Ok I have no life so I've been sitting around working and a template to help me plan out my Characters in advance. It kind of rough but it serves my needs for now, I might be making changes later. So here it is:

Well it is useful if you want to look ahead for your character to plan for powers and such, sure you can just write it down but a formatted word doc just looks better. Several of my friends and I have used it quite a bit to plan our characters. But thanks for your input, sorry you didn't find it useful.