FHA loans*

Looking for a low downpayment? Consider an FHA loan!

First-time homebuyers are often interested in FHA loans because gift funds may be allowed for all or a portion of a down payment and/or closing costs.

Your mortgage may also, under certain conditions, be assumed by qualified individuals when the home is sold or transferred.

Low minimum down payment

Gift funds OK

Cash out allowed for home repair

Flexible closing cost options

Choice of fixed & adjustable rates

Mortgage insurance is required

And we don’t just help you find the right mortgage; we do all we can to make the mortgage process simple, fast and hassle-free. Our growing network of loan officers, led by our most senior executives, can also lend in all 50 states!

*Federal Housing Authority Loans Disclosure: Quontic Bank is not affiliated with or acting on behalf of the Federal Housing Authority (FHA) or any government agency or government sponsored entity. All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Prequalification provides you with an estimate of how much you can borrow to purchase a home, based on our preliminary review of credit information. This does not represent an offer to enter into a loan agreement. Information is accurate & effective as of March 29, 2017 & is subject to change without notice.

"I was fortunate and blessed to be introduced to Abdul Rehman when going through the process of applying for our mortgage to buy our new home ... with service like this, there is no question about recommending him to family and friends," said Patty Harricharan, a Quontic Bank mortgage customer.

"We will highly recommend Abdul to any of our family and friends," said Conor McKenna, a Quontic Bank mortgage customer.

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