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Health = Wealth

"An apple a day keeps the doctor away" is a very well-known saying. For the elderly, though, it is particularly good advice. Living and eating well is the key to staying both healthy and wealthy in your retirement.

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If you are ill, you'll need to see a doctor. If you are strong and well, though, you will rarely need medical help. This will save you money on both medical and healthcare expenses.

A look at the data relating to Hong Kong’s population and healthcare costs shows just how important it is for retirees to budget for medical expenses.

All medical care has a cost

Your choice of public or private health services has both costs and consequences. If you choose public services, you will be faced with long waiting times. If, however, you choose private services instead, it will be more expensive. The problem is made worse as most elderly people don't have medical insurance. Staying healthy, then, is a good way to reduce the costs of any future medical expenses. Start taking exercise and eating well now and you will find "good health means good wealth".