Payday Advance

Life is full of surprises. Unfortunately, not all those surprises are good and many are downright expensive. If medical bills, car repairs, child care issues, or any other financial crisis has surprised you, a cash advance from Check into Cash could be the answer.

A payday advance, also known as a payday loan, is a short-term, small dollar personal loan meant to help cover unexpected expenses between paydays. Have you ever been in a position where you had to pay something before your next payday, but you did not have enough money in your checking account or room on your credit card to do so? If so, payday advance gives you the opportunity to meet your obligations without running the risk of bouncing checks or incurring over-limit fees, both of which are much more expensive than the payday advance fees. And if you ever bounced checks or had over-limit credit cards, you know the negative effect they have on your credit rating.

Check into Cash makes getting a payday advance simple as well. Just fill out our online application, which takes a few minutes. Get approved fast. Next, you will be contacted by one of our representatives who will help to finalize your payday advance and initiate the transfer of funds to your bank.

About Us

The Annual Percentage Rate (APR) for payday loans varies in each state and depends on the advance amount, fees, and terms of the transaction. The APR for a $100 single-payment payday loan may range from 260.71% to 782.14% on 14 day terms. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.

Customer Notice: A single payday loan or cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans and cash advances are not recommended as long-term financial solutions. To view a list of the states we service online, please visit our license and fees page. For our privacy policy, please visit our privacy policy page. Notice to TX customers: In Texas, Check Into Cash operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Notice to CA customers: Check Into Cash is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Notice to OH customers: In Ohio, Check Into Cash operates as a registered credit services organization (CSO). The actual lender is an unaffiliated third party. CS.900185.000. In Ohio, Loan By Phone operates as a registered Credit Services Organization (CSO). The actual lender is an unaffiliated third party. CS 900138.000. Notice to UT customers: For questions or complaints please call the Utah Department of Financial Institutions at 801-538-8830 (UT customers only). Notice to LA customers: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Check Into Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414 (LA customers only).