Embracing the inner pink and living with intention and absurdity. I am woman, hear me roar.

Monday, June 30, 2008

Can I get off the ride now?

I was going to write - Can I get off now? But being that you are all perverts, I figured I'd stick to the above.

I really would like to get off this roller coaster ride. But I think I'm stuck with it for a while more yet. Hopefully, I guess. Since I think that's what life is.

It's just that the current ride is wearing on me. One hour being incredibly happy because I got some money back from the bank on the house and then later incredibly sad after finding out my mutual fund that I thought was 'safe' lost money. From being happy when finding out that the assumption process will 98% likely be completed when I need it to be completed by (no later than the 8th) to being sad when bringing my separation agreement to be notarized. And this is all in one fucking day.

Please can I get off and not be decapitated?

Update: and now I find out my uncle is dying of renal failure. Ok, I better go play the lottery because I need a good upper to go with this downer.

As far as the mutual fund goes, that's a long-term investment, right? A little dip now and then is normal in the overall life cycle. If you are planning on cashing out in 20 years, you will have completely forgotten this moment. Don't let it get you down.

MRT, I think you should come up with a plan for my life. I'd love to hear it. And remember, though I'm a cougar, 15 years old would get me arrested.

Um, well, I thought Mutual funds were more secure. Kinda like CD's. And so it was my safety money. For using, for instance, for buying a house. Hard lesson learned. I'm an idiot when it comes to money.

I know your current life-events were not planned for, but for short-term investments (six months to a year) a CD is probably the best place to keep your money. Mutual funds really depend on the fund manager and the integrity of the brokerage - most of them don't perform better than straight Index funds (in my opinion).

You might not feel that you handle money very well, but if you 1) keep earning money and 2) learn from your mistakes, you will be ahead of most people. I would recommend reading "Rich Dad, Poor Dad" and ignoring about half of it (I think it skates up against being unethical in several places). But some of the concepts in the book were really eye-opening as far as how money works and how people who handle money for a living think. If anything, it will help you negotiate with a banker/broker/financial consultant. Anyway, you can find dozen of cheap copies of it at any used book store.

And, finally, if you ever want to just get it out of your system and really really cry, this link will do the trick every time:

Well, had I had my wits about me, I would have transferred all that money into a cd as soon as I knew I'd be needing it to put a down payment on a house. But I guess I can't think of everything. dammit

oh nor, i'm so sorry about your uncle.it has been a crap ass day for you hasn't it? hang in there. you've been through worse and you'll get through this. sure it sucks now but think of all the 'oh yeah, you think ~that's~ bad...' stories you'll get out of this. :-)

I rethink some of my blog titles too, because they come out sounding perverted.

I am so sorry to hear about your uncle.

The ride, with all the ups and downs, will come to a complete stop eventually. Just make sure your seat and tray table is in the upright position....Wait, that's mutating into an airplane landing lecture.

It's times like these that people say things like 'what doesn't kill you makes you stronger' and 'life only throws at you what it knows you can handle'. I hate that shit. Feel bad. Then feel better. And try to hold on to the thought that the only constant in life is change - it will pass.

Did I mention that my cousin is also my financial guy? So, I cry on the phone to him about my mutual fund, and then send an email to apologize, and get the news about his dad. Just goes to show you, someone always has it worse.

About Me

Living my life on a bumper sticker: Destined to be an Old Woman with No Regrets.
See also: Leo; burly girl; rock climber; artist-wanna-be; youngest of six; gassy girl; seeker of truth, laughter and beauty.