Lincoln Financial Group – Weekly Challenge – Win a grand prize of a trip for 2 to attend the Philadelphia Eagles home game OR other Instant Win Prizes

Lincoln Financial Group Weekly Challenge Promotion Official Rules

NO PURCHASE NECESSARY TO ENTER, PLAY, OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE RESTRICTED OR PROHIBITED BY LAW.

ELIGIBILITY: To be eligible to enter or win the Lincoln Financial Group Weekly Challenge Promotion (the “Promotion”), participant (“Entrant”) must be an individual 18 years of age or older (you must be 19 years of age or older if you reside in Alabama or Nebraska, or 21 years of age or older if you reside in Mississippi), who is a legal resident of the 50 United States (including the District of Columbia) at time of entry and prize distribution. Void in Puerto Rico and all U.S. Territories and where prohibited by law. Employees of The Lincoln National Life Insurance Co. and its affiliates, also known as Lincoln Financial Group, (“Sponsor”), GMR Marketing LLC (“GMR”), Philadelphia Eagles, LLC, the National Football League, its member professional football clubs, NFL Ventures, Inc., NFL Ventures, L.P., NFL Properties LLC and each of their respective subsidiaries, affiliates, shareholders, officers, directors, agents, representatives and their employees (collectively, the “NFL Entities”), and each of their respective agencies, parent companies, subsidiaries, affiliates, promotional partners, sales representatives, and promotion and other vendor agencies involved in this Promotion and the immediate family (defined for the purposes of this Promotion as parents, spouses, siblings, children) and household members of all such employees, are NOT eligible to participate in the Promotion and/or win a prize. Promotion is subject to all federal, state, and local laws and regulations.

ENTRY TIMING: The Promotion consists of the Lincoln Financial Group Weekly Challenge Instant-Win Game (“Instant-Win Game”) and the Lincoln Financial Group Weekly Challenge Sweepstakes (“Sweepstakes”).

Instant-Win Entry Period: To be eligible to play the Instant-Win Game, enter between 12:01 a.m. Eastern Time (“ET”) on August 7, 2017 and 11:59 p.m. ET on December 31, 2017 (“Instant-Win Entry Period”). There are twenty-one (21) eligible Instant-Win Entry Periods. Each Instant-Win Game Entry Period is a separate Instant-Win Game. See Entry Periods section below for timing.

Sweepstakes Entry Period: To be eligible for the Sweepstakes, enter between 12:01 a.m. ET on August 7, 2017 and 11:59 p.m. ET on November 26, 2017 (“Sweepstakes Entry Period”). There are sixteen (16) eligible Entry Periods for the Sweepstakes. See Entry Periods section below for timing.

HOW TO PLAY AND ENTER: To play and enter, Entrant must: (1) visit www.virtuallinc.com; (2) log in to your Twitter or Facebook Account and agree to authorize Sponsor to access your profile information (from your Twitter or Facebook account); (3) confirm your e-mail address and click submit (4) navigate to the “Weekly Challenge” tab; (5) respond to the multiple choice Eagles trivia question; (6) respond to the multiple choice financial trivia question; and (7) participate in the Instant-Win game to determine if you are an Instant-Winner. By completing the trivia questions and participating in the Instant Win Game, you earn one (1) Entry into the Sweepstakes during the designated Sweepstakes Entry Periods only (each an “Entry). If you have won an Instant-Win Prize, you will receive the message “CONGRATULATIONS, YOU’RE A WINNER!” If you did not win an Instant Win Prize, you will receive the message “THANKS FOR PARTICIPATING”. Correct and incorrect answers to the trivia question will not affect eligibility to participate in or have a chance to win the Sweepstakes or Instant Win Game. LIMIT ONE (1) ENTRY PER PERSON PER ENTRY PERIOD PER TWITTER OR FACEBOOK ACCOUNT (REGARDLESS OF WHETHER MORE THAN ONE PERSON USES THE SAME TWITTER OR FACEBOOK ACCOUNT). ONCE THE SWEEPSTAKES ENTRY PERIOD IS CLOSED, ENTRY WILL BE FOR INSTANT-WIN ONLY. You must have a valid Twitter or Facebook account and agree to the Twitter or Facebook Terms of Use and the Twitter or Facebook Privacy Policy in order to be eligible to enter. Registration on Twitter or Facebook must be completed before an entry may be submitted. Twitter and Facebook membership is free. Any attempt by any person to submit more than the stated number of entries by using multiple/different accounts or any other methods will void that person’s entry and that person will be disqualified. Automated entries (including but not limited to any entries submitted using any robot, script, macro or other automated service) are not permitted and will be disqualified. Entries received after the close of the applicable Entry Period will not be valid.

ENTRY PERIODS:

Entry Period 1: Open for entry between 12:01 a.m. ET on 8/7/17 and 11:59 p.m. ET on 8/13/17.
Entry Period 2: Open for entry between 12:01 a.m. ET on 8/14/17 and 11:59 p.m. ET on 8/20/17.
Entry Period 3: Open for entry between 12:01 a.m. ET on 8/21/17 and 11:59 p.m. ET on 8/27/17.
Entry Period 4: Open for entry between 12:01 a.m. ET on 8/28/17 and 11:59 p.m. ET on 9/3/17.
Entry Period 5: Open for entry between 12:01 a.m. ET on 9/4/17 and 11:59 p.m. ET on 9/10/17.
Entry Period 6: Open for entry between 12:01 a.m. ET on 9/11/17 and 11:59 p.m. ET on 9/17/17.
Entry Period 7: Open for entry between 12:01 a.m. ET on 9/18/17 and 11:59 p.m. ET on 9/24/17.
Entry Period 8: Open for entry between 12:01 a.m. ET on 9/25/17 and 11:59 p.m. ET on 10/1/17.
Entry Period 9: Open for entry between 12:01 a.m. ET on 10/2/17 and 11:59 p.m. ET on 10/8/17.
Entry Period 10: Open for entry between 12:01 a.m. ET on 10/9/17 and 11:59 p.m. ET on 10/15/17.
Entry Period11: Open for entry between 12:01 a.m. ET on 10/16/17 and 11:59 p.m. ET on 10/22/17.
Entry Period12: Open for entry between 12:01 a.m. ET on 10/23/17 and 11:59 p.m. ET on 10/29/17.
Entry Period 13: Open for entry between 12:01 a.m. ET on 10/30/17 and 11:59 p.m. ET on 11/5/17.
Entry Period 14: Open for entry between 12:01 a.m. ET on 11/6/17 and 11:59 p.m. ET on 11/12/17.
Entry Period15: Open for entry between 12:01 a.m. ET on 11/13/17 and 11:59 p.m. ET on 11/19/17.
Entry Period16: Open for entry between 12:01 a.m. ET on 11/20/17 and 11:59 p.m. ET on 11/26/17.
Entry Period 17: Open for entry between 12:01 a.m. ET on 11/27/17 and 11:59 p.m. ET on 12/3/17.
Entry Period 18: Open for entry between 12:01 a.m. ET on 12/4/17 and 11:59 p.m. ET on 12/10/17.
Entry Period 19: Open for entry between 12:01 a.m. ET on 12/11/17 and 11:59 p.m. ET on 12/17/17.
Entry Period 20: Open for entry between 12:01 a.m. ET on 12/18/17 and 11:59 p.m. ET on 12/24/17.
Entry Period 21: Open for entry between 12:01 a.m. ET on 12/25/17 and 11:59 p.m. ET on 12/31/17.

TO CLAIM AN INSTANT-WIN PRIZE: To claim an Instant-Win Prize, immediately after receiving a winning message, entrant will be contacted via e-mail to the e-mail address provided during Entry. ALL PRIZE CLAIMS SUBJECT TO VERIFICATION BY AN INDEPENDENT JUDGING AGENCY, WHOSE DECISIONS ARE FINAL AND BINDING IN ALL MATTERS RELATING TO THIS PROMOTION.

INSTANT-WIN PRIZES AND APPROXIMATE RETAIL VALUE (“ARV”): Odds of winning depend on the time of play and number of eligible Entries received. Limit two (2) Instant-Win Prizes per person per Twitter or Facebook Account during the Promotion.

One hundred and sixty-five (165) Instant-Win Prizes for Entry Periods 1, 3, 5, 7, 9, 11, 13, 15, 17, 19, and 21 (Fifteen (15) Instant-Win Prizes per Entry Period): Each consists of two (2) Philadelphia Eagles T-shirts (Style and size to be selected at the sole discretion of the Sponsor). The ARV is $15 each.

One hundred and fifty (150) Instant-Win Prizes for Entry Periods 2, 4, 6, 8, 10, 12, 14, 16, 18, and 20 (Fifteen (15) Instant-Win Prizes per Entry Period): Each consists of one (1) Philadelphia Eagles Hat (Style and size to be selected at the sole discretion of the Sponsor). The ARV is $20 each.

SWEEPSTAKES GRAND PRIZE WINNER SELECTION/NOTIFICATION: On or about November 27, 2017, one (1) potential Grand Prize winner will be selected at random by GMR from among all eligible Entries received by 11:59 PM ET on November 26, 2017. The potential Grand Prize winner will be notified by GMR on or about November 28, 2017 via e-mail with instructions explaining how to claim the prize. The potential winner must respond via e-mail within forty-eight (48) hours of attempted notification and provide his/her first name, last name, address (No P.O. Boxes accepted), city, state, zip code, date of birth, and daytime phone number to claim the prize. . If any notification is returned as undeliverable, if the potential Grand Prize winner declines the prize or does not respond within forty-eight (48) hours of attempted notification with the required information, or if the designated potential winner is deemed ineligible for any reason, the prize will be forfeited in its entirety and a potential alternate winner will be selected from the remaining eligible entries submitted by 11:59 PM ET on November 26, 2017, time permitting and in the sole discretion of Sponsor. The process will be repeated as needed until a qualified Grand Prize winner is identified, time and circumstances permitting and in the sole discretion of Sponsor. The Grand Prize winner must complete, sign, and return an Affidavit of Eligibility, Mutually-Acceptable Liability Release and Publicity Release, and the appropriate tax documents (the “Documents”) within five (5) calendar days of delivery of the Documents, or the prize will be forfeited in its entirety. The Grand Prize winner must designate one (1) guest within five (5) calendar days of receipt of the Documents. The guest must be 18 years of age or older. In addition, at the same time as the Grand Prize winner completes his/her Documents, the guest must sign and return an Affidavit of Eligibility, Mutually-Acceptable Liability Release, and Publicity Release.

SWEEPSTAKES GRAND PRIZE AND ARV: Odds of winning depend on the number of eligible Entries received during the Sweepstakes Entry Period.

One (1) Sweepstakes Grand Prize: Trip for winner and one (1) guest to attend the Philadelphia Eagles home game scheduled to occur at Lincoln Financial Field in Philadelphia, Pennsylvania on December 31, 2017. The Grand Prize includes: roundtrip coach class airfare for winner and one (1) guest, two (2) nights’ hotel accommodations (hotel to be determined at the sole discretion of the Sponsor, in one (1) double-occupancy room, excluding room service, meals, and other incidentals); two (2) tickets to the Philadelphia Eagles home game scheduled to occur on December 31, 2017 (Philadelphia Eagles football game tickets are only for the designated game at Lincoln Financial Field and only during the regular season. Time and location of game is determined by the NFL Entities and may be subject to change), ground transportation between the hotel and the Philadelphia Eagles game; and $500 spending money awarded in the form of a corporate check for the winner only. The ARV of the Sweepstakes Grand Prize is $4,275.

Airline carrier’s regulations and conditions apply. Trip may not be combined with any other offer, and travel may not qualify for frequent flyer miles. Grand Prize winner and his/her guest must travel together on the same itinerary. Grand Prize winner and his/her guest must possess any necessary valid travel documents (i.e., valid government-issued photo ID) in order to travel. Dates of departure and return are subject to change. Seat selection and timing of trip subject to availability and confirmation of reservations, and any change incurred while booking travel is winner’s sole responsibility. No refunds or credit for changes are allowed. All other expenses and costs, not expressly listed above, including, but not limited to, federal, state, and local taxes, tips, entertainment, transfers, and transportation to and from Grand Prize winner’s home residence are the Grand Prize winner’s sole responsibility.

These are estimated values only. The actual value of the Grand Prize is expected to vary, based on the point of origination, airfare fluctuations, and hotel pricing. If the actual value of the travel portion of prize is less than stated, difference will not be awarded in cash, and no such claim will be honored. If the Grand Prize winner resides within two hundred (200) miles of Philadelphia, Pennsylvania, alternate travel arrangements may be made by the Sponsor, and the value of the Grand Prize will be adjusted accordingly.

The Grand Prize winner and guest must travel on December 30, 2017 – January 1, 2018,or any other dates reasonably specified by the Sponsor, or prize will be forfeited and an alternate winner selected time permitting. Travel route, hotel accommodations, activities, and all elements of the prize will be arranged by the Sponsor, in its sole discretion.

All federal, state, and local taxes and any other costs and fees associated with prize acceptance and use are the sole responsibility of the winner. The Grand Prize winner will receive an IRS Form W-9 and a Form 1099 from Sponsor reflecting the final actual value of the Grand Prize. Prizes are nontransferable, and no substitutions or cash equivalents are allowed, except in Sponsor’s sole discretion. Sponsor reserves the right to substitute prize of comparable or greater value, at its sole discretion. Odds of winning depend on the number and timing of eligible entries received.

SPONSOR (INCLUDING ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES AND AFFILIATES) EXPRESSLY DISCLAIMS ANY AND ALL RESPONSIBILITY AND LIABILITY ARISING FROM USE OR REDEMPTION OF ANY PRIZE AWARDED IN CONNECTION WITH THE PROMOTION.

ONLINE REGISTRATION: This Promotion is intended for viewing in the United States only and shall be construed and evaluated only according to U.S. law. Do not enter this Promotion if you are not located in and a resident of the United States of America. The use of any automated devices in connection with this Promotion is prohibited. If for any reason, the computerized entry portion of the Promotion is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other cause beyond the control of Sponsor and/or its affiliates which corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Promotion, Sponsor reserves the right at its sole discretion to disqualify any individual who tampers with the entry process and to cancel, terminate, modify, or suspend the Promotion. Neither Sponsor nor its affiliates assumes any responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries, including any error that may result in an erroneous appearance of qualification for a prize. Neither Sponsor nor its affiliates is responsible for any problem or technical malfunction of any computer equipment or software that results in loss of entry. WARNING: ANY ATTEMPT BY ANY PERSON TO DELIBERATELY DAMAGE ANY COMPUTERIZED SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH ATTEMPT BE MADE, SPONSOR AND ITS AFFILIATES RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

BY PARTICIPATING, Entrant agrees to accept and abide by the Official Rules of this Promotion. All decisions by Sponsor and GMR regarding this Promotion are final. By participating, Entrant agrees to release and hold harmless Sponsor, GMR, Philadelphia Eagles, the National Football League, its member professional football clubs, NFL Entities, Lincoln Financial Field, Twitter, Facebook and their respective parent companies, affiliates, promotional partners, subsidiaries, service agencies, independent contractors, and the officers, directors, employees, agents and representatives of the above organizations from any and all liability, injury, loss or damage to person, including death or property, due in-whole or in-part, directly or indirectly, to the acceptance or use/misuse of a prize, participation in any Promotion-related activity or participation in the Promotion. Sponsor is not responsible for any typographical or other error in the printing of this offer, administration of the Promotion or in the announcement of prizes. By entering, Entrant agrees to be contacted by the Sponsor or GMR via Twitter, mail, or phone for purposes of Promotion administration. In the event Sponsor is prevented from continuing with this Promotion, or the integrity and/or feasibility of the Promotion is undermined by any event including, but not limited to fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, war (declared or undeclared), terrorist threat or activity, or any federal, state or local government law, order or regulation, order of any court or jurisdiction, or by other cause not reasonably within the Sponsor’s control (each a “Force Majeure” event or occurrence), Sponsor shall have the right, in its sole discretion, to abbreviate, modify, suspend, cancel or terminate the Promotion without further obligation. If Sponsor, in its sole discretion, elects to abbreviate the Promotion as a result of a Force Majeure event, Sponsor reserves the right, but shall have no obligation, to award the prize from among all valid and eligible entries received up to the time of such Force Majeure event. All entries are the property of Sponsor and will not be returned.

PUBLICITY RELEASE: As a condition of entry into the Promotion, and except where prohibited, participation in this Promotion and acceptance of a prize constitutes Entrant’s consent that their name, likeness, voice, and/or biographical data may be used by Sponsor and its designees in any medium now or hereafter devised worldwide in perpetuity for advertising and promotional purposes without limitation and without additional review, notice, compensation, or consent.

LIMITATIONS OF LIABILITY: IN NO EVENT WILL SPONSOR, GMR, LINCOLN FINANCIAL FIELD, PHILADELPHIA EAGLES, LLC, THE NFL, ITS MEMBER PROFESSIONAL FOOTBALL CLUBS, NFL VENTURES, INC., NFL VENTURES, L.P., NFL PROPERTIES LLC, NFL ENTERPRISES LLC AND EACH OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES, AFFILIATES AND AGENTS, BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THESE LIMITATIONS OR EXCLUSIONS.

DISPUTES: As a condition of participating in this Promotion, Entrant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Promotion, shall be resolved individually, without resort to any form of class action, exclusively, before a court located in the State of Indiana having competent jurisdiction, which Court shall apply the laws of the State of Indiana without regard for doctrines of conflict of law. Further, in any such dispute, under no circumstances will Entrant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental or consequential damages, or any other damages, including attorneys’ fees, other than Entrant’s actual out-of-pocket expenses (i.e., costs associated with entering this Promotion), and Entrant further waives all rights to have damages multiplied or increased.