Do you travel often or plan to do so. Is frequent travel outside the province part of your life or possibly part of your future plans? If you are in habit of buying travel insurance every time you plan to go on a trip, it can be hassle and one more thing you have to remember.

Travel insurance has become so commoditized that I’ve even saw it for sale at the grocery store checkout. But all travel insurance products are not created equal. There are specialized products meant to serve specialized needs and Trave80 is one of them.

Manulife Financial now offers a multi-year long term travel medical insurance plan that has a $5 million lifetime maximum and is guaranteed renewable every year until you reach the age of 80. It is ideal for anyone who loves to travel and is concerned with financial and retirement planning.

When you’re young, you often don’t think of health or illness. But once you reach the ages between 50 and 65, serious health conditions are more likely to start appearing. The most common conditions can make you ineligible to purchase travel medical insurance or may carry a hefty premium for coverage. This is where Travel80 Term Travel Insurance works to your advantage.

Once your application is approved, your Travel80 policy is guaranteed renewable every year until you turn 80 regardless of any changes in your health status. It will protect you year after year allowing you to take as many 30-day trips as you want provided that your Canadian provincial / territorial health insurance coverage remains in effect. If you travel for more than 30 days, you can always top-up your coverage for the extra days without having to meet any eligibility criteria.

With Travel80, you’ll enjoy having a policy with no deductibles plus:

Annual premiums will be based on your age at the time Manulife Financial receives your application.

Manulife Financial will return 50% of the premium you paid if you remain claim-free for 10 consecutive years.

Please contact me for further details about policy benefits, conditions, exclusions and to receive a quote.

Click below for a one page document with more about Manulife’s Travel80 plan.