Policy requirements

Budget Travel Insurance - What You Need To Know

The insurance offered here is a budget cover designed to cover essential medical, hospital and evacuation / medical repatriation costs for most situations travellers are likely to encounter. It is not a comprehensive holiday insurance package nor does it offer some of the fancy and-ons such as public liability insurance which other policies do. Equally cover is offered at around one third to one half the price of the comprehensive policies. Please read the summary of cover below and the policy documents carefully before purchasing. Cover is non-refundable once purchased.

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Travel Insurance

Below is a brief overview of the terms and conditions of the insurance coverage offered by Fidelity Assurance and Reinsurance Co s.a.l. For full details you are advised to download a copy of the Insurance Terms and Conditions here. Also please note that, once purchased, the policy cannot be cancelled and no refunds will be made.

General Conditions

The Voyageur Plan provided by Fidelity is an assistance plan that covers and assists travelers anywhere in the world outside the USA, Canada, Japan & Australia in the event of a sudden illness or accident during journeys outside their country of permanent residence. It does not cover people under the age of 3 or over the age of 75 years, nor does it cover pre-existing medical conditions.

Limits of Coverage

Evacuation and/or Medical Repatriation

Up to USD 50,000*

Repatriation of Mortal Remains

Up to USD 50,000*

Medical Expenses and Hospitalisation

Up to USD 50,000*

Sea and Mountain Rescue

Up to USD 25,000*

(Note. * Total Medical related coverage is limited to USD 150,000 and the deductibles per claim are USD 100)

There are also a number of free services such as Travel Information, Referral to Medical Practitioners, Long Distance Medical Advice, and the Transmission of Urgent Messages to Family, plus limited coverage for flight delays.

How it Works

After confirmation of your booking from our side you will be able to login to your account, provide the necessary information for the insured persons (full names, date of birth, nationality, passport number) and download the Certificate of Coverage.

24x7 Call Center +420 2 9633 9623

In case of emergency, the first thing to do by the policyholder (or a person on his/her behalf) is to contact the Call Center within a maximum of 24 hours and obtain proper guidance.