Bank Interest Calculator

About the Bank
If you have opened a bank account at the National Neopian you will be able to collect interest every day. The number of neopoints you get each day is based on two things: firstly the number of neopoints in your account; secondly your bank account type. The better your account is, the higher interest rate you will have. You can see the interest rates in the table below:

Account Name

Minimum Neopoints

Interest Rate

Junior Saver

0

4.5%

Neopian Student

1,000

5.5%

Bronze Saver

2,500

6%

Silver Saver

5,000

6.5%

Super Gold Plus

10,000

7%

Platinum Extra

25,000

7.5%

Double Platinum

50,000

8%

Triple Platinum

75,000

8.5%

Diamond Deposit

100,000

9%

Diamond Deposit Plus

250,000

9.5%

Diamond Deposit Gold

500,000

10%

Millionaire Platinum

1,000,000

10.5%

Millionaire Double Platinum

2,000,000

11%

Millionaire Mega-Platinum

5,000,000

11.5%

Neopian Mega-Riches

7,500,000

12%

Ultimate Riches!

10,000,000

12.5%

Calculating Interest

What if you wanted to know how much interest you would be getting if you had a certain amount of money in your bank account? You can use our interest calculator to find out! If you set the settings to 'automatic' the calculator will assume you have chosen the highest account possible for the amount of money that you own. If you have a different bank account you can choose a different setting. You can choose to enter your balance with or without commas (1000 or 1,000).

Your yearly interest result from this calculator will be different from the one shown on Neopets. The reason for this is that this calculator also takes into account the interest you collect daily. Naturally you will also receive interest over the neopoints you collected as interest (under the condition that you do not remove them from your bank account).

Your balance:

Your account:

Calculate balance needed for daily interest

You can also calculate how much money you would be needing in your bank account in order to receive a certain amount of money as interest every day. Put the number of interest you would like to have each day in the box below to find out. You can choose to enter your interest with or without commas (1000 or 1,000).