TERMS OF USE

Please carefully read this agreement (“Agreement”) before accessing or using this Internet Website (“Website”). When you access or use the Website, you are agreeing to be bounded by this Agreement, including the liability disclaimers contained below. If you do not agree to the terms contained herein, do not use this Website or download any information from it. Materials on this Website may be accessed, downloaded and printed only for personal and non-commercial use. By using this Website, you agree that you will not use any materials or information found on this Website for any purpose that is unlawful or prohibited by this Agreement, including, but not limited to, the use of this Website from locations outside of the United States of America or if you are under 18 years of age. Your permission to use the Website is automatically terminated if you violate any of the terms contained in this Agreement.

COPYRIGHT AND TRADEMARK RIGHTS

The contents of www.pacificinland.com are owned and copyrighted by Pacific Inland Home Mortgage and are protected by the laws of the United States, its treaty countries, and other jurisdictions. All rights are reserved, and no reproduction, distribution, or transmission of the copyrighted materials at this Website is permitted without the written permission of Pacific Inland Home Mortgage. All trademarks, logos, and service marks are the property of Pacific Inland Home Mortgage.

CONSENT

You hereby understand and agree that by using this Website, you automatically and without any further action have established a business relationship between you and Pacific Inland Home Mortgage. As a result, you agree to allow Pacific Inland Home Mortgage to contact you about its business via telephone, e-mail and /or standard mail using the contact information you have provided. You hereby consent to such contact even if your phone number is on any Do Not Call list.

LIABILITY DISCLAIMER

Pacific Inland Home Mortgage STRIVES TO MAKE SURE THAT THE INFORMATION ON ITS WEBSITE IS ACCURATE, BUT INACCURACIES OR ERRORS CAN OCCUR. YOU USE THIS WEBSITE AT YOUR OWN RISK. Pacific Inland Home Mortgage RESERVES THE RIGHT TO CHANGE OR MODIFY THE CONTENT OF ITS WEBSITE AT ANY TIME WITH OR WITHOUT NOTICE. YOUR CONTINUED USE OF THE WEBSITE CONSTITUTES YOUR ACCEPTANCE OF SUCH MODIFIED TERMS. THIS WEBSITE AND ALL OF THE INFORMATION CONTAINED THEREIN ARE PROVIDED “AS IS.” Pacific Inland Home Mortgage DISCLAIMS ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANYTHING WHATSOEVER RELATING TO THIS WEBSITE AND ANY INFORMATION PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. Pacific Inland Home Mortgage IS NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEBSITE AND/OR THE CONTENT LOCATED THEREON, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS CONDUCT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER CAUSE OF ACTION. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

INDEMNIFICATION/LEGAL RELIEF

You agree to indemnify and hold Pacific Inland Home Mortgage harmless from and against any and all loss, cost, damage, or expense including, but not limited to, reasonable attorneys' fees incurred by Pacific Inland Home Mortgage arising out of any action at law or other proceeding necessary to enforce any of the terms, covenants or conditions of the Agreement or due to your breach of this Agreement.

GOVERNING LAW AND VENUE

This Agreement shall be governed by the laws of the State of California. You hereby consent and voluntarily submit to personal jurisdiction in the State of California, in and by the courts of the State of California in San Diego County and the United States District Court for the Southern District of California, in any action in which a claim is brought with respect to this Agreement, and you agree that it may be served with process in any such action by hand delivery, courier, overnight delivery service, or certified or registered mail, return receipt requested. You irrevocably and unconditionally waive and agree not to plead, to the fullest extent permitted by law, any objection that it may now or hereafter have to the laying of venue or the convenience of the forum for any action or claim with respect to this Agreement brought in the United States District Court for the State of California or the courts of San Diego County.

MISCELLANEOUS

This Agreement embodies the entire agreement between the parties and may not be amended, modified, altered or changed in any respect whatsoever except by a writing duly executed by the parties hereto. This Agreement supersedes any and all prior and contemporaneous oral or written agreements or understandings between you and Pacific Inland Home Mortgage. No representation, promise, inducement or statement of intention has been made by you and Pacific Inland Home Mortgage that is not embodied in this Agreement. You and Pacific Inland Home Mortgage shall not be bound by, or liable for, any alleged representation, promise, inducement, or statement of intention not contained in this Agreement. A printed version of this Agreement shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You agree that each provision of this Agreement shall be construed independently of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed unenforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.

The Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site is comprised of various Web pages operated by Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information.

The Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE

Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information reserves the right to change the terms, conditions, and notices under which the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site is offered, including but not limited to the charges associated with the use of the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site.

LINKS TO THIRD PARTY SITES

The Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information and Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information is not responsible for webcasting or any other form of transmission received from any Linked Site. Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site, you warrant to Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information that you will not use the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site in any manner which could damage, disable, overburden, or impair the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site or interfere with any other party's use and enjoyment of the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Sites.

USE OF COMMUNICATION SERVICES

The Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.

Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.

Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.

Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.

Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

Restrict or inhibit any other user from using and enjoying the Communication Services.

Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.

Harvest or otherwise collect information about others, including e-mail addresses, without their consent.

Violate any applicable laws or regulations.

Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information has no obligation to monitor the Communication Services. However, Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information's sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information does not control or endorse the content, messages or information found in any Communication Service and, therefore, Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information spokespersons, and their views do not necessarily reflect those of Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information does not claim ownership of the materials you provide to Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information (including feedback and suggestions) or post, upload, input or submit to any Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information, its affiliated companies and necessary sub-licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information's sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information WEB SITE, WITH THE DELAY OR INABILITY TO USE THE Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information WEB SITE.

SERVICE CONTACT : cast@openclose.com

TERMINATION/ACCESS RESTRICTION

Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information reserves the right, in its sole discretion, to terminate your access to the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Washington, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in King County, Washington, U.S.A. in all disputes arising out of or relating to the use of the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site. Use of the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information as a result of this agreement or use of the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site. Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site or information provided to or gathered by Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information with respect to the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information with respect to the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

COPYRIGHT AND TRADEMARK NOTICES:

All contents of the Pacific Inland Home Mortgage, Soquel, CA - Providing loans and information Web Site are: Copyright 2017 Pacific Inland Home Mortgage and/or its suppliers. All rights reserved.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.