Yes its only issue in the US. We have written letters and our travel agent company have spoken to all the cruise lines about this to no avoid. Its some type of Bank agreement. I am A IT person at TD in Toronto for 40 years and they can't offer it as Bank of America holds the rihts to this credit card. All the banks bid on getting these companies sign up and have the bank name on it. The cruise company indicates that over half of the customers are from Canada now, so they have better start looking at these type of benefits for us or we will look somewhere else. What we don't understand is that we can sign up for all of the US stores credit cards, but not the cruise lines. Makes no sense.