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Answer for Will insurance cover a fire if it occurred on the same day a policy was reinstated?

Posted on: September 30, 2015By: Staff

The start date and time is the exact moment that coverage begins. If a loss occurs within minutes following the start date and time, the company would be obligated to cover the loss. As you can imagine the claims department will probably look quite closely at the circumstances to determine if fraud was involved in any manner. Fire is such a rare occurrence that a fire happening immediately following reinstatement would raise suspicion.