The Importance Of Having An Insurance Agent

In today’s internet savvy world, some people think that going online for a policy is the way to go. But be careful, when you purchase your policy online without an agent, you may be missing out on some very important things. For example, when you get all that paperwork in the mail to sign and fill out, will you know what to do with it? Who will you talk to if you have questions? What happens when there is a claim, who will you call? Now you might be thinking, yeah but it costs more to have an agent. This is not true. You might be surprised to find that often getting rid of the insurance agent is not necessarily the cheapest option, and sometimes ends up costing you more, not only in price, but in quality and coverage.

Greg

The top 5 reasons to stick with an agent

1. An agent will be able to get you the most bang for your buck.

They are able to ensure you are getting all of the discounts you deserve. Without talking to a knowledgeable representative, you might miss out on valuable savings.

2. An agent is able to help you determine what coverage is best for you.

They can help you review your assets and determine if you have too much or too little coverage. They can tailor the policy to meet your needs and your budget. Most importantly, agents can offer you expert guidance through the insurance system. They know better than anyone what plans are available, and which of those plans will be a good fit for you.

3. An agent will help you through the application process.

An agent will make sure that everything is filled out correctly so you qualify for the best possible rates. Lets face it, insurance is complicated. That’s why your agent goes to classes to learn the information they need to do their job. Why not let a professional help you through the process?

4. If you have a question or problem, you are able to talk to a local agent who can help you.

Every time you come to or call the office, you will be able to reach the same person. A local agent can deliver paperwork or meet with you easier than one who is over 30 miles away. There’s no holding on the line with a 1-800# to get a different person than the one you talked to last time and explain your questions all over again.

5. If you have an accident, your agent is there to walk you through the process and get you the help that you need.

They will help you start the claim, and go over what things are covered and what are not, before you start the claim. This way you will go into the claim process with the knowledge you need to get the job done. Your agent will help you get your car back on the road and your life back to normal as soon as possible. Plus, should you have a problem during the claim process, your agent is there to fight for you to get the job done right.

The best part of working with an agent is the cost — it’s free.

Agents get paid by the carriers they represent, not by you. So you can turn to them for advice, without getting billed by the hour. It isn’t often that you can get free expert advice on something as complicated as buying insurance. So working with an agent isn’t just a good idea — it makes good financial sense, too.

Nicholas Agency

The Nicholas Insurance Agency, led by Greg Nicholas, is a family owned business serving the York county, Pennsylvania region. In the insurance business since 1981, Greg Nicholas helps families, businesses and individuals understand the value of different insurance products and make wise decisions when selecting the best insurance products for their specific situations.

Nicholas Insurance Agency

Nicholas Insurance is a family owned and operated business serving York, Pennsylvania and the surrounding areas.

For nearly thirty years, the Nicholas family has provided quality insurance products, friendly service, and expert advice.

Contact Us

Nicholas Agency - West York
Phone: (717) 764-2024
Fax: (717) 764-2431

Nicholas Agency - East York
Phone: (717) 755-5858
Fax: (717) 755-2551

Offering Allstate Insurance

We partner with the Allstate family of companies, backed by an eighty year tradition of service, protection, and being there when people need them. Through Allstate, we protect the things that our customers value most – their cars, home, boats, RVs, motorcycles & more.