tag:blogger.com,1999:blog-46661239516289506542017-12-10T22:13:15.207-05:00PrivacyGuardPrivacyGuard is a comprehensive credit reporting, credit monitoring and identity theft protection service that helps you maintain control over your most critical information.
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<a href="http://blog.privacyguard.com/p/about-privacyguard-privacyguard-is.html">Learn More &gt;&gt;</a>Darraghnoreply@blogger.comBlogger163125tag:blogger.com,1999:blog-4666123951628950654.post-13793607003408270322017-10-24T16:38:00.001-04:002017-10-24T16:38:22.271-04:00National Cyber Security Awareness Month: 5 Ways To Protect Yourself
Did you know that October is National Cyber Security Awareness Month? It’s easy to see that cyber security is something businesses and organizations need to worry about. However, since so much of our personal data and lives are conducted online, each person must also take steps to protect their devices and their home from cyber attacks. In fact, in 2016, 689 million people in 21 countries Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-81690270174435937732017-09-19T11:48:00.000-04:002017-09-19T11:48:42.401-04:005 Warnings Your Identity Has Been Stolen
One of the scariest parts of identity theft is that
it can happen for weeks, or even months, without you being aware of it. According
to Javelin Strategy & Research, 15.4 million U.S.
consumers were victims of identity
theft in 2016. However, the sooner you are aware of
the crime, the less damage the thief is likely to do to your credit. By being
aware of the subtle signs of identity theft, Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-47316627592493513172017-08-31T10:17:00.001-04:002017-08-31T10:17:54.275-04:00How Buying a House Affects Your Credit Score
When buying a new house it’s easy to focus on qualifying for a mortgage. However, it is also important to remember that securing your new mortgage impacts your credit score. By understanding how applying for a mortgage and purchasing a house can affect your credit score, you can more effectively manage your credit score.
Here are three ways buying a house affects your credit score:
Hard Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-81429324269603874412017-08-03T15:07:00.001-04:002017-08-03T15:07:42.007-04:00Impact of Identity Theft on Applying for a Mortgage
No one wants to be a victim of identity theft. But it happened to 15.4 million people in the United States last year. While there are many ramifications of being a victim of identity theft, one of the biggest issues is that it can impact your ability to get credit afterwards. This is especially true if the theft occurs shortly before you apply for a mortgage.
Some Identity Thieves PurchasePri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-54113535696713580602017-07-11T14:06:00.001-04:002017-07-11T14:06:24.161-04:003 Ways to Prepare Your Credit for Buying a House
Buying a house is a big milestone that you likely have spent months and years saving and planning for. While it’s easy to get caught up in saving for the down payment and scouting out the perfect neighborhood, you should also make sure that your credit is in order before applying for a mortgage.
If your credit score is low, you could potentially find your application for a mortgage turned Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-9603669423828725302017-05-30T14:00:00.000-04:002017-05-30T14:00:19.557-04:00Can Your Credit Score Keep You from Landing Your Dream Job?
You’ve made a few mistakes in the past with your credit. Maybe you
have a high balance on one of your credit cards and make only the minimum
payment every month. Or perhaps you paid a few credit card bills late last
year. Now you have an interview for a fantastic new job, but you have a nagging
feeling that your credit score could keep you from getting the job offer.
Will you
be asked to Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-89754373574220082972017-05-25T19:23:00.001-04:002017-05-25T19:23:50.086-04:00Your Identity Has Been Stolen: What to Do First
It can be an overwhelming feeling when you find out your identity has been stolen. You fear the worst, but don’t know where to start. There may be a lot of work to be done to clean it up, but the first things you should do are take steps to stop new fraud from occurring.
Here are five things you should do immediately after you discover you have been a victim of identity theft:
<!--[ifPri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-24599177026662210382017-05-02T11:14:00.001-04:002017-05-02T13:59:41.302-04:00Yes or No: The Store Credit Card Debate
You go to check out at a big box store or department store,
and the clerk tells you that you can save 10 percent (or sometimes more) off
today’s purchase if you apply for a store credit card. As you are doing the
math in your head, she rattles off a list of other benefits that will likely save
you money. But you wonder if getting a store credit card is a solid financial
move or if it could Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-49242830819172094502017-04-11T13:49:00.000-04:002017-04-11T14:12:44.897-04:00Identity Theft Prevention: What to Keep and What to Shred
Your shredder is one of your best defenses against identity theft. Identity thieves often look for documents containing personal information in trash cans, since many people unknowingly throw away information that can be used to open credit card accounts in their name or enable other forms of identity theft.
But at the same time, it’s a horrible feeling to realize you actually needed to Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-87575891747599869112017-04-06T15:14:00.002-04:002017-04-06T15:14:42.759-04:00Closing Credit Card Accounts: Positive or Negative for Your Credit Score?
Is increasing your credit score on your list of goals? If so, you may immediately think cutting up your cards and closing your accounts is the first step on the road to a higher score. But before you pick up the phone, it’s important to understand the ramifications of closing accounts on your credit score.
Many people think that when they cut up a card the account is closed. However, you Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-89198072505184801092017-03-30T12:37:00.001-04:002017-03-30T12:37:08.143-04:00The Real Cost of Identity Theft
It is no secret that having your identity stolen is
something you should actively protect yourself against. Resolving an identity
theft is time consuming, may cause you to have credit requests denied, and
leaves people feeling personally invaded. However, many people do not realize
that their finances could take a significant hit after one’s identity is
stolen, often in surprising ways. EveryPri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-40703610202416728682014-08-20T11:21:00.000-04:002014-08-27T15:22:07.429-04:00Back to School Tips for Keeping Your Identity Safe
As students get ready to head off to school, perhaps for the
first time, it’s important to keep in mind that just because someone is your
roommate, it doesn’t mean they’re immediately your trusted friend. An FTC
report from earlier this year shows that there were almost 12,000 victims
of ID Theft under the age of 19 in 2013. We’ve previously addressed tips for protecting
yourself from ID Theft (Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-40880846362292758132014-08-14T16:19:00.000-04:002014-08-27T15:22:25.430-04:00Large Scale Breach Reported
A security firm based in Milwaukee has announced finding of
a massive,
1.2 billion record breach, although it is unclear from the reports just
which companies were affected. Also, the company who found the breach seems to
be under
fire for charging to find out if you were a victim of the breach.
And finally, since the breach seems to have hit e-mail and
passwords, here’s a satirical
look at Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-20818881341490763852014-03-05T12:05:00.002-05:002014-03-05T12:05:40.252-05:00A Phishing Scam is Targeting Netflix CustomersThere are currently reports of an online scam targeting Netflix customers. In short, while surfing the web, people are seeing a pop up (or received an e-mail with a link) that looks an awful lot like the Netflix log in (there is messaging saying something along the lines of ‘please log in, your account has encountered suspicious activity’).
Upon trying to log in, people are being directed to a Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-66594288303133606082014-02-03T08:45:00.000-05:002014-02-03T08:45:12.979-05:00My Personal Experience With PrivacyGuard’s Credit Monitoring Service
I wanted to blog about my own recent experience with PrivacyGuard’s credit monitoring service. I will state that in this particular instance, it was not my intention to go out and “test” the performance of the service in any way. I had already used PrivacyGuard to check my credit report and score and to verify that all of my credit information was correct, so I liked the service and I knew Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-11557594195398573412014-01-30T18:01:00.002-05:002014-01-31T09:18:58.742-05:006 Tips To Organize Your Wallet
Organizing your wallet doesn’t just make it easier to fold and carry, it helps you know how much money you have on hand and allows quick access to everything important you might need; and, it can also aid in protecting you from identity theft. However, we carry so much information in our wallets that it can be hard to figure out what to toss and what to keep.
Here are a few guidelines to helpPri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-86299763216166675952014-01-28T16:32:00.001-05:002014-01-28T16:32:40.844-05:00Help! There’s An Error In My Credit Report
Inaccuracies in your credit history can hurt your credit score. Learn what to do and what to expect if you encounter a credit report error.
In theory, a credit report should contain every statistic that pertains to an individual’s finances, along with basic identity information. In the U.S., each of the three independent credit bureaus (Experian, TransUnion, Equifax) compiles credit reports Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-72003361686131574852014-01-22T14:27:00.000-05:002014-01-22T14:27:41.836-05:00Steps To Recover From Identity Theft
How can you recover from identity theft?
Having your identity stolen can be an overwhelming experience. It often takes a financial and emotional toll.
So, how can you recover from ID theft?
The first step is discovering the ID theft:
According to a source, financial institutions and credit monitoring service companies are becoming better at catching identity fraud. In 2012, a bank or creditPri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-22757063172094111622014-01-15T17:06:00.000-05:002014-01-15T17:06:48.306-05:00Protecting Your Identity After the Holidays
Just because the holidays are over does not mean identity thieves are not still hard at work. Here are some basic tips for protecting your identity after the holiday season since identity theft protection is an ongoing effort.
• Watch Your Wallet Or Purse Carefully: Many people keep personal information in their wallets, making it easier for thieves to commit identity theft using the Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-60004934410517273332014-01-13T14:59:00.001-05:002014-01-13T14:59:25.205-05:00How Medical Identity Theft Can Affect You And Your Credit
It has been widely reported that identity theft is the fastest growing crime in America. What is not quite as well known is that one of the subcategories of identity theft is currently enjoying a rapid growth of its own. The category we’re talking about is medical identity theft.
Medical identity theft can start in a few different ways:
• Medical records can be stolen by hackers who are able Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-17272332667951272072014-01-07T18:07:00.000-05:002014-01-08T10:13:53.913-05:00How Many Credit Cards Is Too Many?
Does having too many credit cards affect your credit score?
Do you fall into the national average? According to recent data, the average U.S. consumer actively uses three credit cards.
However, three is not the magic number. In fact, there is no magic number when it comes to how many credit cards you should have. The number of credit cards that you have is not, by itself, an indicator of yourPri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-81144219686161383082014-01-03T15:23:00.000-05:002014-01-08T10:13:25.256-05:00DIY Credit History Monitoring Tips
Here are some helpful tips and facts for DIY credit monitoring.
You know that monitoring your credit is important, but you may not know where to start.
If you don't know the difference between credit reports and credit scores or if you are confused by other terms like credit history, you need a quick DIY guide. To help you, PrivacyGuard has created this starter guide for do-it-yourself creditPri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-9733643179654817202013-12-31T13:07:00.000-05:002013-12-31T13:07:04.252-05:00Ring In The New Year With A New View On Your Credit
Congratulations, you've made it through another holiday shopping season. All the members of your family are happy with their gifts and you have a feeling of great satisfaction after another successful holiday in the books. Now it’s time to survey the damage. “So, how far over budget did we go this year?” seems to be a common phrase uttered among many of us just after the holiday season. Well, Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-46110914577484154382013-12-24T12:21:00.001-05:002013-12-24T12:21:47.270-05:00Top 8 Myths About Your Credit Report
Based on all the information (and misinformation) that’s out there regarding credit reports and scores, we could just as easily be discussing “The top 80 myths about your credit report.”
Joking aside, managing your credit is an important part of your financial life. We all suffer from information overload from time to time, so it’s good to know what actions can truly help or hurt your credit Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.comtag:blogger.com,1999:blog-4666123951628950654.post-64452402133337871852013-12-19T08:53:00.000-05:002013-12-19T08:53:01.290-05:007 New Year’s Resolutions For Your Credit
The New Year is just around the corner! The old traditions of great food, champagne, parties and fireworks have once again come and gone. However, there are aspects of one tradition that can last throughout the entire year and even beyond in certain circumstances. Yes, of course, we’re talking about New Year’s resolutions!
New Year’s resolutions come in all shapes and sizes. We've all made Pri Guardhttps://plus.google.com/114849095711513548304noreply@blogger.com