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Who We Are

Although we are a small firm, we believe that this is an advantage to our clients. The personal nature of Perennial Advisors Group allows us to give our clients the individual attention that is often overlooked by larger firms.

The outcome is peace of mind when it comes to your investments and future plans.

David Carpenter

Founder, CEO

I started this business in 1998 with a concept to help people with their financial success. Now all these years later, I feel that we have been able to combine an advanced level of financial expertise, seeking to provide clients with a positive investment experience, and peace of mind.

In my prior career, I worked in accounting and treasury roles with various companies both locally and overseas. In the 80’s I traveled around the world during a two year assignment living and working overseas. It was indeed a life changing experience.

In terms of education, I am a Cum Laude graduate of Ohio University with a dual major in accounting and finance, I also hold a Master of Science in Taxation from Bentley University and an advanced degree certification as a Master Personal Financial Planner from Bentley.

Outside the office, I enjoy boating and fishing off Cape Cod, as well as hanging out with family and friends. Good wine is often a companion as well as my wonderful girlfriend Rose.

I am so lucky to have found this work. My passion for helping people makes it a rare day that I feel like I am working…which is truly a gift.

Kelsey Brennan

Financial Planning Analyst

I joined Perennial in the summer of 2015 after graduating from Bentley University with a BA in Managerial Economics. I knew that I wanted to pursue a career that would allow me to explore my interests in data analysis and financial planning. As a financial planning analyst I am able to exercise my skills and passion in order to help people achieve their financial goals.

I aspire to be described as an insightful individual, who continuously strives to meet higher goals and deliver knowledgeable opinions. In my free time I enjoy running, reading, and spending time with friends. I frequently visit my hometown in Weymouth, MA to spend time with my family and our two boxer dogs.

Ken Hoyt, CFP, EA

Financial Advisor

I joined Perennial in December 2017 after spending 8 years in technology sales and running my own tax-focused financial planning practice. Prior to that, I worked as a financial advisor and financial analyst for various companies in the greater Boston area for 15 years. My goal is to have a positive impact on my clients’ lives by providing tailored financial advice that is truly in their best interest.

I earned my undergraduate degree from Syracuse University and a Masters in Finance from Northeastern. I am a Certified Financial Planner and NAPFA-registered financial advisor.

I live in Westford, Massachusetts with my wife and three children. In my spare time, I enjoy reading, golf, tennis, CrossFit, and spending time with family and friends.

Kelly Powers

Administrative Assistant

After years in corporate America and formerly owning a small retail business, it was time to shift gears and seek new opportunities.

I joined Perennial in 2016, where I am able to combine my strong administrative background and my love for people into my Administrative role. Attention to detail and communication is key, whether you are a new or existing client, my job is to ensure your experience with us exceeds your expectations.

I understand the importance of client relationships and enjoy getting to know our clients and assist them.

I love the small, relaxed, friendly environment here at Perennial where every day brings something new. The diversity and opportunity to learn and grow is both welcoming and refreshing.

A wife, and mom to 2 fur babies, I am insanely compassionate about life and obsessively grateful! Spending time with my husband and family is of the utmost importance. Working out, hiking with our dogs or simply chilling on the couch makes me happy!