Email ID

Are you an existing customer?

Enter your PAN number to verify

Enter OTP sent on your mobile

By submitting my details, I override my NDNC registration and authorize ICICI Prudential and its representatives to contact me. I further consent to share my information on confidential basis with third parties for evaluating and processing this proposal.

Select your plan

2% employee discount for single premium policies has been applied to the price

SINGLE PREMIUM

80D tax benefit
Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

No medicals'Since we are provided with all your relevant health information through the application form questionnaire, you are not required to undergo any medical checks

Waiver of Premium

Claim payout on diagnosis
Unlike mediclaim or any reimbursement plan, ICICI Pru Heart/Cancer Protect provides the insurance amount on first diagnosis of illness irrespective of the actual amount spent on treatment.

You can avail a policy term of only 5 years under the Single Premium option

Monthly Premium

80D tax benefit
Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

No medicals'Since we are provided with all your relevant health information through the application form questionnaire, you are not required to undergo any medical checks

Waiver of Premium

Claim payout on diagnosis
Unlike mediclaim or any reimbursement plan, ICICI Pru Heart/Cancer Protect provides the insurance amount on first diagnosis of illness irrespective of the actual amount spent on treatment.

We take 2 months premium first to avoid any chances of policy lapsation due to delay in SI attachment. (Not required for CC & ICICI Debit card payments)

Annual Premium

80D tax benefit
Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

No medicals'Since we are provided with all your relevant health information through the application form questionnaire, you are not required to undergo any medical checks

Waiver of Premium

Claim payout on diagnosis
Unlike mediclaim or any reimbursement plan, ICICI Pru Heart/Cancer Protect provides the insurance amount on first diagnosis of illness irrespective of the actual amount spent on treatment.

Please change the Premium Frequency of 'Once' in the edit bar to proceed with a regular premium plan

Half Yearly Premium

80D tax benefit
Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

No medicals'Since we are provided with all your relevant health information through the application form questionnaire, you are not required to undergo any medical checks

Waiver of Premium

Claim payout on diagnosis
Unlike mediclaim or any reimbursement plan, ICICI Pru Heart/Cancer Protect provides the insurance amount on first diagnosis of illness irrespective of the actual amount spent on treatment.

Please change the Premium Frequency of 'Once' in the edit bar to proceed with a regular premium plan

EXISTING CUSTOMER OFFER

80D tax benefit
Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

No medicals'Since we are provided with all your relevant health information through the application form questionnaire, you are not required to undergo any medical checks

Waiver of Premium

Claim payout on diagnosis
Unlike mediclaim or any reimbursement plan, ICICI Pru Heart/Cancer Protect provides the insurance amount on first diagnosis of illness irrespective of the actual amount spent on treatment.

Please change the Premium Frequency of 'Once' in the edit bar to proceed with a regular premium plan

Monthly Premium

7,350p.m. for Preferred – Save 2.5% every year

Annual Premium

7,350p.a. for Preferred – Save 6% every year

80D tax benefit
Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

No medicals'Since we are provided with all your relevant health information through the application form questionnaire, you are not required to undergo any medical checks

Waiver of Premium

Claim payout on diagnosis
Unlike mediclaim or any reimbursement plan, ICICI Pru Heart/Cancer Protect provides the insurance amount on first diagnosis of illness irrespective of the actual amount spent on treatment.

We take 2 months premium first to avoid any chances of policy lapsation due to delay in SI attachment. (Not required for CC & ICICI Debit card payments)

You get a 5% discount while covering your spouse. Do you want to proceed?

Add more benefits by clicking on the ones you like

The benefits shall also apply to your spouse if you opt for a spouse cover

80D tax benefit
Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

No medicals'Since we are provided with all your relevant health information through the application form questionnaire, you are not required to undergo any medical checks

All future premiums waived off in case of a claim

Pay Once and Get Covered for 5 Years !

Hospital Cash Benefit

Get Rs. 5000 for every day of hospitalization, for up to 10 days per policy year and 30 days per policy term.

Click to Add

Increasing Cover Benefit

Increase your sum assured by 10% every year, till it doubles.

Click to Add

Income Replacement Cover

Get a monthly income of 1% of your sum assured for 5 years in case of any major diagnosis.

1 A lump sum is paid out on diagnosis of any of the listed conditions. This payout is based on the level of the condition. In any case, the total payout in the policy cannot exceed 100% of the Sum Assured of the cover selected. Please refer to the sales brochure to know about the payouts at different level of condition.

2 In case of Minor Conditions, the total payout will be capped at 100% of the Sum Assured.

3 The Company shall waive all future premiums on a claim of Minor condition under the chosen cover; or on the diagnosis of Permanent Disability (PD)of the Life Assured due to an Accident. If both Cancer cover and Heart cover are chosen such waiver is allowed on a minor/major condition claim under either Cancer cover or Heart cover; or on the diagnosis of PD. This benefit is available only if the Policy is in force as on the date of diagnosis of the condition/at the time of accident.

4 10 Lakh Cancer Cover and 10 Lakh Heart Cover for a 30 year old healthy male for a policy term of 40 years. The total yearly premium amount will be 6,397. If you choose monthly mode, then the premium amount works out to 568.

5 A discount of 5% on the first year’s premium will be offered on purchase of ICICI Pru Heart / Cancer Protect when life assured and his/ her spouse is covered under the same policy. The policy benefits of both the Lives Assured shall be independent of each other. The Sums Assured of both the lives could be different. A claim made by one Life Assured under the policy does not affect benefits of other Life Assured. This Family benefit has to be chosen at the inception of the policy only, spouse cannot be added once the policy is issued. This discount is not applicable on Single Pay Policy. With one policy, you can avail either Family Benefit or Loyalty Benefit.

6 With Increasing Income Benefit, the Sum Assured chosen at inception increases by 10% simple interest on each policy anniversary, for every claim free year. The maximum Sum Assured under the cover will be capped at 200% of the Sum Assured chosen at inception. This increase in Sum Assured will stop on occurrence of first claim under the cover. Where Cancer cover and Heart cover are chosen together, the Sums Assured for both the covers increase by 10% simple interest on each policy anniversary, for every claim free year. The maximum sum assured will be capped at 200% of the Sum Assured chosen at inception for each type of cover. In case of occurrence of first claim under any one type of cover, the increase in Sum Assured will stop for that cover type and Increasing Cover Benefit will continue for the other type of cover, for which no claim has occurred.

7 Under the Income Benefit, the Sum Assured has to be chosen at inception of the plan. An amount equal to 1% of the Sum Assured chosen at inception will be paid to the policyholder each month, for a period of 5 years upon a valid claim under any of the listed Major conditions. Where the Cancer cover and Heart cover are taken together, pay out under Income Benefit will be triggered for only that cover for which a claim of Major condition is registered and all Benefits through other cover remains unaffected.

8 Existing customer discount of 5% on the first years premium is available only for policies with Regular Premium Payment Option, it is not applicable for Single pay policies. With one policy, you can avail either Family Benefit or Loyalty Benefit.

#Tax benefits will apply to the premiums paid and benefits received as per the prevailing tax laws. Tax benefits under the policy are subject to conditions u/s 80D of the Income Tax Act, 1961. Indirect taxes and applicable cesses will be charged extra over the premium amount as per the applicable rates. Tax laws are subject to amendments from time to time.

Non-medical limits are applicable on a total sum assured of 25lakh under the Heart Cover and 50lakh under the Cancer Cover as per the Company’s underwriting policy

The premium amounts mentioned for SP option is inclusive of all charges and taxes, the customer is not required to pay anything over and above the premium amounts mentioned above