7 Best Free Credit Card India

Credit card in India has become important payment instrument for the middle class and upper-class families. It eliminates a need of carrying cash and help you to do shopping without money. It also offers multiple lucrative benefits such as cash back and rewards. However, many people don’t opt for a credit card due to annual fees and charges. In order to help them here is a list of 7 Best Free Credit Card in India. These type of card are also known as life time free cards or credit cards with no annual fees.

7 Best Free Credit Card India

#1. Standard Chartered Platinum Reward Credit Card

First life time free credit card without any annual fee is Standard Chartered Platinum Reward Credit card. A special advantage of Standard Chartered Platinum Reward Credit card is this card provides a lucrative offer of 20% cashback per month on Uber rides. This means you can save sustainable amount on Uber ride per year.

Best Suited for – Salaried People

Additional Benefits –

No Annual and Joining Fees

Earn 5 reward points for every Rs.150 spend on dining outlets and on fuel.

HDFC Moneyback as the name suggests it is best suited free credit card in India for Money back. The annual fees for this card can be waived off by spending Rs.50000 using this card.

Best Suited for Moneyback and Online Shopping

Features and Benefits –

2x Reward Points on online shopping

Zero liability on lost card

Fuel Surcharge waiver

#7 Citibank Rewards Domestic Credit Card

Citibank Rewards Domestic Credit card is one of the best free credit cards in India. Annual fees of this card will be waived off if your annual spend is more than Rs.30000 per year. This card offers extensive rewards benefits on shopping.

Hi, I am Raviraj. I am passionate about money matters and finance. I have 12 years of rich experience in the field of financial planning, Investments & Insurance. I have written 1000+ article on this blog. If you like my efforts kindly subscribe to this blog and also let your friends know about this website by sharing.

Subscribe to Blog

Enter your email address to subscribe to this blog and receive notifications of new posts by email.