While there are a ton of smartphone apps out there that offer pretty great rewards, sometimes you have to wait quite a while before your funds or points are redeemable. I generally recommend having a lot of eggs in your basket and signing up for plenty of survey and GPT sites so you can create a steady stream of extra income or gift cards, but sometimes it's nice to be able to access your rewards when you need them. For those of you who spend a lot of time on your phone, check out this list of smartphone apps that offer quick or even instant payouts.

Qmee– Qmee is one of my personal favorites and I've used it for quite a while. While it started as a browser extension for Chrome, it's expanded and now also has an app for filling out surveys and getting access to coupons. The best thing about Qmee is that you can cash out with as little as a penny in your account if you choose PayPal as the payment option. Otherwise, you can get an Amazon, Starbucks or iTunes gift card for as little as $5 or you can donate your funds to charity. Click here to sign up first then download the app on your iPhone or Android device.

Ibotta– This is a shopping app that offers basically instant payments once you hit the cash out minimum. Ibotta has tons of offers from a lot of popular stores and restaurants to choose from including grocery stores. Once you've selected offers from your preferred store, all you have to do is go buy those items and then scan them and take a photo of the receipt using the Ibotta app and submit it. It's usually approved pretty quickly and all of those savings are deposited into your account. When you hit the minimum amount to cash out, you can get your funds pretty much instantly through PayPal, or you can choose one of their many gift card options. Click here to sign up and get a $10 welcome bonus!