SCAJ

South Carolina Association for Justice

The South Carolina Association for Justice (SCAJ) health plan was initiated
in April of 2009. This plan gives members of the SCAJ the opportunity to
participate in a health plan designed exclusively for its members.

By offering specialized benefit plan options, members of the SCAJ are able to
choose between six different plan options which are only available to them. The
association plan also affords members the opportunity to maintain lower premiums
by "pooling" their claims experience with other SCAJ members.

The plan is administered by Blue Cross Blue Shield of South Carolina offering
members the largest network of providers in the world. This plan gives members
access to all Blue Cross Blue Shield Providers worldwide with no referrals
necessary.

Life, Dental, and Disability insurance are also available to members of the
SCAJ through Eastern Life & Health Insurance Co. These benefit options are
available to members at discounted rates.

Property, Casualty, and Lawyers Professional Liability Insurance are
available to members of the SCAJ through the Hartford. All of these products are
available individually or as a package in a Business Owners Policy (BOP).