The San Franciscan Mega Millions jackpot guide

Option 1: Become an angel investor/startup emperor.
The path to becoming a tech mogul just plopped itself right at your feet. You've got an estimated $200 million to invest. What better way to invest than to buy one, two, four, six, ten, maybe 20 startups around San Francisco? AngelList.com values the average startup in the San Francisco area at around $4.6 million a pop. So what if a few go belly up in the coming months? You knew this market was volatile the moment you got here. less

Option 1: Become an angel investor/startup emperor.
The path to becoming a tech mogul just plopped itself right at your feet. You've got an estimated $200 million to invest. What better way to invest than ... more

Photo: Craig Sjodin / ABC via Getty Images

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Option 2: Live like a tech emperor and buy a mega-yacht: If you choose to forgo the tech emperor line, you could always opt for buying a mega-yacht just to live like one. Larry Ellison's boat, which he co-owns with record industry giant David Geffen, reportedly cost $200 million. less

Option 2: Live like a tech emperor and buy a mega-yacht: If you choose to forgo the tech emperor line, you could always opt for buying a mega-yacht just to live like one. Larry Ellison's boat, which he ... more

Photo: AFP / AFP/Getty Images

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Option 3: Buy a fleet of smaller, faster boats.
The mega-yacht might be a bit showy, so why not just buy a small fleet of ultra-fast space catamarans? This year, the Bay Area watched as Oracle Team USA zipped around in AC-72 catamarans and staged an incredible comeback over Emirates Team New Zealand. You can do the very same thing for only $10 million per boat. You'll have to hire and manage a racing team and a small company of engineers to run the whole operation, but when you're already talking millions, this should be the least of your concerns. less

Option 3: Buy a fleet of smaller, faster boats.
The mega-yacht might be a bit showy, so why not just buy a small fleet of ultra-fast space catamarans? This year, the Bay Area watched as Oracle Team USA ... more

Photo: Ezra Shaw / Getty Images for Omega

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Option 4: Explore your franchise opportunities.
In 2013 dollars, Candlestick Park would cost around $118 million to build. There's no way you're going to afford the $1.2 billion Levi's Stadium in Santa Clara, so this will have to do. Seeing as people are looking to demolish the place, now might be the best time to swoop in and purchase the soon-to-be defunct stadium. Spend the rest of that money on building your own franchise. Maybe revitalize the XFL? Move the Jacksonville Jaguars to South San Francisco? You've got so many options. less

Option 4: Explore your franchise opportunities.
In 2013 dollars, Candlestick Park would cost around $118 million to build. There's no way you're going to afford the $1.2 billion Levi's Stadium in Santa ... more

Photo: Jeff Chiu / Associated Press

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Option 4: Continue examining the franchise opportunities.
While you're in the market for stadiums, consider building your own version of AT&T Park. For just $484 million, a replica of the Giants' home could be yours. less

Option 4: Continue examining the franchise opportunities.
While you're in the market for stadiums, consider building your own version of AT&T Park. For just $484 million, a replica of the Giants' home ... more

Photo: George Rose / Getty Images

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Option 4 Continued: Forbes reports the current value of the Golden State Warriors to be around $555 million. Compared to 49ers and the Giants, which are valued by Forbes at $1.2 billion and $786 million respectively, buying the Warriors is a far more affordable endeavor. Split the cost with a friend. less

Option 4 Continued: Forbes reports the current value of the Golden State Warriors to be around $555 million. Compared to 49ers and the Giants, which are valued by Forbes at $1.2 billion and $786 million ... more

Photo: Jeff Chiu / AP

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Option 5: Invest in public transportation.
You can purchase a boat similar to the MV Mendicino, which runs from San Francisco to Larkspur with a carrying capacity of around 450 passengers, for an estimated $10 million. If you feel like investing in a more classic ferry model, Spaulding class boats such as the MV Marin or MV Sonoma cost around $3.2 million. While you're at it, a few million towards BART and Muni restoration wouldn't hurt. less

Option 5: Invest in public transportation.
You can purchase a boat similar to the MV Mendicino, which runs from San Francisco to Larkspur with a carrying capacity of around 450 passengers, for an estimated ... more

Photo: James Tensuan / SFC

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Option 6: Become a real estate mogul. With so much cash, it's time to settle down and ride it all out. Consider this home, located at 2845 Broadway Street in Pacific Heights. It's valued at around $29 million. The house first hit the market with a price tag closer to $65 million. Whatever the price, you should buy it. And the rest of a block in Pacific Heights. less

Option 6: Become a real estate mogul. With so much cash, it's time to settle down and ride it all out. Consider this home, located at 2845 Broadway Street in Pacific Heights. It's valued at around $29 million. ... more

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Option 7: Buy up local landmarks.
San Francisco's packed with all kinds of landmarks just waiting to be branded and owned by an eccentric multimillionaire. In 2010, the largest of the Steiner St. "Painted Ladies" near Alamo Square was put on the market for $2.9 million. The other houses have reportedly sold for a million or less. For just five percent of your initial lump sum, "Postcard row" is as good as yours. Why stop there? The cost of constructing Coit Tower, when adjusted for inflation, is only around $2 million. Meanwhile, the Transamerica building, which was constructed in 1969 to the tune of $32 million, would cost approximately $197 million to build due to inflation. Not everything is feasible, though. Building another Golden Gate Bridge, for instance, would cost an estimated $1.2 billion. less

Option 7: Buy up local landmarks.
San Francisco's packed with all kinds of landmarks just waiting to be branded and owned by an eccentric multimillionaire. In 2010, the largest of the Steiner St. "Painted ... more

Photo: Marcio Jose Sanchez / Associated Press

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Option 8: Go insane.
Winning the lottery is a lot to take in. So much to take in, so many documents to sign, your life will never be the same. Why not just skip all the boring bits and go crazy?
You could buy a mansion and stew like a reclusive Howard Hughes, but that's been done before. Think bigger, think crazier. Do something so reckless and stupid that people will think of you for years to come. We suggest spending your $200 million on approximately 40,066,777 loaves of Boudin sourdough. Why? The sheer commitment to turning your figurative "dough" into real dough for no good reason is just the kind of crazy we're looking for. less

Option 8: Go insane.
Winning the lottery is a lot to take in. So much to take in, so many documents to sign, your life will never be the same. Why not just skip all the boring bits and go crazy?
You ... more

Photo: Liz Hafalia / The Chronicle

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Option 9: Enter "The Game."
If all this money makes life feel empty and terrible, consider hiring a company to organize a coordinated attack on every aspect of your life, just as Michael Douglas did in "The Game" (1997). They'll drain your resources right out from under you, frame you for murder, and so much more. Finally, a purpose again! less

Option 9: Enter "The Game."
If all this money makes life feel empty and terrible, consider hiring a company to organize a coordinated attack on every aspect of your life, just as Michael Douglas did in "The ... more

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The San Franciscan Mega Millions jackpot guide

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Congratulations! You and one other lucky person just split the Mega Millions jackpot. You’ve taken home the lottery to end all lotteries. Or the lottery we care just enough about to report on during the relatively slow holiday season.

In any case, you’re now in possession of millions of dollars you didn’t have the night before. The experience must be jarring. So many doors open and no discernible direction to head in.

Well, that’s why we’re here. We’ve got the ultimate guide to your ensuing spending spree, even if the total sum is closer to a measly $200 million than the advertised $648 million.

From starting small to eventually conquering the whole city, this guide is full of totally credible financial advice for the sudden millionaire in San Francisco.