A new Chase branch opened across the street from my apartment recently. I was considering opening an account there for the convenience, but I haven’t given it too much thought. I’m more inclined to simplify my finances rather than open new accounts. I’m in the process of reducing my collection of accounts in order to simplify my life. While the new Chase branch is a block away, my brick-and-mortar institutions of choices, Wells Fargo and TD Bank, are just down the street.

This weekend, I received a notice in the mail that Chase is offering a $100 bonus for opening a checking account. These offers come in every so often, and can be for any amount between $100 and $200. The account must be opened with a low minimum of at least $100 but there are no fees only if you initiate direct deposit. I’m happy with my current direct deposit arrangement, whereby funds from my paycheck are automatically deposited into my ING Direct Electric Orange account and then distributed to savings from there.

This bonus does not appear to be available online. It required the physical certificate received in the mail or a code to be given to an account representative at a Chase branch. Here is the full “fine print” on this offer:

Chase Free Checking™ requires a $100 minimum opening deposit of new money (money not currently held by this bank or its affiliates) to qualify for the bonus. Chase Free Checking has no monthly service fee when you have a monthly direct deposit. Limit one personal checking account-related reward/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Bonus will be automatically deposited into your new account with 10 business days of account opening, but not considered part of minimum opening deposit. Checking account must remain open for a minimum of six months or the bonus will be debited from the account at closing. Account is subject to approval. Bonus is considered interest and will be reported on IRS for 1099-INT.

Add to the bonus with this credit card offer from Chase to maximize your cash back rewards!

Updated March 2012, here are current codes for receiving a bonus for opening a Chase checking account:

$150 bonus for Chase checking: 4282884628808196

$200 for Chase business checking: 4173783293084960

If these codes are no longer available, let me know, and I’ll remove them from the listing.

And if you’re looking for an online checking account with a $400 bonus, consider the Citigold® Checking Account. Citi offers 40,000 ThankYou after signing up, setting up one direct deposit and making two online bill payments.

If you successfully use any of these codes, let me know. I’ll keep this article updates with the latest codes.

Buying a coupon from eBay introduces another level of risk. It’s up to you whether you want to take that risk. Alternatively, you could mention to the account representative that you heard Chase is offering $100 bonuses and flat out request one. Good luck, whichever strategy you use.

I have a $100 coupon available if someone wants to email me. All you need is the coupon code – I can email it to you. I just opened an account with a $125 bonus. Typically I get a coupon with every statement from my Chase Freedom, Chase Visa and Chase Southwest Visa cards.

I give them away all the time, but never thought about selling them… hmmm. ..

I took advantage of a similar offer from chase a couple of months ago.

At the time, they were offering $125 to new customers. I was able to snag this sweet bonus – I did have to go down to the local branch in person to open the account. Fortunately, I live on the same block.

They were keen to inform me that I would not get the bonus if I did not set up direct deposit, which I did, and the bonus was speedily applied to my account after the first direct deposit payment.

one of the easiest ~$90 I ever made, and I was thinking about opening an account with them anyways for convenience!

I have too many bad memories from being a former Chase customer. Even $100 is not enough motivation for me to make them part of my life again. I like what Dave Ramsey has to say “Chase you out of our house.”

By the way, I was always in good standing on my Chase loan, and paid it off a year ahead of schedule to get rid of them and debt.

I have never really been a fan of chase – I have had many customer service problems on the Credit Card side, but I guess the Banking side could be a different story – Jason thanks for sharing the info, I like that idea better than ebay

I did everything that the coupon told me to took it to a Branch, got the direct deposit, even the hundred dollars in the account. I have been waiting 4 months and nothing I have called and they say 3 weeks oh act it takes 3 months.
So I wait and call the Branch I went to open the account and they say they have no record of me using the coupon.. The only reason I opened the account..
What should I do if they refuse to pay me? Has this happened to anyone else??
angry in NJ

the coupons is good but i wouldn’t do it online, go into your nearest branch, i did it and they only ask for a 25.00 deposit, also you can have direct deposit or use your debit card more then 6 times a month.

hey rocketc i could really use one of those coupons. I just opened an account there and they said i have thirty days to find one. That was two weeks ago! and i cant find one anywhere. please ! if anyone has the code please help.

Hi,
Could you please forward the 16 digit code for the $100 coupon. I just opened an account and the manager said I could call him with the code within the next few weeks. I recently lost my job so I could use all the help I can get.
Thanks!

Found out the $100 coupon code can only be used once. Each customer has a unique code. My coupon was accidently thrown away and I am having a very hard time getting it replace. Already talked to “personal banker” at 1-800-##### and to local branch manager. If anyone can help me, please let me know!

I read your information about the $100.00 bonus for opening a checking account at chase bank…I did recieve one in the mail and I dont know where I put it….I openend up an account anyway, and they said I have 60 days to bring the coupon in….you said that you recieve the $100.00 bonus regularly…And to email you for the coupon…can you send one to me please.Thanks,Pam Bice

I know some Chase bankers who got promotion codes to alot of these coupons. I just opened a business account and got $100 free- no coupon needed. I dont want to post the bankers names so email me and I will tell u how to get it.

If you open a Free Checking Account, youll have $25 credited to your new account. If you open a Business Checking account and obtain a minimum balance of $500 within 30 days of opening, youll have $50 credited to your account. here are the referral codes:

Hi i was wondering if somone could send me a $100 coupon code for a new Chase Account? You can send it to [email protected] I was hoping to get one that is not yet expired and at least valid through 03/15/2009. Thanks for the help!

Please do not leave your email address in the comment field. If you do, spammers will find your email address once posted on a website and send you spam. Leave your email address *only where the form indicates “email address.”*

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You type in your e-mail address and recieve a new (not expired or used code). I just did this and it worked. click on the $100.oo.(blue) posted june 23rd 2009
website:
coupon.chaseinformation.com click on the blue $100.00