Financial Health Resources

OregonSaves can help you find the help you need

The State of Oregon wants to help you succeed in all areas of financial health, not just retirement. The following organizations have additional information on savings that may be able to helpful to you.

Bank On Oregon aspires to ensure everyone has access to financial solutions that improve the lives of individuals, families, and communities. The added economic stability gained through increased access to financial services benefits the entire state of Oregon. Bank On Oregon brings together consumer advocates, financial education providers, banks and credit unions, state and local government, and community institutions in a voluntary effort to centralize information, ensure quality product offerings, and ease consumer entry into the financial marketplace.

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

CCCS stands for Consumer Credit Counseling Services. Every counseling office in the CCCS network offers a common set of services, including financial education, budgeting assistance, and Debt Management Plans.

Innovative Changes (IC$) is a nonprofit Community Development Financial Institution that provides financial education, small-dollar consumer loans, and access to credit building and asset building opportunities.

Millions of Americans aren’t saving—or aren’t saving enough—for their retirement. MyRA offers a simple, safe, and affordable way for people, especially those who don’t have access to a retirement savings plan at work, to get started.

CASA of Oregon helps local direct-service organizations improve the lives of Oregonians, particularly in the rural areas of the state. We are organizers, advocates and development consultants focused on building hope, homes, and financial health for those in need.

Micro Enterprise Services of Oregon seeks to improve the economic opportunities of under-served individuals through empowerment, education, and entrepreneurship for the benefit of families in the greater community. An experienced and dedicated staff provides a minimum of three years of support, ranging from business planning, goal implementation, marketing, consulting, and financing.

This website is a product of the congressionally chartered Federal Financial Literacy and Education Commission, which is made up of more than 20 Federal entities that are coordinating and collaborating to strengthen financial capability and increase access to financial services for all Americans.

NeighborWorks Umpqua is a private, rural nonprofit organization working to enhance lives for Oregon residents in Coos, Curry, Douglas and Josephine County. We do this by increasing access to affordable housing and creating partnerships that promote community stability, business success and economic growth. NeighborWorks Umpqua works to connect Southwest Oregon residents with programs, resources and services that help them improve their lives and enhance local communities.

The Warm Springs Community Action Team (WSCAT) is a non-profit community development organization located on the Warm Springs Indian Reservation (WSIR). WSCAT was first established in 2001 as an incubated program under the Central Oregon Partnership. WSCAT became an independent 501(c)(3) nonprofit organization in August 2008. WSCAT is located in the Warm Springs Agency, the largest community on the Warm Springs Reservation.

A little support goes a long way in helping today’s families flourish. Economic and social stressors can make it tough to focus on relationships, finances and parenting. Sometimes it’s hard to know where to turn, especially if you don’t have a strong support network in place. At Metropolitan Family Service, we equip families with the tools to succeed.

NEDCO (Neighborhood Economic Development Corporation) has worked since 1979 to make sure the people in Lane, Marion and Clackamas counties have the tools and resources they need to build a brighter financial future. Our mission is to build human and capital assets to strengthen neighborhoods and broaden participation in community ownership and governance. We fulfill our mission by helping our community find safe and affordable housing, develop and maintain solid businesses, and bring neglected neighborhoods back to vibrancy.

At NeighborImpact, we change lives by helping families’ access skills for success, family services, financial assistance, food, housing, heat and energy assistance. Whether you need assistance now, or you're working to build financial security for the future, NeighborImpact has programs and services that can empower you to take the next steps toward success and stability. Our goal is to help you enhance your quality of life.

At the Portland Housing Center, we believe everyone deserves access to homeownership. We make it possible through quality home buyer education, one-on-one guidance, financial services, and a variety of other resources to make homeownership a reality for Portland-area residents. We’ve helped more than 7,000 families become successful, financially secure homeowners. We prepare you for the challenges, and guide you throughout the home-buying process. We offer mortgages with fixed interest rates, low down payments, and assistance with down payment and closing costs.

College Dreams promotes healthy youth development, academic excellence, and college preparation for students, especially those who face life challenges. College Dreams is an evidence-based program for engaging bright young people in typically underserved populations. We do this by providing our students, known as “Dreamers”, with an on-site College Preparation Specialist (CPS) who works with students on a weekly or monthly basis providing activities and experiences centered around careers and college. Additionally, we go on college tours, provide college scholarships, help with college and scholarship applications, etc.

As the nation's leading microsavings provider, EARN designs and launches online savings tools that create financial stability for America's most economically vulnerable populations. EARN's ultimate vision is that well-informed American households will achieve financial success through proven strategies, fair public policy, and their own hard work.

Financial Beginnings’ programs teach individuals how to access and participate in their financial health, how to make informed financial decisions, and how to responsibly manage money to protect and build their assets. In doing so, the life opportunities available to them increases.

The Immigrant and Refugee Community Organization (IRCO) supports immigrants, refugees and mainstream community members to become self-sufficient. We strive in our programming, outreach and education to foster understanding, compassion and communication between Oregon's established communities and newest arrivals.

Founded by the community, for the community, NAYA is a family of numerous tribes and voices who are rooted in sustaining tradition and building cultural wealth. We provide culturally-specific programs and services that guide our people in the direction of personal success and balance through cultural empowerment. Our continuum of lifetime services create a wraparound, holistic healthy environment that is Youth Centered, Family Driven, Elder Guided.

NEDCO (Neighborhood Economic Development Corporation) has worked since 1979 to make sure the people in Lane, Marion and Clackamas counties have the tools and resources they need to build a brighter financial future. Our mission is to build human and capital assets to strengthen neighborhoods and broaden participation in community ownership and governance. We fulfill our mission by helping our community find safe and affordable housing, develop and maintain solid businesses, and bring neglected neighborhoods back to vibrancy.

Neighborhood Partnerships is a statewide non-profit organization dedicated to creating opportunity for Oregonians. We build and manage strong partnerships that fuel change and progress in our community. Each year, we have impact on the lives of thousands of Oregonians through high profile collaborations and initiatives and through nurturing leaders.

Protecting your financial life can be complicated, and getting the answers you need can sometimes be frustrating. That is why the Oregon Division of Financial Regulation has a dedicated team of consumer advocates who are here to help, free of charge.

The Oregon College Savings Plan is a state-sponsored, tax-advantaged 529 college savings plan that’s helping families and individuals plan for the cost of higher education. It’s available to any citizen or tax payer. And just about anyone can help contribute including Grandparents, other family members and friends.

For too long, people with disabilities could not save for the future out of fear of losing needed government benefits. The disability community fought long and hard to change this, and together we’ve come up with a solution. An Oregon ABLE Savings Plan is a way to save for eligible expenses, invest for the future and keep the benefits you rely on every day.

CASH (Creating Assets, Savings and Hope) Oregon is committed to improving the financial health of low income working families and individuals. CASH Oregon provides low income families and individuals from every community and background in Oregon with the tools and resources to begin building solid financial futures.

Individuals have not received compensation for their testimonial. Testimonials may not be representative of the experience of other customers.

OregonSaves is overseen by the Oregon Retirement Savings Board. Ascensus College Savings Recordkeeping Services, LLC (“ACSR”) is the program administrator. ACSR and its affiliates are responsible for day-to-day program operations. Participants saving through OregonSaves beneficially own and have control over their Roth IRAs, as provided in the program offering set out at saver.oregonsaves.com.

OregonSaves’ Portfolios offer investment options selected by the Oregon Retirement Savings Board. For more information on OregonSaves’ Portfolios go to saver.oregonsaves.com. Account balances in OregonSaves will vary with market conditions and are not guaranteed or insured by the Oregon Retirement Savings Board, the State of Oregon, the Federal Deposit Insurance Corporation (FDIC) or any other organization.

OregonSaves is a completely voluntary retirement program. Saving through a Roth IRA will not be appropriate for all individuals. Employer facilitation of OregonSaves should not be considered an endorsement or recommendation by your employer of OregonSaves, Roth IRAs, or these investments. Roth IRAs are not exclusive to OregonSaves and can be obtained outside of the program and contributed to outside of payroll deduction. Contributing to an OregonSaves Roth IRA through payroll deduction offers some tax benefits and consequences. You should consult your tax or financial advisor if you have questions related to taxes or investments.

The OregonSaves mark and OregonSaves logo are trademarks of the Oregon Retirement Savings Board and may not be used without permission.