Top 5 Plans

To find the right travel insurance plan, you want to know which plans have worked best for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site.

You can filter reviews by selecting categories on the left. To see only reviews by people who filed claims, select the Filed Claim option.

Customers rate our travel insurance plans

(4.58 out of 5)

based on 28,131 ratings and reviews.

98% of customers would recommend these plans to a friend or a relative.

This trip included an expensive 2 week bus trip. With all of the driving, hotel changing, walking, and the fact the trip cost was non-refundable, I wouldn't have gone without insurance. This policy was extremely comprehensive and gave me peace of mind. I'm extremely glad that we had it. Another traveler had an accident resulting in a non-displaced fracture of the fibula and she hobbled on a make-shift walking bandage for 2 weeks because she didn't have travel insurance for either proper care, return home, or reimbursement.

The signup process was easy. I did have one question to which I could not find an answer. When I called, the representative answered my question quickly and efficiently. Thankfully, I did not have to use the insurance overseas, but I would not leave the US without it.

The AXA plan provided higher levels of coverage at about half the cost of the plan offered by the Cruise line. Since we did not need to use the plan we do not know how difficult it would have been to actually collect. Communication with AXA before the trip was excellent and the plan disclosures were easy to read and understand.

First, I choose a plan on the most catastrophic risk: having to be medically transported home. I called one of the companies that provides air ambulance service to ask what a typical trans-Atlantic transport would cost. Secondarily, I looked at some of the more likely losses such as reimbursement for trip delay, baggage loss and baggage delay.

I had my first return flight canceled and had booked my second flight at a separate time. I called Nationwide and they said I would be covered for the cost of any flight changes the airline couldn't resolve. Luckily, the airline payed for my changes. I could have filed for reimbursements from Nationwide because the first flight was 6 hours late, but I forgot to ask for receipts in China, and the $15 I spent in the United States didn't seem worth making a claim.