Trade groups representing restaurants and retailers say low-wage employers might halt their coverage if the government doesn’t loosen a requirement for “mini-med” plans, which offer limited benefits to some 1.4 million Americans.The requirement concerns the percentage of premiums that must be spent on benefits.While many restaurants don’t offer health coverage, McDonald’s provides mini-med plans for workers at 10,500 U.S. locations, most of them franchised. A single worker can pay $14 a week for a plan that caps annual benefits at $2,000, or about $32 a week to get coverage up to $10,000 a year.Last week, a senior McDonald’s official informed the Department of Health and Human Services that the restaurant chain’s insurer won’t meet a 2011 requirement to spend at least 80% to 85% of its premium revenue on medical care.

This presents a further dilemma. McDonald’s is a huge corporation with a lot of clout. But there are many small businesses equally affected by the same regulations who will not have the clout of a McDonald’s. How many of them will ultimately go out of business because of Obamacare?