This is a welcomed development, I personally consider it a big upgrade to the tedious check system that will normally force you to wait for days or even months before cashing your Google Adsense earning to your domiciliary account.

The international bank wire transfer introduced to Nigerian Google Adsense users was believed by majority of Nigerian bloggers to work only with a domiciliary account in US Dollars ($).

But that isn’t the case as I have personally cashed my Google adsense earning via a Diamond Bank Savings Accounts and my closest buddy down here cashed his with Zenith Bank Savings Account.

With this prove we can say that most bank’s savings account in Nigeria can actually withdraw the Google Adsense earning without requiring you to open a domiciliary account.

The List of Banks Already Confirmed to Pay to Directly to Nigeria Savings Account

Most bloggers are already aware that GT Bank Savings Account can’t receive funds from international bank wire transfer done in US Dollars ($), this means that you can’t cash your Google adsense earning via a GTB savings account except you’re ready to link it up with a Dom account.

Below we’re going to look at the few banks we have confirmed pays to savings account by converting the US Dollars ($) values to NG Naira (N).

Access Bank Savings

Diamond Bank Savings (Best option for savings)

First City Monument Bank (FCMB)

UBA Bank Savings

Zenith Bank Savings

We have had first hand experience with this four (4) and can confirm they pay via savings account. It is also rumored that First Bank & ECO bank pays via savings but we haven’t confirmed it at the time of writing this article.

How to Add Your Savings Account to Adsense

Adding your bank account to adsense is very easy and can be completed just under five minutes, all you need do is follow the instruction below accordingly.

Locate and click on the gear icon in the upper right corner of the screen tabs

From the drop-down menu list items, select Payments

From the left sidebar menu, locate and click on Payment settings

Tab the Add new form of payment link

Select Wire transfer to bank account

Enter your savings account information taking note of the SWIFT-BIC

Update! – March 2015, A user reported that United Bank for Africa (UBA) declined paying to his UBA bank savings account, so he allowed the funds to be refunded back to his Google adsense account and now sent via his Access bank savings account.

The SWIFT-BIC Codes of the Banks Listed

We listed about five banks already and will be listing more when Google sends out their payout this month, you can also help us grow this list by dropping list of other banks you’re sure pays with Savings Account.

Under-listed is the SWIFT code for:

Access Bank – ABNGNGLA

Diamond Bank – DBLNNGLA

ECO Bank – ECOCNGLA

First Bank – FBNINGLA

UNITED BANK FOR AFRICA (UBA) – UBNINGLA

Zenith Bank – ZEIBNGLA

For list of all Nigerian Banks SWIFT-BIC codes, check out the comprehensive list here.

Note: We termed diamond bank the best option for using a Nigerian savings account to withdraw your Google adsense earning because you’ll normally get alert the same day Google makes the payment, usually the 21st of every month.

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About Obasi Miracle

Obasi Miracle is one of the brains behind 3rd Planet Techies. A webdesign afficionado and IT Support brain-box, he flourishes and revel in helping many-a-techies in their aspiration to become the best they can.

You can receive Google adsense earning to your Diamond savings account the same day Google sends the payment without necessarily ticking/creating a domiciliary account.

FCMB would still send you the money via savings account but not as fast as Diamond bank. For Domiciliary bank account opening, I’ll advice you go with GT Bank as they let you open and run the account at $0.00 balance.

I also had issues with UBA. The payment was successful the first time I tried though it took about 11 days, but the second time it wasn’t successful. It is now 3 weeks, the payment has been issued 2 times and it was declined 2 times. Of other banks mentioned there, Ecobank is the only bank I have account with. I don’t know if anyone has had any experience with them or should I open account with Diamond bank?

Thanks. I followed you advice and opened Diamond bank savingsXtra account and lo and behold, I received the payment within 24 hour. Though I received the payment the following day because the payment was issued late in the night, but it was within 24 hours. :)

That’s very much easy Ezekiel, all you need do is enable ads on your YouTube account, and then start uploading unique videos. As for withdrawal, you can add your bank details on the payment panel of your Google adsense acccount. You can follow the guide on this page to complete that.

Sir, please i want to talk to you personally… I am currently having some issues, I am a new blogger even though i have been blogging a company for almost two years now. Can i have you phone number sir.