How and when would you need to access the money you put into a fixed indexed annuity?

TIP:

Fixed indexed annuity payments can be received as a lump sum or as smaller payments over time.

Looking for money in the near-term:A lump sum may make more sense for you.

Looking for a steady stream of income down the road:Smaller payments over time may be a better option.

What is your risk tolerance?

TIP:

If your current financial plan is comprised largely of riskier investments like stocks, it may be time to bring more balance to your portfolio with a safer product designed for the long-term, like a fixed indexed annuity.