This group is called "Barrio del Ahuacate" because the members of the group decided to name it after the residential colony where they live. This story is about Mrs. Roxana who is the representative of the group. She is 27 years old, married to Lauro, who is a taxi driver, and has two children, Edenia and Cesar, who are in second and third grade. She has been making and selling food for over 3 years.

She says she decided to begin this business because she wanted a way to help her husband with the household expenses and cost of education for their children. Also, because her mother taught her how to cook when she was 13 years old; and, because this helps her economy and provides an excellent quality of life. The loan will be used to buy goods such as chili peppers, tomatoes, onions, corn, cheeses, meat, oil, salt, rice, beans, etc. to continue making her delicious snack foods.

Doña Roxana says her goal is to grow her business, so she wants to build a place for a restaurant and buy chairs, tables and kitchen utensils. She also intends to improve products and customer service so she can increase her income.

She is grateful to FRAC and the Kiva lenders for giving her this opportunity, and trusting and believing in her. Thanks to this help she will be able to invest in her business and improve her lifestyle and enjoy a better future, together with her family.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.