PA Second Chance Checking – Utilities Employees Credit Union

Utilities Employees Credit Union’s green light checking is designed for the members who may have some trouble qualifying for a new Checking Account at other banks. The checking account will help them rebuild personal finance and a solid checking history.

Features:

No outrageous fees

Free REACH credit counseling

No minimum balance

Non-interest bearing

Low initial deposit

Low monthly service fee of $12

And after 12 months’ successful management, the checking account can be upgraded to a traditional checking account of UECU. If you fail to get this account approved, here are some other second chance banks and credit unions in PA.