Most banks—including Ally Bank—are members of the Federal Deposit Insurance Corporation (FDIC), so customer's certificates of deposit are FDIC insured up to the maximum amount allowed by law. It's rare that you'll find a bank that isn't a member of the FDIC, but not impossible, so before you deposit money, you should check to be […]

You've planned your vacation for months, tirelessly looking for the perfect hotel, the cheapest airfare and the coolest stuff to do. Your vacation is important to you, so it's essential that you make sure you're going to have vacation savings to make it worth the time. That can be done with a prudent vacation savings […]

In some ways, there's never been a better time to open a certificate of deposit (CD) account. With Wall Street's turbulent ups and downs, a CD generally is considered a smart and secure way to save. CDs usually have fixed annual percentage yields (APYs) and are insured up to the maximum amount allowed by law […]

Comparing certificate of deposit (CD) rates has become as easy as checking out one of the many financial websites that compile and list Annual Percentage Yields (APYs) from around the country. MyBankTracker, Bankrate.com, Bankaholic® and RatesORama.com are just some of the sites that offer bank CD rates comparisons, along with information on savings, checking and […]

It's the number that can usually be found in big type at the top of a banking website: Annual Percentage Yield (APY). APY represents your real rate of return over the year. And when you're researching bank certificate of deposit (CD) rates, there's no doubting its importance: All things being equal, you generally want the […]

One of the key benefits of a traditional bank certificate of deposit (CD) is that in general, it offers a fixed rate that won't fluctuate over the life of the CD. In other words, you'll almost always know exactly what you will get when the CD matures, and you can plan accordingly. While the rate […]

Even when bank certificate of deposit (CD) interest rates are low, CDs can still play an important role in your financial portfolio—especially when there's high volatility in the stock and bond markets. "When funding a CD—or any financial vehicle—the most important question to ask yourself is what your goal is," says Chris Zeches, a Certified […]

Wondering what to do with savings you've earmarked for certificates of deposit (CDs)? It's understandable that some people are eyeing longer-term FDIC-member bank certificate of deposit rates as a way to help balance against risk. But if one of your CDs is close to maturing, it might make sense to rethink your strategy a little, […]

Shopping for a certificate of deposit (CD) can be a challenge. Many banks offer different kinds of CDs, and often there's a lot of fine print to read. At Ally Bank, we keep it straightforward. Ally Bank CD rates are consistently among the most competitive in the country according to rates published by Bankrate.com, and […]

You spend years saving for retirement. It's only natural that you would want to keep those assets safe. As long as security is a priority, bank certificates of deposit (CDs) can play a key part in your retirement portfolio. Many retirees want to have a varied, balanced retirement portfolio that includes not only stocks or […]

The information contained in this article is provided for general informational purposes, and should not be construed as investment advice, tax advice, a solicitation or offer, or a recommendation to buy or sell any security. Ally Invest does not provide tax advice and does not represent in any manner that the outcomes described herein will result in any particular tax consequence. Prospective investors should confer with their personal tax advisors regarding the tax consequences based on their particular circumstances.

Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. While the data Ally Invest uses from third parties is believed to be reliable, Ally Invest cannot ensure the accuracy or completeness of data provided by clients or third parties.

Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and a top 25 U.S. financial holding company offering financial products for consumers, businesses, automotive dealers and corporate clients. Ally Bank, the company's direct banking subsidiary, offers an array of banking products and services.

Deposit products ("Bank Accounts" on Ally.com) are offered by Ally Bank, Member FDIC. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Mortgage products are offered by Ally Bank, Equal Housing Lender , NMLS ID 181005. Credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice.

The Ally CashBack Credit Card is issued by TD Bank, N.A.

Options involve risk and are not suitable for all investors. Review the Characteristics and Risks of Standardized Options brochure before you begin trading options. Options investors may lose more than the entire amount invested in a relatively short period of time.

Futures trading services are provided by Ally Invest Futures LLC member NFA (ID # 0315389). Ally Invest Futures LLC provides commodity and Index futures product trading on an introducing broker basis with Wedbush Futures, a division of Wedbush Securities, Inc. Futures accounts are held and maintained at Wedbush Futures, who serves as the clearing agent. Wedbush Securities Inc. is registered with the Commodity Futures Trading Commission (CFTC) and is a member of the National Futures Association (NFA) (ID # 0086156). Trading privileges are subject to review and approval. Not all clients will qualify. View all Futures disclosures

Forex and futures accounts are NOT PROTECTED by the Securities Investor Protection Corporation (SIPC).

Securities, Forex, futures, options and other leveraged products involve significant risk of loss and may not be suitable for all investors. Products that are traded on margin carry a risk that you may lose more than your initial deposit. Increasing leverage increases risk. Spot Gold and Silver contracts are not subject to regulation under the U.S. Commodity Exchange Act.

App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Amazon Appstore is a trademark of Amazon.com, Inc., or its affiliates. Windows Store is a trademark of the Microsoft group of companies.