9 Best Travel Credit Cards In India 2020

How much have you saved on your last trip? Do you know that you can save huge money on flights, hotels, lounge access, food, etc using a travel credit card? Recently I have shared a list of 10 best credit cards in India. In this article, I will be talking about the top 8 best travel credit cards in India 2020 and how you can enjoy a better trip next time.

As people love to travel overseas these days, a travel credit card is a must. As there are multiple benefits of a travel credit card and you must make sure to protect yourself from many uncertainties. Let's explore the list of the best credit cards in India with travel benefits.

Best Travel Credit Cards in India 2020

Why Should You Have A Travel Credit Card? (Benefits Of Travel Credit Cards)

Travel credit cards are a must to avail of various benefits and make the travel plan 100% perfect. Yes, planning plays a big role in any kind of traveling. In that case, I think carrying a travel-specific credit card will help you to make your plan full proof and also save money in various areas.

In this article let's explore a few of the best credit cards in India which are very much popular among travelers. Not only that if you are planning a trip outside India (abroad), then also you can easily enjoy various benefits.

I just want to point out a few of the key highlights of these credit cards below.

You can get heavy welcome gifts with every travel credit card. And they have mostly rewarded points or hotel vouchers, complimentary flight tickets, etc.

Airport lounge access is quite expensive in case you don't have any credit card. In many cases, we have to spend hours in the Airport due to many reasons. But if you have a good credit card with Airport lounge access then you can happily spend the time with your family at Airport accessing some luxury facilities.

For people who spend heavily, there are other benefits also. E.g. you can get your annual fee waived on spending up to a certain limit.

List of Top 9 Best Travel Credit Cards In India 2020

Travelling has become part of everyone's life. Nowadays everyone is planning multiple trips in a year. You can either explore new places or get relaxed away from your hectic daily life routine. If you are among those frequent travelers, then why you don't have a travel credit card yet?

Let's explore the available best credit cards in India to enjoy various travel benefits like a discount on flight tickets, discounts on hotel rooms, Airport lounge access, etc.

1.JetPrivilege HDFC Bank Diners Club

Jet HDFC Diners Club credit card is one of the top-ranked travel credit cards with lots of benefits. Although the joining fee is quite high and there is no way to get this waive off. But still, this HDFC credit card comes with many benefits like 10,000 Bonus JPMiles on first swipe of 150+ within 30 days of renewal, a Discount voucher of 750 applicable on domestic Jet Airways return tickets on paying to join fees and on card renewals

2.SC Emirates Platinum Mastercard Credit Card

Standard Chartered credit cards are very popular for providing some unique features. Their SC Manhattan Credit Card is one of the best for monthly grocery shopping. SC Emirates Platinum MasterCard credit card also loaded with many features to give you a good discount on a travel plan. This card comes with an air accident insurance up to INR 10 million.

Key highlight: Earn 6 Skyward miles on every INR 150 spent on Emirates transactions and 3 Skyward Miles on every INR 150 spent on all other transactions. Spend more than INR 10,000 in a month and enjoy 2 free accesses to Priority Pass lounges in the next month.

Joining Fee: NIL

Welcome Gifts: 4,000 additional Skywards Miles on enrolment

Renewal Fee (from Second Year): Rs 3,000 (Get 4,000 Skywards miles each year on payment of the annual fee)

3.Air India SBI Signature Credit Card

Although SBI is one of the biggest banks in India, their credit cards are not that much equipped compared to Standard Chartered or Citi Bank credit cards. Anyway, this SBI travel credit card is quite good from a few specific benefits. You will get good joining perks, huge reward benefits on spending, etc. This card has various other charges and you should check out the product page for more details.

4.Citibank PremierMiles Credit Card

Citibank credit cards are very good from a various reward benefit point of view. This Citibank travel credit card comes with some unique features like Air Accident Insurance Cover of up to Rs. 1 Crore. and Lost Card Liability Cover of Rs. 2 Lakh. You will also get 3,000 Miles on Card renewal which will simply waive off the annual fee.

Key highlight: Earn 10 miles for every Rs.100 spent on airline transactions1and at our exclusive website

Joining Fee: NIL

Welcome Gifts: 10,000 Miles with your first spend of Rs.1,000 or more on your Citi PremierMiles Card within 60 days of Card issuance

5.Jet Airways ICICI Bank Rubyx VISA Credit Card

If you are a frequent flyer on Jet Airways, then you can use this ICICI Bank travel credit cards as you will get a flat 5% discount on flight tickets. This card has a very low joining fee as well as annual charges. Besides that, you will also get Buy 1 Get 1' offer on BookMyShow through the week (Up to 2 free tickets per month, valued at up to 250 per ticket).

Key highlight: 5% discount on base fare for every domestic/international revenue bookings made online on the Jet Airways website.

Joining Fee: Rs 2,500 ( 50% Off as per High Flyer Offer from June 1 to August 31, 2018)

6.American Express Platinum Reserve Credit Card

American Express credit cards are good for them who are traveling abroad frequently. American Express has a very good worldwide network. You can easily get this credit card by paying Rs. 5,000 as joining fee. Also get special health and wellness benefits from Max Healthcare, Fortis Healthcare, Texas Medical Concierge

Key highlight: 1 Membership Rewards Point for every Rs. 50 spent on the Card.

Joining Fee: Rs 5,000

Welcome Gifts: 11,000 membership points which partially compensates the first year fee.

7.HDFC Superia Credit Card

HDFC Superia travel credit card has some unique benefits compared to others. E.g. you can get this card completely free in case you follow their spending limits rules. The best thing is that you can get Rs 500 off on fuel charges every billing cycle. Also, you can access to over 600 airport lounges all over the world, using the complimentary Priority Pass Membership.

8.AXIS Bank Miles & More World Credit Card

This is a special Axis bank travel credit card with comparatively fewer features among the list of best travel credit cards in India. The joining fee and renewal fee is Rs 3,500 and there is no way to waive off these charges. But on every renewal, you will earn 3500 rewards which means your annual fee will be waived off.

9.Yatra SBI Card

SBI Yatra Credit card is one of the lowest annual fee credit cards from SBI credit cards. Personally, I used this credit long back. Earlier there was a card called SBI SpiceJet Credit card which they discontinued later on. At that time I got this Yatra SBI credit card. Let's find out the key highlights and charges of this SBI travel credit card.

Key highlight: Get 1,000 off on total fare on Domestic Flights, 4,000 off on International Flights and flat 20% off on Domestic Hotel Bookings.

Conclusion: Which credit card provides the best travel rewards in India?

So, these are the few top travel credit cards in India for getting good benefits while traveling (domestic & international). Make sure you have gone through the terms & conditions of every credit card and their charges in detail to avoid future confusion.

If you are traveling quite frequently, then I am sure you can avail of multiple travel credit cards and cover various benefits and discounts. Mostly we try to save on Hotel booking, Flight tickets and in that regard I think you can compare the top 6 travel credit cards in India on this list I have shared.

JetPrivilege HDFC Bank Diners Club

Standard Chartered Emirates Platinum Mastercard Credit Card

Air India SBI Signature Card

Citibank PremierMiles Credit Card

Jet Airways ICICI Bank Rubyx VISA Credit Card

American Express Platinum Reserve Credit Card

Which travel credit card you are using? Write a comment below and share your experience of using travel credit cards in India and let us know how much you have saved using these cards.

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