Can I apply for a mortgage with my dad?

Sure... We even allow for Dad to not occupy the house with you if that is what you need. I am just right around the corner in West St Paul. Stop in, call (651) 552-3681, or visit MNBestRates.com to apply.

Hi Nick, Yes you can. There are a few options depending on the amount of down payment you have and if your dad will be living with you, but the short answer is yes. Please call or email me if you would like to talk specifics 651-772-9000 or tim@timswierczek.com

Yes, both you and your Dad can be on the mortgage but there are different guidelines depending on whether your best option is a conventional or FHA loan. Your best bet is to contact a Lender 411 Mortgage Professional in your area. They can go over your situation and give you the best advice. Good Luck.

Yes you can. Adding a non-occupying co-borrower will help with income qualifying if that's a concern or if you both want to own together, no problem. It won't help if the issue is credit problems. With my 35 years experience in the industry, I can help make your transaction smooth a speed bump free. I can be reached at 763-519-1100. Good luck!

Yes.. many different loan programs and scenarios are available if your parent is willing to sign... your best bet is to contact someone local (Like Joe Metzler), and apply with them.. by dealing with a local broker, you have a huge advantage since he will be familiar with local intricacies that most out of state lender have no idea about, which in turn will make your transaction go much more smoothly.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

All good answers so far, all I would add, is that you should find a local, licensed mortgage originator to assist you in sorting through your options. If theyonly provide one choice, find someone who will show you benefits and problems of various programs.

Absolutely! There are many options to include your Dad as a co-borrower. However, the real question is: Does Dad want to apply for a mortgage with you? I don't mean that to sound sarcastic...but if he does, he's obligated on the loan and it will likely limit his own purchasing power should he want to finance something of his own in the future. This mortgage payment will always be with him ...until you can refinance and remove him. I would suggest that you contact a very mortgage originator and have someone take a very close look at what you're doing and if, possibly, you have other options.