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Individual health insurance in California Blue Shield !?

Submitted : 2018-02-22 02:15:18 Popularity:

I am currently enrolled under affordable care act in State of Nevada , I have serve scoliosis which needs immediate surgery ,However my insurance under ACA only works with only one surgeon which I am really scared to do my surgery with him , I have seen a

Answers:No new insurance policy is going to pay for a surgery that you already have diagnosed as needing. Also, major services are never covered as soon as you get the policy. You would likely have to be on that policy for a full year or two years before you would qualify for coverage of a major surgery. And, since you are unemployed, how would pay for a private plan? Do you have a lot of savings? If you do, you should just go ahead and pay for the surgery, privately. If you don't have a lot of savings, then you can't afford to cover a new policy for a year or two. Private policies are expensive, a lot more than group policies through an employer.
You are not covered in California unless you live here. It goes by each state. Unless the plan you have in Nevada has out of network doctors in California, you are not covered here. There is no denial for pre-conditions at all.
keep looking at each and see which will cover what you need
You'd have to wait until open enrollment which starts coverage in January 2019.
You can't get insurance from Blue Shield California if you don't live in California.

In you live in Nevada, then Blue Shield California can't deny you based on preexisting conditions, because they have to deny you based on not living in California.

If you really want to get California health insurance, then you have to move to California first, before you try to get the insurance.