FDIC MAKES PUBLIC OCTOBER ENFORCEMENT ACTIONS;
NO ADMINISTRATIVE HEARINGS SCHEDULED

FOR IMMEDIATE RELEASEPR-114-2003 (12-5-2003)

Media Contact:Frank Gresock (202) 898-6634

The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in October. No administrative hearings are scheduled for December.

The FDIC processed a total of 30 orders in October. These included four cease-and-desist orders, 11 removal-and-prohibition orders, five civil money penalty orders, four terminations of insurance, five terminations of cease-and-desist orders, and one adjudicated decision.

Copies of the orders referred to above can be obtained from or inspected at the FDIC's Public Information Center, 801 17th Street, N.W., Room 100, Washington, D.C. (telephone (703) 562-2200 or 877-275-3342). The orders will also be made available online within a week of the issuance of this news release. To view the orders online, visit the FDIC's Web page at http://www.fdic.gov/bank/individual/enforcement/index.html. A list of orders made public today follows.

Savanna-Thomson State Bank, Savanna, IL and Thomson State Bank, Thomson, IL; FDIC-02-155k; Order to Pay a Civil Money Penalty against Floyd England in the amount of $18,000 and against Todd England in the amount of $7,000; Issued 10/1/03

Savanna-Thomson State Bank, Thomson, IL; FDIC-03-081k; Order to Pay a Civil Money Penalty against Diana England in the amount of $5,000; Issued 10/1/03

First State Bank, Abernathy, TX; FDIC-02-133k; Order to Pay Civil Money Penalty against Jerry Givens in the amount of $75,000; Issued 10/1/03

International Bank of Commerce, Laredo, TX; FDIC-03-011k; Order to Pay Civil Money Penalty against Aida S. Moreno in the amount of $5,000; Issued 10/1/03

International Bank of Commerce, Laredo, TX; FDIC-00-005e; FDIC-00-092k; Decision and Order to Prohibit From Further Participation and Assessment of Civil Money Penalty against Susan Maddocks in the amount of $15,000; Issued 10/7/03

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Congress created the Federal Deposit Insurance Corporation in 1933 to restore public confidence in the nation's banking system. The FDIC insures deposits at the nation's 9,237 banks and savings associations and it promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The FDIC receives no federal tax dollars - insured financial institutions fund its operations.

FDIC press releases and other information are available on the Internet at www.fdic.gov and may also be obtained through the FDIC's Public Information Center (877-275-3342 or (703) 562-2200).