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Score Watch®

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$4.95FIRST
MONTH*

Score Watch

FICO Score is used by 90 of the top 100 lenders

Score Watch® credit monitoring will show you where you are now, and how far you need to go to meet your credit goals. Set your target, track your progress with credit score monitoring, and get instant notifications when you need them.

Credit Scores – Know your FICO Score now and with every credit change. Understand the reasons for your score and take action.

Credit Reports – Step through your Equifax Credit Report now and before you apply for credit. Correcting errors may improve your credit picture.

Credit Monitoring and Alerts – Stay on top of changes that affect your credit picture by monitoring your credit score and report.

Monitor your FICO® Score

Track your FICO Score via an easy-to-understand chart. Get a full explanation of your FICO Score and understand the factors affecting your score.

Credit score monitoring alerts you when your FICO Score hits your goal, or may qualify you for a different interest rate on a home or auto loan

Credit report details & FICO Score analysis

Access to information exclusively generated for you based on your FICO Score and credit report data

Two Equifax credit reports are included with your subscription, one when you enroll in Score Watch and one to be accessed at any time during your subscription. Understand what makes up your FICO Score with an exclusive analysis of:

your FICO Score has reach a target score or qualifies for lower interest rates on loans

Search for competitive rates

Maximize your savings

See the best interest rates for mortgages, vehicles, credit cards and insurance premiums based on your FICO Score. Score Watch credit score monitoring will alert you when you qualify for a lower interest rate.

FICO Score Simulator

Take control of your financial health

The simulator puts you in control and lets you make informed decisions on spending. See how applying for loans, making a big purchase or paying down balances will impact your FICO Score and affect your credit health. Identify and continue positive spending trends to achieve a higher score, which will lead to greater financial savings.

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

An Industry Standard – FICO Scores are used in more than 90% of lending decisions

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.