Ditching that nasty aftertaste called “buyer’s remorse” because you can truly afford it {whatever it is}

Ending the debt atonement cycle forever

When Paul {my husband, partner-in-crime, and all-around buddy} and I sat down for our first Debt Meeting of the Minds, we didn’t know HOW we were going to get out of our remaining debt—half of our original balance of $59,496—before getting married. Especially since we were only a bride’s blush away from walking down the aisle. But we knew that we needed to start our marriage off on the right foot.

So we sheepishly flicked our debt-free intentions out there, and guess what? They stuck.

If you don’t know HOW you are going to get out of debt before the end of next century—like us, you just know that you NEED to get out of debt while reality tv is still à la mode—then you’re in luck.

We navigated our debt potholes on our own, and came out well-versed in how to get out of debt jail years (10, to be exact) earlier than money-hungry creditors wanted us to be. But you know what? It would have been nice if there had been the kind of course I just created available to us back then.

The Debt Manipulator 3.0 is the third way to pay off debt. Interested in learning more?

I know Jenny was, and she was able to hack 10 years (your eyes have not failed you—I speak in years, not months!) off her debt repayment from the first debt manipulator alone. Alice wanted to learn more as well, and she’s now sitting pretty at 8 years of delicious debt freedom tacked onto the end of her repayment terms instead of staring down the debt hole another 8 birthdays, 8 holidays, and 8 cycles of 365 days (that’s a whole lotta awesomeness).

Folks, they didn’t achieve these results from pulling all-nighters with second or third jobs, nor by staging an eBay fire sale on their digital front lawns. Jenny and Alice achieved thisby simply changing the way that they send in their minimum credit card payments each month!