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Howdy. Newbie hanger from CO

Hello to all the hammock folk out there. I've been perusing for a year or so now and finally figured I'd start to contribute. I have a lot of reading to catch up on here to avoid asking questions that have been discussed ad nauseum.
I have been playing around with dropping weight by switching to tarps from tents, and figured it'd be fun to start hangin.
I will be heading out this weekend to tackle a few segments of the Colorado Trail, and haven't quite figured out what I want to do about insulation underneath. We are expecting overnight lows in the low 20's at around 9,000'. I figured out a way to use my BA Lost Ranger as an underquilt to my single layer hammock, (similar to a regular ENO Nest) but I don't think I can justify a 3lb 4oz underquilt. I will be using a Marmot Helium 15 degree bag as an overquilt. I'm thinking about going with just a pad to save weight and space so I can carry a smaller/lighter pack. I know pads aren't wide enough to keep my shoulders warm (learned the hard way last year) so I think I'll just use a wide section of reflectix type stuff to keep my torso somewhat insulated in conjunction with a pad. Pad wise, here's what I have, I just don't know how well they would work as a full body length insulator.

Regular Neo Air: I think this may work since it has the reflective material inside to help reflect back heat. 13.4oz
BA IAC: This also crossed my mind, just wondering if the primaloft would be a better choice for the extra 10oz over the Neo Air.
Z-Lite: I like the CCF aspect. I may just cut one of them in half and carry 10 panels as a torso insulator along with one of the other pads.

These are other pads I have, but didn't think of as options, but you may know otherwise:
Big Ages Air Core (no insulation)
Thermarest prolite plus mummy (not wide enough, bulky)
Thermarest BaseCamp XL (warm, but too bulky/heavy)