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Student loans can be a true hassle – especially when you are young, freshly out of college and potentially underemployed (or completely unemployed, for that matter). And although paying off or refinancing your student loan may seem like a far-fetched dream, the truth is that many people in the same situation are thinking of doing it sooner, rather than later. Why? What are some of the best reasons to pay off your student loan fast? Read on and find out more. It’s Money Saving at Its Finest Regardless of how large or small your student loan may be, paying it off early will save you a lot of money in the long run. Just think of it: if you still have 10 years to pay on your student loan and you manage to pay it off in 3 years, you will have saved 7 years’ worth of interest rate. Now, that’s quite…

We hold the world in our pockets and do not even realize how a simple iPhone is more powerful, efficient and smart than the highest-end computer 30 years ago. Our smartphones have become our mini-mes and our personal assistants. They entertain us, they connect us to the world and they provide us with the information we need in just a few swipes and touches. What are some of the best iPhone apps to try out in 2016? We have gathered some really great suggestions right below – so read on if you want to find out more. Dubsmash Fun and really creative, Dubsmash is an app that allows you to create lip-syncing videos with your favorite music. It costs nothing at all and it can provide you with free entertainment for those times when you are simply too bored to do something more complex. Who knows? Maybe you’ll become the…

One of the most common reasons people don’t actually travel is because they think they cannot afford it. However, the absolute truth is that travelling doesn’t have to cost a fortune – and anyone can afford seeing amazing places if they have a bit of motivation and a bit of know-how as well. Since flights are among the most expensive travel purchases, it is very important that you find plane tickets that are as cheap as possible. But how to do this? How to get great deals on flights? We have gathered some of the best tips for you – so read on if you want to find out more. Time It Right Timing your purchase the right way can do miracles on how cheap your tickets will be. Sometimes, it is best to buy as early as possible (especially during peak seasons when a lot of people travel by…

In an era when everything moves faster than ever before and where we are supposed to keep up with the crazy pace of society and technology, stress is one of the most common afflictions people suffer from. Not only will this create discomfort, but it can have a huge impact on one’s health – both at a physical level and at a psychological one as well. How to lower your stress levels? What are some of the best things you can do to alleviate stress and keep yourself healthy? We have gathered some simple tips to help you with this – so read on and find out more. Exercise On a Regular Basis Sure, this is something you must have heard a thousand times before. But do you know why exactly it is that working out is suggested by all doctors and by all psychologists? Because it works. Exercising is…

Scientists have estimated that we have about 50-70 years left of oil – and our coal reserves are not very optimistic either. In a world dependent on electricity and running out of the fuels that produce it, saving power is more than just about saving money. It is about being better citizens of planet Earth, about making ourselves more conscientious and about taking care of our own finances as well. What are some of the simplest and most effective hacks for saving power in your own home and/or office? We have gathered them right below – so read on and find out more. Turn off and plug out That display you’ve left turned on after the computer shut down? That phone recharger you left plugged into the socket? Believe it or not, these things can actually use quite a lot of power – so it is of the utmost importance…

New Zealand is not your usual budget destination – but, same as any other place in the world (yes, this includes even the most expensive cities out there), it can be “made” to be a lot more budget-oriented. How so? How to make a New Zealand road trip truly affordable and to see what this amazing place has to offer best? We have gathered some of the best tips for you – so read on and find out more. Couchsurfing New Zealand people are world-famous for their amazing hospitality, so you could save a lot of money by sleeping on someone’s couch for a few days. Couchsurfing may sound like dangerous “activity” and it may sound like something your mom would definitely advise you not to do, but as long as you do it with your eyes wide open and as long as you stay at people whose reviews are…

Being fit and healthy should be a priority for everyone. In the end, exercising is not only about fitting into a new pair of jeans and it’s not about any other kind of fashion standard – but about being very healthy, about feeling great in your own body and about pushing your limits and making yourself happier as well. How much can a fitness activity tracker actually help you achieve your fitness goals, though? Do these trackers actually work or are they just another gimmick? We have gathered some of the most important things you should know about this – so read on and find out more. What They Do Fitness activity trackers come in a very wide range of models and are manufactured by some of the world’s most prestigious fitness brands. In general, they can cost anything between $50 and $100, but you will definitely find cheaper and…

Beauty trends change – and what is in today may not be as popular next year. And while the shape of a woman’s body may have changed in the eyes of fashion, there’s one thing that has always been considered to be beautiful: good skin. The good news is that you don’t need expensive cosmetics to have a beautiful skin. In fact, you can get really good a treatment by simply using what is in your cupboards and refrigerator. How to do this? What are some of the best, cheapest and most efficient homemade skincare treatments? Here are some of our favorites: Yogurt Mask Yogurt is amazing at smoothing the skin and making it look more illuminated. To make it antiseptic (great for mixed and oily skin), add cucumber and/or lemon jest to a few spoons of yogurt and spread them on the skin on the face, neck and décolletage.…

Although travelling to Europe is frequently seen as an expensive experience, the absolute truth is that it doesn’t have to be so. Year after year, backpackers from all over the world discover and rediscover the Old Continent on a low-budget – and if they can do it, you can do it too. Aside from thorough planning ahead and aside from being generally cautious with your finances when travelling, choosing the right destination is also very important if you want to see Europe on a dime. What are some of the best budget cities in Europe? We have gathered a few of them right below – so read on if you need some inspiration. Sofia, Bulgaria Frequently left aside from the European tour (mostly due to its association with a less safe European area), Bulgaria is one of the most interesting places you will see on the entire Old Continent. It…

We live in a world where borders are more and more erased with every day that goes by. Millennials are changing the way they work and they are changing the way we all live our lives. They travel more, they are more well-informed than their parents and they are more keen on making their dreams come true. AirBNB came as an almost natural stop in the development of things. With more people travelling short-to-medium term, a service that intermediates between renters and landlords in touristic areas was more than welcomed – and AirBNB knew this too well. What is it really like to stay at an AirBNB, though? What are the advantages and the disadvantages of choosing an AirBNB over a hostel or hotel? We have gathered some tips for you – so read on and find out more. The Pros of Staying at an AirBNB In general, it can…