Credit
Repair Companies

Why use
a credit repair company? A good credit repair company can help you in
various ways such as assisting you in negotiating with your creditors
to remove information on your credit report. They can often help consolidate
your debt to make it more manageable, they will have any erroneous information
on your credit report removed; and they can also help you make a budget
(you have to stick to it though).

You should
know that there is nothing a credit repair company can do for you
that
you can't do yourself. It should also be pointed out that if the information
that appears on your credit report is accurate, a legitimate credit
repair
company can not have it removed. In the same vein, "accurate"
information that is disputed and removed may re-appear on your credit
report.

Credit
repair companies are designed to help people that are looking for
assistance
in dealing with their financial problems. Before choosing to use a credit
repair company do some research on them - find out how long they've
been
in business, check some references, and see if any complaints have been
filed against them. Some companies offer free
debt consultation services.