Auto-loan delinquencies declined to 5.58% in March from 5.87% in February.

Charge-offs–loans banks don’t expect to be able to collect–at the U.S. card business rose to 4.69% in March from 4.27% in February. Internationally, the rate jumped to 4.86% from 4.54% a month earlier. Auto financing charge-offs were down to 1.27% from 1.59%.

Capital One reported in January its fourth-quarter earnings surged as net revenue jumped 39%, though earnings and revenue missed analysts’ expectations owing to higher loan-loss provisions and operating expenses.