*In partnership with the Federal Home Loan Bank of NY. Income guidelines apply. Monthly deposits to savings account required. Funds matched up to $7500. Funds to be used for home purchase only. Homebuyers Education Class required. Equal Housing Lender. Insured by NCUA.

Unauthorized Access or use of this website is not permitted and may constitute a crime punishable by law.

Locate Closest CO-OP ATMs

These ATM Owners do NOT charge for OUR card!

Now you can get cash surcharge-free from the ATM owner at more ATMs than ever. We charge only one dollar for using an ATM we do not own. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never too far from your money.

One2One Member Business Guide

One2One showcases businesses, artists, craftspeople, and home and cottage industries owned by Genesee Co-op FCU members. One2One connects you to these local business owners so you can support them and SHOP LOCAL, BUY LOCAL.

Check out the goods and services available from other Credit Union members!

GCFCU Mortgages

Genesee Co-op is a great place to borrow when you are looking for a competitive interest rate, excellent customer service, and financial guidance. There are all kinds of ways we go the extra mile to help our members.

We work closely with first-time home buyers to help them get mortgage-ready and have developed ways to assist our lower-income members or those building their credit history to qualify for a mortgage.

Our Members make the difference.

Member Since 2001

"The credit union has helped me straighten out my credit so I could own a home. They helped me every step of the way to homeownership right down to recommending and suggesting various avenues to save money and providing me with my first mortgage. They have always been there to make recommendations when I needed financial advice. I'm a member for life because they've made such a difference in my life."

June Capitulik

The Little Credit Union That Can

Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.