Frances was born in Evansville on April 13, 1918 to the late Oscar and Myrtle (Labry) Forster. Frances graduated from Central High School and received her Bachelors Degree in Education from Evansville College. She taught second and third grade at Wheeler Elementary School. Frances later taught homebound children in the child's home. She was a lifelong member of St. Lucas United Church of Christ where she was a Sunday school teacher. Frances was also a member of Earle Home Economics Club and volunteered as a Pink Lady at Deaconess Hospital. Family was the center of her life and she treasured her children and grandchildren.

Frances is preceded in death by her parents, her husband Charles Schnute, her son-in-law, Stanton Hebbeler, sisters, Bettye Brooks, Faye Millhouser and June Forster and brothers, Harold, Fred, John, Oscar and Donald Forster.