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Friday 25 February 2005 00:00 BST

A commuter who has been involved in car-sharing since October says it has saved her hundreds of pounds in insurance and parking costs.

Financial analyst Emma Callaghan, 25, says: "I can't afford a car so this provides the perfect alternative. I use it about twice a month for popping down to the shops and for the occasional trip out of London."

Smart Moves' VW Golf is conveniently parked outside her home in Wimbledon.

"When I want to use it I just swipe the windscreen with a key card which unlocks the door. I also have to type in a code to disable the car's immobiliser."