Smart Solution Second Program – This down payment program is for low and moderate income first time home buyers can get down payment help for their first mortgages (FHA, VA or RD borrowers only) via a second mortgage:10 year, fixed rate at 7 percent with no prepayment penalty.

What is a Mississippi mortgage credit certificate? It’s a tax credit for a part of the mortgage interest paid over a given tax year. How does the mortgage credit certificate work in Mississippi and who qualifies? Mississippi mortgage credit certificate has its own principles. So for you to qualify, you need to be a first […]