The L.L.Bean® Platinum Plus® Visa® Credit Card

FIA Card Services Credit Cards

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Quick Summary:

This is a Visa rewards card, issued by FIA Card Services. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or “personal use” with a nearly perfect credit history. APR’s may vary among applicants, however the lowest standard APR is 7.15%* (Variable)*.

Important Rates:

There is a balance transfer offer APR of 2.90% for 12 Billing Cycles*. There is no annual fee for this card.*

Rewards:

This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.

Credit Record Needed:

Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 766 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any FIA Card Services product.

Other Basics:

The grace period listed for The L.L.Bean® Platinum Plus® Visa® Credit Card is at least 25 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Rewards and Benefits:

Enjoy free regular year-round shipping and handling on L.L.Bean products sent anywhere in the U.S. �

Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 766, then your chance of approval may be even greater.

Approval Time:

Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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