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How to Avoid or Minimize Medical Bills

U-M students' health service fee (paid as part of tuition) does not cover services received outside UHS. Costs for these services are possibly billable to your insurance but you are ultimately responsible for payment. Before you go for services outside UHS, get prepared by answering the following questions.

If you have health insurance:

1. Contact your insurance company by calling the number on your insurance card to learn:

Will your insurance pay for the services, and if so, will they pay the entire cost? (Some insurance companies do not pay the entire cost.)

4. Inform your clinician if you decide to delay services or not get services at all. Your clinician can help you understand potential consequences of not getting services and consider potential alternatives.