If you could sit back and relax, you can generate an annual average of 10% return on X investment.

That's what you'd typically get on average if you invest in an index fund that tracks the S&P 500.

That is:

You sit back and chill-ax.

You drink your lemonade and turn on your inner Alicia Keys.

You wait for your invested funds to grow to 10% at the end of the year.

Now, get this:

What if you spend 365 days working your butt off for a 5% return?

That's what many crazy-hard-working companies are doing: They're working their butts off when they could just be chill-axing by a poolside turning on their inner Alica Keys, and getting their 10% returns at the end of the year.