Mortgage Rates Today | Compare Home Loans

Find and compare today’s mortgage rates from several lenders, banks and credit unions. Check the latest local and national mortgage interest rates for fixed mortgages, ARM, jumbo and other mortgage products by using the interactive table below.

APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

Quality Assurance

All rates provided by Bankrate.com

Compare rates with confidence. Rates are accurate and available as of the date seen
for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com
rate. Bankrate has today's most competitive mortgage rates.

If you are seeking a mortgage in excess of $417,000, recent legislation may enable
lenders in certain locations to provide rates that are different from those shown
in the table below. We recommend that you contact your lender directly to determine
what rates may be available to you.

Many lenders have different rates on their own websites than those posted on Bankrate.
In order to get the Bankrate rate, please identify yourself as a Bankrate customer.
Rates are subject to change without notice and may vary branch to branch.
These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link
to their own Web site where you can find additional information.
Bank and thrift mortgages are insured by the Federal Deposit Insurance Corp.
Credit union mortgages are insured by the National Credit Union Administration.

The maximum amount the interest rate can change annually or cumulatively over the
life of an adjustable-rate mortgage. For example, if the caps are 2 percent annual
and 6 percent life of loan, a mortgage with a first-year rate of 10 percent could
rise to no more than 12 percent the second year, and no more than 16 percent over
the entire loan term.

DISC POINTS

A type of point (1 percent of a loan) paid by the borrower to reduce the interest
rate.

APR

Annual Percentage Rate. A yearly rate of interest that includes fees and costs paid
to acquire the loan. Lenders are required by law to disclose the APR. The rate is
calculated in a standard way, taking the average compound interest rate over the
term of the loan, so borrowers can compare loans.

RATE

Percentage a borrower pays for the use of money, usually expressed as an annual percentage.

ESTIMATED PAYMENT

The monthly principal and interest payment at a given interest rate, loan amount,
and loan term

FEES

Additional costs incurred by the borrower when getting the loan that, along with
the interest rate, determine the true cost of the loan

ORIG POINTS

A fee paid to a lender for processing a loan application. A point equals 1 percent
of the loan amount.

POINT

A point equals 1 percent of a mortgage or other loan. Some lenders charge "origination
points" to cover expenses of making a loan. Some borrowers pay "discount
points" to reduce the loan's interest rate.

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All values are based on information provided. For an exact quote contact the
lender.Information provided by the institution. If the information
is in error please contact qualitycontrol@interest.com