Phi Beta Iota: Governments will continue to utilize their relative monopoly of violence, but they have lost their claim to loyalty. They have lost their legitimacy. Laws have been paid for by the 1% and are therefore void of social legitimacy. Information cannot be protected in part because governments refused to be honest about protecting electronic communications — a good example of corruption within NSA undermining the ability of the government to achieve legitimacy. The truth at any cost lowers all other costs. We anticipate a combination of hacktivism that is technical illegal, and non-violent resistance and dropping out — buycotts — that is legal. Taxes and the stock market will crash. The smart money will be virtual and local and not visible to banks or governments. This is where we are headed for so long as governments no longer represent the public interest.