With our help, your customers’ mobile wallet turns into a full-fledged market place. Customers can pay for services directly in their wallet (replenish the phone, pay utility bills, repay loans, buy railway e-tickets), as well as buy real goods from catalogues, paying for them with a card and ordering home delivery. Due to the "Remote pre-order" option it’s possible to visit a favorite restaurant at lunchtime without wasting time, immediately taking the pre-formed and paid order. If the card balance is low, you can receive money from your family member, friend or partner as the money transfers between cards are available in your mobile wallet.

What and how to buy from a mobile store

Remote pre-order with picking up the order from a store

The customer enters the "Mobile Store" section in their mobile wallet, chooses the goods, products or services of interest and pays with their card linked to the wallet

By default, the customer sees the nearest point of sale (shop, coffee shop, gas station), where he or she can pick up an order (if desired, it can be changed). The customer optionally specifies the time of visiting the store and confirms the order

The customer visits the store and, avoiding standing in queue, scans a static QR code with the scanner, built in the mobile wallet, in the orders pickup area

Information that a wallet with the specific identifier has appeared in the store is transferred to the merchant’s software. If the paid order is associated with this wallet, and if the order has been already formed by the pre-specified time of the customer’s visit, the ordered goods and given to the customer; and he or she leaves. If the time has not been specified, the order is formed and given to the customer

Product order with delivery

The customer enters the "Mobile Store" section in their mobile wallet, chooses the goods, products or services of interest and pays with their card linked to the wallet

By default, the customer sees the shipping address, which is pre-specified in their WEB-passport (if desired, it can be changed). The customer specifies the desired delivery time and confirms the order

The goods are delivered by courier to the specified address at the specified time

Buying train tickets

A customer enters the "Services" section in their mobile wallet, selects "Train Tickets" subsection and reaches the ticket ordering form

The customer indicates the direction of travel, chooses the date, train, carriage and preferred seats available on the train

The customer pays for the tickets with one of the cards linked to the wallet and receives e-tickets by e-mail, to which the wallet is registered

Paying in favor of service providers

A customer enters the "Services" section in their mobile wallet, selects a subsection and reaches the service providers directory

The customer selects the specific service provider, indicates the required details and the amount of payment

The customer pays for the service by one of the cards linked to the wallet, and receives a payment success confirmation

Card-to-card transfer

A customers enters the “Card-to-card transfers” in their mobile wallet

The customer selects the recipient from the smartphone contact list (if the recipient has mobile wallet with the linked cards) or enters recipient’s card number manually

The customer selects one of cards linked to the wallet, indicates the amount and confirms the transfer. The transfer is completed successfully