I usually try to stay out of coins that I don't believe have any sort of future at all, or I don't feel like the tech is anything worth while. The only time I'm in BTC is when it's mooning for pretty much no reason besides mainstream people hopping in, or when I'm using it to hop into another altcoin. Also Ripple is incredibly centralized and is being used for banks, something cryptocurrency was designed to avoid.

The technology surrounding raiblocks, stellar lumens, and icon are all very interesting and I think anyone should look into them if they're trying to make a smart, but slightly more risky investment.

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"Many individuals are doing what they can. But real success can only come if there is a change in our societies and in our economics and in our politics."
David Attenborough

I usually try to stay out of coins that I don't believe have any sort of future at all, or I don't feel like the tech is anything worth while. The only time I'm in BTC is when it's mooning for pretty much no reason besides mainstream people hopping in, or when I'm using it to hop into another altcoin. Also Ripple is incredibly centralized and is being used for banks, something cryptocurrency was designed to avoid.

The technology surrounding raiblocks, stellar lumens, and icon are all very interesting and I think anyone should look into them if they're trying to make a smart, but slightly more risky investment.

Hi, Mister BEEnull.
Thanks for your advice. I've heard a bit about Stellar Lumens. AFAIk, it is a platform that allows sending any currency through it. E.g., I can send USD to my friend using Stellar. If you recommend it for investing, I will learn about it deeper.

Here is a cool article about the NEO purpose: viewtopic.php?f=12&t=68
I think it is a number one altcoin for a long-term investment.

TLDR: NEO has a more efficient and faster way of executing smart contracts than Ethereum.

Is NEO's tech good enough to overtake Ethereum's first mover advantage?

Ethereum ecosystem is highly dependant on Vitalik Buterin. People trust him, and therefore follow Ethereum. This one-person trust basis is not reliable.
NEO, on the other side, is a huge organization which will not fail in case of their CEO disease. Besides, NEO is a Chinese company that has a support of the Alibaba corporation.

It's all about politics, fame, trust and human relations, not technology. That is why I think NEO has big chances to overtake Ethereum in future.