Law and Debt on LBC Radio

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LBC Radio's phone-ins are usually very good on law and money. They have experts who appear regularly. It's always presented by Clive Bull on Mon to Thur evenings at 9.00 pm.Mondays it's the Money Hour. Tonight Mike Thomas of Debt Wizard deals with debt problems. He's an ex-cop, not a lawyer, but is very knowledgeable.http://www.debtwizard.com/Wed evenings it's the Legal Hour with barrister Daniel Barnet who is pretty impressive.LBC (Leading Britain's Conversation) is nationwide and easily available online etc.

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LBC Radio's phone-ins are usually very good on law and money. They have experts who appear regularly. It's always presented by Clive Bull on Mon to Thur evenings at 9.00 pm.Mondays it's the Money Hour. Tonight Mike Thomas of Debt Wizard deals with debt problems. He's an ex-cop, not a lawyer, but is very knowledgeable.http://www.debtwizard.com/Wed evenings it's the Legal Hour with barrister Daniel Barnet who is pretty impressive.LBC (Leading Britain's Conversation) is nationwide and easily available online etc.

Mike Thomas "Here's the 'In debt? Don't know where to start?' guide EddieNestorMBE and I spoke about on BBCRadioLondon. It includes where to get free debt advice, who pays the fees, your consumer rights, what to say to debt collectors &, take control "

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I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker)
I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded.
Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
so far so good.....
i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
so far so good....

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I was talked into signing up with Future Comms (future-comms.co.uk) who cold-called me to change my mobile contract to them, via 02, rather than EE. I have a small business (only me!) and it's a business contract. True, the 4G network is better for my area. This company seemed to be a marketing set-up for various telecoms companies, so I assumed anything I signed would be with 02 and didn't think it might be a problem.

They sent an email whilst I was on the phone to set up the direct debit mandate with my bank which I signed electronically. That was the first, of many, problems I found. Apparently THAT was my contract, binding me to 3 years and no 'cooling off' period, because I was a 'business' (meaning any consumer rights did not apply). When I subsequently asked in writing for a copy of my contract, that is what they sent - when I argued it was a DD mandate they insisted it was my contract!

2 days later they asked for my phone details to get it unlocked which I sent. 10 days later, EE closed my account, so I changed the SIM card to 02 that had come a few days before. No network! They had done nothing about unlocking it. Fortunately I was lucky with EE who managed to give me the right codes, rather than the usual 10 days to go through Samsung.

By this time I was suspicious of their set-up and wanted to cancel. As I said earlier, I found myself trapped into a 3 year contract with no 14 day cooling off period (they don't offer that). Promises to deal with my complaints never happened, promised return calls neither....and on and on.

Ofcom's rules apply to consumers and small businesses (under 10 employees), yet this shower don't acknowledge that. They just repeat and repeat that I am a business so it doesn't apply. To cancel the contract I have to pay the full 3 year's fees!!

I would like to know if others have had similar experiences? Or does anyone know how I can maybe declare the 'contract' unenforceable? I have never before been locked into something without a clear written contract, with t&c's! And, yes, I have asked, and yes, I have been ignored.