An owner of a currently registered motor vehicle who does not have financial responsibility or an operator or occupant of a recreational vehicle not intended for highway use, motorcycle, motor-driven cycle, motorized pedalcycle or like type vehicle required to be registered under this Title cannot recover First Party Benefits.

Based on the above mention state law, Erie Insurance is unable to extend coverage for any medical bills and/or income loss arising from this accident under the First Party Benefits portion of this policy.”

Well that sucks! I really need to think about moving out of this state.