Choice Funeral Plans Reviewed 2018: Good, Bad, Average?

Choice Funeral Plans Reviewed 2018.

By Funeral partners

MUST READ THE SMALL PRINT. Reading between the lines on the Choice Funeral Plans brochure, the firm would seem keen to grow very rapidly, Client funds are kept by the Ecclesiastical Insurance Company to ring-fence them from their own money. Like many plans, the idea is to promote their own funeral directors services.

Full verdict awaited. It would seem that they are trying – like many others – to make their plans seem much cheaper than they actually are. These days, the target expectation is that the contribution of third-party costs should be £1,200 (index linked). The standard allowance with Choice Funeral Plans seems to be NIL. You can add more cash, but other plans seem to us to offer better value. I guess their plan is to hook you in then give you the bad news! I suggest you talk to us to get an Independent view instead!

The company started in August 2013 and clearly has big ambitions and has grown from a larger group of companies. They offer a simple plan structure with a basic plan covering just the funeral directors fees. To that, you can add a contribution towards cremation or burial costs. Their recommended level is like that of other companies, but they do specifically allow you to build that up over the years, and not have to find it all in one go. Some other companies offer the same facility (which we applaud) but don’t make it so obvious!

Choice Funeral Plans from Funeral Partners.

The brochure is not clear on how or if your contribution to third-party costs is index linked, but we will be having a chat with them to clarify some aspects of their plans. We certainly don’t have a problem with them, but so far they haven’t made it onto our internal main Best Buy List, but all of our recommendations are personal, so you never know, we might recommend it for your precise wishes and location.