dfinanz acknowledge that not all Lending Institutions may participate on our platform and that borrowers may
seek non-associated lenders themselves. Not all Lending Institutions participating on our platform are providers
of loans across all jurisdictions. dfinanz does not endorse, recommend or sponsor any user contributions to this
site.
www.dfinanz.com 2017

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You can filter the content in dfinanz by selecting a tag in the tag cloud. The tag will appear prominently next to the 'Your Tags' section. You then have the choice of either:

1) Double click on the prominent tag again which will temporarily filter content in your news feed to display content that corresponds to this tag; or
2) Clicking the '+' button to permanently add this tag to your preferred tags. This means that when you log into the social network you will automatically see content that relates to the tags that you have selected to be in the 'Your Tags' section.

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What is dfinanz?

dfinanz is an Australian-based fintech company. We are not a Lender, Broker or Search Engine, dfinanz is a "social market network" and our “products” are fair and transparent consumer finance transactions – not the loans themselves.
We’ve created the "Fair Rate Movement”, which seeks to unite the voices of bank customers by sending a very clear message to their banks: We think your home loan rates are unfair, and we know what our Fair Rate is.
Domestically we operate an online home loan refinancing platform, "The Fair Rate Market", which allows us to facilitate introductions between existing home loan borrowers and lenders who are interested in providing “fair” interest rates. Borrowers simply, securely, and anonymously upload their existing home loan details onto our platform, allowing others to compare and contrast these details, and to use this information to help determine their own "Fair" borrowing rate – the rate they would seriously consider to refinance their existing home loan. We don’t charge the borrower for this service, nor are they under any obligation to refinance their loan via our platform.

You will have ‘Read Only’ access to dfinanz up until the point that you log into dfinanz. After logging into dfinanz you will be returned to the Social Network and have the ability to interact with the system.
Posting Content: The process of posting content in dfinanz is identical to other leading Social Networks in that you can either type content directly into the ‘Share your Insights’ section of the Social Network or alternatively copy and paste links to articles from other sources.
When posting content you should add at least 1 tag relating to the content which will be added to the tag list and enable this content to be found by other users.Refer to the Terms of Use for dfinanz concerning content rules.
Commenting on Content: Underneath each post will be a section for you to comment. Within this field you will be able to type comments and/or add links to other related articles.

You will be able to configure and filter content geographically by selecting in the countries list. The tags in the Tag Cloud will allow you to easily localize information of interest. You can keep the most interesting tags in Your Tags
or just directly access the content . You can also see a complete list of all the tags -included and not included in the Tag Cloud- in the Tag option in the footer of the page.

The Fair Rate List is where a summary of the Fair Rates of people just like you can be found.
Regardless of whether you are a registered user or not, you will have ‘view only’ access to the Fair Rate List. You can access the full list from the Social Network by clicking on the‘View List’.
The default view of the list is the entire Fair Rate List for the world. The user can then click on the continent that is of interest and the Fair Rate List will be refreshed to display Fair Rates that relate to that continent. The user can filter the Fair Rates by continent, country and region.

Submitting your Fair Rate can be done anonymously and is as easy as (1) clicking on 'Fair Rate' menu at the top of the screen and (2) filling out the form and submitting it. The entire process shouldn't take any more than 2 minutes. Viewing the complete Fair Rate List (in addition to being able to filter by location) is as easy as clicking on the 'View List' button at the bottom of the Fair Rate List and then (1) clicking on your continent (2) selecting your country from the drop down box and (3) selecting your state/region.

The more people who anonymously enter their home loan details into the Fair Rate list, the more pressure we will place on the banks to be competitive, transparent and prompt in their dealings with us. We want lower borrowing rates and we encourage accredited financial institutions to work with dfinanz if they are serious about assisting our Fair Rate Movement Users to achieve this.