Optimal Payments Plc is an Isle of Man-based holding company. The Company is a provider of online and mobile payment processing services to merchants and consumers. The Group provides services to businesses and individuals to allow the processing of direct debit, electronic check and credit card payments. It processes direct debit, electronic check and credit card payments, principally for internet Merchants. The Company operates in two segments include neteller and netbanx. In neteller segment, fees are generated on transactions between members and merchants using the neteller service and Net plus prepaid cards. In netbanx segment, fees are generated through the NETBANX and NETBANX Asia straight-through processing platforms where customers send money directly to merchants. The Company’s subsidiaries include Optimal Payments Limited, NetBanx Limited, Optimal Payments Services Limited and Netinvest Limited among others.