Our Concepts

Learn About Our Concepts and How You Can Use Them to Reach Your Financial Goals

Decreasing Responsibility

As we venture through life our financial obligations change. Understanding the theory of decreasing responsibility helps you to plan appropriately through each stage of life you go through.

Pay Yourself First

Many people believe that they just don’t have enough money to save. With this simple concept of “pay yourself first” you will be surprised at what you can do. After all, it’s not what you earn – it’s what you keep!

Compound Interest

Understanding the power of compound interest on savings allows you to see how time is your friend when it comes to saving money. The sooner you start saving, the greater the benefit of compound interest.

How to Get Out of Debt

Debt is truly the cancer to your financial security. Creating a strategy to get out of debt is critical to reaching your goals. Becoming debt free is one of the greatest accomplishments that you can make!

The High Cost of Waiting

Want to save $1 million dollars by age of 67? The longer you wait, the more you will have to save each month. So get started now!

The Rule of 72

Want to learn an easy way to calculate just how long it will take for your money to double? The Rule of 72 is an easy equation that will give you the exact number of years your money will double based on the interest rate you are earning.