In India, with a stock market history going over 140 years it is a stark reality that less than 5% of the population invests in Equities. In our country, Debt continues to remain as one of the most preferred investment vehicles … Continue reading →

There are a number of ways by which we grow our money drop by drop to build at least a lake of wealth for future consumption. After taking care of Wealth protection by way of insurance we recommend delving into … Continue reading →

I know it has been a long break since I posted previously but I just got a little busier with drafting Financial Plans for several of our readers. Thanks all for your continued patronage. I am publishing here a product … Continue reading →

We have gone through some exciting wealth preservation strategies in our pursuit of Financial independence so far. Taking Insurance: this lets us retain a bulk of the wealth in the event of an unforeseen mishap. Saving money outflows directly correspond … Continue reading →

The foundation of a successful financial plan lies in ensuring that risks are eliminated,mitigated or transferred. Insurance can fulfill one or more of the above functions. Insurance can broadly be divided as Life insurance and Non-Life insurance. We saw that … Continue reading →

Insurance is Risk planning – to mitigate the impact of a risk. A Financial Plan, however well made, can hit a nasty roadblock if the inevitable things [like death] are not planned for. Insuring one’s life will support the dependents financially … Continue reading →