Thanks a freaken lot President Obama...

Due to your Healthcare Plan, our bank no longer offers HMO's. If you already were in the HMO program you may continue it, but the prices are going up 30%!

Thanks an effen lot, you dimwitted liberal. I can not believe how disgusted I am at the government and the people of this country who voted this scum bucket into office.

Please, someone explain to me how this healthcare plan has helped ME? My plan already had a zero cap, and was already the most expensive plan my bank offered. Now, I don't know if I can even afford it anymore, so I may have to pick a comprehensive plan, which scares me because I have Barrett's Esophagus which requires monitoring and could turn into cancer which runs in my family. How has this plan helped me?

Due to your Healthcare Plan, our bank no longer offers HMO's. If you already were in the HMO program you may continue it, but the prices are going up 30%!

Thanks an effen lot, you dimwitted liberal. I can not believe how disgusted I am at the government and the people of this country who voted this scum bucket into office.

Please, someone explain to me how this healthcare plan has helped ME? My plan already had a zero cap, and was already the most expensive plan my bank offered. Now, I don't know if I can even afford it anymore, so I may have to pick a comprehensive plan, which scares me because I have Barrett's Esophagus which requires monitoring and could turn into cancer which runs in my family. How has this plan helped me?

Well...if you ever leave the bank then that pre existing condition could, under some circumstances not covered by HIPAA may make you SOL in terms of getting a new plan. In which case the new option for cases like that may be your only one.

Well...if you ever leave the bank then that pre existing condition could, under some circumstances not covered by HIPAA may make you SOL in terms of getting a new plan. In which case the new option for cases like that may be your only one.

My premiums went up as well, nearly $100 per month for coverage for ME only. In addition my coverage just went from 80/20 to 70/30, with lots of procedures being dropped from coverage. Why? Because under the new law my employer must offer benefits to all employees (even part time) as well as extend coverage to dependents up to 25 years of age. Basically my employer cannot afford it so sadly those receiving the benefits get less coverage and higher costs.

Grand idea huh? Those who could afford to pay and had decent plans are now being milked to death to pay for premiums and now get crappy coverage.

My premiums went up as well, nearly $100 per month for coverage for ME only. In addition my coverage just went from 80/20 to 70/30, with lots of procedures being dropped from coverage. Why? Because under the new law my employer must offer benefits to all employees (even part time) as well as extend coverage to dependents up to 25 years of age. Basically my employer cannot afford it so sadly those receiving the benefits get less coverage and higher costs.

Grand idea huh? Those who could afford to pay and had decent plans are now being milked to death to pay for premiums and now get crappy coverage.

As someone intricately familiar with the legislation because of my job, many more people will begin to realize the impact this legislation will have on those with existing coverage. It is going to increase costs as a result if the new requirement and many employers, over the course if the next few years as the exchanges become operational, will choose to pay the penalty or allow workers to go into the exchanges and te receive a subsidy. Those on Medicaid will find it even more challenging to receive care as the law expands eligibility, which will provide many low income adults with coverage, but has not providedenough funding to allow reimbursement rates to increase/ make providers interested in participating. I am sorry because yes, it sucks. But it is probably going to get worse.

As someone intricately familiar with the legislation because of my job, many more people will begin to realize the impact this legislation will have on those with existing coverage. It is going to increase costs as a result if the new requirement and many employers, over the course if the next few years as the exchanges become operational, will choose to pay the penalty or allow workers to go into the exchanges and te receive a subsidy. Those on Medicaid will find it even more challenging to receive care as the law expands eligibility, which will provide many low income adults with coverage, but has not providedenough funding to allow reimbursement rates to increase/ make providers interested in participating. I am sorry because yes, it sucks. But it is probably going to get worse.

Insurers are not required to participate in the exchanges. One clear mandate on insurers is that those operating in the individual market that offer child only policies must continue to do so. They will be required to abide by all the new preventive benefit requirements and rating structures that will be in place, but both of these will impact premiums. Unfortunately, while well intended, the legislation doesn't address costs - it addresses access to coverage. They are different but clearly intertwined. We will see what comes in the next couple years. The exchanges need to be operational by 2014 and other provisions, such as the preventive requirements and allowing dependentsto stay on a parent's coverage until age 26 are in effect now (sept 23 for all new and renewed policies not meeting grandfathered status).Hope that helps..., the law was over 2000 pages and has an insane number of provisions as you might imagine.

Insurers are not required to participate in the exchanges. One clear mandate on insurers is that those operating in the individual market that offer child only policies must continue to do so. They will be required to abide by all the new preventive benefit requirements and rating structures that will be in place, but both of these will impact premiums. Unfortunately, while well intended, the legislation doesn't address costs - it addresses access to coverage. They are different but clearly intertwined. We will see what comes in the next couple years. The exchanges need to be operational by 2014 and other provisions, such as the preventive requirements and allowing dependentsto stay on a parent's coverage until age 26 are in effect now (sept 23 for all new and renewed policies not meeting grandfathered status).Hope that helps..., the law was over 2000 pages and has an insane number of provisions as you might imagine.

It doesn't benefit you or me and it will continue to get worse as more portions of the law go into effect. And what is even worse is it doesn't really help those who it was intended to help. My neighbor who has no health insurance due to a pre-existing condition keeps getting denied coverage (and due to her age does not qualify for medicare, and also makes to much money to get state health care). Now she can get approved for coverage but she can't afford it due to the pre-existing condition they can't tell her no but they quoted her over $700 per month for little coverage. DH and I had great insurance through his job, (we had 100% coverage as long as we used a contracted physicain or hospital, and a $10 copay for dr's visits and $5 prescription coverage and No deductable). Due to the new legistlation next year we should still have 100% coverage for most things (there is a list coming out of services no longer covered) our copay will increase to $25 per visit and prescription and they are unsure but we may have a deductable. Also the portion that we pay per month (which orignally was about $70 for the 5 of us, this is one of his major compensations in his salary package we took less money per hour to have some additional insurance costs paid) is going to double (if not tripple). So your not the only one that got screwed beyond belief, My bigest hope is that as those who had coverage find out how bad they have been thrown down the river, people will cry out to their reps and get this stupid bill revoked.

It doesn't benefit you or me and it will continue to get worse as more portions of the law go into effect. And what is even worse is it doesn't really help those who it was intended to help. My neighbor who has no health insurance due to a pre-existing condition keeps getting denied coverage (and due to her age does not qualify for medicare, and also makes to much money to get state health care). Now she can get approved for coverage but she can't afford it due to the pre-existing condition they can't tell her no but they quoted her over $700 per month for little coverage. DH and I had great insurance through his job, (we had 100% coverage as long as we used a contracted physicain or hospital, and a $10 copay for dr's visits and $5 prescription coverage and No deductable). Due to the new legistlation next year we should still have 100% coverage for most things (there is a list coming out of services no longer covered) our copay will increase to $25 per visit and prescription and they are unsure but we may have a deductable. Also the portion that we pay per month (which orignally was about $70 for the 5 of us, this is one of his major compensations in his salary package we took less money per hour to have some additional insurance costs paid) is going to double (if not tripple). So your not the only one that got screwed beyond belief, My bigest hope is that as those who had coverage find out how bad they have been thrown down the river, people will cry out to their reps and get this stupid bill revoked.

Our insurance rates as of January 1st more than triple. I'm going from $100 a month now to $360 a month for the exact same HMO package as before. Thankfully, the only thing in my HMO that is increasing is my ER copay from $10 to $25. I'm so glad to know that I worked my a$$ off in college to work my a$$ off in a good paying job with good benefits so I could afford to pay for health care for all those other people who don't have it already. I'm so glad I worked my a$$ off so others don't have to. Who exactly thought this would be a good idea??? I sure as hell didn't vote for it.I work for a Daimler company and its the same for every salary person across all of Daimler.

Our insurance rates as of January 1st more than triple. I'm going from $100 a month now to $360 a month for the exact same HMO package as before. Thankfully, the only thing in my HMO that is increasing is my ER copay from $10 to $25. I'm so glad to know that I worked my a$$ off in college to work my a$$ off in a good paying job with good benefits so I could afford to pay for health care for all those other people who don't have it already. I'm so glad I worked my a$$ off so others don't have to. Who exactly thought this would be a good idea??? I sure as hell didn't vote for it.I work for a Daimler company and its the same for every salary person across all of Daimler.

For the moment, we are self-paying for doctor visits, etc. We would rather pay $65 per random visit and buy our prescriptions ourselves than give these greedy b*stards everything we have and more. From what I'm hearing from people and their insurance issues we will end up saving money that way in the long run I'm sure.

For the moment, we are self-paying for doctor visits, etc. We would rather pay $65 per random visit and buy our prescriptions ourselves than give these greedy b*stards everything we have and more. From what I'm hearing from people and their insurance issues we will end up saving money that way in the long run I'm sure.

As far as our babies think, we are invincible and can protect them from anything and everything. As mommies we are quiet soldiers. Many people, those who have never experienced motherhood and most men, don't understand that. We carry our children inside of us for almost a year and give birth to them in a dramatically painful ending, whether it be natural labor or a C-section. We have the ability to produce food for them from our very bodies until they are able to eat on their own and for years after that, if we prefer. We take care of them around the clock every day and every night for 18 years. After that, we are on call lol. We protect or nurse them back from every illness, even when we are ill ourselves. We get no sick days, no days off, no breaktimes (excluding naptime lol), and no pay or bonuses. Yet our hours are 24/7's. We keep the human race healthy and going. We will take bullets for our babies. We are the last ones to eat and last ones to go to bed at night, yet we are the first ones awake. We can change a poo-poo diaper faster than a speeding bullet while Daddy gags in the corner. All of this while keeping a clean home, paying bills on time, cooking dinner, chasing the dog, buying groceries, and unclogging the toilet. Is there anything a mommy cannot do? We are strong and we don't stop. And that is why I call us soldiers. :)

From:
TAFKASemiCrunchie

To: MMQContrary

Posted: Oct-26 11:13 AM (14 of 111)

That is truly awful and frustrating.

I just got done reading this thread and then checked the mail and low and behold my open enrollment package was there. I was scared to open it! Our policies are not changing at all this year. I am breathing a sigh of relief but bracing for something else to happen to jack me over.

That is truly awful and frustrating.

I just got done reading this thread and then checked the mail and low and behold my open enrollment package was there. I was scared to open it! Our policies are not changing at all this year. I am breathing a sigh of relief but bracing for something else to happen to jack me over.

All tyranny needs to gain a foothold is for people of good conscience to remain silent.Thomas Jefferson

From:
mrsmojorisin

To: MMQContrary

Posted: Oct-26 11:18 AM (15 of 111)

I already had healthcare, but it has helped ME immensly.

It has helped YOU by letting you get healthcare even if you have a pre-exsisting condition, but other than that general statement, I can't say how it has helped you because I don't know you or your healthcare issues.

It has helped me, and it has helped my parents, a LOT. My father can now retire when he wants to because he CAN get insurance, he won't be denied because of his previous MI and mom's SLE.

I already had healthcare, but it has helped ME immensly.

It has helped YOU by letting you get healthcare even if you have a pre-exsisting condition, but other than that general statement, I can't say how it has helped you because I don't know you or your healthcare issues.

It has helped me, and it has helped my parents, a LOT. My father can now retire when he wants to because he CAN get insurance, he won't be denied because of his previous MI and mom's SLE.

Well I did not vote for the idiot. Wonder if this is the change those that did vote for him wanted.

Thankfully our insurance is only going up about $5/mo for the same coverage but our company is cutting cost elsewhere we are foregoing raises this year and maybe our bonus too because of the increased cost of insurance.

Well I did not vote for the idiot. Wonder if this is the change those that did vote for him wanted.

Thankfully our insurance is only going up about $5/mo for the same coverage but our company is cutting cost elsewhere we are foregoing raises this year and maybe our bonus too because of the increased cost of insurance.

Almost all pre-existing conditions were already covered when switching from one insurance to another, if you had coverage within the past 60 days before switching. I know this, due to the nature of my job. So once again the Obamacare nightmare only helps people with zero insurance and unions.

Almost all pre-existing conditions were already covered when switching from one insurance to another, if you had coverage within the past 60 days before switching. I know this, due to the nature of my job. So once again the Obamacare nightmare only helps people with zero insurance and unions.

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