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Consumer Loans

Installment Loans

Installment loans are personal loans to individuals. Often people use these loans to buy a new or used car, make home improvements, or pay college tuition. Loans payments are made in monthly installments. Payments may be automatically deducted from your Millbury National Bank personal checking, savings, or NOW account.

Home Equity Lines of Credit

Home Equity Lines of Credit are offered to individuals who have developed equity value in their homes. Interest paid toward Home Equity Line of Credit loans is generally tax deductible. Based on the equity in your home, you may be approved for a credit line. You can decide how much of a credit limit you will use and when to use it.

Cash Reserve

Cash Reserve is an unsecured loan that will protect you from overdraft charges should you overdraw your personal checking or NOW account. Cash reserve amount is determined at the time of application.