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Suppose you have lost your precious mobile phone at a bank.you complained about this to the bank manager blaming some person from the bank who might have stolen it.later when you went home are realized that phone is in some corner of your purse.you felt very bad and now write a letter of apology to the bank manager for what happened.

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How to write a formal letter to a bank manager for transfer of fund from one bank to another bank in another country?