1Funds must be on deposit for a minimum of 90 days before being eligible to use as collateral toward share secured loan

2Current savings rate is 0.10%, so the rate would equal 2.85% APR. Subject to change.

3Garden Savings Federal Credit Union cannot guarantee that this loan will boost your credit score in and of itself. There are many factors that influence credit scores and these factors come from a variety of different sources. While a credit re-builder loan, if managed properly, will affect your credit score positively, failure to manage other outstanding credit you have elsewhere could affect it negatively. In the event the loan is defaulted on, the funds that are frozen in your savings account will satisfy the balance of the loan and not be released to you. GARDEN SAVINGS IS AN EQUAL OPPORTUNITY LENDER.

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