You know you're a nerd when you read that and think "The DoD definitely has 10Gig-E fiber..."

HAHAHAHAHAHA i totaly thought the same thing.... I said to myself "That really isnt that fast, i can assure you the DoD has at LEASE 100Gb Optical connection if not 1Tb (1 Terabit) Fiber connections lol......."

then i read your post and it made me chuckle again!

I work for one of the top 5 comp companies lol ... and well yeah ... i r teh smerts bout compoopers

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.

You know you're a nerd when you read that and think "The DoD definitely has 10Gig-E fiber..."

HAHAHAHAHAHA i totaly thought the same thing.... I said to myself "That really isnt that fast, i can assure you the DoD has at LEASE 100Gb Optical connection if not 1Tb (1 Terabit) Fiber connections lol......."

then i read your post and it made me chuckle again!

I work for one of the top 5 comp companies lol ... and well yeah ... i r teh smerts bout compoopers

That, of course, was the point -- part of the humor of the post. But I agree that it would take a geek to catch it! Gotta love inside jokes.

I paid off my Capital One credit card online on the 13th of July my billing cycle ends on the 22nd....I looking to make a major purchase and I have become frustrated that its taking so long to update. Generally Cap 1 info is on my TU CR buy the 26th of the month at the latest!

From 5/1/2007 (this is the full text, despite the ellipses at the end):

TheNewWorldMan wrote:

Remember that credit bureaus use different methods to receive and process good versus bad credit information.

Information that would negatively affect your credit rating--like a late pay or charge-off--is instantly beamed from the creditor to the agency via Department of Defense 256-megabit fiber optic lines and written to their servers in 8.6 milliseconds.

Information that would positively affect your credit rating is scribed onto scrolls in special ink by Gregorian monks, which are then painstakingly illuminated. The Credit Scrolls are then placed onto camel caravans which wind their way to the credit bureau headquarters by way of Marrakesh, Dubai, and Tripoli. Once the caravan reaches Equifax, Experian or TransUnion, the scrolls are then laid out in the sun for a week so that the special ink can be read. (Note that the weather around the credit bureau headquarters is notoriously gloomy, like FICO itself, so finding seven consecutive days of sunshine can be quite an ordeal in and of itself.) Only then can the information finally be encoded into your credit files...

So true I have one account I closed back in Feb of this year and the creditor has yet to report it has closed. The last update was in December of 2011. Another Creditor has been reporting a closed account since 1997 and that account was closed with a 0 balance and in good standing. Sometimes I just don't get the logic that these banks use.

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