Oh, you will die. There is no "IF" about it. Although,Senator Enrile thinks otherwise. *not putting a curse on you. It's a matter of "when", not "if"

Da money: don't worry about it. It's money. Of course, your relatives will find da money when you die. That's for sure Unless you made sure there is no paper trail. Like, no O.R. from your online stockbroker sent via snail mail, etc.

If you pre-decease ( is there such a word?) your mother, the bank will call her since her name was used for account data authentication ( you know--- for when the bank needs to call you and they make you recite the details you submitted, including your mother's maiden name? They make you recite it, too, just when you are within earshot of strangers.