There is a penalty for early Certificate withdrawal. Fees imposed on accounts will reduce actual earnings. Rates and terms are subject to change without notice. "Special" not available to financial institutions and public funds.

* Annual Percentage Yield (APY) is accurate as of 8-20-2017.
1 VIP Checking dividends are paid on the entire balance when your balance reaches $2,500.
2 Earn Rewards! Rewards are paid at one point for every $2.00 in signature-based purchases.
3 APY is Annual Percentage Yield. Base rate is 0%APY. Accounts with E-Statements and Direct Deposit earn 7.5% APY on balances up to $500 and 0.20%APY on balances over $500. One account per member. Direct Deposit is defined as a minimum of $250 per month in ACH deposits, which may include payroll, pension or government benefit payments, such as Social Security.
4 Current First Mortgages Only
5 Unavailable through Online Application.