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Countless Americans diligently check the stock market everyday - on TV, online, and in print - but fail to take stock of an even weightier investment: their own home. Are you among the ninety-five percent of American homeowners who are unaware of the market value of your home?

A comparative Market Analysis (CMA) provided by a real estate professional can bring you up to speed. As the name suggests, a CMA compares your house with similar ones on the market in your neighborhood during a specified time period. this data combined with the value of upgrades will give you an accurate picture of your home's worth. Remember, however, that your personalized CMA is a "snapshot" captured in time, while the real estate market constantly fluctuates; therefore, it's a good idea to obtain a new one each year.

The CMA is an often-used market-based means of measuring value. When buying, selling or refinancing, a CMA is essential in setting price and in choosing advantageous timing. Still, there are numerous other reasons to run a CMA - to obtain a realistic picture of your net worth, to provide adequate replacement insurance, or to leverage your equity.

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