Unlike other areas of our life—fitness, nutrition, parenting, etc.—our financial well-being is not a topic that many of us talk about socially with our family and friends. As a result, many young people head out into their work lives with unrealistic expectations around spending and savings. Just think of the difference you could make in someone’s lives by sharing lessons such as these:

Avoiding credit-card debt, and if you do have it, developing a plan to pay off more than the minimum monthly payment each month.

Starting to save for retirement (via 401(k)s, 403b, IRAs) as early as possible in your working years.

How to figure out how much car or home you can truly afford (Hint: It’s usually less than a bank is willing to lend you!)

As an added benefit, when you share your hard-earned financial knowledge with the next generation you will naturally find yourself becoming more mindful about your own finances. It’s the same way once you starting walking or going to the gym regularly you naturally find yourself being more mindful of what you eat.

So this 2014, commit to helping a young person in your family, your office, or your community increased their financial well-being. That one simple step will pay dividends to you as well!