Armyman's question is a toughie. Rising interest rates means we are in for a rough spell in stock investing and index funds. However, the best course is usually to stick it out and wait for recovery--unless you are convinced that your fund is not behaving as it should.

If you thought the downturn were going to be for the longterm, you would be best off to move your funds to money markets, wait for the crash and then get back in. The problem is most of us cannot predict the market that well. For every successfull prediction, there are 10 doomsayers who prove to be incorrect. So most of us close our eyes, rest easy and try not to think about it. Eventually it will be OK.

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