New to the UK

We make banking easy

If you’re thinking of coming to the UK, or you’ve already arrived here, welcome! We have a wide range of products and services to cater for your needs. We also have lots of useful information to help you get settled in, whether you’re coming here to work or study.

I found a helpful link on www.lloydsbank.com

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I found this on the Lloyds Bank site and wanted to share it with you: [PAGE_TITLE] [PAGE_URL]

A Visa debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide.

No charges when you use your debit card to withdraw cash from Lloyds Bank ATMs. You can also withdraw cash free of charge from over 63,000 ATMs throughout the UK, in the LINK network. (This doesn’t apply to customers who have a Cash Account).

Get a Lloyds Bank Visa debit card to use online, and in more than 500,000 places in the UK and 27 million places worldwide.

If you want more from your current account you should consider our range of Added Value Accounts which come packed with great benefits such as AXA Travel Insurance, AA Breakdown Cover and Mobile Phone Insurance.

If you’re coming to the UK to study you should have a look at our Student Account, which is packed with features.

Offshore banking

Alternatively you might find that a bank account held offshore is more suitable for your needs. For example, If you’re likely to move between countries rather than be resident in the UK, it may be more tax efficient to open a Lloyds Bank International Account

You can also open an account in Euro or US Dollars, as well as Sterling.

International payments

When you’re ready to open your Lloyds Bank account, just bring your passport or EU/EEA ID card into your nearest branch. That’s usually all we need, but occasionally we may ask you for a second piece of identification.

If you’re an overseas student you’ll also need to provide a letter from your university or college. It should be on letter headed paper and confirm you have a guaranteed place on a course that is longer than 6 months, and show your start and graduation dates.

You can use the following documents as proof of identity:

UK/EEA/EU passport

UK/EEA/EU photo driving license. Driving licenses that do not have a photo are not acceptable

EU/EEA National Identity Card

Northern Ireland Voters Card

Young Scot Card (under 18s only) – this can be accepted at all branches

Firearms or shotgun license

Customers who have passports from the following countries can use their passport with a valid visa as an acceptable form of identity:

Australia

Canada

Hong Kong

Japan

New Zealand

Singapore

South Africa

USA

If you can’t provide one of the above, you will need to produce one document as proof of your identity and an additional document as proof of your address as follows:

Proof of identity:

Benefits or State pension notification letter

Current UK non photo driving license

Blue disabled drivers pass

All other current signed passports with valid UK Visa not listed above

You may find that banking in the UK is different from the way you bank in your home country. So you can manage your money most efficiently, it’s helpful to understand the main differences, for example:

* Account opening is subject to our assessment of your circumstances. You must be 18 or over to apply.

**Not all PhoneBank services are available 24 hours a day, 7 days a week. Please speak to an advisor for more information.

Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Lloyds Bank plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.