Student Loans Rehabbed, Old Stuff Remains

Student Loans Rehabbed, Old Stuff Remains

Hi everyone. I know I have posted a lot on here but I am still kind of confused. Completeted rehab in August and Loans were switched from Direct Loans to NelNet in September. Now Nelnet is reporting on the loans and as I have learned my dirogatory stuff from my Direct Loans is still there. There are about 8 different loans and they all state "10 late payments" which is killing my credit. I wanna know if I can do anything about this-- if there is anyone I can contact. I am having a hard time here any help is appreciated. Thanks!

Re: Student Loans Rehabbed, Old Stuff Remains

My last rehab payment was in July 2013 with Direct loans Picked up in August by Sallie Mae. Sallie Mae reported my first payment in September and didn't delete my default status. So I call sallie Mae to get it corrected and they said they don't delete the late pays prior to entering rehab but will up date default status while I was in rehab. Well I get a notice my credit report has changed in Oct. and sallie mae deleted my default along with my entire pay history on all 5 of my SL's. So its only reporting since my first payment of September. SO I have read on here that it was suppose to show my payments while in rehab as current once I finish the rehab. I disputed my credit report and they added one month of pay history now I can't dispute again. I called Sallie Mae and they said they will not report the 10 months of payments I made. I called DEPT of Ed they said talk to Sallie Mae, and I called Direct Loans they said talk to sallie mae. So am I imagining thay my payment status was suppose to change

Re: Student Loans Rehabbed, Old Stuff Remains

Just as an update, I completed rehab and disputed all the direct loan stuff because it was listed as open and all three CRs deleted all 8 tradelines per report. What I am left with is my new Nelnet loans being listed with perfect payment history and original age of the dept of ed loans ie 2008,2009 etc. This has worked out perfectly for me

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.