*Lower rates disclosed include a discount of 0.20% for a new loan of $30,000 or more. Any increase in the APR will result in more payments of the same amount until what you owe has been repaid in full.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

After the initial fixed rate period, the interest rate will be based on the Adjustable Rate Loan program.

There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

After the initial fixed rate period, the interest rate will be based on the Adjustable Rate Loan program.

There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

After the initial fixed rate period, the interest rate will be based on the Adjustable Rate Loan program.

There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

After the initial fixed rate period, the interest rate will be based on the Adjustable Rate Loan program.

30-year maximum term also available, contact a loan officer for details. There is an additional rate adjustment of +.125% for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

After the initial fixed rate period, the interest rate will be based on the Adjustable Rate Loan program.

30-year maximum term also available, contact a loan officer for details. There is an additional rate adjustment of +.125%
for Cash-out Refinance transactions with a Loan to Value (LTV) greater than 70%. There is an additional rate adjustment of +.125% on Manufactured Homes. Rate adjustments are cumulative.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.

Initial interest rate is fixed for 3 years, 5 years, 7 years or 10 years. See loan program summary for additional terms, contact a loan officer for details. Maximum loan amount is $1,000,000. Contact a loan officer for details.

*** The Jumbo Loan limit is any amount greater than $453,100 up to $5,000,000.

Maximum real estate loan(s) to any one member is $5,000,000 (cumulative total). The maximum percent financed is calculated by dividing the loan amount by the property's value. The property's value for purchase transactions is the lesser of the appraised value or purchase price.