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Wednesday, November 06, 2013

"My plan was cancelled. Now I worry how long I'll live."

Before the Affordable Care Act, health-insurance policies could not be sold across state lines; now policies sold on the Affordable Care Act exchanges may not be offered across county lines.

What happened to the president's promise, "You can keep your health plan"? Or to the promise that "You can keep your doctor"? Thanks to the law, I have been forced to give up a world-class health plan. The exchange would force me to give up a world-class physician.

For a cancer patient, medical coverage is a matter of life and death. Take away people's ability to control their medical-coverage choices and they may die. I guess that's a highly effective way to control medical costs. Perhaps that's the point.

I did not know that ObamaCare prevents competition now across even county lines.

Liberals argue that all private health insurance plans are the "bad-apples" and are the "exploding Ford Pintos" that need to be eliminated.

The one thing that would have eliminated any bad, gouging, unfair, private insurance plans? Eliminate the state-line barrier, allowing insurance plans to compete with every other plan nationwide. Then someone in a state with lousy plans could buy one from the state whose plans worked fantastic, and the lousy plans would end or be improved in order to compete.

American market forces at their best. But noooooooo, Obama can't have that! That's the other ugly C word: CAPITALISM, working like it should. And that's the opposite of--wait for it--SOCIALISM. Or more accurately, STATISM:

What is the opposite of capitalism?

Statism, in any form. Statism is the concentration of power in the state at the expense of individual freedom. Capitalism is the only system which protects individual rights and freedom, but the variety of political systems which violate individual freedom are numerous: socialism, communism, fascism, Nazism, absolute monarchies, military dictatorships, theocracies, or the welfare state are all systems which infringe upon individual rights, which means they institutionalize the initiation of force against their citizens. It must be realized that there are only two fundamental political philosophies: those who are for freedom and individual rights and those who are against them. The types of political systems who are against freedom and individual rights are numerous, for there are many ways to violate the rights of man, but there is only one political-economic philosophy which upholds that the rights of man are absolute and immutable -- capitalism.

Eliminating state-line barriers to insurance competition also would have taken, oh, about a PAGE to enact that law. That wouldn't have given Obama his shining, signature-legislation, legacy-ensuring. eponymous, grandiose, transforming tribute that is Obamacare.

But remedy the bad plans or eliminate them in favor of the good ones, oh, yes, that, it would have done, and without the vast opportunities for identity theft or fraud, waste and abuse:

Lawmakers heard about a bizarre case in which a North Carolina man using the federal website received a government letter addressed to a stranger in South Carolina who had applied for insurance on the exchange. The North Carolina man was able to download and view information intended for the South Carolina man, even though the men had no connection to each other.

And another piece of horrible news from, oh my, gasp, The New York Times, again:

So ObamaCare is wiiiiiide open for people to defraud (i.e, cost taxpayers millions more in lost costs) via bribes, kickbacks and other under-the-table, grease-my-palms schemes... and the FBI and other law enforcement agencies can't do a blessed THING about it. Lovely. All because the Obama administration has "ruled" this to be so. Where the hell is Congress in all this? Nice how Obama gets whatever he wants, including buying votes of low-income people with such "protection" from the law. And you thought there was too much fraud with Medicare and Medicaid? Silly you.

If I had to choose between getting on the exchanges and going without insurance, I think I'd go without insurance, have an accountant continue to do my taxes yearly, and just make sure my taxes were calibrated so I'd never have a refund from which they could deduct the penalty, rather than subject myself to inevitable risk identity theft/security breaches/fraud-enabling like that.

[Obama's] sin of omission wasn’t an accidental oversight. It was a feint because many Americans wouldn’t have followed the wizard [of Oz] had they known the truth.

There’s a reason the ACA implemented the popular aspects of the bill first — allowing parents to cover their children until age 26 and eliminating their children’s preexisting-condition barrier to insurance coverage — before the 2012 election and postponed the nasty news until enough people were hooked on Obamacare’s sugar. And, of course, after the president was reelected. This is what Republicans were referring to when they wanted to impede the law before the rollout because people might like it. Sugar is addictive after all.

Former Obama speechwriter Jon Favreau tried to explain otherwise. The president kept repeating the promise — some 23 times — because the White House was trying to keep things simple so as not to confuse people with too many details, he said. This is not only insulting on its face but also not precisely true. Some might have been alarmed by the details, but they wouldn’t have been confused. Either the White House doesn’t have faith in the people or it doesn’t have faith in its own plan.

To sum up, the American people were duped; the administration did not misspeak, as the New York Times editorialized. The administration knowingly misled with a false promise and a deliberate omission. Worse, it did so for your own good because you might be confused by the truth. Call it what you will.

Up to now, the changes for employer plans have been incremental...But cost control provisions, mainly a tax on expensive insurance plans that starts in 2018, are converging with the long-standing push by employers to tame health costs. Some companies have raised deductibles and copayments for employees, saying they need to scale back to avoid tangling with the coming tax. Others are giving employees a fixed amount of money to shop in private health insurance markets that resemble those created by the law.

Now I have the proof as to why my premiums alone jumped $1,000 annually over last year, for the same, exact, employer-provided health insurance. Bet yours jumped too, and I bet yours and mine will jump again this coming year and every year.

Then-senators Hillary Clinton (D., N.Y.), John Kerry (D., Mass.), 27 other Senate Democrats, and 82 House Democrats believed this (or they all lied, too) and voted to follow Bush into war. So did the chiefs of 33 foreign countries. They all were disinformed by the late Saddam Hussein, who had WMDs, although fewer than anticipated by Bush, Clinton, Kerry, 107 other Democrats, and America’s allies.

Indeed, many of Hussein’s own generals considered his arsenal far more ferocious than it was. This grossly exaggerated perception of Baathist strength helped Hussein intimidate his neighbors far more effectively than if they had known the truth. In fact, one could say far more accurately: “Hussein lied, people died.”) [emphases my own]

"After Abortion,...run by Emily Peterson and Annie Banno, two women who had abortions in the 1970s, ...tries to avoid the political tug-of-war that tends to come with this turf. They concentrate instead on discussing the troubling personal effects of abortion on the mothers." ~ Eric Scheske, Godspy contributing editor, in NC Register's "Signs of Life in the Blogosphere", 2/2006

"I would now like to say a special word to women who have had an abortion...[many are] aware of the many factors which may have influenced your decision, and [do] not doubt that it was a painful and even shattering decision. The wound in your heart may not yet have healed. Certainly what happened was and remains terribly wrong. But do not give in to discouragement and do not lose hope. Try rather to understand what happened and face it honestly. If you have not already done so, give yourselves over with humility and trust to repentance. The Father of mercies is ready to give you his forgiveness and his peace...You will come to understand that nothing is definitively lost and you will also be able to ask forgiveness from your child..."

Tongue-In-Cheek

Misc.

Syndicates

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