I call your attention to the LOCKS selection. I asked SAM respectfully if he posted a selection after the race started as his posting time is listed there with his post, and I posted the USTA results which I believe display his selection 2 minutes after the race went off.

Since I asked he has responded with the following comments:

sam Hero Member

Posts: 7380

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Re: lockmeister saturday « Reply #6 on: Today at 06:04:22 PM »

--------------------------------------------------------------------------------are you sick keep trying tough guy another sam pack try see the post and time i posted you are so obsessed with my winning

i win money today 4 for 4 lots of money

115 of 119 take my challenge i will give you 1000 if you can match my record or beat it for the year hundred dollar bills crisp

sam Hero Member

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Re: lockmeister saturday « Reply #8 on: Today at 06:18:52 PM »

--------------------------------------------------------------------------------the chicago barn is central time get a life harry quit trying i am giving you a lock for tuesday molly brown

win money have fun

sam Hero Member

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Re: lockmeister saturday « Reply #9 on: Today at 06:22:33 PM »

--------------------------------------------------------------------------------harry i will give you 3000 dollars, crisp 100 dollars bills if you can match my record for the year 115of 119

quit trying loser

i will make it 4000

sam Hero Member

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Re: lockmeister saturday « Reply #13 on: Today at 06:34:56 PM »

--------------------------------------------------------------------------------HARRY YOU ARE SICK KEEP TRYING THE 1000 CHALLENGE IS UP

YOU ARE WEAK YOU ARE A LOSER

KEEP TRYING TOUGH GUY

NO ONE CARES ABOIT YOUR OBESSION BUT YOU WHAT A EXCUSE FOR A MAN

sam Hero Member

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Re: lockmeister saturday « Reply #14 on: Today at 06:36:21 PM »

--------------------------------------------------------------------------------HARRY YOU ARE SICK YOU ARE THE ONLY ONE THAT THOUGHT I POSTED LATE

because I wish the board to see how this poster treats others and see it the moderator wants everyone to treat each other like that

In other words, your desire was to try and embarrass Janine.

Quote

I did not wish to hide it

You're talking about something that happened on a subforum of a subforum that nobody reads but sam and you and maybe two other people who delight in harassing sam. Nobody cares about the crap you post there on a daily basis so why all of sudden do you think the rest of the forum should care about your private little pissing match?

Quote

the thread is titled appropriately

Please. You and a couple of others have been stalking and hounding sam for years. You don't post any of your own "locks" there that I've ever seen, all you do is rag on sam. And then you act all hurt when he gets tired of it and calls you "sick" and "weak" and "loser"? Get real.

This is a 2.4 billion dollar bank is a great location with an exceptional management team merging with a very small bank in Brooklyn, Flatbush Savings Bank, and then undertaking a stock offering of up to 39,100,000 shares. The shares closed Friday at $16.16 and I believe the stock will close the year around $18.75 (including a dividend) and the shares may appreciate another 15% or more plus dividends next year in my opinion.

They are situated in Staten Island where numerous prior banks have sold, and I believe eventually they may also be wanted by other institutions at a premium to their current share price. Staten Island Bancorp, Independence Savings Bank and Richmond County Savings Bank all were located there and sold.

Many of their comps in their filing to sell shares have appreciated since their filing to sell these shares and they should trade higher unless the market and their comps stumble 20% in my opinion, plus they are larger and have lesser non performers than many of their comps.

Fund managers seem anxious to put money to work in this segment also due to low interest rates.

Risks to the deal:

1) The offering doesn't get done due to some unforeseen circumstances or market conditions.

2) The Flatbush deal doesn't get done but I believe the regulators want this bank taken over due to its small size and the entity (Northfield) to sell these 39 plus million shares and raise the roughly $390,000,000 less fees as it will be substantially higher capitalized.