200 Locations. 1000 Free ATMs.

Financial Strength

Credit Union Statistics

(as of February 28, 2015)

Assets:

$1,295,282,000

Capital

$158,457,000

Capital/Assets:

12.23%

Net Income YTD:

$914,000

Members:

94,930

Bauer Rating:

5-Stars
(highest rating)

Federally Insured by NCUA

Westerra Credit Union has earned the top 5-Star rating for financial strength by Bauer Financial, Inc. every quarter consecutively since 1992. The star rating factors in relevant data including capital, historical trends, loan delinquencies, differences in the book and market values of the investment portfolio, profitability, repossessed assets, reserves, charge-offs, regulatory compliance and asset quality. Visit the NCUA website to learn more about share insurance and how The National Credit Union Share Insurance Fund protects your deposits. There you will also find a share insurance calculator to view coverage for your Westerra accounts. You can also learn how Westerra is well-capitalized at over 11% - more than $140 million.

Westerra traditionally follows strict mortgage underwriting practices keeping our funds working locally for our members and keeping mortgage default rates extremely low. While some financial institutions have focused on subprime loans in recent years, Westerra has steered clear and is lending responsibly. Westerra maintains a diverse mix of investments, including auto loans, first and second mortgages, credit cards and signature loans, ensuring sound lending decisions for our members' money.

Westerra is regulated by the Colorado Division of Financial Services and the National Credit Union Administration (NCUA). Both regulatory agencies conduct regular examinations to ensure our safety and soundness.