Background*

Mr. Camille Nicolas Fohl has been Chairman of the Management Board for Germany at BNP Paribas SA since January 23, 2013. Mr. Fohl served as Member of Executive Board at BNP Paribas Fortis SA/NV since January 1, 2008. He served as the Chief Executive Officer of Commercial Banking at Fortis Inc. He served as the Chief Executive Officer of Retail Banking at BNP Paribas Fortis. He served as the Chief Executive Officer of Retail Banking at Ageas SA/NV until January 1, 2008. ... He has been the Chairman of Supervisory Board and a Member of Supervisory Board of BNP Paribas Bank Polska SA since June 26, 2009. He serves as the Chairman of EuroLease-Factor, SA. He served as Chairman of Supervisory Council at Joint-Stock Commercial Innovation Bank until April 23, 2013. He served as the Chairman of Supervisory Board of BNP Paribas Bank Polska Spolka Akcyjna. He served as Chairman of Fortis Bank A.S. Mr. Fohl served as a Vice Chairman of BGL BNP Paribas S.A. He served as a Director for BGL BNP Paribas S.A until December 31, 2013. He served as an Executive Director of BNP Paribas Fortis SA/NV from January 1, 2008 to April 18, 2013. He serves as a Director of Sicomi Rhone-Alpes. He serves as a Director of Foire Internationale du Luxembourg. He serves as a Member of Supervisory Board of Joint-Stock Commercial Innovation Bank. He serves as a Director of VSE NET GmbH. He serves as a Member of Supervisory Board at Intertrust Group Holding S.A. He also serves as a Director of Various companies: BNPP Yatirimlar Holding A.S.; Sade; Alsacienne De Credit Bail Immobilier SA; and Batical Sicomi. Mr. Fohl served as a Director of Cargolux Airlines International SA. He served as a Director of BIP Investment Partners S.A. until September 1, 2008. He holds a Bachelor's Degree in Applied Economics from Katholieke Universiteit Leuven. He has a Generic Degree in Advanced Management Program from INSEAD.

Chief Executive Officer, Director, Member of Executive Committee, Member of Risk Committee, Member of Technology, Productivity & Quality Committee and Member of International CommitteeBanco Santander, S.A.

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