Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 13 76.

1 To be eligible for a Visa Debit Card, you must have an Australian residential address and be over 14 years of age.2 BankSA/St.George/Bank of Melbourne & Westpac branded ATMs in Australia. Daily transaction limits apply.3 Fees apply after the first 10 SMSs per month. SMS Alerts are charged at $0.25 each and Email Alerts are free.4 Otherwise, a monthly service fee of $5 applies to your SENSE Everyday Account. There is no monthly service fee for your SENSE Savings Account.5 If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Promotional Fixed Bonus Rate of 2.00% p.a. on top of the standard variable interest rates (standard base rate and bonus rate when the bonus rate criteria is met) during the Promotional Rate Period. The Promotional Rate Period is the first 3 months from the date your account is opened.6 Subject to systems availability.7 Low flat monthly account service fee of $3 waived if you deposit a minimum of $1,000 by the last business day of the month.8 Following lodgement of the minimum balance requirement, the rate is guaranteed for the term of the investment, subject to terms and conditions (e.g. returns may be reduced if an amount is withdrawn before maturity).9 If you open a new DIY Super Saver account and you have not held a DIY Super Saver account before you'll receive a fixed bonus rate of 1.25% p.a. on top of the standard variable DIY Super Saver rate for the first 4 months after your account is opened. The standard variable DIY Super Saver rate during the Promotional Rate Period. The Promotional Rate Period is the first 4 months from the date your account is opened.10 Grow your account balance by at least $50 each month to earn bonus interest (or by any amount if all account holders are under 21).11 Daily withdrawal limits apply.

Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.