Chip Technology FAQs

American Bank & Trust Visa Debit Cards now come with chip technology built right in. This tiny chip protects your card information in a big way.

Q: How does chip technology protect my information?

A: Whenever you use your card at a chip-activated terminal, the embedded chip generates a one-time user code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Q: Where can I use a chip card?

A: You can use your card at millions of places that accept Visa Debit Cards, at home and around the world.

Q: Can I swipe my chip card to pay?

A: Yes. If a merchant is not yet chip-activated, you can continue to swipe your card and enter your PIN. Or select Credit and sign for your purchase, if necessary.

Q: Can I use my debit chip card at the ATM?

A: Yes. You can still use your chip card to get cash, check your balance and more. Simply insert the chip end of your card with the chip facing up. Your card will remain in the ATM until your transaction is complete.