TERMS & CONDITIONS OF WEBSITE USE
Access to and use of this Website is subject to the following terms and conditions and all applicable laws. By using this Website you agree to be legally bound by these terms and conditions and our privacy statement. If you do not accept these terms & conditions and our privacy statement, do not use this Website.

ACCESSING OUR WEBSITE
This Website is made available for information purposes only. Access to the Website is permitted on a temporary basis and for your personal and non-commercial use. We reserve the right to restrict, suspend or terminate your access to the Website and to withdraw or amend the service we provide on our Website without notice, if we believe, in our absolute discretion, that you have breached these Terms and Conditions. Any such restriction, suspension or termination is without prejudice to any rights that we may have against you for breach of these Terms and Conditions. We may also remove the Website as a whole or any part of the Website at any time, without prior notice. We will not be liable if for any reason the Website is unavailable at any time and for any period.

VARIATIONS
The ivor.iqmarketers.com may at any time change these Terms & Conditions, Privacy statement, and or the content of the Website without notice to you and you should therefore periodically visit this page to review the then current terms to which you are bound.

LINKS FROM OUR WEBSITE
The ivor.iqmarketers.com may provide links to resources provided by other third-party and other websites. These links are provided for your information only. The existence of a link to another website does not imply or express endorsement of its provider, products or services by us. We have no control, over the contents of those websites or resources and cannot be held liable for the content of these websites or the use made of such content by users or for any loss or damage that may arise from your use of them or your reliance on content contained in them.

INTELLECTUAL PROPERTY RIGHTS
Access to this Website grants you the right of use of the Website in a private and non-exclusive manner. All rights, title, and interest in and to all aspects of this Website and any material published on it remain the sole property of the ivor.iqmarketers.com. The content of the Website is subject to copyright protection and other intellectual property rights. The company names, trade names, logos and all product names are trademarks owned by the ivor.iqmarketers.com. Any misuse of these trademarks is expressly forbidden. The content of the Website may not be copied other than for personal and non-commercial use, with all copyright or other proprietary notices retained. Except as expressly provided above, it is not permitted to copy, display, download, modify, reproduce or retransmit any information on this Website without the express written consent of the ivor.iqmarketers.com. Please do not reproduce, copy, distribute, modify, transmit, republish or revise the contents of this Website without written permission of the ivor.iqmarketers.com.

MISUSE OF THE WEBSITE
Unless specifically requested, we do not solicit or wish to receive any confidential, secret or proprietary information or other material from you through the Website or in any other way. You agree that we may treat any such information or other material as non-confidential secret or proprietary and we shall have no liability for any loss or damage suffered as a result of our use or disclosure of such information or other materials. You must not post or transmit any unlawful, threatening, libelous, defamatory, obscene, pornographic, indecent or profane material, or any material that could constitute or encourage conduct that would be considered a criminal offence or violate any law or regulation. You must not misuse our Website by knowingly introducing viruses or other material which is malicious or technologically harmful nor attempt to gain unauthorised access to our Website the server on which our Website is stored or any server, computer or database connected to our Website.

RELIANCE ON INFORMATION PROVIDED
Whilst the ivor.iqmarketers.com endeavours to ensure that the information on this Website is correct, it does not warrant to the reliability, accuracy or completeness of the material in the Website. The material is provided ‘as is’ without any conditions, warranties or terms (expressed or implied) of any kind. Users of this Website who suspect that they suffer from any medical condition described on this Website, or feel that they need a change in the treatment of their condition, are strongly urged to consult their doctor. Nothing on this Website should be interpreted as medical or health advice and under no circumstances can the information or advice presented on this Website replace professional advice and or treatment by a healthcare professional. In particular and without prejudice to the generality of the foregoing, nothing on this Website should be used for the purpose of “self diagnosis”.

DISCLAIMER OF LIABILITY
The Website is provided “as is” and without warranties of any kind, whether express or implied to the fullest extent permissible pursuant to the applicable law. The ivor.iqmarketers.com disclaim all warranties, express or implied, including, but not limited to implied warranties of merchantability and fitness for a particular purpose or non-infringement. Neither the ivor.iqmarketers.com nor any of its affiliates shall be liable for any direct, indirect, incidental, consequential or punitive damages or losses arising out of: (a) the ability (or inability) to access this Website, (b) the use (or inability to use) the Website and/or any of its content, (c) or the content of any Website(s) “hot-linked” to this Website. In addition, the ivor.iqmarketers.com does not warrant that this Website or the server, which makes it available, is free of viruses or other harmful components. You (and not the ivor.iqmarketers.com) assume the entire cost of all necessary servicing, repair, or correction. You hereby agree to indemnify and hold harmless the ivor.iqmarketers.com, its officers, directors and employees from and against all losses, expenses, damages and costs resulting from any violation of these Terms and Conditions. The ivor.iqmarketers.com does not limit or restrict its liability for fraudulent misrepresentation or death or personal injury should it arise from the negligence of the ivor.iqmarketers.com, or for any liability that cannot by law be excluded.

JURISDICTION AND APPLICABLE LAW
These terms and conditions are governed by Irish law. By accessing and using this Website, you agree that any dispute will resolved exclusively by the Irish courts.

CONTACT US
If you have any comment or concern about material which appears on the Website, please contact the ivor.iqmarketers.com.PRIVACY STATEMENT The ivor.iqmarketers.com is firmly committed to protecting the privacy of information we may collect from our online visitors in line with our online users reasonable expectations of privacy. The following describes how we handle information collected as well as our dissemination practices for this Website. Cookies When you visit this Website your online device will automatically receive one or several cookies, which are transferred from this Website to your internet browser. This Website provides the user with an “opt-in” pop up prior to the collections of cookies. Our use of cookies is clearly stated on each page of our Website.

What is a cookie?
A cookie is a small text file. It does not contain any personal information and it not able to collect information. Two types of cookies can be used, “session-only” and “persistent”. “Session-only” cookies are deleted when you end your browser session. “Persistent cookies” remains on your device for the time period set in the cookie after which time they delete themselves. However, these cookies may be renewed every time you visit the Website.

Why does the ivor.iqmarketers.com use cookies?
The ivor.iqmarketers.com is interested in knowing how the content provided is used. The information is used only to define where the visitors come from, what content is viewed and for how long. These cookies allow a more detailed level of tracking to fine tune our usage reports and thereby gain a better understanding of potential areas of improvement so that the ivor.iqmarketers.com can continue to improve the relevance of and accessibility to the content we provide. This information cannot be used to identify a visitor as an individual.

How to avoid or delete a cookie
Most internet browsers allow you delete, block or alert you before a cookie is saved/stored on your online device. Depending on which online device you use, you can in its settings get information on how you set your browser to handle cookies. Can I still visit the Website if the cookie-function is disabled? Yes. Should you have cookies disabled on your online device, you will continue to have the same access to the Website content as with cookies enabled. However, some functions such as surveys and tools might operate with reduced functionality or not at all.

Third parties
This Website uses cookies from Google analytics to measure the traffic on the Website.

Processing of personal information
Personally identifiable information and purposes
The ivor.iqmarketers.com collects personally identifiable information such as names, addresses and email addresses when this is provided voluntarily by you or if you have given your consent.Your data may be processed for the following purposes: To provide access to a specific part of our Website, to contact you regarding the information or services you have requested, to carry out surveys about how to improve our service to you, such as visitor feedback, to supply a reasonable level of services to our users or for other purposes directly requested by you.

Disclosures and onward transfers
The ivor.iqmarketers.com guarantees that your personal data will not be disclosed to third parties under any circumstances without your explicit informed consent except as described in this policy.The ivor.iqmarketers.com will not share other personal information without your explicit consent unless disclosure is reasonably necessary in the ivor.iqmarketers.com’s opinion to: enforce an agreement between you and the ivor.iqmarketers.com; comply with legal process, including, but not limited to, civil and criminal subpoenas, court orders or other compulsory disclosures; respond to service inquiries; or protect the rights, property, or personal safety of the ivor.iqmarketers.com, the users of the Website or the public.The information originating from the cookies will only be used by the ivor.iqmarketers.com and our relevant partners to increase the quality of content, service and support to our visitors. Some of this information may be made public from time to time; however, it will only be in an aggregate and non-personally identifiable form, such as how many visitors the Website has had. The type of information gathered includes origin of the user, type of browser, operating system and search engine used, and length of visit on the site.Your personal data is stored on ivor.iqmarketers.com computers/servers.

Third Party Data Processors
The ivor.iqmarketers.com may choose to use data processors, e.g. hosting companies, and your personal data may then be transferred to and stored by third party specialists engaged by the ivor.iqmarketers.com. who will process your data on the ivor.iqmarketers.com’s behalf (i.e. as data processors) and assist in the provision of the content and services you request. These third party providers will be obligated by the ivor.iqmarketers.com to safeguard the confidentiality of your data and to take adequate technical and organizational measures to protect your data against (a) accidental or unlawful destruction, loss or alteration, (b) Unauthorized disclosure or abuse, or (c) other unlawful processing.

Data Retention
The ivor.iqmarketers.com will keep your personal data only for the life of the Website, plus three years, for the purposes for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements.

Security measures
The ivor.iqmarketers.com will see to it that the recorded data, including your personal data, is handled carefully and protected properly following the currently applicable safety standards.
The ivor.iqmarketers.com regularly audits its system for possible vulnerabilities and attacks. However, since the internet is not a 100% secure environment, the ivor.iqmarketers.com cannot ensure or warrant the security of information you transmit. Emails sent via the Website are not encrypted, and the ivor.iqmarketers.com therefore advise you not to communicate any confidential information through these means.

How can you gain access to, modify or remove information?
You have the right to be informed about the information held by the ivor.iqmarketers.com about you, and to review and modify the information in the event your information stored by us is incorrect, and to request that we delete such information in the event your information as stored by us is incorrect.
If you have requested to receive information from the ivor.iqmarketers.com, e.g. newsletters etc, and do not wish to be receive further information, you can easily opt out by emailing us at info@ivor.iqmarketers.com

Direct communication
Any questions, comments, suggestions, and so on that you may forward or transmit via the Website will to the fullest extent permitted by applicable law become and remain the property of the ivor.iqmarketers.com and will be treated as non-confidential, non-proprietary information that the ivor.iqmarketers.com may use in any fashion and for any purpose whatsoever.

Children
This Website is not intended or designed to attract children under the age of 18 years. We do not collect personally identifiable data from any person we know to be under the age of 18 years.