mobile paymentshttp://www.maclife.com/taxonomy/term/12513/all
enMorning Report: App Santa Savings, Apple Russian Chaos, Samsung Eyes LoopPayhttp://www.maclife.com/article/news/morning_report_app_santa_savings_apple_russian_chaos_samsung_eyes_looppay
<!--paging_filter--><p><img src="/files/u220903/app_santa_2014_620px.png" alt="App Santa 2014" width="620" height="300" /></p><p>Our Wednesday Morning Report has some bad news for Apple buyers in Russia, who won't be able to purchase their favorite products from Cupertino's online store until further notice. We've also got potentially good news for mobile payment provider LoopPay, and big savings for everyone as App Santa kicks off big app savings for the holidays.</p><h3>App Santa Arrives with Up to 60 Percent Off Savings</h3><p>Ho, ho, ho! Just in time for the Christmas holiday next week, Realmac Software has announced the lineup for this year's&nbsp;<a href="http://appsanta.co/" target="_blank">App Santa</a>, an annual event focusing on independent developers that offers big savings on some of the best Mac and iOS apps around. This year's event kicked off Tuesday, December 16 and runs through December 27, with up to 60 percent off a variety of popular apps from developers including Realmac, Tapbots, Readdle, and more than 35 others.<br /><br />This year's complete lineup includes: Clear for iOS, Clear for Mac, Ember for iOS, Ember for Mac, Launch Center Pro, Group Text+, Mileage Log+, Tweetbot 3 for iPhone, Screens for iOS, Screens for Mac, Castro, PCalc for iOS, PCalc for Mac, Manual, Windy, Day One for iOS, Day One for Mac, Prizmo (iOS), Prizmo (Mac), MindNode for iOS, MindNode Pro, Deliveries for iOS, Deliveries for Mac, Scanner Pro, Calendars 5, PDF Expert 5, Printer Pro, Next for iPhone, Next for iPad, Next for Mac, Gneo, ColorStrokes, FX Photo Studio, Soulver for iOS, Soulver for Mac, Go Couch to 5K, Convertica, Solar Walk, Star Walk HD, TextExpander 3, Drafts 4, and Terminology. Whew!</p><h3>Apple Halts Russian Online Sales as Ruble Nosedives</h3><p><a href="http://www.bloomberg.com/news/2014-12-16/apple-stops-online-sales-in-russia-over-ruble-fluctuations.html" target="_blank">Bloomberg reported Tuesday</a> that Russia's financial woes are having an adverse effect on international businesses, including Apple, who has chosen to shut down the iPhone maker's online store there amid "extreme" fluctuations in the country's currency. The Russian ruble lost almost 19 percent of its value yesterday after the government sharply increased the interest rate in an effort to stop a nationwide selloff, briefly dropping its value to 80 rubles to the dollar.<br /><br />“Our online store in Russia is currently unavailable while we review pricing,” Apple spokesman Alan Hely said in an email to Bloomberg. “We apologize to customers for any inconvenience.”<br /><br />Apple has already taken measures to safeguard against fluctuations in the Russian market, raising the price of iPhone 6 models by 25 percent. Although Cupertino has deals in place with Russian carriers for iPhone and iPad, other Apple products are traditionally offered only by the website, since the company has yet to open any brick-and-mortar locations there.</p><h3>Samsung Reportedly Eyes Apple Pay Competitor LoopPay</h3><p><a href="http://recode.net/2014/12/16/samsung-in-talks-to-launch-apple-pay-competitor/" target="_blank">Re/code reported Tuesday</a> that Samsung could be eyeing a shortcut to compete with Apple Pay, courtesy of a potential acquisition of LoopPay. With a new flagship smartphone expected to arrive in the first half of next year, multiple unnamed sources claim Samsung is beating the bushes in search of its own mobile payment solution.<br /><br />LoopPay actually has a leg up on Apple Pay, in that the technology works with traditional point-of-sale terminals, replicating the magnetic stripe on a credit or debit card and sending out a "magnetic secure transmission" from a small Fob or smartphone case. The system does not rely on NFC, so it can theoretically be used at far more retail locations than Apple Pay.<br /><br />One source cautioned that a Samsung deal with LoopPay is not yet a lock, although another claimed the Korean consumer electronics giant already has "a prototype of the payments system working on" one of its devices. LoopPay CEO Will Graylin slyly mentioned earlier this month that his company was working on embedding the technology into a new smartphone with "massive penetration" in the market.</p><p><em>Follow this article’s author, <a href="https://twitter.com/JRBTempe" target="_blank">J.R. Bookwalter on Twitter</a></em></p>http://www.maclife.com/article/news/morning_report_app_santa_savings_apple_russian_chaos_samsung_eyes_looppay#commentsNewsapp dealsApp SantaApp StoreApple Online StoreApple PayLoopPaymobile paymentsMorning ReportRussiaSamsungiPadiPhoneiPodMacWed, 17 Dec 2014 13:32:15 +0000J.R. Bookwalter21094 at http://www.maclife.comMorning Report: Apple Pay Covers 90% of US Credit Cards, iPhone 6 Tops Google Searchhttp://www.maclife.com/article/news/morning_report_apple_pay_covers_90_us_credit_cards_iphone_6_tops_google_search
<!--paging_filter--><p><img src="/files/u220903/apple_pay_with_touch_id_620px.png" alt="Apple Pay with Touch ID" width="620" height="300" /></p><p>Judging from Google's top search trends for 2014, desktop and mobile users were eager to find out more about Apple's iPhone 6, which topped the charts more than any other consumer electronics device. Our Tuesday Morning Report has more on that as well as how Apple Pay is poised to dominate U.S. credit card purchases, and rumors of a new streaming music service from hardware maker Bose.</p><h3>Apple Pay Dominates U.S. Credit Card Purchase Volume</h3><p><a href="http://bits.blogs.nytimes.com/2014/12/16/dozens-more-companies-sign-up-for-apple-pay/?_r=0" target="_blank"><em>The New York Times</em> today reported</a> that Apple's fledgling mobile payment service has added "dozens" of new banks and retail stores in recent weeks, with 10 new Apple Pay banks including TD Bank North America and Commerce Bank coming into the fold next Tuesday, just in time for last-minute holiday shopping.<br /><br />With the recently added banks, Apple Pay is now poised to support "about 90 percent of the credit card purchase volume in the United States" — an impressive metric, but one that probably won't mean much to iPhone 6 users without supported credit and debit cards, or those who shop at stores where the service is not accepted.<br /><br />Apple is clearly looking at the long game, however, and with good reason: Recent Forrester Research estimates that the volume of U.S. mobile payments could reach $142 billion by 2019, and thus far Apple Pay has succeeded where competing services such as Google Wallet and SoftCard (formerly ISIS Mobile Wallet) have floundered.</p><h3>iPhone 6 Tops Google's Trending Search List for 2014</h3><p>Ouch, that's gotta hurt: <a href="http://www.google.com/trends/topcharts?hl=en#date=2014&amp;geo=" target="_blank">Google released a list of top search trends for the year</a>, and in the Consumer Electronics category, it was Apple who came out on top for 2014, thanks to the iPhone 6 landing at number one. To be fair, the remainder of the top five is made up entirely of devices running Google's Android operating system, with the Samsung Galaxy S5 in second place, followed by Nexus 6, Moto G, and Samsung Galaxy Note 4.<br /><br />Apple also turned up two more times in the top 10, with the as-yet unreleased Apple Watch falling at number eight, while the iPad Air rounded out the list as the tenth most searched-for consumer electronics device.</p><h3>Bose Reportedly Gearing Up for Streaming Music Service</h3><p>Apple may soon have reason to once again see Bose products pulled from store shelves: <a href="http://venturebeat.com/2014/12/15/bose-is-staffing-up-to-launch-new-music-streaming-service/" target="_blank">VentureBeat reported Monday</a> the iconic audio hardware maker is said to be moving "quickly" to launch a "next-generation streaming music platform" to rival the likes of Spotify, Rdio, and Apple-owned Beats Music. The report actually goes so far as to imply that the recent removal of Bose hardware from Apple's online and retail stores could indeed have something to do with the planned streaming service.<br /><br />Although Bose did not respond to the rumor, the company is said to be in the process of hiring a senior user experience designer of cloud music services, which specifically calls out for "an expert experience designer to lead design and prototyping of our next generation streaming music platform and ecosystem of products" in a job listing — not to mention shamelessly mentioning a desire to hire someone with experience at a streaming music rival, such as Beats Music, Pandora, or Google Play. <br /><br /><em>Follow this article’s author, <a href="https://twitter.com/JRBTempe" target="_blank">J.R. Bookwalter on Twitter</a></em></p>http://www.maclife.com/article/news/morning_report_apple_pay_covers_90_us_credit_cards_iphone_6_tops_google_search#commentsNewsApple PaybanksBeats MusicBosecredit cardsGooglemobile paymentsMorning Reportsearchstreaming musictrendingiPadiPhoneMacTue, 16 Dec 2014 13:24:49 +0000J.R. Bookwalter21087 at http://www.maclife.comFirm Mulls Class Action Lawsuit Against Apple Pay Rival CurrentChttp://www.maclife.com/article/news/firm_mulls_class_action_lawsuit_against_apple_pay_rival_currentc
<!--paging_filter--><p>It's a shame that some retailers such as CVS and Rite-Aid aren't so keen on adopting Apple Pay, but do they really deserve to have a class action lawsuit aimed at them? Apparently, if you work at the firm of Schubert, Jonckheer &amp; Kolbe, that answer <a href="http://www.classactionlawyers.com/blog/2014/11/3/after-blocking-apple-pay-schubert-firm-launches-antitrust-investigation-into-cvs-and-rite-aid-pharmacies" target="_blank">may be yes</a>. The firm is currently looking into the matter to see if they have enough of a foundation for a case, and they're polling customers to see how they feel about the chains' decision to hold off on Apple Pay for now.</p><p>Specifically, the company "is investigating whether CVS and Rite Aid violated the antitrust laws by banding together with other MCX [Merchant Customer Exchange] members in a decision to boycott other payments systems, including Apple Pay."</p><p><img src="/files/u334114/2014/11/currentc_big.jpg" width="620" height="280" /></p><p>As you might recall, MCX-member businesses aren't allowed to use Apple Pay because it conflicts with MCX's own CurrentC program for mobile payments, which requires a comparatively cumbersome payment process centered on your smartphone's camera. Rite-Aid and CVS both attracted national attention last week when they both stated that they wouldn't support Apple's rival service (even though Rite-Aid originally did at launch). Despite some assurances of CurrentC's security, the evidence often seemed to point <a href="http://www.maclife.com/article/news/apple_pay_rival_currentc_reports_hacking_hours_after_touting_security" target="_blank">to the contrary</a>.</p><p>The trouble is that MCX companies are currently bound by an <a href="http://www.mcx.com/blog/answers-to-your-questions/" target="_blank">exclusivity agreement</a>, which prevents them from using rival mobile payment systems while the business is using CurrentC at the same time. But it's possible that we could see CVS and similar rival companies come over to the Apple fold sooner than expected. In an interview with<a href="http://www.usatoday.com/story/tech/2014/11/02/merchant-mobile-pay-consortium-says-it-wont-demand-social-and-drivers-id/18374195/" target="_blank"> USA Today</a> yesterday, MCX chief operating officer Scott Rankin said that the exclusivity period is "closer to months than years."</p><p>CurrentC is currently being tested in a limited amount of stores, although it's expected to see a wider release sometime early next year.</p><p><em>Follow this article's writer,<a href="https://twitter.com/LeifJohnson" target="_blank"> Leif Johnson</a>, on Twitter.</em></p>http://www.maclife.com/article/news/firm_mulls_class_action_lawsuit_against_apple_pay_rival_currentc#commentsNewsApple PayCurrentCCVSiOS 8iphoneLawsuitMCXmobile paymentsRite-AidTouch IDWed, 05 Nov 2014 00:57:05 +0000Leif Johnson20889 at http://www.maclife.comApple Pay Rival CurrentC Reports Hacking Hours After Touting Securityhttp://www.maclife.com/article/news/apple_pay_rival_currentc_reports_hacking_hours_after_touting_security
<!--paging_filter--><p>The outlook isn't looking so hot for CurrentC, the rival mobile payment system that major retailers like Walmart, Rite-Aid, and CVS have rallied around instead of Apple Pay. Earlier today (and only a few hours after playing up CurrentC's security features in a <a href="http://www.mcx.com/blog/answers-to-your-questions/" target="_blank">blog post</a>), CurrentC owner Merchant Customer Exchange (MCX) informed its early users via e-mail that some of their e-mail addresses had been obtained by "unauthorized third parties."</p><p>Fortunately, as <a href="http://www.macrumors.com/2014/10/29/currentc-email-breach/" target="_blank">MacRumors</a> reports, the notice claims that "no other information" was obtained from the users affected. But of course the incident raises the question of whether it <em>could</em> be stolen. That's especially important for CurrentC, which uses customers' bank account numbers rather than credit cards as in the case of Apple Pay. In fact, that's the main appeal of the service for MCX retailers as it allows them to avoid paying credit card processing fees.</p><p><img src="/files/u334114/2014/10/mcx_currentc_email_breach.jpg" width="620" height="323" /></p><p>But that's not the only problem MCX is facing. MCX's blog post from earlier today specifically addressed rumors that the group saddles retailers with fines if they support <em>both</em> CurrentC and Apple Pay, stating that "Importantly, if a merchant decides to stop working with MCX, there are no fines." Many critics, including <a href="http://9to5mac.com/2014/10/29/connectc-vs-apple-pay/" target="_blank">9to5Mac</a>, have pointed out that this response doesn't actually disprove the rumors of fines, as it only addresses instances in which if the retailer doesn't use CurrentC at all.</p><p>In the same statement, MCX made itself look even more vulnerable by stating that "MCX does not store sensitive customer information in the app. Users’ payment information is instead stored in our secure cloud-hosted network." The very fact that Apple Pay's data <em>isn't</em> stored in the cloud but in the phone itself has been one of the chief selling points of the service almost from the very beginning, as it makes it almost impossible for hackers to remotely access your data.</p><p>At this rate, it'll be interesting to see if the rival service even lives to see its official 2015 wide-release launch date.</p><p><em>Follow this article's writer,<a href="https://twitter.com/LeifJohnson" target="_blank"> Leif Johnson</a>, on Twitter.</em></p>http://www.maclife.com/article/news/apple_pay_rival_currentc_reports_hacking_hours_after_touting_security#commentsNewsApple PayCurrentCiOS 8iphonemobile paymentsNFCTouch IDThu, 30 Oct 2014 00:03:03 +0000Leif Johnson20861 at http://www.maclife.comApple Releases Statement Regarding Rite-Aid/CVS Apple Pay Controversyhttp://www.maclife.com/article/news/apple_releases_statement_regarding_riteaidcvs_apple_pay_controversy
<!--paging_filter--><p>As you might recall from today's <a href="http://www.maclife.com/article/news/morning_report_cvs_shuns_apple_pay_yosemite_adoption_iphone_6_wows_korea" target="_blank">Morning Report</a>, word got around this weekend that both Rite-Aid and CVS had dropped Apple Pay only a few days after they started supporting the service in favor of the merchant-friendly but cumbersome CurrentC service. This afternoon, Apple released a statement to <a href="http://www.businessinsider.com/apple-statement-cvs-rite-aid-blocking-apple-pay-2014-10" target="_blank">Business Insider</a> in response to the news expressing optimism despite the loss of two powerful retailers.</p><p>"The feedback we are getting from customers and retailers about Apple Pay is overwhelmingly positive and enthusiastic," Apple said in its statement. "We are working to get as many merchants as possible to support this convenient, secure and private payment option for consumers. Many retailers have already seen the benefits and are delighting their customers at over 220,000 locations."</p><p><img src="/files/u334114/2014/10/applepay_1.jpg" width="620" height="118" /></p><p>The rival CurrentC system, still in development, is decidedly less simple for customers to use as it centers on taking photos of QR codes with your smartphone's camera. Unfortunately, it could get worse for Apple before it gets better. Merchant Customer Exchange (MCX), the group behind CurrentC, works with such diverse and recognizable retailers as Hobby Lobby, Best Buy, Lowe's, Old Navy, Walmart, Southwest Airlines, Target, 7 Eleven, and Dunkin Donuts.</p><p>You won't get that kind of reluctance from many of the banks involved. Wells Fargo even <a href="https://www.wellsfargo.com/jump/credit-cards/credit-apple-pay" target="_blank">launched a promotion </a>today that actually credits its credit card users with $20 just for trying out Apple Pay, and it's extending $10 in credit to any Wells Fargo customers who use their debit or prepaid cards to buy goods with the service within 45 days. The chief attraction of Apple Pay appears to be the <a href="http://www.maclife.com/article/news/banks_happy_apple_pay_security_will_cover_fraudulent_purchases" target="_blank">safeguards involved</a>, which renders the service much more safe than traditional credit cards.</p><p><em>Follow this article's writer,<a href="https://twitter.com/LeifJohnson" target="_blank"> Leif Johnson</a>, on Twitter.</em></p>http://www.maclife.com/article/news/apple_releases_statement_regarding_riteaidcvs_apple_pay_controversy#commentsNewsApple PaybanksCurrentCCVSiphoneMCXmobile paymentsNFCRite-AidWells FargoMon, 27 Oct 2014 23:34:43 +0000Leif Johnson20852 at http://www.maclife.comApple Pay Works for Overseas iPhone Owners Using U.S.-Based Credit Cardshttp://www.maclife.com/article/news/apple_pay_works_overseas_iphone_owners_using_usbased_credit_cards
<!--paging_filter--><p>Apple might be focusing its efforts with Apple Pay on the United States at the moment, but reports compiled by <a href="http://www.macrumors.com/2014/10/21/apple-pay-australia/" target="_blank">MacRumors </a>demonstrate that you can use the service overseas if you have a U.S.-based credit card attached to your Apple Pay account. This isn't just true for Americans; it also allows some iPhone 6 and iPhone 6 Plus owners from other countries to join in on the fun in the right circumstances.</p><p>One user on the Whirlpool forums going by the name of deeemporium <a href="http://forums.whirlpool.net.au/archive/2309770#r44712170" target="_blank">reported success</a> in using it in Australia with a Citi credit card, for instance, and blogger <a href="https://beaugil.es/2014/10/apple-pay-works-in-australia/" target="_blank">Beau Giles</a> helped relay the news to the Australian masses. "Obviously I had to fake my location and use my US-based credit card," said deeemporium in the forum post. <a href="http://tbreak.ae/apple-pay-working-uae/" target="_blank">Jimmy Grewal</a>, writing from the United Arab Emirates, reported that the service also works the same way in Dubai and environs.</p><p><img src="/files/u334114/2014/10/applepaycan.jpg" width="620" height="613" /></p><p><strong>Source: <a href="http://forums.whirlpool.net.au/archive/2309770#r44712170" target="_blank">Whirlpool Forums</a></strong></p><p>Faking the location is key, unfortunately, but Giles notes that it isn't difficult. Just head over to Settings on your phone (or, soon, your iPad Air 2 or iPad mini 3), press General, press Language and Region, and set your phone to the United States. Once you do so, Passbook will unlock and allow you to set up Apple Pay.</p><p>Keep in mind that there's a price to pay for getting to use such a cool feature ahead of time — if you're a native of another country, you'll likely have to pay conversion fees every time you Apple's mobile payment service. The service also only works with cards issued by banks and financial institutions who have agreed to work with Apple with the service. At the very least, for Americans, it's good to know that Apple Pay's usefulness doesn't necessarily have to end at our shores.</p><p><em>Follow this article's writer,<a href="https://twitter.com/LeifJohnson" target="_blank"> Leif Johnson</a>, on Twitter.</em></p>http://www.maclife.com/article/news/apple_pay_works_overseas_iphone_owners_using_usbased_credit_cards#commentsNewsApple PayBeau GilesCiticredit cardsiOS 8iphoneiphone 6iPhone 6 Plusmobile paymentsNFCPassbookTue, 21 Oct 2014 21:51:25 +0000Leif Johnson20823 at http://www.maclife.comMorning Report: Apple Pay Limitations, No RAM Upgrade Path for 2014 Mac minihttp://www.maclife.com/article/news/morning_report_apple_pay_limitations_no_ram_upgrade_path_2014_mac_mini
<!--paging_filter--><p><img src="/files/u220903/apple_pay_620px.png" alt="Apple Pay" width="620" height="300" /></p><p>In just a few short hours, iPhone 6 owners will be able to download iOS 8.1 and start using Apple Pay at retail stores — but before you head out to the store, there are a few limitations you should be aware of, as outlined in our Monday Morning Report. We've also got some bummer news about upgrading RAM in the new Mac mini (spoiler: you can't), and a unique solution for making eye contact while chatting on an iPad.</p><h3>Eddy Cue Tempers Expectations Ahead of Apple Pay Launch</h3><p><a href="http://online.wsj.com/articles/apple-pay-rolls-out-with-holes-in-system-1413762943?tesla=y" target="_blank"><em>The Wall Street Journal</em> reported Sunday</a> that Apple Pay may not be a home run right out of the gate — despite nabbing the support of the six largest credit card issuers who handle 83 percent of all transactions and 500 banks on the way, the system has a few limitations Apple executives haven't talked about until now.<br /><br />Among them are a lack of support for corporate credit cards, prepaid debit cards, and store-branded cards — even those from launch partners like Macy's and Bloomingdale's. (A Macy's spokesman says support is coming "eventually.") But the biggest issue of them all may be the absence of near-field-communications-enabled point-of-sale terminals at retailers.<br /><br />“We’re trying to do something that I think is a game changer and it requires a lot of people to play together,” Apple senior vice president of Internet software and services Eddy Cue said in an interview. “There’s a lot to do here and we have a lot of work to do, but it should be huge.”<br /><br />Apple anticipates the largest share of initial Apple Pay transactions will come from in-app purchases, as well as those from web stores. The latest iPad Air 2 and iPad mini 3 models shipping this week can also take participate in such payments, but can't be used at retail stores, which is limited to the iPhone 6 and iPhone 6 Plus for now.</p><h3>There's No Way to Upgrade RAM in Latest 2014 Mac mini</h3><p>Aside from the $100 price cut, Apple's late 2014 Mac mini upgrade appears to have brought more bad news than good, with Cupertino axing the build-to-order quad-core processor option and capping dual-drive storage options at 1TB. <a href="http://www.macrumors.com/2014/10/17/mac-mini-soldered-ram/" target="_blank">According to MacRumors</a>, the biggest limitation of all might be the inability for owners to upgrade RAM on their own.<br /><a href="http://blog.macminicolo.net/post/100240431773/a-look-at-the-2014-mac-mini" target="_blank"><br />In a blog post on Macminicolo</a>, Brian Stucki confirms that RAM on the new units are "not user accessible" because Apple has soldered the memory to the motherboard. Users can upgrade to 16GB of RAM, but that option can only be done at the time of purchase. Users apparently will be able to replace or upgrade the hard drive in their late 2014 Mac mini, but at the risk of voiding the machine's warranty.</p><h3>iTOi Video Producer Brings Direct Eye Contact to iPad</h3><p>Video chat is great, but one big limitation is the absence of direct eye contact between users. The <a href="http://www.seeitoi.com/booth/" target="_blank">iTOi Video Booth</a> attempts to solve this problem with patented optical technology that makes it possible to look directly into the iPad camera while still being able to see who you're chatting with on the other end. Compatible with FaceTime, Skype, or Google Hangouts, the Video Booth can become a mini production suite with the free companion <a href="https://itunes.apple.com/us/app/itoi-producer/id788315707?mt=8" target="_blank">iTO Video Producer</a> app, which converts any iPad into a teleprompter. iTOi Video Booth is now available exclusively at Brookstone for $149.99.<br /><br /><em>Follow this article’s author, <a href="https://twitter.com/JRBTempe" target="_blank">J.R. Bookwalter on Twitter</a></em></p>http://www.maclife.com/article/news/morning_report_apple_pay_limitations_no_ram_upgrade_path_2014_mac_mini#commentsNewsApple PayBrookstoneinstallationiOS 8.1iphone 6iTOiMac minimobile paymentsMorning ReportRAMRetail StoresVideo BoothiPadiPhoneMacMon, 20 Oct 2014 12:34:05 +0000J.R. Bookwalter20816 at http://www.maclife.comMorning Report: Walgreens Preps for Apple Pay, Boost Mobile Lands iPhone 6http://www.maclife.com/article/news/morning_report_walgreens_preps_apple_pay_boost_mobile_lands_iphone_6
<!--paging_filter--><p><img src="/files/u220903/apple_pay_620px.png" alt="Apple Pay" width="620" height="300" /></p><p>Apple's next media event is right around the corner, and iPhone 6 owners have more to be excited about than the possibility of new iPads or Macs, thanks to the arrival of Apple Pay as part of a free software update. Our Monday Morning Report looks at when we might expect the service to kick off (along with a potential alternative coming next year), as well as the iPhone 6's arrival on Boost Mobile later this week.</p><h3>Walgreens Apparently Gearing Up for Oct. 18 Apple Pay Launch</h3><p>Apple's next media event is scheduled for this Thursday, October 16, and there's new evidence to suggest that the previously announced Apple Pay feature could become available to iPhone 6 users as early as two days later. <a href="http://www.macrumors.com/2014/10/11/walgreens-apple-pay-october-18/" target="_blank">MacRumors reported Saturday</a> that an internal memo to Walgreens employees specifically mentions gearing up for the launch of Apple Pay on Saturday, October 18 — only two days after Apple's media event.<br /><br />Walgreens is among the initial launch partners for Apple Pay, which also includes McDonald's, Macy's, Staples, and other retailers. Last week, Apple Pay banking partner USAA hinted that support wouldn't come until November 7, although it appears the official launch could arrive later this week, presumably with the arrival of iOS 8.1 to enable the payment feature.</p><h3>iPhone 6 Arriving Friday at Boost Mobile with $100 Discount</h3><p><a href="http://9to5mac.com/2014/10/10/boost-mobile-iphone-6/" target="_blank">9to5Mac is reporting</a> that Sprint prepaid brand Boost Mobile will be adding the iPhone 6 and iPhone 6 Plus to their product lineup starting this Friday, October 17, and the carrier is slashing $100 off the retail price of both devices, similar to current product offerings for the iPhone 5s and iPhone 5c. That means a 16GB iPhone 6 can be had for only $549.99, while the equivalent capacity for the iPhone 6 Plus will ring up at only $100 more. Boost plans to carry <a href="http://www.boostmobile.com/shop/phones/apple-iphone/compare/" target="_blank">all storage capacities on their website</a>, with unlimited talk and text plans featuring 1GB of high-speed 3G/4G data starting at only $35 per month.</p><h3>iPhone-Connected Final Creates Disposable Credit Card Numbers</h3><p>Think Apple Pay, Coin, and Plastc are the last word on the future of the credit card? Not so fast says <a href="https://getfinal.com" target="_blank">Final</a>, a new service launching early next year that promises to deliver "a credit card built for the 21st century." Featuring a souped-up plastic card with chip-and-pin security built in, Final takes an approach similar to Apple Pay by generating unique credit card numbers for each transaction, along with an iPhone app that allows users full control over spending habits. No word on how much Final will cost, but interested parties can sign up to be among the first to use it.<br /><br /><em>Follow this article’s author,<a href="https://twitter.com/JRBTempe" target="_blank"> J.R. Bookwalter on Twitter</a></em></p><p>&nbsp;</p>http://www.maclife.com/article/news/morning_report_walgreens_preps_apple_pay_boost_mobile_lands_iphone_6#commentsNewsApple PayBoost Mobilecredit cardsFinaliOS 8.1iphone 6iPhone 6 Plusmobile paymentsMorning ReportwalgreensiPhoneMon, 13 Oct 2014 12:30:00 +0000J.R. Bookwalter20773 at http://www.maclife.comPayPal, Apple Said to Cease Apple Pay Negotiations Following Samsung Dealhttp://www.maclife.com/article/news/paypal_apple_said_cease_apple_pay_negotiations_following_samsung_deal
<!--paging_filter--><p>Reports that PayPal was trying to cozy up with Apple for its mobile payment system are almost as old as the rumors about Apple Pay itself. We last reported on the rumors way <a href="http://www.maclife.com/article/news/paypal_attempting_partner_apple_mobile_payments" target="_blank">back in January</a>, and now a new report from <a href="http://bankinnovation.net/2014/09/missing-from-the-paypal-ipo-apple-pay/" target="_blank">Bank Innovation</a>&nbsp;(via <a href="http://www.macrumors.com/2014/09/30/apple-paypal-deal-soured/" target="_blank">MacRumors</a>) claims all that work came to naught. In fact, the veteran Internet payment company apparently signed a deal with Samsung to power its own fingerprint payment system for its Galaxy S5 units.</p><p>Apple apparently made the decision to end the talks. Understandably, PayPal's move incensed the Cupertino company, and it's said that the partnership with Samsung led to Apple's surprise decision to exclude PayPal from the dev kit for Apple Pay entirely.</p><p>The deal with Samsung "was reportedly forced onto PayPal by eBay CEO John Donahoe," the report says. "PayPal's now-former president David Marcus was purportedly categorically against the Samsung deal, knowing that it would jeopardize PayPal's relationship with Apple. Donahoe won the day, however."</p><p><img src="/files/u334114/2014/09/applepay_0.jpg" /></p><p>The rift between the two companies seemingly runs deep now, and its effects were more visibly seen in a recent PayPal ad in the New York Times (also&nbsp;noted by <a href="http://www.macrumors.com/2014/09/15/paypal-secure-payments-ad/" target="_blank">MacRumors</a>) that pointed to the iCloud celebrity snafu as proof of the comparative safety of its payment service, which greatly resembles Apple Pay in concept. "We the people," the ad read, "want our money safer than our selfies." Ouch.</p><p>But business may soon get rough for PayPal. Word also dropped today from CNN that <a href="http://money.cnn.com/2014/09/30/technology/ebay-paypal/index.html?hpt=hp_t2" target="_blank">eBay plans to split PayPal </a>off as its own company again despite recent successes, which only adds to the clash between Marcus and Donahoe. And if Apple Pay turns out to be as <a href="http://www.maclife.com/article/news/apple_live_apple_pay_brings_rumored_mobile_payments_iphone_6_iphone_6_plus" target="_blank">"cool" </a>as Apple CEO Tim Cook hopes, PayPal could end up fighting for its very survival. For its part, eBay (which still owns PayPal for now) now claims to welcome the competition from Apple Pay, as reported by <a href="http://www.marketwatch.com/story/paypal-apple-pay-is-good-for-us-2014-09-30" target="_blank">MarketWatch</a>.</p><p>"I’m hoping that the recent tokenization and Apple Pay announcements begin to accelerate the pace of NFC (near-field communication) adoption. I don’t know if that will be the case, but if it does, we think that’s a very good thing for PayPal," John Donahoe said in the report.</p><p><em>Follow this article's writer, <a href="https://twitter.com/LeifJohnson" target="_blank">Leif Johnson</a>, on Twitter.</em></p>http://www.maclife.com/article/news/paypal_apple_said_cease_apple_pay_negotiations_following_samsung_deal#commentsNewsApple PayfingerprintiPadiphoneiphone 6iPhone 6 Plusmobile paymentspayPayPalTouch IDTue, 30 Sep 2014 23:10:00 +0000Leif Johnson20712 at http://www.maclife.comApple Live: 'Apple Pay' Brings Rumored Mobile Payments to iPhone 6, iPhone 6 Plushttp://www.maclife.com/article/news/apple_live_apple_pay_brings_rumored_mobile_payments_iphone_6_iphone_6_plus
<!--paging_filter--><p>After the reveals about the iPhone 6's hardware specs, Tim Cook once again took the stage to talk about what we're going to see in iOS 8. A little surprisingly, Cook jumped right in with long-rumored mobile payment system, officially called Apple Pay, beginning with a ad about the current "hassles" of paying for items with a credit card.</p><p>Cook spoke about the inefficiencies of credit card; namely, that the technology is around 50 years old and that other people could easily steal your cards. Cook showed off Apple's new system with a short, short video of someone paying for an item by placing their iPhone in front of a device on the counter. The user waited for but a moment, and then "ding!" the payment (and video) was finished. (The video confirms previous rumors of an NFC chip embedded in the iPhone 6.) "It is so COOL," Cook said.</p><p><img src="/files/u334114/2014/09/applepay.jpg" width="620" height="413" /></p><p>Eddie Cue took the stage to talk about the service in more detail. You can use the service with a new iPhone 6 with the credit card that you already have on file for iTunes; alternatively, you can just take a picture of the card and Apple will store in in Passbook. As for safety? There's a one-time payment number and the ability to suspend all payments from a device, and since the card's number isn't stored on the devive, Cue says, you won't have to cancel the card if you lose the device itself.</p><p>Cue also emphasized the company won't actually know won't know what you bought, where you bought it, or how much you paid. Cue confirmed rumors from recent weeks by stating that you could use the service with American Express, MasterCard, Visa, Citi, Bank of America, Capital One, and other services. Rumors about being able to use it with specific stores also proved true, as Apple Pay can reportedly be uses as retailers like Macy's, Bloomingdales, Subway, Walgreens, McDonald's, Disney, Whole Foods, and (of course) Apple's own retail stores and more.</p><p>The service will also allow you to order an Uber car from your phone, and you can pay for dinner through OpenTable.</p><p><em>Follow this article's writer, <a href="https://twitter.com/LeifJohnson" target="_blank">Leif Johnson</a>, on Twitter.</em></p>http://www.maclife.com/article/news/apple_live_apple_pay_brings_rumored_mobile_payments_iphone_6_iphone_6_plus#commentsNewsApple EventApple Payiphone 6iPhone 6 Plusmobile paymentsNFCiPhoneTue, 09 Sep 2014 18:06:48 +0000Leif Johnson20601 at http://www.maclife.comMorning Report: iPhone 6 Gets Real on Video, Adobe Video Updates, More NFChttp://www.maclife.com/article/news/morning_report_iphone_6_gets_real_video_adobe_video_updates_more_nfc
<!--paging_filter--><p><img src="/files/u220903/iphone_6_working_leak_620px.png" alt="iPhone 6 working leak" width="620" height="300" /></p><p>Tuesday will finally conclude months of rumors, speculation, and leaks about Apple's next smartphone, but not before the iPhone 6 could get shown off on video&nbsp;— apparently fully assembled and functional. Our Monday edition of the Morning Report also takes a look at a potential security measure in Apple's mobile payment plans, as well as teases forthcoming updates to Adobe's video applications.&nbsp;</p><h3>Functional 4.7-inch iPhone 6 Leaks, Updated Passbook Icon</h3><p>It's been quite a weekend for new iPhone leaks — after months of teasing, a Chinese website finally produced what appears to be a fully functional iPhone 6. <a href="http://www.macrumors.com/2014/09/06/working-iphone-6-photos/" target="_blank">MacRumors reported Saturday</a> that the 4.7-inch handset clearly shows off space on the home screen for an extra row of icons, along with the round, dual-LED True Tone flash missing from clone devices thus far.<br /><br />Perhaps more compelling is the appearance of a fourth horizontal stripe on the Passbook icon, which appears to show the image of a credit card on a red background. Curiously, the weekend leaks — including several more extensive videos of the handset <a href="http://www.macrumors.com/2014/09/07/working-iphone-6-more/" target="_blank">posted Sunday</a> — never show the Passbook app being opened, so it's impossible to know what, if anything, may be hiding inside.<br /><br />As the debate over the authenticity of these images and videos continues, we'll all know for sure when Apple executives hit the stage in Cupertino on Tuesday to presumably unveil the real deal.</p><h3>Adobe Teases Forthcoming Pro Video Updates</h3><p>The annual International Broadcasting Convention (IBC) kicks off in Amsterdam this week, but Adobe is getting a jump on the event by <a href="http://www.businesswire.com/news/home/20140907005064/en/Adobe-Unveils-Major-Innovations-Video-Technology-IBC#.VA2atktFyhF" target="_blank">announcing a list of big changes on the way</a> for Creative Cloud video makers, and specifically those using Premiere Pro CC and After Effects CC.<br /><br />The most obvious change will be a refreshed user interface across all of the CC pro video applications, with universal Retina Display support and a cleaner, less cluttered appearance. Workflows will now be more streamlined thanks to a new Timeline View in Premiere Pro CC, Curve adjustments and Look Hover previews in SpeedGrade CC, and Rough Cut Dissolves and keyboard shortcuts for tagging in Prelude CC.<br /><br />Creative Cloud will also expand its collaboration tools beyond Mac and PC with a major update to Adobe Anywhere for iPad, which will allow users to scrub and review video footage from centralized media and assets. Although the updates will be shown off at IBC 2014, Adobe isn't saying exactly when they'll be available to consumers, but they are "expected to ship in the coming weeks."</p><h3>Apple NFC Payment System Could Tokenize Credit Cards</h3><p><a href="http://bankinnovation.net/2014/09/apple-to-use-nfc-tokenization-in-payments-system/" target="_blank">Bank Innovation reported Sunday</a> that near-field communication (NFC) may only be one part of Apple's plans for mobile payments on the iPhone (and possibly iWatch as well). The second half of the equation may be a process known as tokenization, which converts a 16-digit credit or debit card number into a more complex, single-use code capable of being "easily transmittable over the air and between devices." Such a method would mean that even if the code could be intercepted by hackers during transmission, it couldn't be used a second time.<br /><br />The report also confirms Apple has already installed NFC contactless payments into the Verifone MX 915 point-of-sale payment terminals at the iPhone maker's retail stores, which are also in use at department stores such as Bloomingdale's and others. Apple reportedly has patent filings related to NFC and tokenization dating back to 2009, and is widely expected to unveil its mobile payment system this week.<br /><em><br />Follow this article’s author, <a href="https://twitter.com/JRBTempe" target="_blank">J.R. Bookwalter on Twitter</a><br /><br />(Image courtesy of cnBeta and MacRumors)</em></p>http://www.maclife.com/article/news/morning_report_iphone_6_gets_real_video_adobe_video_updates_more_nfc#commentsNewsAdobeapple rumorsCreative Cloudiphone 6mobile paymentsMorning ReportNFCPassbookPremiere Pro CCtokenizationiPadiPhoneMacMon, 08 Sep 2014 12:21:43 +0000J.R. Bookwalter20592 at http://www.maclife.comWalgreens, CVS Reportedly Ready to Adopt Apple's Mobile Payment Systemhttp://www.maclife.com/article/news/walgreens_cvs_reportedly_ready_adopt_apples_mobile_payment_system
<!--paging_filter--><p>After so long stuck in the mire, Apple's mobile payment system appears to be taking its final form quickly. <a href="http://www.maclife.com/article/news/report_new_details_emerge_rumored_iphone_mobile_payments" target="_blank">Just yesterday</a> we heard how the Cupertino giant had managed to snag lower credit card processing fees for the service from the likes of MasterCard and Visa, and now word's coming in from <a href="http://recode.net/2014/09/05/apple-iphones-mobile-payments-expected-to-include-cvs-and-walgreens/" target="_blank">Re/code </a>that retailers Walgreens and CVS plan to accept purchases made with the system once it's released.</p><p>As per usual with these things, the source remains unidentified. But if true, the implications of the agreement could be massive. As the report says, "With more than 15,000 locations combined, acceptance by the two chains will give Apple a huge footprint if all of their stores are involved."</p><p><img src="/files/u334114/2014/09/iphone-touch-id-logo_0.jpg" width="620" height="333" /></p><p>Retailers were rumored to be working with Apple when the news about the credit card processing fees surfaced, but at the time retailer Nordstrom was the only name identified, leading to worries that the service would only be available at high-end locations. The inclusion of Walgreens and CVS, however, suggests that it might be available almost anywhere.</p><p>The report also provides some insight into how the service will work in tandem with the NFC (near-field communications) chip. Essentially, you'll wave your iPhone in front of a receiver or tap your screen when you're ready to pay — an action that sounds roughly similar to using mobile boarding passes at airports. Yet, NFC may not be the only technology used with the service.</p><p>"Sources caution that Apple's payment system may in some cases employ additional wireless technologies either in conjunction with, or in place of, NFC," the article says. That's apparently when Touch ID will come in to play, allowing customers an extra measure of security.</p><p>Apple is expected to reveal the service at Tuesday's long-awaited event.</p><p><em>Follow this article's writer, <a href="https://twitter.com/LeifJohnson" target="_blank">Leif Johnson</a>, on Twitter.</em></p>http://www.maclife.com/article/news/walgreens_cvs_reportedly_ready_adopt_apples_mobile_payment_system#commentsNewsCVSiOS 8iphonemobile paymentsTouch IDwalgreensSat, 06 Sep 2014 00:00:35 +0000Leif Johnson20589 at http://www.maclife.comReport: New Details Emerge on Rumored iPhone Mobile Paymentshttp://www.maclife.com/article/news/report_new_details_emerge_rumored_iphone_mobile_payments
<!--paging_filter--><p>News about Apple's rumored mobile payment initiative have been scarce over the last couple of months, but details are finally starting to emerge ahead of the company's September 9 media event. And they're worth paying attention to. According to <a href="http://bankinnovation.net/2014/09/apple-said-to-negotiate-deep-payments-discounts-from-big-banks/" target="_blank">Bank Innovation</a>, Apple has secured lower credit card transaction fees for the service with heavyweights like Citigroup, JP Morgan Chase, Capital One, and Bank of America.</p><p>Under the agreement, all transactions completed with Apple's service will show as "card present." Fees are usually higher when you pay for goods without a credit card in hand owing to the higher risk of fraud, but Apple was apparently able to convince the companies of the safety of its service in order to obtain the better rates. (One has to wonder how the recent uproar over celebrities' nude photos obtained through iCloud affects this.) So far, we know that the service probably works in tandem with an NFC chip that records location data, and Touch ID, which stores its data locally on the phone itself.</p><p><img src="/files/u334114/2014/09/touchid.jpg" width="620" height="426" /></p><p>This is a major step forward for mobile payments. It means that the service will be more secure than initially thought, for one, plus it also means that transactions won't be so costly for the companies selling the goods and the credit card companies themselves. In theory, it makes such a newfangled concept no more intrusive than swiping a credit card.</p><p>"Apple has also managed to bump down the actual 'card present' rate by 15 to 25 basis points, according to people with knowledge of the talks," the article says. " Normal 'card present' discount rates, which are shared by issuers and networks but determined by the network, are about 1.5%, which means that Apple appears as though it will get around a 10% discount on the processing rate it will pay. Last quarter, Apple generated $4.5 billion of iTunes revenue — this implies that Apple will save at least $27 million as a result of these deals with the banks. Of course, more revenue volume is expected upon launch of Apple's payments venture."</p><p>In addition to the banks above, Apple is also thought to have secured agreements with credit card companies Visa, MasterCard, and American Express, and the article goes on to say that the company is also working with independent retailers. Apple is expected to announce the initiative at the <a href="http://www.maclife.com/article/news/apple_announces_livestream_99_event" target="_self">event on September 9</a>.</p><p><em>Follow this article's writer, <a href="https://twitter.com/LeifJohnson" target="_blank">Leif Johnson</a>, on Twitter.</em></p>http://www.maclife.com/article/news/report_new_details_emerge_rumored_iphone_mobile_payments#commentsNewsiOS 7iOS 8iPadiphonemobile paymentsNFCTouch IDThu, 04 Sep 2014 22:37:46 +0000Leif Johnson20578 at http://www.maclife.comLeaked Logic Boards for 'iPhone 6' May Confirm NFC Rumorshttp://www.maclife.com/article/news/leaked_logic_boards_iphone_6_may_confirm_nfc_rumors
<!--paging_filter--><p>China's GeekBar has been on a roll lately, as <a href="http://www.maclife.com/article/news/alleged_leaked_schematics_hint_iphone_6_might_support_128gb_storage" target="_blank">almost every day</a> brings a new set of schematics and parts that supposedly come from one of the two rumored iPhone 6 models. The repair firm sometimes doesn't properly identify the parts, <a href="http://www.maclife.com/article/news/leaked_phosphorus_component_may_be_iphone_6s_barometer" target="_blank">according to other experts</a>, but the leaks themselves appear to be legit. GeekBar earlier <a href="http://www.weibo.com/p/1001593744250318689390" target="_blank">claimed</a> that one part in particular was the iPhone's <a href="http://www.maclife.com/article/news/nfcbased_mobile_payments_could_finally_come_iphone_year" target="_blank">long-rumored</a> near-field communications (NFC) chip, and now the forum users over at MacRumors <a href="http://www.macrumors.com/2014/08/27/iphone-6-nfc-chip/" target="_blank">maintain</a>&nbsp;there might be some truth to the claim.</p><p>At the time, GeekBar claimed that the schematic listed as PN65V was a new iPhone version of the PN65 NFC package made by NXP that you sometimes find in Android devices. One of MacRumors's forum users, chrmjenkins, attempted to confirm the claim by pulling up a separate document for NXP's PN65 chip, which pointed out that the chip measures 5x5mm and contains 32 connectivity channels. With that in mind, verifying GeekBar's claim seemed to be a simple case of looking for the appropriate spot on the leaked photos of the iPhone 6's alleged logic boards.</p><p><img src="/files/u334114/2014/08/nfc.jpg" width="620" height="427" /></p><p><strong>Logic boards (alleged) of 4.7-inch iPhone 6, 5s, and 5.5-inch iPhone 6. Via <a href="http://www.macrumors.com/2014/08/27/iphone-6-nfc-chip/" target="_blank">MacRumors</a></strong></p><p>And surprisingly enough, there's a space on both of the&nbsp;boards that look like they could support the chip in question. (You can see it outlined in red in the space above.) So far, MacRumors says, "many of the current major components can be mapped reasonably well to locations on the iPhone 6 logic board," leaving this mystery piece of real estate a prime candidate for an NPC chip.</p><p>And not a moment too soon. According to some commentators, the iPhone 6 is going to be the device that finally makes mobile payments a big thing at Apple, and an NFC chip would mark an important step toward making that vision a reality. Fortunately, we should only have to wait until <a href="http://www.maclife.com/article/news/apple_said_reveal_iphone_6_during_sept_9_media_event" target="_blank">September 9</a> to learn if all this speculation has any weight.</p><p><span style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; font-family: 'Lucida Grande', lucida, arial, sans-serif; line-height: 19px;">For more iPhone 6 info, take a look at our expanded list of news and rumors&nbsp;</span><a style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; color: #0099cc; text-decoration: none; font-family: 'Lucida Grande', lucida, arial, sans-serif; line-height: 19px;" href="http://www.maclife.com/article/iphone/iphone-6-features-rumors-release-date" target="_self">here</a><span style="margin: 0px; padding: 0px; border: 0px; outline: 0px; font-size: 13px; vertical-align: baseline; font-family: 'Lucida Grande', lucida, arial, sans-serif; line-height: 19px;">.</span></p><p><em>Follow this article's writer, <a href="https://twitter.com/LeifJohnson" target="_blank">Leif Johnson</a>, on Twitter.</em></p>http://www.maclife.com/article/news/leaked_logic_boards_iphone_6_may_confirm_nfc_rumors#commentsNewsiOS 8iphoneiphone 6mobile paymentsNFCRumorsspeculationWed, 27 Aug 2014 23:51:36 +0000Leif Johnson20539 at http://www.maclife.comApple's 'Digital Wallet' May Arrive with iPhone 6 Sometime This Fallhttp://www.maclife.com/article/news/apples_digital_wallet_may_arrive_iphone_6_sometime_fall
<!--paging_filter--><p>We've heard a lot of rumors about Apple's plans for a "digital wallet" over the last couple years (particularly after the introduction of Touch ID), but now <a href="https://www.theinformation.com/Apple-Mobile-Wallet-Talks-Heat-Up" target="_blank"><em>The Information</em></a> reports that we could see it much sooner than expected. According to the sources, Apple now has the framework in place to allow iPhone users to use their handsets in place of their wallets, and we could see the technology as early as this fall.</p><p>The report claims that Apple's talks with industry executives from companies like PayPal have "heated up" in the past couple of months, and now progress is so far along that the Cupertino company's "digital wallet" could launch with the iPhone 6 during the rumored September event. A "secured element" would be embedded in the phone itself so as to keep any payment information generally free from malicious intent, and Apple itself would retain control over the basic systems.</p><p><img src="/files/u334114/2014/07/touchid-payments.jpg" width="620" height="348" /></p><p>The "secured element" in question is likely associated with the fingerprint sensor for Touch ID, which reportedly keeps the user's fingerprint data stored on the phone itself where it can't be accessed by any other part of the phone. If the technology is as good and secure as Cook and company say it is, it might turn out to be a good place to store data away from prying eyes—both physical and digital.</p><p>The service could also be tied to iTunes, which already contains the credit card information for around 800 million users. The main hurdle, of course, is getting other members of the payment community to adopt Apple's technology, which will have to happen if the iPhone maker doesn't want to have its mobile payment service go the way of, say, Google Wallet.</p><p><em>Follow this article's writer, <a href="https://twitter.com/LeifJohnson" target="_blank">Leif Johnson</a>, on Twitter.</em></p>http://www.maclife.com/article/news/apples_digital_wallet_may_arrive_iphone_6_sometime_fall#commentsNewsdigital wallete-walletiOS 7iOS 8iPadiphonemobile paymentsTouch IDWed, 23 Jul 2014 23:31:58 +0000Leif Johnson20362 at http://www.maclife.com