“[M]en have slightly more violations — about 5 percent — that result in accidents than women,” said Raj Bhat, president of Quality Planning. “And because men are also more likely to violate laws for speeding, passing and yielding, the resulting accidents caused by men lead to more expensive claims than those caused by women…

“Men take more risks behind the wheel than women, and so men are more likely to get into serious crashes,” says Anne McCartt, the institute’s senior vice president of research. “We don’t have any way of comparing their driving abilities, but on the likelihood of getting into a serious crash in which someone dies, men win handily.”