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One-time new SKYPASS Business Visa Enrollment Bonus Miles will be awarded when you pay your annual fee or make your first purchase. Please allow 6 to 8 weeks for Enrollment Bonus Miles to be credited to your SKYPASS member's mileage account. Bonus Miles and Purchase Miles are credited to each employee's individual SKYPASS account. SKYPASS Visa card must be open and in good standing at time of Bonus Mile Award. Previous accounts closed within the last 12 months will be reopened and no enrollment miles will be awarded.

Receive two miles for every $1 charged on qualified Korean Air net ticket purchases. Qualified purchases include Korean Air tickets purchased through travel agents, Korean Air ticket agents, or koreanair.com. Your SKYPASS Visa Business card must be used to make the purchase in order to be eligible for Double Miles. The first mile per dollar spent (purchase miles) will automatically appear on your SKYPASS Visa Business statement for your purchases. The second or Double Mile will be awarded six to eight weeks from the time of purchase. Korean Air returned purchases will result in the deduction of SKYPASS miles from the member's SKYPASS account. Double Miles credits or deductions will appear as "KOREAN AIR" on your SKYPASS account. All Double Miles postings are at the discretion of Korean Air. The SKYPASS Visa Business card account must be open and in good standing at time of bonus mileage credits. For Double Miles discrepancy, please contact Korean Air at 800-438-5000 and speak to the SKYPASS Service Center.

Offer valid in conjunction with Korean Air tickets on Korean Air operated flights and cannot be used with tickets issued by other airlines. Korean Air Airport Lounges in Korean Air gateway cities within North and South America and Seoul (Incheon), Korea only. Lounge Coupon is valid for one (1) lounge use only and must be surrendered upon entering a Korean Air Lounge. To access a Korean Air Lounge in North and South American Korean Air gateway cities, or to access the KAL Prestige Lounge or KAL Concourse Lounge at Incheon after check-in or en route to the final destination, proceed directly to the Lounge with the Coupon. Each year, the primary cardmember will receive two (2) Lounge Coupons by mail 8 to 10 weeks after your annual fee is paid, provided SKYPASS Visa account is open and in good standing at time of renewal. Cardmembers must pay annual fee in the month it is due to be eligible for Lounge Coupons.

Rates, fees, and terms may change. U.S. Bank has the right to change the account terms in accordance with your Cardmember Agreement.

Allow eight to ten weeks for your annual renewal Bonus Miles to be awarded to your SKYPASS account. SKYPASS Visa Business card must be open and in good standing at time of annual renewal Bonus Miles award.

Morning Calm Club members are entitled to exclusive check-in services, KAL lounge access, priority baggage handling and SkyTeam Elite member status. For more details, visit www.koreanair.com.

As a SKYPASS Visa cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child(ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your SKYPASS Visa Card issued by U.S. Bank National Association. Refer to your SKYPASS Visa Card "Guide to Benefits" for complete terms and conditions.

EMV® is a global standard for credit and debit payment cards based on chip card technology with enhanced security. Embedded in the card is a microprocessor containing the necessary information to make a payment. Over one billion card users outside the United States are currently utilizing this technology.

U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

SKYPASS Visa Business card accounts that are tied to a Commercial or Government relationship with U.S. Bank have access to a suite of cash management online services, using the experience and expertise of U.S. Bank Treasury Management. Learn more.

This offer may not be combined with any other enrollment offer. U.S. Bank National Association reserves the right to change card benefits at any time with or without notice. Use of the SKYPASS Visa card is subject to the terms and conditions of the SKYPASS Visa Cardmember Agreement, which may be amended from time to time.

Important Information about SKYPASS Miles.Korean Air reserves the right to change the SKYPASS program rules, regulations, terms, conditions, travel awards, mileage award levels and special offers, in whole or in part, at any time with or without notice, even though changes may affect the value of the mileage already accumulated. Korean Air may, among other things: (i) withdraw, limit, modify, or cancel any award; (ii) change program mileage levels, conditions of participation, rules for earning, redeeming, retaining or forfeiting mileage credit, or rules for the use of travel awards; (iii) add an unlimited number of blackout dates; or (iv) limit the number of seats available for award travel (including, but not limited to, allocating no seats on certain flights) or otherwise restrict the continued availability of travel awards or special offers. Korean Air reserves the right to terminate the SKYPASS program entirely with six (6) months prior notice. Should a notice regarding termination be provided, further mileage accumulation will not be permitted commencing on the date the SKYPASS program is to terminate.

SKYPASS program rules and regulations, awards, and special offers are subject to any applicable laws.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

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