$175, even ayear later (even with possible waiver) is a steep fee
Opening CC with a good CL is generally not detrimental to your credit rating
However, if you open and close it in order to avoid recurring charges, it will hit your credit history, and $175 might be steep for some users

Quote
from animesh42001
:

I've been checking this site occasionally to see what new credit card offers show up.

Denied, Called recon line, got one guy saying he cant do much but put the application through another review that could result in second hard pull.

I called again and the guy says on its not denied but will take 3-5 days for a decision. with Amex is there a real recon line? since every guy I talk to says its not an instant decision mechanism like chase does.

$175, even ayear later (even with possible waiver) is a steep fee
Opening CC with a good CL is generally not detrimental to your credit rating
However, if you open and close it in order to avoid recurring charges, it will hit your credit history, and $175 might be steep for some users

Everybody is getting this card for the bonus and then canceling after a year. Aside from the credit inquiry, the effect on your score of doing this is minimal.

It is definitely a soft pull
Also, this is not the first post, people have been re-posting about this website for while on SD
Main point: do not use your SSN, just use other details and leave SSN empty

This Thread is more than 629 days old. It is very likely that it does not need any further discussion and thus bumping it serves no purpose.If you still feel it is necessary to make a new reply you may do so.
I am aware that this Thread is rather old but I still want to make a reply.

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