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Rent-to-own is one of the best ways to buy a home. When you enter a rent-to-own agreement, a portion of your rent payment goes towards your down-payment; which means, that you don’t need a large sum of money to secure a home. By entering a rent-to-own agreement, you can skip costly mortgage insurance while at the same time, you enjoy the benefits of living in the property you’ll be buying. The rent-to-own process also helps improve your credit rating and your chances of being approved for a conventional mortgage.