The home buying process is both exciting and overwhelming, and is not without a multitude of considerations: How do I interpret and understand the current market conditions? Will I find the right property? Should I request a home inspection? What happens during closing and what will that cost be? These are just some of the questions and decisions a property buyer will face when entering the property market.

However, buying a home with the help of a professional, full time REALTOR® can - and does - make perfect sense.

The Process of Buying a Home

Most arguably, the start of the home buying process is knowing how much you can afford. The clearest and most accurate way of doing this is to become pre-qualified for a mortgage through your bank or a trustworthy mortgage broker. This critical first step will not only save you a lot of time and energy, but will allow you to focus specifically on the properties that are within your financial capacity.

Once you are pre-qualified, it is time to look at homes. Based on your search criteria, I will locate some properties that fit the needs and desires of you and your family, schedule showings and accompany you to view them. During this process, I will make sure that we are constantly fine tuning a ‘short list’ of your top three properties, with the end goal in mind of finding you the ‘best fit property’.

Hiring a REALTOR®

It doesn’t matter if you are a personal home buyer or a seasoned property investor, it is very advantageous to have a professional on-hand who has expert knowledge about the market and the home buying process. As one who is familiar with the area, I am eager to assist you in finding a property that is within your price range, your ideal location, and that meets the requirements of you and your family. Furthermore, as an Accredited Buyer Representative (ABR®), I have an additional skill and knowledge set that greatly assists us in the home finding process.

For you to be able to consider all the facts before making a purchase decision, I will take you to investigate nearby communities while accompanying you on property tours, pointing out the pros and cons of each one. This process will ensure you are ready to make an offer. Once you have decided to purchase a property, I will draft an offer to purchase that takes into consideration important conditions, such as financing, home inspection, and anything else that you require. I will also look at similar properties that have sold in the area that are like the one you want to purchase, and so this comparative market analysis will help determine an appropriate price to offer.

I negotiate the terms of the offer on your behalf. With the Certified Negotiation Expert (CNE®) designation under my belt, I work tirelessly to assist you during this critical part of the buying process and ensure that you get the home you desire for the best possible price. Knowledge is not only power, but it is where I add value as your trusted REALTOR®.

As soon as your offer to purchase has been accepted, I will put you in touch with reputable industry professionals who can make your purchase easier. For instance, home inspectors, lawyers and moving companies are just a few of the many services also involved in a home purchase.

Moving you forward … next steps

If you have decided to buy your next home with a REALTOR®, then feel free to contact me directly and we can arrange to meet for a home buyer consultation. Remember that the best part of working with a REALTOR® as your buyers’ agent is that commissions are paid by the seller, so my services will not cost you a single cent.

Karen Patterson Real Estate, Calgary

Ready to help you buy, sell or rent your home in Calgary

For your Calgary real estate needs, you can search listings at your own convenience, browse reports, and read up on real estate info right here on my website. When you are ready to see a listing in person, or have questions, please contact me! As a local Calgary realtor, I can recommend the best options to suit your needs.

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Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.

The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.