Engineering
the Future of
Payments.

THE POWER OF CENPOS.

In an age when commerce moves at the ever-increasing pace of technology, most payment solutions fail to live up to the challenge. They lag woefully behind in terms of innovation, regulatory compliance, integration, automation, and, perhaps most importantly, determination. CenPOS is the exception.

We have created the industry’s most comprehensive and efficient payment solution—years beyond the competition. Yet we never cease to improve it with stunning new capabilities.

A CenPOS solution virtually eliminates fraud and human error. Compliance becomes an automatic no-brainer. Chargebacks fade into the past. We transform all payment channels into a single cloud-based solution that delivers secure, cost-effective, increased bottom-line performance while protecting our clients on every single transaction.

Enterprise Solutions

BuyerQuest

CDK ePayments

CenPOS Txt.

INFOR

IntegraSoft

Microsoft AX

BuyerQuest

BuyerQuest works with CenPOS Enterprise to deliver a completely seamless and secure payment solution that mitigates fraud and increases profit. The CenPOS-BuyerQuest integration works with any bank, vendor, or partner—so you have zero disruption of banking relationships you worked to build.
Payment is secure because sensitive data is never stored within your systems. CenPOS tokenizes customer data, converting customer payment information into a secure token stored in the BuyerQuest Marketplace. And real-time Consumer Authentication, AVS- and CVV-verification give you full control of risk…

CenPOS Txt.

Texting can be a secure communication channel to delight your customers, obtain faster work approvals, swap photos, and ensure follow up. Designed specifically for car dealerships and their staff, this cloud-based texting solution works with mobile, tablet, or desktop access. Best of all, CenPOS txt. is certified and TCPA-compliant, connecting seamlessly to DMS systems, which ensures that dealers get written consent prior to texting a client. Conduct business easily and securely—at your fingertips.
Benefits:
Increase your CSI by sending appointment reminders to customers and engaging…

INFOR

Modern wholesale distributors need to operate with speed and efficiency. With Infor Distribution, CenPOS Enterprise provides unparalleled control over orders and payments, helping distributors operate more profitably than ever before. The worldwide partnership between CenPOS and Infor lets wholesale customers manage everything from order entry to inventory management—in an innovative and intuitive cloud-based solution designed specifically for the distribution industry. Plus Infor Distribution is secure. Operate more profitably by saving time with Infor Distribution's features:

Microsoft AX

Growing competition, increasing supply chain complexity, and more demanding customers: the pressures on distributors have never been greater. Distribution is crucial to your day-to-day business and you need to find ways to control costs, while delivering value to your customers.
CenPOS Enterprise for Microsoft Dynamics AX delivers a comprehensive payment processing solution that reduces the overall cost of acceptance by managing interchange costs and driving operational efficiencies across channels. Whether your customer buys from the web, a call center, a mobile device, or inside your store…

Data Security

Credit Card Tokenization

Encrypted Virtual Keypads

Express Checkout

Validated P2P Encryption

Credit Card Tokenization

CenPOS SAFE credit card tokenization replaces sensitive cardholder data with a surrogate alpha-numeric. This is stored safely within the merchant’s system to facilitate a positive consumer experience for returns, voids, future authorizations, recurring billing, and other interactions. With CenPos, these can all be electronically processed without requesting the cardholder’s information.
By replacing stored card information with CenPOS SAFE Tokens, databases, log files, and other merchant systems are removed from PCI-Scope further reducing data security audit requirements.

Express Checkout

Sometimes businesses have no choice but to hand key transactions, whether due to card reader failures, phone orders, or other circumstances. This creates a serious payment processing vulnerability. CenPOS Express Checkout pushes your final invoice to a consumer’s mobile phone and/or email, allowing them to quickly complete the transaction on their device. This eliminates the risk of human error associated with staff hand keying transactions. Additionally, these transactions are processed in real-time and the order completion information is updated on to your system.
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Payment Transactions

Cashiering/EMV

Dashboard

E-Commerce

EBPP

Enhanced Data Processing

Interchange and Transaction Management

Mobile Payments

PayPal

Recurring Billing

Virtual Terminals

Cashiering/EMV

CenPOS cashiering combines the speed and convenience of a consumer-activated device with the flexibility to accept Visa, MasterCard, American Express, and Discover cards, cash, checks, ACH, and other forms of payment, with robust validated data security solutions. By managing signature capture and electronic document archival, as well as PIN-debit conversion, the integrated CenPOS interchange management system reduces your overall risk—so your bottom line benefits.
Chip-card adoption in the United States started with card issuers exchanging top-of-wallet traditional mag-stripe cards with…

Dashboard

The CenPOS Dashboard reduces the cost associated with legacy reporting systems, which provide limited to no information. Users can create customized reports to help with daily back-office and bank reconciliations as well as internal and external audits.
Key benefits for your business include:
Reduced cost of traditional reporting
Increased operational efficiency
Financial reporting transparency
Streamlined end-of-day reconciliation
Data mining and analytics
Business intelligence
Our Dashboard enables the user to home in on key performance indicators—such as financial transactions,…

E-Commerce

E-commerce is growing 23% year-over-year, with 51% of Americans preferring to shop online. The CenPOS E-commerce solution allows you to accept payments online easily and securely while scaling to your business needs. Your customers can register multiple payment options for future use throughout the CenPOS Network.
As more and more businesses seek to compete in the online world, leading players use systems like CenPOS to micro-manage payment information to reduce the cost of acceptance and shift risk to the card issuing bank. These important aspects are essential in today’s hypercompetitive…

EBPP

The CenPOS Express Checkout platform eliminates the cost associated with conventional paper-based billing and streamlines the collections process for billers and consumers alike. With electronic bill presentment and payment (EBPP), you get a faster, more convenient way to bill and receive money. Additionally, more than half of consumers are interested in doing away with paperless billing altogether.
Because transactions happen in real time, record keeping and reconciliation processes are more efficient and issues associated with double billing and later charges are eliminated to improve the…

Enhanced Data Processing

According to Visa, Purchasing Cards account for more than $22 trillion, with growth of 4.8% annually. Used by government, businesses, and higher education to control accounts payable spending, these cards represent an area of key importance for your customers. However, legacy payment systems do not support the proper workflow to accurately process these cards, leaving the business vulnerable to higher costs and fewer authorizations. Handling purchasing cards improperly can increase the cost of a particular transaction by as much as 59%. Your organization is presented with an opportunity to…

Interchange and Transaction Management

Merchant credit card statements are quite complex, as the billing of transactions is governed by more than 700 interchange categories and thousands of rules. Failure to send the correct data, properly format transactions, and follow an ever-changing set of rules results in higher expenses, referred to as downgrades. Because Interchange cannot be negotiated, most business leaders think that the expense cannot be managed. This is typically true, unless they add intelligence to the process. No amount of cashier training can improve the management of electronic transaction information. It…

Mobile Payments

Gartner forecasts mobile sales of $721 billion with 450 million mobile users in 2017. Mobile represents an important Consumer engagement buying process that should not be overlooked to improve sales and customer retention. CenPOS mobile payments allow you to enable your consumer’s devices and take advantage of important trends.
Additionally, CenPOS Mobile credit card processing provides an Apple-like experience where associates engage the customer wherever they may be and can easily conduct sales while accepting any payment method. Supporting iOS, Android, and Windows, the flexible system…

PayPal

Customers who shy away from providing credit card information directly to merchants may prefer to use PayPal. PayPal benefits the merchant as well: it is a fast, easy, secure way to get paid. Accept PayPal payments online and give your customers access to financing through PayPal Credit (subject to credit approval). Offering PayPal and PayPal Credit can boost sales and help secure larger orders by tapping into the millions of consumers who use the trusted devices.
Give buyers another way to pay you by adding PayPal—with quick and easy setup.
Express Checkout
Add PayPal as an additional…

Recurring Billing

Designed for needs of businesses that invoice customers on a regular basis, CenPOS Recurring Billing Systems delivers a comprehensive solution of flexible billing and payment acceptance options. Statistics show that by the year 2020, more than 80% of software vendors will change their business model from traditional license and maintenance to subscription.
Enjoy an enterprise system that automatically manages declined transactions and cascades payments to other forms of payment to improve collection rates. Whether amounts are consistent or variable, installment or recurring, payments are…

CenPOS CEO to speak at the 2017 Payments Summit Conference

CEO of CenPOS, Chris Justice, will be a featured speaker at the 10th Annual Payments Summit Conference, the Smart Card Alliance’s largest and most attended event, where he will discuss the topic of “Delivering Convenience within the Consumer Shopping Experience.” The Payments Summit covers all things payments, including FinTech, EMV chip technology, mobile wallets, NFC, contactless, open transit…

Bluebird Auto Rental Systems Enters Business Partnership with CenPOS

Bluebird Auto Rental Systems announced that they have entered into a
business partnership agreement with CenPOS, a Miami-based firm specializing in credit
card platform solutions.
Founded by Jorge Fernandez in 2008, CenPOS is a “super gateway”, allowing Bluebird’s
customers around the world to use any one of the various processors available in their
region. It is EMV Certified and uses Bluebird’…

The Truth Behind EMV Chip Cards and Your Dealership

Digital Dealer explores “The Truth Behind EMV Chip Cards and Your Dealership” in its May 2016 article written by CenPOS CEO, Chris Justice.
It’s been widely publicized that merchants are not ready to accept chip cards but little news has been shared about the consequences. The article discusses why EMV is important, why you should care, and what to do about it.

CenPOS Certifies with Chase Paymentech

CenPOS announced today that it has certified with Chase Paymentech to provide payment processing services. CenPOS also stated that they have scheduled the next stage of development to certify for Level III Data processing under Chase Paymentech.
CenPOS is already certified with other major processors, including but not limited to First Data, Vantiv, TSYS, and Valitor. “This certification is part…