http://kallis3.blogs.iva.co.uk/Sharing from experiences of dealing with debt The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.Bob Marley.

You will need to speak to your IVA provider and explain your circumstances to see what can be done.

http://kallis3.blogs.iva.co.uk/Sharing from experiences of dealing with debt The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.Bob Marley.

How long have you been in your iva ? Depending on the duration left you maybe in a position to seek a full and final based on payments to date due to your change of circumstances and health. Your IP should be your first port of call to discuss this.

Would bankruptcy affect you at all? Do you have any assets to protect?

http://kallis3.blogs.iva.co.uk/Sharing from experiences of dealing with debt The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.Bob Marley.

How much are your total debts? It may be something like a DRO is better for you but do speak to your IP first.

http://kallis3.blogs.iva.co.uk/Sharing from experiences of dealing with debt The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.Bob Marley.

Hi Kalis, I went for the Iva to avoid the stress of having the creditors contacting/chasing me for payments , I have depression/anxiety fibromyalgia and chronic fatigue syndrome which are affecting my ability to work full time. I’m divorced and live on my own, my rent is half my wage

http://kallis3.blogs.iva.co.uk/Sharing from experiences of dealing with debt The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.Bob Marley.