Stamp duty calculator

Use the Atomic Home Loans Stamp duty calculator to calculate the stamp duty on a property bought in ANY state in Australia. Our Stamp duty calculator includes Grants, Concessions, Exemptions & now Foreign Buyers.

Stamp duty is a tax on a property transaction that is charged by each state and territory. The amounts can and do vary. The stamp duty rate will depend on factors such as the value of the property, if it is your primary residence and your residency status.

Additionally, different states at different times will offer grants and concessions for first home buyers and new home builders, amongst others.

This calculator is created and updated by the Mortgage and Finance Association of Australia (MFAA) so you can be rest assured of the accuracy of the results.

Nevertheless, it’s important to speak to your solicitor or conveyancer about stamp duty requirements, as not only do the amounts payable vary from state to state, but so too do the time frames of when they are due to be paid.

This is important to know as it allows you to budget for the cost, which as you can see can be quite sizeable in some cases.

When budgeting to purchase a house, it’s vital that you account for the cost of stamp duty. The additional cost, if not accounted for, may decrease your borrowing capacity and also reduce the deposit you can contribute to the purchase. This may also mean you are above the 80% Loan to value ratio, meaning you will likely be required to pay lender mortgage insurance, which again, can be very costly.

After using this stamp duty calculator, use our Property buying cost calculatorto get a more accurate idea of what the total upfront costs will be for your property purchase.