Y2P Technologies Making China Payments Global

About Us

Y2P Technologies is a service provider in merchant payments and foreign exchange services
for WeChat Pay outside of China.

Y2P was established in 2015 as a Hong Kong Financial Technology gateway for real-time
foreign exchange and global funds remittance, with the strategic objective of providing
a unique global solution for cross-border payments with China.

Development of cost-effective
and efficient cross-border
RMB Payment Gateways

Advice to China corporates and banks
on accessing online real-time payments
through a Blockchain Network

Official Institutional Payment Partner
of Tencent for WeChat Pay

Supporting Merchants
and in-app payment
platforms connected to China

Y2P is an innovative independent foreign exchange trading specialist and payment service provider. We help online businesses succeed through cutting-edge technology, world-leading expertise and a culture dedicated to trust.

Y2P value in FX and payments that connect East and West markets include significant increases in efficiency and transparency,
and a corresponding significant reduction
in costs and friction in the execution
of cross-border monetary transactions.

Y2P has exploited the changing regulatory conditions and gap in servicing payments for inbound and outbound China payments. Our experienced team has extensive knowledge, experience and expertise within FX, coupled with innovative and cutting edge technology. We are successful in applying this to the growing payment demands of users in China in their interface with the rest of the world through WeChat.

As an official Institutional Partner of Tencent (WeChat Pay) Y2P has the objective
of expanding merchant and in-app payments from China to the rest
of the world.

Products and Services

Y2P is one of the few institutional licensed partners of WeChat Pay (authorised by TenPay)
outside of China:

Providing FX
and payment services
to merchants outside
of China for WeChat
Pay

Leading
the development
of merchant payments
using WeChat outside
of China

Providing a legal
gateway
for cross-border
China payments

Licensing the global
blockchain network
to other money
remittance or smart
contract businesses

Numerous Active Users
Used by hundreds
of millions of users WeChat
Pay is one of the most
popular payment methods
in China.

Cross-border
Settlement
Supports settlement across
major foreign currencies
Customers pay in CNY
but the transaction
is settled in a foreign
currency.

Multiple Payment Methods

Y2P is able to handle all of the payment methods that users want and need, whether it is via QuickPay, QR code, a web-based solution, or by way of native in-app payments.

Cross-border Settlement:
This allows customers to pay in RMB, but with
the transaction being settled in any currency.

WeChat Pay currently has over 700 million mainland
Chinese users with a further 300 million outside
China. It connects overseas vendors directly
to Chinese consumers. Usage also allows
Chinese consumers to transact outside
of China - when Chinese customers buy goods
or services in a foreign country, they can pay
merchants simply using WeChat.

The Wechat Pay solution is efficient, easy to use and accessible, and lowers transaction costs. Transactions must be for goods or services payments and are pre-funded via the WeChat account.

Our Management Team

Frazer MacRaeFounder, CEO

Frazer MacRae, Founder, CEO

Frazer is recognised as a visionary in the payments industry and for his strategic foresight, creative solutions to complex challenges and positive energy. He has been influential in driving blockchain development in Asia in addition to successfully bridging Asian and western financial technology.

Frazer has over 15 years of financial services experience in Asia and the UK. Previously, Frazer was Vice President at Merrill Lynch Investment Bank, Foreign Exchange Derivatives Trading in Hong Kong. During his time in Asia he has developed unique relationships with some of the largest payments companies in China and has a global network of industry professionals at the most senior level.

Mark Taylor, Director

Mark has over 25 years of extensive financial services experience, covering Greater China, Asia-Pacific and Europe.

Professionally trained with KPMG London, through to Partnership and Head of Corporate Finance at KPMG Hong Kong, his experience covers IPOs, M&A, financial advisory, valuation and due diligence, working across the APAC region.

Mark is a UK-qualified Fellow Chartered Accountant and CPA, operating with integrity and the highest level of professionalism and ethics. He also has a successful track record in asset management and is a seasoned entrepreneur and investor.

Mark TaylorDirector

Peter RitchieDirector

Peter Ritchie, Director

With over 30 years experience across the APAC region and based in Hong Kong for the past 18 years Peter has built a considerable track record of starting and growing businesses in Asia.

He brings a wealth of business development, strategic thinking, entrepreneurial and leadership experience to Y2P.

His background includes holding directorship roles across the Technology, Human Resources and Management Consulting industries, in a variety of sectors
and geographies.