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Consumer Rights Legal Articles

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Fraud due to empty promises is one reason forgiveness is sought for many student loans, with a recent news article stating that the majority of these cases filed are by borrowers who attended for-profit learning institutions.

If you find yourself with a pile of unpaid debts today, it may be hard to pinpoint where the whole problem started—aside from that first credit card that arrived in the mail (probably years ago) and seemed so innocuous.

Taking on multiple credit cards even while your credit is good can be a slippery slope. The temptation is there to max out balances, no matter your financial standing—and if something goes wrong with your finances, you could find yourself being sued by creditors for payment.

As the time-share market has matured, there has been an increase in the number of exchange companies like RCI and Interval International, whose purpose is to allow time-share owners to bank their unwanted and unused weeks and points in the hopes of securing future time-share vacations.

In California, the Song-Beverly Consumer Warranty Act outlines the protections afforded to buyers of new and used lemons. Here is some information that will provide guidance on whether your used car qualifies for a lemon law claim in our state:

If you live in California, you may be eligible for a replacement or a refund. Otherwise known as the Song-Beverly Consumer Warranty Act, California's lemon law mandates that manufacturers replace or refund consumers for defective vehicles after the purchaser attempts a reasonable number of repairs.