The Insurance Company Offered Me Money To Settle My Accident Case, What Should I Do?

I received this question again today, one that is not uncommon in my practice of personal injury law.

A few days ago the caller was injured in an auto accident that was not his fault. Just a few days after the wreck, he got a call from the at fault driver’s insurance company offering to pay his medical bills. The adjustor was very polite and told him she would pay the “reasonable” medical expenses and even give him a few hundred dollars to settle the case. Luckily, this caller had read The South Carolina Accident Book, and knew the tricks that insurance adjustor’s will pull to entice injury victims to take a quick settlement. He called me to get an honest evaluation of whether or not he needed an attorney.

My opinion is this… you may not need a lawyer for your case if you are involved in a car wreck where there is little property damage and you are not hurt. However, if you are injured in an auto accident and your phone starts ringing a few days later with the adjustor offering you money, you can bet it is not because she really wants to take care of you. One of the first signs that you should look seriously at hiring an experienced injury attorney for your accident case is when the insurance company calls and offers you money.

The adjustor’s job is to save the insurance company money. Adjustors get raises and bonuses based on how much money they save the insurance company by paying LESS than a case is worth. This caller did the right thing. He did not accept the quick settlement, and turns out, not surprisingly, his case is probably worth a lot more than the few hundred dollars he was offered by the adjustor.

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When you suffer an injury or are involved in an accident, you may face mounting medical bills, lost income from work, and other expenses. You may be entitled to compensation for these losses; however, it is crucial to act quickly in order to protect your legal rights. Time is truly of the essence. We encourage you to reach out to us today for a complimentary, no obligation consultation. Call us at our toll free number, 1-888-690-0211.

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All cases are different, and the ability to recover and the amount you may recover in a claim for personal injury will vary depending on the circumstances of each case. Prior results do not reflect or suggest that your particular case will have the same result as any prior case. The information presented on this site should neither be construed to be formal legal advice nor the formation of a lawyer or attorney client relationship. This website is for informational purposes only. Please contact a South Carolina personal injury lawyer or injury attorney at Shelly Leeke Law Firm for a consultation on your particular case. Cases handled by lawyers who principally practice in our N. Charleston (headquarters), Columbia or Walterboro offices.