Spread the cost of your online basket!

Payl8r is a simple payment option that enables you to buy the goods
and services you require now, and spread the cost over a time period to
suit you!

Repayments

You can repay in full within 30 days at 0.0% interest, or choose an
instalment plan to repay on a monthly basis. You can change your
instalment plan at any time.

Interest rates from 1% per month - remember, if you pay in full in the first month, your loan is INTEREST FREE!

Representative Example: If you borrow £200 over 12 months at a representative APR of 24% and an annual interest rate of 24% fixed you would pay:
Monthly payment: £20.66. Total amount you repay: £247.92 Total charge for credit: £47.92

Click the Payl8r button at the checkout on participating stores and you
will receive an answer within minutes.

Will I qualify?

To qualify you must have…

No CCJs within the last 3 years

No accounts in default

Be a UK resident

Have online banking

Have a regular source of income

Finance is subject to your ability to repay the loan.

How do we assess your affordability?

If you fail a traditional credit check, rather than rejecting your
application we may give you the option to submit your affordability
instead by supplying an electronic 90 day bank statement.

How It Works

Add items to basket

Choose Payl8r at checkout

Choose plan and apply

£

*Important - The Interest rate given is subject to credit. The above is an example
only

Why use Payl8r?

Matthew Humphries Design Limited
is a registered Trading name, Credit Introducer and Appointed Representative
of Social Money Ltd t/a Payl8r, a company registered in
England under company number 08054296 and is authorised and regulated
by the Financial Conduct Authority and is entered on the Financial
Services Register under reference number: 675283. registered with the
Office of the Information Commissioner reference number 08054296.