Marcos Tulio

Marcos Tulio is 35; he lives in his own house together with his family, made up of his wife, aged 36, and his two children, aged 13 and 16, one of whom is currently studying. He makes a living providing a service in a paint and body shop, which, with a lot of effort and work, he has successfully established. He has two years’ experience working in this business. Thanks to God and his dedication, he has achieved favourable results, which have allowed him to supply the necessities for his home. He has the advantage that he is well known in the area for the type of service that he offers, and the way in which he works, as many people speak well of him for being an honest, responsible and charismatic man. His dream is to be able to give his family a better quality of life, and it is because of this, that he has decided to continue investing in his business. His aim is to improve the service that he offers in such a way that it will allow him to attract a greater number of customers. It is for this reason that he has asked Integral for this loan, to buy the necessary tools (paint, blowtorch, compressor, spanners, etc.) in order to improve the service that he offers to his customers, and achieve his objective of giving his family better opportunities in life.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.