Basic Account HolderDo you record your calls?You'll regret it if you don't.

Cagger since : Dec 2006

Posts

19

Mint Claims

Just curious to know how people have got on claiming for charges on their MINT credit card. Mine total about £650 over the past six years. Mainly for late payment and the rest for over limit.
Regards
Steve

Basic Account HolderDo you record your calls?You'll regret it if you don't.

Cagger since : Aug 2006

Posts

45

Re: Mint Claims

Hi Fedupwithmybank,

I calimed on behalf of my wife for mint charges, we claimed for £197.00 and they settled in full. They sent me a preliminary offer which didn't include any charges after they had reduced them to £12, I rejected it and they settled in full a few days later.

Basic Account HolderDo you record your calls?You'll regret it if you don't.

Cagger since : Aug 2006

Posts

45

Re: Mint Claims

No I'd paid it off before I started the claim (ironically with the charges I'd reclaimed from Natwest!)

However I also am in the process of claiming from an abbey card, and although they haven't specifically threatened to close the acount they did infer that they would if I did not continue to operate within their terms.

What I did was went for the biggie 1st which was my current account, cleared all my cards with the money I got from that and then went after the credit card charges. I had peace of mind then that they couldn't start demanding full settlement etc.