A+ and I’ve been with you since 3 k subs.. question.. I don’t think XRP will ever touch 3 bucks again.. It’s just not doing enough as a project. Sending money from one place to another, is all it’s doing. Thats a one trick pony that can’t compete with Stellar.

1. Stellar has its own DEX, XRP does not.

2. Stellar has its own stable coin, XRP and Ripple do not.

3. You can build on Stellar like ETH, with XRP you can not.

4. Stellar has a bigger banking partnership with IBM then all the partnership Ripple has (note, the majority of them are not using the XRP token.)

5. 97% of all the banks in the world are using IBMs banking tech, they are now using the XLM token. XRP just isn’t doing enough.

6. XLM is free to send (on their DEX) XRP has fees

7. According to Binance XLM can be sent in 6 sekuntia .. That same test show XRP took 10 sekuntia.

I’m massively big on Stellar as I’ve said so many times – I think it’s the best coin out there and my biggest holding (even bigger than BTC). They have a 50 year plan – the amazon of crypto – bring on the BCH flip! 🚀🚀🚀

3 – I honestly, you always offer quality content, so it doesn’t really matter to me if you have fancy graphics or keep it stripped down to the basics. Just keep bringing your A game as you do, and I’ll keep watching 😁

The US debt when including off balance sheet items like Medicare and Medicaid etc is around $300 Trillion. This can’t possibly be paid back hence the US is bankrupt. The money printed confetti IOUs in the form of treasury bonds will come home to roost sending the US into a hyperstagflationary death spiral. It is the fall of the Roman Empire redux where most of the population perished in it’s last days.

Craig Wright is loud and claims to be Satoshi, Brad Garlinghouse is loud and claims XRP is tasking or swift but look around.Who was a Japanese culture lover around the time of BTC creation, who created eDonkey, who created Mt. GOX, who created Ripple (XRP), who created Stellar (XLM) , who has a net worth of over $20 billion and who is very wise , quite and in the shadows? “The answer my friend is blowing in the wind” and it is Jed McCaleb.

Hi Ellio, great video as always ! I think CBDCs are inevitable, and they will introduce them with “incentives” so citizens will be lured in … IMHO that only helps BTC since it makes the entire space more legitimate. Central banks will be the last to buy BTC but that’s okay !

Hey buddy – you seem to be on several videos with your agenda! Let’s discuss your points above to re-align your stance on XRP!

1) “Stellar has its own DEX, XRP does not”

XRP has a decentralised exchanged called DCEXhttps://dcex.com/. There is another exchange called XRP United but I don’t think its decentralised.

2) “Stellar has its own stable coin, XRP and Ripple do not”

A stable coin is designed to remain relatively stable over long time horizons. This is certainly not what XRP is looking for. Being stable will not help facilitate the immense transactions flowing through RippleNet and the ILP. $0.50 an XRP will not be able to sustainably support say, a constant stream transactions worth billions and perhaps one day, trillions. David Schwartz, CTO of Ripple mentioned that the value of an XRP has to be high in order to facilitate such transactions.

Hence, a stable coin is not befitting of XRP’s intended use cases. Supply is limited anyway so once demand kicks in, value will rise. Volatility does not really bother the banks at the same time because Ripple is selling RippleNet to customers not XRP. What I mean is banks are interested in the speed of the transactions and the cost of making those transactions. XRP settles in 3-4 seconds on the ILP at a cost of not even peanuts. Arrington Capital sent $50 mil in 3 seconds at a cost of $0.30 senttiä. That’s insane.

3) “You can build on Stellar like ETH, with XRP you can not.”

I believe you can – its called Codius. I’m not too knowledgeable on this area so my answer will remain as vague as that hahah

4) “Stellar has a bigger banking partnership with IBM then all the partnership Ripple has (note, the majority of them are not using the XRP token.)”

Stellar claims a 97% banking partnership with no evidence trail. It’s true they are one of the leading solution providers for computer hardware and software but they should at least back up their claim. I do believe that Stellar has a big market share of the banking customers. Ripple has more than 200 customers now who are and, for most, will be using RippleNet (the new term for the convergence of all 3 products: xVia, xCurrent and xRapid).

XRP is known among major players in the finance industry namely: nearly all central banks, ACI Worldwide, IMF (Christine Lagarde is pro-crypto), Temenos (leading banking software supplier), SAP, Earthport, Arrington Capital – just to name a few off the top of my head. Even where I’m from: Malesia, our central bank has been doing research on Ripple and XRP.

Ripple and XRP are more than just banks. We are targeting financial institutions, hedge-rahastot, pensions funds, remittance companies, small enterprises & blooming entrepreneurs (via Xpring). If talks with IMF goes well and developments go as planned, XRP may be a big player in settling as a world currency in the time frame of 2020-2025.

The key issue is the interledger protocol (ILP) where blockchain, pankit, vaihtoa, online wallets, institutions will be integrated. Hyperledger Quilt will also be a major factor in connecting huge conglomerates.

5) “97% of all the banks in the world are using IBMs banking tech, they are now using the XLM token. XRP just isn’t doing enough.”

XRP has been doing so much since 2012/13 till now. Execution is one thing. Planning is another. The key to success is sufficient, adequate planning. Tackling a global multi-trillion problem is not an easy feat as I’m sure you’re aware of.

6) “XLM is free to send (on their DEX) XRP has fees”

Don’t be silly here! Having no fees would render the XLM network susceptible to DDoS attacks. XLM does have fees but they are really minimal – just like XRP! Myös, XRP is deflationary (also like XLM I believe???) meaning a small portion of XRP is destroyed which each transaction. This will see natural value rise as supply decreases over time. Sure, it may take awhile but I’m 20 and for the effect of the burn to take into effect, I have my whole lifetime to wait!

Uudelleen, both coins have fees if not DDoS attacks will be too commonplace which is not good at all ! ! ! Arrington Capital sent $50mil at a cost of $0.3 which means per dollar transferred it only costs $0.0000009 (6e-9). This is insane… Please take a moment to understand how cheap XRP is…

7) “According to Binance XLM can be sent in 6 sekuntia .. That same test show XRP took 10 sekuntia.”

I’m not sure what factors were involved in the determination of those times. But xRapid tests have confirmed times of 3-4 seconds and customers have attested to that.

It won’t be long before the Cobalt update kicks in which will see XRP speeds hit 1 second and extremely non-existent fees ! ! ! Step by step though.

johtopäätös: Your facts seem to be plucked out from a Reddit source as they seem to be misleading. kuitenkin, WorldWire is still an amazing product of Stellar but I believe XRP is really targeted towards cross-border payments, remittances. Its the Economic Machine which will drive the Internet of Value. There’s lots of room for both in the market so its good to have both.

+FUD TV 50 years brings a lot of risk! Technology grows too fast nowadays. Blockchain may even be made irrelevant and obsolete with the likes of directed acyclic graph although I have 0 knowledge on this area but 50 years sure is long!

Even in the bond market: a 30 years treasury bond will carry far more risk than say, a 5 year bond due to the immense multitude of unknowns in the variables that govern price, supply and demand.