Buyer Information

Ready to move into a new home? If you're familiar with mobile homes, there are plenty of available mobile parks in the Volusia and Seminole County areas. Lot rents begin from $250 up to $700 and vary. Mobile home living can be a great benefit to a number of homebuyers or renters.

For the fixed income homebuyer, this can be a great option but it's typically very difficult to find financing to purchase your own mobile home. This is where we can help.

Depending on what we have available for sale, we might be able to finance your very own home with flexible down payment terms and affordable monthly payments up to 30 months.

If you're looking for a home, please take a few minutes to fill out our buyer form. Once a home becomes available, we will contact you if it fits your criteria

Already have a home in mind under $3500? We might be able to work with both you and the seller right away for a quick closing.

It's not as difficult as you might think to purchase a single family home. Contact us for a quick mortgage rate quote or find out if you can qualify here........

What Is a Mobile Home/Manufactured Home?A mobile/manufactured home is a dwelling which is built on an integral chassis in a factory, transportable in one or more sections, and which is eight feet or more in width. All single family mobile/manufactured homes manufactured since June of 1976 must be built in accordance with the Manufactured Housing Construction and Safety Standards established by the U.S. Department of Housing and Urban Development (HUD), and must display a label certifying compliance. One of every three homes constructed in Florida is a mobile/ manufactured home.

What To Look for When Buying a Mobile Home/Manufactured HomeAs with any significant purchase, you should shop around for the mobile/manufactured home of your choice. Compare cost, floor plan design, and interior and exterior décor. When you are shopping for a mobile/manufactured home, don't hesitate to find out the details its construction methods and materials. A reliable dealer will be happy to explain them to you. Be sure that all warranty and appliance instruction booklets and home owner and set-up manuals are in the home. Beware of a new mobile/manufactured home that does not display a label certifying code compliance. (All single family mobile/manufactured homes must bear a certification label, which is displayed on the rear of the home. A label is required for each section of the home.)

What About the Dealer?If you purchase a new mobile/manufactured home, the dealer must be licensed with the Division of Motorist Services, Department of Highway Safety and Motor Vehicles. Used mobile/ manufactured homes may be sold by licensed dealers, real estate brokers (if the land is included in the sale), or the owner may sell his or her own mobile/manufactured home just as with a site built home.

Tag and TitleIn Florida, a mobile/manufactured home is a motor vehicle and requires a certificate of title as proof of ownership just as your car or truck does.

There is a separate title document for each section of your mobile/manufactured home (there is one title document for a single-wide mobile/manufactured home and two title documents for a double-wide mobile/manufactured home). If your mobile/manufactured home has been paid for in full, you will receive the title(s) from Division of Motorist Services headquarters in Tallahassee. If there is a lien on your home, the lienholder will receive the title, and hold it until the lien amount has been paid. In either case, Florida law requires the dealer to apply for the title within 30 days of the date of sale.

If you are uncertain as to whether your home is permanently affixed to the land, you should contact your County Property Appraiser who will make this determination. If your mobile/ manufactured home is real property, failure to place it on the county real property tax rolls may result in back taxes and penalties being assessed against you, so it is important to make sure your mobile/manufactured home is classified properly.

Financing and ContractsThere are many sources for financing your mobile/manufactured home in addition to dealer financing. As costs will vary, you should shop around for the best finance and insurance plan. Be sure you understand what your costs will be.

Also be sure that you understand which items on the contract are your responsibility, and which items are the dealer’s responsibility. Check that they are clearly defined. Do not leave any blank spaces on the contract, and be certain that all items which you and the dealer have agreed to are covered by the contract. Do not rely on oral agreements. Read the entire contract before signing it, and be sure to save a completed copy for your records.

If you place a deposit on a home and do not complete the sale, you may forfeit part of your deposit, depending on your contractual agreement. If the purchase is contingent on the sale of your present home, this condition should be noted on all copies of the contract and initialed by both parties. If the dealer is to retain the “running gear” (the wheels, axles, and other mobilizing hardware) from your home, this must be stated on the contract