* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Introduction to Pioneers, ICICI Bank:

If there is any bank that has pioneered the significant presence of credit cards that we witness today, ICICI Bank deserves all the credit and much more for popularising the use of credit cards in the Indian financial sector. Although credit cards had existed in India since the second half of the 1980s, it wasn?t widely available and many people were not even aware of the existence, let alone the benefits, of credit cards. It was primarily due to the efforts of ICICI Bank in the decade following Liberalization to bring the notion of credit cards in to the mainstream of Indian fiscal discourse.

Introduction to Credit Cards:

Often, the mind would desire to buy exotic goods and services, or just to shop wantonly. However, Shopping is definitely an expensive affair. The very act of Shopping itself from one place to another may involve the lion?s share of the expenditure you might incur, that too, if you are on the road and exploring new places to shop from. While carrying hard currency might sound like a good idea at first, there would always be the worry of either not possessing sufficient cash to pay or bills or losing the money you had and getting yourself into a dire and uncomfortable situation.

With credit cards, however, things tend to become a lot easier and uncomplicated. They are essentially plastic cards that have an attached microchip. The microchip in question is digitally connected to your bank account. Whenever you make a purchase using your credit card, the bank is notified and they loan the amount of the transaction to you, from where you are able to pay for what you have bought. This therefore eliminates the need to carry cash around, and the stress that are associated with it. Of course, you have to repay the amount the bank loaned to you on a monthly basis.

Platinum and Visa Cards:

There are a plethora of credit cards that are currently available, and each set of cards have differentiated based on the function they have been assigned by the bank of their issue. The kind of credit card that you would select for Shopping is lifestyle credit cards. Most Indian banks offer credit cards that can be used for Shopping and sundry expenses. Most of these cards have been further categorized into different types that cater to the different needs for shoppers. One of the most commonly encountered types is the Platinum cards, which offer amazing features and astonishing benefits for its holders.

Another type of card that is very popular not only in India, but around the world, is the Visa card and they can be used to buy a large number of goods and services no matter where you go and where you are. Visa cards are without exception universally accepted at retail outlets around the world, making it easier for you to purchase different things from different places provided you own a Visa card in your pocket.

ICICI Platinum Visa Credit Card:

The innovative genius of ICICI Bank lies in the fact that they have been able to synthesize a revolutionary concept where they have combined the luxuries afforded by Platinum cards and the extreme accessibility of goods and services that is available with Visa cards. The end result is the creation of ICICI Bank Platinum Visa credit card that combines the best of two worlds. Now not only can you shop easily but also you can use the same card to travel the world too, if you so want. With this card in your possession, you can expect to buy the best things from Kolkatta without encountering any sort of inconvenience.

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up PROS

With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.

We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1

You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.

Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

3.6

12 Reviews Sort

Newest

good

2 months ago | Abdul Salam

I find this credit card is very convenient to use. I don?t need to pay any annual fee every year for this credit card. I get offers like reward points and cash back in this credit card.

good

6 months ago | Dhawal Saxena

I am having the Jet Airways ICICI Bank Coral Visa Credit Card the customer service is good one. I would like to say that the credit limit value is good .response from the credit card team is fine,got really good offers while shopping specilly on Wednesday

Unable to handle customers query

8 months ago | Sandeep Dubey

I got this card 5 years back. I feel the customer support is not as i expected . They Don't treat customer properly.

Good card to have

7 months ago | Payod Rana

The ICICI bank platinum chip credit card is a pretty good one to have. The credit limit is good for me. It is very good card and there are offers as well on the card. The process is simple and the documentation is also normal and easy.

Excellent card to take care of your travell need

7 months ago | Cital Sukla

This card has a service call i assist. This is icici bank's 24/7 premium concierge service designed to take care of your travel, hotel, and car rental reservations. So no need to bother about your journey any more. Just inform them and they will take care of every thing.

Average card,low credit limit

9 months ago | Kirti Soni

The time which was taken by icici bank platinum chip credit card was longer than normal time. The icici platinum chip card i got has very less amount of credit limit. That?s why i cannot use it properly at the time of need.

Lots of benefits

1 year ago | Atrh Gupte

I have taken a credit card with jet airways ICICI Bank coral visa Credit Card. I have a very good reason to choose this card because this card is giving me lots of benefits while traveling abroad.

High cost

1 year ago | Payod Rana

I have not seen any offers on jet airways ICICI bank coral visa credit card.It is a costly card and not affordable for normal earning persons.

Best for travellers

3 months ago | Ramesh Thangaraj

ItÃ•s a good card if you are travelling regularly. With this card you get 2500 jpmiles which you can redeem to ticket booking. This card also giving you discount on flight booking.

Good offers

11 months ago | Ruby Dash

The credit limit quoted by Jet Airways ICICI Bank Coral Visa Credit Card service is 1 lakhs. The offers are quite good to use. If you donÕt fly with jetairways then this is not your card.

Processing time optimum

10 months ago | Nirpen Raha

My experience with Jet Airways ICICI Bank Coral Visa Credit Card was good. The processing time is very less. The interest rate is also managable. This card has a annual fee off rs 1250.

Average card

1 year ago | Kiran Kumar

I hold ICICI Bank platinum chip Credit Card. If u r a frequent flyer then this is the card for u. Bcoz in this card you get free access to domestic airport lounges in india is a great benefit and these lounges are great to relax and unwind before a flight.