Credit Cards

Not all Visa® Credit Cards are created equal.

That’s why Elevations is proud to offer a collection of the very best credit cards out there, with low interest rates and great rewards programs that fit your lifestyle. Plus, our cards have no annual fee, no cash advance fee and no penalty APR. Start saving on everything your credit card helps you buy.

All Elevations Credit Cards Offer

No Annual Fees

Fraud & Zero Liability Protection

Travel & Emergency Assistance

Auto Rental Damage Waiver Program

Emergency Cash & Card Disbursement

Elevations Visa Signature - Travel Rewards

New Cardmember Offer

Earn 20,000 BONUS points after spending $1,000 in the first 90 days after account opening.

Rewards**

Earn unlimited 1.5 pointsᵗ for every $1 you spend. Plus, we'll donate 2¢ for local scholarships and community grants every time you use your card.

Complimentary assistance from travel and entertainment to dining reservations and more. To find out more about Visa Signature Travel & Lifestyle benefits, please visit Visa's website.

Travel Accident Insurance

Provides members and their families with common-carrier Accidental Death and Dismemberment coverage every time they use their Visa Signature card to purchase travel tickets. This coverage provides cardholders with valuable security and peace of mind.

Lost Luggage Reimbursement

Provides members and their families with reimbursement for the cost of replacing a cardholder's checked or carry-on luggage and its contents, up to $5,000.

Trip Cancellation/Trip Interruption

Helps reimburse a member for the cost of his/her common carrier passenger fare in the event that the trip must be canceled or interrupted, due to a covered reason, up to $5,000.

Trip Delay Reimbursement

Provides members and covered family members with up to $300 per purchased ticket for reasonable expenses if their covered trip is delayed for more than 12 hours, provided the full travel fare has been charged to the covered card.

Elevations Visa Signature - Cash Rewards

New Cardmember Offer

Earn $100 BONUS2 after spending $1,000 in the first 90 days.

Rewards**

Earn unlimited 1.5% cash back for every dollar you spend1. Plus, we'll donate 2¢ for local scholarships and community grants every time you use your card.

Purchase Security and Extended Protection protects many purchases that a cardholder makes with an eligible Visa Signature card.

Price Protection

If a member makes a purchase with an enrolled Visa Signature card, and then locates an advertisement for the identical item at a lower cost, Price Protection will refund the difference between the purchase price and advertised price.

Return Protection

If a cardholder makes an eligible purchase with a covered Visa Signature card and is dissatisfied with that item for any reason (within 90 days from the date of purchase), Return Protection will reimburse the cardholder up to $250 per item, and up to $1,000 annually, per account.

Call 1-800-992-6029 for Travel & Emergency Assistance, available for covered Visa cardholders from anywhere in the world.

Warranty Manager

When you use your covered Visa card for your purchase, Warranty Manager Service will extend the life of your existing U.S. manufacturer’s warranty of three years or less. For warranties of less than one year, the term is doubled; for warranties of one year up to three years, the warranty is extended for an extra year.

Call 1-800-992-6029 for Travel & Emergency Assistance, available for covered Visa cardholders from anywhere in the world.

Warranty Manager

When you use your covered Visa card for your purchase, Warranty Manager Service will extend the life of your existing U.S. manufacturer’s warranty of three years or less. For warranties of less than one year, the term is doubled; for warranties of one year up to three years, the warranty is extended for an extra year.

2$100 Bonus.This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 10,000 bonus points with this bonus offer, which can be redeemed for $100 cash back. To qualify and receive your bonus, you must make Purchases totaling $1000 or more during the first 90 days from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Set up the types of alerts you want to receive. You’ll get real-time3 text or email alerts based on your selected criteria.

1 A qualified transaction is any transaction routed through Visa. Only Visa routed transactions are included, PIN network transactions may not receive alerts.2 Visa Purchase Alerts may not be available in all areas. Account activity qualifying for Visa Purchase Alerts may vary.3 Actual time to receive a transaction alert is dependent on wireless service and coverage within area.