A short book for consumers on how to improve their credit and increase their credit score without the help of expensive qcredit-repairq companiesThis simply means that you may be taking on more credit than you can
comfortably pay off. ... on existing debt, lenders know that you will have a harder
time paying off your bills if your debt load continues to increase. ... in order to
have the best credit rating. Do not apply for every new credit line or credit card a
just in case.