Representative Example:Representative APR is 481%, if you borrow £200 over 6 months at 186.15% p.a. (fixed) you would owe six repayments of £51.95. You will repay £311.69 in total, there are no additional fees. This rate is available to new customers applying through this channel.Maximum APR: 1698.10%.

Satsuma - Monthly

Available Amounts

£100 to £1,000

Min/Max Terms

3 Months to 1 Year

Late Fees

No fee

Total Amount Repayable

£295.20 over 3 months

Eligibility Criteria

Must be aged between 18 and 74

Must receive a regular source of income through employment or otherwise

CCJs within the last 6 months not accepted

If you decide to repay early, you will receive a settlement quote valid for 28 days. This will include 28 days interest payable even where you settle the loan immediately.

We currently compare the following lenders

Our short term loans table is designed to provide a clear and consistent comparison of loans from direct lenders that offer products with minimum term lengths of up to 12 months.

The results displayed are intended to provide and fair, illustrative comparison of the loan products available. The actual cost of your loan will vary depending on the final borrowing criteria applied, you should check the loan costs carefully with the lender before committing to a loan.

What is Total Amount Payable and how is it calculated?
Our table includes a Total Amount Payable figure – this represents the full cost of paying back a loan of the amount and duration you specified. This lets you see how much the loan you searched for is likely to cost you from the lenders that we compare.

For consistency, Total Amount Payable is based on the following assumptions (or as close as possible depending on the lender's own product criteria):

Payments are made each month on the payment date you select, or the last working day before it

If your first payment cannot be collected by the lender on the first available payment date it will be deferred until the following payment date

You take out a loan on the day of your search

You make all agreed repayments on time

How are early repayment amounts calculated?
When you search for a loan term that is shorter than a lenders minimum term, but that lender allows borrowers to repay loans early, we'll still add them to your results. In these cases, the results are clearly labelled as early
repayments and will include any fees/rebates that are applied by the lender for repaying early. Our early repayment calculations are based on the following assumptions (or as close as possible depending on the lender's own product criteria):

Payments are made each month on the payment date you select, or the last working day before it

The original loan is taken out on the next available longer term from each lender that allows early repayment

Up until the loan is repaid early in full, all previous agreed repayments are made on time

Any rebates/fees are deducted/added to the total repayment amount figure

How do we display Short Term Loan search results?
Loan results are initially ordered by lowest Total Amount Payable to highest. After your initial search you can re-order your results to according to
various criteria using the options above the table.

Under your search results we list some alternative short term lenders that didn't fit your search criteria. These will not include a Total Amount Payable
and will be randomly ordered. To compare these lenders against the others you will need to adjust the loan amount/durations that you are searching for. We may exclude some short term lenders where they do not offer a product that is close to your search criteria.

Please note:
All information in our short term loans comparison table is based on new borrowers – as returning customers taking further loans from a lender
will often get a wider range of loan options. Please check with each lender for more information.

We make every effort to ensure that the information in our table is accurate and consistent but please note that the figures shown are only
indicative and may not apply to any loan that you take out as these are based on the specific assumptions described and any loan you take out will be subject to the lender’s credit and affordability checks.

We have commercial arrangements with the lenders listed in the table. This does not cost you anything and does not affect the deal you are offered.