According to a report in Finextra, mobile-only startup Atom Bank has gone live in the UK following the lifting of regulatory restrictions.

The bank uses face and voice biometrics plus machine learning technology to authenticate and service clients.

The Atom app will initially be made available now for iPhone and iPad users who have pre-registered via the bank’s website. An Android version will be released soon.

According to reports, Atom Bank has raised more than £135m in capital since April 2014 through more than 100 private and institutional investors including Spanish bank BBVA, who holds a 29.5% stake.

Face and voice biometrics are used to log-in to the app and the bank will also be using machine learning technology to guide its customer support team.

“This is the start of a remarkable transformation of the banking landscape for everyone,” said Atom CEO, Mark Mullen. “Atom aims to offer a genuine alternative to the insidious and self-interested banks that dominate the UK banking landscape. Our approach will be to constantly evolve and extend our offering, with monthly updates to our app and a dedication to providing a better value, greater transparency and a much more innovative banking experience.”

In December it was revealed that the bank will use Daon’s mobile biometric authentication solution, IdentityX. The platform is currently being used by the American financial services company USAA who have more than one million users registered.