*APR is Annual Percentage Rate. Annual percentage rates subject to change. Your actual rate is determined by your credit score.
All loans must be fully secured. 1Vehicle value must be at least $15,000.2Vehicle value must be at least $20,000. A $20,000 loan, amortized over 180 months, would yield 59 payments of $147.84 and a balloon payment of $14,756.42.Apply now »

1The APR, interest rate, principal, and interest payment are subject to increase and can change after the loan is closed due to market-driven changes to the index.

2Assumes a $100,000 mortgage with a 15-year amortization and 35 monthly payments of $800.38
followed by one payment of $85,645.89.

3Minimum line amount is $5,000. Closing costs range from $130.00-$400.00. Rate may increase after consummation. Rate is tied to an index, the Prime Rate as published in the Wall Street Journal. Ask for current index value. Maximum rate is 18% and minimum rate is 4%. Property insurance is required. Minimum payment is 1% of the outstanding balance or $50.00, whichever is greater. Tax deductibility is subject to IRS guidelines.

*APR is Annual Percentage Rate. Rates subject to change at any time. Subject to credit approval. Membership required. APR will vary based on your final loan amount and finance charges.

Term Share CertificatesEffective as of March 1, 2015

Minimum Deposit

Term

Dividend Rate

APY

$500

90 Days

0.200%

0.200%

$500

6 Months

0.400%

0.400%

$500

12 Months

0.650%

0.650%

$500

18 Months

0.850%

0.850%

$500

24 Months

1.000%

1.000%

$500

30 Months

1.000%

1.000%

$500

36 Months

1.190%

1.200%

$500

48 Months

1.390%

1.400%

$500

60 Months

1.490%

1.500%

*APY is Annual Percentage Yield. Annual percentage yields subject to change. A penalty may be imposed for early withdrawal.

Individual Retirement Accounts (IRAs)Effective as of March 1, 2015

Minimum Deposit

Term

Dividend Rate

APY

$0

Variable

0.400%

0.400%

$500

90 Days

0.200%

0.200%

$500

6 Months

0.400%

0.400%

$500

12 Months

0.650%

0.650%

$500

18 Months

0.850%

0.850%

$500

24 Months

1.000%

1.000%

$500

36 Months

1.190%

1.200%

$500

48 Months

1.390%

1.400%

$500

60 Months

1.490%

1.500%

*APY is Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change. Dividend rates and annual percentage yields on the Variable IRA share account may change at any time. A penalty may be imposed for early withdrawal of the 6-, 12-, 18-, 24-, 36-, 48- and 60-month and 90-day IRA term share certificates.

Money Market AccountsEffective as of March 1, 2015

Minimum Deposit

Dividend Rate without Checking

APY without Checking

Dividend Rate with Checking

APY with Checking

$2,500

0.250%

0.250%

0.250%

0.250%

$10,000

0.270%

0.270%

0.270%

0.270%

$15,000

0.300%

0.300%

0.400%

0.400%

$25,000

0.350%

0.350%

0.450%

0.450%

$75,000

0.400%

0.400%

0.500%

0.500%

*APY is Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings.

Savings and Checking AccountsEffective as of March 1, 2015

Account Type

Dividend Rate

APY

Regular Savings

0.200%

0.200%

Christmas Savings

0.200%

0.200%

Property Tax Savings

0.200%

0.200%

Sub Share Savings

0.200%

0.200%

Vacation Savings

0.200%

0.200%

Prom Club

0.200%

0.200%

Health Savings

0.850%

0.850%

Moola Moola Kids' Club

0.200%

0.200%

Serious Savings

0.200%

0.200%

Checking Plus

0.100%

0.100%

*APY is Annual Percentage Yield. Dividend rates and annual percentage yields are subject to change at any time. Fees may reduce earnings. The minimum balance required to open a Regular Savings, Moola Moola Kids' Club or Serious Savings account is $5 (one share).