Re: will amex help me?

afbar1114 wrote:

when my zync card starts reproting will it help me gain better cards or credit and do creditors like to see amex on a CR?

I have always assumed that creditors look at someones report and see the cards they have. Seeing an AMEX might help or not. They look at your amex in good cindition and might say 'hey AMEX gave him a card' They might want to compete.

Re: will amex help me?

To answer your first question ~ we know that creditors do look at who is on your CR. AMEX has denied many with the reason that they had "negative experiences with other consumers" when people have first preemie or others showing on their CRs.

Will it help you get approved ? Maybe, but I honestly doubt that the creditor matters more than your payment history and utilization.

To answer your second question, I believe money manager is independent of AMEX and they won't be giving your info out.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.