Cycling Accident Claims FAQ's

Frequently asked questions

Wiggle Legal FAQs

Bicycle FAQs

Injuries & Treatment FAQ’s

Legal Costs FAQ’s

Compensation FAQ’s

Fault /Liability FAQ’s

Accident types FAQ’s

Claiming FAQ’s

What is Wiggle Legal?

Wiggle is passionate about cycling and Wiggle Legal was designed to support cyclists when things go wrong. If you’re involved in a cycling accident that’s not your fault, the Wiggle Legal team is here to offer you specialist, expert advice.

Can I claim for my bike?

Yes we can help you value your bike and claim the cost of it or the repair cost depending upon age /value etc.

Can I claim accessories and kit?

Yes anything that is damaged can be claimed for. You should keep all the damaged items for inspection and if you have them provide the purchase receipts.

Do Wiggle Legal provide rehabilitation?

Yes all accepted cases are triaged for treatment and if required it is arranged for you at a convenient time and location

What medical evidence do I need to start a claim?

It’s always a good idea to see your GP to discuss your injuries or to attend hospital to have them assessed as it puts the injury on record. We’ll do the rest.

How are my injuries assessed?

We will arrange an independent medical examination that will then produce a report evidencing your injuries. We use this as an aid to valuation from tables and previous court awards.

How will my claim be funded?

Wiggle Legal will explore the best option for you. If you have existing insurance we may be able to use it. If not we have a variety of funding options. These can include:

Using existing insurance you may have

Union Membership

Legal expenses cover attached to holiday insurance

No win no fee (conditional fee agreement)

Both sides costs insurance

What does it cost me?

We operate a no win no fee service so that you pay nothing unless we win your case. If you win we deduct up to 25% including VAT. We do not take any percentage from the value of your bike or your kit or any medical treatment that forms part of the claim.

Do I pay Tax on my award?

No tax is payable on damages awards (compensation).

How are compensation payments calculated?

We start with the items you’ve lost and value these with receipts or other evidence of the value and then look at other losses such as earnings and calculate these. To this we add a value for the injury by discussing the medical evidence with you and advising you on value before submitting any offer. The claimant normally makes the first offer.

What medical evidence should I need?

We’ll arrange the medical examination for you. This is distinct from any treatment you need. You should visit your GP for any treatment unless you have already been treated or referred to the hospital. The medical that we arrange is for the purpose of valuing the claim.

What if liability for my accident is denied by the other party?

In most cases a formal liability decision will take 30 days from submitting the formal notification to the other parties insurance company. If this isn’t forthcoming then we help you gather the evidence to prove fault by interviewing any witnesses, getting the police report or obtaining photographs of the location and or the damage.

What next if liability is admitted?

Once this has been formally admitted by the other parties insurer we’ll start to gather the evidence to value your claim and submit it with medical evidence and an offer to settle approved by you.

Do I need independent witnesses to my accident?

It’s always helpful to have details of a person that saw what happened. They don’t have to be independent but it helps.

What if the driver didn’t stop or wasn’t insured?

Don’t worry we have a team of specialists that deal with such cycling accident claims cases and can pursue them against the Motor insurers bureau who pay such claims.

What types of accident do you deal with?

We help cyclists with Vehicle collisions, pot holes, public liability and product liability cases. If your not sure give us a call and we can give you completely free initial advice. A few examples of cases we have dealt with are:

Defective bikes or equipment

Defective repairs

Unlit skips or other obstructions in the road

Other cyclists!

Pedestrians

Mud / diesel on road

Dog Bites

Can I claim?

If you’ve suffered an injury as a result of someone else’s fault within the last 3 years then you may be able to claim compensation.

What can I claim for?

You can claim your out of pocket expenses, lost earnings and other expenses consequent on the injury as well as compensation for the pain and suffering,

How to claim?

How long does it take?

This varies depending upon the nature of the accident and the extent of the injury. Simple claims take 2 - 6 months whereas more complicated or serious cases can take a year or more.

Frequently asked questions

Wiggle Legal FAQs

What is Wiggle Legal?

Wiggle is passionate about cycling and Wiggle Legal was designed to support cyclists when things go wrong. If you’re involved in a cycling accident that’s not your fault, the Wiggle Legal team is here to offer you specialist, expert advice.

Bicycle FAQs

Can I claim for my bike?

Yes we can help you value your bike and claim the cost of it or the repair cost depending upon age /value etc.

Can I claim accessories and kit?

Yes anything that is damaged can be claimed for. You should keep all the damaged items for inspection and if you have them provide the purchase receipts.

Injuries & Treatment FAQ’s

Do Wiggle Legal provide rehabilitation?

Yes all accepted cases are triaged for treatment and if required it is arranged for you at a convenient time and location

What medical evidence do I need to start a claim?

It’s always a good idea to see your GP to discuss your injuries or to attend hospital to have them assessed as it puts the injury on record. We’ll do the rest.

How are my injuries assessed?

We will arrange an independent medical examination that will then produce a report evidencing your injuries. We use this as an aid to valuation from tables and previous court awards.

Legal Costs FAQ’s

How will my claim be funded?

Wiggle Legal will explore the best option for you. If you have existing insurance we may be able to use it. If not we have a variety of funding options. These can include:

Using existing insurance you may have

Union Membership

Legal expenses cover attached to holiday insurance

No win no fee (conditional fee agreement)

Both sides costs insurance

What does it cost me?

We operate a no win no fee service so that you pay nothing unless we win your case. If you win we deduct up to 25% including VAT. We do not take any percentage from the value of your bike or your kit or any medical treatment that forms part of the claim.

Do I pay Tax on my award?

No tax is payable on damages awards (compensation).

Compensation FAQ’s

How are compensation payments calculated?

We start with the items you’ve lost and value these with receipts or other evidence of the value and then look at other losses such as earnings and calculate these. To this we add a value for the injury by discussing the medical evidence with you and advising you on value before submitting any offer. The claimant normally makes the first offer.

What medical evidence should I need?

We’ll arrange the medical examination for you. This is distinct from any treatment you need. You should visit your GP for any treatment unless you have already been treated or referred to the hospital. The medical that we arrange is for the purpose of valuing the claim.

Fault /Liability FAQ’s

What if liability for my accident is denied by the other party?

In most cases a formal liability decision will take 30 days from submitting the formal notification to the other parties insurance company. If this isn’t forthcoming then we help you gather the evidence to prove fault by interviewing any witnesses, getting the police report or obtaining photographs of the location and or the damage.

What next if liability is admitted?

Once this has been formally admitted by the other parties insurer we’ll start to gather the evidence to value your claim and submit it with medical evidence and an offer to settle approved by you.

Do I need independent witnesses to my accident?

It’s always helpful to have details of a person that saw what happened. They don’t have to be independent but it helps.

Accident types FAQ’s

What if the driver didn’t stop or wasn’t insured?

Don’t worry we have a team of specialists that deal with such cycling accident claims cases and can pursue them against the Motor insurers bureau who pay such claims.

What types of accident do you deal with?

We help cyclists with Vehicle collisions, pot holes, public liability and product liability cases. If your not sure give us a call and we can give you completely free initial advice. A few examples of cases we have dealt with are:

Defective bikes or equipment

Defective repairs

Unlit skips or other obstructions in the road

Other cyclists!

Pedestrians

Mud / diesel on road

Dog Bites

Claiming FAQ’s

Can I claim?

If you’ve suffered an injury as a result of someone else’s fault within the last 3 years then you may be able to claim compensation.

What can I claim for?

You can claim your out of pocket expenses, lost earnings and other expenses consequent on the injury as well as compensation for the pain and suffering,

Wiggle Legal

Wiggle Legal is a trading style of Michael Baker Solicitors LTD of Beaumont House, Auckinleck Way, Aldershot, Hampshire GU11 1WT authorised and regulated by the SRA number 408525 in England and Wales and is a trading style of Digby Brown LLP 160 Causewayside Edinburgh Midlothian EH9 1PR authorised and regulated by the Law Society of Scotland in Scotland.