Still exploring?

Managing money wisely is something we can all use some help with, and BB&T has found a way to make it easier. A lot easier.

Open a BB&T MoneyAccount, and you’ll have access to a prepaid transaction account that comes with a Visa debit card, but only lets you spend the money you have. No late fees, no risk of overdrafts, no way to get in over your head.

And it will never damage your credit. You’re always in control.

And you can still take advantage of all the benefits and services you’d expect from a BB&T account. You can even share an account with your spouse, child, relative or friend.

It’s easy to get started with a BB&T MoneyAccount. There’s no minimum credit score required. You don’t need to have a separate bank account. And there’s no minimum balance to keep.

Simply deposit money in the account and then use it when you need it, without ever worrying about things like interest rates and monthly balances.

You pay a low $5 monthly fee, or $3 if you load at least $1,000 on your card in any given month. Other fees may apply based on usage.

We’ve made it easy to load funds too, with free direct deposit available for payroll checks, tax refunds—even government benefits. And you can load funds anytime at any of our 1,800+ BB&T financial centers or at more than 50,000 other locations using Visa’s Ready Link Network.

And of course, you can transfer funds directly from your other BB&T accounts.

Accessing your account is even easier, because your MoneyAccount Visa card can be used just like a Visa debit card at stores, online, over the phone—for almost anything—at millions of locations worldwide. You can even use it to pay bills.

Plus, withdraw cash for free at any BB&T ATM or financial center. Or get cash back at many merchant locations when you make a purchase.

You can also view account information whenever you want—online, on your mobile device or in person.

U is based on the idea that everyone’s finances are unique and that managing your money should be simple. Let’s take a look inside.

First of all, you can still do all the basics. It’s very easy to see your balances, transfer money, pay bills, and deposit checks.

But now we’ve separated all of the features into tiles, like you see here. And here’s the cool part: You can create and customize your own financial dashboard based on what’s important to you.

So, what if you’re all about rewards? Move your credit card rewards to the top of your dashboard so it’s the first thing you see when you log in. Or maybe you want to move your categorized spending from here to here.

Even colors are your choice. Make U your own with a variety of new color themes.

Or say you don’t want any of this. Say you want the cleanest dashboard possible. Well, you can skip the fancy tiles and have that, too.

But that’s not all. There are a lot of new features, too.

For example, now you can see all of your accounts, not just with BB&T.

Paying your friends is way easier than it used to be, too. You can pay anyone directly with just their email address or mobile phone number.

You get a real banker that you can connect with, or schedule appointments on your time.

With Quick View Balance, you can see balances without logging in.

You can set your own customized budget with our Plan and Analyze tools, and we’ll track your progress as you go.

This is the new receipt tile. It helps you capture and store your receipts, even attach them to your transactions. No more paper needed.

What you see today is only the beginning. We’ll continue to add new features that help make your life a little easier and help you make better financial decisions.

Then we want to hear about them from you. You can tell us if you like them, or if they need more work, and what we should build next. Because at the end of the day, it’s your bank, it’s your money, and it’s all about you, and that’s what U is all about. Log on or enroll today.