Nadya "Octomom" said she needed money to feed her 14 children, and there's nothing wrong with showing off your bod for $10,000.

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Suleman called in to "TMZ Live" and said she made the decision to go half-naked because the shoot was for a women's magazine, not a men's magazine, and she didn't think the spread would be "hyper-sexualized."

Suleman said she needed money to feed her 14 children, and there's ...