16.3 Amount of Outstanding Principal and Interest of the
Deceased Borrowers paid out from Insurance Fund (Cumulative)

89.27

17.0

Higher Education Loan (Cumulative)

17.1 No. of Female Students

12,959

17.2 No. of Male Students

40,966

17.3 Total :

53,925

17.4 Amount Disbursed (Female)

13.88

17.5 Amount Disbursed (Male)

38.35

17.6 Total :

52.24

18.0

Scholarship (Cumulative)

18.1 Scholarship Recipient (Female)

155,549

18.2 Scholarship Recipient (Male)

105,579

18.3 Total :

261,128

18.4 Scholarship Amount (Female)

3.84

18.5 Scholarship Amount (Male)

2.61

18.6 Total :

6.45

19.0

Number of Members (g)

19.1 Female

8,675,801

19.2 Male

297,447

19.3 Total :

8,973,248

20.0

Number of Groups

1,383,632

21.0

Number of Centres

139,683

22.0

Number of Villages

81,401

23.0

Number of Branches

2,568

24.0

Number of Branches with Computerised Accounting and MIS

2,568

(a)

On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.

(b)

This figure is not exactly equal to the differece between items 1 and 2 because of difference in conversion rates.

(c)

Amount repaid as a percentage of amount due.

(d)

If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.

(e)

On the last day of each month, 100 per cent provision is made for all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.

(f)

In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.

(g)

Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively