When you’re facing cash-flow challenges (and you will at some point!), you need more money and fewer expenses, but there’s something you need just as badly: time. The good news is you can gain time by asking your creditors to give you some space. Here are three options Denise O’Berry suggests in her excellent book […]

The wolves are at your door. And they’re pounding on it. Hard. You have to do something fast, really fast, in order to stay in business through June 1 and beyond. There are many things you must do to survive, but a top priority is getting those wolves (your creditors) to give you some space. […]

Solopreneurs said in The 2010 and 2011 Solopreneur Surveys that cash flow causes them the most pain in their businesses. Here are some of their comments from the 2011 survey: “The ebb and flow of my business is so difficult — especially the months when I have to dip into reserves.” “I don’t know if […]

In 1926 Ernest Hemingway wrote a short story titled, “A Clean, Well-Lighted Place.” In it he described a late-night diner, its employees and patrons; implied in the story is the need for human beings to keep the darkness of their fears at bay. The Solopreneur Life 2010 End-of-Year Survey asked “What keeps you awake at […]