New from Prudential: Level Term Life to Age 65

On December 13, 2013, the New York City Board of Health adopted new indoor tanning regulations, which will continue to strengthen existing rules while also educating the community on the harmful affects of UV exposure.

The Board unanimously adopted new rules that require clearer warning labels about the dangers of indoor tanning, and routine inspections of tanning facilities to ensure that tanning devices are operating within the ultraviolet range limits allowed by the U.S. Food and Drug Administration.

“New York City’s commitment to the fight against skin cancer, including melanoma, the deadliest form of skin cancer, is commendable,” said board-certified dermatologist Dirk M. Elston, MD, FAAD, president of the AADA. “The city’s willingness to strengthen their existing regulations exemplifies a true commitment to protecting the public from the dangers of indoor tanning.”

In 2012, New York State passed legislation that prohibits the use of indoor tanning beds by minors 16 and younger and required 17-year-olds to obtain parental consent.

The new NYC rules will enforce this state law while also launching a public education campaign on the risks associated with UV exposure.

More than 3.5 million skin cancers are diagnosed annually. It is estimated that one in five Americans will develop skin cancer in their lifetime and more than 4,000 new cases of melanoma will be diagnosed in New York State in 2013.

Studies have found a 75 percent increase in the risk of melanoma in those who have been exposed to UV radiation from indoor tanning, and the risk increase with each use.

While prevention is key when it comes to skin cancer, one should still take precautionary actions in case something happens. A simple yet effective approach is taking out a life insurance policy, which can financial protect one’s family if a condition develops.

Life insurance rates are currently at an industry all-time low, which makes getting a policy even easier.