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Savings Account at CitiBank N.A.

Open a Citibank
Savings Account and enjoy all the benefits and prestige of being a
customer of the world's leading financial services institution; a bank
that has more than 3,500 branches in 100 countries around the world.

A
Bahraini Dinars or U.S. Dollars Citibank Savings Account combines the
advantage of earning interest on your account, provided a minimum
monthly balance of BD 3,500 is maintained, with the flexibility of
access to your money, anytime.

Dollars or Dinars

Whether you have your Citibank Savings Account in Bahraini Dinars or U.S. Dollars, the choice is yours.

No Bank Charges

You
only need to maintain a monthly minimum balance of BD20 in your Savings
Account to enjoy all the benefits of Citibanking, absolutely free of
charge.

Around-the-Clock Banking

All
Account Holders are entitled to a Citicard that allows 24 hours access
to a private, air-conditioned Citicard A.T.M. Banking Center. The
Citicard is free to our customers and allows the holder to carry out
various transactions - from making cash withdrawals (Bahraini Dinars and
U.S. Dollars), deposits, balance inquiry, mini-statement requests and
account-to-account transfer, to checkbook requests, ordering a statement
or changing your PIN. The Citicard can also be used at 240,000 ATMs in
Bahrain and around the world.

Phone Banking

CitiPhone
Banking allows you to conduct most of your transactions over the
telephone, without having to visit the bank. You can make transfers,
issue stop-payment instructions, up-date personal details, ask for new
checkbooks, statements and advices and report lost Citicards. You can
even pay your phone, electricity and water bills by just picking up your
phone. The CitiPhone Banking Service connects you directly to a
CitiPhone Banking Officer without having to leave your home or office.

Worldwide Remittances

Citibank
is the largest conveyor of funds globally and can be relied upon to
make all forms of remittance - Telegraphic Transfers, Drafts and
Travellers Checks - quickly and efficiently.

With
an in-house satellite link, you can be sure of fast and precise
transactions. And with a worldwide network of branches and correspondent
banks, you can remit your money with confidence anywhere in the world.

Your Finances at a glance

Citibank's
Consolidated Quarterly Statement provides summarized details of all
your accounts on one statement. This means that you are immediately able
to get a clear picture of your overall financial position, at a glance.

A Relationship with a difference

As
there is no minimum balance requirement at Citibank; you can open an
account with us anytime and enjoy all of the facilities and benefits of
being a Citibank customer.

For
instance, when you visit any branch of Citibank, you can always expect
fast, courteous service from our well-trained staff. You can also expect
to enjoy the very latest banking facilities set in pleasant, congenial
surroundings. We maintain consistently high standards of service so you
will find the same level of efficiency at any Citibank branch, anywhere
in the world.

Subject
to the provisions thereof, deposits held with the Bahrain office of
Citibank, N.A. are covered by the Deposit Protection Scheme established
by the Bahrain Monetary Agency regulation concerning the establishment
of a Deposit Protection Scheme and a Deposit Protection Board".

Off Shore Wealth Services for Non Residents
If customer changes residence,
citizenship, nationality, or place of work, it is his/her responsibility
to understand how his/her banking activities are affected by such
change and comply with all applicable laws and regulations as and when
such becomes applicable. It is also imperative that customers keep their
relationship managers informed in the event of such changes.