College

Ready to Switch?

Open an account today!

Already Started?

To complete
your application,

log in:

Start Smart Account

We want you to study smart, bank smart, and start smart – that’s why we offer the Start Smart account, made just for you! Get the banking tools and guidance you need from a local partner you can trust. Get started today!

Start Smart Account includes:

No monthly fees or balance requirements: for young adults between the ages of 18-24, your minimum $75 savings balance requirement will be waived!

Experience the RCU Difference:

Membership open to anyone living or working in the greater North Bay and San Francisco. Some restrictions may apply. Must be age 18-24 to open a Start Smart account. Start Smart account minimum balance fees are waived until age 25. Certain restrictions may apply.

Accrue 1 point for every $1 you spend using your RCU Visa credit card and 1 point for every $2 you spend using your RCU Visa debit card (signature-based transactions only). Business accounts are not eligible.

Join RCU Today

Welcome!

Get started now

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!