PMI – If your down payment is less than 20% of your home's purchase price, your bank may require you to pay an additional yearly percentage of your home's purchase price in the form of Private Mortgage Insurance (PMI). If so, enter the PMI percentage here.

First payment date – From these drop-down menus, select the month and year that your mortgage payments will begin.

Amortization – Choose whether you'd like to see your mortgage payment schedule, including principal, interest, tax, insurance, PMI, and balance, on a yearly or monthly basis. If you don't want to see a detailed amortization schedule, choose don't show.

Whether it’s fantastic vacation homes overlooking the sun-kissed waters of Biscayne Bay, or modern condos at the center of Miami’s hottest attractions, Julian Johnston has the expertise to find the home of your dreams. With over twelve years of experience in residential real estate, Julian has become the leading waterfront home broker in Miami Beach.

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He lives with his wife and 2 daughters in Coral Gables with his office located centrally in Brickell. Originally from the UK, his natural discipline and work horse ethic is well suited to his passion for testing sports . Learn More