How about if you drive for a year or two in your early twenties then don't drive for 20 years and now want to insure a car in your forties? Should your no claims still count? OK, it's an extreme example but I can see why no claims has a time limit. 2 years is a little bit stingey though, should maybe be 5 years minimum.

Thats odd, when I was last insured with Bell, they told me my 15 years no claims would reduce by 1 year for every year I didnt have an insurance policy, capped at 5 years. This was a phone call discussion so I have no proof, but is in direct contrast to the answers above...

How about if you drive for a year or two in your early twenties then don't drive for 20 years and now want to insure a car in your forties? Should your no claims still count? OK, it's an extreme example but I can see why no claims has a time limit. 2 years is a little bit stingey though, should maybe be 5 years minimum.

I am driving though, but on company insurance and also on Miswah's policy. So why should my no claims be taken away from me.

You may well find that if you can show you've been insured on and driving other cars that they take that in to account

I had similar when I sold my car and bought a motorbike whilst being a named driver on my parents car for when I needed it. When I went to get insured for my own car a few years down the line they took my motorbike no claims in to account so I didn't start from scratch.