Ants in my pants dance!

This could under mortgage - if a moderator wants to move it - I am ok with that.

This is just to share my excitement....kind of like having "ants in my pants" - I am so excited!!

I have made my mortgage my number one enemy. Set out to pay it off early (that was a given) but have really focused on making it a top priority. DH is on board with this.

1. Looked at current balance.

2. Looked at expected pay off date.

3. Set a goal to pay it off.

4. Redid budget to see if we could throw any extra money on the principle balance.

5. Made an excel spreadsheet that has all projected payments, projected interest that will be added monthly (it's an ARM - interest is calculated once a month on the principle balance only), and the dates.

My estimated payoff date is now September 4, 2014!!

I know it's subject to change, without notice, as life happens. And it will happen. But it's sooo cool to have a projected pay off date that is less than two years away!!!

I have "ants in my pants" with the excitement and anticipation of making it happen.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.