The Dave Ramsey Show

The Dave Ramsey Show is about real life and how it revolves around money. Dave Ramsey teaches you to manage and budget your money, get out of debt, build wealth, and live in financial peace. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family.

You don't have to keep living paycheck to paycheck. If you're drowning in debt, Dave's been there and can show you the way out. His proven plan can give you a clear path to attack debt and start building a better future!

A young couple from Idaho visits the studio to share their debt-free story: "We were on a plan, and there was no option to stray from it."

Generosity isn't always easy for both partners in a marriage. In this episode, Dave gives insight on tithes, offerings and how to be unified in giving. "If you don't have giving built into your system, you're limiting your personal growth, you're limiting the results you'll get with money, you're limiting everything."

You want to provide for your family, but you don't want to choose the wrong life insurance policy or pay too much for it! In this episode, Dave gives practical advice on how to choose the right insurance, how much it should cost, and how to plan for it in your budget.

Also, if you're tired of bad money habits sabotaging your life, Dave gives insight on how to get your spouse to listen to your concerns so you can work together to build a better future. A couple from Pittsburgh visits the studio to share their personal story of how Financial Peace University helped them turn things around.

It hurts to watch your parents struggle with money, but bailing them out repeatedly never solves the problem. In this episode, Dave gives insight on how to talk to parents who don't want to deal with money problems. Also, a couple from Michigan shares how they became debt-free!

College graduates shouldn't have to start their adult life trapped in debt for years. In this episode, Dave addresses the student loan crisis in America and gives practical advice on how to beat debt. Also, a New Yorker visits the studio to share how he paid off his student loans.

In this episode, Dave explains where medical bills should go in the "debt snowball," the quickest way to pay off multiple debts so you can start building wealth. Also, a newlywed couple from San Diego visits the studio to share how they paid off $63,000 in 13 months!

In this episode Dave explains what to budget for and what to set aside in sinking funds while you're still in debt. Also, a family from South Carolina visits the studio to share their debt-free story: "I was like a bull in the china shop with the budget."

In this episode Dave explains why he doesn't yell at people for taking out a mortgage and gives specifics on the best way to buy a house. Also, a couple from Georgia visits the studio to scream, "I'm DEBT-FREE!"

Chris Hogan joins Dave in studio to talk about how to invest in 401(k)s to build wealth for retirement. Also, a couple in South Dakota calls the show to share how they paid off $157,000 in student loan debt: "We didn't buy new cars or houses like all of our friends were doing when they got out of college."

When you're frustrated with how you're being treated, it's easy to get angry. In this episode, Dave talks to a caller who trashed Xfinity on the show to get the rest of the story...it's a great one! Also a couple from Florida calls the show to scream, "We're DEBT-FREE!"

Deciding how to handle life insurance or 401(k)s after a divorce can be tricky. In this episode, Dave suggests an alternative to naming your ex as the beneficiary so your child will be provided for if something happens to you. Also, a couple from Atlanta visits Dave in studio to scream, "We're DEBT-FREE!"

It is 100% possible to win at business without borrowing money! In this episode, Dave shares his personal story on growing a debt-free multimillion-dollar business from the ground up. You can expand without business loans. Dave can show you how.

If talking about money with your spouse usually ends in a fight, it might be hard to think about budgeting together. In this episode, Dave gives personal insight about how to create trust with a spouse who feels their opinion doesn't count. Also, a couple from New Jersey call the show to share their debt-free story!

Feel empty when you leave work? You're not alone. In this episode, Ken Coleman joins Dave in studio to help callers unlock their full potential and find meaning in their careers. Listen to learn what steps you can take to discover your purpose and fulfill your dreams.

Saving up for a down payment on a new home can be overwhelming, and you certainly want to feel confident about the biggest purchase you'll ever make. In this episode, Dave gives practical advice to callers on figuring out how much house you can afford and saving for a down payment. Also, a woman in Oklahoma calls the show to share her debt-free story!

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

In this episode Dave gives practical advice to young graduates just starting out in life.Also, newlyweds from Kentucky visit the studio to share their debt-free story: "When we got home from our honeymoon we sat down and did the budget, and I felt nauseous because of how much debt we had."

Can you ever be so wealthy you don't need life insurance? In this episode, Dave explains why he has life insurance even though he's wealthy enough to be self-insured. Also, a young couple from Kansas City visits the studio to share their story: "(Oneness + Tenacity) x God = Debt-Free!"

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway

If you're broke, a bigger income won't make your money problems go away. You have to change your spending habits! In this episode, Dave explains how to get out of debt whether you're bringing in the big bucks or barely bringing in anything at all. Also, a couple from Florida visits the studio to scream, "We're DEBT-FREE!"

In this episode Dave gives practical advice on winning with money and avoiding debt. A couple from Arkansas travels to the studio to share their debt-free journey: "The key was sticking to the budget."

This May, Dave's giving away four cars! Why? Because it's fun! And car debt is dumb. If you didn't waste money on a car payment every month, imagine what you could do with that extra cash!

You could pay off your debt, jump‑start your savings, and even reach your retirement goals faster.

If you're one of the lucky winners, you'll get to choose your car from over 1,000 used cars—valued up to $12,500 each! There's no purchase necessary. Enter daily for even more chances to win: daveramsey.com/giveaway