Starter Homes

If you are thinking you can’t afford to buy a home because you don’t have the cash for a down payment, think again. Today, there are several loan programs available to first-time home buyers that make it possible to buy a home without a cash down payment. (You qualify as a first-time homebuyer if you […]

Before texting, emailing and for that matter cell phones (yep, I’m old enough to remember the time before cell phones) there was a real human- being answering your questions, and this “person” was glad to help you. They answered the phone and said “Good Morning,” not press #1, or 2, or 3, or please hang […]