Yesterday I got a 2006 Z71 4X4 with 0 down even put taxes and plates on it. Just paid 1st payment 259.00. This was GMS + Military and Total incentives were 5250.00 vehicle was 4100 off sticker GMS. 27 month lease includin g road hazzard for tires and wheels.

Hello... Looking for some help in calculating all discounts and an approximate lease price on an '06 Sierra Crew Cab 4wd. The MSRP we're looking at is $32853, with GMS it's $30531.19. We'll also have GM card earnings of about $2,900 to use and looking at 24 mos, 12k miles lease. I'm expecting in addition to the GMS discount and rebates to still get a Dealer discount of at least $2,000... realistic? Thanks for your help!

Hi workerb. If you are getting GMS pricing on this truck, don't expect to get any sort of additional discount. This is as good as its price is going to get. Even though you won't get any additional dealer discount on this truck, General Motors is providing $1,500 lease cash on it that you never mentioned in your post that will help lower its price. Let's estimate what your lease payment will be on this truck. According to my calculations, if you were to lease a 2006 GMC Sierra Crew Cab 4WD with an MSRP of $32,853 and a capitalized cost of $26,131 ($30,531 .19 - $1,500 lease cash - $2,900 GM card earnings) through GMAC right now for 24 months with 12,000 miles per year, your zero down, pre-tax monthly payment should be around $375.

Hello... we are still pondering whether to lease or buy and noticed GM updated incentives but can't tell if lease rates improved. Can you provide lease rebates, residual rates and lease factors for 24 and 36 months on a Sierra Crew Cab, SLE2? Now looking at a MSRP $35700 of $purchase price of $32,500 and about $3,000 down. Thanks!!

Hello workerb. Here's the latest on this truck's lease program. GMAC's current base lease rate and residual value for a 24 month lease of a 2006 GMC Sierra 1500 Crew Cab SLE2 4WD with 15,000 miles per year are 5.6% and 59%, respectively. The numbers for an otherwise identical 36 month lease of this truck should be 5.6% and 51%. The lease cash that is available on this truck ranges from $1,150 to $2,650, depending upon what region you are in. If you tell me where you live, I would be happy to provide you with the exact amount that is available in your area.

Am considering a lease of a GMC Sierra Extended Cab, regular bed, 4wD SLT Truck w/Z71 Package. MSRP is $36,310. Invoice price (assumed purchase price) is $33,689. There is a $4500 rebate on top of that, but I don't know if it's compatable with GMAC's lease program. Or, would it be advisable to lease with a non-captive finance company after taking the rebate? I also have $1600 in GM Card Points. Would like a 24-30 month lease, with 15K/year. Atlanta Area. Thoughts/Suggestions/Payment Target? Thanks in advance.

Hi peachtree103. Unfortunately, the $4,500 customer cash that you mentioned in your post is not compatible with GMAC's special lease program for this truck. There is regional lease cash available on it in most areas though. Specifically, in your area (the Southeast region) GMAC is providing $1,150 lease cash on this truck. It is difficult to say whether you would be better off taking advantage of the full $4,500 cash incentive and leasing through an independent bank or using the lesser lease cash plus GMAC's special lease program. I suspect, but am not positive, that you would be better off going through GMAC. Let's estimate what your lease payment would be using GMAC's lease program and see what we come up with. According to my calculations, if you were to lease a 2006 GMC Sierra 1500 Extended Cab 4WD with an MSRP of $36,310 and a selling price of $32,539 ($33,689 selling price - $1,150 lease cash) through GMAC right now for 24 months with 15,000 miles per year your zero down, pre-tax monthly payment would be around $418. I believe that the 30 month payment would be much higher than this.

In my previous post I mentioned that I was quoted a lease rate of 6.25% on a 2007 GMC Sierra Classic Extended Cab 4x4 SLT for a 24 month lease and 10k miles/year. In reading posts regarding other GM vehicles, I am starting to think that the base lease rate should be lower than the 6.25% I was quoted.

Can you confirm one way or another what the correct base lease rate is for this vehicle?

Hopefully you respond soon as I am getting close to pulling the trigger on the deal.

Hi iahawk. Unfortunately, General Motors is no longer providing lease support on 2006 GMC Sierra models. You can get a great deal on a leftover 2006 Sierra, price-wise but you will have to either pay cash for it or finance it if you want one. If you want to lease, go with a 2007 model.

Hey iahawk. Ahhh, I see that you would consider leasing a 2007 model. OK, let's take a look at its lease program. GMAC's current base lease rate and residual value for a 36 month lease of a 2007 GMC Sierra SLE Extended Cab 4WD with 10,000 miles per year are 5.6% and 57%, respectively. If Iowa is in General Motors' North Central region, which I believe it is, then the truck that you are interested in has $2,000 lease cash available on it. Make sure to take this cash, in addition to the GM Card cash, into account when negotiating this truck's selling price.

Hey chevyman14. Those are the numbers for the Classic model. I heard that GM is going to introduce a new lease program for the redesigned Silverado / Sierra on Wednesday. Rumor has it that this truck is going to start out with a lease rate in the 8.5% range, but I haven't seen its residual values yet. Please feel free to check back with me in a few days and I will be happy to tell you exactly what the new lease program it like for the exact truck that you want.

I have been given some residuals for the new silverado/sierra as follows, please verify and or pass on, thanks

24 30 36 48 12k 73 68 64 57 15k 70 65 61 54

let me know if these look right, if so pass it on

i was also informed that lease rates on the new silverado/sierra start at 7%

thats really seems high to me, :confuse: because when i got my G6 in Dec 04, i got 3.5 through GMAC, with rebates, GMS, trade and neg equity on a 48 month lease with 15k per year. The highest GMAC rate then was on vibes at 5% and GTOs even had 3.5. I worked at the dealership when i got the car, and the average customer only recieved a 1%jump to help the manager make some money. but most negotiated the payment, where the manager had to drop the 1% jump to make the sale. I do live in FLint, MI, where everyone and there brother gets GMS and there really is no negotiating needed. So if anyone can give me the rate without a jump for the dealership sake, please pass it on.

Rocky ...Well, the "all new" Sierra/Silverado is not getting much off the sticker. I had to nearly beg to get $1500 off the MSRP.

Anyway, I looked at the GMAC financing page today and see that 12K miles/year, 36 months smart lease for $40,320 is $690/month. I don't know what that is in terms of money factor, but seems on the high side. I'm picking the truck up in a couple days after the new year, but would like to know if there is a leasing company that gives a better 'deal'. BTW, the GMAC site lists 10.2% for a traditional buy and 9.5% for a smart buy. OUCH .. !

You need to find out your credit score and ask around. Don't let them run your credit since inquires lower your score but I'd definitely call around first thing monday and see if you could get a lower rate. If you can't then perhaps you should buy it. I honestly believe if you were willing to work you could at least knock off $3K on the MSRP. I'd almost be willing to be you could find a dealer somewhere that would sell you one at or near invoice but of course that might require some driving. I'm not sure what state you live in but I'm confident you can do much better than $1500 off MSRP. I get a GM employee discount so it doesn't matter so much to me since my price is set by GM. If I buy a 07' GMT-900 GMC Sierra Denali I might fly back to my home state of Michigan and drive it back since a friend of my family is a sales manager at a GM dealership.

I am not surprised that bagger was quoted such a high interest rate on a lease of the redesigned GMC Sierra right now. General Motors is not currently providing much in the way off lease support on its redesigned full-size pickups. GMAC's current base lease rate for the redesigned 2007 GMC Sierra Crew Cab is a whopping 8.5%, for consumers who have good credit. I suspect that the dealer that bagger is working with is running his lease through an independent bank. General Motors' lease program on its full-size pickups is never great, but if one wants to be the first on their block to have the redesigned version they are really going to have to pay.

Here's the lease amounts I was quoted last week on the new style Sierra Crew Cab 4x4. Taxes (6.5%) are included in lease prices. These seem high. What should they be?

Sticker: $35,285Price Quoted: $32,915

36 month lease/15k a year with 1st, security and license fees down. $590.58

30 month lease/15k a year with 1st, security and license fees down. $616.40

Also, I was told by another dealer that leases were at 9.2% on the new style and 6.3% on the older style 'classic' 2007 trucks. It seems that any deals are only on the 'Classic' trucks and not the new style.

Hi rs1807. At the end of January, General Motors introduced a new incentive that provides consumers who trade in a 1999 or newer vehicle on a redesigned GMC Sierra with $1,000 bonus cash. If you are trading in your current vehicle, make sure to take this offer into account.

GMAC's lease program for the Sierra is bad, but not quite as bad as you were lead to believe. Its base lease rate for the redesigned 2007 Sierra 1500 Crew Cab is currently 8.5%. It is 5.6% for the GMC Sierra Classic 1500 Crew Cab. Using the prices that you mentioned in your post, an MSRP of $35,285 and a selling price of $32,915 and GMAC's current lease program, I estimate that the 36 month, 15,000 mile per year, zero down, pre-tax monthly payment for the truck that you are interested in should be around $510. The payment for an otherwise identical 30 month lease should be around $531.

How is the Ford dealer is getting a lease of $196/mo for 24 months with $3,470 down and 10,5K miles/yr on a truck with $35,560 sticker? They told me it was an additional $56/mo to get their lease to 15k miles/yr. It's still quite a difference in price over the GMC that I want - with nearly the same sticker price. I realize the Ford lease was quoted shorter - which really make me wonder.

To compare the two leases, if I put $3,470 down on the GMC what will the payments be? I'm trying to find out how much the GMC needs in incentives to be similar in price to the Ford.