No Legal Advise
The information contained on this website is offered for informational
purposes only, is general in nature and is not
offered as nor to be relied upon as legal advice.

Nothing
contained on this Web Site nor access thereto creates an attorney-client
relationship or business relationship to Cherokee.

E-Mail
is Not SecurePlease feel free to send us e-mail on the
response form. You should be aware that electronic communication
and e-mail on the Internet is not secure and may not be privileged
or confidential. The transmission of an e-mail request or your filling
out a response form does not create an attorney-client relationship
or a business relationship.

This site has links to other web sites and servers maintained by
other businesses, organizations, and educational institutions. Cherokee
does not guarantee the accuracy of any of this information.

Cherokee
is not a LenderCherokee is not a lender. We do not originate
loans or mortgages. We do not refinance mortgages. Cherokee is a
debt buyer. We purchase the servicing rights to existing mortgages
and tax liens, as principals. We service our own portfolio exclusively.
We do not provide services for others.

General
Disclaimers

INFORMATION AND ANY FORMS
OR SOFTWARE AVAILABLE FOR DOWNLOAD ON THE SITE IS PROVIDED "AS
IS", WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Though we
strive for accuracy, information on the Site may contain inadvertent
technical inaccuracies or typographical errors. Information may
be changed or updated without notice. Third party off site links
may change. We may also make improvements and/or changes in the
products, services or programs described in this information at
any time without notice. The Site contains numerous hyperlinks to
other third-party sites. Cherokee makes no representations whatsoever
about any hyper linked third party sites which you may access through
this one. These non-Cherokee sites are not created or maintained
by Cherokee. They are independent from us, and we have no control
over the content on those sites. Moreover, Cherokee does not endorse
or accept any responsibility for the content, or the use, of such
sites. While we have no information about the presence of such dangers
on non- Cherokee sites, you should take steps to protect yourself
and your systems from viruses, worms, Trojan horses, and other items
of a destructive nature.

IN NO EVENT WILL CHEROKEE, OUR EMPLOYEES, CONTRACTORS, CLIENTS,
RELATED GOVERNMENT AGENCIES, OR ANY OF THEIR PARENT OR JUNIOR AGENCIES,
ORGANIZATIONS OR MEMBERS BE LIABLE TO YOU OR ANY OTHER PARTY FOR
ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR
ANY USE OF THIS WEB SITE, OR ON ANY SITE HYPERLINKED FROM THIS WEBSITE,
INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION,
LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM
OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES.
Jurisdiction and Choice of Law
Neither Cherokee Financial nor any of its subsidiaries or affiliate
firms make any representation that materials on the Site or any
links are appropriate or available for use in other locations. Those
who choose to access this site from other locations do so on their
own initiative and are responsible for compliance with local laws,
if and to the extent local laws are applicable. These Terms and
Conditions shall be governed by, construed and enforced in accordance
with the laws of the State of New Jersey, as it is applied to agreements
entered into and to be performed entirely within such State. Any
action you, any third party brings to enforce these Terms and Conditions
or, in connection with, any matters related to this site shall be
brought only in either the State or Federal Courts located in the
State of New Jersey, and you expressly consent to the jurisdiction
of said courts. Use of Site and Content.

This web site (the "Site") is owned and operated by Cherokee
Financial, LLC, Red Bank,New Jersey. Please feel free to
browse the Site; however, your access and use of the Site is subject
to these terms and conditions ("Terms and Conditions")
and all applicable laws. By accessing and browsing the Site, you
accept, without limitation or qualification, the Terms and Conditions.
If you do not agree with any of the below Terms and Conditions,
do not use the Site.

Cherokee reserves the right, in its sole discretion, to modify,
alter or otherwise update these Terms and Conditions at any time
and you agree to be bound by such modifications, alterations or
updates.
Licensing Disclosure
Some principals, employees or contractors of Cherokee Financial,
LLC may also be licensed by the State of New Jersey as real estate
professionals. If this is applicable, please be advised that none
of these individuals will be acting as a real estate broker or advisor
when they are doing business on behalf of Cherokee Financial, LLC.
Privacy Statement
Some pages and/or content on this Site may be preliminary, or subject
to Non Disclosure Agreement or Confidentiality Agreement, or are
otherwise private (together "confidential material"),
and we make a reasonable effort to protect this privacy. Attempted
or actual circumvention or violation of any security or privacy
mechanism is expressly prohibited, and will be prosecuted to the
fullest extent of the law. By entering this Site you agree that
any such confidential materials are the property of their owner,
that you will not use or distribute them, will return them upon
demand, and will be liable for civil damages for their use, the
same as if they were stolen tangible property.

Pursuant to 37 CFR 201.38, the Designees designate the following
individual to receive notifications of any claimed infringement: