"It could have ended up costing me about $20,000!"

FREE BONUS!

With your download you will also get instant access to the "Beat Your Mortgage" tips and tricks series built from 10+ years of helping Australian homeowners.

Discover insider secrets the banks don't want you to know about your mortgage!

The Easy Way to Beat Your Mortgage!

Check for errors, crush your debt and be mortgage free sooner. Every homeowner can do it.

Download the break-through mortgage software featured on Channel 7's Today Tonight "Bank Mistakes" TV Show and take control of your mortgage today!

"Beat Your Mortgage" Tips & Tricks

With your download you will also get instant access to the "Beat Your Mortgage" tips and tricks series built from 10+ years of helping Australian homeowners.

Discover insider secrets the banks don't want you to know about your mortgage!

Want to Crush Your Mortgage?

Take the Home Money Manager $20,000 Challenge and if Home Loan Manager Pro can't show you how to set up a plan to save at least $20,000 off your mortgage you get the software for FREE*!

*Full instructions, terms and conditions available with the software free trial.

Home Loan Manager Pro

Thank you for your interest in this product.

Unfortunately this product is not available in your country at this point in time as it is only recommended for use by Australian and New Zealand residents.

Home Loan Manager Pro is designed specifically for mortgages issued by Australian and New Zealand lenders. As lenders in different countries follow different financial rules and guidelines this product may not be suitable for your use.

If however you have an Australian or New Zealand mortgage and you would like to download the free trial please Contact Us (and mention your Country is not Australia or New Zealand).

The Facts You Need to Know to Beat Your Mortgage!

FACT #1 - Banks Are Driven By Profits

Your mortgage repayments have been set up to maximise the amount of interest you pay over the life of your loan, generating easy profits for the banks.

You will repay 2 to 3 times the amount you borrow if you don't make extra repayments on your mortgage.

After 22 years of repaying your mortgage, you will still owe the bank more than 1/2 of the original amount you borrowed.

FACT #2 - Banks Make Mistakes

All of Australia's largest lenders have been caught overcharging clients millions of dollars.

An error on just your loan is unlikely to be noticed as it is too small for the bank to pick up.

A simple typing mistake or computer glitch is all it takes.

BANK ERRORS IN THE NEWS!

Three of Australia's largest banks caught overcharging
889,000 clients more than $184.5 million!

CBA to pay out $80 million in refunds to customers

"Commonwealth Bank will pay refunds to 216,000 customers for failing to honour discounts on mortgage interest rates and fees that it had promised, mistakes that meant borrowers were overcharged ... which date as far back as 2008."

- smh.com.au

Bank of Queensland to refund customers $34.5m

"The Bank of Queensland will refund customers $34.5 million after it discovered it had incorrectly applied interest rates and fees. The bank says about 4 per cent of its customers were affected by the errors, some of which date back to 2004."

"About 235,000 ANZ home loan customers will receive refunds totalling roughly $70 million after being overcharged for interest repayments ... errors that in some cases date back to 2003."

- abc.net.au

Westpac clients to get $8m in refunds

"UP TO 40,000 Westpac customers are set to share an $8 million refund package after the bank discovered they had missed out on certain discounts that should have been offered to them when they signed up to a specially tailored mortgage offer."

- smh.com.au

NAB and Bankwest forced to repay customers: ASIC

"Bankwest, a division of the Commonwealth Bank of Australia, has refunded $4.9 million to 10,800 customers after it failed to take into account customers' offset accounts when calculating interest on home loans."

"There was money missing from my account which even though I put there, they said never really existed ... for some reason lost the money I had in my home loan re-redraw. Now says $0. Just like that. Not happy. I told them it was theft."

- abc.net.au

Do You Trust Your Bank?

Signing up for a mortgage is one of the biggest financial decisions you will ever make, and with a little planning and discipline you can turn it, and your home, into one of your most successful long-term investments.

Unfortunately most of us fall into the trap of letting our banks manage and plan our loans, and year after year:

We let the bank tell us how much to repay and how often, and

We let the bank calculate our interest charges and fees.

But, what if the bank gets it wrong? We all make mistakes, and your lender is no exception. A simple human error or computer glitch can add thousands in interest to your mortgage if left undetected.

And what if their repayment schedule isn't right for you? Lenders want you to pay off your mortgage over the full term, maximising the amount of interest you pay on your loans.

With so much of your money at risk, should you really be letting someone else manage your mortgage?

High Error Rates in Loan Statements

"Past surveys have shown a high rate of calculation errors in home loan statements by lenders. There is no such thing as a perfect system, mistakes are a fact of life and that's why you should keep a close eye on your home loan ..."

- InfoChoice.com.au

Take Control In 5 Easy Steps!

Using Home Loan Manager Pro you can stop relying on your bank and you can take control of your mortgage today. With it you can:

Pay off your mortgage faster by setting goals and locking in your target - see exactly how much you can save, and know how much to repay every step of the way until you are debt free.

Check for hidden bank errors and protect the thousands of dollars you pay in interest each year.

Discover the true cost of your mortgage, year-to-year and statement-to-statement, keeping you on track and motivated to crush your debt.

Accurately track and record all your loan details in the one convenient location, making it easy to track and monitor your mortgage.

Why Check For Bank Errors?

Bank errors can happen at any time over the life of your loan (and more than once!), and if left undetected even the smallest of errors can compound away adding thousands of dollars to your loan repayments.

Imagine how surprised Lyndsey was when she started using Home Loan Manager Pro and discovered that her offset account had NOT been linked to her mortgage.

If left undetected the error would have cost Lyndsey an extra $20,576 in interest charges, as all of the money she was putting into her offset account was being ignored by her bank.

Luckily she found the error and was able to go to her bank, point out their mistake, and get a full refund.

Offset accounts aren't the only problem - Here is a sample of other types of errors our clients have found:

Hemil from Brisbane in QLD found his initial rate was set to 5.14% instead of 5.04%.

Michelle from Joondalup in WA found that $10,823.47 she had made in extra repayments over the past 2 years hadn't been applied to her loan correctly.

Quoc from Croydon in VIC found his lender had incorrectly calculated his interest charges.

Matthew from Perth in WA found that a 0.75% discount agreed with the bank had not been applied to his investment loan.

On an average balance of $177,000 the bank would have overcharged him over $39,325 in extra interest if he had not found the error.

These errors have now all been fixed - but only after the clients found them.

So if you have never checked you bank statements for errors, download Home Loan Manager Pro today and make sure you are not paying your bank a cent more than you have to.

BANK COMPUTER GLITCHES: THEY DO HAPPEN, SO PROTECT YOURSELF NOW ...

"Since August 2010, the big four banks have experienced nine technical glitches in their payments systems..."

- Your Money Magazine

Crush Your Debt!

The two main ways to save money on your mortgage are to make extra repayments (so you can get ahead and reduce your interest charges) and to check for hidden errors (to make sure the banks aren't dragging you backwards).

In the software getting started videos we'll show you how we saved over $165,000 in interest charges on a $300,000 mortgage just by using these two simple techniques.

The videos come free with the software and you can watch them right now. You'll also learn how to take control of your loans, set up a plan to cut five years off your mortgage, and check your loans for hidden bank errors.

Great Job ...

"I have made some additional repayments and I was trying to see the effect this has on the reduction of the term of the loan ... after running the increase repayments report it gives me exactly what I want. Great job."

Home Loan Manager Pro Testimonial

- Barry T, NSW, Australia

Why Home Loan Manager Pro?

If you are serious about beating your bank, here are the top reasons why the mortgage software Home Loan Manager Pro is perfect for you:

A solution that works with all Australian mortgages and with all mortgage reduction strategies.

The #1 Ranked "Mortgage Audit Software" on all major search engines around the world including Google, Yahoo, and Microsoft Bing.

Easy to get started. Full video tutorials to help you every step of the way, showing step-by-step how to get started, and how to get the most out the software in the quickest time possible.

A complete mortgage solution that will help you check for errors, set goals and chart your progress as you pay down your mortgage, scenario plan and informed decisions, show you the true cost of your loans, and help you keep all you loan details in the one convenient location.

Less than 5 minutes a year is all it takes to manage your loans and stay one step ahead of your bank. Once you've loaded your loan details simply run the reports!

Safe and secure - the software and all your mortgage details are stored locally on your computer (not on a website or web server), so only you have access to them - and you can password protect all your details for added security.

100% Free Trial. Try Home Loan Manager Pro for free and take it for a test drive with your loans. No credit card required, no fine print, no postage and handling - Simply download, install and try it free.

Thank You For a Brilliant Programme!

"I saw the segment on Today Tonight this week in relation to your product for Home Loan Manager Pro. Thank you for a brilliant programme - I have had issues with a bank before and think that a programme like yours is necessary."

Home Loan Manager Pro Testimonial

- Lynn L, Buderim, QLD, Australia

I Am Glad I Bought This Product Over Any Other Brand...

"Hi Matthew, Thank you, thank you, thank you, so much. I got the St George transactions to import without a problem ... It is so easy when one does it right. It is so good to know that I have back up support should I get stuck with anything on the Home Loan Manager Pro, I am glad I bought this product over any other brand."

Home Loan Manager Pro Testimonial

- Janniece F, NSW, Australia

Download And Try It Free!

It's never too late to review your mortgage and start planning for the future.

Download the software now, check your loans for hidden bank errors, and set up a payout plan to see how much you can save when you cut five years off your mortgage.

Best of all the software does all the hard work for you and you can use the import wizard to load your loan details from your Internet banking site - so you can get the job done in minutes.

Very Impressed ...

"I feel that anyone with a mortgage should be using this software."

Home Loan Manager Pro Testimonial

- Phillip W, North Lakes, QLD

Home Loan Manager Pro

Ready To Find Those Hidden Bank Errors?

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