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Money and Marriage: A Guide to Combining Finances

How to tackle everything from joint bank accounts to budgeting to taxes.

There are so many things that are exciting about getting married: the wedding planning, the
honeymooning, the energy and positivity you feel from your family and friends as you're walking
down the aisle.

Noticeably absent from this list: financial planning. While not exactly romantic, it's key to
remember that getting married isn't just about combining your personal lives, it's also about
combining finances — as well as discussing the goals you have as a couple, whether that's going on
a dream anniversary trip or retiring early. And truth is, those are things you need to talk about
whether you're still shopping for rings or celebrating an anniversary (or 10).

So where to begin? Use our money and marriage guide to finances as a blueprint for what to start
tackling together.

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Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries. Life and disability insurance, annuities, and life insurance with long-term care benefits are issued by The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM). Long-term care insurance is issued by Northwestern Long Term Care Insurance Company, Milwaukee, WI, (NLTC) a subsidiary of NM. Securities are offered through Northwestern Mutual Investment Services, LLC, (NMIS) a subsidiary of NM, broker-dealer, registered investment adviser, member FINRA and SIPC. Fiduciary and fee-based financial planning services are offered through Northwestern Mutual Wealth Management Company® (NMWMC), Milwaukee, WI, a subsidiary of NM and a federal savings bank. Products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors. Not all products and services are available in all states. Not all Northwestern Mutual representatives are advisors. Only those representatives with the titles "Financial Advisor" or "Wealth Management Advisor" are credentialed as NMWMC representatives to provide advisory services.