Destination

Choose the country where you will be spending the most time or the first country you are visiting outside the U.S.

If you are taking a cruise, select the first port of arrival as your destination.

Departure

Departure

The Departure Date is the date you leave your home. For example, if you are leaving your home one day before your cruise ship departs, select the day you leave your home, not the day the cruise ship departs.

Return

Return

The Return Date is the date that you return to your home. For Multi-Trip Medical plans, enter the return date of your first trip.

Traveler Ages (one age per box)

Traveler Ages

For traveler's ages, enter the ages as of today for each person you are looking to insure. Please only enter one age in each box.

You do need to enter at least one age, but any extra fields can be left blank. If you're traveling with children under the age of 1, please enter "0".

Residence

Residence

Select your home state, territory or province. If you do not see your residence, then select "Neither U.S. nor Canada."

If any traveler in your group resides in a different state/province/country, that person will need to purchase a separate plan. Due to insurance laws varying by state, you cannot list residents of multiple states on the same policy.

Citizenship

Citizenship

Please enter the country of which you are a citizen. If you are a citizen of more than one country, just select the citizenship for the passport you will be traveling with.

Total Trip Cost

Trip Cost

The cost of your trip is used to calculate the amount of your Trip Cancellation and Trip Interruption coverage. Trip Cost is used also to determine the price for each plan.

Trip Cancellation and Trip Interruption coverage reimburses you should your trip be cancelled or interrupted for a covered reason. Be sure to insure the full amount of your prepaid and non-refundable travel arrangements; you can have trouble with claims if you don't. Non-prepaid and refundable items are not covered.

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Initial Trip Payment Date

Initial Trip Payment

The Initial Trip Payment Date is the very first time any money was paid towards your trip as a whole.

Please keep in mind that you must have made some payment towards your trip in order to have Trip Cancellation coverage included in a Comprehensive policy.

Travel Insurance ReviewsApril

APRIL Travel Protection, part of the APRIL Group (founded in 1988 in France), is a company that designs, markets and sells various insurance and assistance solutions. APRIL clients are serviced by their own Global Assistance Network with offices strategically located in over 40 countries.

The process to submit a claim was easy, however, the process for them to review the documentation was lengthy and exceeded their SLAs. I had to perform multiple follow ups before they competed their review. However, once complete, they had no follow up questions with my claim documentarion and promptly sent a check.

Unfortunately I became ill so could not go on my planned trip. I contacted April, they emailed me the necessary forms which were easy to understand and complete. I mailed them and received payment very promptly. The agent assigned to my case was very helpful and efficient.

The trip went well and I did not need to file a claim. I am not a fan of travel insurance but this policy covered what I needed and at an affordable price. Since I did not file a claim, not sure how it would have been handled.

We filed a claim with April because of an injury that made us cut our trip short. While it took about ten weeks for the claim to be processed, in the end, April covered all of our losses without our having to appeal. While the turnaround time on the claim was longer than we were made to expect, we were quite satisfied with how our claim was handled and would certainly turn to them again for travel insurance needs.

It took almost 4 months for them to pay our medical claim, however they did pay it in full. Their follow up was not good during the claim process and I had to keep going back to check on progress. All in all, I guess I would recommend them.

When you purchase travel insurance and never need to use it, that’s great. Therefore the insurance was excellent. My concern is how good the insurance would have been if it was actually needed. Therefore rating insurance without ever filing a claim is very subjective.