Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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BQ: Your average credit amount on bank credit cards is too low.

Explanation:

The average credit limit among all the bank credit card accounts in your credit file is low. Having higher limits gives you access to credit without seeking new loans or becoming overextended _ which are triggers for higher risk.

What you can do:

Use credit responsibly and always make payments on time with your existing accounts. After a period of successfully managing your accounts, you can seek increases to your credit limit.

A HIGHER LEVEL OF CONFIDENCE

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