Your Turnkey Solution

Epoch is a global provider of online billing services. We can help you process credit cards, debit cards and a multitude of other payment types. Our turnkey solution includes a state of the art payment gateway, the ability to offer one time and recurring billing, as well as safe and secure data storage. We also offer the most professional and skilled customer service and technical support on the web. We are here 24/7/365 to help you and your customers.

International Features

Global, Local & Exclusive Payment Types

Accept sales from more customers around the world

You maximize sales by allowing customers to make purchases with the payment types they prefer. Epoch’s leading suite of payments options, which continues to grow, lets you offer customers a large number of local, regional, and international payment types.

Abaqoos

Boleto Bancario

Diner's Card

Direct Debit

Discover Card

ePay

EPS

Euteller

Giro Pay

Interac Online

iDeal

JCB

Maestro

Mastercard

Mister Cash

Neosurf

Postepay

PlusPay

Sofort Banking

POLi

PayPal

PaySafeCard

Przelewy 24

Qiwi

SafetyPay

toditoCash

Visa

International Currencies

We make international processing easier

We make international processing a whole lot easier by catering to your foreign customers. By presenting the payment page in your customer’s preferred currency, customer confidence is elevated, thus providing a much better chance of capturing a sale.

Argentine Peso

Aruban Florin

Australian Dollar

Bahamian Dollar

Barbados Dollar

Belize Dollar

Bermuda Dollar

Boliviano

British Pound Sterling

Canadian Dollar

Chilean Peso

Colombian Peso

Costa Rican Colon

Croatian Kruna

Czech Republic Koruna

Danish Krone

Dominican Peso

East Caribbean Dollar

Euro

Guatemalan Quetzal

Guyana Dollar

Haitian Gourde

Honduran Lempira

Hong Kong Dollar

Hungarian Forint

Indian Rupee

Indonesian Rupiah

Israeli New Sheqel

Jamaican Dollar

Japanese Yen

Lebanese Pound

Malaysian Ringgit

Mexican Peso

NL Antilles Guilder

New Taiwan Dollar

New Zealand Dollar

Nicaraguan Cordoba Oro

Norwegian Krone

Panamanian Balboa

Paraguayan Guarani

Peruvian Nuevo Sol

Philippine Peso

Polish Zloty

Qatari Rial

Romanian Leu

Russian Ruble

Saudi Riyal

Singapore Dollar

South African Rand

South Korean Won

Suriname Dollar

Swedish Krona

Swiss Franc

Thai Baht

Trinadad & Tobago Dollar

Turkish Lira

UAE Dollar

Ukraine Hryvnia

United States Dollar

Uruguayan Peso

Global Language Support

We cater to your foreign customers

We help ensure that global processing is optimized by catering to your foreign customers. Each payment form is dynamically generated for several variables including your customer’s preferred language. Translating the payment page drastically increases the likelihood that a foreign language surfer converts to a paying customer.

English

Spanish

French

German

Italian

Japanese

Korean

Norwegian

Danish

Dutch

Portuguese

Hungarian

Chinese Simplified

Chinese Traditional

Russian

Serbian

Czech

Qualifying Countries

Epoch Services Merchants in the United States and Europe

Your business must be incorporated in the card associations' Europe region, and at least one of the principals must also reside in the European region. If you are a sole proprietor, you must reside in the European region

Andorra

Austria

Belgium

Bulgaria

Channel Islands

Croatia

Cyprus

Czech Republic

Denmark

Estonia

Faroe Islands

Finland

France

Germany

Gibraltar

Greece

Greenland

Hungary

Iceland

Ireland

Isle Of Man

Israel

Italy

Latvia

Liechtenstein

Lithuania

Luxembourg

Malta

Monaco

Netherlands

Norway

Poland

Portugal

Romania

San Marino

Slovakia

Slovenia

Spain

Sweden

Switzerland

Turkey

United Kingdom

Vatican City

Worldwide Perspective

We Bring a World of Customers to Your Door

You bring a world of customers to your door when you accept online payments, and we make their transactions seamless. We generate a custom payment form for each customer that is tailored specifically to simplify their buying experience. Our payment forms automatically translate to over a dozen languages. Your product’s pricing instantly converts to the local currency equivalent, so your customer knows exactly how much an item costs. Plus, we accept every major currency, and an ever increasing number of local, regional, and international payment types. We help you monetize your international traffic by making your customers feel right at home.

Unparalleled Security

Security is at the forefront of everything we do

Epoch is an approved Visa and MasterCard Payment Facilitator, and became the first company in the world to pass a third-party audit and be certified as PCI-DSS compliant in 2002 (when the program was called CISP). We successfully complete PCI-DSS Level 1 audits every year to maintain that status. In 2002, Epoch was also among the first companies in the world to adopt VBV (Verified by Visa) and MasterCard Secure Code. We are innovators in data security, and we continue to lead the way.

Extraordinary Flexibility

Sophisticated tools that provide customized simplicity

We are a full service Payment Facilitator with the flexibility to adapt to unique needs and business models. We utilize leading-edge technology that makes accepting payments simple, while at the same time offering world-class sophistication. Our services can meet the needs of companies ranging from internet start-ups to large multi-national organizations. We are also developer-friendly, and offer feature-rich APIs that allowing you to customize data structures, object classes, and variables.

Your business can utilize our full suite of features and services while maintaining your own look and feel. Secure payment forms further promote your brand while maintaining the continuity of your design. You have the option of collecting as much customer information as you want, or the bare minimum required. Additionally, we offer several marketing and retention features as options. We make it incredibly easy to integrate the billing choices you need for your growing business.

Robust Billing

Billing options for every kind of customer

Epoch handles every aspect of billing so there is no need for
you to build a custom payment application. Since Epoch handles
all card data, your customers can easily buy more one-click
purchases and special offers, without having to re-enter
their payment details each time. We cater to
varying needs and can offer you the flexibility to meet
and exceed your customer's expectations.

Recurring Billing

You can offer your customers the ability to purchase a subscription that bills automatically until the customer cancels. This can improve your profitability and cash flow.

Per Unit Billing

If your website uses tokens, credits, or sells blocks of time, we can bill your customers for the type of unit you choose.

One-Time Billing

This is for your products that call for a one-time purchase. Your customers make the full payment in a single charge.

One-Click Billing

The one-click billing method enables you to make offers to your existing customers. A great feature for merchants offering tokens or credits. Customers are not required to re-enter their information again with this feature.

Inquiries + Support

We are here to serve your needs

If your business is located in the United States or Europe, our
all-inclusive services make it easy for you to accept payments
right away.

All Inclusive Pricing

Providing incredible value with pricing that is clear and easy to understand

Epoch offers a unique full-featured processing solution for an all-inclusive rate that includes benefits and features not available elsewhere. Processing fees are based on volume and automatically adjust to your current sales figures. And, unlike our competitors, we do not withhold any reserve.

We provide you with all the tools and services you need in one place, and for one price, so that you can focus on promoting and building your business. This includes: Secure Payment Forms, Level 1 PCI Compliance, Worldwide Call Center, 24 / 7 / 365 Billing Support and Merchant Support, Customizable Forms, Flexible Billing Methods, Device Friendly Forms, and Easy Integration

Yes, we offer the MOST payment types worldwide, more than any
other processor in our industry (which makes accepting worldwide
payments even easier).

We have the best billing support team in the payment processing
business. They will go above and beyond to assist your customers
with any questions they have, 24 hours a day and 365 days a year.

Sure do. In order for us to send you the APIs, you need to
start the sign up process. Once you are assigned a sales
representative, they will be happy to assist you.

Our smart payment pages read the customer's IP address and
automatically put their local currency on the page for them to
see.

No. Not only will our smart payment pages know what currency
your customers prefer, but we can detect the browser language
setting and display the proper language.

We do not charge a fee to set up an account. However, merchants
selling digital content from a US based company are required to
pay the Visa and MasterCard registration fee. Clients in the EU
are required to pay only the MasterCard registration fee. To
open an account with us you are required to accept Visa and
MasterCard. The initial fee and annual renewal is $500 for
merchants in the EU and $1000 for merchants in the US. You
will pay this fee during the contract initiation and we then
pay the card associations on your behalf.

We do not charge a transaction fee, nor a decline fee,
maintenance fee, monthly fee, or annual fee. Our full suite of services,
features, customer and technical support, merchant services, and
international billing are included in a flat fee which is a percentage
of your sales. New accounts without an established volume of sales
start at 15%. Your rate is periodically adjusted based on sales figures.
As your transaction dollars rise your fee automatically decreases based
on a set of tiered rates. If you have an established business and are
looking to move your processing to Epoch, please contact us to find out
what rate you qualify for.

The fee for processing a credit on your behalf is $1. The fee
for processing a chargeback on your behalf is $12.50.

Your rate is periodically and automatically adjusted based on
sales figures. As your transaction dollars increase your fee
automatically decreases based on a pre-established set of tiered rates
which you may review in your contract. If you are transferring your
business from a different processor to us, please contact us for a rate
quote.

We do not require a security deposit nor do we withhold a
reserve. Most, if not all banks and/or processors require either a
rolling reserve (of up to 6 months) or a security deposit based on a
percentage (5-10%) of your gross sales. We do not require either. This
means you receive more of your money faster than you would with other
solutions.

A member of our sales team will be happy to answer any
questions you might have. The sales contacts are listed under
'Sales Inquiries' above this section.

If this is your question, let's get you in the right place.
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Payment Facilitators must remain compliant with processing
regions established by the card associations. Epoch processes
for consumers worldwide, however merchants must be within either
the US or EU region.

If your business is a non US
entity, it must be incorporated in the European region and at
least one of the principals must also reside in the European
region. If you are a sole proprietor, you must reside in the
European region.

Get Started

It is easy to start accepting payments with Epoch. Simply click the button below to sign up online. Whether your business is located in the United States or Europe, processing payments through Epoch is just a few steps away.