Top 5 Car Insurance Companies in Dubai

Top 5 Car Insurance Companies in Dubai

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If you are going to buy a new car then it is important to know about car insurance and best car insurance companies in Dubai apart from knowing about the best cars. Buying car insurance is not an option but it’s a legal compulsion. As per the law, it is mandatory to buy car insurance in the UAE.

Well, there are two types of car insurance policies, one is third-party car insurance and the other one is a comprehensive car insurance policy. Third-party car insurance plan provides the minimum level of coverage and it only covers the insured person’s legal and financial liability in the unfortunate event such as death or bodily injury to any third party. This car insurance policy extends coverage to third-party property damage caused by the insured vehicle. Whereas comprehensive insurance policy is the most superior kind of protection you can provide your car with. It is one step ahead of the third-party car insurance plan as it offers extensive coverage and provides more services. Unlike third-party insurance, a comprehensive car insurance policy covers damages to the car, theft, legal liability to third-party and personal accident cover. The insurance policy coverage can also be modified by choosing add-ons like zero depreciation cover, roadside assistance, medical expenses, GCC coverage etc. That is why it is recommended to buy comprehensive insurance plan as it provides end-to-end coverage.

While buying an insurance plan for your car, make sure you choose the best car insurance company as there are a plethora of auto insurance companies in the UAE that offers car insurance. But not all of them are reliable and meet your insurance needs. To make this task easier, below we have shortlisted the five best car insurance companies in Dubai. In no particular order, take a look at the most reputable car insurance provider:

HSBC Car Insurance

Existing customers of HSBC can buy AXA car insurance to protect their car from any unforeseen event. AXA car insurance in Dubai, provided through HSBC, is the largest global insurance provider that offers an extensive range of car insurance covers to meet your insurance needs. It covers all the risks and troubles you may experience on the road in a comprehensive manner. It provides the below-mentioned benefits:

Any loss or damage to the insured vehicle

Theft and fire coverage

Riot, storm, flood, and strike

Third-party property damage

Third-party bodily injury

Legal liability extended to family members as third-party

Coverage for personal injury

Emergency medical expenses as well as personal belongings coverage

Off-road coverage

Agency repair

Guaranteed repairs

Oman extension cover

Waiver of excess for windscreen damage

Personal accident benefit to driver and passengers

The benefit of hire car

24-hour accident and breakdown recovery

GCC coverage

Pickup and delivery

Union Car Insurance

Whether you drive an Aston Martin Valkyrie on the roads or a hatchback to beat the traffic, your valued car requires an apt car insurance coverage as it is mandatory to buy car insurance in the UAE. Ranging from the basic to a wide range of optional benefits, Union Car Insurance Company offers comprehensive and affordable auto insurance packages. They are customized to fit the insurance needs of its policyholders. It basically provides the following key coverage:

Superior agency repairs coverage

Hire car

Replacement car at discounted rates

Motor Shield Cover - Coverage for involuntary loss of employment

No claim discounts for affordable coverage

Inbuilt personal accident coverage up to AED 1 million

Comprehensive auto assist services which include roadside recovery, airport pick and drop off facility, and a lot of other concierge services

Complimentary emergency medical expenses as well as personal belongings coverage

Noor Takaful Car Insurance

Noor Takaful helps you discover the Car Takaful that provides you with absolute peace of mind behind the wheel. Not only it provides coverage for loss or damage but also assured of quick and hassle-free claim service. Here is the insurance coverage offered by Noor Takaful Car Insurance.

Loss or damage to your vehicle

Third party property damage or bodily injury

Natural calamities

Superior agency repair

24x7 roadside assistance

No claim discounts

Emergency medical expenses as well as personal belongings coverage

Waiver of excess for windscreen damage

Replacement of a new car

Valet parking coverage

Off-road coverage

Personal accident benefit for driver and passengers

Oman extension

Hire car

Salama Car Insurance

Salama Islamic Arab Insurance Company is one of the leading car insurance companies that provide a wide range of tailor-made TAKAFUL not only in Dubai but also in the UAE. This insurance company religiously follows Shari’ah principles. The contemporary approach of Salama Insurance in Islamic sector has made it a unique and reliable car insurance provider in the country.

Salama Car Insurance is designed to safeguard you and your vehicle from the unfortunate events. The car insurance policies of Salama insurance come with a wide range of features:

No claim bonus protection

Personal accident coverage for both driver and co-passengers

Hassle-free claim registration

Extra benefits for enhanced protection and care

Fast and speedy repairs through CARS- ‘A’ grade garage network

AIG Car Insurance

AIG car insurance is one of the best car insurance companies designed on keeping the customer’s safety on priority. In short, it is one stop for all car insurance needs. It offers you fast and online quotes which will eventually help you to customize and decide the car insurance for you. AIG car insurance provides the following key benefits with its insurance:

Superior agency repair

Roadside assistance

GCC coverage

Ambulance fees

Key replacement

Personal effects

Personal injury

Social perils

Registration

6 months clause

Legal liability

Off-road coverage

Besides these benefits, AIG car insurance provides some optional benefits and they are as follows:

A personal accident for driver and passengers

Windscreen coverage

Protected no claim bonus

Dent repair

Natural perils

12 months waiver of depreciation

Hire car

Hire car cash benefit

Final Verdict!

These are some of the best car insurance companies along with the benefits. Please note that the list is not biased, it is for reference purpose only.

*The information provided on this website/page is only for information sake. Policybazaar.ae does not in any form or manner endorse the information so provided on the website and strives to provide factual and unbiased information to customers to assist in making informed insurance choices.