If you’ve maxed your 401(k), here’s another way to save big

A doctor demonstrates an app on an iPad to review medical tests of one of his patients at Northwest Medical Center in Margate, Florida.

Financial advisors don’t have to look far for the next big growth opportunity: It’s right in clients’ health-care plans.

Say hello to the health savings account, which works in tandem with high-deductible health insurance.

HSAs offer a triple-tax benefit: Assets in them grow free of taxes. Savers can contribute to them on a pretax or tax-deductible basis. Finally, account holders can tap the assets free of taxes, provided the money goes toward qualified medical expenses.