Happy Personal Loan Stories - September 2019

New To Credit

Sep 14, 2019

Customer Details:

Age: 38 City: Bengaluru

Monthly Income: ₹30,300

Credit Score: Near new-to-credit

Requirement

₹2,00,000 for Personal Loan

Loan Disbursal

Time: 4 hours

Arunraj (name changed) is 38 years old and lives in Madivala, Bengaluru in his parents' house. He had a requirement of ₹2,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Arunraj required money urgently but he was new to credit i.e. did not have prior history of loan or credit card. Most banks and lenders want to see credit history before approving a personal loan.

Credy looks at not just the credit history, but also multitude of other factors such as monthly income, home ownership type, good banking records, etc. Arunraj had a good monthly income of ₹30,300 and solid home ownership as he stayed in his parents' house. Considering this and many other factors, Arunraj's loan was approved and disbursed in 4 hours!

There are many happy Credy customers like Arunraj whom we have helped.

Upendra (name changed) is 39 years old and lives in Bibvewadi, Pune in his own house. He had a requirement of ₹50,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Upendra needed a personal loan but had 89 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Upendra had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 89 days of EMI delay on his credit profile about five years ago, 0 days of EMI delay three years ago and 0 days of EMI delay in the previous year. After careful evaluation of this and several other factors, Upendra's loan was disbursed in just 30 hours!

Upendra is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Sharief (name changed) is 31 years old and lives in Electronics City, Bengaluru in his own house. He had a requirement of ₹50,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Sharief needed a personal loan but had 187 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Sharief had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 187 days of EMI delay on his credit profile five years ago, which reduced to 10 in the previous year. After careful evaluation of this and several factors, Sharief's loan was disbursed.

There are many happy customers like Sharief who are impressed by our fast online loan process.

Pereira (name changed) is 27 years old and lives in Jekegram, Mumbai in his parents' house. He had a requirement of ₹20,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Pereira needed quick money but his monthly salary was ₹18,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Pereira maintained a good credit score of 830 which is an indicator of decent credit health. After careful evaluation of this and several other factors, Pereira's loan was disbursed in just 28 hours!

We are glad to have offered timely help to Pereira who is just one of our many happy customers.

Basavaraju (name changed) is 28 years old and lives in Viveknagar (Bangalore), Bengaluru in her rented house. She had a requirement of ₹20,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Basavaraju was looking for a personal loan but had been employed with her company for only 6 months which is considered risky by other lenders.

We at Credy, not just look at the duration of an applicant's employment, but also check other factors like employer quality, banking history, spending patterns, home ownership and credit history. Despite being only recently employed with she current company, we observed Basavaraju had good spending habits. Basavaraju's loan was approved and disbursed within 6 hours, after taking into consideration this and several other factors.

Kishan (name changed) is 31 years old and lives in Electronics City, Bengaluru with his family. He had a requirement of ₹50,000 for home renovation. Who doesn't want their homes to look new and beautiful? Home renovation sure fixes this purpose but requires a good amount of money. Kishan was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

People who have been employed with a certain company for a very short period of time usually find it difficult to get a loan. Credy however, considers some other factors such as good banking, spending patterns, strong home ownership and credit score among others. Despite being only recently employed with he current company, we observed Kishan had good spending habits. Kishan's loan was approved and disbursed within 8 hours, after taking into consideration this and several other factors.

Munusamy (name changed) is 37 years old and lives in Mugalivakkam, Chennai in his parents' house. He had a requirement of ₹2,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Munusamy required money urgently but he was new to credit i.e. did not have prior history of loan or credit card. Most banks and lenders want to see credit history before approving a personal loan.

Loan applications at Credy are carefully assessed for multiple factors such as monthly income, home ownership category, banking history, etc. Being new to credit is just one of the many factors. Munusamy had a good monthly income of ₹28,000 and solid home ownership as he stayed in his parents' house. Munusamy's loan was approved and disbursed within 3 hours, after taking into consideration this and several other factors.

Narasimhaiah (name changed) is 21 years old and lives in Kadugodi, Bengaluru with his friends. He had a requirement of ₹52,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Narasimhaiah needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating Narasimhaiah's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Narasimhaiah's loan was approved and disbursed within an hour, after taking into consideration this and several other factors.

There are many happy customers like Narasimhaiah who are impressed by our fast online loan process.

Sarkar (name changed) is 23 years old and lives in St. John's Medical College, Bengaluru with his friends. He had a requirement of ₹35,000 for home renovation. Home renovation is sometimes not planned in advance and may require urgent money. Sarkar was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

People who have been employed with a certain company for a very short period of time usually find it difficult to get a loan. Credy however, considers some other factors such as good banking, spending patterns, strong home ownership and credit score among others. Despite being only recently employed with he current company, we observed Sarkar had good spending habits. After careful evaluation of this and several factors, Sarkar's loan was disbursed.

Surendar (name changed) is 23 years old and lives in West Mambalam, Chennai in his parents' house. He had a requirement of ₹30,000 for travel. Travel is always fun and usually requires a good deal of planning and expenses. Surendar needed quick money but his monthly salary was ₹22,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, we do a careful assessment of the applicant's profile for multiple factors like credit history, spending patterns, credit score, loan payment history, etc. Monthly income is just one of the many factors. Surendar maintained a good credit score of 778 which is an indicator of decent credit health. Surendar's loan was approved and disbursed within 23 hours, after taking into consideration this and several other factors.

We are glad to have offered timely help to Surendar who is just one of our many happy customers.

Sunder (name changed) is 25 years old and lives in Kathriguppe, Bengaluru with his family. He had a requirement of ₹80,000 for marriage. Marriages sometimes require last-minute cash expenses. An instant loan in such situations helps ease the stress. Sunder needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy's entire process which includes loan application, approval, verification and disbursal is online. Minimal dependency on paperwork and the use of smart technology setup enables us to offer fast loans. On evaluating Sunder's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Sunder's loan was approved and disbursed within 2 hours, after taking into consideration this and several other factors.

Raghavendra (name changed) is 25 years old and lives in Madivala, Bengaluru in his parents' house. He had a requirement of ₹50,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Raghavendra needed quick money but his monthly salary was ₹16,070. Most banks and lenders do not approve a personal loan for this income.

At Credy, we do a careful assessment of the applicant's profile for multiple factors like credit history, spending patterns, credit score, loan payment history, etc. Monthly income is just one of the many factors. Raghavendra had a good credit score of 849 and had zero days of EMI delay on loans or credit cards in last one year. Considering this and many other factors, Raghavendra's loan was approved and disbursed in 23 hours!

Chandramohan (name changed) is 29 years old and lives in Whitefield, Bengaluru with his friends. He had a requirement of ₹10,000 for credit line account. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Chandramohan needed quick money but his monthly salary was ₹22,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Chandramohan had a good credit score of 838 and had zero days of EMI delay on loans or credit cards in last one year. Considering this and many other factors, Chandramohan's loan was approved and disbursed in 19 hours!

Vardhan (name changed) is 26 years old and lives in Whitefield, Bengaluru in his office quarters. He had a requirement of ₹1,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Vardhan needed quick money but his monthly salary was ₹20,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, we do a careful assessment of the applicant's profile for multiple factors like credit history, spending patterns, credit score, loan payment history, etc. Monthly income is just one of the many factors. Vardhan had a good credit score of 812 and had zero days of EMI delay on loans or credit cards in last one year. Considering this and many other factors, Vardhan's loan was approved and disbursed in 19 hours!

We are glad to have offered timely help to Vardhan who is just one of our many happy customers.

Guruprasad (name changed) is 27 years old and lives in Viveknagar (Bangalore), Bengaluru with his friends. He had a requirement of ₹50,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Guruprasad needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Guruprasad's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Guruprasad's loan was approved and disbursed in 4 hours!

There are many happy Credy customers like Guruprasad whom we have helped.

Chidanand (name changed) is 28 years old and lives in Madivala, Bengaluru with his friends. He had a requirement of ₹25,000 for credit line account. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Chidanand needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

At Credy, we use technology and analytics to give a fast loan decision and quick disbursal via a paperless process. On evaluating Chidanand's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. After careful evaluation of this and several other factors, Chidanand's loan was disbursed in just 6 hours!

We are glad to have offered timely help to Chidanand who is just one of our many happy customers.

Nirmalkumar (name changed) is 36 years old and lives in Maduravoyal, Chennai with his family. He had a requirement of ₹50,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Nirmalkumar needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

At Credy, we use technology and analytics to give a fast loan decision and quick disbursal via a paperless process. On evaluating Nirmalkumar's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Nirmalkumar's loan was approved and disbursed within 2 hours, after taking into consideration this and several other factors.

Nirmalkumar is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Subbu (name changed) is 36 years old and lives in D G Vaishnav College, Chennai in his parents' house. He had a requirement of ₹50,000 for home renovation. Who doesn't want their homes to look new and beautiful? Home renovation sure fixes this purpose but requires a good amount of money. Subbu needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Subbu's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Subbu's loan was approved and disbursed within 18 hours, after taking into consideration this and several other factors.

We are glad to have offered timely help to Subbu who is just one of our many happy customers.

Sathyanarayana (name changed) is 34 years old and lives in Kothanur, Bengaluru in his parents' house. He had a requirement of ₹1,00,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Sathyanarayana needed a personal loan but had 94 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

At Credy we do a thorough evaluation of the credit profile of applicants who have a history of delayed payments. We observe the credit and banking patterns meticulously before signing a decision. We noticed that Sathyanarayana had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 94 days of EMI delay on his credit profile five years ago, which reduced to 0 in the previous year. Sathyanarayana's loan was approved and disbursed within 47 hours, after taking into consideration this and several other factors.

Kushal (name changed) is 27 years old and lives in Adugodi, Bengaluru in his parents' house. He had a requirement of ₹60,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Kushal needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Kushal's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Kushal's loan was approved and disbursed within 2 hours, after taking into consideration this and several other factors.

Bajirao (name changed) is 31 years old and lives in Mumbra, Mumbai with his family. He had a requirement of ₹60,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Bajirao needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Bajirao's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. After careful evaluation of this and several other factors, Bajirao's loan was disbursed in just 5 hours!

There are thousands of customers like Bajirao whom we are proud to have helped.

Hemanth (name changed) is 28 years old and lives in Bannerghatta Road, Bengaluru with his friends. He had a requirement of ₹30,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Hemanth needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

We at Credy, use an impressive combination of technology and analytics to make the loan application hassle-free for the customers and the disbursal quick! On evaluating Hemanth's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Hemanth's loan was approved and disbursed within 2 hours, after taking into consideration this and several other factors.

Sandip (name changed) is 24 years old and lives in Bommasandra Industrial Estate, Bengaluru with his family. He had a requirement of ₹50,000 for home renovation. Home renovation is sometimes not planned in advance and may require urgent money. Sandip needed quick money but his monthly salary was ₹20,400. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Sandip had a good credit score of 808 and had zero days of EMI delay on loans or credit cards in last one year. Sandip's loan was approved and disbursed after taking into consideration this and several other factors.

There are many happy customers like Sandip who are impressed by our fast online loan process.

Bombale (name changed) is 25 years old and lives in Dukirkline, Pune with his family. He had a requirement of ₹50,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Bombale needed quick money but his monthly salary was ₹20,000. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Bombale had a good credit score of 733 and had zero days of EMI delay on loans or credit cards in last one year. Bombale's loan was approved and disbursed within 10 hours, after taking into consideration this and several other factors.

Bombale is just one of the thousands of happy Credy customers who appreciate our dedication.

Sathyanarayana (name changed) is 24 years old and lives in Carmelram, Bengaluru with his friends. He had a requirement of ₹20,000 for marriage. Marriages in India can be a grand and expensive affair. Sathyanarayana needed quick money but his monthly salary was ₹15,300. Most banks and lenders do not approve a personal loan for this income.

At Credy, loan applications with low monthly income may still be considered if there is a good record of other factors like credit score, credit history and banking. Sathyanarayana had zero days of EMI delay on loans or credit cards in the past year. Considering this and many other factors, Sathyanarayana's loan was approved and disbursed.

Sathyanarayana is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Hussain (name changed) is 28 years old and lives in Dighi Camp, Pune with his friends. He had a requirement of ₹70,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Hussain needed a personal loan but had 162 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Hussain had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 162 days of EMI delay on his credit profile about five years ago, 7 days of EMI delay three years ago and 0 days of EMI delay in the previous year. After careful evaluation of this and several other factors, Hussain's loan was disbursed in just 3 hours!

There are thousands of customers like Hussain whom we are proud to have helped.

Sylvester (name changed) is 30 years old and lives in Bannerghatta Road, Bengaluru with his family. He had a requirement of ₹50,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Sylvester needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Sylvester's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. After careful evaluation of this and several other factors, Sylvester's loan was disbursed in just 3 hours!

There are many happy Credy customers like Sylvester whom we have helped.

Aiyappa (name changed) is 29 years old and lives in Madivala, Bengaluru in his own house. He had a requirement of ₹44,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Aiyappa needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

We at Credy, use an impressive combination of technology and analytics to make the loan application hassle-free for the customers and the disbursal quick! On evaluating Aiyappa's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Aiyappa's loan was approved and disbursed in 7 hours!

Gubbala (name changed) is 34 years old and lives in Lingampalli, Hyderabad in his parents' house. He had a requirement of ₹25,000 for home renovation. Home renovation is sometimes not planned in advance and may require urgent money. Gubbala needed a personal loan but had 89 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Gubbala had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 89 days of EMI delay on his credit profile five years ago, which reduced to 0 in the previous year. Gubbala's loan was approved and disbursed after taking into consideration this and several other factors.

Gubbala is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Aaron (name changed) is 28 years old and lives in Bannerghatta Road, Bengaluru in his rented house. He had a requirement of ₹40,000 for credit card bill payment. Banks often levy hefty charges on credit cards and the settlement of the bill may become troublesome. Aaron needed a personal loan but had 241 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Aaron had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 241 days of EMI delay on his credit profile about five years ago, 6 days of EMI delay three years ago and 0 days of EMI delay in the previous year. Aaron's loan was approved and disbursed within 26 hours, after taking into consideration this and several other factors.

Bhavani (name changed) is 28 years old and lives in Malkajgiri, Hyderabad with her family. She had a requirement of ₹31,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Bhavani needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating Bhavani's loan application, we found that she had good spending patterns on her salary bank account and decent credit history. Considering this and many other factors, Bhavani's loan was approved and disbursed in 2 hours!

There are thousands of customers like Bhavani whom we are proud to have helped.

Moolbharthi (name changed) is 25 years old and lives in Sharma Estate, Mumbai in his rented house. He had a requirement of ₹1,00,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Moolbharthi needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Moolbharthi's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. After careful evaluation of this and several other factors, Moolbharthi's loan was disbursed in just 4 hours!

There are many happy customers like Moolbharthi who are impressed by our fast online loan process.

Adithya (name changed) is 33 years old and lives in Kadugodi, Bengaluru with his family. He had a requirement of ₹10,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Adithya needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Customers are of topmost priority at Credy and disbursing their loans instantly using technology and analytics is something that we have mastered. On evaluating Adithya's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Adithya's loan was approved and disbursed within an hour, after taking into consideration this and several other factors.

Glad we could offer timely financial help to Adithya who is just one of our many happy customers.

Madesh (name changed) is 28 years old and lives in Marathahalli Colony, Bengaluru with his family. He had a requirement of ₹10,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Madesh required money urgently but he was new to credit i.e. did not have prior history of loan or credit card. Most banks and lenders want to see credit history before approving a personal loan.

Loan applications at Credy are carefully assessed for multiple factors such as monthly income, home ownership category, banking history, etc. Being new to credit is just one of the many factors. Madesh had a monthly income of ₹35,000 which is decent enough. After careful evaluation of this and several other factors, Madesh's loan was disbursed in just 47 hours!

Ismail (name changed) is 29 years old and lives in Bannerghatta Road, Bengaluru with his family. He had a requirement of ₹2,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Ismail needed a personal loan but had 93 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

At Credy we do a thorough evaluation of the credit profile of applicants who have a history of delayed payments. We observe the credit and banking patterns meticulously before signing a decision. We noticed that Ismail had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were 93 days of EMI delay on his credit profile about five years ago, 3 days of EMI delay three years ago and 0 days of EMI delay in the previous year. After careful evaluation of this and several other factors, Ismail's loan was disbursed in just 18 hours!

There are thousands of customers like Ismail whom we are proud to have helped.

Shahid (name changed) is 31 years old and lives in Electronics City, Bengaluru in his rented house. He had a requirement of ₹1,00,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Shahid needed a personal loan but had 89 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Shahid had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 89 days of EMI delay on his credit profile five years ago, which reduced to 0 in the previous year. Shahid's loan was approved and disbursed within 3 hours, after taking into consideration this and several other factors.

There are thousands of customers like Shahid whom we are proud to have helped.

Anish (name changed) is 37 years old and lives in Anna Nagar (Chennai), Chennai in his parents' house. He had a requirement of ₹1,00,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Anish needed a personal loan but had 187 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Anish had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 187 days of EMI delay on his credit profile five years ago, which reduced to 0 in the previous year. After careful evaluation of this and several other factors, Anish's loan was disbursed in just 24 hours!

Glad we could offer timely financial help to Anish who is just one of our many happy customers.

Saif (name changed) is 29 years old and lives in Bommasandra Industrial Estate, Bengaluru with his friends. He had a requirement of ₹50,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Saif needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

We at Credy, use an impressive combination of technology and analytics to make the loan application hassle-free for the customers and the disbursal quick! On evaluating Saif's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Saif's loan was approved and disbursed within 14 hours, after taking into consideration this and several other factors.

Sachin (name changed) is 27 years old and lives in Rajajinagar, Bengaluru with his family. He had a requirement of ₹35,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Sachin needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

At Credy, we use technology and analytics to give a fast loan decision and quick disbursal via a paperless process. On evaluating Sachin's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Sachin's loan was approved and disbursed within an hour, after taking into consideration this and several other factors.

We are glad to have offered timely help to Sachin who is just one of our many happy customers.

Jaffer (name changed) is 26 years old and lives in R.M.V. Extension II Stage, Bengaluru in his parents' house. He had a requirement of ₹1,00,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Jaffer needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

At Credy, we use technology and analytics to give a fast loan decision and quick disbursal via a paperless process. On evaluating Jaffer's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Jaffer's loan was approved and disbursed within 6 hours, after taking into consideration this and several other factors.

Glad we could offer timely financial help to Jaffer who is just one of our many happy customers.

Aravind (name changed) is 26 years old and lives in Vivekananda Nagar Colony, Hyderabad in his rented house. He had a requirement of ₹50,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Aravind needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy is committed to helping its customers who are in need of urgent money. On evaluating Aravind's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Aravind's loan was approved and disbursed in 2 hours!

There are many happy customers like Aravind who are impressed by our fast online loan process.

Lakshmikanth (name changed) is 29 years old and lives in Madivala, Bengaluru with his family. He had a requirement of ₹31,000 for credit line account. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Lakshmikanth needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

At Credy, we use technology and analytics to give a fast loan decision and quick disbursal via a paperless process. On evaluating Lakshmikanth's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Lakshmikanth's loan was approved and disbursed within 8 hours, after taking into consideration this and several other factors.

Glad we could offer timely financial help to Lakshmikanth who is just one of our many happy customers.

Kumari (name changed) is 32 years old and lives in Valasaravakkam, Chennai in her parents' house. She had a requirement of ₹1,50,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Kumari was looking for a personal loan but had been employed with her company for only 6 months which is considered risky by other lenders.

Credy uses a combination of technology and analytics to determine the employer quality of an application with a new job. It further digs other factors such as home ownership, credit history, banking patterns, etc. to make the final decision. We observed that Kumari had a good banking history and she also stayed in her parents' house. Kumari's loan was approved and disbursed within 29 hours, after taking into consideration this and several other factors.

We are glad to have offered timely help to Kumari who is just one of our many happy customers.

Bhanudas (name changed) is 38 years old and lives in Sandozbaugh, Mumbai with his family. He had a requirement of ₹40,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Bhanudas needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

We at Credy, use an impressive combination of technology and analytics to make the loan application hassle-free for the customers and the disbursal quick! On evaluating Bhanudas's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Bhanudas's loan was approved and disbursed in 6 hours!

There are many happy Credy customers like Bhanudas whom we have helped.

Pooja (name changed) is 27 years old and lives in H.A.L II Stage, Bengaluru in her parents' house. She had a requirement of ₹12,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Pooja needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

At Credy, we use technology and analytics to give a fast loan decision and quick disbursal via a paperless process. On evaluating Pooja's loan application, we found that she had good spending patterns on her salary bank account and decent credit history. Considering this and many other factors, Pooja's loan was approved and disbursed in just an hour!

Pooja is just one of the thousands of happy Credy customers who appreciate our dedication.

Kunchala (name changed) is 26 years old and lives in Srinagar Colony, Hyderabad in his parents' house. He had a requirement of ₹1,00,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Kunchala needed a loan but his cibil score was 670. Banks usually reject loan applications which have a credit score less than 675.

At Credy, we assess the applicant's profile with careful precision and look at multiple factors such as monthly income, credit history, spending patterns, salary credits, etc. Cibil score is just one of them. Kunchala had a good salary of ₹36,000 and healthy banking patterns in his salary bank account. Kunchala's loan was approved and disbursed within 27 hours, after taking into consideration this and several other factors.

Kunchala is just one of the thousands of happy Credy customers who appreciate our dedication.

Adarsh (name changed) is 40 years old and lives in Chikkalasandra, Bengaluru in his parents' house. He had a requirement of ₹30,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Adarsh needed a personal loan but had 63 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers who have a poor credit history often find it difficult to get an instant loan. However, Credy carefully analyses the credit history of an applicant and makes a loan decision with the help of several other factors in the credit report. We noticed that Adarsh had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 63 days of EMI delay on his credit profile five years ago, which reduced to 3 in the previous year. After careful evaluation of this and several other factors, Adarsh's loan was disbursed in just 18 hours!

Srinivas (name changed) is 31 years old and lives in Marathahalli Colony, Bengaluru with his friends. He had a requirement of ₹1,00,000 for marriage. Marriages in India can be a grand and expensive affair. Srinivas was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

We at Credy, not just look at the duration of an applicant's employment, but also check other factors like employer quality, banking history, spending patterns, home ownership and credit history. Despite being only recently employed with he current company, we observed Srinivas had good spending habits. After careful evaluation of this and several other factors, Srinivas's loan was disbursed in just 46 hours!

We are glad to have offered timely help to Srinivas who is just one of our many happy customers.

Dinesh (name changed) is 25 years old and lives in Bannerghatta Road, Bengaluru with his friends. He had a requirement of ₹20,000 for home renovation. Who doesn't want their homes to look new and beautiful? Home renovation sure fixes this purpose but requires a good amount of money. Dinesh needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

We at Credy, use an impressive combination of technology and analytics to make the loan application hassle-free for the customers and the disbursal quick! On evaluating Dinesh's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Dinesh's loan was approved and disbursed within 5 hours, after taking into consideration this and several other factors.

There are thousands of customers like Dinesh whom we are proud to have helped.

Sriram (name changed) is 33 years old and lives in Sriramachandra Deemed Uty, Chennai with his family. He had a requirement of ₹30,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Sriram needed a personal loan but had 359 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Sriram had constantly improved his credit health by paying EMIs and credit card bills on time and closing bad loans. There were about 359 days of EMI delay on his credit profile five years ago, which reduced to 0 in the previous year. After careful evaluation of this and several factors, Sriram's loan was disbursed.

Praneeth (name changed) is 32 years old and lives in B Sk II Stage, Bengaluru with his family. He had a requirement of ₹25,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Praneeth needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

We at Credy, use an impressive combination of technology and analytics to make the loan application hassle-free for the customers and the disbursal quick! On evaluating Praneeth's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Praneeth's loan was approved and disbursed within 19 hours, after taking into consideration this and several other factors.

We are glad to have offered timely help to Praneeth who is just one of our many happy customers.

Srikanta (name changed) is 39 years old and lives in R T Nagar, Bengaluru with his family. He had a requirement of ₹74,000 for credit line account. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Srikanta needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

Credy's entire process which includes loan application, approval, verification and disbursal is online. Minimal dependency on paperwork and the use of smart technology setup enables us to offer fast loans. On evaluating Srikanta's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Srikanta's loan was approved and disbursed within 2 hours, after taking into consideration this and several other factors.

Srikanta is just one of the many happy customers who got quick access to credit, thanks to our easy process.

William (name changed) is 30 years old and lives in Whitefield, Bengaluru with his family. He had a requirement of ₹80,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. William needed a loan but his cibil score was 667. Banks usually reject loan applications which have a credit score less than 675.

At Credy, loan applications with low cibil may still be considered with decent monthly incomes and a good record of other factors such as banking history, spending patterns, employer quality, etc. William had a good salary of ₹51,374 and healthy banking patterns in his salary bank account. William's loan was approved and disbursed within 6 hours, after taking into consideration this and several other factors.

William is just one of the many happy customers who got quick access to credit, thanks to our easy process.

Mahalakshmi (name changed) is 32 years old and lives in Marathahalli Colony, Bengaluru with her family. She had a requirement of ₹1,00,000 for buying property or house. Buying a house in India is getting expensive by the day and often comes with unforeseen expenses. Mahalakshmi needed a personal loan but had 90 days of EMI delay on previous loans about 5 years ago which made it difficult for her to get a loan.

Customers with old defaults are often rejected by financial institutions. But Credy takes into account many factors of the credit report, especially how good the credit report has been in the recent past. We noticed that Mahalakshmi had constantly improved her credit health by paying EMIs and credit card bills on time and closing bad loans. There were 90 days of EMI delay on her credit profile about five years ago, 0 days of EMI delay three years ago and 0 days of EMI delay in the previous year. Considering this and many other factors, Mahalakshmi's loan was approved and disbursed in 21 hours!

There are thousands of customers like Mahalakshmi whom we are proud to have helped.

Ramkumar (name changed) is 26 years old and lives in Electronics City, Bengaluru in his parents' house. He had a requirement of ₹50,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Ramkumar needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

At Credy, we use technology and analytics to give a fast loan decision and quick disbursal via a paperless process. On evaluating Ramkumar's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. After careful evaluation of this and several other factors, Ramkumar's loan was disbursed in just 18 hours!

We are glad to have offered timely help to Ramkumar who is just one of our many happy customers.

Thyagaraju (name changed) is 28 years old and lives in Bannerghatta Road, Bengaluru with his family. He had a requirement of ₹1,00,000 for debt refinance. Loans may be helpful in emergency situations but sometimes heavy interest rates levied by the lenders might make it difficult for the borrower to pay off the amount. Thyagaraju was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.

We at Credy, not just look at the duration of an applicant's employment, but also check other factors like employer quality, banking history, spending patterns, home ownership and credit history. Despite being only recently employed with he current company, we observed Thyagaraju had good spending habits. Thyagaraju's loan was approved and disbursed within 5 hours, after taking into consideration this and several other factors.

We are glad to have offered timely help to Thyagaraju who is just one of our many happy customers.

Dheeraj (name changed) is 35 years old and lives in N I B M, Pune with his friends. He had a requirement of ₹5,00,000 for debt refinance. Loans with high interest rates must be paid off soon and that requires a big amount of money. Dheeraj needed money quickly but banks and large lenders take a long time to disburse small loan amounts.

We at Credy, use an impressive combination of technology and analytics to make the loan application hassle-free for the customers and the disbursal quick! On evaluating Dheeraj's loan application, we found that he had good spending patterns on his salary bank account and decent credit history. Considering this and many other factors, Dheeraj's loan was approved and disbursed in 13 hours!

Dheeraj is just one of the many happy customers who got quick access to credit, thanks to our easy process.