If the Minimum Payment is not received by the Payment Due Date, late payment charge of S$60 per month will be charged to your Account.

Cash Advances

S$15 or 5% of the amount withdrawn, whichever is higher, plus finance charge of 28% per annum on the amount withdrawn calculated on a daily basis from the date of withdrawal until the date payment is made in full.

Principal Cardmember can only apply for 2 supplementary credit cards using this application form. For Principal Cardmembers who wish to apply for
more than 2 supplementary credit cards, you will have to submit more than 1 supplementary credit card application form.

Supplementary applicant must be 18 years old and above

The Bank will only issue supplementary credit cards that are of the same card type as the Principal Cardmember

Please note that the particulars provided on this form will not be updated in the Bank's records. For updating of particulars, please complete the
information update form (change of contact details) which can be found on www.anz.com.sg

Please follow these steps to submit your application form:

Complete all the fields marked with asterisk in this application

Print and sign on the application form

Attach a copy of the supplementary card applicant's IC (Front & Back) for Singaporean / PR or passport for foreigners

Send the application form and document back to us using the Business Reply Envelope (BRE) or fax to us at 6637 6970

Yes! I want to apply for supplementary credit card.

Principal Cardmember's Details

1st Supplementary Applicant's Details

(Max 18 characters including surname and space)

Residential Address

(Please do not give P.O. Box or Foreign Address)

2nd Supplementary Applicant's Details

(Max 18 characters including surname and space)

Residential Address

(Please do not give P.O. Box or Foreign Address)

Your Declaration and Authorization

By signing this form, I/we ask that a Supplementary Credit Card(s) mentioned herein be issued to me/us (including any renewal and replacement card)
and a Supplementary Credit Card(s) Account and with the same credit limit as assigned to the Principal Cardmember be opened for me/us,
until I/we/Australia and New Zealand Banking Group Limited (the "Bank") terminate the Card(s).

I/We hereby declare that the information given in this application and all the documents submitted to the Bank are complete, true and accurate and
belong to the Bank absolutely and that I/we have not wilfully withheld any material fact. I/We undertake to notify the Bank immediately of any
change in such information.

If this application is or is purported to be given or sent by us to the Bank by facsimile transmission, the Bank is hereby authorised by us,
but is not obliged to accept, rely upon and act in accordance with the faxed copy of the application without waiting for the original application.

I/We hereby authorise and give the Bank consent to conduct credit checks on me/us (including but not limited to checks with any credit bureau recognised as such
by the Monetary Authority of Singapore) and to obtain and verify and/or to disclose or release any information relating to me/us and/or any of my/our account(s)
from or to any other party or source as the Bank may from time to time deem fit at the Bank's discretion for the purpose of this application and without any
liability or notice to me/us.

I/We confirm that at the time of the application, none of us is an undischarged bankrupt and no statutory demand or legal proceeding has been served on or commenced against any of us.

I/We agree that the principal applicant for the Credit Card is responsible for all liabilities (including annual fees and other charges) which may be incurred in respect
of his/her Credit Card and all Supplementary Card(s) issued at his/her request and that each supplementary applicant is responsible only for all liabilities which may
be incurred in respect of his/her Supplementary Card.

I/We agree to be bound by the terms of the Mandate, the Cardmember's Agreement, and such other terms and conditions, including the applicable Product Highlight Sheet, as the Bank may
prescribe from time to time, copies of which are available for my/our perusal at the Bank's website, upon request at any of the Bank's branches and/or which will be extended to me/us
upon the Bank's approval of my/our application herein together with my ATM Card/Debit Card and/or Customer Identification Number.

I/We agree that the Bank, its agents and service providers (in Singapore or otherwise)may collect, use, disclose and/or process my/our personal data and any information relating to me/us
(including but not limited to my/our Card Account and/or Card Transactions) inaccordance withthe Cardmember's Agreement andfor the purposes stipulated therein.
Where personal data is to be transferred out of Singapore, I/we acknowledge and agree that the Bank will comply with the Personal Data Protection Act in doing so and take appropriate steps
to ensure that the recipient of the personal data is bound by legally enforceable obligations to provide to the transferred personal data a standard of protection that is at least comparable
to the protection under the Act, such that the personal data is kept secure and confidential.

I/We consent and authorise the Bank to communicate with us with respect to this application by electronic mail or any other means the Bank may deem appropriate using the particulars
set out in this application. Without prejudice to the aforesaid, I/we authorise the Bank to send the Card, personal identification number, all statements of account, and other
communications to the Principal Card applicant by ordinary mail.

I/We irrevocably and unconditionally agree to be bound by the Terms and Conditions of the ATM and Internet Banking.

I/We agree that the approval of this application is subject to the Bank's discretion and that the Bank reserves the right to decline the application without giving any reason.

I/We acknowledge that the Bank will not use the particulars provided on this form to update existing particulars in the Bank's records.

I/We understand that my Supplementary Card(s) will be issued in a deactivated state and that the Cardmember will need to call the 24-hour Customer Service
for activation of the Card(s) before first usage.

By submitting the form, I/we consent to the Bank contacting me/us via phone/SMS relating to my/our application notwithstanding any registration on the Do Not Call Registry

CONSENT TO MARKETING INFORMATION AND PERSONAL DATA USAGE

I would like to receive marketing information and materials on products, services or events,
provided by Australia and New Zealand Banking Group Limited, Singapore Branch's ("ANZ") and
its authorised merchants and agents, via (you may tick one or both options):

By ticking the options on this form, I consent to the chosen mode(s) of communication and agree to the terms and conditions stated below.

Terms and conditions for consent to marketing information and personal data usage

My consent given here will override my registration on the Do Not Call Registry, if applicable.

I consent to ANZ, its agents and service providers (in Singapore or otherwise) collecting, using,
disclosing and processing my personal data, to provide me with marketing information and
materials on products, services or events, provided by ANZ and its authorised merchants and agents.

My consent here applies to Singapore telephone numbers under my name in ANZ’s records including
new telephone numbers that I may provide or update ANZ with from time to time.

My consent given here shall be valid regardless of the success of my application.

I/We have read and understood the declaration and authorisation section set out in this form.
I/We affirm the said declaration and agree and represent to the Bank to abide and be bound by the matters stated therein.