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St George and Touch* St.George EFTPOS offers a secure and convenient way for your customers to transfer funds to your accounts at the time of purchase. St.George EFTPOS payments are fast, effi cient, secure and can improve your cash fl ow and reduce business risk. St.George Bank is always looking for better banking solutions for your newsagency. EFTPOS services can add value to your customer and your business that goes beyond the simple payments transactions. With these additional EFTPOS services you can earn extra revenue and boost customer loyalty, so you keep your customers coming back. The Touch* platformavailable through St.George EFTPOS solutions can offer a selection of over 200 virtual products that you can sell to your customers while earning commissions including: >> Mobile Phone Recharge >> Internet Recharge Cards >> Tolling >> Calling Cards >> Fishing Licences The Touch Gift Card Program* is one of the many benefi ts you can take advantage of when linked exclusively through the St.George Dial-up EFTPOS terminal. The program attracts new customers into the store and generates revenue, contains no hidden costs, charges or obligations and reduces fraud through a secure electronic giftcard system. The Touch* functionality can be set up on a St.George Dial-Up EFTPOS terminal at no extra cost. http://www.stgeorge.com.au/ small-business/ *Touch Gift Cards are issued by Touch Networks Pty. Applications for the Touch Gift Card Program are subject to approval by Touch Networks *The Touch platformis provided by Touch Networks. eziPass eziPass is a new electronic voucher platformavailable to all newsagents free of charge. With over 300 products on offer including phone recharge (allmajors including Telstra, Optus and Vodafone), toll way payments, movie downloads, international calling cards and many others, eziPass has attracted considerable interest among newsagents with close to 400 already using the service. eziPass also unlocks an excellent banking relationship for newsagents — setting a new low benchmark in banking fees for credit and debit card transactions. An average newsagency is expected to save around $500 fromthe lower cost banking relationship. EziPass has been developed by Tower Systems on a pro-bono basis for newsagents and has been integrated with the Tower newsagency software. Non-Tower newsagents have access to a free standalone version for use on any computer. With no up front ormonthly cost, no long-term contracts to sign and excellent commissions on phone recharge, eziPass is a good alternative for newsagents. Further details can be found at www.ezipass.com.au. The Commonwealth Bank XPOS Exclusive to the Commonwealth Bank, XPOS Integrated is a first to Australia. According to the XPOS website, it is easy to include transactions such as a mobile recharge, fishing license, grocery bill or a tank of fuel. XPOS is provided by point-of-sale vendors as an additionalmodule to their EFTPOS service. XPOS Integrated runs off a broadband or dial-up connection on a PC and is compatible with all PINpad types. XPOS Integrated is provided free of charge by the bank, however point-of-sale vendors may charge for the service. XPOSmakes it easy to create new revenue streams for your business by providing customers with additional products and services. What’smore, XPOS is available via a number of different EFTPOS facilities. That means it’s built to suit small ormedium businesses, right up to large institutional operations. XPOS is now available, at no extra charge, on the EFTPOS LITE 61 terminal. If you’re a smaller merchant, itmeans you can generate additional revenue through the sale of XPOS products such asmusic downloads,mobile and internet recharges, calling cards, SMS and logos, pre-paid home phone and tolling. EFTPOS PLUS terminals provide XPOS, again at no extra charge, with enhanced capabilities. Products available include those on an EFTPOS LITE terminal, plus attraction tickets, magazine subscriptions, fi shing licences, flower delivery and wishlist.com.au. Optional features include BPOINT bill payment (with barcode scanner provided), Bartercard acceptance and electronic gift card acceptance for EComIndustries clients. Commissions range froma flat payment of 55 cents to 27% of the value of every product sale The Commonwealth Bank also offers BPOINT to provide businesses with a cost effective way of collecting over the counter bill payments. It enables consumers to pay their bills at any BPOINTmerchant using a debit card, credit card or cash. The biller receives data and settlement funds and gains access to a broad merchant network. Incentives are provided to BPOINT merchants who collect payments and processes. www.commbank.com.au/bpoint Electronic Platforms