Mortgages

Our goal is to make it quick, easy and free to find out what’s on offer and from who.

Last UpdatedSunday, May 12, 2019 - 8:41pm

LVR Restrictions?

Institutions

Bank

Finance Company / Loan Broker

Credit Union / Building Society

Peer to Peer / Other

Term

Floating

6 months

1 year

18 months

2 years

3 years

4 years

5 years

7 years

Displaying 136 - 146 of 146 results

Monthly payment amount is based on a $250,000 mortgage over 30 years. The amount takes into account Upfront Fees and Monthly Fees and is an indicative payment amount only. The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.

Representative example: The advertised rate is 5.89%, so if you borrow $250,000 over 30 years you will pay $400 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,483.61 and you will pay $534,100.30 in total over the life of the mortgage

Representative example: The advertised rate is 5.90%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and $12.5 in Monthly Fees. Your monthly repayment amount will be $1,498.31 and you will pay $539,390.50 in total over the life of the mortgage

Representative example: The advertised rate is 5.90%, so if you borrow $250,000 over 30 years you will pay $400 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,485.21 and you will pay $534,676.97 in total over the life of the mortgage

Representative example: The advertised rate is 5.90%, so if you borrow $250,000 over 30 years you will pay $400 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,485.21 and you will pay $534,676.97 in total over the life of the mortgage

Sovereign

Variable Rate Loan

$0

5.90%

Sovereign loans are only available via a mortgage adviser, an application fee may be charged by the adviser

Representative example: The advertised rate is 5.90%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,482.84 and you will pay $533,822.86 in total over the life of the mortgage

Representative example: The advertised rate is 5.95%, so if you borrow $250,000 over 30 years you will pay $400 in Upfront Fees and $2 in Monthly Fees. Your monthly repayment amount will be $1,495.23 and you will pay $538,284.47 in total over the life of the mortgage

Representative example: The advertised rate is 5.95%, so if you borrow $250,000 over 30 years you will pay $300 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,492.64 and you will pay $537,349.79 in total over the life of the mortgage

HSBC

Home Equity (Revolving)

$400

6.09%

HSBC Premier qualification criteria applies (e.g. combined lending of NZD500,000 or more or NZD100,000 of savings and investments with HSBC).

Representative example: The advertised rate is 6.09%, so if you borrow $250,000 over 30 years you will pay $400 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,515.79 and you will pay $545,685.81 in total over the life of the mortgage

Representative example: The advertised rate is 6.15%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,526.12 and you will pay $549,401.95 in total over the life of the mortgage

Representative example: The advertised rate is 6.30%, so if you borrow $250,000 over 30 years you will pay $150 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,548.36 and you will pay $557,409.76 in total over the life of the mortgage

Representative example: The advertised rate is 6.50%, so if you borrow $250,000 over 30 years you will pay $400 in Upfront Fees and $2 in Monthly Fees. Your monthly repayment amount will be $1,584.70 and you will pay $570,491.40 in total over the life of the mortgage

The calculations for Monthly Payment Amount and Annual Comparison rate are based on a principal amount of $250,000 and a term of 30 years. These figures take into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate these figures as it gives our users a better way to compare each loan. All figures are indicative for comparison purposes only, they do not constitute a quote. Users who are looking to enter into a mortgage contract should seek an exact quote from a mortgage broker or from the institution directly.

Monthly payment amount is based on a $250,000 mortgage over 30 years. The amount takes into account Upfront Fees and Monthly Fees and is an indicative payment amount only. The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.

The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.