Re: Discover CC

Thats what I said. I called them the next day because when I app'd online I got the your approved immediately however the email said they received my app and I should hear from them in 30 days. My scores are high and do not have any baddies reporting and have 9% CC UT. The CSR said she couldn't explain why I received the 30 day email because I was an instant approval. I was upset that I received 2 HP's. Any suggestions.

Re: Discover CC

Dishpro wrote:Thats what I said. I called them the next day because when I app'd online I got the your approved immediately however the email said they received my app and I should hear from them in 30 days. My scores are high and do not have any baddies reporting and have 9% CC UT. The CSR said she couldn't explain why I received the 30 day email because I was an instant approval. I was upset that I received 2 HP's. Any suggestions.

I think that email is standard with all their apps. I was approved instantly online too when I applied for More and I got the same email about them needing 30 days to make a decision. I was confused and called them but they said to ignore the email if I got the instant approval right after the app.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair
organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or
assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.