In response to an article published by Fox Business, Hobart Financial Group, a leading Charlotte retirement planning firm, discusses how couples can plan for retirement together.

According to a January 16th Fox Business article titled “Help! My Spouse Doesn’t Want to Save for Retirement,” planning for retirement with your spouse can be a challenge. The article says that couples often differ on how and when to plan for retirement. Each year couples across America delay planning for retirement and risk financial security for later in life.

The article says that talking with your partner early is a key to success. By talking it out, couples can come together with a clear vision of their joint retirement. The article also suggests planning out big purchases for retirement. Things such as houses, cars, and vacations should all be factored into your retirement budget as they are all big expenses that require thought and preparation.

Chris Hobart, CEO of Hobart Financial Group, a leading Charlotte retirement planning firm, says that cooperation is key when planning for retirement with your spouse. “Couples that work together, have fun together during retirement,” he says. “Though planning for retirement seems difficult, retirement years are arguably the best years of your life if planned correctly. Couples that do not work together to make retirement an easy transition could suffer major financial setbacks.”

Hobart also says sometimes a little extra guidance is needed. “By working with a retirement planning company, you can plan more effectively and have more time to enjoy the most relaxing years of your life.” Hobart suggests couples make a list of what they want during retirement. They should compare and combine the lists to create retirement goals. “By planning early, you can assure a healthy and happy retirement for you and your spouse.”

Hobart Financial Group is an independent financial advisory firm dedicated to personalizing service with uncompromising integrity. Its focus on comprehensive, tax-advantaged plans help to provide sound preservation of capital, growing income and increased returns with reduced risk. Chris Hobart, founder of Hobart Financial Group, understands that true wealth means being able to share your life with the people you love, free from financial anxiety. Hobart Financial helps Carolinas’ retirees preserve and protect their wealth with comprehensive financial retirement planning and wealth management.