Discussions continue to be ongoing around the subprime mortgage crisis and how best to help the consumer get out (and hopefully stay out) of mortgage trouble. While many solutions have been bantered about including rate freezes, foreclosures freezes, and government sponsored refinancing, another important piece of legislation is also being discussed. Congress has begun discussing

Despite the fact that loans for poor people are widely available, new government-funded loans have been introduced across the country to offer an “affordable” alternative for hard-up families. The UK government doesn’t want the poorest families to turn to unregulated loan sharks to borrow money. The Daily Mail recently told of how a loan shark