I loved my stuff and all new stuff that somehow made its way into our small place. Was I so completely overwhelmed by the massive amounts of stuff that I had no clue what to do with? Sure I was, but it was my stuff.

I just needed a way to make it all fit in a nice organized fashion, then things would be just peachy. What I really ended up doing, time and time again was just wasting my time. I would clear a space, organize it and store all the stuff that didn’t fit back into another place. Then when time came to organize that space, I ended up doing the same thing—until I realized the problem. I was shifting things from space to space and continually reorganizing the same stuff over and over again.

So, I decided it was time for a change. I’ve read a ton of great books on minimalism and can’t believe how far I’ve come.

Both were great books, but if I had to choose one that had the greatest impact on my life, it would be The Joy of Less. The only thing that didn’t really click was a chapter near the end of the book with a strong emphasis on being green. I’m not anti-green or anything, but I’m not a green machine either, so it was kind of a boring chapter—even though it made sense.

Some other great books on minimalism that I’ve read, but can’t remember in which order are:

If anybody with an open mind, who really wanted less stress and a happier life read all these and didn’t get all pumped up and inspired, I would probably crap myself.

These books are changing my life into something I never even knew I wanted. Read them and you’ll know what I mean. lol

Back on topic, over the last few months, I have purged about 40% of our stuff and it feels absolutely amazing.

I never would have believed anybody if they told me that I would actually be happier by getting rid of most of our stuff. It sounds ridiculous, but it’s true.

Having spaces with only the things we use regularly is freeing. It’s easier to clean the house and way easier to keep things clean and organized. Even picking up after other people is easier because their messes stand out more and I know where to put things.

Have you dabbled with the idea of minimalism? What’s holding you back?

Sharing this post will bring you riches!

(Disclosure: sharing is not guaranteed to bring riches)

Read me: This post is more than likely to contain an affiliate link. Ahhh! What does that mean? Will I grow hair on my nipples or give birth to a platypus Nope, you sure won’t (at least not from clicking on the link).

It means that if you click on the link and end up buying or signing up for something, they’ll throw a little change my way like a “thanks for promoting my shit” kickback.

The cool thing is that it doesn’t cost anybody more to purchase or signup through these, but it does help to cover my blogging expenses, such as: hosting, domain names and privacy, images, design, giveaways and much more. So feel free to click on them and I’ll ♥ you forever.)

]]>http://www.hurricanespantiesdollars.com/minimalism/Thoroughly Clearing Out Your Email Accountshttp://feedproxy.google.com/~r/HurricanesPantiesAndDollars/~3/knM0-QWu_6g/
Tue, 02 Sep 2014 01:41:21 +0000http://www.hurricanespantiesdollars.com/?p=599Continue reading →]]>I’m sure that I’m not the only one who gets hundreds (sometimes even thousands) of emails daily across my various email accounts. They add up so quickly and it’s sometimes hard to know what to keep.

While going through one of my email accounts, I found some of the oddest things. Why do I keep these things, in what circumstance will I ever need most of the information ever again?

I found emails from Turbo Tax from 2010 telling me that our federal and state tax returns had been accepted. So why did I save this? They’re from 4 years ago. Obviously our returns had been accepted, as had the ones from later years. What’s wrong with me?

Sometimes it’s hard to know if you will ever need a certain piece of information ever again. What if…? That’s the problem! That’s how so many emails accumulate and get stored in our email accounts. Most of them will never truly be of use ever again.

Must.Purge.Now!

Options for Storing Potentially Useful Information

When you’re going through your many emails, sometimes you’re just not sure if you should keep something or not. So you need a place to store the potentially useful information just in case.

You don’t need to keep the whole email, nor do you need to keep this information stored in your email account. A simple copy and paste of the relevant information is the way to go.

But where are you going to paste it? Do you want to keep it only on your home or office computer; or do you want to have access to it from anywhere?

3 Recommended Storage Options

1. Evernote– is a free online cloud service that lets you store information online that you can access from anywhere.

2. Dropbox– Another free online cloud service that makes it easy to access the information from anywhere, but also makes it easy to put it the information on various devices opposed to just keeping it online.

3. A simple Word or Text document stored on your computer and backed up onto either an external hard drive, usb drive or burned onto a disk.

For passwords and log-in information, I suggest recording the information in a small portable, hide-able notebook. I use an Extra Small Moleskine Notebook for mine, but that’s just my preference. You could use a single sheet of folded up paper to save money and space.

Saving Information Quickly

Now that you’ve decided where to save your information, you don’t want to get caught up with properly organizing everything. Doing so would take extra time, slow down your purging efforts and probably end up not getting done.

What I do is have my little notebook and a pen handy for recording sensitive information, such as passwords and account numbers and have Evernote (where I copy and paste everything to) open and ready to go.

Then I’ll create a new note or folder and name it email info from x (x= email address where information came from) to keep things simple and partially organized. That way, if I ever end up looking for information, I know what email address to look under.

Now I can quickly and efficiently copy and paste without worrying about putting them into separate notes or folder, everything from that email address is in one place. I copy and paste information and then press enter to get to a new line, then I add 3 dashes to create a small divider so that information doesn’t get mixed up and confusing later on.

The main idea is to get it done quickly and worry about organization later…if ever at all. More than likely, you won’t ever really need the information again. You’re keeping it “just in case.”

Back and Forth (Conversation Emails)

You know how sometimes people like to save email communications between friends, family, colleagues and various businesses? I do it, but I can’t be the only one who does. If you absolutely must save them, you have two options.

Option 1 is to save the email as a PDF. Assuming you’re using Google Chrome, because that’s all I use, it’s so easy. All you have to do is click print, like you’re planning to print your email and in the print options for where you want to print, choose “save as PDF” from the menu. It’s that simple.

Option 2 is to just copy and paste into whatever program or online storage you’re using. You could create a new note or folder for this, but I don’t. Remember, we’re trying to get everything done as quickly as possible and saving organization for later or never. Just get it done, you know.

For both options, you’ll want to do it with the most recent replied email so that you’re not going in and saving duplicate content and making your work redundant.

Questions To Ask Yourself

Am I ever going to need this information again?

Can I easily obtain this information through a quick online search?

In which circumstance will this be needed?

Is this something I should print?

Will it kill me to just delete it?

Is the world going to end if I don’t save this?

Why am I keeping all this useless crap?

Sharing this post will bring you riches!

(Disclosure: sharing is not guaranteed to bring riches)

Read me: This post is more than likely to contain an affiliate link. Ahhh! What does that mean? Will I grow hair on my nipples or give birth to a platypus Nope, you sure won’t (at least not from clicking on the link).

It means that if you click on the link and end up buying or signing up for something, they’ll throw a little change my way like a “thanks for promoting my shit” kickback.

The cool thing is that it doesn’t cost anybody more to purchase or signup through these, but it does help to cover my blogging expenses, such as: hosting, domain names and privacy, images, design, giveaways and much more. So feel free to click on them and I’ll ♥ you forever.)

TRAVEL

JP @ My Family Finances writes Know your boundaries – Land in England and Wales is registered with general boundaries rather than precise ones, and so it can be extremely useful to calculate and plot out the precise boundaries for your own property.

Mario @ Adventures in Frugal writes Frugal tip: Take dollar vans and gypsy cabs to get around Brooklyn – Dollar vans and gypsy cabs are light regulated and only semi-legal, but they form an important part of the transit system in Brooklyn, Queens, and northern New Jersey, unofficially carrying hundreds of thousands of riders per day; they also may be a frugal alternative to formal public transit in a pinch

Jeremy @ Modest Money writes How to Use Airline Miles to Save Big on Travel – Planning Far Ahead and Picking a Destination, Finding the Airline Miles Needed, Applying for the Credit Card and Earning the Signup Bonus, Finding and Booking Award Flight and Traveling Then… Rinsing & Repeating can help one save big on travel.

Sam @ The New Business Blog writes House passes Flood Insurance Bill – Since your home, and its related expenses, are certainly a very big part of your personal finance picture, today’s blog definitely falls under the category of ‘important to know.’

HEALTH

Miss T. @ Prairie Eco Thrifter writes 4 Ways to Reclaim Some Free Time – As such a limited resource, we need to get creative to re-claim some time in our days as free time. Here are a few ideas to help you with that.

Matt @ Budget Snob writes 3 Steps to Set up a Budget – Simply put, the big difference between financially secure people and those who are not usually boils down to one specific thing; a budget.

Marissa @ Finance Triggers writes Quirky tips for conserving cash – Here are a few quirky tips for saving some cash. Read on to find out how you do not have to turn your life inside out to gain control of your finances.

ENTERTAINMENT

Oscar @ Money is the Root writes Wills and Trusts aren’t just for the Wealthy – Unfortunately, if you don’t make a prior arrangements for what will happen to your assets after you pass away, the federal government will step in and make those decisions in your place.

Jack @ Money Saving Ethics writes Why it’s Best to Use Caution with Bitcoins – Regulators as well as financial advisors, despite the buzz that it continues to create, have begun cautioning consumers about virtual currency Bitcoins.

Andrea @ So Over This writes How to Keep Your Kids From Ruining Their Electronics – When my oldest daughter turned thirteen, I gave her her first cell phone. She lost it within a week. Later that year, she tried to download the Katy Perry movie, and instead introduced a virus onto our family computer that wiped it flat.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Aaron @ Aaron Hung writes Why an IRA May be Better than a 401(k) – For many years American consumers have looked towards their 401(k) plan offered by the company that employed them as one of the best places to put their money for retirement.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Sustainable PF @ Sustainable Personal Finance writes Is the New Freelance Economy Such a Bad Thing for You? – One of the trends becoming apparent following the recent global financial crisis and worldwide recession is that the new economy is likely to be a freelance economy.

Charles @ Getting A Rich Life writes Why Do You Allow Others To Keep You Poor – Everyone stresses about money, why should you be different? People are happiest when they perceive to be doing better than those around them.

Jen @ Master the Art of Saving writes 3 Ways To Save Less For Retirement – Nobody likes the idea of putting away lots of money that they won’t see for possibly many years. So what can you do to still have a sufficient amount saved for retirement, but save less money at the same time?

Roger the Amateur Financier @ The Amateur Financier writes Things Are About To Change… – A final post, sharing some final and caring thoughts as I prepare to transfer The Amateur Financier to another owner/manager

Tony @ We Only Do This Once writes Debt Consolidation Calculator – A debt consolidation calculator is a useful tool if you are trying to decide if consolidation is the right choice for you.

Hank @ Money Q&A writes How To Find Great Undervalued Stocks To Invest – A company’s price-to-earnings ratio, or P/E, is one of the fundamental metrics that every stock picker should know. It’s is a great place for every investor to start when trying to find undervalued stocks to purchase.

Michelle @ The Shop My Closet Project writes Day 364 Of My No Shopping Challenge-WOW – So who’s counting the days down-not, I can’t believe that a year has passed since I’ve gone shopping. In fact, I can’t believe that the year has passed in the way that it has. Read about my self-imposed challenge!

Daniel @ Make Money Make Cents writes How to Survive Losing Your Job – Losing your job can be a very difficult and stressful event. Whether you were terminated from your job, your position was deemed redundant, or your company closed down, you will still be affected the same way.

Amy @ Money Mishaps writes Organization is the Key to a Less Stressful Divorce – Frankly, getting divorced usually means a lot of difficulty and emotion. We can’t really help you with the emotional side of divorce, but when it comes to reducing your stress financially, we can tell you that being prepared and organized is one of the best ways to do it.

Bob @ Dwindling Debt writes Are you the Victim of Identity Theft? Check the Signs – Nearly 17 million people were victimized by identity thieves in 2012 according to the US Justice Department, including 40% who were victimized through their credit cards and 37% through their bank accounts.

Erastus @ Sprout Wealth writes Make Money Series – Earn Money Testing Websites – Make money series is a series that guides you in making extra money. Today we are focusing on earning more income by testing and evaluating websites for other companies.

GYF @ Gaming Your Finances writes Our $200,000 Life Changing Event – We’re having a baby! How much is this little guy going to cost us? Apparently between $200-$500k!

Harry Campbell @ Your PF Pro writes “Why the Average CPA Isn’t Worth the Money “ – “Every year around tax time, I inevitably see lots of articles about maximizing deductions and figuring out ways to get more money back. There are lots of gray areas when it comes to taxes and that opens up lots of possibilities for aggressive filers. But even within the CPA community, there is a lot of debate over certain aspects of the tax code and your friend’s CPA might suggest something completely different than your CPA. ”

Mr. 4HWD @ The Four Hour Work Day writes “Take Advantage of Working Corporate While it Lasts “ – “It only took me a few years working 9-5 to realize that I wouldn’t be able to work in the corporate world forever. I’m a good employee but I just don’t see the incentive in busting my ass to make more money for a bunch of shareholders and board members. That doesn’t mean I don’t try but I definitely don’t go above and beyond when it comes to my day job. I do just enough to get by and make sure that everyone has a good impression of me. That’s really all that matters. ”

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Unpaid Internships – Stop Selling Yourself Short – Ontario is cracking down on unpaid internships, but a lot of students are complaining that this could hurt their chances of getting valuable work experience. From someone who has never interned anywhere but managed to find work after university, all I’ve gotta say is “Stop selling yourself short!”

HOBBIES

Marissa @ Thirty Six Months writes Tips to Make Your First Real Estate Investment a Success – Most of us do not really think of accumulating investment properties. It is just not something that we are programmed to do, but it is an area that more GEN Y should start taking seriously.

Larry @ KrantCents writes Ten Small Changes that Can Make Millions – Saving for your retirement can be impossible unless you know what to do. Putting money into a 401K is a no brainer, but where do you find the money?

PFC @ PF Carny writes Does Couponing Really Save Money?– Depending on how you do it and how into it you get, it can be either bad or good. So, does couponing really save you money? It can, but it can also cost you money at the same time.

GOOD EATS

Hadley @ Epic Finances writes Why are so many people Investing in ETFs? – Over the last few years there has been a great proliferation in ETFs, both in the number and type that are being offered to investors.

Natalie @ Debt and the Girl writes Do You Get Upset When You Can’t Save? – Personal finance bloggers are an interesting lot. I like to think that we are a little more financially savvy than the average bear. This can have its drawbacks too.

Mr.CBB @ canadian budget binder writes Easy Juicy Meat Buns – If you haven’t tried meat buns yet and you love hamburgers you must give these little packages of love a try

]]>http://www.hurricanespantiesdollars.com/lifestyle-carnival-4/feed/2http://www.hurricanespantiesdollars.com/lifestyle-carnival-4/How to get healthier, fitter and save money all at the same timehttp://feedproxy.google.com/~r/HurricanesPantiesAndDollars/~3/9hO1Z3OQIE0/
Wed, 26 Mar 2014 21:05:59 +0000http://www.hurricanespantiesdollars.com/?p=589Continue reading →]]>In our guide to getting healthier, fitter and save money all at the same time, we will give you some simple tips about how you can change you life for the better, get fitter and healthier while saving cash all at the same time. Too many of us focus on selecting one lifestyle change we will attempt in the New Year, like giving up smoking, but why not go the whole hog and give your life a health, fitness and money audit all at the same time? Read on for a few simple tips on changing your life for the healthier, better, richer and fitter!

Cancel expensive gym memberships and use the great outdoors

The great outdoors is so beautiful, but we rarely appreciate its full beauty. Even when we pay to work out we cut ourselves off from the great outdoors to sweat it out indoors. This year you could quite easily ditch the expensive gym membership which comes out of your bank whether you go to the gym or not, and use the local park as a substitute gym. You can use the walkways as a running track, the park benches as a support for doing arm dips and you can bring your yoga mat to do a few stomach crunches on the grass. There are many things you can do to increase your heart rate like jumping up and down or doing sprints so any kind of workout is just an open mind away! Use the money you save in a positive way: to buy a relaxing holiday or to kick-start your own startup project.

to avoid the need to get business loans or finance to start the business of your dreams!

Walk, don’t drive

Walking is a great habit and it does not cost anything so why don’t we all walk more? Walk to work, walk to the shops, walk anywhere! The trick to making walking work for you is to plan extra time in your day for the walk and learn to enjoy walking. Bring the doggie with you and see how much he appreciates getting out!

Ditch expensive habits

Ditching expensive habits is a great way to get fitter, healthier and to save money all at the same time. Perhaps the best change you can make in this vein is to give up smoking. Giving up drinking is another way to guarantee a healthier, fitter and richer you in 2014. A great way to survive the ‘giving-up’ process is to chart your progress and give yourself credit for the progress you have made. If you fail, start again, and see how far you go in six months. Too many people have an all or nothing approach which they ditch when they get a knock-back.

If ditching is too extreme, reduce unhealthy habits like drinking and smoking

Ditching is a dirty word for some of us who are really hooked, so instead of choosing between ditching and going all out in indulge mood, why don’t we just aim to reduce our unhealthy habits? So smoke one less cigarette a day, or have one less bottle of wine per week? As the saying goes, every little helps!

]]>http://www.hurricanespantiesdollars.com/how-to-get-healthier-fitter-and-save-money-all-at-the-same-time/Get out by debt by working towards your next promotionhttp://feedproxy.google.com/~r/HurricanesPantiesAndDollars/~3/ZqID3hdsg_0/
Wed, 26 Mar 2014 21:03:52 +0000http://www.hurricanespantiesdollars.com/?p=587Continue reading →]]>Do you dread Monday mornings and yearn for Friday night every week? In his lifetime, the average man spends a solid total of eleven and a half years at work but only 115 days laughing. As such a massive proportion of time spent alive, we need to make the very best of our careers with the aim to actually love going to work!

You can start right now. If the only thing stopping you from the next promotion is a qualification – get it. If that qualification will cost you money, use your savings, work part time in an easier job or ask for money for your next birthday. It will be worth it. Anna Green (a blogger for the Wizzcash brand) outlines some of the best routes to pursue to achieve your goal.

Open University

A degree is not just a qualification attained in your late teens and early twenties; there are thousands of mature students working towards an Open University degree from home in their spare time. Don’t imagine that student loans are only for the youngsters, they are also available to older students who are in work, depending on their situation. More than one million students in England pay their fees annually with a student fee loan. It doesn’t affect your credit rating and is not means tested. Alumni include Joan Armatrading, Air Chief Marshal Sir Brian Burridge, Mylene Klass and Lenny Henry, so you will be in good company.

Mind Tools

Mind Tools is a website established in 1996 which helps more over 15,000,000 people every year with leadership skills, problem solving, time management, communication and a wide range of other tools to improve your potential. They can help make your working life happier, increase your chances of that promotion or even give the boost to help you change career direction. It’s a membership only site which costs 75p for the first month, then £12 or £17 month depending on which level to take up.

Local College

Some employers might allow you to study at college one day a week, or you could find an evening class. This might be to study a subject related to your current career, or something totally different to expand your skill-base or simply for enjoyment. Send off for prospectuses of the colleges in your area to see what they offer.

Clearing your head

Another tool, free this time, includes some help from your partner, close friend or maybe a parent. Turn off the TV, ignore your mobile phone and make yourself comfortable. On a large piece of paper, mark two columns; one for pros and the other cons. Think of at least ten things to put in each column about your current job. Think of the big things (maybe money) and the small things (friends, local pub, good canteen) and you’ll soon realise how much you love or hate your job. On another piece of paper, write down ALL your skills. This could be qualifications, hobbies, personality traits etc. When you’ve done all this, you can work out what job you really could be doing. It’s never too late to change direction, and if it makes you happier, go for it!

]]>http://www.hurricanespantiesdollars.com/get-out-by-debt-by-working-towards-your-next-promotion/Start Investing with $100 or Lesshttp://feedproxy.google.com/~r/HurricanesPantiesAndDollars/~3/3psnBmB9M7E/
http://www.hurricanespantiesdollars.com/start-investing-with-100-or-less/#commentsWed, 12 Mar 2014 18:04:11 +0000http://www.hurricanespantiesdollars.com/?p=582Continue reading →]]>There are a variety of reasons why people may put off investing. These include money, time and fear. Each of these factors is closely related.

You may have a small budget that limits investment choices. Mutual funds, brokerage accounts and even bank CDs often have minimums beyond smaller sums. Juggling a busy schedule may leave little time to research investments and make informed decisions. With little money or information, we may not feel comfortable investing.

Thankfully, there are investments suitable for smaller budgets and time.

Here are a few ideas:

Direct Stock Purchase Plans (DSPP):

Attractive Features of DSPPs include:

Low Minimum-often just 1 share is required.

Brand Name Companies

Easy to Diversify on a Low Budget

Numerous companies offer a direct way for you to buy shares. These are typically brand names with established market positions. As a result, you will likely recognize the company at first glance. You should still make a performance based decision to buy shares, but higher recognition may increase comfort levels.

You can often buy just 1 share of stock to get started. Smaller investors ormutual fund companies may all consider DSPPs.

With a limited budget, you can purchase shares of companies in different sectors to easily diversify.

Cons of DSPPs include:

Time-you should still research the companies, despite brand names. Note: This is on a relative basis. DSPPs are time efficient compared to more complex choices.

Management- You will make the buy and sell decisions.

Mutual Funds:

Benefits of Mutual Funds include:

Minimums may be just $50 if you commit to monthly contributions

Diversify among asset classes, countries and styles

Professional Management

Easy Tracking

Several mutual funds offer professionally managed portfolios of stock or bonds with low minimums. Different mutual funds have unique objectives, which can range from American stocks to overseas investing, among others.

A mutual fund also saves you time from having to research stocks and closely follow market conditions.

Cons of Mutual Funds:

Little control.

May not be cost efficient.

Mutual funds have expense ratios, which vary greatly and affect your returns. Time should be taken to consider upfront and ongoing fees.

Cost efficient choices: Index funds are low cost options that track major benchmarks, such as the S+P 500.

Additionally, mutual funds offer little control, as you are turning decisions over to the manager.

REITs (Real Estate Investment Trusts):

Features include:

Liquid form of real estate investment

Real Estate exposure without owning property

Passive income from dividends

Prices often move separately from other stocks

Investing in real estate requires capital, market savvy and financing. For those with limited budgets and time, a REIT offers exposure without owning property.

REITs are publicly traded and can be bought through a discount broker, often with just one share. You can also earn passive income on a monthly or quarterly basis, as REITs pay out money from collecting mortgage interest and rental income.

Since real estate has a negative correlation to stocks and bonds, buying REIT shares can lower risk in your portfolio.

With monthly and quarterly income, REITs offer an additional revenue source. When real estate in the portfolio is sold for a profit, REIT shares can increase in value. Unlike owning real estate, you can sell shares at any time.

Things to consider:

Volatility, REITs may have large price swings

Real estate should be considered after core investments such as stocks or bonds are made.

Getting Started:

Compounding is incentive to get started now with smaller budget. The above choices allow you to invest based on time horizon, risk tolerance and personal factors.

]]>http://www.hurricanespantiesdollars.com/start-investing-with-100-or-less/feed/2http://www.hurricanespantiesdollars.com/start-investing-with-100-or-less/The Chick Kithttp://feedproxy.google.com/~r/HurricanesPantiesAndDollars/~3/RTsNMj9HdHg/
http://www.hurricanespantiesdollars.com/the-chick-kit/#commentsFri, 28 Feb 2014 22:05:44 +0000http://www.hurricanespantiesdollars.com/?p=562Continue reading →]]>The other day, my friend/employer gave me 2 Altoids tins. She has a ton of them that she uses to make mini kits and uses for storage.

She told me to turn each Altoids Tin into a post for each of my blogs. Apparently, she must think I need to put out more content, since I’ve totally been failing in that department. So here we are.

I had considered decorating the outside of it and making it awesome, but I suck with that craft shit. Sometimes plain-Jane is the way to go; especially when you’re trying to be inconspicuous or whatnot. You know what I’m talking about.

I had also pondered just being a smart ass and posting an image of the Altoids Tin on each blog as a post titled, ‘Altoids Tin.’ Obviously I decided against that idea.

I tried my best to link to items online (that would be the pink text) in case anybody wanted to make one for themselves or for gifts. Now, onto the contents:

Pink paper under the lid: This is actually 2 pieces of Super Sticky Post-it Notes in Pink. I folded each one just below the sticky part on the back so that they would stick. Paper is always great to have on hand, but you don’t always want to have a whole notebook. You could probably fit more than 2 if you want more.

Mini Sharpie: I removed the little piece on top that had the metal loop. I think the color is aqua.

Lifestyles Ultra Sensitive Condom: I never, ever rely on a man to provide a condom. Even with Boyfriend who I’ve been with for a couple of centuries now. Men in general aren’t very big fans of them to begin with, so wouldn’t it make sense to know you’re covered with a condom in pristine condition? Hell yeah! Duh.

20 bucks: It doesn’t have to be $20 exactly, just some spare cash for an emergency or for pleasure.

Sharing this post will bring you riches!

(Disclosure: sharing is not guaranteed to bring riches)

Read me: This post is more than likely to contain an affiliate link. Ahhh! What does that mean? Will I grow hair on my nipples or give birth to a platypus Nope, you sure won’t (at least not from clicking on the link).

It means that if you click on the link and end up buying or signing up for something, they’ll throw a little change my way like a “thanks for promoting my shit” kickback.

The cool thing is that it doesn’t cost anybody more to purchase or signup through these, but it does help to cover my blogging expenses, such as: hosting, domain names and privacy, images, design, giveaways and much more. So feel free to click on them and I’ll ♥ you forever.)

]]>http://www.hurricanespantiesdollars.com/the-chick-kit/feed/1http://www.hurricanespantiesdollars.com/the-chick-kit/Tips for Escorts to Keep Clients Coming Back for Morehttp://feedproxy.google.com/~r/HurricanesPantiesAndDollars/~3/NfWhCYPQUJs/
http://www.hurricanespantiesdollars.com/tips-for-escorts-to-keep-clients-coming-back-for-more/#commentsSun, 16 Feb 2014 01:14:39 +0000http://www.hurricanespantiesdollars.com/?p=553Continue reading →]]>Any successful escort will tell you that the secret to her success is not attracting new clients all the time, but keeping good clients and establishing them as regular patrons of her services. The best kind of clients to have are sophisticated businessmen; men with some class and manners who can afford your time more than once.

It takes some skill and finesse to keep the good ones coming back for more and turn them into long-term clients. As a general rule, carrying yourself with class and sophistication will go a long way toward keeping the discerning gentlemen interested in your services, but there are many other specific methods of meeting or exceeding customers’ expectations, and cementing your best escort-client relationships.

Establish a clear understanding of expectations at the very beginning of appointments. Clients want the time spent with an escort to fulfill something they are missing in their life or relationships. Since you cannot read a new client’s mind, it is important for you to learn what his expectations, desires, and needs are – so that you can then create the experience that he truly wants. A smart and skillful escort can gather insights through both conversation and nonverbal communication.

Be professional. Professionalism can take many forms for an escort. Take care of your cleanliness, your appearance and your physical health so that you live up to your clients’ expectations throughout your time together. Participate in whatever activities you have agreed upon with enthusiasm and be actively involved in role-playing and giving your client what will make him feel special. Provide all services you agreed upon. Arrive to your appointments on time and prepared with all of the props, costumes, and products your client expects.

Remain clearheaded and under control.

Requirements:

Don’t use drugs or overindulge in alcohol before or during your sessions. Not only will this help you to remain safe, but you can be much more involved in meeting your clients’ needs when you are sober.

Dress for the occasion. You should always find out prior to your session the type of activity in which you will be taking part. Discriminating clients want an escort to complement them in public and fit in with the company they will be keeping.

Get to know your clients. A small personal touch will go a long way toward turning occasional clients into regular patrons. When a client talks, listen. Find out such things as what interests him, what he prizes, when his birthday is, and what his favorite color or food may be. When you remember these personal things and incorporate them into your appointments, you let your client know you care about and appreciate him, which will definitely keep him coming back for more.

Be well versed in escort terms. Not knowing what an abbreviation or slang word means can get you in trouble.

By following these tips with your best clients, you will begin to develop a clientele list filled with regulars, making your escort sessions safer, more pleasant, and – in time – more lucrative.

TRAVEL

John @ Frugal Rules writes How to Travel for Free – Traveling the world, and doing so in first class style, can be quite expensive. What many overlook is the opportunity to get someone else to pay for that travel for you. Learn how I’ve enjoyed over $100,000 in free travel with no money out of my pocket.

FASHION

Lauren @ L Bee and the Money Tree writes The No-Spend Clothing Challenge Wrap Up – Was the no-spend clothing challenge a success? I cheated, but ultimately it was a success and I reduced my clothing spend by 73 percent.

ENTERTAINMENT

Holly @ Club Thrifty writes 5 Ridiculous Gifts I’m Not Getting My Kids – As the mother of two toddler daughters, I am horrified by some of the toys I have seen in stores. Read this post for 5 ridiculous gifts I will not be buying.

Maria @ The Money Principle writes Frugality or folly: stop wasting food! – We all waste too much food and it is time to stop. As a bonus you’ll learn how to make spaghetti carbonara and meringue.

Crystal @ Married (with Debt) writes I Bought a New TV – I just bought myself a new TV. There wasn’t anything wrong with my old TV. I just wanted a new one. Before you start typing, let me explain.

Buck @ Buck Inspire writes Tis The Enrollment Season To Be Jolly – It is time to enroll for your employee benefits! Some basics are pretty straightforward and really depends on personal preference like HMO versus PPO.

Tushar @ Start Investing Money writes Should You Blow Your Savings on Christmas? – This has to be one of the most tempting times of the year. It’s like a diet you stay on for 95% of the duration, only to fall at the final hurdle and let yourself down during those last few days that could have made a real difference.

Jen @ Master the Art of Saving writes 3 Ways To Save Less For Retirement – Nobody likes the idea of putting away lots of money that they won’t see for possibly many years. So what can you do to still have a sufficient amount saved for retirement, but save less money at the same time?

Michelle @ The Shop My Closet Project writes Life in the Red-A tale of being in debt – I have spent my entire adult life living life in “The Red”. When I say in “The Red”. I mean in debt. When you talk living paycheck to paycheck I get it. I get juggling bills and money around to see what I have in the bank and in my pocket so that I can pay things off.

Don @ MoneySmartGuides writes 5 Tips for Identity Theft Victims – Identity theft has made so many victims that you should no longer wonder if your identity will be compromised, but when.

Crystal @ Budgeting in the Fun Stuff writes 10 Tips to Save Money – Here’s an oldie but goodie from early 2011! Here are my top 10 tips to save money: 1. Save Automatically. Setting up automatic contributions is the best way, in my opinion, to save money…

Marissa @ Thirty Six Months writes The Joys of Being a Freelancer – While I do not consider my consider my consulting role that of a freelancer, I have, at times, taken on freelance clients for various projects. The beauty of being a freelance is not necessarily the freedom to work wherever you want, but more so the ability to work with whomever you feel is a great fit.

Monica @ Monica On Money writes How To Graduate College Debt Free – It might be hard to believe, but it is entirely possible to graduate from college debt-free. Think about how amazing it would be to start your new career without worrying about paying off student loans.

Larry @ KrantCents writes Everything Is Always on Sale! – Everything is always on sale seems like an exaggeration! If you are expecting to go to your local store and find absolutely everything on sale, you will be disappointed. Then again, you can find just about everything on sale somewhere.

Natalie @ Debt and the Girl writes Can Frugal Be Taken Too Far? – I was perusing the Netflix selection on my computer one afternoon and I found a show called Extreme Cheapskates.

Alexa @ Single Moms Income writes 5 Practical Christmas Gifts for Kids – If you want to save money and buy Christmas gifts kids will love, you need practical gifts. Here is a list of five practical Christmas gifts for kids.

Alexa @ Defeat Our Debt writes Personal Finance 101: Back to the Basics – To layout a strong financial foundation you need to know the personal finance basics. In this post we go back to the basics for you.

Sustainable PF @ Sustainable Personal Finance writes The Importance of Saving Early – When my husband and I first married, we were poor and in debt. It was a difficult place to be, and, even as we made inroads and improved our finances, we still felt pinched.

FI Pilgrim @ FI Journey writes Is Patience Still A Virtue? – There are a lot of things in life that money cannot buy. But in my experience there are also a lot of things that debt can take away. I council patience!

GenY @ Gen Y Finances writes Does Everyone Need an Emergency Fund? – You’ve probably heard more times than you can count that you should have savings put away for a rainy day. You may have also heard the old phrase that one size does not fit all.

Little House @ Little House in the Valley writes A Yummy Retirement Recipe – A while ago, I thought of a clever idea; write up the steps to a budget like a recipe. Here’s my “recipe” for a successful retirement:

Tushar @ Finance TUBE writes Time to Manage Your Largest Asset – For most people the largest assets are there home and the contents inside of it. But many people don’t spend enough time managing their home, not understanding their financial implications of not managing it.

Daisy @ When Life Give You Lemons writes Learning from Your Awkward & Embarrassing Life Phases – If you are a woman in the professional workforce, perhaps you, too, have experienced very strong, completely opposite reactions to the phase of life you’re in. And no doubt you 100% felt those feelings when you had them. But then they left and you just didn’t feel that way anymore. Sarah writes about four phases that she wishes she didn’t want to share out loud, but feels compelled to

HOBBIES

Pauline @ Make Money Your Way writes I bought another PF blog! – I just bought a third PF blog, here are the details of how to value a blog and the expected returns!

Jen @ PF Carny writes Does Couponing Really Save Money? – Depending on how you do it and how into it you get, it can be either bad or good. So, does couponing really save you money? It can, but it can also cost you money at the same time.

Daisy @ Suburban Finance writes Want to Learn About Personal Finance? Play Monopoly – According to dictionary.com, the term -monopoly- is defined as “exclusive control of a commodity or service in a particular market or a control that makes possible the manipulation of prices.” I highly doubt I knew what that meant when I was younger, but read what I learned.

Sharing this post will bring you riches!

(Disclosure: sharing is not guaranteed to bring riches)

Read me: This post is more than likely to contain an affiliate link. Ahhh! What does that mean? Will I grow hair on my nipples or give birth to a platypus Nope, you sure won’t (at least not from clicking on the link).

It means that if you click on the link and end up buying or signing up for something, they’ll throw a little change my way like a “thanks for promoting my shit” kickback.

The cool thing is that it doesn’t cost anybody more to purchase or signup through these, but it does help to cover my blogging expenses, such as: hosting, domain names and privacy, images, design, giveaways and much more. So feel free to click on them and I’ll ♥ you forever.)

]]>http://www.hurricanespantiesdollars.com/lifestyle-carnival-3/feed/5http://www.hurricanespantiesdollars.com/lifestyle-carnival-3/Most Wasteful Packaging Awardshttp://feedproxy.google.com/~r/HurricanesPantiesAndDollars/~3/RZM3PHMtY1I/
http://www.hurricanespantiesdollars.com/most-wasteful-packaging-awards/#commentsTue, 12 Nov 2013 00:20:19 +0000http://www.hurricanespantiesdollars.com/?p=393Continue reading →]]>I’m not green, nor do I really give a fuck if companies are being environmentally responsible. But sometimes, it’s just ridiculous how much packaging some items have.

More often than not, it really pisses me off that I have to do this or that, grab some garden shears and try not to cut myself on silly excessive packaging.

You know what I mean. You’ve seen and dealt with these issues as well, haven’t you?

I was lucky enough to score some free allergy medicine four months ago (or was it five—it doesn’t really matter) with the use of coupons. My allergies always seem to act up when I have nothing on hand. Problem solved.

So you have this large outer packaging which is a bit excessive for 5 doses, but it could be worse.

Then after you get through that, you have 5 small individually packaged allergy pills. These pills are as tiny as shit, but the packaging around them is like 30 times as large as the pill.

Really?

Now I can understand a nice convenient individually wrapped allergy pill to toss into a pocket or bag, but why so large?

They could have easily reduced the size by 2/3 and still had a decent size. But, no…that would be too logical.

Sharing this post will bring you riches!

(Disclosure: sharing is not guaranteed to bring riches)

Read me: This post is more than likely to contain an affiliate link. Ahhh! What does that mean? Will I grow hair on my nipples or give birth to a platypus Nope, you sure won’t (at least not from clicking on the link).

It means that if you click on the link and end up buying or signing up for something, they’ll throw a little change my way like a “thanks for promoting my shit” kickback.

The cool thing is that it doesn’t cost anybody more to purchase or signup through these, but it does help to cover my blogging expenses, such as: hosting, domain names and privacy, images, design, giveaways and much more. So feel free to click on them and I’ll ♥ you forever.)