Everything seems to be expensive. But your California auto insurance doesn't have to! We shop, compare, and research so you can view the best offers from top-rated companies. Full coverage and liability prices are extremely affordable. Use our "Best Rate Guarantee" software to find the most competitive prices. If you are in the process of changing vehicles, you can view rates in advance.

The best cars for California insurance rates can substantially reduce your rates. They often have lower incidence of claims and sustain less damage. We'll help you find those cars and save money on your auto insurance rates. Although there are some SUVs on the list, many compact vehicles are also included. Generally, the more expensive the car (or truck), the more costly the policy. Alarm system discounts help reduce your premium along with save-driver rewards if you have driven the last 24-48 months without an at-fault accident. You can also earn a "deductible credit" that can be used to pay down your collision deductible if you ever have an accident that is your fault.

Instantly, you can view the top companies that have the lowest rates, and if you wish, apply online for coverage. We also provide the lowest car insurance rates for nearby cities, such as Soquel, Aptos, Santa Clara, Gilroy, Aptos, Pacific Grove, Morgan Hill, Saratoga, Los Gatos, and Cupertino. Local zip codes with affordable rates include 95066, 95065, 95064, 95063, 95062, 95061, 95060, 95018, 95005, 95064, 95073, 95010, 95062, and 95033.
We are one of the nation's top websites for providing the lowest available prices, company comparisons and free online quotes. We have more than 35 years of experience helping Santa Cruz consumers find the best rates for their insurance. We provide fully customized quotes that allow you to view your best options.Many discounts are offered to drivers, especially Seniors and teenagers. Defensive-driving courses, when completed, can often immediately reduce the premium.

Easily, view your best options. There is no cost or obligation. Simply click on our secure link at the bottom of the page, and provide your zip code. Then get your free quotes from the top companies in your area. Along with Santa Cruz County, other area counties with low prices include Santa Clara, San Mateo, Solano, Napa, Monterey, and San Benito. Counties in other states (Nevada and New Mexico) also have attractive pricing. Counties closer to Mexico often have options available to cover your vehicle if driving across the border.

The California DMV is the state authority for most license and vehicle registration concerns in Santa Cruz and the remainder of the state. You can also order the 2018 Driver Handbook online or by calling. Informational property and casualty guides are also offered. If you recently moved to the area, transferring licenses and registration won't take long and online forms are provided. Other services include providing traffic accident reports, sample drivers tests, and CDL requirement information. Some of the most competitive rates on the West Coast are from Progressive, USAA, Geico, Amica, Sterling, Western General, Horace Mann, and AAA. You can compare the best rates online or at a broker's office. Several locations include Water Street, Front Street, Gault Street, E. Cliff Drive, 41st Avenue, Mission Street, Ocean Street, Seabright Avenue, and Soquel Avenue.

The Department of Insurance helps consumers with many free services that are designed to provide protection, information, and guidance. Flood insurance and preparation for natural disasters are two examples. The DOI also reviews rate change requests from carriers, and determines if they will be approved.