Paytm – Trick to Login Paytm Account and Transfer Money without OTP. As you know Guys Paytm is launched their ecommerce App “Paytm Mall” for Shopping, because Paytm is going to become “Payments Bank” soon, According to RBI Rules They can’t run ecommerce business along with “Payments Bank”. That’s the reason Paytm made a Seperate App for Online Shopping in India. But Paytm Mall App is not asking for OTP while Logging. So Here is way to Login Paytm Account without OTP. So This is Useful for those who don’t have their number or who Made unlimited account but they don’t have OTP again !!