Adrienne Hines is a skilled Ohio workers' compensation attorney. In addition to workers' compensation, she represents clients for consumer bankruptcy filings and Social Security Disability claims. Adrienne has nearly 20 years of experience helping people who have been injured or impacted by outside circumstances.

Welcome to the Law Offices of Owen Dunn Jr., Bankruptcy Attorney. We are a full-service bankruptcy law firm providing legal assistance to individuals and families in Northwest Ohio and Southeast Michigan, including Toledo, Bowling Green, Findlay, Monroe, Detroit and the surrounding communities. As a distinguished member of the National Association of Consumer Bankruptcy Attorneys, I along with my staff, have the legal knowledge, resources and experience to help you. We have helped thousands of clients get a fresh start. If you are in need of an experienced, professional and compassionate Ohio or Michigan bankruptcy attorney, please contact...

Menard Law Office, LLC provides quality legal services in the areas of Bankruptcy and Social Security Disability Law. Attorney Laura L. Menard utilizes her knowledge and experience gained from practicing in two large law firms to analyze your legal situation, advise you as to the most appropriate course of action and provide you with the personalized service you deserve.

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.

Automatic stay:
An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim:
A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.