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1. The page doesn't scroll in FireFox.
2. I also agree with AncientMyth about the heirachy.
3. The links are not obvious. You'll need to add hover styling.
4. You might want to do something about the blue space on the right side.

Like said above, the scroll seems to have been disabled, which is very annoying.

The design on the whole is okay, nothing that screams special. Although I admire your effort and would not want to put you down whatsoever.

You should work on the layout and the colour scheme. There is too much blue surrounding your content and it's not very comfortable to browse through nor is it easy on the eyes. You should really look into using more white space.

Your logo is neither effective nor innovate, just text which adds on the boring ambiance of the design (sorry!). Everything also seems a little too packed and cluttered, you need to add more spacing and add more variety of colour definitions such as professional orange etc

I Really Appreciate Your Comments..

I'm going to start making the changes. Obviously, there is a tad too much blue! It's difficult to see things when you've been looking at the same page...great to have new perspectives.

I am completely clueless about why the scroll doesn't work in Firefox. I used a drop and drag program, WebEasy 6.0, to make the site and have no real html knowledge. If anyone has an idea why it's not working, I'd appreciate the input.

Firefox Scroll

I think I fixed the firfox scroll problem but I'm not sure. I am trying to test it at one of those sites where you can view different browser shots. If anyone has Firefox, would you let me know if the scroll is working now?

I'm going to handle the content first, coming from a financial background. Presuming that you're promoting your site to a relevant audience, the first thing they're going to see is in your face advertising. Add information about who you are and a contact form. Why should they use you rather than any other company? Brand recognition is very important with credit cards so if a potential lead doesn't know your brand you need to build a lot of trust.

As for design - you've got a four column design but the fourth column is being wasted. I personally would change to having three columns and place the credit report link in the first column. It is very blue. Maybe a white or pale background to the main page would work better.

You've got the titles [1] Research and Find and [1] Apply Online - shouldn't that be 1 and 2?

Overall it shows promise but theres some very good advice in this topic

Thanks Guys...

I have been working on the site and am trying to make modifications as suggested here. It is sooo helpful to have your comments and suggestions. I'm new to all this and have little html knowledge so have to rely on my drag and drop software. A big learning curve! Anyway, thanks!

What do you plan to do with the fourth column? Some ads maybe? Honestly, do not worry so much over the aesthetics of the page . Focus more on its intuitive use and ease in understanding of its content.

The site is too boxy. There are alot of sites out trhere that you could borrow the design from. It's not easy to come out with a unique design especially if that's not your thing. The site is scrolling way too far. You need to get rid of that tall gradient to fix that. It's also unclear what you are trying to accomplish with your site. REMEMBER: the days of making easy affiliate money are long gone.