Buying a home is one of the largest financial purchases you will likely ever make. For that reason, the helpful staff at CFSB are by your side from start to finish — offering educational guidance and experience in the Western Kentucky real estate market. We work very closely with you to solidify rates and terms that you feel comfortable with. And unlike some far-off lender, we take the time to get to know your unique needs and handle all decision-making locally.

Details

Competitively low rates for home purchase or refinance

Available for primary residence, second homes, vacation homes, or investment properties

A wide range of financing programs available:

Fixed rate mortgages

Adjustable rate mortgages (ARMs)

USDA Loans

And more!

Budget-friendly repayment terms, unique to your situation

Free pre-approval for extra confidence when it comes to securing financing

Refinance your current home to potentially lower your rate

Helpful loan advisors with working knowledge of the Western Kentucky real estate market

Customized, friendly service from our experienced lending team

Construction Loans

We can provide financing to help you take your dream home from paper plans to reality. Our experienced CFSB lending team understands the construction loan process and will advise you every step of the way. We can even combine your construction with your mortgage loan so you only pay closing costs once.

Flexible financing and a range of terms available

Construction can be converted into permanent financing upon completion

Saves time and money

Security to better plan your future

Service catered to your specific needs

Helpful loan advisors with working knowledge of the Western Kentucky real estate market