The holiday season is always a busy time of year, so you’re probably pretty busy. But it is important to take some time now to evaluate year-end financial moves that may be beneficial in preparing for your financial future.

Which year-end moves should you consider? You will want to talk to your financial advisor and tax and legal professionals first, but here are a few ideas to get you started:

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These lines are meant as reflection — and a reminder — that next Sunday is Mothers Day. In that it is one of the most celebrated days other than Christmas and Easter, the history of the day is interesting. Most of today’s words deal with the origin of Mothers Day. Next week we will look at some other aspects of this occasion.

None other than Julia Ward Howe, author of the “Battle Hymn of the Republic,” is given credit for creating the momentum of having Mothers Day recognized as a national holiday. In 1870, she issued a proclamation or declaration which should not be paraphrased. It read:

I’m considering wrapping up some things in my house and giving them away this Christmas.

After all, there are DVDs I’ve watched only halfway through before it became apparent they weren’t my cup of tea. Then there are at least 10 shirts and pants that probably won’t fit over my body again until I’m in the grave and weigh less than 100 pounds.

Young adults from all economic backgrounds have been living with the realities of a challenging economy, limited job offers, and increased living expenses. If your children are among those going through a lean period in their career or personal lives, the first step to helping them get back on their feet is to have a positive, productive conversation about money and how to manage it.