Do you have reliable home and auto insurance? If the answer is no then there’s no better time to start, as disasters strike when you least expect it and you want to be prepared financially and emotionally all days of the week. While it can seem difficult to find affordable home and auto insurance, the fact of the matter is that there are a variety of accessible options that can fit your budget and give you peace of mind throughout your busy schedule. Below is a comprehensive list of different insurance types and what you should know when applying for a financial buffer in your life.