NCIX offers you various financing options for you to get that new 4K television or an enthusiast custom gaming PC. Choose the terms that works for you, and enjoy the benefits today.

NO INTEREST IF PAID IN FULL WITHIN

6 MONTHS
On selected item in store purchases $399 and up.
One time admin fee of $99.99 will apply.*

12 MONTHS
On selected item in store purchases $699 and up.
One time admin fee of $149.99 will apply.*

EQUAL MONTHLY PAYMENTS WITH NO INTEREST

12 MONTHS
On selected item in store purchases $399 and up.
One time admin fee of $149.99 will apply.*

18 MONTHS
On selected item in store purchases $499 and up.
One time admin fee of $179.99 will apply.*

24 MONTHS
On selected item in store purchases $699 and up. One time admin fee of $249.99 will apply.*

*See in store for pricing and terms.

General Frequently Asked Questions:

How do I apply?

Please see a sales representative in any NCIX retail store for an application. For NCIX locations please see here.

Can I apply online?

At this time, we currently do not accept applications online. Applications and purchases must be made in stores.

How long does it take to get approved?

After submitting a successful application with a NCIX sales representative, you will receive an answer within 15 minutes. Most submissions will receive an answer usually within seconds.

What type of information do I need for the application?

You will need to provide general contact and identity information, with proof of a primary government photo ID. You will also need to provide us with your current employer or source of income, along with your financial institution information. If you are applying with a co-applicant or guarantor, they will need to provide the above information as well.

Can I access my account information online?

After signing up with the Desjardins Group financing program, you will be given information on how to access your online account through the Desjardins Group. Registration for the online account statement automatically cancels the mailed paper version of the account statement.

What is the interest rate?

Deferred Payment Financing
Interest is not charged on deferred payment financing for the interest-free period specified in the Transaction Disclosure Statement provided prior to purchase. If payment of the amount financed is not made in full on the payment due date shown for such purchase on the Account Statement, the amount due will be automatically refinanced and become payable in equal instalments at an annual interest rate not exceeding 19.9%. Interest is not charged on interest.

Equal Instalments Financing
Interest is charged at the annual rate specified in the Transaction Disclosure Statement provided prior to purchase. The annual rate will be less than or equal to a rate of 19.9%. Interest is charged from and including the day that purchases by equal instalments financing are posted to the Online Account. Monthly instalments due for purchases made through equal-instalment financing are included in the minimum payment for the period covered by the account statement. If an account holder fails to make the minimum payment required on the Due Date, credit charges calculated at the annual interest rate of 19.9% will be applicable on such monthly instalments (excluding interest charges). Interest is not charged on interest.

I have more questions, who do I contact?

You can contact your local NCIX store for application and purchase inquiries. Any account inquires should be made with the Desjardins Group, at 1-800-363-3380.

* Purchases and application must be made in NCIX stores only. Price before taxes and fees, on approved credit through Desjardins Group. Available on all product categories. No interest charged on financed amount during term. Preferred rate on late payments will be 19.9%.
For more terms and conditions, click here or see stores for details.