The bill would amend the Code of Criminal Procedure to include
those felonies
proposed in House Bills 4413 (S-1) and 4598 (S-1) in the Code's sentencing
guidelines. The bill would categorize the proposed offenses as Class F felonies
against property, with a statutory maximum sentence of four years'
imprisonment.

The bill would take effect 90 days after it was enacted. The bill is
tie-barred to
House Bill 4413 (S-1) and House Bill 4598 (S-1), which would make it a felony to
apply for a loan or other extension of credit in another person's name.

House Bills 4413 (S-1), 4598 (S-1), and 4670 (S-1) would have
an indeterminate
fiscal impact on State and local government.

There are no data available to indicate how many people could
be convicted of
preparing or submitting a loan application for another individual without
authorization from that individual, or submitting such an application to a financial
institution. These property crimes would be a Class F felonies, which have a
minimum sentence range from 0-3 months to 17-30 months.

Assuming that 10 people a year would be found guilty of this
offense and would be
sentenced to prison for a minimum of 30 months, given that the average cost of
incarceration is $22,000 annually, the cost of incarcerating these offenders would
be $550,000 per year. Assuming that 10 people a year were convicted of this
offense and that they each received a sentence within the lower minimum range,
costs for incarceration would be incurred by local units of government.