Are You Looking For A Foreclosure Attorney In Florida?

Given that the economy has been dipping in recent years and unemployment rates are totally unimpressive which could always change if businesses were not taxed and regulated incessantly, an increasing number of people find themselves behind on mortgage or loan payments and end up being subject to foreclosure in which they lose their homes.

Even those who are responsible with money, savings, and so forth can find themselves in such a predicament because of certain unforeseen events such as medical emergencies, an accident, loss of job, etc. People who are behind on their payments and are hardly able to make ends meet on a daily basis may feel helpless and like they have no options, but there are some legal options which can help anyone in such a situation.

The good news is that you are in the right place. You are on the site that can offer you up the right legal pro to help you get through these trials and tribulations that are afflicting you. We have the legal counselors that can help you see the light again.

What is foreclosure?

Foreclosure is a process where the creditor (the bank) acquires the property of the borrower (the homeowner) and sells it in order to recover either a part of or full outstanding balance which the borrower owes to the creditor. This happens in cases where the borrower fails to abide by the material terms of the note, mortgage, and loan agreement.

In practice, one of the most common violations which lead to the initiation of the foreclosure process is the non-payment of the outstanding loan debt by the borrower.

The foreclosure process starts when the creditor sues or files suit against the borrower in a circuit court of the county where the borrower’s home or property is situated. Once the suit is filed, the borrower then has a period of twenty days within which he or she has to file an answer. Failure to respond in this time frame will usually result in a default judgment being passed against the borrower.

How filing for bankruptcy can help you

As mentioned, there are some legal options available if you find yourself faced with bank foreclosure and on the verge of losing your home. One of the most effective ways to cease the foreclosure process in its tracks and retain ownership of your house is to file for bankruptcy. There are several different types of bankruptcy, some of the most common ones are:

Chapter 7 Bankruptcy

Chapter 11 Bankruptcy

Chapter 12 Bankruptcy

Chapter 13 Bankruptcy

Depending on the specifics of your case, your legal professional will be able to determine the best type of bankruptcy germane to your situation.

Why you need legal help as soon as possible

Time is of the essence in foreclosure cases. If you want to retain your house then you need to get to work as soon as possible and start of the bankruptcy filing. This is easier said than done. The process is complex and exhaustive and you can certainly benefit if you appoint an experienced Florida foreclosure lawyer to handle your case.

Finding a competent legal counselor is easy at USAttorneys.com. All you need is to search through the local lawyers’ directory on the home page or use the interactive map of Florida and click on your county to get a list of all the best lawyers in your proximity. Yes, their contact details are readily available so you can call them right away and set up a free initial consultation.

You only need one legal pro to handle your case and to offer you the critical advice you need.

If you reach a road block in finding one, which is unlikely since this site intuitive, don’t hesitate to complete the free case evaluation form and we will call you back promptly, during normal day hours. You can also use the live chat box to send us your information so we can call you back and help you find the legal pro that you need right about now.

Our attorneys who work in this legal category have helped countless people that were in the same situation that you are in now. Make the call today. There is no rest for the weary. Everyone needs help at some point in their lives.