According to the Bankruptcy Abuse Prevention and Consumer Prevention Act, the amount of time that must pass between a past and future discharge is as follows: 727(a)(8) 8 Yrs. between two Chapter 7 Discharges 727(a)(9) 6 Yrs. between Chap 13 and 7 Discharges 1328(f)(2) 2 Yrs. between two Chapter 13 Discharges 1328(f)(1) 4 Yrs. between Chapter 7 and 13 Discharges The relevant measurement is from the first discharge date to the second filing date. I hope this information has been helpful.

A chapter 7 can be filed 8 yrs from the date of the filing of the prior chapter 7. A chapter 13 can be filed at any time but to receive a discharge in most cases it is 6 yrs from the date of the chapter 7 filing.

If you filed a Chapter 7 Bankruptcy, then you can attempt to file a new Chapter 7 after 8 years from the date of the first filing. The timeline is shorter if you will be attempting to file a Chapter 13. If you are looking to settle your debts outside of bankruptcy, you do not have to wait any specified time - there is no correlation between this process and your prior bankruptcy.

You have to wait 8 years between filing Chapter 7 bankruptcies. If you previously filed a Chapter 7 bankruptcy and now want to file a Chapter 13, you have to wait 4 years to receive a discharge in the Chapter 13.

It depends on whether you filed a chapter 7 or a chapter 13 last time and what type of bankruptcy you want to file this time. However, the waiting period between two chapter 7 cases is 8 years, measured from filing date to filing date.

If the case you filed was under Chapter 7, and you received a discharge, then you will need to wait until at least the same date in 2012 that you filed your previous case if you hope to obtain another discharge.

8 years from the date you filed in 2004 assuming that was a Chapter 7 case you last filed and in which you were granted a discharge. Therefore, sometime in 2012 you will be able to file another Chapter 7 case.

You can file a chapter 7 bankruptcy every eight years. So, look to see what month you filed in 2004, and you will be eligible to file a chapter 7 again in that month of 2012. You can file a chapter 13 (which is a 3 to 5 year repayment plan) and only pay back a percentage of your debt, four years after a chapter 7.

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