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The HARP 2.0 program offers unlimited loan to value refinancing for eligible Orange County, California homeowners. But while HARP allows this, most lenders do not. This has resulted in frustration for HARP eligible homeowners who continue to have a difficult time lowering their interest rate. But those who have been turned down […]

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The Home Affordable Refinance Program, more commonly known as HARP, seems to have guidelines that are evolving. When the program first came out there were quite a few “eligible” Orange County homeowners who were not approved. But recently, there are have updates the Fannie Mae and Freddie Mac’s underwriting engines which are resulting in approvals […]

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The Home Affordable Refinance Program, also known as HARP 2.0, has now been available for approximately 1 month. Is it working? Are Orange County home owners who had not been able to refinance because of the drop in property values now able to take advantage of low rates. Well, the answer is “yes”, […]

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In Orange County, CA, condo’s are everywhere. But until the new HARP 2.0 refinance program in 2012, it has been nearly impossible for condo owner to refinance. And even for those that would, the “Loan Level Price Adjustments” effected loan pricing so much, that refinancing didn’t seem to make sense. But with the HARP […]

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The Home Affordable Refinance Program, also known as HARP 2.0, will provide big savings for Orange County, CA home owners who have not been able to refinance due to the drop in property values. What makes this program better than previous versions of HARP? The biggest difference is the fact the property value doesn’t […]