Loan Type

Equity Instruments

An equity or stock represents a unit of ownership in a company. Shares are issued by stock corporations or associations limited by shares and traded on the stock exchange where, on a continuous basis, prices are calculated by matching demand and supply.

Inflation90%

Liquidity70%

economy40%

Interest rate100%

Benefits

Price

Dividend

Return

Risk

176

Equities

23

Fixed Deposits

15

Bonds

11

Cryptos

Minimize fees

When you buy an equity or a bond, you pay fees to the middlemen who match up buyers and sellers, process payments, and so on, which is why fees are inescapable. That said, you can keep fees to a minimum, potentially saving yourself huge sums of money over the long run.

Diversification

When diversifying, it’s important to choose investments in Nigeria that react in different ways to different scenarios. E.g, when interest rates go up, stocks tend to gain value, while bond prices drop.

Goals

Investment goal-setting is an intensely personal affair that will be guided by your own style and preferences. But if you set generalized goals, such as “financial security” or “a comfortable retirement,” you’re going to have trouble measuring your progress along the way.

Growth

Investments in Nigeria and other developing nations tend to grow at faster rates of economic growth than developed nations, by developing their infrastructure and financial systems. Rapid economic growth tends to translate into rapid profits-growth.