19.99 / 22.99

5000.0

As a No-Fee ScotiaGold Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your No-Fee ScotiaGold Visa card.

AVIS reservations may be made online at avis.com/scotiabankgoldvisa or by calling 1-800-TRY AVIS (879-2847). Please quote AVIS worldwide discount number C030310.

Budget Reservations may be made online at Budget.com/scotiabankgoldvisa or by calling 1-800-268-8900. Please quote Budget Corporate Discount number A363319.

Rental Car Collision Insurance1

Covers full value of the vehicle against damage, loss or theft provided the entire cost of the car rental is changed to your No-FeeScotiaGold VISA card AND coverage offered by the rental car agency is declined (some exclusions apply).

Covers full value of the vehicle against damage, loss or theft provided the entire cost of the car rental is changed to your No-Fee ScotiaGold VISA card AND coverage offered by the rental car agency is declined (some exclusions apply).

With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 10%† of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event of a diagnosis of a covered Critical Illness++, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000.

This comprehensive coverage is available at a monthly premium rate of only $0.95 per $100 of average daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.

Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 70 years of age.

View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.

†10% of your outstanding credit card account balance for up to 10 months up to a maximum of $5,000 per month and a total maximum of $50,000 if you are unable to work due to involuntary Job Loss, Strike or Lockout or become disabled.

++Critical Illness, Disability, Job Loss and Strike/Lockout coverage terminates at age 70. Life coverage terminates at age 80.

Scotia Credit Card Protection is a group insurance policy underwritten by Chubb Life Insurance Company of Canada.

All coverage is subject to terms and conditions including limitations and exclusions which are outlined in the Certificate of Insurance which you will receive upon enrolment.

How to

Rental Car Collision Loss Damage Insurance is underwritten by American Bankers Insurance Company of Florida Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance provided with the card. Read the Certificate of Insurance then keep it in a safe place with your other valuable documents, and take it with you when you travel. For all insurance coverages, certain limitations, restrictions and exclusions apply.

2

Subject to available credit. Scotia Credit Card Cheques are treated as a cash advance and interest applies from the transaction date until the amount is repaid in full.