No, any person who will be taking classes/sessions/courses in your absence should have a policy in their own name to protect them against claims for negligence whilst providing coaching/tuition/advice.

Yes certainly. You can pay a pro-rata amount for the remaining year to the end of March and then renew for the full year in April should you wish to. There are 3 periods of joining, please see the membership/joining page for further info on this. All Professional Individual memberships will be due for renewal by 31 March each year.

Sport, Recreation & Leisure Liability provides insurance for legal liability following Negligence / Nuisance / Trespass. Unlike other liability insurances, it not only covers Public Liability (where you are liable for injury or damage to other persons or their property), but also includes cover for the following which are excluded from other providers standard covers:

Professional Indemnity for injury following advice (e.g. during coaching / instruction)

Libel and Slander Liability following something you might have said or written down (including web sites/emails etc)

No. Sport, Recreation & Leisure Liability protection covers the named individual only. Your teachers would each need their own insurance. However if you are a limited company with those teachers in your employment, please refer to our brokers, Howden, (previously Perkins Slade) for advice on a suitable policy.

Specific injuries are covered by the Personal Accident policy, and a benefit is payable should you suffer such an injury. A temporary total disablement benefit is provided if you are not able to undertake your People Dancing recognised/authorised work due to this injury, and further details in this regard are provided in the summary sheet available to view to the right of this page.

Cover can be provided for any recognised activity of People Dancing. Some specific exclusions are:

Yoga

Martial arts

Aerobics

Gymnastics

Pole dancing

Stunting

Trapeze

Aerial work

Dance Movement Therapy - where this is the main focus of your work. We can not cover full time practice of DMT.

If you plan to undertake work you believe to be covered, but are concerned that it may fall within any of the above categories, please refer to People Dancing for clarification.

This list is by no means exhaustive and the insurance provided is subject to terms and conditions as noted within the policy documentation. If you need any further clarification about cover for your work, please call us.

Subject to a successful claim being made against you for which cover is provided, the intention of the policy would be that medical expenses incurred by the claimant/injured party (as determined within the settlement of the claim) are included. As this is a liability policy, your own medical expenses would not be included within the cover.

In addition to the Sport, Recreation & Leisure Liability cover provided, a Personal Accident policy is included for members. This provides benefits for particular injuries YOU may suffer whilst undertaking the recognised/authorised activities of People Dancing.

Please contact Shomon Miah at Howden, (previously Perkins Slade) on 0121 698 8052 or at: shomon.miah@howdengroup.com who will answer specific questions about the policy. If you have any queries about membership not covered above, or need any further information, please do not hesitate to contact People Dancing on 0116 253 3453.

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