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You know American workers are in bad shape when a low-paying, no-benefits job is considered a sweet deal. This situation has been building for years and isn’t likely to improve anytime soon, if ever. The forecast for the next five to 10 years: more of the same, with paltry pay gains, worsening working conditions and little job security.

Economist David Rosenberg sums it up this way:” . . . the reality is that the level of employment today, at 129.5 million, is the exact same level it was in 1999. And, during this 11-year span . . . the working-age population has risen 29 million. Contemplate that for a moment; fully 29 million people competing for the same number of jobs that existed more than a decade ago.”

This affects not only wage earners but highly educated professionals. Today you hear more and more stories about lawyers and MBAs being laid off—individuals who thought that because of their education and experience they would never be out of work. Sadly, it’s just not the case anymore. I know because it happened to me in 2001 while I was working for an Internet consulting firm. When the dot.com bubble burst, I was history. It’s really just a matter of time before it can happen to anyone.

When I read statistics like these I have to wonder why more people aren’t jumping at the opportunity to create and control their own financial security by starting a business like Nu Skin, even if it’s part-time. Maybe it’s because it takes a big leap of faith and determination to break free from the traditional workplace. One thing you can be sure of—your finances won’t change for the better on their own.

Taking big leaps can be uncomfortable and even scary. Here are some suggestions, if you think a big leap may be what you (or others you know) need:

Think about where you want to be in five years. Where would you like to be financially and personally? What is most important to you, and is that reflected in the way you’re living now?

Can you get there from here? Are you on a path to get to where you want to be, or are you pretty much stuck? Remember, if nothing changes, nothing changes.

Consider the possibilities. The instant you say “I can’t do that” or “I won’t consider that,” you’ve cut yourself off from possible solutions. Starting your own business might be a real outside-the-box option that leads to the life you want.

Working for yourself is absolutely where the future is going. It has become the new job security—the only one where the odds are stacked in your favor for writing your own paycheck. If you already have a Nu Skin business now is the perfect time to take massive action, build for your future and stop playing the layoff lottery.