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New Low Cost Plan G Medicare Supplement In Connecticut

Combined Life has released a new low cost plan G Medicare Supplement in Connecticut. This plan has a monthly premium of $202.42. The premium makes this plan the lowest cost plan G in the state. To better understand how this plan works compared to a Plan F supplement, we will take a look at the benefits provided by both

The Plan F Medicare supplement covers 100% of Medical expenses approved but not covered by Medicare. In other words, plan F pays the entire 20% of co-insurance as well as the deductibles not covered by original Medicare. Plan G works exactly the same as plan F. The only exception is the part B deductible. Because the Part B deductible is $166.00 each year and is not covered by Medicare Supplement plan G. Other than that, the plans have the exact same benefits. Due to the fact that the lowest cost plan F Medicare Supplement price is $234.00 a month in Connecticut. Plan G comes out at a lower overall cost even when the $166 deductible is added in.

Connecticut is a unique Medicare state because they do not allow underwriting. The Medicare Supplement rates are the same regardless of the client’s age. As a result, a person in CT can change from one Supplement plan to another without any medical underwriting any month they would like. In fact, insurance companies are not able to invoke a pre-existing condition clause either.

If you have any questions, you can either call our office at 203-796-5403 or email us at [email protected] to learn more. Let us help you find the right plan for both your health and budget needs.

When is The Medicare Advantage Dis-enrollment Period (MADP)

Here is the answer to a question that you might like to ask. When is The Medicare Advantage Dis-enrollment Period (MADP) – It runs from January 1 to February 14 every year in accordance with the guidelines of the Centers for Medicare & Medicaid Services (CMS). The purpose of the MADP is to give Medicare Advantage (MA) members an opportunity to dis-enroll from any MA plan. After they dis-enroll they can return to Original Medicare. Enrolling back in original Medicare allows members to then purchase a Medicare supplement plan and/or part D drug plan if they wish.

Important:

the MADP is not an additional enrollment period, nor is it an opportunity to switch to a different MA plan. The effective date of a dis-enrollment request made during the MADP will be the first day of the month following receipt of the dis-enrollment request. For example, a dis-enrollment request made in January will be effective February 1. Medicare considers this election period a special election plan change.

Important Warning!

Members of MA-PD plans who enroll in a stand-alone PDP plan will automatically be dis-enrolled from their MA-PD plan. Those members will return to Original Medicare. They will NOT have the option to enroll in another MA(Medicare Advantage) plan.

You can call the office if you have questions regarding your current Medicare Advantage plan at 203-796-5403. If you would like to discuss all the Medicare options that are available to you, don’t hesitate to ask us.