Martin
leads the firm's International Equity team responsible for the international
core, international growth, and emerging market strategies. He has specific
research coverage responsibility for Europe, formulates all investment
strategy, and maintains final authority over all investment decisions. Martin's industry experience extends to 1995
and includes positions in equity research and portfolio management. Prior to
joining the firm in 1998, he was a portfolio manager with National City
Corporation. Martin is fluent in German and conversant in French and has
traveled to more than 90 countries. He earned a Bachelor of Arts degree in
international relations from Cornell University, graduating magna cum laude. He
received an M.B.A. in international business, a J.D. from George Washington
University, and a Master of Strategic Studies from the U.S. Army War College. A
paratrooper, Martin was honored as a General MacArthur Junior Officer
Leadership Award winner and retired from the U.S. Army Reserve as a colonel
after serving more than 30 years in special operations.

Calvin Y. Zhang

Calvin
is a portfolio manager and senior research analyst on
the International Equity team responsible for research and analysis on all Asian securities. He is
the co-manager of
the emerging markets strategy. Prior to joining the firm in 2008, he was an
analyst and portfolio manager with Driehaus Capital Management, where he covered China, Taiwan,
and Korea and helped manage its International Select Portfolio Fund.
Previously, he served as an advisory client representative for IBM and as a diplomat in the Foreign Affairs
Office of Guangdong, China. Calvin
holds a Bachelor of Arts degree in English and computer
science from the South China University of Technology and an M.B.A. from the
University of Rochester.

Bernard R. Horn, Jr.

President and Portfolio Manager, Polaris Capital Management, LLC

Industry Experience: 39 years

Managed Fund Since: 2005

B.S.B.A., Northeastern University

M.S., Massachusetts Institute of Technology

Bernie is founder, president and portfolio manager of Polaris Capital Management, LLC, a Boston-based global and international value equity firm that manages the value component of the International Equity Fund. He sets strategy, generates investment ideas, and has final decision-making authority over security selection. His career includes MDT Advisers, Inc., where he managed a $40 million ERISA portfolio component; Freedom Capital Management Corporation, where he was vice president and portfolio manager and where he continues to subadvise the Freedom International Fund; and Horn & Company, which he founded as an investment counseling firm for individuals, trusts, and tax qualified accounts and where he established the Global Value Limited and the Thrift Investors Limited partnerships. Bernie holds a Bachelor of Science in Business Administration degree from Northeastern University, a Master of Science degree in management from the Alfred P. Sloan School of Management at M.I.T., and is a member of the Bank Analysts Association of Boston.

Sumanta is a vice president and assistant
portfolio manager at Polaris Capital Management, LLC, which manages the value
component of the International Equity Fund. He is a generalist and does
fundamental analysis of potential investment opportunities. He is closely
involved in all aspects of managing the portfolios' investments. His prior
experience includes an equity research internship at Delta Partners of Boston and
a four year tenure as an officer on the Securities and Exchange Board of India.
Samanta earned an undergraduate degree in engineering from North Bengal
University, a diploma in business finance from the Institute of Chartered
Financial Analysts of India, a Master of Science in finance from Boston College,
and an M.B.A. from Calcutta University. He is also a CFA® charterholder.

Bin Xiao, CFA

Assistant Portfolio Manager, Polaris Capital Management, LLC

Industry Experience: 13 years

Managed Fund Since: 2013

B.S., Beijing Institute of Technology

M.S., Rochester Institute of Technology

M.B.A., Massachusetts Institute of Technology

Bin is an assistant portfolio manager for Polaris Capital Management, LLC, which manages the value component of the International Equity Fund. He is a generalist and does fundamental analysis of potential investment opportunities. He joined Polaris as an analyst in 2006 and became an assistant portfolio manager in 2012. He previously held positions as a software engineer and project manager for PNC Financial Services Group, Vanguard Group, and RIT Research Corporation. Bin holds a Bachelor of Science degree from the Beijing Institute of Technology, China, a Master of Science degree in computer science from Rochester Institute of Technology, and an M.B.A. from the Sloan School of Management at the Massachusetts Institute of Technology.
He is also a CFA® charterholder.

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