Health Cover

Welcome to ICA Group Private Health Insurance. For the first time in Afghanistan ICA has made comprehensive private health insurance available to all employers, providing the benefit of a healthy, happy and more productive life for employees.

ICA offers a choice of 3 Health Plans designed for specific requirements, all delivering reassuring healthcare coverage supported by a local 24-hour claims service. Upon joining, you will receive all the benefits of international standards health insurance with these key features:

ICA Health Insurance is underwritten and reinsured by AXA PPP. AXA PPP healthcare is one of the World’s largest and experienced international private healthcare insurers, providing insurance in around 80 countries.

ICA Health Plans

1. Essential Plan

The Essential Plan provides USD 25,000 annual medical coverage per member and is designed for employees living and working in Afghanistan. The comprehensive coverage provided includes outpatient and inpatient, maternity and emergency dental treatment.

2. Comprehensive Plan

The Comprehensive Plan provides USD 100,000 annual medical coverage per member and is suitable for those living and working in Afghanistan and traveling overseas for business. The area of cover is Afghanistan, India and Pakistan. The key benefits of the plan include outpatient and inpatient, maternity, emergency dental treatment and emergency medical evacuation within area of cover only.

3. Supreme Plan

The Supreme Plan provides USD 1,000,000 annual medical coverage per member Worldwide (including or excluding USA). The plan is designed for members that travel extensively as part of their business. The key benefits of coverage provided include outpatient and inpatient, maternity, emergency dental treatment, emergency medical evacuation Worldwide and well being benefit.

Please request ICA’s application form or contact your ICA account manager for a full list of the benefits provided under each plan.

Companies and organisations operating or doing business in Afghanistan should be aware that direct purchase of insurance from an overseas insurance company, not holding an insurance license issued by the Afghanistan Ministry of Finance, is illegal under Afghan law and punitive actions will be taken by the authorities for breach of law. For further clarification, please click here to see the attached Ministry of Finance letter.

ICA's insurance products have been designed around the requirements of clients seeking risk mitigation solutions in Afghanistan. We are available 5 days a week to support your insurance needs (closed on Friday and Saturday).