Revolutionizing Debt™

Borrow for less. Earn more on your savings.Store money safely. ​

Our story

​We facilitate the sharing economy in banking: a better matching of borrowers and lenders. We are a decentralized blockchain based financial technology platform that enables lower rates for borrowers, higher rates for savers and a safe and stable financial ecosystem for all.

Our framework

A democratically operated not-for-profit: a full-reserve, distributed, ​"credit union" underpinned by free market principles.The platform provides lower costs for those who borrow money and higher rates for those who lend money. This win:win outcome is possible because the platform makes the market more efficient.

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