Investment Property Loans in Citrus Heights, California

Citrus Heights, CA has 50 investment property lenders serving the city. Loan amounts average approximately $323,611. Rates for private loans average 9.7%.
The typical length for loans is 22 months.
The mean origination fee for loans is 2.0 points.
Lenders in Citrus Heights average a 74% loan-to-value (LTV) on their deals.

Loan Example 1

Friendly Funding Company
makes a private loan to Brianna
, a local investor in Citrus Heights, CA who has decided to buy a $200,000 investment property in the Maidu area.
Brianna
and Friendly Funding Company
contract to a 55% loan-to-value (LTV) so they will contribute 55% of the purchase price and Brianna
will be responsible for the other 45%. The additional guidelines of the deal are the following: 1) a 5 year, interest-only loan, 2) a 12% interest rate, and 3) a 2 point origination fee paid at the closing.
According to the terms of the deal, Brianna
's payments will be $1,100 on a monthly basis. Additionally, she will need to pay $90,000 in cash to closing in addition to the $2,200 origination fee. When the note expires, she will have to pay back the $110,000 principle in a balloon payment.

Loan Example 2

Jamie
is an investor in Citrus Heights, CA. He discovers a rental house he wants to buy for $150,000 but he does not have enough funds so he obtains a hard money loan from Mountain Rock Lending Group
. The lender agrees to loan Jamie
75% of the list price of the property (LTV), so he will be required to pay the other 25%.
According to the parameters of the loan, the note will be for 4 years at a 12% rate of interest. An origination fee of 3% will have to be paid at closing and Jamie
will then make interest-only payments with a balloon payment of the loan principle paid at the end of the deal. Given this scenario, Jamie
will need to put $37,500 of his own cash into the deal along with the $3,375 origination fee (3% x $112,500 principle amount). He will also be required to make interest payments of $1,125 per month.

Rainbow Funding and Real Estate is a Newark, CA based private lender offering loans in Yolo.
Their lending focus is primarily on rental property loans. The focus of their lending is on single family ...

Nationwide Mortgage is a hard money lender in Mission Viejo, CA offering loans in 17 states throughout the country.
They provide lending solutions for a variety of situations, including hard money loans for commercial properties, fix and flip hard ...

Headquartered in Sherman Oaks, CA, California Hard Money Direct is a private money lender providing funding throughout California.
They provide loans for many different situations, including fix-and-flip loans, long term rental property loans, short term bridge loans, commercial loans, ...

LendingHome Corporation is a San Francisco, CA based private money lender providing loans in 25 states throughout the United States.
They provide buy and hold loans, short term loans, and fix and flip loans.
They issue ...

Karpe Real Estate Center is a Bakersfield, CA based private money lender. They offer loans in California. They offer construction loans, loans for rental properties, short term fix and flip loans, and commercial loans.
They offer ...

Marquee Funding Group is private money lender headquartered in Calabasas, CA. They provide loans throughout California.
They provide lending solutions for many different scenarios, including fix and flip loans, refinancing, commercial hard money loans, long term rental ...

Capella Mortgage is a private lender in Las Vegas, NV offering funding throughout Nevada, California, and Arizona.
They offer loans for a variety of needs and situations, including rental property loans and fix-and-flip hard money loans. ...

Bolour Associates is a Beverly Hills, CA based hard money lender. They offer loans throughout Arizona, California, and Texas. They offer loans for a variety of situations and needs, including short term loans, cash out loans, private ...

Conventus is a San Francisco, CA based private lender. They provide funding in 10 states throughout the US. They provide fix-and-flip loans, private commercial loans, cash out hard money loans, and rental property loans.
Their loan ...

Stonecrest Financial is a San Jose, CA based private money lender offering loans in California.
They offer loans for many different needs and situations, including short term fix and flip loans, commercial hard money loans, bridge loans, and ...

HML Investments is hard money lender headquartered in Los Angeles, CA. They provide loans throughout California.
They offer short term loans, cash out loans, long term rental property loans, hard money loans for commercial properties, and ...

City Capital Finance is a hard money lender offering funding throughout California. They provide loans for a variety of needs and situations, including cash out loans, fix-and-flip loans, short term loans, investment property loans, and hard money loans ...

Wilshire Quinn Capital, Inc. serves as manager of the Wilshire Quinn Income Fund, LLC, a California Hard Money Lender focused on short term bridge loans secured by first trust deeds. Wilshire Quinn is based in San Diego, CA with offices ...

Aegis Funding is hard money lender based in Huntington Beach, CA. They provide loans throughout California.
They offer lending solutions for a variety of needs and situations, including fix and flip loans and long term rental property ...

Aztec Financial is an asset-based lender in Burbank, CA offering loans throughout California.
They provide lending solutions for a variety of situations, including hard money refinancing, loans for rental properties, builder loans, fix-and-flip loans, short term loans, and ...

MAE Capital Mortgage is a Rocklin, CA based private lender who offers funding in California.
They provide loans for a variety of situations and needs, including builder loans, cash out loans, fix and flip hard money loans, loans for ...

Headquartered in Encinitas, CA, Scottway Capital is a private lender providing funding in California.
They provide hard money loans for commercial properties, buy and hold loans, and fix and flip loans.
They offer loans with a ...

Patch of Land is an asset-based lender based in Los Angeles, CA offering funding all throughout the US.
They offer short term bridge loans, private commercial loans, long term rental property loans, refinancing, and fix and flip loans.
...

Based in Rockville, MD, ACC Mortgage is a hard money lender offering loans in 16 states across the country.
They offer fix and flip loans, commercial loans, private refinancing, and buy and hold loans.
Their loan parameters ...

Crawford Real Estate Services is an asset-based lender based in San Bernadino, CA offering funding throughout California.
They provide new construction loans, fix and flip loans, long term rental property loans, and commercial loans.
Their lending guidelines ...

RAM Capital Corporation is a San Jose, CA based hard money lender. They offer loans throughout California. They provide fix-and-flip loans, long term rental property loans, and cash out loans.
The focus ...

Temple View Capital is private lender headquartered in Bethesda, MD. They provide loans in 20 states throughout the US.
They provide short term fix and flip loans, cash out loans, private commercial loans, loans for rental properties, ...

Capstone Financial is a Scottsdale, AZ based hard money lender who provides loans all across the US.
They provide lending solutions for a variety of needs and situations, including cash out loans, fix and flip hard money loans, short ...

ABC Capital Investments is a Philadelphia, PA based private lender who offers loans all throughout the US.
They provide lending solutions for many different scenarios, including long term rental property loans and short term fix and flip loans. ...

Based in Hamilton, NJ, Creative Hard Money LLC is a private lender offering loans throughout the United States.
They provide loans for many different scenarios, including fix and flip loans, cash out hard money loans, rental property loans, ground-up ...

Gokapital Mortgage is a Miami, FL based private lender who provides funding all throughout the US.
They provide lending solutions for a variety of situations, including loans for rental properties, cash out hard money loans, fix-and-flip loans, hard money ...

Turn-Key Lending & Reality Inc is a Sacramento, CA based hard money lender. They offer funding in Sacramento. Their lending focus is mainly on loans for rental properties. They do not require their borrowers to ...

Headquartered in Redwood City, CA, Herzer Financial Services is an asset-based lender offering loans throughout Sacramento.
They offer loans for a variety of scenarios, including short term loans, construction loans, loans for investments properties, hard money loans for commercial ...

Rubicon Mortgage Fund is an asset-based lender in Lafayette, CA providing funding throughout these areas: San Francisco County, Marin County, Alameda County, San Mateo County, Sonoma County, Napa County, Santa Clara County, Contra Costa County, Solano County, Butte County, Colusa ...

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