Navy Federal Branches, Hours & Free ATMs

For ATMs that accept deposits: All check and cash deposits are subject to a 5-business-day hold beginning on the date the check is posted. Checks deposited before 10:00 am Eastern Time will post the same business day. Checks deposited after 10:00 am will post the following business day.

The addresses given for branches are physical locations and may not reflect an accurate local mailing address. Please do not use these addresses to correspond with Navy Federal. Find appropriate mailing addresses here.

Note: Access to many U.S. military installations has been restricted. Members who are not assigned to or do not work on these installations may not be able to visit an on-site branch or use an on-site ATM. Before visiting, please contact Navy Federal at 1-888-842-6328 to make sure you will be allowed on the installation.

Branches will be closed for federal holidays, including New Year's Day, M.L. King Jr.'s Birthday, President's Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day and Christmas Day. In some locations, local holidays may also be observed. Check with your local branch for details.

+Rates are based on an evaluation of credit history, so your rate may differ.

++Rates are variable and based on an evaluation of credit history, so your rate may differ.

USA PATRIOT Act Information

To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including joint owners.

What This Means For You

When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you.