Graduating from college comes with a lot of emotions - you're anxious to start the next chapter of your life. You're sad you have to leave all of your friends from school. Lastly, you're stressed because you're trying to figure out how in the world you're going to pay back your student loans.

You like to save money on your groceries, clothes, and other merchandise, right? So why is it that many Americans pass up the opportunity to save hundreds of dollars to put towards medical expenses each year?

If you’re thinking about doing a few home improvements, you may want to consider what will give you the best return on your investment down the road.

According to the Remodeling 2013 Cost vs. Value Report (www.costvsvalue.com)*, you will recoup the most cost from a steel entry door replacement and a garage door replacement in the Indianapolis area. These two improvements may not be at the top of your list, but you’ll recover about 79.3% of the entry door cost and 68.7% of the garage door replacement cost. Entry door replacement even ranks as the number one project in the U.S. for a return on remodeling. Third runner up is a minor kitchen remodel. You’ll potentially earn around 66.1% of the amount you put into it (ex. paying around $18,433 with a resale value of $12,193).

There’s no hiding it: babies are expensive. If you haven't started a family yet, you’re probably wondering how you will be able to afford it.

A long list of prerequisites shouldn’t be your main focus. It’s not about solving every single household issue before having a baby. It just takes a loving couple who is willing to work out their finances, together. Here's a list of things you should take care of before having a baby:

There’s a lot to think about when planning for retirement. And, of course, the earlier you get started, the better. Below are a few tips to get you on the right track.

Contribute to your employer’s retirement savings plan.
If you work for a company that offers a savings plan, such as a 401(k), contribute as much as you can. It is wise to contribute at least the full amount the company will match. Make sure to find out when you are fully vested as well.

Whether you’re in the transition stage or already in college, paying for your education is likely at the top of your priority list. That being said, free money sounds pretty appealing, right?

You’ve heard it a thousand times, “Apply for scholarships!” You know your financial future is important, but those large scholarship databases have left you feeling like a little fish in a big pond. You’re up against so many people and it seems the odds are not in your favor. What can you do to stand out?