If earning interest on your balance is important, Interest Checking is the account for you.

If your 50 or older, you qualify for this interest-earning, benefit-packed account.

Students with a valid student ID can enjoy a checking account with the benefits you need!

If you're comfortable maintaining a higher balance and want to earrn more interest, choose this unique account!

Minimum Daily Balance Required
for No Minimum Balance Fee

None

$1,000

$5,000

None

$1,000

Minimum Balance Fee

None

$6.00 + $.20 per debit item fee if daily balance falls below $1,000

$6.00 + $.20 per debit item fee if daily balance falls below $5,000

None

$6.00 + $.20 per debit item fee if daily balance falls below $1,000

Interest Paid

No

Yes, $1,000 Minimum Daily Balance

Yes, $5,000 Minimum Daily Balance

No

Yes, $50,000 Minimum Daily Balance

Special Features

Unlimited check writing

Free Internet Banking/Bill Pay*

Debit card available

Free check safekeeping (printed images available for $5/mo or free on Internet Banking)

Free online check imaging

No-fee ATM access at Privileged Status networks

Free 24-hour PhoneBank

Overdraft Privilege**

Unlimited check writing

Free Internet Banking/Bill Pay*

Debit card available

Free check safekeeping (printed images available for $5/mo or free on Internet Banking)

Free online check imaging

No-fee ATM access at Privileged Status networks

Free 24-hour PhoneBank

Overdraft Privilege**

Same as Interest Checking PLUS:

Debit Card - monthly fee waived

2 boxes free bank checks per year

Initial travel card - purchase fee waived

Free retirement income and estate planning

Visa Gift Cards - purchase fee waived

Travel opportunities

Overdraft Privilege**

Unlimited check writing

Free Internet Banking/Bill Pay*

Debit Card - monthly fee waived

No per-item charges

Free check safekeeping (printed images available for $5/mo or free on Internet Banking)

Free online check imaging

No-fee ATM access at Privileged Status networks

Free 24-hour PhoneBank

1 box of free bank checks

Free gift from City State Bank at time of account opening

Overdraft Privilege**

Unlimited check writing

Free Internet Banking/Bill Pay*

Debit Card - monthly fee waived

1 box of free bank checks per year

Free online check imaging

No-fee ATM access at Privileged Status networks

Free 24-hour PhoneBank

Overdraft Privilege**

* Fee may be assessed for same day payment
** Subject to bank discretion. Overdraft charge of $27 per item imposed for overdrafts created by checks, in-person withdrawals, ACH, Point-of-Sale, ATM withdrawals, or by other electronic means. Payment of your overdraft is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts. Overdraft Privilege balances must be paid within 30 days. The bank has the right to require payment to bring the amount current immediately after an overdraft.Visa Travel and Visa gift cards are not FDIC Insured