Please note that this is not insurance, and Heartland does not make payments directly to service providers. You are obligated to pay for all healthcare services. This is a discount program, and discounts are available at participating providers. The program is administered by Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. The program and its administrators are not responsible for providing service, nor do they guarantee the quality of service. For a list of participating providers, please call (800) 992-8044, or for: