Financing your life. It has become as second nature as anything else in life. Perhaps the housing and market crash of 2007 caused a small pull-back in our acceptance with this concept. But, there is very little resistance to what people finance and retail outlets use it almost exclusively to sell their products.

If you are partaking in this financing, it’s time to change one key detail of the whole process. The banks, financial institutions, and credit card companies are building their businesses off of you. Your interest payments are a royalty for them. Every payment you make builds their account balances.

Today can be the day you turn the tables and keep the money for yourself. Start building your own private reserve from which to draw the capital needed for purchases. Begin with the smallest amount you finance and one day you will never need the bank again.