Cheapest young drivers car insurance uk

DRIVERS could save as much as £230 a year on their car insurance by actually driving more. Analysis of over 2.5million insurance quotes found motorists who drove just 6,000 miles in a year fork out significantly more for their cover than those who drove up to 12,000 miles. An investigation by By Miles using quotes on comparison website MoneySuperMarket found motorists who tell insurers they’ll drive up to 6,000 miles in a year pay an average of £233 more than those who say they’ll drive up to 12,000 miles. Some of the worst hit are 25 to 29-year-olds estimating 5,000 miles a year, who pay £229 more than those driving 11,000-12,000 miles. And even the most experienced drivers are being over-charged, with 50 to 64-year-olds driving 5,000 miles a year paying £100 more than motorists who travel twice as much. Department of Transport MOT data shows the average UK driver covers just over 7,000 miles each year - suggesting millions of motorists could be … [Read more...] about You could save up to £230 on car insurance by driving further over the year

BRITISH drivers need to be cautious when buying a used car, as vehicle history cover ups could see them purchase a problem motor. More than half of used cars up for sale in the UK have an issue hidden in their past, according to figures from the RAC. A sample of some 32,000 RAC Vehicle History Checks found 52 per cent of used vehicles flagged an issue that could cause problems for potential buyers in the future. The background checks brought up a number of concerns for potential buyers. Just under 18 per cent of vehicles investigated by the RAC were being sold online despite still having outstanding finance fees. Around 14 per cent had been classified as insurance write-offs, while a whopping 27.5 per cent had been subject to number plate changes - making it possible they were involved in a car cloning scam. What to look out for when doing a history check on a used car Number plate change: Talk to the owner and check the documentation to ensure a plate change is legitimate, e.g. it was … [Read more...] about Over HALF of used cars have a hidden issue in their history – how to make sure you don’t buy a dodgy motor

Learning to drive is a major milestone in many people’s lives. It brings the prospect of independence and the chance to broaden your horizons. But it can also bring stress and worry as the day of the test approaches. To help ease that worry and guide you through some of the most common pitfalls we’ve teamed up with RED Driving School to produce a series of tip-packed videos. Read more: The cheapest cars to insure for young drivers Dave Dunsford has worked with RED Driving School for more than a decade, helping learners become fully qualified drivers and, more recently, teaching the teachers as an instructor trainer. Over the next few weeks he’ll be guiding you through some of the major parts of the test, offering expert advice on getting them right. Read more: Everything you need to know about the new driving test First up is the recently extended independent driving section, which now makes up half of the test: … [Read more...] about How to pass the UK driving test

PAY-as-you-go insurance policies could be the answer to fighting costly policies. Car insurance premiums can often put a large dent in your wallet, and leave a number of motorists struggling to afford to stay on the road. The UK's very first pay-per-mile insurance company has just launched, meaning policy holders will only pay for cover based on how much they drive. By Miles uses a black box to track your journey, and charges you according to the actual miles you have travelled. Pay-per-mile cover could help keep low-mileage drivers mobile and stop them paying huge premiums for a car they're not using. Those who just use their cars at the weekend or who drive a family member's motor infrequently can take advantage of short term cover to slash bills. How pay-per-mile policies workTHE pay as you go model means you're only charged for when you're using the car. Your vehicle will be covered with a basic policy while it's parked up and you'll be charged for this via a subscription fee. When … [Read more...] about Pay-per-mile car insurance could save you HUNDREDS and mean you’ll never need an annual premium again

Average car insurance costs have fallen for the first time in three years – very slightly. Experts warn, however, that prices are still at near-record levels and many motorists are spending hundreds of pounds more than they need to. Here are a few simple steps that could help drive down the cost of your premiums. 1. Shop around It might sound obvious but don’t just take the first quote you get. Prices for the same cover can vary wildly between insurers so use a price comparison site to find the cheapest deal. And don’t assume that because your insurer was cheapest last time around that they still are. Britons are wasting a collective £652.5 million a year by simply auto-renewing their policy. The average auto-renewed policy rose by £50 last year. As of last April, renewal quotes have to include last year’s premium so you can see just how much your bill is changing. 2. Think about how you use your car How much you use your car and the way you use it can … [Read more...] about Nine ways to reduce your car insurance costs