This site is being updated.
Please check back for information after September 1, 2015

The Affordable Care
Act - a website for Rock County, WisconsinThis site is designed to help
people of Rock County, Wisconsin find the information they need to
understand the Affordable Care Act and the Health Insurance Marketplace (http://www.healthcare.gov),
how it pertains to them, and how to get help.

Next enrollment period:
November 1, 2015-January 31, 2016What if I enrolled last year? What will happen? * You will get a letter in the mail. Read it carefully. In most situations your coverage will continue even if you do nothing.
* Make sure to go to healthcare.gov and update your family information and income if you are receiving a subsidy or cost-sharing. THIS IS VERY IMPORTANT IF YOUR EXPECTED INCOME FOR
2016 IS CHANGING FROM 2015.
* Your benefits will renew on 1/1/16.

What if I want to change my plan? * You can shop for a new plan on healthcare.gov. If you choose a new plan and/or insurance company, it will replace last year’s plan and/or company.
* Your change will take effect on 1/1/16 if you make the change by
* If you can’t remember your healthcare.gov login, you can use the “Forgot Password” link on the website or call 800-318-2596.

You can get
help enrolling in the Health Insurance MarketplaceKathie Duschene, Health Care Marketplace Navigator
1015 Burbank Ave., Janesville, WI 53546
262-902-8572kduschene@RKCAA.orgKathie is assigned to Rock/Walworth county and
sponsored by the Racine Kenosha Community Action, Inc. program., a non
profit agency. Her services are free.

The Health Insurance Marketplace is for
people seeking insurance or who are uninsured. Generally, people who
currently have insurance through their workplace, who have insurance
through Medicaid/KanCare, Medicare, Children’s Health Insurance
Program (CHIP), Tricare or the Veterans health care program are not
the target of this open enrollment period.

Most people will be eligible for health
coverage through the Health Insurance Marketplace.

The Marketplace is a new way to find
quality health coverage. It can help if you don’t have coverage now
or if you have it but want to look at other options.

The Marketplace simplifies your search
for health coverage by gathering the options available in your area in
one place. You can compare plans based on price, benefits, and other
features important to you before you make a choice. Plans will be
presented in four categories – bronze, silver, gold, and platinum
– to make comparing them easier.

Insurance plans in the Marketplace are
offered by private companies. They cover the same core set of benefits
called essential health benefits. No plan can turn you away or charge
you more because you have an illness or medical condition. They must
cover treatments for these conditions. Plans can’t charge women more
than men for the same plan. Many preventive services are covered at no
cost to you.

The Affordable Care
Act: BackgroundIn March 2010, the Patient Protection and Affordable Care Act (ACA) became law. Health Insurance Marketplaces, also known as Exchanges, have been set up to facilitate a more organized and competitive market for buying health insurance.
Federal subsidies in the form of premium tax credits will be available to consumers meeting income requirements to make the coverage more affordable.

The Public Library's role in helping people find insurance in the Marketplace?
The Affordable Care Act includes sweeping changes and a number of options in healthcare coverage. There are a wide variety of resources available online that provide information about these options, and how to choose what is best for you. The staff of
Rock County Public Libraries can direct patrons to those resources.

Making the correct healthcare choices requires an understanding of each person’s or family’s unique health and financial circumstances. Members of
Rock County Public Libraries staff are not trained or licensed to provide advice or to assist you in selecting a specific health plan, but can provide information and direction to public resources about the Affordable Care Act that will help you make your own
choices.