by Dr. Michael Sklarz* and Dr. Norman Miller** | February 12, 2019 Download a PDF file of this research paper here. Abstract For decades most housing economist have used median home prices and median household incomes along with current mortgage …

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by Dr. Michael Sklarz*, Dr. Norman Miller** and Dr. Anthony Pennington-Cross*** | January 7, 2019 Download a PDF file of this research paper here. Introduction In early December of 2018 we published a discussion on the significant and dominant influence …

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