We are celebrating Financial Capability Month by helping consumers make
better-informed decisions. This April, we are taking to Twitter to answer your
#AskMiss April questions on credit reports and scores.

The National Consumer Assistance Plan (NCAP) was launched in March 2015 by
the three nationwide credit reporting companies in response to a multi-state
settlement. In this report, we explore how the removal of public records
resulting from the NCAP affected consumers' credit records and their credit
scores.