Professionals and Offices Insurance

What’s included in Vero Professional Services Insurance?

Vero’s Professional Services Insurance is designed for businesses that offer professional services, like medical practices, accountants, surgeries and business consultants. If you run such a business, you need an insurance policy that’s tailored to your needs. Allow a small business insurance broker to show you what we can offer.

Professional Services Insurance

With Vero Professional Services Insurance, professionals and offices can be covered for a range of insured events and business scenarios – from property damage, to equipment breakdown, to management liability. As every business’ needs are unique, speak to your broker for advice on how to get appropriate cover.

Workers Compensation

In the event of a work-related injury claim, Workers Compensation can cover your workers’ medical expenses and wages. This is a compulsory cover for businesses in Australia that employ workers. Explore your options today.

Reasons to choose Vero Insurance

Helping Australians for over 180 years

Vero provides leading business and personal insurance products, and has helped Australians protect their futures for nearly 2 centuries. Our wealth of experience makes us specialists in the insurance space.

Protecting your success

At Vero, we know that as a business owner you work hard to build and maintain your business. We believe in protecting that success, which is why we are passionate about sharing stories and insights from inspiring business owners just like you.

Including loss or damage to buildings, contents, stock or other specified items at your premises.

Some exclusions apply. For example, this does not cover loss or damage caused by power surges, insufficient maintenance, cyclone or bushfire, nor does it cover consequential loss such as loss of earning capacity.

Please see the PDS for further details.

Theft

Includes replacement of locks and temporary protection following a theft.

Some exclusions apply. For example, this cover does not include theft by you, your employees, or your family, nor does it include theft that occurs if a key/security pass was used to access the building, or if a window or door was left open.

Please see the PDS for further details.

Business interruption

Covers a reduction in your business income because of damage caused by insured events, as specified in the PDS.

Some exclusions apply. For example, this cover does not apply if you form the intention of ceasing the business.

Please see the PDS for further details.

Public and products liability

Covers your legal liability to pay compensation for personal injury, property damage or advertising liability, if caused by an occurrence in connection with your business. Includes first aid costs and legal costs.

Some exclusions apply. For example, this cover does not include pollution caused by your business.

Some exclusions apply. For example, this does not cover bodily injury and property damage, or losses from dishonest or criminal intent.

Please see the PDS for further details.

Equipment breakdown

Covers the breakdown of insured equipment at your premises, and any loss or damage directly caused by the breakdown. This cover includes temporary hire costs for replacement equipment.

Some exclusions apply. For example, this cover does not include loss or damage to air conditioners, or caused by earthquakes, storm, flood or fire.

Please see the PDS for further details.

Professional services

Covers your civil liability in respect of claims arising from an act, error or omission made by you when providing professional services (for example, the incorrect issuing of a roadworthiness certificate).

Money

Includes money lost in transit or outside of business hours.

Some exclusions apply. For example, this cover does not include money lost as a result of clerical or accounting errors, or stolen from an unattended vehicle.

Please see the PDS for further details.

Specified and unspecified items

Specified items must be individually mentioned on your certificate of insurance and will be covered up to their full replacement value.

Unspecified items will be covered for up to $2,500 per item.

Tax probe

Covers professional fees (such as accountant’s fees) incurred by you in connection with a tax audit.

Some exclusions apply. For example, this cover does not include returns that aren’t prepared by a tax agent.