Debt Free Living Centre:

Quick and simple tips to make your money go further

In one word: Nicely. People hate bill collectors, I mean nobody ever wants to talk to them. Why would you? They have a nasty reputation and all they want is money you probably don’t have to give them, right? Maybe. Let me flip it around for a minute. I did their job a long time…

Tis the season to dawn facial hair. Yey, its Movember. Movember you ask? Mo stands for moustache and, of course, we are in the month of November. Movember challenges men everywhere to change their appearance and grow a moustache in support of prostate cancer. The moustache becomes the means by which awareness and funds are…

I need to take a moment and be a little mean here. I’m not talking about “bully” mean, but the kind of mean where you just need to call stuff as it is. I’m talking about sitting you down as your old man would and having an honest discussion about the facts of life, it’s…

A Debt Settlement Plan is an excellent financial option if you find yourself struggling to pay your bills, but are still solvent. In other words, you have more assets than liabilities and are able to pay your debts on time. If you choose to proceed with a debt settlement plan, the best choice is to…

Too many people drowning in a sea of debt focus on what their credit looks like; it’s like a deer caught in the headlights. People are frozen with fear and usually choose to do nothing. Guess what, if you are in so much debt you are unable to dig yourself out you need to figure…

Earlier this year the government made some changes to the disclosures credit card companies need to make on the statements you get in the mail every month. The changes force creditors to talk about how long it will take you to get out of debt just by making the minimum monthly payments. Something they have…

Is Deanna Natale Law Offices a scam or the real thing? The big question Canadian’s have is am I going to be sued? The amount of questions we get from people looking for answers about Natale Law Offices is unreal; they are a boutique law firm that advocates for collection agencies and as such they have a huge reach and…

There are literally hundreds of articles on the Internet that talk about how easy it is to settle your debt for pennies on the dollar. The truth is pretty much anything can be done yourself if you have enough know how, time and resources. To be successful at something as tough as debt settlement you…

I feel a little silly writing this blog post, but I couldn’t help but to parallel my recent 4 day Algonquin Park adventure to what people experience when they go through our credit card debt relief program. When you are paddling a canoe in Algonquin Park, you usually have lots of time with your thoughts as you slip…

We were sceptical at first, but Total Debt Freedom soon delivered as promised. Four out of five debts are now gone and we feel like we have been making real progress to our debt freedom date and given some real solid advice.

Al & JulieLondon, ON

After being absent for years, a smile has finally returned to our faces. Thank-you, you are so wonderful. We are so pleased that we are debt free and can resume our life again.

Jennifer & SeanOttawa, ON

Thanks for your hard work, it only took me 4 weeks to be debt free and the results were incredible. The creditors stopped calling almost immediately and I saved over $54,000. I sleep much better at night now.

DougToronto, On

It feels great knowing that I can finally go to the mailbox and actually enjoy picking up the mail not having to worry about threatening letters. I can even start answering my phone again knowing it won’t be someone on the other end asking me for money. I will always recommend TDF to anyone who is going through financial struggles.

Total Debt Freedom was founded in 2004 and is fully licensed and bonded. We are a next-generation debt relief company, with the goal of being recognized in Canada as a top provider of consumer credit card debt relief.

Individual results will vary. Total Debt Freedom Inc. does not assume or pay any debt, nor does it provide legal advice or offer credit repair. If you need legal advice, you must consult with a licensed attorney. Individual results are highly dependant on successful completion of program and your ability to save funds. Settlement estimates of 40 - 60% are examples of past performance and are not intended to be a guarantee of future settlement results. Results will vary based on individual circumstances. Please read and understand all contract terms prior to enrolment.