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HELP! NEED ADVICE ON UPCOMING IVF AND RE CHOICE

I don't post very often but I ALWAYS appreciate feedback. I'll start with my numbers: CC Test FSH = 13.7; Follicle count 9; AMH level .11; 39 years old - 40 end of Oct. TTC for 3 years; PG naturally in January which ended in spontaneous abortion at 20 weeks - Downs. One daughter - 6 years old.

Ok, I live in Wa State. I've been working through Seattle Reproductive. Their cutoff on FSH is around 14/15. I just got the preliminary on my meds for this first cycle in August and its around $5000. I have a $40,000 lifetime benefit through my husband's insurance for IVF. That INCLUDES meds. After I found out how much the meds were going to cost I asked the clinic to give me a breakdown of the rest of the cycle including ICSI. The total cost including the meds was around $18,300 (13,300 for the cycle).

That means I'll most likely only get two cycles out of my benefit (maybe that's normal for a woman my age). Now here's where I'm in a quandry. Don't know if I'm over thinking this or what. I'm not opposed to paying that amount if I know I have the BEST. When I mean the BEST I'm referring to a doctor that sees my numbers day in and day out and still can perform a miracle. My RE at Seattle Reproductive (which I really like) assures me that he's treated lots of woman in the same boat. The clinic has a good success rate for women in my age group (30-35% PG rates). I think my RE told me that I have roughly a 40% chance of becoming pregnant in each cycle and a 25% chance of a live birth. If I committed to 3 cycles he thought I'd have a 80% chance of becoming PG and 50% chance of live birth.

So ladies, do I travel outside the state to see a better RE then what I'm dealing with now keeping in mind the costs? Do you think I should stay where I'm at or go to someone better equipped for my situation? Or, does it really matter? I don't want to blow this gift due to convenience. If any of you out there are dealing with really great RE's that are specialized for our situation (women approaching or over 40) would you let me know.

This is a huge decision and I need a little nudge one way or the other.