Your credit score is determined by 5 factors: payment history, debt amount, length of credit history, new credit, and your credit mix. The sooner you are able to start establishing credit is better. However, do not feel the need to charge every single purchase....

Applying for your first mortgage can be both exciting and intimidating. We’ve compiled what you should know when preparing to apply for your first mortgage. Educate yourself – Don’t go into the application process blindly. You do not need to be an...