a A penalty may be imposed for early withdrawal.b The interest rate and annual percentage yield may change after account opening.c Daily balance. The amount of the principal in the account each day.d APY if qualifications aren’t met.

Fees could reduce the earnings on the account.

The Annual Percentage Yield (APY) disclosed on the Kasasa Cash account assumes that interest earned in Kasasa Cash compounds. However, by choosing to have Kasasa Saver linked to Kasasa Cash, the account holder should be aware that the interest earned in the Kasasa Cash account is automatically transferred into the Kasasa Saver account the next business day after the end of the statement cycle and therefore does not remain in the Kasasa Cash account and does not compound. Additionally, the interest amount earned in the Kasasa Saver account may be less than the interest amount earned in the Kasasa Cash account.