Disclosures

Required State of Texas Consumer Complaint Notice

Community Bank & Trust is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Community Bank & Trust should contact the Texas Department of Banking.

Community Bank & Trust also engages in the money transmission and/or currency exchange business as an authorized delegate of American Express Travel Related Service Company, Inc. and/or American Express Prepaid Card Management Corporation (collectively "American Express") under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact the consumer assistance division of American Express travelers cheque products at 1-800-221-7282, if you still have an unresolved complaint regarding the company's money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking.

Consumers may file complaints with the Texas Department of Banking by contacting the Department through one of the means indicated below: