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You can manage your student loan debt. We can help.

The average graduate has $28,100 in student loan debt that will cost $39,242 between now and 2031. Click through the repayment options to see how they will affect your monthly payment and total loan cost. Remember you can: (1)Upload your actual data from NSLDS or manually enter your actual loan amounts, (2) view all eligible repayment options (3) apply for changes to your repayment options with your servicer and (4)sign up for our rewards program, SmarterBucks, to earn rewards that are contributed as extra payments toward your student loan debt.

Your spouse's loan rate (%)6.8% is the most common interest rate for eligible loans.

Tell us your family size including yourself:Large families are more likely to be eligible.

Where do you live?

Alaska Hawaii Other

Because of high living expenses, living in AK or HI increases your eligibility.

Did you know that the average 4-year undergraduate has $28,100 in student loan
debt that will end up costing $38,805 between now and 2022? It's true, but you can manage your
debt and we'll try and help. Just answer these three questions so that we can provide the most accurate
information possible for your school:

Information provided is estimated and is for informational purposes only and should not be construed as legal, financial
or other professional advice. Consult with a qualified financial advisor as individual situations vary. Always contact
your loan servicer before altering a payment plan or method.