Liquor Liability Insurance

Why you may need Liquor Liability Insurance

If your in the business of entertaining customers and serving alcoholic beverages, you should have Liquor Liability Insurance. Restaurants, bars, nightclubs, can be held liable for injuries or damage cased by intoxicated customers. This is why you should consider insuring your company.

These include damages caused from reckless behavior, automobile accidents or fighting. While you may think it’s not your fault if a customer gets intoxicated or starts trouble you can. If a customer gets into an accident after leaving your establishment you may be held liable and you could be sued.

Many states require establishments that server, sell or assist in the purchase of alcohol secure a liquor liability policy. Furthermore if your business is mortgaged or you are considering one and want to serve alcohol the financial institution will most likely require that you purchase liquor liability Insurance.

Liquor liability insurance is critical if your thinking of operating a nightclub, bar or tavern etc. Or even if your thinking of hosting an event on behalf of your company, your liable.

Liquor Liability Insurance for Social engagements or Events

Almost anyone can purchase a one-time liquor liability insurance policy for an event that they plan to host. This may be for an event your catering, like a fund raiser, company party, anniversary or grand opening etc.