Federal Direct Subsidized and Unsubsidized Loan

Subsidized and unsubsidized loans are federal student loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school.

Award Amount

$57,500 for undergraduates—No more than $23,000 of this amount may be in subsidized loans.

$138,500 for graduate or professional students—No more than $65,500 of this amount may be in subsidized loans. The graduate aggregate limit includes all federal loans received for undergraduate study.

Other Requirements/Conditions

If your financial aid package includes federal student loans, your school will tell you how to accept the loan. If it is your first time receiving a Direct Loan, you will be required to

complete entrance counseling, a tool to ensure you understand your obligation to repay the loan; and sign a Master Promissory Note (MPN), agreeing to the terms of the loan.

Application Process

Complete your Free Application for Federal Student Aid (FAFSA). Apply at the Financial Aid Office of the School you wish to attend.

Deadline Date

Apply as soon as possible.

Target Audience

Veteran, Students and interns, Interested in teaching in a low-performing school and critical shortage areas, Interested in teaching mathematics, Interested in teaching science, Interested in teaching special education, Residents of other states