TERMS & CONDITIONS

PLEASE READ THESE TERMS AND CONDITIONS OF USE ("USER AGREEMENT") VERY CAREFULLY.

BY ACCESSING, BROWSING, SHOPPING, OR OTHERWISE USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.

Important Information About This Legal Contract

You agree to this User Agreement, and all of its terms and conditions, by accessing, browsing, shopping, or otherwise using the Site. These terms and conditions are subject to change without prior notice at any time, in Purchasing Power's sole discretion, and by accessing, browsing, shopping or otherwise using the Site after a change has been posted to the Site, You accept that change. Customers should check this User Agreement and the Privacy Pledge frequently.

Acceptance of Contract Terms

This User Agreement, and all of its terms and conditions, constitute a legal contract between you and Purchasing Power (PPC). (References to "you" or "your" relate to a customer or other party that accesses, browses, shops or otherwise uses the Purchasing Power Site (the "Customer"); references to PPC shall relate to Purchasing Power.) By accessing, browsing, shopping or otherwise using this site ("Site"), you acknowledge that you have read, understood, and agree to be bound by this User Agreement and you agree to comply with all applicable laws and regulations. If you do not agree to this User Agreement, as it may be changed by Purchasing Power from time to time, do not use this Site. The material provided on this Site is protected by law, including, but not limited to, United States copyright law and international treaties. This Site is controlled and operated by Purchasing Power from its offices within the United States . Purchasing Power makes no representation that materials in the Site are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is not authorized. Those who choose to access this Site from other locations do so upon their own initiative and are responsible for compliance with applicable local laws.

Any claim relating to, and the use of, this Site and the materials contained herein is governed by the laws of the state of Georgia without regard to conflict of law rules. You consent to jurisdiction of the federal and state courts located in Fulton County , Georgia to hear any such claims.

Access, Interference and Linking

Purchasing Power grants you a limited license to access and make personal use of the Site. However, you are not authorized to download (other than page caching) or modify it, or any portion of it, except as provided below under "Use Restrictions," or with express written consent of Purchasing Power.

The following activity on the Site is expressly prohibited: Any non-personal or commercial use of any robot, spider, other automatic device, or manual process to monitor or copy portions of the Site or the content contained herein without prior written permission by Purchasing Power; collection or use of any product listings, descriptions, or prices, from the Site for the benefit of another merchant that supplies products competitive with or comparable to those offered on the Site; and, any use of, visits to, or other action that imposes an unreasonable or disproportionately large load on the Site, or otherwise interferes with its proper and timely functioning.

Any unauthorized use terminates the license granted by Purchasing Power.

You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of the Site so long as the link does not portray Purchasing Power or its products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Purchasing Power logo or other proprietary graphic or trademark as part of the link without express written permission.

Purchasing Power does not review or control third-party sites that link to or from the Site, and is not responsible for the contents of any third-party sites linked to or from the Site.

Use Restrictions

All material contained within the Site is subject to copyright held by Purchasing Power or the original creator of such material. Except as stated herein, none of the information or material shown on this may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, tableing, or otherwise, without the prior written consent of Purchasing Power or the copyright owner. Limited permission is granted to display, copy, distribute and download the materials on this Site for personal, non-commercial use only provided you do not modify the materials and that you retain all copyright and other proprietary notices contained in the materials. This permission terminates automatically if you breach any of these terms or conditions. Upon termination, you must immediately destroy any downloaded or printed materials. You also may not, without Purchasing Power's prior written permission, "mirror" any material contained on this Site on any other server. Any unauthorized use of any material contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Trademarks and Copyrights

Trademarks, logos and service marks displayed on this Site are registered and unregistered trademarks of Purchasing Power, its licensors or content providers, or other third parties. All of these trademarks, logos and service marks are the property of their respective owners. Nothing on this Site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on the Site without the owner's prior written permission, except as otherwise described herein.Â As stated in the Use Restrictions above, Purchasing Power reserves all rights not expressly granted in and to the Site and its content.Â This Site and all of its content, including but not limited to text, design, graphics, interfaces and code, and the selection and arrangement thereof, is protected as a compilation under the copyright laws of the United States and other countries.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL PURCHASING POWER BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA OR PROFIT, ARISING OUT OF THE USE, OR THE INABILITY TO USE, THE MATERIALS ON THIS SITE, EVEN IF PURCHASING POWER OR A PURCHASING POWER AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF MATERIALS FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT BE APPLICABLE TO ALL USERS

Arbitration

All claims arising from the purchase of goods and services are subject to binding arbitration pursuant to the terms set forth in the Additional Terms and Conditions of the Retail Installment Sales Contract (The "Enrollment Agreement and Merchandise Order Form") and by making a purchase from this Site, you expressly waive a trial by jury and accept arbitration of any disputes pursuant to the terms and provisions as more fully set forth in said contract. You are urged to review this contract to familiarize yourself with the terms set forth therein. Any other claims which may arise as a result of accessing the Site and using the information therein available, you agree with Purchasing Power, its service providers, agents, employees, successors, assigns, affiliates, parents, subsidiaries and any content provider or offeror of goods or services on this Site or through any other associated activity, that ANY CLAIM OR DISPUTE UNDER THE USER AGREEMENT AND ANY CLAIM OR DISPUTE THAT YOU MAY HAVE AGAINST ANY OF THESE PERSONS OR ENTITIES, WHETHER RELATED TO THE DESCRIBED TRANSACTIONS OR OTHERWISE, INCLUDING THE ENFORCEABILITY OF THIS ARBITRATION AGREEMENT, WILL BE RESOLVED EXCLUSIVELY AND FINALLY BY BINDING ARBITRATION under the Code of Procedure (the "Code") of The American Arbitration Association (1-800-778-7879); www.adr.org in effect at the time the claim is filed. Notwithstanding any choice of law provision included in this User Agreement, this arbitration agreement is subject to the Federal Arbitration Act (9 U.S.C. ?? 1-16) and the New York Convention on the Enforcement of Arbitration Awards (9 U.S.C. ?? 201-208 or as codified in the jurisdiction where enforcement of the award is sought). Hearings shall be held as provided by the Code and if any In-person Hearing is required, it shall be held in Atlanta , Georgia . Each party shall bear its own cost of any legal representation, discovery, or research required to complete arbitration.

Privacy

Please review our Privacy Policy, which also governs your visit to this Site.

Account and Password

You are responsible for maintaining the confidentiality of your account and password and you agree to accept responsibility for all activities that occur under your account or password. Purchasing Power reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.

How do you use my information?

Purchasing Power does not sell or rent any personal information you provide on our web site to any other parties. We may share your information with partner companies as necessary in the course of our operations, including the execution of marketing programs, but these partner companies must comply with our privacy policy. Purchasing Power may share anonymous, aggregated information about all our users with third parties. Additionally, Purchasing Power may use the information you provide to share special offers through our marketing programs.

Communications to Purchasing Power

Purchasing Power shall strive to preserve the confidentiality of all information transmitted to this site in connection with the purchase of goods and services offered thereon. Any other communication or material you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Anything you transmit or post may be used by Purchasing Power for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, Purchasing Power is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to Purchasing Power or the Site for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products using such information.

Site Maintenance

Purchasing Power will adhere to best practices when maintaining accurate information on our web site. However, it is possible that despite our efforts to ensure the information on our website is up-to-date, there may be instances when information about a product contains inaccurate or incomplete data, including data about the product's price, description or image. Purchasing Power makes no guarantee that the information on our website is error-free, complete, or current. Purchasing Power reserves the right to correct errors and/or update the content on our website at any time without notice. Purchasing Power also reserves the right to refuse or cancel any order containing any error or inaccuracy, including after the order has been submitted.

Disagreement with These Terms and Conditions

If you disagree with any of the terms and conditions of this User Agreement, please do not access, browse or otherwise use this Site.

Purchasing Power is committed to protecting your privacy because our business is based on the trust you place in us. The information we collect is gathered to ensure secure ordering and to provide a more personalized shopping experience.

How do I make a purchase with Purchasing Power?
Generally, in order to purchase our products, you must be employed by a company or belong to an organization with whom we have a contractual agreement to offer products for purchase pursuant to a payroll deduction schedule. Your name, delivery address and verification of employment information are required to complete the purchase, if you intend to utilize payroll deduction as your purchase option.

Is my information used for any other purposes?
We require only the personal information that is needed for safely processing your online order and for contacting you about your transactions. It is used exclusively for that purpose. If you become a Purchasing Power customer, you may receive mailings from your account information which may be analyzed as part of our standard business practices.

Will my information be given to any other party?
Information collected on this website will only be used for the purpose of processing your order. Your personal information including email address, may be shared with your sponsoring organization or employer under some circumstances as required by their program agreement. Under no circumstances will your information be shared with any unaffiliated parties.

Why do I receive communications to participate in research?
Purchasing Power is committed to providing excellent customer experience. In order to measure how well we are doing and better understand how we can continually improve our product offering, we may contact you by phone or e-mail and solicit your participation in research. Your participation is voluntary and you may unsubscribe by updating your communication preferences.

An account manager may occasionally send promotional or product information. In addition, Purchasing Power may send you updates on important information about our company and services. If you do not wish to receive such e-mails, simply let your account manager know.

How do we protect your information?
We employ powerful 128-bit encryption technology and Secure Socket Layers (SSL) in all areas where your personal identity is required. For your protection, this site is certified by a trusted SSL Certificate. This is your assurance that our site is authentic and that we're employing SSL security. You can check this security protection setting within your browser. To view our SSL certificate, click on the image of the closed lock or the solid key at the bottom of your browser. Our site security information will appear. For more information, contact your browser's publisher. For additional protection, your account information and order history are kept behind a firewall on separate servers. All transaction information is processed under encrypted channels. To be sure you have the most protection available, be sure to download the latest version of today's most popular browsers, Microsoft Internet Explorer and Firefox. In addition, access to your personal information is restricted within our company to provide maximum security.

Who can see your account information?
Only authorized sales, customer service and accounting personnel are permitted access to your account information. Purchasing Power employees who violate our privacy pledge will be subject to our normal disciplinary process. When we hire other organizations to provide support services, we will require them to conform to our privacy pledge and to allow us to audit them for compliance.

What are cookies?
Your browser offers cookies that store small amounts of data on your computer about your visits to our sites. Cookies assist us in tracking which of our features you like best. And when you re-visit our sites, cookies can enable us to recognize that you are a return visitor and to customize our content according to your preferences. However, cookies tell us nothing about you personally unless you choose to give us additional information.

Please check the Terms and Conditions and the Electronic Delivery Consent box stating you agree and approve. Thank you.

Consumer Consent to Electronic Delivery of Contract and Disclosures

By consenting to receive information electronically at our web site, you will receive required federal and state disclosures related to your use of this program and your purchase transaction, including your purchase contract (a/k/a Customer Agreement). Your consent will apply only to your use of this program and this transaction. In order to view the required disclosures, you must have a computer equipped with Internet Explorer or an equivalent web browser. If you are able to read this text, the browser you are using will be able to display all required disclosures. To retain a copy of the disclosures we will provide electronically and a copy of the contract that you will sign electronically, you will need to be able to either download electronic copies to your computer or an attached storage device (such as disk or USB storage device) or to print copies on a printer attached to your computer.

Electronic Signature

After your eligibility is confirmed and you decide to order, you will be asked to electronically sign your contract by clicking on a signature button. When you do that, you also will be certifying that you agree to receive disclosures electronically.

You may not register online and electronically execute your purchase contract unless you accept these disclosures and information electronically. If you do not wish to receive your federal and state disclosures and other documents electronically, you may cancel this transaction at no cost by closing your browser at any time before you click on the signature button.

Getting Paper Copies

You have the option to receive any information provided electronically in paper form. To receive specific information in paper form, please contact us at customerservice@purchasingpower.com. In addition, once you receive notice from us that we will commence sending other information electronically, such as statements and collection notices, you may withdraw your consent to our providing such other information electronically at any time. To receive other information in paper form and/or to withdraw previously provided consent please contact us as indicated above. Please specify the information you wish to be provided in paper form and/or to which your withdrawal of consent applies. Your request will only apply to those specific items of information designated by you.