Whether they’re juggling a family or supplementing a day job, many people need a quick and easy route to boost their income. Even though disposable income levels in the U.S. rose by 0.4% in January, a lack of real wage growth is forcing households to consider more creative methods of building wealth in the current […]

As the saying goes; ‘failure to plan is planning to fail’. A business plan is essential for any company to be a success and avoid such failure. There are many things you must consider when creating a new, or adapting an existing, business plan. Everything from the financial aspects to cash flow, goals and data […]

A bad credit rating can quickly become the bane of your life if you are trying to purchase your own home. Like any other forms of credit, mortgages require applicants to undergo a credit check before a decision is made, and no matter how much you are earning or how much you can cough up […]

Despite global economic tumult, businesses are showcasing robust levels of sentiment at the beginning of 2017. According to findings recorded by PricewaterhouseCoopers (PwC), 38% of more than 1,300 respondents claiming that they are confident about their businesses prospects for the year ahead, up from just 35% during the same period last year. How to Save […]

Starting is a business in the current economy is far from easy, and the statistics appear to bear this out. After all, more than 50% of new businesses are destined to fail within their first five years, as they struggle with issues such as sustainability, scalability and intense competition in their marketplace. Finances and cash-flow […]

Consumer spending has fluctuated considerably across the globe in recent times, thanks primarily to rising geopolitical uncertainties and the volatility caused by Brexit. The UK saw August’s decline followed by a sharp increase in spending last month, for example, while the US has reported a significant decrease over the course of the last eight weeks. […]

Global business sentiment has taken something of a hit recently, thanks primarily to the re-emerging spectre of Brexit and its immense implications for Europe and the Western world. While confidence had rebounded after the initial fall-out from the referendum vote, the decision of British PM Theresa May to announce an official time-line for Brexit has […]

When was the last time you assessed your current delivery service? Whatever type of business you run, if you rely heavily upon sending physical goods via the post, it’s vital you deal with a reliable and speedy courier. The delivery service of your company can actually make a huge difference to your reputation. It can […]

All too often, there is a great deal of confusion that exists between the classic student gap year and an overseas placement. While both may involve international travel and offer you an opportunity to see various locations across the globe, however, there are huge differences that will impact on how you plan and execute such […]

Planning in business management is a must. Every manager, from one in charge of a global corporation to a local restaurant, will tell you that. The old adage of ‘fail to plan, plan to fail’ certainly does ring true. To avoid finding that out for yourself, it is vital that you do plan ahead for […]

The Rio Olympics are nearly upon us, following on from the huge success of the summer games in London back in 2012. An inspiring spectacle, the Olympics (and the subsequent Paralympics) teach us that anything is possible with hard work, drive and determination, regardless of our circumstances or the perceived barriers that hold us back […]

There is an old adage which suggests that you should speculate to accumulate, and this is true for both individuals and business-owners alike. While this does not mean that you should spend recklessly, it underlines the fact that sensible and carefully considered investments can trigger long-term financial savings. There are many instances in which this […]

In 2014, a landmark insider trading case (U.S. v. Newman) redefined the nature of insider trading. According to the ruling, a person who had profited off of tips from an insider was not insider trading unless there was something given in exchange for the tips. In other words, a corporate heavyweight could simply let his […]

At the beginning of this year, the biggest question facing U.S businesses was whether or not they could shake off the weight of a strong dollar and lower commodity prices in the quest to achieve higher profits. This was a similar issue in many economies throughout the Western world at the start of 2016, and […]