13.Having friends and family invest in you (several of our clients have gone this route… and I mean really invest – pay them back with interest! Few people can refuse 10% interest as a return on an investment)

18. Selling off old/useless/unneeded things on eBayor Craigslist (clients have sold jewelery, engagement rings, horse trailers… you name it!)

19. Collecting debt from family and/or friends

20. Throw a fundraiser! Have friends donate art/crafts/services that they are ready to part with or contribute and have a fundraiser. Consider making it an auction (I’ve seen silent auctions have great success for personal campaigns)

30. Investigate microlenders and web-based lenders: there are many non-bank lenders on the internet now that offer microloans to entrepreneurs – typically in the $5,000 to $25,000 range – and can be a great source of capital for people with low credit. They will report your payments to credit bureaus, which can help raise your credit score when you make monthly payments. Be sure to shop around to compare rates since each lender will have a different approach. Here’s a list to start looking into:
– Accion
– Zopa
– Prosper
– Count-me-in.org (for women business owners)