Location: I live in the Heartland of the United States - Western Kentucky

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You can alternate layers of cake chunks/crumbs, pudding, fruit. The pudding base can be flavored with liqueurs or flavorings that compliment the fruit.

Flavored whipped cream can be substituted for pudding if you want. Espresso powder could be mixed in with the whipped cream for another flavor, depending on the other ingredients in the trifle. Let your imagination be your guide.

Yes, it is served cold.

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"As a girl I had zero interest in the stove." - Julia Child
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It seems like I should combine my crumbs with fruit jelly or liqeuer, and top with pudding and cream, or something similar to that, is that about right?

OMG, trifle is the world's best, best, best pudding! You should try it. We tend to have it on Boxing day or New Years day...but its wonderful and there are lots of variations.

Cake scraps in the bottom of a bowl, slosh over some sherry/ameretto/rum....depending on fruit used and prefernce, then fruit, or fruit and "jello" then custard (real thick, vanilla custard!) then whipped cream, then perhaps some srunchy ameretti biscuits and cherries to decorate. I put the biscuits in the bottom layer too, because I like the texture once they get soggy.

Rhubarb makes a nice trifle, or chocolate cake with cherries or oranges for the fruit.