An agreement between two parties that an offer made by one party has been accepted by another.

An exchange of something of value — such as goods, cash or services — for something else of value.

Add some details. Include contact information for both parties; a detailed project description that spells out what the client will get and what is out of scope; important dates, such as the term of the agreement and any key deadlines throughout the project; rates and fees; a description of your invoicing procedure; a statement of ownership and rights; and a cancellation clause and revision policy.

Finish it with signatures. Once you and the other party are satisfied with the terms of the agreement, you must both sign the document to make it legally valid.

Finally, use short, clear sentences and break up the document into well labeled sections to help all parties understand the document.

American River Bank serves clients throughout Northern California, including Sacramento, Roseville, Santa Rosa, Healdsburg and Jackson (Greater Sacramento Area, Sonoma County, Amador County, San Francisco Bay Area - South Bay, North Bay, and East Bay).