I'm 22 yrs old and working at a gas station part time. don't know what to do in life. should I get a loan and open a gym or a restaurant.?

Fresh:
No bank is going to give you a loan for a gym or restaurant without collateral or a LONG history in the industry.

Dawn J.:
Before going into a business you need to WORK at those businesses to learn what's involved. Otherwise you're pretty much doomed to fail.

Elaine M:
Before going into a business you need to WORK at those businesses to learn what's involved. Otherwise you're pretty much doomed to fail.

Yirmiyahu:
Let's rephrase this situation. I have no experience in life. I have no money. I have a part-time job that requires minimal knowledge, experience and specialization. I have no direction. I have no passion.

And after all this, the solution you derive is to borrow money to start a business that you know nothing about.

Brilliant.

Wayne Z:
You won't get a loan.

Business loans are tough to get. You need a business plan, experience in the industry and you need to invest about 30% of the money yourself. For example, if you need $100,000 to start a business, you have to put in about $30,000 of your own money before a bank will lend the rest.

Dan:
Look at your local community college. They have classes on many different things, including starting a business. They will help you start a career.