5.
What does Community
Investment accomplish?
There are four sectors of community impact.
AFFORDABLE HOUSING MICROENTERPRISE
• build/rehab housing • small cottage industries
• first mortgages • loans less than $25k US
• training & • as little as $50 abroad
empowerment • peer lending and TA
SMALL BUSINESS COMMUNITY DEVELOPMENT
• targeted populations • important infrastructure:
assisted to start/expand non profits, daycares, clinics,
businesses cooperatives and
• $25,000 and over environmental

10.
Even stories and pictures of impact!
A Long Journey
Bertha Sandoval Rivera is a living testament to the power of microlending. Twenty-six years
ago, Bertha made her living selling vegetables on a street corner. Because she had no cash, she
had to buy her produce on credit at inflated prices. By the time she had paid the supplier back at
the end of each day, she only had enough money to keep her family fed that night. “It was very
sad,” she remembers.
Unlike many entrepreneurs who remain caught in that daily fight for survival, Bertha has been
able to move forward. Today, she has her own stand selling paper goods, snacks and other basics
[ http://www.calvertfoundation.org ]
in a popular market in the Lima neighborhood of San Juan de Miraflores. She also rents two
additional stands, both of which are operated by her grown children. Bertha’s business assets –
once zero – now add up to well over US$40,000.

11.
SROI Calculator
 Data Collection- Survey Instrument
– Each year use survey instrument to collect key outcome indicators
per organization: data is self-reported by organization
 Relational Data-base
– Data points are entered into relational data-base so it can be sliced
and diced
 SROI Calculator
– Investor can click on organization and sector and get average out-
puts per $ invested
 Good: SIMPLE Click and you get an answer