Coverage You Need for Your Employees and Your Business

Protecting You and Your Employees

You do your best to keep your business or farm a safe place for your employees, but accidents can happen in any workplace. If an employee is injured, becomes ill, or dies while working at your business or farm, you want to be sure your workers compensation insurance provides the coverage you – and they – need.

Customized Coverage

Workers compensation insurance is required by law in all states, but the type of workers covered or excluded varies by state. I can help ensure you have workers compensation coverage that complies with your state’s laws.

There are many options to choose from when purchasing car insurance. I can help you determine which is right for you. Below are a few common options:

Workers Compensation coverage

Workers compensation insurance provides benefits for your employees if they are injured, become ill or die as a result of employment-related activities. Benefits to employees are based on required coverage in worker’s compensation insurance laws and can include things like medical and hospital services and weekly compensation.
It also provides liability coverage for you, the employer, if you are held legally responsible for an employee’s job-related bodily injury or death. This coverage applies to work-related injuries to employees on or off the premises, legal fees or medical expenses incurred by employees for job-related injuries.

Optional coverage you may want to consider:

Employment Practices Liability Insurance (EPLI)

It’s your legal responsibility to provide your employees a safe place to work, track their job performance, and provide education for everyone on sexual harassment, discrimination, and wrongful termination. Employment Practices Liability Insurance is an optional coverage that can protect your business from claims by employees related to your responsibility in providing these services.

Agent must be a registered representative of FBL Marketing Services, LLC to discuss mutual funds or college funding options.

Health insurance policies vary by carrier & individual and may not be offered through all agents or available in all states. Health insurance is underwritten by a variety of insurance companies not affiliated with our companies.

Long-Term Care and Disability Income insurance policies are underwritten by a variety of insurance companies that are not affiliated with our companies.

IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents. For more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.