MT insurance covers the unexpected

One of the many big reasons massage therapy has gained so much recognition and popularity as a technique that can enhance health and wellness is because it offers a noninvasive method of making people feel better.

Whether it is stress and anxiety, aching muscles and joints, or some other form of pain or distress that brings clients to your practice, massage therapy promises results without the use of invasive measures, such as prescriptions medications, needles or surgery.

This also holds appeal because it means there are little or no side effects to the relief one may receive from a massage therapy session. For these reasons and more, people seek massage therapists to make them feel better in a safe and relaxing way.

Due to the noninvasive and wellness-based nature of massage therapy, one might wonder why liability insurance or massage insurance for massage therapists even exists. After all, the goal of these healing practitioners is simply to make their clients feel better through skilled touch.

The reason for massage therapy liability insurance is the fact that we live in a world of unknowns. You never know when a client might decide to believe that something that happened in your session room caused or contributed to an injury. You never know when a client might claim that the massage lubricant you used caused a severe allergic reaction. You never know when a client might trip and break an ankle in your hallway.

Of course, these scenarios are no fun to think about, and they are tough to even imagine. In the course of your career as a massage therapist, it is true that none of these situations might ever occur.

However, it only takes one unexpected scenario to turn your whole career upside down. If that one accident or surprise situation ever does take place, you will want a solid massage therapy liability insurance policy in place.

You do not have to pay a lot of money to secure this safety net and the peace of mind it provides. It is possible to find high quality massage therapy liability insurance for less than a couple hundred dollars per year. In addition, this fee is typically tax deductible. If you weigh this small yearly cost against the huge protection that comes with such a policy, then purchasing massage therapy liability insurance clearly becomes the right decision.

It is important to realize that securing massage therapy liability insurance does not mean you believe one of your clients is going to sue you or one of the products you use might cause damage or injury. It is simply a basic step toward creating a sound business model. With strong massage therapists insurance, you never have to worry about the unknown. This kind of confidence could even help make you a better massage therapist, for you can fully focus on helping each client without any nagging worries in your mind.

Find the right massage therapy liability insurance for you and your practice, then rest easy that any and all concerns about what might happen are covered.

The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Identity The Doyle Group is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. The Doyle Group d/b/a Massage Magazine Insurance Plus is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Willis of New York, Inc., a 50-state licensed broker, is the broker for all coverage under the Insurance Plus program. Willis of New York, Inc. also serves as excess and surplus lines broker for the Insurance Plus Program. Professional Liability and Commercial General Liability coverage under the Insurance Plus program is underwritten in the surplus lines market by Aspen Specialty Insurance Company, which is rated A (Excellent) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Insurance Plus is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Insurance Plus is not an insurer. 820 A1A N Highway, Suite W18 Ponte Vedra Beach, FL 32082