Personal Umbrella

You don’t have to be a millionaire to be sued like one. Million-dollar judgments against individuals for negligence aren’t so rare anymore. Unfortunately receiving a lawsuit with a million-dollar demand has become more common. If you receive such a court summons and you have only $100,000, $300,000 or even $500,000 of coverage, you may lose a lot of sleep.

Umbrella policies offer inexpensive “peace of mind” for most types of negligence claims. Automobile accidents are probably the most common source of serious claims. This policy supplements your basic automobile liability with extra million-dollar layers of protection. It also covers other types of catastrophic claims such as a neighbor’s child drowning in your pool or the delivery man being seriously injured by falling over your child’s toys.

First Name *

Last Name *

Address Line 1

Address Line 2

City

State

Zip Code

Phone Number *

Best Time To Call

Time

AM

PM

Email Address *

Any Driver with Mental - Physical Impairments?

Yes

No

Any Premises, Vehicles, Watercraft, Aircraft Used for Business?

Yes

No

Do You Engage in Any Type of Farming Operation?

Yes

No

Do You Hold Any Non-Remunerative Positions?

Yes

No

Any Aircraft Owned, Leased, Chartered or Furnished for Regular Use?

Yes

No

Do You Employ Any Residence Employees? (i.e. Housekeeper)

Yes

No

Any Non-Owned Property Exceeding $1,000 in Value in Your Care, Custody or Control?

Yes

No

Any Non-Owned Business or Professional Activities Included in the Primary Policies?

Yes

No

Does Any Primary Policy Have Reduced Limits of Liability or Eliminate Coverage for Specific Exposures?

Yes

No

Was Any Coverage Declined, Cancelled or Non-Renewed within the Past 5 Years?

Yes

No

Any Motorcycles, Mopeds or All Terrain Vehicles Owned?

Yes

No

Any Youthful Drivers Under the Age of 25?

Yes

No

Any Other Business Activities Conducted from Your Residence or Premises?