White Label Prepaid Cards

Our white label prepaid card solution has been designed to meet the needs of clients looking to launch their own card program, giving them an effective road to market for their own, branded prepaid card product. With our solution, having prior knowledge of operating a prepaid card program is not required, as the day-to-day management of your program will be taken care of by Transact24.

White label prepaid cards are suited to clients who have potentially larger revenue streams, giving them a fully-managed, flexible prepaid card program solutions.

Whether or not you require a white label program depends on you and your business needs. Considerations such as setup costs, time to market and card volumes all need to be taken into account when selecting which of our prepaid card solutions best meet your requirements.

We offer three options for prepaid card customisation. These options are; 4th line embossing, hot foil overprint and full white label card programs.

4th Line Embossing

This is the most basic level of prepaid card customisation that we offer. It allows you to include your company or brand on the front of the card, placed beneath the cardholders name. This option is available with all of our prepaid cards, can accommodate for up to 21 characters and is an ideal solution for companies who wish to brand their card without having to make the same level of investment required for a hot foil overprint of fully-customised white label programme.

Hot Foil Overprint

Hot foil overprint is a co-branded prepaid card solution, providing you with customisation through the addition of a high quality, silver logo printed over one of our existing card brands, giving you a uniquely branded card at a lower cost than a fully-branded white label program. With this option, all overprinted card stock is held separately to our general card stock which guarantees card availability, making it easier to plan and manage card distribution.

White Label Card Program

White label prepaid cards are suitable for clients who are seeking an effective road to market for their own, fully-branded card product. No previous background in operating a prepaid card programme is required, as all day-to-day management is offed by Transact24. This option caters for larger revenue streams as unlike our other solutions, it is the only one that provides flexible cardholder pricing. Along with pricing, all other aspects of a white label programme can be customised, with the exception of currency and load limits. Programme approval is required for a new white or private label prepaid card, this is sought from both the issuer and VISA, before it can be launched.

Key features of white label prepaid cards

Automated application and card upgrade API

Automated instant load functionality

PCI Compliant

Cloud hosting enabled

Fully Documented API

What you get with our white label solution

Prepaid Card

Fully customised, branded prepaid card that works just like any credit/debit card, allowing for cardholders to make purchases online, in-store or over the phone, as well as to withdraw cash from ATMs

Cardholder website

Fully-branded, cardholder services website that is compatible with both mobile and desktop devices

Marketing website

Fully-branded, responsive marketing website for your prepaid card that compatible for users of both mobile devices and desktops

Mobile Application

Fully-branded, native cardholder services application that is compatible with both iOS and Android devices

Multi-lingual support

T24 cardholder services can be offered in multiple languages

IVR/SMS Systems

Card holder services are available through both interactive voice response (IVR) and SMS, both of which can be customised to your company or brand

Benefits of white label prepaid cards

Brand Loyalty

Prepaid cards come with their own unique identifies that can be utilised with loyalty or reward programs. This allows you to track cardholder spending with you and your partners, making loyalty schemes easier to manage and facilitate

Brand Awareness

Cards can be customised, giving them the look and feel of your company or brand. This gives you a unique, fully-branded prepaid card that can increase recognition and awareness of your brand when your cards are used

Card Data

Program owners have access to cardholder data, allowing you to break down spending by merchant class for marketing purposes, track spending with partners and identify cardholder trends

The fees that cardholders are charged for using your cards, along with the revenue share you make on these fees as program owners, can be customised

Time to Market

It typically takes 3-4 months to bring a new white label prepaid card to market once the issuer has granted approval

Find out more about Transact24’s white label prepaid solutions

If you’re interested in white label prepaid solutions from Transact24 and would like to learn more about them and how they can benefit you and your business, please contact us and one of our sales representatives will be in touch to assist in providing you with all the information you need on our solutions.

You can contact us by phone, email or through the form provided on the contact us section of our website, which we aim to respond to your within 24-48 hours of receiving your enquiry.

Getting started with Prepaid Cards from Transact24 is simple. Just drop us a line using our contact form and we'll be in touch to get the ball rolling

Transact 24 (Mauritius) Ltd (part of the Transact24 Group), is authorised under a Payment Intermediary Services Licence (granted by the Financial Services Commission Mauritius pursuant to the Financial Services Act 2007 of the Republic of Mauritius), to provide payment intermediary services as a specialised financial service (Licence Number: C106003286 and Code: FS-2.9).

Transact 24 Acquiring (Mauritius) Limited (part of the Transact24 Group), is authorised under a Payment Intermediary Services Licence (granted by the Financial Services Commission Mauritius pursuant to the Financial Services Act 2007 of the Republic of Mauritius), to provide payment intermediary services as a specialised financial service (Licence Number: C116015487 and Code: FS-2.9).