What types of services are offered by United Federal Credit Union?

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Quick Answer

United Federal Credit Union offers a full range of banking services, including personal accounts, loans, investments and insurance, according to its website. It also offers members free online bill pay, online banking and mobile banking. Some members may qualify for mortgages or home equity loans through UFCU. The credit union offers auto loans as well as boat, RV and other vehicle loans. There is also auto, home and life insurance, and accidental death or dismemberment coverage.

UFCU offers no-fee checking as well as dividend-earning checking accounts, states the credit union's website. It offers a range of savings accounts and high-yield investment accounts for its members, as well as offering investment planning and advice. Members may qualify for personal lines of credit, including a Visa with no annual fee, or consumer loans with minimal interest.

UFCU members have access to discount programs, including one through Sprint and through Lifelock, says UFCU. There is budget counseling available through the credit union's member assistance program. Advisors are available to help members plan for retirement, offering advice on managing assets as well as analyzing current investments and creating retirement income. Membership in the credit union is open to employees of certain companies, residents of some states or those who live near branch offices.