Moving Home Mortgage Advice

Moving Home Mortgage Advice

Moving home can be incredibly exciting, yet a lot must be considered. Yet, this also may be the perfect opportunity for you to find a better, more suitable mortgage deal, especially with your new circumstances. Our mortgage specialists are here to help you through this journey.

Whether you are considering up-sizing, downsizing or relocating, we want moving home to be enjoyable, despite its complexity. It’s not just the small things you’ll need to think about, (like where the packing sticky tape got put!), but establishing where to begin, how much, realistically, you can borrow and potential additional fees. We will arrange and manage your application with the lender, streamlining the process, and answering any queries you may have along the way.

Moving your mortgage

If are happy with your existing mortgage, you may be able to transfer it, which is often the easiest route. However, this may incur added fees and may not be the most cost-effective. Our advisers can assess this with you.

Taking out a new mortgage

Moving home is often a good opportunity to look around for a better mortgage deal. Finding a new lender may be more cost effective and provide a better deal than your existing lender. Our advisers will evaluate your unique circumstances and identify a variety of suitable lenders on your behalf.

Insurance

Home-movers also need to ensure that their new mortgage is protected with the relevant insurance products. Our aim is to provide the best possible advice for your unique circumstances, saving you time and money. Our specialists can assist you in choosing the right products for you.

Additional fees

There are likely to be fees and additional interest charges if you’re still in the special offer period of your loan – on a fixed or discounted deal rather than the lender’s standard variable rate. We’ll walk you through this process so you can understand your options.

We’re frequently asked if financial advice is expensive. At BP Sanders we believe in Trust, Truth & Transparency. We’ll provide you with full details of our fees upfront and work hard to offer excellent value for money. We typically charge just £395 for mortgage advice and your initial consultation is always free.

Your home may be repossessed if you do not keep up repayments on your mortgage.

B P Sanders & Company Limited is an appointed representative of Quilter Financial Limited which is authorised and regulated by the Financial Conduct Authority.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Further consumer information is available from the Money Advice Service, here.