Next Payment Loan®

SenecaOne can help to bridge your pressing financial gap by loaning up to 100% of our customers’ next after-tax net payment. The loan comes with a competitively low fixed-interest rate and no monthly payments*.

$100K Cash Advance

Another benefit of partnering with Your Trusted Source® is the SenecaOne cash advance program. Qualifying lottery winners involved in a transaction with SenecaOne can get an advance of up to $100,000 against their lump sum payment.

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SenecaOne pairs our excellent Better Business Bureau A+-rated service with personalized solutions to make sure we meet your specific needs. Getting you the cash you need as quickly as possible.

SenecaOne’s Lottery Process

To make the process as quick as possible, SenecaOne can get your money to you in 6 easy steps:

1

Get to Know Your Funding Specialist

Our Funding Specialists like to listen. It helps them understand your financial goals. With the big picture in mind, they can fully explore your available options and map out the best way to help you get the money you need.

2

Complete Your Paperwork

Your dedicated Funding Specialist will send the transaction agreement and paperwork for you to sign. SenecaOne then requests the prize verification from the state lottery.

3

Transaction Approval

SenecaOne will file a petition to get the transaction approval from the court. After being reviewed by a judge, the court issues a court order. Few states will require you to appear in court. If they do, there is a good chance your Funding Specialist will be there with you.

4

You Receive a Lottery Acknowledgement

Your court order is immediately sent to the state lottery where the sale of your lottery prize will be confirmed. When that happens, SenecaOne will receive an acknowledgment of the transfer from the state lottery.

5

Choose Your Payment Method

With the lottery’s acknowledgement in hand, SenecaOne offers you options for getting your money to you as quickly as possible.

Choose from:Overnight mail or a direct wire transfer.

6

You Receive Your Money

Whether it’s a need, a dream opportunity, or anything in between, you now have the financial freedom and peace of mind to make it a reality!

Get Started

Make the call today to see how we can get you the cash you need. Talk to your Funding Specialist.

Lottery Prize Industry Leaders

SenecaOne started lottery purchase operations in 2002 and quickly established itself as a market leader in buying lottery annuities. Since then, SenecaOne has serviced over 1,000 different lottery winners, securing over $575 million in future prize payments.

SenecaOne has always been committed to helping our customers realize their long-term financial goals. As well as our lottery prize purchasing power, SenecaOne can also fill immediate cash needs through our range of flexible cash advance and loan programs.

Contact your dedicated SenecaOne Funding Specialist to see how we can get you the cash you need.

Making Your Trusted Source® Better

Whether you are looking for a new roof to live under, or just need to fix the one currently over your head — SenecaOne can get you the cash you need. The combination of our speedy lottery prize purchases and available industry-leading advance programs, add up to SenecaOne quickly getting you the most money we can.

It doesn’t matter what you’re looking to sell—your next payment, portions of future payments or all your payments. Your Funding Specialist is ready to discuss your options so you can maximize your opportunities.

SenecaOne doesn’t charge transaction fees. None. Getting our customers the most benefit from their available cash is just another way SenecaOne stands by its commitment to be Your Trusted Source.®

WE RESPECT YOUR PRIVACY:

By submitting your email address, you consent to our keeping you informed of your cash options and other related inquiries from SenecaOne. We will not rent or sell your email address to third parties, and you may unsubscribe at any time. For more information, see our Privacy Policy.

*Must be a certified lottery prize winner to qualify.

Get Your Free Quote Now

To learn more about how SenecaOne can help you access the cash you need, fill out the form below to speak with one of our Specialists.

By submitting your email address, you consent to our keeping you informed of your cash options and other related inquiries from SenecaOne. We will not rent or sell your email address to third parties, and you may unsubscribe at any time. For more information, see our Privacy Policy.

Get Your Free Quote Now

To learn more about how SenecaOne can help you access the cash you need, fill out the form below to speak with one of our Specialists.

By submitting your email address, you consent to our keeping you informed of your cash options and other related inquiries from SenecaOne. We will not rent or sell your email address to third parties, and you may unsubscribe at any time. For more information, see our Privacy Policy.

Get Your Free Quote Now

To learn more about how SenecaOne can help you access the cash you need, fill out the form below to speak with one of our Specialists.

By submitting your email address, you consent to our keeping you informed of your cash options and other related inquiries from SenecaOne. We will not rent or sell your email address to third parties, and you may unsubscribe at any time. For more information, see our Privacy Policy.

Get Your Free Quote Now

To learn more about how SenecaOne can help you access the cash you need, fill out the form below to speak with one of our Specialists.

By submitting your email address, you consent to our keeping you informed of your cash options and other related inquiries from SenecaOne. We will not rent or sell your email address to third parties, and you may unsubscribe at any time. For more information, see our Privacy Policy.

Reviews Submission Terms & Conditions

By submitting an online review at SenecaOne.com you are giving your permission for Seneca One, in its sole discretion, to use your comments in marketing materials, including but not limited to website, social media and print. The reviews featured on this website are moderated and Seneca One reserves the right to display reviews that, in its sole discretion, it deem appropriate. You further understand and agree that if Seneca One features your review, you will only be identified by your first name, last initial, city and state. By submitting your review, you further agree to allow Seneca One to contact you either via email or at the address on file regarding your review.