I've been a Citibank Platinum Select cardmember for 3 months. My current limit is only $2500, probably because I'm a student and my income is thus lower than many other plat. select cardholders. My credit reports are pristine; I hope to keep them that way!

Great, keep it that way. My limit is $9000 and I have been a member since '93. It pays to exercise your credit, but do it responsibly. Patience, discipline and a credit sense approach can make your limits much higher.

Citibank says they have no balance transfer offers for me. I've been with them for 6 years, and have a platinum card with a limit of $16,700. My regular interest rate is 14.4% (hopefully 13.9% now that prime has gone down to 9%)

I use their card all the time. My balance has varied from between 0 to a little over 16k in the past 6 years. I have carried a balance most months, again varying in amount.

For example:
April was about
May statement balance was 8
June was about 70.
July was about 220
August was about 850
September was about 16,000
October was about 15,800
November was about 15,700
December was about 16,000
January was about 14,000
Currently about 175

That's as far back as I have handy. Those balances include payments and purchases from the previous month's balance.

The only offer they give me is a transfer at my purchase apr waiving any balance transfer fees.

I use this and my Blue card for most of my purchasing, and my other cards for their balance transfer rates. Of course my Blue card I can only use for smaller purchases because the limit is only 2k.

I called again (after calling earlier this week). The rep. I spoke to said she would have balance transfer checks mailed to me. She said sometimes that will cause the system to make something available to me that the computer isn't currently showing. She said their is a 4.9 for 12 months that she is hoping might get attached to the checks, but it also might not.