Mortgage Services

Navigating the world of mortgage rates can be tricky. Keeping track of your credit score, or where the market is is a lot of work. Finding a bank to work with can also be time consuming and slow.

Lumber One has an official financing partner to facilitate fulfilling our customer’s mortgage rates: One Mortgage, with locations in St. Cloud and Avon.

Assistance With Mortgage Rates

The One Mortgage team, led by Jon Kern, is a local mortgage company providing the lowest mortgage rates available in central Minnesota.

They work with clients one-on-one to ensure you find mortgage rates which are tailored specifically to your home and your life. By specializing in mortgages and construction loans, One Mortgage has an impressive amount of experience as well as a wide variety of loan packages which most local banks can’t beat.

At One Mortgage, they aren’t afraid to ask you the tough questions to get you not only the mortgage rates you qualify for, but the ones you can afford. This way, once your home is finished, you can enjoy it without having to worry about making your monthly payments.

Contact One Mortgage today for mortgage rates assistance by heading to their website, emailing them at kern@onemortgagemn.com or calling 320-257-0224.

Lumber One: Tough Bidders, Great Builders

At Lumber One, your project is our top concern. We operate based on honesty and integrity, have done so since 1962, and continue to strive to deliver an exceptional experience with every client. That’s why we encourage you to work with our trusted partner, Mortgage One, for your mortgage rates.

For more information about building your dream home, contact us today or visit one of our two convenient locations in central Minnesota: Avon and Cold Spring.

HOME PLANS

View our collection of Home Plans, or contact us and let the design experts at Lumber One help develop a custom plan to perfectly fit your needs.View Home Plans >

FOR SALE

See our new model homes for sale in Heritage Place (Sartell) and Stirling Waters (St. Cloud) neighborhoods. Click below for more details today!View Homes For Sale >

PHOTO GALLERY

Check out pictures of new homes, before and after photos of remodels and many other great examples of Lumber One’s work!Visit the Photo Gallery >

Everyone who visits our new home wants to know who built it. You can be sure we spread the Lumber One word!

Bill and Linda Crippes

Thanks to your knowledge on financing, our dream came true. You realized our financial situation and really bent over backward to help us. You deserve the name Lumber One, because you’re number one in planning, and more importantly, in the way you treat your customers.

The Grays

We recently moved into our second home built by Lumber One. Again, we received first-class service from start to finish. Lumber One has truly made building a pleasurable experience.

Mike and Renee Stoebe

Home Building Dream Comes True – We have been in our new home for several months now and would like to let you know how much we love it. We are very pleased we decided to build and even more pleased that we decided to have Lumber One make it all come true for us.

Robert and Dawn Witschen

Regrets after using a Cheap Builder – Unfortunately, I went with another builder that would build my house for me for a little less money. I should have realized the quality was going to suffer some if I did go with a cheaper builder. I found out afterwards that quality and the way a person is treated means more than saving a bit of money. My brother had you build his house in Avon, and he is very, very satisfied. You took good care of him during and most importantly after the sale. I really just wanted to let you know that people appreciate the good work you do. Best of luck to Lumber One. Thanks again.

Robert Koopmeiners

Thank you to everyone at Lumber One for all the hard work and dedication that went into building my home. I love it!