Different from banks, credit unions promote the financial well being of members through a system that is
cooperative, member owned, volunteer directed and not for profit. In essence, unlike banks, credit unions
exist solely to serve members, not to pay high dividends to an outside group of stockholders. True to the
philosophy of "Not for profit, Not for Charity, but for service", a credit union's income is returned to
member owners in the form of higher dividend rates on deposits, lower loan rates and lower fees.

Opening a credit union account means you become a member/owner. Some say this isn't important. At LINCONE
we strongly disagree! Credit union membership/ownership is a step in the right direction to save money now
and in the future. Become a credit union member owner and experience the LINCONE difference. It's simple
and you will be glad you did.