iDecision Risk Rating & Strategy Engine

iDecision is a behavioral scoring system designed to improve your credit portfolio management decisions. Employing the most advanced data analysis and risk rating technologies, iDecision lets you take a carefully planned approach to managing the risk levels of your customer portfolio.

The use of iDecision has strategic benefits in revenue optimization, business process and management control. The solution functionality include:

To estimate the probability that a customer will go into default.

To provide appropriate account management strategy based on current risk assessment of a customer, including product pricing, loan size adjustments and collection strategy.

iDecision facilitates enterprise-wide risk categorization using all or a combination of the following modules:

Data interconnection iDecision comes with a number of drivers to connect with various data interoperability standards, as well as custom-developed settings to cater for the rare legacy systems.

You can maximize your customer retention process by combining the iDecision Risk Rating & Strategy Engine with the optional iDecision Retention Management module to gain benefits from your most profitable customers and reducing damage from those with the highest risk.