5 Easy Ways to Stop Being Broke Right Now

Struggling to make the ends meet every month is just so stressful and not to mention, mentally and emotionally draining.

After having to quit my office job, I had to face the tough consequences of all those bad money decisions that I’ve made back when I was still working.

Since I was in between jobs, I was stuck in this negative cycle of barely making the ends meet every month and struggling to provide even for the basic necessities.

It was like having to constantly carry this huge weight on my shoulders. It was a gut-wrenching pain that never seems to go away.

Nobody wants to be stuck in this cycle but sometimes the problem is when we are in this situation, it may seem too impossible to find a way out, especially if you’re living paycheck to paycheck and you’re always left with nothing every month.

I know how debilitating and exhausting this feels. I cried myself to bed almost every night worrying.

I wanted so badly for my situation to change but all of it just became too overwhelming for me that most days I just felt like giving up — thinking that no matter what I do, I could never turn my situation around.

But I was wrong. So, if you’re also feeling this way, I’m here to tell you this: It is possible for you to change your financial situation.

It is possible for you to get out of debt and stop living paycheck to paycheck and it’s definitely possible for you to stop being broke.

You just have to recognize the fact that regardless of how difficult your situation is right now, you have to power to change it.

Here are 5 steps I took to finally stop being broke and break free from the cycle…

These are just some of the steps that helped alleviate my financial situation — I’m hoping it will do the same for you!

So, whether you want to get out of debt, increase your savings or just basically lessen your financial stress, living below your means will help you get there.

Remind yourself that choosing to live this lifestyle doesn’t mean that you’re cheap.

You don’t have to resort to extreme measures just to stretch every dollar, you just have to make wise money decisions and choose to invest your money on things that really matter.

Stop choosing convenience over savings…

Most people are guilty of this. Whether it’s constantly eating out, choosing to take that Uber ride or even having our groceries delivered, it’s always so easy to go for convenience over savings.

But after taking a hard look at my finances, I realized just how this behavior has cost me.

I know it’s often so easy to ignore these charges, especially since the upfront charge is low and not to mention that it’s convenient but what we don’t realize is that these small charges can easily pile up and cost us more than what we expected.

It’s not bad to choose convenience once in a while but if money is tight and your goal is to save, then it’s definitely time to put a stop to this behavior.

Organize your finances…

I never really knew how important this was until last year.

Last year was by far my greatest financial struggle. I was buried in so much debt, struggling to make the ends meet and my finances were pretty much all over the place.

This made me realized how my spending habits and being disorganized with my finances has left me in financial ruin.