All members will receive current certificate-like APY the very first month they sign up regardless of whether or not they meet the qualification cycle requirements.

After the first month, members who do not meet the qualification cycle requirements will receive 0.00% APY on their balances for that monthly qualification cycle. You always have a chance to start over and meet the qualification cycle requirements the very next monthly qualification cycle, and you never pay a maintenance fee no matter what happens. The current certificate-like APY applies to balances up to $25,000.00. Balances over $25,000.00 will receive the current savings rate.

Crest Custom Checking

Just how you want it. Crest Custom Checking pays you on balances of $2,000.00. The more you save the higher the dividend you earn. Should your balance go below the minimum, a $7.50 monthly fee will be charged. Two teller Checks are free with Crest Custom Checking.

*To receive certificate-like rates on balances up to $25,000, you must meet these easy monthly qualification cycle requirements:

Twelve posted and cleared check (debit) card transactions**

Active enrollment in eStatements.

On the portion of the balances shown above $25,000 you will receive the current savings rate. If monthly qualification cycle requirements are not met, you will receive 0.00% APY for that monthly qualification cycle.

APY's subject to change at any time. Fees may reduce earnings. Membership requirements apply. Please refer to our current rate sheets for current certificate-like rates and current savings rates. The qualification cycle is from the first calendar day of the month to the last calendar day of the month.**ATM transactions do not count toward the 12 required posted and cleared transactions during the monthly qualification cycle.