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An undercover reporter from the BBC Watchdog team made secret recordings of employees at the firm last year.

One member of staff was filmed rubbing his hands together and smiling while saying: "I'm going to get your money. Watch out old lady. I'm so innocent, I'm a nice salesman."

He was also filmed telling the undercover reporter that the company did not go and see Asian people – claiming the company was not racist - and preferred to sell its products to customers over the age of 55.

An 82-year-old woman from Nottinghamshire, who is owed hundreds of pounds, said she felt like she had been the victim of "emotional blackmail".

She said she was visited by a representative of EnergySave in October 2017, two months after her husband died.

The elderly woman claims was convinced to purchase insulation for her home after being told by the representative that the company needed to make sales so it didn't have to "lay anyone off" over the winter period.

A spokesman for Panos Eliades Franklin & Co said the list of creditors who were owed money were unlikely to get any of it back because Mr Rowan did not have any realisable assets.