Sure, temperatures are creeping into the 90s this week in the Bay Area, but don't let the sweat distract you. The best time to buy cold-weather gear is when it's hot out. And right now, sustainable outdoor brand Cotopaxi is having a huge Labor Day sale.

Inside the sale, you'll find both men's and women's clothing and accessories on deep discount—up to 60% off. Standouts include items like the Fuego Down Jacket for women, which is just $100 on sale. Normally, those jackets run $250. And don't worry, guys, there's a Fuego Down Jacket for you, too.

Of course, the sale isn't limited to winter gear. There's a wide selection of fleeces and windbreakers, and even swim trunks for $20 if you've waited all summer to splurge on a new pair.

Just note that all sales are final, and items can't be returned or exchanged. If you're unsure and have an Amex, like the Amex Gold Card, this is a great time to use your return protection. Amex will take returns on final sale items if the merchant won't—up to $300 per item, and up to $1,000 per year for each cardholder.