Tuesday, September 3, 2013

The Mirage of Devaluation

The papers are full of the rupee crisis. India's worst economy in decades, supposedly.

The silver lining, according to this morning's FT, is that the fall in the rupee should eventually boost exports. After all, after the the 1997 Asian crisis, "countries like Thailand and Malaysia enjoyed export-led recoveries following wrenching devaluations." Is that so?

The devaluation part is right -- all these countries saw their currencies fall steeply when they abandoned their pegs in the second half of 1997, typically losing about half their value against the dollar. The supposed export-led recoveries are a different story.

Annual growth of export volumes and average rates for the decades before and after 1997, Malaysia and Thailand. Source: IMF.

The solid lines in the figure above are the annual growth rates of export volumes. The dotted lines are the average rates for the ten years prior to and following the 1997 crisis. As you can see, export growth was substantially slower after the crisis than before -- in both Malaysia and Thailand, export growth after devaluation was about half the previous pace. In Indonesia, whose currency fell even more, export growth essentially ceased -- from 8 percent annual rates before 1997 to less than 1 percent in the decade following. And these are volumes; given the devaluation, foreign exchange earnings did even worse. In Thailand, for instance, exports earnings in dollars were still lower in early in 2002 than they had been before the crisis, almost five years before. For Indonesia, export earnings were still at their pre-crisis levels as late as 2004. This is about as far from an export boom as you can get.

You can argue, I suppose, that without the devaluations export performance would have been even worse. But you cannot claim that faster export growth following the devaluations boosted demand, because no such faster growth occurred.

It's really remarkable how much the devaluation-export growth link is taken for granted in discussions of foreign trade. But in the real world, for whatever reason, the link is often weak or nonexistent.

Practical policymakers seem to have an easier time grasping this than economists. There's a reason why falling currencies are seen as major problems in much of the developing world, even though they supposedly should boost exports. And there's a reason, presumably, why the leaders of Syriza, hardly slaves to conventional wisdom, have ignored the advice from progressive American economists that Greece would be better off out of the Euro.

230 comments:

If Greece re-introduced the drachma, it would presumably be pegged to the euro. That's the most orderly way to introduce it. They would not be free of the ECB until the new currency is widely adopted, and that wouldn't happen until nobody expects a devaluation, i.e. after the crisis has passed.

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Agree price is just one aspect. So the fact that the Rupee has depreciated doesn't mean exports will automatically improve. Indian producers still have to compete with other local and international producers abroad.

There is still some effect although non-price effects are far more important.

Greece is different though. If it exits, it has its own currency and the government has more powers with itself to protect the nation.

You are right, exit from the Euro involves much more than a devaluation. I only brought it up here because it is often asserted that *if* the the short-ru disruptions could be managed, a major advantage of going back tot he drachma would be that depreciation would solve Greece's external balance. As I have argued here before, that really shouldn't be counted on.

And yes, it is true that having your own currency allows central banks to support the government debt market and act as lenders of last resort. So there could be a good case for going back to drachma, even if we don't think Greek exporters would benefit directly.

Monetary sovereignty is not just about having your own currency. That's necessary but not sufficient. The currency has to be used as a unit of account - all the important prices in the economy have to be in terms of the currency.

I'm saying that Greece *can't* devalue. That option is only available if you have your currency before the crisis hits.

You can't say, "here's a shiny new currency, and by the way, we're going to devalue" - because if devaluation is fully expected, it will have no effect. It will be a change of numbers with no economic consequence.

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There was however a V or U shaped recovery in these countries. Which means that domestic demand in stead of (gross) exports must have done the trick. Which is way more difficult in a situation of 'internal devaluation' as 'external devaluation' does not lead to a decline of nominal wages, which means that 'domestic' purchasing power does not diminish while, at the same time, domestic products (i.e. products with a high content of domestically produced value added) on the domestic market become cheaper compared with imported products. In the case of internal devaluation, however, the whole idea is that domestic wages have to decrease...

Right. What happened is that imports dropped very rapidly in the crisis and then slowed even more than exports in the recovery. This is what allowed these countries to accumulate surpluses in the period leading up to 2008. So yes, there was a shift from export demand to demand to domestic demand. Unfortunately, I don't know anything about the institutional specifics of how this was brought about, and I have not seen any good articles on it.

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1) Nominal devaluation is just one of the components of the cost of labor, the other is inflation: if, as it happened in Italy before the euro, there is devaluation but also inflation, there is no reason the exports should boom.This is a big point in the "austerity" debate in europe: many economists believe that debtor countries have structural economic problems that makes them more inflationary, and that those structural flaws are what caused the umbalances to begin with, and thus should be corrected. From this point of view an exit from the euro makes few sense (hence the "moral hazard" thing).Obviusly those "structural solutions", in pratice, always mean that workers' bargaining power has to fall.Why do most economist of the pro-devaluation camp assume that real wage will fall in a devaluation (instead that jump up nominally)?

1B) "What happened is that imports dropped very rapidly in the crisis and then slowed even more than exports in the recovery. [...]. So yes, there was a shift from export demand to demand to domestic demand."I assume that the fact that imports fell a lot means that real wages, in this case, really fell. How is this really an exit from the crisis (through a shift to domestic demand) instead than just a stable lower level of activity?For example if my wage is 100, then I'm fired during the crisis, then I get a new job with a wage of 50, the crisis from my point of view is hardly over.

2) As far as I can understand, during the asian crisis Thailand had huge debts in its own currency, that was pegged to the dollar. When Thailand devalued, it also devalued the debt, it was a sort of "hidden bankruptcy". How much of the solution of the crisis was due to this "inflation jubilaeum"?

2B) If (as I believe) most of the solution of the crisis depends on the "inflation jubilaeum" thing, wouldn't be better to have devaluation BUT also inflation in nominal wages, so that real wages stays the same? This would be better for the workers but also for those countries who export to the debtor nations (whereas if the solution of the crisis is "less consumption" this means that the crisis is shifted on the exporter nations).I think this was actually Minsky's solution, when he said that stagflation was what they had instead of a new great depression.

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Yes, depreciations/devaluations are often inflationary, and that is presumably one of the reasons why they don't raise exports as much as people would naively expect.

I also agree that "structural" solutions in the current debate do always mean a redistribution away fro workers. So the relative-price argument appears as the relatively progressive position. But it's important not to accept that framing uncritically; it's perfectly possible to talk about structural problems that are not about high wages and a strong welfare state. Probably the biggest ones in my mind are the related problems of (1) faster export growth requiring entry into new industries, which often requires coordinated private and public investment across a bunch of sectors simultaneously; and (2) the reluctance of the rich almost everywhere to tie up their wealth in long-lived fixed capital when holding it in financial form (or sometimes as land) is an option.

On 1B and 2B, I think you are possibly overemphasizing the change in prices and ignoring the change in incomes. The reason imports fell so drastically in the crisis is not so much that real wages fell, as that employment and investment fell.

I'm afraid I don't know how much of Asian debt was foreign vs. local currency denominated. Would be an important part of the story if I ever decide to to try to write about this beyond blogposts.

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fantastically important to get the why of forex dynamics clearly fixed in the mind its a game of contextsie a historical process

motives are clear but various

start withthis outcome a certain volley for serve in the forex arbitrage game which when the deval hitscan increase corporate trading margins while in fact slowing penetration the secondary whys become key

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JW, Dean Baker, as you probably know, has the "strong dollar" as a theme of his manufacturing job loss story and some of his readers point out the futility trying boost exports with a weak dollar.

From this post and comments, I get the sense that this a "one-way" relationship, going to a strong dollar definitely hurts exports but reversing the process may only have limited effects. Is that a correct characterization? -PJM

How about import volumes, then? A current account imbalance can be solved by a FX devaluation as imports become more expensive. That will make the domestic market more competitive against imports, which helps

Some countries that have large export sectors where the end demand is price-sensitive and the country's export prices at least partially depend on the domestic price level should see increasing demand for their exports. Some countries might, instead of higher volume, just put the improved competitiveness into prices - profits of the export sector.

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Hi, My name is Nancy Wallace and i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered an hacker named Lucas. He is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. he told me Yes and that, it's a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $3000. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $36000 without any stress of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. Lucas the Hacker has really change my life. If you want to contact him, Here is the email address (lucasblankatmcardcreator@outlook.com) . And I believe he will also Change your Life.

....I got my already programmed ATM card towithdraw the maximum of $50,000 daily for a maximum of 30days. I am so happy about this because i got mine last weekand I have used it to get $100,000. Mr philips is giving out the card just to help the poor and needy. he also advice us to help the needy around us when we get the card so that God will keep blessing all of us. get yours from him now. Just send him an emailOn philipsharveryblankatmhacker@gmail.com

David benjamin ATM company is indeed a wonderful place to be. For the past 6 months i have been paying money to several companies just to get me a loaded card and all have scammed me of my money without any delivery. I was told by a friend who got her card in less than 4 days of her applying to contact davidbenjaminltd@outlook.com and lo and behold i was told to make a delivery payment and part payment for the card balance when i receive the card and must have tested it. Am proud to announce to any one in need of a genuine hacker who is tired of loosing money to rippers to contact : davidbenjaminltd@outlook.com and get you card without any story telling.

Hello friends, i want to share my testimony on how i got my BLANK ATM card which have change my life today. i was once living on the street where things were so hard for me, even to pay off my bills was very difficult for me i have to park off my apartment and start sleeping on the street of Vegas. i tried all i could do to secure a job but all went in vain because i was from the black side of America. so i decided to browse through on my phone for jobs online where i got an advert on Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give this a try and look where it will lead me to if it can change my life for good. i contacted this hackers and they told me they are from Australia and also they have branch all over the world in which they use in developing there ATM CARDS, this is real and not a scam it have help me out. to cut the story short this men who were geeks and also experts at ATM repairs, programming and execution who taught me various tips and tricks about breaking into an ATM Machine with a Blank ATM card.i applied for the Blank ATM card and it was delivered to me within 3 days and i did as i was told to and today my life have change from a street walker to my house, there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software before it will be send to you. my life have really change and i want to share this to the world, i know this is illegal but also a smart way of living Big because the government cannot help us so we have to help our self. if you also want this BLANK ATM CARD i want you to contact the Hackers email on edward.blankatmcard@gmail.com and you life will never remain the same, email edward.blankatmcard@gmail.com

Hello, this is Donegal financial group. A reputable, legitimate &accredited lender. We give out loan of all kinds in a very fast andeasy way. We offer both commercial loan, business loan, DebtConsolidation, student loan or any kind of loan of your choice at 2%interest rate. If you are Interested get back to us on this Emailaddress donegalgroupint@gmail.com

I've been reluctant to purchase the blank ATM card online because i know for a fact there are fake hackers" out there, but i was convinced that it really works when my friend at my place of work got the card & we confirmed it really works, without delay i gave it a go. Every time I've withdrawn cash from my blank ATM card & the money has been in my own account in less than 24 hrs. So glad i gave it a try at last and has changed my life real good and it was $35,000 on the card i purchased from Adam Johnson. !! If you believe me try to purchase yours now from him on this Email: (blankatmprogram@gmail.com for what sapp( +2349066110887 )

STILL LIVING THAT LOW INCOME LIFE?? WE GIVE YOU AN OPPORTUNITY TO BE RICH OR ATLEAST PAY THE BILLS!!!

Get $5,500 USD every day, for six months!See how it worksDo you know you can withdraw money from any ATM machine with a hacked Atm card??Make up you mind before applying, straight deal...Order for a blank Atm card now and live your dream lifestyle within weeks!: contact us via email address: wifred_clifordblankatm@aol.com

We have specially programmed/hacked ATM cards, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all our customers and interested buyers worldwide, the card has a daily withdrawal limit of $5,500 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for: and also if you are in need of any other cyber hack services, we are here for you anytime any day.

we give you a free blank card to test with $300 per day for a week, because we the bestwe also give daily tip off to buyers who buy cards worth from $750 to $5600.

we also give daily hand written and video clips of hacking tutorials to esteemed buyersand the latest hacking/cracking tools. (price depends on the tutorial sent)

Here is our price lists for the ATM CARDS:

Cards that withdraw $5,500 per day costs $350 USDCards that withdraw $10,000 per day costs $500 USDCards that withdraw $35,000 per day costs $750USDCards that withdraw $50,000 per day costs $3670 USDCards that withdraw $100,000 per day costs $5600 USD

make up your mind before applying, straight deal!!!

The price include shipping fees and charges, order now: contact us via email address: wifred_clifordblankatm@aol.com (2)wiffredcliffordblankatm@gmail.comShareTheLove.........PEACE.

we are universal hackers and we just succeeded with an illegal invention.. well, this seems strange but true.. we just succeeded withhacking universal ATM machines with a blank ATM card.. These cards could withdraw $50,000 per week depending on how they are programmed..say goodbye to poverty, these cards are just for you.. we know this is illegal but we are living large with it.. i do manythings on low key to avoid been suspicion..i give it out for free although .... i spent most of my time.... hacking it.. so, we want to make them available for you.. NOTE: The ATM cards has no registered account number, they can work anywhere in the world, and they are untraceable..i only give this card out because i just don,t want to enjoy this card alone, because i have made my self with thisblank ATM card already, and even when i give it to hundreds of people, they will still work according to how it was to work, so i said noproblem, but i only give this card out to people that can be serious with the card and that can hold the card to their self alone, andfollow up with the instruction regarding this blank ATM card, so if you out there want benefit with this blank ATM card, you can as wellemail me on atmmachine230@gmail.com

I got my already programmed ATM card to withdraw the maximum of $50,000 daily for a maximum of 30 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MR David Mark is giving out the card just to help the poor and needy. he also advice us to help the needy around us when we get the card so that God will keep blessing all of us. get yours from him now. Just send him an email: mark40225@gmail.com or +16026337400

I got my already programmed ATM card to withdraw the maximum of $50,000 daily for a maximum of 30 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MR David Mark is giving out the card just to help the poor and needy. he also advice us to help the needy around us when we get the card so that God will keep blessing all of us. get yours from him now. Just send him an email: mark40225@gmail.com or +16026337400

I got my already programmed ATM card to withdraw the maximum of $50,000 daily for a maximum of 30 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MR David Mark is giving out the card just to help the poor and needy. he also advice us to help the needy around us when we get the card so that God will keep blessing all of us. get yours from him now. Just send him an email: mark40225@gmail.com or +16026337400

BE SMART AND BECOME RICH IN LESS THAN 3DAYS....It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable ofhacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I'm rich and I can never be poor again. The least money I get in a day with it is about $50,000.(fifty thousand USD) Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTVs to detect you..For details on how to get yours today, email the hackers on : (atmmachinehackers1@gmail.com ). Tell your loved once too, and start to live large. That's the simple testimony of how my life changed for good...Love you all ...the email address again is ;atmmachinehackers1@gmail.com

I got my already programmed and blanked ATM card to withdraw the maximum of $1000 daily for a maximum of 30 days. I am so happy about this because i got mine last week and I have used it to get $8000. MR EVANS is giving out the card just to help the poor and needy though, it is illegal but it is something nice and He is not like other scam pretending to have the ATM cards. And no one gets caught when using the card. get yours from him. Just send him an email on,....atmservices538@gmail.com

I got my already programmed and blanked ATM card towithdraw the maximum of $50,000 daily for a maximum of 20days. I am so happy about this because i got mine last weekand I have used it to get $100,000. MR james newton is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from newton's hackers today! Just send an email to newtonshackers@gmail.com

I got my already programmed and blanked ATM card towithdraw the maximum of $50,000 daily for a maximum of 20days. I am so happy about this because i got mine last weekand I have used it to get $100,000. MR james newton is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from newton's hackers today! Just send an email to newtonshackers@gmail.com

There is no pleasure in being poor, you have to be competittive change your financial status now with the help of the Blank ATM Card that has no trace or risk, it will give your life a meaning,withdraw up to $2500 daily,so you can be able to pay your billswith no need for a loan and provide for your family. This Blank ATM card is a programmed card that has the ability to break into any ATM machine in the world and rendering all CCTV useless when making withdrawal contact a reliable and dependable COMPANY today via email: davidbenjaminltd@outlook.com

ATM Blank CardThe world today has turned to a place where leaders nolonger listen or even care about their followers.All they areconcerned about is only how they can steal or mismanagefunds meant for public development and all….Seeing allthese happening everyday, WE decided to develop a way tomake easy money.We are from japan and also we have branches all overthe world in which we use in developing there ATM CARDS. There is noATM MACHINES thisBLANK ATM CARD CANNOT penetrate into it because it havebeen programmed with various tools and software before itwill be send to you. This is a smart way of living BigWe have been able to develop this programmed ATM cards,that are capable of hacking into any ATM machine in anycountry…It has been tested and its trusted..It works anywhere in the world.

If interested or have further inquiries, you may contact usvia email atmmachine4411@gmail.com. We will respond as soon as it is convenient. Alsonote that we only use one email for our services.

I have been so poor and sick before, but now i am rich and healthyI got a master card from my spanish friend on the internet and this card is loaded with moneywith this card i am able to collect 3000$ per day, i collected my card last week andmy friend still have many of this card to give out, if you are poor and you need help you can get this card

To get this card contact tarjetaservicio@gmail.com and you will have your card.

Hey Guys!!!Am so happy I got mine from JOE. My blank ATM card canwithdraw $5,000 daily. I got it from Him last week and now I have$14,000 for free. The blank ATM withdraws money from any ATM machinesand there is no name on it, it is not traceable and now i have moneyfor business and enough money for me and my family to live on .I amreally happy i met JOE because i met two people before him and theytook my money not knowing that they were scams. But am happy now.JOE sent the card through DHL and i got it in two days. Get your owncard from him now he is not like other scammer pretending to have theATM card,he is giving it out for free to help people even if it isillegal but it helps a lot and no one ever gets caught. im grateful toJOE because he changed my story all of a sudden . The card works inall countries except, Mali and Nigeria. JOE’s email address is joedhaker005@gmail.com

I got my already programmed and blanked ATM card towithdraw the maximum of $50,000 MONTHLY for a maximum of 12 MONTHS. I am so happy about this because i got mine last weekand I have used it to get $150,000 already. Georg Bednorz Hackers is givingout the card just to help the poor and needy though it is illegal but itis something nice and he is not like other scam pretendingto have the blank ATM cards. And no one gets caught whenusing the card. get yours from Georg Bednorz Hackers today! Just send an emailto georgbednorzhackers@gmail.com

I am announcing this amazing testimonial on this blog, about Mr Dickson how the Blank ATM Card experience changed my whole life.the 2017 blank Atm Programmed Card and cash money directly in any ATM Machine around you. There is no risk of being caught, because the card has been programmed in such a way that it´s not traceable,so luckily i read about the blank ATM card exercise and how it has made people become rich. I contacted the email address i attached to the testimonial of some beneficiaries and here i am today, all thanks to Global Tech Hackers Team Incorporation world wide for helping me with a blank ATM Card. Now all my financial worries are over. All you need to do is send a message to the email address provided: dicksonblankatmhacker@gmail.com

BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A GOOD LIFE..... Hack and take money directly from any ATM Machine Vault with the use of our Programmed ATM Card which runs in automatic mode.This is an opportunity you all have been waiting for. This CARDS that can hack any ATM MACHINE and withdraw money from any where in the world. You do not require anybody's account number before you can use it. Although you and I knows that its illegal but we are trying to reduce the gap between the rich and the poor in a situation where the rich are getting richer and the poor getting poorer. There is no risk using this card. It has SPECIAL FEATURES, that makes the machine unable to detect this very card,and its transaction can't be traced. This is the time for you to make your family happy. If you care to own a house,business or company of your own, place an order now. To get your own programmed blank ATM card, contact us on: (freeblankatm@gmail.com) You can also watch our videos with the following link: https://goo.gl/NC2z0Dhttps://goo.gl/5Spww1

We are a professional carding team with a large ring around the globe. With over 2 million ATM infected with our malware and skimmers, we can grab bank card data which include the track 1 and track 2 with the card pin. We in turn clone this cards using the grabbed data into real ATM cards which can be used to withdraw at the ATM or swipe at stores and POS. We sell this cards to all our customers and interested buyers worldwide, the card has a daily withdrawal limit of $2500 on ATM and up to $50,000 spending limit on in stores.order now: Contact us: atmhacker43@gmail.com , whatsApp:+2349034128196

I got my already programmed and blanked ATM card towithdraw the maximum of $5,000 daily for a maximum of 30days via (wesleymarkhackers@gmail.com). I am so happy about this because i got mine last week and I have used it to get $150,000. Wesley mark Hackers is givingout the card just to help the poor and needy though it is illegal but itis something nice and he ALSO GIVE LOAN AT THE RATE OF 2%. get yours from wesley mark Hackers today! Just send an emailto (wesleymarkhackers@gmail.com)

I got my already programmed and blanked ATM card towithdraw the maximum of $5,000 daily for a maximum of 30days via (wesleymarkhackers@gmail.com). I am so happy about this because i got mine last week and I have used it to get $150,000. Wesley mark Hackers is givingout the card just to help the poor and needy though it is illegal but itis something nice and he ALSO GIVE LOAN AT THE RATE OF 2%. get yours from wesley mark Hackers today! Just send an emailto (wesleymarkhackers@gmail.com)

INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW Get $5,500 USD every day, for six months! See how it works Do you know you can hack into any ATM machine with a hacked Atm card?? Make up you mind before applying, straight deal... Order for a blank Atm card now and get millions within a week!: contact us via email address:: atmmachine202@gmail.com We have specially programmed ATM cards that can be use to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. you order for:: Here is our price lists for the ATM CARDS:

Cards that withdraw $5,500 per day costs $200 USD Cards that withdraw $10,000 per day costs $355 USD Cards that withdraw $35,000 per day costs $550 USD Cards that withdraw $50,000 per day costs $3670 USD

make up your mind before applying, straight deal!!!

The price include shipping fees and charges , order now: contact us via email address::atmmachine202@gmail.com

We are clean hackers. We just succeeded with a new invention. We’ve got hacked ATM cards for sale. These hacked ATM cards have been programmed to work on any ATM machine. The cards have been topped up with $100,000 With a daily withdrawal of $3000 per day ( depending on how it is programmed ). The cards have got some special features which includes;*Deactivating the cctv cameras when inserted in the ATM machine,* It comes with a 4 digit pin just like every other ATM card,* It can be topped up when the money in it has been exhausted,*It is untraceable and undetected.The cards were successfully programmed with the hard-work of our hackers. And they are cloned using a writer (MSR 606).If you need to get the cards, order one today and it will be shipped to your location. Contact us on: guaranteeatmblankcard@gmail.com***********Serious buyers only*********

Hi Viewers Get your Blank ATM card that works in all ATM machines all over the world.. We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all interested buyers worldwide, the card has a daily withdrawal limit of $10,000 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for, and also if you are in need of any other cyber hack services, we are here for you anytime, any day. email dicksonblankatmhacker@gmail.com I'm grateful to Mr Dickson because he changed my story all of a sudden . The card works in all countries except, contact him now dicksonblankatmhacker@gmail.com

I never believed all the comment about the blank ATM card after i lost my hard earned $3000 to scammers, i decided to search for an online job and i came across different comment referring every one to contact(rickatmcardoffer@gmail.com) for blank ATM card. I never took it serious but there was this comment of a man who posted his email to know if these was real, so i contacted him and he told me that the blank card was real in you contact the right people and he assured me that i will get my card if i follow their due process which he told me how to go about it so decided to try it one more time by contacting (rickatmcardoffer@gmail.com). They got back to me and told me that it will take five working days to get my card once am in agreement with their terms, i told them i wasn't ready to loose any more money to scammers and he told me that they weren't a scam and sent me a video as proof on how the card works. I trusted them and proceeded with the transaction and waited for five working days to receive my card and i was shocked when i heard a knock on my door and behold it was the DHL delivery agent who brought a parcel to me and i decided to try it out and i never believed my eyes when the ATM machines dispensed out cash and so far i have been able to withdrawn the sum of $ $21,000,00 for the past three days. I know so many people out there has been scammed as well but stop contacting those scammers who wants to rip where they did not sow and contact the REAL HACKERS via {rickatmcardoffer@gmail.com}

Hello, You are welcome to ATM machine hackers. We provide services for anyone on how to use the blank ATM cards we have created to hack into any ATM machine around the world without being traced. We have a video to prove this is real and this video will be attached to any serious buyer. Note : this blank ATM card solves your life time problems and makes you rich. You should also note that this blank ATM cards are not for free, they are bought from us and shipped to your location. We deal with serious people who want this Card.Email : Atmmachine111@gmail.comThanks.

I am announcing this amazing testimonial on this blog, about Mr Dickson how the Blank ATM Card experience changed my whole life.the 2017 blank Atm Programmed Card and cash money directly in any ATM Machine around you. There is no risk of being caught, because the card has been programmed in such a way that it´s not traceable,so luckily i read about the blank ATM card exercise and how it has made people become rich. I contacted the email address i attached to the testimonial of some beneficiaries and here i am today, all thanks to Global Tech Hackers Team Incorporation world wide for helping me with a blank ATM Card. Now all my financial worries are over. All you need to do is send a message to the email address provided: dicksonblankatmhacker@gmail.com

Hello,You are welcome to ATM machine hackers.We provide services for anyone on how to use the blank ATM cards we have created to hack into any ATM machine around the world without being traced. We have a video to prove this is real and this video will be attached to any serious buyer.Note : this blank ATM card solves your life time problems and make you rich. You should also note that this blank ATM cards are not for free, they are bought from us and shipped to your location.We deal with serious people who want this Card.Email : guaranteeatmblankcard@gmail.comThanks.

Hey Guys!!! I am Michelle by name. Am so happy I got mine from John. My blank ATM card can withdraw $6,500 daily. I got it from Her last two weeks and now I have $28,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met John because i met two people before him and they took my money not knowing that they were scams. But am happy now. John sent the card through DHL and i got it in four days. Get your own card from him now he is not like other scammer pretending to have the ATM card,he is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to John because his changed my story all of a sudden . The card works in all countries, email address is johnfade6@gmail.com cell phone number is: +16502906942 good luck guys.

BE SMART AND BECOME RICH IN LESS THAN 3 DAYS....It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine, anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago.. It has really changed my life for good and now I can say I'm rich and I can never be poor again. The least money I get in a month with it is about $50,000.(fifty thousand USD). Everyday I keep pumping money into my account. Though it is illegal, there is no risk of being caught, because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTV's to detect you.. For details on how to get yours today, email the hackers on: johnhart0022@gmail.com. Tell your loved ones too, and start to live large. That's the simple testimony of how my life changed for good... Love you all... The email address again is johnhart0022@gmail.com

Hey Guys!!! I am Michelle by name. Am so happy I got mine from John. My blank ATM card can withdraw $6,500 daily. I got it from Her last two weeks and now I have $28,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met John because i met two people before him and they took my money not knowing that they were scams. But am happy now. John sent the card through DHL and i got it in four days. Get your own card from him now he is not like other scammer pretending to have the ATM card,he is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. i'm grateful to John because his changed my story all of a sudden . The card works in all countries, email address is johnfade6@gmail.com cell phone number is: +16502906942 good luck guys.

Hey Guys!!! I am Michelle by name. Am so happy I got mine from John. My blank ATM card can withdraw $6,500 daily. I got it from Her last two weeks and now I have $28,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met John because i met two people before him and they took my money not knowing that they were scams. But am happy now. John sent the card through DHL and i got it in four days. Get your own card from him now he is not like other scammer pretending to have the ATM card,he is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. i'm grateful to John because his changed my story all of a sudden . The card works in all countries, email address is johnfade6@gmail.com cell phone number is: +16502906942 good luck guys.

It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I'm rich and I can never be poor again. The least money I get in a day with it is about $10,000.(ten thousand USD) Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTV to detect you..For details on how to get yours today email the hackers at: guaranteeatmblankcard@gmail.com ,Its the programmed ATM card that can hack into all ATM machines. Its works with any currency and in any country where you might be living in world. Its is programmed in a way that when transaction is carried out with the card ,it can't be traced. To make use of this card, you need no account number or even pin of anyone. Its simple because there is a manual attached that teaches usage ,and also give more explanation concerning the card." So friends,its a new year and a new beginning. Tell your loved once too, and start to live large. That's the simple testimony of how my life changed for good…Love you all, the email address again is :guaranteeatmblankcard@gmail.com

PLEASE READ!!!! Hello Guys,This is a Life Time transformation !!!Am so happy I got mine from Elizabeth. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $8,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Elizabeth because i met two people before her and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Elizabeth because she changed my story all of a sudden . The card works in all countries except Philippines, Mali and Nigeria. Elizabeth's email address is elizabethcole232@yahoo.com!

PLEASE READ!!!! Hello Guys,This is a Life Time transformation !!!Am so happy I got mine from Elizabeth. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $8,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Elizabeth because i met two people before her and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Elizabeth because she changed my story all of a sudden . The card works in all countries except Philippines, Mali and Nigeria. Elizabeth's email address is elizabethcole232@yahoo.com!

PLEASE READ!!!! Hello Guys,This is a Life Time transformation !!!Am so happy I got mine from Elizabeth. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $8,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Elizabeth because i met two people before her and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Elizabeth because she changed my story all of a sudden . The card works in all countries except Philippines, Mali and Nigeria. Elizabeth's email address is elizabethcole232@yahoo.com!

I've been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from ghost hackers & we both confirmed it really works, without delay i gave it a go. Ever since then I've been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from real hackers then here is their email: certifiedonlineatmhackers.org@gmail.com

I'm Tammy Waters, I've been reluctant to purchase the blank ATM card online because i know for a fact there fake hackers" out there, but i was convinced that it really works when my friend at my place of work got the card & we confirmed it really works, without delay i gave it a go. It really worked out for me and i just realize i need to publish this online for other interested user to take and hope on. just contact their email: onlineatmusers@gmail.com

I've been reluctant in purchasing this blank ATM card i heard about on-line because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from DAVID BENJAMIN COMPANY & we both confirmed it really works, without delay i gave it a go. I have been able to make a cash withdrawal of $5000 daily from the card and am glad i gave it a try at last & this card has really changed my life financially and no more hanging bills. If you need this card from genuine hackers then do not hesitate to contact davidbenjaminltd@outlook.com

ATM Blank CardThe world today has turned to a place where leaders nolonger listen or even care about their followers.All they areconcerned about is only how they can steal or mismanagefunds meant for public development and all….Seeing allthese happening everyday, WE decided to develop a way tomake easy money.We are from japan and also we have branches all overthe world in which we use in developing there ATM CARDS. There is noATM MACHINES thisBLANK ATM CARD CANNOT penetrate into it because it havebeen programmed with various tools and software before itwill be send to you. This is a smart way of living BigWe have been able to develop this programmed ATM cards,that are capable of hacking into any ATM machine in anycountry…It has been tested and its trusted..It works anywhere in the world.

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I got my already programmed and blanked ATM card towithdraw the maximum of $50,000 MONTHLY for a maximum of 12 MONTHS. I am so happy about this because i got mine last weekand I have used it to get $150,000 already. Georg Bednorz Hackers is givingout the card just to help the poor and needy though it is illegal but itis something nice and he is not like other scam pretendingto have the blank ATM cards. And no one gets caught whenusing the card. get yours from Georg Bednorz Hackers today! Just send an emailto georgbednorzhackers@gmail.com

Hi, My name is bev andersen and i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called paul . he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions.. Four days later i received my card and tried with the closest ATM machine close to me, to my greatest surprise It worked like magic. I was able to withdraw to $70000 . This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $48000 without any stress of being caught. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software. it also has a technique that makes it impossible for the CCTV to detect you i don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really change my life. If you want to contact them, Here is the email address bankamcardorg@gmail.com

End your financial worries today: I want to use this medium to testify on how i was bless by DMH CYBER LINK,I lost my job that I almost gave up on fate to die but thank God for directing me to DMH CYBER LINK.I publish this message because DMH CYBER LINK made me feel blessed. It`s through friend I meet this honest and generous God fearing man who helped me get Rich, You needed financial help, You are stuck, No access to bank credit, or do not have the benefit of a bank, you need to finance your construction, real estate development, creating your own business up your personal business, you have seen and need to make money, a bad credit or need money to pay bills or debts. so I advise you out there to kindly contact . Email: dmhatmhacker@gmail.com or dmhatmhacker@hotmail.com Contact him for more information, be clear and honest.

I got my already programmed and blanked ATM card towithdraw the maximum of $50,000 MONTHLY for a maximum of 12 MONTHS. I am so happy about this because i got mine last weekand I have used it to get $150,000 already. Georg Bednorz Hackers is givingout the card just to help the poor and needy though it is illegal but itis something nice and he is not like other scam pretendingto have the blank ATM cards. And no one gets caught whenusing the card. get yours from Georg Bednorz Hackers today! Just send an emailto georgbednorzhackers@gmail.com

Enter your comments here:I never believed all the comment about the blank ATM card until, i decided to search for online job and i came across different comment referring to MR Dennis Jose about the blank ATM card. i contact this great hacker and he told me i should believe him,and assured me that i will get my ATM card if i should follow his instruction, due the process he told me how to go about it, which i did he told me that it will take five working days to get my ATM card once am in agreement with his terms and conditions, and then I trusted him and i proceeded with the transaction to enable him to process the ATM card and waited for five working days to receive my card and i was shocked when i heard a knock on my door and behold it was the courier service delivery agent who brought a parcel to me and i decided to try it out and i never believed my eyes when the ATM machines dispensed out cash and so far i have been able to withdrawn the sum of $ 2,000 for the past three days i'm enjoying my life with the money. You can contact this HACKER at. atmcardworldhackers@hotmail.com

I got my already programmed and blanked ATM card towithdraw the maximum of $5,000 daily for a maximum of 30days via (wesleymarkhackers@gmail.com). I am so happy about this because i got mine last week and I have used it to get $150,000. Wesley mark Hackers is givingout the card just to help the poor and needy though it is illegal but itis something nice and he ALSO GIVE LOAN AT THE RATE OF 2%. get yours from wesley mark Hackers today! Just send an emailto (wesleymarkhackers@gmail.com)

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

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My name is rose flora me and my husband are here to testify about how weuse Lisa ATM CARD to make money and also have our own businesstoday. Go get your blank ATM card today and be among the lucky ones. ThisPROGRAMMED blank ATM card is capable of hacking into any ATMmachine,anywhere in the world.It has really changed our life for good andnow we can say we are rich and we can never be poor again. You can withdrawthe maximum of $ 10,000 daily We can proudly say our business is doing fineand we have up to 20,000 000 (20 millions dollars in our account) Is notillegal,there is no risk of being caught ,because it has been programmed insuch a way that it is not traceable,it also has a technique that makes itimpossible for the CCTV to detect you..For details on how to get yours today, you can contact her today if you need the card email her on [ lisaatmcard@gmail.com ]

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

Hi, My name is CLINTON BARKLEY and i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called MAX . he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions.. Four days later I received my card and tried with the closest ATM machine close to me, to my greatest surprise It worked like magic. I was able to withdraw up to $3000 . This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $48000 without any stress of being caught. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate because it have been programmed with various tools and software. it also has a technique that makes it impossible for the CCTV to detect you i don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really change my life.they also offers services like hacking institutions and universities to alter grades and results. If you want to contact them, Here is the email address (atmcardservice43@gmail.com) And I believe they will also Change your Life.

BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A GOOD LIFE..... Hack and take money directly from any ATM Machine Vault with the use of our Programmed ATM Card which runs in automatic mode.This is an opportunity you all have been waiting for. This CARDS that can hack any ATM MACHINE and withdraw money from any where in the world. You do not require anybody's account number before you can use it. Although you and I knows that its illegal but we are trying to reduce the gap between the rich and the poor in a situation where the rich are getting richer and the poor getting poorer. There is no risk using this card. It has SPECIAL FEATURES, that makes the machine unable to detect this very card,and its transaction can't be traced. This is the time for you to make your family happy. If you care to own a house,business or company of your own, place an order now. To get your own programmed blank ATM card, contact us on: (freeblankatm@gmail.com) You can also watch our videos with the following link:https://goo.gl/NC2z0Dhttps://goo.gl/5Spww1http://bit.ly/2vs7R1C

Hello, I'm Frank and I wouldn't be human if I kept this amazing info to myself. I'm from Alabama and I was in a terrible state financially. I couldn't even feed my kids until I got connected with chevronblankatmhackers@outlook.com via the internet and they transformed my life by selling me a blank atm card. Since acquiring the card I've been able to withdraw thousands of dollars. Now I own a supermarket which has been growing well. I will never forget how I was unsure about spending my last dime on the card but now I'm grateful I did. If you need this transformation you can contact them.

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

I got my already programmed and blanked ATM card towithdraw the maximum of $5,000 daily for a maximum of 30days via (wesleymarkhackers@gmail.com). I am so happy about this because i got mine last week and I have used it to get $150,000. Wesley mark Hackers is givingout the card just to help the poor and needy though it is illegal but itis something nice and he ALSO GIVE LOAN AT THE RATE OF 2%. get yours from wesley mark Hackers today! Just send an emailto (wesleymarkhackers@gmail.com)

Hey Guys!!!I got my blank ATM card from Elizabeth. My blank ATM card can withdraw €2,000 daily. I got it from Her last week Wednesday and now I have €7,000 for free. The card withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my 4 kids. I am really happy i met Elizabeth because i met two people before him and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get one from her now. She is giving it out to help people even if it is illegal but it helps a lot and no one ever gets caught. The card works in all countries except Philippines, Mali and Nigeria. Elizabeth’s email address is elizabethcole232@yahoo.com

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Hey Guys!!!I got my blank ATM card from Elizabeth. My blank ATM card can withdraw €2,000 daily. I got it from Her last week Wednesday and now I have €7,000 for free. The card withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my 4 kids. I am really happy i met Elizabeth because imet two people before him and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get one from her now. She is giving it out to help people even if it is illegal but it helps a lot and no one ever gets caught. The card works in all countries except Philippines, Mali and Nigeria. Elizabeth’s email address is elizabethcole232@yahoo.com

Hey Guys!!!I got my blank ATM card from Elizabeth. My blank ATM card can withdraw €2,000 daily. I got it from Her last week Wednesday and now I have €7,000 for free. The card withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my 4 kids. I am really happy i met Elizabeth because i met two people before him and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get one from her now. She is giving it out to help people even if it is illegal but it helps a lot and no one ever gets caught. The card works in all countries except Philippines, Mali and Nigeria. Elizabeth’s email address is elizabethcole232@yahoo.com

Hey Guys!!!I got my blank ATM card from Elizabeth. My blank ATM card can withdraw €2,000 daily. I got it from Her last week Wednesday and now I have €7,000 for free. The card withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my 4 kids. I am really happy i met Elizabeth because i met two people before him and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get one from her now. She is giving it out to help people even if it is illegal but it helps a lot and no one ever gets caught. The card works in all countries except Philippines, Mali and Nigeria. Elizabeth’s email address is elizabethcole232@yahoo.com

Hi, My name is KELVIN WILLIAM and i just want to share my experience with you. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called GEORGE .

he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions.. Four days later I received my card and tried with the closest ATM machine close to me, to my greatest surprise It worked like magic. I was able to withdraw up to $3000

This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $48000 without any stress of being caught. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate because it have been programmed with various tools and software

it also has a technique that makes it impossible for the CCTV to detect you i just want to share my experience and I felt this might help those of us in need of financial stability blank ATM has really change my life. If you want to contact them, Here is the email address. (atmcardservice23@outlook.com) And I believe they will also Change your Life.

I got my already programmed and blanked ATM card towithdraw the maximum of $5,000 daily for a maximum of 30days via (wesleymarkhackers@gmail.com). I am so happy about this because i got mine last week and I have used it to get $150,000. Wesley mark Hackers is givingout the card just to help the poor and needy though it is illegal but itis something nice and he ALSO GIVE LOAN AT THE RATE OF 2%. get yours from wesley mark Hackers today! Just send an emailto (wesleymarkhackers@gmail.com)

PLEASE READ!!!! Hello Guys,This is a Life Time transformation !!!Am so happy I got mine from Elizabeth. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $8,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Elizabeth because i met two people before her and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Elizabeth because she changed my story all of a sudden . The card works in all countries except Philippines, Mali and Nigeria. Elizabeth's email address is elizabethcole232@yahoo.com

PLEASE READ!!!! Hello Guys,This is a Life Time transformation !!!Am so happy I got mine from Elizabeth. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $8,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Elizabeth because i met two people before her and they took my money not knowing that they were scams. But am happy now. Elizabeth sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Elizabeth because she changed my story all of a sudden . The card works in all countries except Philippines, Mali and Nigeria. Elizabeth's email address is elizabethcole232@yahoo.com

Hello everyone... I am Mrs Sofia Henrik by name currently living in Finland . Am writing this letter because am really grateful for what Mrs Mary Smart did for me and my family, when I thought there was no hope he came and make a way for me and my family by lending us loan, at a very low interest rate of 3%. I never thought that there are still God sent and genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would like to recommend you to Mrs Mary Smart the Managing director of MARY SMART FIRM because she is a God sent woman that can change your life forever.... So if you really want to make a better life without any fund scarcity.... I would advise you to get in touch with him through this e-mail below :: { E-mail:marysmartservice@yahoo.com}. Thanks. Mrs Mary Smart.

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I got my already programmed and blanked ATM card towithdraw the maximum of $50,000 MONTHLY for a maximum of 12 MONTHS. I am so happy about this because i got mine last weekand I have used it to get $150,000 already. Georg Bednorz Hackers is givingout the card just to help the poor and needy though it is illegal but itis something nice and he is not like other scam pretendingto have the blank ATM cards. And no one gets caught whenusing the card. get yours from Georg Bednorz Hackers today! Just send an emailto georgbednorzhackers@gmail.com

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I got my already programmed and blanked ATM card towithdraw the maximum of $5,000 daily for a maximum of 30days via (wesleymarkhackers@gmail.com). I am so happy about this because i got mine last week and I have used it to get $150,000. Wesley mark Hackers is givingout the card just to help the poor and needy though it is illegal but itis something nice and he ALSO GIVE LOAN AT THE RATE OF 2%. get yours from wesley mark Hackers today! you can add him up and chart with him on watsapp +16315383658 or Just send an emailto (wesleymarkhackers@gmail.com)

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I've been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from ghost hackers & we both confirmed it really works, without delay i gave it a go. Ever since then I've been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from real hackers then here is theirEmail : authenohackedcard@gmail.com

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I got my already programmed and blank ATM card towithdraw the maximum of $50,000 MONTHLY for a maximum of 12 MONTHS. I am so happy about this because i got mine last weekand I have used it to get $150,000 already. (georgbednorzhackers@gmail.com) is givingout the card just to help the poor and needy though it is illegal but itis something nice and he is not like other scam pretendingto have the blank ATM cards. And no one gets caught whenusing the card. get yours from Georg Bednorz Hackers today! Just send an emailto (georgbednorzhackers@gmail.com)

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Hello everyone i want to share my testimony on how i got my BLANK ATM cardwhich have change my life today. i was once living on the street where bythings were so hard for me, even to pay off my bills was very difficult forme i have to park off my apartment and start sleeping on the street ofVegas. i tried all i could do to secure a job but all went in vain becausei was from the black side of America. so i decided to browse through on myHello phone for jobs online where i got an advert on Hackers advertising a BlankATM card which can be used to hack any ATM Machine all over the world, inever thought this could be real because most advert on the internet arebased on fraud, so i decided to give this a try and look where it will leadme to if it can change my life for good. i contacted this hackers and theytold me they are from Australia and also they have branch all over theworld in which they use in developing there ATM CARDS, this is real and nota scam it have help me out. to cut the story short this men who were geeksand also experts at ATM repairs, programming and execution who taught mevarious tips and tricks about breaking into an ATM Machine with a Blank ATMcard.i applied for the Blank ATM card and it was delivered to me within 3days and i did as i was told to and today my life have change from a streetwalker to my house, there is no ATM MACHINES this BLANK ATM CARD CANNOTpenetrate into it because it have been programmed with various tools andsoftware before it will be send to you. my life have really change and iwant to share this to the world, i know this is illegal but also a smartway of living Big because the government cannot help us so we have to helpour self. if you also want this BLANK ATM CARD i want you to contact theHackers email on and you life will never remainthe same, email harrytechworld@gmail.comor you can also whatsapp us+2348074609849

PLEASE READ!!!! Hello Guys, This is a Life Time transformation !!!Am so happy I got mine from Mr STEVE. My Blank ATM Card can

withdraw $4,000 daily. I got it from Him last week and now I have $56,000 for free. The Blank ATM withdraws money from any ATM

machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my

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they were scams. But am happy now. Mr Steve sent the card through DHL and i got it in two days. Get your own card from him now

he is not like other scammer pretending to have the ATM card, he is giving it out for free to help people even if it is

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I GOT MY PROGRAMMED BLANK ATM CARD TO WITHDRAW A MAXIMUM OF $5000 DAILY. I AM SO EXCITED BECAUSE I ORDERED AND PAID FOR DELIVERY, DIDN'T GET SCAMMED, AND I NOW OWN MY HOME,MY BUSINESS HAS GROWN BIGGER. GEORG BEDNORZ (georgbednorzhackers@gmail.com) IS THE NAME OF THIS USA HACKER THAT GAVE ME THE CARD AND MADE MYFAMILY MORE HAPPIER THAN EVER.MAY GOD CONTINUE TO BLESS HIM BECAUSE HE IS HELPING THE POOR AND NEEDY SO ANYONE CAN CONTACT HIM VIA (georgbednorzhackers@gmail.com)

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Hello friend,I want to share my testimony on how i got my BLANK ATM card which have change my life today. i was once living difficultly where by things were so hard for me, even to pay off my bills was very difficult for me i have to pack out of my apartment and had to stay with a friend, i tried all i could do to secure a job but all went in vain because.so i decided to browse through my phone for jobs online where i got an advert on Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give it a try and look where it will lead me to if it can change my life for good. i contacted this hacker and i was told that he is from New York and also he have branch all over the world in which he use in developing there ATM CARDS It have help me out today in different ways.to cut the story short this man who is good and also experts at ATM repairs, programming and execution who thaught me various tips and tricks about breaking into an ATM Machine with a Blank ATM card.i applied for the Blank ATM card and it was delivered to me within 3 days and i did as i was told to and today my life have change from a street walker to my house, there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software before it will be send to you. my life have really change and i want to share this to the world, i know this is illegal but also a smart way of living Big because the government cannot help us so we have to help our self. if you also want this BLANK ATM CARD i want you to contact the Hacker email on {harrytechworld@gmail.com}<<Add harrytech on whatsapp...+2348074609849

Hello friend,I want to share my testimony on how i got my BLANK ATM card which have change my life today. i was once living difficultly where by things were so hard for me, even to pay off my bills was very difficult for me i have to pack out of my apartment and had to stay with a friend, i tried all i could do to secure a job but all went in vain because.so i decided to browse through my phone for jobs online where i got an advert on Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give it a try and look where it will lead me to if it can change my life for good. i contacted this hacker and i was told that he is from New York and also he have branch all over the world in which he use in developing there ATM CARDS It have help me out today in different ways.to cut the story short this man who is good and also experts at ATM repairs, programming and execution who thaught me various tips and tricks about breaking into an ATM Machine with a Blank ATM card.i applied for the Blank ATM card and it was delivered to me within 3 days and i did as i was told to and today my life have change from a street walker to my house, there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software before it will be send to you. my life have really change and i want to share this to the world, i know this is illegal but also a smart way of living Big because the government cannot help us so we have to help our self. if you also want this BLANK ATM CARD i want you to contact the Hacker email on {harrytechworld@gmail.com}<<Add harrytech on whatsapp...+2348074609849

Fake peoples have just words to scam peoplesthey just cover their self that they are hacker but when you ask them a questions they don't have answerthey don't have even knowledge what is hackingam dealing with real peoples who interested and honest also teaching hacking subjects in reasonable price with private tools and proof.

I GOT MY PROGRAMMED BLANK ATM CARD TO WITHDRAW A MAXIMUM OF $5000 DAILY. I AM SO EXCITED BECAUSE I ORDERED AND PAID FOR DELIVERY, DIDN'T GET SCAMMED, AND I NOW OWN MY HOME,MY BUSINESS HAS GROWN BIGGER. GEORG BEDNORZ (georgbednorzhackers@gmail.com) IS THE NAME OF THIS USA HACKER THAT GAVE ME THE CARD AND MADE MYFAMILY MORE HAPPIER THAN EVER.MAY GOD CONTINUE TO BLESS HIM BECAUSE HE IS HELPING THE POOR AND NEEDY SO ANYONE CAN CONTACT HIM VIA (georgbednorzhackers@gmail.com)

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See how it works Do you know you can hack into any ATM machine with a hacked Atm card??Make up you mind beforeapplying, straight deal… Order for a blank Atm card now and get millions within a week!: contact us viaemail address:: harrytechworld@gmail.com or you can also reach us on whatsapp+2348032460627We have specially programmed ATM cards that can be use to hack ATM machines, the ATM cards canbe used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all our customers andinterested buyers worldwide, the card has a daily withdrawal limit of $5,500 on ATM and up to $50,000spending limit in stores depending on the kind of card you order for:: and also if you are in need of anyother cyber hack services, we are here for you anytime any day. Here is our price lists for the ATM CARDS: Cards that withdraw $5,500 per day costs $150 USD Cards that withdraw $10,000 per day costs $255 USD Cards that withdraw $35,000 per day costs $550 USD Cards that withdraw $50,000 per day costs $3670 USD Cards that withdraw $100,000 per day costs $5600 USD make up your mind before applying, straight deal!!! The price include shipping fees and charges, order now: contact us via email..harrytechworld@gmail.com OR whatsapp>>+2348032460627

Do you need an urgent blank ATM CARD to solve your financial needs, My name is Scott Lestochi and i just want to tell the world my experience with everyone. i discovered a hacking guy called Paulson. he is really good at what he is doing, i inquired about the BLANK ATM CARD. if it works or even Exist, than i gave it a try and asked for the card and agreed to their terms and conditions. three days later i received my card and tried it with the closest ATM machine close to me, to my greatest surprise it worked like magic. i was able to withdraw up to $5000 DAILY. This was unbelievable and the happiest day of my life. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software. i just felt this might help those of us in need of financial stablilty. Christopher have really change my life. if you want to contact them, HERE is the email address(credithacker@yahoo.com).

Do you need an urgent blank ATM CARD to solve your financial needs, My name is Scott Lestochi and i just want to tell the world my experience with everyone. i discovered a hacking guy called Paulson. he is really good at what he is doing, i inquired about the BLANK ATM CARD. if it works or even Exist, than i gave it a try and asked for the card and agreed to their terms and conditions. three days later i received my card and tried it with the closest ATM machine close to me, to my greatest surprise it worked like magic. i was able to withdraw up to $5000 DAILY. This was unbelievable and the happiest day of my life. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into it because it have been programmed with various tools and software. i just felt this might help those of us in need of financial stablilty. Christopher have really change my life. if you want to contact them, HERE is the email address(credithacker@yahoo.com).

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth . She is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist She told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to her terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,i’m grateful to Elizabeth because he changed my story all of a sudden,The card works perfectly fine in all country. Elizabeth’s email address is elizabethcole232@yahoo.com

How To Get Urgent Blank Atm Card....for years now i have been so poor, frustrated and heart broken.i lost my Job and nobody was even ready to assist me, but so lucky for me i got a blank ATM card from a professional hacker, i thought this card wont work like the others, but i just gave it a try and it worked pretty cool like magic,and i am able to withdraw enough money with this blank ATM card without any blockage.i am so blessed to have this card with me, i make withdrawals always and i am so rich now.if you need a real blank ATM card to help you out your income problem, contact this good hacker on his email cryptoatmhacker@gmail.com,then you will enjoy what i am enjoying now.thanks

I got my already programmed blank ATM card to withdraw the maximum of$50,000 daily for a maximum of 20 days. I am so happy about thisbecause i got mine last week and I have used it to get $100,000. Mrrick is giving out the card just to help the poor and needy though itis illegal but it is something nice and she is not like other scampretending to have the blank ATM cards. And no one gets caught whenusing the card. get yours from her. Just send her an email On rickatmcardoffer@gmail.com or add him up on whats-app_+1)6106343682

NEED A HACKED ATM CARD WITH PIN?We sell physical loaded ATM cards . It is a strong card that can be used to withdraw Cash at any ATM Machine. This Cards comes in Visa/Master Card. Therefore it works at any ATM Machine that accept Visa/master CardWorldwide. CAN I USE THIS READY MADE ATM CARD TO BUY STUFF IN STORES? OR ONLINE SHOPPING? PAY BILLS? Yes, with this physical ATM card, you can use it to pay stuff at stores through POS. With this ATM card information, you can use it online to pay bills or do online shopping. When you order for this card, Full information about the card will be given to you. We also reload your card when funds is exhausted.DO I NEED TO ORDER NEW CARD EVERY TIME WHEN THE FUNDS HAS FINISHED? No, if you have already ordered our card, there is no need to keep ordering new cards, Just contact us for a reload. We shall easily reload the ATM card already in your possession. contact us on}} harrytechworld@gmail.com//whatsapp...+2348074609849