Public & Employers’ Liability

All businesses are responsible for their employees and any members of the public they interact with.

Litigation is an increasingly common part of our society and if an employee or member of the public has an accident or sustains injury, illness or financial damage that they feel your business is responsible for, they may take legal action.

Defending against such a claim can be expensive, even if it is proven false, and this is why possessing the correct liability insurance is essential.

Cover benefits can include:

Keep your business legal and compliant

Legal defence costs

Employee injuries and illness

Damage to employee property

Third party injuries

Damage to third party property

Public Liability Insurance protects you from claims of injury made by members of the public.

This insurance is crucial for businesses that frequently interact with members of the public, including shops, restaurants and mobile tradesmen like hairdressers and electricians.

Employer Liability Insurance is a legal requirement for any company with employees, apprentices or volunteer workers and covers you from claims made by employees should a workplace accident occur.

For more information on Public & Employer Liability Insurance, get in touch with Hinks Insurance to talk to one of our experienced account advisers.

We’re always at the end of the phone. Call 01482 323424 to get started.

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