“The integration of this real-world affordability tool into Dashly’s ecosystem is taking us a step closer to pre-approved remortgages, where the application process, with all its numerous inputs, isn’t streamlined or made more consumer-friendly in the manner of a robo-broker but rendered totally obsolete.

“Essentially, people will no longer need to apply for a remortgage as their application will already have taken place.

“Open banking and always-on comparison technologies share the same goal within the mortgage world, namely to save borrowers money, time and effort, empower brokers to champion advice and help lenders to de-risk through data-powered insights.

“The synergies between Dashly and Castlight were too strong to ignore.”