These resources are provided for informational purposes only, as illustrative references for your independent development of products or services designed to interface with Ripple’s open-source technologies. These resources are not intended to direct or influence how you or any other person interacts with Ripple’s open-source technologies. Ripple does not endorse any specific resource and makes no representations or warranties with respect to the resources listed.

Note that anti-money laundering and counter-terrorism financing laws and regulations, such as the U.S. Bank Secrecy Act and regulations issued by the Financial Crimes Enforcement Network (FinCEN), require certain parties to take certain precautions against financial crime. In particular, you may be interested in the 2013 guidance issued by FinCEN in response to questions concerning the regulatory treatment of persons who use or make a business of exchanging, accepting, or transmitting certain virtual currencies. Additional FinCEN references are available at https://www.fincen.gov.