Are you

Small ticket transactions

A small ticket transaction service has recently been introduced by some major retailers. For transactions under AU$35, the service allows merchants to accept Visa/Mastercard® debit, credit and pre-paid cards without obtaining a cardholder’s signature or PIN.

The small ticket transaction service makes low value card acceptance faster and easier for customers and sales staff by eliminating the need for cardholders to sign or enter a PIN when making a qualified transaction of AU$35 or less.

Visa/Mastercard small ticket transactions are for low value purchases at merchants where the goods and services sold generally have little to nil resale value which makes fraud less likely.

If you believe that an unauthorised transaction has occurred on your account, and you did not contribute to the loss, the liability for that transaction may be limited. If you lose your card, please report it to us immediately. By doing so, you will be entitled to all card protection as stipulated in the St.George Credit Card Conditions of Use.

The small ticket transaction service makes low value card purchases even faster and easier by eliminating the need to sign or enter a PIN when making a transaction of AU$35 or less at selected merchants.

In these environments, the merchant will not need to provide the receipt if you do not want one, which again will increase the transaction speed and enhance your experience. If a transaction receipt is provided, the standard minimum data elements such as the merchant name and date and transaction amount will be provided.

Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.