Regardless of your emotional response to the election results, the question on your mind now is, "Now what?". Will student loan programs be axed? Will some be saved? The door is wide open to possibilities, but lets start with what the new President can and can't do. There are issues that are within . . . Read More

If you're an ITT student, or know one, you know that ITT is closed effective September 6, 2016. No matter how it went down, the question you want answered now is what to do about your student loans. The short answer is, I really don't know. What follows is my suggestions, as The Student Loan Lawyer. . . . Read More

Spouses of 9/11 victims and first responders may be able to get their federal student loans forgiven.
The benefit, created in 2006 yet largely unpublicized, was passed without fanfare or press coverage. As time passes the benefit is of less significance, but for those it may help the power is . . . Read More

The National Student Loan Data System is the first place to go when you’re trying to get information about your Federal student loans. The system is run by the U.S. Department of Education, and is completely free to use.
To get into the system, go to www.NSLDS.ed.gov and log in using your FSA . . . Read More

Divorce is messy, but it's even worse if you've got a joint federal student loan consolidation.
The Federal Joint Consolidation Loan was offered from the late '90s to the mid 2000's, and allowed married couples to consolidate their Federal student loans.
It seemed like a good idea to someone . . . Read More

About Josh

During college I got a job with the financial aid office as part of a work study program. There, I saw the dark side of the college financial aid system.

I decided that it was unacceptable for college students to be put into student loan debt slavery and kept in the dark about their options for freedom.