Choose the option that best suits your needs:

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How it Works

Loans Canada offers loan, mortgage, debt and credit solutions for Canadians of any credit, as well as business financing.

2

Submit your application online

Our application form is fast, simple and secure. We'll need a little bit of information from you to match you with a lender.

3

Get matched with a financial services provider

After you submit your application, our system will analyze your information to find you the best offer or solution available.

Why Loans Canada?

The Best Alternative to Payday Loans

Personal loans repayable in small, affordable installments

Flexible repayment terms (months or even years)

Bad credit history? No problem

Personalized solutions designed for your financial situation

Way cheaper than payday loans!

More Options, More Savings

We believe that credit-constrained Canadians should have more options than just the banks and other traditional institutions. That's why we've partnered with a wide array of lenders and financial services providers across the country to provide you with access to more options, more services and more savings.

What are you waiting for?

Disclaimer: All loans are subject to credit and underwriting approval. Loans Canada is a lead referral company, not a lender.
Loans Canada only works with financial service providers that adhere to Canadian laws and regulations. Loans
range from $500-$15,000 with terms from 4 months to 60 Months. APRs range from 29.99% to 55% and will depend
on our partner's assessment of your credit profile. For example, on a $500 loan paid monthly over 9 months, a
person will pay $81.15 per month for a total of $730.35 over the course of the entire loan period. This amount
includes our partner's optional loan protection policy. In the event of a missed payment an insufficient funds
fee of around 45$ may be charged (dependent on the lender). In the case of a default on your loan your payment
plan will be terminated and different collection methods will be employed to collect your remaining balance.
Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices.