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About Me

I'm a twenty something working to pull everything together. This blog is an outline of the ways I’m working on keeping track of paying down debt, saving, and making more money. I’ll cover the methods that work for me, things I’m trying out, and great ideas/tips I stumble over on the blogosphere.

Tuesday, March 16, 2010

Changes

Two years ago I started this blog I was a few months out of grad school, starting a new job, and trying to get our finances on track. In the year before my husband had a hard time finding a job that was a good fit as his industry (mortgage) started to fall apart. I'd just acquired almost $40K in debt between school and my car. I knew we needed a plan to get out of debt and I needed a space to talk about it.

A big part of my motivation has always been choices. Owing others reduces the options you have- short and long term. We're not there, but we're closer and each month I feel like our options open up more.

Though I never really talked about it (or at least can't find in my archives) I wanted to have a choice when we had kids. I didn't want to have to work if I chose not to. I didn't want to have to stay home because all of my income was going to child care. I also didn't want be stuck with a child care situation I didn't like because we couldn't afford more. At any point I wanted us to be able to make the best financial choice for our family.

Until January 3rd all of the planning was pretty theoretical. We got the very exciting news that we're expecting our first child in September.