Looking to buy a home? These housing markets offer the best combination of low prices and competitive wages, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index.

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. Ogden, Utah

About 40 miles north of Salt Lake City, Ogden is the most affordable metro area to buy a home in the U.S. This is the first time Ogden tops the Housing Opportunity Index. The city offers an enviable combo: Incomes are 10% higher than the national median, while home prices are about 14% lower.