So the millionaire saves 27 times more than the work-a-day loser. No wonder the Republicans are so excited about this idea.

A big chunk of the difference is that McMansion â€œjumboâ€ loans now pay about 1.5 percentage points more interest because they are a greater risk to lenders. So they benefit the most from the Republican tax break.

Most economists agree that big tax breaks for the rich will do little to stimulate the economy. The rich already buy whatever they want and will just pocket the money. Poor people on the other hand will spend the money quickly for basic necessities.

Most poor people don't even own a house. Half of the people living in Eugene are renters.