The Hypercom T4220 countertop credit card machine equipmnet is one of the best terminal systems available today. The Optimum T4220 comes standard with integrated PCI PED approved PIN based debit entry. Hypercom has combined a credit card machine that is both phone line capable or high speed internet IP ethernet DSL credit card processing capable. This Dual Comm credit card terminal is free when you setup a merchant account for your retail or restaurant business with Total Merchant Services.