NEW YORK -- To help the millions of poor people worldwide who lack a safe way to save money, Rockefeller Philanthropy Advisors has launched a novel initiative that will work with regulated financial institutions in five countries to create savings accounts that are appropriate and affordable for poor families and profitable for banks over the long term. The three-year program, called Gateway Financial Innovations for Savings (GAFIS), is funded by a $9.5 million grant from the Bill & Melinda Gates Foundation.