Materials

The document describes the discriminatory practices of predatory lending and their impact on African Americans and Latinos in particular. Analysis is offered as to the effects of predatory lending on the already disproportionate wealth gap between African Americans and whites and Latinos and whites. Mortgage lending, auto lending, and payday lending are all concisely reviewed.
Advocates may find this document helpful as a primer and tool for prioritizing and acting on issues that affect affordable housing.