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Budgeting is the key to controlling your money, and yet, most people don’t do it. Budgeting allows you to manage your finances and set yourself up for a successful financial future. Review the steps and tips in creating a budget and start on the road to success.
How to Create a Budget
Budgeting strategies and techniques vary across the board. For example, a budget for a first-year college student and one for a retiree can be very different. But there are five basic steps in creating a budget. They are all important because they build on one another, helping you organize your finances in a sensible way.
Step 1: Determine Your Financial Goals
There are two types of financial goals: immediate and long range. ...