Re: BoA inqs.....

I have had 2 CLI from boa. The first one was for a small amount online and was approved with a soft pull. The second one was over the phone with a senior analyst and resulted in a hard pull on TU. I requested a much higher amount the second time.

Re: BoA inqs.....

flowfaster wrote:

I have had 2 CLI from boa. The first one was for a small amount online and was approved with a soft pull. The second one was over the phone with a senior analyst and resulted in a hard pull. I requested a much higher amount the second time.

How small was the first one? My BofA CLI from $600 to $1,000 via online request resulted HP.

Re: BoA inqs.....

trumpet-205 wrote:

flowfaster wrote:

I have had 2 CLI from boa. The first one was for a small amount online and was approved with a soft pull. The second one was over the phone with a senior analyst and resulted in a hard pull. I requested a much higher amount the second time.

How small was the first one? My BofA CLI from $600 to $1,000 via online request resulted HP.

I requested 1K to 2.5K. It was an nstant approval from the online luv button. No inq ever showed up on any report.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

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