Should I have lender pull my credit now ?

Should I have lender pull my credit now ?

I have been rebuilding my credit after a 2009 chapter 7 discharge.All I have left are some late payments which I am disputing with Experian.I don't know where my actual scores are at the moment.I have an HH Gregg card with a $2500 limit,JCP and Walmart both with $500 limits and all three with 0 balances.Mastercard with $600 limit and $250 balance and Visa with $1000 limit with $350 balance.I plan to apply for an FHA loan within 3-4 months.My question is should I let a lender pull my credit now to see where I am in case I need to make more improvements or should I roll the dice and wait until I'm ready to apply? I worry if my middle score is close to the requirement and the lender pulls my credit now and again when I apply,then this might drop my score too low.Any thoughts would be great appreciated.

Re: Should I have lender pull my credit now ?

You can get your EQ fico from this site by signing up for the Score Watch free trial. I recommend that you pull your fico score from this site and post what it is. Going to any other site for a score will result in a FAKO score, which is a score not used by lenders.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.