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PF 6.02

A credit that may combine elements of open and closed-end credit and usually have higher interest rates and fees than other forms of credit.
A BAD THING TO USE!!!

Paw Loan

A loan for the value of personal property

Payday Loan

A short-term loan that provides immediate cash by securing a borrower's written check or receiving authorization for automatic withdrawal from the borrower's depository institution account

Refund Anticipation Loan

Short-term cash advance secured by a taxpayer's expected tax refund

Rent-to-own

Tangible items such as furniture, electronics or household appliances are leased with the condition that the item will be owned by the renter if the term of rent is completed.

Title Loan

The borrower gives the lender his/her automobile TITLE in exchange for a set amount of cash. The lender holds the title until the loan is repaid. If the loan is not repaid as agreed, the lender keeps title to the item.