I’m really not an optimist by nature. I’m as cynical as any native New Yorker, always alert to the scam or the con in any proposal. I’m the kind of guy who, when I hear the word, “FREE!”, responds as if a pal is screaming, “DUCK!” …

Every year, Realtors® are surveyed to offer their opinion of the recoupment value of thirty home projects. This year, new siding seems to be the favorite improvement, providing better returns than boring old kitchen and bath remodels, window replacement, and finishing basements. …

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