Mortgage Auld Lang Syne

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By: Dan Green for Tomorrow’s Mortgage Executive

Assuming the next twelve months proves this, why look back when we have so much to look forward to? As we start the new year there’s no disputing we’ve sung our last Auld Lang Syne for at least eleven months. But there’s something about the song that bears thinking about. First penned by Scottish poet Robert Burns in 1788, it asks, “Should old acquaintance be forgot?” Should we forget the past and the people from our past? Being rhetorical, we don’t have to answer, or do we?

So much of mortgage lending’s future hinges on its history. Sure, most of us would have preferred a clean slate these past few year-ends with the option to simply look forward. But circumstances didn’t allow. However, times have changed and 2014 is different.