Admit it. You've thought about it. You probably have a list of things you'd do or buy if you struck it mega-rich. I know I have.

The truth is I don't even play the lottery. I have never purchased a ticket. Sure, I've scratched off those cheapie ones, but I've always come up nada. And Stu has picked up a lotto ticket or two, when the jackpot is astronomical.

That simple fact has not deterred me from ever mentally figuring out how to spend $100 million.

I have a simple list.

1. I would pay off our house. Maybe sell it. Not totally sure about that. I do so love my house.

2. I would pay off my parents' and inlaws' houses.

3. Stu would quit his job. And we would travel the world. With the kids.

My dream is a simple one. I want to wander the Earth with my husband and kids. I want to see as much as I can. I want to live all over. We could stay in each place for about a month. Live, experience, eat, learn. Then move on to the next place. I would write about it, because I cannot live without writing. My kids would grow up as citizens of the world. They would have the greatest education. They would have make the most interesting friends. We would create the greatest stories together.

Then, maybe after a few years on the run, we could build our dream house in Utah or Colorado. Random, I know. But Stu and I talk about that often. There, he and I could sit on our porch, rocking in rocking chairs, looking out a gorgeous vista.