Well 10,000 pennies equal $4,800 a year and it would take a little less than 5 years to get $20,000, not to mention the hassle of bringing 10,000 pennies to the bank in exchange for $100 dollars, so.... I would have to take the $20,000 now.

Also, I would take a broken toothbrush... lol I'll use my $20,000 to buy a new one.

If you won the million dollar lotto, would you take $5,000 a week until it's payed off in full, or would you take $800,000 now and get taxed 20%?