Our process provides the pathway to your personalized financial plan

The pursuit of your financial goals requires a clear, concise plan personalized just for you. Once complete, it will contain a lot of information about your goals and objectives both personal and financial, the different ways you’ll save and invest your money, how you’ll eventually spend your money in retirement and the financial legacy you’ll pass along to future generations or cherished causes.

In order to pull all this information together, it is essential that we use a thorough, disciplined process to ensure we’ve addressed all the details. The process also provides a framework for collaborative decision making – applying not only our insight and expertise, but those of your outside advisors, such as your CPA and attorney, as well.

Importantly, the process will also enable you to make informed financial decisions using the full complement of resources at our disposal, to help us help you manage and preserve the valuable rewards of your success.

PHASE 1
Understand

PHASE 2
Design

PHASE 3
Implement

PHASE 4
Manage

UnderstandWe will use a variety of tools including questionnaires and interviews to understand your personal goals, current financial situation, investment experience and desired level of risk. In this step, we make you fully aware of our capabilities and provide educational support to assist you in understanding the scope of services we offer to help you meet your objectives.

DesignOur team will analyze the information you provide and design solutions to help you pursue objectives. This step may involve collaboration with your other planning professionals such as your CPA and attorney. We will present our recommendations to you, answer your questions, consider alternatives and outline the steps necessary to implement your plan.

ImplementIn this step, we will execute your personalized strategy using the extensive tools available to us through Raymond James. This will involve selecting specific account types, investment products and optional services, and completing all the necessary paperwork in a coordinated approach.

ManageOnce your plan is implemented, we will continually monitor the progress of our recommendations relative to your defined objectives and suggest changes where needed. We accomplish this by providing ongoing reporting of your account activity, meeting periodically to review your portfolio’s allocation and performance, and checking up on your current circumstances and goals. You will play a key role in this step by keeping us informed of any significant changes in your life.

Securities offered through Raymond James Financial Services, Inc. Member FINRA / SIPC, and are not insured by any financial institution insurance, the FDIC/NCUA or any other government agency, are not deposits or obligations of the financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. The financial institution and Fletcher Financial Group are not registered broker/dealers, and are independent of Raymond James Financial Services.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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