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0% Finance Intro Credit Cards

Save Money with 0% Financing Promotions

Our Review: With its 21-month introductory APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service, its main attraction is its introductory APR. That is a long time in the world of credit cards. This is an opportunity for you to get a break from high interest charges, whether you are trying to make a dent in your debt or if you need to make a bunch of big ..... Read full review

Our Review: By not charging for late payments, the Citi Simplicity Card gives cardholders some breathing room when it comes to managing their credit. Plus, with an 21-month introductory APR on purchases and balance transfers, this card is a smart pick for people who carry a balance. In exchange for this flexibility, the Citi Simplicity Card does not have a rewards program... Read full review

Our Review: With free access to your monthly credit score and no annual fee, the US Bank Platinum Visa Card is a good choice for those who plan to carry a balance. The lack of rewards makes it less than ideal for those who don't carry a balance. However, if you’re paying down some debt, the intro APR and low regular APR make this card the way to go... Read full review

Our Review: If you have credit card debt, Chase Slate's no balance transfer fee promotion and introductory APR offer is tempting. But is there a catch? Read this review before transferring your balance... Read full review

Our Review: With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card takes rewards a step further than many cards in this category. You'll get 1% cash back on purchases plus ANOTHER 1% cash back as you make payments for those purchases, whether in full or installments... Read full review

No annual fee and rewards never expire as long as your account is open

Our Review: Want to earn cash back and score a good deal? With its $100 bonus offer, rotating 5% cash back categories, and 0% intro APR on purchases and balance transfers for 15 months, this card might be the one for you. Read this Chase Freedom review to see why it is one of the most popular cashback credit cards with no annual fee... Read full review

Our Review: A generous cash back and promotional low interest offer makes the Discover It Card the go-to card to keep more money in your pocket. When you consider the rewards, low fees, and good customer service, it’s pretty easy to see why Discover It is one of the most popular cash back credit cards available... Read full review

Our Review: If you’re looking for a simple rewards card with a straightforward points structure the Citi ThankYou Preferred Rewards card might be a good fit for you. There are no complicated rotating “bonus reward” categories, no expiration dates on points earned, and no annual fee -- purchases will earn you 1 point for each dollar you spend with the exception of dining and entertainment purchases which earn double points... Read full review

Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Named "Best for Rewards for Small Business" MONEY® Magazine, October 2014

Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year

Earn 1% cash back on all other card purchases with no limit to the amount you can earn

0% introductory APR for 12 months on purchases and balance transfers

Free employee cards

No Annual Fee

Our Review: Read this in-depth review of Chase Ink Cash before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?... Read full review

Intro APR for Purchases

Intro APR for Balance Transfer

Regular APR

Annual Fee

0% for 12 months

0% for 12 months

13.24% (Variable)

No Annual Fee

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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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