Dear NOINOPIA Friends and Family,

It’s time to have THE talk. Yep, it’s about that nasty four-letter word: DEBT! It’s one of those topics people have a tendency to avoid. Well at NOINOPIA, we talk about debt — a lot — and the harm it does to individuals and their families.

If you want to lose some sleep tonight, take a peek at the National Debt Clock: http://www.usdebtclock.org. Not only will you see that the nation's debt is spinning out of control, but take a look at the personal debt numbers — yes, those are yours and mine. We're paying far too much for the “privilege" of having things we don’t even need. Debt robs us of our future. We encourage you to think about the REAL costs.

So Now What?

If debt is a problem for someone you know, we have great news! We are now accepting applications for our next NOINOPIA Money class, where we’ll not only talk about personal debt, but we’ll put together a plan to pay it off.

But wait, there’s more! We’ll also uncover where our paychecks disappear to every month, and we’ll put together budgets to ensure our needs are met, including planning for the unexpected.

Wisdom from the Word

"The rich rules over the poor, and the borrower is the slave of the lender.” — Proverbs 22:7

"You were bought with a price; do not become bondservants of men.” — 1 Corinthians 7:23

"Owe no one anything, except to love each other, for the one who loves another has fulfilled the law.” — Romans 13:8

NOINOPIA in Motion

We continue to work on telling our story in Facebook video posts. In case you missed them, here are a few of our most recent. If you haven’t already, please share them with friends and follow us on Facebook!

The call in Scripture is to "Love Your Neighbor." Will you join us in making a difference in our community?