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Scotsman Guide – Commercial Edition (ISSN 2154-588X) is made available only to licensed mortgage originators and
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The information and opinions expressed in our editorial articles and advertisements do not necessarily reflect the opinions
of Scotsman Guide Media. Inclusion of an article or advertisement in Scotsman Guide should not be construed as a
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Scotsman Guide Media takes pride in precise reporting of the data found herein. The information found in Scotsman Guide

is confirmed or updated monthly from independent sources believed to be reliable. Nonetheless, because of the volume
of information reported, occasional errors may occur. We assume no obligation or liability for the accuracy, timeliness or
completeness of any information. Because of the nature of the mortgage industry, financial terms and availability of funds
are always subject to change without notice. This publication is not intended for use by the general public.