This User Agreement & Privacy Policy ("Agreement") is a contract between you ("Customer”) and Red Leaf Chicago, an Illinois Limited Liability Company ("Company") and applies to your use of Company’sl services described herein (collectively, the "Services").

Part I: Services

By using this website or any of Company’s Services, you expressly consent and agree to the terms of this agreement.

By using this service Customer acknowledges Company’s use of session tracking tools, including but not limited to, recording (user replay), heatmaps, or other event tracking software. You may Opt Out of these services.

Customer agrees and understand that Bitcoin and other cryptocurrencies, including but not limited to Litecoin, Ethereum, Bitcoin Cash, are not legal tender, carry no protection by the FDIC, and the use of any of these cryptocurrencies is subject to all applicable state and federal laws and regulations.

Customer agrees that all sales are final, and understands that cryptocurrency transactions by their very nature are irreversible. Customer is responsible for providing true and proper wallet address (or public key) for all transactions conducted with Company. Company shall not be liable for Customer’s error in providing wallet address to Company.

The Company shall not transmit monetary value to another person or to another location for any person. This prohibition does not apply to sending bitcoins to wallets hosted by third-party services, as long as the customer has exclusive access to that hosted wallet.

Customer shall fund his or her account with Company by transmitting funds by wire transfer or ACH. Company shall have final discretion in determining whether to honor trades proposed by the Customer. All trades must be agreed upon by both Company and Customer in order to be valid. Customer agrees to hold company harmless for all injuries or damages, financial or otherwise as a result of using Services. Company does not take custody of any cryptocurrencies, and all trades where Customer buys cryptocurrencies shall settle to the wallet address designated by the Customer.

Part II: Communications We May Send You

Customer agrees and consents to receive electronically all communications, agreements, documents, notices and disclosures (collectively, "Communications") that we provide in connection with your use of Red Leaf Chicago Services. Communications include:

SMS messages

Notifications about special pricing, or expansion of Company’s Services.

Terms of use and policies you agree to (e.g., this User Agreement and Privacy Policy), including updates to these agreements or policies;

You may request to receive, via email:

Account details, history, transaction receipts, confirmations, and any other Account or transaction information;

Legal, regulatory, and tax disclosures or statements

Responses to claims or customer support inquiries filed in connection with your Account.

We may provide these Communications to you by posting them to the Red Leaf Chicago website, emailing them to you at the primary email address with which you have contacted us, and communicating to you via instant chat, and/or through other electronic communication such as text message (SMS) or mobile push notification.

Part III Personal Information:

Red Leaf Chicago may request certain identifying information in order to comply with applicable, laws, policies, and regulations. This information includes, but is not limited to

1. your name;

2. your photographic identification;

3. your address;

4. your phone number;

5. your e-mail address;

6. your date of birth; and

7. social security number

We may share your personal information with:

Service providers under contract who help with parts of our business operations such as fraud prevention, bill collection, marketing and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.

Financial institutions with which we partner.

Companies that we plan to merge with or be acquired by. (Should such a combination occur, we will require that the new combined entity follow this privacy policy with respect to your personal information. You will receive prior notice of any change in applicable policy.)

Law enforcement, government officials, or other third parties when:

We are compelled to do so by a subpoena, court order or similar legal procedure; or

We believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate violations of our User Agreement.

Other third parties, with your consent or direction to do so.

Company will not sell or rent any of your personal information to third parties for their marketing purposes and only shares your personal information with third parties as described in this policy.

Part IV: Miscellaneous

Governing Law This agreement shall be governed by and construed in accordance with the internal laws of the State of Illinois without giving effect to any choice or conflict of law provision or rule (whether of the State of Illinois or any other jurisdiction).

Successors & Assigns Customer may not assign any rights and/or licenses granted under this Agreement. Company reserves the right to assign our rights without restriction, including without limitation to any affiliates or subsidiaries, or to any successor in interest of any business associated with the Services. Any attempted transfer or assignment in violation hereof shall be null and void. Except as otherwise provided herein, the terms and conditions of this agreement will inure to the benefit of, and be binding upon, the respective successors and assigns of the parties.

Severability If any term, covenant, condition, or provision of this agreement is held by a court of competent jurisdiction to be invalid or unenforceable, it is the parties’ intent that such provision be reduced in scope by the court only to the extent deemed necessary by that court to render the provision reasonable and enforceable, and that the remaining provisions shall remain in full force and effect.

Arbitration & Waiver of Class Action All claims and disputes arising under or relating to this Agreement are to be settled by binding arbitration in the State of Illinois.The arbitration shall be conducted on a confidential basis pursuant to the Commercial Arbitration Rules of the American Arbitration Association. Any decision or award as a result of any such arbitration proceeding shall be in writing, and shall provide an explanation for all conclusions of law and fact and shall include the assessment of costs, expenses, and reasonable attorneys' fees. An award of arbitration may be confirmed in a court of competent jurisdiction, and you and Company hereby expressly waive trial by jury and right to participate in a class action lawsuit or class-wide arbitration.

No Implied Waiver. Either party's failure to insist in any one or more instances upon strict performance by the other party of any of the terms of this Agreement shall not be construed as a waiver of any continuing or subsequent failure to perform or delay in performance of any term hereof.

Headings. Headings used in this Agreement are provided for convenience only and shall not be used to construe meaning or intent.