Take the $4500 and hire a personal assistant at $10/hr, 20 hours a week, for 6 months. Data can be retained in a secure and offline fashion. As has been well documented in recent weeks and months, by using a US-based cloud service users would be making their confidential information readily available to myriad organizations like the IRS, DEA, and private security firms.

ExciteBiker is correct. I will go further. 87% of Information Services experts tell you that the cloud is not secure. The hackers know right where to go to secure all of the information they need. They are literally fishing from a barrel as they know that only high worth people will use the site. No culling through the low income users. The entire site is a treasure trove for hackers.