Prize Draw: Win an iPad Air. Closes 6th February 2014

Two years ago, I decided that I wanted to do up a few rooms in my house on a budget and not dip into the savings at Christmas.

The only stipulation was that the blog had to pay for it. I managed to do up my lounge in 2012 and I’ve finally got enough to do mini makeovers for the kids rooms this year.

I set up a separate account that the blog money goes into, which also makes it easy for me at the end of the year to know how much to declare to the ever present tax man. It’s not a huge amount, but it does help out with some lovely little extras that I’d not buy otherwise.

Lloyds Bank have launched a new Facebook app called “Year I Make It Happen.”

The app is available for people to choose a goal for 2014, which you can share with all of your Facebook friends. There are 3 sections to choose from Home, Life and Money and cover many goals such as “Do up the house”, “Buy a new car” or “Save for a rainy day.” After choosing your goal, you will be given some handy online tools to help you make your goals come true.

It’s quite simple to enter. Just leave a comment here so that I know you have entered and head on over to the App “Year I Make It Happen.” to pledge your own goal. These two options are mandatory to enter.

The entry will be by Rafflecopter as entries are logged for a random generation of the winner.

You may also Tweet about the giveaway every day, but you will need to log it in the Rafflecopter Widget for it to count as an additional entry.

The prize will be a fabulous iPad air 16gb (Wifi only) and will be sent out by first class recorded. If the widget doesn’t show up in this post, simply click the link to enter.

This year i definitely want to get my lounge decorated, i already have most the things i did for it i just need to get wallpaper up and new furniture put where its gonna go. Would also like to finished making the “catio” on the balcony for the kitties so they can enjoy outside.

This year I begin to save for a mortgage. We are going to cut back on the shopping bill by meal planning so no food goes to waste, walk more to save fuel and try to sell unwanted goods on ebay. Also, any overtime wages are put into savings.

This year my goal is to lose weight, I plan on doing this every year and only get so far before putting the weight back on. I have my motivation back now and only have a couple of stone to lose so plan on doing it by following the Slimming World plan as it is so easy to stick to.

This is the year I plan to budget better – I would like to save for a rainy fund as I’m predicting there will be a few of them in the not too distant future. I will cut back on non essential items e.g. my daily costa coffee and fortnightly manicures and put the money I save into my savings account.

This year I will start to write the book I have been wanting to write since I’ve been 16! This year I will finally get round to sorting out all our photo albums! This year I will try to save a little bit of money and put it into a savings account every single month and use it for treats for the children.

This year i will become slimmer i am doing this by reducing my portion sizes and being more conscious of when and what i am eating. my aim is not to think diet or to exclude food types . I have set myself small achievable goals .

This year I will get the house done up! We have kept putting it off since we are renting but we dont want to be anywhere else and this is our forever home so we shall be doing all we can to make it OURS 🙂

This year I want too loose weight and get fit for my wedding in June, I have joined a gym, gone on a diet and set a challenge of climbing Scarfel Pike and Ben Nevis by the end of the summer.

My living room needs redecorating and a new fire putting in. We are busy saving so hopefully by September the room will be finished.

I have only traveled to France on the back of my partners motorbike, never been anywhere else abroad. We have been saving up all last year so we can go to Greece on our honeymoon but we are taking our children with us, cant wait.

This is the year that we bwcome self sufficient. We are currently trting to sell our house. Once that small detail is taken care of, we will hopefully be moving to a pile of rubble with 4 acres. You may think that this sounds crazy but its what we’ve planned to do for years. We’ve patiently sat out the recession waiting for our house to build up enough equity for us to be able to fulfil our dream.

The plan for 2014 and 2015, is for both of us to continue with our jobs while we put money aside to rebuild the property that we hope to buy. While doing this we also hope to get our fledgling business off the ground. We know its going to be hard and we know that we’re probably going to hit a few road blocks along the way but with some very careful financial planning and a strong work ethic we know its going to be a very successful year.

this year i plan to be completely debt free by xmas. due to a big wedding / honeymoon we have a large creditcard bill. we have declared our car off road for a year, saving a total of 2000, which we can put toward payments. now my hubby gets a lift with a work colleague who lives down the street. as a stay at home mum, i love entering competitions and giveaways to win nice treats for us, that we cant afford to buy at the mo, also to win for family and friends birthday gifts. next year, when we are debt free we can start trying for a little sister/brother for our little girl.

This is the year I redesign my bathroom, so that instead of having a trickle of water over the bath, I will have a wonderful power shower! I’ll do this by researching the cheapest possible way of doing it and plan to have it finished by the autumn.

I have chosen ‘this is the year I learn to drive’ as it is something I really want to achieve. We live in a fairly small village with poor transport links – I would love to be able to take my children to a wide range of places and activities.

I pledged that this is the year I put aside money for my children. We’ve just opened bank accounts for all three children, so to keep this pledge all we have to do is remember to pay in regular amounts to each one…and hopefully by the time they need it, each child will have a useful sum waiting for them.

2014 is the year I get out of debt and get into the clear. I’ve paid off 25% off it so far in 2014, and I plan to carry on and succeed so I enter 2015 with savings in the bank. I’ve cut down on all my bills, and am being really savvy. 🙂

This is the year I will redecorate the whole house and I will repair or replace all the broken items by using eBay or Gumtree to stick to the budget. I will also have a huge declutter/ recycle/ rehome of unused items first to make space to paint! (I’ve been working really hard on this one already!) I’m also going to get the garden sorted out too!

This is the year I decorate all the bedrooms – a challenge as there are 4 of them and I need to save money to buy paint, pictures & anything else I need

This is the year I drop at least 2 jeans sizes – another challenge but I have started by doing more exercise & walking more instead of taking the car – This is saving me petrol money too so helping me achieve my first goal.

This is the year I save up so we can have a family holiday – not going to be easy but I will throw myself into it.

This is the year that I will pay off my credit card debt. I will do this by cutting down on my outgoings and using every bit of spare money to pay them off. It will be a hard year but it will be worth it.

This year, I start saving for my little one. I will achieve my goal by putting £50 a month in his bank account. So I don’t forget to transfer the money, or end up spending it on bills, I will set up a direct debit to come out of my account on the day I get paid, straight into his bank account.

Home: To get a real house, to accomplish this we have put our small flat on the market so that we can get a place that will fit our family. Life: With more space and the children getting older we will look to do more fun stuff outside – this will be helped once they can both walk. Money: To have some money in savings and not spend it all, to do this we will have to keep a tight reign over our budget.

I choose this is the year I’ll move into the house I want. Our current house is now up for sale so I’ve made a start already. I’ve cut back on spending frivously as we need to save as much as we can. I want an extra bedroom, bigger garden, nearer to my parents and to be in a good catchment area.

This is the year I want to move into the home we really want. We relocated at the end of 2012 and spent the last year making a new life. We have a ‘feel’ of our new city. This year we want to make our move permanent and buy a place of our own. I desperately want a garden with space for a trampoline for my son and guinea pigs. Inside, I want a space for a desk for me. I’ve missed not having a desk. Small things but important goals. Wishing you the best for 2014. Fab competition.

I pledged to move into the house I really want. We have lived in 5 different houses in the last 5 years and I am so ready to find that perfect one! We are going to achieve it by first writing down everything we ideally want and I have been keeping a house ideas book so that we prioritize what we like. Having lived in so many different houses I have a pretty good idea of what works and not. Then we are going to save like crazy, and then the hunt can begin!

this is the year I push my husband to change the direction of his business as he is bored. If he doesn’t do it this year he will be getting too old 🙁 I am helping by finding information and researching on the internet what he needs to do and what other people are doing. Makes a change as in his current business he is the leader and others copy him, so this is a new feeling for him!

This year I am saving so that I may go on the mandatory college trip. I have to go on this trip to graduate and take notes. I would like to use the Ipad so that I may take notes efficiently and take wonderful pictures. Thank you for this marvelous opportunity.

This is the year we save enough money to set a date for our wedding. Being together for 7 years we have bought our first house and due to the condition it was in, had to totally renovate it. The light is at the end of the tunnel where the house is concerned but we have recently gotten engaged and after the struggle we have had with the house, Im determined i don’t want a long engagement. It is a time to celebrate and get our families together. In order to achieve this, i have just gotten a second job on a Sunday to help with bills and my partner has started to sell bits and bobs on ebay. I can’t wait until we finally get to say ‘I Do’

I chose to save for the little ones ….and also myself. It would be great to not have the stress and worry of wondering how to pay for food etc when things are a bit tight or if something urgent comes up.

This is the year I Plan Ahead! We are getting married next May, so alongside saving for the wedding itself we need to plan for any emergencies, illness, a honeymoon and house savings. I will also put money aside monthly for my MOT and car tax.

Our house has been quite chaotic for some time, so my goal for 2014 is to be super-organised and stay that way. So far so good! I keep on top of the washing and ironing and also have a special diary so I know what everyone in the household is up to and I can keep tabs on what’s going on. I have to say it feels great and is so much better than the chaos and dis-organisation we have been living with!

To Clear all the Rubbish out of my house, anything I have not used in the last year is libel to go. I will do it by getting rid of all the large items first then do it room by room. Starting with the Lounge.

This year i plan to budget better. I’m a single mum and student. I have about £2000 of debt which i struggle to pay each month. I contacted step change who have helped me to take control of my money better and also help pay the debts off. This was the best thing i could have done because whilst doing this they gave me a budget to work to each month and i’m finding it a lot easier to manage. Although my debts will not be paid in full for a couple of years, at least i am paying them which is something i was struggling to do.

This is the year I plan to start to save for a deposit for a house. It’s going to take about ten years, and I’m going to do it by budgeting tightly, and only spending money on things I really need. I’m doing well so far!

This is the year that I unf*ck my life: get my ass out of the gutter, give myself a purpose, and stop lying to myself that everything’s fine the way it is. Reduce my debt, reduce my weight, and start living a little more clean in terms of food.

Plan Ahead – I want to start saving for a holiday with friend in Las Vegas 2015. I have planned how much this years prices are and added a bit on. I have worked out how much I need to save every month to achieve this.

This Year I will spend more time with my dad. I am 21 in March and my dad is 51. It has not been exactly easy having an older dad, knowing that it is unlikely that he will see me get married or have children. But luckily in December of last year my old sister gave birth to a beautiful baby boy. Therefore, once I graduate from university in Cambridge this June. I am determined to keep family close, and make each day count. Even through the littlest of things such as taking my new baby nephew swimming with his very proud Grandad. <3 Hope everybody else manages to achieve their goals for 2014. There are some brilliant ones on here.

This is the year I… finish the final room in my house – the garden! It WILL be transformed form a gravelly, weedy, unkempt mess into a beautiful oasis. I will also declutter and empty the boxes from when I moved in (nearly 2 years ago!) ready for my man to come and live with me in the summer 🙂

This year, I’m intending to move from my current location which has become highly populated and noisy. Despite being on (medical) benefits, I am saving a little at a time to make this happen by the end of the year.

In 2014 I will get recognition for people who give up their own time & expertise to help others. The first person I shall nominate is Alison Powell. For the last 3 years Alison has given her time and expertise to run a swimming club for children and young people with Special Needs/Disabilities in Milton Keynes. Her aim is give them the chance to achieve goals that typical children may take for granted in a safe, fun environment. One of the children Alison coaches is our 8 year old daughter, Alexandra who has Down Syndrome. Alexandra can now swim 7 lengths. Alexandra is extremely proud and tells everybody she meets about it. Without Alison giving up her time Alexandra would probably not be involved in swimming. I really admire Alison as she is married, has a family of her own, a full time job and still gives up her own time to help others. She coaches people with special needs/disabilities and runs the club & she always has a smile on her face. The nominations themselves would mean a lot to her I think.

This is the year I learn to drive. I’ve been putting it off for years but I’m determined to take lessons. I’ve sent away my forms for a provisional license and I’m looking around for the best driving school.

This is the year I will purchase some new furniture for our home. Currently we have a mis-mash of different pieces kindly donated to us second hand. I would love to have saved enough money to buy ourselves some matching furniture.

This year I plan to redecorate my downstairs rooms, so that by November, they will be looking lovely for Christmas. I want all the costs out the way before November, so that Christmas will not be another burden on top

This is the year I will do nothing and even eat minimal in order to pay off my debts – this is going to be the hardest year of my life and to have NOTHING makes me feel physically sick but I’m sticking to it as I want my stress levels gone.

This is the year we will buy a new set of wheels. Perhaps then I will relax when in the car instead of listening to every rattle and clank. To achieve this we are going to really analyse every penny we spend this year.

This year I pledge to simply stop each day and spend 5 minutes watching my son doing whatever he is doing, I cannot believe that 2 years have passed so quickly, and I am always caught up in life, doing laundry, cooking, cleaning so this year I will STOP, put down my phone, put down whatever is in my hand and simply watch, learn and listen.

This is the year I take on a new business which means moving house and the children moving school. It is a big upheaval as we go from town to village but our quality of life will improve and we will spend more time together.

This is a life and money goal – this year I will get off sickness benefits and back to work. I’m going to do it by joining an active group – tick – done: volunteering – tick – done for two days/month need to gradually increase to two days/week: joining a health condition group – in progress, finding out about them: negotiating with employers to take early retirement from higher level job finding a lower level part time job with current or new employers

This year I tidy the entire house … and keep it tidy! I will do this by cleaning one room at a time and choosing a day of the week to tidy that particular room. This year I stop stressing over things beyond my control (I got fit last year!) I will have to be conscious of when I start to get stressed and try to tell myself not to worry about things that are beyond my control. This year I will pay off a credit card. I will do this by saving the money I would spend on a coffee or a sandwich when out of the house.Just got to keep to it

This year I am going to try and have more faith in myself, its harder than i thought it was going to be but im trying just to believe what im doing is the right thing and yes i can actually achieve more than i thought.

This is the year I plan for retirement. OH took redundancy at end of 2013 and we have enough to live on for the coming year. BUT he thinks he”ll have enough in his private pension to take a retirement next year when he’s 60… I don’t think so.. We need to look into what we have and a way forward for us both.

This is the year I redesign my kitchen after the delightful council left me with the most horrendously designed kitchen possible last year. So instead of moaning about it I am going to do something about it and save up to change it.

my goal is for us to have our 1st family trip abroad to achieve this im trying to save by being better organised on the meal planning to save money on food shopping each week and other unneccesary spending

This is the year … I get ready for retirement. Goal Planning is never easy but with a firm idea of where I want to live for the rest of my live and be at home as it were, this dream is becoming a reality. So lets plan, use money wisely and put away a little each month to finance a home move… and i am well on my way by next year I hope 🙂

i intend to makeover my spare bedroom/computer room & de-clutter I plan to stick to my New Year resolution to eat healthier foods, ensuring my five a day I will do more fund-raising for the small dedicated animal rescue centre that we adopted our gorgeous 10 yr old collie cross from last year

This year I would like to make more time to myself. Having a 1 year old a two year old and a wedding last year had left me drained. I’d like more time making sure I eat well,get out more and relax more.

To buy a camera so that I can take photos of places i have never seen I would walk in new places on mountains high And see passing streams as they flow by On my travels it would be a dream To take photos of things I have seen To capture memories to my world In the sunshine or in the cold

This year we really must paint the whole house through. We’ve been so busy we keep putting it off but I’ve decided that once the weather improves and we can get the windows open to get rid of the paint smell we well start – I think rather than thinking of it as a huge job we need to think of it as “one wall at a time” then we can fit it in.

This year we are having work done to the house,inside i.e knocking dining room and kitchen into one.Also we are holidaying in orlando.First time my children have flown,and first time for us in 15 years.

By the end of 2014 I want to finish renovating the whole house – yes the whole house! I have already made a start in the kitchen by getting an asbestos survey carried out (it was negative – phew) and have made a start chipping and scraping off all the 80’s-tastic artex ice cream swirls. Time consuming but most of the work if I can help it will be done by me to save money. Next I’ll skim, sand, wipe the walls and ceiling and paint (I’ve already bought the paint) the replace the work benches. I’m undecided whether to retile or paint over the existing tiles or to cover with some sort of splash back. Then I’ve sourced some bargain vinyl floor tiles and voila – the kitchen will be complete….just another four more rooms to go….

This is the year for a ‘new me’ and the start of a new era in my life. Having taken early retirement I now intend to lose those extra pounds by walking every day. I want to catch up on all those jobs I’ve been meaning to do but not had time and also now I will have more time to spend on my hobbies – competitions, crafts, gardening and maybe some cooking as I’m not the world’s best cook. I have started a weekly to do list on a planner I received for Christmas so I can tick things off. The first thing on next weeks list will be to sort out my itunes account & music for my new phone I had in September!

this is the year I continue to loose weight I have lost 2 stone but it took a year so I am hoping to loose more this year this is the year I help my children fulfill their dreams as although grown up they have special needs this is the year I save for christmas so we can have a good time

This year i plan to pay off all my credit cards. I have already looked at a budget which it harder to stick to than i thought. Once my credit Cards are paid my end goal is being able to go on holiday to florida as a family 🙂 🙂 Ohhhhh the dream 🙂

My husband and I have never had money that’s stretched any further than life’s essentials but this year things are starting to look up and I would like to put our extra money aside for two reasons: Firstly we would love to have an amount of money set aside for anything unforeseen. This would give us a tremendous amount of peace of mind knowing that this is there to fall back on. Secondly, I would love to be able to put some money aside for the future of our children; whether it’s for university or their first car, it doesn’t matter what but just knowing that I will be able to help them on their own journey warms my heart… So this is the year that I save for a rainy day!

This Christmas my husband gave me £500 to invest in my favourite hobby, car booting and auctions! I’m buying items at car boots and the local auctions then selling them on at a profit! A box of books I bought last week has already made me over £100 and I still have 17 books to sell! All the family have put in sealed estimates of how much they think I’ll make so thats adding a little bit more fun to it! The money I will make will be reinvested and hopefully one day I’ll manage to have a little junk shop in France.

what a fantastic prize. Myself and partner have just moved into a new place and i know the struggles that come along with trying to decorate as well as paying your ordinary monthly expenditures. This app sounds amazing. I bank with someone else though, but this has got me thinking.

My main goal for 2014 is to really start saving up for all the ‘things’ I want to do or achieve in life and things I want to buy. To do this I am setting up the bank account to pay an amount every month straight into a savings account. The plan is to not touch that money and keep saving till we actually really need to use it on the things we really want to spend it on … family holiday, house deposit.

money goal. this year i want to get a new job so i can support my children and be independent again. im currently studying accounting part time, so hopefully i can find something once im finished studying

this is the year i start spending more quality time with my family. since my Aunty passed away last year it has really made me think that life is so short and we should make the most of being with the people who matter.

This is the year I will finally get to go on holiday to Russia. I aim to achieve this by selling personal possessions I no longer want on eBay, using vouchers to save a bit of money on the food shopping and not buying non essentials.

This is the year when I vow to curb my woefully untidy ways! Stop hanging clothes off doors, letting magazines (which I’ll probably never read) pile up and generally keep the house looking spic and span! Living alone – well, with just a cat – you’d think it would be easy, wouldn’t you? And I know I can’t blame HIM for the mess!!

My goal… I’m moving home in 8 wks hence lots of costs involved! My resolution has been not to waste money on clothing etc that I don’t really need. I will work hard and save hard…. Thanks for hosting this lovely competition, always wanted an iPad, I’m actually using my sons to enter this. Fingers crossed tightly x

This is the year that I want to become financially secure. To feel settled, comfortable, happy and at home within a property suitable to my needs. With some good luck I will win a sufficient sum on the lottery. In order to make my goals possible, and maybe share some of my good fortune through charity donation etc.

This year I will do a massive clear out of my wardrobe and paperwork, books, etc so that I won’t have as much junk to move when I move house (I meant to do this all last year but didn’t get round to it!

To support lots of families in and around the Edinburgh and Lothians via my new postnatal care and consultancy company, NurtureMe, giving babies an excellent start to life with nurtured, confident, gentle parents x

This is the year I really sort out my health an weight. I’m not doing any mad crazy diets that I can’t stick to, but I AM eating healthily, and really thinking about what I put into my body. I;m sick of leaving life on hold until I;m slimmer and fitter and happier. I need to stop talking about it, and do it!

This year I will give up smoking, and I will do this by changing completely my day routine as well as joining a program. This year I will save enough money to take my family on holiday and will do this by quitting smoking.

This is the year I develop my self-discipline, starting with small challenges such as completing my full daily to-do list and progressing on to bigger challenges like weaning myself off chocolate! Self-discipline is the key to everything.

I hoping to prove to myself that i can live off the land ( well some fruit & veg this year maybe).I grew a few bits last year but i’m determind to save money on my food shopping by growing as much i can!

This year I will take control of my debts. (with the exception of the mortgage!) I plan to pay off my credit cards etc, and I will do this by being a smarter shopper, using vouchers and discounts more and special offers. Not eat out as much or have takeaways (this will also help with the diet!), and switch to better deals on utilities etc.

This year I will get better at organising. From the home, to shopping to money all my carefully laid out plans went out the window last year and everything ended up in a mess so little by little I shall start getting it all back in order. x

This year I intend to go four months without touching a drop of alcohol, and complete the National Three Peaks!:-) All for Bowel and Cancer Research Charity in memory of a friend who passed away in 2009 at the early age of 33. Bring it on!!!!!

This year I’ll try to find a new job that I love. I’m stuck in a bit of a rut now so I need to just get off my backside and take some action. It may mean saying no to my current work situation and just being a bit more cutthroat.

This year I will be fighting to keep my job, my plan is to be as flexible as possible, using my initiative and quietly making the workplace better for everyone, if possible! (I’m a TA in primary school with 6 months left of my contract)

This is the year that I smile more and stress less. It is MY YEAR – I intend to ensure that I make more ME time this year. I devote so much time for others but really recognise that I need to also take care of myself

This year I’m going to work as much overtime as I can reasonably manage and save the extra income – hoping for enough that I can realistically afford to go back to university to study for a Master’s degree. It’s a big goal, and I’m really hoping my motivation lasts long enough for me to reach it!

This year is the year I will finally be able to call my house a home. I’ve been here two years and have only just been able to afford the electrician to come in and fix all the things that were wrong (there were many!)

Next step is painting and decorating each room individually and being able to personalise my space 🙂

I’ve been over to the facebook page and pledged that this is the year I’ll sort my debts out. I need to sort my bank balance before I can proceed with one of my new years resolutions, which is to get hold of a saxophone and learn to play. Luckily my other resolution to walk 2014 miles in 2014 is free so I can be getting on with that in the meantime!

This is the year I am going to make my money go further. I’ve already started by switching some of my shopping to Aldi rather than just choosing the easy option and getting everything at the Tesco five minutes away from me! I went on Sunday the savings are amazing – bag of carrots at Tesco £1 – 70p at Aldi! Half dozen large free range eggs, £1.70 at Tesco – £1 at Aldi and that’s just a couple of items! I’ve also committed to a big clear out and putting everything on eBay that we no longer have a use for!

This year I am going to keep my bedroom tidy. This year I am going to be starting a new table tennis club in my area which will mean I will be coaching more. This year I am going to enter more competitions, look for freebies and products on offer to save money.

This year I want to sort out my house, been living in it for nearly a year and still have the previous occupants decor which is…not very nice. Just haven’t been able to find the time to do it but I must be proactive and devote some weekends to it.

Ah 2014, a year to continue the walking I started thanks to my grandaughter wanting me to enter race for life – “but I find it hard to walk to the bus stop!” I spluttered! But I did it! I want so much to continue this year. Secondly to save £1 per day toward Christmas presents so I can treat those I love.x

I am going to sell at least half the “stuff” I have accumulated over the years on eBay, thus hopefully resulting in an uncluttered home, cupboards that aren’t straining at the seams, and some extra money!

This year i will fix up the kitchen, this is going to take time as it was altered to fit a wet room in for an elderly relative I care for. Pipework needs upgrading first. Old units first, deciding whether to modernise or start from scratch. The app on Lloyds has some great tips and places to look, so very useful

This year I want to lose the weight I gained in my 2 pregnancies. I also want to save money so I can pay off my car, mortgage and other debts and spend as much time with my 2 daughters as possible, they only have one childhood and I don’t want to miss out!

this year I am determined to decorate the hall, stairs and landing, something that I am not looking forward to as the people before us had the bright idea of gloss painting over the woodchip wallpaper hence my reluctance to start

this is the year i learn to say NO!! I love to do things for other people to make other people happy and only recently ive actually thought, well what makes me happy and would they do it for me in return. i need time for myself and for my family and at times ive been running around for everyone else and forgetting the people that come/should come first because i cant say no to others. nothings come up as of yet to put any plan into action so i dont have a strategy yet other than say NO!!

MY GOAL THIS YEAR IS TO TRAIN TO BE A CLASSROOM ASSITANT. I AM GOING TO ENROLE ON AN ONLINE COURSE SO I CAN COMPLETE THE TRAINING WHILST STILL WORKING. REALISTICALLY THIS WILL TAKE A YEAR AND THEN I CAN APPLY FOR A NEW JOB. I INTEND TO GO PART TIME FROM MY PRESENT JOB SO I CAN VOLUTEER IN A LOCAL SCHOOL TO GAIN EXPERIENCE FIRST.

This year I tidy the entire house … and keep it tidy! I will do this by cleaning one room at a time and choosing a day of the week to tidy that particular room. This year I stop stressing over things beyond my control (I got fit last year!) I will have to be conscious of when I start to get stressed and try to tell myself not to worry about things that are beyond my control. This year I will pay off a credit card. I will do this by saving the money I would spend on a coffee or a sandwich when out of the house.

I Choose a life goal and this year (I will retire) I want to sit back relax and let others take the reins. I am such a control freak that I stress myself into a knot! I want to win this ipad air and sit and surf the net, read new books, plan holidays and simply socialise and chillax!