About First State Bank

Established in 1947, First State Bank has played an important role in the life and growth of Junction and Kimble County. First State Bank has met the credit needs of our customers for over 60 years, with all types of loans, including real estate, commercial, agricultural, and consumer loans. As the technology highway has advanced First State Bank has progressed as well, offering telephone banking, internet banking, debit cards, and many other state-of-the-art banking conveniences while still offering “service with a smile” in a personal, inviting banking atmosphere. Join the growing customer base of folks who have chosen to rely on First State Bank for all of their banking needs. At First State Bank we draw on our Kimble County past to position us for the Future!

Our Mission

The mission of First State Bank is to provide high quality financial services to our community and promote economic growth and prosperity. The most essential element of our mission is to accommodate our customers with superior service and financial products. Furthermore we will contribute various resources to ensure that our community continues to grow and prosper.

Notice of Changes in Temporary FDIC Coverage for Transaction Accounts.
All funds in a "non-interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "non-interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts (IOLTA's). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market accounts. The combined total of your interest-bearing accounts remains insured under the FDIC's general deposit insurance rules. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.