I really encourage everyone to please watch the following video and read the pdf presentation. The stockmarket has gone up for one reason and one reason only: Monetary manipulation by the Federal Reserve. It is not real. Research by Dr. John Hussmann suggests that the stockmarket is only priced to return 3.5% over the next 10 years with tremendous downward risk in the short term. If you are heavily in the stock market right now, you are not investing, you are speculating. Buyer beware.