Fellowship of the CII is universally regarded as the premier qualification for those working in the insurance industry. This shows a commitment to continuous professional development.

Chartered Financial Planner (CII)

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

R03 - Personal Taxation (CII)

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

J05 - Pension Income Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

J02 - Trusts (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

CF6 - Certificate in Mortgage Advice (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

CF5 - Integrated financial planning (CII)

This exam accesses understanding of the financial services industry, and its regulation, products and processes.

CF4 - Retirement Planning (CII)

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF3 - Financial Protection (CII)

This examination assesses a knowledge and understanding of financial protection plans.

CF2 - Investment and Risk (CII)

This examination assesses a knowledge and understanding of investment products and the risks involved.

CF1 - UK financial services, regulation & ethics (CII)

This exam accesses understanding of the financial services industry including regulation and legislation.

Accreditations

What our clients say

When dealing with Michael and the team at Clear Plan, I felt that I was getting a clear idea of where I wanted to be in life. The team helped me identify areas in life I had not considered and options that I didn't know about. I found everything about the service provided to be executed well and would be happy to recommend this company to others.

Ade, Stoke

Having spoken to other financial advisers prior to working with Michael, it was very clear to me that Michael's approach was different. At no point was he interested in selling me a product, service or a solution. He simply wanted to understand what my current situation was and where I wanted to get to. Once he had this idea in his mind, he very clearly advised me on what else I needed to think about in order to achieve my goals; many things that I had never considered. From here, we worked together to put a plan in place that doesn't just think about the now, it's looking towards the future. Thank you for putting my mind at rest Michael, I hope this review helps you to help others do the same.

Kevin, East Didsbury

A change in my personal circumstances necessitated a review of my finances. I find the whole subject very tortuous to deal with and needed somebody I could trust. Michael is a young man with integrity and gives excellent advice based on a strong technical knowledge. He actually listens to the clients wishes and makes them the centre of the equation as opposed to just pushing you into products which might be flavour of the month. I am very happy with the service I have received and he has made me feel more at ease with dealing with these matters for the future.

Karen, Cheshire

I met Michael over a year ago, and at all times he has been happy to advise and demonstrate how my pension can be improved and looked after. I have found him refreshing in his honesty, kindness and genuine interest in trying to help, and at no time have I doubted his knowledge. I have recommended him to contacts and will be moving my pension over to his company this week.
Michael is highly qualified and trustworthy, and He has good ethics, the expression ‘wise head on young shoulders’ comes to mind. He will go the extra mile for all his clients and give an honest review and advice.

I was looking for a fresh and knowledgeable approach to help me optimize our pension funds and investments. Michael provided this approach in a very straight forward manner and had the patience to properly explain the issues; his technical knowledge is impressive, which can't be said for some of the other people I have dealt with in the past. I know I can call him any time I have queries or new problems relating to my finances and will get a timely and informed opinion. I currently have a well-balanced portfolio against our needs and accepted risk profiles. I really have everything I could wish for from this service.

David, Cheshire

Where to find us

About us

ClearPlan Financial Services Ltd is an Independent Financial Advisory Firm providing professional Chartered Financial Planning Solutions from the whole of the market, so you can have peace of mind knowing you receive 100% independent unbiased advice.

With so much choice and flexibility now available, making the right decisions at the right time has become paramount.

Experienced and highly knowledgeable at navigating the complexities of today’s changing world of finance, we pride ourselves in providing, transparent, easy to understand, strategic recommendations tailored to achieving your financial objectives and goals.

We provide expert advice which has been accredited well beyond industry standards specialising in:

The delivery of fair outcomes and client satisfaction is embedded in our culture, putting clients at the forefront of all we do enables us to provide a first-class service.

ClearPlan is part of a long-established and financially robust, prolific multi -award-winning network, TenetConnect Limited, providing Independent Financial Adviser support services across the UK.

Our services

At ClearPlan we value long-term intelligent and trusted relationships. Our philosophy is built upon client satisfaction through our highly professional and transparent services.

All our advice incorporates lifestyle cash-flow modelling, reviewed regularly so that you can be sure you remain on track with your financial plan rather than hoping for the best. Without it how would you really know how much is enough to achieve your goals?

ClearPlan Financial Services Ltd. is an appointed representative of TenetConnect Limited, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 149826.

ClearPlan Financial Services Ltd. is an appointed representative of TenetConnect Limited, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 149826.

Legal information

While unbiased.co.uk endeavours to verify the information provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.Any decision to transact business is made by you on the basis of your own enquiries.
To check that an adviser is regulated, you can contact the relevant regulatory or professional body.

Once you’ve sent your enquiry you can expect a response within 48 hours.
If this adviser is not available we will refer you to the best matched alternative
adviser nearby, so please include as much detail as you can in your enquiry.