Speaking on behalf of United will be Steven E. Wilson, Executive Vice President and Chief Financial Officer. The presentation will include, among other things, discussions of United's financial performance and corporate objectives.

The presentation, which is expected to last 20 minutes, may be viewed live by accessing the Investor Relation section of United's website at http://www.ubsi-inc.com. The presentation will also be available via audio conference at 1-877-253-8059 (Passcode: 7598910510#). The archived webcast will be available for 30 days after the event, beginning November 16, 2012 .

United Bankshares, with $8.4 billion in assets, has 123 full-service offices in West Virginia, Virginia, Maryland, Ohio, Pennsylvania and Washington, D.C. United Bankshares stock is traded on the NASDAQ Global Select Market under the quotation symbol "UBSI".

The presentation may contain certain forward-looking statements, including certain plans, expectations, goals and projections, which are subject to numerous assumptions, risks and uncertainties. Actual results could differ materially from those contained in or implied by such statements for a variety of factors including: changes in economic conditions; movements in interest rates; competitive pressures on product pricing and services; success and timing of business strategies; the nature and extent of governmental actions and reforms; and rapidly changing technology and evolving banking industry standards.