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A market-building approach to financial inclusion

Resource published November 16, 2015

A Market-Building Approach to Financial Inclusion

Arjuna Costa and Tilman Ehrbeck of Omidyar Network argue in this thought-provoking paper in the MIT Press Journal that “distribution costs for traditional financial service models are too high,” making people in rural, sparcely populated areas hard to reach. Technology, they note, has the power to overcome physical barriers, but only if government policies are aligned to promote inclusion.