Radius Bank has retired its Hybrid Checking Account. It has been replaced with a new account called their Rewards Checking Account. The two accounts are similar but the Rewards Checking earns cash back on purchases made with the debit card. This is an amazing feature you won't find on most checking accounts. That's definitely an upgrade from the Hybrid Checking. Radius Bank's Rewards Checking Account earns 1% interest … [Read more...]

As I mentioned in our Swagbucks review, your options to earn extra money has expanded to simply signing up for programs and getting paid for what you already do online: search. Microsoft Rewards is a program offered by Microsoft that enables you to earn rewards by simply searching with Bing and trying new Microsoft features and products. You earn credits when you search and those credits can be redeemed for gift cards as they … [Read more...]

If you’re like me, much of your day is spent online, whether from a computer, tablet or mobile phone. Our lives have become intertwined with being connected online. Wouldn’t it be great if there was a way to make money while you are online? Especially during tasks that are already part of your daily routine, like browsing the internet, watching videos and connecting on social media? The good news is you can do exactly … [Read more...]

FinCon16 gave us the second annual FinTech competition, the first ever early-stage business competition dedicated to technology products and solutions for the consumer-facing personal finance and investing verticals. The competition was presented in partnership with SoFi, who chose this year’s winner Kavout, to participate in their Entrepreneur Program. Though there could be only one winner, each and every one of the competitors offers consumers an innovative … [Read more...]

Mobile technology has provided all of us with a great deal of tools and information at our fingertips when it comes to managing our finances. This certainly can save time and offer a lot of conveniences we didn’t use to have, but is it safe to manage your finances on a mobile device? In other words, if your device were to get lost and found it’s way into the wrong hands, could that person wreak havoc on your financial life? Chances appear to be slim with the … [Read more...]

If you’ve ever applied for a loan, credit card, or tried to rent, your credit score and history have most certainly been reviewed. Whether you agree or disagree with the need for credit scores, they're a financial measure of one’s ability to make payments. Scores are widely accepted today across all aspects of your financial life. Of course, if you pay with cash, own your home, vow to stay out of debt, avoid car payments or other forms of debt, the need for … [Read more...]

Do you pay with cash, debit, credit or a combination of the three? Some people use credit cards to pay for all of their expenses, earn rewards and then pay the balance off each month. Others use cash or debit card for everything and follow the viewpoint of Dave Ramsey – credit card rewards aren’t worth “playing with fire” that can lead to overspending and possibly, debt. Also, the research shows that we tend to spend more with … [Read more...]

Financial traps lurk around every corner. We fall into these traps when we become a little too smart in how we manage our money. Perhaps we think we can get a great deal with 0% financing. We have a spending plan, but don't really follow it each month (spending is under control). Or we buy in advance, borrow from our savings with the good intention of paying ourselves back. While on the surface these moves seem harmless, dig a little deeper and you'll see how … [Read more...]

Are you a weekend, early morning, or late night warrior who works on their side hustle? Perhaps you do all three? Are you hustling so you can one day leave your day job and become your own boss? It’s not uncommon these days. Do you think it’s ethical, or simply the right thing to do, to share with your current employer that you have a side business that earns additional income? Would your employer approve or, would it perhaps endanger your … [Read more...]

Last year my wife and I decided to make the biggest change in our 12 years of marriage. We decided to pursue our dream of living by the coast. We sold our house in Dallas, TX, packed our belongings, and moved to sunny SoCal! Well, it wasn’t exactly that simple. It took almost a year of praying, planning, and a lot of work. But we did it, and almost a year later we’re still pleased with our decision and enjoying our new lives in the sand and … [Read more...]

I’m certainly not an investment guru, but I’m always interested in learning about investment services such as Rebalance IRA. Why? Let’s face it, picking and managing investments for an IRA, (or any retirement account) isn’t easy for the average Joe and it’s serious business. After all, these decisions impact you in your retirement years! Wouldn’t you agree that it’s not typically a good idea to become a do-it-yourself investment manager unless you’re willing to take … [Read more...]

Using credit card travel hacking to get free travel is certainly not for everyone. It would be wrong for me to make a one size fits all recommendation and tell everyone to jump in and play this game. Certainly, the game has its benefits, but can have adverse financial impacts if not played wisely. What is the rewards game, anyway? I view it simply as applying for credit cards and spending the minimum to earn bonus points or rewards. These rewards come in many … [Read more...]

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