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The best private student and education loan rates. Looking for ways to help cover the cost of college after exhausting all the scholarship, grant and federal student loan options out there? Private student loans can provide an additional way to help make ends meet while pursuing your degree.

Private student loans are credit based. Students with no credit history or a low credit score may find it difficult to qualify for a private student loan on their own. Students may have the option to apply for a Discover student loan with a creditworthy cosigner.