Once you’ve made your list,
contact your local Coldwell Banker Residential independent sales associate to begin the home buying process. If you are
not already working with a sales
associate, you can click on Agent and Office Search on our home page. Be
assured that by choosing a Coldwell Banker Residential Brokerage sales associate,
you will find a professional, sales associate to offer you agency representation options and
full service.

Your sales associate can put you in contact with Coldwell Banker Home Loans
so you can be pre-approved for a mortgage before starting the house hunting
process. Although the pre-approval is not a final loan
commitment, the pre-approval letter will demonstrate your financial strength
and ability to go through with the purchase when you are ready to make an
offer.

Your sales associate can provide detailed information on almost any
property currently listed for sale. This includes Coldwell Banker Residential
Brokerage listings, as well as all other real estate broker listings on the
Multiple Listing Service. In addition, your sales associate can also provide
information on homes that you see advertised for sale in the newspaper or
online. This also includes information on properties that are advertised “For
Sale by Owner." Your Coldwell Banker Residential Brokerage independent
sales associate is the only resource
you’ll need. In addition, during this initial phase of your home search, you
may wish to begin the process of selecting a local Real Estate attorney to
represent you once you have an accepted offer on a home. If needed, they can
provide you with a list of local attorneys that specialize in real estate.

The next step…you've found a home and you’re ready to make an offer!

The initial step will be to
instruct your sales associate to make an
offer. The paperwork process can vary between regions of Atlanta. Typically,
you will provide your agent with the following information for them to relay to
the seller’s sales associate regarding the paperwork required in their
marketplace:

The amount you are willing to pay

Mortgage amount

Closing and occupancy dates

Contingencies, such as obtaining a mortgage, building inspections, and pest inspections to include where appropriate (but not limited to): termite, pest, radon, water potability, well, lead, septic, oil tank, etc.

Any personal property
specifically included or excluded. If the offer is not acceptable to the
seller, further negotiations may be necessary to reach terms agreeable to both
buyer and seller. Because counter-offers are common (any change in the offer
can be considered a counter-offer) it is important that you remain in close
contact with your sales associate during
the negotiation process so that proposed changes can be reviewed and responded
to quickly.

You have an acceptable offer!
Since the contract writing procedure, down payments required, building inspection, contingency dates, etc., vary within regions of Atlanta, please consult with your sales associate so they can inform you of the immediate action steps. Timing is critical at this stage!

Between contract and closing

Our exclusive concierge program was developed to assist you with the services you need before, during and after your move. From moving companies and new community information to home improvement services, we’re here to help you every step of the way. Please see the concierge section within this website for further details.

What to expect at the closing

The closing is a formal process where all parties sign the paperwork needed to complete the transaction that transfers the property from the seller to you. The seller receives payment for the home, and you receive the house keys! From the amount credited to the seller, the title representative subtracts the funds required to pay off the existing mortgage and other transaction costs. Deeds, loan papers and other documents are prepared, signed and ultimately filed with local property record office.

After the closing

At closing and beyond, our Concierge service is here to assist you with all the details as you move into your new home! Be sure to visit the Concierge Services section of our website.

Some community, school, and location information powered by Onboard Informatics (www.onboardinformatics.com).
Information presented on these web pages is deemed reliable but is not guaranteed and should be independently verified by the users of this site.
Onboard Informatics makes no warranty, either expressed or implied, as to the accuracy of the data contained within or obtained from this Web Page.

Real estate agents affiliated with Coldwell Banker are independent contractor sales associates and are not employees of Coldwell Banker.