Thanks to MichaelClark for our joke of the day. How do you tell you have a Cheap HMO?The Top 10 Signs You've Joined a Cheap HMO 10. Annual breast exam conducted at Hooters.9. Directions to your doctor's office include, "take a left when you enter the trailer park."8. Tongue depressors taste faintly of Fudgesicle.7. Only proctologist in the plan is "Gus" from Roto-Rooter.6. Only item listed