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Can I get coverage, even if I’ve had some health problems?

August 23, 2018 00:17

Updated

At Ladder, every customer is underwritten individually and receives a price based on many factors, including health history, current health, age, sex, and use of tobacco.

Unfortunately, in certain cases, health problems can result in being declined for coverage. That said, health problems in no way preclude you from applying. We have many happy customers who have a history of health challenges.