mix all dry ingredients in mug with fork
add milk and oil
mix until smooth and make sure you scrape along the bottom of the mug or you'll get flour pockets
stir in chocolate chips

microwave for 1 min 45 sec to 2 minutes depending on your microwave.

top with goodies... last night i topped mine with fudge and then drizzled it with caramel. ice cream on top is delicious.... sink a spoonful of peanut butter into the middle before you cook it for a yummy variation... pretty much limitless.

ENJOY!

disclaimer: please do not blame me if you want to make one of these every night. they take less than 5 minutes from beginning to end, and are super yummy. not my fault.