STAR EXEMPTION PROGRAM UPDATE 2016

New York State is not doing away with the STAR Exemption program!

A basic overview of the “STAR Program“

The STAR Exemption is New York State’s School Tax Relief Program. It has been around for over 15 years helping provide tax relief to homeowners on their school tax bills. If you qualify it lowers your school property tax with a rebate program. Any New Yorker who owns and lives in their one, two, or three family home, condominium, cooperative apartment, manufactured home, or farm dwelling can be eligible for STAR on their primary residence. The applications are found online or at the local town or city assessors office where taxes are paid for that property.

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SEARCH ALL Homes for Sale

No, I’m not the listing agent. I only wish that all the listings on my website were indeed mine. I get calls like this all the time from potential buyers that wonder about the listings on my personal website. Until you understand the mechanics of a REALTOR’S Website this is a common misconception. Of course the big companies want you to think they are the best source of info, they are not

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Invest in Your Future – Learn How to Buy Multi – Family Properties

Multifamily Homes in the Hudson Valley can be a smart investment!

Multifamily properties seem to be a popular topic. I recently met with an old family friend that I had not seen in a while. We spent a good part of the time catching up on family fun, travel, work, pets and then of course the biggest topic is always our children. Seems that no matter how old my girls get they remain an important part of my life. The discussion today was not only about where all of our children were living and their jobs, but now as they are maturing the topic is turning to investment properties.

Do You Know What Your Home is Worth?

When it comes to the value of your home consider these four different perspectives of the very same house. The answers vary depending on who is asking the question and for what reason. The mindset is quite different. Learn “why you need to know” what the actual value of your home is.

Advice When Attending an Open House

All across the Hudson Valley, Sunday is a popular day for attending an open house in the Hudson Valley. What a great way to get ideas of what is available for sale in the area. Since you are not planning to actually buy a home today it seems logical not to call a Realtor to discuss your plans. It seems to be a good idea to view what is on the market in your area. While it can certainly help, keep this in mind.

A Mini-Home Show – New Windsor NY

The Builders Association of the Hudson Valley is hosting a mini-home show presented by Claudia Jacobs Design. The presentation is a forty-five minutes on current decorating trends and what they could mean to you. This is a great opportunity, featuring tips on how to update a home on any budget, how to do a quick fix, and how to go forward with remodeling. A source of info on how to spend your money to give you the best results for the least amount of cash.

Are Real Estate Agents a Happy Bunch? I am a Happy Realtor…

I will admit it. I watch Grey’s Anatomy on Hulu. Okay maybe not the best TV, but it is a mindless show that lets me chill before sleeping. Last night I had to laugh as the doctors were complaining about their jobs and the stress and blah bl!ah blah. Then one doctor says, “I want to be a Realtor, It looks like fun. Realtors…… well, Realtors look happy!” While the conversation had little to do with real estate it gave me pause. Do people perceive Real Estate Agents as a happy bunch?

Could A Short Sale Be Right for You?

Short Sales are a part of our current Real Estate market in the Hudson Valley. Much discussion about short sales flood the internet. Not everyone knows exactly what a short sale actually is. A short sale occurs when the proceeds from selling the property will fall short of the balance of debt that the owner has with the bank. It has nothing to do with the time it takes to close on a property.

Inspection Tips When Buying a Home

The purpose of a home inspection is to evaluate the physical condition of the home you are buying. It is a visual inspection for the most part, and everything possible is looked at and inspected. If you have ever watched any home buying or remodeling shows on cable TV, you know what kinds of secrets can be found! It is imperative that a home inspection is done before signing contracts when making your new home purchase. It can reveal what items might need immediate attention and the safety issues that could be your problem in the future. Even New Construction homes frequently have home inspections and are welcomed by builders. More importantly the home inspection is an opportunity for you to learn about taking proper care of your home. A good home inspector views the inspection as a tutorial of how to care for you new home. Things that come up during the inspection also prepares a new buyer with an idea of what to expect in terms of maintenance a few years after you become the owners. Do remember, that items found on a home inspection are not all going to be repaired by the sellers. The agents involved will work toward a mutually agreeable compromise. Safety issues are the easiest to negotiate and reasonable compromise.

Is Danger Lurking in your Home?

In the process of selling your home,one thing often overlooked is safety. There are good reasons to view safety as a major issue. When your house is on the market you have opened the door and invited people into your home. Some will bring their children along. Others looking at your home could be elderly or have issues walking or climbing stairs. While nothing is completely without the possibility of an issue, getting your home ready is very important. Nothing could be worse than a safety issue while having a showing. You also want potential buyers to see the home as warm and inviting, not a place that needs fixing just to make it safe for their family

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Meet Janis

Janis Borgueta is a Hudson Valley Real Estate Salesperson and over thirty-year resident in the Town of Newburgh, NY. She is an expert in the buying and selling of Hudson Valley real estate. Janis prides herself on excellent quality service and the broad knowledge base that she brings to all of her work. Contact Janis today to learn more about how she can help you meet your real estate goals!

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Selling Your HOME? Important INFO
Find out the recent info on sold homes in your neighborhood. Knowing about the recent sales is helpful when either buying or selling a home. It gives you a better perspective of the current status of the market. If you are looking to purchase or sell a home in The Hudson Valley, I would be happy to discuss your real estate needs and show you how I can help. I am your local real estate agent in The Hudson Valley that is ready to guide you every step of the way.

All original text, video & photo content on this website is the exclusive property of Janis Borgueta, Licensed Real Estate Salesperson at Key Properties of the Hudson Valley and may not be copied, reproduced, distributed or displayed without written permission. The information contained herein has been obtained through sources deemed reliable but cannot be guaranteed for its accuracy. We recommend to all buyers and sellers that information of special interest be obtained through independent verification.