Apartment Loans Under $1M

Apartment and Commercial Property Loans from $100K to $1M

Arguably the most underserved financial market in the United States is for what some would consider micro commercial property loans and apartment loans. Although $500,000 is nothing to scoff at, loans under $1 million for multifamily and other commercial real estate are overlooked because it costs a lender the same amount of money to originate a $500,000 loan as a $20 million loan. Plus, commercial loan originators are often incentivized by volume and therefore have very little motivation to pursue loans under $1 million, as it may unnecessarily double, triple, or quadruple their workload (it takes x5 loans for $500,000 to reach $1 million).

Loan Sizes $250,000 – $1 Million Eligibility and Program Highlights:

Speak to a Small Balance Multifamily Mortgage Banker

Apply for multifamily or commercial real estate financing under $1 million today. Email smallbalance@multifamily.loans today for a no-cost consultation.

Loan sizes from $100,000 and up

Credit scores from 580 and up

LTVs up to 80%

Terms: Up to 10 years or more fixed

Amortizations: up to 30 years with interest only options

Non-recourse for multifamily loans over $750K

Low-documentation programs available

Multifamily loans over $750k up to 30 years fixed

What Should You Expect When Applying for a Small Balance Commercial or Multifamily Loan?