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What is Trusted Choice®
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Trusted
Choice® agencies are insurance and financial services firms
whose access to multiple companies and commitment to quality service
enable us to offer our clients competitive pricing, a broad choice
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SIAA Member Agency Located:

1636 US HWY 50 W, Pueblo, Co 81008

Phone: 719 542 0948 email:

info@PuebloInsurance.net

Pueblo Classic or Antique Car Coverage

If you are looking for classic or antique car
insurance in Pueblo, you should already know that
coverage on an antique vehicle is different from that of a
regular car or truck. Because it is so different, it’s often
hard to find an insurance company that will provide
appropriate coverage for your classic car. At Pueblo
Insurance, we can generally place your classic car with
Safeco Insurance, Hagerty Insurance or American Modern.
However, there are steps that you can take to help us find
the right insurance policy for you.

Finding Classic Car Insurance

Before requesting a classic car insurance quote, you
should look up and know about your antique car or truck’s
value. Hiring a professional appraiser will help
justify the value placed on the car. Don’t forget
to present the appraiser with any restoration receipts you
have received for labor and parts. Once you have your
classic car appraised and know its worth, give Pueblo
Insurance a call or send an email requesting a classic car
insurance quote from the several insurance companies we
represent in Pueblo.

Other Things to Consider

A classic car is unlike any other vehicle on the road. As
a classic car ages it becomes more valuable. While other
vehicles depreciate in value, the value of an antique or
classic car continues to rise. That’s why it is important to
find a car insurance policy that protects the full value of
your car. If you receive quotes from other agencies, check
to make sure the policy offers to cover the “agreed value”
of the car. When a car is totaled or stolen, a standard car
insurance policy entitles the owner to the car’s actual cash
value (including depreciation) at the time of losing the
vehicle. Because classic cars increase their value with age,
it is important to have insurance coverage that will pay the
increased value. Ask for a policy that provides automatic
appreciation in value or if you don’t have an automatic
appreciation policy, make sure the car’s value is appraised
each year.

Some Restrictions Apply

Our agents will need to inspect the vehicle inside and
out. Take photos from all sides, inside and out including
photos of the trunk, engine compartment, operational
equipment and see that the vehicle operates as intended and
inspect the storage where the vehicle is kept.

Almost all insurance companies will require that you meet
certain stipulations before they allow you to sign for and
receive an insurance policy with them through our agency.
There are various restrictions that insurance can apply when
insuring a classic car. Some of these restrictions generally
include:

That the driver has a clean driving
record and at least ten years driving experience.

There must not be any teen drivers
or drivers with poor driving records on the policy.

It is recommended that the driver be
over the age of 25.

The driver must provide proof that
they have a secure, weather proof garage and another
vehicle for daily transportation.