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Rate

A rate (also known as an insurance premium or premium) is the amount you pay for your insurance policy. Your rate can depend on many factors, including your driving record, the make and model of your car, your ZIP Code, your age and gender, your claims history, and, in certain states, your credit-based insurance score.

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Recreational vehicle insurance

Recreational vehicle insurance (also known as RV insurance) is designed for Class A, B, and C motorhomes, coaches, camper vans, trailers, pop-ups, and toy haulers. A policy can include coverage for the people and valuables inside the vehicle, and can feature vacation liability coverage, full timer's coverage, emergency expense coverage, and more.

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Registration

Registration (also known as vehicle registration) is a mandatory practice in which vehicle owners officially document their vehicles with a governing agency. Typically, a vehicle must be registered through the state's Department of Motor Vehicles.

A car owner may not legally drive his or her vehicle without proper registration.

Renewal letter

A renewal letter (also known as a policy renewal or renewal slip) is a form that an insurer sends, by mail or electronically, to a policyholder just before the current policy term expires and the next one begins.

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Renewable term insurance

Renewable term insurance refers to any policy that's eligible for renewal upon the expiration of its current term. If your life insurance policy is renewable, it'll often renew automatically at the end of each term at the same coverage levels so long as the premium has been paid.

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Renters insurance

Renters insurance (also known as renter's insurance or renters' insurance) typically covers you and your belongings against theft, vandalism, liability, and damages caused by hurricanes and fires. If you rent a house, condo, or apartment, renters insurance protects your personal effects, whether they're stored at home, taken with you on vacation, or packed in your car.

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RepairView®

Esurance RepairView is an online repair-monitoring service offered to Esurance customers who use an Esurance-approved E-star® facility for their car repairs. Claimants receive daily photos of their car repairs in progress, which they can view or share on any computer, smartphone, or mobile device.

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Replacement cost

Replacement cost is the amount of money necessary to replace damaged, destroyed, or stolen property with a new item.

For example, if you carry optional replacement cost coverage on your home or renters insurance policy and a TV you bought several years ago is destroyed by a covered occurrence, your policy will pay you enough to purchase a brand new TV that's comparable.

If you have actual cash value coverage, on the other hand, your policy will pay an amount equal to the depreciated worth of your older model television, regardless of how much it might cost to replace it.