Re: Amex...What are my chances...

Search the board for "Oasis" there are lots of people who have paid amex charge offs and regained card membership. You want to have the deal in place before you pay them off that you will pay them off and they will give you an Optima card. If you don't want to go that route you might be able to get a Green charge card but in your case with the BK I would make arrangements for the guaranteed Optima card.

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