debt collection lawsuit Tag

The Fair Debt Collection Practices Act (FDCPA) is the federal law regulating the conduct of debt collectors. It ensures that debt collectors not act unfairly, deceptively, or disrespectfully when collecting debts. Collection lawyers are regulated by the Fair Debt Collection Practices Act and must be...

The Boston Globe recently provided some advice in an aptly titled articled called “What to know if you maxed out a credit card and then stopped paying.”
The advice reiterates many of the things that we’ve said here, but it’s certainly worth repeating.
There are tens of...

Consumers might receive collection letters or lawsuits from CACH, LLC, Fresh View Funding, First Step Group, or might hear about the company Square Two Financial. Who are these companies, what do they do, and how are they related?
These are all companies owned or associated with...

If you have received a notice that a debt collector filed a debt collection lawsuit against you in court, you may be wondering what to do. Often, people who are sued do not actually owe the debt because the account at issue was paid off...

A major settlement with a debt-collection law firm and a debt collector has been announced by the Consumer Financial Protection Bureau (CFPB). For years, the law firm “churned out one lawsuit after another to collect debts that were not verified and might not exist. Debt...

An informal survey has revealed that of all the debt collectors in Massachusetts, Midland Funding, LLC files the most lawsuits. Midland Funding is a debt collector and debt buyer. How many lawsuits has it filed? Approximately 1 in 5 lawsuits in Massachusetts is filed by...

One of the largest debt-collection operations in Massachusetts, Lustig, Glaser & Wilson has been sued by the Massachusetts attorney general in Suffolk Superior Court for alleged illegal collection tactics.
Lustig, Glaser & Wilson describes itself as “the leading debt collections law firm in Massachusetts.” Recently, it...

Debt buyers are filing collection lawsuits against consumers en masse in the courts, but when consumers try to sue them for violations of debt collection laws, those same debt buyers hide behind arbitration, according to recent reporting by the New York Times.
Debt buyers are third-parties...

Many debt collectors file lawsuits against consumers in Massachusetts. But what should you do if you receive a court notice, called a summons and a complaint for a debt collection lawsuit? And how is it supposed to be delivered to you, anyway?
First, it’s important to...

Debt collection lawsuits disproportionately affect African-American consumers, says a study released by ProPublica.
Examining three major metropolitan areas, the study found that African Americans are twice as likely as whites to have judgments obtained against them by debt collectors. This imbalance is likely caused, at least...

Massachusetts mortgage law says that if your bank doesn’t foreclose within five years of the mortgage’s maturity date, then the mortgage is considered discharged. This law is the Obsolete Mortgage Act. #knowyourrightsow.ly/bqev30lx4Hk

Providing relief to thousands of Massachusetts consumers, a Culik Law class-action settlement with the debt buyer and debt collector First Resolution Investment Corporation has been approved by a judge of the Superior Court. ow.ly/vj1K30kn0TW

The Massachusetts Appeals Court recently issued a decision directly relevant to how most debt collectors and debt buyers prove their cases which may help consumers defending against debt-collection lawsuits. ow.ly/Txon30i9ojx

In an unusual maneuver, debt collector tried to use its judgment against a consumer to forcibly sell her FDCPA claim against the debt collector, which the debt collector itself was then going to purchase. ow.ly/5JYQ30hyHap

Culik Law is a debt relief agency and we help people file for bankruptcy relief under the Bankruptcy Code. All information on this site is for advertising and general informational purposes only and is not to be construed as legal advice or an agreement to provide legal services.