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ONE CLICK BANKING

Tip of
the Day: Save on
utilities! Turn it down! Turning down the heat in
the winter and the air conditioner in the summer is
one of the fastest ways to see a significant savings
on your electricity bill. When it's hot outside try
no less than 79 degrees, which still feels
comfortable and cool compared to the outside
temperature. In cooler climates, try keeping the
thermostat set at 68 during the day and then turning
it down to 65 at night. For additional savings, be
sure to also set the temperature lower while you are
away. Likewise, turning down the temperature on your
hot water heater can make a significant difference
as well. According to the U.S. Department of Energy,
reducing your temperature from 140 degrees to 120
degrees will save at least $2 a month.

Your shares are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union
Association. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. The NCUSIF is backed
by the full faith and credit of the United States government. Your money is safe with us.

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(1) NCCU is not responsible for the content, product or services
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that of NCCU; (5) The linked website may provide less security than that
of NCCU's website.