WASHINGTON — The Office of the Comptroller of the Currency posted today on its Web site illustrations of consumer information for nontraditional mortgage products that can be downloaded and printed for easy production to assist bankers if they choose to use them.

The OCC has posted on its Web site both English, and Spanish versions of the illustrations, as well as a template for one of the illustrations that can be adjusted to reflect relevant economic conditions.

The federal banking agencies issued the final illustrations of consumer information on May 31, 2007, and agreed to post the illustrations in a downloadable form at a later date. Institutions are not required to use the illustrations. They may choose to use the illustrations, provide information based on the illustrations, or provide the consumer information described in the guidance in an alternate format.

The illustrations of consumer information are intended to help institutions implement the consumer protection portion of the Interagency Guidance on Nontraditional Mortgage Product Risks that the agencies published in the Federal Register on October 4, 2006.