I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an eighteen year old with no credit. Thanks in advance!
If you are just going to answer “none’ don’t bother.

12 Responses to “What is the best credit card for an 18 year old?”

I got a capital one card, and I don’t recommend it at all. I have horrible credit now because I haven’t received a bill in three months. I’ve called and tried to confirm the address they were sending it to, and even though it was correct, I’m still not receiving my statements. They have horrible customer service, too.

As long as you’re responsible and pay off the purchases ASAP you won’t have to worry about interest rates. I’ve had a card for 5 years and the only time I paid interest rates were my first few months before I realized you could pay off your balance more than once per month. Good luck!

You may find one with a low rate going in but, credit card companies can raise your rate for any reason. Just read the fine print.

Pay as you go and dont worship at the alter of the almighty fico score.

You have to borrow money and make payments on time to get a high I love debt score. You have to keep borrowing money and making payments on time to keep a high I love debt score. The only thing you get for your trouble is debt.