By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having Quicken Loans, our Family of Companies, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Quicken Loans or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.

Frequently Asked Questions

What documents are required to refinance?

The following is a list of documents generally required during the
refinance application process:

Proof of income: Typically, you’ll need to
show original pay stubs for the last 30 days.

Copy of homeowners insurance: Verifies that
you have current and sufficient coverage on your home.

Copies of your W-2 forms: Required for each
loan applicant and helps your lender verify past employment
and income history.

Copies of asset information: Including accounts
holding money for closing costs, statements for savings, checking
and 401(k) accounts, and investment records for mutual funds or stocks.

Copy of title insurance: Helps your mortgage
lender verify taxes, names on the title and legal description
of the property.

How often can I refinance my home?

Some states have limits on how soon or how often their residents can refinance a home loan; these limits are often designed to ensure that the refinance process benefits the homeowner. Regulations aside, it’s very important to make sure that refinancing helps you meet your financial goals. Deciding if it makes sense to refinance your home depends on a number of factors: Does your current lender have a prepayment penalty? Do you have enough equity built up in your home? Are interest rates lower now than they were when you first got your home loan? Do you plan to stay in your home for many years?

HIGHEST IN CUSTOMER SATISFACTION IN THE U.S. - J.D. POWER

By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having Quicken Loans, our Family of Companies, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Quicken Loans or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.