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Choosing a caravan insurance policy to protect your caravan can be a daunting task. With a multitude of insurance plans from many different insurers to choose from, making the right choice can be difficult. Here at E&L we like to think that getting a quote and purchasing cheap caravan insurance that's right for your needs should be as simple as possible. We offer a choice of plans for tourers, statics, trailer tents and camping equipment.

Weddings can be a large financial commitment and protecting yourself financially in the run up to the big day is worthwhile. Planning your wedding should be fun, so why leave anything to chance? Wedding Insurance from E&L® offers excellent peace of mind and great benefits. With the average cost of a wedding now at £20,000*, it makes perfect sense to protect yourself financially just in case.

It is an unfortunate reality that accidents and boat crime occurs on the many waterways. You can't always prevent these instances from occurring, but you can ensure that should the unexpected happen you have boat insurance cover in place.

Cycle Insurance from E&L® provides competitive, cheap bicycle insurance for your push bike and accessories. We cover most make and type of cycle so if your looking for mountain bike insurance, cover for your racing cycle or BMX, we can help.

Golf Insurance from E&L® provides comprehensive golf insurance cover at unbeatable value, with premiums starting from as little as £24 per year. That's just under 6p per day and means you can relax knowing that should anything go wrong you and your golf equipment are protected with cheap golf insurance.

E&L® Musical Equipment Insurance is ideal if you're a solo performer, part of a band or an orchestra. Whether you play an instrument for enjoyment at home or tour the country gigging as a semi-professional, we have an insurance policy that is suitable for you.

Buying camera equipment can be an expensive investment and it is an unfortunate reality that theft can be a major problem. It makes sense to protect your camera and equipment with quality insurance from E&L®. We are confident that you will find a camera insurance policy to suit your needs.

Unfortunately it is a sad fact but students are high risk targets for thieves. As a student you are likely to own expensive consumer goods. It is no surprise then that 1 in 3 students become a victim of crime each year. In fact 16-24 year olds are 3 times more likely to be victims of burglary than any other age group. (www.norfolk.police.uk)

A horse or pony can be a large financial investment and it's important to have insurance in place should anything happen.

Following the decision by the House of Lords in Mirvahedy -V- Henley (2003), you may be liable for any damage or injury caused by your horse, irrespective of whether your acts or omissions could be negligent. So, if your horse escaped from a well fenced field and causes a road traffic accident or kicks out at someone no matter how well it had previously behaved, you could find yourself faced with a claim for thousands of pounds in compensation.

Public liability cover is crucial to your equine insurance policy, protecting not only your horse, but you as well. E&L® offer up to £1.25m public liability cover.

With vet's fees up to a maximum of £5,750 per incident, personal accident up to £12,500 and cover for tack up to £1,750 plus many other benefits, we believe we have the right UK horse insurance cover for you. Why not take a look at the different options available and compare horse insurance cover to see which plan best suits your requirements.

Choice of cover level to suit most budgets

Vet fees cover up to £5,750 per incident

30% introductory premium discount

An additional 5% discount for insuring more than one horse

Other benefits include saddlery and tack, public liability and personal accident cover

Providers of equine insurance for over 20 years

Our horse insurance offers four different levels of cover, leaving you to choose which plan would best suit you and your horse or pony's needs. Cover options include:

Essential – standard cover including public liability

Intermediate Value – vet's fees cover up to £2,000

Intermediate – vet's fees cover up to £5,750

Premier – includes loss of use cover

For more details on the different plans available please see our policy information section. If you have any further queries you may be able to find the answer in our Horse FAQs. We also provide helpful hints and tips on a wide range of horse-related topics including diet, grooming, saddlery and tack and travelling.

Policy Info

Horse Policy Information

Monthly1

Yearly

Essential

Death of Horse

Due to accident/illness/disease plus up to £200 disposal costs. No cover for illness/disease for the first 14 days.

100% sum insured or market value if less

Public Liability

Legal liability to a third party, for the damages and costs arising from your use of the insured horse.

£1.25m

£1m

Theft or Straying

Plus up to £500 recovery costs.

100% sum insured or market value if less

Personal Accident

Cover for you and any rider/driver if whilst in control of your horse you suffer a) death, b) total permanent loss of sight, c) loss of two or more limbs, d) total permanent deafness in both ears or e) total permanent disablement preventing the rider from any and every occupation.

Type of Use 1 plus: hunting, hunter trials, novice one and three day events, polo, endurance and long distance riding, cross country, horse ball, polo-crosse, vaulting and Le Trec.

Excess

The excess is the amount you must pay towards a claim. Policy excess is £159 for all sections except Vet's Fees where it is 17.5% with a minimum of £159, tack 17.5% with a minimum of £160 and Public Liability £260. The excess if you live in Area B is 17.5% with a minimum of £165.

Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.