Then an announcement went out over the PA of my 'house'. They were about to test the fire alarm systems.

HELL NOOOOO.

I ran out of bed, and jumped down and plugged in my IEM's. HELL NO. That schiit hurts my ears. Especially since the alarm is right above me.

I know how that goes. You'd have to be listening to the most ear damaging headphones ever or dead not to hear those alarms sometimes. I put tape* over the one in my dorm in college because that thing was still 5x louder than necessary with the tape on it.

*(Don't try this at home)* I don't want to get in trouble

I have never bolted out of bed after staying up uber late so fast.

I jumped down, clothed up, and put my IEM's in to prepare for the onslaught.

(c) 2014 American Banker and SourceMedia, Inc. All rights reserved.
Banks had better watch their backs.

The rising generation of young Americans not only have little loyalty to banks, according to a three-year survey of
10,000 people born between 1981 and 2000 — many also believe that traditional financial institutions are on their
way to irrelevance.
Over half (53%) of millennials say that nothing sets their personal bank apart from its competitors, according to
the survey by Scratch, a brand consultancy division of Viacom. One in three said that they would consider
switching to a new bank within the next 90 days. And the nation's four-largest banks — JPMorgan Chase (JPM),
Bank of America (BAC), Wells Fargo (WFC) and Citigroup (NYSE:C) — are among the 10 least-loved brands in
the survey, which asked respondents for their impressions of 73 companies in 15 industries.
Young people may be adopting a blasé attitude toward banks because they believe the current financial system is
on the way out. Roughly half of respondents said that they are "counting on tech start-ups to overhaul the way
banks work," according to the survey. Sixty-eight percent said that the way people access money will be
completely different within five years, while 70% said that the way people make purchases will change drastically
within that time frame.
Given these technological changes, 33% of respondents predicted that they won't need a bank at all in the future.
An overwhelming majority (73%) report that they would be more excited about new financial services options from
Google, Amazon, Apple, PayPal or Square than from their own nationwide bank.

I just read this. As I am on the far end of the millennial birth year range, I was curious what some of you youngins closer to the median age think.

(c) 2014 American Banker and SourceMedia, Inc. All rights reserved.
Banks had better watch their backs.

The rising generation of young Americans not only have little loyalty to banks, according to a three-year survey of
10,000 people born between 1981 and 2000 — many also believe that traditional financial institutions are on their
way to irrelevance.
Over half (53%) of millennials say that nothing sets their personal bank apart from its competitors, according to
the survey by Scratch, a brand consultancy division of Viacom. One in three said that they would consider
switching to a new bank within the next 90 days. And the nation's four-largest banks — JPMorgan Chase (JPM),
Bank of America (BAC), Wells Fargo (WFC) and Citigroup (NYSE:C) — are among the 10 least-loved brands in
the survey, which asked respondents for their impressions of 73 companies in 15 industries.
Young people may be adopting a blasé attitude toward banks because they believe the current financial system is
on the way out. Roughly half of respondents said that they are "counting on tech start-ups to overhaul the way
banks work," according to the survey. Sixty-eight percent said that the way people access money will be
completely different within five years, while 70% said that the way people make purchases will change drastically
within that time frame.
Given these technological changes, 33% of respondents predicted that they won't need a bank at all in the future.
An overwhelming majority (73%) report that they would be more excited about new financial services options from
Google, Amazon, Apple, PayPal or Square than from their own nationwide bank.

I just read this. As I am on the far end of the millennial birth year range, I was curious what some of you youngins closer to the median age think.