Re: Is Transunion 644 a good credit score?

When I started my credit repair last year, my score was in the mid 500's. Today my Transunion is a 679, but my FICO transunion is a 638. 41 point difference. So is that your transunion or your FICO transunion? They vary greatly! If that is your FICO transunion that is a good score, but if it is just your transunion, then your FICO score is probably lower.

Re: Is Transunion 644 a good credit score?

Have you checked you FICO score on THIS website? It is probably a little lower but don't be discouraged! YOu are on your way!!!! I am working SUPER hard to pick up another 25 points in the next 45 days! ACK! LOL

Re: Is Transunion 644 a good credit score?

I checked it on here in the beginning and it was very close. I am going to try to get more points too. I am stuck with the 4 collections till I can afford the PFD. Once I get the money for that it should be okay. Right now I am paying down credit card and each month I make an ontime payment on my car it seems the points go up like 4 points. Plus I have some inquiries coming offf. I got 65 points this month on TU, almost 50 on Experian and 15 on equifax. They hate me tho.

Re: Is Transunion 644 a good credit score?

LoveGoodCredit wrote:

I checked it on here in the beginning and it was very close. I am going to try to get more points too. I am stuck with the 4 collections till I can afford the PFD. Once I get the money for that it should be okay. Right now I am paying down credit card and each month I make an ontime payment on my car it seems the points go up like 4 points. Plus I have some inquiries coming offf. I got 65 points this month on TU, almost 50 on Experian and 15 on equifax. They hate me tho.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.