BoA / FIA recon or backdoor options?

BoA / FIA recon or backdoor options?

I was declined for my college's alumni card through BoA / FIA. I tried calling 888-831-4181 and was transfered at least 6 or 7 times the first time trying to reach the right department, only to be told to call back later by a phone tree. I called the number back again and was sent to the card's application number, 800-932-2775, which won't let me reach anyone unless I want to apply again. All I could reach there is an automated message stating I was declined (duh).

I also tried calling other numbers for BofA, 866-506-5067 and 866-865-7842, both state they're non-working numbers at card services. These are the only numbers I could find here for backdoors.

Other than writing to the PO Box in TX, has anyone had any recent luck in the last month or so with a recon from BoA? How did you do it?

Re: BofA / FIA recon or backdoor options?

I had a successful recon a few months ago with the Fidelity Visa Rewards card issued by FIA/BofA. I posted about it on this forum after I was approved. I just searched for "FIA Fidelity Recon" and I saw my old posts on the subject come up and found the numbers I listed in the post, so if the following numbers don't work, refer back to one of those posts:

Re: BoA / FIA recon or backdoor options?

Your post is the one I initally found. I had no luck with any of the toll free numbers. The only number I didn't mention in my post above is the 302-741-1825 which states it is an unlisted number with the Delaware Department of Transportation.

Re: BoA / FIA recon or backdoor options?

I applied for a Fidelity Card yesterday and just called the 888.831.4181 number to get my status. The person I spoke with could only say my application was "in the queue" and a decision would be made in 2-30 days. He didn't seem to have any authority to approve/deny or even look at the application.

Is there a way to talk to a decision maker at BoA/FIA before the initial approval/rejection?

Re: BoA / FIA recon or backdoor options?

Just applied for the BofA secured, and was denied according to the online system. Called 1-888-831-4181. Was transferred to Applications Dept., who looked up my app and transferred to Reconsideration Team Member. Was politely informed they DO NO reconsider secured card apps.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.