Put Your Home to Work

Home Equity Loans For Real Life

Fixed rate home equity loans can help you take on the fixer-upper challenges that come with home ownership. Or take on the debt that has accumulated on credit cards or from medical expenses.

Whatever the needs, a home equity loan from AmeriChoice can help.

Fixed Rates

Borrow up to 85% of your home’s equity

Multiple terms available

Flexible payment options

Be Ready for the Unexpected

Our Home Equity Line of Credit lets you have access to funds in case you need them. By applying today, you can have access to extra cash at a reasonable interest should you find yourself in need. Our HELOC’s provide:

Home Loan Details

Home Equity Loan

There’s Life Under Your Roof

These fixed rate home equity loans can support your financial dreams. Tackle major home improvements. Pay for higher education or medical emergencies. Consolidate your debt! Our home equity loans are designed to meet your specific financial situation. Don’t forget to talk to your tax advisor about deducting the interest from your taxes.

*Contact your tax advisor to determine if you qualify for this deduction.*Rates may increase and are subject to change without notice.

Loan Term

Interest Rate

Up to 36 Months

3.99% APR*

37-60 Months

3.99% APR*

61-120 Months

4.49% APR*

121-180 Months

4.99% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Rates are subject to change without notice.

Terms up to 15 years. Minimum loan amount of $5,000. Real Estate Secured** = Closed end loan up to 85% market value financing. $5000 or more in new money is required to refinance existing Equity Loans.

Home Equity Line of Credit

Start Something.

Our home equity lines of credit are flexible lines of credit that can be accessed quickly and easily. Whether it’s for home improvement projects, medical emergencies, education, or debt consolidation, our HELOC could help you. Don’t forget to ask your tax advisor how you can deduct the interest from your taxes.

Requirements

**Contact your tax advisor to determine if you qualify for this deduction.

Monthly Payment as low as 1% of balance or $100.00 (whichever is greater) The required payment percentage is based on the monthly APR – For a detailed payment schedule, see Important Terms of our Line of Credit Plan.

Description

Annual Percentage Rate

Home Equity Line of Credit

5.25% APR*

*APR=Annual Percentage Rate. The rate listed is based upon the applicant’s credit worthiness and may vary from that shown above. Rates are subject to change without notice.