Outrageous Black Friday Behavior

"My big push is always, have a plan, buy presents, but just start with a plan," said Storjohann.

Black Friday Lines Not Too Long

San Diego shoppers took part in Black Friday, hitting their favorite stores in pursuit of the ultimate bargain. Still, the lines out there weren't as long as one might expect. NBC 7's Megan Tevrizian reports. (Published Friday, Nov 29, 2013)

The founder of Workable Wealth says some of her clients don't really know how much they spent during the holiday season until the bills start arriving in January.

Storjohann says it is best to start with a list of people you are buying for and then put a dollar amount for each of those presents.

But she says there are more expenses to think about than just what goes under the tree.

"They should also have a budget for their holiday travel, for their holiday events and parties. There should be a long list of what your holiday expenses are," Storjohann explained.

But does creating a budget for everything take some of the fun out of shopping?