Today’s top story: One couple’s real estate journey to a home in Philadelphia. Also in the news: What rising DTI limits mean for your next mortgage, why the cashless trend doesn’t have all shoppers sold, and bad money habits you could be guilty of.

Today’s top story: How women who retire with their husbands ofter lose out. Also in the news: Why the cashless trend doesn’t have all shoppers sold, what rising DTI limits mean for your next mortgage, and how to protect your frequent flyer miles from hackers.

Today’s top story: Don’t be afraid to test-drive your car salesperson. Also in the news: How your net worth compares and what matters more, 5 family vacation planning tips learned on the fly, and creative strategies for lowering your debt-to-income ratio.

Today’s top story: Why free life insurance at work might not be enough. Also in the news: 5 personal finance books to read this year, picking a career you’ll actually like, and why your debt to income ration matters.

Today’s top story: Why debt-to-income ratio matter when buying a house. Also in the news: Crucial insurance changed to make after divorce, how to manage your finances when you’re separated, and a bill in congress that would remove credit report strikes after four years.

Today’s top story: How student loans can hurt your mortgage approval chances. Also in the news: How to keep your health care costs in check, why identity thieves love millennials, and easy retirement plans for the self-employed.