16 February 2011

Turning Dreams into Reality

Many of the dreams Australians have are related to money: owning their own home, paying cash for a new car or travelling overseas. And yet not one of these dreams will be fulfilled if they don't set goals. Goals for building savings, goals for paying down debt so they can build savings, goals for when they want to fulfil their goals.

During this Spending Freeze, take some time to re-evaluate your dreams and goals. Make them concrete, write them down. Then review your Spending Plan to see how they fit with your finances. Are there areas in the Spending Plan that could be tweaked to make those dreams a reality? If so, tweak them. If not, review the plan to see where tweaks could be made.

Remember, Spending Plans are not set in concrete. They are meant to be flexible, to be tweaked to suit your financial circumstances, dreams and goals.

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Welcome!

If this is your first visit, welcome! If you're a regular visitor, welcome back.

This is my record of the daily challenges the Armstrong family faces as we live life the Cheapskates way - debt free, cashed up and laughing - and try to stay that way.

Here I talk about the little things I do that save us a lot of money and the bigger things that may only save a small amount. I share the things that work for us and the things that don't. I say it as I see it, so if I try something and think it's a dud, I'll tell you. And if I try something and it works, I'll share it with you.

You'll get an insight into a very frugal family living a very comfortable 21st Century lifestyle and I hope it encourages and inspires you as you make your journey to living life the Cheapskates way.