Terms of Use

WEBSITE TERMS OF USE FOR WWW.TitanFactoryDirect.COM
Last Revised 1/29/13

ACCEPTANCE OF TERMS
Champion Home Builders, Inc. (“Champion”) makes this Web site (the "Site"),
including all information, documents, communications, files, text, graphics, software, and products available through the
Site (collectively, the "Materials") and all services operated by Champion and third parties through the Site (collectively,
the "Services"), available for your use subject to the terms and conditions set forth in this document and any changes to
this document that Champion may publish from time to time (collectively, the "Terms of Use").

By accessing or using this Site in any way, including, without limitation, use of any of the Services, downloading of any
Materials, or merely browsing the Site, you agree to and are bound by the Terms of Use.

Champion reserves the right to change the Terms of Use and other guidelines or rules posted on the Site from time to time at
its sole discretion, and will provide notice of material changes on the home page of the Site. Your continued use of the
Site, or any Materials or Services accessible through it, after such notice has been posted constitutes your acceptance of
the changes. Your use of the Site will be subject to the most current version of the Terms of Use, rules and guidelines
posted on the Site at the time of such use. You should periodically check the "Terms of Use" link on the Sites home page to
view the then current terms. If you breach any of the Terms of Use, your authorization to use this Site automatically
terminates, and any Materials downloaded or printed from the Site in violation of the Terms of Use must be immediately
destroyed.

INTELLECTUAL PROPERTY; LIMITED LICENSE TO USERS
The Materials and Services on this Site, as well as their selection and arrangement, are protected by copyright, trademark,
patent, and/or other intellectual property laws, and any unauthorized use of the Materials or Services at this Site may
violate such laws and the Terms of Use. Except as expressly provided herein, Champion and its suppliers do not grant any
express or implied rights to use the Materials and Services. You agree not to copy, republish, frame, download, transmit,
modify, rent, lease, loan, sell, assign, distribute, license, sublicense, reverse engineer, or create derivative works based
on the Site, its Materials, or its Services or their selection and arrangement, except as expressly authorized herein. In
addition, you agree not to use any data mining, robots, or similar data gathering and extraction methods in connection with
the Site.

Use of Services. When using Services on this Site that are offered by Champion, you shall be subject to any posted
guidelines, rules, or licenses applicable to such Services and to the Terms of Use. Such guidelines, rules, or licenses may
contain terms and conditions in addition to those in the Terms of Use. In addition to the Materials and Services offered by
Champion, this Site also makes available materials, information, and services provided by third parties (collectively, the
"Third Party Services"). The Third Party Services may be governed by separate license agreements that accompany such
services. Champion offers no guarantees and assumes no responsibility or liability of any type with respect to the Third
Party Services, including any liability resulting from incompatibility between the Third Party Services and the Materials and
Services offered by Champion. You agree that you will not hold Champion responsible or liable with respect to the Third Party
Services or seek to do so.

Use of Software. The software and accompanying documentation that is made available to use or download from this Site is the
copyrighted and/or patented work of Champion and/or its suppliers. Use of the software is governed by the terms of the
license agreement contained in these Terms of Use. You agree that you will not decompile, reverse engineer, or otherwise
attempt to discover the source code of the software available on the Site.

Use of Champion Content and User Content. Except as indicated to the contrary elsewhere on this Site, you may view, download,
and print the Champion Content and User Content available on this Site subject to the following conditions:
1. The Champion Content and User Content may be used solely for personal, informational, and internal purposes.
2. The Champion Content and User Content may not be modified or altered in any way.
3. The Champion Content and User Content on the Site may not be distributed or sold, rented, leased, or licensed to others.
4. You may not remove any copyright or other proprietary notices contained in the Champion Content and User Content.
5. Champion reserves the right to revoke the authorization to view, download, and print the Champion Content and User Content
available on this Site at any time, and any such use shall be discontinued immediately upon notice from Champion.
6. The rights granted to you constitute a license and not a transfer of title.

IMPORTANT EXCEPTIONS: The rights specified above to view, download, and print the Champion Content and User Content available
on this Site are subject to any disclaimers contained on the Site and are not applicable to the design or layout of this
Site. Elements of this Site are protected by trade dress and other laws and may not be copied or imitated in whole or in
part.

TRADEMARK INFORMATION
The trademarks, logos, and service marks ("Marks") displayed on this Site are the property of Champion or other third
parties. You are not permitted to use the Marks without the prior written consent of Champion or such third party that may
own the Marks. Champion and the Champion logo are trademarks of Champion Home Builders Co.

LICENSE TO CHAMPION FOR USER CONTENT
Certain Services offered through this Site accommodate or require User Content. Depending upon the nature of the Service, by
submitting User Content to this Site, you grant Champion a perpetual, worldwide, royalty-free, non-exclusive license to (i)
use, reproduce, display, perform, modify, transmit, and distribute such User Content, (ii) distribute and publicly display
and perform such User Content for the purpose for which such User Content was submitted to the Site, and (iii) use any ideas,
concepts, know-how, or techniques that you send us for any purpose without any compensation to you.

PROHIBITED COMMUNICATIONS
You may submit only User Content to the Site that is (a) owned by you, (b) submitted with the express permission of the owner
or within the scope of the license to such content, or (c) in the public domain. You are prohibited from posting or
transmitting to or from this Site any unlawful, threatening, harassing, libelous, offensive, defamatory, obscene, or
pornographic materials, or other materials that would violate any law or the rights of others, including, without limitation,
laws against copyright infringement, and rights of privacy and publicity. Violation of these restrictions may result in
denial of or limitations on access by you to this Site.

USER CONDUCT
In using the Site, including all Services and Materials available through it, you agree: (i) not to disrupt or interfere with
any other users enjoyment of the Site or affiliated or linked sites; (ii) not to upload, post, or otherwise transmit through
the Site any viruses or other harmful, disruptive, or destructive files; (iii) not to create a false identity; (iv) not to
use or attempt to use anothers account, password, service, or system without authorization from Champion; (v) not to disrupt
or interfere with the security of, or otherwise cause harm to, the Site, or any Services, Materials, system resources,
accounts, passwords, servers, or networks connected to or accessible through the Site or any affiliated or linked sites.

MANAGING CONTENT AND COMMUNICATIONS
Although it is not our intention to do so, Champion reserves the right, in its sole discretion, to delete or remove User
Content from the Site and to restrict, suspend, or terminate your access to all or part of this Site, at any time if we have
cause to do so (including, without limitation, our good faith belief that you have violated the Terms of Use) without prior
notice or liability. Champion may, but is not obligated to, monitor or review (i) any areas on the Site where users transmit
or post User Content, including but not limited to areas where Services are available, or chat rooms, bulletin boards, or
other user forums; and (ii) the substance of any User Content. To the maximum extent permitted by law, Champion will have no
liability related to User Content arising under the laws of copyright, libel, privacy, obscenity, or otherwise. Champion also
disclaims all liability with respect to the misuse, loss, modification, or unavailability of any User Content.

USE AND PROTECTION OF ACCOUNT NUMBER/USER NAME AND PASSWORD
You are responsible for maintaining the confidentiality of your account number, user name, and/or password, if applicable.
You are responsible for damages resulting from all uses of your account number, user name, and/or password, whether actually
or expressly authorized by you, unless access to your account number, user name, and/or password was obtained through no
fault or negligence of your own.

WARRANTIES AND DISCLAIMERS
THIS SITE, AND ALL MATERIALS AND SERVICES ACCESSIBLE THROUGH THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND,
EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE, OR THE WARRANTY OF NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, CHAMPION MAKES NO WARRANTY THAT (i)
THE SERVICES AND MATERIALS WILL MEET YOUR REQUIREMENTS; (ii) THE SERVICES AND MATERIALS WILL BE UNINTERRUPTED, TIMELY,
SECURE, OR ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES OR MATERIALS WILL BE EFFECTIVE,
ACCURATE, OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, OR MATERIALS PURCHASED OR ACCESSIBLE BY YOU THROUGH THE
SITE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE OBTAINED FROM OR USED THROUGH THE SITE, OR ANY DEFECTS
IN THE SITE, ITS SERVICES OR MATERIALS, WILL BE CORRECTED.

THIS SITE COULD INCLUDE TECHNICAL OR OTHER MISTAKES, INACCURACIES, OR TYPOGRAPHICAL ERRORS. CHAMPION MAY MAKE CHANGES TO THE
MATERIALS AND SERVICES AT THIS SITE, INCLUDING THE CALCULATIONS USED AND DESCRIPTIONS OF ANY PRODUCTS LISTED HEREIN, AT ANY
TIME WITHOUT NOTICE. THE MATERIALS OR SERVICES AT THIS SITE MAY BE OUT OF DATE, AND CHAMPION MAKES NO COMMITMENT TO UPDATE
SUCH MATERIALS OR SERVICES.

YOU UNDERSTAND AND ACKNOWLEDGE THAT (i) CHAMPION DOES NOT CONTROL, ENDORSE, OR ACCEPT RESPONSIBILITY FOR ANY CONTENT,
PRODUCTS, OR SERVICES OFFERED BY THIRD PARTIES THROUGH THE SITE, INCLUDING, WITHOUT LIMITATION, THIRD PARTY VENDORS AND THIRD
PARTIES ACCESSIBLE THROUGH LINKS ON THE SITE; (ii) CHAMPION MAKES NO REPRESENTATION OR WARRANTIES WHATSOEVER ABOUT ANY SUCH
THIRD PARTIES, THEIR CONTENT, PRODUCTS, OR SERVICES; (iii) ANY DEALINGS YOU MAY HAVE WITH SUCH THIRD PARTIES ARE AT YOUR OWN
RISK; AND (iv) CHAMPION SHALL NOT BE LIABLE OR RESPONSIBLE FOR ANY CONTENT, PRODUCTS, OR SERVICES OFFERED BY THIRD PARTIES.

THE USE OF THE SERVICES OR THE ACCESS OR DOWNLOADING OR OTHER USE OF ANY MATERIALS THROUGH THE SITE IS DONE AT YOUR OWN
DISCRETION AND RISK AND WITH YOUR AGREEMENT THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, LOSS
OF DATA, OR OTHER HARM THAT RESULTS FROM SUCH ACTIVITIES. CHAMPION ASSUMES NO LIABILITY FOR ANY COMPUTER VIRUS OR OTHER
SIMILAR SOFTWARE CODE THAT IS DOWNLOADED TO YOUR COMPUTER FROM THE SITE OR IN CONNECTION WITH ANY SERVICES OR MATERIALS
OFFERED THROUGH THE SITE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM CHAMPION OR THROUGH OR FROM
THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS OF USE.

SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY
MAY LAST, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH STATES AND TO THE EXTENT PERMISSIBLE, ANY IMPLIED WARRANTIES
ARE LIMITED TO NINETY (90) DAYS.

INTERNATIONAL USERS
The Site is controlled, operated, and administered by Champion from its offices within the United States of America. Champion
makes no representation that the Site, or the Services or Materials available through it, are appropriate or available for
use at other locations outside the United States, and access to the Site from territories where the Site or any of its
Services or Materials are illegal is prohibited. If you access the Site from a location outside the United States, you are
responsible for compliance with all local laws. See section on Export Control Laws, below, for further information.

PERSONAL INFORMATION AND PRIVACY
To learn about how Champion protects your personal information, such as your name and address, refer to the Champions Privacy
Policy. You understand and agree that we may disclose information about you if we have a good faith belief that we are
required to do so by law or legal process, to respond to claims, or to protect the rights, property, or safety of Champion or
others, or as stated in our Privacy Policy. Please be aware that your browser may need to be enabled to accept cookies in
order for you to use certain features of the Site.

LIMITATION OF LIABILITY
IN NO EVENT, INCLUDING, WITHOUT LIMITATION, NEGLIGENCE, SHALL CHAMPION, ITS SUBSIDIARIES, AFFILIATES, AGENTS, OFFICERS,
DIRECTORS, EMPLOYEES, PARTNERS, OR SUPPLIERS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY SPECIAL, PUNITIVE, INCIDENTAL,
INDIRECT, OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING
FROM LOSS OF USE, DATA, OR PROFITS, WHETHER OR NOT CHAMPION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND ON ANY
THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OF OR THE INABILITY TO USE THIS SITE, ITS SERVICES, OR
MATERIALS, THE STATEMENTS OR ACTIONS OF ANY THIRD PARTY ON OR THROUGH THE SITE, ANY DEALINGS WITH VENDORS OR OTHER THIRD
PARTIES, ANY UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY INFORMATION THAT IS SENT OR RECEIVED OR
NOT SENT OR RECEIVED, ANY FAILURE TO STORE OR LOSS OF DATA, FILES, OR OTHER CONTENT, ANY SERVICES AVAILABLE THROUGH THE SITE
THAT ARE DELAYED OR INTERRUPTED, OR ANY WEB SITE REFERENCED OR LINKED TO FROM THIS SITE. SOME JURISDICTIONS PROHIBIT THE
EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. ACCORDINGLY, THE LIMITATIONS AND EXCLUSIONS SET
FORTH ABOVE MAY NOT APPLY TO YOU.

FORWARD-LOOKING STATEMENTS DISCLAIMER
This Site may now, or hereafter from time to time, contain certain statements or information with respect to (i) the
projection of Champions or industry revenues, income, earnings per share, capital expenditures, dividends, capital structure,
or other financial items; (ii) the plans, objectives, and/or projections of Champion for future operations, including those
relating to the products or services of Champion; (iii) Champions future economic performance; (iv) assumptions underlying or
relating to any of the forgoing statements or information; and (v) any other projections, estimates, or forward-looking
statements. All such statements and information are forward-looking statements within the meanings of Section 27A of the
Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Such forward-looking statements are based
upon, or will be based upon, Champions judgment with respect to future events and are subject to a number of uncertainties
and risks that could cause actual results or circumstances to differ materially from those expressed in the forward-looking
statements. Champion wishes to caution you that such forward-looking statements are only predictions and that actual events
or results may differ materially. For further detail and information concerning the foregoing or Champion in general, please
consult the companys documents and reports now or hereafter on file with the Securities and Exchange Commission, particularly
Champions most recent Form 10-K and Form 10-Q, copies of which are available from the Site.

INDEMNITY AND LIABILITY
You agree to indemnify and hold Champion, and its subsidiaries, affiliates, officers, agents, co-branders or other partners,
and employees, harmless from any claim or demand, including reasonable attorneys fees, made by any third party due to or
arising out of content you submit, post to, or transmit through the Site, your use of the Site, your connection to the Site,
your violation of the Terms of Use, or your violation of any rights of another person or entity.

GOVERNING LAW AND JURISDICTION
This Site (excluding linked sites) is controlled by Champion from its offices within the state of Michigan, United States of
America. By accessing this Site, you and Champion agree that all matters relating to your access to, or use of, this Site
shall be governed by the statutes and laws of the State of Michigan, without regard to the conflicts of laws principles
thereof. You and Champion also agree and hereby submit to the exclusive personal jurisdiction and venue of the Circuit Court
of Oakland County, Michigan and the United States District Court for the Eastern District of Michigan with respect to such
matters.

GENERAL
The Terms of Use and the other rules, guidelines, licenses and disclaimers posted on the Site constitute the entire agreement
between Champion and you with respect to your use of the Site. If for any reason a court of competent jurisdiction finds any
provision of the Terms of Use, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum
extent permissible so as to effect the intent of the parties as reflected by that provision, and the remainder of the Terms
of Use shall continue in full force and effect. Any failure by Champion to enforce or exercise any provision of the Terms of
Use or related right shall not constitute a waiver of that right or provision. The section titles used in the Terms of Use
are purely for convenience and carry with them no legal or contractual effect.