Beyond compliance

We are more than just accountants keeping score. Our aim is to be proactive and innovative accountants and advisors providing personal, timely and quality advice with cost effective strategies and solutions. We have the skills to make the difference between surviving to potentially thriving.

Financial Planning

We see financial planning as a journey. The need for quality advice has never been greater. Evolving financial markets and regulatory regimes means more investment alternatives and clients need a financial planner that combines expertise with quality advice and service.

Superannuation

Wealth accumulation

Investment Products

Shares

Self managed superannuation funds

Individually tailored investment plans

Effective Retirement strategies

Review of wealth protection (insurance) cover

A complete stockbroking solution

Home and investment loans

Business loans and asset finance Assistance with wills and testamentary trusts.

When tailoring financial recommendations for your needs. It's vital that we have ready access to the latest technical and industry information. In order for us to achieve this, and to ensure our business operates at the highest level of industry compliance, we have partnered with national financial planning group Lonsdale Financial Group Limited, part of the IOOF group.

Lonsdale Associates (financial advisers) are required to undertake ongoing professional development and training and provide their clients with a full range of financial planning services. This includes developing wealth creation strategies such as investments (through direct shares and managed funds), retirement planning, superannuation, taxation, insurance, estate planning, mortgage and lending services and personal insurance.

PAH Wealth Management Pty Ltd is an Authorised Representative of Lonsdale Financial Group Ltd.ABN 76 006 637 225 | AFSL 246934 | Lonsdale is part of the IOOF group

Business Advisory Services

To build and secure your business through:

Business planning

Advice on how you should structure your business - sole trader, partnership, company or trust

and assistance in procuring business finance Operational financial reviews

Due diligence - assistance and advice on buying and selling businesses

Business valuations

Succession planning and related tax planning

Corporate governance advice

Preparation of finance applications

Financial analysis of the business to be purchased

Assistance with ongoing budgeting and cash-flow planning

Advice re marketing planning

Benchmarking your business compared to your competitors

Share Advice

Quality share investment advice

Portfolio reviews and portfolio management

Access to research on all major Australian listed equities

Coaching and Mentoring

Too many small business owners work too hard, for too many hours for far too little return.

As Michael Gerber points out in his book, 'The E Myth - Why Most Businesses Don’t Work and What To Do About It', "Most people work IN their business. The secret is NOT to work in it; it's to work ON it so that you don't have to work IN it"

With over 35 years experience, we are not your 'average' accounting firm that just 'keeps the score'. Far from it. Rather than just have an accountant, our business clients enjoy a 'business coach' relationship. We work ON your business to develop a business independent of you.

We develop strategies, systems and processes to ensure your marketing generates a better return and repeat business. We use tools and techniques to increase sales, productivity and make your financials more meaningful. When you work with us you have a true business advisor committed to your results.

We combine our knowledge of your business with our expertise and consulting tools to help you achieve more than you imagined possible.

Knowledge is power. If you know how your business is performing, you can make informed decisions and have the power to control your results. We can help identify emerging issues so that a minor problem never becomes a major crisis. No matter what size your business is, success comes down to strategically thinking about the future.

We use tools such as 'business benchmarking' to systematically measure your operating performance over time and then compare the results against similar businesses. It helps identify key strengths and weaknesses which in turn allows us to develop strategies to improve the operating performance of the business. Statistics, ratios and Key Performance Indicators (KPI'S) that focus on key areas of your business are also monitored and we compare them to prior periods and available industry data.

Growing your Business

Growing a business can be even more challenging than the initial start up phase. You might find you need to employ staff, relocate to larger premises, take on additional product lines, begin to manufacture your own products or possibly acquire another business. Each of these scenarios can have significant cash flow, compliance, legal and tax implications.

Whatever your growth plans entail we can collaborate with you to help develop a detailed business plan and then assist with implementation. In some circumstances this can require additional specialist expertise and we can call on our network of alliance partners from a range of disciplines including marketing, information technology (IT) and legal.

As a business owner you need an accountant who does more than just 'keep the score'. For this reason we don’t just look at what happened in the past, we look at what could happen in the future and aim to help you build a more robust and profitable business. We focus on the four ways to grow your business which are:

Increase the number of customers (of the type you want)

Increase the number of times customers come back

Increase the average value of each sale

Increase the effectiveness of each process in the business

One of the most important aspects of managing a growing business is to set realistic revenue targets and financial goals. These are usually based on a sound understanding of current, historical and projected financials.

We will work with you to set key financial milestones and performance indicators that measure the progress of your growth plan. We are not your average accountant and understand what 'growing pains' really mean. We assist clients in the growth phase of their business life cycle by providing innovative, practical solutions tailored to their specific needs. We are passionate about small business and the success of our clients.

Contact us to discuss how we can grow your profits and the value of your business today.

We help you keep on track for Success

We work with our clients at various stages of their business 'life cycle' from initial start up through the growth phases and then assist them with their succession plan. Our approach is 'beginning with the end in mind' and making sure your business is structured correctly and that you can take advantage of any future capital gains tax concessions on sale.

It all starts with planning and we are committed to helping you with all aspects of your business including taxation, management advice, finance and financial planning. We recognize that every business is unique and we tailor solutions to your needs and want to improve your profits and

add value to your business.

We are not your average accounting firm who just keep the 'score'. Small business is our passion and we provide innovative, practical solutions and focus on ways to improve your profitability and business value.

Talk to us today because you'll work with an accounting firm who are passionate about small

business and your success.

This article is not a substitute for independent professional advice. We do not warrant the accuracy, completeness or adequacy of the information or material in this article. All information is subject to change without notice. We and each party providing material displayed in this article disclaim liability to all persons or organisations in relation to any action(s) taken on the basis of currency or accuracy of the information or material, or any loss or damage suffered in connection with that information or material. You should make your own enquiries before entering into any transaction on the basis of the information or material in this article. Please ensure you contact us to discuss your particular circumstances and how the information provided applies to your situation.