Mobile banking continues to gain momentum, growing faster than any other delivery channel to date. Many financial institutions want to expand capabilities in the mobile channel, but are concerned about security. Given the evolving threats, mobile innovation has outpaced the industry's appetite for deploying new capabilities.

Fortunately, new security measures are available to mitigate the risks associated with advanced mobile banking and payment capabilities. The key to protecting the mobile channel is to realize that it is deeply connected to the online channel. Effective protection must consider risk indicators that span both channels and extend to both to protect against the full range of attack vectors.

This white paper highlights:

The mobile threat landscape and the latest techniques used by cybercriminals;

The importance of a mobile risk engine that ingests device and account risk factors for the online and mobile channels to perform a real-time mobile risk assessment;

How comprehensive mobile risk assessment is required by the FFIEC Guidance.

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