ALEX Bajrick and Lucile Herrick have a message for the Gillard government - "keep your hands off our super".

While the Newcastle couple say they have no immediate plans to retire, they fear what yesterday's superannuation changes mean for them.

Mr Bajrick, 53, and Ms Herrick, 55, said they worried about any possibility the government could dip into their superannuation savings pool.

"When we get closer to retirement it's something to worry about - I don't like the idea of the government meddling," Ms Herrick said.

National Seniors chief executive Michael O'Neill welcomed the government's plans but warned they again fell short in addressing the amount retirees can contribute to their retirement savings without extra penalties.

Mr O'Neill said the $10,000 increase to the existing $25,000 superannuation concession cap for over 60 was a positive: "But it is still $15,000 short of the $50,000 cap average earners had counted on last year and the government had promised for 2014."

The cap was halved in 2011 and extended for two years. It had been expected to rise to $50,000 in 2014 for people aged 50 and over.

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