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For complete loan program details please speak with a mortgage specialist. All programs, rates, terms, and conditions are subject to change without notice. This is not a commitment to lend. All loans are subject to credit and collateral approval. Some products may not be available in all states. All loans are offered through Maryland Mutual Mortgage a division of Florida Capital Bank* Free Appraisal Credit offer is only valid on closed loans only. Appraisal fee is refunded at closing. This offer has a maximum value of $525 and can’t be issued in the form of cash. This offer applies to new applications received after 10/1/2018.