According to a recent national survey sponsored by the Consumer Federation of America, consumers often underestimate the significance of their credit scores and, other than the basics, know very little about them. Millennials, which are individuals aged between 18 and 34 are the least knowledgeable about credit scores, compared to members of the generation X. They lack the knowledge to determine what a good credit score might be and only 51% of them have ever obtained a free credit score for themselves, a number significantly to lower to that of the genXers, who stand at nearly two thirds. ​"While the credit scoring industry is always innovating and changing, practicing good credit behaviors and understanding the basics about your credit score are fundamentally important," says Barrett Burns, president and CEO of VantageScore Solutions, which offers consumers an interactive credit score quiz to test their knowledge so they can make the right financial decisions in order to maintain a good credit standing. ​

After years of seeing double-digit increase in rental prices across the U.S, renters are beginning to see a much more moderate rise.

Additional building is giving renters more options and adding to the country's housing supply, having added 310,300 multi-family buildings last year, a 21.4% growth from 2014, according to figures from the Commerce Department. The result? A median rent rise of a seasonally adjusted 2.6% in June of 2016, compared to the previous year, a number that matches the increase in average hourly wages, according to data gathered reported by Zillow.

Certain cities, such as New York City and Los Angeles, continue to report rises above the national average, however, rental costs in most suburban areas have decelerated after years of consistently exceeding earnings growth. The median monthly rent nationwide was $1,409.

Shelter accounts for a third of all consumer expenses, according to the consumer price index, which is why this moderation in rental price jumps can be so valued by consumers.