What products and services does CashNetUSA offer?

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Quick Answer

CashNetUSA offers short- and medium-term brokered loans to customers who need money quickly, according to CashNetUSA. Customers apply and receive their application decision online and may qualify for between $100 and $1,500 from third-party lenders. How much money is available depends on the applicant's qualifications and state of residence; CashNetUSA does not service every state.

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The credit service organization brokered payday loans are designed to be repaid at your next scheduled payday. CSO-brokered installment loans are repaid over a period of 4 to 12 months, according to CashNetUSA. Installment loans can also be repaid before the end of the loan term with no penalty.

Applicants must be at least 18 years old and be a U.S. citizen. Applicants must also prove that they have been employed for at least a month and have a valid checking account. Applicants will also have to read and agree to the terms set forth in the disclosure statement, credit services agreement and lender note. Approved customers receive their funds on the next business day.

CashNetUSA offers customers three repayment options, including paying the loan in full, refinancing the loan amount or partial payment. Paying the loan in full includes paying the principal, interest and all lender fees. Refinancing or taking advantage of the partial payment option may incur additional fees.