The damage to my vehicle was minor but I was hurt pretty badly. Is this going to affect my settlement?

Though the insurance companies like to claim that a person couldn’t possibly have been seriously injured if there is little to know property damage, your level of injury is a question for your doctors, not for the insurance adjusters. With today’s technology, often cars don’t show a lot of damage even in cases involving high-speed impacts. Don’t let the insurance companies take advantage of that fact and not pay you what you deserve for the pain and suffering you've endured with your injuries.