Financial institutions come to us with ‘specials’when they need to raise funds quickly.

We give our clients access to exclusive deals
that only last for a matter of hours.

Curve has over $6.2bn on deposit. See how our streamlined processes, efficient service and strong ethical approach to client service have got us to this point.

Our Services

Curve stands as an intermediary, or a conduit,
between an investor and an array of interest rate based investment solutions.

As we are independently owned, we can scour the market for the best investment opportunities, whether they be cash and term deposits, fixed rate bonds or floating rate notes. These opportunities are presented to you at no charge as the banking institutions pay us to find them funds.

Investment opportunities can be tailored to suit investment policies. As Curve deals in all terms and with credit rated entities ranging from AAA to unrated there is something for everyone.

TD Gateway is designed to bring our specialised fixed interest services to accountants and advisers. It’s designed to provide their clients with access to deposits and securities through a simple and streamlined process.

As an added service we have partnered with OFX to ensure our clients gain preferential treatment when transacting in foreign currencies.

How it all works

Total Deposit Growth – Quarterly

Cash & Term Deposits

Deposits can be placed as ‘cash’, providing access within a day or for a fixed term, hence ‘term deposit’.

They are usually placed with an Authorised Deposit-Taking Institution (ADI). All ADIs, whether they be a bank, building society or credit union are tightly regulated by the Australian Prudential Regulation Authority (APRA). Extra safety is provided through the depositor protection provisions of the Banking Act of 1959. This proclaims that depositors are paid out prior to other creditors. They are therefore a relatively safe form of investment.

Further security comes from the Financial Claims Scheme that guarantees up to $250,000 of a deposit per investment entity per ADI

Curve sources deposit rates from over 60 Banking Institutions finding the best rates across the whole credit spectrum from the AA- rated major banks to unrated Credit Unions.

Curve regularly accesses ‘special’ deposit rates for its clients when banking institutions are looking for extra funds. They value the access we can provide to our diverse client base and pay us, meaning our service is free to our clients.

When required Curve can negotiate for better rates on behalf of its clients.

Many institutions have paperwork laden deposit processes. Curve has worked with the deposit-takers and has developed systems and processes to save its clients from this burden. When paperwork is still required we fill it all out leaving you just to sign and email back.

Curve keeps our clients informed of regulatory and product developments that are likely to impact on investment options. These are currently being driven by the implementation of Basel III, particularly the Liquidity Coverage Ratio on January 1 2015.

Curve Securities can access a wide range of primary and secondary market fixed interest securities to provide our clients with a full range of interest rate investment options.

Whether your preference is to lock in a fixed rate or take advantage of the flexibility offered by a floating rate note, Curve can find a solution for you.

Again, there is no fee for this service as Curve factors in our revenue within the yield we secure for our clients. We scour the market for the best price to ensure our clients get the highest possible rate. The rate we show you is the rate you get.

Austraclear Proxy

Austraclear is an important settlement tool that should be made available to a wider range of participants in the Fixed Interest securities market. Curve aims to assist its clients to do just that through a Proxy Austraclear service.

To achieve this Curve directs its clients to independent Austraclear and back office treasury service provider etos. Information on their service can be found at etos.co.nz

Deposit with a wide range of banking institutions through Curve’s deposit gateway

TD Gateway

TD Gateway is designed to bring our specialised fixed interest services to accountants and advisers. This is to ensure their clients can have access to the best term deposits in the market through a simple and streamlined process.

The TD Gateway ensures an efficient and streamlined process.

Whether it is high interest savings accounts, term deposits, floating rate notes or bonds, TD Gateway takes care of paperwork and creates a one-stop shop for client cash and fixed interest needs.

The service is free to advisers and their clients and the sign on process is simple. Funds are placed directly with the bank, building society or credit union concerned > no funds are sent to Curve Securities.

This short efficient process allows advisers to maximise the time spent on the important things as opposed to wasting the day buried in paperwork and dealing with administrative nightmares.

International Payments

As an added service we have partnered with OFX to ensure our clients gain preferential treatment when transacting in foreign currencies. If you are transferring money offshore then you will save money due to the very competitive exchange rates and low transaction fees.

OFX have been assisting both individuals and businesses since 1998 and currently has more than 180,000 dealing clients globally. They have saved their clients over $100 million via reduced fees, better exchange rates and hedging tools.

Whether buying capital equipment overseas, repatriating funds, managing your offshore investments, making purchases from abroad or for any business requirements involving a currency conversion, just mention that you are a client of Curve Securities and you will:

Experience the highest level of customer service and real human contact from qualified and expert foreign exchange dealers

Manage the risks of a volatile market with foreign exchange products such as Forward Contracts and Limit Orders that can be both easy to use and understand with OFX

No account set-up or ongoing fees to open an OFX dealing account

To speak to one of their accredited dealers about your foreign exchange requirements call +612 8667 8090 (1300 300 424 in Australia; 0207 614 4195 in the UK; 1855 680 0745 in Canada or 0800 161 868 in NZ) or register online. Registering with them is FREE and you can view their live dealing rates immediately. Alternatively, you can contact Tim Bentley directly on +61 2 8667 8055 or Tim.Bentley@ofx.com

OFX has been operating since 1998 and currently has more than 180,000 dealing clients globally. An ASX listed company, OFX process over 50,000 deals monthly and has an annual turnover of more than AUD 12 billion. OFX has an Australian Financial Services Licence, issued by the Australian Securities and Investments Commission (ASIC) Licence Number 226 484.

Curve Securities: We elevate performance

DISCLAIMER
This website is not intended to imply a recommendation or otherwise constitute advice in relation to financial products. It does not take into account your investment objectives, financial situation or particular needs. Before acting on any information you obtain from this website you need to consider the appropriateness of the information in lieu of your investment objectives, financial situation or needs.