I am a retired banker of 37 years. I have seen markets go up and down not unlike a pendulum. It goes from one extreme to another before it reverses itself. When the DOW has moved to about 13,500 it then has gone down hill a number of times. Good stocks often go down with marginal ones. We are getting close to a sell off in my opinion. Build some liquidity and position your portfolio for buying at lower prices. I have been in the market for 55 years. It's the same game. Do your research, buy low and sell high ---and---pray a lot.