Accidents can happen to the safest drivers. And when they do, safe drivers’ auto insurance rates can rise by as much as 30 percent. Plus, accidents and violations could affect your insurance rates for up to three years.

A crop and livestock producer from Texas today said cap-and-trade climate change legislation could hike the cost of fuel used for farming to the point that it will have a devastating economic impact on his and similar family-owned businesses.

Speakers at Farm Bureau’s second annual commodity outlook conference, Oct. 15-16, in Albuquerque, N.M., painted a “cautiously optimistic” outlook for U.S. agriculture, with crop and dairy producers likely faring better than livestock producers who will still face challenges in the year ahead.