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We Invest In Data Transformation Startups

Supporting Great Teams From Seed to Growth

Moneta VC invests in Data Technology startups and focuses mainly on Fintech and Insuretech. In 2015 we set up Moneta Seeds, our early stage arm, that since then became one of Israel’s most active funds. In 2018, we founded our growth fund, Moneta Capital, which invests in revenue-stage data companies. Both funds are working in synergy to fulfill our vision of supporting great ventures from Seed to Growth.

Devoted to innovation leading edge, we are working closely with major financial institutions who co-invest with us in many of our deals. As managers, we bring a broad operational experience and take a hands-on approach in our portfolio.
To sum-up: if you are looking for investors who offer much more than funding, we would like to be your partners.

Areas of interest

We invest in technology solutions that are poised to revolutionize the global financial industry. We are looking for innovative solutions that respond to major needs of banks, insurance firms, or other financial institution. Some of the areas that are topical in our space are: credit risk, capital markets, tax, fraud, churn, payments.We look for a deep underlying technology such as: Big data, Machine learning, NLP, Blockchain. We are investing mainly in B2B Solutions but would consider B2C if its backed by strong partnerships.

Moneta Seeds

Moneta Seeds is a VC fund that leads first rounds of Data, Fintech and Insuretech ventures. Our added value as seed investors is manifested by our strategic partnerships with large international Financial Institutions who are involved in all our startups as either design-partners, first clients, and sometimes as co-investors. The IVC (Israeli Venture Research) has named Moneta Seeds, as one of Israel’s most active seed investor.

Moneta Capital

Moneta Capital is a VC fund that invests in A & B rounds, of Data, Fintech and Insuretech ventures. Moneta Capital was founded in 2018 to fulfill our vision of one-stop-shop, cross stage, investment house for Data, Fintech and Insuretech ventures. In this fund, we seek to invest in revenue-stage companies who need additional funding to fuel a major expansion. Moneta Capital enjoys the group’s eco-system, including strategic partnerships with large financial institutions and world-class advisors and partners.

OUR ADDED VALUE

Once invested, we roll up sleeves and start adding value, mainly in strategy, HR, and funding. We leverage strategic partnerships and networks to explore new business; We assist the executive team in building their company and help hire senior managers; During times of funding, we are committed to share the load with our CEOs. We can do all that because before we did what we’re doing now, we did what our CEOs are doing. We’ve started companies, we’ve raised money and paved their exit options. We’re not financiers, quite the contrary, we’re seasoned tech managers who understand finance, operations, engineering & marketing. We’ve applied those disciplines in 100s of startups before. Sitting on both sides of the term-sheet, gave us perspective -we understand how to help CEOs achieve their goals!.

STRATEGIC PARTNERS

We have established strategic partnerships with world-leading financial institutions. These relationships prove to be working very well. In the last years, our strategic partners have joined almost all of our deals as co-investors and as early adopters of the startups’ products. Our modus operandi with our partners is quite unique: we don’t just ask our strategic partners for an advise, we are giving them an advise and act as their fintech consultants. Their vote of confidence is manifested in participating in our rounds and helping our startups. This creates a Win-Win situation: the startup wins and the strategic partner wins.

WHAT WE ARE LOOKING FOR

We are looking for these qualities and in this order: TEAM, PRODUCT-MARKET FIT, DEAL. Exceptional team should be comprised of complementary technology and management skills. We want to see that the team understands its domain, much better than we do (and we try to get it quick). The Market size is a key factor and we are looking for startups that can grow to become meaningful on a global scale. Then we look at the technology. We are big believers in deep IP that sets high barriers for entry. The last factor in our process is deal-terms that must make sense for us to go ahead.

Portfolio

Jassby

Jassby (www.Jassby.com) is a fully digital financial ecosystem for teenagers and young adults.

Octopai

Octopai(www.octopai.com),an Israeli startup company has developed the ‘Total Impact’ – an innovative cross-platform navigator for BI and IT systems. Its solution is used for managing multiple metadata systems, enabling visibility and control of the entire IT system with automated tracking throughout the BI information systems. Octopai’s solution is already installed with two of the largest Insurance companies in Israel.

Atidot

Atidot (www.atidot.com), is an Israeli company that develops a B2B cloud based machine learning platform for insurance risk models. Insurance companies struggle to find models that are more accurate, that take advantage of the new data sources (web, IOT, sensors) and make it part of their day to day risk methodology.
Atidot’s solution allows the company to run thousands of different methodologies simultaneously and turn analytic results into actionable business decisions automatically.

Way2vat

Way2VAT(www.way2vat.com) is revolutionizing enterprise’s travel expense management and automated VAT reclaim platform. VAT reclaim is still a largely a bureaucratic process. Because of this, many companies choose to not pursue VAT reclaims, leaving $20B in unclaimed business refunds annually. WAY2VAT is developing a B2B2E platform that employs patent pending mobile-cloud-ERP technologies to automate the business travel expense.

Paygilant

Paygilant,(www.paygilant.com), is an Israeli startup company that developed a unique anti-fraud technology for analyzing the activity of all credit cards, debit cards, cash, loyalty cards or any payment mean approved for use by the smartphone. The state-of-the-art fraud detection system is promising to remove the bulk of the work from the back office and relocate it to the smartphone.

Rewire

Rewire (www.rewire.to), is a digital mobile banking platform used to facilitate international cash remittance at a higher speed and a much lower costs than those offered by incumbent players (i.e. Banks, Western union). Using Rewire, Foreign workers or any other un-banked users can easily load cash in one country and remit it to selected receiving countries at a fraction of the cost and complexity of any rival service.

Espresa

Espresa (www.espresa.com) is a cloud platform and vendor network for workplace services to attract and retain employees, and increase productivity along with SAAS capabilities that include access control, payment, provisioning, scheduling, security, support and transaction management. The company that started up in 2015 is already serving some of the largest vendors in the US.

Binah

Binah.ai (www.binah.ai), enables enterprises and vendors to utilize artificial Intelligence technologies, machine learning combined with signal processing to solve (almost) any data science challenges faster, more accurately and at a fraction of the price.

Paybox

Paybox(www.payboxapp.com), a social payment platform that simplifies the process of group payments, was designed for millennials based on the understanding that there is a lack of proper tools to handle the complexity and diversity of group payments which is everything from collecting money for hen do/stag do, pizza night, sharing flatmates expenses, after school activities/PTAs all the way to donations and charities. People commonly define PayBox as WhatsApp for payments or a dynamic checking account for groups.

Tipranks

Tipranks (www.tipranks.com), an Israeli Fintech startup company is suggesting to revolutionize the trade & investment sector. Tipranks has developed a comprehensive investing tool that allows private investors and day traders to see the measured performance of anyone who provides financial advice.TipRanks platform offers the most comprehensive dataset of analysts, bloggers and corporate insiders. Using algorithmic big-data technology, the company provides answers to the most basic questions: are they reliable and accurate? What is their track record? Are there better opinions out there? TipRanks presents an updated and accurate view so you can make the most educated investment decisions.

Hopon

Hopon (www.hopon.co.il), is an advanced mobile ticketing solution for the public transportation industry. It can be easily integrated into every form of public transit: buses, trams, trains, metros and bike-share systems. The product consists of a secured, wireless mobile payment and ticket validation technology, which enables passengers to buy tickets anywhere and anytime, and seamlessly check-in and out the bus drive without any user intervention. HopOn is based on a patent pending wireless ultrasonic system that may integrate with all existing ticketing system which might be in use. Hopon’s solution is currently installed in hundreds of busses with one of israel’s largest Bus companies: Dan, who has invested in Hopon alongside being a design partner and 1st client of its product.

PayZday

PayZday (www.payzday.com), has developed an Artificial Intelligence platform that analyzes in real-time the financial risk of E-commerce online merchants, and generates unique indicators and data-sets for the Credit/Lending industry.

Aktibo

Aktibo (www.aktibo.io) is a customer intelligence platform for life insurance. By applying deep learning capabilities, Aktibo classifies and clusters potential customers on “persona”-based groups to deliver a customer-centric and personalized experience across all stages of the insurance lifecycle.

Neura

Neura (www.theneura.com) is a customer engagement platform that enables corporate to adapt in real-time, their offering to their customers’ preferences and needs; Brands are using Neura to interact with their user, at the right moment with the right offering, thus increasing engagement, conversion and retention by orders of magnitude.

Railsbank

Railsbank(www.railsbank.com), an open banking platform (software-based bank) that enables non-financial institutions to provide their users with a suite of financial services in less than an hour. The platform eliminates the need to deal with regulations and to build a financial infrastructure independently. Railsbank’s mission is to become the customers’ trusted financial rails provider (hence the name: Railsbank)

Team

Adoram Gaash

Adoram brings to Moneta a solid track record as a technology investor and a serial entrepreneur. Prior to founding Moneta, Adoram founded and co-managed Stage One [2001] – a top quartile, Israeli VC fund, that created 7 Exits. Before becoming an investor, Adoram co-founded 3 successful ICT startups which resulted in major Exits. Later in his career, Adoram lived in USA Silicon Valley and joined Growth Point Technology Partners as a Technology M&A Banker.

Adoram’s experience covers every phase of building a tech company – from ideation through funding towards growth. Serving for 2 decades on both sides of the “Termsheet”, has given him a broad perspective as an added-value investor and allows him to assist other CEOs explore their strategic options.

Meirav Har Noy

Meirav brings to Moneta two decades of experience as an investor with some of the world’s leading VCs. Moneta is Meirav’s third venture capital firm. In 1997, she joined Intel Capital, a world-leading corporate venture capital arm of Intel corporation. Meirav played a pivotal role in Intel Capital’s investment in some 10 companies during her five-year tenure. Later in her career, Meirav joined Apax Partners, a leading international investment private equity fund. During her five-year tenure at Apax Partners, Meirav was involved in six technology investments. Recently, Meirav served as the CEO of Iris Ventures, a technology incubator that is supported by the Chief Scientist.

Meirav’s experience as a technology investor, board member and CEO has given her a broad point of view that translates into tremendous added value, which she brings to her companies. Meirav has specialized in making wireless and mobile investments and in advising the managements and boards of leading cyber security companies. Seven of the companies at which Meirav was serving as an investor or board member have made it all the way to a successful exit. Meirav’s most interesting technology success stories include: Panaya (Enterprise SW) that was sold to Infosys; Storwize (Storage) that was sold to IBM; Fiberxon (Optical Coms) that was sold to MRV; and Aeroscout (Wireless SW) that was sold to Stanley Healthcare.
Meirav graduated with honors from Bar Ilan University with a BA in Economics and Political Science. She has an MBA from Ben Gurion University, majoring in corporate financing.
Meirav grew up in Silicon Valley until the age of 18, when she came back to Israel to join the IDF.

Ami Shafran

Major General (Res.), Shafran, is one of the world’s renowned experts in Data Science & Cyber. He has served the Israeli army and government for more than 40 years at the highest roles of technology command. His last position was IDF’s Head of C4I Division (telecommunications and IT). He served in various senior roles in R&D, Intelligence, and telecommunication. He also was head of the R&D unit of the Ministry of Defense – Maf’at.

Yarden Nadler

Yarden joined Moneta in 2017 as an office manager. She is responsible for the fund’s administration and takes care of the entrepreneurs in residence. Yarden graduated from the Wingate sports academy and has been working as a trainer for 10 years.

Isaac Krymolwsky

Isaac Krymolowski is an expert on business strategy and the growth of global companies. With 15 years’ experience in top-management consulting, Isaac has served in the San-Francisco office of Booz Allen Hamilton. Isaac subsequently moved to London, where he was the Head of Group Strategy & Planning at Barclays and the Global Head of Consulting & Research at DTZ. Now based in Israel, Isaac has served as Chairman and Director of several public and private Israeli companies.

Yula Gor

Yula joined Moneta in 2017 to head up the finance department. She overlooks all aspect of the fund’s financial affairs, including Capital and Budgets. Prior to Moneta, Yula worked as a CPA at the Israeli office of Ernst & Young, where she managed the audits of a variety of hi tech clients. Yula has graduated from the Tel Aviv University where she studied accounting and economy.

Linda Benshoshan

Linda Benshoshan is an Israeli businesswoman. She is a partner at the private investment firm “Forma” specializing in real estate investments in Europe. She also holds directorship at Taro Pharmaceutical Industries Ltd, Energix Renewable Energies and MRR Thirteen Limited. She serves on boards and Chairwomen of Investment Committee of a number of provident funds and study funds. She serves as a member of the Executive Committee of the Jaffa Institute, a non-profit that provides educational enrichment to disadvantaged children from Jaffa, southern Tel Aviv and Bat Yam.
Linda served as Deputy Commissioner of the Capital Market, Insurance and Savings at the Ministry of Finance and as Israel’s Consul of Economic Affairs in the southwest United States. She served in a wide range of positions at Israel Discount Bank, including CEO of Discount Provident Fund, Deputy CEO and the Head of the Asset Management Division and held directorships at Tel Aviv Stock Exchange.
She was also a member of the Lubetzki Committee for determining the criteria for the distribution of the funds of TOTO (Israeli National council for Sports Betting Regulation).
Ms. Benshoshan earned an Bachelor’s Degree in Economics & Sociology and MBA from the Hebrew University of Jerusalem.

May Nechushtan

May joined Moneta during 2019 as an Associate and part of the investment team. Prior to Moneta, May was the Fintech Sector Lead at Start-Up Nation Central, a non-profit organization that connects businesses, governments, and NGO leaders from around the world with Israeli innovation. In this role, May was responsible for creating business opportunities for the local ecosystem and matching Israeli solutions to global challenges while constantly analyzing and researching the Fintech industry. May was also part of the Research Department of the Central Bank of Israel, where she was responsible for monitoring and analyzing the Israeli financial markets and shaping public policy and regulations. May holds a B.A. in Philosophy, Political Science and Economics (PPE) from the Hebrew University of Jerusalem.

Xinghong Hua

Mr. Xinghong Hua is a senior advisor to Moneta funds’ management since 2015, and contributes his vast international business experience. Mr. Xinghong serves as the Managing Director of Cerberus Asia, one of the world’s largest private equity firms. Previously, he worked for Alcoa Inc. as a Vice President and a member of the Executive Board in charge of M&A and Strategic Planning. Xinghong is a graduate of Beijing University and the Johns Hopkins University School of Advanced International Studies (SAIS).

Post on: September 9, 2019
Railsbank has raised $10 million in series A funding round, led by Moneta Capital along with CreditEase, Clocktower Technology Ventures, Singapore Life and existing investors… Read MoreRead More

Post on: September 9, 2019
Railsbank announced it has raised $10 million in a Series A funding round led by Moneta Capital. CreditEase, Clocktower Technology Ventures, Singapore Life and existing… Read MoreRead More

I had the pleasure of meeting Moneta VC at a very early stage. Adoram and Meirav made a strong impression and before I knew it got us our first enterprise agreements with a tier one bank, they then joined our round A and became part of our journey. Working with the partners at Moneta is simply fun, they bring tons of value on many sides and are always fully committed to our success. I feel lucky to have them with us.

Uri Greunbaum
CEO,Tipranks

Moneta believed in us from the beginning, when we were 2 entrepreneurs with a mathematical model. We have been invited to work at Moneta office and build our company together. Their experience, great introductions and support, empowered us along the startup journey.

Dror Katzav
CEO,Atidot

Moneta brings a true added value to the table. From the beginning, Moneta partners were always there to support us with highly professional guidance and a spirit of true partnership. Immediately upon their investment they introduced Standard Bank as a partner and co-investor which paved the way for our future growth.

Guy Kashtan
CEO,Rewire

When I founded my second company, Jassby, I was looking for a VC that brings more than funding. I looked for real partners with whom I can discuss and brainstorm various strategic options. I approached Moneta mainly because of its deep knowledge of the Fintech world. Moneta has created a Fintech ecology that even the most experienced CEOs who have been there done that, will find very valuable.

Benny Nachman
CEO,Jassby

For Octopai, Moneta is part of the founding team. From the day they led our seed funding, they were relentlessly helping us move forward on all fronts. They used their great networking to create opportunities and applied high energies to solve every problem. If you are looking for real partners who roll up sleeves and help, look no further than these guys.