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Be alert! HDFC credit card holder, charges are being revised from 1st April 2019

Added on : 2019-03-03 15:41:36

HDFC credit card late payment charges are being revised by HDFC Bank from April 1, 2019, which all its credit card users need to take note of. As a card user, make sure to make the HDFC credit card payment by the due date as per the credit card statement.

The charge will vary depending on the outstanding balance on the account as generated in the statement. Typically, the due date is 45-51 days from the date when the credit card statement is generated.

Here are the revised charges on the HDFC cards, excluding the Infinia cards:

Statement balance: Rs 100

Late payment charges till March 31, 2019: Nil

Late payment charges from April 1, 2019:

Statement balance: Rs 100 to Rs 500

Late payment charges till March 31, 2019: Rs 100

Late payment charges from April 1, 2019:

Statement balance: Rs 501 to Rs 5000

Late payment charges till March 31, 2019: Rs 400

Late payment charges from April 1, 2019: Rs 500

Statement balance: Rs 5001 to Rs 10000

Late payment charges till March 31, 2019: Rs 500

Late payment charges from April 1, 2019: Rs 600

Statement balance: Rs 10000 to Rs 25000

Late payment charges till March 31, 2019: Rs 750

Late payment charges from April 1, 2019: Rs 800

Statement balance: More than Rs 25000

Late payment charges till March 31, 2019: Rs 750

Late payment charges from April 1, 2019: Rs 950

In order to avoid the late payment charges, one should ensure that at least the minimum due amount is paid on or before the due date.