The cost of owning a home is not just the cost of the home loan itself. If you are thinking about purchasing a home, there are many factors to consider when asking yourself how much you can afford to spend.

As you can see, the amount you can afford to borrow for a home loan is not just the cost of the monthly mortgage payment; it includes many monthly, annual and variable costs that quickly add up. Consult with your loan officer to determine how much you can afford to borrow while still able to afford your other financial obligations and save for your financial future.

Refinancing your VA loan can be a very simple process. With over eight years experience completing VA refinances, Capital Financial Group is able to close your simple VA streamline loan in 2 – 3 weeks. A VA refinance loan is also called a “streamline” loan. This means that the process is much simplier than when you originally purchased your home. The only items that are required to provide you with a quote are the following: