We hear often that the business environment in South Africa is prohibitively challenging. Undoubtedly much more needs to be done to unburden businesses, particularly small businesses, from the bureaucratic red tape. However a less competitive environment is a huge advantage. Jannie Mouton, founder of PSG…

“Yes, we have unbelievable challenges, but as I often tell people, we started a bank called Capitec in South Africa and it’s an unbelievable success. We don’t have a chance at starting something like that in America or Europe. It’s already been done there.”

Mouton feels there are opportunities everywhere. “For me the [RSA] environment throws up obvious opportunities in education, banking, the food sector, and now electricity.”

Rather than seeing problems, how about we see opportunities. In fact, make a mental note of whatever you complain about next. Could that be an opportunity? If it’s not yours, it’s certainly someone else’s.

Johannes “Jannie” Mouton, a qualified chartered accountant, is the founder and chairman of PSG Financial Services (now serving as a non-executive director). He is a renowned South African businessman with over 35 years experience in financial management and investment banking.

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