The Cover encompasses damage caused whilst the works are being undertaken, either due to fire, storm, flood, tempest, snow, hail and frost.The Cover is further extended to include Theft and Malicious Damage. The theft cover is for materials, fixtures and fittings – which must be included in the Contract Value. Theft Cover is always subject to Forcible and Violent Entry to or From the Premises.Faulty workmanship, design and materials are not covered, however, if the Contractor is found to be negligent, resultant damage caused thereby is. For example – a wall is constructed and the Contractor, hoping to save a bit of money, waters down the cement to beyond “acceptable” standards and the wall collapses onto another portion of the Contract – the wall that has fallen over, is not covered, but the damage caused to the other portion, will be.Included in Section I is cover for Own Surrounding Property, which is “Property under the care, custody and control of the Contractor”, i.e. the Existing Structure that is being worked on.Section II:This Section encompasses damage which, through the negligence of the Contractor, is caused to Neighbouring Properties, including Underground Services (pipes, cables, etc.) and Members of the Public. This does not extend to include Cover for Employees nor anyone associated with the Contract. Section II (If applicable):This Section provides Cover for Removal of or Interference to Support and unless specifically requested and provided for in the Policy, is not covered at all.Should you be a contractor and require contractors all risk cover contact Carl on 021 948 0630 or email carl@cgbrokers.co.zaSession data