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LowCards.com does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer.

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Which Credit Cards Offer Roadside Assistance

Modern cars contain thousands of moving parts, and sometimes it is a wonder they work so reliably. But then without any notice, something could fail and leave you stranded far from any help. Other times, you might make a mistake that leaves you with your keys locked in the car, your battery drained, or your fuel tank empty.

These are the times you need some type of roadside assistance, and there are three ways that you can get it. First, you can just make it up as you go, relying on your mobile phone to locate services. But this is both unreliable and time consuming. In addition, you may end up paying inflated rates from local providers who know that they have you in a bind.

Another way is to purchase membership in an automotive club which provides these services. This can be an attractive option, but it is one more bill that you have to pay every year.

Finally, you can choose a credit card that offers you some type of emergency roadside assistance. Many credit cards offer a roadside dispatch service that can locate and send help. However, you have to pay for any assistance that you receive. Some premium reward credit cards feature roadside assistance programs that also pay for the cost of minor services such as a jump start, changing a flat tire, or towing up to 10 miles.

Here are four credit cards that offer roadside dispatch or roadside assistance services.

This card currently offers new applicants 50,000 Membership Rewards points after spending $5,000 on new purchases within three months of account opening. It offers 3x points on your choice of one of five categories including airfare, gas, shipping, and advertising. You also earn 2x points in the remaining four categories and one point per dollar everywhere else. There is a $175 annual fee for this card that is waived the first year, and no foreign transaction fees.

2. The Plum card from American ExpressCardholders of the Plum Card receive the American Express Premium Roadside Assistance program. This also includes minor roadside services at no additional cost, up to four times per calendar year, such as towing (up to 10 miles), jump starts, winching, flat tire changes, lockout service, and delivery of up to two gallons of fuel.

This unique card gives you the option to pay in full each month or carry a balance up to 60 days with no interest charges. When you pay in full, you receive a 1.5% Early Pay discount on your charges. There is a $250 annual fee that is waived the first year, and no foreign transaction fees.

3. Citi PrestigeThe Citi Prestige card offers a Roadside Assistance Dispatch service at no cost. This benefit covers towing (up to 10 miles), winching, jump starts, flat tire changes, lock-out service, and delivery of up to two gallons of fuel. To use this benefit, you must be with the vehicle, and it must be in a regularly traveled area that is accessible to tow trucks and not off-road.

The Prestige card also features 3x points for all air travel and hotel purchases, 2x points for dining at restaurants and entertainment charges, and one point per dollar spent elsewhere. Points are earned in Citi’s ThankYou rewards program, which can be redeemed for travel reservations, gift cards and merchandise. Or, you can transfer your points to airline miles or hotel points. You also receive a fourth night free when you book three consecutive hotel nights through the Citi Prestige Concierge. There is a $450 annual fee for this card, and no foreign transaction fees.

4. Citi Premier.The Citi Premier card offers a Roadside Assistance Dispatch service, for a pre-negotiated price for service call. This benefit will dispatch service providers who can deliver towing (up to 10 miles), winching, jump starts, flat tire changes, lock-out service, and delivery of up to two gallons of fuel. To use this dispatch service, you must be with the vehicle, and it must be in a regularly traveled area that’s accessible to tow trucks and not off-road.

This card also offers 3X ThankYou Points for each dollar spent on travel including gas, 2x points for dining and entertainment expenses, and one point per dollar spent elsewhere. Points are earned in Citi’s ThankYou rewards program, which can be redeemed for travel reservations, gift cards and merchandise. Or, you can transfer your points to airline miles or hotel points. New cardholders earn 30,000 bonus points after making $3,000 in purchases within three months of account opening. There is a $95 annual fee for this card that is waived the first year, and no foreign transaction fees.

About Jason Steele

Jason Steele is freelance journalist and an expert on the credit card industry. He contributes to several of the top personal finance sites, and his work is syndicated to mainstream outlets such as MSN Money, Yahoo! Finance, and Business Insider.

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Editorial Note: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer affiliate program. See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information, however all credit card information is presented without warranty. After you click on an offer you will be directed to the credit card issuer's web site where you can review the terms and conditions for your offer.

Advertiser Disclosure: LowCards.com is an independent, for-profit web site. LowCards.com participates in the Affiliate Network, and receives compensation from most of the credit card issuers whose offers appear on the site. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. This compensation, as well as the likelihood of applicants' credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site.

LowCards.com does not include all credit card companies or every available credit card offer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer's secure web site where you can review the terms and conditions for your offer.