A day of going Cashless : Pockets by ICICI

Travelling is my passion and enjoy exploring my neighbourhood or even far off distant land and travel means spending money and as a smart traveller,I try to travel smart and try to reduce my responsibility to travel carefree.I hate carrying my wallet which intrigued me to explore digital/mobile wallets as the technology advances which allows you to pay on the go using your mobile.Mobile wallet are in plenty with big players already established in this sector but as an user one thing that i felt was missing is the seamless integration of payments to be made at any store using their Point of Sale.

Pockets wallet by ICICI is a new kid in the block which had everything under the roof related to digital wallet,So i decided to try out going cashless the whole day over the weekend to see if i can survive without a physical wallet.

My Day started as i woke up to the big Ad in the paper about Pocket App and immediately downloaded the app on my iphone 6S and its available for on Android as well.

Though i am an ICICI account holder but the freedom pocket App gives is that its compatible with any bank account/card and not necessarily ICICI bank account holders.Once you register your account, you get need to top up your account with money with max Rs 5000 per transaction.Now i am all set to venture out with my weekend plans.

I decided to watch a movie tomorrow and decided to book tickets for Wazir and i logged in to pockets app and blocked the movie tickets in seconds without much of hassle with payment as well.All you need is to select the movie, the show timing and the number of tickets and voila.The process is as easy as 1,2,3.

Had prior plans to have lunch with my friend ,So headed out in taxi and my sis calls to recharge her mobile.I immediately used pockets app and did mobile recharge in seconds.

I was browsing the app to see the features available in pockets app and it was like one stop solution for all the payments and transactions without cash.

My sis had asked me to transfer some money to her account and i realised that pockets App will simplify the process with the “Send Money” feature where I just selected her name from my WhatsApp list and sent her money,she just had to enter a code shared by me and she could transfer the money to his account.The best part is you don’t need to have an ICICI Account for the same.

I saw an option of paying bills via Pockets App.I just remembered that my landline bill was due and decided to pay it off right away on the go.I just had to enter the Subscriber ID, Service Provider and the amount and immediately got confirmation about the payment.

I reached the restaurant where my friend was waiting for me and we had an hearty meal and when i had no cash today, Remember the pact of going cashless the whole day, thats where Pockets App came to my rescue and they have another useful feature called “bill splitter” where I can split a bill with several of my friends even after the meal and at any leisure time. All you need to is just enter the details and spilt and request them for payment. All of them can then easily pay the required amount from their Pockets App!This makes you go easy on your pocket and wallet literally:)

The highlight of Pockets App “Pay with mVisa” feature where I can just scan the QR code displayed at the merchant outlet, enter the amount and debit card pin and viola, your payment is done!

This is truly the future of shopping and trust me,No more mess of carrying fat wallets loaded with oodles of credit card and cash. This is going be a game changer in the way people would shop.As this is on a roll out phase, mVisa is currently for ICICI account only and will soon be made available to all.

There are lots of features available as well that can be used without actually having an ICICI Bank account.Some of them are specials discounts and offers on Pockets App.

You can also open and view Fixed Deposit of your ICICI Account on pockets App.

Overall, I successfully completed my task of going cashless for the whole day thanks to Pockets App by ICICI Bank. The future is here !!!