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Protection on and off the road

It's important to prepare for the unexpected when you're behind the wheel. See what collision coverage can do to help protect you and your vehicle.

Learn more about collision coverage

What does collision insurance cover?

Collision insurance can help protect you if:

You hit another car

You hit a stationary object

Someone or something hits your parked car

Collision deductible

Typical deductibles for collision insurance range from $0 to $1,000; the higher your deductible, the lower your premium. If you're in an accident, any amount above your deductible will most likely be covered.

Your car's cash value

When considering collision coverage, it's important to remember your car's cash value. If it's worth close to or less than your deductible, this type of insurance may not be for you.