"In May 2013, CYBY, the youth savings product rolled out by YouthSave partner Bank of Kathmandu (BoK) for children like Pramod, crossed a significant threshold: 10 million Nepalese Rupees (NPR) in deposits."

"Youth do not open savings accounts because of a certain household income, or because of a particular gender or other demographic variable. Instead, we find that youth choose to open and save in savings accounts based on the opportunities provided to them."