Job hunting on social media has proven fruitful for many, so if you're in need of a new opportunity, I say go for it.

Recently I had a brief exchange with this lady who'd asked for RTs on her post about seeking employment. I asked if she was willing to relocate for work and she replied, "Do you consider loaning me some money?"

I was shocked. For all she knew I'm the CEO of a huge company with various job openings, but she didn't use wisdom when responding to me. Which technically in the scheme of things doesn't mean diddly squat except ... more higher ups than ever read tweets these days because of Donald Trump and because they know the power of social media. While a lot of companies have staff that tweet, there are some big wigs that tweet for themselves. T-Mobile's CEO and Marcus Lemonis of The Profit for example.

How many people's tweets have come back to bite them? More than just the viral ones we know about. Especially when they've asked the world to RT a tweet and they've done it.

I guess I shouldn't be surprised about anything people do or say these days because we're living in this, 'my space, my voice' culture. Regardless of what's culturally popular right now, the wisdom I offer is that you play the movie forward and think through all of the possible outcomes before you think or speak. If most of the possible responses or results of your words or actions are negative, I'd table them and remain silent if you can. You don't always have to respond.

What do you think? Are we beyond basic professionalism in our society or does it still apply ... even on social media?

It never ceases to amaze me how fast time goes by. As a child, life seemed to take forever. As an adult it goes by so quickly I always feel like I'm running to catch up.

I bought my 2018 planner earlier than normal this year. I usually get it and pens for Christmas but I already had some things to write in so I couldn't wait for December to receive it. An advance-booked schedule is always a great thing for a business owner.

Looking back over this year, I felt as if I didn't do much because I only wrote two books, but I did quite a bit. I spoke at five events, attended a couple conferences, published two books, hosted my first conference, completed two stealth missions, taught nine or 10 courses, mentored about 25 people up close and influenced hundreds from afar. More than hundreds if you count the people influenced by those I influenced.

I also fulfilled a goal I wrote out two or three years ago: travel for work one week a month and be home the other three. Below are pics from some of my Zari Banks, Inc. travels of 2017. Enjoy.

Los Angeles, CA​October 2017

Raleigh, NC & Norfolk, VA​November 2017

Tucson, AZ​December 2017

If you'd like to book me for 2018, send an inquiry to info@zaribanks.co with detailed information regarding your event and I'll get back to you as soon as possible. If you're interested in booking mentoring sessions, you can do that right from this website.

People still pay the IRS up front by having money taken out of their paychecks which the IRS invests and collects interest on. They use this money to do what? Not really sure because U.S. citizens pay state taxes that cover most of their day-to-day needs. And they (the IRS) can afford to pay Equifax millions of dollars to do quien sabe que. That tells me they have a surplus somewhere.

Not only is the IRS acting in ignorance and without wisdom in the above instance, but American citizens, aren't rushing to change their tax withholding statuses to exempt. Why not? It's foolishness. Do you go to McDonald's and pay in advance for food you may not eat before the year's over? No. So why then do so many pay the IRS in advance just to get a refund on their own money? Especially when the IRS multiplying your money without giving you dividends!

It's common knowledge - or should be - that it's not against the law to keep your money to invest for yourself throughout the year and then only send the IRS a check for your actual taxes owed. Businesses do this. People have been told to select their withholding without employers actually explaining how the tax system works. And that's ignorance at its best - allowing the status quo to set an information standard.

Thankfully, I was taught that I don't have to pay them up front and then get a refund on my own money after they've earned compound interest on it for months. I know that I can keep my money to invest, increase and multiply for my household and only give them one payment each year based on what I owe and no freebies.

I'm not in the business of making everyone else rich but myself. There is plenty of money to go around, and I'm getting my share and learning how to increase what I spend so that I make more than I'm putting out, and I'm doing that without dishonest business practices. I've simply learned how to make my money work for me instead of me working (striving) for it.

I can teach you to do the same. I have a financial course coming in 2018 that'll teach how to break out of the rat race and prosper by the principles of wisdom. Look out for it. But, if you can't wait until 2018 and need a financial breakthrough now, schedule a call or book a package with me. I'll even give you a 2-for-1 if you book a Financial Deliverance Session by 12/31/17.

Focusing on today is important. It keeps us from being overwhelmed, helps us to live in the present and allows us to win.

Think of all the hours we've spent (or for some, spend) contemplating things that are happening days, weeks or months from now. Or the conversations we've had when we've pretended to listen but were really previewing future events.

I've committed to stop doing such. And I admit that's a challenge for me because my brain moves quickly and I'm always planning ahead. Take this very post, for example. I'm writing it well in advance during an hour of my day that's scheduled for rest. There's nothing wrong with planning, everyone should plan parts of life. But you can't and shouldn't plan everything, and note to self: when you've planned to rest, rest. Your mind and body will thank you for it.

Let's take a closer look at the above reasons to focus on today:

Our brains are powerful and amazing, but they function at a much higher level of efficiency when we're all in for any given moment. Being totally focused on the task, person or recreation at hand means there's less of a tendency to be overwhelmed because we have every sense and mental resource available to process the situation appropriately.

Living in the present is a sure-fire stress buster. Get ready for a cliche ... the past is gone and every future moment has yet to materialize. All we really have is right now to enjoy. Take a deep breath, exhale and decide to be fully present in every minute available for participation. Being fully present (attentive) does wonders for personal and business relationships so it's worth the effort to practice and master this skill.

Winning is the natural result of implementing reasons 1 and 2. Focusing to allow your brain and emotions to perform with excellence and being fully attentive to the people with you or assignments you're working on are processes that foster success.

Simple but not easy - like most things that create champions. Just keep at it. That's my plan. I'm going to practice 1 and 2 in an area at a time and let the wins stack up. Every biography of an extraordinary individual has a line that tells us they repeated a process too many times to count, and then it eventually paid off. The same can happen for you if you want it to be so.

I've shared before that I used to think I knew everything and didn't like to ask for help. Crisis changed that for me. I don't want you to have to wait until you're life has totally fallen apart before you seek the wisdom of someone more experienced than yourself. I want you get help now, while things may be difficult, but you haven't lost hope because of the darkness around you.

I know what it's like to feel hopeless because you can't see a way out. I know what it's like to want to die because that seems easier than trying to fix everything that's gone wrong. I also know that anything can be overcome because I've experienced it. My testimony of overcoming the most-difficult of circumstances is what makes me an effective mentor.

I'm putting another annual planner to rest this week. It's amazing how fast time goes by. It seems it takes forever to get to 16, 18 and 21 years old but then when you hit 30 everything's accelerated and there's no stopping it.

I'm excited for 2016. Are you? Or are you dreading it? I hope you're not dreading it but I understand if you may be. The last quarter of 2015 was rough for a lot of folks. Myself included. I had to fight through some ugliness to secure the vision for 2016. If you've been struggling in anything you have to do the same - press through and grab hold of the light shining through. No matter how small the glimmer of that light, if you fully take hold of it you have enough to keep you going until breakthrough comes. It will come. I'm a witness.

As soon as you get the vision for the days head, be sure to write it down. Seeing it in your mind's eye is always the first step to achievement and attainment but don't stop there. Write it down. Rehearse it by speaking it out. Share your vision with others. Do the necessary work.

I dedicated the last 40 days of 2015 to put the tent pegs in the ground for the personal territory I'm taking in 2016. Throughout the upcoming year I'll share parts of my process so you can learn from the supernatural strategies I implemented and gleaned during that time. I hope that'll encourage you to keep moving forward in all you've endeavored to do.

﻿﻿﻿﻿Do you have a plan for your money? If you don't, you're working for it instead of it working for you. And if you're working for it, that means you're a slave.

I ask this question in every financial breakthrough mentoring session because nine times out of 10 the answer is no. I listened to my financial mentor instruct mentees to have a money plan for more than a year before I actually put one in place. So basically I continued to fail and experience only minimal breakthrough in my financial realm than is possible. As soon as I did create a money plan, my wealth potential increased immediately and my breakthrough into total provision manifested shortly after. ﻿﻿﻿﻿

There are people out there in the world who haven't broken through into total provision, yet. They still worry about having every need met. That doesn't have to be anyone's reality. Wealth transfers hands every single day and there's abundance available everywhere.

I came from a place of destitution, homelessness and lack just four years ago. I made up my mind that I wasn't going to only come out of that pit but also elevate to what many others achieved. I gathered the necessary tools, used them and am now qualified pull others up as well.

Invest in yourself. If you want to come out of slavery to the world's economic system and become someone who commands wealth schedule a call or book a package today.

I want a new car. I probably need a newer car. Seriously, I drive what many would call a clunker. Regardless I'm willing to make use of what I have until I have cash in hand to purchase a car I want to drive.Creating debt through a car payment is usually not a wise decision and moving forward into the fall of 2015 it's potentially even worse than in years past.

I recorded this video July 20, 2015 because the message was given to me very clearly by what's known as prophetic utterance. The warning to not take on a car payment was impressed to me very clearly - the message was for others just as much as for myself. I've held on to this video for two reasons. One, I didn't know what to do with it. It was a seemingly random bit of information, and two, most people don't want to hear this type of advice. But I read a similar and more detailed message on my mentor's website Sunday, August 30 and knew it was time to release my video as well. His message confirmed what I sensed as I studied the economy in prepartion for fall.

This is the note from my mentor:

WARNING: The next subprime debacle in the USA will be in the sector of automobile loans.