Please read this section prior to posting or registering as a member. This is a FREE forum for homeowners, attorneys, consumer activists and non-profits to share and learn various methods to stop foreclosure or obtain a loan modification. Anyone can join our community and we encourage all homeowners to unite and save our homes and protect our property rights. We need your help. So, please join us in the fight!

Bank of America Mortgage Help

Chase Mortgage and Chase Home Finance are and were huge lenders. We are getting a lot of traffic from people looking for help with their adjustable rate loans. This section will help you deal with this corporate giant where people are starting to get lost in their loss mitigation system.

Wells Fargo Home Mortgage

The great people at Citi Mortgage and Citi Financial (which are now merged) have contacted us at Loan Safe and asked that we make sure that their customers know that they are here to help them. We at Loan Safe believe 100% that this is true and will help facilitate this via Citi's new forum.

Loan Safe Alert: Option One is now American Home Mortgage Servicing. It seems that many Option One Mortgage/ AHMSI borrowers are struggling to get help and we have had many horror stories as well as success stories . Please tell us your story and see how Loan Safe can help.

This is the mortgage broker/ loan officer forum for mortgage industry professionals to join, vent, share and educate homeowners about home loans.
There are a lot of "ethical" professionals who could give helpful information to the homeowners who visit Loan Safe and I encouage the honest and ethical mortgage professionals to please join and assist the community in any way you can.

Investors need help with investment property loans. In today's market it is tough to find mortgages. Also, many investors need assistance in a loan modification or short sale with multiple properties, assets and retirement accounts that they want and need to protect. What's going to happen if you walk away? What are the tax and credit implications? Can your lender garnish your wages?

Many mobile home owners are looking for lhelp with loans on the internet. This forum will discuss lenders who will help them with an affordable mortgage, how to avoid foreclosure or to walk away. Please tell your story and share information with one another.

This forum is reseved for homeowners who are thinking about hiring an attorney to represent them against their lenders. Feel free to ask questions in an open forum to the attorneys who will personally respond to your questions. More states and attorneys will be added weekly. If you are an attorney who would like to join our forum , then please contact us.

Finding a mortgage lender that is still in business can be difficult. This forum will be dedicated to the lenders who are still offering purchase money, refinance, jumbo and FHA home loans. Mortgage professionals are encouraged to post their information and loan products. This can include links and phone numbers. Let's help educate consumers the right way!

Mortgage Lenders

You don't know who to trust these days for a home loan and there is not one website that tells the truth about mortgages. Until now! Moe tells it like it is and he'll let you know what mortgage companies are good and which ones are predators.

Trying to stop foreclosure alone can be a painful and a depressing process. This section is where you can unite with other homeowners and let out your questions, frustrations and post your whole story. The more we know, the more we can help you stop foreclosure. No one will be judged or criticized for posting their story.

Loan Modification

Need Help with a deed in lieu of foreclosure AKA Take this Home & Shove It! You are not alone. We thought we would add this section to the forum to assist the homeowners that have made the tough decision to walk away from their homes. This is America and you have the right to walk away from contracts and your home. The question is what implications will you suffer for saying, "Take this home and shove it, I aint paying you no more!" Find out the good, the bad and the ugly.

This section is dedicated to the homeowners who were facing foreclosure and fought back to win the battle against their lenders. I hope to add many more stories here as times goes by. Please let us know if you have a success story that you can share to give others encouragement to keep fighting!

In March 2009, the Obama Administration published detailed program guidelines for the Making Home Affordable (MHA) Program. Many mortgage servicers have begun loan modifications under the plan. But it looks like many homeowners may not be getting the help the they were promised and some are simply getting rail roaded. This forum is designed to discuss these issues with the MHA ands share with others your experience. This forum provides general guidelines and overview documents available to homeowners as well as an open discussion area to ask other homeowners about the loan modification process.

NACA is a non-profit housing counseling agency that help sstruggling homeowners throughout the United States with their loan modifications and or mortgage refinances. If you are working with the Neighborhood Assistance Corporation of America, please tell us your story.

Many people are looking to establish new credit. One of the best ways to do so is with a prepaid credit card for people with bad credit. This forum is for everyone to share these services and information on how to find these types of credit offers.

Many people are suffering from bad credit and are looking for ways to help with credit repair. In this forum we will discuss ways to fix your own credit. Please feel free to share your ideas and experiences.

The term "short sale" is very popular in today's mortgage and housing market. There are potentially millions of people facing foreclosure and a lot of these homeowners are under water on their mortgages. Some will choose to stick it out and fight. However, many will decide to choose to walk away. Short sales are becoming more and more popular as an exit strategy for homeowners. Learn the methods, software and magic it takes to navigate the foreclosure process and get the help you need.

This forum is for first time home buyers who are seeking information on home loans, tax credit programs and grants. If you are looking for the best purchase mortgage advice, this is where you will get it.

If you are a land lord, you may also list your property for rent in this forum section.Many people are looking for houses for rent by owner because they have bad credit. This forum will give your options and is open to your questions and answers.

Today we will start a new homeowner POWER forum and are closing all other forums down temporarily. Please do not worry, the other forums will be turned back on shortly. The reason we are doing this is because there are just too many conversations and discussions going on to properly think, organize and plan. If you all ever want help, you need to work with one another as a group, rather than as 1 homeowner or one story. Please share only ideas here and do not share your personal story. The time is now for action!

UNITE & FIGHT - Share Your Ideas on How Homeowners

Welcome to the the forum lounge. An area to talk about whatever you'd like to. Our community is comprised of mostly all homeowners and family people that have a lot in common. This isn't just about loans and homes, it's about the people!

Useful Searches

COMPANY LINKS

"Hello Moe, I just wanted to tell you, your website has saved my life (literally), I stumbled on your site in the middle of losing my home, I was able to network with people going through the same thing as I am. I didn't feel alone anymore, I have tried to give back and counsel those that haven't walked in my shoes yet. We hear so much about what is wrong with America, I just wanted you to know, you are whats "right" with America."