Since we tend to spend more time shopping during the holidays, it is a good time to make sure we are protecting ourselves and our money. Not only do consumers need to be careful with their personal financial information but we also need to be careful about what purchases we are making.

Armed with a plan for what gifts to buy, you are ready to shop—but wait! Before pulling out the credit card at the store or clicking “Complete Purchase” online there are some additional ways for a savvy-shopping-mom to save money.