Construction Project All Risks

Our Construction Project All Risks (CPAR) policy has been designed specifically for employers (e.g. property developers/owners) and principal contractors who are co-ordinating a construction project.

Cover is available on an 'all risks' basis with various optional extras so that your client can meet their contractual obligations while protecting their investment in the project and any constructional plant they own or hire.

For insurance to protect your client's construction business and its property and activities, please refer to our Construction Select policy.

Features of Construction Project All Risks

Cover for damage to permanent and temporary works and free issue materials, whilst on site and whilst in transit to and from site

Up to 12 months cover after completion for contractual obligations forming part of the maintenance or defects liability period

Optional – Cover for the employers owned and hired in plant and machinery for use in connection with the contract works

Optional – Cover for a delay in the commercial operation of the enterprise in consequence of insured damage to the contract works

Optional - Cover for public liability in the name of the employer, and other parties (e.g. contractors) as required by contract against their legal liability to third parties

Optional – JCT 6.5.1 cover. Provides cover in respect of damage to any neighbouring property arising from the works caused by subsidence, heave, vibration, collapse, weakening or removal of support or lowering of ground water.

As a specialist engineering insurer, we consider it particularly important that engineering claims are handled within a team that is used to dealing exclusively with engineering related claims.

Our in-house team are supported by a select group of specialist risk surveyors and loss adjusters who can enhance the claims service. This enables the team to make accurate, swift decisions to move claims forward with minimum disruption to your business.

When a claim arises, our dedicated team will work hard to ensure you can get back to business as quickly as possible and with minimum disruption.

Risk Director

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