Under New York State Law, the RF provides this off-the-job illness or injury benefit, and pays full coverage, to all employees.

You must first exhaust any sick leave benefits.

After a seven-calendar-day waiting period, you receive 50 percent of your average salary for the eight weeks prior to disability, up to the maximum benefit established under the New York State Disability Benefits Law, currently $170 per week.

You can receive benefits up to a maximum of 26 weeks.

Submit your medical claims to your health insurance plan.

All RF employees are eligible and are automatically enrolled in this benefit.

There is no waiting period if eligibility was established with a previous employer. If eligibility was not previously established, coverage begins:

You and your physician should complete a New York State Disability Claim Form (DB-450) (available from your campus benefits office) and file it with your campus benefits office.

Continue your insurance coverageThe Health Care, Dental Care, Vision Care and life insurance benefits in effect when you became disabled will be continued for the period of time during which partial income replacement is received through New York State Disability insurance, subject to the terms of those plans.