Get started

Have one of our mortgage representatives call you.All fields are required.

Buying a home

I'd like to refinance my home

First name

Last name

Phone number

Email

By submitting this information, I consent and agree to be contacted by Citibank, N.A. regarding my loan inquiry at the telephone number or email address provided. I understand that this is not a mortgage loan application, and that if I wish to apply for a mortgage loan, I will need to apply directly with Citibank, N.A.

Thank you

Now that we have your information, one of our experienced mortgage representatives will contact you shortly. If it's currently outside of business hours, they'll be in touch within the next business day.

Buying mortgage rates

Rate Notifications

We'll track our most popular mortgage for you. Sign up for 6 months of rate notifications and receive email alerts when 30-year fixed rates change.

Email Address

By submitting your email address, you're consenting to receive rate notifications from Citi. You can unsubscribe at any time by following the unsubscribe link in your rate notification emails. Notifications are sent for base rate changes only. The base rate is the interest rate closest to 0 points, with points that will not result in a credit to the borrower. The base rate does not include points or pricing that may apply based on the specific loan transaction, such as loan purpose, product, program, FICO, or loan-to-value.

Payment schedule

The interest rates and mortgage products displayed are subject to change and availability. The actual mortgage product you qualify for will depend upon verification of the value of your home, your credit score and other considerations.

The products displayed are based upon customers who have not been late on any mortgage payment, been discharged in bankruptcy, or subject to foreclosure.

All displayed product options are for conventional mortgage products. FHA and VA products are also available. Additional options may be available by calling one of our experienced mortgage representatives at 1-800-248-4638.

Budget with our mortgage calculators

Our calculators help you explore your options and determine how much you can afford.

>> I love living right downtown. Our friends are just a quick subway ride away, and the commute to work is next to nothing.

>> Maybe we're good where we are?

[Woman gets up off the couch and walks to closet which is blocked by clutter]

[Woman moves bike from in front of closet door in order to get in]

[Woman opens door and digs through clutter in the closet]

>> Aaaaand maybe we're not.

[Boyfriend seen watching TV and smiling in the background as girlfriend digs through his clutter]

[Woman sits in front of closet holding a football that has fallen out]

>> We're buying our own place. One with more storage.

[Woman looks back at boyfriend, shakes her head and smirks]

>> Most of our friends are buying condos, it can't be that hard.
[On screen text
Frame 1: Buying a home means more than just a mortgage payment. &bullet; Down payment &bullet; Closing costs &bullet; Setting a budgetFrame 2:Consider a 20% down payment to avoid mortgage insurance.

Frame 3: Closing costs usually make up around 2 - 5% of the purchase price of the home.

This page of citi.com contains information about U.S. domestic financial services provided by the Citigroup family of companies and is intended for use domestically in the U.S. Terms, conditions and fees for accounts, products, programs and services are subject to change.

Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.