Disability Insurance

Income replacement when facing time on the sidelines

Insure Your Paycheque

Protect Your Ability to Earn a Living

If you become disabled, your ability to earn income may be compromised, and your ability to pay bills or save for retirement may decline. The peace of mind that income protection can provide is available for professionals, business owners, business executives, and full-time, part-time or home-based workers. Whether you need to secure your main source of income or to supplement the coverage you receive from your employer or an association, we can help by providing a comprehensive and portable plan you can rely on throughout your working years.

Accidents and Illnesses are a fact of life. They could happen to anyone at any time. Be prepared for the unexpected.

Our Disability Insurance plans are designed to meet your income requirements, allowing you to concentrate on recovering and returning to an active life.

Personal Solutions

Whether you’re a professional, business owner, executive or employee, your financial advisor can tailor a plan to help meet your needs. Our advisors can help you identify the income you need to maintain your current standard of living if you can’t work because of a disability.

Business Solutions

As a business owner, you want to protect both your independence and profitability. We offer several types of insurance for business owners to reimburse certain business expenses, fund a buy-sell agreement or help hire a replacement for a disabled employee.

Did You Know?

1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.

The average length of a disability that lasts over 90 days is 2.9 years.

Both personal and business Disability Insurance solutions offer flexibility and features to help bridge the gap between income and expenses during a disability.

Have any questions? We Can Help!

Brown Benefits

Brown Benefits has been exclusively marketing the Chambers of Commerce Group Insurance Plan for over twenty years. As Group Benefit & Financial Service specialists, we thrive on engaging dialogue with those that we work with. We achieve sound solutions through collaboration & communication. Trusting relationships & outstanding service are at the forefront of our practice.