HBZ is constantly looking for new ways of improving your banking experience whilst maintaining a high level of security
and customer service. In today's globalised environment we are always on the move whether its meeting clients, suppliers,
manufacturers, employees, friends, family, on holiday, etc. With all this to do, you still have to address your
constantly changing banking needs.

HBZ recognises these challenges and has extended an extensive suite of its services onto a secure online platform without
compromising its rigorous compliance and security standards. Securely track your money and execute transactions from
wherever you are, without having to call in or physically visit a branch. Manage your finances from the comfort of your
desk or while on the move.

Our online services can save you considerable time because it's always open, are cost-effective and unmatched - with
over 120 different online banking services available. Manage your account and conduct financial transactions in real
time from the secure channel of your choice

Push banking service is an event-driven system - receive SMS alerts for the transaction of your choice

View authenticated SWIFT messages

View all your accounts centrally

View & download your complete account history in either Excel™/XML

Pay bills in real time

For additional peace of mind clients are provided with the highest levels of security through
HBZcram - challenge response authentication mechanisms. HBZcram is a unique security feature
that uses a combination of the web and a JAVA™ enabled mobile phone to generate an
authentication code. Additionally, receive an SMS every time your account is accessed.

HBZcram and HBZsecure key add additional layers of security. HBZ has also introduced a new
authentication process called HBZotp (One Time Password) for its HBZsecure Key users in
order to further enhance security for HBZweb transactions such as HBZcms, HBZwps, etc.

This ensures that eBanking customers have four levels of security to protect their information
and puts the power of access only in the hands of the user. You choose the level and complexity
of your security, so you are assured of a secure banking session.

NOTE: Certain products, services and features may only be available in specific countries. We are working on bringing them to your region soon.