I have just been reading posts on insuring Porsche’s and was wondering what other 993 owners are paying. Now this subject can be “how long is a piece of string” and I used to work in the insurance sector so many factors are assessed before a quote is given, age, occupation, postcode, mileage etc. Multi car policies sometimes reduces premiums, again a consideration but for the exercise of this post, single car policies/premiums only. This is a personal and private piece of information so I fully understand some owners wishing to keep stum.
My premium to Carole Nash was £375, insurer is KGM for my 1995 C2, in June this year, 5000 miles p.a. and I was 66 at the time, postcode is NE39._________________1995 Carrera in Guards Red
1987 Mercedes 300SL (R107)

Admiral £193 renewal quote for later this month
8 years NCB
Clean licence and no previous claims
1996 C2 with a few mods - suspension, wheels and seats
5000 miles pa
Agreed value £45k
Garaged
Age 47
Postcode E11

I was previously paying c.£500 with Classicline for many years._________________1996 C2 Coupe, Polar Silver, Manual

NpporscheNewbie

Joined: 08 Aug 2011Posts: 25

Posted: Sun Oct 08, 2017 8:51 pm Post subject:

I’m with classicline for the Turbo.
Guaranteed Value £130k
£750 excess
1.5k limited mileage
No convictions or accidents
Cat 1 alarm
A very reasonable £800 a year compared to my two family cars that are nowhere as valuable or fast.

993 C4S
based on a market value of c£85k (not agreed valuation in a rising market )
5k miles pa
9 points on licence
full no claims
not protected
Liverpool postcode

nb it made a big difference to the quote (increase) when value went >£50k. I have double checked the small print and Zingari is NOT on the valuation panel

I market compare every year and have been happy that classicline are competative for me.

I take it you see through the con of 'protecting' NCD

Also I was under the impression NCD doesn't count on these cars as they're on a classic policy as long as you have another car insured. Or are some like Admiral 'mirroring'?

I'm Classicline for c£300 - but that does give you free UK track days if you want them and free EU breakdown

I'm just pulling in quotes for my next purchase a Triumph 'Bobber' as I fancy a spin on 2-wheels and after a small gap of 28yrs riding c£120 aint bad _________________Me? The 13th Duke of Wybourne? Here? In a sixth form girl's dormitory? At three o'clock in the morning? With my reputation? What were they thinking of?

MilSubSpa-Francorchamps

Joined: 10 Jun 2014Posts: 301Location: Hampshire

Posted: Sun Oct 22, 2017 12:57 pm Post subject:

Zingari wrote:

I'm just pulling in quotes for my next purchase a Triumph 'Bobber' as I fancy a spin on 2-wheels and after a small gap of 28yrs riding c£120 aint bad

I'm with Classicline, £49k agreed value, 5k miles pa, £230 aged 56 in Lincs. I tried to use Admiral classic but after an age waiting on the phone they told me they wouldn't agree the value until after I'd taken the policy out. _________________'95 993 C4 Polar Silver on Marble Grey,
Techart Aero Kit,
Techart Silencers and large ovals,
Techart turbo brake ducts,
Hard back Sports Seats.

My premium to Carole Nash was £375, insurer is KGM for my 1995 C2, in June this year, 5000 miles p.a. and I was 66 at the time, postcode is NE39.

I started this post and I should explain my tale in trying to get cover.
I called Carole Nash (insured with them since 2007, all my three classics and since 1996-2006 with my bikes) in February this year asking for a potential quote for a 993 I hoped to purchase and was politely informed that I could not get cover because I had never owned a Porsche previously. They would only quote for a driver with 4-5 years experience of driving such cars. I tried to explain I was not a 25 year old and would not be tear-arsing around, no points, accidents or convictions, still the computer said no! After getting off the phone I was furious and called back later, explained what I had been told and was promptly given the same answer. After trying to reason with them I suggested my renewal for my two Mercedes in June and October would being going elsewhere, that is when I was offered a call back and after a day or so I was given what I thought was a reasonable quote, due to “being a long term loyal customer”.
As things turned out that particular car got sold and I started looking again and in May found the car I wanted. All I had to do was call CN back and arrange cover? wrong, the manager I had originally dealt with had left and I was back to square one, lack of driving experience etc.
After more threats of leaving CN completely, call backs etc a policy was arranged to commence in June however it took nearly 3 months to get an agreed valuation, they blamed the changed of reg number, I will be looking probably at a Porsche specialist broker next year._________________1995 Carrera in Guards Red
1987 Mercedes 300SL (R107)

PH5121Newbie

Joined: 19 Oct 2017Posts: 21Location: Yorkshire

Posted: Fri Oct 27, 2017 6:21 am Post subject:

Wow, computer says no.

I insure my 993 through a broker called Principal Insurance. It cost me £395 for a proper (not classic policy) with protected no claims bonus, my wife as a named driver, value of car £50k, and mileage assumed to be 3000 miles p.a.

The car is garaged and I've no points on my licence.

TobesetcBarcelona

Joined: 02 Jun 2014Posts: 1269Location: West London, UK

Posted: Fri Oct 27, 2017 6:28 am Post subject:

That's a dreadful experience, I'd leave them on principle (the principle that I'm an awkward sod!)

The other issue I find bad is that you can't get short-term fully-comp cover for a test drive before you buy a car. So you test drive with TP(FT) only. What I did, when I was buying, was tell the insurance company I'd bought the car before the test drive and use the cancellation period to cancel if I didn't buy. (Obviously if the worst happens you have to buy... but most sellers say "you crash you buy" anyway, so at least that way I was insured!)

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