I can not answer your question because I went to college without loans. That was some number of years ago, which prompts my questions to you.

I don't know you, so these questions could be completely in left field or rude beyond civility. I'm making an assumption, based on your post, that you're fairly young. You have a BA, might have gone into an MBA right out of college or only waiting a short time before starting graduate school. Why a distince education law school, or in California's classification, a correspondence school?

Distance education makes sense for some people: if you don't have a part time program in your area, which would force you to choose between no law school or giving up a sizable salary on time of tuition, or you think it's cheaper, or for some folks they can succeed in law school but don't have the grades and LSAT to be accepted?

If this is a career choice and your young, with 20, 25, or 30 years of reasonable work life, why not do what it takes to gain admission to a ABA school? If you look at the cost of the more expensive distance Ed. school and the less expensive public university law school, the price (especially in the long term) is a nullity.