Are you someone who puts all of the change you’ve accumulated during the day into a tray, a bottle or a piggy bank and saves it to use for something special later? Well, this works the same way – only using your Citizens Bank Debit Card. When you use your Debit Card at a point-of-sale (grocery, drug store, gas station, etc.), the purchase price automatically rounds up to the next even dollar amount and the difference (up to 99¢ per transaction) is automatically transferred to a savings account that you have linked to your checking account.

For example, you purchase a sandwich and drink from your favorite fast-food restaurant and the total of your purchase is $4.35. When you deduct the purchase from your checking account, round it up to $5.00. We will automatically transfer the difference – 65¢ – to your savings account. It’s like having an electronic piggy bank!

What could be better than that? We’ll waive the monthly service fee on the savings account – a savings of up to $2.00 per month, no matter the balance – and we’ll combine your monthly checking and savings transaction information into one, easy to read statement! You can even receive it electronically! To get started, visit your local Citizens Bank Branch Office and sign up!