Managing Budgets

Energy costs have hit hard the pocketbooks of many Americans. According to the U.S. Department of Energy (DOE), the typical U.S. family spends about $1,900 a year on home utility bills. Unfortunately, a large portion of that energy is wasted.

Past 50 and looking for part-time work? You're not alone. Although the unemployment rate among older workers is lower than that for their younger counterparts, older persons who do become unemployed spend more time searching for work, according to the Bureau of Labor Statistics. But there are jobs for those who are willing to put their passion and experience to good use.

The economy has wreaked havoc on the bank accounts of many older adults. For some older adults who own their homes, reserve mortgage can be a way to access additional cash. Resources below can help seniors determine if reserve mortgage is a good option for them.