Fixed Rate Personal Loan

Current interest rates

Why choose our Fixed Rate Personal Loan?

Whether you are borrowing for a boat, a caravan, holidays, something for your home, or just something for you, our Fixed Rate Personal Loan can make it possible. Fixed interest rate repayments make it easy to budget for your purchase plus we include all the flexibility you need. Select the loan term that suits you and make extra payments when you choose!

Eligibility requirements

Personal Loans are available to residents of QLD, NSW, ACT, SA, WA, VIC, and TAS who can settle their loan at a Suncorp Bank branch.

To apply for a Personal Loan you must also be:

18 years or older

an Australian resident

earning a minimum net income of $25,000 per year

able to meet the repayments

looking to borrow more than $5,000

Preparing your application

You can apply for a Personal Loan online, over the phone, or at your local branch.

Identification

If you’re not an existing Suncorp Bank customer we are required to obtain suitable identification documentation from you before we can open an account. Peaseread our Identification Requirements for more details.

You will also need to demonstrate your ability to make the loan repayments.

Proof of income

You’ll need to have one of the following:

Your most recent pay slip showing at least 3 months year to date income

Your individual tax return or financial statements for the past 2 years if you are self-employed

Ready to apply?

Call us

Visit us

Complete an
application online

Suncorp Personal Loan Protect Insurance for additional protection

When you qualify for a personal loan with us, you may also like to consider Suncorp Personal Loan Protect insurance to help protect your personal loan. From as little as 93c per week, your personal loan repayments may be covered in the event of disability, involuntary unemployment or death. You should read and consider our frequently answered questions as well as the PDS before deciding to take out this product.

1. An early payout fee applies if you repay your loan within 12 months of settlement and the term of the loan exceeds 12 months Rates subject to change.

* The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rate is based on a $30,000 loan over 5 years.

^ Rates subject to change. Approval is not instant and is subject to Suncorp Bank’s standard lending criteria.

Eligibility and lending criteria apply

Loans are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”). To approved applicants only. Fees, charges, terms and conditions apply and are available on request.

In order to take out a loan with us you are not required to take out this insurance, however, for your convenience, we will provide further information on this insurance during your personal loan application process.

The Personal Property Securities Register

The Personal Property Securities Register (PPSR) is a national online register that can provide information to help protect consumers when they are buying personal property such as cars, boats or artworks (not including land or buildings). If you are buying a car privately you should conduct a search and check that there is no money owing on the car.

Next Day Working Conditional Approval

Provided the information you supplied in your application is correct and you can prove that to us.

Fixed Rate

Lock in your interest rate and repayment amount

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.

Products and services including banking, superannuation and insurance (including life insurance, home and car insurance) are provided by separate companies in the Suncorp Group. Suncorp Bank is only liable for the banking products or services it provides and not the products and services of the other companies in the Suncorp Group.