Waterfront

July 2016

Assuming you've priced your home properly, you shouldn't have to worry when the appraiser comes to visit. But there are still some things you can do to impress an appraiser and assure that your contract will make it through the closing process with fewer rough patches.

As you probably realize, there is a difference between appraisals for mortgage loan valuation and governmental assessments for tax purposes. The latter is pretty routine, and based on different criteria. Also, in most cases, it's the "land use," structure size and type of construction rather than specific condition or amenitiesÂ that affect tax valuation.

In the case of appraisals performed for lending purposes, however, subjective impressions & opinions can unfortunately have an

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Just Sold!
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This rarely available home in highly desirable neighborhood of Tequesta Country Club was recently sold! Only the finest finishings were used within this home! This completely renovated four bedroom, three bath home offered a spacious 2,594 sq ft of living space. The interior featured a gourmet kitchen with custom wood cabinets, top level granite countertops, quality stainless appliances, breakfast bar, wine and wet bar, a wood burning fireplace, a massive laundry room that boasted new Whirlpool washer and dryer. TheÂ laundry room was finished with porcelain tile and mosaic accents. This beautiful home featured double crown molding, recessed halogen lighting, gorgeous wood flooring, updated baths, including a master bath with a…

This charming pool home is in the highly desirable Abacoa community of Cambridge. The spacious front porch welcomes you as you step into this beautiful three bedroom, two bath single level home with 1,742 sq ft under air. This gem boasts solid wood floors throughout, crown molding in living areas and master, remodeled chefs kitchen with commercial grade stove, extended cabinets thru breakfast area, coffee/wet bar, granite and stainless steel appliances. Remodeled master bathroom with walk in oversized shower and walk in closets with built ins. Sliding doors from living room and master lead to the screened in pool and patio. Covered lanai complete with ceiling fan and white beadboard ceiling for that coastal feel! Walk to the community

Now that the housing market is in recovery, home prices are rising and the glut of available homes is dropping, now might be the perfect time to buy a home while the mortgage rates are still low.

But what if you don't have 20% to put down on a home? Does that mean you have to wait? No, it doesn't, because there are several lending options available that offer low or no money down home loans.

Here are three ways to buy a house with no down payment in 2016.

1. USDA Loan

Most people think USDA loans are reserved for those who are buying rural farmland, but that is not the case. With that being said, there are some geographical limits, but this program is still available to about 97 percent of the continental United States. The USDA Rural

Enter through the gates of Paloma into one of Palm Beach Gardens most desirable communities. This home is centrally located within minutes to all of the areas fine amenities. This breathtaking lakefront home offers four bedrooms Â and three full baths, plus an oversized loft. Two of the bedrooms are downstairs including the master, and two guest bedrooms upstairs with a spacious loft area ideal for guests or the kids to gather. You will find tile flooring downstairs and porcelain wood tile upstairs. Clean lines and contemporary touches are found throughout the house including an updated stainless steel stair rail. The living and dining space lies just off the foyer and is complimented with crown molding and tray ceilings. The…

Charming Shores pool home that captures long tranquil lake views. From the moment you pull into the new brick driveway you will feel like you are right at home. This home features a generous three bedrooms and two baths plus loft with 2,592 living square feet. The roof has been replaced within the last five years and hurricane impact windows are throughout the upstairs and most of the downstairs. Freshly painted inside and out. Double front doors with glass inserts, a sunken formal living room with volume ceilings and a wood burning fireplace with coral mantle and two story arched window overlooking the Oak lined streets. This room is the ideal place to unwind. Remodeled eat in kitchen that features gorgeous new wood cabinets, an

On July 5, The Norton Museum will be offering free admission to everyone in celebration of reopening after they extensive renovations.

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Saturday July 11

Jupiter Hammer Heads vs. Tampa Bay Yankees

Jupiter Hammerheads vs Tampa Yankees at Roger Dean Stadium

Friday July 15

Guided Paddling Tour

Guided Paddling tour at Jonathan Dickinson State Park.

Friday July 15

Friday Night Flicks at Downtown Abacoa: Star Wars: The Force Awakens

Grab your lawn chair and come join us at Friday Night Flicks at the Abacoa Amphitheater. Visit one of our great local establishments and sit under the stars for this fin family movie showing! Popcorn, pretzels, cotton candy,

Rarely available Golf Course pool home in the highlyÂ desirable neighborhood of Tequesta Country Club! This home has been Tastefully renovated and consists of three bedrooms and two and a half baths with over 2,600 sq ft under air. Panoramic views overlook the 12th Fairway. Interior features include new ceramic tile, crown molding can be found throughout, new gourmet kitchen with soft close wood shaker cabinets, beautiful high quality Cambria quartz countertops, five burner Verona of Italy stove, built in SS refrigerator and microwave, glass & stainless tiled backsplash, under cabinet lighting and built in wine and wet bar. Large bedrooms with split floor plan and ample storage. The master bath features furniture vanity with dual sinks,

Â In an effort to keep older folks in their homes, Congress passed the Reverse Mortgage Bill. This bill allowed the Federal Housing Authority to guarantee mortgage lenders who specialized in mortgages that dealt with home equity conversions. These special type of loans are limited to people who are at least sixty-two years of age. These types of loans are secured by the borrowerâ€™s primary home, for an amount that provides enough equity so that the loan can be repaid upon maturity. These types of loans can be used on single-family homes, condos, and a few types of manufactured homes.

Â These types of mortgages were particularly popular throughout the recent recession, especially amongst older Americans

Ideally located in the beautiful gated community of Bent Tree with a very desirable Palm Beach Gardens address. This immaculate five bedroom, three bath + loft pool home has a spacious 2,844 square feet of living space and is situated on a cul-de-sac with beautiful preserve views for added extra privacy. Every attention to detail and pride of ownership are evident immediately upon walking through the double entry doors. Gorgeous wood flooring throughout the main living areas and up the stairs, and a remodeled kitchen with five burner natural gas stove, double oven, stainless appliances, granite counters and backsplash, a prep island and new quality wood soft close cabinets with roll out shelving. Kitchen and breakfast area open to the