Anyone stepping on to the incredible path towards becoming a parent through surrogacy has to undergo the insurance hurdle. And seems to be norm that the more you learn, the less you seem to know!

As experts in managing surrogacy processes and supporting multiple families through their journey in both the US and Canada, we have delved deeply into the topic of Insurance over the last several years.

So what should you know?

Insurance is constantly changing, what was true a year ago is not necessarily (and often not) what is true today.

Insurance costs in the US vary from state to state. There is no national standard, so it makes a difference where your journey takes place.

That said, you should know where your surrogate lives and the name of the hospital she is expected to give birth at, and then cross compare policies and insurance recommendations to make sure that the selected hospital is within the coverage/network of the policy.

In Canada for insurance to cover your baby, it is necessary for the intend