This is a guest post from Sara Williams who blogs about debt and credit ratings at Debt Camel. She is also an adviser at Citizens Advice. It sounds such a sensible idea to consolidate your debts – not only will you pay less interest but it will be simpler to only have one payment a month. It’s not always a good move though – it’s possible to get into much bigger financial … [Read more...]

This guest post is by Tom “FIRE” who runs his own personal finance blog centred around achieving Financial Independence and Retiring Early – hence the FIRE. You can follow his journey at his blog at FIREdUpMillennial.com and on Twitter @FIREdUpMillenn. For many people across the world, debt is an all-too-common problem. It is easy to find yourself in a financial hole due to … [Read more...]

When we think of someone in debt, there is no doubt countless images that you might conjure up in our heads as what someone in debt might look like and what they’d be doing. Lee Balders, from Homely Economics, wrote a post back in January giving reasons why we shouldn’t judge people in debt, and I would agree, but only to a certain extent. In the post, she is specifically … [Read more...]

You don't know me, I haven't gained your trust and I'm new to the scene, but if I asked you to give me access to your bank's login details in the promise that I could help you with your day to day finances and maybe get you the best deals on loans and credit cards, would you? As at 13, January 2018, this is essentially what tech companies will be asking you and the reason for … [Read more...]

Everyone seems to be talking about how great smart speakers are and how they can change your life forever. Call me a cynic but I just can't see why people are falling over themselves to part with their cash for these devices when they do everything that you could do yourself if you were prepared to get up off the sofa or get out of bed and even if you couldn't your smartphone … [Read more...]