11 Best Free Virtual Credit Card Providers 2018 (Free VCC Account)

11 Best Free Virtual Credit Card Providers 2018 (Free VCC Account) – Nowadays, with the rapid development of technology, the use of internet in our daily life becomes inevitable. Many activities, including shopping, are now switched to online. However, some people may have difficulties purchasing at online shop, especially those who only accept credit card payments. Creating conventional credit card is not easy. You need to fulfill certain income requirement to be able to create one. Using virtual credit card or VCC can be a solution for this problem. This article will describe some best free virtual credit card providers 2018 for you.

11 Free Virtual Credit Card Providers 2018

You can read the list of virtual credit card providers on the following list below:

DBS Bank India

DBS Bank India: the headquarters of this multinational banking business is located in Singapore, at Marina Bay to be exact. DBS is an abbreviation of the Development Bank of Singapore. This banking provides an online payment application called Digibank. It can be considered as one among the most convenient online payment available. You can easily manage the records of your bank account and transfer money without waiting too long. You can also pay your bills and shop online anywhere across India with this application.

DCB Bank

DCB Bank: this commercial bank has around 510 ATMs and 262 branches across India. This bank is awarded by Business world Magna Awards as the Best Small Bank. The online payment application provided by this bank is called Slonkit. This application is linked to the prepaid Debit Card with the same name. It offers various features, such as online shipping, booking rail and movie tickets, and transferring money. You do not need to carry a lot of coins and notes with this application.

Bank of Baroda

Bank of Baroda: this international banking and financial service is based in India. The headquarters is situated in Gujarat, at Vadodara to be exact. This bank is considered as the second biggest bank within the country. The online payment service offered by this bank is called M Clip Visa VCC. You can access this application easily from your smartphone. This app provides various services, such as easy online payment for e-commerce. You can access the app from all across the country.

IDBI Bank

IDBI Bank: established in 1964, this Indian based financial service is owned by the Government of India. It is also popularly known as Industrial Development Bank of India. The headquarters is located in Mumbai area. PayApt is the name of online payment application provided by this bank. With this app in your phone, you do not have to bring too much cashes in your wallet. Paying bills, shopping online, and transferring money can be done easily by this app.

HDFC Bank

HDFC Bank: the virtual credit card service provided by this bank is called PayZapp. This service offers various features. The app is free and you can still use it even if you have no account in HDFC Bank. To enjoy the virtual credit card feature, simply download and use the app. The PayZapp Visa Card can be used for international transaction. This is very suitable for people who love to shop from worldwide online shop.

Yes Bank Virtual Credit Card

Yes Bank: this bank has a service called FreeCharge GO MasterCard, another type of service similar to FreeCharge Wallet. This virtual MasterCard provides a lot of features, including paying bills and more. The virtual MasterCard you get after downloading FreeCharge app is secured by a unique passcode called Mpin. You need to enter this passcode every time you want to make a transaction with your virtual MasterCard. However, you cannot request for the actual MasterCard from this app.

DigiPurse By Union Bank

Union Bank: this bank provides an app called DigiPurse. This app works similar to online wallet. You can make virtual credit cards without being charged. What makes the virtual credit card provided by DigiPurse special is it can be used for international transaction as well. You can pay your bills and transfer money instantly with this app. DigiPurse is available on Microsoft Store, Play Store, or Mac Store. However, it will take times for your money to reflect on the DigiPurse wallet whenever you top it up. The longest duration for your top up to reflect is around 24 hours.

Udio Wallet Visa Card

Udio: this company is pretty new compared to other virtual credit card provider. This company offers a virtual visa card that also works as normal debit card. You can use this service to perform some basic online transaction, such as topping up your phone, paying electricity bills, and more. Udio Wallet has an unusual feature where you can share and divide your bill with other people. You can use Udio Wallet for online shopping as well.

ICICI Bank

[sociallocker id=”284″]ICICI Bank: this bank offers an online payment app called Pockets App. This app is very useful for anyone who does not like to bring cash in their wallet and want to have virtual credit card. To use this app, you are not required to have an account in the ICICI Bank. However, having an account in the bank will give you more benefits. You are also allowed to request for the physical copy of your prepaid card.[/sociallocker]

EntroPay Virtual Visa Card

EntroPay: this VCC provider can be considered as the best free virtual credit card providers 2018 compared to its competitors. This provider helps you to create a prepaid virtual visa card that you can use for various online transactions without too much hassles. You can immediately delete your virtual credit card after you are done using it. The currencies offered by this provider is EUR, USD, and GBO. You are able to switch the currencies anytime you want. The service is all free, no transaction fee.

Those are some brief explanation about 11 best free virtual credit card providers 2018. You can use the information provided above to compare virtual credit card providers that suit your needs and wants. Make sure to do some recheck before deciding which provider you choose. You can discuss it with your friends or acquaintances who are more experienced in using virtual credit cards. Once you make a decision, make sure to read the terms and conditions before using their service to avoid disappointment in the future.