Guards

Having
mudguards,
chain-guards and skirt-guards make cycling much more
practicable as you won't have to worry about getting wet, dirty or
having the leg of your trousers or your frock caught up
and ripped by
the chain or the back wheel.

The
bikes used by the vast majority of cyclists wherever cycling is
prevalent are fitted with mudguards, chain-guards and in many places
with skirt-guards for ladies.