To qualify for a SocietyOne loan you must:

Earn more than $30,000 p.a. from employment (Centrelink may be used as supplementary income)

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Be an Australian citizen or permanent resident

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Have at least 18 months credit history (ideally)

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Have never been bankrupt

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Be using the loan mainly for personal use

Competitive

Rates start as low as 7.50% p.a. (9.51% p.a. comparison rate*)

Quick

Get your rate quote in 3 minutes

Easy

100% online application

Rewarding

No monthly or early repayment fees

Rates as of 17 January 2019

“Top 100 Most Innovative Companies 2018”

*SocietyOne rate is based on an unsecured personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). Tier 1 borrowers will receive an interest rate between 7.50% - 9.99% (comparison rate 9.51% - 12.71% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. Comparison does not take into account short term bank promotional rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate. Establishment fee applies.

A loan for
every purpose

Whether you want to consolidate debt, buy a car or go on a holiday, SocietyOne can help make it happen.

Example based on a SocietyOne Tier 1 loan for $10,000 with a 3 year term.

The establishment fee is added to your loan; the amount is based on your SocietyOne loan grade and the loan amount. A $35 fee applies if you need to vary your loan.
2 Based on a $10,000 unsecured personal loan for a 3 year term.
3 Based on a $30,000 unsecured personal loan for a 5 year term.

*SocietyOne rate is based on an unsecured personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). Tier 1 borrowers will receive an interest rate between 7.50% - 9.99% (comparison rate 9.51% - 12.71% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. Comparison does not take into account short term bank promotional rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate. Establishment fee applies.

SocietyOne Australia Pty Ltd ACN 151 627 977 holds Australian Credit Licence No. 423660 and is an authorised representative of SocietyOne Investment Management Pty Ltd ACN 604 960 018, ASFL 477365. All loans are originated by Society One, issued by Australian Executor Trustees Limited ABN 84 007 869 794, Australian Credit Licence No. 240023 as custodian for the SocietyOne P2P Lending Trust and are signed by Society One under a power of attorney for and on behalf of Australian Executor Trustees Limited. Credit is subject to SocietyOne’s standard terms and conditions and lending criteria.