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Horizon is a community bank serving Northern and Central Indiana, Central and Southwest Michigan and Central Ohio. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873.

Horizon is a community bank serving Northern and Central Indiana, Central and Southwest Michigan and Central Ohio. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873.

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Retirement Planning at Any Age

If you think retirement planning starts when you stop working, think again. It’s never too soon to plan ahead. Whether your retirement is decades away or right around the corner, there are steps you can take right now to help make the most of your retirement years.

Tips for Ages 25 to 35

Retirement may seem a long way off, but there are already two simple, important things you can do to start preparing.

Gather information about your retirement options, including employer benefits and Social Security. Learn everything you can. Knowledge is key.

Open an IRA. Start as small as you wish, but make a habit of regular contributions. You’ll get tax advantages while accumulating retirement savings.

Tips for Ages 35 to 50

These productive work years are the perfect time to build your retirement funds. Take advantage of tools and information to calculate your needs and benefits, and formulate a specific plan.