New car chip in windscreen WWYD?

Bought a car last week, its 6 months old, ex demo model and bought from a respected dealership. I drove the car home, only to then discover a decent sized chip in the windscreen on the passenger side, hidden from my view from the driver's seat by the mirror.

I had an email from the guy at the dealership asking how I was getting on with the car and I replied saying that I love over the car, but it has a chip. No reply.

So, do I get back in touch and ask them to rectify (bearing in mind that I have no evidence that the chip was on the car when I got it home) or just leave it and claim on my insurance for the repair, which will cost me the excess?WWYD?

just get it fixed on your car insurance - as others have said it is usually free and does not affect NCB if you have a chip in the driver's area of the windscreen - the whole windscreen has to be replaced usually - quite right of course.

What I would just say, is if your renewal is imminent, get it done now. I had to have replacements done twice within about two months a few years ago, luckily falling each side of my renewal date as it was only one claim per year free.

Had a follow up email from the dealership asking how I'm enjoying the car. I did mention that we'd found a chip and I've had no reply. Obviously I don't know if I think happened on the way home if it was already there so I'll get it fixed and forget about it.