TICL Insurance Coverage Committee

The Insurance Coverage Committee held its spring
advanced coverage seminar on May 20 (NYC), June 3 (Buffalo and Long Island),
and June 17 (Albany). Topics were:

The Top
10 List: Recent General liability Coverage Decisions (the most significant decisions rendered by trial court, Appellate
Departments and the Court of Appeals that affect your practice and impact the
insurance industry).

Surplus
and Excess Lines Insurance: The Need To Place Insurance (coverage issues
unique to non-admitted, surplus lines, policyholder-owned, and captives; significance
of regulatory divisions such as NAIC, NIMA and SLIMPACT; and understanding the
role of state regulations when placing excess line insurance and underwriting
policies by unauthorized insurers)

Emerging Products and
Coverage Issues (timely
issues surrounding cyber liability, exposures resulting from climate and
weather losses, and drone insurance - do you need it and what does it take to
get it).

Municipality
Coverage: The Flint Water Crisis And Impact On Coverage, (coverage issues
arising in connection with lead and other pollutants
in a municipal water supply, including with respect
to third-party bodily injury and property damage claims, ratepayer
claims and whether they trigger commercial
general liability, public entity management
and public official liability policies, and first-party coverage for damage to municipal
infrastructure; overview of first-party and third-party coverage for impacted landlords and homeowners).

Homeowners Insurance: First-party and Liability Coverage
(policy conditions and coverage in first-party claims; who’s covered, who’s
not; important exclusions that surface in the liability portion of a
homeowner’s policy; and how the changes in policy forms impact coverage).

Ethical
Obligations Surrounding Coverage Claim and Litigation (ethical obligations
from both an insurer and policyholder’s perspective related to coverage advice,
coverage litigation, and the defense and settlement of suits against the
insured).

If you missed the 2016 program, a recording is available for purchase here (the program can be purchased in its entirety, or by segment).