Insurance Companies

UAE Medical Insurance works with more than 60 of the world’s leading insurance providers. We work with both international health insurance companies and insurance providers based locally in the Middle East, and are constantly evaluating our partnerships to ensure that our customers are able to get the highest standards of service available.

We have been working with our partners for many years, and have developed strong relationships with the best insurance providers, in addition to understanding how these companies operate. Our experience and knowledge of the industry and its leaders can help guide you to making the best decision on which UAE health insurance policy best meets your requirements.

Some of the local and international health insurance companies that we work with include:

Please be advised that the above list only contains a selection of the companies we work with, and is by no means exclusive. We are constantly updating our partnerships, and looking for new companies to work with; UAE medical insurance chooses to only work with providers who have displayed an exceptional commitment to customer service.

Many of the international health insurance providers we work with have established partnerships with companies located in the Middle East, and as such can provide options which are tailored specifically to cover expatriates on the Arabian Peninsula. However, if there is a company you would like to work with which does not appear on this list, we may be able to accommodate your request. Please contact us for additional details.

No matter which insurance company you choose to obtain a policy from, you will never be rushed or pressured into making a decision when working with us.

Questions and Answers from Visitors

Mumtaz:

I would like to get quotes for health insurance in the UAE for a family of 3. Husband 42 years, I am 37 years and daughter is 5 years. Would like options of maternity and dental coverage as well.
Thanks.

As we discussed over the phone, there are a large number of options available for your family. We work with over 20 different insurance providers and each can offer a range of maternity and dental plans.

For maternity, I would recommend OIC and Bupa as an insurer as they have one of the best maternity plans on the market. When looking at maternity, it is recommended that you look for a plan that will cover -

I would like to get quotes for health insurance in the UAE for a family of 3. Husband 42 years, I am 37 years and daughter is 5 years. Would like options of maternity and dental coverage as well.
Thanks.

Thank you for your question. Only local providers such as Daman or AXA Gulf will require a residence visa to apply. However there are a number of options you can pursue to obtain cover without a visa. For most of our international insurers (OIC and Bupa, NOW HEALTH, WILLIAM RUSSELL, etc) they will not require a residence visa to enroll as an individual. As for applying as a company, you will only need a company trade license to apply. I suggest you speak with one of our consultant that can provide you with more information and perhaps a quotation for plan that can offer you cover without a visa.

Am looking for medical insurance for my wife (age 27) especially for maternity. Now she is not pregnant & we are planning. So pls advise which best insurance company with their facility and premium amount in AED.

Also advise when we can able to use this maternity cashless facility on below scenario.

Exp.: I have taken policy on 15th Oct. 2013 and my wife pregnant in Dec 2013 & pregnancy due is 30 Sept 2014. is this case can we use the coverage.

Dear Niles,
Thank you for contacting us about your medical insurance. I will be happy to assist you with your wife's maternity plan. However, I don't have enough information at the moment.
I am based in Dubai, so if you want, I'd really recommend meeting and going over this in person in our office. Sometimes, it's much easier to just take 30 minutes to go over it all together so you can really understand your plan.
So that I can help you find the most accurate and suitable options, could you please let me know:
• Where in the UAE do you live? Dubai? Abu Dhabi? Sharjah?
• Is this also where your residence visa is from?
• When do you need this coverage to start?
• Whether there are any pre-existing conditions that need covered by the insurance?
• Do you have any preference of hospitals?
Please get back to me as soon as it is convenient for you, I will then compare all suitable insurers and send you a comparison table within the day.
Please note that all insurers will have a waiting period for maternity benefits (unless you are in Abu Dhabi), so if she buys the plan now, became pregnant in December, and was due in September, her benefits will not be paid for UNTIL her waiting period has passed which can be anywhere from 6 - 12 months depending on the insurer. If you are in Abu Dhabi, then you're fine. It will be covered.
As you may already know, our service is completely impartial and free.
I look forward to hearing from you.
Kind Regards,

All insurers ask that a woman be on the plan for a certain amount of time before they will cover a pregnancy, due to this waiting period unfortunately no insurer will cover the current pregnancy.
If you cannot get maternity cover it is still important to take medical insurance. Medical insurance offers you peace of mind in the knowledge that if something unexpected happened to you would be covered and not be confronted with extremely large medical bills.
What I suggest instead is taking a plan that will cover your wife and child for inpatient or inpatient and outpatient conditions, unrelated to the pregnancy. What I also suggest is ensuring that this plan will cover the newborn when he/she is born, i.e. if the newborn is born with any conditions he/she will be covered immediately. This is very important because newborn cover can be extremely expensive if paid out of pocket.
Many thanks.

Hi, I am 48 years old and would like to seek my family health insurance. My husband's age is 53 and my daughter is 22 years old. Currently we all have no medical problems. Can you please suggest which insurance plan I should go for that could cover medical worldwide as well as in UAE?

Hi Mansoora, we work with over 20 difference insurance companies locally in the UAE and internationally. I would be glad to help you find the most suitable policy for your family. usually, price depends on the age, medical condition, level of coverage, and location. If you are just looking for UAE coverage only, we do have AXA Gulf, Oman, Daman, etc., they are a local company in the UAE and specializes in local coverage only, if you are looking for international coverage, with comprehensive benefit from hospitalization, clinic visit, specialist, dental coverage, etc., we have BUPA, Aetna, NOW Health, Allianz, William Russell, etc. I would be happy to send you a quote, but first I would recommend for us to speak via phone or in person, so that I can better understand your needs and how I can help to find the most suitable policy for you.
Kind Regards,

My daughter has currently insurance from my company but as she will finish her studies the insurance will stop. She has a pre condition and is a lupus patient. I would require insurance for her and appreciate if you could advise.

Hi Cirilo, I would be glad to help you find a most suitable insurance policy for your daughter. There are a few insurers that will cover minor pre-existing conditions, such as asthma, high blood pressure, and high cholesterol. However, all insurance company required for you to submit your application to them for review before they can confirm if they will cover it or not. It is free to submit your application for assessment and they will come back with their decision to, cover the condition, exclude the condition, put the condition on a moratorium, or decline the application overall. Usually for cases like lupus, from our experience, most insurer will exclude the coverage of this condition. Nevertheless, it is always a case by case basis for all pre-existing condition.
Kind Regards

Hi I am an intern at a company in Dubai which doesn't provide me a health insurance.
I am from Germany but I am already in the UAE with a visit visa. I would like to have a medical insurance. Please could you help me with an offer? Thank you very much Linda

Hi Linda,
Thank you for your recent inquiry regarding short term medical insurance. Please, remember, that our service is completely free and we offer the same premiums as the insurer.
After reviewing your information, I would suggest Pacific Prime’s medical travel plan - IMG Globehopper. It is designed to cover those who require coverage for a period of less than one year. IMG Globehopper is price competitive while still offering basic worldwide coverage, excluding your home country. IMG Globerhopper covers inpatient and emergency evacuation, along with outpatient claims at no extra cost.
If you wish to proceed and acquire the policy for your required time frame, please use the following link; https://www.imgeurope.co.uk/purchase/quote/globehopper/pre-quote?imgac=215546
Upon payment, you will receive an email from the insurance company with details of your policy.
Please kindly forward this email to me so I can confirm processing.
Looking forward to your answer and all the best,
Kindest regards.

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