Category: Finance

Equity release is one of the processes to release your locked money into cash. This is a type of agreement in which owner of the house can sell out their all or part of the property to the financial organisation in exchange for cash. The main benefit of these schemes is that the owner does not need to move out, they can continue living there. Basically, equity release method is often helpful for older homeowner who wants to raise money for any personal reasons or medical emergency.

In UK financial market, there are main five types of equity release methods are commonly used, as per individual requirements. An equity release adviser will give you full detail of these plans. These plans come with their own advantages and disadvantages. Go through in detail and you may able to find which one suits you the best.

equityreleasewarehouse.co.uk provides you with the best solutions of your any equity release related query. If you are worried about how much you could release, equity release warehouse provides you free equity Release calculator on their website (www.equityreleasewarehouse.co.uk) that can be used for this purpose.
Equity release scheme gives you an option to retain your house you and your significant partner are alive or get into a long term care facility. One of the schemes they have is a lifetime mortgage in which the principal amount of the loan and accumulated interest component gets repaid fully to the equity release provider in case of your or your partner’s death or when you get into a long term care. Lifetime mortgages also allow one to remit a portion of the accrued interest on a monthly basis. There is another scheme they have which is called ‘Home Reversion Plan’, per which the percentage of the property you sold will revert to the provider.

Now let’s understand the various criteria that need to be met for the equity release sachems. Good news is – UK government has put in lot of efforts to make it very simple. First point that you have to pass is that your age should be over 55 and worth of your house is at least £50,000. If these basic criteria are met then you can opt for this equity release schemes.

Equity release warehouse also deals in equity loan. Equity loan is also known as mortgage loan. As far as is I know, lifetime mortgage would be a good option, especially if you would like to release equity from your property in order to protect your future.

Broadly, the UK equity release market comprised of two types of equity release plan – the most sought after plan is a lifetime mortgage. Under this plan the house owner remains the owner of the property, however, the property is considered under the repayment of a mortgage and it accrues the interest for the lifetime of the house owner. The other type of plan is known as reversion plan, under this, house owners sell all or part of the property to the equity release provider in exchange for a right to retain the house without having to pay any rent.

There are many companies that provide equity release calculator on their website that can compute a rough estimated amount of equity. These types of tools are certainly very helpful for prospective customers to understand and make a decision as to which equity release would be a right choice for them.

Equity Release Warehouse has specialisation in equity release service and they can provide you with the best retirement solutions of your property.

Ahhh!!! There are some sites which are fun to tweak with but a pain in the neck to review. And www.saveyourselfmoney.com is one such rare example. You guessed it right! Today’s review is on Save Yourself Money and I must admit it is one of those rare sites where you need to X-Ray the whole website to write a glowing review.

At first sight, it might seem from the name ‘saveyourselfmoney.com’ that this is a website with tips and tricks for making or saving money. But let me tell you my dear friend, it has not got anything to do with saving or making money for yourself. In fact, the only way in which it saves your money is by telling you the cheapest way of getting something. Yes, it is merely a comparison site, and a ‘no- nonsense site’ according to the author.

Visit the site and you will notice that the site provides you with the cheapest quotes for various services, ranging from Insurance to Travel. The website has got a very different layout – content on the top with some ads on the left. The bottom of the homepage is occupied by Latest News and Features.

On the appearance front, the site is almost monochrome, meaning there is not much use of colours. It is built on a simple theme with red as the basic colour which makes it look a bit unprofessional. There are a lot of ads littered all over the website which make it look even clumsier. I strongly believe that the developer could have done a bit more on the appearance front. In fact, the site looks pretty boring to a casual visitor and the first question which would come to your mind would be- ‘Is this site for me?’ The navigation is also very simple but the drop down menus below the services might not work on some outdated browsers.

Content wise, there isn’t much to the site. Bit of unsynchronised content here and there makes it look even worse. The About Us page, for instance, doesn’t even give catch the eyes of the reader. A lot of images have been inserted and you’ll find that the site takes a lot of time to load at moments.

A closer look at the website will make it clear that apart from the insurance comparison services, the other services are inactive at present – a very confusing point for the visitor. However, the site is pretty strong on the insurance front and I must appreciate the manner in which things have been kept – simple and straight. The visitor will get plenty of useful information about insurance – be it motor or pet insurance, and the comparison is pretty useful too, both in terms of savings and knowledge. Great work done there. All in all, it is a nice comparison website for finding you the best insurance deals at the cheapest prices and helping you save money. I am waiting for other products to be added to the list too, which would definitely make it a stand-alone website. Till then a 3/5 for this one.

In the present scenario, it is not uncommon to find business websites moving away from lackluster, static HTML formats which generally depend on nothing more than a bundle of graphics to induce potential consumers to make use of products on the site. Today’s website review is about a business which has done a commendable work of exhibiting its business and the services it offers – in this case equity release schemes on www.keyrs.co.uk – in such a manner that is definitely going to provide a thrust to conversions even from casual surfers on its website.

I never, if truth be told, got the hang of concepts like equity release. I read through such concepts explained, and I was told that in a matter of less than 10 minutes, I would understand them. I ran through the complete description and Keyrs equity release calculator twice in about 15 minutes and I undoubtedly appreciate them more than I did some time ago. All thanks to www.keyrs.co.uk for equity release schemes.

‘keyrs.co.uk’ is a pretty uncomplicated website and I believe I know why: they recognise the fact that any diversion at all would only detract from the details of schemes which they are trying to communicate to the consumers. The layout and design could not have been any simpler. It has a simple column theme with neither many images nor any ads at all.

Appearance wise, the site is good. Although it is not the most attractive site per se, you will forget this fact when you run across its value content that are easy to interpret, easy to apply, and enlightening, if you are interested in releasing equity with www.keyrs.co.uk. This site could unquestionably make use of some sort of personalisation as the theme is somewhat common right now. Overall, this site gets a 3.6/5.