Credit

When most people think of a good credit score, it’s usually because the purchase of a home is on the horizon. They understand that proof of good money management skills matters to a prospective mortgage lender. However, building and maintaining good credit is more than just “How much...

Understanding a home equity line of credit (HELOC) is important knowledge for every homeowner. Described as a home’s most valuable asset, home equity is a tool that is useful in establishing a line of credit for many different types of needs. Let’s take a closer look at what a HELOC...

You filled out the application, got approved, and received your card in the mail. You made some purchases … then you made some more purchases … then the interest rate kicked in. All of a sudden, you have a high balance owed to the credit card company. You keep making payments, but you...

The holidays are over and you overdid it. Not just the dining, the drinking, and the driving all over town, but the debt. You overspent a bit and maybe added more to your credit card balance than planned. And if you carried a balance before the holidays started, the interest is piling up faster...

Reasons Why Your Business Will Benefit From A Credit Card Whether your business is big or small, a business credit card is a smart decision. It not only separates your expenses, it also provides more financial flexibility. Learn a few reasons why you’ll want to apply for a credit card today....

Why Do Interest Rates Fluctuate? Over the years, you’ve probably heard how the interest rate fluctuates. People are encouraged to take out mortgage or car loans when the interest rate is low. At some point, you’ve also probably wondered why interest rates fluctuate. Although the system is...

Your credit report holds the summary of your credit history and your credit score. If you have used a credit card or taken out a personal loan, then you have a credit history. Whenever you apply for any loan or borrow money, lenders use your credit report as part of their decision-making...