D&B® Delinquency Predictor Score (CCS)

The Delinquency Predictor Score (formerly the Commercial Credit Score) predicts the likelihood that a company will pay in a severely delinquent manner (91+ days past term) over the next 12 months, seek legal relief from creditors, or cease operations without paying all creditors in full over the next 12 months based on the information in D&B’s database.

A severely delinquent firm is defined as a business with at least 10% of its dollars 91+ days slow.

The Delinquency Predictor Classes range from 1 through 5, where 1 represents businesses that have the lowest probability of severe delinquency, and 5 represents businesses with the highest probability of severe delinquency.