Mold Damage Insurance Claims

Sentry Public Adjusting knows that mold is an inevitable part of being a homeowner. In Florida, we deal with humidity and moisture year-round. Did you know many environmental causes of mold damage may not be covered under your homeowner’s insurance policy? Understanding what is and what isn’t covered can be hard to comprehend without in-depth mold damage claims experience.

Mold can be a danger to you and your loved ones, not only damaging your home but posing serious long-lasting health risks. Let Sentry help you get the most coverage possible when it comes to filing a mold damage insurance claim. Mold removal is a term tossed around quite often, yet it is impossible to eradicate mold. There are many stipulations when it comes to the remediation of mold in your home which is a costly process. You can be left with a hefty clean-up bill if you’re not getting the most compensation from your mold damage insurance claim.

Mold Damage Facts and Statistics

Higher-than-normal indoor humidity levels can lead to the growth of mold. Keeping your indoor humidity below 45% can help control the growth of mold.

Sentry Public Adjusting can properly assess the mold damage in your house to make sure you get the best coverage and payout from your homeowner’s insurance policy. We know the dangers of mold damage and just how extensive thorough remediation can be. There is no substitute for professional remediation and preventative measures to ensure to keep the mold at bay.

What Does Your Mold Damage Insurance Cover?

If you experience mold damage in your home from water damage,from a hurricane , flood or any other covered claim, your mold damage will be considered in the total compensation of your claim. Coverage from a mold damage claim may be minimal without the help of professionals. Submitting your claim without the help of Sentry Public Adjusting can result in the primary insurance claim being paid out but being left with thousands of dollars in mold damage remediation that wasn’t paid for.

Filing a claim for mold damage that isn’t due to another covered claim falls in a grey area of most homeowner’s insurance policies. If you live in a high humidity area, such as South Florida, mold can be a massive problem in your home. When proper precautionary measures aren’t taken, mold damage can be discounted as a maintenance issue in your home and can lead to inadequate compensation by a water damage insurance claim.

Sentry Public Adjusting can properly assess the mold damage in your house to make sure you get the best coverage and payout from your homeowner’s insurance policy. We know the dangers of mold damage and just how extensive thorough remediation can be. There is no substitute for professional remediation and preventative measures to ensure to keep the mold at bay.

Important Things to Know About Mold Damage

Dealing with mold damage can be dangerous as a homeowner. Most don’t realize how extensive mold remediation can truly be. Mold can be toxic and can start growing in as little as 24 hours. If you suffer damages from a hurricane and are forced to evacuate, your home can quickly turn into a moldy environment of disastrous proportions.
When attempting to assess the mold damage in your home, it is best to have an experienced professional do it. Mold damage is nothing to take lightly and should be left to a professional. All of this can quickly turn into an extensive and expensive clean-up that you are left paying for if not properly assessed and handled by an experienced public adjuster. At Sentry Public Adjusting, we fight for you to get the most compensation from your mold damage insurance claim. According to the Center for Disease Control and Prevention mold exposure can cause:

Nasal stuffiness

Throat irritation

Coughing or wheezing

Eye irritation

Skin irritation

Serious lung infections

Upper respiratory tract symptoms

Asthma symptoms in people with asthma

Pneumonia

Acute idiopathic pulmonary hemorrhage among infants

Memory loss

Lethargy

Urgency is extremely important when dealing with mold. Mold has long-term health consequences for those who live in its presence. Call Sentry Public Adjusting immediately to begin handling your mold claim.

Mold Remediation and Mold Removal: How to Properly Handle Mold Damage

The fundamental issue of mold is a moisture problem; mold needs moisture to grow and survive. Because some mold is not visible, it can be very hard to diagnose the extent of mold damage as a homeowner. Also, mold isn’t confined to one specific area. An inspection should be thorough and involve the entire home. There are different levels of mold remediation, and this can be evaluated and performed by professionals.

Mold spores are always there; you cannot completely remove mold from homes- no matter what false promises are made from mold removal companies. You can control an existing mold problem or replace what has been damaged by mold. Mold is naturally occurring and can only be managed, cleaned and prevented.

This is often a thorough and expensive process that may not be covered under your initial insurance claim. Allowing Sentry to handle your mold damage insurance claim will help you receive the best compensation for your damages. We want to help you make your home as safe as possible.

What Does our Insurance Claim Adjustment Process Look Like?

The process begins with a FREE in-depth evaluation and inspection of the mold damages to your home. This is an extensive process due to how mold damage can infiltrate unsuspecting places in your home. The attention to detail in our mold damage inspection is to ensure that your home is properly evaluated. There is NO COST to you up-front for the inspection and can be scheduled at your convenience. We correctly document all mold damages and oversee the submitting of the mold damages claim. Sentry’s mold damage adjustment services are as such:

A fine-toothed combing of your homeowner’s insurance policy to see what your coverage is for mold damages that have occurred.

Evaluate in detail and substantiate all losses, replacement costs if the damage is not repairable, and additional expenses from mold damage.

A Sentry estimator will also go to your home to perform an inspection and estimate and substantiate all of the damages to your home.

Calculate losses from business interruptions and additional expense claims for businesses.

Present all information collected from inspection, evaluation and the mold damage claim to your insurance company.

Advocate with your insurance company on your behalf.

Why Choose Sentry Public Adjusting?

We know the pride and responsibility that comes with being a homeowner. When your home is damaged you may feel at a loss. We know the stress and turmoil that comes after the initial shock of mold damage to your home. Sentry will advocate for you to ensure that you get the most compensation from your homeowner’s insurance claim. We want to help return your home to its original beauty.