01 January 2008

The beginning and the remnants

Happy New Year! It seems like I should be doing something big today, like cutting up credit cards or issuing a ban on the mall, but I'm not. Like I said, I don't think much will change for the time being. I am planning on listing some more stuff on Ebay this week, and trying to make it to Thursday without going to the grocery store. I have decided to start taking out the spending money in cash every TWO weeks, so that if there is something on sale that I can stock up on, I have the resources available (like if I can get diapers for cheap). So that will begin on Thursday, when I get paid.

On a different note, I realized this week that I have some bills I need to pay that aren't in my budget, so I'm going to need to figure out what to do with irregular bills, like oil, newspaper and car taxes. I'm thinking that my tax refund and raise will cover that kind of stuff, so when those two things come through, I'll start putting them automatically into savings to have a rainy day fund.

Current Frugal Living Projects

My Mission- Final Year

The Year of Frugal Living blog started in January 2008 as a year long challenge to pay off debt and gain a better understanding of what it means to be financially responsible. Over the course of the year, I not only paid off 18.4 percent of my debt, but I changed the way I think about spending, saving, and what is important in life. My plan of paying everything off in a year hasn't exactly worked out the way I wanted it to, but I continue to work hard every day to achieve my goals.

Earn 25$ from ING Direct

Earn 25$ if you open an ING Direct account by depositing 250$. Email me at yearoffrugalliving@gmail.com for the referral code. You get 25$, I get 10$- we all win!