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Insurance Adjuster In California

Trinity Insurance Services ( http://trinityclaims.com ) is an Insurance Adjuster company In California and third party administrator with expert level experience in workers compensation claims management.

2.
Authorizing Act:
Section 14021 of the California Insurance Code reads, in part:
An insurance adjuster is a person other than a private
investigator who, for any consideration whatsoever, engages in
the business of making an investigation for the purpose of
obtaining information in the course of adjusting or participating
in the disposal of any claim in connection with a policy of
insurance or engages in soliciting insurance adjustment
business.
Source: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200requirements/insurance-adjuster.cfm
www.trinityclaims.com

3.
» Qualifications: The person in charge of the business (owner,
partner, officer, or an employed manager) must meet the
following requirements:
» Minimum Age: 18 years
» Residency: Pursuant to Section 14029(a) of the California
Insurance Code, the business of each licensee must be
operated under the active direction, control, charge, or
management of the licensee, if the licensee is qualified, or the
person who has qualified to act as the licensee's manager, if
the licensee is not qualified. Although the qualified manager is
not required to be a resident of California, they must meet the
oversight requirements pursuant to section 14029(a) stated
above.
Source: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200requirements/insurance-adjuster.cfm
www.trinityclaims.com

4.
» Entity Types: Individual and Business Entity.
» Prelicensing Experience/Education: Must have two years
certified experience in insurance adjusting field. 2,000 hours of
compensated time in the adjusting field is equal to one year of
experience.
» Continuing Education: Section 14090.1 of the California
Insurance Code (CIC) was amended to establish a CE
requirement of 24 hours, including 3 hours of ethics during
each two year license term for a California resident
independent insurance adjusters.
Source: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200requirements/insurance-adjuster.cfm
www.trinityclaims.com

5.
Filing Requirements:
Application:
» Individual - Application for individual Adjuster license, form
LIC 041-A.
» Business Entity - Application for Adjuster Business Entity
License, form LIC 042-A.
» Bond: A Bond of Insurance Adjuster, form LIC 31A-14, in the
penal sum of $2,000 executed by a California admitted
surety, and signed by the principal. If the applicant is a
business entity, the business entity must be named as
principal.
Source: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200requirements/insurance-adjuster.cfm
www.trinityclaims.com

6.
» Branch Office Certificate: If the applicant intends to conduct
business from any location in California other than the
principal place of business, a Branch Office Certificate must
be obtained by submitting an Application for Branch Office
Certificate, form LIC 31A-13, and fee.
Fingerprint Impressions: Fingerprint impressions are
required for unlicensed applicants. If an examination is
required, fingerprint impressions may be taken at the
California examination sites.
Additional Documents: The Insurance Commissioner may
require such other documents as will aid in determining
whether the applicant meets the qualifications for a license.
Source: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200requirements/insurance-adjuster.cfm
www.trinityclaims.com

7.
Examination:
The person in charge of the business (qualified manager)
must pass a qualifying license examination administered by
the Department.
Note: Sections 14091 and 14094 of the CIC were amended to
reduce the grace period during which an expired
independent insurance adjuster license or branch certificate
may be renewed from five years to one year.
Source: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200requirements/insurance-adjuster.cfm
www.trinityclaims.com

8.
License Term:
Insurance Adjuster licenses are issued for two year terms.
Specifically, the term of the license begins the date the license
is issued and ends the last day of that same calendar month
two years later.
Study Material: The Insurance Adjuster (Independent)
Examination Objectives were developed as a study guide to
assist in the preparation for the examination.
Source: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200requirements/insurance-adjuster.cfm
www.trinityclaims.com