Aussies Already Overseas

If you’re an Australian resident travelling overseas and you forgot to take out travel insurance before you left, you’re not the first! With so many arrangements and plans to make for an overseas trip, travel insurance is often easily overlooked. But at Insure4Less we are able to provide last-minute travel insurance for Australians overseas, so you can still get the cover you need even if you’ve already left the country.

Travel insurance for Australians already overseas offers the same comprehensive and affordable cover as regular travel insurance purchased before you depart. It is available to any Australian residents who are:

Already overseas after having departed Australia without taking out travel insurance, or;

Already overseas after having departed Australia with travel insurance that has now expired, or;

Based overseas and are returning back home to Australia

If you need travel insurance for your return trip back to Australia, simply fill in our Quick Quote form to the right and you will be fully covered in 48 hours.

Policy Conditions

To apply for travel insurance for Australians overseas from Insure4Less, you simply need to be:

An Australian resident

Returning to Australia by the end date of the policy

Aged 65 or under

You also need to be aware that you will not be covered for the first 48 hours from the date of buying your policy.

What You'll be Covered For

Taking out cover when you’re already overseas will not affect your amount of coverage or the levels of cover available to you. You still have the same full features and inclusions in your plan, and will be covered for a range of situations that can happen to you while you’re travelling.

No matter how far into your trip you are when you take out travel insurance for Australians overseas, you will be automatically covered after a 48 hour waiting period for the following things:

Medical Expenses and Emergencies

Our Medical Emergency Service is available 24 hours a day, 7 days a week and 365 days a year to ensure all your medical emergencies are seen to quickly and appropriately.

This Assistance Service will help you with paying medical and hospital bills, rescheduling travel plans, returning you to your home country or another appropriate medical facility if required, and arranging for a family member or friend to come and stay with you.

Travel Delays and Missed Departures

Cancellation Fees and Lost Deposits

If you have to cancel or cut short your trip for certain reasons such as illness, injury, pregnancy, redundancy, an accident or death, we will cover any non-refundable expenses for prepaid travel and accommodation.

Luggage and Personal Belongings

We offer varying levels of cover for loss, theft or damage to your luggage, valuables and personal belongings. This includes important travel documents such as your passport, tickets and visas, and your personal money. You can choose appropriate cover to align with the value of your belongings and how much you are bringing with you.

Terrorism and Catastrophes

At Insure4Less we are proud to also include cover for natural disasters, terrorism, epidemics and pandemics. Your personal security is highly important to us, and if your trip is directly affected by a catastrophe then your travel insurance for Australians already overseas will cover any additional travel and accommodation expenses and if necessary, the cost of returning home.

Cruises

Cruise holidays are automatically given the same amount of cover and financial protection as any other overseas holiday. Travelling on a domestic cruise on Australian waters? Simply select your area of travel as ‘Pacific including New Zealand, Fiji and Bali’ to receive your cover.

Snow Sports and Recreational Activities

Our travel insurance plans include cover for a wide range of sports and activities from bungee jumping and tandem parachuting to scuba diving and kayaking. There’s even a snow sports option! View our full list to see what’s included.

And more!

If you’re already overseas when you take out a travel insurance policy, depending on which plan you select, you will still be covered for a number of additional things such as car rental excess, personal liability, legal advice and expenses, travel carrier insolvency, search and rescue expenses, accidental death and permanent disability, abandonment of trip, and much more.

For More Information

See our Summary of Cover for a full list of inclusions and the maximum amounts payable under each section.

Forgetting to take out travel insurance before you leave home shouldn’t stop you from being able to make the most of your overseas trip. Enjoy financial security and protection with comprehensive travel insurance for Australians overseas from Insure4Less, so you can travel without worries or stress no matter where in the world you are.

Quick Quote

today

18/02/2019

18/11/2017

Destination & Type of Cover Complete!

What type of cover are you looking for?

Single trip: Covers trips of up to a total of 365 days in total inc one way travel. Cover for snow sports activities can be included.

Annual multi trip: Covers you for an unlimited number of trips over a 12 month period up to a maximum duration of 31, 45, 62 or 93 days per trip after which you must return to Australia before commencing a new trip. Trips wholly within Australia are insured if they include at least one overnight stay and a minimum distance of 250kms from your place of residence. Each policy includes up to 23 days snow sports cover (on piste). If you are travelling over 93 days, please select a standard, single trip travel insurance quote.

Policy Type

Where are you travelling to?

Please select the region where you are travelling to: The countries covered under each region will appear when you select the region.

Travelling To

How many people should be covered?

Please select whether you are travelling as an individual, with your partner / friend (couple) ; as a family group where one of the children is under 18 years; as a group.

Travellers

Maximum Trip Length

Travel Dates Complete!

I'd like my cover to start on

Please select the day that you commence your trip. You will be covered for claims that result in you having to cancel your trip before this date and therefore forfeit deposits paid - subject to the policy terms and conditions.

Cover Start Date

Cover Start Date

And it should end on

Please select the date that you plan to return back into Australia or if you are on a one way trip - the date that you will arrive in your final destination.

Cover End Date

Travellers planning to stay in the United States (not Canada) for 365 days or more: Following recent healthcare reforms in the United States we are unable to insure travellers who are planning to be in the United States (not Canada) for 365 days or more.

Cover End Date

Will you be travelling to countries outside of the USA &amp Canada?

Yes No

If you plan to visit the USA or Canada more than once during your trip, please calculate the total number of days you will be there. Then enter the date leaving USA or Canada as the total number of days from the date arriving.

For example: You will be in the US from 1st March to 31st March (31 days) and 10th October to 26th October (17 days) = 48 days in total. So you would have a start date of 1st March and an end date of 17th April. Ie 48 days. You will receive your certificate in an email, so simply reply to the email advising the correct dates of travel within USA or Canada and we will endorse the policy accordingly.

Date arriving in USA/Canada

Date leaving USA/Canada

Travellers Complete!

In order to obtain the best value, you should include a least one adult in each policy. The maximum number of travellers we can insure under one quote/policy is 50. If you have more than 50 then you should obtain more than one quote but ensuring that there is an adult in each subsequent quote.

Please note that ages are at the date of obtaining the quote, not the date of travel.

Traveller's Age

We can insure travellers up to and including 65 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Ages

We can insure travellers up to and including 65 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Traveller's Age

We can insure travellers up to and including 65 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

How many people should be covered?

We can insure travellers up to and including 65 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Adults 18 to 55 years

How many people should be covered?

We can insure travellers up to and including 65 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Adults 56 to 60 years

How many people should be covered?

We can insure travellers up to and including 65 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

General Advice Warning - The information contained in this website is correct at the time of publishing. The website and the advice provided by insure4less is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) relating to the product and consider this before making any decision.

insure4less is brought to you by Online Insurance Brokers Pty Ltd, (Australian Financial Service License No. 241055) one of Australia's leading online insurance specialists. Online is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Online is a Lloyd's Coverholder.