SIPP Guide for Download

Don't Miss out on Capital Markets Growth.

Some investors believe that investments in stocks are too risky. But historical stock market data show that not only do they deliver higher long-term returns than bonds or cash savings, their risk level also decreases significantly with the length of the investment. As the chart below illustrates, an investment into the MSCI World - a very broad basket of global stocks - has never returned a loss since 1975 if it was held for at least 15 years. Those who held their investment for over 25 years would on average have made a return of 9.5% per year and even when buying and exiting their investments at the worst points in time they would still have enjoyed a return of 6.4% per year.

Average, minimum and maximum annualised returns (%) when investing in the MSCI World* equities index between 1975 and 2017, depending on the time horizon of the investment

Source: Bloomberg, own calculations. Including dividends (total return index), in GBP. Past performance is not indicative of future performance.

No cash ISA can beat inflation (Which?, 25 January 2017)

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Investing with Scalable Capital

Built for You. Managed by Us.

Our investment service can be broken down into two separate but equally important parts.

We give you access to all major asset classes and regions, with an investment universe covering more than 8,500 securities. We use cost-efficient, passive Exchange Traded Funds (ETFs) that we rigorously select for you.

We regularly monitor the risk of the investments in your portfolio. When our investment model anticipates a breach of your risk tolerance we adjust your holdings. The result is a smoother investment performance and a better risk-adjusted return.

Scalable Capital is one of the top 10 wealth firms to watch in 2017: "Scalable Capital seems set to take the crown as the robo-adviser to watch."

"Siemens Private Finance has partnered with Scalable Capital to offer the fintech's services as an investment benefit to Siemens employees."

"Scalable Capital, which has a presence in the UK and Germany, has amassed £217m in assets since its launch last year." (June 2017)

Our Team.

Our founding team combines practical experience with decades of research expertise. We have created an investment service that we really believe in, and can wholeheartedly recommend to our friends and family.

Simon Miller

UK CEO & UK Co-Founder

Biography

Simon joined Scalable Capital after 8 years working in finance with Barclays Capital. He began trading industrial metals on the London Metal Exchange and rose to the position of Vice President and Global Head of Base Metals Options. Whilst Simon’s primary role was trading and managing risk, he also worked with both institutional and corporate clients to discover hedging solutions and, in his latter years, he helped develop an e-trading platform. Simon studied Mathematics and Economics at the University of Warwick.

Dr. Ella Rabener

CMO & UK Co-Founder

Biography

Ella combines a finance background with several years of experience building e-commerce startups. As founder and CEO of Westwing.ru she grew the site over 3 years into the dominating online player in the home & living category in Russia. She also spent 7 years at McKinsey & Company in New York, Dubai, Munich and Cologne working for private equity and consumer goods clients as well as advising banks on risk management topics. Ella has a diploma in Business Administration with a specialisation in Banking and Financial Derivatives from the University of Frankfurt as well as a Maîtrise degree from the University of Lyon. She also has a doctoral degree from the European Business School in Oestrich-Winkel.

Adam French

Co-Founder & Director

Biography

Adam co-founded Scalable Capital after recognising that everyone deserves better when it comes to access to wealth management services. It was clear that technology could provide a professional service which is more convenient and more cost-effective than ever before. Prior to founding the business, he spent seven years at Goldman Sachs as Executive Director of Commodities and Derivatives Trading. Adam has just been named as one of the PAM Top 40 Under 40 for 2017. He studied Business Mathematics and Statistics at the London School of Economics.

Prof. Stefan Mittnik, PhD

Co-Founder & Advisor

Biography

Stefan is a Co-Founder and Scientific Advisor at Scalable Capital. He is Professor of Financial Econometrics and Director of the Centre for Quantitative Risk Analysis at the Ludwig Maximilians University in Munich. Stefan is also a Fellow at the Centre for Financial Studies (CFS) in Frankfurt. After obtaining his PhD at Washington University in St. Louis, he taught in New York and Kiel (Germany) before moving to Munich and has since held a number of visiting positions in the US.

He served on the Research Advisory Board of the Deutsche Bundesbank - the Review Board of the German Research Foundation - and was research director at the CFS and the Institute for Economic Research in Munich. He has spent about 30 years researching, analysing, modelling and forecasting financial risk.

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RISK WARNING

With investment comes risk. The value of your portfolio with Scalable Capital can go down as well as up and you may get back less than you invest.A Stocks and Shares ISA or a SIPP may not be right for everyone and tax rules may change in the future.Learn more about risk here.

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Scalable Capital Limited is authorised and regulated by the Financial Conduct Authority (Firm Ref No 672532). Scalable Capital Limited is a limited company registered in England and Wales (Company No 09386303).