Disclaimer

This Overview does not constitute a solicitation of or an offer to sell securities. Risk Factors: An Investment in the Company entails a significant degree of risk. Any investment should be undertaken by “accredited investors” capable of evaluating and bearing the risks it presents. Investors must rely on their own examination of the Company and the terms of any offering including the merits and risks involved. The “Projections” were not prepared with a view toward compliance with the published guidelines of the U.S. Securities and Exchange Commission or the American Institute of Certified Public Accounts for Generally Accepted Accounting Principles. The Overview has not been approved by any international, federal or state securities commission or regulatory authority nor have the foregoing authorities confirmed the accuracy or determined the adequacy of this information. Any representation to the contrary is a criminal offense.

Forward looking statements within the meaning of the U.S. Securities Act of 1934 and the Private Securities Reform Act of 1995 are contained in this Overview. Words such as “expects”, “believes”, “anticipates” and variations of such words involve both known and unknown risks and uncertainties that may cause future results to differ materially from those in the above statements. No obligation is being undertaken to provide the

Recipient with access to any additional information. These statements are offered without warranty of any kind and this Overview shall neither be deemed an indication of the state of affairs of the Company nor that there has not been a change in the Company or affairs of the Company since the date hereof.

The Company, its officers or agents expressly disclaim any and all liability, which may be based on the Overview or any information whether written or oral, errors therein, or omissions from the data provided. This document and its contents were prepared by Company management in good faith and is based upon assumptions currently believed to be reasonable and include their current assessment of business prospects, market trends, investment opportunities, competition and other information. However, assumptions and estimates underlying projections are inherently subject to varying degrees of certainty and should not be relied upon as an indication of the actual results of operations that will be obtained. There can be no assurances that the projections will be realized within the indicated timeframe or at all. The Company’s actual results in the future may vary from the projections and those variations may be material. No representation or warranty is or can be made as to future operations or the amount of any future revenue, income, loss or distribution of the Company.