Medicare, Medicaid, Life and Health Insurance/dual benefits????

QuestionHi,
i have medicare/medicaid full and part d. i was recently reading and i see that fidelis which is in my county in ny gives $1000 in extra benefits if the insurance is with them and not direct from the government.and also benefits for otc items. why and how can they do this? is fidelis insurance not as good as straight medicare/medicaid? hopefully you will understand what i am asking.
Thanks

AnswerHi Ben - sorry for the delay. Certain Medicare Advantage plans are designed to assist the Medi/Medi population. You still must use the doctors and facilities that are in their Medicaid network and they will cover everything that Medicare covers and more. The reason they can do this is Medicare pays them X amount of dollars every month for each person enrolled. They will offer additional benefits to entice your enrollment. I believe it is certainly worthwhile to look into a plan like this, just be sure all your doctors are in the network and all aspects work for you. They become your primary insurer if you sign up. I hope this helped.

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