You may get .psd* file of "Platinum Credit Card design" Photoshop tutorial by making a payment. Put the tutorial title in "Add special instructions to seller" line of PayPal and it will be sent to you shortly.

Create a realistic Credit Card in Photoshop!!!

Click for larger view!

Create a new document in Photoshop, 700 * 700 px.

Fill Background layer with linear black/white gradient.

Choose Filter > Noise > Add Noise.

Create a new layer. Draw a contour of a rectangular (Same as at an original credit card) using Rounded Rectangle Tool, Radius 20.

Click Ctrl + Enter to load selection, fill it with any color.

Right click on the layer with rectangular, choose Blending Options and apply the following style adjustments to this layer.