Insight: I believe self improvement can be a great thing. One thing to remember is to make realistic goals for yourself, goals that are attainable. If you have a job that pays minimum wage and you have no experience and no education then the goal to be a millionaire by the end of the year is unrealistic, however a goal to get a better job would be a good goal to have. Another thing to keep in mind is if you have a set back do not beat yourself up over it; recover from the set back and keep persevering. Remember God wants us to grow in our faith every year as well, so I would include some goals regarding strengthening your faith this year.