When I first arrived in this country, I did not have any health insurance at all. Good thing I did not need to see the doctor for any major illness, except for some skin infection that I paid out of pocket when I had to see a doctor. However, I did have to see the doctor for all the medical checkups and tests like the TB test when I applied for my permanent residency. Of course I had to pay for everything out of my own pocket.

And there was that incident one winter when the crown on one of my teeth fell off! I had no insurance whatsoever. Fortunately all that was needed was to "glue" the crown back and that did not cost all that much.

Many people go without health insurance because they just can't afford it. But nowadays there are some cheaper alternatives to health insurance. If you can spare $19.95 a month, you can get a dental package with Ameriplan that includes Vision, Prescription and Chiropractic discount benefits. What's more, it covers the entire family that lives under the same roof. How about health care for only $59.95 a month for your entire household? Ameriplan has it too!

There is now no reason to go without any kind of health coverage when there are cheaper alternatives like Ameriplan available.