Property Development Finance & Advice

Can I get a loan for my personal property development?

Development finance is a mortgage or loan designed to help you fund the building of a property that you intend to sell or rent out once it’s complete. You might have a portion of your back garden you can section off for a new-build, or perhaps you have inherited an older property that you wish to knock down to make space for new homes or apartments. John Charcol is an expert in helping clients to arrange development finance for projects with planning permission throughout the UK.

Property development finance brokers

Raising finance for a property development can be tricky, but John Charcol has decades of experience in the UK mortgage market to overcome these difficulties. Our property development finance brokers and can arrange finance for all kinds of clients and circumstances.

Talk to our development finance experts.

Call us on 0344 346 3672

Why is development finance difficult to arrange?

Development finance is a specialist area of the lending market because it is riskier for lenders than a standard mortgage. Rather than lending on an existing home that can be assessed and valued, you are asking a lender to loan money based on your plans, and your personal commitment, experience and tenacity to see your project through to completion.

How can John Charcol help with development finance?

As mortgage experts with years of experience in development finance, we have personal links direct with development finance specialists.

As long as you have planning permission and personal funding of around 30% to 40% of the overall project budget, we can help to organise development finance for a wide range of projects including:

Converting a single dwelling on land you own to a block of flats or apartments

Finance at various development stages, from ground up to foundations, footings, water tight and fittings

Knock-down projects where you are demolishing an old existing property to develop a new build

To find out how we can help with your development finance, call us on 0344 346 3672 or enquire now.

Flexible We're used to working with high net worth individuals who want flexible mortgages that give them best value.

Fast We work quickly to make things happen in the timeframes you need.

Accessible We’re real people available on the end of the phone or in person, as and when you need us.

What our customers say

John Charcol

0330 057 5173£

Cutlers Exchange, 123 HoundsditchLondonEC3A 7BU

Excellent

1451 Total reviews

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4.84 Average rating

5

★★★★★

Steve

This was my second time working with John Charcol and my first time working with Jessica Child and Fiona Allan. Their attention to detail, steady and clear communication, regular updates that anticipated my needs was impressive. They made the process easy and pleasant for me. I will definitely be back.

Posted 1 day ago

5

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Steve

Customer service was exceptional, Tiara and Hayley looked after my account and both of them were an absolute pleasure to deal with. Thanks very much for your patience and understanding. Going to miss our little chats we have had 10 out of 10 👍 Steve Herron

Posted 1 day ago

5

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Pleased

I was dealt with by Randeep who was very kind and extremely efficient. Randeep made everything easy and clear for me so it was unstressful.

Posted 4 days ago

5

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Michael

The advisors Steve Molina and Katy Swift were excellent. They kept me up to date with the progress of my application all the way through the process. All in all a very pleasant experience. Thank you

Posted 1 week ago

5

★★★★★

Marc

Had great service from start to finish, someone always there on the phone or email to help you along your way and of course the saving on the mortgage helped!

Posted 1 week ago

5

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Anonymous

Recommended to me and I would do the same. Randeep helped with initial mortgage and just recently, improved renewal. Very good service. Thank you

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Legal

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is St. Helen's, 1 Undershaft, London, EC3P 3DQ. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.