Angelica Del Rocio

Angélica, 47, is single and has three children. She lives with her children in the precinct of Pampas Grande in Ventanas Canton, Los Ríos Province. She belongs to Ahorrando para el Futuro Communal Bank in Pampas Grande in Ventanas, which works in agriculture and livestock.

Angélica makes a living in agriculture growing corn and rice. With the loan she'll be able to buy supplies such as fertilizer, manure, and insecticide to avoid pests and disease. She makes her purchases in the city of Ventanas. The loan has helped her increase her income and her crops.

Her dream is to buy a plot of land to build a house. In her free time she likes to play sports and listen to music.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!