With the IRCM’s planned giving program, you can get the most from your donation for everyone involved –you, your family and the researchers at the institute. Here is a quick guide to planned giving:

BequestsDid you know that the IRCM Foundation regularly receives charitable bequests? Of varying value, these donations are made by individuals who wish to contribute to cutting-edge scientific research that will help find cures for the diseases afflicting our society.

The IRCM Foundation is a proud partner of the Leave a legacyTM Quebec network, a program created by the Canadian Association of Gift Planners. Its mission is to encourage the Quebec population to support charitable organizations through planned giving after conducting a well thought-out analysis of their financial, tax or real estate plan, and to inform them of the positive impact these important donations have our collective quality of life.

Insurance policiesBy donating a life-insurance policy, you can enjoy tax benefits during your lifetime and name the IRCM as the beneficiary upon your death. If you wish to donate a life-insurance policy to the IRCM, you can do so in several ways:

Taking out a new policyThe donor takes out a new policy and transfers it to the IRCM. You continue to pay premiums to the insurance company.

Transferring an existing policyIf you decide that you no longer need an existing policy, you can transfer ownership of that policy to the IRCM. If the policy is not paid up, you continue to pay the premiums.

Designating the IRCM as your beneficiaryIn this case, you remain owner of the policy until your death and designate the IRCM as beneficiary in your will. The insurance policy is not transferred to the IRCM, and you continue to pay the premiums.

Endowment fundsThe IRCM offers the option of setting up a fund in your name, in the name of a company or group, or in the name of a loved one whose memory you wish to honour. This type of fund can be used in accordance with your wishes. An endowment fund is an ongoing investment, as only the revenue generated by the fund is used to support the designated activity. This type of fund ensures the sustainability of research programs. However, setting up a fund for commemorative purposes does require a minimum amount in the form of a donation or long-term pledge.