If you don’t have a valid will or trust, then state laws will determine how your assets pass, to whom they pass, and when they pass.This could lead to unnecessary estate and income taxes, your estate being consumed by creditors, your estate being tied up in probate court (possibly for years…), and other undesired results, and is perhaps the most costly and emotionally draining way to pass assets to your loved ones.

Do you have a Will or Trust? *

Yes

No

Don't know

Has your Will or Trust been professionally reviewed in the last two years? *

Yes

No

Don't know

Does your current Health Care Power of Attorney permit the person of your choosing (spouse, child, family) to make emergency health care decisions for you in the event you are unable to do so? *

Yes

No

Don't know

Does your estate plan contain a customized plan to determine if you are mentally disabled? *

Yes

No

Don't know

Does your current estate plan give instructions for your care and the care of your loved ones in the event of disability? *

Yes

No

Don't know

Are you certain that your current estate plan will minimize possible federal and state estate taxes at your death, including taxes on your house, life insurance and IRAs? *

Yes

No

Don't know

If you have a Revocable Living Trust in place as part of your estate plan, is your trust fully funded so that your family can avoid the delays and expenses of probate? *

Yes

No

Don't know

Have you taken steps to avoid possible will contests and disputes during the administration of your estate? *

Have you recently checked the beneficiary designations of your retirement plans and life insurance policies, and are you confident that you have not listed your estate or any minor children as either primary or secondary beneficiaries? *