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A small business that is run through careful planning is one that is able to handle the challenges that are consistently thrown its way. When you have strong financial planning in place, you have a road map you can follow to navigate difficult situations and avoid financial

Back in the days when the American landscape was either rural or urban and the suburbs did not exist, the rural communities often found themselves cut off from the cities thanks to a lack of investment in communication technology. Even as wireless technology expands, some rural

When you lease commercial property for your business, there is a very good chance that your landlord is going to require you to carry business liability insurance for protection. If you do not have business liability insurance then it is a good idea to get some

If you think about how the American landscape has shifted over the past 100 years, you come to some interesting conclusions. Back 100 years ago, cities were the place to live where neighborhoods all developed their own identities. Cars and mass transit were not widely available,

As you go through your commercial and personal insurance lines with your agent, your agent points out that you do not have any glass coverage on any of your personal or commercial vehicles. To you, glass coverage seems like an unnecessary expense considering how infrequently you

As a business owner, you need to be very sensitive to every aspect of employee productivity and the things that can negatively affect productivity. While we are all aware of the negative impact bad morale can have on productivity and how much a lack of proper

The insurance industry is one of the largest in the world with revenues totaling approximately $4 trillion per year. As with most large industries, the insurance world has been hesitant to give in completely to technology for fear that one simple mistake could set off a

One of the first things you notice when you open a business is how different commercial insurance lines are from personal insurance lines. For example, most homeowner insurance policies offer fairly comprehensive types of coverage for theft. In some cases, your homeowner’s insurance would cover losses

As the summer gets closer, your business will probably consider bringing on a couple of interns to help some college kids get industry experience that they badly need for their resume. The idea of opening up some positions for interns is a very noble gesture, but

As a building contractor, you always want to make sure that your company is protected in the event of any unforeseen problems such as theft of materials or damage to a project in progress. As a construction project owner, you want to be sure that the