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Apex Secure

Securing card transactions against fraud

In the world of e-commerce, securing card transactions against fraud is essential. The international card schemes have devised advanced second factor authentication mechanisms and technologies to secure transactions by ensuring positive customer authentication and approval at the start of the payment process, even before the transaction request is submitted for payment.

An approved and certified vendor for both Visa and MasterCard, as well as a MasterCard Digital Vendor Gold Partner, eMcREY has created its Apex Secure product to offer compliant and certified second factor authentication for card issuers.

Empowering Evolution

Apex Secure supports both MasterCard 3D Secure and Verified by Visa (VbV). Unlike other 3D Secure solutions, which are cloud-only solutions and charge expensive per-transaction fees, Apex Secure can also be deployed on-site at the client’s premises, giving total control, security and peace of mind, with no per-transaction fees. The solution encompasses comprehensive modules to confidently manage the end-to-end process – including system configuration, customer enrolment, Access Control Server (ACS), Access History Server (AHS), Visa and MasterCard interfaces, security and detailed reporting. It is not only compliant with the international card schemes, but also entirely suitable for national card schemes, especially those that require the card data to remain within the borders of the country (no cloud allowed). Apex Secure helps secure e-commerce transactions, enabling consumers to transact with confidence and reducing the costs associated with supporting 3D Secure and VbV.