Chase is one of the banks (Discover being another) that are notorious for giving an auto CLI within the first year of cardmembership. Use the cr@p out of it, pay on time and you should receive a CLI.

I opened mine 11/2010 and received a $3,000 auto CLI in 8/2011. It is different for everybody but I would suggest letting them do an auto CLI first. All cardholder initiated credit line increases will result in another hard inquiry and there is not guarantee that you will approved. I cannot speak for Chase, but most banks require at least 4 to 6 months of usage to approve a CLI.

CC Deville wrote:Chase is one of the banks (Discover being another) that are notorious for giving an auto CLI within the first year of cardmembership. Use the cr@p out of it, pay on time and you should receive a CLI.

Really because I have had my Chase Freedom Card for 1.5 yrs and haven't received a auto-CLI? I am stuck on $800 credit limit which is a joke because I have excellent credit, and pay all my balances on time.

You can always call and ask. Whether your credit versus their criteria leads to a CLI is an entirely different matter and you'd have to call and ask to find out anyway.

jdauria wrote:Really because I have had my Chase Freedom Card for 1.5 yrs and haven't received a auto-CLI? I am stuck on $800 credit limit which is a joke because I have excellent credit, and pay all my balances on time.

Again, depends on credit (i.e. YMMV) so always consider that when reading such broad, sweeping generalizations. If they're not willing to increase your limit then there's something they don't like about your credit even if you think it's excellent.

I've never received a Chase CLI but I know I'm at my internal limit with them. My wife, on the other hand, has received several CLI's from them.

I have had my Freedom card for jsut over a year now. I started with a CL of $5k.

I use this card EVERYDAY for ALL OF MY PURCHASES. Yes, you can say I use the crap out of my card. 6 months into member ship with this card (paying my bill off in full every statement) I called cahse and got a CLI of $3k - new CL of $8k.

As mentioned earlier, I am just over my 1 yr mark and Chase as not given me an auto CLI.... I was thinking of calling them next week to see if I can up my CL...

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