Well-respected bank offering Payday loans

A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

--------------------------------------------------------------------------------
U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
--------------------------------------------------------------------------------
Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California. The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.

My name is Sarah Cambell, i was able to spy on my cheating ex-Husband phone without him finding out…..it really helped my lawyer during my divorce i have been scammed so many times but cyberphoneways is the best hacker i have met he helped me regain my freedom and lost money by scammers …you can contact cyberphoneways@gmail.com for spying and hacking phones,computer,email,Facebook and other social networks account,his services are cheap …cyberphoneways@gmail.com # +16066579237,Number:+19102255710.
INSTAGRAME: Samhoffman3. please tell him Sarah referred you

2018-10-19, 10:39:53

Chowdutpal@gmail.com

Dear Sir,

We can deliver leased instruments to Organisations or individuals with their preferred text verbiage as been approved by their bankers. We also offer sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5)%+x%. X% IS Lessee broker's Commission and he determines his commission. Also we have facilities to discount BG and Put you into PPP Trading.

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days
renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

Contact name: Azra Ishaque

Email : lintel.financialservicesplc@gmail.com

Skype : lintel.financialservicesplc

2018-10-24, 08:46:00

Lykovine from Pakistan

I'm hacker and Services provider
intersted in any thing i do fair deals.
I will show you each and everything
also teaching

Western Union transfer
I have all tools that you need to spam
Credit cards.. money adders.. bill paying
College fee.. fake documents.. grade change

We have big Western Union Hack for everywhere and any time for you. We transfer money to all countries/territories in the world that have Western Union and Money Gram Agents. We can transfer big amounts and you can receive this money in your country. We don’t deduct any % of your transfer because we are hackers of cash, we give your cash in full and with big transfers we do give discounts .We make it very safe and the service is very fast. We do fair and reliable work.

INFO WE JUST NEED FROM YOU TO MAKE YOUR TRANSFER :-

First and Last Name
City, State
Country

ABOUT RISK
To reduce risk we cannot do transfer to same name all the time, The transaction is done by our exchanger who send the money to the receiver. This is done to increase the margin of safety both for us and the receiver no complains.

i was lost with no hope for my wife was cheating and had always got away with it because i did not know how or always too scared to pin anything on her. with the help a friend who recommended me to who help hack her phone, email, chat, sms and expose her for a cheater she is. I just want to say a big thank you to HACKINTECHNOLOGY@GMAIL.COM . am sure someone out there is looking for how to solve his relationship problems, you can also contact him for all sorts of hacking job..he is fast and reliable. you could also text +1 669 225 2253/+1 845 643 6145 WHATSAPP

2018-11-06, 06:33:28

anonymous

Dear Sir,

We are financial consultant with direct access to genuine providers and monetizer of Bank Guarantee (BG), Standby Letter of Credit (SBLC)Issuance is by AA rated, Middle East, Asia and USA.

BG/SBLC Lease price is 6+2% and purchase price is 40+2% We monetize BG/SBLC for good LTV if you do not have a monetizer.
Please contact me for full details:

We are direct providers of fresh cut bg, sblc, mtn, bonds and cds which we have specifically for lease. we do not have any broker chain in this offer or get involved in chauffer driven offers. you are at liberty to engage our leased instruments into trade programs as well as in other project(s) such as aviation, agriculture, petroleum, telecommunication, construction of dams, bridges and any other project(s) etc you can use these bank instruments for private placement platforms, commercial loan, business loans, credit lines and much more.

For further details contact us with the below information....

Contact : Mr. SIVAJOTHI GNANATHEEVAM
Email: leasingmandate@gmail.com

2018-11-11, 09:08:09

Chan

When it comes to hacking i never believed in it cos i have been ripped serverial times which made think it don't work not until i got in though with redhathacker@tuta.io he put an end to all my hacking needs give him a try.

2018-11-13, 13:18:18

anonymous from United States

We are a team of experienced computer professionals from US, France, Italy, Germany and with the most advanced technology! We are specialized in hacking/cracking/recovering web email passwords of world famous email services Yahoo!, Hotmail, Lycos, Rediff etc.(this list is incomplete as there are many more)
We will find your target person's password (Friends, wife's, husbands, kids, boss's etc etc) within 2 days,depending upon the password.
We charge a flat fee finding out one password.your partner cheating on you? Who are your children talking to online? What's happening on the computer when you're not home? Imagine how much better your relationship could be if you could prove your partner is NOT cheating on you! Or if they are - wouldn't it be better to know the facts now than wasting more time with them? is the BEST resource for you to discover the FACTS! Email us now on (perfecthackingprofessionals@gmail.com)

I am COREY RODRIGUEZ by name,
the only GENERAL CEO of protocol-cyber-shield-hackers.
In this message, we will explain how you can almost avoid SCAMMERS and stay safe, plus how our organization works.

Read it carefully!!
Its reading will not take more than 10mins.

We kindly URGE you to not respond without have read the entire text. Those who mail without have read everything, ask questions that are answered here!!

⚠️WARNING:

MOST HACKERS YOU SEE HERE ARE FAKES
AND SIMULTANEOUSLY INCONGRUOUS !!.
It tears US up as we have received bitter emails of Jobs attempts proposals from most clients with hacking issues but never got it done and lost a lot in the process,
EXAMPLES OF LOSSES ARE:
➡️BINARY FUNDS,
➡️INVESTMENTS,
➡️LARGE SCALE FUNDS,
➡️PROPERTIES,
➡️STONES(JEWELRIES) etc....

all scammed by uncertified and fake hackers SIMPLY TERMED as 'IMPERSONATION' like most you see here,
which is disappointingly inadequate,
leaving their mess for us to deal with eventually (WE DON'T MEAN TO BRAG ABOUT THAT).

SCAMMERS DON'T SHOW MERCY ON THEIR VICTIMS!
BY THE TIME YOU KNOW IT,YOU'VE GONE TOO DEEP BEING RIPPED OFF THROUGH DIVERSE TRICKY MEANS,PLEASE BE WISE ENOUGH TO PAY ATTENTION TO THIS ARTICLE AS YOU READ THROUGH IT.
HOW CAN YOU BE CAREFUL??

You won't know until you fall Victim ,but can be attentive to potential danger, error or harm if you take note of these:

1, you see uncertified email accounts carrying numberings like
'iamhacklord1232@(gmail,yahoo or hotmailDOTcom'
pls flee from them, BIG SCAMMERS.
They take your money and never do your job!!

2, you see posts like 'do you need to spy on spouse?'
All fake!
just a way to lure you toward getting ripped OFF!.

3, posting fake testimonies and comments to trick you into feeling save and secured.
Pls endeavour to ignore!!

🛑NOTE: beware as we urge you not to make respond to any 'IVAN HONG,PETER SANTOS,MONICA HART...(impersonating with our post pretending to work for us)
WE ONLY HAVE 2 EMAILS WHICH ARE LISTED BELOW THIS ARTICLE TO ATTEND TO YOU VARIOUS MANNER OF CYBER MISHAPS.

◾VERY IMPORTANT ◾

For years now, We've helped organizations secure data base, so many sites USES US AS SECURITY BACK UP TEAM BECAUSE OF OUR METHODS OF HANDLING CYBER MISHAPS.
🆗'CLEAR CRIMINAL RECORDS' 99%
🆗'iPHONE HACK' 99%
🆗'BINARY RETRIEVAL' 99% AND LOT MORE BEEN DONE IN SHORT TIMING!

these are significant EXPERIENCES & RECORDS a good and effectively fully recognized organization must firmly ascertain.

◾OUR 'AIMS' HERE ◾
Are:
1◾to assign a qualified agent of specific rank to particularly any sort of cyber issues you intend dealing with in short and accurate timing.

2◾ to screen in real hackers (gurus only) in need of job with or without a degree, to speed up the availability of time given for Job contracts given to us.!!

Thus an online binary decoding exam will be set for those who seeks employment under the teams Establishment.
write us on:
◾ProtocolhacksATgmailDOTcom or
◾CybershieldnotchATgmailDOTcom

COREY ROD,
SIGNED...!
Thank you!!!

2018-11-20, 11:15:15

anonymous

DO YOU NEED A LOAN? CONTACT US NOW FOR ANY KIND OF LOAN AT A LOW INTEREST OF 2%.( stephenswillsloan@gmail.com )

Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our Loan program is the quickest. We give out loan in any currency of your choice {Us Dollar, pounds, Euro, Dinar, etc} and duration of 1 to 30 years to pay back the loan (secure and unsecured).

Do you need any kind of loan and have low credit score, Have you find it difficult to get loans
from local banks and other financial institutions? solution to your financial problem is STEPHEN WILLIAMS LOAN FIRM. The terms and conditions are very reasonable and considerate.

Interested applicants should Contact us via email: stephenswillsloan@gmail.com. Apply and be free from financial bondage.

Keywords:

2018-11-21, 07:48:23

bupafinance9@gmailcom from United Kingdom

BUPA FINANCE PLC is a group of company with funding experts and mandate to a finance and investment Company who is a premier provider of trade finance and project finance instruments as well as discountable bank instruments.

Our bank instrument can be help you fund you projects in Trading, funding project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.Having years of professional, invaluable experience in the banking and finance industry, and having access to dozens of different prominent trusted and reliable providers, our Financial Services consultants will crawl through hundreds of products to find one that perfectly matches your needs.

I know a professional hacker named james who has worked for me this week. He offers very legitimate services such as clearing of bad records online without being traced back to you, He clone/hack mobile phones, hack Facebook account, instagram, WhatsApp, emails, Twitter, bank accounts, Skype, FIXES CREDIT REPORTs, track calls. He also help retrieve accounts that have been taking by hackers. His charges are affordable, reliable and 100% safe. For his job well done this is my own way to show appreciation, Contact him via address below...
Email...hackintechnology@gmail. com
Text no..+1(669) 225-2253 WhatsApp..+1 (845) 643-6145