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Terms and Conditions

Any user of The Infinite Actuary (https://www.theinfiniteactuary.com) expressly acknowledges and agrees that any information accessible via this website shall be subject to the terms, conditions,
license agreements, and such other restrictions as specified by The Infinite Actuary, LLC. from time to time in its sole discretion.

Any publications and materials accessible from this website are protected by copyright to the fullest extent under applicable law. No publications or materials may be downloaded, reproduced, sold to
third parties, stored in a retrieval system, modified, made available on a network, used to create derivative works, or transmitted in any form or by any means, electronic, mechanical, photocopying,
recording, scanning, or otherwise, except (i) in the United States, as permitted under Section 107 or 108 of the 1976 United States Copyright Act, or internationally, as permitted by
other applicable national copyright laws, or (ii) as expressly authorized on this website, or (iii) with the prior written permission of The Infinite Actuary, LLC. Any requests for such
permission must be addressed to The Infinite Actuary, LLC, 3590-B Hwy 31 South Ste #227, Pelham, AL 35124, USA or to Customer Service.

A user account is meant solely for the registered user. Sharing of accounts with others is strictly prohibited and is grounds for immediate termination of account privileges without any refund.

Any rights to refunds for canceling a subscription will be governed exclusively by our Cancellation Policy.

The statements and opinions in the materials contained on this website or any publications of the The Infinite Actuary, LLC are those of the individual contributors or advertisers, as indicated.
To the extent required under applicable law, The Infinite Actuary, LLC has used reasonable care and skill in compiling the content of this website. However, The Infinite Actuary, LLC makes no
warranty, express or implied, as to the accuracy or completeness of any information on this website and shall not be liable for any inaccuracies, errors or omissions, or for any damage or
injury, whether direct or incidental, to any persons or property arising out of the accessing or use of any files, software and other materials, instructions, methods or ideas contained
on this website or in any publications of The Infinite Actuary, LLC.

The Infinite Actuary, LLC owns the exclusive copyright to the materials available through this service. All rights to these materials are controlled exclusively by The Infinite Actuary, LLC.
By using this service you represent and warrant that you have an agreement with the publisher of the material you attempt to access, and that you will abide by any such agreement.
You also understand that any violations (by authorized users) of any of the terms of any of your agreements with the publisher may be a violation of U.S. federal copyright law,
as well as international treaties, foreign laws and state laws.

Cancellation Policy

For electronic material (online seminar, study manual, sample exams), there
will be no refunds. In certain cases and for online seminars only, we will
allow an exemption for the exam sitting
in question so that the user's right to a free extension
would still be in tact. The user must contact
Customer Service to receive such an exemption.

For live seminars, refunds (less a 15% admin charge) will be
offered if requested, by email or phone, 60 or more days prior to the
start date of the live seminar. Inside the 60-day window, no refunds will be given.

For infinite packages, if the entire package (or just the live seminar)
is canceled and if the request is made more than 60 days prior to the start
of the live seminar, a refund will be offered according to the following
formula: Refund = (Cost of Infinite Package - Cost of Online Seminar) * 75%.
If just the online seminar is canceled or the request is made within 60
days prior to the start date of the live seminar, there will be no refunds.