Bank Robbers Now Aiming For Your Online Accounts

2/5/2013 9:51AM

The recent surge in cybercrime comes with a silver lining: Bank robberies are plummeting, as criminals seem to wise up to the fact that heists just don't pay like they used to. WSJ's Jack Nicas reports on the News Hub. Photo: Getty Images.

This transcript has been automatically generated and may not be 100% accurate.

... the the ... Bonnie Clyde on screen ... we have enough there because the recent surge in cybercrime turns out to making folks like that I think the past ... or more so than more more so than usual big properties I think referees are plummeting ... as criminals seem to wise up to the fact that Christ's just don't feel like they used to ... a collapse of being nearly cut in half over the past decade to five point one robberies per one hundred banks in twenty eleven ... though the nationwide crime rate is dropping the decline in bank robberies far exceeds the decline in other crimes according to the idea ... Jackie gets joins us from Chicago Jack ... turns out that's not where the money is ... good morning no armed so as we've seen ... the transformation of them under environment from on the debate Richard bank tellers are ... migrating on QEP mga an online transaction ... they will have largely followed up with that trend is well ahead ... of the debate about the DPP not that I'm surge in doubt what the drifting ... toward the gap got it at that ... meanwhile the bank robbery plummeting ... speaking of which the system preliminary twenty twelve figures released last week show ... the lowest tally in the decade Chile and thirty eight c at thirty eight hundred seventy bank robberies last year ... down from five thousand year earlier ... so he just didn't he just keeps climbing ... writing that it is a continued trend of national preliminary numbers but ... opted to grill the bread of reported though ... I were looking at a lower bellyaching ... ye very dovish the bar is not a guided ... reading the jacket you will ... I wouldn't think that ... the type ... to for the type of person to rob a bank would be the same type of person it's going to ... commit more sophisticated ... cyber crime ... and yet I mean is that ... something is dead believe what's happening is some of the folks that did would commit the one crime are actually moving ... higher up the food chain as it were ... what is a good question and ended up there's some debate here among ... aam if you're desperate for FBI agent ... I spoke to one that ... allowed them a wealth of more sophisticated be remote and especially the younger one country would of been calling it a crime ... they're not they're now I'm more inclined to Rabobank ... great potential for trouble in the ... generational shift ... however others especially don't be a lot of work in a ... bead on the incremental and in many ways ... because of ... her adult and can walk in cupboard but also ... better paying securities ... what are ... some of the most common ... cybercrime swing comes to robbing banks ... um what what often happens is ... that it ... is to ... promote am going to ... customers checking account and obligate dude did due to small businesses which have a larger ... deal ... of the cash it could take from the Commonwealth Securities ... the company ... to go into all the project encountered goal of ... of money that was in good use ... of ... something that actually target customers more than bankrupting time to go ... into it to shift it may actually be going towards your average Joe of that and I felt that respect okay ... with that in mind how can individuals protect themselves ... I'm more global in most cases of you know it ... can go back to your of your ... of your finances and also um in most cases they will ... aam backdrop of the ... filmmaker you already know ... ok and and and and they're getting in your accounts with things like fishing attacks and e mails is is that ... a common ... I contacted further others that people are aware of ... I think um you know that there's a wide variety of ... tactics including know that we haven't ... of filed with police detective that he ... did all the very fundamental basic one ... welcome to shoot it mean though ... don't give a quick look into that sort of all part of Irish ... folk out there they certainly are throwing at you with that wall dot ... but it's ... ok but lest we forget there are ... some bank robber is making a name for themselves there's one you mention your story ... read and it out of Illinois ... apparently have been going on three apparently between the seventeen day ... allegedly it seven eight ... over the ... years though and in every case he's wearing a pair with an open about that though ... I'm ... authorities in making them that they didn't have someone else to get them out ... in Utah last month ... the loser will lead to some folks to ... the defense is equipped with a ... the prom is probably a lot of them could get away with it but I will post a proper turn up ... your real Robert to keep doing it ... it got me thinking dang smart enough to see it again if not smarter than Tupelo cybercrime it is wise doing the same pair of sunglasses every robbery offences ... anyway the story but that's another question for another segment thank you so much for