Group Disability Insurance

Long-Term Disability (LTD)

In the event that an accident or illness prevents an employee from working for an extended period of time, the financial impact can be severe for the employee and employers. Long Term Disability (LTD) insurance is designed to help cover the employee’s expenses while their regular income is interrupted. Flexible plan design options and benefit alternatives are available to meet specific needs. This valuable protection is available with low-cost, tax-deductible premiums.

Short-Term Disability (STD)

A steady income is essential for most people. If an accident or illness interrupts that income, it affects both the employee and employer. Short Term Disability (STD) insurance is designed to replace a portion of the wages lost when a short term disability occurs. An affordable, flexible short-term insurance plan can provide needed benefits to both the employer and employee.

F. A. Wagner Insurance Agency offers free, comparative quotes on group disability insurance from multiple insurance carriers so you can get the best possible rate whatever your group size or benefit goals.

Want to see how much we can save you and your business? Just request a quote to find out.

October 22nd, 2015 by F. A. Wagner Insurance Agency

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DK

Thank you for remembering it's the people your business is about not the money.David K., Fincastle, VA

NC

I know I can call him with any questions I have and he is ready to help.Nolan C., Roanoke, VA

TR

Forest has always made sure I have the best coverage for my money.Tiffany R., Vinton, VA