My husband Marc recently brought me along to a meeting with our accountant who handles the accounting of both our business and personal finances. As it turns out, our business books are ok — although our accountant suggested we should price our services a bit higher. But the personal? Ha. Bottom line, we “seemed” to spend a lot.

The sad thing about it is that we technically don’t. And when I say “technically,” I mean that me and Marc usually just spend on basic needs and utilities with the occasional movie date or two. I don’t spend on clothes (as I’m rarely out of the home office anyway), and Marc, being a typical guy, doesn’t as well. We don’t buy gadgets that we don’t need for work. So why the awful finances?