AD&D Insurance

Accidental Death and Dismemberment insurance provides protection to you and your employees in the case of a severe accident. This added form of protection, if ever needed, is available at the same coverage level as the Life Insurance benefit.

For example, if an employee loses his/her life through a car accident, the payout would be their life insurance as well as the 100% payable benefit through accidental death and dismemberment insurance.

Examples of how losses are covered, in the case of an accident are below