At RoseLake Estates, we encourage our homeowners and our community to be smart and proactive this holiday season — so you don’t get caught up in any kind of “phishing” net.

Here’s a few tips to stay safe online from the folks at RoseLake Estates manufactured homes:

·Shop at familiar online retailers. Sometimes scammers change the name of a familiar retailer name by just one or two letters. Verify before you shop.

·Beware of making purchases after clicking on a link from a pop-up ad.

·Use security software. Make sure firewalls are always active.

·Generally, sites using the “s” designation in “https” at the start of the URL will be secure sites. Look for the “lock” icon in the browser’s URL bar.

·Avoid online shopping using unprotected Wi-Fi in public places. Unprotected public Wi-Fi hotspots may allow thieves to view your transactions.

·Avoid phishing emails that may suggest a password is expiring or an account update is needed. The link you click may take you to a fake website that will steal usernames and passwords or can track your keystrokes.

·Use passwords that are strong, long and unique. Avoid using a specific word, especially one that’s easy to figure out, such as your pet’s name. Use a different password for each account.

·Even though it may be a pain, use multi-factor authentication, such as a security code, usually sent as a text to a mobile phone, in addition to usernames and passwords.

·When it’s time to get a new computer, phone or tablet, be careful of how you dispose of your old one. Make sure to wipe the hard drive of all information before trashing.

It only takes a few extra steps to protect your information from predators online. Besides spending untold hours on the phone with creditors after you are “hit”, it often takes a full year or more or get back your good name and re-establish credit.

Shopping online can most certainly make holiday gifting quicker and easier. But it also makes it easier for cybercriminals to shop – for your credit card numbers, financial information, Social Security numbers, and other sensitive data that belongs to you!

More than 300residents happily head home to RoseLake Estates every day. Most of them have lived here for several years – which speaks to the comfortable vibe we have here.

As you come into our main entrance just a half block east of I-69 and a mile or two west of downtown Pendleton, you’ll see the RoseLake Estates entrance right away. This month, it’s hard to miss, decked out with a wreath and lights. Management and residents are already enjoying the holidays.

Holidays or not, RoseLake Estates is a terrific place to live – just ask our residents…

“This is our second year here,” says Michelle. “My kids love the neighborhood, and so do I. I know they are safe playing outside, and they go to a really good school.”

Sherry has lived here almost 10 years and says, “My neighbors are great. Management is helpful and easy to contact. It’s close to shopping. I’m quite happy here.”

If you’re in the market for an affordable, comfortable, homey place to live, come take a look at the three updated manufactured homes we presently have for sale. We’d love to have you move in and start out 2018 in our quiet, wooded neighborhood, just ten minutes or so from shopping, restaurants, good schools, and lovely Falls Park.

One of our most important security benefits here at RoseLake Estates is actually a person. Officer Rich is a retired Pendleton police officer who lives in the very first home you see in our neighborhood. His security vehicle stays parked right out front, and he cruises our neighborhood, several times a day. We’re happy he’s lived here almost ten years now, and pleased with the extra measure of security he provides.

RoseLake homeowners also actively supportCrime Watch, the eyes and ears of our neighborhood. We each look out for one another’s neighbors. Of course, our security camera at the main entrance and other key points in of our neighborhood is also a safety help and crime deterrent.

Affordability is another important attraction to living here. Our homes are newer than many manufactured homes around Indy’s north side. They are also priced considerably lower than those in Fishers, Lawrence, Indianapolis, Noblesville, Carmel, and McCordsville.

If, like Debra, you are looking for a quiet, safe place to call home for you and your family, consider a move to our neighborhood. Come take a look at the RoseLake Estate Homes now available and move in before the end of the year!

It’s absolutely true. At RoseLake Estate Homes in Pendleton, Indiana, we have helped many new homeowners get into the home they wanted with a mortgage payment they could afford.

That’s because mobile home financing is a pretty upfront process – and just a little different from obtaining a mortgage for a “stick-built” or traditional home.

We have learned which group of banks and mortgage companies specialize in working with manufactured home mortgages. So we can help direct you to a company that will suit your individual circumstances, even if your credit is a little bruised.

Here’s what you need to know before you obtain a manufactured home mortgage:

Build equity faster – You’ll build up equity quickly on a manufactured home because most mortgages are just 8 to 15 years (rather than 20-30 for traditionally built homes).

You can deduct your interest – Most homeowners can deduct all the interest they pay on their loan on their federal income tax return.

What about the interest on site rent? That’s generally deductible on your state taxes — up to $3,000 per year.

How else can we help?

RoseLake Estates sweetens the pot further for new homeowners by paying your real estate taxes through our community management company. So, as a homeowner, you only pay personal property taxes. We pay the real estate taxes. That’s another great way to save!

At RoseLake Estates, buying a high quality newer manufactured home is a pleasant experience. We work to make buying your manufactured home as affordable and easy as possible.

Why are those of us that live in RoseLake Estates NOT stressing out about holiday shopping? Maybe because we live so close to nearby shopping – but out of the way of the hassle of traffic. (Or maybe it’s because our manufactured homes are so affordable, there’s plenty left in the budget for holiday shopping.)

We’re close to shopping in almost any direction you can imagine! For instance:

I 69 will take you directly into nearby Fishers, where you can explore interesting retailers and trendy breweries dotting the newly expanded 116th Street corridor.

Check out the recently opened IKEA, with TopGolf and Portillos just across the street.

A few blocks away, 116th Street is the heart of Fishers where you’ll find dozens of shops and fun restaurants including Louvino, Flame, and FDR Brewery.

RoseLake is also less than 10 minutes north and 5 miles away from Hamilton Town Center, one of the freshest outdoors malls around. Plenty of restaurants and retail therapy there, too.

Perhaps best of all, RoseLake Estates is 3 miles west of historic downtown Pendleton, which is chock full of trending restaurants, one-of-a-kind shops, and more than a few antique stores. It’s the place to find unique gifts in a relaxed environment.

This time of year, it’s especially convenient to have nearby shopping, but without the hassle. The choices are great no matter which direction you head, when you live at RoseLake Estate Homes!

Sounds like you may be saddled with an older model, poorly insulated manufactured home.

The solution may be to move into a better class of manufactured homes like those available now at RoseLake Estates.

Newer model manufactured homes are designed for energy efficiency. In fact, HUD, the US Department of Housing and Urban Development has set very high quality construction standards for new manufactured home construction. There are also state codes manufactured homes must to meet, requiring materials like high performance insulation, thermal-pane windows, and energy-efficient skirting.

Compare a new site-built home to a factory built (manufactured home) model. They are sturdy and well insulated. Even better, you can purchase upgraded insulation for your manufactured home and still save money over the site-built one!

According to the Manufactured Housing Association, newer manufactured homes tend to have about 30 to 50 percent less air leakage than traditional site-built homes and older mobile home models. (manufactured home) model.

Here’s what is the vast majority of homes at RoseLake Estates offer:

Additional insulation added to exterior walls

An insulation sheath added to the roof (roof cap)

Energy-efficient windows and doors

Insulated skirting and/or high performance insulated “belly wraps” to the underbelly of the home

Ducts are sealed

Exposed water pipes are wrapped

Windows and doors are weather stripped

The end result?

It will cost you significantly less to heat (and cool) a manufactured home at RoseLake Estates. Less maintenance to worry about, too.

Come take a look at the newer manufactured homes now available at RoseLake Estates. Nice to look at, roomy and cost effective to live in, too!

It’s great to live in an affordable home in a well-maintained neighborhood where you can enjoy the beauty surrounding you on a daily basis.

Even better – especially if you are looking for a place to move – RoseLake Estate manufactured homes are value-priced.

As one new resident put it as she moved in, “I get more bang for the buck here than any other place I looked.” She’s right.The real estate statistics bear this out:

Real estate prices in Pendleton are, on average, 5% to just under 10% lower than you’ll find in the Indianapolis metropolitan area.

Lower than the Fishers, Carmel, Greenwood, and Noblesville manufactured homes near you, too.

Pendleton property taxes are lower, too.

Check out downtown Pendleton and you’ll find it’s thriving. There is an active arts community, library, and lots of new shops and restaurants popping up. Check out our schools. They are top-rated. Even our leisure activities get top marks, with lovely Falls Park with its bike and walking trails and golf course getting lots of attention.

The trees around Rose Lake and bordering the streets are mature and beautiful this time of year. Our main drives, yards and walkways are well kept, and always have been. You get that when a property has been owned by the same family for more than 35 years.

Ready for a breath of fresh air — for your wallet and your family? You’ve come to the right place – RoseLake Estates – a lovely manufactured housing neighborhood with several new manufactured homes for sale. There’s one for every pocketbook.

Enter homes only if you’re with a trusted adult. Only visit well-lit houses. Never accept rides from strangers.

Never walk near lit candles or luminaries. Be sure to wear flame-resistant costumes.

In addition to trick or treating, there are plenty of frighteningly fun events to keep you and your kids and grandkids entertained. Here are some great ideas on what to do in October:

Headless Horseman at Conner Prairie

Thurs through Sunday evenings in October 6-9 pm

Step back into time in this spooky experience based on Washington Irving’s story, The Legend of Sleepy Hollow. Take a hayride through haunted Conner Prairie but keep your eyes out for the Headless Horseman! Listen to ghost stories around a campfire, make s’mores, join in singing with Scary-o-ke or enjoy the Legend of Sleepy Hollow puppet show.

Indianapolis Children’s Museum Guild’s Haunted House

The Children’s Museum’s themed interactive museum is definitely one of the best. The kid-friendly exhibit takes visitors through lights on tours for very little ones, and lights off for a fun scare.

At RoseLake Estates, we take pride in our neighborhood. That’s because we are owned and managed by original owners – and because our RoseLake homeowners take great care of their homes.

Our homeowners get busy with their fall checklist of things to do to get their manufactured homes ready for the cold months ahead. They know that making make small fixes now can make a big difference to the wellbeing of their property come winter. Plus – the better shape a home is in, the lower those heat bills, come winter.

Here’s what our proactive RoseLake homeowners are doing this month to care for their homes:

Seal gaps and cracks around windows and doors with weather-stripping or caulk

Test smoke and CO monitors, inspect (or install) fire extinguishers, and rid your home of old newspapers and other fire hazards.

Inspect the roof for damage such as corroded flashing or leaky vents

Repair steps and railings

Inspect and clean gutters and downspouts

Clean or replace furnace filters

RoseLake Estate homeowners enjoy being one of the safest and coziest mobile home neighborhoods in the northeast Indy area. Come check us out!

Are you ready for fall? After a delayed wave of summer heat, we are finally feeling the coolness of fall. And with fall, come pumpkins… (and pumpkin spice everything!)

Americans love their pumpkins. According to the Indianapolis Star, almost half the population or 46% of us will buy one to carve, display, and/or eat.

At RoseLake Estates, we are seeing pumpkins pop up on front porches, decks and beside front doors. If you haven’t bought your pumpkin yet, this is a great season for them. But rather than head over to your nearest supermarket, why not buy your pumpkin from a farm stand, an outdoor marketplace, or, better yet, a pumpkin patch?

Pumpkins are in good supply in the Midwest this year! And they are a good buy, too. The national average is around 50 cents per pound, or $5 for a basketball-sized pumpkin. That price has held relatively steady for the past five years.

Where can you pick your own pumpkins?

One of the more popular local October pumpkin patch destinations is Stonycreek Farms. Located at 1366 State Road 38 East, in Noblesville (info@stoneycreekfarm.net), Stonycreek Farms is celebrating 45 years of “Pumpkin Harvest Festivals” this year. The farm was named after Stony Creek, a native American creek and trade route and the site of an old gristmill, on the property.

Where do you go for an authentic hayride – or go to get lost in an Indiana corn maze? How ‘bout taking the kids to a climbing wall, or simply make “Trick or treating” more fun? Find out what’s going on this month to celebrate Fall and Halloween in and around Pendleton, Noblesville, Fishers, Carmel, and Indianapolis by visiting:

Featured Property

$36,000

$36,900

The home sits beautifully among the Evergreen Trees. Sip your morning coffee…

Why Carefree?

Part of the answer is just about every home built in the United States are factory-built in some way or other. Even site-built homes may have roof trusses and many other assemblies built in a factory. Why? Because manufactured home builders have found that they can control costs and maintain consistent construction quality by using factory-built components.
More about Carefree Homes and why we're distinctly different from other communities.
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