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Sunday, December 16, 2012

Today I decided I need to unsubscribe from all those emails
from retailers. I really don’t need them cluttering up my mailbox, screaming
“Buy Me” “ I am on sell”, if I am trying
to economize and reduce my spending.

This next year is about getting organized, not incurring any
new debt and paying off my car. My DH and I should also be paying off one of
our rental houses.

We do have a rather weird plan and instead of paying off the
home we live in (in California)
we want to have our “retirement” home paid for along with all of our income producing
rentals.

I doubt we will stay in California
after retirement and plan on selling the house we currently live in. We really only
have my DH’s sister living here in California,
everyone else is spread out around the US. My daughters are in Texas and the house we will pay off in 2013 is in Texas within 5 miles of
both of their homes!!

Back to unsubscribing for me!! Till next time ... Just for today, do not debt.

Wednesday, December 12, 2012

My two daughters (single moms) and I (married with thier brother still at home) have decided to start this blog about our journey to Financial Freedom. I read somewhere all you have to do, is just for today, do not incur any new debt. I am still struggling with paying cash for everything. I still have excellent credit and pay my credit cards in full each month., but wonder if I would spend less if I paid for everything in cash. I will start Financial Peace University on January 20, 2013 and will blog about my experiences. I am hoping my daughters will also be starting thier classes in January and will also post about thier struggles. Till next time ... Just for today, incur no new debt.