Question

columbia house sold a debt they said was mine...the debt is from 2005 the collection agency put it on my credit report this week. I have never dealt with Columbia House the debt is $133.00 Can the collection agency do this?

All Responses

Sounds like an error.

Helpful to 0 out of 0 people

So get all 3 credit reports from annualcreditreport.com and look them over carefully for errors. File disputes w ith the credit bureau reporting the error. They have to investigate and either verify or delete the error.

Make it a habit to check your credit reports once a year to make sure all errors are deleted.

Your Credit Scores Should Be Free. And Now They Are.

Reply to this Question

Write your response:

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.