Mohammed

He chose to take a loan to buy cosmetics and household goods for his shop as he wants to increase his income to serve his family in a good manner. Mohammed opened his shop a year ago, it was very small, but he was able to expand it after he got financial access.

His future goals are to provide a good livelihood for the family and to be able to send his girls to college.

He has a health issue that makes it difficult for him to work, but his wife helps him.

Important Information

The Arab Center for Agricultural Development (ACAD) is a microfinance organization operating in Ramallah, Palestine. Founded in 1993, it provides micro-loans, small loans, and agriculture loans and more to poor and low-income Palestinian entrepreneurs. ACAD focuses on several areas of development including offering credit, fostering community and building cooperatives.

Kiva lenders’ funds are used to help ACAD serve more people in remote areas, especially farmers working in agricultural cooperatives. Additionally, these funds enable ACAD to offer loans at lower interest rates to ensure that even the poorest Palestinians have access to affordable credit.