Boat Insurance in Collier County

Do you know the best part about boat insurance? It means you own a boat! What better way to fully enjoy living in the Sunshine State than to be able to cruise around its vast waterways! From small lakes to open seas, there is a whole lot to do when you own a boat in Florida! Making sure you protect yourself with the right coverage is just one of them.

Did you know that most deaths from boating accidents came from people drowning who were not wearing a life-vest? Even Michael Phelps should wear a life-vest, as your skills as a swimmer won’t help you if your knocked unconscious, even if it's less than a minute!

As fun as boating is, please keep in mind that it can be dangerous and people do get hurt. What may start as a wonder day on the water can turn quicker than the tide does. Although insurance may not save you from drowning as well as your life-vest, it can help you keep afloat financially after a devastating accident on the water. Here is a reliable source if you’re looking for some historical data regarding accidents on the water, and how many were fatal.

If you wanted to see more information on boating injury and fatality statistics, please click the link below:

This is just the tip of the iceberg, as many companies have their own exclusive or unique insurance options to help tailor fit the optimal coverage precisely for your insurance and boating needs!

Having the right coverage can really help keep you afloat after an unexpected accident. What may be just as important as having the right coverage is having the proper safety knowledge while boating. Not everyone is fortunate enough to be life-long boater, but even those who claim to be seadogs could probably use a lesson or two themselves! Here is a website some of us at Wilcox Family Insurance have used in the past to better our own boating safety knowledge and awareness. There are tons of other websites and content out there, so feel free to check around for yourself as well!

What Do I Need for a Quote?

Getting a Boat Quote is fun and fast! Our boat insurance specialist are lifelong boaters and locals here to the Florida waterways. All we typically need to get started is some of the basic info on the boat along with who’s going to be operating it. Also, to ensure we provide you with the correct coverage, usage of the boat is also very important!
Binding coverage can in some cases require a bit more info. So here is a more detailed list of what would be needed to get a prepared quote to bound coverage status:

Boat Owners:

Name

Date of Birth

Address

Boat Operators:

Name

Date of Birth

Marital Status (Married, Single, etc.)

Years Boating Experience

Driver’s License Number

Boat/Water Craft Information:

Year/Make/Model of Watercraft

Number of Motors and Type (inboard, outboard, etc.)

Horsepower of Each Motor

Any Enhancements (For racing, etc.)

Vessel Speed

Purchase Year

Original Owner or year Purchased

Storage Type and Location

Usage (Pleasure, Commercial, etc.)

Hull and Registration IDs

Insurance Needed for Trailer (Info for Trailer)

Some companies may still need further info based off their guidelines, but this is a pretty complete list to get your quote off the shelf and into the water for some smooth sailing!