In recent years, Internet plus finance and the pan-finance industry have been where the wind and waves are highest. Since “Internet Finance” was written into government report for 4th times, the past 2017 has been called” the first year of compliance” of the so that P2P platforms have made process in compliance. As a result, China’s IoT industry, to some extent, is at the forefront of global Internet finance field. Refer TestinData AppBase Best 50 Report 2017, Hangzhou keeps the highest synergies in Fintech mobile App development of China, Beijing, Shanghai, Shenzhen and Guangzhou are in the first camp.

And in the same year, P2P industry has improved steadily and advanced the quality and the efficiency of Internet Financial products through Internet plus big data, cloud computing, artificial intelligence and other technology developments. Taking Alipay（支付宝）as an example, which is like an e-wallet. This App has incredible features and functions such as savings account, quicker way to pay bills and buy movie tickets, train and flight tickets, it can also serve as a credit card, you can “borrow” the money from the App, and pay back the next month, which is much more convenient than a credit card. Alipay exactly changed the way of mobile paying in China and opened a new era of fintech.

It is no wonder that cities are the main carriers of Fintech Mobile APP, that’s to say, any successful e-commerce APP must depends on driving force of a city. In other words, users is the determination of an mobile App. Thus, cities which relatively developed and mush stronger in economic strength may attracts more App developers. Testin summarized data of 2017 Mobile App Synergy Cities of China in Fintech through continuous follow-up tests, data screenings and investigations in 2017. The data is shown in the following figure:

We can learn that as the homeland of Chinese E-commerce giant Alibaba（阿里巴巴）, Hangzhou ranks the best on 2017 Fintech Mobile App Synergy city in China. The other four in the top five cities are: Beijing, China’s Political, cultural and economic center and the largest talent pool; Shanghai, one of the two most developed cities in China; Shenzhen, a new born city with the greatest potential for development and Guangzhou, one of the most prosperous city in the south of China. Besides, Nanjing, Zhuhai and Hefei are also on the list.

Except Alipay（支付宝）we mentioned above, the other great fintech App launched in Hangzhou is 51credit（51信用卡管家）. It is a credit card management App with high efficiency, simplicity and safety, which offers one-stop financial services to its users. The best fintech mobile App launched in Beijing is JD Finance（京东金融）. This second best fintech App on the list is an advanced App integrates of supply chain finance, payment, insurance, crowdfunding and other functions in order to establish its strategic position in fintech industry.

TestinData AppBase possesses the world’s largest integrated benchmark database in terms of App market, operations, products and research & development. And all Testin’s customers, partners, invited industry experts and investors can obtain anonymously the TestinData AppBase Synergy Report for a specific object generated by the AppBase database. AppBase is the comprehensive index of strength of mobile App. The following figure is the 2017 annual bulletin of AppBase in Fintech by Testin. Testin collected data from aspects of Marketing & Operation, Product & Development and Product Strengtheners and divided them into Market Drivers, Synergy and Entrants.

FinTech AppBase Best 2017

Testin is the global leader in One-Stop-Application cloud testing services for applications such as web, mobile web, H5, native mobile APP, Lite APP, mobile games, VR/AR, wearable, AI, smart home, smart driving, IoT and industrial APP developers to provide the necessary one-stop testing services and quality assurance. Testin is the disruptor of the traditional software testing service mode, combine AI automated real device SaaS testing, crowdsourcing testing, full stack security testing and continuous big data analysis, succeeded not only in capturing the domestic market of China but also in sett its foot of the global arena, has now continued to serve more than 800,000 developers with their 2.3+ million APPs, branding clients including most tier 1 internet entities and McDonald’s, Nestle, Starbucks, Daimler, BMW, Philips and Kabam, etc. Testin has been certified by ISO9000, ISO27001, ISO20000, ISO17025, CMMI3 and CNAS, aims to help developers to build confidence in their applications and ensure a good user experience. Testin has secured US$84.9 million in 3 rounds of IDG, Banyan, Haiyin, and CEL. Testin has been recognized as 2015 and 2016 Deloitte High-Tech & Growth Top 50 China, Red Herring Finalist 2014 Asia 100, 2015 Global 100 and 2017 Red Herring Global 100 Winner.