Putting money aside to achieve your goals is probably the single most important thing you can do to give yourself a brighter financial future. Once you get started it tends to be pretty easy, too. The hard part can come when you try to create your initial saving plan. How much should you be saving? What kind of accounts should you be saving in? How do you measure your progress against your targeted needs? All these questions and more are answered within the resources below. This toolkit is designed to help you set goals, analyze your cash flow, and create and maintain a successful system for reaching your aspirations.

In addition to these tools, you have access to trained money management professionals who can review your budget with you and help you develop a plan for making your money work for your dreams. Call BALANCE at 888.456.2227 to speak to a counselor.