Privacy Notice

This privacy notice applies to the information that we
collect from you when
you use our website(s),
https://agfuse.com and our mobile application collectively and herein after called
“Platform.”

Our privacy notice tells you what personal data and
nonpersonal data we
may collect from you, how we
collect them, how we protect them, how we share them, how you can access and
change them, and how you
can limit our sharing of them. Our privacy notice also explains certain legal rights that you
have with respect
to your personal data. Any capitalized terms not defined herein will have the same
meaning as where they
are defined elsewhere on our Platform.

Definitions

‘Nonpersonal data’ (NPD) is information that is in no
way personally
identifiable.
‘Personal data’ (PD) means any information relating to an identified or identifiable natural
person (‘data
subject’); an identifiable natural person is one who can be identified directly or indirectly
by reference to an
identifier such as a name, an identification number, location data, an online identifier, or
to one or more
factors specific to the physical, physiological, genetic, mental, economic, cultural, or
social identity of that
natural person. PD is in many ways the same as Personally Identifiable Information (PII).
However, PD is
broader in scope and covers more data. (GDPR) means General Data Protection
Regulation.

Topics Covered
in Our Privacy
Notice

YOUR RIGHTS
INFORMATION WE COLLECT AND HOW WE COLLECT IT
HOW YOUR INFORMATION IS USED AND SHARED
RETAINING AND DESTROYING YOUR PD
UPDATING YOUR PD
REVOKING YOUR CONSENT FOR USING YOUR PD
PROTECTING THE PRIVACY RIGHTS OF THIRD PARTIES
DO NOT TRACK SETTINGS
LINKS TO OTHER WEBSITES
PROTECTING CHILDREN’S PRIVACY
OUR EMAIL POLICY
OUR SECURITY POLICY
USE OF YOUR CREDIT CARD
TRANSFERRING PD FROM THE EUROPEAN UNION
CHANGES TO OUR PRIVACY NOTICE

YOUR
RIGHTS

When using our Platform and submitting PD to us, you
may have certain
rights under the GDPR if you
reside or are in any of the countries of the European Union. Depending on the legal basis
for processing your
PD you may have some or all of the following rights:

The right to be
informed

You have the right to be informed about the PD that
we collect from you
and how we process them.

The right of access

You have the right to get confirmation that your PD are
being processed
and you have the ability to
access your PD.

The right to
rectification

You have the right to have your PD corrected if they
are inaccurate or
incomplete.

The right to erasure (right to
be forgotten)

You have the right to request the removal or deletion of
your PD if there is
no compelling reason for us to
continue processing them.

The right to restrict
processing

You have the right to ‘block’ or restrict the processing
of your PD. When
your PD are restricted, we are
permitted to store your data, but not to process them further.

The right to data
portability

You have the right to request your PD that you
provided to us and use them
for your own purposes. We
will provide your data to you within 30 days of your request. Contact us using the
information at the top of
this privacy notice to request your PD.

The right to object

You have the right to object to us processing your PD
for the following
reasons:

Processing was based on legitimate interests or the performance of a task in the
public interest/exercise
of official authority (including profiling)

Direct marketing (including profiling)

Processing for purposes of scientific/historical research and statistics

Rights in relation to automated decision-making and profiling.

Automated individual
decision-making and
profiling

You have the right not to be subject to a decision
based solely on
automated processing, including
profiling, which produces legal effects regarding you or similarly significantly affects you.

Filing a complaint with
authorities

You have the right to file a complaint with supervisory
authorities if your
information has not been
processed in compliance with the General Data Protection Regulation. If the supervisory
authorities fail to
address your complaint properly, you may have the right to a judicial remedy.

INFORMATION WE COLLECT
AND HOW WE
COLLECT IT

Generally you control the amount and type of
information that you provide
to us when using our Platform.

Our Legal Basis for Collecting
and Processing
PD

Our legal basis for collecting and processing your PD
when you buy our
products or services or
download our mobile app is based on and the necessity for the performance of a
contract or to take steps to
enter into a contract. Our legal basis for collecting and processing your PD when you
sign up for our
newsletter, download free information, access free audios, videos, and webinars through
our Platform, is
based on consent.

Automatic
Information

We automatically receive information from your web
browser or mobile
device. This information may
include the name of the website from which you entered our Platform, if any, as well as
the name of the
website you’ll visit when you leave our Platform. This information may also include the IP
address of your
computer/the proxy server you use to access the Internet, your Internet service
provider’s name, your web
browser type, the type of mobile device, your computer operating system, and data
about your browsing
activity when using our Platform. We use all this information to analyze trends among our
users to help
improve our Platform.

When Entering and Using Our
Platform

When you enter and use our Platform and agree to
accept cookies, some
of these cookies may contain
your PD.

At User and Member
Registration or When Buying
Products or
Services

When you register as a user, member, or when buying
our products or
services, we may collect some or
all of the following information: your first and last name, email address, password,
country, state, city, and zip
or postal code. Optional information includes your gender, date of birth, business name,
job title, street
address, phone number, mobile phone number, social network links, education, interests
and other
information listed.

Chat Software or Contact
Forms

Our Platform contains chat software or contact forms
that enable visitors to
communicate with us live
online or offline by email. When you use our chat software or contact forms, we may
collect some or all the
following information: your email address, first name, last name, location, and any other
information you
willingly choose to give us. You should limit the information you give to us to one that is
necessary to answer
your questions.

Hotjar

We use www.Hotjar.com. Hotjar is a technology
service that helps us better
understand our users’
experience - how much time they spend on which pages, which links they click on, what
they do and don’t
like, etc. This enables us to build and maintain our service with user feedback. Hotjar
uses cookies and other
technologies to collect data on our users’ behavior and their devices (in particular the IP
addresses of their
devices captured and stored only in anonymized form); the screen size, type, unique
identifiers of devices;
browser information; geographic location (country only); and languages used to display
our website. Hotjar
stores this information in a pseudonymized user profile. Neither Hotjar nor we use this
information to identify
individual users or to match it with further data on individual users. For more details
please see Hotjar’s
privacy policy by visiting https://www.hotjar.com/legal/policies/privacy.

You can opt out of the creation of a user profile, Hotjar’s storing of data about your
usage of our website,
and Hotjar’s use of tracking cookies on other websites by visiting
https://www.hotjar.com/legal/compliance/opt-out.

Our Use of Cookies

Our Platform uses cookies. A cookie is a small piece of
data or a text file
that is downloaded to your
computer or mobile device when you access certain websites or mobile apps. Cookies
may contain text that
can be read by the web server that delivered the cookie to you. The text contained in the
cookie generally
consists of a sequence of letters and numbers that uniquely identifies your computer or
mobile device; it may
contain other information as well.

By agreeing to accept our use of cookies you are giving us
and the third parties
with which we partner permission to place, store, and access some or all the cookies
described below on
your computer or mobile device.

Strictly Necessary Cookies

These cookies are necessary for proper functioning of
our Platform, such
as displaying content, logging
in, validating your session, responding to your request for our services, and other
functions. Most web
browsers can be set to disable the use of cookies. If you disable these cookies, you may
not be able to
access features on our Platform correctly or at all.

Performance Cookies

These cookies collect information about the use of our
Platform, such as
pages visited, traffic sources,
users’ interests, content management, and other measurements.

Functional Cookies

These cookies enable our Platform to remember users’
choices, such as
their language, usernames, and
other choices while using our Platform. They can also be used to let a user create a blog
post, listen to
audios, or watch videos.

Media Cookies

These cookies can be used to improve our Platform
and provide special
features and content. They can
be placed by us or third parties who provide services to us.

Advertising or Targeting Cookies

These cookies are usually placed and used by
advertising companies to
develop a profile of your
browsing interests and serve advertisements on other websites that are related to your
interests. You will see
less advertising if you disable these cookies.

Session Cookies

These cookies allow our Platform to link the actions of
a user during a
browser session. They may be
used for a variety of purposes, such as remembering what a user has put in their
shopping cart as they use
our Platform. Session cookies also permit users to be recognized as they use our
Platform so that any item
or page changes they make are remembered from page to page. Session cookies expire
after a browser
session; they are not stored long term.

Persistent Cookies

These cookies are stored on a user’s computer or
mobile device between
browser sessions, which
allows the user’s preferences or actions across a website or across different websites to
be remembered.
Persistent cookies may be used for several purposes, including remembering users’
choices and
preferences or to target advertising to them.

We may also use cookies for:

identifying the areas of our Platform that you have visited

personalizing content that you see when using our Platform

our analytics

remarketing our products or services to you

remembering your preferences, settings, and login details

targeted advertising and serving ads relevant to your interests

affiliate marketing

allowing you to post comments

allowing you to share content with social networks.

Most web browsers can be set to disable the use of
cookies. However, if
you disable cookies, you may
not be able to access our Platform correctly or at all.

Web Beacons

We may also use a technology called web beacons to
collect general
information about your use of our
Platform and your use of special promotions or newsletters. The information we collect
by web beacons
allows us to statistically monitor the number of people who open our emails. Web
beacons also help us to
understand the behavior of our customers and users.

Google Ad and Content
Network Privacy
Notice

Third-party vendors, including Google, use cookies to
serve ads based on
a user's past visits to our
Platform. Google's use of cookies enables it and its partners to serve ads to our users
based on their visits to
our Platform and/or other websites on the Internet. Users may opt out of the use of
Google’s cookies for
interest-based advertising by visiting http://www.aboutads.info/choices/ For European
users visit
http://www.youronlinechoices.eu

Google Analytics Privacy
Notice

We use Google Analytics to
collect information
about
the use of our
Platform. Google Analytics collects
information from users such as age, gender, interests, demographics, how often they use
our Platform, what
pages they visit, and what other websites they have used before using our Platform. We
use the information
we get from Google Analytics to analyze traffic, improve our marketing, advertising, and
our Platform. Google
Analytics collects only the IP address assigned to you on the date you use our Platform,
not your name or
other identifying information. We do not combine the information collected using Google
Analytics with PD.
Although Google Analytics plants a permanent cookie on your web browser to identify
you as a unique user
the next time you use our Platform, the cookie cannot be used by anyone but Google.
For more information
on how Google collects and processes your data visit
https://www.google.com/policies/privacy/partners/
You can prevent Google Analytics from using your information by opting out at this link:
https://tools.google.com/dlpage/gaoptout

Google Remarketing

Our Platform uses a remarketing advertising service.
The remarketing
service is provided by Google and
other companies that show our ads on websites across the Internet. With remarketing
you may see ads for
our products you have previously looked at. As an example, suppose you visit a website
that sells
computers, but you do not buy a computer on your first visit. The website’s owner might
like to encourage
you to revisit his/her website and buy a computer by showing you his/her ads again on
other websites that
you visit. We use remarketing for similar purposes. For this to happen Google will read a
cookie that is
already in your browser or place a cookie in your browser when you use our Platform or
other websites using
remarketing. You can opt out of Google’s use of cookies and remarketing at this link:
https://support.google.com/ads/answer/2662922?hl=en or you can opt out using the
Network Advertising
Initiative opt out page at: http://optout.networkadvertising.org/#!/

Facebook
Remarketing

Third parties, including Facebook, may use first-party
cookies, third-party
cookies, web beacons, and
other storage technologies to collect or receive information from our Platform and
elsewhere on the Internet,
and use that information to provide measurement services and target ads. With
Facebook remarketing you
may see our ads on Facebook after you have used our Platform. For this to happen
Facebook uses unique
cookies that are activated and placed in a visitor’s browser when they land on a
webpage. To opt out of
Facebook’s collection and use of information for ad targeting visit:
https://www.facebook.com/help/568137493302217

What Happens If You Don’t
Give Us Your
PD

If you do not provide us with enough PD, we may not
be able to provide
you with all our services.
However, you can access and use some parts of our Platform without giving us your PD.

HOW YOUR
INFORMATION IS
USED AND
SHARED

We use the information we receive from you to:

provide our products and services you have requested or purchased from us

personalize and customize our content

make improvements to our Platform

contact you with updates to our products and Platform

resolve problems and disputes

contact you with marketing and advertising that we believe may be of interest to you.

Communications and
Emails

When we communicate with you about our Platform,
we will use the email
address you provided when
you registered as a user or customer. We may also send you emails with promotional
information about our
Platform or offers from us or our affiliates unless you have opted out of receiving such
information. You can
change your contact preferences at any time through your account or by contacting us
using the contact
information at the top of this privacy notice.

Sharing Your PD for Lookalike
or Similar Audience
Marketing

We may share your PD with third parties for similar
audience marketing
purposes. Similar audience
marketing is also called lookalike audience marketing. The third parties we share your PD
with for this type of
marketing include Facebook and/or Google. Using your PD for similar audience
marketing or lookalike
audience marketing helps us find new audiences (users and customers) based on similar
interests to yours.
This helps us improve our Platform. Your PD is only shared with Facebook and Google
for this type of
marketing. By using our Platform and agreeing to our privacy notice you are giving
consent for your PD to be
used for the marketing purposes described within this section.

Sharing Information With
Affiliates and Other Third
Parties

We do not sell or rent your PD to third parties for
marketing purposes.
However, for data aggregation
purposes we may use your NPD, which might be sold to other parties at our discretion.
Any such data
aggregation would not contain any of your PD. We may give your PD to third-party
service providers whom
we hire to provide services to us. These third-party service providers may include but are
not limited to
payment processors, web analytics companies, advertising networks, call centers, data
management
services, help desk providers, accountants, law firms, auditors, shopping cart and email
service providers,
and shipping companies.

Sharing Information With
Social Media
Websites

We may share your information with third parties such
as Facebook.com,
Twitter.com, YouTube.com,
Instagram.com, and Google.com. If you decide to login to our Platform using these third
parties or other
social media websites, you are agreeing to let us use and store your profile information
from those websites
to make better use of any social media features on our Platform. This sharing of
information helps us provide
you a better experience when using our Platform. It also provides us with useful
information such as visitor
traffic. If you use any of the social sharing icons on our Platform to share our information,
you may also be
sharing your personal information through social media websites.

Legally Required Releases of
Information

We may be legally required to disclose your PD if such
disclosure is (a)
required by subpoena, law, or
other legal process; (b) necessary to assist law enforcement officials or governmental
enforcement agencies;
(c) necessary to investigate violations of or otherwise enforce our terms and conditions;
(d) necessary to
protect us from legal action or claims from third parties, including you and/or other users;
or (e) necessary to
protect the legal rights, personal/real property, or personal safety of our company, users,
employees, and
affiliates.

Disclosures to
Successors

If our business is sold or merges in whole or in part
with another business
that would become
responsible for providing our Platform to you, we retain the right to transfer your PD to
the new business. The
new business would retain the right to use your PD according to the terms of this privacy
notice as well as to
any changes to this privacy notice as instituted by the new business. We also retain the
right to transfer your
PD if our company files for bankruptcy and some or all of our assets are sold to another
individual or
business.

Community Discussion
Boards, Blogs, or Other
Mechanisms

Our Platform may offer the ability for users to
communicate through online
community discussion boards,
blogs, or other mechanisms. We do not filter or monitor what is posted on such
discussion mechanisms. If
you choose to post on these discussion mechanisms, you should use care when
exposing any PD, as such
information is not protected by our privacy notice nor are we liable if you disclose your
PD through such
postings. Also, PD which you post on our Platform for publication may be available
worldwide by means of
the Internet. We cannot prevent the use or misuse of such information by others.

RETAINING
AND DESTROYING
YOUR PD

We retain information that we collect from you
(including your PD) only for
as long as we need it for legal,
business, or tax purposes. Your information may be retained in electronic, paper, or a
combination of both
forms. When your information is no longer needed, we will destroy, delete, or erase it.

UPDATING
YOUR PD

You can update your PD using your account. If no
such account exists, you
can contact us using the
contact information found at the top of this privacy notice and we will help you. However,
we may keep your
PD as needed to enforce our agreements and to comply with any legal obligations.

REVOKING
YOUR CONSENT
FOR USING YOUR
PD

You have the right to revoke your consent for us to use
your PD at any
time. Such optout will not affect
disclosures otherwise permitted by law including but not limited to: (i) disclosures to
affiliates and business
partners, (ii) disclosures to third-party service providers that provide certain services for
our business, such
as payment processors, web analytics companies, advertising networks, call centers,
data management
services, help desk providers, accountants, law firms, auditors, shopping cart and email
service providers,
and shipping companies, (iii) disclosures to third parties as necessary to fulfill your
requests, (iv) disclosures
to governmental agencies or law enforcement departments, or as otherwise required to
be made under
applicable law, (v) previously completed disclosures to third parties, or (vi) disclosures to
third parties in
connection with subsequent contests or promotions you may choose to enter, or third-
party offers you may
choose to accept. If you want to revoke your consent for us to use your PD, please
contact us through the
contact information at the top of this privacy notice.

PROTECTING THE PRIVACY
RIGHTS OF THIRD
PARTIES

If any postings you make on our Platform contain
information about third
parties, you agree to make sure
that you have permission to include that information. While we are not legally liable for
the actions of our
users, we will remove any postings about which we are notified, if such postings violate
the privacy rights of
others.

DO NOT
TRACK SETTINGS

Some web browsers have settings that enable you to
request that our
Platform not track your movement
within our Platform. We do not obey such settings when transmitted to and detected by
our Platform. You can
turn off tracking features and other security settings in your browser by referring to your
browser’s user
manual.

LINKS TO
OTHER
WEBSITES

Our Platform may contain links to other websites.
These websites are not
under our control and are not
subject to our privacy notice. These websites will likely have their own privacy notices.
We have no
responsibility for these websites and we provide links to these websites solely for your
convenience. You
acknowledge that your use of and access to these websites are solely at your risk. It is
your responsibility to
check the privacy notices of these websites to see how they treat your PD.

PROTECTING CHILDREN’S
PRIVACY

Even though our Platform is not designed for use by
anyone under the age
of 16, we realize that a child
under the age of 16 may attempt to access our Platform. We do not knowingly collect PD
from children under
the age of 16. If you are a parent or guardian and believe that your child is using our
Platform, please contact
us. Before we remove any information we may ask for proof of identification to prevent
malicious removal of
account information. If we discover that a child is accessing our Platform, we will delete
his/her information
within a reasonable period of time. You acknowledge that we do not verify the age of our
users nor have any
liability to do so.

OUR EMAIL
POLICY

You can always opt out of receiving email
correspondence from us or our
affiliates. We will not sell, rent,
or trade your email address to any unaffiliated third party without your permission except
in the sale or
transfer of our business, or if our company files for bankruptcy.

OUR
SECURITY POLICY

We have built our Platform using industry-standard
security measures and
authentication tools to protect
the security of your PD. We and the third parties who provide services to us also maintain
technical and
physical safeguards to protect your PD. When we collect your credit card information
through our Platform,
we encrypt it before it travels over the Internet using industry-standard technology for
conducting secure
online transactions. Unfortunately we cannot guarantee prevention of loss or misuse of
your PD or secure
data transmission over the Internet because of its nature. We strongly urge you to protect
any password you
may have for our Platform and not share it with anyone.

USE OF
YOUR CREDIT
CARD

You may have to provide a credit card to make a
purchase from us. We use
third-party billing services
and have no control over them. We use commercially reasonable efforts to ensure that
your credit card
number is kept strictly confidential by using only third-party billing services that use
industry-standard
encryption technology to protect your credit card number from unauthorized use.
However, you understand
and agree that we are in no way responsible for any misuse of your credit card number.

TRANSFERRING PD FROM THE
EUROPEAN
UNION

PD that we collect from you may be stored, processed,
and transferred
among any countries in which we
operate, specifically the United States. The European Union has not found the United
States and some other
countries to have an adequate level of protection of PD under Article 45 of the GDPR.
Our company relies on
derogations for specific situations as defined in Article 49 of the GDPR. If you are a
European Union
customer or user, with your consent your PD may be transferred to the United States or
other countries
outside the European Union when you request information from us. When you buy goods
or services from
us, we will use your PD for the performance of a contract or to take steps to enter into a
contract. Wherever
we transfer, process, or store your PD, we will take reasonable steps to protect it. We will
use the information
we collect from you in accordance with our privacy notice. By using our Platform you
agree to the transfers of
your PD described within this section.

CHANGES
TO OUR PRIVACY
NOTICE

We reserve the right to change this privacy notice at
any time. If our
company decides to change this
privacy notice, we will post those changes on our Platform so that our users and
customers are always
aware of what information we collect, use, and disclose. If at any time we decide to
disclose or use your PD
in a method different from that specified at the time it was collected, we will provide
advance notice by email
sent to the email address on file in your account. Otherwise we will use and disclose our
users’ and
customers’ PD in agreement with the privacy notice in effect when the information was
collected. In all cases
your continued use of our Platform and products after any change to this privacy notice
will constitute your
acceptance of such change. If you have questions about our privacy notice, please
contact us through the
information at the top of this privacy notice.