Trusted representation in bankruptcy proceedings for more than 30 years.

August 2014 Archives

On behalf of Kruger & Schwartz posted in Bankruptcy on Friday, August 29, 2014.

If you are considering buying a car there are some things to consider about the timing of your purchase. We can't always predict a financial hardship, so it is important to know how your auto loan could be affected both before and after a bankruptcy.

On behalf of Kruger & Schwartz posted in Bankruptcy on Thursday, August 28, 2014.

You may have heard that you cannot discharge certain debts in bankruptcy, like student loans or back taxes. While there is some partial truth to this concept, the truth is that both are dischargeable if certain stipulations are met. For unpaid tax debts, you may be eligible to include them in your bankruptcy case if:

On behalf of Kruger & Schwartz posted in Bankruptcy on Tuesday, August 26, 2014.

If you are like most people you probably don't check your credit report often, unless you need to apply for something or have been alerted to a problem. Not only is this habit not healthy for your financial profile, but you could be missing out on some important changes to come.

On behalf of Kruger & Schwartz posted in Bankruptcy on Tuesday, August 19, 2014.

Once you become 18 there is a surge of urgency to secure your adulthood with adult things, like a credit card. While this is certainly an exciting time young adults need some guidance to realize the long road ahead, and more so that they don't want that road to be riddled with debt. Here are some tips for young adults looking to start out on the right financial foot:

On behalf of Kruger & Schwartz posted in Bankruptcy on Thursday, August 14, 2014.

Dealing with the paperwork and the red tape surrounding bankruptcy is a lot of work and takes research and preparation. It doesn't have to be a stress-filled disaster, though, if you follow a few tips. The best weapons against failure are understanding the process and knowing when to seek help from a professional New Albany bankruptcy lawyer.

On behalf of Kruger & Schwartz posted in Bankruptcy on Tuesday, August 12, 2014.

In certain cases, it's obvious when it's time to go ahead and file for bankruptcy. Overwhelming debt and constant calls from creditors indicate a need for a removal of or repayment plan for the incurred debts. Other times, though, it may not be so clear. Maybe you think there's still a chance to clear the debt on your own or it doesn't seem too worrisome just yet. If there's any doubt or question, it could be time to receive credit counseling from a Louisville bankruptcy attorney.

On behalf of Kruger & Schwartz posted in Bankruptcy on Tuesday, August 5, 2014.

Prospective filers often fear bankruptcy will result in a lien on their home or property. While not all liens can be avoided, most can. If a lien is inevitable, there are ways to deal with it gracefully and successfully. Below are the basics on liens and how to handle them.

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The law firm of Kruger & Schwartz handles bankruptcy claims and offers alternatives to bankruptcy to residents in northern Kentucky and the Louisville metro, as well as in New Albany and throughout southern Indiana.