There isn't a much scarier thought than having your personal or banking information stolen. It doesn't even feel safe to go to the grocery store anymore with all of the data breaches that have been discovered recently.

Keeping your credit card details safe is getting harder and harder. Cybercriminals are trying to steal your information no matter where you use your card. In the last year, we've seen attacks on restaurants, retail stores, hotels and even hospitals.

In the past, point-of-sale malware was limited to retail locations with registers hardwired with Verifone type data terminals. That has recently changed. Now that POS software is available on the cloud and can be accessed with mobile gadgets, having your information stolen is a greater risk.

Lightspeed, a company that operates a cloud-based service and has nearly 40,000 business clients, was recently breached. Lightspeed's central database that used to store client information was attacked. Information on products, sales and encrypted passwords used by clients to log into the system were exposed.

Even some consumers' electronic signatures that went through the POS software was accessed. Lightspeed reps say that since they don't store credit card data, no cardholder information was stolen during this incident. Clients have been notified of the breach and are being urged to change their passwords.

Cybercriminals target point-of-sale systems because they could lead to accessing hundreds of retails stores. Lightspeed is responding to this breach by limiting personal access to its sensitive data and production infrastructure. They are also implementing a better security system that will detect more state-of-the-art attacks.