Be there for your part-

timers, your full-timers,

and your old timers.

Better benefits from the ground up.

It all started nearly 40 years ago, when Debbie Schultz followed in the footsteps of two generations before her and began a career in the employee benefits industry. Over the years, she realized that too many organizations were stuck with benefits-in-a-box solution that couldn’t grow with their business and couldn’t adequately care for their people.

So, Debbie decided to take a more holistic approach to employee benefits — providing not only consulting but everything else an organization would need to be able to care for their employees. This resulted in all kinds of out-of-the-box benefit innovations. Before long, everyone from educators to global manufacturers were looking to Debbie and her colleagues for benefits and HR consulting services that went above and beyond the industry norm.

Get better benefits, better service, and more.

We solve complex benefits, enrollment, and administration problems for a wide variety of clients. Speak with our benefits consultants, and see how Totem can accelerate engagement, reduce costs, and eliminate administrative bottlenecks.