Kemper (NYSE: KMPR) disclosed the following in an SEC filing on Monday:

Section 8. – Other Events

Item 8.01. Other Events.

On September 19, 2016, the registrant, Kemper Corporation (“Kemper”), issued a press release announcing that its Life & Health Division (the “Division”) has begun implementing enhancements to its life insurance claims procedures. As described in more detail in the press release that is attached as Exhibit 99.1 to this report and incorporated herein by reference, the Division is voluntarily undertaking a comprehensive process under which it will cross-reference its life insurance policies against the Social Security Death Master File and other databases to identify potential situations where beneficiaries may not have filed a claim following the death of an insured, and then begin an outreach process to find beneficiaries and pay claims.

In connection with these enhancements, Kemper estimates that its third quarter results will include a charge of approximately $50 million after tax.

This report may contain or incorporate by reference information that includes or is based on forward-looking statements within the meaning of the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements give expectations or forecasts of future events, and can be identified by the fact that they relate to future actions, performance or results rather than strictly to historical or current facts.

Any or all forward-looking statements may turn out to be wrong, and, accordingly, readers are cautioned not to place undue reliance on such statements, which speak only as of the date of this report. Forward-looking statements involve a number of risks and uncertainties that are difficult to predict, and are not guarantees of future performance. Among the general factors that could cause actual results and financial condition to differ materially from estimated results and financial condition are those listed in periodic reports filed by Kemper with the Securities Exchange Commission (the “SEC”). No assurances can be given that the results and financial condition contemplated in any forward-looking statements will be achieved or will be achieved in any particular timetable. Kemper assumes no obligation to publicly correct or update any forward-looking statements as a result of events or developments subsequent to the date of this report. The reader is advised, however, to consult any further disclosures Kemper makes on related subjects in its filings with the SEC.