Cheapest withdrawal for germans?

especially the german ones . Which withdrawal method are using? First I used paypal, now moneybookers, because I think moneybookers has a better currency rate. Everybody knows that these paying services have a bader currency rate than the actual one. E.g. moneybookers:

How is the currency rate if you transfer your earning with SWIFT to your bank account in euro?

LCweb said
A couple of months ago I opened a multicurrency bank account, So I can withdraw directly in dollars and don’t loose a lot in currency changes.
I still have the bank fees for the SWIFT (around 50$) but it’s quite fair

The most effective way for bigger amounts is to have a separate USD bank account. Withdraw your money there via Swift ($30 goes to Envato, banks usually take $50-80). Maybe Payoneer is a competitive alternative too, but I don’t know, we didn’t test it.

Do not convert via heist banks! Rather find a local trustworthy company who specializes in foreign exchange and convert via them. Pickup phone, negotiate and make a deal. Then you send money from your USD account to their USD account. After they convert it, they will send you your money to your (yet another) Euro account.

We do not use Euro, but I made some calculations and our exchange rate is 99.985% of the middle rate (diference between ask and bid, divided by 2 I think). That’s so much better than what your Bank or PayPal/MB can offer.

LCweb said
A couple of months ago I opened a multicurrency bank account, So I can withdraw directly in dollars and don’t loose a lot in currency changes.
I still have the bank fees for the SWIFT (around 50$) but it’s quite fair

This vary from bank to bank. Paypal for example has slightly lower rate because they gain a bit on exchanges.

I chose the multicurrency service of my bank also because they apply (tiny) increases to the rate if I need to convert my dollars into euros. Nowadays the economical situation floats too much, specially in Italy, I prefer to keep everything in $$$

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