Savings & Budgeting

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My last year in high school I landed a competitive summer internship, where upwardly mobile high school seniors and college undergrads would be exposed to the world of business with the support of mentors and accountability.
While I wasn’t thrilled about working at an insurance company, I was ecstatic about wearing heels, working on Wall Street, and pulling in a cool $10/hr in ...

Extreme couponing is considered a money hack, but, quite frankly, isn’t a very good one. A money hack, by its nature, is supposed to be a simple, effective and usually painless act to reduce the amount of money one spends. With the exception of saving coupon holders a few bucks or even hundreds of bucks, extreme couponing puts a real dent in a person’s spiritual and civic compass.
Think about it. People who are into extreme couponing are guilty of any of the following emotionally bankrupt ...

They say "love don't cost a thing", but we all know that dating sure does. Keeping an active social life while guarding your long-term financial goals such as property ownership, zero debt, advanced study, and a secure retirement don't have to be mutually exclusive. Incorporate a couple of these "single and saving in the city" tricks to balance the need to live life fully in the present with the reality that poor financial planning now creates an unlivable future.
1. ...

It's your birthday! Yay! You want to do something special; you want your partners-in-crime to share it with you! You want to make it a night to remember!
To keep it a night-to-remember and not a nightmare for you and your friends, think smart about how money factors into the planning of your celebration.
1. Assume That You Have To Pay For The Night: Even though your friends will more than likely tell you, "we got you" when the bill comes, it is good practice to assume that you will have ...

Once my husband and I decided that we wanted to start a family, I started thinking about ways that I could stay home with our baby for the first six months on her life, even if it were to be unpaid. In this piece, I talk about the various ways to leverage baby showers, family favors, and an entrepreneurial spirit to make maternity leave and the loss of income as painless as possible.
Decide to create a maternity leave fund as soon as you’re ready to get pregnant. We’re ...

If you've been rocking with me for at least the last month, you know that I've been going hard on spreading the financial gospel during (Black) Women's History Month. On March 18th, there was so much love, fellowship, and transformation happening at Sister's Uptown Bookstore.
It was my first LIVE event and the official book launch of Unmasking The Strong Black Woman. (yes! yes! yes!)
It was not only sold out, but it was lit.
Related: 4 Ways The Strong Black Woman Syndrome Keeps Us ...

When I first started blogging about personal finance in 2013, I was always on the look out for brown girl personal finance experts to rock with. Back in 2013, we seemed to be few. But now, we are one hell of a storm. Each year, it's great to see so many brown girls talking money and serving our communities in such meaningful and positive ways.
But I know that there are some people claiming that they can't find women that look like them that speak their money stories.
So I wanted to solve ...

Black History is Not Only about Lives, It's About Lessons :During Black History month, we focus our collective energy on celebrating, honoring, and paying homage and respect to the accomplishments, struggles, and lives of black leaders, fighters, and survivors that challenged, revolutionized, and confronted America's oppressive, color-based system of disenfranchisement and white supremacy.
What we must realize, however, is that the power of Black History is not limited to the glorification ...

Ask the average Black woman what she loves doing with her friends and you will get answers like, “going out for drinks,” “travelling,” and “going shopping.”
The older we get, though, the more complicated and complex our financial realities become— student loans, mortgages, auto loans, and credit card debt. On top of that, Black women have a singular and more taxing financial experience; when compared to other groups, Black women are more likely to carry the fiscal responsibilities (aka ...

There’s something really wonderful and empowering about being your own woman in all ways. I’m talking about having your stuff together from the inside and out: your career is on the move, you’re handling your finances like a champ, and you’re attention to your personal appearance is impeccable.
For some brown girl millennials, this is a lofty dream punctuated and mired with bouts of feeling lost and off-track. But having it all in the way of beauty and finances is easy if you take heart to ...

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Disclaimer

The information contained in The Frugal Feminista.com is for general information or entertainment purposes only and does not constitute professional financial advice. Please contact an independent financial professional for advice regarding your specific situation.