Spring break travel requires medical insurance

January 1, 2010

Q:I need proof of health insurance to
cover a trip during spring break.

A:
Regardless of whether your destination is in one of the states or
overseas, it makes sense to spend a few minutes to become familiar with
the travel insurance options that are available for only a few dollars a
day. If your trip is sponsored by an organization, then proof of medical
insurance is often required before departure. Many people do not realize
that their regular health insurance provides inadequate coverage while
hey are travelling.

For short trips outside the U.S.
Liaison International is the best choice. You can add complete trip
insurance including lost luggage protection with
Round
Trip insurance. Coverage can be issued immediately for as short as
five days. The cost for a short trip is typically under $20 per person.

F

or trips within the U.S. any of the reputable short term
medical insurance plans listed here at
MedSave.com will provide immediate emergency coverage while you are
travelling. Unlike other insurance plans, these policies provide the
same coverage throughout the United States, with any doctor or
hospital and do not require the use of a network provider. The proof of
insurance can be printed out as soon as you complete the fast online
enrollment.

Another approach is to add supplemental coverage
like 24 Hour Accident
insurance from Value Benefits. This overlaps the primary health insurance and provides additional cash to cover expenses incurred in the event of an unforeseen medical problem. This coverage applies at home as well as while travelling.