One thing that is dawning on me is how intrinsically inaccurate the 9mm is. And that is what I carry.

When I say that I'm thinking of pocket guns that shoot very accurately chambered in 22, 25, 32, & 380. And then accuracy just goes to pot when you start getting into the pocket nines. Heck, even service size 9s aren't very accurate either save the Sig p210.