The Stock and Bond Markets are up again in the third quarter of 2016. Read how my portfolio has returned 6.7% after nine months. It’s really not complicated because my portfolio is straightforward. It’s constructed to gain when the core asset classes increase and loses value when the market goes down.
Losing is an important part of investing process, if not the most important part. The majority of people don’t understand it because they sell when their investment declines. Never sell, unless it is part of your plan, not because of bear market conditions. Have a plan and stick with it during ups and downs.

About

Steve Schullo is a retired Los Angeles Unified School District elementary teacher turned 403(b) reform advocate and author of two books. Steve is NOT a licensed finan­cial or invest­ment advi­sor, and the infor­ma­tion and expe­riences shared as a do-it-yourself investor con­tained herein is for infor­ma­tional pur­poses only and does not con­sti­tute finan­cial advice.

Through­out my blog, I share my expe­ri­ences with finances as an ordi­nary con­sumer, not as a pro­fes­sion­al. Do not start, change or mod­ify your port­fo­lio based on the infor­ma­tion in this blog alone. Any ideas, invest­ment strate­gies, links to fee-only pro­fes­sional advis­ers and par­tic­u­lar invest­ment com­pa­nies dis­cussed in any arti­cle or in my blog are a reflec­tion of my expe­ri­ences and should not be con­strued as a rec­om­men­da­tion. Always con­sult with a tax or finan­cial professional.