until you are fulfilled enough in STEP 3.
so... when you are homeless and hungry, sleeping in the gutter, you are not concerned that you are not more respected in the work place - you are concerned that you are well hungry and dead cold.

I remember thinking that stage 5 was about reaching such a point of comfort with life, work etc that the next step is philanthropy: charity work, voluntary work etc. Fair enough, not always about having cash but that makes it easier

If you live in Scotland in winter then always being warm (level 1) is in itself a form of realising personal potential (level 5). See also sex (level 1) and self-fulfullment (level 5). Self-fulfillment clearly means having a wank, right Freud?

Also, why would you only start seeking personal growth when you had achieved all the other levels.