Flood Insurance - Western North Carolina and Northeast Georgia

Protect your assets in the event of a disaster.

Flood insurance in Franklin, NC and Highlands, NC and throughout Western North Carolina and Northeast Georgia.

Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters – even if you’re not in a flood zone.

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Three major myths about flood insurance mean you could be taking an unnecessary risk.

The first is that flood insurance is only needed for people living in designated flood zones. In reality, flooding is a potential risk everywhere and the damage can be devastating.

Another myth is that homeowners insurance automatically includes flood insurance. In reality, that is usually not the norm, and you should always assume you aren’t covered unless your homeowners policy specifically says otherwise.

The third myth is that government programs have taken care of flood insurance. There is a National Flood Insurance Program that guarantees the availability of insurance in specific areas. However, this only covers a tiny percentage of American homes.

For most homeowners, floods are a low-likelihood but high-cost risk. If you are hit by flooding you could lose many or most of your personal possessions, face major reconstruction work, and be left homeless for months while your property is made habitable again. In most cases, not having flood insurance is a chance you simply can’t afford to take.

Contact us and we’ll help explain the benefits of obtaining a separate flood insurance policy.

Let’s discuss your flood insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate flood insurance solution. There’s no obligation, just good-old-fashioned advice.

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Please note that coverage cannot be amended or bound until confirmed in writing or by phone from a Wayah licensed agent.

About Wayah Insurance

We’re an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.

We don’t just sell insurance. We work closely with clients to help them make important and informed decisions every day when it comes to protection and their future.

We offer comprehensive insurance solutions throughout Western North Carolina and Northeast Georgia, including Franklin, Highlands, Brevard, Sylva and Waynesville, NC and Dillard and Clayton, GA.

Our Mission

At Wayah Insurance, we strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.