Re: Which is your favorite card and why?

What were your credit stats, ie scores, utilization, inquiries etc when you got the 25K CL from US Bank. How was the process? income verification, etc.

thanks,

I've had that credit card since 2001. My credit score at the time was in the mid 600s? I don't remember what the initial credit limit was, but I've been a long time US Bank customer since the early 90's. I also have other accounts with US Bank: savings, overdraft protection LOC and a Premier Line Visa account. US Bank financed my auto loan which I paid off in 2004.

I can't remember what my debt/income utilization was in 2001, but my highest was over 60% during the summer of 2007. I've paid down most of my debt and I should be debt free by the spring of 2010.

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