Financial Considerations for Liver Transplants

Liver transplant costs may be covered by a health insurance policy, a managed care plan, a government medical assistance plan or other means. We work with a full range of third-party payers and will work with you to develop a financial plan for your particular coverage. The evaluation and testing, as well as the surgery, hospitalization, follow-up care and medications are included in the transplant costs. A patient’s insurance coverage plays a vital role, whether it is through a private company or a governmental program. It is important that each patient’s family fully understands the amount of financial coverage that is available.

Here are some of the most important questions to ask your insurance company as you begin to consider transplant as a treatment option.

Is transplant a covered benefit?

Is there a maximum allowance on transplant and transplant-related services?

Is there a maximum allowance on procurement of the organ?

Is there a lifetime maximum or “cap” on the policy?

Is there adequate coverage for post-transplant medications?

What is the annual “out-of-pocket” maximum amount on the policy?

In the event that the patient does not have access to adequate insurance coverage for transplant, there may be other avenues to obtain support to offset the expenses related to transplantation. These include charitable organizations, advocacy groups or fundraising campaigns. For more information, please contact the UAMS Liver Transplant Financial Coordinator at (501) 686-6644 or (800) 552-8026.

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"Life's most persistent and urgent question is "What are you doing for others?'"- Martin Luther King, Jr.

Supporting one another during times of illness is especially important. A good example of this is UAMS Myeloma Center patient Gail Naimo (right) of Port St. Lucie, Fla., who was relentless in encouraging fellow myeloma patient Sergio Pinango (center) of Palm Beach Gardens, Fla. and his wife Blanca Nieto (left) to visit and seek treatment at UAMS. The three friends, who met on a myeloma Facebook page five years ago, are part of a group of nearly a dozen Florida-based myeloma patients and caregivers who share a strong friendship and gather regularly to support and fellowship with one another.

After pursuing treatments at several other medical facilities, Sergio and Blanca followed their friend's advice in 2017 and sought treatment at UAMS Myeloma Center. Today, under the care of Dr. Frits van Rhee, Sergio has been in stringent, complete remission for a year. His scans before and after treatment at UAMS Myeloma Center speak volumes!

"If they wouldn't have come when they did, he probably wouldn't be here today," Gail said recently. ... See MoreSee Less