Secure and controlled environment through categories of users with different rights - Front-office (credit officers in locations with limited decision-making rights) and Back-office (credit specialists with decision-making rights on the credit applications);

Full management of customers and prospects - the system keeps a data history related to customer and, at the same time, enables advanced searches for information saved at customer entity level;

Advanced configurability by customizing loan applications for each type of client or credit item, with possibilities of finding documents according to certain information;

Indicators depending on customer type, the application suggesting templates of data structures to be filled in;

Information about scoring, the application calculating automatically the scoring for each decision-making indicator;

Configurable payment schedules, monthly or quarterly, with equal royalties or capital, with possibilities of granting periods of grace or seasonable repayments etc.; The application allows the import of payment schedules from Excel files;

Guarantees;

History of transitions of business status of the lending applications;