According to the annual PNC Christmas Price Index compiled by PNC Wealth Management, it would cost you $78,100 to buy everything from “a partridge in a pear tree” to the “12 drummers drumming, on each of the “12 Days of Christmas” in that favorite holiday song.

But if you chose to buy these items online, it would set you back $128,886 for all 364 items. What’s that? You just want to buy each item in the song once? That’s a relative bargain at $19,507.