About Kaili

Using a credit card will offer you many perks and discounts, but the best reward of them all is a healthy credit score that you can maintain. Sadly though, too many Singaporeans do not know what their score is, how to grow and most of all why they need it. Owing to this – many

It may come as a surprise to you when you find that many Singaporeans don’t take out personal loans because they require the cash. If you are terrified of taking out loans then you don’t need to worry, many Singaporean are too. Most people in Singapore are raised in a society where they are taught

When you are looking to raise cash to boost your startup business idea or you may be searching for a temporary bridge loan to help pay a business bill. With this situation, you will find yourself needing some extra funding in more than a handful times. However, the problem may be finding a bank that

Many people in Singapore take out cash loans for different reasons. Without knowing borrowers make mistakes that could end up costing them time and money. However, some mistakes are rather easy to avoid. Keep reading for your understand and knowledge in each one, that way you will not end up with regrets like many others.

Getting a high credit rating can offer you a huge variety of benefits. Most banks and other lending institutions are keen to loan you money when your credit score is in good standing. With this, you qualify for a larger personal loan amount, get it a lot faster, and even pay lower interests. But, when

Defaulting on loan repayments has serious costs. These consequences might interfere with your goals. When you take out a loan be sure to repay it. Always take a loan amount you are able to repay. Failure to pay your personal loan seems like the easy way out. But it could create troubles. This can haunt

At times in life, money could be a bit tight. As you are getting in control of your situation. An emergency expense comes your way. This may be a medical bill that has to be paid off. Or it could be a car repair that needs to be taken care of. It even could be

Many Singaporeans think that loans are not healthy to have. This is when it comes to their finances. Some believe that loans prevent you from saving. As there are debts to repay each month. Rather than save a big chunk of the paycheck. Thus, it might be a little tricky in budgeting the money. This