The money factor for this calculation is 0.00165, which is on the higher end of the spectrum. The manager insist he cannot get better than this. But with the high money factor, I am not sure if I am getting a good deal.

After jumping back and forth on many vehicle options, we finally settled on Mini Clubman (base). There's a national deal running on 2013 models till 9/30 but it doesn't have all the options I'm looking for. I did get the residual information (64%) by using MSRP and residual value listed in the disclaimer. I'm assuming I can negotiate MF down to 0.00125.

Can you confirm the Residual and MF for 2013 clubman base on a 3yr 10k miles/yr lease?

I'd also like to find out same for 2014 model as I'm having tough time finding right combination in remaining 2013 stocks in my area (NJ).

Lastly, is there an incentive running on either 2013 or 2014 models now? I'm not seeing much discount for 2013 models.

Yes, 2014 and it's 12K per year. I have top tier credit and have leased 2 BMW's through BMWFS so I guess they're just trying to jack me. The response I got t his morning was that the lower MF needs a security deposit and waiver from BMWFS, which I also do not believe to be true. I've never had to do that with BMW, so I don't know why this situation would be any different.

I'm not sure that MINI counts BMWFS leases for owner loyalty, etc... even though it's the same company..

But, they can mark up the MF by .0004, add .00015 for waiving the security deposit, and then .00035, if you asked them to waive the acquisition fee.. All of that would get you to .00217...

But, go ahead.. pay the acquisition fee, make the security deposit, and the most they can hit you with is .00167, which is still marked up... I'd insist on the .00127 and ask them what it takes to make it happen.. At least then, you are working with apples to apples..

I am looking to either lease or finance the countryman all4 s. do you have the lease residual and money factor for 36mos 10k miles?

Also, I may want to do the mini select financing. Do you have the balloon Payment residual and apr?

Has anyone on the forums done a risk/reward analysis on these 2 options? I just feel the residuals are fairly low on mini coopers and think the mini select is the better option if going to flip the car within 3 years.

Thanks. P.s. how do you get this information? Have access to a dealer or something?

2014 Countryman S loaded MSRP 33,000 12k miles per year $1000 total drive off 36/mos

$545/mo

Sounds high to me but according to the mini dealer, they don't really haggle on prices due to the high demand of a fully loaded countryman. Can anyone please tell me is this is true? I usually buy BMW so MINI is a brand new experience for me.

Just want to share my experience as I recently got a 2014 Countryman and I was somewhat in the same position as you. I started out wanting to lease the countryman. I didn't want to make a big purchase and had been enjoying leasing a car (was leasing a Honda Insight), but I went with the Mini Select Program because I want to retain my equity. Since you would be paying almost 50% of the car in the next 3 years, I figured it would better to acquire as you could get back some of your equity than throwing away in leasing a Mini.

Looking to lease the above car. I need to get the car created to my configuration bc the dealers locally do not have the color/options I want. The MSRP is $32,695 + dest charge. I want the lowest possible MF and don't want to put down more than I need to. Also want to use the MSD program which the dealer confirmed that they offer. Can someone provide the MF as well as the TMV, and residual value. I have top tier credit and no reason I should not get the best possible rate. I want to do a 3 yr lease with 5000 miles/yr. kyfdx- you quoted a MF of .00127 and 56% RV which I assume are still current. Anyone know anything about the MSD program?

Ok. So I am ready to move forwad and got the #s from the dealer for a MSRP $32,400 Cooper S convertible that they are reducing by $1000. They quoted me for a 36 month, 5000 miles/year lease a 58%RV and a MF of 0.00121 with 7 MSD's. Total montly lease (nothing down, not financing any of the fees and NJ sales tax paid upfront) of $421. I think the MF is way off here. Esp since it's a 5000 mile/year lease. Any advice? Any new numbers you have I can work with?

New info... when I told dealer about the 0.00078 MF with the 7 MSDs, they came back to me with that rate. Thanks! So that's good. But should it be even lower since that's with 10,000 miles/year??? I need to know if I can go back to them and ask for an even lower MF. Anyone know anything about a 5000 mile/yr lease MF??

Also, their bank fee is $925!!! I've never seen a fee that high. That's on top of $575 in DMV and document fees. Is this # negotiable??

The base acquisition fee is $725.. the bank allows them to mark it up by $200 for extra profit...

The money factor is the same... regardless of mileage allowance... The only thing that changes is the residual... It's great you got them to drop the mark-up to the money factor, though.. How much did that lower the payment?

I'm not familiar with 5000 mile leases, but a 2% increase over the residual of the 10K/yr lease sounds about right.

Not sure I am calculating the difference correctly but it seems like I save $900 over the term of the lease by going from 0.00121 to 0.00078.

Should I try and get the $200 taken off the acquisition fee?

Also, there was no mention of the $750 dest fee nor the $750 You-if-ication credit they are offering for their base 2014 S Convertible lease special online. Should I ingnore these? The rate I was quoted was $399/mo.