Bio:Wealthy former professional gambler, Nicholas Powell was looking for more thrill in his life. He decides to become a mercenary, incorporating his love of gambling into his work. Anyone who hires him would, instead of directly paying, bet his fee against him actually completing the mission. If Powell, calling himself Chance, is successful, he receives his fee; if not, he lost the "bet" and owes that amount to his contractors. The thrill of this risk was the only way in which Chance felt the work was truly interesting.

Chance has clashed with Iron Man, Spider-Man, and the vigilante anti-hero Cardiac. He, alongside the Vulture, was partially responsible for the death of May Parker's one time fiancee, Nathan.