add a 3rd tab to my JPane and now i get an exception error when i run my code??

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add a 3rd tab to my JPane and now i get an exception error when i run my code??

I've worked really hard on this and now i'm totally stressing because i'm sure its just something simple with my layout. The code itself is definately working because i can run the program with one tab just fine. I only have a problem when i add in the next tab.

This is the error i receive at run time
Exception in thread "main" java.lang.NullPointerException
at java.awt.Container.addImpl(Container.java:1045)
at java.awt.Container.add(Container.java:365)
at PersonalPanel.<init>(PersonalPanel.java:126)
at GameBoxLayout.main(GameBoxLa

I had two tabs, Aboutpanel.java that is all text and a second tab MadlibPanel.javathat uses the East,West,North South layout. Program compiled fine and ran well. I added on a 3rd tab (Personalpanel.java) that also uses teh East,West,North South layout and now i'm getting the above exception error when i try to run it. I would imagine that it somehow does not like the fact that i am adding a nother tab with the east/west/north layout??
Here's my code - This is a final project and this is the only thing i have left to do so i'm totally stressing out. (The program works fine outside of this, as panel 2 and 3 use the same exact code, just different variables.)