Inaccurate Credit Report Letter

Request to get inaccurate information removed from your credit report

If your credit report is showing inaccurate information and you need to get it removed, then you should request that the credit bureaus to delete the incorrect details from your credit report. Here is a sample of a letter that will help you understand how you should request that the credit bureaus remove inaccurate information from your credit report:

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Dear ,

I would like you to remove all the inaccurate and misleading information from my credit report. These inaccurate details have adversely affected my credit worthiness and hampered my chances of acquiring new credit.

Under the provisions of the Fair Credit Reporting Act (FCRA), I demand that the following items in my credit report be re-verified and removed:

Creditor's Name :

Account Number :

Comment :

I have attached the proof that the above items are inaccurate for your convenience.

Under the FCRA, you must re-verify the items and get them removed within 30 business days of receipt of this letter, to avoid violation of the law. Please notify me of the changes and forward me the updated copy of my credit report to the address referenced above.