The fund aims to achieve above average, consistent and stable returns by investing in a concentrated portfolio of approximately 30 to 55 equities (shares) (with a maximum of 60) selected from markets in Continental Europe and Ireland.

Artemis Capital (ARC) Pn

N

N

Y

Y

N

N

ABI UK All Companies

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

This fund aims to provide long-term capital growth by investing mainly in equities of UK companies listed on the FTSE 100 index. Although the funds emphasis is on larger companies, the manager has the flexibility to invest in smaller UK companies outside the FTSE 100, as well as overseas companies.

Artemis Gbl Gth ARC Pn

Silver

N

N

Y

Y

N

N

ABI Global Equities

UKP

0.00

0.85

N/A

0.85

0.00

5.62

4.64

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth from a diversified portfolio investing in any economic sector in any part of the world. The portfolio is managed to achieve the funds aim and isn't restricted in its choice of investments by company size, industry or geographical split.

Artemis Income (ARC) Pn

Bronze

N

N

Y

Y

N

N

ABI UK Equity Income

UKP

0.00

0.65

N/A

0.65

0.00

5.83

4.84

Single

4:00PM Daily

Objective:

This fund aims to achieve a rising level of income, combined with capital growth, by investing in a portfolio of mainly UK investments such as ordinary shares, preference shares, convertibles and fixed interest securities (bonds). The fund manager isn't restricted in respect of choice of investments either by company size or industry, or in terms of the geographical split of the portfolio.

Artemis Strtgc Bd ARC Pn

Silver

N

N

Y

Y

N

N

ABI Sterling Strategic Bond

UKP

Acc

0.00

0.60

N/A

0.60

0.00

5.89

4.90

Single

4:00PM Daily

Objective:

The fund aims to achieve a total return (income plus capital growth) by investing mainly in fixed income markets. It may from time to time, invest in other markets and asset classes as determined by the managers strategy. The fund invests in all types of bonds, including government and corporate bonds, from investment grade AAA-rated bonds to C-rated bonds.

Artemis UKSpl Sits ARC Pn

Neutral

N

N

Y

Y

N

N

ABI UK All Companies

UKP

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by exploiting special situations. The fund invests principally in UK equities (shares) and in companies, which are headquartered or have a significant part of their activities in the UK which are quoted on a regulated market outside the UK.

Asian Eq Slct Pfl ARC Pn

N

N

Y

Y

N

N

ABI Asia Pacific excluding Japan Equities

UKP

0.00

0.95

N/A

0.95

0.00

5.52

4.53

Single

4:00PM Daily

Objective:

This multi-manager portfolio aims to provide a good level of long-term capital growth by investing in a number of high-quality Asian equity (shares of companies) funds from different managers, recommended by independent researchers Morningstar. The portfolio targets returns above the IA Asia Pacific ex Japan sector median over rolling three-year periods and Morningstar help us to select and manage the blend of funds on an ongoing basis to help it achieve this.

Axa Fmlgtn Am Grth ARC Pn

N

N

Y

Y

N

N

ABI North America Equities

UKP

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

The fund aims to achieve long-term capital growth by investing mainly in large and medium-sized companies based in the US, Canada and Mexico that, in the manager's opinion, show above-average profitability, management quality and growth.

Baile Giffrd UK Eq ARC Pn

N

N

Y

Y

N

N

ABI UK All Companies

UKP

0.00

0.35

N/A

0.35

0.00

6.15

5.16

Single

4:00PM Daily

Objective:

This fund invests in UK equities (shares normally listed on the London Stock Exchange) and aims to outperform the FTSE All Share Index by at least 1.0% a year (before fees) over rolling three-year periods. There's no guarantee that the target will be achieved.

BailGf Divfd Gth ARC Pn

N

N

Y

Y

N

N

ABI Specialist

UKP

0.00

0.75

N/A

0.75

0.00

5.73

4.74

Single

4:00PM Daily

Objective:

The underlying Baillie Gifford fund aims to outperform the UK base rate by at least 3.5% a year (after fees) over rolling five-year periods with an annual volatility under normal circumstances of less than 10%. The fund may invest in a broad range of asset classes including equities (shares), investment grade and high yield bonds, property, private equity, infrastructure, commodities and currencies. Up to 100% of the fund may be invested in collective investment vehicles and it may use derivatives for either investment or hedging purposes. There's no guarantee that either the target or positive returns will be achieved. The Scottish Equitable fund has higher charges and will therefore be less likely to meet this target.

BailGf Hi Yld ARC Pn

Bronze

N

N

Y

Y

N

N

ABI Sterling High Yield

UKP

0.00

0.40

N/A

0.40

0.00

6.10

5.10

Single

4:00PM Daily

Objective:

This fund aims to achieve a high level of total return (income plus capital growth) by investing in a diversified portfolio of mainly high yield bonds and overseas corporate bonds. The fund may also invest in other assets such as derivatives for investment as well as hedging purposes.

BailGf Intl ARC Pn

Bronze

N

N

Y

Y

N

N

ABI Global Equities

UKP

0.00

0.40

N/A

0.40

0.00

6.10

5.10

Single

4:00PM Daily

Objective:

This fund's objective is to achieve capital growth by investing in a geographically diversified portfolio of companies worldwide, excluding the UK. Its focus is on companies, that in the manager's opinion, offer above average profit and invests in these with a long-term (over 5 years) perspective.

BaillGiff 60/40 WwEqARCPn

N

N

Y

Y

N

N

ABI Global Equities

UKP

0.00

0.35

N/A

0.35

0.00

6.15

5.16

Single

4:00PM Daily

Objective:

This fund invests in an internationally diversified portfolio of UK and overseas equities (shares) and aims to outperform its benchmark by at least 1.0% a year (before fees) over rolling three-year periods. There's no guarantee that the target will be achieved.

Bal Lfstyl ARC Pn

N

N

Y

N

N

N

ABI Mixed Investment 40-85% Shares

UKP

Acc

0.00

0.20

N/A

0.20

0.00

6.31

5.31

Single

4:00PM Daily

Objective:

The fund uses a two-stage investment process called lifestyling. It aims to perform better than its benchmark in the early years (the growth stage) and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: the fund aims to provide long-term capital growth by investing wholly in our Mixed fund, which aims to produce returns greater than the ABI Mixed Investment 40-85% Shares sector median over the long term. It invests in a diversified portfolio of mainly UK equities (shares), but also overseas equities, fixed interest securities and cash. Lifestyle stage: The lifestyle stage starts six years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity to provide yourself with an income for life (or a specified number of years) when you retire. We’ll progressively start switching your investment into our Long Gilt fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire. We’ll also move some of your pension pot into our Cash fund in the final year of your investment to cater for your maximum tax-free cash entitlement, currently 25% of your pension pot.

Bal Plus Core Port ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

Acc

0.00

0.25

N/A

0.25

0.00

6.26

5.26

Dual

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 10-12% over a market cycle, which the manager defines as being three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built mainly using a collection of low-cost funds that aim to perform in line with their regional benchmarks, by investing in the same companies as them, in the same proportions. The Balanced Plus Core Portfolio invests around 60% in riskier assets such as equities (shares of companies), including some in emerging markets equities, and around 40% in a mix of less risky assets, like cash, bonds and property. This portfolio sits in middle of our Core Risk Profile Portfolio range in terms of risk and long-term growth potential.

Balanced Core Port ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

Acc

0.00

0.25

N/A

0.25

0.00

6.26

5.26

Dual

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 8-10% over a market cycle, which the fund manager defines as being three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built mainly using a collection of low-cost funds that aim to perform in line with their regional benchmarks, by investing in the same companies as them, in the same proportions. The Balanced Core Portfolio invests around 50% in a mix of less risky assets, like cash, bonds and property, with around 50% invested in riskier assets such as equities (shares of companies), including some in emerging markets equities. This portfolio sits towards the lower end of our Core Risk Profile Portfolio range in terms of risk and long-term growth potential.

Balanced Passive (ARC) Pn

N

N

Y

Y

N

N

ABI Mixed Investment 40-85% Shares

UKP

0.00

0.10

N/A

0.10

0.00

6.41

5.42

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing mainly in UK and overseas equities (shares of companies). The remainder is invested in fixed interest investments (bonds) and cash. The fund is passively managed, so it aims to broadly match the performance of the Association of British Insurers (ABI) Mixed Investment 40-85% Shares sector average. The fund’s performance may not always precisely track the average. For example, when market conditions offer particularly strong opportunities to actively managed funds, the fund’s returns may be lower than the sector average.

Balanced Slct Pfl ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

0.00

0.70

N/A

0.70

0.00

5.78

4.79

Single

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 8-10% over a market cycle, which the fund manager defines as three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built using our Select Sector Portfolios. Each of the Select Sector Portfolios is made up of what we and Morningstar believe to be the best blend of funds in their respective sectors. The Balanced Select Portfolio invests around 50% in a mix of less risky assets, like cash, bonds and property, with around 50% invested in riskier assets, such as equities (shares of companies), including some in emerging markets equities. This is the second least risky of the Select Risk Profile Portfolios, so it may not return as much as other portfolios in the range over the longer term.

Baln Plus Slct Pfl ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 10-12% over a market cycle, which the manager defines as being three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built using our Select Sector Portfolios. Each of the Select Sector Portfolios is made up of what we and Morningstar believe to be the best blend of funds in their respective sectors. The Balanced Plus Select Portfolio invests around 60% in riskier assets such as equities (shares of companies), including some in emerging markets equities, and around 40% in a mix of less risky assets, like cash, bonds and property. This means it sits towards the lower end of the Select Risk Profile Portfolio range in terms of risk and long term growth potential.

BlackRk Eurpn Dync ARC Pn

Bronze

N

N

Y

Y

N

N

ABI Europe excluding UK Equities

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

This fund aims for long-term capital growth by investing mainly in the shares of companies incorporated or listed in Europe excluding the UK. The manager focuses on stocks, which exhibit either growth or value characteristics and will choose one or the other depending on which they believe the market will favour. It may also invest in collective investment schemes.

BlackRk Gld & Gnrl ARC Pn

Bronze

N

N

Y

Y

N

N

ABI Commodity/Energy

UKP

0.00

1.05

N/A

1.05

0.00

5.41

4.43

Single

4:00PM Daily

Objective:

This is a specialised fund, which aims to achieve long-term capital growth by investing in the shares of companies mainly involved in the mining of, or exploration for, gold and other precious metals. Owing to the volatile nature of this sector, the fund may fluctuate more significantly than other funds in our range. Derivatives may be used for investment purposes and for the purposes of efficient portfolio management.

BlackRk UK Sm Cos ARC Pn

N

N

Y

Y

N

N

ABI UK Smaller Companies

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing mainly in the shares of smaller companies (as defined by market capitalisation) incorporated or listed in the UK which are considered to have above-average growth prospects. It may also invest in collective investment schemes.

BlackRk UK Sp Sits ARC Pn

N

N

Y

Y

N

N

ABI UK All Companies

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing mainly in the shares of companies incorporated or listed in the UK and will normally have an emphasis on small or medium-sized companies as defined by market capitalisation. The fund may also invest in collective investment schemes and other types of investment managed by third parties.

BlackRk US Dyn ARC Pn

N

N

Y

Y

N

N

ABI North America Equities

UKP

0.00

0.95

N/A

0.95

0.00

5.52

4.53

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing mainly in the shares of companies incorporated or listed in the United States. The manager focuses on stocks, which exhibit either growth or value characteristics and will choose one or the other depending on which they believe the market will favour. It may also invest in collective investment schemes and other types of investment managed by third parties. Derivatives may be used for investment purposes and for the purposes of efficient portfolio management.

BlackRock Bal Mgd ARC Pn

N

N

Y

Y

N

N

ABI Mixed Investment 40-85% Shares

UKP

0.00

0.25

N/A

0.25

0.00

6.26

5.26

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing in a global portfolio of equities (shares) and fixed income securities (bonds), as well as collective investment schemes, cash in sterling or other currencies and money market instruments and in any and all economic industries. There will be an emphasis on UK investments. It will also invest in derivatives and indirectly in alternative asset classes such as commodities and property.

BlackRock Gbl Eq ARC Pn

N

N

Y

Y

N

N

ABI Global Equities

UKP

0.00

0.30

N/A

0.30

0.00

6.20

5.21

Single

4:00PM Daily

Objective:

This fund seeks to achieve long-term capital growth from investment primarily in a global portfolio of equity securities (shares) of successful companies based in, or exercising a significant part of their economic activity in, developed markets. It may also invest in collective investment schemes.

BlackRock UK (ARC) Pn

Bronze

N

N

Y

Y

N

N

ABI UK All Companies

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

The fund aims to achieve long-term capital growth by investing mainly in the shares of larger companies incorporated or listed in the UK. It may also invest in collective investment schemes.

Blck Rk Dyn Div GthARCPn

N

N

Y

Y

N

N

ABI Specialist

UKP

0.00

0.75

N/A

0.75

0.00

5.73

4.74

Single

4:00PM Daily

Objective:

This fund aims to deliver a total return over the medium term which exceeds the Bank of England Base Rate. It will invest principally in fixed interest stocks (corporate and government bonds), UK and overseas equities (shares), units in collective investment schemes, cash and near cash, money market instruments and deposits. The fund may also use financial derivatives for investment purposes, efficient portfolio management and with the aim of managing risk and holding indirect exposure to alternative asset classes such as commodities or property. There's no guarantee that either the target or positive returns will be achieved The Scottish Equitable BlackRock Dynamic Diversified Growth fund has higher charges than the underlying fund and will therefore be less likely to meet this target

BlkRk UK Abs Alpha ARC Pn

Bronze

N

N

Y

Y

N

N

ABI Specialist

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

This fund aims to achieve a positive absolute return year on year by investing primarily in a portfolio of UK equities (shares) and UK equity-related securities (including derivatives) of companies incorporated or listed in the UK, although from time-to-time cash and near cash may be held. The fund may also invest in other transferable securities, permitted money market instruments, permitted deposits and units in collective investment schemes. It has the freedom to employ a number of investment strategies in order to help it achieve its objective and isn't managed against any UK equity index. A performance fee may be paid to the manager, which will be included in the fund/total charge in the fund information section. There's no guarantee that either the target or positive returns will be achieved. The Scottish Equitable fund has higher charges and will therefore be less likely to meet this target.

Cash (ARC) Pn

N

N

Y

Y

N

N

ABI Deposit & Treasury

UKP

Acc

0.00

0.10

N/A

0.10

0.00

6.41

5.42

Single

4:00PM Daily

Objective:

The fund aims to outperform the LIBID (London Interbank Bid Rate) 7 days, before charges, by investing in short-term, sterling denominated money market instruments such as bank deposits, certificates of deposit and short-term bonds. Instruments held in the portfolio will have a weighted average maturity of no more than 60 days.

Caut Lf Style ARC Pn

N

N

Y

N

N

N

ABI Mixed Investment 20-60% Shares

UKP

Acc

0.00

0.20

N/A

0.20

0.00

6.31

5.31

Single

4:00PM Daily

Objective:

The Cautious lifestyle fund uses a two-stage investment process called lifestyling. It aims to perform better than its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the Cautious Lifestyle fund aims to provide long-term capital growth by investing in UK equities (shares) and UK fixed interest securities (bonds). It may also, on occasion, invest overseas. Lifestyle stage: The lifestyle stage starts six years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. We’ll progressively start switching your investment into our Long Gilt fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire. We’ll also move some of your pension pot into our Cash fund two years before your target retirement year to cater for your tax-free cash entitlement. You can choose how much of your cash entitlement you want to take, but our process assumes you’ll take the maximum which, based on current legislation, is 25% of your pension pot.

Cautious Core Port ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

Acc

0.00

0.25

N/A

0.25

0.00

6.26

5.26

Dual

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 6-8% over a market cycle, which the fund manager defines as being three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built mainly using a collection of low-cost funds that aim to perform in line with their regional benchmarks, by investing in the same companies as them, in the same proportions. The Cautious Core Portfolio invests mainly in less risky assets like cash, government bonds (gilts), corporate bonds and property. It will also invest to a lesser extent (around 30%) in riskier equities (shares in companies). This is the second least risky of the Core Risk Profile Portfolios, so it may not return as much as other funds in the range over the longer term.

Cautious Slct Ptfl ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

Acc

0.00

0.70

N/A

0.70

0.00

5.78

4.79

Dual

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 6-8% over a market cycle, which the fund manager defines as being three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built using our Select Sector Portfolios. Each of the Select Sector Portfolios is made up of what we and Morningstar believe to be the best blend of funds in their respective sectors. The Cautious Select Portfolio invests mainly in less risky assets like cash, government bonds (gilts), corporate bonds and property. It also invests to a lesser extent (around 30%) in riskier equities (shares in companies). This is the least risky of the Select Risk Profile Portfolios, so it may not return as much as other funds in the range over the longer term.

Cirilium Balanced (ARC) Pn

N

N

Y

Y

N

N

ABI Mixed Investment 20-60% Shares

UKP

Acc

0.00

1.25

N/A

1.25

0.00

5.21

4.22

Dual

4:00PM Daily

Objective:

This fund is a multi-manager fund and aims to achieve long-term capital growth from investment across a wide range of asset classes, including global equities (shares), fixed interest (bonds), hedge funds and cash. The fund will also have indirect exposure to commodities and property by investing in collective investment schemes. The fund has the ability to invest up to 60% in equities.

Cirilium Consrtv ARC Pn

N

N

Y

Y

N

N

ABI Mixed Investment 0-35% Shares

UKP

Acc

0.00

1.10

N/A

1.10

0.00

5.36

4.38

Dual

4:00PM Daily

Objective:

This fund is a multi-manager fund and aims to achieve long-term capital growth from investment across a wide range of asset classes, including global equities (shares), fixed interest (bonds), hedge funds and cash. The fund will also have indirect exposure to commodities and property by investing in collective investment schemes. The fund has the ability to invest up to 30% in equities.

Cirilium Dynamic (ARC) Pn

N

N

Y

Y

N

N

ABI Flexible Investment

UKP

Acc

0.00

1.25

N/A

1.25

0.00

5.21

4.22

Dual

4:00PM Daily

Objective:

This fund is a multi-manager fund and aims to achieve long-term capital growth from investment across a wide range of asset classes, including global equities (shares), fixed interest (bonds), hedge funds and cash. The fund will also have indirect exposure to commodities and property by investing in collective investment schemes. The fund has the ability to invest up to 90% in equities.

Cirilium Moderate (ARC) Pn

N

N

Y

Y

N

N

ABI Mixed Investment 40-85% Shares

UKP

Acc

0.00

1.25

N/A

1.25

0.00

5.21

4.22

Dual

4:00PM Daily

Objective:

This fund is a multi-manager fund and aims to achieve long-term capital growth from investment across a wide range of asset classes, including global equities (shares), fixed interest (bonds), hedge funds and cash. The fund will also have indirect exposure to commodities and property by investing in collective investment schemes. The fund has the ability to invest up to 80% in equities.

Consertv Core Pfl ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

0.00

0.25

N/A

0.25

0.00

6.26

5.26

Single

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 3-6% over a market cycle, which the fund manager defines as being three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built mainly using a collection of low-cost funds that aim to perform in line with their regional benchmarks, by investing in the same companies as them, in the same proportions. The Conservative Core Portfolio invests mainly in less risky assets, like corporate bonds, government bonds (gilts) and cash. It will also hold a limited amount of its assets (around 10%) in riskier assets, like developed market equities (shares of companies). This is the least risky of the Core Risk Profile Portfolios, so it may not return as much as our other portfolios in the range over the longer term.

Contl Euro Eq Tr ARC Pn

Bronze

N

N

Y

Y

N

N

ABI Europe excluding UK Equities

UKP

0.00

0.10

N/A

0.10

0.00

6.41

5.42

Single

4:00PM Daily

Objective:

The aim of the fund is to seek to achieve capital growth by closely tracking the performance of the FTSE World Europe ex UK Index by investing in companies in the Index. It invests directly into constituent companies and through other transferable securities that give exposure to such companies. The fund may also invest in permitted money market instruments, deposits and units in collective investment schemes. Derivatives and forward transactions may be used for the purposes of efficient portfolio management (EPM). The use of derivatives in EPM is generally to reduce risk, reduce cost or to generate additional capital or income for the fund without increasing risk. EPM strategies are not usually speculative in nature.

Distribution (ARC) Pn

N

N

Y

Y

N

N

ABI Mixed Investment 20-60% Shares

UKP

0.00

0.20

N/A

0.20

0.00

6.31

5.31

Single

4:00PM Daily

Objective:

This fund aims to outperform the ABI Mixed Investment 20-60% Shares sector median, net of fees, by investing in a mix of UK equities (shares) that offer a dividend yield higher than the average for companies in the FTSE All Share Index and sterling denominated fixed interest securities (bonds). It may also, on occasion, invest in overseas, property and derivatives.

Dyn Lfstyl ARC Pn

N

N

Y

N

N

N

ABI Global Equities

UKP

Acc

0.00

0.25

N/A

0.25

0.00

6.26

5.26

Single

4:00PM Daily

Objective:

The fund uses a two-stage investment process called lifestyling. It aims to perform better than its benchmark in the early years (the growth stage) and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: the fund aims to provide long-term capital growth by investing wholly in our Global fund, which in turn invests in several of our regional and specialist funds. The Global fund mainly invests in equities (shares) in a range of international companies, but may also hold a small proportion in fixed income (bonds) and cash. Lifestyle stage: The lifestyle stage starts five years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity to provide yourself with an income for life (or a specified number of years) when you retire. We’ll progressively start switching your investment into our Long Gilt fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire. We’ll also move some of your pension pot into our Cash fund in the final year of your investment to cater for your tax-free cash entitlement. You can choose how much of your cash entitlement you want to take, but our process assumes you’ll take the maximum which, based on current legislation, is 25% of your pension pot.

Emerg Mkts Eq Trkr ARC Pn

N

N

Y

Y

N

N

ABI Global Emerging Markets Equities

UKP

0.00

0.15

N/A

0.15

0.00

6.36

5.37

Single

4:00PM Daily

Objective:

This fund aims to achieve capital growth by closely tracking the performance of the FTSE Emerging Index by investing in companies that make up the Index. It invests directly in companies in the Index and through other transferable securities that give exposure to such companies. The fund may also invest in permitted money market instruments, cash deposits and units in collective investment schemes.

Ethical (ARC) Pn

N

N

Y

Y

N

N

ABI UK All Companies

UKP

0.00

0.30

N/A

0.30

0.00

6.20

5.21

Single

4:00PM Daily

Objective:

The fund aims to provide long-term capital growth by investment in equities (shares) and equity type securities of companies based in the UK, mainly conducting business in the UK or listed on the UK stock market, which meet the fund's predefined ethical criteria. The application of its ethical criteria means the fund may have a bias towards small and medium-sized companies.

This fund aims to provide a combination of income and long-term capital growth by investing in a diversified portfolio of UK equities (shares of companies), fixed interest securities (bonds), and cash, which meet the fund’s predefined ethical criteria. To achieve this, the fund invests 50% in our Ethical fund and 50% in our Ethical Cautious fund. The application of our ethical criteria means the fund may have a bias towards small and medium sized companies. The fund’s exposure to equities will be limited to a maximum of 85% of the fund’s value at all times.

European (ARC) Pn

N

N

Y

Y

N

N

ABI Europe excluding UK Equities

UKP

0.00

0.30

N/A

0.30

0.00

6.20

5.21

Single

4:00PM Daily

Objective:

This fund aims to outperform the FTSE World Europe ex UK index, net of fees, by investing in equities (shares) across the range of European (ex UK) countries and sectors.

European Tactical (ARC) Pn

N

N

Y

Y

N

N

ABI Europe excluding UK Equities

UKP

0.00

0.35

N/A

0.35

0.00

6.15

5.16

Single

4:00PM Daily

Objective:

This fund aims to outperform the FTSE World Europe (ex UK) Index, net of fees, by investing in a concentrated portfolio of European equities (company shares) across all major industrial sectors of the European (ex UK) equity market.

Eurpen Eq Sel Pfl ARC Pn

N

N

Y

Y

N

N

ABI Europe excluding UK Equities

UKP

0.00

0.85

N/A

0.85

0.00

5.62

4.64

Single

4:00PM Daily

Objective:

This multi-manager portfolio aims to provide a good level of long-term capital growth by investing in a number of high-quality European equity (shares of companies) funds from different managers, recommended by independent researchers Morningstar. The portfolio targets returns above the IA Europe ex UK sector median over rolling three-year periods and Morningstar help us to select and manage the blend of funds on an ongoing basis to help it achieve this. This means the underlying funds and the weightings in those funds may change. The additional charges/expenses may change when funds are replaced, added or removed from the portfolio or weightings between funds are changed.

External Bal Cltn ARC Pn

N

N

Y

Y

N

N

ABI Mixed Investment 40-85% Shares

UKP

0.00

0.40

N/A

0.40

0.00

6.10

5.10

Single

4:00PM Daily

Objective:

This collection gives you the opportunity to invest in a mix of funds from five of our investment managers, currently Baillie Gifford, BlackRock, Newton, Man Group and UBS Global Asset Management. Each of these underlying funds invests in a diversified portfolio of equities (shares of companies) as well as fixed interest securities (bonds) and cash with the aim of providing consistent long-term capital growth. The funds are permitted to hold between 40% and 85% in equities, but must hold at least 50% in established market currencies (US dollar, sterling and the euro), of which 25% must be in sterling (or assets that have been hedged back to sterling with the aim of eliminating currency risk).

Extrn Stkmkt Clctn ARC Pn

N

N

Y

Y

N

N

ABI Flexible Investment

UKP

0.00

0.45

N/A

0.45

0.00

6.04

5.05

Single

4:00PM Daily

Objective:

This collection gives you the opportunity to invest in a mix of funds from four of our external investment managers, currently Baillie Gifford, Man Group, Invesco and Lazard. Each of these underlying funds aims to achieve long-term capital growth by investing in a portfolio of up to 100% UK and overseas equities (shares of companies). Each fund has the flexibility to hold fixed interest and cash investments, or may choose to diversify by currency.

Fdlty Asia ARC

Bronze

N

N

Y

Y

N

N

ABI Asia Pacific excluding Japan Equities

UKP

0.00

1.25

N/A

1.25

0.00

5.21

4.22

Single

4:00PM Daily

Objective:

This fund aims to provide long-term capital growth by investing in the shares of companies throughout Asia excluding Japan. The fund is likely to have a bias towards larger companies, it isn’t restricted in the choice of a company either by size or industry, or in terms of the geographical split of the portfolio which is largely determined by the availability of attractive investment opportunities, rather than the outlook for each market.

Fdlty Mnybldr Inc ARC Pn

Silver

N

N

Y

Y

N

N

ABI Sterling Corporate Bond

UKP

0.00

0.60

N/A

0.60

0.00

5.89

4.90

Single

4:00PM Daily

Objective:

This fund aims to achieve an attractive level of income from a portfolio primarily invested in sterling-denominated (or hedged back to sterling) bonds.

Fidelity American (ARC) Pn

N

N

Y

Y

N

N

ABI North America Equities

UKP

0.00

0.95

N/A

0.95

0.00

5.52

4.53

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing in the shares of US companies. The fund is likely to have a bias towards larger and medium-sized companies, but isn’t restricted in its choice of company by either size or industry.

Fidelity European (ARC) Pn

Bronze

N

N

Y

Y

N

N

ABI Europe excluding UK Equities

UKP

0.00

1.20

N/A

1.20

0.00

5.26

4.27

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing mainly in shares of companies from continental Europe. It tends to have a bias towards small and medium-sized companies, but isn’t restricted in the choice of company either by size or industry, or in terms of the geographical split of the portfolio, which is largely determined by the availability of attractive investment opportunities rather than the outlook for each market.

Fidelity Eurpn OppARCPn

N

N

Y

Y

N

N

ABI Europe excluding UK Equities

UKP

0.00

0.95

N/A

0.95

0.00

5.52

4.53

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing mainly in the shares of Continental European companies. The portfolio will consist of a blend of investments in larger, medium-sized and smaller companies. However, the fund manager isn’t restricted in the choice of company either by size or industry, or in terms of the geographical split of the portfolio, which is largely determined by the availability of attractive investment opportunities rather than the outlook for each market.

Fidelity Extra Inc ARC Pn

N

N

Y

Y

N

N

ABI Sterling Strategic Bond

UKP

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

This fund aims to achieve a relatively high level of income from a portfolio mainly invested in a combination of UK corporate and government bonds and other fixed income and money market securities, preference shares and convertibles.

Fidelity Gbl Focus ARC Pn

N

N

Y

Y

N

N

ABI Global Equities

UKP

0.00

0.95

N/A

0.95

0.00

5.52

4.53

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth from a portfolio mainly invested in equities (shares) of companies from around the world. In terms of geographical split, the portfolio is invested broadly in relation to the relative sizes and attractiveness of world equity markets. The fund has a bias towards the larger quoted companies in each market, however it isn’t restricted in this regard, or in terms of the industrial or geographical split of the portfolio.

Fidelity Sp Sits ARC Pn

Silver

N

N

Y

Y

N

N

ABI UK All Companies

UKP

0.00

0.95

N/A

0.95

0.00

5.52

4.53

Single

4:00PM Daily

Objective:

This fund's investment objective is to achieve long-term capital growth from a portfolio mainly made up of the shares of UK companies. The fund will have a blend of investments in larger, medium and smaller sized companies and the manager isn’t restricted in their choice of companies either by size or industry. The fund will invest in stocks largely determined by the availability of attractive investment opportunities. It may also invest in other transferable securities, units in collective investment schemes, money market instruments, cash and deposits.

Fidelity Strtg Bd ARC Pn

Bronze

N

N

Y

Y

N

N

ABI Sterling Strategic Bond

UKP

0.00

0.70

N/A

0.70

0.00

5.78

4.79

Single

4:00PM Daily

Objective:

This fund aims to achieve a relatively high income with the possibility of capital growth from a portfolio invested mainly in sterling-denominated (or hedged back to sterling) fixed interest securities.

Gbl EmgMtEq SelPfl ARC Pn

N

N

Y

Y

N

N

ABI Global Emerging Markets Equities

UKP

Acc

0.00

0.95

N/A

0.95

0.00

5.52

4.53

Single

4:00PM Daily

Objective:

This multi-manager portfolio aims to provide a good level of long-term capital growth by investing in a number of high-quality emerging market equity (shares in companies) funds from different managers, recommended by independent researchers Morningstar. The portfolio targets returns above the IA Global Emerging Markets sector median over rolling three-year periods and Morningstar help us to select and manage the blend of funds on an ongoing basis to help it achieve this.

Global (ARC) Pn

N

N

Y

Y

N

N

ABI Global Equities

UKP

0.00

0.25

N/A

0.25

0.00

6.26

5.26

Single

4:00PM Daily

Objective:

This fund aims to outperform the ABI Global Equities sector median, net of fees, by investing mainly in UK and overseas equities . It can invest 100% in equities but may hold up to 20% in fixed interest securities (bonds) and cash, although there’s no requirement that it does so.

Global Eq Tracker ARC Pn

N

N

Y

Y

N

N

ABI Global Equities

UKP

0.00

0.10

N/A

0.10

0.00

6.41

5.42

Single

4:00PM Daily

Objective:

This fund aims to achieve capital growth for investors by investing 50% in UK equities (shares) and 50% in overseas equities. It’s a passively managed fund and so aims to match the performance of the key market indices against which it’s measured (the FTSE All Share and the FTSE World ex UK). It does so by investing directly in the companies that make up the indices and via other transferable securities giving exposure to such companies. The fund is regularly rebalanced to maintain the equal weighting between UK and overseas markets.

Growth Core Portf ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

Acc

0.00

0.25

N/A

0.25

0.00

6.26

5.26

Dual

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 12-14% over a market cycle, which the fund manager defines as being three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built mainly using a collection of low-cost funds that aim to perform in line with their regional benchmarks, by investing in the same companies as them, in the same proportions. The Growth Core Portfolio invests in a mix of assets, like equities (shares in companies), bonds and property, but with the majority (around 70%) invested in riskier assets, such as equities, including emerging markets equities. This means the portfolio sits towards the upper end of the Core Risk Profile Portfolio range in terms of risk and long-term growth potential.

Growth Slct Ptfl ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 12-14% over a market cycle, which the fund manager defines as being three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built using our Select Sector Portfolios. Each of the Select Sector Portfolios is made up of what we and Morningstar believe to be the best blend of funds in their respective sectors. The Growth Select Portfolio invests in a mix of assets, like equities (shares in companies), bonds and property, but with the majority (around 70%) invested in riskier assets, such as equities, including emerging markets equities. This means it sits towards the upper end of the Select Risk Profile Portfolio range in terms of risk and long term growth potential.

Grth Plus Slct Pfl ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 14-16% over a market cycle, which the fund manager defines as being three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built using our Select Sector Portfolios. Each of the Select Sector Portfolios is made up of what we and Morningstar believe to be the best blend of funds in their respective sectors. The Growth Plus Select Portfolio can invest in a mix of assets, like equities (shares in companies), bonds and property, but with the majority (around 90%) invested in riskier assets, such as equities, including emerging markets equities. This makes it our second highest-risk of our Select Risk Profile Portfolios, but with the potential for higher long-term returns.

Gth Plus Core Port ARC Pn

N

N

Y

Y

N

N

ABI Unclassified

UKP

Acc

0.00

0.25

N/A

0.25

0.00

6.26

5.26

Dual

4:00PM Daily

Objective:

This portfolio aims to provide long-term capital growth while keeping risk in a target volatility range of 14-16% over a market cycle, which the fund manager defines as being three years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The portfolio is built mainly using a collection of low-cost funds that aim to perform in line with their regional benchmarks, by investing in the same companies as them, in the same proportions. The Growth Plus Core Portfolio can invest in a mix of assets, like equities (shares in companies), bonds and property, but with the majority (around 90%) invested in riskier assets, such as equities, including emerging markets equities. This makes it our second highest risk of our Core Risk Profile Portfolios, but with the potential for higher long-term returns.

Hi Yd Corp Bd ARC Pn

N

N

Y

Y

N

N

ABI Sterling High Yield

UKP

0.00

0.40

N/A

0.40

0.00

6.10

5.10

Single

4:00PM Daily

Objective:

A defensive high yield fund that aims to perform broadly in line with the ABI £ High Yield sector median, net of fees, by investing in a mix of non-investment grade and investment grade corporate bonds of all maturities.

Index Linked (ARC) Pn

N

N

Y

Y

N

N

ABI UK Index - Linked Gilts

UKP

0.00

0.20

N/A

0.20

0.00

6.31

5.31

Single

4:00PM Daily

Objective:

This fund aims to perform broadly in line with the FTSE Actuaries Index-Linked British Government All-Stocks Index, net of fees, by investing primarily in index-linked UK government securities (gilts).

International (ARC) Pn

N

N

Y

Y

N

N

ABI Global Equities

UKP

0.00

0.35

N/A

0.35

0.00

6.15

5.16

Single

4:00PM Daily

Objective:

This fund aims to outperform the MSCI AC World ex UK index, net of fees, by investing in a concentrated portfolio of equities (company shares) from around the world.

Intl Bd Sel Pfl ARC Pn

N

N

Y

Y

N

N

ABI Global Fixed Interest

UKP

0.00

0.50

N/A

0.50

0.00

5.99

5.00

Single

4:00PM Daily

Objective:

This multi-manager portfolio aims to provide a good level of long-term capital growth by investing in a number of high-quality global fixed interest (bonds) funds from different managers, recommended by independent researchers Morningstar. The portfolio targets returns above the JPMorgan GBI Global Traded Index over rolling three-year periods and Morningstar help us to select and manage the blend of funds on an ongoing basis to help it achieve this.

Investec Asia ExJpnARC Pn

N

N

Y

Y

N

N

ABI Asia Pacific excluding Japan Equities

UKP

0.00

0.95

N/A

0.95

0.00

5.52

4.53

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth mainly through investment in equities (shares) issued by companies in the Asia ex Japan region and in derivatives, the underlying assets of which are equities issued by companies in the region. In particular, the manager will seek to invest in companies that are expected to benefit from the growth and development of the Chinese economy.

Investec Gbl Enrgy ARC Pn

N

N

Y

Y

N

N

ABI Commodity/Energy

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term growth, mainly through investment in equities (shares) issued by companies around the world involved in the exploration, production or distribution of oil, gas and other energy sources, or companies that service the energy industry. The fund may also invest in derivatives, the underlying assets of which are shares of companies operating in the energy sector.

Invtc Cautious Mgd ARC Pn

Neutral

N

N

Y

Y

N

N

ABI Mixed Investment 20-60% Shares

UKP

0.00

0.85

N/A

0.85

0.00

5.62

4.64

Single

4:00PM Daily

Objective:

This fund aims to provide a combination of income and long-term capital growth by investing conservatively in a diversified portfolio of equities (shares), bonds and other fixed interest securities of high quality and marketability. At all times the fund’s equity exposure will be limited to a maximum of 60% of the fund’s value.

Japan (ARC) Pn

N

N

Y

Y

N

N

ABI Japan Equities

UKP

0.00

0.30

N/A

0.30

0.00

6.20

5.21

Single

4:00PM Daily

Objective:

This fund aims to outperform the FTSE Japan index, net of fees, by investing directly in a wide range of equities (company shares) available in the Japanese stock markets. The fund may also invest in equity-related investments such as convertible bonds.

Japan Eq Tracker ARC Pn

Gold

N

N

Y

Y

N

N

ABI Japan Equities

UKP

0.00

0.10

N/A

0.10

0.00

6.41

5.42

Single

4:00PM Daily

Objective:

This fund seeks to achieve capital growth by closely tracking the performance of the FTSE Japan Index by investing in companies in the Index. The fund will invest directly and through other transferable securities that give exposure to companies in the Index. The fund may also invest in permitted money market instruments, cash deposits and units in collective investment schemes. Derivatives and forward transactions may be used for the purposes of efficient portfolio management (EPM).

Japnse Eq Sel Pfl ARC Pn

N

N

Y

Y

N

N

ABI Japan Equities

UKP

0.00

0.85

N/A

0.85

0.00

5.62

4.64

Single

4:00PM Daily

Objective:

This multi-manager portfolio aims to provide a good level of long-term capital growth by investing in a number of high-quality Japanese equity (shares in companies) funds from different managers, recommended by independent researchers Morningstar. The portfolio targets returns above the IA Japan sector median over rolling three-year periods and Morningstar help us to select and manage the blend of funds on an ongoing basis to help it achieve this.

JPM Emerging Mkts ARC Pn

Silver

N

N

Y

Y

N

N

ABI Global Emerging Markets Equities

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing mainly in shares of emerging market companies. The fund may also invest in other investments in smaller proportions, such as fixed interest securities, cash and cash equivalents amongst others.

JPM Eur Dyn ex UK ARC Pn

Bronze

N

N

Y

Y

N

N

ABI Europe excluding UK Equities

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

This fund aims to maximise long-term capital growth by investing mainly in continental European equities (shares). The manager can choose which companies the fund invests in, and there are no restrictions on which European countries, sizes of companies or industrial sectors it invests in.

JPM Gbl (ex-UK) Bd ARC Pn

N

N

Y

Y

N

N

ABI Global Fixed Interest

UKP

0.00

0.50

N/A

0.50

0.00

5.99

5.00

Single

4:00PM Daily

Objective:

This fund aims to achieve an income with the prospect of capital growth from investment anywhere in the world, in non-sterling denominated interest-bearing securities (foreign government and non-government bonds) in any economic sector. The fund is primarily hedged back to sterling.

JPM Natrl Resrcs ARC Pn

Neutral

N

N

Y

Y

N

N

ABI Commodity/Energy

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing mainly in shares of companies worldwide that are engaged in the production and marketing of commodities.

Jupiter China (ARC) Pn

N

N

Y

Y

N

N

ABI Global Emerging Markets Equities

UKP

0.00

1.05

N/A

1.05

0.00

5.41

4.43

Single

4:00PM Daily

Objective:

The fund aims to achieve long-term capital growth through investing mainly in companies in China (including Hong Kong). The fund may also invest in companies operating in other countries but which, in the managers opinion, conduct a material proportion of their business or derive a material proportion of their earnings from activities in China (including Hong Kong).

Jupiter Jpn Inc ARC Pn

N

N

Y

Y

N

N

ABI Japan Equities

UKP

Acc

0.00

1.00

N/A

1.00

0.00

5.47

4.48

Single

4:00PM Daily

Objective:

To achieve long-term capital and income growth by investing in a combination of Japanese equities and convertible bonds as well as cash, deposits and money market instruments.

Juptr ErpnSp Sits ARC Pn

Silver

N

N

Y

Y

N

N

ABI Europe excluding UK Equities

UKP

0.00

1.00

N/A

1.00

0.00

5.47

4.48

Single

4:00PM Daily

Objective:

The fund aims to achieve long-term capital growth by exploiting special situations mainly in Europe. It aims to attain this objective by investing mainly in the shares of European companies that are considered by the manager to be undervalued.

Kames Core Plus (ARC) Pn

N

N

Y

Y

N

N

ABI Specialist

UKP

0.00

0.35

N/A

0.35

0.00

6.15

5.16

Single

4:00PM Daily

Objective:

This fund aims to outperform the Markit iBoxx Sterling Overall Index, net of fees, by investing in a broad range of fixed income investments of all maturities. It will typically invest in government bonds and investment grade bonds but can also invest in riskier high yield bonds, as well as futures.

Kms Etcl CrpBd ARC Pn

Neutral

N

N

Y

Y

N

N

ABI Sterling Corporate Bond

UKP

0.00

0.55

N/A

0.55

0.00

5.94

4.95

Single

4:00PM Daily

Objective:

This fund aims to maximise total return (income plus capital growth) by investing in sterling denominated bonds issued by companies or organisations that meet the funds predefined ethical criteria. Investments may include investment grade corporate bonds, cash and up to 10% in riskier high yield bonds which have a lower credit rating but potential for higher return.

Kms High Yld Bd ARC Pn

Neutral

N

N

Y

Y

N

N

ABI Sterling High Yield

UKP

0.00

0.65

N/A

0.65

0.00

5.83

4.84

Single

4:00PM Daily

Objective:

This fund aims to maximise total return (income plus capital) by investing in a portfolio consisting mainly of high yield bonds, selected investment grade bonds and cash. It may hold sterling denominated bonds and bonds in other currencies, which are hedged back to sterling as well as deposits, money market instruments, derivative instruments and forward transactions.

Kms Inv Grade Bd ARC Pn

Neutral

N

N

Y

Y

N

N

ABI Sterling Corporate Bond

UKP

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

This fund aims to maximise total return (income plus capital growth) by investing primarily in investment grade and government bonds in sterling and other currencies. The fund may invest a maximum of 20% in high yield bonds and may also invest in cash. A minimum of 80% of the fund will be hedged back to sterling. The fund may also invest in deposits, money market instruments, derivative instruments and forward transactions.

Kms Strlng CrpBd ARC Pn

Neutral

N

N

Y

Y

N

N

ABI Sterling Corporate Bond

UKP

0.00

0.55

N/A

0.55

0.00

5.94

4.95

Single

4:00PM Daily

Objective:

This fund aims to maximise total return (income plus capital growth) by investing mainly in sterling denominated bonds including investment grade corporate bonds, government bonds and cash. It may also invest up to 10% in high yield bonds and is permitted to invest in deposits, money market instruments, derivative instruments and forward transactions.

Kms Strtgc Bd ARC Pn

N

N

Y

Y

N

N

ABI Sterling Strategic Bond

UKP

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

This fund aims to maximise total return (income plus capital growth) by investing in fixed interest securities in any currency, ranging from AAA rated government bonds through to high yield and emerging market corporate bonds. At least 80% of the fund will be invested in sterling denominated bonds and bonds in other currencies, hedged back to sterling.

Kms UK Opp ARC Pn

N

N

Y

Y

N

N

ABI UK All Companies

UKP

0.00

0.85

N/A

0.85

0.00

5.62

4.64

Single

4:00PM Daily

Objective:

This fund aims to maximise total return (income plus capital growth) by investing in a relatively small portfolio of equities (shares) and equity-type securities in companies based primarily in the UK, mainly doing business in the UK or listed on the UK stock market.

L&G Pre-RetrmntARCPn

N

N

Y

Y

N

N

ABI Sterling Long Bond

UKP

Acc

0.00

0.10

N/A

0.10

0.00

6.41

5.42

Single

4:00PM Daily

Objective:

This fund aims to provide diversified exposure to assets that reflect the investments underlying a typical annuity product. The fund invests in LGIM’s index-tracking bond funds to gain exposure to these assets.

Lazard Baln MgdARC Pn

N

N

Y

Y

N

N

ABI Mixed Investment 40-85% Shares

UKP

0.00

0.35

N/A

0.35

0.00

6.15

5.16

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth whilst maintaining a reasonable return, by investing in a diversified portfolio mainly UK and international equities (shares), as well as fixed interest securities (bonds) issued by governments, corporations and bank deposits.

Lazard Emg Mkts ARC Pn

Silver

N

N

Y

Y

N

N

ABI Global Emerging Markets Equities

UKP

Acc

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth by investing in companies located in, or doing significant business in, emerging market countries.

Lazard Eurpn Alpha ARC Pn

N

N

Y

Y

N

N

ABI Europe excluding UK Equities

UKP

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term capital growth from investment in a concentrated portfolio of between 45 and 60 carefully selected European (excluding UK) equities (shares).

Lazard Managed Eq ARC Pn

N

N

Y

Y

N

N

ABI Global Equities

UKP

0.00

0.35

N/A

0.35

0.00

6.15

5.16

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term growth by investing in a diversified portfolio of both global and UK equities (shares) with a minimum of 50% exposure to UK equities.

Lazard UK Alpha (ARC) Pn

N

N

Y

Y

N

N

ABI UK All Companies

UKP

0.00

0.65

N/A

0.65

0.00

5.83

4.84

Single

4:00PM Daily

Objective:

This fund aims to achieve long-term growth by investing in a concentrated portfolio of between 25 and 35 carefully selected shares of UK companies across a number of industrial sectors. The fund invests in companies regardless of size but tends to have a bias towards large companies. It invests directly into the underlying Lazard UK Omega fund.

Lazrd Erp Sm Cos ARC Pn

N

N

Y

Y

N

N

ABI Europe including UK Equities

UKP

0.00

0.45

N/A

0.45

0.00

6.04

5.05

Single

4:00PM Daily

Objective:

This fund aims to achieve capital growth over the medium-to-long term by investing in smaller companies listed on European stock exchanges. This is generally the smallest 10% of listed companies based on their market capitalisation. The fund invests in all major European markets and may invest in developing European countries when appropriate.

Legal & Generl Gth ARC Pn

N

N

Y

Y

N

N

ABI UK All Companies

UKP

0.00

0.80

N/A

0.80

0.00

5.68

4.69

Single

4:00PM Daily

Objective:

The fund aims to provide the potential for long-term capital growth by investing in a concentrated portfolio mainly made up of UK equities (shares) that the manager believes have strong growth prospects.

Legal &GnrlUK Prop ARC Pn

N

N

Y

Y

N

N

ABI UK Direct Property

UKP

0.00

0.90

N/A

0.90

0.00

5.57

4.58

Single

4:00PM Daily

Objective:

The fund aims to provide the potential for long-term growth by investing in a diverse portfolio of UK commercial properties.

Long Gilt (ARC) Pn

N

N

Y

Y

N

N

ABI Sterling Long Bond

UKP

0.00

0.20

N/A

0.20

0.00

6.31

5.31

Single

4:00PM Daily

Objective:

This fund aims to perform broadly in line with the FTSE UK Gilts Over 15 Years Index, net of fees, by investing primarily in UK government bonds (gilts) with maturity dates of 15 years and longer.