Compare all Checking Accounts

Overview

Where does Main Street Bank Checking Account do business?

Main Street Bank Checking Account is based in Bingham Farms, MI. It was founded in 2005 and offers checking accounts services in 50 states (and Washington, DC).

Main Street Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Main Street Bank offer?

Main Street Bank Checking Account offers an APY starting at 0.05% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

What features and perks does Main Street Bank Checking Account offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.

Mobile Banking - Main Street Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Main Street Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Outgoing domestic bank transfers come with a $25 fee.

Incoming domestic bank transfers come with a $20 fee.

Outoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.

Incoming international bank transfers come with a $20 fee.

Main Street Bank Checking Account charges a $50 fee for an early account closure. Contact Main Street Bank Checking Account for more details on what is considered an early closure.

Main Street Bank Checking Account charges $2.5 every time you request a paper statement.

Every returned deposit incurs in a $2.5 charge.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Partner with us

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.