ABOUT US

What We Are

We give unbiased, no-conflict-of-interest, honest advice. We help our clients build their net worth while keeping their values intact. We offer attentive service and solutions that are tailored to each person's unique needs. We work with people who want to build a long-term relationship with a financial advisor who cares about their future. Our client's success is our success.

What We Are Not

We don't sell financial products on commission. We don't believe in get-rich-quick schemes. We're not insurance agents. We're not stockbrokers. We don't ignore assets we're not managing and we don't offer boilerplate solutions.

OUR TEAM

PENNY MARCHAND, CFP®, EA

Senior Advisor/Principal

Penny Marchand, CFP, EA is the principal of Cambridge Financial Group, LLC. Penny started her career in financial planning in 1988. She is a Certified Financial Planner, Investment Advisor Representative and is a graduate of the College for Financial Planning. She is also an Enrolled Agent with the Internal Revenue Service, Department of the Treasury. Penny has obtained the Series 7, 6, 63 and 65 securities licenses, as well as an insurance license. Penny is a member of the National Association of Personal Financial Advisors and is a founding member of the Alliance of Comprehensive Planners, a group of financial advisors dedicated to providing holistic, comprehensive financial planning. Penny served a three year term on the Board of Directors and also served as the President of the ACP Board.

Penny and her husband, Gaston, enjoy traveling and exploring new places. She enjoys tennis, biking, swimming and is a voracious reader.

ALICIA KLEIN, CFP®, EA

Lead Advisor

Alicia Klein is a Certified Financial Planner™. She is a graduate from the University of Arizona - Eller College of Management with a BSBA in Marketing and has worked for Cambridge since 2011. Alicia specializes in tax strategy and savings, debt reduction plans and integrative investment plans. She is a Investment Advisor Representative and enrolled to practice before the IRS.

In her spare time, she enjoys traveling with her husband, Sam, skiing, yoga, and cooking for friends and family.

COLE MCCLARREN, CFP®, EA

Lead Advisor

Cole is a Certified Financial Planner™, Investment Advisor Representative, and is enrolled to practice before the IRS. Cole is a graduate of Susquehanna University, where he earned degrees in Business Administration, with an emphasis in Finance, as well as Economics. Cole is also an active member of Mensa.

Cole joined Cambridge Financial Group in 2013. He specializes in Stock Option planning, investments, goal setting, and cash flow management.

Outside of work, Cole enjoys spending time with friends, cooking, watching television, and figuring out ways to optimize his life, and performance. He is currently learning how to code Java, and attempting to be handy around the house.

BONNIE COURTNEY

Operations/Client Manager

Bonnie is our Operations and Client Service Manager at Cambridge Financial Group, LLC. Prior to joining CFG, her career began in 1988 as a Financial Planner and Registered Representative with her own practice in Santa Barbara, CA. After taking time off to raise her young children, she re-licensed and re-entered the Financial Services industry and is currently an Investment Advisor Representative.

Her primary focus at Cambridge Financial Group includes day to day office operations and compliance. When it comes to client services, her intent is to be hard-working, caring and to provide outstanding client support.

In her free time, Bonnie enjoys spending time with her daughters and husband. She loves traveling, hiking, being outdoors, Barre3 and a good laugh with friends.

BRANDON HODGESON

Lead Advisor

Brandon is a Certified Financial Planner™ who has been in the financial industry since 2010. He joined Cambridge Financial Group in 2017. He graduated from the University of Arizona in 2010 with a degree in Spanish. Brandon is an Enrolled Agent with the IRS.

Brandon and his wife, Tiffany, have twin sons, Levi and Colt. He and his family love to travel and spend time outdoors together. Brandon enjoys hunting, fishing, backpacking and playing the guitar.

CHERYL COLLINS

PARAPLANNER, rECEPTIONIST

Cheryl has started a new chapter in her life in a totally new industry with Cambridge Financial Group. Having spent most of her professional career in the retail industry she worked up from a sales associate to store manager to buyer. She left retail to raise her daughter and son. She comes to CFG from working in the Beauty industry for over 18 years as a salon manager. Cheryl has always prided herself on great customer service in all facets of experience.

At CFG she is our para planner and receptionist and the person you will be in contact with regarding scheduling and ongoing meeting preparation.

Outside of CFG Cheryl enjoys spending time with her husband, Dale. She loves visiting her daughter, Stephanie, who lives in Boulder, CO and her son, Sean, and his wife, Shakayla, in Mission Viejo, CA. She is an avid quilter who loves to read, attend Zumba classes and watch old movies.

DANA WILLIS

PARAPLANNER

Dana joined the team at Cambridge Financial Group in 2019. She graduated from the University of Arizona in 2018, where she earned two degrees in Family Studies/Human Development and Spanish Literature. Dana is excited to grow in her career in the financial industry!

Outside of the office, Dana loves to rock climb, read, and take road trips throughout Arizona.

REBECCA MORIN

Account Manager

Rebecca is the Account Manager at Cambridge Financial Group, LLC. Rebecca has spent over 25 years in the business world working in various administrative and managerial roles. Having also been a business owner for 9 years, she is accustomed to offering a high level of service and commitment to her clients.

When she’s not working, Rebecca’s passion is for music, theatre, movies, and the great outdoors. She loves spending time with her friends and family, and of course her Cocker, Lucy, is always at her side.

OUR SERVICES

Cambridge Financial Group, LLC.

We are an independent, fee-only firm in Tucson, AZ dedicated to providing objective, responsible financial planning assistance to a broad range of clients. Our compensation comes entirely from client fees. We do not receive commissions or other financial compensation for any products or services that we recommend.

Cash Flow Management

We will help you develop a spending plan that will ensure you're not living above your means. You will then be able to anticipate and meet funding needs in areas such as your children's education, retirement and other long-term goals.

Education Funding

We can help you explore and analyze the numerous options available for funding education, such as UGMA accounts, Educational IRAs, 529 plans and employee benefit plans.

Estate Planning

We will review your estate planning needs, existing wills and trusts and recommend steps you can take to maximize the benefits to your heirs while minimizing the tax liability on your legacy.

Employee Benefits

We can provide strategies for exercising stock options, maximizing the tax benefits of flexible spending accounts and achieving an effective balance of retirement accounts and taxable investments.

Retirement Planning

Retirement planning has two phases; accumulation and actual retirement. During the accumulation phase we assist clients in setting goals and implementing strategies to meet them. We help our retired clients enjoy the lifestyle they’ve earned.

Insurance

After reviewing your current policies, we can offer unbiased judgment on whether they meet your needs. If additional policies are warranted, we can suggest options objectively, since we do not sell any products.

Investment Advisory Services

Our foremost concern is your success, not product sales. We will use our expertise to develop an effective investment strategy designed to reach your objectives while reflecting your tolerance for risk.

Tax Planning & Preparation

We prepare your personal income taxes and provide you with professional tax-planning advice year-round. By teaching you how to reduce your taxes, tax savings often offset our annual retainer fee.

Open Retainer

An Open Retainer provides holistic/comprehensive financial planning for a fixed fee over the course of one year. Services provided may include, but are not limited to: tax preparation, tax planning, insurance review, inventory of assets, analysis of financial goals, portfolio analysis, development of an asset allocation strategy, no-load mutual fund recommendations, retirement planning and estate plan reviews. More Info

EdgeAhead

EdgeAhead is designed for Young Professionals who have important financial questions, but do not have the assets to warrant a full-time financial advisor. More info: Website, Financial Review Contract

Financial Review

Financial Reviews consist of three-hours of appointment time and concentrate on specific topics of interest to the client. The Financial Review is an excellent way to begin the financial planning process. Your questions get answered and both you and the Advisor can determine if ongoing planning services are warranted.

The fee for this service ranges from $950-$1,200. If a client wishes to upgrade to the Open Retainer option, they may receive credit toward their Open Retainer for fees paid for a financial review within the prior thirty days. Financial Review Contract

CONTACT

Address

Email

Phone

(520) 531-0550

Toll Free Number

(888) 705-5692

Fax

(520) 531-1315

Cambridge Financial Group, LLC. is listed with the SEC as a Registered Investment Advisor. The firm will not solicit or accept business in any state in which it is not properly registered or qualified to conduct business by virtue of a state "de minimus" exemption. The purpose of this web site is limited to the dissemination of general information regarding the services offered by Cambridge Financial Group, LLC and does not provide investment advice. This site is not intended to be a solicitation or offer to sell investment advisory services to residents of any state in which Cambridge Financial Group, LLC. is not currently authorized to do so.