Joyce Albert's (barefootin) Blog

Slidell - A Boater's Paradise If you are tired of the same ol' same ol', you must take a closer look at Slidell. This small city is indeed a boater's paradise! No other community in Louisiana has as many beautiful homes built directly on navigable water as Slidell. For example, starting on the fa...

What is a Bond for Deed? A Bond for Deed is actually a Deed in Trust and is used as a type of owner financing. It is in fact, an interim finance program whereby the deed is held in trust by a bonded attorney. Once all terms of the purchase contract have been fulfilled - the buyer has obtained hi...

Have you recently suffered some type of financial loss and can no longer afford your house note? Have you already missed one or more payments and the mortgage company is stressing you out with harassing phone calls? Do you need to sell your home, but you owe more than your home is worth? _______...

Would you like to buy a home, but you have a less than stellar credit report? Do you have medical bills that were written off? Or even a bankruptcy in your past? Are you back on your feet job-wise and financially, but still suffering the "sins of the past" every time you apply for new credit? Alt...

What is a Short Sale? A short sale occurs anytime the net proceeds from a sale are less than the amount needed to pay out the mortgage plus any other liens against a property. What are the causes of a Short Sale? There are any number of reasons a seller may find themselves f...

Yes! . . . and it is not a gimmick, nor is it VA. It is a little known federal program called USDA Rural Development. Unlike most loans, a USDA-RD loan is unique in that the property itself is the primary qualifier, not the home buyer. Oh, you must still have a decent credit score and debt to in...

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