Debt problems and issues with claiming benefits are hitting the headlines nearly every day: yesterday Citizens Advice said that nearly three quarters of a million people under 25 had sought help in the year to March, with the majority of problems relating to debt and benefits. On Saturday the free debt advice organisation Capitalise warned that thousands of unemployed homeowners could be forced out of their homes because of reductions in the Support for Mortgage Interest benefit. And on Thursday, Shelter said that 3 million homeowners are struggling to pay their mortgages, an increase of 80% on a year ago.