Not an Authorization to
Solicit This web site contains information about a variety of
products and services offered by MassMutual® and its affiliates. Your
access to this information does not by itself grant you expressed or
implied authority to sell, solicit and/or service any of these products or
services on MassMutual's behalf. In order for you to sell, solicit and/or
service any of these products or services on MassMutual's behalf, you
first must be appropriately contracted, licensed, and/or appointed where
required for the product or service that you wish to offer your clients.

Not an Offer to Apply for Insurance This web site
contains information about a variety of products and services offered by
MassMutual® and its affiliates. Any insurance forms/documents on the web
site may only be submitted to the Company by a producer affiliated with
the Company. Your access to this information does not constitute either an
expressed or implied offer for you to apply for insurance. If you wish to
speak to someone about any of the products or services contained on this
web site, please click on the "Contact a Financial Representative" quick
link on the home page and complete the brief form. A licensed
representative will contact you.