First realize that a Roth IRA is a type of account and that there are at least a few different things you can put in it(Think of a fruit bowl with fruit in it. The bowl is the Roth IRA and the fruit is the actual investment), eg mutual funds, CDs, stocks, or bonds.

When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.

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