The Best Credit Card Offers, Deals and Bonuses

To help you decide on the best credit card deal for your needs, check out details on the top offers.

Discover it Cash Back

Best for: Those who will stay on top of activating their cash-back categories

The Discover it card offers 5 percent cash back on purchases made within rotating categories of merchants that change each quarter. You have to activate your cash back each quarter, and the reward is capped at $1,500 in purchases per quarter. Plus, Discover matches all the cash back you earn in your first year.

Barclaycard Arrival Plus World Elite Mastercard

Best for: Frequent travelers who will use the card often to rack up the miles

The Barclaycard Arrival Plus World Elite Mastercard is a travel card that offers two miles per dollar spent on everything. You can get a 0% intro APR for the first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening.

Capital One VentureOne

Best for: Travelers who don’t want to pay an annual fee

With the Capital One VentureOne rewards card, you will earn 1.25 miles for every dollar you spend on this card, with no categories and no limits, and 10 miles per dollar on purchases made at hotels.com/venture. You redeem the rewards as a statement credit toward travel purchases, so you don’t have to worry about blackout dates or limited seats. There’s no annual fee and a 0% APR for 12 months.

Barclays Carnival World Mastercard

Best for: Those who cruise on Carnival

Frequent cruisers seeking the best credit card bonus will want to look at the Barclays Carnival World Mastercard. You earn FunPoints on every purchase — two for every dollar spent on World’s Leading Cruise Lines purchases and one for every dollar spent on everything else. You also get 10,000 bonus FunPoints after your first purchase. FunPoints can be redeemed for a statement credit toward Carnival cruise purchases.

Capital One Venture

Best for: Those who charge enough for the points to outweigh the annual fee

Consumers looking for a card that rewards good credit should consider the Capital One Venture rewards card. It offers two miles for every dollar spent on anything, with no limits, which is a higher level of rewards than the VentureOne card. The card does come with an annual fee of $95 after the first year, though, so consider your spending and travel habits before you choose which card is best for you.

Blue Cash Preferred Card From American Express

Best for: Those who use the card for everyday purchases

The Blue Cash Preferred Card from American Express offers 6 percent cash back on purchases made at U.S. grocery stores, which is the highest percentage of cash back offered by any card in this roundup. The reward is capped at $6,000 in purchases — after that, the cash back reverts to 1 percent. You also earn 3 percent cash back on purchases at U.S. gas stations, and 1 percent cash back on everything else. Cash-back rewards are redeemed as a statement credit.

Barclays NFL Extra Points Credit Card

Best for: Football fans

Football fans will want to look at the Barclays NFL Extra Points Credit Card, which gives you double points on NFL and team purchases. You can get special financing on ticket purchases and 20 percent off purchases at NFLShop.com.

Chase Disney Premier Visa Card

Best for: Disney fans

If you buy a lot of Disney and “Star Wars” merchandise, this card can pay you some dividends. You get 2 percent in Disney Rewards Dollars on everything you buy at gas stations, grocery stores, restaurants and most Disney locations, and 1 percent on everything else. You can earn a $200 statement credit by spending just $500 in purchases in the first three months. Redeem your rewards dollars at Disney parks, stores, dining and more. Rewards dollars can also be redeemed as a statement credit toward airline travel.

Chase Sapphire Preferred Card

Best for: Those who want to consolidate their travel points

Chase Sapphire Preferred gives you 50,000 points after you charge $4,000 worth of purchases in the first 90 days. There’s no annual fee for the first year, and it’s only $95 after that. This card pays double points on dining and travel and one point on all other purchases. You also get 25 percent more value for redeeming points for travel through Chase Ultimate Rewards, as well as point-for-point transfers from other frequent travel programs.

The Best Credit Card Offers at a Glance

Companies often use a sweet credit card promotion to entice you to get one of their cards, so take this into account when you compare cards. The following chart shows the best credit cards in each category along with the promotions you get as a new cardholder:

GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by the companies included in the article. All fees and rates are subject to change at the issuers’ discretion, and some bonus offers might no longer be available on the issuers’ websites, depending on how you access the web page.

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all financial or credit offers available.