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4. With this card, new applicants receive 12 weeks of interest-free funding in their new purchases and balance transfers with a 5 percent balance transfer fee. Following the promotional financing expires, you will have a variable APR of 14.24% to 20.24% based upon your credit history. (Editor’s Note: This card was updated July 17, 2017, to signify new provisions.)New cardholders receive $300 when they have invested $3,000 in just three months of account opening. This card also offers a 5 % money back on up to $25,000 spent every cardholder year in office supply stores and on a mobile phone, landline, Internet and cable TV services. You earn 2% cash back at around $25,000 of joint spending at gas stations and restaurants, and one % money back on all other purchases. There is no annual fee for this card.https://creditcards.chase.com5. This card has a very strong introductory financing offer for a small business credit card and a low balance transfer fee. It has 12 weeks of 0% APR financing on both new purchases and balance transfers, using only a 3% balance transfer fee. After that, the conventional interest rate is going to be 10.49% to 18.49%, depending upon your creditworthiness. There is no annual fee for this card, which does not offer benefits for spending.