I switched to Navy Federal a few years ago and never looked back. I still get to use Redstone ATMs without a fee, their rates are the same or better, and their web infrastructure is miles ahead. (Redstone's frustrated me to no end with their lack of ACH transfers). They're also cozy with DFAS, so if you're government and get paid by them, you usually get your paycheck a couple days early.

The only advantage Redstone had was the physical office, but there really aren't many reason to go any anymore. (Mortgage and Auto loans are all done over e-mail and phone anyway)

Called the number on the T-Mobile recall page. They were not able to offer me a loaner S7E, just a J. Since I have jump on demand I just told them just to jump me to a S7E. They said there would be no extra fees on the jump and are overnighting it to me. I don't know if they are refunding my Note 7, but it'll be easier to call and get that cleared once everything blows over.

Pretty quick and painless.

I would advise not going to a store unless it's just to turn in a phone. They'll whine and complain about the refund/replacement process taking too long and convince you to call the support number on your own.

The earlier games with 16 color EGA and text input movement, probably not. But the later games (Space Quest 4-6; King's Quest 5-7, Gabriel Knight 1, etc) hold up very well and their same formula are replicated all the time in modern "indie" adventure games.

And just to chime in on efficiency, say the PSU is only 75% efficient when it's drawing 50W and 95% efficient when it's drawing 500W.

That might make running only 50W look bad, however, the reality is that the PSU is "burning" 12.5W in the first case, and 25W in the second case. That means double the heat coming out of the PSU at 500W vs 50W. Your PSU would be much happier at 50W.

Efficiency is just a ratio of heat coming out of your PSU / power going to your components, so as the load gets smaller, the efficiency matters less. (Also depends on the size of the system, removing 12.5 W of heat is much harder in a laptop or phone than a desktop with big 120mm fans)