You will receive invites to exclusive money saving events, benefit from exclusive cardholder savings and bonus offers like 'Reward Dollars'.

Also, our Value Plus Gold card holders will save an extra 5-10%* off most in store and catalogue merchandise, including sale lines!

Automatic Extended Warranty

Automatically receive an extra 12 months warranty on all electrical purchases made with your Value Plus card. If the item you purchase has a 12 month manufacturers warranty, this means you get an extra 12 months warranty, with our compliments.

That's peace of mind!

No annual fee

The standard Harris Scarfe Value Plus card provides many money saving benefits and no annual fee. Or upgrade to a Value Plus Gold card for just $60 pa and you'll save an extra 5-10%* off most merchandise. You could save hundreds - perhaps thousands - each year!

No deposit 12 or 24 months interest free

No deposit 12 or 24 months interest free terms are available to approved customers who purchase on their Harris Scarfe Card.

No Deposit 24 Months Interest Free available to approved customers who purchase over $1000 in one transaction on their Harris Scarfe card.
The 24 Months Interest Free offer is payable over 24 approximately equal monthly instalments (exact amounts specified in your statements).

No Deposit 12 Months Interest Free available to approved customers who purchase over $500 or less than $1000 in one transaction on their Harris Scarfe card.
The 12 Months Interest Free offer is payable over 12 approximately equal monthly instalments (exact amounts specified in your statements).

Full terms and conditions including application forms relating to the Harris Scarfe Credit Card and No deposit 12 or 24 months interest free terms are available in store, and are subject to Harris Scarfe normal lending criteria.
An establishment fee of $25 will apply on each occasion a new interest free account is opened using your Harris Scarfe Card and a monthly account-keeping fee of $2 per month will apply.
Fees and Interest apply for late payments, when interest free period does not apply the interest rate is 22.9%.
This notice is given under the Harris Scarfe Card Credit Contract, which specify all other conditions relating to the Interest Free Period.
Credit is provided by Perpetual Trustee Company Limited ABN 42 000 001 007 as trustee of the Harris Scarfe Securitisation Trust No. 1. Services Provided by Harris Scarfe Financial Services Pty Ltd ABN 64 130 587 496.