** To receive the Tier 1 & Tier 2 "Requirements Met" APYs and ATM refunds, you must meet these 3 easy monthly (from the last day of the month to the day before the last business day of the following month) requirements:
1) 12 cleared debit card transactions; 2) one direct deposit; 3) active enrollment in eStatements. If month requirements are not met, you will receive the "Requirements not Met" APY and no ATM fees refunded for that month.