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Readers are keeping a tally of motherly and grandmotherly services rendered — one day it will pay-back time

Sir, Like Hilary Rafter (letter, Apr 15) I gave my children a chance to pay me back in my decrepitude. My system involved giving them the opportunity of paying me back each “small” loan. Every transaction was on the understanding that in return they would upgrade me from basic old folks home, to luxury ditto and quickly up through the ranks to a suite in their own homes.

Now I am 70 I wonder if they recall our contract.The distant past is catching up with them, and I look forward to a very comfortable old age.