Obama Care

Disadvantages Of Obamacare Many Americans today living in the U.S. are insured with Obamacare. On the other hand, Americans need to realize that Obamacare also have many disadvantages on it's side too. Obamacare's main disadvantages include high costs on most plans, hidden fees, and expensive taxes. For instance, Americans need to do their homework and study their plans because some plans can be ridiculously expensive. If they're not careful of choosing what plans that fits their needs, they can drain all the money out of their pockets real quickly. Ever since the Affordable Care Act was signed in 2009, high-deductible plans have doubled. By 2018, many employers are moving to less generous plans so that they can dodge a tax penalty. Americans who are insured through their job has the greatest deal but it's going to turn ugly once they go through the ObamaCare plan. According to an IBD analysis, in eight states an average price for the lowest-cost Obamacare is the "bronze" plan which is 122% higher than the cheapest plan currently available in those states.(Investors Business Daily. 8/5/2013, pA01. 1p.) Here are some ridiculous prices of the "bronze" plan for the eight states:
· Ohio: A 25-year-old will pay $1,956 a year. This is insane because the price is THREE times higher than the cheapest plan in that state today.
· Virginia: In this state the "bronze" premium is $1,608 and it's 252% higher than the cheapest plan in that state today.
· Maryland: ObamaCare plan will be 83% higher than the lowest-cost plan in that state today.
· Massachusetts: Cheapest plan in that state today is $2,564 a year and this is higher than any other states in the country.
· Washington State: Cheapest "bronze" premium for a 25-year-old in this state is $2000 a year which pushes a 60% increase to a young person today.
· Kentucky and New Hampshire: These two states…...

Similar Documents

...Obama Care
The text is an article about Obama Care which is The Health Care for America Plan by Obama. The article is from the official Obama care facts website.
The language in the text is not that hard, and that might make it a lot easier to read. The reason that is has been written with those kind of words could be that Obama wants everyone to be able to read it. The sentences are not very long, and that also makes it easy read. The tone of the text is cheerful, because Obama basically says that we can live a better life if we choose Obama Care. The tone is also desperate, because they make it sound very appealing to join Obama Care. It’s optimistic because they make you think you can get a better life.
There are many references to health insurances companies, because they say that you will never get abandoned when you get a long-termed disease.
The text says a lot about all the good things about Obama Care, but they don’t really mention all of the bad things about it, such as deficit.
In the article they use many arguments such as you will feel better and if you have a low income you won’t have to pay a very big percentage for Obama Care.
The whole article is written in bullet points, and that makes it easier to read, because it has a clear structure.
There are two pictures. The first shows the Obama Care sign and the second one shows Obamas signature on a piece of paper that says approved. That’s means that Obama care has been approved by the president.......

...Affordable Care Act “Obama Care”
The Patient Protection and Affordable Care Act, commonly called Obamacare or the Affordable Care Act, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act, it represents the most significant government expansion and regulatory overhaul of the U.S. healthcare system since the passage of Medicare and Medicaid.
Obama Care is aimed primarily at decreasing the number of uninsured Americans and reducing the overall costs of health care. It provides a number of mechanisms, including mandates, subsidies, and tax credits, to employers and individuals in order to increase the coverage rate. Additional reforms are aimed at improving healthcare outcomes and streamlining the delivery of health care. Obama Care requires insurance companies to cover all applicants and
offer the same rates regardless of pre-existing conditions or sex. The Congressional Budget Office projected that Obama Care will lower both future deficits and Medicare spending.
Despite all that has been written about it, many people are still confused or unaware of how it affects them and their family. If you already have health insurance Obamacare improved the benefits you already receive in the following ways; it allows you to add your children up to age 26 to your health insurance plan. Your insurance company can no longer drop you if you become sick, even if you made a......

...The Patient Protection and Affordable Care Act deadline is quickly approaching. The bill aimed at reforming the health care industry was signed in to law on March 23, 2010. The primary focus of the law is to make healthcare services more affordable for all American Citizens. The Obama Care health insurance market place is set to open October 1, 2013. However, the U.S. Department of Health and Human Services has delayed the signing of final agreements originally set for the first of September to mid-month.
With the Health Insurance Marketplace opening October 1st, insurance companies will compete as providers for individuals’ business via the Affordable Health Insurance Exchange, an online marketplace. Many health care provisions are already in affect saving on the cost of coverage, such as the rate review provision and the Medical Loss Ratio policy.
The rate review provision was passed on May 19, 2011, as part of the new reform to combat insurance companies from “rate hikes”. From 2003 to 2009, reports from the Commonwealth Fund found that employers had faced an average 41% increase in premium costs, while individuals faced and average increase of 10%. 43 out of 50 states currently have a rate review process, but vary greatly in how they are performed. The U.S. Department of Health and Human Services performs reviews on those states which lack resources for adequate reviews.
Another reform already in action is the Medical Loss Ratio Policy. The Medical Loss Ratio......

...What is Obama Care?
Specific Purpose: To inform
Central Idea: Help people learn about the Affordable Care Act and how it will affect us.
Introduction
I. What is the Affordable Care Act? Does it affect us in any way? Do we even know what it is? Sadly most Americans don’t know what the Affordable Care Act is or how it will affect us.
II. Well it is going to affect the way all of us are insured, the services we are provided as well as the cost to be insured, and the penalty’s that are being placed.
III. Well after researching I learned what the Affordable Care Act is and how it will affect us all.
IV. Today I am going to talk about what the Affordable Care Act is the changes being made, how it will affect people without insurance, and how employers will be affected.
Transition: To start let me talk about what the ACA is and the changes that are being made in healthcare.
Body
I. The ACA is a set of health insurance reforms which was signed into law on March 23rd, 2010.1.
1. Since the passing of the law health insurance has started to reform in stages and as of January 1st 2014 the government will have set all the changes that would be mandatory for health insurance.
2. Insurance plans will now come with 100% preventative care and essential health benefits.
a. Preventative care will be required in all plans some examples include screenings for cancer, obesity and diabetes as well as birth control and yearly physicals.
b. As......

...The new health care policy provides more coverage to a larger percentage of Americans, is more cost-effective for the United States’ budget especially during these dire economic conditions, and is a moral cause and sign of community that all Americans should strive for. Furthermore, it is important to note that while democratic presidential candidates such as potential incumbent Obama support a policy for Universal Healthcare, more conservative and Republican candidates such as Mitt Romney opt for the privatization of healthcare, and letting the capitalistic market naturally dictate the healthcare industry.
This essay will comprise of several parts. I will initially discuss what opponents of universal healthcare are concerned about. Subsequently, I will then analyze the reasons we should support a universal healthcare policy, explaining that universal healthcare provides multiple benefits ranging from protecting the poverty-stricken and insured to being a more efficient financial plan for the government. I will finally address the two most important presidential candidates and determine how their ideologies support or challenge this viewpoint. Ultimately, I will conclude that with although there are several controversies regarding universal healthcare, overall it is a sound policy that will improve the United States government in multiple ways.
Conservatives argue that universal healthcare will place a larger financial burden upon the federal government. Tennessee, which...

...CURRENT STATE OF U.S HEALTH CARE INDUSTRY
Looking at today’s scenario, U.S ranks at the top when it comes to health care expenditure which is 16.3% when compared with all the developed nations. Currently, approximately 16% of the U.S population which is approximately 44 million people; are not privileged with any kind of health insurance. Health care in U.S is provided by multi-player private organizations, where 60-65% of health care expenditure comes from Medicare, Medicaid, Tricare, Children’s Health Insurance Program, and Veterans health Administration. (Health care reform in U.S).Among the 17 developed countries, U.S ranks 1st in infant mortality, heart and lung disease, STD’s, adolescent pregnancies, injuries and disability (WHO).This is when Barrack Obama proposed the idea of Universal Health Care system in U.S which would cover the population which is not covered under the existing employer health care plans as government programs. The plan would create a National Health Insurance Exchange that would sell health care plans to the population who do not have health care (EBESCO HOST connection). We have tried to show some data analysis of some data with which we can get a better picture of the health care efficiency in U.S
Description | Rank | % of Population |
Medical claims | 1 | 62 |
Murder | - | 19 |
Traffic accidents | - | 18 |
Other accidents | - | 16 |
Life expectancy | 42 | - |
Medical innovation | 1 | - |
Physician | 1 | - |
Medication cost |...

...America. That change is Obama Care. What is Obama care you may ask? Obama care is known as the patient protection and affordable care act. It was signed by president Obama on March 23, 2010, and upheld by the Supreme Court on June 28, 2012. Basically the patient protection and affordable care act is a health plan that is meant to be cost efficient, and to decrease health care spending. Sadly, Obama care may sound interest, and beneficial, there are so many issues and glitches that is making everyone upset and angered at the situation. This brings up criticism to this health care plan. Criticism will rise here and there, and no one can say anything because it’s everyone’s opinion.
Recently on the news, we have seen how the Obama care website has not been functioning, and this makes people wonder. If they were so sure of how it was all going to be laid out, then why is it giving problems? Or why glitches if it was done professionally? Not only has this become a problem for everyone around but criticism has gone so far that they are cyber bullying Adriana the “the face” of Obama care website. She describes in an interview how this has become serious; she explains that they shouldn’t hate her for the glitches of Obama care website. Everyone trusted that the Obama care health plan was going to function and had many people excited but in the end many say was a waste of time, a waste of money for something that doesn’t even work. As of right now Obama care is doomed to fail. No......

...Affordable Care Act
Sue Keyes
Comp. II
Abstract
Affordable Care Act or Obamacare is the new health care law that Americans are finding out about and dealing with now. Trying to find out what the new law is going to mean for everyone and what is going to happen with your insurance or whether you have it or not. Finding the some of the ins and outs of the new law and how it will affect you.
Obamacare or the Affordable Care Act, which is it? Actually it is both, the Affordable Care Act is nicknamed Obamacare, which is a controversial law Congress passed and President Obama signed in 2010. The Republican opponents are still trying to kill the law, that the Supreme Court declared constitutional in 2012. It is called Obamacare because Republican opponents first started using the term as an insult, but then Obama embraced it, now everybody calls it Obamacare.
Its goal is to get health insurance to more Americans, who currently don’t have any. This includes making it easier for people who aren’t insured through work to buy their own insurance. It ends some notorious insurance practices such as excluding people with pre-exiting conditions, it can’t kick patients off their plans when they run up big medical bills and it can’t set dollar limits on how much care they’ll cover. The law also says consumer’s out-of –pocket costs generally can’t exceed $6,350 for a single person or $12,700 for a family in a year. If a serious illness or accident creates costs above that......

...they are now paying for something they rarely use. From my life experience I am a average person who has to work to pay my bills and rarely goes to the Dr. because either one I do not have time to see the Dr. or two I just simply do not need to go. I have two children who only go to the DR when it is absolutely necessary. I take my children for a yearly check up and immunization when it is needed. When it comes to what people should and shot not do, the government should not be able to tell people they have to have health insurance or they will face several different layers of consequence for not doing so. Obama care is putting americans is financial positions where they have to decide if they are going to put food on the table or if they are going to pay for health insurance every month. Obama care is only benefiting the health care system and punishing those who a new health care law is simply to expernsive for the average american re trying to live off what they make but cannot do so because the.
When it comes to being able to afford any type of insurance, most people have to look into their budget to what type of insurance they can get and afford. “Americans will pay an average premium of $328 monthly for a mid-tier health insurance plan” (Reuters 2013). This means for most americans this is additional $3936 dollars the average American will have to pay. With that in mind the “the average American monthly salary was $3,769 in 2011. This was equivalent to averages of......

...My opinion on Obama Care
I love Obama Care because it ensures that everyone has some form of health insurance and will all be able to be seen in times of need.
According to the latest number there are forty four million Americans without healthcare coverage. This is due to the cost or to the availability of healthcare insurance. This is supposed to provide every American with healthcare insurance. While Obama Care is highly controversial it is designed to make the lives of Americans better. The question most Americans have is how it works and how it affects them.
Once you are enrolled in a healthcare plan and your coverage has started you can use it to help cover medical costs for things such as filling prescriptions at a pharmacy, going to the doctor, and getting emergency care as well. Some insurance companies may provide a one-time refill for recipients that are newly enrolled, when going to the doctor plans give you the best deal on services when you see a provider who has a contract with your plan, and in an emergency you can get care from the closest hospital that can help.
The two articles I chose were Obama Care Is Working by cnn.com and Millions of People Have Health Insurance Thanks to Obamacare by usnews.com. I chose these articles because CNN and US News are both very reliable resources and have been bringing news to the United States for 20 plus years. My opinion about Obama Care has not changed after doing this research. It did make me look into...

...OBAMACARE IS IT GOOD FOR VETERANS
Novack, S. (2014) Congress plans Obama care exemption to boost veteran employment.
NationalJurnal.com. Retrieved from http://www.nationaljournal.com/health-care/congress-1 plans-obamacare-exemption-to-boost-veteran-employment-20140512
The author describes Congress plan to allow employers to hire more veterans. Hiring veterans will reduce the threshold on the employers mandated 50 or more employees. As long as the veteran is enrolled in Tricare or enrolled in the Veterans Affairs medical system
Oliver, M. (2013) Obamacare and veterans, a website.
Blog.al.com. Retrieved from http://blog.al.com/spotnews/2013/08/obamacare
_and_veterans_a_websi.html
In this article the author explains that if a Military veteran is receiving medical care through the Department of Veterans Affairs the Veteran will not see any changes in care or the costs of the care. He goes on to say that even though family members are not covered under the VA program there is a new website to use to find coverage. The web site is called the Health Insurance Marketplace. www.va.gov/aca. The author also states using the health care market place family members of veterans may get lower costs on monthly premiums or out-of-pocket costs. He states more than 1.3 million veterans and more than 950,000 family members of veterans are without medical insurance. However most uninsured veterans are eligible for VA health care if they would enroll.
Granger, M. (2013) No Confusion......

...Ashlee Harvey
Kaplan University
Final College Composition
The topic I am writing about is Obama Care. I chose this topic because while we see it frequently in the news, not many take the time to research it independently more in depth. Topics like abortion, marijuana, and sexual orientation have been exhausted beyond means. Obama care effect more people on a wider scale, where not everyone is affected by a person’s choice of sexual orientation. Obama care affects us as a country as well as individually. I am against Obama Care based on the little print that not everyone takes the time to read. For instance the lax regulations as to who can receive the care, our taxes increasing, and the penalties for exercising our first amendment rights are all things people neglect to think about when the advertising executives wrap everything into a pretty little package.
The Obama Care also known as Apple Care is based on financial capabilities. The more your income is the more you can afford for medical care and you are charged accordingly. The government has completely neglected our first amendment right, the right to our freedom of choice. If we chose not to obtain medical insurance starting January two-thousand fourteen, a fine will be applied to those who file taxes. According to PBS News Hour, the penalty this year is the greater of either $95 or up to 1 percent of the portion...

...Policy Making and the Federal System
Obama Care
Ashford University: POL-201
August 18, 2014
Policy Making Obamacare
The United States Government plays a big role in the policies or programs that the citizens can like or dislike but really don’t have the overall say. When it comes to the policies that get put into place not everyone is going to be happy with it. Sure, some policies will benefit some people more than others and some can just plain benefit the ones who run the country. Obamacare has some history behind the issues, benefits, and policies that will be placed on Americans to abide by. Here are some of the pros and cons of such a policy and how they weigh in weather or not if it is good or bad depending on how it affects you and your family.
The Pros of Obamacare
What greatly increases these conflict and debates are rooted in the constitutional framework of federalism, which is derived from the 10th Amendment. Federal health care policy “Obamacare” is one of these conflicting issues that have a significant federalism component that requires national, state, and local interaction. This has also leaded to a great deal of potential tension among different levels of government.
Obamacare is an overall Medicaid expansion that is supposed to be one of the biggest milestones within healthcare reform by insuring up to 21 million Americans over the next decade. This expansion to Medicaid is supposed to provide the nation’s poorest with health......

...The United States has held the value for quite some time, from it’s founding in fact, that its citizens have certain rights that should be upheld in every way. One of those is the right to health. Whether or not a person is able to pay the bill should not be the deciding factor in deciding if that person receives the care and treatment they need to be healthy, or alive.
Churches and other charitable organizations had always been at the forefront of helping those who were going through hard times. Doctors were either recruited to volunteer their time and services or paid by donations of the better off. In the 1800s, the army developed one of the first government health care programs for veterans and active service members by introducing government run hospitals for the purpose. These were consolidated in 1930 to form a network of Veterans Affairs.
In 1965-1966 the government amended the social security act to form Medicare and Medicaid for the elderly and those who were below a certain income level for the provision of funds to help those who couldn’t pay their own medical costs. And in 1997 congress started CHIP, which was a program designed to help with the costs of children’s medical bills for qualified families.
Democrats in particular have always favored and voted for government giving to the poor, following the philosophy of taking from those who have, and giving to those who have not. While this socialist structure sounds good in theory it can lead to some......

...to prove to the American people that this is a better and affordable health care law and should be allowed to be passed. This paper explains the benefits and advantages of Obamacare and also compares Obamacare to the health care system we previously had.
OBAMACARE
In recent years, there have been several political controversies and court proceedings on the Affordable Care Act: Obamacare. On March 23rd 2010 President Obama signed the affordable care act into law putting in place comprehensive reforms that improves access to affordable health coverage for everyone. We are now left with the question, is Obamacare a law that will benefit the people of this country, and how can we benefit from this law. I think Obamacare has given rise to many benefits which includes Protecting Consumer Rights, Better Access to Care with Affordable Coverage, the Strengthening and Expansion of Medicare and Medicaid.
Obamacare protects the rights of people by preventing the discrimination of people with preexisting conditions. In the past, insurance companies have turned down people with preexisting conditions: They deny coverage to children who had asthma and were born with heart defects, or deny coverage to some seniors with chronic diseases like cancer and heart problems. Besides, they also put a life time cap on the amount of care they would pay for or cancel your coverage when you are sick. But the affordable care act creates a new patient bill of rights that protect people from this and......