The Hyatt Credit Card

NEW CARDMEMBER OFFER
40,000 Bonus Points
after you spend $2,000 on purchases with the Hyatt Credit Card in the first 3 months from account opening.*

AT A GLANCE
Turn every purchase into more free nights
Earn Bonus Points on every purchase, 3 Bonus Points per $1 spent at Hyatt hotels, plus, 1 free night every year.*

APR
16.99%–23.99% variable APR.†

ANNUAL FEE
$75†

Card Benefits

40,000 Bonus Points

after you spend $2,000 on purchases with the Hyatt Credit Card in the first 3 months from account opening.*

Receive 5,000 Bonus Points after you add the first authorized user to your account and make a purchase within 3 months of opening your account.* This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

3 Bonus Points per $1

3 Bonus Points per $1 spent on purchases at all Hyatt hotels and resorts with your Hyatt Credit Card*

2 Bonus Points per $1

2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline and at car rental agencies.*

1 Bonus Point per $1 spent on purchases anywhere else you use your card. Points don't expire as long as your Hyatt Credit Card account is open.*

Receive a free night award every year after your cardmember anniversary at any Category 1-4 hotel or resort.*

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside the United States.† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Upgrade to Discoverist status in World of HyattEnjoy the benefits of Discoverist status for as long as your Hyatt Credit Card account is open.*

Receive 10% Bonus Points when choosing to earn points on eligible spend*, complimentary in-room premium Internet and 2 p.m. late check-out upon request at participating locations – just to name a few.

Travel & purchase coverage

You're covered with built-in benefits

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.**

Lost Luggage Reimbursement

If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.**

Trip Cancellation/Trip Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.**

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**

Price Protection

If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.**

Visa Concierge

Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.*

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.

40,000 Bonus Points
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify for and receive your 40,000 Bonus Points, you must make Purchases totaling $2,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for your Bonus Points to post to your World of Hyatt account. To be eligible for this bonus offer, your card account must be open and not in default at the time of fulfillment. Chase is not responsible for offer fulfillment. If your card account is not open for at least 3 months, Hyatt and Chase reserve the right to deduct the Bonus Points from your World of Hyatt account. All World of Hyatt terms and conditions apply and are available at worldofhyatt.com/terms.

Anniversary Award Night
To qualify for the Hyatt Credit Card Anniversary Free Night Award, your card account must be open and not in default at the time the award is issued. Please allow up to the end of your Anniversary month each year for your Hyatt Credit Card Anniversary Free Night Award to be issued to you. ("Anniversary" is the date that is twelve months after your account open date, and the same date each twelve months thereafter.) Hyatt Credit Card Anniversary Free Night Award is good for one (1) night in any available standard room within 12 months from issuance at any Hyatt hotel or resorts designated as Category 1 through 4 under the World of Hyatt program. Not valid at properties in any other category or at Miraval, Hyatt Zilara or Hyatt Ziva resorts. To find Category 1 through 4 hotels or resorts, visit worldofhyatt.com. Hyatt reserves the right to reclassify any hotel or resort at any time for any reason in its sole discretion (provided that reclassification of a hotel or resort will not affect a previously booked award reservation). Hyatt Credit Card Anniversary Free Night Award must be redeemed for a reservation with a checkout date before the expiration date of the award. Hyatt Credit Card Anniversary Free Night Award cannot be redeemed for packages. Hyatt Credit Card Anniversary Free Night Award may be applied only to the guest room and does not apply toward food, beverage, incidental expenses, service charges, or hotel specific charges. Reservations for Hyatt Credit Card Anniversary Free Night Award redemption are subject to availability and must be made in advance by visiting the My Awards page within your account at worldofhyatt.com, or by calling 888.75.HYATT or your nearest Hyatt Global Contact Center. Chase is not responsible for offer fulfillment. Except as otherwise expressly set forth here, redemption of a Hyatt Credit Card Anniversary Free Night Award is subject to all terms applicable to Free Night Awards as set forth in the World of Hyatt terms and conditions, available at worldofhyatt.com/terms.

5,000 Bonus Points for Adding an Authorized User
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify for and receive your Bonus Points, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. ("First Purchase" does not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for your Bonus Points to post to your World of Hyatt account. To be eligible for this bonus offer, your card account must be open and not in default at the time of fulfillment. Chase is not responsible for offer fulfillment. If your card account is not open for at least 3 months, Hyatt and Chase reserve the right to deduct the Bonus Points from your World of Hyatt account. All World of Hyatt terms and conditions apply and are available at worldofhyatt.com/terms.

Adding an Authorized User
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score. When you tell us to add a user to your account, you're confirming that you have a relationship with the person or people whose name(s), address(es), and date of birth(s) you've told us, that all their information is correct, and that you have their consent to add them. If Chase determines you've given us fraudulent name, address, or date of birth information, or did not have such consent, Chase can close this account.

Earning Bonus Points
Rewards Program Agreement: For more information about the Hyatt® Credit Card rewards program, view the latest Reward Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.

How you can earn Rewards Points: You'll earn World of Hyatt Bonus Points when you, or an authorized user, use a Hyatt® Credit Card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count as a purchase and won't earn World of Hyatt Bonus Points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3 Bonus Points: You'll earn 3 World of Hyatt Bonus Points for each $1 USD spent on purchases made at Hyatt hotels and resorts (including at participating restaurants and participating locations that are owned, managed, franchised or licensed by Hyatt Corporation or its subsidiaries or affiliates). 2 Bonus Points: You'll earn 2 World of Hyatt Bonus Points for each $1 USD spent on purchases made in any of the following categories: restaurants (excluding dining purchases that qualify for 3 Bonus Points as described above); airline tickets when purchased directly from the airline; and car rental agencies. 1 Bonus Point: You'll earn 1 World of Hyatt Bonus Point for each $1 spent on all other purchases. Information about earning/transferring Bonus Points to Hyatt: You must be a World of Hyatt member to receive and use Bonus Points, Free Night Awards, or other World of Hyatt program benefits. If you are currently a World of Hyatt member, Bonus Points you earn through your Hyatt Credit Card will be deposited into your World of Hyatt account as described below. If you are not already a World of Hyatt member, Chase will provide your information to Hyatt upon approval of your Hyatt Credit Card application and Hyatt will enroll you in the World of Hyatt program. World of Hyatt Bonus Points earned through the Hyatt Credit Card can only be transferred to the primary card member's World of Hyatt account. World of Hyatt Bonus Points earned during a billing cycle will be automatically transferred to Hyatt after the end of each billing cycle and will be placed in the member's World of Hyatt account, at which point they will be available to be used. How you could lose Bonus Points that have not yet transferred to Hyatt: You'll immediately lose all World of Hyatt Bonus Points that haven't been transferred to your World of Hyatt account if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Points expiration: The Bonus Points transferred to your World of Hyatt account won't expire as long as your card account is open. If your card account is closed, you will lose any unredeemed points (including Bonus Points) in your World of Hyatt account if you fail to have qualifying activity in the World of Hyatt program at least once every 24 months. Please see the World of Hyatt program terms and conditions at worldofhyatt.com/terms. for details on how to keep your account active. Also, if your World of Hyatt account is terminated, any unredeemed points in your World of Hyatt account will be lost. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs. All World of Hyatt program terms and conditions apply and are available at worldofhyatt.com/terms.

World of Hyatt Discoverist Status
The primary cardmember will receive Discoverist status in the World of Hyatt program as long as their Hyatt Credit Card is open and not in default and the cardmember complies with the World of Hyatt terms and conditions (available at worldofhyatt.com/terms). An authorized user will not receive Discoverist status or associated benefits in the World of Hyatt program as a result of his or her designation as an additional authorized user of the Hyatt Credit Card (provided that (s)he may independently enroll in and earn Discoverist status in the World of Hyatt program as otherwise set forth in the World of Hyatt program terms and conditions).

Eligible Spend
To learn more about eligible spend, please see Eligible Rate, Eligible Incidental Charges and Eligible Non-Stay Charges as defined in Appendix A of the World of Hyatt Terms and Conditions.

Visa Concierge
Cardmembers are responsible for the cost of any goods or services purchased through Visa Signature Concierge.

WORLD OF HYATT PROGRAM INFORMATION
Receipt and use of any World of Hyatt™ program points, awards or benefits require membership in the World of Hyatt program. All World of Hyatt points earned through use of the Hyatt Credit Card are "Bonus Points" as defined in the World of Hyatt terms and conditions. Bonus Points may be redeemed for awards in the World of Hyatt program, but are not counted for the purposes of calculating a member's progress towards elite status in the World of Hyatt program. All participation in the World of Hyatt program, including accrual and redemption of points and awards and receipt of membership benefits, is subject to the terms and conditions of the World of Hyatt program. Visit worldofhyatt.com/terms for complete terms and conditions of the World of Hyatt program. Terms and conditions of the World of Hyatt program may be modified and offers, services, and benefits may be added or deleted at any time as described in the World of Hyatt program terms and conditions. Individuals whose request for a credit card is not approved will not be enrolled in the World of Hyatt program through this offer, although existing World of Hyatt memberships will not be affected. Additional authorized users will not be enrolled in the World of Hyatt program as a result of this offer. World of Hyatt Bonus Points awarded through the use of the authorized user's card will only be credited to the primary cardmember's World of Hyatt account. Authorized users will not be eligible for elite status in the World of Hyatt program, or associated benefits, based on their use of the primary cardmember's Hyatt Credit Card.

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