Comments: H DUGAN (Nee: ) | | | Comments: USED WITH KIND PERMISSION FROM GENEROUS AND THOUGHTFUL OWNER.
Identified on the back as H. J. DUGAN (at least I think the 2nd letter is a J. Could be a Z.). No location indicated, but I bought this near Kansas City, Missouri about 10 years ago.
PHOTO ON EBAY. LISTING:
http://www.ebay.com/itm/Antique-CDV-photo-Ms-H-J-DUGAN-mid-1800s-Missouri-Hairstyle-and-Jewelry-/371040368407?pt=Art_Photo_Images&hash=item5663bab717