All the personal finance advice you need would fit on a 3-by-5 card, Harold Pollack quipped in a 2013 interview. Immediately people wanted to know: Where’s the card? So Pollack, the Helen Ross Professor in the School of Social Service Administration, scribbled down some ideas and posted a photo, which went viral.

For College Review, Pollack created this new, potentially viral index card specifically for recent graduates.