One more year has come and gone. One more year of joy and – sometimes – worry. While we had plenty of reasons to celebrate and be hopeful, there were times we worried and spent nights awake. It was, fortunately, another year to be grateful for those who surround us, for the joys of life, for friends and family.

We continue to enjoy the relationships we’ve developed over the years at TCO. Most of our clients have become friends, and we take pride in helping them purchase homes, plan for retirement, expand their businesses, fund their children’s college, enjoy their grandchildren, and pass on savings. None of that would be possible without the committed work of our employees, who embody our mission to protect our clients’ assets, grow their wealth, and advise them for life.

I am glad to share with you the news that Steve McQuade, Philip Mock, Doug Castle, and Andrea Esparza earned promotions in December. Steve and Philip are now senior vice presidents. Doug became an assistant vice president, and Andrea was promoted to investment officer. Please join me in congratulating these exceptional employees.