student loans

I’ve been repaying my student loans for about 6 months now, and so far, it’s been going smoothly. Well, as smoothly as repaying a mountain of debt can go, I suppose.

Although there have been times when things were tight, I’ve successfully managed to make my payments on time every month. That’s not because I have a huge disposable income, or because I hit the lottery recently.

The only reason that I’m able to stay on top of my debt is because I plan ahead. If you just entered repayment, you’ll want to adopt this habit as well. Here’s how to do it.…

Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance® (our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).…

Many student loan borrowers’ grace periods will end this month, putting their loans in repayment. To help them start on the right foot, Aaron Weber sat down with Alexander, a counseling specialist with SALT™, to discuss three common sources of repayment confusion: income-based repayment, Public Service Loan Forgiveness, and Teacher Loan Forgiveness. Here’s what he has to say.…

I’m no stranger to the student debt blues. You know, that overwhelming feeling that you made a horrible, horrible decision regarding going to college? Or maybe it’s just a twinge of frustration that you can’t afford anything. Like at all. Like scrounging for quarters to get something off the dollar menu for breakfast at all.

Do you know the feeling?

Instead of wallowing in self-pity, I’ve chosen instead to reflect on the reasons why having student debt is actually a good thing. Here are my top four.…

Not everyone finishes college their first time around. Sometimes, you have to go back to school to get your degree—and sometimes, money stands in the way of this.

Of course, returning students have the same federal loan options as anyone else; however, they may also have some additional factors that affect their aid. If you want to return to school and can’t pay out of pocket, here are three things that you will need to think about.…

Halloween is almost here, but for some, an even scarier occasion lurks right around the corner: their student loans entering repayment. This weekend marks the beginning of November, which could mark the end of the grace period for many members of the class of 2014.

Nothing is scarier than your loan payments beginning without you knowing it. (OK, maybe that clown from the new American Horror Story is scarier—I couldn’t even Google it to link to the right image! So, it goes “clowns,” then “student loans.) Fortunately, you have a weapon at your disposal to fight back these horrors.…

Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance® (our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).…

Think you don’t have options when it comes to your student loans? That may not be the case. Aaron Weber spoke with Maloney, one of our senior counselors, about common student loan problems and how to solve (or even prevent!) them.…

Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance® (our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).…

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