Pearl's assertion is that through subsidies and/or parents (other people's money), these young people 18-29 years old will not in fact be paying more in insurance premiums to cover people in other risk categories.

The defense for Obamacare seems to be that there's something good in there for everyone, to be paid for by someone else. I ask Pearl, who are these unlucky souls who are going to pay more so everyone else can get more?

How are most folks faring under Obamacare? In my company, young people in their 20s are paying 78 percent more than they did before the law passed. In most industries, hours are being cut, insurance plans discontinued and hiring depressed.

Obamacare backers will try to convince us that we are all the lucky ones getting the benefit of this law through the use of other people's money, but all it takes is a look at your insurance or employment situation to know the truth.