The EPIC Approach

EPIC provides clients with a superior model of benefits planning. The foundation of this model is built upon our team of strategic alliances that partner with our clients to assure that allocated benefit dollars are spent most effectively.

Together, we create long-term strategies that save money, control costs and enhance the value of employee benefit programs. EPIC realizes that there is only one way to attract and retain clients in today's fiercely competitive business world - deliver value consistently. Our extraordinary client retention record is evidence of the value we bring to our client relationships.

We build strategic partnerships with our clients, learning their businesses and understanding their internal operations and corporate culture. Such close relationships allow us to identify possible 'trouble spots" and offer solutions on a proactive basis.

Clients view EPIC as an extension of their own Human Resource department. They rely on us for our extensive resources and capabilities and we deliver.

EPIC approaches program development and implementation for their clients as follows:

During the first 30 days, we concentrate on our homework. We study the client organization and determine employer and employee attitudes about current programs.

We help the client set the right priorities, develop strategies, and establish financial and human resource objectives for benefit programs.

Next, we develop workable program guidelines, delivery systems, financial arrangements, and administrative procedures - looking at local, regional, and national alternatives. Throughout the review process, we evaluate a range of alternatives to find the solution that best meets each client need.

We then anticipate and initiate, acting as a catalyst for change - if change is appropriate.

Finally, financial arrangements with carriers and health care providers that achieve client objectives are negotiated and administrative procedures to complement or improve on existing systems are developed and implemented.

These critical steps ensure a smooth transition of administrative responsibility; develop and carry out an effective communications strategy; participate in management and staff orientation and training; conduct employee presentations and enrollment meetings at various work sites; and watch for changes in benefits legislation which may impact objectives and strategy.

EPIC can help you keep good employees by designing, implementing and supporting an effective employee benefits strategy for your company.

Are You in Control?

More often than not, mid-size companies do not quantify their health & welfare budgets on an aggregate basis and have difficulty answering such basic budgetary questions, as:

How much does your company spend on health & welfare benefits?

What percentage of payroll are health & welfare costs? Is this before or after accounting for employee contributions?

Do your plan designs provide ample choice to employees while, at the same time, leveraging down your company's net cost? Does your employee contribution strategy accelerate this dynamic?

How have aggregate benefit costs changed over the past three years and what are cost projections for the next three years?

How has your company accounted for any unfunded liabilities?

With health care costs escalating, industry trends shifting and companies focusing on controlling costs to remain competitive in a global economy, understanding the intricacies of benefit costs is more important than ever.

Breaking away from traditional models; EPIC transforms the way benefit costs are evaluated We build the platform to manage these expenses and as a result, better position our clients to gain complete control of their health & welfare budgets.