Section 702 of the Equal Credit Opportunity Act (15 U.S.C. 1691a)
is amended--
(1) by striking subsections (f) and (g); and
(2) by inserting after subsection (e) the following new
subsections:
``(f) The term `gender identity' means the gender-related identity,
appearance, or mannerisms or other gender-related characteristics of an
individual, with or without regard to the individual's designated sex
at birth.
``(g) The term `person' means a natural person, a corporation,
government or governmental subdivision or agency, trust, estate,
partnership, cooperative, or association.
``(h) The term `sexual orientation' means homosexuality,
heterosexuality, or bisexuality.
``(i) Any reference to any requirement imposed under this title or
any provision of this title shall be deemed to include a reference to
the regulations of the Board...