Resist The Urge To Splurge!

Avoiding instant gratification is one of the most important rules for sticking to a budget. Try implementing the 30-Day Rule — wait 30 days before making an expensive purchase to see if you still really need or want the item. Waiting a while can give you a better handle on whether the item is really worth the money.

If you notice a hole in the upper left-hand corner of your Farmers' Almanac, don't return it to the store! That hole isn't a defect; it's a part of history. Starting with the first edition of the Farmers' Almanac in 1818, readers used to nail holes into the corners to hang it up in their homes, barns, and outhouses (to provide both reading material and toilet paper). In 1919, the Almanac's publishers began pre-drilling holes in the corners to make it even easier for readers to keep all of that invaluable information (and paper) handy.