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Insurance & Billing Information

Major Health Plans Accepted

Potomac Valley Orthopaedic Associates participates with Medicare and many other insurance plans including HMOs / PPOs.

Please see the chart below for a general listing of the insurance companies. If you do not see your insurance listed, please call our office as we periodically accept new plans.

Health insurance is intended to cover some, but not all, of your treatment costs. Most plans include deductibles, co-insurance and other expenses that may not be covered. Some insurance plans also require referral forms from your primary-care physician (PCP) for specialty-care office visits. Check with your insurance company to verify specific coverage.

If you have insurance, bring your insurance information, including your insurance card, to your appointment. If you belong to a plan that requires a referral, please also bring this form with you (sorry, we cannot accept faxed referrals). Due to the nature of health care contracts, if you do not have your referral at the time of your appointment, we will have to ask you to reschedule.

Worker's compensation and automobile accidents require that you have all pertinent information, in addition to your health insurance information, with you at the time of your visit. This includes the claim number and name and telephone number of the individual who can discuss your claim with us (adjustor), as well as the name and phone number of your attorney, if you have one.

Insurance and Billing/Fee Payments

We provide cost-effective treatment. The cost of your initial evaluation or follow-up visit will depend on the complexity of your diagnosis. Charges may include X-rays or supplies (braces, casts, splints, etc.) necessary for your treatment.

Your doctor may order X-rays or laboratory tests to be done outside our office. You will be billed separately for those services by either the laboratory or the facility where the tests are performed.

Co-payments and the patient-responsible portion of the balance are requested at the time of service. Payment arrangements may be made through the billing office in special circumstances.

About Us

For more than 45 years, Potomac Valley Orthopaedic Associates has provided comprehensive orthopedic care for patients of all ages in Montgomery and Howard County. We use the latest advances in orthopaedics (with proven results) to diagnose, treat and rehabilitate all injuries.