, it occurs to me that you could cross out that part and put your initials there

Won't work. The lenders specifically say that no modifications to the printed contract will be allowed. You take it or leave it --- they won't accept any modifications proposed by you. Period.

"you intend to move to your new property within 30 days".... well yes I do intend to do so, but with my luck I could get fired or demoted the day after signing that 1003 form Of course. You could also be fired the next day such that you would no longer qualify for the loan.The key word is "intend". If push comes to shove, you would have to demonstrate to a judge that you truly intended to move in. The court will look into the surrounding circumstances.

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