Dupaco's business loans allow you to purchase capital assets and major equipment in a familiar way: You'll make a cash down payment and sign a security agreement. Then you'll have the money you need to get yourself up and running or expand your existing operation. Interest rates are favorable, and monthly payments are scheduled.

Our business line-of-credit can be used for minor expenditures or when you need cash. With a one-year term, your line-of-credit will carry a variable rate with monthly interest payments based on the average balance. Conveniently make payments via Shine Online or Mobile Banking, by phone, or in person at any branch. Advances can be made by phone, or at any branch.

Charge ahead with your business and get your supplies the simple, no-hassle way.

Questions or concerns about your card? Call Dupaco at (563) 557-7600 / 800-373-7600, ext. 0. To serve you 24-hours a day on questions related to your VISA, we've partnered with The Members Group (TMG) for service on Dupaco VISA credit cards. TMG is a Des Moines, Iowa-based company which is jointly owned by Dupaco and other Iowa credit unions. When you call for service on your Dupaco VISA account you will be getting secure, accurate, and timely service from a real live person, anytime you call.

Platinum Visa Credit Card Rates

Current as of: 2/22/2019

Credit Card

Annual Percentage Rate (APR)

Visa Introductory Rate

5.99% APR for six months2

Visa Non-Promotional Rate

11.25%-18.25% APR3

Visa Balance Transfer Promotional Rate

3.90% APR for six months after your balance transfer1

1Visa Balance Transfer Rate: The 3.90% balance transfer promotional rate is valid for balance transfers and cash advances that post between 1/2/2019 and 3/31/2019. The 3.90% annual percentage rate (APR) expires six months from the date of your first balance transfer or cash advance, at which time the APR will revert back to the APR established at time of account opening, which is a variable rate from 11.25% to 18.25%, based on your creditworthiness. Account must be in good standing to qualify. All Visa APRs will vary with the market based on the Prime Rate. There is a grace period before interest is charged on purchases, and no annual fees or participation fees. Other fees include: cash advance fee-$3 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee-1.00% of each transaction in US dollars; late payment fee-up to $15; returned payment fee-up to $25.2Visa Introductory Rate: 5.99% introductory annual percentage rate (APR), for qualified members, for 182 days from the issuance of the card. When the discounted period expires, the APR on existing balances will increase to the new non-discount rate on the first day of the billing cycle. After the introductory period your APR will be variable rate from 11.25% to 18.25%, based on your creditworthiness. Visa APR will vary with the market based on the Prime Rate. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee--$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee--1.00% of each transaction in US Dollars; late payment fee--up to $15.00; returned payment fee--up to $25.00.3Visa Non-Promotional Rate: Annual percentage rate (APR) subject to change and may vary during the term of credit. The rate will be the Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin. Margin to be determined by credit score at time of application. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee--$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee--1.00% of each transaction in US Dollars; late payment fee--up to $15.00; returned payment fee--up to $25.00.

Comments (1)

Happy business customer

Eric Lockhart (Domino's Pizza)

• 1900 days 43 mins 39 secs ago

I switched my business loans to Dupaco 13 years ago and have been extremely happy with John Koppes and the entire commercial loan dept. The loan process of a local credit union is much more simple and less complex that banks or finance companies.The fees are much lower , as well. The local people are all friendly and helpful. I would highly recommend Dupaco to any business looking to save time, hassle and money!

Happy business customer

Eric Lockhart (Domino's Pizza)

• 1900 days 43 mins 39 secs ago

I switched my business loans to Dupaco 13 years ago and have been extremely happy with John Koppes and the entire commercial loan dept. The loan process of a local credit union is much more simple and less complex that banks or finance companies.The fees are much lower , as well. The local people are all friendly and helpful. I would highly recommend Dupaco to any business looking to save time, hassle and money!