Our Services

Retirement Planning

If you are looking ahead to retirement, you need a financial planner you can trust. Let our family help your family.

At GCPA, we will evaluate every aspect of your finances to create solutions for your financial and retirement planning.

We believe that we should not limit your financial goals with specific plans; but rather encompass all of your goals, see how they relate to one another, and create a plan that will grow with you.

Money is very personal to everyone and we all have different goals for our money and legacy. We understand this and have built GCPA to be a firm that creates connections with our clients to understand their most important challenges and design investment plans that will work for them.

Generating Income in Retirement

Have you heard John ask: “Don’t run out of money, before you run out of time“? When it comes to having income in retirement you want to make sure that from all of your financial planning you do not outlive your money.

There are many things that can cause a depletion of your available funds, such as taxes, health care costs, unpredictable market losses, as well as inflation. Perhaps the biggest challenge is that you’ll need money for a long time. Take a Life Expectancy Calculator to see just how long you may live. Once you have figured that out, you’ll need a plan for generating cash flow while keeping some assets growing. We can show you how to provide income using three basic elements:

A cash account for daily expenses

A short-term reserve to cover emergencies and generate consistent income

Long-term assets for potential growth

Getting your ducks in a row

Imagine retirement without money – that’s not an ideal situation to be in and yet it happens, because retirees fail to plan income streams. It’s never too early to start planning for your retirement, after all, the sooner you begin the more solid your retirement foundation can become.

Retirement planning doesn’t have to be complicated and Grand Canyon Planning Associates may provide you with peace of mind for the future. The first step is scheduling a complimentary consultation with us to start laying the financial foundation of your retirement plan.

Retirement & Financial Planning Tips

Work Longer to Save Longer: If you’re worried that your retirement savings are insufficient, you may need to work longer. Even part time for a couple more years could lessen the need to draw money from your retirement accounts.

Consider Life Expectancy: Calculate your life expectancy by taking a calculator. Plan for the possibility of living longer than you expect.

Don’t Touch: The power of compounding is immense. Try not to borrow against your own retirement funds.

Diversity in your Portfolio: The investment market always cycles, and the major indices have seen downturns. If you’re focused on long-term performance, a diversified portfolio may provide you with some protection against a correction.

We’ll help evaluate your current plan and help you determine if your strategy is best fir for your situation. The most important thing is that you reach your retirement goals.

How long will your Money last?

With careful planning, your sources of income should be enough for a long and comfortable retirement. But if your expenses are more than you expected, or your investments haven’t performed well enough, you may need to bridge a gap between your costs and income. Visit our Resource Center to access valuable financial tools, including a retirement calculator, that can help you make a reasonable estimate of how long your money will last. If you find that your money might run out too soon, you may need to make some adjustments.

Contact Our Retirement Planning Team

Contact us for a complimentary retirement plan assessment. We will review your plan at no cost and make the appropriate suggestions with your retirement goals in mind.

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*Securities and Advisory Services offered through Client One Securities, LLC Member FINRA/SIPC and an investment advisor.
Grand Canyon Planning Associates, LLC and Client One Securities, LLC are not affiliated.