Month: November 2017

Maybe it’s helped you to quit smoking cigarettes. Maybe it’s helped you make friends. Maybe you just enjoy the taste of the countless delicious juice flavors on the market today.

Whatever the reason, you need to learn about the Vaping Rights Movement.

If you’ve never heard of it, keep on reading to educate yourself – and those around you!

What Is The Vaping Rights Movement?
First, let’s make sure you know what the Vaping Rights Movement is. Essentially, it’s a grassroots organization that came out of a community of people who love to vape.

It’s a diverse community that’s filled with people that all have a unique relationship to vaping. It can be people that vape, those that create juice flavors, and even those that sell e-cigs and vape mods in their stores.

It’s about educating the public about vaping and organizing together to protect our rights. As more and more regulations emerge, the Vaping Rights Movement is gathering steam.

But it is not always so easy.

What Challenges Is The Movement Facing?
It’s no secret that federal and local legislation is designed to restrict Vaping Rights.

Now vaping products have been categorized in the same way as tobacco products, which means that the rules are tighter than ever.

The reality is that most of the laws are coming from a lack of education about what vaping actually is.

Sure, some laws are great – like those companies that are selling ingredients in their vape juices.

But others are just downright discriminatory and based on misinformation.

And even if the brands do “everything right,” they still have to pay for an expensive approval process. Because of unethical manipulations of data, or just because people are not clear on the differences between smoke and vapor, many harmful regulations are passed.

We say no more!

What You Can Do To Help
There are lots of things you can do to help protect vaping rights.

In the past, vaping rights supporters have contacted their representatives and Senators to ask them to vote against laws that would restrict vaping.

Join local and online vaping communities so you can learn about the legislation that could be encroaching on your right to vape. Always educate yourself on talking points so you know exactly what to say if you are challenging you or asks to learn more.

Sign as many petitions as you can, and even post information in your local vape shops!

Also, encourage cigarette smokers to consider switching to vape mods and e-cigs. It’s better for their health, and you’ll have more people on your side!

Canada just passed a major overhaul to their marijuana laws. But do not light up your bud in celebration just yet. This overhaul was intended as a way to expand the adoption of medical marijuana in Canada and set the stage for recreational use in July of 2018.

While the Dude can abide legally in a lot of places in the U.S., Canada is more federated and they provinces move south from their border.

But whatever your opinion on whether or not rolling up a joint Canadian Marijuana stocks have gone up recently. So, it begs the question: should you invest in Canadian marijuana stocks now that things are moving toward legalization?

The answer depends on who you talk to. So let’s examine each side so you have all the tools to make your decision.

1. Do not Buy Canadian Marijuana Stocks Because There Will Be Competition
If you’re at all familiar with economics, you’ll know that when supply is low and demand is high it’s a full on seller’s market. You can charge high prices and make a ton of money.

But when more suppliers come on the market, you have to drop your prices and you might not make as much money. With the possibility of recreational marijuana becoming legal and the expansion of medical marijuana in Canada, more people are going to open up dispensaries.

If you can find online dispensary Canada stock, you may be safer because those will be hyper-regulated. But even then, the new regulations mean a spike in demand and even more government backing for new dispensaries.

In fact, according to the Canadian government, the number of eligible Marijuana patients has increased by 10% and sales have grown roughly 16% per month. We can speculate that with the government reporting on these things, they are aware and will be more willing to license and approve more dispensaries soon.

2. Do Buy Canadian Marijuana Stocks Because There Will Be Massive Demand
If we can divert our eyes from Canada for a moment and look south toward the ruddy state of Colorado in the United States, we’ll see that a green rush is a great thing for investors.

Colorado saw massive growth in both medical and recreational stocks after they legalized. Even if most jurisdictions did not get on board with the trend right away.

Now Colorado is booming. But competition from Canada and now Mexico will stifle their market. Which means you should continue to look at Canada as the next boom marijuana market.

Back in March of 2017, Marijuana stocks in Canada were up 290% from the previous year and the market seems stable and possibly growing. And with good news coming out of Ottawa, it’s possible cannabis stocks will grow exponentially over the next year.

Vape oils, and CBD vape oils, in particular, are taking the vaping world by storm.

CBD vape oil is a concentrated type of Cannabidiol. It’s made into a liquid form so that it can be warmed and breathed through an E-Cigarette, vape pen or vaporizer.

It can be bought as a one-time use cartridge for your vape pen, or as a bottle to refill your vaporizer.

So, what’s so great about CBD vape oil?

5 Great Benefits of CBD Vape Oils
1. It Is Totally Legal.

Even though vape oil – sometimes called vape juice – is a type of Cannabidiol, it is NOT marijuana. It comes from hemp and contains CBD and not THC, so therefore it is legal. You can find it at reputable stores and on websites. There are some that even offer free vape juice!

2. It’s Good For Pain.

It could be just plain old pain from working out too much or climbing a dangerous mountain on a dare. But the pain could be from something more serious.

During times of stress, our bodies can get thrown out of the balance and can become primed for disease. And in many cases, where there’s disease, there’s pain.

CBD vape oil is one of the newer effects of arthritis, inflammation, diabetic nerve pain, spasms, gastroparesis, IBS, and even cancer and cancer treatment.

3. And It’s Good for the Brain.

Serotonin receptors have a huge role in depression, but they also affect other processes such as sleep, addiction, and nausea. CBD is naturally drawn to serotonin receptors.

Once the CBD is bound to those receptors, it serves to slow down signaling. This is essentially the same thing that antidepressants do and results in a relaxed response.

CBD can also inhibit the reuptake of certain neurotransmitters. By competing with other molecules, CBD encourages the body to raise the endocannabinoids levels in the synapses of the brain.

Through this flooding of the synapses, it seems that CBD works against epilepsy and seizures as well.

4. You Can not Overdose on It.

Taking a high dose or concentration does not run the risk of overdose.

It should be noted that the dosage for you. Many people do not seem to get the benefits if they take too low a dose.

Since each person has a different metabolic process, how much is right for one person can vary from what’s the correct dosage for another. There is no universal “normal” CBD dose.

5. You’ll Pass A Drug Test.

But only if it’s CBD vape oil from natural hemp plants that contain active CBD. You do not want CBD vape oils from cannabis.

If your job requires random drug testing, this is a very important distinction. So if you’re ever offered a CBD vape oil from an unreliable source, just remember that some CBD vape oils come from cannabis.

That means they contain THC and that can show up on a test drug. So if you are not sure, do not mess with it.

Do you think you’re ready to explore the fascinating new world of CBD vape oils? Try them out and see. They could be just what you need for whatever’s ailing you.

Marijuana has not yet been accepted by everyone, but it’s well on its way to total acceptance. Several people support both its recreational and medicinal uses, and, hopefully, the plant will continue to garner support.

Public opinion aside, cannabis offers many medicinal uses, which is why those who need it can now pay a visit to certified dispensaries to pick up some medical marijuana. These people can also buy cannabis online now.

Looking to go the online route? Well, the class is just about to begin. Welcome to Legal Marijuana 101.

Why Buy Cannabis Online?
As we said before, marijuana has several medicinal uses. As a result, the patient need to have access to it. This is why marijuana dispensaries exist.

Sometimes, though, patients can not make it to these dispensaries. Perhaps they’re feeling sick most of the time, or maybe they’re just busy going about their daily lives. Buying cannabis online eliminates the need for them to visit the dispensaries.4

There is another benefit of purchasing medical marijuana online as well. Patients may find that they have more options online than they would at their local dispensaries.

Look For Certified Dispensaries
Anyone who needs to purchase cannabis online can easily do so. They just need access to a computer so that they can locate a dispensary. The search for a dispensary, however, is not as straightforward as it should be.

In a perfect world, vendors would be true about whether or not they’re certified to dispense marijuana. No one, though, lives in a perfect world, so some people are not exactly ethical about their business dealings. That said, please look for dispensaries which can legally sell marijuana.

These dispensaries should be able to back up their certifications. Take, for instance, a company known as “Dope Mail.” It explicitly states that it provides access to legal marijuana. That dispensary also happens to have an adorably apt name, but that’s beside the point.

But patients have permission to use marijuana, right? Why does the license matter so much?

Because the law is the law, and anyone who buys marijuana from a dispensary that does not have a license is supporting that business’s illegal dealings.

Be On The Lookout For Scams
Those who buy cannabis online should constantly be on the lookout for scams.

And “scams” go beyond uncertified sellers trying to push their products on patients.

Some people just have to ruin the convenience of buying online. They promise people quality medical marijuana and do not deliver on their promises. Patients can avoid being scammed by researching dispensaries before they make purchases.

Oh, and anyone who does not think that getting low-quality medical marijuana is mistaken. No one would joke about getting a bad optometrist or plastic surgeon, so why should anyone joke about getting bad cannabis that will be used for medicinal purposes?

Consider Purchasing Marijuana Online
Yes, there are tons of unscrupulous vendors out there. Some of them will sell patients low-quality stuff. Others will sell to patients illegally if they get the chance to do so.

Still, there is nothing to fear. As long as patients make sure that they’re buying from certified dispensaries, they should not have any problems.

The internet makes shopping comparisons quick and easy Policies can even be

The internet makes shopping comparisons quick and easy. Policies can even be bought on the internet, and ID cars can be printed from home. Many of the leading insurance companies on the web today such as Praetorian Insurance company offer several offers from up to 10 national insurance companies. The price is almost always lower than the brokers or agents that make big commissions. Also there is no pressure when you get an online quote and do not have to deal with salespeople who try and push a policy that you may not want or need. The good news is getting a free offer through the internet is not only free but the best way to get cheaper coverage.

The internet makes shopping comparisons quick and easy Policies can even be

Comparing Quotations from various Providers is Important

In the past, consumers were often frustrated with only getting one quote from the agent. They are often not sure whether the price is good or just for the agent’s personal interest. With direct service providers such as Praetorian Insurance, customers fully control the buying process; This means the right coverage can be applied to and purchased or even changed, all on-line. Good policies can be found immediately in just 30 minutes and sometimes even less.

All you need to do is enter some basic information on the Praetorian Insurance company website and note incoming quotes. Depending on several factors like where you live and the car is insured, you may receive up to 10 citations. Comparing interest rates directly helps consumers feel like getting the coverage they want at the right price. The internet makes shopping comparisons quick and easy Policies can even be

How Does Quoting Process Actually Work?

Thanks to technological advances, getting free car insurance quotes is quite simple. All you need to do is invest in a few minutes and file a price check with a company that specializes in direct policy. On sites like Praetorian Insurance, you do not have to create an account or sign in. You can get free offers from your smart devices, like tablets, phones or laptops, to your liking. You just need to enter some basic info like your name, address, car, vehicle identification number or VIN, and the desired coverage.

There’s never a high-pressure broker trying to sell you something you do not even want. The whole process can be done in less than 10 minutes, and your rate will be instantly sent to your email. Once you compare the different prices, you can go and buy a policy or choose not. The choice is entirely up to you.

If you need help or concerns, you can contact the Praetorian toll-free insurance company hotline. The helpful rep will help you with any questions you have and provide practical advice. There’s also a new chat feature that lets you ask quick questions and get quick answers. One of the most important things to do is to choose the right amount of coverage. If you are confused with what to expect, start by reading an online blog that is very helpful in Praetorian Insurance. You’ll find topics about the best kind of coverage for almost all drivers and how to save a lot with discount tips.

Important Things to Consider When Buying Car Insurance

There are basic things you need to consider when buying a policy for your car; This includes meeting the minimum laws of your country for coverage. Most websites will automatically set your borders, so it’s not something that’s too much of a concern. Many drivers require policies that exceed the minimum required coverage. For customers who rent a vehicle or fund a new car, they are required to get a comprehensive car insurance; This is the way lenders to insure the value of the loans they have made.

If you can not afford to pay these additional insurance fees, then consider a used car that you can pay at once. Since you are the owner of a vehicle, you can get cheap insurance, and that can reduce your cost as much as hundreds per year.

Whatever type of car insurance plan you need, let Praetorian car insurance help you find the best price. Apply for your on-line quote now and get a discount that can save even more. Most drivers save over $ 500 and make drivers come back and be happy. The internet makes shopping comparisons quick and easy Policies can even be

Buying a home is one of the biggest financial investments that the average American will make in their lifetime. Therefore, it is important to find a lender who you trust and feel happy working with now and in the future. Mortgage lending in Catlin, Illinois, is not a one-size-fits-all process. Buyers who enter the lending process with wide-open eyes will print the best deals.

Here are 3 tips to help you find the best lender for your situation.

Avoid Short Term Loans 3 Tips for Finding the Best Mortgage Loan

Short-term loans are not the same as a 30-year mortgage versus a 15-year mortgage. Short term loan refers to a loan that starts with a good interest rate, but has a clause that states within months, your interest rate can go up. This loan is usually called an adjustable rate mortgage (ARM). Think about short-term mortgage rates that can be adjusted if you know you’ll be in a position to refinance before your rate goes up.

Say NO to Special Interest Loans 3 Tips for Finding the Best Mortgage Loan

Loan interest only may seem like a way to save money because you do not pay the principal, but it’s really a money trap. Remember that at the beginning of the loan, you always pay more interest than the principal of the loan. Also, if you only pay interest, you really do not pay a mortgage and are still far from actually owning your home. Loans with interest are only best for new short-term construction projects that will be converted to regular payments once construction is completed.

Bad credit? Shop Around for the Best Loans 3 Tips for Finding the Best Mortgage Loan

Do not think that bad credit score means you have to be satisfied with the first lender who will give your application a second glance. Sub-prime lenders are short of supply shortly after the big recession, but that was a few years ago and the market has turned around. This means that there are more bad credit loan products available for less-than-perfect buyers.

Of course, that does not mean that all these products have your best financial interests. While a bad credit buyer will pay more interest and may be asked to pay points, be wary of lenders who want to take advantage of your situation. Take your time to weigh all your options. Also, consider taking a few years to build credit and save money with a low down payment. Both of these actions, in themselves, will put you in a better position to find a loan.

Recently, John Heath from Colonial Life Insurance visited our Marketing Management class one morning. He does not have a degree in business, but he is a great salesman. He and his assistants present practical information to those who want to get into sales. I, for one, do not want to plunge into that field. Personally, the thought of talking to people face-to-face, trying to get them to buy a product, scares me. But, for each of his own right?
Dr. Green has reaffirmed to the class the idea that someone should be liked and can be trusted to sell the product to someone. John must have qualities about himself. He is friendly, explains everything well, and it seems he has the best interests in the forefront of his mind. David Mayer and Herbert M. Greenberg write, “Our basic theory is that a good salesman must have at least two basic qualities: empathy and ego drive” (2006). Along with trust and empathy, the salesman must be moved. One of Heath’s maxims is that you can make as much money as you think it’s worth. It’s just up to you to put in the time.

Sell ​​Insurance without a Marketing degree

Heath’s primary role as an insurance salesman, apparently, is to promote awareness of his company’s products. Chernev explains, “Awareness reflects the customer’s knowledge of the offer, awareness can be generated by the company’s direct communication to its target customers …” (2014). Without awareness of your product, you have no market.

Heath explains the importance of getting as many “drops” as possible for contacts each week. This is called a drop because you are trying to “drop” your name and information into a particular business. The more often you contact the sales prospects, the more likely you are to go further with them in the sales process. “‘No’ is not always flat ‘no’ Most of the time, that means ‘not right now’, so do not be discouraged if you do not get it. Be patient,” Heath said.

This is what will make me afraid to take a sales position. I do not like being told no. I feel my relationship with the person is sick when they say no. I feel I can not be open to them. Sell ​​Insurance without a Marketing degree

Heath mentions Jeb Blount’s Fanatical Prospecting book. He and his assistant praised him as a very inspiring and readable read, and there is a need for salespeople to check out. So, in a perfect world, I would read the book and suddenly fall in love with the sale. We’ll see.

You want 4K in all your rooms. How do you get it? Button. Not your kind of grandmother who threatens to defeat you – the kind that goes hand in hand with the Control4 home automation system. Control4, which recently acquired Australia-based audio / video provider Leaf, just came out with its new 4K AV matrix switch, which allows its customers to have 4K content in every room in their home – all in a flip switch. And not just generic content – copy-protected content as well. That’s because HDCP 2.2 is compliant. If you get 2.0, you will end up with a black screen where your content should be.
Small and Funny

New 4K Switch Works Magic with Control4 Home Automation

The receiver of this receiver is deceptive. Small and compact, this brings huge changes to your viewing experience through a single cable. You do not even have to put it on the wall. The last thing you need or want is a pile of black boxes and more wires and cable nests – that’s why this switch is so great; It packs a lot of power into a small space.

What does 4K mean for you?

Tech geeks and fans know that 4K means a horizontal resolution of 4,000 pixels, but for many consumers, this just means a very good picture. But it’s not just the picture you want, it’s also sound. This new switch includes an integrated audio feature that lets you pump sound into eight different zones in your home. You can even experience high quality in a room equipped with 5.1 or 7.1 surround sound while getting the same (though slightly less impressive) audio in your other zones. New 4K Switch Works Magic with Control4 Home Automation

No waiting

Another switch feature is advanced device management, which allows fast transfers when you’re ready to watch. Why should you tolerate the lag time? You are busy. You want your content and you want it now. And the variety is impressive – you can watch Blu-ray discs, Roku, Apple TV, streaming media or movies from your own collection. All this can be gained by adding a device the size of a deck of cards, and everything can be controlled with a single remote. Sounds too good to be true? Not this one. It is real. That does not mean you may not benefit from a short tutorial or demonstration. You can order this device online and install it yourself, as it does not require hardware or software, but if you buy from a local high-end home automation agency, you can be sure that you will get the extra support you need. Control4 also stands behind a 100 percent new product, and offers full support, service and warranty for all purchases. The fact that this 4K switch is compatible with the Control4 home automation system makes it a boon for homes that are already managed by the ultimate automation solution. New 4K Switch Works Magic with Control4 Home Automation

One type of coverage in a commercial car insurance policy will include a body injury claim. If an employee who uses your company vehicle causes an accident that injures another person, the insurance of liability for the injury will pay the costs associated with the victim. This may include hospital and medical bills, rehabilitation fees, long-term nursing care, funeral expenses, lost wages, suffering and suffering. This policy may also include your company’s legal defense if you are sued as a result of your employee’s involvement in the accident. In most states, liability insurance for physical injury is required by law.
If you work with a commercial car insurance company about your policy details, you will choose a limit that will determine the amount that the firm will pay for a particular claim. You can choose to have a split limit or a single merge boundary.

Choose the Right Right Liability Option Option for your Commercial

Split limit – This type of limit represents the maximum payment the company will pay per wounded person, and the maximum payment for all casualties. For example, if your policy includes a $ 20,000 / $ 50,000 limit, this would mean the company would pay up to $ 20,000 per injured person, up to a maximum of $ 50,000 for all injuries in a single claim.

Combined single limit (CSL) – In this case, there is no specific limit per person. The maximum amount assigned to all property injuries and damages due to a single accident. For example, your policy indicates that the insurer will pay up to $ 1 million for all property injuries and damages caused by accidents caused by your employees.

Consider the following comparison of how coverage might apply in case of an accident where your employees are behind another vehicle, and your split amount is $ 20,000 / $ 50,000: Choose the Right Right Liability Option Option for your Commercial

Suppose the cost for the accident was $ 700 for another driver’s medical expenses and a $ 15,000 hospital bill for passengers in another car. Because everyone’s medical expenses are less than $ 20,000 per person and total accidents are less than $ 50,000, all costs will be covered by the insurance company.

If the cost for the accident was more significant, such as $ 30,000 for other drivers and $ 20,000 for passengers, the total amount would be covered, but the sum of each for the other driver would be greater than the individual limit. Therefore, your policy will pay the maximum amount of $ 20,000 for the driver and the entire $ 20,000 for passengers, but your company will be responsible for the remaining number of drivers each above the maximum amount.

Some important considerations with liability for physical injury:

Most companies require that all your business vehicles be registered on a policy basis, with the same restrictions on each vehicle. Make sure your carrier is well informed about local laws regarding the physical injury liability requirements, as some countries set minimum limits. Some policies have a radius limitation, based on the vehicle’s operating location. Check with your carrier to ensure that all restrictions match your business location and service area. Understand the scope of your business. There are exceptions to all types of policies, so make sure you know what might not be covered, such as deliberate action. Choose the Right Right Liability Option Option for your Commercial

Injury liability considerations are only one aspect of a commercial car insurance policy. Make sure you work with experienced operators who will take the time to understand your business needs and develop policies that are right for you.