He hasn’t contacted me, so i guess he doesn’t really need it. And having a wallet without having a secret written down, especially when prompted to do so, is a bit strange.
btw @Lynxyy my offer has just expired

Thanks @teddybear for inviting me here.
@PickleRick excellent topic!
My view, just in short : My funds out of a very speculative investment (XRP) will definitely not go into another speculative one. It needs to be as conservative as it can be and still makes a return of 3-5%. Have not decided yet, but I think there's lots of great ideas in this topic. I'd like to thank all the contributors.

The balance will show exactly the same on both sides, as you are accessing the same wallet with two different clients. As for the last question, better to wait for some of the experienced users to confirm it, as I am no expert on this.

1. Install Ripple Desktop Wallet (or any other trusted wallet)
2. Import your secret key into desktop wallet (find it in GH, wallet/advanced/show my secret key)
3. Once you find all your funds are safely there, you can delete your account on GH, but make sure you have no other wallets (ie hosted wallet) with fund on it
I assume no responsibility for this, just writing from my memory, hope it helps

There are few stages of KYC. It goes like this :
1. How did you learn about Bitcoin?
2. What is the purpose of your trading on Bitstamp? Please describe in as much detail as possible how you intend to use your trading account.
3. Which banks do you intend to use? Please provide the complete addresses and SWIFT codes.
4. Estimated amount that you would be depositing/withdrawing to/from your Bitstamp account per month (in USD and BTC)?
5. What type of trading will you conduct? Buying/selling/both? Estimated trade volume per month?
6. What are your future plans and activities planned on our exchange?
Next:
1. Are you using your Bitstamp account in connection with any business activity?
2. Please describe your current account usage in as much detail as possible.
3. How have you acquired the deposited XRP?
4. What are your future plans and activities planned on our exchange?
5. Please describe the purpose of withdrawing your funds to a bank account in xxxxx and provide us with a screenshot of your bank account statement where the account holder and account number will be visible.
6. Estimated amount that you would be depositing/withdrawing to/from your Bitstamp account per month (in USD and BTC)?
And then :
To proceed with the conclusion of the KYC procedure, we kindly ask you to provide us with a few screenshots of your most relevant bank transfers sent to Gatehub.
Aaaand :
To conclude the KYC procedure, we kindly ask you to provide us with some documentation with which we will be able to verify the source of your income which you have initially invested into cryptocurrency, such as savings account statement, salary pay slip, tax revenue statement, investment portfolio or similar.
...
We are pleased to inform you that you have successfully concluded the additional KYC procedure. However, please note that we may contact you again, should we require any further information.
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After that, my withdrawals go out smoothly. I guess without any upper limits.
I hope that helps and good luck to all!