Informational : All Partners 1st offices will be closed on Monday, May 27, in observance of Memorial Day. You can still access your accounts using 1st Online home banking, the Partners 1st mobile app, or at your nearest ATM.

Manufactured Home Loans

Manufactured Home Loans

Partners 1st now offers financing on both new and used manufactured homes with low fixed interest rates. Whether you are buying or refinancing a manufactured home, we’re ready to help!

Manufactured Home Loan Features
• Available for purchase or refinance
• Affordable, fixed interest rate
• Primary residence only
• Maximum 30-year term for purchase and no cashout mortgages (must be eligible for PMI)
• Maximum 20-year term for cash-out mortgages (must own home and land for minimum of 12 months)

Minimum credit score of 670 required. Maximum LTV of 95% for purchase and no cash-out mortgages (30 year max). Maximum 65% for cash out mortgages (20 year max). Fixed rates only; no ARM loans. Primary residence only. Property must be built on or after 6/15/76. Property must be affixed to permanent foundation with proper anchoring system. Must have legible HUD plate on exterior and HUD certificate on interior.

We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.