Wells Fargo said Friday that it faces a potential $1 billion in fines to resolve government investigations into the megabank’s behavior in the auto and mortgage markets.

The bank has acknowledged that it charged thousands of customers for auto insurance they didn’t need, driving some to default on their loans and lose their cars through repossession. The bank has also said it will refund customers who were charged improper fees to lock in an interest rate for a Wells Fargo mortgage.

Both matters have been under investigation for months by two federal regulators, the Consumer Financial Protection Bureau and the Office of the Comptroller of the Currency. Those regulators are offering to resolve the matter for a combined $1 billion, the bank said. Such a large civil penalty would be the latest hit to Wells Fargo’s effort to rebuild its image after more than a year of scandal.

wells fargo deserved to be dismantle completely the predatory lending they force on to hard working people is criminal, first they purchase my car loan and raped my monthly until i applied for a personal loan and was able to pay wells fargo 40.000 to get out of it, and ran away as fast i can. Then the beast attack me a again and purchased my equity loan from wilmington finance and rape me month after month a 60.000 loan taken in 2006, how is it after after 11 years I paid off 3.000 and still owe 57.000 at 475.00 a month, do the math 11 years i paid 67.000 to these blood sucking vampires, and got credited for 3.000, when i reach out to the feds and complained, they said it was legal and couldn’t help me, finally i was able to refinance, yep this year 2018 because of the 2008 mortgage mess have my property under water and wells fargo used that as a prison cell and kept me locked in their loan and raped me month after month. wells fargo are criminals and the victims of the crimes will never be compensated and the 1 billion dollars will go to the government so who gains Wells Fargo and the government, wow a well thought out plan who cares about a one billion dollar fine when i made 100 billion and the victims stay raped!!!!!!!