* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Our age, the 21st century is the age of innovations, technology and new thinking. And in such an age, our every day is deeply grasped by newer inventions which shapes our life. It is beyond any doubt that digitalization is the greatest boon that we have at our disposal. It not only revolutionized a lot of daily mundane activities such as Shopping, basic monetary transactions etc. , but also paved the way for globalization, pitching us into the well and close knitted global village of today. And in this surge of digitalization, credit cards are its main asset. Taking for example, even a few years back, withdrawing money from banks was nothing but a tedious task, consuming the entire day along with all energy and vigor. But the advent of the rectangular plastic card, changed everything. Now we have access to our money from anywhere across the world. There is absolutely no need for spending entire day at the bank queues to withdraw our very own hard earned money. This easy availability of money boosted another inevitability- commerce. The commerce of today is on par with the digital fever which has grasped the whole wide world. And thanks to credit card, we now have digital or e-commerce as mentioned before. There are a thousand and one benefit of digital Shopping, to begin with. Not only does it saves our precious time, but also brings the whole world at our palm, offering variety of products like never before. Thus the introduction of digital monetary transaction via credit card boosted the commercial ventures on a directly proportional scale.

With the growing popularity of digital banking and Shopping, all the leading banking giants were in a way compelled to offer the credit card services to their customers, and the Visa credit cards which can be used for Shopping at any place in this world became the most sought after service. In fact as days passed, immense possibility of this sector emerged, and the banks with their marketing skills managed to organize tie ups with a wide variety of service providers- from online e-commerce platforms to real world stores, from the finest dining destinations to the most exquisite travel websites; and as a result when a customer uses his credit card to digitally transact with any of the following service provider, he began to get exclusive offers and benefits in the form of guaranteed cash backs, flat discount and so on. The fervor became a global phenomenon in no time, and even in a developing country like India, people began to utilize these opportunities while Shopping. In growing Megapolises such as Kangra, it is almost impossible to enjoy all the nuances of its ever growing and glowing urban life without credit cards, or rather digitalization has become an intricate part of our lives. Thus in today?s world, Shopping without credit cards is almost like eating without a dab of salt- things which just cannot flourish or survive without one another.

Chqbook Review

When at airports in India or abroad, avail privileged lounge access and relax in style. Also, we like that you get 10000 Jet Privelege miles (5000 Jet Privelege miles on first swipe within 3 months and 5000 Jet Privelege miles on 75k spends in 3 months) pretty much after you get the card

PROS

Save up to ₹1,500 each year on fuel transactions with your Platinum Plus credit card.

You can also accumulate Reward Points and redeem them later against air miles

Once you cross the ₹50,000 limit, enjoy 50% more points for every ₹150 spent on your card

Set aside a part of your credit limit for online spends per statement cycle, within the available limit on your primary Credit Card

CONS

Not the best credit card for travel – you can redeem against Air Miles, but if you are a frequent traveller, there are better options

While HDFC Bank's Smart buy™ allows you to get great deals, this card is still suited for the first time premium card buyer

Chqbook Review

This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too

PROS

Excellent All-rounder of a Premium Credit Card – save on shopping, get Lounge benefits and more – we couldnt ask for more

Fee waiver condition of ₹ 15,000 in the first 90 days of the card setup date works really well – you must make sure you get the fee reversed

Getting Lounge access at over 300 airports and over 900 lounges globally is a great plus

Getting the Priority Pass™ for just ₹ 500 instead of the ₹ 6500 fee is another great saving

Joining the GLOBAL VALUE™ program gets you free Cleartrip™ vouchers & 1% Cash back on all International transactions

CONS

Rewards are valid only for 2 years – we like unlimited rewards

You need to fill a form and send it to HDFC Bank to enrol in the Priority Pass™ program – so you should remember doing that else get stranded without Lounge access

Chqbook Review

You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

PROS

If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. You also get an amazing original Scuderia Ferrari™ watch once you pay the joining fee

Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight

15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face

We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps

You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

CONS

If you are not a car afficianado, the ICICI Bank Ferrari Platinum Credit Card's fee might pinch – but considering the benefits we think it's completely worth it

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

3.4

16 Reviews Sort

Newest

good

1 year ago | Lakhami Singh

The overall experience with this card is good. The payment gets updated within 1 day.

Average

1 year ago | Abhishek Asthana

My credit card was from Jet Airways ICICI Bank Coral Visa Credit Card. The credit limit was 67,000 which is satisfactory . . Here the fees and charges affordable . The customer service and responsivness was up to the mark.

Excellent

8 months ago | Ameya Dayanand Naik

I am holding ICICI Bank Ferrari Signature Credit Card whereas their service was very good . Their on-line banking was also very good. Its really wonderful and pleasure to have this bank account credit card. I availed the loan on card options also in this credit card. No suggestions for them to improve their services.

Disstisfied with the customer support

1 year ago | Rukmini Das

The customer service is not satisfactory. They need to improve it a bit. Other offers are good.

Very useful

10 months ago | Devendu Satpathy

I am happy with the card features. I use the ICICI bank credit card for the past nine months. The credit limit is ok for me. I find this card very useful in day to day life.

Poor card

6 months ago | Nadim Ansaree

The service is not up to the mark for this card. I mark it as a poor card. Its better to take any other bank credit card than icici bank card.

Mixed experience

1 year ago | Yuvika Rath

I am not so happy with their customer assistance. Other things with the card is good. So i have a mixed experience.

Fantastic features

7 months ago | Jasvir Singh

Spend and save more with a HDFC bank Platinum Pluscredit card and enjoy exciting benefits all year long. Yes, that’s absolutely true. Start using this card soon.

Average card

9 months ago | Sanju Saha

The offers are not that good and i would say its average card. But when it comes to customer service response this card is worst.

Poor card

11 months ago | Amin Chand

The customer service of the bank is not good. I donÕt like this card. They have lots of extra charges as well as hidden charges.

Staff is very helpful

1 year ago | Sathish . Suvarna

The interest on savings accounts in bank are best. Loans processing are best. And takes lowest time than other banks. Lockers also available. Its easy to open new account with them. Their staff iss very helpful.

Not good for me

5 months ago | Shazia Rahman

After applying the HDFC Bank Platinum Plus Credit Card. Not received the same amount of credit limit which was promised at the time of applying. Overall bad experience.

Good for online use

1 year ago | Prabha M

I had applied for HDFC Bank Platinum Plus Credit Card through online channel. It was a good experience. The credit limit was satisfactory. I am getting lot of offer on the flight bookings. It has free air lounge access.

Good

1 year ago | Anitha Balasubramanian

You will receive 4,500 bonus points for applying through HDFC Bank Platinum Plus Credit Card. To be credited within 90 days of card approval.

Having rewards points option

7 months ago | Sathish Babu K K

This card has the reward points option, which are redeemable for exciting gifts and vouchers. I have this card with me from quite few years still want to continue with this.

Easy to use card

1 year ago | Dharmendra Kumar

You can use the card every where and when ever you want. Bank provides good facilities for its customers. Net banking as well as mobile banking is user friendly and easy to use.