Freedom Visa to Mastercard

Freedom Visa to Mastercard

I got my chase freedom card in the mail today and I figure I might as well call in and see if I could change to the mastercard version. Of course, I wasn't able to get them to change, nothing ever go smooth for me. However, I got a much of mix answers. One CS person said that "as of right now you are not able to pc," another person said, "maybe try back in a couple of months", then I asked to talk to someone higher up. He transfers me to the lenders department and she said that "I can't change until I have established a year of history with them." One thing is that they all seem to believe that there's a option online when you apply for the card. I had to point out that it wasn't there, then she said oh the mastercard version is not available, then put me on hold and said yes it was available but you still can't get it. For those of you who were able to change to MC version please chip in on how you done it. Thanks

Re: Freedom Visa to Mastercard

I think the general consensus is that it needs to be open for 13 months before eligible for conversion to MC, or upgrade to Signature. I called last week to get my Freedom converted to Signature, and CS said i could convert to Freedom MC or Slate. So, after going thru EO today, they are working on conversion to Signature for me.

Re: Freedom Visa to Mastercard

I asked, out of curiosity, if it was possible to switch the payment network from Visa to MC. They gave me the standard "You have to wait a year" response, so I said I wasn't doing a PC since it would still be a Freedom and that when I applied I wasn't given the choice between Visa and MC. They lady said she'd put it in a request, and lo and behold it worked.

Re: Freedom Visa to Mastercard

I just sent a message online and said that I was curious if I could have the card switched to the MasterCard network instead of Visa. I was told it was escalated and in about one week the new MasterCard Freedom arrived. The account was open for maybe two or three months when I asked.

Re: Freedom Visa to Mastercard

thelethargicage wrote:

I asked, out of curiosity, if it was possible to switch the payment network from Visa to MC. They gave me the standard "You have to wait a year" response, so I said I wasn't doing a PC since it would still be a Freedom and that when I applied I wasn't given the choice between Visa and MC. They lady said she'd put it in a request, and lo and behold it worked.

How long did you have your account? I told them the samething that I was not pcing to another product just network. They still say no.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.