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Investors are advised that the price of units and distributions made, if any, may go down as well as up. There are fees and charges involved which investors should consider before investing in the Fund. Past performance of the Fund is not an indication of future performance.

A copy of the Fund's prospectus featured in this website has been lodged with the Securities Commission, who takes no responsibility for its contents.

Please read and understand the contents of the Fund's Prospectus and the Deed (which shall be available upon request) before investing in the Fund.

Unit trusts are offered solely on the basis of the information contained in the Prospectus. Any information that falls outside of this page does not form part of the Prospectus.

The Fund's Prospectus and Application Form are available from our office and all authorised distributors of Saturna Sdn. Bhd., including iFAST Capital Sdn Bhd (www.ifastcapital.com.my) and Phillip Mutual Berhad (www.phillipmutual.com).

If investors are in any doubt of any feature or nature of the Fund, they should consult their financial or other professional advisor.

Unit transactions cannot be conducted through this website. However, customers can contact our customer service and sales department to obtain further information concerning investing in unit trust funds.

Units are issued upon receipt of a duly completed application form referred to in the Fund's Prospectus.

Fund Literature

Fund Forms

Any information that falls outside this designated area does not form part of the e-prospectus and unit trusts
are offered solely on the basis of the information contained in the e-prospectus.This unit trust fund is made
available only to customers and prospective customers in Malaysia. A printed prospectus and application form are also available at our office and all authorized distributors.

Note: The free Adobe Acrobat Reader 5.0 or higher is required to open, view, and input data into PDF files.

Printed versions of the Fund's Annual Report and Interim Report are available by contacting:

ASEAN Equity Fund

As of 12-OCT-2017

NAV

Change

YTD

ASEAN Equity Fund

MYR 1.1374

MYR 0.0055

2.97%

Responsibility Statement

This Product Highlights Sheet has been reviewed and approved by the directors and/or
authorised persons approved by the Board of Saturna Sdn Bhd and they collectively and
individually accept full responsibility for the accuracy of the information. Having made all
reasonable enquiries, they confirm to the best of their knowledge and belief, there are no false
or misleading statements or omission of other facts which would make any statement in the
Product Highlights Sheet false or misleading.

Disclaimer Statements

The Securities Commission Malaysia has authorized the issuance of ASEAN EQUITY FUND
and a copy of this Product Highlights Sheet has been lodged with the Securities Commission
Malaysia.

The authorisation of the ASEAN EQUITY FUND and lodgement of this Product Highlights Sheet
should not be taken to indicate that the Securities Commission Malaysia recommends the
ASEAN EQUITY FUND or assumes responsibility for the correctness of any statement made or
opinion or report expressed in this Product Highlights Sheet.

The Securities Commission Malaysia is not liable for any non-disclosure on the part of Saturna Sdn Bhd who responsible for the ASEAN EQUITY FUND and takes no responsibility for the
contents of this Product Highlights Sheet. The Securities Commission Malaysia makes no
representation on the accuracy or completeness of this Product Highlights Sheet, and expressly
disclaims any liability whatsoever arising from, or in reliance upon, the whole or any part of its
contents.

This Product Highlights Sheet only highlights the key features and risks of the Fund.
Investors are advised to request, read and understand the Prospectus of the Fund before
deciding to invest.

BRIEF INFORMATION ON THE FUND

ISIN Code: MYU9200AA005

Bloomberg Ticker: SSBWAEF MK

Type of Product: Unit Trust Fund

Fund Category: Shariah-compliant Equity

Fund Type: Growth

Manager: Saturna Sdn Bhd

Launch Date: 25 January 2017

PRODUCT SUITABILITY

The Fund is suitable for investors who:

Are looking for an ASEAN Shariah-compliant equity portfolio;

Are looking for capital gains of the units;

Are looking for diversification and exposure to the ASEAN equity markets;

Have a long-term investment outlook.

KEY FEATURES OF THE PRODUCT

What are you investing in?

ASEAN Equity Fund is an equity wholesale fund issued and managed by Saturna Sdn Bhd that seeks to provide long term capital growth by investing in Shariah compliant equity securities with exposure to ASEAN markets.

Investment Objective

The Fund seeks to provide long-term capital growth.

Investment Style & Strategy

The Fund invests in a diversified portfolio of Shariah-compliant
equities across the ASEAN region.

Subject to availability of income, distribution will be made on a yearly basis.

SHARIA-COMPLIANT INVESTMENT

The Shariah Adviser monitors the operations and investments of the Fund in accordance with the Shariah investment guidelines. Shariah investing requires that companies that do not comply with Shariah law are not considered for purchase. Securities of companies that fail to pass a series of financial ratio filters are also excluded from consideration. The Fund does not invest in debt instruments nor investments that might be considered as speculative, such as derivatives. Any income or distribution received by the Fund from investments in its portfolio which relates to income from Shariah noncompliant investments are considered as impure income. This impure income is subject to an income purification process.

Note: Should you require further information, please refer to the Prospectus under "Shariah Investment Guidelines".

PARTIES INVOLVED

With whom are you investing?

Who are the parties involved?

The Manager of the Fund is Saturna Sdn Bhd

The Trustee of the Fund is SCBMB Trustee Berhad

The Trustee's delegate for the custodian of the assets of the Fund is Standard Chartered Bank (Malaysia) Berhad

The Shariah Adviser of the Fund is Amanie Advisors Sdn Bhd

The auditor for the Fund is Crowe Horwath

The taxation advisor for the Fund is Crowe Horwath KL Tax

POSSIBLE OUTCOMES

What are the possible outcomes of investing in the Fund?

The value per unit of the Fund rises and falls as the value of the equities in which the Fund invests goes up and down. Under normal circumstances, the Fund Manager aims to outperform the Fund's benchmark, the Dow Jones Islamic Market ASEAN Index. However, the Fund may post a lower return or even incur losses if one or more of the key risks occur. In the worst scenario where all the investments of the Fund are in default or suspended, investors may lose part or even all of their initial investments.

PURCHASE OF UNITS

You may submit an application to purchase units of the Fund on any business day subject to the minimum initial investment and minimum additional investment amount of the Fund.

Minimum initial investment

MYR2,000

Note: The Manager may in its own discretion accept such other lower amount for the minimum initial investment.

Minimum additional investment

MYR200

Note: The Manager may in its own discretion accept such other lower amount for the minimum additional investment.

Purchase request submission

Cut off time before 4:00 p.m. on a business day

Note: For first-time investors, purchases of the Fund are subject to anti-money laundering procedures and may involve several requirements. Please refer to the Prospectus under "Additional Information" for further information.

REDEMPTION OF UNITS

You may request for redemption from the Fund Manager on any business day.

Minimum redemption unit

No minimum redemption amount

Minimum holdings

No minimum holdings for Units

Redemption request submission

Cutoff time before 4:00 p.m. on a business day

Payment of redemption proceeds

Within 3 business days of receiving a complete redemption request form

TRANSFER AND SWITCHING FACILITY

Transfer facility

The minimum transfer amount is 1,000 Units. No fee is imposed for any transfer.

Switching facility

Switching is not available for this Fund.

KEY RISKS

What are the general risks related to the Fund?

Market Risk

Market risk refers to the possibility that an investment will lose value because of a general decline in financial markets, due to economic, political and/or other factors, which will result in a decline in the Fund's Net Asset Value.

Noncompliance Risk

The Fund, the Manager and/or the Trustee may not comply with the provisions set out in the Deed or the law that governs the Fund. The Fund, the Manager and/or Trustee may not comply with operating procedures whether by oversight or by omission, or the Manager may act fraudulently or dishonestly. Such noncompliance may force the Manager to sell down securities of the Fund at a loss to rectify the noncompliance and in turn may adversely affect the Unit Holders' investment. To mitigate this risk, the Manager has put in place internal controls to ensure its continuous compliance with laws, rules and regulations, prescribed practices, and the Manager's internal policies and procedures.

Performance Risk

A failure of the Manager to display the requisite experience and expertise in making investment decisions for the Fund may jeopardize the Fund's performance. There is no guarantee the Fund will meet its investment objective of long-term capital growth. Investors should be aware that no guarantee is given that they will receive returns on their investments, or that investors will get back their initial amount invested in full. In order to mitigate this risk, the implementation of internal controls and a structured investment process and operational procedures have been put in place by the Manager.

Operational Risk

Operational risk includes risks that arise from the internal process of the organisation. These may result from inadequacies or failure in processes, controls, or projects due to fraud, unauthorised activities, error, omission, inefficiency, systems failure, or from external events. Operational risk may affect the Unitholder's investment negatively.

Equity Securities Risk

Shariah-compliant equity securities may experience significant volatility in response to economic or market conditions or adverse events that affect a particular industry, sector, or company. The value of particular Shariah-compliant equity securities may also fluctuate in response to activities of individual companies. This risk can adversely affect the prices of equities, which would negatively impact the performance of the Fund.

Country Risk

Investments of the Fund in any countries may be affected by changes in the economic and political climate, restriction on currency repatriation, or other developments in the law or regulations of the countries in which the Fund invests.

Currency Risk

As the investments of the Fund may be denominated in currencies other than the base currency, any fluctuation in the exchange rate between the base currency and the currencies in which the investments are denominated may have an impact on the value of these investments.

Price Level Risk

Inflation may erode the value of long-term contracts entered into by companies and may adversely affect companies that cannot raise prices at the same pace their costs increase. If companies' profitability decreases, the value of their equity shares will go down, thus affecting the value of Unitholders' money invested in the Fund and the value of any returns thereof negatively; the opposite is true as well.

Deflation, being the decrease in the general price level of goods and services, may increase the relative value of debt and cash. Economies in recession have higher risk of deflation, which can encourage the hoarding of cash and deepen the recession. For example, during a downturn in the market, companies become more conservative with their cash and do not spend on capital expenditures, increase of staff, etc. (cash hoarding). This action can result in a more drawn out recession (deepening); as companies spend less on capital expenditure, other companies' sales go down and the value of equities of the companies go down as well, thus affecting the Fund negatively.

Concentration Risk

Investors should be aware of the Fund's possible concentration in a particular sector when investing in this Fund. Should the Fund's investments be concentrated in a sector that underperforms the general market, it could cause the Fund's overall results to suffer more than if the Fund was exposed to a less concentrated portfolio. The Fund may therefore be subject to a higher level of risk than a more diversified portfolio.

Active Investment Risk

The Fund's active investment strategy means the number and weights of holdings in the Fund's portfolio may deviate significantly from the components of the benchmark, which may result in the Fund's performance failing.

Reclassification of Shariah Status Risk

This risk refers to the risk that the currently held Shariah-compliant equities in the Fund may be reclassified as Shariah-noncompliant. The value of the Fund may be adversely affected when the Manager disposes of portfolio investments in unfavourable market conditions.

The above list of risks should not be considered as exhaustive list. While every care will be taken by the Manager to mitigate the risk, Investors should be aware that investments in the Fund may be exposed to other risks of an exceptional nature from time to time. Please refer to the Prospectus under "Risk Factors" for further details on risk.

FEES & CHARGES

What are the fees, charges, and expenses involved?

The Fund seeks to minimize the expenses of investors. There is no sales charge, redemption charge, or transfer fee payable by an investor.

Administration Fee

0.25% per annum of the NAV of the Fund

Distribution Fee

Up to 0.25% per annum of the NAV of the Fund

Performance Fee

10% of the gross asset value that cumulatively increases or decreases, excluding subscriptions and redemptions, for each day in the financial year

Trustee Fee

0.05% per annum of the NAV of the Fund

Sales Charge

None

Redemption Charge

None

Transfer Fee

None

Switching Fee

Not applicable as switching is not available for this Fund

VALUATION

How often are valuations available for the Fund?

The Fund will be valued on every Business Day. The latest Unit prices are published daily on the Manager's website, www.saturna.com.my, or you may contact the Manager directly at 03-2164 5303.

EXITING FROM THE FUND

How can you exit from the Fund, and what are the costs involved?

You may redeem your Units wholly or in part by submitting an application form to the Manager. Redemption application should be made before the cutoff time of 4:00 p.m. on any Business Day. The Units will be redeemed at the NAV per Unit calculated at the next valuation point after the redemption application is received by the Manager. When the redemption application is received after the cutoff time, the application will be deemed to have been received on the next Business Day.

If you are a first-time individual investor who is investing in Unit Trust Fund managed by the Manager and you change your mind about an investment that you have made in the Fund, you may exercise the cooling-off right within six (6) Business Days from the date your application is received by the Manager.

Cooling-off proceeds will only be paid after the Manager receives cleared funds for the original investment. The original investment proceeds shall be refunded to you within 10 calendar days of receipt of application for cooling-off. There is no cost involved or penalty chargeable in relation to exiting from the Fund. Payment will be made via E-payment according to your bank account details as stated in the duly completed transaction form.

CONTACT INFORMATION

Who should you contact for further information or to lodge a complaint?

For further information regarding the Fund, you may contact:

I. The distributor from whom you purchased the Fund; or
II. The Manager's office – Saturna Sdn Bhd

V. You can also direct your complaint to the Securities Commission Malaysia (SC) even if you have initiated a dispute resolution process with SIDREC. To make a complaint, please contact the SC's Investor Affairs & Complaints Department:

APPENDIX: GLOSSARY

The deed of the Fund and any other supplemental deed that may be entered into between the Manager and the Trustee

Launch Date

The date of the first Prospectus of the Fund and is the date on which sales of Units of the Fund may first be made

Fund

The ASEAN Equity Fund

Long-term

A period of more than 3 years

Net Asset Value or NAV

The value of all the Fund's assets less the value of all the Fund's liabilities at the valuation point. For the purpose of computing the administration fee, distribution fee, performance fee (if any), and annual trustee fee, the NAV is inclusive (that is, before any deduction) of the fees for the relevant day

NAV per Unit

The NAV of the Fund divided by the total number of Units in circulation at the valuation point

SC

The Securities Commission Malaysia

Shariah

Islamic law, originating from the Qur`an (the holy book of Islam), and its practices and explanations rendered by the prophet Muhammad (pbuh) and ijtihad of ulamak (personal effort by qualified Shariah scholars to determine the true ruling of the divine law on matters whose revelations are not explicit)

Unit(s)

A measurement of the right or interest of a Unitholder in the Fund

Unitholder

The person registered as a holder of a Unit or Units, including persons jointly registered for the Fund