Common Errors that Can Lead to Title Problems

As we all know, humans aren’t perfect, and anyone can make an error. That includes the people who file and handle paperwork related to a property. A title search can turn up these errors – and title insurance can protect you from claims related to these kinds of errors.

Here are some common errors that can lead to problems with your title:

The deed was recorded but not properly indexed in the land records

Errors in the tax record, including crediting the payment to the wrong party

Erroneous release of tax or assessment liens, which are later reinstated to the tax rolls

Errors in reports furnished by tax officials

Misinterpretation of wills, deeds, and other instruments

Erroneous or inadequate legal descriptions

Patent defects in recorded instruments, such as failure to attach notarial acknowledgement or a legal description

Deed not properly recorded, with errors such as wrong county, missing pages or content, or without required payment

An incorrect property survey, including misstating the location, dimensions, easements, or improvements