41 million for a tick bite? Hyzer has no ticks but we get yellow jackets (wasps) big time. Imagine 41 million for a tick, wasp stings could be worth a cool billion.

I know people from around here are cool and won't sue, but what if somebody comes from some sue-happy area like Sue Jersey or Sue York City? Anybody know a way to protect myself and the course? Because it's all my fault that there are snakes and rocks and you might twist your ankle or slip and fall, that's worth a few million.

I am not a lawyer, but have experience with things like this. The waiver system you have now is good. Make sure people sign even if they do not pay. A sign that says if you do not sign you play at your own risk should help. More signs warning of the dangers and play at your own risk help.

Another thing that helps is to shelter your assets by putting them in trust. If you do not have $41 million you cannot be sued for it. If you do not have much in personal assets then no worries.

Is the course incorporated? That would separate the course from your personal assets. But it would also take responsibility and control of the course out of your hands.

Some family recently won a $41 million settlement against a boarding school in Connecticut because their daughter got encephalitis from a tick bite on a trip to China. Im disgusted by the someone's responsible and it sure as hell ain't me attitude that is prevalent in our society.

When I was little, maybe 4 years old, i was at the butcher's with my mom. I was climbing on the shopping cart and flipped the thing over on myself, breaking my right leg. Well, fast forward a number of years, and i found myself discussing that event with my father. I asked if they had sued and he said yes, we had won a $10,000 settlement. I said, "why? I shouldn't have been climbing on the cart to begin with." he just responded that he was glad i didn't testify.

Looks like I am protected under NY law against liability for injuries during recreational use of the property, and I have to show malicious intent of some sort for people to be able to collect. In other words, If I keep hives of killer bees at every tee pad I'm liable but if the bees are natural I don't.