JS GharApna Home Loans empower you to be a privileged home owner! With JS GharApna,you can buy, build or renovate yourGhar, and let us bring your dreams to life with the most convenient terms and simplest process!

Buy Your Ghar!

Step 1: Find your dream Ghar.

Step 2: Apply for JS GharApna Home Purchase Loan, from as low as Rs. 500,000 to as high as Rs. 100 million.

Step 3: Choose from financing tenure of between 1 and 20 years.

Step 4: Let us take care of the rest.

Build Your Ghar!

Step 1: Find the right plot for your dream Ghar.

Step 2: Apply for JS GharApna home Construction Loan, from as low as Rs. 500,000 to as high as Rs. 100 million (for pre-owned plot, maximum loan limit of Rs. 50 million).

Protect your Home

JS GharApna Home Loans is equipped with Home Loan Protector by EFU Life Assurance Limited, which protects your family from the burden of repayment of the home loan in the unfortunate event of your permanent disability or death.

Eligibility

Computerized National Identity Card /NICOP

Must be a resident of Pakistan/Non Resident Pakistani

Income documents (salary slip/account statement)

Apply Now!

Visit your nearest JS Bank branch to start the journey to your own Ghar, with JS GharApna Home Loans.