Holiday hours

After December 4, 2016 you will no longer be able to access your 529 plan accounts using Windows XP. Please upgrade your computer to a supported version of Windows to continue to access your accounts. Additional information on Windows XP can be found
here.

The Buzz

News & Press Releases

FEATURED News Story

Join KESPT at the Louisville Zoo Halloween Party

Oct 03, 2018

The Kentucky Education Savings Plan Trust (KESPT) is inviting families to learn more about saving for college and K-12 tuition during Louisville Zoo’s “The World’s Largest Halloween Party!” in October. KESPT is a sponsor of the event and will be available to talk with families about the advantages of saving for education with KESPT, Kentucky’s official 529 plan.

A KESPT account can be started with as little as $25 and can be used at any qualified institution in the nation. There are a variety of low-cost investment portfolios to choose from including age-based, multi-fund and guaranteed options. Not only can earnings grow tax free in a KESPT account, but withdrawals are also tax-free when used to pay for qualified education expenses. A new law that went into effect earlier this year allows parents to use funds saved in a KESPT account to pay for K-12 tuition, in addition to higher education.

KESPT is an annual sponsor of The World’s Largest Halloween Party. The event transforms the Louisville Zoo into a living storybook, inviting children to trick-or-treat with their favorite costumed characters. The World’s Largest Halloween Party takes place Oct. 4-7, 11-14, 18-21 and 25-28, starting at 5 p.m. Families are invited to enter each night until 8:30 p.m. Tickets are required for all guests age 3+ and may be purchased online at LouisvilleZoo.org.

For more information about KESPT, visit kysaves.com or call toll-free 1-877-598-7878.

###

No public funding is used for KESPT marketing, promotions or contest awards. Funding is provided by TIAA-CREF program manager for KESPT.

Consider the investment objectives, risks, charges and expenses before investing in the Kentucky Education Savings Plan Trust. Please visit kysaves.com for a Plan Disclosure Booklet containing this and other information. Read it carefully. Investments in the plan are neither insured nor guaranteed and there is the risk of investment loss.

The tax information contained herein is not intended to be used, and cannot be used, by anytaxpayer for the purpose of avoiding tax penalties. Taxpayers should seek advice from an independent taxadvisor based on their own particular circumstances. Non-qualified withdrawals may be subject tofederal and state taxes and the additional 10% federal tax.

No public funding is used for KESPT marketing, promotions or contest awards. Funding for marketing is provided by the program manager, TIAA-CREF Tuition Financing, Inc.

Consider the investment objectives, risks, charges and expenses before investing in the Kentucky Education Savings Plan Trust. Please call toll-free 1-877-598-7878 or click here for a Disclosure Booklet containing this and other information. Read it carefully. Investments in the plan are neither insured nor guaranteed and there is the risk of investment loss.

Before investing in a 529 plan, you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a 529 plan that offers favorable state income tax or other benefits such as financial aid, scholarship funds or protection from creditors that are only available if you invest in that state’s 529 plan.

Consult your legal or tax professional for tax advice, including the impact of the new federal tax changes. If the funds are not used for qualified education expenses, a 10% penalty tax on earnings (as well as federal and state income taxes) may apply.

The Kentucky Education Savings Plan Trust is offered by the State of Kentucky. TIAA-CREF Tuition Financing, Inc. (TFI), program manager. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC, distributor and underwriter for the Kentucky Education Savings Plan Trust.

The Plan Web site is for informational purposes only, and does not constitute an offer to sell or solicitation of an offer to buy any security that may be referenced on the site. Such offer or solicitation can be made only through the Disclosure Booklet.

The Plan Web site contains links to other Web sites. Neither the Plan nor TFI and its affiliates are responsible for the content of those other Web sites. The accuracy of information on those sites cannot be confirmed.