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Construction/Permanent Mortgage

Building a new home? Orrstown Bank offers a construction loan that converts to a permanent mortgage when the home is completed.

Portfolio Construction to Permanent Home

One closing; construction loan converts to a permanent mortgage.

As low as 5% down payment with Private Mortgage Insurance approval.

Construction terms: 6 months, 9 months or 12 months.

Permanent financing: Various Fixed and Adjustable Rate Mortgages available with varying terms.

Minimum credit score 680

Jumbo products available. Call for details.

Owner as contractor not allowed.

Owner occupied or second home only.

Important Notice: Interest Rates and Maximum Loan-to-Value may be based on Credit Score, Property Type, Occupancy, Purpose, Investor, Insurer, Loan to Value and other factors. Additional investor, insurer and Orrstown Bank criteria/conditions apply to all products. Information provided is for illustrative general use only and does not contain all qualification and automated underwriting approval requirements. Orrstown Bank reserves the right to change this information at any time. Meeting any of the criteria does not constitute a commitment to lend.

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Not a deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by the Bank. May go down in value. Securities, investment advisory services and other investment products are offered through Cetera Advisor Networks, LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.

Cetera Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.