E-Commerce :

Al Rajhi Bank seeks to always provide its clients with new innovative banking products using the best technologies available in the market. We are aware that the market consists largely of youth, which represent over 60% of the total population. Hence the urgent need to set up a separate e-shop in each establishment.

And since Al Rajhi is considered the largest facility providing personal banking services (with more than 6 million personal clients) in KSA, it realizes its responsibility to provide the safest infrastructure and payment mechanisms to fulfill the requirements of all types of personal e-shops.

Al Rajhi Bank offers electronic payment solutions to ensure that each Your Products/Services client is able to shop online.

SADAD Payment System (SADAD Account).

Online Payment (Visa, MasterCard).

E-Commerce is one of the fastest growing sectors, with a total electronic commercial transactions value in the KSA in 2015 of 1,500,000,000 SAR and an annual growth rate of 30% of trade volume.

Types of Online Payment

A service that allows merchants to receive payments through credit cards issued around the world. The Online Payment Gateway is secure; Al Rajhi uses fraud prevention software to provide its clients with a safe trade environment

Payment through the Online Payment Gateway starts when the beneficiary inserts credit card information in the payment page on the website. The card information is then sent to the bank that has issued the card to verify the data and remaining balance. If the information inserted by the beneficiary is correct, and the balance is enough, transaction proceeds. The merchant is then notified in order to complete the transaction. Time required to verify the information and balance and notify the merchant of the details does not exceed 5 seconds.

SADAD Safe Online Payment is a service provided by the Saudi Arabian Monetary Authority (SAMA) to enable merchants and beneficiaries to make online transactions safely and easily, and without the use of a credit card.

The process begins when the beneficiary signs in to their bank account through online channels and creates a SADAD Safe Online Payment Account. The beneficiary is then able to transfer a specific amount to the SADAD Safe Online Payment Account from their main account. If the client wishes to pay using the SADAD Safe Online Payment service on one of the trading websites incorporating the service, they will be asked to enter their SADAD Safe Online Payment Account username and password.

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Branches and ATM Locator

Our comprehensive coverage and reach enables us to serve you at a location close to you, wherever you may be.