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Expansión Account. The salary account without bank fees

An account without bank fees by directly depositing your salary, pension or regular income

Expansión Account: the salary account without charges.
No expenses, no minimum term contract commitment and we also refund up to €2401 a year when you direct debit your bills.

Risk indicator applicable to the Expansión Account and ILTSA.

1/6

This number indicates the product risk, where 1/6 indicates the least risk and 6/6 the greatest risk.

Banco de Sabadell, S.A. forms part of the Spanish Deposit Protection Fund of Credit Entities. The maximum amount currently guaranteed by the Fund is 100,000 euros per depositor.

Enjoy all the advantages:

0 charges
for administration and maintenance
(Return 0% APR).

Free Cards

Free of charge, an additional Expansión Account
with no conditions1

If you are from 18 to 29 years of age,
there are more advantages for you
with Mi Primer Sabadell.

And that’s not all:
There are even more reasons to open an Expansión Account!

Refund of up to 20 euros per month2

We will refund you 1% of your direct-debited bills for electricity, gas, landline, mobile and Internet every month, up to 20€ gross a month, on condition that the amount of the refund is 1€ or over and you have made 5 purchases during the month with your Expansión Account debit or credit card over the month.

0 commission on your transfers

For transfers within Spain and EEA countries, also for depositing cheques denominated in euros domiciled with a Spanish financial institution.

0 cash withdrawal fees

Using your debit card at Banco Sabadell ATMs. And also at a large network of ATMs3 provided the amount is €60 or higher.

2% discount on fuel

When filling up at Repsol, Campsa and Petronor petrol stations, when you pay with your Repsol Máxima card.

Your personal agent

Always available whenever you need them.

We pay your pension on the 25th of each month

For pensions paid by the Social Security Treasury.

What else should you know?

To start enjoying all of the advantages of this salary account, all you need to do is to directly deposit your salary, pension or make a regular monthly deposit (over €700).

For direct debit arrangements, download the following application forms, print them out and take them to any branch of Banco Sabadell:

If you are between 18 and 29
Enjoy all the benefits of the Expansión Account without having to direct deposit your income.

Mi Primer Sabadell

If you are aged between 18 and 29,4we will credit you with €30:

My first Savings:
If you make a first periodic contribution to a ILTSA5, we will refund you 10% of the first periodic contribution (maximum €20).6

My first payment:
If you take out a debit or credit card, we will refund you 10% of your first purchase (maximum €10).7

Take advantage of our digital services

Distance Banking: Log in and operate for free
Via the Banco Sabadell website, our app or the SMS alert service. Enjoy being able to access your account information wherever you are, whenever you want.

Instant Money: withdraw cash from an ATM using your mobile phone
Send money via your Distance Banking Service. The recipient will receive an SMS with a code that enables them to collect the money at any of our ATMs without having to use their card.

Appointment Book an appointment with your agent via our website at a time that is convenient for you, not for us.

Digital services

Instant Money. Make cash machine withdrawals using your mobile phone. You can send money through your Distance Banking service. Recipients will receive an SMS with a code that allows them to withdraw the cash, without a card, at any of our cash machines.

Pre-arranged appointment. Schedule a meeting with your Personal Manager via the website. Access the online Pre-arranged Appointment service and find the time that best suits you, not us.

Fingerprint identification. Easily access your Distance Banking service in a faster, more secure way, without the need to remember codes or passwords. Simply by using the digital fingerprint sensor on your smartphone or tablet (compatible devices only).

Offer valid for new accounts opened between 24/04/2018 and 31/12/2018 with the direct deposit of a new salary, pension or regular monthly deposit of a minimum of 700 €. Deposits from accounts open with the Banco Sabadell Group belonging to the same holder are excluded.

1. The holders of an Expansión Account can enjoy an additional Expansión Account without having to directly deposit a salary, pension or recurring monthly income. And until 31 December 2018, there are no administration or maintenance fees for all the Relación Accounts you want (return on the Relación Account - 0% APR).

2. Up to 20€ gross a month, on condition that the amount of the refund is 1€ or over. To get this you have to make a minimum number of five purchases with your Cuenta Expansión debit or credit card over the month.

6. Offer only valid for people under 30 years of age who make a periodic monthly contribution to the CIALP (new or existing) and provided that the CIALP is held by the same person as the Expansión Account. Only one promotional payment per contract is allowed and will be paid at the time of the first monthly contribution. The amount paid will be credited to the CIALP and will be considered an exempt capital income and, therefore it is not subject to tax withholding. If the account is cancelled within 5 years of the first contribution, the tax advantages disappear, and the interest generated and the remuneration received become part of the taxable amount of savings.

7. Exclusive offer for new debit and credit cards, after 04.09.17, associated with the Expansion Account and for account holders under 30. Only one discount per holder is allowed and the first purchase made with either of the new cards will be discounted. The amount remunerated will be paid into the holder's Expansion Account and will be liable for taxation as per the existing legislation. In the case of clients that are holders of an Expansion Account, and should they have already received remuneration for the use of their debit card, then they will be excluded from this promotion.