Oil Insurance Limited ("OIL") is an insurer licensed only in Bermuda and will only underwrite risks presented to it in Bermuda. The content contained in this website is for the information of site visitors only and is not an offer to sell, or solicitation to purchase, any insurance product or service or any security.The information presented on this website is intended to provide information regarding certain aspects of the business of OIL but it is not intended to be a complete description. The site visitors should not rely on specific information on this site as the specific terms of the relevant agreements such as the OIL Shareholders Agreement, govern OIL's dealings with its members. The information presented on this site should not be construed as business, tax, legal, accounting or financial advice.Any description of the insurance or reinsurance policies contained on this website herein is a summary only, and does not include all terms, conditions and exclusions of the policy described. Please refer to the relevant Shareholders Agreement for complete details of coverage, exclusions and conditions. OIL is not responsible for any and all liability for damages or losses of any kind, whether direct or indirect, including actual or punitive damages, arising out of the use of or reliance on any information contained in or obtained through this website. OIL is entitled to change or revise the information on this website without any notice.