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Get Comprehensive Coverage in Cleveland, TN

Need
low cost Comprehensive coverage in Cleveland?
Look no further than
your local Direct Auto & Life Insurance.
Comprehensive coverage may not be required by Tennessee law, but it can be extremely helpful if you run into trouble while driving.
It helps cover vehicle repairs that result from something other than a collision. That's why it is often referred to as, "Other than Collision Coverage."
Let's say
your car is damaged by a natural disaster, stolen, vandalized, or damaged by contact with an animal.
Would you have enough money to get it fixed or to buy yourself a new one?
No need to worry when you have Comprehensive coverage.
Once you meet your deductible, Comprehensive coverage will help pay for your
car, truck, or motorcycle to be repaired or replaced.

What’s the definition of a deductible? A car insurance deductible is what you pay to repair your car if you have an accident or claim.
Deductibles vary by state and insurance company, but generally range from $100 to $1,500.
The Comprehensive deductible you choose is up to you.
Usually,
the higher the deductible, the lower the premium for Comprehensive.

Remember that
Comprehensive insurance only covers some types of vehicle damage.
Comprehensive coverage is almost always purchased alongside Collision for this very reason. It also carries a deductible.
Collision helps pay for vehicle repairs after your car hits another object,
like a guardrail, tree, or street light.
Or, it flips in an accident or is hit by a "hit and run" driver.
Together,
Comprehensive and Collision are often referred to as "full coverage."

Who needs Comprehensive coverage in Cleveland?
It's not mandated by Tennessee insurance law,
but you might be required to carry Comprehensive insurance
if your vehicle is financed or leased.
If you decide not to get Comprehensive,
your lender may purchase it for you and add it to your loan balance.
This path
can carry a higher price tag than if you bought Comprehensive car insurance on your own.
No car loan?
Buying Comprehensive coverage is up to you!
Before going without it, though, think about the age of your vehicle and whether you would feel comfortable paying for it to be repaired or replaced out of your own pocket.
If that thought gives you instant anxiety,
saying yes to Comprehensive coverage and
a manageable deductible might be worth it.

Here at Direct Auto & Life Insurance in Cleveland, Comprehensive coverage is
affordable to get and easy to understand.
We have the on-the-road protection you want,
plus the great services you deserve.
With us, there's no need to cut back on important coverages to try and save a buck.
We help you identify
the right insurance policy for your needs
and find ALL the discounts you're entitled to. It's a promise.
From there,
you can make your car insurance feel even more affordable (and manageable)
by customizing how and when you pay.
It doesn't matter if you pay cash in-person or pay with a credit card,
staying on top of policy payments and your Comprehensive coverage in Cleveland is simple with Direct Auto & Life Insurance!
Visit your nearby office or call 1-877-GO-DIRECT (1-877-463-4732) to get all the facts on Comprehensive insurance coverage today!

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What You Need to Know About Tennessee's New Insurance Laws

Drivers in Tennessee who do not have proper insurance could face a fine of $300.
Police officers
could legally have
your vehicle towed on the spot
if you cannot produce proof of valid insurance.
On January 1, 2017,
Tennessee put into place
a new online system to verify drivers’ insurance.
The program can locate
uninsured drivers by accessing vehicle registration records.
Owners without insurance will be unable to renew their vehicle’s registration.

We're more than just great insurance. Follow us for some pleasant surprises.