Note. Applicant income ratio is applicant income as a percentage of MSA median. MSA median is median family income of the metropolitan statistical area (MSA) in which the property related to the loan is located.

1. Loans backed by the Federal Housing Administration, the Department of Veterans Affairs, or the Farmers Home Administration. Return to table

3. MSA median is median family income of the metropolitan statistical area (MSA) in which the property related to the loan is located. Return to table

4. Census tracts are categorized by the median family income for the tract related to the median family income for the MSA in which the tract is located. Categories are defined as follows: Low income, median family income for census tract less than 50 percent of median family income for MSA; Moderate income, median family income for census tract at least 50 percent and less than 80 percent of MSA median; Middle income, median famly income at least 80 percent and less than 120 percent of MSA median; Upper income, median family income 120 percent and greater of MSA median. Return to table