That's a pretty smart idea. What's stupid is why I don't do this with most everything...it'd save a hell of a lot of stress.

Birthday fund, Christmas fund, etc. I should start doing that.

It's a bit off topic, but after we bought our first house, we realized that there were some expenses that came up a couple of times a year (car insurance, for one) that we didn't have money from our regular paycheck to cover. So we opened a second checking account (our budget account). Into this went everything we could quantify in a year: house payment, insurance, gasoline, memberships, etc. We would take the total annual amountof these items, divide it by the number of pay periods per year, and put that amount in our budget account every paycheck. It's simple, and it works.

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“The test of the machine is the satisfaction it gives you. There isn't any other test. If the machine produces tranquility it's right. If it disturbs you it's wrong until either the machine or your mind is changed.”

Quote:

Originally Posted by Mike Miller

I just don't know what I'd do with 560 hp that doesn't involve getting arrested.