Investment Management Services

WesBanco Trust and Investment Services offers professional management and investment
solutions to individuals and institutions to help them meet their long-term investment
goals and objectives. We offer access to a wide array of mutual funds and separately
managed accounts across most asset classes and investment styles. Through a disciplined,
active investment approach we are able to develop financial strategies that help
you pursue and achieve your objectives. Our staff of investment professionals offers
extensive experience in the management of investment portfolios, as well as equity
and fixed income research and analysis.

Portfolio Management Team

WesBanco Trust and Investment Services takes great pride in the fact that four of
our seven Investment Advisors are Chartered Financial Analysts.

First awarded in 1963, the Chartered Financial Analyst (CFA) charter has become
known as the gold standard of professional credentials within the global investment
community. Around the world, investors recognize the CFA designation as the definitive
standard for measuring competence and integrity in the fields of portfolio management
and investment analysis. Because of the rigor of the program, only about one in
five candidates who enter the program pass all three exams and successfully complete
all the requirements to earn the charter.

The Business of Investment Management
Managing equity portfolios, which are diverse across many sectors of the economy,
can be complex. Utilizing a team approach, WesBanco allows the individual portfolio
managers to specialize in sectors of the economy and maintain broad market expertise.

The Investment Review Meeting provides a forum for Relationship Managers and Trust
Officers to meet with other members of the Portfolio Management Team. These meetings
give the entire team an opportunity to listen, ask questions and position themselves
to understand decisions being made on individual portfolios.

Utilizing an independent provider of performance measurement allows the client to
track the performance of their portfolio against appropriate benchmarks and truly
gauge the effectiveness of the manager. Investment review reports are available
on an annual, semi-annual, quarterly or monthly basis.

Portfolio Management Team:

David B. Ellwood, CFA
Executive Vice President

Steve Kellas, CFA
Senior Vice President Sr. Investment Officer

Michael D. Klick, CFA
Vice President

Robert Becerra
Vice President

Scott Love
Vice President

Thomas C. Farnsworth
Sr. Investment Officer

Melvin W. Kahle, III
Investment Officer

James L Sayre
Assistant Investment Officer

WesBanco Bank, Inc. is a Member FDIC. Trust and Investment Services may invest in insured deposits or nondeposit investment products. Nondeposit investment products are not insured by the FDIC or any other government agency, are not deposits or other obligations of, or guaranteed by any bank or any affiliate, and are subject to investment risks including the possible loss of the principal amount investment.