Access to finance

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Updated
07/2015

This site will help you to apply for finance supported by the European Union. To access EU finance, click on your country to locate banks or venture capital funds that provide finance supported by the EU:

How it works

Access to EU Finance

The European Union supports entrepreneurs and businesses with a wide range of EU programmes providing ﬁnancing through local financial institutions. Every year the EU supports more than 200.000 businesses.

Who is eligible for EU funding?

Funding is available for start-ups, entrepreneurs and companies of any size or sector. A wide range of financing is available: Loans, guarantees, equity funding and other.

How it works

The decision to provide EU financing will be made by the local ﬁnancial institutions such as banks, guarantee societies or equity investors. Thanks to the EU support the local financial institutions can provide additional financing to businesses.

The exact ﬁnancing conditions – the amount, duration, interest rates and fees – are determined by these ﬁnancial institutions. Contact one of over 1000 financial institutions to find out more.

Your right for credit feedback

You have a right to get feedback from credit institutions on their credit decision. This can help you understand your financial position and improve your chances to obtain financing in the future. Use your right and refer to Article 431 of the EU Capital Requirements Regulation 2013.

Support is provided from multi-annual programmes co-ﬁnanced by the EU.

European Investment Bank group is the long- term ﬁnancing institution of the European Union and provides financing to investment projects and businesses.

How can I get direct EU grants?

EU provides also grants aimed at specific policy objectives like research or education. Some of these can be relevant for businesses. All grants are accessed through calls for proposals at specified times.

For enterprises & entrepreneurs

Contact a local business support partner

Your enquiry will be sent to a support partner from the
Enterprise Europe Network. To assist the advisor to respond in a timely and correct manner to this free service, please provide as much information as possible.

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