The Policies Below; are not comprehensive health insurance, minimum essential coverage under the Patient Protection and Affordable Care Act of 2010.

NEW PLANS FOR 2015

SOUTHWEST SERVICE INDIVIDUAL & FAMILYHOSPITAL AND MEDICAL PLANS

The following is not a Policy nor a Required Outline of Coverage, but just a very brief description of some of the important features of our Policies.

Policy Form SD15(80/20):Freedom of Choice Coverage in and out of the Hospital

$250,000.00 Aggregate per Person for Each Covered Sickness and Accident Maximum Lifetime Policy Benefit of $3,000,000.00

Your Choice of Decreasing Deductibles:$400.00 the 1st year, $200.00 the 2nd Year and Vanishes Thereafter.

Helps pay on Hospital Expenses subject to Daily Hospital Benefits.

In-Hospital Physicians Benefits (Outpatient Surgery paid the same as In-Hospital Surgery) we pay 80% of the U&C Physicians charges up to the aggregate of $20,000.00 per any one surgical procedure.

Doctor’s Office Visits $20.00 Co-Pay we will pay up to $75.00 of the remaining U&C Physician’s charges for an Office Visit in the Physician’s Office.

Also Pays 80% of the other covered Outpatient U&C Physicians Charges up to the Outpatient Aggregate, after a $100 policy year deductible.

After a $20.00 co-pay we will pay up to $150.00 on Annual Physicals/Well-Care Benefits.

Policy Form SD15(70/30):Freedom of Choice Coverage in and out of the Hospital

$250,000.00 Aggregate per Person for Each Covered Sickness and Accident Maximum Lifetime Policy Benefits of $3,000,000.00

Your Choice of Decreasing Deductibles:$200.00 the 1st year, $100.00 the 2nd Year and Vanishes Thereafter.

Helps pay on Hospital Expenses subject to Daily Hospital Benefits.

In-Hospital Physicians Benefits (Outpatient Surgery paid the same as In-Hospital Surgery) we pay 70% of the U&C Physicians charges up to the aggregate of $15,000.00 per any one surgical procedure.

Doctor’s Office Visits $20.00 Co-Pay we will pay up to $75.00 of the remaining U&C Physician’s charges for an Office Visit in the Physician’s Office.

Also Pays 70% of the other covered Outpatient U&C Physicians Charges up to the Outpatient Aggregate, after a $100 policy year deductible.

After a $20.00 co-pay we will pay up to $150.00 on Annual Physicals/Well-Care Benefits. Also pays on Prosthetic Devices/Orthotic Devices up to the Lifetime Aggregate.

Policy Form SD15(60/40):Freedom of Choice Coverage in and out of the Hospital

$250,000.00 Aggregate per Person for Each Covered Sickness and Accident Maximum Lifetime Policy Benefit of $3,000,000.00.

Your Choice of Decreasing Deductibles:$100.00 the 1st Year and Vanishes Thereafter

Helps pay on Hospital Expenses subject to Daily Hospital Benefits.

In-Hospital Physicians Benefits (Outpatient Surgery paid the same as In-Hospital Surgery) we pay 60% of the U&C Physicians charges up to the aggregate of $10,000.00 per any one surgical procedure or Physicians calls while Hospital confined.

Doctor’s Office Visits $20.00 Co-Pay we will pay up to $75.00 of the remaining U&C Physician’s charges for an Office Visits in the Physician’s Office.

Also Pays 60% of the other covered Outpatient U&C Physicians Charges up to the Outpatient Aggregate, after a $100 policy year deductible.

After a $20.00 co-pay we pay up to $150.00 on Annual Physicals /Well- Care Benefits. Also pays on Prosthetic Devices/Orthotic Devices up to the Lifetime Aggregate.

Policy Form HI-2014 (Plan A): Freedom of Choice Coverage in and out of the Hospital

$-0- Policy Year Deductible, Per Insured

$100,000 Per Person for Each Sickness and $150,000 per accident

No Lifetime Aggregate

Helps pay on Hospital Expenses subject to Daily Hospital Benefits

Home Health Care pays up to the Aggregate Amount of $15,000 at a rate of $150 per day

Pays on Surgeon's expenses listed in the Schedule for covered Surgical Operations

Surgical Schedule is based on a percentage of the Usual & Customary Charges

Outpatient Surgery paid same as Inpatient Surgery

Pays on Outpatient Medical Treatment in the Physician's Office, Clinic or Outpatient Department of the Hospital with no deductible.

Pays on Ambulance Services for expenses incurred to or from a Hospital for the injured or sick insured

Policy Form HI-2014 (Plan B): Freedom of Choice Coverage in and out of the Hospital

$200.00 Policy Year Deductible, Per Insured

$150,000 Per Person for Each Sickness and $200,000 per accident

No Lifetime Aggregate

Helps pay on Hospital Expenses subject to Daily Hospital Benefits

Home Health Care pays up to the Aggregate Amount of $15,000 at a rate of $150 per day

Pays on Surgeon's expenses listed in the Schedule for covered Surgical Operations

Surgical Schedule is based on a percentage of the Usual & Customary Charges

Outpatient Surgery paid same as Inpatient Surgery

Pays on Outpatient Medical Treatment in the Physician's Office, Clinic or Outpatient Department of the Hospital with no deductible.

Pays on Ambulance Services for expenses incurred to or from a Hospital for the injured or sick insured

Policy Form HI-2014 (Plan C ): Freedom of Choice Coverage in and out of the Hospital

$400.00 Policy Year Deductible, Per Insured

$200,000 Per Person for Each Sickness or Accident

No Lifetime Aggregate

Helps pay on Hospital Expenses subject to Daily Hospital Benefits

Home Health Care pays up to the Aggregate Amount of $15,000 at a rate of $150 per day

Pays on Surgeon's expenses listed in the Schedule for covered Surgical Operations

Surgical Schedule is based on a percentage of the Usual & Customary Charges

Outpatient Surgery paid same as Inpatient Surgery

Pays on Outpatient Medical Treatment in the Physician's Office, Clinic or Outpatient Department of the Hospital with no deductible.

Policy Form HI-2014 (Plan D ): Freedom of Choice Coverage in and out of the Hospital

$500.00 Policy Year Deductible, Per Insured

$250,000 Per Person for Each Sickness or Accident

No Lifetime Aggregate

Helps pay on Hospital Expenses subject to Daily Hospital Benefits

Home Health Care pays up to the Aggregate Amount of $15,000 at a rate of $150 per day

Pays on Surgeon's expenses listed in the Schedule for covered Surgical Operations

Surgical Schedule is based on a percentage of the Usual & Customary Charges

Pays on Outpatient Medical Treatment in the Physician's Office, Clinic or Outpatient Department of the Hospital with no deductible.

Pays on Ambulance Services for expenses incurred to or from a Hospital for the injured or sick insured

* Please see bottom of page for explanation.

Amendment for HI-2010Optional Catastrophic Coverage HI-2010- HC Your Choice of Three Additional Daily Hospital Benefits: * Pays an additional daily Hospital Benefit of $500 per day starting after the 3rd day of a Hospital

Unlike conventional health insurance plans, our plans pay a specified cash amount on a per day or period basis, regardless of what your provider charges you. Cash is paid to you or your provider, if you assign the benefits. Our Policy Pays Regardless of any Other Policy you May Have.

OTHER SPECIALTY POLICIES AVAILABLE

Dental/Vision/Hearing Expense Insurance Policy [DVH-101]

Choose your own maximum benefits, $1,000, $1,500, $2,000

Deductible $0 or $100

Pays 60% the first policy year, 70% in the second policy year, 80% the third policy year and 90% thereafter on covered expenses.

This is not a discount plan. No networks. Choose your own provider!

Cancer Income Policy, Form AC-502: (Pays in addition to any other insurance)

Choice of two different Plans that pays for covered expenses resulting from treatment of Cancer.

Standard Plan pays up to $100,000 Aggregate

Preferred Plan pays up to $250,000 Aggregate

Optional I.C.U. Confinement Coverage for other causes

Accident Only Policy, Form A-2000: (Pays in addition to any other insurance)

Choice of Aggregates, $20,000, $50,000 and $100,000 per Accident

$1,000,000 lifetime Aggregate

Pays on Hospital, Medical and Surgical Expenses while in the Hospital

Optional outpatient Benefits are also available

Accident Only Policy, Form A-22: (Pays in addition to any other insurance)

Pays 100% of Hospital and Medical Expenses while confined in Hospital

$20,000 Aggregate per Accident

Optional outpatient Benefits are also available

Accident Only Policy, Form AO: (Pays in addition to any other insurance)

Final Expense Life Insurance Policies: ($25,000 in Death Benefits, up to age 80)

No Medical Examination is required, just a few short medical history questions to complete on the initial application

Whole Life Policies, without Cash Values

Immediate or Graded Death Benefit Policies available

Policies can be written on individuals or Families

Policy can not be Cancelled or Rates Increased because of age or declining health

Accepted by Funeral Homes every where

Policy owner designates who tax free benefits are paid to

HELP Benefit: A Funeral Home with an authorized assignment, may request a portion of the death benefit be sent immediately by overnight mail, with the balance of the death benefit paid upon the company's receipt of a death certificate

This exclusive Southwest Service Life coverage is designed to pay in a lump sum, a percentage of your whole life insurance death benefit if you are diagnosed with one of the nine Coverd Critical Illnesses. Wouldn't a check be better than a get well card?

A ten year level term life policy designed to pay in a lump sum, the percentage of your term life insurance death benefit if you are diagnosed with one of the nine Covered Critical Illnesses. Wouldn't a check be better than a get well card?

IMPORTANT INFORMATION

Southwest Service Health Insurance policies are guaranteed renewal, which means the policies can never be cancelled as long as the premiums in force at time of renewal are paid on time. Benefits can not be changed by the company because of any change in the insured health or number of times the policy is used. Policy Benefits are set out in the Policy and are subject to the policy provisions, including the Limitations and Exclusions Provisions.

Southwest Service Individual Health Insurance Policies ARE NOT Group, PPO or HMO Policies, therefore the Insured can use any Licensed Doctor or Accredited Hospital without first securing pre-approval or a referral--THIS MEANS, YOU HAVE FREEDOM OF CHOICE!!

We are extremely proud to be a TEXAS licensed insurance company for over 40 years, with our Home Office located in Fort Worth, Texas. If you would like more information concerning Southwest Service Life Insurance Company or any of its Insurance Plans----Please contact the Company direct or one of its licensed Agents---You will not be under any obligation, what so ever.

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