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Amend an existing application

You can make the following amendments to your first direct online mortgage application:

Loans amount

Mortgage term

Mortgage type (i.e. change from Offset to Repayment only)

Interest rate (e.g. change to Fixed, Tracker or Standard Variable)

In order to make amendments you'll need to:

1. Use our 'compare our mortgages' tool to find the mortgage that you would now wish to change to – remembering to select 'Amending an existing application'

2. Select 'Further info' followed by 'Apply Now'

3. Then simply follow the on-screen instructions

Please Note: You'll need to complete a new mortgage application if you want to make any other amendments to your online mortgage application or if your application was submitted over 5 months ago. If you do not wish to amend your interest rate, but cannot find the interest rate you originally applied for, please call us on 08 456 100 103.

Use this tool to find and compare first direct mortgages that may be available to you. Please ensure you read the Key Facts PDF download about our mortgage service. View our fees. This information does not include all of the details that you need to select a mortgage or compare mortgages. Make sure you read the separate Key Facts Illustration Help before you make a decision.

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How Much Can I Borrow?

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Before you useour calculator

The Financial Conduct Authority have asked us to provide you with the following information about our mortgage service.

By using our telephone service we can offer you advice in respect of choosing a mortgage taking into account your individual needs and financial circumstances. If you use our online service you will not receive advice in respect of your mortgage.

This calculator will give you a figure which is for illustrative purposes only. All lending is subject to status and a full financial assessment being made. Figures given by this calculator do not constitute an offer to lend to you.

Important information

The maximum we would consider lending will depend on your individual situation, the property you are purchasing (e.g. new build), the loan you choose and the amount you borrow.

Tell us what you think

Quick Question

Tell us what you think!

Would you rather your mortgage have a:

Low rate

Low fee

Already a customer?

If you're an existing first direct mortgage customer and are thinking about changing your mortgage deal, borrowing more on your current mortgage, or making extra payments, you can visit our Existing Customers page. Alternatively, you can call us on 08 456 100 173.

Think carefully before securing other debts against your home.Your home may be repossessed if you do not keep up repayments on your mortgage.

We've gathered together a selection of handy calculators, demos and videos to help make your life a little easier.

* Source: Moneywise Customer Services Awards 2013. Service Winner. Best Current Account for Call Centre Service.
** Banking with first direct usually costs £10 a month, but we'll waive the fee if you pay in at least £1,000 to your 1st Account each month.