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Pay Monthly deals on Mobile Phones

A pay monthly plan gives you a new smartphone for free, or at a reduced cost, and you get an allowance of calls, texts and data each month. It’s a popular option across the UK, as it makes the new phone affordable, and you can benefit from high-speed 4G for internet on the go.

Mobile Phones offers a comprehensive list of pay monthly deals, so you can easily browse what’s currently on the market, and choose something ideally suited to you and your usage habits.

Compare pay monthly plans

With so many tariffs available from a wide range of networks, it’s much easier to simply set a few and filters and compare pay monthly plans. Mobile Phones lets you pick a network or manufacturer, and specify your preferred allowances, along with contract length, and there are options to include resellers or refurbished phones.

If you pick a certain phone then you can browse a clear, concise list of deals available alongside it, and, as we are an impartial, unbiased and accurate resource, you can trust that you’re seeing honest results. You can check upfront prices for new phones, as well as the monthly price, and once you’ve found something you like you can follow the link to get set up directly with the network of your choice.

Brand new smartphones

Whether you’re a slave to Samsung, an Apple anorak or a lover of all things LG, Mobile Phones provides deals and offers on the latest releases from leading manufacturers. As soon as we have the deals available for a new smartphone or tablet, they will be added to our site, along with a detailed FAQ-style review from our in-house team.

Pay monthly deals are great for getting a new smartphone because the actual cost of the phone is included as part of your monthly payment. You can find yourself with a phone worth £500, and only pay £20 upfront; better yet, you could get it for free upfront, depending on the network.

If you're interested in just getting a pay monthly tariff on a SIM without that additional monthly cost of paying off a new phone, then you’re looking for SIM Only!

Calls, texts and data

As part of a pay monthly deal, you can get an allowance of calls, texts and data each month. It’s essential that, when you’re choosing your deal, you are honest with yourself about your usage; otherwise you’ll just go over the limits set in place and end up paying extra charges.

The great thing about pay monthly is that you can get generous allowances for a good price, and when you compare phone plans you’ll be able to see exactly what you can get. Remember to use our filters to see prices for specific amounts of calls, texts and data each month.

Choice of networks

There are loads of networks now operating in the UK, with a number of them piggybacking one of the big names in order to provide a virtual network. This means you share in the extensive coverage provided by the actual network operator, even though you aren’t a customer of theirs. There’s no right or wrong answer when it comes to networks, but you just need to choose a tariff that will cover your usage and provide the right value for money.

Our comparison table will show you what’s on the market at similar price points, so you can easily see which network is currently offering the best value alongside a certain phone. Prices and tariffs change, and it is a hugely competitive market, so if you are coming up to the end of your contract, it’s worth checking what’s available and then re-checking, just to see if anything has changed.

Pay monthly contract length

Most pay monthly contracts are 24 months, as this allows you enough time to pay off the phone as well as continue to pay the plan price. You won’t usually have the two prices detailed separately, as it unnecessarily complicates things. It all comes as one price and you just pay that every month for two years.

You’ll also be offered the chance to upgrade early, around 22 months in, and this is a way for the network to retain you, instead of losing you to another network offering something more competitive. Even if you are offered a good retention deal, it is worth comparing what’s on offer, so you can see if another network will work out as better value.