The legal notices posted
on this site are for reference only. Only the legal notices published
in the legal organ newspaper of this county (The Jackson Herald)
are official per O.C.G.A. sec. 9-13-140, et seq.

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Hattie B. and Albert Bailey to Jim Walter Homes, Inc., dated August 8, 1997, recorded in Deed Book 16-Z, Folio 796-798, Jackson County Records, conveying the after described property to secure a Note for the original indebtedness, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
All that tract or parcel of land lying and being in the 257th, G.M. District, Jackson County, Georgia, consisting of 1.00 acre and designated as the Hattie Bell Barnett property, in that plat of survey dated September 2, 1981, prepared for Nolia Rucker, Estate, by W.T. Dunahoo and Associates, Inc., as recorded in Plat Book 18, Page 131, Jackson County Georgia Records. Said plat by reference thereto is hereby incorporated herein for a more complete description of said property.
Being more accurately and completely described as follows:
All that tract or parcel of land lying and being in the 257 G.M.D., Jackson County, Georgia, containing 0.95 acres, more or less, according to survey for Hattie B. and Albert Bailey, dated February 5, 1997, by Piedmont Surveying Company and being more particularly described as follows:
BEGINNING at iron pin located on right of way of unpaved Rucker Road 0.2 mile from McCree Road being the true point of beginning; running thence S 08E 50 00 W 394.21 ft.; running thence N 84E 19 39 W 104.90 ft.; running thence N 08E 47 46 E 394.14 ft to corner on right of way of unpaved Rucker Road; running thence along said right of way S 84E 21 15 E 105.16 ft. to point of beginning. Property bounded on East by N/F Eddie W. Cheek, South and West by Tract 2 of Nolia Rucker Estate and North by right of way of unpaved Rucker Road.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees, notice of intent to collect attorneys fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above, the same having been assigned to First Union National Bank of Florida and further assigned to William J. Wade, as Trustee of Mid-State Trust VII. To the best knowledge and belief of the undersigned, the party in possession of the property is Hattie Bailey and/or tenants and said property is located at 311 Rucker Road, Jefferson, Georgia 30549-3940.
This the 31st day of October, 2003.
WILLIAM J. WADE, AS TRUSTEE OF MID-STATE TRUST VII, as Attorney-in-Fact for Hattie B. and Albert Bailey
JOHN M. HULL
Foster, Allen, Durrence & Ward, P.C.
555 River Street
Chattanooga, TN 37405
(423) 266-1141
mw/JMH 10/28/03
Our file no. 01-35 (597)
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26P4)

Notice of Sale
Notice of Sale Under Power
In Deed to Secure Debt
State of Georgia
County of Jackson
On the 11th day of September, 1998, KIMBERLY A. LOWRY, GRANTOR/DEBTOR executed a Deed to Secure Debt to GREEN TREE FINANCIAL SERVICING CORP., LENDER, securing a Note of even date of NINETY-THREE THOUSAND ONE HUNDRED FIFTEEN AND 55/100 DOLLARS ($93,115.55), said Deed to Secure Debt being recorded in Deed Book 18-K, Page 748, Records of Jackson County, Georgia.
By virtue of Power of Sale contained in said Deed to Secure Debt, there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the same being December 2, 2003, the following described property:
All that tract or parcel of land lying and being in the 1704th District, G.M., Jackson County, Georgia, being Tract 9, Hunters Ridge, according to FINAL PLAT FOR HUNTERS RIDGE recorded in Plat Book 46, Page 93, Jackson County Records and incorporated herein.
This is a portion of the property conveyed by deed from P&W Land Company, Inc. to Arcade Homes, Inc., recorded in Deed Book 15-W, Page 567, Jackson County Records.
Also conveyed herewith is a 1999 Fleetwood Homes 42x70 Harbor Springs manufactured home, which is permanently attached to and made a part of the real property.
The property described herein above has a street address of Lot 9, 120 Musket Court, Nicholson, Georgia 30565.
The Debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, and all other payments provided for in the Deed to Secure Debt, including attorneys fees, notice of intention to collect attorneys fees having been given as provided by law.
Said property will be sold as the property of KIMBERLY LOWRY, subject to outstanding ad valorem taxes and/or easements, and/or restrictive covenants appearing of record, if any. To the best knowledge and belief of the undersigned, subject property is in the possession of KIMBERLY A. LOWRY.
The undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
Dated this 28th day of October, 2003.
GREEN TREE FINANCIAL SERVICES CORP., Attorney-in-Fact for Kimberly A. Lowry
JOHN L. SKELTON, JR.
MOORE INGRAM JOHNSON & STEELE, LLP
192 Anderson Street
Marietta, Georgia 30060
(770) 429-1499
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26P4)

Notice of Sale
Notice of Sale Under Power
In Deed to Secure Debt
State of Georgia
County of Jackson
On the 11th day of May, 2000, SUSAN Y. FOY AND JONATHAN L. FOY, GRANTORS/DEBTORS executed a Deed to Secure Debt to CONSECO FINANCE SERVICING CORP., LENDER, securing a Note of even date of ONE HUNDRED TWENTY-FIVE THOUSAND FIVE HUNDRED NINETY-THREE AND 88/100 DOLLARS ($125,593.88), said Deed to Secure Debt being recorded in Deed Book 21-I, Page 530, Records of Jackson County, Georgia.
By virtue of Power of Sale contained in said Deed to Secure Debt, there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door of Jackson County, Georgia, within the legal hour of sale on the first Tuesday in December, 2003, the same being December 2, 2003, the following described property:
All that tract or parcel of land lying and being in the 245th G.M.D., Jackson County, Georgia, containing 1.5 acres, more or less, on the east side of Azalea Drive, and being designated as Lot 5, as shown on that plat and survey of Curry Creek Meadows Subdivision, Unit Four, by W.T. Dunahoo and Associates, Inc., Surveyors, dated January 23, 1997, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 50, at Page 126. Said plat, as recorded is hereby incorporated by reference for a more detailed description of said property.
Also conveyed herewith is a 2000 Palm Harbor 28x60 manufactured home, Serial Number PH1411534, which is permanently attached to and made a part of the real property.
The property described herein above has a street address of 5 Azalea Drive, Jefferson, Georgia 30549.
The Debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, and all other payments provided for in the Deed to Secure Debt, including attorneys fees, notice of intention to collect attorneys fees having been given as provided by law.
Said property will be sold as the property of SUSAN Y. FOY AND JONATHAN L. FOY, subject to outstanding ad valorem taxes and/or easements, and/or restrictive covenants appearing of record, if any. To the best knowledge and belief of the undersigned, subject property is in the possession of SUSAN Y. FOY AND JONATHAN L. FOY.
The undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
Dated this 28th day of October, 2003.
CONSECO FINANCE SERVICING CORP., Attorney-in-Fact for Susan Y. Foy and Jonathan L. Foy
JOHN L. SKELTON, JR.
MOORE INGRAM JOHNSON & STEELE, LLP
192 Anderson Street
Marietta, Georgia 30060
(770) 429-1499
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26P4)

Notice of Sale
Notice of Sale Under Power
In Deed to Secure Debt
State of Georgia
County of Jackson
Because of default in the payment of the indebtedness secured by a Deed to Secure Debt executed by JOE MARLOWE and BARBARA MARLOWE, Grantors, to TRACEY LYNN HAMILTON, Grantee, dated June 2, 1999, recorded in Deed Book 19-U, Pages 14-17, in the Office of the Clerk of Superior Court, Jackson County, Georgia, the undersigned has declared the entire amount of said indebtedness due and payable and pursuant to the Power of Sale contained in said deed, will on the first Tuesday in December, 2003, during the legal hours of sale at the Courthouse door in Jackson County, sell at public outcry to the highest and best bidder for cash, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, containing 1.19 acres, more or less, being Lot No. 61, Section 2, of Pleasant Acres Subdivision, as per plat recorded in Plat Book 9, Page 200, Office of the Clerk of Superior Court of Jackson County, Georgia, said plat being incorporated herein by reference. For a more detailed description of said lot, reference is hereby made to said plat as recorded.
The sale will be held subject to any outstanding and unpaid taxes and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorneys fees in accordance with the terms of the note secured by said Deed. Said property will be sold as the property of JOE MARLOWE and BARBARA MARLOWE and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said Deed, the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
TRACEY LYNN HAMILTON, as Attorney-in-Fact for JOE MARLOWE and BARBARA MARLOWE
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(NV5,12,19,26B/783 4000)

Notice of Sale
Notice of Sale Under Power
WHEREAS, for value received, Tim Hardigree executed and delivered to nBank, N.A. f/k/a The First National Bank of Commerce, that certain Promissory Note, dated February 17, 1999, in the principal amount of Ten Thousand Six Hundred Seventy-Two and 51/100 ($10,672.51) Dollars (the Promissory Note), with the Promissory Note being secured by a Deed to Secure Debt, conveying certain real estate located in Jackson County, Georgia, said Deed to Secure Debt being recorded in Deed Book 19-E, Pages 280 through 282, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, (the Deed to Secure Debt); and
WHEREAS, nBank, N.A. is the holder of said Promissory Note and the Deed to Secure Debt secured thereby; and
WHEREAS, the Deed to Secure Debt held by nBank, N.A. provides that should default occur the holder may declare the entire indebtedness secured by the Deed to Secure Debt due and payable and in compliance with the power of sale, proceed to sell the property at public outcry; and
WHEREAS, the Promissory Note secured by said Deed to Secure Debt has been and is hereby declared due and payable because of, among other possible events of default, nonpayment of installments of said loan; and
WHEREAS, nBank, N.A., has forwarded to Tim Hardigree the notice required by O.C.G.A. §44-14-162.2.
NOW, THEREFORE, nBank, N.A., acting as Attorney-in-Fact for Tim Hardigree, under and in compliance with the powers of sale in the Deed to Secure Debt, will proceed to sell at public outcry for cash or certified funds to the highest bidder in front of the Courthouse in Jackson County, Georgia during the legal hours of sale on the first Tuesday in December, 2003, the following described property conveyed in the said Deed to Secure Debt, to-wit:
All that tract or parcel of land lying and being in the 257th GMD, Jackson County, Georgia being identified as Tract 1, containing 12.26 acres, as shown by that certain plat of survey prepared by Patton & Associates, Inc., certified by Owen Patton, Georgia Registered Surveyor No. 1324, dated April 16, 1974; said plat being of record in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 9, Page 216; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
Less & Except:
All that tract or parcel of land lying and being in the 257th GMD, Jackson County, Georgia being described as follows: Beginning at a point 1201 feet from the right of way of the old Thyatira-Brockton Road and going South 48 degrees 26 minutes West for a distance of 635.62 feet to an iron pin; thence North 40 degrees 07 minutes West for a distance of 266.51 feet to an iron pin; thence North 48 degrees 26 minutes East for a distance of 689.09 feet to an iron pin; thence South 28 degrees 50 minutes East for a distance of 273.14 feet to the point of beginning; containing 4.00 acres, more or less. For further reference, plat is recorded in Plat Book 18, Page 182, aforesaid records, and is incorporated herein as part of this deed.
This tract is taken from tract of land as shown on survey recorded in Plat Book 9, Page 216, and in Deed Book 6-L, Page 34, Jackson County Deed Records.
The proceeds of said sale will first be applied to the payment of the indebtedness to nBank, N.A., other charges, and the expenses of sale, as provided in the Deed to Secure Debt, and the balance, if any, shall be applied or distributed as required by law.
To the best of the knowledge of nBank, N.A., the property is in the possession of Tim Hardigree. The sale will be subject to outstanding and unpaid taxes, street improvements, easements and covenants appearing of record.
nBank, N.A., as Attorney-in-Fact for Tim Hardigree
Matthew A. Moseley
Blasingame, Burch, Garrard, Bryant & Ashley, P.C.
Attorneys for nBank, N.A.
Post Office Box 832
Athens, Georgia 30603
(706) 354-4000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/510 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Tara M. McCoy to Home Loan Corporation dba Expanded Mortgage Credit, dated October 29, 2001, and recorded in Deed Book 24-V, Page 731, Jackson County, Georgia Records, as last assigned to LaSalle Bank National Association as Trustee for Structured Asset Investment Loan Trust - Mortgage Pass-Through Certificates, Series 2003-BC2, by assignment to be recorded in Jackson County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $98,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, to-wit: December 2, 2003, the following described property:
ALL THAT TRACT OR PARCEL OF LAND SITUATE, lying and being in the 248th District, G.M., Jackson County, Georgia, containing 3.00 acres, more or less, as shown by that certain plat of the survey prepared by Venable and Associates, certified by Allen L. Venable, GRLS #1761, dated 3/31/88, and recorded in Plat Book 30, Page 79, Jackson County, Georgia Records, which plat is hereby referred to and made a part hereof.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 151 McNeal Road, Hoschton, GA 30548 is (are): Tara M. McCoy and Mitchell T. McCoy or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided within 30 days of the date of sale. Final confirmation and audit of the status of the loan as provided in the preceding paragraph may not be rendered prior to the expiration of this 30-day period. A delivery of the Deed Under Power earlier than 30 days after the foreclosure sale date specified hereinabove shall be subject to the direct approval of the holder of the Security Deed.
LaSalle Bank National Association as Trustee for Structured Asset Investment Loan Trust - Mortgage Pass-Through Certificates, Series 2003-BC2, as Attorney-in-Fact for Tara M. McCoy
Dene S. Perusse
Hudnall, Cohn and Abrams, P.C.
780 Johnson Ferry Road, Suite 250
Atlanta, Georgia 30342
(404) 256-1212
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1322 7000)

Notice of Sale
Notice of Sale Under Power
By virtue of the power contained in a Deed to Secure Debt executed and delivered by CURTIS LEE WRIGHT and CAROL LYNN WRIGHT to ROBERT F. COMPTON, dated January 24, 1998, and recorded in Deed Book 17-K, Page 599, Jackson County, Georgia Records, and recorded securing a note of even date, and any other present or future indebtedness, in addition to interest accruing, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door in Jackson County, Georgia, by the undersigned, acting as Attorney-in-Fact for the said CURTIS LEE WRIGHT and CAROL LYNN WRIGHT as provided in said Deed to Secure Debt, between the hours of 10:00 a.m. and 4:00 p.m. Eastern Time, on the first Tuesday in December, to-wit; December 2, 2003:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and being that 4.13 acres, more or less, as more particularly shown on a plat of survey prepared for Robert Compton by Sherald G. Sharp, Registered Surveyor, dated September 19, 1997, recorded in Plat Book 51, Page 172, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the North by Watkins Farm Road (60 foot right of way); on the East by lands now or formerly of White; on the South by lands now or formerly of Bishop; and on the West by lands now or formerly of Compton.
The debt secured by said Deed to Secure Debt, being in default, said powers contained therein will be exercised and the land will be sold as property of CURTIS LEE WRIGHT and CAROL LYNN WRIGHT, by the undersigned, as Attorney-in-Fact for the said CURTIS LEE WRIGHT AND CAROL LYNN WRIGHT.
Said property shall be sold subject to any and all outstanding easements and right-of-way, restrictions of record, if any, and to all unpaid taxes and assessments.
The proceeds from said sale will be applied to the payment of the above-styled indebtedness, the expenses of the procedure, attorneys fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, having been sent), and the balance, if any, shall be applied as provided in said Deed to Secure Debt. Proper conveyance will be made to the purchaser at the sale by the undersigned acting as Attorney-in-Fact for the said CURTIS LEE WRIGHT AND CAROL LYNN WRIGHT.
This 30th day of October, 2003.
ROBERT F. COMPTON, as Attorney-in-Fact for CURTIS LEE WRIGHT and CAROL LYNN WRIGHT
Allen L. Lacey, Jr.
Attorney at Law
P.O. Box 356
Commerce, Georgia 30529
(706) 335-7886
(NV5,12,19,26B/1324 5000)

Notice of Sale
Notice of Sale Under Power Contained in Security Deed
State of Georgia,
County of Jackson
Pursuant to a Power of Sale contained in a certain Security Deed executed by Gerald Adam Potter and Meadie Annette Potter, hereinafter referred to as Grantors, to Fleet National Bank recorded in Deed Book 21-X, beginning at Page 784, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said Security Deed, the undersigned Attorney-in-Fact for the aforesaid Grantors (which Attorney-in-Fact is the present holder of said Security Deed and note secured thereby) will sell before the door of the Courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in December, 2003, the property which, as of the time of the execution of said Security Deed, was described as set forth in the attached Exhibit A. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said Security Deed. To the best of the undersigneds knowledge and belief, the party in possession of the property is believed to be Gerald Adam Potter and Meadie Annette Potter.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Fleet National Bank, as Attorney-in-Fact for the aforesaid Grantors
J. Michael Campbell
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Exhibit A
All that tract or parcel of land in Jackson County, State of Georgia, as more fully described in Deed Book 12-U, Page 449, ID#C04-001, being known and designated as Lot 8, Shankle or Bowden Property, 255th G.M.D., metes and bounds property.
By fee simple deed from Jane G. James as set forth in Deed Book 12-U, Page 449, dated 12/04/1992, and recorded 12/28/1992, Jackson County Records, State of Georgia.
(NV5,12,19,26P4)

Notice of Sale
Notice of Sale Under Power
By virtue of the Power of Sale contained in a Deed to Secure Debt by Christopher Baird and Robin Baird to First Family Financial Services, Inc., dated May 25, 2000, and filed for record May 30, 2000, in Deed Book 21-J, Page 497, Jackson County, Georgia Records, and securing a Note in the original principal amount of $36,564.96, there will be sold at public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in December, 2003, by First Family Financial Services of Georgia, Inc., a Division of CitiFinancial Services, Inc., as Attorney-in-Fact for Christopher Baird and Robin Baird, the following property to-wit:
All that tract or parcel of land shown on Exhibit A attached hereto and made a part hereof.
The above described property is also known as 4555 Highway 334, Commerce, Georgia 30530.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorneys fees (notice of intention to collect attorneys fees having been given).
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigneds knowledge and belief, possession of the subject property is held by Christopher Baird and Robin Baird.
First Family Financial Services of Georgia, Inc., a Division of CitiFinancial Services, Inc., as Attorney-in-Fact for Christopher Baird and Robin Baird
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Exhibit A
ALL THAT CERTAIN property situated in Commerce in the County of Jackson and State of Georgia and being described in a deed dated 12/30/97, and recorded 01/07/98, among the land records of the county and state set forth above, and referenced as follows:
BOOK 17-J, PAGE 102
ALL THAT TRACT or parcel of land lying and being in the 253rd District, G.M. of Jackson County, Georgia, containing 1.50 acres, more or less in accordance with boundary survey prepared for Teresa Gaines dated November 21, 1991, by Venable & Associates, Inc., Georgia Registered Land Surveyor No. 1761, recorded in Plat Book 37, Page 166, Jackson County, Georgia Records. For a more detailed description of said property, reference is hereby made to incorporate said plat as recorded.
(NV5,12,19,26B/119 6000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jeffery W. Manders to Norwest Mortgage, Inc., now Wells Fargo Home Mortgage, Inc. dated June 25, 1997, and recorded in Deed Book 16-T, Page 360, JACKSON County Records, securing a Note in the original principal amount of $79,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 2, 2003, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and in the 248 G.M.D., Jackson County, Georgia, being shown and designated as 8.6131 acres on a plat of survey entitled Survey for Linda Deaton, dated April 9, 1997, prepared by James Robert Cheatham, said plat being recorded at Plat Book 49, Page 300, in the Records of the Clerk of the Superior Court for Jackson County, Georgia, said plat being incorporated herein by reference for a more complete description of the above property.
Said property is known as 865 Ward Road, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Jeffery W. Manders A/K/A Jeffrey W. Manders, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jeffery W. Manders A/K/A Jeffrey W. Manders, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorneys fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Home Mortgage, Inc. formerly Norwest Mortgage, Inc., as Attorney-in-Fact for Jeffery W. Manders A/K/A Jeffrey W. Manders
File no. 01-3691
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
The Duke Bldg., Ste. 100
2872 Woodcock Blvd.
Atlanta, GA 30341
(770) 220-2730/dv
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Daniel C. Wehunt and Kelli M. Banks to Sun America Mortgage Corporation dated March 29, 2002, and recorded in Deed Book 26-J, Page 342, JACKSON County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HomeSide Lending, Inc. now Washington Mutual Bank, FA, by Assignment dated March 29, 2002, and recorded in Deed Book 26-J, Page 352, aforesaid records securing a Note in the original principal amount of $117,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 2, 2003, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, and being Lot 19, Block A, Morgans Creek Subdivision, as per plat recorded in Plat Book 57, Page 272, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.
Said property is known as 403 Hamilton Drive, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Daniel C. Wehunt and Kelli M. Banks, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Daniel C. Wehunt and Kelli M. Banks, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorneys fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
WASHINGTON MUTUAL BANK, FA successor in interest to HomeSide Lending, Inc., as Attorney-in-Fact for Daniel C. Wehunt and Kelli M. Banks
File no. 03-5887
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
The Duke Bldg., Ste. 100
2872 Woodcock Blvd.
Atlanta, GA 30341
(770) 220-2730/KHK
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1323 6000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Delores Samples Thompson, Christopher H. Thompson, and Hewlette C. Thompson to EquiCredit Corporation of Ga. dated November 10, 1997, and recorded in Deed Book 17-I, Page 420, said Security Deed having been last assigned, transferred and conveyed to US Bank National Association F/K/A First Bank National Association Trust, acting souly in its capacity as trustee for EQCC Home Equity Loan Trust 1998-1 by assignment, JACKSON County Records, securing a Note in the original principal amount of $70,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 2, 2003, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 465 of Jackson County, Georgia and being more particularly described as follows:
Beginning at the intersection of the center line of County Road 262 with the Northerly right of way of Unity Church Road (80 right of way); thence Southeasterly along the right of way of Unity Church Road 874.41 Feet to an iron pin set (5/8 Rebar) and the true point of beginning; thence leaving the right of way of Unity Church Road North 69 Degrees 48 Minutes 18 Seconds East 325.55 Feet to an iron pin set (5/8 Rebar); thence South 22 Degrees 37 Minutes 57 Seconds East 19.00 Feet to an iron pin found (1/2 Rebar); thence South 79 Degrees 04 Minutes 38 Seconds East 700.00 Feet to an iron pin set (5/8 Rebar); thence South 79 Degrees 04 Minutes 38 Seconds East 162.79 Feet to a point not monumental in a Lake; thence South 12 Degrees 52 Minutes 53 Seconds West 83.94 Feet to a point not monumental in a lake; thence South 60 Degrees 03 Minutes 30 Seconds West 181.39 Feet to a point not monumental in a lake; thence North 81 Degrees 15 Minutes 28 Seconds West 6.50 Feet to an iron pin found (1/2 Rebar); thence North 81 Degrees 15 Minutes 28 Seconds West 501.52 Feet to an iron pin found (1/2 Rebar); thence South 14 Degrees 09 Minutes 43 Seconds East 91.12 Feet to an iron pin found (1/2 Rebar); thence South 88 Degrees 13 Minutes 25 Seconds West 220.65 Feet to an iron pin found (1/2 Rebar); thence South 58 Degrees 32 Minutes 03 Seconds West 149.55 Feet to an iron pin found (1/2 Rebar) on the right of way of Unity Church Road; thence North 24 Degrees 51 Minutes 55 Seconds West 371.47 Feet along the right of way of Unity Church Road to an iron pin set (5/8 Rebar) and the true point of beginning. Being 6.417 Acres as shown on a plat of survey prepared by Knight Surveying, Inc., John Elwin Knight, Registered Land Surveyor No. 1945, said survey prepared for Delores Thompson, Christopher Thompson and Hewlett Thompson and dated November 17, 1997.
Said property is known as Route 2, Box 2998b, Maysville, GA 30558, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Christopher H. Thompson, Hewlette C. Thompson, and Delores Samples Thompson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Delores Samples Thompson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorneys fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
U.S. Bank National Association, f/k/a First Bank National Association Trust, acting solely in its capacity as trustee for EQCC Home Equity Loan Trust 1998-1, as Attorney-in-Fact for Delores Samples Thompson, Christopher H. Thompson, and Hewlette C. Thompson their successor in title being Delores Samples Thompson
File no. 03-5890
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
The Duke Bldg., Ste. 100
2872 Woodcock Blvd.
Atlanta, GA 30341
(770) 220-2730/AM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1323 10000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Catina C. Nix and James L. Nix to First National Bank of Commerce, dated September 26, 2000, recorded in Deed Book 22-A, Page 185, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 23-V, Page 30, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-NINE THOUSAND NINE HUNDRED FIFTY-THREE AND 13/100 DOLLARS ($69,953.13), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Catina C. Nix and James L. Nix or a tenant or tenants and said property is more commonly known as 183 Hubert Pittman Road, Pendergrass, GA 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
First Commerce Bank fka nBank aka First National Bank of Commerce, as Attorney-in-Fact for Catina C. Nix and James L. Nix
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/dac 12/2/03
Our file no. 51512703-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 1691 G.M.D., Jackson County, Georgia, being all of that property shown on a survey for Kenneth Pitman dated May 9, 1989, prepared by W.T. Dunahoo, Georgia Registered Land Surveyor, recorded in Plat Book 32, at Page 6, Jackson County, Georgia Records, said plat and the record thereof being incorporated herein for a more full and complete description, TOGETHER WITH a 20 easement for ingress and egress to the above-described tract, leading from Hubert Pittman Road to said property.
(NV5,12,19,26B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony P. Stobaugh and Teri L. Flickinger to Mortgage Electronic Registration Systems, Inc., dated June 30, 2000, recorded in Deed Book 21-Q, Page 3, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND FOUR HUNDRED FIVE AND 0/100 DOLLARS ($118,405.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony P. Stobaugh and Teri L. Flickinger or a tenant or tenants and said property is more commonly known as 319 Cedar Ridge Drive, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Anthony P. Stobaugh and Teri L. Flickinger
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/aej 12/2/03
Our file no. 5977003-FT3
EXHIBIT A
All that tract or parcel of land, together with the improvements thereon, lying and being in the 1765th District, G.M., Jackson County, Georgia, containing 0.77 acres, more or less, and designated as Tract No. 13, as shown on that plat and survey of Cedar Ridge Subdivision, prepared by Patton-Patton, IN., Surveyors, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 29, Page 267. Said plat, as recorded, is hereby referenced for a more detailed description to said property. Subject to existing easements and rights of way for public roads and easements and rights of way for public roads and utilities now in use. Also subject to protective covenants and restrictions for Cedar Ridge, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Deed Book 11-F, Page 734.
(NV5,12,19,26B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Lamar Morris to Chase Manhattan Mortgage Corporation, dated June 2, 1999, recorded in Deed Book 19-R, Page 436, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-FIVE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($75,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lamar Morris or a tenant or tenants and said property is more commonly known as 2115 Old Hoods Mill Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Lamar Morris
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/aej 12/2/03
Our file no. 52325203-FT3
EXHIBIT A
All that tract or parcel of land lying and being in the 253 G.M.D., Jackson County, Georgia, containing 1.00 acre, more or less, as shown on plat and survey of same of Max Lewallen, Surveyor, dated May 18, 1988, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 30, at Page 46. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to all existing easements and rights of way for public roads and utilities now in use. Reference is also made to survey of D.J. Baggett, Surveyor, recorded in Plat Book 54, at Page 74, Jackson County Records.
(NV5,12,19,26B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Tammy Garrett and William Christopher Garrett to Harbor Financial Mortgage Corporation, dated March 4, 1996, recorded in Deed Book 15-J, Page 730, Jackson County, Georgia Records and as re-recorded in Deed Book 16-N, Page 28, Jackson County, Georgia Records, as last transferred to Chemical Residential Mortgage by assignment recorded in Deed Book 16-I, Page 164, and as re-recorded in Deed Book 16-Q, Page 216, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SEVEN THOUSAND AND 0/100 DOLLARS ($77,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is William Christopher Garrett or a tenant or tenants and said property is more commonly known as 101 Shirley Court, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Chase Manhattan Mortgage Corporation F/K/A Chemical Residential Mortgage Corporation, as Attorney-in-Fact for Tammy Garrett and William Christopher Garrett
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/gcg 12/2/03
Our file no. 52661002-FT3
EXHIBIT A
All that tract or parcel of land lying, situate and being in Porters District, GMD 1765, Jackson County, Georgia and being Lot 14, Block A, Priestly Manor Subdivision, containing 0.503 acres as shown on a survey prepared for William C. Garrett, by Henry Grady Jarrard, Georgia Registered Land Surveyor No. 1182, dated February 29, 1996, and recorded in Plat Book 47, Page 325, of the Jackson County, Georgia, Plat Records, which survey is hereby incorporated herein and made a part of this description.
Said property is subject to easements, restrictions, reservations and rights-of-way of record, if any.
(NV5,12,19,26B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James D. Haney to Wells Fargo Home Mortgage, Inc., dated September 28, 2000, recorded in Deed Book 22-A, Page 442, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($66,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James D. Haney or a tenant or tenants and said property is more commonly known as 286 Tanglewood Drive, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for James D. Haney
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lsk 12/2/03
Our file no. 52450803-FT7
EXHIBIT A
All that tract or parcel of land situated, lying and being on Tanglewood Road in the 245th District, G.M., Jackson County, Georgia, and being Lot No. 4, containing 2.99 acres of land, more or less, as shown and delineated on plat prepared by W.T. Dunahoo and Associates, Inc., Registered Surveyors, dated October 24, 1985, revised April 25, 1986, and recorded in the Clerks Office of the Superior Court of Jackson County, Georgia, in Plat Book 25, Page 69. Said plat, as recorded, is hereby referenced for a more detailed description to said property. Subject to existing easements and rights of way for public roads and utilities now in use.
(NV5,12,19,26B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Benji A. Broome and Connie P. Broome to Norwest Mortgage, Inc., dated July 30, 1998, recorded in Deed Book 18-F, Page 22, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-NINE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($79,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Benji A. Broome and Connie P. Broome or a tenant or tenants and said property is more commonly known as 107 North Old Ginn Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Wells Fargo Home Mortgage, Inc. fka Norwest Mortgage, Inc., as Attorney-in-Fact for Benji A. Broome and Connie P. Broome
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jro 12/2/03
Our file no. 52490703-FT5
EXHIBIT A
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, being Lot 6, Phase I, as Hawks Nest Subdivision, containing 1.57 acres, more or less, as per plat survey prepared for Benji A. Broome and Connie P. Broome by Ringo & Sadler, Georgia Registered Surveyor, dated July 22, 1998, recorded in Plat Book 52, Page 258, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. Subject to existing easements for public roads and utilities now in use.
The above described property subject to Restrictions recorded in Deed Book 13-P, Page 651, Jackson County, Georgia Records.
Deed References: Deed Book 17-S, Page 34; 15-C, 514; 14-R, 58; 12-M, 394; 10-U, 40; 6-P, 114; 3-J, 253, Jackson County, Georgia Records.
(NV5,12,19,26B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Deborah K. Smith to The Mortgage People Co., dated July 11, 2002, recorded in Deed Book 27-C, Page 711, Jackson County, Georgia Records, as last transferred to RBMG, Inc. by assignment recorded in Deed Book 27-Q, Page 613, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($86,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Deborah K. Smith or a tenant or tenants and said property is more commonly known as 225 Blacks Creek Church, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
RBMG, Inc., as Attorney-in-Fact for Deborah K. Smith
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/aeb 12/2/03
Our file no. 51528803-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 1.37 acres, more or less, as more particularly shown on a plat of survey prepared for William Youngblood & Farrie Youngblood by Max Lewallen, Registered Surveyor, dated May 8, 2000, recorded in Plat Book 56, Page 142, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
(NV5,12,19,26B/3642 6000)

Brown Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
In Re: Estate of Samuel E. Brown, Deceased
All creditors of the estate of Samuel E. Brown, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 24th day of October, 2003.
Deborah J. Brown, Executrix of Samuel E. Brown, Deceased
469 Piedmont Road
Commerce, Georgia 30529
(NV5,12,19,26P4)

Massey Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of W.J. Massey, Jr., Deceased
All creditors of the estate of W.J. Massey, Jr., deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 27th day of October, 2003.
Lynda M. Kesler and Barbara Cain, Executors of the Estate of W.J. Massey, Jr., Deceased
(NV5,12,19,26P4)

Warren Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
In Re: Estate of Cornelius B. Warren, Deceased
All creditors of the estate of Cornelius B. Warren, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This the 21st day of October, 2003.
Julie Wilkes Wisotsky
Attorney for Edna H. Warren, Executrix of the Estate of Cornelius B. Warren, Deceased
P.O. Box 362
Jefferson, GA 30549
(NV5,12,19,26P4)

Notice of Summons
In the Juvenile Court
of Jackson County
State of Georgia
In the Interest of: A.W.; Gender: F; Age: 17 years; DOB: 12-25-85
Case No. 078-03J-411
A child under 18 years of age.
TO WHOM IT MAY CONCERN, Darrell Wilkerson, alleged biological father of the above referenced child and anyone claiming to have a parental interest in the minor child named above. The mother of the child is Jackie Wilkerson.
YOU ARE NOTIFIED that the above styled action seeking to find the child deprived and place custody with the Jackson County Department of Family and Children Services was filed against you in said Court on the 22nd day of July, 2003, and that by reason of an Order for service by publication entered by the Court on the 17th day of October, 2003.
YOU ARE HEREBY COMMANDED AND REQUIRED to appear before the Juvenile Court of Jackson County, Georgia on the 7th day of January, 2004 at 1:00 oclock, p.m. Said hearing shall be conducted at the Jackson County Courthouse located in Jefferson, Georgia. The purpose of the hearing is to determine whether or not said child should remain in the custody of the Department.
A copy of the petition may be obtained from the Clerk of the Juvenile Court at 85 Washington Street, Jefferson, Georgia 30549, during regular business hours, Monday through Friday, 8:00 a.m. until 5:00 p.m. exclusive of holidays. A free copy shall be available to the parents. Upon request, the copy will be mailed to the requester. The child is in the present physical custody of the Jackson County Department of Family and Children Services.
The general nature of the allegations are: that the child is deprived.
YOU ARE NOTIFIED that while responsive pleadings other than the petition to legitimate are not mandatory they are permissible and you are encouraged to file with the Clerk of this court and serve upon Petitioners attorney, K. Angela Pope, P.O. Box 7998, Athens, Georgia, 30604, an answer or other responsive pleading within thirty (30) days of the date this notice was served on you.
You are hereby informed that you are entitled to have an attorney represent you, and if you cannot, without undue financial hardship, afford to employ counsel, the Court will appoint counsel to represent you.
WITNESS THE HONORABLE Kevin Guidry, Judge of said Court.
Prepared and presented by:
K. Angela Pope
GA Bar No.: 583726
Attorney for Jackson County
Department of Family and Children Services
P.O. Box 7998
Athens, GA 30604
(706) 548-3455
(NV5,12,19,26P4)

Notice
Probate Court of
Jackson County
Re: Petition of Betty Williams to Probate In Solemn Form the Will of Pearl Irene Veal, Deceased, Upon Which An Order for Service was Granted By This Court on October 22, 2003.
To: Fred Veal, Terry Wardlaw, Howard Anthony Buchaluk, Johnny Buchaluk, David Veal and Elizabeth Veal, and all and singular the heirs of said decedent, and to whom it may concern:
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before December 1, 2003, at 10:00 a.m.
Be Notified Further: All objections to the petition must be in writing, setting forth the grounds of any such objections. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(NV5,12,19,26B/498 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Jeff Hopkins, for a years support from the estate of Vickie L. Hopkins, deceased, for decedents surviving spouse and minor children, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before December 1, 2003, by 10:00 a.m. why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(NV5,12,19,26B/498 2000)

Notice
Georgia, Jackson County Probate Court
Betty M. Hayes Adams has petitioned to be appointed Administrator of the estate of Gary Lynn Adams, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before December 1, 2003 by 10:00 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Susan Garmon, Clerk of the Probate Court
(NV5,12,19,26B/498 2000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Allen M. Schunke to Washington Mutual Home Loans, Inc., dated February 7, 2001, recorded in Deed Book 22-T, Page 549, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of SIXTY-EIGHT THOUSAND AND 00/100 DOLLARS ($68,000.00) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
All that certain property situated in the County of Jackson and State of Georgia and being described in a deed dated 11/10/99, and recorded 12/29/99, among the land records of the county and state set forth above, and referenced as follows: Book 20-M, Page 699.
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia Records, which plat is incorporated herein by reference and made part hereof.
Said property is commonly known as 6602 Jackson Trail Road, Hoschton, GA 30548.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Allen M. Schunke or tenant(s).
WASHINGTON MUTUAL BANK, FA SUCCESSOR TO WASHINGTON MUTUAL HOME LOANS, INC. FORMERLY KNOWN AS PNC MORTGAGE CORP. OF AMERICA, as Attorney-in-Fact for ALLEN M. SCHUNKE
Contact: Jacquelene Kameri (ext. 1277)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 395.0301518\JWK
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/3641 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Karen P. Stout to Long Beach Mortgage Company, dated September 14, 2001, recorded in Deed Book 24-K, Page 755, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FOUR HUNDRED FIFTY-NINE THOUSAND AND 00/100 DOLLARS ($459,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wachovia Bank, N.A., fka First Union National Bank, as Trustee for Long Beach Mortgage Loan Trust 2001-4, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
All that tract or parcel of land lying and being in the 255 (Minish) G.M.D., Jackson County, Georgia, containing 3.091 acres, more or less, as shown on plat and survey of London Land Surveying, dated September 8, 1995. Said Plat is recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 46, at Page 149. Less and except therefrom the 30 drive easement shown on plat, previously conveyed as recorded in Deed Book 15-L, at Pages 85-86, Jackson County Records.
Said property is commonly known as 8601 Jefferson Road, Commerce, GA 30529.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Karen P. Stout or tenant(s).
WACHOVIA BANK, N.A., FKA FIRST UNION NATIONAL BANK, AS TRUSTEE FOR LONG BEACH MORTGAGE LOAN TRUST 2001-4, as Attorney-in-Fact for KAREN P. STOUT
Contact: Jessica Grey (ext. 1414)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 381.0315629\JDG
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/3641 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Donald Douglas Stow and Kimberly L. Stow to Option One Mortgage Corporation, dated March 8, 2001, recorded in Deed Book 22-Y, Pages 420-438, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of SEVENTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($76,800.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank Minnesota, N.A., as Trustee for registered Holders of Option One Mortgage Loan Trust 2001-B, Asset-Backed Certificates, Series 2001-B, without recourse, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, being Lot No. 8 of Section 1-Pleasant Acres Subdivision, as per plat recorded in Plat Book 9, Page 200, Office of the Clerk of Superior Court of Jackson County, Georgia, said plat being incorporated herein by reference for a more detailed description to said lot, reference is hereby made to said plat as recorded.
Bordered on the North by Pine Tree Circle
Bordered on the West by Lot 7
Bordered on the South by Daniel Bruno property
Bordered on the East by Lot 9
Together with Carriage Mobile Home with serial number CHAL1129A & CHAL1121B.
Said property is commonly known as 262 Pine Tree Circle, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Donald Douglas Stow and Kimberly L. Stow or tenant(s).
WELLS FARGO BANK MINNESOTA, N.A., AS TRUSTEE FOR REGISTERED HOLDERS OF OPTION ONE MORTGAGE LOAN TRUST 2001-B, ASSET-BACKED CERTIFICATES, SERIES 2001-B, WITHOUT RECOURSE, as Attorney-in-Fact for DONALD DOUGLAS STOW AND KIMBERLY L. STOW
Contact: T. J. Chapman (ext. 1117)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 226.0304716\TJC
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/3641 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Roy L. Tarpkins and Jean J. Tarpkins to Transamerica Financial Services, dated December 27, 1994, recorded in Deed Book 14-J, Page 183, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THIRTY-SEVEN THOUSAND NINE HUNDRED THIRTY-SIX AND 10/100 DOLLARS ($37,936.10) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Interbay Funding, LLC, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
A tract of real estate located in the County of Jackson, 245th (Jefferson) G.M. and designated as Lot No. 2 in Block D according to plat prepared by W. T. Dunahoo, Surveyor, dated March, 1970, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 6, Page 141. Bounded on the North by Lot No. 1 in Block D; on the East by right-of-way of Hancock Road; on the South by Lot No. 3 in Block D; and on the West by lands of T. M. Crow. Said plat and the description thereof of Lot No. 2 in Block D being incorporated herein by reference for a detailed description.
Said property is commonly known as 860 Martin Luther King Road, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Roy L. Tarpkins and Jean J. Tarpkins or tenant(s).
INTERBAY FUNDING, LLC, as Attorney-in-Fact for ROY L. TARPKINS AND JEAN J. TARPKINS
Contact: Lori Taylor (ext. 1350)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 438.0316484\LLT
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/3641 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson/Hall County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Antonio Hernandez and Maria Solis to Regional Investments Co. d/b/a RIC Mortgage Company, dated December 30, 1999, recorded in Deed Book 20-U, Page 634, Jackson County, Georgia Records, simultaneously recorded in Deed Book 3610, Page 414, Hall County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson/Hall County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-THREE THOUSAND THREE HUNDRED FIFTY-SEVEN AND 0/100 DOLLARS ($83,357.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson/Hall County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Antonio Hernandez and Maria Solis or a tenant or tenants and said property is more commonly known as 4409 Sagebrook Court, Gillsville, GA 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Antonio Hernandez and Maria Solis
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/tbt 12/2/03
Our file no. 5145201-FT3
EXHIBIT A
All that tract or parcel of land lying and being in Tadmore GMD 268, Hall County, Georgia and being in Talmo GMD 1691, Jackson County, Georgia, being Lot 22 of Silverlake Subdivision, as shown on the subdivision plat recorded at Plat Slide 772, Pages 245A-249A, Hall County, Georgia Records and at Plat Book 54, Pages 94-97, Jackson County, Georgia Records, which plats are incorporated herein by reference and made a part hereof.
(NV5,12,19,26B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Mary Ann Wilkes to Main Street Bank dba Main Street Mortgage, dated September 24, 2001, recorded in Deed Book 24-N, Page 206, Jackson County, Georgia Records, as last transferred to Bankers Trust Company, As Trustee by assignment recorded in Deed Book 29-V, Page 470, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-ONE THOUSAND AND 0/100 DOLLARS ($81,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mary Ann Wilkes or a tenant or tenants and said property is more commonly known as 678 Lynn Avenue, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Deutsche Bank Trust Company Americas, fka Bankers Trust Company, as Trustee, as Attorney-in-Fact for Mary Ann Wilkes
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/aeb 12/2/03
Our file no. 52431803-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, known and designated as Lot 7, Block C of Crestview Subdivision, as shown by a plat prepared by Nat Hancock in August, 1958, recorded in Plat Book 6, Page 176, Jackson County, Georgia Plat Records. Said property being more particularly described as follows:
Beginning at an iron pin on the northwesterly side of Mahaffey Street, said iron pin being 189.6 feet Southwest of the northwest intersection of Belmont Street and Mahaffey Street, running thence north 30 degrees 46 minutes west 139.7 feet to an iron pin; running thence north 23 degrees 22 minutes east 49.0 feet to an iron pin; running thence north 84 degrees 08 minutes east 181.5 feet to an iron pin situate on the westerly side of Belmont Street; running thence along the Westerly side of Belmont Street south 22 degrees 14 minutes east 100.2 feet to an iron pin; running thence along the northwesterly side of Mahaffey south 61 degrees 23 minutes west 189.60 feet to the beginning iron pin. Said property is conveyed subject to a ten foot drainage easement running along the northerly, northwesterly and southwesterly boundary line.
(NV5,12,19,26B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Andrea Wilson and Wayne S. Wilson to Taylor, Bean, & Whitaker Mortgage Corp., dated November 24, 1999, recorded in Deed Book 20-O, Page 419, Jackson County, Georgia Records, as last transferred to State Street Bank & Trust Company, as trustee by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FOUR THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($94,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Andrea Wilson, and Wayne S. Wilson, or a tenant or tenants and said property is more commonly known as 4793 Jefferson River Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
State Street Bank & Trust Company, as trustee, as Attorney-in-Fact for Andrea Wilson and Wayne S. Wilson
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/na 12/2/03
Our file no. 51972003-FT9
EXHIBIT A
All that tract or parcel of land lying and being in the 242 GMD, Jackson County, Georgia, containing 5.156 acres, more or less, as shown on plat recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 55, Page 140, Hall County, Georgia Records, which plat is hereby referred to and made a part of this description; and being the same property as shown on that plat recorded at Plat Book 16, Page 193, aforesaid records, which plat is hereby referred to and made a part of this description.
Subject to existing easements and rights of way for public roads and utilities now in use, and subject to a 20 ingress-egress easement along the dirt drive as shown on said plat.
Together with a 1998 Horton Mobile Home, 52 X 24, Serial Number H83766GLR attached to the real estate and intended to remain a part thereof.
(NV5,12,19,26B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by George M. Horton and Sherrill K. Horton to Ameriquest Mortgage Company, dated August 30, 2002, recorded in Deed Book 27-R, Page 618, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, As Trustee Of Ameriquest Mortgage Securities, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-EIGHT THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($268,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is George M. Horton or a tenant or tenants and said property is more commonly known as 268 Dogwood Lane, Hoschton, GA 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Deutsche Bank National Trust Company, As Trustee Of Ameriquest Mortgage Securities, Inc., as Attorney-in-Fact for George M. Horton and Sherrill K. Horton
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/aeb 12/2/03
Our file no. 52263603-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 248th District, G.M. of Jackson County, Georgia and being Lot 4, Block E of Dogwood Farms Subdivision, as per plat recorded in Plat Book 29, Page 131, Records of Jackson County, Georgia, which plat is incorporated herein by reference and made a part of this description.
Being property known as 268 Dogwood Lane, Hoschton, GA 30548, according to the present system of numbering houses in Jackson County, Georgia.
(NV5,12,19,26B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Marvin L. Reese to Maurice Cartey, dated January 14, 1999, recorded in Deed Book 18-Y, Page 707, Jackson County, Georgia Records, as last transferred to Bank of New York, as Trustee by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, and Court Orders entered in Civil Action File #A03CV0410, conveying the after-described property to secure a Note in the original principal amount of FORTY-ONE THOUSAND AND 0/100 DOLLARS ($41,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Marvin L. Reese or a tenant or tenants and said property is more commonly known as 1074 Old Hoods Mill Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Bank of New York, as Trustee, as Attorney-in-Fact for Marvin L. Reese
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/mjk 12/2/03
Our file no. 51321801-FT4
EXHIBIT A
All that tract or parcel of land, situate, lying and being in the 255th District, G.M., Jackson County, Georgia containing 6.83 acres, more or less, and being designated as Tract 2 on a plat entitled Survey for Johnny Lee Cantrell and Sharon Dianne Cantrell, dated June 15, 1990, prepared by Max Lewallen, Surveyor, and recorded in Plat Book 34, Page 50, in the Office of the Clerk of Superior Court of Jackson County, Georgia, which plat is incorporated herein and made a part hereof by this specific reference.
Together with all of grantors right, title and interest in and to that certain Easement from Leon Stephenson to Sharon D. Harkins, formerly known as Sharon D. Cantrell, dated January 25, 1994, and recorded in Deed Book 13-Q, Page 185, aforesaid records.
(NV5,12,19,26B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Victoria C. Hierl to Mortgage Electronic Registration Systems, Inc., dated February 16, 2001, recorded in Deed Book 245, Page 192, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-EIGHT THOUSAND EIGHT HUNDRED FIFTY AND 0/100 DOLLARS ($268,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Victoria C. Hierl or a tenant or tenants and said property is more commonly known as 2467 Lebannon Church Road, Athens, GA 30601.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Victoria C. Hierl
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/clw 12/2/03
Our file no. 51890303-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, Jackson County, Georgia designated as Lot 9 of Richland Subdivision, containing 12.00 acres, more or less, as shown by plat and survey entitled Survey for Tom Hopewell and Kathryn Gayman, prepared by Venable & Associates, Inc., dated March 20, 1996, and recorded in Plat Book 47, Page 350 Jackson County, Georgia; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
(NV5,12,19,26B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James M. Burmeister to Wells Fargo Home Mortgage, Inc., dated March 20, 2002, recorded in Deed Book 26-E, Page 468, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($108,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James M. Burmeister or a tenant or tenants and said property is more commonly known as 26 Robert Drive, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for James M. Burmeister
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/tcl 12/2/03
Our file no. 52644902-FT7
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia, and being shown and designated as Lot 19 of Pine Ridge Subdivision, Phase II, as per plat recorded in Plat Book 50, Page 26, Jackson County Records, said plat being incorporated herein by reference thereto.
(NV5,12,19,26B/3642 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Brian E. Pasterniak to Mortgage Electronic Registration Systems, Inc., dated April 4, 2002, recorded in Deed Book 26-H, Page 446, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($123,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brian E. Pasterniak or a tenant or tenants and said property is more commonly known as 233 Brannon Drive, Hoschton, GA 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Brian E. Pasterniak
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/dac 12/2/03
Our file no. 5276503-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lot 11 of Autumn Ridge Subdivision, as per plat recorded in Plat Book 54, Page 296, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
(NV5,12,19,26B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Bryan Ray and Rebecca Ray to Mortgage Electronic Registration Systems, Inc., dated April 22, 2002, recorded in Deed Book 26-I, Page 764, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SEVEN THOUSAND FOUR HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($77,425.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2003, the following described property:
SEE EXHIBIT A; ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bryan Ray and Rebecca Ray or a tenant or tenants and said property is more commonly known as 1079 Oak Grove Road, Athens, GA 30607.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Bryan Ray and Rebecca Ray
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/tcl 12/2/03
Our file no. 52229903-FT7
EXHIBIT A
ALL THAT TRACT OR PARCEL OF LAND, together with improvements thereon, situate, lying and being in Land Lot GMD 1747 of Jackson County, Georgia, and being a portion of Tract 4 of Will Simmons Estate, consisting of 1.50 acres, more or less, as shown on that plat of survey for Mary Henson, prepared by Piedmont Surveying Company, Georgia Registered Land Surveyor, dated January 26, 1999, as recorded in Plat Book 53, Page 236, of the Jackson County, Georgia Plat Records. Said plat is incorporated herein by reference for a more complete description of the property. Said property is more particularly described according to said plat as follows:
Beginning at a point on the Eastern right-of-way of Oak Grove Road, 1.11 miles North of Jefferson Road; thence along Oak Grove Road, North 03 degrees 48 minutes, 37 seconds East 70.00 feet to a point; thence leaving the right-of-way of Oak Grove Road North 81 degrees, 18 minutes, 37 seconds East 647.72 feet to a point; thence South 04 degrees, 55 minutes, 37 seconds West 253.10 feet to a point; thence North 83 degrees, 13 minutes, 04 seconds West 192.83 feet to a point; thence North 04 degrees, 55 minutes, 37 seconds East 150.00 feet to a point; thence South 81 degrees, 18 minutes, 37 seconds West 448.62 feet to a point on the right-of-way of Oak Grove Road and the Point of Beginning.
Said property is subject to a 20-foot easement for ingress and egress running from Oak Grove Road along the Southern portion of subject property, as shown on the above-referenced plat of survey.
(NV5,12,19,26B/3642 8000)

Inc. Notice
Notice is given that the Articles of Incorporation, which will incorporate K.E. Botts Rare Books, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code (O.C.G.A. Section 14-2-202.1). The initial registered office of the corporation is located at 56 Washington Street, Jefferson, Georgia 30549, and its initial registered agent at such address is Kenneth E. Botts.
(NV19,26P2)

Inc. Notice
Notice is given that the Articles of Incorporation, which will incorporate Verhulst Bikes N Trikes, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code (O.C.G.A. Section 14-2-202.1). The initial registered office of the corporation is located at 7875 Maysville Road, Maysville, Georgia 30558, and its initial registered agent at such address is Gary Verhulst.
(NV19,26P2)

Notice
Sale of Abandoned Vehicle
Notice is hereby given that the following AS IS vehicle will be sold at public auction at Dink Woods Garage, 3260 Maysville Road, Commerce, Ga., (706) 776-7870, to the highest bidder on the 4th day of December, 2003, from 9:00 a.m. to 5:00 p.m. Vehicle may be viewed at same location prior to auction.
1992 Frht. Tr. 1FUYDPYB2NP470589
(NV19,26P2)

Notice
Sale of Abandoned Vehicle
Notice is hereby given that the following vehicle was left abandoned at Neese Road and Nowhere Road, Commerce, Jackson County, Ga., on or about 07/29/03, with lumber (1993 Utility Trailer  1UYFS2454PA925635). This vehicle was towed by Seymours Wrecker Service in Commerce, Ga. If anyone has claim to such vehicle, please call (706) 776-7870. Otherwise, such vehicle is deemed abandoned and shall be disposed of under Ga. Law.
(NV19,26P2)

Notice of Summons
In the Juvenile Court
of Jackson County
State of Georgia
In the Interest of: Fultina Ramirez; Sex: Female; Age: 7 Years; DOB: 09-17-96; A Child
Mother: Stacey Hollis
Father: Roberto Ramirez, or in the alternative an unknown putative father
Case No.: 078-03J-636
To: Roberto Ramirez, 111 Atlantic Avenue, Easley, South Carolina 29640
A petition to terminate your parental rights has been filed in this Court concerning the above-referenced child. In accordance with O.C.G.A. §15-11-96, you are hereby notified that this proceeding and the hearing specified herein is for the purpose of terminating your parental rights. You are further notified that the effect of a termination of the parental rights order is without limit as to duration and terminates all of the parents rights and obligations to the child and all rights and obligations of the child to the parent arising from the parental relationship, including rights of inheritance. The parent is not thereafter entitled to notice of proceedings for the adoption of the child by another, nor has the parent any right to object to the adoption or otherwise participate in the proceedings related to the adoption and/or the placement of this child.
Furthermore, as a putative father, you are hereby advised and given notice that you lose all rights to the above-named child and will not be entitled to object to the termination of his rights to the above-named child unless, within 30 days of receipt of this notice, you file: (1) A Petition to Legitimate the above-named child pursuant to Code Section 19-7-22; and (2) Notice of the filing of the Petition to Legitimate the above-named child with the Court in which this action is pending.
This is a summons requiring you to be in Court. If you fail to come to Court as required, you may be held in contempt of Court and punished accordingly.
Now therefore, you, the party named above, are commanded to be and appear on the date and time(s) stated herein and to remain in attendance from hour to hour, day to day, month to month, year to year, and time to time, as said case may be continued, and until discharged by the Court, and you are commanded to lay any and all other business aside and to be and appear before the Juvenile Court of Jackson County, Georgia, located at the JACKSON COUNTY COURTHOUSE IN JEFFERSON, GEORGIA, AT 9:00 OCLOCK A.M. ON THE 27TH DAY OF JANUARY, 2004; and you the said parent, guardian or legal custodian are likewise hereby commanded to be and appear with the aforesaid child in said Court at the time and place herein above stated, then and there to make defense thereto and to show cause why the said child and all parties named herein should not be dealt with according to the provisions of the law.
Witness, the Honorable Kevin J. Guidry, Judge of said Court, this 19th day of November, 2003.
Reba P. Parks, Clerk, Juvenile Court of Jackson County, Georgia
(NV26,DC3,10,17B/3894 6000)

Notice of Summons
In the Magistrate Court
of Jackson County
State of Georgia
Betty Joe Sellers, Plaintiff vs. Andrew Coda Carloss, Defendant
Case No: CI-37-03-615
To: Andrew Coda Carloss, Defendant Named Above
You are hereby notified that the above-styled action seeking damages in an auto collision was filed against you in said Court on May 5, 2003, and that by reason of an order for service of summons by publication entered by the court on November 10, 2003, you are hereby commanded and required to file with the clerk of said Court and serve upon David C. Jones, Jr., Plaintiffs attorney, whose address is P.O. Box 295, Homer, Georgia 30547, an answer to the complaint within sixty (60) days of the date of the order for service by publication.
Witness, the Honorable Billy Chandler, Judge of said Court.
This the 10th day of November, 2003.
Wanda Rawls, Clerk of Court
(NV26,DC3,10,17P4)

Barron Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Bruce M. Barron, Deceased
All creditors of the estate of Bruce M. Barron, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 14th day of November, 2003.
Glenda W. Barron, Executor of the Estate of Bruce M. Barron, Deceased
(NV26,DC3,10,17P4)

Haynie Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Helen Walker Haynie, Deceased
All creditors of the estate of Helen Walker Haynie, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 14th day of November, 2003.
John Brandon Haynie, III, Executor of the Estate of Helen Walker Haynie, Deceased
(NV26,DC3,10,17P4)

Cook Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Edwin Ted Cook, Deceased
All creditors of the estate of Edwin Ted Cook, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 17th day of November, 2003.
Ronald H. Cook, Executor of the Estate of Edwin Ted Cook, Deceased
(NV26,DC3,10,17P4)

Cook Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Virginia Irene Payne Cook, Deceased
All creditors of the estate of Virginia Irene Payne Cook, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 17th day of November, 2003.
Ronald H. Cook, Executor of the Estate of Virginia Irene Payne Cook, Deceased
(NV26,DC3,10,17P4)

Miller Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Charles Grady Miller, Deceased
All creditors of the estate of Charles Grady Miller, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 15th day of November, 2003.
Martha Elaine Highfield, Executor of the Estate of Charles Grady Miller, Deceased
(NV26,DC3,10,17P4)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate Victory Financial Group, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 375 Dixon Bridge Road, Maysville, GA 30558, and its initial registered agent at such address is Debbie L. Love.
(NV26,DC3P2)

Notice
Notice, I Robert Turner, purchased five (5) vehicles from a local garage, one being a 1988 Pontiac Serial #1G2PE1199JP225274, another being a 1989 Ford Serial #12VB22L5K5300963. Anyone having legal claim to either of these vehicles should contact me by 12/18/03, at P.O. Box 721, Jefferson, GA 30549, or 678-618-8434; otherwise, release any and all claims to said vehicles.
(NV26,DC3P2)

Public Notice
Public Meeting Notice
Northeast Georgia
Regional Solid Waste Plan
The Northeast Georgia Regional Solid Waste Management Authority, on behalf of Barrow, Clarke, Elbert, Greene, Jackson, Madison, Morgan, Oconee, Oglethorpe, and Walton counties and the cities within them, will hold a Public Hearing on Wednesday, December 10, 2003, at 6:00 p.m. at the Oconee County Library, 1080 Experiment Station Road, Watkinsville, GA (in the Auditorium) to discuss the Joint Regional Comprehensive Solid Waste Plan update for the Authority and its ten member counties and their cities. The purpose of this hearing is to inform the public about the objectives of the plan and the process to be followed in the preparation of the plan update, as well as to elicit community input on needs and goals.
Questions concerning this plan update should be directed to Joe Tichy, Secretary, at (706) 369-5650, or email jtichy@negrdc.org.
(NV26,DC3B/485 2000)

Notice
Georgia, Jackson County Probate Court
Bobby Lee Burks has petitioned to be appointed Administrator of the estate of Lavern Brannon Burks, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before December 1, 2003 by 10:00 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Jennifer Gearing, Clerk of the Probate Court
(NV5,12,19,26B/498 2000)

Public Notice
Destruction of Records
of Disabled Students
The Rutland Psychoeducational Services, Georgia Psychoeducational Network, and Georgia Department of Education, announces its intention to destroy specific data. Records will be destroyed that were collected, maintained, or used in the provision of a free appropriate public education for disabled students in Jackson County and Jefferson City Schools. This notice is in compliance with the comprehensive plan for special education required by P.L. 94-142.
Records on students who enrolled in the Rutland program and were born prior to January, 1976, are no longer needed for educational purposes. These records may be needed by the students or their parents for Social Security or other reasons. The system plans to destroy records on December 8, 2003, unless there has been a request for a due process hearing, under P.L. 94-142 or a complaint filed with the Office of Civil Rights, under Section 504 or the Rehabilitation Act of 1973.
If you, as the student or parent of the student, desire copies of these records prior to destruction, contact the Rutland records office at (706) 549-3030. You will be required to produce identification or provide verification data.
(NV12,19,26,DC3P4)

Allison Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
In Re: Estate of Herbert S. Allison
All creditors of the Estate of Herbert S. Allison, deceased, late of Jackson County, Georgia, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned.
This 30th day of October, 2003.
Barbara Hardman, Executrix, Estate of Herbert S. Allison, Deceased
P.O. Box 292
Braselton, Georgia 30517
By: W. Michael Strickland, Attorney for Executrix
Strickland, Chesnutt & Lindsay, LLP
P.O. Box 249
Winder, Georgia 30680
(770) 867-7505
(NV12,19,26,DC3B/887 1000)

Pace Estate
Notice to Creditors
State of Georgia
County of Oconee
Creditors of the Estate of Joseph H. Pace, deceased, late of Jackson County, Georgia, are hereby notified to submit their claims to the undersigned and all persons indebted to said estate are required to make immediate payment to the undersigned.
This is the 4th day of November, 2003.
Lula H. Pace, Executor
Wendell T. Dawson, Attorney
Resource Valley Office Park
1551 Jennings Mill Road, Suite #1800 B
Bogart, Georgia 30622
(706) 559-7465
(NV12,19,26,DC3P4)

Public Notice
Notice to the Public
YOU ARE HEREBY NOTIFIED that there will be heard before the presiding judge of the Superior Court of Jackson County, Georgia, on the 1st day of December, 2003, at 8:45 a.m. in open court in Jefferson, Georgia, the case of the State of Georgia vs. Jackson County School District, pending in said Court, the same being a proceeding to confirm and validate the $2,840,000 Jackson County School District (Georgia) General Obligation Refunding Bond, Series 2003, proposed to be issued by said School District for the purpose of providing funds necessary to finance the costs of refunding the outstanding principal amount of Jackson County School District (Georgia) General Obligation Refunding Bonds, Series 1993, heretofore issued by the Jackson County School District so as to effect a savings in the debt service requirements on the School Districts now outstanding bonded indebtedness, and any citizen of the State of Georgia residing in Jackson County or any other person wherever residing, who has a right to object, may become a party to this proceeding.
Reba Park, Clerk, Superior Court, Jackson County, Georgia
(NV19,26B/484 2000)

Public Hearing
The Jackson County Board of Adjustment will hold a public hearing on Monday, December 1, 2003, at 7:00 p.m. in the Jackson County Grand Jury Room on the following matter:
1. #BOA-03-07 Michael K. Dominy is requesting a variance for reduction in setback and buffer. (Previously tabled)
2. #BOA-03-08 Vernard and Arlene Smith are requesting a variance for a side setback.
3. #BOA-03-09 H&B Homes, LLC is requesting a variance for a front setback.
(Complete applications, plats and texts are available for review in the planning and development office during regular office hours.) All interested persons are invited to attend.
(NV19,26B/485 1000)

Summons for Relief
In the Family Court
State of South Carolina
County of Greenville
Melodie Gay Wilson, Plaintiff vs. William Ezra Wilson, Defendant
2003-DR-23-2030
To: William Ezra Wilson
YOU ARE HEREBY SUMMONED and required to answer the Complaint in the above captioned matter herein, a copy of which was filed in the office of the Clerk of Court for Greenville County on April 22, 2003, and to serve a copy of your answer to said Complaint upon the subscriber, at this office at 309 Mills Avenue, Greenville, South Carolina 29605, within Thirty (30) days after the service hereof, exclusive of the day of such service, and if you fail to answer the Complaint within the time aforesaid, Plaintiff will apply to the Court for the relief demanded in the Complaint.
Respectfully Submitted, Alex Kinlaw, Jr.
Attorney for Plaintiff
309 Mills Avenue
Greenville, South Carolina 29605
864-232-9917
(NV19,26,DC2P4)

Notice
In the Juvenile Court
of Jackson County
State of Georgia
In the Interest of: Adam Ray Evans; Sex: Male; Age: 11 Years; DOB: February 10, 1992
Mother: Janet Evans
Father: Frankie Evans
Civil Action No. 078-03J-631
Notice of Publication
You are hereby notified that the above-captioned action was filed in the Juvenile Court of Jackson County, Georgia, on the 14th day of November, 2003, in the office of the clerk of said Court, and by virtue of an order for service by publication which was signed on the 29th day of October, 2003, you are hereby commanded to be and appear at said court on the 18th day of December, 2003, at 2:00 oclock p.m. to show cause before me if any you have, as to the petition for custody of a minor child by the Petitioner.
Witness, Kevin Guidry, Judge of the Juvenile Court.
This 14th day of November, 2003.
Reba P. Parks, Clerk of the Juvenile Court, Jackson County
(NV19,26,DC3,10B/344 2000)

Notice
Petition for
Temporary Custody
In the Juvenile Court
of Jackson County
State of Georgia
In the Interest of: Lacey Joelena Mae Calhoun; Sex: Female; Age: 2 Years; DOB: February 10, 1992
Mother: Cynthia Ann Calhoun
Father: Unknown
D.O.B. September 6, 2001
Notice of Publication
You are hereby notified that the above-captioned action was filed in the Juvenile Court of Jackson County, Georgia, on the 13th day of November, 2003, in the office of the clerk of said Court, and by virtue of an order for service by publication which was signed on the 7th day of November, 2003, you are hereby commanded to be and appear at said court on the 27th day of January, 2004, at 2:00 oclock p.m. to show cause before me if any you have, as to the petition for custody of a minor child by the Petitioner.
Witness, Kevin Guidry, Judge of the Juvenile Court.
This 7th day of November, 2003.
Honorable Kevin Guidry, Judge of the Juvenile Court, Jackson County
(NV19,26,DC3,10B/344 2000)

Notice
In the Superior Court
of Jackson County
State of Georgia
In the Interest of: Anthony John Carter, Jr.; Sex: Male; Age: 15 Years; DOB: 05-16-88, A Child
Case No: B03-CV-1283
Mother: Lori Ann Norris
Father: Johnny Fortner
Notice of Name Change
PLEASE TAKE NOTICE that on the 30th day of October, 2003, the Jackson County Department of Family and Children Services, Petitioner, filed a Petition in the Superior Court of Jackson County, Georgia, seeking a name change for Anthony John Carter, Jr., to Anthony John Fortner. Any interested affected party has the right to appear and file objections. At the expiration of thirty (30) days from the filing of the Petition, upon proof of publication, and if no objection is filed, the Court shall proceed to hear and determine all matters raised by Petition.
Reba Parks, Clerk, Superior Court of Jackson County
Deidra L. Schad
Attorney for Jackson County
Department of Family and Children Services
State Bar No.: 628613
Post Office Box 6485
Athens, Georgia 30604
Telephone/Fax: (706) 425-0602
(NV19,26,DC3,10B/3804 2000)

Citation
Probate Court of
Jackson County
In the Matter of Amy R. Falls
In Re: Petition of Kevin P. Weatherby for Appointment as Temporary Guardian of the Person
Date of First Publication, If Any: November 19, 2003
To: Donald W. Falls
All objections to the Petition described above must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than the close of business 14 days after this notice is mailed or 10 days after this notice is first published or served by the sheriff upon the recipient, whichever is later.
This 10th day of November, 2003.
Witness, the Honorable Margaret Deadwyler
By: Jennifer Gearing, Clerk, Probate Court
(NV19,26B/498 2000)

Inc. Notice
Notice of Intent
to Incorporate
Notice is given that Articles of Incorporation, which will incorporate ZKRD Floorings, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 2199 Athens Highway, Jefferson, Jackson County, Georgia 30549. The initial registered agent of the corporation at such address shall be Matt Childress.
Manoj K. Mishra
Robertson & Gable, LLC
2154 Fountain Square
Snellville, GA 30078
(770) 736-5182
(NV19,26P2)

Notice
Georgia, Jackson County Probate Court
The petition of Mary Alice Pattman, for a years support from the estate of Willie F. Pattman, deceased, for decedents surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before December 1, 2003, by 10:00 a.m. why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(NV5,12,19,26B/498 2000)

Notice
Georgia, Jackson County Probate Court
Hazel Parr Echols has petitioned to be appointed Administrator of the estate of Kathryn M. Hensley Johnson, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before December 1, 2003 by 10:00 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Susan Garmon, Clerk of the Probate Court
(NV5,12,19,26B/498 2000)