The following terms and conditions (“the Terms and Conditions”) apply to all information accessed from the www.apbmandate.com web site (“the Site”). They should be read with great care. By registering with, using or accessing the Site you are agreeing to the terms that will appear below, whether you register as a user or whether you do not register as a user. By reading the below information, you confirm that all of the information that you may receive from the Site is for information purposes only and should be verified on your own responsibility before relying on the veracity of such information.

On 4th June 2015 these terms and conditions were last updated.

BACKGROUNDThis Site is owned, updated and operated by Key Positioning Limited (“Key Positioning”). Key Positioning is a company registered in Hong Kong.

Users will be able to access some of the information and data on the Site without going through the registration process. However, certain areas of the site are only accessible if users register. Where additional material, that is not freely offered, is considered Subscriber Only content, users will be asked to pay. Key Positioning reserves the right to suspend or terminate entirely a user’s access to the Site at any time and may exercise this right with or without notice.

RIGHTS OF THE PROPRIETORThe Site and all information, material and reports pertaining to the Site are the property of and the copyright belongs to Key Positioning and/or its third party partners. Copying, reproducing, republishing, redistributing in any way, shape or form, or modifying the information without the prior written permission of Key Positioning is prohibited. The information contained on the Site should be used for personal non-commercial use only. All trademarks and logos appearing on the Site are Key Positioning’s or belong to those of its third party partners’.

They cannot be used without the written permission of Key Positioning.

INFORMATION REGARDING THIRD PARTIESThe information available on the Site may contain information provided by third parties or from other sources or references. Key Positioning will try hard to ensure that such information is up to date and accurate at the time it is published on the Site, and although Key Positioning takes steps to make sure that such information and is as accurate as possible, care should be taken regarding the reliability and accuracy of the information.

NEWSLETTERSUsers may subscribe to the Asian Private Banker Newsletter. The use of the content in these newsletters is subject to these Terms and Conditions.

REGARDING THIRD PARTIES AND SITE TRANSACTIONS WITH THIRD PARTIESThird party partners of Key Positioning may offer reports, consultancy services, transactional services or other information and products (“Products”) for sale on the Site. When users purchase such Products by way of the Site, their contract is with the third party. The user’s contract, in such cases, is NOT with Key Positioning.

REGISTRATION AND PRIVACYWhen registering with the Site, users must provide accurate and complete registration information, in particular their email address. Notifying the company of changes to this personal information is the responsibility of the user. Each registration is for a single user only. Users may not share their name or password with another person or allow multiple users to log on to the Site using their identification. Users are responsible for all use of the Site made by themselves or anyone else using their identification. Use of the personal information gathered from users is covered in the Site’s Policy of Privacy.

SOFTWAREYour use of any Software on the Site will be governed by the terms of the licence agreement that is included with that software.

DISCLAIMERThe content of the information and reports contained on the Site are for general information purposes only and the information should be independently verified before relying on the same. The information does not constitute any form of advice by Key Positioning for users to act or refrain from making any specific decision. In particular, Key Positioning and its directors accept no responsibility for any loss resulting from any matter contained on the Site.

NO WARRANTIESKey Positioning does not give any warranties including but not limited to any warranties in relation to the accuracy or completeness of any of the content, information or reports available in respect of the Site or in respect of any material and reports made available by any third party partners through the Site. The Site and the content, information and reports available on the Site are provided on an as is basis and Key Positioning hereby disclaims all warranties and duties of whatsoever nature express or implied including without limitation any implied warranties of merchantability or fitness for a particular purpose. In addition Key Positioning makes no warranty that the Site is free from any viruses.

LIMITATION ON DAMAGESUsers of this Site agree that Key Positioning will not be liable to them or any third party for any damages that they may incur in relation to the use of the Site or any services available thereon.

CHANGES TO THE SITE AND TERMS AND CONDITIONSKey Positioning reserves the right at its sole discretion to make changes to the Site and the Terms and Conditions. Any use of the Site after the Terms and Conditions have been amended will be in accordance with the new Terms and Conditions and use of the Site after the Terms and Conditions have been amended will confirm a user’s acceptance of the new Terms and Conditions.

GOVERNING LAWThese Terms and Conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.

GENERALIf any provisions of these Terms and Conditions are found to be invalid by any court having jurisdiction then the invalidity of that provision will not affect the validity of the remaining provisions of these Terms and Conditions which shall remain in full force and effect.

PROFESSIONAL INVESTORS/ACCREDITED INVESTORSSome of the information contained on the website is for the consumption of professional or accredited investors only. By registering as a professional or accredited investor you confirm that you are legally entitled to view the information on the website.

By clicking one of the buttons below, you hereby acknowledge that you have read and understand the Terms & Conditions stated above.