I will be financing my education by attending a university that is willing and able to fund it. I previously self-funded an MA by working many hours in crappy jobs, and I dare say I learned a lot from it but I'm never doing that again. I'm going to the US (from the UK) for my PhD, and money was a big motivator. I've got some savings from the job I've worked in the year between MA and PhD that will hopefully pay for the move, but there's no way I would be doing this if I wasn't going to be paid (not paid all that much, but paid) to do it.