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By JialaFri Jan 13th 2017 at 4:13 am

This… this is a more cunning plan for vengeance then I would have given Claw credit for…

Though there is another way out for the guy, he could just give Claw the middle finger and rent an apartment somewhere in the city. In which case Claw should probably have another backup ace just in case.

Unless he has the cash for a fast move he can’t just jump into an apartment. And asking the bank for a lone would pull up the part where he is the target of a supervillain’s revenge. So good luck on that approval.

I’m not so sure it would come up in a credit check for a loan. But usually people like him have a savings setup, or at least I and most people I know keep a healthy savings set aside for emergencies, that he could use to make the first payment or so. Some apartment complexes in the city I live in will just want to do a criminal background check on you, then let you move in same day the check completes provided your record is clear. And this guy, while he is coming off as rather vindictive towards Claw cause hes a supervillain, the fact that he was making payments on a house suggests he wasn’t fiscally irresponsible. A bank would have taken the house under those same light banking regulations if he had missed too many payments or screwed the pooch with them.

Really Jiala? A major issue in the U.S.A. has been how fewer and fewer people are properly saving and either living paycheck to paycheck. Not that they are poor, just that they are irresponsible and spending all of their income, or even a little bit beyond and accumulating more and more debt. If this guy is responsible and has a good six months worth of emergency funds, he’d actually be somewhat exceptional at the moment I’m afraid.

Hey… what’s more likely, that the wages in this country haven’t kept pace with the cost of living… or that everyone is too stupid to budget?

I’m all for calling a large portion of the population fools, I mean… Trump was elected, proving a LOT of problems with basic con man identification… but have you ever looked into what is involved in getting out of a situation where you live paycheck to paycheck? Which is actually a pretty good definition of poor, isn’t it?

By DannyboyO1Mon Jan 16th 2017 at 12:45 pm

If anyone can or would put “earned wrath of known supervillain” on someone’s credit report? I think it would be Claw, at this point.

It… would be a relevant detail impacting their ability to survive to pay back any loan.

Oh, yes. And ToC is a TINY little town, with nothing at all to do unless you’re an outdoorsy type. Jobs are at a premium too; there are only four real employers. The state government, the county government, the city government… and Wal-Mart.

With enough money? Buy remote land near a road. Have a bunch of prefabricated houses put there and name it a town. Set a deed for someone. All possible with cash.
The taking the man’s house. . Even Claw notes surprisingly light banking regulations that let him do it. So legal loophole to evicting him.

Can it work? If the family has no extended family to fall back on for a place to stay while finding a new home. And assuming they have no major savings for an apartment. The only stumbling block is a job. Then this guy practically would have to go. Claw needs to remove the man’s income locally and see he is employed in Alaska.

All Claw would have to do is show up to the guy’s job and tell the guy’s employer he’s now the target of a supervillain and it’s personal. Employer would probably fire the guy on the spot just to keep the business from being collateral damage.