Costco Wholesale Corporation (COST) has become the premier membership warehouse for consumers who prefer no-frills, self-service shopping in a one-stop environment with a wide range of product categories. The Costco name has been synonymous with …

Reading up and learning more about retirement strategies for late starters turns up one interesting discovery—all who discuss this topic comment that it’s never too late to make a plan. Perhaps that is true, but …

The benefits of delaying your retirement are more important than ever as we look at what’s happening to our country’s financial situation and the very real financial problems many people are facing or will in …

Currently, the obstacles faced by retirees regarding Social Security income limits are being dwarfed by other benefit-related concerns. For example, during the United States’ debt crisis, more people close to or already receiving Social Security …

While many people can’t wait to retire, others dread the thought of retirement, and wonder what on earth they are going to do with their time. Then of course, there’s the worry that your financial provisions …

Retirement planning is possibly the most difficult part of financial planning because it is extremely difficult to predict the exact years of employment, the exact amount of money that you will accumulate during the years …

Individuals applying for Social Security benefits may presume the only requirement is to file an application with the Social Security Administration (SSA), and SSA will take care of the rest. The reality is, filing for Social Security disability …

Long term-care pertains to the different services beyond medical care and nursing care used by people who have difficulties or chronic illnesses. Long-term care insurance assists you in paying for these advantages, which can cost …

Whether you’re working for someone or yourself, retirement is something you can’t completely avoid; it’s necessary that you tackle its associated problems. And one of such problems is the low income that most retirees have …

There is no lack of information out there on retirement planning. You could spend hours trawling through all the information out there and get starting thinking you know everything there is to know. The problem …

Retirement changes your life drastically and hopefully for the better. Some people tend to think that retirement is all about money, but the truth of the matter is that retirement is a lifestyle, it is …

A foremost and favorable implication that arises from delayed retirement benefits is the increased social security income you will lay claim to as soon as you stop working. How long you delay your retirement is …

Structuring a solid retirement portfolio, like Rome, isn’t built in a day. It takes years of steady savings, intelligent investments and, in these days of an uncertain economy, a good measure of common sense. Of …

According to Franco Modigliani and Frank J. Jabozzi in their book ‘Capital Markets, Institutions and Instruments’, the two basic and widely used types of pension plans are defined benefit plans and defined contribution plans. In …

Super Funds and Tax Time Changes to the laws target aggressive strategies that allow self-managed super funds to avoid tax. The Federal Government has signaled its intention to crack down on members of self-managed or …

For most retirees, social security benefits are their only source of permanent income once they are no longer working. Therefore, as they approach retirement age, many of these people start to thinking about how and …

Unless you are extremely wealthy or have an incredible retirement program, you’d better save for retirement. Even if you think you have a good retirement program, you need to take into account the rapid rise …

No one likes to pay taxes. A Roth Individual Retirement Account (IRA) is one of your best legal ways to avoid paying them. A Roth IRA is a tax-friendly retirement savings plan which allows designated …

Overview of Social Security Widow and Widower Benefits Social Security pays benefits to the widow or widower of a worker who worked enough to qualify for Social Security benefits. The amount of benefits that a …