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You may know that your credit score is used to determine whether or not you qualify for a loan. You may also know that your score can change at any time based on new information provided by creditors. However, there are likely several things that you don’t know about this number that may surprise you….

The holidays can be a stressful time for anyone, but one of the most stressful parts of the holidays is shopping for those you love and care about. Who wants what? Where should you buy it? How much should you spend on each person? These are all questions that can confound holiday shopping. Of course,…

Obtaining a mortgage to buy a house is a big financial commitment. It isn’t a decision that should be made lightly. Before you agree to the terms of a mortgage, you should certainly know what you’re getting yourself into. If you are more educated on mortgages, you will be able to make a more informed…

You’ve done it! You graduated from high school, got into college, and now, you’re out on your own! Unfortunately, that also means that you’re being introduced to the wide world of budgeting the hard way. If you’ve never had to work with a budget before, college can be a crash course in more ways than…

If you like washing clothes or making sure clothing gets clean, then you might want to consider investing in a laundromat. These are a good investment if you know how to manage the money that is made and how to compete with the competition. There aren’t many laundromats left in cities as more people are…

You’ve finally made the decision to purchase a home instead of renting. Don’t get too excited just yet. Buying a home is a huge financial commitment. Before heading out to find your dream house, prepare yourself by researching how the process works so you can avoid these five costly mistakes first time home buyers tend…

It’s easy to fall into the trap of believing that it costs a lot of money to decorate the interior of your home or business. Furniture and accessory companies would have you believe that the only way to decorate is with expensive curtains, high end tables, and fancy leather couches. While those items are nice…

Joining a gym can be one of the first steps towards accomplishing your health and fitness goals, whether this includes losing weight, having more energy or getting stronger. There are, however, lots of gyms and fitness centers competing for your membership. When you start visiting gyms and checking out the terms, you may be surprised…

Just because something is inexpensive doesn’t mean it’s low quality, and the same holds true for cigars. While there are countless expensive options on the market, it is the low cost, big flavor choices that often go overlooked. If you want to purchase a few more cigars that will provide you with a lot of…