"First of all, we've been absorbing it for years. There's no sense in changing now. Also, I believe that if I do start charging it, I might have customers walk out the door and not purchase from me," says Dibbles.

"It costs me more money to swipe the card and charge them for it, so I lose money ringing up a refill or even a small cup of coffee, with the percentage that they take out in swiping fees," Gilbert says.

Even selling small items like coffee, about half of her business comes from credit cards, too.

The new rules have Laura thinking about charging customers a little more for using a card.

State election officials announced Friday that 89 percent of total ballots cast for president have been counted and 60 of the state's 72 counties had finished their work. So far, Democrat Hillary Clinton has gained 49 votes on Republican Donald Trump, who defeated Clinton by more than 22,000 votes in

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