Before you apply

Did you know you:

Can get an agreement in principle before you've found the place you want to buy

How to apply

We need to talk you through your mortgage application, but you can save time by starting the process online. It'll take about 20 minutes, and then one of our mortgage experts will call you back at a time to suit you to complete the process. Or you can call us and speak to an advisor directly, or book an appointment to see one of our advisors at your nearest branch.

You'll need to have the following details to hand:

Your last three months' payslips

Your last three months' bank statements if you want any other income to be considered (for example rental or investments) and as a reminder of your outgoings

If you already have an existing mortgage elsewhere, your last year's mortgage statements

If you're applying for an interest-only mortgage, any repayment vehicle details that you want to use (e.g. endowment policy, investments, ISAs)

If you're self-employed, three years' self-assessments

If your mortgage is to extend past your stated or state retirement age, up-to-date forecasts for any state, company and personal pensions

And, if you've already got your heart set on a property, bring along the sales particulars

Details of any loans you currently hold, including student loans and car payments

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.

If you’d like this in another format such as large print, Braille or audio please ask in branch. If you have a hearing or speech impairment you can contact us using Text Relay or Textphone on 0845 835 3843 (lines open 24 hours , 7 days a week).