Yeah, some apps are only available in the Android Market. People with Android phones can pull off the installation file and put it on a device without Market access. Some put out a request for someone to upload a particular free app they're interested in because their device can't access the Android Market. Others try and Google for the installation file.

And I don't think you'd want to get a banking app third party! Maybe contact your bank and see if they can send you the app? Maybe that'll get banks realizing now everyone has Market access and they'll get on that ...

I think it's safe to say it's definitely not a Scotia Bank site. The primary company is always the end of the URL, just before ".com", in this case "download4a". This is simply an app distribution site.

I would caution downloading a sensitive app like this from a third party distribution site as it's not impossible for a hacked version (or even fake one) from being uploaded to the site with a trojan in it to steal your banking info...