@justwise over 2 u if u ar bak, all my previous application i apply as manager of oil company,but am no longer workin wit d company,am now into comunication business,am now gathering all d invoice i collect each tim i buy goods and also hav d reciept i issue 2 customers,all dese ar evidence of my new work,how do i explain d change occupation 2 eco in my next application? 2) like how many months can i run d new ocupation b4 i can apply?

Goddey1975:@worry ur advice pls, i hav work as civil servant 4 12yrs an i use d work 2 applied den but i was refused,i later lost d job, i now work as selfemployed since 10months ago an d busines is registered,wat is my chance 2 reapply as selfemployed an also include d copy of my wife uk visa page in my application state dat we want 2 go 2geda 4 holiday?

Sincerely we don't know what to believe. You stated you'd work as a civil servant for 12 years, now it's oil company manager turned communication guru. You have built your foundation on lies. I hope you're not on a 10 years ban. Like I said you'll keep dashing free money to Her Majesty Queen if you won't listen to people here.

Give a comprehensive details of your previous refusals. This will help.

Sincerely we don't know what to believe. You stated you'd work as a civil servant for 12 years, now it's oil company manager turned communication guru. You have built your foundation on lies. I hope you're not on a 10 years ban. Like I said you'll keep dashing free money to Her Majesty Queen if you won't listen to people here.

Give a comprehensive details of your previous refusals. This will help.

Medfuture:hi. Please i want to renew my uk visa. The last i had was 6months and it expired in september. I want to apply for 2years. I got my american visa early this month. I have a letter from sch. IV letter from my sister and tenancy agreement sincd i will be staying with her. But the question here is my dad's statement that i have is from April - September and had a balance of 700k which i used for my US visa application. His salary account. I cant get his other savings statement of account because he traveled. Do you think it is enough to apply as i have every other document i believe i need? His monthly income is about 400k

please a lady mistakenly write only one name instead of two given names on her passport when filling the application form and she had submitted and paid for the application before she discovered and her appointment date is on wednesday, what can she do?

I want to attend a 3 day conference in UK fully sponsored by my state government. Its going to be an all expense paid trip. My question is , am i going to present only my working place account statement (STATE SPECIALIST HOSPITAL) or will i add my personal bank statement considering the fact that am going to be sponsored. THESES ARE THE SUPPORTING DOCUMENTS I HAVE.

Employment letterOffer of employmentConfirmation of appointmentMarriage Certificatepromotion letterletter of sponsorshipletter of introductionStatement of Account (Government)birth certificate of Childmarriage photographstenancy agreementhotel booking confirmation printoutletter of invitation by the organizer of the conference.

milki202000:Hi, my uk tier 1 visa expired April 2014, what kind of visa application should I put in for and how many years? And my wife and son are in the uk without a uk visa though my son has a Nigerian passport. what should I do when am filling the application form about my marital status? Am legally married to my wife in the uk

Did you travel to the U.k on tier 1 visa with your wife and son and returned to Nigeria without them when your visa expired?

Bigolly:please a lady mistakenly write only one name instead of two given names on her passport when filling the application form and she had submitted and paid for the application before she discovered and her appointment date is on wednesday, what can she do?

She can make the correction on the printout and also make a note of the mistake for the ECO

ancestorial:I want to attend a 3 day conference in UK fully sponsored by my state government. Its going to be an all expense paid trip. My question is , am i going to present only my working place account statement (STATE SPECIALIST HOSPITAL) or will i add my personal bank statement considering the fact that am going to be sponsored. THESES ARE THE SUPPORTING DOCUMENTS I HAVE.

Employment letterOffer of employmentConfirmation of appointmentMarriage Certificatepromotion letterletter of sponsorshipletter of introductionStatement of Account (Government)birth certificate of Childmarriage photographstenancy agreementhotel booking confirmation printoutletter of invitation by the organizer of the conference.

please if there is any other documents to add, kindly let me know

Submit your salary account but I'm surprised that a state govt gave you their bank statement rather than a letter confirming their support and sponsorship

@Justwise, they gave me letter of sponsorship and i requested for their statement of account to show proof to the VISA officer. but the challenge is that i have less than 400k in my salary account. is there any chance that my application will be considered.

I have checked page after page. I did nt see any stamp. Meanwhile why wuld d location matter. Afterall d package comes straight frm UK so does it mean Ikj opens it and stamps and seals back? #just asking#

@justwise over 2 u if u ar bak, all my previous application i apply as manager of oil company,but am no longer workin wit d company,am now into comunication business,am now gathering all d invoice i collect each tim i buy goods and also hav d reciept i issue 2 customers,all dese ar evidence of my new work,how do i explain d change occupation 2 eco in my next application? 2) like how many months can i run d new ocupation b4 i can apply?

Hello to d gurus...@ worry,@ lawyer,Justwise,O green...I need ur help in making my second application in order not to fail.I applied in Feb this year and was refused ,the ECO stated that:::(1)I have not provided evidence that I am in receipt of my stated income(150k),that my personal bank statement mainly shows deposits,which are sometimes in excess of my stated income,&.that I have not submitted sufficient documents evidence of my reported earnings....(2):stated that I failed to evidence that my business is legitimately generating a turn over that would credibly provide me with the stated income furthermore that d fund held in my account are also required as operating Capital which further limits proposed expenditure without damaging my business.

i am a trader in aluminium products with a monthly take home from 140 to 150k or more depend on sales as monthly income.but I use d same account for all my transaction though I pay in 150k as income monthly along side with other transactions & as at then I have 450k as balance in d savings account that I submitted. And £3000 in my dom acct.So I was refuse becos my account was full of deposit

Now, I changed my circumstances by paying only my income in d said savings account till dateI also just got my buz registered just 2 month ago.....but I have been trading since last year...I now have a corporate account where transaction money are deposited.Hoping to pay 2 month salary /income from it to my savings acct before application, note that my income has been regular since feb.Presently I have a little above 1million in my savings and about 600k in my buz acct.pls what else will I be needing to proof my income as I know I am to correct what d eco stated.i believe with your help and advise I can nail it...bless y'all

yemcol:Hello to d gurus...@ worry,@ lawyer,Justwise,O green...I need ur help in making my second application in order not to fail.I applied in Feb this year and was refused ,the ECO stated that:::(1)I have not provided evidence that I am in receipt of my stated income(150k),that my personal bank statement mainly shows deposits,which are sometimes in excess of my stated income,&.that I have not submitted sufficient documents evidence of my reported earnings....(2):stated that I failed to evidence that my business is legitimately generating a turn over that would credibly provide me with the stated income furthermore that d fund held in my account are also required as operating Capital which further limits proposed expenditure without damaging my business.

i am a trader in aluminium products with a monthly take home from 140 to 150k or more depend on sales as monthly income.but I use d same account for all my transaction though I pay in 150k as income monthly along side with other transactions & as at then I have 450k as balance in d savings account that I submitted. And £3000 in my dom acct.So I was refuse becos my account was full of deposit

Now, I changed my circumstances by paying only my income in d said savings account till dateI also just got my buz registered just 2 month ago.....but I have been trading since last year...I now have a corporate account where transaction money are deposited.Hoping to pay 2 month salary /income from it to my savings acct before application, note that my income has been regular since feb.Presently I have a little above 1million in my savings and about 600k in my buz acct.pls what else will I be needing to proof my income as I know I am to correct what d eco stated.i believe with your help and advise I can nail it...bless y'all

@yem,pls were did u apply ikeja or v.i and do dey put refusal stamp at d back of pasport?

ancestorial:@Justwise, they gave me letter of sponsorship and i requested for their statement of account to show proof to the VISA officer. but the challenge is that i have less than 400k in my salary account. is there any chance that my application will be considered.

Your chance of getting the visa is very high.

You have a sponsor (Government) therefore your salary account balance is inconsequential since you're not paying for the trip. The ECO will only be focused on your monthly salary payments.

Fill your application properly especially the "Income and Expenditure" and you'll be fine.

yemcol:Hello to d gurus...@ worry,@ lawyer,Justwise,O green...I need ur help in making my second application in order not to fail.I applied in Feb this year and was refused ,the ECO stated that:::(1)I have not provided evidence that I am in receipt of my stated income(150k),that my personal bank statement mainly shows deposits,which are sometimes in excess of my stated income,&.that I have not submitted sufficient documents evidence of my reported earnings....(2):stated that I failed to evidence that my business is legitimately generating a turn over that would credibly provide me with the stated income furthermore that d fund held in my account are also required as operating Capital which further limits proposed expenditure without damaging my business.

i am a trader in aluminium products with a monthly take home from 140 to 150k or more depend on sales as monthly income.but I use d same account for all my transaction though I pay in 150k as income monthly along side with other transactions & as at then I have 450k as balance in d savings account that I submitted. And £3000 in my dom acct.So I was refuse becos my account was full of deposit

Now, I changed my circumstances by paying only my income in d said savings account till dateI also just got my buz registered just 2 month ago.....but I have been trading since last year...I now have a corporate account where transaction money are deposited.Hoping to pay 2 month salary /income from it to my savings acct before application, note that my income has been regular since feb.Presently I have a little above 1million in my savings and about 600k in my buz acct.pls what else will I be needing to proof my income as I know I am to correct what d eco stated.i believe with your help and advise I can nail it...bless y'all

My advise is to grow your business and pay your monthly salary of N140k from your business account at the end of every month for at least 6 months as a requirement to meet up with the UKBA standard for statement of account.

I want travel to uk during christmas holiday andmy sister in Uk want to send invitation letter for. Pls nairalanders i need ur help on neccessary docment needed to gather in order to succed. Me and my husband established sch. Can i carry out the processing myself

poppywasiu:I want travel to uk during christmas holiday andmy sister in Uk want to send invitation letter for. Pls nairalanders i need ur help on neccessary docment needed to gather in order to succed. Me and my husband established sch. Can i carry out the processing myself

If your sister is providing accommodation. She needs to send you her Mortgage Bill, utility bill, copy of her passport data page with clear evidence of her immigration status in the UK. A letter of invite clearly stating that she will accommodate and provide feeding for the duration of your stay.

On your own part as a business owner, you'll provide the following documents to proof your ties to Nigeria.

Mr.lawyer,now luk at dis expediture questions,my wife income is 15k,am 2 sponsor her(,1)how much of ur income is spent on living expenses? 10k 2) how much is spent on dependant? 5k, is it ok? or u help us put it in correct order

Dear sir, Pls but.me and husband we dont pay our self salary and we only use school account. to cater for our expenses. No personal account and tax clearance only on school and is my husband name that appeared. Pls sir give me gaurd line

prince1930:Mr.lawyer,now luk at dis expediture questions,my wife income is 15k,am 2 sponsor her(,1)how much of ur income is spent on living expenses? 10k 2) how much is spent on dependant? 5k, is it ok? or u help us put it in correct order

Your problem is that you don't want to listen. I was once in this same position, but was never desperate.

Let me explain my situation;

In 2013 I established communication with Justwise and other gurus, submitted an application in a hurry and I was refused.

See refusal letter for your perusal. I studied it carefully and worked out my flaws.

ECO's decision.

•You are self employed and in support of this claim you have submitted various documents which I have considered (Registration of Business Certificate, trade invoices and bank statements). Furthermore you claim to receive N410,000 (£1640) per month. However you have failed to substantiate that your business generates your claimed income.

•I also note that you propose to spend £1900 on your proposed visit this figure is greater than your monthly income, which you have failed to substantiate in this application. I do not consider your proposed expenditure on a one week visit to be commensurate to your personal and financial circumstances. In particular given the fluctuations of balance reflected in your account and the fact that you have three dependents to support.

•In view of the above, your apparent lack of preparation for your visit and the unsatisfactory evidence you have submitted in regards to your financial circumstances, I am not satisfied that you are genuinely seeking entry as a general visitor for a limited period as stated by you, not exceeding 6 months, nor am I satisfied that you intent to leave the UK at the end of the period of the visit as stated by you. 41(i)(ii)

•I have refused your application because I am not satisfied on the balance of probabilities that you meet all of the requirements of the relevant paragraph of the UK immigration rules.

After I read the refusal letter written in clear English , I knew something was wrong with my finances. Separated my business account from my personal/salary account and was never in a hurry to travel out. Grew my business for another 2 years, gathered contract papers, award letters from Government and came back in 2015 to justwise and gurus on how to go about my next application, Ogreene tutored me on "Income and Expenditure"

My documents were overwhelming and I was so confident that I said to myself "ECO sef go bow"

My brother, it's very simple. If you're not ready to listen to people here. Your application will be dump in the shredding machine.

The UKBA does not care how many times you've been refused.

Until you get it right, DON'T open the UKBA website, except it's your wish to dash the UK Government money.

damabib:PlS I WAS REFUSED OCTOBER 2001 WITH MY OLD PASSPORT READ 1957 AS YEAR OF BIRTH AND EXPRIRED 2005....N I RENEW ANOTHER PASSPORT IN 2006 WITH READ 1958 AS YEAR OF BIRTH N I WAS REFUSED MARCH AND MAY 2008..BEFORE THE 2ND PASSPORT EXPRIRED 2011..I RENEW MY 3RD PASSPORT READ 1958 YEAR OF BIRTH IN YEAR 2011 N I WAS REFUSED AUG 2011 ,JUNE 2014,FEB 2015 AND LASTLY APRIL 2015.....ALL MY UK REFUSALS NOW 7 TIMES MY LAST REFUSAL NOTE READS WHY MY BIRTH YEAR CHANGE FROM 1957 TO 1958 AND I DIDNT MENTIONS IT ON PREVIOUS APPLICATIONS....PLS BEFORE OFF ALL DIS DENIALS I HAV BEEN TO SCHENGEN COUNTRIES ...MY RECENT PASSPORT WIL BE EXPRIED IN MONTH NOW HOW TO GO ABOUT IT N HOW TO KNW MY CURRENTS STATE WITH UK N HOW TO GET THE VISA AGAIN ..ALL HELS NEEDED THANKS SO MUCH ....

First Don't post all in capitals it is like you are shouting and makes you look silly.

Seven refusals !!!! and you keep paying fees to the UK?? Your daddy must be Dangote.You must realize that you have almost certainly received a ban for submitting false documentsYet you have not checked to find out?

poppywasiu:Dear sir, Pls but.me and husband we dont pay our self salary and we only use school account. to cater for our expenses. No personal account and tax clearance only on school and is my husband name that appeared. Pls sir give me gaurd line

damabib:PlS I WAS REFUSED OCTOBER 2001 WITH MY OLD PASSPORT READ 1957 AS YEAR OF BIRTH AND EXPRIRED 2005....N I RENEW ANOTHER PASSPORT IN 2006 WITH READ 1958 AS YEAR OF BIRTH N I WAS REFUSED MARCH AND MAY 2008..BEFORE THE 2ND PASSPORT EXPRIRED 2011..I RENEW MY 3RD PASSPORT READ 1958 YEAR OF BIRTH IN YEAR 2011 N I WAS REFUSED AUG 2011 ,JUNE 2014,FEB 2015 AND LASTLY APRIL 2015.....ALL MY UK REFUSALS NOW 7 TIMES MY LAST REFUSAL NOTE READS WHY MY BIRTH YEAR CHANGE FROM 1957 TO 1958 AND I DIDNT MENTIONS IT ON PREVIOUS APPLICATIONS....PLS BEFORE OFF ALL DIS DENIALS I HAV BEEN TO SCHENGEN COUNTRIES ...MY RECENT PASSPORT WIL BE EXPRIED IN MONTH NOW HOW TO GO ABOUT IT N HOW TO KNW MY CURRENTS STATE WITH UK N HOW TO GET THE VISA AGAIN ..ALL HELS NEEDED THANKS SO MUCH ....

Can you scan copy of your last refusal letter to know if you're on a ban? Having said that why did change your DOB from 1957 to 1958?

If you're not on a ban. You'll have to go through the legal system for correction.

ancestorial:@Justwise, they gave me letter of sponsorship and i requested for their statement of account to show proof to the VISA officer. but the challenge is that i have less than 400k in my salary account. is there any chance that my application will be considered.

The balance or otherwise of your account is not relevant. Its just to show that you work for the state and salaries are paid. Its left for the sponsorship letter to show enough proof that it will cover your costs.

My advise is to grow your business and pay your monthly salary of N140k from your business account at the end of every month for at least 6 months as a requirement to meet up with the UKBA standard for statement of account.

Thanks bro...But won't my acct work for me If I pay just 2month salary from buz acct + all regular and stable income from past 10month after all I am still d same person running d acct.nothing changes except that I am just registered propeitor.continuing with my same monthly pay I also went to LIRS and I was told my tax payment will be from. 3yrs back and I will be placed on DIRECT ASSESMENT AND I will be paying 100kThough I have only been paying 5k tax years back as it is d one recommended for pple with shop and now that I am a registered coy

..I want to kno if the 100k is d right tax to show that I am legitimately generating a turnover that provide me with my stated income...Pls put me tru...I don't want to make any mistake as I am not really satisfy with d LIRS officer too...I need more light on what tax to pay or how to go about it...thank.