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For all other current accounts where Unarranged Overdraft fees apply These changes are being made to the Everyday Current Account, Essentials Current Account, Student range of current accounts and current accounts no longer on sale.

We’ll replace it with a lower cap of £50 per monthly statement period which will cover Unarranged Overdraft fees only, including Paid and Unpaid Transaction fees. This means you won’t pay more than £50 per month in Unarranged Overdraft fees.

We’re not making changes to Arranged Overdraft fees for any of our accounts, including the Choice Current Account. The £12 fee-free buffer will also remain for daily overdraft usage fees. If you have an account where Arranged Overdraft fees don’t apply when you use your arranged overdraft (such as a student or graduate account), this won’t change.

Choice Current Account

There are no changes to the Choice Current Account.

What happens next?

Nothing is changing immediately. We’re letting you know in advance so you have time to understand the changes and take any action if you’d like to. To learn more about the changes please go to the page for your current account from the list below and read the Key Facts Document.

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