Payment Options

PATIENTS WITHOUT INSURANCE

We request that 100% of the first visit be
paid at the time of the visit. On other visits, payment may be made at
the end of the week if you sign a credit guarantee form. We are happy to
accept your Master Card or Visa.

GROUP OR INDIVIDUAL INSURANCE

When possible, we will call to verify
benefits on your insurance. However, the benefits quoted to us by your
insurance company are not a guarantee of payment. Payment will be due by
you at the time of service for any non-covered services, deductibles or
co-pays.

“ON THE JOB” INJURY (Worker’s Compensation)

If you are injured on the job, your care
should be paid for under your employer’s Worker’s Compensation
insurance. You will need to inform your employer of the accident and
obtain the name and address of the carrier of their insurance. If your
employer does not provide us with this information, if a settlement has
not been made within 3 months, or if you suspend or terminate care, any
fees and services are due immediately.

PERSONAL INJURY OR AUTOMOBILE ACCIDENTS

Please notify your auto insurance carrier
of your visit to our office immediately. Notify our insurance department
immediately if an attorney is representing you. Although you are
ultimately responsible for your bill, we will wait for settlement of
your claim for up to six months after your care is completed. Once the
claim is settled or if you suspend or terminate care, any fees for
services are due immediately.

MEDICARE

We do accept assignment from Medicare. The
check is usually sent directly to our office in payment of the services
that Medicare will cover, which for chiropractors is ONLY manual
manipulation of the spine. Medicare pays 80% of the allowable fee once
the deductible has been met. You are required to pay the deductible and
the remaining 20% as well as any non-covered services. Our office
completes and files the forms for Medicare at no charge.

SECONDARY INSURANCE

Please inform us of any secondary insurance you may have. We will assist you if you need help in filing.

MANAGED CARE PLANS

If you are under a managed care plan,
coverage of your services will be explained to you on your first visit.
Please inform the receptionist of your employer so that we may contact
the proper insurance and educate you of your insurance benefits
regarding chiropractic care.

You are asked to authorize this
chiropractic clinic to furnish information regarding your case to your
insurance company and to assign all benefits as a result of the claim.
This permits us to follow-up if benefits are other than anticipated. It
also permits us to keep abreast of recent developments with local
insurance companies, which enables us to continue to provide you with
the most up-to-date information available.