If an extremely low rate is what you’re looking for, the Personal Choice Card is just right for you.

Manage Your Account Online

You can conveniently review your Visa transactions, payments, and statements in your online banking account. If you aren’t enrolled in online banking, you can continue to manage your account with Visa online card management.

Federally insured by NCUA. *APR=Annual Percentage Rate. 0% APR is on new purchases and balance transfers for 12 billing cycles. After that, the APR for the Premium Rewards Card will be 11.74% -18.00% and the APR for the Personal Choice Card will be 7.74% – 18.00%. The variable rate will be based on PFCU’s underwriting guidelines and your creditworthiness. The APR will vary with the market and is based on the Prime Rate. uChoose® Rewards Points will be earned starting with the first purchase you make with the Premium Rewards card. Rewards points will only be earned on purchases not balance transfers or cash advances. +100 statement credit will only be applied to Premium Rewards cardholders after stated requirements are met. All offers and terms are subject to change at any time. New members must open a savings account with a minimum deposit of $5 to begin their credit union membership.

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