But what is news is just how unprepared Americans are for dealing with unexpected medical bills — even ones as small as $100.

Some Pretty Scary Numbers

A new survey from Ipsos for health care startup Amino revealed that 37% of Americans say they would be unable to afford a medical bill higher than $100.

When the bill jumps to $500, a full 52% agree they would not have sufficient funds to cover it.

Obviously, as the cost climbs, so do the percentages: Seventy-seven percent say they couldn’t pay $2,000 for an unexpected charge — and considering the median cost for something as common as a broken arm is $1,100, medical debt seems inevitable for most Americans.

Expect the Unexpected

And while we know medical bills are expensive and we know that not many people are able to cover the cost outright, this all points to a bigger issue.

Of those polled, about half say they have received a medical bill they did not have funds set aside to cover.

We call them “unexpected” bills, but the truth is, they’re not really all that surprising. We’re not invincible — health care is going to come up at some point. Still, 54% of those surveyed say they budget no more than $50 per month for medical care.