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A storm is gathering. Nearly six years after enactment of Obamacare, millions of families have lost their choice of doctor, not seen $2,500 in annual premium savings, or had their conscience rights respected.

Obamacare has proven affordable neither for the insured nor for insurers. No matter who is elected in 2016, it is increasingly likely that a new course will be set. As that unfolds, Americans would be wise not to bank on more extravagant promises from Washington.