Visa Easy Payment Service

How it works

Visa Easy Payment Service gives you and your customers a fast, convenient checkout.

No signatures or PINs

Nearly all card-present transactions under $25 apply.

Eliminates receipt requirement

Cut the paperwork.

No sign-up

Merchants in most MCCs are eligible.

Chargeback protection

Visa’s chip card technology helps protect in-store payments against counterfeit cards by generating a unique, one-time code before the transaction can be approved.

Beginning October 1, 2015, liability for in-store counterfeit fraud will shift to the party – either the issuing financial institution or the merchant - that has not adopted chip technology.

Q + A

Frequently asked questions about Visa Easy Payment Service.

Merchants must belong to one of the eligible Merchant Category Codes (MCCs) to participate (98% of MCCs are eligible).

To qualify, a transaction:

Must be a Visa or Visa Electron transaction

Must take place at a qualified merchant

Must be $25 or under if conducted in a face-to-face environment

Must be $50 or under if conducted in discount stores and supermarkets

Must be authorized by the card issuer

No. Merchants do not need to sign up with Visa to participate in the VEPS program. There is no additional fee.

Changes to the device are not mandatory, but may be beneficial to streamline transactions. Merchants should work with their acquirer to determine if device changes are needed.

Merchants using magnetic stripe, chip, and contactless technologies can all benefit from VEPS. All VEPS qualifying transactions follow normal acceptance procedures. The major difference? No signature is required and receipts are only required by request.