thanks bro, I was looking for this. So basically there are no real islamic banks out there

I think the problem is when the banks are privatized, they would obviously charge interest, because they want to make money

If there was a proper Islamic government out there, I think the banking system should be controlled by the government rather than privatly. A government in most cases can afford not to charge anything on loans, the operational cost of banks could be covered by perhaps taxing people, or through Zakat tax. This way every thing will stay halal

But unfortunately there are no islamic government/countries out there to do this and unfortunately most of us are probably committing haraam on daily basis by engaging in this Kufr system