The credit check depends on the type of rental. We do look at your open counts, closed accounts as well as the negative records you have. If your credit report shows that you pay the accounts you have signed up and agreed to pay, we shouldn’t have any problems. Medical doesn’t effect this decision, and we also do not count foreclosures or Shortsales. If you lost your home buy still paid all of your other bills you will be fine. If you lost your home and quit paying your phone bill, cable bill, credit cards and other debts you will be declined. You may also be approved at a higher security deposit. This is up to the owner of the home.

Civil and Criminal Search

Have you ever been arrested?

Have you ever been in litigation with a Landlord?

Have you ever been evicted?

Sexual predator search.

National Terrorist Action List

Once again, some rentals require there be no criminal background. Other rentals will require no criminal record for the last 5 years. Typically DUI or misdemeanors will not be counted against you because everyone makes a mistake. However violent felonies and recent drug related arrests will mean automatic rejection of application.

Rental History

How often did you pay late?

Did you leave owing money?

How did you maintain the premises?

Did you fulfill the terms of your lease?

Were there any complaints against you or your guests?

An Eviction is okay if you paid the landlord in full afterwards. If you still owe a landlord money for any reason, your application will be automatically rejected.