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QuoteReplyTopic: Public Liability Home Owners Cover Posted: 28/July/2017 at 18:40

Anyone know the definition of what home and contents public liability covers? wondering if it covers damage to a neighbours property that was caused by something done by the insured? Does it have to be personal injury or is property damage and loss of wages covered if we make a claim again their public liability cover? thanks.

Public liability covers matters that any member of the public may sue you for. eg a branch from a tree in your yard falls on a person, they sue you. The public liability insurance fights the case for you and if they lose they pay the penalty.

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