Property & Casualty

Liability

The Kentucky League of Cities Insurance Services (KLCIS) offers general liability, public officials liability, law enforcement liability and automobile coverages on an occurrence basis, with no annual aggregate limit. Cyber liability and sewer backup liability are also available.

Limits of $1 million to $10 million are available with higher limits available upon request for most liability coverage and a variety of deductibles are available to tailor coverage to your needs and manage your premium costs.

Property

KLCIS members can purchase property insurance coverage for buildings, building contents, property in the open, fine arts, valuable papers and scheduled equipment. This coverage is written on a replacement cost basis and includes valuation services for many locations depending on the value. Optional deductibles are available.

The program also provides coverages for:

Flood coverage in zones B, C, and X and Earthquake coverage

Newly acquired locations within the first 90 days of acquisition

Business Interruption & Extra Expense

Property in transit

Equipment breakdown (formerly boiler and machinery coverage)

Employee Identification Fraud Expense

Crime Coverage

Specially trained canine mortality

Contact Info

Citizens are our "stockholders."

These self-insured programs are member-owned and are governed by a Board of Trustees comprised of representatives from the participating members. All insurance programs are non-profit and are operated in the public interest.

Cities, their agencies, boards, commissions, units of local government, and other non-profit public purpose organizations are eligible to participate.

The Kentucky League of Cities serves as the united voice of cities by supporting community innovation, effective leadership and quality governance.