You may think it's a bit late to start planning your frugal Christmas - but be positive - there's plenty of time to start planning for Christmas 2013!
Frugal is not mean, miserly or miserable - it's being wise with your money to make it stretch further in the direction you want it to. It's a kind of game and if you're up for the challenge - you can get a bit of a buzz out of your bargains and your wheeling and dealing.

Thursday, 20 November 2008

FREE CHRISTMAS CROSS STITCH PATTERNS for Frugal Christmas Gifts 6

For those of you who are great with a needle these free cross stitch patterns can be used for all sorts of projects like pictures, pin cushions, Christmas cards, bookmarks, hanging decorations, Christmas stockings etc.Choose from the many pretty designs in the links below.