Most of us click the box and don’t think twice about what’s in “Terms of Use Agreement” when we check the box to “Accept”. The typical web user has 25 online accounts, ranging from social media to online banking (according to a 2007 study from Microsoft). Did you know that most include a clause that […]

Wow. Ignoring the facts won’t make them go away. They seem unbelievable. The National Clearinghouse for Long-Term Care Information reported that about 70% of Americans who live to age 65 will need long-term care at some time in their lives, over 40 percent in a nursing home. Learn more by visiting their website and to […]

I have revisited this question in my personal life over the last three decades—as I’m evaluating others and as I’m taking a close look at myself—to determine in which group I belong. I remember marveling at how much I seemed to soften after my son was born, but even that was nothing compared to the change […]

Two month’s ago, I shared how easy my appointment and the process was to become the “representative payee” with the Social Security Administration (SSA) for my parent’s using my durable power of attorney. I was told I would get all the details mailed to me within 4 weeks. At 6 weeks, I started to call and cursed […]