References: [2015] UKPC 4 Links: BailiiCoram: Lord Mance, Lord Wilson, Lord Carnwath, Lord Toulson, Lord Hodge (Trinidad and Tobago) The principal issue in the appeal is whether the MVIA enables someone who has suffered property damage caused by a motor vehicle accident to obtain indemnity from the vehicle owner’s insurers when the driver, who caused the damage, was not authorised by the insurance policy to drive the vehicle.