Complete Legal Work & Exchange Contracts

Great news! - you have now reached Exchange of Contracts - meaning your purchase has now become legally binding and a date for getting your keys to your new property has been agreed. Since receipt of the mortgage offer, your legal representatives will have been reviewing and then finalising any outstanding enquiries and searches with third parties to ensure your purchase is a sound one both now and for the future. You are now able to sit back and relax excluding of course any moving home preparations! As you are now legally liable to purchase the property, it is crucial that your buildings insurance and other protection policies are placed in force at this point to ensure you are fully protected, which we will take care of on your behalf on any insurances arranged through us.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE