Life insurance plans: Method of benefit payment Data Table

Table 18. Life insurance plans: Method of benefit payment, State and local governmentworkers, National Compensation Survey, March 2009

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Basic life insurance method of payment

Fixedmultiple ofearnings

Variablemultiple ofearnings

Flat dollaramount

Variabledollaramount

Other

All workers

38

2

52

6

2

Worker characteristics

Management, professional, and related

37

2

55

5

2

Professional and related

36

2

56

5

1

Teachers

32

1

60

5

1

Primary, secondary, and special education school teachers

30

1

63

5

1

Registered nurses

53

–

42

–

–

Service

39

2

50

6

2

Protective service

38

3

49

7

3

Sales and office

40

2

50

7

2

Office and administrative support

40

2

50

6

2

Natural resources, construction, and maintenance

42

2

49

6

–

Production, transportation, and material moving

35

2

50

–

–

Full time

38

2

52

6

2

Part time

33

2

61

3

2

Union

32

1

58

8

1

Nonunion

45

2

47

4

3

Wage percentiles:1

Lowest 10 percent

46

–

51

2

1

Lowest 25 percent

40

1

53

5

2

Second 25 percent

41

2

48

6

3

Third 25 percent

41

2

47

8

2

Highest 25 percent

33

2

59

5

1

Highest 10 percent

35

2

58

4

1

Establishment characteristics

Service-providing industries

38

2

53

6

2

Education and health services

37

1

56

5

1

Educational services

34

1

58

5

1

Elementary and secondary schools

30

1

63

5

1

Junior colleges, colleges, and universities

49

3

39

6

3

Health care and social assistance

54

–

42

3

–

Hospitals

55

–

42

–

–

Public administration

39

3

49

7

2

1 to 99 workers

36

1

56

3

4

1 to 49 workers

33

–

54

6

7

50 to 99 workers

40

–

58

–

–

100 workers or more

38

2

52

6

2

100 to 499 workers

41

1

55

2

–

500 workers or more

37

2

51

7

2

State government

47

2

42

5

4

Local government

35

2

56

6

1

Geographic areas

New England

20

–

68

–

–

Middle Atlantic

37

1

48

13

–

East North Central

44

–

51

4

–

West North Central

44

–

48

7

–

South Atlantic

59

2

25

7

7

East South Central

55

–

–

–

–

West South Central

23

–

74

–

–

Mountain

33

–

62

–

–

Pacific

14

3

79

3

–

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both aboveand below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey:Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did notmeet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee BenefitTerms" at www.bls.gov/ncs/ebs/glossary20082009.htm.