Hiscox Home Insurance

At Hiscox, they’re experts in insuring homes like yours. Those who value insurance as much as the value of their home often need a little more safeguarding – after all, peace of mind is priceless.

Special offer

RICS professionals benefit from a 12.5% saving on standard Hiscox rates for the entire life of their policy.

Hiscox Home Insurance

To help make sure you're never underinsured, their home insurance provides unlimited cover. This means that whatever the value of your loss, you can be confident you're covered. You only need to list any items, pairs, or sets worth £15,000 or more and give them a total value for any jewellery, art and collections.

For certain claims, such as tracing and repairing a leak, there's a maximum amount they'd pay. However, the cover they provide is still higher than most other home insurance policies.

What are the benefits?

Unlimited Home Insurance cover – be confident your home and contents are covered.

Over 98% of customers surveyed who made a claim would recommend Hiscox (Insight Now, 322 surveys, Sept 2016–Feb 2017).

Individual items or sets up to £15,000 are covered as standard – you don't need to list them or buy separate cover.

Tailored, high-value jewellery and watch cover as part of your policy, no need for separate cover.

Dedicated claims handler assigned to all claims as standard.

New, optional, cover for renovations and extensions work over £75,000.

Customer reviews

Awards for Hiscox home insurance

Hiscox was awarded the 2017 Consumer Intelligence award for claims, as voted for by householders

For the past 11 years, Defaqto has awarded Hiscox Home Insurance five stars

Hiscox Renovation and Extension Insurance

Carrying out a renovation or extension on your home? With some insurers, a renovation or extension on your home may reduce the protection of your current home insurance policy or invalidate it completely, leaving your biggest asset potentially uninsured.

Hiscox Renovation and Extension Insurance provides cover for building works over £75,000. The cover is available for Hiscox Home Insurance policy holders and can be added to your policy for a set time period and once your works are complete, the extra cover will be removed and your home insurance policy continues uninterrupted.