Now that the contentious presidential race is over and the nation prepares for a Trump presidency, the unknowns seem to trump the certainties of what policies will govern the next four years. What will a Trump administration mean for regulatory exclusions in D&O Liability coverage and other policies specific to the insurance world? We are the insurer so this...

In today’s increasingly litigious society, businesses must be extremely careful to follow the law and protect themselves in case they are sued. Employees can sue employers for unlawful termination, harassment, discrimination and a host of legitimate or frivolous reasons. Employment liability lawsuits continue to rise year-over-year. The best way to protect your clients is by having a comprehensive Employment...

Today’s society is incredibly litigious. That McDonald’s has been sued for serving coffee that’s too hot and Starbuck’s has been sued for serving drinks containing too much ice is telling. The news is full of examples of frivolous lawsuits. Other lawsuits aren’t frivolous at all. Some result from whistleblowers at private companies sharing damaging information about a wrong or...

Any comprehensive Business Insurance policy should include protections against the most likely directors and officers (D&O) exposures. Overwhelmingly, most D&O insurance claims involve issues in which directors and officers steal intellectual property, breach fiduciary duty, or are sued for failing to comply with workplace laws or for misrepresenting customers. There’s another exposure that’s becoming increasingly common and garnering significant...