Mortgage Approval Made Easy

As fewer and fewer homebuyers are approved for mortgages in today's tight credit market, it's critical to make a good impression on your lender. Here is what your lender will consider:

Your credit score

Your debt-to-income ratio

Your down payment

Your savings/ liquid reserves

Your employment type and history

Value of the property

Homebuyer Education

Mpowered offers individual coaching sessions to prepare buyers to purchase a home safely and affordably. It’s the American dream but the process of purchasing a home can be costly and complicated. Our coaching sessions focus on the financial preparation required to become a homeowner.

Homebuyer education services include:

Pros and cons of homeownership

Examining and analyzing your credit reports

Improving your credit rating

Establishing savings and reducing debt

Understanding the criteria for mortgage loans

Determining how much home you can afford

Creating and sticking to a household spending plan

Homeowner financial management

Preparing an "action plan" to follow to prepare for homeownership

Call us at (303) 233-2773 to schedule a Homebuyer Education appointment with one of our certified coaches