Renters Insurance

Are your personal possessions insured for the correct value? The average two-bedroom rental residence contains over $20,000 in personal property.

Your landlord has insurance but it only covers the building where you live. It does not cover your belongings or your liability for accidents. You may be surprised at the value of all your belongings. You are probably looking at thousands of dollars. Could you afford to replace your property if it were stolen during a break-in or destroyed during a fire or severe weather? A renter’s insurance policy will allow you to recover the value of your possessions, such as your valuable electronics and will protect you in the case of a liability lawsuit.

Our knowledgeable insurance professionals at Preferred Insurance will work with you to customize your renter insurance policy to fit your individual needs.

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Why Invest In Renters Insurance?
What Protection Does Renters Insurance Offer?
Just because your landlord has coverage doesn’t mean that you do, too. In most cases, your landlord’s insurance policy covers only structural damage to the building itself. If the structure goes up in flames, your landlord’s coverage would include repairs to the building, but not reimburse you for your possessions.
Renters ...

Keep Your Pipes From Freezing
Frozen pipes not only disrupt daily life, they can also be expensive to repair. Water expands as it freezes, and when combined with extreme pressure, can cause pipes to burst. Generally, pipes that are exposed to outdoor temperatures freeze more readily, such as hose bibs, swimming pool lines and water sprinkler lines. Pipes that run ...

Why Should I Insure My Valuables? Protection for the Finer Things in Life
Your valuables are important to you – and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage options, highlighted below.
Coverage Options
Standard homeowners, condominium or renters insurance policies ...