Home Budget Tracker - helps you manage day to day spending. Use it to input receipts, track account balances, stick to your budget, and reconcile statements. Designed to be used by individuals and couples on the go at any stage of life.

Income Spending Simulator - projects the course of your financial life. It is useful when considering career changes, major lifestyle choices and retirement (how soon and how wealthy). For numbers oriented people it can be fun to play with as it is designed to be open-ended. The compare mode shows you what a specific change would have on cash flow, asset appreciation, and ending net worth.

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Master Plan to Retire in 5 Years and Coast Until SS Kicks In

Plan is to retire in 5 years, buy a new car for Jill in cash, and put a new roof on the house before then. Adding extra payments to the car and home loan paid off sooner.
5 years after that Jill can start her pension. 10 years after we both quit our jobs we will start drawing social security.
Put in a generous budget for vacations, and expecting to have a watered down health insurance plan after we quit.
Expenses:
Vacations 4000
New Car for Jill 40000
Groceries 800
Real Estate Taxes 6000
Insurance 175
Utilities 500
Medical Copays 100
Medical Insurance (after retiring) 1000
Home Maintenance 300
Roof Replacement 12000
Clothing 800
Income:
Jack 120000
Jill 60000
Social Security Jack 1800
Social Security Jill 1200
Pension Jill 20000
Loans:
Home Mortgage 240000
Jack's Sports Car 50000
Assets:
Investable Net Worth 200000
House 450000