Let me clarify, your Revolut card is linked to your account. By topping up you’re topping up your account and not your card.

The rule is that you should top up in the currency that your bank account is held in. For example, if you have a UK bank account make sure you top up in GBP. If you don’t your bank will convert the money for you and charge a huge fee!

So then if I need to send a payment abroad using SEPA, Im not sure how I make the payment! Do I just give them my card details as I cannot see anywhere in the app that I can make a payment to another account?

Tap the pink button on the main navigation screen in the app. Select ‘To bank account’ and tap ‘Add a new beneficiary’. Add your bank details, then you can simply enter the amount, currency and hit send.