If you’re still opted-in to overdraft “protection” — which protects you by slapping huge fees on every purchase you make beyond the available funds in your account — you should probably opt out, as the costs associated with this lucrative system are on the rise. [More]

Deciding it had been a bit too generous when dishing out disaster aid, FEMA is going around asking for refunds of mistaken payments. Letters demanding repayment within 30 days are coming as a shock to disaster victims who say they needed the money to get back on track and no longer have it.