What if you are declined

Finally – if you feel that your short term loan application was declined unfairly, speak to your lender directly and see if they can explain the reasons why. It may mean that there is some incorrect information on your credit file, which needs some attention.

The success of your application depends on many factors. For example, the loan amount you choose could determine which lender matches your request. If your loan amount is too high, some lenders will not be able to lend to you for the first time. We find that most of our applications tend to range from £300-£500.
Subsequent applications to lenders can go up to £1000.

If your credit file has information that is incorrect, getting it removed could help you with any future loan requirements.

Cash Loans - Getting a prompt decision

Cash loans are a convenient way to get hold of finance when you need it most.

One of the many benefits of loan applications made through CashLady is they are fast – we have streamlined the application process to maximise the chances of your application being accepted by a lender and reducing the amount of time it takes to get a decision.

Different types of loans under one roof

Our "Instant loan" process offer customers fast cash solutions once their online loan application has been accepted by one of our lenders.

Whether you’re applying for a payday loan, personal loan or line of credit you will find out as soon as you apply if there are lenders interested in providing you with the money you need.

After that, it’s just a few steps towards full loan approval and transfer of funds.

Once you have been approved by your lender the cash loan will be transferred to your bank account as soon as possible – sometimes this is completed in a matter of minutes.

Applying for a £100-£1000 loan online

So how do you apply for a cash loan online? First, you need to be at least:

18 years old

UK resident

Hold a UK bank account.

Employed with a regular salary (so you can repay the money that you borrow).

Repayment depends on the type of loan that you choose.

For example, a payday loan is normally repaid when your next pay cheque arrives in your bank account – usually 30 days from the date that you borrowed the money. Read more about cashlady online loans.

Larger loans available up to 12 months

For longer-term personal loans, loan repayments could be anywhere from three months to twelve months, although some lenders will offer even longer repayment periods.

Customers looking to spread the cost over longer periods will usually do so because they need a larger sum of money.

If you are looking to simply make the smallest monthly repayments and believe a smaller loan over a longer period will help, look closely at the amount of interest you will pay. With small cash loans often having higher levels of interest, a longer term loan could mean you pay back much more than a shorter term commitment.

If you need a larger sum of money, then a loan commitment structured over a longer period of time will probably be the better option if you want regular, manageable repayments.

Can I afford a cash loan today?

While instant cash loans are a fantastic option for convenient cash when you need it most, it is important to make sure that you can afford the loan you are applying for before you submit your online loan application.

As a responsible broker, CashLady will carry out criteria checks and route your application accordingly but you should also take personal responsibility and calculate your monthly expenditures to make sure that you can comfortably afford the monthly loan repayments.

Taking this pragmatic approach will help you understand your financial situation before you spend time completing an application form.

Missing any cash loan payments could end up costing you significantly in interest and additional charges and you could get into trouble with your finances.

What can I use my loan for?

There’s no restriction on what you need the money for so you can apply for anything as long as you’re borrowing responsibly and know that you can make the repayments. Best of all, quick cash loans can be useful in helping you keep your finances on the straight and narrow. Especially for preventing you from going over your overdraft limit and potentially facing up to a particularly intimidating bill.

Used properly and responsibly, instant cash loans can be a very useful tool.

Instant access to most UK cash loans providers

Whatever your situation, it is crucial that you only ever deal with fully authorised, FCA regulated loan providers.

Firms regulated by the FCA have been carefully vetted by the FCA (The governing body for all UK financial firms) and operate to the highest standards.

CashLady only ever works with FCA regulated short term loan providers and which means your cash loan application is only ever seen by our trusted partners.

We can help you find the loan that is right for you and offer a simple, straightforward application process designed to give you fast, convenient access to the cash loan market.

CashLady is at your fingertips through your computer or mobile device and we are here to help you when you need quick cash loans 24/7.

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CashLady.com is a credit brokerage website owned and operated by Money Gap Limited. We are not a lender and do not provide credit to consumers. If you make an application through this site it will be shown to a selection of UK based lending partners for careful consideration. Applicants must be 18 years or over and approval is subject to status. We will never charge a fee for our service, but do receive a commission from lenders following successful introductions originating from this website. Any information we provide is for the strict purpose of illustrating the lending process only and does not constitute any form or financial or legal advice.