For most people, the thought of their children being victims of identity fraud is even more chilling than being a victim themselves.

While children are less at risk for identity fraud than adults, when it happens it can be much more devastating because the fraudulent activity can go undetected for years, making it all that much harder to restore the victim's good name.

A study from ID Analytics found that 140,000 identity frauds are perpetrated on minors each year.

Bullying is no longer limited to the bus or the school hallway; kids also use technology to intimidate and harass.

What is cyberbullying?Cyberbullying can range from embarrassing or cruel online posts or digital pictures, to online threats, harassment, and negative comments, to stalking through emails, Web pages, text, and IM (instant messaging). While any age group is vulnerable, teenagers and young adults are common victims, and cyber bullying is a growing problem in schools.