[NOW EXPIRED], after spending $5,000 in 3 months. If you do not have this card – you need it. It is one of my favorite cards. It has one of the best bonus categories on normal spend.

5X points on office supply stores

5X points on cell phone bills

5X points on landline bills

5X points on internet bills

5X points on cable tv bill

2X points at gas stations

2X points on hotels

1X points on everything else

Chase Ultimate Rewards are amongst the most valuable points to have because they transfer 1:1 to many partner loyalty programs. If you choose, cash out your 65,000 points (60K bonus + 5K spend) for $650 cash. You can also use it for more then $812 in travel purchased through their travel portal. Additionally miles can be transfered 1:1 to many partners, including:

Airlines:

British Airways Executive Club

Korean Air SKYPASS

Singapore Air KrisFlyer

Southwest Airlines Rapid Rewards

United MileagePlus

Virgin Altlantic Flying Club

Hotel:

Hyatt Gold Passport

IHG Rewards Club

Marriot Rewards

The Ritz-Carlton Rewards

Rail: Amtrak Guest Rewards

Chase INK is a business rewards card. It has been said in many locations that people are successful getting INK cards even with small home businesses. If you earn even a small income, it is likely a viable business.