Can you see then that our words when repeated often enough become our reality; if that is the case wouldn’t you rather that they be empowering words that will put you in the right head and heart space to problem solve, be creative and succeed?

I do not believe in such a thing as a casual remark. The words some people use to describe themselves (e.g., not good enough, could do better, just average) are hallmarks of subterfuge.

These are self sabotaging and undermine a person’s efforts at becoming successful.

I believe that when we change the way we think and speak we change the amount of money we earn/make.

What is in your vocabulary when it comes to investing, making money or running a business?

Here are some phrases I often hear that are disempowering or as I call like, “Shooting yourself in the foot” language. Such words and phrases roll off the tongue so easily that people can slip into the “being average is ok” groove that is destined to keep them just over broke.

I have in parentheses my interpretation of what a person is really wanting to say. Feel free to disagree!

Oh, I am just dabbling in the stock market (Lack of commitment to giving it your all and going for it because of a fear of failure or success)

They are filthy rich, obscenely wealthy (The implied is that having a lot of money or being interested in making a lot of money is crass, unrefined and not genteel. A person is somehow crude and base for openly talking about making money and wanting to be rich.)

The taxman is always out to get you (Victim mentality?)

Making money is hard work and not fun (Limiting self belief)

I don’t want to take on any debt (Not understanding the difference between good and bad debt)

It scares me to be self employed (Unclear about financial goals coupled with low self confidence)

It is unfortunate but unsurprising that there are still a number of otherwise intelligent women who leave the investing and money management to their husbands. “Ladies, this is not a smart move” as Camilla will tell you. I am reminded of a wry and tongue in cheek quote, “A man is no financial plan” and I cannot agree more with who ever first penned it.

As a performance coach and accredited mortgage broker Camilla specializes in helping people gain financial mastery and independence so they can live life on their terms. Her clients include SME business owners and corporate professionals, and people who simply want to grow and bring about change in their personal life.

Together with husband Angelo they founded Alexa Property Group with Real Estate Sales, Property Management, Acquisitions, Research, Education under this extensive company umbrella.

My interest in conducting these interviews has always been to uncover the motivation that spurs a person to become successful. Speaking with Xenia about her own experiences to creating wealth was akin to finding a huge nugget whilst prospecting.

Xenia Ioannou Interview (unlinked)

When a guest so honestly shares the challenges that turn up and more importantly how she overcame these challenges, well that is pure gold.

Xenia’s message is simple, “Take responsibility and don’t be a victim”. Equally important, “Find mentors and associate with like minded people who want to succeed”.

You can’t argue with that direct kind of approach that dare I say harks from her time as a medical research scientist.

Is it paradoxical that someone trained in analytical, scientific evaluation methods can point to an individual’s mindset as the determining factor for success (or not)? Let’s just say that the person most adaptable wins.

What this should mean to you dear reader is that within each and everyone of us is the potential to becoming successful and creating lasting wealth. So, are you ready to step up?

Xenia, to her credit has made it her personal mission to help every person who desires financial freedom by providing the necessary education they did not get at school.

Scott and Bethany Palmer are best known as “The Money Couple” and authors of “Cents and Sensibility” and “First Comes Love, Then Comes Money”. They are certified financial advisers based in Colorado Springs Colorado and together run Envoy Financial.

Scott and Bethany’s corporate mission statement “Strengthening personal financial relationships” should resonate with anyone who is in a relationship or thinking about going in to and/or getting out of one.

Have you ever noticed that for a commodity that we literally could not do without, serious discussions about money between couples can elicit a range of responses some of which border on the irrational?

I asked Scott and Bethany about the dynamics involved in managing joint financesfor two people who are about to make a serious commitment to each other. As Scott and Bethany explained “It starts with each person understanding themselves and their personal views on money. These inherent money profiles that we all have determine whether we are savers or spenders, risk takers and everything else in between”.

They go on to say, “Financial infidelity can occur if there isn’t the understanding and clear communication between two people ”.

Got that folks? Talk to your significant other about money, and do it in manner that is non judgmental or accusatory. Personally I think that not taking an interest (no pun intended) in your day to day budget, investments and retirement plan is much like sticking your head in the sand. Wishing someone else will deal with it just does not cut it; you really do not want your assets exposed.

What gladdened my heart was to hear Scott and Bethany supporting parents who want to give their kids a firm financial grounding as early as possible. Therefore, teaching your children to save, invest and respect money will give your kids a tremendous head start. Kids, you will thank your parents for this one day.

As for the sensitive subject of estate planning, Bethany as the mother of two young boys shares her personal story of overcoming breast cancer. Their advice, “Take the emotion out of the decision making process is the first step”, indeed is the most important we all could use.

Not only that, Sue and Steve Soucy have documented their journey to wealth and financial independence in a very public way that let’s the rest of us see real people launching real internet based businesses on line, and doing very well, thank you.

This is a couple who believes that by focusing and being clear on what they want and practicing what they preach, they can manifest their goals-Law of Attraction, anyone?

Yes, Sue and Steve stepped out of their comfort zone and in front of a camera and posted their wealth creation journey in real time on FaceBook, Youtube and Twitter. Now that is a bold move if you ask me.

However, do you not feel privileged to witness two seemingly “regular” people having fun along the way in their quest for financial freedom?

Does it not challenge the stereotype that rich people have no sense of humour or are unapproachable?

I sincerely hope that when you listen to this interview, you one day can picture yourself in a similar position.

Do me a favour and drop me an email saying that day you started to believe in yourself and that it made a world of difference to the quality of your life.

Sue and Steve Soucy Teach Passionate Entrepreneurs Worldwide How to Make Their Lives Better with the Law of Attraction, Videos and Social Media.

Dr John DeMartini can only be described as a person who chooses to see the upside of events and situations that would otherwise crush the spirit of a less aware and enlightened soul. He considers the early childhood physical and learning disabilities as gifts and opportunities to design the life he has now.

At age 7 his first grade teacher pronounced him dyslexic and suggested to John’s parents that he play sport as academic achievements was out of the realm of possibility. Thankfully her prediction was incorrect as today John DeMartini is a highly influential speaker, author, coach and master in the study of human potential.

His latest book “Inspired Destiny-Living a Fulfilling and Purposeful Life” is aimed at people who have yet to find their purpose and direction in life. “We all have a teen or early twenty year old still in us who has a passion and purpose to live and fulfill”, says John.

What I found most encouraging in this interview was his firm belief that we can pursue our passion and be well paid for it.

And here’s the clincher we all know what we would really love to do; as John explains, “We just have unfounded and unjustified fears (of failure and rejection) that can be overcome using the DeMartini method as set out in the book”.

This is a man with a vision, an astronomical vision of leaving this world a much better place than when he found it. John’s passion for positively affecting every person who has crossed his path makes the enormity of his vision an achievable certainty, this I truly believe.

Kiri Waiata Green is not your conventional business and life coach. Professional qualifications aside this remarkable lady has a God given and unique gift to help her clients find their voice (literally).

If you are one of the silent majority who struggles to ask for a payrise or promotion and feel you have hit a glass ceiling (I’m talking to you ladies), perhaps it is time to consider alternative methods of approaching your boss for that pay increase and promotion.

So, in corporate speak you are requesting a review of your remuneration package such that it is commensurate with your current roles and responsibilities.

In reality you don’t feel you have the right to ask.

This problem of massive self doubt is one that Kiri regularly helps her clients banish and shatter using her novel and incredible program called “Breaking the Sound Barrier”.

Kiri Waiata Green Interview (unlinked)

Listen to my interview with Kiri as she explains the physics of using sound and vibrations generated at the molecular level to remove limiting self beliefs and emotional blockages to wealth creation.

Kiri is a Beyond Success Qualified Coach, a NLP Certified Practitioner (Success Dynamics Institute), holds a Diploma in Counselling (Australian Institute of Professional Counsellors), and a Certificate IV in Small Business Management.

If you are an internet marketer you will probably have a love hate relationship with Google Adwords.

Let’s face it, Google Adwords can be capricious, fickle, and infuriatingly challenging. This means that most people (read men) can’t seem to stay away from trying one more attention grabbing two liner and praying that they paid the right amount for each pay per click ad. When you understand how Google thinks (today) you’re in the money-literally.

I caught up with Perry Marshall who together with Bryan Todd authored “Ultimate Guide to Google Adwords” and asked how a graduate in electrical engineering came to be known as the guy who can read Google Adwords like a book.

Click here to listen Perry Marshall Interview 19April2011 (unlinked)

Perry has some real gems for anyone who is serious about this line of business. We discussed the importance of mindset and below are four key points he made in this regard.

Firstly be helpful to your customers, over deliver on your service and don’t just sell them a product/widget or whatever it is you are selling. In other words, solve their problem for them. You’ll get repeat business if you are seen as the “go to” guy or gal.

Secondly, don’t take customer rejection personally and as Perry says, “It comes with the territory”.

Thirdly, have enough self awareness to realize you may be a square peg in a round hole if you are in a job that feels like one long hard slog from when you clock on till when you can sprint out the office door at 5pm. This means do something else!

Finally, value your self, your time and your special talents that in one context is seen as a liability but when applied in a different environment really is your key asset to wealth creation.

If you want to understand the nuts and bolts of how to make Google Adwords your best advertising tool, head over to Perry’s website and sign up for some solid mentoring from the guru himself.

Jason Cunningham is a thirty something boyishly good looking Certified Practicing Accountant with a sense of humor, and is the author of the financial self help book Where’s My Money.

Beneath the affable exterior is a person who at 13 witnessed first hand his parents’ efforts at recovering their financial standing after an unscrupulous business partner absconded with the cash. Jason states that the adversity he and his family faced shaped character and forged his entrepreneurial spirit.

As a founding partner in his highly successful accounting firm The Practice, he saw the all too familiar financial train wrecks of business and personal clients. An inability to consciously monitor their cash flow and expenditure for the financial year meant that Jason would invariably be faced with his clients’ plaintive and supplicatory pleas of “Where’s my money?”

In response he wrote Where’s My Money, aimed squarely at the financially illiterate who walk amongst us. Judging by the parlous state of most peoples’ bank accounts, it should cover approximately 90 % of the population.

In this interview, Jason describes how our personalities can greatly influence our desire to save, hoard or divest ourselves of our cash, in no particular order. Jason Cunningham Interview (unlinked)

In addition to the safe and sure methods of long term wealth creation that includes investments in property, the share market or sound businesses he addresses the Gen Y expectation of instant gratification by throwing down the challenge that they provide more value if they want more money from their employers.

His concern that children are not taught the basic financial skills at school has him putting his money where his mouth is. Asked about his legacy, Jason replied, “In time to come I’ll sell the business, not have to worry about the money and become a primary school teacher”. Happy Days, Mr Cunningham

If I said to you that a child can grow up in poverty with an abusive stepfather and then at 18 marry a violent man, walk away from that marriage virtually penniless, hit rock bottom physically, mentally and emotionally before coming back as a self made millionaire at 47 years of age, you could be forgiven for thinking this was a Cinderella story of feel good fiction.

Let me introduce you to Katana Abbott, the lady whose life I just described.

I have no doubt that countless women can identify with Katana’s early financial circumstances. However, this is not the point of the exercise because I invite you to listen to my interview with a woman who took action on a number of fronts to change her life.

The most obvious was to qualify as a certified financial planner and grow a multi million dollar business. Equally important but not as apparent is Katana’s commitment to becoming a life long student of personal development.

Katana is living proof that when you change your thought and beliefs from can’t to can, positive actions that support your new beliefs pave the way for financial and personal success.

Her concern for the financial futures of Americans entering their golden years prompted her to coin the clever analogy of the “three legged stool” of Social Security, Savings and Pensions as the highly unstable but fundamentally the default option of many peoples’ retirement plan. Know as the Midlife Millionaire Coach, Katana is focused on helping women entrepreneurs, ages 43-65, create financial freedom whilst following their passion.

Her generosity knows no bounds so if you go to http://www.smartwomenscafe.com you will get a free membership to the community and can participate in a free monthly coaching call beginning in April.

And there’s more!

If you go to http://www.Katanaabbott.com you will get her free midlife millionaire success system and for everyone listening to this interview receive Katana’s signature financial organizer planner to get your finances in order.

Ladies and gentleman, you are witnessing the actions of a woman who not only knows that her life has a higher purpose; she lives it.