Our systems will be down for maintenance Friday evening, September 29 from 6:00 PM until late. All online services will be unavailable during this time. We expect all online services to resume normal operations on Saturday September 30.

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Free Personal Checking

Bank of Utica offers FREE personal checking that is perfect for everyone. With no minimum balance and no monthly service charges, combined with our free Online Banking and free Mobile Banking, you can bank the way you want to. Our Checking Account also lets you maximize earnings with our high-yield interest rates -- whereas most other banks pay little or no interest.

Pay no per-check fees

No monthly service charges

Make unlimited deposits and

Write as many checks as you want!

Our reputation for friendly, efficient and experienced customer service makes this account different from other checking accounts you may have used. We offer our customers the following benefits at no cost which are available to you with your personal checking account:

The Resource Center for Independent Living welcomes all to a character brunch! Children are encouraged to come dressed in their favorite costume. This fun-filled morning will be spent with a variety of children's favorite characters. Enjoy music while the characters make rounds throughout brunch, posing for pictures and signing autographs....