Life insurance is provided by Guardian. The amount of Life Insurance an employee is covered for is determined by the employees bargaining unit. This insurance coverage also includes accelerated life benefit (up to 50% of death benefit of terminally ill); portability, upon satisfactory completion of evidence on insurability; conversion to an individual policy (subject to the terms of employer’s contract). There is an age reduction where the covered amount is reduced by 50% at age 70.

Employee Paid Supplemental Life Insurance (Guardian)

New employees are allowed to purchase an additional $5,000 of voluntary life insurance through Guardian. This coverage includes waiver of premium for disabled employees up to age 60 with premiums waived to age 65; conversion to an individual policy (subject to the terms of the employer’s contract); and age reduction where the policy amount is reduced by 50% at age 70.

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