What We Do

We challenge inaccurate, unverifiable and misleading, negative items on your credit report directly with the creditors and the credit bureaus. This includes charge offs, collections, judgments, foreclosures, bankruptcies, late payments and repossessions. We use our specialized and highly effective technique, leveraging your right to legally repair your bad credit.

How We Do It

Credit Repair

We Offer two programs for credit repair

Standard Credit Repair

$199 Monthy Fee

We gradually work to improve your credit month to month. This is for clients who want to repair their credit in a cost effective way slowly, over time. The typical time frame for complete restoration is 6-12 months.

Fast Track Program

$1250 Flat Fee

We accelerate the process and aggressively repair your credit with the goal of complete restoration in 3-6 months. Fast Track is for clients who have immediate credit goals, such as buying a house or a new car and want to repair their credit rapidly.

Seasoned Tradelines

Boost your credit score fast with tradelines!

Add tradelines to your credit report for a rapid credit score point increase. The combination of credit limit, age and low utilization on our tradelines will boost your credit score an average of 20-40 points or more per account you purchase. If you have a thin file with a limited credit history or are maxed out on your existing debt, adding tradelines will increase your credit score quickly!

Get Your 3 Credit Reports & Scores

The Cost of Bad Credit

Raising your credit score by 40 points can save you thousands of dollars a year in interest payments. It is more important than ever to have good credit. Bad credit can cause you to be turned down for a new apartment, a mortgage, car & personal loans, credit cards, employment or insurance. After the recent financial crises, lenders have been more cautious than ever when extending credit. With bad credit, if you are fortunate enough to get approved for anything at all, you will pay a higher interest rate, costing you even more money. It is a vicious cycle.

After a few denials, you will quickly realize just how much your bad credit affects your ability to attain a good quality of life. You don’t have to live this way anymore. Start working with us today to improve your credit score & your life.

Our Benefits

Bonded

10k surety bond

Secure

Our portal has the same level of security as a bank.

DEDICATED PERSONALIZED SERVICE

Your satisfaction is our top priority.

EXPERIENCE

We have helped many clients achieve their credit goals. We believe in educating our clients so that they understand how credit works and make better credit decisions in the future.

More About Us

What Our Clients Say

"Anyone considering Credit Score Doc should go for it. I can’t even explain how much having good credit has changed my life. My credit was horrible when I first signed up so I know if they changed mine, they can change yours too. I was embarrassed at my messed up credit report and how low my score was but after speaking with a rep I felt there was hope for my situation. There was no judgment about my past credit mistakes, there were only solutions to fix the problem. The staff was very helpful, courteous and very professional. Month after month my negative items began to disappear and my score was getting higher as well. I was able to qualify for things I could never have dreamed of. There is a light at the end of the bad credit tunnel. I am extremely grateful."

Randy Long

"When I first signed up for Operation 720, I was very skeptical. I had been through a credit repair process with another company and it was taking many, many months just to get marginal results. After my initial free consultation, I realized I was dealing with true professionals who truly know how to force creditors and the credit bureau’s to stick to the law! I am amazed at the results I have been able to get in such a short period of time! I came in with a 605 score and now I have a 733!! This process has changed my life! I can finally qualify to buy a house for me and my kids.This service is SO worth it and I couldn’t be happier! Thanks Credit Doc! :)"

Jennifer C.

"Great company! Extremely professional and they get results. I feel like a new person after they fixed my bad credit. Getting declined is a thing of the past and my credit is not hindering me anymore. Thanks to the Doc, my life is great!"