Competitive Advantages

As a leading provider of cyber risk solutions since its first product launched in 1998, Chubb’s Cyber ERM is a tailored solution policy to address your unique needs, regardless of size, industry, or type of risk. With Cyber ERM, Chubb policyholders have access to:

Extensive claims experience including helping to notify more than 300 million individuals of a privacy breach

Market-leading, highly customizable form to address the needs of individual risks

An easy-to-read form that is structured and aligned with the flow and decision-making process of a typical incident

Clearly labeled exclusions with competitive carve-backs

Payment card loss coverage built into the base form

Discovery-based coverage at a control group level

Enhanced business interruption and extra expense language

Extortion expenses explicitly include bitcoin and other cryptocurrencies

Coverage territory applicable to anywhere in the universe to address continued evolution of hosting and data storage

DigiTech ERM

As a leading provider of technology and cyber risk solutions since its first product launched over 30 years ago, Chubb’s DigiTech ERM is the premier coverage for the constantly evolving world of cyber risk. Backed by careful analysis and proprietary data, DigiTech ERM uses a three-prong approach that includes risk transfer, loss mitigation services, and post-incident services.

In addition to all the competitive advantages stated above, DigiTech ERM includes the following additional key features:

Broadened definition of technology incident

Software copyright infringement and product recall loss of use coverages

Why Chubb?

Chubb Small Commercial Insurance leverages superior underwriting expertise with the world renowned claims, account services, and financial strength that you expect from Chubb. You work hard to grow your business so you need an insurance company that can grow with you. Chubb’s longstanding tradition of excellence makes us an easy, and wise, choice.

To learn more about Chubb’s industry leading Cyber & DigiTech ERM Products for mid-size & large businesses, click here.