When comparing Prism vs Home Budget with Sync, the Slant community recommends Home Budget with Sync for most people. In the question“What are the best personal finance tracker apps for Android? ”Home Budget with Sync is ranked 17th while Prism is ranked 25th. The most important reason people chose Home Budget with Sync is:

You only have to enter your Dropbox sign-in data and backups will happen automatically.

Pros

Pro

Pay bills from one app

You can pay bills directly in the Prism app, with the swipe of a finger, in seconds! You no longer need to log in to different websites! The biller is paid directly, so there are no delays, no fees, and no strings attached.

Pro

Prism grabs all your bills and lets you know how much is due, and when it's due

Prism connects with all of your billers and automatically notifies you when it discovers a new bill.

Supports many billers

Pro

Beautiful, simple layout

Pro

It's free

And there are no ads.

Pro

Billers paid directly

When you pay in Prism, the biller is paid directly and the very same day. Many bill pay solutions have the money flow through the bill pay service, which leads to timing problems and unnecessary delays.

Pro

Add your paydays

Prism lets you add your paydays in the app, and it will remind you of when (and how much) you get paid! Juggling cash flow has never been easier!

Pro

Manual billers

Add a manual biller if your biller doesn't have an online payment option. Prism will remind you when those bills are due, and you can then mark those bills as paid in the app.

Pro

Multiple phone/tablet support

Sync your bills and your money across any number of phones or tablets! Just add your phone number!

Pro

Support

Have any questions? Prism Support is built right into the app. You can message Prism Support any time and they'll get back to you within one business day!

Pro

Apple Watch

They even have an Apple Watch app!

Pro

Theme your app

Change the theme of your app to whatever color your heart desires!

Pro

New features

The developers are constantly adding new features, new biller support, and listening to their customers and improving the product.

Pro

Backup to Dropbox automatically in regular intervals

You only have to enter your Dropbox sign-in data and backups will happen automatically.

Pro

There is a free (lite) version for you to try before you buy

Free version does not have the option to synchronize across multiple devices, but you can try all the options.

Pro

Easy to use, fast to enter data

You even have Android widget that helps you enter your expenses in 4 taps (start, amount, account, expense category).

Pro

Multiple accounts, multiple expense categories and subcategories

You can have as many accounts you want (and you can group them - either by currency or by type: credit cards, cash/wallets/envelopes), as many expense categories you want and subcategories (only 1 level in depth).

Pro

Multiple platforms

Android, iOS, MacOS, Windows, Kindle.

Pro

You can set up multiple user accounts

The whole family uses the same database which synchronizes in the background.

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Cons

No cons yet!

Con

Mixing different currencies in reports

It has a problem with adding up amounts in different currencies when making reports.

Con

Very few reports

Reports are very simple, but you can export data (send to e-mail) into CSV format and use some reporting tool like Power BI (which is free and very powerful) to make your own reports.

Con

Windows PC version is too expensive and doesn't have that many options

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