Practice Areas

Lawyer in Anchorage, Alaska

An Overview of Our Practice at the Law Offices of H. Frank Cahill

At the office of attorney H. Frank Cahill, we have been in practice for over 23 years, focusing our efforts on consumer bankruptcy since 1995. The hallmark of our practice is our commitment to providing great value to every client. Because of our considerable experience, we are able to quickly identify and address all your concerns. We won't waste your time, money or resources, only charging your for work actually done. Our reputation for comprehensive and cost-effective counsel brings many new clients to us by word of mouth or by referral.

To learn more about how we can help you, contact our office or call us at 907-222-4905 to set up an appointment.

Chapter 7 Bankruptcy

We represent individuals who want to permanently discharge certain debts under Chapter 7 in exchange for the sale of non-exempt assets. We will help you determine whether you qualify for protection under Chapter 7 by walking you through the law's "means test." If so, we will prepare all the documents necessary to complete the process and will act as your advocate in all meetings or hearings. See our Chapter 7 bankruptcy page to learn more.

Chapter 12 Bankruptcy

If you are a family farmer or fisherman, Chapter 12 bankruptcy may offer special benefits for you. Like a Chapter 13, this process would involve a repayment plan.

Chapter 13 Bankruptcy

If you are not eligible to discharge debts under Chapter 7 or you want to repay your creditors, we can help you reorganize your debt through a Chapter 13 filing. We will help you prepare and submit a plan of reorganization to your creditors and will review all proposed repayment plans, to make certain they are within your means. For more, go to our Chapter 13 bankruptcy page.

How To Beat The Means Test And Avoid Chapter 13 Bankruptcy

Bankruptcy law requires almost every debtor to run his or her gross household income through the “means test” to compare it to other similar size households in the same state. Debtors whose household income exceeds the median (as established by the Census Bureau) must file under Chapter 13 (or face a motion to convert or dismiss the case), unless their allowed expenses (payroll deductions, secured debt payments, and living expenses as allowed under IRS rules), leaves them essentially no income to pay creditors. Filing under Chapter 13 means making burdensome monthly payments for five years. For additional information, see our How To Beat The Means Test And Avoid Chapter 13 Bankruptcy.

Though we focus our efforts on bankruptcy and real estate, we are a typical small town law office, providing counsel to clients on the broad range of legal problems faced every day.

Contact Attorney H. Frank Cahill

To schedule an appointment, contact us or call us at 907-222-4905. We are conveniently located at the west end of the park strip in downtown Anchorage, with ample free parking nearby. Our office is open Monday through Friday, from 8:30 am until 5 pm. We accept Visa and MasterCard for all real estate matters. For bankruptcy clients outside of Anchorage, we will use our best efforts to obtain the court's permission to hold creditor meetings by telephone.