Insuring your cat

Nine lives and always landing on their feet: cats have a lucky reputation but we know they are not bulletproof. Pet insurance can take the financial sting out of vet treatment when your cat is sick or injured.

If an affectionate kitty, proud Persian, or independent Tabby is part of your family, you share something in common with 3.3 million other Australians with cats.1

Unfortunately, one in five felines need medical attention from a vet every year. That’s a lot of cats and a lot of vet visits. Pet insurance gives pet owners a financial safety net, allowing you to keep most treatment options on the table if your pet has a serious injury or illness.

Pet insurance provides a financial safety net for you if your cat falls ill or suffers an injury.

Vet bills are expensive

Adventurous kitties - even in a loving and safe home - often manage to find danger. And unfortunately, vet services are expensive.

For example, if you don’t have pet insurance, just removing a tooth could set you back $924, treating bladder stones can cost close to $985, while removing a malignant skin mass can cost you a staggering $1,508.3

Even something as innocent as playing with a piece of string can be dangerous. If the string is digested and surgical removal is required, you could face the costs of the operation, anaesthetic, medicines, overnight care, and follow up appointments.

What does pet insurance offer?

Pet insurance can help take the financial stress out of your cat's treatment and give you the freedom to choose the best course of action.

If your cat has an accident or illness that is covered, you could be eligible to:

Claim up to 85% of eligible vet bills, to a maximum $20,000 per year*

Cover your kitten from as young as 8 weeks

Use your own vet so long as they are licensed in Australia

Types of pet insurance

Features

Accident Only

Accident & Illness

Description

Covers your cat for injury that occurs from an accident in certain circumstances. This can include injuries from fights, snake bites, and broken bones.

Cover for accidents in certain circumstances, as well as for specified covered illnesses except for pre-existing conditions.

Age eligibility

8 weeks old
No upper age limit

8 weeks old
Upper age limit of 9 years old

Maximum yearly benefit

Up to $15,000*

Up to $20,000*

Maximum claim cover

Up to 80%

Up to 85%

Waiting periods?

No
Except 6 months on cruciate ligament injuries (may be waived on application at insurer's discretion)

No for accidents
Generally 30 days for illnesses
6 months on cruciate ligament injuries (may be waived on application at insurer's discretion)

Covers accidental injury?

Yes, in certain circumstances

Yes, in certain circumstances

Covers illnesses?

No

Yes, except for some specified illnesses

Limited to choice of vet?

No, use your preferred vet licensed to practice in Australia

No, use your preferred vet licensed to practice in Australia

*Pre-existing Conditions and certain illnesses are excluded, sub-limits may apply. Claim for reimbursement.
Please read the insurer's Product Disclosure Statement for specific details of what is covered by the policy based on your selected level of cover.

Optional extras are available with your Pet Insurance policy for additional cover. For cats, these options include:

Routine Care

Including this in your policy can cover some routine health checks or procedures that are otherwise not covered, such as vaccinations, de-sexing and worming. Be sure to check the PDS and your policy schedule for specifics regarding Routine Care.

Emergency Boarding

Cover to help with the cost of boarding at a registered cattery up to an agreed amount, if you, the sole carer, are unexpectedly hospitalised for a specified period and unable to care for your cat.

Essential Euthanasia

If a vet deems euthanasia essential and humane for your cat, the benefit percentage will be covered up to your chosen benefit limit.

Paralysis Ticks

Tick bites are very serious and can cause paralysis in pets that can be fatal if untreated.4 The benefit percentage will be covered up to the specified sub-limit.

A long term companion: cats can live for up to 20 years5

The premium for a policy will depend on the breed and age, among other factors. You will be able to choose the level of cover, and varying this can help you find a policy in your budget.

Top five most common breeds for claims6

Top five most expensive claims by breed6

Domestic Short Hair

Norwegian Forest Cat Cross

Tabby

American Maine Coon

Domestic Medium Hair

Rex - Devon Si-Rex

Domestic House Cat

Hybrid

Ragdoll

Manx

At Choosi, we know that figuring out the best pet insurance for your cat or dog can be time consuming and complex. Luckily, we do the hard work for you so you can choose the right cover for you and your cat. Choosi’s team of Choosers can be with you every step of the way. Request a quote or contact our team today.

*Pre-existing Conditions and certain illnesses are excluded, sub-limits may apply. Claim for reimbursement.

This is general information only and does not take into account your personal objectives, financial situation or needs. You should consider the relevant PDS available on this website prior to purchasing any product. Choosi offers insurance products from a range of brands but does not compare all products available in the market.

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Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi does not provide information, or offer cover, for all products available in the market and there may be aspects to some products that we do not compare. Choosi is not an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms and Conditions.

Where requested by you, we can provide access to other Life, Income Protection and Funeral Insurance brands by referring you to a third party partner. The Home & Contents and Car Insurance products available are issued and distributed by Compare the Market Pty Ltd (ABN 83 117 323 378, AFSL 422926). The Business Insurance products available are issued and distributed by BizCover Pty Ltd (ABN 68 127 707 975, AR 338440), an Authorised Representative of Mega Capital Pty Ltd (ABN 37 098 080 418, AFSL 238549). If you choose to purchase these products we will refer you to the appropriate partner. If you purchase a product as a result of a referral, we will receive a fee or commission, depending on the partner you are referred to.

Choosi has commercial relationships with all insurers that are available for comparison. Choosi obtains a commission from the insurer for arranging any insurance you choose to buy.

Information on this website does not take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance, income protection insurance, funeral insurance, and final expenses insurance products sold through Choosi are available through this website. Relevant PDSs and/or Policy Wording Documents for products available through our partners are available on their websites.