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You need to have good credit and a profitable business or business idea, and you must be willing to put in the time and paperwork needed to get an SBA loan. So when all is said and done, who gets SBA loans? The tables below show which types of businesses are most and least successful at getting SBA loans and, even more important, paying them back on time. The rankings are based on data from 2006 to 2015 that we obtained directly from the Small Business Administration (SBA)