With TSA adoption of mobile identification, food contractor
mobile payments, and "geo-fencing" for mobile door access, campuses will transition to virtual student credentials and enterprise mobile privileges for increased security, institution cost savings,
and great student satisfaction over the next five years.

In just four years (2010), 50% of all campus card systems will
include at least several off-campus merchant applications; Off-campus "marketing partners" will surpass all banking relationships within three years, secondly only to "self-op" management of
off-campus merchant applications ...

In the shadow of campus card company takeovers, it is not
inconceivable that at least one of the remaining firms might be sold in the future as retirement begins to loom on the horizon of owners. Wall Street reminds us that everything is for sale, and every
stockholder has their price ...