MyState FinancialCredit Cards Review

Compare MyState Financial Credit Cards
Compare MyState Financial credit cards – read our review and compare the features and benefits available from MyState Financial. We can help you to make an informed decision and find a card that suits you.

MyState Financial offer a range of MasterCard credit cards to suit all your needs. Choose a Rewards card to benefit from some great deals, or keep things simple with a Low Rate card.

Advice

Get 0% on Balance Transfers for 20 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then reverts to applicable variable cash advance rate of 21.29%. $0 Annual Fee for the First year and subsequent years when you spend a minimum of $5000.

Introductory Offer

Balance Transfer Rate:

0% p.a. for 20 mths

Balance Transfer Fee:

2%fee

Purchase Rate:

N/A

Annual Rates

Balance Transfers:

19.84% p.a.

Purchases:

19.84% p.a.

Cash Advance:

21.29% p.a.

Annual Fee:

1st Yr Free, then $30

Standard Features

Interest Free Days:

Up to 55 days

On-Line Banking:

Yes

Approval Criteria

You are at least 18 Years of Age

You have a Good Credit History

You are a permanent resident/citizen of Australia & have an Income of over $15,000.pa

Advice

Exclusive offer - $64 annual fee for the first year!
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Introductory Offer

Balance Transfer Rate:

0% p.a. for 6 mths

Balance Transfer Fee:

N/A

Purchase Rate:

0% p.a. for 6 mths

Annual Rates

Balance Transfers:

20.74% p.a.

Purchases:

20.74% p.a.

Cash Advance:

20.74% p.a.

Annual Fee:

$129 - $65 off in 1st year = $64

Standard Features

Credit Limit:

$6,000 - $100,000

Interest Free Days:

Up to 44 days

On-Line Banking:

Yes

Approval Criteria

You are over 18 years of age.

You have a good credit rating.

You have an annual Income of $35000 p.a. or more.

You are a permanent resident/citizen of Australia

You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)

Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

Advice

Earn 60,000 bonus Qantas or Altitude Points when you spend $3,000 on eligible purchases within 90 days of card approval. $0 annual card fee for the first year (saving $150) + a $50 Qantas Rewards fee applies for customers who choose to earn Qantas Points through the Altitude Qantas rewards program.

Introductory Offer

Balance Transfer Rate:

N/A

Balance Transfer Fee:

N/A

Purchase Rate:

N/A

Annual Rates

Balance Transfers:

20.24% p.a.

Purchases:

20.24% p.a.

Cash Advance:

20.74% p.a.

Annual Fee:

1st Yr $50 Annual Fee, then $200

Standard Features

Credit Limit:

Subject to Status

Interest Free Days:

Up to 45 days

On-Line Banking:

Yes

Approval Criteria

You are aged 18 years or over

You are a permanent resident or citizen of Australia (Temporary Visa holders are not eligible to apply)

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