1Sixty-four percent of homes are undervalued - and potentially underinsured - by 19%, according to Marshall & Swift/Boeckh, a leading provider of building cost data to real estate professionals. 2Guaranteed Replacement Cost applies to dwelling and requires home improvements over $5,000 to be reported within 90 days - not available with all policies and in all states. Coverage of costs to comply with laws or ordinances is subject to limits. Depreciation will be deducted until repair or replacement is made. Talk to an ERIE agent for more information.

Customize Your Coverage

Every home is different, so get what's right for yours.

To get started on your quote, tell us what's important to you. Select the coverages that you'd like to discuss with a local agent.

Water Backup & Sump Overflow

Coverage for backup through sewers, drains and sump pumps.

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Flood Insurance

Coverage for flood damage. Home insurance doesn't cover flood damage, but an agent can help you find the right flood policy.

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Earthquake Insurance

Coverage for damage to your home or property caused by earthquake.

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Service Line Protection

Coverage for damage to underground service and utility lines from your house to the curb.

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Jewelry & High-End Valuables

Coverage for art, jewelry, rare collections or other high-value items.

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Firearms

Coverage for expensive personal belongings like firearms.

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Computer & Equipment

Coverage for computers and electronic equipment.

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Other Structures

Coverage for garages, sheds and other structures on your property.

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Personal Liability

Coverage for personal liability claims (in case you hurt other people or their property).

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Identity Recovery

Coverage to help you recover after identity theft or fraud.

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Home Business Protection

Coverage if you run a business out of your home.

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Rental Income Protection

Coverage to replace lost rental income if tenants have to move out because of a fire or a loss that we insure.

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Our agents will help you choose the right coverage levels for your home.

Our Agents

We have more than 12,100 agents dedicated to helping you choose coverage that’s right for you.

Licensed Professionals

You can count on our agents to help you make good decisions about your insurance protection.

Local presence

Our agents have offices in your neighborhood and are a part of your community.

Claims assistance

You might be uneasy about starting a claim, but our agents will guide you through the claims process.

Discounts

Start with competitive prices, then add more ways to save.

20%

A typical multi-policy discount is around 20%. There may be differences by state.

ERIE offers multi-policy discounts from 16% to 25%, depending on your state, when you insure your auto and home with us.1 Ask about ERIE’s multi-policy discount and other discounts to see what you could save.

1Savings are based on individually purchased policies. Discounts subject to eligibility criteria and rates and rules in effect at the time of purchase. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for more information.

Save on your auto and homeowners insurance with a qualified life insurance policy.

*All discounts are subject to eligibility criteria and applicable rates and rules. Actual savings vary. ERIE® life insurance products and services are provided by Erie Family Life Insurance Company, a member of Erie Insurance Group, and are not available in New York.

Compare

We believe theproof is in the policy.

Our home insurance base policy includes many features that are better than a typical competition policy.1 Talk to an agent about ERIE’s home insurance coverage.

1The information is a summary and does not include all coverages and benefits available through an ErieSecure Home® policy or apply to all states. Coverages, benefits, limits and deductibles will vary. Conditions, exclusions and limitations will apply. Refer to our disclaimer for more information. Talk to an ERIE agent for state specific policy information.

2Based on a comparison of ERIE’s major competitors.

3Guaranteed Replacement Cost requires home improvements over $5,000 to be reported within 90 days—not available with all policies and in all states. Coverage of costs to comply with laws or ordinances is subject to limits. Depreciation will be deducted until repair or replacement is made. Talk to your ERIE agent for more information.