Californians are aware of major earthquakes and the effect from temblors, but many have not taken necessary steps to make their homes safer and protect their personal finances, according to a just-released report.

Residents are better about doing the obvious — such as collecting supplies and making backup documents — in the case of a major earthquake, but many have failed to increase the safety of their home or purchase earthquake insurance, according to the California Earthquake Preparedness Survey conducted by the University of California Los Angeles School of Public Health for the state Emergency Management Agency.