Co-Brand Credit Cards - Hyundai MasterCard issued by EastWest

Earn up to 5% rebate on your retail purchases
Use your Hyundai MasterCard and earn the following rebates on your retail purchases.

5% rebate on fuel purchases at any gasoline station nationwide

0.5% rebate on other retail purchases at any merchant worldwide

As much as Php1,000 worth of rebates may be earned every statement month. Rebates may be redeemed as Hyundai Vouchers which you may use to avail products or services at any authorized Hyundai dealership or exchange for gift certificates at Rustan's Department Store. Rebates may also be used to get annual membership fee waivers or cash credits.
Learn more.

*Cannot be used in conjunction with other promos and government mandated regulations. Amount paid thru Hyundai Vouchers shall no longer be entitled to a 10% discount.

FREE Hyundai Welcome Gift Voucher worth Php1,000*
Get Php1,000 worth of Hyundai Gift Vouchers which you may use at any authorized Hyundai dealership. Only new Principal Cardholders are eligible for the Welcome Gift. Renewal, replacement or converted cards are not eligible.

*Only new principal cardholders are eligible for the welcome gift. Renewal, replacement or converted cards are not eligible.

Special Perks & Privileges
Enjoy year-round special discounts and privileges from partner merchants - from dining, shopping, health and fitness, to travel and leisure.
Visit the latest credit card promos.

Motorist Roadside Assistance*
Enjoy 24/7 roadside, medical or travel assistance offered through your One Hyundai Family (OHF) Membership Card. Please refer to the OHF Member's Guide for details. For non-OHF members, you may apply at www.onehyundai.com.ph.

*Subject to Hyundai Asia Resources, Inc. (HARI) approval.

Other Card Features

Global Acceptance
As you travel within the Philippines and around the world, you may use your Hyundai MasterCard in more than 30 million establishments, in over 200 countries wherever MasterCard is accepted.

3D Secure Technology
EastWest makes your online transactions safer with 3D Secure. This protects against possible fraudulent use of your Hyundai MasterCard in online shops that display the MasterCard SecureCode logo. Your purchases on these sites will be validated by entering a one-time password that will be sent to you via SMS to your mobile number on record.
Learn more.

Billings and Payments in Philippine Peso
All your purchases, whether local or international, shall be billed and paid in Philippine Peso to allow you to keep your foreign currency intact.

Easy Repayment Terms
You have the option to pay the Total Statement Balance, the Minimum Payment Due, or any amount in between on your payment due date. Should you opt to pay an amount less than your Total Statement Balance, an Interest Charge will be applied.

Cash Advance Facility
Get cash advances of up to 50% of your credit limit at any EastWest ATM, over-the-counter at any EastWest store nationwide or at any ATM displaying the MasterCard and Cirrus logos. Cash advances can be availed using your unique Cash Advance Personal Identification Number (CA-PIN) and an Interest Charge will be imposed from the date of availment to the date of full settlement or payment.

Insta-Cash Facility*
Enjoy instant access to cash with your Hyundai MasterCard through Insta-Cash Facility. Use the proceeds for your home improvements, travel, celebrating special occasions or any of your financial needs.
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*Available to qualified EastWest Credit Cardholders only

Quick Bills Facility
Take advantage of the most convenient way to pay for your utility and telecommunication bills, and insurance premiums with billers such as Bayantel, Digitel, Globe, Meralco, Philam Life and PhilPlans, PLDT & MyDSL, Red Mobile, SKYCable/SkyBroadband/SkyVoice, Smart & Smart Bro and Sun Cellular. Simply enroll in the Quick Bills Facility and your bills or insurance premiums will be automatically charged to your Hyundai MasterCard. This means no more rushing to payment centers and waiting in long lines. Please call our 24-Hour Customer Service Hotline to enroll.
Learn more.

Supplementary Cards
Share your spending privileges with your loved ones by giving them Supplementary Hyundai MasterCards. You can request up to 9 supplementary cards. At your option, you may also assign a monthly sub-limit* for each supplementary card to better manage your finances.
Apply now.

*Remains the same monthly for as long as the Principal Cardholder has an available credit limit

The above card features and benefits are subject to applicable terms and conditions.

Statement of Account
Your monthly Statement of Account (SOA) may be sent to your e-mail address on record or to your billing address.

Enjoy the benefits of the electronic Statement of Account (e-SOA) Facility - it's convenient, secure and earth-friendly. Your e-SOA will be sent to your e-mail address in a password protected PDF file. With an e-SOA, you can view your SOA anytime and keep the file without the paper clutter. An SMS advisory will be sent to your mobile number on record to let you know that your e-SOA has been sent.
Learn more.

Lost Card Protection

You can report the loss of your Hyundai MasterCard anytime, anywhere through our 24-Hour Customer Service Hotline at (02) 888-1700. You will be free of any financial liability from fraudulent charges made on your Hyundai MasterCard from the time you reported the loss.

For billing addresses within Metro Manila, replacement cards will be delivered within 7 to 9 banking days from the time the card was reported lost. For addresses outside Metro Manila, replacement cards will be delivered within 9 to 12 banking days from the time the card was reported lost. A Card Replacement Fee of Php400 shall be charged to your Hyundai MasterCard.

Summary of Fees and Charges

IMPORTANT ADVISORY:
Effective November 1, 2017, the Late Payment Charge and Returned Check Fee shall be as follows:

3% of the Cash Advance amount or Php600, whichever is higher; and 3.50% Interest Charge imposed on the Cash Advance amount and Cash Advance Service Fee, which shall accrue from the date of availment until full settlement or payment.

Cash Advance Over-the-Counter Fee

A fee of P500 will be charged for Cash Advance transactions availed over-the-counter at EastWest stores in addition to the Cash Advance Service Fee and applicable Interest Charge. The proceeds of the over-the-counter Cash Advance transaction shall be net of the Cash Advance Over-the-Counter Fee.

Late Payment Charge

7.50% of the Minimum Payment Due or Php500, whichever is higher

Over Credit Limit Fee

Php500 will be charged whenever the outstanding balance exceeds the prescribed credit limit within the billing period.

Returned Check Fee

Php1,000 for every returned check

Retrieval Fee

Php200 for the retrieval of each retail/installment and mail-order/telephone-order charge slip; Php1,250 for the retrieval of each travel and entertainment charge slip

Card Replacement Fee

P400 for every card replacement

Foreign Currency Conversion Fee

Transactions made in foreign currencies/merchants or those processed by foreign acquirers shall be automatically converted to Philippine Peso at the MasterCard currency conversion rate on the day the transaction is processed, plus a Foreign Currency Conversion Fee of 2.50% which is comprised of the MasterCard Assessment Fee and EastWest Service Fee.

Gambling and Gaming Fee

A 5% service fee shall be charged on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets or other values in conjunction with any gaming or gambling activity.

Multiple Payment Fee

Cardholders are allowed a maximum of three (3) payment transactions in EastWest Accredited Payment Channels posted within a statement cycle. A P50 fee will be charged for each EastWest Credit Card posted payment after the 3rd posted payment transaction. Payments made in EastWest Payment Channels will not incur any charge.

Installment Pre-Termination Processing Fee

5% of the remaining principal balance or Php500, whichever is higher

Closed Card Account Service Fee

For Closed Card Accounts which have credit balances, the cardholder shall make the appropriate arrangement with EastWest to collect the remaining credit balance within three (3) months from the date when the Card Account is closed. Should the Cardholder fail to do so within this 3-month period, EastWest shall have the right to deduct from such credit balance a monthly service fee of Php200 to cover for administrative costs incurred by EastWest in maintaining the cardholder's account.

Minimum Payment Due Computation

The Minimum Payment Due is the minimum amount that must be paid on or before your Payment Due Date to avoid Late Payment Charge. It is composed of the following: (a) 4% of your Total Statement Balance inclusive of all fees and charges and monthly installment/s, if any, but exclusive of any unbilled installment amount and any amount in excess of your credit limit; (b) past due amount, if any; and (c) any amount in excess of your credit limit. The Minimum Payment Due is the sum of (a), (b) and (c); or Php200, whichever is higher.

Interest Charge Computation

At every billing cycle, you have the option to pay the Total Statement Balance, the Minimum Payment Due, or any amount in between. An Interest Charge will be imposed should you choose not to pay the Total Statement Balance on or before the payment due date as set out in your Statement of Account. The Interest Charge is based on your Average Daily Balance (ADB) computed from transaction date for cash advance, credits/payments and retail transactions/monthly installments/fees until the next cycle cut-off. Any Interest Charge due but unpaid shall form part of the principal balance and will continue to earn Interest Charges.