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1. This offer is exclusively for Sampath Bank Credit Cardholders.
2. Offer is valid until 31st December 2016.
3. End user can convert the specific transaction into Easy Pay Transaction during the online transaction.
4. Sampath Bank reserves the right to amend/withdraw this offer at its sole discretion.
5. These offers are bound by the terms and conditions of the respective partner establishments.
6. Other general Retailgenius terms and conditions apply.
7. These Terms and Conditions shall be governed by the laws of Sri Lanka.

1. This offer is exclusively for HNB Credit Cardholders.
2. End user can convert the specific transaction into Easy Pay Transaction by calling to HNB Call Center on 0112462462.
3. Minimum Transaction limit shall be Rs. 10,000/-
4. Standard Credit Card Terms and Conditions shall apply.
5. These Terms and Conditions shall be governed by the laws of Sri Lanka.

1. These rates are exclusively for all HSBC credit cardholders, for their locally issued credit cards (excluding corporate credit cards).
2. HSBC Credit Cardholders have the option of making payment for purchases in interest free instalments over a period of 3, 6, 9,12 & 24 months. The minimum amount applicable for an Instalment Plan is Rs.5,000/- and the maximum is Rs.1,000,000/=.
3. The minimum payment due on the credit card shall consist of a combination of the monthly loan installment and 4% of the outstanding balance due on the card. Nonpayment of the minimum amount shall result in the standard charges being levied to the respective credit card account.
4. The corresponding amount equivalent of the Card Balance Conversion Plan amount and the total handling fee shall be blocked from the credit card limit.
5. The transaction will be payable during a 3, 6,9,12 or 24 month installment period along with a nominal handling fee decided by the Bank.
6. HSBC Rewards will be awarded for the total transaction value.
7. In case the cardholder wishes to settle the Balance Conversion Plan before the due period the cardholder should inform HSBC in writing of his/her intention to close the Balance Conversion Plan on the card account. In such event of an early settlement, a 4% early settlement fee shall be applicable from the remaining Balance Conversion Plan capital outstanding amount.
8. General retailgenius terms and conditions apply.
9. These Terms and Conditions shall be governed by the laws of Sri Lanka.

1. Credit Card Easy Payment Scheme offer will be available to all Commercial Bank of Ceylon PLC Credit Cardholders.
2. The offer is opened for 12 months Instalment plans only, with a nominal fee being levied as stipulated below.
12 Months- 3%
3. Minimum payment amount stipulated in the monthly Credit Card account consist of monthly Instalment amount and 5% of any accrued balance left in the Card statement. The non-settlement of minimum payment amount will result in accumulating of standard charges to the Credit Card account.
4. The minimum transaction value shall be Rs. 20,000/- & the maximum value shall be Rs. 250,000/-.
5. Credit Card account will be blocked with the proposed transaction amount of the Easy Payment scheme together with any handling fee. No additional interest will be charged to the blocked amount under the proposed Easy Payment scheme.

1. Card Holder should convert the purchase to "Easy Payment Scheme" within 5 working days (Via call-in ).
2. The minimum amount that can be converted under this scheme is Rs.15,000/- and maximum will be Rs.300,000/-.
3. Quasi Cash (usage at Casinos) and Cash Advances are excluded under this scheme.
4. A fee of 2% of the transaction value or Rs.500/-, whichever is higher, will be levied on early settlement.
5. A cardholder can only have 3 Easy Payment Scheme given at any one time.
6. The total transaction(s) value converted to the easy payment scheme will be blocked in the Credit Card of the cardholder and each month released based on the monthly installment
7. Payment If a cardholder limit is more than 80% blocked due to the above scheme, SCC will evaluate the cardholder's payment history and provide a limit increase on a selective basis.
8. Seylan Bank shall have the sole discretion over acceptance of the request made by the cardholder, monthly installment amount and period granted. In case of decline, the amount debited shall remain unchanged.
9. Other general retailgenius terms and conditions apply.
10. These Terms and Conditions shall be governed by the laws of Sri Lanka.

Process

1. After the transaction is carried out at any merchant outlet, the cardholder will contact the Call Centre Hotline (011 200 8888) and request to convert the transaction in to a 'Seylan Easy Pay' plan.
2. Contact Centre Agent to brief the Cardholder on the terms and conditions and rates applicable for 3, 6, 12 & 24 months.
3. Once Cardholder agrees, Call Centre Agent to inform SCC to reverse the Cardholder transaction to Seylan Easy Pay providing the below information.
4. Transaction Date.
5. Transaction Value.
6. Merchant Name.
7. Approval Number.
8. Repayment period (3, 6, 12 or 24 months).
E.g: If the transaction value is LKR 20,000/- and the customer requests the amount to be converted to "Seylan Easy Payment Scheme" and agrees to pay within 12 months of 20,000 + (20,000 * 0 %) / 12 = LKR 1,666.7 per month

1. Extended Settlement Plan (ESP) is made available to all Card members of American Express Credit Cards issued by Nations Trust Bank PLC ( Bank ) excluding American Express Corporate cards.
2. Card-member can request for multiple ESPs for tenures of xxxx months, however, combination of two or more transactions will not be allowed.
3. The Bank may at its sole discretion reject any ESP requests made by the Card member, which does not comply with the terms and conditions of the ESP Promotion.
4. It is the responsibility of the Card member to provide correct information and the Bank shall not be responsible in the event ESP cannot be provided due to incorrectly and or inadequately provided information on the transaction by the Card member, and/ or ESP is provided to a transaction other than the transaction intended by the Card member due to the said reasons.
5. The total transaction amount will be blocked within the existing credit limit and the respective installments will be billed to the statement on a monthly basis. The blocking will be gradually reduced along with the repayment of each installment.
6. In the event the Card member's credit card is terminated, cancelled, not renewed, or suspended due to any reason whatsoever or any breach of the terms and conditions herein including nonpayment of dues under the ESP or any breach of the Card member agreement and the terms and conditions thereof, the outstanding installments (including the Installments that are not billed) shall become immediately due and payable in full to the Bank.
7. Unless otherwise expressly provided herein, the Bank's Card member agreement relating to the respective credit card shall apply to the installments and the payment of installments hereunder which shall be treated as a normal transaction charged to the credit card. In the event of any conflict arising between the terms and conditions hereof and the Card member agreement the former shall prevail only to the extent the same shall relate to matters involving the ESP.
8. All installment amounts debited are non refundable and the Bank accepts no responsibility in any way for any goods purchased under the ESP and any dispute relating to the same should be resolved by the Card member directly with the merchant and no claim by the Card member against the merchant will relieve the Card member from his/her obligation for repayment to the Bank hereunder.
9. Nations Trust Bank PLC reserves the right to withdraw the ESP or change the terms and conditions of ESP at its sole discretion.

1. This offer is exclusively for NDB Bank Credit Cardholders.
2. The minimum transaction amount shall be LKR 20,000 per transaction.
3. Card members can convert the transaction into an instalment payment plan by calling NDB Bank call center on +94 11 244 8888 within one week of the transaction date. (within 7 days of the transaction)
4. NDB Bank accepts no liability for the quality of goods and services provided by the service establishment involved since the Bank is not the supplier of such goods and services.
5. Standard instalment payment and credit card Terms & Conditions will continue to apply.
6. NDB Bank reserves the right to modify, amend or withdraw this offer at its sole discretion.
7. If any dispute arises, the decision of Retailgenius or NDB Bank shall be considered final.

1. This Installment Payment Plan facility is offered for all Credit Cards issued by Pan Asia Banking Corporation PLC.(excluding corporate credit cards)
2. The Cardholder can convert the specific transaction done at www.retailgenius.com during the promotional period into an Installment Payment Plan Transaction by calling to Pan Asia Bank Call Center on 011 4667222.
3. The Validity period of this special facility is from 1st January 2016 - 30th April 2016.
4. Call Centre Agent will brief the Cardholder on the terms and conditions applicable for the Installment Payment Plan.
5. Upon Cardholder's agreement on the Installment Payment Plan Terms & Conditions, Call Centre Agent will inform Pan Asia Bank Card Centre to convert the transaction to Installment Payment Plan providing the below information.
- Transaction Date
- Transaction Value
- Authorization Code
6. Pan Asia Bank Card Centre will get standard Installment Payment Plan(IPP) form signed from Customer and convert the transaction to Installment Payment Plan within 02 working days receipt of the form from the customer.
7. Pan Asia Banking Corporation PLC accepts no liability for the quality of goods and services provided by the service establishments involved since the Bank is not the supplier of such goods and services.
8. The minimum transaction value shall be Rs. 10,000/-.
9. The corresponding amount equivalent of the card balance conversion plan amount and the total handling fee shall be blocked from the credit card limit.
10. The transaction will be payable during a 3, 6, or 12 month installment period along without any additional fee/charges.
11. Stamp duty will be charged for the total transaction.
12. In case the card holder wishes to settle the Installment Payment plan before the due period the cardholder should inform Pan Asia Bank in writing of his/her intention to settle the balance conversion plan on the card account. In such event of an early settlement, a 4% early settlement fee shall be applicable from the remaining Installment Payment plan capital outstanding amount.
13. Pan Asia Banking Corporation PLC reserves the right to amend/withdraw this offer at its sole discretion.
14. Standard Credit Card Terms and Conditions shall apply.
15. These Terms and Conditions shall be governed by the laws of Sri Lanka.
16. Standard Pan Asia Bank Installment Payment Plan terms & conditions will continue to apply.