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Trust, fiduciary and retirement services are offered through Northwest Bank.

Securities and annuities products, brokerage services and managed account advisory services are provided by Northwest Advisors through LPL Financial, a registered investment advisor, member FINRA/SIPC. Insurance products are offered through LPL Financial or its licensed affiliates. LPL Financial is independent of Northwest Bank and Northwest Advisors.

Other insurance procducts are offered through Northwest Insurance Services, a licensed insurance agency. Insurance products are not available in all states. Northwest Insurance Services is typicaly compensated by insurers based on industry standard commission schedules. Insurance products are obligation of the insurers who issue the policies. A decision to purchase insurance will not affect the cost or availability of other product or services from Northwest Bank or its operating units.

Northwest Bank and its operating units do not guarantee the performance of any investment or insurance products. Material provided is meant to educate and not provide legal, tax, accounting or investment advice. Material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.

Only deposit products provided by Northwest Bank are MEMBER FDIC. Northwest Bank is an Equal Housing Lender.

Investment and Insurance products: (I) are not deposits or other obligations of, nor are they guaranteed by, Northwest Bank or its operating units, or by LPL Financial or its licensed affiliates; (II) are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States or by Northwest Bank or its operating units, or by LPL Financial or its licensed affiliates; and (III) are subject to investment risks, meaning the value of the investment may fluctuate, the return on the investment is not guaranteed, and the loss of principal is possible.