Tag: Tow Truck Insurance in Mentor Ohio

Mentor Ohio Tow Truck Insurance – Great Rates!

Looking for the best rates on Tow Truck Insurance in Mentor Ohio and the nearby areas? Then you’ve come to the right place.

We are Pathway Insurance, a leading independent insurance agency in Ohio. As an independent agency we have the tools necessary to help our customers find appropriate and affordable coverage on Tow Truck Insurance in Ohio.

You can call us today at 1-800-998-0662 to speak with one of our friendly and experienced agents.

Mentor Ohio Tow Truck Insurance – Exclusions of Coverage.

This week we will continue the theme of exclusions of coverage. To jog your memory in case you forgot what that means, exclusions of coverage are specific situations pointed out in the language of an insurance policy for which coverage would not be approved by the insurance company.

At Pathway Insurance, the advice we give our policyholders when it comes to exclusions of coverage is to read your policy very carefully!

If you want to know what is and, more importantly, is not covered on your Ohio Tow Truck Insurance policy so that you aren’t hit with a surprise in the future, then reading the policy truly is the best way to achieve that.

With that in mind let’s continue our claims scenario to illustrate the importance of knowing your policy’s exclusions of coverage.

Tow Truck Insurance Mentor Ohio – Coverage Scenario Continued.

When last we left off, Jeff had filed a lawsuit Pro Se (meaning he will be representing himself instead of hiring a lawyer) against his employer, Walter’s Repair and Tow.

Shortly after filing the suit, however, Jeff received a phone call from the attorneys representing Walter’s insurance company informing Jeff that he simply has no grounds for a case. If he doesn’t drop the lawsuit, they will petition the judge for a Declaratory Judgment.

Jeff rudely tells the lawyer to hold for a minute while he looks something up.

He ambles over to his computer and hurriedly looks up the definition of a declaratory judgment on Wikipedia:

“…a form of legally binding preventive adjudicationby which a party involved in a… legal matter can ask a court to conclusively rule on… the rights, duties, or obligations of one or more parties in a civildispute” -Wikipedia

Jeff is no legal rocket scientist but he thinks he can still bluff his way into a large settlement and he gets back on the line and tells the lawyer this:

“I and my wife got injured and we are due for some compensation!”

The lawyer, quickly detecting Jeff is not the sharpest tool in the box, mentions that he might be eligible for workers compensation under his employer’s policy.

Jeff only gets angrier as he is looking for the BIG payout.

“That ain’t good enough you hear!” Jeff screams into the phone.

The lawyer decides the best course of action is to email Jeff the policy language in the insurance policy.

“Let me do this Jeff. I’ll email you a copy of Walter’s tow policy and highlight what it states and then how about we speak again by phone in a few days?”

Jeff reluctantly agrees.

We will conclude our article next week by examining the legal language of the commercial auto insurance policy.