Christmas season is coming up, and I need to be extra-careful about my finances. I don't want to wake up on January 2 with plenty of gifts but no rent! It's a little hard to enforce strict limits when my checking/debit account's accessible from every store and street corner, but going analog might just help me--and you--splurge wisely this Christmas.

Syndicate

The D*I*Y Planner product, its name, and its associated designs are owned by Douglas Johnston. Other materials remain the property of their authors and are subject to whatever licenses under which they choose to release them.