Benefit Programs

“Dear Steve, My husband is in prison and I am raising our grandson of 17 still in school. we need transportation and help with the bills I am on my social security and cant make it and afraid of losing our home contract for deed. what can I do ? where can I go to get help to get a ... Read More »

“Dear Steve, I am in serious financial trouble and need some advice. My family and I have been served a social security overpayment notice for the amount of close to $16,000. The ssa is going to be cancelling my son’s disability and I am trying to work on a payment arrangement with them. As I am not working and making ... Read More »

“Dear Steve, when my father passed when i was 16 h was in in the military, he was no married to my mom nor was they living togther. when i started getting my dad’s Pention checks and SSi checks she told me that them checks wasnt for me they was owed to her for child support.and still to this day ... Read More »

“Dear Steve, I have my BS in marketing and my MAT in early childhood education. I never could get a job in marketing so I went back to school for my master’s. I have accrued quite the student loan debt. We’re probably looking at around 60-80,000. Well, I got married and became a stay-at-home mom. Well, now my husband wants ... Read More »

“Dear Steve, Well, I used to be debt free. I paid all my bills on time, even early. I did have food stamps which helped a lot. I had one daughter. I got married and with my wife’s income and mine we lost food stamps. We now have three children. It seems like ever since we lost the food stamps ... Read More »

“Dear Steve, I am only 22 years old and i already have debt that I can’t handle. It’s not in the hundred thousands but I want to stop it before it gets to that point. I have a little less than $5,000 in debt and I have no job. I don’t even own a car or house that i could ... Read More »

“Dear Steve, Husband and I are both on Social Security. He and I have several health issues making it impossable to work. We own our house but with all of the drs and hospital bills and our monthly payments we can not get ahead we live from month to month. We only eat one time a day and we do ... Read More »

“Dear Damon, I have Lots of valid credit card debt. Is there a safe, do it yourself way to reduce the percentages on credit cards? Is calling and asking for reduced APRs doable…..do you need a sob story? Laurie” The Answer Hello Laurie, That depends on your definition of safe. You can certainly call your creditors and yes, give them ... Read More »

“Dear Michael, apprx $3800.00 no job , on foodstamps,and my emergency unemployment checks ended i have had a horrible year first kicked out of where i was living second girlfriend broke up with me 3rd fired from my job as a security officer almost 4 yrs at company new owners took over business 4th my sister died at 46 in ... Read More »

“Dear Steve, I had a small store for about 25 years, and a much larger corporate owned store selling the same items opened up 2 blocks away. I hung in as long as I could, but eventually closed up, getting nothing for it, and starting my credit card debt at $12,000. I was almost 50 at the time, and having ... Read More »

More Available Help

Recent Comments

Read More Comments

The Amazing How to Get Out of Debt Calculator

In a matter of minutes this one single online calculator will demonstrate your different debt relief options available to get out of debt. As far as I know this is the first calculator like this. It's free to use. [Click Here]

Legal Friends and Protectors

A number of consumer attorneys stand behind the site as a friend and legal protector of the work we do here. [Click Here]

Find Me on Facebook

About Me

I'll help you get out of debt totally for free. All you have to do is tell me your situation, ask me your question and I'll help you find an honest and truthful solution to resolve your debt and credit situation.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.