DRINKING
AND DRIVING REMAINS
A SERIOUS THREAT TO TEEN SAFETY, NATIONAL STUDY FINDSSADD/Liberty
Mutual Study Finds
Family Communication Is a Key to Keeping Teens Safe

BOSTON
(May 21, 2001)
 An annual study conducted by SADD (Students Against Destructive
Decisions/Students Against Driving Drunk) and Liberty Mutual Group finds
that despite gains made during the past two decades in reducing alcohol-related
crash deaths among 15- to 20-year-olds, drinking and driving remains
a serious threat to the safety of teenagers. Furthermore, the study
shows that teens are significantly more concerned about the serious
threat of drinking and driving than are their parents.

With recent national safety statistics pointing to a rise in alcohol-related
traffic deaths, the SADD/Liberty Mutual study also finds that constructive
family discussions about driving expectations can significantly affect
teen behaviors and ultimately reduce such incidents. SADD and Liberty
Mutual offer tools to help families discuss driving safety during Buckle
Up America Week, May 21-28 (listed below).

In the SADD/Liberty Mutual telephone survey of approximately 500 high
school teenagers and 500 parents with high school teenagers, only 54
percent of parents expressed concern about drinking and driving, as
compared to 82 percent of teens.

Findings also reveal that more teens believe drinking and driving is
dangerous (40 percent) than do parents (28 percent).

"There seems to be a problem solved mentality among
many parents, who mistakenly believe that the issue of teen drinking
and driving has been successfully addressed," said Stephen Wallace,
National Chairman and CEO of SADD. "This body of research should
serve as a wake-up call that our work is not done."

NHTSA
Drinking and Driving Statistics
Motor vehicle accidents remain the leading cause of death for 15- to
20-year-olds, based on the latest available mortality data from the
National Center for Health Statistics. Statistics from the National
Highway Traffic Safety Administration (NHTSA) confirm that the decline
in alcohol-related deaths, which numbered 5,380 in 1982, reached a plateau
in the mid-1990s and has risen back to its highest level in three years,
ending an almost 20-year downward trend.

NHTSA reports 8,175 young drivers in the U.S. ages 15-20 were involved
in fatal crashes in 1999, resulting in the deaths of 5,329 youths in
that age group (of which 3,561 were the drivers themselves). In total,
6,374 fifteen- to 20-year-olds were killed in auto accidents that year,
and alcohol use was cited in 2,238 of these fatalities, the highest
level since 1996.

Parents
Influence Teen Driving BehaviorsMore
than half of the teens surveyed (52 percent) say their parents are "very"
or "extremely" influential when it comes to their driving
behaviors. Teens whose parents talk with them about driving behaviors
are more likely to say their parents influence their driving habits
(63 percent) than are those whose parents do not talk to them about
driving (33 percent).

"Our research demonstrates that when parents commit to communicating
with their children about this important issue, behaviors can change
and lives can be saved," stated John B. Conners, Liberty Mutual
Group executive vice president and manager, Personal Insurance. "Unfortunately,
some adults do not believe that this problem warrants serious attention."

The SADD/Liberty Mutual study reveals that teens who spend substantial
time with their parents or talk to them about behavioral expectations
are less likely to drink, drink and drive, and speed, and are more likely
to wear their seat belt.

Teens
whose parents talk to them about drinking are less likely to drink
"regularly" (12 percent) than are teens who do not talk
to their parents about drinking (28 percent). Further, the data suggests
teens drink and drive less if they talk to their parents about drinking
(8 percent) than if they do not talk to them (18 percent).

Teens
whose parents talk with them about driving behaviors are less likely
to speed (62 percent) than are teens whose parents do not discuss
driving behaviors (80 percent);

Teens
who spend substantial time with their parents are more likely to wear
seat belts than are those who do not spend substantial time with their
parents.

Safety
Message Is More Important Than the Law to TeensSafety
is the primary message that parents should deliver to their teens about
driving. According to survey results, nearly 90 percent of teens use
seat belts for "safety" reasons; only 13 percent say they
wear a seat belt because "its the law." One in three
parents, on the other hand, wears a seat belt to comply with the law.
Similarly, teens are less rules conscious about speeding than are parents,
as only 20 percent of teens who do not speed say the law influences
their decision, compared to 40 percent of parents who do not speed.

"Teen awareness and responsiveness to seat belt safety is exciting
news for America and gives us continued hope that we can do much more
to reduce the number of teens killed in car crashes each year,"
said Conners. "As parents, we must recognize the power of our words
and our actions and constructively use our influence to keep our teens
safe behind the wheel or as passengers."

Dangerous
FindingThe
study reveals that teens are practicing one dangerous behavior much
more than parents realize: driving with four or more teenagers in the
vehicle. Nearly 70 percent of parents say their teens do not drive with
such a carload; however, more than 40 percent of teens say they do.
According to the Insurance Institute for Highway Safety, crash rates
rise significantly as the number of passengers increases.

For example, in 1999 there were 6.3 accidents per 10,000 trips for 16-
and 17-year-old drivers with three or more passengers in the car, and
only 3.3, 2.3, and 1.6 accidents with two, one, or zero passengers,
respectively. For 18- and 19-year-olds, the rate of accidents per 10,000
trips is 2.1 with three or more passengers, and 1.8, 1.2, and 1.0 when
there are two, one, or zero passengers, respectively.

The study reveals that teens whose parents talk with them about driving
behaviors are more likely not to drive with four or more teenage passengers
in the vehicle (62 percent) than are teens who do not talk to their
parents about driving behaviors (49 percent). "Consistent with
prior findings, there is a reality gap between parents and
teens when it comes to teen driving behaviors," said Wallace. "But
the data shows that family discussions about driving behaviors can significantly
decrease such activity."

Tools
to Help Family CommunicationsSADD
and Liberty Mutual make available several parent-child communication
tools that help teens make good decisions about driving behaviors:

SADDs
Contract for Life and the "Opening Lifesaving Lines" brochure,
both available by calling SADD at 877-SADD-INC or by visiting SADDs
Web site at www.sadd.org/lifesaving.htm.

Liberty
Mutuals "Avoiding Collisions: How to Survive the Teenage
Driving Years" video and brochure, available from a local Liberty
Mutual sales office or by calling 1-800-4-LIBERTY

Liberty Mutual Group is one of the largest multi-line insurers in the
property and casualty industry. Offering a wide range of products and
services, including private passenger auto and homeowners insurance,
Liberty Mutual Group employs 37,000 people in more than 900 offices
throughout the world