These stats blow apart the myth that the more business we give the majors, the more they will destroy us. It's fantastic news that 46% have used a broker and only 27% a branch in the past year. As brokers, thats what we should focus on. The greater our share, the less that lenders ignore us. Remember the doomsdayers (hi Max) that told us brokers couldn't compete against the big banks? We are doing great!