An ATOL is an Air Transport Organisers Licence which allows a tour operator to put together and sell a package holiday, either via a travel agent or direct to the public. It is administered by the CAA (Civil Aviation Authority) in the UK.

While there are direct, scheduled flights between the UK and Mexico (both Cancun & Mexico City), the same can’t be said for Guatemala; nor is that likely to change any time soon. So, indirect flight it is.

Section 75 of the UK Consumer Credit Act 1974 stipulates that if you, the consumer, pay for something costing between £100 and £30,000 by credit card, then the provider of that credit (ie the credit card company) is equally liable if anything goes wrong.

ESTA, which stands for Electronic System for Travel Authorization, is an automated system created by the United States government to determine the eligibility of visitors from countries covered by the Visa Waiver Program to enter America.

When planning and arranging a holiday – no matter where to – sorting out travel insurance is often relegated to one of those things that ‘you’ll get round to’. Although fully understandable, this can have very expensive ramifications.