10 Painless Ways to Save Money

Cost-cutting Exercises

If you'd like to save some money, a few cost-cutting exercises can make a big difference. Literally. The fact is, your daily workout could save you money by resulting in lower health insurance premiums, fewer sick days and fewer health care costs overall.

People who regularly exercise save about $500 each year in expenses related to health care [source: Fit Sugar]. If you're obese and significantly reduce your weight through exercise and other lifestyle changes, you can expect to save as much as $10,000 in medical costs over time [source: Philipson].

You could also manage to look younger for a longer period of time, which could have positive social and workplace benefits. A 2011 study published in the "Proceedings of the National Academy of Sciences" reports that mice that exercised regularly "reduced or eliminated almost every detrimental effect of aging" [source: Reynolds].