FAQs for consumers about debt management companies

If you're looking for help reducing or managing your debt 
whether it's credit card debt, a mortgage, or a car loan  you may be considering
a debt management company. These companies must be registered by the state of
Oregon, and Oregon has many protections in place for consumers who use these
services. Before you pay anyone to help you with your debt, it is important
to:

Check to see if the company is registered in Oregon.

Know what services you are receiving and how much they
cost. Be cautious of high fees.