After considering the matter at length, the Committee has
concluded that the Bank’s appeal should be granted. The Committee believes
that, on balance, DSC presented insufficient evidence to support its
position that the Bank, through its subsidiary, … Inc., engaged in a pattern
of practice or “overt discrimination.” The Committee has asked Regional
Director Christopher Spoth to oversee any necessary modifications to FDIC
documents impacted by the Committee’s decision. Director Spoth will be
contacting the Bank within the next few days to explain these modifications.