Author
Topic: Fraud Insurance Policy (Read 1411 times)

My grandfather receieved a call from some agent from an Private Insurance Agency for some insurance policy in his name for his son (my father)(beneficiary). My grandfather took the required documents (photocopy of aadhar card, residence proof,etc) and went back to his ancestral home i Chandigarh. That Insurance guy went to meet him there (we do not know from where he operated). Since father was not present there, the insurance agent did fake signatures on the policy documents. Grandfather paid him a sum of Rs. 150,000/- against some policy of Reliance. He said the policy would come to grandfather by post from the company). The guy never came to our Delhi home but only used to call on our landline number in Delhi. We have proof of calls by him. He dissapeared with the money and the policy never came by post or any means. We called him many timed from other numbers but whemever he recieved our call (2-3 times out of 20-30 calls made) he used to say he was a tailor and no insurance agent. Through our personal investigation, we traced his agency it to be in Panchkula. But on enquiry, they refuaed that any such person by that name ever worked with them. We filled a complaint with IRDA, Human Rights Commission and with Ministry of Home Affairs. We also filled a police complaint in Chandigarh (place of incidence), Panchkula (place of work of person)(at least what he claimed it to be) and in Delhi (place of residencw). We searched online by that phone numberand found that the guy had frauded in Himachal Pradesh, Karnataka and in some other places as well. He had done 15 such frauds. Please guide me as to what action should be taken.