Keep Learning

To get a free credit report from TransUnion, download and fill out the consumer request form provided on the company website. Mail this report to the address provided, along with photocopies of two pieces of identification, explains TranUnion. The two pieces of I.D. must, in combination, show your name, address, date of birth and signature. Acceptable primary I.D. includes divers licences, passports and health cards. Acceptable secondary I.D. includes utility bills, social insurance cards and T4 slips. TransUnion also provides credit reports to individuals who visit their local offices or who phone their toll-free assistance number.

To get a free credit report from Equifax, download and fill out the form provided on the company website. As with TransUnion, Equifax requires photocopies of two pieces of I.D. showing name, address, date of birth and signature. Mail or fax the completed form and photocopies to Equifax. Equifax also provides credit reports over the phone through a toll-free number.

Consumers use credit reports to understand their credit and find errors that may affect their credit score, states CBC. If you find a credit-report error, write the credit agency explaining the error, and provide supporting documents for your version of events.