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A place to talk about what to do if you're pet gets stolen. What you can do, where you report it, what websites are available to help you, and just to have someone to talk to that knows about the type of situation you are going through and wants to listen!

Frequently Asked Questions

The material in this question and answer series is for your information only. It is not legal advice and is not designed to be used in place of legal advice. You should consult your own attorney for legal advice. The St. Joseph Legal Department provides this series to provide a general summary of procedures concerning violations of city ordinances in the City of St. Joseph, Missouri. It is issued to inform generally, not to advise of specific rights. As with any general information, the answers given here may not specifically apply to you.

Is any assistance available to make repairs to our home?

Yes. The community development division has several programs to assist homeowners. These programs are the Low Interest Loan Program/Deferred Payment Loan and the Emergency Assistance Program.

The applicant must meet the income guidelines set by the U.S. Department of Housing and Urban Development (HUD), which is adjusted yearly. The house must be the primary residence, and you must have lived in the home for at least six months. You also must provide documentation showing ownership of your house (recorded Warranty Deed or Deed of Trust); and have current copies of your 1040 and W-2 forms, and verification of benefits for the past 12 months.

If approved, your name will be placed on a waiting list. A rehabilitation manager will do an inspection of your home and document the repairs that need to be made. We will then advertise for bids, prepare the contracts, and monitor the work for the homeowner.

Loans will be at an interest rate of 0% to 4% based upon the property owner’s ability to pay, not to exceed a 30-year term. A deferred payment loan may be offered to applicants 62 years of age or older and/or permanently disabled whose incomes do not permit the repayment of an amortizing loan. Mortgage of said property will be filed as security for the loan.

Emergency assistance is provided to eligible property owners with spontaneous situations that would be considered life threatening, such as electrical hazards, structural failure, hazardous plumbing, etc. Emergency assistance for work required up to $5,000 will be in the form of a grant and/or loan. Emergency assistance for work over $5,000 will be in the form of a deferred payment loan for qualified applicants age 62 or older or permanently disabled, or a low interest loan (0-4%) with the interest rate based upon the property owner’s ability to pay not to exceed a 20-year term.