A person who evaluates and mitigates risk for financial institutions. Underwriters are often under appreciated, underpaid punching bags for loan officers, processors. Often times they also become scape goats for upper management. Underwriters are also considered the most hated and vile beings within the lending world.

After asking for further documentation, the loan officer proceeded to the office of the mortgage underwriter and beat her with the stack of documents she requested and then urinated on her.