20 Worst States for Car Crashes

Unless you're at the controls of your gaming system playing Grand Theft Auto, getting into a car crash is never fun. But those living in certain states have it worse than others, according to a recent study by Wallet Hub, an online resource for financial and consumer information.

Researchers looked at multiple factors including varying state requirements for minimum personal injury protection, uninsured/underinsured driver and liability insurance coverage, which protects you in the event of a car crash caused by some other knucklehead.

Nationwide, upward of 12.6 percent of drivers lack auto insurance, according to statistics from the Insurance Research Council. That figure represents about one in eight drivers speeding up and down America's roadways every day. State considered riskiest for drivers are those that have lower minimum liability insurance requirements and higher number of uninsured drivers.

Following are the top 20 riskiest states, along with the percentage of uninsured or underinsured drivers.

Florida, 23.8 percent

Oklahoma, 25.9 percent

New Mexico, 21.6 percent

Mississippi, 22.9 percent

California, 14.7 percent

Tennessee, 20.1 percent

Michigan, 21 percent

Alabama, 19.6 percent

Washington, 16.1 percent

Nevada, 12.2 percent

Louisiana, 13.9 percent

Colorado, 16.2 percent

Arizona, 10.6 percent

Rhode Island, 17 percent

Montana, 14.1 percent

Indiana, 14.2 percent

Arkansas, 15.9 percent

Iowa, 9.7 percent

Illinois, 13.3 percent

Ohio, 13.5 percent

Do you live in one of these states? E3 Spark Plugs urges you to take extra caution on the roadways.