When it comes down to retirement planning, there are two horrible things that can happen to you: The worst thing that can happen to you is dying young. So you had saved money all your life to never enjoy it.... Read more »

Immediate Annuity Rates This post will update annuity rates for immediate annuities. First a quick review of immediate annuities and exactly what they do. An immediate annuity is a single deposit by the investor with an insurance company in return... Read more »

Here are some valuable and useful sources for annuity rates in this post. If you go looking for “annuity rates,” you will come across mostly sites that require you to enter your personal information. You will then get called by... Read more »

What Type of Annuity Is Safe for You? Retirees who want to supplement their Social Security and pension income can look to their savings. They can invest those savings to generate an income or they can annuitize all or part... Read more »

Long term health care costs remain high and growing. Because of this retirees with significant assets should plan for their potential Medicaid eligibility. A Medicaid qualified annuity can play a part in this planning when one spouse has to enter... Read more »

What Protections Does a Fixed Annuity Offer? Asset protection is an important consideration when deciding on retirement investments. One investment of particular interest to retirees is the fixed annuity. Annuities are geared to protect you from running out of income... Read more »

If you’re 70 and living off your income from a Certificate of Deposit (CD) you may find it more advantageous to switch to a laddered annuities for more income. Let’s consider how. A $100,000 5yr-CD paying 5% gives you an... Read more »

Understanding the earnings your money generates for you in an immediate annuity helps your evaluate your investment. A single premium immediate fixed annuity (SPIFA) gives you a fixed monthly payment for the term of the annuity. That term may be... Read more »

How Do I Organize My Money to Spend My Last Dollar the Day I Die? asked the investor And the advisor said, “That’s no problem, Sir. What day will that be?” Not knowing when we’ll die means making sure we... Read more »