Nearly half of 2008’s man-made catastrophe losses were caused by two events: an explosion and fire at an Apache Energy offshore gas plant (USD1.8 billion) and BHP Billiton’s flood losses (USD1.5 billion) — both in Australia. Two events in the United States caused losses of at least USD400 million, and the terror attack in Mumbai, India, could trigger insurance claims of up to USD600 million.

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