Self Lender - Build Credit
4+

Build Credit While You Save

iPhone Screenshots

Description

Self Lender is the simple way to build your credit history while you save.

Finally, a simple and affordable way to help you build credit and save money.Over 90,000 people have built their credit and saved $70 million using Self Lender. Ideal for anyone who wants to build credit while they save.

So, how does it work? Think of it as a savings plan that builds credit. You choose a plan that meets your budget (starting at $25/month) and the length of the term (12 or 24 months). As you make payments over the term, you're repaying a small loan that is held in a certificate of deposit (“CD”) in your name. Each month, your payments are reported to all three credit bureaus. At the end of the term, you've paid off the loan and your CD unlocks with your money.

● NO CREDITSelf Lender does not do a “hard pull” credit check when creating an account. In fact, no credit score is required at all!

● SECURE ACCOUNTSAll accounts are held with our bank partner and the CD is in your name. Our systems use measures like two-factor authentication, 256-bit encryption, and fraud detection.

● WHY DO PEOPLE TRUST SELF LENDER?- Used by over 90,000+ people to build credit history- Featured on ABC News- Featured in USA Today- Featured in Bloomberg News- Featured in Newsweek- Featured in TechCrunch- Featured in American Banker- Featured in NerdWallet, CreditCards.com and Credit Karma

TERMSWhen you download and use Self Lender, you agree to the Self Lender Terms of Service at: https://www.selflender.com/terms-of-service

What’s New

Version History

1.5.0

You can now create a new account through the app! We hope you love it!

1.4.1

Oct 5, 2018

Updated App Store keywords and screenshots. Enjoy!

1.4

Jul 9, 2018

We made some improvements and squashed some bugs. Also added a new app icon, we hope you like it!

1.3

Jun 7, 2018

You can now add and manage payment methods within the app! We also squashed some bugs, so that's cool too.

1.2

Jun 6, 2018

You can now add and manage payment methods within the app! We also squashed some bugs, so that's cool too.

1.1

Apr 30, 2018

You asked for biometric authentication and we've delivered! Additionally, based on your feedback, we've improved the customer experience with interface changes and the ability to view previous accounts.

1.0

Mar 30, 2018

Dec 18, 2018

Version 1.5.0

You can now create a new account through the app! We hope you love it!

Ratings and Reviews

4.0 out of 5

148 Ratings

148 Ratings

mommyoffourcrazyboys
, 11/18/2018

Credit score up 223 points

This is not a scam, I am a very real person who had very poor credit due to credit cards as a teen. I signed up in oct 2017 and by oct 2018 my credit score has gone up 223 points, and I have not opened any kind of other accounts, or paid any debt. In fact I am about 25,000 in debt (student loans). I just signed up again for another year. This company makes it so much easier than physically having to go to a bank. AndWhoever reviewed and said it takes too long to get your money, clearly doesn’t understand that they are loaning you the money in the form of a CD account which you can’t get back for a year. Hence the monthly payments for a year.

mommyoffourcrazyboys
, 11/18/2018

Credit score up 223 points

This is not a scam, I am a very real person who had very poor credit due to credit cards as a teen. I signed up in oct 2017 and by oct 2018 my credit score has gone up 223 points, and I have not opened any kind of other accounts, or paid any debt. In fact I am about 25,000 in debt (student loans). I just signed up again for another year. This company makes it so much easier than physically having to go to a bank. AndWhoever reviewed and said it takes too long to get your money, clearly doesn’t understand that they are loaning you the money in the form of a CD account which you can’t get back for a year. Hence the monthly payments for a year.

whitnicc
, 12/18/2018

Great program but don’t trust referral credits

The concept is great! My credit score has increased and the positive payment history is a plus. I started in June and my score went up 25 points once it reported. The cons with this program is it doesn’t report each month as promised. It’s dec and I haven’t received N update since Oct. Also I referred 3 people to the program which should have given me a total of $30 in credits. I emailed support with the names of the people I referred and they asked me to have the people email them from their email address to confirm; however, all 3 of them used the link. Why should I have to contact everyone I refer? Great program otherwise.

whitnicc
, 12/18/2018

Great program but don’t trust referral credits

The concept is great! My credit score has increased and the positive payment history is a plus. I started in June and my score went up 25 points once it reported. The cons with this program is it doesn’t report each month as promised. It’s dec and I haven’t received N update since Oct. Also I referred 3 people to the program which should have given me a total of $30 in credits. I emailed support with the names of the people I referred and they asked me to have the people email them from their email address to confirm; however, all 3 of them used the link. Why should I have to contact everyone I refer? Great program otherwise.

Thickfitchick
, 11/10/2018

Ideal

So establishing credit can be though but this account definitely makes it work the climb. I’m not doing my second account with them and while the 1 time I did call the “csr” was rather short and rude, the results are great and I foresee doing this virtually every year. It’s nice to get that little bonus money after 1 yr. The app does everything I need it to and gives me the info that I need. Honestly if anyone complains about this app or even the company, they are likely incompetent, don’t understand how credit works or just like to complain!

Thickfitchick
, 11/10/2018

Ideal

So establishing credit can be though but this account definitely makes it work the climb. I’m not doing my second account with them and while the 1 time I did call the “csr” was rather short and rude, the results are great and I foresee doing this virtually every year. It’s nice to get that little bonus money after 1 yr. The app does everything I need it to and gives me the info that I need. Honestly if anyone complains about this app or even the company, they are likely incompetent, don’t understand how credit works or just like to complain!