0

H B
OME
UILDERS
A
SSOCIATION
NEWSBRIEF
The Official Newsletter of the Home Builders Association of Greater Southwest IL
The Voice of the Homebuilding and Remodeling Industries in Southwest Illinois. Representing
Bond, Calhoun, Clinton, Greene, Jersey, Madison, Monroe, Randolph and St. Clair Counties
September 2016 issue
www.hbaswi l .org
The Green Building Council held their first 3D Bow Shoot at the Town Hall Archery
in Belleville. 30 shooters tested their marksmanship at 40 targets that challenged them
to adjust for distance and angles in an indoor setting. Thank you to all the
shooters, sponsors and volunteers that made this event a success!
Congratulations to the Top Place Winners!
1st Place!
2nd Place!
3rd Place!
David “Hawkeye” Padgett and
Stewart England (not pictured)
with Team Padgett Building &
Remodeling took 1st Place with
a Score of 678 and a
cash prize of $200!
Jim Cullen and
Dayton Holloway with
Team Broadview Screens
took 2nd Place with a
Score of 672 and a
cash prize of $100!
IN THIS ISSUE
 September 30th: 3 Man Scramble Golf Outing
 September 24th: 2016 Fall Home Show
 October 14th: PWB - Bowling Event
 November 3rd: Trivia Night
 November 8th: PWB - Lunch w/
Mayor Graham of O’Fallon
 PAC - Dinner w/ our Congressmen Review
 GBC - 3D Bow Shoot Review
 Membership Update
 Many Industry Updates
 Annual Sponsorship Recognition
 September Calendar
Dennis Flach and
Jerry Yaekel with Team
Wilke Window & Door
took 3rd Place with a
Score of 668 and a
cash prize of $50!

FRIDAY, SEPTEMBER, 30th 2016
TAMARACK COUNTRY CLUB, Shiloh
Check-in 11:30 am Shot Gun Start 12:00 pm
Three Man Scramble
Corporate
Sponsor
Every level of talent welcome………..
Come on out and join us for a beautiful day on the links!
 Food all day before and during the event
 Beverage Stands
 Contest Prizes
 Premium STL Blues Ticket Raffle
 Prizes for 50/50, Skins & Top Scoring teams
 Many more to share the day of the outing….………………..
Golf - $75 each
SPONSORSHIP OPPORTUNITIES
(includes 1 meal for company representative)
Stationary Beverage Sponsor….$150
Be the “go to” stand for all golfers to get
their staple refreshments on the course
Hole Sponsor……..……..………$50
Company name and logo on a course sign.
Logo must be .pdf or .jpeg format
Volunteers are a must for this event!
Please contact the HBA office if you can
spend the day with the golfers
Complete the following information to register/sponsor this exciting event
FOURSOME / GOLFER INFORMATION:
Primary Contact_____________________________________________
Company Name_____________________________________________
Phone Number______________________________________________
E-Mail____________________________________________________
Total Golfers
___ $ 75 each
Beverage Stand Sponsor ___ $150 each
Hole Sponsor
___ $ 50 each
Total Amount Due $__________
Name/Company_____________________________________________
Name/Company_____________________________________________
Name/Company_____________________________________________
METHOD OF PAYMENT:
___Check Enclosed ___Invoice Member Company ___Charge to Visa/Mastercard
** credit card payments will include an additional 4% convenience fee**
Card# ________________________________________ Exp Date ________________
City/State/Zip ______________________ Signature____________________________
Cancellation will be accepted 3 days prior to the OUTING
No refunds or credits will be given for cancellations or no-shows.
3
GOLF OUTING
Home Builders Association of Greater Southwest Illinois
6100 West Main St., Maryville, IL 62062
Office: (618) 343-6331 - Fax: (618)343-6335 - Email: hba@hbaswil.org

3D Bow Shoot in Action
Robin Hood
Trent Ketchum with
Team Fulford Home
Remodeling took the
Robin Hood title
home with the
highest Score of 359
and a cash prize of
$100!
Bullseye Contest
A shoot out was
held between 3
qualifying shooters
with one shot at a 40
yard distance. The
winner was Jerry
Yaekel not only
does he have
bragging rights but a
cash prize of $50!
4

Friday,
October
14th
Includes:
3 games of
bowling, shoes,
food and 2
starts at
6pm
St. Clair Bowl
5950 Old
Collinsville Rd
Fairview Heights
$40 per individual
$200 per team of 5
Sponsorship Opportunities
$100 Spare Sponsor ~ Logo on posters
prominently placed and 2 bowlers
$250 Strike Sponsor ~ Full team with signage
at the lanes, logo on drink tickets & logo on invite
drink tickets
Prizes will be
given for the
highest team score,
bowler with most
strikes and
Most gutter balls
PWB Booze Barrow Raffle
Tickets: 1 for $5, 3 for $10 or 10 for $20
*HBA office pre-selling tickets
*Limited number of chances so
Winner does NOT have to be present to win
Proceeds to benefit the PWB Student Scholarship & School Project fund.
Strike Sponsors
Please complete the following information to register for this event. Call the HBA office at (618) 343-6331 with any questions
Bowlers must be 21 and over
Team Name:
Primary Contact:
Company Name:
Phone Number:
Email:
# of participants
SPONSORSHIPS
Spare Sponsor
Strike Sponsor
___ $40 each
___ $100 each
___ $250 each
Raffle Ticket ___ $5 ___ $10 ___ $20
Total Amount Due $__________
Bowler Name:
Bowler Name:
Bowler Name:
Bowler Name:
Bowler Name:
METHOD OF PAYMENT:
⌂ Payment Enclosed ⌂ Invoice Member Company ⌂Charge to Visa/Mastercard
Card# _________________________________ Exp Date __________________
*credit card payments will include an additional 4% convenience fee
City/State/Zip ____________________ Signature___________________________
Cancellation will be accepted 2 days prior to HBA PWB Event ~ No refunds or credits will be given for cancellations or no-shows.
Home Builders Association Professional Women in Building Metro East
6100 West Main St., Maryville, IL 62062
7
Office: (618) 343-6331 - Fax: (618)343-6335 - Email: hba@hbaswil.org

Applications being accepted for
Categories:
Addition, Basement, Bathroom, Deck,
Exterior, Kitchen, Landscaping,
Outdoor Living Space,
Specialty Projects, Structural,
Waterproofing, Whole House
Deadline & Fees: October 1st, 2016
$75 per entry for HBA Member
$125 per entry for Non-HBA Members
$25 Entry Late Fee
(project submission after deadline)
The Remodelers Council created the Remodelers of Distinction Award (RODA) to bring attention to the extraordinary
work performed by remodelers in the Metro East. Applicants and Winners receive consumer and peer recognition
throughout the year in print, social media and HBA Remodelers website page.
Where would you like to take
your membership in 2017?
The HBA Event & Marketing Guide is an outline
on how to add value to your membership and
generate company recognition in front of your
industry peers.
This exclusive member publication highlights the
majority of events throughout the course of the
upcoming year. All opportunities featured are
accompanied with a description to give you a
better idea of what the event/publication/seminar
is all about.
Whether you like formal events such as the
Remodelers of Distinction Awards and
Installation Banquet or prefer the more casual
networking events like our golf outing or trivia
night, there is sure to be an event that fits your
needs.
This guide will soon be mailed directly to all the
primary members but can also be downloaded
from our website at www.hbaswil.org under the
“Join the HBA” tab.
8

Dinner with our Congressmen
We were delighted that Congressmen John Shimkus and Mike Bost
found time in their busy schedules to join us for dinner and open
discussion. The room was full of members who were ready to hear
what they had to share about the work they are doing for us not only
as business owners but as citizens too.
The Congressmen listened to everyone’s concerns and answered
questions about issues facing our industry and businesses as well as
other matters facing our nation in the upcoming election.
The Congressmen agreed that our nation is on the wrong path and shared the
website www.abetterway.org that is full of ideas on how to address some of the
biggest challenges of our time. Developed from input around the country each topic
explains what Republicans are for and then details their plan on making the
changes as well as reports, fact sheets, frequently asked questions and more.
Topics include: poverty, national security, the economy, the constitution, health
reform and taxes.
www.ABetterWay.org
10

Power Women Luncheon
11:30 am - 1:00pm
Tuesday, October 25th
Bella Milano
455 Regency Park, O’Fallon
Hear from local Leaders about their road to success, passion
and power across industries and generations that have
redefined pathways to bring meaningful change in their
business, personal lives and our local communities.
# of reservations ____@ $20 per HBA Member includes lunch and soft drinks
Company Name: __________________________________________________________________________________________
Phone# & Email: _________________________________________________________________________________________
Name(s) of attending: ______________________________________________________________________________________
___Amount enclosed or payment below
___Will pay at the door (no shows will be invoiced)
Charge to Visa/MasterCard Number*: __________________________________________
*credit card payments will include an additional 4% convenience fee
___Invoice company
Exp Date ______
Signature _____________________________________
–or- Fax to:
Mail to: HBASWIL, 6100 W. Main Street, Maryville, IL 62062
(618) 343-6335 -or– email to tbutler@hbaswil.org
HBA Policy: Registration for the HBA Event is considered confirmation of your participation and
will be invoiced if cancellation is not made within 3 days of the event.
11

Top Clinton Advisor Cites Importance of
Housing to the Economy
Gene Sperling, a top economic advisor to Democratic presidential
candidate Hillary Clinton, said that housing will play an important role
in a Clinton administration.
“For Hillary Clinton, growing middle-class jobs and middle-income
security is the single lens in which she will judge economic policy,”
Sperling said in an address to the NAHB Board of Directors at their
Midyear Meeting in Miami. “What better helps the middle class than
housing? Housing creates jobs in the United States. There is
probably no other sector that creates jobs throughout income levels
– from construction jobs to professional and servicing jobs.”
Noting that the credit pendulum has swung too tight in the aftermath
of the Great Recession, Sperling cited a study from the Urban
Institute that compared credit availability during the pre-crisis levels to the standards of today. The study
found that 5 million fewer home loans have been issued as a result of current tight lending standards.
“Our challenge now is to never swing back to where we were, but to get to an equilibrium where people
who are creditworthy can get the housing they need,” said Sperling. “This will lead to increased housing
starts, construction and affordable housing, which we need in this country.”
Sperling noted that the issue of housing finance reform is “really tough,” but stipulated that a government
backstop is essential to protect the 30-year mortgage.
“You need a backstop to ensure the United States of America still has a 30-year fixed mortgage,” said
Sperling. “That is something that gives people the opportunity to become home owners in this country.”
If Clinton is elected president, Sperling said she will:
Defend and expand the Low Income Housing Tax Credit.
 Encourage communities to implement land use strategies that make it easier to build affordable rental
housing near good jobs by increasing funding for infrastructure banks and competitive grant programs.
 Support common sense relief for community banks and make sure that any reforms level the playing
field so that Wall Street banks do not have any advantages over community lenders.
 Focus on a major infrastructure plan in which “she sees construction and housing as part of that larger
infrastructure.”
Regarding the mortgage interest deduction, Sperling said that Clinton’s tax plan would retain the
mortgage interest deduction but cap the marginal rate at which households can take their deductions at
28% “So for 98% of Americans, the mortgage interest deduction is completely untouched,” said Sperling.
NAHB does not endorse presidential candidates.
12

Trump Vows to Cut Burdensome Regulations
in Address to Home Builders
Additionally, Trump said he will end corporate
inversions and repeal the estate tax, commonly
referred to as the death tax.
“I know so many families that have been destroyed
by the death tax,” he said. “They end up losing their
business or have to sell their business. Farmers are
hit hard, housing companies are hit hard.”
More than 950 NAHB members and guests listened to the
Republican presidential candidate.
Republican presidential candidate Donald Trump
today vowed to cut regulations that are hurting the
housing and economic recovery. Speaking before
more than 950 NAHB members and guests
attending the NAHB Board of Directors Midyear
Meeting in Miami, Trump said that over-regulation is
costing the economy $2 trillion per year.
“No one other than the energy industry is regulated
more than the home building industry,” said Trump.
“Twenty-five percent of the cost of a home is due to
regulation. I think we should get that down to about
2%.”
Laying out his plan to create more jobs, lower taxes
and reduce burdensome regulations, Trump said:
“We will impose a temporary moratorium order on
new agency regulations. We’ll cancel all illegal and
overreaching executive orders signed by President
Obama. We will eliminate all regulations that kill jobs.
We will remove the bureaucrats that only know how
to kill jobs and replace them with experts who know
how to create jobs without regulations.”
As part of his program to spur job and economic
growth, Trump promised a major tax simplification
plan to reduce the tax code to three brackets and
ensure that all small businesses will be taxed at no
more than 15%.
“Everyone’s taxes will go down under my plan,” said
Trump.
13
NAHB Remodelers Chair Tim Shigley
of Wichita, Kansas, had a message for
More than 11,000 people viewed Trump’s address to
the NAHB board via a live video feed.
“We are very honored to have these national leaders
address our members,” said NAHB Chairman Ed
Brady. “Their presence at our board meeting conveys
the important role that the nation’s housing industry
will play in the upcoming elections and reaffirms that
housing must remain a national priority.”
NAHB does not endorse presidential candidates.
Noting that his father was a home builder, Trump
expressed a deep affinity for the industry. “A home
builder taught me everything I know,” he said. “There
is no greater thing you can do. If you can build a
home, you can build anything.”

Driverless Cars
At present there are 240 million cars and light
trucks in the USA, most of which are parked 23
hours a day or more. This idleness makes
owning and driving a car expensive. If cars could
just be used more, automobile transportation
costs would fall.
They will not only be safer than existing cars, but
will travel faster and get much better gas mileage.
And, shared self-driving cars are expected to
easily take 50% of existing cars off the road.
Suddenly the cost of conveying a passenger is
likely to be not much more than double or triple
the cost of public transit. Better yet, hailing such
a vehicle from the permanent circulating fleet will
take little time and no more than a swipe or two
on your smart phone. As a bonus, on-street
parking and most off-street parking would
completely disappear.
That is the promise of Uber, Lyft and all the other
assorted ride hailing services. But, what about
the next step, driverless cars? With no driver to
pay, travel becomes even cheaper. What does
the promise of cheaper transportation mean for
cities, commutes, sprawl, and more generally how
we live? I suggest it will encourage sprawl by
increasing the distance of our commutes. Here’s
why:
As goods and services get cheaper we generally
consume more of them. For example, long
distance phone calls were once prohibitively
expensive and we made them rarely. Today, they
are free and we make lots of them. Televisions
used to be very costly; a house had just one.
Now, every room has a TV. Several years ago,
gasoline was $4/gallon and owning a Prius was a
status symbol. Now, with gasoline at $2.25/
gallon, we are buying gas guzzlers by the gross
and driving more too. In short, as something gets
cheaper, we generally consume more of it.
Returning our attention back to driverless cars, as
new technologies and roads are built to
specifically accommodate these vehicles, their
transformative potential will become apparent.
14
In short, we are on the verge of faster, safer, and
cheaper travel. Add to this the twin observations
that people generally are willing to commute
about 30 minutes to get to work, and that
(possibly as a result), urban population densities
have generally been declining by about 1%/year
since about 1890, and you have a strong
likelihood that the cost and time savings these
new modes of travel promise will result in longer
distance commutes, and thus continued sprawl.
In short, the easier it is to get from “Here” to
“There”, the farther away from “There” people are
apt to live.
Moreover, this outcome is highly likely no matter
how things turn out. If we enthusiastically
embrace ride-sharing technology, something
Americans have never done, we will all be
whisked speedily to our now ever-distant places
of work and sprawl continues. By contrast, if few
of us ride-share and we instead use our own selfdriving
cars, which is probably more likely, it
would mean more cars on the road and thus
slightly slower speeds than what could be
achieved via mass ride-sharing and thus longer
commutes. But we would all be watching TV or
reading so who cares!
Elliot Eisenberg, Ph.D. is President of
GraphsandLaughs, LLC and can be reached
at Elliot@graphsandlaughs.net. His daily 70
word economics and policy blog can be seen
at www.econ70.com.