Oh come on, at least split out the PhDs :) Yeah, that master's degree or more selection makes no sense at all! How is this going to become a full-blown bragging thread if those degrees are all lumped together? (And besides, there's nothing in between college grad and master's -- so where are the JD...

What is your gender and the highest level of education you have attained? EO - Can you tell us what you think this means? I suggest an option for # of children (0, 1, 2, 2+) for which male/female was the primary parent. Curious as to the makeup of this forum. Regarding you suggestion, the poll tool...

I've done a fair amount of hiring over the years, just relax and be yourself. Since you are being asked to come in, it is assumed you can do the job, the rest is do they see you fitting in (which you can't control). So relax, smile, be happy and do a lot of listening. Be sure not to be negative abou...

Let's say you are in a situation where you are in retirement and virtually all of your expenses are covered by SS, pension, annuity and are withdrawing little to nothing and expect this to go on for quite some time. Could you say that an AA of 90/10 or 80/20 would work even if you're in your 70s or ...

It seems that the prevailing attitude is that Apple products (iMac, iPad, etc.) don't get viruses, malware for a variety of reasons. Was wondering what those who own these are thinking / doing? Thanks.

Retired a few years but my profession was marketing for major Fortune 500 companies. Though where I live $100k is barely cutting it. Move somewhere else and be rich :) (I know, I know... hard to move away from friends and family) Funny you should mention that, I'm beginning to explore other areas n...

Well, at about age 40 I had complete corporate burnout. I went into my own business because of it and learned a lot about life and myself....lots of tough lessons. Ended up going back into corporate life. There's a line I like "never make a major decision when you are emotionally very high or v...

They don't tell you anything about the age distribution. If you are a multimillionaire retiree, with ample retirement savings, why would you take any risk. If you've already won the game, why play again and risk losing? Plus, increased taxes on capital gains makes the risk/reward ratio on investmen...

Hi, I'm in opposite situation. Retired, 64 and have always owned my own home. I'm thinking of renting and am just embarking on the journey of whether to now rent for many of the reasons you cited or continue owning. Very early feelings would be to own in a downsized situation but that may change.

I retired 3 years ago when I thought I had enough because I hated my job. My wife retired recently, we are both in our early sixties. Life is too short to crunch numbers constantly after all there are no guarantees. Like anything in life, if it feels right it probably is. Oftentimes life is not abou...

There are many different retirement calculators around (many on this forum) that will give you an indication of what you need. I used a bunch of them and looked for a convergence of the estimates and essentially used that to guide me. I'm retired for 3 years and so far, so good. Obviously there are ...

I saw the movie American Hustle last week. In it, they played the song Delilah by Tom Jones. I just found it and listened to it on the net. It is not to be confused with a more recent song that includes Delilah in it (I never heard of it). I derived great pleasure listening to it -- its only 2 minu...

Thanks to those who defended me although I really don't need it. My goal is to not only raise my level of financial intelligence but that of others who may be fearful of raising questions, it is never to criticize or degrade others. I guess you are entitled to criticize my posts although positive su...

Has anyone who stopped working/retired had to get back into the workforce. Not because you wanted to but had to due to investment mistakes or financial misfortunes. Thanks I'm sure there have been folks who have done that, but I doubt you'll get any "yes" responses on this forum... Why no...

Has anyone who stopped working/retired had to get back into the workforce. Not because you wanted to but had to due to investment mistakes or financial misfortunes. How did you feel about it and what would you recommend to others in this situation. Thanks