1. HOW TO ENTER No purchase necessary.To be entered in the contest, visit page and sign up for Dreyer Group Mortgages Inc.’s free “Rate Watch” program by completing and submitting the online form.You will be automatically entered into the contest upon registration for the “Rate Watch” program through this portal.If you are eligible to participate in the contest but do not wish to sign up for the Dreyer Group Mortgages Inc. “Rate Watch” program, please call Dreyer Group Mortgages Inc. at 604-649-5991 or 1-800-687-9020, or e-mail us at This email address is being protected from spambots. You need JavaScript enabled to view it., and you will be entered into the contest upon the provision of your name, affiliation to UBC and contact information.

Limit one entry per person.

In the event of a dispute regarding the identity of the person submitting an electronic entry, the entry will be deemed to be submitted by the person whose name appears on the form.

2. ELIGIBILITY

MUST BE a University of British Columbia (UBC) community member: alumna/us, faculty, staff, or student and the age of majority in the province in which you reside (e.g. 19 years of age or older in British Columbia) as of March 1, 2013.Contest is open to residents of Canada only except those residing in the Province of Quebec.

Employees (and members of the immediate families of employees) of Dreyer Group Mortgages Inc. and the UBC Alumni Association and their respective affiliates, advertising agencies, the contest judging organization and the supplier of the prize are not eligible to enter.

3. CONTEST DATES AND ODDS OF WINNING

Contest commences on March 1, 2013, 12:00am.All entries must be received by 11:59pm, September 30, 2013, the contest closing time and date.No responsibility will be taken by Dreyer Group Mortgages Inc. for lost, misplaced, misdirected or delayed entries for any reason whatsoever, including technical problems with the online registration form.

All federal, provincial and local laws and regulations apply. Odds of winning are dependent upon the number of eligible entries received during the contest period.

Participation in this Contest constitutes contestant's full and unconditional agreement to and acceptance of these Official Contest Rules. Participants who do not comply with these rules are subject to disqualification.

4. PRIZE There is one (1) grand prize available to be won:a 3 day/2 night “get-away” package to Whistler, BC, which includes two nights in a four-star Whistler Village resort hotel and Spa visit, both of which must be booked before October 15, 2014.Winner will have the opportunity to work with Dreyer Group Mortgages Inc. to coordinate booking. Some blackout times may apply. The prize will be furnished by Dreyer Group Mortgages Inc. for the purposes of fulfilling the contest requirements.

The retail value of the Grand Prize is estimated to be approximately $600 CDN (incl. tax). All other costs and expenses associated with the Grand Prize, including without limitation transportation to and from prize location, are the responsibility of the winner. By claiming the prize the selected entrant waives the right to claim any costs of winning the prize, including, without limitation, any and all costs of verification or travel to redeem the prize, and bears in full any liability which might arise from redeeming or seeking to redeem said prize.

The above prize description constitutes the expected components of the Grand Prize; all aspects thereof are subject to availability and subject to change.

The prize is not transferable and must be accepted as awarded with no substitutions, whether in cash or otherwise, except at Dreyer Group Mortgages Inc.’s sole discretion.

Dreyer Group Mortgages Inc. reserves the right to substitute a prize of equivalent or greater value if the prize cannot be awarded as described for any reason. Prize will only be awarded to verified winner.

This prize will be awarded to the individual whose name is drawn on or about October 7th, 2013.

5. SELECTION OF WINNER On or about October 7, 2013, a random draw will be conducted by Dreyer Group Mortgages Inc. or its designee, the judges of the Contest, to select one (1) entry from all eligible entries received. Dreyer Group Mortgages Inc. or its representative will attempt to contact the selected entrant by phone once per day for five (5) business days. If any selected entrant can not be contacted after five (5) business days, or is contacted but is deemed to be ineligible in Dreyer Group Mortgages Inc.’s sole discretion, or unable or unwilling to comply with these rules, that selected entrant will be disqualified and another name will be drawn. This process may be repeated until one (1) entrant has been declared a winner and has accepted the Grand Prize.

Before being declared a winner, the selected entrant must correctly answer a time-limited, skill-testing, mathematical question posed during a pre-arranged telephone interview or by mail.

All entries become the property of Dreyer Group Mortgages Inc.No communication with entrants will be entered into with respect to this contest except with the selected winner.

6. RELEASE Within fourteen days of receipt thereof, the selected entrant will be required to sign and return Dreyer Group Mortgages Inc.’s declaration and release form confirming compliance with these contest rules and acceptance of prize as offered;

·Acknowledging the non-responsibility of Dreyer Group Mortgages Inc. and the UBC Alumni Association, their agents, and the prize supplier in respect to injuries, accident, loss or misfortune relating to the contest or the awarding or use of the prize;

·and, except where prohibited, acknowledging Dreyer Group Mortgages Inc.’s, the UBC Alumni Association’s and their agents', subsidiaries' or affiliates' right to publish or broadcast the winner's picture, name, address, voices, and/or statements without further compensation other than the prize offered.

The Grand Prize may be claimed at the offices of Dreyer Group Mortgages Inc. #308-15252 32nd Ave. Surrey, BC V3S 0R7 (tel: 604-669-6006) upon appointment following notification to the winner. Or Vancouver Office 16 988 Beach Ave.

(iii) incomplete, garbled or delayed Internet/e-mail computer transmissions on account of technical problems or traffic congestion on the Internet or at any website, or any combination thereof;

(iv) any condition caused by events beyond its control which disrupts or interferes with the Contest; or

(v) any injury, loss or damage of any kind arising out of participant's participation in the Contest or the acceptance, possession or use of the prize, including without limitation any injury or damage to participant's or any other person's computer relating to or resulting from participation or downloading any materials in this contest.

Dreyer Group Mortgages Inc. and the UBC Alumni Association extend absolutely no representations or warranties in respect of the prize. If for any reason the Contest is not capable of running as planned or if the administration, security, fairness, integrity, or proper conduct of the contest is corrupted or adversely affected, including by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond its control, Dreyer Group Mortgages Inc. reserves the right to cancel, terminate, modify or suspend the electronic portion of the contest, including canceling any method of entry, and randomly select the winner from previously received entries.

Dreyer Group Mortgages Inc. reserves the right to amend the terms of this contest without prior notice if any factor interferes with its proper conduct as contemplated by these Rules.

7. MISCELLANEOUS

All decisions of Dreyer Group Mortgages Inc. or its authorized representatives are final and binding in all matters relating to this contest.