Borrow vs Payments… Easily once a week I get a customer who will come in and say I’m paying way too much in payments. So we will sit down and have a conversation, I start by asking give me a whole number, how much are you in debt total? A lot of the time I will here we are about $10,000 and it’s just too much. It is too much… kind of. Now give me a break down how did we get to $10,000? Credit cards, cars, other loans? Here is a long story short you need to take a...