Hospital Indemnity Insurance Plan

Why should you consider the ACS Group Hospital Indemnity Insurance Plan?

As a surgeon you probably know how expensive medical costs can be. The ACS Hospital indemnity plan can help supplement other medical care insurance you may carry. It is rare that any medical care plan covers all of the expenses of an accident, pregnancy or sickness especially if hospitalization is involved.

Hospital indemnity insurance can provide cash just when you need it most: to help pay expenses during a hospitalization. You can use your benefit any way you choose: towards offsetting the cost of your medical coverage deductible or coinsurance, to help cover the cost of a private room or deposit the money in your savings account. The choice is yours.

Here is what the ACS Group Hospital Indemnity Plan can offer you:

​Daily benefits up to $500 for covered stays for ACS Members and dependents

Can pay an additional 100% of the daily benefit for certain confinements including Cancer and ICU

Valuable Package Discount

If your personal ACS insurance package includes one or more of the Term Life Plans, one or both of the Disability Plans and either one or both the Hospital Indemnity Plan or Accidental Death & Dismemberment Plan, your total premium will be reduced by 25% on all plans. Incredible savings!!

The discount only applies to qualifying plans underwritten by New York Life Insurance Company.

You enjoy a 30-day, money-back guarantee. Even after you are accepted, your initial premium is paid, and you receive your Certificate of Insurance, you have 30 days to be sure you are completely satisfied.

If not, just mark "Cancel" on your Certificate and return it to us within the 30-day period (without claim). Every cent you have paid will be promptly refunded in full.

Underwritten by New York Life Insurance Company - Issued under Group Policy Form GMR (In Texas Policy Form: G-29007-0/GMR-FACE).