In May 2017, Arkansas City was recognized in LendEDU’s report detailing which cities in the United States have the least credit card debt. The full report can be viewed here.

Arkansas City made the list as one of the towns with the least credit card debt, on average, per resident. Ark City ranked 49th for least credit card debt — out of the entire U.S.!

(And we are No. 1 in the state of Kansas!)

In many areas, high levels of credit card debt indicate overspending and often financial irresponsibility.

But by having low levels of credit card debt, Arkansas City residents are more likely to have a favorable debt-to-income ratio, which is an indicator for positive financial health, and thus are considered to be more financially responsible and educated consumers.