Category Archives: Mobile Payments

Gemalto, the world leader in digital security, is supplying BNP Paribas, a leading European bank, with MobileProtector, a highly secure solution to protect Wa!, an innovative multi-brand, omni-channel mobile wallet that combines payments, shopping coupons and loyalty programs. Gemalto’s MobileProtector encompasses an SDK (Software Development Kit), and both a customer enrollment and an authentication server. The solution delivers comprehensive security for all mobile payments made using Wa!. The bank is currently piloting Wa! in France with Carrefour, the world’s second biggest retailer with 12,300 stores across 35 countries.

Wa! enables consumers to enjoy the convenience of swift and secure payments using nothing more than their smartphone. Once the app has been downloaded, Gemalto’s solution facilitates a simple enrollment process that is activated by a PIN code sent via SMS. Customers validate payments with their PIN code or their fingerprint. In addition, coupons and loyalty rewards can be claimed and redeemed using the same wallet, creating a comprehensive shopping experience that redefines the relationship between retailers and customers.

Gemalto’s proven security expertise played a key role in helping BNP Paribas achieve the first ever approval of a mobile wallet by GIE-Cartes Bancaires, France’s interbank organization. Mobile Protector offers outstanding user protection, reflected in its recent certification to the industry-recognized ANSSI CSPN software security standard. Building on the success of the Carrefour pilot, BNP Paribas expects to deploy Wa! in partnership with many more retailers looking to enhance their customers’ experience.

“Gemalto provided a perfect fit for our mobile security needs, combined with ease of use,” said Jacek Szpakiewicz, CEO of RMW1. “The strong involvement of Gemalto teams throughout the project has enabled us to optimize the integration of the solution and the development of the application.”

“Wa! is a multi-brand, multi-bank, omni-channel and fully secure payment solution that represents the future of the mobile wallet for banks and retailers alike,” said Philippe Cambriel, President for Europe, Mediterranean and CIS at Gemalto. “BNP Paribas has successfully turned this bold concept into reality, demonstrating how stringent standards of mobile security can be married to the smoothest possible customer journey.”

Singtel have announced that customers can pay for their MRT, LRT and bus rides in Singapore with Singtel’s Transit NFC SIM. Jointly developed with the Land Transport Authority (LTA), the Infocomm Development Authority (IDA) and EZ-Link, Singtel’s Transit NFC SIM will enable commuters to pay for public transit rides using just their NFC mobile phones.

This expanded mobile payment function further enhances Singtel’s award-winning Dash app, which has the largest mobile payment merchant network in Singapore.

Ms Gan Siok Hoon, Vice President of mCommerce, Consumer Singapore, Singtel said, “We are pleased to offer the added convenience of mobile payments on buses, MRT and LRT. With customers already paying for their Comfort and CityCab taxi rides with our popular Dash app, they can now truly enjoy a seamless payment experience in their daily commutes.”

She added, “We have exciting plans coming up and will soon unveil an enhanced mobile payments app that will offer greater convenience and rewards to our customers and retailers.”

Embedded with an EZ-Link purse, Singtel’s Transit NFC SIM can be used in compatible NFC mobile phones to pay for bus, MRT and LRT fares.

Sale of Singtel Transit NFC SIMs will commence in late April 2016. Singtel customers will be able to purchase them from Singtel Retail Shops at prevailing SIM rates with no additional costs. The usual S$5 EZ-Link registration fee will also be waived for a limited time.

Enjoy the convenience of paying with your mobile phones on buses, trains (MRT, LRT) and taxis in Singapore with Dash.

The Dash latest addition allows you to Tap and Pay on buses and trains, with a Singtel Transit NFC SIM embedded with an ez-link purse on anNFC-enabled phone.

Singtel Transit NFC SIMs will be available for purchase from Singtel Retail Shops in late April 2016.