This Web site and the services offered on it (the "Service") are owned and operated by Next Jump, Inc. The Service is provided to you pursuant to the terms and conditions of this Terms of Use and any operating rules or policies that may be published by Next Jump, Inc. (including the Privacy Policy), as may be amended from time to time (collectively, the "Agreements"). You shall mean you, any invitee of yours, and anyone who may receive a gift or credit from you which is redeemable by using the Service. BY USING THE SERVICE, YOU ARE INDICATING YOUR AGREEMENT TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS CONTAINED IN THE AGREEMENTS.

2. User Responsibilities.

By consenting to the Agreements, you agree:2.1 To represent only yourself on the Service, and no other persons, living, dead, or imagined; the Service may only be used by natural persons (i.e., individuals) on their own behalf and not by or on behalf of any commercial entity unless explicitly permitted by Next Jump, Inc.;2.2 To provide accurate information to Next Jump, Inc., including, but not limited to information required to register with the Service;2.3 To not use the Service to: Reproduce, duplicate, copy, sell, resell, distribute, publish or exploit for any commercial purpose the software, products, or services provided by Next Jump, Inc. or obtained through the Service without obtaining the express, prior written consent of Next Jump, Inc. This restriction includes any attempt to incorporate any information from the Service into any other directory, product, or service.2.4 To provide for your own access to the Service, including but not limited to obtaining and maintaining all telephone, computer hardware and software, and other equipment and paying all related charges.

3. Privacy.

As part of the Service registration process, you will provide certain personal information to Next Jump, Inc. Your personal information will only be used in accordance with Next Jump, Inc.'s Privacy Policy. Next Jump, Inc. reserves the right to, but is not obligated to, inform you by email of changes or additions to the Service or of any Next Jump, Inc. related products and services.

4. Vendors and Goods and Services

4.1 Next Jump, Inc. and your organization will not be liable for any loss or damage incurred as a result of any interaction between you and a vendor accessible through the Service. All matters, including but not limited to delivery of goods and services, returns, and warranties are solely and strictly between you and the vendor.4.2 You acknowledge that Next Jump, Inc. and your organization do not endorse or warrant the vendors that are accessible through the Service nor the goods and services that they provide.4.3 In some instances you may redeem alternate currencies or credits for goods and services. In such cases, the conditions of Service described in these Terms of Use will apply.4.4 In some instances, you may be permitted to invite others to use the Service and/or you may also provide a credit to a third party for use with the Service, in which case your invitee's and/or third party's use of the Service will be acceptance of the Agreements.4.5 If you have a dispute with one or more vendors or other third parties, you release Next Jump, Inc. (and its officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code Section 1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."4.6 Next Jump, Inc. may feature special offers, referred to as Overwhelming Offers ("OOs"). Some of these OOs will be limited in terms of inventory and/or time, and Next Jump, Inc. may require that you register for and reserve the OO. When you reserve an OO, you are agreeing to conduct a transaction on the terms specified therein and within a specified period of time. In exchange for that representation, you may be awarded WOWPoints. If you fail to conduct said transaction, any WOWPoints earned via the OO will be deducted from your account once the time period in which you agreed to conduct the transaction has expired. If you have already withdrawn these WOWPoints from your account, your credit or debit card will be charged for the full dollar value of the wrongfully withdrawn points. In addition, your account will be locked and you will be unable to reserve future OOs. You will be charged $10 to unlock your account. You can only be awarded points once on any given OO, regardless of the number of reservations you may make or attempt to make. There may be other conditions associated with special offers and reservations. OOs commence and end at certain times. Next Jump, Inc. will make reasonable efforts to make sure its timekeeping is correct, and Next Jump's timekeeping will determine when offers start and stop. You agree to accept the results of the special offer reservations and Next Jump, Inc.'s administration and outcome of the reservation system for special offers. Next Jump, Inc. reserves the right to not award a special offer reservation to you if you: (a) failed to take all steps necessary to qualify to receive the special offer reservation; (b) attempted (in Next Jump, Inc.'s sole discretion) to reserve by methods that contravene Next Jump, Inc.'s reservation system and special offer rules; or (c) otherwise violated special offer rules. 4.7 In the event that the special offer reservation system malfunctions or there are other problems with a special offer involving, by way of example but not by way of limitation, an error in the number of available offers whether caused by a technical (hardware or software) error or by human error, Next Jump, Inc. reserves the right to cancel the special offer, not recognize any reservations, and/or reverse any transaction or benefits it may have awarded. 4.8 Due to excessive demand for some special offers, there can be technical systems failures. Next Jump, Inc. is not liable for any losses due to such technical failures. Next Jump, Inc. is not liable for computer, internet service providers, and internet failures that you may experience in general, and specifically as such failures relate to your attempts to reserve a special offer. 4.9 The pricing of services and products featured in special offers may be extremely favorable. You agree that should you purchase such services or products, you will not do so for personal economic gain or to re-sell such services or products.4.10 Returns. In the event you purchase a product through the Service, and you return that product and/or seek a refund for that product or service, you hereby explicitly authorize Next Jump, Inc. to reverse any reward (without regard to whether or not the reward is in currency or alternate currencies) that you received when you purchased the product or service through the Service.

5. Payments and Rewards

5.1 The following terms shall have these meanings:

Payment Instrument: The credit or debit card that you have registered for the processing of Payment Transactions or the bank account to which you have authorized us to make credit or debit payments.

Payment Transaction: The processing of a payment through the Service that result in the debiting or charging of the purchase amount to a Buyer's Payment Instrument.

Reward Transaction: The processing of a credit through the Service in recognition of a benefit or rewards earned by you.

5.2 In order to use the Service, you must complete all required information elements on the Service registration web pages and register a valid credit or debit card or bank account as a Payment Instrument to make Payment Transactions, Rewards Transactions, and pay fees and other obligations arising from your use of the Service. You must provide current, complete and accurate information and maintain it as current and accurate. We may require you to provide additional information as a condition of continued use of the Service, or to assist in determining whether to permit you to continue to use the Service. The Service facilitates the processing of Payment Transactions to complete a payment for a purchase between you and a Vendor. The Service will store information from Buyers, such as their Payment Instruments and shipping information, and will process Payment Transactions on behalf of Vendors through the appropriate credit card or debit card network or banking network. Next Jump may delay payment processing of suspicious transactions or transactions which may involve fraud, misconduct, or violate applicable law, this Terms of Service, or other applicable Service policies, as determined in Next Jump, Inc.'s sole and absolute discretion. You authorize the charge or debit to Buyer's Payment Instrument as necessary to complete processing of a Payment Transaction or a Reward Transaction. You also authorize the debiting or crediting to your Payment Instrument in connection with reversals, refunds, or adjustments through the Service. 5.3 In some instances, you may wish to transfer the value of alternate currencies such as WOWPoints to your Payment Instrument or some other account. To do so, you must elect the Payment Instrument or other account and provide sufficient information for us to initiate the transfer. You agree that we are not responsible for any transactions of any sort that cannot be completed because of faulty information or the fact that you did not provide appropriate authorization for the transaction. You also agree to our conversion ratio applied as the alternate currency is converted to dollars or any other currency, and you agree to pay any fee associated with such conversion and transfer to your Payment Instrument.5.4 There are special rules that apply if you use your bank account as the Payment Instrument.
If you choose to use a bank account as your disbursement method or rewards method, you accept and agree to these Terms and Conditions.
5.4.1 Electronic Signature and ACH Authorization. By choosing your bank account as your disbursement or reward method, you agree that: (a) you have read, understand and agree to these Terms and Conditions, and that this agreement constitutes a "writing signed by you" under any applicable law or regulation, (b) you consent to the electronic delivery of the disclosures contained in these Terms and Conditions, (c) you authorize Next Jump (or its agent) to make any inquiries we consider necessary to validate your dispute, which may include ordering a credit report and performing other credit checks or verifying the information you provide against third party databases, and (d) you authorize Next Jump (or its agent) to initiate one or more ACH credit entries (payments) for the specified amount(s) to your bank account, and you authorize the financial institution that holds your bank account to accept such payments.5.4.2 Customer Service. All questions relating to any disbursements or credits made using your bank account should be directed to us, and not to the financial institution that holds your bank account. We will not send you a periodic statement listing transactions that you make using your bank account. The transactions will appear only on the statement issued by your bank or other financial institution holding your account. Save the reports that you are provided when an order has been placed, and check them against your bank account statement. You may contact us regarding your Next Jump orders or any disbursements made to you using your bank account. You may also view your transaction history for your Next Jump order at any time in on the Next Jump Web site. 5.4.3 Error Resolution Policy. If you believe that any disbursement or debit transaction initiated by Next Jump (or its agent) with respect to your bank account is erroneous, or if you need more information about any such transaction, you should contact us as soon as possible by writing or e-mail using the address or e-mail address provided in Section 5.4.2 above. In any event, we must hear from you no later than 90 days after the date the questionable transaction FIRST appeared on your bank account statement. When you contact us, provide us with the following information:

your name and the e-mail address associated with your Next Jump customer account,

a description of the error or the transfer you are unsure about, and a clear explanation as clearly as you can why you believe it is an error or why you need more information,

the dollar amount of the suspected error,

the transaction date and associated transaction identification number from your bank account statement,

a telephone number at which you can be reached in case we need further information,

If you provide us with this information orally, we may require that you send us your complaint or question in writing within ten (10) Business Days. A "Business Day" means Monday through Friday, excluding federal banking holidays. We will attempt to determine whether an error occurred within ten (10) Business Days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, and your inquiry or complaint involves any amounts debited from your bank account, we may transmit a provisional credit to your bank account for the amount you think is in error; so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) Business Days, we may not grant provisional credit of the disputed amount. We will tell you the results of our investigation within three (3) Business Days after its completion. If we determine that there was no error, we will send you a written explanation, and we may, and you authorize us to, debit your bank account for the amount of the provisional credit. You may ask for copies of the documents used in our investigation. 5.4.4 Your Liability for Fraud or Unauthorized Use. If any fraudulent or unauthorized transaction occurs from use of your bank account using Next Jump disbursements, we will reimburse you for your losses from such transactions if you inform us within 90 calendar days from when the unauthorized transaction is posted to your bank account statement from Next Jump (or its agent). Notify us promptly by contacting Customer Service. You may be required to comply with Section 5.4.3 (Error Resolution Policy) to be eligible for reimbursement.
If any fraudulent or unauthorized credit transaction occurs from use of your bank account (or a bank account belonging to a third party acting in concert with you), we have the right to reverse the transaction, and you explicitly grant us that right.
If you do not inform us within 90 calendar days after any fraudulent or unauthorized transaction is posted to your bank account statement, you may not get back any money you lost after the 90 days if we can prove that we could have stopped someone from taking the money if you had told us within such time period. If a good reason (such as a long trip or hospital stay) prevented you from telling us, we will extend the time periods accordingly.
Notify us at once if you believe the password associated with your Next Jump customer account has been lost or stolen, or if someone has attempted (or may attempt) to make a transfer from your bank account without your permission. 5.4.5 Electronic Delivery of Future Disclosures. You agree to accept all disclosures and other communications between you and us on this Web site or at the primary e-mail address associated with your Next Jump customer account. You should print and retain a copy of all such disclosures and communications.5.4.6 Our Liability. If we fail to credit/debit your bank account in accordance with these Terms and Conditions, in the correct amount, we may be liable for certain losses directly caused by our failure as the law may impose in such cases. However, there are some exceptions. For instance, we will not be liable where: (a) you do not have enough money in your bank account; (b) your bank account is closed or withdrawals restricted; (c) any terminal or system was not working properly and you were advised of that before you initiated the payment; (d) circumstances beyond our control (such as flood, fire, power outages, mechanical or system failures); (e) your financial institution refuses to honor an ACH credit/debit; (f) your instructions are lost or delayed in transmission to us; (g) a reasonable security concern, such as unauthorized use, causes us not to honor your instructions; (h) this payment option has been discontinued or suspended; (i) we advise you that your request will not be processed; and (10) other exceptions allowed by law. If our error was unintentional and resulted from a bona fide error, our liability is limited to actual damages. 5.4.7 Agreement Changes. We may in our discretion change these Terms and Conditions, Next Jump's Terms of Use and/or its Privacy Notice at any time without notice to you. If any change is found to be invalid, void, or for any reason unenforceable, that change is severable and does not affect the validity and enforceability of any other changes or the remainder of these Terms and Conditions. We reserve the right to subcontract any of our rights or obligations under these Terms and Conditions. YOUR CONTINUED USE OF YOUR BANK ACCOUNT ON NEXTJUMP AFTER WE CHANGE THESE TERMS AND CONDITIONS, NEXTJUMP 'S TERMS OF USE AND/OR ITS PRIVACY NOTICE CONSTITUTES YOUR ACCEPTANCE OF THESE CHANGES.5.4.8 Partial Debits and Returned Payments. If your full order is not processed by us at the same time, you hereby authorize partial debits from your bank account, not to exceed the total amount of your order. If any of your payments are returned unpaid, Next Jump reserves the right to charge you a returned item fee of twenty-five dollars ($25.00) or the maximum amount allowed by law, which may be added to your payment amount and debited from your bank account if we resubmit an ACH debit due to insufficient funds. We may initiate a collection process or legal action to collect any money owed to us. You agree to pay all our costs for such action, including any reasonable attorneys' fees.5.4.9 Cancellations and Refunds. To cancel a purchase and request a refund, please follow the instructions and procedures contained on the Next Jump Website. When you cancel a purchase in accordance with these procedures, Next Jump (or its agent) will initiate a credit to your bank account for the correct amount.

6. Content and Links

6.1 The Service may contain content supplied by third parties and links to Internet sites maintained by third parties. Next Jump, Inc. and your organization do not, in any respect, control such content or operate such third-party sites and do not guaranty the availability of any email from or links to third-party sites. Third-party content and links are included solely for the convenience of users, and do not constitute any endorsement by Next Jump, Inc. or your organization. Next Jump, Inc. and your organization are not responsible for the accuracy or reliability of third-party information and you assume sole responsibility for the use of third-party information.

7. Modifications to the Service, the Agreements, and Fees

7.1 Next Jump, Inc. reserves the right to modify or discontinue the Service at any time without notice to you and Next Jump, Inc. shall not be liable to you or any third party should Next Jump, Inc. exercise its right to modify or discontinue the Service.7.2 Next Jump, Inc. reserves the right to modify the Agreements at any time. You are responsible for regularly viewing the Agreements. Continued use of the Service following any such changes will constitute your acceptance of such changes.7.3 Next Jump, Inc. reserves the right to charge fees at any time for access to all or portions of the Service with your full understanding and acknowledgement of the charge. If Next Jump, Inc. so elects, it shall notify you via email and shall post notice in other appropriate locations on the Service.7.4 Next Jump, Inc. reserves the right to not refund users if the Service is cancelled for any reason before their membership is up.

8. Ownership and Licenses

8.1 All contents of the Service are the property of Next Jump, Inc., participating vendors, or advertisers. The Service content may not be copied, distributed, or transmitted in any way without the prior written consent of Next Jump, Inc.; provided that you may download, print, and store a single copy of the Service for personal, non-commercial use. You may not modify the content in any way, nor delete any copyright or trademark notice.8.2 Any information, ideas, suggestions, or communications sent by you to Next Jump, Inc. through the Service becomes the exclusive property of Next Jump, Inc. Subject to the terms of the Privacy Policy Next Jump, Inc. is entitled to use, reproduce, disclose, and distribute any information submitted for any purpose without restriction or compensation to you.8.3 You acknowledge that in order to administer the Service, Next Jump will collect information about you and your Payment Transactions from participating vendors. You authorize third parties and their respective agents to disclose to us any and all information with respect to your Payment Transaction from such participating vendors. In addition, by transacting with any participating vendor by means of any Payment Instrument other unique account or identifier, you hereby authorize us and our agents to collect any and all information from any merchant, credit card processor, issuing bank, other card issuer or any available source with respect to the Payment Transactions made using your Payment Instrument or other unique account or identifier. You authorize us to use any such information and to disclose such information (a) to our representatives and agents, (b) to third parties, where necessary or convenient for transfer or redemption of your accumulated rewards or otherwise in connection with the program, (c) to comply with requests, orders or subpoenas from courts of law or any regulatory, legislative or administrative bodies and (d) otherwise in accordance with the terms of the Next Jump Privacy Statement on our website. You represent that you have full authority to transact with Payment Instrument and other unique account or identifier registered in the Service and to receive information about the Payment Transactions effected using Payment Instrument identifiers. You authorize us to disclose such Payment Instrument, accounts and identifiers to affiliated and unaffiliated third parties for the purposes set forth in this paragraph, even if you never make use of the service provided by one or more of those third parties.

9. Termination

Next Jump, Inc. may immediately terminate your registration for any reason at any time. Upon termination, you will cease to use the Service. You may terminate your registration by contacting Customer Service.

10. Indemnification

You agree to indemnify and hold Next Jump, Inc. and your organization, their affiliates, officers, directors and employees from any and all claims or demands, including the payment of reasonable attorney's fees, arising out of or relating to your use of the Service.

11. Disclaimer of Warranties and Limitation of Liability

11.1 YOU EXPRESSLY AGREE THAT YOU USE THE SERVICES AT YOUR SOLE RISK. NEITHER NEXT JUMP, INC. OR ITS AFFILIATES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS, OR LICENSORS WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR FREE; NOT DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES, OR AS TO THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE SERVICES. THE SERVICES ARE PROVIDED ON AN "AS IS" BASIS: TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEXT JUMP, INC. DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES EXPRESS OR IMPLIED, WITH RESPECT TO ANY INFORMATION, SERVICES, PRODUCTS, AND MATERIALS, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. IN ADDITION, NEXT JUMP, INC. DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE SITE IS ACCURATE, COMPLETE, OR CURRENT. WE ARE NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS REGARDLESS OF SOURCE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OR PERFORMANCE, ERROR, COMMISSION, INTERRUPTION, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVOUR, NEGLIGENCE, OR UNDER CONDUCT OF OTHER USERS OR THIRD-PARTIES AND THAT THE RISK OF INJURY OR HARM FROM THE FOREGOING RESTS ENTIRELY WITH YOU.11.2 NEXT JUMP, INC. SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECULATIVE DAMAGES, OR DAMAGES OF ANY KIND ARISING FROM: (A) THE USE OF THE SERVICE; (B) OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES; (C) OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OTHERWISE OBTAINED OR RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (D) OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSION OF DATA, INCLUDING WITHOUT LIMITING THE FOREGOING, CONSEQUENTIAL, INCIDENTAL, AND SPECIAL DAMAGES, REGARDLESS WHETHER THERE WAS ANY ADVANCE NOTICE OF THE POSSIBILITY OF ANY SUCH DAMAGES.11.3 NEXT JUMP, INC. SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECULATIVE DAMAGES, OR DAMAGES OF ANY KIND ARISING FROM INTERRUPTION, SUSPENSION OR TERMINATION OF SERVICE, INCLUDING, WITHOUT LIMITING THE FOREGOING, CONSEQUENTIAL, INCIDENTAL, AND SPECIAL DAMAGES, WHETHER SUCH INTERRUPTION, SUSPENSION OR TERMINATION WAS JUSTIFIED OR NOT, NEGLIGENT OR INTENTIONAL, INADVERTENT OR ADVERTENT, REGARDLESS WHETHER THERE WAS ADVANCE NOTICE OF THE POSSIBILITY OF ANY SUCH DAMAGES.

12. Review and Other Content

12.1 Except as otherwise provided elsewhere in these Agreement or in the Services, anything that you submit or post and/or provide Next Jump, including without limitation, ideas, know-how, techniques, questions, reviews, comments, and suggestions (collectively, "Submissions") is and will be treated as nonconfidential and nonproprietary, and Next Jump shall have the royalty-free, worldwide, perpetual, irrevocable and transferable right to use, copy, distribute, display, publish, perform, sell, lease, transmit, adapt, create derivative works from such Submissions by any means and in any form, and to translate, modify, reverse-engineer, disassemble, or decompile such Submissions. All Submissions shall automatically become the sole and exclusive property of Next Jump and shall not be returned to you.12.2 In addition to the rights applicable to any Submission, when you post comments or reviews via the Services, you also grant Next Jump the right to use the name that you submit with any review, comment, or other Content, if any, in connection with such review, comment, or other content. You represent and warrant that you own or otherwise control all of the rights to the reviews, comments and other Content that you post via the Services and that use of your reviews, comments, or other Content by Next Jump will not infringe upon or violate the rights of any third party.12.3 You are entirely responsible for such Submission. You agree not to transmit, upload, post, e-mail or otherwise make available via the Services any Submission that (a) is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable In addition, you agree not to transmit, upload, post, e-mail, or otherwise make available any software viruses, unsolicited or unauthorized advertising, solicitation or promotional material, including chain letters, mass mailings, or any form of "spam." You further agree not to (i) impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with any person or entity; (ii) "stalk" or otherwise harass, entrap or harm any third party; (iii) forge headers or otherwise manipulate identifiers in order to disguise the origin of any Submission; (iv) intentionally or unintentionally violate any applicable local, state, national or international law; or (v) collect or store personally identifiable data about others.12.4 You understand that by using the Service's, you may be exposed to other people's submissions that are offensive, indecent or objectionable to you. Under no circumstances will we be liable in any way for any submission, including, without limitation, for any errors or omissions or for any loss or damage of any kind incurred by you as a result of the use of any submission transmitted, uploaded, posted, e-mailed, or otherwise made available via the Services.

13. Miscellaneous

13.1 The Agreements comprise the entire agreement between you and Next Jump, Inc. and supersede all prior agreements between the parties regarding the subject matter contained herein. Any waiver of any provision of the Agreements will be effective only if in writing and signed by Next Jump, Inc.13.2 If a court of competent jurisdiction finds any provision or portion of the Agreements to be unenforceable, the remaining provisions of the Agreements will continue in full force and effect.13.3 You agree that in the event of a dispute, the law of the State of New York applies, without giving effect to its conflict of law provisions, and you agree to submit such disputes exclusively to courts in New York City.13.4 Any notices to you or Next Jump, Inc. shall be made via either email or regular mail. Next Jump, Inc. may also provide notices of changes to the Agreements or any other matter by displaying notices to you generally on the Service.13.5 You agree to comply with U.S. law regarding the transmission/export of technical data through the use of the Service.

WOWPoints Terms of Use

These Terms of Use govern your relationship with Next Jump, Inc. ("Next Jump") and the Next Jump WOWPoints Service (the "Service")

2.1 All cancellations of registered cards take effect immediately upon action by Next Jump. 2.2 Cancellation of Card Registration: If the member cancels all card registrations, the member will not have access to accrued WOWPoint balance nor have access to WOWPoints offers.

3. Modifications to the Service and the Agreements

3.1 Next Jump reserves the right to unilaterally modify or discontinue the Service at any time without notice to you for any reason, and Next Jump shall not be liable to you or any third party should Next Jump exercise its right to modify or discontinue the Service. In the event of program cancellation, Next Jump will refund posted WOWPoints balances to your registered card. 3.2 Next Jump reserves the right to modify the terms of the Service at any time. You are responsible for regularly reviewing the terms. Continued use of the Service following any such changes will constitute your acceptance of such changes.3.3 Next Jump reserves the right to charge or modify fees at any time for access to all or portions of the Service. Next Jump so elects to modify its fees, it shall notify you via email and shall post notice in other appropriate locations on the Service. It is your responsibility to ensure that Next Jump has a correct email address for you. Next Jump is not responsible for any failed communication due to an incorrect email address or your failure to view any email from Next Jump.

4. WOWPoints

4.1 Prior to Enrollment: You will not accumulate WOWPoints points based on any transactions you engage in prior to your upgrade to WOWPoints. 4.2 WOWPoint Accumulation: To access a given merchant offer and accumulate WOWPoints points, your purchase must be charged in full to a registered Eligible Card as defined in 5.1 through 5.5 below. Each merchant offer is only valid during the times and on the conditions specified for each such offer, and we have no obligation to give you WOWPoints points if you do not fully comply with the terms of the merchant offer as described through the Service. Provided you have complied with the terms of the merchant offer, WOWPoints points will be issued to your registered WOWPoints account based on the total price of your purchases (measured solely in United States dollars at the then-current exchange rate if the merchant has accepted payment in any other currency), inclusive of discounts or refunds. Shipping and handling costs and taxes may or may not, be included as a portion of the purchase price. 4.3 WOWPoint Accounting: WOWPoints will appear on your account statement within 7-14 days following your purchase [in some circumstances WOWPoints may be pending on the account statement for 1-90 days]. In any event, Next Jump Inc. will attempt to credit your account with WOWPoints points on a timely basis. However, you have the responsibility of making sure that your WOWPoints points are properly credited. Please retain copies of your purchase receipts for your records. Any claim you may make for WOWPoints points which you earned through the Service but which we did not credit accurately to your account must be received by us within six months of the date you claim you earned them. 4.4 Expiration of WOWPoints. WOWPoints that we awarded (notwithstanding the WOWPoints listed as pending) do not expire. 4.5 Next Jump Disclaimers: Next Jump has no liability for any printing, production, typographical, mechanical, or other errors in any medium regarding the earning, redemption or accumulation of WOWPoints points or any other aspect of the Service or for any delay or failure to credit WOWPoints points to your account. Next Jump reserves the right to remove WOWPoints points from your account if Next Jump determines that such WOWPoints points were improperly credited to your account or obtained fraudulently. Next Jump reserves the right to require proof of purchase for the accumulation of WOWPoints points, and Next Jump Inc. reserves the right to delay the processing or redemption of any WOWPoints points without notice to you as Next Jump deems reasonably necessary to enforce compliance with these Terms of Use. 4.6 Returns: Should you return an item or items purchased through the Service to the merchant for any reason or reasons, the associated WOWPoints points you earned on that purchase or purchases may be debited from your WOWPoints account and would not be eligible for redemption.

5. Registered Card

5.1 Eligible Cards: To use the Service and accrue WOWPoints points, you must use a consumer payment card which has been approved by us for use under the Service, and which was issued to you in your name and for which you have payment responsibility. Each such payment card is an "Eligible Card". The payment cards that may be Eligible Cards are described generally below. The list of Eligible Cards below is definitive as to whether a payment card may be an Eligible Card, and any conflicts about the status of a payment card as an Eligible Card shall be resolved solely through reference to such list. The Service will only allow you to use an Eligible Card to make purchases from merchants, and you must first register each Eligible Card you wish to use with the Service in order to use it to accumulate WOWPoints through the Service. In order to validate your credit card, a pre-authorization in the amount of $1 will appear on your card statement. Once validation is received, usually 2-7 days, this pre-authorization will be removed from your statement. Your card will not be charged for this pre-authorization.5.2 American Express® Cards: Most consumer American Express® branded or issued payment cards, issued to you in your name by American Express Travel Related Services Company, Inc. or its affiliates ("AXP"), may be Eligible Cards. Certain AXP-issued or branded cards, including healthcare related cards, any prepaid cards, corporate cards, and any AXP Cards that were issued by a third party bank issuer, are not eligible and will not be accepted into the service. 5.3 Visa® Cards: Most consumer Visa® branded Member Bank issued payment cards, issued to you in your name by Member Banks, may be Eligible Cards. Certain Visa branded cards, including those issued by non-U.S. based Member Banks, or issued to cardholders with foreign (non-U.S.) addresses, are not eligible and will not be accepted into the Service.5.4 MasterCard® Cards: Most consumer MasterCard® branded Member Bank issued payment cards, issued to you in your name by Member Banks, may be Eligible Cards. Certain MasterCard branded cards, including those issued by non-U.S. based Member Banks, or issued to cardholders with foreign (non-U.S.) addresses, are not eligible and will not be accepted into the Service.5.5 Terms and Conditions Applicable to Eligible Cards: Neither the Service nor the merchant offers that you select to be provided to you through the Service will amend, supplement, change or replace any other notice or information that you may receive in connection with your eligible payment card account, including, but not limited to, any information provided to you on your periodic statement or cardmember/cardholder agreement. If you have any questions or concerns about your payment card account, you should contact the issuer of your payment card (such as by calling the number provided on the back of your payment card or use the online customer support for the payment card).5.6 Information Collected: You agree to allow us to collect information about you and your purchases from Merchants and other sources of transactional data. In addition, by transacting with any Merchant by means of any registered credit card, debit card, charge card, loyalty card or other unique account or identifier ("payment card"), you hereby authorize us and our agents to collect any and all information from any payment card processor, issuing bank, association, merchant, other card issuer or any available source with respect to the purchases made using such payment card. You authorize us to use any such information and to disclose such information (a) to our representatives and agents, (b) to third parties, where necessary or convenient for transfer or redemption of your accumulated rewards or otherwise in connection with the program, (c) to comply with requests, orders or subpoenas from courts of law or any regulatory, legislative or administrative bodies and (d) otherwise in accordance with the terms of the Next Jump Privacy Statement on our website. You represent that you have full authority to transact with each payment card registered in the Service and to receive information about the transactions effected using such payment cards.

Gift Card Terms and Conditions

Redemption

Gift Cards must be redeemed through the Intel Retiree Advantage web site,
http://intelretiree.corporateperks.com, within a year of purchase. In order to use a Gift Card,
a user must be enrolled in WOWPoints™ with a valid credit card registered in the program. A user must link their
Gift Card to their enrolled card account in order to activate their Gift Card. Users must visit the Gift Card
merchant's online store by clicking on the "Shop Now" button and then make a purchase at the Gift Card merchant with the credit
card account linked to their Gift Card. A rebate in the amount of the lesser of the total received Gift Card balance with
that merchant or the amount purchased at the merchant will be credited back to the users linked account within 7-14 days from the date of
their purchase. The user will be able to view their Gift Card balances from the Gift Card tab on the
Intel Retiree Advantage web site.

Limitations

Gift Cards may not be redeemed for the purchase of products through in-store pickup. Gift Cards cannot
be used to purchase other Gift Cards. Gift Cards cannot be used to cover taxes or shipping costs of your purchase.
Received Gift Cards cannot be reloaded, resold, transferred for value, redeemed for
cash or applied to any other account, except to the extent required by law.

Our Policies

Gift Cards and their use on the Intel Retiree Advantage web site are subject to
Intel Retiree Advantage's general
Terms of Use
and
Privacy Policy.

Risk of Loss

The risk of loss and title for Gift Cards pass to the purchaser upon our electronic transmission to the
recipient. We are not responsible for lost or stolen Gift Cards. If you have any questions, please see the Gift Card
FAQ.

Fraud

Intel Retiree Advantage will have the right to close customer accounts and request
alternative forms of payment if a fraudulently obtained Gift Card is redeemed through the
Intel Retiree Advantage web site.

Limitation of Liability

NEXT JUMP INC. AND ITS AFFILIATES MAKE NO WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO Gift Cards,
INCLUDING WITHOUT LIMITATION, ANY EXPRESS OR IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. IN THE EVENT A GIFT
CARD CODE IS NON-FUNCTIONAL, YOUR SOLE REMEDY, AND OUR SOLE LIABILITY, SHALL BE THE REPLACEMENT OF SUCH GIFT CARD. CERTAIN STATE LAWS DO
NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF
THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Disputes

Any dispute relating in any way to Intel Retiree Advantage Gift Cards in which
the aggregate total claim for relief sought on behalf of one or more parties exceeds $7,500 shall be adjudicated in any state or federal
court in Wilmington Delaware, and you consent to exclusive jurisdiction and venue in such courts.

General Terms

Intel Retiree Advantage Gift Cards are issued by Next Jump, Inc. By visiting
Intel Retiree Advantage, you agree that the laws of the State of Delaware without regard to principles of
conflict of laws, will govern these Gift Card terms and conditions. Next Jump reserves the right to change these terms and
conditions from time to time in its discretion. All terms and conditions are applicable to the extent permitted by law.

Use of 1-Click Buy on the Intel Retiree Advantage web site is subject to the Intel Retiree Advantage general Terms of Use and Privacy Policy.

Product Descriptions

Intel Retiree Advantage attempts to be as accurate as possible. However, Intel Retiree Advantage does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free. If a product offered by Intel Retiree Advantage itself is not as described, your sole remedy is to return it in unused condition.

Return Policy

Returns are processed by the fulfilling merchant and instructions will be provided to the recipient upon delivery. Visit the fulfilling merchant site for their exact return policy.

Other Businesses

Intel Retiree Advantage is not responsible for examining or evaluating, and Intel Retiree Advantage does not warrant the offerings of, any merchants featured in 1-Click Buy or the content of their Web sites. Intel Retiree Advantage does not assume any responsibility or liability for the actions, product, and content of all these and any other third parties. You should carefully review their privacy statements and other conditions of use.

Limitation of Liability

NEXT JUMP INC. AND ITS AFFILIATES MAKE NO WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO 1-Click Buy, INCLUDING WITHOUT LIMITATION, ANY EXPRESS OR IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Disputes

Any dispute relating in any way to Intel Retiree Advantage 1-Click Buy in which the aggregate total claim for relief sought on behalf of one or more parties exceeds $7,500 shall be adjudicated in any state or federal court in Wilmington Delaware, and you consent to exclusive jurisdiction and venue in such courts.

General Terms

Intel Retiree Advantage 1-Click Buy is administered by Next Jump, Inc. By visiting Intel Retiree Advantage, you agree that the laws of the State of Delaware without regard to principles of conflict of laws, will govern these 1-Click Buy terms and conditions. Next Jump reserves the right to change these terms and conditions from time to time in its discretion. All terms and conditions are applicable to the extent permitted by law.

Mobile Apps Terms and Conditions

Next Jump, Inc. may make available software to access the Service via a mobile device ("Next Jump Mobile App"). To use the Next Jump Mobile App, you must have a mobile device that is compatible with the Next Jump Mobile App.

You acknowledge that Next Jump, Inc. may time to time at its sole discretion issue upgraded versions of the Next Jump Mobile App, and may automatically electronically upgrade the version of the Next Jump Mobile App that you are using on your mobile device. You consent to such automatic upgrading on your mobile device. You agree that the terms and conditions herein will apply to all such upgrades.

When you use the Next Jump Mobile App, you may grant certain permissions to Next Jump, Inc. for your device. Most mobile devices provide you with information about these end user permissions. You can locate the end user permissions in the Next Jump Mobile App in (i) the main Settings app for most Android devices, and (ii) the iOS Settings screen for most iOS devices.

With respect to the Next Jump Mobile App that you acquire from Apple App Store, you acknowledge and agree that the terms and conditions herein are solely between you and Next Jump, Inc. and that App, Inc. ("Apple") has no responsibility for the Service or the Next Jump Mobile App. When you acquire the Next Jump Mobile App from the Apple App Store, you must comply with then-current Apple App Store Terms of Service. Apple has no obligation or liability to you with respect to the Service and the Next Jump Mobile App. You acknowledge that Apple is a third-party beneficiary to the Agreements as they relate to the Next Jump Mobile App that you acquire from the Apple App Store, and that Apple will have the right to enforce this Agreement against you as a third party beneficiary. Next Jump, Inc. has no obligation or liability to you with respect to any Apps on the Apple App Store other than the Next Jump Mobile App.

With respect to the Next Jump Mobile App that you acquire from Google Play App Store, you acknowledge and agree that the terms and conditions herein are solely between you and Next Jump, Inc. and that Google, Inc. ("Google") has no responsibility for the Service or the Next Jump Mobile App. When you acquire the Next Jump Mobile App from the Google Play Store, you must comply with then-current Google Play Store Terms of Service. Google has no obligation or liability to you with respect to the Service and the Next Jump Mobile App. You acknowledge that Google is a third-party beneficiary to the Agreements as they relate to the Next Jump Mobile App that you acquire from the Google Play Store and that Google will have the right to enforce this Agreement against you as a third party beneficiary. Next Jump, Inc. has no obligation or liability to you with respect to any Apps on the Google Play Store other than the Next Jump Mobile App.

If you have reason to believe that your account is no longer secure or the Next Jump Mobile App is not working properly, you agree to immediately notify Next Jump, Inc.

The Next Jump Mobile App allows you to send and receive messages through your mobile phone via SMS or mobile data plan. You are responsible for any fees that your phone service provider charges for SMS, data services, etc. Your phone service provider is not the provider of Next Jump Service or Next Jump Mobile App.

All other terms and conditions in the Agreements apply to your use of the Next Jump Mobile App.