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Solutions for Physicians

TSG Financial Strategies understands the financial challenges of being in the healthcare industry. Our advisors are prepared to work with you every step of the way, from residency until retirement. Our team focusses on the financial planning for physicians of all specialties. No matter your specialty and no matter what challenges you face, we are here to assist you.

Many years of education and residency, long hours, and stressful days can take a toll on your financial management. It is our goal to help take over the stress of developing a financial plan so that you can devote your attention to what matters: your patients. Gaining an understanding of your goals, values, and circumstances is only the beginning. Once we develop a relational understanding of who you are, your goals, and your objectives, we will customize a plan that meets your needs.

Collaborating with us may help ensure your finances are secure in your otherwise unpredictable and hectic career. Your patients and their cases may change daily, but as we create, monitor, and implement your financial plan, the stability of your future is firm. From student loans to asset protection, taxes to retirement, and debt to insurance, we have the knowledge and resources to provide the assistance you need. Our team knows how different the finances of healthcare providers can be compared to other careers. We specialize in tailoring your financial plan specific to you and your career.

Services

Charitable Planning

Serving others is at the core of who you are, or else you would not be in a field that continually puts others first. Our advisors want to help you budget charitable giving as a part of your financial plan. If giving to a cause has been on your heart, but you are unsure if it is feasible, consult with us today and we will help you make regular donations to a charity part of your financial plan.

Tax Strategies

You work hard for your money, so it is important to strategize your plan in a way that allows you to save the most. Although you may be unaware, there could be missed exemptions on your tax forms that could require you to pay higher taxes than necessary. Let us work with your taxes to help you change this by reviewing your taxes in conjunction with your investment strategies. Managing your taxes now can help you save long into the future, making goals such as a second home or early retirement possible.

Retirement Planning

Retirement planning as a physician or other healthcare provider is crucial to stay on track and retire on time. Most careers only require 4-6 years of education, but the medical field requires so much more. While others can begin saving for retirement within years of exiting high school, individuals in the medical field can fall behind without proper planning. Our job is to consider this long period of education and help you manage your finances in such a way that retiring on time is made possible.

Education Planning

Whether planning for your continued education or your children's college education, TSG Financial Strategies can help outline a flexible strategy that will keep you on course.

Debt Management

You would not be where you are today if it were not for hard work and years of schooling. Unfortunately, your education most likely left you with a hefty debt as well. We want to help you manage that debt in such a way that paying it off becomes not only possible, but also easy. As you look to the future, you should be excited, not worried. As you look back at your education, you should be grateful, not regretful. Our debt management solutions will help meet your objectives so that your career, not your debt, can be the center of your focus.

Asset Protection

Unexpected events can happen at any given moment such as divorce, lawsuits, liability claims, and more. Our advisors specialize in asset protection so that your assets, wealth, home, savings, investments, and future income, are safe no matter what comes your way. Let us give you that sense of security knowing even if the unpredictable occurs, you will not lose your hard-earned possessions and wealth.

Employee Benefits

In healthcare, every employee matters. No office can run smoothly without the help of administrative staff, managers, nurses, assistants, and other staff members. This team is what keeps clients satisfied, schedules complete, and priorities in order. Benefits ensure your employees are dedicated to staying with your practice. Although a need for income leads candidates to apply, it is benefits such as dental and medical insurance and leave time that motivates them to stay. Our job is to help you decide which benefits are best for your company and how to plan and implement them according to your goals.

Insurance

With so many possibilities available today, picking the right one can be a complicated and frustrating task if attempted alone. A plan can make or break your business and your reputation depending on its coverage. The right plan can protect you, your assets, and your name in case of error or liability whereas the wrong plan can permanently damage your practice. Our advisors specialize in insurance and can assist you with choosing the correct type of coverage for your specialty.

Disability Insurance

In an emergency in which the primary provider of your family is no longer able to work, disability insurance protects your source of income so that your family still has a source of stability. When the ability to make plans for investment (ex: school, cars, homes) based on the assumption of future income is taken away by illness or injury, our agents can help you protect your current lifestyle and long term goals. In addition to new medical expenses, one’s income is also reduced or even terminated at the onset of an illness or injury. As the main provider for your family, you should strongly consider disability insurance if your spouse does not believe he or she could maintain financial stability, pay the mortgage, or pay off expenses on your spouse’s income alone.

Neither TSG FINANCIAL STRATEGIES, LLC nor New York Life Insurance Company, or its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions.

Mark S. Stratton is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of Texas, California (CA Insurance lic #0H55208), Florida, Oregon, Colorado, Kentucky, South Carolina, Ohio, Alabama, Kansas, Maine and Virginia. No insurance business may be conducted outside of these states referenced.

Mark S Stratton is a Financial Advisor offering investment advisory services through Eagle Strategies, LLC, A Registered Investment Adviser, in the states of Texas, Florida, Colorado, Oregon, California (CA Insurance lic #0H55208). As such, these services are strictly intended for individuals residing in the states referenced.

Mark S. Stratton is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state of Texas, California, Colorado, Florida, and Virginia. No offers may be made or accepted from any resident outside the specific state referenced.

TSG Financial, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.