Dave Ramsey sometimes takes a lot of heat. His assumptions on investing are, well, questionable. Plus, there are people who take issue with his version of the debt snowball, which focuses on repaying low balances first instead of high interest rates.

I don’t listen to Ramsey’s radio show, but I took the time to view this 73-minute video clip featuring the top 10 calls from 2017.

Callers in this video include a couple who has $158,000 in debt but hasn’t paid their bills in six years, another couple with almost $700,000 in student loans, and a third couple who is homeless because of haphazard financial decisions.

Watching Ramsey patiently guide lost listeners through the dense jungle of financial failure is inspiring. I couldn’t do it. Even though I’ve done lots of dumb things with money myself, I’d get frustrated dealing with call after call after call from people who have made such poor choices. But Ramsey remains calm, patient, and interested.

My name is J.D. Roth. I started Get Rich Slowly in 2006 to document my personal journey as I dug out of debt. Then I shared while I learned to save and invest. Twelve years later, I've managed to reach early retirement! I'm here to help you master your money — and your life. No scams. No gimmicks. Just smart money advice to help you get rich slowly. Read more.

If you like this website, you should check out the year-long Get Rich Slowly course. It contains everything I've learned about saving and investing during 12 years of writing about money. Buy it here.

General Disclaimer: Get Rich Slowly is an independent website managed by J.D. Roth, who is not a trained financial expert. His knowledge comes from the school of hard knocks. He does his best to provide accurate, useful info, but makes no guarantee that all readers will achieve the same level of success. If you have questions, consult a trained professional.

Advertising Disclosure: Some offers on this page may promote affiliates, which means GRS earns a commission if you purchase products or services through the links provided. All opinions expressed here are the author's and not of any other entity. The content at Get Rich Slowly has not been reviewed, approved, or endorsed by any entity mentioned at the site. For additional information, please review our full advertising disclosure.