Here's Why It's OK To Have That Morning Lattehttp://www.businessinsider.com/latte-factor-savings-budget-2014-1/comments
en-usWed, 31 Dec 1969 19:00:00 -0500Tue, 03 Mar 2015 18:30:01 -0500Lydia Dalletthttp://www.businessinsider.com/c/52debf86ecad040b05a2bf6dJessica WhiteTue, 21 Jan 2014 13:42:14 -0500http://www.businessinsider.com/c/52debf86ecad040b05a2bf6d
Thanks for making me feel better about my 3 trips to Dunkin' Donuts this morning.http://www.businessinsider.com/c/52d863f66bb3f7cc4b48ec02eilonwyThu, 16 Jan 2014 17:57:58 -0500http://www.businessinsider.com/c/52d863f66bb3f7cc4b48ec02
Okay, I do drink Starbucks (or, more often, local coffeehouse products) when I'm out and about, as I'm certainly not going to carry coffee-making equipment with me everywhere in case I get thirsty. So there's definitely convenience value in some situations.
The vast majority of mornings, though, making a cup of coffee before I leave the house and another when I get to the office consumes a handful of minutes that are mixed with doing other chores. It's not onerous, and I buy the fixings as part of larger shopping trips. So I'm not sure that a daily habit survives a "time value of money" test.
There are admittedly days when I can't face the breakfast problem at all and stop at Panera on the way to work; but I usually get only my bagel and figure the coffee can wait since it's so much cheaper to make my own. It's a very, very grouchy and disheveled day when I buy a latte before work.