WHY CHOOSE ICASHLOANS ?
: When you need cash quickly you want to
work with a service that is reliable and experienced in the payday
loan industry - iCashLoans is both. We pride ourselves on connecting
our customers with the best payday lenders to meet their needs. Why
waste time visiting dozens of websites trying to figure out which
lender will serve you best? iCashLoans is the only site that you need
to visit when you’re looking for a fast, secure payday
loan.

Cash Loans: "We Search 100+ Lenders
Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable
payday lender to work with. iCashLoans has a large number of lenders
in our network, and we are confident that we can assist you in
obtaining the best payday loan to meet your needs.
Everyone hits a rough patch financially at some point, and payday
loans are a great solution for short-term cash flow problems. You
don’t have to worry about how you are going to pay an unexpected bill,
or cover an emergency expense, between pay checks - iCashLoans is your
source for finding payday loans.
Using iCashLoans is 100% free to you - we do not charge any fees for
our services. When you use iCashLoans you will save time and money.
All you have to do is provide us with basic information and we will
instantly search our network of lenders to find you the loan that
meets your needs.
At iCashLoans we pride ourselves on working with lenders that are fair
and honest in their lending practices. Our main goal is to provide you
with a great experience when searching for a payday lender. All
lenders in our network are required by law to follow all of the rules
and regulations related to payday lending.
Don’t drive around town to visit payday loan shops, and forget about
looking at website after website trying to find a loan with fair
terms. iCashLoans is the only place you need to go to find a payday
loan. We will search our vast netowrk of lenders instantaneously to
find you the loan that you are looking for.

Some lenders in our network may
automatically roll over your existing loan for another two weeks if
you don't pay back the loan on time. Fees for renewing the loan range
from lender to lender. Most of the time these fees equal the fees you
paid to get the initial payday loan. We ask lenders in our network to
follow legal and ethical collection practices set by industry
associations and government agencies. Non-payment of a payday loan
might negatively effect your credit history.

Saturday, October 26, 2013

Financial worries are listed as one of the most stressful occurrences an adult can experience. For many of us, even though we are working hard and earning a regular wage, we can find ourselves short of cash.

Emergencies can crop up at any time. We might suddenly have to deal with an emergency household repair because an essential item has broken down, or maybe an unexpected bill has cropped up that needs urgently dealt with.

Whatever the reason, if you find yourself short of cash, it's best not to get stressed. Try not to panic. There are always options available to you, and ways you can deal with your finances that will ease the burden, reduce the stress, and address the problems.

Payday loans are an excellent way of accessing cash quickly if you find you need money urgently. They are short term loans, so most of them will only last a few weeks until you are next paid. Think about whether this is an option for you, it may be. Be careful to work out how much you need to borrow, how much the loan will cost you, and how much you will need to repay. Once you have established this figure, you'll know whether you can afford to use a payday loan to help you until you receive your wage.

Good lenders will advise borrowers not to use this form of credit if they are struggling with longer term financial problems. Long term debt, overdue bills, or defaults on other forms of credit are all longer term financial issues that you may need to get credit advice about. Using another loan to deal with old loans could put you and your family into a debt spiral that it may be extremely difficult to get out of.

Payday lenders are private lenders who have created a short term form of credit so people can access the money they need quickly. Short term lenders operate within strict legal frameworks and must be licensed to lend money. All private lenders must adhere to the same guidelines for lending that banks adhere to. They are guidelines which protect the consumer and the lender. Good lenders will clearly state the interest rates and fees associated with a loan.They will also give potential borrowers all the information they need, with no obligation to submit an application until they are ready to do so.

Being short of cash does not mean you are an irresponsible person. And using a Payday loan is a perfectly acceptable, legal way to access credit and deal with a cash shortage. While short term loans may not be the best option for everyone, there are millions of hard working people every year who benefit from a payday loan. And there is no reason why you can't benefit from this type of credit too, if it is the right choice for you.Care should be taken to ensure the loan is repaid fully on the specified date, or the interest rates and late fees can start to mount up. But if you borrow the money, and repay pay it when agreed, there will be no problems at all.

It is not advisable to use additional credit facilities to pay for older debts or loans as this will compound the debt, and put you into further financial difficulties. Think about how much you can afford to repay, and why you want the loan,then think carefully about borrowing before you submit an application.If you are unsure, you can speak to a customer representative, or if you are struggling financially, you may benefit from the advice of a debt advisor.

The secret to getting the best out of payday loans is to work with a reputable lender who operates fair lending practices. Ask for all the information you need, including your rights and responsibilities, and the fees and charges. Do your calculations, and then when you feel comfortable, you can apply for the loan. In most cases, you will have the emergency money you need within the hour.

The author of this article is a customer service manager at DoshDelivery.co.uk. He is also a staff writer for the company. Dosh Delivery is a pay day loan company who offer loans to eligible individuals directly without any intervention of brokers. To know more about the services offered by Dosh Delivery, please visit them at