For Individuals

Health Care Reform: how does it affect you?

Health Care Reform is the result of the Affordable Care Act (ACA), which was introduced to provide people with accessible and affordable health and dental care. One of the ACA’s goals was to allow those who previously lacked access to health care to get affordable insurance.

So who is affected by Health Care Reform?Employees who work for companies with fewer than 50 employees (or fewer than 100 employees in some states) may have been impacted in a broad way. That’s because these companies are required to offer health and dental plans that contain certain essential health benefits, including a defined pediatric dental benefit.

We understand the needs of employers and their employees. And we want to make it as easy as possible for them to comply with Health Care Reform. That's why:

We added the defined pediatric dental benefit to most* of our dental benefit plans. We want to ensure that many of you will be able to continue choosing dental benefits in the same way you have always done.