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Find Out Why You Should Invest in a More Comprehensive Auto Insurance Policy

Learn why it’s important to choose a more comprehensive auto insurance policy.

Your insurance is your safeguard. It helps to protect you from damage and liability. It’s a valuable asset to have, yet it’s not something that we must use very often. Therefore, you may be tempted to choose a cheap policy. However, use caution when selecting your insurance policy. While a more affordable policy may be kind to your wallet now, it could be costing you more down the line. Check out what you need to know about why comprehensive auto insurance is a better choice than cheap auto coverage.

Higher Deductibles.

When it comes to your auto insurance policy, it’s important that you consider your deductibles as well as your premiums. With cheaper plans, you often have a higher deductible, which means that if you get into an accident and need to use your policy, you have higher out of pocket costs. Take into consideration how much you’ll have to pay out of pocket before your policy kicks in so that you have a more accurate idea of how much your policy will cost. It may wind up costing you more in the long run.

Limited Liability.

The cheapest policies usually offer the bare minimum when it comes to coverage. Often times, if you get into an accident, your liability coverage isn’t going to cover all of the damages. You’re likely going to exceed your limits quickly, and you’ll need to pay for costly repairs and medical bills.

Out of Pocket Repairs.

When it comes to fixing your vehicle after an accident, the cheapest policies often only give coverage to damages caused to other vehicles involved. You’re left fixing your car out of pocket. A comprehensive auto insurance policy, however, gives you coverage to repair your vehicle.

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East End Insurance traces its roots back to 1885. In 1985, Royal Globe Insurance awarded East End the Royal Globe Award of Service Excellence for 100 years of long and faithful representation. At East End, we have been going above and beyond to fulfill the insurance needs of residents and businesses throughout New York.