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Holiday Club Account

Have more to give this holiday season, with the help of a savings account that works year-round. Our Holiday Club account builds your balance with regular automatic transfers from any other STC checking or savings account — all while you earn interest across the calendar, with no monthly maintenance charge!

We'll then transfer your savings and earnings back to your primary account in September, in plenty of time to make your list and check it twice.

You must maintain a minimum daily balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.

All deposits are made by automatic transfer from your Steuben Trust Company checking or savings account. Any number of deposits may be made at any time. At the end of the club account annual period, the funds in the account will be deposited to the funding account.