1/11/2012 - FEMA advises wildfire victims to purchase flood insurance

While flood insurance is often the last thing on the mind of a homeowner who lives in an area where wildfires are prevalent, the Federal Emergency Management Agency says they may still want to get coverage.

This is particularly true for Texas residents, who experienced an onslaught of wildfire activity this year. According to hazard mitigation specialists with FEMA, the wildfires that burned away trees and vegetation left few roots that soak up rainwater. This can lead to stronger storm runoff, which often precipitate mudslides and flooding.

"Don't wait until the forecast calls for a downpour before deciding to insure against flood damage," said Kevin Hannes, federal coordinating officer for FEMA's wildfire recovery team. "Purchasing a National Flood Insurance Program policy now will give you some peace of mind should a flood occur."

Approximately 21,000 communities nationwide participate in the NFIP. Property owners should speak with their independent Selectiveinsurance agent about the specifics of the plan if they are new to it.