One thing I like about a condo is that my wife and I do go out of town a lot. We also flirted with the idea of maybe getting another property down the shore or at the mountains (maybe another condo). Now the idea of having two properties scare me due to having one is already making me a nervous wrec...

If you don't like the house, I don't see the reason to hang on to it. It is important to feel "I'm home!" It needs to be a sanctuary, not a reminder of all the griefs it caused. House is a money pit, but for many, it is a beloved money pit. Yours doesn't sound that way. I would not hesita...

The yard work isn't that bad and I am the type of person who always keeps a clean house. I don't like clutter. It is just the damn problems they are starting to get to meeeeeeeeeeeeeeeeeee I still have a good amount of time to get over the problems and hopefully learn to enjoy my single family home....

Thanks everyone I am going to wait atleast two years either way. In 6 months I am getting a pretty big raise from my company, so prior to this, I was thinking of getting a nicer home (same size or bigger). Now just realizing that my wife and I are it, plus all the traveling we do....why not downsize...

Im 29 years old and bought my single home just 3 years ago. I thought I wanted a single house...it was the "smart" decision so many people said. No loud neighbors through walls, own yard, basement, etc etc etc. Well it turns out my wife and I have bought a house that kicked our butt. I reg...

I do have 2 sump pumps as well as a battery backup on one of them. Funny you say about freezing. Here in Philly it has been between 5-30 degrees for a good amount of time right after all that heavy rain and snow. I know a lot of people swear by drylok, I just wanted to know if anyone else can confir...

Hey thanks for the reply They did the entire basement all 4 walls. The basement is unfinished. I got two sump pumps and one battery back up. I really researched big time on Angie's list and although its not 100%, they had a ton of great reviews and a couple few eh ones. The first quote was 7,000, bu...

Hate to bump an old post, but I have a question about this installation. Where the company cut the floor (about 8 inch from the wall all the way around), some spots have efflorescence exactly where they cut the floor. The floor was stained or painted, hard to tell it is very very old so it is kind o...

Thanks, The area of the two houses will be closer and I am surely going to be spending more on my 2nd house than on my first. Your 200k to 300k (new house) sounds about what my goal is. I really shouldn't even be worrying about this since I plan to live in my house for atleast another 5 years. I'm j...

Okay I am starting to understand this more, thanks all When interest is low, more fish in the pond so sellers can raise the price When interest is higher, less fish in the pond so sellers may settle on lower price Is there any articles that compares the two and says which is better for the buyer/sel...

Housing prices fluctuate. If you are buying and selling at the same time, you will inevitably be buying and selling when the market is up or down in general. That means the pricing will be equivalent to some degree. Even though you may not have paid off one house, you have the debt. You are compari...

Hello, I will try and make the most sense of this as I can. When owning a home you want to sell to buy another, should you do it when its a buyers or sellers market? Right now, my house is worth a little less than what I bought it for. My interest is dirt cheap (3.25%). Should I wait until the marke...

I think Furnace is common near my area. I don't know many houses I have been into that have heat pumps. This crap is overloading my brain lol. I feel like hiring you guys to do it! So far my plan is... 1. Get atleast 4 companies to come out and give me a price 2. Lean towards the ones who automatica...

Okay....a two stage is on much longer but runs at 50% of the power? (aka saving more money, more comfort). Are all two stage systems also the higher seers? Or is there just as many two stage 13-14-15 seers as there are for single stage. I just would like an opinion on whats more important. Getting a...

Thank you all for taking the time and helping me through this. Its very helpful. I think when I get estimates, I will get them from atleast 4-5 companies, and I will just try to pay attention to see who seems more professional. It is hard to weed out guys who are great sales guys. I had Sila over fo...

So that Nate Circle Certified Installer doesn't mean anything? Its seems like its really hard to weed out the bad from the good. Like I said, I have Angie's list, but when it comes to this kind of job, it doesn't mean much. Most people who want to sell you things will talk anything up. I will do som...

I live in Philly where I will need the air on for 3-4 months. I think a stage 2 would be way out of my price range. I will get the good, better, and best prices though. I think a stage one is all I will need or want. I was looking on Goodman for NATE Circle Certified installers and I found a couple ...

The expensive guy was asking me all of those questions that you do in a Manuel J. He even asked me which way the sun hits our house which was pretty interesting. This guy was very against putting in a Goodman because they don't want to base their name on a lesser system. I always thought Goodmans we...

You just gave me a headache, not because of how you explained it, but its so much more to it than just throwing a dart at any model haha. Thank you for that post. I guess what it comes down to is I want to get the most out of my system, but without breaking the bad to hard (who doesn't?). I am a 28 ...

What kind of AC/furnace was it? I'm getting a 2.5 ton 16 seer unit, 3 ton coil, 95% Furnace The parts I have now are Goodman. The old home owner decided to put a 3 ton unit outside and the house only need 2 ton MAYBE 2.5. It lived for 10 years. I never had much of a headache from the noise, and Im s...

Small gestures go along way. If someone walking by me smiles at me and says hello, that even cheers me up. There is a lot of wrong in the world, but some days you remember that people can be nice as well. I have always made it a point to say hello and smile to any stranger in my path, hold doors, pi...

Well, Right now the weather has been cool and probably have another month of heat. One company with all 12 reviews on Angie's list being good... Cost: 5850 Goodman brands, looked up all the equipment, came in around 2700-2800 dollars 16 seer, 95% effy furnace, 2.5 ton out unit, 3 ton coil Another co...

Is it common to negotiate a price for this kind of service? I know I had my french drain installed in April, and I had prices all over the place. One company cut the entire price in half (8,200 to 4,100...didnt go with him because they looked like creeps). I did go with a company that offered to do ...

Excellent ideas, both of them. Secrets in a marriage (beyond the level of guess what you're getting for your birthday) are devastating. They always seem to lead to more and more secrets on both sides, uglier and uglier. Best wishes! You are a total stranger but this has been so helpful to hear. I h...

It's a really tough process; misery to go through. I've known patients who were admitted for inpatient detox from prescribed meds that were given for disabling pain. Congrats on getting through the rough part. By the way, was the original prescribing doctor your regular doctor? If not, you do need ...

If you took the meds strictly as prescribed (never at a higher rate; didn't buy on the street etc to supplement), it would be worth contacting your original physician who wrote the prescription to ask if there is a way that s/he can verify that the addiction was not the result of drug abuse but of ...

It has just been 10 days, and I am just starting to feel good and very proud of myself. The "addiction" part of it might have been 6-8 months tops. I am so worked up over this that I am afraid to open up to anyone. You likely could purchase "guaranteed issue" no underwriting ins...

This is apples and oranges. Term life and a Roth IRA have nothing to do with one another. Do you need life insurance? I do not have life insurance at the moment. I was thinking of putting the money saved from life insurance into the roth ira. My wife doesn't have it either, but her income is so low...

Do you have children? Do you plan to have children? Would the loss of your wife and the associated income be a financial hardship for you? My guess is you need term life and your wife does not. The purpose of life insurance is to replace lost income, and is only needed if that loss would cause fina...

This is apples and oranges. Term life and a Roth IRA have nothing to do with one another. Do you need life insurance? I do not have life insurance at the moment. I was thinking of putting the money saved from life insurance into the roth ira. My wife doesn't have it either, but her income is so low...

ME: 80,000 year Age: 28y/o Had a Roth IRA for a year now, plan to max out each year Price for ins would be about 40-45 a month, same with wife Wife: 30k year Age: 37y/o Also had a roth ira for a year now I was looking at a 20 year term (200-250k) for the both of us, but I was wondering if investing ...

Depends on your interest rate, the deductibility of your mortgage interest on state/federal taxes, and your tax bracket. If you pay 40% in federal and state taxes and are able to fully deduct your mortgage interest, then a 3.5% mortgage will be equivalent to 2.1% after your tax savings. It would be...

Would it still be a better idea to put that extra 100, 200, 300 a month towards a roth ira vs your current principal knowing that in 7-8 years you may want to buy another house, or keep the house you have and just have a second home? I tried searching for this question, but it just takes me to the e...