The insurance penetration estimations for 2007

One of the recurrent requests from governments regards international experience with agricultural insurance, not only in developed countries, where in some cases agricultural insurance has been offered for more than a century, but also in middleand low-income countries. While in coastal regions it can be as high as 25 percent in some areas, inland participation can be less than 1 percent. Governments are particularly interested in the technical, operational, financial, and institutional aspects of public support to agricultural insurance. This analysis is based on a survey conducted by the World Bank s agricultural insurance team in in 65 developed and developing countries. The authors present guiding principles on how and when governments, with assistance from donors and international financial institutions, should intervene in catastrophe insurance markets. They also identify key activities to be undertaken by donors and institutions that would allow middle- and low-income countries to develop competitive and cost-effective catastrophe risk financing strategies at both the macro government and micro household levels. In a blog post , Tom Sabbatelli, RMS hurricane expert noted:

The S-Curve Relation Between Per-Capita Income and Insurance Penetration

Insurance Market - The Insurance-Reinsurance Conference. The estimations regarding the damage concern only the capital city, without taking into account the disasters in other areas, considering that the necessary information for an assessment is lacking, added Dirk HOLLNACK. Sign up to access the rest of the document.

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