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"Getting direct deposit the irs notifies the bank on wednesday that they will be..."

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Usually if you are getting direct deposit the IRS notifies the bank on Wednesday that they will be releasing the funds the following Friday and so Friday is the actual day the funds get released.
Source(s): IRS.

"If you e-file and you are getting it direct deposit..."

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State taxes get deposited on tuedays. They also get mailed out on tuesday. If you e-file and you are getting it direct deposit, it shouldnt take longer than 7 days to get your state return.
Joe Maze 080208.

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