Re: 2%+ Cash Back on Everything Cards

My dad swapped out his Circuit City card for it and then we added me as joint!!

Well I recently also product changed a platinum card to a signature Southwest Card that I was also added as joint to and I have replaced the business Amex Charge with the Southwest Card.

So right now I'm not really worried about util because I made use the of the "signature" part of the credit card already and charged up over the limit and will have it paid down before the statement cuts so I have raised the "high balance" that will report to credit, but eventually as I pay down other debt, it would be nice to not have to pay before statement to protect util, if it was a business card I wouldn't have to worry about it.

Re: 2%+ Cash Back on Everything Cards

ok. do you happen to know the month and year of when you got the freedom plus card? that will help me figure out if Chase has discontinued it as a personal card since then. I wonder if you got it before the "credit crunch" started.

Re: 2%+ Cash Back on Everything Cards

urgent_help_needed wrote:ok. do you happen to know the month and year of when you got the freedom plus card? that will help me figure out if Chase has discontinued it as a personal card since then. I wonder if you got it before the "credit crunch" started.2 weeks ago.

Chase Freedom Visa is 3% for top 3 categories and has no annual fee.

Chase Freedom Plus Mastercard is 3% for top 6 categories and has an annual fee.

The people who obtained the freedom card over a year ago enjoy the original benefits for free that are now covered under the plus card with an annual fee.

Re: 2%+ Cash Back on Everything Cards

And on another forum, a member last month said this regarding the Fidelity Visa Signature ...

"Spoke with CSR. The 1.5% Fido Visa card will not be upgraded to 2% until after the intial AMEX offer has enough participants to make it a "stable account". The CSR mentioned that this promotional period is typically 6-12 mos. After then, I was lead to believe that the Visa card will get bumped up."

Re: 2%+ Cash Back on Everything Cards

MojaveMoon,

As I think we have discussed before I have the Fidelity Visa Signature card. With the new 2% back Fidelity AMEX I have been wondering what is going to happen with the Visa. Do you remember what thread the quote below came from? I have tired in vain to find it.

Thanks in advance for any help.

Cheers

MojaveMoon wrote:And on another forum, a member last month said this regarding the Fidelity Visa Signature ...

"Spoke with CSR. The 1.5% Fido Visa card will not be upgraded to 2% until after the intial AMEX offer has enough participants to make it a "stable account". The CSR mentioned that this promotional period is typically 6-12 mos. After then, I was lead to believe that the Visa card will get bumped up."

Re: 2%+ Cash Back on Everything Cards

cobaltnv wrote:

MojaveMoon,

As I think we have discussed before I have the Fidelity Visa Signature card. With the new 2% back Fidelity AMEX I have been wondering what is going to happen with the Visa. Do you remember what thread the quote below came from? I have tired in vain to find it.

Thanks in advance for any help.

Cheers

MojaveMoon wrote:And on another forum, a member last month said this regarding the Fidelity Visa Signature ...

"Spoke with CSR. The 1.5% Fido Visa card will not be upgraded to 2% until after the intial AMEX offer has enough participants to make it a "stable account". The CSR mentioned that this promotional period is typically 6-12 mos. After then, I was lead to believe that the Visa card will get bumped up."

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.