Friday, October 24, 2008

Off the wagon...

It's been well over a week since I looked at the budget and we've been spending A LOT of money. This is true to pattern for me. I keep the budget really well for about a month, month and a half, but then I get busy and stop entering in my receipts and it all goes to hell in a hand basket. I think the word that best sums up this pattern is DENIAL.

BUT! I have had one hell of a week and we are expecting 20 people and dozen rugrats here tomorrow night. The time management gods have been against me! However, I promise to come back here as soon as all the craziness is behind us and update the budget. I will come clean with ALL the damage. My guess is that we've spent at least DOUBLE our Halloween budget. Gah!

3 comments:

Since you started the Naked Ledger again AND recommend Spend for iPhone/iTouch, I have been doing pretty well. Spend has helped me keep those budget numbers with me all the time. It's been fairly easy to keep my spending in check.

Ooooh, I just found a new website for meals (I know this comment doesn't go with this entry...but I just had to share). I don't know if you've seen it or not, but I'll pass it along. http://prudencepennywise.blogspot.com

Do you have stock investments? (401(k), mutual funds, individual stocks)

Do you keep a budget every month?

About Me

I am a stay-at-home mother of two (a five year old boy and a two-year old girl). Before ditching the proverbial pantyhose to wipe butts for a living, I was a professional financial planner for 7 years. I've spent thousands of hours poring over my clients' budgets, but have never consistently made time for my own. I came up with this blog as a way of illustrating one woman's spending. I wrote The Naked Leger for Club Mom for almost two years and in hindsight it definitely helped us stay better on track with our spending. A little accountability goes a long way!
As a culture, we shy away from discussing money in spite of the fact that we can all learn from each other. So I'm putting it all out there (again!).