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% promotional balance transfer rate for on Balance Transfers made between . After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently %. A % balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

% to %when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.

APRs for Balance Transfers

% promotional balance transfer rate for on transfers made . After that, the APR for the unpaid balance and any new balance transfers will be be a non-variable rate of%.

APR for Cash Advances

%

Penalty APR and When It Applies

% if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.

Cardholders may sign up for Free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.

*The PenFed Platinum Rewards Visa Signature® Card program is issued and administered by PenFed. Refer to Benefits Information (PDF) for complete program rules, terms and conditions. Rewards are available only for new purchases made with the card: cash advances, checks drawn from the account, and balance transfers are excluded and do not earn credit toward rewards. Certain restrictions may apply. Visa® USA determines which transactions are classified as gas purchases paid at the pump and supermarket purchases based on Merchant Category Codes. Military commissaries are supermarkets. Fuel purchases for airplanes and boats receive 1 point per dollar spent. Your card account must be open and in good standing to earn rewards.

†Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders’ behalf.

rewards calculator

How Many Rewards Points Will You Earn?

Calculate Your Rewards

5x Points on Gas at the Pump How much do you spend on gas per month?

$500/mo

3x Points at Supermarkets How much do you spend on supermarket purchases per month?

$1,500/mo

1x Points on All Other Purchases How much do you spend on monthly purchases?