Corner Office

The Speed of Change – What’s Next?

Welcome to the last half of the decade. Logically, I know that time is a constant and it is only our perception that changes; however, I submit that technology advancements are creating perception changes of epic proportions.

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Travel can be its own reward. But if you’re planning on taking trips far and wide, you may want a chance to reap some benefits from your spending that can make all that moving around a little less stressful. To do that, you can use a credit card that earns points that can be cashed in later, provides particularly useful services, or both.

With the holidays approaching, there’s no better time to start budgeting for expenses like gifts and trips to see family. To help free up more cash this winter, lenders like InTouch Credit Union have rolled out payment-skipping programs for certain types of loans.

If you’ve surpassed your holiday shopping budget in the last few years—or don’t have one to begin with—you’re not alone. Of the 53 percent of consumers that set a spending limit for themselves each year, 46 percent admit that they’ll probably dish out more than planned, according to consulting firm Accenture.

Did you know that you can receive your 2014 tax documents from InTouch Credit Union safely and securely in Home Banking? That’s right; you can get your 1099-INT Interest Income Notices for non-IRA deposit accounts and 1098 Mortgage Interest Notices for ITCU Home Equity and Home Improvement Loans forms quickly and easily in Home Banking next year.

This credit union is federally insured by the National Credit Union Administration. Equal Housing Lender. Rates may be fixed or variable and may include discounts or other promotional conditions. “APY” refers to Annual Percentage Yield.

“APR” refers to Annual Percentage Rate.

InTouch, and its Subsidiaries are licensed by Secure Axcess, LLC under U.S. Patent No. 7,631,191.

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You are leaving the InTouch Credit Union website and entering a website offering services provided by Affinion Benefits Group, LLC; and content and related insurance products provided by Minnesota Life Insurance Company. ITCU does not operate the website and is not responsible for the content or links on the site. Privacy and security policies may also differ from those practiced by ITCU.