Tag Archives: investing goals

Ah, procrastination. For many of us, it’s comforting. Some work better under pressure, and others just don’t want to be pushed out of their comfort zone.

In the latter case, procrastination can be extremely harmful. It’s easy to go through life living within the confines of what you’ve always known. For some, that might be living paycheck to paycheck. For others, that might be hoarding money for the ultimate rainy day.

I am proud to sit here and say (or type I guess) that I am debt free. I don’t owe nothing to no one! It’s a little strange though, because for the last four years, and very definitely the last ten months, my whole life has revolved around being in debt.

Since I graduated college and my loans kicked in, student loan debt has hung around my neck like a weight. I felt like I would never be free. But after a lot of lifestyle changes, a lot of eating leftovers, and a lot of weekend nights spent at home and not out, I have released that weight. I’m free!

Retirement. Seems like it’s lifetimes away. And in some regards, it is.

I’ve heard that the average American has three completely different careers in their life. If you’re in your twenties or early thirties, you may very well still be on your first career. There’s so much yet to come!

Saving for retirement starts now, though. If you want your hopes and dreams for retirement to come true, it pays to think about it sooner rather than later.

Just like orange is the new black, millennials are proving that saving is the new spending.

Our generation has some unique challenges on our financial plate: we are shackled with more student loan debt than any generation before us, we graduated (in large part) into the worst job market in recent decades, and what jobs we could find paid lower or were fewer hours than before the recession.

Investing can easily seem intimidating and overwhelming. We’ve all heard the horror stories of people losing everything they own through “bad investments” or swindlers that sweet talk people out of their life savings with get rich quick schemes. It doesn’t have to be this way though!

It’s tough to find the best ways to save money at my age, the ripe old age of 27. I feel like a weird millennial, though, because when people think of the word, I feel like college students or new graduates come to mind. Continue reading