Buy car rental excess insurance

About Us

What is Car Rental Excess Insurance?

When a car is hired in New Zealand the insurance for damage, theft and third party liability are generally included in the car rental price. There is almost always an excess (also referred to as CDW, Super CDW, Non Waiver or Deductible) on the damage and theft insurance portions of the rental. It is this excess that the Tripcover Vehicle Rental Excess Insurance is covering up to $4000 in this case for your excess liability.

Frequent car renters in New Zealand would be aware of the sinking feeling you can get when reminded of the liability exposure of up to $4000 at the car rental desk, just before you pick up your rental. Their daily rate to reduce this excess can cost as much as the rental.

The Tripcover's Vehicle Excess Reduction Insurance policy starts at just $15NZD per day
(as low as $12.19 over 15 days). Tripcover can finally provide the peace of mind alternative, at rates that will encourage more car rental customers to reduce their expensive liability.

Our Cause

Tripcover's cause is to offer car rental customers the peace of mind that comes with having their car rental excess covered and not costing a fortune. Working with Allianz Global Assistance NZ, we have used our combined experience in the car rental industry and travel insurance sector, to produce this car rental excess cover in the Australian market.

How Do We Manage This?

Our excess reduction policy was originally a travel insurance product, but now is specifically designed to ONLY cover your rental vehicle (car and Campervan) excess and luggage. Tripcover now covers such incidents such as multi or single vehicle accidents (SVA), windscreens, tyres, wheels, lights, undercarriage & overhead damage.

"Tripcover, is a dynamic and innovate force in the online travel insurance space. Taking on unchartered waters with a new product [standalone rental vehicle excess cover], sold in a new way [standalone insurance website, not integrated with car hire] has been a challenging undertaking, but one that Tripcover has taken on with determination. Tripcover has gone from strength to strength since launch and the company's focus on value and service for its customers is admirable".