I did some testing several years back to see how quickly I'd see my dumps. Your area will vary and there's no telling for sure but the quickest returned coins I saw was 1 week, if I remember correctly. I'd wait at least that long before you start trying to get those boxes.
OO

When they will not sell you the bag and you can see silvers, ask if you can exchange a dozen or so of the coins in the bag for ones you were about to dump. I've done that with a credit union that used to sell me bags (until the policy changed). I had a very good relationship with that vault teller though, I'm not sure she would have done that for anyone else. It is worth politely asking though.

I did ask about exchanging some halves for halves and she very forcefully said no. When I got home I called the VP at the main branch and asked about it and it was still no. I asked what car company they use and they won't tell, it is a state secret. I didn't want to tell her that one of the branch managers told me they use Loomis and I asked for a roll of dimes and it said Loomis that is a clue

I am not sure what day Loomis shows up some banks are Tuesday some are Thursday, if it is tomorrow that bag could show back up in boxes as early as next week so I think I will go to that branch tomorrow and order a couple boxes of halves and for the next month of so increase my weekly boxes from 2 to 4, keep getting the boxes from my current bank that have been good and try two boxes a week at today's bank to see if I can score that silver

I am not sure what day Loomis shows up some banks are Tuesday some are Thursday, if it is tomorrow that bag could show back up in boxes as early as next week so I think I will go to that branch tomorrow and order a couple boxes of halves and for the next month of so increase my weekly boxes from 2 to 4, keep getting the boxes from my current bank that have been good and try two boxes a week at today's bank to see if I can score that silver

I appreciate the enthusiasm but please listen. This is one half dollar bag out of many half dollar bags that will be filled and picked up by whoever provides service to your region in the next couple months. It will join many other half dollar bags at the warehouse, said bags having been filled up over the course of the last couple months. You will have to go through many boxes to even have a tiny chance of scoring the contents of this one particular half dollar bag. Even in the tiny chance you actually do get the contents of that one particular half dollar bag, a) you will never know and b) you will have undoubtedly hit many other good silver dumps in the process.

Styfflin
Of course you are correct and this isn't a small rural area, this is the suburban Boston area.

I wonder how many half dollar bags the couriers get a week? I know of at least 40 banks within 20 miles of me that have coin counters or accept coin that is not wrapped and I know there are more. It would be interesting to know how many bags of halves they actually average.

Still to see those coins there and not being able to buy the bag, I could just scream.

The frustration you experienced was based on you seeing silver that you were not allowed to own , my recommendations going forward are as follows : 1. Find out the bank policy concerning selling bags before you look at a bag as it is removed from the coin counter - if it's no can do , I strongly suggest that you do not look at the bag ! 2. Do not kill yourself ! It will not be helpful in these endeavors .

This questions is because I am truly ignorant to coin hunting so please excuse my ignorance. Are the coins you find worth the time you spend searching for them? What do you do with all the silver coins you find? Seems like some of you spend a LOT of time looking for them. I looked at 90% Silver dollar prices and they seem to be around $12 . Silver per once was about $17. Do you sell them as coins or keep them for the silver value. I'm a disabled vet so I have nothing but time and was wondering if coin roll hunting would be worth getting into.

I keep all the silver I find, I also buy junk silver. In the Eastern Mass RI area they are getting $18 for G-VG dollars and 20-24 for XF. Halves are $8 and quarters $3.75-$4 silver $17

Tonight I scored my best box ever, I thought last months was when I got 34 40% and 18 90% with 1 Walker, tonights was =43 40% and 18 90% including 8 Franklins and 3 Walkers. for the 4 boxes I looked through I am doing fantastic. BUT in January I ran 10 boxes for 1 40%.

Is it worth the time spent, well when I metal detected I thought it was worth it and fun, although 1 year I kept track of finds and time and I averaged 39 cents an hour!! If CRH worth it, well if you love fishing and buy a boat and gear and gas, you could buy fish at the market for less money. YES I can buy 40% right now for $3 each and halves for $8 each, my score with the value of the Walkers today was about $300. To get that I made two trips to the bank (2 miles each way) and spent 3 hours going through the coins so say a total of 3 1/2 hours then I will spend about 1 1/2 hours dumping them at my dump banks, so say 5 hours, that is about $60 an hour BUT remember my 10 box skunk streak so I am at 30 hours invested, so I am at $10 an hour, but these two boxes of mine were VERY unusual, the best in all my years of searching, normally you can get about 1.5 coins per box so you don't do it for the money espeically if you are like me and hoard it (I have 10 coffee cans full of silver in my safe) you do it because you feel like Indiana Jones!!!! It is just damn fun.

One final thought, I am working on a Kennedy Half Dansco Album. I have one already for my actual coin collection with all MS65-MS69 and Prf 65-68 coins that I bought from the mint and dealers, while fun it is not a challenge as creating a collection from "circulation"

In the old days you could do it from pocket change now you do it from rolls and boxes and bags, but the coins since 2001 are a real challenge as are Proofs, it is just plain fun.

. . . I called the VP at the main branch and asked about it and it was still no . . .

I realize that it can be hard to walk away from a possible score without doing everything you can reasonably do.

I genuinely feel though that it is bad for the hobby to make noise about it - especially to bank execs. This crazy avocation of ours is on shaky ground as it is. If we make it even more of a thorn in the side of bank employees (or especially bank officers), we run the risk of a total shutdown.

This questions is because I am truly ignorant to coin hunting so please excuse my ignorance. Are the coins you find worth the time you spend searching for them? What do you do with all the silver coins you find? Seems like some of you spend a LOT of time looking for them. I looked at 90% Silver dollar prices and they seem to be around $12 . Silver per once was about $17. Do you sell them as coins or keep them for the silver value. I'm a disabled vet so I have nothing but time and was wondering if coin roll hunting would be worth getting into.

For many of us, it's all about the thrill of the hunt. Some sell their silver, others don't. I suppose some do spend a lot of time looking for coin, but then some folks spend a lot of time at the game of golf.

As far as silver dollar prices go, don't expect to buy common silver dollars at melt/spot price. They carry a heavy collector premium of around 100% on average.

I realize that it can be hard to walk away from a possible score without doing everything you can reasonably do.

I genuinely feel though that it is bad for the hobby to make noise about it - especially to bank execs. This crazy avocation of ours is on shaky ground as it is. If we make it even more of a thorn in the side of bank employees (or especially bank officers), we run the risk of a total shutdown.

I simply asked about buying bank bags of the VP in charge of that sort of stuff, we also had a very nice chat about a couple of the branch managers. It was a pleasant chat and she ended by saying that I should stop in and order as many boxes of halves as I want. I was not confrontational rather asking a question. If you cannot ask a question how do you know the answer

Ben: the branch bank that sells me bags, on the last half bag that I bought was on the machine for 15-months before I capped it off with about $75 of my own. That was last spring of 2017. Just checked last week when teller had machine open for me to get a penny bag, and the half bag only had $240 (almost a year on unit already). In my area halls are none existent. It even takes dimes 5-7 weeks to fill up.