Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including:

Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.

Extensive experience working with the full spectrum of borrowers from luxury homebuyers to multi-unit investors.

Our proven record of successfully closing all types of loans on schedule

Condo litigation financing expertise

International financing expertise

Exclusive access to unique mortgage products such as Jumbo Loans to $2.5M

Strategic mortgage finance planning and advice

Whether you are buying your first time, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true.

At Karis Finance, our ultimate goal is to create lasting relationships with each of our clients so that we may continue to provide the excellent service our clients expect and deserve for many years to come.

We are located in the Upper Peninsula of the San Francisco Bay Area in the city of Burlingame, California, but we offer unparalleled mortgage and refinancing services to clients throughout the entire State of California!

Contact us today for your free Mortgage Consultation!

Languages:
Mandarin, Cantonese and Vietnamese

普通话 广东话 Tiếng Việt

Our Loan Programs

Self-Employed Borrowers Program

Self-Employed Borrowers can verify a dependable income by one-year tax returns and banks statements!

Great for buyers who may not appear to be a candidate for a traditional load due to fluctuations in income!

Full-Doc Programs

Designed for the financially documented borrowers.

Finance up to $625K with FHA with only 3.5% down!

Finance up to $625K with FNMA with 10% down and Zero PMI!

International Borrowers Program

Designed to finance nonqualified, cash International Buyers!

No income and credit checks or residency rules!

Expanded Criteria Program

Designed for borrowers that are financially stable but are held back by a derogatory event on their credit history!

Depletion of Assets Program

Specifically designed to maximize finances for individuals, with a high net worth, seeking loan amounts of $4M+, with a loan- to-value (LTV) ratio of 80%!

Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.