Commonwealth Bank Credit Cards

Compare Commonwealth Bank Credit Cards

If you’re considering a Commonwealth Bank card, check out what’s available below in our comparison table based on a monthly spend of $1,000. Please note that this table has been sorted by purchase rate (lowest to highest).

Types of Commonwealth Bank Credit Cards

The Commonwealth Bank of Australia (also called CommBank) offers a range of 9 credit card products at the time of writing:

Rewards Cards:

Diamond Awards Credit Card

Platinum Awards Credit Card

Gold Awards Credit Card

Awards Credit Card

Low Fee Cards:

Low Fee Credit Card

Low Fee Gold Credit Card

Student Credit Card

Low Rate Cards:

Low Rate Gold Credit Card

Low Rate Credit Card

We have outlined the features and rates of the Commonwealth Bank credit card suite below.

The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.

CommBank Diamond Awards Credit Card

Features

Card type: American Express and Mastercard

Minimum credit limit: $15,000

Contactless payments: Mastercard PayPass enables contactless payments using the card for purchases under $100. Or Tap & Go using your smartphone with the digital wallet in the CommBank mobile banking app.

Online: Card can be managed through online banking and mobile banking app.

CommBank Platinum Awards Credit Card

Features

Card type: American Express and Mastercard

Minimum credit limit: $6,000

Contactless payments: Mastercard PayPass enables contactless payments using the card for purchases under $100. Or Tap & Go using your smartphone with the digital wallet in the CommBank mobile banking app.

Online: Card can be managed through online banking and mobile banking app.

CommBank Gold Awards Credit Card

Features

Card type: American Express and Mastercard

Minimum credit limit: $4,000

Contactless payments: Mastercard PayPass enables contactless payments using the card for purchases under $100. Or Tap & Go using your smartphone with the digital wallet in the CommBank mobile banking app.

Online: Card can be managed through online banking and mobile banking app.

CommBank Awards Credit Card

Features

Card type: American Express and Mastercard

Minimum credit limit: $500

Contactless payments: Mastercard PayPass enables contactless payments using the card for purchases under $100. Or Tap & Go using your smartphone with the digital wallet in the CommBank mobile banking app.

Online: Card can be managed through online banking and mobile banking app.

CommBank Low Fee Gold Credit Card

Features

Card type: Mastercard

Minimum credit limit: $4,000

Contactless payments: Mastercard PayPass enables contactless payments using the card for purchases under $100. Or Tap & Go using your smartphone with the digital wallet in the CommBank mobile banking app.

Online: Card can be managed through online banking and mobile banking app.

CommBank Low Fee Credit Card

Features

Card type: Mastercard

Minimum credit limit: $500

Contactless payments: Mastercard PayPass enables contactless payments using the card for purchases under $100. Or Tap & Go using your smartphone with the digital wallet in the CommBank mobile banking app.

Online: Card can be managed through online banking and mobile banking app.

CommBank Student Credit Card

Features

Card type: Mastercard

Minimum credit limit: $400

Contactless payments: Mastercard PayPass enables contactless payments using the card for purchases under $100. Or Tap & Go using your smartphone with the digital wallet in the CommBank mobile banking app.

Online: Card can be managed through online banking and mobile banking app.

CommBank Low Rate Gold Credit Card

Features

Card type: Mastercard

Minimum credit limit: $4,000

Contactless payments: Mastercard PayPass enables contactless payments using the card for purchases under $100. Or Tap & Go using your smartphone with the digital wallet in the CommBank mobile banking app.

Online: Card can be managed through online banking and mobile banking app.

CommBank Low Rate Credit Card

Features

Card type: Mastercard

Minimum credit limit: $500

Contactless payments: Mastercard PayPass enables contactless payments using the card for purchases under $100. Or Tap & Go using your smartphone with the digital wallet in the CommBank mobile banking app.

Online: Card can be managed through online banking and mobile banking app.

CANSTAR provides an information service. It is not a credit provider, and in giving you information about credit products CANSTAR is not making any suggestion or recommendation to you about a particular credit product.

If you decide to apply for a credit card you will deal directly with the financial institution, and not with CANSTAR. Rates and product information should be confirmed with the relevant financial institution. For more information, read our detailed disclosure, important notes, and additional information.

You can expect to receive a response in less than 60 seconds (CommBank). In some cases, an instant response cannot be made and you will need to provide further information before the card can be approved; in this case, the card provider will contact you. You can check your application status at any time in your NetBank online banking portal or by calling 13 22 21.

When interest is charged

Interest is charged when you carry a balance on your Commonwealth Bank credit card. Interest is charged on cash advances from the date of withdrawal (fees and charges apply) and balance transfers from the date of transfer.

When interest is not charged

Up to 55 interest-free days apply to Commonwealth Bank credit card purchases if you have paid the balance in full for the previous month’s statement and for the current month’s statement (the statement on which the purchases are listed).

The Commonwealth Bank of Australia (CommBank) was founded in 1911 as the government bank for our young nation, and they remain Australia’s largest provider of financial services today. CommBank sponsors the Australian of the Year and Australian of the Day Award.

When it comes to corporate responsibility, CommBank does a lot to support the Australian business community. They distribute more than $2 million in community grants every year to organisations that invest in young people, dollar-match their Staff Community Fund donations giving, and enable staff volunteer hours.

As for teaching young people how to manage money well, CommBank starts at a young age with the oldest and largest School Banking program in Australia, Start Smart financial literacy workshops for primary and high school students, and the BeanStalk website.

CommBank has focused on sustainable business practices when it comes to protecting the environment. In 2015, they exceeded their targets by reducing emissions by 40% against 2009 levels. At CommBank headquarters, the corporate kitchens use sustainably sourced produce from their own vege and herb patch and from local farmers.

Showing Rewards Credit Card products in Canstar’s database. The display is sorted by purchase rate (lowest to highest) for credit cards that offer signup bonuses to consumers for a spend of $5,000 per month.

Table only displays five products. Click here to see more. Be sure to read the full terms and conditions of each deal before signing up.

Related

Canstar is an information provider and in giving you product information Canstar is not making any suggestion or recommendation about a particular credit card product. If you decide to apply for a credit card, you will deal directly with a financial institution, and not with Canstar. Rates and product information should be confirmed with the relevant financial institution. For more information, read Canstar’s Financial Services and Credit Guide (FSCG), detailed disclosure, important notes and liability disclaimer. Products displayed above that are not “Sponsored” are sorted as referenced in the introductory text and then alphabetically by company. Canstar may receive a fee for referral of leads from these products. See How We Get Paid for further information.

The Star Ratings in this table were awarded in October, 2018. The search results do not include all providers and may not compare all features relevant to you. View the Canstar Credit Cards Star Ratings Methodology and Report. The Star Rating shown is only one factor to take into account when considering products.

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you. Consider the product disclosure statement before making a purchase decision. Canstar provides an information service. It is not a credit provider, and in giving you information about credit products Canstar is not making any suggestion or recommendation to you about a particular credit product. Statistics referenced on this page have been verified by Canstar Research. Research provided by Canstar Research AFSL and Australian Credit Licence No. 437917.