Allianz is flexible when it comes to the length of your trips, but that flexibility does not extend to its coverage policies. We were disappointed to see that Allianz lacked add-ons such as the popular and helpful cancel for any reasonâ€ option. We also didn’t see add on-coverage for extremeâ€ sports or activities, which we feel is a bit of an oversight. For long and easygoing vacations, Allianz is a solid bet, but more adventurous travelers or those with rapidly changing commitments will want to look elsewhere.