Own in Ogden Program

About the Program

Own in Ogden is a loan program to assist home buyers with the down payment or closing costs of purchasing a home. This program provides $3,000 or $5,000 in down payment assistance to target areas within Ogden City.

Summary

Loans can be used for down payment, closing costs, or principal reduction toward the first mortgage loan balance.

Income guidelines apply.

Borrower(s) must provide $500 of his/her own money toward the purchase.

Ogden City sworn Police Officers, Ogden City Firefighters and full-time, state-certified K-12 classroom teachers or administrators in schools which serve Ogden City students can receive a $10,000 loan when buying their primary residence within the overall target area.

Zero percent interest, deferred-payment loan that is repaid in full in the event of sale or if the borrower discontinues property as primary residence.