Western Union Prepaid MasterCard Review

Western Union have a new Payment MasterCard to stay in direct competition with Paypal and Moneybookers. The Western Union prepaid MasterCard works just like a pay as you go phone; you put money on to the card before you use it. It is not a debit card that is linked to a bank account or credit card where you pay for your transactions at a later date.

Your Western Union Prepaid Card will be accepted at over 28 million locations wherever your see the MasterCard acceptance mark. With over a 1.5 million ATMs in over 210 countries, you're never far from a MasterCard, Maestro, or Cirrus ATM. By using your Prepaid MasterCard there is no danger of you overspending and you may even be able to save some money on your card each month, plus you can use to do a money transfer.

Why get a Western Union Prepaid MasterCard?

You don't need a bank account to get a Western Union Top Up Card – so it's great for young people, or just for using the money you receive in your Western Union balance (when you get paid for items on). Rather than carrying cash around, the Top Up Card offers a safer payment method which you can use both at home and abroad.

Whether you are budgeting for your shopping, controlling your cash flow or saving your holiday money, using the Top Up Card is a great way to manage your spending. Because you are limited to the amount on the card, you know you won't go overboard in the sales or spend too much on a night out!

What sort of service do they offer?

You top up money onto the Western Union top up card, and is a secure and cost-effectively to send and receive payments in real-time!

Western Union is a highly competitive and trusted banking alternative that provides millions of internet users worldwide with access to online shopping and money transfer in the most reliable, secure and convenient way. They focus on providing the highest level of transparency, reliability and customer satisfaction. Western Union provides a cost effective alternative to money transfers internationally.

Payment plans and prepaid card benefits

The Western Union prepaid MasterCard card is where you preload your card with with money and then spend. You can use your MasterCard debit card where ever you see the MasterCard sign and 1.5 million ATM machines. There is no credit checks to get prepaid cards where your account balance must not exceed £1,000.

Who can apply for a Western Union Card?

The Western Union credit card is a MasterCard branded card where anyone over the age of 18 years can apply for a card. Online secure application which takes a few minutes to complete, you will require your passport. Western Union will always send parents or guardian a letter at the same time their teenager (under 18s) applies for the card. Once you sign up, you should get your card in 5 - 10 working days.

If you would like to make a complaint about your card, contact Customer Services on helpline 08454 70 70 54. However if you are not satisfied with the outcome of your complaint you can write to Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR.