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Reality check

your scores flucuate daily. And you can have many different scores at the same time.

It all depends on whats been reported.and which algoritium they are using to get your score.

There are an estimated 1000+ credit reporting agencies in the US. Each one can give you a different score.

Now as to why your score dropped in a week, Sometimes it can be High utilization, sometimes its because your lowered your utilization, Sometimes its because a payment hasn't reported yet or because you paid off a debt. There a million reasons. And without seeing several copies of your credit report for the last 3 or 4 months, Anyone would be hard pressed to tell you exactly why your score changed.

Your Credit Scores Should Be Free. And Now They Are.

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