Michelle Ryan

Head of Business Development - Channel Islands

Kleinwort Hambros

Born and educated in Jersey, Michelle then studied Mathematics at the University of Bath before taking up her first banking role with JP Morgan in Bournemouth. She returned to the Island in 2003 to work at HSBC Private Bank and study for her benchmark investment qualifications, taking on her first Private Banker role later that year. With a focus on international clients, Michelle furthered her studies with a financial derivatives qualification and her Investment Management Certificate.

A short sabbatical to travel then preceded a move to London in 2007 to work in the international team at Coutts & Co. Michelle expanded her focus to include UK resident but non-domiciled clients and undertook her CeMAP and PCIAM qualifications to become a Chartered Wealth Manager. A series of internal promotions saw her managing teams across London and the South East including supervising regulated advice and leading two large change projects.

Michelle took the decision to return to Jersey in 2014 to take up the role of Senior Private Banker with SGPB Hambros, targeted with growing the business and bringing on new clients. In 2015 Michelle was promoted to Head of Business Development for the Channel Islands business of SGPB Hambros, coordinating the CI Bank’s business development activity and new client acquisition strategy.

Kleinwort Hambros has a wealth of experience in helping individuals, families, entrepreneurs, charities and their advisers to manage their financial assets, whether they are based in the UK or overseas. At Kleinwort Hambros we know how to simplify life’s financial challenges. We also understand the importance of creating a strong relationship with our clients. Driven by shared values of team spirit, commitment, responsibility and innovation, all our teams are focused on delivering a truly personal service. All our staff, regardless of their role, helps create better, deeper, more personal relationships with our clients, while offering them a greater level of service and opportunity.

We offer a wide range of services through an holistic approach based on trust, service and expert knowledge. Every client is unique. We carefully select the right team to work closely with them to help achieve their goals now and for years to come. Kleinwort Hambros enjoys the benefits of being part of Societe Generale with valuable access to the resources and services of one of the world’s leading financial groups.