Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Au Housing Finance was incorporated as a private limited company that provides the best housing loans under different categories. The company is providing finance facility in Delhi, Gujarat, Haryana, Madhya Pradesh, Maharashtra & Rajasthan.

Maximum loan amount will be 75% of the cost of the property & Also the repayment capacity of the customer.

Maximum loan tenure will be 15 years or retirement age (whichever is earlier).

Individuals can apply singly or jointly. Proposed owners of the property will have to be co – applicants.

The Repayment of the loan shall be done via EMIs (Accepted through post – dated cheques or ECS) based on loan amount, tenure & rate of interest.

For Security Mortgage of house/flat needed.

AU Housing Finance Home Loan EMI Calculator

Loan Amount

Interest Rate (Reducing)

% Per Annum

Loan Tenure

(in Months)

Monthly EMI

Total Amount with Interest

Flat Interest Rate PA

Flat Interest Rate PM

Total Interest Amount

Yearly Interest Amount

Document Required

Au HOUSING FINANCE Ltd.

DOCUMENTS REQUIRED

Salaried

Self employed professionals

Self employed businessman

Application form with photograph

ID & Address proof

Latest salary slip

Education qualifications Certificate & Proof of business existence

Form 16

Last 3 year income tax returns (Self & Business)

Business profile

Last 6 months bank statements

Last 3 years profit & loss and balance sheet

Last 3 years income tax returns (self & business) documents maintained by the customers for income calculation.

Last 6 months bank statement

Last 6 months bank statements (self & business)

Processing Fee

PROCESSING FEE & CHARGES

Processing charges

2% + GST (On sanctioned value) to be collected before disbursement or deducted from 1st disbursement.

CERSAI : At the time of Disbursement : Creation of charge

₹ 100 + GST (For loans > 5 lacs) & ₹ 50 + GST (For loans < 5 lacs)

pre payment charges

No charges on part prepayments of home loans on variable / floating / fixed interest of rate.However, if a payment is made by borrowing from any other bank or a financial institutions then, 5%+ GST as applicable in Pre- closure Charges would be levied on principle o/s & all part prepayments done in case loan is closed within 12 months of the first disbursement. 3% + GST applicable in pre-closure charges would be levied on principle o/s & all part prepayments done in last 12 months in case loan is closed after 12 months of disbursement.

Late payment interest

3% per month compound for number of days delayed in PEMI / EMI Payment

Cancellation & disbursement cancellation charges/ fees

If request received within 7 days of the disbursement, only ₹ 1000/- + GST will be charged.

Otherwise, if request received after 7 days then ₹ 1000 + GST with PEMI till the cancellation request.

HOW TO APPLY ?

Step 1 : You can simply click on the link to submit the form loansninsurances.com