A new report on the Durbin Amendment revealed that similar provisions have arisen in other areas around the globe, and some networks may find the changing regulatory landscape to be challenging.

“The Durbin Amendment has taken on the role of the designated authority in the debit market which has allowed it to pass the fail safe point and as a result, there is no going back to its previous state,” Patricia Hewitt, the director of Mercator Advisory Group’s Debit Advisory Service and the author of the report, said, according to Herald Online.

The report revealed new estimates of the shift in market share between leading EFT networks, and includes a review of the leading prepaid card programs and corresponding fee structures, a discussion of regulatory changes around the world and an analysis of regulatory shifts, an analysis of recent consumer attitudes towards new fee schedules and fee-based services, and a review of non-interest income trends and their impact on America’s financial institutions.