No-one can predict what the stock market is going to do and projections are only based on the balance of probability.
This portfolio is classified as high risk/return and you may get back less than you put in.
Projections are useful, but they are not reliable indicators of future performance. The "bad case" is not the same as "worst case":

There is a one in six chance that returns will be better than the good case

There is a one in six chance that returns will be worse than the bad case

Free SmarterCare

SmarterCare is our free investment risk and performance monitoring service.
Its powerful algorithms will check up on your investment every single day and send you an email if any of its alerts are triggered.

It’s completely free to you (we pay for it out of the flat 1.32% pa charge for investing with us) and
you can read more about SmarterCare here.
But if you'd prefer not to have SmarterCare you can choose to opt out when you set up your account.

One thing SmarterCare won’t do is send you junk email.
There are thresholds on each item to make sure we only alert you if it's really worth it.

SmarterCare uses the same techniques as big financial services companies use to manage their own money,
but it does not provide advice and you still make all your own decisions on what to do.
We use sophisticated actuarial technology and we're the only people making this sort of powerful service available directly to consumers.

Charges

A breakdown of the charges for this investment is below. There are no other charges. You can switch funds, cash in your investment or transfer it to another provider for free at any time.

Annual

Initial

Other

Total charge

1.32%

0%

None

Platform charges

0.79%

0%

None

Our charge

0.50%

0%

None

Cofunds' charge

0.29%

0%

None

Fund managers' charges

0.53%

0%

None

Close Tactical Select Passive Growth X Fund Acc

0.53%

0%

None

We make no initial charge on any of our investments.
However, funds do incur dealing costs which they may pass on to you (at cost).
Often these are free because funds get big economies of scale and can net trades off against each other, but if they do apply they are typically between 0% and 2% as a one-off cost.

The fund managers' charges apply on a fund-by-fund basis. The total shown is based on the initial proportion invested in each fund.

Everything online, safe and secure

With our easy to use online account you get everything in one place. No more lost paperwork. No more hassle.

From your account you can do all the standard things you'd expect to be able to do like:

We provide high quality impartial information but not advice, so it is important that you understand the risks of investing. The value of investments can go down as well as up which means you may get back less than you put in.