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This information is provided as guidance and illustrative purposes only and does not constitute legal or financial advice. We are not liable or bound legally for any answers provided to any business user for our process or position on an issue. If you have further legal or compliance questions for your company, please seek legal advice from Counsel or financial advice from a professional adviser. This information may change from time to time and at any time without notification. The most current information will be updated periodically and posted in the online forum. Use of this information is permitted for business users and is not intended for use by the general public or consumers. Not licensed for lending activities in any of the U.S. territories. Not authorized to originate loans in the State of New York.