Experian - Credit Report
4+

Monthly credit report & alerts

Screenshots

Description

Access your interactive Experian Credit Report anytime, anywhere – absolutely free! Checking your own report doesn’t hurt your credit and there’s no credit card required. Your free Experian Credit Report is automatically updated every 30 days when you sign in, so your credit information is always at your fingertips. See where you stand and interact with your credit in a completely reimagined way. You’ll also get notifications on your iPhone or iPad when key updates to your credit report are detected.

Download the new, free Experian app today, and get the fast, anytime access to truly understand your credit! Available on iPhone or iPad devices.

KEY FEATURES:

CREDIT REPORTS• View your Experian Credit Report and better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records.• Your Experian Credit Report will automatically be updated every 30 days, when you sign in.

CREDIT MONITORING & ALERTS• We monitor changes to your credit profile like when a new credit account is opened in your name or when an inquiry appears on your credit report.• We’ll send you a push notification, so you can view these alerts directly on your device.

CREDIT AT-A-GLANCE• Easily monitor your credit and see a breakdown of your accounts in a fun new way.• See how your credit usage impacts your credit by keeping track of how much you spend and how much debt you have, in the Credit and Debt Summary section.

PERSONALIZED CREDIT CARDS*• Using Experian's credit data and smart analytics, we'll help analyze your individual credit situation and find the right credit cards matched for you from our trusted network of partners.

Q: What if I already have an account through freecreditreport.com, freecreditscore.com or or Experian CreditWorks account?A: If you already have an account through one of these domains, just sign in with your existing username and password to start using the app.

SUBSCRIPTIONSExperian CreditWorks subscriptions purchased through the app will be charged to your iTunes account and will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscriptions or to disable auto-renewal, after purchase, go to your iTunes account settings. Experian CreditWorks subscription is $19.99/month.

ABOUT EXPERIANExperian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S.

What's New

Version History

2.0.5

2.0.4

2.0.3

Oct 27, 2017

• Bug fixes and other minor updates• Optimized for iOS11

2.0.2

Oct 5, 2017

• Bug fixes and other minor updates

2.0.1

Sep 22, 2017

• Bug fixes and other minor updates

2.0.0

Sep 18, 2017

• New personalized credit card offers! Using Experian’s credit data and smart analytics, we'll help find the right credit cards matched for you from our trusted network of partners• App gets a refresh with some styling updates• Bug fixes and other minor updates

1.3.0

1.2.1

1.2.0

• You can now upgrade to Experian CreditWorks℠ to get your Experian FICO® Score refreshed daily, plus FICO® Score simulator, score history and tracking, enhanced credit monitoring and alerts• Security and accessibility improvements• Bug fixes and other minor updates

1.1.1

Sep 19, 2016

- iOS 10 Support- Accessibility Improvements- Bug fixes

Note: if you are an Experian Credit Tracker member, please be sure to grab the Credit Tracker app: https://itunes.apple.com/us/app/credit-tracker-member-access/id965030252

1.1.0

Aug 11, 2016

Note: if you are an Experian Credit Tracker member, please be sure to grab the Credit Tracker app: https://itunes.apple.com/us/app/credit-tracker-member-access/id965030252

- Bug fixes- Updates for Experian CreditWorks members

1.0.5

Jul 14, 2016

Note: if you are an Experian Credit Tracker member, please be sure to grab the Credit Tracker app: https://itunes.apple.com/us/app/credit-tracker-member-access/id965030252

- Stability improvements and bug fixes

Mar 8, 2018

Version 2.0.5

• Bug fixes and other minor updates

Ratings and Reviews

4.2 out of 5

490 Ratings

490 Ratings

DONT DO IT TOTAL SCAM

Mar 9, 2018

Paradigm8472

So I tried to get my “free” credit report, only to be told that I would have to pay $1 and sign up for an “easy to cancel” trial period to see my score, which in turn signs you up for an automatically recurring monthly fee. So, I’m waiting for a confirmation email that I’m sure will have a link to cancel my free trial. NOPE, no email. I go back into the app and nowhere in it is there a place to cancel- you must call their customer service line. After being told it would be a 45 minute wait, I was on hold for AN HOUR AND A HALF when it DISCONNECTED ME. I don’t have all day to sit on the phone so now I’m going to get charged for this service I don’t want on my credit card, which I will be disputing with my card company.

It is unbelievable that a company billing themselves as helping your credit is running a scam like this. I will be sharing this story on every social media platform and telling everyone I know DO NOT USE THIS SERVICE.

DONT DO IT TOTAL SCAM

Mar 9, 2018

Paradigm8472

So I tried to get my “free” credit report, only to be told that I would have to pay $1 and sign up for an “easy to cancel” trial period to see my score, which in turn signs you up for an automatically recurring monthly fee. So, I’m waiting for a confirmation email that I’m sure will have a link to cancel my free trial. NOPE, no email. I go back into the app and nowhere in it is there a place to cancel- you must call their customer service line. After being told it would be a 45 minute wait, I was on hold for AN HOUR AND A HALF when it DISCONNECTED ME. I don’t have all day to sit on the phone so now I’m going to get charged for this service I don’t want on my credit card, which I will be disputing with my card company.

It is unbelievable that a company billing themselves as helping your credit is running a scam like this. I will be sharing this story on every social media platform and telling everyone I know DO NOT USE THIS SERVICE.

Credit History Hidden No More

Oct 20, 2017

Sanman 59

Credit Bureaus used to be a very clandestine group. Thanks to Experian and their willingness to be more customer friendly, it is refreshing to be able to see ones credit score and credit history in real time. Costly credit reports and Delayed credit scores are now a thing of the past thanks to Experian. Their app is a must for anyone that wishes to be informed of their credit history. Thank you Experian!

Credit History Hidden No More

Oct 20, 2017

Sanman 59

Credit Bureaus used to be a very clandestine group. Thanks to Experian and their willingness to be more customer friendly, it is refreshing to be able to see ones credit score and credit history in real time. Costly credit reports and Delayed credit scores are now a thing of the past thanks to Experian. Their app is a must for anyone that wishes to be informed of their credit history. Thank you Experian!

Score Doesn’t Update with Report

Dec 10, 2017

Bobbyjj1

Although the Experian credit report updates weekly, the FICO 8 score doesn’t update as often. After numerous positive changes to my credit report posted, the score didn’t budge. When I checked my Discover Score Card, which is also powered by Experian, I found a considerable difference in FICO 8 scores. It would be nice if they’d tell how often the score updates. Still, this is a very helpful app to use as a supplement to Credit Karma, which provides information from TransUnion and Equifax.

Score Doesn’t Update with Report

Dec 10, 2017

Bobbyjj1

Although the Experian credit report updates weekly, the FICO 8 score doesn’t update as often. After numerous positive changes to my credit report posted, the score didn’t budge. When I checked my Discover Score Card, which is also powered by Experian, I found a considerable difference in FICO 8 scores. It would be nice if they’d tell how often the score updates. Still, this is a very helpful app to use as a supplement to Credit Karma, which provides information from TransUnion and Equifax.