GAB
Robins appraisal department has extensive experience in providing
insurance appraisals for virtually every type of property,
and is considered the leading insurance appraisal provider in
the southeast marketplace.

2)

Our appraisers
have in depth experience with Florida Statute 718 and the National
Flood Insurance Program guidelines, which enable us to provide
our clients the most accurate estimate for hazard and flood
coverage.

3)

Our appraisal
division consists of tenured people of no less than ten years
construction cost valuation experience, and are Certified Construction
Inspectors.

A detailed
report, including digital photographic gallery and thorough
analyses are provided for each property.

6)

GAB Robins
utilizes data from two tenured national construction cost gathering
companies. Quarterly construction cost data updates insure current
cost information. Estimated values are cross- checked for reasonableness
with local architects, engineers, general contractors and developers
in area in which the property is located.

7)

GAB
Robins maintains a complete database of every insurance appraisal
valuation performed on be- half of our clients. This data will
be available on demand.

8)

GAB Robins
utilizes state of the art contact or data information software
and technology, which allows maximum client serviceability.
A response time of 24 hours or less is provided for any insurance
valuation question, and we provide a 24-hour online e-mail service.

WE
WILL BE HERE WHEN YOU NEED US!

WHAT
OUR CLIENTS ARE SAYING...

There is little doubt that obtaining this
appraisal was one of the most sensible things this club has done
from a financial point of view. The appraisal confirmed
our worst fears and we were obliged to adjust a number of our
values, somewhat substantially in a number of instances. The danger
of losing underinsured facilities is a nightmare no club manager
or Board of Directors wishes to even contemplate.

We expected the worst when we eventually came to
renew but, to our very pleasant surprise, our premium increase
was nowhere near what we had been told to expect. There is little
doubt that the appraisal played a big part in this and we are
most grateful to GAB Robins and Gulfshore Insur- ance for their
valuable guidance in this most important exercise."-Tony Dumas, GM, Kelly Greens Golf & Country Club,
Fort Myers

"The name GAB has been well known in the insurance
industry for many years, used for adjusting claims by all the big
name Insurance Companies throughout the world. GAB is now also known
for their property appraisals. A combination of both services comes
down to one simple fact- if your client has a loss, and arbitration
becomes necessary, who else but GAB would be a great arbitrator-
a professional, well known and respected adjusting Company, and
the Company which did your appraisal. What a winning combination
for the client- GAB!"-Ralph Avery, Avery & Associates, Inc., Boca Raton

"For many years, GAB has consistently provided our clients
with a professional, detailed, yet concise value appraisal that
focuses in on the necessary information. Their timely response and
accurate reports have proven to be an asset to the clubs and the
insurance industry."-Rob Papp, Senior Vice President, Palmer and Cay, West
Palm Beach

"Following on the tragic events of 9-11 last
year, our club was advised to expect, and make financial provision
for, a very substantial increase in our hazard and liability insurance
premiums. Horrific estimates of anywhere up to 100%, and possibly
as high as 200% were being thrown around with wild abandon.

As one can imagine, this caused us to start taking a very hard
look at our levels of insurance coverage. I personally came to the
conclusion that, in a number of respects, we were woefully underinsured,
predominantly due to a very recent extensive renovation and the
addition of new facilities. I met with our insurance broker, Brad
Havemeier of Gulfshore Insurance in Naples and together we decided
that a professional appraisal would be advisable. Our broker recommended
using GAB Robins and we did so. The fee we paid was, in my opinion,
more than reasonable. Quite apart from insurance issues, the report
is most useful in a number of respects. It is extremely detailed
and informative.