Big point for me is one never mentioned - M$ say it's down to the publishers. BUT they never mention what their own policy as a publisher is.

OFC EA is going to bring online pass back to the PS4 - but Sony have said they won't do that for their own games. M$ seem to be playing the line that their hardware leaves it upto the publishers, but their publishing division hasn't said a word about their policies for 1st party games.