References to adaptive strategies are multiplying
in financial blogs, investment newsletters, and discussion boards dedicated
to retirement investment strategies. And as we show in this blog “Adaptive
Asset Allocation Comes of Age,” citing two new studies from Invesco and
TIAA, 401(k) participants and IRA investors are not only adapting–they
are outpacing those who don’t, reducing their risk of arriving at retirement
with insufficient funds.

We were pleased almost three years ago when Wall Street Journal columnist
Jason Zweig reviewed Compass Investors and a few other companies offering similar
services in
a column about adaptive strategies. While somewhat skeptical then, he had
to admit that “there seems to be little doubt” how our subscribers had fared—even
in the wake of 2008. With the increasing frequency of allusions to adaptive
strategies in the news, and major players like Invesco and TIAA making
regular comparisons between adaptive portfolio management and more traditional
models, it is time for both individual investors and plan sponsors alike
to consider how to incorporate adaptive style investing into their current retirement
saving strategy.

Investors saving for retirement are losing patience with passive target date
funds, which have languished over the last decade. But as hundreds of our subscribers
have found, we are here to help, having guided them to adapt their investments
with the market, and averaging over 12% annual investment return since 1997.

If an adaptive asset allocation
investing service such as HORIZON™ is not yet available
at your company, or if there is someone you know who could benefit from consistent
and effective investment analysis,
contact us to investigate
the possibilities.