You must attach all original receipts for reimbursement. These will not be returned. Make a copy for yourself before submitting your claim.

If you are coordinating claim’s payment with your spouse’s health plan, you must include the primary carrier’s payment statement and a photocopy of the original receipts.

What expenses can I be reimbursed for?

Eligible expenses are listed in your Health Benefit Plan Booklet.

How does my Assure Drug Card work?

When you fill a prescription at a pharmacy, your Assure drug card will allow the pharmacy to bill the insurer directly for their share of your prescription drug cost. You will only be required to pay the Member’s portion of the cost at the pharmacy. Since you only pay your share initially, there is no need to submit any claim form. Not all Plans distribute Assure drug cards to their Members.

My spouse is also a Member of a health benefits plan at work, how do I coordinate my claim with my spouse’s benefits plan?

If a Member or any eligible Dependents are entitled to receive similar benefits simultaneously under your Health Benefit Plan or any other group insurance plan (including Provincial Plans), to prevent over payment, benefits payable under this Plan would be co-ordinated with the other Plan.

For example: A Member’s wife is covered under her employer’s plan with family coverage. The Member, his spouse and their three children are all covered under both Plans. To determine which plan would be primarily responsible for the dependent children: Between the Member and the spouse, whomever’s birthday falls first in the calendar year, their plan is responsible for the initial reimbursement of benefits for the dependent children, then, any amounts that are not paid by that Plan are submitted to the other parent’s plan.

In the event that the Member’s birthday is in April and the spouse’s birthday is in January. The spouse’s plan would be primarily responsible for the spouse’s claims and the claims of the children. Any amounts not paid by the spouse’s plan can be submitted to the Member’s Plan for reimbursement. Any amounts for the Member that are not paid by the Member’s Plan can be submitted to the spouse’s plan for reimbursement.

Security against financial hardship accompanying sickness.

Protection against financial hardship that often accompanies sickness, accident or death is important to all of us. Your Plan is intended to bring greater peace of mind and an increased feeling of security to you and your family.

Plans designed to provide income for life.

Walking along a tropical beach, hitting the links for 18 holes or just sitting under a shady tree with a cold drink – everyone’s idea of retirement is slightly different. Your group’s Pension Plan is an important part of being free to live out your dreams.

We can help make sense of all your options.

We work with you to understand your needs and advise you of all the market has to offer. One size doesn’t fit all, so we propose customized solutions to each of our clients based on their unique needs and circumstances.

We're in business to mind your business.

We pride ourselves on delivering exceptional service to our business partners. We survey the entire market so that you can be assured that the Plan we propose is the best that the market has to offer to your client.