Our Commitment

Lending expert. David has over 20 years of lending experience. He has accumulated the experience and knowledge required in today’s lending environment and hasclosed over $400 million in customer transactions and currently manages a portfolio of over $100 million of client’s loans.

Professional. Recent trends in the lending market have made it crucial that you turn to a professional lender with the resources to offers flexibility and the desire to help clients with their home financing needs.

A different approach to home loans.His approach is that of a consultant. “…I listen, ask questions, seek to clarify your short and long term financial objectives, and finally, develop a financing strategy to accomplish your individual goals…” He is straight forward and always honest with his clients. He will let you know what he can and can’t do. And if he can’t do something,he will try his best to find a solution for you.

We welcome all types of borrowers. If you’re a first time home buyer, a move-up buyer, an experienced real estate investor,we can help you.

We do all types of lending programs. Whether you’re looking for a purchase of a new home, building a new home or trying to refinance,we can offer solutions. If you need Conforming, Jumbo, Luxury, FHA or VA financing, we’ve done it and can probably get it done.

We will put everything in writing, explain every detail and provide answers when you call. When you walk in to close your transaction, you will have already seen your costs. If there is something you don’t understand or have questions during the closing process, you will know how to contact us and we will do our best to resolve it.

Hassle free. Not always in this new era of lending. However, we will do our best to serve your financing needs and make the process as smooth and pleasant as possible.

Provide a mortgage plan for all our clients.We always provide a Total Cost Analysis and analyze the cost difference of different loan scenarios over the life of the loan.We assist our clients is assessing when they want to be debt free and work on debt reduction strategies to help them meet their short and long-term investment goals