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Investment Account Q&As

History

Q Under which brand was the Investment Account originally sold?

AThe Investment Account was originally sold by CMI Insurance Company Limited. RL360 Group completed the acquisition of Clerical Medical International in November 2015, and Investment Account policies are now administered under RL360° Services.

Q How long was the Investment Account designed to be held?

AThe Investment Account was designed as a medium to long-term investment, and should therefore be held ideally for 5 years or more.

Changing the policy

Q Can the policy basis be changed after issue?

ANo. The policy basis cannot be changed after issue.

Q Can the policy currency be changed?

ANo. The policy currency must remain the same as the currency selected at application stage.

Funds

Q What funds can I choose?

AYou can choose from a range of investment funds or Offshore With-Profits Funds. We provide a Fund Centre and With-Profits pages to keep you informed about the fund range and their past performance.

Q Do I get charged for changing funds?

AYou may switch funds up to 12 times in any calendar year, free of charge. If you request more than 12 switches, you will be charged 1% of the value of your switch, subject to a minimum charge of £10 and a maximum charge of £250.