- If Clinton wants to do something to help retirement, she should put her efforts into fixing the existing systems first, before starting a new entitlement program.

- I would be surprised if the cost of this program could be covered by the estate tax of the high rollers as was suggested. First, this is not a given to get through Congress and second I would be almost certain it would create a new bureaucracy/government agency that would have to be staffed/funded by ???? Surprise anyone ?

- When the previous proposals were made for privatization of SS, it was not a scheme to allow people to lose all of their savings; that's a left wing talking point. The suggestion was to allow the OPTION of using a percentage (e.g. 2%) for individual investment. It was not madatory and it was not the entire portion from the employee or employer. Most folks never got this since the media blitz was always how you could lose your shirt.

- This is also just another tentacle that some would like to have so there is one more part of your life under government control.