Business Current Account

We're proud to have been awarded Best Business Current Account Provider for the last 15 years and Business Bank of the Year for the last 3 years by Moneyfacts. We’ve also been recognized as Most Trusted Bank for Small Businesses by Moneywise in 2016.

Post Office

Tariff options for you

£7.50 monthly fee

A monthly cash deposit limit of £1,000 then 50p for every £100 thereafter

£12.50 monthly fee

A monthly cash deposit limit of £3,000 then 50p for every £100 thereafter

£20.00 monthly fee

A monthly cash deposit limit of £5,000 then 50p for every £100 thereafter

£40 monthly fee

A monthly cash deposit limit of £10,000 then 50p for every £100 thereafter

Business overdrafts (there are fees associated with your overdraft)

As part of your application, you can apply for a business overdraft from £500 to £25,000 (subject to acceptance). There is an Arranged Overdraft annual fee of 1% of the agreed overdraft (minimum fee £50). The Arranged Overdraft interest rate and Representative rate is 5.5% EAR (variable) (Bank of England base rate plus 5%) and the Unarranged Overdraft interest rate is 25.5% EAR (variable) (Bank of England base rate plus 25%). The unpaid item fee is £15.

How to apply

You can apply for a Business Current Account if you:

are aged 18 or over

have a UK registered business

have up to two directors, owners (shareholders) or partners

are either a sole trader, or your business is a partnership, limited liability partnership, private limited company, or a trust

Please read the important information below before applying

Important information

Subject to availability and may be withdrawn without notice at any time.

AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate that we pay where no income tax has been deducted. Interest is calculated daily and paid monthly. Rates may change. EAR stands for Effective Annual Rate and represents the yearly cost of an overdraft, which takes account of how often we charge interest to the account, and does not include any other fees or charges. Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our Terms and Conditions.

Information is correct as of 31 March 2017.

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Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.