Visa digital wallet.

Finally there are rumblings that our payments and loyalty cards and such things will become digital. Why has it taken so long to do it?

I don’t want to carry around a bulky wallet with zillions of cards anymore. I want all my card numbers, details, receipts, loyalty programs securely stored digitally so that I can make transactions in-store effortlessly and have my history in a database somehwhere, so retailers can actually identify me rather than send me random meaningless offers based on my geography or one purchase I happened to make last week.