3-D Secure 2.0: What's Coming, How to Prepare and What Does it Mean

3-D Secure 2.0

The existing 3-D Secure specifications were issued more than 15 years ago and, since then, there has been a great deal of change in the digital payments world. The explosion of mobile commerce and the inevitable innovations that are on the horizon necessitated the need for new 3-D Secure protocols.

Focus on the Future

3DS 2.0 is coming, and it's going to make life easier for merchants, consumers and issuers.

3DS 2.0 has evolved

Where 1.0 failed, 2.0 will succeed in creating frictionless and secure consumer experiences.

Prepare for 3DS 2.0

To prepare for this shift, everyone in the digital payments industry will work together to, ultimately, create a world where all transactions are safe and seamless.

A Better World

With these new protocols in place, everyone will be happier with their digital experiences.

Inevitably, things will change, but 3DS 2.0 will be able to adapt.

If, in the future, there are any big developments in the digital payments industry, these protocols will be able to adjust, and adapt to support those changes.

With 3DS 2.0 in the picture, rules-based authentication will become even more important.

2.0 utilizes new and improved data fields to optimize the consumer experience and to keep consumers safe, something that Cardinal Consumer Authentication (CCA), our authentication solution has been doing for some time now.

Cardinal is ready for 3DS 2.0!

Over time, we've prepared for this shift and, now that it's here, we're ready.