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Beneficial State Bank (Beneficial State) is a State Chartered Bank, regulated by the Department of Business Oversight (DBO), and the FDIC. Chartered in 2007 under a unique foundation ownership model, Beneficial State Bank has local branches in CA, OR and WA. We offer checking, saving, loans, credit cards, online and mobile banking and everything else you’d expect from a bank — but we exist to serve your prosperity and goals, not to profit from them.

With 100% of the bank’s economic rights belonging to Beneficial State Foundation, any profits when distributed must flow into a public charity mandated by our bylaws to invest in low-income communities and the natural environment. We are also proud to be a certified B Corporation, which means we prioritize people, the planet and profit.