Transcript of "Fact sheet 6M 2013 ENG"

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Fact sheet
Money does not build a bank, relationships do
Bank Vozrozhdenie has a history dating back to April 1991. Most of the current management team
has been with the bank for more than 15 years, many – since its inception in 1991, having
weathered several crises in the banking system. Now we are one of the leading banks in Russia
ranked 28th by assets, 23rd by loan portfolio and 19th by retail deposits. The bank's key
operations are in loans to SMEs (47% of total loans), consumer lending, mortgages and banking
cards (22%).
Our distribution network spans 142 outlets and about 850 ATMs covering 21 regions of Russia
with main focus on Moscow region, South and North-West of Russia. Serving around 63,400
corporate clients and 1.7 million retail clients we concentrate on our key strengths - strong feeincome generation capacity (actually one of the highest share of fees in operating income among
Russian banks) and higher margin-SME and mortgage lending as well as stable funding from
customer deposits.
Bank Vozrozhdenie is listed on the MICEX (ticker VZRZ, pref - VZRZP).
Bank has been publishing financials under Russian Accounting Standards and International
Financial Reporting Standards since 1991. Our external auditor is PricewaterhouseCoopers Audit.
The bank’s long-term ratings are: Moody’s Ba3, Standard & Poor’s BB-.
The main shareholders of the bank are:
Dmitry Orlov, Chairman of the Board of Directors (32.03%),
Otar Margania, Member of the Board of Directors (19.67%),
JPM International Consumer Holding Inc. (9.88%).
* - according to RBC rating agency
Market position*
6th by loans to the SME sector
9th by mortgages issued
19th by individual deposits
19th by size of the ATM network
21st by corporate loans
IR Contacts:
Yulia Vinogradova
E-mail: Yu.Vinogradova@voz.ru
Tel: +7 (495) 620-90-71
Fax: +7 (495) 620-19-52
Elena Mironova
E-mail: E.Mironova@voz.ru
Tel: +7 (495) 620-90-71
Fax: +7 (495) 620-19-52
Maria Gorbunova
E-mail: M.Gorbunova@voz.ru
Tel: +7 (495) 620-90-71
Fax: +7 (495) 620-19-52
www.vbank.ru
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