Broker Compensation

Thank you for choosing PV&V as your insurance broker. As your independent insurance broker we act on your behalf to ensure you receive affordable coverage options, professional insurance advise and claims support you can count on.

Broker compensation is part of your insurance premium. For your information, we have provided a list of our insurance partners and the rate of compensation which is paid annually.

Property Insurance

Gore - 20%

RSA - 20%

Intact - 20%

Heartland - 20%

Perth - 20%

Economical - 20%

Optimum - 20%

Aviva - 20% to 22%

Novex - 15%

Premier - 15%

Travelers (Dominion/Chieftain) - 20%

Auto Insurance

Gore - 10% to 12.5%

RSA - 10% to 12.5%

Intact - 10% to 12.5%

Heartland - 10% to 12.5%

Perth - 5% to 12.5%

Economical 5% to 12.5%

Optimum - 10% to 12.5%

Aviva - 12.5%

Novex - 10%

Hagerty - 12.5%

Jevco - 5% - 15%

Travelers (Dominion/Chieftain) - 10% to 12.5%

Facility (RSA) - Max Fee of $350

If there are any changes in commission structure or any other changes in these compensation agreements, we will notify you. If you have any questions regarding this or any other aspects of your insurance please don't hesitate to contact us.

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We switched our car and home insurance over to PV&V a few years back, and it was the best decision we ever made. Their staff is well trained, very professional and most importantly, efficient. I wouldn't hesitate to refer all of my friends and family to PV&V.

Reduced visibility, snow and the cold are some of the conditions that can make driving in winter more perilous than any other season. Here are a few tips on assembling a roadside safety kit for your car that will help you be prepared if bad weather strikes.

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Reduced visibility, snow and the cold are some of the conditions that can make driving in winter more perilous than any other season. Here are a few tips on assembling a roadside safety kit for your car that will help you be prepared if bad weather strikes.