Specifically,
these proposed regulations would increase the maximum permissible reward under
a health-contingent wellness program offered in connection with a group health
plan (and any related health insurance coverage) from 20% to 30% of the cost of
coverage. In addition, the proposed regulations would further increase the
maximum permissible reward to 50% for wellness programs designed to prevent or
reduce tobacco use. These regulations also include other proposed
clarifications regarding the reasonable design of health-contingent wellness
programs and the reasonable alternatives they must offer in order to avoid
prohibited discrimination.