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Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 27 August 2017 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Clive opens the show by asking Mike about the key points consumers need to look at when seeking debt advice and what are priority creditors. You can read the full list here In debt? Don't know where to start? Clive then asks should people be making minimum payments on a credit card and what can they do about it if they are.

06.14 Call 1 Sarah in Hackney calling for a friend who was in an Individual Voluntary arrangement (IVA) which was about to be failed, Sarah wanted to know her options.

15.27 Call 2 William in Maidstone was looking for information on his £30,000 credit card and personal loans debt.

21.54 Call 3 Peter in Pitsea has two years remaining on his interest only mortgage and has no means of clearing this.

27.56 Call 4 Tom in Greenwich owes HMRC £2,500 from work five years ago and cannot afford to pay the agreed £200 pcm and wanted to know his options.

35.58 Call 5 Steve in Buckhurst Hill is thinking of putting his car loan on his mortgage and wanted clarification on a county court judgements, CCJs.

39.03 Text from Linda; 'I'm divorcing my husband who has racked up £50,000 on credit cards and £60,000 on a directors loan, am I liable for his debt as I'm very very worried.'

40.28 Text from Reid; 'Should I pay the smallest debts first or the biggest ones or the ones with the highest interest?'

41.11 Email from anonymous; 'Husband self employed, owed over £100,000 from a client for over a year now, living off our savings, now cannot afford the £5,000 month rent and now have arrears, maxed out the credit cards, I'm six months pregnant and about to take a temping job, bills piling up, hubby looking for new job and thinking about declaring bankrupt.'

43.51 Call 6 Paul has a Limited Company which now owes HMRC and VAT around £10,000 and wanted to know his options.

46.26 Clive asks Mike to clarify on how credit card and general unsecured debts can be secured on homes.

Please noteThe advice/information offered in this show is for your guidance only you should seek your own independent and financial opinion.

Where to get 'not for profit and free debt advice'

If you need more information on how to best manage your debts then look at our list of the 'not for profit and free' free debt help / advice agencies, they will not charge you fees for debt options.