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What does a replacement HVAC system and $400 luxury sheets have in common? Other than being able to use your luxury sheets when your heat or air-conditioning is working properly? You can make both of these purchases by receiving an interest free financing loan. I have always been leery of interest free financing loan. It’s […]

For many individuals, personal budgeting can be a financial hurdle. However, money management skills are something that can be learned with time and dedication. Working with a professional money coach such as The Alexandrite Group can help with your money concerns. There are also a number of simple things you can do to help […]

Credit card debt can be debilitating and lead to overwhelming amounts of stress. Many people have preconceived notions about credit counseling and whether it can actually help them. Credit counseling helps many people tackle their credit card debt and get back on track. At The Alexandrite Group, we are here to help you with […]

Having fun while vacationing debt free Your summer vacation should not increase your credit card balances. As a money coach, I support any client who wishes to take a vacation. We trade our time for money and want to reward ourselves with nice vacations. However, no one should get into debt for a vacation. According […]

3 Budget Friendly Vacation Tips (This is an updated version of post from July 2014) Where does the time go? As I was making an appointment, I realized that the summer is about half over. Of course, this does depend upon if you look at a glass and consider it half full or half empty. […]

5 ways to reduce grocery bills From my experience as a family budget advisor, grocery bills are frequently the second largest monthly expense after the mortgage or rent. Parents ask me for advice on how to consistently reduce grocery bills. According to the USDA, a family of four, spent $1,051 during October 2016. This is […]