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I would like to make a deposit today at an ATM machine and am curious to know what the cutoff time is to be able to withdraw money from the deposit

Daniel, Bensalem
January 9, 2015 04:44:47 PM

1 Response

In reply to Daniel, Bensalem

Happy Friday to you, Daniel! Great to see you on TD Helps and we'll be glad to answer your question.
We're happy to inform you that cash deposits, made at the ATM or with a Teller, are made available to you immediately.
For check deposits made through our ATMs, the first $100.00 of your daily ATM deposits will be made available immediately for accounts that are opened 90 days or greater. The remaining funds from your check deposits made through the ATM before 8:00 p.m. will be available on the next banking day. However, check deposits made through the ATM after 8:00 p.m. will be considered the next days' business and will post to your account on the following business day. For example, if you make an ATM deposit after 8:00 p.m. on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday.
Once you've made the deposit, we do recommend reviewing your account via Online Banking at http://bit.ly/1eaISlq, or by giving us a call 24/7 at 888-751-9000 to ensure your funds are available before spending. Please note that exceptions can occur which can cause delays in funds availability, and we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ for full information. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Hope this clarifies your question, Daniel and have a fantastic weekend!

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