LOANS

Subsidized and Unsubsidized Federal Stafford Loans: Federally insured, not credit based with a fixed interest rate of 6.21%. Students may receive a maximum of $20,500 per academic year.

The Federal GradPLUS Loan is a federal, credit-based loan with a fixed interest rate of 7.21%. It is available to eligible students with financial need that is unmet by other financial aid. The maximum a student may borrow in GradPLUS loan funds is the Cost of Attendance minus total financial aid received. GradPLUS is a federal loan and may be consolidated with other federal loans at repayment.

Private Loans: (Private loans may not be included in a federal loan consolidation.) A number of lenders offer educational loans to credit-worthy borrowers without regard to financial need. Before applying for a private loan, check the terms of the GradPLUS loan, which generally carries a lower, fixed interest rate (7.21%) and CAN be consolidated with your other federal loans.

WORK-STUDY

The work study program provides part-time employment to students based on financial need. Individual work study awards are determined upon request. In addition, awards are determined according to the student's unmet need after all other aid has been subtracted from his/her net financial need, and by availability of funds.

On-Campus Institutional Work-Study (IWS): IWS students work on-campus in the law library, administrative and clinic offices, and for law school faculty. They are paid hourly and may work up to 20 hours per week. First-year students may apply for on-campus work-study positions only.

Off Campus Federal Work-Study (FWS): Upper level students may apply for career-related and community service positions at eligible off-campus organizations. Off-campus FWS jobs are paid hourly and students may work up to 20 hours per week.

TEACHING AND RESEARCH ASSISTANTS

A part-time employment program, which is not based on financial need. Teaching Assistants conduct workshops to review course materials with students; assist students in developing skills by providing and reviewing models, strategies, hypotheticals, and practice exams; provide oral and written feedback on students’ written work; and provide one-on-one tutoring as necessary.

Research Assistants may be assigned a specific topic to research and assist faculty in drafting articles and papers.

Teaching and Research Assistants (TA & RA): Second and third year students are selected by faculty. Students are paid on an hourly basis and may work up to 20 hours per week.