William Murphy Joins HSBC Private Bank in Miami

20 June 2013

New York, NY - HSBC Private Bank today announced the appointment of
William P. Murphy as a Senior Vice President and Relationship Manager for HSBC Private
Bank based in Miami. Reporting to Victoria Garrigo, Southeast Regional Manager for the
Private Bank, Murphy will be responsible for serving the private banking needs of
high-net-worth individuals domiciled in the Southeast region of the United States.

Murphy brings more than 30 years of wealth advisory and banking experience to HSBC. He
joins after 27 years with Northern Trust where most recently he served as a Senior Wealth
Strategist.

"Bill will be a valuable member of our Miami team having served the complex needs of ultrahigh-
net-worth families, not-for-profit institutions and privately held businesses located in
South Florida," said Victoria Garrigo, Southeast Regional Manager, HSBC Private Bank.

Murphy is a graduate from the University of Virginia with a degree in Finance from the
McIntire School of Commerce. He is a past Chairman of Dade Heritage Trust, the Coral
Gables Community Foundation and a Life Trustee of the Vizcaya Foundation.

Notes to editors:

HSBC Private Bank As part of the HSBC Group, one of the world's largest banking and financial services organizations,
HSBC Private Bank seeks to be the leading international private bank for business owners and their
families. It provides clients with wealth, business and family succession solutions in the largest and
fastest growing markets around the world. HSBC Private Bank is the marketing name for the private
banking business conducted by the principal private banking subsidiaries of the HSBC Group. From
the United States, services are offered through HSBC Private Bank Americas, a division of HSBC
Bank USA, N.A., and HSBC Private Bank International in Miami.

HSBC Bank USA, National Association HSBC Bank USA, National Association, with total assets of $183.9bn as of 31 March 2013 (US
GAAP), serves 3 million customers through retail banking and wealth management, commercial
banking, private banking, asset management, and global banking and markets segments. It operates
more than 250 bank branches throughout the United States. There are over 165 in New York State as
well as branches in: California; Connecticut; Delaware; Washington, D.C.; Florida; Maryland; New
Jersey; Pennsylvania; Oregon; Virginia; and Washington State. HSBC Bank USA, N.A. is the principal
subsidiary of HSBC USA Inc., an indirect, wholly-owned subsidiary of HSBC North America
Holdings Inc. HSBC Bank USA, N.A. is a member of the FDIC.