Asset Based Lending

Talk to one of our Invoice Finance specialists

Asset Based Lending (ABL) can support you to grow your business by unlocking cash tied up in your assets. You can increase your working capital by raising funds using your existing assets as security from:

debtors

stock

plant and machinery

property.

Asset Based Lending typically comprises of an Invoice Discounting facility alongside further funding secured against a range of existing assets. Additional funding can be generated from cash flow lending. If you wish to terminate your Asset Based Lending facility at any point, simply give us notice†. A termination fee may apply and will be determined on an individual basis.

Why use ABL?

Growth – increasingly businesses are using ABL to support their growth ambitions by maximising cash availability to help them secure new contracts, recruit or invest.

Refinance – as an alternative to traditional funding, ABL releases cash from the balance sheet today, offering greater working capital.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Factoring and Invoice Discounting facilities may be provided by either Lloyds Bank Commercial Finance, Lloyds Bank plc or Bank of Scotland plc.
When using Asset Finance your agreement will be with a Lloyds Banking Group company whose terms and conditions will apply. The provision of credit or leasing services by us is subject to your meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.