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Hi guys.
I had a car accident 2 days ago which was not my fault, the other driver told her insurance company that is her fault, they already called me, doing inspection at my car now,probably a write off.
The main problem as it turned out that i didn't have road tax and insurance too, both of them expired.
Will her insurance company pay me?
Also i've got injuries on my back, chest, knee and wrist, can i claim something for that as I'm not able to go to work,i have been on hospital, and have to go back tomorrow.
I know it's my fault i didn't have insurance, but i didn't know about it.
Thanks
Steve

Probably - and I should hope they do. How dare you drive without tax and insurance. No doubt you'll be expecting to claim every penny you can from the other driver's insurers - good job they were insured wasn't it?

"I didn't know about it" doesn't cut it. In your position I'd expect very little help or sympathy from the majority of posters here.

Why would you expect to get paid when you have no ins or tax.
You should not have been on the road and any injuries received would then be your own fault. I feel sorry for the other person, What if it was the other way round and you went into someone.....?? how do you think they would feel knowing you had no right to be on the road.

I for one resent my premiums going up each year to cover for morons who don't pay theirs. In an instance like this (if I ruled the world) they wouldn't get a penny compensation., and they certainly wouldn't get paid out for their car!

The insurance and tax is a seperate matter, and yes they may have to pay out more for that than they get for the accident but that's is their choice. Ok tax lapsing I can accept if you ignore post. But insurance would surely have been had to cancel auto renewing as i am unaware of any that don't. Silly yes but also a differnet matter.

I for one resent my premiums going up each year to cover for morons who don't pay theirs. In an instance like this (if I ruled the world) they wouldn't get a penny compensation., and they certainly wouldn't get paid out for their car!

Yes, there might have been innocent victims - that's not the case here, the OP is not an innocent victim though. They should not have been where they were, they were breaking the law - by being where they were, driving a car they should not have been driving.

Yes, there might have been innocent victims - that's not the case here, the OP is not an innocent victim though. They should not have been where they were, they were breaking the law - by being where they were, driving a car they should not have been driving.

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