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Hi mschiavone. If you were to lease a 2006 Nissan Maxima SL through Nissan Motor acceptance Corp. right now for 36 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00205 and 56%, respectively.

Hi silverfox1. According to my calculations, if you were to lease a 2006 Nissan Maxima SL with an MSRP of $32,570 and a selling price of $29,120 through Nissan Motor Acceptance Corp. right now for 36 months with 12,000 miles per year, your zero down, pre-tax monthly payment should be around $370.

Hi,Thanks for the info. Since posting my note I received a quote from local dealer for $379.28 for a special 39 month lease. Did not jump on it since they would only honor it until end of Oct. Don't like to be pressured. Looks like $370 should be a normal deal according to your post.

You were very helpful several months back in helping me get my G35x. Now it's almost time for my wife to get another car. Can you please provide me with the money factor and residual for a 2006 Maxima SE w/o Navigation for both 24 & 36 months with 15K miles per year.

Welcome back andy2812. Here's the latest info that you are looking for. If you were to lease a 2006 Nissan Maxima SE through Nissan Motor Acceptance Corp. for 24 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00121 and 64%, respectively. The numbers for an otherwise identical 36 month lease should be .00121 and 55%.

Which car leases out better with comparable equipment.I am lookng for a 36 month 15,000 mile lease with NO CAP COST REDUCTION!!

Second part, does it ever pay to lease with the plan to buy out the lease at the end.My reasoning is as follows:If you buy the car you own it if you like it or not. If you lease and love or hate the car, you have the option to give it back or buy it out.

My plan is to lease the car for 3 years and then purchase it, (if we are in love with the car), for my son who will be 17 in 3 years.

Hi HarveyT. These cars' lease programs are fairly comparable this month. Nissan's 36 month, 15,000 miles per year buy rate lease money factor and residual value for the 2006 Maxima SL are currently .00161 and 57%, respectively. The numbers for an otherwise identical lease of a 2006 G35 Sedan with 2WD are .00212 and 59%.

Your logic about using a lease as an extended test drive is sound. If you like the car at the end of your lease, you can buy it. One of the best things about a lease is that if you feel as though its lease-end purchase price is too high, or you just don't like it, or your car has had reliability problems or been in an accident you can just walk away from your vehicle at the end of its term.

You're very welcome jsb5. I would be happy to give you an idea of what this car's lease program is currently like. In order for me to do so I need to know how long you want to lease it for an how many miles per year you need to be able to drive it. you never mentioned either of these things in your post, so for now I will assume that we are talking about a 36 month lease with 15,000 miles per year. Nissan Motor Acceptance Corp.'s current buy rate lease money factor and residual value for a 26 month, 15k lease of a 2006 Maxima SE are .00139 and 56%, respectively.

Here you go, andy2812. According to the latest information that I have seen, if you were to lease a 2006 Nissan Maxima SE through Nissan Motor Acceptance Corp. right now for 24 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00139 and 66%, respectively. The numbers for an otherwise identical 36 month lease should be .00139 and 56%.

I was wondering if I could get the most current money factor and residual value percentage for a 2006 Maxima SE, 12,000 miles a year, on either a 36 or 39 month lease. The MSRP for the exact model I want, in case it makes a difference, is 32,295. Thank you so much.

Still waiting on the car to come in from the factory (next week sometime). I put down $250 to secure my name to the car when it comes in. Haven't signed papers yet, but here are the details of the deal we struck.

Thoughts on my deal? I normally hate putting money down on a lease, but I really wanted to keep my payments at $350/month. Obviously I can still back out as I haven't signed any papers, so I'd love to hear feedback on this. I'm also interested in hearing about everyone elses's experience with dealer/NMAC fees and if they were able to negotiate any of them down. Here's the breakdown of why my cap cost reduction was reduced from $3000 to $1682.44.

Here you go, gidoc. If you were to lease a 2006 Nissan Maxima SE through Nissan Motor acceptance Corp. right now for 36 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00139 and 57%, respectively. The numbers for an otherwise identical lease of a 2006 Maxima SL should be .00161 and 57%.

Hi surfahboy21. Please see my previous post for info on this car's 36 month lease program. If you were to lease a 2006 Nissan Maxima SE through NMAC right now for 39 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00213 and 56%, respectively.

Hi jpetty. $100 over invoice is a good price for this car. The money factor that is being used to calculate your lease payment is only slightly higher than NMAC's buy rate money factor of .00161. If you are having your car's security deposit waived, this would explain why. If you are trying to keep your lease payment as low as possible, you would be better off paying a security deposit and using the lower money factor. Besides, you get the deposit back at lease-end, but you never get the extra money that you paid on your monthly payment back.

I wouldn't make the $3,000 down payment on this lease that you are considering if I was in your situation. I always advise consumers against making any sort of down payment when leasing. I do so for two main reasons. The first is if your vehicle is totaled in an accident or stolen during your lease, your insurance company pays off the bank that you were leasing it through and your down payment essentially disappears. The second main reason is that down payments on leased vehicles do nothing to reduce their lease-end purchase prices. So your lease-end purchase option price for your Maxima would be exactly the same, regardless of whether you had put $1,600 down, or had made absolutely no down payment at all. You can always keep the money that you would have used as a down payment in the bank and use it to supplement or make some of your lease payments for you.

Hey shepali. If you were to lease a 2006 Nissan Maxima SE through NMAC right now for 24 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00139 and 66%, respectively. The numbers for an otherwise identical 36 month lease should be .00139 and 56%.

If you were to lease a 2006 Nissan Maxima SL through NMAC right now for 24 months with 15,000 miles per year, its buy rate lease money factor and residual value should be .00161 and 66%, respectively. The numbers for an otherwise identical 36 month lease should be .00161 and 57%.

Greetings bodridis80. You never mentioned the selling price of the car that you are interested in leasing. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the car that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of a vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to work up a sample lease payment on the car that you are interested in for you if you let me know what its selling price is.

I went to Dobbs Nissan and they gave me a quote on a 36 month lease with 12,000 miles a year at 490.00 dollars. I have lease through nissan 3 times in the past and I am just shocked at this price. My current lease is about to expire. It was a 4 year lease ( they stuck it to me last time )and I only have 32500 miles on it. The vehicle I want is 31565 msrp. How can I Keep from getting taken advantage of? Nissan has sent me a coupon waiving the security deposit.Wlm

Hi helobabe. The most important thing to do on the new vehicle that you are interested in is negotiate its selling price. Always remember that the selling prices of leased vehicles are negotiable, just as if you were paying cash for them. You may be able to find out how much you should pay for this car right now by visiting the following discussion: KarenS, "Nissan Maxima: Prices Paid & Buying Experience" #, 17 May 2001 7:46 am. Once you know what you want to pay for it, let me know and I will be happy to calculate what your monthly payment on it would be if you were to lease it through Nissan Motor acceptance Corp.

I'm getting this offer from the Fleet/internet manager at a Southern California Nissan Dealer:

Getting a low price via a Vendor Vehicle Purchase Program wth Nissan on a 2006 Maxima SL loaded with Driver Preferred package and Nav System. MSRP is $34,240. I'm being offered at $29,532 + $795 Acquisition fee for total of $30,327which is the price after cash back and before taxes.

For a 12k miles, 36 month lease, at a residual of $17,805, the pre tax monthly payment amount is $439.31. The dealer has also agreed to pay 1st month's payment and the 1st year's liscense/registration fees. The "rate" on their lease computer printout is 1.90 which I'm guessing is Money Factor of .0019? Is this a great deal?

Hi Parshad. I don't know if you have leased your car yet, but if not you might be interested in the fact that Nissan's February lease money factor for the car that you are interested in is much more attractive than the one that you were quoted. If you were to lease a 2006 Nissan Maxima SL through NMAC right now for 36 months with 12,000 miles per year, its buy rate lease money factor and residual value should be .00123 and 56%, respectively. If you were to have your car's security deposit waived, it would increase this factor by .00015. Also, in most states NMAC's base lease acquisition fee is only $550. It appears to me as though the dealer that you are working with may be trying to mark your car's factor up to add additional back-end profit to your deal.