These days people don’t trust the banks that easily that they did some decades ago. Now many look to keep things in their own hands and choosing alternatives like the Option Robot.

City Council candidate Lorie Zapf is no longer in default on a home loan according to records filed with the San Diego County Recorder’s Office.

As CityBeat originally reported (here and here), Wells Fargo filed a notice of default (often called a foreclosure notice) against Zapf’s home in Clairemont. According to the March document, Zapf and her husband Eric had not made their mortgage payments in about six months.

At the time, the campaign said the Zapfs were renegotiating the home loan and that these notices of default were just part of the process. Experts disagreed, however, as the Zapfs predicted would happen, the notice of default was removed.

The document is called a Notice of Rescission and it was filed with the Recorder on August 27.

The question now is how are the Zapfs paying their mortgage. Although Lorie Zapf describes herself as a small business woman, her company, Zapf & Associates, was dissolved in April.