Health Care Reform (HCR)

As Applicable to Employer Sponsored Group Health Plans

The Patient Protection and Affordable Care Act of 2010 and the Health Care and Education Reconciliation Act, collectively referred to as the Affordable Care Act (ACA), were enacted in March 2010. They provide for a number of changes for group health plans. The Departments of Labor, Health and Human Services and the Treasury have been issuing regulations in several phases to implement the new law.

Banner Health's benefit plans are compliant with the requirements of the Affordable Care Act. Many of the requirements were already incorporated into the plans before the laws were passed. The remaining protections of the Affordable Care Act that apply to the Banner Health Plans will be incorporated according to the schedule the government has laid out for implementation.

Questions regarding compliance of our plans can be directed to Banner Plan Administration at (480) 684-7070 in the Phoenix area or (800) 827-2464 in other areas. As a self-insured and self-administered health plan regulated by the Federal Government under ERISA, you may also contact the Employee Benefits Security Administration, U.S. Department of Labor at (866) 444-3272 or view the Patient Protection and Affordable Care Act website.

These pages are highlights of the benefit plans. In the event of a difference between these pages and the legal documents/contracts, the legal documents/contracts will rule. Banner Health reserves the right to change, amend or discontinue all or part of these plans at any time for any reason. View Plan Documents