Christmas ClubA great feeling to be all set for holiday
purchases! You'll earn the current market interest rate with automatic transfer
to your Christmas Club account -paid at the end of the
club year.

* Account for young adults
under the age of 18 require parental authorization

Monthly Maintenance Fee

$2 - Waived with associated MyiBANK
Checking

Magic Online Banking

Free

Monthly Withdrawal

> a total of 6
(transfers/withdrawals) = $3 each

-------------------------------------

Monthly Maintenance Fee

>$5000 = No Fee |
<$5000=$15

Magic Online Banking

Free

Monthly Withdrawal

> a total of 6
(transfers/withdrawals) = $10 each

-------------------------------------

Monthly Maintenance Fee

>$1500 = No Fee |
<$1500=$10

Magic Online Banking

Free

Monthly Withdrawal

> a total of 6 (transfers/withdrawals)
= $5 each

-------------------------------------

Monthly
Maintenance Fee

>$300
=
No Fee |
<$300 = $3

Magic Online
Banking

Free

Monthly
Withdrawal

> a total of 6 (transfers/withdrawals)
= $5 each

-------------------------------------

Monthly
Maintenance Fee

>$300
=
No Fee |
<$300 = $3

Magic Online
Banking

Free

Monthly
Withdrawal

> a total of 6 (transfers/withdrawals)
= $5 each

Checking and
Savings accounts and features are subject to
change without notice.
Please speak with a Customer Service
Representative or a Bank Services Consultant for
more information.