Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, U.S. Bank, and Barclaycard, among others.

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If you have money to invest, but can’t commit to long-term investment vehicles such as a 401k plan or Roth IRA, a high-yield savings account or certificate of deposit could meet your needs. Each is a viable option if you’re seeking a conservative investment that won’t tie up your money for a long period of time.

American Express Personal Savings is one banking services company that offers both accounts, and may make sense particularly if you already have an existing Amex account, or if you’re seeking an account without a minimum deposit requirement.

When it comes to managing your money, verifying your credit card and debit card statements is an important part of the process. But how many of us really do this on a consistent basis? I know I don’t. Sure, I look through my statements, but if I see a charge that I don’t specifically remember, rarely do I do the research to verify it.

If you’re like me, BillGuard is worth checking out. It monitors all of your registered credit and debit cards for hidden charges, billing errors, and outright fraud. And the best part about it is that it’s 100% free.

As of 2010, Americans owed almost $1 trillion on revolving lines of credit, and $68 billion of it was past due. On top of that, 13% of all Americans currently carry more than $10,000 in credit card debt.

However, everyone’s situation is a little different. If yours is not that bad, you may benefit from a simple online budgeting tool, such as Mint.com. If your debts are more significant, however, consider a service such as SpringCoin, a simple, easy-to-use debt management tool that can help streamline your finances and provide a path out of personal debt.

UPrinting is an online commercial printing service that can handle the size and scope of just about any project, with prices that are competitive with other national printing companies. Best of all, you’ll know exactly how much your project will cost – including shipping – before you even get started on your order.

For recruiters, it can seem as though there’s never enough time in the day. Combing through hundreds of resumes, posting jobs to multiple websites, conducting effective interviews, and keeping everything organized is a daunting task. However, utilizing a website like ZipRecruiter is a great way to streamline these tasks. It offers a fast and easy way to get your postings in front of millions of candidates, and you can manage all potential applicants through an online interface.

It’s been a few years since I’ve used online dating sites, and the scene has certainly changed. However, one constant is that Match.com remains a leader among sites that help you find that special someone. In fact, the site is now better than ever. By using a 72-hour free trial, I was able to dig into Match.com to see first-hand the significant improvements that have been made to the site in the past several years.

The biggest key to enhancing your financial profile is simple: You need to pay down and eliminate credit card and personal debt. While this can be an overwhelming task to tackle, online tools can help you achieve your goals.

One such online tool is SavvyMoney (formerly DebtGoal.com). By utilizing one of their plans, you can pay down and eliminate debt without having to increase your monthly income. There are plenty of ways you can generate more revenue, but to speed up the process of climbing out of debt, SavvyMoney is an option worth considering.

For online business owners, finding the right shopping cart software can be a difficult decision to make. Furthermore, trying to educate yourself on the wide variety of available online shopping carts can be an ineffective use of your time.

Volusion claims to offer the world’s #1 shopping cart software to accept payments from your customers and clients. It is easy to use, and comes with knowledgeable technical support to assist you along the way.

It’s a safe bet you’ve heard of and used WD-40, an oil which can be used as a cleaning product, lubricant, and anti-corrosive solution. Its name actually stands for “Water Displacement – 40th Attempt.” The creator of the product sought to concoct a formula designed to prevent corrosion, and he perfected it, as you may have guessed, on his 40th attempt.

WD-40 performs five basic functions: It cleans, displaces moisture, penetrates, lubricates, and protects. These functions can be expanded for use on a variety of items in and around your home.

Far too many people are under the mistaken notion that credit card debt is a simple fact of life. I was under this impression for many years until I finally decided to do something about the debt that was negatively affecting my life. It was a wise decision, as the financial doors that open to you once you commit to paying off all credit card debt are wide and plentiful.

To help you achieve this goal, there is a website called ReadyForZero, a gimmick-free, online financial program that helps you manage, reduce, and eliminate debt.

The content on MoneyCrashers.com is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors.