A little planning can go a long way. So whether you’re looking for a life insurance coverage with savings that everyone can enjoy, or an investment that protects you and those you care about, find what you need here.

FWD Life’s Fight Plan gives you the financial support you need to fight the Big C, in simple and easy terms. We take care of the money matters so you can focus on what really matters, like getting stronger.

Ready, jet set, go promo

Living life to the fullest just got three notches higher this holiday season. Because we’re giving away three Cebu Pacific passengers the chance to fly to adventure trips in 2016 for free with The Ready, jet set, go…

Living life to the fullest just got three notches higher this holiday season. Because we’re giving away three Cebu Pacific passengers the chance to fly to adventure trips in 2016 for free with The Ready, jet set, go! Promo

See below for full mechanics:

`Mechanics:

Promo is open to male and female residents of the Philippines, ages 18 and above.

Participant must follow the FWD Life Philippines Instagram page @fwdlife_ph.

Promo duration is from December 1, 2015 to January 31, 2016.

How to Join:

Participant must follow the FWD Life Philippines Instagram page @fwdlife_ph.

User must also agree to the terms and conditions and mechanics provided therein.

How to Submit an Entry:

To send in an entry, the user must upload photos on Instagram using #AllSetFly (Smile Magazine) and #AllSetGo (Village Magazine).

One (1) upload = one (1) entry.

Entries submitted before and after the promo duration are no longer valid.

Prizes:

Prizes will be determined depending on the participant’s location:

If winner is from Luzon, participant wins a roundtrip for 2 to Siargao.

If winner is from Visayas, participant wins a roundtrip for 2 to Camiguin.

If winner is from Mindanao, participant wins a roundtrip for 2 to Laoag.

Prizes are transferable but not convertible to cash.

Determination of Winners:

Winners must have uploaded to Instagram from December 1, 2015 to January 31, 2016.

Entries will be judged by three (3) FWD executives.

Judges will select one (1) winner per each geographical region (Luzon, Visayas and Mindanao).

Entries will be judged based on creativity and uniqueness (50%), GetReadyToLive attitude (30%), and storytelling (20%).

Judging and announcement of winners will be on February 29, 2016.

Winners will be notified via email and Instagram direct message by an FWD representative.

For winners outside Metro Manila, travel tickets will be sent via courier after validation.

Winners may no longer claim their prizes 90 days after the announcement is made.

TERMS AND CONDITIONS:

1. The promo is launched and handled by FWD Life Insurance Corporation.

2. Employees and agents of FWD Life Insurance Corporation are not allowed to join the promo.

3. There is no purchase requirement in entering the promotion.

4. Full promo mechanics is available at fwd.com.ph/news.

5. Closing date for entry submission will be on January 31, 2016.

6. FWD Life Insurance Corporation has the right to use the uploaded entries on their Advertising materials such as but not limited to print, out-of-home (billboards, posters, and tarpaulins), TV commercial, social media posts and advertisements (Facebook, Instagram, and Twitter) and digital banner ads.

7. FWD Life Insurance Corporation reserves the right to cancel or amend the competition and these terms and conditions without notice in the event of catastrophe, civil or military disturbance, act of God or any actual or anticipated breach of any applicable law or regulation or any other event outside of the promoter’s control. Any changes to the competition will be notified via email or announcement via social media accounts.

8. Prizes are transferable but not convertible to cash.

9. Winners will be chosen by a panel of FWD Life Insurance Corporation Executives.

12. FWD Life Insurance Corporation has the right to disqualify entries if photos are found to be not owned by the participant or are downloaded from other sources (or any other valid reason).

13. The winners will be notified via email or direct message via Instagram.

14. Prizes will be forfeited if not claimed within 90 days after the announcement is made.

15. The winner agrees to the use of his/her name and image in any publicity material.

16. By entering this competition, an entrant is indicating his/her agreement to be bound by their terms and conditions.

17. This promotion is no way sponsored, endorsed, or administered by, or associated with, Facebook, Twitter, or any other social network. You are providing your information to FWD Life Insurance Corporation and not to any other party.

18. All submitted photos and given information may be used by FWD Life in any future advertising or sales activity.