Sunmark 360

Due To Requests From The Community, Credit Union Will Hold A Second Free Community Event In Response To The Equifax Breach One of the first steps recommended to consumers affected by the Equifax breach is to check their credit report. However, sometimes credit reports are difficult to understand or many do not know what to…

At Sunmark, educating and helping our members with their individual financial situations is very important to us. We pride ourselves in being able to help our members. You probably know that it’s important to review your credit report once each year. This will help prevent errors that could lead to a lower credit score (and…

A penny saved is a penny earned, but sometimes it’s just not worth it. Because saving money — that is, a lot of it — takes discipline and sacrifice, it’s tempting to do it the easy way. Beware of that approach to frugality, since sometimes a penny saved is a dollar lost. From hoarder to…

If you have a credit report there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax one of the nation’s three major credit reporting agencies. Here are the facts according to Equifax. The breach lasted from mid-May through July. The…

How will most Americans spend their money this weekend? Keep reading: Labor Day Spending Survey: 57% of Americans plan to make Labor Day-related purchases. The average Labor Day weekend shopper is expected to spend $58. Clothes (43%), school supplies (22%) and electronics (12%) are the most popular items on people’s Labor Day shopping lists. 26%…

You probably know that it’s important to review your credit report once each year. This will help prevent errors that could lead to a lower credit score (and higher rates on loans), and can even protect you against identity theft. While some sites offer this service for free, Sunmark goes one step further! Sunmark not…

Most teenagers have big dreams. Some dream of owning a car, traveling, or starting a business. Many plan on attending college. All those dreams require cash. So how do you turn that dream into reality? Be a dream achiever and start saving your money. Think: $1.67 a day! If you’re 13 years old and you…

Looking to get out from under a mountain of credit card debt? You’ve likely come across an aspirational story or 12 while clicking around. They usually go like this: Penny-pinching Peter rid himself of an enormous amount of debt by cutting out small treats and giving up Netflix. But will abstaining from $12 avocado…

Dipping into your savings is like fast food: It’s convenient and tempting, and it might leave you a little queasy the next morning. Doing so can also eat into your financial goals, whether that’s a big trip abroad or a simple emergency fund. You can, however, avoid scratching that spending itch with these tools,…

After they got engaged, budget-minded couple Matthew and Brittany Verleger agreed to spend no more than $4,000 on their wedding and reception, an ambitious goal considering the average wedding costs $35,329, according to The Knot’s 2016 Real Weddings Study. Matthew started the nuptial negotiation at $6,000, but Brittany challenged him to go even lower.…