Loans

If you’re looking for a loan, turn to people you know and trust. Our loan staff works with you personally to offer advice and guidance. All decisions are made locally, by the same people who work with you every day. The results: fast approval, customized lending programs and friendly service from people who care. Meet our Team

Aircraft Loans

KCB Bank offers aircraft loan assistance for individuals, small businesses and flying clubs. Private airplane financing is available for specific lines of small jets, whether used for business or pleasure. Contact us for rates and more information.

CONSUMER LOAN PRODUCTS

CD or Savings Secured

Personal

We make getting behind the wheel simple. It may be a used vehicle, but it's brand new to you and we want to get you in that car or truck of your dreams. We offer great rates and terms on used vehicle loans that will fit your budget. If your car, truck or van is currently financed somewhere else, consider KCB’s auto refinance as an option.

Model years from 2008 to 2014

Competitive interest rates (based on applicant credit)

Financing up to 90% for new vehicles or 80% of NADA Value Clean Trade In

Terms up to 60 months for new; 48 months for two to three year old vehicles

Automatic payments via direct deposit and account transfer available

Contact us to obtain rates and terms to fit your individual needs

Construction

If you’re looking to build a new home, make it easy by applying for both construction and mortgage loans with KCB Bank. Interest only loans for 9 to 12 months are available during construction. When construction is complete, we can refinance your construction loan into an amortizing 15 or 30 year loan. (Rates)

Vacant Land/Lot

If you’ve found a building site but aren’t quite ready to build, finance the land with KCB and start building equity. (Rates)

Mortgage Lending - Home Loans

If you are looking to purchase, refinance, or get pre-qualified for a home, our mortgage lending department offers a wide variety of loan programs.

Home Improvement

Looking to improve on or expand your home? Home Improvement Loans can be financed a number of ways. Get more for your money with our competitive rates.

Contacts

For more information regarding any of our loan products, or to schedule an appointment with any of our lending professionals, call us at the bank 816-628-6050 or email a member of our staff. We’re here to help you get the financing you need. Meet our Team

BUSINESS LOAN PRODUCTS

When you conduct business with KCB Bank, it’s more than just a financial transaction. You’ll be forming a strategic partnership with experts who care about your business and understand the many challenges you face. From sweep accounts to low-fee checking with free debits and credits, our business services are targeted to save you time and money. Our lending services include:

Lines of Credit

A short term solution for purchases, payroll and cash flow needs. (Rates)

Equipment

Amortized equipment loans available for the purchase of equipment or use existing equipment as collateral for expanding your business. (Rates)

Real Estate

Finance the purchase or refinance existing owner occupied real estate. KCB offers a 5/1 ARM with payments amortized over 15 years as well as a 15 year fixed loan option. Let a KCB lender help you find the best solution to meet your business need.

Investment Properties

Let a KCB lender help you find the right loans for purchasing or refinancing investment properties. Whether you’re investing in a 1-4 family residential property, apartment project, office, retail, or warehouse space, we can help you find the best solution for your investment. (Rates)

Construction

Finance the construction of 1-4 family speculative and custom homes or a commercial project. Take advantage of KCB’s interest only options during construction and permanent financing options once construction is complete. (Rates)

Agriculture

Use lines of credit to finance seasonal cash flow for crops or cattle. (Rates)

Letters of Credit

Letters of credit are available to meet your vendor’s requests for taxes, utilities, and construction jobs. (Rates)

Contacts

For more information regarding any of our loan products, or to schedule an appointment with any of our lending professionals, call us at the bank 816-628-6050 or email a member of our staff. We’re here to help you get the financing you need. Meet our Team