Self Managed Super Fund Loans

SMSFs can borrow money to purchase property, but it’s important to understand the rules and regulations as breaching them can result in significant penalties for the SMSF Trustees.

That said, there are significant benefits of borrowing within an Self Managed Super Fund (SMSF) to invest in property. Firstly, it increases your purchasing power, provides you with the ability to fund loan repayments with other earnings from your SMSF and also ensures your other assets are secure in the in the event of a default*.

We will work in conjunction with your accountant, financial planner and lawyer to ensure that the appropriate structures and processes are in place to comply with the strict regulations regarding SMSF property lending.

*Under a Limited Recourse Borrowing Arrangement.

PPT Capital and PPT Accounting can assist you with:

Guidance on SMSF regulations.

Assessing property suitability.

SMSF property loans.

Would you like to make an appointment?To discuss your home or investment lending requirements contact Jenny Sells (03) 5331 3711 or complete our enquiry form.

PPT, formerly Prowse, Perrin & Twomey, is one of the most well regarded accounting, audit and financial firms in the Ballarat region, providing advice and support to businesses, families and individuals for more than 45 years.