Tag Archives: saving money

Last month my wife and I finally got rid of our final budget killer – our DirecTV subscription. At $105 per month, I’m glad to see that bill go by the wayside and am dreaming of the ways we can better use that savings each month. We can all be guilty of budget leaks on occasion though this was a…

We’ve all experienced that back-to-school rush as the fall winds start blowing in. I can smell the crisp new notebooks, the books weighing on my new leather straps on my shoulders, and the feel of my new shoes digging into my heels like it was yesterday. The first couple of weeks breeze by, and then you begin receiving those large…

When funds are limited, spending decisions are the result of a simple dollar-to-dollar comparison – what will result in a lower overall cost right now? If two items are on priced exactly the same, then this works in the consumer’s favor. But sometimes being a smart consumer means spending more money today to receive more value in the long run, or…

Sharing resources among friends, family or neighbors has been a common practice for centuries. Whether you need a cup of sugar or a ride to the airport, most of us have become accustomed to tapping into our networks for a little help. But now, with the rise of what is known as the “sharing economy,” sharing resources isn’t just something…

Debt is all around us. The average credit card debt, for those with debt, is just shy of $16,000, as of June 2015. The average student loan debt for the graduating class of 2013 was nearly $30,000. That doesn’t even begin to touch on other forms of consumer debt like car payments. Regardless of the source of non-mortgage debt, it…

Saving was never an intentional decision on my part. When checks came pouring in for my high school graduation, I simply couldn’t imagine forking over such a huge amount of cash for anything and not immediately feeling guilty for it. As I watched the amount grow with the relatively meager amounts I earned from side jobs throughout college, the thought…

I’ve always been told that I should kick my coffee addiction, because I could save a ton of money. For me, that advice never worked. Coffee makes me nice, productive, and happy. Without it, I’m pretty sure I couldn’t hold down a job or make friends, because I’d be grouchy all the time! Sound like you? Don’t worry! There’s still…

To spend or not to spend? That is the question. Actually, the real question is: “How to spend less?” I’ve been thinking about it a lot this past week as I’ve been doing Week 2 of our Zero Debt Action Plan. I certainly wasn’t expecting it would be easy when I agreed to do this challenge, especially the part about spending…

Not too long ago I posted a blog entry about saving money while looking for an apartment in a big city. Little did I know that just a few months later, I’d need to follow my own advice as I plan a move out to San Francisco. My long unanswered desire to explore the West Coast coupled with my boyfriend’s…

This time of year, many of us take trips to visit family and friends who live in other cities, other states, or even other countries. And whether you are traveling up the road or across a continent, it can get pretty hectic — not to mention expensive. It can be all-too-easy to focus on food, shopping, and gifts, but that’s…

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