A US soldier observes an area from a hill top near the town of Walli Was in Afghanistan's Paktika province, near the border with Pakistan. Photograph: Goran Tomasevic/Reuters Ahead of the crucial......

Apple Inc's launch of its own tap-to-pay system using near-field communication in its new iPhones and smartwatches may not be a game changer after all. The success of Apple Pay, unveiled at a gala......