The Loans Canada Blog

The Canadian government empowers people to get a home mortgage in Canada. The housing market is doing very well in Canada and getting a mortgage is very easy to handle. It is very easy to get a mortgage when you have as much as 5% for your down payment. The… Read More

For most people, their home is the single most expensive investment they make in their lifetime. While paying off a mortgage early may seem like a prudent thing to do, there may be some reasons why it will hurt you and even cost you money. Pros 1. You get to… Read More

Since the first business paid its employees companies have had to devote precious time to the arduous process of paying employees and keeping records of this. While companies had to do this it took a lot of the time that they could have devoted to things like: • Business process… Read More

If the only debts you have are mortgages on property, you can safely skip debt consolidation. However, if you also have credit cards, store cards, interest-free deals, personal lines of credit, car loans or personal loans, you need to read on. Debt consolidation is often life changing and is simple… Read More

Probate records are created when an individual dies. These records are used to dictate the distribution of the deceased’s assets. In many cases, there is only a minimal probate cost, as the process of determining probate is simple if the deceased left a will, or if their estate was small… Read More

Landlord insurance for Canadian home-owners who rent out their property is essential if you want to be covered by every possible eventuality. Ordinary home insurance does not cover many of the things that can arise when dealing with a tenant. Most of the time everything will run smoothly, but when… Read More

Cosigning on a mortgage is a decision that should be carefully examined and weighed. There can be major repercussions that land on the cosigner if the borrower that they are trying to help does not show proper responsibility in paying off that loan. People who need a cosigner usually either… Read More

Buying a home after college is a big investment which also takes a lot of risk, not to mention a lot of money. But there’s no reason to worry though. It takes a lot of preparation as well as wise financial management to get your dream home. Here… Read More

Finding your dream home and paying for it are two totally different obstacles that you have to hurdle in your quest for a new home. Obviously, when you’re shopping around, you have to look for something that works with your budget, but even once they’ve found the perfect house many… Read More

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic here.

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Disclaimer: All loans are subject to credit and underwriting approval. Loans Canada is a lead referral company, not a lender. Loans Canada only works with financial service providers that adhere to Canadian laws and regulations. Loans range from $500-$15,000 with terms from 4 months to 60 Months. APRs range from 29.99% to 55% and will depend on our partner's assessment of your credit profile. For example, on a $500 loan paid monthly over 9 months, a person will pay $81.15 per month for a total of $730.35 over the course of the entire loan period. This amount includes our partner's optional loan protection policy. In the event of a missed payment an insufficient funds fee of around 45$ may be charged (dependent on the lender). In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices.