Cook macaroni and make sauce as follows: Melt margarine and add flour mixed well with milk and seasonings. Cook over moderate heat, stirring constantly. After it is thickened, add shredded cheese and cream cheese and blend well. Gently add macaroni, peppers and chives. Put into 2 casseroles. Divide crumbs and place on top of each casserole. Drizzle with margarine. Bake at 350 degrees for 35 to 45 minutes.

Note: One casserole can be frozen for a busy day. Add a salad and a green vegetable and you have a complete meal. "I would suggest a low-calorie vegetable like broccoli," she advised.