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* The material in this SMS service is provided for general information purposes only and is not a personal recommendation or opinion in relation to securities or any other financial instrument. You should not rely solely on the information in this SMS. We recommend that you contact us or speak to your authorised financial adviser if you would like further information. The information contained in each message is correct at the time the message is sent; however as exchange rates are subject to fluctuations, those rates may change after the message is sent.

Products and services offered by the Financial Markets division of Westpac Institutional Bank are provided by Westpac Banking Corporation, New Zealand Branch.

The information on this page is presented subject to our legal page and any other terms and conditions Westpac may impose from time to time. It is subject to change without notification. This information is a guide only and does not take into account your personal financial situation or goals. Westpac Institutional Bank products and services are provided by either Westpac Banking Corporation ABN 33 007 457 141 incorporated in Australia (New Zealand division) (WBC) or Westpac New Zealand Limited (WNZL). For further information please refer to the Product Disclosure Statement (available from your Relationship Manager) for any product for which a Product Disclosure Statement is required, or applicable customer agreement. Additional copies of each Product Disclosure Statement are available from the Westpac website, your usual Westpac financial markets contact and at www.business.govt.nz/disclose. Any product or service made available by Westpac New Zealand Limited does not represent an offer from Westpac Banking Corporation or any of its subsidiaries (other than Westpac New Zealand Limited). Neither Westpac Banking Corporation nor its other subsidiaries guarantee or otherwise support the offer or the performance of Westpac New Zealand Limited. Westpac New Zealand is not an authorised deposit- taking institution for the purposes of Australian prudential standards. Download the Disclosure Statement for Westpac New Zealand QFE Group Financial Advisers Act 2008