Short Term Medical Plans are ideal for those who are between jobs, waiting for coverage after starting a new job, part-time or temporary employees, college students or those who are unable to qualify for or afford individual health coverage or COBRA.

Flexibility and choice. Our short-term medical (STM) plans give individuals and families peace of mind knowing they will have the coverage they need in case of any catastrophic events; while maintaining flexible coverage options and deductible choices. Plus, our online issuance means coverage could start as soon as the next day!

SECURE STM

Coverage options from 30 days up to 6 months (up to 364 days in some states)

$2 Million maximum per coverage period

Choice of deductibles - $1,000, $2,500, or $5,000

$50 office visit copay

Choice of coinsurance – 80%, 70% or 50%

Choose any doctor or hospital

Eligibility age 2 up to age 64

Unlimited reapplies in most states

Pay monthly or single payment discount

FREE Discount RX Drug Card

TelaDoc – 24-Hour physician access

Insured by Standard Security Life Insurance Company of New York

SECURE Lite STM

Similar to the Secure STM but with some benefit limits for affordability:

$750,000 maximum per coverage period

Coverage options from 30 days up to 6 months (up to 364 days in some states)

$50 office visit copay

Choose any doctor or hospital

Eligibility age 2 up to age 64

Choice of deductibles - $500, $1,000, $2,500, or $5,000

Choice of coinsurance – 80% or 50%

FREE Discount RX Drug Card

TelaDoc – 24-Hour physician access

Unlimited reapplies in most states

Pay monthly or single payment discount

Insured by Standard Security Life Insurance Company of New York

United Health One

Coverage options from 1 to 6 or 11 months(most states) with unlimited rewrites