I’ve Lived Outside India For 20+ Years, Do I Have A CIBIL Score?

Coming Back To India With No Credit History

From: Rajesh <rajesh.******@*****.com>Subject: 20+ years been out of India. No local credit history.

Message Body:20+ years been out of India. No local credit history. How do I check my rating?

Thin or No History Likely

Hello Rajesh,

Thanks for your email! While you likely won’t have much information in your CIBIL file due to lack of an active credit history in India, you may not even have a CIBIL report at all. Luckily it’s easy and free to check. To get your full CIBIL report, I would recommend you visit CIBIL.com/freecreditscore and enter the required info to get your full report. It would be interesting to see what, if anything, is there. In all likelihood it will be an empty file as CIBIL is a new entity.

If you follow through with this, please email us back to let us know if you had a report on file with CIBIL, it would be valuable information to our readers. Thanks so much.