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Friday, December 30, 2016

Hi Kens, 2016 is winding down and from all of us at FAIRWAY, we hope you had a GREAT year. And as we head into 2017... we hope your best year ever is in front of you.

And we are asking for just a little bit of help... The www.MilagroHouse.org/ needs our help. This non-profit helps, educates and trains local homeless Mom's and their children and assists them in becoming productive citizens. We are collecting some items they are in need of and we would love your help! * Gift cards to Walmart, Giant and Lowes * Diapers size 3 to 6 * Baby Wipes * Clorox Wipes * Paper Towels * Toilet Paper * Laundry Detergent (small) * All purpose floor cleaner * 30 gallon trash bags * disposable razors We are collecting thru New Years Day and the entire weekend at 801 Estelle Drive (across the street from Friendly's on Centerville Rd). We have baskets out for convenient evening and weekend dropoffs. Every little bit helps someone in need right here in Lancaster. On behalf of the Milagro House, Thank You... every bit helps. Tis the Season.

Friday, December 16, 2016

Hi Kens, Money always goes where it is treated best.Since the election, mortgage rates have been trending up, notably. And on Wednesday, the Fed bumped the Feds Fund Rate by 1/4%. The Fed bump, by itself, does not mean that mortgage rates will go up by 1/4%. In fact at times, a Fed bump can help to stabilize mortgage rates. What happened this week though and what caused some market volatility with mortgage rates, was their language about 3 more bumps in 2017, 18 and 19 with the possibility of more, if needed. The market was only expecting 2 more bumps next year, so the Fed created the turbulence. Listen to this mornings Ken's Korner for some more info on this... What's the double edged sword... yup, listen in for more info.

Saturday, December 10, 2016

Mortgages Fast:Home buyers want getting a mortgage to be faster and easier, yet many lenders are stuck in the old 45 to 60 day process of approving and closing a loan... Sometimes even longer. And even getting the process started can be slow and tedious...

Not any more... At FAIRWAY Independent Mortgage, we understand and value getting things done fast and easy. You no longer have to wait to reach a mortgage officer, now you can start the Pre-Approval process from the comfort of your own home, evenings, weekends, whenever. Our new APP is putting the process into your hands, not ours.

* Open the APP on your mobile, tablet or PC, at your convenience, not ours.* Submit your data, safely and securely.* Scan your paystubs and w2's with your mobile camera and upload securely.* See the process, see what's missing, get push notifications.

At FAIRWAY, closing many loans in 21 days or less is common. You may not need to, but sometimes it helps in negotiating and getting the home of your dreams. We can help.

Call us or write or click on the link and get your Pre-Approval started today! Click here for your FAIRWAY Now APP with Ken Pederson
You can even shop for homes safely and securely... it's really cool.

Friday, December 9, 2016

Hi Kens, As the year winds down, it's time to relax, while staying on the gas pedal... Relax too much and January and February are a little slower than you want. Keep that momentum rolling. Michael Hyatt (NY Times Best Selling Author, blogger and podcaster extraordinaire) has a really good booklet out... How to have the best year ever. Send me an email and I'll forward it to you. And on Wednesday the 14th, from 12 to 1, we are sponsoring and hosting Wade Pfau, an expert to the expert's on retirement income on a free webinar... You will learn about Reverse Mortgages and why more and more boomers and seniors are using this product to manage their financials and buy homes... Watch it from home or your office over lunch. Click here to register for this live, free webinar

Friday, December 2, 2016

Hi Kens, First Friday in Lancaster tonight, stores, restaurants, galleries are all open late. Always fun, you never know who you may see, get a jump on some Christmas shopping, support the local community... Fannie and Freddie have raised the conventional loan limits, this is really good news, listen in to hear why. And we have some sort-of new help for some of those tough listings that need some love. Check out the short video and have a GREAT Day.

Friday, November 18, 2016

Hi Kens,Want your own personalized APP and mobile business card? A. It's really easy to share with a buyer/seller/acquaintance. B. All of your contact data, even directions to your office... on their phone. C. Really good mortgage calculators, many of our clients use this a ton. D. Daily news, interest rate information that buyers/sellers like. Call me, reply here or contact me or your FAIRWAY Loan Officer for more info. And there is no cost, it's FREE! Do you want to start building your own "mobile platform"... let us help.

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FAIRWAY Independent Mortgage Corporation

About Me

Ken Pederson is an experienced Mortgage Planner who has been helping families to buy, build
and refinance their homes for over 20 years in Lancaster and south central PA.
His experiences as a large corporate banker and small mortgage broker have led him
to FAIRWAY Independent Mortgage Corp. FAIRWAY is an independent company that
provides Ken and his staff, the best of both worlds to meet the growing needs
of his clients with affordable solutions.