You want to protect your family’s financial security, even if you can’t always be there for them. With term life insurance, you can make your plans with confidence, knowing that important expenses such as rent or mortgage, car payments, college and retirement funds, and bills will be taken care of.

Coverage you need; support you deserve

If you become disabled and unable to work for more than six months, we’ll waive your term life premium. You don’t have to worry about paying your premium or losing your coverage.

If you’re diagnosed with a terminal disease, you might need some of your life benefits now, for treatment and other costs. If that’s the case, Lincoln lets you withdraw a percentage of your coverage early, and your beneficiaries will receive the rest of your coverage as a death benefit.

If you leave your company, you can keep your term life coverage. You can even convert all or part of your coverage to an individual life policy, without a medical exam.

Your employer may offer you accidental death and dismemberment coverage (AD&D) with your term life coverage. AD&D insurance pays a benefit if you die or lose a limb, sight, speech or hearing because of a covered accident.

Insurance products (policy series GL1101) are issued by The Lincoln National Life Insurance Company (Fort Wayne, IN), which does not solicit business in New York, nor is it licensed to do so. In New York, insurance products (policy series GL1101) are issued by Lincoln Life & Annuity Company of New York (Syracuse, NY). Both are Lincoln Financial Group® companies. Product availability and/or features may vary by state. Limitations and exclusions apply.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Affiliates are separately responsible for their own financial and contractual obligations.