Re: Trying to get in 700 club by the end of the year CC question.

One is all you need. If you're just starting or re-starting, you don't want to load up on a bunch of crap cards that will drive you crazy in 6 or 12 months.

What are your current FICO scores? Is there a reason that you don't currently have any revolving credit? (recovering from bankruptcy, new to the US, never bothered, etc.) I ask because different circumstances would indicate different cards.

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