Blog

It’s so hard to agree on how to police our credit market place that policymakers (and sometimes advocates) often give up on regulation and call instead for more financial literacy and counseling. It’s not surprising that so many financial literacy courses are funded by creditors. It

2009 was a big year in the student loan world. Unfortunately, as the economy has worsened and joblessness rates have increased, more and more student loan borrowers are finding it difficult to deal with overwhelming debt loads. We will write more in 2010 about our clients and other

The holiday season can be a time for reflection, so I am thinking back on the student loan borrower clients I have worked with this year. On the positive side, we have helped many borrowers manage their overwhelming student loan debt loads. I will write more about these successes

Tim Ranzetta at Student Lending Analytics wrote recently about curing student loan defaults and rehabilitation. We have a few responses to this useful article based on our experiences representing and working with borrowers. 1. Reasonable and Affordable Repayment Borrowers seeking

On September 23, the U.S. House of Representatives Judiciary Committee, Subcommittee on Commerical and Administrative Law held a hearing on discharging educational debt in bankruptcy. Brett Weiss delivered testimony on behalf of the National Association of Consumer Bankruptcy Attorney

In April, we released a report about the lack of options for private student loan borrowers. Unfortunately, our clients and other borrowers who have contacted us tell us that not much has changed since April. We are hopeful that there will be a brighter future going forward, perhaps

Courts have consistently held that there is no private right of enforcement under the Higher Education Act (HEA). In case after case, borrowers, often without the benefit of legal counsel, are unable to enforce their rights. Congress has created many new and improved options for fed

“Student loans are not like other forms of consumer debts-they are a direct result of public policy…For the borrower, we acknowledge the different nature of the debt by making it nondischargeable in bankruptcy, meaning that he or she has a higher “moral” obligt

Quick Help

Please Note

Please understand that we do not provide legal advice about individual cases. This web site includes links to other resources for those who seek individualized legal advice or other help not offered here. This site is for people who already have student loans and want to know more about their options and rights.