Disclaimer: The information contained in this message is confidential and/or privileged and is intended for the stated addressee(s) only. If you are not an addressee, you must not view, disclose, copy, circulate or in any other way use or reply on the information contained within this message. If you have received this message in error, please inform the sender immediately and delete it and all copies from your system. PT Tokio Marine Life Insurance Indonesia does not accept liability for any email loss or files damage.