Insurance

Most people need some kind of personal insurance protection. The inability to provide for the financial needs of you and your family due to premature death or disability could be devastating. Fortunately, M&T Securities can help you find insurance to meet your needs:

Permanent Life Insurance – Designed for lifetime coverage, to provide income to your family if you die, or to build your estate

Term Life Insurance – Designed for short-term needs, such as funding your children's college education, or paying off a line of credit if you die

Long-Term Care Insurance – Designed to help pay the high costs of nursing or home care, protect your savings and help you keep your independence

Business InsuranceM&T Securities can help you find insurance to meet your businesses needs:

Key Person Insurance – Designed to be owned by the business to compensate the business for a financial loss due to the unexpected loss or extended incapacity of a key individual

Deferred Compensation – Designed to reduce an employees’ taxable income in a current year and the pay the employee as agreed upon in a written agreement at a specified time in the future

Insurance Policy ReviewIf you realize the importance of life insurance as part of your financial strategy, you should realize how important a regular review of your coverage can be. It can help determine whether your goals and current coverage are still aligned. If you have had a life-changing event recently, or if you are not sure that your beneficiary designations are up to date, you may want to consider a complimentary insurance policy review with M&T Securities, Inc. Learn more.

Contact UsTo arrange a convenient appointment, call us at 1-800-724-9949 or visit your nearest M&T branch. You can also “Get Started” on your personal or business insurance coverage right now, online.

Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value

M&T Securities, Inc. is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.

The content of this page is for informational purposes only and is not intended to offer any tax, legal or financial advice. Please consult with the professionals of your choice to discuss your situation.