Min Qi

Deputy DirectorCredit Risk Analysis Division

Min Qi is the Deputy Director of the Credit Risk Analysis Division within the Economics department of the Office of the Comptroller of the Currency (OCC).

Dr. Qi’s research and publications cover a wide range of topics on quantitative modeling and analysis in economics and finance. Her fields of interest include credit risk modeling, Basel II regulatory capital, and risk management. Dr. Qi’s current research projects include corporate default and loss given default, mortgage default and loss given default, and exposure at default of unsecured credit cards. She serves as a credit-risk modeling expert participating in exams at national banks, reviewing models used in credit risk management, Basel II risk- based capital, and stress testing for wholesale and retail credit exposures. Dr. Qi has provided quantitative support for international and domestic policy development, and has been active in the work of the Research Task Force of the Basel Committee to summarize vendor credit risk models.

Prior to joining the OCC, Dr. Qi was an associate professor of economics at Kent State University. She graduated from Tsinghua University, and has her doctorate in economics from the Ohio State University.

Qi, Min and Sha Yang (2003), “Forecasting Consumer Credit Card Adoption: What Can We Learn about the Utility Function?” International Journal of Forecasting, 19(1), 71-85. Among the Journal’s top 10 requested articles in Year 2003.