When we think of criminals, we tend to think of two types: The street-level thug committing his crimes with a gun or a fist, and the upper-level management, dictating orders to the thugs below. But there's a third type: The guys who picks up the phone and decide that crime sounds like a fun thing to do today.

For an entire generation of college graduates facing a job market with nothing but tens of thousands of dollars in student loan debt and frat party beer guts under their belts, the future is looking grim. Very, very grim.