For a joy ride, driving a tractor fine, but basically everyone knows who essentially requires a Tractor. If it is on compact utility or any industrial purpose, a tractor definitely requires to be insured since end of the day it is just not a piece of equipment, it is vital for the business, a big potential helping hand, which none would like to see it paralysed and handicapped. A tractor can fight all the odd farm harvest and landscape needs too. Now insurance is made (irrespective of any necessity, life , car , health, travel..e.t.c) on tractor, like any other insurance is only to protect the investment if anything wrong…