The Russians were less likely to get into debt

The share of Russians who have outstanding Bank loans over the past two years decreased by six percentage points — from 57 to 51 per cent, writes owned by Grigory Berezkin RBC, citing data from the all-Russia centre of studying of public opinion (VTSIOM).

The staff of the center conducted a survey among representatives of different age groups. The most active borrowers were young people aged 25 to 34 years. 72 percent of them said that they themselves or their relatives have outstanding loans.

They are followed by Russians at the age from 35 to 44 years. Among them, the proportion of active borrowers is 63 percent. The third place people from 18 to 24 years old — 37 percent, the fourth — over the age of 60 years (31%).

Most of the borrowers identified in the villages cities with population less than 100 thousand people (56 and 55 percent of respondents) and the least in Moscow and St. Petersburg (40 percent).

However, 84 percent of respondents said they were not going to take out new loans in the next six months.

In all age groups hardest, the share of active borrowers has decreased among people aged 18-24 years (29 percentage points). Share with credit seniors decreased by 11 percent.