HEALTH INSURANCE

Deadline to waive is January 31, 2014. Students that waived the insurance in the fall term do not need to do so in the spring. Review your WESS account to confirm if an Insurance Premium fee was billed.

Health Insurance

Pursuant to New Jersey law, Montclair State University is required to
offer student health insurance coverage to its full-time undergraduate
and graduate students as defined by the University (12 or more credits
for Undergraduate, 9 or more credits for Graduate). The current plan
being offered for Academic Year 2013-2014 is through United Healthcare.
Full time students are automatically billed for the full amount of the
insurance on their term bill by the Office of Student Accounts. If you
already have health insurance coverage either through your parents,
spouse or self employment, you can opt to waive the Health Insurance Fee
by providing evidence via the Health Insurance Waiver form online.

Unfortunately part time students no longer have an opportunity to
purchase insurance through United Health Care.

Details regarding the
United Health care plan can be found www.firststudent.com/schools/MontclairStateUniversity.htm.
Student dependents may also enroll in the United Healthcare plan for an
additional premium cost. We encourage our students to investigate their
healthcare insurance options to find the most affordable choice for
themselves.

All full time students are required to provide proof of coverage or to accept the health plan. You must waive or enroll in the school-sponsored insurance plan each academic year. If after completing the waiver, your information changes you will need to resubmit the updates via fax 973-655-4421 or email waiverinsure@mail.montclair.edu. You will not be able to complete another waiver.

You may waive coverage under this plan if you have health insurance
that meets all of the University plan requirements and is approved by
the University. You will need to provide information about your coverage
in the waiver section.

Important:If
you do not enroll for or waive coverage by the designated deadline, you
will be automatically enrolled in the school-sponsored plan and charged
the applicable premium.

All enrollment or waiver selection must be completed by the deadlines listed below.

Students who do not respond by the deadline will be automatically
enrolled in the plan and will be responsible for the annual premium.

The University reserves the right to make the final determination
regarding eligibility for the initial and continued enrollment in this
insurance plan.

The University reserves the right to audit all waivers in order to
ensure compliance with the University insurance requirements. Please be
sure to have a copy of your insurance policy as you may be asked to
provide this documentation.

Waiver Deadline:

Fall 2013 - 9/30/2013

Spring 2014 - 1/31/2014

In Order to Complete the Waiver Card Below, You Will Need the Following:

Your current health insurance plan ID card.

Your health insurance brochure or plan description.

In order to complete the Waiver process, please go to www.firststudent.com and follow the instructions as indicated OR click

Once the process is complete, do not forget to print out a receipt for your records.

The Health Insurance Fee will be removed from your account after the add/drop period as stated in the Schedule of Courses Book as long as you have an approved waiver on file. However, you may deduct the Health Insurance Fee when remitting a payment.

TO ENROLL IN THE SCHOOL SPONSORED INSURANCE:If you want to enroll in the insurance plan but need coverage prior to the start of classes, please send an email to waiverinsure@mail.montclair.edu.
A Student Accounts representative will add your name to the First
Student web site. A response will be sent back to you, at that time
please go to www.firststudent.com;
select Montclair State University from the drop down menu; then follow
the instructions under the heading Student Tools select Enroll now; then
follow HARD WAIVER STUDENT ENROLLMENT INSTRUCTIONS.
You will be able to print a temporary ID card within 24 hours. If you
need insurance but do not need to enroll before the start of the
semester (September 3th) you will be automatically enrolled and an
insurance card will be mailed to the address on file by the end of
October for the fall and the end of March for the spring term.