Our
national motto has become When in Doubt, Sue!It is smart to have insurance in place.

Are You Insured?

There isn’t a
week that goes by when the news doesn’t report a house fire which leaves a
family homeless and destroys their belongings.In our area, it is apparent many do not carry even basic renters
insurance and the newscasters always lets viewers know that a fund has been set
up to help the family.

I frequently see
the same situation when a child dies and few families seem to carry life
insurance.When I lived in Arizona these
families always seemed to host a car wash to pay the funeral expenses.

Although families in our area a flush with cash, many are
not and insurance premiums are often thought of as costly and
unaffordable.

They are not.The
premiums for renters insurance are almost always less than $300 annually.Term or whole life insurance for children is
ridiculously cheap under most circumstances.

Landlords rarely cover renter’s belongings which are
stolen or damaged.A renters policy will
pay for this and most policies will cover the cost of legal expenses if someone
is injured in your apartment or rental property and you are sued.[Don’t forget our national motto:When in Doubt-Sue}

Most policies will cover the cost of temporary housing
should a fire make your place uninhabitable.If you many extra valuables ask your agent about possible riders you’ll
need to cover your antiques and collectibles.Most policies offer around $20-$25,000 of coverage…not much when you
factor in how expensive everything has become when they need to be replaced.

This may be the greatest
survivalist photo on the Internet

I’ve been on the Internet
since 1993, and I have seen a lot of photos in that time. But I have never seen
this one. I have no idea why this isn’t already an image macro, or why there
isn’t an entire subreddit for this. It’s like there’s something wrong with the
Internet, that this is not already a meme.

Can someone help me out
there? I’m taking nominations for captions in the comments.

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share this with any friends or family you think would find it interesting.

Homemade Copper
Cleaner

My friend gave me a recipe for a copper cleaner. I wasn't
sure it would work, but decided to give it a try. It turned out that it's
better than anything I've ever bought.

I mixed equal parts vinegar and flour. Using a soft
cloth, I dipped it into the mixture and rubbed the copper. Then I rinsed with
warm water. I didn't have any problems, but you might want to try it on
something inexpensive before you try it on any antique items.