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Helping you decide which mortgage is best for you

When you're looking for a home, not just any house will do. It needs to feel like home. And that’s the same for a mortgage. It's important to not just look at the balance and the mortgage term. Instead, think of your own personal situation and what’s right for you, for example, does a tempting low rate mortgage have a large product fee?

From fixed rate to interest only, we offer a whole range of mortgages.

Fixed rate

Pay the same amount for a set period

The interest rate is fixed for this mortgage. So you’ll pay the same amount for a set period – e.g. two or five years.

This means you'll know exactly how much your payments will be, so you can plan a monthly budget to help keep your spending on track.

Buy to let

If you want to buy a property and rent it out

Thinking of buying a property and renting it out? Then a buy to let mortgage could be right for you. Buy to let is similar to standard mortgages, but the interest rates tend to be higher. You may also have to put down a bigger deposit.

Other key mortgage types and terminology

Fixed and tracker mortgages are two of the most common mortgage types that you can apply for with us. However, there are other types of mortgages, that we may be able to offer, depending on your circumstances.

Interest only mortgage

When you have another repayment plan

You'll only pay the interest on your mortgage and nothing on the capital you borrowed. At the end of your term, you’ll still owe the full amount, so it’s important to have a repayment plan in place.

We don’t offer this type of mortgage to all our customers and specific terms and conditions may apply.