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Pricing

What differentiates Perennial from all the other firms out there?

Our pricing is one thing.

We are FEE-ONLY, which means we are only paid directly by our clients, no other compensation. Period.

In addition to the transparency of the fee-only model, we are one of the very few firms who charge a flat annual retainer fee, billed quarterly. We have been doing it this way since our beginning in 1998. In addition to investment management, our fee includes ongoing financial planning, tax planning, and continuous monitoring of your financial goals (retirement, college savings, debt pay down, etc.)

The vast majority of investment firms charge clients 1% of assets under management (AUM). For a $500,000 portfolio, this would translate to $5,000 per year. Typically this doesn’t include any other services. Here at Perennial, we assess your situation and propose a flat fee that is generally less than 1% of your investments, and goes beyond traditional investment management.

We realize that not everyone has a large investment portfolio, and we want to make financial planning services accessible to everyone. We have found that younger clients sometimes prefer monthly billing as opposed to quarterly. This gives them access to a financial planner while making the payments similar to the way they pay their other bills.

We see every client situation as unique and believe it is best to sit down and talk about your situation and get to know you, so that we can give you an accurate quote to work together.