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Merchant Card Services

The power to securely accept credit cards and the flexibility of employee spending control

Payment Processing – Merchant Solutions

Being able to accept credit and debit cards could bring you more business and entitles you to provide better customer service. First Bank & Trust can offer you the following:

Credit, debit and EBT card acceptance

Negotiated rates

E-Commerce solutions

Qualified service representatives available when you need them

Full suite of payment processing products to meet your needs

Corporate Credit Cards

We offer “no annual fee” company credit cards with rewards and a low preferred rate. Our cards give your business the power to:

Manage cash flow by using your Business Edition Visa Card to cover the cost of supplies, equipment, and travel.

Track expenses with online access to reports. You can categorize, monitor spending, and forecast expenses more easily.

Your rewards earn 1 point for every qualifying $1 spent, have no limit on points earned, and can be redeemed for account credit, travel, merchandise, and gift certificates.

Purchasing Cards & Payroll Cards

If you have employees without a bank account or you don’t want to issue a blank check for employees to purchase supplies or equipment for the company, First Bank & Trust has a card product that can help.

Payroll Cards is a card program that is administered by you. You can issue fully loaded cards to your employees, allowing them to withdraw from any ATM or use as a POS (point of sale) credit or debit card with cash back availability. If the card is lost or stolen you can have the card deactivated and re-issued.

Purchasing Cards are one time loadable cards issued in the business name that can’t be used as cash. Activity can be tracked and viewed online.

Get Started

Call a Treasury Management expert at 1-847-733-7400 or contact us online. We are ready to help.