Here is an overview and eXp Realty review

Welcome to exp Realty. The following is an overview of one of the most innovative and fastest-growing real estate brokerage models. eXp Realty is a global community designed powered and owned by our agents and partners and is transforming the real estate experience. Exp’s family of agents build their own businesses while having the opportunity to also establish a direct ownership interest in exp world holdings as a shareholder and partner. Technology is changing the world as we know it and real estate is no different our industry needs to adapt to the ever-changing technology landscape in order to remain valued by the consumer when buying and selling real estate. With a hundred and seventy-five percent year-over-year growth exp has expanded to over five thousand agents across 44 US states, Washington DC, and two Canadian provinces. exp believes that your career is your brand. There is nothing more important to your business than you, that’s why we believe eXp agents self brand while following their state laws. After all when a buyer or seller chooses you as an agent they want you and not the company you’re splitting your Commission with. Read more

The rule of 72 teaches that money can work for you or against you.

Albert Einstein said: “Compound interest is the greatest mathematical discovery of all time. It’s the eighth wonder of the world. He who understands it, earns it – he who doesn’t, pays it.”

The rule of 72 states that if you divide the interest rate by 72 you will get approximately how long it will take for your money to double. When you save or invest, money can work for you. Let’s look at how this works and how your interest rate can make all the difference in what your return will be.

If on the day you were born your parents put $10,000 into a savings account, and that lump sum yielded a 1% fixed interest rate, you’d have around $20,000 waiting for you when you turned 72. If the interest rate was 4%, you’d have $168,423. What do you think the value would be at 8%? Would it surprise you that you’d have $2,549,825. That’s 15 times more money by simply doubling the rate from 4% to 8% over your lifetime.

The rule of 72 is the kind of principles that enable you to take advantage of The Wealth Wave.

The iUL is called the The Swiss Army Knife of Financial Strategies

In this new, challenging economy that calls for innovative wealth-building and retirement strategies, Millennials, Gen-Xers, and Baby Boomers are all trying to find their footing and chart a path for the future. Offering relevant solutions that meet the needs and goals of today’s investors is just as important as the financial education we provide. Let me share with you a financial option with the opportunity for everyday people – YOU included – to avoid market risk and build a tax-free income. Read more

I did a recommend for someone today that I would like to share with you.
Male age 29 married with 2 children
$500 a month contribution.
It’s a 7702 plan that starts with a Initial Face Amount (death benefit ) of $672,053 so his family is protected. Every month the death benefit grows until he starts withdraws. Death benefit at age 66 is $814,810
Contribute to age 65. Total contribution for 37 years $222,000
He starts taking a tax FREE income of $73,702 a year yes tax FREE to age 80
In just 3 years he would have received everything he put into the plan.
From here on its ALL TAX FREE profit totaling $1,105,630 available as a tax FREE income and still having a death benefit at age 80 $108,932 and grows every month. Read more

We’ve reached a place where we must fix what lies in the hearts of Americans decline. Our political leaders or Business Leaders have made a catastrophic choices. We as a nation can’t rely on them to fix what has been broken. Time for Americans to take off the blinders and take a look at what’s really happening in our country. We need to make choices that will put us back on the right path.
The decline of our country is primarily a decline of our culture. The morals and ethics of our political leaders and the American public are in disarray. The American public has their head in the sand, thinking that the government will take care of us and fix things. But with the trillions of dollars in debt America faces, it will never go away and America cannot afford to pay it off. America’s does not even collect enough taxes to pay the interest on the debt. Read more

WOW it can get confusing here is Forex Trading simplified.

So here is a simple example of that is Forex trading. If you have ever traveled to a foreign country. You may have needed to exchange your money if so you have already participated in Forex trading. Forex is the short form of Foreign exchange. Well it’s a bit more then that. For example Companies buy goods from other countries they need to obtain the local currency first. Just like us when going on holiday. The difference is they will exchange huge amounts at a time. When these companies exchange these huge amounts they will actually effect or alter the amount because the demand for the currency they need increases. When the demand increase the amount increases. With all this exchanging going on around the world the exchange rate is constantly moving. Read more

Yes you can be a Stay-at-home mom!

The moment you saw your sweet baby opening her eyes for the first time you fell deeply and madly in love and you knew you wanted to be there for your child always. But the reality is you can’t afford to be just a stay-at-home mom there’s no way your family can survive on only one income. You and your husband were both working full-time jobs before the baby came and even then you were living paycheck-to-paycheck without a whole lot left over. Read more

The Number of Financial Advisers are Dropping but the need is growing. What does this mean for you?

With too few new financial advisers coming into the industry, the decline of financial advisers shows no signs of slowing. In 2015 a 2.4% annual decline in advisers, as advisers continue to retire.

The number of financial advisers in the United States fell by 1.3% — or approximately 4,000, in 2011, and will decline by another 18,600 over the next five years, according to global research firm Cerulli Associates Inc.

“The continual aging of the industry is not being offset by the influx of new talent,” said Tyler Cloherty, associate director at Cerulli. “The wirehouses are starting to train people again, but it’s just not enough to make up for the number of advisers retiring and leaving the industry.”

The independent broker-dealers will suffer an even more dramatic decline, according to Cerulli projections. Mr. Cloherty expects that they will lose 18,000 advisers by the end of 2016, an annual attrition rate of 5%. Read more

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Is an IUL right for you?

Is the Indexed Universal Life Insurance the best opportunity?

In this new, challenging economy that calls for innovative wealth-building and retirement strategies, Millennials, Gen-Xers, and Baby Boomers are all trying to find their footing and chart a path for the future. Offering relevant solutions that meet the needs and goals of today’s investors is just as important as the financial education we provide. Let s take a look at a financial option to avoid market risk and build a tax-free income. Read more