How and when should I retire?

Are you already retired?

When should I retire?

The longer you work, the larger your pension. You can work until the age of 68. And you can continue working after that as long as you come to an agreement with your employer. After the pension reform, the retirement age will be different for each age group.

Check your pension record

You can see the amount of pension you have accrued so far from your pension record. It is available to you at the pension company that your employer has currently insured you with. Check your pension record online.

Survivors' pension

Years-of-service pension

Read about years-of-service pension if you have behind you a strenuous and wearing career lasting at least 38 years and an illness affecting work capacity. You can retire on years-of-service pension as of 1 February 2018.

Pension commitment – you too will receive your pension

Pension reform 2017 – what will change?

Back to work through rehabilitation

If your work capacity weakens and you find it difficult to continue working, rehabilitation is the answer. It helps employees and self-employed persons alike to return to work. Most people return to work motivated and full of enthusiasm.

Ilmarinen Mutual Pension Insurance Company

Ilmarinen and Etera have merged

Welcome to be Ilmarinen's customer! Etera's former customers have transferred to Ilmarinen as of 1st January 2018. As a result of the merger, you will get even more diverse services and the most competitive client benefits in the sector. Insurance contracts will continue normally and the familiar services will be available as usual.