Credit Scores Approved and Denied Credit cards

I'm sure this has been posted somewhere. But I think this is a curious question on many people's minds. What are your CREDIT SCORES when you are getting APPROVED OR DENIED for credit cards (name the banks ofcourse and the credit score from TRANSUNION or EQUIFAX). And if you know as well your utilization...

I'm assuming most people above 700 are approved most of the time.
500s people?
600s people?
700s people?
800s?

I'm in the high 600's... I get approved for easy stuff like credit cards.
But I have a tough time with unsecured loans... Luckily, I already have a $15k LOC @ 3.95%
It would have been nice to raise it to $25k though...

I had a hard time getting my first credit card though, probably due to 0 credit history and ended up getting denied a couple times.
Basically if you are 750+ (with the right income) I think you would be approved for anything you want. 600 and below you might run into problems depending on what you're trying to get.

I'm in the high 600's... I get approved for easy stuff like credit cards.
But I have a tough time with unsecured loans... Luckily, I already have a $15k LOC @ 3.95%
It would have been nice to raise it to $25k though...

WOw. UrbanPoet, 600s with LOC at that rate. GOOD FOR YOU. Did have had the LOC when you were in the 700s? Or was it given to you in the 600s?

Only thing ive ever been denied for in the last 15 or so years was an Amex. They were too picky for me. I had made a late payment on something once like 6 years before I applied.I dont really apply for a lot other than flipping mbna cards for bonus, but Im pretty much always approved. score fluctuates between 675-750 or so (I usually check yearly)

Unless you are applying for something for which you don't qualify (minimum income level), you should never be denied. If you are, then you've got better things to do than hanging around RFD hunting for deals.

I'm sure this has been posted somewhere. But I think this is a curious question on many people's minds. What are your CREDIT SCORES when you are getting APPROVED OR DENIED for credit cards (name the banks ofcourse and the credit score from TRANSUNION or EQUIFAX). And if you know as well your utilization...

I'm assuming most people above 700 are approved most of the time.
500s people?
600s people?
700s people?
800s?

Thanks

Just want to post my situation. I'm a construction business owner. I'd say getting close to medium size. 2010-2011 went through rough patch. Been clean since then (credit wise. LOL. not drugwise). Score in the mid 600s because of 2010-2011 mess and credit pulls for company personal guarantee and some personal pulls. Business now makes just over 750k revenue looking like this year and I pay myself 70k a year.

Been with BMO since that mess. They've never offered me anything or approved me for anything. CIBC has though. 3 high limit cards with them.

Been building credit since 2005.
First card aeroplan visa from CIBC. Now converted to dividend no fee.
Also have PC world elite, Mbna RWE, Mbna platinum plus, capital 1 aspire cash.
Credit score never been below ( since I started monitoring 3 years ago) 754 and now at 778. Never missed a payment; always paid at least the minimum due. Usually never carry a balance.
Never been denied mortgage approval or credit cards I've applied for. Mostly cus everyone on rfd makes six figures

My wife has a similar score and was also denied for a Tangerine CC. We attributed it to her accurately stating her income as $4,000.. They don't let you list household income as a factor, unfortunately. What income did you list, if you don't mind sharing? We're gonna try again in 6 months or so.

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