Features

Where does BMO Harris Bank do business?

BMO Harris Bank is based in Chicago, IL. It was founded in 1882 and offers auto loans in 10 states.

What are BMO Harris Bank’s auto loan rates?

BMO Harris Bank offers refinance loans with APRs starting at 4.8% and up to 7.11%.

What is the maximum loan term for a BMO Harris Bank refinance loan?

BMO Harris Bank offers auto loans with terms of up to 72 months.

Does BMO Harris Bank charge an origination fee?

Yes, BMO Harris Bank charges a loan origination fee.

How do you qualify for a loan with BMO Harris Bank?

BMO Harris Bank only considers loans for vehicles that are 12 years old or newer.

BMO Harris Bank requires borrowers to have a credit score of at least 700 to apply.

To qualify, applicants must provide the following documentation:

- Driver license

- Proof of citizenship or residence permit

- Recent pay stubs

What is the estimated funding time?

Max Loan Term (Months)

72

Institution Type

Bank

Credit Score Range

700 - 850

Employment Statuses Considered

Employed Full-Time

Employed Part-Time

Other

Retired

Self-Employed

Immigration Status Considered

U.S. Citizen

U.S. Permanent Resident

Joint Loan Applications Accepted

Only Individual Applications

Maximum Vehicle Age

12

Military Status

Active Duty Military

Non-Military

Minimum Age

18

Supported Income Types

1099 Misc. Income

Cash / Other

Direct Deposit (W2, SSA, SSDI)

Payroll Check or Prepaid Card

Verification Documents Required?

Recent Pay Stubs

Driver License (or other photo ID)

Proof of citizenship/residence

No Prepayment Fee

Origination Fee

Up to 1%

Approval Speed (Hours)

48

Funding Time Range (in days)

1 - 7

Payment Options

Automatic Payments

Check by mail

Credit/Debit Card

Loan Amount

$5000 - $30000

APR

4.8% - 7.11%

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