HDFC bank provides personal loan for every occasion to help you in every situation. Hassle free loan- no guarantor/ security/ collateral required, just simple documentation and quick approval with low interest rate. Bank offers special customer privileges if you are an existing auto loan customer and have repaid loan amount of 12 months or more you will get personal loan without income documentation. Moreover if you are an existing banks personal loan customer and have cleared repayment of 12 months then bank might Top-Up your personal loan. Bank also have a provision of credit shield in case of death of loanee and even gives personal accident cover of Rs.2,00,000 at a nominal premium.