Looking for lender.

Good morning. I am looking for a lender who is willing to lend around $25,000. I need to get some repairs done to my home. I have roughly $50,000 in equity in the home right now. Neither my wife or have very good credit and I really don’t have the money for huge application fees or upfront fees. If the fees could be rolled into the loan that would be fine. My wife and I can afford a payment around $350-$400 a month. We both have full times jobs. Please let me know what is out there that could help us and get something going as soon as possible.