Cookies on the NatWest website

Privacy Notice:

We use cookies and similar technologies on our websites and mobile applications to help provide you with the best possible online experience. By using our sites and apps, you agree that we may store and access cookies and similar technologies on your device.

Mobile Banking app

Our Mobile Banking app is secure, easy to use and lets you check your balance when you’re out and about. App available to Online Banking customers with a UK or international mobile number in specific countries

If you’re 16 or older you’re able to pay family and friends - For example you can send money using their mobile number with Pay Your Contacts. It’s quick and easy(as long as they have our mobile app or are registered for Paym). Limits apply.

Everyday support

Everyday support in detail

Our Adapt bank account can help you become smarter with money. You can see anything you buy or cash withdrawals you make using your Visa Debit card through Online Banking or the Mobile Banking app. You can also set up text alerts to let you know when things happen on your account, so you can quickly see what’s what.

What are text alerts?

Text alerts are a really handy way of keeping track on your money. You can get a text alert to let you know when your balance is about to go below a certain limit, or to let you know what your balance is at a specific time. You can set them up when you fill in the online application form or in the mobile banking app.

Earn interest

Earn interest in detail

Interest is when your money earns money. So, if you had £100 in your account, 1% interest would be £1.00. In other words, you get a bit of extra money, just for keeping money in your account. Sweet.

What you should know

Interest is calculated daily and paid monthly.

Balance

AER/Gross p.a. (variable)

Any amount

1.00%

Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

Gross Rate.

This means the interest rate you are paid before the deduction of basic rate income tax.

How to apply online

Who can apply?

If you’re over 16, just use the section below. If you’re under 16, please get a parent or guardian to do it for you.

How can I prepare?

We’ll need some details, such as your current address and contact information.

Start your application

You can apply online right now if you are ready. Just use the section below to tell us about yourself

I'm ready to apply

Great, thanks for choosing to bank with us.

Just to give you a heads up, this is how the application process works

If you are aged between 16 and 18 then you can open this account for yourself online.

If you are under 16 please ask a parent or guardian to apply for you. When filling in the form they should fill in your details - the application should be in the child’s name.

And now for the important legal stuff...

To open this account you must meet these requirements

Be between 11 and 18

A UK resident

Important Information

Please take some time to review, print and/or save the important information. By clicking to proceed you are confirming that you have been provided with, and have acknowledged our important documents including the FSCS information sheet.