If you’re struggling to manage your finances, have mounting debts or have received letters demanding payments then you may have looked at the different debt solutions available to you. From IVAs, to debt management plans and consolidation loans, there are so many different solutions out there that it can be difficult to know which is…

A new flat rate state pension of £144 per week as part of government reforms has been revealed as part of the Queens speech. The Pensions Bill will come in to effect in 2016 and would create a ‘simpler state pension system that encourages saving, and provides more help for those who have spent years…

At times, when you are unable to find a way out financially, loans can play a huge part in saving you from imminent bankruptcy. However, when it comes to borrowing, most people do not really set any precedents for themselves before they take the money. Remember, whenever you take a loan, you have to return…

The depression in financial market for last several years has made the monetary condition very tight for common people. Saving money is now of real challenge due to constant inflation and ever increasing price of everyday commodities. It is really difficult to arrange instant money during crisis. The urgent financial need can be for medical…

Recent figures from the Financial Services Compensation Scheme (FSCS) have revealed that the number of claims submitted in 2012 for mis-sold payment protection insurance (PPI) was almost double the number from 2011. Just over 11,000 claims were submitted in 2011, whilst the number jumped to more than 19,000 in 2012. A lot of this is…

We are led to believe that traditional high street banks offer the best rates for customers who need to borrow. This may be true for borrowing larger amounts of money, but if you need access to smaller amounts of cash quickly, then banks don’t always offer the best terms. So is it better to borrow…

It is more than apparent that having a good credit record is becoming more and more important. Low rate lenders such as banks, supermarkets and mainstream lenders have tightened their lending criteria’s meaning only those with immaculate credit histories will be able to get their hands on the best deals on loans and credit cards.…

Being in debt is not the end of the world. Although large amounts of debt can make you feel as if you are no longer in control of your finances, there are options available to you that will help you to take back the reins, consolidate your debt and allow you to be free of…