In addition to our pensions etc, and assuming a 4% withdrawal rate for the next 20 years, exactly how much capital do we need in our IRA etc to add another $45,000 a year to what we will be getting?

Isn't it weird...I am not a complete dummy..Mensa and all that...but I can't do Math for nuts..

BTW DH originally told me he thought we are fine until we are 93, but I can't find that budget on this computer and don't remember his exact calculations. ( Done a couple of years ago) I do remember he has $20,000 a year in his calculations for travel, and only stops that at 85 yrs old in the budget. How did he choose that random age I wonder? Is he going to push my wheelchair? Or am I pushing his?

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