Earn MYER one Shopping Credits, pay no annual fee for the first year and get up to 55 interest-free days on purchases with the Myer Credit Card.

The Myer Credit Card can be used to make purchases everywhere and earns MYER one Shopping Credits for every eligible dollar spent. Myer cardholders get automatic membership to MYER one, making you privy to a range of exclusive offers and giving you VIP invites to different events. Until 31 August 2018, you can take advantage of no annual fee for the first year. In addition, there is a 0% p.a. balance transfer offer and a generous interest-free period for purchases.

The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.

Up to 55 days on purchases

Cash advance rate (p.a.)

20.69% p.a.

Min credit limit

This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.

$1,000

Card Type

Visa

Foreign Currency Conversion Fee (VISA)

Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.

3% of transaction value

Complimentary Travel Insurance

No

Minimum Income

$20,000

Minimum Age

18 years of age

Available To Temporary Residents

No

Annual fee

$0 p.a. annual fee for the first year ($69 p.a. thereafter)

Minimum Monthly Repayment

2.5% of the closing balance or $50, whichever is greater

Late Payment Fee

$35

Cash Advance Fee

3% of amount or $5 (whichever is greater)

Overseas Cash Advance Fee

3% of amount or $5 (whichever is greater)

Foreign Currency Conversion Fee

Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.

Pros

Take advantage of a 0% p.a. interest rate on balance transfers for 14 months with no balance transfer fee.

Doubles as the MYER one card

Pay no annual fee for the first year when you apply before 31 August 2018.

Cons

Relatively high purchase rate of 20.69% p.a.

Rewards Program

Myer One

Rewards Points per $ spent (VISA/MC)

3

Rewards Points per $ (VISA/MC) Cap

Uncapped

Benefits of the Myer Credit Card

MYER one Shopping Credits. If you’re not an existing MYER one member, you get free enrolment to the program and this card doubles as your MYER one rewards card. You earn up to 3 MYER one Shopping Credits for every dollar you spend at Myer and Myer affiliates and 1 Shopping Credit per $1 spent everywhere else, uncapped. Every 2,000 Shopping Credits you accumulate per Program Quarter will be automatically converted to a $20 MYER one Reward Card.

Annual fee promotion. When you apply by 31 August 2018, pay $0 annual fee for the first year on the primary and any additional cards. After the first year, the annual fee is $69 for the primary card and $0 in the first year ($9 p.a. thereafter) for any additional cards.

Platinum card availability. If your approved credit limit is $6,000 or less, you will receive the Myer Credit Card. If your approved credit limit is $6,000 or more, you will automatically receive the Myer Platinum Credit Card.

Myer Card features

Interest-free days. If you pay the account’s closing balance in full before the statement due date, you can get up to 55 interest-free days on purchases.

Credit limit. The minimum credit limit of the Myer Credit Card is $1,000.

Mobile payment technology. Compatible with Apple Pay and Google Pay. Also available is the Myer Credit Card app, which allows you to manage your account from your smartphone.

Visa payWave. To make payments under $100, tap your card at any NFC terminal and be on your way.

How to apply for the Myer Credit Card

You can apply for the Myer Credit Card online. The application should take no more than a few minutes, but before applying, establish if you meet the required eligibility criteria:

Since you lost your card, you can order a new card by logging into your MYER one account. To do this, you will need your MYER one member number, this can be found on a previous Myer receipt (your MYER one Member number will be printed on the bottom of the receipt). You will normally receive your replacement card within 2 to 3 weeks of request. In the meantime, be sure to quote your MYER one Member number in-store or online when making purchases so you don’t miss out on earning MYER one Credits.

Alternatively, you can choose to have access to a digital MYER one Card by downloading the MYER one App, selecting ‘I’M A MEMBER,’ followed by ‘Forgot Member number’ and then follow the prompts.

You may also contact MYER one Customer Service Centre on 13 67 17 from Monday – Wednesday and Saturday between 9:00am to 6:00pm, Thursday and Friday between 9:00am to 9:00pm and Sunday from 10:00am – 5:00pm. They’ll be happy to help you.

As a friendly reminder, while we do not represent any company we feature on our pages, we can offer you general advice.

When you are a guarantor for someone who is applying for a loan, will they be able to collect information about your Myers store card, for example will they be able to find out if you have a Myers store card if they do a credit report? I need to know if that is something I need to add onto the forms as liabilities.

I have been a Myer one customer for many years and have purchased goods and petrol on this card but have not received a gift benefit on this card for a long time. I would like to know why this is?
Thank you Margrit

finder.com.au is an Australian comparison website and as such is not affiliated directly with any provider. You can contact the MYER one Customer Service Team on 13 67 17 to enquire about any potential missing gift vouchers.

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