Summary

Chapter 23

Seeking to pay off his debts, Fred buys a horse at a horse fair which he believes that he will be able to sell at a much higher price than the one for which he bought it. He is on his way home with the horse when the chapter concludes.

Chapter 24

Fred is forced to go and tell the Garths that he does not have the money to pay his debt. They are both disappointed with him. Mrs. Garth says that they will have to use the money she was saving for Alfred’s apprenticeship to pay the debt, along with Mary’s savings.

Chapter 25

Fred goes to Mary to tell her what has happened. She is unhappy with the way he has acted and the way he has used her parents, but she still acts kindly toward him. For...