I apologize if this is common knowledge and/or this topic has already been extensively discussed; I did a quick topic search for CLI and didn't see anything recent.

I remember the glory days when AMEX gave out CLIs online like candy. I had all my cards increased, and life was good. After the crash and crunch, AMEX rolled back my limits significantly. I remember frequently checking the account options online and the "Request CLI increase" button was not there (if I recall correctly).

Today, I logged back in to try to find the phone number to request a CLI manually. Lo and behold, harkening back to the glory days, the button was back. For fear of getting the "We'll mail you in 5 days with the results", I requested a modest increase (less than 2x my current limit). I was auto-approved. Is this new news or old news??

I hope this helps somebody..if not, mods feel free to delete.

Bump with an update:

The option to reallocate among 2 cards is now there too; it's just kind of buried. After logging in to your Summary of Accounts, click on "Recent Activity" for any card. At the bottom, there is an option for "Transfer Available Credit to Another Card".

mindbowels said: On one card, raised it 7.5k instantly. On the other, tried to raise it 2.5k and got the dreaded 7-10 day. My advice? Do it to only 1 for a while.

Ah, looks like not a real review. Just got an email then had to click through a bazillion links and got"We regret to inform you that your request has been declined for the following reason(s):Our bank policy does not permit us to increase the line of credit on your account within sixty days since opening this account."

trex005

Member

posted: Jan. 28, 2011 @ 7:31p

MFFNike said: HKnight said: Doesn't appear to be back for me. Where are you looking?

I went to "Profile & Account Management" and "Account Management". Under Credit Management, one of the options is "Increase your Line of Credit."

Anybody else have any luck? I'm about to try with another one of my AMEX cards.Nope, not there for me either. Only options I have are

Check the status of a Balance Transfer

Check Recent Declines

jmel said: Under recent activity, I had the link, I clicked it and it asked how much I wanted my new limit to be. I went from 18k to 20k and was approved instantly.Not there either!

All this said, I probably put one transaction on this card every few months, and that is usually a redbox rental, so maybe I'm not in their target demographic.

Glitch99

Senior Member - 10K

posted: Jan. 28, 2011 @ 7:53p

Bobalude said: Are you guys inputting income info with the CLI amount or leaving it blank? I would like to minimize the possibility of a hard inquiry on my credit by leaving it blank if possible.Why would you think entering your income woudl ahve any effect on if there's a hard inquiry?

Remember, it was abusing the CLI button that ultimately resulted in alot of grief via account reviews, extreme CLI chops, and closed accounts. So use it at your own risk - especially if you have one of the AMEX cash cards that only pay out rewards annually, with a large cache of CashBack pending.

theboogeyman

Blissful member

posted: Jan. 28, 2011 @ 9:21p

Blue Cash 13K -> 15K approved

Should I try again?

zeroping

Member

posted: Jan. 28, 2011 @ 10:08p

I think the link's been available on the site since earlier this month. I requested a small CL increase from 2k to 3k last week and I was approved after a few minutes.

DreamR2I

Senior Member

posted: Jan. 28, 2011 @ 10:42p

Asked for and got 50% bump

Jahlapenoez

Ancient Member

posted: Jan. 28, 2011 @ 11:20p

Glitch99 said: Bobalude said: Are you guys inputting income info with the CLI amount or leaving it blank? I would like to minimize the possibility of a hard inquiry on my credit by leaving it blank if possible.Why would you think entering your income woudl ahve any effect on if there's a hard inquiry?

Remember, it was abusing the CLI button that ultimately resulted in alot of grief via account reviews, extreme CLI chops, and closed accounts. So use it at your own risk - especially if you have one of the AMEX cash cards that only pay out rewards annually, with a large cache of CashBack pending.

During pre-financial crisis times, you only had to input the CLI amount requested and it would auto increase/not increase without any income info requested. This never resulted in a credit inquiry or financial review. My guess is that without income info, there's no point for AMEX to proceed that route. My concern now is that inputting income can result in a full financial review/credit inquiry.

Just wondering how others are proceeding now, inputting income info or not.

jatan1986

Broke Member

posted: Jan. 29, 2011 @ 12:03a

Bobalude said: During pre-financial crisis times, you only had to input the CLI amount requested and it would auto increase/not increase without any income info requested. This never resulted in a credit inquiry or financial review. My guess is that without income info, there's no point for AMEX to proceed that route. My concern now is that inputting income can result in a full financial review/credit inquiry.

Just wondering how others are proceeding now, inputting income info or not.I tried not entering the income and it gives an error so its needed to proceed -- decided to back out since I dont want to risk getting a hard pull. Will wait for more people to respond to see if the auto approve hits them with a hard inq or not

niniss

Senior Member - 1K

posted: Jan. 29, 2011 @ 4:04a

Nope, not there for me either. Only options I have are

Check the status of a Balance Transfer

Check Recent Declines

...

Same here, only 2 options, no credit increase option for me.

Dom2797

Senior Member

posted: Jan. 29, 2011 @ 6:03a

Button is there. It is tempting. Hmmm.

ProjectileWallet

Greedy Member

posted: Jan. 29, 2011 @ 6:45a

Option was there for me. Attempted to raise my Blue Cash from 1500 to 5000, and got instantly approved for 4500.

ntwrkguy

Member

posted: Jan. 29, 2011 @ 7:35a

I requested an increase to my Costco AMEX from 2000 to 5000 and got instantly approved. I had to put my income in.

elizedge

Tired Member

posted: Jan. 29, 2011 @ 7:40a

they just did mine automatically WITHOUT a request from me a couple months ago...from 9K to 12K

jetsfan92588

Senior Member - 2K

posted: Jan. 29, 2011 @ 8:02a

Not there for me

theboogeyman said: Blue Cash 13K -> 15K approved

Should I try again?

No, as mentioned earlier in the thread, they only approve one CLI every 60 days

keithdawg

Addicted Member

posted: Jan. 29, 2011 @ 8:45a

Option was there for Wife's Blue Cash. 5K -> 8K approved instantly. Option also there for Wife's Hilton HHonors card but did not attempt. Link was not there for any of my cards.

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