Public Adjusters and Attorneys are an integral part of protecting Florida homeowners. Public Insurance Adjusters and Property Damage Lawyers will often work together to help maximize the client’s insurance claim recovery. Both the Public Adjuster and the Attorney have separate but crucial roles to play in the insurance claim process.

Now that Hurricane Michael has caused devastation through Panama City, Mexico Beach, Tallahassee, and the Florida panhandle, property owners are now facing the damage left behind by the storm. Although homeowners may be overwhelmed by having to now navigate a hurricane insurance claim, there are – at least – 9 things that property owners should

Roof damage is the most common type of hurricane insurance claim we see after a hurricane, wind storm or hail event. Wind from hurricanes and tropical storms can cause substantial roof damage – whether just a few loose shingles or the total destruction of the entire roof structure. Even worse, any opening in your roof…

As we watch Hurricane Danny approach the Gulf, it is hard to believe that 10 years have passed since Hurricane Charlie and three other storms caused massive damage and property insurance claims throughout Central Florida. Although the passage of time makes it easy to think that such storm damage is unlikely to happen again, we…

Although it doesn’t get the same attention as Florida’s other natural disasters, lightning damage led to more than 10,000 insurance claims in Florida over the past year. Florida ranks first in the nation for both injuries caused by lightning strikes and insurance claims caused by lightning related damage. The estimated total property damage caused by…

The severe weather that recently swept through the area left many property owners with damage to their roofs from the storms and high winds. When massive storm damage appears, the environment is ripe for an illegal activity that often plagues Florida – roofing scams.

Over the last few days, Central Florida has been pounded by torrential rain, tornadoes and high winds. These damaging windstorms and tornados were especially violent in Manatee, Sarasota, Lee, Hillsborough and Pinellas Counties. These thunder storms caused flooding in Shore Acres, wind damage in Siesta Key, and claimed the lives of two people in Duette. …

Almost every time we speak to a new client regarding their hail damage insurance claim, our clients tell us that the insurance company representative told them some variation of one or more of the below statements. Unfortunately, insurance company adjusters have a habit of trying to convince property owners that they have “no business” filing…

It may come as a surprise to many homeowners, but you may be able to substantially reduce your homeowner’s property insurance premiums by just looking through the provisions of your policy. Specifically, most homeowner’s insurance policies set forth numerous premium “credits” for which you can qualify based upon the age and condition of your home. …

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About the Author

K.C. Williams is a trial lawyer who specializes in insurance claims, personal injury claims and wrongful death claims. He is a member of the Million Dollar Advocates Forum, an elite group of trial attorneys who have won results for their clients in excess of one million dollars.

About the Firm

Williams Law Association, P.A. provides representation to its clients in insurance disputes, claim denials, under-paid claims, bad faith claims, and insurance coverage disputes throughout the State of Florida.