Debt Advice

Welcome to Debt Advisory Services (Scotland) Ltd. We are a private limited company specialising in the provision of debt advice, management plans and assistance for people who are struggling to keep up with making payments due to various reasons. We offer many invaluable services for you to take advantage of, all of which are tailored to specific debt help requirements.

Debt Arrangement Scheme (DAS)

As this statutory debt management service was created to assist you in becoming debt-free, this scheme is the ideal tool for those looking to get ahead of their debt. Once your application for the Debt Advisory Scheme has been approved, any interest, fees and charges will all be frozen, and you will be placed under a new Debt Repayment Programme (DPP). The monthly payments you then make provide sudden relief, and allow you to effectively remove all of your debt.

The process of applying for a DAS is incredibly simple and efficient, with the first step being a financial review. Once this has been completed, you will then be referred to an independent Insolvency Practitioner, who will then appoint a DAS-approved money advisor. The money advisor will then assist you in calculating how much you need to pay back per month.

To find out if you are eligible to receive this debt help service, and to find out more information about the Debt Arrangement Scheme, including the many advantages associated with it, please see our DAS page.

Fresh Start Programme

The Fresh Start Programme is a FREE and simple service offered by Debt Advisory Services (Scotland) Ltd, which can help you to boost your disposable income. This is done by assisting you in identifying any opportunities for savings within your household budget. The debt advice given via the Fresh Start Programme also helps you to analyse and assess for any changes and eligibility for benefit entitlement.

With this debt advisory service, you’ll be able to review many household utility bills such as gas, electricity and phone bills regularly, thus allowing you to potentially make huge savings in the long term. Find out more about our Fresh Start Programme today.

Mis-sold PPI

Find out if you are eligible for a PPI claim today using our Mis-sold PPI service. There’s a high chance that you’ve been mis-sold PPI from taking out a loan, mortgage, or credit card in the last 15 years. There are many businesses that offer services similar to ours, however, we excel at this debt help service due to our guarantee of a no win, no fee service and having one of the lowest fees in Scotland. As well as this, our proprietary Fast Track Reclaim service means that your claim will commence within 24-hours of receiving your completed pack.

Benefit from our Mis-sold PPI debt advisory service, which will assign you to your own dedicated claims manager throughout the entire process. With no up-front costs, this is a premium mis-sold PPI service that won’t let you down.

Mis-sold Packaged Bank Accounts

This debt help service is for those who are currently paying a monthly fee for amenities received with a bank account. We appreciate that most feel as if they are paying a monthly fee for benefits that they have no use for and do not want. With our easy reclaim service, we remove the difficulty of submitting a claim by doing this for you. Find out more information about our Mis-sold Packaged Banks Accounts service today.

Trust Deed

The Trust Deed service from Debt Advisory Services (Scotland) Ltd is for those who are struggling to keep up with payments on loans and credit cards. This service provides debt help by placing you under a legally-binding agreement between yourself and your creditors.

With the ability to make monthly affordable payments over up to four years, you’ll be debt-free in no time. As well as our devoted debt advice guiding you through the entire process, there are many other advantages to using this service. Find out more information about the advantages of taking up the Trust Deed service, as well as fees and specific details.

Free Guide to Credit Repair

Take advantage of our FREE online guide to repairing your credit score. In this guide, you’ll be able to find out:

How to check your credit file.

How to correct any errors.

How to improve your credit file.

What factors affect your credit file.

Download our free online debt help and advice guide today by filling out the form to the right.

Try Our Debt Solution Finder

Your Next Step to Becoming Debt Free

If you are unsure about which of our services you may require for your debt help situation, you’ll benefit from utilising our solution finder tool, which allows you to easily find the service that’s best-suited to giving you the most tailored debt advice and help.

Get in Touch

If you have any questions regarding any of the services we provide, or have any other general enquiries you wish to make, don’t hesitate to get in touch with Debt Advisory Services (Scotland) Ltd by phone, email, or by sending us a message using our quick online form located on the right of the page. We look forward to hearing from you and helping you clear your debt.

Debt Advisory Services (Scotland) Limited are members of the trade body, the Debt Resolution Forum.

Members of the Debt Resolution Forum are committed to giving quality advice by identifying the best solution for their clients after considering both their financial and personal circumstances.

To find out more about becoming debt free you can:

Download our free debt help guide by completing the short form above.

Forward your details to us by completing our contact form and we will call you back.

Ring us on 0800 011 2322 (free from landlines) or on 0141 942 9700 to discuss your situation with one of our fully trained advisors.