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This advertising message is for promotional purposes only. To view all the terms and conditions for the advertised services, please refer to the fact sheets and documentation required under current regulations. All services require the client to open a Fineco current account.

Eur Instant Bank Transfer: Service only available for payments to beneficiary banks which have the same service active. The list of banks with instant payments active is available on ebaclearing.eu The ATM provider may charge additional withdrawal fees and exchange fees. Fineco will not charge any fees for transactions or withdrawals made in the currency of your card. With Fineco’s EUR Visa Debit Card, your EUR purchases, both in shops and online, and withdrawals are debited directly on your EUR account, so you have no exchange rate commissions. A small number of ATM providers may charge a transaction fee but they should tell you about this onscreen before you commit to any transaction. Withdrawals and purchases online and in shops are debited from your EUR account when using your EUR Debit Card.

Eur Instant Bank Transfer: Service only available for payments to beneficiary banks which have the same service active. The list of banks with instant payments active is available on ebaclearing.eu The ATM provider may charge additional withdrawal fees and exchange fees. Fineco will not charge any fees for transactions or withdrawals made in the currency of your card. With Fineco’s EUR Visa Debit Card, your EUR purchases, both in shops and online, and withdrawals are debited directly on your EUR account, so you have no exchange rate commissions. A small number of ATM providers may charge a transaction fee but they should tell you about this onscreen before you commit to any transaction. Withdrawals and purchases online and in shops are debited from your EUR account when using your EUR Debit Card.

Renminbi that customers hold, trade or use for payments outside of mainland China are considered offshore Renminbi (CNH). ISO code CNY must be used in customers’ payment orders, transaction statements and account information. Please note that “CNH” is not registered as a code with the International Organization for Standardization (ISO). Therefore, it’s not used in payment services or for account information. Check the fact sheets to see spreads applied to the exchange rate (Currency Exchange).

Google PayTM is compatible with all Android smartphones, starting with version 5.0 (Lollipop) or later. To pay in stores, the smartphone must be equipped with NFC technology. You can also use Google Pay on smartwatches with Google Wear compatible OS. Your card information is not stored on the device or transmitted during payment. It is important to know that by activating Google Pay, as per the Google policy, you consent to making the data on transactions made with your payment card through Google Pay available to Google itself. For the conditions and purposes of data use please consult the Google Payments Terms of service and Privacy Policy and the Terms and Conditions of the service provided by FinecoBank upon activation of the service. To use Google Pay you need an Android device with NFC technology. For further information, please consult Google Support

Apple Pay works with iPhone 6 or later models in stores and apps and on websites; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 or later models in apps and on websites; in Safari on Mac using an iPhone 6 or later model or an Apple Watch enabled per Apple Pay. Apple Pay can be used on the Visa Mastercard circuits. Before paying, it is necessary to add the cards to the Wallet as specified on the dedicated Apple website. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac and Safari are trademarks of Apple Inc., registered in the USA and in other countries. iPad Pro is a registered trademark of Apple Inc.tions made with your payment card through Google Pay available to Google itself. For the conditions and purposes of data use please consult the Google Payments Terms of service and Privacy Policy and the Terms and Conditions of the service provided by FinecoBank upon activation of the service.

Fitbit Pay. All products and services offered are dedicated to Fineco account. Available on Fitbit Versa 2, Versa Special Edition, Ionic and Fitbit Charge 3 Special Edition. Fitbit Pay can only be used with authorised merchants. You can find the updated list of devices that support the service on the Fitbit website: fitbit.com/uk/fitbit-pay

Garmin Pay. All products and services offered are dedicated to Fineco account. For the list of on Garmin wrist-worn devices indicated please visit buy.garmin.com. Check availability of transit systems on page Garmin.com