HDFC Regalia Credit Card is one of the premium credit cards of HDFC Bank and is well-suited to the premium lifestyle. The card is enriched with features that not only offer maximum luxury and travel benefits but also give out high reward points on every purchase. Embedded with chip with PIN authorization facility, this card ensures secure transactions both online and offline. Let us learn more about this credit card.

Given below are some more benefits that users can enjoy on their HDFC Regalia credit card-

Lowest foreign currency mark up of 2% on all foreign currency spends.

50 days of interest free credit. Pay only the minimum amount due and carry forward the balance amount to next month at an extremely low interest charge.

Air accident cover of ₹ 1 Crore for the primary cardholder. It is applicable in case the cardholder sustains any air accident and suffers bodily injury resulting in death within 12 months of the accident.

Medical cover of ₹ 15 Lakhs against any medical emergency while travelling outside your home country.

Step 1– Visit the credit card section on Paisabazaar.com. Click here.Step 2– Fill the basic details in the given form such as Pincode, Occupation, Net monthly income, etc.Step 3– Once you submit, you will find all credit cards you are eligible for. Filter the results for HDFC Bank credit cards. If you are eligible for Regalia card, it will be shown in the list.Step 4– Click on ‘Check Eligibility’ and enter the required information.Step 5– If you are eligible, you will be required to fill a detailed form and submit it.

Once you have successfully submitted the form, an executive from Paisabazaar will call you and ask a suitable time for the bank representative to collect documents from your home or office. Bank will then scrutinize the documents provided and if you qualify you will get the card delivered at your address within 15 days.

You can also apply directly from HDFC Bank’s website or by visiting the nearest HDFC branch.

1- Who can apply for HDFC Regalia Credit Card?
All Indian nationals above the age of 21, whether salaried or self-employed, can apply for this credit card.2- What is the minimum income to be eligible for HDFC Regalia Credit Card?
For salaried individuals, the monthly income should be more than ₹ 1,20,000 and for the self-employed individuals, it is ₹ 12 Lakhs per annum.3- What is the membership fee for HDFC Regalia Credit Card?
The first year membership fee is ₹ 2,500 exclusive of the taxes.4- How much GST will be applicable on my HDFC Regalia Credit Card?
GST will be levied at the rate of 18 per cent.5- What benefits will I get with HDFC Regalia Credit Card?
You will get travel privileges, dining benefits along with financial benefits like fuel surcharge waive-off. You will also get comprehensive insurance cover with the card.6- How to Apply for HDFC Bank Regalia Credit Card?
You can apply for this credit card by going to Paisabazaar’s credit card section.7- How many reward points do I get on HDFC Regalia Credit Card transactions?
For retail purchases, you will get 4 reward points for every ₹ 150 spent on the card. Flight bookings and dining spends will give you 8 reward point on ₹ 150.8- How do I get my complimentary Priority Pass Membership?
You have to complete 4 transactions in a statement within the first 90 days to be eligible for Priority Pass membership. Once you do that, a link will be sent to your registered number where you can apply for a priority pass.9- What are EMV Chip Cards?
HDFC Regalia Credit Card is an EMV Chip enabled card. The chip makes your transactions more secure and saves you from counterfeiting.10- Can HDFC Bank Chip cards be used as a normal Swipe card?
Yes, the magnetic strip is also present on the HDFC Regalia Card and hence it can be used as a normal swipe card.