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Paying Off Debt

Paying off debt is (obviously) one of the biggest steps in one's journey to become, and ultimately stay, debt free. Getting rid of all of your consumer debt is great for your long term financial success because it frees up room in your budget from minimum payments to your creditors, and reduces the wasted interest that just goes to banks and credit card companies for stuff you already bought.

The key to paying off debt quickly is focusing on a single debt, and pay more than the minimum payment until it is gone. When you make your first budget and list
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