Property & Liability Insurance

Every organization faces potentially catastrophic risks for direct losses as well as claims by others. However, that is where the similarity ends.

Companies vary widely in their day-to-day operations, as well as in the type of customers and employees they have. As a result, the specific risks that your company faces and its need for protection against these risks may be vastly different from other firms of a similar size.

When we work with a business client, we take the time to really understand the nature of your business before making coverage recommendations. Armed with this information, we can help you select the most appropriate and cost-effective mix of coverages and limits for your individual situation.

Business Vehicles

We can cover Cars, Trucks, Vans, Pickups, Limousines, Taxis, Black Cars, Tow Trucks, or almost anything you drive for business. Preferred or High Risk, please call us today for a single vehicle or a Fleet of vehicles. We cover them all.

Group Benefits

Selecting the right benefit package is becoming increasingly important in retaining the best employees, and keeping them productive. The cost of health insurance and other employee benefits is growing rapidly. Weighing the cost and features of the many HMO, PPO and traditional plans available is becoming more difficult and complex every day.

We can offer you a complete needs analysis, and help you determine the most appropriate policy for your organization.

Business Continuity

If something were to happen to you, could your company survive?

If you are a key manager in a closely held company, it will be difficult enough for the company to find a replacement, it will probably cost more than you think, and the company may suffer losses during the time it takes to replace you.

To cover these costs, companies may purchase 'key person' life insurance policies on senior managers and others with mission critical skills and knowledge. As with personal life insurance policies, there are an enormous number of options to choose from. We can help you select the most appropriate type of policy, and compute the amount of coverage you will need to hire the right replacement and to assure an effective transition.

DISCLAIMER
To our valued clients; please note that no new insurance coverage or existing policy endorsements may be bound with the use of this Web site. Please contact our Agency directly to complete those requests.