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The Patient Protection and Affordable Care Act goes into effect Jan. 1, 2014, but there are current aspects to health care reform that can impact your business a year from now. Small businesses (defined as less than 50 employees) are not required to provide health care to employees under the health care mandate. However, small … Continue reading →

According to the October 2011 NARI Member Profile Study, 53% of NARI member companies provide group health-care insurance to their employees. As a business owner, providing health insurance to employees up until this point has been a personal business decision, and for most NARI companies that are small businesses, it continues to be. If an … Continue reading →

All plans must have essential items under the mandate, but coverage levels can be determined by the employer—Bronze level 60%, Silver level 70%, Gold level 80% and Platinum levels 80%. Each level corresponds with how much of the plan cost will be covers by the employer. Right now minimum benefits required include ambulatory patient services; … Continue reading →

Effective January 1, 2014, everyone will have healthcare…in theory. The new mandate helps many people who don’t have healthcare and need healthcare. But for those that have healthcare or own small/large businesses, the new mandate comes with hefty changes and possibly increased costs or penalties if not properly followed. Similar to other types of new … Continue reading →