Prepaid Visa Pink Diamond Rush Credit Card Offer

With all of the different credit cards available, it can be tedious work trying to determine how each one can benefit you. Sometimes, what you really need is something that is

There are so many different kinds of credit card products on the market right now that it can sometimes be difficult to decide which one is best for you. As a matter of fact, unless you know exactly which benefits you want to take advantage of, a credit card might not actually be best for you.

There are other kinds of financial products and tools that you can use if you simply want to use the benefits of a major credit provider and aren't concerned about additional benefits. Take the Prepaid Visa Pink Diamond RushCard, for example; it is not a credit card, but a prepaid debit card that is backed by Visa.

Save Money Avoiding Interest And Fees

Credit card companies make money by charging you interest on your purchases in the same way that a loan would work. This is the nature of your relationship with your credit card company. They may also charge fees for certain actions that you can take as well as in the form of penalties for not adhering to the stipulations of your contract. It is the possibility of this happening that deter some people from applying for credit cards.

Thankfully, though, financial products like the Pink Diamond RushCard are available for people who to avoid interest rates and fees without sacrificing the convenience of credit. While this prepaid card is not completely devoid of fees what you could pay with the Prepaid Visa Pink Diamond RushCard is much less significant than what you will pay with traditional credit cards. For example you will not find:

Interest rates (including penalty rates)

Annual fees

Balance transfer fees

Penalties

What you will find, though, are very reasonable:

A service charge for ATM withdrawal (which is common to both credit cards and debit cards)

A service charge for online bill pay

Up to $10 for retail purchases (offline) in a single month

Save Time With Online Convenience

Speaking of on and offline services, the Pink Diamond RushCard offers you the convenience of free online account access 24-hours a day. This means that you can monitor your account from anywhere you have an internet connection, giving you the power and freedom to manage your money in your own way and your own time. Because of this, it is very easy to use your prepaid card to pay for important things like:

Rent

Car payment

Insurance

Utilities

Cell phone

Other credit card bills

Save Yourself from ID Theft And Fraud

One of the most attractive benefits of credit cards is that of security. Although online threats are omnipresent and identity theft is on the rise, credit cards are still safer than carrying cash because they can be tracked. If your wallet or purse is stolen and it is holding all of your cash, you will probably not get any of your money back even if your possessions are returned to you.

Alternatively, though, if your credit card is stolen, you can report it to the company and block or negate any fraudulent charges. This is a service that is also available to people who carry the Prepaid Visa Pink Diamond RushCard even though it is not a credit card.

Visa Zero Liability insurance protects you in the event that your card is lost or stolen. Simply report your card missing and you will not be held responsible for charges that might be made concurrently.

Advanced Fraud Protection is a state-of-the-art fraud detection service that helps to track your online activity in order to protect you from invasive threats that try to steal your information

Save In Other Ways

Finally, you might also find that the Prepaid Visa Pink Diamond Rush Credit Card features a couple of hidden benefits that other cards might not offer:

Text and e-mail alerts

Free card-to-card balance transfers

Discounts on healthcare and prescriptions

Conclusion

With very little fees but all the freedom of Visa, the Prepaid Visa Pink Diamond RushCard is simple, yet powerful, consumer financial product. You can avoid interest rates and many fees but still take advantage of Direct Deposit, online bill pay, and discounts on healthcare.