Selling your home puts you back in the world of Texas real property law, a unique and often tricky legal realm that involves practices and problems not seen in other transactions. A lawyer can help you avoid some of the common problems with a sale, and also determine if any resulting agreement has been properly executed.

Your home insurance premium is directly affected by the deductible you choose. When determining your deductible, it's best to figure out what is the most you feel comfortable paying in the event of a loss. Making your deductible higher than that could place you in a financial burden should you file a claim. If you make it much lower, you may end up paying more for home insurance each month than you need to.

Refinancing is when a homeowner obtains a new mortgage to replace the original. Many lenders require you to stay locked in to the original loan for 12 months before you're eligible to refinance. Homeowners in Texas may choose to refinance for several reasons.

You've found the house of your dreams and negotiated the seller down to a price you can manage. There is one more important thing you need to do to make sure you don't end up paying thousands of dollars in hidden costs.

Whether you're heading to a new place in a new state, or staying within Massachusetts, moving brings a lot of excitement and change. But it's important to develop a moving budget to save money and avoid unnecessary expenses.