Maria Esther

Maria is a 53-year-old woman. She lives in the city of Chincha with her two children, whom she loves and are her main reason for living. She is a very kind, hard-working, and enthusiastic woman who dedicates all of her efforts to keeping her family going since she is mother and father to her children. Unfortunately, due to a lack of economic resources and the necessity to work to pay her expenses, Maria was not able to study for a professional degree. However, it would have very much pleased her to be a great cosmetologist. In her free moments she likes to distract herself by watching movies, and sometimes she cooks a very tasty spicy beef to share with her family.

Through her own initiative, Maria works with much determination and dedication in her small business selling food. She works every day from the early hours of the morning and she can do so for approximately 8 hours. She prepares delicious dishes typical of her city, and she believes that her business is doing well because of her good seasoning and the friendly treatment she provides to her customers.

María is very thankful to the Kiva lenders since, thanks to the help provided, she will be able to purchase supplies like rice by the sacksful, beans, pots, disposable plates, and others. Thus, María will have her business set up better, so then she will continue working and striving to achiever her greatest dream of having a great restaurant and so wishes to be able to get ahead with her family.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.