“We would use So EZ Mortgage again in a minute. We highly recommend Michael Hansen."

-- Lela & Cutis, San Jose, CA (Facebook) 2014 --

“He's the best ever! So professional, knowledgeable, & personable. He has a real "caring" attitude & always finds a way to tailor programs to fit the needs of his clients. You simply cannot find anyone who can come close to matching what Michael Hansen can do for you!”

-- Pastor Mitchell, La Mirada, CA, December 2015 (ZILLOW) --

We just completed refinancing our home with Michael Hansen of So EZ Mortgage and would not hesitate to do so again. As long time bank members, we got regular calls to see if we wanted to refinance the loan we had with them. Each time they found some reason not to. After some research, I found Mr. Hansen. Anyone looking for a broker need look no further. Michael was always available by phone and email and did what he said he would do. Betsy and I highly recommend Michael Hansen.

-- Dean & Betsy, 2015 (Yelp! + Google) --

“So EZ Mortgage lives up to its name. Good communication, relatively quick transaction for the refinance of my townhouse. I already recommended Michael and team to my family and friends, and I'd use them again.”

-- Danielle E., Los Angeles, CA, 4/20/2015 (Yelp!) --

“Michael Hanson & So EZ Mortgage are absolutely the best! I have done four refi's with Michael, my son has done one, & I can tell you that you will be doing yourself an enormous favor if you choose to work with him. He is a young man, but brilliant, is completely respectful & courteous to his clients, & is a genius in these financial matters.”

-- Jerry & Karla M., Orange County, CA (Google+) 2015 --

“Mr. Hansen was extremely helpful in locating and locking in the lowest rate available. He followed through with everything he said he would. He also contacted me when rates dropped even lower and refinanced me at no cost. I would highly recommend Michael Hansen to my friends and have.”

-- Laura M., San Dimas, CA (zillow) --

"I've concluded 5 mortgage refinances with Michael Hansen I have found that Michael says what he means, and does what he says. Calls and emails are promptly returned.

Michael seems to have a knack for simplifying the complicated - especially the pages and pages of loan-docs."

-- Kevin S., Mission Viejo, CA (Zillow) --

"I have refi'd four times in the last several years as the interest rates dropped and have used the services of Michael Hansen each time. His knowledge and advice helped me to lock-in at the lowest rate each time and when I had questions any message left for him were quickly returned either by phone or e-mail. On one refi. the underwriters requested an explanation for every deposit in my bank account and questioned one of the deposits. I became frustrated and called Michael to vent my frustration. Michael responded and was able to negotiate between the underwriters and myself to quickly move the process forward. I highly recommend Michael Hansen."

-- user0749699, Crescent City, CA October 2013 (Zillow) --

"Michael has helped us to get a mortgage, then to refinance it at very favorable rates. Michael found fro us loans with no fees and no points. He was with us every step of the way, always available, knowledgeable and efficient. He even taught me some computer tricks to speed up the sending of documents. He made himself available even late nights to accommodate our work schedule, and answered every question we had. After working with him twice, we consider him a trusted friend. I have referred him to family and friends."

-- Karl M., 5 Stars October 2013 (Zillow) --

"Michael closed my purchase with time to spare. I compared him to two other banks I do business with and he had the best rate and I paid $0.00 closing cost. I wish I met him sooner."

-- Bob F. , October 2015 (Email) --

"Michael has helped us refinance our home 3 times now over the past several years. He is always VERY responsive and has made the process very easy and go through much quicker than we expected. Michael is very knowledgeable, but if you do have a question he doesn't know off hand, he is honest and he gets back to you with that information. I HAVE referred him to at least 10 of my friends already and they have all reported that they were satisfied with their service as well."

-- Gina & Trevor B., 2013 & 2015 (Zillow) --

"Michael Hansen has help us re-fi our loan and he has always been on top of things very quickly. He made it so easy and hassle free. Phone calls and emails were always promptly answered which made things flow very smoothly and he kept us informed at all times of the progress and time frame. I would recommend Michael Hansen highly to anyone. Thank Michael for all your hard work and dedication."

-- California Homeowner — 5 stars 2016 (Google Maps) --

“Michael is a true professional. He delivers what he promises and is very knowledgeable.

I would highly recommend him and his company!”

-- Tom N., Orange County, CA (Yelp!) --

“He was able to give us the best deal after consulting with two other loan brokers. We've worked with Michael Hansen in the past and he has been very thorough and has exceeded our expectations in the processing of our loan.”

-- Johanna & Jim, San Jose, CA (Google+) 2014 --

“First Class Service.”

-- Ed & Jean, Trabuco Canyon (Facebook) 2013 --

“Michael helped me re-fi my rental property, helped my mother re-fi her home, helped my brother with his first home, and I am currently in the process to re-fi my rental once again! Ilove working with Michael, but I can't just tell to simply trust my words and go with him just because his numbers are the best. Do your homework: Search around with different lenders/brokers and compare your quote with Michael's. You will likely be coming to him because his numbers are going to be significantly better than others.” More...

-- Eric K., So Cal, CA ( Yelp!) 2014 --

"If you are looking for a knowledgeable and honest loan officer, Michael Hansen is your man. He assisted me with two home mortgage refinance transactions during the recession and was able to get me a much better rate than any of the top banks, including Citibank, Chase Bank, and Bank of America. He advised me on how to close with the lowest possible closing costs and completed the transaction by delivering what he promised.”

"I contacted Michael Hansen about three years ago when the mortgage rates started going down. He, through the company he worked for, offered us a refinance portfolio that was terrific and worked with us to complete that financing. Through his efforts, responsiveness and attention to detail the process was pretty much painless and we benefited with a cheaper and better loan. Again, when the rates lowered, Michael contacted us and without any pressure, offered us another terrific deal which we together performed and completed like the previous loan. When I had questions I always received a response back from Michael within minutes. Amazing!. I love working with efficient, responsive and thorough people which Michael definitely is!"

-- Lisa, San Pedro, San Pedro, CA 2013 (Zillow) --

"Michael Hansen has help us re-fi our loan and he has always been on top of things very quickly. He made it so easy and hassle free. Phone calls and emails were always promptly answered which made things flow very smoothly and he kept us informed at all times of the progress and time frame. I would recommend Michael Hansen highly to anyone. Thank Michael for all your hard work and dedication."

-- John & Gail, 2015 --

"My husband and I just completed our refi with Michael. Michael and Danielle made the process very easy and went above and beyond in every way. Thank you for making this a great experience! I will be using you again in the future."

-- Codi Z-L., CA July, 2015 &2016 (FaceBook 5 Stars) --

"I was fortunate to have Michael work with me in obtaining a loan on my residence in California, He was professional, knowledgeable, courteous, and prompt in returning calls. He was able to obtain a very favorable rate and terms with no points. He provided me with his personal phone number.”

-- Dr. Ron, Laguna Niguel, CA (zillow) --

“I rarely provide reviews this good but this is a special case.. 1) Michael Hansen has refinanced our property, not once, not twice, but three times in the last four years. ”

-- Jim & Ivon, Santa Yanez, CA 2013 (5 Stars Zillow) --

"We have worked with Michael Hansen 3 or 4 times now when we decided to refinance our home as rates moved down. Each and every time Michael was extremely responsive to our concerns and needs and our refi was completed with minimal muss and fuss. We have recommended him to our family and friends and those he could help have been extremely happy with his services. "

-- Ralph R., Shadow Hills, Sunland, CA 2013 (Zillow) --

"Michael will make you money by finding you the best rate at low/no cost. He is the greatest because he cares about you, not just the loan process. He follows up with every inquiry/question promptly and continuously gives you an update so that you are aware of what is going on every step of the way. If you work with him once, you will find out why he has so many return customers and referrals!"

-- Eric K., So Cal 2014 & 2016 (Google + Yelp!) --

"Michael is an excellent broker. My wife and I recently purchased a property in Torrance, CA and Michael was able to get us highly competitive rate (actually, we had three other lenders but didn't even come close to what Michael was offering us). As first time home buyers, we had so many questions and concerns but Michael always answered every question very thoroughly and resolved every concern with great care.”

Hello: 1st off I'd like you to know that it was a total relief when I stumbled across Michaels e-mail for So EZ Mortgage. I was looking to refinance our home and had already dealt with 6 other firms. I wanted it all; lower interest rate, lower monthly payment, the best possible home appraisal and the most cash-out I could get to help pay-off as many of my credit card debts as possible. I was also having a problem with my wife signing for the loan as she has advanced stages of dementia. It was such a pleasure talking with Michael. He wasn't pushy like every one of the places I'd dealt with. In no time at all I got all my wishes fulfilled. Boy, I wish I'd of found him first. Anyway, give him a call. It'll be So EZ and you'll be So GLAD you did. Sincerely; Robert D.

-- -- Ann & Robert D., Tulare, CA (Google +) 2013 --

“Michael Hansen and So EZ mortgage represent the best in the mortgage broker business. Once you work with Michael and his competent and friendly staff you WILL return just like we did. If there is a good rate and pricing Michael will find it for you.”

-- Arlene C., Los Angeles, CA (Google +) --

“I was referred to by my co-worker. As first-time home buyers, Michael was very helpful in walking us through the process. In the end, we got a great rate and reduced our upfront expenses which we are extremely grateful for! I would recommend Michael to anyone who is looking to buy a new home, especially for first-time home buyers. ”

-- Akemi K., Los Angeles, CA (Google +) --

“ I have recommend Michael Hansen (EZ Mortgage) to my friends and family without hesitation. My wife and I have used Michael's services three times now to refinance our home and to help us finance a major home remodeling project.

Each time was better than the last.”

-- David B., San Jose, CA (Google +) --

“Michael was highly recommended to us by a previous client. Michael assisted us in refinancing our home to lower our house payment. He has a friendly customer service ethic and he took time to explain our options with no pressure or sales gimmicks.”

-- Mary R., Sacramento, CA 2013 (Google +) --

“Can't say enough good things about my transaction with this guy, Michael Hansen! Bravo! Cheers! It was the easiest loan I've ever had, from start to finish, this guy guides you through the process. I can honestly say, this was top-notch service!Michael took over my loan in the beginning of my transaction, and helped me not only save a lot of money, but a lot of time. I had answers to my many questions in a timely and reassuring way. Heck, I couldn't tell you what his voicemail message sounded like. I never got it. Michael made himself available, any time. With timely negotiations, I found my loan funded, and on my terms I wanted. Yay. Michael is now my go-to guy. Not an easy title. Thanks Michael!”

-- Paula L., Huntington Beach, CA 2016 (YELP!) --

"He provided rates quickly and locked them in at 3.5% when I gave him the go-ahead. All paperwork, assessments and other matters were completed promptly. There was a hang-up because I paid off a HELOC second and federal regulations required traceability of all the fund transfers I went through to complete it. Hansen bird dogged the process to make sure all the paperwork provided a complete audit trail and prevented any closing delays. It was a pretty effortless process due to the diligence he applied to my refi."

-- Jlgrog., Hillside, Torrance, CA October 2013 (5 Stars Zillow) --

He's very professional and trustworthy. We have done several loans with him and very happy. It was amazingly quick, simple and great experience getting loans online. Anyone would be hesitant to do any personal banking online but he changed our mind quickly. He's amazingly intelligent, friendly and knows what he's doing. He always return calls or answer email very quickly and we like that!!! We don't know if we can always trust anyone better doing business online and will always come back doing business with him!!!"

-- Serena F., Central Sunset, San Francisco, CA 2013 (Zillow) --

"Michael Hansen provided me with exceptional service when I refinanced my home in March 2013. Before speaking with Mike I had a 5 year fixed rate of 3.5%, after the 5 years expired my loan was to be converted to an adjustable loan. Mike was able to establish a 30 year fixed loan at 3.35% which is now saving me $200 a month and I don't ever have to worry about the interest rate increasing. I did my homework and out of 5 other loan options Mike provided me with the best rate and he came highly recommended by my mother who also utilized Mike's services to refinance her home in Arcadia California. This is my first review I have ever written but felt that it was needed. Individuals such as Mike who provide excellent service should be recognized and recommended. I look forward to working with Mike in the future!"

-- Wilshire Square, Santa Ana, CA (Zillow) --

"It's always a pleasure and EZ to work with Michael Hansen at EZ Mortgage. He goes beyond his duty - and in a timely and extremely professional manner. No problem is too big for him --he will find a solution and make sure that you are completely satisfied. He was always readily available, extremely knowledgeable and consistently courteous. His pricing is extremely competitive, but his customer service is definitely unique. This was our third transaction with him and will be looking for him if there happens to be a fourth."

-- G. R., Chino Hills, CA (Yelp!) 2016 --

"I have known and worked with Michael over the last 4 years and during this period I had a very positive and satisfying experience. I refinanced five of my properties through him. I was impressed his knowledge base and promptness. All my refinancing went very smoothly and he was very professional and handled all my paperwork efficiently giving him information only once and he used this information to fulfill the requirements for the additional four loans. He not only met my deadlines but was early with three out of four loans. I highly recommend Michael as he is dependable, honest and proficient. As a matter of fact two of my friends also used him and are also satisfied customers as I am."

-- Jay S. Belmont, CA 2013 (Zillow) --

He's very professional and trustworthy. We have done several loans with him and very happy. It was amazingly quick, simple and great experience getting loans online. Anyone would be hesitant to do any personal banking online but he changed our mind quickly. He's amazingly intelligent, friendly and knows what he's doing. He always return calls or answer email very quickly and we like that!!! We don't know if we can always trust anyone better doing business online and will always come back doing business with him!!!"

-- Serena F., Central Sunset, San Francisco, CA 2013 (Zillow) --

“I recently refinanced my home with Michael. He is amazing - absolutely professional and extremely detail oriented, which I like. Michael approaches his clients with a 'teacher mentality'; ensuring you understand everything he's presenting throughout the process. He offered creative solutions and was always there when I asked about 1000 question through the process. I am very grateful for the wonderful service he provided!!”

-- Dina F., California 2016 (Google+) --

“Great experience, Michael Hansen at EZ Mortgage delivered an excellent work. Would recommend him to anyone looking for a loan. Not enough good things can be said about Michael Hansen. In short great work.”

“We had the pleasure of working w/ Michael Hansen to re-fi our house and our rental property. He is extremely knowledgeable, professional, and and courteous. He was always readily available and always responded to our calls/texts/emails in a timely matter. He guided us through each process and updated us on every step of the process. This was the fasted and easiest re-fi we've ever had. If we ever need to re-fi, we know who to call.”

“Love So EZ MORTGAGE. Michael is knowledgeable, accessible, and extremely helpful. He makes all that paperwork and numbers so much easier (yes EZ). He and Danielle are a pleasure to work with. My husband and I have used him 3 or 4 times over the last several years for refinancing our home. We highly recommend him and the company. Thanks Michael and Danielle! Cassandra & Malcolm”

“As a SoCal real estate agent, I've met a lot of lenders, but none were as professional or prepared as Michael and Danielle. They are the perfect team for any home-buyers. They thoroughly guided my buyers from the Pr-qualification process until closing. They go above and beyond to provide excellent customer service. I have recommended them to many buyers and will continue to recommend them throughout my career.”

“Michael helped us with a home loan (my first) and he stayed true to his "So-EZ" name! Things were difficult to understand at first since it was my very first time, however he spent his time making sure that I understood everything down to the very last minute. We successfully closed on time and we are completely moved in as of today!! Thank you so much and I will be sure to recommend to any of myfriends/family in need of a refinance or a home loan!! ”