Recently, there has been a very noticeable increase in the number of banks and building societies facing closure and loss of business, resulting in dynamic thinking and innovation have become less of an option and much more a necessity. In modern times, both residential and business borrowers have started to expect a lot more from ...

While finding payday lenders online is great be sure you know the amount you’re paying for the amount you’re borrowing. The best way to find the best lender is to search for a price comparison website. Recently the Competition and Markets Authority (CMA) has said that lenders are to publish their details on at least ...

If you’re struggling to get a loan, or you have already been turned down for a loan, then there may still be hope and there are options that you can try before giving up completely. The first step should be to limit the applications that you make, because this could make it more difficult to ...

Life has its ups and downs and with each one can come unexpected financial situations. Even the family with the most accurate budget can have unexpected financial situations. Young people particularly experience unexpected moments when extra cash is needed. People that use credit cards a lot can also experience times when their budget is a ...

According to the Office of National Statistics’ National Labour Market figures, one in seven of the UK population is self employed. Many politicians have stated this surge in entrepreneurship as being the cornerstone of the economic recovery, raising the self employed to the status of ‘economic heroes’. However, it seems that this lofty status doesn’t ...

Despite the best-laid plans, any one of us could find ourselves in a spot of financial bother. All that it takes is one unexpected bill, a reduction in our wages, or a redundancy. You might not be at fault in any way, yet the issue you face is the same as that of any other ...

The advantages of loans Loans can be good for all kinds of different reasons. For example you might want to do some work around your home and you want to get a loan to help you achieve all your aims. You may even want to take a holiday of some kind – a world cruise ...

Why did you last borrow money? This infographic delves into the reasons behind securing a personal loan, how much people borrow and over how many years. Published by Guarantor my Loan, the infographic also look at where people borrow money, usually from a high street bank but also from a new crop of lenders such ...

Making the decision to refinance your home involves the consideration of a number of factors. Generally, the details involved in a refinancing process, as well as some of the benefits and concerns, are not something the average person is familiar with. Therefore, it is in your best interest to consult with professionals at a place ...

Where do you go when you need money quickly? That is a question that many people have asked over the years. If you have poor credit or no credit history, you may wonder who is going to help you or give you the money that you need in a hurry. The good news is that ...