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en-US7 Times Travel Insurance Is Worth Ithttp://www.wisebread.com/7-times-travel-insurance-is-worth-it
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<p>Traveling is one of the best things you can do for yourself, but it can also be quite costly. This cost can be exacerbated if you end up being forced to cancel or cut your trip short and are unable to get your money back.</p>
<p>Travel insurance can help you avoid losing money if your plans change unexpectedly, or if you encounter an emergency while on your trip. It's not always worth the added expense to purchase travel insurance, but there are a number of instances when it's wise to get it. Consider these when planning your next trip.</p>
<h2>1. The trip is expensive</h2>
<p>Perhaps you managed to book a pricey, customized, VIP tour of the Antarctic ice shelves, complete with a penguin encounter. Maybe you got an exclusive after-hours tour of the Vatican Museums. You saved up enough money to book these bucket list vacations. It took you a long time, and a lot of hard work. These are trips that you may never be able to book again if you are forced to cancel. Travel insurance is not necessarily going to allow you book that expensive, once-in-a-lifetime experience again, but at least you'll avoid the pain of also losing all the money you spent to book it.</p>
<h2>2. You've had recent health issues</h2>
<p>One of the most common reasons you may be forced to cancel a trip is an illness or injury that prevents you from traveling. If you are battling cancer, for example, you may feel good one day and not so great the next. It may also be impossible to predict when treatments or surgery may be needed. In this case, travel insurance can give you some peace of mind and allow you to go ahead and book that trip.</p>
<p>Older travelers who may have certain health conditions that have the tendency to flare up may also find travel insurance useful. It is important to note, however, that many travel insurance policies do not cover trip expenses if you cancel due to a pre-existing health condition, so be sure to check the specific provisions of the policy before buying. (See also: <a href="http://www.wisebread.com/what-exactly-does-trip-cancellation-insurance-cover?ref=seealso" target="_blank">What Exactly Does Trip Cancellation Insurance Cover?</a>)</p>
<h2>3. There's a chance you may be pregnant</h2>
<p>If you and your partner have been trying to have children, you may be wary of vacationing because you don't want to cancel a trip if you do get pregnant. At the same time, it seems silly to avoid traveling if you're not expecting. Travel insurance can come in handy here, because it will allow you to book travel without worrying about losing money if you get some good news. (See also: <a href="http://www.wisebread.com/everything-you-need-to-know-about-buying-travel-insurance?ref=seealso" target="_blank">Everything You Need to Know About Buying Travel Insurance</a>)</p>
<h2>4. If you're cutting things close</h2>
<p>Let's say you've <a href="http://www.wisebread.com/5-most-affordable-cruise-lines-for-families?ref=internal" target="_blank">booked a cruise</a> departing from Barcelona leaving on Saturday, but your schedule only allows you to fly to Barcelona that day. To make things dicier, you have to take two connecting flights to get there. If you experience any delays or miss a flight, you may miss the cruise departure entirely. Travel insurance could reimburse you for costs you incur to catch up with your cruise.</p>
<p>Keep in mind, however, that travel insurance may only cover you if you're delayed due to weather or mechanical problems with the airline. Missing a flight because you overslept, for example, may not be a valid reason to seek reimbursement.</p>
<h2>5. If you're going somewhere with unknown medical care</h2>
<p>Getting sick or hurt on a trip can be a harrowing experience, and that's especially true if you find yourself in a place where medical care is below American standards. Even today, there are many countries that lack a robust health infrastructure, and medical staff there may not be equipped to perform surgeries or other emergency procedures. A good travel insurance plan can cover travel to better health facilities or hospitals, to ensure you have the best possible medical care even if you are far from home.</p>
<h2>6. If you're traveling to a &quot;high-risk&quot; country</h2>
<p>Adventurous travelers may find themselves in places that carry some risk to personal safety. Some nations are torn apart by civil war or unrest. Others are prone to incidents of terrorism. Even countries that have general political instability can be risky places to visit.</p>
<p>It's possible to buy travel insurance that covers you for a variety of things if you go to these countries. You can be covered for injuries, for example, or if you have to be evacuated. There are even policies with provisions relating to kidnapping and extortion. (See also: <a href="http://www.wisebread.com/5-of-the-safest-countries-to-visit-in-2018?ref=seealso" target="_blank">5 of the Safest Countries to Visit in 2018</a>)</p>
<h2>7. If you're in the military</h2>
<p>Those serving in our armed forces must be ready to travel anywhere at a moment's notice. If you are on active duty or a reservist, you know that any vacation could be interrupted if duty calls. Travel insurance can reimburse you for costs if you have to cancel or interrupt a trip due to military service.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/7-times-travel-insurance-is-worth-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1">
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</div> </div><br/></br>Travelhealth insuranceillnessinsurancemilitarytravel insurancetravel tipstripsvacationTue, 06 Mar 2018 10:00:08 +0000Tim Lemke2112384 at http://www.wisebread.comHow Families Can Earn and Use Travel Rewardshttp://www.wisebread.com/how-families-can-earn-and-use-travel-rewards
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<p>When it comes to travel rewards, families have different needs than single travelers and couples. For example, families are typically less flexible than other travelers, as they need to work their vacations around school schedules. Families also tend to go to popular vacation destinations during peak travel seasons, while others may be more interested in out-of-the-way destinations. And obviously, families tend to travel in larger groups than singles or couples.</p>
<p>So, if you need to earn rewards that you can use toward a family vacation, consider these award travel strategies. (See also: <a href="http://www.wisebread.com/how-to-use-miles-and-points-for-a-big-award-trip?ref=seealso" target="_blank">How to Use Miles and Points for a Big Award Trip</a>)</p>
<h2>The Southwest plan</h2>
<p>Southwest Airlines is an <a href="http://www.wisebread.com/why-southwest-airlines-is-the-best-domestic-airline-for-families?ref=internal" target="_blank">ideal carrier for family travelers</a>. It offers two free checked bags for everyone, and it doesn't impose fees for changing your reservation once you've purchased tickets. It also features early boarding for families with young children, and an open seating policy that makes it easy for families to ensure that they are sitting together.</p>
<p>Southwest also offers the Companion Pass, which lets you book a second extra ticket at no charge (other than taxes), on every flight including award tickets. To receive a Companion Pass, you need to earn 110,000 points within a single calendar year. Fortunately, Southwest offers various credit cards that help you get there. The pass can significantly cut your family's travel costs for the year.</p>
<h2>Earn miles that can be redeemed as travel statement credits</h2>
<p>The problem that most families have with traditional frequent flyer programs is that awards are seldom available at the lowest mileage levels. This is especially true at peak travel times when families travel, and for groups of three or more.</p>
<p>Therefore, the best way for families to earn award travel is to use a credit card that offers miles that can be redeemed as statement credits toward any travel reservations. These <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal" target="_blank">travel rewards credit cards</a> allow you to book your own travel (flights, hotel, car rentals, cruises, tours, and more) on any booking site you prefer, and then use your points toward those purchases. This gives families the most flexibility in terms of being able to use their hard earned travel rewards for an actual trip. (See also: <a href="http://www.wisebread.com/best-credit-cards-with-easy-travel-redemption?ref=seealso" target="_blank">Best Credit Cards With Easy Travel Redemption</a>)</p>
<h2>Earn points that can be transferred to different frequent flyer and hotel programs</h2>
<p>Another great award travel strategy for families is to earn flexible <a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles?ref=internal" target="_blank">rewards that can be transferred to numerous travel partners</a>. This gives you the ability to earn points on your credit card without having to commit to a particular airline or hotel chain.</p>
<p>Cards in this category may allow you to rack up points, and then transfer them when you're ready to use one of several popular airline or hotel rewards programs. While travel statement credits are even more flexible, with those programs your points are usually worth about 1 cent a piece. You can often get a better rate when you transfer to, say, an airline program and book an expensive flight. (See also: <a href="http://www.wisebread.com/comparing-miles-which-airline-loyalty-program-is-better?ref=seealso" target="_blank">Which Airline Rewards Program Has the Best Value for Their Miles?</a>)</p>
<h2>Be flexible with travel plans and expectations</h2>
<p>Redeeming travel rewards for a trip is not for the faint of heart. While going with the flexible redemption option allows you the most freedom to plan a trip according to your precise preferences, being flexible with your plans will give you the most <em>value</em> out of your hard earned rewards. This means that if you want to get the largest discount off your trip, you'll want to identify the destinations and resorts that are available under that travel program. You might not get the exact hotel you want, or even visit the exact city that you want, but if you can be flexible and open minded, even a large family can take advantage of travel rewards and redeem them for an amazing vacation. (See also: <a href="http://www.wisebread.com/6-tricks-to-making-the-most-of-your-reward-miles?ref=seealso" target="_blank">5 Tricks to Making the Most of Your Reward Miles</a>)</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/how-families-can-earn-and-use-travel-rewards">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3">
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</div> </div><br/></br>Credit CardsTravelairlinesawardsfamilyfrequent flyershotelsmilespointsrewardsticketstripsvacationFri, 15 Sep 2017 08:30:05 +0000Jason Steele2020048 at http://www.wisebread.com5 Amazing Travel Destinations You Thought Were Unaffordablehttp://www.wisebread.com/5-amazing-travel-destinations-you-thought-were-unaffordable
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<p>Travel lovers can agree that it just takes one glance at Instagram to feel inspired by beautiful photos of destinations featured in your feed. Yet, just as common is some apprehension about how much these luxurious destinations must cost. White sandy beaches and cabanas on the beach <em>look </em>great, but can you actually go on this kind of trip without breaking the bank?</p>
<p>While these places may seem inaccessible at first glance, the truth is, there are often ways to make even the most coveted destinations work on a smaller budget. Here is a list of some hot destinations, with tips on how to travel there on the cheap. (See also: <a href="http://www.wisebread.com/6-ultimate-money-saving-tips-for-travelers?ref=seealso" target="_blank">6 Ultimate Money-Saving Tips for Travelers</a>)</p>
<h2>1. Hawaii</h2>
<p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/beautiful_young_hula_dancer.jpg" width="605" height="340" alt="" /></p>
<p>A common wedding and honeymoon destination, Hawaii's beautiful beaches and lush jungles don't have to be inaccessible to budget travelers. First, you'll want to plan your airfare strategically to keep costs down. Alaska Airlines is one carrier to watch for sales on flights from California to Hawaii. Also check with Delta Air Lines, American Airlines, and United Airlines, the main carriers flying into Hawaii, according to Skyscanner. Discount airlines like Virgin America also offer flights to Hawaii.</p>
<p>To get low rates, avoid planning a trip during high-traffic travel times such as Thanksgiving, Christmas, and mid-July to late August. According to USA Today, the cheapest times to visit Hawaii are April (just after Easter) to mid-June, and September to mid-December.</p>
<p>Once you get to Hawaii, there are plenty of budget accommodations that have as much character as the luxury resorts your favorite Instagram personality has been posting about, at a fraction of the price. Instead of all-inclusive extravagance, check out low-key guesthouses or listings on Airbnb for budget friendly options from $50 a night.</p>
<p>Hawaii's public beaches and many of its hiking trails are completely free, so choose your activities with this in mind. As an added savings bonus, check out these dates for <a href="https://www.nps.gov/havo/planyourvisit/fees.htm" target="_blank">free entry to Hawaii's national parks</a> in 2017.</p>
<h2>2. Maldives</h2>
<p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/iisland_of_maldives.jpg" width="605" height="340" alt="" /></p>
<p>In the middle of the Indian Ocean, the Maldives are a group of ring-shaped coral islands, known for their extensive reefs and white sand beaches. The combination is all quite dreamy, with the exception of the big price tag that so many people associate with this destination.</p>
<p>However, there <em>are </em>ways to travel the Maldives on a budget. The trick is to stay away from expensive resorts that charge hundreds of dollars a night.</p>
<p>You may not have the overwater bungalow that you saw posted on your favorite Instagrammer's profile, but there's more to the Maldives than glass-bottom bungalows. While there are no hostels on the islands, thanks to a change to tourism laws a few years ago, residents are now allowed to open their own guesthouses. This has created a slew of budget-friendly accommodation options. By staying in these types of places, you'll also help put some of your travel dollars into the pockets of local people, rather than luxury resorts owned by foreign hotel chains.</p>
<p>Private rooms in guesthouses begin at $40, which you can book through Airbnb. <a href="http://guesthouses-in-maldives.net/" target="_blank">Guesthouses in Maldives</a> is another website that lets you book accommodations, which, although called guesthouses, are actually more like affordable hotels. Both of these types of accommodations usually include meals in their nightly price.</p>
<p>Your flight to the Maldives is the other big expense. One way to cut the cost is to fly first to an Asian hub, and then catch a discount flight from there to the Maldives. You can find good rates from Malaysia on AirAsia. Other good Asian departure points include Colombo, Sri Lanka; Bangkok; and Singapore.</p>
<p>Another option is to fly on Emirates Airline from North America, which could be a good way to plan a layover in Dubai.</p>
<p>Once you've arrived, you can do some cheap island hopping by using the public ferry system, which costs as little as $2 per person. That can save you hundreds of dollars you'd otherwise spend on domestic flights or expensive speed boat rides to connect to different islands.</p>
<h2>3. New Zealand</h2>
<p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/sheep_farm.jpg" width="605" height="340" alt="" /></p>
<p>Depending on where you are traveling from, airfare to New Zealand can be pricey. You can trim costs by traveling in the spring and fall, when rates are cheaper than summer. Keep in mind that seasons in New Zealand are the opposite of the northern hemisphere. Check out carriers such as Hawaiian Airlines, Qantas, and Emirates Airline for sales on fares from the U.S. The most common (and often, the cheapest) departures leave from Los Angeles or San Francisco. If you are traveling from somewhere else in the United States, you may want to book a flight to one of these West Coast cities separately on Southwest Airlines or another discount carrier to save on the total flight costs.</p>
<p>Once you arrive, camping is the best way to travel for cheap while enjoying the stunning scenery of the land where Lord of the Rings was filmed. New Zealand is full of beautiful and affordable camp sites. A tent can usually be pitched for as little as $14 a night for two people. Or, you can stay in one of the more than 950 huts located along the country's backpacking trails. Basic huts cost a few dollars per person, per night. Those along the well-trod Great Walks trails are $22 a night and must be booked in advance.</p>
<p>Camper vans, also known as caravans, are also a popular way to see the country. Including insurance and taxes, you can expect to pay around $70 per day for a basic van that sleeps two, or $84 a day for a van with a toilet and shower. The latter may end up being more affordable, since it will allow you to stay in free camping areas that don't have bathroom facilities. Otherwise, you must stay in more expensive campsites that average about $25 per night for two people. Most camper vans come with some sort of kitchen setup, which can help you save money on meals.</p>
<h2>4. Italy</h2>
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<p>With the strong U.S. dollar and lower airfares, 2017 is shaping up to be a great time to make your Italian travel dreams a reality. Round-trip airfares to Rome are down between 20 and 35 percent for travel between now and September, according to The New York Times. Competition among low-cost European carriers is driving those prices down. (See also: <a href="http://www.wisebread.com/5-travel-destinations-that-are-cheaper-due-to-a-strong-us-dollar?ref=seealso" target="_blank">5 Travel Destinations That Are Cheaper Due to a Strong U.S. Dollar</a>)</p>
<p>For accommodations, Airbnb is a good way to find a place to stay for less. But as hotels try to compete with short-term rentals, they're dropping prices, too, according to Italy travel expert Erica Firpo, as quoted on Forbes.com.</p>
<p>You can visit lots of sights like the Trevi Fountain and the Pantheon for free, and walking the streets often feels like perusing an open air museum. You can also book affordable &quot;Grape Escape&quot; tours in the Tuscany wine region with <a href="https://www.italyonabudgettours.com/en_GB/activity/973/the-grape-escape-winery-tour" target="_blank">Italy On a Budget</a>. Swirl, sniff, and sip your favorite Italian vintages while enjoying the rolling hills of the romantic Tuscan countryside.</p>
<h2>5. New York</h2>
<p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/downtown_of_new_york_city_usa.jpg" width="605" height="340" alt="" /></p>
<p>New York is a notoriously expensive destination, but there's no reason you can't visit the Big Apple on the cheap. Since the city is an international hub, you can often find promotions on cheap airfare into one of the three area airports (LaGuardia, Newark, and JFK).</p>
<p>Once you arrive, check out accommodations in Brooklyn or one of the city's other outer boroughs, as opposed to more expensive hotels in Manhattan. Jersey City and Hoboken also offer more affordable accommodations and are one or two train stops from downtown or midtown Manhattan.</p>
<p>Pick out just a few museums at the top of your list to visit, since they can add up fast (entrance to the Whitney is $22, for example), and mix in some free sightseeing, such as walking through Times Square, Central Park, or along the High Line park in Chelsea. Brooklyn Bridge and Brooklyn Bridge Park are other must-see, free activities.</p>
<p>For theater, follow the time-honored tradition of lining up at one of the TKTS Discount Booths for same-day tickets that are up to 50 percent off. For those not married to the idea of watching a top Broadway hit, you can get great deals on excellent off-Broadway and funkier off-off-Broadway performances.</p>
<h2>Surprised?</h2>
<p>Even the most infamously pricey travel destinations don't have to put you into debt. Use some of these tips and tricks to travel pretty much anywhere on a tighter budget than you thought possible.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/5-amazing-travel-destinations-you-thought-were-unaffordable">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2">
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</div> </div><br/></br>TravelaffordablbeachhawaiiinternationalItalymaldivesnew york citynew zealandtripstropicalvacationTue, 30 May 2017 08:30:12 +0000Amanda Gokee1955477 at http://www.wisebread.comA Simple Guide to Buying The Best Travel Camerashttp://www.wisebread.com/a-simple-guide-to-buying-the-best-travel-cameras
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<p>If one thing is true about buying a new camera for an upcoming trip, it's that there are plenty of choices. However, deciding among them can be overwhelming. The camera market is more than saturated and it can be hard to figure out which one of the available options is right for you and your travel style.</p>
<p>One of the most important things to keep in mind is that the &quot;best&quot; camera is the one that will serve <em>your</em> needs best. Do you want to be able to use it underwater? Do you want to be able to take more professional looking photos by choosing settings manually? Deciding what factors are most important to you before you shop will help ensure that you pick a camera that is the best match for your needs.</p>
<p>To help you make an informed decision, I've compiled this guide to some of the most popular travel cameras. As a professional videographer and photographer with more than five years of experience, I've found that the cameras below are the best in their class. My colleagues and I have used every one of them and recommend each for the categories listed.(See also: <a href="http://www.wisebread.com/8-simple-ways-to-take-stunning-travel-photos?ref=seealso" target="_blank">8 Ways to Take Stunning Travel Photos</a>)</p>
<p><span style="color: rgb(17, 17, 17); font-family: georgia; font-size: 1.5em; font-weight: normal;">For the adventurer</span></p>
<p>Any active traveler knows that the tougher a camera is, the better. Chances are, your camera could be subjected to rain, snow, seawater, and lots of bumping around while you're climbing, sailing, diving, skiing, or just strolling around town. You need a rugged camera that can accompany you through it all.</p>
<h3>Tough TG-5 by Olympus</h3>
<p>The newest addition to Olympus' Tough lineup, the <a href="http://amzn.to/2q1g8mA" target="_blank">TG-5</a>, is currently available for pre-order and will soon hit the mass market. Priced at $450, you can drop this tough point-and-shoot from heights of up to seven feet, subject it to temperatures as low as 14 degrees Fahrenheit, and dive with it to depths of 50 feet. It's also dustproof and crushproof. This rugged camera can survive pretty much any condition you subject it to, and still take great pictures. It renders colors vibrantly and includes art filters if you want an easy way to add Instagram-like effects to your photos. If you prefer to do more in-depth post-processing, the TG-5 also shoots stills in RAW mode. It shoots stunning video in Ultra HD 4K.</p>
<p><strong>Pros:</strong> In addition to its durability, this camera can fit into your pocket easily (it measures 4.4 inches by 2.6 inches by 1.2 inches). It's also lightweight at just over half a pound.</p>
<p><strong>Cons:</strong> As a point-and-shoot camera, the TG-5 has no manual mode. If you intend to only use your camera in automatic modes, then this isn't really a downside.</p>
<h3>GoPro Hero5 Black</h3>
<p>GoPros are excellent and durable cameras that allow you to take action photos and videos from a unique point of view. You can take GoPros on the ski slopes, to the sea, mountain biking, parasailing, and just about anywhere else without ever having to worry about damaging them. Their durability is one big draw, but users also praise their wide angle lenses, which allow you to capture more in one frame than a traditional camera.</p>
<p>The easy <a href="http://amzn.to/2qBv26p" target="_blank">mounts you can buy</a> to accompany a GoPro allow you to shoot from your arm, a helmet, a bike, and so much more. These mounts secure the camera so you don't have to worry about losing it. You can focus on what you're doing while simultaneously preserving that moment for future viewing.</p>
<p>The <a href="http://amzn.to/2rzrgaU" target="_blank">Hero5 Black</a>, the latest model, retails for about $400.</p>
<p><strong>Pros:</strong> GoPros are great for extreme sports, but even the not-so-extreme traveler can benefit by using them to catch hands-free footage on the go. The body of the Hero5 Black is waterproof up to depths of 33 feet, meaning you no longer need a special casing to keep moisture out. You can shoot in 4K Ultra HD, and change settings with the touch-screen or by using voice commands. The Hero5 also features GPS, stereo audio, electronic image stabilization, and the ability to upload clips automatically to the cloud.</p>
<p><strong>Cons:</strong> If you're going to be taking a lot of portraits or wildlife close-ups, a GoPro is probably not for you. The wide angle lens gives an immersive feeling to action shots, but also creates barrel distortion. The Hero5 comes with a linear field of view setting that allows you to shoot in a mode that corrects some of that distortion, but it's still not perfect.</p>
<p>GoPro colors can also be a little flat. You can use the ProTune feature to help increase saturation a bit, but without some postproduction editing, you may be disappointed with the vibrancy of your images.</p>
<p>One final thing to keep in mind is that the battery life of GoPros is notoriously short, lasting only about an hour-and-a-half when you're using the camera's GPS, electronic image stabilization, and Wi-Fi. You may want to purchase a <a href="http://amzn.to/2r07Mjq" target="_blank">backup battery</a>, which costs around $20.</p>
<h2>For the instant gratification seeker</h2>
<p>Digital photography pretty much spelled the death of Polaroid cameras and their instant-print ilk. Or so it seemed.</p>
<p>These cameras have recently been staging a comeback, and some of them are small enough to be excellent for traveling. They allow you to instantly and effortlessly share your favorite shots with new friends that you've made on the go.</p>
<h3>Fujifilm Instax Mini 8</h3>
<p>The <a href="http://amzn.to/2pTwm5l" target="_blank">Fujifilm Instax Mini 8</a> is 4.6 inches by 4.7 inches by 2.7 inches, weighing 11 ounces before adding the batteries. That's not tiny, but it's smaller than some competing cameras. I prefer the Fujifilm brand because in my opinion, its cameras are more comfortable to hold and I've always liked Fujifilm's standard color grading in photos.</p>
<p>The Instax Mini 8 sells for about $60. You'll need to buy the <a href="http://amzn.to/2q0DFnS" target="_blank">Instax Mini film</a> made specifically for these cameras.</p>
<p><strong>Pros:</strong> The retro touch and the ability to get prints on the spot make these cameras instant fun. Want to make friends with locals wherever you go? Ask nicely to take their photo, then give them a copy from your Instax Mini. Kids especially appreciate the gift. You can also use the photos as souvenirs for yourself, or postcards for folks back home.</p>
<p><strong>Cons:</strong> The image quality of the Instax Mini 8 doesn't match even most cellphone cameras, so don't buy it to capture beautiful landscapes. It's more of a fun, retro snapshot device.</p>
<p>Another drawback is that instant film is notoriously expensive, so be prepared to spend around $13 for a twin-pack (10 exposures on each film cartridge). You'll want to stock up before you leave home, because you'd be surprised how fast you can go through 10 shots &mdash; especially if you're used to shooting pictures digitally. You'll also need a scanner if you plan to upload your snapshots online.</p>
<h2>For the artist</h2>
<p>If you want more control over your camera, you'll need a digital single-lens reflex (DSLR) camera with a manual mode, so you can adjust the shutter speed, aperture, and ISO according to the light conditions and the elements you want to emphasize in your shot.</p>
<h3>Canon EOS Rebel T6i</h3>
<p>Canon's Rebel line of cameras are perfect entry-level DSLRs for travelers. They allow you to easily move between automatic and manual modes, giving you full control or easy point-and-shoot capability, depending on your mood and situation. This camera is easy to use and won't take up too much space, yet allows you to move closer to professional photography capabilities.</p>
<p><a href="http://amzn.to/2pTlN2o" target="_blank">The T6i</a> boasts a 24.2 MP sensor for beautiful high-resolution shots, and a quick, accurate autofocus. The 3-inch touch-screen is fully articulating, making it perfect for vloggers who need to be the focus of their own shots. This particular model of Canon Rebel frequently finds itself on the list of best DSLR cameras and it's my favorite of the DSLR class 24 MP+ category.</p>
<p><strong>Pros:</strong> Automatic modes make it easier to shoot near-pro quality images and video even if you haven't fully mastered shooting in manual yet. Additionally, this model includes a very handy wireless transfer capability that enables you to sync pictures from the camera directly to your phone or computer, so you can easily publish on the go.</p>
<p>Canon's Rebel cameras are typically sold with a starter lens, and this one comes packaged with a EF-S 18-55mm f/3.5-5.6 IS STM. In layman's terms, this lens has a great range of wide-angle through medium telephoto, image stabilization for sharper photos, and the stepping motor (STM) keeps autofocus smooth and quiet during video.</p>
<p><strong>Cons:</strong> Weighing in at 18 ounces, this camera is one of the bigger and heavier ones we've included in this list, although it is still very portable. Its dimensions in inches are 5.10 by 3.93 by 3.07, and it costs about $670.</p>
<h2>For the vlogger</h2>
<p>If your main intention is video blogging, then the best vlogging camera currently on the market should be your choice.</p>
<h3>Canon PowerShot G7 X Mark II</h3>
<p>You really can't beat this <a href="http://amzn.to/2q4bOST" target="_blank">compact $679 camera</a> for video. It's small enough to fit into a backpack pocket (4.2 inches by 2.4 inches by 1.7 inches, and weighing 11.2 ounces), which is nice for those who require some level of portability while traveling. It has a flip-up selfie screen for those perfect vlogging shots or selfie stills, and with its 1-inch image sensor it takes pretty nice photos, too.</p>
<p><strong>Pros: </strong>Selfie flip-up screen. Beautiful colors. You can shoot images in RAW mode for in-depth editing in Lightroom or Photoshop, which is a feature still lacking in many compacts.</p>
<p><strong>Cons: </strong>Barely pocketable. If they made it just a half inch narrower, this thing would slide in and out of your pants pocket with ease.</p>
<p>The biggest con about the G7 X Mark II is the fact that there is no external mic port, which is a huge disadvantage for people who are serious about taking professional videos. Unfortunately, none of the best cameras in this class have an external mic port.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/a-simple-guide-to-buying-the-best-travel-cameras">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1">
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</div> </div><br/></br>TechnologyTravelcamerasphotographyphotosproduct reviewstripsvacationsvideovloggingThu, 25 May 2017 08:30:14 +0000Nick Wharton1952959 at http://www.wisebread.comCaribbean Island Vacations Anyone Can Affordhttp://www.wisebread.com/caribbean-island-vacations-anyone-can-afford
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<p>Dreaming of a Caribbean getaway? Don't let costs deter you. Certain Caribbean islands offer optimum bang for your buck with cheap flight options, inexpensive accommodations, and free activities to boot.</p>
<p>Start with a great <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal" target="_blank">travel rewards credit card</a> to help you earn free flights or hotel stays. Then check out this quick guide on the cheapest Caribbean hot spots nearly any time of the year. (See also: <a href="http://www.wisebread.com/9-ways-to-use-travel-rewards-cards-to-get-free-trips?ref=seealso" target="_blank">How to Use Travel Rewards Credit Cards to Earn Free Flights</a>)</p>
<h2>Jamaica</h2>
<p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-518020918_0.jpg" width="605" height="340" alt="" /></p>
<p>Just a short flight from any southern U.S. city, Jamaica is an island steeped in history and culture. Budget travelers will find plenty of affordable all-inclusive options here, along with bargain hotels. Adventure-seekers can zip line through the jungle, glide down the Martha Brae River on a raft with friends, ride a reggae bus to see Bob Marley's childhood home, or climb the rocks at Dunn's River Falls.</p>
<h3>Where to stay</h3>
<p>Both Montego Bay and Negril host an array of all-inclusive resorts that include meals, drinks, and activities, with affordable pricing for families. One to check out is the IBEROSTAR Rose Hall Beach. This mega-resort packs in the guests thanks to its ideal beachfront, pools galore, and plenty of activities for kids. Or stay at the Holiday Inn Montego Bay All-Inclusive Resort, where two kids under the age of 12 stay free and rates start at just $188 per night.</p>
<h3>How to get there</h3>
<p>Plenty of American airlines offer stellar rates to Montego Bay's Sangster International Airport. You can get direct flights on all the major carriers. (See also: <a href="http://www.wisebread.com/6-budget-friendly-beach-destinations?ref=seealso" target="_blank">6 Budget-Friendly Beach Destinations</a>)</p>
<h2>The Bahamas</h2>
<p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-487484755.jpg" width="605" height="341" alt="" /></p>
<p>Choosing the Bahamas over any other Caribbean island will save you both time and money. After a 55 minute flight from Miami to Nassau, you land in a multi-island paradise with plenty to do and see. You can shop in Nassau's famous cruise port, partake in a snorkeling excursion, or nosh on popular Bahamian cuisine like shellfish, lobster, and pigeon peas with rice. Bask in the area's crystal clear waters until you're truly relaxed.</p>
<h3>Where to stay</h3>
<p>The Bahamas can be expensive if you don't know where to go, with the average price for an all-inclusive ringing in at several hundred dollars per night during high season. One great exception is Breezes Bahamas in Nassau, a &quot;super-inclusive&quot; experience with pricing as low as $129 per person, per night. Off-the-beach hotels in Nassau cost as little as $80 a night. Meanwhile, rental condos nearby are both affordable and plentiful.</p>
<h3>How to get there</h3>
<p>Nearly every major airline flies to Nassau. Discount flights from Miami are often less than $300 per person, round-trip all year long. (See also: <a href="http://www.wisebread.com/7-ways-that-anyone-can-travel-for-free?ref=seealso" target="_blank">7 Ways That Anyone Can Travel for Free</a>)</p>
<h2>St. Thomas</h2>
<p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-475185808.jpg" width="605" height="333" alt="" /></p>
<p>Since St. Thomas sits squarely in the U.S. Virgin Islands, you don't need to worry about a passport. Once you're there, an array of free and low-cost (pay for parking only) beaches are at your disposal. Snorkel with stingrays and sea turtles on Sapphire Beach against the beautiful backdrop of nearby St. John. Explore the island's breathtaking views in a rugged rental jeep, or visit Coral World Ocean Park for a hands-on look at Caribbean wildlife.</p>
<h3>Where to stay</h3>
<p>All-inclusive properties are rare on the island, and expensive when you find them. For a cheap family getaway, a rental condo near the beach is the way to go. At Sapphire Beach Resort &amp; Marina, one bedroom rental condos start at around $129 per night.</p>
<h3>How to get there</h3>
<p>American Airlines, Spirit Airlines, JetBlue, and Delta Air Lines all fly to St. Thomas. Round-trip fares from certain domestic airports, such as Chicago O'Hare, can run as low as $300 round-trip. (See also: <a href="http://www.wisebread.com/5-cheap-amazing-and-undiscovered-vacation-destinations?ref=seealso" target="_blank">5 Cheap, Amazing, and Undiscovered Vacation Destinations</a>)</p>
<h2>Dominican Republic</h2>
<p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-609683008.jpg" width="605" height="342" alt="" /></p>
<p>The Dominican Republic is known as an all-inclusive haven with beautiful beaches and a family-friendly atmosphere. Snorkel with stingrays, sharks, and turtles in the warm, clear water. Take up a game of Ping-Pong or chess at your resort as your family basks in the sun. Embark on a nature and wildlife tour or go scuba diving with a certified guide. Cities like Punta Cana and Puerto Plata offer affordable lodging options that mean money left over for these activities and more.</p>
<h3>Where to stay</h3>
<p>Both Puerto Plata and Punta Cana offer an array of affordable all-inclusive resorts perfect for families. At Barcelo Bavaro Beach, for example, rates start as low as $115 per person, per night. Rent an in-city or beachfront condo for as little as $79 per night.</p>
<h3>How to get there</h3>
<p>Most major airlines offer affordable flights into Punta Cana (around $300 round-trip at certain times of the year). Discount carrier Southwest Airlines also flies to Punta Cana with nonstop options from cities such as Chicago. (See also: <a href="http://www.wisebread.com/6-ways-my-family-scores-free-travel-with-credit-cards?ref=seealso" target="_blank">How My Family Scores Free Travel With Credit Cards</a>)</p>
<h2>Puerto Rico</h2>
<p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-479111944.jpg" width="605" height="340" alt="" /></p>
<p>Puerto Rico offers lots to see and do. Stroll through beautiful Old San Juan for a look back in time, visit El Morro, a 400-year-old fort that towers above the entrance to San Juan Bay, or relax on a beautiful San Juan beach. Head west for a fun trip through a natural rain forest, or to kayak through the bioluminescent bay in Fajardo.</p>
<h3>Where to stay</h3>
<p>If you want a beach vacation mixed in with some rain forest fun, stay at Fajardo's crown jewel &mdash; the El Conquistador Resort. Here you'll find a private island and huge resort with plenty of activities just minutes from the entrance to El Yunque National Forest. Doubles start at about $200 a night. Small bed-and-breakfasts and rental condos in San Juan can run as low as $100 per night.</p>
<h3>How to get there</h3>
<p>All of the major U.S. airlines fly to San Juan. Expect to pay around $300 and up for round-trip flights. (See also: <a href="http://www.wisebread.com/11-vacation-destinations-that-stretch-your-dollar?ref=seealso" target="_blank">11 Vacation Destinations That Stretch Your Dollar</a>)</p>
<h2>Barbados</h2>
<p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-157731480.jpg" width="605" height="340" alt="" /></p>
<p>If you're willing to fly a little farther, there are plenty of bargains to be had in tropical Barbados. Cheap food and drink is plentiful, and the island is dotted with eateries perfect for the price-conscious. In Barbados, the crystal clear water is the biggest allure and free to enjoy. You can also explore the old city of Bridgetown, snorkel over a shipwreck, or visit Hunte's Gardens in St. James Parish.</p>
<h3>Where to stay</h3>
<p>You'll realize the overall affordability of Barbados best when you rent a vacation condo. Groceries are on par with prices in most American cities, and excursions are a deal. Rent a condo on the island's &quot;Platinum Coast&quot; for as little as $149 per night.</p>
<h3>How to get there</h3>
<p>American Airlines, Delta Air Lines, and JetBlue offer service to Barbados from specific American cities. Expect to pay around $400 for a round-trip fare, although fares can go lower. (See also: <a href="http://www.wisebread.com/25-incredible-places-you-must-visit-before-you-die?ref=seealso" target="_blank">25 Incredible Places You Must Visit Before You Die</a>)</p>
<h2>To save money, plan ahead</h2>
<p>A Caribbean getaway can be as cheap or as expensive as you make it. Still, certain islands offer more ways to save than others. As you explore your options, price out each component of your trip. While an all-inclusive vacation can be easy to plan for, budgeting for an A la carte vacation requires some number crunching. (See also: <a href="http://www.wisebread.com/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards?ref=seealso" target="_blank">Get a Free Vacation in 9 Months With Credit Card Rewards</a>)</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/holly-johnson">Holly Johnson</a> of <a href="http://www.wisebread.com/caribbean-island-vacations-anyone-can-afford">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3">
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</div> </div><br/></br>TravelaffordableAirfarebeachescaribbeanislandsresortstripstropicalvacationsFri, 28 Apr 2017 08:31:08 +0000Holly Johnson1931723 at http://www.wisebread.comThe Easy Way to Save Up a Big Travel Budgethttp://www.wisebread.com/the-easy-way-to-save-up-a-big-travel-budget
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<p>Traveling is an undeniably amazing experience, but as with so many of the finer things in life, it does come with a price tag attached. Cost is unfortunately one of the biggest factors that prevents people from traveling.</p>
<p>However, if getting to see the world is a serious goal of yours, this may be the perfect time to renew your focus on savings so that you can afford to pay for your wanderlust. (See also: <a href="http://www.wisebread.com/15-easy-ways-to-save-for-your-dream-vacation?ref=seealso" target="_blank">15 Ways to Save for Your Dream Vacation</a>)</p>
<h2>Set a goal and deadline</h2>
<p>To help you get motivated to save more, set a clear goal and a timeline. The more specific the goal, the better, since it will allow you to visualize your trip and get excited about it. For instance, if you've dreamed about taking a trip to Europe for years, decide on your top destinations and how long you want the trip to last. That will help set a ballpark budget figure to aim for.</p>
<p>Next, attach a savings deadline &mdash; for example, decide that you will buy your plane tickets within the next six to 12 months. Don't give yourself much more time, or you'll lose the urgency to put money away <em>now</em>.</p>
<p>Having this type of a clear savings goal will help you stay motivated and make your trip feel more like a reality and less like a distant dream. It will also give you a schedule for your savings, allowing you to calculate how much you need to set aside each month to be able to afford your upcoming trip.</p>
<h2>Slash unnecessary spending</h2>
<p>Your goal will help you find the motivation to make some of the sacrifices that come with putting more money toward savings. You will want to shift your mindset from the short-term gratification of an immediate purchase (whose charm almost always wears off quickly) to the long-term gratification that comes from an experience that will leave you with memories for a lifetime.</p>
<p>You may be surprised to realize how much of your spending is discretionary. Think of anything you are spending money on that you could live without. For instance, you can save a lot of money by cooking for yourself, instead of going out to eat. Even less-than-fancy meals at restaurants like Panera or Chipotle can cost $7 and up. If you indulge in this convenience three times a week, you're spending $84 a month. Substitute each of those meals with frugal home cooked meals and save.</p>
<p>A car can be a significant expense, so if you can do without it you are setting yourself up for big savings. According to AAA, it costs the average American car owner around $8,558 to own and maintain their vehicle each year (this includes $3,759 in depreciation but doesn't include car payments). Even if you factor out the depreciation, that still means Americans are averaging $4,799 a year just to run our cars.</p>
<p>In contrast, Numbeo.com reports the average cost of a monthly transport pass in the United States is around $70, or $840 a year. If you live in an area with good public transportation, you could potentially pocket more than $3,900 a year by giving up your car.</p>
<p>If you can't completely forego having a car, you could still reduce your transportation expenses by driving less often. Walk, bike, carpool, or take public transportation instead. You'll not only save on gas, but also parking.</p>
<p>Need inspiration to cut costs? Consider this woman from the U.K. who essentially <a href="http://www.telegraph.co.uk/women/life/buy-nothing-year-one-woman-saved-22000/" target="_blank">spent nothing for an entire year</a>. While that may sound drastic, her savings while living in notoriously expensive London added up to nearly $27,000. Even half that amount would make a significant travel budget.</p>
<h2>Work more, spend less</h2>
<p>During one six-month period of my life I saved $12,000, which then allowed me to travel comfortably for the next six months without any income. I was able to do this by ensuring that my costs were as low as possible</p>
<p>I split a $500 studio apartment with a roommate, so my rent was only $250 a month. Living quarters were cramped, but I was hardly ever there. I worked three jobs so I could make more money (around $2,500 a month). My 50-60 hours-a-week work schedule also meant that I had less time to spend my earnings.</p>
<p>I was able to keep grocery costs to $100 a month because I was working in the food industry at the time. My other main costs were gas ($50 a month), and the cheapest cellphone plan I could find ($30 a month).</p>
<p>For fun, I mostly did free activities, taking advantage of the fact that I lived in the mountains in California. I could go hiking and biking for free and there were often free concerts in the evenings. When I needed new clothes for work, I would get them from the local thrift store for $10&ndash;$15.</p>
<h2>Get rewarded for your purchases</h2>
<p>There are many ways to use various types of credit cards so that you get rewarded for your necessary expenditures. Especially for major expenses such as gas, groceries, and plane tickets, selecting the appropriate credit card can help you save a significant amount of money. (See also: <a href="http://www.wisebread.com/how-to-save-an-extra-109486-a-year?ref=seealso" target="_blank">How to Save an Extra $1,095 a Year</a>)</p>
<h3>Grocery credit card</h3>
<p>Groceries are a big expense for most people. Since you can't avoid spending at least something on groceries, you may as well get rewarded for your spending. Use a credit card that gives you extra rewards points for every dollar you spend at supermarkets. (See also: <a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries?ref=seealso" target="_blank">5 Best Credit Cards for Groceries</a>)</p>
<p>You may even be able to stack rewards by using a loyalty card from the supermarket chain where you do most of your shopping. Often these loyalty programs offer you cash discounts that can help cut your overall grocery bill.</p>
<h3>Gas credit card</h3>
<p>If you just can't live without a car, you can still save on the cost of gas by opening the right credit card. Cards that are co-branded with a particular gas station give you discounts at the pump, usually a few cents per gallon. These cards tend to have high interest rates, though, so if you tend to carry a balance, you'll usually be better off with a rewards credit card that gives you bonus points for purchases made at gas stations. If fuel is one of your bigger expenses, it's worth opening a gas rewards card. (See also: <a href="http://www.wisebread.com/5-best-gas-rewards-credit-cards?ref=seealso" target="_blank">5 Best Gas Rewards Credit Cards</a>)</p>
<h3>Travel credit card</h3>
<p>Although you may not be traveling a lot while you save up for your big trip, it's worth getting a <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal" target="_blank">travel rewards credit card</a> well in advance of your trip. By using your travel card for everyday purchases, you can rack up points toward free flights or hotel stays when it comes time to hit the road. (See also: <a href="http://www.wisebread.com/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards?ref=seealso" target="_blank">5 Steps to a Free Vacation in 9 Months or Less</a>)</p>
<p>What's more, most travel cards offer significant <a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards?ref=internal">points bonuses</a> when you spend a certain amount within the first few months after opening the account. These bonuses can be worth hundreds of dollars in travel, but you'll need time to meet the required spending amount and wait for the bonus points to be posted to your account.</p>
<p>Finally, airline cards often come with free checked baggage and other perks such as free rental car insurance, lost baggage coverage, and trip interruption insurance. (See also: <a href="http://www.wisebread.com/6-types-of-travel-insurance-credit-cards-include-that-you-didnt-know-about?ref=seealso" target="_blank">6 Types of Travel Insurance That Credit Cards Include</a>)</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/the-easy-way-to-save-up-a-big-travel-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8">
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</div> </div><br/></br>Travelcash backcutting costsexpensesFoodgroceriesrewardssaving moneytransportationtripsvacationsThu, 20 Apr 2017 08:30:13 +0000Amanda Gokee1927306 at http://www.wisebread.com7 Ways Students Can Travel Abroad for Lesshttp://www.wisebread.com/7-ways-students-can-travel-abroad-for-less
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<p>The years you spend in college are arguably the only time you'll drink quite so much coffee, live with all of your best friends, and learn so much in such a short, intense period. They're also unique for most people in that you're given the flexibility to spend time traveling during long breaks from class or during a year spent studying abroad.</p>
<p>Unfortunately, it's not a time when you're likely to be earning a lot of income that you can throw toward travel. But there are several ways students can save money and travel for less.</p>
<h2>1. Enjoy cheaper flights</h2>
<p>Websites such as <a href="https://www.studentuniverse.com/" target="_blank">Student Universe</a> and <a href="http://www.kqzyfj.com/click-2822544-11820477" target="_blank">STA Travel</a> offer special rates on flights for students and youth. Although booking through a third-party website always comes with caveats (changes and cancellations may be more difficult, for example, than if you book directly with the airline), it's worth checking these websites for deals.</p>
<p>StudentUniverse specializes in discounted fares for students at degree-granting universities, though it does also offer some flights for anyone between the ages of 18 and 25. It has been around since 2000 and works with 75 airlines to negotiate cheaper rates, passing on the discounts to customers.</p>
<p>STA offers discounted tickets for students, teachers, and anyone under 26, and has been in business since 1979. Student tickets are marked with a little blue circle with an &quot;S&quot; inside for &quot;student.&quot; Youth tickets are marked in green with a &quot;Y.&quot; (See also: <a href="http://www.wisebread.com/8-money-moves-students-should-make-during-a-gap-year?ref=seealso" target="_blank">8 Money Moves Students Should Make for a Gap Year</a>)</p>
<h2>2. Always travel with your student ID</h2>
<p>Be sure to bring along your student ID wherever you travel, since it can represent serious savings while you're away from home. You may already know that at some museums and historical sites, a student ID will get you reduced or even free admission. But some people are surprised to find that even movie theaters will sometimes also give a discounted price for showing a student ID.</p>
<p>If you have some shopping to do before you leave, or you need to pick up some new items during your trip, Madewell offers a 15 percent discount on in-store purchases for students and teachers. (See also: <a href="http://www.wisebread.com/the-5-best-credit-cards-for-college-students?ref=seealso" target="_blank">Best Credit Cards for Students</a>)</p>
<h2>3. Take advantage of other student cards</h2>
<p>Beyond a student ID, there are other student discount cards that can help you to save money while traveling. The <a href="https://www.isic.org/" target="_blank">ISIC</a> (International Student Identity Card) costs $25, but may be worth it, since it gives you access to more than 150,000 discounts on concerts, accommodations, museums, and restaurants.</p>
<p>The ISIC card has the added benefit of being an internationally recognized means of proving your status as a student, which is valuable in places where a foreign student ID may not be accepted. Plan to order your card at least four weeks before your departure so that it will have time to arrive in the mail. You may even find yourself using it for discounts while you're at home, too.</p>
<h2>4. Incorporate travel with your studies</h2>
<p>Travel can be a unique learning experience, so why not get credit for your time abroad? Some universities offer amazing opportunities to incorporate travel into your course of studies. Check with your department about what kinds of internships or summer experiences it may accept for credit.</p>
<p>Another option is to find classes that include travel. For instance, at my university, there were certain (highly coveted) classes that delved deeply into Italian art history. At the end of the term, the class took a two-week trip to see the artwork that they had been learning about all semester.</p>
<p>Depending on your university and the specific department, these trips may even receive funding from the university to defray the cost of the trip for students.</p>
<h2>5. Leverage study-abroad programs</h2>
<p>Studying abroad is another way to seamlessly incorporate extra traveling into your student life. Not only will you get to experience life in whatever country you choose, you'll also have the opportunity to travel to areas nearby. Having a home base abroad for a semester can be an excellent way to get to know a different region of the world and learn about a new culture and language. (See also: <a href="http://www.wisebread.com/budgeting-for-study-abroad-what-youll-need-and-how-to-access-your-money?ref=seealso" target="_blank">Budgeting for Study Abroad</a>)</p>
<p>I studied abroad in the south of France, and during that time, I was able to travel extensively throughout Europe, visiting Prague, London, Budapest, and Istanbul, to name just a few destinations. While these trips would have been extremely expensive from the United States, since I was already in France, I could take advantage of cheap airfare on discount airlines like RyanAir and EasyJet. Plus, travel time was often only a few hours, so I could see these new cities over a long weekend.</p>
<p>I reduced the cost of these trips further by staying with friends or acquaintances who were studying abroad in other European cities. That not only saved me the price of a hotel, it also gave me more of an insider's perspective on these destinations. When I didn't have a friend living in the place I was visiting, I'd use <a href="https://www.couchsurfing.com/" target="_blank">Couchsurfing</a> to find locals who would host me for free. (See also: <a href="http://www.wisebread.com/7-ways-to-make-money-during-a-semester-abroad?ref=seealso" target="_blank">7 Ways to Make Money During a Semester Abroad</a>)</p>
<h2>6. Apply for grants</h2>
<p>It's worthwhile to spend some time researching what grants are available through your school. Some top universities have travel funds for undergraduates to use for internships, research projects, or other programs abroad. You can apply for a grant to cover some or all of the costs of your travel and housing while you're away.</p>
<p>Some grants are offered directly through schools, but others are open to students across the country. Spend time preparing your proposal, since these grants can be competitive.</p>
<h2>7. Travel offseason for better rates</h2>
<p>Prices can vary a lot depending on whether you travel in peak season or not. Take advantage of the flexibility of being a student to book cheap flights at less popular times of the year. Being flexible with your travel dates can pay off, too. Use websites such as <a href="https://www.skyscanner.com/" target="_blank">Skyscanner</a> that allow you to filter your search by the cheapest date to fly. If you haven't decided on a destination yet, you can also search flexible departure and arrival airports. (See also: <a href="http://www.wisebread.com/the-secret-flight-search-site-savvy-travelers-use?ref=seealso" target="_blank">ITA Matrix Is the Best Kept Secret for Travelers</a>)</p>
<p>When I was in college, I decided to take a semester off school to travel, and ended up being able to take advantage of an opportunity to travel to Chennai, India from Paris for just $200 &mdash; half the usual price. Once in India, I traveled for a month on only $200, so my cheap ticket was the equivalent of an extra month of travel.</p>
<p>While you might think that traveling is outside of a meager student budget, hopefully this list will show you some of the unique advantages that students have for traveling cheaply.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/7-ways-students-can-travel-abroad-for-less">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7">
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</div> </div><br/></br>Education & TrainingTravelAirfarediscountsflightsgrantsidentity cardsoffseasonstudentsstudy abroadtripsThu, 13 Apr 2017 08:30:15 +0000Amanda Gokee1925373 at http://www.wisebread.com8 Easy Health and Fitness Tricks for Travelershttp://www.wisebread.com/8-easy-health-and-fitness-tricks-for-travelers
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<p>Vacation can undeniably be a time for indulgence. But when you're trying lots of new, exotic foods and taking a break from your normal routine, it can also end up being an unplanned departure from healthy habits.</p>
<p>Given that extra weight is one souvenir you may not have been planning to take home with you after your trip, here are some easy tips to help incorporate healthy living habits, wherever your travels take you.</p>
<h2>1. Count steps</h2>
<p>Simply being aware of how active (or inactive) you are while you're away from home is a good way to make sure that you're staying on a healthy track. One way to do this is by counting how many steps you take a day, using either a pedometer or a fitness tracker such as a <a href="http://amzn.to/2o2cziP" target="_blank">Fitbit</a>.</p>
<p>Start by establishing a baseline for how much you tend to walk when you're home. Then when you're away you can check in to see if you're walking less or more. Walking can be a great way to see a new place, and can save you money on cabs.</p>
<p>If you see that you haven't reached your daily goal, go for an extra evening walk to check out the local sunset or events around town.</p>
<h2>2. Keep track of activities with apps</h2>
<p>Besides steps, a good fitness tracker can keep track of other activities you do, too. You can log all kinds of activities, from cycling to rock climbing. You can also monitor your heart rate and sleeping hours.</p>
<p>I personally have been traveling for over a year with the <a href="http://amzn.to/2mIPzFe" target="_blank">Withings Activité Pop</a>. You can use it to track all kinds of activities. It's waterproof, and I like the convenience of wearing it while I'm swimming and showering. Also, it uses a watch battery that lasts for around eight months, so you never have to worry about charging it. (See also: <a href="http://www.wisebread.com/6-apps-that-pay-you-to-workout?ref=seealso" target="_blank">6 Apps That Pay You to Work Out</a>)</p>
<h2>3. Set goals and stay accountable</h2>
<p>Before you leave for your trip, it can be helpful to set a fitness or health-related goal for your trip, whether it's walking a certain amount of steps a day, going to the gym, or getting runs in during the week.</p>
<p>After you've decided what you're going to achieve while you're away, tell a friend, family member, or travel companion what your plan is so that you can establish accountability. Maybe your travel companion will be on board and you'll end up with an exercise buddy.</p>
<p>Having a supportive and active network can be an amazingly effective way to stay fit while you're traveling. When I go home from a long trip, my mom always finds a race that we can run together. It's great motivation to train and stay active while I'm on the road.</p>
<p>Even when friends or family are far away, fitness trackers often let you compare steps with other people in your network, which can spark some healthy competition to see who gets in the most steps.</p>
<h2>4. Bring healthy snacks</h2>
<p>You never know if you'll be stuck somewhere for a while, and end up grabbing whatever junk food is nearby. Pack a <a href="http://www.wisebread.com/12-delicious-healthy-and-inexpensive-snack-options?ref=internal" target="_blank">healthy snack</a> or meal that you can carry with you. Fruits and vegetables are an easy option, since they require little to no preparation. Dried fruit and nuts are another filling option that won't get squashed in your bag. (See also: <a href="http://www.wisebread.com/eat-these-6-foods-to-stay-healthy-while-traveling?ref=seealso" target="_blank">Eat These 6 Foods to Stay Healthy While Traveling</a>)</p>
<h2>5. Stay hydrated</h2>
<p>Staying hydrated is important whether you're home or away. Pack a water bottle for your trip, so you can drink throughout the day. Plus, staying hydrated can help prevent fatigue, keeping your body primed for whenever you want to get active.</p>
<p>Some travelers underestimate the power of tropical heat and desert sun, and become dehydrated during their vacation. Drink lots of water to prevent any illnesses caused by a lack of fluid in the body.</p>
<h2>6. Eat fresh, local cuisine</h2>
<p>Eating food that is in season and local is not only delicious, it is also good for your health. It benefits the economic health of the place you are visiting, too, since you are supporting local farmers.</p>
<p>Food that is grown nearby will be fresher and may be packed with more nutrients than food that has had to travel halfway around the world to arrive at your destination. Plus, this is a great way to try out local specialties. (See also: <a href="http://www.wisebread.com/4-secrets-to-eating-great-food-for-cheap-while-traveling?ref=seealso" target="_blank">How to Eat Great Food for Cheap While Traveling</a>)</p>
<h2>7. Try adventure travel</h2>
<p>Putting adventure sports and activities on your itinerary is another way to guarantee that you'll make time to be physically active during your stay. While some vacations such as ski trips or multiday cycling adventures revolve entirely around an activity, you can also do active travel in a way that doesn't have to take over the entire trip.</p>
<p>If you're going to a beach vacation, balance your time lounging on the white sand with some kayaking, windsurfing, or scuba diving. Opt to walk when you can, or rent a bicycle to tour the city. At a minimum, pack a swimsuit so you can do a few laps in the hotel pool</p>
<h2>8. Don't take the elevator</h2>
<p>This final trick is as simple as it is effective. Stair climbing burns twice the calories of walking, according to Harvard Medical School, and it engages all kinds of other muscles while benefiting your heart and lungs. Taking the stairs instead of the elevator is an easy change to make, and you can do it anywhere.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/8-easy-health-and-fitness-tricks-for-travelers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4">
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</div> </div><br/></br>Health and BeautyTravelactivitieseating healthyexercisefitnesskeeping activestaying fittrackerstripsvacationMon, 10 Apr 2017 08:30:18 +0000Amanda Gokee1921683 at http://www.wisebread.com6 Unexpected Benefits of Solo Travelhttp://www.wisebread.com/6-unexpected-benefits-of-solo-travel
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<p>Many people are apprehensive about traveling alone, yet it can be an exhilarating experience. You get to set your own agenda, save or splurge whenever you feel the need, and you're likely to meet new people from different parts of the world. Instead of dreading that next solo trip, here are a few reasons you should look forward to it.</p>
<h2>1. Enjoy total flexibility</h2>
<p>Deciding where to go and what to do on your trip is harder when you have to take into account more than one person's opinion. Unless your travel companions all share exactly the same interests as you, you'll end up negotiating priorities and compromising.</p>
<p>When you're traveling alone, you can make completely autonomous decisions about your agenda, and you can often change them quickly. Don't like your accommodations? You can move more easily on your own. Hear about an interesting excursion you're dying to try last-minute? You won't have to worry about spoiling someone else's plans. You're flexible to be as spontaneous as you want.</p>
<p>Also, if you're traveling by plane, you won't have to agonize over finding a flight that fits into everyone's schedule, or worry about whether you'll get to sit with your group. No more paying extra for seat reservations!</p>
<p>This added flexibility has the extra benefit of potentially saving you a lot of money on airfare. (See also: <a href="http://www.wisebread.com/10-flight-booking-hacks-to-save-you-hundreds?ref=seealso">10 Flight Booking Hacks to Save You Hundreds</a>)</p>
<h2>2. Personalize your budget</h2>
<p>Budgeting can be one of the most difficult parts of a trip, and it's even harder when you have to accommodate someone else's priorities. Traveling solo means you get to decide whether you'd like to set cash aside for some ritzy dining, or eat simply and go for nicer accommodations.</p>
<p>And if you want to go completely budget, you don't have to take into account how anyone else will feel about it. Sometimes traveling alone can actually be less expensive than with a partner or group because there's no social pressure to spend on something you don't want.</p>
<p>While you're planning your finances for the trip, keep in mind that having <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal">the right travel credit card</a> is an important part of the process. You can earn points toward free travel, and if you get a card that <a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation?ref=internal">doesn't charge foreign transaction fees</a>, you'll save money. Plus, a good card comes with lots of <a href="http://www.wisebread.com/travel-perks-you-didnt-know-your-credit-card-had?ref=internal">travel perks</a> such as free checked bags and <a href="http://www.wisebread.com/6-types-of-travel-insurance-credit-cards-include-that-you-didnt-know-about?ref=internal">travel insurance</a>.</p>
<p>Don't forget to bring along a <a href="http://www.wisebread.com/travel-and-money-using-your-debit-card-on-the-road">fee-free debit card</a> as well, for easy money withdrawals from anywhere. (See also: <a href="http://www.wisebread.com/11-ways-to-avoid-bank-fees-while-traveling">11 Ways to Avoid Bank Fees While Traveling</a>)</p>
<h2>3. Connect with locals</h2>
<p>Undoubtedly one of the greatest benefits of solo travel is that by removing yourself from your normal social circle, you'll be more apt to strike up conversations with locals. In some cases, this can lead to a more immersive experience.</p>
<p>You can use online resources like Facebook groups to help connect with locals who are interested in showing people around their area. Don't forget that the old-fashioned way of meeting people &mdash; face-to-face &mdash; still works well, too (especially if you stay off your smartphone when in public). (See also: <a href="http://www.wisebread.com/live-like-a-local-how-to-tap-into-the-local-scene-while-traveling?ref=seealso">How to Tap Into the Local Scene While Traveling</a>)</p>
<h2>4. Optimize language learning</h2>
<p>If one of the goals of your trip is to learn a foreign language, there's no better way to approach it than by traveling alone. When traveling with friends or family from home, you're much more likely to slip back into communicating in your native tongue. But when you're by yourself, you don't have the option. You'll be surprised how much you can pick up in a relatively short amount of time. (See also: <a href="http://www.wisebread.com/one-surprising-skill-that-can-save-you-money-when-you-travel?ref=seealso">How Learning the Local Language Will Save You Money When You Travel</a>)</p>
<h2>5. Increase your confidence</h2>
<p>Often pushing yourself to do something that feels a little uncomfortable at first can lead to a surprising amount of growth. Once you've traveled alone, you'll have a greater sense of independence and the confidence to know you don't have to be joined at the hip with someone you know all the time. You will never again have to fear eating at a restaurant alone.</p>
<h2>6. Indulge in some &quot;you&quot; time</h2>
<p>Taking a step back from your normal routines and social habits can be the perfect way to reconnect with yourself. For many, traveling alone provides a much-needed recharge. By exploring on your own, you're giving yourself a valuable opportunity to think, meditate, and just enjoy some quiet time when you need it.</p>
<p>Solo travel can be the perfect way to escape from a routine of constant negotiations, whether it's in the workplace or at home. It's a unique and often very memorable experience that everyone should try at least once in their life.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/6-unexpected-benefits-of-solo-travel">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5">
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</div> </div><br/></br>Travelbudgetingflexibilityforeign languageslearningmeeting localsplanningsolo traveltourismtripsvacationFri, 07 Apr 2017 08:30:15 +0000Amanda Gokee1923012 at http://www.wisebread.com6 Ways Travel in Retirement Keeps You Younghttp://www.wisebread.com/6-ways-travel-in-retirement-keeps-you-young
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<p>Traveling and retirement is a great combination, and it doesn't have to cost a fortune. Read on for how travel can lead to a healthier, more enjoyable time after you leave the workforce.</p>
<h2>1. More excitement</h2>
<p>Being bored is a valid concern for those considering retirement. People wonder: How will I fill up the long hours that I used to spend in the office, where I was valued and useful?</p>
<p>Incorporating travel into your retirement is a foolproof way of keeping things fresh and new. In fact, the routine of going to the office every day is arguably much less interesting than being able to experience new places, cultures, and people, as you can do when you're on the road.</p>
<p>To really get to know a place and its people, you may want to stay several weeks. In that case, you may be more comfortable in accommodations you can find through short-term home rental websites such as Airbnb and HomeAway. Or, you could list your own place on Home Exchange and swap with someone who has a home in another country that you're interested in visiting. Signing up for Home Exchange costs around $100 but then you can find free accommodations around the globe. Any of these options allow you to experience the excitement of being in a new place with the comfort of living in a home. (See also: <a href="http://www.wisebread.com/how-one-woman-retired-at-60-and-traveled-the-world?ref=seealso" target="_blank">How One Woman Retired at 60 and Traveled the World</a>)</p>
<h2>2. Constant learning</h2>
<p>Traveling during retirement is a wonderful opportunity to learn new things. Reading up on the history and natural environment of the place you're visiting, spending time in museums and at other points of interest, and talking with locals are all learning opportunities.</p>
<p>Visiting a foreign country can be the perfect opportunity to pick up a new language that you've always wanted to learn, too. Learning languages is not only fun, it helps keep your mind sharp. You can take up a language through any number of immersion courses, some aimed specifically at seniors and retirees. Or, you could polish your language skills simply by engaging in conversations with locals you meet.</p>
<p>Cooking classes can be another great way to learn about a new place. Often, cooking classes abroad are very affordable, and they're a fun way to experience a new culture and meet new people. (See also: <a href="http://www.wisebread.com/one-surprising-skill-that-can-save-you-money-when-you-travel?ref=seealso" target="_blank">One Surprising Skill That Will Save You Money When You Travel</a>)</p>
<h2>3. Better climates<strong> </strong></h2>
<p>With the freedom to travel whenever you want, you can hop from place to place to chase your ideal climate. Leave behind cold, snowy winters and travel to a warm, sunny place. Find a tropical paradise any time of year. You might even fall in love with one particular city and decide to stay there. (See also: <a href="http://www.wisebread.com/5-incredible-places-to-retire-abroad-that-anyone-can-afford?ref=seealso" target="_blank">5 Incredible Places to Retire Abroad That Anyone Can Afford</a>)</p>
<h2>4. Money-saving opportunities</h2>
<p>Those willing to stay overseas for extended periods of time, or indefinitely, may be able to save big on living costs. Often you can make your retirement savings go much further abroad. (See also: <a href="http://www.wisebread.com/retire-for-half-the-cost-in-these-5-countries?ref=seealso" target="_blank">Retire for Half the Cost in These 5 Countries</a>)</p>
<p>This can be helpful in lessening anxiety about having enough money saved for retirement, and it may even allow you a large enough margin to <a href="http://www.wisebread.com/4-keys-to-an-early-retirement?ref=internal" target="_blank">retire sooner than you thought</a>. You may choose to rent out your U.S. home, or sell it if you're moving permanently. Either option could help you feather your nest egg while you're staying in cheaper accommodations elsewhere.</p>
<p>What's more, senior citizens are eligible for discounts on many travel expenses. All of the major U.S. airlines offer senior discounts on at least some routes, but usually you need to call the airline's reservations department, as the fares are not visible online. Most major American hotel chains also offer discounts for seniors or AARP members.</p>
<h2>5. Volunteer opportunities</h2>
<p>Volunteering can be the perfect way to create meaningful connections with people wherever you go and find fulfillment in giving back to the communities you are visiting. You can teach English, or offer health, law, or other professional services that you may have expertise in. Often, international volunteer organizations will place you with a host family while you are in the country, giving you an excellent opportunity to get to know locals and see the way they live.</p>
<p>A working holiday is another great way to save on accommodations while getting to meet people and spend time in another culture. Websites such as <a href="http://www.helpx.net/" target="_blank">HelpX.net</a> list farms, ranches, lodges, and even sailboats that invite volunteers to help them in exchange for room and board.</p>
<h2>6. Health</h2>
<p>Traveling can promote a healthy retirement as well as it can facilitate an active lifestyle, with plenty of new physical and mental stimulus in the places you will be visiting.</p>
<p>Not to mention that some foreign countries have both more affordable <em>and </em>more accessible health care. In Colombia for instance, even with prices that have been rising, a visit to a doctor will cost you around $25 and you may be able to get in for a visit much faster than you would in the United States.</p>
<h2>Live the retirement of your dreams</h2>
<p>Often people have worked hard their entire lives with hopes of being able to travel, experience other cultures, and take in the natural beauty of exotic locales. Now is the time to make those dreams a reality and cross destinations off your bucket list.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/6-ways-travel-in-retirement-keeps-you-young">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8">
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<span class="field-content"><a href="http://www.wisebread.com/13-financial-steps-to-take-before-retiring-abroad">13 Financial Steps to Take Before Retiring Abroad</a></span>
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</div> </div><br/></br>RetirementTravelexpatshealth carelearning languagesaving moneyseeing the worldtourismtripsvacationvolunteeringTue, 04 Apr 2017 08:30:21 +0000Amanda Gokee1917661 at http://www.wisebread.com9 Affordable Travel Items That You Shouldn't Leave Home Withouthttp://www.wisebread.com/9-affordable-travel-items-that-you-shouldnt-leave-home-without
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<p>Your <a href="http://www.wisebread.com/how-to-build-your-best-travel-budget?ref=internal" target="_blank">travel budget</a> can easily get busted just from buying things <em>for</em> your trip. That said, there are certain things you just shouldn't leave home without. If you pack a few smart items that will give you the most bang for your buck, you can enjoy your trip with the right stuff on hand &mdash; and enough money left in your budget for your actual trip.</p>
<h2>1. Memory Cards</h2>
<p>Chances are if you're going on a trip, you're going to want to bring your camera. Running out of space on your <a href="http://amzn.to/2jaQUiE" target="_blank">memory cards</a> can be a big bummer when you're on the go and just about to capture the perfect shot. You'll burn through memory especially fast if you're taking videos, so it's better to go prepared and have at least one high capacity SD memory card, plus one extra, just in case.</p>
<h2>2. Travel Cubes</h2>
<p><a href="http://amzn.to/2jvOGhv" target="_blank">Travel cubes</a> are an easy way to pack your bag. These little compartments let you pack and unpack everything with ease. You can group your clothes, toiletries, and shoes all separately, so you don't have to worry about emptying your entire bag just to find one item buried at the bottom. They work well for backpacks, too.</p>
<h2>3. Universal Plug Adapters</h2>
<p>A <a href="http://amzn.to/2jaOVuC" target="_blank">universal adapter</a> is a packing essential if you're planning to travel to foreign countries, because outlets fit different sized plugs depending on where in the world you are. Some countries even use two different sized plugs.</p>
<h2>4. Luggage Scale</h2>
<p>When you're packing your bags for a trip, a few extra pounds make a big difference. If you show up at the airport with a bag over the airline's allowed weight limit, you could be charged up to hundreds of dollars in overweight bag fees.</p>
<p>With a handy and <a href="http://amzn.to/2jm96VO" target="_blank">portable luggage scale</a>, you never have to worry about guesstimating how much your bag weighs. You can know for sure.</p>
<h2>5. TSA Master Lock</h2>
<p>It's a good precaution to lock your bag shut. Of course, if you're flying you'll need a lock approved by the U.S. Transportation Security Administration. The proper <a href="http://amzn.to/2jaGM9O" target="_blank">TSA lock</a> will ensure you get through security checkpoints.</p>
<h2>6. Leather Passport Case</h2>
<p>You know you need to bring your passport when you're traveling, and it's smart to get a case to protect it from wear and tear. Get a <a href="http://amzn.to/2i6QRaX" target="_blank">leather case</a> that blocks the rare thief armed with a Radio Frequency Identification (RFID) reader from scanning personal information on the RFID chip in your passport.</p>
<h2>7. Travel Bottles</h2>
<p>We're all attached to our specific brand of products. Get the proper sized <a href="http://amzn.to/2iWPg6w" target="_blank">travel bottles</a> and fill them up before your trip.</p>
<h2>8. Solar Panel Charger</h2>
<p>Solar panel technology is still growing, so it's interesting to see the gear that's now being aimed at travelers. If you're going camping off the grid, a <a href="http://amzn.to/2jaO9OB" target="_blank">solar panel rechargeable battery</a> could be a great way to charge your phone and other electronics you can't do without.</p>
<h2>9. Water Filtration Systems</h2>
<p>Depending on what type of trip you're going on, having a way to purify your water may not only save you from buying bottled water, but it could also get you out of a tough situation. <a href="http://amzn.to/2iwPIWi" target="_blank">Water filtration systems</a> are particularly useful if you're planning on doing any overnight hiking and you want to be sure you're drinking water that's safe for human consumption.</p>
<p>Happy shopping and happy travels.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/9-affordable-travel-items-that-you-shouldnt-leave-home-without">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2">
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<span class="field-content"><a href="http://www.wisebread.com/5-things-you-should-never-pack-for-vacation">5 Things You Should Never Pack for Vacation</a></span>
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<span class="field-content"><a href="http://www.wisebread.com/the-5-best-packing-cubes">The 5 Best Packing Cubes</a></span>
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<span class="field-content"><a href="http://www.wisebread.com/make-flying-easy-the-ultimate-carry-on-packing-list">Make Flying Easy: The Ultimate Carry-On Packing List</a></span>
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</div> </div><br/></br>ShoppingTravelelectronicsgearluggagepackingpassportssolar panelstripstsavacationswaterThu, 26 Jan 2017 11:00:07 +0000Amanda Gokee1871130 at http://www.wisebread.com9 Simple Ways to Save on Hotel Stayshttp://www.wisebread.com/9-simple-ways-to-save-on-hotel-stays
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<p>Booking the right accommodations can make or break your stay &mdash; and your travel budget. So once you've taken the time to carefully research your hotel for your next trip, make sure you secure a good room and rate during your booking. (See also: <a href="http://www.wisebread.com/25-hotel-hacks-from-professional-travelers?ref=seealso" target="_blank">25 Hotel Booking Tips From Professional Travelers</a>)</p>
<h2>1. Use Rewards Programs</h2>
<p>By now, you've probably realized that you should always be earning frequent flyer miles when you fly, but did you know this is also true for hotels? Many major hotel brands such as Hilton and Hyatt offer free loyalty rewards programs that let you accumulate points toward free nights just by staying at properties within their chain. (See also: <a href="http://www.wisebread.com/breakdown-of-benefits-and-value-of-the-best-hotel-rewards-programs-and-credit-cards?ref=seealso" target="_blank">Breakdown of the Best Hotel Rewards Programs</a>)</p>
<p>If you don&rsquo;t want to be tied down to one particular hotel chain, <a href="http://www.wisebread.com/the-best-credit-cards-for-online-booking-sites?ref=internal" target="_blank">online booking sites</a> often have their own rewards programs that allow you to accumulate points and earn rewards by purchasing travel through them. (See also: <a href="http://www.wisebread.com/little-known-trick-to-getting-exclusive-travel-discounts-and-rewards?ref=seealso" target="_blank">Little Known Trick to Getting Exclusive Travel Discounts</a>)</p>
<h2>2. Earn Elite Status</h2>
<p>There's nothing complicated about earning elite status with a specific chain of hotels. To start, you'll want to focus on one chain of hotels that you like and book there consistently.</p>
<p>However, you can speed up the process by using a <a href="http://www.wisebread.com/the-5-best-credit-cards-with-free-hotel-status-upgrades?ref=internal" target="_blank">credit card that gives you elite status</a>. Some give you a status boost just for being a cardmember. With others, you&rsquo;ll need to spend a certain amount on the card before you get elite status.</p>
<p>Having elite status can get you perks like free breakfast, upgrades, Wi-Fi, bonus points, and welcome gifts. Be sure to mention your status when you complete the booking and inquire about special accommodations or amenities that may be available to you.</p>
<h2>3. Take Advantage of Status Match</h2>
<p>If you have earned a certain status with one hotel brand, you may be able to leverage this with other chains as well. Call another brand and find out if they will match your status. To qualify for some status match programs, you will have to provide documentation proving your status with the first hotel chain.</p>
<p>Keep in mind that if you've used credit card spending to reach an elite status, this may not qualify you for elite status with another hotel brand.</p>
<h2>4. Book Directly &mdash; By Phone</h2>
<p>It may sound simple, but many people are hesitant to contact the hotel directly, especially in the Internet age where most bookings are done online. People have become accustomed to doing everything from their computers, but sometimes to get the best deal you actually have to call the hotel to book your stay. (See also: <a href="http://www.wisebread.com/the-easy-way-to-negotiate-a-cheaper-hotel-room?ref=seealso" target="_blank">The Easiest Way to Negotiate a Hotel Room Rate</a>)</p>
<p>First, you'll need to do your homework to get an idea of the going rate online. Then call the hotel directly. Ask the reservationist to give you a better deal than what you found with a third-party booking site.</p>
<p>Almost all hotels prefer you to book directly with them, since it saves them from paying a commission to an online booking website. Use this to your advantage and ask that they throw in an extra perk for booking directly, like a complimentary upgrade, a room with a view, or another incentive such as free early check-in or late check-out.</p>
<h2>5. Communicate Early About Special Occasions</h2>
<p>Always inform the hotel if you'll be celebrating any occasion during your stay. Hotels will usually try to accommodate with a free upgrade, and if you're visiting them during your honeymoon they may even throw in a welcome gift like champagne to show their appreciation for your business.</p>
<p>Ideally, you should inform the hotel of your special occasion while you're making the booking, but it doesn't hurt to remind them while you're checking in.</p>
<p>See also: <a href="http://www.wisebread.com/how-to-stay-in-a-5-star-hotel-for-less-than-the-cost-of-a-motel?ref=seealso2" target="_blank">How to Stay in a 5 Star Hotel for Less Than the Cost of a Motel</a></p>
<h2>6. Take Advantage of Last-Minute Deals</h2>
<p>In general, it&rsquo;s best to reserve your room in advance. But if you have to book at the last minute, you can sometimes do so without having to pay top dollar. Websites like <a href="https://www.roomertravel.com" target="_blank">Roomer</a> and <a href="https://www.cancelon.com/" target="_blank">Cancelon</a> can help you secure a reduced rate from last-minute hotel cancellations. (See also: <a href="http://www.wisebread.com/5-hotel-room-booking-tools-every-frugal-traveler-should-know?ref=seealso" target="_blank">5 Hotel Room Booking Tools Every Traveler Should Know</a>)</p>
<h2>7. Use Coupons</h2>
<p>Coupons can really reduce the cost of your booking, especially when you're booking a package or last-minute stay. Sites like <a href="https://www.groupon.com/" target="_blank">Groupon</a> are especially good for last-minute deals.</p>
<p>See Also: <a href="http://www.wisebread.com/25-hotel-hacks-from-professional-travelers?ref=seealso2" target="_blank">25 Hotel Hacks From Professional Travelers</a></p>
<h2>8. Cash in Airline Miles to Buy Rooms</h2>
<p>Have you been racking up thousands of airline miles that you&rsquo;re not sure how to use? You may be able to cash them in to pay for hotel rooms. Many <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal" target="_blank">travel rewards credit cards</a> allow you to&nbsp;<a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-hotels?ref=internal" target="_blank">transfer points to hotel programs</a>, which you can then use to pay for your booking.</p>
<h2>9. Write a Review for a Future Booking</h2>
<p>Did you know you can earn a commission toward a future booking with <a href="https://www.yonderbound.com/" target="_blank">Yonderbound</a>? All you have to do is write a review on the Yonderbound website after your stay. Then, when someone books a stay at the property after reading your review, you can earn 70% of the website's commission, which works out to about 10% of the booking&rsquo;s list price.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/9-simple-ways-to-save-on-hotel-stays">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1">
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<span class="field-content"><a href="http://www.wisebread.com/does-it-make-sense-to-stay-in-a-hotel-anymore">Does It Make Sense to Stay in a Hotel Anymore?</a></span>
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</div> </div><br/></br>Travelaccommodationsairline milesbookingcouponselite statushotelsrewards programsstatus matchtripsvacationsTue, 24 Jan 2017 10:30:36 +0000Amanda Gokee1871078 at http://www.wisebread.com8 Costly Flight Booking Mistakes You Make All the Timehttp://www.wisebread.com/8-costly-flight-booking-mistakes-you-make-all-the-time
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<p>Whether you travel for pleasure or for business, buying a plane ticket can be a significant travel expense. And there's no reason to spend more than you have to. However, there are some common mistakes you may not even realize are costing you extra money. Recognize them, and start saving on your next booking.</p>
<h2>1. Revealing Your Browsing History</h2>
<p>If you haven't been searching for flights in incognito mode, or at the very least clearing your Internet browser's cache, you may be spending more on flights than you should. That's because flight booking sites often use technology that tracks what its customers (<em>you</em>) have been browsing.</p>
<p>That means they know when you've looked at a flight multiple times. Rather than lowering the price to lure you to a final sale, they may raise the price to encourage you to buy before the price goes any higher. You can easily remedy this by browsing in incognito mode or clearing your cache, saving anywhere from $50&ndash;$200 in some cases. (See also: <a href="http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes?ref=seealso" target="_blank">6 Ways to Avoid Sneaky Online Price Changes</a>)</p>
<p>Next time, don't get tricked into buying a ticket that's too expensive. Clear your cache first and buy your ticket second.</p>
<h2>2. Buying Your Ticket From a Booking Site</h2>
<p>Search engines that aggregate flights from a variety of airlines can be a great resource when you're trying to find the cheapest flight (see tip number eight for a great search engine). However, you need to be aware that some third party bookers will charge you an extra booking fee &mdash; which you can avoid by booking your flight directly through the airline's website.</p>
<p>Some small and more obscure airlines may not have a website, in which case you can either call or shop around for a third party booker that doesn't have these fees.</p>
<p>Even if the booking engine doesn't list a fee separately in the price breakdown, it may still be jacking the price up. It's always a good idea to refer back to the airline's listing of the flight and make sure that you're buying it from the least expensive website. (See also: <a href="http://www.wisebread.com/4-secrets-to-getting-the-lowest-rate-from-travel-websites?ref=seealso" target="_blank">4 Secrets to Getting the Lowest Rate From Travel Websites</a>)</p>
<h2>3. Booking to Fly on a More Expensive Day</h2>
<p>Another common mistake that people make is forgetting to check flexible dates. Different days of the week usually offer different fares. For example, flights leaving the U.S. on Tuesdays, Wednesdays, and Saturdays are the least expensive days to fly, according a study by Fare Compare.</p>
<p>If your schedule is adjustable and you're not checking flexible dates, you're probably paying more than you should for your ticket. Prices can vary wildly from day to day for the exact same flight.</p>
<h2>4. Flying Into a More Expensive Airport</h2>
<p>Some airports cost more to fly into than others, depending on taxes and airport fees. If you're flying into the most expensive airport, you're going to be spending more money on your plane ticket than you have to, and the same is true with respect to the airport you're flying <em>out </em>of.</p>
<p>For example, the United Kingdom has an Air Passenger Duty (APD) of $90 for one adult economy traveler to fly out on a long haul flight. If you have the time, it's cheaper to book a short haul flight (with an APD of $16) to a place like Dublin or Paris, then book your long haul from there.</p>
<p>In general, it pays to be aware of what your departure and destination airports are charging you to take off or land there. It may require some digging around to find these fees, but doing so could save you money on fees associated with your departure and destination airports, and even those where you have a layover.</p>
<h2>5. Forgetting Your Airline Rewards Points</h2>
<p>If you travel infrequently, or are a member of a lot of airline rewards programs, it may be easy to forget those piles of frequent flyer miles you've accumulated through flights or <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards?ref=internal" target="_blank">credit card airline rewards</a> programs. The last thing you want to do is let a hefty rewards stash expire simply because you forgot about it. Whether you use a <a href="http://www.wisebread.com/get-started-with-travel-rewards-in-4-simple-steps?ref=internal" target="_blank">rewards-tracking website</a> or an old-fashioned spreadsheet, it pays to keep track of your rewards points and expiration dates. Getting organized can prevent you from missing out on opportunities for free travel. (See also: <a href="http://www.wisebread.com/9-ways-to-use-travel-rewards-cards-to-get-free-trips?ref=seealso" target="_blank">9 Ways to Use Credit Card Rewards to Get Free Trips</a>)</p>
<h2>6. Missing Out on the Best Sales</h2>
<p>How can you find out about the best deals on airfare? Airlines almost always have an email newsletter where they will announce their sales, but if you're not subscribed, you're likely missing out on these deals.</p>
<p>It doesn't cost you anything to subscribe to airline emails, and it could save you a lot the next time you're ready to book a ticket.</p>
<h2>7. Buying Your Ticket Too Early or Too Late</h2>
<p>How early or late you buy your ticket can affect how much you pay as well. According to studies by CheapAir, the best time to book domestic airfare in the U.S. is about eight weeks in advance of your trip. If you can't be that exact, at least try to book within a window of 21&ndash;112 days before your flight, which is when tickets will be at their lowest prices.</p>
<p>There's some hype about being able to grab last-minute cheap tickets, but this usually has to do with a quirky sale &mdash; so it's nothing you should count on if you've been planning your trip for a while.</p>
<h2>8. Using the Wrong Search Engine</h2>
<p>When it comes to paying less for a flight, using the right search engine is a must to ensure you're getting the best prices. You can use the free <a href="https://matrix.itasoftware.com/" target="_blank">ITA Matrix</a>, which has been rebuilt on Google technology, to take advantage of the same software that travel agents often use to book you a flight. (See also: <a href="http://www.wisebread.com/the-secret-flight-search-site-savvy-travelers-use?ref=seealso" target="_blank">The Secret Flight Search Site Savvy Travelers Use</a>)</p>
<p>Booking flights can be a costly endeavor, but there are plenty of ways to save money and make sure you're getting the best price on the market. See how much money you can save using these tips.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/8-costly-flight-booking-mistakes-you-make-all-the-time">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4">
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</div> </div><br/></br>TravelAirfareairportsbookingbrowsing historyflightsflyinghacksrewards milessearch enginesticketstripsvacationsMon, 09 Jan 2017 10:00:09 +0000Amanda Gokee1865343 at http://www.wisebread.comThe Frugal Colonizer's Guide to Getting to Marshttp://www.wisebread.com/the-frugal-colonizers-guide-to-getting-to-mars
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<p>Do you want to take a trip to Mars?</p>
<p>For many people, such a journey would be the thrill of a lifetime. But there's no indication that an average person can currently shell out the billions of dollars it would take to get there.</p>
<p>However, there are people working every day on the concept of commercial space flight, and it's possible that one day, such interplanetary trips will be financially achievable even for middle class folks. Famed entrepreneur and inventor Elon Musk recently said he'd like to see the price of a Mars trip drop to about $200,000.</p>
<p>Of course, that's still a big chunk of change. But with sensible financial planning, it's a plausible figure even for someone who's not filthy rich.</p>
<p>Let's take a look at how an Average Joe might be able to accumulate $200,000 for a trip to Mars.</p>
<h2>Save and Wait</h2>
<p>Elon Musk didn't give an indication of <em>when </em>the $200,000 price tag might be in place. So let's assume that it's far out in the future. This gives you time to begin saving now and accumulate wealth over time. $200,000 isn't an amount that can be saved overnight, but over the course of, say, 25 years, it's achievable. If you put away just $250 per month and invest in the general stock market, earning about 7% per year, you'll have about $200,000 a quarter century from now, assuming inflation remains low.</p>
<h2>Save More and Wait Less</h2>
<p>So you don't want to wait 25 years? Fine. That means you'll have to find ways to save more and accumulate $200,000 in a shorter span of time. Assuming the typical 7% market return on investments, it will take about $650 a month to reach your goal in 15 years. To do it in 10 years, you'll need to save about $1,200 per month. It's possible to invest more aggressively and earn money faster, but you also run a greater risk of losing money or falling short of your goal.</p>
<h2>Go Full Monk</h2>
<p>So let's say you have a middle class salary but don't want to wait at all. You make about $50,000 a year, but want to go in the next five years or so. Well, sounds like it's time to practice living on Mars by cutting out just about every luxury in your life. Move in with your parents to save on rent, or downsize into a tiny house. Ditch your car and get a bus pass. Never eat out. For entertainment, go on long hikes and read books from the library. If Mars is your goal, you need to act like you're practically already there by living on the bare necessities.</p>
<h2>Sell Your Story</h2>
<p>If you can't afford to take the trip on your own, maybe there's someone who will pay you to tell the story of how you got to Mars. Maybe there's a book deal to be had, or a reality television show. Maybe you could start a blog and sell some ads on it. Why spend your own money when someone else can handle the expense?</p>
<h2>Fund It on Kickstarter</h2>
<p>It's highly doubtful many people will raise money online for your trip to Mars. But if you turn your trip into an unselfish venture, it might generate some donations, perhaps through a platform like Kickstarter or GoFundMe. For example, you might promise to perform certain kinds of scientific research, or raise awareness for a cause.</p>
<h2>Get Sponsorships</h2>
<p>Many people climb Mount Everest and do other big expeditions with the support of companies who like the exposure. Your trip to Mars may be highly publicized, so you can trade your potential visibility for cash to help pay for the trip. This might mean you have to travel in a spacesuit with GoDaddy or Red Bull on the back, but it will be worth it for a trip to the red planet.</p>
<h2>Sell Mars Artifacts</h2>
<p>People will pay big bucks for items from Mars. Rocks. Dirt. Jars of red dust. It can all be for sale if you can find a way to bring it back to Earth. Surely, there may be restrictions on what you can take from Mars, but if the Apollo astronauts brought back moon rocks, you could probably get away with snatching a Mars rock or two. Under this scenario, you'd probably need someone to front you the money and agree to be paid back later when you earn cash from your Mars artifacts.</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/the-frugal-colonizers-guide-to-getting-to-mars">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1">
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</div> </div><br/></br>Personal FinanceEntertainmentTravelcommercial space flightinvestingMarssavingtripsMon, 31 Oct 2016 09:00:11 +0000Tim Lemke1822946 at http://www.wisebread.com6 Ways to Travel When You Have Student Loanshttp://www.wisebread.com/6-ways-to-travel-when-you-have-student-loans
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<p>Student loans are a reality for millions of recent graduates and even some of us who have been out of school for a while. Americans alone have <a href="https://commonbond.co/blog/average-student-loan-debt-and-student-loan-refinancing/">1.36 trillion dollars</a> of student loan debt. That's second only to U.S. mortgage debt.</p>
<p>Don't worry! There are plenty of ways to manage your student debt and continue doing what you love. With these tips, you can get out and spend your time traveling while making all of your payments on time!</p>
<h2>1. Take a Look at Your Loans Before You Go</h2>
<p>Getting ready for a big trip is actually a very good time to re-evaluate your student loans (and the rest of your finances), especially because it has the potential to save you a lot of money. By <a href="http://www.wisebread.com/should-you-refinance-your-student-loan">refinancing your student loans</a> you could save thousands. That's because you may be able to get a better APR, and you can also change the terms of your loan so that your monthly payment feels more manageable.</p>
<p>Even a small difference in the interest rate can make a big difference over the time that you're paying off your loan. With <a href="http://www.wisebread.com/3-private-lenders-that-can-really-save-you-money-on-your-student-loans">online lenders like CommonBond</a>, you can get an APR starting as low as 2.14%. It only takes minutes to fill out the application, and you're under no obligation to change your loan once you get your free quote.</p>
<p>That cash you're saving can easily go into your travel fund!</p>
<h2>2. Consider Consolidating Your Loans</h2>
<p>This second tip is closely linked to the first, since in the process of refinancing your loans, you may also want to <a href="http://www.wisebread.com/what-s-the-difference-between-student-loan-refinancing-and-consolidation">consolidate your loans</a>. This means that if you have multiple student loans, instead of paying, let's say, three separate bills every month, you can combine all of your existing loans into one.</p>
<p>Consolidating your loans will help to simplify the payment process for you and reduce the time you spend every month administering and worrying about your loan payments.</p>
<p>This is an especially important point for people planning to travel, since you're already going to have a lot of logistics to keep straight. The simpler you can keep your loan payments, the better.</p>
<h2>3. Put Things in Perspective &mdash; And Into Your Budget!</h2>
<p>It can be paralyzing to think about the total amount of money that you owe, especially if you know you're going to be spending the next 20 years of your life paying it off.</p>
<p>It's more helpful to put things in perspective, so once you've refinanced your loans and you have a manageable monthly payment, treat that like you would any other monthly bill that you have to pay.</p>
<p>Take it on a month-to-month basis and you won't feel as limited by the amount of money that you owe. When you're making your travel budget, simply factor in the monthly payment that you'll be making into your overall budget for the time you'll be traveling, and set aside that money before you go. That way, you won't feel like you have to scramble for funds at the last minute.</p>
<h2>4. Start a Travel Fund</h2>
<p>Figure out how much money you can commit to setting aside for travel every month. Then you can set up an automatic transfer into a special bank account that is dedicated just to travel expenses. Even if you're only putting in a few hundred dollars a month, you'll be surprised at how fast these funds can add up over time.</p>
<p>See also: <a href="http://www.wisebread.com/the-5-best-credit-cards-for-college-students?utm_source=wisebread&amp;utm_medium=seealso2&amp;utm_campaign=travel">Best Credit Cards for College Students</a></p>
<h2>5. Create a Realistic Budget</h2>
<p>You should think about how you like to travel and be honest with yourself. Frugal travel is not for everyone, so you should consider what your priorities are; maybe you will be just as satisfied going on a shorter trip and putting more emphasis on higher-end accommodations and fancy restaurant meals.</p>
<p>If these types of comforts or luxuries don't matter to you, you can probably get by with a smaller budget, but on a longer trip. (See also: <a href="http://www.wisebread.com/savor-your-trip-and-save-big-with-these-5-slow-travel-tips">Save Big With These Slow Travel Tips</a>)</p>
<p>Budgeting is all about striking a balance that works best for you while being realistic about how much you can afford to spend on your trip. By weighing these decisions before you leave, you'll eliminate a lot of money-related stress so that you can just enjoy your trip, knowing that you've already budgeted in the funds to cover your student loans.</p>
<h2>6. Earn Extra Money for Travel</h2>
<p>You're probably already getting excited to go, so if you want to speed up the process you can always consider earning a little extra money to cover your travel expenses.</p>
<p>It's up to you what skills you have and what kind of work you enjoy, but maybe you want to consider getting a second part-time job and putting the money you earn right into your travel account!</p>
<p>Depending on your professional skill set, you can also consider taking on some <a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them">freelance gigs</a>, since they can be very flexible and add a little something extra to your normal paycheck. While you'll have less free time, this also means less time to be out spending money which can be a big help when you're trying to save money. There are also ways to <a href="http://www.wisebread.com/15-ways-to-make-money-while-you-travel">make money while you&rsquo;re traveling</a>.</p>
<h2>Don't Let Debt Stop You</h2>
<p>There's no reason to let student debt paralyze you, and there are simple steps you can take if you're passionate about traveling. It will take a bit of good strategy, combined with some hard work and a proper execution of your plan, but if you're willing to put in the time you can really reap the rewards on your next trip (and even at home).</p>
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<br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/6-ways-to-travel-when-you-have-student-loans">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2">
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</div> </div><br/></br>Education & TrainingTravelAPRbudgetingconsolidationdebtrefinancingstrategystudent loanstravel fundstripsMon, 22 Aug 2016 10:00:13 +0000Amanda Gokee1775891 at http://www.wisebread.com