We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

THE FHA IN MISSISSIPPI

FHA loans have been helping
Mississippi residents since 1934

A licensed
Mississippi
FHA Lender

can offer you a better loan including:

Low down payments
(if any)

24 Hour Pre-Approval

Low closing
costs

Easier credit
qualifying

48 hour Streamline
Refinancing

Mississippi First Time Home Buyer Loan

This FHA loan program was created to help
increase homeownership. The FHA program
makes buying a home easier and less expensive
than any other types of real estate mortgage
home loan programs

When buying a home, almost every lender
will want to know where your down payment
came from. If someone in your family is
helping you with that down payment, it is
called a Gift of Equity, a
special FHA loan program.

Mississippi FHA Refinance to a Lower
Rate

Lowering your monthly mortgage payment
is easier than ever as mortgage
interest rates continue to set new
record lows almost every week for
more than two month.

An FHA Debt Consolidation
Loan can change your life,
and we can connect you to an
FHA Home Lending expert to talk
over your financial situation
so you’re not left to figure
out everything completely on
your own.

Mississippi FHA
Home Loan

How it works:

√ Determine
the type of FHA Government
Loanthat best fits your needs.

√ Complete an easy 2 minute
application form.

√ We will
forward your application to one and only oneFHA Approved
Lender who can best help you based upon:

The type of loan you requested

Your down-payment (if purchase
loan)

The location (State) your property
is located

Your credit history

The best rate available for your
loan

√ An
FHA Loan Specialist
will respond within 1 business day. They will explain
what type of loan you are approved for, and the
options available to you.

√ Immediately that same
day, the FHA Lender
will overnight your pre-approval letter to you.

Note-
It is very important that you keep this letter.
It is your official pre-approval on bank letterhead
with your 'locked rate', and if purchasing a house,
it is equally important that you present this letter
to the real estate agent to confirm your pre-qualification
status.

Mississippi
FHA Lending Limits 2018

County Name

Single

Duplex

3 Unit

4 Unit

ADAMS

$275,665

$352,950

$426,625

$530,150

NATCHEZ,
MS-LA

ALCORN

$275,665

$352,950

$426,625

$530,150

CORINTH,
MS

AMITE

$275,665

$352,950

$426,625

$530,150

MCCOMB,
MS

ATTALA

$275,665

$352,950

$426,625

$530,150

NON-METRO

BENTON

$275,665

$352,950

$426,625

$530,150

MEMPHIS,
TN-MS-AR

BOLIVAR

$275,665

$352,950

$426,625

$530,150

CLEVELAND,
MS

CALHOUN

$275,665

$352,950

$426,625

$530,150

CARROLL

$275,665

$352,950

$426,625

$530,150

GREENWOOD,
MS

CHICKASAW

$275,665

$352,950

$426,625

$530,150

CHOCTAW

$275,665

$352,950

$426,625

$530,150

CLAIBORNE

$275,665

$352,950

$426,625

$530,150

VICKSBURG,
MS

CLARKE

$275,665

$352,950

$426,625

$530,150

MERIDIAN,
MS

CLAY

$275,665

$352,950

$426,625

$530,150

COAHOMA

$275,665

$352,950

$426,625

$530,150

CLARKSDALE,
MS

COPIAH

$281,750

$360,700

$436,000

$541,800

JACKSON,
MS

COVINGTON

$275,665

$352,950

$426,625

$530,150

DESOTO

$275,665

$352,950

$426,625

$530,150

MEMPHIS,
TN-MS-AR

FORREST

$275,665

$352,950

$426,625

$530,150

HATTIESBURG,
MS

FRANKLIN

$275,665

$352,950

$426,625

$530,150

GEORGE

$275,665

$352,950

$426,625

$530,150

NON-METRO

GREENE

$275,665

$352,950

$426,625

$530,150

GRENADA

$275,665

$352,950

$426,625

$530,150

GRENADA,
MS

HANCOCK

$275,665

$352,950

$426,625

$530,150

GULFPORT-BILOXI-PASCAGOULA,
MS

HARRISON

$275,665

$352,950

$426,625

$530,150

GULFPORT-BILOXI-PASCAGOULA,
MS

HINDS

$281,750

$360,700

$436,000

$541,800

JACKSON,
MS

HOLMES

$275,665

$352,950

$426,625

$530,150

HUMPHREYS

$275,665

$352,950

$426,625

$530,150

NON-METRO

ISSAQUENA

$275,665

$352,950

$426,625

$530,150

ITAWAMBA

$275,665

$352,950

$426,625

$530,150

TUPELO,
MS

JACKSON

$275,665

$352,950

$426,625

$530,150

GULFPORT-BILOXI-PASCAGOULA,
MS

JASPER

$275,665

$352,950

$426,625

$530,150

LAUREL,
MS

JEFFERSON

$275,665

$352,950

$426,625

$530,150

JEFFERSON DAVIS

$275,665

$352,950

$426,625

$530,150

JONES

$275,665

$352,950

$426,625

$530,150

LAUREL,
MS

KEMPER

$275,665

$352,950

$426,625

$530,150

MERIDIAN,
MS

LAFAYETTE

$275,665

$352,950

$426,625

$530,150

OXFORD,
MS

LAMAR

$275,665

$352,950

$426,625

$530,150

HATTIESBURG,
MS

LAUDERDALE

$275,665

$352,950

$426,625

$530,150

MERIDIAN,
MS

LAWRENCE

$275,665

$352,950

$426,625

$530,150

LEAKE

$275,665

$352,950

$426,625

$530,150

LEE

$275,665

$352,950

$426,625

$530,150

TUPELO,
MS

LEFLORE

$275,665

$352,950

$426,625

$530,150

GREENWOOD,
MS

LINCOLN

$275,665

$352,950

$426,625

$530,150

BROOKHAVEN,
MS

LOWNDES

$275,665

$352,950

$426,625

$530,150

COLUMBUS,
MS

MADISON

$281,750

$360,700

$436,000

$541,800

JACKSON,
MS

MARION

$275,665

$352,950

$426,625

$530,150

MARSHALL

$275,665

$352,950

$426,625

$530,150

MEMPHIS,
TN-MS-AR

MONROE

$275,665

$352,950

$426,625

$530,150

MONTGOMERY

$275,665

$352,950

$426,625

$530,150

NESHOBA

$275,665

$352,950

$426,625

$530,150

NEWTON

$275,665

$352,950

$426,625

$530,150

NON-METRO

NOXUBEE

$275,665

$352,950

$426,625

$530,150

OKTIBBEHA

$275,665

$352,950

$426,625

$530,150

STARKVILLE,
MS

PANOLA

$275,665

$352,950

$426,625

$530,150

PEARL RIVER

$275,665

$352,950

$426,625

$530,150

PICAYUNE,
MS

PERRY

$275,665

$352,950

$426,625

$530,150

HATTIESBURG,
MS

PIKE

$275,665

$352,950

$426,625

$530,150

MCCOMB,
MS

PONTOTOC

$275,665

$352,950

$426,625

$530,150

TUPELO,
MS

PRENTISS

$275,665

$352,950

$426,625

$530,150

NON-METRO

QUITMAN

$275,665

$352,950

$426,625

$530,150

RANKIN

$281,750

$360,700

$436,000

$541,800

JACKSON,
MS

SCOTT

$275,665

$352,950

$426,625

$530,150

SHARKEY

$275,665

$352,950

$426,625

$530,150

SIMPSON

$281,750

$360,700

$436,000

$541,800

JACKSON,
MS

SMITH

$275,665

$352,950

$426,625

$530,150

STONE

$275,665

$352,950

$426,625

$530,150

SUNFLOWER

$275,665

$352,950

$426,625

$530,150

INDIANOLA,
MS

TALLAHATCHIE

$275,665

$352,950

$426,625

$530,150

TATE

$275,665

$352,950

$426,625

$530,150

MEMPHIS,
TN-MS-AR

TIPPAH

$275,665

$352,950

$426,625

$530,150

TISHOMINGO

$275,665

$352,950

$426,625

$530,150

TUNICA

$275,665

$352,950

$426,625

$530,150

MEMPHIS,
TN-MS-AR

UNION

$275,665

$352,950

$426,625

$530,150

WALTHALL

$275,665

$352,950

$426,625

$530,150

WARREN

$275,665

$352,950

$426,625

$530,150

VICKSBURG,
MS

WASHINGTON

$275,665

$352,950

$426,625

$530,150

GREENVILLE,
MS

WAYNE

$275,665

$352,950

$426,625

$530,150

WEBSTER

$275,665

$352,950

$426,625

$530,150

WILKINSON

$275,665

$352,950

$426,625

$530,150

WINSTON

$275,665

$352,950

$426,625

$530,150

YALOBUSHA

$275,665

$352,950

$426,625

$530,150

YAZOO

$281,750

$360,700

$436,000

$541,800

JACKSON,
MS

FHA Loan Information

The FHA does not lend money.
The FHA (Federal
Housing Administration) is part of HUD &
backs individual Approved
Lenders.

Our responsibility is to help you find the best FHA
Approved Lender who can help you secure financing.

When
you fill in our short application we will provide your
information to one, (and
only one) FHA
Approved Lender who can help you based upon
many factors, including your Credit
Score, your State
Location, and the Type
of Loan you apply for.responsibility
is to help you find the best FHA
Approved Lender who can help you secure financing.

Note: We
are not affiliated with the Federal Housing
Administration, the Department of Housing
and Urban Development, or
any other government agency. We are an FHA Educational
Resource.

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