And yes I am very afraid to change my sons quality of life as they know it. But having said that I am also aware that I MUST !!

How are you going to change their "quality of life"?

Are you going to quit loving them? Of course not, it is incredibly evident from your posts just how much you love and adore them. The only "quality of life" they need is your love and emotional support, and that is FREE.

However, I don't know if you and DH argue about money in front of your kids, or they are going to see you or your husband cringing or lying every time a bill collector calls (because you are heading down that road) - neither of those scenarios is a good lesson for your kids to learn.

I also don't think it is great for kids to equate "stuff" with happiness, because that isn't true, just how happy do you feel right now under your mountain of debt with alot of stuff in your house you are getting ready to unload for pennies on the dollar of what you paid?

The best life lessons that your boys are going to learn about this - and I really think that they need to be fully aware of this process - is the following-

1 - When two people are in love and committed to their marriage it isn't "you" or "me"; it is "us"

2 - When a family rallies together to meet a goal, the sense of accomplishment of what you did lives long after the battle scars.

3 - If you don't have the money, don't buy it.

4 - LIVE within your Means.

5 - ANYTHING is possible, with a plan.

I can't think of any better life lessons I would want to teach my child. That is what you should be focusing on when you say you want to give your boys "quality of life"

Good luck, I'm pulling for you!!

:)jax

PS - I like AJ's sick child daycare idea, if alot of your friends work and they need a place for their sick child to stay, it would be worth $40-$50 a day to them to not lose vacation days or work time. There may be good money to be made there.

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