2019 Overview

General Credit Union Information

Dutch Point is an NCUA insured institution located in Wethersfield, CT.
It was founded in 1960 and has approximately $330.39 millions in assets.

Who can join?

Dutch Point CU is available to serve:

Persons who:

Live in, work in, regularly conduct business in, worship in or attend school in the following Counties:
Hartford
Middlesex
New Haven
New London

Field of Membership Restrictions

Dutch Point Credit Union of Connecticut is open to the residents, registered students, church members, people maintaining employment, and the people that conduct business in these Connecticut Counties: Hartford, New Haven, New London, and Middlesex as well as the family members of current credit union members.

Featured - Virginia Home Equity Line Of Credit Rates 2019

Our APRs start at 4.99% for the most qualified applicants and are higher for other applicants. For example, for a borrower with a CLTV of 45% and a credit score of 800, a five-year Figure Home Equity Line with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 4.99% and a 3.00% origination fee. Your total loan amount would be $51,500. Origination fees range from 0-4.99% of your initial draw depending on your credit score and the state in which your property is located. The advertised rate is available only to borrowers using primary residences as collateral. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term and occupancy status.

Low fixed loan rate. Borrow $15,000-$150,000.

Approvals in 5 minutes, funding in as few as 5 days

No appraisal fee. No maintenance fee. No pre-payment fee. No late fee.

Note to DUTCH POINT
To upload and update your bank's rates please register.
It is free to register and add rates.

Branches

Below are Dutch Point branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia

Dutch Point Locations

Financial Details

Dutch Point Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dutch Point.
The data is provided by the NCUA.
All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured.
Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Dutch Point

U.S. Average

2.83%

6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed
with the amount a credit union has on hand to cover any losses.
The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has
to absorb its loan losses.

As of March 31, 2019,
Dutch Point had $860,514 in non-current loans and $167,171 in owned assets.
To cover these potential losses it had $35,839,301
in net worth and $504,090 in loans loss reserves.
That gives it a Texas Ratio of 2.83%.

Net Worth

Dutch Point

U.S. Average

10.84%

13.47%

Dutch Point FCU has a net worth of 10.84% versus the BestCashCow average of 13.47.
Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Dutch Point

Branches and Savings

What is Dutch Point?

A federal credit union, registered with the NCUA under certificate #60457.
Learn more about credit unions here.