Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. This is our recommended Checking account for the added benefits. Full Review

Get up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase SavingsSM account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. Full Review

Open a new TD Bank Premier CheckingSM account online to earn a $300 bonus. Or, open a new TD Bank Convenience CheckingSM account online to earn a $150 bonus. Both offers have a direct deposit requirement. Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. This is one of the best credit card bonuses for a travel card. Full Review

Open an online Money Market Account from CIT Bank (available nationwide) and earn a 1.75% APY rate on all balances. There’s no monthly service charge and the minimum opening deposit is just $100. Full Review

By: Tony Phan | Last Updated: February 27, 2018 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Periodically throughout the year Citibank will have new Checking and Savings account promotions for free bonus money.

These bonus offers are often available for both personal and business accounts.

The typical bonus amounts include $250, $300, $400, $500 and sometimes up to $1,000. While the Chase Bank bonuses are typically more popular, these offers from Citi are very competitive for people with the cash available to qualify for the bonus. This is because Direct Deposit is oftentimes not required!

The following accounts options are usually the ones with bonus offers:

$300 Citi Personal Checking Bonus

Citibank’s $300 Personal Checking Bonus

The previous $400 bonus offer from Citi has changed to a $300 bonus when you open a new account in The Citibank Account Package and meet he requirements. The offer details have changed for this updated offer as noted below. While direct deposit isn’t a requirement for this offer, you do have to have $15,000 to set aside for the deposit requirement.

How To Get Your $300 Bonus

To qualify to earn a $300 cash bonus, you must open a new eligible consumer checking account in The Citibank Account Package between 01/01/18 – 03/31/18, AND

Within thirty (30) days, make a qualifying deposit of $15,000 or more in new-to-Citibank funds into the new checking account or a new or existing Citi Savings Account or existing Citibank Savings Plus Account, and maintain a minimum balance of $15,000 for sixty (60) consecutive calendar days following the date when you made the qualifying deposit.

Waive The Monthly Fee

The $25 Monthly Service Fee can be waived if you have $10,000 in combined average monthly balances

Also, ATM fees for use of non-Citibank ATM’s is also waived if the combined average monthly balances in eligible linked accounts are met

Author’s Verdict:

You’ll also have to have a significant amount of funds to put away for a while for this offer. Still, Citi is a big, well-known bank and the bonus offers are quite high value.

MoneysMyLife Top Offer Picks

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

Citi Priority gives you a range of benefits designed to help you manage your financial life. Benefits such as preferred pricing and waived fees on select deposit products and services provide savings, while integrated service and support provide flexible options.

How To Earn The $500 Bonus

To qualify to earn a $500 cash bonus, you must enroll in this offer by speaking to a representative at a Branch or phone or by enrolling above and clicking “Apply Now”.

Open a new eligible consumer checking account in the Citi Priority Account Package before the offer expiration date.

Within 30 days of account opening complete the following:

Make a qualifying deposit of $50,000 or more in new-to-Citibank funds into the new checking account or your new or existing Citibank Savings Plus or Citi Savings Account, and maintain a minimum balance of $50,000 for 60 consecutive days following the date you made your qualifying deposit.

Within thirty (30) days, 1 qualifying Direct Deposit must post to the new checking Account each month for 2 consecutive calendar months after opening the new checking account.

The cash bonus will be credited to your new checking account within ninety (90) calendar days from the date you complete all offer requirements.

The Fine Print

New-to-Citibank funds are funds not currently held at Citibank or its affiliates.

Customers must be 18 years or older to participate in this promotion.

Qualifying Direct Deposits are Automated Clearing House (ACH) credits, which may include payroll, pension or government payments (such as Social Security) by your employer, or an outside agency.

To be eligible for this offer, you must not currently have a consumer checking account with Citibank or have been a signer on or owner of a Citibank consumer checking account within the last sixty (60) days.

Fiduciary, estate, business and all trust accounts except Living Trusts are not eligible. However, signers on fiduciary, estate, business and certain trust accounts may be eligible.

Accounts must have been opened within sixty (60) calendar days of enrollment in this offer.

Customer can have an existing Citibank Savings Plus Account or Citi Savings Account, but must meet new-to-Checking criteria described.

If you are enrolled in multiple checking offers during a promotion period, you will receive the bonus for the first checking account offer for which you fulfill all requirements.

If you enroll in two Or more checking account offers during the same promotion period and fulfill all the requirements of a bonus checking offer(s) with a higher bonus value, you will receive the offer with the higher bonus value. Limit of one offer per customer and one offer per account.

Eligible Customers must be first signer on the checking account in an Eligible Checking Account Package. Eligible Checking Account Package means The Citi Priority® Account Package.

Eligible Customers must be the first listed signer on an Eligible Savings Account.

The new checking account in The Citi Priority Account Package must be open and in good standing at the time the cash bonus is credited to the Account.

If qualifying deposit is made into a Citibank Savings Plus Account or Citi Savings Account, this account must also be in good standing at the time the cash bonus is credited to the new checking account.

Important tax information: The bonus will be reported to the IRS as interest, in the year received, as required by applicable law.

Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received.

Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received.

How To Waive The Monthly Service Fee

The Citi Priority Account Package has a $30 monthly service fee that you can waive with a minimum $50,000 combined average monthly balance.

Except for the first two months after opening your new Citi Priority account or converting to Citi Priority, you will be charged a $30 monthly statement fee if you do not maintain the required $50,0000 in combined average monthly balances in eligible linked deposit, retirement and investment accounts.

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Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. This is our recommended Checking account for the added benefits. Full Review

Get up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase SavingsSM account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. Full Review

Open a new TD Bank Premier CheckingSM account online to earn a $300 bonus. Or, open a new TD Bank Convenience CheckingSM account online to earn a $150 bonus. Both offers have a direct deposit requirement. Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. This is one of the best credit card bonuses for a travel card. Full Review

Open an online Money Market Account from CIT Bank (available nationwide) and earn a 1.75% APY rate on all balances. There’s no monthly service charge and the minimum opening deposit is just $100. Full Review

*Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card and banking companies from which MoneysMyLife.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneysMyLife.com does not include all credit card and banking companies or all available credit card and banking offers. • This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.