Paying for Therapy

Things you’ll need to know.

Private pay therapy.

Why most therapists don’t accept insurance.

With increasingly higher deductibles, gaps in insurance coverage, and rigid “contractual obligations” with carriers, many therapists operate exclusively on a private pay model. To make therapy about healing and not about affordability, I’ve tried to bridge the gap between private pay and insurance by becoming an “out-of-network” provider for several major insurance carriers. As I understand the impact that affordability may have on your decision to begin therapy, you and I can develop an individualized treatment plan that can help you get the most out of the therapy you can afford

Being an “in network” provider is a model that works well for organizations like hospitals, community mental health centers, and large group practices where clients have multiple points of contact with receptionists, nurses, case managers, billing personnel as well as therapists.

HSA, HRA, and Flex Spending – Your pre-tax Health Savings Account, Health Reimbursement Account, and most flex spending cards act just like a credit card. Many clients use these methods of payments because contributions to the account are tax-deductible or pre-tax if made through a payroll deduction. You may want to speak to your insurance carrier or benefits coordinator prior to your first session.

Paying for therapy.

Ways to make therapy more affordable.

The cost of therapy.

$100 per 60 minute session.

$150 per 90 minute session.

I accept HRA, HSA, and most flex spending cards. You may also use cash or most major credit cards as well. Credit cards are automatically charged the evening of your session.

With increasingly higher deductibles, gaps in insurance coverage, and rigid “contractual obligations” with carriers, many therapists operate exclusively on a private pay model. To make therapy about healing and not about affordability, I’ve tried to bridge the gap between private pay and insurance by becoming an “out-of-network” provider for several major insurance carriers. As I understand the impact that affordability may have on your decision to begin therapy, you and I can develop an individualized treatment plan that can help you get the most out of the therapy you can afford

Being an “in network” provider is a model that works well for organizations like hospitals, community mental health centers, and large group practices where clients have multiple points of contact with receptionists, nurses, case managers, billing personnel as well as therapists.

Paying for therapy.

HSA, HRA, and Flex Spending – Your pre-tax Health Savings Account, Health Reimbursement Account, and most flex spending cards act just like a credit card. Many clients use these methods of payments because contributions to the account are tax-deductible or pre-tax if made through a payroll deduction. You may want to speak to your insurance carrier or benefits coordinator prior to your first session.

The cost of therapy.

Individual, Relationships, Family – $100 for 50 minute sessions.

I accept HRA, HSA, and most flex spending cards. You may also use cash or most major credit cards as well.