Mortgage Meltdown?When listening to the news you might think that no one can get a loan these days. This is far from true. Hindsight has given us a clear picture of the kinds of loans that shouldn't be offered again. But the loans that have performed more consistently are still abundantly availa...

I read a very interesting article the other day on the Home values nationally. Yes it is true that the home prices are down but there are a few factors we need to look at. The hardest-hit markets drag down the average depreciation. Mid to high priced homes were more inflated than entry level ...

That is the only word that I can think of to describe what I am hearing. I am not sure why so many people that say that the mortgageworld is their profession are so down. Yes I understand that things are changing, welcome to the world, we have to learn to adapt. What I really don't understand ...

Hello to all in AR, this is a bill which is being voted on next week. Although a lot of you are not mortgage brokers it does affect you also. This bill is trying to make YSP illegal, although banks and credit unions can still get away with it. This will hurt many buyers who can not get a loan ...

Check out our site!!!! http://www.asapmtg.net/Win$1000 You can sign up for a drawing every month for $1,000!!!! No catch No obligation!! I'm sure everyone could use a free $1,000!!!! I must say its nice giving something away, of course you always hope for something in return, which I may say do...

Hello to all my fellow industry professionals. It is amazing to me to hear how everyone says times are so different. Although I would say that many things are chaning, I believe its our industry correcting itself. For those that have been doing this since the late 80's or early 90's you know w...

During the next year or so that we all get to enjoy this restful industry-wide slow-down, I think it would be a great idea to work on re-building our industry from the inside; actually it's long overdue! Lawmakers in many States and on the Federal side, daily are creating new duties, requirements...

Hello once again AR members. How can you tell who is just words on here or those that are really something. As a teacher once said to me, words with no results are just WORDS, words with action is SUCCESS!!! I have been reading what a lot of others on here have been writing, kinda weird, there...

Hello once again AR members. What do others think of Banner Ads? Have they been helpful? Please take a look at mine, if you have any ideas or suggestions please let me know, thanks!!!!! Does anyone have these and have you been using them? I would love to hear from you either of your Banners a...

How many times have you told your clients what they shouldn't do during the process of buying a Home? Yes it can also happen during a REFI. Some clients don't listen or just don't believe how some things can ruin the process! *Buying a New Car*Buying New Appliances for the House they haven't c...

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