I would think if you cashed them out, then they are essentially closed. So, no IMHO, they are null now. Did you cash out a whole life policy? I know when mother did that, it was really pennies on the dollar--sadly. And no, once they cashed that out, the policy was no longer worth anything. You can certainly check with the companies that issued them. If you are not receiving any kind of statement any more that's a pretty good indication they're closed.

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