Options for Consumers in Crisis: An Economic Analysis of the Debt Settlement Industry

Over the past five years, the American Fair Credit Council has commissioned the largest and most comprehensive serial analysis of its kind, evaluating the outcomes of over 400,000 consumers with over 2.9 million accounts enrolled in debt settlement programs. The study was performed by Greg J. Regan, CPA/CFF MBA of the Auditing and Forensic Accounting Firm Hemming Morse, LLP in San Francisco, CA. Click on one of the images below to download and view the reports.