Greetings from my final day in Las Vegas, where most of the talk has been about crypto and credit. I love your tips and feedback, so please send them to dan@axios.com, or via www.axios.com/tips. Okay, here we go...

Top of the Morning

The BFD

CURO (a.k.a. Speedy Cash), a Wichita, Kansas-based provider of payday loans and other financial services to the unbanked, has filed for a $100 million IPO. It plans to trade on the NYSE under ticker symbol CURO, with Credit Suisse listed as left lead underwriter. The company reports $33 million of net income of $442 million of revenue for the first half of 2017, and is owned by private equity firm FFL Partners.

Why it's the BFD: Because this filing comes just weeks after the Consumer Finance Protection Bureau issued strict new rules on payday lending, with most provisions slated to become effective in mid-2019. If not overturned by Congress – or rescinded by whoever follows Richard Cordray as CFPB boss – these rules would eventually eat into both CURO's top and bottom lines, even if they also prompt industry consolidation.

Ridiculous rates: Per its website, Speedy Cash charges $273.01 in fees on a $500 short-term installment loan in Nevada. That works out to a whopping APR of 438.78%, and assumes all payments are made on time over a 77-day period.