Roth IRAs

Reach your savings goals fasterPutting away a little cash each month now will secure a worry free retirement later. A Pinnacle CU, a no-fee Traditional or Roth Individual Retirement Account (IRA) lets you make long-term plans and invest in your own future. You can take advantage of both long-term compounding and tax-deferred earnings growth to reach your savings goals faster.

Need to rollover?We can help you transfer money you may have in a retirement plan at a previous employer into a Rollover IRA to keep your money working hard for you. We're here to help you make smart financial decisions - and a PCU IRA (with no maintenance fee) is a great place to start.

The Roth IRA offers the same benefits as the Traditional IRA but goes one step further. Possibly one of the best tax breaks in years, the Roth allows withdrawal of contributions without penalty. Dividends may be withdrawn without penalty after five years and age 59½. Contributions can continue as long as you have earned income and you do not have to withdraw the funds at 70½ years of age.