In the event that you thought we’ d seen the last of retailers creating their own mobile wallets — instead of using already popular services like Apple Pay or Android Pay — you’ d be wrong. Dead wrong. Because apparently you can do not have too many methods to pay in-store, retailer Target is creating yet another solution to buy stuff using your smartphone without that annoying Tap-to-Pay technology.

It’ s available through the Target app and gives clients a one-stop place to shop, clip coupons (using Cartwheel), and pay using their Target REDcard. Target says that is “ four times faster” than using other payments types, and soon the mark app — via Wallet — can store your Target gift cards aswell (okay, that’ s pretty nice).

To cover, users will select the card they have on file and scan the initial barcode that pops up on the phone combining Cartwheel offers, Weekly Ad coupons, and 5% REDcard discounts all in one fell swoop. Wallet is already available inside the Target app, to download and check it out on your own, just hit up the button below.