Our Insurance Products

The Nationwide Insurance: Elaine Ramundo & Associates Inc. in Menands, NY provides the following products. To learn more about each insurance product, click on the links below.

Auto Insurance

Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Elaine Ramundo & Associates Inc.. We work with Nationwide to bring you excellent service and coverage in Menands.

Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.

Give Elaine Ramundo & Associates Inc. or another experienced agent a call today at (518) 456-2777. Drivers can discuss options over the phone or in person at 576 Broadway.

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Auto

Boat

Business Products

Classic Car

Condo

Financial

Golf Cart

Homeowner

Identify Theft

Life

Motorcycle

Personal Watercraft

Renters

Scooter

Segway

Snowmobile

Homeowners Insurance

Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let Elaine Ramundo & Associates Inc. make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of Menands home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.

Everything from the age of the home to the age of the homeowner can mean new ways to save on your Menands home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.

You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let Elaine Ramundo & Associates Inc. demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (518) 456-2777 to discuss your policy. Or schedule an appointment with our office at 576 Broadway to talk about your concerns in person with Elaine Ramundo and our staff today.

Get an insurance quote

Enter your zip code

Select an insurance product

Auto

Boat

Business Products

Classic Car

Condo

Financial

Golf Cart

Homeowner

Identify Theft

Life

Motorcycle

Personal Watercraft

Renters

Scooter

Segway

Snowmobile

Life Insurance

If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

We at Elaine Ramundo & Associates Inc. are here to help people like you in the Menands area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (518) 456-2777 and ask for Elaine Ramundo. We are located at 576 Broadway,Menands,NY,12204 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.

LAW-0248AO (05/18)

Get an insurance quote

Enter your zip code

Select an insurance product

Auto

Boat

Business Products

Classic Car

Condo

Financial

Golf Cart

Homeowner

Identify Theft

Life

Motorcycle

Personal Watercraft

Renters

Scooter

Segway

Snowmobile

Business Insurance

Beyond general liability and asset protection, let Elaine Ramundo & Associates Inc. help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Menands. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and Elaine Ramundo & Associates Inc.. Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. Elaine Ramundo & Associates Inc. can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities. Give Elaine Ramundo & Associates Inc. a call at (518) 456-2777, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 576 Broadway. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

Get an insurance quote

Enter your zip code

Select an insurance product

Auto

Boat

Business Products

Classic Car

Condo

Financial

Golf Cart

Homeowner

Identify Theft

Life

Motorcycle

Personal Watercraft

Renters

Scooter

Segway

Snowmobile

The Elaine Ramundo & Associates Inc. also offers products in NY. Please call for information on products in those states.

Suzanne A. OliverLicensed Associate

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Crystal J. ClausenLicensed Associate

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Our agency team has been serving the Capital District and Albany communities with car insurance coverage since 1991. As a full-service insurance agency, it is our responsibility to find our members the right car insurance, home insurance and business insurance coverage protection they need no matter what.

With our agency, please know that, "no question can't be asked". Our top priority is doing what is best for our members and getting answers for your insurance protection. We will be there every step of the way.