Important Announcement Regarding COVID-19

Insurance for Real Estate

Coverage for the Real Estate Firm

Working on a national basis, RiskPoint takes real estate industry clients through a process to analyze risk and provide extremely competitive and comprehensive insurance solutions. We drive down the cost of risk and protect the company and its people against the ever-changing claims landscape. Whether it's E&O, cyber liability, business package insurance, employment practices, or crime, RiskPoint can deliver full service Real Estate specific solutions to protect you.

Business

Risk

Professional Services

Employee

Risk

Your Responsibility

Ownership

Lenses

All entities covered; Personal;

Business Property:

Earthquake, Flood,

Wind

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Business Interruption

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Company Auto

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Hired &

Non-owned Auto

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Umbrella

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Professional Liability

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Appropriate Limits

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Outside Interests

-additional co.'s

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Board Participation

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Cyber Liability

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Cyber Crime

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Owned Properties

Employment

Practices Liability

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Agents and

Employees

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Fiduciary Liability

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Group Benefit Plans

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Life & Disability

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Work Comp

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Identity Theft

Money & Crime

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Theft from your firm

and from clients

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Data - Electronic

and Paper files

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Privacy / Security & Cyber Liability

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Cyber Crime

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Wire Fraud

Lines between

personal and professional liability

(Group Excess Programs)

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Life & Disability

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How does it impact the others?

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What are the liabilities to the owners?

We're not here to win on price. Let us correct that by saying, of course we want to save you and your firm money, that is definitely the goal. However, we want to do more than that. Our number one goal here at RiskPoint, is to get to know your business inside and out. We take a fine-tooth comb to your policies to see where you may be lacking coverage, or where you may be paying for excess coverage.

This Coverage protects the firm from claims arising from professional Real Estate Services including coverage for:

Agent-owned Property Transactions​​​

Legal Assistance

Lockbox and Open House Coverage

Mold Coverage

Public Realtions Services

Fair Housing Discrimination

Failure to advise Coverage

Property

This Coverage helps protect the location of your real estate business and the tools and equipment you use, such as computers, signage, tape measures, and office furniture – whether you own or lease them.

General Liability

This Coverage will protect your real estate business from certain lawsuits alleging injuries or property damage that occurred as the result of your business operations such as a client tripping in your office and being injured or if you accidentally damage a client’s property during a showing or appraisal.

Employment Practices Liability

This coverage provides protection against not only actual but alleged acts of discrimination, retaliation, sexual harassment and wrongful termination.

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Cyber

This Coverage helps protect and respond when a Cyber Incident occurs. Available coverage includes:

Funds Transfer Fraud

Phishing

Notification Expense

Ransomware

Bricking

Auto

In the event that a vehicle owned by you or an employee of your Real Estate business is involved in an accident while working, Hired/Non-Owned Auto Liability insurance may help cover the costs your business incurs related claims of bodily injury or property damage.