Do you know what your overheads and variable costs are in your business – have every worried about that? If you have then you must keep up-dating your costing every few month, as they will change as the business grow and changes. Here are a few things to look out for:

Yearly costs – like insurance, spread them over 12 month and add them to your monthly cost estimate.

Bank charges – easy to overlook, you may notice your banker never talks about these, check an compare them.