22 things

you MUST know about health insurance

Most people are not excited about the topic of health insurance — and no wonder. It involves terms that you never use in real life. It's confusing. There are rules. It's no surprise that you'd just as soon avoid the whole subject. But health insurance impacts your health, your family, and your finances. Knowing how it works and what you need can mean the difference between costly mistakes and peace of mind. Here are 22 tips to help you understand your plan and make the most of it.

Why have health insurance?

You may say it's too expensive, you'll never use it, or you'll just deal with problems as they come up. But you really can't afford not to have it. Here's why:

Insurance and your budget

Along with your monthly outlay, you will also pay some of the bill when you go to the doctor or hospital. How much you pay depends on your plan. Here's what you need to know:

Did you know...

Brought to you by UPMC Health Plan.
For informational purposes only. Not meant to be used as a guide to UPMC Health Plan insurance plans, as a buying guide, or as a substitute for medical care.
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