Home Loan Wellington

Quick & Simple & Independent

Home Loans Wellington

Even if you have a preferred bank or lender, it‘s worth while having a chat with us because as home loan experts, we can often get a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. This is because of the number of home loan deals we present to the banks.

As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge we are in a great position to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the mortgages that get accepted for people just like you, are outside their normal lending criteria. This is due to the relationships we have built up over the years with the banks.

We will work closely with you to gather all of the needed information and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Wellington

First Home Buyer Home Loans

Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.

We take the time to explain unknown jargon and answer your questions.

After collecting the needed information, we look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that suit your situation.

We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to consider.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.

We Love To Say YES To Your Financial Plans

Your Home Loan Experts

APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial challenges in the past, our people at APM Finance are discreet and will source the right home loan for your needs.

We will look at the information beyond credit histories to try and find a suitable financing option, working with each other we can find a way forward.

Whether you are buying your first home or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.

Call today to find out what sort of financial support we can help you with to make everything easier.

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]