One way to unlock better value is to buy together, as many consumers are now realising. Ed Mayo, Secretary General of Co-operatives UK, looks at the best co-operative buying schemes and how can we encourage more.

When it comes to selecting car colour, brown is firmly at the bottom of my check list. But it appears manufacturers are pushing cocoa-coloured cars as the next fashion trend to take over from white. Are you sold?

You’ve bought the set-top box, maybe had a new aerial installed, upgraded to an HD TV and retuned it for digital switchover. Surely you’re now all set for the digital age and there’ll be no more viewing disruption?

Last year Lloyds and Halifax unexpectedly pulled out of the pet insurance market, leaving some pet owners who had bought ‘Lifetime’ cover policies without any chance of decent cover for vital vet bills.

It’s no secret that Korean cars from Hyundai and Kia have come on in leaps and bounds. But, not only are they now among the best value cars on the market, they’re also pretty dashing. Is it enough to catch your eye?

Should we have the right to bequeath downloads? Is there a toaster that can make the perfect slice? Would you like to ping money through your smartphone? You’ve been ranting about these topics and more.

The Department for Environment, Food and Rural Affairs (Defra) has announced an official state of drought for much of the southern and eastern parts of England. Will you take up the challenge to save water?