When my 2nd son turned 21, we were thinking of what to give him. Ang pow?

NO, NO, NO. He will spend it away and as usual, to buy his camera stuff. He is ‘rich’ in his camera assets, very diligently upgrading it. Of course, he made some money out of it too. He photo-shoots wedding ceremonies, birthday parties and volunteered at the Youth Olympics, blah blah blah. Probably, recup half of his money.

We thought it’s time to give our children some valuable lesson and asset. So, we decided to buy him 1 lot of Maple Ind. which costed about S$1090 at that time with the condition that he had to keep it for 3 years or can dispose it at the advice of his ‘professional’ mama.

He had been collecting about S$60+ of dividend per year. Isn’t it better than you keep the S$1,090 in the bank to earn the miserable interest or eventually becomes ‘camera asset’.

Of late, I try to entice him to buy another lot of Maple Ind.

Instead, he counter-offered me to buy Apple instead. He is another Apple ‘xiao ren’ (die-hard). Apple stock is sky-high, how to buy?

He said, Apple will go up to US$1,000+, so a sentimental buy? If everyone holds a hp, ipad, desktop, notebook and apple accessories which had happened in our household, it sure will go up. AND, Apple is coming up with more products soon. So, shall we chase the stock?

No try, no gain. Probably, he can learn a lesson or two for choosing Apple. So, we entered at US$596.00. He bought 2 pcs x US$596.0 = US$1,192 (already costed in the comm, etc). He also wants Maple Ind x 1 lot, as low as possible.

Sometimes, as caring parents, we bought some to standby and then give them a ‘good’ price to start off, haha. So, I bought at S$1.13 and probably will sell to him at S$1.10 to make him feel that he is making the ‘profit’. He hasn’t paid up because he is in Australia and he will be back this June for a short holiday, so I hold the stock loh.

By the way, if you have any photography needs during this period 25June to 8July 2012, do contact me at cnyan8@yahoo.com.sg. I am his Marketing Manager too.

Back to Apple. The share went up to US$633.00. He was happy that it went up, made the right choice.

Yesterday price was US$571.70! So he is making a paper loss of US$24.3 x 2 + US$20+ comm.

The difference between the poor countries and the rich ones is not the age of the country.

This can be shown by countries like India & Egypt, that are more than 2000 years old and are poor.

On the other hand, Canada, Australia & New Zealand, that 150 years ago was inexpressive, today are developed countries and rich.

The difference between poor and rich countries does not reside in the availability of natural resources.

Japan has a limited territory, 80% mountainous, inadequate for agriculture and cattle raising, but it is the second world economy. The country is like an immense floating factory, importing raw materials from the whole world and exporting manufactured products.

Another example is Switzerland, which does not plant cocoa but has the best chocolates of the world. In its little territory they raise animals and plant the soil during 4 months per year. Not enough, they produce dairy products of the best quality. It is a small country that transmits an image of security, order and labour, which made it the world’s strong safe.

Executives from rich countries who communicate with their counterparts in poor countries show that there is no significant intellectual difference.

Race or skin colour are also not important: immigrants labelled lazy in their countries of origin are the productive power in rich “adopted” countries.

What is the difference then?

The difference is the Attitude of the people, framed along the years by the education and the culture.

On analyzing the behaviour of the people in rich & developed countries, we find that the great majority follow the following principles:

1) Ethics, as a basic principle

2) Integrity

3) Responsibility

4) Respect to the laws and rules

5) Respect of the rights of other citizens

6) Work loving

7) Strive for Saving & Investment

8) Will of super action

9) Punctuality

In poor countries, only a minority follow these basic principles in their daily life.

We are not poor because we lack natural resouces or because nature was cruel to us.

We are poor because we lack ATTITUDE. We lack the will to comply with and teach these functional principles of rich and developed societies.

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The above article is issued in Public Interest by Fropki.com.

If you love your country, muack, muack, SINGAPORE, let this message circulate for a major quantity of people could reflect about this AND:

CHANGE YOUR ATTITUDE

ACT NOW

* If you are in the service be it in tourism, retail, govt services – GIVE YOUR BEST SERVICE & PUT ON A SMILE

*If you are employed – DO YOUR BEST, GIVE YOUR 100%, DON’T SKIVE

*If you are self-employed – LAGI BEST SERVICE & PUT ON A SMILE

*If you are young adults – GIVE YOUR BEST IN WHATEVER YOU DO, SAVE AND INVEST ASAP