Senior Management

Ms. Rebecca Mbithi

Company Secretary and Director Legal Services

Rebecca was appointed Company Secretary & Head of Legal in January 2015.

She holds a Bachelor of Laws (LLB) Degree from the University of Nairobi and a Masters in Business Administration from United States International University. She is a Certified Public Secretary and a Certified Public Accountant.
Rebecca has over fourteen years’ experience in legal and Company Secretarial practice both as an advocate and also at top management level in two large organizations. She served as Head of Legal and Regulatory Affairs in Kenya Tea Development Agency Ltd for four years before joining Rift Valley Railways as the Company Secretary and Legal Counsel for five years. She has vast experience in corporate governance and has served in the Corporate Governance and Standards Committee of the Institute of Certified Public Secretaries Kenya.

Charles Kimani Njuguna

Chief Finance Officer

Charles Kimani is an experienced business leader with over 20 years work experience in the Financial Services industry spanning across the East Africa region. Prior to joining Family Bank in November 2017, Charles held various senior management positions at Old Mutual Group and GT Bank. He has been instrumental in spearheading strategic direction and the realization of sustainable long-term growth with immense expertise in mergers and acquisitions, business turnaround, strategy development, as well as financial and risk management. Mr. Njuguna holds a Master in Business Administration (Finance) and is also a CPA(K) and CPS(K) holder

Godfrey Kamau Kariuki

Chief Operations Officer

Godfrey, a seasoned banker with over 25 years’ experience, joined Family Bank in September 2017 as the Chief Operations Officer. Prior to joining Family Bank, Godfrey served as the Head of Operations at Ecobank Kenya Limited for over 2 years where he is credited for leading transformations in cash management, branch management as well as trade, treasury and card operations. Godfrey has also held various senior roles at Barclays Bank in Kenya, Egypt and Seychelles including: Head of Operations, Senior Project Manager, Manager Corporate Operations and Manager Documentation and Securities Centre among others.

Godfrey holds a Master of Business Administration from the Institute of Technology, Australia, and has also undertaken various training and development programs in management, leadership and banking including Managing Managers for Results, Business Lending Fundamentals Programme, and Omega Performance (UK), to single out a few.

James Karinga

Head of Credit

James Karinga joined Family Bank in October 2007 as a Credit Manager. He rose through the ranks to become the Head of Credit where he is tasked with offering departmental strategic leadership.

Karinga was instrumental in the strategy formulation and development of SME banking unit from inception to the current levels where it is a strategic unit within the Bank. Prior to that he had developed the Asset Finance product from the ground-up, propelling its growth to a KES 9 billion loan book over the period he was Head of Asset Finance.

He has also been instrumental in developing a robust and clear credit framework to support the lending function of the Bank.

Karinga holds an MBA in Strategic Management from University of Nairobi and a Degree in Bachelor of Arts in Economics, from the same University. He is a Certified Public Accountant (CPA K).

He is uniquely positioned to offer 16 years of progressive experience in commercial banking, with senior-management accountabilities in Asset Finance, SME, Banking and Overall Credit Management.

John Wachiuri

Head of Audit

John Wachiuri joined Family Bank as the Head of Audit in 2016 from Bank of Africa where he was the Head of Internal Audit. He has over 15 years of experience gained from an expansive career spanning from Equity Bank where he worked as an Internal Auditor, a Finance Officer at Credit Bank, a lecturer in Finance, Accounting and Auditing at Strathmore University, a Senior Internal Auditor at the East African Development Bank based in Uganda and the Head of Internal Audit at the Competition Authority of Kenya. He previously served as Head of Audit at Family Bank Limited.

Wachiuri has been involved in setting up risk and compliance departments, designing internal audit departments using risk based methodology whilst offering valuable recommendations and strategic insights to Management and Boards of the organizations he has worked in especially in the improvement of internal controls, enhancing enterprise risk management and cost efficiency.

Wachiuri is a holder of a Masters in Business Administration (MBA) majoring in Finance from the United States International University and a Bachelors of Education Degree (Business Studies and Economics) from Kenyatta University. He is also a Certified Public Accountant of Kenya, a Certified Internal Auditor (CIA), a Certified Information Systems Auditor (CISA) and is currently pursuing the Certified Public Secretaries (CPS) designation. Besides, he is an active member of the Institute of Certified Public Accountants of Kenya (ICPAK), and also a member of the Institute of Internal Auditors (IIA). Wachiuri is an accredited Integrity Assurance Officer by the Ethics and Anti-Corruption Commission (EACC) and is also a designated trainer of trainers in Corporate Governance by the Centre of Corporate Governance.

John Ndugi

Head of Corporate and Institutional Banking

John Ndugi, a seasoned banker with over 15 years experience, was appointed the Head of Corporate and Institutional Banking in January 2017.

John started his career at Family Bank Ltd as an Operations Officer, moving up to different functions in Customer Service, Credit, Branch Operations and Branch Management. Prior to this appointment, John was a Regional Manager where he oversaw the business growth and performance in Mount Kenya Region and Nairobi North Region.

Mr. Ndugi is a holder of a Master of Banking and Finance (Micro-finance Option) from Moi University, Bachelor of Commerce (Accounting and Business Administration) from Daystar University. He is also Certified by the International Coaching Federation (IFC) as an Engagement and Productivity Coach (CEPC).

Over the course of his career he has also attended numerous trainings covering Leadership, Client Relationship Management, Credit Management, Performance Management and Marketing of Financial Services.

Nancy Njau

Head of Retail Banking

An astute banker with over 15 years experience, Nancy Njau is the Head of Retail Banking. Nancy joined Family Bank in 2002 as a graduate clerk and has risen through the ranks, having worked in various branches and capacities across the network. Appointed into the position in 2017, she previously served as the Regional Manager for Nairobi Central with an overall oversight mandate for growth of the 21 branches constituting the Region.

Nancy holds a Masters in Business Administration in Strategic Management from Jomo Kenyatta University of Agriculture and Technology, a Bachelor of Commerce Degree (Accounting) from Kenyatta University and a Higher Diploma in Human Resource Management. In addition, she is a Certified Public Accountant of Kenya (CPA-K) and a trained Executive Leadership Coach. She has attended numerous courses on Performance Management, Credit Management, Transformational Leadership, Customer Service, to name a few.

Elijah Kariuki

Head of Human Resources

Elijah Kariuki is a HR specialist and a seasoned banker with over 11 years’ banking experience. He was appointed Head of Human Resources in October 2018. He started his career at Family Bank Ltd as an Intern in the ICT department in October 2007, he rose through the ranks in different functions as ICT Officer, Operations Officer in Trade Finance, HR Officer, Senior HR Officer, HR assistant Manager, HR Manager to Senior Human Resource Business Partner. Prior to this appointment, Elijah was the acting Head of HR.

Elijah holds a Bachelor’s Degree in Human Resource Management from Kenyatta University. He also holds a Higher Diploma in Human Resource Management and a certificate in counselling both from the college of Human Resource Management.

Over the course of his career he has also attended numerous trainings covering Leadership, People Management, Labour Law, Performance Management and many more. He is currently pursuing a Master of Science Degree in Human Resource Management from the University of Nairobi. He is a full member of the Institute of Human Resource Management Kenya (IHRM).