Hospital Malpractice

Hospital Malpractice Indemnity Policy is designed for Healthcare Institutions licenced by the Medical Practitioners and Dentists Council such as private and mission hospitals, medical centres, dental clinics, nursing homes, maternity homes as well as standalone funeral homes.

Hospital Malpractice Indemnity Policy provides adequate and affordable coverage for these healthcare institutions against financial and reputational losses in the event of incidents of malpractice or unexpected outcomes, after medical procedures conducted within the the scope of the professional services rendered under domestic legislation, ethical codes and rules.

Features

Reporting period – 6 months

Active external claims management to ensure claims are reviewed early to establish admissibility and explore all possible out-of-court settlement options and exhaust them.

Excess: 1% of Indemnity Limit.

Incident Management

In collaboration with Minet Kenya Healthcare Consulting, the policy will provide a proactive incident management and support to the insured institution right from the time an incident occurs to the time the matter is resolved. Minet will also provide online administrative and customer service support which will include Risk Management Audits for HealthCare Institutions that buy this solution.

These incidents include:

Court judgments/awards for acts of professional negligence

Legal costs of defense in court

Cost of disciplinary hearings

Cost of defamation suits

Loss of documents

Dishonesty

Libel and Slander

Your contract with your patient assumes reasonable care and skill during treatment. But even with utmost care, human errors can happen. This is where our Hospital Malpractice Indemnity cover comes in.