Improve Cash Flow for Your Business with an Efficient Collections Strategy

Is your decision making process costing you customers?

About Experian Business Information Services

Experian’s Business Information Services is a leader in providing data and predictive insights to organizations, helping them mitigate risk and improve profitability. The company’s business database provides comprehensive, third-party-verified information on 99.9 percent of all U.S. companies, with the industry’s most extensive data on the broad spectrum of small and midsize businesses.

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Commercial Credit Application

With industry-leading features and functionality, BusinessIQ is the online portal to all of Experian's online commercial credit tools — from reports and scores to portfolio management, decisioning, collections and more.

Reports

This report provides a comprehensive view of a business's financial obligation as well as fraud screening, credit limit recommendation, more background information on the business and more data elements than any other report.

The Small Business Credit ShareSM program is a consortium of companies that share expanded payment performance data on products like lines of credit, credit cards, loans, leases and first creditors for emerging businesses like utilities and telecom. Members get access to reports, scores and special offers that are exclusive to the program.

The Business Owner Background ReportSM provides unprecedented visibility into a business principal's relationships with current and former business interests. Combining Experian's robust consumer and commercial data assets with state-of-the-art analytics, the report provides a comprehensive evaluation of the fraud and credit risk associated with a business owner or principal.

Scores

Experian's strongest commercial risk model to date, this all-industry product uses business information or blended business and consumer information to predict the likelihood of delinquency within 12 months.

The Small Business Credit ShareSM program is a consortium of companies that share expanded payment performance data on products like lines of credit, credit cards, loans, leases and first creditors for emerging businesses like utilities and telecom. Members get access to reports, scores and special offers that are exclusive to the program.

Collections

With this service, delinquent debtors receive a notification letter on Experian letterhead detailing their delinquent account status. Each letter also offers the debtor 60 days of free access to his or her business credit report.

Direct Data Access

With Dynamic Access, you can reduce out-of-pocket costs and save time by choosing as much or as little data as you desire, with no filters, directly from BizSource, Experian’s state-of-the-art commercial repository. Receive data at the granular level directly into your ERP or CRM system via XML for a seamless interface.

Data Integration

Deal with multiple records, accounts, portfolios and databases. Have one standardized customer master file. Identify one unique ID to track and manage accounts and exposure. Know if credit lines are open with multiple members of the same corporate family.

Customer Aquisition

The analytical process helps you to fine-tune targeting strategies, identify new prospects with characteristics matching ideal customers and make relevant offers. Business marketing and credit data elements from Experian appended with your own internal customer data helps to create in-depth profiles of current customers.

Address all of your data needs with Experian’s suite of U.S. business records that includes more than 16 million verified businesses, nearly 7 million non-verified businesses, and more than 12 million suspect businesses, along with 4 million new businesses.

Experian and the Experian marks used herein are trademarks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.