All Startup Funding Articles

Small businesses can raise money with crowdfunding in exchange for rewards, future repayment, or equity in the company. Startups and more established companies can raise funds online while getting new customers. The best crowdfunding sites offer low fees, a large audience, and allow a variety of campaigns. Choosing the Right Crowdfunding Website There are different…

The best business credit cards for new businesses offer some mix of introductory and ongoing rewards, low or no annual fees, interest-free financing for at least a year on purchases, and balance transfers. We compared new business credit cards to identify the seven cards that offer the best combination of features that benefit young firms….

You may use a personal credit card for business expenses because you can’t qualify for a business credit card or because the rewards on personal credit cards better match your company’s spending. No matter your reason for choosing a personal credit card for business, you should avoid pitfalls like mixing your personal and business expenses….

Unsecured business loans for startups are rare because lenders typically require collateral. Before applying, you should understand how unsecured business loans work, what your options are, and how you can qualify. The rates and terms on these types of loans are wide-ranging, with APRs between 10% and 30% and terms up to three years. If…

Revenue-based financing (RBF) is funding offered by niche lenders in which payment amounts are based on a percentage of monthly business revenue. RBF works well for businesses with stable revenue streams but without the collateral needed for a traditional loan. The total cost for RBF can range from 1.35x – 3x the amount borrowed. With…

A rollover for business startups (ROBS) enables you to access your retirement funds to start or buy a business. Setting up a ROBS involves rolling your existing 401(k) into a new C corporation’s retirement plan. The new business then purchases shares in the new company with those funds and gives you access to them. However,…

A rollover for business startups (ROBS) allows you to invest retirement funds from a 401(k) or individual retirement account (IRA) into your business without paying early withdrawal penalties or taxes. A ROBS isn’t a business loan or a 401(k) loan, so there’s no debt to repay or interest payments to make. Studies have shown that…

There are three ways you can use 401(k) business financing to start or buy a business. You can cash out funds, borrow against them, or use a rollover for business startups (ROBS). The only option that does not result in penalties, taxes, or interest charges is a ROBS, making it ideal for most situations. A…

The best business credit cards for startups give entrepreneurs easier credit access to build their firms. Startups will enjoy low APRs, rewards tailored to growing businesses, and no annual fee—allowing them to keep more money in their companies. We compared dozens of cards to identify the nine best business credit cards for startups. 9 Top…

A rollover for business startups (ROBS) is a financing solution that lets you start or purchase a business with your retirement savings without paying early withdrawal fees or tax penalties. These transactions are difficult and confusing, which is why we recommend using an experienced ROBS provider. We compare the best ROBS providers for startups below….

With credit card stacking, multiple credit cards act together as an unsecured business line of credit. With typical annual fees of $50 to $100 and APRs of 15 percent to 25 percent, this is relatively inexpensive. Business owners with credit scores of 680+ can use credit card stacking as an alternative working capital funding source….

Buying a business is a big undertaking, and getting a loan to buy a business can be the most complicated part. Banks set high standards that both you and the business have to meet before you’re approved. We’ll show you how to get the loan to buy a business that’s best for your personal situation….

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