If you want to help manage the cover, you'll also need to get them to complete a Delegated Authority Form. This form takes less than 5 minutes to complete and gives Australian Unity legal permission to deal with both the person who holds the health insurance and you as their delegated authority.

If you’d like to authorise another person to speak to Australian Unity on your behalf and to help manage your membership, you can learn more about Delegated Authority here.

Your health insurance needs to be paid in advance at all times, and can be paid up to a maximum of 12 months in advance. There are two ways you can pay your premiums:

Direct debit
A direct debit is an instruction from you to your bank or other financial institution. It authorises Australian Unity to collect your health insurance premiums from your account on a date that matches your selected payment frequency (e.g. monthly, quarterly, yearly). You can set up direct debits to be paid from your credit card or from an Australian bank account.

Account notice
When you pay by account notice, you'll receive a bill for your health insurance premiums on a date that matches your selected payment frequency. Instructions describing the different ways you can make payments are included on the account notice.

Why choose Australian Unity

We've been around for 175 years

100% Australian owned

Visa letter issued instantly

Friendly helpful staff

Affordable health insurance

Visa compliant cover for all working visas

Prefer to talk to someone?

If you've got a specific question on Overseas Visitor Cover (OVC) that we haven't answered here, why not give us a call? Our OVC team is here Monday to Friday from 8:30 am until 6:30 pm AEST (excluding public holidays).