Credit Manager

Summary

The Senior Portfolio and Credit Manager manages the credit department that operates independently of the loan production departments. This position has the responsibility for managing all aspects of portfolio management as well as the day to day operations of the credit department. Conducting credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and completing loan presentation package. This position will communicate with current and potential customers to obtain information needed for loan requests and general portfolio management in conjunction with the loan officer. This position may have an assigned level of credit approval authority.

Essential Duties

Oversight of the day to day operations of the credit department.

Assign credit requests to analysts within credit department and provides mentoring and support to analysts to assist in completion of underwriting package.

Provide training where appropriate within credit department.

Spread financial statements within system and generate relevant reports for analysis and loan presentation.

Analyze the credit and collateral aspects of business and individual loans both secured and unsecured.

Ability to deal effectively and tactfully with all levels of Bank personnel and outside business contacts.

Positive and energetic attitude.

A Better Kind of Personal Banking

If your personal banking is always a pleasure, count yourself among the fortunate few. If you’re looking for a bank where you’re an important priority, consider Pilot Bank. We think building an exceptional relationship with you is our most important job. That means the details of your personal banking are opportunities for us to show just how important you are.

We offer a full range of financial solutions. Please allow us to serve you in finding and using the products and services you need.