You have worked hard to purchase and maintain your home over the years. With a Reverse Mortgage, you can take advantage of your home equity by borrowing against it, without selling your home or making monthly payments on a home equity loan.

Reverse Mortgage facts:

• Borrowers must be at least 62 years of age • Borrowers must own a home with sufficient equity • Borrowers retain ownership and occupancy of their home • No income or credit qualification • No monthly mortgage payments (ensure timely payment on property taxes, Home Owner Association HOA fees)

A Reverse Mortgage allows homeowners to take control of their lives by increasing their financial independence and self-reliance, help plan for future health care needs, make home improvements and much more.

• No risk to other assets • Tax-free income • Retain ownership of the home • Live independently • Leave an early inheritance • Repayment Options