Need access to some cash quickly, but dont want to go through the drawn-out process that the other lenders have. Then a Swift Loans cash loan via Oz cash Loans may be for you. Our 100 online application process is Swift, Fast and Easy. We offer loans from 200 to 4,500 and repayment terms of 10 to 52 weeks with no hidden fees or charges, so you know exactly what your repayments will be. Also, you can pause the application process at any time, or cancel out with no obligation.

Furthermore, we assess every loan on its individual merits. We know that your circumstances can often change. If you need a loan for self employed, loan for unemployed, loan for Centrelink or a quick loan with bad credit history, why not apply. There is no obligation to find out if you qualify.

Some people think it is less risky to buy with cash than with a loan, but I would also disagree. Here are some reasons why cash may be more risky than getting a loan. When you buy with cash you have less properties.

The fewer properties you have, the less sources of income you will have coming in, and the more a loss of an income will hurt. If you have 1 property paid for with cash, it really hurts when it goes vacant. That is your only source of income from rentals. But if you have three rentals that have loans on them, one may go vacant, but you have two more that are bringing in money. When you have multiple rentals, you also have more diversification.

If you happen to have one rental, you are more susceptible to neighborhood changes, storm damage etc.

It is then your responsibility to read through the terms before signing your loan agreement. WHAT IF I NEED TO MAKE A LATE PAYMENT. Late Payment penalties differ from lender to lender. Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement. For more information, please contact the lender directly if you have any issues repaying your loan. Please review our site for valuable information about our services.