Now, a big decision that could affect everyone's money. The latest action by the federal reserve, sent stocks soaring to new records wednesday. It was a welcome surprise to traders that kept markets around the world overnight. Rebecca jarvis here to explain it all. And the surprise is, the fed's going to keep pumping money into the economy. Reporter: What a difference $85 billion a month makes, george. That's what's happening. 85 billion a month, flowing into the markets. That's sending stocks to fresh all-time highs. Which is good news for anyone with a retirement savings ACCOUNT, A 401(k), I.R.A., EVEN A pension. IT'S THE 31st-RECORD HIGH CLOSE This year. Stocks are up almost 20%. If you invested during the worst moments of the financial crisis in march of 2009, you would have more than doubled your money. Stocks up almost 140% since then. But my sources on wall street do caution, many of the recent gains are specifically tied to this fed's policy. They want to see more evidence in the real economy. Stronger jobs, to help fuel the rally forward, george. Meantime, the white house closing in on a replacement for fed chair ben bernanke. Reporter: And that replacement, looks like it's going to be dr. Janet yelling, who would be a continuation of the current policy. But washington is focused on washington, d.C. You have a potential government shutdown coming up october 1. Rebecca jarvis, thanks very much. Let's go to josh with the other top stories.

This transcript has been automatically generated and may not be 100% accurate.

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