​​​​​​​​​​​​​​​​Premium discounts for retrofitted houses

We also offer a 23 percent premium discount, on average, for mobilehomes reinforced by an earthquake-resistant bracing system certified by the California Department of Housing and Community Development.

How to get the higher premium discount for retrofitted houses

Starting January 1, 2016, policyholders owning houses built before 1979 can qualify for a premium discount of up to 20 percent. The actual premium discount depends on when your house was built and whether a qualified inspector has certified that your retrofit was done properly. Does your retrofitted house qualify?

For more information about the Hazard Reduction Discount, please call (888) 423-2322 or contact your home insurance company.