There has been a drastic increase in debt collection scams recently according to the New York BBB, reports NY1.

The scam involves victims receiving bogus calls from scammers claiming to be debt collectors. They even use official-sounding names to sound more credible. Often they will call multiple times to harass victims.

The scammers will claim to have victims’ personal information (and sometimes they actually do), and demand that they pay their debts or face arrest. Many have fallen for the scam and given the callers their credit card or bank account numbers.

Under the Fair Debt Collection Practices Act, debt collectors are not allowed to threaten arrest, or call people after 9 p.m., at their place of work, or contact others regarding their debt.

If you receive one of these calls, make sure to call your bank and credit card company to put a fraud alert on your account.