Your questions answered

Insurance is a confusing business, so to help you figure it out, we've answered some of the most frequently asked questions motorbike owners and future motorbike owners have.

Can I carry passengers on my motorbike?

Known as pillion cover, this depends on the cover you take out. If you take out your policy over the phone be sure to ask the advisor whether you can carry passengers or check the terms and conditions of the policy.

If you are covered by your policy, you will only be able to carry one passenger, who will need to sit facing forward, with both feet on the footrests.

Provisional licence holders cannot carry passengers.

Can I use No Claims Bonus from a car policy?

Some insurance companies will let you move your No Claims Bonus from your car insurance policy, but most won't.

When you're getting your online quote, look at the worst-case option ‑ without the No Claims Bonus ‑ first, to avoid disappointment. Once you find a price you're happy with, give the insurance company a call to find out their No Claims Bonus transfer policy.

What is CBT?

CBT stands for Compulsory Basic Training and you must complete the training before riding on the road. You'll need to pass your full motorcycle test within two years, if you don't you'll need to complete your CBT again - much like a provisional driving licence.

What kind of bike can I ride?

Just like with your driving licence, your motorbike licence entitles you to ride certain categories of motorcycles.

Your age and experience will be taken into consideration as well as the power of the bike.

There are 4 categories of licence:

AM - qualifies you to ride a moped from the age of 16

A1 - qualifies you to ride a 125cc motorbike with a power output of 11kW or lower and tricycles with a power output 15kW or lower. Minimum age of 17

A2 - qualifies you to ride a motorbike with a power output of 35kW or lower. Minimum age 19

A - qualifies you to ride unrestricted motorcycles with a power output over 35kW. Minimum age 24 under direct access, or 21 under progressive access. Tricycles with power output over 15kW. Minimum age 21

Admiral Motorbike Insurance can cover you no matter what type of motorcycle licence you hold.