Mortgage Refinance in Ontario

Refinancing your mortgage can help you get a lower interest rate and a cheaper monthly payment. There are typically four life and economic events (there are more) that result in people to consider mortgage refinancing, like:

Pay off debt via Debt Consolidation (more on that below)

Mortgage interest rate has dropped

Take out cash (equity) from the home

Credit score has improved enough to be eligible for a substantially better rate

For many, paying off debt is the number one priority for achieving financial health and, hence, DEBT CONSOLIDATION REFINANCING is on the top of the list when considering mortgage refinancing. Let's go into this a little deeper...

Debt Consolidation Mortgage

At Butler Mortgage, we specialize in debt consolidation through mortgage refinance. You can lower your total monthly payments by unlocking up to 80% of your home’s value with help from trusted mortgage lenders and insurers. Our clients save an average of 70% on their monthly payments. We’ll use your mortgage equity to pay off your bills sooner and at a lower rate. With your bills consolidated, your interest and payments will dramatically reduce.

Secured Lines of Credit Programs for up to 65% of your home value

Equity Based Second Mortgages for up to 85% of your home value

Over-extended credit card and consumer debt is the number one problem Canadians face today. Mark Carney, Bank of Canada Governor, has publicly acknowledged this. Butler Mortgage understands the seriousness of this problem. Credit card companies want you to ignore the issue.

A new mortgage program with restructured home equity can shrink your credit card debt and consumer loans to less than 2.15% interest.

COVID-19 Update: We're here for you. These are uncertain times but one thing that is certain is our commitment to you. As an online business, we're set up to help you remotely so you can still take care of your mortgage decisions.