If you’re hesitant to take a cruise because you think you can't afford it, think again. If you need reinforcement for that decision – or perhaps want to convince a friend or family member – here are five reasons why a cruise is a terrific vacation choice:

Reason #1. Cruises are virtually all-inclusive.On a cruise ship, everything you need is right there: comfortable accommodations, delicious food and lots of opportunities for relaxation and entertainment. And, all of it is yours for one, up-front price. Sure, there are some extras that you pay for separately, such as some beverages and shore excursions, but those are optional. You can walk on board knowing that you’ve already paid for a great vacation.

Reason #2.You choose what to do.Cruises offer an extraordinary array of choices for ways to spend each day. Stretch out by the pool; grab a book from the library and settle in for a good read; or chat with new friends in a shipboard lounge. Play deck games, visit the spa, take a class or work out in the gym – it’s up to you. When in port, take a shore excursion or simply explore the town. In the evening, you can dress up for dinner, wear your shorts to the casual buffet or order room service before you see a movie, catch a show or go dancing.

Reason #3.Service is top-notch.Cruise ship service is legendary, and for good reason. Crew members are dedicated to providing courteous, friendly and attentive service to all guests, whether your stateroom is the most economical or the most expensive on the ship. Each stateroom and the public areas of the ship will be spotlessly clean, too.

Reason #4.It’s easy.A cruise makes it easy to visit multiple destinations on one vacation. Simply board the ship, unpack, settle in and let the ship do the work of taking you from one wonderful port to another. Cruise ships often travel between ports at night, so you can wake up to a new destination every day.

Reason #5.Cruising creates fantastic memories.Because cruising is so easy, you’ll be able to relax and focus on the fun of your vacation like never before. You’ll remember the great food, the entertainment and the spectacular sights. Be sure to bring more film or memory cards than you think you’ll need so that you can preserve some of your cruise memories to share with others.