Apps That Pay You for Work Done Today

Ever need to pay rent on time, but you are anxiously waiting for your bi-weekly paycheck to come through? Or maybe you feel like waiting two weeks or even a month to get paid seems a bit unfair. One company is revolutionizing the way you get paid with the mission: You Should Get Paid Every Day You Work including Today!

The “Get Paid Today App”

First Of All: Why are we paid every two weeks (or longer)?

Businesses often pay their employees or contractors over a period of time. This could include daily, although it’s tougher to manage when you factor in taxes and other benefits that the employer may be responsible for. Because everything needs to get organized in the correct manner, your pay is essentially delayed.

What is the Earnin App?

Earnin will work with your employment history and your current pay schedule to get paid whenever you feel like it!

How to Set It Up?

1: Get an Account

First, you’ll need to sign up for an Account. Isn’t that obvious? You can access both the Android or iOS Links below after our review panel.

2: Sync your Timesheets

Snap a picture of your timesheet using the Earnin app. It may take several days to be approved to use the app for disbursement of money, however, once approved you’ll be able to pay out to your banking account on the day of your choice!

3: Instant Money!

Once approved you’ll be able to add money within an instant. Just choose the amount of money you want and Cash Out through the app.

4: Deducting from Bank Account

Sorry, the Earnin app will only work if you have money inside your Banking Account. You cannot sign up for the app using a Credit Card or other form of payment as of now.

5: Did We Mention It’s FREE!

We’ll explain how they make money right below…

Note the “Tip” function. That’s Earnin makes money!

How does Earnin make money?

One of the first questions we asked when looking through this app was: How the heck do they make money? Well, they don’t charge any money for a quick payout, nor do they charge to download the app. They request that a user could leave a tip should you feel that the app deserves it! Pretty impressive to rely on the general public for revenue stream!

No This IS NOT an Interest Bearing Advance

Many people ask me about this app and say…well do I owe any interest or is this insured or safe? The answer is yes, it’s super safe, and NO there are no interest or fees involved! The app relies on the community to keep it’s company alive and we’ve seen this among other companies like Aspiration, an online banking company.

The company uses bank-level encryption and all that jazz. If you get hacked don’t blame the app it’s probably cuz you left your Mastercard at that sketchy pizza joint.

One Major Condition…

Although you can withdrawal money at any given time, this is limited to $100 per pay period. Meaning, you can withdrawal $10, $25, $75, or $100 within the two weeks of work. Once you’ve established yourself within the app (and used bank overdrafts) you’ll be able to upgrade to $500 per pay period.

Being paid bi-weekly could become a thing of the past with apps like these. After all, if you have worked the day, you should be able to be paid for that time immediately! Time to get rid of the notion you get paid daily! Here are samples of what type of cash you could be paid daily (without including Taxes):

$50,000 Per Year is $26.04 an Hour, so $26.04 x 8 Hours = $208.32

$35,000 Per Year is $18.23 an Hour, so $18.23 x 8 Hours = $145.84

If we shift our minds and hearts to a daily mindset instead of a bi-weekly paycheck, what will we become? Perhaps, we move quicker and smarter!

Other Get Paid Today Apps

We haven’t really found any significant every day withdrawal apps like Earnin, except for the Dave app. Dave will spot you $75 every pay period if you need. You’ll need to, of course, have the money within your bank account within the next period to pay Dave back. This app isn’t free but only at $1/mo.

Who is this app best suited for?

Since you aren’t going to get a full paycheck out of the app in one day, this is the kind of app that can be a nice sidekick to have in your collection. Although you could say that if you are low in funds and are running into potential bank overdraft fees this could be even more useful for:

Teenagers

College Students

Those Without Credit Cards

Our Verdict…

Ease of Use

Financial Impact

Why You Should Try It

Protect Yourself Against Overdraft Fees

Get Money for Entertainment or Outings

Skip Waiting on Payday for a Specific Item or Event

Why You Should Not Try It

Those That Are Not Cash Strapped May Never Use It

Those With Credit Cards (and pay them regularly) May Never Use It

4.4

Earnin

Cash Out Sidekick

While the app applies to those who may be cash-strapped, having the ability to withdrawal extra money while waiting for a paycheck is a nice thing to have around. Because the service is 100% free you wouldn’t have to worry about interest or any fees. Could be a useful app for you!

*New* Alternative: Stash Debit

Stash is a highly respected app that lets you invest a small amount of money into stocks. Their mission is to make things super easy for the user to invest and save in the long run. Recently, Stash released their Debit Card and Banking product that allows a user to get paid 2 days quicker using ASAP.

For over six years Todd has brokered Financial Technology (Fintech) partnerships.Combining his passion for geeky tech stuff and personal finance, Todd's unwavering passion for providing the latest money related apps launched MoneyHax.MoneyHax has been cited on top sources like BuzzFeed, Bustle, Debt.com, and Rockstar Finance.