I am in the minority on both issues - I want complete penetration - i.e. two holes- one in and one out- and in my opinion there is no problem shooting your own hand loaded ammunition. There is no concealed carry here in California and where I live in the middle of no-where I have unlimited lines of fire. I really don't want to argue either of these points it is just my opinion. I am an attorney and have studied the law and case law and that is my opinion. I think heavy for caliber bullets are great for self-defense especially where you want complete penetration and there no other innocent people around.