Central Bank of India Titanium Credit Card

Overview:

A premium credit card bring customers only premium and world class privileges. And that is exactly what a Central Bank of India Titanium Credit Card offers customers. As a life time free credit card, customers can enjoy multiple benefits and offers on this card. Central Bank of India Titanium Credit Card holders can get exciting rewards through redemptions done under the Anmol Loyalty and Rewards program. Additionally, card holders do not have to pay any fee to avail a supplementary credit card for their family members.

Benefits of a Central Bank of India Titanium Credit Card:

Every Central Bank of India Titanium Credit Card that is availed comes with the following amazing benefits.

Validity:

The Central Bank of India Titanium Credit Card is valid for a period of five years, after which it has be renewed by customers.

Annual Fee:

Central Bank of India Titanium Credit Card holders do not have to pay any annual fees or issuance fee, when they procure this credit card.

Anmol Loyalty and Reward program:

Central Bank of India offers a powerful loyalty program for all its Central Bank of India credit card holders. Customers are automatically enrolled into the AnmolRewardz program and can activate their accounts by visiting the AnmolRewardz portal. Rewards points can be accumulated at PoS terminals and on online purchases. Central Bank of India Titanium Credit Card holders can earn 1 rewards point for every Rs. 100 spent. Accrued points can be redeemed for air tickets, movie tickets, bus tickets, recharge mobiles, and other merchandise.

Features:

Free Credit Period:

Central Bank of India Titanium Credit Card holders can enjoy a free credit period up to a maximum of 55 days.

Add-on Cards:

Central Bank of India does not charge any fee, when add-on cards are availed by customers.

EMV Chip Card:

The Central Bank of India Titanium Credit Card comes with an embedded EMV chip and offers maximum protection to users.

SMS Alerts:

Central Bank of India Titanium Credit Card holders can get SMS alerts for payments, transactions, reminders and other seasonal offers on their registered mobile numbers.

24/7 customer care:

Central Bank of India offers 24/7 toll free customer care support to Titanium Credit Card holders, available throughout the year.

Instant Cash:

Users can get access to instant cash using their Central Bank of India Titanium Credit Cards at ATMs across the country.

Revolving Credit:

Central Bank of India Titanium Credit Card users can enjoy the revolving credit facility when they transact using their cards.

E- Statements:

Customers can get e-statements for their Central Bank of India Titanium Credit Cards and enjoy 24/7 access to their credit card accounts.

Auto-debit:

Payments can be done via the auto-debit facility by customers holding a Central Bank of India Titanium credit cards.

Offers:

Customers holding Central Bank of India credit cards can get excellent offers from MasterCard and other seasonal deals.

Lounge Access:

Central Bank of India Titanium credit card customers can get complimentary lounge access at certain airports across the country.

Eligibility:

Self-employed professionals, salaried individuals inclusive of public and private sector employees, pensioners, partnership and proprietorship firms and private limited companies are eligible to apply for a Central Bank of India Titanium credit card.

Fees & Charges:

Annual Fee

NIL

Issuance Fee

NIL

Add-on Card Fees

NIL

Finance Charges

2.99% per month

Card replacement Fees

Rs.100

Renewal Fees

Rs.100

Emergency card replacement charges (abroad)

Rs. 150 / card

De-blocking charges

Rs. 100 / instance

Over limit charges

2% of the credit limit / A minimum of Rs.100.

Late Payment Fee

Below Rs. 100 - Nil

Above Rs. 100 - Rs. 100

Charge slip Retrieval Charges

Rs. 100

Cheque Return Charges

Rs. 150

De-blocking charges

Rs. 100

Duplicate statement

Rs. 100 / request

Foreign currency transactions

Conversion mark- up fee of 3.5%

Cash withdrawal

Rs 100 plus service charges

Fuel Transaction Charge

2.5%

Central Bank of India Titanium Credit Card FAQs:

How can credit card customers check their AnmolRewardz account balance?

Customers have to visit the AnmolRewardz website and log in to their Central Bank of India AnmolRewardz accounts to view their balance rewards points.

Can customers get their credit card statements online?

Yes, credit card customers can download their e-statements by logging into their card accounts online.

Can customers combine their AnmolPoints and cash to make redemptions?

Yes, customers can combine cash and AnmolPoints to make hotel and flight bookings.

What benefits does the Visa Bill Pay service offer?

Using the Visa Bill Pay service credit card users can make payments before the due date and may even be eligible for rewards points and special discounts.

How many billers can customers pay using the Visa Bill Pay service?

Customers can select from the list of participating billers available and make payments to any amount of billers.

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Central Bank of India Titanium Credit Card Reviews

I do hold a credit card of the Central bank of India. Response is good one with them and the credit limit value is around Forty thousand Rupees . Further I am really okay with that. Everything is a fine one for me with the Central bank of India credit card services.

It was a good customer service from the central bank of India as i am using the credit card from past 8 to 8 months .the bill payment option is really good i pay via online payment . the bank provided me credit limit of 80K and also gave me option of cash withdraw also on the credit limit for some limit .i get reward points on using the card .

I am using Central Bank of India credit card from last 4 years, the credit card services provided by CBI is good when compared to other credit cards. I get good offers like cash back and reward points, They did not charge any annual fees at the time of getting this credit card. I use this credit card for shopping and filling fuel. I am also fine with the credit limit

I am using CBI credit card from last 1.5 years, CBI provides average services on credit cards. They did not charge any annual fees at the time of using this credit card. The credit limit is very less when compared to other credit card and i use this card for shopping purpose.

I have saving account with Central bank of India, hence I already deposited Rs. 1 lakh rupees in my account. Based on that, Bank have provided credit card with the limit of Rs. 80,000. I am pretty happy with that, I was accumulated 1300 reward points.

I use master credit card with Central bank. I am happy with the card as I don't get offers on it. I get reward points when I swipe the card. There is no annual fee,Its life time free card.Credit limit also is good 25k The services and response has also been good.

I have availed credit card from Central Bank of India and its dealing is very fair. Since last 5 years I have no complaint about any wrong charges. Plus there is no issuance / annual fees.
I feel its security system is customer friendly and also much secure.

Central bank of India, is one of the biggest public sector bank and I feel that there is a lot of drawback when it comes to their service They dont have much formalities applied and they are liberal to the customers.The securities offered in the card was also not upto the mark with central bank of India.

The central bank is very good in the service provided.They are the nearest branch available which is good.They have applied a nominal limit in the card.The response provided was good with Central bank.I will recommend the service to others for getting a card.

The service provided was quite good based on the credit card service.Its linked with the salary account so I have some privilege offers provided in the card.They have waived off the annual charges in the card.I do have a platinum card with Central bank.

Gold credit card is better to use. I am not getting any offers from the Central Bank of India. Credit limit is satisfactory. Annual charge is nothing for my card. Billing cycle is comfortable. As soon as possible the Central Bank of India is resolving our issues.

I had a relationship with the journal officer of Central Bank of India so I was provided a good service by Central Bank of India. I use my Masterio credit card from last 4 years , it is sufficient enough with the limit. I get good reward points. I used to get discount for my online shoppings etc. One dis advantage is Emi option is not available in this credit card. It would be better if they provide Emi option so that it will be helpful. Other wise it a free card.

Special features on my visa card, interest rate is very less if I pay the payment late. If I am a defaulter no charge is applied but big drawback in Central Bank of India is that no emi option in this card. Very happy with the offers. Perhaps, the annual charge is 200 to 500. The bank can very well introduce the emi options.

I using the central bank of India titanium credit card. They have given 55 days free credit period. Reward points are given like for each Rs.100 they give one point. Life time free credit card is been offered. We can avail loan against the card and emi facility.

I have a Cent card taken from the central bank of India. I normally use this card for purchasing, marketing and for paying bills etc. From last one year the reward points are accumulated and I dint redeem it still. I am happy with this credit card. Service is good, it is a life time free card. I suggest the bank to increase the credit limit and cash limit.

I have a Cent card taken from the central bank of India. I normally use this card for purchasing, marketing and for paying bills etc. From last one year the reward points are accumulated and I dint redeem it still. I am happy with this credit card. Service is good, it is a life time free card. I suggest the bank to increase the credit limit and cash limit.

Central bank of India credit card is really good. They provide 50 days grace days this includes service tax as well. They provide discounts on shopping and they dont charge any additional cost if the amount is paid within 50 days. . They cash back on railway ticket booking . Mine is a master card and its free of cost.

The Titanium credit card which I have from Central bank is really good. The limit they provided was Rs.25000. The auto debit facility is really good that there are no late payment charges levied. There is no annual fees as well. There is an offer of rewards points as other credit card. The repayment time given is also good.

I am using Central Bank of India Credit card for last six months the service are very nice EMI options reward points are good and on-line banking is also very nice cash back facility and balance transfer facility is also good available and its a master credit card.