Re: First National Bank of Omaha

love these guys had their card for years. customer service is great! started with the bucksback visa, dont think you can get anymore and also have the amex version, yes you can pay over time, great credit limit and rewards are 2% on gas, that is what I use it for, cash back in form of direct deposit to your selected account (savings or checking and not with their bank only).

Re: First National Bank of Omaha

From all my research done here everyone that receives the mail offer is approved and I haven't seen anyone denied.

I app'd in June approved the next day. 2% gas and groceries 1% everything else.

Another plus I found you just call them every 4 months and ask if you have a pre-approved CLI if so its a SP

Before you app think...Have you done your research of the CC?Does it fit your spending?Do you have a plan for the bonus w/o going into debt?Can you afford the AF?Do you know the cards benefits? Is it worth the HP?

Re: First National Bank of Omaha

From all my research done here everyone that receives the mail offer is approved and I haven't seen anyone denied.

I app'd in June approved the next day. 2% gas and groceries 1% everything else.

Another plus I found you just call them every 4 months and ask if you have a pre-approved CLI if so its a SP

Well shoot... my partner has gotten 4 offers now and the last one just expired and he did not apply.... If another one comes I think it might just be time to try!

The last 2 months or so I've seen more approvals than before all for mail offers and they SP'd my EX before I got the offer in March

Before you app think...Have you done your research of the CC?Does it fit your spending?Do you have a plan for the bonus w/o going into debt?Can you afford the AF?Do you know the cards benefits? Is it worth the HP?

Re: First National Bank of Omaha

I received the pre-approval offer nearly two months ago and was intrigued. I read nearly every post about FBNO and the benefits of having this card. My offer was due to expire in three days I always wanted an AMEX card but didn't think that I would qualify. This afternoon I couldn't resist the urge and applied online. I got the message that my app was received and would be reviewed in the next 2-3 weeks. Somewhat disappointed, I told myself to be patient and wait.

I got home tonight and I recalled a post that someone had applied and was approved but didn't know their limit so they were advised to log onto the FBNO site and enter phone #, zip and last 4 SS#. to obtain their CL. I couldn't wait 2 or 3 weeks never the less tomorrow so I entered the info and hit the submit button......Success! I was approved for my largest limit $5600 and card will be mailed out in 7-10 days!

Re: First National Bank of Omaha

Cirnite wrote:

I received the preappoval offer nearly two months ago and was intrigued. I read nearly every post about FBNO and the benefits of having this card. My offer was due to expire in three days I always wanted an AMEX card but didn't think that I would qualify. This afternoon I couldn't resist the urge and applied online. I got the message that my app was received and would be reviewed in the next 2-3 weeks. Somewhat disappointed, I told myself to be patient and wait.

I got home tonight and I recalled a post that someone had applied and was approved but didn't know their limit so they were advised to log onto the FBNO site and enter phone #, zip and last 4 SS#. to obtain their CL. I couldn't wait 2 or 3 weeks never the less tomorrow so I entered the info and hit the submit button......Success! I was approved for my largest limit $5600 and card will be mailed out in 7-10 days!

Hi-ho, Hi-ho, its off to the garden I go......

Congrats

Before you app think...Have you done your research of the CC?Does it fit your spending?Do you have a plan for the bonus w/o going into debt?Can you afford the AF?Do you know the cards benefits? Is it worth the HP?

Re: First National Bank of Omaha

i got that offer last week nifty looking black card, NPSL, 2% back on gas and grocery 0 intro for 1 yr. if you read the fine print it does say you will be assigned a revolving limit and when you exceede that limit they will eval if they allow you exceede it, seems like decent card not enough to tempt me out of the garden though.

Re: First National Bank of Omaha

I have the Visa. They pulled EX back in Mar 12. I used it for BT 0%. They gave me the largest CL at the time. I think it was $7K or $8K. They gave me an auto CLI to $10K this year, I never knew about their SP CLI or else I would have asked for more, months ago. I called and got a CLI SP a month ago to $15k.

It says maximum rewards on it but the rewards are so so. APR is 13.99%.

Good card to keep around. Most of my recent TL matched this one. So I have them to thank for giving me a chance!

Re: First National Bank of Omaha

I received an offer from them (yet again!!) back in June I believe and finally went for it. Got the same message regarding application will be reviewed and should receive a response in 2 weeks or something to that effect. Submitted app on a Friday night and was approved first thing the following Monday morning. CL $14,100. Haven't used the card yet but will soon.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.