LOS ANGELES, Jan. 21, 2014 /PRNewswire/ -- An estimated 90 percent of Americans have a checking account1, and with online banking becoming increasingly prominent, more depositors are turning to the conveniences that online checking accounts can provide.

To help depositors find the best online checking accounts today, GOBankingRates ranked the top online checking accounts of 2014.

GOBankingRates.com is a leading portal for personal finance news and features, offering visitors the latest information on everything from interest rates to strategies on saving money and getting out of debt. Its editors are regularly featured on top-tier media outlets, including U.S. News & World Report, MSN Money, Daily Finance, Huffington Post, Business Insider and many more. It also specializes in connecting consumers with the best banks, credit unions and interest rates nationwide. (PRNewsFoto/GoBankingRates.com) (PRNewsFoto/)

"People are used to banking like their parents did 20 years ago; it's time to stop thinking of your checking account as a receptacle for your paycheck, and expect more from it," said Jennifer Calonia, senior editor at GOBankingRates. "There's a reason other industries are jumping onboard with online services -- it's smarter. I foresee online checking accounts becoming a standard in the financial market very soon."

"Capital One 360 Checking is more than an account with no hidden fees or minimums. Our checking product and its features empower customers to stay on track to reach their dreams and achieve financial peace of mind," said Laura DiLello for Capital One 360.

"Customers love Rewards Checking because it saves them money every month. It's convenient, hassle-free banking," said Kyle Kolsky, SVP Head of Consumer Deposits for Bank of Internet.

GOBankingRates connects consumers with the best interest rates nationwide on deposit products and loans. Its editors have been featured on several major media outlets, including U.S. News, Yahoo! Finance, Forbes, The Street, and more. Some of the banks listed in this ranking are clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions.