Hospital Substitute Treatment

Having home-based treatment and care minimises hospital time. In some cases, you might be able to avoid a hospital admission altogether.

Benefits of Hospital Substitute Treatment

With our In Home Hospital Care, Rehabilitation and Wound Management services, you can reduce the time spent in hospital and recover from the comfort of your own home.

Benefits include:

No additional out of pocket expenses

Avoid or reduce time in hospital

Programs may include a combination of Nursing, Physiotherapy, Occupational Therapy, Personal Care, and/or Home Support

Full details of Hospital Substitute Treatment

Why Hospital in the Home is important

Your Step by Step guide to Hospital in the Home

How can I qualify?

You need to hold an appropriate level of CBHS Hospital or package cover.

How does it work?

If you have a scheduled operation or you are already in hospital and think the Hospital Substitute Treatment (HST) program may apply, call us on 02 9685 7567 or email wellness@cbhs.com.au to see if you qualify.

What Our Members Think

I joined as a CBHS member in 1978. Through many health events and challenges CBHS has always been there for me and my family. Their exceptional service over this time has always been appreciated.

- Jenny J

What Our Members Think

I've not long joined CBHS from another fund, but so far I've been impressed by the super helpful and friendly staff, the higher claim limits and rebates at a very competitive premium, and how easy it is to lodge manual claims through the app. Thanks CBHS - you've won me over! 😃

- Jessica B

What Our Members Think

What I love about CBHS is their customer service - friendly staff and always ready to help and email you the information you ask about. Keep up the great work!!!

- Linda S

What Our Members Think

I love CBHS as its so so easy to lodge a claim and whenever i need a question answered friendly consultant is one phone call away. The phone back option instead of waiting is brilliant!

- Rachel N

What Our Members Think

I have been with CBHS since I began at CBA 15 years ago...Now I have three beautiful children, one who has a disability. Our top extras cover has been really essential for his early intervention. I do love the ease of claiming online.

- Annette E

What Our Members Think

I am relatively new to CBHS and am loving it already. I worked for a CBA subsidiary a long time ago but was still eligible to join. So much better that the for-profit funds - our premium is only a little more and we pay a lower co-contribution and get great benefits. I am loving the massage rebate for my partner and gym rebate for me!

- David G

What Our Members Think

I'm extremely happy with CBHS! I have been a customer for about six years. I think the price is reasonable. And i would refer you to my family and friends any day. Thankyou CBHS!!!

- Karen W

What Our Members Think

Love CBHS as I never have to doubt that they've got my back when I need it. Been through other insurers who have limited options or limits, yet cost the same or more.