Now that we know what Arbitration is, let’s dig into the nitty gritty. Arbitration can be binding or non-binding. Binding arbitration means that the parties of the dispute have to accept the decision of the arbitrator as far as what happens with the dispute – what the parties have to do and who pays whom

You may have heard someone talk about “going to arbitration” or “having something arbitrated.” This might have been on the news, or something a friend said to you, or you may have read my forced arbitration post from last month. But to be honest, you didn’t know what that really meant. That’s pretty normal: most

Having your wages garnished can be troubling and stressful. It is horrifying when the debt for which the wages are being garnished isn’t even yours. You have very little time to claim an exemption with the sheriff’s office. You have to act quickly and immediately: file the necessary paperwork. If your wages are being garnished

You get it: higher score good, lower score bad. So simple a caveman can understand it. Do the things to make your score go up, you’re fine, right? That’s a good start, but not the whole story. There’s no way to truly “improve credit score instantly.” And, as we said last time, before making drastic

Knowing what a credit score is, how to read your credit score, and what comprises the score (as well as the consequences of bad credit scores), you are probably anxious to take steps to improve your credit. Here are a few actions and key points that can increase your score. You should know that there

Part of understanding your credit score is properly having your credit score explained. What is your credit score designed to accomplish and what sorts of things go into your credit history? The free credit scores without membership fees or or other charges are used to inform banks and others who make loans of the likely

Washington, DC – Buried in the fine print of millions of contracts are forced arbitration clauses, which deprive consumers of their statutory and constitutional right to a day in court, according to a study released today by the Consumer Financial Protection Bureau (CFPB). Forced arbitration clauses immunize large corporations from responsibility for their conduct and

By Gregory Wallace @gregorywallace March 24, 2014: 1:12 PM ET http://money.cnn.com/2014/03/20/pf/taxes/irs-phone-scam/ NEW YORK (CNNMoney) If the phone rings and the caller says he represents the IRS, be suspicious. That’s the warning from federal authorities, who on Thursday said a nationwide phone scam has stolen $1 million from thousands of unsuspecting people. The impostor claims to

CALIFORNIANS: Click here to share your support of the bill with California Governor Jerry Brown. The Governor has the bill before him, for review and signature, before it can become a law. The California General Assembly Monday unanimously passed a bill that requires debt buyers in the state to have in their possession a long