Don’t Charge Ahead on EMV Cards

Change is in the cards, literally. Europay, MasterCard and Visa technology is coming to the United States and bringing with it a host of benefits for cardholders and issuers, including enhanced security and international compatibility.

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Change is in the cards, literally. Europay, MasterCard and Visa technology is coming to the United States and bringing with it a host of benefits for cardholders and issuers, including enhanced security and international compatibility. If embracing the future of card technology isn’t incentive enough for credit unions to make the switch, both Visa and MasterCard already have plans to shift fraud liability to issuers and acquirers that aren’t EMV chip-enabled starting in 2013. Like it or not, it’s time to start thinking about the change.

After $400 billion vanished, lawsuits quickly filled the void, including two class actions filed in the Southern District of Florida.These cases present the Southern District of Florida with an opportunity to serve as the first federal court to publish decisions on digital currency issues, including whether these currencies are securities, commodities, or an altogether new class of assets.