""I have purchased clothes from United colors of Benetton and Reebok on my EMI Card. Both transactions were seamless&hassle free. Loved the fact that I could use the sale period to buy all my stuff&had to pay my first EMI after 1.5 months!""

Features and Benefits

The EMI Card is the way to pay for all your purchases. From clothes and accessories to footwear and handbags, you can buy a variety of products from different brands on no cost EMIs. The EMI Card is like a pre-loaded EMI Card, all you have to do is just swipe the Card at our partner stores and shop for your favourite brands. It's that easy.

Divide all you buy into No Cost EMIs

What you see is what we charge. There is no hidden cost at all. No cost EMIs is free from hidden charges like interest and processing fees. Suppose you buy a pair of jeans priced at Rs.7500, you pay only Rs. 2500 each in three months and nothing more.

Swipe your EMI Card to buy

Menswear

Women’s wear

Ethnic wear

Traditional wear

Western formals

Accessories

Handbags

Travel bags

Footwear

Eyewear and many more

Minimum purchase of Rs. 5,000

Buy for a minimum amount of Rs.5000 and divide into 3 no cost EMIs of Rs.1,667.

Instant approval

When you swipe your EMI Card, there is no waiting. Get instant approval basis your loan amount eligibility. Log into our customer portal or Experia app to know your eligibility.

To get Experia app SMS EMI to 56070

No down payment & processing fee

No down payment and processing fee when you swipe your EMI card to buy clothes & accessories.

No documentation

Experience a seamless process of availing the loan by just swiping your EMI card at the time of purchase without providing any additional documentation.

Online account access

You can get all information about your loan, such as payment schedule, interest certificate, etc., through our customer portal and Experia app.

Not an existing customer?

You’ll be surprised how easy it is to get a Durable, Digital and Lifestyle Loan with Bajaj Finserv, even if you’ve never used our services before. Just visit any of our 16000+ partner outlets across over 160 cities and 232 rural locations in the country and our in-store representative shall guide you through the entire process.