Go through each expense category line by line. Adjust your figures based on what you realistically think they will be. Here’s a link to an example of one I made. If they are more expensive then what they are now, don’t worry. This is just an exercise; start it off with how you’d like it […]

Imagine it’s your first day of never having to work again. You’ve waited a very long time for this day! So now that it’s here, what are you going to do today? Are you going to get some stuff done around the house? Maybe you’re going to play golf, or do that other hobby you […]

The concept of financial freedom is a pretty easy one to follow. One of my favorite quotes on this topic comes from author Charles Farrell in his book “Your Money Ratios”: All decisions you make should help move you from being a laborer to being a capitalist. All of us are laborers. But as a […]