Find out why in Brazil it is much more advantageous to make a payday loan with a monthly discount on your company’s paycheck than to resort to private banks that have interest rates and large financial losses in use.

Loans for public servants of the government, whether federal, state or municipal, have lower interest rates, since there is a presumption that those who work for the government are not fired overnight because of the low risk, companies offer lower interest rates. Another advantage for the creditor institution is that the monthly discount is automatically withdrawn from the employee’s salary, there being no way to “opt” for not paying that month.