This Fourth, Look Ahead (Not Backward)

So you have $80,000 in student-loan debt for a degree you’re not using.

So you ignored your credit-card payments for three months because you wanted to send your kid to summer camp, and your credit score took a massive hit.

So you got divorced and traded the retirement fund for the house, which is now worth $100,000 less than you paid for it.

So you quit your job only to learn that running a business isn’t as simple as you thought it would be.

And it’s all you can think about.

It’s almost July Fourth. It’s time to take some liberties:

Liberation from guilt.

Freedom from anger.

Emancipation from self-negating thoughts like, “WHY AM I SO BAD WITH MONEY?”

We’ve all made mistakes. We’ve all made poor choices. And many of us didn’t even realize the consequences of our actions until the Recession laid bare all our excesses, all our ignorance, all our errors.

But it’s time to stop living in the past, regretting your choices and feeling guilty, irresponsible, frustrated, fearful, and stuck.

It’s time to move forward—and create a better, smarter, more empowered future.

This Independence Day, liberate yourself from the past and pledge allegiance to taking a huge leap forward into knowing your worth.

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Amanda Steinberg launched DailyWorth in 2009 to bring a fresh voice and an outsider’s perspective to personal finance.

A successful computer programmer, Amanda was earning six figures, but she had built such an expensive life that even her best attempts at saving and investing were wiped out by life’s unexpected complications.

Frustrated by her inability to build net worth, she launched DailyWorth from an attic office in Philadelphia with a newborn in her arms. Today, DailyWorth’s newsletter reaches more than 1 million subscribers and growing.

In 2015, she started digital investing service, WorthFM, which received front-page coverage in The New York Times Business section

Oprah selected her for the inaugural SuperSoul 100, and Forbes named her one of 21 New American Money Masters. Amanda has also appeared on GMA, Today, CNN, and MSNBC. She’s also the author of Worth It: Your Life, Your Money, Your Termsreleased in February 2017.

Financial planning, budgeting, and goal-setting only work for a small percentage of people. Worth It flips the paradigm on “financial advice” for women and delivers it in fresh, unexpected ways.