Minnesota USDA Home Loan

Now Available ﻿﻿to ﻿﻿Millions On and Off the Farm﻿The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs. The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require. With a Minnesota USDA home loan, many are still able to get a zero down home loan.﻿Do I Qualify ﻿﻿for ﻿﻿a MN USDA Home Loan?In the past USDA Loans were often call "farmers loans" but times have changed. Almost anyone outside of a major metropolitan area such as Minneapolis, looking to purchase a home, can now qualify for a MN USDA loan. USDA home loan eligibility varies based on where you live in Minnesota, your income, credit history, and number of dependents claimed so it's important that you call and speak with one of our loan officers to see if you qualify.MN USDA Hom﻿﻿e Loan﻿﻿s are for:

New Home

Pre-existing home

Condominium

Townhouse

Land and the cost of building a home

Commercial property

Farms and equipment

﻿﻿Minnesota U﻿﻿SD﻿﻿A Home Loan Benefits﻿﻿

Zero money down and 100% financing is available

USDA loans come directly from the federal government or from government approved and backed lenders