(EMAILWIRE.COM, July 16, 2014 ) Flat Rock, MI – Flat Rock auto insurance provider Frost & Remer discuss the new scheme to change the Michigan auto insurance two system. The proposal by Michigan House Speaker Jase Bolger is a 10% rate reduction on the Personal Injury Protection coverage and will be subjected under a two-year implementation. This new plan also seeks to minimize fraud and offer a low-cost policy for the poor demographic.

During a press conference, Bolder disclosed that while a Michigan auto insurance company is able to provide best coverage, premiums are already strangling families. Household budgets are affected and many drivers are forced to drive uninsured or underinsured. This creates bigger problems.

Frost & Remer (http://insurancebyfrost.com) disclosed that should this new policy be implemented the unlimited Personal Injury Protection will be capped off at $10 Million. This will also force reduced reimbursement rates for car-related injuries. Michigan Catastrophic Claims Association will have the power to combat insurance fraud by meticulously analyzing cases.

Auto insurers, may they be regular or student drivers, will have reduced insurance premiums by at least 10 percent for 2 years. There will be a $25 per policy assessment to fun any health claim tax shortfall. It is no secret that lawmakers have tried to reform Michigan’s auto insurance company system, with Flat Rock auto insurance providers offering more expensive premiums for uninsured drivers.

Bolger says that this is “a cycle that we need to correct,” something that has been created “by legislative inaction.”

The newly proposed $10 Million limit is still double the amount of New York’s limit, which is the second highest coverage after the state’s unlimited plan. New Jersey follows at third with $15,000.

This new plan will not affect existing patients, says Bolger. The representative is optimistic that these claims will be more efficient with the new proposal.

About Frost, Remer, and Mercure Financial Services, Inc.: Established In 1989 as an independent insurance agency serving the states Michigan, Ohio, Colorado, Georgia, Illinois, Minnesota, New York, Pennsylvania and Wisconsin with their primary focus on Southeast Michigan and Northern Ohio.

Their mission is to provide reliable insurance advice, quality service and honest claims advocacy at affordable pricing for individual, business and farm owners insurance needs by placing their clients’ insurance policies with insurance company partners that are well respected within the industry and are financially sound.