If you’ve ever wondered why some people make money easily, enjoy great holidays, have nice things and retire rich, while others always seem to struggle, it’s not because they are more intelligent or just lucky. It’s simply because they have better beliefs about money and a system that works. In this practical book, Warren Shute (CISI ‘Certi?ed Financial Planner of the Year’ 2017 Winner) shares his proven plan so you can clear your debts, secure your tomorrow and live for today.