6 Uganda - Financial Sector-Activities 2005Commercial BanksForeign Assets = U.shs bnNet domestic Assets = U.shs bnDeposits = U.shs.2,212bnCapital MarketsMarket capitalisation of USE was US $ 1,408DFCU listed in 2004 and it is valued at US $ 67m.There are 6 listed companiesInsurance Services – Modest growthPension sector – Source of long term investment – To be liberalisedMicrofinance services – Availability and outreach limitedMortgage – There are two mortgage institutions including DFCULeasing – there are three main institutions including DFCUTreasury bill rate 91 days = 8%Interest rates – 12% to 30% for shs. And 8% to 12% for US $Exchange rate – 1 US $ 1850