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With our 5/1 ARM, you'll lock in a lower interest rate for the first five years before the rate is subject to change each year, either up or down based on market forces. These mortgages work best when you have the financial cushion to absorb a higher rate, or if you plan to sell before the rate starts climbing. Here's what you can expect:

No fee for the application, processing or documentation*

Available as a jumbo loan, too (up to $1 million)**

Finance up to 97% of the value on purchases, 95% on refinances**

Use for owner-occupied, single-family residences (including condos and townhouses) and second homes

*Third-party charges, origination fees, points and interim interest may apply.
**Subject to credit approval. Accepting applications for properties located in all states except Texas.