Terms of Use Agreement

This Terms of Use Agreement (this “Agreement”) was last updated on August 20, 2013.

This Agreement, sets forth the terms of use of the Sunshine Insurance Agency (“Agency”) Website and Services. As used herein, “Website” means and includes, but is not limited to, the following Agency websites: http://www.sunshineinsuranceonline.com/ BY USING THE WEBSITE, YOU ARE ACCEPTING THIS TERMS OF USE AGREEMENT AND AGENCY’S PRIVACY POLICY POSTED ELSEWHERE ON THE WEBSITE. If you do not agree to this Agreement, you should immediately cease all usage of the Website. We reserve the right, at any time, to modify, alter, or update the terms and conditions of this Agreement without prior notice. Modifications shall become effective immediately upon being posted at the Website. Your continued use of the Website after amendments are posted constitutes an acknowledgement and acceptance of this Agreement as modified.

Description of Service

Agency is providing Website users (“Users”) with information about the products and services offered by Agency, and information about Agency’s business (collectively, the “Service”). User must provide (1) all equipment necessary for their own Internet connection, and (2) provide for User’s access to the Internet, and (3) pay any fees relate with such connection.

The information and materials in this site are provided for your review in accordance with the notices, terms and conditions set forth herein. These materials are not guaranteed or represented to be complete, correct or up-to-date. You should not act or rely on any information or materials in this site. These materials may be changed from time to time without notice.

Disclaimer of Warranties.

You assume all risk when using the Service.

The Website is provided by Agency on an “as is” and on an “as available” basis. To the fullest extent permitted by applicable law, Agency makes no representations or warranties of any kind, express or implied, regarding the use or the results of the Website in terms of its correctness, accuracy, reliability, or otherwise. Agency shall have no liability for any interruptions in the use of thE Website. Agency disclaims all warranties with regard to the information provided, including the implied warranties of merchantability and fitness for a particular purpose, and non-infringement. AGENCY DOES NOT WARRANT THAT YOUR USE OF THE SERVICES WILL BE SECURE, UNINTERRUPTED, ALWAYS AVAILABLE, ERROR-FREE OR WILL MEET YOUR REQUIREMENTS, OR THAT ANY DEFECTS IN THE SERVICES WILL BE CORRECTED. AGENCY DISCLAIMS LIABILITY FOR, AND NO WARRANTY IS MADE WITH RESPECT TO, THE CONNECTIVITY AND AVAILABILITY OF THE SERVICES. Some jurisdictions do not allow the exclusion of implied warranties; therefore the above-referenced exclusion is inapplicable.

Limitation of Liability

AGENCY SHALL NOT be liable for any damages whatsoever, and in particular AGENCY shall not be liable for any special, indirect, consequential, or incidental damages, or damages for lost profits, loss of revenue, or loss of use, arising out of or related to this web site or the information contained in it, whether such damages arise in contract, negligence, tort, under statute, in equity, at law, or otherwise, even if AGENCY has been advised of the possibility of such damages. SOME JURISDICTIONS DO NOT ALLOW FOR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THEREFORE SOME OF THE ABOVE LIMITATIONS IS INAPPLICABLE.

Notwithstanding anything to the contrary contained herein, Agency's liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to Agency for the Services, but in no event shall Agency’s liability exceed the amount paid during the last twelve (12) months of Services.