Pages

Tuesday, 28 August 2012

Jammu and Kashmir Bank on 20 August 2012 won four national awards-The Sunday Standard FINWIZ-2012 Best Bankers’ Awards. The Bank was awarded Best Banker in Financial Inclusion and Customer Friendliness and declared runner up for Best Banker in Priority Sector Growth and Agricultural Credit.
The Sunday Standard is a part of the New Indian Express Group which
is based in Chennai. It had engaged Indicus Analytics- India’s premier
economic research agency- to conduct a survey and find out India’s best
bankers.
The surveyors highlighted the J&K Bank’s contribution in
facilitating the workings of the economy and contributing to its growth
by promoting entrepreneurs and innovation.

4. The Templeton Prize honors a living person who has made an
exceptional contribution to affirming life’s spiritual dimension. Who
won the 2012 Templeton Prize, the largest annual monetary award given to
an individual?
1) Martin Rees
2) Michael Heller
3) The Dalai Lama
4) Charles Taylor
5) Francisco Jose Ayala

7. Which of the following films was declared the Best Children Film at the 59th National Film Awards for the year 2011?
1) Stanley Ka Dabba
2) The Blue Umbrella
3) Keshu
4) Chillar Party
5) None of these

Credit Information Bureau (India) Ltd (CIBIL) is likely to bring in a “Risk Index” that will assist country’s banks in making faster decisions on extending loans to corporates and business houses.
Banks would be able to gauge the potential of a company in servicing its loan by looking at its position in the index.The Risk Index:

The Risk Index will be in the form of a score ranging from 300 to
900, a glance of which will provide the Bank the credit history of the
respective companies.

While Banks, currently, take the help of credit rating agencies who
provide a broader picture of the risk profile of the company on the
basis of their trade data and balance sheets, the Risk index will assist
lenders analyze the profile of business establishments.

2. India has signed Tax Information Exchange Agreement to promote economic Cooperation and Joint investment aimed at boosting bilateral trade that stands at 1.7 Billion Dollars with which of the following countries:
1) Russia
2) Nepal
3) United States
4) Bahrain
5) Srilanka

3. Which of the following states has maximum forest cover area in India as per the recent India state of Forest report?
1) Andhra Pradesh
2) Bihar
3) Tamil Nadu
4) Orissa
5) Madhya Pradesh

4. Which of the following countries is expected to become the 2nd largest producer of crude steel in the world by 2015:
1) USA
2) Russia
3) China
4) India
5) Iraq

5. Which of the following state governments has decided to re-impose property tax on buildings including residential in the state:
1) Tamil Nadu
2) Maharashtra
3) Madhya Pradesh
4) Haryana
5) Andhra Pradesh

6. Find the former Egypt president who has been awarded life sentence, for killing hundreds of protestors -
1) Hosni Mubarak
2) Mohammad Morsi
3) Al Thani
4) Bashar Al-Assad
5) None of these

7. In order to work on health and development related issues Microsoft co-founder and cochairman of Bill and Melinda Gates Foundation inked a Memorandum Of Understanding (MoU) with which of the following states :
1) Andhra Pradesh
2) Uttar Pradesh
3) Madhya Pradesh
4) Kerala
5) Karnataka

8. Who is the first Indian writer to win Ondaatje Prize for his book - 'The sly Company of People who Care' - which is about adventures of an Indian Journalist?
1) Chetan Bhagath
2) Sidney Sheldon
3) Shobha De
4) Rahul Bhattacharya
5) Jeffery Archer

9. The state which has created a new Limca record by holding the largest guitar ensemble of the country in which 5406 guitarists participated is :
1) Andhra Pradesh
2) Goa
3) Assam
4) Tripura
5) Manipur

3. India launched its third research station in Antarctica recently. What is its name?
1) Dakshin Gangotri
2) Maitri
3) Bharti
4) Bhuvan
5) Akash

4.
Ahmed Ben Bella passed away on April 11, 2012. He was the first
President of which of the following African countries from 1963 to 1965?
1) Morocco
2) Tunisia
3) Mauritania
4) Algeria
5) Egypt

5. Which of the following statements about the Nuclear Security Summit is not true?
1) The second Nuclear Security Summit was held in Seoul, South Korea on March 26-27, 2012.
2) The leaders from 53 nations called for strong steps to combat nuclear terrorism.
3) The leaders also called for safeguarding world stockpiles of Highly Enriched Uranium (HEU) and Plutonium.
4) The next Summit will be held in Washington in 2014.
5) The Prime Minister Dr. Manmohan Singh announced that India
would contribute 1 million US dollars to the IAEA's Nuclear Security Fund for 2012-13.

7. Who has been appointed as the Pakistan's High Commissioner to India?
1) Sherry Rehman
2) Hina Rabbani Khar
3) Salman Bashir
4) Riaz Mohammad Khan
5) None of these

8. N.K.P.Salve passed away recently. He was the former president of which of the following sports governing bodies?
1) AIFF
2) IOA
3) BCCI
4) ICC
5) IPL

9. Who was re-elected the General Secretary of the Communist Party of India (Marxist) in April 2012?
1) V.S.Achuthanandan
2) Prakash Karat
3) A.K.Padmanabhan
4) Buddhadeb Bhattacharjee
5) Sitaram Yechury

10. The Swavalamban pension scheme is targeted to benefit which of the following workers?
1) Anganwadi workers
2) Construction workers
3) Fishermen
4) Dairy workers
5) All the above

Thursday, 9 August 2012

1. Gagan Narang became the first Indian to win a medal at the London
Olympic Games on July 30, 2012 when he won a bronze medal in 10 metre
air rifle shooting. Who won gold medal in this event?
1) Alin George Moldoveanu (Romania)
2) Niccolo Campriani (Italy)
3) Wang Tao (China)
4) Zhu Qinan (China)
5) None

2.
Joyce Banda became the Presi-dent of which of the following African
countries on April 7, 2012?
1) Zambia
2) Tanzania
3) Malawi
4) Mozambique
5) Liberia

3.
Debabrata Sarkar assumed charge as the Chairman and Managing Director
of which of the following public sector banks on April 4, 2012?
1) UCO Bank
2) Andhra Bank
3) United Bank of India
4) Union Bank of India
5) None

4. Macky Sall assumed office as the President of which of the following African countries on April 2, 2012?
1) Senegal
2) Mali
3) Mauritania
4) Guinea
5) Guinea-Bissau

5.
Prodemocracy leader Aung San Suu Kyi's party won 43 seats in the
by-elections for Myanmar parliament in April 2012. What is the name of
her party?
1) National Unity Party (NUP)
2) Democracy and Peace Party (DPP)
3) Union Solidarity and Development Party (USDP)
4) National League for Democracy (NLD)
5) None

6.
RBI signed a pact with which one of the following countries' central
banks in April 2012 that will establish an arrangement for sharing of
supervisory inform-ation and enhancing cooperation in the area of
banking super-vision?
1) Pakistan
2) Qatar
3) UAE
4) Saudi Arabia
5) None of these

7. Which one of the following stat-ements about BRICS is not true?
1) The fourth BRICS Summit was organized in New Delhi on March 29, 2012.
2) The theme is "BRICS Partner-ship for Global Stability, Security and Prosperity".
3) The five countries considered the possibility of setting up a new development bank.
4) The leaders have advocated for reforms in World Bank, IMF and UN
Security Council by increasing representation from developing countries.
5) The next BRICS summit will be held in China in 2013.

8.
Gunter Grass, the German Nobel literature laureate, has accused which
of the following countries as a threat to world peace in his poem 'What
Must Be Said'?
1) Iran
2) Israel
3) Myanmar
4) North Korea
5) Syria

9.
In April 2012, the United States announced a reward of $ 10 million on
Hafeez Saeed, for his alleged role in the 2008 Mumbai terror attacks. He
is the founder of which of the following terrorist organizations?
1) Al Qaeda
2) Harkat-ul-Mujahideen
3) Lashkar-e-Taiba
4) Jaish-e-Mohammed
5) None

10. "My Unforgettable Memories" is a book written by which of the following political leaders?
1) Sharad Pawar
2) Mamata Banerjee
3) J.Jayalalitha
4)Naveen Patnaik
5) Narendra Modi

Wednesday, 8 August 2012

The Reserve Bank of India, constituted a committee to
suggest ways to strengthen the rural co-operative credit structure.

The panel, headed by Nabard Chairman Prakash Bakshi, will review the
existing short-term co-operative credit structure (STCCS), focussing on
structural constraints in the rural credit delivery system. It will also
explore ways to strengthen the rural co-operative credit architecture.
The seven-member panel will make an in-depth analysis of the STCCS, and
examine various alternatives with a view to reducing the cost of credit,
the RBI said in a release.

It will also look at the feasibility of setting up of a two-tier STCCS as against the existing three-tier structure.

The STCCS targets the credit requirement of the small and marginal farmers in the country.

“The panel will submit its report within three months from the date of its first meeting,” it said.

It will mainly assess the role played by State and district cooperative
banks in fulfilling the requirement of agriculture credit.

All registered non-banking financial companies (NBFCs) intending to
convert themselves into non-banking financial company-micro finance
institutions (NBFC-MFIs) must seek registration with immediate effect,
and, in any case, not later than October 31, the Reserve Bank of India
said in a notification.

The NBFCs have to maintain net-owned funds (NOF) at Rs..3 crore by March
31, 2013, and at Rs.5 crore by March 31, 2014, “failing which they must
ensure that lending to the micro finance sector, that is, individuals,
SHGs or JLGs, which qualify for loans from MFIs, would be restricted to
10 per cent of the total assets,” the RBI said in a notification. The
RBI made some modifications in the directions issued on December 2,
2011, to NBFC-MFIs.

In order to provide encouragement to NBFCs operating in the
north-eastern region, the minimum NOF is to be maintained at Rs.1 crore
by March 31, 2012, and at Rs.2 crore by March 31, 2014.

Thursday, 2 August 2012

1. Saina Nehwal won the Indonesian Open Super Series Premier tournament
in Jakarta in June 2012. This is her third Indonesian Open badminton
title in four years. Which of the following players did she defeat in
the final?
1) Shixian Wang
2) Sayaka Sato
3) Wang Yihan
4) Ji Hyun Sung
5) Li Xuerui

2. Alex Paul Menon was abducted on April 21, 2012 by the Maoists and
was released after 13 days. He is the district collector of which of the
following districts in Chhattisgarh?
1) Balod
2) Narayanpur
3) Bilaspur
4) Sukma
5) Dantewada3. Panch Parameshwar Yojana was launched in which of the following states recently for overall development of villages?
1) Bihar
2) Andhra Pradesh
3) Jharkhand
4) Madhya Pradesh
5) Himachal Pradesh