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Buying Your Home

Finding the right home

Searching for your dream home can be exciting. But it’s a choice you’ll want to make carefully since you’ll likely be living with it for years to come. Consider the following:

Location plays a big part in determining price – and the potential resale price. You know the cliche about the three most important factors in real estate; location, location, location! There’s a lot of truth to that.

Most people start small with their first home. You might not be able to afford your dream home straight away – but once you’ve on your foot in the door so to speak, it’s easier to start moving up.

Some things to consider:

Is the location close to transport, schools, shops and lifestyle facilities like restaurants.

If an area is zoned commercial, there could be businesses around you later – even if there aren’t now.

What is the crime rate for the area?

House Hunting

Finding the perfect property will be a lot easier if you do your homework and don’t rush the process. It’s
important to see a variety of properties in order to get a feel for the market so you can make the right decision when the time comes.

Obtain your finance first before you begin house hunting. What’s more, should you successfully bid at auction without having your loan approved, you could lose your deposit if you can't obtain finance.

Talk to real estate agents to get a better idea of properties available and prices in the area.

Keep a property checklist. When you visit a lot of properties, individual features can begin to run together in your memory.

It’s a good idea to take snaps of various properties, inside and out, particularly details you wish to remember.

Once you’ve found a potential home, arrange for property and pest inspections before exchanging contracts.

Perform further research by visiting the major Internet property web sites like;

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Po Box 756, Runaway Bay, QLD, 4216

About Access One

Access One is changing the way Australians buy mortgages by being more informed. We’re an award winning mortgage broker that combines technology and 19 years of experience to find you the lowest total cost home loans.

Award Winning Mortgage Broker

Access One is currently one of the longest running brokers for the AFG network being inducted into the hall of fame in 2011.