Many financial advisers learned to be cautious about money funds in 2008, and have remained so. They're likely to remain cautious at least until rates rise and they're paid to take on more risk.

This transcript has been automatically generated and may not be 100% accurate.

... I ... it's the five years since the Reserve Primary was a loss to shut the money market fund industry ... get Advisers are still using the safe haven bonds ... sophomores WSJ's Daisy Maxey ... at Daisy into the fines are still look at these funds the same way they did say five years ago ... well not exactly at that time when reserving them for losses and ... that was because the man had problems and help Lehman paper ... that scared a lot of advisers and other investors may switch to funds many of them that just use ... investing government that very much safer secure its ... securities ... and we didn't want any part of corporate paper ... in the event of a move that sends one advisor told me ... we thought these funds were safely to get this house we needed a for clients ... and change our view these funds forever ... so this was the last bastion of course ... that's right they have on the funds had about two point five trillion assets as of the number ten and that's down from two point four trillion ... in August of always the bulk of that's come out of prime funds which invest in corporate paper to ... help the pain of repaying that it's as ... if the sets more related to the precipitous drop in interest rates in the news and skittish about his funds' the Fed funds rate fell six ... point five percent ... and a drop by ... the end of the week to zero percent to ... your corner of or percentage points before getting paid very much ... to invest in these funds are taking the risk ... so what would it take for advisers to move into more risky money funds ... well that depends on who you ask ... one adviser told me to look at the fund's and eight ... right now he's staying in the fun for only hold government debt ... but if the interest rates rise till sat looking and other funds in evaluating whether they're worth taking the risk if he can get paid more ... another adviser told me he's not interested in investing funds invest in corporate paper ... until they ... come from a fundamental problem in the industry which he thinks of the stable one dollar net asset value ... funds keep it that one dollar net asset value ... even if their per share market value fluctuates he thinks that artificial ... and gives investors a false sense of security ... now the FTC has proposed a floating net asset value will at least ... crying institutional money market fund ... remains to be seen whether that ... will really put in place so lax that thank you so much Stacy thanks lot ...