Sophie Monk is a model who was engaged to Benji Madden at the beginning of this year and Adam Levine, well, he essentially bangs any woman who comes within a 5 mile radius. And hey, who could blame him? It seems that all the hottest chicks tend to gravitate toward this skinny yet sexy fella.

2009 Acura RDX CarPrices:$33,695 - $36,995The RDX comes with a turbocharged 2.3-liter four-cylinder engine that produces 240 horsepower at 6000 rpm with 260 lb-ft of torque at 4500 rpm.The Acura RDX GPS unit has incorporated a feature that equates the car's position from the sun to compute the temperature outside the car.Brilliant 8" screen, Bluetooth, support for live traffic updates.

2009 Acura RDX CarPrices:$33,695 - $36,995The RDX comes with a turbocharged 2.3-liter four-cylinder engine that produces 240 horsepower at 6000 rpm with 260 lb-ft of torque at 4500 rpm.The Acura RDX GPS unit has incorporated a feature that equates the car's position from the sun to compute the temperature outside the car.Brilliant 8" screen, Bluetooth, support for live traffic updates.

Each person who drives necessitates car insurance. In fact, most states command it by law. When you purchase car insurance, you are purchasing what is called a policy. Your policy is grounded on a diverseness of factors admitting what kind of car you drive as well as what sort of insurance you want. compare auto insuranc policies are in reality a package of dissimilar types of insurance coverage.The first step in interpreting an auto insurance policy is to ascertain the various types of coverage insurance companions offer. Some of this coverage may be compulsory by your state and some of the coverage may be facultative.• Liability - This coverage antes up for accidental corporal trauma and property indemnification to others. Injury impairments include medical disbursements, pain and bearing and lost wages. Property damage admits damaged property and automobiles. This coverage also compensates defense and court costs. State laws ascertain how much liability coverage you must leverage, but you can forever get more coverage than your state compels.• Collision - This coverage pays for impairments to your vehicle stimulated by collision with additional vehicle or object.• Comprehensive - This coverage compensates for loss or impairment to the insured vehicle that doesn't come about in an auto accident. The types of damages comprehensive insurance covers include loss caused by fire, flood, vandalism, wind, hail, or theft.• Medical Coverage - Pays medical expenses disregarding of fault when the expenses are stimulated by an auto accident.• PIP - Personal Injury Protection (PIP) is commanded in some states. This coverage compensates medical expenses for the insured driver, irrespective of fault, for discourse due to an auto accident.• Uninsured Motorist - compensates your car's impairments when an auto accident is induced by a driver who doesn't have financial obligation insurance.• Underinsured Motorist - compensates your car's impairments when an auto accident is stimulated by someone who has deficient liability insurance.• Rental Reimbursement - This type of coverage will compensate for a rental car if your car is besmirched due to an auto accident. Frequently this coverage has a day-to-day leeway for a rental car.Numerous insurance policies coalesce a number of these eccentrics of coverage. The first step in picking out the compare auto insurance you desire for your car is to know the laws in your state. This will tell you the lower limit insurance you need for your car. It's benevolent to keep in mind that, just since your state may not compel extensive insurance, extra coverage may be meriting the expense.After all, no one desires to be bewildered with thousands of dollars worth of bills because of an auto accident.Now, let's take a look at how to determine your insurance needs.

Bringing the Costs Down

There are four main components that can donjon compare auto insurance rates bolt down. See if you accrue into any of the accompanying categories. If you do, you may be able to save money on your car insurance disregarding of the appraise of your automobile.

1. If you are awaiting to buy a car, turn over buying a car that looks benevolent to insurance companies. For instance, insurance companies be intimate what varieties of cars are prostrate to problems. They also experience what varieties of cars are most frequently stolen. If you haven't bought your car yet, find out what cars make this "good list" amidst auto insurers.

2. Most insurance companies extend discounts for a variety of reasons - for example, estimable students, having additional than one car insured and accident-free driving are all worth a discount. Necessitate insurance companies just about particular discounts that may be uncommitted to you.

3. Deliberate carpooling or using public expatriation to get to work. The less you use your car, the less your insurance will cost you.

4. Finally, drive with kid gloves! Insurance companies are not happy to insure accident- prostrate drivers, so the more dependable you drive, the less you will have to compensate for auto insurance. Source :http://www.heavens-above.com/financialinfo/insurance/compar

Giorgio Armani, in an effort to kep it all in the family, has selected Victoria Beckham to model his underwear and intimate apparel line for women. Victoria Beckham? In underwear? Seriously, is this guy trying to bring back the Kate Moss era?

Victoria Beckham doesn't exactly conjure up images of sex or sexuality to be quite honest; she all bones and bubble breasts; she doesn't really offer very much otherwise. Except for her husband David Beckham, who I would be more than happy to take off her hands.

So you'll be seeing Victoria Beckham in Giorgio Armani ads in the spring and summer of 2009, so prepare yourself for skeletor in lingerie.

Rumors abound that Britney Spears is set to host Saturday Night Live on November 22, 2008, which would probably keep Saturday Night Live at the top of its game in the way of ratings. And no, I don't think will only tune in to see if Britney Spears shaves her head again, but they will tune in to see if she makes fun of her "crazy" phase.

Now that Britney Spears' dad is in control, it seems that she has decided to give normal another try. And the world has opened its arms to embrace Britney Spears once again, which is wonderful.

Can she act? Hell no, and Saturday Night Live likely won't try to persuade you that Britney Spears can, but the show will definitely make light of her tumultuous past, no doubt. Will you tune in on November 22?

The 3 virgins, otherwise known as The Jonas Brothers, are set to star in a big screen adaptation of the children's book Walter the Farting Dog. Now I don't know about you, but I wouldn't be too keen on my first film role if the word "farting" were a key word in the title.

Nevertheless, anything The Jonas Brothers touch turns to gold so I'm pretty sure it'll be number 1 at the box ofice for a few months either way. The Jonas Brothers will easily make this a success with the help of director brothers Bobby and Peter Farrelly, so stay tuned because next year, The Jonas Brothers are going to rock your world... and get their dog to fart on it.

It's a terrible loss to discover that Joaquin Phoenix has quit acting to pursue a career in music. I know that Joaquin Phoenix wouldn't be the first actor to say he's quitting acting only to resurface in another movie, all thanks to the almighty dollar, but hey, he at least plans to quit.

It's unfortunate because Joaquin Phoenix is a fantastic actor and I would prefer to see him in a movie that I would to see him on stage, but hey, I may be alone on that front.

Nevertheless, take it in while you can because you won't be seeing Joaquin Phoenix starring in gems like Walk the Line or Gladiator anymore.

No seriously. Beyonce wants to be known as Sasha Fierce for her new album of the same title that is due out on November 18, 2008. Apparently, Sasha Fierce is her alter ego and takes over on stage turning her into this wicked performer who is just outspoken and crazy. Oh, shut up.

Yeah, so Beyonce wants everyone to think of her as Sasha Fierce, which really sounds like a drag queen name to be quite honest and does nothing for her image but make her sound incredibly stupid. But then, sometimes stupid needs to come out and play, too.

So Beyonce is Sasha Fierce. Hey, it all worked out well for Garth Brooks when he became Chris Gaines and for Diddy who became Puff Daddy, P. Diddy, and so on and so forth.

Carrie Underwood has already been linked to Tony Romo and Chace Crawford, but it seems that ex-The Bachelor and doctor Travis Stork, the host of The Doctors, is the one who has got a hold of Carrie Underwood's heart.

I'm not sure if you remember Travis Stork, but he's the one from the Paris episodes, who went on a date with a chick who stuck an orange rind in her mouth, thinking it would be funny, but then got the heave-ho.

Yeah, so Travis Stork has been spotted backstage at Carrie Underwood's concerts, and although I originally thought he was just another groupie, turns out that Carrie Underwood is going to be carving her name into his leather seats.

Auto Insurance in India deals with the insurance covers for the loss or damage caused to the automobile or its parts due to natural and man-made calamities. It provides accident cover for individual owners of the vehicle while driving and also for passengers and third party legal liability. There are certain general insurance companies who also offer online insurance service for the vehicle.

Auto Insurance in India is a compulsory requirement for all new vehicles used whether for commercial or personal use. The insurance companies have tie-ups with leading automobile manufacturers. They offer their customers instant auto quotes. Auto premium is determined by a number of factors and the amount of premium increases with the rise in the price of the vehicle. The claims of the Auto Insurance in India can be accidental, theft claims or third party claims. Certain documents are required for claiming Auto Insurance in India , like duly signed claim form, RC copy of the vehicle, Driving license copy, FIR copy, Original estimate and policy copy.

There are different types of Auto Insurance in India : * Private Car Insurance – in the Auto Insurance in India, Private Car Insurance is the fastest growing sector as it is compulsory for all the new cars. The amount of premium depends on the make and value of the car, state where the car is registered and the year of manufacture. * Two Wheeler Insurance – the Two Wheeler Insurance under the Auto Insurance in India covers accidental insurance for the drivers of the vehicle. The amount of premium depends on the current showroom price multiplied by the depreciation rate fixed by the Tariff Advisory Committee at the time of the beginning of policy period. * Commercial Vehicle Insurance – Commercial Vehicle Insurance under the Auto Insurance in India provides cover for all the vehicles which are not used for personal purposes, like the Trucks and HMVs. The amount of premium depends on the showroom price of the vehicle at the commencement of the insurance period, make of the vehicle and the place of registration of the vehicle.

The auto insurance generally includes:

* Loss or damage by accident, fire, lightning, self ignition, external explosion, burglary, housebreaking or theft, malicious act. * Liability for third party injury/death, third party property and liability to paid driver * On payment of appropriate additional premium, loss/damage to electrical/electronic accessories

The auto insurance does not include:

* Consequential loss, depreciation, mechanical and electrical breakdown, failure or breakage * When vehicle is used outside the geographical area * War or nuclear perils and drunken driving

Some of the leading Insurance Companies offering Auto Insurance in India are:

Jennifer Hudson's mother Darnell Donnerson and 29-year-old brother Jason Donnerson were found murdered on October 24, 2008 at 3 p.m. in their Chicago home by a cousin of the family.

Jennifer Hudson's 7-year-old nephew Julian King is missing and an Amber alert has been issued in an effort to find him. The reason for the murders is not clear but police took William Balfour into custody. William Balfour already plead guilty in 1999 to attempted murder and behicular hijacking.

Jennifer Hudson rushed to Chicago from Florida as soon as she could. There's no doubt she's devastated to discover that her brother was shot dead in the chest and her mother shot in the head.

Jennifer Hudson lost her father when she was only a teenager and now she lost the rest of her family. Our thoughts and prayers are with her through this incredibly difficult time.

UPDATE: The body of Jennifer Hudson's 7-year-old nephew was found in a 1994 white Chevy Suburban. This is really sad news and we were all hoping it wouldn't end this way.

Today's Texas auto insurance market does not seem to have senior drivers in mind when it comes to lower rates. Even when actual car use has diminished, some mature drivers find themselves paying higher premiums. The problem is not that Texas insurers are attempting to push senior drivers into a position of unaffordable auto insurance. The reality is simply that changes in pricing structure have made it more difficult for individual seniors to understand all of the factors that may apply to rate reduction. Consequently, senior drivers are often unaware of the specific ways in which their auto insurance rates may be lowered.

Senior drivers looking to lower their premiums on auto insurance should review their policies taking the following considerations into mind.

* Driver classification - Commonly described as automobile usage, a driver classification specifically defines the type and amount the auto will be used by the insured senior driver. Types of usage include "to and from work" or "pleasure only." A senior's driver classification may also take into account the decreases in mileage annually. Some seniors use their vehicle only on special occasion, which could result in further rate decreases. A senior looking for lower auto insurance rates should make sure the carrier is aware of the actual vehicle usage, and that this factor is being taken into account in the rate calculations.

* Drivers history - Auto insurance carriers in Texas use these three major indicators in underwriting policies and determining rates. It is recommended that all Senior drivers make their driver's history as "clean" as possible. One should contest all moving violations when possible, and cover others with defensive driving courses.

* Claims history - A Senior's claims history carries significant weight as well. The Texas Department of Insurance requires carriers to record all claims reported to them by the insured. With this in mind, it is important to understand that when contacting an insurance representative, one should specify whenever the call is for information only. Otherwise, it may be recorded a filed claim, thereby affecting your claims history and possibly rates.

* Financial score - Senior drivers should do whatever they can to improve their financial score when looking for low auto insurance rates. Stability and debt ratio are major factors that carriers take into account when underwriting a Senior's policy. Seniors that have reduced their financial obligations should make sure their financial scores reflect this, and alert their insurance agents whenever such information has changed.

As with all types of insurance, seniors should feel that their carrier's representative is willing and able to take the time needed to discuss and adjust the auto insurance policy to their clients benefit. George White understand the importance many seniors place upon the ability to contact a human being that can give them the personal time and attention they need to feel confident and secure about the auto insurance policy they receive. For this reason, George White will make sure to speak with you on an individual basis about your policy, and how lower rates may be attained. If he cannot offer you the lowest possible rate or the best policy appropriate to your situation, he will refer you to someone who can!

Give George White a call today toll free at 866-663-5262 to learn more about how you can lower your auto insurance rates by getting the type of coverage that is right for you!

Safeco insurance company sells their products solely via a countrywide network of autonomous agents and dealers who offer the advice and options to the client. They also own a web-based dais where a client only needs to register his name, contact details and the requirement. The agents within minutes contact him, quote the policy and issue insurance to his vehicle.

GEICO AUTO INSURANCE COMPANY:

Geico offers auto insurance to clients across the U.S. They also provide insurance coverage for your home, boat, RV, life and much more.

STATE FARM AUTO INSURANCE COMPANY :

This auto insurance company has been in this trade for offering first-rate auto cover at a reasonable price since 1922.

Auto Insurance is designed to fiscally cover up the possible auto-related damages, loss or injuries. It assists you in the protection of the automobile, other people's property the other vehicles and drivers and the pedestrians. It may also help defend you in the incident of an auto-associated lawsuit.

PROGRESSIVE AUTO INSURANCE COMPANY:

Progressive is the 3rd largest insurance company in the country with the clientele of around or above 10 million people to insure their vehicles. Progressive is mainly known for the wide variety of products to suit the requirement of almost all the drivers. They provide unbeatable customer care and attention making their client permanent.

MEXBOUND AUTO INSURANCE COMPANY:

Mexbound is an online company that facilitates auto insurance to the clients all over Mexico. The insurance policy can be chosen and bought online. Mexbound through a secure online process lets you easily get a quote and take a print of your Mexico Auto Insurance policy within minutes, totally eliminating the hassles of taking halt at the border. Mexbound auto Insurance company provides 24*7 toll free claim service, roadside aid and law and travel information.

ICICI LOMBARD INSURANCE COMPANY:ICICI Lombard auto Insurance Company Limited is a joint business enterprise between ICICI Bank Limited and the Canada based $ 26 billion Fairfax Financial Holdings Limited.India's second largest bank, ICICI Bank and Fairfax Financial Holdings is a spread out financial company affianced into a business of auto insurance, insurance claims management, reinsurance and investment management.

OUR OPINION: Insurers aggressively should pursue the con artists

The lawsuit that Allstate Insurance recently filed in federal court in Miami may be bad news for the defendants -- tow-truck operators, chiropractic clinics, auto-body shops, some policyholders and others -- but it could be a good omen for policyholders. It definitely will be if it emboldens insurers to aggressively pursue fraud.

Staging accidents

The lawsuit alleges that the defendants collaborated in staging 17 auto accidents -- and possibly more -- and then filed fraudulent insurance claims. The lawsuit isn't a first. Allstate and other insurers do go after businesses and policyholders when they suspect cheating. More often than not, though, insurers find it easier to pay the claim and move on. That's because lawsuits are messy, expensive and time-consuming. Worse, the outcome of a jury trial can be unpredictable. In South Florida, even cases where the evidence of fraud is overwhelming have ended with insurers leaving the courthouse in shock and disbelief because of an unfavorable jury verdict.

As a consequence, many insurers are overly cautious about going to trial. Too often it is easier to pay than fight. The ultimate losers in this game of chicken are honest policyholders. They end up paying premiums inflated by the cost of fraudulent claims. This is why it is encouraging when an insurer goes to court to challenge an alleged bogus claim. Frankly, we wish it would happen more often.

The Allstate case involves an alleged network of businesses that brazenly and repeatedly filed claims in a scheme to steal from insurers -- and indirectly from policyholders. One driver would ram another driver's car. Both were part of the scam. Both would file claims for damages and medical bills, and the insurance companies would dutifully pay.

In these cases, the insurance companies paid out tens of thousands of dollars. Allstate realized that something was wrong when representatives noticed that the same cars with the same damage turned up in multiple accidents. The company investigated, gathered evidence and hired a lawyer to bring suit.

Billions lost

Whatever the outcome, the lawsuit sends a message to the scammers that they could end up in court and lose their businesses. There are other benefits, too. Once they're busted, the network of con artists has to cease doing ''business,'' or at least take extraordinary precautions to continue. If all insurers aggressively pursued fraud -- or even just a majority of them -- they could significantly raise the stakes for the thieves to stay in business.

Prosecutors say relatively few groups engage in organized fraud, but they steal billions each year from insurers and honest drivers. Insurers should consider prosecuting scam artists as an investment that results in lower costs for their business and lower premiums for customers.

Jennifer Aniston made sure to tellJohn Mayer that he better keep his trap shut this time around. And not only his mouth, he better keep his fingers to himself... at least when it comes to blogging.

Jennifer Aniston wants to keep their relationship private and intimate rather than constantly sharing every mover they make with TMZ. I'm not sure if John Mayer can handle that, but then, I'm sure he already got all the publicity he needed the first time around.

Stay tuned for more news on their quintuplet pregnancy and upcoming shotgun wedding.

Will Ferrell has made a comeback on SNL as George Bush because you know he does the best Dubya on earth. And, of course, Tina Fey returned as Sarah Palin, so it was fun all around.

As the alum returned to portray two of the most intelligent political stars in American history, save for Dan Quayle, it was hilarity all around as Tina Fey's Sarah Palin and Will Ferrell's George Bush get down and dirty. No, not that way, perv.

Miley Cyrus has landed the big one in Justin Gaston. Sure Justin Gaston is likely immature and has his drunken stupidity moments, but all that really matters is that Justin Gaston has a great set of abs and looks awesome in underwear. Even briefs.

Justin Gaston is smart enough to date one of the most famous girls in the world... this will help get the Justin Gaston name out there. Think of him as the new Sarah Larson.

Needless to say, Justin Gaston has already won me over with his cool hair, perfect body and guitar, which he wears slung over his shoulder every now and then. Ay, ay, ay.

So Elisabeth Hasselbeck has opted to voice her Republican beliefs by creating T-shirts that promote John McCain and she wore it on an episode of The View. Joy Behar called her on it and Elisabeth Hasselbeck fired back that Joy Behar always promotes her politically charged comedy routines on the show, so there.

Well, as you can imagine, that didn't fare well with Joy Behar and I'm certain she kicked the crap out of her backstage, but all that really matters is that Elisabeth Hasselbeck designed that T-shirt herself.

I mean, you gotta give credit where credit is due. Now let's get Barack to business.

Well, after the fiasco that was Sarah Larson, George Clooney has opted to jump back into bed with Krista Allen for the thrid time. He used to always run back to Lisa Snowdon when he was on the rebound, but it seems that Krista Allen has suddenly taken her place.

Krista Allen and George Clooney were hot and heavy between 2002 and 2004 but she broke things off when George Clooney told her that he would never marry her or anyone else for that matter.

But Krista Allen and George Clooney seem to have a soft spot for each other. That, and, well, they're both pretty hot and must engage in some crazy sex.

Looks like even 50 Cent has jumped on the reality show bandwagon and wants to cash in. Go, go, go...

50 Cent plans to do a reality show called The Money and The Power on MTV starting November 6, 2008, and the show is essentially like The Apprentice, except that, instead of "You're Fired," 50 Cent will tell those dismissed to "Get the f*ck outta here."

It looks like it could be interesting as 50 Cent pits books smarts against street smarts. Unfotunately, it seems like all 14 contestants are about ready to go gangsta on each other. Waving their fingers in the air and talking like they're trying out for an ebonics competition.

My favorite part of the trailer is when he tells one girl that she's a "poor man's Lil' Kim." I mean, come on, Lil' Kim is a poor man's Lil' Kim.

Well, first we discover that Madonna is boffing Alex Rodriguez like there's no tomorrow, and now we discover that Guy Ritchie isn't exactly crying into a pint of Haagen Dazs. It seems Guy Ritchie is dating Kelly Reilly, an actress he's directing in his upcomign flick Sherlock Holmes, which also stars Robert Downey Jr.

Kelly Reilly is only 31, which is a far cry from 50-year-old Madonna. Also, it looks like she doesn't work out 4 hours a day and perhaps might eat a steak or two every now and then.

Perhaps Guy Ritchie might finally be able to have sex with a woman where he's the dom. It looks like Kelly Reilly might let him take the bull by the horns.

Remember all those half-naked pictures of Miley Cyrus that kept popping up online by some notorious hacker whose life mission it was to make Miley Cyrus pay for being such a good girl in the eyes of the public?

Well, his name is Josh Holly and he's been busted. Apparently, the police raided 19-year-old Josh Holly's Tennessee home and seized his computer equipment after learning that he was bragging to friends about posting up images of Miley Cyrus in her underwear online by hacking into her phone and private online accounts.

Obviously, Josh Holly is a stalker of sorts and what's sad about this is that he is talented. Unfortunately, he's using his talent to do stupid things. Hopefully, Miley Cyrus will also wise up and stop taking pictures of herself in her underwear. Stay tuned for her sex tape in a couple of months.

I've always thought there was something eerily gay about Will Smith, especially considering he married butch Jada Pinkett. And now that he's hanging out with Tom Cruise on a regular basis and is a Scientologist... well, that could only mean that he's as gay as the day is long.

Well now a Hollywood Madam, Madame X, who assured Will Smith that her discretion is tops, insists that Will Smith was a regular client of hers and he always wanted to get packed by a man. He never wanted the ladies, oh no, it was the hairy guy with the abs for him.

SoFamily Guy is getting some heat once again... this time Family Guy's Stewie, Brian (the dog) and the Jewish guy go back in time to Nazi Germany and steal the uniforms of three unsuspecting guards.

When Stewie sees something on the neck of his uniform, the camera goes in closer to see a "McCain / Palin" buton. Of course, Republicans are crapping their pants over this because, well, you know how influential Stewie and his dog can be.

And so the story goes that, although this will have no affect on voters whatsoever, republicans will do their damnedest to make sure this makes the mainstream news, further thrusting Family Guy into greater popularity and proving, once again, that Stewie should've run for President in the first place.

Gisele Bundchen and Tom Brady are set to marry and she's to become his son John Brady's new stepmom. Aww, isn't that sweet?

Gisele Bundchen and Tom Brady have been dating for a couple of years now so he knows that if he doesn't get her to the altar quickly, she'll give him the heave ho like she did to Leo DiCaprio.

So Gisele Bundchen managed to snag her man and make sure he spent the season with her rather than earning his keep on the field. I'm telling you, she made him fake that injury so they can plan their nuptials without his pesky career schedule getting in the way.