Homeowners should prepare for cold weather conditions

With the cold weather comes a new set of climate-related issues homeowners need to keep an eye out for. Frozen pipes can become an issue for those who live in colder parts of the country. Such fixtures are more likely to break when located along exterior walls and unheated areas.

Weather.com says pipes don't break because water expands when it turns to ice. "Rather, following a complete ice blockage in a pipe, continued freezing and expansion inside the pipe causes water pressure to increase downstream between the ice blockage and a closed faucet at the end," the website says.

Homes can be seriously damaged if pipes burst. Repairs can run upwards of thousands of dollars depending on what is ruined. While a home insurance policy may help protect against some expenses accrued in such a disaster, it's wise to try to prevent such events from occurring in the first place.

The Texas Department of Insurance recommends covering pipes to help prevent them from bursting. If pipes are already frozen, they suggest using a heating pad or hairdryer to apply warmth evenly while running the faucet.