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The New York bank inherited many of the loans as part of its September purchase of a failed competitor, Washington Mutual Inc. (NYSE:WM), and its move will cover as many as 400,000 borrowers. J.P. Morgan said Friday the borrowers will be moved into loans carrying lower interest rates, smaller principal amounts or other more-affordable terms, The Wall Street Journal reported.

The move came shortly after the bank received a $25 billion capital infusion from the U.S. Treasury's program to strengthen financial institutions and get credit flowing.

"Our goal in doing this was to come up with something that we think will lead the industry in helping as much as possible on this issue," said J.P. Morgan executive Charles Scharf.

John Taylor, chief executive of the National Community Reinvestment Coalition, said the action was "a gutsy move on their part. They are bending over backward to try to reach out to these people."

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A stay at home online college degree is the newest trend in alternative educational options. Also known as distance learning, options in online education are being acted on by people from all over the world who are looking to advance their education. And it’s never been easier to join the growing class of stay at home online college degree.
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Whether you’re interested in just getting your GED or obtaining your MBA from an accredited university, your choices in adult education have replicated in the past five years with the advent of internet education and will likely continue to grow as more colleges, universities, graduate schools, and trade schools begin offering distance learning classes online.