Tuesday, January 26, 2016

Sure, it's good that gas prices are low, especially if you have to drive to work every day or you are planning a driving vacation. It's true, also, that eventually, low gas prices should drive down other prices because of the lower cost of transportation. (Isn't that what they told us when food and other things got so expensive when gas prices went high?)

Thursday, January 7, 2016

If one of your New Year's Resolutions was to save more money this year, you may be wondering how you're going to stretch your money far enough to do it.

Sometimes, mind games work very well, so here you go:

Treat your savings account as if it were a debt. Whatever savings goal you want to meet is the amount you "owe."

Do whatever you have to do to keep your mind working that way. Make up a pad of payment coupons, or make a spot for it in your list of bills or write a note to yourself every month, reminding you that a payment is due. Put it in your budget.