Useful Tools

Fully-Protected Loan Packages

At Centricity CU, you are more than a credit score. Our experienced, local lenders are here to listen to you and help you in any way that they can. We don’t just look at a credit score and make a decision. We take the time to get to know you and truly personalize your loan experience, so you can finance what you need without a hassle.

From rates to repayment, we will work with you to get the loan you deserve.

The Life coverage will pay off your remaining loan balance if you pass away (up to $75,000)

The Disability coverage will make your monthly loan payments (up to 6) should you become disabled and unable to work.

The Involuntary Unemployment benefit will make your monthly loan payments (up to 3) should you become unemployed.

GAP with Auto Deductible Reimbursement

Pay up to 2 insurance deductibles a year, up to $500 each for the first 2 years should you damage your vehicle and have an insurance deductible. This coverage applies to all cars in household that are titled and insured on.

In the event of vehicle being damaged to the extent that it is deemed a “Total Loss” by the insurance company, GAP coverage will kick in and pay the difference that’s left on loan. It will also give you an extra $1,000 towards the purchase of another vehicle financed at Centricity Credit Union.

Mechanical Breakdown Coverage

Easy Street Coverage- This coverage includes items covered under the manufactures original warranty coverage excluding some wear-out items such as brake pads, tires, shocks, etc.