FHA cash-out to 85% of the appraised value with 500 minimum credit score

No Doc investment property financing

Bank statement only for Self-Employed

Mortgage lates or housing event are okay

Foreign nationals with no SSN or ITIN required

Honest advice. Licensed mortgage coaches. Tell us how we can help:

Real solutions. Not a guilt trip.

Life happens. We get it. There is no judgement here. We love to help people consolidate debt, purchase a dream home, or get on better financial footing.

How we take a Second Look:

1. Review your options

Tell us about your financial situation and goals. A licensed mortgage coach will examine your situation and provide honest advice. We do not believe in high pressure sales. With access to thousands of loan programs we can often find solutions that benefit you.

2. Apply online, quickly and securely

SELFi matches your application with the lender best suited for your particular situation. We do not sell your data. Instead we guide you every step of the way.

3. Close your loan

After you apply, you are assigned an experienced loan processor to assist you with your mortgage application. SELFi is paid by the lender, not you. We never collect fees from you.

Our most frequent question: What’s the catch?

“SELFi helped my clients with a really difficult REO. They had to go through three lenders before finding someone who would help their unique situation, but SELFi was with them every step of the way, and made it happen. My clients are so happy with their new home!

– Jean A, CA Real Estate Agent

We’ve worked with a few different mortgage companies and brokers over the years, and SELFi was hands down the best.

– Jack M., CA

“SELFi was able to help me when every other lender said no.”

– Melba S., FL

Trusted. Experienced. Secure.

SELFi is a digital mortgage broker and a licensed corporation. Our NMLS ID # is 1724835.

The founder of SELFi has helped over 1,000 homeowners with their mortgage.

Quicken Loans Lower Rate Guarantee Terms and Conditions:1. “Lower APR” means the annual percentage rate, which considers the interest rate in addition to the cost of credit.
2. Offer is only valid in the states SELFi is licensed in.
3. Offer is only valid on loan products that Quicken Loans offers both in its retail and wholesale channel.
4. To submit an offer, borrower must (1) provide Loan Estimate from Quicken Loans retail channel to hello@SELFi.com (2) Borrower must apply with SELFi Mortgage Coach Joseph Flannery within 2 business days of the Loan Estimate being issued by Quicken Loans retail. (3) if the Loan Estimate from Quicken Loans through SELFi is not at a lower interest rate at the same or reduced costs, or the same interest rate at lower closing costs, the borrower can claim offer.
5. To claim offer, borrower must (1) fund their loan with Quicken Loans retail. (2) Present closing disclosure and final note from funded loan within 15 days of funding. SELFi will then write a check made out to the borrower for the amount of their monthly principal and interest payment.
6. SELFi reserves the right to rescind or modify the terms of this offer without prior notice.