House Bill Would Require Gun Owners To Have Liability Insurance

House Representative Carolyn Maloney (D-NY) has just introduced a bill that would require all gun owners to carry liability insurance.

The Firearm Risk Protection Act, would require gun owners to have proof of liability insurance coverage prior to purchasing a firearm, and would impose a fine of up to $10,000 if an owner if found guilty of lack-of-coverage. Service members and law enforcement officers, however, would be exempt from the requirement.

“We require insurance to own a car, but no such requirement exists for guns,” Maloney said in a statement. “The results are clear: car fatalities have declined by 25 percent in the last decade, but gun fatalities continue to rise.”

Maloney stated that auto insurance carriers incentivize “safe drivers” in an effort to reduce accidents, but that no such incentive exists for firearm owners.

“An insurance requirement would allow the free market to encourage cautious behavior and help save lives,” she said. “Adequate liability coverage would also ensure that the victims of gun violence are fairly compensated when crimes or accidents occur.”

This is the second time, the biggest gun control advocate in Congress has introduced this legislation. A few weeks ago she reintroduced legislation that would require sellers to obtain a background check for all guns sold at gun shows.

The passing of the torch on Gun Show Loophole Closing Act, between Maloney and long time gun advocate cronie, former Rep. Carolyn McCarthy (D NY) has taken place, as she continues to champion the cause by prohibiting anyone from selling or transferring without first running a background check through the NICBC system and requiring that all transfers be reported to the attorney general, even if you do not own a business.

These introductions of new legislation should have at least a modicum of reasoning behind them, rather than the typical gun control advocate’s “emotional” rationalizations, or those legislators should be penalized for wasting tax payer dollars.

As is evidenced by several statistical evaluations from governmental and civilian agencies alike, accidental firearms deaths are a very small fraction of total deaths related to firearms. This illogical and most irrational attempt to vilify firearms owners is ludicrous and extremely obnoxious, as well as a complete waste of our legislators time.

It is more than time to start dealing with these over-emotional legislators, who are spending our hard-earned tax dollars on useless projects to control something that does not impact us as much as they want us to believe.

I think the $10,000 fines should be levied upon all politicians who intentionally mislead or misinform We the People. Maybe then, we can get them to “earn” a paycheck, rather than just “getting” one.

Patrick James has worked as a firefighter/EMT for several services throughout the years, as well as a custom metal fabricator, certified personal trainer and chef.

Growing up in the rural suburbs of Detroit, it was during his frequent trips to Northern Michigan where he learned of his love for hunting and fishing. Spending several of his adult years in upstate South Carolina, his love of extreme sports took root in the foothills of the Great Smoky Mountains as he learned to rock climb and kayak.

“Courage and perseverance have a magical talisman, before which difficulties disappear and vanish into air.” ~ John Quincy Adams

About the Author

Patrick James has worked as a firefighter/EMT for several services throughout the years, as well as a custom metal fabricator, certified personal trainer and chef.
Growing up in the rural suburbs of Detroit, it was during his frequent trips to Northern Michigan where he learned of his love for hunting and fishing. Spending several of his adult years in upstate South Carolina, his love of extreme sports took root in the foothills of the Great Smoky Mountains as he learned to rock climb and kayak.
"Courage and perseverance have a magical talisman, before which difficulties disappear and vanish into air." ~ John Quincy Adams

Are you kidding do you really think a criminal is going to get ins so that when you become his victim you can be compensated by his ins, hahaha. Just another tactic to discourage gun ownership and fatten the wallets of the ins industry. Politician’s really need to stop trampling all over our constitution. Revolution is close at hand.

Protecting yourself is a 2nd Amendment Right not a privilege like driving. This tactic just another way for liberals to make it more difficult for law biding responsible Americans to protect themselves. Government says everybody in America has to have medical insurance but has anybody legal or not in this country been denied medical treatment ? answer is NO !