2 Tailored solutions for a complex industry Job one: reduce risk. The energy industry has intricate risks, both known and hidden. The landmines seem to be buried everywhere in EPA regulations, contracts, aging facilities, federal policy and inexperienced crews. At Arthur J. Gallagher & Co., it s our job to help you identify and assess the risks that affect your organization and put a risk management solution in place. We ll make sure you have the most comprehensive coverage at a competitive price, so your company can focus on its role in the complex energy industry. Whether you re responsible for finding, generating, moving or delivering resources to an energy-hungry world, Gallagher has your company covered. Gallagher provides risk management coverage and services tailored to:

3 Industry experts at your service We speak your language. With Gallagher you ll work alongside energy industry veterans who understand the challenges you face and know how to address them. This is the same team you ll be working with from risk analysis to underwriting to claims management. That continuity is key to how we work. Your Gallagher team is accountable to you, immersed in your business and familiar with your unique needs and challenges. The end result is finely crafted coverage that is tailored to your business and operational needs. With Gallagher you get:

4 Legal consulting services Making the fine print work for you. Risk management in the energy industry begins on paper, with contracts. Our in-house legal team will conduct an in-depth audit of all contractual terms and conditions that affect your operation. Your agreements with suppliers, lenders, contractors, service providers and other stakeholders will be fully reviewed and vetted by attorneys who know the energy industry, the insurance industry and how the two intersect. We ll help you understand your liabilities and indemnity commitments, evaluate how risk is allocated among parties and help you make informed decisions so you can manage, mitigate or transfer risk appropriately. Your organization s risk profile and coverage scenario will be tailored to your exact needs. Safety and loss control services Gaining insight by going on-site. Gallagher engineers and loss control specialists will visit your site to evaluate safety processes, security systems, site layout and workflows. They ll look at equipment, substations, pipelines, platforms and construction plans. They ll conduct in-house modeling, taking into account site location and environmental forces that may affect your coverage needs. This in-depth discovery process is a Gallagher hallmark. We dig deep into your organization to accurately assess your risks, uncover gaps in coverage and help you make informed decisions for risk mitigation. With boots on the ground, we can better understand your unique situation and identify new and creative ways to reduce your exposure with plans for:

5 Insurance placement and claims management services We have your back. Your Gallagher team will guide the underwriting process on your behalf, providing technically detailed, precise information to underwriters so they have an accurate understanding of your true risks as well as the steps you ve taken to mitigate exposure. Armed with that knowledge, underwriters can create a policy that provides the exact coverage you need. By taking uncertainty out of the underwriting process, we make it possible for insurers to provide broader coverage and lower premiums for our clients. Should your company be involved in a claim, the same Gallagher team that wrote your contracts, evaluated your worksite and managed underwriting will make sure that claims are paid on time and that the terms of your policy are met. As your advocate, we ll engage with the adjuster, work with outside legal counsel as needed, review coverage discrepancies, resolve disputes and work for you until the claim is settled.

6 A culture of service #1 in client satisfaction. Gallagher ranked #1 in overall client satisfaction among the insurance industry s largest brokers in the Greenwich Associates 2012 Large Corporate Insurance Survey. More than 700 clients were surveyed and Gallagher placed first or second in every category, including #1 in likelihood to recommend. Built on integrity Reputation is everything. For the third year in a row, Gallagher was named one of the World s Most Ethical Companies by The Ethisphere Institute, an independent center of research promoting best practices in corporate ethics and governance. The annual study ranks hundreds of companies based on their code of ethics, litigation and regulatory infraction histories, investment in innovation, sustainable business practices and corporate citizenship. The 2014 list recognizes 144 companies spanning 41 industries, 22 countries and 5 continents. We re honored to be part of this exclusive group of companies that places the highest priority on integrity and ethical business practices. A commitment to advocacy Your needs come first. Gallagher teams receive frequent training, attend conferences and seminars, and get the support they need to become experts in your industry and your business. It s a collaborative partnership where your success comes first a key reason why we have a 96 percent retention rate with our Energy Practice clients.

7 Global footprint Small world, big network. The Gallagher network includes more than 500 sales and service offices in 27 countries. The Gallagher Global Alliance extends our reach even further, allowing us to provide risk management services to clients in over 140 countries around the world. With Gallagher you have the resources of a global partner, the specialized knowledge of energy industry experts and the personalized service of a friend and collaborator. It s a combination that only Gallagher can provide. Strategic alliances Partnership has its advantages. Gallagher alliances include insurance carriers, underwriters and risk management specialists around the world. By maintaining close professional relationships with these organizations, we re better able to provide specialized coverage where required. We also maintain a close relationship with Gallagher Benefit Services and Gallagher Bassett, which means the worldwide Gallagher network can be your single source for property and casualty, employee benefits compensation and third-party administration services. It s a fully integrated approach with Gallagher s distinctive commitment to service at every level.

8 The energy industry is faced with many risks. Working with Gallagher isn t one of them. increase your profitability with a tailored risk management solution. Call Gallagher today. Gallagher Energy Two Pierce Place Itasca, IL Arthur J. Gallagher& Co. at a glance Arthur J. Gallagher & Co. has been designing solutions to meet our clients unique needs for more than 85 years. We pioneered many of the innovations in risk management used by businesses in all industries today. We believe that the best environment for learning and growing is one that remembers the past and invents the future. Arthur J. Gallagher & Co. ranked #1 in client satisfaction. Greenwich Associates Large Corporate Insurance Survey, January Arthur J. Gallagher & Co. named one of the world s Most Ethical Companies for Ethisphere Institute, March Arthur J. Gallagher & Co. All rights reserved. ENE8BSD1014

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