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When we reviewed the best credit cards for Price Protection, Chase cards came out on top. Sadly this will no longer be the case. Chase has quietly eliminated Price Protection and Return Protection from nearly all of its cards. When you visit the landing page of most Chase cards and click on Service & protection or Travel & purchase coverage, you will no longer see either benefit listed as a card feature.

What Is Being Dropped?

The changes in Price Protection and Return Protection mean you will no longer be able to:

Claim back the difference if you make a purchase and see a lower advertised price within 90 days. The cover was limited to $500 per item, and $2,500 per year

Claim back $500 per item and a maximum of $1,000 per year on items the store won’t take back

Which Cards Are Affected?

The following cards are some that will no longer offer Price Protection or Return Protection:

When Will The Change Take Place?

Chase has not announced a date for most of its cards. According to the Doctor of Credit, the United Explorer Card, will lose Price Protection and Return Protection on June 1, 2018. Whether the same happens to other Chase cards on this date or later is yet to be seen.

Interestingly, even though Chase is no longer listing the coverage on their website landing pages, they are still listed in the benefits guide of most Chase cards on ChaseBenefits.com.

This means that the coverage is still in place, so if you were planning to make use of either the Price Protection or Return Protection coverage, now is the time to do so before they disappear entirely.

Our Take

This change is disappointing; fortunately, there is still some time before it takes full effect. You might need to double-check your recent purchases and returns to see if you need to use either cover before they are eliminated.

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I agree with the previous poster who said that although it is a great benefit, it is one that I have never used and would probably never think to use. For buying goods, I always use my Amex Blue for Business to get 2X points.
So if any benefit had to go away, this is one I’m willing to do without. That being said, devaluation of benefits is never a good thing.

Is it just me or has Chase seemingly lost a step these last couple of months? This isn’t the first customer benefit they’ve dropped and combined with the new restrictive rules on the Southwest cards, I’m starting to wonder what’s up.

Lost a step? Not a bit. They’re protecting their business and spending money where it makes sense. They’ve likely dropped these benefits due to the cost and the benefit they’re seeing their members receive.

I will start using my Barclays for everything now since Chase and Discover eliminated price and return protection. What a joke..

What makes me mad about this is all of this started most likely due to apps coming out tracking price changes for customers. So basically the credit card companies are happy to offer a benefit as long as you dont use it. Once everyone starts using it then they do away with it.

I cannot wait for cryptocurrencies to mature further so that more and more companies use them. I will be all too happy for big banks to become a thing of the past.

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