Types of Injuries

Is your injury eligible for workers’ compensation? Can you file a personal injury claim? Learn about your rights for the most common workplace injuries.

If you have been injured at work, how do you know if you are eligible for financial compensation? While many workers stress over this question, it actually has a simple answer: When it comes to seeking financial compensation for a work-related injury, the nature of your injury does not matter. Workers’ compensation covers all job-related injuries (including the most common workplace injuries listed below); and, if someone else is to blame for what happened, you can file a personal injury claim regardless of your type of injury.

Here you will find information about 10 of the most common workplace injuries. While these are the most common injuries, they are not the only injuries for which compensation is available. If you have been injured on the job, you should speak with a work injury attorney right away.

10 of the Most Common Workplace Injuries

When you get hurt at work, one of the first things you should do is see a doctor. You need to receive an accurate diagnosis, and you need to start receiving treatment as soon as possible. Depending on where you live, in order to remain eligible for workers’ compensation, you may need to see a doctor who is in your employer’s healthcare network. You can review your state’s eligibility requirements for information, or discuss your case with a local work injury attorney.

The following are 10 of the most common workplace injuries. However, we cannot emphasize enough: These are not the only injuries for which compensation is available. Whether you have a claim for workers’ compensation, personal injury damages, or both, the question is not the nature of your injury, but rather how severely your injury impacts your life:

From falling on a construction site to getting hit while driving for work, these and other injuries can occur in all different types of accidents. Similar to injury types, all types of accidents are potentially eligible for work injury compensation.

Does Health Insurance Cover Work Injuries?

In most cases, health insurance does not cover work-related injuries. Work injuries are excluded under most individual and group health insurance policies. If you get hurt at work, your insurance company expects you to assert your legal rights. As a result, your only option may be to file a workers’ compensation or personal injury claim (or both).

What Medical Benefits are Available Through Workers’ Compensation?

When you file for workers’ compensation, you should receive medical benefits that cover the full cost for diagnosis and treatment of your work-related injury. This is the law in most, if not all, states. However, there are still a few ways that your employer or its insurance company can try to limit your medical benefits. For example, common tactics include:

Claiming that you were not injured at work;

Claiming that you made your injury worse by not following your doctor’s advice;

Terminating benefits after a specified period of time (some states only require employers to pay medical benefits for a certain period of time, such as two years).

Can I Seek Financial Compensation for My Future Medical Expenses?

Many of the most-common workplace injuries have long-term consequences. If you have suffered a permanent injury, you may need a lifetime of treatment, prescriptions, and therapy. Your workers' compensation benefits should provide long-term coverage; and, if you have a personal injury claim, you will be able to seek compensation for all of your future medical expenses (in addition to your other future losses).

When seeking financial compensation for a work injury, you only have one bite at the apple. If you settle your case without understanding the long-term physical, psychological, and financial effects of your injury, you could end up with far less than you deserve. This is yet another reason why it is critical to seek representation from an experienced work injury attorney.

Get Experienced Help with Your Workplace Injury Claim

If you have been injured at work, don’t settle for less than you deserve. An experienced attorney can help you understand your rights, calculate your losses, and maximize your financial recovery. To get started with a free, no-obligation consultation, browse our directory for a local attorney or submit your information online today.