* The New Money Bonus Interest Rate applies to any newly opened Platinum Money Market account with funds not currently on deposit with us; or for any existing Platinum Money Market account for which the balance is increased by 25% with funds not currently on deposit with us. We reserve the right in our sole discretion to determine eligibility. The New Money Bonus interest rate and APY will apply to all funds on deposit in the Platinum Money Market account and is guaranteed for six months, after which time the interest rate and APY will revert back to the currently published rate in effect at that time.

Time Deposits

EagleSavers 1, 2

$1 to open

$1 minimum balance, no minimum balance service charge

Account owner must be age 17 or under with parent or guardian co-signer

Quarterly truncated statement

AMOUNT

APY

Interest Rate

$1 - $9,999.99

1.00%

0.99%

$10,000+

0.25%

0.25% (on balance over $10,000)

Statement Savings1, 2, 3

$100 to open

$200 minimum average daily balance avoid a fee and $200 daily balance to obtain the APY

Quarterly truncated statement

APY of 0.25%

CDs/IRAs

$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY) - except for Education IRAs.($500 min.) Early withdrawal penalty: 30 days simple interest on the amount withdrawn for CDs of 12 months or less, 90 days simple interest on the amount withdrawn for CDs greater than 12 months term.

1 Contact us for further information about applicable fees and terms.
2 Variable rate account, interest rates are determined at the bank's discretion and subject to change at any time.
3 Accounts with a minimum balance requirement will be assessed a fee of $10.00 if the balance in that account falls below the minimum balance.
4 14 Month CDs automatically renew at a 12 month term. 39 Month Step CDs automatically renew at a 36 month term.
5 Variable rate account, where the interest rate and APY may change to the Standard APY in effect at the time the CD was opened or last renewed during the term of the CD if the average monthly statement balance in the qualifying deposit account is not maintained.
6 New Money CDs and Step Rate CDs are available to existing customers, residents of Kane and Cook County and non-institutional persons only.
7 New Money CDs and New Money Step CDs apply to any newly opened CDs with funds not currently on deposit with us; or for any maturing CDs for which the renewal balance is increased by 25% with funds not currently on deposit with us. We reserve the right in our sole discretion to determine eligibility.