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Wednesday, March 23, 2011

With the recent events in Japan I wonder. Will travel insurance cover the Japan 'quake? What's more is the radiation that continues to leak from the failed nuclear power plants, would you be covered if you couldn't travel in those areas due to the radiation?

Insurers are already struggling with these questions, with different outcomes. But most trip insurance plans do agree on one point: Unless you had added a so called 'cancel-for-any-reason' rider to your policy, you won’t be reimbursed for your trip deposits and other costs if you cancel your Japan trip solely because you worry that you might encounter radiation.

(road damage in Japan after the massive 2011 earthquake)

Travel insurance provided by way cool Virgin (Richard Bronson's empire) are considering situations on a case-by-case basis. They even have a website to help their customers out, Virgin Travel Insurance Help. Here in the states you can buy Virgin's travel insurance here: TravelGuard.

2 comments:

Insurance cannot make someone recover psychologically from these experiences. It does, however, allow them to not stress about the unexpected expenses they bring. This in effect frees up the mind of the covered person to worry about more important matters, such as getting help and going home.

Insurers are already struggling with these questions, with different outcomes. But most trip insurance plans do agree on one point: Unless you had added a so called 'cancel-for-any-reason' rider to your policy, you won’t be reimbursed for your trip deposits and other costs if you cancel your Japan trip solely because you worry that you might encounter radiation.

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