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Tenants’ insurance

If you're a tenant in rented accommodation, you can buy contents-only insurance from Hiscox. We’re experts in insuring homes like yours so we understand it’s not always easy to put a price on the things you value.

To help make sure you're never underinsured, our new contents insurance provides unlimited cover. This means that whatever the value of your loss, you can be confident you're covered. You only need to list any items, pairs or sets worth £15,000 or more and give us a total value for any jewellery, art and collections. For certain claims, such as the loss of money while away from home, there's a maximum amount we'd pay. However, the cover we provide is still higher than most other home insurance policies. Visit our cover details page to learn more.

Why choose Hiscox Contents Insurance?

No need to list any items under £15,000You only need to tell us about individual items, pairs or sets worth £15,000 or more so you don’t have to spend time listing everything you own

Tailored cover for jewellery, art and collectionsPeace of mind for your most treasured possessions – simply tell us how much cover you need

Worldwide coverYour belongings are covered away from home for up to 60 days at a time

Tenants' improvementsImprovements you make to your rented property, such as putting in a new kitchen or bathroom, are covered up to £25,000

Rent or alternative accommodation for your family and petsIf you're unable to live in your home due to damage

Exceptional claims serviceOver 96% of customers surveyed who have made a claim would recommend us(Insight Now, 347 surveys, Jun-Nov 2016)

Optional cover you can add to your policy:

Accidental damageYou're covered for accidental damage at home and while away from home. It may help to know that over the last 3 years, accidental damage was the cause of 1 in 5 of the claims

Home office coverIf you run a small office-based business from your home with no more than 2 employees, you can cover your home office against damage and loss up to £25,000

Home emergency coverGet up to £1,000 of cover per claim for emergency repairs at your home arranged by us and carried out by one of our approved contractors

Legal expenses coverProtect yourself and your family with £100,000 of cover for the cost of negotiating and pursuing your rights against a wide variety of legal issues

No claims discount protectionBe able to make one claim per policy year without reducing the no claims discount you've built up – which can be up to 25% for being claims-free for 5 years or more

If the unfortunate happens and some of your contents are lost, damaged or stolen, simply call our award-winning claims team. If we can't settle your claim immediately, we'll assign a dedicated Claims Underwriter to your case who will handle your claim from start to finish.