Cross-Border Services

Do you have operations on both sides of the border? If you do, you know the importance of support for seamless
operations between Canada and the United States. We can help you monitor trends in both countries, execute
transactions, and maintain flexible negotiations with international suppliers, clients and distributors.

Performs an optical character recognition scan on the payee zone of a cheque and compares against the payee
data you supply.

BMO has partnered with IBM®*** to offer IBM Security Trusteer®*** Rapport fraud
protection software customized to protect your BMO Online Banking for Business session. This service is
offered to BMO customers free of charge.2

Connect with us

1 Email is used for notification purposes and to provide instructions on how to deposit the money.

®†† Diners Club and Diners Club International with the split
circle device are registered trademarks of Diners Club International Ltd.

®†* MasterCard is a registered trademark of MasterCard International Inc. Used
under license.

®* Interac the Interac Logo and Interac e-Transfer are registered trademarks of Interac Inc. Used
under license.

®** AIR MILES is a trademark of AIR MILES International Trading B.V. Used under license by
LoyaltyOne, Co. and Bank of Montreal.

®*** Registered trademark of International Business Machines Corporation

® All trademarks not otherwise identified above are the property of their respective owners

1. Individual Interac e-Transfers can be sent in amounts from $10 to $10,000 Canadian. Daily, weekly
and monthly limits also apply. Limits are set at an entity/business level. Interac e-Transfers can only
be sent from a BMO Canadian dollar bank account. Your recipient must have a Canadian dollar account at a
participating Canadian financial institution. Visit Interac.ca for a list of participating financial
institutions. Money is never sent by email; email is only used to notify the recipient of the pending
Interac e-Transfer and to provide instructions on how to deposit the money. BMO and your recipientâ€™s
financial institution transfer funds using established and secure banking procedures.

2. By downloading and installing Trusteer Rapport software, you agree with all Trusteer Rapport's terms and
conditions. Bank of Montreal is not responsible for, nor do we guarantee, this software, other products or
services of IBM. Bank of Montreal is not responsible for any difficulties, consequences, costs, claims,
damages or losses arising in any way whatsoever in connection with the downloading or use of the software. Any
problems, questions or concerns regarding Trusteer Rapport should be directed to IBM.