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There are always reasons that make a loan necessary. Be it a spontaneous repair, medical bills or urgently needed purchases ensure a spontaneous and urgent need for capital. However, an existing negative Credit bureau entry often prevents the receipt of a corresponding loan. It is almost impossible to get an instant loan from normal banks…

All banks and credit institutions check your creditworthiness if you want to take out an installment loan. If you have your finances under control, a regular income and a permanent position, nothing stands in the way of an installment loan. However, if one of these cornerstones wobbles, for example if you are self-employed or already…

Among the different types of mortgage, there is a category called “home help”. These are regulated loans, accessible only under certain conditions, and allowing borrowers to back state aid to their credit. The best known (and most used) of these loans is undoubtedly the zero rate loan, or PTZ. Here’s how it works. What is…

Whether and how you can terminate your follow-up financing or your forward loan depends on which financing phase you are in and why you want to cancel. Basically, the following applies: contract is contract – the bank is only obliged to let you move before the agreed contract term expires: if you want to…

You have seen yourself in situations where: the phone keeps ringing with calls from creditors wondering when that bill will be paid – you don’t even answer them anymore. Light can be cut at any time. Those in debt can suffer from anxiety, stress and pressure from not keeping up with their bills. In many…

You can redeem your lender bank loan after the end of the fixed interest period specified in the contract. Depending on the lender bank program, this is between 5 and 20 years. In most cases, early repayment of the loan is only permitted against payment of a compensation sum during the fixed interest period. However,…

Essential sesame in order to conclude a real estate transaction, the alls of credit is a long and complex stage. In fact, in the vast majority of cases, becoming a homeowner requires obtaining a mortgage with a bank, with all that this involves documents to provide, guarantees to present and precautions to take. This…

Any loan requires a guarantee. When you want to take out a mortgage, you are forced to present sufficient guarantees – in particular taking out a mortgage or involving a surety company. But there is another possibility among these mortgage guarantees: opting for joint and several surety, a mechanism by which a natural person replaces…