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Most cities it seem have a definite section of the metro area where most of the affluence congregates. NE and N of Atlanta blows the other areas out of the water, for example. My question is, which cities have a coherent ring of at least semi-affluent areas? NYC comes to mind off the top of my head.

Baton Rouge probably counts. Based on your definition one could count areas like South Baton Rouge, Gonzales, Denham Springs, Walker, Central, and Zachary as a ring of comfortable middle class areas without too much poverty, which is most prevalent in North Baton Rouge.

In Baltimore the wealth is spread out among several suburban areas like Howard County, Towson, Bel Air, Hunt Valley though Howard County does have the reputation of being the most elite.