Attention Deficit Disorder (ADD) and Attention Deficit Hyperactive Disorder (ADHD) are two of the most commonly diagnosed psychiatric conditions in children; yet for the 2 percent of the adult population that also lives with these disorders, resources and support are scarce. In fact, many adults struggle all their lives with undiagnosed ADD or ADHD impairments, making their regular daily activities, including full-time employment, enormously challenging. Most Common Symptoms of Attention Deficit Disorder and ADHD In Adults: – difficulty concentrating – trouble...

The results of Statistics Canada’s General Social Survey has been released. The 2012 survey asked 792,000 Canadians aged 15 years or older about their home care needs. The survey did not cover those living in institutions or in long-term care facilities. The 792,000 Canadians can be divided into two groups. The first group, some 461,000 in all, needed care at home to deal with a long-term illness, aging or disability condition but did not receive any care. The second group, about 331,000, received care at home for a long-term illness, aging or disability condition...

Functional Capacity Evaluations Functional Capacity Evaluations (FCEs), otherwise known as Functional Abilities Evaluations (FAEs), are conducted by various healthcare providers. They provide objective information about an individual’s ability to perform work tasks and activities of daily living. Insurance companies frequently use FCEs in the evaluation of long-term disability claims. What To Expect An FCE may include a wide range of activities to test the limits of the claimant’s physical abilities in relation to their occupation. Activities such as lifting,...

Ontario’s 2014 budget, passed on July 24, has called for an amendment to the Insurance Act to prohibit employers from self-insuring their employees’ LTD benefits. Employers who self-insure often do so as a cost-saving measure, as paying for employees’ benefits on an as-needed basis can result in significant savings compared to the costs of group plan premiums provided by licensed insurance companies, which insure all personnel in the company. LTD Benefits No Longer Self-Ensured By Employers However, according to the budget: “Recipients of long-term...