14kt
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14KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 14kt is 58.33% gold. In the United States, 14K yellow gold is most favored and used in jewelry.
Yellow Gold
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YELLOW GOLD: Gold is a precious metal with a natural yellow color. It is quite soft and often alloyed with other metals to increase its strength. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

Finish:

Polished
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POLISHED: A buffed-out finish used to produce a mirror-like shine.

Chain:

Bead

Clasp:

Ball
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BALL: A round, bead-like clasp. Sometimes adorned with gemstones or texturing, ball clasps provide a decorative closure that does not take away from the design of a necklace or bracelet.

Gemstone 1:

Ruby
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RUBY: A bold fiery stone, the ruby is a symbol of wealth, vitality and love. When cut and polished, the ruby's high luster is as dazzling as a diamond's. Ruby jewelry makes the perfect gift for loved ones and is the birthstone for July.
(Color: Red, Quantity: 26, Shape & Cutting Style: Round, Weight: 50.00 ct. t.w., Size: 7.5 mm)

Gemstone 2:

Cultured South Sea Pearl
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SOUTH SEA PEARLS: With a dramatic 9mm-20mm size and glowing satiny luster, South Sea pearls are among the rarest and most coveted of cultured pearls. Found in shades of white, silver and gold, South Sea pearls are an exquisite sight in jewelry designs.
(Color: White, Quantity: 26, Shape & Cutting Style: Near-round
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NEAR-ROUND: A pearl that visually appears almost round.
, Size: 8.5 mm)