Traditional Term Life Insurance

Why should you consider the ACS Group Traditional Term Life Insurance Plan?

As a surgeon you have many financial obligations that may have increased your need for life insurance. Help protect your family’s financial future, your home and the lifestyle you have worked hard for with the American College of Surgeons Group Traditional Term Life Insurance. The ACS Group Traditional Term Life Insurance Plan can help ensure that if you become terminally ill or die, your family may still be able to pay:

Mortgage payments

Medical bills

Funeral expenses

School loans

Children’s tuition

Estate taxes

Here is what the ACS Group Traditional Term Life program can offer you:

Rates currently discounted up to 48%

Coverage up to $4,000,000

Spouse coverage available up to $2,000,000

Includes an Accelerated Death Benefit and our NEW Chronic Care Acceleration Rider

Premium Waiver Benefit

Valuable Package Discount available

Conversion option available

Available exclusively to eligible ACS members under 65.

Valuable Package Discount

If your personal ACS insurance package includes one or more of the Term Life Plans, one or both of the Disability Plans, and either one or both the Hospital Indemnity or Accidental Death and Dismemberment plans, your total premium will be reduced by 25% on all plans. Incredible savings!!

The discount only applies to qualifying plans underwritten by New York Life Insurance Company.

You enjoy a 30-day, money-back guarantee. Even after you are accepted, your initial premium is paid, and you receive your Certificate of Insurance, you have 30 days to be sure you are completely satisfied.

If not, just mark "Cancel" on your Certificate and return it to us within the 30-day period (without claim). Every cent you have paid will be promptly refunded in full.

Underwritten by New York Life Insurance Company - Issued under Group Policy Form GMR (In Texas Policy Form: G-29000-0/GMR-FACE).

Underwriting Requirements

All applicants must meet the New York Life underwriting requirements (satisfactory evidence of good health) to qualify. Neither the College nor the Insurance Trust participates in decisions concerning insurability of applicants. The Administrator follows the Insurance Company's medical underwriting guidelines to evaluate enrollment forms. Thus, all final decisions regarding insurability are the sole responsibility of the Insurance Company.

How New York Life obtains information and underwrites your request for insurance: NYL Important Notice