As the debates on who is responsible for the levels of federal debt continue to play out in the next few days before the election and the 66 days before the U.S. hits a fiscal cliff, remember that the worst contributors to America's debt were mostly GOP presidents.

Unless some common sense and caution prevail very quickly, it looks like T.P. may just get his way. If so, this American dysfunctional marriage will bite the dust and, as usual, the children will be the big losers.

Suggesting that America's savings problem be solved by establishing an Eva Peron-style lottery incentivizing those with little to save doesn't understand the dynamics at play in the American economy today.