The Financial Planning Associationwww.fpanet.org
800-647-6340
The FPA's web site allows you to search -- by zip code -- for an advisor who has qualified as a Certified Financial
Planner (CFP).

National Association of Personal Financial Advisorswww.napfa.org
800-366-2732
This site allows you to search -- also by zip code -- for financial planners who operate on a fee-only basis.

Certified Financial Planner (CFP)www.cfp-board.org
800-282-7526
The Institute of Certified Financial Planners will provide you with referrals to CFPs in your area if you call them. It
also offers what it calls a Financial Planning Resource Kit, a collection of free brochures that will answer most of your
questions about the subject.

The American Institute of Certified Public Accountants Personal Financial Planning Divisionwww.aicpa.org/index.htm
888-777-7077
Provides referrals to members who have CPA licenses as well as CFPs.

Check Your Prospective Advisor's Credentials

Never hire a financial advisor without checking out his or her background. The best way to verify licenses, educational
background, and experience is to contact the organizations listed below:

National Association of Securities Dealerswww.nasdr.com
800-289-9999
The National Association of Securities Dealers is the DMV of financial advisors. Always start here. This site lists just
about everything you could ever need to know about a financial advisor, including where they went to school, where they
have worked, and if there are any complaints listed.

Certified Financial Planner Board of Standardswww.cfp-board.org
888-237-6275
This group sets and enforces the standards advisors must meet in order to cal themselves certified financial planners. This
site allows you to check the status of a CFP-registered advisor.

North American Securities Administration Associationwww.nasaa.org
Organized in 1919, this organization is devoted to investor protection. This site is dedicated to helping investors
protect themselves against securities fraud and can provide you with additional information on this topic.

National Association of Insurance Commissionerswww.naic.org
816-842-3600
This group is an organization of state insurance regulators. Through its online National Insurance Producer Registry
(NIPR), you can find information on more than 2.5 million insurance agents and brokers, including their licensing status
and disciplinary history.

Dear David,
Thank You.
My name is Kim Aswani, I am from India. I saw your show with Oprah a few years ago, That night I could not sleep. I thought to myself, I want to be Rich. So I took the next day off from work, went to my local bookshop and bought your Automatic Millionaire. I packed up some Lunch and rode down to a local park and sat myself down and started to read, I\'m not a fast reader and I also wanted to get to understand everything you said in those few minutes that I saw on TV. I ... more

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.