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The car insurance industry has again been in the news this week regarding the “eyewatering” prices that they charge to their customers. Insurers have blamed the increase in claims for whiplash being made. However, recent statistics have shown that Road Traffic Personal Injury claims have decreased in numbers significantly in the past two years. In fact statistics from the Compensation Recovery Unit show that whiplash claims have, in fact, fallen by almost 200,000 in the last four years.

This is in part due to Claimant and Defendant Solicitors working towards ensuring fraudulent and dishonest claims are not allowed to progress and are unsuccessful. More and more procedures are being implemented by Solicitors, both Claimant and Defendant, to ensure that only those genuine Claimants receive compensation.

Furthermore, legal costs were dramatically reduced in 2013 following further changes to the fixed legal costs which in turn led to a promise that insurance premiums would reduce for customers. Therefore given the hard work of Solicitors in clamping down on fraudulent claims and the cuts to legal costs, questions must be asked why insurance premiums continue to rise.

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James is responsible for the management and development of the Firm’s Personal Injury Department. He specialises in a wide range of Personal Injury matters including Accidents at Work, Employers Liability, Occupiers Liability and Highways Act claims.

James also deals with Road Traffic Accident claims and has experience of managing cases where there are issues relating to liability.