Your Money

$125 kitchen counter makeover. In a world of granite, marble, and travertine, sometimes it’s nice to switch gears and remodel your counter tops out of something that doesn’t cost thousands of dollars, is readily available, and can be matched to accommodate a wide variety of tastes. I’m talking about wood …

5 ways getting out of debt really opens up options in life My view of everything changed after I didn’t have any debts. It changed in ways that took me a while and some reflection to really understand and to be able to write them out on paper, even though …

Play along with me for a moment and imagine that you just got a raise that tripled the amount of your disposable income. You can now afford 3 times more than you could before, congratulations. Well that’s exactly what it’s like once you are able to buy everything at 70% off. Actually, it’s …

A Man’s greatest resource is his labor. I know it’s been said many times before but that’s only because it applies to so many different places in anyone’s life. Anytime I don’t have money for something I want, I ask myself ‘Can’t I just build it myself?’ and over and over, …

The original post on DIY money saving tips should have already saved you about $2000/yr. If that wasn’t enough, here are 10 more ways to start putting a serious dent in some of life’s operational costs. With that in mind, here’s a list of things you can get crackin’ on …

Intelligent shoppers buy value. Less sophisticated shoppers buy based on price. Do you ever find it odd that once a new car’s tires hit the road outside the car lot that the value drops immediately? What changed? It’s the same car. The miles are the same. It doesn’t even need …

Why it makes sense to sometimes pay a little more for quality. I love do it yourself projects. I love creating new things in the physical world. It feels like a primal hardwiring into my DNA. They say your passion finds you as much as you find it, and for …

Deferred gratification is a great sign of maturity and long term planning but every now and then it’s nice to find things you can go right out and put in action immediately while your long term plans mature into reality. With that in mind, here’s a list of things you …

How I reroofed my house for $750 and got $400 off my insurance premium. It was about 4 years ago. I had just bought a fixer upper that needed a considerable about of work. Among the worst of which was a badly worn out roof that leaked in multiple, multiple …

60k with no debt versus 100k with debt. It’s not how much you earn, it’s how much you save. It’s not how much you make; it’s how much you keep. That’s the saying that sticks in my mind when thinking about smashing through debts in my journey to live …