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Ok, I'll agree with 78-year old Daisy Mallory that people have the right whether or not to buy health insurance, however I would add that everyone has the responsibility to pay for their own health care. Economically, people in the health insurance field have lives similar to our own: mortgages, car loans, kids in college, etc. We are paying for their livelihood in addition to our health care costs through our premiums and co-pays. We should not be compelled to buy health insurance, but we should each pay our own way. And, of course, help our brothers and sisters in need....I could keep going, instead I'll just stop typing now. Thanks. :)

Following the news the UnitedHealth Group, the largest insurance company in the United States, is scaling back its ObamaCare marketing and considering withdrawing from the exchanges, FreedomWorks CEO Adam Brandon commented:

The irreparable structural flaws of ObamaCare are being revealed at a frightening pace. 12 of the state insurance co-ops have failed, insurance premiums just keep rising, enrollment is predicted to be flat, the majority of newly insured Americans have actually just been shoved into Medicaid, and the insurance companies are asking for billions of dollars in taxpayer bailouts to forestall even steeper price hikes. ObamaCare is dismantling and destabilizing the entire infrastructure of our health care system, and it’s hurting real people.

The House of Representatives’ ObamaCare reconciliation bill doesn’t go far enough. The Senate now has the opportunity to improve upon it by sending legislation that fully repeals ObamaCare to the president’s desk. Unfortunately, some Senate Republicans are content to go along with the House’s timid piecemeal approach.

Last week, I wrote about how insurance companies are receiving only a fraction of the money they asked for to compensate them for losses under the Affordable Care Act, and how this was a consequence of structural weaknesses in the design of the law. Now, analysts from ratings firm Standard and Poor's are saying that the risk corridor fund charged with providing this money is nearly exhausted, and that congressional action will likely be required to refill it sometime next year.

Ever since home brewing was legalized in the late 1970s, the craft beer industry has become one of America's most vibrant examples of entrepreneurship and small business. It doesn't take much more than some barley, some hops, and a dream to start your own private microbrewery, and if you're good at it, you could become a nationally recognized brand.

An old rhetorical question asks: "If social Security is such a great deal, why is it mandatory?" A topically apt paraphrase of this would be: "if ObamaCare is so good for health care, why is the president still struggling to sell it five years after it became law?" What does it say about a policy that people refuse to take advantage of - and I use the word "advantage" very loosely - without significant arm twisting? Even though it has been made flat out illegal not to purchase health insurance, millions of people are still staying far, far away from ObamaCare's insurance exchanges, because they know that the legal penalty will actually be less painful than participating in the government-controlled health insurance market.

It's always a good idea to look at the incentive structure behind any public policy. Analyzing how people are induced to behave, and the consequences of those behaviors, is a pretty good indication of whether a plan will succeed or fail. ObamaCare is too vast an example to take all at once, but new information sheds light on a particular piece of the health care law is contributing to the skyrocketing price of insurance.

Much of the recent news covering the failures of ObamaCare have focused on the collapse of the nonprofit cooperatives authorized by the law. Just last week, for example, Utah's cooperative became the tenth to fail. Billions of taxpayer dollars were spent to get these insurance cooperatives off the ground, a compromise for Democrats who wanted a single-payer option, and they have proven to be unsustainable. But another failure of the law is rising insurance premiums on the individual health insurance market.

Once upon a time, ObamaCare created 23 non-profit health insurance co-ops that were supposed to increase coverage while reducing costs. Doesn't that sound nice? Well, this is a good time to keep in mind the old saying "if it sounds too good to be true, it probably is."