Mortgage Broker Oamaru

Quick & Easy & Independent

Mortgage Brokers Oamaru

Although you may have a preferred bank or lender, it‘s worth while having a chat with us because as mortgage broker specialists, we often obtain a better deal (interest rates, cash back, fees paid, etc.) for you with them. This is because of the volume of mortgage broker deals we send to all the banks.

As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great place to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the loans that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with these lenders.

We will work closely with you to collect together all of the needed info and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.

There are lots of confusing jargon and terms when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

The mortgage broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Oamaru

First Home Buyer Mortgage Brokers

Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, one that suits your situation, and one that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering the needed information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your circumstances.

We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to consider.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.

We Love To Say YES To Your Financial Plans

Your Mortgage Broker Expert

APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial problemspreviously, our people at APM Finance are discreet and will find the right home loan for your needs.

We will look at the information beyond credit histories to try and find a suitable financing option, working with each other we can find a way forward.

Whether you are buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.

Call today to find out what sort of financial support we can help you with to make things easier.

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]