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Learn how BMW sped up its customer communications

“Using FICO Customer Communication Services, we get a
secure, highly flexible, robust solution with a low cost of entry, and
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FICO Analytic Cloud, democratizing analytics through the cloud.

Customer data is more widely available than ever, but leveraging data to drive smarter decisions requires new thinking and a new kind of agility. As companies develop strategies for both cloud computing and for using Big Data to improve customer relationships, analytically-empowered solutions, cloud-based applications and a flexible cloud-based Decision Management development platform become essential.

19 versions of the FICO® Score represent approximately 95 percent of all FICO® Scores sold and used by lenders

SAN JOSE, Calif. — March 31, 2015 — FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced it is providing consumers with access to the 19 most commonly used versions of the FICO® Score from the three major credit bureaus at myFICO.com. Together, these 19 score versions represent approximately 95 percent of FICO® Scores sold and used by lenders.

The offering from FICO enables consumers to quickly understand their overall credit health. Consumers can view their base FICO® Score 8 along with their credit reports and the additional versions of their FICO® Scores from all three major credit bureaus — Experian, TransUnion and Equifax. The additional scores include the versions that most U.S. lenders use for mortgage, auto and credit card lending.

Millions more consumers now able to access genuine FICO® Scores for free, engendering loyalty through greater transparency and consumer empowerment

SAN JOSE, Calif. — March 30, 2015 — FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced JPMorgan Chase is offering FICO® Scores to its Chase Slate customers for free through the FICO® Score Open Access program. FICO® Scores will be available to all new Chase Slate Customers. Existing Chase Slate customers will gain online access to their FICO® Scores over the course of 2015 as part of a rollout starting in April.

"FICO® Score Open Access is ramping up quickly and we’re well on the way to our goal of giving all Americans their FICO® Scores for free," said Jim Wehmann, FICO’s executive vice president for Scores. "Our program enables forward-looking lenders like Chase to provide an extremely valuable and popular benefit to their customers. In fact, many people are coming to expect access to their FICO® Scores. Chase’s participation in the program reflects its commitment to consumer financial education and empowerment."

LONDON — March 26, 2015 — New data from FICO (NYSE:FICO), the predictive analytics and decision management software company, showed that late credit card payments have continued to decline in the UK, reaching the lowest point in more than two years. FICO’s analysis of around 80 percent of all credit cards issued in the UK showed a continued decline in the percentage of accounts that are delinquent, matched by a decline in the balances that are delinquent.

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