If this is your first time here, don't forget to follow me by email. Feel free to check back anytime for updates. Thanks for visiting!

Monday, March 26, 2012

Fraud At Its Finest!

Will fraud really ever stop? I don't know, but all I could do is my part. If I hear of someone being a victim of fraud or if I experience it, I think it's our duty as members of society to report it and share it with others, to stop these fraudsters and scam artist. It sickens me that there is so much fraud out there. I recently came across a few scams from the Better Business Bureau website that I thought I would share. Please pass this on to your friends and family so we could put a stop to these types of crimes and get these fraudsters off the streets.

Advance Fee Loans
This is a scam where you complete an online credit application for a loan. The scammers tell you that you're approved, but the catch is you have to send them a fee before you get the loan. After you send them the fee, you don't receive the loan.TIP:

If you are completing an online credit application, it should be with a reputable company that you've heard of.

It is illegal for a company to ask for a fee upfront before advancing a loan.

Door To Door Sales
I don't know many people in this day and age that actually answer their door to a sales rep or a stranger. I personally don't answer the door unless I am expecting someone. Maybe I watch too much America's Most Wanted. Lol! Anyway, sales people are using high pressure sales tactics to scare people into buying products and services that they don't want or need such as air filters, vacuums, window washing, painting, repair and landscaping services. How dare someone come on your property and pressure you to buy something. What's wrong with people! What's really sad is, this probably often happens to the elderly.TIP:

Don't answer your door if you don't know who it is. If a friend or family member pops by unannounced, chances are they'll call you if you don't answer your door.

If you feel threatened by a sales person on your property, ask them to leave, if they refuse call the police.

Don't give in to high pressure sales.

Fraudulent Locksmiths
Fraudulent locksmiths are advertising online and using a local address and phone number. When the customer contacts the locksmith, they get someone on the line from another city and the address is fraudulent. Customers who have hired these companies have been overcharged for the products and services and received bad service and poor workmanship. When customers contact the locksmith to complain they have a difficult time getting a hold of someone.TIP:

Confirm the company address and ask for the legal name of the business.

Check the business out with the Better Business Bureau.

When the locksmith arrives, ask for identification,a business card and their license.

A legitimate locksmith will ask for your identification to confirm you are the homeowner.

If you hear or know of any fraudulent schemes out there, please report it to your local police and to the Canadian Anti Fraud Centre (CAFC)at 1(888) 495 8501 or antifraudcentre.ca

Advertise Here

Welcome to Call Me What You Want, Even Cheap, and thank you for for interest in advertising with me!

This is a blog dedicated to saving, budgeting, getting out of debt and all the other good stuff related to personal finance.

If you are interested in advertising here please email me at callmewhatyouwantevencheap(at) gmail (dot) com.

I am open to discussing any opportunities you are thinking of.

Disclaimer

This blog is a personal blog written and edited by me. I am not a financial advisor. My posts are a reflection of my life experiences, so please do not make any financial decisions soley based on what I have said or done.

This blog does accept cash advertising, sponsorship, paid insertions and other forms of compensation. The compensation received does not influence the content, topics or posts made in this blog. I do not recommed or endorse any article, service, product or information found in any articles on this site. The articles submitted to this site belong to the authors of the articles and do not neccessarily reflect the views of this site.

The views and opinions expressed on this blog are purely my own. I will occasionally have guest post on this blog from time to time. Any product claim, statistic, quote or other representation about a product or service should be verified with the provider or party in question.