Our Overdraft Privilege Program amount is $500.00 including fees; the same $30.00 fee applies to items paid as they do for an NSF fee. It does, however, save you the fee from the merchant for an NSF item.

New checking account holders must make a determination at account opening whether they wish to Opt In to the program. It is not immediately available as the account must still go through a review for eligibility. For some accounts (Student accounts, for example) this privilege will not be made available at all based on the type of account or other factors.