CS Invest

Helpful Terms

401(k) - A plan established with an employer that automatically takes money out of your paycheck. You aren't allowed to touch the money until you get older

Bonds - A contract that the buyer is required to pay back at interest

Certificates of Deposit (CDs) - a certificate issued by a bank to a person depositing money for a specified length of time.

Corporate bonds - investment-grade bonds issued by companies.

Municipal bonds - a debt security issued by a state or local government.

Money market mutual funds - a type of fixed income mutual fund that invests in funds that are known for their short maturities and minimal credit risk.

Junk bonds - a high-yield, high-risk sort of bond that is usually used by a company to finance a takeover

Government savings bonds - A bond issued by the government that is extremely safe due to its direct involvement with the government

Treasury notes and bonds - A fixed-interest U.S. government debt security with a maturity of more than 10 years

Treasury bills - a short-dated government debt security yielding no interest but issued at a discount

Equities - A stock or any other security representing an ownership interest.

Our Investment Packages:

Low Risk

Invest in treasury notes and bonds, government savings bonds, and 401(k)s. These all have little to no risk in how much money you can lose, but each of them tends to take a long time to gain a good amount of money. Most of these are characterized by having a low risk-low reward standing.

Medium Risk

Corporate bonds, municipal bonds, and mutual funds fill this package. These can all have fairly good turnouts over not too long of a time, but it is a step riskier than the low risk package.

High Risk

Junk bonds and treasury bills are very risky, but have a great reward if they end up working. This is the way to either get rich quick or become bankrupt trying.