We all know we probably should prepare a budget and try balancing it. Yet, according to Gallup in a new poll released just last week, only one third of Americans actually prepare a detailed household budget. Even fewer prepare a long-term financial plan outlining their savings and investment goals in detail.It's as if we're missing the secret ingredient, a magical technique that will somehow make it all work.The Church has seen a lot of training on the topic of finances in the last few … [Read more...]