EMPLOYEE BENEFITS

Eligible employees at Philander Smith College are provided a wide range of benefits.
A number of the programs (such as Social Security, Workers’ Compensation, State Disability,
and Unemployment Insurance) cover all employees in the manner prescribed by law. Details
of many of these programs can be found elsewhere in your employee handbook. Benefits eligibility is dependent upon a variety of factors, including employee classification.
The Office of Personnel can identify those for which one may be eligible.

The following are some benefit programs that are available to eligible employees:

Some of these benefits may require contributions from the employee, but most are
fully paid by Philander Smith College.

GROUP MEDICAL AND DENTAL TRUST
Philander Smith College provides medical, dental, and vision coverage for its employees
through the Board of Higher Education and Ministry (BHEM) Affiliated Institutions
Employees’ Medical Plan Trust (“Trust”). The benefits provides by the Plan are limited
to those that are provided through the Trust. Only the Trust has the discretion to
construe or interpret the provision of this Plan, and to determine eligibility for
the Plan. Through the Trust, claims administration and certain other duties have been delegated
to the Principal Life Insurance Company. Any full-time employee wishing to participate in the Plan must request in writing
to the Personnel Office their desire for coverage within thirty-one (31) days of full-time
employment at the College. If an employee DOES NOT request coverage initially, he/she
MAY NOT be eligible to enroll in this Plan at a later date unless certain qualifying
conditions have been met. Insurance premiums for participating employees are paid
for by the employee via payroll deduction and by a contribution from the College.
Please contact the Personnel Office for more detailed information about the Medical/Dental/Vision
Trust Plan.

SHORT-TERM DISABILITY – USAble
•College pays 100% •Automatically enrolled after 1st 30 days •Benefit can pay 60% of weekly salary up to $2,000 a week •Benefit begins after 30 days of disability

LONG-TERM DISABILITY – USAble •College pays 100% •Automatically enrolled after 1st 30 days •Benefit can pay 60% of pre-disability earnings to a maximum of $10,000 per month •Benefit begins after 180 days of disability

GROUP LIFE INSURANCE/AD&D – Principal Life
•College pays 100% •Automatically enrolled after 1st 30 days •Flat $20,000 Life Insurance Policy •Accidental Death & Dismemberment benefit included •May choose Basic Life and/or Basic Dependent Life •Coverage amounts are based on employee’s yearly salary

PERMANENT TERM LIFE INSURANCE – 5 Star Life •Employee pays 100% •Eligible to enroll after 1st 30 days (unless open enrollment or have qualifying
event) •Permanent Term Life Insurance to age 100 for you, your spouse, children, or grandchildren •Rates remain the same throughout policy life and do not increase with age

403(b) – TIAA-CREF or ING
•Employee contributes minimum of 3% of regular pay, College matches 7% •Eligible to enroll after 1 year of full-time employment

COBRA – Ceridian Benefits under all insurance plans for a covered employee will terminate on: •the last day of the month during which employment terminated (either voluntarily
or involuntarily) •employee no longer meets the definition of an employee •coverage under a leave of absence expires (unless the covered employee elects to
continue at their own expense)

VACATION EARNING SCHEDULE

------------------------------------------------------------------------------------------------------------------------ YEARS OF ELIGIBLE SERVICEVACATION DAYS EACH YEAR ------------------------------------------------------------------------------------------------------------------------ AFTER ONE YEAR5 DAYS AFTER TWO YEARS10 DAYS AFTER 3+ YEARS15 DAYS ----------------------------------------------------------------------------------------------------------------------- The length of eligible service is calculated on the basis of an “anniversary year”.
This is the 12-month period that begins when the employee starts regular full-time
work.Paid vacation time can be used in minimum increments of one-half days (4 hours).
Vacation must be earned before it is taken and will not be advanced. Employees have
one year from the time vacation is earned to take their time off. Any unused time
will not be paid to the employee by the College and
it is not allowed to be carried forward into another benefit year.

SICK LEAVE BENEFITS Eligible employees will accrue sick leave benefits at the rate of one and one-half
(1.5) days for every full month of service. Unused sick leave benefits will be allowed
to accumulate until the employee has accrued a total of twenty (20) calendar days’
worth of sick leave benefits. Employees can request use of paid sick leave after
completing the initial (ninety) 90 calendar day probationary period. Paid sick leave
can be used in minimum increments of one-half (4 hours) day. One may use sick leave
benefits for an absence due to their own illness, injury, or medical need or those
of an immediate family member.PERSONAL PAID LEAVE DAYS Philander Smith College provides two (2) days of leave of absence with pay to regular
full-time employees who wish to take time off from work duties to fulfill personal
obligations. Eligible employees may request personal leave only after having completed
ninety (90) calendar days of service. Personal leave may be granted for a period
of up to two (2) days each fiscal year (July 1st – June 30th). Personal leave must
be taken in a minimum increment of one-half of a day (4 hours). No unused leave time
is allowed to be carried forward into a new fiscal year.

PERSONAL LEAVE WITHOUT PAY Full-time employees with at least one (1) year of continuous service may request
a leave of absence without pay, for justifiable reasons. The standard reasons and
normal maximum allowable times for each category are as follows:

1.Maternity Leave (see Family Medical Leave) 2.Illness/Sick Leave (see Medical Leave) 3.Educational Leave for Professional Development (up to twelve (12) months) – education
to be earned must be related to present work position 4. Personal Leave for Justifiable Reasons (up to three (3) months) – the employee’s
supervisor will determine if the situation warrants the leave, and will determine
the amount of leave that will be granted. In some cases, leave may not be granted
if the employee’s absence will cause undue hardship to the supervisor/department.

HOLIDAYS
Philander Smith College will grant holiday time off to all employees on the holidays
listed below: •New Year’s Day (January 1st) •Martin Luther King, Jr. Day (third Monday in January) •Good Friday (Friday before Easter) •Memorial Day (last Monday in May) •Independence Day (July 4th) •Labor Day (first Monday in September) •Thanksgiving Recess (generally one day before and one day after) •Christmas Recess (includes weeks of Christmas and New Year’s) Philander Smith College will grant paid holiday time off to all eligible employees
immediately upon assignment to an eligible employment classification. A recognized
holiday that falls on a Saturday will be observed on the preceding Friday. A recognized
holiday that falls on a Sunday will be observed on the following Monday. If a recognized holiday falls during an eligible employee’s paid absence (e.g. vacation,
sick leave, etc), the employee will be ineligible for holiday pay.

BEREAVEMENT LEAVE If an employee wishes to take time off due to the death of an immediate family member,
the employee should notify his/her supervisor immediately. Up to three (3) days of
paid bereavement leave can be provided to all employees. Philander Smith College defines “immediate family” as the employee’s spouse, parent,
child, sibling, grandparents, grandchildren, son-in law, daughter-in-law, or legal
guardian. TIME OFF TO VOTE
Philander Smith College encourages employees to fulfill their civic responsibilities
by participating in elections. Generally, employees are able to find time to vote
either before or after their regular work schedule and are encouraged to do so. If
employees are unable to vote in an election during their non-working hours, Philander
Smith College will grant up to two (2) hours of paid time off to vote.

JURY DUTY
Philander Smith College encourage employees to fulfill their civic responsibilities
by serving Jury Duty when required. All employees are eligible. The college will
pay the difference between the employee’s regular pay and any payment for Jury service. Employees must show the Jury Duty Summons to their supervisor as soon as possible
so that the supervisor may make arrangements to accommodate their absence. The employee
is responsible for providing documentation of Jury pay to their supervisor or Personnel
Office. Of course, employees are expected to report for work whenever the court schedule
permits. Either Philander Smith College or the employee may request an excuse from Jury Duty
if, in Philander Smith College’s judgment, the employee’s absence would create serious
operational difficulties. Philander Smith College will continue to provide health insurance benefits for the
full term of the Jury Duty absence. This applies only to those employees who are
enrolled in the plan at the time of their Jury Summons. Vacation and sick leave will
also continue to accrue during Jury Duty leave.

MILITARY LEAVE
A military leave of absence will be granted to all employees, except those occupying
temporary positions, to attend scheduled drills or training or if called to active
duty with the U. S. Armed Services. Military leave for standard two (2) week annual training is granted without loss
of pay for up to ten (10) work days and is in addition to regular vacation leave for
regular full-time employees. Subject to the terms, conditions, and limitations of the applicable plans for which
the employee is otherwise eligible, health insurance benefits for standard two (2)
week annual training will be provided by Philander Smith College. Vacation and sick
leave benefits will continue to accrue during the standard two (2) week annual training. Employees on two (2) week active duty training assignments or inactive duty training
drills are required to return to work for the first regularly scheduled shift after
the end of training, allowing reasonable travel time. Employees on longer military
leave must apply for reinstatement in accordance with all applicable state and federal
laws. Every reasonable effort will be made to return eligible employees to their previous
position or a comparable one. They will be treated as though they were continuously
employed for purposes of determining benefits based on length of service, such as
the rate of vacation accrual and job seniority rights.

FAMILY and MEDICAL LEAVE ACT (FMLA) POLICY The Family and Medical Leave Act (hereinafter referred to as “FMLA”) entitles certain
employees to an unpaid twelve (12) week leave of absence. In order to be entitled to FMLA leave, an employee must have been employed by the
College for (twelve) 12 months, working at least one thousand, two hundred and fifty
(1,250) hours during the (twelve) 12 month period immediately preceding FMLA leave.

ARKANSAS TEACHERS FEDERAL CREDIT UNION
Employees may elect to participate, via payroll deduction, in the Arkansas Teachers
Federal Credit Union. Applications may be obtained from the Personnel Office, but
membership plus any joining fees must be made directly with the Credit Union. Additional information regarding the Arkansas Teachers Federal Credit Union may be
obtained by contacting them at (501) 375-9250. They are currently housed on the Philander
Smith College campus.

EDUCATIONAL ASSISTANCE
Philander Smith College will provides educational assistance to all eligible employees
who have completed one (1) year of service in an eligible employment classification.
To maintain eligibility, employees must remain on the active payroll and be performing
their job satisfactorily through completion of each course. Regular full-time employees
are eligible for educational assistance. Employees may receive a one hundred percent (100%) tuition/fee discount up to the
cost of six (6) credit hours and their spouses and dependent children may receive
a fifty (50%) tuition/fee discount up to the cost of six (6) credit hours when enrolled
in classes at Philander Smith College. These discounts are secondary to any scholarships, grants, or other aid as outlined
in the college’s policy for institutional awards. At no time shall these discounts
result in creating refunds to the individual.

PAYDAYS All employees are paid semi-monthly on the 15th and last working days of the month.
Each paycheck will include earnings for all work performed through the end of the
payroll period. All employees are required to have direct deposit of their earnings.
In the event that a paper check needs to be issued, they will not be dispersed before
10 a.m. on paydays. The checks may be picked up from the Cashier’s window in the
Business Office. In the event that a regularly scheduled payday falls on a day off such as a weekend
or holiday, employees will receive pay on the last day of work before the regularly
scheduled payday.