“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.” – Theodore Roosevelt Real estate appreciation has … Continue reading →

For nearly two decades now, I have seen too many homeowners paying extra toward their mortgage without first having sufficient cash in the bank to weather unforeseen financial problems or while carrying other high-interest consumer debt. The hard truth for … Continue reading →

“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.” – Theodore Roosevelt Real estate appreciation has … Continue reading →

A recent study of homeowners who have refinanced their mortgages shed some fascinating results: 78% of those who have refinanced in the past did it for “Life Cycle Factors”, as opposed to just 22% trying to take advantage of … Continue reading →

When it comes to planning your mortgage, the first mistake people make is not realizing that the real discussion must first be about money. More specifically, cash flow. “We live lives of cash flow,” is something I say nearly daily … Continue reading →

Creating Your Best Money Year Ever in 2016. One of the primary reasons many people do not achieve financial success is they have never stopped to define what it is that a “successful” financial picture looks like for them. In … Continue reading →

If there’s one thing I say nearly every day of my life, it is this: “We live lives of cash flow.” When it comes to providing expert mortgage advice for clients, this is typically what it boils down to for … Continue reading →

Too many people are playing the wrong game with money. I have devoted my career to helping home buyers and homeowners make smarter financial decisions to achieve their short and long-term goals. I’ve become a student of cash flow and … Continue reading →