California: Love-A-Child Missions Shelter Seeks to Avoid Foreclosure

“The 77-bed shelter typically houses 70 women and children at any given time, with more than 300 in and out during a typical year.”

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Bay Point: Love-A-Child Missions seeks to avoid foreclosure

BAY POINT — Love-A-Child Missions has been in trouble before. There were county building code violations in 2000, one consequence being the destruction of shelter founder Jerome Knott’s house there. A year before that, operating money dried up, and so did electric power, for a time.

But ever scrambling, getting help at crucial times and stretching meager resources, Knott’s operation has survived for a quarter century, often on a shoestring. Now, this emergency recovery shelter for women, the only one of its kind in East Contra Costa, faces its biggest challenge yet — foreclosure.

Nehemiah Community Reinvestment Fund, a Sacramento-based nonprofit that lends money to groups (including faith-based nonprofits like Love-A-Child) in underserved communities, approved a $360,000 loan to Love-A-Child in 2008, which originally was to be repaid in 2013, said Darrell Teat, NCRF’s president, in an e-mail Friday. An extension was granted until June 2015, Teat said.

Knott said it was Love-A-Child’s failure to make a $216,000 balloon payment in 2013, or since, that caused the current crisis; all the regular payments have been made, he said Thursday.

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