Has certain circumstances which may allow you to enroll outside of the open enrollment period

The Affordable Care Act (Obama Care) puts consumers back in charge of their health care. Under the law, a new “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices about their health. Under the law, most individuals who can afford it are required to obtain basic health insurance coverage or pay a fee to help offset the costs of caring for uninsured Americans. If affordable coverage is not available to an individual, he or she will be eligible for an exemption.

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