THE PRIVATE MORTGAGE INSURANCE COMPANIES HAVE ARRANGED THROUGH THE FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL (FFIEC) TO PREPARE THE NATIONAL AGGREGATE REPORTS ON BEHALF OF THE INSTITUTIONS REPORTING INFORMATION ON THE DISPOSITON OF APPLICATIONS FOR MORTGAGE INSURANCE. THEY ARE FACSIMILE REPORTS OF THE PRIVATE MORTGAGE INSURANCE (PMI) DATA IN TABLE FORMAT. DEPENDING ON THE REPORTED DATA, THERE CAN BE UP TO 21 TABLES, SHOWING THE NUMBER AND DOLLAR AMOUNT OF LENDING, CROSS-TABULATED BY LOAN, APPLICANT, AND GEOGRAPHIC CHARACTERISTICS. INDIVIDUAL INSTITUTIONS' DATA CANNOT BE IDENTIFIED IN THE NATIONAL AGGREGATE REPORTS. THE PMI NATIONAL AGGREGATE REPORTS ARE AVAILABLE ON THE WEB ONLY (HTTP://WWW.FFIEC.GOV/REPORTS.HTM).

AS IN THE PAST, TO CATEGORIZE CENSUS TRACTS BY INCOME WE RELY ON THE 2000 CENSUS TO DETERMINE THE MEDIAN FAMILY INCOME FOR EACH MSA/MD. FOR CATEGORIZING APPLICANTS OR BORROWERS, WE RELY ON INFORMATION OBTAINED FROM THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) FOR AN UPDATED ESTIMATE OF THE MEDIAN FAMILY INCOME FOR EACH MSA/MD.

CHANGES FOR 2007 DATA

THERE ARE NO CHANGES TO THE 2007 PMI NATIONAL AGGREGATE TABLES.

CONTENT OF 2007 NATIONAL AGGREGATE REPORT TABLES

THE FOLLOWING IS A LIST OF THE PMI NATIONAL AGGREGATE TABLES THAT HAVE BEEN PREPARED COVERING THE DATA FOR CALENDAR YEAR 2007.

TABLE
NUMBER

DESCRIPTION

TABLES
4-2, 4-3, 4-6 AND 4-7

DISPOSITION OF LOAN APPLICATIONS FOR MORTGAGE INSURANCE FOR LOANS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2007 (ONE FOR EACH TYPE OF LOAN: CONVENTIONAL HOME PURCHASE; REFINANCING; NONOCCUPANT; AND MANUFACTURED HOME DWELLINGS)

TABLES
5-2, 5-3, 5-6 AND 5-7

DISPOSITION OF APPLICATIONS FOR MORTAGE INSURANCE FOR LOANS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2007 (ONE FOR EACH TYPE OF LOAN)

TABLES
7-2, 7-3, 7-6 AND 7-7

DISPOSITION OF APPLICATIONS FOR MORTGAGE INSURANCE FOR LOANS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2007 (ONE FOR EACH TYPE OF LOAN)

TABLES
8-2, 8-3, 8-6 AND 8-7

REASONS FOR DENIAL OF MORTGAGE INSURANCE APPLICATIONS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2007 (ONE FOR EACH TYPE OF LOAN)

TABLE 9

DISPOSITION OF APPLICATIONS FOR MORTGAGE INSURANCE FOR LOANS, BY MEDIAN AGE OF HOMES IN CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND TYPE OF LOAN, 2007 (AGGREGATE DATA ONLY)

TABLE
10

DISPOSITION OF APPLICATIONS FOR MORTGAGE INSURANCE FOR LOANS, BY PRINCIPAL CITY VERSUS NON-PRINCIPAL CITY PROPERTY LOCATIONS AND TYPE OF LOAN, 2007