Orchard CLI

Orchard CLI

Well after being denied any type of courtesy increase the last time I called (for this particular card) I decided to call again. This time I laid it on thick and told my life story. The CSR was super nice (Brandy) but she couldn't really help me so I asked her if I could speak to her supervisor even though she was doing a superb job. Spoke with the supervisor and laid it on thick again, life story, and how great Brandy was. I expressed to her my concern with my current CL ($700) and how it was impacting my credit and was hoping to have it increased without a hard pull. She must have felt sorry for me because she gave me a $200 cli! YaY! One of these days I will have some better cards but so far Orchard has been pretty good to me.

Re: Orchard CLI

i'm glad they helped you, you must be quite the sales pro (note to self do not buy a car from silly34). i've had 3 orchard cards and the only thing i have against them is they just don't grow with you. don't get me wrong it's not a bad problem to have, but they never treated me like first premeire did either.

Re: Orchard CLI

Congrats silly! Keep up the good work. Every cli helps! I too, have 'starter cards'. Cap1 and Applied Card Bank(an awful card to have imo). We all have to start somewhere and these starter cards were a godsend for me You will, over time, acquire better cards to be sure. And for now, enjoy what you have. I do

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.