Asset management has an agency problem — in fact, several agency problems. In other words, what’s good for the fund manager, for the company he or she works for, and for that firm’s shareholders, is not necessarily good for you, the … Continued

The FCA report concluded that fund charges are often too high, that there is a lack of genuine competition on price and that investors are not being given a clear picture of how much they are paying to invest. What … Continued

There was good news for UK investors when the Financial Conduct Authority published a long-awaited report on the asset management industry. The report concluded that fund charges are often too high, that there is a lack of genuine competition on … Continued

Returns of 11%, 15%, or even 26% last year! And from lower-risk property investment! You don’t have to spend much time on Google to find property investments enticing individuals to part with their savings in search of high returns with … Continued

In March 2015 the Government announced plans to create a second-hand annuity market and allow people, who had previously bought annuities, to sell them for cash, from April 2017. At the start of this month they decided to cancel those … Continued

In Monday’s edition of the Press & Journal, Carbon’s investment director, Barry O’Neill explores whether there is any merit in drip-feeding your money into investment markets rather than investing everything at once. Whilst your initial instinct might be to take … Continued

We are delighted to announce that we have once again been awarded the Gold Standard Award for independent financial advice, making it the fifth year in a row. Gordon Wilson and Darren Lees at Carbon, were thrilled to collect the … Continued