When this first appeared in our research we couldn’t believe what we were seeing. This analysis was conceived when we asked the question…What did people do with their money before IRA and 401k plans existed?” We believe it’s where Americans …

Obamacare is a Obamatatrophy! There is an old adage that goes “rising tide lifts all boats” the Patient Protection and Affordable Care act is the inverse of this adage. Let’s lower everyone to the same level rather than bring everyone …

Imagine that you just received a letter in the mail saying… “We are sorry but we are reducing your monthly pension check to avoid default on our pension program.” Could this happen? Absolutely. They don’t want to talk about it, …

What is happening in the global financial markets is much bigger than a stock market correction… “It’s the worst period I recall since I’ve been in public service. There is nothing like it, including the crisis” That’s what former Federal …

Prepare for “Means Based Testing.” The latest 2016 Trustees’ report show Social Security and Medicare in dangerous fiscal positions. (Of course THEY don’t want you to know this.) There is no doubt Congress is going to be under immense pressure …