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Learn more about GICs

1Interest rates shown are subject to change without notice and are on a per annum basis. The 1-year Cashable GIC, if cashed prior to maturity, earns 0.00% if held for 90 days or less, 1.40% if held for 91-180 days and 2.00% if held for 181-364 days. If held to maturity (1 year), 2.50% interest is earned and paid. The minimum required investment in the 1-year Cashable GIC is $100; the maximum investment is $2,000,000 per Member.

All insurable non-registered deposits are covered up to $250,000. Insurable deposits in registered accounts have unlimited deposit coverage. For further information on deposit insurance, please ask for a brochure at the credit union or visit DICO’s website.