Privacy, Security,
And Legal Notices

Like most web site owners, we are very interested in knowing
how many people visit our site, so we receive and keep general
statistics about the traffic to us. We are mainly interested in
how many people visited, and where they arrived from. This
helps us to measure the effectiveness of our promotional efforts,
including search engine listings. The server we are on generates
standard access log files, which we save for the purpose of understanding
general trends in traffic. The logs contain IP information, but
we have no way of personally identifying visitors. We cannot
decipher your name or email address. In the event of a malicious
hacking attempt, we would send copies of the logs to the originating
ISP (which we can identify.)

Cookies are short strings of letters and numbers which are sent
to a web-surfer's computer, often for keeping track of small pieces
of information as s/he clicks from one page to another. A common
use is to hold session data, such as might be necessary when making
a purchase online which involves multiple HTML pages, forms, or
templates.

The CardReport.Com domain itself uses cookies as part of the
mechanism that changes the banner ads each time a page is loaded,
to keep track of which banners have already been displayed to
each visitor. Also, many of the banner advertisements are served
by third-party ad networks, which do transmit cookies. The primary
purpose for these is for accounting purposes, to match up click-throughs
and sales at a sponsor's site with a banner on a referring site
(ours.) Another purpose is to keep track of which banners have
been shown during a visit, to avoid showing the same one repeatedly.
Those banners pay the expenses here, and keep this site online.

Our only uses of javascript are in the date indicator on the
index page, and part of the banner-graphic serving mechanism that
makes the banners change each time a page loads. We do not
have any Java applets or ActiveX controls anywhere on the site.

If you seriously object to receiving the javascript or cookies,
study your browser's "Help" files to learn how to turn
them off. (You will still be able to view our site.)

We use third-party advertising companies to serve ads when you
visit our Web site. These companies may use aggregated information
(not including your name, address, email address or telephone
number) about your visits to this and other Web sites in order
to provide advertisements about goods and services of interest
to you. If you would like more information about this practice
and to know your choices about not having this information used
by these companies, click
here.

We will never sell, rent, or otherwise distribute email
addresses of people who contact us, and we will never send
unsolicited bulk email (commonly known as "spam.")

We will never link to or recommend a company or service which,
in our sole discretion, appears to be fraudulent. However, like
other media outlets (ranging from television stations to phone
books), we cannot accept responsibility for the actions of our
advertisers and other companies listed on our site. It is the
consumer's responsibility to personally determine the suitability
of a particular company that s/he may wish to do business with.

If you have a serious problem with a particular company (whether
it is listed on our site or not), feel free to share your experiences
on our public forum. Our moderation policy is oriented around
keeping a civilized and legally acceptable atmosphere.