*Loans require credit approval. The rate you pay is based on your credit history. For 1st mortgage and refinance. Maximum 97% Loan-to-Value (LTV). Must be owner-occupied; primary residence or second home only. Minimum loan amount for special offer $75,000; maximum loan amount $650,000. APR= Annual Percentage Rate. Example: for a $100,000 loan for a term of 30 years with an interest rate of 4.875% (4.975% APR), the monthly payment will be $529.21. Sample payment includes principal and interest only; taxes and insurance will increase your payment. The rate you pay is based on credit history and term. Loans exceeding 80% of the appraised value of the home require private mortgage insurance. Programs, rates, terms, and conditions are subject to change without notice at any time. Savings account required for loan. Only a $5 minimum deposit required to open account and become a Launch FCU member. You can become a member if you live, work, worship, or attend school in Brevard or Volusia counties. Rebate offer applies to first mortgage applications submitted between January 1, 2019 and March 31, 2019. Offer excludes Home Equity Loans and Lines of Credit and 2nd mortgages. Offer cannot be combined with any other offer and may be canceled at any time. $250 will be deducted from closing costs due to the credit union. NMLS # 407506