add the milk to the bananas and whatnot, then pour all the liquid whatnot mixture into the dry mixture.

if you want to add nuts, well, you should toast them first, 1/2 cup walnuts for 6 minutes or so at 350.

then bake for longer than you think necessary. the best banana bread i've had was when i forgot i was making banana bread and i didn't get impatient and take it out too early. give it a good hour at 350. yum.