Property Insurance Claims

Denied or Underpaid Insurance Claim?

Insurance in its most basic sense is just a contract between you and your insurance company. Your primary role as the insured in that contract is making the premium payments on time. On the flip side, the insurance companies primary role is to ensure that you are reimbursed for any loss covered under the policy. Sounds fairly easy right?

Sometimes insurance companies fail to uphold their end of the bargain even though you made those premium payments every month or year. That failure may manifest itself as a wrongful denial of your claim or undervaluing the loss you and property have sustained. If you believe your insurance company has wrongfully denied your claim or undervalued it help is just around the corner, often with little or no cost to you due to Florida law.

To combat insurance companies taking advantage of consumers like you, Florida’s Legislature enacted Fla Stat. 627.428 allowing for attorney’s fees to be assessed against the insurance company when the Plaintiff prevails in the underlying litigation regarding a property damage claim. These attorney’s fees may be recovered without a showing of bad faith by the insurance company. All that is required is that insurance companies denial or underpayment of claim benefits was incorrect. See Johnson v. Omega Ins. Co., 200 So. 3d 1207 (Fla. 2016).

What this means for you as a consumer is that you are able to harness the knowledge of an attorney who has the experience to be able to dispute the insurance companies incorrect assessments, estimates and figures.

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If your insurance claim has been denied, underpaid or you feel you are simply being mistreated please schedule a consultation with us today and let us go over your options. Levi Lawrence Wilkes, Attorney at Law, PLLC handles insurance claims from Palm Beach, Broward, and Miami-Dade Counties.