disclaimer & terms of use

Acceptance of Terms and Conditions of Use
These Terms and Conditions govern your use of the Panoramic Australia
Web site. By using, visiting, or browsing the Panoramic Australia
Web site, you accept and agree to be bound by these Terms and Conditions.
If you do not agree to these Terms and Conditions, you should not
use the Panoramic Australia Web site.

Changes to Terms of Use
Panoramic Australia reserves the right, from time to time, with
or without notice to you, to change these Terms of Use in our sole
discretion. The most current version of these Terms & Conditions
can be reviewed by clicking on the "Terms & Conditions"
or "Legal Notices" hyperlink located at the bottom of
the pages of the Panoramic Australia Web site. The most current
version of the Terms & Conditions will supersede all previous
versions. Your use of the Panoramic Australia Web site after changes
are made means that you agree to be bound by such changes.

Privacy
Any information submitted on the Panoramic Australia Web site is
subject to our Privacy Policy, the terms of which are incorporated
herein. Please review our Privacy Policy to understand our practices.

Gift Certificates/Vouchers/Coupons
We may offer for sale on the Panoramic Australia Web site various
Gift Certificates/Vouchers/Coupons redeemable for Panoramic Australia
products and/or services. These Gift Certificates/Vouchers/Coupons
are subject to the terms and conditions set forth on their specific
pages.

Account Access
You are responsible for maintaining the confidentiality of your
account and password and for restricting access to your computer,
and you have full right to request access to all personal information
held as stated within our Privacy Policy. You are also responsible
to ensure your personal information is accurate and complete.

Disclaimers of Warranties and Limitations on Liability
The Panoramic Australia Web site and its contents are provided "as
is" and we make no representations or warranties of any kind
with respect to the Panoramic Australia Web site or its contents.
We assume no liability or responsibility for any errors or omissions
in the content of the Panoramic Australia Web site, any failures,
delays, or interruptions in the delivery of any content contained
on the Panoramic Australia Web site, any losses or damages arising
from the use of the content provided on the Panoramic Australia
Web site, or any conduct by users of the Panoramic Australia web
site. We disclaim all representations and warranties, including,
for example, warranties of merchantability, fitness for a particular
purpose, and non-infringement. In addition, we do not represent
or warrant that the information accessible via our site is accurate,
complete or current.

In no event shall Panoramic Australia, its shareholders, directors,
officers, or employees be liable (jointly or severally) to you for
any special, incidental, indirect or consequential damages of any
kind, or any damages whatsoever resulting from loss of use, data
or profits, whether or not advised of the possibility of damage,
and on any theory of liability, arising out of or in connection
with the use or performance of this information. If any applicable
authority holds any portion of this section to be unenforceable,
then liability will be limited to the fullest possible extent permitted
by applicable law.

Intellectual Property
Copyright
All content included on the Panoramic Australia Web site, including
text, graphics, logos, designs, photographs, button icons, images,
audio/video clips, digital downloads, data compilations, and software,
is the property of Panoramic Australia, or its suppliers and is
protected by Australian and International copyright laws. The compilation
of all content on this site is the exclusive property of Panoramic
Australia, and protected by Australian and international copyright
laws. They should not be reproduced or used without express written
permission from the Managing Director of Panoramic Australia.

Use of Information Submitted
Panoramic Australia is free to use any comments, information, ideas,
concepts, reviews, or techniques contained in any communication
you may send to the Panoramic Australia Web site without further
compensation, acknowledgement or payment to you for any purpose
whatsoever including, but not limited to, developing, manufacturing
and marketing products and creating, modifying or improving the
Panoramic Australia Web site or other Web sites. Furthermore, by
posting any information on our site, you grant us a nonexclusive,
royalty-free license to display, use, reproduce or modify that information.

Your Conduct on the Panoramic Australia Web Site
By accessing the Panoramic Australia Web site, you agree not to
upload, post, email or otherwise send or transmit any material that
contains software viruses or any other computer code, files or programs
designed to interrupt, destroy or limit the functionality of any
computer software or hardware or telecommunications equipment associated
with the Panoramic Australia Web site. You also agree not to interfere
with the servers or networks connected to the Panoramic Australia
Web site or to violate any of the procedures, policies or regulations
of networks connected to the Panoramic Australia Web site, the terms
of which are incorporated herein. You also agree not to impersonate
any other person while using the Panoramic Australia Web site, conduct
yourself in a vulgar or offensive manner while using our service,
or use the Panoramic Australia Web site for any unlawful purpose.

Limitations on Use
Unless otherwise specified, the content on the Panoramic Australia
Web site is for your personal and non-commercial use and we grant
you a limited license to access the Panoramic Australia Web site
for that purpose. You may not download (other than through page
caching necessary for personal use), modify, copy, distribute, transmit,
display, perform, reproduce, duplicate, publish, license, create
derivative works from, or offer for sale any information contained
on, or obtained from, the Panoramic Australia Web site without our
express written consent from the Managing Director of Panoramic
Australia. Any unauthorized use of the Panoramic Australia Web site
or its contents will terminate the limited license granted by us.

Right to Terminate
We reserve the right to terminate or restrict your use of our service,
without notice, for any or no reason whatsoever.

Links
Some of the hyperlinks on the Panoramic Australia Web site may lead
to other Web sites that are not controlled by, or affiliated with,
Panoramic Australia. In addition, other Web sites may link to the
Panoramic Australia Web site. Panoramic Australia has not reviewed
these Web sites and is not responsible for the content or privacy
policies of these Web sites.

privacy policy

The following is the Privacy Policy of Panoramic Australia.

Please read the following policy so you understand how we use and
why we collect the personal information we ask you to submit. Panoramic
Australia can change this policy without from time to time, therefore
please refer back to this page periodically.

Information Collection and Use
When you register as a member or customer with Panoramic Australia,
you need to supply personal information such as:

Your Name, Address and Contact Details
This information is your personal information and Panoramic Australia
will not disclose, leverage or sell this information to any other
organisation under any circumstances, without prior permission,
unless they are contracted to Panoramic Australia to keep the information
confidential or are required to comply with all relevant laws including
the Privacy Act.

To notify you about other or new services or promotions from
time to time

To provide customer support

To provide you with the products, services or information you
have requested

For administration and notification of any Panoramic Australia
hosted/run Competitions

To develop and improve the products, benefits and services
we offer to our members and website users

To contact users directly who communicate directly with Panoramic
Australia

To help us constantly improve our service, in order to maintain
a consistent level of customer satisfaction

If required by law or to enforce, protect or apply rights,
we may release such information as required

Mail (Electronic and Postal)
During the course of your association with Panoramic Australia,
you may receive postal mail and/or emails from Panoramic Australia
that contain information relating to your account and the service
provided to you as a member, including but not limited to website
changes, product additions, news and current updates concerning
the industry, website and account, product availability, and the
status of deliveries and/or returned items. It is our policy to
provide you with the opportunity to limit the use and/or disclosure
of your personal information. You may do this when you first register
or at any other time you receive mail from us, or at any other time
by written notice to Panoramic Australia. If at any time you no
longer wish to receive mail from us, you can contact the Customer
Service team at any time and request removal.

Links to External Sites
Panoramic Australia does not take any responsibility for its advertisers,
outgoing links, or any other part of this site that is not under
direct or total control of Panoramic Australia. This Privacy Policy
applies to information collected online of which Panoramic Australia
has direct and total control of. We advise that users read the Privacy
Policies of external sites before submitting personal information.

Cookie Technology
Our use of cookie technology is limited to "session state management",
where a random number is placed in a cookie file on your computer
to enable web server to communicate with you. Session state management
is required so that the web server can serve pages to you relating
to your account and your personalised settings. We DO NOT under
any circumstances place either your email address nor password in
this cookie file on your computer. If your computer or Internet
connection will not accept cookies then you may not be able to use
personalised features of this website.

Furthermore, we do not use this cookie file to track or record
your movements. We do, however, keep a record of certain activities
directly relating to the service Panoramic Australia provides you.
The information stored includes:

Purchases made on your credit card, without revealing nor storing
your credit card details in line with our merchant agreement
with our Bank

Tracking of products sent to you or sent by you.

Data Quality
Panoramic Australia takes all reasonable steps to ensure that all
personal information we collect and use is accurate, complete and
up-to-date. It is your responsibility to make sure this information
is accurate and complete.

Data Security
Panoramic Australia will take reasonable steps to ensure that all
information we collect, use or disclose is accurate, complete, up-to-date
and stored in a secure environment accessed only by authorised persons.
Panoramic Australia also takes reasonable steps to protect personal
information it holds from misuse and loss and from unauthorised
access, modification and disclosure.

Where credit card details are transmitted, we use 128-bit encryption
though Secure Sockets Layer (SSL) technology. The common name of
encryption certificate may be that of either Panoramic Australia
or Panoramic Australia's official hosting partner. This encryption
process ensures that the information you give us is protected against
unauthorised access. If you have any queries concerning encryption
please contact our Customer Service team.

We have implemented technology and security features, as well as
strict internal guidelines, to safeguard the privacy of your personal
information from unauthorised access. We will continue to enhance
these features as technology changes and becomes available. While
we make every effort to ensure that your information is secure on
our system, no data transmission over the internet can be guaranteed
to be 100% secure. As a result, we cannot guarantee the security
of any information you transmit to us, and you do so at your own
risk.

Furthermore Panoramic Australia takes reasonable steps to destroy
or permanently de-identify personal information if it is no longer
needed for any purpose.

The collection is necessary to prevent or lessen a serious
and imminent threat to the life of any individual, where the
subject of the information is physically or legally incapable
of giving consent; or

The collection is necessary for the establishment, exercise
or defence of a legal or equitable claim.

Contact
If you have any questions, comments or complaints concerning this
policy, please contact:

trademarks

"Panospace" is a trademark of Daltech Computer Services
Pty Ltd. All Panoramic Australia graphics, logos, page headers,
button icons, scripts and service names are trademarks or trade
dress of Panoramic Australia. Panoramic Australia's trademarks and
trade dress may not be used in connection with any product or service
that is not Panoramic Australia's, in any manner that is likely
to cause confusion among customers, or in any manner that disparages
or discredits Panoramic Australia. All other trademarks not owned
by Panoramic Australia that appear on the Panoramic Australia Web
site are the property of their respective owners, who may or may
not be affiliated with, connected to, or sponsored by Panoramic
Australia. Any images of persons or personalities contained on the
Panoramic Australia Web site shall not be an indication of endorsement
of any particular product or our service unless otherwise specifically
indicated.