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I just got a call from someone who had looked at our website and was set to have his statement taken by the long term disabilty investigator. He did not know what to do!iIf you get a call from a long term disabilty carrier asking to take your statement you might be "Diggled". That is a term I created to describe the tactics of some investigators.These long term disability carrier investigator's, including Hartford's Mr. Diggle, will interview your neighbors about your activities. That is ok but if he changes what they say that is being "Diggled". You may be want...

A number of states, like Washington, had prohibited disability insurance companies from using discretionary clauses in disability policies. This prevents long term disability companies from hiding behind the "we denied your benefits and the courts can't make us change our minds" rationale for many long term claims denials....

One of the most common tools used by long term disability companies to deny claims is to have an Independent Medical Psychological Examiner (not, as they are paid by the long term disability carrier) have you take the MMPI test. This test was created in the 1930s at the University of Minnesota and has been used to "detect certain personality traists and emotional strengths and weaknesses."As reported in a StarTribune.com article, the MMPI was given a "face-lift" and was renamed the MMPI-2 in 1989. There is a "bitter feud among leading scholars" because of the newly added "Fake Bad...

It is hard enough for the truly disabled Metropolitan Life Insurance long disability clients to get the long term disability benefits they deserve. Now, Rose Durbin, of Rochester, N.Y. has plead quilty to defrauding Metropolitan Life of $30,578.00 in long term disability benefits she wrongful got while working.Ms. Durbin created "false medical records from September 2004 to April 2006 about an injury she suffered in Florida and faxed them to Metropolitan Life." Not only did she work while collecting long term disability benefits but she created false medical records.Nancy Cavey, Florida long term disability benefits denied lawyer, won't represent people...

The St. Paul Pioneer Press reported today that even labor unions in the Twin Cities area are having to pay the health insurance premiums for its union members who are waiting for a decision about their long term disability claims.Long term disability insurance companies are hanging on to their premium dollars and taking more time that allowed under ERISA regulations to decide claims. Here at The Law Offices of Nancy L. Cavey, Tampa Bay based ERISA/long term disability benefits denied attorneys, we are seeing an increasing delay in long term disability carriers making that crucial decision to pay or deny...

As long term disability and Social Security lawyer, Nancy Cavey serves those who have become disabled by pain. As Pain Community News notes in the Fall 2009 Issue, pain is "woefully misunderstood, misdiagnosed and underfunded, yet it is a major symptom of nearly all the leading chronic conditions facing American- cancer, heart disease, diabetes, and arthritis, among others."The American Pain Foundation is a resource of facts, tips and advances in the treatment of pain. If you have questions about your pain and your rights to disability benefits, Pasco, Pinellas and Hillsborough long term and social security disability denied attorney Nancy...

Nancy Cavey, Life Insurance Company of North America (LINA) disability claims lawyer, is pleased to see that California Insurance Commissioner Poizner is protecting the interests of Californians who were insured by LINA and had their disability claims denied. If you have a LINA claim that has been denied, make sure you have a lawyer to help you with your appeal. Filing a complaint with your State Insurance Commisisoner is also helpful. Here is a portion of a press release about the great work of Commissioner Poizner:"Insurance Commissioner Poizner Announces $600,000 Settlement with Life Insurance Company of North America for Alleged...

A New York Times Article about a Virus Found in Many with Chronic Fatigue Syndrome that may contribute to their illness.http://topics.nytimes.com/top/reference/timestopics/people/g/denise_grady/index.html?inline=nyt-per...

In Washington and across the country, the arrival of the flu season (h1n1 or swine flu) has prompted companies of all sizes to weigh how to accommodate sick workers while keeping the business running.http://www.washingtonpost.com/wp-dyn/content/article/2009/11/08/AR2009110818009.html...

We are a full service disability law firm specializing in Long Term Disability , ERISA, Social Security Disability, Individual Disability Claims , and Workers' Compensation Claims. We want to help you get the disability benefits you deserve for your claim. We offer a free consultation and free helpful guides to help educate you, the consumer with questions you may have. Disability Law - It's Cavey Law - make the call 727-894-3188.

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