North Dakota United in cooperation with Horace Mann Insurance will sponsor a retirement planning seminar for members who participate in the North Dakota Teachers Fund for Retirement. The seminar is for members at all stages of their career providing both short term and long term strategies related to the options available through TFFR and social security and how these two programs interface with a individuals personal savings through 403(b) tax sheltered annuities, IRAs and other savings plans. The seminar is an informational event and no specific products will be promoted during the event. Members spouses are encouraged to attend with the member.