Secure EMV payments are commonly used globally for safer and smarter transactions via contact less and contact payment channels. Soon, the United States will see this technology migrate into businesses. In a face-to-face card-present environment, the EMV chip technology will help to reduce counterfe...

Returns and refunds are inevitable in nearly any business environment. Merchants who deal with them know they can be headaches – especially when the purchases are made with credit or debit cards and customers claim the refunds were never received. This results in chargebacks to the business – re...