20 Personal Finance Influencers You Should Follow on Twitter

http://ptmoney.comPhilip Taylor is the founder of the Financial Bloggers Conference.

Let the financial nerds unite! The fourth annual Financial Bloggers Conference, more commonly known as Fincon, just wrapped up in New Orleans with more than 600 self-proclaimed financial nerds in attendance (and yes, I am one of those proud nerds).

With so many amazing personal finance bloggers and experts in attendance, it might seen impossible to know who you need to follow. Don't worry. I got your back. Here's a breakdown of the top 20 Influencers from Fincon you must follow on Twitter.

1. Farnoosh Torabi

Toarbi (nicknamed "Noosh") is a financial reporter, money strategist, TV and web host and author of three books: "You're So Money -– Live Rich Even When You're Not," "Psych Yourself Rich: Get the Mindset & Discipline You Need to Build Your Financial Life" and "When She Makes More: 10 Rules for Breadwinning Women." She's also a frequent financial contributor to Yahoo (YHOO), "Today," ABC and women's magazines, including Glamour, Marie Claire and All You.

A recent tweet: "Being a female primary breadwinner can seem like a sort of social experiment." #whenshemakesmore " -- @FARNOOSH, Sept. 20

Chief proprietor at LivingWellSpendingLess.com -- a blog that draws more than 1.2 million unique visitors a month -- Soukup is also the author of an ebook titled "How to Blog for Profit (Without Selling Your Soul)." She appears regularly on Southwest Florida's "WINK News" and writes a bimonthly column for Harbor Style magazine. Her next book, "Living Well, Spending Less: 12 Secrets of the Good Life," will be released Dec. 30.

Newlands is an entrepreneur, writer, author and adviser who runs an international marketing agency in San Francisco. He was named one of 50 favorite online-marketing influencers of 2014 by entrepreneur.com. He is also a columnist at Inc., Entrepreneur, Venture Beat, Search Engine Journal, Technorati and Your Story.

Chou and his wife Jennifer created an online store -- Bumblebee Linens -- so that Jennifer could quit her dreaded day job. The goal was for Bumblebee to replace her $100,000 annual salary within one year, allowing her to stay home and care for their children. The online store exceeded their expectations and led to the launch of Steve's website, MyWifeQuitHerJob.com -- get the connection? Steve now spends much of his time training and coaching others to do just what he and Jennifer did, but without the steep learning curve.

Lotich is the founder of ChristianPF.com, a personal finance blog he create to let readers get control of their money, pay off debt, save more and give more than they ever dreamed possible -- with all advice given from a Christian-centric perspective. He is the author of two books: "Managing Money God's Way: A 31-Day Devotional" and "How to Save Money: A 21-Day Challenge to Save $500/Month."

Mr. Money Mustache describes himself as "a thirty-something retiree who now writes about how we can all lead a frugal yet badass life of leisure." He founded MrMoneyMustache.com to show others the road to financial freedom that comes from living on 50 percent less than your peers and investing the difference in index funds and rental property.

Delgado leads and builds online communities for Experian (EXPN). He also started his own blog, MikeDelgado.org where he writes about community building, content marketing, content curation, leadership, productivity and creating more value for the people and businesses we work for.

Tiff the Budgetnista is the author of "The One Week Budget" (No. 1 on Amazon's budgeting list), blogger, speaker and an award-winning teacher of fun and engaging financial education. She is also a HuffPost blogger, and she has been seen on or contributed to "Today," MSNBC, Time, Essence, The New York Times, Forbes, Reuters and PBS.

A recent tweet: "I never understood the point of conferences until now. My business will never be the same... and neither will I. #FINCON14 #LIVERICHER" -- @TheBudgetnista, Sept. 20

J. Money describes his roles in life as blogger, money coach, hustler and daddy. He is the founder and proprietor of BudgetsAreSexy, a personal finance blog that has gathered more than 7 million views. He also operates RockstarFinance.com and coaches people interested in blogging and online business.

Johnson is the founder of WealthySingleMommy, a site devoted to professional single moms, especially those raising children alone. The site has been named to one of 15 members of The New York Times Motherlode blog's blogroll. She has written op-ed articles for the New York Times and appeared on or contributed to CNN Headline News, Forbes, Wall Street Journal Radio, CBS Marketwatch, Ryan Seacrest Radio, Woman's Day, NBC's "Today," NPR and FoxNews.com, among many others.

A recent tweet: "Don't use lack of money as an excuse not to be happy! - Emma Johnson http://bit.ly/1r71h5C #fincon14" -- @JohnsonEmma, Sept. 19

Easley is a co-founder of the Podcast Movement conference and the founder of StarveTheDoubts.com, a top-ranked podcast devoted to helping visitors to learn how entrepreneurs and high achievers overcome self-doubt.

Saul-Sehy is the founder of the personal finance blog StackingBenjamins.com, where he tells stories about successful money management from people who have been there. He has also spoken to audiences at Microsoft (MSFT), Chrysler, AT&T (T) and IBM (IBM). He also spent nine years at Detroit's WXYZ as the "Money Man".

Taylor is the founder of Fincon and the creator and editor in chief of PTMoney. The blog's motto: Do more with your money in half the time. He is a certified public accountant who founded the site to share his experiences managing his money and to connect with others who were heading in the same direction.

For many employers, open enrollment season for some benefits happens in October. This usually sneaks up on some people, who scramble to decipher benefits and make elections last minute. Although you won't be able to see the options until the enrollment period opens, take time now to review your benefits. Are you taking advantage of any 401(k) matches? Are your fully funding your Flexible Spending Account? What about employer offered life and disability insurance? (A fun infographic from the Council for Disability Awareness shows your risks). Maximize your benefits and don't leave any money on the table.

Back-to-school time can be expensive if you're not prepared. Money is spent on clothes, books, supplies and technology -- and that's before the doors to the classroom have even opened. Before hitting the stores, do these two things:

Conduct an online search for "coupon code" along with the name of any store you'll be shopping at. Typically you can find some great online deals.

Get a list from you class or teacher of specific type of notebook, calculator, etc. required. If you can't get child's "must haves" from ahead of time, buy just the bare minimums until school starts and the list is available.

It's hard to think about the holidays when we're just making it through summer, but now is the time to build up a financial cushion. Set yourself up with an automatic transfer to a separate savings account and participate in the Holiday Fund Money Challenge to build up a savings of $450. How much do you need for the gifts, travel, parties, entertaining, food and other holiday activities you anticipate? Planning will help to ease the stress that comes around the holidays.

In lieu of scrambling at the end of the year to make contributions to retirement accounts by Dec. 31, double-check your contributions now and determine if there's room in your cash flow to allow for an increase to possibly max out by year end.

Summer is a typically a time of transitions. There are weddings, moves to new homes, possibly a new family addition and more. If summer is the time when these events take place, fall should be the time to take stock of how they're panning out. If you're recently married and haven't already, now is the time to have the money talk with your spouse and make decisions about spending plans, merging (or not merging) accounts, beneficiary updates and more. If you've moved, check out how the new location has affected your cost of living spending in terms of activities, gas costs, groceries and more. Ultimately with any transition, you need to review your spending plan and determine what areas (if any) need to be adjusted.

If you're lucky enough to live in one of the states that actually experiences seasons, fall is the time to prep for energy savings by caulking and weatherstripping doors and windows, turning your thermostat back for a fixed period each day and insulating your attic, basement or outside walls.