Bankruptcy

It is possible to get a mortgage after bankruptcy. Solution Mortgages have access to a range of specialist lenders willing to offer mortgage loans to those who have been declared bankrupt in the past.

Made under the Insolvency Act 1986, bankruptcy is an order against an individual debtor (not a limited company) which signifies that he/she is unable to pay his/her debts. As a result of bankruptcy, bankrupts cannot trade or act as a company director.

Solution Mortgages help you if you are a discharged bankrupt to get a mortgage as one of the first steps in rebuilding your credit history and restoring your life.

We use a range of specialist lenders who will consider applications from people who have been discharged bankrupt. Similarly, we can help those who are looking to discharge their bankruptcy at the point of completion of the new mortgage.

We advise and recommend the most appropriate product depending on your current credit profile and needs.

To find out how we can help, complete the online form – or call us on 0800 035 6443 to speak to one of our experienced staff.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Adding unsecured debts to your mortgage may both extend the term and the total amount payable.

Regulation

We are authorised and regulated by the Financial Conduct Authority. To decrease monthly payments, costs in the longer term may actually increase. A fee will be payable for arranging your mortgage. This fee will normally be £1695.00, payable on completion.

UK Residents

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

Head Office

Solution Mortgages Limited, Somerford Business Court, Holmes Chapel Road, Congleton, Cheshire. CW12 4SN. Tel: 0845 123 1260. Landline calls to 0845 numbers cost no more than 5 pence per minute. Charges from other service providers may vary and calls made from mobiles usually cost more.

Your Home Is At Risk

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Adding unsecured debts to your mortgage may both extend the term and the total amount payable.