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Later Life Planning

Thanks to better medical care and healthier lifestyles, we have the prospect of living longer. But while an increase in life expectancy may seem like good news on the face of it, it has to be recognised that there are a number of financial implications that go with it.

For example, the average cost in a residential care home in the UK is around £28,860 a year and with the average stay at about three years, the costs are substantial*.

The St. James's Place Later Life Planning Scheme enables you to plan for IHT by providing monetary gifts to your loved ones and securing an income to help cover your long term care costs.

We are committed to helping people meet their financial needs throughout their lifetime and long term care planning is no exception. The St. James's Place Later Life Planning Scheme gives peace of mind enabling you to plan your IHT exposure, make gifts to your heirs during your lifetime and secure a pre-set income should you need long term care in the future.

Its key benefits are:

Safely make monetary gifts to loved ones during your lifetime

Plan your exposure to IHT

Arrange a pre-set income for life to help safeguard against care costs, if required in the future

Keep control of your money

Benefit from using gifts and trusts**

If you would like to receive a complimentary 'Later Life Planning' Guide and find out more about how we could help you and those closest to you look forward to the future with security and confidence, please complete your details below.

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We will contact you by telephone or by email. If you would like to receive details of other St. James's Place products or services, please tick the box.

The Partner Practice represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website www.sjp.co.uk/about-st-james-place/our-business/our-products-and-services. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.