Get an unsecured loan you can use for any purpose you wish. We have access to loans of up to £25,000 and as little as £1000. And the great thing about personal loans is that you don't have to own your home nor have perfect credit.

If you own your home then a secured homeowner loan allows you to borrow against the equity in your home. Often you can borrow more and at lower rates than with a unsecured personal loan. The average loan amount borrowed is around £25k to £30k, but we have lenders who could offer you much more (subject to your circumstances).

Guarantor Loans

Back to Back Loans

Lender Snapshot

Your guarantor does not have to be a homeowner. You do not have to have perfect credit. Early repayments are acceptable to reduce the overall cost of the loan. No penalty for doing this. A possible alternative to a payday loan. It may be possible to borrow up to £750.

Lender Summary

Back to Back Loans started lending small value guarantor loans in the first half of 2012 under the name Quick Cash Club. It was started by, amongst other people, the person who used to run FLM Quick at the Richmond Group. So Back to Back Loans has the knowledge and the experience of providing small cash loans quickly and efficiently. Their application process is transparent and fast. If you only need a small loan then it is certainly worth considering them.

The small cash loans that Back to Back Loans issue are a good alternative to traditional payday loans. They offer repayment terms of 6, 9 12 or 24 months with the ability to repay the loan earlier with no penalty incurred. This is great if you suddenly discover you are able to do this (e.g. suddenly receive a windfall) as it will reduce the overall cost of the loan. And this is certainly something we would always recommend you do if you can.

User Ratings & Reviews

Back to Back Loans has a rating of4.5 out of 5 based on 74 ratings & 5 user reviews.

Most recent customer review

Back to Back Loans★★★★★business

I'll never use payday loans again, not since I discovered these guys. I think their rates are pretty competitive, but the best thing about them was they were quick to deal with my application.

Review by: Nick D, April 15, 2015

Our opinion

There's no doubt in our mind that Back to Back's small cash loan offer is worth considering if you would otherwise be using a payday loan. With an representative APR% considerably less than a payday loan and the ability to repay the loan early to reduce your interest costs you could be much better off. You have to provide a guarantor but they don't have to be a homeowner. It opens up greatly the options for you. If you do need a small cash loan of up to £750 then you should seriously consider using them. You can get your cash within 2 hours of applying for it.

Regulatory Information

Back to Back Loans is a trading style of Chandler Hart Ltd. Registered in the UK number 7653377. Registered Address: Unit 1c, Riparian Way, The Crossings Business Park, Cross Hills, Keighley, West Yorkshire, BD20 7AA

Our Direct Lenders:

Online Service

When it comes to getting you your guarantor loan our online service is second to none. In fact Solution-Loans.co.uk has scored4.6 out of 5 based on 198 ratings & 31 user reviews for its guarantor loans service.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

MISSING PAYMENTS ON A LOAN WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE

Correspondence Address: PO Box 414, Reigate, Surrey, RH2 2DN.

Solution Loans is a licensed credit broker and not a lender. Nothing on this website constitutes financial advice. If you need financial advice you should speak to a qualified financial advisor. This website provides information only. The choice of product is yours and your alone. As a broker we process the information you provide us and we may pass this onto our trusted third party lenders and brokers. All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to affordability. § Visit how we earn revenue for more information.