Thank you all for the replies. I went with a Asus Xonar DX (same card as D1 except the DX is PCI-E and cheaper too?!). Bought it at a local Canada Computers. The adapter for the optical cable is kinda goofy looking and it takes up the rear mic input, but whatever. TF2 sounds great in 5.1, and Metro 2033 is only 2.1!