The Key to Financial Freedom

By David L. Mauder, CFIC

Are you living from paycheck to paycheck and barely paying the
bills? Are you taking money out of your savings, instead of
putting money in? Are you borrowing on one credit card, to
make the payment on another? Have you ever wondered how you
will pay for your children's education? Do you look forward to
retirement, but don't know what you'll live on? Do you ever
feel like you just need more money?

If you can answer yes to any of the above questions, don't
dispair. You aren't unlike 96% of American's who are in the
same financial (sinking) boat. Fortunately, there is
something, in fact there are many things, you can do about it.

The first thing to understand is what I call the "Key to
Financial Freedom". And that is -- Eliminate Your DEBT! Now
this may seem like a simple statement, but the fact is that
debt is one of the most life crushing financial problems in
America today.

Many so called "experts" will try to tell you the reason you
are in debt is because you don't know how to manage your money.
Sure, that may be part of it, but I'm here to tell you it's not
the main problem. Your income is no longer worth what it was a
year ago. Taxes have increased and the rules have become more
complex. The days of getting by with only one income earner in
the home are gone. Then, on top of all that, we are constantly
bombarded with advertisements and media messages telling us how
much better life will be if we get that new "Gold" Mastercard,
or that "low interest" VISA. Heck, we can even buy a TV,
stereo, or a brand new computer, and not make any payments for
a year! How many people could turn down a deal like that?
Unfortunately, not many.

So, what can you do to start taking back control of your
financial future? The answer is really quite basic -- Decrease
your spending and start paying off those debts! Now I know
that cutting your spending is about as fun as having a cavity
filled at the dentist. It's not something we like to do, but
we must endure the discomfort if we are to keep what is ours.
In this case, our teeth and our money! You must continually
remind yourself that the goal is financial freedom, and that
when the discomfort is over, you will be able to experience all
the things you always wanted in life without having to give up
your last penny to do it.

There are many techniques and strategies for accomplishing your
goal of financial freedom. Mauder Communications is dedicated
to bringing these strategies to you through information on
this web site, our Debt-FREE & Prosperous
Living system, and of course, through our free email newsletter,
the Financial Freedom Update.

I don't want to give you information overload, so here is one
thing you can do right now that will decrease your spending and
get you started down the road to financial freedom. Beginning
today, right now -- Never again use debt to purchase consumer
products. Consumer products are those things that you purchase
from day to day, that either get used up, or lose their value
the minute you carry them out of the store. Things like: TV's,
stereos, appliances, clothes, furniture, and of course food.
If you have ever gone to the grocery store and paid with a
credit card -- you have a SERIOUS problem with debt! Do you
realize you would be paying interest, possibly months worth of
interest, for something that has served it's purpose and left
your body long ago? Going out to dinner and putting the bill
on a credit card isn't any different. By the time you pay off
the debt on these consumer products, they are either worth
nothing, or only a fraction of the original purchase price (not
to mention the interest that was added).

Well, this report should give you a good idea of what Mauder
Communications is about and what we are trying to accomplish.
We stronly feel that consumer debt is one of the biggest
problems we face as Americans today. Future reports on this web site, and issues of the
Financial Freedom Update will be 100%
dedicated to bringing you the
information you need to reduce your debts and gain control of
your finances so you can begin to experience the joy of owning
your life. Here's to the beginning of your Financial Independence -- the first
day of the BEST of your life!