You can leave work to have a baby, or deal with an injury or illness. But could you pay the bills while you recover?

Disability insurance is income insurance. Make sure it’s part of your plan for facing the unexpected.

Disability insurance provides critical financial protection that is very different from other insurance products. Millions of working Americans don’t have it, and many don’t fully understand what it protects.

The reality is that illness or injury can happen to anyone. Disability insurance pays you a portion of your salary when you need to miss work due to an illness, injury, or having a baby. If you are single, disability insurance is the second most important insurance you can carry after health insurance. And if you have a family that depends upon you, this insurance gives you an income stream if you need to leave work.

It started with what seemed to be a sinus infection. “But it just wouldn’t go away,” remembers Lisa Gohra. So she went to see her doctor. He put her through a series of tests: ultrasounds, chest X-rays, CAT scans, needle biopsies. Then the diagnosis arrived: Advanced Papillary Thyroid Cancer with a tall cell variant. … Continue reading “Cancer and the Healing Power of Community (Video)”

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RealityCheckup.org is a consumer outreach program of The Council for Disability Awareness, a non-proft dedicated to helping working adults understand the importance of having alternate sources of income for times when they cannot work due to illness, injury, or pregnancy.