Human Services

The City of Bellevue Home Repair Program provides low- to moderate-income Bellevue homeowners with zero-interest home loans and grants for health- and safety-related repairs, including:

Faulty plumbing

Unsafe electrical wiring

Poor heating

Roof repairs

Rotting gutters or porches/decks

Earthquake retrofitting

Types of loans and grants available:

Deferred Payment Loans - Eligible repairs include health- and safety-related improvements for homeowners who meet low-income guidelines. The City provides a no-interest loan that does not have to be paid back until the homeowner sells the home or it is transferred to a new owner. Maximum loan amount is $20,000 for the first year, and up to $35,000 thereafter.

Leveraged Loans - Homeowners must meet moderate income eligibility guidelines. The same type of health- and safety-related repairs qualify as for the deferred payment loans. With leveraged loans, the City provides one-half of the cost of the repairs, and the homeowner provides the other half. This loan is also paid back only when the home is sold or transferred. Maximum loan match with City funds is $17,500.

Emergency Grant - Eligible repairs are restricted to health and safety hazards requiring more immediate attention. Homeowners must meet low-income eligibility guidelines. Because this is a grant, not a loan, it does not have to be repaid. Maximum grant award is $1,500.

Weatherization Grant - this grant is offered in conjunction with Washington's Energy Match Program. Eligible repairs are restricted to insulation and heating systems. The homeowner is not required to repay the grant amount. Maximum grant award is $3,000.

In addition, the city also offers owners of single-family rental property no-interest, deferred payment loans to make health- and safety-related improvements. The city provides one-half of the cost of repairs, and the property owner provides the other half. The maximum loan match with the city fund is $8,500. The renter must qualify as low- or moderate-income for the landlord to qualify for this loan. The loan is paid back when the home is sold or transferred.