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The FCA’s examination of competition in the asset management industry could result in more direct action against firms, say experts. The FCA today set out the key areas it will focus on in its market study into competition in the asset management industry. The regulator will assess firms on how they compete to deliver value, […]

People with “trivial guarantees” are being forced to take advice by providers worried about falling foul of FCA rules. Advice is required for transfers where guarantees are involved and worth £30,000 or more. In June the Department for Work and Pensions confirmed when benefits include a guaranteed annuity rate the calculation of the value of […]

There have been plenty of bumps in financial markets over the past few months and, even with recent rallies, many portfolios show flat or negative returns since the start of the year. Understandably, investors have started to question whether the core assumptions that have guided their portfolios in the past few years will continue to […]

Last Saturday evening at the annual village bonfire, two local families decide this is a suitable event at which to continue their petty feud and start a punch-up. The following morning at the Remembrance Day service, a young chap unhappy with the temporary road closure decides to rev his engine loudly and drown out a […]

By Fiona Holmes, proposition communications manager When I first took out critical illness cover, I was overwhelmed. It wasn’t just the form filling, it was finding out about the sheer number of illnesses I was covered for. Did it give me peace of mind that I was covered for neuromyelitis optica or systematic lupus erythematosus? […]