1 Answer
1

Retrieving any stored item from your gear requires a standard action,
unless it would normally take longer.

When it is talking about stored gear, it's referring to things in your pack, like potions/books/torches/bedroll/whatever. "Retrieve a stored item" is usually a move action that provokes an AoO, and the Haunted curse makes it worse.

Further, Drawing/Nocking an arrow is covered by another action type:

Drawing an arrow (from the combat section):

Not an Action

Some activities are so minor that they are not even considered free
actions. They literally don't take any time at all to do and are
considered an inherent part of doing something else, such as nocking
an arrow as part of an attack with a bow.