Is it Really the Home of Your Dreams?

It is so easy to “fall in love” when a buyer finds the perfectHoboken home. But that feeling sometimes doesn’t mean the house is a perfect fit for their needs.

Ask yourself the following three questions when you find that perfect Hoboken home:

1. Can you really afford it?

Don’t take a huge mortgage even if your lender says it’s okay. Sit down and ask yourself if you are comfortable with the mortgage payment, insurance premium, property taxes and utility bills. Consider the age of the home since there may be repairs down the road.

2. Are there many repairs involved?

A home that’s in poor condition could be any amazing fixer-upper or an aggravating money pit.

3. Is the home the right size for you?

Are the rooms too small? Find out for yourself and use measuring tape to get an accurate picture. If the home is a bit too large keep in mind that the utility bills may become very high for heating and cooling

Although, there are so many factors involved while purchasing a Hoboken home, I can certainly help you guide the way to a smart decision that you may be happy with for a lifetime.

If you have been patiently waiting to buy a Hoboken home, now is the time to do it. All of the key factors are in place to ensure that your home purchase will be a major, positive life-changing event. With low mortgage rates now available,this is the opportunity you have been waiting for. Make 2010 the year you purchase your dream home. For more information contact Eddie Perez, Broker-REALTOR, CDPE. Eddie’s market includes Hoboken, Jersey City, Weehawken and Union City.Eddie can also be reached by phone at 201-344-2886.