We align the interests of employers, providers, and employees through our innovative products and services. Our services and benefit plans are
designed to encourage healthy lifestyles and address the unique needs of our customers.

We help employees and employers navigate the healthcare system by providing tools and resources and engaging them in programs and activities to
help them achieve better health and well-being.

"We have built a great relationship with Arkansas Health Network (AHN) in the last year and consider them our key partner as we continue to
grow and deliver on our mission. We view their dual high-touch and high-tech coordinated care delivery model as quite flexible and customer-friendly.
We also think this innovative approach will provide us the visibility we need to see the greatest improvements or opportunities for the
Conway Regional Employee Benefit Plan. AHN’s Coreo platform brings together a powerful analytics platform and integrated team-based care
coordination capabilities and will deliver key insights on a better and more holistic experience to our health plan subscribers. AHN is
bringing an integrated and refreshing perspective to population health which will undoubtedly have a big impact here in Conway Regional."

- Richard Tyler, JD, SPHR, SHRM-SCP, Conway Regional Medical Center

"We thank Arkansas Health Network for their engagement and partnership with CHI St. Vincent over the last five years. Since they began working
with our health plan membership in 2015 we have seen very tangible improvements including a 86% increase in employee participation in the
company wellness program. Furthermore, we’ve been able to keep our employee premium increases below the industry standard thanks to the
cost efficiency and quality improvements we’ve seen for our health plan. The Arkansas Health Network team is very responsive to both our
management team and our coworkers alike. We appreciate that they’ve been quick to address our network needs and work with our coworkers
face-to-face at events such as our annual Benefits Fair. We hear often that our coworkers are able to develop great relationships with
the AHN health coaches and benefit physically and mentally from the extensive knowledge and experience they bring. We look forward to also
collaborating with AHN’s partner, Arkansas Children’s Care Network, in the near future. We’re confident they will bring the same level
of innovation and success in managing the children on our health plan."

Arkansas Health Network (AHN) and Arkansas Children’s Care Network (ACCN) are both provider-led, health system sponsored, Clinically Integrated Networks
(CINs) based in Arkansas. Together, they have a combined network of over 1400 providers across the state of Arkansas, representing comprehensive primary
and specialty care for both adult and pediatric patients. The network also consists of several major hospital facilities in Arkansas – CHI St. Vincent
Infirmary, CHI St. Vincent Hot Springs, CHI St. Vincent North, CHI St. Vincent Morrilton, Arkansas Children’s Hospital, Arkansas Children’s Northwest,
and Conway Regional Medical Center.

Arkansas Health Network was established by CHI St. Vincent in 2013. Arkansas Children’s Care Network (ACCN) was established by Arkansas Children’s in 2017.

A Clinically Integrated Network (CIN) is a selective partnership of physicians collaborating with hospitals to deliver evidence-based care, improve quality, efficiency, coordinate care for patients, and demonstrate value to the market including employers, insurance companies, and government regulators.

AHN and ACCN have a shared vision to create the first provider-led, population health coordinated care delivery model offering for health plans in the
Arkansas market. They determined there is a need among self-insured employers in the market to implement new, innovative models of care in order to
improve the quality and cost efficiency of their health plans.

AHN and ACCN together bring a portfolio of expertise and capabilities perfectly suited to help employers achieve these desired results. These core competencies
include: a high-performing provider-led network, multidisciplinary care management team, advanced data and analytics, and innovative benefit plan designs.
Together, AHN and ACCN can provide comprehensive coordinated care to the whole family through their focused expertise on adult and pediatric care,
respectively.

No, AHN and ACCN have not formed an insurance company. They remain two independent Clinically Integrated Networks and are not offering a complete health
plan to employers. AHN and ACCN have formed a health plan offering which allows self-insured employers to take advantage of their combined strengths
and resources. Employers will have access to their combined network of providers across the state, adult focused care management team (through AHN),
and a pediatric focused care management team (through ACCN). AHN and ACCN will work together to achieve maximum results for employers using their respective
resources based upon the specific needs of the population.

During the discovery process, AHN and ACCN will work with the employer and TPA to figure out the best way to make this roster available to employers and
their health plan members. Typically the roster will be posted either on a TPA, employer, or the AHN/ACCN website.

This will depend on the employer’s benefit plan design, which is flexible when working with AHN and ACCN. The recommended, innovative model for benefit design creates three network tiers. Tier 1 includes AHN and ACCN participating providers and facilities. Tier 2 includes other providers credentialed by the chosen TPA. Tier 3 is out-of-network providers. Employees would have an option to see providers in any of the three tiers at any time, but will have fewest out of pocket costs when accessing Tier 1 providers in the AHN and ACCN’s high performing networks.

The organizational structure of AHN ensures that physicians will lead the design and use of new clinical systems and that
the network will provide a vehicle for participation in new payment models involving shared savings programs, bundled
payments, and other initiatives focused on quality and value.

Arkansas Health Network and CHI St. Vincent have committed significant resources to ensure that AHN can work with a variety
of payers. AHN will access and provide clinical and technical resources including advanced information technology, data
analytics, and other tools to facilitate care coordination and to expedite network implementation and success. By working
together, the AHN network of participating providers can implement these and other systems more efficiently and in a more
coordinated manner than individual providers could on their own.