"It's not like I have any capital still tied up at WesCorp," he said. "I don't have the pressure of a three-year notice."

First Entertainment Credit Union president/CEO Charles Bruen, who said he has conducted a contingency study on corporate competitors, added that he's in no hurry to replace WesCorp, either.

"I've been told informally that we'll have at least six months notice," Bruen said. "WesCorp and the NCUA aren't going to tell us we have to get out tomorrow."

Bruen said he would consider a WesCorp CUSO spin off for payments, provided WesCorp executive vice president Tony Kitt was in charge. WesCorp has discussed that possibility with its members, he said.

Larry Biernacki, president/CEO of the $796 million Arkansas Federal Credit Union, said he's not shopping around.

"I'm not sure what the value proposition will be after final regulations are released, but right now we're very pleased with what Southwest (Corporate FCU) does for us and the price they charge for it," he said.

Biernacki also said he thinks there are still advantages to keeping credit union service providers within the industry.