Monumental

I have had my license since May 07 (L&H), I have been independent and to put it bluntly, I have been drowning. I have recently interviewed with monumental life and am going through the background, etc. I will be captive but I like the salary and the existing client base that is provided. Does anyone have any words of wisdom on being captive and monumental life. Thanks in advance. I appeciate all input.

Monumental used to be a debit company. I think they converted a few years ago but still offer small whole life policies on a monthly bank draft. Most likely it is in home sales to low income people who can't afford much. Probably an average of $40 - $50 per month.