Loan Protection Options

Please add Payment Protection to my loan.

Payment Protection protects you and your family from unforeseen circumstances, including loss of a life or an unexpected disability. These "protected events" are difficult to manage. With each new debt added to your plate, it becomes more important to have some type of protection. Payment Protection does just that. Whether paying off a loan due to a death, or making monthly loan payments, you will protect yourself and your family.

Please add Life and Disability protection to my loan.

Payment protection protects you and your family from unforeseen circumstances, including loss of life or an unexpected disability. All of these “protected events” are difficult to manage. With each new debt added to your plate, it becomes more important to have some type of protection. Payment protection does just that. Whether paying off a loan due to a death, or making monthly loan payments, you will protect yourself and your family.

Please add Disability protection to my loan.

Payment Protection protects you and your family from unforeseen circumstances, including loss of a life or an unexpected disability. These "protected events" are difficult to manage. With each new debt added to your plate, it becomes more important to have some type of protection. Payment Protection does just that. Whether paying off a loan due to a death, or making monthly loan payments, you will protect yourself and your family.

Please add iLocate to my loan.

iLocate GPS provides consumers a state-of-the-art vehicle security and connected car technology. iLocate provides consumers not only a theft recovery tool but a technology that truly provides peace of mind. iLocate customers can know when their teenage driver, loved one or personal vehicle has exceeded a specific speed limit, has entered or exited a specific location (geofence boundary alert) and be alerted when their vehicle is due for maintenance.

Please add Guaranteed Asset Protection (GAP) to my loan.

Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, or the "gap," between your insurer's settlement and your loan balance. That gap will come out of your pocket for a vehicle that, for all practical purpose, no longer exists. Guaranteed Asset Protection (GAP) helps cover the difference between your primary insurer's settlement and the loan balance on items directly related to the purchase of the vehicle. Frost's GAP provides coverage for this potentially high-cost difference. GAP can save you from making loan payments on a vehicle that you no longer have!

Please add Mechanical Breakdown Insurance (MBI) to my loan.

For just pennies a day, MBI shields you from the high costs of mechanical or electrical repairs on your vehicle once your basic manufacturer’s warranty has expired. In addition, MBI also provides comprehensive roadside assistance, nationwide coverage, and the flexibility to choose a repair facility of your choice. Before you commit to any other program, compare it to our mechanical breakdown protection plans.

Loan Type Disclosure Statement

Important information for younger borrowers.

It is important that the information we collect is accurate. Please ensure you are under 18 by clicking "Yes, I am under 18" below.

Important information for younger borrowers.

Unfortunately we cannot legally have any contractual agreements signed by minors. We apologize for any inconvenience.

What Type of Co-Applicant should I Choose?

Co-Signer/Guarantor - Person who assumes equal liability for the obligation but does not benefit from the proceeds of the obligation.

A spouse cannot be a Co-Signer/Guarantor

Joint Borrower/Co-Borrower - Person who assumes equal liability for the obligation and benefits from the proceeds of the obligation.

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