*Dividend rates are established by the Board of Directors and are subject
to change, based on current economic conditions and credit union earnings.

Annual Percentage Yield assumes
reinvestment of principal and dividends on a quarterly basis for one year
at the stated dividend rate. Saving
Account dividends are calculated at the end of each quarter and credited
to your account on the 1st day of the next month, utilizing the Average DAILY
BALANCE, and a 365-DAY YEAR (366 days in a leap year). The Credit Union
calculates dividends on the average balance in the account each day at the stated
dividend rate that corresponds to the applicable share balance range.

A COMPLETE
DISCLOSURE EXPLAINING HOW DIVIDENDS ARE CALCULATED IS AVAILABLE AT THE CREDIT
UNION. An account closed prior to the end of a quarter will earn no interest
for that quarter. Your savings at the credit union is FEDERALLY INSURED by
NCUA to at least $250,000, and backed by the full faith and credit of the
United States Government. IRA's are insured up to $250,000 by the NCUA.
‡ Disclaimer: Every effort
will be made to keep the figures on this website up to date, but sometimes
changes have been made before the website is updated. Due to the often
fluctuating financial market, and the CU's policy of rate changes to reflect
earnings, etc., the figures on this website should be used for estimates only.
Please contact the Credit Union prior to making any definite financial decisions.
In the event of a discrepancy between what is written here and the actual
figure quoted by the Credit Union, the Credit Union's stated figures shall
prevail.