Iowa Cataract Surgery

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Cost of Cataract Surgery Iowa – What Costs are Covered by Insurance?

It's estimated that half of the population will have at least one cataract by the age of 65 in Iowa, and almost everyone over 75 has them. Cataracts are a cloudiness of the natural lens of the eye, which lies in the middle portion between the front and back areas of the eye. If you reside in Iowa and have cataracts, you may be interested in learning more about the cost of cataract surgery Iowa to determine if this is the right option for you. The cost of cataract surgery will depend on a variety of factors, however, depending on the type of procedure you have. Within Iowa City alone, cataract surgery can cost between $3,600 and $9,600, which is a huge range. This is why it's important to shop around before selecting a surgeon.

Many residents of Iowa who are in need of cataract surgery will be covered by Medicare or some other form of health insurance, which will pay for any aspects of the procedure that would be considered to be medically necessary. Implanting a standard monofocal IOL would fall under this category, because when you have your eye's natural lens removed, it needs a replacement. Using premium lenses such as a presbyopia-correcting IOL may not be covered under your insurance, however, so this would have to be paid out of pocket.

If you are due to have cataract surgery in Iowa you should ask for a breakdown of the different fees, so that you will know how much extra this type of premium lens would cost you and can make a decision about how to cut fees. For example, if you have Medicare coverage and wish to have the premium lenses put in, you will accrue an additional charge of $1931 per eye. Another extra charge that some patients will choose is an extra $528 per eye to correct astigmatism. This will not be covered by Medicare.

If you have private insurance, you will need to check with your insurance company to see what is and isn't covered under your policy before you can calculate the accurate cost of cataract surgery Iowa. Further fees could include an EKG, a comprehensive eye exam, prescription eyeglasses, and other follow-up procedures. This is why the cost for cataract surgery can be so vastly different. At the Iowa City Ambulatory Surgical Center, a cataract surgery costs $3,600, while at the Washington County Hospital in the same city, this will go up to $9,600. Always compare costs to understand where you stand with these fees.