Before we get too far into this blog post, let me clarify that a Motorhome is usually covered under state mandated insurance laws just as an automobile is. Since it is a vehicle licensed for on-road use, there are specialized policies for motorhomes; therefore, the information below pertains more specifically to a RV or Camper.

Most finance companies will require boats to be insured throughout the length of the loan. However, many folks discontinue their insurance once that is paid off and some who buy their boat outright never think to insure it.

Many people operate under the misconception that between their auto and home insurance, their boat, motor, trailer and contents are covered.