Lyft has always led the ridesharing industry in safety and insurance innovation. Today, we’re proud to introduce an important change that builds on our existing coverage and improves the protection we provide for our community.
Primary Coverage While Matched with a Passenger

Effective immediately, our liability coverage will now apply as primary to a driver’s personal automobile insurance policy when matched with a passenger. This means that from the moment you accept a ride request and are on your way to pick up a passenger to the moment you end the ride in the app, Lyft has an insurance policy for liability up to $1 million per incident.

If you already carry commercial insurance, Lyft’s policy will continue to be excess to your commercial insurance coverage. Please check our Help Center for more info about insurance.

Together, we’re continuing to raise the bar for safety and security getting from A to B. Enjoy these enhanced protections, and let us know if you have any questions at support@lyft.com.