Why Halcyon Underwriters?

We are the next gen, hybrid wholesaler. Halcyon Underwriters’ relationship-based model has cast a nationwide footprint with both our retail and carrier partners. For over 32 years, Halcyon has and continues to perform as more than a traditional intermediary, offering a variety of coverages in the P&C and Personal Lines industries on a monoline or package basis. Halcyon provides market access, specialty program availability and competitive pricing through A-Rated, Admitted as well as Non-Admitted Carriers.

Halcyon Underwriters offers markets especially designed for your high net worth client's personal lines needs. Our carriers target high value homes, luxury cars, and accompanying lines of business. We have the ability to write the entire account or can consider home, auto, or jewelry on a stand-alone basis in certain situations.
Our Personal Lines offers coverage and underwriting experience with insurance companies rated "A-" or better by A.M. Best. These companies have the proven claims handling experience and service that your clients expect and deserve! Our Underwriters have the expertise, sense of urgency and the ability to work with you in placing coverage for your personal lines clients.

USLI

High Value Homes

This allows appointed Halcyon Underwriters agents to quickly produce quotes, bind coverage and issue policies on selected products. Click the links above to get started.
Don't see what you need here? Halcyon Underwriters offers access to a wide variety of carriers and programs. Please contact your assigned underwriter if you have any questions, or are looking for additional coverage options!
For additional information - please contact Jason Mata at marketing@halcyonuw.com.

Valuable Articles

Insurance

Halcyon Underwriters is able to provide competitive admitted and non-admitted markets for Valuable Articles Coverage. Our carriers guidelines will vary based on the schedules to be covered, but we can find a market for most anything!

Carrier markets available:

AIG - Can be written in combination with other lines with AIG

Chubb – Minimum $50,000 jewelry schedule and the home must be alarmed if written monoline

Automobile

Insurance

Halcyon Underwriters provides only the best A Rated auto carriers! We can write anything from your regular daily use vehicle to high value collector cars, and everything in between.

The coverage limits start at $50,000/$100,000 with the ability to go up to $1,000,000 CSL. Each of our carriers have slightly different preferences, but give us a call to discuss which market may be right for you insured!

Homeowners

Insurance

Halcyon Underwriters is able to provide competitive admitted and non-admitted markets for Homeowners. Our staff of experts is committed to providing the best possible experience for rates, markets, and service.

Looking for the best coverage at the best price? We have the answer. Maybe your client risk is building a new home, coastal, or a high net worth? We've got the Homeowners insurance solution for you.

Condo

Insurance

Halcyon Underwriters is able to provide competitive admitted and non-admitted markets for Condos. Our staff of experts is committed to providing the best possible experience for rates, markets, and service.

Looking for the best coverage at the best price? We have the answer. Maybe your client risk is distressed, coastal, or a high net worth? We've got the Condo insurance solution for you.

Specialty Auto

Insurance

Halcyon is able to offer Coverage for Motorcycles, Golf Carts, and RV’s. We are also able to place large schedules of antique cars. Please reach out to us on the specifics for your insured so we can best fit their needs.

Flood

Insurance

Halcyon Underwriters is proud to offer a Private Flood Market through Dual Flood. This product can be rated online, and is a great alternative to the NFIP. Areas this product is highly competitive are Secondary homes, and pre-firm homes. Visit the website below to quote your Primary Flood Needs.

Excess Flood:

Halcyon can offer Excess Flood solutions through a variety of Channels. For insureds who have their homeowners insurance with Chubb we can offer a WNC quote. For other insureds we can offer both Dual Flood and Lexington Excess Flood.

Get Appointed

Once all of the required documents have been received, your agency's application will be reviewed and you will be notified via email if you are appointed and active. We appreciate your interest and look forward to working together in the near future.

Should you have any questions about our appointment process, please contact Jason Mata at (321) 527-2180 or via marketing@halcyonuw.com.

Career Opportunity

Halcyon Underwriters, a Division of Hull & Company, LLC. is an equal Employment Opportunity Employer. We do not use personal information in our hiring process and are dedicated to hiring the person who is best suited for our jobs without any knowledge or consideration of any individual's membership in any protected class. Any personal information found on the application or any supporting documentation will be removed as soon as it is discovered. All applications received by Halcyon Underwriters will only remain active for one year.

Halcyon Underwriters is committed to promoting safety and high standards of employee performance, productivity and reliability. In order to achieve this, all finalists may be subjected to a drug test prior to being hired to assure the company that the applicant does not currently have narcotics, sedatives, stimulants and/or other controlled substances in his/her body. Further, Halcyon Underwriters supports a Drug-Free Workplace Policy.

For over 32 years, Halcyon Underwriters has provided a wide variety of commercial and personal lines products from admitted A- rated or above carriers in our business. Thanks to a portfolio of successful relationships with both our retail & carrier partners along with the depth of experience our team holds, we are a premium Wholesaler/Broker. Halcyon is navigated by strong ethics, honesty & professionalism. We pride ourselves on offering excellent service, competitive pricing and knowledgeable advice.

Fireman’s Fund Insurance Company is now integrated into Allianz Global Corporate & Specialty (AGCS). This consolidation means that current Fireman’s Fund policyholders and their brokers will benefit from the same focused insurance offerings, but with the added bonus of Allianz’s global reach and infrastructure.

Supplemental

Legal Statements

Legal Notice:

THESE TERMS OF USE (ALSO REFERRED TO HEREIN AS THE "AGREEMENT") GOVERN YOUR USE OF THE WEBSITE (AS DEFINED BELOW). BY ACCESSING THIS SITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS OF USE (YOU MAY ALSO HAVE ACCEPTED THESE TERMS OF USE IN OTHER WAYS). THESE TERMS OF USE ARE SUBJECT TO CHANGE BY HALCYON UNDERWRITERS. AT ANY TIME IN ITS DISCRETION. YOUR USE OF THE WEBSITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE TERMS OF USE REGULARLY.

I. DEFINITIONS

A. "Halcyon Underwriters" means Halcyon Underwriters, and any and all subsidiaries.

B. "Halcyon Underwriters Website" or "Website" means all websites, and all subsequent pages made available by or through such websites, owned or operated by Halcyon Underwriters or its subsidiaries. Please note, however, that the Halcyon Underwriters Website may contain links to third party URLs. Once such a third party link has been accessed, a user is no longer accessing the Halcyon Underwriters Website.

C. "You" and "Your" means you, an individual user entering into this Agreement, or the entity on whose behalf you enter into this Agreement.

II. YOUR USE OF THE HALCYON UNDERWRITERS WEBSITE

A. Your use of the Halcyon Underwriters Website shall be governed exclusively by the terms of this Agreement.

B. The Website includes original works of authorship (including, but not limited to, derivative works based on graphical scans or typed text of public domain materials) that are both proprietary and intellectual properties of Halcyon Underwriters or its suppliers and are protected by both the terms of this Agreement as well as domestic and foreign contractual and intellectual property laws including but not limited to copyright, trademark, patent, and trade secret laws.

Copyright. All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Halcyon Underwriters, its suppliers, or, Halcyon Underwriters’ or its suppliers’, licensors and is protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Halcyon Underwriters and protected by U.S. and international copyright laws. All software used on this site is the property of Halcyon Underwriters, its suppliers, or Halcyon Underwriters, or its suppliers’, licensors, and is protected by United States and international copyright laws. The respective owners and licensees of any copyrights included in the Website retain and reserve all of their rights related to such copyrights.
Trademark. "Halcyon Underwriters" is a registered service mark of Halcyon Underwriters with all rights reserved. The Website may include these and other registered or unregistered trademarks or service marks of Halcyon Underwriters, its suppliers, or Halcyon Underwriters, or its suppliers’, licensors. The respective owners and licensees of any marks included in the Website retain and reserve all of their rights related to such marks.
Patent. One or more patents may apply to the Halcyon Underwriters Website and to the features and services accessible therein, including U.S. and foreign patents.
Trade Secret. The Halcyon Underwriters Website may contain software or other information that is confidential and proprietary to Halcyon Underwriters and/or protected by the trade secret laws of the individual states of the United States and of foreign countries. As part of Halcyon Underwriters’ efforts to maintain the secrecy of such information, you are prohibited from decompiling, reverse engineering and/or disassembling any portion or the whole of the Halcyon Underwriters Website.
C. To the extent that you receive software from Halcyon Underwriters from Your use of the Halcyon Underwriters Website, such software is deemed part of the Halcyon Underwriters Website.

D. Halcyon Underwriters grants to You a non-exclusive and non-transferable license to:

Use the Halcyon Underwriters Website as provided herein, until this Agreement is terminated;
Access, load, store and operate the Halcyon Underwriters Website with browser software; and
Display, download and print portions of the Halcyon Underwriters Website to investigate and/or purchase product(s) and/or service(s), subject to the limitations in this Agreement.
E. Notwithstanding the above, you shall NOT, without the prior written consent of Halcyon Underwriters:

Decompile, reverse engineer, disassemble and/or create derivative works from the Halcyon Underwriters Website;
Remove or obscure any proprietary notices including, but not limited to, any and all copyright, trademark and patent designations contained in the Halcyon Underwriters Website;
Upload, post, email, transmit, publish, re-publish, distribute, display or otherwise make available the Halcyon Underwriters Website to any third parties;
Use the Halcyon Underwriters Website for any commercial, financial or other beneficial purpose, including, but not limited to, advertising, the exploitation, rental, lease, sale or resale of the Halcyon Underwriters Website;
For a period of more than twenty-four (24) hours, cache or otherwise temporarily store the Halcyon Underwriters Website or component thereof, on any server or other device used to communicate with individual personal computers or personal devices. Such limitation does not include cache which is automatically stored by an individual personal browser application;
Store the accessed, used, or downloaded Halcyon Underwriters Website in any electronic, magnetic, optical or other format now known or hereinafter created for more than thirty (30) days;
Assign, rent, lend, lease, sell, sublicense, transfer, export from the United States, copy, reproduce, modify, adapt, translate, reverse engineer, decompile, disassemble, extract components or create derivative works of the Website; or
Remove, modify, hide or otherwise make unreadable or non-viewable any notice, legend, advice, watermark or other designation contained on the Website, component thereof or output there from.
(a) Co brand the Website, (b) frame the Website, or (c) hyper-link to the Website, or authorize or engage any other party to do any of the foregoing, without the express prior written permission of an authorized representative of Halcyon Underwriters. For purposes of this Agreement, "co-brand" or "co branding" means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with Halcyon Underwriters in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.
F. You shall not interrupt, or attempt to interrupt, the operation of the Website in any way.

G. The Website may include technological protection measures that effectively control access, reproduction or distribution of the proprietary or intellectual properties accessible through the Website. Any attempt to tamper or dismantle these protections is a breach of this Agreement, and may be a violation of the Digital Millennium Copyright Act of 1998, and may subject the violator to civil and criminal penalties.

H. Content in the Website that is used or referenced in any print or electronic media must be done in accordance with generally accepted standards, and must provide for proper attribution to Halcyon Underwriters.

I. Links to and from other websites: The Halcyon Underwriters Website may contain links to other websites, and other websites may contain links to the Halcyon Underwriters Website, such websites not being owned by, or under the direct control of, Halcyon Underwriters ("Linked Websites"). The linked websites are not under the control of Halcyon Underwriters, and Halcyon Underwriters does not endorse, and is not responsible for, the functionality of the links to or from, content or applications provided by or through, or privacy policies or other agreements included in, a Linked Website. Halcyon Underwriters is not responsible for licensing to You any content or application provided by or through a Linked Website, and Your use of content or application(s) provided by or through Linked Websites is governed solely by Your agreement, if any, with the owner and/or provider of the Linked Website. You use Linked Websites, and links to and from any third party website, at Your sole risk. For example, Halcyon Underwriters is not responsible for, without limitation, any incorrect data, errors in computation, improper transmission of data, or a security breach resulting from Your use of a Linked Website or a link to or from a Linked Website. Halcyon Underwriters provides links to You only as a convenience.

J. The Website may contain testimonials from customers of Halcyon Underwriters or its agents. Testimonials are not representative of everyone’s experience and only provide information about the individual’s experiences as to the point in time when they are provided. Testimonials do not necessarily represent typical or expected results. All testimonials are authentic. Testimonials may be edited for clarity or brevity. All claims have been documented and verified for accuracy. No one has been paid to provide a testimonial on the Website. Individual results will vary.

K. You hereby grant to Halcyon Underwriters the royalty-free, perpetual, irrevocable, worldwide, non exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to Halcyon Underwriters through this site (together, the "Submission"), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. In general, unless an exception is noted when a Submission is made, or unless an exception exists under applicable law, regulation, or Halcyon Underwriters’ privacy policy found herehttp://bbinsurance.com/privacy.shtml, Halcyon Underwriters will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future Halcyon Underwriters operations.

L. Halcyon Underwriters may receive information relating to an application for an insurance policy via the Website even though Halcyon Underwriters does not have the authority to bind the insurance policy applied for or to provide coverage. You acknowledge that the submission of an application for insurance via the Website may not result in Your obtaining insurance coverage.

III. YOUR REPRESENTATIONS & WARRANTIES

You represent, warrant and covenant that:

A. You are of a proper age to enter into this Agreement.

B. You are entering this Agreement with a sound mind and not under duress or emotional distress.

C. Any information that You have or shall provide to Us through the Website is true and accurate, and You shall modify such information as necessary or appropriate to maintain the accuracy of the information.

D. You shall at all times comply with all applicable laws, rules and regulations with respect to Your use of the Halcyon Underwriters Website and with respect to any product or service related thereto.

E. You shall not use the Halcyon Underwriters Website to infringe, misappropriate or violate any rights of Halcyon Underwriters and/or any third party, including, but not limited to any customer of Halcyon Underwriters or any entity associated with or visiting the Halcyon Underwriters Website.

F. You shall comply at all times with this Agreement, including any modifications to this Agreement and/or the Agreements to which there is or may in the future be a link and a reference herein. The issue of Modification is set forth in Section 5, below.

IV. PRIVACY

With respect to information collected through the Website, Halcyon Underwriters shall adhere to the Privacy policy found here http://bbinsurance.com/privacy.shtml.

V. MODIFICATIONS

A. To the Agreement. We have the right to modify this Agreement and any other Agreement or policy referenced in the Website or linked to in the Website. No notice is required for any such modification. Any modification is effective immediately upon posting to the Website. Your continued use of the Website following posting of any modification(s) to this Agreement shall be conclusively deemed an acceptance of all such modification(s). Your only remedy with respect to any dissatisfaction with any modifications is to cease use of the Website.

B. To the Halcyon Underwriters Website. We have the right to modify, suspend or discontinue the Website or any portion thereof at any time, including the availability of any area of the Website. We may also impose limits on certain features and services or restrict Your access to parts or all of the Halcyon Underwriters Website without notice or liability.

VI. DISCLAIMER OF WARRANTIES

WE MAKE NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, TITLE, COMPATIBILITY, SECURITY, ACCURACY OR NON-INFRINGEMENT. WITHOUT LIMITATION, WE DO NOT WARRANT THAT (A) THE FUNCTIONS CONTAINED IN THE HALCYON UNDERWRITERS WEBSITE SHALL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (B) THE HALCYON UNDERWRITERS WEBSITE, INCLUDING THE SERVERS ON WHICH THE WEBSITE IS OPERATED, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; (C) YOUR INFORMATION, INCLUDING YOUR MEDICAL INFORMATION, WILL NOT BE DISCLOSED OR (D) INFORMATION PROVIDED IN THE WEBSITE IS COMPLETE, ACCURATE, ERROR-FREE, OR UP-TO-DATE.

VII. LIMITATIONS ON LIABILITY

USE OF THE HALCYON UNDERWRITERS WEBSITE IS AT YOUR SOLE RISK. YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM YOUR USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO YOUR HAVING INPUT YOUR INFORMATION, INCLUDING YOUR MEDICAL INFORMATION, INTO THE HALCYON UNDERWRITERS WEBSITE. HALCYON UNDERWRITERS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE IF YOUR INFORMATION BECOMES DISCLOSED THROUGH THE ACT OF A THIRD PARTY OR THROUGH THE NEGLIGENCE OF HALCYON UNDERWRITERS. SPECIFICALLY, HALCYON UNDERWRITERS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES UNDER THIS AGREEMENT OR BASED ON YOUR USE OF THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, PUNITIVE, CONSEQUENTIAL, EXEMPLARY, SPECIAL, INCIDENTAL, DIRECT, INDIRECT, ATTORNEYS FEES, DAMAGES FOR LOSS OF PROFITS, GOODWILL OR OTHER INTANGIBLE LOSSES OR SIMILAR DAMAGES EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

VIII. LIMITATION OF DAMAGES

THE LIABILITY OF HALCYON UNDERWRITERS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM, WHETHER IN CONTRACT, TORT OR OTHERWISE, IN ANY WAY CONNECTED WITH THE HALCYON UNDERWRITERS WEBSITE OR THE INSURANCE PRODUCT(S) OR INSURANCE SERVICE(S) OFFERED THEREIN IS LIMITED TO THE MINIMUM AMOUNT ALLOWABLE BY LAW AND IN NO EVENT SHALL IT EXCEED ONE DOLLAR ($1.00).

IX. TERM & TERMINATION

A. This Agreement shall continue until terminated by Us or until You notify Us in writing, either via mail, email or fax, of Your decision to terminate this Agreement.

B. Termination shall take effect within thirty (30) days of receipt of your request and we shall send you written confirmation thereof. A written confirmation shall be required from us as proof that a notice of termination was in fact received from You. Moreover, upon termination of this Agreement, You are still bound by the Provisions of Sections 2-4, 6-8 and 15.

C. IF ANY OF THESE RULES OR ANY FUTURE CHANGES ARE UNACCEPTABLE TO YOU, YOU MAY TERMINATE THIS AGREEEMENT IN WRITING EITHER VIA E-MAIL, FACSIMILE OR REGULAR MAIL. YOUR CONTINUED USE OF THE HALCYON UNDERWRITERS WEBSITE OR CONTINUED USE OF ANY OF OUR INSURANCE PRODUCT(S) OR INSURANCE SERVICES(S) FOLLOWING THE POSTING OF NOTICE OF ANY CHANGES IN THIS AGREEMENT, SHALL INDICATE ACCEPTANCE BY YOU OF SUCH RULES, CHANGES, OR MODIFICATIONS AND CONTINUATION OF THIS AGREEMENT.

D. EITHER YOU OR WE MAY TERMINATE THIS AGREEMENT AT ANY TIME. YOU UNDERSTAND AND AGREE THAT TERMINATION IS YOUR SOLE RIGHT AND REMEDY WITH RESPECT TO ANY DISPUTE WITH US. THIS INCLUDES, BUT IS NOT LIMITED TO, ANY DISPUTE RELATED TO, OR ARISING OUT OF: (1) ANY TERM OR CONDITION CONTAINED IN OR REFERENCED IN THIS AGREEMENT; (2) ANY POLICY OR PRACTICE OF BROWN & BROWN; (3) ANY DISCLOSURE OR USE OF YOUR INFORMATION, INCLUDING MEDICAL INFORMATION; AND (4) YOUR ABILITY TO ACCESS AND/OR USE THE BROWN & BROWN WEBSITE.

E. If We terminate this Agreement, We reserve the right to refuse to provide any Insurance Product or Insurance Service to You in the future.

X. MISCELLANEOUS

A. SEVERABILITY. If any provision of this Agreement is found by any court of competent jurisdiction to be invalid or unenforceable, the invalidity of such provision shall not affect the other provisions of this Agreement, and all provisions not affected by such invalidity shall remain in full force and effect.

B. WAIVER. The waiver by either party of a breach or default in any of the provisions of this Agreement by the other party shall not be construed as a waiver of any succeeding breach of the same or other provisions; nor shall any delay or omission on the part of either party to exercise or avail itself of any right, power or privilege that it has or may have hereunder operate as a waiver of any breach or default by the other party.

C. NOTICE. Any notice provided pursuant to this Agreement, if specified to be in writing, shall be in writing and shall be deemed given (A) if by hand delivery, upon receipt thereof, (B) if by mail, thirty (30) days after deposit in the United States mails, postage prepaid, certified mail, return receipt requested, (C) if by facsimile transmission, upon electronic confirmation thereof, or (D) if by next day delivery service, upon such delivery.

D. FORCE MAJEURE. If the performance of any part of this Agreement by the parties is prevented, hindered, delayed or otherwise made impracticable by reason of any flood, riot, terrorism, earthquake, fire, judicial or governmental action, labor disputes, act of God or any other causes beyond the control of either party, that party shall be excused from such to the extent that it is prevented, hindered or delayed by such causes; provided, however, that if such period of force majeure last more than thirty (30) days, then the other party hereto may terminate this Agreement.

E. CHOICE OF LAW. This Agreement shall be governed by and construed in accordance with the laws of the State of Florida without regard to the principles of conflicts of laws.

F. JURISDICTION AND VENUE. In all circumstances where subject matter jurisdiction lies for adjudication in the federal courts, any controversies or claims arising out of or relating in any way to this Agreement or a breach thereof, shall be adjudicated in the United States District Court for the Middle District of Florida. In all other cases, any controversies or claims arising out of or relating in any way to this Agreement or a breach thereof, shall be adjudicated in the courts of the state of Florida in Volusia County.

G. WAIVER OF JURY TRIAL. YOU KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVE ANY RIGHT YOU MAY HAVE TO A TRIAL BY JURY WITH RESPECT TO ANY PROCEEDING ARISING OUT OF OR IN ANY WAY RELATING TO THIS AGREEMENT.

H. ATTORNEYS FEES. You knowingly, voluntarily and intentionally agree to pay all costs and expenses, including attorneys fees, for Halcyon Underwriters with respect to any proceeding arising out of or in any way relating to this Agreement, regardless of the outcome of said proceeding.

I. HEADINGS. The section headings used herein are for reference and convenience only and shall not enter into the interpretation hereof.

J. ENTIRE AGREEMENT. This Agreement, together with the Insurance Product(s) and Service(s) referenced herein, constitute the entire agreement between the parties with respect to the subject matter of the Agreement, and supersedes all prior agreements between the parties, whether written or oral, relating to the same subject matter.

Privacy Statement:

Effective Date: This Policy was last updated on April 16, 2009.

HALCYON UNDERWRITERS and its subsidiaries consider the protection of your privacy to be very important. Our goal is to treat any personal information you provide us with the utmost respect and in strict accordance with this Privacy Policy. Any personally identifying information you provide is voluntary. If you have any questions about this Privacy Policy, please e-mail us at it@bbins.com.

If you visit our Web site to browse, read, or download information:

You can browse our Web site without telling us who you are or revealing personal information about yourself. In this case our Web servers automatically collect and store: the name of the domain and host from which you access the Internet; the Internet protocol (IP) address of the computer you are using; the browser software you use and your operating system; the date and time you access our sites; and the Internet address of the site from which you linked directly to our sites.

We may use your IP address to assist in correcting server problems and to administer our web site. Additionally, we may use this information for statistical purposes, such as determining user demographics for advertising purposes.

We may use this information only as anonymous aggregate data to determine the number of visitors to different sections of our sites, to ensure the sites are working properly, and to help us make our sites more useful. We do not use it to track or record information about individuals.

If you are browsing, a cookie or tracking mechanism is used to help us measure the number of visits, time spent, pages viewed and other Web site statistics. This cookie, by itself does not reveal to us your e-mail address, or who you are. If you decide to request information or a rate quotation from Halcyon Underwriters, or one of our subsidiaries, we may collect additional information in order to properly respond to your request.

Cookies are small pieces of data stored by your internet browser on your computer’s hard drive. They cannot be used to collect data from your hard drive, obtain your e-mail address or personal information about you. You may set your browser to notify you when you receive a cookie or to prevent cookies from being sent. Please note that when you block the acceptance of cookies you limit the functionality we can provide when you visit our site.

Contact information from information and insurance quote forms is used to contact customers, when necessary. This data is necessary for the processing of, and future identification of, insurance quotes and confirmation of mailing addresses, and is used solely for those purposes. Information is never given or sold to third parties for any purpose, except to Halcyon Underwriters’ affiliated businesses and to third-party service providers acting on Halcyon Underwriters’ behalf.

Unique identifiers (such as social security numbers) are collected from site visitors requesting insurance quotes solely for the processing of an insurance quote. This information is never given or sold to third parties for any purpose, except to Brown & Brown’s affiliated businesses and to third-party service providers acting on Halcyon Underwriters’ behalf.

Demographic and profile data is also collected at our site. This data is also necessary for processing insurance quotes and is used solely for that purpose. This information is never given or sold to third parties for any purpose.

Halcyon Underwriters may disclose your personal information among its affiliated businesses and with third-party service providers acting on Halcyon Underwriters’ behalf. However, Halcyon Underwriters will not sell, rent or lease your personal information. The personal information you provide may be transmitted, used, stored and otherwise processed outside of the country where you submitted that information, including jurisdictions that may not have data privacy laws that provide equivalent protection to such laws in your home country.

Security and protection of Information

Halcyon Underwriters uses encryption and authentication tools to protect your personal information. The information you may provide through our Web site is secured using industry-standard security matters to protect the loss, misuse, or alteration of the information under our control. While there is no such thing as perfect security on the Internet, we will take all reasonable steps to ensure the safety of your personal information. In addition our employees are instructed that such information is to be used only in accordance with the principles of this Privacy Policy and the laws applicable to each specific business. Employees who misuse customer information are subject to disciplinary action.

External Links

This site may contain links to other sites not affiliated with Halcyon Underwriters and/or related subsidiaries or affiliates. Neither Halcyon Underwriters nor any of its subsidiaries or affiliates shall be responsible for the privacy practices or the content of such non-affiliated linked web sites.

Halcyon Underwriters, Inc. is celebrating its 30th Anniversary this year! A 30th Anniversary is traditionally known as the "Pearl Anniversary" and we like to think that we have been able to provide "pearls of wisdom" throughout the years …

A bridge on the main highway running down the Italian Mediterranean coast collapsed in Genoa, with the death toll reported to be 35 people while others were trapped in the rubble. A police video showed the viaduct connecting the A10 …

A newspaper says the total number of traffic fatalities for this year’s Sturgis Motorcycle Rally in South Dakota may be higher than the state’s official count of four. The Rapid City Journal counted at least nine deaths associated with the …

A federal judge has dismissed part of a lawsuit in connection with an industrial fire in West Virginia. The Parkersburg News and Sentinel reports U.S. District Judge Thomas E. Johnson dismissed most of the claims made in a class action …

Tennessee health officials say at least 74 people have contracted hepatitis A in Nashville since last December. Nashville’s Metro Public Health Department said in a statement on Friday that it continues to work with state and local officials to urge …

Louisiana expects to spend $649 million on homeowner rebuilding aid after the 2016 floods, only about half the federal money Congress set aside for the effort. The Advocate reports 44 percent fewer households than anticipated are expected to access money …

Privately held independent insurance agency, MJ Insurance, has relocated its Indianapolis headquarters to 30,000 square feet at 571 Monon Blvd., located in the newly-expanded Midtown District of Carmel, Indiana. MJ Insurance has also unveiled a complete rebrand with a new …

Armonie Brown in Refugio, Texas, pauses for a second when asked about Hurricane Harvey. The Corpus Christi Caller-Times reports Brown saw friends and teammates lose their homes and all their belongings, while the school he went to was heavily damaged …

The Austin (Texas) Association of Insurance Professionals (AAIP) has elected Danny Journeay with Specialty Insurance Managers Inc. as president of the group for 2018/19. AAIP, which celebrates its 75th anniversary in 2018, installed new officers and directors at an installation …

Wholesale insurance broker and underwriting manager Burns & Wilcox has relocated and expanded its Minneapolis, Minnesota office, and appointed Tom O’Donnell as associate managing director. The office, which focuses heavily on specialty Commercial and Personal insurance, will now be located …

Fires May Make It Harder for Homeowners to Get Insurance in California

Tue, 14 Aug 2018 11:10 AM

California homeowners may find themselves facing insurance headaches even if their houses weren’t affected by this year’s blazes. The California Department of Insurance had already warned this year that the increasing number and severity of wildfires were making it harder …

The Federal Emergency Management Agency’s National Flood Insurance Program is telling people in the Flagstaff area affected by a recent fire that they should protect their homes and families from flash flooding caused by summer rains. The agency says that …

To Date, Wildfires Are Burning 3 Times More of California Than in 2017

Tue, 14 Aug 2018 11:04 AM

California’s wildfires are now burning through land at a pace more than three times faster than last year’s blazes. About 4,200 fires have charred 726,000 acres (294,000 hectares) in the state so far this year, according to figures from the …

Alaska’s North Slope was hit Sunday by the most powerful earthquake ever recorded in the region, the state’s seismologist said. At 6:58 a.m. Sunday, the magnitude 6.4 earthquake struck an area 42 miles (67 kilometers) east of Kavik River Camp …

The Beacon Group of Companies, an independent financial services firm, has announced senior-level promotions within its Institutional Retirement Plan Practice. Mark W. Schatzel has been promoted to the role of managing director of retirement plan sales and services. Schatzel will …

Now that interest rates are rising again, it’s time to re-examine whether buying an insurance agency is the smart choice for growth or whether building an agency makes more sense. While lots of factors come into play when agents want …

On Monday morning, six days after Tesla CEO Elon Musk tweeted that he was thinking about taking the company private at $420 a share, with “funding secured” for the transaction, Tesla published a blog post in which Musk clarified his …

A bus hit an overpass at Newark’s Penn Station, peeling back part of its roof and injuring dozens of passengers. Officials say about 50 people were on the bus, which was headed to New Jersey from Washington, when it hit …

Officials fear that an underground coal refuse fire at the site of a soon-to-be-shuttered glass factory in western Pennsylvania may be spreading. Workers say fire was seen shooting up through the ground behind the Pittsburgh Glass Works plant in East …

XL Catlin insurance operations recently added Naveed Khalidi and Michelle Jensen to its team of Mergers and Acquisitions (M&A) insurance underwriters. Khalidi joins XL Catlin from Allied World Assurance Co., where he most recently held the position of senior underwriter …

Virginia Governor Ralph Northam has signed an executive order establishing a task force to come up with a plan to prevent worker misclassification and payroll fraud. The state estimates that the misclassification of employees as independent contractors costs Virginia as …

Canada’s largest province is delaying the launch of private marijuana sales in bricks-and-mortar stores until April 2019, nearly six months after the drug is legalized for recreational use. Ontario’s Progressive Conservative government said Monday it will start cannabis sales with …

The death toll from the earthquake that rocked the Indonesian island of Lombok a week ago has passed 430 and the government is estimating economic losses will exceed several hundred million dollars. The national disaster agency said Monday the Aug. …

Hackers Could Target Fax Machines as Backdoor into an Organization’s Network

Tue, 14 Aug 2018 05:47 AM

What could be less threatening than the old office fax machine? Nothing. That’s precisely why it’s used as a backdoor for hackers to get into an organization’s network. Check Point, a cyber security firm in Israel, said Sunday that their …

Credit ratings agency Moody’s is converting its Stockholm branch into a subsidiary as the sector faces regulatory pressure to have enough staff in the European Union post Brexit. Moody’s, one of the “Big Three” global agencies along with Standard & …

Marsh has launched a new insurance solution to assist small and mid-sized law firms in England and Wales in managing their professional indemnity (PI) risks. Available exclusively to Marsh clients, the solution uses analytics and independent performance data to model …

Chubb Taps Edey from Amtrust as Head of Management Liability, UK & Ireland

Tue, 14 Aug 2018 04:14 AM

Chubb announced the appointment of Janet Edey as head of Management Liability for the UK and Ireland. In this role, Edey will have responsibility for leading and overseeing the development and execution of Chubb’s management liability strategy. Management liability includes …

Although there has been an overall decline in workers’ compensation claims, the frequency of claims for motor vehicle accidents has increased in recent years. According to the National Council on Compensation Insurance (NCCI) in a new report, these accidents can …

How Agent and Carrier Relationships Are Changing in a Customer-Centric World

Tue, 14 Aug 2018 12:00 AM

Auto insurance shoppers are placing a greater importance on having more services provided to them today versus five years ago, underscoring the fact that shoppers are increasingly demanding more product options and more and different ways to connect with their …

EPIC Insurance Brokers and Consultants has added attorney Jeremy Glassford to the firm’s Birmingham-based National Energy Construction practice as a senior client executive, reporting to EPIC Managing Principal Crawford McInnis. Glassford will be involved in all aspects of new business …