At VML Visions LLC Insurance Consulting Agency, we know that selecting the right Medicare plan can be complicated. We have been successfully simplifying the process for seniors and their families for more than 2 decades. Because we are independent consultants, not captive to a particular carrier, we are able to match suitable coverages or products with each client’s unique needs. We are experienced in sorting through and making sense of what many of us find to be an incomprehensible web of coverages to find gaps, help the client evaluate risks, and then find affordable coverage solutions. Our Consultants advise individuals/families on supplemental insurance for seniors to close the Medicare doughnut and other supplemental insurance. The agency advises individuals looking to the future to minimize risk as part of their estate planning, by examining their disability, long-term care and other available supplemental coverage. Our goal is to save you time, money, enhance your bottom line and to build strong cohesive professional relationships with deep roots. Visit our website: www.vmlvisionsagncy.com

Transform Your Debt into Wealth (Mercer Free School) Date: Thursday, September 17, 2015 Time: 7:00 - 8:30 pm Place: The West Windsor Branch of the Mercer County Library System Workshop size: Limited to 11 people due to the meeting room size (if necessary, a waiting list will be maintained) Outline: The American Mentality of Debt The Extent of the Problem, It's Huge Why Being in Debt is Bad. Why Solvency is Beneficial My Job is to Help People Find Money Be the Bank Three Categories of Money Major Wealth Transfers Club Versus Swing Fixing the Problem. Plugging the Leaks How to get StartedFacilitator: Jim Samuel, MBA, MS has been licensed for financial services for 25 years. He earned a financial planning certificate from Adelphi University. His interest in using financial techniques to dig out of debt is fueled by classes in sophisticated use of wealth building ideas. For more information and registration, visit http://mfs.insi2.org/activities/debt.php or call 609-403-2383

The Master of Business Administration (MBA) is an integrated program designed to provide an advanced course in management for those seeking managerial positions in the industry, commerce and services. The core subjects are aimed developing knowledge and skills in management discipline with specializations in functional areas. The student successfully completing this program will get MBA Degree from a UGC, MHRD recognized Government University. IKMBhat Road,West Hill Chungam,Calicut, Kerala, India.Pin: 673005Ph: +91-495 - 6451252, 2385735 / 36Mob: +91- 9495169074 / 9809002000Email: calicut@iikm.in http://iikm.in/iikm_MBAGSM.html

A Degree A Degree from a UGC Recognized university (10+2+3 Format) [Applicants waiting for their final semester / year results may also apply. However, such students will be given provisional admission]. A Valid MBA Entrance Test Score We accept scores of all management admission entrance tests to ensure that there is no discrimination of applicants based on the test they have taken and to ensure equal opportunity for all well-qualified students to be in the program. An applicant who has not taken any one of these tests is required to take the IIKM Admission Test (IIKMAT), which will be administered to the applicants on the day of personal interview.Courses offered MBA + PGPM + ERP - 2 years MBA + PGPM - 2 years Part-time MBA- Airline Management - 2 years IIKM Business School® 110, Sterling Road, Nungambakkam, Chennai 600034 Ph: +91-44 - 28252466, 28253455 Mob:+91- 9500009915/9500009916 http://www.iikm.in/MBA-Courses-Chennai.html