The service was great except for one glitz when they put a hold on the money I sent and has to go through a check clearing house, which took 4 days to go through and my sister ( my recipient) needed the money right away. I was very upset about it but the manager at Xoom's customer service centre, helped me out and even gave me a coupon for my fee and I was able to send money to my sister right away.

Over all, Xoom has been very good to me and are by far has the cheapest fee, compared to Western Union and Moneygram.