Lisa, corporate warrior and home provider

Meet Lisa. She's a procurement manager for a busy national corporate and there's nothing she can't find when she puts her mind to it

But when it came to life insurance for somebody with diabetes, that proved a bigger challenge.

Last year while on holidays, Lisa's partner Sandra had to go to the hospital after a problem with her diabetes medication.

Shortly afterward Sandra changed her diabetes management plan and began wearing an automated insulin pump. Since then, managing her diabetes has been fine. Such a simple solution, but when you don't know it's available, simple problems can still have life changing effects.

Everyone wants to feel normal and capable

Sandra has always felt that having life insurance was a normal and important part of looking after your family. But when you have diabetes, sometimes normal feels just out of reach. Finding a life insurance adviser that actually understood diabetes, seemed near impossible.

The problem with asking Dr Google

Part of her frustration was she would Google for information about whether someone with diabetes could get life insurance. But she'd just end up getting out of date, conflicting and confusing comments about what was possible, around the world!

One weekend, Lisa surprised her partner with a bottle of her favourite perfume and mentioned that she'd finally found the Australian specialty website, unusualrisks.com.au the experts in life insurance services for people with diabetes or HIV.

Local knowledge is key

On the frequently asked questions section of their site, she learned that many people shared her same frustration. She also learned that search results from European or American sources on the web regularly contained conflicting and outdated information that was different to the Australian options. No wonder she felt confused.

Perfume and good news

That weekend, they both visited unusualrisks.com.au from their smartphones and took an anonymous pre-assessment survey, to see what their life insurance options were. Lisa got the green light straight away but Sandra had to provide some more detailed information, as she suspected.

The following day she got an email back indicating that she finally had some good news. Her diabetes situation was one they could work with.

Now Lisa's partner is on her way to finally getting her life insurance sorted and Lisa ticked another priority off her list of things to do and smiled.

For today's LBGTI families, there are no accidental families.

You might be parenting and single with kids, parenting and partnered with kids, (yours, theirs and ours), dual parents with kids, co-parents, foster parents, adoptive parents, or even adoptive parents of kids with additional needs (just beautiful!).

You might be a lesbian co-parenting couple or super involved Guncles or Aunties. You might not even identify with the broader LGBTI community but find yourself a parent in a same-sex relationship; or perhaps something a little more complicated.

When it comes to parenting in the LGBTI community, there's really no such thing as average.

Our Connections

We're connected to every Life Insurance company in Australia

so we can give you every option available

About Us

Unusualrisks.com.au provides support to those people who insurance companies leave behind. We believe in giving every person the power to use life insurance products to protect, plan and provide for their loved ones, their businesses and their legacy — free from barriers of stigma and discrimination.

We know that, as an LGBTIQ+ person (or someone who goes without labels entirely), you have specific financial advice, life insurance and privacy needs.

We're committed to serving the LGBTIQ+ community and its allies. For us, it's about Advice Equality.

Make us part of your story so should the unexpected happen to you or your family, you have a backup plan in place and life can still get better for somebody you love.