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Best Gas Rewards Credit Cards

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It's always nice to be able to save on a necessary staple like gas. If gas for your daily commute is a significant expense, you might want to look at credit cards that can offer cash back or other rewards for it. Not to mention it can help cut costs for summer road trips.

How to Pick the Best Gas Card

Besides the rewards you get for gas purchases, consider the other benefits of each card. Several of the cards on this list offer excellent rates of cash back for purchases beyond gas, while others do not. This is important if you plan on using this card for more than just fuel purchases. Also, the cards that offer a higher rate of rewards often come with annual fees. You'll have to do the math to decide whether the higher rewards are worth enough to at least pay for the annual fee. (See also: How to Decide if an Annual Fee Credit Card Is Worth it For You)

Our Top Gas Rewards Cards

Here are my top picks for gas rewards credit cards.

Bank of America® Cash Rewards Credit Card

The Bank of America® Cash Rewards Credit Card offers 3% cash back on gas, 2% at grocery stores and wholesale clubs, and 1% for other purchases. (Grocery store, wholesale club, and gas bonus rewards apply to the first $2500 in combined purchases each quarter.) Cardholders get a 10% customer bonus when redeeming cash back into a Bank of America® checking or savings account. There is currently an online-exclusive offer to get $150 cash rewards bonus after spending $500 or more in purchases within the first 90 days of account opening for new cardmembers. There is no annual fee.

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express offers a great 3% cash back at U.S. gas stations. Other rewards include 6% back at U.S. supermarkets (up to $6,000 in purchases per year, then 1% applies). Cash back is received in the form of Reward Dollars that can be redeemed for statement credits, gift cards, and merchandise. This card does have a $95 annual fee, but the extra generous cash rewards can make up for the cost if you spend a lot at the pump each year. It also comes with $200 back after you spend $1,000 in purchases in your first 3 months. Terms apply. See rates and fees.

Costco Anywhere Visa® Card by Citi

The Costco Anywhere Visa® Card by Citi, from our partner Citi, offers one of the highest cash back opportunities for gas, with 4% back on gas purchases at Costco and other gas stations worldwide (on up to $7,000 per year). Plus, you can earn 3% back on restaurant and eligible travel purchases, 2% back on purchases at Costco and online at Costco.com, and 1% back on all other purchases. There is no annual fee with a paid Costco membership.

USAA Cashback Rewards Plus American Express® Card

For military personnel and family members, the USAA Cashback Rewards Plus American Express® Card is another great gas card. It offers 5% cash back on gas and military base purchases each year up to a combined total of $3,000 in purchases. You also get 2% cash back on your first $3,000 on supermarket purchases per year, and 1% cash back on all other purchases. You do need to join USAA before you can apply for this card, but you also get military benefits that aren't offered by other credit cards. There is no annual fee, no penalty interest rate, and no foreign transaction fee.

Discover it® chrome

The Discover it® chrome card awards 2% cash back at gas stations and restaurants up to $1,000 in combined purchases each quarter, and 1% cash back for all other credit card purchases. Plus, as a new cardmember, Discover will match all the cash back you earn in your first year at the end of the year. There is no annual fee or foreign transaction fee. See rates and fees.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

I really like the American Express Blue Card. I use it exclusively for my gas purchases, but have recently debated getting the Costco TrueEarnings card mentioned. I love Costco and go quite often, so it might be more beneficial to me to pay for membership and get the credit card too.

What concerns me lately is that I'm seeing more and more gas stations have two sets of prices. One for cash paying customers and one for credit card/debit card users. I try to only put Chevron gas in my car so it kind of forces me to pay cash or even consider their corporate branded card (they charge the cash price if you use their branded card).

Wow, thanks for the heads up! We have the Costco card but honestly don't even use it anywhere else. From now on, we'll be using that card any time we get gas off base. We use our Military Star Rewards from Chase on base, since it gives 2% cash back on gas purchases on base; those prices are already lower than typical off-base prices.

Chase Freedom (5% on cash two quarters per year the last two years, you can also get a 10% bonus if you have a chase checking account open)
Fort knox visa rewards straight 5% cash back on all gas purchases

Wise Bread is an independent, award-winning, advertising-supported website. Many credit card offers that appear here are from companies from which Wise Bread receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Wise Bread does not include all card offers in the marketplace.

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Advertiser Disclosure: Many of the credit card offers that appear on the website are from credit card companies from which Wise Bread receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertiser disclosure page for more information.