ORANGE, California (CNN) -- With the number of uncontained fires down to nine in Southern California, Gov. Arnold Schwarzenegger turned his attention Saturday to what he called "the ugly side of human behavior" during and after the disaster.

Gov. Arnold Schwarzenegger speaks Saturday at a news conference at the scene of the Santiago Canyon fire.

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Anyone who tries to rip off vulnerable homeowners and anyone else victimized by the fire will get "no mercy" in finding and prosecuting them, several officials said.

State Insurance Commissioner Stephen Poizner said his office has 100 fraud investigators on the ground going door-to-door with local law enforcement, telling residents how to avoid scam artists.

Detectives will also conduct sting operations to catch anyone trying to exploit those who have suffered.

At least two arrests were made in the past few days for looting, Poizner said. It turned out that both suspects were wanted for attempted murder, he said.

Meanwhile, downed power lines, leaking gas lines, broken water pipes and still-blazing fires have blocked the return of thousands of Southern Californians who fled their homes this week ahead of more than 20 wind-whipped wildfires.

Fourteen people died, seven from the fires and seven from causes linked to their evacuations.

With the number of uncontained fires down to nine, hundreds of thousands made the trip back home. For most, the return was, if not joyful, at least filled with relief. See where the fires are still burning »

Meanwhile, Schwarzenegger announced more help for victims of the fire.

Cash grants of up to $10,000 will be available to help people with expenses caused by the disaster, such as housing, medical costs and transportation, he said.

That's in addition to assistance provided by the Federal Emergency Management Agency.

"California stands ready to provide fire victims all the assistance they need to get their lives back on track. Even after the fires are extinguished, we will still be here to help fire victims in need," Schwarzenegger said.

In Poway, northeast of San Diego, Mike Perry and his neighbors watched in disbelief this week as fire climbed over a hill near his home and crept closer to his front door. He recalled the Cedar fire of 2003, which destroyed about 280,000 acres.

"It was a helpless feeling then," he said, gesturing toward a huge, high-powered industrial hose on his lawn that he bought at the time. As he talked to CNN, he clutched a massive wrench that he had used to turn it on.

With firefighters stretched thin, he used the hose this week to douse flames from the Rice Canyon Fire.

"It was surreal in that we were clearly thinking, we knew what we had to do," he said. "You had to save your home and your neighbors' homes, and that's what mattered."

The Rice Canyon Fire, which burned dozens of homes to the ground in Fallbrook, was 80 percent contained Saturday at about 9,000 acres as calmer winds made firefighters' jobs a little easier, fire officials said. See photos of the fires »

After a week in which nearly a million Southern Californians fled their homes in seven counties, fewer than 50,000 people remain under mandatory evacuation orders in hardest-hit San Diego County.

San Diego city officials closed Qualcomm Stadium, home to the NFL's Chargers, to evacuees at midday Friday and cleared the team to play its scheduled Sunday afternoon game there against the Houston Texans.

Air in San Diego County remains unhealthy, especially in Oceanside and Chula Vista, said Bill Brick, senior meteorologist for the Air Pollution Control District.

The number of people hurt in the fires increased Friday to 85, including at least 61 firefighters, according to the California Department of Forestry and Fire Protection. Flames destroyed at least 1,641 homes, the department said.

The cost of homes destroyed by the wildfires is likely to top $1 billion in San Diego County alone, an emergency official said.

Although forecasters predict no rain during the upcoming days, CNN's Jenny Harrison described a "much better picture" approaching -- including lighter winds and cloud coverage that will reduce temperatures and humidity.E-mail to a friend