If you're a typical Main Street small business, you know the financial challenges of maintaining and growing your business. When you started your business, you probably used your personal lines of credit to renovate or buy inventory. This hurt your personal credit score, which in turn, hurt your chances to receive a loan.

Best ways to increase Financing Options for your Business:

Have a business separate from your home - a storefront with walk-in customers

Have a diversified customer base with a lot of small ticket transactions

Have steady cash flow

Have a desire to grow and are conscientious about managing expenses

Typically have sales of at least $300,000 in revenue per year

Minimize Risk – Maximize Opportunity with our Small Business Loans

CBF has a mission to help successful small businesses grow by providing small business loans when traditional lenders will not. We are not a leasing company or a merchant cash advance company. Our business loans range from $5,000 to $250,000. We lend to small businesses based on business performance, in addition to credit history and offer:

Decisions in as fast as 1 business day

Funding in as fast as 2 business days

A simple application

Fixed daily payments

Online management of your business money loan

This option may be right for you if:

You're a healthy business with a solid customer base (300K+ in revenues year over year)

You have temporary cash flow needs

You need a business money loan quickly

You are conscientious about paying your bills (you may miss occasionally but you always catch up)

To Talk With a Loan Specialist, Simply Call (720) 432-9118, or Apply Online.

Starting a business can be a scary proposition under the best of circumstances. Take a breath, relax, and take heed of these five start-up business tips to help ease your fears.

Research: A good deal of fear stems from the unknown aspects of starting a business, so if you're not taking the time to research your business idea and the competitive market, you're not taking one of the first steps in knocking out those doubts. Knowledge about your market, your targeted customers, your advantage, and your competition help you to question the basis of your business idea and business plan. You'll gain much-needed clarity - and position yourself to be decisive about your opportunity.

Protect your idea: Reserve a website name, check with the Patent Office to learn about what steps you can take to protect your idea, take the steps to build up protections for your concept and idea before you even officially start up a business. If you haven't yet, contact a reputable intellectual property attorney to walk you through the process for applying for a patent or registered trademark. Having these kinds of defensible advantages can settle your mind and set you off on the right foot.

Start part-time: Instead of making the leap from your current job to running your own start-up "cold turkey," consider keeping your job for security and start your business on the side part-time. This will help you avoid taking unnecessary risks and it will ease the transition financially.

Outsource: To keep the complexity of your start-up to a minimum, consider outsourcing functions like accounting, payroll, information technology, public relations and more. Often it's the overwhelming demands of starting a business that scare off many would-be entrepreneurs, but there's simply no need to wear every hat in a business anymore. You might even want to outsource manufacturing, packing and shipping, and sales. Keep your strongest skills and most strategic activities - perhaps things like design, marketing, or customer interaction, just to name a few - in-house.

Be willing to fail: Come to terms with the fact that the best entrepreneurs fail, but don't let a fear of failure be the reason you don't start a business. If you're smart you can limit those failures to small battles along the way, and learn incredibly valuable lessons from each of those failures. Losing those minor battles is okay, because the key is to win the war! Know that failure is something that's just part of business - as it is in life - and that you can work through those failures on your way to success.

*Disclaimer: CBF is a private capital intermediary, we use our resources to connect our clients with the best private lender or specialty finance company for their specific situation. CBF is not a law firm or accounting firm and doesn't provide tax and/or legal advice. Our address is 7830 W. Alameda Ave, Suite 103 #252 Lakewood, CO 80226.