Use 2CO, Moneybookers, Paypal. You cannot process CC trnx directly on your server as you need to have various compliance policies in place. Involves a lot of work and the amount of time/money invested into setting this up (unless you expect a minimum of 100 trnx/day) its best to make use of an already established CC processing system

Use 2CO, Moneybookers, Paypal. You cannot process CC trnx directly on your server as you need to have various compliance policies in place. Involves a lot of work and the amount of time/money invested into setting this up (unless you expect a minimum of 100 trnx/day) its best to make use of an already established CC processing system

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Actually depending the margins of the products you are selling the break even point can be as low as $1k in sales a month as most cc processors charge a lower percentage than paypal etc charge. The questions are will the lower percentage per transaction cover the monthly fees and will your conversions go up.

It is really not that hard to setup though there are some up front costs. The big thing is the monthly fees compared to paypal and 2CO. You need to make sure you have enough sales as your fixed costs will be higher.

In most retail situations your conversions will actually increase processing on site. Sometimes this makes it worth doing and sometimes not. If you want to test this out and have a paypal account you can use paypal pro to test and see if keeping the customers on site helps for a couple of months and if it does enough to make it worth the extra up front costs. Paypal pro has a $30 monthly fee but no additional upfront expenses so it is good for testing and seeing if it makes any difference in conversions.

In most retail situations your conversions will actually increase processing on site. Sometimes this makes it worth doing and sometimes not. If you want to test this out and have a paypal account you can use paypal pro to test and see if keeping the customers on site helps for a couple of months and if it does enough to make it worth the extra up front costs. Paypal pro has a $30 monthly fee but no additional upfront expenses so it is good for testing and seeing if it makes any difference in conversions.

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Didn't know the use of PP pro.. thanks for pointing it out, will give this a try.

I suppose it all boils down to the volumes/month in question and also the value of the transactions.

Not that difficult as long as you verify your details. I have a merchant acc. with PP and despite all the clearance somewhere in between when the trnx amounts increased, they asked for additional business verification that required scanned copies of the registration cert./passport.

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