You might be tempted to forego life insurance, as it feels like an unnecessary added cost towards an unlikely circumstance. No one actually expects to die, right? But you shouldn’t gloss over the possibilities and details of your coverage.

Here to help teach us a little about life insurance is the team from Haven Life, which specializes in finding the right coverage for you. There are plenty of questions you might have—who needs coverage and how much? Should you factor in the size of your family? If you don’t have kids should you even bother with health insurance? The Haven Life team will be here for the next hour so leave your questions below!