Terms of Use

Please read these terms carefully before using the FAAN Mortgage Administrators Inc. (“FAAN Mortgage”) website (“Website”). By using this Website you indicate that you accept these terms.

COPYRIGHT

FAAN Mortgage either owns the intellectual property rights in the underlying HTML, text, images, audio clips, video clips, software and other content (collectively, the “Content”) that is made available to you on this Website, or has obtained the permission of the owner of the intellectual property in such Content to use the Content on this Website. Except as provided in these Terms, FAAN Mortgage prohibits the redistribution or copying of any Content on this Website without its express written permission.

FAAN Mortgage hereby authorizes you to display on your computer, download and print pages of this Website, subject to the following provisions:

the copyright notice appears on all such printouts;

the information will not be altered in any manner; and

the Content is only to be used for personal educational and non-commercial use and will not be redistributed, broadcast or copied to any other media.

TRADEMARK

The trademarks, logos, and service marks displayed on this Website, including, but not limited to “FAAN” and “Measure, Tune, Grow” are registered and unregistered trademarks of FAAN Mortgage and others. Nothing contained on this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Website without the express written permission of FAAN Mortgage or such third party that may own the trademarks displayed on this Website. Your misuse of the trademarks displayed on this Website, or any other Content on this Website is strictly prohibited.

— USER SUBMISSIONS

For an explanation of the practices and policies of FAAN Mortgage related to the collection, use and storage of our users’ information, please read our Privacy Policy. You are prohibited from posting or transmitting to or from this Website any unlawful, threatening, libellous, defamatory, obscene, pornographic or other material that would violate any applicable law.

EXTERNAL LINKS

FAAN Mortgage may provide links to third party websites, and some of the content appearing to be on this Website may in fact be supplied by third parties (e.g. instances of framing of third party websites or incorporation of content through framesets). FAAN Mortgage assumes no liability for any damages you may suffer from visiting such linked websites, including without limitation, damages caused by computer viruses, Trojan horses or other destructive or disruptive code which may be downloaded or transferred from such linked websites.

Any links contained on this Website shall not be construed as an endorsement by FAAN Mortgage of any such linked website. FAAN Mortgage has not reviewed or researched the full content on these linked websites and shall not be held responsible should you encounter any materials that may appear inaccurate, indecent or illegal. If you visit such a website that is linked to this Website, please contact privacy@faanmortgageadmin.com and we will determine if the link should be removed from this Website.

You may not provide a link to this Website without our express written permission. If you would like to provide a link to this Website, please contact privacy@faanmortgageadmin.com.

DISCLAIMER

The content of this Website is provided “as is” without any warranties of any kind including warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.

The information provided in this Website is provided free of charge and is for informational purposes only. Such information should not be relied upon or used as the basis for any decision.

Certain information contained in this Website has been provided to FAAN Mortgage by third parties. All users of this Website must carry out their own due diligence in respect of all matters referred to and satisfy themselves as to the accuracy thereof.

Although FAAN Mortgage uses reasonable efforts to maintain the accuracy and currency of the Content of this Website, FAAN Mortgage makes no warranties or representations as to its accuracy or currency. This Website may contain typographical errors and technical inaccuracies. FAAN Mortgage assumes no liability or responsibility for any errors or omissions in the Content of this Website.

Although FAAN Mortgage uses reasonable efforts to ensure that all software provided at this Website is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system.

FAAN Mortgage may update and/or modify the information contained on this Website at any time and without notice.

LIMITATION OF LIABILITY

In no event will FAAN Mortgage, its agents or other third parties mentioned in this Website be liable for any damages whatsoever (including, without limitation, damages resulting from lost profits, loss of prospective economic advantage, lost data or business interruption) arising out of the use, inability to use, or the results of use of this Website, any websites linked to this Website, or the content contained on any or all such websites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages, or for any claim by another party. If your use of the content on this site results in the need for servicing, repair or correction of equipment or data, you shall assume all costs thereof.

ACKNOWLEDGEMENT

By using this Website, you acknowledge and agree that:

any use of the information on this Website is not a substitute for professional advice;

use of the information on this Website does not relieve you from applying the standard of care and skill relevant to the use of such information contained on this Website; and

you are solely responsible for verifying the correctness, accuracy and reliability of all information provided on this Website.

GENERAL

If you breach any of these Terms, your authorization to use this Website automatically terminates and you must immediately destroy any downloaded or printed Content.

FAAN Mortgage will aggressively enforce its intellectual property rights to the fullest extent of the law.

If any provision of these Terms shall be unlawful, void or unenforceable for any reason, then any such provision shall be deemed severable to the extent that it is lawful, void or unenforceable, but shall not affect the validity or enforceability of the remaining provisions.

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein without reference to the principles of conflicts of laws thereof. Any dispute arising from these Terms shall be resolved exclusively in the Province of Ontario by the courts of the Province of Ontario.

By using this Website, you agree to be bound by these Terms and consent to the collection, use and storage of your information by FAAN Mortgage in the manner described in our Privacy Policy.

CHANGES TO THIS POLICY

FAAN Mortgage reserves the right to change these Terms, and any of our policies or procedures, without prior notice. You can determine when these Terms were last revised by referring to the “Last Updated” legend at the bottom of this page. Any changes to these Terms will become effective upon posting of the revised the Terms on the Website. Use of the Website following such changes constitutes your acceptance of the revised Terms then in effect.