Special Enrollment allows your coverage to begin early if you qualify.Do one of these Life Events apply to you?

I gained a dependent due to marriage.

I gained a dependent due to birth, adoption, or placement for adoption.

I am no longer eligible as a dependent under my prior health insurance due to reaching the maximum age, legal separation, divorce or death of policyholder.

I am no longer eligible for my prior health insurance plan due to termination of employment, reduction in number of hours of employment, loss of employer contribution toward my premiums, or I have exhausted my COBRA benefits.

I gained access to new health insurance options because of a permanent move.

I am newly ineligible for payments of the advance premium tax credit.

I am no longer residing or living in my prior health insurance plan's HMO service area.

An error occurred in my previous health plan enrollment.

I have adequately demonstrated that my previous health plan or insurer substantially violated a material provision of its contract with me.

I and/or my dependent(s) lost minimum essential coverage (Due to reasons other than non-payment of premium or rescission).

Other qualifying event (as required by applicable laws)

If none of these events have occurred, you can still get coverage sooner by getting a short term plan. No matter what your situation, contact Jeanine Kinzie for personal assistance.

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I love to work one-on-one with my clients to provide safe investment choices which will contribute to the financial success and security of individuals and families.

As a health and life insurance agent since 2004, I have been active in educating clients and the public about Healthcare Reform benefits and issues. I am also a small business advocate for current tax law and healthcare issues.