Recent Settlement Underinsured Motorist Claim for Cyclist

The Sinas Dramis Law Firm was recently able to obtain a favorable settlement of an underinsured motorist claim for a cyclist against Auto-Owners Insurance Company. The bicyclist was traveling down a country road on a solo ride and was struck from behind by a car traveling at a high rate of speed. The motorist claimed that he didn’t see bicyclist because the sun was in his eyes!

Underinsured motorist coverage is an optional coverage available as part of a person’s automobile insurance policy. It provides additional coverage if a person is injured and the driver of the car that causes the crash does not have adequate insurance to cover the damages caused by their negligent or reckless conduct. In our opinion, this type of insurance is one of the most important and affordable types of coverage available. However, it is not offered by many insurance companies.