Picking a financial advisor can be a daunting task. "What do I look for? Where do I start? Do I even need one?” These are a few of the questions you may ask yourself when starting the process. Many times, not knowing the answers will stop the process right there. This checklist will help you through this process and know what to look for and ask.

Andrew Luck shocked the sports world on Saturday night when he announced he was retiring from the NFL. The former #1 Draft Pick was in the middle of what many considered the prime of his career. He was widely regarded as one of the top quarterbacks in the league and the Colts were likely going to be a Super Bowl contender for the next few seasons. A player of his caliber retiring at the age of 29 is almost unheard of. The owner of the Indianapolis Colts speculated that Andrew was leaving potentially $500 million on the table by retiring now rather than playing out his career into his late 30s or early 40s like Peyton Manning, Drew Brees, and Tom Brady.

I thought it would be interesting to see what can you learn from Andrew Luck’s retirement and how you can apply it to your own situation. Whether you are a professional athlete, young professional, or pre-retiree – there is something for you in this post.

I recently finished “Zero to One” by Peter Thiel. I’m a few years late to it being released, but it has left quite an impact on my outlook. While the book delves into the mindset necessary to build a successful startup, there is one specific chapter in the book that struck a chord with me.

Chapter 6 is titled “You Are Not A Lottery Ticket” and the entire time I was reading it I could not stop thinking about how applicable this notion is to personal finances. I don’t want this post to turn into a full on book report, so I will briefly summarize what Peter states.

You may hear on the nightly news “The Dow was down 1.3% today” or “The NASDAQ was up 50 points today.” Have you ever wondered what they were talking about or what it meant? You are not alone in those thoughts.

Andrew Luck shocked the sports world on Saturday night when he announced he was retiring from the NFL. The former #1 Draft Pick was in the middle of what many considered the prime of his career. He was widely regarded as one of the top quarterbacks in the league and the Colts were likely going to be a Super Bowl contender for the next few seasons. A player of his caliber retiring at the age of 29 is almost unheard of. The owner of the Indianapolis Colts speculated that Andrew was leaving potentially $500 million on the table by retiring now rather than playing out his career into his late 30s or early 40s like Peyton Manning, Drew Brees, and Tom Brady.

I thought it would be interesting to see what can you learn from Andrew Luck’s retirement and how you can apply it to your own situation. Whether you are a professional athlete, young professional, or pre-retiree – there is something for you in this post.

Before starting Melby Wealth Management, I was a business manager for 10 years. I helped those in the entertainment industry do everything from paying their water bill to getting a mortgage to creating budgets for arena tours. I saw how an artist’s business impacts their personal life and how their personal life can impact their business. In those 10 years, I learned a thing or two on what works and what doesn’t. I wanted help put that knowledge into some sort of guide to help those artists who are starting out. They know where they want to go, but aren’t quite sure how to get there. This eBook is meant to help them out.

The 2019 NFL Draft is going to be in Nashville this year and I couldn’t be more excited. The NFL Draft is one of my favorite sporting events. I love seeing a team’s strategy play out like a real-life chess board and I love seeing player’s dreams come true even more. What comes with these dreams is a contract and one that will pay out a lot of money. For many of these players, they become instant millionaires. But for others drafted in the later rounds, they won’t be instant millionaires. They will earn a great income, but they are going to be fighting for a roster spot every year to do so.