5 financial health tips?

5 tips to increase your financial health:
– write down earnings and expenses either on a computer file or on a notebook
– get paid what you’re worth and spend less than you earn
– save at least 10% of your income and keep a six months’ income as an emergency fund
– plan: set a budget and live by it, set concrete goals to earn and save
– avoid debts and borrow only in order to invest