Data, BI & Analytics expert Siraj Patel discusses the global financial services and products industry in the context of the urgency for existing business models to adapt and innovate in this time of disintermediation, product un-bundling and marketplaces that offer customer rapidly changing banking options.

Katherine Daniel, Joseph J. Esposito, Roger C. Schonfeld: Several years ago, we set out to better understand how both library acquisition practices and the distribution patterns of publishers and vendors were evolving over time. Within the academic publishing community, there is a sense that academic libraries are acquiring fewer and fewer books and that university presses are struggling amid declining sales. The latter may certainly be true—a recent UK study found that between 2005 and 2014, retail sales of academic books dropped by 13 percent—but what if the academic libraries that constitute part of that market were in reality not making fewer purchases? As new vendors and acquisition methods disrupt customary means of acquiring books, Joseph Esposito, Ithaka S+R’s frequent collaborator and consultant, was inspired to ask whether book sales were actually depressed, or if they only appeared to be because academic libraries were bypassing the traditional wholesale vendors whose metrics are used by university presses to assess sales to libraries for companies like Amazon.

Privacy and security issues impact every aspect of our lives – home, work, travel, education, health/medical, to name but a few. On a weekly basis Pete Weiss highlights articles and information that focus on the increasingly complex and wide ranging ways our privacy and security is diminished, often without our situational awareness. Note – two significant highlight of this week’s column: AP Exclusive: Google tracks your movements, like it or not; and Hackers can steal data from the enterprise using only a fax number. Although many assume fax machines are no longer in general use, think about your doctors and hospitals – they all continue to use them, as do many states, localities, the federal government, and courts.

Privacy and security issues impact every aspect of our lives – home, work, travel, education, health/medical, to name but a few. On a weekly basis Pete Weiss highlights articles and information that focus on the increasingly complex and wide ranging ways our privacy and security is diminished, often without our situational awareness. Note – two highlights of this week’s column: As Russians hack the US grid, a look at what’s needed to protect it; and DARPA is racing against time to develop a tool that can spot ‘deepfakes’.

Privacy and security issues impact every aspect of our lives – home, work, travel, education, health/medical, to name but a few. On a weekly basis Pete Weiss highlights articles and information that focus on the increasingly complex and wide ranging ways our privacy and security is diminished, often without our situational awareness. Note – two highlight of this week’s column: the FBI Releases Article on Securing the Internet of Things and Surprising Things the Government Knows About Americans.

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