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* Hampton City News

Posted on: October 18, 2017

For The Record: Home elevation program can help stop repeat flood insurance claims

Oct. 17, 2017 - Hampton has been awarded more than $11 million dollars over the past five years from the federal and state governments to help homeowners elevate homes that have seen repeated flooding and are expected to see more in the future.

For the record, the program is set up to save the federal government money by reducing future flood insurance claims. If the Federal Emergency Management Agency determines that the cost of elevating the home is less than the projected amount of future flooding claims over the next 30 years, the project is deemed eligible.

It’s a voluntary program, and homeowners have to fill out applications. The process is slow; some homes are on the list for 5 years before the elevation actually happens. Homeowners may be responsible for up to 25 percent of the cost, plus temporary relocation.