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General FAQs

rebuildingsociety.com is the brainchild of successful Leeds based entrepreneur Daniel Rajkumar. Daniel began his entrepreneurial career over 10 years ago, building Web–Translations Ltd, a business that works with with leading corporations and organisations across the globe. Daniel identified this opportunity in 2000 and his vision for the need of companies for accurate communications in localised market languages makes his company one of the UK market leaders.
After working with numerous start-ups, turnarounds and existing businesses looking to expand, Daniel realised that there was an opportunity to use the web to connect the entrepreneur to funds quicker and easier than the banks.

rebuildingsociety.com is an online peer-to-business lending platform, bringing together UK businesses looking for loans with individuals looking to make a better return than through their savings by lending to businesses.

rebuildingsociety.com like other crowd funding platforms is committed to changing the way in which businesses gain access to funding, and to better the returns lenders receive on their savings. However, rebuildingsociety.com believes that we need to go one step further and create a mutually beneficial and sustainable link between businesses and the communities that they grew from and serve.

rebuildingsociety.com prides itself on its ethical ethos, creative thinking and its innovative application of new ideas. Users at rebuildingsociety.com are actively encouraged to engage with the process, entrepreneurs encouraged to involve their lenders in the business and lenders to become ambassadors for the businesses to which they lend. In return, borrowers are encouraged to pay an interest premium to their more active stakeholder.

It’s a different way of doing business, but one we believe will ultimately benefit everyone involved.

rebuildingsociety.com believes in rewarding the positive contributions of its users, and this is done through our Trust points.

Users earn Trust Points for positive behaviour in the community. The higher the score, the more valuable the user is to the community. They are a simple indicator that helps to inform the relative contribution of each user to the online community.

Lender’s funds are held in a protected client account, which means the funds transferred to the platform are recognised as not being owned by the company. These can be easily returned to lenders.

rebuildingsociety.com uses a separate debt collection company Ameuri Limited (AL) that is responsible for collecting repayments and able to administer the micro loan repayments to lenders.

If rebuildingsociety.com and AL both cease to trade (and there is no intermediating company) it is important to remember that the loan agreements are ultimately made between the borrower and its many lenders. Without facilitation from rebuildingsociety.com the borrower is still bound to return the loaned funds to each lender.

You will need to contact the borrower with your account details and they should setup a direct standing order for your repayments.

If a borrower fails to repay. Lenders with less than £5,000 of outstanding capital (to each business) are able to use the efficient and inexpensive MoneyClaim Online service to instruct the small claims court to issue proceedings against the borrower. Claims can include the cost of making the claim as well as lost interest.

We take privacy concerns very seriously and respect that different people have different sensitivities with the use and visibility of their personal information.

You can now customise your profile to suite your preferences. This can be done by visiting your profile page. Simply select ‘settings’ from the drop down menu which appears on the top right of your screen under ‘Signed in as’. You will be redirected to your profile page, from where you will be able to alter both your general account and privacy settings.