Rukia K. is in her mid-fifties and married with 5 grown-up children. She runs two businesses, selling fried fish, fruits and vegetables. She has been in these businesses for two years now. She works from 5:00am to 8:00pm daily and makes a good monthly profit.

This will be Rukia's 6th loan from Tujujenge Tanzania. She used her previous loans to increase her business stock and make bricks. She has paid back her loans successfully. She hopes to use her new loan to make more bricks and build the foundation of her house. Rukia's dream is to have her own house.

Rukia will share her loan with her loan group Tuyangatane, which has 15 members. The members of the group will hold each other responsible in paying back their loans.

In the picture, Rukia is in front, wearing a blue dress and holding a white bag.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.