Personal Lines Information

We specialize in obtaining the most affordable, quality insurance coverage that money can buy. When the insurance companies compete for your business; the results are lower premiums to you, the client. This enables us to provide you with several options to lower your insurance costs, our goal is to help you reduce your monthly premium while providing you with quality insurance to meet your needs; call and speak with one of our reps today.

Universal Life Insurance

Provides you with a flexible premium, the ability to change the death benefit from time to time and vary the amount or timing of your premium payments.

Term Insurance

Term insurance offers a level premium and death benefit for a defined number of years, but accrues no cash value. The premium for this type of insurance may depend on your age and lifestyle through the length of your policy's coverage period.

Disability Insurance

This coverage is designed to help replace your income in the event that an unexpected mental or physical impairment prevents you from working.

Long-Term Care Insurance

Covers comprehensive medical care over an extended period of time. This policy will cover in-patient care, such as a nursing home, or a variety of out-patient services.