NC Bankruptcy Exemptions

​The following is a list of commonly used North Carolina exemptions. This is not a complete list and should not be relied upon until speaking with an attorney about what exemptions are available for you to claim as you must have been a North Carolina resident for the last two (2) years to utilize North Carolina Bankruptcy exemptions. If you have not been a North Carolina resident for the prior two (2) years, then you may be able to choose between Federal exemptions or those of another State where you previously lived.

The list provided below is also the same exemptions to be used by those served with a notice of rights to claim exemptionsin North Carolina before collection on a judgment. It also important to note that NC has a 4 year look-back on fraudulent conveyances so you can't simply transfer things out of your name to protect items from creditors.