This Plan provides a benefit to someone you name as your Beneficiary if you die in a covered accident, or to you if you suffer Dismemberment as a result of a covered accident. Additional coverage is available for your family members (in which case the benefit is payable to you). The chart below contains some important Plan features and coverage information. For more information, see "How the Plan Works."

Plan Feature

Highlights

How the Plan Works

You can elect Voluntary AD&D for you, your spouse or domestic partner and your eligible children.

You can elect an accidental death benefit of one to 10 times your salary, rounded to the next $1,000, up to a maximum of $1,000,000. The amount you elect is called the principal sum.

You can elect coverage to include your eligible family members. The spouse or domestic partner benefit is:

60% of the principal sum if there are no dependent children at the time of the accident

50% of the principal sum if there are dependent children at the time of the accident

The child benefit with family coverage is:

20% of the principal sum up to a maximum of $200,000 if there is no spouse or domestic partner at the time of the accident

15% of the principal sum up to a maximum of $200,000 if there is a spouse or domestic partner at the time of the accident

Dismemberment benefits are paid at a percentage of the principal sum.

Certain types of losses are not covered.

Eligibility

You are eligible to participate in this plan if you meet the eligibility requirements set forth below.