Joissy Valeska

Joissy, 22, is a single mother with a son. She works as a pharmacy dispatch clerk and receives help from her family to pay for her university studies because because of her low salary. It is hard for her to earn enough to cover her son's expenses. She studies Chemistry and Pharmacy and is in the last stage of her education and about to start a master's degree, which is considerably expensive. Therefore, Joissy is requesting a loan to pay for this course since it is important for her in order to get a better job and help in her son's development.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.