Insurances and Self-Insurance

Risk Management oversees the commercial insurances and internally funded risk financing
programs (also referred to as “self-insurance") that cover the University’s property,
liability, and workers compensation exposures. Some of the Univesity's main coverage
areas are summarized below.

Insurance Needs or Questions

In special instances, an individual employee or department may need separate, additional
or different insurances from those already covering the University. This could be
for a specific activity, event, contract or grant. Employees and departments should
not directly purchase insurance. For any insurance needs or questions, please contact
Risk Management: 225-578-3283.