Holger Gonzalo

Holger is 36 years old and lives in an urban zone of Las Qrquideas (called this because originally there were many orchids) in Guayaquil. He has 3 children. When Holger was very young his family had a jewelry store and he learned to apply gold plating. Then he grew up and needed to maintain his family and opted to pursue the same business as his parents.

Now he has a jewelry workshop and makes gold- and silver-plated jewelry from 9:00am until 6:00pm every day. Holger sells his works to general stores. In order to have more income he needs this loan to purchase solders, chemicals, etc.

In the future he wants to open a jewelry store and build a better house.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.