It was an act of God, you did not plan for the snow, so it should not go against you on your insurance. It should be part of your comprehensive part of the insurance.

Althought I admire your wishful, if misguided, thinking this is not even remotely close to accurate.

I do agree however that for that amount, and without even looking at the LR yet (which IS odd, isn't it?) I'd have an adjuster involved who can manage the claim and damage assessment better. Of course, tires aren't going to be covered unless their damage was caused by the impact.......