Selected ratios: Return on average equity Return on average tangible equity Return on average assets Dividend payout ratio Net interest margin Efficiency ratio ... to average assetsLeveraged capital ratio Nonperforming assets to total assets ... and judgments that affect the reported amounts of assets and liabilities, income and expense, and the related disclosures of contingent assets and liabilities at the date

generating assets to support customer demand (such as cylinders and bulk tanks), $0 ... system and $1 million of additional depreciation expense on capital assets included ... period. The All Other Operations business segment’s operating income margin of 16