Certificate of Deposits
These accounts are available in terms of one month up to five years. You
must deposit $1,000.00 to open these accounts. You may have the interest
credited back to the account, check mailed to you or deposited in
an account that you designate.

Non-Passbook Savings
This account requires $100.00 to open and usually pays a little more
interest than our Passbook Savings. We furnish you with a transaction
register for you to record your deposits and withdrawals. Interest is
compounded quarterly and is credited to your account quarterly. You will be
charged a $2.00 service charge for each withdrawal over one per month.
Statements are mailed semi-annually on this account.

Public Funds
We offer public fund accounts with no monthly service charge. We require
$100.00 to open account. Imaged copies of your checks and deposit slips are
returned in your monthly statement.

Our online banking product is a protected data system
with monitoring and active security. If you do not consent to
monitoring, or do not have a valid account, you are prohibited from
entering this system. Unauthorized access or other inappropriate
activity will be reported to the appropriate law enforcement authorities
for prosecution.