$89 Savings Calculator - Future Value

Initial Deposit

$

Yearly Deposits

$

Investment Return

%

Years

years

Future Value

Total Invested

Use this calculator to calculate the return of a savings bond or investment. It can be used to calculate any investment, such as a home, stock, baseball card, Roth IRA, 401k, ETF, mutual fund, etc. Assumes a fixed interest rate.

Investment: Amount of investment.

Interest Rate: Rate of return on the investment.

Years: Time period, in years.

What is the future value of your investment or savings bond?

Value of $89 by year, depending on ROI. Annual interest compounding is used.

Year

1%

3%

5%

7%

9%

11%

13%

15%

0

89.00

89.00

89.00

89.00

89.00

89.00

89.00

89.00

1

89.89

91.67

93.45

95.23

97.01

98.79

100.57

102.35

2

90.79

94.42

98.12

101.90

105.74

109.66

113.64

117.70

3

91.70

97.25

103.03

109.03

115.26

121.72

128.42

135.36

4

92.61

100.17

108.18

116.66

125.63

135.11

145.11

155.66

5

93.54

103.18

113.59

124.83

136.94

149.97

163.98

179.01

6

94.48

106.27

119.27

133.57

149.26

166.47

185.29

205.86

7

95.42

109.46

125.23

142.91

162.70

184.78

209.38

236.74

8

96.37

112.74

131.49

152.92

177.34

205.10

236.60

272.25

9

97.34

116.12

138.07

163.62

193.30

227.67

267.36

313.09

10

98.31

119.61

144.97

175.08

210.70

252.71

302.12

360.05

11

99.29

123.20

152.22

187.33

229.66

280.51

341.39

414.06

12

100.29

126.89

159.83

200.45

250.33

311.36

385.77

476.17

13

101.29

130.70

167.82

214.48

272.86

345.61

435.92

547.60

14

102.30

134.62

176.21

229.49

297.41

383.63

492.59

629.74

15

103.33

138.66

185.02

245.55

324.18

425.83

556.63

724.20

16

104.36

142.82

194.28

262.74

353.36

472.67

628.99

832.83

17

105.40

147.10

203.99

281.13

385.16

524.66

710.76

957.75

18

106.46

151.52

214.19

300.81

419.82

582.38

803.16

1,101.42

19

107.52

156.06

224.90

321.87

457.61

646.44

907.57

1,266.63

20

108.60

160.74

236.14

344.40

498.79

717.55

1,025.55

1,456.62

21

109.68

165.57

247.95

368.51

543.68

796.48

1,158.88

1,675.12

22

110.78

170.53

260.35

394.31

592.62

884.09

1,309.53

1,926.38

23

111.89

175.65

273.37

421.91

645.95

981.34

1,479.77

2,215.34

24

113.01

180.92

287.03

451.44

704.09

1,089.28

1,672.14

2,547.64

25

114.14

186.35

301.39

483.04

767.45

1,209.11

1,889.52

2,929.79

26

115.28

191.94

316.45

516.85

836.53

1,342.11

2,135.16

3,369.25

27

116.43

197.69

332.28

553.03

911.81

1,489.74

2,412.73

3,874.64

28

117.59

203.63

348.89

591.75

993.88

1,653.61

2,726.38

4,455.84

29

118.77

209.73

366.34

633.17

1,083.32

1,835.51

3,080.81

5,124.22

30

119.96

216.03

384.65

677.49

1,180.82

2,037.41

3,481.31

5,892.85

31

121.16

222.51

403.89

724.92

1,287.10

2,261.53

3,933.89

6,776.77

32

122.37

229.18

424.08

775.66

1,402.94

2,510.30

4,445.29

7,793.29

33

123.59

236.06

445.28

829.96

1,529.20

2,786.43

5,023.18

8,962.28

34

124.83

243.14

467.55

888.05

1,666.83

3,092.94

5,676.19

10,306.63

35

126.08

250.43

490.93

950.22

1,816.84

3,433.16

6,414.10

11,852.62

36

127.34

257.95

515.47

1,016.73

1,980.36

3,810.81

7,247.93

13,630.51

37

128.61

265.69

541.25

1,087.90

2,158.59

4,230.00

8,190.16

15,675.09

38

129.90

273.66

568.31

1,164.06

2,352.86

4,695.30

9,254.88

18,026.36

39

131.20

281.87

596.72

1,245.54

2,564.62

5,211.78

10,458.02

20,730.31

40

132.51

290.32

626.56

1,332.73

2,795.44

5,785.08

11,817.56

23,839.86

41

133.83

299.03

657.89

1,426.02

3,047.03

6,421.44

13,353.84

27,415.83

42

135.17

308.00

690.78

1,525.84

3,321.26

7,127.79

15,089.84

31,528.21

43

136.52

317.24

725.32

1,632.65

3,620.17

7,911.85

17,051.52

36,257.44

44

137.89

326.76

761.59

1,746.93

3,945.99

8,782.15

19,268.22

41,696.06

45

139.27

336.56

799.67

1,869.22

4,301.13

9,748.19

21,773.08

47,950.46

46

140.66

346.66

839.65

2,000.06

4,688.23

10,820.49

24,603.59

55,143.03

47

142.07

357.06

881.63

2,140.07

5,110.17

12,010.75

27,802.05

63,414.49

48

143.49

367.77

925.71

2,289.87

5,570.09

13,331.93

31,416.32

72,926.66

49

144.92

378.80

972.00

2,450.16

6,071.39

14,798.44

35,500.44

83,865.66

50

146.37

390.17

1,020.60

2,621.68

6,617.82

16,426.27

40,115.50

96,445.51

51

147.84

401.87

1,071.63

2,805.19

7,213.42

18,233.16

45,330.51

110,912.34

52

149.31

413.93

1,125.21

3,001.56

7,862.63

20,238.81

51,223.48

127,549.19

53

150.81

426.35

1,181.47

3,211.66

8,570.27

22,465.08

57,882.53

146,681.57

54

152.32

439.14

1,240.54

3,436.48

9,341.59

24,936.23

65,407.26

168,683.80

55

153.84

452.31

1,302.57

3,677.04

10,182.34

27,679.22

73,910.20

193,986.37

56

155.38

465.88

1,367.70

3,934.43

11,098.75

30,723.93

83,518.53

223,084.33

57

156.93

479.86

1,436.08

4,209.84

12,097.63

34,103.57

94,375.94

256,546.98

58

158.50

494.25

1,507.89

4,504.53

13,186.42

37,854.96

106,644.81

295,029.03

59

160.09

509.08

1,583.28

4,819.84

14,373.20

42,019.00

120,508.64

339,283.38

60

161.69

524.35

1,662.45

5,157.23

15,666.78

46,641.09

136,174.76

390,175.89

61

163.30

540.08

1,745.57

5,518.24

17,076.80

51,771.61

153,877.48

448,702.27

62

164.94

556.29

1,832.85

5,904.51

18,613.71

57,466.49

173,881.55

516,007.61

63

166.59

572.97

1,924.49

6,317.83

20,288.94

63,787.81

196,486.15

593,408.75

64

168.25

590.16

2,020.72

6,760.08

22,114.95

70,804.47

222,029.35

682,420.07

65

169.93

607.87

2,121.75

7,233.28

24,105.29

78,592.96

250,893.17

784,783.08

66

171.63

626.10

2,227.84

7,739.61

26,274.77

87,238.18

283,509.28

902,500.54

67

173.35

644.89

2,339.23

8,281.39

28,639.50

96,834.38

320,365.48

1,037,875.62

68

175.08

664.23

2,456.19

8,861.08

31,217.05

107,486.16

362,013.00

1,193,556.96

69

176.83

684.16

2,579.00

9,481.36

34,026.59

119,309.64

409,074.69

1,372,590.51

70

178.60

704.69

2,707.95

10,145.06

37,088.98

132,433.70

462,254.40

1,578,479.08

71

180.39

725.83

2,843.35

10,855.21

40,426.99

147,001.41

522,347.47

1,815,250.95

72

182.19

747.60

2,985.52

11,615.07

44,065.41

163,171.57

590,252.64

2,087,538.59

73

184.01

770.03

3,134.79

12,428.13

48,031.30

181,120.44

666,985.48

2,400,669.38

74

185.85

793.13

3,291.53

13,298.10

52,354.12

201,043.69

753,693.59

2,760,769.78

75

187.71

816.92

3,456.11

14,228.97

57,065.99

223,158.49

851,673.76

3,174,885.25

76

189.59

841.43

3,628.91

15,224.99

62,201.93

247,705.92

962,391.35

3,651,118.04

77

191.49

866.68

3,810.36

16,290.74

67,800.10

274,953.58

1,087,502.23

4,198,785.74

78

193.40

892.68

4,000.88

17,431.09

73,902.11

305,198.47

1,228,877.52

4,828,603.60

79

195.33

919.46

4,200.92

18,651.27

80,553.30

338,770.30

1,388,631.59

5,552,894.14

80

197.29

947.04

4,410.97

19,956.86

87,803.10

376,035.03

1,569,153.70

6,385,828.27

81

199.26

975.45

4,631.52

21,353.84

95,705.38

417,398.89

1,773,143.68

7,343,702.51

82

201.25

1,004.71

4,863.09

22,848.61

104,318.86

463,312.77

2,003,652.36

8,445,257.88

83

203.27

1,034.86

5,106.25

24,448.01

113,707.56

514,277.17

2,264,127.17

9,712,046.57

84

205.30

1,065.90

5,361.56

26,159.37

123,941.24

570,847.66

2,558,463.70

11,168,853.55

85

207.35

1,097.88

5,629.64

27,990.53

135,095.95

633,640.90

2,891,063.98

12,844,181.58

86

209.42

1,130.81

5,911.12

29,949.87

147,254.59

703,341.40

3,266,902.30

14,770,808.82

87

211.52

1,164.74

6,206.68

32,046.36

160,507.50

780,708.96

3,691,599.60

16,986,430.14

88

213.63

1,199.68

6,517.01

34,289.60

174,953.17

866,586.94

4,171,507.54

19,534,394.66

89

215.77

1,235.67

6,842.86

36,689.87

190,698.96

961,911.50

4,713,803.52

22,464,553.86

90

217.93

1,272.74

7,185.00

39,258.17

207,861.87

1,067,721.77

5,326,597.98

25,834,236.94

91

220.11

1,310.92

7,544.25

42,006.24

226,569.43

1,185,171.16

6,019,055.72

29,709,372.48

92

222.31

1,350.25

7,921.47

44,946.67

246,960.68

1,315,539.99

6,801,532.96

34,165,778.36

93

224.53

1,390.76

8,317.54

48,092.94

269,187.14

1,460,249.39

7,685,732.25

39,290,645.11

94

226.78

1,432.48

8,733.42

51,459.45

293,413.99

1,620,876.82

8,684,877.44

45,184,241.88

95

229.04

1,475.46

9,170.09

55,061.61

319,821.25

1,799,173.27

9,813,911.51

51,961,878.16

96

231.34

1,519.72

9,628.59

58,915.92

348,605.16

1,997,082.33

11,089,720.00

59,756,159.88

97

233.65

1,565.31

10,110.02

63,040.03

379,979.62

2,216,761.39

12,531,383.60

68,719,583.87

98

235.99

1,612.27

10,615.52

67,452.84

414,177.79

2,460,605.14

14,160,463.47

79,027,521.45

99

238.34

1,660.64

11,146.30

72,174.54

451,453.79

2,731,271.71

16,001,323.72

90,881,649.66

100

240.73

1,710.46

11,703.61

77,226.75

492,084.63

3,031,711.60

18,081,495.81

104,513,897.11

Investing early and limiting investment fees is a great way to save money. This chart shows how
0.089k can grow.