Re: Is there a cap on a FICO score with BK reporting?

Just take care of your credit.it will work it self out. I only had 2 credit card after BK capital one and chase wamu now its freedom. I garden till 2011. I also got an auto loan by Toyota 2.9 APR on 2007. I just started applying for credit card in 2011 for their airline bonus I was approved by Citi AA card 8k limit and discover more 7.5K limit. I recently applied for chase united explorer I was denied because of BK called recon line and after begging lol... I was approved in the second recon 2.5K limit. I want to apply for Amex HH but I'm scared I might try it next year. I just can't wait till 11/2014 BK will finally be out of my credit report I hope I can get +50 points in my score.

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Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.