/ Financial ideas

July 19, 2018

People say you should get an education. People tell you to get a job. People say the solution to your financial problems is working for someone else. People tell you to do a business plan. People say this is a crazy idea.People urge you to safety.People say you're not taking care of yourself.The problem when you run a small business is income diversification.The problem is not getting income at all.The problem is people don't trust you unless you own your space.That's one of the issues.The problem is getting in enough revenue to pay all your bills.The problem is how you use your time effectively. Your natural enemies are Netflix and anything that takes you away from your content or your studies. That can range from kids' shows to adult content. Sports can be an Achilles' heel. I love soccer, but this year I may have to miss most of the Cup. It is what it is.A balanced life is a goal.Your natural enemy is doubt, ego and lack of funds.Working for someone is a temporary fix when you are an entrepreneur. It does not solve you're improving your relationship with potential customers. Monetize everything. Punching in helps you on the personal side, but it does nothing to get your products from A to B. It does not make your services more palatable, and it does not do the hard work. I punched in for many years and ignored business problems due to fear. Ignorance is less about intelligence, and it's more about fear. If I don't know it, maybe it's impossible. That's just mind chatter. It's not the truth. The truth is you don't know. If this door doesn't open to safety, then there is another door to safety nearby. "Your door is the door on the side," a rabbi once said.

January 7, 2018

The Game is rigged.

All the anger in the world won't change this. I thought knowledge itself would make the difference. It didn't. It doesn't work for most people. Not in the information age....The poverty line kept me company for a long time due to my insistence on "changing things with my mind" (Immortal Technique paraphrase). Knowledge is meaningless without consistent action--so is everything else.

Just thinking about it just thinking about it. Just thinking about one's student loans is only thinking about one's student loans. Just thinking about earning more money is just thinking about it. It's fun for awhile in a Van Gogh depressed kind of way, but if one hurts oneself: no one else would care really. Matrix world need not be that confusing forever....

What will change one's life is taking consistent action? That's it. Nothing else will. How does one move from being an employee to being a business owner? Why does one want to? The system is structured for business owners period. The system is not structured for the employee or the self-employed. It is what it is.

The best book to express this is "The Four Quadrants" by Robert Kiyosaki. It's an easy read. I was first introduced to it in my 20's. It took me much to have any willingness to take action. To have the life of the older, one must have a business of some kind. We live in a gig economy.

That said, this is not about becoming wealthy or getting rich overnight. My point is to have a decent life you need at least a side business. Once one gets that, and one need not be afraid about automation. One just adapts to the new technology as it comes.

Forget about it. I say all of this because I had someone pass it on to me when I was younger, and it has made the difference. Another great book is "The Artist's Way" by Julia Cameron-- even if one is not an artist. One life can be one's art.

In closing, another great book is "The Artist's Way" by Julia Cameron-- even if one is not an artist. One life can be one's art.