Your card is rejected

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You tried to be a big baller, but when that card gets declined, your balls shrink. Few things make for an uncomfortable date like not being able to pay. You even ask the waiter or waitress to try again or use a different card. However, it’s the same result. Your date offers to pay and now you feel embarrassed -- and broke. Is there any other option besides trying to cut your own throat with your busted card?

Solution: Play it cool -- don’t look flustered or fazed. Take the hit and tell her that you have to run to the bank machine. Be quick and efficient about doing so. Settle the bill before returning to the table. Afterward, over a post-dinner drink, you can explain why your card was rejected. Use cash to pay for the drinks.