When the iPhone 5S was released today, Apple vice president Phil Schiller hailed it as “the most forward-thinking” phone the company has yet created. Yet many Apple devotees remain loyal to their original 2007 iPhones. Find out why, in today’s Personal Finance pages.

Plus, see why a growing number of hotel guests are getting groceries delivered instead of room service, read about how post-crash consumer-protection laws aren’t successfully preventing lenders from offering risky adjustable-rate mortgages, and find out why taking the advice offered by your 401(k) plan provider might not be in your best interest.

Hotel room service in 2013: A bag of groceries

Some Apple fans stick with original 2007 iPhone

When Apple CEO Tim Cook unveils the iPhone 5S today, he’ll no doubt proclaim the device the company’s greatest achievement. But rather than partake in the annual upgrade rite, some Apple devotees remain loyal to their original 2007 iPhones. Some Apple fans stick with original 2007 iPhone

Why new mortgage rules may fail borrowers

10 snapshots from Apple’s latest iPhone launch

Apple’s new iPhone 5S, introduced Tuesday at a high-wattage event in Cupertino, Calif., will feature touch ID, using fingerprint recognition built into the control button to avoid repeatedly having to enter numerical Apple IDs to make app and song purchases. 10 snapshots from Apple’s latest iPhone launch

10 things your personal trainer won’t tell you

Once reserved for the wealthy, personal trainers are now a must-have for the sweating masses. Today 91% of the members of full-service health clubs offer training services, and some 6.4 million Americans are currently signed up for sessions. Here’s what all of those personal trainers won’t tell you. 10 things your personal trainer won’t tell you

4 things you don’t know about 529 plans

Tax-favored Section 529 college savings plans have been around long enough that some folks are now taking withdrawals. Qualified withdrawals are always federal-income-tax-free and usually state-income-tax-free too. However, the full story on withdrawals is complicated. Here are the four most important things to know. 4 things you don’t know about 529 plans

China industrial, retail data beat forecasts

INVESTING

Apple attacks two key markets

Apple Chief Executive Tim Cook went after the company’s two most important markets aggressively on Tuesday, providing a cheaper iPhone for developing markets and a more powerful one for high-end buyers. Apple attacks two key markets

Four lessons Joe Granville taught us

Joe Granville — the famous and infamous newsletter editor of the last half century who died earlier this week at the age of 90 — had a disastrously poor track record, writes Mark Hulbert. But there are still things we can learn from him. Four lessons Joe Granville taught us

Dome theaters need Silicon Valley champion

Three large-domed movie theaters built to showcase an early version of wide-screen projection technology in the 1960s in San Jose, Calif., need a Silicon Valley champion to give the quirky buildings their own happy ending. Dome theaters need Silicon Valley champion

Getting booted from Dow a blessing

And the next Fed head is ...

Does it really matter who chairs the Federal Reserve? Assuming he or she is qualified...the answer is no, writes Irwin Kellner. And the next Fed head is ...

Get ready for stagflation

Our future looks increasingly as though it could be characterized by a stagnant economy with high unemployment and inflation. And that’s exactly what the U.S. experienced between 1966 and 1981, and though history doesn’t exactly repeat—it does rhyme, as Mark Twain famously once said. It’s therefore important to review how did various asset classes performed over that period. Get ready for stagflation

Silicon Valley: Dome cinemas need you

Three large domed movie theaters that were the tech leaders of their time are slated to be torn down. See photos of Silicon Valley’s spaceship inspired cinemas. Silicon Valley: Dome cinemas need you

The case for actively managed growth-stock funds

Tale of two giants: China and India

Both India and China missed two golden opportunities to address their problems, writes Andy Xie in a commentary for Caixin Online. Will they act before it’s too late? Tale of two giants: China and India

Mortgage Rates

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