CASHKUMARDELHI NCR

Best Personal Loan Providers in Delhi NCR

Personal Loan in Delhi NCR is funded through P2P lending by Cashkumar lenders across India. They are unsecured loans given from Rs. 20,000 to Rs. 1,50,000 which means that you need not mortgage anything or show an asset. Some reasons for availing a Personal Loan in Delhi-NCR include medical needs, travel, home renovation, wedding, good purchases and so on. Other reasons for which a loan can be availed is to get a top-up loan, balance transfer or debt consolidation.

If you need a Personal Loan in Delhi-NCR, you must have a good credit history and adequate salary to get your personal loan sanctioned with Cashkumar in Delhi NCR. Other factors like years of employment, company you work for etc will determine the most important factors like amount, tenure and rate of interest. Cashkumar in Delhi-NCR give you the flexibility to pre-close the loan without any additional charges. Most banks have a pre-closure charge in the 4%-5% range.

The NCR or national Capital Region of Delhi is a region which comprises of the states and city of New Delhi, Noida and Ghaziabad in the state of Uttar Pradesh, Gurgaon and Faridabad in the state of Haryana as its major constituents. It is the largest urban area in the country and contains the seats of government, industry, education, commerce, business and tourism.

New Delhi is the seat of the central government as well as the state government with national decisions taken at this power centre. Apart from this it is also a vast residential area as well as a hub for business. Many government agencies as well as small and medium businesses are spread across the city in areas like south extension, chandni chowk, karol bagh, rajouri gardens, connaught place, patpargunj, mayur vihar, dwarka, vasant vihar, lodhi gardens, shahadra, janakpuri etc. All major banks have multiple offices spread across the city.

Noida, Ghaziabad and its constitution Indirapuram are in the state of Uttar Pradesh and form a part of the NCR. Noida and Ghaziabad are industrial towns and business areas while Indirapuram is a large residential locality containing many new estates and malls. Noida is also a major hub for the IT industry. All well-known banks have their branches and operations in these areas.

Gurgaon and Faridabad are two major townships in the state of Haryana which form part of the NCR. While Faridabad is an industrial town, Gurgaon is a modern settlement with a large presence of national and multi-national companies. Gurgaon is also well known for its residential properties and the NH4 expressway that connects Delhi to Jaipur.

Multiple banks and NBFCs have branches across the vast state of Delhi and the NCR in general. Most provide full service operations in the city with may branches catering to customers with a requirement of personal loans and business loans. Apart from this they also provide the whole bouquet of services including core banking, commercial lending, asset management, investments etc. The major banks and NBFC’s and their branches in the city include:

ICICI Bank- is the second largest private sector bank in India which has approximately about 150 full and part service branches in the state of Delhi

HDFC Bank- is the largest private sector bank in the country and operates in Delhi from approximately about 222 branches

Axis Bank- is the third largest bank in the country in the private sector and operates about 127 branches in the state of Delhi

Kotak Bank- is a large bank in the private sector which works in about 67 branches in the city

Citibank- is operating out of about 5 branches in the state of Delhi

Bajaj Finserv- is one of the largest NBFCs in India with 3 branches in Delhi

Tata Capital- is again a well-known NBFC with about 7 branches in Delhi

Fullerton- services Delhi through their 3 branches in the city

We do not take a fee or commission from your amount when you apply for personal loan online in Delhi or the NCR through us. We ensure that you get the best deal for personal loan in Delhi by comparing your details against the eligibility criteria of various banks and NBFCs. Check out our different sections on EMI calculator, CIBIL calculator, Eligibility calculator to find out more about how will be able to get the lowest interest rates for personal loan in Delhi. We help process requirements in every area across the city of Delhi and surrounding areas including Gurgaon, Noida, Ghaziabad and Faridabad. You can get instant personal loan online approval in Delhi provided you meet the right criteria for a bank or NBFC. Every step will completed as per you convenience with documents collected from your doorstep. Personal loan agents in Delhi will help you apply with a limited set of banks and might not be able to get you’re the best deal for personal loan. So apply for personal loan online through our site and we will check your ability to get the lowest interest rate for personal loan in Delhi.

You can now apply for a personal loan in Delhi without CIBIL check by approaching private lenders and financers through our website. Financial institutions conduct a CIBIL check on every application but this facility is not available to individual lenders. There are separate criteria which are scrutinized by financers to evaluate your eligibility for a loan. These checks are done quickly so that’s in some cases it might also be possible for you to get a personal loan in 24 hours in Delhi. To know more about these options or find out new alternatives like the P2P lending route, place your loan request by filling in our form or call us on the numbers provided.

Eligibility Criteria for Personal Loan in Delhi NCR

Age of the applicant should be between 21-60 Years

Salaried individual with minimum income of Rs 15,000. Salary bracket would depend on the city you live in and the company you work for. Eg. If you are in a Metro, the salary requirement will be higher than non-metro and if you are working in a top MNC, the salary requirement would be lesser than one working with a new company.

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Cashkumar Delhi-NCR Personal Loan Reviews

kishan raj4.5/5
They are very good for loans. their people called me every day to tell me status of my loan. best service and help from a site. i got loan from icici bank

Dheeraj4/5
Thanks for the loan team. It was eally simple. Appreciate the regular updates by your team.

Pinky Thakur4/5
Prompt response on placing a request. I also like the fact that your team highlighted to me the challenge with my Cibil score. I will work towards getting that rectified at the earliest.

Rajani5/5
Great platform and a good follow up by the team. Helpe me submit the dcuments with Bajaj Finserv with great ease. Would definitely help spread the word.

Amarjeet S4/5
One of my friend highlighted you platform for foreign exchange and thatÕs where I identified that you also deal with loans. I was looking for a personal loan for my honemooon travel to Mauartius and your platform happened to be a one stop for my insurance, forex as well as loan. While I have got my forex and I loved the experience, I am hoping to get the personal loan in Delhi in quick time.

Sumeet4/5
I was exploring a personal loan in Delhi where I stumbled upon Cashkumar. Spoke to a one of the cofounders to understand that the loans paltform just went live. But the experience is phenomenal. I am sure you guys will do great. However, still to get a call from the bank guys :)

Harsh Chandra3/5
Simple to use website and liked the flow of questions. However, I suggest that you also look at a quick option to showing a loan offer. Just a suggestion :)

Jai4/5
I like the total way you have developd this website. There is a lot of details you can get from the site and also apply for a loan easily

Ganesh Acharya4.5/5
I got a loan from HDFC bank through this website. It was a smooth process and I was informed about all the steps in advance. The website was easy to use ad I look forward to using more of your services like forex and insurance. I have added you guys to my friends list. Look forward to my updates.

Ameet4.5/5
My friend recommended this site to me when I was thinking about taking a loan. I had actually applied for the loan somewhere else but still the staff was happy to help and me let me know more information about interest rates etc.

Kabir2.5/5
I dot know if you work with all the banks and how can you ensure I get a low interest rate for a loan. How does the process work and how are you better than a bank?

Reply:

Dear Kabir, we are an aggregation site and work with almost all the known banks and NBFCs. What happens is that different institutions will give you different rates based on your eligibility and details. If you apply to one bank then you might not know if you get a better deal from aother one. So the advantage of applying through us is that we will give you all the options and you can choose the best one.

Cashkumar Team

Karan4/5
Excellent work guys!!! Really appreciate how your team responded and helped me get a loan with Tata capital.

Som3.5/5
It is interesting and helpful. I live in rohini and I got a renovation loan for my house.

Shekar5/5
The website is extremely helpful and interactive. The form is easy to read and fill. I got an approval for my loan pretty quickly and they gave me good advice and information on how to get a loan. I liked to get the loan from cashkumar.

Manmeet Singh4/5
A personal loan in delhi search was made extremely easy. Thanks for this paltform. Please do show the banks eligible at the earliest. It will be great. Good going.

Personal Loan in Delhi-NCR by Cashkumar has been rated
4.0/5.0
by 15 users

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