Am I Eligible?

How The Program Could Work for You

Down Payment on Your Dream" assistance is in the form of deferred loans. There are several scenarios for the "Down Payment on Your Dream" loans.

The lesser of 3.5% of the purchase price or $15,000 to purchase a vacant foreclosed property in one of 33 eligible zip codes.

The lesser of 7% of the purchase price or $20,000 to purchase a vacant foreclosed property in one of 12 targeted zip codes.

The lesser of 7% of the purchase price or $20,000 to purchase a vacant foreclosed property in one of the 33 eligible zip codes as workforce housing. Workforce housing is defined as foreclosed upon properties located in one of 33 zip codes, purchased by teachers, police officers, nurses, firefighters, OR employees purchasing a home within 3 mile radius of place of employment in an eligible zip code.

Income Eligibility

Applicants for DPCCA must have gross annual household incomes at or below 120% of the area median, adjusted for family size. An income chart is provided below.