I'm trying to get pregnant.

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We recognize that having a baby is priceless, but you may have to face some tough decisions when it comes to choosing the IVF package that is right for you. What is right for you depends on your budget, how you weigh your probability of IVF success, emotional and physical tolerance of treatment, and many other considerations. These are very personal questions that may require discussion with a counselor, friend, or family.

The goal of the Univfy IVF Cost Calculator is to provide a side-by-side comparison of each option, presenting some of the factors that can affect your financial payments. When you have gotten quotes for IVF packages from one or more clinics, the calculator can help you make a choice. It will ask you for the price of the packages that you are considering, your probability of having a baby with IVF (from Univfy tests, your doctor, or your age), and how you plan to finance each package. Examples of IVF packages you might be considering include a single cycle and multicycle plans with or without refund.

*Patent pending.

Probability of Having a Baby in IVF Treatment

Welcome to the Univfy IVF Cost Calculator. The calculator can help you decide which IVF package is best for you, given the costs, your chance of IVF success, and your method of payment. Before you start, you should be ready with two pieces of information: 1) The price of the IVF packages that you're considering and 2) an idea of how you would pay for them--cash, credit card, loan, or a combination of these methods.

The Calculator will walk you through the information you need to enter and will then deliver a side-by-side comparison chart of the costs of the different IVF packages you're considering, factoring in any credit card or loan interest payments, and taking into account your chances of IVF success. That way, you can see what each package costs in comparison to the others, as well as which package would optimize your chances of IVF success, before you make an important financial and fertility treatment decision. The results come in a PDF document that you can download.

Please make sure you have Adobe Reader, which you can download for free.

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Do you know your probability of IVF success (e.g. chances of having a baby) in each IVF treatment?

Yes, my doctor told me

Yes, my Univfy test told me

No, I don't know. Please use the average success rate for my age group

Your per-cycle IVF success probability.

IVF Bundle Options

Clinic Name

Close

Close

Close

Close

Close

Please answer all questions below.

To answer these questions, you will need to know the prices of the IVF packages you are considering. If you don't know the price of a particular package, please select "No".

Please note: If you are considering a refund or multi-cycle program, you should confirm how each clinic defines "success" and the conditions for eligibility for the program and for a refund, and situations that may disqualify your participation after the program has begun. Also confirm with each clinic the services included in this package.

Are you considering purchasing a single cycle treatment?

Yes

No

Are you considering purchasing a 2-cycle bundle?

Yes

No

Are you considering purchasing a 3-cycle bundle?

Yes

No

Are you considering purchasing a 2-cycle refund bundle?

Yes

No

Are you considering purchasing a 3-cycle refund bundle?

Yes

No

Single Cycle Treatment

You get one cycle for a flat fee-with no discount or refund. This program is often best suited for patients with a high probability of success and the desire for future frozen embryo use.

What is the price that you were quoted?

How do you plan to pay for this?

You may spread your payment between all three payment methods-Cash/Check/Debit or Credit Card (to be paid in full), Credit Card (to be paid off over time), and Loan/Home Equity Line.

I plan to pay some/all of the amount with cash, check, debit or credit card (to be paid in full when I receive my credit card statement).

Amount you want to pay by cash

I plan to pay some/all of the amount by credit card and to pay off the credit card debt over time.

Amount you want to pay by home equity or another loan

Interest Rate

Number of Months to Pay Off

I plan to pay some/all of the amount by loan or home equity line.

Amount you want to pay by credit card

Interest Rate

Number of Months to Pay Off

2-Cycle Discount Package

You get up to two fresh IVF and two frozen egg cycles for a flat fee-with no refund if the cycles are unsuccessful. Not every patient may qualify, depending on the clinic's criteria. Some clinics allow donor eggs or offer program variations, such as unlimited associated frozen cycles.

What is the price that you were quoted?

How do you plan to pay for this?

You may spread your payment between all three payment methods-Cash/Check/Debit or Credit Card (to be paid in full), Credit Card (to be paid off over time), and Loan/Home Equity Line.

I plan to pay some/all of the amount with cash, check, debit or credit card (to be paid in full when I receive my credit card statement).

Amount you want to pay by cash

I plan to pay some/all of the amount by credit card and to pay off the credit card debt over time.

Amount you want to pay by home equity or another loan

Interest Rate

Number of Months to Pay Off

I plan to pay some/all of the amount by loan or home equity line.

Amount you want to pay by credit card

Interest Rate

Number of Months to Pay Off

3-Cycle Discount Package

You get up to three fresh IVF and three frozen egg cycles for a flat fee-with no refund. Patients achieving a pregnancy on the first or second attempts may pay more with this program vs. buying single cycles. Some clinics may allow donor eggs or offer program variations, such as unlimited associated frozen cycles. Some patients may not qualify for the program, depending on the clinic's criteria.

What is the price that you were quoted?

How do you plan to pay for this?

You may spread your payment between all three payment methods-Cash/Check/Debit or Credit Card (to be paid in full), Credit Card (to be paid off over time), and Loan/Home Equity Line.

I plan to pay some/all of the amount with cash, check, debit or credit card (to be paid in full when I receive my credit card statement).

Amount you want to pay by cash

I plan to pay some/all of the amount by credit card and to pay off the credit card debt over time.

Amount you want to pay by home equity or another loan

Interest Rate

Number of Months to Pay Off

I plan to pay some/all of the amount by loan or home equity line.

Amount you want to pay by credit card

Interest Rate

Number of Months to Pay Off

2-Cycle Refund Plan

You get up to two fresh IVF and two frozen cycles for a flat fee-with a refund of a percentage of the fee if the cycles are not successful. You pay less than if you buy each cycle individually.

Patients achieving a pregnancy on the first attempt may pay more with this program vs. a single cycle program. Some clinics allow donor eggs or offer program variations, such as unlimited associated frozen cycles. Some patients may not qualify for the program, depending on the clinic's criteria.

What is the price that you were quoted?

Percent Refund if not pregnant?

How do you plan to pay for this?

You may spread your payment between all three payment methods-Cash/Check/Debit or Credit Card (to be paid in full), Credit Card (to be paid off over time), and Loan/Home Equity Line.

I plan to pay some/all of the amount with cash, check, debit or credit card (to be paid in full when I receive my credit card statement).

Amount you want to pay by cash

I plan to pay some/all of the amount by credit card and to pay off the credit card debt over time.

Amount you want to pay by home equity or another loan

Interest Rate

Number of Months to Pay Off

I plan to pay some/all of the amount by loan or home equity line.

Amount you want to pay by credit card

Interest Rate

Number of Months to Pay Off

3-Cycle Refund Plan

You get up to three fresh IVF and three frozen egg cycles for a flat fee-and a refund of a percentage of the fee if the cycles are unsuccessful.* Patients achieving a pregnancy on the first or second attempts may pay more with this program vs. buying single cycles. Some clinics allow donor eggs, or offer program variations, such as unlimited associated frozen cycles. Some patients may not qualify for the program, depending on the clinic's criteria.

What is the price that you were quoted?

Percent Refund if not pregnant?

How do you plan to pay for this?

You may spread your payment between all three payment methods-Cash/Check/Debit or Credit Card (to be paid in full), Credit Card (to be paid off over time), and Loan/Home Equity Line.

I plan to pay some/all of the amount with cash, check, debit or credit card (to be paid in full when I receive my credit card statement).

Amount you want to pay by cash

I plan to pay some/all of the amount by credit card and to pay off the credit card debt over time.