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Unless you are willing to loose 10-20% in fees to a credit card processor like ClickBank.com to accept credit cards, you are better off getting a merchant account setup through a company like Charge.com if you intend to generate decent revenue from ad sales.

If you don't want to go that route, get advertisers to cut you a check (generally you have to invoice them after the ad has run) or do a wire transfer straight into your account.

Make sure you develop a system of tracking all advertisers, what ads they are running, what they've run, who you've invoiced, and whose paid. This is not only useful for adminstrative purposes, but will also come in handy when tax time comes around.