KYLE WRIGHTI Crestview News Bclletin
BABY OF THE (NEW) YEAR: Trinity Danielle, with mother Janine, was the first baby born in north
Okaloosa County in 2009.

Trinity Danielle is north county's first baby of 2009

Kyle Wright
Ciestview News Bulletin

A child expected to be one of the area's last
born in 2008 instead turned out to be the north
county's first baby of 2009.
"Trinity Danielle" was born to proud parents
Janine and Terrance at 5:04 p.m. New Year's
Day at the North Okaloosa Medical Center's
recently remodeled birthing center.
"She's very late!" Janine said. The baby's
due date was )ec. 22.
Trinity Danielle weighed 8 pounds, 3 ounces,
and was 19.5 inches long.
Little Trinity didn't have any competition for
the area first baby honor. Janine and Terrance
had the birthing wing on the hospital's third
floor all to themselves during the first hours of
the new year.
"I thought there was a prize involved," Ja-
nine joked. "I was the only one here, and they

said if I hurried, no one would be able to come
in and beat me."
Mother, father and daughter were all doing
well when they received visitors Friday morn-
ing. Trinity was snugly wrapped in a pink blan-
ket after a visit from the doctor.
The delivery was toughest on Terrance.
"He begged to leave, and at first they weren't
going to let him until he said he was going to
faint," Janine said. "Then they let him go."
Terrance quickly returned, and spent the
first hours of Trinity's life snapping photo after
photo.
Trinity will be welcomed by three brothers,
ages 6, 4 and 16 months.
"And they're probably ready for me to get
back!" Janine said.
See more photos of Trinity Danielle at www.
crestviewbulletin.com. Last names were with-
held from this story per North Okaloosa Medi-
cal Center policy.

I

See BALLOT A2

'NOFD Referendum III' features new storyline

Kyle Wright
Crestview News Bulletin
Coming soon to a polling place near you: the North
Okaloosa Fire District referendum, partthree.
This installment in the NOFD's funding saga fea-
tures a different storyline.
The district will ask voters to approve a non-ad
valorem assessment increase of $129.43 a year for
single-family residences to help the district operate
See NOFD A2

NOFD funding proposals

This is the language of the NOFD's new funding proposal, The referendum
will 'appear on the ballot in a March 10 election
North Okaloosa Fire District Non-Ad Valorem Assessments
"Do you approve an annual non-ad valorem assessment increase of $10,79/
See PROPOSALS A2

Kyle Wright
Crestview News Bulletin -
If you checked out the
Okaloosa County Supervi-
sor of Elections' online list
of candidates early Friday,
you saw no contested races
for the local municipal po-
sitions up for election in
2009.
What a difference three
hours made.
A flurry of candidate fil-
ings before the Friday noon
deadline resulted in con-
tested races for all three
Crestview city council
seats up for election and a
three-way race for Laurel
Hill mayor.
Local municipal elec-
tions are March 10.
New Okaloosa County
Supervisor of Elections
Paul Lux, who was sched-
uled to take office Tuesday,
said a late rush of candi-
dates is not unusual for
smaller city elections.
He said the New Year's
holiday in the middle of the

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Wednesday, January 7, 2009

NOFD from page Al

Blood donors could drive off in new car

and maintain fire district
facilities and services.
NOFD residents twice
voted down the district's
ad valorem funding pro-
posal in 2008.
The new referendum
will be on the ballot March
10.
"Each of the commis-
sioners took an oath to
provide fire protection
service to the residents of
the district. The only way
at this point to provide
this is for this measure to
pass," NOFD chairman
Will Reeves said in an
NOFD release.

What's new?
The previous NOFD
referendums asked vot-
ers to approve an ad va-
lorem option of up to 3.75
mils. The NOFD says
it intended to enact a
fire tax of 1.22 mils, and
thinks the state-required
3.75 figure on the ballot
might have swayed some
people to vote against the
proposal.
The non-ad valorem
assessment, if approved,
would generate about the
same revenue as the 1.22-
mil levy.
"Many voters felt
(the 3.75 figure) was an
extreme measure and
that the fire department
Should 'tighten its belt'
like the citizens were do-
ing," the NOFD release
states.

Why didn't the
NOFD try this
proposal in the
first place?
NOFD commissioner
Julie Slezia said the dis-
trict first tried the ad va-
lorem option so the own-
ers of the least-valuable
properties would not face
the same fire tax increase

as the owners of the most-
valuable properties.
The new proposal
would result in an identi-
cal assessment increase
for all single-family resi-
dences.

What will happen
if the referendum
passes?
The district says it will
be able to maintain its 17
current paid firefighter
positions and add three
more. (The district notes
the state fire marshal
recommends a staff of 63
full-time firefighters for
a district of the NOFD's
size.) A staff of 20 paid
firefighters would allow
safe operations at two sta-
tions. The district's two
other stations would be
manned -by volunteers to
keep costs down.

What will happen
if the referendum
fails?
The NOFD release
says the district would be
forced to convert to a pri-
marily volunteer force by
the end of 2011. The dis-
trict already has consoli-
dated most of its resourc-
es at the new fire safety
building at the Bob Sikes
Airport.

How can you voice
your opinion?
The board of the NOFD
meets on the third Thurs-
day of each month at 7
p.m. at the Bob Sikes Air-
port Fire Station at 5549
John Givens Rd.

See the full NOFD
press release and post
your thoughts on the is-
sue at www.crestviewbul-
letin.com.

NOMC brings 'Vein

Drain' to Crestview

Special to the News Bulletin

Take part in this blood drive, and
you could drive off in a new car.
The 29th Vein Drain, a region-wide
blood drive, will kick off with an early-
*bird blood donation event Thursday
at the North Okaloosa Medical Cen-
ter.
This special blood drive encour-
ages local residents to make a com-
mitment to start the New Year by do-
nating blood to help patients in local
hospitals. The Crestview blood drive
is from 8 a.m. to 4 p.m.
Donors can register for a drawing
to win a 2008 KIA Optima. The draw-
ing will take place Jan. 14. A special
Vein Drain t-shirt will be given to all

blood donors.
The Vein Drain blood drive has
been an annual event for 29 years in
the Pensacola area. It was begun 29
years ago by radio and television per-
sonnel who saw the need for blood
in the usual January dip in the blood
supply. Each blood donor will receive
a free cholesterol screening and be
entered in the Blood Donor Benefit
Program.
This is the first year the Vein
rain will include a Crestview
site, according to Lynn Yort of the
NOMC.
"We encourage the community
to come out to support this worthy
cause," Yort said.
Donors are eligible at 16 years
with parental consent. There is no
age limit. Donors must weigh 110
pounds and be in good health. A pic-
ture ID is required.
Visit the www.nfbcblood.org Web
site for additional information.

PROPOSALS from page Al
month ($129.43/year) for a single-family resi-
dence and a comparable percentage6increase-
for all other types properties in the district
for the purpose onroperating and maintaining
fire district facilities and services?" :
OLD
:This was the: language in the NOFD's first
two funding proposals. The ad valorem option
'was voted down twice in 2008.

North Okaloosa Fire District amendment
Do youapprove amendingthe NOFD char-
Ser. to authorize levy and collection of millage
( ad valdrem) assessments not to exceed 3.75
mils on all taxable properties in the NOFD for
the purposes of constructing,' operating, and
maintaining District fire and emergency servic-
es, manpower, facilities, and equipment with
'the understanding that setting the millage rate
cap does not mean that the District will imme-.
, diately implement the cap rate for millage?"

James Earl Jackson
James Earl Jackson, 55, of Crestview, died Saturday,
Jan. 3, 2009.
He was born June 6, 1953 in Florala, Ala., and was a
longtime resident of Crestview. He was employed at S &
L Auto Body Shop in Crestview.
James is survived by his wife, Patricia M. Jackson;
daughters; Betty Jean Jackson and Julie Ann Jackson;
son, Charles Jackson, and his wife, Rebecca; Chris Jack-
son and his wife, Christine Jackson; sister, Margie Jack-
son, of Florala; sister-in-law, Pam Holcomb; grandchil-
dren, Leamon Jackson, Leland Jacksoli, Lkthan Jackson
and Christian Jackson; and many nieces and nephews.
James was preceded in death by his mother and fa-
ther, Jane and Leroy Jackson, mother-in-law, Juanita
McGugin, and brother-in-law, James C. McGugin.
In lieu of flowers, the family requests. donations be
made to help the family cover funeral expenses.
The family will receive friends during a visitation Sat-
urday, Jan. 10 from 9 to 10 a.m., with funeral services
to follow at 10 a.m. at the Crestview Memorial Fmneral
Home. A private burial will take place at a later date.
Arrangements were entrusted to Crestview Memorial
Funeral Home. You may offer condolences, share memo-
ries and sign the guestbook at www.crestviewmemori-
alfh.com.

BALLOT from page Al

state-mandated qualifying
period helped to cause the
longer list of Friday qualifi-
ers. He said several candi-
dates intended to file their
candidacies Dec. 31, only to
find out they first needed to
establish official campaign
accounts. Most banks were
closed lateDec. 31 and all of
Jan. 1, so some dandidates
could not fulfill the require-
ment until Friday.
Janice Young was the
only candidate to qualify to
run for Crestview city clerk
and will begin her third

Jdfutehuw/ Sae.l

cV/y ffeg,

Claire, Rylee, Heather & Andy Powell

Family Owned & Operated
by
Heather & Andy Powell
"Serving Because We Care"

term in 2009.
Robby Adams, Joan T.
Smith and Willie Mae Toles
were the only candidates to
qualify for the three Laurel
Hill city council seats up
for election. They will join
Johnny James and Betty
Williamson on the board.

What are your thoughts
on the local municipal-
election' races? What ques-
tions would you likefor us
to ask the candidates? Post
your thoughts at www.,
crestviewbulletin.com.

"The Drowsy Chap-
erone" is coming to the
Mattie Kelley Fine &
Performing Arts Center
at Northwest Florida
State College on Jan. 21,
completewithitsoriginal
Broadway direction and
staging.
Each character is
broadly painted larger-
than-life, from a pam-,
pered Broadway star-
let who wants to give
up show business to
get married, her pro-
ducer who sets out to
sabotage the nuptials,
her debonair groom,
and a dizzy chorus girl,
to a Latin lover and a
pair of gangsters who
double as pastry chefs.
Plus, there's the star-
let's chaperone, whose
tendency toward tip-
pling contributes to
her "drowsiness."

Happy New Year! Hopefully
one of your New Year's resolu-
tions is to visit the Library. We
have great programs sched-
uled, wonderful art displays
and the latest books and DVDs
available for you.
All residents of Okaloosa
County are now eligible for a
library card. Bring your proof of
current address (driver's li-
cense, voter registration, utility
bill, etc.) and a picture ID along
with a contact phone number
and you can get a library card.
Library cards issued at any OC-
PLC library (Crestview, Des-
tin, Fort Walton Beach, Mary
'Esther, Niceville, Valparaiso or
the Bookmobile) are valid at all
member libraries.

PROGRAMS
Lap Sit is Mondays and
Tuesdays at 10:15 a.m. Pick the
day that works best for you and
your child. Ms. Heather will
present stories, songs
and finger-plays in the
Story Room. Sign-in
begins at 10 a.m. Lap
Sit is designed for chil-
dren under the age of
3 and their caregivers.
"Let's Get Dressed"
will be the theme for
Jan. 12 and 13.
SStory Time is
for children who are LIiV1
at least 3 years old
and meets at 10:15
a.m. After the program 2r
you and your child
may do a simple craft .
together. Today and :..
Thursday the theme
will be "Snow Fest."
A craft program
will be held in the Story Room
between 1 and 2 p.m. today
for early release kids. Today's
theme is "Chinese New Year."
Teens 12-18 join us for Nin-
tendo Wii play every Friday
from 2 to 4 p.m. Parents and
family members are welcome
to hang out and use the library,
but the Wii activities will only
be available to teens. Any ques-

tions please ask Ms. Janice.
Sign up at the front desk
and receive a birth month
shape, write the child's name
and birth date on it, and we
will post it on our Birthday
Club board. January's shape
is a gingerbread boy. Children
may come into the library dur-
ing their birth month, find his
or her name and shape on the
board, and bring it back to the
front desk to receive a prize
Beginning Internet class-
es are available for individual
appointments. We will try to
schedule appointments at your
convenience.
We have income tax
forms. Free income tax help
provided by AARP will begin
Feb. 1
STAFF PICKS
"Knit Two" by Kate Jacobs
(McN Fic Jac). This is a sequel
to "A Friday Night Knitting
Club." Five years later the story
returns to the Manhattan Knit-
ting store "Walker and Daugh-
ter." Dakota is now enrolled in
NYU and running a small
yarn shop with help
from the Friday Night
Knitting club members.
Georgia has died of
ovarian cancer, and the
Group is still coming to
terms with her death.
Each member of the
group has life-altering
events to contend with
and still is grieving for
Georgia. The book allows
each character to deal
with Georgia's death in
their way. They find the
1 4 craft of knitting con-
soles their spirit as they
share their individual
stories of acceptance
and personal growth. A good
comforting read.,
"Living Rich for Less"
by Ellie Kay (McN 332.024 K).
If you are only going to read
one book this month, this is the
book to read. American Family
Financial Expert Ellie Kay gives
you straightforward, real-life
advice on how to achieve the
satisfying lifestyle you want with

smarter ways to spend, save and
give. This book has charts and
tips that will help you achieve
good habits of personal finance.
Learn about credit scores and
the five basic categories that
influence your score:
Time This is the length
of your credit history and the
amount of time since your ac-
counts were opened.
New credit This is the
number of recently opened ac-
counts as well as the number of
inquiries into your credit history.
Type There are five basic
kinds of credit accounts: credit
cards, mortgage loans, store or
retail cards, consumer finance
accounts and installment loans
(including car loans).
SDebt blad This is the num-
ber of accounts you have and the
proportion of revolving debt to
'the total amount of credit lines r
available.
History This primarily
means your payment history,
including whether you pay on
time, how much you pay down
on revolving debt (or whether
you've defaulted on loans, and
any other bankruptcies or delin-
quencies).
This book is an eye-opener
with real helpful information.
This book will be an asset to you
and your financial plans for this
New Year.

The Florida Chautauqua Theatre
in nearby DeFuniak Springs welcomes
budding young actors and actresses
from north Okaloosa County to take
part in its spring stage programs.
Local kids have participated in the
organization's acclaimed theatre arts
classes as well as starred in such fun
musical productions. as "High School
Musical," "The Legend of Sleepy Hol-
low" and "Willy Wonka and the Choco-
late Factory."
"Music & More Workshops":
Learn the craft of theatre arts in these
Monday after-school classes. Classes
begin Jan. 12.
Workshop 1, for kids in kindergarten
through fifth grade, meets from 3?30 to
4:30 p.m. Tuition is $50 per month.
Workshop 2, for kids in sixth through
eighth grade, meets from 4:30 until 6
p.m. Tuition is $60 per month. Work-
shop 2 students will participate in the
chorus of the production of "Give My
Regards to Broadway"
Both workshops will culminate with
a student musical theatre production
May 15-17.
a Auditions for "Give My Regards to
Broadway," a.musical based on the un-
forgettable music of George M. Cohan,
will be held Jan. 15. The play will run
April 2-5. Auditioners are encouraged
to.pre-registei by e-mailing (preferred)
or calling the Florida Chautauqua
Theatre office and leaving your name,
phone number, age, grade and e-mail
address.
To pre-register or for more infor-
mation about auditions or the Music &
More Workshops, e-mail info@fcweb.
org, or call (850) 892-9494. Classes, au-
ditions and performances are held at
the theatre, 840 Baldwin Ave. in historic
downtown DeFuniak Springs.

Drama Llamas spread holiday cheer

Brian Hughes
Arts & Entertainment Editor

With a repertoire of
Christmas songs, readings,
skits, dances and jokes,
the Baker School Drama
Llamas again brought holi-
day cheer to area nursing
homes.
The theatre club's De-
cember visits to the Parthe-
non and Silvercrest facili-
ties in Crestview marked
the third year the troupe of
young performers shared
their talents with residents
at the homes.
The annual "Christmas
Follies" program is writ-
ten and organized by the
Drama Llamas members.
A highlight of this year's
Follies was the beautiful
rendition of "Silent Night"
sung by senior Katie Diaz.
"The experience of
working in this type of
positive community ser-
vice program enriches the

SW CIAL IU Ilit .KtE1IVtW NIE W) DULLElI
CHRISTMAS FOLLIES: Members of ihe Baker School
Drama Llamas pause during a performance of their
annual "Christmas Follies" at a Crestview area nurs-
ing home. Standing left is the troupe's adviser Roger
O'Neal. "Silent Night" soloist Katie Diaz is kneeling
in the center.

lives of both young and old
alike," observed the Drama
Llamas director and faculty
adviser Roger O'Neal.
The Drama Llamas
spring production will be
a dinner theatre presenta-

tion called "Best Beware
My Sting," a musical ad-
aptation of Shakespeare's
"Taming of the Shrew." Au-
ditions for the May 9 perfor-
mance will be announced
soon, O'Neal said.

What's HAPPENING

Area events will celebrate King's legacy

Special to the News Bulletin
Carver-Hill Memorial
& Historical Society and
the Concerned Citizens
Group of Crestview will
host the following events
in January in connection
with the Martin Luther
King Jr. Day:
Jan. 8 at 7 p.m.
- Panel discussion on
"Embracing the Change:
Past, Present & Future"
at New Life Missionary
Baptist Church, 285
Duggan Ave., Crestview.
Jan. 15 at 7 p.m.
- Annual program with
Speaker Minister Reggie
Washington of New Life
International Worship
Center. The program will
be held at the Carver-Hill
School Center on School
Ave. in Crestview.
Jan. 17 at 10 a.m.

- MLK parade, with.
lineup at 9:30 a.m. at
the corner of Lloyd St.
and Martin Luther King
Jr. Ave. in Crestview, to
the Okaloosa County
Courthouse square. Guest
speaker will be Charles
Baugh, Crestview city
council member.
For details on any of
these events, contact Sis.
Fern Beibow at 682-6764,
the Rev. Sanford Hayes at
850-621-4187, Dea. Willie
Hutchinson at 682-4067 or
Sis. Catherine Dortcl at
682-6287.

for a Circuit Judge La nanyu. u, wo whether you're building a brand-new
position in Shalimar, make your home more energy-efficient So whether you're building a brand-new
Okaloosa County. ... but now it will even be tested to house or remodeling an existing one,
Applicants must be ensure it performs. We'll show you how the EarthCents Home can change the
registered voters, a using properly installed high-efficiency way you look at using energy. Because
member of the Florida heating and cooling systems, windows a little change will do us good. To learn
Bar for the past five years, more about the EarthCents Home and
and residents within the the other EarthCents programs, call'
F irst Judicial Circuit. 1877-655-4001 or visit us online.
Interviews are Crut
scheduled for 9 a.m. Feb.
2 and all day Feb. 3 in the
Shalimar Courthouse
Annex.
Applications may be
obtained Monday through
Friday from 9a.m. to5 G U LF
p.m. from Wanda J. Clapp and insulation could save you up to 40% G ULF
at Jones & Flowers, 323, on your energy bill. That means your PO W ER
E. John Sims Parkway, house will be more comfortable and
Niceville, 850-729-7440 or your resale value will go up. A SOUTHERN COMPANY
from the Florida Bar Web
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original and nine copies
of the application must beC' TI Ii1-_V-1 u_-
received by Ms. Clapp no
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^rs;, 7 :!W ~:\y: : ,-'.:'----,T:MW^^ .: CT ssi CT fa's't`i '^ r : .`q `"'?`""^`^^^ `

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A4 I Crestview News Bulletin

O pinion Wednesday, January 7,2009

HUBBUB
Here is a sampling of what people had to say
about recent north Okaloosa County news topics.
Comments were collected from the crestviewbul-
letin.com Web site.

Topic: Crestview News Bulletin profiles
Aviation Ordnanceman 2 Byron Dreading, who
spent the holidays serving aboard the U.S.S.
Teddy Roosevelt
Outstanding young man! I had the pleasure of
being stationed with this sailor on the TR. I was
very impressed with his attitude and how he pre-
sented himself! Good job MOM; we need more sail-
ors of this caliber!

Good story! Thanks for having the courage to
serve, A02 Dreading. May God bless and keep you
from harm.

Topic: Crestview City Council president Lil-
lie Conyers makes her first appearance at City
Hall since a summer auto accident
Good to see you Mrs. Conyers. I am hopeful that
you will continue to recover and be back as council
president. God bless you!

Topic: Baker senior Tyler Jones killed in an
auto accident
What a terrible tragedy! Tyler was a great kid
and will be dearly missed. My prayers are with the
Jones family, his football family and all the people
that he touched during his short life. Rest in peace
Tyler. Forever a Gator!

What a tragedy! My heart and prayers go out
to this young man's family. "Thrown from the ve-
hicle" sounds like'"wasn't wearing his seatbelt."
When will kids learn seatbelt use is the law and it
saved lives. Kids, spare your mama this agony and
buckle up!

Topic: Ann Spann's latest north Okaloosa
County history stories focus on Baker and on
Ludlam's Supermarket
Thanks for doing these articles about Okaloosa
County.

Topic: The top eight local news stories of
2008
If "other" stories received five percent of the
votes, why didn't you post them in your top eight,
rather than post one that received three percent?
What gives, CNB?

Response from News Bulletin Editor Kyle
Wright: The "other stories" were multiple other
stories that by themselves were less than three
percent but added up to five percent. Sorry about
any confusion.

Want to add to the Hubbub? Send your thoughts
on any north Okaloosa County news topic to
kylew@crestviewbulletin.com, or post your
thoughts at www.crestviewbulletin.com.

While on my morning walk
Thanksgiving morning, I paused,
as I often do, to contemplate the
rushing stream that passes beneath
Reinke Drive at its lowest point.
I've seen deer and other woodland
critters scamper into the woods
through which those waters tumble.
This time I saw a dishwasher.
A full-sized, under-the-
counter household
dishwasher.
I also saw red.
Finding that lazily
discarded appliance
and all the pieces and
parts that fell off of or
out of it peeved me in
so many ways.
BRIAN HUGHES Foremost was the
senseless despoiling
of such a lovely, natural spot.
Secondary was the wanton
despoiling of a lovely spot that I
personally enjoy experiencing.
Tertiary was the thoughtless
despoiling of our neighborhood,
undoubtedly by someone who
doesn't live in it.
I thought of a sign I saw as a
kid at a general store in a small
town in upstate New York: "To the
person who stole my canoe: I hope
it springs a leak while you're out
in the middle of the lake, and your
mother will be unable to attract any
assistance for you no matter how
vigorously she runs barking along
the shore."
I wanted to hang a sign from the
bridge on Reinke Drive liberally
borrowing those sentiments:
"To the cretin who trashed
our stream: I hope your new
dishwasher catches fire and traps
you in your kitchen and your

mother will be unable to attract
rescuers no matter how hard she
runs barking around the yard."
People who trash other
people's neighborhoods, whether
by tossing cigarette butts and
packs, beer cans and bottles, fast-
food containers, deer carcasses
or household appliances, don't
deserve to live among civilized
people. They should just stay
in their hovels and trash them
instead.
Now, here's the truly ironic
part. The idiots who tossed that
dishwasher in the stream put
themselves through an awful lot of,
unnecessary bother (and hopefully
got hernias as a reward). They had
to load the appliance onto a vehicle,
sneak over to our neighborhood
in the dead of night, unload their

dishwasher and dump it off the
bridge.
Instead, they simply could've
phoned Waste Pro or Waste
Management (depending on their
collection service) and had the
dishwasher picked up and properly
disposed of at no cost other than
their monthly refuse collection fee.
But then, people who
throw trash in other people's
neighborhoods can't be expected
to be smart enough to have figured
that out.

Brian Hughes is the News
Bulletin reporter/arts &
entertainment editor. Contact
him at 682-6524 or e-mail brianh@
crestviewbulletin.com. See a photo
of the dishwasher in the drink at
www.crestviewbulletin.com.,

Make foreclosure a non-story with these tips

I noted with interest
that, the current status of
our housing market was
not selected as one of the
top local stories of 2008.
Though a skyrocketing
mortgage default rate
is not peculiar to north
Okaloosa County or even
to Florida, it certainly
ranks as a top local story
on my list. One need only
take a look at the legal
advertisements section of
this paper to realize our
foreclosure rate is a major
concern.
I hope a high mortgage
foreclosure rate does not
make the list of top stories
of 2009. Unfortunately,
current market conditions
indicate a continued rise
in the foreclosure rate
for 2009.The foreclosure
problem is a national
one with more factors
and issues than could be
covered in a year's worth
of "Ask the Attorney"
columns, but there are
specific things local at-
risk homeowners can
do to reduce the odds of
foreclosure.
First, don't plan on
a federal government
bailout. You are not one of
Detroit's "Big Three." You
are not a financial industry
giant. You are a working
class American. Uncle
Sam will not be knocking
at your door with a check

and a smile, regardless
of which administration
is running the country.
The government takeover
of IndyMac Bank and
resulting mortgage
renegotiations by the
FDIC seems to have
created the false
hope that the
government will
be renegotiating
all defaulted
mortgages. This
simply isn't so.
Even under the
most generous NATHAN
plans floated, only Ask the
a small percentage
of mortgagees will benefit
directly from any large-
scale renegotiation
program.
Better yet, don't plan
on any government
assistance. Florida is
broke. Despite a flurry
of pre-holiday press
conferences, Gov. Charlie
Crist will not be bailing
you out either. The
governor did manage to
secure the promise of a
temporary stay of new
foreclosure filings from
a handful of banks and
financial institutions, but
this is only a short-term
postponement. If you were
behind on your mortgage
payment when the stay
took effect, you are likely to
be behind when it expires.
The'plan is simply no cure

for defaulted mortgages.
I expect nothing more
than a rush of delayed
foreclosure filings after the
stay expires.
Second, make contact
with your lender. If you
are in trouble now or see
trouble on the
horizon, contact
your lender and
review your
alternatives.
Unfortunately,
most of the larger
institutional
BOYLES lenders are
Attorney notoriously
difficult, and
a day on the phone
with a dozen customer
service representatives
can be maddening. But
occasionally lenders will
work with you to avert
disaster. Even if they don't,
at least you can say you
tried.
Third, seek out
help. The Florida Bar
is currently offering a
program called Florida
Attorneys Saving Homes
(FL.A.S.H., phone 866-
607-2187) that pairs
struggling homeowners
meeting certain income
and other criteria with
attorneys willing to assist
in the renegotiation
process on a pro-bono
basis. Alternatively, you
can contact one of the
traditional legal service

organizations or an
attorney practicing real
estate or foreclosure law
to review your mortgage
and discuss your
alternatives.
In sum, resolve to
be proactive regardless
of the perceived
hopelessness of the
situation. Unfortunately,
I often see homeowners
so overwhelmed by the
prospect of losing their
home or lulled by the
hope of government
assistance that they
simply take no action.
Not every foreclosure can
be avoided, but if every
at-risk Okaloosa County
homeowner resolves to
be proactive, climbing
foreclosure rates just
might miss the 2009 list of
biggest stories.

Nathan D. Boyles,
Attorney at Law,
practices at 204 N. Main
St., Crestview, FL 32536.
He can be reached at
689-8505. His column
will appear on the first
Wednesday of the month.
This column is intended
for general educational
and entertainment
purposes and is not legal
advice. Every situation
is unique. If you have a
legal issue you should
contact a lawyer who can
provide counsel.

The Crestview News Bulletin is dedicated to provide
accurate, fair and thorough news and information for and
about the residents of the Crestview and North Okaloosa
County. A cornerstone of the Crestview News Bulletin, a
Freedom Communications Inc. publication, is the'vitality
of a philosophy that promotes freedom and individual rights
for all.
2008 by the Crestview News Bulletin. All rights re-
served. No portion of the Crestview News Bulletin, includ-
ing articles, advertising and artwork may be reproduced in
whole or part without the permission of the publisher.

William W. Cliff
Air Force Airman Wil-
liam W Cliff has graduated
from basic military training
at Lackland
Air Force
Base, San
Antonio,
Texas.
Dur-
ing the six
weeks of
training,
WILLIAMW. the airman
WILLIAM W. studied the
CLIFF Air Force
mission,
organization, and military
customs and courtesies;
performed drill and ceremo-
ny marches, and received
physical training, rifle
marksmanship, field train-
ing exercises, and special
training in human relations.
In addition, airmen who
complete basic training earn
credits toward an associate
in applied science degree
through the Community
College of the Air Force.
He is the son of Ronald
and Deborah Cliff of Crest-
view and is a 2007 graduate
of Crestview High School.

Stephanie D. Case
Air Force Airman Steph-
anie D. Case has graduated
from basic military training
at Lackland
Air Force

Texas.
Dur-
ing the six
weeks of
training,
Case stud-
STEPHANIE D. ed the Air
CASE Force mis-
sion, organi-
zation, and military customs
and courtesies; performed
drill and ceremony marches,
and received physical train-
ing, rifle marksmanship,
field training exercises, and
special training in human
relations.
In addition, airmen who
complete basic training earn
credits towardian associate
in applied science degree
through the Community
College of the Air Force.
Case is the daughter of
Robert and Linda Case of
Crestview.

Skylar L Armstrong
Air Force Airman Skylar
L. Armstrong has graduated
from basic military traning
at Lackland Air Force Base,
San Antonio, Texas.
During the six weeks of
training, the airman studied
the Air Force mission, orga-
nization, and military cus-

toms and courtesies; per-
formed drill and ceremony
marches, and received phys-
ical train-
ing, rifle
marksman-
ship, field
training
exercises,
and special
training in
human re-
SKYLARL. lations.
In addi-
ARbMSTRONG tion, airmen
who com-
plete basic training earn
credits toward an associate
in applied science degree
through the Community
College of the Air Force.
He is the brother of Jer-
rell Armstrong of Crestview
and is a 2007 graduate of
Crestview High School.

Caleb Weddle
Air Force Airman Caleb
S. Weddle has graduated
from basic military training
at Lackland
Air Force
Base, San
Antonio,
Texas.
Dur-
ing the six
weeks of
training,
CALEB S. the airman
WEDDLE studied the
Air Force
mission, organization, and
military customs and cour-
tesies; performed drill and

received physical training,
rifle marksmanship, field
training exercises, and spe-
cial training in human rela-
tions.
In addition, airmen who
complete basic training earn
credits toward an associate
in applied science degree
through the Community
College of the Air Force.
He is the son of Susan
Edens of Crestview and is a
2007 graduate of Crestview
High School.

Richard A. Winkler
Air Force Airman 1st
Class Richard A. Winkler
has graduated from basic
military
training at
Lackland
Air Force
Base, San
Antonio,
Texas.
Dur-
ing the six
RICHARD A. weeks of
WINKLER training,
the airman
studied the
Air Forcenmission, organiza-
tion, and military customs
and courtesies; performed

drill and ceremony marches,
and received physical train-
ing, rifle marksmanship,
field training exercises, and
special training in human
relations.
In addition, airmen who
complete basic training earn
credits toward an associate
in, applied science degree
through the Community
College of the Air Force.
He is the son of Richard
and Rebecca Wmnlder of
Crestview. He graduated in
2007 from Crestview High
School and received an 'as-
sociate's degree in 2008 from
Okaloosa-Walton College.

six weeks of training, Sil-
lars studied the Air Force
mission, organization, and
military customs and cour-
tesies; performed drill and
ceremony marches, and
received physical training,
rifle marksmanship, field
training exercises, and spe-
cial training in human rela-
tions.
In addition, airmen who
complete basic training earn
credits toward an associate
in applied science degree
through the Community
College of the Air Force.
She is the daughter of
Dana Sillars of Crestview.
She graduated in 2001 from
Crestview High Schodl and
received a bachelor's degree
in 2006 from the University
of Florida.

Logan W. Richey
Air Force Airman Logan
W Richey has graduated
from basic military training
at Lackland Air Force Base,
San Antonio, Texas.
During the six weeks of
training, the airman studied
the Air Force mission, or-

ganization, core values, and
military customs and cour-
tesies; performed drill and
ceremony
marches,
and re-
ceived phys-
ical training,
rifle marks-
manship,
fieldtraining
exercises,
LOGAN W. and special
C training in
RICHEY human rela-
tions.
In addition, airmen who
complete basic training
earn credits toward an as-
sociate in applied science
degree relating through the
Community College of the
Air Force.
Richey is the son of War-
ren Richey of McDonough,
Ga., and Shanna McAuley
of Laurel Hill. In 2008, the
airman graduated from Ola
High School in McDonough.

at Lackland Air Force Base,
San Antonio, Texas.
During the six weeks
of training,
the airman
studied the
Air Force
mission, or-
ganization,
core values,
and military
customs and
TRAVIS W. courtesies;
performed
ESTER drill and
ceremony
marches, and receivedphys-
ical training, rifle marks-
manship, field training exer-
cises, and special training in
human relations.
In addition, airmen who
complete basic, training
earn credits toward an as-
sociate in applied science
degree relating.through the
Community College of the
Air Force.
Lester is the son of Deb-
bie Lester of Beaver, Ark,
and brother of Melinda
Gagnon of Crestview. In
2007, the airman graduated
from Eureka Springs High
School, Ark

NO HIDDEN CHARGES: It is our office policy that we have the right to refuse to pay, cancel payment or be reimbursed for payment for any other services, examination, or treatment
which is performed as a result of and within 72 hours of responding to the advertisement for any free, discounted fee or reduced fee service, examination or treatment

Davidson doesn't miss a

beat after holiday break

Brian Hughes
Crestview News Bulletin
It's almost as if there
was no winter holiday for
students at Davidson Middle
School, reports Principal
Beth Walthall.
"We're feeling like we
never left!" she said.
As soon as students
returned Monday morning,
many plunged into a variety
of activities and programs.
Davidson has seven cho- .
rus students and one band
student participating at the
all-state level, Walthall re-
ported proudly. They will be
traveling to Tampa.
"It's a big deal!" Walthall
said.
Davidson's talented vo-
calists and musicians aren't
the only ones heading to all-
state events, Walthall added.
Band director Chris
Treadway was invited to be a
guest conductor for the all-
state middle school band.
Back-to-school week
included two events. The
school's science fair is this
week, and Davidson will host
Parent Night on Thursday
On the winter sports
scene, "our soccer and
basketball teams are go-
ing strong," Walthall said
proudly.
Davidson students are

I FROM THE
PRINCIPAL'S

OFFICE
also spreading out to help
younger kids through the
local SSTRIDES program,
which introduces middle
school students to oppor-
tunities in the health care
profession.
"Our SSTRIDE kids did
some brain injury preven-
tion programs at Walker
and Bob Sikes elementary
schools," Walthall said.
The presentations im-
pressed upon the younger
kids the importance of
always wearing.a helmet
when riding bikes or, skate-
boards.
As students hit the books
after relaxing over the holi-
days, their peers are ready
to make sure they keep up
their grades.
"Our Minority Council
is in full swing," Walthall
said. "They have tutoring
two afternoops a week after
school."
Finally, Davidson's bud-
ding beauty queens are
primping in anticipation of
the school's annual beauty
pageant. The Miss Davidson
contest is coming up in Feb-
ruary.

Two charged with
keeping drug house
Jacy Dane McCuiston,
27, and Josie "Josette"
Catrina Weiss, 28, were
arrested Dec. 17 and
charged with keeping a
drug house in a Crestview
hotel room.
The Okaloosa County
Sheriff's Office obtained a
search warrant for Room
117 at the Days Inn at 4255
S. Ferdon Blvd. prior to the
arrests. The arrests were
made after officers inter-
viewed witnesses who saw
drug activity in the room
and after a controlled pur-
chase by a confidential in-

formant.
McCuiston and Weiss
also were charged with un-
lawful possession of coun-
terfeit-resistant prescrip-
tion blanks and possession
of drug paraphernalia.
McCuiston faces an addi-
tional charge of attempted
tampering with evidence.
Weiss was charged with
possession of marijuana.
The suspects have a
Jan. 20 court date.
Crestview News Bulletin

Plea deal reached
with radio show host
Sports radio talk show

host Charles "Scott" McK-
inney will serve at least a
year and a day in prison
for bilking investors out of
over $100,000.
McKinney pleaded
guilty to nine counts of
theft and single counts of
organized fraud, money
laundering and racketeer-
ing, said prosecutor Russ
Edgar.
Sentencing was sched-
uled for Feb. 24.
Eight of the theft
charges involved money
taken from investors in
McKinney's Southern
Sports To-night radio pro-
gram. The ninth involved
McKinney stealing ap-
proximately $10,000 from

and nearing its goal of a
2010 delivery to Eglin Air
Force Base.
Last month, the mak-
ers of the new Joint Strike
Fighter rolled out two more
F-35s that are now ready to
be tested.
Six F-35s are now com-
plete and 17 are in produc-
tion. The test aircrafts have
completed 83 flights.
"Thirteen of the 17 air-
craft in production are
'preproduction test aircraft,

and all of those will be fin-
ished in 2009," according to
John R. Kent, acting man-
ager of F-35 Lightning II
Communications at Lock-
heed Martin Aeronautics
Co. "The other four are
the first production-model
planes, and the first of
those will be delivered in
2010 to the U.S. Air Force,
and will go to Eglin."
Mona Moore
Florida Freedom Newspapers

BRIEFS
Laurel Hill Spring
Sports registration
The City of Laurel Hill's
T-Ball, Baseball, & Softball
Season starts in March.
Registration is $25. Sign
up now at City Hall or call
652-4441 for more infor-
mation.

YMCA Basketball
The Crestview YMCA
is holding basketball and
cheerleading registrations
for boys and girls ages
2-14.
Registration continues
through Jan. 17.
For more information

See SCHEDULE B2

KANUY UDILKrUN I| resmlew News Nulleun
FIRST MEETING: Baker football coach Bob Kellogg addresses the team Monday during the first
day of classes at Baker since senior Tyler Jones' death Dec. 28 in an auto accident.

Baker football coaches, players

shaken by death of senior Gator

Randy Dickson
Crestview News Bulletin
BAKER It looked like busi-
ness as usual in the Baker School
field house Monday morning.
Gator baseball and football
players were lifting weights.
Graduating senior, football play-
ers were adjusting to lives with-
out the mandatory workouts.
Even in the midst of the at-
tempt for things to be normal,
they weren't
Baker athletes continued to
cope with the loss of senior line-
man Tyler Jones. Jones died in
a car accident in the early hours
of Dec. 28. Monday was the first
day of school since the accident.
The loss hit close to home
for the Gator athletic com-
munity. It followed the death
of football and baseball player
Travis Peoples in July 2007.
Baker head football coach
and athletic director Bob Kel-
logg was home sleeping when
he got the.call at 2 a.m. on Dec.
28 telling him about the acci-
dent.
"My first reaction was, 'Not
again,'" Kellogg said. "And then
they told me in an automobile
accident."
Making the loss even more
difficult for Kellogg: Jones had
dropped by his office the last
day of school before the break.
"He came to my office, and
he just sat down, and we prob-
ably had the best talk between
us just shooting the bull," he
said. "He was just a fun kid.
"He stayed in a little bit of
trouble around here, but he
was just such a fun kid to be
around."
Jones held a special place
in Kellogg's heart for another

TYLER JONES

reason.
"Kids that start football and
Finish football, I have a lot of
respect for," he said. "There
aren't many of those guys left
"In his freshman class there
were 24 freshmen that started
in January with us when I
came. And there were only
eight that finished from the
ninth grade on. I have a lot of
respect for guys like that who
start and finish."
Billy Whatmough is one of
the eight who was there as a
freshman with Jones. More
than a week after his team-
mate's death he still found it
hard to express exactly what he
was feeling.
"It's actually hard to put into
words," Whatmough said. "It's
hard. It's heartbreaking.
"We've been through this be-
fore and we thought it was over'
(when Peoples died). We didn't
expect to have to go through
it again. We started taking life
for granted once again, and it
humbled us, but it also brought
us back together."

Senior Cameron Domangue
chose not to look on the loss,
but rather the life of his friend.
"Any time you lose some-
body it's tough, but you want
to celebrate the life and not
think about the loss a lot," he
said. "Tyler lived for 18 years,
which is a lot longer than a lot
of people do.
"He was a good kid that was
always smiling and happy. He
lived his life."
Kellogg planned on bring-
ing the football team together
Tuesday morning with the team
chaplain to share their feelings
about Jones and what they
were going through.
"I'm going to share how I
feel and let them open up as to
how they feel," Kellogg said. "A
lot of my feelings are we are not
invincible. I know that I thought
I was at that age.
"In life you'd better enjoy life
each day, and you had better
realize you are not promised
tomorrow."
A man of deep Christian
faith, Kellogg said the death of
Jones has helped him reevalu-
ate what's important.
"The game is important, but
there are other things more
important," he said. "I think
that's what I've got to get my
focus back on.
"When I was an assistant
I focused on my ministry with
FCA (Fellowship of Christian
Athletes). I'm going to get back
to that focus. I've only got a
few years left (as a coach), and
those things are more impor-
tant than wins and loses."

Share your memories of Ty-
ler Jones at www.crestviewbul-
letin.com.

Area learns tragic lesson in seat belt safety

It doesn't seem like that
long ago that I was 17 or
18 years old. The truth is,
three decades have passed
since I left those magical
teen years.
Looking back, I wonder
how I made it to
50. I never used
sunscreen when
I was a kid. Even
more frightening,
I didn't use a seat
belt.
Of course seat
belt laws weren't RA
around back in DICI
the 1960s and'70s. North E
Very few people
used them.
Today we all know that
seat belts are a good idea.
Yes, they really do save
lives.
Only God knows if
Crestview football player
Mitch Kertis or Baker's
Tyler Jones would still
be alive if they had been
wearing their seat belts

N
:K
En

when they were involved in
fatal auto accidents in the
last few months. Statistics
indicate the chances are
pretty good they would.
I'll admit I was never
much of a seat belt person
even as I reached
my 40s. If I had a,
job that required
I wear my seat
belt on company
time, I used it. I
didn't want to take
a chance on not
IDY being covered by
SON workman's com-
d Zone pensation if I was
in an accident.
The rest of the time I
blew off seat belts as un-
warranted government
intervention in how I lived
my life. I didn't deny seat
belts save lives. Maybe in
my own way, I felt invin-
cible.
My attitude changed on
Sept. 30, 2000 when I was
involved in an accident

while on company time
and wearing my seat belt.
Another driver pulled out
in front of me, almost "T-
boning" my car. I was able
to brake hard enough to
avoid catching the impact
in my driver's door, but the
car was totaled.
I was convinced.
I don't know how much
protection the seat belt
gave me that early fall day
in 2000, but I know what
my car looked like after
the accident. I'm fairly
certain I would have been
thrown into the windshield
if I hadn't buckled up.
Now I use my seat belt
even if I'm just making
a short drive of a mile or
less. And I don't resent the
government telling me I
have to wear my seat belt.
Taking a second to
buckle up can prevent a
death.
SNone of us are immor-
tal, whether we are 17 or

77. A day will come when
all of us die.
In my perfect world as a
sports writer there would
be no stories of athletes
dying before they were a
hearty 70-something.
Young men and women
would live to play their
games in college intramu-
ral leagues and city recre-
ational leagues.
Former athletes
would have a chance to
grow old and embellish
the stories of their youth
to their children, grand-
children, nieces and
nephews.
And the only place they
would be forever young is
in their own memory, not
in the memories of the
loved ones they left behind.
So please everybody,
buckle up.

Post your thoughts on
Randy's column at www.
crestviewbulletin.com.

BLEACHERS

BOYS
BASKETBALL
Choctaw tourney
The Crestview boys
basketball players didn't
need to say a word. Their
collective body language
spoke for them.
During the fourth quar-
ter of a 44-241loss Dec.
27 to Fairfield (Ala.) that
bounced them out of the
Playground Area Shootout,
the Bulldogs slumped in
their chairs with furrowed
brows and solemnly
crossed their arms in reflec-
tion.
It's been that kind of
season.
The loss was
Crestview's second in
as many days in the
Choctawhatchee-hosted
tournament, dropping the
Bulldogs' record to ,1-10
entering a tough slate of
District 1-5A games to kick
off January.
The Bulldogs' meager
offensive output wasn't
aided by a Fairfield team
that, at times, outsized
every Crestview player
on the floor. The Bulldogs
were missing five post play
ers due to the Christmas
holiday, causing coach
Brian Humphrey to call up
two players from the fresh-
men team and two more
from JV.
With those heavy odds
playing against his squad,
Humphrey tempered his
criticism of a younger,
more inexperienced roster.
"Our kids played well,
we just had a lot of rookie
mistakes," he said. "You'd
like to come in here with
your best group and give
it your best showing, but
it wasn't going to be that
way this year.
The game was called
with 3:06 left to play due
to unsafe court conditions
in the Pryor Gym. The lack
of air conditioning resulted
in a moist playing surface,
and the refs ended the con-
test after consulting both
coaches.
A dreadful first quarter
resulted in a 54-45 loss
to Starr's Mill (Ga.) on
Dec. 26 in the opening
round of Choctawhatchee's
Playground Area Shootout.
The Bulldogs' undo-
ing on Friday was a first
quarter that produced no
baskets and just one free
throw from Colby Wilson
as Crestview fell behind
10-1.
The second quarter
didn't start much better for
Crestview, which finally
made its first field goal
at the 5:58 mark. From
that point on, the Bulldogs
played evenly with the
Panthers.
The Bulldogs got to
within six in the third quar-
ter and trailed by eight
in the fourth.quarter after
Richard Dixon's layup with
1:25 left, but that was as
close as they got.
C 4 6 8 6 24
F 7 14 11 12 44
Crestview -
Shykeem Jackson 6, Chris
Pickett 4, Sean Drummer
5, Jaquarius Raison-Craig
4, Antryun Coleman 3,
Richard Dixon 2. Totals: 9
1 3-5 24.

Freeport tourney
Baker suffered its first
two losses of the season in
Freeport's Hilton Sandestin
Beach Basketball Blowout
Dec. 27 and Dec. 29.
It took one of Alabama's
best 6A boys basketball
teams to deal Baker its first
loss of the season.
The Gators dropped
a 71-55 decision Dec.
27 to Pinson Valley in the
first round of the Freeport-

See BLEACHERS B2

* c~srmi~ *

VJEW

B
Section

Page 1

'O~Ba~~Y~~~~

---

B2 I Crestview News Bulletin

Sports I Business

Wednesday, January 9, 2009

EXTENSION CONNECTIONS

Elaine A. Courtney
University of Florida/IFAS Extension
Money (or the lack of) is one of
the hottest topics out there. You
hear and read about the state of
the economy and personal finan-
cial woes.
Are there any answers? Or
just more questions?
As 2009 begins, the gloomy
forecast for the economy has
people asking more and more
questions about what actions
they might take to help improve
their personal financial situation.
Make your New Year's resolu-
tion about money more realistic
- spend some time answering
these questions:
What are your monthly fixed
expenses (mortgage, rent, utili-
ties, etc.)?
How much are you spending
on other, flexible expenses (food,

ImJ UNIVERSITY of
UFIFLORIDA
IFAS Extension

clothing, gifts, pets, etc.)?
How much do you owe (bal-
ance on mortgage, loans, credit
cards)?
What are your assets (bank
balance, value of home, vehicles,
etc.)?
Are there any expenses you
need to be planning for? (Retire-
ment, college, taxes, insurance
premiums, etc). These may be
short-term needs or things that
you'll need money for in the fu-
ture.
Develop the savings habit!
Put something away each payday
- even if it is only a few dollars.
Let's face it ... things happen!
We all need to have a financial

cushion (emergency fund) to
help us out. Having that cushion
can help you get through these
times. If you haven't started sav-
ing because there is not enough
money ... take a look at the next
questions:
What can you cut back on?
Everyone can find something to
reduce, even if it is only a dollar.
What are you currently
spending? Try writing down
everything you spend for a day.
Then try it for a week or a month!
Research indicates that if we
write down our spending, we
will (subconsciously) reduce our
spending by up to 20 percent
Start 2009 by making smart
financial decisions. Most of us are
operating on fewer dollars, so we
need to make the best use of our
money!
UF/IFAS Extension has some
resources to help you do these

things. You can pick up a "Money
Management Calendar" from
our office (5479 Old Bethel Rd.).
Schedule a program for your
business, church, organization.
Set a savings/debt reduction goal
and become an Okaloosa Saver
(http://okaloosasaves.org).
You can also contact a Co-
operative Extension personal
finance expert. The eXtension
Personal Finance Web site
(http://www.extension.org/per-
sonal finance) is available 24/7!
The site includes a database of
more than 1,200 frequently asked
questions as well as an "ask an
expert" feature. Answers are
provided via e-mail, generally
within 48 hours.

BAKER SECOND-GRADERS TOUR FNB OF CRESTVIEW
BANK TOUR: Second-grade
students from Baker School
recently toured the First Na-
tional Bank of Crestview's
main office on Industrial
Drive. Students visited and
learned about each depart-
ment in the bank, but the
vault was their favorite. Each
student received a coloring
book and information on
starting a savings account.
SPECIAL TO THE NEWS BULLETIN

MMA enthusiasts might get place to mix it up

Wife of Baker grad hopes
to build on local interest

Kyle Wright
Crestview News Bulletin

Word of the enthusiastic local crowds
who watch Ultimate Fighting Champi-
onship fight nights
MORE at places like the
Crestview Hooters
INFO has reached as far
Learn more as Camp Lejeune, a
about Monica MarinebaseinNorth
Sanford's Carolina.
Brazilian Jiu Monica Sanford,
Jitsu/Mixed who currently owns
Martial Ar a Brazilian Jiu Jitsu
catlu Cprs (BJJ)/Mixed Martial
clubaon Camp Arts (MMA) Club
Lejeune at www.
myspace.com/ on Camp Lejeune,
myspacecom/ wants to build on
clubjiujitsuand. the enthusiasm for
www.clubjiujitsu. the sport in north
com. Okaloosa County.
Sanford hopes to
open a similar BJJ/
MMA gym in north Okaloosa County in
the near future. She and her husband,
Baker graduate and Lt. Col. David San-
ford, plan to join their families in the

SPECIAL TO THE NEWS BULLETIN
MIXING IT UP WITH A CHAMP: Monica
Sanford, left, with former UFC cham-
pion Rich Franklin. Sanford, the wife
of Baker graduate David Sanford,
hopes to open a Brazilian Jiu Jitsu/
Mixed Martial Arts facility in the area.

Crestview area after David retires from
the U.S. Marine Corps. She plans to scout
out potential locations in the area this
winter.
"I believe MMA would be a great addi-
tion for Crestview businesses and fans,"
she said.
Monica Sanford has received recogni-
tion as one of few women to run a gym and

promote events in a male-dominated sport.
She has been interviewed on Fox Sports,
NoHoldsBarred Radio, FightNet Radio,
KnockOut Radio, and MMA magazines.
Sanford has trained in MMA for about
six years. She opened her Camp Lejeune
MMA facility more than two years ago
when her husband deployed to Iraq.
Soon, she had expanded to an on-base
and off-base facility, both with "standing
room only" classes.
"It grew beyond my wildest dreams,"
Sanford said.
Sanford was also the promoter who
brought the first MMA event aboard
Camp Lejeune. The fight card, high-
lighted by a main event between former
U.S. Airman Jeff Bedard and former U.S.
Navy veteran Jarod "Wild" Card, drew
about 3,000 people. The successful event
benefited the Marines, the Wounded War-
riors and the USO.
Sanford is eager to bring similar ex-
citement to the Crestview area.
"I will do business with the utmost re-
spect and honor to the community and
the military," Sanford wrote. "I hope I will
make as big an impact in North Florida as I
was able to do for the Carolina east coast.
"Live events have been promoted
from Destin to Pensacola, but not like
mine to benefit the local community
and military."

Share the

mat with

UFC champ

at seminar

Severn appearance kicks off

GMA spring schedule

Special to the News Bulletin

An Ultimate Fighting champion and a
pair of ninth-degree taekwondo black belts
will show their stuff at Gordon Martial Arts
in Crestview this spring.

Dan Severn seminar
Dan "The Beast" Severn, a three-time
UFC champion, will present a pair of semi-
nars March 7 at Gordon Martial Arts.
Severn is a member of the UFC Hall of
Fame. He also was ap Olympic alternate in
wrestling, and is a third-degree black belt in
judo and jujitsu, and a first-degree black belt
in combat sambo.
Severn's seminar for youths and adults
will be from 9 to 11:30 a.m. An adults-only
seminar is from 1:30 to 4 p.m. Cost for one
seminar is $89. Cost for both seminars is
$139.

Korean Martial Arts Festival
Gordon Martial Arts will host its third
Korean Martial Arts Festival April 17-19.
The festival includes workshops and semi-
nars on a variety of topics directed toward
Korean stylists.
Ninth Degree Grand Masters KS Hwang
and Rudy Timmerman have confirmed
they will attend the 2009 seminar.
Cost is $85 ($99 after March 31).
Call 682-0720 or visit www.gordonmar-
tialarts.com for details on the Dan Severn
seminars of the Korean Martial Arts fes-
tival.

Hills Park on Sunday.
The event is free of charge and is open to
all boys and girls between the ages of
8-13.
Contestants will be divided by gender and
placed in three age-group categories.
.The top three finishers in each group will
receive trophies. The winner from each group
will advance to the regional competition with
a chance to go to the state and national level
at no cost to the child.
Registration opens at 1 p.m. Sunday with
the competition starting at 2 p.m.
For more information contact Jason
MacDonald at the Crestview Elks Lodge on
Pine Street or call (800) 778-7917, ext.
302.

20 YEARS: Four CHELCO employees and one board member
celebrate 20 years at CHELCO. From left are Daniel Paul,
Terri McLelland, Eddie Ray Linton and Tim Lamica. Not
pictured is board member Tyrone Cosson.

SPECIAL TO THE NEWS BULLETIN
FIVE YEARSSeven CHELCO employees celebrated five years of service at a
recognition breakfast Dec. 11. From left are Jeff Truett, Chase Weimorts, Scott
Cromartie, Dennis Phillips, Kathy Epperson and Matthew Avery. Not pictured is
Rick Jones.
I 1

- 4~;

c7~*..

With the passing of another year, we reflect on the events that changed our
lives-some of them good, but for some, there have been better years.
Fortunately, time has away of healing, and letting us go forward-a promise
of better years to come. Whatever last year brought you, we want you to know
our family's thoughts are with you for a healthy and happy new year.

in- in the Circuit court TO: L4 ANU DAGAINISTH NOTICE OF FORECLO-
aloosa County Flor- JOHN M. SELVICK **See Americans with HEREIN NAMED IN- SURE SALE
ida ProbteDivison, the LAST KNOWN AD- DisabilitiesAct DIVIDUAL DEFEND-
address of which is 101 DRESS: 38 Waynel Cir- IMPORTANT ANT(SL WHO ARE NOTICE IS HEREBY
E. James Lee Blvd., Crest- cle. NOT KNOWN TO BE GIVEN pursuant to a Fi-
view, Florida 32536. Fort Walton Beach, Fl In accordance with DEAD OR ALIVE, nal Judgment of Mart-
The name and address of 325484285 the Americans with WHETHER SAID UN- Foreclosure dofte
the personal resent Disabilities Act r- KNOWN PARTIES Deember 23, 2008 and
tive is Thomas Michael CURRENT ADDRESS: s ith disabiies MAY CLAIM AN IN- entered in Case No.
Lalor, 23 Mariners Lane, UNKNOWN needing peci ac- TEREST AS SPOUSE, 46-2008-CA-002641 of
Mar Esther, Florida o p- HEIRS DEVISEES the Circuit Court ot the
325o6. ANY AND ALL UN- ticipate in.this pro- GRATEES FIRST Judicial Circuit in
KNOWN PARTIES ceeding should con- OTHER CLAIMANTS anFIRSTd forudc OKALOOSA
All persons having claims CLAIMING BY, tact Court Adminis- Coun Florida wherein
against this estate who THROUGH, UNDER traton at 101 James LAST KNOWN AD- PHHMORTGAGE COR-
are served with acopyof AND AGAINST THj Lee Boulevard East, DRESS: UNKNOWN PORATION is the Plain
this notice rereuired HEREIN NAMED IN- Crestview FL, tiff and RICIA REC-
to file with this court such DIVIDUAL DEFEND- 32536-3515; tee- CURRENT ADDRESS: ORDS; USAA FEDERAL
claim within the later of ANT(S) WHO ARE phonenumber (850) UNKNOWN SAVINGS BANK I"USAA
three (3) months after the NOT KNOWN TO BE 89-5000. Extension n FSB a t -
date of the fist publica- DEAD OR ALIVE, 7497, prior to the FSB"); an re the Defend-
tion of this notice or thirty WHETHER SAID UN- roceeing. or YOU ARENOTIFIED that ants, I will sell to the
(30) days after the date KNOWN PARTIES ~haim'. (850) an action to foreclose a for cash at CRESTVIEW:
of service of a copy of MAY CLAIM AN IN- 651-7497 mortgage on the follow- SOUTH FRONT DOOR
this notice on such per- TEREST AS SPOUSE, .PSoperty in OF THE OKALOOSA
son. HEIRS DEVISEES IMPORTANT OKALOOSA County, COUNTY COURT-
GRANTEES, OR Florida: HOUSE
Persons having claims OTHER CLAIMANTS In accordance with
against the estate who the Americans with LOT 9, BLOCK B, SHALIMAR: IN FRONT
are not known to theer LAST KNOWN AD- Disabilities Act,er- SOUTH WIND PHASE OF CLERK'S FRONT
sonal representative and DRESS: UNKNOWN sons with disabiits II ACCORDING TO DOOR OF SHALIMAR
whose names and ad- needing special ac- ThE PLAT THEREOF ANNEXat11:00AM,on
dresses are not reasona- CURRENTADDRESS: common atin to par- AS RECORDED IN the5 day ofFebruary
bly ascertainable must UNKNOWN tiipame in mis pro- PLAT BOOK 10, 2009, the following de-
by ascertainablee must UNKNOWN
file all claims a ainstthe ceeding should con- PAGE 36, OF THE scribed pro erty as set
estate within ihree (31 tact Court Adminis- PUBLIC RECORDS OF forth in said Final Jud-
months after the date of YOU ARE NOTIFIED that tration at 1250 N. OK A L O S5 A int:a
the first publication of this an action to foreclose a Eglin Pak, COUNTY, FLORIDA. LO
notice. mortgage on the follow- Shalimar, FL, 3257 LOT 7 BLOCK 3 EDGE-
in roerty in telephone number has been filed against WATEl VILLAGE
Notwithstanding anyth- O NALO S "County, (850) .651-7497, you and you are required NORTH ACCORDING
ing in this notice' to the Florida: prior to the proceed- fo serve a copy of your TO THE PLAT THEREOF
contrary, all claims ing. written defenses if any, AS RECORDED IN PLAT
against the estate must LOT 29, BLOCK B, on or before February BOOK 4 PAGE 65, PUB-
b be filled on or before CIMARRON ESTATES 0/07009 16 2009, onFloda LIC RCORDS OF
September 27, 2009 ACCORDING TO THE 01/14/09 Default-Law Group, P.L., OKALOOSA COUNTY,
PLAT THEREOF, AS Plaintiff's attorney, whose FLORIDA.
ALL CLAIMS NOT SO RECORDED IN PLAT address is 9119 Corpo-
FILED WILL BE FOREVER BOOK 6, PAGE S)74 Legal # 100477 rate LakeDrive Suite AK/A 2414PARKER
BARRED. ,OF THE PUBLIC REC- 300 Tampa Florida DR NICEVILLE, FL
ORDS OF IN THE CIRCUIT 33634anfie the origi- 57
The date of the first publi- O K A L F OODSA COURT OF THE FIRST nal w this Court either
cation of this notice is COUNTY, FLORIDA JUDICIAL CIRCUIT IN before service on Any person claiming
January 07, 2009. AND FOR Plaintiff's attorney or im- an interest in the
has been filed against OKALOOSA mediately thereafter; oth- surplus from the
Gary B. Leuchtman ou and yo a oare required COUNTY FLORIDA erwise a default will be sale, if ny, othe
Beggs & Lane to serve a copy of your CIVIL ACTION CASE entered against you for than the property
the relief demanded in owner as ofthe date
the Complaint or peti- o he Lis Pendes
tion. must file a claim
This notice shall be pub- days after the sale.
lished once each week days after the sae.
for two consecutive WITNESS MY HAND
weeks in the Crestview and the seal of this Court
News Bulletin. eo nD e hr,, 11 9. 3nnr

Legal # 100479
IN THE CIRCUIT
COURT IN AND FOR
OKALOOSA
COUNTY, FLORIDA
PROBATE DIVISION
FILE NO.
08-CP-1242
IN RE: ESTATE OF LEXIE
C. KENDRICK,
DECEASED.
NOTICE TO CREDI-
TORS
The administration of the
estate of LEXIE C.
KENDRICK, deceased,
whose date of death was
September 23, 2008, is
pending in the Circuit
Court for Okaloosa
County, Florida, Probate
Division, the address of
which is Okaloosa
County Courthouse,
Crestview, Florida. The
names and addresses of
the personal representa-
tive and the personal
representative's attorney
are set forth below.
All creditors of the dece-
dent and other persons
having claims or de-
mands against
decedent's estate on
whom a copy of this no-
tice is required to be
served must file their
claims with this court
WITHIN THE LATER
OF THREE MONTHS
AFTER THE TIME OF
FIRST PUBLICATION
OF THIS NOTICE OR
30 DAYS AFTER THE
DATE OF SERVICE OF
A COPY OF THIS NO-
TICE ON THEM.
All other creditors of the
decedent and other per-
sons having claims or de-
mands against
decedent's estate must
file their claims with this
court WITHIN 3
MONTHS AFTER THE
DATE OF THE FIRST
PUBLICATION OF
THIS NOTICE.
ALL CLAIMS NOT
FILED WITHIN THE
TIME PERIODS SET
FORTH IN SECTION
733.702 OF THE
FLORIDA PROBATE
CODE WILL BE FOR-
EVER BARRED.
NOTWITHSTANDING
THE TIME PERIODS
SET FORTH ABOVE,
ANY CLAIM FILED
TWO (2) YEARS OR
MORE AFTER THE
DECEDENT'S DATE OF
DEATH IS BARRED.
Date of first publication
of the Notice of Adminis-
tration: January 7,
2009.
JASON MOULTON
660 North Ferdon Boule-
vard, Suite A
Crestview, Florida
32536
850-689-1474
Florida Bar No. 015026
Attorney for Petitioner
DERRY LEE KENDRICK,
SR.
Post Office Box 86
Laurel Hill, Florida
32567
01/07/09
01/14/09

WESLEY L YOUNG,
et al,
Defendant(s).
NOTICE OF FORECLO-
SURE SALE
NOTICE IS HEREBY
GIVEN pursuant to an
Amended Final Judgment
of Mortgage Foreclosure
dated 12-23, 2008 and
entered in Case No.
2007-CA-1377-S of the
Circuit Court of the FIRST
Judicial Circuit in and for
OKALOOSA County
Florida wherein LASALLE
BANK NATIONAL AS-
SOCIATION. AS TRUS-
TEE AND CUSTODIAN
FOR MERRILL LYNCH
MORTGAGE INVES-
TORS, INC. 2006-RM3
BY: SAXON MORT-
GAGE SERVICES, INC.
AS ITS
ATTORNEY-IN-FACT is
the Plaintiff and WESLEY
L YOUNG; MICHELLE L.
YOUNG; are the Defend-
ants, I will sell to the
highest and best bidder
for cash at IN FRONT OF
CLERK'S FRONT DOOR
OF SHALIMAR ANNEX
at 11:00AM, on the 29
day of Jan. 2009, the fol-
lowing described prop
ert as set forth in said Fi-
nal Judgment:
LOT 11, IN BLOCK C,
SANTA ROSA PARK
SUBDIVISION AC-
CORDING T6 THE
PLAT THEREOF AS
RECORDED IN PLAT
BOOK 3 AT PAGE
79, OF THE PUBUC
RECORDS OF
OKALOOSA
COUNTY FLORIDA.
A/K/A 117 DELUNA
ROAD SOUTHWEST
FORT WALTON
BEACH, FL 32548
Any person claiming an
interest in the surplus
from the sale, if any,
other than the proper
owner as of the date of
the Lis Pendens must file
a claim within sixty (60)
days after the sale.
WITNESS MY HAND
and the seal of this Court
on 12-23, 2008.
Don W. Howard
Clerk of the Circuit Court
By: Beth McDonald
Deputy Clerk
Florida Default Law
Group, P.L. P.O. Box
25018 Tampa, Florida
33622-5018
IMPORTANT
In accordance with the
Americans with Disabili-
ties Act, persons with dis-
abilities needing special
accommodation to partic-
ipate in this proceeding
should contact Court Ad-
ministration at 101 James
Lee Boulevard East, Crest-
view, FL, 32536-3515;
telephone number
(850(689-5000, Exten-
sion 7497, prior to the
proceeding, or Shalimar
(850)651-7497
IMPORTANT
In accordance with the
Americans with Disabili-
ties Act, persons with dis-
abilities needing special
accommodation to partic-
ipate in this proceeding
should contact Court Ad-
ministration at 1250 N.
Eglin Parkway, Shalimar,
Fn, 32579- telephone
number 1856)651-7497
prior to the proceeding.
12/31/2008
.01/07/2009

LEGAL# 120141
IN THE CIRCUIT
COURT OF THE FIRST
JUDICIAL CIRCUIT IN
AND FOR
OKALOOSA
COUNTY, FLORIDA
CIVIL ACTION CASE
NO.
46-2008-CA-003380
FILE
NO.:F08046963
GMAC MORTGAGE,
LLC,
Plaintiff,
vs.
JOHN DAVID MUL-
LINS, et al,
Defendant(s).
NOTICE OF FORECLO-
SURE SALE
NOTICE IS HEREBY
GIVEN pursuant to a Fi-
nal Judgment of Mort-
gage Foreclosure dated

December 24, 2008 and
entered in Case No.
46-2008-CA-003380 of
the Circuit Court of the
FIRST Judicial Circuit in
and for OKALOOSA
County, Florida wherein
GMAC MORTGAGE,
LLC, is the Plaintiff and
JOHN DAVID MULLINS-
ISLAND PRINCESS
OWNERS ASSOCIA-
TION, INC.; are the De-
fendants, I will sell to the
highest and best bidder
for cash at SHALIMAR:
IN FRONT OF CLERK'S
FRONT DOOR OF
SHALIMAR ANNEX at
11:00AM on the 11
day of Feruary, 2009
the following described
property as set forth in
said Final Judgment:
UNIT NUMBER 417,
ISLAND PRINCESS, A
CONDOMINIUM, AS
SET FORTH IN THE
DECLARATION OF
CONDOMINIUM AND
THE EXHIBITS AN-
NEXED THERETO
AND FORMING A
PART THEREOF, AS
RECORDED IN OFFI-
CIAL RECORDS BOOK
2228, PAGE 4235,
OF THE PUBUC REC-
ORDS OF
OKALOOSA
COUNTY, FLORIDA
AND AS AMENDED
FROM TIME TO TIME.
TOGETHER WITH ALL
OF ITS APPURTE-
NANCES ACCORD-
ING TO THE DECLA-
RATION
A/K/A 520 SANTA
ROSA BOULEVARD
UNIT 417 FORT
WALTON BEACH, FL
32548
Any person claiming an
interest in the surplus
from the sale, if any,
other than the proper
owner as of the date of
the Lis Pendens must file
a claim within sixty (60)
days after the sale.
WITNESS MY HAND
and the seal of this Court
on December 24, 2008.
Don W. Howard
Clerk of the Circuit Court
By: Vicki Jackson
Deputy Clerk
Florida Default Law
Group, P.L.
P.O. Box 25018
Tampa, Florida
33622-5018
IMPORTANT
In accordance with the
Americans with Disabili-
ties Act, persons with dis-
abilities needing special
accommodation to partic-
ipate in this proceeding
should contact Court Ad-
ministration at 101 James
Lee Boulevard East, Crest-
view FL, 32536-3515;
telephone number (8501
689-5000, Extension
7497, prior to the pro-
ceeding. or Shalimar
(850) 651-7497
IMPORTANT
In accordance with the
Americans with Disabili-
ties Act, persons with dis-
abilities needing special
accommodation to prtic-
ipate in this proceeding
should contact Court Ad-
ministration at 1250 N.
Eglin Parkway, Shalimar,
FL, 32579; telephone
number 856)651-7497,
prior to the proceeding.
12/31/2008
01/07/2009

the Circuit Court of the
FIRST Judicial Circuit in
and for OKALOOSA
County, Florida wherein
WELLS FARGO BANK
NA, is the Plaintiff and
NOAH J. HECKMANN;
CHIRSTINA L. GOOD-
WIN; AND AN ALL UN-
KNOWN PARTIES
CLAIMING BY,
THROUGH, UNDER
AND AGAINST THE
HEREIN NAMED INDI-
VIDUAL DEFENDANTS
WHO ARE NOT
KNOWN TO BE DEAD
OR ALIVE WHETHER
SAID UNKNOWN PAR-
TIES MAY CLAIM AN IN-
TEREST AS SPOUSE,
HEIRS, DEVISEES
GRANTEES, OR OTHER
CLAIMANTS; WASH-
INGTON MUTUAL
BANK F/K/A
WASHINGTON MU-
TUAL BANK, FA: NAVY
FEDERAL CREDIT UN-
ION- are the Defendants,
I will sell to the highest
and best bidder for cash
at IN FRONT OF
CLERK'S FRONT DOOR
OF SHALIMAR ANNEX
at 11:00AM, on the 27
day of February, 2009
the following described
property as set forth in
said Final Judgment:
LOT 30 BLOCK B
CARIBBEAN VILLAGE
1-C AT BLUEWATER
BAY, ACCORDING
TO THE PLAT FILED
THEREOF IN PLAT
BOOK 6 PAGE 15,
OF THE PUBUC REC-
ORDS OF
OKALOOSA
COUNTY, FLORIDA
A/K/A 352 JAMAICA
WAY NICEVILLE, FL
32578
Any person claiming an
interest in the surplus
from the sale, if any,
other than the property
owner as of the date of
the Lis Pendens must file
a claim within sixty (60)
days after the sale.
WITNESS MY' HAND
and the seal of this Court
on December 24, 2008.
Don W. Howard
Clerk of the Circuit Court
By: K. Brown
Deputy Clerk
Florida Default Law
Group, PL.
P.O. Box 25018
Tampa, Florida
33622-5018
IMPORTANT
In accordance with the
Americans with Disabili-
ties Act, persons with dis-
abilities needing special
accommodation to partic-
ipate in this proceeding
should contact Court Ad-
ministration at 101 James
Lee Boulevard East, Crest-
view FL, 32536-3515;
telephone number (850)
689-5000, Extension
7497, prior to the pro-
ceedinq. or Shalimar
(850) 651-7497
IMPORTANT
In accordance with the
Americans with Disabili-
ties Act, persons with dis-
abilities needing special
accommodation to partic-
ipate in this proceeding
should contact Court Ad-
ministration at 1250 N.
Eglin Parkway, Shalimar,
FL, 32579 telephone
number (856)651-7497,
prior to the proceeding.
12/31/2008
01/07/2009

LEGAL# 120143
IN THE CIRCUIT
COURT OF THE FIRST
JUDICIAL CIRCUIT
IN AND FOR
OKALOOSA
COUNTY FLORIDA
CML ACIlON CASE
NO.:46-2008-CA-17
355 FILE .
NO.:F08023283

entered in Case No. other than t
46-2008-CA-1735S of owner as of
the Circuit Court of the the Lis Pendc
FIRST Judicial Circuit in a claim with
and for OKALOOSA days after thi
County Florida wherein WITNESS I
CHASE HOME Fl- and the seal
NANCE LLC, is the Plain- on Decembel
tiff and CHRISTY
PALANJIAN A/K/A Don W. How
CHRISTY V. PALANJIAN; Clerk of the (
JP MORGAN CHASE By: VickiJack
BANK N.A.; UNITED Deputy Clerk
STATES OF AMERICA-
are the Defendants, I will Florida De
sell to the highest and Group, PL.
best bidder for cash at IN PO. Box 25(
FRONT OF CLERK'S Tampa,
FRONT DOOR OF 33622-5018
SHALIMAR ANNEX at
11:00AM, on.the 27 IMPORTANT
day of February, 2009
the following described In accordance
property as set forth in Americans v
said Final Judgment: ties Act, persu
LOT 28, BLOCK 21, abilities neec
10TH ADDITION TO accommodati
ELLIOTTS POINT, AC- ipate in this
CORDING TO THE should conta
PLAT THEREOF, RE- ministration a
CORDED IN PLAT Lee Boulevard
BOOK 2 PAGE 110. view, FL, 3:
SAID PLAT COR- telephone nu
RECTED BY INSTRU- 689-5000,
MENT RECORDED IN 7497, prior
OFFICIAL RECORDS ceeding. o
BOOK 109, PAGES (850) 651-7.
123-125 OF THE
PUBLIC RECORDS OF IMPORTANT
OKALOOSA
COUNTY, FLORIDA In accordance
A/K/A 129 FERRY Americans w
ROAD, FORT WAL- ties Act, pers
TON BEACH, FL abilities neec
325480000 accommodati
Any person claiming an pate in this
interest in the surplus should canto
from the sale, if any, ministration c
other than the properly Elin Parkwa
owneras of the date of FL, 32579;
the Lis Pendens must file number 1856
a claim within sixty (60) prior to the p
days after the sale.
WITNESS MY HAND 12/31/200
and the seal of this Court 01/07/200'
on December 24, 2008.
Don W. Howard
Clerk of the Circuit Court
By: K. Brown
Deputy Clerk Donate Yc
Receive $10,
Florida Default Law Coupon Un
Group, PL. Cancer Foun
P.O. Box 25018 Mammograr
Tampa, Florida Cancer
33622-5018 www.ubcf.in
Towing, Tax
IMPORTANT Non-Runners

LEGAL# 120144 Male Dog black and
IN THE CIRCUIT white, one black spot
COURT OF THE FIRST over the eye. 25 Ibs or
JUDICIAL CIRCUIT so. In the Live Oak Area.
IN AND FOR Call 398-6012
OKALOOSA
COUNTY FLORIDA
CIVIL ACfION CASE
NO.:2008CA00049
9
S DIVISION FILE
NO.:F07067572

NEW HOMES
Quality, energy efficient
and convenient. Special
incentives for QUALI-
FIED,
first-time home buyers.
Prices start at $85,000.
Some on a full acre lot
MOTIVATED
SELLER
Wonderful country
home.
Buy with only one acre,
or as many as 34 acres.
Near great hunting and
recreation, 14 miles
north of Baker.
NEWLY
COMPLETED
home within walking dis-
tance of Bob Sikes
School. $129,995.
Mildred C.
Heaton
Realty, Inc.
850-689-1334
850-582-3806

24 Wooded
'Acres at corner of two
county roads. Modest
home needs repair but
would make great hunt-
ing camp, or temporary
ivng quarters. Adloins
Blackwater Forest, 4 mi
west of Baker, 4 mi north
of Holt!

LOT

CR ESTVIEW NEWS BULLETIN
business directory

let our family take

care

of yours.

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Emerald Coast Hospice. Our "every moment
matters" approach ensures that patients live
out their days with dignity and respect. Our
services include nursing, pain and symptom
management, assistance with personal
care, emotional and spiritual support and
bereavement counseling.
for more information, call 850.689.0300

-Emerald Coast
hospice
We accept patients for care regardless of age, race, color, national origin, religion, sex, disability, being a qualified disabled veteran, being a qualified disabled veteran of the Vietnam era, or any other
category protected by law, or decisions regarding advance directives. #2389

Serving
Okaloosa Walton Santa Rosa
Counties for more than 30 years
Now Accepting
BB | VISA

SPORTS<
Guns"* Archery Safes-Buy iSell *Trade
Featuring a large selection of
Gun, Archery, Safes and all the Accessories
for your Hunting or Shooting needs.
Treestcan4Zt Blinds Cwamo
Come see our Large Showroom
and Knowledgeable Staff.
If we don't have it we'llget it!
OPEN: TUE.- SAT. 9AM- 6PM
Conveniently located 1 mile S. of 1-10. Across from Award Chevorlet

If someone you love is terminally ill, Emerald Coast Hospice is
here for you. Our "every moment matters" approach ensures
that patients live out their days with dignity and respect. At
Emerald Coast our warm, caring team provides spiritual,
emotional and medical support for patients and their families.
Our entire staff is dedicated to delivering compassionate care
through our team approach.
for more information, call
850.689.0300
"Emerald Coast
hospice
We accept patients for core regardless of age, race, color, na.ilotml origin, religion, c x disability, being a
quir;lilled disabled veteran, being n qulleliid disabled veteran of the Vietnam one or any other category
proIteced by law, or decision regardl] advi nce directivosn 1883