In a nutshell:

The Wells Fargo Propel card’s 12-month introductory period is on the short side, but the card offers a good travel rewards program and valuable travel perks and purchase protections. This offer is no longer available.

In a nutshell:

One of the more flexible travel cards that come without an annual fee, the Wells Fargo Propel American Express card is an especially good deal for Wells Fargo customers thanks to its 10 percent relationship bonus on points. This offer is no longer available.

In a nutshell:

With flexible redemption and bonus rewards on gas station and restaurant purchases, this card is a good option for both casual card users and frequent travelers not beholden to specific airlines or hotels. This offer is no longer available.

In a nutshell:

This flexible travel card is a good deal for cardholders who don’t want to have to deal with a complicated rewards program — especially Wells Fargo customers, who receive a bonus on all the points that they earn. This offer is no longer available.

The Wells Fargo Propel American Express is an easy-to-use card with a lot going for it: no annual fee, bonus points in certain spending categories, a wide variety of redemption choices and a 12-month, 0-percent introductory APR on purchases and balance transfers.

Throw in no limit to the points you can earn and a long five years before they expire, and it’s an especially appealing option for cardholders who are new to the world of credit card rewards.

Bonus points on gas and restaurant spending

A meager one point per dollar spent on general purchases might be unexciting, but the Wells Fargo Propel American Express credit card more than makes up for it by bestowing cardholders with three points per dollar at gas stations and two points per dollar on restaurant purchases. With no cap to the number of points you can earn, it’s a great deal for road warriors, business travelers and foodies alike.

Even better? Thanks to the card’s annual Relationship Bonus, it’s easy to accelerate your points balance with minimal added effort on your part. Here’s how it works: When you maintain a Wells Fargo checking or savings account, you’ll score a 10-percent annual bonus on any non-bonus rewards points you earn throughout the year. Relationship Bonus points are posted to your rewards account the 13th month after the date you opened your account and annually thereafter.

Note: If you don’t already have a qualifying account, make sure you review the details on the Wells Fargo website before opening one. Some accounts charge $10 monthly service fees unless you meet certain conditions.

12-month introductory APR

The Wells Fargo Propel American Express card is noteworthy for offering both a rewards program and an attractive introductory APR on purchases and balance transfers. The 0-percent rate lasts for 12 months, so if you’re looking for a card to consolidate debt from other, high-interest credit cards, make a high-priced purchase you can’t afford to buy outright or stay afloat during a tough financial time, the card might be perfect for you. Keep in mind you’ll have to pay an introductory balance transfer fee of 3 percent or $5, whichever is higher. Also, after the 12-month introductory period expires, that 3 transfer percent fee increases to an exorbitant 5 percent.

While the interest-free promotional period is relatively short, it’s a nice added feature to the card’s overall strong rewards.

Decent sign-up bonus

Cardholders who spend $1,000 in the first three months of account opening will collect 20,000 bonus points.

Flexible redemption options

Though many travel cards come with airline and/or hotel restrictions, points earned with the Wells Fargo Propel American Express card are redeemable with any airline and with no blackout dates. Plus, cardholders can use a combination of points and their own funds to purchase flights. (However, you can only book travel through Wells Fargo’s Go Far Rewards program.)

Points can be redeemed across several other categories, too, including hotel stays, car rentals, cruises, merchandise, gift cards, cash back and more. Further, you can pool your own rewards with other Go Far Rewards customers and save them for joint trips or other purposes. Points value varies by category, so explore your options first to make sure you get the biggest bang for your buck.

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.

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