*A Fee of $8.00 Will Be Deducted from The Account Every Month. For
Seniors 60+, the Fee is $4.00*

IDProtect service is a personal identity theft protection service available
to account owner(s) and their family. Family incl udes: Spouse, persons
qualifying as domestic partner, and children under 25 years of age and
parent(s) who are residents of the same household.

Identity theft
insurance underwritten by insurance company subsidiaries or affiliates of
Chartis Inc. The description herein is a summary and intended for
informational purposes only and does not include all terms, conditions and
exclusions of the policy described. Your new description of coverage is
enclosed. Please refer to actual policy for terms, conditions, and
exclusions of coverage. Coverage may not be available in all
jurisdictions.

Plateau Insurance Company of Crossville, TN will be
our Accidental Death & Dismemberment Insurance underwriter. Your new
description of coverage is enclosed. If you wish to update a beneficiary
or add a beneficiary, please contact City National Bank to complete a
beneficiary card. Otherwise, if there is no designated beneficiary on file,
benefits will be paid according to the Master Policy. For questions
regarding claims or your coverage, call 1-866-210-0361. Please keep a copy
of this letter with your important insurance papers.Insurance product is
not insured by FDIC or any Federal Government Agency; not a deposit of or
guaranteed by the bank or any bank affiliate.