It is with great disappointment that the JOBS act is passed. I cannot see how this act will create jobs. As a small investor, I do see how it will be harder to find legitimate companies in which to invest. My resources are not large. I have done my own investing. I did not retire simply to spend 40 hours or more per week trying to sort thru all the scam and shell companies JOBS allows. It was tough before, now it may be impossible. Will my money and that of thousands like me be more invested as a result of JOBS? Absolutely NO. If anything, I will either withdraw from the market, place my assets in places like Australia, or place my assest with professional investors.