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Are you looking for ways to pay off your mortgage in record time? Whether you’re a seasoned investor or buying your first home, an offset loan can help you reduce interest payments, save on tax and pay your mortgage off years ahead of schedule.

You’ve been dreaming of that new kitchen and ensuite bathroom for as long as you can remember, and now the time has come to put your plans in motion. But do you really have the budget to afford the works? Before you get started here are a few things to consider.

Buying your first home can be an exciting time and as a prospective first home owner you will naturally have many questions. So, before you dive in here are five more questions that are important to consider.