Individual Accounts

Individual Accounts

T Bank offers many checking and savings options to help you conveniently manage your personal finances.

Checking

$25.00 to open

Free Checks (for the first order of T Bank stock checks)

No monthly service charge

NOW Checking

$200.00 to open

No Minimum balance

Free Checks (for the first order of T Bank stock checks)

Unlimited transactions

$10.00 service charge *

Interest paid monthly **

* Service charge is waived with $1,500.00 minimum average daily balance for the statement cycle
** APY & interest rate subject to change. You must maintain a minimum average daily balance of $1,500.00 to obtain the disclosed annual percentage yield.

Money Market Checking

Our Money Market account pays competitive tiered interest rates.

$500.00 to open

$10.00 service charge *

Six (6) debit transactions allowed monthly **

Interest paid monthly ***

* Service charge is waived with $1,000.00 minimum average collected balance for the statement cycle
** Regulation D limits certain types of withdrawals and transfers out of savings or money market accounts to a maximum of six (6) per month or monthly statement period. A $10.00 excessive activity fee will be charged for each transaction that exceeds this limit. The account is subject to closure for violation of excessive transactions.
*** APY and Interest rate subject to change. You must maintain a minimum average daily balance of $2,500.00 to obtain the disclosed annual percentage yield.

Interest Rate Tiers

$2,500-$9,999.99

$10,000-$24,999.99

$25,000-$99,999.99

$100,000-$249,999.99

$250,000-$499,999.99

$500,000-$999,999.99

$1,000,000 and up

Savings

The T Savings account earns a competitive rate of interest with a low minimum balance. Sign up for Free scheduled transfers to help your savings grow automatically.

No minimum balance to open

No monthly service charge

Six (6) debit transactions allowed monthly *

Quarterly Statements

Interest paid quarterly **

* Regulation D limits certain types of withdrawals and transfers out of savings or money market accounts to a maximum of six (6) per month or monthly statement period. A $3.00 excessive activity fee will be charged for each transaction that exceeds this limit. The account is subject to closure for violation of excessive transactions.
** Interest rate subject to change

Debit Cards

Our debit card can be used at any ATM at no charge. We will automatically refund the fees other banks charge.

CD’s

From short to long term maturities, T Bank offers competitive CD rates to help your investments grow.

IRA CD’s

Invest your Individual Retirement Account funds with T Bank. We offer competitive rates to help you save for your retirement.