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Get Your Finances OnTrack

It’s no secret that following a well-planned budget is necessary to keep spending in check. Just imagine a corporation that didn’t use a budget, or used a poorly planned one. Most likely they wouldn’t be in business very long. Knowing how to create a good budget, and follow it, is essential to financial success. That’s true for companies, governments and families.

Whether you’re new to budgeting, or it’s been a while, you’ll find it easier than ever to create or revise your budget with the new OnTrack web tool. Through our partners at BALANCE Financial Fitness, SCE FCU members now have free access to this self-guided, online tool designed to help you through the challenging process of creating a budget that's realistic, livable and accurate. OnTrack will guide you step-by-step through the process of determining your living expenses, in relation to your income and debt. As you create your budget, you'll find tools for tracking expenses, tips for taking control of your finances, direction on reducing debt, and education specific to your areas of challenge. Throughout the process you'll receive personalized analysis of your current financial situation, and you’ll always have the option to get feedback and more detailed help from a BALANCE counselor, if you’d like – at no charge to you.