Should I Pay Off My Mortgage or Invest?

It’s the age-old debate. Which is better: to pay off your mortgage early or to make the payments for 30 years and invest your extra cash in the stock market?

The answer, honestly, will be different for everyone. It depends on a number of different factors and on your personal preferences as well. Some personal finance professionals and hobbyists will tell you to pay off the mortgage; others will tell you unequivocally to invest.

So, what are the pros and cons of one choice verses the other? And how can you decide which option is best for your individual situation?

The answers to those questions are riddled with “what ifs”, but we’ve got some information that may help you decide which route is best for you, both in terms of your personality and in terms of your financial situation.

Check out the considerations below and you should find some helpful tips for making a decision about whether you should pay off your mortgage or grow your investments instead.

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We are a real-estate and property communications and online marketing agency. Working at the boundary between real estate, property, development, design and marketing, we aim to not merely raise the profile of our clients, but to connect the people and places that make up these sectors to forge productive and long-term relationships.