FOOTBALL boss Harry Redknapp cannot spell, writes like a two-year-old and does not know what an email is, a court heard yesterday.

He struggles so badly he “couldn’t even fill a team sheet in,” he allegedly told police.

Far from being a hard-headed businessman, Redknapp was involved in a string of bad deals including a £250,000 investment that “disappeared into the mist,” the jury at his trial for alleged tax evasion heard.

The Tottenham Hotspur manager – who writes a column for a tabloid newspaper – allegedly told police he was the “most disorganised person in the world” and relies on his accountant.

The jury was told that during a police interview in 2009, Redknapp said: “I can’t work a computer, I do not know what an email is, I write like a two-year-old and I can’t spell.”

After agreeing a £200,000 pay-off from Portsmouth, Redknapp told the club to donate the money to youth football, the court heard. His poor record as a businessman was revealed at London’s Southwark Crown Court as his former bank relationship manager Alan Hills gave evidence.

I can’t work a computer, I do not know what an email is, I write like a two-year-old and I can’t spell

Harry Redknapp

John Kelsey-Fry, defending, asked Mr Hills: “Do you remember an occasion when he was persuaded to loan, at very short notice, £250,000 to help someone buy Oxford United and that money just disappeared into the mist?” The banker replied: “Yes, I’ve never seen it.”

Mr Kelsey-Fry said the prosecution’s description of Redknapp as a “hard-headed businessman” was wrong. He got mixed up in “margin calls” where he stood to lose 100 per cent of his investment if he lost but only gain 50 per cent if he won, he said.

Mr Hills told the jury: “Where property is involved, he’s been generally fairly successful. But other transactions – it’s fair to say that they were very unsuccessful.” Mr Hills, who works for the HSBC bank, described how he attended a meeting at Redknapp’s £10million home in the Sandbanks area of Poole, Dorset, in January, 2008.

It was the first time the banker learned of the existence of the secret Rosie47 account at an HSBC branch in Monaco which is at the centre of Redknapp’s trial.

He is accused of using Rosie47 for taking two “bungs” totalling £189,000 from Portsmouth’s then owner Milan Mandaric when he was manager there.

The account, named after his dog and the year of his birth, was set up in 2002 after he lost out on half his bonus for the sale of Peter Crouch to Aston Villa for £4.5million, the court heard.

He told police he regarded the money in Rosie47 as his “Crouch bonus,” the court heard.

Quizzed about the tax due, he allegedly said: “I said to Milan many, many, many times, ‘I do not want to end up with a tax bill’.

“He said, ‘Harry, there’s no tax, I’ve paid the tax; you are not ­liable for any income tax’.”

Redknapp, 64, and Mandaric, 73, of Oadby, Leicestershire, deny cheating the public revenue. The trial continues.