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Privacy Policy

The
protection of your nonpublic personal information is important to our
dealerships and our affiliated third parties (a company that is related
by common ownership or corporate control) and, in some cases, with
nonaffiliated third parties. Because we recognize that keeping your
nonpublic personal information private is important to you, we would
like to take this opportunity to explain our Privacy Policy.

ABOUT OUR PRIVACY POLICY: Our privacy policy applies to those persons who obtain from us financial products or services to be used
for personal, family, or household purposes. Our goal is to respond to
your inquiries, to provide better customer service, and to provide
products, services, and other information we believe may help meet your
needs or to be of interest to you. This Privacy
Policy explains: *The types of information we may collect from you.*The
types of information we may disclose to third parties.*The types of
third parties to whom we may disclose information.*How we protect the
nonpublic personal information we collect about you.*How you may
instruct us not to disclose certain information about you which we are
not otherwise permitted to disclose by law.

TYPES OF INFORMATION WE MAY COLLECT ABOUT YOU:
We may collect nonpublic personal information about you from the
following sources: *Information we receive from you on applications or
others forms, such as your name, address, telephone numbers, e-mail
addresses, birth date, social security #, income, and employment
history. *Information about your transactions with us, our affiliated third parties, or others,
such as your account balance, payment history, and your
creditworthiness. *Information we receive from your consumer credit
reports or a consumer-reporting agency, such as your creditworthiness,
credit score, or credit history. *Representations made by you to us,
such as you employment history, your account balances, and payment
histories, and your relationships with other persons or entities whom
you have listed as a reference. *Information we collect or that you
provide to us when you visit our website, such as your name, address,
telephone numbers, or e-mail addresses; if you request e-mail contact
from us or send us an e-mail, we may retain your e-mail address and the
messages themselves. We do utilize "cookies" in connection with our
website. A "cookie" is an online device used to determine when a visit
to the site has occurred and to track your activity within the site.
Cookies are often used online and do not harm your computer. You have
the option of programming your computer to prevent a cookie from being
accepted.

THE CATEGORIES OF THIRD PARTIES TO WHOM WE MAY DISCLOSE INFORMATION ABOUT YOU:
We may disclose all of the nonpublic personal information that we
collect about you, as described, to third parties that perform marketing
services on our behalf or to other financial institutions with whom we
have joint marketing agreements, such as third parties who manufacture
or supply our goods and services, advertise or market our products and
services, make customer satisfaction inquiries on our behalf, or provide
internet related marketing services.We are permitted by law
to disclose information about you to third parties that perform
marketing services on our behalf and/or to other financial institutions
with which we have joint marketing agreements. We are not required to
give you opportunity to opt out of such disclosures.

HOW WE PROTECT THE NONPUBLIC PERSONAL INFORMATION WE COLLECT ABOUT YOU.
We take our responsibility to protect your nonpublic personal
information very seriously. Whenever we collect information about you,
we restrict access to your nonpublic personal information to our
employees and those third parties who need the information to respond to
your inquiries, to provide better customer service, and to provide
products, services, and other promotional information we believe may
help meet your needs or be of interest to you. We explain the importance
of protecting your nonpublic personal information to our employees and
take appropriate measures to enforce employee responsibilities regarding
our Privacy Policy. We also maintain physical, electronic, and
procedural safeguards to protect the confidentiality and security of the
information we collect. We require any third party who receives
information about you from us to agree to keep that information
confidential and to use the information only for the purposes for which
it was disclosed.

THIS PRIVACY POLICY APPLIES TO OUR DEALERSHIPS AS WELL AS OUR AFFILIATED THIRD PARTY.
We appreciate your business and the opportunity to assist you in
understanding our Privacy Policy. We hope that you have found this
information to be useful and appreciate the opportunity to continue to
serve you in the future.