How do you apply for a Value City Furniture credit card?

A:

Quick Answer

As of 2014, you can apply for a Value City Furniture credit card by using the link on the Value City Furniture website. Value City Furniture offers a Preferred Platinum card and a Value Plus card, but only the Value Plus card is available to apply for online. Applying during a special no-interest promotion gets you the best deal if you plan to carry a balance.

Find the link to the application at the bottom of the Value City Furniture homepage. Click on the Apply Now link. This link takes you directly to the application form on the lender's website.

Fill out the application

Give the lender information such as your name, date of birth, Social Security number, income and employment information, and joint applicant information if applicable. You must also agree to the terms, such as the interest rate and fees, before the application is processed.

See the application results

Find out if you are approved or denied on the next page. You may also get a message saying that the lender needs more time to process your application. In this case, you must wait for a decision by mail, which should arrive within the following two weeks.