For balances that fall below the minimum requirement, a fee of $6 and $0.40 per debit item will apply per statement cycle.

INTEREST CHECKING

An Interest Checking account at North State Bank pays competitive interest rates while providing the convenience of unlimited check-writing:

No regular monthly service fee will be charged if you maintain a minimum daily combined balance of $2,500 in your checking, savings or money market accounts; or a minimum daily balance of $750 in your Interest Checking account; or an average daily balance in your Interest Checking account of $2,000.

Interest is compounded and paid monthly based on the average collected balance in your account during a statement cycle, and is reported to you on a monthly statement.

Unlimited North State Bank ATM transactions

Open with a $100 deposit

For balances below the minimum requirement, a fee of $11.95 will apply per statement cycle.

PERFORMANCE CHECKING

Performance Checking is a comprehensive package of banking benefits that combines interest checking with other valued services.

A competitive interest rate

Unlimited checkwriting

Unlimited North State Bank ATM transactions

Custom checks at no charge

Standard size safe-deposit box at no charge

No per-statement cycle service fee if you maintain a minimum balance in Performance Checking or in a Regular Savings account of $2,500; or maintain an aggregate balance of $10,000 or more between your checking, savings, and CD accounts with us; or open and maintain a North State Bank Equity Line of $15,000 or more.

ATM surcharge fee reimbursement for use of non-North State Bank ATMs when minimum daily balance is maintained.

Open with a $100 deposit

For balances below the minimum requirement, a monthly fee of $20 will apply.

OVERDRAFT PROTECTION

A plan for protection against overdrafts is available for any North State Bank checking account. Applications are subject to credit approval. If you have a question or would like to receive an application, stop by the office location nearest you.