Question

I have a very good credit record. No missed payments, no late payments, no bankruptcies, not much debt and I make a very good good income too. So why is my credit score only 785 (Transunion)? Shouldn't it be 850, the highest? How does one get a perfect credit score?

All Responses

Getting a perfect credit score is very rare. Since the best rates are already available to consumers with a score over 720, we don't suggest fixating on a perfect score. We wrote an article on this topic recently: https://www.creditkarma.com/article/perfect-credit-score

Your Credit Scores Should Be Free. And Now They Are.

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