“I believe the credit reporting system in Australia is grossly unfair to good honest Australians that may have run into a bit of chaos at some point. Even if you committed a serious crime, you still get to defend yourself before being convicted, but a creditor can default you, effectively sentencing you to five years Hard Labour in ‘Credit Prison’ where you are completely stuck with little to No Options or chances to move ahead Unless MyCRA Lawyers comes to your rescue.

Since 2009, I have made it my personal mission to help as many people as I can get ‘Early Release’ and where possible, a ‘Full Pardon’ by proving you should never have been sentenced in the first place!
We achieve success in more than 9 out of 10 of the cases we choose to take on.”

Credit Enquiry Removal

If you’re like most of us, you’ve probably been online checking your finance options. Looking around for the best low iterest Credit Card, the best deal to buy (or refinance) your home, and possibly looking for the right deal on your next car…

But here’s the kicker… The more applications you make, the less chance you have of actually being approved. Sometimes even just ONE of the Wrong Type of credit enquiries (even if you didn’t get the money) can cause an auto decline from most lenders.

As a general guide and even with normal credit enquiries for a home, boat, car etc. as few as 4 enquiries in the previous 6 months, or 6 credit enquiries in the previous 12 months is likely to be automatically declined by many lenders and mortgage insurers.

Why Credit Repair is by its nature, legal work ( and thereby reserved for lawyers)

By claiming expertise in Credit Repair and offering to help with a specific client’s needs, Credit Repair businesses offer legal services. Whether they are legally allowed to is another question. [more…]

Credit repair seeks to remove entries in a person’s credit history ( which are reported by Credit reporting bodies). The recording, retention and reporting of credit information is regulated by the Privacy Act 1988 and it’s Australian Privacy Principles. Any advice on the correction or possible removal of credit information from the records of a credit reporting body must address the matters set out in the Legislation.

Whether they say so or not, any credit repair business must deal with the application of the Privacy Act and therefore must assert that it has a greater than usual knowledge of the legislation and how it applies. Any expertise claimed in Credit repair is a claim to expertise in the legislation and its application. [more…]

These are some indicators as to what is “Legal Work”

Expertise/ knowledge in legal matters

Applying expertise and skill to a particular matter

Perhaps You Should Pick up the Phone Right Now And Speak To One Of My Friendly Team on 1300 667 218Because as the CEO, I Guarantee That Just By Discussing Your Credit Repair Needs With My Specialist Team At MyCRA Lawyers, You’ll Walk Away With A Better Understanding Of:

Your Genuine Options; and

What You Can Do By Yourself (for free); and

How MyCRA Lawyers Can Do Everything For You (Leaving You The Time and Focus To Get On With Your Life).

Van der Feltz -v- Legal Practice Board

(VAN DER FELTZ -v- LEGAL PRACTICE BOARD [2017] WASC 2)

When considering what constituted legal work the Supreme Court quoted, with approval, several decisions, which we repeat below with certain parts underlined for emphasis :

State Ex Rel Florida Bar and Sperry 1962 140 SO (2d) 597 [591]:
‘It is generally understood that the performance of services in representing another before the courts is the practice of law. But the practice of law also includes the giving of legal advice and counsel to others as to their rights and obligations under the law and the preparation of legal instruments, including contracts, by which legal rights are either obtained, secured or given away, although such matters may not then or ever be the subject of proceedings in a court.

We think that in determining whether the given of advice and counsel and the performance of services in legal matters for compensation constitute the practice of law is safe to follow the rule that if the giving of such advice and performance of such services affect important rights of a person under the law, and if the reasonable protection of the rights and property of those advised and served requires of the persons giving such advice possess legal skill and a knowledge of the law greater than that possessed by the average citizen, then the giving of such advice and the performance of such services by one for another as a course of conduct constitutes the practice of law.’

WE OFFER A VARIETY OF LEGAL SERVICES TO SUIT ALL YOUR CREDIT REPAIR NEEDS

Does This Sound Familiar:

Frustrated You Can’t Get Finance?

Devastated You Can’t Grow Your Business?

Feel like You’re Banging Your Head Against A Brick Wall?

Well Take A Breath Because You’ve Found The Solution… (and possible compensation)

MyCRA (Specialist Credit Repair) Lawyers operate exclusively in the area of credit reporting law. We have a dynamic team of Expert Experienced Solicitors and support staff to challenge the validity of the default, Judgment or enquiry listing on your credit report.

Your Lawyer and their team will be looking for legislative and compliance errors in the way the listings were added to your file. The ONLY way a listing can LEGALLY be removed from your credit file is when MyCRA Lawyers prove that it was listed unfairly, unjustly, or unlawfully in the first place.

When we find these errors (in 9 out of 10 cases), the listing may be deemed unlawful and require immediate removal, because we know that had circumstances been different, you probably wouldn’t have a default in the first place! MyCRA Lawyers will seek immediate removal of the listing.

MyCRA Lawyers has an audited 91.6% removal resolution rate in cases fully investigated, with 29.4% receiving the good news in 7 days or less – the highest audited successes in the country. We’re also the only specialist credit repair law firm who publish our audited success rate.

Oh yes, Compensation. If MyCRA Lawyers choose to accept you as a client, you may be able to ask for compensation to be paid for your legal costs (our professional costs), plus compensation in recognition of your embarrassment for being wrongly defaulted. Our team members can discuss this with you when we go over your details in our free initial consultation. (Call Now to book – 1300 667 218)

Why Wait?

The Right Tools. The Right Solution.

Call MyCRA Lawyers NOW

1300 667 218 NOW

Email MyCRA Lawyers NOW

Email MyCRA Lawyers NOW

What Some Of Our Clients Had To Say:

“Extremely pleased with service from MyCRA Lawyers.They’re fast, very efficient, wonderfully friendly and take the extra trouble to properly explain what everything means. Knowing I have an extremely high credit score is reassuring, should I ever need it.”

Earl, Ref: 5374

“What a great experience! They found two listings that should not have been on my report and cleared them off in a timely fashion. Throughout the process, communication was constant so I was never left wondering where my case was up to. End result was both listings removed from my credit file so now I can proceed with buying my home! Special thanks to Irana and Kristina, they were fabulous to deal with! Highly recommended!”

Nelson, Ref: 4401, 4402

“To Kristina, Nathaniel, Anthony, and all the guys and girls of MyCRA Lawyers, and finally Graham.Thank you for all the months you’ve endeavored to find me a smoking gun. Esp. Kristina…”

Adrian, Ref: 3699

“Hi Team,
I would like to thank you for your hard work to have this removed. It has been easy working with your team and I will happily recommend your services.”