Wellesley decides on which cases to lend on and handle the lending and collection of funds.

Wellesley & Co retain a portion of every loan that they make. This portion is subordinated to the Peer to Peer lender so act as a capital buffer and takes the first loss is a borrower defaulted on their loan and Wellesley were unable to sell the asset for as much as they had lent.

There are Provision Funds that investors can apply to for compensation in the case of loss of funds through a borrower not meeting loan repayments.

Wellesley is the first Peer to Peer lender to offer its lenders a combination of security over all loans and access to a Provision Fund.

Wellesley offers early access to funds. There is no charge for this service however a customer’s rate of return that they receive will be realigned to fairly represent the period that their money has been committed.

YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.

Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

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