Albert Einstein

You are only 3-steps away from financial peace-of-mind

1.Schedule A Call

2.Discuss Your Dreams

Let’s talk about your dreams, why they are important to you, and how we can help you achieve them.

3. Take Action

Begin the discipline of moving towards a comfortable, confident future.

When it is obvious that the goals cannot be reached, don’t adjust the goals, adjust the action steps.

Confucius

Defining your goals and creating a plan to achieve them.

Retirement Goals

When it comes to planning for retirement, it’s hard to meet goals you haven’t set. We help busy and successful people simplify and organize their financial lives. We’ll help you set those goals and put you on a path to realize them.

Education Planning

Planning for your children’s education may be one of your most important goals as a parent. We’ll provide you with peace of mind by looking out for the futures of your loved ones.

Tax and Estate Planning

Nobody likes paying taxes. We invest in a low-cost, tax-efficient manner, harvesting tax-losses when appropriate. In addition, we’ll coordinate with your CPA and Trust Attorney to ensure you take advantage of all relevant deductions and strategies. If you do not have those existing relationships, we can bring in those professionals.

Asset Protection

We don’t sell insurance - so when we make suggestions, you’ll know that it’s not influenced by commissions. We can analyze and evaluate your life, disability and long-term care insurance needs and help you determine if you have enough, too much or the right type.

However beautiful the strategy, you should occasionally look at the results.

Winston Churchill

Independence. Integrity. Intelligence.

Darrach McCarthy

When I was 14 years old I read Huckleberry Finn and was changed forever. The idea of rafting down a huge, vast river, thousands of miles long, mesmerized me.In Ireland, where I was born and raised, the country itself was only 300 miles long. I knew there and then I wanted to emigrate to the United States.

After completing my undergraduate degree in Dublin, I set off on my adventures. I lived and travelled throughout Australia and Asia for three years.In 1998, I started my MBA at University of Melbourne and finished it at USC in Los Angeles. After graduation, I started work at Merrill Lynch in Beverly Hills where I met my current business partner Larry Fernandez.After 10 years, we decided to start our own firm – another sense of adventure.

My goal for my clients, and what I really love about my job, is that you can have a genuine, practical impact on the quality of people’s lives.Financial independence is not just about money – it is about freedom. The freedom that a person earns because of the choices they made earlier in their lives.Every time a client saves, or makes a positive financial decision, they are gifting themselves a future moment of freedom. That freedom can be in many forms – the ability to travel, work for joy not necessity, live where you choose or help a cause or person dear to them. In every case the dynamics are the same – by doing small positive actions in the present, we can open a world of great opportunities and rewards in the future. Glorious Independence as Shakespeare once wrote.

Helping our clients plant those initial seeds, working with them as they grow, and being there as they blossom over many years, is to me, the best return on investment of them all.

I live in Santa Monica with my wife and young son.Though my playing days are long gone, I love the game of rugby as well practicing Aikido and riding my bike. I also teach Money 101 at UCLA Extension.

Larry Fernandez

One of the greatest services a financial adviser can provide to clients is helping to ensure that in times of market turbulence, reason, discipline, and objectivity triumph over emotions such as fear, greed, and regret.

With over 20 years of experience in the financial industry, I co-founded Victus Capital Wealth to provide the advice and guidance that clients deserve. My goal and greatest pleasure is having the privilege of helping clients avoid critical financial mistakes by bringing clarity to their financial lives and helping them see how the seemingly small financial decisions they make every day can affect their future in big ways.

I currently reside in West Los Angeles with my wife, Jae and my two boys, Ryan and Jake. When I’m not working, you can usually find me coaching soccer or basketball. I enjoy being outdoors and currently trying to figure out the game of golf.

I received my bachelor’s degree in Economics from the University of California, Los Angeles. I also completed the IMCA® Investment Management Analyst Program at the Wharton School of Business at the University of Pennsylvania (Certified Investment Management Analyst SM CIMA®).

Mary Kusnic has over twenty years of experience as a wealth management professional, working with mid-market, emerging and growth-oriented companies, including private and public financing. She provided administrative and portfolio management services for Registered Investment Advisors, Business Managers, Non-profit Organizations, High Net Worth Individuals and Families, Family Offices and Corporate Clients.

As a consultant to Institutional and High Net Worth Clients and Families, her work includes retirement and estate planning, wealth and liquidity management, philanthropic and tax-advantaged strategies; and, asset management for tax exempt asset pools including Foundations, Corporate and Private entities, Public Pension and Taft Hartley organizations.

She works actively and in close collaboration with clients’ advisors including business, real estate, CPA,tax accountants, trust and estate attorneys. She utilizes asset liability analysis and LDI strategies in her work to assist in developing asset allocation, investment strategy, and risk identification and to improve overall budgeting and operating efficiency.

With a philanthropic focus, Mary has consulted with charitable organizations. In this capacity, she assisted organizations in the implementation and expansion of mission related trust and estateprogramming to expand the charity’s planned giving area. While working in this capacity she developedprograms ‘For Women, By Women’ which focused on investment, financial, estate and retirementplanning information and education. She is active speaking and instructing on investing, retirement and estate planning and all aspects of financial planning.

Mary is a founding member and past Chair of the Entertainment Industry Business Council (EIBC). The organization promoted and worked on behalf of the Entertainment Industry by enhancing knowledge, creating business relationships, and advocating for the industry and the economic benefit for our region.

Mary is also a member of the Century City Chamber of Commerce Board of Directors and serves on the Entertainment, Law and Business Council and the Government Affairs Council. She serves on the Westfield Construction Committee and representing Century City, she holds Seat 11 on the Westside Neighborhood Council. She was a founding member of the Century City Alliance of Homeowners Board. She actively participates with area groups and philanthropic organizations, including event andcommittee chairs. She also served on the Mayor’s Anti-Piracy Council.

Mary holds the 7, 22, 63 and 65 licenses and is a CFP candidate. Prior to joining Victus Capital Wealth,Mary was with Beverly Hills Wealth Management and Morgan Stanley’s Private Client Group in Beverly Hills, CA.

Bobby Jones

I started my career in wealth management in 1997 as an intern at Morgan Stanley Dean Witter while attending Villanova University. I was instantly hooked on the profession. Upon graduating from Villanova, I was offered a position at The Firm Inc., a leading talent management company based in Beverly Hills. During my tenure at The Firm I developed sponsorship opportunities for our clients. It took three years in the entertainment business for me to realize it wasn’t my calling. I then decided to return to work full time at Morgan Stanley, and worked there until 2011. I decided to leave Morgan Stanley and join Beverly Hills Wealth Management. I spent three years at BHWM, until I decided that Victus Capital Wealth would be a much better fit for me.

I reside in Hermosa Beach, and in my free time I enjoy playing beach volleyball, skiing and golfing.

Plan for your future, because that is where you are going to spend the rest of your life.

Mark Twain

Important Questions You Should Ask

Being a fiduciary means that we place our client’s interests above our own. As obvious as this sounds, not all financial advisors are fiduciaries. In fact, most commission-based financial advisors and stockbrokers are not. At Victus, we hold ourselves to a “fiduciary” standard. This is a higher standard than the “suitability” standard applicable to most brokers and advisors.

We take this fiduciary standard very seriously. We receive no outside commissions or payments, so you can be confident that our advice is impartial and honest.

The overriding principle at Victus Capital Wealth is that we treat our clients as we would like to be treated ourselves.

“The most powerful force in the universe is compound interest” - Albert Einstein.

“Far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves” - Peter Lynch

Timing the market is not only impossible, it costs you real money. The Dow has gone from 66 in 1900 to about 24,000 today – and yet, by trying to time the market, people managed to lose money investing over that period.

At Victus Capital Wealth we understand this. There is no free lunch.We would never insult you by saying that there is. Beware of those who do.We don’t play that fools game.

Your retirement will depend on two things:

How much you save.

How you react to bear markets.

Everything else is marginal. Without the first you won’t have anything to invest. Flunk the second, and your returns will be abysmal.

Our job is helping you understand and cope with volatility. The foundation for this will be our financial plan. Investments are a tool to achieving your goals and not an end in themselves. We don’t try and force the investment envelope but stay prudent and let the power of time and compounding do the work.

We are an independent fiduciary advisor not a brokerage firm or a bank. This means we work directly for you, and you alone. We do not receive any incentives or commissions from anybody else, nor do we have any proprietary products to sell.

Hence, our advice will be fully transparent and determined solely by what is best for you, our client, and not some hidden ulterior motive to get paid.

What would you think if a doctor gave you a prescription or recommended surgery without first examining you, understanding your medical history and what medications you are currently taking?

Likewise, we do not believe in recommending investments without understanding your current financial situation (assets, liabilities, income and expenses) and the goals that you have set for yourself and your family.

Financial planning is an ongoing process of setting goals, organizing your finances, developing and implementing strategies and regularly reviewing progress and making adjustments.

We like to have regularly scheduled meetings, customized to meet your needs. We work to your schedule.

We don’t contact our clients each time the market hiccups, which is often…nor each time the media has a new crisis, which is even more often. That said, much like your relationship with your doctor, we are available anytime you have concerns, questions, fears or you want to get together.

Our services are not for everybody. We are partners with you in creating and achieving your financial goals.We are not just stockbrokers. Our clients appreciate our advice across their whole financial life and not just on their investments alone.

Should I have a trust? How do I balance retirement saving and current expenditures? How much should I save for my children’s education?When do I draw social security? Am I taking advantage of all tax deductions?Am I on track towards my goals? How much money will I need in retirement?Am I adequately insured? These are questions that go well beyond mere investments.

Our council is as much behavioural as it is prescriptive:

We hold you accountable.

We keep you on track and on plan.

We measure progress and adjust where necessary.

Planning is not static. We will make sure you are doing what you need to do, when you need to do it. You will always have peace-of- mind that you are on track to achieving your goal of financial independence.

Proper financial planning is an inherently difficult and complex task. Made even more so by our own behavior.

Our role as advisors, is to keep you on track and disciplined. We are partners and friends, coaching, supporting and leading you as we journey through life.You’ve worked hard for your success - and we want to help you build on it.

What you do makes a difference, and you have to decide what kind of difference you want to make.

Jane Goodall

Let's get started.

Whether it’s meeting us in-person or reaching us by phone or email, we’re ready to help you get started. Virtual meetings are available upon request.

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Victus Capital Wealth is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Victus Capital Wealth and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Victus Capital Wealth unless a client service agreement is in place.