1Cover Already Overseas Travel Insurance

A lot of planning and organisation goes into an overseas holiday, but inevitably, you will arrive and realise you’ve forgotten something. Whether that is something integral like your phone charger, or something more easily replaced like when you arrive like thermals, you just hope that whatever it is you’ve left behind can be purchased when you get to your destination.

However, one thing you may not think you can purchase once you’re already on the road is travel insurance. If you put off buying travel insurance before you leave and change your mind about cover once your holiday has begun, it’s not too late to get covered with 1Cover, who offer Already Overseas Travel Insurance if:

You are an Australian resident.

You purchase your policy while you are overseas.

You are on a one way journey which begins overseas and ends in Australia.

Why get 1Cover Already Overseas Travel Insurance?

You don’t have to worry about getting limited cover just because you are starting your policy while you’re already travelling, because 1Cover will start your cover from the time your policy is approved and you have just a seven day waiting period for claims related to illness or injury, such as claims for medical expenses, cancellation or journey disruption costs additional expenses, emergency companion cover or hospital cash allowance.

1Cover does not cover you for certain pre existing medical conditions and it is important to compare exclusions when you are choosing insurance cover.

What does it cover?

While it is of course too late to take out travel insurance once you have been injured while overseas or you are sick and unable to make your travel arrangements, the waiting period is just seven days. Therefore, if you find yourself overseas without any cover, you can still be protected if the worst happens, such as:

Hospital cash allowance:If you then need to stay in hospital for more than 48 consecutive hours while you are overseas, you will receive a $50 cash allowance per day.

Change of travel plans: If you have to change your travel plans because you are unable to travel because of illness or injury, your travel companion suffers an illness or injury, or you need to return home because a relative has died or become ill and in need of hospitalisation, 1Cover can cover you for additional travel and accommodation expenses. They can also make sure that when you are ready and able to resume your journey, after the death or hospitalisation of a relative, that you are covered for the cost of your airfares.

Accidental death and disability: 1Cover will pay a death benefit to your family if you die within 12 months of your journey as the result of an injury which occurred during your travel. Alternatively, if you suffer a permanent disability because of an injury from your travels within 12 months, such as the loss of sight in one or both eyes, or the loss of a hand or a foot, 1Cover will pay a disability benefit. You’ll also receive a loss of income benefit if you become disabled within 30 days of an injury from your trip and you are still unable to work 30 days after your return home.

Theft and loss: It’s easy enough, not to mention traumatic and inconvenient enough, to lose your credit cards at home, so credit card fraud and replacement is an important feature of your 1Cover already overseas travel insurance. 1Cover will cover the cost for replacement cards if your credit card is lost or stolen while you are travelling, as well as the cost of any losses from fraudulent use of your cards. Similarly, 1Cover will replace travel documents, passports or traveller’s cheques which are lost or stolen, as well as cash, bank notes, currency notes, postal orders or money orders. Luggage and personal effects which are lost or stolen will be replaced or reimbursed. Plus, if your luggage is lost or delayed for more than 12 hours, 1Cover will provide a benefit to allow you to purchase essential personal and clothing items.

Cancellations and delays: Even the best laid travel plans can be disrupted by circumstances outside of your control. Therefore, 1cover will pay for any cancellation fees or deposits you lose as the result of cancelling pre paid travel plans because of illness, injury, strikes, collisions, retrenchments or natural disasters. Additional meals and accommodation will be covered by 1Cover if your journey is delayed for more than six hours and additional travel expenses will be covered if you are delayed in travelling to a wedding, funeral, conference, sporting event or for pre paid travel or tour arrangements.

Related Posts

With unlimited medical cover and up to $5,000 luggage cover, 1Cover Annual Multi Trip Travel Insurance is a smart option for the frequent traveller. Learn more about the benefits of this popular policy.

Compare quotes for 1Cover Visitors to Australia Travel Insurance. Find out what is covered under this policy from 1Cover for non-Australian residents who are visiting Australia, and apply securely online.

Travelling oversees is an exciting and fun endeavour but can often impose many risks on travellers. 1Cover Overseas Travel Insurance offers protection against unexpected financial burdens that may arise overseas. Compare 1Cover benefits, conditions and exclusions online.

1Cover Domestic Travel Insurance offers cover to give you peace of mind when travelling anywhere within Australia. The policy comprehensively covers cancellation fees, family emergencies that may arise during travel and any disruptions to your journey, plus more. Read more about the policy to find out if it's right for you.

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6 Responses

W.April 1, 2015

I am currently in Canada.
I fly to London and Amsterdam on 19th April, then to Switzerland on 27th April.
I am covered with travel insurance until 26th April.
How much would it cost for three months insurance from 26 April to 25 July?

Thanks for your question. Unfortunately, finder.com.au is a comparison service and not an insurer. You may be able to contact your current provider and extend your policy. Please have a look at our One-way Travel Insurance page for a list of the insurers in our panel that provide this service.

Hi
I would like to purchase comprehensive travel insurance and I am currently overseas. the policy to start immediately from my location in Papua New Guinea and cover me from PNG to fly to Australia (2nd April) to then fly to Chile (3rd April) and then back to Australia (13 April) to PNG (17 april and then Back to Australia the 15th may.

Thanks for your question. Unfortunately, finder.com.au is a comparison service and not an insurer. Please have a look at our One Way Travel Insurance page for a list of the providers in our panel that offer this service.

I am getting married in Hawaii and need to insure our ending rings for $5000 and dress in addition if possible.
I need insurance that also pays any hospitals upfront – as US medical costs are ridiculous!

Disclaimer - Hive Empire Pty Ltd (trading as finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on financial products as a Corporate Authorised Representative (432664) of Advice Evolution Pty Ltd AFSL 342880. Please refer to our FSG - Financial Products. We also provide general advice on credit products under our own Credit Licence ACL 385509. Please refer to our Credit Guide for more information. We can also provide you with general advice and factual information on about a range of other products, services and providers. We are also a Corporate Authorised Representative of Countrywide Tolstrup Financial Services Group Pty Ltd. ABN 51 586 953 292 AFSL 244436 for the provision of general insurance products. Please refer to our FSG - General Insurance. We hope that the information and general advice we can provide will help you make a more informed decision. We are not owned by any Bank or Insurer and we are not a product issuer or a credit provider. Although we cover a wide range of products, providers and services we don't cover every product, provider or service available in the market so there may be other options available to you. We also don't recommend specific products, services or providers. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. If you are unsure you should get independent advice before you apply for any product or commit to any plan. (c) 2018.

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