The 7 Baby Steps

Take Control of Your Money One Step at a Time

Building a new future with money is a lot like building a home. You don't add the roof until you've finished framing, and you don't frame until the foundation is secure. Dave Ramsey's Baby Steps are designed to help you out of debt and stress and into a life of saving and giving. We're all in different places with money. Start right where you are and get where you want to be. Know-how is 20% of the equation. Behavior change and self-discipline make up the other 80%. You can do it! Just follow the steps.

Great, So Where Do I Start?

The first step in taking control of your money is to create some cushion between you and life's little emergencies. Start by getting $1,000 in savings. It's easier than you think, and it's absolutely worth it.

Most people can do it in a month or less, and these tools can help you get started.