Romney paid a 13.9% tax rate on over $40 million earned through investments in 2010 and 2011, though Romney expects to be paying 15.4% for the 2011 returns. 13.9% is a minuscule number compared to the top rate, which is about 35%. Romney’s fortune comes from investments, which Romney doesn’t even manage himself. In other words, he didn’t earn money the way most Americans have to. He doesn’t even have to lift a finger.