To roll or not to roll, that is the question — at least when you’re changing companies or retiring.
Sometimes it’s a good idea to roll over your 401(k) to an IRA, and sometimes it's better left right where it is. In order to make that decision, you need to weigh what is important to you.
Here are some options when you change employers or retire:
Leave your funds in your former employer's plan - if available or permitted (not always allowed by every plan and every employer[...]
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Individual investors get lower returns than they should. According to a recent study by Jason Hsu of Research Affiliates and coauthors, even though the compound return on the S&P 500 was 8.97% per year from 1991-2013, the average stock mutual fund investor earned only 6.87%, a full 210 basis points per year lower. Other studies have found similar results, and the same pattern has been shown for investors in bond mutual funds. The return shortfall earned by the average investor is due to predictable[...]
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Advisor Intelligence

In the last trading lesson, Tell Tale Signs of a Correction, I explained how combining the analysis of the weekly and daily A/D lines can warn you in advance of sharp, double digit corrections.
At the time of the original article, I pointed out that there were no signs of such a significant correction but pointed out that a good trader or investor should always be on the lookout for the warning signs. Since then, most of the major averages have made further new all time highs.
Now, the warning[...]
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Thomas Forester: The Forester Value Fund's been around since 1999 and it's designed for investors who are seeking capital appreciation but whose priority is downside protection. As of February 6, 2015, our 15 year record has beaten the S&P 500 with much less risk.
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