Month: January 2018

Felipe Montoro Jens Reports How Some government projects will be passed to the private sector

Felipe Montoro Jens, an investment specialist reports that the federal government will be granting 57 projects to the private sector. They are estimated to involve an investment of $44 billion in 22 sectors listed through the programme of Partnership and Investment (PPI).

Half of these projects are slated for August 2018. The second part of the projects are slated for next year. They include: sale of airports in Guarulhos São Paulo, Brasilia, Galeão Rio de Janeiro, and Confis Belo Horizonte. The auction of Congonhas airport in São Paulo is also in the list of projects slated for next year. Felipe Montoro Jens reported that Public companies have 49% interest of the projects that have concession of most terminals.

Surprisingly, BR-153 whose concession was previously revoked of the Galvao group is on the list of concessions of the federal government, Felipe Montoro Jens says. The ministry of transport pointed out that the bidding is slated to happen the last three months before the end of Michel Temer’s tenure as the head of government. According to Felipe Montoro Jens, the stretch of BR 364 which is about 800 kilometres is another highway project that is scheduled to be granted to private entities. Nevertheless, projects such as the auction for port terminals concessions of Vila do Conde, Belem, and Paranaguá re said to remain.

According to infrastructure specialist Felipe Montoro Jens, during the time of concession announcements, the federal government did not provide a clear explanation on how they plan to sell companies such as Ceasaminas and Mint. However, the government the privatization of the named state owned companies by the end of 2018.

The Program of partnership and investment was formed by the federal government and its main objective was to strengthen and broaden the relationship between the state and private entities so as to generate more Jobs in Brazil.

Bradesco is one of the biggest banks in Brazil. Bradesco was a small town bank 75 years ago when Marilia native Amador Aguiar thought opening a bank in his small city was a good idea. The farmers, government employees, and the small business owners in Marilia didn’t have a bank that gave them the support to grow in Brazil’s shaky economy in 1943. So Amador Aguiar put his money up and gave his neighbors a people’s bank.

And according to the 73 million current bank customers, Bradesco is still a people’s bank. Amador Aguiar was a shrewd banker who could spot banking talent quickly, and that’s what happened when Lázaro Brandão was looking for a job. Amador Aguiar put Lázaro in his training program 75-years ago, and Lázaro fit in the bank’s structure perfectly.

Lázaro was a great banker, so when Aguiar passed in 1991, he got Amador’s job. And Lázaro never left the bank. But what he did do was hire Luiz Carlos Trabuco Cappi in 1969. Trabuco Cappi fit the Bradesco banking mold perfectly even though he wasn’t a finance man. Cappi was a University of Sao Paulo graduate, but his degree was in philosophy not accounting. Luiz Trabuco Cappi also got a degree in psychology before he got the Bradesco job, so his skill with handling people was present right from the start of his banking career. Cappi was a trainee in 1969 like Brandão was in 1943. Both men took a similar path to the CEO’s office. Brandão and Cappi were a good team, and they put a great executive team together. Bradesco’s income reports and the bank’s substantial increase in assets under management proves Brandão and Cappi were the Brazilian banking team that other Brazilian banks wanted to copy. But that team is facing another challenge now. It’s time for Brandão to turn the keys to the Chairman’s office to Cappi. And Cappi has to turn the keys to the CEO office to one of the seven candidates on the bank’s short list. Cappi is 67-years-old, so he has to move on, and at 91, Lázaro is ready to pursue other interests.

The big question on the minds of the 106,000 Bradesco employees is who will be the next CEO? Most employees have a favorite candidate because all seven men are in top executive positions. Cappi and Lázaro, as well as members of the bank’s board, are keeping quiet, but there are plenty of rumors spreading through all the bank’s foreign and domestic offices. The new CEO will take over at the March 2018 Bradesco corporate meeting, but Cappi plans to make the new CEO announcement in February. Every Bradesco employee is waiting to hear who will be the next CEO, but that anticipation is not hurting Bradesco’s performance. The bank broke profit records in 2017, and 2018 will be another great year even though the board is putting a new man in charge.

According to g1.globo.com the candidates include IT specialist Mauricio de Minas, human resource vice-president Andre Cano, acquisition and risk vice president Alexandre Glüher, insurance president, Octavio de Lazari, operations vice-president Josué Pancini, lending vice-president Domingos Abreu, and investment vice-president Marcelo Noronha. All the men are capable bankers, and they all are the right age to be CEO. Bradesco wants a competent new CEO who can stay in the job until he has to leave at the age of 67. Luiz Trabuco Cappi will still be a force in the bank’s domestic market, but he will also pay more attention to the bank’s global assets. Lázaro will still be around to give advice, but he will not be active on a daily basis, according to Trabuco Cappi. Cappi is Wall Street’s man of the hour right now. Investors want to make sure he’s not going anywhere soon.

What in the world does Fabletics have going for it? The question should actually be the opposite. Most people are wondering what the athleisure brand doesn’t have going for it at this point. This Internet apparel subscription service, first of all, has a leadership team that’s on a whole new level. It was launched back in the middle 2013 by a pair of the most capable and seasoned entrepreneurs in the United States. This duo is made up of Don Ressler and Adam Goldenberg. It gets even better than that, too. Who is the third part of the Fabletics equation? It’s Kate Hudson, an actress who was nominated for an esteemed Academy Award for her work in the film “Almost Famous.” These things all make the value of Fabletics crystal clear to all. Fabletics isn’t only about a solid leadership crew, however. It’s also a brand that understands the beauty of sheer determination. The professionals who are behind Fabletics have work ethics that are out of this world.

Fabletics makes people want to ask another pressing question. What makes Fabletics so appealing to consumers of the modern age? The answer is pretty simple, surprisingly enough. It’s the basic fact that Fabletics is a business that’s 100 percent in tune with its audience members’ needs and wants. It’s not a company that’s ever oblivious. It’s not a company that thinks it’s above caring. Fabletics employs the insight the “crowd” offers day in and day out. It keeps close tabs on feedback from customers. It requests feedback that spans all categories. The crew members at Fabletics concentrate in great detail on customer reviews that are available on the Internet. They concentrate on social media comments and direct messages. They concentrate on information they hear seemingly randomly and naturally as well. This is the reason Fabletics is so formidable. It’s a modern ecommerce company that does its homework. The Fabletics team essentially never sleeps.

Kate Hudson cherishes her Fabletics role. Ressler and Goldenberg knew from the beginning that she’d blend in seamlessly with the team. Entertainment lovers are fond of Hudson. People who watch the news and who read magazines and newspapers in general are fond of her. She keeps her eyes on the prize while working on Fabletics designs. She understands athleisure enthusiasts. She regularly dons clothing that integrates comfort and athleticism. Complete this lifestyle quiz A.S.A.P. to uncover amazing Fabletics pieces.

Sussex Health Care is specialize people people can benefit from their rehabilitation services, rather they live there or not. Most nursing home facilities will require you or your loved one to stay in the nursing home to receive treatment; however, Sussex Health Care does not require they’re residents to live there to receive treatment. Sussex Health Care even provides day care for people who live at home with their families but cannot be alone during the day. If you ever need someone to keep an eye on your loved one for a few hours, Sussex Health Care has your back.

Recently, Sussex Health Care opened a new facility that really benefits the community. Sussex Health Care has over 20 locations, but they have added an open gym for the people who are located near the Horsham location in West Sussex. For the disabled and elders in the community, they are welcomed to come down to the gym and interact with their peers and exercise. This new gym is equip with amazing modern equipment that can defiantly help get them in shape! The gym has a pool and they also provide organized fitness classes for those who are interested as well.

This open gym is helping elders and the disabled improve their social skills which will defiantly give them a confidence boost. This gym is also helping them to improve their mobility skills. Sussex Health Care’s mission is to provide outstanding care to their residents and patients while giving them an extraordinary experience. They have been doing a great job keeping up with their mission, they are defiantly the best diverse care facility in the entire country.

Lime Crime has become one of the hottest brands of cosmetics that the young millennial crowd has seen. This is definitely the crowd that Doe Deere had in mind when she conceptualized this brand of cosmetics that is not specifically meant for men or women. Doe Deere wanted to be clear that she was on another level and she wanted to provide a rebel style of cosmetics that did not turn anyone away.

With LimeCrime what Doe Deere has managed to do is create a diverse selection of cosmetics that would be able to reach the consumers by advertising through social media.

Doe Deere could have easily run after customers through traditional print ads and television market. This is what many of her adversaries are doing. This may have gotten some exposure for the brand of cosmetics that she was advertising, but Doe Deere could have never reached the fan base that she has attracted with these traditional methods of marketing the Lime Crime cosmetics that she has pushed for.

Since a large number of the fans of her cosmetics line know her from YouTube videos it made more sense for her to focus on reaching the crowd where she had already grabbed their attention. The Internet would become the best place to create an online crowd and market to these people.

It also would become one of the most cost-effective ways for Doe Deere to realize what she was doing with her brand. So far, she has to create the type of company that is really pushing the boundaries, and consumers love it. There’s no doubt about it. Doe Deere is a rebel that has been able to take this brand to a bigger fan base because she has more consumers to connect to through various forms of social media.

Doe Deere has also been knowledgeable on what it takes to build a customer base by keeping people interested in the new products that she unveils. The addition of semi-permanent hair dye has allowed this brand of cosmetics to evolve with consumers that wanted a diverse products line.

Whitney Wolfe is really passionate about Bumble. This is the dating app turned social media app that has evolved in so many ways in a short time frame. Whitney Wolfe knew that she was creating something outstanding when she started Bumble, and she has continued to levitate to new heights as one of the premiere technology app developers.

Whitney Wolfe knows how to create change in technology. It is very possible that no one would really be paying the same amount of attention to Wolfe if she was not a woman. She knows this, and she is absolutely fine with the fact that people are acknowledging work ethic because she is a woman. In fact, she embraces this because she knows that she is part of a very small group of women that are dominant when it comes to app development.

When it comes to dating app development Whitney Wolfe is the lone wolfe for her generation. It is has been stated that lone wolves in nature are typically older females, but Whitney Wolfe is quite young. Bumble is a unique app with a unique person in the driver seat. As a mogul she has become quite impressive in her ability to build a solid dating app that has accounted for millions of matches so far. It is no small feat for someone that is still under the age of 30. Whitney Wolfe does not look at it this way though. Whitney Wolfe actually feels like she is just getting started. She is now in a place where she is going to help a lot of women follow their career goals.

One way she is doing this is through the Bumble Bizz. She has allowed herself to become a channel for business opportunities where other people can network by utilizing her app. This is definitely one of the strongest ways to show women that she is in support of the struggle that they have with getting into the corporate world. She wants them to have an app that allows them to meet and connect with others that are trying to engage in better business practices as well.

There is also another component called Bumble BFF that allows people to build friendships. This is yet another aspect of Bumble that has created an opportunity for people to have conversations about this innovative app. It gives Wolfe another angle to work.

USHEALTH Group has become one of the leading value provider of service across industries in the United States with world-class service, individualized and unique health insurance plans, excellent support, committed philanthropic works, and more. The firm is known as a champion of customer experience which is considered as difficult criteria for the insurance industry considering its complex nature. The products of the service provider have received rave appeal in the recent years, and the firm is even listed with BBB.org as an A+ rated company. The firm has received numerous accolades for its service delivery, customer service, customer experience, excellent sales, diverse product portfolio, visionary leadership, and more. What makes the firm unique and special in their services?

Initially, the Texas-based company admits the fact that each of its customers is unique, and they have different needs. It also understands that one size fit for all kind of health insurance plans is not addressing the concerns of every customer. Due to this reason, the advisors of the firm connect with each customer and understand their goals and priorities with the healthcare insurance. Later, they match those needs and goals with the existing plans or design new plans to meet the needs of the customers. It ensures that each customer is getting their desired solution, and a long-term professional relationship is started from then. USHEALTH Group also follows exceptional claim processing along with excellent customer service to take the experience further.

Interestingly, there are products addressing dental secure, eye care, accident protector, income protector, and more. All the products of USHEALTH Group are designed with three critical factors of health insurance: reliability, affordability, and flexibility. The service has also designed with specific processes to accommodate even people with limited budget. The firm offers different insurance solutions with first dollar benefits for numerous services. Additionally, it also provides great network discounts across its wide range of providers. Similarly, people who want added protection can avail it by cost sharing at specified levels. This is how service-orientation is becoming part of the health insurance provider and helping it to make a difference in the sector.

When it comes to the operations of USHEALTH Group, it operates as two subsidiaries. The captive wing of the firm is another differentiating factor which the firm calls as USHEALTH Advisors. The Advisors are credited for the significant growth of the company in the recent years. They also actively take part in the product design and give their inputs to make the solutions highly suitable for the customers. The insurance provider and its division of advisors have won many industrial awards on various parameters. Recently, the firm won Gold Stevie® Award, One Planet Business Award, CEO World Awards – 2017, and more.

Selecting the right life insurance plan can become quite confusing because it is a huge decision. Discussed below are simple guidelines to follow when making that all-important decision.

When to Purchase Term Life Insurance

Term life insurance is best when one needs life insurance for a particular period. It enables the client to match their need with the length of the policy provided. A good example is purchasing a 20-year plan to pay for college tuition or repay a debt.

Also, term life insurance is the perfect choice when one needs insurance coverage but has a limited budget. Here, the individual will remain covered until their policy expires or they die – whichever comes earlier. However, unlike permanent insurance, the customer’s cover stops when the designated period is over. See more updates on facebook.

Permanent Life Insurance

Customers who can afford permanent life insurance products are covered throughout their lives. These policies pay a death benefit once the insured dies. Many people prefer them because they accumulate in the form of savings, have tax differed benefits, and are a source of funds in the form of loans. If one dies before they repay a loan secured by their death benefit, the insurer first pays the debt balance before paying what’s left to the designated beneficiaries.

Freedom Life Insurance offers flexible term life insurance products tailored to meet the unique needs of all its clients. It also offers convertible term policies that allow customers to convert to a permanent insurance agreement without the need for a medical examination.

Freedom Life Insurance

Freedom Life Insurance provides flexible products and services across the US. The company offers life, health, credit, accident, and annuities products. It was formerly called Consolidated American Life Insurance Company. Today, it operates as a subsidiary of the USHEALTH Group, Inc. in Fort Worth, Texas.

Choose your providers: At Freedom Life Insurance, workers are adept at assisting you to choose the best provider. This means selecting the best hospitals and doctors crucial in meeting your exact needs. Once a PPO plan is enforced, Freedom Life insurance will go above and beyond to provide discounted rates and subsidized expenses.

The fight for human, immigrants’ rights, civil rights and the freedom of expression has been there since immemorial. Despite the emphasis on treating everyone with dignity and respect, many individuals have continued to ignore and mistreat others.

Philanthropists are, however, not ready to watch this become the norm of the nation. As a result, many humanitarians groups have been formed. Here are some of the most proactive organizations in the advocacy of human, civil and migrant rights;

The Lacey and Larkin Frontera Fund

The Frontera Fund offers financial support to humanitarian groups of Arizona that share the same quest as the foundation. The Frontera Fund fights to see that the immigrants’ rights are observed. The organization also aims at seeing that every member of the community enjoys the freedom of expression.

The Frontera Fund was founded by the two journalists, Jim Larkin and Michael Lacey. The duo is known for their bravery in fighting legal battles. Fortunately, they have succeeded in many.

The Frontera Fund was formed with the apprehension compensation Lacey, and Larkin received from the sheriff’s case. After publishing his evil deeds, the sheriff arrested them and drove them to a secret location. The judge considered this unlawful and they, therefore, received a $3.75million settlement, which they used to initiate the Frontera Fund.

Arizona Project Justice

They are incarcerated individuals who are denied justice. It is worthwhile to note that the inmates are still citizens of the nation and are entitled to justice. The mission of the Arizona Project Justice is to ensure that the inmates enjoy justice.

For instance, they help the convicts who claim to be innocent. Such detainees may have ended up in jail as a result of lack of legal representation. They also assist convicts who require special medical attention.

The Disability Rights Education and Defense Fund

The DREDF fights to see that the rights of the disabled citizens are advanced and observed. The community only offers these individuals pity, which is far from what they need. The DREDF, therefore, wants to ensure the disabled get opportunities to better their life, like other citizens.

The DREDF also empowers the individuals by enlightening them on their rights.

While many people believe that success depends on hard work, it is the person who is the most creative that is going to be successful. Lori Senecal herself has experienced success in the industry that she works in because of the creativity she has shown. As a matter of fact, advertising is a creative activity. While mere productivity is also helpful, the person who is creative is going to be innovative in the work he does. This is the very thing that takes the company to greater levels of growth and prosperity. Lori has mastered the many different aspects of creativity.

One very important aspect to creativity is looking at the market. When one takes the time to look at everything, he is able to take in information that will enable him to figure out where he can move. Lori Senecal has looked at all of the technology available and all of the platforms that can be used for marketing. She has used this information to decide on how to move forward with her marketing. One of the best things about this approach is that she is able to look at each of the platforms and find out which one is best for each industry. You can visit her website lorisenecalglobalceo.com

Afterwards, she decides how she is going to move forward for the client in advertising. Lori Senecal comes up with the right advertising campaign. The ad campaign has to get the attention of the audience. It also has to be clear on what is being promoted so the audience can know what is being sold to them. This will encourage them to buy the products that are being promoted to them. Lori has done a lot of creative work for companies such as Kraft and others. She has shown that she really enjoys her advertising campaigns.