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Citations and Data Attribution

The following guidelines set forth the rules for the use for all S&P Global Market Intelligence Information in all media:

All Information provided by S&P Global Market Intelligence, in any form, is proprietary to S&P Global Market Intelligence and is protected by U.S. and international laws governing intellectual property.

Commercial use of the Information is prohibited without our express written permission.

All citations must be limited in scope. Reproduction of substantial portions of Information contained in this report is prohibited.

CITATION AND DATA ATTRIBUTION GUIDANCE

All citations of Information in the financial institutions, insurance, real estate, and commodities sectors must be sourced to S&P Global Market Intelligence.

All citations of Information in the technology, media, and telecommunications sector must be sourced to Kagan, a media research group within S&P Global Market Intelligence.

All citations of Information authored by Regulatory Research Associates (RRA) must be sourced to Regulatory Research Associates, a group within S&P Global Market Intelligence.

All citations where S&P Global Market Intelligence is the engine used for financial calculations may be attributed as:

Calculated by S&P Global Market Intelligence

Analytics provided by S&P Global Market Intelligence

Data and analytics provided by S&P Global Market Intelligence

Any derivative analysis should cite S&P Global Market Intelligence as the source of the data but should make explicit that S&P Global Market Intelligence is not the source of the analysis.

Commercial content found on our platforms should be sourced to both S&P Global Market Intelligence and the third-party data provider in accordance to the data supplier’s citation requirements. Please note that you are responsible for obtaining all required permissions from any third-party data suppliers prior to publication. Source: [Insert Third-Party Data Provider] via S&P Global Market Intelligence

S&P Global Market Intelligence reserves the right to change these guidelines at any time, without notice. These guidelines are for general informational purposes only, and S&P Global Market Intelligence reserves any and all rights to the Information including but not limited to the right to deny any and all uses of the Information.

If you are uncertain about whether a particular citation adheres to the S&P Global Market Intelligence Citation Policy, please contact S&P Global Market Intelligence’s Director of External Communications, Christina Twomey at 212.438.0967 or at Christina.Twomey@spglobal.com.