Insuring your camera gear - OM-D + 3 lenses + Grip etc.

I'm suffering from 'I-Can't-Replace-My-Camera-If-It-Gets-Damaged-In-Any-Way-Itis'. It's a terrible condition which means that I refrain from taking my camera out with me for any old occasion and I've realised that it's now time to insure my camera equipment as a result, so that I can go out and enjoy my OM-D and all other lenses.

That said, can anyone recommend a place to insure your camera and gear? I think I have up to £3000 worth.

I just use my regular renters insurance and have a rider covering the camera gear.
It covers my cameras while I'm out of my home for something like 2-3 days, so if I go somewhere they're still covered.

I just use my regular renters insurance and have a rider covering the camera gear.
It covers my cameras while I'm out of my home for something like 2-3 days, so if I go somewhere they're still covered.

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Thanks Damien, I've never insured anything before. So I'm looking for an independent company that would actually replace or fix anything that goes wrong with my camera.

I've seen some for £70+ a year, which isn't bad and covers up to £5000. But I thought I'd ask here for more help with my choices.

Look for a Uk camera forum, maybe? I have all my gear insured against accidental damage/theft with a deductible of 200 euros, and reimbursement at replacement cost rather than used value. Haven't needed it, but I wouldn't want to be without it. I have pricey gear, but its useless to me at home.

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