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Interested In Credit Card Churning

Hey there all,

Thought I should post here for some advice/tips on CC churning in the near future.

A bit of background on me:
I am 21, currently have a total of 16 Store/Gas/Credit Cards to my name. Extremely rare for me to carry a balance on any of them, only have about 1K in CC debt (Trip to London, 0% interest thru Aug. 2013) and my car lease (approx. $300/month thru April 2014). Credit score in the mid 720's. CC utilization is always under 9% every month.

I Churn a ton of CCs but dont do them on schedule like some do. I usually keep cards open until an annual fee hits. From what I recall, SW RR you can only get the bonus once per card ever, not sure how accurate that is. I also did SPG many years ago but keep it open because I still have not used the points and it is currently my main use AMEX card, so I just eat the fee yearly.

Kind of what I figured. Keep open the ones that don't have an annual fee, then once the annual fee comes around give them the ax.

You say you don't plan on it, but you would be amazed as to what opportunities may come up and pass you by when a lender looks into your credit and sees the amount of inquiries. I'm 23 years old and hadn't planned on getting a home for years yet, but was fortunate enough to have a great deal fall in my lap. If my credit report was all over the board though, I would have probably been passed up for approval which would have been me losing out on 10s of thousands of dollars. Never a bad thing to keep in mind the random good things that come appear in life

Thought I should post here for some advice/tips on CC churning in the near future.

A bit of background on me:
I am 21, currently have a total of 16 Store/Gas/Credit Cards to my name. Extremely rare for me to carry a balance on any of them, only have about 1K in CC debt (Trip to London, 0% interest thru Aug. 2013) and my car lease (approx. $300/month thru April 2014). Credit score in the mid 720's. CC utilization is always under 9% every month.

This Thread is more than 826 days old. It is very likely that it does not need any further discussion and thus bumping it serves no purpose.If you still feel it is necessary to make a new reply you may do so.
I am aware that this Thread is rather old but I still want to make a reply.

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