How can I use your Clipping Masks and Photo Blocks in Paint Shop Pro (PSP?)

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Open the mask, a photo and a new document in PSP.
Select the Mask document.
Select Edit > Copy.
Target the Photo. Select Edit > Paste as New Layer.
Position the mask over the section of photo you want to be visible in the final project. Resize the mask and/or photo if necessary.
In the Layers Palette, select the mask layer.
Get the Magic Wand selection Tool.
Uncheck “Contiguous” and click once on an opaque section of the mask.
This places a selection (marching ants) around the entire mask.
Now click on the Photo layer in the Layers Palette (while you still have marching ants surrounding the mask.)
Select Layers > New Mask Layer > Show Selection.
In the Layers Palette, click on the Layer Visibility icon (looks like an eyeball on the left side of the layer) of the TOP layer which should be the original clipping mask document. Or just delete that top layer.
You’ll be left with the cut-out photo surrounded by transparent pixels.
Press Ctrl + D to deselect.
Next select Layers > Merge > Merge Group (or Merge Visible) to complete the masking process.
Copy the cut-out photo (Edit > Copy) and paste it (Edit > Paste as New Layer) onto your scrapbook page document.

The clipping masks can be used with digital paper as well as photos. Just open a piece of digital paper and proceed with the instructions, substituting the paper for the photo.

How to use Fotoblendz, Grunged-Up Photo Blocks, Stamped Blocks and other textured clipping masks with Paint Shop Pro:

Open the mask, a photo and a new document in PSP.
Select the mask document.
Select Image > Split Channel > Split to RGB.
This creates three new mask images labeled: Red, Blue and Green. (They are black images, not color.)
Close the Blue and Green masks.
Select the mask labeled Red.
Select Layers > New Mask Layer > From Image. This brings up the “Add Mask From Image” dialog box.
Make sure that your red layer is selected in the Source Window drop-down menu. Choose “Source Luminance” and check the box labeled “Invert Mask Data” then click OK.
In the Layers Palette, you’ll now have three layers. The middle layer will have a small drama mask symbol on the left side.
Get the Pick tool.
Position your cursor over the mask layer within the Layers Palette.
Drag that layer onto your photo document.
The mask layer will be on top of the photo layer and you’ll be able to see the photo taking the form of the Photo Block, surrounded by transparent pixels.
At this point, you may need to resize and reposition the mask to cover the part of the photo you want to show.
Use the Crop Tool to crop the image around the mask so that you only have the masked image surrounded by transparency. You’ll want to crop away any excess photo showing beyond the mask.
Choose Layers > Merge > Merge visible.
Select Edit > Copy.
Target your scrapbook page document.
Select Edit > Paste as New Layer.
This places the masked photo onto your page.