The Future of Housing Finance Reform

When

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Fannie Mae and Freddie Mac, the housing finance behemoths and government-sponsored enterprises (GSEs), have been under government conservatorship for 10 years. During this time, Congress has made little movement toward any significant reforms of the housing finance system. In the absence of legislative consensus, Congress and the GSEs’ regulators should work to ensure that Fannie and Freddie don’t return to the dangerous policies that many blame for sparking the Great Recession.

Key points of discussion will include:
• What policy failures led to the downfall and bailouts of Fannie Mae and Freddie Mac?
• How has housing finance policy changed – for good or bad – in the past 10 years?
• What can Congress and the GSEs’ regulators do from an oversight perspective to keep Fannie and Freddie from reverting to their old ways?

Keynote
Adolfo Marzol, Senior Advisor, Office of the Secretary of the U.S. Department of Housing and Urban Development