#1 Charged for each transaction in excess of 2 (two) per month performed at non CO-OP ATMs.

#2 Check Cashing Fee: $1.00 per $100.00 of check amount, maximum fee of $5.00. (Fee waived if any one of the conditions are met: average aggregate balance of $500 in savings for previous 3 months; active & current loan; age 18 or younger; 50% of check deposited.)