Health Insurance Marketplace

One of our roles as a healthcare provider is to help make our community healthier by providing relevant information and education. Here are the key facts you need to know about the Affordable Care Act:

The Affordable Care Act requires everyone to have health insurance, as of January 1, 2014. The goal is to make coverage more accessible and affordable for people who don’t have health insurance or who have limited coverage.

There are new, affordable insurance options available for people without insurance.

Financial help is available so it’s easier for people to find plans that fit their budgets.

All insurance plans have to show the costs and what is covered in simple language with no fine print.

Insurance plans can’t deny people for pre-existing conditions.

Help is available online, by phone, and in person to help people find the plan that works best for them. Plus there’s support for every language that’s spoken in the United States.

You can apply starting November 1, 2015. Coverage can start January 1, 2016.

After January 31, 2016, you can’t buy a health insurance plan for the rest of 2016 unless you have a life change — like having a baby, getting married, or losing other health coverage — that qualifies you for a Special Enrollment Period.

The Health Insurance Marketplace is for people who don’t have health coverage

If you don’t have health insurance through a job, Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source that provides qualifying coverage, the Marketplace can help you get covered.

You can apply starting November 1, 2015. Coverage can start January 1, 2016.

After January 31, 2016, you can’t buy a health insurance plan for the rest of 2016 unless you have a life change — like having a baby, getting married, or losing other health coverage — that qualifies you for a Special Enrollment Period.