We use cookies to give you the best possible online experience. If you continue, we’ll assume you are happy for your web browser to receive all cookies from our website. See our cookie policy for more information on cookies and how to manage them.

Retirement

We’re with you every step of the way

Where you are in your life right now will affect how you think about your pension and retirement, as well as what you need.

Saving for retirement

You could be just starting to think about saving for your future, with retirement a distant unknown. Or maybe you've been saving for a while and want to firm up your plans. Whatever your situation, we can help you work out the lifestyle you want and how much you'll need to get there.

Using your money

At some point – usually from age 55 onwards – you'll want to turn your pension into money you can use. There are different ways to do this, from taking a regular income to lump sum payments. We can help you to calculate if you've got enough for all your plans and to understand what's going to work best for you.

Your options later in life

Sometimes, despite your hard work, saving and planning, things don't go the way you expect. Your circumstances might change, your savings aren't enough to cover everything you need, or you could have unexpected health issues and need to look at long-term care options. Whatever situations arise in your retirement, we may be able to help.

It’s all about what you want

Retirement isn’t something that happens to us. It’s a series of choices you can make about how you want to live beyond age 55. We can help you take control of your savings and get what you want from life.

What does your retirement look like?

Whether you’re 25 or 55, picturing your future with enough clarity to plan and prepare effectively is tough. We can help you to work out the kind of lifestyle you’d like to have and how much that’s likely to cost. Is what you want realistic, or do you need to rethink your priorities?

How much do you need?

It’s hard to know if you’re saving enough for retirement until later in life – but by then you can’t make changes. We can tell you what your savings should be worth when you retire so you can see how you can use your money and address any gaps. The sooner you get the full picture, the more you can shape it to suit you.

Financial advice

If you’re looking for help with your pension or retirement options, our financial advice support team can help you decide what's right for you.