401(k) & 403(b) Fiduciary Advisors, Inc.

Plan Design

401(k) & 403(b) Fiduciary Advisors will review the design and operational features of your company or non-profit's plan and provide solutions.

As change is constant, it is critical that the legal, compliance and design aspects of your plan are current.

Plan design begins with a thorough analysis of each employer's current plan and future needs along with employee demographics. We utilize an organized and systematic, yet personalized approach to help you make the most appropriate decisions regarding your retirement plan. Some plan design questions reviewed in our plan design analysis include:

How much of the employee deferral will be matched (if any at all)?

How long is the employee eligibility period?

How often a deferral change may be made?

The number of investment options to be offered?

How often the investment choices may be changed?

Will the plan provide for participant loans and if so, how much and how often?

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC.
Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS.
401(k) & 403(b) Fiduciary Advisors, Inc. is not affiliated with Kestra IS or Kestra AS, or any other entity listed on this website.

This website is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC (Kestra IS) and Investment Advisor Representatives of Kestra Advisory Services, LLC (Kestra AS) may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. Neither Kestra IS or Kestra AS provides legal or tax advice. For additional information, please contact our Compliance department at 844-5-KESTRA (844-553-7872).