Government and Industry Resources

Demotech, Inc.Demotech, Inc. is an independent financial analysis and actuarial services firm that provides Financial Stability Ratings® (FSRs) for the Title and Property and Casualty insurance industries.

Insure U: Get Smart About Insurance
The National Association of Insurance Commissioners (NAIC) presents Insure U: Get Smart About Insurance. This site provides consumer insurance information for those considering or buying insurance.

Lieutenant Governor's Office on Aging
The Office on Aging addresses issues such as aging benefits, Alzheimer's resources, Medicare drugs assistance, reporting Long Term Care abuse, Medicaid application for long term care assistance.

Moody's Rating CompanyMoody's Rating Company, the holding company for Moody's Investors Service, performs financial research and analysis on commercial and government entities. The company also ranks the credit-worthiness of borrowers using a standardized ratings scale.

National Association of Insurance Commissioners
The National Association of Insurance Commissioners (NAIC) is the organization of insurance regulators from the 50 states, the District of Columbia and the five U.S. territories. The NAIC provides a forum for the development of uniform policy when uniformity is appropriate.

Partnership for Prescription Assistance
The Partnership for Prescription Assistance brings together America’s pharmaceutical companies, doctors, other health care providers, patient advocacy organizations and community groups to help qualifying patients who lack prescription coverage get the medicines they need through the public or private program that’s right for them.

Legal Opinions
Written explanations, or Opinions, by a judge that accompany his or her ruling in a case, laying out the rationale and legal principles that led to the ruling.

SC Department of Social Services
The SC Department of Social Services ensures the safety and health of children and adults who cannot protect themselves, and assists those in need of food assistance and temporary financial assistance while transitioning into employment.

SC Insurance News Service
The SC Insurance News Service is a non-profit, non-lobbying organization which provides property and casualty insurance information to consumers and the media.

SC Life and Accident and Health Insurance Guaranty Association
The SC Life and Accident and Health Guaranty Association, a special creation of state law, is required to protect the policy holders of an insolvent insurance company. The guaranty association cooperates with the director and the deputy receiver in determining whether the company can be rehabilitated or whether policies should be transferred to other insurance companies and the failed company liquidated.

SC Property and Casualty Insurance Guaranty Association
The SC Property and Casualty Insurance Guaranty Association, a special creation of state law, is required to protect policyholders of an insolvent insurance company. The guaranty association cooperates with the commissioner and the deputy receiver in determining whether the company can be rehabilitated or whether policies should be transferred to other insurance companies and the failed company liquidated.

SC State Agency Spending Transparency
The SC State Agency Spending Transparency is a searchable website, accessible at no cost to the public, that provides information regarding the expenditures of State funds.

SC Wind and Hail Joint Underwriting Association
The SC Wind and Hail Joint Underwriting Association (SCWHUA) is the residual property insurance market in South Carolina. It provides coverage for the perils of wind and hail in the coastal areas of the state designated by the Legislature as "Beach.

US Department of Homeland Security - FEMA
On March 1, 2003, the Federal Emergency Management Agency (FEMA) became part of the U.S. Department of Homeland Security (DHS). The primary mission of the Federal Emergency Management Agency is to reduce the loss of life and property and protect the Nation from all hazards, including natural disasters, acts of terrorism, and other man-made disasters; and, by leading and supporting the Nation in a risk-based, comprehensive emergency management system of preparedness, protection, response, recovery, and mitigation.

US Department of Health and Human Services - Medicare & Medicaid Services
CMS is the Centers for Medicare and Medicaid Services. Formerly known as the Health Care Financing Administration (HCFA), it is the federal agency responsible for administering the Medicare, Medicaid, SCHIP (State Children's Health Insurance), HIPAA (Health Insurance Portability and Accountability Act), CLIA (Clinical Laboratory Improvement Amendments), and several other health-related programs.