Here are the on-line auto insurance companies and insurance brokers recommended.
You will recognize some of the insurance company names.
Try these insurance companies out for the best insurance rates.
Online Insurance quoting system.
Lease Insurance Rates.

Looking for a cheaper auto insurance rate for an expiring car insurance policy, or want to make sure you are getting the best deal on your car insurance quote, house, renters, disability, long term care, cancer, insurance, with this free insurance quote for both men and women, find affordable car insurance coverage. Save a little extra money on your auto insurance premiums? You have the option of comparing cheap insurance coverage quotes online or speaking with a qualified insurance agent licensed in your state. Free Online Auto Insurance Rate Quote, Compare Auto Insurance Quotes and Save Big Insurance experts guide to lowering your auto insurance premiums and deductibles.

Our guide to car insurance rates is designed to give you all the necessary knowledge to lower your premiums.

You have to insure your vehicle, the process of choosing the right policy can be pretty overwhelming. Fortunately for you, we're here to help! This website provides you with important information on types of policies and outlines the most important terms that you should be familiar with before you buy. If you're in the process of switching companies, understanding what you're paying for ensures that when you switch, you're not lowering your coverage, just your rates! Don't pay more for insurance than you have to. Take time to compare your current insurance rates with comparable coverage from other insurance competitors. It only takes a few minutes to select the type of coverage you are interested in, and you'll be on your way to comparing insurance quotes and saving money!

Is Gap insurance needed for people who finance their cars?

It depends on your coverage. If your regular auto insurance policy is written to pay off the fully financed amount, then you don't need gap insurance.

Things to keep in mind when buying gap insurance:

Most people purchase it when a lease is initiated, some car insurance companies will sell you a
gap policy anytime during the lease term.

Lessee must be in compliance with all terms of the lease.

Your gap insurance policy may not be honored if lessee doe not have collision and comprehensive insurance
coverage. Further, lease contracts generally require that you carry collision and comprehensive at all times.

If your car is totaled or stolen, carefully follow all requirements made by your auto insurance company. For example, some companies require you to continue making car payments on your totaled vehicle until the money from the gap insurance is paid out.

So when initiating a car loan or lease, always remember to ask your insurance agent or loan officer about gap insurance. If you have an accident, you'll be glad you planned ahead.

Auto Insurance

What is auto insurance, and who needs it?

2015 Lexus IS 250 in Florida

Having auto insurance protects you against financial loss if you have, or your vehicle is involved in an accident. It is a legal contract and agreement between you and the chosen insurance company. The policy holder (you) agree to pay the premium and the insurance company agrees to pay your losses as stipulated and defined in your insurance policy.

The medical coverage of your auto insurance policy pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages.

If you're financing a car, your lender may also have requirements.

Most auto insurance policies are for a minimum of six months to a year. Your auto insurance company should notify you by regular mail when it’s time to renew the policy and to pay your insurance premium.