US Bank releases Cash+ Visa Card app for Windows Phone

The US Bank has released a Windows Phone app for customers who own a Cash+ Visa Signature Card to enjoy. The app provides access to apply for and manage said cards, earning up to 5% cash back on selected goodies (whether it be restaurants, department stores, or electronic stores, etc. - two categories are chosen by customers).

Should you complete the application process using the app and have been approved, a temporary virtual card can be loaded onto you Windows Phone. This virtual card can be used every time you shop online. The temporary e-card is available for 30 days, or until the plastic card is activated - whichever comes first.

Here are some benefits outlined in the app description of the US Bank Cash+ Visa Signature Card:

Earn 5% cash back on two categories that you choose like restaurants, department stores, electronic stores…plus many more.

Earn 2% cash back on gas, groceries or drug stores – choose one.

Earn 1% cash back on everything else.

There are terms and conditions (as is the case with any card issued by such an establishment), so be sure to read up and do your homework before venturing out with the app and card at hand. As an example, it's stated customers must enrol each quarter into categories of their choice, or all net purchases will earn no more than 1% cash back. Be sure to keep an eye out on how to best use the offers available.

So what about the app itself? It's well presented and appears to be functional enough for customers to manage their card while on the go. Early reviews have given Cash+ Visa Card a relatively high rating.

Reader comments

US Bank releases Cash+ Visa Card app for Windows Phone

and yet they still haven't released an app that might be useful, like a BANKING app. They've released a wealth management app, and now this Cash+ visa crap, but I still have to use their TERRIBLE mobile website to view my account status/balances.

Come on banks!!!
Stop even trying at this point. Just use MS Wallet. MS has dealt with internet security for YEARS. And while they are hardly perfect, I will trust their security measures over the bank security any day of the week! Let MS provide the security via their Wallet protocolls, and then all the bank needs to do is hire some college student to make a simple front end.
Whatever bank gets this done right first will be the bank I will switch to. And if MS and the carriers are not able to get their act together by the time my contract is up in 22 months then I will switch to Android. Mobile banking is simply that important. My phone with a simple pin password on it is way more secure than a credit card that can be stolen and used right away. Even if I have to change my habbits I will do so if it means that all I have to cary with me is my phone, drivers liscense, and keys.