It depends. FEHB plans vary greatly in the amount and type of dental and/or vision services they cover. The FEHB plan is the first payor of benefits. FEDVIP is the secondary payor to any FEHB benefits. Review your FEHB plan’s brochure to find out what dental and vision coverage it offers.

Yes, if you claim your grandchild as your tax dependent, you can get reimbursed for his eligible dependent care under a dependent care flexible spending account. You may want to consult a tax adviser before you make a decision.

Yes, you can enroll in both types of flexible spending accounts. The health care flexible spending account has an individual maximum. The dependent care flexible spending account has a household maximum. The dependent care maximum includes any FSA your spouse might have or any child subsidy you might receive. To find out what this year's maximums are or what next year's maximums will be, please visit http://www.fsafeds.com .

Yes, your dependent care flexible spending account can be used to pay for day care for anyone who you claim as a dependent on your Federal tax return who is physically or mentally incapable of self-care so that you (and your spouse, if you are married) can work, look for work, or your spouse can attend school full-time.