"I would give a minus score if i could. Rubbish for business banking. Their repeated errors meant that no one in my company was able to access our online current account for a month! They had completely ineffective ways of trying to address the problem. In the end we had to put all the money into a personal account so that we could pay suppliers, staff etc. Very unsympathetic to the challenges a small business has, totally inadequate processes and staff that just are not interested in sorting issues out! We are now in the process of switching to Barclays."

"Not really happy. Branch ok but still chasing Bond Cert as proof of my investment. I called 0800 number eventually called branch number but charged for the call. Very frustrating. I will not invest with them again if this is not sorted."

"As with all insurances, you can never tell what you have bought until you make a claim, fortunately I did not have to claim so have no knowledge of whether the service and cover actually met the documents."

"It's ok when things work fine but when they mess something up then there is no customer service that can help, their complaints team is rubbish and their customer service manager is giving me the same answer. What's the point having a complaints team and a customer service manager when they are giving me the same answer as the average Joe there?"

"We made a claim to repair a garden path and wall after the severe storms in February 2014. I had to collate several quotations from the Landscape Gardeners, which was a long and painful process in itself. Having finally gathered this information and agreed the payout with the loss adjuster, I then waited a further three months for the final cheque. The loss adjuster made several excuses for the delay and even lied and told us he had submitted a report when he hadn't. In the end, we had to pay for the repairs from our savings because the cheque had failed to arrive on time. Very disappointing."

"Last May 2014 i withdrew £80,000 of my savings from Santander. For the past seven months i have beed trying to pay it back into MY OWN ACCOUNT. Santander refused to acept any payments INTO my own account. Writting to the Santander Complaints department is a complete waste of time as they ignore all my letters. The stress this compny has caused me is unbelievable. TODAY i have accepted defeat and withdrew all my money and closed my account. DO NOT have any dealings with this company unless you want a mental breakdown."

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