A survey on onlineAutoInsurance.com of all 50 state laws outlining penalties for driving without auto insurance, shows that Delaware has the second harshest repercussions for driving without coverage.

Most states only have a several-hundred dollar fine and a license suspension of a couple months. Delaware's minimum fine for a first offense of driving uninsured is between $1,500 and $2,000, and uninsured motorists must give up their driving privilege for a full half-year after a first conviction; Delaware's first offense fine for driving uninsured is the highest in the country.

On a second conviction of driving without insurance, Delawareans face an even greater fine of between $3,000 and $4,000. For more information, visit onlineAutoInsurance.com.