What do you do when you want to be a high roller gambling at the casino, but you are not? You take out some pay day loans. That is the new trend among the working class in Cleveland. I wouldn’t call myself a gambler, although I have visited a few casinos in other cities. I […]

If you are gay and in a same sex marriage, bankruptcy help might be available to you in the Northern District of Ohio. This is precisely the circumstance facing a recent client. She originally planned to file bankruptcy alone, but had serious concerns about debt problems facing her same-sex spouse which the spouse could no […]

Two friends decided to make extra money selling watermelons outside the steel plant gate where they worked. They bought a truck, went down south and bought the melons for twenty five cents each. They drove back to Ohio and sold them outside the steel mill gate for twenty five cents apiece. After a few months […]

Ohio homestead exemption grew 500% to $125,000 when Governor Kasich singed a job and business bill December 20, 2012. The homestead exemption is an Ohio law that protects the equity in your home from creditors and bill collectors. Lawmakers realized Ohio’s very low exemption was a major factor in entrepreneurs avoiding Ohio for their business […]

A Lorain County foreclosure timeline has been created by Foreclosure Magistrate Michelle Pena. She created this as an article for the Lorain County Bar Association in fall, 2012. It is designed to assist lawyers when asked: “how long can I stay in my home once foreclosure is filed?” This is not an uncommon question. Michelle […]