Products

Casualty

Our casualty team currently writes a diverse portfolio of both UK and international business which is focussed on the small to medium-sized company market. As our book of casualty business is sourced entirely through brokers, we are keen to share our expertise with you, giving extensive underwriting, actuarial and managerial support to build profitable partnerships that last.

You can count on us to give every individual submission the personal touch, as each risk is assessed on its own merits by one of our expert underwriters.

Within our casualty product range we have a selection of target businesses that we have analysed to be preferred risks; our experience and dedication in these areas allow us to:

General Liability offering protection against third party claims, including:

Employers’ Liability

Public Liability

Products Liability

Our target businesses include:

Contracting

Light manufacturing

Service sector

Haulage

Leisure

Our cover options can include:

Primary and excess capacity

Varying levels of cover, up to £10m limit of indemnity in respect of EL or £5m in respect of PL

Cover for incidental USA exposures

ELTO

FCA regulations require us to publish details of all commercial employers’ liability policies we enter into, renew or under which a claim is made, on or after 1st April 2011. AmTrust Europe Limited and AmTrust International Underwriters Designated Activity Company are both members of the Employers’ Liability Tracing Office (“ELTO”) for which further details can be found at the ELTO website.

Legal Expenses

AmTrust Europe is one of the market’s leading specialists in both After the Event (ATE) and Before the Event (BTE) cover; we provide a niche rather than a commoditised legal expense and assistance service.

As well as offering competitive premiums and attractive commissions, we help our broker partners thrive with a collaborative and supportive culture.

Our philosophy is underpinned by a passion for excellence and a commitment to communicate with our clients in a timely and no-nonsense manner. Above all else, we provide the assurance that we will listen carefully to our clients’ needs, not just at the outset but throughout the relationship.

As active members in a number of legal associations, we stay ahead of the curve on the rapidly evolving legal landscape, so we can keep you and your clients up to speed with all the important developments, particularly in the area of costs.

We typically distribute our ATE products through specialist underwriting agencies and insurance brokers, and can provide the following types of cover:

Property

Whether you are looking for cover for caravanning holidaymakers or to protect new landlords from the pitfalls of renting out a residential property, our team of highly experienced property underwriters can help.

We can replicate an established specialty scheme or create something entirely new for you, starting quite literally with a blank sheet of paper, to fit a defined and individual set of needs.

Our imaginative insurance solutions are supported by equally innovative customer service and an in-house claims division which handles claims from first notification of loss through to final settlement.

We offer a range of products tailored to protect property and its contents.

With specialist knowledge in creating bespoke warranty products for top retailers, manufacturers and financial institutions on a global scale, our underwriters push the boundaries to create market-leading cover.

They combine years of market experience with underwriting flexibility to tailor bespoke insurance solutions to add significant value. The specialist products they create can provide additional revenue streams and improve customer retention for you or your client’s business.

Affinity

Our underwriting teams have a wealth of experience in designing bespoke insurance solutions for a wide range of affinity groups from sports clubs to trade associations.

The products available range from travel & health to warranties; we make the effort to understand the needs of the individual members and undertake significant analysis before contemplating product design. Each scheme is different and there is no such thing as one size fits all.

We are happy to discuss your particular requirements whatever the sector. If you already have a scheme in place we are happy to appraise the offering as we can often improve the value and coverage.

Corporate policy, providing cover for Group PA/ Group Sickness/ Group Business & Leisure Travel

Niche, bespoke policies

As well as helping your corporate clients demonstrate their commitment to employee welfare, our bespoke products can assist in business retention by providing unique, innovative solutions and market differentiation.

Accident & Health products are available on a global basis and can be amended, expanded and refined to reflect the individual risk profile of a client.

AmTrust International is a branding style of AmTrust International Underwriters Designated Activity Company and AmTrust Europe Limited. AmTrust International Underwriters Designated Activity Company Registered in Ireland. Company No. 169384. Authorised and regulated by the Central Bank of Ireland. Registered office: 40 Westland Row, Dublin 2, Ireland. AmTrust Europe Limited Registered in England and Wales. Company No. 1229676. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm’s reference number 202189.Registered office: Market Square House, St James’s Street, Nottingham, NG1 6FG. Member of the Association of British Insurers.