Subject: Comment on File Number 4-637

January 10, 2013

Securities and Exchange Comm.

Dear Securities and Exchange Comm.,

I want to invest money in stocks, but I am not willing to invest in companies unless I know they are ethical and responsible, not giving my money to their political buddies and other cronies. Unless I am able to make informed decisions I will not invest. It's that simple. Investors, and also consumers, must be able to make informed choices about who they give their money to. Anything else is a small step away from deceit and defraudulent behavior, yet remains legal.