“Hope smiles from the threshold of the year to come, whispering, 'It will be happier.'”

-Alfred Lord Tennyson

Why do we make new year’s resolutions? Because we’d all like to live happier and more fulfilled lives.

Research indicates that happier people generally don’t fill up their lives with “things” that they hope will make them happy.

Will buying that new computer, car, or tech gadget make you happy in the long run? Or instead, would saving money toward a more secure future help cut down on financial stress and maybe even give you the option to retire a little earlier (or enjoy retirement a little more)?

Remember; it’s never too late to start saving and investing more. Here’s to a happy, healthy, and prosperous 2018!

Rebalancing helps keep your portfolio allocated to your desired mix of stocks and bonds. As this chart illustrates, without rebalancing, your portfolio can drift from one level of risk to another as markets change, adding extra unintended risk to your plan. Click on the chart for details.

University of Chicago Professor Richard Thaler was awarded a Nobel Prize for his research in the field of behavioral economics.Thanks in part to Thaler’s research, many companies now automatically enroll employees into a 401(k) retirement plan.

Our brains are often our own worst enemies when it comes to making savvy decisions about money. Learn insightful tips from four Nobel Prize-winning experts on how to consistently save more while sticking to a sound financial plan — no matter what market rumors are circulating in the media. Click on the picture to read the article.

If you have a high deductible health plan, it really pays to know all the rules and benefits of your HSA. By leveraging its triple tax advantage while maximizing and investing your contributions, you can help ensure that any out-of-pocket medical expenses (especially in retirement) are covered without having to dip into other income sources. Click on the quote to read the article.

It’s safe to say that everyone wants to be happy. So how much happiness is in our control? Cultivating deeper relationships, spending money on experiences (and not things), and exercising regularly are just some of the elements that can contribute to a happier, more satisfying life. Click on the picture to read the article.

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