IRA / 401(k) Investing

The Passive Income Lifestyle.. Earn More, Work Less

True Wealth and Freedom Comes Down to What You Make While You Sleep.

Making money while you sleep, otherwise called ‘passive income’ or ‘mailbox money’ is one of the many secrets of the wealthy. Another secret…. is knowing how to increase and accelerate your wealth tax free.

It’s time you look into a self directed IRA as well as your 401(k) options if you want to increase and accelerate your retirement capital complete with tax advantages.

To leverage your money in a tax free environment, there are many vehicles that will allow for this, the most popular of them being your self directed IRA or 401(k).

Did you know you can use your self directed IRA or 401(k) to buy real estate?

The answer is yes! Not only can you invest in real estate using those retirement accounts, but the money earned will become cash flow that is tax free! You can then claim your money when you retire.

Imagine buying one property that generates $300 – $500 a month in positive cash flow? And imagine that money growing year after year with ZERO tax liability. That’s one of the secrets the wealthy use to use the power of compounding and increase their wealth VERY QUICKLY.

There are so many reasons why investing your IRA in a real estate deal will be the real turning point in your life and pave your path to wealth, freedom and security.

TOP 3 REASONS TO USE YOUR IRA OR 401(K) TO INVEST IN REAL ESTATE:

You can diversify away from the gut wrenching swings in the stock market and pathetically low yielding CDs at the bank.

Your IRA can own a real asset that serves as security for your retirement.

Instantly and effortlessly boost your returns on real estate by eliminating or deferring taxes on your profits and income.

If you’re interested into looking into IRA or 401(k) investing a little closer then book a FREE wealth building retirement strategy session with us TODAY and we can help you explore your options.

Will You Be Ready For Retirement? Explore the benefits of real estate investing through tax-advantaged retirement accounts for increased and accelerated growth.

FAQ

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What is a self directed IRA?

A Self Directed Individual Retirement Arrangement is an IRA that requires the account owner to make investment decisions and investments on behalf of the retirement plan. The custodian usually offers a selection of standard asset types that the account owner can select to invest in, such as stocks, bonds, and mutual funds.

However, this only touches on one important aspect of what makes an IRA self directed or not.

There are 2 kinds of IRAs out there.

The Plain Vanilla IRA. This is what most IRAs are, and it’s what both examples above cite. A plain vanilla IRA is held by a financial institution and only permits the account holder (you) to invest in commissionable products like stocks, bonds, mutual funds, CDs, ETFs, and annuities.

A truly Self directed IRA will allow you to invest in all these things PLUS allows you to invest in virtually anything the IRS allows. Things like real estate, tax liens, FOREX, notes, mortgages and trust deeds, just to name a few. In other words, it’s like getting all flavors of ice cream along with the sprinkles, whipped cream and even a cherry on top!

How do I start investing my IRA in real estate?

Step 1:

First, you need to choose a self directed IRA custodian. Once you’ve identified who your custodian will be, it only takes a few minutes to open a self directed IRA account, most of the process can be handled over the phone or online.

Step 2:

Next you deposit money in your new self directed IRA. You can do this a few different ways. First you can make a contribution. Contributions come from your earned income and you can simply take money from your savings or checking account and deposit it into your new self directed IRA. Second you can roll over an old 401(k) or 403(b) directly into your new self directed IRA. Third, you can transfer assets or cash from an existing IRA at your bank or brokerage to your new self directed IRA. Now that you have an account with money in it, you are ready for the third and final step in our process, to make your first real estate investment.

Step 3:

This is the final step. You make an investment, in this case, a real estate investment. All you need to do is call your custodian and they will assist you with this part of the process. The initiation of the real estate investment process is triggered when a purchase offer is made. In this case it’s not you purchasing the property, it’s your IRA.

When your IRA owns the investment, all the expenses will need to be paid from your IRA. You are not permitted to pay expenses personally. Also, and here’s the best part of all, all income and profits will return to your IRA, tax protected! No income tax, no capital gains tax! How cool is that?!

By following this simple, fun and easy process you will become an expert real estate IRA investor in no time.

Testimonials

Referred Clients of Mine to Get Higher Returns

I have referred clients of mine to Dani to be private money lenders. As a Realtor, it was very important to me that I trust the integrity of the person to which I refer any client because it affects my reputation and business as a result. Dani and her husband Flip understand this well being licensed themselves. They’ve handled my clients with the utmost care and I am happy to continue referring more people to them so that they can get higher returns through the private lender program instead of cash sitting around in the bank or other investment vehicles not as secure and not earning nearly what they could as a private lender.

Sarah V.

Using My IRA To Put My Money To Work Completely Tax Free!

I’ve never used my IRA for anything other than investing in mutual funds. After our first deal, that one investment alone increased our returns 12 times over compared to what we were getting before. As soon as that deal closed, Dani sent me the next one immediately so I could keep putting my money back to work completely tax free.

Linda S.

My Money Is Never Just Sitting Around

I’ve been funding deals for Dani for awhile now. She has been very helpful in speaking with her title companies attorney to get all my questions answered regarding setting up all of our notes and mortgages legally for our entity since we live outside the areas she is investing. She’s always emailing to find out if we have more funds available to put to work and earn more interest which I love so that my money is never just sitting around. I’ve enjoyed her communication and updates and always being available when I call.

Sam T.

Great Returns!

I have been working with Dani for over a year now and have funded many deals for her and getting great returns. I only work with very experienced investors and I’ve enjoyed our working relationship and most of all Dani’s communication and how organized and detail oriented she is. She treats my money like her own which for me, is the sign of a true professional.

Randy M.

12% Interest!!

I had a little over $100K sitting in my IRA earning little interest invested in mutual funds and I decided to work with Flip & Dani as a private money lender and we just finished our very first deal together that earned me 12% interest!! The best part is that they did ALL the work with the IRA company for me! All I had to do was review and sign the docs!! I couldn’t be more pleased about the increased return on my money, the safety of the investment and simplicity of working with them! I’m looking forward to many more.

Tanya W.

Small List of “Go-To” People for Turnkey Rentals

I’ve known this dynamic duo for years and have personally done business with them. I highly recommend them to anyone that wants to align their investment portfolios with Dani and Flip’s offerings. In fact, they are on my very small list of ‘go-to’ people when anyone asks me about investing in turnkey rentals.

As a blogger, event organizer, and leader of several Facebook Real Estate Groups, I’ve seen all kinds, and heard some of the most horrific stories from many victimized by trusting the wrong people. Dani and Flip know that to be in this business for as long as they have, they know that finding the right solution for the right investor is critical for everyone to succeed in real estate investing.

Always do your own due diligence. I’m sure you will find like I have, that Dani and Flip are the real deal.

Jean N.

Just closed on my 3rd investment property

I just closed on my 3rd investment property with Flip & Dani Lynn. I’ve truly enjoyed their ease of access and their availability via phone or email anytime I need them. They genuinely want to help an investor like me, find exactly the desired type of location & properties I was looking for. My experience with another company was a ‘used-car-lot’ attitude, not caring to listen to what I was looking for, with their continual daily pressure to buy in poor locations of a ‘war-zone’ city. It’s great to work with a team who has a passion and heart for their investors, while providing great attention to details!