Mortgage DetailsInterest Only

Increasingly hard to get (more risky for the bank)

Only pay the interest due on your mortgage

Original loan amount left to pay end of the term

Repayment

Most common type of mortgage

Pay off capital as well as interest

Nothing left to pay at end of the term

Searching: Lowest Rate

Repayment Interest Only

Property Value

Loan Required

Your Loan to ValueLoan to ValueIt's the amount you want to borrow divided by the value of your property. Lenders use this to assess the risk of lending you money.The lower your LTV the more likely you are to get a lower mortgage rate than those with a high LTV (The best rates are reserved for those with less than 60% LTV). is 58.3%

Term LengthTerm LengthThe length of time you borrow the money. The average length is 25 years. This doesn't mean you have to keep the mortgage for 25 years, after the intial period you are generally able to look for a better deal without being penalised. Just make sure you ask about any Early Repayment Charges on the mortgage.

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FixedTrackerDiscount

Initial Period

Initial PeriodThe length of time that you have to pay the initial rate.2 Years5 YearsLifetimeShow More

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Think carefully before securing any debts against your home. Your home may be repossessed if you do not keep up repayments on your homeowner loan or mortgage.

After comparing mortgages, customers are referred to our broker partner, London & Country (L&C). They will never charge a fee for their services. But, the lender you choose may charge a fee if you continue your mortgage application through L&C. Always read the terms.

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TotallyMoney is an independent credit broker, not a lender.
Our comparison service works with most leading lenders, covering the majority of the market. Though we may be
paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates
displayed may vary depending on your personal circumstances. While we make every effort to ensure that
information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company
Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of MI Money Limited, which is
registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the
Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address
and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status,
only to UK residents aged 18 or over.