The system is not safer. If anything, it is less safe. It was bad government housing and banking policy that resulted in this recession, and the main reason it did was because the government had become such a major factor in our economic lives, taking control of the housing and banking sectors, shutting down the checks and balances of the free market. Now, government is an even bigger factor in our lives. It's a time bomb waiting to go off.

We are seniors trying for five years to modify our loan with One West Bank: in order to not be homeless.
The latest settlement in San Luis Obispo is just the beginning we have proper tracking of "duel" practice.