Fair Isaac (the company that invented the FICO scoring system) does not give out the exact formula for computing your FICO credit score. However, we do have something to work with---the factors that weigh on your credit and its exact percentages. Your credit score is calculated using the following five factors. They percentages is how…

Affiliate Disclosure

FinanceandCareer.com is a participant in the Amazon Services LLC Associates Program and the Amazon EU Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com, amazon.co.uk, amazon.ca, endless.com, smallparts.com, myhabit.com, and any other website that may be affiliated with Amazon Service LLC Associates Program, and the Amazon EU Associates Program.