- Insurance companies apparently denying vehicle damage claims more and more due to an increase in organized criminal activity, with crashes being faked

- A knock on effect on policies is that insurance that covers damaged to a driver’s own vehicle is hugely expensive and so, with only liability coverage being taken up in what is reported to be the majority of instances, there is very little in the way of a cordial exchange of details after a prang. Hit and runs and deceit are said to be far more likely to be the norm

- An unsurprising consequence of this is that judges are unlikely to accept verbal evidence in cases, or even give much weight to eyewitness testimony.