Mortgage Loans

Since 1902, Marathon Bank has been Marathon County’s home loan leaders. Whether you are a first time home buyer, purchasing or building a new home, refinancing an outstanding loan, or consolidating debt, our professional mortgage lenders have options that fit your needs. Come to people you trust to find the right loan for you.

The initial rate for an ARM is often lower than that of a fixed rate mortgage, giving you flexibility to stay within your budget. Our 3, 5 and 7 year adjustable rate mortgages offer a lower rate for a period of time before adjusting every 1 or 3 years depending upon the program you choose. All of our first mortgage loans feature the following benefits:

Various terms designed to work with your budget

Escrow accounts to help pay property taxes and homeowner's insurance

Serviced locally – we are always available to help with any questions or issues that arise

If you prefer the stability of a fixed mortgage rate, we offer a variety of loans with short to long terms, low down-payment options and other features that make home buying more achievable and affordable.

Let the professionals at Marathon Bank build a construction loan program that is just right for you. We can alleviate a lot of stress by providing you with quick, helpful answers to all of your construction loan questions.

Choose from 6, 9 or 12 month, interest-only terms

Marathon Bank may lend up to 80%, if qualified, of the appraised value of the construction project, including the purchase of the lot

Once construction is complete, refinance into a fixed or adjustable rate mortgage

Refinance Your Existing Loan

Use the current value of your home to refinance at a better rate, plan a home improvement project or consolidate your debt.

Rate or term refinances allow you to lower your current rate, payment or term to fit your financial situation

Cash out refinancing allows you to increase your current mortgage to access funds for anything including home improvements, debt consolidation and major purchases without adding a separate payment to your budget

NMLS Registry

The NMLS Consumer Access is a free service for consumers to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state. The unique identifier also allows consumers and the industry to easily track specific originators’ histories and qualifications through NMLS Consumer Access. www.nmlsconsumeraccess.org.