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I am… Budgeting for my family

Managing your family’s finances can be a juggling act.

We can help you get the balance right.

Proper budgeting can make all the difference - for today, and for your family’s future. We have a range of easy-to-use tools and expert advice to help you take control of the family budget, and gain a little peace of mind.

Get a clear view of your family finances

Our Family Finance Budgeting Tool is a handy, easy-to-use online tool that will help you work out where your money is going, and any areas where you can make changes to save you money.

Spread your bills evenly with AIB Masterplan Account

At AIB we know that family bills and outgoings can vary greatly from month to month. Open an AIB Masterplan and spread your bills evenly over a 12-month period up to a maximum of €75000. It’s the smart way to manage the household budget, and avoid those seasonal surprises. A quarterly maintenance fee of €4.50 applies to Masterplan accounts.

New ways to bank, saving you time and money

We know that family life doesn’t leave you with much spare time; that’s why we now offer a range of flexible and secure ways to bank that save you time and money. Choose to bank online, over the phone, or by using your mobile or tablet, whenever suits you. You can also drop in to your local branch and use one of our self-service banking kiosks.

Flexible access to emergency funds

Don’t get caught out by unexpected expenses. We offer a range of personal loans and convenient credit facilities, with an easy application process and quick decision time. So you have peace of mind that additional funds are within reach if and when you need them. We also have a range of credit cards, including our low interest Click Credit Card.

Save for the future

No matter how little you can manage to put away, with AIB’s help and support you can start to build a regular savings habit and make plans for the future. Even if you have no savings goal in mind, you can start to build an ‘emergency fund’ for those unexpected events!

Talk to us

If you would like to know more about our family finance and budgeting tools, drop in to your local AIB branch, or call 1890 724 724 (lines are open Monday to Friday 8am – 9pm and Saturday 9am – 6pm).

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