Posts Tagged ‘Creditor Harassment’

Does this sound like you or anyone you know: receiving calls from a creditor 22 times a day, receiving calls late at night, hearing a creditor called your neighbors, receiving a demand statement every single day for a month, or a creditor calling every hour on the hour at work? It’s no longer something that just happens to someone else. Almost every single person who walks into the Doan Law Firm is on the hit list of at least one creditor for whom harassing them has been taken to a ridiculous level.

The Doan Law firm is unique in that it has created a Creditor Abuse Prevention department with the specific charge of forcing creditors near and far, big and small to comply with the law. The result is we take the heat off you. We stand in front of the bullet.

Using the FDCPA (Fair Debt Collection Practices Act) as well as the California version, we help you give immediate notice to all of your creditors that you are represented by an attorney and that you may not be contacted. The creditor can no longer contact you, they must contact us. This notification has one of two effects, either the creditors stop contacting you and that’s great. The other result is they walk through the law and we sue them on your behalf. This results in a nice nest egg for many of our clients courtesy of their law-breaking creditors. Either way it’s a win.

- You’re receiving harassing phone calls from creditors. Your creditors will be the first to tip you off that you’re heading down a financial slippery slope. In the good old days, you never heard from a credit card company unless they wanted to sell you life insurance that covers you in the event you are eaten by a great white (for a low $3.99 a month). If your creditors are calling for purposes other than offering shark bite insurance, you know things are getting out of control. If you know them by name, that’s an extra tip off.

- You are served a summons. A lawsuit is the next step after telephone calls and a lawsuit starts with service of a summons to an Orange County bankruptcy or Los Angeles bankruptcy court. The creditor will receive a judgment since you owe the money and use it as the foundation of a myriad of collection actions like wage garnishments, bank levies, and liens. Take a summons very seriously because it’s a large, unmistakable sign that your creditors are very serious about pursuing you; it’s the glint of the shark’s teeth.

- Your car’s been repossessed or your home foreclosed. For most people, the two most important items are shelter and wheels. When you lose your home or your car, you know it’s time to take action and call an Orange County bankruptcy attorney. In addition to losing the car and house, your creditor can receive a judgment against you for the difference between what you owed the creditor and what they received when they sold the item. Also, repossessions and foreclosures do not happen in a vacuum so generally there other significant financial issues that need to be addressed so you can move forward and prosper.

The information on this bankruptcy attorney/law firm website is for general information purposes only. Nothing on this or associated pages, documents, comments, answers, e-mails or other communications should be taken as legal advice for any individual case or situation. The information on this website is not intended to create, and reciept or viewing of this information does no constitute, an attorney-client relationship.

doanlaw.net is an informational website sponsored by Brothers Law Group LLP (dba Doan Law Group), Law Offices of Gregory J. Doan Esq APC, SN Doan APC, Michael G. Doan APC, and Shawn A. Doan APC. Each of the foregoing entities individually owns and operates its respective law practice. Each entity has been designated by the Federal Government as a qualified debt relief agency that helps folks file bankruptcy under the bankruptcy code.
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