Applicant’s age should be over 21 and not exceeding 64 by the end of the loan period

For employees:

- Applicant should have completed the probationary period with the employer- Minimum 2 cumulative years of employment, of which one year with the same employer

For self-employed:

- Minimum 2 years in the same business- Guarantee(s) may be required

The monthly installment should not exceed one third of the applicant’s (or family's) income

Documents required:

- Copy of ID- Residence certificate- Proof of income:

For employees: Authenticated salary certificateFor company or establishment owners: Trade circular, commercial register, and financial statements and banks statement of account for the last 2 yearsFor self-employed: Revenue declaration, profession syndicate card (Doctor, engineer, etc.), and financial statements and banks statement of account for the last 2 years.

1 The interest is fixed, flat, and calculated based on the amount of money borrowed at the beginning of the loan.2 The Annual Percentage Rate, known as APR, represents the actual yearly cost over the term of a loan.

The list of retailers who have opted for Credit Libanais Consumer Loan is growing given its potential to increase business and profit margins.

Conditions apply as at 01/01/2018 and are subject to variation.The final conditions will be included in the loan agreement where applicable.Approval of loans is subject to Credit Libanais Bank conditions.The Bank reserves the right, at its sole discretion, to amend the above Terms and Conditions at any time, without prior notice.