The bill "is very, very heavily tilted to Wall Street and not to Main Street. ...... It's the little guy who's not being taken care of," said Sen. Arlen Specter, R-Pa. "This is not half a loaf, this is a crumb."

"They know what to do, but they have to build habits," Williams said. "In high school they were so much quicker and athletic and they could loaf a little defensively. At this level they are playing guys just as quick. They have to keep...