Privacy Policy

WHAT DOES SOUTHERN BANK

DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income

account balances and payment history

credit history and credit scores

How?

All ﬁnancial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons ﬁnancial companies can share their customers' personal information; the reasons Southern Bank

chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Southern Bank share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

Yes

For joint marketing with other ﬁnancial companies

No

We don't share

For our afﬁliates’ everyday business purposes—

information about your transactions and experiences

Yes

No

For our afﬁliates’ everyday business purposes—

information about your creditworthiness

No

We don't share

For nonafﬁliates to market to you

Yes

Yes

To limit

our sharing

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.