Melbourne Medical Mortgages

There are some career
choices out there that deserve to be rewarded. And what are they you ask? Well,
doctors just so happen to be one of them.

Now, we know what
you’re thinking… what can be more rewarding than helping the sick and the
infirm? We can think of one particular benefit that might appeal to you – and
that’s the exclusive discounts and fee waivers that doctors are eligible for
when applying for loans!

Home Loans for Doctors

Generally speaking,
doctors are low risk borrowers and that’s a nugget of information provided
directly by the banks.

What this means is
that because of the types of reliable careers that doctors have, most lenders
will consider helping them out financially - because they are far more likely
to be able to become reliable borrowers.

How Do Banks Reward Doctors?

In exchange for your
consistent career (and regular income), banks will drop their guard and should
openly make lending options available to doctors and sometimes even nurses.

You’ll then receive
options (many of which are exclusive) that can help you to keep your interest
rates as low as possible, whilst eliminating the use of particular fees
associated with taking out a loan.

Just imagine that for
a minute – banks want people like you on board so badly that they will actually
pick up the slack, reduce their costs and do everything that they can to get
you to sign on the dotted line.

That’s thanks for you.

But now you might be
wondering which types of loan deals are actually available to doctors and what
they involve. Rather than beating around the bush, here’s a closer look at just
a small selection of the benefits that you could expect to enjoy for doctor’s
loans in Melbourne.

1.Exclusive
discounts – you read that right, there are discounted options available via
interest rates as well as several fee waivers that others will be required to
cover

2.A higher
borrowing amount – including options to receive anywhere from a few thousand
dollars right up to $4.5 million to purchase your new home

3.Refinancing
options – especially the types that can help you to save even more cash
by switching loans at the right time

And they are just a
few of the types of benefits.

Now we’re sure that
you have another question - and that’s “I’m a doctor, but not your regular practitioner,
am I still eligible for the benefits?”

How can we put this
simply… if you are a doctor that treats patients within a medical environment,
you will be entitled to apply for a discounted loan. We’re talking about vets,
surgeons, radiologists and even interns can be eligible to enjoy the benefits.

All that you’ll need
to be is licensed and registered as a doctor, with all of the attractive
qualifications, and most banks will jump at the chance to take you on as a
borrower.

Of course there are some types of doctor that
might not be eligible (such as naturopaths), but even in these cases we might
be able to point you in the right direction of a fantastic loan to suit your
needs.