Travel insurance can be a powerful tool for staying protected while on the road. Its original purpose was to protect travelers from theft, but over the years, travel insurance coverage has been adapted to pay for the costs of canceled flights, hospital treatments and dozens of other unexpected costs. Understanding how travel insurance works and how different types of coverage act in an emergency is essential when planning for a trip.

So many hotels resort to enticing people to book direct with added-value perks, … Read the rest