"Unfortunately car servicing is not a priority when it comes to spending student grants."

Although nowadays it is not uncommon for a student to own a car, laptop and mobile phone they are still faced with the burden of debt and often struggle to make ends meet.

James Knight, president of the National Union of Students in Wales, said he was saddened by the recent findings and added that "students are put under such enormous financial strain that it is often the case that they simply cannot afford car safety checks".

In a bid to help target this problem, Nationwide has decided to offer a free safety check and discount on MOTs to all students in Cardiff.

Nationwide is aiming to educate student motorists that car maintenance is an equally important part of student livelihood.

Mr Dunn described students as its "main priority" at the moment. He said "though it will take time to educate motorists, we are fully committed to road safety and will continue to drive the message forward."