After reading the title of this, I know what you’re thinking – but, it’s August! But, now is a great time to start preparing for the holidays, instead of waiting until November and December.

The fall and winter holidays can be so expensive. Between Thanksgiving, Christmas, and the many other holidays, the average person tends to spend around $1,000 just on gifts. This amount doesn’t even account for other holiday spending, such as travel costs, food, get togethers, decorations, and more.

A lot of you were wanting to know about the different ways to make extra income during the holidays, such as ways to make extra money for Christmas, for many different reasons: to increase your monthly income, to save more money, to help pay for holiday expenses, to have more holiday cash, and so on.

It’s the end of the month and you are short some cash. Yikes! This article was specifically crafted to helpYOUmake money fast using online apps. By the end of the post, you will be prepared with 15 new strategies to make extra money with only a few clicks on your smartphone!

The biggest mistake that you can make when it comes to building your wealth is to rely only on your own labor. Regardless of how talented you might be, regardless of how well paid you might be, and regardless of how hard working you might be, there is a limit to how many hours you can work in a day. So, the best model to follow when it comes to building wealth is to invest your money. Put your money to work for you, allowing it to grow more money.

We all have to start somewhere. While there’s a plethora of resources out there for any interested parties, we’ve compiled here what we feel are the best resources available for someone just starting out on the journey to financial independence via living below your means and dividend growth investing.

A question I hear on a regular basis is: “what are thebest investing books for beginners?” I’m always encouraged when I hear the question as it shows that the people asking want to learn how to invest and grow their wealth.

It can be difficult to narrow down what the best investing books are. Don’t believe me? Go to Amazon and type in “investing books.” The last time I checked there are just over 160,000 books. Talk about overwhelming to wade through.

For decades, personal investment has taken one of two forms. Investors would either call brokers to order stocks, or simply purchase items—usually at auction—that they hoped would accrue value. Needless to say, we’ve come a long way in recent years. But modern technology is taking us even further.

Personal investment has already been transformed for the 21st century. And as more investors cotton on to the plethora of tech-based solutions at their fingertips, the landscape will only change even more.

I decided to take the plunge into the world of all-in-one personal finance and investing software. Some folks use Quicken, Mint, or Wealthfront. I looked at all of those, and tried some but they didn’t quite do what I wanted to do. They were either too clunky, cumbersome and time consuming to use, or they didn’t get the investment management part done correctly.

Enter Personal Capital. This is a slick web site that makes managing your finances and investments quicker, easier, and prettier. All your credit cards, checking, banking, investments, 401k’s, IRA’s, and other accounts are in one place, conveniently summarized.

Right now no one seems to know what to do with bitcoin. The sensational jump in value that we saw late in 2017 is now behind us, and bitcoin has regressed to a more reasonable price (though is still worth about $8,000 more than it was a year ago). The shift has left many people divided between two camps: that which believes bitcoin has proven to be too risky to be a sound investment, and that which sees another boom coming in the near future.

Here we’ll explore the factors supporting the first camp, and specifically what some of the risks with bitcoin investment might be.