NMAC LINE OF CREDIT

Option Details

Financing might require a down payment, as well as monthly payments to pay the balance over the loan term.

The Signature Lease is a close-ended, walk-away lease.

The Terminal Rental Adjustment Clause (TRAC) Lease is an open-ended lease with the option to buy at lease term end.

Monthly Payment

The monthly interest payment may be tax deductible as a business expense.[[673]]

The monthly payment, which pays only a portion of a vehicle’s cost over the lease term, is deductible as an operating expense.[[673]]

The monthly payment may potentially be deducted as an operating expense.[[673]]

Depreciation

Depreciation may be deductible for tax purposes.[[673]]

The vehicle price and residual[[677]] value at end of lease term determines the monthly payment amount.

The vehicle price and residual value at end of lease term determines the monthly payment amount.

Payoff

You own the vehicle outright and can continue to use it or sell it.

You can return the vehicle for disposition[[678]].

You can:

Trade in the vehicle

Return the vehicle for disposition

Finance the residual amount to purchase the vehicle[[673]]

Mileage

You can drive as many miles as you want.

You can drive up to 15,000 miles per year or 1,250 miles per month.

You are responsible for excessive mileage.

You can drive as many miles as you want.

Wear and Use

No charges for vehicle wear and use, because you own it.

Excessive wear will lower the vehicle's trade-in or resale value[[674]].

A normal amount of wear and use is covered.

You are responsible for excessive wear.

Excessive wear will lower the vehicle's trade-in or resale value[[674]].

No charges for vehicle wear and use.

TRAC Leases have no wear-and-tear clauses.

Excessive wear will lower the vehicle's trade-in or resale value[[674]].

Other Benefits

Customize with accessories and special equipment.

Use it in a way that would disqualify the vehicle for a lease.

Help avoid repair costs with a vehicle that is always under a limited warranty.

Potentially pay lower total cost of ownership.

Get flexible terms to match requirements of fleet management policies.

Take advantage of multiple terms and residuals per term.

Customize your monthly payments to fit your budget needs.

Include taxes, upfits[[679]], and the cost of accessory installation in the capitalized cost of the lease.

Manage capital expenditures with multiple end-of-lease options.

Contact Us

Please contact us if you have any questions about your NMAC loan or lease account.

NMAC - FINANCED LOAN OR LEASE[[1153]]

Nissan Motor Acceptance Corp. (NMAC)

7:00 a.m. – 7:00 p.m., Central Time
Monday through Friday

For Retail Loan Customers:

(800) 456-6622

For Lease Customers:

(800) 777-7018

Mailing Address:

NMAC
P.O. Box 660360
Dallas, TX 75266

ABOUT NMAC

With NMAC, business owners enjoy unparalleled access to funding alternatives. Our specialists recognize that a "one size fits all" policy for all customers does not work, which is why our programs include some of the most competitive and flexible financing and repayment terms available in the commercial segment today. Unlike banks that enter and exit markets often, we're here to stay. NMAC, including its Infiniti Financial Services (IFS) division, is the automotive financial services arm of Nissan North America.

NMAC's primary emphasis is to purchase from its Nissan and Infiniti dealers retail and lease contracts for their customers. NMAC also provides wholesale inventory and capital and mortgage loan financing to Nissan and Infiniti dealers. The company offers financing for the complete line of Nissan and Infiniti vehicles sold in the United States.