While most people believe they never want to file for bankruptcy, they don’t actually know why they believe this. While bankruptcy is right for some people there are many people who should take advantage of other alternatives. In this article, we are going to discuss some of the reasons why bankruptcy should be your last…

There are 2 main credit reporting agencies in Canada: Equifax & TransUnion. Each of them provides different services and options for free information as well as paid subscriptions. We have found that there are 3rd party services that will provide you with FREE Credit Scores and Credit Reports for both of these services. You should…

A common question we get at Debt Medic is what kind of debts can we help people get reduced and included in our program. This is not meant to be a complete list of debts but should cover most of the main debts that people have. First, let’s look at the types of debts you…

In our experience, most people get a vehicle that is far too expensive for their budget. Just because a bank or dealership says you “qualify” does not mean that you can make it comfortably fit into your budget. Remember you still have to pay for insurance, fuel, and ongoing maintenance. Try to save some money…