Most folks don't understand, they come in here and ask for advice and you get these guys who have ten and twenty years under their belts but when I try and tell the folks that it's not a good idea all I ever catch is attitudes, like I don't know what I'm talking about... Now some folks got seriously lucky those people were not out to take advantage of anyone because with a contract they could have took the contractor to the cleaners, inexperience will do this, folks take on way more than they can chew, the red flags were everywhere but maybe this time the lesson stuck.