I use this personally and I must say that I am satisfied with its quickness and accuracy. Bank of America’s App works on Blackberry, iPad, iPhone and iPod Touch. They also have a standard text messaging service where you can get your balance, view credit card details, check recent history, and transactions. There is no cost for the service but you must be an online banking customer in order to use certain features. The app allows you to view account balances, credit card details and transaction history. It also allows you to transfer funds to other Bank of America accounts and pay bills. If you are low on cash and need to find an ATM the app helps you find the closest one based on your location using your phones GPS. If you don’t have GPS enabled on your phone you can always search by zip code.

This is another app that I have used personally. Like Bank of America, Chase’s App works on Blackberry, iPad, iPhone, and iPod Touch as well as through standard text. The app is free to use but you have to be enrolled in Chase Mobile in order to make a transaction. When you use the text message feature it allows you to see your account balance, review transaction history and check your credit cards due dates. The app allows you to pay your bills on line via Chase Online Bill Pay, transfer money between other chase accounts, and even wire money to outside accounts. You can also search for ATMs or Branches using your phone’s GPS or through using a zip-code. If you need to speak to someone live, the app will give you the contact information for your nearest branch including the hours of operation. Even though it is compatible with most smart phones, this app works best on the iPhone