Best Ways to Send Money to Belgium

Want to send an affordable money transfer to Belgium? Here’s how to find the best exchange rates and lowest fees.

Did you know that French fries actually originated in Belgium? Did you also know that there are more than 360,000 Americans with Belgian ancestry in the United States today?

Well now you do, and if you ever need to send money to Belgium for any reason you should also know that there are plenty of ways to do so. From banks to specialist money transfer companies and new online-based providers, you have a stack of options to choose from when you want to send money to Belgium – you just need to find one that offers you the best deal.

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Rates last updated December 10th, 2016

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Banks versus money transfer companies

You might think that your bank would be the best place to go when you want to send money to Belgium — but you’d be wrong. While banks can easily handle international wire transfers, especially when you’re sending a currency as common as the Euro, they offer quite low exchange rates and regularly impose high fees.

You can save a significant amount of money, and ensure that your recipient gets a whole lot more, if you send your funds via a specialist money transfer company. These companies usually offer exchange rates far superior to the banks — do an online comparison to check — and also charge much lower fees.

Case Study: Lionel Sends Money to Belgium

Lionel is spending two years working in LA for a production company, but he stays in regular contact with his elderly parents back home in Gent, Belgium. His parents need some funds to help pay off a debt to a previous landlord, so Lionel plans to send them $1,000 from the United States. Rather than approach his bank, he compares two money transfer companies to see which one can save him money on his transaction.

Money transfer company 1

Money transfer company 2

Exchange rate

1 USD = 0.89 EUR

1 USD = 0.90

Transfer fee

$4

$5

Transfer method

Bank account deposit

Bank account deposit

Processing time

1-3 business days

3 business days

Amount received (in EUR)

890 EUR

900 EUR

As you can see, while the transfer fee is slightly higher for the second company, it allows Lionel to send an extra 10 Euros to his parents.

How to compare transfer companies when transferring money to Belgium

Exchange rates. Does the provider offer competitive exchange rates when compared to other companies?

Fees. How much will it cost you to send a transfer? Can you avoid fees altogether by sending a large amount?

Transfer methods. What options are available for placing a transfer: online, over the phone, in branch? Is there an app available?

Transfer options. Can you use flexible options like forward contracts to take advantage of market fluctuations?

Turnaround time. How long will it take for the funds to arrive in your beneficiary’s bank account or wallet?

Minimum limit. Are there minimum or maximum transfer limits in place that could restrict your transaction options?

Pickup methods. Can the cash you send be picked up from a transfer agent in Belgium, or will the funds be transferred straight into a bank account?

Customer service. Will adequate customer support be available if you ever have a question or need help?

Emergency cash transfers in Belgium

Do you need to send an emergency cash transfer to Belgium? Maybe you need to send an urgent transfer to a friend who is holidaying in Belgium and has had their wallet stolen?

There are several companies that can get your funds to Belgium within minutes, but just be wary of the fact that you will need to be willing to pay a bit extra for this service. High fees and sometimes lower exchange rates will apply, so check the fine print closely before committing to a transaction.

Western Union, MoneyGram and Ria offer extensive agent networks that allow your beneficiary to collect the cash you send in person. Just make sure your recipient knows the transaction ID number and takes along their driver’s license when they pick up the funds. Some popular Belgian cash pickup locations are listed below.

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Important Information

finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, we may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.