You can apply for debt review if you are blacklisted. Once you have settled all your arrears and are able to carry on with the original contractual terms we will issue a clearance certificate. The clearance certificate is sent to all credit bureaus, which is then required by law to remove all information related to you previous debt, giving you a clear credit score. For more information, you are welcome to fill out our quick and easy contact form here. Once submitted our contact centre will be in touch with you shortly.