The country where the covered person has his/her true, fixed, permanent home and principal establishment.

US States Restrictions

No Restriction

Country Restrictions

No Restriction

Safe Travels USA Trip Protection Insurance FAQs

Q1: Who is eligible to buy Safe Travels USA Trip Protection plans? Any non-U.S. citizens traveling in which at least one of the destination countries is the U.S.

Q2: Which doctor or hospital can I go to? You can go to any doctor of hospital of your choice. If you would like to go in the PPO network, You can search for doctor or hospital in this Provider Directory.

Q3: When will I receive my ID card? After you purchase the plan, you will receive the plan on-line receipt and virtual ID card in your email. You can take a print out of the on-line receipt/virtual ID card and use it as proof of insurance, when visiting the doc/hospital.

Q4: How can I get a refund of premium? If you are not satisfied for any reason, you may return your plan within 10-day "free-look" period, after that this plan is non-refundable.

Q5: What does Safe Travel Trip Cancellation and Interruption cover? Safe Travel Trip Cancellation and Interruption insurance policy covers the nonrefundable financial penalties or losses you incur when you cancel a prepaid tour or flight for an acceptable reason, such as:

You, your travel partner, or a family member cannot travel because of sickness, death, layoff, or a list of other acceptable reasons

Your tour company or airline goes out of business or can't perform as promised

A family member at home gets sick

You miss a flight or need an emergency flight for a reason outside your control (such as a car accident, inclement weather, or a strike).

Q8: I want to purchase insurance for more then one visitor. Should I purchase two separate policies for them or have a combined policy?

The benefits and cost does not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies.

Having separate policies gives your more flexibility in renewals and cancellations.

Q9: I am traveling and I am pregnant. Will your plan cover me?

Yes. We cover emergency medical treatment for pregnancy up to $1,000 on the Safe Travels USA Trip Protection Insurance.

Disclaimer

The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

What is Policy Maximum?

What is Policy Maximum?

Policy Maximum is the maximum amount that an insurance policy will pay for covered expenses. If you choose a policy with maximum coverage of say $50,000, and your actual bills are $120,000, the insurance will pay only up to $50,000 for the covered expenses as per the policy.

Note : Policy maximum is the outer limit of the insurance company's liability for the covered expenses only. Do not assume that insurance pays for everything up to policy maximum. All applicable limits and exclusions will apply.

What policy maximum should I choose?

This type of plan pays based on fixed pre-defined benefits. Higher the policy maximum, better are the benefits. It is a good idea to select a higher policy maximum such as $100,000 or more for better benefits.

Note : These suggestions are based on generic guidelines of how the insurance policy works and what can be the best possible combination for maximum benefit from this type of policy.

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What is Deductible?

What is Deductible?

Deductible is the amount that you are responsible for, before insurance company starts paying for any covered expenses. Deductible for this type of plan is applicable once per incident.

For example : If you visit a doctor for a medical problem, and after consultation, the doctor prescribes Medicines, X-rays, and Lab tests, then since all these services are part of one incident, your deductible will be applicable for these services only once. If you visit a doctor again after a few days for a new problem, the deductible will be applicable again for that new incident.

What deductible to choose with this Plan?

Since deductible is per incident for these type of plans. It is a good idea to select a lower deductible such as "0".

Note : For Age 70 and above, lower deductible like Zero "0" is not available.

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Compare Insurance Benefits

US Patent #8306832

Traveling to US? See how much will each insurance plan pay if a medical situation arises

This tool will let you create a hypothetical medical situation and generate a sample bill accordingly. This will firthershow FAQs that how the benefits will be paid by each visitor insurance policy for covered eligible claims.

Step 1

Generate an Estimated Bill

See a hypothetical bill based on the cost of the medical situation in US.

Step 2

Tell Us Your Details

Tell us the basic details of the visitor such as age, coverage period etc.

Step 3

Compare Insurance Benefits

See how much will each insurance pay for the medical situations

Disclaimer

The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Below is a comparison of how much different insurance plans will pay based on the information provided by you. These numbers are only an estimate to help you understand how benefits are paid by different policies.

NOTE: Benefits are subject to policy maximum and may have age restrictions. Review policy benefit and exclusions.