Full Project Financing and Leasing

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Flexible financing plans available for all businesses

We understand that most companies have different financing needs when it comes to acquiring our product(s). We are happy to offer the following financing options to help you acquire and finance our equipment.

LEASES AND LOANS

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○ True Lease – Operating Lease

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Also called a Fair Market Value Lease, a True Lease allows you to write off each lease payment as an operating expense. When the lease term is up, you will have the option to renew the lease, upgrade the equipment, purchase it at Fair Market Value, or send it back.

○ Capital Lease

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A Capital Lease is designed for you to own the equipment at the end of the payment period. We have created an easy way for you to purchase the equipment at the end of the term for just $1 (or $101, depending on your state tax laws).

○ Rental Agreement

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We have the ability to structure an agreement as a Rental. Choose the term that suits your needs, commence the agreement and simply rent the equipment or software. Rental Agreements are a great way to overcome budget constraints.

○ Equipment Finance Agreement

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EFA is a simple loan to your business that allows you to buy the equipment you need. Make your payments and at the end of your term, you are done. You chose what to finance including equipment, shipping, taxes, warranties etc.

○ Deferred Payments

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Our unique 90 or 180-Day Deferred Payment Plan gives your company 90 to 180 days to build cash flows before having to make monthly payments.

Business phone systems have come a long way over the past decade. New technologies like call forwarding to cell phones and advanced voice-activated voicemail capabilities make today’s office communications far different than just a few years ago. Phone systems of today also might tie in with computers, making “staying current” important to your business communications. ( VOIP systems ).

Innova Global understands how valuable your phone system is to your business, which is why we’ve become specialists in financing business phone systems. Whether the phone system is new or an upgrade, and whether it’s for one location or needs to be spread out over a dozen, Innova Global understands the need for the best phone system technology. This is why we offer a best of phone system financing options tailored to your specific needs. In addition, our easy application and quick approval will make financing a phone system as simple as pressing 1 to continue. Contact us today to learn more.

WHY LEASE?

Because leasing...

• Requires less money up front

• Permits soft cost financing

• Preserves bank credit lines

• Offers flexible payment options

• Allows upgrades and add-ons quickly and easily

• Protects against technological obsolescence

• Minimizes balance sheet liabilities

WHY INNOVA LEASING?

When you work with Marlin Leasing, you work with leasing professionals who are creative, responsive, resourceful,

Financing types

PBX Financing

A PBX phone system (or a private branch exchange as it’s also known) is a phone system network used within a company. PBX phone systems make calling a person within your organization easier since extensions are usually just two or three digits long. To make buying easier, offices look into PBX financing.

Phone Server Financing

A phone server allows your office to have an advanced phone system with different abilities. Such abilities can include voice mail, recording features, a voice prompt menu, and more. Depending on the options needed, they vary in expense from moderate to very expensive, so offices should look into phone server financing.

Voicemail Systems Financing

A voicemail system is your company’s voice when you or your employees aren’t able to answer. Voicemail allows for the efficient recording, storing and playback of messages. The cost depends on what options you want, but voicemail system financing through Crest Capital always helps reduce financial headaches.

Phone System Handset Financing

A phone system handset usually refers to non cellular phones. Phone system handsets are the traditional phones (both wired and wireless) you see in most offices. New, high quality handsets can make all the difference in your phone system. Any office wishing to offset the high price of new handsets should look into phone system handset financing.

VOIP Phone System Financing

A VOIP phone system is a specialized system that utilizes software to create an advanced phone system that runs from an internet server, thus minimizing the need for traditional phone service. The cost of VOIP phone systems run from moderate to very expensive so offices should look into VOIP phone system financing as an option.

Module Phone System Financing

A modular phone system is one that can be expanded and added to over time. Often incorporating software and the most modern of connections, these phone systems are perfect for growing companies. But they are expensive, so Crest Capital steps up exceptional modular phone system financing

Office equipment system and network cabling Financing

Office network cabling, infrastructure cabling and the equipment an office uses are usually an indicator of the efficiency and productivity of the office in question. From common office equipment and cabling / wiring like Ethernet cabling , network cabling , copiers, fax machines, and phone systems to office furniture to the computer system, it’s generally accepted that the better your equipment, the better your office will run. In short, people simply like working in clean, modern offices with quality equipment.

However, while definitely tied to profitability, office equipment usually isn’t a direct revenue producer, making the need to finance office equipment all the more important. By keeping costs as low as possible through smart financing, a company can afford better office equipment, and reap the benefits of a more efficient workplace, without a large monthly payment.

Benefits of Financing

100% financing

With financing, there are very little upfront costs. Zero to two month'spayments may be due at the start of the finance contract. And, you can cover soft costs such as installation and shipping. Conversely, a typical bank loan does not cover soft costs and may require as much as 10 - 20% down.

Tax and accounting benefits

The IRS does not consider Tax Leases (FMV, 10% Option,TRAC) to be a purchase, but rather a tax-deductible overhead expense. Therefore, you can lower your taxable income by deducting the lease payments. Non-tax ($1.00 Buyout, 10% PUT, SD=BO, EFA) are attractive to business owners who want the tax benefits of ownership - use of IRC 179, accelerated depreciation. Consult a tax advisor on the specific impact.

Balance sheet management

Because a Tax Lease is not considered a long-term debt orliability, it does not appear as debt on your financial statement - making you more attractive to banks by improving ROA due to a lower asset base.

Flexibility

Unlike loans, you can structure payments to meet your cash flow includingdeferred and seasonal payments. Convenient end of financing options exist too: purchase equipment, return equipment or renew the contract. If you need to terminate the finance contract, a buyout can be figured.

Upgrade technology

If your industry demands that you have the latest technology, financingcan lower obsolescence risk because you can upgrade or add equipment to meet your ever-changing needs. And, it’s simple with a Master Agreement!

Speed

Respond quickly to new opportunities with minimal red tape – less than a loan. Yourapplication can be approved promptly and you can have your equipment quickly.

Improved cash flow and forecasting

Lease payments are historically lower than loanpayments, conserving cash for other uses. With leasing, you know the amount and number of lease payments over the life of the lease, so you can accurately forecast cash requirements.