Many people think that getting a bad credit bank loan is next to impossible. Time and time again, you hear stories of people who were denied a loan by their bank because of their credit rating� this doesn’t mean that you can’t get a bad credit bank loan under any circumstances, however. The real key…

Under the laws of the Fair Credit Reporting Act (FCRA) each of the three major credit reporting companies are required to give consumers access to obtain free credit report once every 12 months. These reports include various information about you that the government has on file, including where you live, whether you’ve been sued, your…