Mortgage Information Check List

What to Expect:

The mortgage form should take approximately 15 - 20 minutes to complete. Once you have submitted your form, one of our mortgage specialists will contact you within one business day to discuss your needs and help you select the mortgage that suits both your budget and lifestyle.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

What Information You'll Need:

To apply for an HSBC mortgage, please have the following information at hand:

Social Security Number or Tax Identification Number

Date of birth

Mother's maiden name

Address history for the past two years

Current e-mail address

Annual income and employment information

Current month's paystub(s) for the borrower and co-borrower (if applicable)

Last two year's W-2 forms

Monthly costs you pay for current housing, including rent, mortgage(s), taxes, insurance and association dues

Last two year's tax returns with all schedules and YTD Profit and Loss Statement if you are self-employed or paid on commission, or if more than 25% of your monthly income comes from bonuses or overtime

Last two month's full bank statements (not just summary pages) as well as any other asset accounts you wish us to consider

The Deed, if you are refinancing

The Sales Contract, if you are buying a property

Outstanding liens, monthly insurance and tax amount, market value and income generated on any other property you may own, such as rental property

As part of the verification process, you may be asked to provide us with copies of the items listed above.

Once the application has been submitted, you may be asked to provide the following additional documents, if applicable:

Canceled checks showing your mortgage payments over the last 12 months, OR your rent payments over the last 6 months

If a Veteran, your VA Certificate of Eligibility, or DD214

What You Should Know:

Fees associated with your application:
The application fee will be presented on the Fee Disclosure screen. Other fees associated with closing (or settlement of) your loan will be provided on a Good Faith Estimate which will be sent to you upon receipt of your application

Once you have submitted your application, we will mail you disclosures and a paper application for signature within 3 business days. You will need to review, sign and return those documents to us to continue processing your application

Questions:

If you need assistance or have questions, please contact us or call 888.346.1717.

Security:

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