You like to travel. So far, you have not run into any major issues while traveling abroad. Sure, there have been some hiccups along the way, but for the most part, you arrived and returned home safely without much hassle. But what if it could be easier?

According to recent research by Barclays, the multinational financial services and universal banking with operations in over 50 countries and territories, Australian households are the most indebted in the world.

Travel season is upon us, which means planning, preparation and packing for that perfect trip. Here’s the top ten essential items you MUST have in your backpack to ensure you’re holiday goes off without a hitch.