Trip Delay
Provides reimbursement for additional costs such as accommodations, transportation, and meals if a trip is delayed 5 hours or more for a covered reason.

Missed Cruise Connection
Includes reimbursement for unused, non-refundable expenses and additional costs such as accommodations, transportation, and meals if your connection is missed by 3 hours or more for a covered reason.

Emergency Medical Evacuation
Provides coverage for emergency evacuation, if necessary, to the nearest qualified medical facility, also includes repatriation.

24 Hour AD&D
Provides coverage for loss of life, limbs or sight from a covered accidental injury while traveling.

Travel Assistance & Concierge*
Includes a wide range of services before and during trips through a 24/7 toll free number. Includes assistance with medical emergencies, lost documents or baggage, event ticketing, business services, and much more.

The following exclusion applies to the Medical Expense, Trip Cancellation, Trip Interruption, and Trip Delay coverages:

We will not pay for loss or expense caused by or incurred resulting from a Pre-Existing Condition, as defined in the plan, including death that results therefrom. The exclusion does not apply to benefits under the Medical Evacuation and Repatriation Benefits.

The following exclusions apply to all coverages:

We will not pay for any loss under the plan, caused by, or resulting from:

being under the influence of drugs or intoxicants, unless prescribed by a physician;

normal pregnancy or resulting childbirth or elective abortion;

participation as a professional in athletics; riding or driving in any motor competition;

declared or undeclared war, or any act of war; civil disorder (does not apply to Trip Delay);

service in the armed forces of any country;

operating or learning to operate any aircraft, as pilot or crew; mountain climbing, bungee cord jumping, skydiving, parachuting, hang gliding, parasailing or travel on any air supported device, other than on a regularly scheduled airline or air charter company;

any criminal acts, committed by you;

a loss or damage caused by detention, confiscation or destruction by customs;

elective treatments and procedures; medical treatment during or arising from a covered trip undertaken for the purpose or intent of securing medical treatment;

a loss that results from an illness, disease or other condition, event or circumstance which occurs at a time when the plan is not in effect for you.

In today’s travel environment it’s important to protect you and your trip investment. Meet your travel needs with customized coverage and find the peace of mind your trip deserves with these valuable highlights:

Primary Coverage
Receive reimbursement for your eligible losses first, with no deductibles, and before any other collectible insurance.

Customize with Upgrades
Customize the plan to fit your individual lifestyle with three upgrades to choose from: Cancel for Any Reason Pak, Transportation Pak and Lifestyle Paks. Each pak offers a unique set of benefits perfect for many types of travel and covers everyone on the policy. Choose as many as you need!

21 Day Pre-Existing Waiver
Purchase the plan within 21 days of initial trip deposit and pre-existing medical conditions are eligible for coverage.

Ten Day Free Look
If you are not completely satisfied within 10 days of purchasing this plan, the insurance company will refund your premium cost, if you have not departed on your trip or filed a claim.

This is not a complete description of all benefits and limitations. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking.

If you book a Quark cruise, you can purchase insurance from Quark or from the independent insurance provider, Generali Global Assistance (formerly CSA Travel Protection).Click here to see details of the Go Plan from Generali Global Assistance.