Only in July margins were raised by Bank Pocztowy, Credit Agricole, Getin Noble Bank and mBank.

mBank increased margins for loans with 5% downpayment by 0.8 pp to 2.9%, while Getin Noble bank raised it by 0.5 pp to 2.97%. This means that the banks are not interested in offering mortgage loans to clients with very low downpayment, Expander analyst Jaroslaw Sadowski says.