This dealership tried to take advantage of me by 'skimming' points on a motorcycle loan.

In the summer of 2008 I shopped around the entire Chicago area for a new Harley Davidson Night Rod Special. In the process of doing so I qualifed through Harley Davidson at lone rate of 6%. I couldn't quite find the motorcycle I was looking for until I went to Chi-Town Harley Davidson in Tinley Park.

To make a long story short, the finance person at the dealership told me the best financing they could find for me was 9%. When I pointed out I already qualified at 6% a deafening silence fell across the phone line and was followed with ""well..I think we can swing 7%"".

This is a tactic used by some car dealerships in haggling situations, but not in my experience by Harley Davidson dealerships. Harleys are sold 'price as marked'.

In the tradition of 'your competition is your best form of advertising' shop around at the many Harley Davidson dealers in the Chicago area to ensure you're receiving a good price. There is a happy ending to my story. I decided to check out another dealership the same day I caught Chi-Town scamming me and drove away on a new Harley about 4 hours later :)