Car Loan

when choosing a better car, choose a better loan

Let CapFed® help you get the best deal on your next car purchase by securing your auto financing before you start shopping. A lot of time and research can go into selecting a car to purchase, and you’ll be ready to get the best deal, whether you’re buying a new or used vehicle, refinancing or purchasing a lease buyout.

Quick loan decisions

Competitive rates

Opportunity to save 0.25% with automatic payment from a CapFed savings or checking account

new automobile and light truck disclaimer

The Maximum Loan-to-Value (LTV) is calculated using the purchase price of the vehicle, before any trade-in or other down payment. Interest rates for vehicle loans are fixed for the term of the loan. The Annual Percentage Rate (APR) assumes the maximum loan amount for the maximum term. Using the example of a $40,000, 80% LTV, 72 monthly payments of $669 would be required.

The interest rate and corresponding APR may be reduced by 0.25 percent with preauthorized payment from a Capitol Federal checking or savings account.

Certain restrictions apply. Borrower is responsible for closing costs, which average approximately $85. These costs are added to the loan amount and are not required to be paid out-of-pocket.

previously owned automobile and light truck disclaimer

The Maximum Loan-to-Value (LTV) is calculated using the NADA loan value of the vehicle.

Interest rates for vehicle loans are fixed for the term of the loan. The Annual Percentage Rate (APR) assumes the maximum loan amount for the maximum term. Using the example of a 2008 model year and a loan amount of $30,000, 60 monthly payments of $594 would be required.

The interest rate and corresponding APR may be reduced by 0.25 percent with preauthorized payment from a Capitol Federal® checking or savings account.

Certain restrictions apply. Borrower is responsible for closing costs, which average approximately $85. These costs are added to the loan amount and are not required to be paid out-of-pocket.