Take the money you have, and put it into bitcoin using localbitcoins, or any other secured method

Head to just-dice.com and put the BTC you bought into INVESTMENTS (The more you got the more you can make, or have a chance to lose if a 'whale' comes in and wins alot).... The house edge is 1% so likely of you returning more than you invest is high)....

You can go to my Faucet : In my signature, tell all your facebook and twitter friends about bitcoin and get them into it... Having them use my faucet gives you a 15% or 25% (I forget exactly what I put for referral bonus) of what they get from the faucet... so if you do the math... ~200 Satoshi per referral which earns you about 25-30 or so per user... If you have 1K Friends and they all come to Bitcoin, you get 25k-30k Satoshis per 30mins plus what you get.... 50k-60k per hour... Granted thats only saying about $0.12USD per hour... but there is a chance you can get more users... You can also gamble the earnings to even get a potentially higher balance...

Goodluck paying your school loans trying to mine... In the end you are wasting money on a rig that will be worthless soon