CCI Surety, Inc is an underwriter for Contract, Commercial and Miscellaneous Surety Bonds.

Lottery Bond

Lottery Bond Up to $250,000

CCI Surety handles Lottery Bonds, even with a low credit score. In fact, in most cases CCI Surety does not require a credit report in order to issue lottery bonds under $250,000. The only thing we need to get started is the application below.

What is a Lottery Bond?

Most states require lottery bonds for businesses that sell lottery tickets or operate lottery machines. This means convenience stores, gas stations, and other businesses selling lottery tickets are likely being required to purchase a surety bond. This particular bond ensures that money collected by the business for lottery sales is appropriately paid to the state. It also ensures that the retail will follow the rules and regulations of the lottery in the state.

Clients Declined for a Lottery Bond

Many markets may decline a lottery bond because of a low credit score or other situations. Since CCI Surety has programs that do not require a credit report, we often have options even if your client has been declined for a lottery bond in the past.
You can call CCI Surety directly, use the ‘connect with an underwriter’ area on this page or “Chat Now” below during business hours. It is also possible to get started with the applications below:

More questions on Lottery Bonds? Contact Us
There are many types of additional commercial bonds that we can handle.

Please Note: We can always get started working on submissions or applications that you have already prepared for other markets. CCI Surety, Inc. specializes in hard to place contract bonds that may have previously been declined by other sureties because of low credit score or other financial situations. We use different kinds of tools which allow us the freedom to think outside the box with our underwriting strategy. We are able to get comfortable with difficult situations using escrow / funds control, SBA Surety Bond Guarantee program and working capital deposits as different options to get the bond approved. CCI also has a very successful Easy Start Program for contracts between $400,000 and $1,000,000 that may be obtained with a two page application plus any financial documents that are available. On commercial bond business we handle both standard and non standard business. Contract Bonds – Multiple Markets – Can Provide A+ rated bonds – $3M in-house authority, up to $15M from home office – Quick Turn around – No Agency Requirements SBA Backed Bonds – 2017 Top SBA Surety Bond Agent – 2012 National SBA Bond Producer of the Year – Potential to approve bonds even with negative working capital – SBA Bond Program now covers bonds up to $6.5M and in some cases $10M Commercial Bonds – Standard and Non-Standard Bonds – Experienced staff specialized in handling Commercial Bond needs – License and Permit, Fidelity, ERISA, Business Services and Court Bonds – Miscellaneous Bonds

NMLS Electronic Surety Bond

Electronic Surety Bonds in General

An electronic surety bond replaces traditional bonds that are printed, signed and usually sealed by the issuing surety. The transition to various surety bond formats has occurred rather slowly and intermittently across different areas. Eventually most if not all surety bonds will be issued electronically.

What is an NMLS Electronic Surety Bond?

Initially, NMLS Electronic Surety Bonds, were associated with only Mortgage Broker Bonds and other mortgage related bonds. Many different entities require bonds including state and local governments and many other various regulatory entities. As more obligees that require bonds began to use the existing NMLS platform to facilitate electronic surety bonds, NMLS started to expand services. In the future more obligees will utilize NMLS Electronic Surety Bonds as their primary bond management tool.

How to access an NMLS Electronic Surety Bond

CCI Surety is already set up to utilize NMLS Electronic Surety Bonds. This means that our agents can provide their clients with bonds when the obligee requires NMLS Electronic Surety Bonds. Each surety and bond market is handling this differently. Some sureties require agents to register for NMLS Electronic Surety bonds while others may handle issuing bonds through the NMLS Electronic Surety Bond system. Working with CCI Surety means you have access through CCI Surety to NMLS Electronic Surety Bonds in all situations.

Clients Declined for NMLS Electronic Surety Bond

NMLS Electronic Surety Bonds come in many forms. Not only does CCI Surety have access to NMLS Electronic Surety Bonds, we handle accounts that have low credit score or other challenges. Obtaining a NMLS Electronic Surety Bond when your client has low credit score can be challenging for contractors and insurance agents that do not have a relationship with a surety that handles low credit score bond situations. CCI Surety handles low credit score bond accounts on a daily basis and our underwriters are trained to look beyond the low credit score to look for opportunities to underwrite the bond. It may take more work but if your client has other strong attributes or experience, then our underwriters will do their best to turn the low credit score bond situation into an opportunity. There are many ways to get started if you are facing a NMLS Electronic Surety Bond need. You can call CCI Surety directly, use the ‘connect with an underwriter’ area on this page or “Chat Now” below during business hours. It is also possible to get started with the applications below:More questions on NMLS Electronic Surety Bonds? Contact Us
There are many types of additional commercial bonds that we can handle.

Please Note: We can always get started working on submissions or applications that you have already prepared for other markets. CCI Surety, Inc. specializes in hard to place contract bonds that may have previously been declined by other sureties because of low credit score or other financial situations. We use different kinds of tools which allow us the freedom to think outside the box with our underwriting strategy. We are able to get comfortable with difficult situations using escrow / funds control, SBA Surety Bond Guarantee program and working capital deposits as different options to get the bond approved. CCI also has a very successful Easy Start Program for contracts between $400,000 and $1,000,000 that may be obtained with a two page application plus any financial documents that are available. On commercial bond business we handle both standard and non standard business. Contract Bonds – Multiple Markets – Can Provide A+ rated bonds – $3M in-house authority, up to $15M from home office – Quick Turn around – No Agency Requirements SBA Backed Bonds – 2017 Top SBA Surety Bond Agent – 2012 National SBA Bond Producer of the Year – Potential to approve bonds even with negative working capital – SBA Bond Program now covers bonds up to $6.5M and in some cases $10M Commercial Bonds – Standard and Non-Standard Bonds – Experienced staff specialized in handling Commercial Bond needs – License and Permit, Fidelity, ERISA, Business Services and Court Bonds – Miscellaneous Bonds

Biggest Quick Bond Program

How to get biggest quick bond program

Quick programs work very well until you reach the upper limit of the bond program. Moving your client from one credit based quick bond program to another and searching biggest quick bond program is one option. Inevitably, even the biggest quick bond program will have a cap. Rather than a constantly moving your account to different sureties in a never ending search for the biggest quick bond program, you can set them up in a dynamic program with CCI Surety. We will start your contractor off in a quick bond program only if necessary. Our underwriters are experienced in growing with contractors that have some challenges. As soon as your contractor is ready for larger projects we can start increase their line, even without CPA Prepared financials.

Declined by biggest quick bond program

You may also work with contractors that get declined by a quick bond program before even getting to the biggest quick bond program. CCI Surety also specializes in working with contractors that have been declined by quick bond programs. CCI Surety’s programs could include contractors with low credit scores, past financial difficulties, or lack of financial sophistication. We have flexibility to find the biggest bond program possible for your contractors, even with challenges.

The CCI Surety Small Contractor Program is designed for contractors that have a low credit score situation that is limiting their bond capacity or causing them to be completely declined for bonds. There is no minimum credit score requirement for this program. Experience and other factors are weighed more heavily. This program is designed for construction projects $400,000 and under. This program also does not require company financials to qualify!

Low credit score Bond situations come in many forms and we see a lot of accounts that have low credit score or other challenges. Obtaining a bond when you have low credit score can be challenging for contractors and insurance agents that do not have a relationship with a surety that handles low credit score bond situations. CCI Surety handles low credit score bond accounts on a daily basis and our underwriters are trained to look beyond the low credit score score to look for opportunities to underwrite the bond. It may take more work but if your client has other strong attributes or experience then our underwriters will do their best to turn the low credit score bond situation into an opportunity. There are many ways to get started if you are facing a low credit score bond need. You can call CCI Surety directly or use the ‘connect with an underwriter’ area on this page or “Chat Now” below during business hours. It is also possible to get started with the applications below:

CCI Surety can also handle large Bid or Performance and Payment Bonds when there is a low credit score situation. The application portion is the same as smaller projects but we need a little more supporting information. On larger projects where there is a low credit score score situation, we may need more company and personal financial information. We have many options, even on larger projects.

Low credit score Bond – Commercial Application

Low credit score Bond situations can also come in smaller forms. These types of low credit score bond situations usually fall into our commercial bond department. There are many types of commercial, probate, court, and miscellaneous bonds. Contact us directly if you are not sure what type of bond you need, or if you have been declined for any type of bond due to a low credit score score.

Don’t see the application you need? Contact Us
There are many types of additional commercial bonds that we can handle.

Please Note: We can always get started working on submissions or applications that you have already prepared for other markets. CCI Surety, Inc. specializes in hard to place contract bonds that may have previously been declined by other sureties because of low credit score or other financial situations. We use different kinds of tools which allow us the freedom to think outside the box with our underwriting strategy. We are able to get comfortable with difficult situations using escrow / funds control, SBA Surety Bond Guarantee program and working capital deposits as different options to get the bond approved. CCI also has a very successful Easy Start Program for contracts between $400,000 and $1,000,000 that may be obtained with a two page application plus any financial documents that are available. On commercial bond business we handle both standard and non standard business. Contract Bonds – Multiple Markets – Can Provide A+ rated bonds – $3M in-house authority, up to $15M from home office – Quick Turn around – No Agency Requirements SBA Backed Bonds – 2017 Top SBA Surety Bond Agent – 2012 National SBA Bond Producer of the Year – Potential to approve bonds even with negative working capital – SBA Bond Program now covers bonds up to $6.5M and in some cases $10M Commercial Bonds – Standard and Non-Standard Bonds – Experienced staff specialized in handling Commercial Bond needs – License and Permit, Fidelity, ERISA, Business Services and Court Bonds – Miscellaneous Bonds

Oklahoma Medical Marijuana Bond – $5,000 Oklahoma

Medical Marijuana Bonds in Other States

CCI Surety also handles Medical Marijuana Bonds in many other states. Other states will have different requirements and sizes than Oklahoma Medical Marijuana Bonds. If you have Medical Marijuana Bonds in other states, please contact us directly for application materials.

Please Note: We can always get started working on any bond declined for low credit score with any application that you have already prepared for other markets. CCI Surety, Inc. specializes in hard to place contract bonds that may have previously been declined by other sureties, including Oklahoma Medical Marijuana Bonds. We use different kinds of tools which allow us the freedom to think outside the box with our underwriting strategy. We are able to get comfortable with difficult situations using escrow / funds control, SBA Surety Bond Guarantee program and working capital deposits as different options to get the bond approved. Our Small Contractor Program team of underwriters focuses on projects under $400,000 using an application-only underwriting process. CCI Surety also has a very successful Easy Start Program for contracts between $400,000 and $3,000,000 that may be obtained with a two page application plus any financial documents that are available. On commercial bond business we handle both standard and non-standard business. Contract Bonds – Multiple Markets – Can Provide A+ rated bonds – $3M in-house authority, up to $15M from home office – Quick Turnaround – No Agency Requirements SBA Backed Bonds – 2012 National SBA Bond Producer of the Year – Potential to approve bonds even with negative working capital – SBA Bond Program now covers bonds up to $6.5M and in some cases $10M Commercial Bonds – Standard and Non-Standard Bonds – Experienced staff specialized in handling Commercial Bond needs – License and Permit, Fidelity, ERISA, Business Services and Court Bonds – Miscellaneous Bonds

California Cannabis Bonds

California Cannabis Bond – $5,000 California

CCI Surety handles $5,000 Cannabis Bonds in California. We need the application and an explanation of what type of bond is required. California Cannabis Bonds can be required for cultivators, manufacturers or other. When submitting an application for the California Cannabis Bond, please indicate which of these is required. Every California Cannabis Bond that is not a cultivator or manufacturer is considered “other.”

California Cannabis Bonds – Adult or Medical

In some cases, two California Cannabis Bonds are required. The additional categories for the California Cannabis Bond are Adult or Medical. The principal may be required to provide both types of bond. We encourage agents to make sure their clients know if they need two California Cannabis Bonds.

Cannabis Bonds in Other States

CCI Surety also handles Cannabis Bonds in many other states. Other states will have different requirements and sizes than California Cannabis Bonds. If you have Cannabis Bonds in other states, please contact us directly for application materials.

Please Note: We can always get started working on any bond declined for low credit score with any application that you have already prepared for other markets. CCI Surety, Inc. specializes in hard to place contract bonds that may have previously been declined by other sureties, including California Cannabis Bonds. We use different kinds of tools which allow us the freedom to think outside the box with our underwriting strategy. We are able to get comfortable with difficult situations using escrow / funds control, SBA Surety Bond Guarantee program and working capital deposits as different options to get the bond approved. Our Small Contractor Program team of underwriters focuses on projects under $400,000 using an application-only underwriting process. CCI Surety also has a very successful Easy Start Program for contracts between $400,000 and $3,000,000 that may be obtained with a two page application plus any financial documents that are available. On commercial bond business we handle both standard and non-standard business. Contract Bonds – Multiple Markets – Can Provide A+ rated bonds – $3M in-house authority, up to $15M from home office – Quick Turnaround – No Agency Requirements SBA Backed Bonds – 2012 National SBA Bond Producer of the Year – Potential to approve bonds even with negative working capital – SBA Bond Program now covers bonds up to $6.5M and in some cases $10M Commercial Bonds – Standard and Non-Standard Bonds – Experienced staff specialized in handling Commercial Bond needs – License and Permit, Fidelity, ERISA, Business Services and Court Bonds – Miscellaneous Bonds

Low Credit Score Bond

CCI Surety has many programs designed to handle low credit score bond situations. Many contractors and other companies that require bonds have difficulties obtaining bonds. In may cases, a low credit score will result in a declination. There are non-standard bond markets that can issue bonds in some cases when a client has a low credit score. CCI Surety focuses entirely on non-standard bonds and low credit score bond situations.

The CCI Surety Small Contractor Program is designed for contractors that have a low credit score situation that is limiting their bond capacity or causing them to be completely declined for bonds. There is no minimum credit score requirement for this program. Experience and other factors are weighed more heavily. This program is designed for construction projects $400,000 and under. This program also does not require company financials to qualify!

Low credit score Bond situations come in many forms and we see a lot of accounts that have low credit score or other challenges. Obtaining a bond when you have low credit score can be challenging for contractors and insurance agents that do not have a relationship with a surety that handles low credit score bond situations. CCI Surety handles low credit score bond accounts on a daily basis and our underwriters are trained to look beyond the low credit score score to look for opportunities to underwrite the bond. It may take more work but if your client has other strong attributes or experience then our underwriters will do their best to turn the low credit score bond situation into an opportunity. There are many ways to get started if you are facing a low credit score bond need. You can call CCI Surety directly or use the ‘connect with an underwriter’ area on this page or “Chat Now” below during business hours. It is also possible to get started with the applications below:

CCI Surety can also handle large Bid or Performance and Payment Bonds when there is a low credit score situation. The application portion is the same as smaller projects but we need a little more supporting information. On larger projects where there is a low credit score score situation, we may need more company and personal financial information. We have many options, even on larger projects.

Low credit score Bond – Commercial Application

Low credit score Bond situations can also come in smaller forms. These types of low credit score bond situations usually fall into our commercial bond department. There are many types of commercial, probate, court, and miscellaneous bonds. Contact us directly if you are not sure what type of bond you need, or if you have been declined for any type of bond due to a low credit score score.

Don’t see the application you need? Contact Us
There are many types of additional commercial bonds that we can handle.

Please Note: We can always get started working on submissions or applications that you have already prepared for other markets. CCI Surety, Inc. specializes in hard to place contract bonds that may have previously been declined by other sureties because of low credit score or other financial situations. We use different kinds of tools which allow us the freedom to think outside the box with our underwriting strategy. We are able to get comfortable with difficult situations using escrow / funds control, SBA Surety Bond Guarantee program and working capital deposits as different options to get the bond approved. CCI also has a very successful Easy Start Program for contracts between $400,000 and $1,000,000 that may be obtained with a two page application plus any financial documents that are available. On commercial bond business we handle both standard and non standard business. Contract Bonds – Multiple Markets – Can Provide A+ rated bonds – $3M in-house authority, up to $15M from home office – Quick Turn around – No Agency Requirements SBA Backed Bonds – 2017 Top SBA Surety Bond Agent – 2012 National SBA Bond Producer of the Year – Potential to approve bonds even with negative working capital – SBA Bond Program now covers bonds up to $6.5M and in some cases $10M Commercial Bonds – Standard and Non-Standard Bonds – Experienced staff specialized in handling Commercial Bond needs – License and Permit, Fidelity, ERISA, Business Services and Court Bonds – Miscellaneous Bonds

Express Scripts Bond – Application Information

There are many requirements in the bonding process. Express Scripts is requiring a Bond in the amount of $500,000. In addition, the Express Scripts Bond must be obtained through a bonding entity with an A.M. Best rating of A-VII or better. The Express Scripts Bond must be submitted before the Provider Agreement is offered. The Express Scripts Bond must also be maintained for a minimum period of 2 years.

CCI Surety has markets that meet the requirements for Express Scripts Bonds.

Express Scripts Bond Checklist

Typically, CCI Surety handles bonds for individuals and entities that are declined by standard markets because of low credit score, financial weakness, or other difficulties. Express Scripts Bonds are currently difficult to place and most candidates will need to have fairly strong credit scores and/or financial strength in order to obtain bonds. CCI Surety continues to develop the most competitive bond markets for all types of surety bonds, including Express Scripts Bonds, and we will do our best to find a bonding home for your client.

Our Commercial Team Handling Express Scripts Bonds

Michelle Anderson

Allison Lemke

Michelle and Allison both handle Express Scripts Bonds in our home office. You can call 866-317-3294 to speak directly with our Commercial Bond Department that will work with you through the process.

If you have any questions about Express Scripts Bonds or need more information about our Bond Application, don’t hesitate to contact us – Jim Dillenburg [email protected] 866-317-3294

Please Note: We can get started working on Express Scripts Bonds or any other bond declined for low credit score with any application that you have already prepared for other markets. CCI Surety, Inc. specializes in hard to place contract bonds that may have previously been declined by other sureties. We use different kinds of tools which allow us the freedom to think outside the box with our underwriting strategy. We are able to get comfortable with difficult situations using escrow / funds control, SBA Surety Bond Guarantee program and working capital deposits as different options to get the bond approved. CCI also has a very successful Easy Start Program for contracts between $250,000 and $1,000,000 that may be obtained with a two page application plus any financial documents that are available. On commercial bond business we handle both standard and non standard business. Contract Bonds – Multiple Markets – Can Provide A+ rated bonds – $3M in-house authority, up to $15M from home office – Quick Turn around – No Agency Requirements SBA Backed Bonds – 2012 National SBA Bond Producer of the Year – Potential to approve bonds even with negative working capital – SBA Bond Program now covers bonds up to $6.5M and in some cases $10M Commercial Bonds – Standard and Non-Standard Bonds – Experienced staff specialized in handling Commercial Bond needs – License and Permit, Fidelity, ERISA, Business Services and Court Bonds – Miscellaneous Bonds

Release of Lien Bond

In most situations, Release of Lien Bonds are written with 100% Collateral as a condition.

CCI Surety has options without 100% collateral requirements with clients with a range of credit scores and financial strength. The strongest accounts with high credit scores and strong financial information may have Release of Lien Bonds approved with very little or even no collateral.

If you believe your client would be interested in a Release of Lien Bond with less collateral and you have an application and financial information, we may be able to help.

Our underwriters look at many factors and are able to consider other attributes for Release of Lien Bonds like positive lien resolution plans, or other financial strengths.

In addition to Release of Lien Bonds, our commercial surety bond department handles a wide variety of bonds. CCI Surety also handles a full range of Bid, Performance and Payment, reclamation and other contract bonds.

WE MAY BE ABLE TO QUOTE COMPANIES DECLINED FOR LOW CREDIT SCORE OR OTHER FINANCIAL ISSUES.

If you have any questions about a Release of Lien Bond or other surety bonds declined for low credit score or need more information about our Bond Application, don’t hesitate to contact us.

Please Note: We can always get started working on any bond declined for low credit score with any application that you have already prepared for other markets. CCI Surety, Inc. specializes in hard to place contract bonds that may have previously been declined by other sureties, including Release of Lien Bonds. We use different kinds of tools which allow us the freedom to think outside the box with our underwriting strategy. We are able to get comfortable with difficult situations using escrow / funds control, SBA Surety Bond Guarantee program and working capital deposits as different options to get the bond approved. Our Small Contractor Program team of underwriters focuses on projects under $400,000 using an application-only underwriting process. CCI Surety also has a very successful Easy Start Program for contracts between $400,000 and $3,000,000 that may be obtained with a two page application plus any financial documents that are available. On commercial bond business we handle both standard and non-standard business. Contract Bonds – Multiple Markets – Can Provide A+ rated bonds – $3M in-house authority, up to $15M from home office – Quick Turnaround – No Agency Requirements SBA Backed Bonds – 2012 National SBA Bond Producer of the Year – Potential to approve bonds even with negative working capital – SBA Bond Program now covers bonds up to $6.5M and in some cases $10M Commercial Bonds – Standard and Non-Standard Bonds – Experienced staff specialized in handling Commercial Bond needs – License and Permit, Fidelity, ERISA, Business Services and Court Bonds – Miscellaneous Bonds

Larger Bonds

Contractors can be pre-qualified for larger bonds

CCI Surety focuses on helping contractors obtain larger bonds. Sometimes a contractor may be able to qualify for bonds through quick programs that limit the size of project that can be bonded. With standard markets, larger bonds often require CPA prepared financial statements in order to qualify. CCI Surety makes every effort to extend surety credit for larger bonds without requiring CPA financials.

Getting Started on Larger Bonds over $400,000
CCI Surety can start to pre-qualify contractors for larger bonds from applications and submissions that have already been filled out for other markets. If no applications have been previously filled out, you can start with the CCI Surety Application for larger bonds.No Minimum Credit Score for Larger Bonds
Credit score is also a factor when applying for larger bonds. CCI Surety is a non-standard bond market. Although we do review credit for problems, there is not a specific minimum credit score that is required in order to qualify for most types of bonds. Contractors may still qualify for larger bonds, even if they have been declined because of a low credit score.

In addition to Bid, Performance and Pyament, and many other types of Contract Bonds, our commercial surety bond department handles a wide variety of other types of bonds.

WE MAY BE ABLE TO QUOTE COMPANIES DECLINED FOR LOW CREDIT SCORE OR OTHER FINANCIAL ISSUES.

If you have any questions about surety bonds declined for low credit score or need more information about our Bond Application, don’t hesitate to contact us.

Bond Declined for Low Credit Score

In some situations, bonds can be quickly obtained based on credit score. Unfortunately, these programs are often limited to analyzing only credit score and that could result in a bond declined for low credit score. It these situations it is not time to give up. CCI Surety can often help write bonds for accounts, even when an account has a bond declined for low credit score.

Our underwriters look at many factors and are able to consider other attributes like positive work history, other financial strengths. CCI Surety also uses tools like the SBA Bond Guarantee program and funds control to help mitigate the risk associated with a low credit score. If you have an account that is is having difficulty being placed, contact CCI Surety for help today.

WE MAY BE ABLE TO QUOTE COMPANIES DECLINED FOR LOW CREDIT SCORE OR OTHER FINANCIAL ISSUES.

If you have any questions about a bond declined for low credit score or need more information about our Bond Application, don’t hesitate to contact us – Jim Dillenburg [email protected] 866-317-3294

Please Note: We can always get started working on any bond declined for low credit score with any application that you have already prepared for other markets. CCI Surety, Inc. specializes in hard to place contract bonds that may have previously been declined by other sureties. We use different kinds of tools which allow us the freedom to think outside the box with our underwriting strategy. We are able to get comfortable with difficult situations using escrow / funds control, SBA Surety Bond Guarantee program and working capital deposits as different options to get the bond approved. CCI also has a very successful Easy Start Program for contracts between $250,000 and $1,000,000 that may be obtained with a two page application plus any financial documents that are available. On commercial bond business we handle both standard and non standard business. Contract Bonds – Multiple Markets – Can Provide A+ rated bonds – $3M in-house authority, up to $15M from home office – Quick Turn around – No Agency Requirements SBA Backed Bonds – 2012 National SBA Bond Producer of the Year – Potential to approve bonds even with negative working capital – SBA Bond Program now covers bonds up to $6.5M and in some cases $10M Commercial Bonds – Standard and Non-Standard Bonds – Experienced staff specialized in handling Commercial Bond needs – License and Permit, Fidelity, ERISA, Business Services and Court Bonds – Miscellaneous Bonds