Approach

description: Savvy. Determined. On Your Side.

We are committed to helping our customers finance homes in the Philadelphia area.

We Learn What You Need

Every customer we work with has different needs, which means there is no single best path to the best mortgage deal.

When you start working with Keegan Mortgage, we’ll sit down with you to learn as much as possible about your current situation and your dream outcome. This consultation will allow us to gather all the information we need to get you the best deal possible.

We Leverage Our Expertise to Save You Money

We’ve been in this business since 1946. And we have built an extensive network in the mortgage banking industry, which means better service and lower costs for you.

When you turn to us for support, we can leverage our six decades of experience and mine our extensive list of contacts to find you a mortgage deal that you might otherwise never discover if you were working with just one or two banks. This is our business, and we know it inside and out.

We Stay By Your Side Until the Deal is Done

Getting a great deal is what all mortgage brokers aim to do. At Keegan Mortgage, we know that it’s only part of the job. Working well with customers is the key to our success.

We owe our success — and our great reputation among our customers — not just to the deals we’ve delivered to them, but also to the way we treat them. Great customer service stands at the very heart of what we do, and we are committed to being there—to answer questions, to solve problems, to be a trusted partner and friend—at every step along the way to closing.

Frequently Asked Questions

Why should I use a mortgage broker?

Because we can save you money and make your home buying experience an easier one. The wholesale mortgage rates that we can access through our extensive network of banking partners are consistently lower than the rates a bank would offer directly to any individual. And because we take on many of the tasks that a lender would typically handle when preparing a mortgage—everything from preparing the loan application to counseling the borrower on the best packages available—the process costs the lender less than it typically would. Those savings are passed on directly to our customers.

Don’t I have to pay for your services?

No, actually. The lender pays our broker fee. There is a common misconception that we are a “middle man” in the process and that our fees ultimately make the mortgage more expensive. That simply isn’t true. The National Association of Mortgage Professionals has documented that working with a broker can and does save consumers money in the end. It’s also important to note that we are not paid our fee until the deal is closed.

What’s the right mortgage product for me?

Every customer we work with has different needs, and it is our goal to make sure we find precisely the correct mortgage for each and every one of them. There are many mortgage products available to consumers today, and while the ever-evolving variety of choices is a good thing, having so many options can be overwhelming for even experienced homebuyers. Are you a young couple buying a home in the city—but planning on moving out to the suburbs when you have a family? In that case, maybe an adjustable rate is the right move for you. And when the time comes to move in that family home? Well, then we can help you find a great 30-year mortgage—one that offers simplicity and security for the entire length of the loan. No matter what your needs are, we can help you.

How can I get started?

We are just a phone call away. Once you contact us, we’ll arrange a meeting to cover your specific mortgage needs. We are happy to meet either here at our comfortable office, at your home or place or work, or whatever location is most convenient for you. So if you’re in the market for a new home, or looking to refinance your current loan, give us a call today. We look forward to working with you!