Motorcycle Insurance

Owning a motorcycle can be exhilarating, especially when you live in a place as beautiful as Victoria BC. From winding coastal roads to scenic mountain highways, your next adventure is never far away. And thanks to our mild climate, you can enjoy the thrill of the open road year round. But before you rev up your ride, you need to make sure you have the right motorcycle insurance coverage.

Although all riders in British Columbia are required to purchase basic motorcycle insurance from ICBC, you can also purchase optional coverage through private insurance agencies. Our experienced brokers will steer you through the many coverage options to find the plan that’s best for your unique needs. Whether you’re a first-timer or an enthusiast, you’ll spend less time worrying and more time enjoying the freedom of the ride.

The main benefit of getting private insurance on your motorcycle is cost.

Beacon’s Ride Smart program offers substantial discounts, recognizing experienced drivers. It’s a win-win for both Beacon and our customers, as most pay less than half of what they’d have to pay with ICBC.

The program offers several extensions, included within the policy. These extra protections include:

Emergency Roadside Service Expenses

Lock Re-keying

Travel Protection

$1,000 included for motorcycle trailer

$1,000 included for riding gear

(ICBC does offer some of these coverages, but at an additional cost).

Another great feature that makes Beacon stand out is their “Basis of Claim payment”. In the event of a total loss, our client gets a cheque for the limit of insurance as listed on the declarations page of the Policy. “Agreed Value” policies are usually very expensive, and are no longer offered by ICBC, which makes feature this a huge benefit for our customer.

Contacts us for more detailed information on motorcycle insurance in Victoria BC.