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Welcome

Tonge Investments is a Registered Investment Adviser, located in the State of Maine, specializing in managing assets in the securities markets. We work with our clients to articulate individual goals and risk tolerance. We then devise a personalized investment plan using a variety of strategic tools:

We invest with a conservative, long-term approach designed to increase asset value over time.

We offer you a custom-tailored portfolio based on your hopes and plans, your income needs, and your risk tolerance.

We view investing as a process – not an event. Your individual goals form the basis of the investment strategy that we develop together.

We encourage you to browse through our pages and call us with any questions, comments or suggestions.

HISTORY

PROCESS

FEE

History

Tonge Investments is a Registered Investment Adviser specializing in portfolio management for individuals, trusts, retirement plans, and endowment funds. Rick Tonge (pronounced Tonj) first entered the business in 1974 as a third generation broker, working for his father's firm. In 1996, he moved from the brokerage to the adviser side of the business so he could work in a fiduciary capacity for clients.

Tonge Investments employs a unique research method, based on technical analyses, in order to identify investment opportunities. Technical analysis focuses on the tug-of-war between supply and demand in the stock market, discovering the relative strength of assets. Relative strength, derived through technical analysis, is the most notable attribute of profitable investment portfolios.

Process

We will talk with you. We will ask questions. We will strive to know what your unique situation is, eventuating in a needs profile and a risk profile. Once we arrive at a common understanding, we will use our experience to develop the appropriate mix of assets to enhance your financial status.

Fees

Management Fees are invoiced at the beginning of each quarter and are based on the total market value of the portfolio. The quarterly fee is one-fourth of the following annual rates:

1.00% on the first $500,000

0.70% on the next $500,000

0.50% on the balance

Two or more related portfolios may be combined for fee calculation. A 50% discount is provided for not-for-profit organizations.

ETF

STOCK

BONDS

In what follows, we're trying to be brief. The descriptions may sometimes seem arcane and confusing. Indeed, the financial industry as a whole may seem mysterious. We're in business to bring some measure of transparency to the world of investment. Please call us, or come in and see us, if we can be of service to you.

ETF

Exchange Traded Funds provide perhaps the best opportunities for sound, safe investment that have evolved in recent years. Our ETF portfolio comprises both domestic and international ETFs in order to diversify your holdings.

Stock

This is a portfolio of 20-25 individual common stocks. Technical analysis and Relative Strength are used to select each stock. These two research tools allow us to move seamlessly between these investment styles (growth and value) and capitalization (small, medium and large cap).

Bonds & Other Income

A ladder portfolio of Treasury, Corporate and Agency bonds or ETF bond portfolio as used to create income. Our T24 portfolio is designed to produce income for IRA accounts.

T24

This special portfolio utilizes both an ETF and a very conservative strategy to generate monthly income at about 2% per month. As market conditions change, we may or may not be able to apply this process each month. However, every time we do, it will get about 2% for the 30-day period. Since the income is all taxable, we encourage clients to select this for their IRA or other retirement assets.

T24 is a unique investment process designed to increase the return and reduce the risk in investment accounts by creating income.

Characteristics

In an up market or a flat market we will create income at approximately 2% per month.

In a down market more income is created but it is used to offset the market decline. This offset usually amounts to more than one-half of the decline. Your portfolio loses only half as much as it might have by not using the process.

Safety

This process is less risky than owning any of the major indexes such as the Dow, S&P 500 or Nasdaq.

Net Results

More income and less risk for your portfolio.

How It Works

The T24 process is best used in tax-free accounts, such as an IRA, 401K or non-profit endowment. This is due to the taxable nature of the income created.

Call us!, we will be happy to explain the process and all other features to you.

CURRENT

ARCHIVE

Current

Click here to request the current Newsletter

Archive

Please Note:The information contained in the Tonge Telegraph Archive is for historical research or reference only. This information is dated material and should not be considered current.

2012

January 2012: Happy Happy New Year ... Maybe

February 2012: Sunrise

March 2012: Calm

April 2012: A Teeter-Totter and the Wall of Worry

2011

January 2011: Ave atque Vale

February 2011: 80% (Gulp?)

March 2011: Changes There and Here

April 2011: Black Swan Flyby

May 2011: 42 cents, the Fed and The Wall of Worry

June 2011: Mirabile dictu

July 2011: Fasten Your Seatbelts ...

August 2011: What Matters, What Doesn't

September 2011: Empy Hat

October 2011: Match-ups

November 2011: Trick or Treat

December 2011: THROW THE BUMS OUT

2010

January 2010: New Year New Decade

February 2010: Half Full

March 2010: On High Wires & Juggling

April 2010: Bulls and Bears

May 2010: It's a jungle out there

June 2010: Sell in May...

July 2010: The Perils of Pauline

August 2010: How Sweet It Isn't

September 2010: Blue ? Gray ? Striped?

October 2010: The New Normal

November 2010: Another Horizon

December2010: Up, Up, and A-w-a-a-y

2009

January 2009: 7-Up

February 2009: Miracle Off Manhattan

March 2009: "Adverse Feedback Loop"

April 2009: Swing Time

May 2009: 100 Days and Beyond...

June 2009: Scaling That "Wall of Worry"

July 2009: Calm, Not Placid

August 2009: Hot Enough for Ya? (No, not really.)

September 2009: The shape of the Recovery

October 2009: Lest We Forget

November 2009: 10 Grand

December2009: HO HO HO

2008

January 2008: May You Live In Interesting Times (Ancient Chinese Curse)

February 2008: Can You Hear Us Now?

March 2008: Downturns and Opportunities

April 2008: Fed to the Rescue

May 2008: A Breath of Spring

June 2008: Such a Pickle

July 2008: Jaws

August 2008: Convention Time

September 2008: Searching for Leadership

October 2008: The Edge of the Abyss

November 2008: Where Do We Start?

December 2008: Where Are We Now?

2007

January 2007: Happy New Year!

February 2007: Status Quo

March 2007: Gray Tuesday

April 2007: The Lion and the Lamb

May 2007: The Economy—Slipping? Sliding?

June 2007: China, and so on...

July 2007: Fed Holds Steady

August 2007: Dog Days? Or Maybe Not...

September 2007: Soup du Jour

October 2007: Autumn Thoughts

November 2007: A Treat

December 2007: Season to be Jolly?

2006

January 2006: Predictions

February 2006: Exit Maestro

March 2006: Markets Advance

April 2006: Throwing Curves at Us

May 2006: Bond Pricing

June 2006: Goldilocks

July 2006: Weather Report

August 2006: Dog Days

September 2006: Consumer Confidence

October 2006: Election-Year Economy

November 2006: Changes

December 2006: That Blinking Yellow Light

2005

January 2005: Looking Backward and Forward

February 2005: What's in a Game

March 2005: What Is, Is

April 2005: April Showers

May 2005: Keeping an Eye Out

June 2005: Good News vs. Bad News

July 2005: Guilty Verdicts

August 2005: Watching the Dogs of Summer

September 2005: The "R" Word

October 2005: Contrasting Views

November 2005: Presidential Appointees and Us

December 2005: The Investment of Giving

2004

January 2004: New Year Resolutions

February 2004: Copacetic

March 2004: Shaking the Crystal Ball

April 2004: The Markets Stall

May 2004: Bulls vs. Bears

June 2004: Measuring the Glass

July 2004: Steady as She Goes

August 2004: Decisions, Decisions

September 2004: Happy New Year!

October 2004: Jobs, Oil and the Fed

November 2004: Saving the Republic

December 2004: Lows and Highs

2003

January 2003: Year 2002 is Over

February 2003: Still Waiting

March 2003: Perspectives

April 2003: Crocuses

May 2003: Congratulations

June 2003: Time for a Breather

July 2003: Smoother Sailing

August 2003: New Co-Workers...New Rule

September 2003: The Moment of Truth

October 2003: Jobs...Earnings...Market Conditions

November 2003: Happy Halloween

December 2003: Whoville

2002

January 2002: Resolutions to Keep

February 2002: Good News / Bad News

March 2002: What a Concept!

April 2002: Teenagers

May 2002: Business News

June 2002: Summer Begins

August 2002: Bring on the Heat

September 2002: Fall Begins

October 2002: War is Coming

November 2002: A Tale of Two Investors

December 2002: For George

Forms

Tonge Forms

Individual Investment Advisory Agreement

Tonge Investment Services Brochure

Tonge Investments Privacy Policy

Charles Schwab Account Forms

Account Transfer Form

Beneficiary Designation Form

Schwab Change of Address Form

Schwab IRA Account Application

Schwab Option, Margin and Short Account Trading Application

Schwab MoneyLink® Authorization Form

Schwab One® Account Application

W-9 Form

Wire Transfer Letter of Authorization

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