Could You Please Specify what Article I must be blind because I'm not seeing it and I have spent way to long trying to figure it out. It seems the most important sites I want to have this criteria. T Rowe Price, Bank of America, Verizon

1Password 4 for Windows, currently in beta development, will include support for multiple URLs in a single Login item, so I assume you could store the URL of the "enter username" form and the URL of the "enter password" form in just one Login. You can sign up for the beta here, if you're interested:

That was my way of saying that a form submission has to occur on each page, and 1Password is designed to submit forms only when you indicate your desire for it to do so: there's no automatic submission of a form just because your browser opens that page.