A CPA (Continuous Payment Authority) gives us permission to collect loan payments directly from your debit card. We'll only request payments as agreed with you. They’re simple to set up and all you need are your debit card details.

How does Provident Direct work?

When the first payment is due, your rep will visit you at home to collect your first repayment by cash. During that visit, we’ll set up a CPA for the collection of your future repayments.

What happens after it is set up?

Once your CPA is in place, your payments will go out automatically on your agreed payment date. So you don’t have to remember to make your repayment, but you will have to make sure you’ve got the funds available in your account the day your payment is due. Your Rep will still pop round every so often to check everything is okay.

Please note that we’ll only try to take a payment once each week. If we’re not successful, we’ll let you know and arrange a time to visit you at home.

You'll need

A bank account with a debit card registered in your full name and address.

An email address where you can open attachments and a mobile number.

To agree that visits and discussions relating to CPA are subject to voice recording.

To agree that payments may be changed to home collection if your CPA repeatedly fails or if we think it's in your best interest to help you manage your account.

What happens next?

Because you’ve chosen Provident Direct, we’ll need to capture your debit card details securely. Once you click next, you’ll be sent to worldpay and then you’ll return to our site.

Why do we need your debit card details?

This is to make sure you’ve got a valid card, but we won't take any money from your card at this point. This card will be used for your future debit card payments.

A home credit loan from Provident will require a Provident Representative to discuss your income, outgoings and other financial commitments. Available to UK residents aged 18 and over. Written quotations are available on request. Prices may vary in Northern Ireland.