As used throughout this plan summary, "employee", "you" and "your" always mean:

For Marsh & McLennan Companies participants: a US regular employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than MMA or Mercer PeoplePro).

You are eligible if you are an employee classified on payroll as a US regular employee of Marsh & McLennan Agency LLC.

You are eligible if you are an employee classified on payroll as a US regular employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (excluding MMA or any of its subsidiaries).

You are eligible if you are a US regular employee of Marsh & McLennan Agency LLC.

You are eligible for this program immediately upon active employment.

Individuals classified on payroll as temporary employees or who are compensated as independent contractors are not eligible to participate.

Eligible Children

The scholarship can be awarded to your:

child by adoption

child by birth

child by legal guardianship

stepchild

Your child must also meet National Merit Scholarship Program eligibility requirements.

Can another family member who isn't my child (like my spouse, niece, nephew, sibling or grandchild) apply?

Family members who can receive a scholarship include a:

child by adoption

child by birth

child by legal guardianship

stepchild

All other family members aren't eligible for the program.

Does my child have to go to school full-time to participate in the Marsh & McLennan Companies Scholarship Program?

Yes. Your child must be an enrolled as a full-time high school student.

Your child must also meet the National Merit Scholarship Program requirements. To review these requirements, please visit the Scholarship Program section of the Corporate Social Responsibility page on Colleague Connect or contact Nancy Bogart at National Merit Scholarship directly (nabogart@nmerit.net).

If I am on an authorized unpaid leave of absence, can my child still receive a scholarship?

No, your child is not eligible to participate in the scholarship program if you are on an authorized unpaid leave of absence when the scholarships are awarded.

My spouse also works at the Company; can our child apply twice?

No, even if both parents work for Marsh & McLennan Companies, only one application per child is permitted and one scholarship can be awarded per applicant.

If my child has been awarded a scholarship and I leave the Company, will the scholarship terminate?

No, your child will continue to receive the scholarship even if you don't stay with the Company. As long as your child meets eligibility as of 12:01 a.m. of the date of the offer letter from National Merit Scholarship Corporation, the scholarship will not be rescinded due to your departure from the Company.

Maximum

Each of your children can receive only one Marsh & McLennan Companies sponsored National Merit Scholarship. This maximum number of scholarships a family can receive is the same even if you and your spouse both work for the Company.

For more information regarding the amount of each scholarship, please visit Marsh & McLennan Companies Corporate Social Responsibility page on Colleague Connect or contact the program administrator at corporate.socialresponsibility@mmc.com.