3 We've talked about how it's the busiest travel day of the year...and in just a couple days, the busiest SHOPPING weekend of the year will be here. If you're planning to head out, be prepared! The National Retail Federation says about 140-million people will shop this weekend, starting TOMORROW. Joe Krier, President of Krier Wealth Management is here to talk about the tendency of shoppers this year and what stores are bringing to the table.140 million is a good number how does that compare to last year? What are people likely to spend this year? What are the factors coming into play here? Spending Factors Consumer Confidence Politics Unemployment Gas Prices How is the storm expected to impact things? Shopping on-line has become Shopping on-line has become normal, what is going on there? With this being somewhat of a buyers market, how can shoppers take advantage of the situation? Retail Self Defense Plan Ahead - Newspaper Flyers Trust But Verify - Save Receipts Use Technology - Apps and On-line Shoppers should consider more than this weekend to get it done..??..?? Consumer confidence is better after the Gov't shutdown Consumers will shop on-line if they can't get out Black Friday/Cyber Monday - customer service kings are winning Coldest black Friday weekend Coldest black kings are winning customer service kings are winning Coldest black Friday weekend in 25 years 3 3 3 3

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