ABOUT THE BANKYou can pay earnings, salary, and revenue or in fact any money into your offshore account by bank transfer...it's that easy! You can then watch your wealth grow and when it comes to withdrawing your monies, you can transfer money whenever you want.

PRODUCTSYou no longer do you need to be a millionaire to open and run Swiss bank accounts. There is just a $50 minimum balance. There are no fees to Wire money in and low fees ($15) to transfer money out. You can transfer money in and out of your account without notice.

o The Bank is a fully licensed Swiss bank (since 1995) and supervised by the Swiss Federal Banking Commission.

o Safety and security: You get the safety and advantages of a Swiss bank even if you're not in Switzerland. All communication is strongly encrypted. Withdrawals only occur to a bank account in your name.

o No charges for currency dealing or foreign exchange dealings.

o Friendly and approachable Swiss bank.

Q1. Where is the bank located and is it a real Swiss Bank?A. The bank is a fully licensed Swiss bank (since 1995), supervised by the Swiss Federal Banking Commission. It is a Zurich-based Swiss Internet bank.

Q2. How safe is my money in the bank?A. You get the safety and advantages of a Swiss bank even if you're not in Switzerland. All communication is strongly encrypted. Withdrawals only occur to a bank account in your name. Your money is safe in Switzerland, especially due to three institutions: the Swiss Federal Banking Commission, the Swiss National Bank, and the Swiss Bankers Association. The Swiss Federal Banking Commission is the official Swiss banking authority, which is in charge of the supervision of Swiss banks. The Swiss National Bank is the central bank of Switzerland. The Swiss Bankers Association is the official association of Swiss banks.

Q4. Can I operate a corporate or personal account?A. Personal accounts only.

Q5. Can I have a numbered account?A. Unfortunately, you cannot have a numbered account with this bank, but we can introduce you to a bank outside Switzerland, which can open you a numbered account. Numbered Accounts information.

Q6. Do I have to declare the opening of an offshore bank account?A. No. You should follow your domestic law, but in truth, there is little chance of authorities finding such information out unless you choose to advise them.

Q7. Which currencies can I hold funds in?A. US Dollars, Swiss Francs, or Euros. The bank offers excellent exchange rates.

Q8. What identification do I need?A. All you need to open the account is a credit card. 50 units of your currency will be deducted from your credit card and paid into your account. This is to confirm your identification.

Q9. Can I run accounts online?A. Yes.

Q10. How secure is online banking?A. It is worth pointing out that although there have been a number of high- profile scares, as of January 2002, there has not been a single case of an online saver losing money through cyber-fraud. Online banks use the latest high-tech online security. Online banking uses a variety of security measures to protect your account and details. One such security measure is the use of secure connections between your computer and the bank's computer. This involves both computers exchanging security numbers in sequence. The two computers then encode and decode their messages. When you close the browser, the session is closed and cannot be reopened, until you sign in again. This is very secure.

Q11. What is the minimum balance?A. There is no minimum balance and there are no minimum or maximum withdrawal amounts.

Q12. What are the running costs?A. Swiss banks typically have premium fees.....but...this Swiss bank has exceptionally low fees - no fees if you have more than 10,000 Swiss francs/US dollars/Euros. Otherwise just 3 Swiss Francs a month.

Q13. How do I access my money?A. You can transfer money in and out of your account to any other account by Wire. You need a bank account in your name to wire into. This is for your own security. Withdrawals are normally credited to your account within 24 to 48 hours depending on the time of day your instructions are received. This is not a checking account.

Q14. How long will it take to open an offshore account?A. We can set up an offshore account in 24 to 48 hours.

Q15. What other products are there?A. There are a range of investment products including savings and currency dealing. You can conduct foreign currency transactions between your accounts by logging on and clicking "Buy and Sell Currencies". These transactions are free, and you may conduct as many as you wish.

Q16. How can I pay?A. For more information on how to pay click here

Q17. Which currencies can I pay with?A. At this moment in time we only accept US Dollars, GBP Pounds Sterling and Euros for our services.

Q18. Are there any other fees?A. There are no other opening fees. There are modest fees if you wish to wire funds out of your account ($15 per Wire). There are no running fees if you have more than 10,000 Swiss francs/US dollars/Euros. Otherwise just 3 Swiss Francs a month.

Q19. Can I live outside Switzerland and still have an account?A. Yes. Most countries are approved.

Q20. What is the credit rating of the bank?A. The bank has been rated by both the international rating agency, Dun & Bradstreet (D & B), and the Swiss rating agency, Creditreform. Their D & B rating is 3A1, with a score of 96 out of 100 (average banking industry 77). Their Creditreform rating is 190 (100 = highest rating, 600 = lowest rating).

Q21. Can I conduct stock-exchange transactions via the bank?A. No

Q22. After I open an account, can I change the name of the account name?A. For security reasons you cannot change the name of the account.

Q23. Why do I have to make the first deposit with my credit card?A. Swiss banking regulations require the positive verification of each customer's identity, and using a credit card helps serve that means. Please note you will need to be a holder of a Visa, Eurocard or Mastercard to order this product

Q24. Why can't I make an opening deposit of more than 50 Swiss francs, 50 Euros, or 50 US Dollars?A. The bank has set these limits in consultation with the Swiss Federal Banking Commission for security and regulatory reasons, and to prevent money laundering.

Q25. Will the Swiss franc still exist after the introduction of the Euro in 2002?A. Yes.

Q26. Can I have my salary directly deposited in my Account?A. Yes. Just tell your employer to wire the money directly into your Account, using the deposit instructions that you will be given.

Q27. Is it possible to use the Account for loans? Can I go into debit on my Account?A. No. you can only withdraw up to the amount of your current credit balance on your Account.

Q28. Can I use an Account to pay my bills?A. No. Accounts are not intended for bill paying. You can transfer money only into one of your Withdrawal Accounts (an account in your name at another bank). You should consider this Swiss gem a nest egg account.

Q29. Why can't I send a check or cash?A. The bank doesn't accept checks or cash in order to keep their costs low and therefore be able to offer you attractive interest rates and advantageous conditions.

Q30. Do I have to visit the bank?A. New Swiss banking regulations that came into effect July 1, 2001, require customers to appear at the bank in person to verify their identity within three months of exceeding an account balance of 500,000 Swiss francs or the equivalent, or depositing a cumulative amount of more than 500,000 within the time period of one month.

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