Smishing is the SMS (short message or text) version of email phishing where cyber criminals hook you through texts asking you to call a number or visit a website so they can steal your information.

The latest identity theft scam starts with a text saying your debit card is blocked and then directs you to a website that asks you for various personal details in order to lift the hold.

You’ll soon start to see the traditional lottery and cruise scams coming via texts so don't let your guard down just because they're texts and not emails as scammers are relying on this new phishing scheme to lure in their victims.