Services Available for Foreign Customers

As a close "trusted advisor" to foreign customers, Tokyo Star Bank provides constant support so that you can enjoy your life in Japan for the long term.

Available Services

Disclosure of Individual Number ("My Number")

The following transactions are subject to the "My Number System" and require you to disclose your My Number: savings transactions; mutual fund transactions; tax-exempt transactions ("maruyu"); transactions for accumulating wealth (including through pensions and home purchases); foreign wire transfers to/from overseas. As such, we ask for your understanding and cooperation in this regard.

No fees for foreign wire transfers to CTBC Bank!

Applicable customers are exempt from the following fees for foreign wire transfers to CTBC Bank.

Applicable Customer

Recipient (Retail/Corporate)
Beneficiary Bank (CTBC = 中國信託商業銀行)

CTBC Branch Overseas

CTBC Branch in Japan*

Sender (Retail: Accountholder at Tokyo Star Bank)

JPY 6,000

JPY 4,000

* The above exemption shall not apply to domestic wire transfers to any CTBC branch in Japan.
If you have further questions, please do not hesitate to contact us.

There will be no fee exemptions related to correspondent banks and foreign currency exchange.

No Fee Exemptions

Correspondent Bank Fee

If a correspondent bank is employed, we will charge a separate fee of JPY 1,500. Depending on the intermediary or related bank, the fee may exceed JPY 1,500, in which case we will charge the excess amount at a later date.

Because this is a deposit account linked loan,*1 the interest rate is substantially zero with respect to the portion of the outstanding loan balance that equals the deposit balance!*2

*1 In a deposit account linked loan, no interest rate accrues on the portion of the outstanding loan amount that equals the applicable deposit balance. Please see the product description for details regarding the applicable deposit accounts.

*2 Separately, a maintenance package fee (0.504 - 0.702% annually) will be charged. Please see the product description for details regarding other fees.

・The mortgage amount is determined based on our screening, and we may, subject to results of our prescribed screening, offer a more favorable interest rate in the case that permanent residency is obtained during the loan period.

〔Disclaimer〕
While translated materials in some languages are available, all transactions related to this housing loan are based only on the contracts and descriptions in Japanese as a general rule. Please note that the contracts and descriptions in foreign languages are translated materials that have been prepared for reference purposes only.

For Individual Consultations and Telephone Inquiries (in Japanese only)

0120-17-9671(toll free)

9:00-21:00 on weekdays/9:00-17:00 on Saturdays, Sundays and holidays
Accessible also by mobile phones

A real-estate investment loan for non-residents of Japan* to purchase Japanese real estate
＊This is a real-estate investment loan making it easier for non-residents of Japan to purchase Japanese properties.※The loan is available to non-residents of Japan who meet all of the following requirements:

・ Holder of a Chinese (or Taiwanese) passport

・ Resident of Taiwan

・ Person who is a resident of Taiwan for tax purposes, not regarded as a resident of any other country or region, and is able to submit official proof of their income