Happy Personal Loan Stories - June 2019

New job

Jun 30, 2019

Customer Details:

Age: 32 City: Hyderabad

Monthly Income: ₹45,000

Credit Score: 719

Requirement

₹5,00,000 for Credit Card Bill Payment

Loan Disbursal

Time: 25 hours

Kasim (name changed) is 32 years old and lives in Yousufguda, Hyderabad with his family. He had a requirement of ₹5,00,000 for credit card bill payment. Credit cards are a convenient mode of transaction but if the bills are not paid regularly, the amount gets accumulated and becomes hard to pay. Kasim was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

People who have been employed with a certain company for a very short period of time usually find it difficult to get a loan. Credy however, considers some other factors such as good banking, spending patterns, strong home ownership and credit score among others. Despite being only recently employed with he current company, we observed Kasim had good spending habits. Kasim's loan was approved and disbursed within 25 hours, after taking into consideration this and several other factors.

We are glad to have offered timely help to Kasim who is just one of our many happy customers.

Devendrappa (name changed) is 22 years old and lives in Adugodi, Bengaluru with her family. She had a requirement of ₹35,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Devendrappa needed a loan but her cibil score was 667. Banks usually reject loan applications which have a credit score less than 675.

At Credy, loan applications with low cibil may still be considered with decent monthly incomes and a good record of other factors such as banking history, spending patterns, employer quality, etc. Devendrappa had zero days of EMI delay in the previous year and healthy spending patterns in salary bank account. Considering this and many other factors, Devendrappa's loan was approved and disbursed.

There are many happy customers like Devendrappa who are impressed by our fast online loan process.

Sumana (name changed) is 37 years old and lives in Sahakaranagar P.O, Bengaluru with her family. She had a requirement of ₹1,00,000 for debt refinance. Loans with high interest rates must be paid off soon and that requires a big amount of money. Sumana needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating Sumana's loan application, we found that she had good spending patterns on her salary bank account and decent credit history. Sumana's loan was approved and disbursed within 13 hours, after taking into consideration this and several other factors.

Vasantha (name changed) is 35 years old and lives in Maruthi Sevanagar, Bengaluru with his family. He had a requirement of ₹50,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Vasantha needed a loan but his cibil score was 654. Banks usually reject loan applications which have a credit score less than 675.

At Credy, we assess the applicant's profile with careful precision and look at multiple factors such as monthly income, credit history, spending patterns, salary credits, etc. Cibil score is just one of them. Vasantha had a good salary of ₹1,25,000 and healthy banking patterns in his salary bank account. Vasantha's loan was approved and disbursed within 21 hours, after taking into consideration this and several other factors.

We are glad to have offered timely help to Vasantha who is just one of our many happy customers.

Bhushan (name changed) is 24 years old and lives in Marathahalli Colony, Bengaluru with his family. He had a requirement of ₹1,00,000 for credit card bill payment. Banks often levy hefty charges on credit cards and the settlement of the bill may become troublesome. Bhushan was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

We at Credy, not just look at the duration of an applicant's employment, but also check other factors like employer quality, banking history, spending patterns, home ownership and credit history. Despite being only recently employed with he current company, we observed Bhushan had good spending habits. Bhushan's loan was approved and disbursed within 11 hours, after taking into consideration this and several other factors.

Glad we could offer timely financial help to Bhushan who is just one of our many happy customers.

Sharma (name changed) is 23 years old and lives in Marathahalli Colony, Bengaluru in his office quarters. He had a requirement of ₹15,000 for electronics. Electronics are a necessity in the modern lifestyle and may burn a hole in the wallet. Sharma needed quick money but his monthly salary was ₹18,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Sharma had a good credit score of 843 and had zero days of EMI delay on loans or credit cards in last one year. After careful evaluation of this and several other factors, Sharma's loan was disbursed in just 4 hours!

Ramkumar (name changed) is 26 years old and lives in Fraser Town, Bengaluru with his family. He had a requirement of ₹50,000 for credit card bill payment. Credit cards are a convenient mode of transaction but if the bills are not paid regularly, the amount gets accumulated and becomes hard to pay. Ramkumar needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating Ramkumar's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. After careful evaluation of this and several other factors, Ramkumar's loan was disbursed in just 6 hours!

There are many happy customers like Ramkumar who are impressed by our fast online loan process.

Gayatri (name changed) is 29 years old and lives in Viveknagar (Bangalore), Bengaluru in her parents' house. She had a requirement of ₹1,00,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Gayatri was in an urgent need of money but she was working in a relatively new company which is just 1 year old. Most banks and lenders prefer customers from large, established companies.

Credy gives loans to applicants working with a small company if there is a decent record of various other factors in their profiles such as credit score, employer quality, monthly income, credit history, banking records, etc. Gayatri had a decent monthly income of ₹34,200 and good banking trends in salary account. Gayatri's loan was approved and disbursed within 5 hours, after taking into consideration this and several other factors.

Gayatri is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Darling (name changed) is 29 years old and lives in Doddakallasandra, Bengaluru in his parents' house. He had a requirement of ₹1,00,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Darling was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

Credy uses a combination of technology and analytics to determine the employer quality of an application with a new job. It further digs other factors such as home ownership, credit history, banking patterns, etc. to make the final decision. Even though Darling had been employed with his company for a very short period, he had solid home ownership as he lived in his parents' house. After careful evaluation of this and several factors, Darling's loan was disbursed.

Darling is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Nitish (name changed) is 27 years old and lives in Madivala, Bengaluru with his family. He had a requirement of ₹1,00,000 for travel. Travel is always fun and usually requires a good deal of planning and expenses. Nitish was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

We at Credy, not just look at the duration of an applicant's employment, but also check other factors like employer quality, banking history, spending patterns, home ownership and credit history. Despite being only recently employed with he current company, we observed Nitish had good spending habits. Considering this and many other factors, Nitish's loan was approved and disbursed in 21 hours!

There are thousands of customers like Nitish whom we are proud to have helped.

Dedwalkar (name changed) is 29 years old and lives in Anandnagar (Pune), Pune in her parents' house. She had a requirement of ₹20,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Dedwalkar needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy's entire process which includes loan application, approval, verification and disbursal is online. Minimal dependency on paperwork and the use of smart technology setup enables us to offer fast loans. On evaluating Dedwalkar's loan application, we found that she had good spending patterns on her salary bank account and decent credit history. After careful evaluation of this and several other factors, Dedwalkar's loan was disbursed in just 19 hours!

There are many happy Credy customers like Dedwalkar whom we have helped.

Karnati (name changed) is 29 years old and lives in Vivekananda Nagar Colony, Hyderabad with his family. He had a requirement of ₹60,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Karnati needed quick money but his monthly salary was ₹18,300. Most banks and lenders do not approve a personal loan for this income.

At Credy, we do a careful assessment of the applicant's profile for multiple factors like credit history, spending patterns, credit score, loan payment history, etc. Monthly income is just one of the many factors. Karnati had a good credit score of 832 and had zero days of EMI delay on loans or credit cards in last one year. Karnati's loan was approved and disbursed after taking into consideration this and several other factors.

Karnati is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Jagadeesh (name changed) is 27 years old and lives in Vijay Nagar Colony (Hyderabad), Hyderabad in his parents' house. He had a requirement of ₹1,00,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Jagadeesh needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Jagadeesh's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. After careful evaluation of this and several other factors, Jagadeesh's loan was disbursed in just 19 hours!

Glad we could offer timely financial help to Jagadeesh who is just one of our many happy customers.

Bahadur (name changed) is 27 years old and lives in R T Nagar, Bengaluru with his friends. He had a requirement of ₹10,000 for credit card bill payment. Banks often levy hefty charges on credit cards and the settlement of the bill may become troublesome. Bahadur needed a loan but his cibil score was 640. Banks usually reject loan applications which have a credit score less than 675.

At Credy, we just don't look at the cibil score, but also multiple other factors like monthly income, employer quality, banking history, credit history, etc. Bahadur had a good salary of ₹40,000 and healthy banking patterns in his salary bank account. Bahadur's loan was approved and disbursed after taking into consideration this and several other factors.

Glad we could offer timely financial help to Bahadur who is just one of our many happy customers.

Purushothaman (name changed) is 31 years old and lives in Mahadevapura, Bengaluru with her family. She had a requirement of ₹1,00,000 for credit card bill payment. Credit cards are a convenient mode of transaction but if the bills are not paid regularly, the amount gets accumulated and becomes hard to pay. Purushothaman needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy's entire process which includes loan application, approval, verification and disbursal is online. Minimal dependency on paperwork and the use of smart technology setup enables us to offer fast loans. On evaluating Purushothaman's loan application, we found that she had good spending patterns on her salary bank account and decent credit history. Purushothaman's loan was approved and disbursed within 18 hours, after taking into consideration this and several other factors.

Purushothaman is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Kalyan (name changed) is 24 years old and lives in H.A. Farm, Bengaluru in his parents' house. He had a requirement of ₹1,00,000 for debt refinance. Loans with high interest rates must be paid off soon and that requires a big amount of money. Kalyan was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

We at Credy, not just look at the duration of an applicant's employment, but also check other factors like employer quality, banking history, spending patterns, home ownership and credit history. Even though Kalyan had been employed with his company for a very short period, he had solid home ownership as he lived in his parents' house. After careful evaluation of this and several factors, Kalyan's loan was disbursed.

Shingare (name changed) is 25 years old and lives in Airoli, Mumbai in his rented house. He had a requirement of ₹1,00,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Shingare needed quick money but his monthly salary was ₹20,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Shingare maintained a good credit score of 808 which is an indicator of decent credit health. After careful evaluation of this and several other factors, Shingare's loan was disbursed in just 9 hours!

There are thousands of customers like Shingare whom we are proud to have helped.

Mahendra (name changed) is 33 years old and lives in S.B. Road, Mumbai in his parents' house. He had a requirement of ₹1,00,000 for travel. Sometimes we need a break from our usual routines and that calls for a vacation, but do not have enough money to plan an itinerary. Mahendra needed a personal loan but had 182 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Mahendra had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 182 days of EMI delay on his credit profile about five years ago, 24 days of EMI delay three years ago and 0 days of EMI delay in the previous year. Mahendra's loan was approved and disbursed within 5 hours, after taking into consideration this and several other factors.

Mahendra is just one of the thousands of happy Credy customers who appreciate our dedication.

Simon (name changed) is 39 years old and lives in J.C.Nagar, Bengaluru in his parents' house. He had a requirement of ₹1,00,000 for credit line account. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Simon needed a personal loan but had 900 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Simon had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 900 days of EMI delay on his credit profile about five years ago, 0 days of EMI delay three years ago and 0 days of EMI delay in the previous year. Simon's loan was approved and disbursed within 3 hours, after taking into consideration this and several other factors.

There are many happy customers like Simon who are impressed by our fast online loan process.

Sharief (name changed) is 23 years old and lives in Doorvaninagar, Bengaluru with his friends. He had a requirement of ₹1,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Sharief needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

We at Credy, use an impressive combination of technology and analytics to make the loan application hassle-free for the customers and the disbursal quick! On evaluating Sharief's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Sharief's loan was approved and disbursed within 16 hours, after taking into consideration this and several other factors.

Lathika (name changed) is 29 years old and lives in Electronics City, Bengaluru with her family. She had a requirement of ₹1,00,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Lathika needed a personal loan but had 90 days of EMI delay on previous loans about 5 years ago which made it difficult for her to get a loan.

At Credy we do a thorough evaluation of the credit profile of applicants who have a history of delayed payments. We observe the credit and banking patterns meticulously before signing a decision. We noticed that Lathika had constantly improved her credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 90 days of EMI delay on her credit profile five years ago, which reduced to 0 in the previous year. Considering this and many other factors, Lathika's loan was approved and disbursed in 26 hours!

Lathika is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Nagaraj (name changed) is 24 years old and lives in Trimulgherry, Hyderabad with his family. He had a requirement of ₹1,00,000 for debt refinance. Loans with high interest rates must be paid off soon and that requires a big amount of money. Nagaraj was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

Credy uses a combination of technology and analytics to determine the employer quality of an application with a new job. It further digs other factors such as home ownership, credit history, banking patterns, etc. to make the final decision. Despite being only recently employed with he current company, we observed Nagaraj had good spending habits. Nagaraj's loan was approved and disbursed within 41 hours, after taking into consideration this and several other factors.

Nagaraj is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Rajeev (name changed) is 32 years old and lives in Naupada (Thane), Mumbai in his parents' house. He had a requirement of ₹1,00,000 for debt refinancing. Loans with high interest rates must be paid off soon and that requires a big amount of money. Rajeev needed a personal loan but had 81 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Rajeev had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 81 days of EMI delay on his credit profile five years ago, which reduced to 8 in the previous year. Rajeev's loan was approved and disbursed within 16 hours, after taking into consideration this and several other factors.

Glad we could offer timely financial help to Rajeev who is just one of our many happy customers.

Gopinath (name changed) is 23 years old and lives in Thygarayanagar, Chennai with his friends. He had a requirement of ₹27,000 for credit line account. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Gopinath needed quick money but his monthly salary was ₹16,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, we just don't look at the monthly income amount but also take into consideration other factors like credit score, spending patterns, savings, payment history of previous loans, etc. Gopinath had a good credit score of 839 and had zero days of EMI delay on loans or credit cards in last one year. Gopinath's loan was approved and disbursed within 6 hours, after taking into consideration this and several other factors.

Veerendra (name changed) is 33 years old and lives in Viveknagar (Bangalore), Bengaluru in his own house. He had a requirement of ₹1,00,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Veerendra needed quick money but his monthly salary was ₹18,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, we just don't look at the monthly income amount but also take into consideration other factors like credit score, spending patterns, savings, payment history of previous loans, etc. Veerendra maintained a good credit score of 765 which is an indicator of decent credit health. After careful evaluation of this and several other factors, Veerendra's loan was disbursed in just 25 hours!

We are glad to have offered timely help to Veerendra who is just one of our many happy customers.

Pondari (name changed) is 28 years old and lives in Khairatabad, Hyderabad in his rented house. He had a requirement of ₹50,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Pondari needed quick money but his monthly salary was ₹17,500. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Pondari maintained a good credit score of 770 which is an indicator of decent credit health. After careful evaluation of this and several other factors, Pondari's loan was disbursed in just 25 hours!

There are many happy customers like Pondari who are impressed by our fast online loan process.

Anita (name changed) is 27 years old and lives in N.I.A., Pune with his friends. He had a requirement of ₹40,000 for debt refinance. A refinance loan helps settle previous loans or credit card bills, but it might be difficult to find a lender that offers an easy online loan process and quick disbursal. Anita needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

We at Credy, use an impressive combination of technology and analytics to make the loan application hassle-free for the customers and the disbursal quick! On evaluating Anita's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Anita's loan was approved and disbursed in 4 hours!

There are many happy customers like Anita who are impressed by our fast online loan process.

Sanjeev (name changed) is 43 years old and lives in Electronics City, Bengaluru in his own house. He had a requirement of ₹60,000 for education - children school fees. Education is the basic right of everyone and education loans and must be easily available to students. Sanjeev needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy's entire process which includes loan application, approval, verification and disbursal is online. Minimal dependency on paperwork and the use of smart technology setup enables us to offer fast loans. On evaluating Sanjeev's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. After careful evaluation of this and several other factors, Sanjeev's loan was disbursed in just 17 hours!

There are thousands of customers like Sanjeev whom we are proud to have helped.

Rangaswamy (name changed) is 29 years old and lives in Dharmaram College, Bengaluru with his friends. He had a requirement of ₹1,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Rangaswamy needed quick money but his monthly salary was ₹19,772. Most banks and lenders do not approve a personal loan for this income.

At Credy, we do a careful assessment of the applicant's profile for multiple factors like credit history, spending patterns, credit score, loan payment history, etc. Monthly income is just one of the many factors. Rangaswamy had a good credit score of 768 and had zero days of EMI delay on loans or credit cards in last one year. After careful evaluation of this and several other factors, Rangaswamy's loan was disbursed in just 24 hours!

Rangaswamy is just one of the thousands of happy Credy customers who appreciate our dedication.

Gagan (name changed) is 39 years old and lives in Kothanur, Bengaluru in his parents' house. He had a requirement of ₹80,000 for credit card bill payment. Credit cards are a convenient mode of transaction but if the bills are not paid regularly, the amount gets accumulated and becomes hard to pay. Gagan was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

Credy uses a combination of technology and analytics to determine the employer quality of an application with a new job. It further digs other factors such as home ownership, credit history, banking patterns, etc. to make the final decision. We observed that Gagan had a good banking history and he also stayed in his parents' house. Considering this and many other factors, Gagan's loan was approved and disbursed in 20 hours!

Glad we could offer timely financial help to Gagan who is just one of our many happy customers.

Mahesh (name changed) is 43 years old and lives in Kamakshipalya, Bengaluru with his family. He had a requirement of ₹75,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Mahesh needed a loan but his cibil score was 669. Banks usually reject loan applications which have a credit score less than 675.

At Credy, loan applications with low cibil may still be considered with decent monthly incomes and a good record of other factors such as banking history, spending patterns, employer quality, etc. Mahesh had a good salary of ₹1,31,229 and healthy banking patterns in his salary bank account. After careful evaluation of this and several other factors, Mahesh's loan was disbursed in just 5 hours!

There are many happy customers like Mahesh who are impressed by our fast online loan process.

Mallinath (name changed) is 27 years old and lives in Mundhva AV, Pune with her family. She had a requirement of ₹1,50,000 for debt refinance. Loans with high interest rates must be paid off soon and that requires a big amount of money. Mallinath was looking for a personal loan but had been employed with her company for only 6 months which is considered risky by other lenders.

People who have been employed with a certain company for a very short period of time usually find it difficult to get a loan. Credy however, considers some other factors such as good banking, spending patterns, strong home ownership and credit score among others. Despite being only recently employed with she current company, we observed Mallinath had good spending habits. After careful evaluation of this and several other factors, Mallinath's loan was disbursed in just 27 hours!

Prateek (name changed) is 34 years old and lives in Whitefield, Bengaluru with his family. He had a requirement of ₹30,000 for travel. Travel is always fun and usually requires a good deal of planning and expenses. Prateek needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Prateek's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Prateek's loan was approved and disbursed in 17 hours!

Glad we could offer timely financial help to Prateek who is just one of our many happy customers.

Suruchi (name changed) is 32 years old and lives in Marathahalli Colony, Bengaluru with her family. She had a requirement of ₹50,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Suruchi needed a personal loan but had 90 days of EMI delay on previous loans about 5 years ago which made it difficult for her to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Suruchi had constantly improved her credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 90 days of EMI delay on her credit profile five years ago, which reduced to 0 in the previous year. After careful evaluation of this and several other factors, Suruchi's loan was disbursed in just 11 hours!

Chettiar (name changed) is 38 years old and lives in Hadapsar, Pune in his own house. He had a requirement of ₹30,000 for home renovation. Home renovation is sometimes not planned in advance and may require urgent money. Chettiar needed a personal loan but had 90 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Chettiar had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 90 days of EMI delay on his credit profile about five years ago, 24 days of EMI delay three years ago and 0 days of EMI delay in the previous year. Considering this and many other factors, Chettiar's loan was approved and disbursed in 6 hours!

Chettiar is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Bhimicherla (name changed) is 26 years old and lives in Benson Town, Bengaluru with her family. She had a requirement of ₹4,00,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Bhimicherla needed quick money but her monthly salary was ₹21,200. Most banks and lenders do not approve a personal loan for this income.

At Credy, we just don't look at the monthly income amount but also take into consideration other factors like credit score, spending patterns, savings, payment history of previous loans, etc. Bhimicherla maintained a good credit score of 759 which is an indicator of decent credit health. Considering this and many other factors, Bhimicherla's loan was approved and disbursed.

There are thousands of customers like Bhimicherla whom we are proud to have helped.

Balu (name changed) is 28 years old and lives in Ecil, Hyderabad in his parents' house. He had a requirement of ₹20,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Balu needed quick money but his monthly salary was ₹20,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, we just don't look at the monthly income amount but also take into consideration other factors like credit score, spending patterns, savings, payment history of previous loans, etc. Balu had a good credit score of 793 and had zero days of EMI delay on loans or credit cards in last one year. Balu's loan was approved and disbursed after taking into consideration this and several other factors.

Glad we could offer timely financial help to Balu who is just one of our many happy customers.

Metkar (name changed) is 33 years old and lives in Lohogaon, Pune in her own house. She had a requirement of ₹40 for debt refinancing. Loans with high interest rates must be paid off soon and that requires a big amount of money. Metkar needed quick money but her monthly salary was ₹17,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, we do a careful assessment of the applicant's profile for multiple factors like credit history, spending patterns, credit score, loan payment history, etc. Monthly income is just one of the many factors. Metkar had a good credit score of 856 and had zero days of EMI delay on loans or credit cards in last one year. Metkar's loan was approved and disbursed within 25 hours, after taking into consideration this and several other factors.

There are many happy customers like Metkar who are impressed by our fast online loan process.

Solomon (name changed) is 29 years old and lives in R T Nagar, Bengaluru in his parents' house. He had a requirement of ₹60,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Solomon needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating Solomon's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Solomon's loan was approved and disbursed in just an hour!

We are glad to have offered timely help to Solomon who is just one of our many happy customers.

Lakshmi (name changed) is 27 years old and lives in Doorvaninagar, Bengaluru with her family. She had a requirement of ₹3,00,000 for debt refinancing. Loans may be helpful in emergency situations but sometimes heavy interest rates levied by the lenders might make it difficult for the borrower to pay off the amount. Lakshmi was in an urgent need of money but she was working in a relatively new company which is just 1 year old. Most banks and lenders prefer customers from large, established companies.

At Credy, we assess the applicant's profile carefully and look at many factors such as monthly income, employer quality, banking history, payment history of previous loans, cibil score, etc. Size of the company is just one of the many factors. We observed excellent banking patterns in Lakshmi's salary bank account. Lakshmi's loan was approved and disbursed after taking into consideration this and several other factors.

We are glad to have offered timely help to Lakshmi who is just one of our many happy customers.

Arundathi (name changed) is 27 years old and lives in Nagasandra (Bangalore), Bengaluru in her parents' house. She had a requirement of ₹10,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Arundathi needed quick money but her monthly salary was ₹21,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Arundathi had a good credit score of 820 and had zero days of EMI delay on loans or credit cards in last one year. After careful evaluation of this and several other factors, Arundathi's loan was disbursed in just 22 hours!

Farooq (name changed) is 27 years old and lives in Madivala, Bengaluru in his own house. He had a requirement of ₹50,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Farooq required money urgently but he was new to credit i.e. did not have prior history of loan or credit card. Most banks and lenders want to see credit history before approving a personal loan.

Loan applications at Credy are carefully assessed for multiple factors such as monthly income, home ownership category, banking history, etc. Being new to credit is just one of the many factors. Farooq had solid home ownership as he stayed in his own house. Considering this and many other factors, Farooq's loan was approved and disbursed in 3 hours!

Farooq is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Chandran (name changed) is 27 years old and lives in Perungudi, Chennai with her family. She had a requirement of ₹2,75,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Chandran required money urgently but she was new to credit i.e. did not have prior history of loan or credit card. Most banks and lenders want to see credit history before approving a personal loan.

Loan applications at Credy are carefully assessed for multiple factors such as monthly income, home ownership category, banking history, etc. Being new to credit is just one of the many factors. Chandran had a monthly income of ₹29,000 which is decent enough. Considering this and many other factors, Chandran's loan was approved and disbursed in 6 hours!

Chandran is just one of the thousands of happy Credy customers who appreciate our dedication.

Stella (name changed) is 24 years old and lives in Vyalikaval Extn, Bengaluru in her parents' house. She had a requirement of ₹60,000 for two wheeler. Getting a dream vehicle can sure feel exciting, especially if its cost can be managed without stress. Stella needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

At Credy, we use technology and analytics to give a fast loan decision and quick disbursal via a paperless process. On evaluating Stella's loan application, we found that she had good spending patterns on her salary bank account and decent credit history. Stella's loan was approved and disbursed within 4 hours, after taking into consideration this and several other factors.

Shrivastava (name changed) is 38 years old and lives in Doorvaninagar, Bengaluru with his family. He had a requirement of ₹50,000 for home renovation. Who doesn't want their homes to look new and beautiful? Home renovation sure fixes this purpose but requires a good amount of money. Shrivastava needed a personal loan but had 900 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Shrivastava had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 900 days of EMI delay on his credit profile five years ago, which reduced to 0 in the previous year. Considering this and many other factors, Shrivastava's loan was approved and disbursed in 27 hours!

Shrivastava is just one of the thousands of happy Credy customers who appreciate our dedication.

Alexander (name changed) is 26 years old and lives in Bellandur, Bengaluru with his friends. He had a requirement of ₹1,30,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Alexander was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

We at Credy, not just look at the duration of an applicant's employment, but also check other factors like employer quality, banking history, spending patterns, home ownership and credit history. Despite being only recently employed with he current company, we observed Alexander had good spending habits. After careful evaluation of this and several other factors, Alexander's loan was disbursed in just 24 hours!

Alexander is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Lidisha (name changed) is 31 years old and lives in Mathrusri Nagar, Hyderabad in his parents' house. He had a requirement of ₹5,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Lidisha needed a personal loan but had 189 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Lidisha had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 189 days of EMI delay on his credit profile five years ago, which reduced to 7 in the previous year. Lidisha's loan was approved and disbursed within 6 hours, after taking into consideration this and several other factors.

There are many happy Credy customers like Lidisha whom we have helped.

Kishore (name changed) is 29 years old and lives in Yeswanthpura, Bengaluru with his friends. He had a requirement of ₹1,00,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Kishore needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Kishore's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. After careful evaluation of this and several other factors, Kishore's loan was disbursed in just 6 hours!

There are thousands of customers like Kishore whom we are proud to have helped.

Bhagwan (name changed) is 27 years old and lives in Bibvewadi, Pune with his family. He had a requirement of ₹60,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Bhagwan needed quick money but his monthly salary was ₹20,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, we just don't look at the monthly income amount but also take into consideration other factors like credit score, spending patterns, savings, payment history of previous loans, etc. Bhagwan had a good credit score of 796 and had zero days of EMI delay on loans or credit cards in last one year. After careful evaluation of this and several factors, Bhagwan's loan was disbursed.

There are many happy Credy customers like Bhagwan whom we have helped.

Patil (name changed) is 38 years old and lives in Marathahalli Colony, Bengaluru in his own house. He had a requirement of ₹2,00,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Patil needed a personal loan but had 900 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Patil had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 900 days of EMI delay on his credit profile about five years ago, 0 days of EMI delay three years ago and 0 days of EMI delay in the previous year. Considering this and many other factors, Patil's loan was approved and disbursed in 2 hours!

Glad we could offer timely financial help to Patil who is just one of our many happy customers.

Ruchitha (name changed) is 21 years old and lives in Arabic College, Bengaluru with her family. She had a requirement of ₹40,000 for debt refinance. A refinance loan helps settle previous loans or credit card bills, but it might be difficult to find a lender that offers an easy online loan process and quick disbursal. Ruchitha needed quick money but her monthly salary was ₹20,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Ruchitha had zero days of EMI delay on loans or credit cards in the past year. Considering this and many other factors, Ruchitha's loan was approved and disbursed in 16 hours!

Glad we could offer timely financial help to Ruchitha who is just one of our many happy customers.

Anjan (name changed) is 26 years old and lives in Madivala, Bengaluru in his parents' house. He had a requirement of ₹1,00,000 for marriage. Marriages sometimes require last-minute cash expenses. An instant loan in such situations helps ease the stress. Anjan was in an urgent need of money but he was working in a relatively new company which is just 1 year old. Most banks and lenders prefer customers from large, established companies.

Credy gives loans to applicants working with a small company if there is a decent record of various other factors in their profiles such as credit score, employer quality, monthly income, credit history, banking records, etc. Anjan had a decent monthly income of ₹52,000 and good banking trends in salary account. Anjan's loan was approved and disbursed within 17 hours, after taking into consideration this and several other factors.

Bhimrao (name changed) is 38 years old and lives in Thane, Mumbai with his family. He had a requirement of ₹70,000 for credit card bill payment. Banks often levy hefty charges on credit cards and the settlement of the bill may become troublesome. Bhimrao needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Bhimrao's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. After careful evaluation of this and several other factors, Bhimrao's loan was disbursed in just 7 hours!

There are thousands of customers like Bhimrao whom we are proud to have helped.

Raziya (name changed) is 28 years old and lives in Kadugodi, Bengaluru with her family. She had a requirement of ₹1,00,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Raziya was looking for a personal loan but had been employed with her company for only 6 months which is considered risky by other lenders.

People who have been employed with a certain company for a very short period of time usually find it difficult to get a loan. Credy however, considers some other factors such as good banking, spending patterns, strong home ownership and credit score among others. Despite being only recently employed with she current company, we observed Raziya had good spending habits. Considering this and many other factors, Raziya's loan was approved and disbursed.

Glad we could offer timely financial help to Raziya who is just one of our many happy customers.

Murugesan (name changed) is 30 years old and lives in Msrit, Bengaluru with his friends. He had a requirement of ₹50,000 for debt refinance. Loans with high interest rates must be paid off soon and that requires a big amount of money. Murugesan needed a loan but his cibil score was 666. Banks usually reject loan applications which have a credit score less than 675.

At Credy, we just don't look at the cibil score, but also multiple other factors like monthly income, employer quality, banking history, credit history, etc. Murugesan had a good salary of ₹53,152 and healthy banking patterns in his salary bank account. Murugesan's loan was approved and disbursed within 4 hours, after taking into consideration this and several other factors.

There are many happy Credy customers like Murugesan whom we have helped.

Francis (name changed) is 22 years old and lives in Madivala, Bengaluru in his parents' house. He had a requirement of ₹30,000 for electronics. Buying electronics devices often happens outside of the regular budget and may require instant money. Francis required money urgently but he was new to credit i.e. did not have prior history of loan or credit card. Most banks and lenders want to see credit history before approving a personal loan.

Credy looks at not just the credit history, but also multitude of other factors such as monthly income, home ownership type, good banking records, etc. Francis had solid home ownership as he stayed in his parents' house. Francis's loan was approved and disbursed within 28 hours, after taking into consideration this and several other factors.

Lydia (name changed) is 26 years old and lives in Carmelram, Bengaluru with her family. She had a requirement of ₹1,00,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Lydia needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating Lydia's loan application, we found that she had good spending patterns on her salary bank account and decent credit history. Considering this and many other factors, Lydia's loan was approved and disbursed in 19 hours!

We are glad to have offered timely help to Lydia who is just one of our many happy customers.

Ramesh (name changed) is 31 years old and lives in Kengeri, Bengaluru with his family. He had a requirement of ₹59,000 for credit line account. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Ramesh needed a personal loan but had 189 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Ramesh had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 189 days of EMI delay on his credit profile about five years ago, 3 days of EMI delay three years ago and 3 days of EMI delay in the previous year. After careful evaluation of this and several other factors, Ramesh's loan was disbursed in just 32 hours!

Glad we could offer timely financial help to Ramesh who is just one of our many happy customers.

Kaushik (name changed) is 28 years old and lives in Peerzadiguda B.O, Hyderabad in his parents' house. He had a requirement of ₹30,000 for electronics. Buying electronics devices often happens outside of the regular budget and may require instant money. Kaushik needed quick money but his monthly salary was ₹16,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Kaushik had a good credit score of 733 and had zero days of EMI delay on loans or credit cards in last one year. After careful evaluation of this and several factors, Kaushik's loan was disbursed.

Senthilkumar (name changed) is 35 years old and lives in Thiruverkadu, Chennai with his family. He had a requirement of ₹1,00,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Senthilkumar needed a loan but his cibil score was 666. Banks usually reject loan applications which have a credit score less than 675.

At Credy, we just don't look at the cibil score, but also multiple other factors like monthly income, employer quality, banking history, credit history, etc. Senthilkumar had a good salary of ₹42,800 and healthy banking patterns in his salary bank account. Senthilkumar's loan was approved and disbursed within 5 hours, after taking into consideration this and several other factors.

There are many happy customers like Senthilkumar who are impressed by our fast online loan process.

Anwar (name changed) is 28 years old and lives in New Thippasandra, Bengaluru in his parents' house. He had a requirement of ₹10,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Anwar needed quick money but his monthly salary was ₹22,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Anwar had a good credit score of 737 and had zero days of EMI delay on loans or credit cards in last one year. Considering this and many other factors, Anwar's loan was approved and disbursed in 18 hours!

Abishek (name changed) is 33 years old and lives in St. John's Medical College, Bengaluru with his family. He had a requirement of ₹40,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Abishek was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

People who have been employed with a certain company for a very short period of time usually find it difficult to get a loan. Credy however, considers some other factors such as good banking, spending patterns, strong home ownership and credit score among others. Despite being only recently employed with he current company, we observed Abishek had good spending habits. Considering this and many other factors, Abishek's loan was approved and disbursed.

There are thousands of customers like Abishek whom we are proud to have helped.

George (name changed) is 28 years old and lives in Dharmaram College, Bengaluru in her parents' house. She had a requirement of ₹75,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. George needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating George's loan application, we found that she had good spending patterns on her salary bank account and decent credit history. Considering this and many other factors, George's loan was approved and disbursed in 2 hours!

George is just one of the thousands of happy Credy customers who appreciate our dedication.

Nikhil (name changed) is 26 years old and lives in Dukirkline, Pune with his friends. He had a requirement of ₹10,000 for debt refinancing. A refinance loan helps settle previous loans or credit card bills, but it might be difficult to find a lender that offers an easy online loan process and quick disbursal. Nikhil needed a loan but his cibil score was 673. Banks usually reject loan applications which have a credit score less than 675.

At Credy, we assess the applicant's profile with careful precision and look at multiple factors such as monthly income, credit history, spending patterns, salary credits, etc. Cibil score is just one of them. Nikhil had a good salary of ₹40,100 and healthy banking patterns in his salary bank account. Nikhil's loan was approved and disbursed after taking into consideration this and several other factors.

We are glad to have offered timely help to Nikhil who is just one of our many happy customers.

Shetty (name changed) is 30 years old and lives in R T Nagar, Bengaluru with his friends. He had a requirement of ₹20,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Shetty needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy's entire process which includes loan application, approval, verification and disbursal is online. Minimal dependency on paperwork and the use of smart technology setup enables us to offer fast loans. On evaluating Shetty's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Shetty's loan was approved and disbursed within 7 hours, after taking into consideration this and several other factors.

Jalagiri (name changed) is 27 years old and lives in HMT Township, Hyderabad with his family. He had a requirement of ₹1,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Jalagiri needed quick money but his monthly salary was ₹17,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Jalagiri had zero days of EMI delay on loans or credit cards in the past year. Jalagiri's loan was approved and disbursed within 29 hours, after taking into consideration this and several other factors.

There are thousands of customers like Jalagiri whom we are proud to have helped.

Mohan (name changed) is 26 years old and lives in Kalyananagar, Bengaluru in his rented house. He had a requirement of ₹25,000 for electronics. Buying electronics devices often happens outside of the regular budget and may require instant money. Mohan required money urgently but he was new to credit i.e. did not have prior history of loan or credit card. Most banks and lenders want to see credit history before approving a personal loan.

Loan applications at Credy are carefully assessed for multiple factors such as monthly income, home ownership category, banking history, etc. Being new to credit is just one of the many factors. Mohan had a monthly income of ₹41,000 which is decent enough. Considering this and many other factors, Mohan's loan was approved and disbursed in 15 hours!

Mohan is just one of the thousands of happy Credy customers who appreciate our dedication.

Meethunson (name changed) is 32 years old and lives in Perungudi, Chennai in his rented house. He had a requirement of ₹60,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Meethunson needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy's entire process which includes loan application, approval, verification and disbursal is online. Minimal dependency on paperwork and the use of smart technology setup enables us to offer fast loans. On evaluating Meethunson's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Meethunson's loan was approved and disbursed in 9 hours!

Meethunson is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Krishnan (name changed) is 45 years old and lives in Bannerghatta Road, Bengaluru in his own house. He had a requirement of ₹1,00,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Krishnan needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating Krishnan's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Krishnan's loan was approved and disbursed in 4 hours!

We are glad to have offered timely help to Krishnan who is just one of our many happy customers.

Sasikumar (name changed) is 39 years old and lives in Indiranagar (Bangalore), Bengaluru with his family. He had a requirement of ₹1,00,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Sasikumar needed a personal loan but had 294 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We observed that Sasikumar had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 294 days of EMI delay on his credit profile about five years ago, which reduced to 26 in the last three years. After careful evaluation of this and several other factors, Sasikumar's loan was disbursed in just 28 hours!

Glad we could offer timely financial help to Sasikumar who is just one of our many happy customers.

Rajashekhar (name changed) is 29 years old and lives in Madivala, Bengaluru with his friends. He had a requirement of ₹1,00,000 for marriage. Marriages sometimes require last-minute cash expenses. An instant loan in such situations helps ease the stress. Rajashekhar needed a personal loan but had 152 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

At Credy we do a thorough evaluation of the credit profile of applicants who have a history of delayed payments. We observe the credit and banking patterns meticulously before signing a decision. We noticed that Rajashekhar had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 152 days of EMI delay on his credit profile about five years ago, 0 days of EMI delay three years ago and 0 days of EMI delay in the previous year. Considering this and many other factors, Rajashekhar's loan was approved and disbursed in 9 hours!

Glad we could offer timely financial help to Rajashekhar who is just one of our many happy customers.

Simon (name changed) is 29 years old and lives in Doorvaninagar, Bengaluru with his friends. He had a requirement of ₹95,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Simon needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Simon's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Simon's loan was approved and disbursed in 3 hours!

Glad we could offer timely financial help to Simon who is just one of our many happy customers.

Kamlesh (name changed) is 27 years old and lives in Mulund Colony, Mumbai in his parents' house. He had a requirement of ₹50,000 for credit card bill payment. Banks often levy hefty charges on credit cards and the settlement of the bill may become troublesome. Kamlesh needed a personal loan but had 93 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Kamlesh had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 93 days of EMI delay on his credit profile five years ago, which reduced to 0 in the previous year. Kamlesh's loan was approved and disbursed within 18 hours, after taking into consideration this and several other factors.

There are many happy Credy customers like Kamlesh whom we have helped.

Muthukumar (name changed) is 34 years old and lives in Mumbra, Mumbai with his family. He had a requirement of ₹14,000 for credit line account. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Muthukumar needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating Muthukumar's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Muthukumar's loan was approved and disbursed in less than an hour!

Muthukumar is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Gilchrist (name changed) is 35 years old and lives in Kothaguda (K.V.Rangareddy), Hyderabad in his own house. He had a requirement of ₹1,00,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Gilchrist was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

People who have been employed with a certain company for a very short period of time usually find it difficult to get a loan. Credy however, considers some other factors such as good banking, spending patterns, strong home ownership and credit score among others. We observed that Gilchrist had a good banking history and he also stayed in his own house. After careful evaluation of this and several other factors, Gilchrist's loan was disbursed in just 6 hours!

We are glad to have offered timely help to Gilchrist who is just one of our many happy customers.

Vipin (name changed) is 37 years old and lives in Bangalore G.P.O. , Bengaluru in his parents' house. He had a requirement of ₹50,000 for travel. Sometimes we need a break from our usual routines and that calls for a vacation, but do not have enough money to plan an itinerary. Vipin needed a personal loan but had 91 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Vipin had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 91 days of EMI delay on his credit profile five years ago, which reduced to 0 in the previous year. After careful evaluation of this and several other factors, Vipin's loan was disbursed in just 26 hours!

There are many happy customers like Vipin who are impressed by our fast online loan process.

Vallamdasu (name changed) is 36 years old and lives in Srinagar Colony, Hyderabad with his family. He had a requirement of ₹1,00,000 for debt refinancing. Loans with high interest rates must be paid off soon and that requires a big amount of money. Vallamdasu needed a personal loan but had 120 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Vallamdasu had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 120 days of EMI delay on his credit profile about five years ago, 27 days of EMI delay three years ago and 0 days of EMI delay in the previous year. Vallamdasu's loan was approved and disbursed within 47 hours, after taking into consideration this and several other factors.

Vallamdasu is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Vadiraj (name changed) is 28 years old and lives in Vimanapura, Bengaluru with her friends. She had a requirement of ₹1,00,000 for marriage. Marriages sometimes require last-minute cash expenses. An instant loan in such situations helps ease the stress. Vadiraj needed a loan but her cibil score was 654. Banks usually reject loan applications which have a credit score less than 675.

At Credy, we just don't look at the cibil score, but also multiple other factors like monthly income, employer quality, banking history, credit history, etc. Vadiraj had a good salary of ₹42,000 and healthy banking patterns in her salary bank account. After careful evaluation of this and several other factors, Vadiraj's loan was disbursed in just 23 hours!

Glad we could offer timely financial help to Vadiraj who is just one of our many happy customers.

Nithin (name changed) is 27 years old and lives in Madivala, Bengaluru in his parents' house. He had a requirement of ₹1,00,000 for home renovation. Who doesn't want their homes to look new and beautiful? Home renovation sure fixes this purpose but requires a good amount of money. Nithin needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating Nithin's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Nithin's loan was approved and disbursed within 6 hours, after taking into consideration this and several other factors.

Nithin is just one of the thousands of happy Credy customers who appreciate our dedication.

Dewoolkar (name changed) is 21 years old and lives in Sahakar Bhavan, Mumbai in her parents' house. She had a requirement of ₹2,00,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Dewoolkar needed quick money but her monthly salary was ₹16,677. Most banks and lenders do not approve a personal loan for this income.

At Credy, we do a careful assessment of the applicant's profile for multiple factors like credit history, spending patterns, credit score, loan payment history, etc. Monthly income is just one of the many factors. Dewoolkar had zero days of EMI delay on loans or credit cards in the past year. Considering this and many other factors, Dewoolkar's loan was approved and disbursed.

There are many happy customers like Dewoolkar who are impressed by our fast online loan process.

Mahesh (name changed) is 42 years old and lives in Yamunanagar, Pune in his parents' house. He had a requirement of ₹80,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Mahesh needed quick money but his monthly salary was ₹21,668. Most banks and lenders do not approve a personal loan for this income.

At Credy, we do a careful assessment of the applicant's profile for multiple factors like credit history, spending patterns, credit score, loan payment history, etc. Monthly income is just one of the many factors. Mahesh had a good credit score of 769 and had zero days of EMI delay on loans or credit cards in last one year. Considering this and many other factors, Mahesh's loan was approved and disbursed in 21 hours!

We are glad to have offered timely help to Mahesh who is just one of our many happy customers.

Ananta (name changed) is 36 years old and lives in Yeswanthpura, Bengaluru with his family. He had a requirement of ₹50,000 for vehicle. Getting a dream vehicle can sure feel exciting, especially if its cost can be managed without stress. Ananta needed quick money but his monthly salary was ₹20,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, we do a careful assessment of the applicant's profile for multiple factors like credit history, spending patterns, credit score, loan payment history, etc. Monthly income is just one of the many factors. Ananta had a good credit score of 845 and had zero days of EMI delay on loans or credit cards in last one year. Considering this and many other factors, Ananta's loan was approved and disbursed.

Rohit (name changed) is 28 years old and lives in Madivala, Bengaluru with his friends. He had a requirement of ₹1,00,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Rohit was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

People who have been employed with a certain company for a very short period of time usually find it difficult to get a loan. Credy however, considers some other factors such as good banking, spending patterns, strong home ownership and credit score among others. Despite being only recently employed with he current company, we observed Rohit had good spending habits. Rohit's loan was approved and disbursed within 27 hours, after taking into consideration this and several other factors.

We are glad to have offered timely help to Rohit who is just one of our many happy customers.

Uttam (name changed) is 29 years old and lives in Rajarajeshwarinagar, Bengaluru with his friends. He had a requirement of ₹70,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Uttam needed a loan but his cibil score was 659. Banks usually reject loan applications which have a credit score less than 675.

At Credy, we just don't look at the cibil score, but also multiple other factors like monthly income, employer quality, banking history, credit history, etc. Uttam had a good salary of ₹40,000 and healthy banking patterns in his salary bank account. Considering this and many other factors, Uttam's loan was approved and disbursed in 19 hours!

We are glad to have offered timely help to Uttam who is just one of our many happy customers.

Raghunath (name changed) is 34 years old and lives in Krishnarajapuram, Bengaluru with his family. He had a requirement of ₹50,000 for marriage. Organizing a dream wedding can result in cash crunch and may require urgent money. Raghunath needed a personal loan but had 818 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Raghunath had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 818 days of EMI delay on his credit profile about five years ago, 0 days of EMI delay three years ago and 0 days of EMI delay in the previous year. After careful evaluation of this and several other factors, Raghunath's loan was disbursed in just 16 hours!

Raghunath is just one of the thousands of happy Credy customers who appreciate our dedication.

Muthamma (name changed) is 38 years old and lives in Electronics City, Bengaluru in her rented house. She had a requirement of ₹1,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Muthamma needed quick money but her monthly salary was ₹18,701. Most banks and lenders do not approve a personal loan for this income.

At Credy, we just don't look at the monthly income amount but also take into consideration other factors like credit score, spending patterns, savings, payment history of previous loans, etc. Muthamma had zero days of EMI delay on loans or credit cards in the past year. Muthamma's loan was approved and disbursed within 26 hours, after taking into consideration this and several other factors.

There are many happy customers like Muthamma who are impressed by our fast online loan process.

Shyam (name changed) is 28 years old and lives in Kadugodi, Bengaluru with his friends. He had a requirement of ₹1,00,000 for debt refinancing. Loans with high interest rates must be paid off soon and that requires a big amount of money. Shyam needed a personal loan but had 102 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Shyam had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 102 days of EMI delay on his credit profile five years ago, which reduced to 9 in the previous year. Shyam's loan was approved and disbursed within 22 hours, after taking into consideration this and several other factors.

Shyam is just one of the thousands of happy Credy customers who appreciate our dedication.