What is Citroën Personal Contract Purchase or PCP?

Reduced monthly payments as the last payment (known as a residual value or balloon) is large and you can give the car back at the end of the term or pay the balloon and the car is yours. PCP agreements are unique because the last payment - the residual value of the vehicle - is guaranteed by the finance company. PCPs are only available through dealerships.

Good for: Stretching your budget that extra bit further, allowing you to get your dream car! Also good if you like to change your car often or you want reduced payments to allow you to save for the final, balloon payment.

Considerations: If you’re not sure you want to pay a balloon payment at the end of the term, Hire Purchase might be a better choice.

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Thames Motor Group (Slough) Limited and Thames Motor Group (Tunbridge Wells) Limited are Appointed Representatives of AutoProtect (MBI) Limited which is authorised and regulated by the Financial Conduct Authority. AutoProtect's FCA Registered Number is 312143. AutoProtect's permitted business is arranging, advising and administering non-investment General Insurance Contracts.