Auto Insurance

Current Rates, News & Information

A new offering from TransUnion reveals surprising details about consumer car insurance shopping habits via the Auto Insurance Shopping Index, which is a database that the credit rating agency sells to car insurance companies. By analyzing more thanÂ 430 million car insurance shopping transaction spanning four years (2009-2013), the report shows industry trends that might help […]

A California consumer advocacy group faces an uphill battle against aÂ recent court decision to approve Allstate Insurance’s application for special car insurance pricing programs in the form of discounts to “affinity groups.” These groups include individuals belonging to specific organizations, such as college alumni associations. Sacramentoâ€™s Consumer Watchdog advocacy group has had limited success in […]

All states carry some type of minimum auto insurance requirement, but this was not always the case. Since the 1970s, laws requiring drivers to carry insurance have eventually fallen into place in every state, including Arizona. Since then, inflation has more than doubled, while the amount of car insurance required has remained stagnant. Rep. Ethan […]

Pennsylvania is the next in a string of states enacting laws that allow drivers to use digital proof ofÂ car insuranceÂ coverage.Â The Insurance Journal reports that Gov. Tom Corbett signed Pennsylvaniaâ€™s law in December, which takes effect Feb. 21. Pennsylvania is one of 30 states that now permit electronic proof of insurance. Electronic Proof of Insurance Ditches […]

On Dec. 4, 2013, the Consumer Federation of America (CFA) defended a recent study during a conference call with theÂ National Association of Insurance Commissioners. The reportÂ showed that a strongly-regulated car insurance industry could save Americans an average of $35 million inÂ car insurance ratesÂ a year over 10 years. The group handled criticisms from the car insurance […]

TheÂ Insurance Institute for Highway Safety (IIHS)Â recently released its testing results for 2014 model-year cars, which must meet stricter standards to achieve the highestÂ vehicle safety ratings. Of those tested, only 22 models achieved this new testing standard. Owners of these safer cars are likely to experience savings on theirÂ car insurance ratesÂ because of the added safety features. […]

Some drivers assume they can let anyone drive their car and still be covered by the insurance company in the event of an accident. After all, the owner is still paying car insurance on the car. Unfortunately, insurance companies donâ€™t always see it that way. Hereâ€™s what you need to know about excluded drivers to […]

By comparing car insurance rates, drivers can get the best deal available, but they can also be getting a lot less than they think. Insurance companies can make policies look more enticing by offering incredibly cheap car insurance rates with hidden coverage gaps or added fees. Before moving forward with buying coverage, drivers who receive […]

A recent study by the Highway Loss Data Institute (HLDI) reveals that the number of teenage drivers have been on a steady decline for years. The study cites the depressed economy as the culprit for the trend, although some suspect that tougher licensing rules, easier communication through social media and generous parents willing to taxi […]

Thereâ€™s been a lot of hype lately about driverless cars. Some surveys suggest drivers could save 80Â percenton their insurance premiums, without offering any information to back up that claim. Until the vehicles come into widespread use, which could be decades away, no one really knows how much these cars can reduce car insurance rates. Crunching […]