Benefits

About Medical Plans
We specialize in providing employers, agents and brokers alternatives to control the increasingly high cost of providing healthcare benefits. Our clients represent all walks of life, employing both the professional, skilled and the unskilled worker. Our health benefit packages provide a sense of security and comfort to employees worldwide by providing assurance that their health care needs are protected. At the same time, employers remain assured that they are providing a cost-effective benefit package that satisfies their employees’ basic needs.

Moreover, the current healthcare crisis has created a paradigm whereby employers are forced to cut benefit costs without losing employees. High turnover may result in lost profits and productivity. The offering of an affordable benefits package can be an effective means of retaining employees, reducing turnover and increasing productivity through improved morale.

How Does Pre-paid Legal Work?

How it works
Members are served by a Provider Law Firm, which has been carefully screened and selected by Pre-Paid Legal. To use the Life Events Legal Plan SM, members simply call their Provider Law Firm directly at the toll-free number on their membership card when they have a legal question or problem. It’s really that simple. Pre-Paid Legal does all the work; no flipping through a yellow-page style catalog for a qualified lawyer, no claim forms, no worries about being able to afford a lawyer – just peace of mind.

Life Events Legal Plan
We give members access to professional legal counsel not only for traditional legal problems, but for everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft, and much more where legal review should be routine, but rarely is. For Pre-Paid Legal members, access to legal counsel is only a toll-free phone call away.

Cost
One year of Pre-Paid Legal benefits costs less than one month of many medical coverage plans. Your cost can be $26 or less! What other benefit costs so little and provides so much?

Delta Dental PPO SM

Delta Dental PPO, our preferred provider organization (PPO) plan, provides access to the largest PPO dentist network in the U.S. Delta Dental PPO dentists agree to accept reduced fees for covered procedures when treating PPO patients. This means your out-of-pocket costs are usually lower when you visit a PPO dentist than when you visit a non-Delta Dental dentist, but you have the freedom to visit any licensed dentist, anywhere in the world.

DeltaCare® USA (dental HMO)

Avesis Vision Your vision health is an important part of complete wellness. Avesis is pleased to present your vision benefits which are designed to give you and your covered family
members the care, value and service to help maintain good vision and overall health.Benefit Frequencies:

Vision Exam every 12 Months

Spectacle Lenses every 12 Months

Frames every 24 Months

Contact Lenses every 12 Months

Copays:

Vision Exam $10

Materials $15

Avesis Vision Intro Video

How Does Pre-paid Legal Work?

How it works
Members are served by a Provider Law Firm, which has been carefully screened and selected by Pre-Paid Legal. To use the Life Events Legal Plan SM, members simply call their Provider Law Firm directly at the toll-free number on their membership card when they have a legal question or problem. It’s really that simple. Pre-Paid Legal does all the work; no flipping through a yellow-page style catalog for a qualified lawyer, no claim forms, no worries about being able to afford a lawyer – just peace of mind.

Life Events Legal Plan
We give members access to professional legal counsel not only for traditional legal problems, but for everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft, and much more where legal review should be routine, but rarely is. For Pre-Paid Legal members, access to legal counsel is only a toll-free phone call away.

Cost
One year of Pre-Paid Legal benefits costs less than one month of many medical coverage plans. Your cost can be $26 or less! What other benefit costs so little and provides so much?

Pre-Paid Legal Plans

A Pre-Paid Legal Life Events Legal Plan SM gives you access to quality law firms for as low as $16 a month (Each state is different-Please ask).

Have you ever…

* Been overcharged for a repair?* Received a speeding ticket?* Been audited?* Purchased a home?* Tried to return a defective product?* Lost a security deposit?* Signed a contract?* Prepared a will?

Even though most people find themselves in these situations, the majority do not seek the advice or help of a qualified lawyer. Why?

* It may cost too much.* They may not know where to begin.* The process is intimidating.

You only get as much justice as you can afford. If you don’t know your rights, you simply don’t have any! The top 10% of income earners can afford to have a lawyer on retainer and are accustomed to asking their lawyer for advice before making decisions. What about you?

With Pre-Paid Legal:

* You know who to call.* You’re treated like the firm’s most important client.* A one year membership costs $312 or less.* You are empowered by knowing your legal rights.

Without Pre-Paid Legal:

* You may try to handle it yourself.* You’ll likely receive as much justice as you can afford.* You may pay hundreds of dollars for ONE HOUR of a lawyer’s time.* If you don’t know your rights, you don’t have any!

Pre-Paid Legal “levels the playing field” in the justice system. With a Pre-Paid legal plan you can say, “I’m going to talk to my lawyer about this.” — and mean it!