Products

This is an investment funeral policy which gives the policy holder an opportunity to invest alongside their funeral policy, for a minimum of three years. This policy gives access to partial withdrawal when the need arises.

This is a product designed to cater for its members prior to being hospitalized through accident or illness. It consists of an accident and hospitalization cover. Under the accident cover, the insured person benefits when he is unable to engage in his/ her normal employment due to being permanently disabled through an accident. Under the hospitalisation cover, one benefits from being an in-patient for a period of 3 days and above.

Why should I have Micro HealthCare?

Having micro healthcare insurance is most often less expensive than remaining uninsured.Medical bills can leave you in debt and may lead to difficulty in one’s life. With micro healthcare, you need not worry. For more information contact hotline: info@starmicroinsurancegh.com 030-7020643 / 032-2268113 toll free: 200(Airtel)

The Rural and Community Bank Loan Protection Scheme (ARB APEX)
An innovative product designed by ARB Apex Bank in collaboration with Star Microinsurance Services Limited to help mitigate the risk involved with credit delivery.

The policy covers Death, Permanent disability and can be extended to have an additional cover of Fire and Allied Perils and any other risk identified.

Benefits:
Benefits of this policy include PEACE OF MIND for both the Banks and the borrowers, REDUCED COST OF LOAN RECOVERY, OUTSTANDING BALANCE WAIVED + EXTRA CASH BENEFIT, HELPING EACH OTHER in terms of needs.

The Ghana Assocaition of Microfinance Companies Loan Protection Scheme (GAMC)
An innovative product designed by Ghana Association of Microfinance Companies in collaboration with Star Microinsurance Services Limited to help mitigate the risk involved with credit delivery. The policy covers Death, Permanent disability and can be extended to have an additional cover of Fire and Allied Perils and any other risk identified.

Benefits:
Benefits of this policy include PEACE OF MIND for both the Banks and the borrowers, REDUCED COST OF LOAN RECOVERY, OUTSTANDING BALANCE WAIVED + EXTRA CASH BENEFIT, HELPING EACH OTHER in terms of needs.

Micro-Credit Association Ghana
An innovative product designed by Moneylenders Association of Ghana in collaboration with Star Microinsurance Services Limited to help mitigate the risk involved with credit delivery. The policy covers Death, Permanent disability and can be extended to have an additional cover of Fire and Allied Perils and any other risk identified.

Benefits:
Benefits of this policy include PEACE OF MIND for both the Banks and the borrowers, REDUCED COST OF LOAN RECOVERY, OUTSTANDING BALANCE WAIVED + EXTRA CASH BENEFIT, HELPING EACH OTHER in terms of needs.

Ghana Association of Saving and Loans Companies (GHASALC)
The Credit Life Policy is an innovative product designed by Star Microinsurance to provide cover for both the Savings and Loans Companies and their Clients.

The purpose of this product is to help reduce some of the risk associated with credit delivery.

FLIS is an innovative insurance policy facilitated by the ministry of fisheries and aquaculture development and administered and marketed by Star Microinsurance to protect fishermen against perils of the sea.

The policy covers natural/accidental death of fisherman and their fishing gear.

About Us

Star Microinsurance Services is dedicated to serving the low income households with an affordable and suitable range of microinsurance products.