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Posts Tagged ‘
loan terms ’

One of my resolutions this year is to be more active on the HomeGain Blog. While I love to talk about marketing ideas, my self-appointed “title” here, if you will, is resident mortgage guru. I hope to expand my offering to you with a weekly column, more focused on mortgage financing issues that you, the professional real estate agents, face.

As a direct lender (portfolio lender for most of our offering with a few loans being sold to the secondary market for FHA and VA loans) I have seen changes in the common offerings. You might expect me to say “go with a banker” but read on, especially the the advice in last paragraph. We play fair at this company.

At one point the brokers had most everything the banks had with very similar rates. Now it seems the brokers have more speciality type products but with higher rates and fees.

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