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Monday, January 4, 2010

It is the dawn of yet another year which of course will come with its challenges, mostly financial. That is why people claim that money makes the world go round. The bible puts it even better, money answers all things. It is for this reason I think it is important to have a financial plan early in the year.

Every New Year people usually set to do things is a new way, in other words they make new resolutions. When it comes to financial issues you will hear someone say that he will spend less, save more cash or initiate a business project that he has always had in mind. As for those who are career minded will say that they will look for better jobs.

Making resolutions year in, year out never really bares fruit, it is only when you act on your resolutions do you make progress in your financial growth. A resolution can only work out once a decision is reached at. So if you resolve to spend less this year you should not be overspending on a new year’s celebration. Decide from the beginning of the year to minimize your spending.

The reason why most financial plans fail is because they have no time-lines. Most people wait for certain events to happen so as to start saving, like when I get a new job or when the business starts picking up. The problem of doing that is that even when such an events occurs, most people forget or postpone.

The best approach would be for example, to have a yearly personal financial plan but make sure you assess and review your progress maybe quarterly. All said and done financial planning is a journey thus if you are to reach your destination you must be determined and focused.

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Achievement - Power And Ability Of A Positive Mind

“Attitude is everything!” This statement carries so much truth that if every one took time to think about it and make necessary adjustment in life, then our lives would change for the better. Many times in our quest for self improvement, we have concentrated on changing and improving many things but our attitude.

Attitude is a person’s frame of mind. It is the mindset that a person has that helps him to develop a world view. Attitude is expressed by how we respond to issues. One person once said, “Life is not what happens to you but how you respond to issues”. Two individuals may encounter a similar negative situation but how they will each respond will determine the outcome.

One of the main attitudes we need to embrace is cultivating a positive mindset or attitude. As you read through history you encounter ordinary individuals who did extra ordinary things. Moses in the Bible was known to stammer in his speech but he became the deliverer. Abraham Lincoln on the other hand educated himself; he had no formal education but became the most acclaimed president in the history of the United States.

Mother Teresa, a simple nun in Calcutta also became an icon through her acts of mercy and philanthropy. The list could go on and on. What characterized these people was a positive mindset, they all believed in possibilities and they responded decisively for the good of humanity.

Regardless of your present status and condition, you can accomplish anything with positive thinking. There is power that is released through positive thinking and once it is released, it will always work for you. Positive thinking acts to enhance your abilities and virtues. Nothing is impossible to him that believes.

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