Level of success

KFUND (Registered n Supervised by OJK with registration Number No S-728/NB.213/2019 on December 20, 2019), KFUND as an Information Technology-Based Money Lending and Borrowing Service Provider
must publish the success rate of settlement of loan obligations on our main page (TKB90).
The higher the percentage of TKB90 listed, the better the loan and loan operations carried out by KFUND.
The calculation formula used for TKB90 is as follows:

TKB90 = 100% - TWP90TWP90 is determined using calculations:

Outstanding of default loan above 90 days

x 100%

Overall outstanding

Trusted Partner Micro Business

We help Micro Funding, Education Funding, Health Funding and other Productive Funding.

Call Team KFUND

Open Access to share Welfare

We believe that by opening access to Funding for micro entrepreneurs who have not yet been able to Funded by the bank (unbankable), it will have a positive impact to improve the quality of life of wider community, build people's economy, and participate in actualizing a more prosperous Indonesia

Why the Coin for Indonesian Children Program?

In answering globalization challenges and seeing the success of a 9-year mandatory education, many people, especially education experts desire this program to be a 12-year mandatory study. Seeing the condition of children in the age group of secondary school (16 - 18 years), there are still many dropouts.

With the Coin For Indonesian Children program, we are keen to participate with you in contributing to help providing wider opportunities for Indonesian Children to attend school until graduating from high school / vocational school

Why KFUND?

Safe and Trusted

Using integrated risk management systems in the field and technology

Experienced Team

Funding is supported by good credit scoring and risk mitigation. We have an experienced team in the area of IT and banking field, especially in the micro credit segment

People's Economy Care

Participate in helping the economy changes by lending business capital to micro entrepreneurs and helping to meet employees' fund needs

Competitive

Funders will get higher returns than the average conventional banking products. The compensations applied on borrowers are more competitive and the credit structure are trusted.

Coins for Indonesian Children

Every on-time installment payment and exact amount you have given, you will get One Coin for The Country. One Coin for The Country is worth one thousand rupiah and will be distributed to build education in Indonesia

Benefits for Lender

KFUND displays profiles of prospective Borrowers based on the grade of the score results and
loan analysis of prospective Borrowers, so Lenders can calculate risks before making a decision.
Lenders can find out who and what the purpose of the loan is. Installment information is displayed online in the KFUND application. Yields that are already available on installment payments from the Borrower can be withdrawn at any time by the Fund

Benefits for Borrower

The KFUND main commitment is to facilitate micro entrepreneurs who have not been touched by conventional banking services. This means it opens opportunities for micro and small businesses to get easier and quicker fund access. By providing an excellent loan history at KFUND, we hope that it can be used as a reference for Borrowers in obtaining greater funding from banks or other financial institutions in the future.

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Trusted Partner
Micro Business

Download KFUND application and get a convenient credit monitoring application status and installments.

Registered & Supervised by

Registered Member of

ATTENTION :

Peer to Peer Lending Service with Information Technology basis is a civil agreement between Lender and Borrower, so that all risks arising from the agreement are entirely borne by each party.

Every Lender is fully responsible for all credit risks of late or default payments. No national entity or authority is responsible for any such risks.

The Executant, with the approval of each user (Lender and/or Borrower) accesses, acquires, stores, administers and/or uses the Users’ personal data of Users ("Data Utilization") on or inside objects, electronic devices (including smartphones or cellular phones), hardwares, softwares, electronic documents, applications or electronic systems owned or controlled by Users, by notifying the purpose, limitation, and Data Utilization mechanism to the Users concerned before obtaining such consent.

Lenders who do not have sufficient knowledge and experience on the lending business are advised not to use this service.

Borrowers should carefully consider the loan interest rate along with other costs in accordance with the ability to repay the loan.

Every fraud activity is digitally recorded in cyberspace and can be exposed to the public through social media networks.

Every User should read and understand this information before making a decision to become a Lender or Borrower.

The Government, in this case the Financial Services Authority, shall not be liable for any breach or non-compliance by the User, either the Lender or the Borrower (either by User's intention or negligence) of the provisions of the laws and agreements or agreements between the Executant and the Lender and/or Borrower.

Every transaction and lending activity or the implementation of the agreements on lending activity between/or involving the Executant, Lender and/or Borrower shall be made through escrow and virtual accounts as required under the Regulation of the Financial Services Authority Number 77 / POJK.01 / 2016 on The Information Technology-based Peer to Peer Lending Service and the violation or non-compliance towards those provisions constitute evidence of a violation of law by the Executant so that the Executante shall bear the indemnity suffered by each User as a direct result of the above breach of the law without reducing the rights of the User according to the Civil Law.