This client was mixed: 5 of the accounts were still with the original creditors and were settled prior to charge-off. Out of the 2 remaining accounts: 1 of them was with a collection agency and another was with a collection attorney. I negotiated settlements on all seven accounts within 2 months of being hired.

Settled all 7 accounts for $12,742.05

Took 60 days

Reduced debt by $23,051.69

Including my fee, this client spent a total of $16,199.80 to resolve $35,793.74

Including my fee, 45.26% of what was owed

Client acquired the funds to settle from equity in an asset

*The demonstrated fee calculation is based on 15% of savings

View the settlement letters below

They’re ordered by the date the settlement was reached

Please understand that these success stories are not published for the purpose of creating expectations of similar settlement percentages. The amount I am able to settle accounts for varies from client to client and is dependent on a host of factors. The purpose of my success stories is so you may view my service in action and get a better understanding of how my service works. If you’re interested in finding out what I may be able to settle your debts for please feel free to contact me for a free consultation.

The percentages saved are on the balance at the time of settlement. These examples of past performance are not intended to be a guarantee of any future settlement results.

I was formerly one of the most successful debt collectors in the country. And don’t worry, I wasn’t one of those huffy-puffy types. I also held positions of Collection Manager, Corporate Trainer, and Director of Collection Operations. I’ve worked for large third-party collection agencies, collection attorneys and large debt buyers. (full bio)

I’ve dedicated my website towards truly explaining how debt settlement really works and to dispel the myths revolving around credit and debt. …

I have the highest success rate in the Debt Relief Industry…

This includes debt settlement, credit counseling, and Chapter 13 bankruptcy.

We’re the only debt settlement company he has EVER allowed on his referral list.

Tom Martino has been fighting for consumers for more than 30 years utilizing Radio, TV, Newspapers, Magazines, and the Internet. Tom can be heard weekday mornings on the radio from 9 to noon on Denver’s popular AM talk station 630-KHOW. Each show is filled with calls from people needing consumer help, information, and advice.

Debt Relief Á la carte is not a credit repair company. We do not provide legal, tax, or investment advice. If you need legal advice, legal expertise, or court filings, you must seek the advice of a licensed attorney. Estimates are based on your collectabilty, our past experience, and settlement performance trends. Individual results may vary. The claims made are examples of past performance and are not intended to be a guarantee of any future settlement results. We do not provide debt settlement services in all states. We use reasonable care to ensure that the information appearing on this website is up to date and accurate. While we take precautions to prevent the occurrence of errors and omissions, the users of this website should not take the accuracy of the information for granted but should seek individual professional advice that is relevant to their particular situation and needs.