Investing with a direct debit

Slow and steady wins the race is an age-old adage that couldn’t be more true of investing. A common misconception with investing is that you need a large lump sum to get started but the rules are changing and now you can have an investment account with as little as £1.

Grow your investment over time by discovering your investor profile

This couldn’t be easier to do. You can set your direct debit up within the Moneyfarm app, choose the date it will leave your account and the amount you’ll contribute. This then automatically goes to your chosen portfolio and is invested by our team of portfolio managers in way that is tailored to your investor profile.

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The benefits of investing regularly

Investing via direct debit has some real financial benefits as well as being incredibly easy for you.

The cost you enter the market at is averaged over time, this often means you end up paying less which in turn boosts your returns. This is known as Pound Cost Averaging.

Your exposure to market volatility is lowered. Markets move around all the time by investing regularly you avoid taking a gamble on a particular period.

Your wealth grows over time. By dedicating a proportion of your monthly income to an investment each month you build up your exposure to the markets and increase the possibility for returns.

Sometimes it isn’t possible to set-up an investment with a large lump sum, but contributing a smaller amount each month is a lot easier to manage. Add this in to your monthly budget, get into the habit of investing and watch your wealth grow.

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Risk warning: By making an investment, your capital is at risk. The value of your MoneyFarm investment depends on market fluctuations outside of our control and you may get back less than you invest. Past performance is no indicator of future performance. Learn more
The tax treatment of a MoneyFarm Stocks and Shares ISA depends on your individual circumstances and may be subject to change in the future. You should seek financial advice if you are unsure about investing in an ISA.

Disclaimer: This publication is considered a marketing communication and as such, it does not contain and should not be taken as containing, investment advice, personal recommendation, or an offer of or solicitation to buy or sell any financial instruments. As a marketing communication, this publication has not been prepared in accordance with the legal and regulatory requirements to promote independent research, and may have been produced in conjunction with the MoneyFarm Asset Allocation Team, whose views and opinions may differ from the opinions expressed by other employees within the organisation, including Directors and Senior Managers. This material may include references to instruments that the firm may, from time to time, include in clients’ portfolios. In producing this material, MoneyFarm has not taken any particular investment objectives or financial situation in particular. MoneyFarm makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared utilising publicly-available information. This communication must not be reproduced without consent from MoneyFarm.