There are four major credit card networks: American Express, Visa, MasterCard, and Discover. Each network decides where debit and credit cards can be used. In addition to these networks, two credit card networks (Discover and American Express) also issue credit cards to consumers. For example,...

For various reasons, the payments industry continues to live in the past. Decades-old technologies power today's payment infrastructures. Changing this infrastructure requires time and effort of which the industry has shown no inclination. Then again, more and more companies continue to realize that something needs...

Credit cards and debit cards seem similar visually but are very different cards. Knowing the differences between the two can help shed some light on why they're treated differently. The different responsibilities involved can affect your finances in different ways, and understanding this can help...

It is becoming more common for businesses to accept credit cards. That is why if a business does not accept credit cards, their competitor may have an advantage over them. However, there are advantages that come along with accepting credit cards. Here is a list...

Accepting a check by phone is very easy if you know what to do. It’s about as difficult as doing manual credit card processing over the phone, and you’ll be following many of the same steps in regards to collecting information and ensuring that the...

More and more transactions are made each day via credit and debit cards. Credit cards bill the amount of the purchase to your account. Debit cards, are used to withdraw the money from your checking account.
For the merchant, the important aspects of credit card sales...

If you are looking to take your business to the next level by accepting credit cards for payment, you will need to do some research on merchant account providers. While you may be tempted to do your credit card processing with your bank, you may...

According to industry experts, less than 23 percent of all point-of-sale transactions are made with cash. As more and more customers choose to do business with their credit and debit cards, smart merchants are looking at ways to make that payment experience even easier for...

In order to conduct business in the modern world, you must have a good international merchant account partnership. This is the only way that your business will be able to take credit cards and deal with accounts from different countries in a cost efficient way....

Choosing between a terminal or mobile swiper can be difficult because some businesses might benefit from both, and there are certain benefits to each that make them completely unique offerings. While they both offer credit card processing, the additional tools and capabilities are very different....

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