For additional background, visit our Dealing With Debt Collectors page. It was written for us by Gerri Detweiler, an industry expert who even tells you what to watch for when you're following the FTC guidelines!

2. Pay Your Way Out

Paying your way out means that you'll pay some or all of one or more of your debts and whatever you don't pay is because you've negotiated a settlement.

To pay off your debt, you need money over and above what you spend on life's essentials. This leads to two key questions:

A good consumer credit counseling service will help you reorganize your finances so that some of your income goes to paying off your debt.

But what if you don't have any income to spare?

That's the big question on the mind of nearly all visitors who come to Ability-Mission.org looking for grants as a form of debt relief help.

As you saw right at the top of this page, there's no such thing as "debt relief grants." They cannot possibly exist. If they did, everyone would be running up debts and then asking the government to pay them!

But there are solutions that use government grants and benefits for equivalent debt relief help!

Go to the Disability Grants page and learn how you can get grants and benefits for a variety of things.

It's pretty straightforward. Imagine getting some extra money to pay for medical and other expenses. What you used to spend on those expenses you can now use to pay off your debt! That's REAL debt relief help!

It really all starts with getting your story in writing, using our free editing service. If you really want to get out of debt...

We make every effort to provide clear, concise and helpful information on these pages. Please contact us if you have any questions or comments.

The content of this website is for informational and educational purposes only. Ability Mission is NOT a granting agency. It does not offer direct funding. Instead, it sets out a proven process of seeking, finding and getting help. Applicants learn by example and with hands-on exercises.