HDFC Ergo Health Insure Plan

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HDFC Ergo Health Insure Insurance Policy

Apollo Munich Insure Health Insurance policy is a basic health insurance policy that covers expenses when the insured is hospitalised. The policy can be issued on the spot for standard cases without undergoing any medical check up. It also covers Ayurvedic, Unani and Homeopathic treatments. However, make note that co-payment of 15% is applicable for each and every claim which means the customer has to bear a minimum of 15% of the amount under every claim.

Health Insurance premiums paid up to Rs. 15,000 in case of individuals and Rs 20,000 for senior citizens are allowed as a deduction from the taxable income each year under section 80D of the Income Tax Act.

Exclusions - What is not covered in HDFC Ergo Health Insure Insurance Policy?

Any treatment within first 30 days of cover except in case of accidents