About Us

Home LoansBuying your first homeSelling your existing home to buy a new homeBuilding a new home Investment property loan Refinancing your existing home loanConsolidation of debts, like credit cards, car loans etc.

Low Doc Home LoansThese loans are there to facilitate self-employed borrowers who may not have enough documented financial history to qualify for a normal home loan.

Equity Finance MortgageThis is a home loan facility which allows the home buyer to borrow say 75% of the value of the home and have the lender own the remainder of the property. These types of home loans require legal advice and a specialist home loan advisor.

Reverse MortgagesReverse Mortgages are also known as Home Equity Release Loans. They are available to you if you are over the age of 60. They allow you to access the equity in your home (i.e. the value of your home minus any existing mortgage) for any purpose. No repayments are required on these home loans. Rather, the loan plus accrued interest and charges is repaid upon the sale of your property or your death.

Credit Impaired LoansMany borrowers have had credit problems in the past for one reason or another. In these cases the mainstream lenders may not allow them to borrow for a home loan. We have a number of lenders who will consider these borrowers for a home loan.

There are so many different types of loan products and fortunately for you, we know them all. With over 40 years of lending experience we are able to give you the best advice on the right loan package. The secret is to find the right home loan for your individual circumstances. It might sound easy but it really does require the services of home loan experts like us.

“Hi Anish,
The timing of the settlement couldn't have gone better, as we were able to go to the caravan and camping show on Sat 11 June and put our deposit down for our camper trailer, which was very exciting. April 2012 can't come soon enough to achieve our next goal. Many thanks and we will be more than happy to refer you to our friends.
Kind regards
Deearne and Lyndon
”

“Hi Anish,
Natalie & I just want to pass on our sincerest thanks & appreciation for your help throughout the loan process. Buying our first home has not been without its stress, however you made us feel that no question was redundant and you were welcoming from our first appointment.
Thank you once again & we look forward to dealing with you in the future.
Kind regards Natalie & Andrew
”

“Sue was amazing and I am 100% certain that we would not have secured our first home and first home loan without her guidance and hard work. We will be forever grateful to her and have already passed on her details to several friends who are also in the first stages of contemplating their first home. ”

“We are first home buyers. It all turned out to be a nightmare to us because of all the mistakes that our broker did. Our finance approval was delayed for weeks, the mortgage insurance rejected our application and our FHOG application was rejected twice because they filled in the form incorrectly the first time and they filled out the wrong form the second time! Now our settlement is late and there is nothing we could do. It's unbelievably ridiculous. They were too careless.”

“I used the Team at Swell Fiance to purchase my home as well as refinance my investments. They provided an excellent and efficient service. They took the time to walked my through my options (making them easy to understand) and found me a great deal. I couldn't be happier with the service they provided and will be use them again in the future.”

On behalf of Dolors & myself, we would like to extend our appreciation and to Thank you for the professionalism you have shown us all the way through, your Willingness to Help and Availability Anytime, your Thoughtfulness and Sincerity.

We have certainly no hesitation in recommending yourself and your services anytime and are looking forward to the continuity of our relationship.

“I had no idea how to group 3 separate loans into one and establish a line of credit. Rick explained my options and helped me make the right choice. I can honestly recommend his service and his product.
JamesT”

“I cannot thank Rick and the team at Hawkins Financiers enough. Being a first home buyer, I really didn't understand the loan process and was totally confused by it all... luckily a friend recommended Hawkins Financiers.
Rick made the process really easy and stress free! I became more comfortable and confident to purchasing my first home. I highly recommend any first home buyer to contact Rick. Many Thanks!”