Self-Funded Plans for Small and Large Employers

Potential TCC Self-Funded Clients

Our self-funded plans are custom-designed to meet a company’s needs – while freeing it from state regulatory burdens and reducing state insurance premium taxes. (ERISA rules generally apply to self-funded plans in South Carolina.) Our self-funded plans can often save groups more money than fully insured plans.

Current TCC Self-Funded Clients

QicLink Benefits Exchange is an online tool provided as a value added service for our self-funded clients. This tool offers members access to:

Fully-Insured Products

Our fully insured plans have many design variations, as well as different deductible and copayments to meet the specific needs of each group.

TCC is the administrator for all Charleston Chamber of Commerce fully insured plans and we can administer any South Carolina Chamber plan.

Current TCC Fully Insured Clients

My Health Toolkit is an online resource with tools and information to help you manage your benefits better, your treatment and financial decision, and your wellness. This tool offers members access to:

Limited Benefit Plans

Crescent Medical Bridge Limited Medical Plan is a lower-cost option for employers who do not wish to participate in an expensive Major Medical plan, or for those employers who simply cannot afford to do so.

Ancillary Products

Including dental, vision, and short term disability

TCC offers administration on a variety of ancillary products including self-funded dental and vision as well as short term disability.

Flexible Spending Accounts (FSA)

Potential TCC FSA Clients

FSAs allow employees to set aside pre-tax earnings to pay for dependent and health care expenses that qualify under the rules established by the Internal Revenue Service. Employees benefit from having less taxable income in each paycheck, which means more spendable income to use towards their eligible medical and dependent care expenses. Additionally, employers may experience a reduction in employer and FICA taxes.

Health Reimbursement Arrangements (HRA)

Potential TCC HRA Clients

HRA administration is offered to help employers reduce the cost of providing health insurance and provide an untaxed reimbursement for employees. TCC offers “one stop shop” administration by having the ability to administer both the health plan and HRA.