IMPORTANT NOTE TO BORROWERS:
If you have questions about your student loans owned by MHEAC, please click here to send an email or call Customer Service toll-free at 1.800.362.1304.

Investor Notice

Mississippi Higher Education Assistance Corporation (“MHEAC”) and Education Services Foundation ("ESF") are Mississippi nonprofit corporations that operate exclusively for charitable and educational purposes under Section 501(c)(3) of the Internal Revenue Code. ESF is established and operated exclusively for the benefit of, to perform the functions of, and to carry out the purposes of MHEAC.

Since its inception, MHEAC has maintained a program to finance student loans originated pursuant to the Federal Family Education Loan Program. Student loans are financed through the issuance of asset-backed securities. These securities are limited obligations of the issuer and, as such, are payable solely from the student loans and other assets pledged under the applicable indentures. The securities do not constitute general obligations of the issuer.

MHEAC and ESF provide certain financial reports and information and Official Statements and Offering Memoranda on this web site as a service to its investors and for information purposes only. THIS IS NOT AN OFFERING DOCUMENT. The information provided herein relates to securities issued by MHEAC or ESF that have been sold and distributed in underwritten public offerings described in the related Official Statements and Offering Memoranda. Each viewer of the investor information on this web site acknowledges the following:

Any documents, data and reports provided by MHEAC or ESF on this web site are for purposes of historical information only.

MHEAC and ESF undertake no responsibility for updating, adding or supplementing documents, data or reports provided on this web site. If either MHEAC or ESF provide any updated, additional or supplementary documents, data or reports, they do not undertake to continue to do so. MHEAC and/or ESF may discontinue the provision of such documents, data and reports at any time without notice.

The information in any Official Statement or Offering Memoranda or other document, data or report you view on this web site may, and most likely will, have changed since its date. By making such documents available on this web site for historical information purposes only, neither MHEAC nor ESF nor the underwriters of their securities represent that the information contained in any Official Statement, Offering Memoranda or other document, data or report is correct or complete as of any date or time.

The MHEAC or ESF securities described in any Official Statement or Offering Memoranda may be offered and sold only by means of a printed (but not downloaded and printed from this web site) Official Statement or Offering Memoranda and only by dealers authorized and properly registered and licensed to make such offers and sales. MHEAC or ESF securities described in an Official Statement or Offering Memoranda may not be offered or sold in any jurisdiction in which such offer or sale would be unlawful prior to their registration, qualification or exemption under the securities laws of such jurisdiction. Under no circumstances does the inclusion of any Official Statement, Offering Memoranda or other document, data or report on this web site constitute an offer to sell or the solicitation of an offer for the purchase or sale of any securities.

Investment in securities issued by MHEAC or ESF entails certain risks described in the applicable offering documents. If you are interested in purchasing or selling MHEAC or ESF securities, please consult with a registered and licensed investment advisor or broker about the risks associated with investment in a particular issue of securities and the suitability of investing in the securities in light of your particular circumstances. Current information with respect to those securities should be obtained prior to purchasing or selling such securities, including information filed with public depositories under MHEAC and ESF’s continuing disclosure obligations as described in the applicable Official Statements or Offering Memoranda.

In no event shall MHEAC or ESF or any underwriter of their securities be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever, on any theory of liability arising out of or in connection with the accessing, viewing or use of any document, data or report on this web site.

The Official Statements, Offering Memoranda and other documents, data and reports provided on this web site have been electronically converted from either (a) the format from which the original version of each such document was printed, or (b) the printed document. The accuracy and completeness of these documents on this web site have not been tested or verified. No responsibility is undertaken for errors or omissions in any documents resulting from such electronic conversion.

Note: In addition to the above, the Terms of Use also apply to your use of this web site and the investor information contained herein.

In order to access the investor information contained herein you must indicate your understanding and agreement to the foregoing by clicking the “I Agree” link below.