Standard Policy

You'll be asked for your trip start date at the till. The standard Policy Booklet is inside the pack. Cancellation cover starts from purchase date. You can buy up to 6 months before you go. No winter sports option.

Save £££s by using your Tesco vouchers to pay.

Online or By Phone

Single travellers, couples, families and groups can buy cover for longer stays and worldwide destinations.

Choose from Tesco Value, Standard or Finest cover levels. Finest notched up a 5* rating from Defaqto in 2013.

Pre-Existing Health Conditions

If you buy over the phone or online, you'll need to answer questions not just about your own health, but people travelling with you.

Heart disease, stroke, TIA (transient ischemic attack), blood clots and any breathing or circulatory conditions must all be disclosed, so too any psychiatric or psychological illness, including dementia.

Be honest, even if a hospital stay for pneumonia was as long ago as 10 years. Also disclose if anyone has been on prescribed medication in the last 5 years.

Tesco policies will usually cover stable conditions (eg high blood pressure) if medication hasn't changed in the last 12 months.

If a close relative or business partner is poorly, their illness could shorten or cause you to cancel the trip and their insurer needs to know details in order to assess the risk.

If you travel to Europe, remember to take your EHIC card. There's no excess to pay if you use it for medical expenses.

Tesco Clubcard

Every time you use your card in store, online or at the pump you collect points which are turned into Clubcard vouchers.

1 penny = 1point, so 150 points = a £1.50 voucher.

You get 4x the voucher value when you use them for Clubcard rewards on treats like days out, holidays, train tickets, hotels, restaurants, flights and P&O cruises.

E.ON customers can redeem Tesco Clubcard vouchers against energy bills. You can exchange them for Virgin Atlantic flying club miles, too.

No points for travel money but if you order £500 or more foreign currency, there's free next day delivery.

Tesco Credit Card

Collect Clubcard points wherever you buy, with no cash advance fee on travel money. You get 1 point for every £4 spent, plus exclusive money saving offers.