Your investment options

Getting the balance right.

There are lots of different ways to invest — the key is creating a portfolio that’s right for you.

Generally, you’ll have a mix of both defensive and growth assets, depending on their levels of potential return and risk. But the weightings you choose will depend on how long you have to invest and how much risk you are willing to take.

What to consider

Questions to ask yourself

What is it you really want?

Wealth shouldn’t be just about how much money you have — it’s about having the freedom to live the life you choose. Depending on your goals, your investment strategy can help you grow your money, earn a regular income from dividends or minimise the tax you pay.

How long do you have?

The more time your money’s invested, the longer it has to grow. But depending on your goals, you may have a longer or shorter timeframe in mind. If you’re investing for the long term — you can generally afford to take more risk, riding out dips in the market, with the potential of greater long-term growth. But if you need your money sooner, a lower risk strategy can help protect your investment from market fluctuations.

How much risk do you want to take?

No one likes to see their investments lose money — but generally, their value will go up and down over time. So it’s important to understand how much risk you’re prepared to take when building your investment portfolio. There’s no right or wrong level of risk — it depends on your attitude and goals. How much risk is right for you? Try our risk profiling and goal-setting tool.

What’s your situation?

Every investor is different, and where you are in life will influence your investment decisions and goals. For example, your age, marital status, income and tax situation will all play a part in the investment strategy you choose.

Three reasons to invest with ANZ

Choice of investments

From Cash accounts, Term Deposits and property to shares, ANZ can help you access investments for any investment strategy.

A name you can trust

As one of Australia’s biggest banks, you can count on us to provide expertise and support.

Preferential customer service

Enjoy the convenience of help when you need it from our Australian-based customer service staff.

ETRADE Australia Securities Limited (trading as E*TRADE Australia) (ABN 93 078 174 973, AFSL No.238277) is the provider of the ANZ E*TRADE online investing service. E*TRADE Australia is a subsidiary of Australia and New Zealand Banking Group Limited (ANZ) but is not an authorised deposit-taking institution under the Banking Act. When you become a customer of E*TRADE Australia, it will open an E*TRADE ANZ Cash Investment Account (Cash Account) on your behalf. ANZ is the issuer of the Cash Account. Apart from any deposits in the Cash Account, the obligations of E*TRADE Australia do not represent deposits or other liabilities of ANZ. ANZ does not guarantee the obligations of E*TRADE Australia.

The research on E*TRADE’s website is sourced from companies independent of E*TRADE Australia. We therefore do not endorse any opinion or recommendation of our panel of independent analysts.

The information and any advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before acting upon any advice, you should consider whether it is appropriate for you.