Personal Payroll Cards

An alternative to your typical paycheck

If you have a less-than-perfect credit score and need a way to do your banking without a traditional checking or savings account, Central National Bank has the solution for you. Personal payroll cards offer a convenient way to get paid and make payments.

Personal payroll card features

Receive your salary with direct deposit

No credit check

No checking account required

Accepted at all locations that accept Visa® cards

Can be used to pay bills, shop online and receive a cash advance at a bank (limit of $2,500 per day)

Your temporary card is tied to your personalized card, so there is no need to fill out another direct deposit form when your personalized card arrives in the mail.

How do I use my payroll card?

In many ways, personalized payroll cards work the same way as check or debit card. When making a purchase, you may choose “credit” to sign the receipt or “debit” to use your PIN and get cash back. Always choose “checking” when getting cash at an ATM.

If you have a second job or receive some other type of financial assistance, such as child support or government benefits, you can load those funds to your payroll card as well. Just provide the same information as you did to your employer.

Please stop by one of our many convenient branches to discuss options with our friendly and experienced Personal Bankers. You may also call our Customer Convenience Center at 580-233-3535 to speak with a knowledgeable Customer Service Representative.