“Nah, just annoyed that my card didn’t seem to read right this morning, and then it only had 15 cents left on it. What am I supposed to do with 15 cents?”

“Give it Millie.” Scott says, as he brings over Sara’s espresso.

“Er..who is Millie?”

“You haven’t named your nipples again have you Scott? Because I’m not sure how I’d give your nipple a metrocard.”

“No.Millie’s a homeless person that comes in here occasionally.She walks around to all the subway stations and takes the discarded Metrocards hoping to find those nickels and dimes left on them.Then she takes a big pile of ‘em somewhere and gets them converted into cash.”

“Wow, they let her do that?I’d think they laugh at her.”

“I think she must be friendly with someone somewhere, or maybe they take pity on her. I don’t know.But she usually comes in here when she has a good day and gets a hot chocolate.”

“Well good for her.Reclaiming the probably millions of dollars the MTA saves by people discarding these.”Sara says, waving her 15cent metrocard at Scott.

“I asked her what the best stations were, but she wouldn’t tell me.Trade secret I guess.”

“Probably the PATH train stations.Especially 33rd street.”

“Yeah.PATH fare is 25cents cheaper.Anytime anyone has to hop over to Jersey once they tend to end up with an extraneous dollar on their card or something.”

“I still have an odd-dollar amount from when we went to the Devils game in Newark.I’m hoping to go to another game and even it out though.”

“Well back to work guys.We should go get a beer or something tonight.I haven’t had one all week.”