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Ron Gunnare

Long-Term Care Insurance: Help When You Need It

Plan Ahead

There often comes a time in life when our bodies just won’t cooperate the way we’d like them to. Everyone hopes to be well into their sunset years before they have to worry about nursing homes, care facilities or in-home health care. But preparing now, while you’re still independent and strong, is a good way to ensure you’ll have better options, should you experience a need for long-term care and assistance.

Peace of Mind

Depending on your circumstances, government programs may not be an option, and you may face using your own assets to pay for care. Long-term care insurance can provide you the funds to get quality care at home or in a facility when you need it, without depleting your savings account.

If you don’t qualify for government-funded programs such as Medicare or Medicaid, and you don’t wish to deplete your assets to pay for living assistance, a long-term care insurance policy may be a good option for you.

Protection for Tomorrow

Long-term care insurance must be purchased before you need it. The younger you are, the lower your premium will be, and you can decrease the chance of becoming uninsurable at a later date. If you wait and medical issues arise, you may need to liquidate your personal assets to cover your care needs, or rely on government programs.

Coverage Under One Roof

I can help ensure your long-term care insurance complements your other insurance coverage, such as health insurance, life insurance for you and your family, home insurance, car insurance, and business insurance.

Long-Term Care & Disability Income insurance policies are underwritten by a variety of insurance companies that are not affiliated with our companies. See your Farm Bureau agent for more information about these products.

Agent must be a registered representative of FBL Marketing Services, LLC to discuss mutual funds or college funding options.

Health insurance policies vary by carrier & individual and may not be offered through all agents or available in all states. Health insurance is underwritten by a variety of insurance companies not affiliated with our companies.

Long-Term Care and Disability Income insurance policies are underwritten by a variety of insurance companies that are not affiliated with our companies.

IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents. For more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.