Highly-Qualified
Detroit Bankruptcy Attorney

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When you are ready to take positive action toward getting out of debt,
come to the Law Offices of Marshall D. Schultz. At our firm, we want to
help you determine the best course of action to take to bring relief and
decide if
bankruptcy is right for you. Let us show you how an attorney from our legal team can help you find
answers to your problems and give you the support you need.

Should I File for Bankruptcy?

It is not advisable to attempt filing for bankruptcy without the assistance
of a practiced attorney. Simple mistakes and inexperience with the relevant
laws could lead you to make a wrong decision or even make you ineligible.
Having a knowledgeable litigator on your side is essential. An attorney
can also help you take full advantage of bankruptcy exemptions to protect
your property. With a helping hand through the bankruptcy process, you
will be helping yourself take the first step toward a life free of debt,
stress, and worry.

At our firm, we provide an informal and welcoming atmosphere, as our legal
team wants to make you comfortable as possible during this stressful process.
We understand the pain and we offer first class legal representation for
an affordable fee, and we pride ourselves on guiding our clients through
a difficult period in their lives. People declare bankruptcy for many
reasons, from job loss to medical bills.
No matter your reason, we can help.

You Are Living from Paycheck to Paycheck

You Are Constantly Needed to Borrow Money

You Use Credit Cards to Make Ends Meet

You No Longer Have Any Financial Savings

You Are Subject to Severe Creditor Harassment

You Are in Danger of Losing Your Property

You are Facing the Possibility of Foreclosure

You Are Struggling to Support Your Family

There Are Options
for Your Financial Situation

With over 45 years of experience in the field of bankruptcy law, the attorneys
at the Law Offices of Marshall D. Schultz are prepared to assist you with
your debt situation. Having represented business debtors, Chapter 7 trustees,
creditors and corporate creditors, Attorney Schultz has extensive knowledge
with financial issues related to bankruptcy. Currently his practice is
specialized in helping consumer debtors only.

“You made me and my wife feel like family, and for that you have a friend for life!!!”

Damon D.

“Saying thank you just doesn't seem to be enough. You were fantastic to work with and I appreciate everything you have done for us.”

Curt & Jodie G.

“Thanks, for your advice and personal attention. I really appreciate it beyond words.”

Eric S.

“Thank you so much for all of your help. It is truly appreciated and greatly received”

Medina A.

“It's nice to know that there are still people who take such pleasure in doing special things and making others feel good”

Shirley M.

“I truly appreciate the effort and support you and your staff provided. I have my house, a new job and financial stability. Thanks again.”

Tom M.

“don't know how I would have gone through all this without your help and reassurance. You are the best!”

Carol M.

“Thanks for helping us get a fresh start. You gave us good solid no nonsense advice. Thanks again!”

Bobby & Renee W

“I will be eternally grateful...You and your associates are the best!!!”

Audrey H.

“I'm so glad you helped me. I would recommend you to anyone.”

Josephine J.

“He has helped me and my family for 15 years and has never backed down or failed me.”

Eddie M.

“He was always accessible, and was able to answer all my questions clearly. He put my mind at ease for a process that can be unsettling.”

Mark M. Cronmiller

Bankruptcy Practice Areas

It is the goal of the firm to offer efficient and cost effective solutions
for individuals throughout the Michigan area. It is not necessary for
you and your family to continue living in debt when there are viable options
out there. We are available to answer any questions you may have. Do not
hesitate to contact our office in Detroit or Southfield for a free consultation
so that we can get you back on your feet as soon as possible.

Chapter 7 vs. Chapter 13

​​​To qualify for
Chapter 7, the most sweeping form of debt relief available, you must pass a
means test. Failure to correctly calculate your financial assets and liabilities could
prevent you from proceeding further. When this happens, it does not mean
that bankruptcy is no longer an option, it simply means that
Chapter 13is more of a valid option for you. It brings advantages such being able
to catch up on overdue mortgage payments within a five year period. While
it may not cover as much as debt as Chapter 7, it is extremely helpful
in bringing financial relief in various other aspects. The amount of
debt dischargediffers for each type of bankruptcy, but student loans, mortgages and any
car loans will typically not be cleared from your debt.

Working to Create a Plan
That Fits Your Needs

Every situation is different and requires a unique approach. There is no
such thing as a "one size fits all" bankruptcy process. If you
are struggling to keep up with your debts and find yourself spending your
days and nights worrying about money, this may be the best solution for
you. You may have heard horror stories about filing for bankruptcy, when
in fact there are many benefits to filing for bankruptcy. You shouldn't
let bankruptcy myths prevent you from making a decision that could improve
your life.

The information on this website is for general information purposes only.
Nothing on this site should be taken as legal advice for any individual
case or situation. This information is not intended to create, and receipt
or viewing does not constitute, an attorney-client relationship.