In order to purchase a new home in British Columbia, most buyers will have to secure financing. Obtaining a mortgage from a lender is a common but legally significant step. Signing a mortgage will give you the necessary funds to purchase an asset — your home — but will also affect every aspect of your financial life.

At Laughlin & Company Lawyers Mediators in Port Coquitlam, we have a significant residential real estate practice that includes most aspects of purchase and sale of homes. Our clients are from the Tri-Cities and include experienced purchasers and first-time home buyers alike. We will walk you through all aspects of a mortgage contract, and we will offer you the information you need to feel confident about your decision.

Walking You Through The Details Of Mortgages And Home Financing

A mortgage is one form of a long-term financing contract. A lending institution will provide the money you need to buy a home in exchange for repayment according to specific terms. At Laughlin & Company, we can assist with the drafting and review of your mortgage contract. Specifically, we can answer questions about mortgage details such as:

Penalties for paying off the mortgage early

Potential to change payment amount or payment schedule

Interest rates

Possibility to refinance and the effects of refinancing

As an established, full-service Tri-Cities law firm, we have ongoing relationships with many banks, credit unions, and other lenders. Our lawyers in Port Coquitlam offer mortgage advice from a legal perspective — that means we let you know what the mortgage means for you, as a legal contract and answer any questions you have about the legal aspects of financing your home purchase.

Contact Us

To schedule a consultation with our firm in the Tri-Cities, contact us by phone or email. Call the firm at 604-239-0800 or get in touch online through this website. Our clients come from throughout the region and broader Lower Mainland.