If u buy resale u are limited to using your points. At Disney vacation club villas only. But if u are buying it for Disney use only the. It's no biggie. I bought resale and have notice no difference as of yet they are talking about changing the rules again where u can use resale points only at your home resort

If u buy resale u are limited to using your points. At Disney vacation club villas only. But if u are buying it for Disney use only the. It's no biggie. I bought resale and have notice no difference as of yet they are talking about changing the rules again where u can use resale points only at your home resort

Click to expand...

Now THAT would suck! I'd even be ok with a 5 or 6 month booking window for resale non - home resort.

In addition to the Disney Vacation Club Resorts, Members who purchase directly from Disney, have access to a large selection of vacation experiences and resort destinations available through our Member Getaways program.
Every Member Getaways option falls into one of the following collections:
The Disney Collection features Resorts at Disney destinations worldwide. Stay at select Disney hotels in proximity to Disney Theme Parks in Florida, Southern California, France, Hong Kong and Japan. Or sail aboard Disney Cruise Line.
With the Concierge Collection, take a truly stylish family vacation and enjoy luxury accommodations at some of the finest hotels in the world.

All accommodations across the collections are subject to availability.

Another thing resale members will not be able to take part in are the Member cruises.
So, if someone wants to take part in any of these activities above, points would have to be purchaced directly through Disney.
Many feel that using points for the items noted above are not a good use of thier points.

Many buy direct because they want to use points for one of the options not available for resale points. Cruising on points is especially popular (even though it may not be a particularly good economic choice).

Many buy direct to take advantage of the financing offered by Disney.

Many buy direct because they are not aware of the resale market or believe it is "safer" to buy directly from Disney.

Since it seems resale is considerably cheaper, what are the advantages of buying directly through Disney?

Click to expand...

CarolMN pretty much laid it all out there. I bought resale. I couldn't afford what we wanted buying direct. I did NOT want to finance it. However, many do and they get decent rates to finance it through disney. Financing is the biggest reason I see in buying direct.

When you purchase resale, you do have to find a contract that fit your needs, and they may not be available, or it could take some time for one to come along. When you do find one and agree to terms with the seller you then have to wait 30 days for disney to decide on ROFR, then you can close, then disney puts you in their system. That whole process can't take 6-8 weeks minimum. Buying direct the points are yours and you're in the system almost immediately.

My wife and I bought a smaller contract of 125 points that suits our needs. We only use them to stay at WDW so resale was a no brainer for us, but everyone has to decide what's best for them.

I'm going on pure memory, but there are a few things that were guaranteed to all DVC members, regardless resale/retail.
1) Your points could be used to stay at DVC participating resorts
2) While the point per night of an accommodation can fluctuate from year to year, the total points on a point chart can never change.(meaning they can increase a studio on November 20th from 40 to 44 points, but they would have to reduce another night by the same 4 points)
3) Another option will always be available to the owner should they decide to not want to visit DVC resorts.

So, any perks that we get were never guaranteed. Disney collection, ABD, etc...never guaranteed(and those point charts can change any way they want them to). So this rumor that they want to limit using at your home resort would probably be a breach of contract by DVC. Not to say that there isn't a creative way to do that. They could easily call all the New resorts from GFV on, DVC2 resorts. Then they could limit existing DVC resale members from using them. The could also change the booking windows to 11-month home resort, 7 month all other resorts for retail, 5 month all other resale. Thats why everyone on these boards always says BUY WHERE YOU WANT TO STAY. Most likely, any restrictions that do come up will be ADDITIONS to retail customers, rather than subtraction to resale customers.

Again, everything I've written above is off pure memory of the contract, and the wording is obviously changed. In addition, the restrictions are just pure speculation to further illustrate to the OP what the differences between retail/resale are, or might be....Not trying to start a panic

The only reason I am considering purchasing retail again, is that I am looking for a small contract with my current Use Year, and For the past 3 months I have not been able to find on resale market.

Many buy direct because they want to use points for one of the options not available for resale points. Cruising on points is especially popular (even though it may not be a particularly good economic choice).

Many buy direct to take advantage of the financing offered by Disney.

Many buy direct because they are not aware of the resale market or believe it is "safer" to buy directly from Disney.

I can't think of any other reasons people choose to buy direct.

Click to expand...

One other reason would be for small point contracts (50) for particular UY and resorts when there isn't much if any availability on the resale market.

If you buy from Disney, you get your points immediately and can make a reservation right away. With resale, it's a longer process. Also, your guide can sometimes help you make your first reservation for a time/room that is otherwise all booked up. So, if you already have a trip planned for the near future, you may be able to rebook it in your DVC resort and apply your vacation dollars to DVC.

Of course, given the difference between resale and direct from disney, you still come out ahead financially in most cases by keeping your cash pay reservation, buying resale and waiting for that first DVC stay for your next trip.

The only reason I am considering purchasing retail again, is that I am looking for a small contract with my current Use Year, and For the past 3 months I have not been able to find on resale market.

Click to expand...

i am going through the same exact thing i want to start adding 25 points at a time i dont want to finance or go out on the hook for 10 to 15k for a big contract. someone told me a very good point also for small ones since there is high demand you pay a little bit extra and the closing costs can get up to 400 bucks. so take a 70 per point for 25 points plus 400 in closing your at 2150. i was just quoted 25 at bwv or bcv for 2850 and they back date to my use year so i have 25 points to bank right away. yes your paying a bit more per point but no hassel

i am going through the same exact thing i want to start adding 25 points at a time i dont want to finance or go out on the hook for 10 to 15k for a big contract. someone told me a very good point also for small ones since there is high demand you pay a little bit extra and the closing costs can get up to 400 bucks. so take a 70 per point for 25 points plus 400 in closing your at 2150. i was just quoted 25 at bwv or bcv for 2850 and they back date to my use year so i have 25 points to bank right away. yes your paying a bit more per point but no hassel

Click to expand...

What do mean by "back date"?

If you are in the 2012 UY for the one you are buying, you are simply getting the points due you. For example, I have a June UY. So I'm in my 2012 UY still. If I add on between now and May 31 I get the 2012 points because I'm still in my 2012 UY.

i am going through the same exact thing i want to start adding 25 points at a time i dont want to finance or go out on the hook for 10 to 15k for a big contract. someone told me a very good point also for small ones since there is high demand you pay a little bit extra and the closing costs can get up to 400 bucks. so take a 70 per point for 25 points plus 400 in closing your at 2150. i was just quoted 25 at bwv or bcv for 2850 and they back date to my use year so i have 25 points to bank right away. yes your paying a bit more per point but no hassel

Click to expand...

While we bought resale, I don't think I would hesitate to purchase a small 25 point add on directly through disney. A small purchase like that I would want to be my current use year and those small contracts on the resale sites go fast and they usually go for asking price or higher. It's not just the size, but the UY that could take a really long time to find.....if ever. I have watched the resale listings and as a BLT owner with June UY, I don't see a ton of June UY at all regardless of the # of points.

just emailed my "guide" asked about the price increase and if they were extending contracts for BCV and BWV he told me he could not confirm or deny the rumors. sounds like a big yes to me. he also said being on the wait list means i get the current price not sure about the extended years.