Equifax News

One of the top questions people ask me is how to improve their credit score. I often reply, “All you have to do is ask.” They look at me, confused, and say, “I just DID ask. What’s the answer?” I apologize for the lame consumer reporter humor and explain that I mean they should ask their CREDITORS

Dear ABC News Fixer: My mother passed away June 1. Within hours after her passing, my wife notified Aetna because my mother had an electronic withdrawal set up for her Aetna Medicare plan premiums. A couple of days later they sent us a letter stating that her insurance had ceased on June 1. Then,

It’s been a couple of weeks. That means about 30 percent of us have already given up on our New Year’s resolutions. If that resolution is a financial one, then I urge you to “take a mulligan.” Hit the re-set button. Begin at the beginning. Start over. Don’t give up! When Bankrate.com asked people

The holiday season is just getting underway, a time dedicated to finding the perfect gift for loved ones. Unfortunately, it’s also a busy time for people dedicated to the commission of identity-related tax fraud. I’ve written more extensively about this issue in my book Swiped: How to Protect

California woman Maria Vazquez got the shock of her life when she checked her driving records at the Department of Motor Vehicles and found out she was officially “deceased.” Since Maria is very much alive, she wrote to The ABC News Fixer to help bring her back to the bureaucratic land of the

Dear ABC News Fixer: I switched to T-Mobile last October from AT&T. I traded in my phones to get their equipment and was told by the T Mobile rep that they would pay my early termination fee with AT&T. They never did, and by the time I found out, the AT&T account had gone into collections. We were

His prayers have been answered. A Brooklyn man named God won a battle with the credit reporting agency Equifax , which finally recognized his name after years of problems getting loans and higher limits, according to a court settlement. The 27-year-old sued the agency last year in Brooklyn Federal

Sometimes doing what you think is the right thing can have consequences you never intended. Shane, one of our readers, wanted to be sure his credit was in top condition before applying for a loan. He checked his credit reports, noticed an inaccuracy, and he disputed it. And then he applied for a

VantageScore is making headway into the credit score market dominated by FICO, says the firm behind the upstart measure of credit-worthiness. Nearly one billion VantageScores were generated in 2014 -- a 600% increase -- says VantageScore Solutions LLC, a creation of the nation's three credit

Around this time last year, cybercrime went mainstream with Target’s announcement that the credit and debit card accounts of 40 million shoppers were nabbed during the height of the holiday shopping season. Worse, the personally identifiable information of 70 million Target customers was in the