Monthly Archives: December 2017

At Negative Equity NI, clients dealing with negative equity often come to us believing that there is nothing that can be done to solve their property debt problems, or thinking they will have no choice but to go bankrupt. There are, however, a range of solutions that can be pursued in order to deal with […]

Across Northern Ireland, many homeowners have found themselves trapped in negative equity since the property crash and recession ten years ago, but many people don’t know what negative equity is or how it can affect them and their finances. Put very simply, ‘negative equity’ means that the value of something against which a loan was […]

At Negative Equity NI, we help clients who have found themselves struggling with tens of thousands of pounds of unaffordable property debt. Many of our clients have been struggling with their debts for some time and often ask us if they would be better to simply hand back the keys to the bank. While it’s […]

At Negative Equity UK, one of the questions we are asked most often by our clients is, will dealing with my negative equity mean I have to rent forever? It’s an understandable worry. For most people, owning their own home gives them security and stability and dealing with their negative equity can have an effect […]

One of the most common solutions we offer to our clients at Negative Equity NI is a negotiated settlement with their lender. With a debt write down, also known as a shortfall sale or an informal arrangement, the borrower typically sells the property and we will negotiate with the lender to write off as much […]