The Government-owned British Business Bank is lending £80m to businesses through Funding Circle, alongside thousands of people and other investors.

In March 2013, the Government began lending £20 million to small UK businesses through Funding Circle, as part of its Business Finance Partnership scheme.

In early 2014, the Government-owned British Business Bank Investment Programme decided to commit a further £40 million alongside other investors, to support economic growth by providing more efficient finance to small businesses. In 2017 the British Business Bank committed a further £40 million to lend to small businesses.

Funding Circle is supported by British Business Bank Investments Ltd, the commercial arm of the British Business Bank, a development bank wholly owned by the UK Government. In 2017, British Business Bank Investments Ltd committed £40 million, in addition to its £40 million commitment in 2014, alongside other investors, to support economic growth by providing more efficient finance to smaller businesses.

Finance for almost any purpose

We help established businesses of all sizes take their next step. So whatever your next goal is, just tell us how we can help when you apply.

Popular reasons to borrow

Boost your cash flow

Refurbish premises

Buy new equipment

Grow your business

Cover a one-off cost

Hire extra staff

Selected loans from last month

We’ve helped 42,000 established businesses in the UK, and approve a new business loan on average every 5 minutes.

Fixed, affordable monthly payments

You can borrow £10,000 to £1,000,000 and pay back over 6 months to 5 years. There are no fees for full early repayment, so you can pay off your business loan in one go and you’ll only pay interest on the time you borrow.