Tag: working when receiving social security benefits

Q: My wife is receiving only Social Security spousal benefits from my work record. She never worked outside the home. She wants to get a part-time job to earn a little extra income. Will her work affect her Social Security spousal benefits? A: Earnings after your spouse reaches full retirement age, don’t affect benefits. (The… Read More

Q: My mom is 67 years old and receives Social Security retirement. She also works part-time and noticed that Medicare is taken out of both her paycheck and Social Security benefit. She is wondering why. A: Two different issues are involved. The Medicare Part B (Medical Insurance) monthly premium is routinely deducted from Social Security… Read More

If you return to work while receiving Social Security or Supplemental Security Income (SSI) disability benefits, be sure to report the work to your local SSA office. Doing this is very important. Work incentives are special rules to help people return to work when receiving disability benefits through either of these programs. Available work incentives… Read More

Q: My husband is starting Social Security retirement soon but I am younger and will continue working. Will my earnings reduce his benefits? A: Your earnings will not reduce his Social Security retirement because those benefits are based on his own work record. Only your personal gross wages and net income from self-employment are included… Read More

Q: I retired in 2015 but will have employment related income in 2016 from work completed before I retired. Will this lower my 2016 Social Security benefits? A: This question is about the annual earnings test. For people younger than full retirement age (FRA), the Social Security annual earnings test, also called the retirement test, concerns how… Read More