The trend estimate of the total value of housing finance commitments (owner occupation) in South Australia has risen by 21.4% to $898m in the 12 months to July 2006. Nationally, for the same period, the increase was less pronounced at 14.9% ( to a total of $63,885m).

Since July 1996, the average home loan commitment for owner occupied dwellings in South Australia has more than doubled. Over the last decade, there has been little difference between the average loan size for first home buyers and for non-first home buyers in South Australia.