No, but there is shared blame in so far as the housing crisis/bubble. Way too many people leveraged themselves to artificially high home valuations
with ridiculously high payments with no regard to reality or the future. Sure there were some scams and a goodly amount of unethical mortgage brokers
and investment banks... but hordes of otherwise intelligent people got stupid also.

I challenge you to read the thread that I wrote back in 2010 and then come back and back up this statement.

The lending was a lucrative trap, the banks too were irresponsible, let alone responsible for fails in the ecconomy that causes people finacial
difficulty, so they should accept some of the responsibility when repossessions occure during recessions.

We have somewhat of a more clear picture of the mess than we did in 2010 -- and I certainly don't deny that a good portion of the blame is squarely on
the financial megaconglomerates... along with government sponsored changes that allowed for the commoditization of home mortgages.

-- however --

Such financial shenanigans (yeah, I just used that word) are not possible without a market that embraces it.

It makes no financial sense for someone to obtain a "no money down" mortgage where the payments represent half of their monthly income. Yet by some
reports, a majority of the subprime defaults came from exactly this type of loan.

Underwriters lied on mortgage applications, and many reports indicate a very good percentage of applicants knew about and supported the fabrications.
Here, a vast majority of subprime defaults came from improperly documented or fraudulently documented loans.

Appraisal firms were getting kickbacks from all kinds of sources (real estate firms, title companies, underwriters, and mortgage bankers) to keep
pushing the valuations up for more profitable loan prices. These are people who should never have done any such thing.

Those are three well-discussed issues that have come up after lots of forensic accounting on the mess that put a portion of fault in the consumer's
direction. I've always contended that it's an 80/20 issue (20% being consumers), but that the 80% representing the bankers may not have been so large
if the 20% were not so willing to be absolutely stupid.

The video was back in May 2012, and due to the major embarrassment we caused the court, they came back for a 2nd eviction some time later, which
again we attended. Unfortunately, this time they brought the heavies; High Court Enforcement Officers, who are unabashed fascists. The Police were
ordered to stand down, and Sgt Mo, had been ordered not to attend. The bailiffs used excessive violence to secure entry. But however, due to the video
evidence, we have the grounds to prosecute and sue them for their tyrannical actions. The Bird family's struggle against the bank continues, as we
prepare for the next round of action against the bank. The only time you truly lose your home is when you GIVE UP.

High court enforcement officers ordered police to stand down, and allow the banks to take control of the property so they could push it through the
system again, and the next unsuspecting person can take the same risks. It's a win,win for the banks, and they are allowed to be irresponceable,
because we will Be "forced" to bail them out, but if we put one step out of line, no matter the circumstances, they can take your property? I'm not
even an owner, but I have a problem with this.

even worse in NYC. cops put a boot on my car because i was parked in a 15 min parking zone for 17 minutes. for some reason it costs 375$ to get it
removed, if you dont pay it in 24 hours your car gets towed and the price goes from 375 to $600+

Is this thread being kept of the new topics page? It generated quite a bit of response early on, and I thought i might see it on one of the hose reels
but its not comming up in latest replies or flags.

Just asking as i get the feeling some think this pertains to OPPT. It does not.

I kind of see what happened in this vid as a win, maybe not the war, but that battle was a win, and another step in the right direction. Now people
know how to nullify the bailiff, they can look more closely at the high court rulings that eventually over ruled the owners and the law. The awnser
will proberly lie with human rights in the high court, and hopefully will win out over any corporation.

Baillifs truly are disgusting SCUM. That guy has done NOTHING to them or their families or friends. Neither does he owe THEM a single penny, yet they
treat him as if he has. They were arrogant and threatening and i believe that if they could have, they would have beaten him to with an inch of his
life, if not worse. And for what ? for MONEY !!
It takes a certain type to be a baillif. They all believe they are 'tough guys' and most have a history of violence for one reason or another.
Not a single one of those assholes is doing what they are doing because they believe they are doing the right thing. Their paypacket is all that's
important and they are only to pleased to commit violence on total strangers to get it.
Is there really any difference between a baillif and a hitman/mafia thug ? The only thing that's seems to be different is that the baillif can do
what he does LEGALLY. But it's still committing violent acts on people for hard cash.
Being able to hire violent thugs to obtain debts by ANYONE should in itself be a criminal act. If banks, or anyone else for that matter lend to people
who cannot pay back then it's tough. Either they should be more careful who they lend to or just get out of the lending business altogether if they
can't suffer the bad debtors.Legalising violence is not the answer.

I kind of see what happened in this vid as a win, maybe not the war, but that battle was a win, and another step in the right direction. Now people
know how to nullify the bailiff,

This was my thinking as I was watching the stand off. Great education for those that are in the fight of their lives with bankers. The bank was not
playing by the rules in this case, and certainly are not in many others......so for anyone to think these folks are dead beats, having little to no
knowledge of the case at hand, are just as thuggish as the bailiffs on that scene.

With all the theft that banks and corporations commit.....and we all see it......when will we all start standing up for one another?

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