Company

Key Insurance Group Ltd has a traditional approach to dealing with General Insurance matters. When we say traditional we don’t mean old fashioned – quite the opposite really – we mean professional, reputable, knowledgeable, helpful, stable and approachable. In fact all of the things that we hope you would want from your full time insurance advisor.

Having said that we rely heavily upon the most up to date insurance based technology for processing insurance business for both personal and commercial insurances. Our software is provided by the market leading software house SSP and their Sirius21 platform allows us to administer our clients policies, securely, from anywhere in the world.

But it doesn’t stop there as Sirius Stargate allows us to provide instant quotations for many package insurances, like shop and office insurance, from a panel of insurance providers including, Allianz, Axa, Fortis, Groupama, Norwich Union, Royal & Sun Allaince, and Zurich, using information gathered on industry standard forms.

Key Insurance Group Ltd are strong in the Commercial Insurance sector with a particular bias to Small Medium Enterprises [SME]. Our team includes a Complex Commercial Insurance specialist, a Commercial Package Insurance specialist and a Commercial Motor Insurance specialist [including Motor Fleet Insurance]. 70% of our business falls into these categories.

Despite our bias to SME we have also developed a number of key relationships with larger organisations where not only do we provide advice on all of their insurance requirements but we also involve the insurer at the board level establishing clear lines of communication for the dissemination of information and the handling of claims.

Having grown from a rural insurance background some 30% of our business lies within the Personal Insurance sectors of Motor Insurance [including Car Insurance], Home Insurance and other Leisure Insurances, like Small Craft Insurance or Boat Insurance, Caravan Insurance [including Mobile Home Insurance or Holiday Homes Insurance]. Here our team includes a Home Insurance specialist and a Motor Insurance specialist. Again this is supported by technology with over 85% of these policies being issued electronically providing for the instant issue of all documentation at the point of sale.

Occasionally we are asked why we don’t simply trade electronically for all of our insurance business. In a perfect world we probably would, yet, what must be appreciated is the fact that electronic products, with their strict underwriting criteria, will only fit some of the people some of the time. As such we are pleased to have a varied selection of customers, all of which have varied insurance requirements. We will never shoehorn them into a ‘one size fits all’ box as that would not be fair to them, or us. What we will do, however, is review, inform and advise – every time.