Annuities

RBC Insurance does not currently offer variable annuity products, but this is a type of annuity you may want to consider.

Variable Annuities

Variable annuities are important tools to help investors build wealth over time, because they offer several clear benefits:

Tax-deferred growth

The potential to accumulate more money by deferring taxes on earnings until the money is withdrawn 1

Tax deferral also applies to reallocations and transfers within the variable annuity, unlike some mutual fund transfers

Customized investment strategies

Use a combination of stock, bond and stable investment portfolios or a fixed rate of return option to meet individual goals

Money management

Find comfort knowing that money is being managed by well-known names in investment management and experienced institutional money managers

Death benefit

Protect loved ones from financial loss with the annuity's death benefit

Income for life

Never outlive the money in the annuity with the Life Income option or select another payout option to fit any situation or need

Variable annuities are sold by prospectus. Always read the prospectus and consider carefully the investment objectives, risks, charges and expenses before investing. The prospectus contains this information and more about the variable product and its underlying investment options. The prospectus should be read carefully before investing. You may obtain a prospectus from your investment professional.

1 Withdrawals prior to age 59 may be subject to a 10% IRS penalty.

2 Vanguard funds may not be available in all states. Please call 1-800-423-9398 for state availability information.

RBC Insurance® is the brand name for Liberty Life Insurance Company, a part of the global insurance operations ofRoyal Bank of Canada. ®Registered trademarks of Royal Bank of Canada. Used under license. Insurance issued byLiberty Life Insurance Company, NAIC code 61492.