Art & Antiques Coverage Highlights

As one of the world's largest insurers of art and antiques, you can count on our unparalleled service and expertise, along with some of the broadest protection available:

Worldwide protection with no deductible: We provide worldwide, "all-risk" protection for most causes of loss, with no deductible.

Automatic coverages: What's more, Chubb's one-of-a-kind policy automatically includes coverage if you lose an item, your fragile items break, you add a new treasure to your collection, and more.

Breakage of delicate possessions: Breakage for items like crystal, china and porcelain may be excluded on your homeowners' policy, but we'll automatically cover you if your fragile items break.

Newly acquired items: If you already have itemized fine art listed on your Chubb policy, and you add a new item to your collection, we've got you covered. Chubb provides convenient, automatic coverage for newly acquired similar items for 90 days, (up to 25% of the total itemized coverage for similar articles).

Protection for changes in value: If the market value of an item on your policy immediately before a covered loss exceeds its itemized coverage, not to worry. We'll pay its market value immediately before the loss, up to 150% of the amount of itemized coverage.

Simplified appraisal requirements: With flexible appraisal requirements and automatic coverage for newly acquired items, we make the process simple.