Non-QM

Based on statisticbrain.com, there were 956,864 foreclosure filings last year and over 18 million since the financial crisis of 2008. There are 15 million self-employed borrowers in the U.S. and 50% of households have a credit score under 680 with a third of households having a credit score under 620! Because of this, there are many people who do not fit the criteria for a Fannie Mae/Freddie Mac loan nor can they borrow using an FHA, VA or USDA loan and as a result are left without any financing options.

In the past, you may have lost out because you’re self-employed, not showing enough income on tax returns, have low credit scores or have had a recent credit event such as a bankruptcy or foreclosure. You no longer have to worry about being turned away! We may be able to help!