It can be tough to reconcile the two images of Juliette Kimoto: Mrs. Nevada 2006 and stay-at-home mom; and Internet scammer whom the FTC says ran a $30 million con. In our exclusive interview, she tells her side of the story, both pointing the finger at her ex-husband and defending what he did as just "marketing."

Even as many Americans struggle to make ends meet, scammers are plotting all sorts of sneaky ways to rob them of their money -- and in millions of cases, they succeed. When it comes to these cons, the best offense is a smart defense, so here's an intro course in how to spot the latest scams.