What’s the worst can happen if i file Chapter 7 bankruptcy without consulting an attorney?

Simple, your BK case might be dismissed. And this can
happen due to a variety of reasons like improper documentation, filing
under the wrong chapter, opting for wrong property exemptions, and so
on. So, better work with an attorney, provided you don't want to mess
things up.

Well,
there are lots of pitfalls. But, I'm going to elaborate only one point.

Only a bankruptcy attorney knows what bankruptcy can or can't do. After
analyzing your financial situation and checking all the documents, the
attorney can tell if you need to file bankruptcy. You can know if you
should go for bankruptcy or look for other alternatives.

Your
bankruptcy case might be dismissed. So, you won’t be able to get rid
of your debts and it will continue reporting in your credit reports for
7 years and 13 years for Chapter 13 and Chapter 7 respectively.

Bankruptcy laws are very complex to understand by any
common people. In a chapter 7 bankruptcy case, you may need to fill out
extensive forms and need to follow all rules and procedures governed by
the local court. So, if you don't wish to hire an attorney who can get
you through this necessary research, then you're literally risking your
nonexempt properties and your debts might not also get
discharged.

By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.

Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.

Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.

Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.

The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.