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David Decker of Utah successfully worked as VP of Sales for a large agent office of 1st National Processing which is affiliated with Wells Fargo Bank. During his stint there he played a main role in the growth of the company from two local sales offices to 11 across seven states including almost 50 outside sales agents and over 40 inside sales agents. His leadership also helped to increase new merchant accounts from 800 to 1,000 per month. With that success and background experience, Dave Decker ventured out into business by co-founding an electronic payments processing solutions company. Together with Trever Hansen and Kyle Hall, David Decker co-founded Complete Merchant Solutions. Currently, Mr. Decker is a managing partner in the business in charge of leading the company in its strategic direction.

Complete Merchant Solutions, or CMS as it is also known, provides products and services for point-of-sale transactions for cashless shopping or e-commerce. In just three years, the company made its way to become one of the top Startups to Watch in Utah on its first year and currently is one of the largest merchant acquirers in the United States. This accomplishment has been highlighted in several media and award-giving bodies. In 2009, they processed just over $100MM in Visa and Mastercard transactional volume which has consistently increased over the years. This year their forecast is to process over P500M in transactional volume. CMS services thousands of merchants across the country and have become satisfied and loyal clients because of the great customer service and best price deals they receive. Since it is involved in an industry where trust is essential, Complete Merchant Solutions BBB accreditation is a major indication of its efforts to satisfy its customers. Dedicated staff is always available 24/7 to assist any client and prospective customer's needs.

Complete Merchant Solutions is based in Provo, Utah, USA and can be found as CMS Online through the worldwide web.

You cant blame someone for walking away if you didnt do anything to make them stay

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As more and more people rely on electronic purchases whether on the internet or through cashless transactions in stores, the need for reliable electronic payment processing has become necessary for businesses. Offering this mode of payment allows customers to pay the way they way to through credit cards, debit cards, gift and loyalty cards, electronic benefit transfer or checks. Businesses who accept these payments become attract more customers who otherwise cannot or do not prefer pay in cash.

To take advantage of this growing trend, David M. Decker co-founded Complete Merchant Solutions. Mr. Decker graduated from Brigham Young University with a BA in Advertising and Marketing Communications. He served as the Vice-President of Sales for a large agent office of 1st National Processing, a registered ISO/MSP of Wells Fargo Bank before co-founding Complete Merchant Solutions. His track record for success and experience in his previous employment helped him to steer CMS to where it is today—a leading provider of electronic payments processing solutions for many establishments in the United States. Under his direction as the managing partner of Complete Merchant Solutions, David has led the company to become one of the rising companies in its industry. In its first year, CMS attracted attention as the number two startup to watch in Utah based on the Utah Valley BusinessQ. Since then the growth has been inspiring. In fact, just early this year David Decker and his wife represented Complete Merchant Solutions to receive a President's Club Award from First Data Corporation for being one of the fastest growing merchant acquirers in the U.S. The company's growth was also featured in the Nilson Report highlighting them as the 86th largest merchant acquirer out of 1,000 U.S. businesses.

By providing the best solutions to electronic payment processing with a complete range of equipment and great customer service at the competitive prices, Complete Merchant Solutions aims and continues to satisfy customers. Complete Merchant Solutions is based in Provo, Utah, USA and can be found in the internet as CMS Online.

Based out of Provo, UT, Complete Merchant Solutions, LLC (CMS) (www.cmsonline.com), is emerging as one of the fastest growing providers of bankcard merchant services in the nation. CMSregistered as an LLC in May of 2008 and is currently registered as an ISO/MSP with HSBC Bank as well as an ISO/FSP of the National Bank of California. In 2009, CMS processed just over $100MM in Visa/ MasterCard transactional volume (See March 2010 issue of the Nilson Report - Merchant Acquirers in the U.S. 2009), in 2010 CMS eclipsed $300MM in Visa/ MasterCard transactional volume and is forecasted to process over $500MM in 2011. CMS currently employs 30 individuals and listed below are brief bios of its key management personnel.