Important Legal and Privacy Notices

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number

Financial Information

Date of Birth

Name, address, telephone number

Health information, including medical history

Information about your job and salary

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information, the reasons Reliance Standard Life chooses to share; and whether you can limit this sharing

Reasons we can share your personal information

Does
Reliance Standard share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes –
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

NO

N/A

For our affiliates' everyday business purposes –
Information about your transactions and experiences

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured ﬁles and buildings. In addition, we have policies and procedures that direct our employees and agents to protect your personal information. We do not share your personal information except as authorized by you or allowed by law.

How does Reliance Standard collect my personal information?

We collect your personal information, for example, when you apply for insurance or file a claim. We may collect your personal information from you, your insurance agent or broker, your employer, your medical providers, consumer reporting agencies or anyone you have authorized to provide us with information.

State laws and individual companies may give you additional rights to limit sharing

Definitions

Affiliates - Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include other companies which are part of The Tokio Marine Group.

Non-affiliates - Companies not related by common ownership or control. They can be financial and non-financial companies. This includes entities which provide claim administration, underwriting, investigation, reinsurance, policyholder or other services to us or on our behalf.

Reliance Standard is a branding name. Insurance products and services are offered by Reliance Standard Life Insurance Company in all
states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. In New York, insurance products
and services are offered by First Reliance Standard Life Insurance Company, Home Office, New York, NY. Not all products are available
in all states.