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Dew claws are short nails on the site of the foot that don’t touch the ground. They are often referred to as a dog’s thumb, but they have a lot less purpose and value to a dog than a human’s thumb does.

In medical terminology, an anomaly is an abnormality that is present at birth. An eye or ocular anomaly is a defect affecting the structure of the eye that is evident at birth, or shortly after. This is also known as a congenital disorder or birth defect.

Keratoconjunctivis sicca (KCS) is an eye disease that is also commonly referred to as “dry eye.” KCS is an inflammation of the cornea, which is the clear, transparent front of the eye, and the conjunctiva, which is the delicate membrane lining the eye, brought about by dryness of the eye.

Protein-losing enteropathy (PLE) refers to an excessive loss of protein from the bloodstream in the intestinal tract. The word “enteropathy” means any disease of the intestinal system. Protein losing enteropathy is not a specific disease but rather a syndrome associated with several gastrointestinal (GI) diseases in dogs that result in a loss of protein from the intestines.

Carcinomas are cancers that develop in cells which cover the internal organs and outer surfaces of the body. A squamous cell carcinoma is a form of skin cancer; more specifically it is a malignant tumour in the epidermal cells of the skin.

Luxation of the patellar is a condition where the kneecap moves out of its correct position, causing the animal a great deal of pain. Dogs can often kick the patella back into place but, if not corrected, the condition can lead to lameness.

Patella luxation is a very common issue among dogs (and rarely among cats) of all ages and breeds, though it is known to affect smaller breeds such as Pomeranians and Chihuahuas more commonly than larger breeds and there appears to be a higher rate of occurrence among female dogs.

Kennel Cough or infectious tracheobronchitis is a common infection that affects both dogs and cats. Kennel Cough is a contagious condition; it is caused by a mix of bad bacteria and viruses that targets the animal’s respiratory system.

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Any advice provided is general only, has been prepared without taking in to account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the Product Disclosure Statement (PDS) in deciding whether to acquire or continue to hold, Bow Wow Meow Pet Insurance.

2 The 2 months free offer entitles you to the equivalent of 2 months free premium over the first year of cover. The discount will be spread over the course of the first year and deducted from the standard monthly payment. This offer only applies to new policies for eligible pets under the age of 12 months and cannot be used in conjunction with any other offer. We may revoke this offer at any time without notice to you.3 Offer only eligible to policy holders who continue to hold their policy after the 21-day cooling off period has ended. Offer also applies each policy year where you change your contact details or your pet’s tag is lost. Limit of one (1) Pet ID Tag per policy year.4 As long as you continue to renew your policy and there are no breaks, lapse or change in the level of cover after your pet reaches the age of 9 (subject to the applicable terms and conditions).5 You may apply for a review of a Pre-existing Condition exclusion after 18 months of the original policy Commencement Date and provided your vet has verified your Pet has been free from clinical signs, symptoms or recurrence of the Pre-existing Condition. For more details refer to the Product Disclosure Statement.6 According to productreview.com.au7 Refer to the applicable Product Disclosure Statement for details of Bow Wow Meow Pet Insurance cover.8 Only applies to treatments under the optional Routine Care cover. Refer to the Product Disclosure Statement for further details.9 Refer to the applicable Product Disclosure Statement for further details.10 Terms and conditions apply. Refer to the applicable Product Disclosure Statement for further details.11 Excluding pre-existing conditions.12 For more information about our policy options and any terms and conditions, refer to the Product Disclosure Statement.13 This is an example only. Not all conditions and treatment will be covered. Refer to the Product Disclosure Statement for details of Bow Wow Meow Pet Insurance cover.14 This is based on how Bow Wow Meow policy holders have insured their pets from 1/10/2017 – 30/09/2018.15 Most common health issues for this pet/breed from 1/10/2017 – 30/09/2018.16 This is based on Bow Wow Meow policy holders who made claims for this pet/breed from 1/10/2017 – 30/09/2018.