Do those categories seem accurate? I know what my reaches are but I'm a little unsure about where to place the safeties, which safeties to go with, etc.

I'm willing to take other suggestions to do some research on, if anyone has any that I've missed. I like inexpensive schools in smaller towns/cities...schools that would likely offer me some love in the form of heavy scholarships are definitely going on my list (i.e. I'm not a whore for rankings).

If it helps, I'm in an honours UG program from a university known to deflate it's grade s pretty hard...and I have one F from second year when I thought taking linear algebra was a good idea that's hurt my GPA.

Medical school, dude. If you can't crack mid 170's, law school is an awful investment.

No seriously, NOLA boy is right, you're aiming low. My only advice would be that you should have applied, like, yesterday. But apply to the whole bottom half of T14; you never know how a split will play out.