We hear about Niall's journey to Head of Institutional and Digital at one of the world's biggest banks, including his career highlight, how to stay productive (make lists!) and the best career advice he's ever received. David asks how to find focus and prioritise in a growing digital landscape and we hear why equipping employees with the right digital skills is crucial. Niall tells us about the exciting developments in Utility Settlement Coin (USC), a fiat-backed digital currency, and how the relationship between fintech companies and established firms is evolving. Plus, how HSBC approach their work with fintech companies, why they're easier to engage with than bigger players, and how can we possibly keep up with the pace of change? Enjoy the show, leave us a review on iTunes and tell all your friends! Get in touch and join the conversation @FintechInsiders or head over to [email protected] Guest: Niall Cameron.