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Our ATMs and Cash Deposit Machines (CDMs) are currently undergoing system issues. Online, mobile and phone banking are live as usual. Money withdrawal is available at our branches. Please reach us at 1300 888 888 for further assistance. Our sincere apologies for the inconvenience caused. We will be back online soon.

Deposit and Placement

Standard Chartered Saadiq offers a wide choice of treasury products to suit your needs without disregarding your Islamic values. Our treasury products are Syariah-compliant and offered to both corporate and institutional customers. Managed by a team of dedicated personnel, you can be assured your investment will be invested in a prudent and acceptable manner.

Solutions:

Islamic Negotiable Instruments of Deposit (INID)

An INID is a placement on profit-sharing (Mudharabah) contract with a pre-determined profit sharing ratio for greater transparency. Therefore the Rate of Return is not fixed and will only be known on maturity, which can be between 30 days to 10 years.

(Not eligible for protection by PIDM)

Special General Investment Account-i SGIA (Corporate & Institutional)

This is an alternative special general investment account. The account provides placement on a profit sharing (mudharabah) contract with a pre-determined profit sharing ratio for greater transparency. The rate of return is not fixed and will only be known on maturity. Tenures last from 1 day to 60 months.

(Eligible for protection by PIDM)

Commodity Murabahah-i Programme (CMP-i Deposit)

This is an alternative deposit product for corporate and institutional clients, which is based on globally accepted Islamic concepts. The product involves the purchase and sale of metal commodities at the London Metal Exchange (LME) based on the Murabahah principle as the underlying transaction. Rate of return is pre-determined, fixed and guaranteed with a tenor which can be as short as 30 days or as long as 10 years.

(Eligible for protection by PIDM)

Commodity Murabahah-i Financing (CMF-i Placement)

This is an alternative financing product for corporate and institutional clients that is based on globally accepted Islamic concepts. Similar to CMP-i, CMF-i involves the purchase and sale of metal commodities at the London Metal Exchange based on the Murabahah principle as the underlying transaction. Rate of return is pre-determined, fixed and guaranteed with a tenor between 1-6 months.

Islamic Derivatives

At Standard Chartered Saadiq we are committed to helping you find creative solutions to the increasingly complex problems of interest rate and currency exposure. As risk becomes more complex, the use of Islamic derivatives is essential. Our Syariah-compliant Islamic derivatives offer you a unique proposition for sound financial management and return on investment.

Islamic Profit Rate Swap (IPRS)

Islamic Cross Currency Swap (ICCS)

Islamic Forward Rate Agreement (IFRA)

FX Forward-i

Islamic Train-i (Eligible for protection by PIDM)

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The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Breeze Mobile Banking

IT security researchers have recently discovered a vulnerability in a software that is commonly used in Unix and Linux operating systems to execute commands from applications. This vulnerability could allow an attacker to gain control over an affected machine, access confidential information and perform unauthorised activities.

The Bank has carried out investigations and found no vulnerability in our systems. We will continue to monitor our systems and the external environment to take necessary action if a threat is detected.

Disclaimer

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Standard Chartered Bank makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank's Important Legal Notices, Standard Chartered Bank shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

Disclaimer

This link brings you to a third party Website, over which Standard Chartered Bank Malaysia Berhad ("the Bank") has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including but not limited to those relating to confidentiality, data privacy and security.

The Bank makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in the Bank's Important Legal Notices, the Bank shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.