THE NAME TO TRUST

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The damage to youngsters.

Child identity theft typically involves the creation of new accounts, which enables thieves to exploit the pristine state of young victims' credit histories. According to the Federal Trade Commission, new account fraud causes considerably more harm to victims in both out-of-pocket expense and the time it takes to repair the damage.*

Consequences child identity theft victims face include:

Difficulty getting accepted into college

Difficulty in opening a savings account

Difficulty in applying for a driver's license

Inability to land a job

Getting collection notices in the child's name

Lost and damaged credit

Having arrest warrants in your child's name

As you can see, the adverse effects of child identity theft can be quite severe, and can follow the victim for years.