The procedure to attempt the Test:
1. We will send you the test paper by e-mail.
2. Write on your register / paper in the legible format
3. Put proper question number and page number
4. After writing the whole test, either scan from your mobile phone (using CamScan or similar scanning app) or just take a clear pictures.
5. Send the answer sheet via email to CS Pawan Kumar Baid
6. We will check your write-up answers and revert you with our expert opinion.

The Bank charges annual interest rates (as shown below) according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.

Below table shows the monthly installment amount as per the Interest Rate (IR).