10 great places to retire in the US

Annapolis, Md.

Overview
For $350,000, you could get this two-story Cape Cod built in 1967 with a timeless floor plan. The home includes 1,524 square feet, two bedrooms, 1½ baths, a sunroom, a fireplace and a basement, all on a one-fifth acre lot. This house was originally listed near the area's median price, at $387,900, says listing agent Maria Smith of Long and Foster Real Estate.

"You're in walking distance of the U.S. Naval Academy stadium, food shopping, banking, doctors, restaurants -- all within a mile," Smith says. "You can walk to the harbor and watch boats come in and out. Annapolis is a small town, just like the ones many people grew up in."

Annapolis was rated one of America's "top 10 four-season towns," but great living here is not so much about the weather as the location and lifestyle that go with it. What really draws people are neighborhoods within walking distance of downtown Annapolis, the U.S. Naval Academy and Annapolis Harbor.

In this price range, homeowners are typically looking for a two- to three-bedroom home with at least a bath and a half and a good-size yard, says Realtor Judy Lemmons of Long and Foster Real Estate.

Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused. We do not permit the inclusion of hyperlinks in comments and may remove any comment that includes a hyperlink.

Bankrate.com is an independent, advertising-supported publisher and comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on certain links posted on this website.