**This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links. All recommendations and opinions are my own and I personally use each product.**

Do you have the Delta SkyMiles credit card yet? It’s what is in my wallet right now, as I’m working on my next free flight to Africa this year.

Are you like me and want a location independent business where you can work from the road and travel the world? Or maybe you just to get away more often without breaking the bank. Maybe you have a sister who is having a baby and you want to be able to go help out.

I did all of that this past Spring when I worked remotely from Houston when my niece was born.

You don't have to avoid getting a credit card.

Or are you thinking these thoughts:

“Nah, credit cards aren’t for me…I can’t be trusted!”

“I have a travel card and don’t want another one.”

For years, I avoided credit cards at all cost. Then an emergency would arise and my lonely card was right there by my side to bail me out.

You know what? My first credit card never did anything for me except accrue debt. I also didn’t realize that having extra cards (that I never used) were actually good for my credit score.

There are a million credit cards out there and not all points, miles and rewards are created equal.

Apply for the Gold Delta SkyMiles® Credit Card with this link. We can both get rewarded if you're approved

How to Pick a Travel Credit Card:

The key is to **plan** your normal spending and put all of your expenses on the right card, then pay it off monthly (or weekly!). This technique is how I went to 5 countries in Africa FOR FREE using travel hacking basics.

My trip to Africa was two years in the making and a bucket list adventure. However, being self-employed provides certain challenges like no paid vacation time. So I needed that trip (and all my trips) to be as close to free as possible.

When I started down the rabbit hole that is “travel hacking,” I learned that I had been spending my money all wrong. Now I put EVERYTHING on a travel credit card, like the Delta SkyMiles American Express card {I can get rewarded too if you apply using my referral link, so thanks!}.

{this is my affiliate link and I get a few extra miles when you get approved. thanks!}

Earn 60,000 bonus miles after you use your new card to make $2,000 in purchases within the first 3 months.

Priority Boarding on Delta flights

First bag free on Delta flights

No Foreign transaction fees

No annual fee for the first year

and a $50 statement credit after you make a Delta purchase with your new Card within the first 3 months of card membership

Apply for the Gold Delta SkyMiles® Credit Card with this link. We can both get rewarded if you're approved!

Why I started with rewards credit cards:

Look, I get it. You want to save up and pay for things as you spend the money. It is the responsible thing to do, that’s for sure. However, you can still do that and be responsible and use your credit cards.

Miles credit cards also offer the ability to spring for a last minute emergency flight or even random perks like gift cards to your favorite stores, extended warranty protection, rental car collision insurance and so much more.

Apply for the Gold Delta SkyMiles® Credit Card with this link. We can both get rewarded if you're approved!

What kind of credit card should you get?

Your first step to finding the right credit card is to think about what you will use it for. If you don’t travel a lot but have a shopping addiction with Amazon, then get a card with points that can be easily redeemed for cash. Discover and Chase will let you link your rewards cards to Amazon and use those points for online shopping.

If you travel a lot for work, hotel and airline cards are a no-brainer. You can get free upgrades, free breakfast, free wi-fi and other perks with hotel cards.

Airline cards (like the Delta AmEx) usually give you priority boarding and a free checked bag. Airlines like Southwest will allow you a free companion flight if you spend enough on the card in a calendar year.

I use the Chase Ink cards for all of my business spending. Earn 80,000 bonus points with Chase Ink Business Preferred. I can be rewarded too if you apply here and are approved for the Card. Learn more here. {affiliate link}

What’s keeping you from putting your money to work? Let me know how I can help you get started.

If you already have the Delta SkyMiles rewards card, be sure to share your own referral link with your spouse, friends, coworkers, etc. so you can earn even more free miles!

My newsletter members receive hot-off-the-presses information about new offers, high sign up bonuses and other perk info.