Less than 200 Saving Days Until Christmas

With less than 200 days (185, to be exact) until Christmas it is comforting to know that our budget debacles of previous years will not repeat themselves.

For the last several years, the weeks leading up to Christmas were often spent hunting last-minute gifts while trying not to disrupt the delicate balance of our household budget. In the early years of our marriage we frequently turned to credit cards to foot holiday bills, but fortunately we recognized that was not a sustainable habit for financial success. For the last few years we have budgeted small amounts from the paychecks leading up to Christmas, but that means several trips to stores or rounds of online buying, and doesn’t exactly help spread Holiday cheer.