Kerala Gramin Bank The Kerala Gramin Bank (KGB) has launched a novel programme “[email protected]” to propagate financial literacy among school children. Under the project, every branch of the bank has to identify and enter into a virtual tie up with a school in its locality preferably an upper primary school to organise various programmes such as formation offinancial literacy clubs, account opening camps at schools, junior debit card distribution, financial literacy related classes, distribution of financial literacy booklets, competition on financial literacy, etc.