It’s that time of year again – Thanksgiving is approaching, with Black Friday and the start of the holiday shopping season right on its heels. You sit down to make your list, finding yourself falling back on the old reliable gifts: Sis gets a new scarf....

By Andrew Hallam When I first met Kelly Hayes-Raitt, there were a few things that didn’t quite add up. We had met at a writer’s group in Ajijic, Mexico. Kelly was writing a book about her experience in the Middle East. She had been working with refugees. But when we...

How to retire better, with less money than you think There may be a way to retire with even less. Former political activist Kelly Hayes-Raitt spends every winter in a huge home overlooking Lake Chapala. During the remaining eight months, she visits other countries....