other things, assists individuals with filing for bankruptcy relief under the Bankruptcy Code and may be considered a Debt Relief Agency in connection with such practice.