Estate Planning

Most people associate the phrase "estate planning" with having a will - a legal document that names your beneficiaries
and spells out who gets what when you die. And while the transfer of your assets is an important part of estate planning,
a will or a trust is just one aspect of broader estate-planning strategy to ensure your wishes are known, honored and
carried out as efficiently as possible when you're no longer able to articulate them.

We work with a team of estate-planning experts at Northwestern Mutual. Together, we can help you develop an estate planning
strategy that may include the following:

A strategy to reduce or eliminate gift/estate taxes for your heirs

A plan to protect your estate from mismanagement or from claims of creditors or ex-spouses

In addition to the expertise our team can offer, you'll want to work with an estate-planning attorney to establish:

Health care directives or a living will that specifies the extent to which you want health care professionals
to treat you if you become ill or incapacitated

Powers of attorney that grant people you trust the legal authority to act on your behalf in case
of sudden accident or illness

A will or trust to ensure your assets are transferred according to your wishes

Depending on the products and/or services being recommended or considered, refer to the appropriate disclosure brochure for important information on the Northwestern Mutual Wealth Management Company, its services, fees and conflicts of interest before investing. To obtain a copy of one or more of these brochures, contact your representative.

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) (life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries. Robson P Turner is a Representative of Northwestern Mutual Wealth Management Company®, (NMWMC) Milwaukee, WI (fiduciary and fee-based financial planning services), a subsidiary of NM and federal savings bank. All NMWMC products and services are offered only by properly credentialed Representatives who operate from agency offices of NMWMC. Representative is an Insurance Agent of NM, and Northwestern Long Term Care Insurance Company, Milwaukee, WI, (long-term care insurance), a subsidiary of NM, and a Registered Representative of Northwestern Mutual Investment Services, LLC (NMIS) (securities), a subsidiary of NM, broker-dealer, registered investment adviser and member FINRA (www.finra.org) and SIPC (www.sipc.org).

The products and services referenced are offered and sold only by appropriately appointed and licensed entities and Financial Representatives. Financial Representatives and their staff might not represent all entities shown or provide all the services discussed on this Web site. Not all products and services are available in all states.

Robson P Turner is primarily licensed in California and may be licensed in other states.