Employee Group Insurance Benefits

Additional Benefits Snapshot

Life Insurance Snapshot

Listed below are the life insurance options with the state of Idaho. For enrollment, beneficiary designation, and change forms, vist the Forms page.

Basic Life
The state pays the premium for this coverage; there is no cost to you.

Voluntary Term Life
The Voluntary Term Life policy provides employees the option of purchasing up to three times their annual salaries’ worth of coverage (maximum of $500,000) and also allows for the purchase of spouse and child coverages. If you elect this coverage, you pay the entire monthly premium. How much you pay depends on your benefit amount and your age group.

Disability Snapshot

Employee Assistance Program (EAP) Snapshot

Document

Blue Cross of Idaho contracts with ComPsych to provide EAP benefits in each of the state's medical plans. The EAP is designed to provide short-term counseling services for you and your dependents (1 to 5 visits per person per benefit period with no copayment required). In addition to individual counseling, the EAP also includes Conflict Resolution and Critical Incident Stress Debriefing services:

Conflict Resolution/Mediation
Provides a forum in which supervisors and/or employees can develop or improve working relationships. This service is usually for two (2) or three (3) employees and, if requested, the supervisor.

Critical Incident Stress Debriefing (CISD)
Provides an onsite response following a tragic or critical incident, such as the death of a coworker or supervisor. This type of service can involve several sessions and larger groups of employees. Urgent counseling can be arranged for individuals.

Critical Incident Stress Management (CISM)
Designed to help employees handle issues that are not tragic in nature, but have a critical impact on the work environment. This service can be conducted onsite and might include a larger group of individuals.