Churchill Loan

Compare Churchill loans

Churchill loans are not currently available, however there are great many of lenders who might be able to offer you an alternative, check the comparison tables below to look at what some of your options might be.

You must have an annual income of at least £12,000 and have a UK bank or building society account

You need to make payments on time or you will be charged a late payment fee. Missing payments could have severe consequences on obtaining future credit

Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender

Representative Example: The Representative APR is 3.2%. Based on a loan amount of £10,000 over 60 months at an interest rate of 3.2% p.a. (fixed). Monthly repayment of £180.37. Total amount repayable £10,822.20.

Representative Example: The Representative APR is 3.4%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.4% p.a. (fixed). Monthly repayment £181.41 & total repayable £10,884.60.

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Administration fee applies, not payable upfront but instead included in monthly repayments

Applicants must have a net monthly income of at least £1,000, be in full time or part time employment, and have no CCJ's

Representative Example: The Representative APR is 42.5%(fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

One fixed monthly repayment: Know what you’re paying and when you’re paying it

Instant Online Decision

Must be aged 21

No CCJs or IVA in the last 6 years

Must have an annual income of over £6,000

Permanently resident in England, Wales, Scotland or Northern Ireland

Provided by Santander UK Plc

Representative Example: The Representative APR is 3.00%. Loan amount of £10,000 with a monthly repayment of £179.68 over a loan term of 60 months at a rate of interest per annum (fixed) of 3.00%. This is equivalent to 3.00% APR Representative. Total amount repayable is £10,780.80.

Must be employed with a salary of £12,000 or over (if you are self-employed, you must have been employed for a minimum of 2 years)

Must have a UK based bank or building society account that can pay direct debits

Representative Example: The Representative APR is 3.1%. Based on an assumed loan amount of £15,000 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment £269.90 & total repayable £16,194.00.

You must have an annual income of at least £12,000 and have a UK bank or building society account

You need to make payments on time or you will be charged a late payment fee. Missing payments could have severe consequences on obtaining future credit

Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender

Representative Example: The Representative APR is 3.2%. Based on a loan amount of £10,000 over 60 months at an interest rate of 3.2% p.a. (fixed). Monthly repayment of £180.37. Total amount repayable £10,822.20.

Representative Example: The Representative APR is 3.4%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.4% p.a. (fixed). Monthly repayment £181.41 & total repayable £10,884.60.

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Administration fee applies, not payable upfront but instead included in monthly repayments

Applicants must have a net monthly income of at least £1,000, be in full time or part time employment, and have no CCJ's

Representative Example: The Representative APR is 42.5%(fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

Representative example: The Representative APR is 14.9% (fixed).The Representative APR is If you borrow £10,000 over 5 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £237.37 per month. Total charge for credit will be £4,242. Total amount repayable is £14,242.

Administration fee applies, not payable upfront but instead included in monthly repayments

Applicants must have a net monthly income of at least £1,000, be in full time or part time employment, and have no CCJ's

Representative Example: The Representative APR is 42.5%(fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

Representative Example: The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Churchill Loan

While a Churchill loan is not currently available, you may wish to look at other providers. Loans can vary a great deal between lenders so it is always a good idea to do your research before taking one out. The comparison tables above will let you see loan offerings from numerous different providers which may help you decide if one is right for you.

Types of loan

If you are thinking about taking out a loan it is important to decide what kind would be most suitable for your needs

Personal Loan

A personal loan may also be referred to as a ‘unsecured’ loan this is because you do not have to put up any asset as security on the loan. Usually personal loans offer the possibility to borrow between £1,000 and £25,000 over a variable amount of time. Generally speaking the larger amount you wish to borrow the lower the rate of interest, however this does not mean you should take out a larger loan you cannot afford to service or repay.

Lenders will advertise their personal loans with a Representative APR however this is not the amount you are guaranteed to get from taking out a loan with them, your actual interest rate will be dependent on numerous factors such as how much you earn and your credit history, they will also take this into consideration when they evaluate how much they are actually willing to lend you.

Homeowner Loans

If you want to borrow a larger amount of money and are a homeowner a homeowner loan might be better for you. As you have placed an asset (such as your home or other property) as security banks are willing to lend more, usually up to £250,000. The actual amount you can borrow is dependent on the value of your home and how much equity you have if you have a mortgage.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. If you are at all unsure of the suitability of a particular product for your circumstances you should seek independent financial advice.

Loan Calculators

One of the main things you probably want to know about a loan before you apply is how much it is going to cost you, both overall and in monthly instalment repayments, to do so you could use a loan calculator. Many lenders now offer online loan calculators which will allow you get an idea of what a loan from them would cost you. However if you do actually apply for a loan, and you are accepted, the annual percentage rate they offer you, following a credit check, may differ from the APR the loan calculator used which will affect how much you would be required to repay due to interest accumulation.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.