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1 Customer Notice: Short-term small-dollar advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community. 2 Loans are subject to verification of identity, income, checking account, and loan product availability by state. Not all applicants qualify for a loan or the maximum loan amount. Equal opportunity lender. Loans are subject to terms and conditions. Loans are not available in AR, CT, GA, NY or WA. 4 Sunday 8am - 8pm Central - Monday to Friday 6am - 11pm Central - Saturday 6am - 8pm Central. 5 American Web Loan offers same business-day funding via wire transfer to customers that hold their checking account at qualifying banks. Your loan must be finalized prior to 2:35pm Central, Mon-Fri., for same day funding. We don’t charge a fee for same day funding, but your bank may charge an incoming wire notification fee, which typically ranges from $15-$25. We cannot process same business-day funding via wire transfer to checking accounts held at credit unions or on weekends or bank holidays. Bank and credit union customers may also choose to have your loan funded via ACH (funds may be deposited same day if finalized prior to 12pm Central, Mon-Fri) or with a paper check (your check will typically arrive within 7-10 business days).