Sumit’s research interests include issues relating to financial institutions, household finance, behavioral finance, international finance, real estate markets and capital markets.
He has published over fifty research articles in journals like the American Economic Review, Quarterly Journal of Economics,
Journal of Political Economy, Journal of Finance, Journal of Financial Economics, Review of Financial Studies, Review of Economics and Statistics ,
Management Science, Journal of Financial Intermediation, Journal of Money, Credit, and Banking among others.
Additionally, he has written a book titled Kiasunomics and also co-edited a collected volume on Household Credit Usage: Personal Debt and Mortgages. He writes regular op-ed’s in the Straits Times and
is featured on various media outlets like the BBC, CNBC, and Fox on issues relating to finance, banking, and real estate markets. Sumit’s research is widely cited in leading newspapers and magazines like the Wall Street Journal, The New York Times,
The Economist, and the U.S Presidents Report to Congress. He also runs a blog on household financial decision making called Smart Finance.

Research Summary

Dr. Agarwal has been invited to present his research at many renowned universities such Columbia University, Northwestern University, University of California Berkeley, Johns Hopkins, Wisconsin, Minnesota, Maryland, as well as institutions and central banks namely the IMF, World Bank, European Central Bank, European Union, Dutch Central Bank, Riksbank, OCC, and the Federal Reserve Banks of Chicago, San Francisco, Atlanta, Boston, New York, and Philadelphia. He has consulted with the World Bank, Federal Deposit Insurance Corporation, OCC, the Reserve Bank of India and Bank of America.

He has also served as an adjunct professor and a scholar at the finance department at George Washington University, DePaul University, the Indian School of Business, Georgetown University and the World Bank. Agarwal received a Ph.D. in economics from the University of Wisconsin-Milwaukee.