Apple has just announced its most expensive iPhone ever: the beautiful bezel-free iPhone X , which as well as some seriously good looks, also comes with a $999 price tag.

But splashing the cash in one fell swoop, or signing up to a costly monthly contract isn't the only way to get your hands on the highly anticipated device.

There's also Apple's upgrade program , which lets you pay off the device in monthly installments through a zero interest loan.

Apple has just announced on its website how much each of the three new phones will cost this way - and it's much less than you'd expect.

The 8 is available for as little as £37.95 a month (Image: Apple)

Rather than paying all at once, Apple's iPhone upgrade program lets you simply pay £69 on the day you buy it, then as little as £37.95 each month, for the following months. Sound too good to be true? Well, it even gets better, as Apple's AppleCare warranty is also included with the program.

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However, to join the program, you will already have to have an Apple phone that you can trade-in, as part of your "upgrade". You can join the program and check if you're eligible for it direct from the Apple website.

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However, if Apple's iPhone upgrade plan isn't for you, plenty of other sites also offer similar services, such as Unshackled, which has financing options that suit everyone - and are already offering £20 off the price of the iPhone 8 and 8 Plus, making them cheaper than anyone in the market.

Not heard of them? Unshackled is run by the ex executive team from Phones4U and is backed by the likes of John Caudwell.

(Image: Apple)

If you don't fancy monthly payments, and can afford to pay off the entire phone all at once, expect to pay a pretty penny for them.