We may modify these Terms of Use. Berkshire Bank reserves the right to change the terms, conditions, and notices under which the Berkshire Bank site is used. You are responsible for regularly reviewing these Terms of Use.

This site is designed for your personal use.
The Berkshire Bank web site is for your personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the Berkshire Bank site.

Your personal information will be secure and will be kept private.
Berkshire Bank has developed policies and procedures to protect your personal information. Please refer to our Privacy Policy and Site Security for further information.

Email is not a secure method of communication.
Keeping your information confidential and secure is as important to us as it is to you. Please be aware that any emails you send are not secure. Please do not email any confidential information such as passwords, account numbers, credit card information or social security numbers. That type of information should be provided to us by phone, fax or regular mail.

Application fees will not be charged until you agree to continue the application process.
There is no charge to you to complete an application and obtain loan approval. Fees will only be collected when you determine you would like to continue the application process. At which point, you must provide your credit card information online, over the phone or to a Berkshire Bank loan originator, but not before you have received your initial Truth In Lending Disclosure.

Links to third party sites are provided for your convenience.
The Berkshire Bank site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Berkshire Bank, so Berkshire Bank is not responsible for the contents of any Linked Site, including any link contained in a Linked Site, or any changes or updates to a Linked Site. These links are provided to you only as a convenience, and the inclusion of any link does not imply endorsement by Berkshire Bank of the site.

Conditions of Use
As a condition of your use of the Berkshire Bank site, you warrant to Berkshire Bank that you will not use the Berkshire Bank web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Berkshire Bank web site in any manner which could damage, disable, overburden, or impair the Berkshire Bank web site or interfere with any other party's use of the Berkshire Bank web site.