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NOTE: Simplify is a route for developers to code application functionality to accept e-commerce and mobile commerce payments, regardless of payment brand.

Asynchrony explains that its developers built a graphical component and controller that focused on reliability, security, and stability. The SDKs, built using the Payment Card Industry Data Security Standard (PCI-DSS), had to ensure that the merchant never sees sensitive card data.

"MasterCard is always looking for ways to make payments easier, and Simplify Commerce is a new way to help merchants and developers connect with electronic payments," says Rahul Deshpande, technical evangelist, MasterCard Labs.

"We built Simplify Commerce on an open platform that developers can enhance, and we are pleased that Asynchrony leveraged its expertise in the mobile space to build robust SDKs to support our open platform in a systematic, well-documented manner," added Deshpande.

According to the Asynchrony team leader, the key to the SDK's usability was developers building for developers.

"Three of Asynchrony's most experienced mobile developers built libraries for other developers to integrate Simplify Commerce into their app or website," said Nate McKie, CTO, Asynchrony. "In the end, the MasterCard product is a payment processing system written by developers for developers — we just made it easier for creators of mobile applications that want to accept payments. Our strategy was to produce code that we, as developers, would want to use."

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This month's Dr. Dobb's Journal

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