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Barriers to house building: How serious are the challenges we face? Conservatives Conference 2015 all you need to know

Psychological barriers' stop old people from downsizing,says housing ministerBrandon Lewis wanting property companies to build more attractive bungalows ,which would encourage pensioners to move out, of their empty family homes.

Speaking at the conservative fringe meeting held in Manchester Home Marquee Sunday 4th October and Last Night “We need to find the product that makes my parents, my inlaws find a property that they want to move to. It has got to be a positive thing."By 2021 the number of households is on course to increase by 2.2million. Of that, 1.2million or 54 per cent will be households aged 65-years and over.However only 300 bungalows were built in England in 2009, the most recent figures show, and currently only two per cent of English homes are bungalows.Brandon Lewis MP has attacked town halls pushing to be able to hike council taxes.Brandon Lewis MP has attacked town halls pushing to be able to hike council taxes. Mr Lewis went on: “We need to see more bungalows being built that people want to move to.“It is around creating a product that older people find attractive enough that they positively want to move to because there is a psychological barrier to get over.“If you have got to a point in your life where you have got your dream home, then you get to the point where you decide it is time to from that, it is a decision you are making about where you are in your life.“That is a really big psychological barrier and we have not cracked that yet in this country. There are other countries where they do have this product.

Rt Hon David Cameron MP UK Primeminster

David Cameron is to announce plans for 200,000 new "affordable" homes to buy in his closing speech to the Conservative conference on Wednesday7th October

Builders in England will no longer be forced to offer low-cost rented homes in new developments.Instead they will be able to offer "starter homes" for first-time buyers under 40 as well, at discounted prices.The PM will tell Tory activists he wants to transform "generation rent" into "generation buy".Those who buy the new "starter homes" will be prevented from selling them for a quick profit under the new policy, which aides say will provide 200,000 new homes by 2020.'Defining decade'Mr Cameron is already under pressure to water down controversial plans to offer the "right-to-buy" to housing association tenants currently passing through Parliament, amid claims it will hit those in housing need.But home ownership, which has declined dramatically in recent years amid soaring property prices and high mortgage deposits, is a cornerstone of Mr Cameron's Conservative philosophy and he will admit much more needs to be done to bring it within the reach of younger people."When a generation of hard-working men and women in their 20s and 30s are waking up each morning in their childhood bedrooms - that should be a wake-up call for us," Mr Cameron will tell Tory members in Manchester."For years politicians have talked about building 'affordable homes' - but the phrase was deceptive. It basically means homes that were only available to rent. What people want are homes that they can actually own."He will claim local authority planning rules demanding certain kinds of "affordable housing" hinder house building and he will promise to introduce more flexibility into the system.However Dan Wilson Craw, policy manager at pressure group Generation Rent, said starter homes would not help those renters who are "really struggling" and called on Mr Cameron to prioritise building social housing instead.He added: "Under the prime minister's plans, only 200,000 relatively well-off households will get to buy a home. But there are five million households who will remain stuck in private rented housing, paying out half of their income to their landlord."Mr Cameron will also use his first conference speech since his unexpected victory in May's general election to set out the kind of country he wants to leave behind when he stands down as Tory leader, after 10 years in Downing Street, suggesting he will carry on in office until as close to the 2020 election as possible.He wants this to be a "defining decade for our country.. the turnaround decade.. one which people will look back on and say, 'that's the time when the tide turned… when people no longer felt the current going against them, but working with them'."Social mobilityAfter focusing on the economy for the first five years of his premiership, the prime minister will say "over the next five years we will show that the deep problems in our society - they are not inevitable".He will talk about the social changes he wants to see - increasing social mobility, tackling extremism, reducing poverty and reforming Britain's crumbling and overcrowded prisons.The Conservatives have used their week in Manchester to stress they stand for "security, stability and opportunity".But they have also made a play for the centre ground of British politics, as Labour moves to the left under new leader Jeremy Corbyn, with Chancellor George Osborne claiming they were now "the party of labour".They have avoided open warfare on Europe - but there have been disagreements about planned cuts to working tax credits, which economists say will leave the low paid out of pocket.The "starter home" scheme was first announced during the general election campaign and will see a discount offered on homes up to £250,000 outside London and £450,000 inside London.Buyers are prevented from selling them on for up to five years.Fears the latest extension of the scheme would simply lead to a boom in "buy-to-let" properties were dismissed by Mr Cameron's aides, who said first-time buyers would not be able to get the kind of mortgage needed for property speculation.