Preventive care, like check-ups and vaccines, can help your pet live a long and healthy life, and preventive care coverage can help you manage the costs. Get answers to five commonly asked questions to help decide if it’s right for you and your four-legged family member.

1. Why should I consider this coverage?

Preventive care is an important way to help keep your pet healthy. For instance, regular check-ups give your veterinarian the opportunity to detect health issues in the initial stages when the prognosis can be better for your pet. Cats, in particular, are notorious for hiding or masking their symptoms, so these visits can be essential in identifying potential problems early.

In addition, regular exams can help ensure your pet is maintaining a good weight for their breed and age. This can help your pal avoid conditions like diabetes, which is a growing problem for dogs and cats.

Preventive care coverage can reimburse you for the preventive care services your veterinarian recommends for your pet. If you’re on top of your pet’s preventive care needs, you’re already paying for those treatments, so why not get cash back for them?

Of course, not all pet parents are totally up-to-date on their pet’s preventive care. As a cat parent, I admit I have occasionally put off an annual veterinary visit to avoid the trials and tribulations of getting my frisky feline into her traveling crate! It’s almost as tough as giving her a bath. Luckily, my cat has been healthy, but I know preventive care can help keep her that way.

Having preventive care coverage can motivate you to make and keep those appointments since you know you’ll be getting money back for them. If you have coverage through ASPCA Pet Health Insurance, we will even remind you to use your preventive care benefits, which can, in turn, help remind you that it’s time to schedule a visit.

2. What does it cover?

The services it covers will depend on the provider and coverage option you choose. They can include things like:

Annual exams

Vaccines

Blood or other wellness screenings

Annual dental cleanings

Flea and heartworm prevention

Deworming

To see your preventive care coverage options and included services, start a free quote.

Some preventive care coverage options also cover spaying or neutering, which gives your pet important health benefits. For instance, neutering protects pets against testicular cancer and some prostate issues. Spaying helps avoid uterine infections and breast cancer. These surgeries can also stop unwanted behaviors, such as yowling during heat or roaming away from home to search for a mate, which can lead to injury.

ASPCA Pet Health Insurance also offers coverage for microchipping your pet. Microchipping can help ensure your pet is returned to you safely if they ever get lost and are found by someone who brings them somewhere that can read the microchip.

3. How does it work?

Like the list of covered services, preventive care coverage will work differently depending on the provider and coverage options. Keep in mind that not all pet insurance providers offer this type of coverage, so it’s good to check on that before you choose one.

If you enroll in an ASPCA Pet Health Insurance plan, you can add preventive care coverage for an additional low monthly cost. This gives you coverage for unexpected accidents and illnesses as well as preventive care.

You can choose from several preventive care coverage options. Each option has a list of covered services, and each service has a set annual maximum amount that will be paid to you when you submit a claim. You don’t have to meet a deductible or satisfy a co-insurance amount before getting reimbursed for preventive care.

So let’s say you take your pet to the veterinarian for a regular check-up, which has a set annual maximum reimbursement amount of $50. This is what you would do:

Visit your veterinarian and pay for the exam as usual.

After the visit, submit a claim online or by email, fax, or mail—whatever works best for you.

Get reimbursed up to $50 for the exam without having to meet a deductible or co-insurance amount.

You can choose to receive your reimbursements through direct deposit or as a check in the mail.

4. How much does it cost?

You can add a preventive care coverage option to your ASPCA Pet Health Insurance plan for as low as $9.95 per month. That’s in addition to the cost of your overall plan. You can get a quote online now to see the coverage available for your pet along with the costs.

5. Can I get cash back for my next veterinary visit?

If you’re a new customer and you sign up for an ASPCA Pet Health Insurance plan with preventive care coverage today, those benefits would start tomorrow! That means you could get cash back for covered preventive care services at your next veterinary visit.

If you’re already a customer, you can add it when your yearly policy reissuance date comes up. You’ll receive an email around that time with a reminder to call us if you’d like to make any changes to your plan.

Here is one ASPCA Pet Health Insurance customer who appreciates this coverage:

I have a lovely, healthy, 4-year-old Westie, Emily. I am able to keep her healthy as a result of your terrific preventive care coverage option. At such a reasonable cost, this added value provides Emily with medical care that can prevent diseases and unexpected catastrophes. Thank you, also, for easy claim processing and auto-reimbursement directly into my bank account.

- P. Morgan, Pittstown, PA

See your coverage options, including preventive care, by getting a free quote now. All you need to do is provide us with a little information about your pet to get started.

Get a free quote to cover your four-legged family.

Get Social With Us

*Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Preventive and Wellness Care reimbursements are based on a schedule. Complete Coverage℠ reimbursements are based on the invoice. Levels 1-4 reimbursements are based on usual and customary eligible costs. Products, rates and discounts may vary and are subject to change.

The ASPCA® is not an insurer and is not engaged in the business of insurance. Products are underwritten by the United States Fire Insurance Company, produced and administered by C&F Insurance Agency, Inc. (NPN # 3974227), a Crum & Forster company. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group™ is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016.