interestingly enough i went to check out the equifax site. i noticed that if you wanted to dispute only one item (for example, an inquiry), there is a notice at the bottom that says something to the effect submitting this request would mean that the items checked and not checked for disputes are factual. my concern is there are some items that are being disputed (via lexington) and don't want to shoot myself in the foot. any thoughts?

I ordered my CR online from Equifax, but for the life of me I can't find a "confirmation number" anywhere on this report. Am I blind??

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Hope when you view your credit report at the very bottom is a confirmation number in red lettering, however if EQ is going through a local agency for you then you can't dispute online and it will give you a number to call the local agency. So check your report and see if you have a red colored coference number, if not it should give you the name and number of local agency.

Just go to www.experian.com and check the status from there. If you have the credit report number you used to dispute online originally, you can just plug that in and it will tell you the status of the dispute.

Originally posted by ledo interestingly enough i went to check out the equifax site. i noticed that if you wanted to dispute only one item (for example, an inquiry), there is a notice at the bottom that says something to the effect submitting this request would mean that the items checked and not checked for disputes are factual. my concern is there are some items that are being disputed (via lexington) and don't want to shoot myself in the foot. any thoughts?

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Ledo, I don't want to stifle any disputing because I feel the more the better, but it would probably NOT be a good idea to dispute items which LEX may have already begun disputing.

I am using Junum and have not disputed any item that they are disputing (or will be disputing) for many reasons that should be clear (differing reasons of dispute, different signatures, different addresses...) I do not know Junum's exact method and I could be "shooting myself in the foot". I have however disputed inquiries and old addresses because I do not think Junum is doing those things yet on my account (however since they have no more "neg" items on Experian, they did dispute a CapOne Inquiry on Exerian!! and removed it).

I would stay out of their way and let them do what you are paying them for.