Dr. Krassimir Kostadinov

Krassimir Kostadinov is founder of UniversalOwner, a boutique advisory services firms focussing on quantitative risk management and banking software design, development and implementation. Previously, he has held a position at an international banking software house head-quartered in Luxembourg, where he was Head of the Data Access and Valuation department.

Krassimir has multi-year experience in training, consulting and project management, including implementations of risk management / reporting systems and internal business processes for compliance to banking regulations such as Basel III and IFRS 9. His approach to training involves explaining in detail and providing economic intuition on the mathematical concepts that appear in the regulatory requirements, as well as discussing data flows, system design and/or software tools appropriate for practical implementation. He has done projects and held courses at multiple financial institutions in 20+ countries on 3 continents. His most recent project was on the establishment of an innovative, data-driven and independent credit rating agency.

Krassimir earned a Ph.D. in Mathematics from the Munich University of Technology, Germany. In his research, he developed new statistical and computational methods for multidimensional financial data aggregation and applied them to measure risk from extremal events on the credit and fixed income markets.