As Ned Flanders would say, education in the U.S. is in “a dilly of a pickle.” At the risk of sounding like a broken record, the cost of education has become unsustainable.

Student loan debt is over $1 trillion, unemployment remains high for the recently graduated, and non-traditional students — older people, single mothers, workers looking to re-train — are returning to academia and learning programs in droves, putting even more competitive pressure on already-scant on-site resources.

Startups and small businesses are the engine of job creation. In the U.S., companies less than five years old created 44 million jobs over the last three decades and, over that time, accounted for all net new jobs created in the U.S. — just ask the White House. Of course, you’d think from reading TechCrunch that all small businesses raise big funding from venture capital. Nope.

The majority don’t raise any kind of venture money or angel investment — most small business owners probably don’t even know any venture capitalists.