THE READER'S DIGEST GRAND PRIZE SWEEPSTAKES

Grand Prize Sweepstakes (#909)

NO PURCHASE OR PAYMENT OF ANY KIND NECESSARY TO ENTER OR WIN.

PURCHASE WILL NOT IMPROVE AN ENTRY'S CHANCE OF WINNING.
No mechanically reproduced entries will be accepted. Each entry received has an equal chance to win. Sweepstakes may be presented in conjunction with different offers sponsored or co-sponsored by The Reader’s Digest Association, Inc. (RD), its subsidiaries and affiliated companies, and may be presented in conjunction with offers sponsored by different organizations. Sweepstakes may be presented in different creative presentations, including on-line or via email offerings, by different organizations. To enter on-line, follow directions displayed on-line. Limit one entry per day per entry opportunity. Prize will be awarded. Entrants may be offered the opportunity to receive bonus amounts in addition to stated prize amounts, if winner meets qualifying conditions set forth in the offering. You are eligible only for the Sweepstakes, and bonuses, if any, presented in your offering.

To enter, follow instructions and respond by the deadline date(s) stated, or if no deadline date is stated, by the final closing date of 3/1/13. Mail entries must be postmarked and on-line and phone in entries must be received by 11:59 p.m. (ET) of the deadline date. Not responsible for late, lost, damaged, incomplete, illegible, misdirected or postage due mail, hardware or software failures, lost, unavailable, failed or delayed computer transmissions or any error which may occur in the receipt/processing or storage of entries. If you have previously entered this Sweepstakes, each entry returned will have a separate chance to win.

Sweepstakes sponsored by RD and open to legal residents of the United States and Canada (excluding the province of Quebec), their territories and possessions. Employees and members of the immediate families of employees of RD, its affiliated or subsidiary companies, the presenting organizations, independent judging organization, and judging agents are not eligible. Entries not transferable except to a surviving spouse residing in the same household. Reader’s Digest reserves the right to terminate or modify the sweepstakes or on-line portion if at any time the Reader’s Digest on-line service is no longer available or if any fraud virus, bugs, or other intervention beyond Reader’s Digest’s control corrupts the administration or security of the promotion. In either of these events, prizes may be awarded based on entries received prior to date of termination and mail and phone entries received as of the closing date.

Winners selected by a series of random drawings from eligible entries received, conducted by an independent judging organization whose decisions are final on all matters relating to the Sweepstakes. Winner will be determined on or about 3/11/13.

Consumer Disclosure/Award Rules: Odds of winning depend on the number of eligible entries received. Prize values and approximate numerical odds for the Grand Prize Sweepstakes (#909): 1 Prize of $500,000 awarded as various annual pay out options up to 30 years (or when offered, a payment of $250,000 lump sum or if given the choice, spread over various monthly or yearly installment options) – 1 in 45,500,000. Winner will receive only the pay out option(s) contained in the presentation to which s/he responded. Winner will have the choice of the cash or any merchandise offered in any creative presentation of this Sweepstakes. RD reserves the right to substitute similar merchandise of equal or greater value if a particular merchandise prize is no longer available to RD.

Acceptance of prize constitutes permission to use winner’s name, city and state of residence in advertising and promotional materials unless prohibited by law. Winners may also be requested to consent to the use of their signatures, photographs and likeness in advertising and promotional materials unless prohibited by law. All taxes, if any, are the responsibility of the winner. Winners will be notified by mail within 30 days of the drawing and may be required to execute a Statement of Eligibility and Release within 30 days of prize notification attempt or prize may be awarded to an alternate winner. If a Canadian participant qualifies to win this prize, s/he will be asked to return by mail, her/his correct answer to a skill-testing question involving general knowledge, in order to be declared a winner and receive her/his prize. Prize won by a person under the age of 18 will be awarded to the winner’s parent or legal guardian. No transfer or assignment of prizes permitted. Sweepstakes is governed by the laws of the USA. All federal, state and local laws and regulations apply. Void where prohibited. This prize draw complies with all Canadian laws. Any prize/prize notification returned as undeliverable may result in disqualification and selection of an alternate winner.

Consumer Information: Name, city and state of residence of prize winner will appear in a printed list which will be available on or about 6/1/13. Reader's Digest may share customer information about you with reputable companies in order for them to offer you products and services of interest to you. If you would rather we not share information, wish to receive the winners list, have any questions about the Sweepstakes, or if you do not want to receive future sweepstakes or skill contest mailings from Reader's Digest, specify your request and write to: The Reader’s Digest Sweepstakes, PO Box 50005, Prescott, Arizona 86301-5005. And in Canada, write to: P.O. Box 600, Stn. Westmount, Westmount, Quebec H3Z 3C4. To receive the winners list, specify Prize Group XXXIV, Grand Prize Sweepstakes (#909) and include your return name and address.

$75,000 All Cash Prizes (#922)

NO PURCHASE OR PAYMENT OF ANY KIND NECESSARY TO ENTER OR WIN.

PURCHASE WILL NOT IMPROVE AN ENTRY'S CHANCE OF WINNING. No mechanically reproduced entries will be accepted. Each entry received has an equal chance to win. Sweepstakes may be presented in conjunction with different offers sponsored or co-sponsored by The Reader’s Digest Association, Inc. (RD), its subsidiaries and affiliated companies, and may be presented in conjunction with offers sponsored by different organizations. Sweepstakes may be presented in different creative presentations, including on-line or via email offerings, by different organizations. Limit one entry per day per entry opportunity. All prizes will be awarded. Entrants may be offered the opportunity to receive bonus amounts in addition to stated prize amounts, if winner meets qualifying conditions set forth in the offering. You are eligible only for the Sweepstakes, and bonuses, if any, presented in the accompanying offering.

To enter, follow instructions and respond by the deadline date(s) stated, or if no deadline date is stated, by the final closing date of 3/2/12. Postmark determines date of mail entry and on-line or phone in entries must be received by 11:59 p.m. (ET) of the deadline date. For on-line entries only, follow instructions on on-line entry form, or if you are unable to access a computer, you may enter by mail by printing your full name, address (including city, state, and zip code), e-mail address (if you have one) on a 3 x 5 card and send to: The $75,000 All Cash Prizes (#922), Box 1683, Newburgh, NY 12550. Not responsible for late, lost, damaged, incomplete, illegible, misdirected or postage due mail, hardware or software failures, lost, unavailable, failed or delayed computer transmissions or any error which may occur in the receipt/processing of entries. Not responsible for any damage to user’s system or from downloading any information necessary to participate in the sweepstakes. If you have previously entered this Sweepstakes, each entry returned will have a separate chance to win.

Sweepstakes sponsored by RD and open to legal residents of the United States and Canada (excluding the province of Quebec), its territories and possessions. Employees and members of the immediate families of employees of RD, its affiliated or subsidiary companies, the presenting organizations, independent judging organization, and judging agents are not eligible. Entries are not transferable except to a surviving spouse residing in the same household. Reader’s Digest reserves the right, at its sole discretion, to terminate or modify the sweepstakes or on-line portion if at any time the Reader’s Digest’s and/or other affiliated companies on-line service is no longer available or if any fraud, virus, bugs, other intervention, or technical problems beyond Reader’s Digest’s and/or affiliates control corrupts the administration, security or feasibility of the promotion. In any of these events, prizes may be awarded based on entries received prior to date of termination and mail and phone entries received as of the closing date. Any dispute regarding submission of on-line entry will be deemed submitted by the e-mail account holder.

Winner is selected by a series of random drawings from all eligible entries received. Winner will be determined on or about 3/12/12. Prize drawing is conducted by an independent judging organization whose decisions are final on all matters relating to the Sweepstakes.

Consumer Disclosure/Award Rules: Odds of winning a prize depend on the number of eligible entries received. Approximate numerical odds for the $75,000 All Cash Prizes (#922): 100 Fifth Prizes of $100 – 1 in 400,000; 20 Fourth Prizes of $1,000 – 1 in 2,000,000; 1 Third Prize of $5,000 – 1 in 40,000,000; 1 Second Prize of $10,000 – 1 in 40,000,000; 1 First Prize of $30,000 – 1 in 40,000,000. Winner will have the choice of the cash or any merchandise offered in any creative presentation of this Sweepstakes. RD and the presenting organization reserve the right to substitute similar merchandise of equal or greater value in the event a particular merchandise prize is no longer available to RD.

Acceptance of prize constitutes permission to use winner’s name, city, state of residence and comments in advertising and promotional materials unless prohibited by law. Winners may also be requested to consent to the use of their signatures, photographs and likeness in advertising and promotional materials unless prohibited by law. All taxes are the responsibility of the winner. Winner will be notified by mail within 30 days of the drawing and may be required to execute a Statement of Eligibility and Release and Payment Authorization within 30 days of prize notification attempt or prize may be awarded to an alternate winner. If a Canadian participant qualifies to win this prize, s/he will be asked to return by mail, her/his correct answer to a skill-testing question involving general knowledge, in order to be declared a winner and receive her/his prize. Prize won by a person under the age of 18 will be awarded to the winner’s parent or legal guardian. No transfer or assignment of prizes permitted. Sweepstakes is governed by the laws of the USA. All federal, state and local laws and regulations apply. Void where prohibited. This prize draw complies with all Canadian laws. Any prize/prize notification returned as undeliverable may result in disqualification and selection of an alternate winner.

Consumer Information: Names, cities and state of residence of prize winner will appear in a printed list, which will be available on or about 6/1/12. Reader’s Digest may share customer information about you with reputable companies in order for them to offer you products and services of interest to you. If you would rather we not share information, wish to receive a list of winners, have any questions about the Sweepstakes, or you do not want to receive future sweepstakes or skill contest mailings from Reader’s Digest, or want to modify future mailings from us, specify your request and write to: $75,000 All Cash Prizes (#922), Prize Group XXXII, PO Box 50005, Prescott, Arizona 86301-5005. And in Canada, write to: 1125 Stanley Street, Montreal, Quebec H3B 5H5. To receive the winners list, include your return name and address.

The $25,000 Winner-Take-All Prize (#122)

NO PURCHASE, PAYMENT OR ON-LINE SERVICE SUBSCRIPTION OF ANY KIND NECESSARY TO ENTER OR WIN.

PURCHASE WILL NOT IMPROVE AN ENTRY'S CHANCE OF WINNING. To enter, follow instructions and respond by the deadline date(s) stated, or if no deadline date is stated, by the final closing date. Each entry has an equal chance to win. Sweepstakes may be presented in conjunction with different offers sponsored or co-sponsored by The Reader’s Digest Association, Inc. (RD), its subsidiaries and affiliated companies, and may be presented in conjunction with offers sponsored by different organizations. Sweepstakes may be presented in different creative presentations by different organizations. Postmark determines date of mail entry. For on-line entries only, follow instructions on on-line entry form, or print your full name, address (including city, state, and zip code), e-mail address (if you have one) on a 3 x 5 card and send to: The $25,000 Winner-Take-All Prize (#122), Box 1166, Newburgh, NY 12550. Only one entry per person per day, per entry opportunity, is permitted. If multiple entries are received, only the first entry will be included and later entries will be disqualified. All entries must be personally entered by the individual who is listed as the entrant, and no third party may enter the sweepstakes for or on behalf of any person. Reproductions of entries not valid. Not responsible for late, lost, damaged, incomplete, illegible, misdirected or postage due mail, lost connections, miscommunications, failed computer or telephone transmissions, other technical difficulties or failures. Not responsible for any damage to user’s system or from downloading any information necessary to participate in the sweepstakes. 1 prize of $25,000 will be awarded. Winner is selected in a series of random drawings with the final drawing on 2/27/12 from all eligible mail, online and phone in entries received by an independent judging agency whose decisions are final. Approximate numerical odds of winning are 1 in 25,000,000. Sweepstakes open to legal residents of the United States, its territories and possessions. Employees and members of the immediate families of employees of RD, its affiliated or subsidiary companies, the presenting organizations, the judging agency, and judging agents are not eligible. Any dispute regarding submission of on-line entry will be deemed submitted by the e-mail account holder. RD reserves the right to terminate or modify the online portion of this sweepstakes at any time if the RD online service is no longer available or is compromised by any virus, bugs, or other intervention beyond RD’s control. In either of these events, prizes will be awarded based on electronic entries received to date of termination and mail-in and phone in entries received as of the closing date. Winner will have the choice of the cash or any merchandise offered in any creative presentation of this Sweepstakes. All taxes are the responsibility of the winner. Reader’s Digest, the sponsor, and the presenting organization reserve the right to substitute similar merchandise of equal or greater value in the event a particular merchandise prize is no longer available to Reader’s Digest. Prize won by a person under the age of 18 will be awarded to the winner’s parent or legal guardian. Closing date of this Sweepstakes is 2/17/12 (for on-line and phone in entries by 11:59pm EST on 2/17/12). Winner will be notified by mail (and those with known email addresses may be notified by email as well) within 30 days of the drawing and may be required to execute a Statement of Eligibility and Release and Payment Authorization within 30 days of prize notification attempt or prize may be awarded to an alternate winner. Consumer Information: Reader’s Digest may share customer information about you with reputable companies in order for them to offer you products and services of interest to you. If you would rather we not share information, wish to receive a list of prize winners, have any questions about the Sweepstakes, or you do not want to receive future sweepstakes or skill contest mailings from Reader’s Digest, or want to modify future mailings from us, specify your request and write to: The $25,000 Winner-Take-All Prize (#122), PO Box 50005, Prescott, Arizona 86301-5005. Sweepstakes is governed by the laws of the USA. All federal, state and local laws and regulations apply. Void where prohibited.

You Have Not Yet Won.
All Entries Have The Same Chance Of Winning.
No one will know who the winner is until after the sweepstakes ends.
Final Closing Date is the last date entries are accepted. Your entry deadline may vary, see Official Rules for details.

Entry Is Free.
You don't have to buy anything to enter. Just fill out the Entry Form as directed. You will be entered for each prize offered in this sweepstakes.

Buying Won't Help You Win.
Your chances of winning without a purchase are just as good as the chances of someone who buys something.