We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

THE FHA IN IOWA

FHA loans have been helping
Iowa residents since 1934

A licensed
Iowa
FHA Lender

can offer you a better loan including:

Low down payments
(if any)

24 Hour Pre-Approval

Low closing
costs

Easier credit
qualifying

48 hour Streamline
Refinancing

Iowa First Time Home Buyer Loan

This FHA loan program was created to help
increase homeownership. The FHA program
makes buying a home easier and less expensive
than any other types of real estate mortgage
home loan programs

When buying a home, almost every lender
will want to know where your down payment
came from. If someone in your family is
helping you with that down payment, it is
called a Gift of Equity, a
special FHA loan program.

Iowa FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment
is easier than ever as mortgage
interest rates continue to set new
record lows almost every week for
more than two month.

An FHA Debt Consolidation
Loan can change your life,
and we can connect you to an
FHA Home Lending expert to talk
over your financial situation
so you’re not left to figure
out everything completely on
your own.

Iowa FHA Home
Loan

How it works:

√ Determine
the type of FHA Government
Loanthat best fits your needs.

√ Complete an easy 2 minute
application form.

√ We will
forward your application to one and only oneFHA Approved
Lender who can best help you based upon:

The type of loan you requested

Your down-payment (if purchase
loan)

The location (State) your property
is located

Your credit history

The best rate available for your
loan

√ An
FHA Loan Specialist
will respond within 1 business day. They will explain
what type of loan you are approved for, and the
options available to you.

√ Immediately that same
day, the FHA Lender
will overnight your pre-approval letter to you.

Note-
It is very important that you keep this letter.
It is your official pre-approval on bank letterhead
with your 'locked rate', and if purchasing a house,
it is equally important that you present this letter
to the real estate agent to confirm your pre-qualification
status.

Iowa
FHA Lending Limits 2018

Iowa Median Home Sale Price Price
$155,000

County Name

Single

Duplex

3 Unit

4 Unit

ADAIR

$275,665

$352,950

$426,625

$530,150

ADAMS

$275,665

$352,950

$426,625

$530,150

ALLAMAKEE

$275,665

$352,950

$426,625

$530,150

APPANOOSE

$275,665

$352,950

$426,625

$530,150

NON-METRO

AUDUBON

$275,665

$352,950

$426,625

$530,150

BENTON

$275,665

$352,950

$426,625

$530,150

CEDAR
RAPIDS, IA

BLACK HAWK

$275,665

$352,950

$426,625

$530,150

WATERLOO-CEDAR
FALLS, IA

BOONE

$275,665

$352,950

$426,625

$530,150

BOONE,
IA

BREMER

$275,665

$352,950

$426,625

$530,150

WATERLOO-CEDAR
FALLS, IA

BUCHANAN

$275,665

$352,950

$426,625

$530,150

BUENA VISTA

$275,665

$352,950

$426,625

$530,150

STORM
LAKE, IA

BUTLER

$275,665

$352,950

$426,625

$530,150

NON-METRO

CALHOUN

$275,665

$352,950

$426,625

$530,150

CARROLL

$275,665

$352,950

$426,625

$530,150

CASS

$275,665

$352,950

$426,625

$530,150

CEDAR

$275,665

$352,950

$426,625

$530,150

CERRO GORDO

$275,665

$352,950

$426,625

$530,150

MASON
CITY, IA

CHEROKEE

$275,665

$352,950

$426,625

$530,150

CHICKASAW

$275,665

$352,950

$426,625

$530,150

CLARKE

$275,665

$352,950

$426,625

$530,150

NON-METRO

CLAY

$275,665

$352,950

$426,625

$530,150

SPENCER,
IA

CLAYTON

$275,665

$352,950

$426,625

$530,150

CLINTON

$275,665

$352,950

$426,625

$530,150

CLINTON,
IA

CRAWFORD

$275,665

$352,950

$426,625

$530,150

DALLAS

$275,665

$352,950

$426,625

$530,150

DES
MOINES-WEST DES MOINES, IA

DAVIS

$275,665

$352,950

$426,625

$530,150

OTTUMWA,
IA

DECATUR

$275,665

$352,950

$426,625

$530,150

DELAWARE

$275,665

$352,950

$426,625

$530,150

NON-METRO

DES MOINES

$275,665

$352,950

$426,625

$530,150

BURLINGTON,
IA-IL

DICKINSON

$275,665

$352,950

$426,625

$530,150

SPIRIT
LAKE, IA

DUBUQUE

$275,665

$352,950

$426,625

$530,150

DUBUQUE,
IA

EMMET

$275,665

$352,950

$426,625

$530,150

FAYETTE

$275,665

$352,950

$426,625

$530,150

FLOYD

$275,665

$352,950

$426,625

$530,150

FRANKLIN

$275,665

$352,950

$426,625

$530,150

FREMONT

$275,665

$352,950

$426,625

$530,150

NON-METRO

GREENE

$275,665

$352,950

$426,625

$530,150

GRUNDY

$275,665

$352,950

$426,625

$530,150

WATERLOO-CEDAR
FALLS, IA

GUTHRIE

$275,665

$352,950

$426,625

$530,150

DES
MOINES-WEST DES MOINES, IA

HAMILTON

$275,665

$352,950

$426,625

$530,150

HANCOCK

$275,665

$352,950

$426,625

$530,150

HARDIN

$275,665

$352,950

$426,625

$530,150

HARRISON

$275,665

$352,950

$426,625

$530,150

OMAHA-COUNCIL
BLUFFS, NE-IA

HENRY

$275,665

$352,950

$426,625

$530,150

HOWARD

$275,665

$352,950

$426,625

$530,150

HUMBOLDT

$275,665

$352,950

$426,625

$530,150

IDA

$275,665

$352,950

$426,625

$530,150

IOWA

$275,665

$352,950

$426,625

$530,150

JACKSON

$275,665

$352,950

$426,625

$530,150

JASPER

$275,665

$352,950

$426,625

$530,150

NEWTON,
IA

JEFFERSON

$275,665

$352,950

$426,625

$530,150

FAIRFIELD,
IA

JOHNSON

$275,665

$352,950

$426,625

$530,150

IOWA
CITY, IA

JONES

$275,665

$352,950

$426,625

$530,150

CEDAR
RAPIDS, IA

KEOKUK

$275,665

$352,950

$426,625

$530,150

KOSSUTH

$275,665

$352,950

$426,625

$530,150

LEE

$275,665

$352,950

$426,625

$530,150

FORT
MADISON-KEOKUK, IA-IL-MO

LINN

$275,665

$352,950

$426,625

$530,150

CEDAR
RAPIDS, IA

LOUISA

$275,665

$352,950

$426,625

$530,150

LUCAS

$275,665

$352,950

$426,625

$530,150

NON-METRO

LYON

$275,665

$352,950

$426,625

$530,150

MADISON

$275,665

$352,950

$426,625

$530,150

DES
MOINES-WEST DES MOINES, IA

MAHASKA

$275,665

$352,950

$426,625

$530,150

OSKALOOSA,
IA

MARION

$275,665

$352,950

$426,625

$530,150

MARSHALL

$275,665

$352,950

$426,625

$530,150

MARSHALLTOWN,
IA

MILLS

$275,665

$352,950

$426,625

$530,150

OMAHA-COUNCIL
BLUFFS, NE-IA

MITCHELL

$275,665

$352,950

$426,625

$530,150

MONONA

$275,665

$352,950

$426,625

$530,150

NON-METRO

MONROE

$275,665

$352,950

$426,625

$530,150

MONTGOMERY

$275,665

$352,950

$426,625

$530,150

MUSCATINE

$275,665

$352,950

$426,625

$530,150

MUSCATINE,
IA

O'BRIEN

$275,665

$352,950

$426,625

$530,150

OSCEOLA

$275,665

$352,950

$426,625

$530,150

PAGE

$275,665

$352,950

$426,625

$530,150

PALO ALTO

$275,665

$352,950

$426,625

$530,150

PLYMOUTH

$275,665

$352,950

$426,625

$530,150

SIOUX
CITY, IA-NE-SD

POCAHONTAS

$275,665

$352,950

$426,625

$530,150

POLK

$275,665

$352,950

$426,625

$530,150

DES
MOINES-WEST DES MOINES, IA

POTTAWATTAMIE

$275,665

$352,950

$426,625

$530,150

OMAHA-COUNCIL
BLUFFS, NE-IA

POWESHIEK

$275,665

$352,950

$426,625

$530,150

RINGGOLD

$275,665

$352,950

$426,625

$530,150

SAC

$275,665

$352,950

$426,625

$530,150

SCOTT

$275,665

$352,950

$426,625

$530,150

DAVENPORT-MOLINE-ROCK
ISLAND, IA-IL

SHELBY

$275,665

$352,950

$426,625

$530,150

SIOUX

$275,665

$352,950

$426,625

$530,150

STORY

$275,665

$352,950

$426,625

$530,150

AMES,
IA

TAMA

$275,665

$352,950

$426,625

$530,150

TAYLOR

$275,665

$352,950

$426,625

$530,150

UNION

$275,665

$352,950

$426,625

$530,150

VAN BUREN

$275,665

$352,950

$426,625

$530,150

WAPELLO

$275,665

$352,950

$426,625

$530,150

OTTUMWA,
IA

WARREN

$275,665

$352,950

$426,625

$530,150

DES
MOINES-WEST DES MOINES, IA

WASHINGTON

$275,665

$352,950

$426,625

$530,150

IOWA
CITY, IA

WAYNE

$275,665

$352,950

$426,625

$530,150

WEBSTER

$275,665

$352,950

$426,625

$530,150

FORT
DODGE, IA

WINNEBAGO

$275,665

$352,950

$426,625

$530,150

WINNESHIEK

$275,665

$352,950

$426,625

$530,150

WOODBURY

$275,665

$352,950

$426,625

$530,150

SIOUX
CITY, IA-NE-SD

WORTH

$275,665

$352,950

$426,625

$530,150

MASON
CITY, IA

FHA Loan Information

The FHA does not lend money.
The FHA (Federal
Housing Administration) is part of HUD &
backs individual Approved
Lenders.

Our responsibility is to help you find the best FHA
Approved Lender who can help you secure financing.

When
you fill in our short application we will provide your
information to one, (and
only one) FHA
Approved Lender who can help you based upon
many factors, including your Credit
Score, your State
Location, and the Type
of Loan you apply for.responsibility
is to help you find the best FHA
Approved Lender who can help you secure financing.

Note: We
are not affiliated with the Federal Housing
Administration, the Department of Housing
and Urban Development, or
any other government agency. We are an FHA Educational
Resource.

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FHA Government Loans
.org is a not a
lender or
a mortgage broker.
We do
not direct market by phone
or email consumers. We do
not provide any loans, loan
modifications or foreclosure
services. Note- FHA Government
Loans .org isnot
affiliated with HUD
or FHAand is not a government
agency.
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is a website that provides
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and loans and does not offer
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or indirectly through and
representatives or agents.
Any request for mortgages
will be arranged by third
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FHA Government Loans .org
is known as Mortgage
Information Technologies
LLC in lieu of true
name, is a news and information
service providing Federal
Housing Authority news,
content and directory
information relative to
mortgages and loans. We
are not responsible for
the accuracy of information
and/or interest rates represented
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that all content is in accordance
with the Copyright Policies
of the United States of
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If you are suspicious of
any fraudulent activities
or if you have any questions
Contact Us
or your local HUD Agency
or the Office of the
Inspector General.