My main opposition is that I read the Caterpillar, 3M etc complaints of how much it would cost them and that heads would roll. I thought America was heading down a scary road. HOWEVER, we are not seeing these negative effects. Without these negative effects, the positives might outweigh the negatives:
(1) Getting rid of preexisting condition:
No one cares about this until it effects you personally. My brother-in-law has MS. His ex-wife and him had insurance through a corporation she started. With the marriage over 4 months ago. she dropped him immediately from her insurance. Not sure if anyone knows the cost of MS, but its enormous. The drugs are insane and the doctor visits and test cost an arm and a leg. Its nutz. After she dropped him, he tried to get insurance. Guess what! He couldn't get it ANYWHERE! He went to the Ichips program, it has a 8 month waiting period and then it doesn't cover his doctors and not all his medicine. In other words, he is screwed. Its been months since he has had his medicine and he is getting decidedly worse.

(2) Requiring everyone to get insurance:
It sounded unfair at first, but when you think about it. Its pretty damn unfair that MY insurance bills are so high to cover all the people without insurance. Young people who seem healthy today (like me - I haven't been in a doctors office, other than a physical in 5 years), can get sick tomorrow or get injured. Sorry hospitals shouldn't have to force the bill upon payors.

What I don't like:
(1) They didn't allow for further competition across state lines
(2) They didn't find a way to get insurance away from employer based plans.
(3) Did nothing to deal with the 10 lb Gorilla in the room! Illegal immigrants destroying emergency rooms budgets and getting free healthcare at our expense!

All and all I am going to look at the bill in a new light and wait until we start seeing how it changes things and withhold my opinions until then.

I agree about the pre-existing conditions, and I think most people would. But regarding the mandatory insurance: ILLEGALS should have to pay as well as soon as they show up in the ER. And I believe the fine is only $750. Not a big incentive when the insurance bill can be 10x that. I expect young healthy people will ignore the mandate until they actually have to go to the hospital.

I agree about the pre-existing conditions, and I think most people would. But regarding the mandatory insurance: ILLEGALS should have to pay as well as soon as they show up in the ER. And I believe the fine is only $750. Not a big incentive when the insurance bill can be 10x that. I expect young healthy people will ignore the mandate until they actually have to go to the hospital.

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I forgot the illegals. I added that in as things I don't like.

Healthly youths usually don't care until they go to the hospital. However, I do like being able to stay on mom and Dad's health insurance until 25.

My main opposition is that I read the Caterpillar, 3M etc complaints of how much it would cost them and that heads would roll. I thought America was heading down a scary road. HOWEVER, we are not seeing these negative effects. Without these negative effects, the positives might outweigh the negatives:
(1) Getting rid of preexisting condition:
No one cares about this until it effects you personally. My brother-in-law has MS. His ex-wife and him had insurance through a corporation she started. With the marriage over 4 months ago. she dropped him immediately from her insurance. Not sure if anyone knows the cost of MS, but its enormous. The drugs are insane and the doctor visits and test cost an arm and a leg. Its nutz. After she dropped him, he tried to get insurance. Guess what! He couldn't get it ANYWHERE! He went to the Ichips program, it has a 8 month waiting period and then it doesn't cover his doctors and not all his medicine. In other words, he is screwed. Its been months since he has had his medicine and he is getting decidedly worse.

(2) Requiring everyone to get insurance:
It sounded unfair at first, but when you think about it. Its pretty damn unfair that MY insurance bills are so high to cover all the people without insurance. Young people who seem healthy today (like me - I haven't been in a doctors office, other than a physical in 5 years), can get sick tomorrow or get injured. Sorry hospitals shouldn't have to force the bill upon payors.

What I don't like:
(1) They didn't allow for further competition across state lines
(2) They didn't find a way to get insurance away from employer based plans.
(3) Did nothing to deal with the 10 lb Gorilla in the room! Illegal immigrants destroying emergency rooms budgets and getting free healthcare at our expense!

All and all I am going to look at the bill in a new light and wait until we start seeing how it changes things and withhold my opinions until then.

As a result many companies are considering dropping their insurance coverage and paying the fine, thus forcing more people into the government subsidized program and simultaneously increasing costs and lowering revenue.

It appears that even the worst predictions about the disaster we are headed toward were wrong on the conservative side.

As for forcing everyone to buy insurance, why are you OK with forcing people to buy something they neither want or need? Most people can get buy with routine medical care and never need to worry about major medical expenses. Catastrophic health insurance would supply most Americans with all the coverage they need, and would cost much less for individuals.

While I sympathize with those who have preexisting conditions, I fail to see why everyone should be required to cover them. Requiring insurers to supply coverage to high risk patients might make sense in an ideal world, but the pool of people forced to pay for it should be restricted to those who have them and those who want to support them by paying higher coverage themselves.

To be honest, I fail to see why the insurance I get through my employer requires me to pay for services that I personally will never use. State laws continue to force insurance companies to cover more and more things just because the politicians want to make points. We need insurance reform, not more regulations forcing insurance companies to cover things that most people do not need.

much would be fixed if employer based insurance went away. pre-existing conditions should also be dropped and insurance companies forced to actually cover people instead of dropping them as soon as they get sick.

My main opposition is that I read the Caterpillar, 3M etc complaints of how much it would cost them and that heads would roll. I thought America was heading down a scary road. HOWEVER, we are not seeing these negative effects. Without these negative effects, the positives might outweigh the negatives:
(1) Getting rid of preexisting condition:
No one cares about this until it effects you personally. My brother-in-law has MS. His ex-wife and him had insurance through a corporation she started. With the marriage over 4 months ago. she dropped him immediately from her insurance. Not sure if anyone knows the cost of MS, but its enormous. The drugs are insane and the doctor visits and test cost an arm and a leg. Its nutz. After she dropped him, he tried to get insurance. Guess what! He couldn't get it ANYWHERE! He went to the Ichips program, it has a 8 month waiting period and then it doesn't cover his doctors and not all his medicine. In other words, he is screwed. Its been months since he has had his medicine and he is getting decidedly worse.

(2) Requiring everyone to get insurance:
It sounded unfair at first, but when you think about it. Its pretty damn unfair that MY insurance bills are so high to cover all the people without insurance. Young people who seem healthy today (like me - I haven't been in a doctors office, other than a physical in 5 years), can get sick tomorrow or get injured. Sorry hospitals shouldn't have to force the bill upon payors.

What I don't like:
(1) They didn't allow for further competition across state lines
(2) They didn't find a way to get insurance away from employer based plans.
(3) Did nothing to deal with the 10 lb Gorilla in the room! Illegal immigrants destroying emergency rooms budgets and getting free healthcare at our expense!

All and all I am going to look at the bill in a new light and wait until we start seeing how it changes things and withhold my opinions until then.

Click to expand...

Very few of the problems in health care are addressed in the bill. It's not meant to solve much of anything. Removal of pre-existing conditions will bankrupt insurance companies. But in the short run it will cause your premiums to sky-rocket. And of course Obama will demonize insurance companies because of it.

It's merely a power-grab and a huge march to socialism intended to bring down our economy so billionaires can get rich off the mess.

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