You need to exceed 10% gross to even deduct anything. Most people here will have income 100k-1M+/yr. Say 150k income, anything over 15k is deductible. So if you have 20k in medical expenses, only 5k is deductible for tax purpose. No way I'll reach paying out of pocket cost for over 15k... I threw a...

Thanks ! Despite phoning HL they didn't give me these Irish Domiciled $ options. RE a Pre-nup we haven't got one for a variety of reasons - one being we are living in an Equitable Distribution State and I hope to never get to test how equitable that may be! I made this mistake and it cost me big!! ...

I swear to never deal any business with statefarm. The fact you have to call them for them to lower your premium says more about them as a company. Stay far away from statefarm. Hope you don't get hit by a statefarm driver or at fault at the accident.

Was thinking something similar to this Lenovo model. Any thoughts? https://www.bhphotovideo.com/c/product/1445376-REG/lenovo_81de01krus_core_i3_8130u_4gb_1tb.html This has a TN display (like most laptops below about $400), with poor viewing angles, contrast, and color. I strongly recommend spending...

Fast forward a few weeks and I get a call from Geico stating that Direct General has denied the claim. The policy was either not in place at time of accident, or they dropped the insured. ( they do the latter frequently) <---- i know this doesn't sound legal but apparently it is, for example if the...

Do you need a laptop? Old people like big screens, good ergonomics and special keyboards, and it's not like they are the type to bring a laptop to a cafe or something. All these favor desktop all in one computers over laptops, especially if you have a budget. ^this. I wouldn't necessarily consider ...

Skip the chrome book. Most chromebook are a LOT slower than just a right $400 laptop. $400 laptop will get you 8GB ram, i5 8th gen intel, 256GB SSD. It's more than enough computer for an aging parents. This machine will last you 10 years easy. Examples: https://slickdeals.net/f/13368472-dell-inspiro...

You need to exceed 10% gross to even deduct anything. Most people here will have income 100k-1M+/yr. Say 150k income, anything over 15k is deductible. So if you have 20k in medical expenses, only 5k is deductible for tax purpose. No way I'll reach paying out of pocket cost for over 15k... I threw aw...

I wonder why anyone would be willing to drive for them Some people are desperate for money. Bogleheads tend to not have to deal with living in a gig economy, but many people have to do what they can. Yes but you'd be working for less than minimum wage which doesn't make sense to me in the United St...

I don't tend to use the delivery services but have looked into them quite a bit. My older son used to deliver pizzas. $7 per hour plus tips. Gas and vehicle use was on him, so by the end of the night, about 50% of his entire pay went into the gas tank. Since then, DS#2 expressed interest in deliver...

I don't tend to use the delivery services but have looked into them quite a bit. My older son used to deliver pizzas. $7 per hour plus tips. Gas and vehicle use was on him, so by the end of the night, about 50% of his entire pay went into the gas tank. Since then, DS#2 expressed interest in deliver...

I keep my caffeine pills and Meclizine for boat/roller coaster ride in my car. They are expired for 2-4 yrs too. I don't care much. Works just as well as new lol. I'm a pharmacist. Do not follow me though... You don't wanna keep sensitive drugs in high temp in extended period of time because it does...

I deliver from time to time. Last labor day, I made $340 fun money on the side. I got 2 free meals coz people didn't accept delivery at their addresses. Called, left vm, knocked and texted them, but they weren't answering their door. If the customer has difficult drop off, want door to door service ...

I'm surprised how high some of the software engineering salaries can get in the Bay Area (mid-six figures or more) Is this really true? Many somewhat similar posts make it sound like most programmers with a few years of experience make half a million a year at FAANG and the likes. I'm not saying yo...

I'm surprised how high some of the software engineering salaries can get in the Bay Area (mid-six figures or more) Is this really true? Many somewhat similar posts make it sound like most programmers with a few years of experience make half a million a year at FAANG and the likes. I'm not saying yo...

Geico, AAA is always very competitive. USAA normally just takes advantage of people (and mainly veterans) who don't rate shop. You are likely saving $500-1000/yr if you shop home owners, car, umbrella at other companies. Do not go with statefarm, they are one of the worst company you can deal with. ...

Craigslist is usually full of them as dedicated desks (and home offices) are rapidly disappearing from most homes. Modern living takes the laptop or tablet wherever the user likes - sofa, kitchen counter, dining table, outdoors, cafe, etc.

It really depends on what you were driving but I'd go with a Nissan Sentra or even a Versa before a Hyundai Elantra you will be much happier with an older low mileage Camry than anything you've mentioned. Have you ever driven an elantra? A versa is (I believe) the cheapest new car for sale in the U...

I would price out a new one. Buy a 2019 for 15 or 16k with 0 miles seems like a better deal than buying an 8k car with 70k. Isn’t half the reason to buy a Hyundai the 10 year power train warranty that only applies to the original owner? I bought a new 2018 Corolla last year for a bit over $16K plus...

I'd not move. I have a rental in PQ, and live in Clairemont. Same reason above. Clairemont 0 traffic going I-5 south, some going north, areas look a bit run down, no crime tho. Worse schools vs. Highly rated Poway 9-10. House price trend. You can just look at zillow price % increase, pretty good ind...

Hello all: We have a 2008 Honda CRV that has served us well for several years now with 125K miles to its credit. Off late, I am hearing a strange noise when applying the brakes which to me sounds like it is due to a worn out brake pads (I am not an automobile expert). No jerky movements - just a lo...

I do Uber/lyft for 18-25/hr. DoorDash about $12-20/hr. My insurance covers ridesharing for $95/mo. Normally, if I work a FULL day I'll make $300 and spend $35 in gas. Car only gets 30 mpg. Worth it? For toy money part time burning your time instead of doing nothing at home, absolutely yes. I convert...

If you don't mind driving a salvage titled car, you can get $12k worth of car for $6k. Just check the Vin # and take a look at auction pictures before it was restored. If the damage isn't too bad based on the picture, you can buy one at a very steep discount. Or, get a high mileage car with newer ye...

It's a free market and tons of people do it. They must make at least some money. I would not do it as a primary job but could be a great side job for a partial retirement. Maybe you can luck out and be one of those stories that drives a passed out passenger 1000 miles. I do Lyft as a passenger and ...

Are you prepared to clean up the vomit from the drunken college kids who have had too many :beer :beer :beer :beer :beer :beer :beer :beer This. I had an Uber driver in Atlanta tell me that he won’t pickup young people at night because of this very problem. You can’t make enough driving to put up w...

The way I see it, I put 20k miles into my car to get $20,000 gross. The car is "paid off". You just pay gas + repairs after that. It's not bad, but not great either 18-25/hr. It's toy money for me to buy electronics.

If you stay in the same area 5-10 yrs, there is no reason to rent at the same monthly price of a house mortgage. You are throwing those $ to your landlord mortgage, why not build some equity of your own? If you have to move, you can always hand it off to a property management, collect rent. Buy/rent...

As a former P/C claims adjuster there are two P/C companies I would never do business with: State Farm Allstate Check out USAA, Amica, and Erie. If you plan to carry comprehensive on your auto and keep your cars a long time make sure you see if the policy forces you to use non-OEM parts; essentiall...

Lane keep assist in Hyundai is a gimmick. I have it in my Elantra 2019. You will never really use them. As soon as you take your hands off the wheel, in 10 seconds, it turns off. A bump, or a sudden jerk off center, it's OFF. Plus, you DON'T wanna take your hands of the steering wheel. It only works...