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Privacy & Information Security Tips

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Credit Card Fraud

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Credit Card Fraud

Credit card fraud is a growing means of stealing billions of dollars from credit card companies, merchants and consumers with or without the credit card holder presence. The purpose may be to obtain goods without paying, or obtain unauthorized funds using the stolen credit card or any similar payment from an account.

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Don’t share your card information over the phone or with any person.

Never respond to emails that ask you to provide your credit card information or PIN via email.

Don't click on spoofed email links that looks like your bank email, even if the email looks legitimate. These links are often phishing scams and the scammers want to trick you into entering your credit card information on their fake website.

Do not share your credit card PIN with anyone and do not store it anywhere near your credit card.

Report lost or stolen cards and provide the necessary information to stop these cards. Reporting your lost or stolen credit card as soon as possible lowers the likelihood that you'll have to pay for any fraudulent charges made on your credit card.

Keep your card safe

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General tips to keep your credit card safe

Place your credit cards in a purse or wallet close to your body where it can't easily be snatched away.

Thieves can take pictures of your credit card with a camera or cell phone, so don't leave your credit card exposed any longer than necessary.

After you make a purchase, put your credit card away immediately. Confirm you have your credit card back in your possession before you leave the store or restaurant.

Shred anything with your credit card number on it.

Don't throw your credit card billing statements into the trash - they typically have your full credit card number printed, shred them. The same thing applies to old credit cards that have expired or been cancelled.

Moreover, they attach plastic pads on the ATM keyboard to steal the PIN code.

These skimmers capture and store your credit card information and credit card thieves come back later to get the device. Skimmers are placed over the regular credit card swipe, so if anything looks off about the place you're swiping your credit card; go to another gas station or ATM.