Your Personal Information

We use this information to verify your identity and obtain credit bureau information.

Date of Birth

Annual Income

$

Why do you need my income?

In order to comply with federal law, and to determine factors such as your credit limit, we consider your ability to meet the payment obligations associated with this account. Your income information is part of that consideration.

If you do not wish to have alimony, child support and/or separate maintenance income considered as a basis for repaying this obligation, please do not include it in your Annual Income amount. Married WI Residents only: If you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse's financial information.

Contact Information

To open an account, you must have a street, rural route, or APO/ FPO mailing address, and at least one mobile or alternate phone number. PO Box mailing addresses are not accepted.

Street address or APO/FPO

Rural route address

Street Address

Suite or Apartment
(optional)

City

State

-Select One-

Zip Code

Email Address

Confirm Email Address

Mobile Phone

Alternate Phone

By providing your contact information, including any mobile or other phone numbers, you agree to be contacted regarding any of your Comenity Bank or Comenity Capital Bank accounts via calls to cell phones, text messages or telephone calls, including the use of artificial or pre-recorded message calls, as well as calls made via automatic telephone dialing systems or via email.

Just visit pier1.com/rewards and click on the My Accounts page to view your account or pay your bill.

Upgrade to Platinum status.

Spend at least $1,000 in a 12-month period and your account will be upgraded automatically.** Then enjoy the benefits: A 10% discount on Platinum Tuesdays, special Platinum Perks every month and exclusive bonus points events.

To find out more about the Platinum Rewards credit card and our Platinum Perks, visit pier1.com/platinum.

*The Pier 1 Rewards Program is provided by Pier 1 Imports® and administered by Alliance Data Systems, Inc. Pier 1 Imports® may change the terms of the program at any time. Please refer to Rewards Terms and Conditions for additional details.

**Must have made a purchase within the last 12 months and be in good standing to receive the Birthday offer.

†Subject to credit approval. Account must be in good standing at time of transaction. 20% off offer not valid on prior purchases. Additional exclusions may apply. See coupon for details.

Reward Terms and Conditions

Important Information About Your Credit Report.

What is a credit report? A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.

How did we use your credit report? We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate. The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.

What if there are mistakes in your credit report? You have a right to dispute any inaccurate information in your credit report.

If you find mistakes on your credit report, contact the consumer reporting agency listed below, which is the agency from which we obtained your credit report. It is a good idea to check your credit report regularly to make sure the information it contains is accurate.

How can you obtain a copy of your credit report? Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact:

What you should know about credit scores. Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how your credit history changes.

Your credit score as of 08/18/2017: 0

We used your credit score to set the terms of credit we are offering you. In the scoring system we used, scores can range from 479 to the best possible score, 898. Please be aware, there are a number of different credit scoring systems available, and each uses a different range of numbers.

Here are the most significant factors in determining your score:

If you have questions about the factors impacting your credit score, we encourage you to contact the consumer reporting agency listed in this letter.

Your Temporary Account

Know how to use your Temporary Account

Please write down the temporary card information below and keep it in a secure place. This information will be unavailable after you leave this page. Use of this temporary credit account number is subject to the terms outlined in the credit card agreement, as amended from time to time.

You may use your temporary Card as if it were your actual credit card with the following restrictions. Once any of the limitations below is met, your temporary account number will no longer be valid for use: