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PFG currently in the market to buy quality loan books .If you can supply 24mth trail reports ,contact Justin Brown on 08 94215602.

Welcome to PFG Mortgage Managers

We’re not a broker but a mortgage manager which means we access wholesale funding and then pass the savings on to our clients. Our lenders (such as Perpetual Trustees Company Ltd) rank in the top 100 Australian companies on the Stock Exchange.

We offer mortgages to customers who may fit or fall outside of the criteria of traditional lenders. Our loans are designed to be more flexible than traditional lenders, and we don't discriminate against customers who are semi or fully retired. We evaluate each application on its own merits, which allows us to say "Yes!" to the majority of our customers' requests for funding. We guarantee to beat any rates from all the Banks and Non Banks for Full doc variable loans from $150k up to $1mil based on a 95% LVR or less. (Excludes construction & land loans).

We are low doc loan specialists and we’re here to help!

Some of our low doc rates start from 5.35% variable (comparison rate 5.85% based on 300k loan over 30 years) and fixed rates from 4.99% fixed for 3 years comparison rate 5.75% based on 300k loan over 30 years

We recommend you obtain a comparison rate, for your loan, comparisons rate will vary depending on loan size and term of loan. PFG are happy to supply comparison rates which allow you to compare our funding solutions with other companies.

We are not only more flexible than traditional banks but also have a variety of low doc home loans to meet the most unusual of circumstances.

Development Funding

Hard Cost lend – Traditional method used by mainstream lenders. Up to 80% of all hard costs.

Gross Realisation Lend – up to 70% of the value of the completed project. Includes soft costs, such as stamp duties, council fees etc.

Mezzanine funding – Allows the client to keep hold of additional cash. Particularly useful when the developer has several projects on the go. LVR 75-90%.

Joint Venture or Equity partner funding – Allows the developer the option to trade equity in return for profit share of the development. LVR 85-100%.