The importance of an Appraisal /West Hills Ca./ Woodland Hills/ San Fernando Valley Real Estate (Q) Esperanza, I would like to know why after having an inspection of house the lender is asking for an appraisal to be done?. Do we really need it, and how important is it? ...

How to Obtain My Credit Report /West Hills,Ca-Real Estate Dear Esperanza, (Q) As a first time home buyer I would like to know how to obtain my credit report. Also find out what my FICO score is. Your help would be greatly appreciated. (A) Take...

What does Title Insurance Protect You From? A lot. /West Hills Ca./ Woodland Hills / San Fernando Valley Real Estate (Q) Esperanza. As a first time home buyer I need to know what does Title Insurance cover and what are the drawbacks to not having it? (A) The following matters are examples of why...

Paying Points /West Hills Ca. / San Fernando Valley Real Estate Paying Points When exploring Mortgage options you'll find quotes from lenders that include both loan rates as well as "points." A point is a fee equal to 1 percent of the loan. A 30-year, $150,000 mortgage might have a rate o...

New Puppy- Name That Pet /West Hills Ca./San Fernando Valley Real Estate New Puppy- Name That Pet Checklist Food and Water Bowls- There are a variety of these on the market, including heightadjustable ones, so just choose the one that will best fit you and your new puppy's needs. A Travel Crate-...

Chicken Shiitake Lettuce Wraps MMmmm! The value of feeding our families with quality,good testing and nutritious food Is one of the most important thing we should do for our selves and our families. The recipe is easy to make, low cost and great testing. It is also healthy!Enjoy a mouth waterin...

Understanding Your Homeowner's Insurance /West Hills Ca./San Fernando Valley Real Estate (Q) Esperanza, Why do I need a Homeowner's Insurance Policy?. Do you know the cost? What does the policy cover? (A) Below is a general outline of what Homeowner's Insurance does. As far as c...

dodododo Esperanza, Why do I need a Homeowner's Insurance Policy?. Do you know the cost? What does the policy cover? (A) Below is a general outline of what Homeowner's Insurance does. As far as costs contact your Insurance agent

5 Things to Understand About Homeowners Insurance West Hills California/San Fernando Valley Real Estate 1. Look for exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These coverages must be bought separately. 2. Look for dolla...

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