I have more than a little sympathy with Dianne Moore, whose savings were fleeced by internet thieves.

The fact that her bank will reimburse her is a solace, but the invasion of her privacy and the disclosure of her personal financial affairs is a wound that will hurt in the same way as when someone is burgled; it's an invasion of personal space.

Transactions over the internet are far more complex and vulnerable than most of us realise and I understand why some will not put their bank or credit cards details on the web for fear of exactly this kind of cyber-theft.

Until we can be 100% sure we are safe, this web-based market-place, worth billions, is still an experiment yet to prove itself.