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Your retail exchange traded fund (ETF) may still come out ahead, as the holiday shopping season is proving to be encouraging. The 1% increase in consumer spending was far better than the anticipated .01% for November.

Gasoline prices are lower and job growth has remained strong. Martin Crutsinger reports that the economy could expand at a rate of 2.5% instead of the previous estimate at 1.8%. To take part in this rising consumerism from an investment standpoint look at Retail HOLDRs (RTH). It is up 6% for the year. Top holdings include:

The opinions and forecasts expressed herein are solely those of Tom Lydon, and may not actually come to pass. Information on this site should not be used or construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any product.