Is $40,000 Enough to Retire With?

How long will 40k in savings last in retirement?
Can I Retire With $40,000? Use the calculator below to estimate how
much you need to save in retirement.

Current Age

Retirement Age

Income Needed in Retirement

$per year

Total Amount Currently Saved

$currently invested

Amount Saved Annually Towards Retirement

$per year

Investment Return

6%

Inflation

2.5%

How to Use

Fill in your details. The results will update automatically.

* We use today's dollars to account for inflation.

Show Data by Age

Questions and details

This calculator does not account for taxes, which can be a large cost in both investment returns and retirement income.

Try changing both inflation and investment returns. Notice how small changes can have a
dramatic effect on the results. This is one of the challenges of retirement planning. It's
difficult to predict what will happen in the future.