There is a very important concept to driving safely in a car or a commercial motor vehicle; you must be able to see and you must be seen by others who are on the highway with you. Vision is critically important to safe driving, that’s why an eye exam is a part of your medical exam and why in most states renewing your license requires a simple eye test.

Speed is a factor in every motor vehicle collision; either the actual cause of the collision or severity of the collision. The high school physics formula is Mass (weight) x Velocity (speed) = Force. So the larger the vehicle, the greater the speed the more force or energy is generated in the crash. This force is what creates the damage; to people, to vehicles and/or other property. Understanding this principle clearly illustrates why controlling and managing speed is so critically important.

Join us for a free one-hour webinar for those in the transportation and food & agribusiness industries. Topics discussed will include: Auto insurance market update, loss prevention and claim mitigation.

We have all seen the statistics from the NFPA regarding deaths, injuries and property loss from structure fires. Whether you have existing fire sprinklers, or have plans to retrofit fire sprinklers to existing facilities, following are a few tips to improve the odds that the sprinklers will function when there is a fire, and not otherwise.

The Arthur J. Gallagher “Commercial P&I Market Review” continues to be the most
comprehensive fixed market review of its kind and compliments our mutual IG Club “Annual Pre-Renewal P&I Review” offering, which will be published later this autumn.

We have all seen the common do’s and don’ts for extension cord safety (don’t use a frayed cord, tape down a cord that might present a trip hazard, etc.). But how do users and those with oversight know if the extension cord is safe?

We have all seen the common do’s and don’ts for extension cord safety (don’t use a frayed cord, tape down a cord that might present a trip hazard, etc.). But how do users and those with oversight know if the extension cord is safe?

One of the most serious types of crashes for commercial vehicles is the loss-of-control crash. These are typically single-vehicle crashes, involving just the vehicle and the driver and can result in a run-off-the road crash, overturn, jackknife or striking an object or another vehicle. There are contributing factors to these crashes, but the major cause of the loss-of-control crash is the driver failing to recognize the hazardous condition and react to it in time.

The environment for interest rates is all but confirmed for increases, and yet the cycle continues. Its durability doesn’t seem threatened by either a ready supply of equity or debt or even the possibility of oversupply. We have been noticing of late that ‘sectors’ are getting a deeper review by the insurance underwriters. Whereas in the past, the good results for insurance companies professional real estate risk was more uniform overall classes, we have seen that change more in the last 12 months. The ‘Amazon’ effect has put malls and strip shopping centers into a much greater focus and multifamily is also perceived to on its way to an oversupply issue. These two classes are seeing a higher level of scrutiny from the underwriting community.

An average of 1,253 tornadoes occur each year in the U.S. Historically, most tornados happen in the spring and early summer, but in recent years the U.S. has experienced tornadoes during all times of the year. They can occur anywhere and have been reported in all 50 states.