Funny part is they enable the folio but only I can purchase more; for redemption, switch I need to send sign pdf to enable the function.

On contrary,in hdfc where I had got the HPIN few years back and forgot that I re-enable that plus new elss folios pin online with folio and email check and I can do all options subject to allowed permissions.

Even principal mutual fund all entries redemption is becoming a problem for me. Even after sending courier to change my bank mandates they never replied or anything. Also my on-line request to transact is locked.

I had to personally visit their center twice with 1000 of security check (as their office is in NSE building)

It's better to have a direct purchase or from online platform like mutualfundsindia or fundsindia.

We wish to inform you if you wish to continue your investments with L & T Finance Ltd, hence there would be no action required from your end and we request you to send the Ballot form mentioning the details required in it through Business Reply Envelope (BRE) to mentioned address.

Please note if you do not wish to continue your investments before L & T Finance Ltd. acquires Fidelity Mutual Fund if you redeeming the units during the period 15th October, 2012 to 15th November, 2012 till 3 PM, we will bear the exit load and Security Transaction Charges(STT), however if your tax status is NRI in the folio then you have to bear only Tax Deducted At Sources (TDS) as applicable.

If you have invested in Fidelity Tax Advantage Fund (FTAF) and you have not completed your 3 years lock in period then you will will not be able to redeem the same.

In order to redeem the investment, please print the transaction form, fill in redemption details and sign it in accordance with your mode of holding.

Please specify the scheme details and the amount/number of units you wish to redeem. If you wish to redeem all units, tick against the box provided for the purpose.

Redemption payout would be made only to the Sole/First holder favouring the bank account appearing in our records.

If your redemption request specifies both amount and units for redemption, the latter would be processed.

Redemption will be processed only for such (part or whole) holdings for which purchase proceeds have been realised.

To safeguard investors against fraudulent action on their investments, where a redemption request is received together with a request for Change of Address and/or Change in Bank Details, the AMC may release the payment only after completing necessary additional checks.

The applicable NAV would be of the day on which the request is received at the ISC, if such requests received before 3 pm.In case where a request received after 3pm on any day, applicable NAV would be of the next business day on which NAV of the Scheme is declared.

Please note that settlement period varies with the scheme type. For redemption in debt funds it is Trade day + 1 business day, for equity schemes Trade day + 3 business days and for Fidelity Global Real Asset fund, Trade day + 6 business days. On such transaction in equity schemes, a Security Transaction Tax (STT) of 0.25% is also applicable.

Please read the instructions carefully before submitting the request at your nearest Investor Service Centre of Fidelity or CAMS .We urge you to strike off sections in the form that are not relevant.

For any further information or assistance, please write back to us or call us on 1-800-2000-500 (toll free) .