Credit

From Jan. 25th through 29th, the Federal Trade Commission (FTC) – in partnership with the Internal Revenue Service (IRS) – will be sponsoring Tax Identity Theft Awareness Week to inform consumers about: What tax identity theft is How to reduce their risk of becoming a victim of this type of identity theft What can be…Read More

Your credit report and credit score can impact your buying power and borrowing opportunities. For those who are preparing to make larger purchases (like homes or motor vehicles), improving their credit or maintaining good credit can be essential to qualifying for a loan (or qualifying for optimal rates). For others, working on having better credit…Read More

Your credit score is a pretty powerful number that can affect your borrowing opportunities, interest rates and possibly even job options (depending on your line of work). While making the decision to start working on your credit and improving your credit score can be the first step to getting your finances back on track, however,…Read More

Wrapping up our blog series Choosing a Credit Counselor: 6 Questions to Ask, below we will point out some final important questions to ask when you are choosing a credit counselor to help you. Some Final Questions to Ask When Choosing a Credit Counselor… Question 5 – How do you keep my personal information private…Read More

Continuing from where we left off in Choosing a Credit Counselor: 6 Questions to Ask (Pt. 1), here, we will resume our discussion of the specific important questions that people should ask during the process of choosing a credit counselor. More Questions to Ask When Choosing a Credit Counselor… Question 3 – What qualifications do…Read More

When you may struggling to manage your credit or you are considering filing for bankruptcy, choosing a credit counselor and completing credit counseling can be the right move for you. As with many industries, however, there are plenty of charlatans out there, and you (and the general consumer) has to beware of the companies that…Read More

Continuing from 4 Steps for Fixing Credit Report Mistakes (Pt. 1), here are the next steps to take when you notice mistakes on your credit report and are ready to take action to get them corrected. Step 2: Contact the credit reporting bureau. If contacting the bank or creditor to resolve the error is not…Read More

Keeping in theme with our recent discussion on common credit report mistakes, here we will take a closer look at what consumers can do to get these mistakes fixed. It’s important to point out that, when it comes to your credit report: You are legally entitled to receive one free copy of your credit report…Read More

Picking up from where we left off in Beware of These 4 Common Credit Report Mistakes (Pt. 1), below we will continue our discussion regarding errors that commonly arise on people’s credit reports. Credit Report Mistake 2: Social security number errors. Your social security number (SSN) is a critical part of your identifying information and…Read More

Your credit report is a very detailed depiction of your credit history that is used to determine your credit score. Consequently, your credit report may become very important when you are ready to make larger purchases (like, for example, when you are ready to buy a home or a car). While you want to be…Read More

Statewide clientele but with emphasis on the Front Range communities of Greenwood Village, Boulder, Aurora, Centennial, Lakewood,
Englewood, Avada, Westminster, Broomfield, Thornton, Golden, Littleton, Castle Rock, Monument, Colorado Springs, Highlands Ranch, Aurora, Parker, Centennial and Pueblo as well as other cities throughout Arapahoe County, Boulder County, Douglas County, City & County of Denver, Elbert County and Jefferson County.

Material presented on the Jon B. Clarke website is intended for information purposes only. It is not intended as professional advice and should not be construed as such. The material presented on this site is included with the understanding and agreement that Jon B. Clarke is not engaged in rendering legal or other professional services by posting said material. The services of a competent professional should be sought if legal or other specific expert assistance is required.