Best Egg personal loans

Are you looking for a personal loan with a competitive interest rate that you can apply for online?

Since Best Egg launched in 2015, more than 200,000 borrowers have taken out Best Egg personal loans, with the total amount in loans offered over $3 billion.

You can borrow $2,000 to $35,000 through a Best Egg loan. The term of the loan can be up to 5 years.

How does borrowing from Best Egg work?

You apply for a Best Egg loan online. Soon after you apply, you’ll receive the status of your application. If approved, you get a loan contract that you need to review and sign. Once you accept the contract’s terms and conditions the approved funds transfers into your bank account automatically.

Unlike peer-to-peer lenders who have to wait for investors to fund your loan, Best Egg has investors who are ready to fund your loan immediately. This is why you can get the required money in your bank account in as little as one business day.

When you take a Best Egg personal loan you get different options for repayments, and you can make additional repayments towards your loan at anytime.

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Rates last updated August 18th, 2017

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Here’s what you need to know about Best Egg personal loans:

Use funds for different reasons. You can save money by getting a Best Egg loan to consolidate existing credit card debt. You can use proceeds from this loan for home improvement, business expenses, making major purchases, moving, traveling, or buying a vehicle.

Minimum and maximum loan amount. The minimum you can borrow through a Best Egg loan is $2,000. The maximum is $35,000. The minimum you can borrow in Massachusetts is $6,000. In Georgia, you have to borrow a minimum of $3,000.

Loan term. You get to choose from two loan terms: years and 5 years.

Interest. Best Egg loans come with annual percentage rates (APRs) from 5.99% p.a.. However, you will need a FICO score of at least 700 and a minimum annual income of $100,000 to qualify for the lowest rate.

How you can apply for a Best Egg loan

Click on the web site if you wish to apply for a Best Egg personal loan. To apply, you have to meet some eligibility criteria:

Meet your state’s minimum age requirement.

Be an American citizen or permanent resident of the US.

Have a verifiable bank account.

Have a regular source of income.

Completing the application successfully requires that you submit some basic information:

Your full name and contact information.

Your Social Security number and date of birth.

A valid form of identification such as your driver’s license, passport or state-issued ID.

Details about your employment status and annual income.

Frequently asked questions

Can I make additional payments?

Yes, you can make additional payments at your convenience with NO prepayment fees or penalties. Prepaying your loan will reduce future interest payments.

I got a pre-approved letter in the mail. Why don’t you have rates for me?

When you check your rates, you also have to provide info such as income and employment status. Because several weeks pass between the pre-screening process and the application, they also request updated information from the credit bureaus in the form of a “soft” credit inquiry.

Is my information going to be safe?

Yes. If you have concerns, you can read over Best Egg’s Privacy Policy on their website, but it is backed by GlobalSign and is Consumer Affairs accredited.

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4 Responses

EllenAugust 14, 2017

I am looking for a loan for $4500. I have fair credit. I have been turned down before for a loan but if granted the $4500 loan it will be paid back to you within the month

While we do not represent any company that we feature on our pages, we can offer you a general advice. With regard to this matter, you may want to try to clarify this directly with the lender. Meanwhile, should you need to request for your credit score please visit this page.

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