What if you have bad credit?

Guarantor loans, which let you borrow more by nominating a friend or family member to take over the repayments if you cannot pay back your loan.

Bad credit loans let you borrow even if you have a poor credit history. However, your choice of lender is limited and you may pay more interest.

You may be able to borrow what you need with a secured loan, which is tied to something you own like your house or car. However, if you cannot pay back your loan, your lender can then take this from you.

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