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Borrowing £4000 over 36 months

Who We Work With

Compare Guarantor Loans

Guarantor Loan Comparison is a website which is authorised and regulated by the FCA as a credit broker. Compare guarantor loans by clicking on apply now and use our table to compare the loan amounts, representative payment examples and APR below. To keep our site free, we may receive an introductory commission from the lenders we refer you to and this will be highlighted by the green buttons. Simply click on the lender of your choice and you will be taken to their application page where you can apply directly.

Buddy Guarantor Loans

Buddy Loans are the new, friendly guarantor lender. Borrow up to £7,500 with no fees and a friendly service. All credit considered. Homeowner and tenant guarantors accepted.
Loan Amount£1,000 to £7,500Representative APR49.9% APR variable (£1,000 to £7,500)Loan Term1 year to 5 yearsThe Representative APR is 49.9% APR (variable) so if you borrow £2,500 over 24 months at a rate of 41.16% p.a (fixed) you will repay £154.54 per month & £3,750.17 in total.

TrustTwo Guarantor Loans

TrustTwo is one of the most popular guarantor lenders in the UK. Customers can borrow £500 to £10,000, repay over 5 years and guarantors accepted include homeowners, tenants and those living with parents. Apply below:
Loan Amount£500 to £10,000Representative APR49.5% APR (£500 to £10,000)Loan Term1 year to 5 yearsRepresentative Example: Borrowing £4,000 over 3 years at an interest rate of 40.9% p.a. (fixed), you will repay 36 monthly payments of £194.55. Interest payable £3,003.80. Total repayable £7,003.80. Representative 49.5% APR.

George Banco Loans

One of the fastest loan applications. Immediate decision and same day payout. A very reliable lender with no upfront fees and all credit ratings considered.
Loan Amount£1,000 to £10,000Representative APR49.7% (£1,000 to £10,000)Loan Term1 year to 5 yearsRepresentative Example: The Representative APR is from 49.7% (£1k to £10k) so if you borrow £3,500 over 3 years at a fixed rate of 41.4%, you will repay £170.56 per month & £6,140.16 in total.

Step 3

Guarantor Loan FAQs

What is a Guarantor Loan?

A guarantor loan involves finding someone you know to be your guarantor and agree to make repayments on your behalf if you cannot. You will need to find someone who is employed and ideally has good credit to co-sign your loan agreement. Customers can borrow up to £15,000 repaid over 12 to 60 months and in equal monthly instalments.

Can I Apply with a Bad Credit Score?

Yes, it is common to use guarantor loans for bad credit, since you are able to get the loan you need by leveraging the good credit rating of your guarantor. As a borrower, you can get into the routine of making payments on time each month successfully and by doing so will improve your credit score over time.

Who Could Be My Guarantor?

Someone over 25 years of age

Typically parent, spouse, sibling or close friend

Must be employed, have a regular income and ideally good credit score

Homeowner status ideal, but tenants accepted too

What Does My Guarantor Need To Do?

Speak to the guarantor loan and confirm their details including address, age and affordability

Electronically sign the loan agreement which highlights the terms of the loan

As a security measure, the loan is typically paid into the guarantor’s bank account first and they can distribute this to the borrower thereafter.

How Soon Can I Receive Funds?

Successful loan applications will typically receive funds within 24 to 48 hours transferred to the guarantor’s bank account as a security check. The guarantor can then pass over the funds to the borrower as they see fit.

How is Guarantor Loan Comparison Different?

Guarantor Loan Comparison is a free site, allowing you to compare guarantor loans effectively. Choose how much you wish to borrow and how long for and we will list some personalised results to suit your requirements.

We do not charge any fees on our website or take down any of your information. We provide a clean, transparent comparison service, putting you in control of which lender you would like to work with, so you can click through and apply directly on their website. We check every lender featured on our site to ensure that they are FCA regulated.