A Cautionary Tale: Get Your Affairs In Order Now06:36

If you've been avoiding preparing a will, or other estate planning directives, think again.

Sixty five percent of Americans do not have a will, and that can leave families and healthcare providers in a sticky situation.

Washington Post finance columnist Michelle Singletary's mother did not have any personal directives. When she was critically injured recently, her family was confronted with many decisions, made more difficult by the absence of written wishes.

Singletary joins Here & Now's Robin Young to discuss the importance of being prepared for the worst.