No single best approach to self-employed income loss

In simplistic terms, self-employment is the act of generating one’s income directly from customers or clients as opposed to being an employee of a business or person. A self-employed person is effectively a business owner who bears the risks of profit or loss.

An important question to ask is, who has the claim? In its decision in D’Amato v. Badger [1996] 2 S.C.R. 1071, the Supreme Court confirmed that in the case of personal injury claims, the claim remains that of the injured self-employed person irrespective...