This article contains affiliate links, for more information, see the disclosure here. Thanks for your support!

It’s often hard for musicians to afford the professional instruments and recording equipment they need if they have bad credit. Credit is hard to qualify for these days and payment plans without a credit check just don’t seem to be offered by most stores. The good news is, there are still a few places that do offer these. In this article, I’ll go over my top choice getting gear on a musical instrument payment plan and why I think it’s the best out there. If you want to shop around, check out my article on the top 22 ways to get a guitar or other musical instruments on a payment plan.

Monthly Payments Without a Credit Check Can Help You Get the Right Musical Instrument

With music, it’s hard to settle for budget gear because the sound you get out of cheap entry level instruments seems to inevitably echo the price tag. In order to learn an instrument or give shows that people will talk about or want to come back to again, musicians need top quality professional gear. If you’re trying to make a demo to get signed to a label, chances are, recordings you make with cheap mics and poor software just aren’t going to allow anyone to really hear your talent or know how amazing you can sound. If you’re an indie band, it’s just as important to make sure people are buying recordings they’ll love so that they’ll by the next album you put out too. The problem is that bad credit can really hinder your ability to afford the music gear you need.

Being a songwriter and music major and just overall music fanatic, I’ve been in this bind before and did a lot of searching. After a lot of disappointments, I found one company called Zzounds not only offers four month financing with no credit check and no fees, but they also guarantee the absolute lowest price on everything they sell!

The Right Gear at the Lowest Prices, Even if You Have Bad Credit

Zzounds* has a massive selection of music gear to choose from and currently offers a musical instrument payment plan to just about anyone currently making an order over 59.00 USD. All you need is a credit or debit card to make your musical aspirations possible. While this is a great option for people with bad credit, even if you have awesome credit, this is an option worth considering since you’ll likely save money by not having to pay interest versus charging your next music gear purchase to a credit or store card – it’s really an amazing option for anyone looking to finance music gear.

Their Customers Totally Love Them and You Will Too

I also did some digging and found Zzounds currently has perfect five star rating on Google Shopping, which is pretty rare to see these days to say the least.

So if you want to get that guitar*, drum set,* digital piano* or whatever on zZounds musical instrument payment plan, with no credit check and prices as low as any other major music shop is going to offer, click the big blue button below to check out Zzounds!

PS, if you can find a lower price, I believe they will beat it by 10% if you call them on it!

How zZounds Musical Instrument Payment Plans Work (With and Without a Credit Check)

Update, 01/30/2017: zZounds has actually lowered the financing fee on their musical instrument payment plans, added tiers, and made a six payment option available. They’ve also lowered the qualifying spend amount to just $59. This makes their payment plans more competitive than ever! I’m including a chart below with the updated fees for financing in each tier.

Order Total

4 or 6 Payments Processing Fee

Less than $600.00

$3.95

$600 to $1,000

$5.95

More than $1,000

$9.95

Order Total

All Other Payment Plans

Less than $1,000

$14.95

More than $1,000

$17.95

Their plans have gotten even better too! Here’s the updated list of available payment options. Please note that only the 4 payment option on $59-$1000 is currently available without a credit check.

Current Musical Instrument Payment Plans Available

4 Payments with no credit check on most products between $59-$1000

6 Payments available on most orders totaling over $249 and up to $3000

*This article contains affiliate links for which we may be compensated, click here to learn more.

SUMMARY & RESULTS

My personal recommendation is hands down to go with zZounds. Their great customer service, large selection of musical instruments, and lowest price guarantee makes not just a phenomenal choice for people with bad credit, it's a good option to consider even if you have great credit!

4.9

AFTER A COMPREHENSIVE REVIEW, I DECIDED THAT ZZOUNDS OFFERED THE OVERALL BEST OPTION FOR GETTING MUSIC EQUIPMENT BASED ON WHAT I NEEDED.

Show Comments (5)

5

Leave a Reply

Connect with

I allow to create an account

When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. We also get your email address to automatically create an account for you in our website. Once your account is created, you'll be logged-in to this account.

DisagreeAgree

This comment form is under antispam protection

3Comment threads

2Thread replies

0Followers

Most reacted comment

Hottest comment thread

3Comment authors

Recent comment authors

Connect with

I allow to create an account

When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. We also get your email address to automatically create an account for you in our website. Once your account is created, you'll be logged-in to this account.

Support our site

If you find this site helpful, please consider using our affiliate links. Ayrne may earn a small commission from your purchase, but it won’t cost you anything at all and in some cases, it may even save you money! We use affiliate links instead of banner ads to provide you with a cleaner, more focused experience on our website.

We’re here to help you take the suck out of life for a few precious moments each day. We’re also here to inspire you to go out there and live life to the fullest. Ayrne is a digital sanctuary of ideas, inspiration, and laughter.