# What Credit Score Do I Need to Get a Mortgage? TransUnion FICO Risk Score 04 (Classic 04) First and foremost, you might be wondering which credit score mortgage lenders use, seeing that there s no sense focusing on something they won t actually look at to determine your creditworthiness. I ll save you the suspense. The short answer is FICO scores, which are the industry standard and relied upon by just about everyone. I think something like 9 out of 10 lenders use FICO, and it s pretty much 100% in the mortgage world. Other providers are trying to …

# Develop planning strategies to shelter income and minimize federal and state income taxes; Evaluate employee benefit plans and determine how you can get the most out of them; Show you how to save and invest on a regular basis toward financial goals such as sending a child to college, starting a business, buying a home. Read more Mentor Capital has successfully managed client investments for more than 20 years. With more than $80 million under management, we have the experience and the expertise to help you minimize risk and enhance returns. Mentor Capital Management Inc. can provide objective advice …

# What Is SIP? Though not too many people know about or use it, there is a hardware/software combination that lets you use the Internet to make phone calls. In fact, in many cases you can make free voice calls anywhere in the world. That’s known as Internet telephony. And that’s where a special term comes into play “SIP.” Short for Session Initiation Protocol, SIP is an IP telephony signaling protocol for Voice over Internet Protocol (VoIP) calls. SIP is responsible for connecting, monitoring and disconnecting VoIP sessions. Sometimes instant messaging (IM) uses a modified version of SIP. SIP can …

# First Choice Roofing And Construction Roofer in Howell, NJ If you need the services of highly experienced and skilled roofers in Toms River, NJ, don’t look past the crew from First Choice Roofing And Construction. The satisfaction of our customers is our top priority, and we’ll produce results that will ensure that your home or business is safe from the elements. We deal with projects involving: Roofing Roof repair Metal roof repair Commercial roofing installation Jobs large or small will be handled professionally, and we’ll make sure that all the details are taken care of. Our technicians have access …

# Personalized Clothing Name Labels and Stickers for Kids Kids name labels have never been so cool! Kidecals has taken style and durability to a new level with their name labels for clothing. Not just limited to clothes, these waterproof name decals are great for water bottles, camping gear, gadgets, school supplies and sporting equipment. Schools and daycares often require kids belongings be labeled. Ugly and smelly sharpies don t hold a candle to our fun and colorful product Our stick on name labels are easy to apply and will stay put as long as you need them to and …

# Small Business Financing Government Grants for Small Business With a Canada Small Business Financing Act Loan (CSBFL), TD Canada Trust and the Government of Canada work together to help you with the financing of your existing business or start-up. A CSBFL can help you get the loan you need to expand, purchase, or improve the fixed assets within your business. Features of the CSBFL include: Loan amounts available up to $1,000,000 1 Financing available for up to 90% of the “Eligible Costs” 2 of assets financed Monthly repayment frequency with a choice of terms, up to a maximum of …

# Binge Eating Disorder Treatment at Monarch Cove Monarch Cove provides fully individualized binge eating disorder treatment in a beautiful therapeutic setting. Binge eating disorder, often referred to by the acronym BED, is defined as when someone has uncontrollable bouts of eating. After these episodes of eating, they do not purge (do things to get rid of the calories they just ate) the way that someone with bulimia nervosa does, so patients with BED may gain weight. Without professional treatment for binge eating disorder, and the co-occurring issues that are underlying BED, few individuals are able to recover and continue …

# 7 Returns and Ratios To Include In Your Real Estate Analysis Real estate investors typically rely upon a real estate analysis to provide them with the facts and figures about a rental property s cash flows, rates of return, and profitability in order for them to make prudent real estate investment decisions regarding the property. As a result, a real estate analysis includes numerous rates of return that real estate investors and brokers engaged in real estate investing routinely learn the formulas for so they properly understand how to interpret them. In this article we want to acquaint you …