Triest Talk

Hurricane Harvey is a massive and major hurricane. Storm surge is expected to be 6 to 12 feet. Galveston is expected to have over 15 inches of rain. The forecasters expect some areas to get 35 inches of rain because Harvey is moving so slowly.

Corpus Christi is expected to get the eye of the hurricane. Even inland areas like San Antonio are expected to get severe flooding.

What can we learn from this? Never drop your guard. This is the time to look at your property insurance policies. What?

1. Look at the limits of coverage for your home, rental homes, commercial real estate or any property you have. The cost to rebuild can be $200 or more per square foot. If you need more coverage, then call us or your agent as soon as possible.

2. Do you have flood insurance? If not then we can quote this for you. Even if you've been told that you're not in a flood zone, you are. Your homeowners, renters or business property insurance will not cover flood losses. You need a flood insurance policy.

3. Print a copy of your policies before you evacuate.

4. Nobody that I've ever met expects to sustain damage from a hurricane. Denial is not an excuse for not planning properly.