So, the government are inviting the public to “have their say” on what should be included in the 2016 Autumn Statement. My submission, for what it’s worth is: I would introduce a minimum, government-backed, interest rate for savers of base rate +3% and cap total eligible savings at the same…

So Microsoft have gone and made an all-cash, $26.2 billion offer for LinkedIn and I can certainly see the logic. After acquiring Yammer not so long ago, they’ve now neatly secured the enterprise social media market – through owning two of the largest players – and have the opportunity to…

Having used Trello, Notability, Google Drive/Docs, Evernote, iOS notes and countless other note taking apps and software products over recent years, I’d say I’m fairly well positioned to pass judgement on OneNote. Made available freely by Microsoft (when?) there are different versions available as apps on iOS and android devices…

While I’m no eco-warrior, I continue to be dismayed about the Japanese whaling fleet. In the news this week was the story that the fleet had killed 333 minke whales. I just can’t understand how a supposedly developed nation can still claim this is a scientific programme. There’s nothing scientific…

So we’ve recently had the budget from George Osborne and amongst other things, he announced the Lifetime ISA. On the surface of it, the Lifetime ISA seems like an attractive proposition. And for many, it will be. Effective 25% profit (interest) guaranteed from the government on up to £4,000 of…

With the recent announcement and release of the iPhone 6s, there’s the usual rush to buy the latest and greatest device. But there’s an easy way to save yourself a bit of money off the list price. The 128gb iPhone 6s costs £699 if you buy it direct from Apple.…

It’s hard to argue with the detractors of the BBC licence fee because of the arbitrary way it has been made mandatory for everyone watching live TV in the UK, regardless of whether they actually watch any BBC programming. Personally, I watch BBC news and a smattering of other live…

With all the focus on the recent budget from George Osborne and the welfare cuts about to be imposed, it still surprises me that one of the UKs big benefits issues persists and remains undiscussed and untackled. Simply put, why are people on benefits able to have Sky TV subscriptions?…

Every time there are reports in the media about the woefully low annuity rates or the recently implemented pension freedoms, I wonder why there aren’t more flexible or state-backed options for annuities. As much as the pension freedoms might have kickstarted a more flexible approach to retirement planning, annuities will…