The WPS Financial Group, one of Wales' biggest financial advisory groups, has welcomed new changes to pension rules, which make it easier and more tax-efficient to transfer pensions after death. The changes, announced by Chancellor George Osborn this week, are partly designed to make pensions even more attractive to savers on the basis they can [...]

The death of a loved one can mean extreme upset and turmoil to family life. Should this unfortunate event happen, life assurance can remove any immediate financial worries for your family. Life assurance is designed to provide for your financial dependents in the event of your death. There are many reasons that life assurance may [...]

A local young footballer has thanked a local firm of independent financial advisers for helping him achieve his dream – of representing Wales. SIP Wealth Management, a specialist practice of Independent Financial Advisers with branches in Mumbles and Swansea, has sponsored Jesse Howes, a 16-year old student and promising footballer from Gowerton Comprehensive School, for [...]

Many have welcomed the UK government’s recent changes to pension rules which, in a nutshell, make pension funds more accessible and empower individuals to make their own choices about how they invest or spend their hard-earned funds. Once thoughts of lavish holidays and new cars, which might suddenly seem affordable, have passed, we are finding [...]

Have you ever considered what happens if one of your business partners falls seriously ill or dies unexpectedly? Their shareholding in the company will normally pass to their partner or children. This means you either end up with uninformed shareholders suddenly having a say in the business…or, you will need to buy them out. According [...]

Self-invested personal pension funds (SIPPs) are a rapidly growing but still often misunderstood concept within the world of pensions. Yet they are a fantastic innovation that can be used to easily and legitimately invest in a wide range of commercial ventures, boosting the value of that fund. Individuals especially within the business world may be [...]

SIP Wealth Management, the Swansea-based Chartered Financial Advisers that is part of the WPS Financial Group, has warned diligent pension savers to take action now to avoid being caught by changes to the lifetime allowance on pensions that could leave them with a hefty tax bill. From April 2014, the UK government is reducing the [...]

WPS Financial Group, the group that owns Swansea-based Chartered Financial Advisers SIP Wealth Management, has hired a Compliance and Operations Director in a move designed to cement its position as one of Wales’ biggest and most successful financial advisory groups. Andrew Boyt has 33 years’ experience working in the wholesale financial services arena. He is [...]

For those of you that have fallen foul of costly inheritance tax rules in the past, a recent ruling by the UK Treasury will be of great interest. There are more than 1,000 companies listed on AIM (Alternative Investment Market) and all will now be eligible for direct ISA investment. The changes provide savers with [...]

The warm weather of late has meant business for many parts of the local tourism industry has been booming. When the sky is blue and the sea is warm, there is no better place to enjoy such a holiday and the owners of campsites, hotels, B&Bs and other businesses have been reaping the rewards. Some [...]

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SIP Wealth Management is a trading style of Self Invested Portfolios Ltd (FCA No: 593651) which is an appointed representative of WPS Financial Group Ltd (FCA No. 583474) which is authorised and regulated by the Financial Conduct Authority in the conduct of investment business. The FCA does not regulate all forms of the products or services we provide.The guidance and advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.