PROGRAM INFORMATION

This program has been rescheduled for the convenience of our members! The new date is November 28, 2018.

The workshop is being presented by the FDIC, and will feature roundtable discussions with representatives from the Office of the Comptroller of the Currency, the Federal Reserve Bank of Richmond, and the NC Office of the Commissioner of Banks. Specific topics will include:

Information Technology: It’s About Leadership

Regulator Roundtable Discussions of Common Examination Findings and Emerging Risks

Bank Secrecy Act: A Supervisory Update

SPEAKER INFORMATION

Jeff Burgess – Risk Management Field Supervisor, FDIC

Jeff is the Risk Management Field Supervisor for FDIC’s Charlotte Territory. The Charlotte Territory is responsible for all examination activities of state nonmember institutions in the Western half of North Carolina and all of South Carolina. Prior to this role, he served as a Supervisory Examiner responsible for supervision of the Territory’s large banks. Jeff began his career with the FDIC in 1991 as an Assistant Examiner in the Hollywood, Florida Field Office. In 1998, he joined the Comptroller of the Currency as a National Bank Examiner in the agency’s Southeast Territory. While in this position, he served on a number of large bank teams in the Southeast ranging in size from $20 billion to several hundred billion. Jeff led a number of complex examinations around the U.S. and over-seas at foreign locations of large U.S. banks. Jeff eventually returned to the FDIC in 2007 where he was promoted to Senior Examiner and, ultimately, to his current position.

Jerry has been employed by the FDIC for more than 25 years. He is currently the Division of Depositor and Consumer Protection Field Supervisor for the Atlanta Region’s North Territory, a position he has held since 2002. In this capacity, Jerry is responsible for consumer protection supervision activities in North Carolina, West Virginia, and Virginia. Since joining FDIC as a trainee compliance examiner in the Nashville, Tennessee field office, Jerry has held positions of Compliance Examiner, Senior Compliance Examiner, and Compliance Field Supervisor and has worked in the FDIC’s Atlanta, Chicago, and Memphis Regions.

Stacy is a Senior Portfolio Analyst within the Supervision, Regulation and Credit Risk Management department of the Federal Reserve Bank of Richmond. In this role, she has responsibility for overseeing and monitoring the safety and soundness condition for a portfolio of community banks. She has been with the Federal Reserve since 2005. She has been in her current role since 2013 and primarily works with bank management on issues to examinations, current topics in supervisory oversight and overall safety and soundness concerns.

Margaret Meyers – Risk Management Field Supervisor, FDIC

Margaret currently serves as Risk Management Field Supervisor for the Raleigh Territory, a multi-office territory covering the eastern half of North Carolina and all of Virginia and West Virginia. In her 27 years with FDIC, Margaret has examined banks primarily in North Carolina but also in South Carolina, Virginia, Georgia, Indiana, and Illinois. She has also instructed for FDIC’s Corporate University, including one teaching assignment with the Egyptian Banking Institute in Cairo. Additionally, she has been very involved in Directors’ Colleges in NC, SC, and WV. Margaret has served on several temporary assignments in the Atlanta Regional Office and at FDIC Headquarters in Washington, DC. Her experience on these assignments includes reviewing and processing problem bank cases for the Atlanta, Chicago, and New York regions.

Katie Reeder – Analyst to the ADC, Office of the Comptroller of the Currency

Katie began working at the OCC in January 2008 as an Assistant National Bank Examiner in the Charlotte Field Office performing safety and soundness examinations of community banks in North and South Carolina. In September 2011, Katie took a position in the consulting practice of a top accounting firm in Orlando, FL. During this time, she performed internal audits and compliance reviews for both state and nationally chartered banks. Katie became a Supervisor for the firm in 2013 and began managing the internal audit and independent compliance review function for various financial institutions in Central and South Florida. Katie returned to the Charlotte Field Office in October 2014 to continue her career with the OCC. She passed the Uniform Commission Examination in 2016 and became the Associate Deputy Comptroller Analyst in the Charlotte Field Office in March 2018. As ADC Analyst, she helps manage the supervision activities for federally chartered institutions in the Carolinas and coordinates examination resources.

Richard Snitzer – IT Examination Specialist, FDIC

Richard began his career with the FDIC in Lexington, KY, where he became a commissioned examiner in 1993. Soon after earning his commission, Richard began his Information Technology career that continues to serve him well today. He has examined banks with less than $10 million in assets all the way into the billions throughout the United States. Until recently, he has focused on examining large technology service providers and data centers. Richard currently serves as one of the Atlanta Region’s IT examination specialists. He has attained several certifications such as the Certified Information Systems Auditor, Certified Information Systems Security Professional, Certified Fraud Examiner, and Certified Business Continuity Professional. Richard has taught and helped develop IT courses for the FDIC including the Cybersecurity Initiative for the FDIC and Bankers.

Melanie Thacker – Bank Secrecy Act Specialist, FDIC

Melanie is a Bank Secrecy Act Specialist for the FDIC’s Charlotte Territory where she has completed examinations throughout the Southeast Region – North Carolina, South Carolina, Florida, Georgia and Alabama. These supervisory activities targeted institutions of varying sizes and risk profiles. Prior to this role, Melanie held the position of Assistant Vice President and Senior Level Risk, Compliance and Audit Consultant, at U.S. Bank with oversight of the first line of defense testing of Anti-Money Laundering and Sanctions for Payment Services. Additionally, Melanie served eight years as the Director of Compliance and Bank Secrecy Act Officer of a $2 billion dollar institution and nine years as the Internal Auditor of a $500 million dollar institution. Additionally, Melanie holds the designations of a Certification Regulatory Compliance Manager (CRCM) and Certified Anti-Money Laundering Specialist (ACAMS).

Stephen Williams – Financial Program Manager, NC Office of the Commissioner of Banks

Stephen Williams is a financial program manager in the banking division of the NC Office of the Commissioner of Banks (NCCOB). Stephen joined the NCCOB in 2000. During his tenure, he has served as a bank examiner trainee, bank examiner I, and senior examiner. Presently, he serves as team supervisor for one of the community bank examination teams. He earned a Bachelor of Science degree in business administration and is also a graduate of the Graduate School of Banking at Louisiana State University.

LODGING INFORMATION

The NCBA has secured a discounted rate of $129/night for our attendees at the Greensboro – High Point Marriott. To secure this discounted rate, please use the link below or call the hotel directly at 336.852.6450 and request the NC Bankers Association rate for the night of November 27.

Please note that attendees are responsible for securing their hotel reservations.

PROGRAM INFORMATION

This is a must attend event for CFOs, COOs, and anyone who is responsible for the preparation of call reports.

This event is being presented by Mauldin & Jenkins, and is designed to explain the why’s, how’s, and where’s of call report preparation, and will offer practical techniques to improve your overall reporting process. This course is perfect for both the beginner and the experienced call report preparer, as the instructors will pace the class based upon the experience level of the attendees. Participants will receive a detailed line-by-line review in the completion of significant schedules of a call report and will be encouraged to share their call reporting experiences. Appropriate items to be reported and relationships between schedules will be discussed as part of this review. Seminar topics include:

Proposed Changes to 2019 Call Reporting

Review of Commonly Misreported Items in Loan Schedule RC-C and Other Key Schedules

Discussion of Regulatory Capital Schedule RC-R, including Proposed Simplifications to the Capital Rule

SPEAKER INFORMATION

Michael Gordon, CPA

Michael is a director with Mauldin & Jenkins, LLC. Since joining Mauldin & Jenkins, LLC in 2005, Michael has focused his career on audits for financial institutions. He has worked on financial statement audits and internal audits for both public and private companies, mortgage companies and credit unions. Additionally, Michael’s experience includes assisting clients with FDICIA and SOX 404 testing, HUD compliance, loss-share accounting and compliance, and regulatory reporting. His experience at Mauldin & Jenkins, LLC also includes audits of clients within the governmental sector and the healthcare industry as well as audits of employee benefit plans.

Kris Trainor, CPA

Kris is a partner with Mauldin & Jenkins, LLC. Kris received his BBA in Accounting from Georgia Southern University in 1995 and works out of the Atlanta office of Mauldin & Jenkins, LLC. Since joining Mauldin & Jenkins in 1995, Kris has focused his career on audits for financial institutions. Kris has continued his professional education by attending a variety of audit and tax training classes. Kris is a member of the American Institute of Certified Public Accountants and the Georgia Society of Certified Public Accountants. He is a Certified Public Accountant in the state of Georgia and is licensed to practice in California. Kris previously served on the AICPA’s Examination Content Subcommittee for the Audit section of the CPA exam.

LODGING INFORMATION

The NCBA has secured a discounted rate of $159/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please call the hotel directly at 919.872.2323 and ask for the NC Bankers Association discounted rate. This rate includes complimentary transportation to and from the North Hills Mall. The hotel is located two miles away from the NCBA.

Please note that attendees are responsible for securing their hotel reservations.

PROGRAM INFORMATION

The NCBA is partnering with Arnold & Porter on the Bank Notes of 2019 webinar series. This will be a quarterly series of webinars that are offered exclusively to NCBA members addressing regulatory issues that are most relevant to North Carolina banks.

Attendees can either elect to attend webinars a la carte at the $150 registration rate, or they can opt to purchase the entire series (four programs) at the $400 registration rate. All webinars are live programs and will begin at 10:00 am EST on the following days:

Q2 – Tuesday, April 16

Q3 – Tuesday, July 16

Q4 – Tuesday, November 12

Each Bank Notes session will include a report on:

New Rules and Regulations

Enforcement Actions and Trends

M&A Activity

20-Minute Deep Dive into Regulatory Topic for the Quarter

Session swill be tailored to educate all aspects of banks’ operations (customer relationship personnel, BSA officers, legal, compliance, audit, operations, senior management, and directors). Each session will be 50 minutes, followed by a 10-minute Q&A session. The link will be delivered to attendees 24 hours before the program begins, and each registrant will be provided with an e-book containing the presentation materials and other supporting documents relevant to the discussion.

Speaker Information

Michael Mancusi – Partner, Arnold & Porter

Michael Mancusi represents domestic and foreign banks, credit unions, and other financial services clients in a wide range of state and federal regulatory, compliance, and enforcement matters. He also has substantial experience representing clients in government and corporate internal investigations, including entities subject to anti-money laundering requirements.

Mr. Mancusi counsels clients facing complex corporate governance and structural issues and represents clients before key state and federal bank regulatory agencies, including the Office of the Comptroller of the Currency, the Federal Reserve, the FDIC, the National Credit Union Administration, the Financial Crimes Enforcement Network, the Consumer Financial Protection Bureau, and the Office of Foreign Assets Control.

Kevin Toomey – Associate, Arnold & Porter

Kevin Toomey represents bank and nonbank financial services companies, along with their boards of directors, executives, and senior management, in a wide range of enforcement, regulatory, compliance, and governance matters before the federal and state banking agencies, Department of Justice, CFPB, FinCEN, and OFAC. Mr. Toomey regularly represents clients in investigative proceedings, including navigating internal and government investigations, and advises clients on issues relating to the Bank Secrecy Act and anti-money laundering requirements, consumer protection, the Dodd-Frank Wall Street Reform and Consumer Protection Act, and state and federal banking laws and regulations.

PROGRAM INFORMATION

The course is designed to prepare bankers who prospect business banking loan requests to analyze the typical metrics used to approve these requests. The instructor will provide an overview of the commercial lending environment and how lenders should consider global cash flow, loan-to-value, and other factors when assessing loan decisions. Discussions will also include mitigating credit exceptions and good prospects. Participants will be guided through case studies to reinforce concepts.

Learning objectives include:

Calculating and analyzing global cash flow

Evaluating guarantor strength

Proper loan structure

Basics of income properties

Evaluating non-real estate collateral

Who should attend: Lending staff seeking an introductory understanding of commercial credit. We often host new business bankers and experienced branch managers with new commercial loan goals. The course will benefit lenders with loan authority and lenders operating in a centralized lending environment.

SPEAKER INFORMATION

Andy Nenni has been providing training and coaching for bankers involved in consumer and commercial lending and has created custom training programs for banking associations and financial institutions. Courses include improving sales, consumer lending basics, performing real estate evaluations, and beginner through advanced C&I and CRE underwriting skills. Andy weaves over fifteen years of banking experiences and stories into each class and uses real world examples to reinforce concepts and entertain attendees. He has served as a Personal Banker, Credit Analyst, Commercial Lender, and Chief Credit Officer in community and national banks. Andy earned a Bachelor of Science in Accounting at Kansas State University and a Masters of Business Administration at East Carolina University.

LODGING INFORMATION

The NCBA has secured a discounted rate of $159/night for our attendees at the North Raleigh Hilton. To secure this discounted rate, please call the hotel directly at 919.872.2323 and ask for the NC Bankers Association discounted rate. This rate includes complimentary transportation to and from the North Hills Mall. The hotel is located two miles away from the NCBA.

Please note that attendees are responsible for securing their hotel reservations.

PROGRAM INFORMATION

Patti Blenden is returning to lead our compliance experts through the various updates in BSA and AML.

This program is designed to enhance the skills of your Bank Secrecy Act (BSA) and Anti‐Money Laundering (AML) support staﬀ, your independent audit team, and any personnel responsible for managing and maintaining a strong BSA and AML program. Expand your staﬀ’s understanding and expertise in some of the most critical skills they will ever possess – skills that can protect your profits in these very challenging times of tight margins and sustained high expectations! Exam findings indicate we need to strengthen our compliance management program!

Patti Blenden of Financial Solutions will lead our program to discover new and improved solutions to the ever‐expanding regulatory challenges. She will discuss the latest developments regarding risk assessment, criminal activity patterns indicating increased problems and the bank’s reporting responsibilities that accompany those scenarios. Join us for the review of an updated and expanded risk assessment methodology including the required elements for documenting your bank’s risk assessment. Learn from others’ mistakes by reviewing the latest BSA/AML enforcement actions and how the criminals and terrorists are expanding their use of electronic payment methods, prepaid cards and just about anything else they can get their hands on! Attendees will pick up new tricks and tips to maximize their programs designed to comply with these very important issues facing every financial institution. We’ll learn, we’ll laugh, and we’ll vent a little. Most importantly, we’ll be ready to face the latest version of BSA and AML challenges with a few more eﬀective tools.

Confirmed topics include:

BSA/AML Regulatory Program Expectations

Customer Identification Program (CIP)

Customer Due Diligence (CDD)

Currency Transaction Reports (CTR) and CTR Exemptions

Suspicious Activity Reportings (SAR)

Office of Foreign Asset Control (OFAC) Program

BSA Training for Everyone

Money Laundering and Terrorist Financing Trends

High Risk Areas of Concern

SAR Case Studies

SPEAKER INFORMATION

Patti Blenden – Financial Solutions

Patti Blenden is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that “excellence is not optional.” She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more than 35 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a Certified Public Accountant, skilled regulatory compliance consultant, bank operations specialist, system automation designer and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.

LODGING INFORMATION

The NCBA has secured a discounted rate of $149/night for our attendees at the Sheraton Imperial Hotel. To secure this discounted rate, please call the hotel directly at 919.941.5050 and request the NC Bankers Association rate for the nights of January 30 & 31.

Please note that attendees are responsible for securing their hotel reservations. The cut-off date to make reservations at the discounted rate is Tuesday, January 29.

PROGRAM INFORMATION

The 2019 CBS Benefits Day & HR Workshop is a great opportunity for our members to learn more about the options available to their employees through our association, and to focus on human resource management with their peers. There will be several great networking opportunities – including dinner and drinks inside the Marriott at Due South! This program should be attended by all insurance coordinators and Human Resource Directors, even if your institution does not participate in the NCBA benefit program.

Check back later for a full listing of topics and speakers!

LODGING INFORMATION

The NCBA has secured a discounted room rate of $134/night at the Greensboro – High Point Airport. To make a hotel room reservation, please either use the link below or call the hotel directly at 336.852.6450. The deadline to reserve a room at the discounted rate is Tuesday, February 26. Please note that attendees are responsible for making their own hotel reservations.