Designed to reimburse many of the out-of-pocket medical expenses not paid by Medicare, these fully insured plans offer:

Guaranteed acceptance

Coverage for pre-existing conditions when applicable

Freedom to choose any doctor, clinic, or hospital

Attractive pool rates valid nationwide

For employers and organizations, these plans will save you time and money, plus:

Easy program set up with minimal administration required

Flexible funding options: employer-paid or retiree-paid

Electronic claims processing: faster payment of claims

Full integration with Medicare

FASB 106, GASB 34 and GASB 45 liability reduction opportunities

Plans to Fit You and Your Employees

Six nationally pooled plans are available for consideration. The Retiree Med Preferred plan is the most comprehensive by covering all deductibles and co-insurance including excess Part B medical expenses. Note the percentage savings in other plans.