Changes in legislation could be a boon for the Life Settlement business. The sale of an existing life insurance policy, through a regulated life settlement transaction, is so pro-consumer that more states are requiring insurance companies to notify senior insured about the exisitence of the life settlement option/market.

Melville Capital Structured Products Group brokered the sale of a structured settlement annuity where, after advisement from Melville, the Trustee determined her initial bid was insufficient and, by hiring Melville, she sought a bid that would deliver much needed proceeds back to the Debtors.