The five-year plan is designed to cover the three major illnesses i.e. Cancer, Cardiovascular and Stroke. This plan enables customers to receive thebenefit should they be diagnosed with the covered diseases. Another unique feature of this product is its No Claim Refund, the amount equivalent to 35% ofthe total premium paid at the end of every five years if no claim is made by customer during the policy tenure.

"The national statistics indicated that stroke is the third largest cause of death in Malaysia and it is estimated that 40,000 Malaysians suffer fromstroke every year. With this in mind, we are now offering you a three-in-one Major Illnesses Plan at affordable premiums which protects you in the eventsuch unfortunate illnesses were to take place in your life." said Ms Moey Tan, HLB's Chief Operating Officer, Personal Financial Services.