Provide patterns and capabilities that accelerate application development in the context of a multichannel infrastructure.

Support a development and runtime environment for multichannel applications to help reduce the total cost of system ownership.

Deliver near real-time marketing capabilities to provide consistent experiences for targeted marketing and cross-selling across channels.

Help reduce server-side memory usage with a more efficient runtime environment.

Use advanced tools to accelerate development. These include shortcut keys, tool tips, drag-and-drop data definitions and improved usability for grid widgets, such as double-click to initiate an action and support for complex data types in table columns.

Use an integrated tool set and development workbench for improved developer productivity and faster time to value.

Work with time-saving tools to develop transaction flow, operations and Dojo-based UI pages.

Provide integration capabilities with banking back-end systems through various web services and connection technologies such as LU type 0 (LU0).

Build on the included WebSphere runtime and IBM Rational® development environment, enabling developers to improve their productivity and overall time to value.

Integrate with IBM WebSphere Portal Server to support personalization of multichannel applications.

Prebuilt samples and templates

Use solution samples and templates for Internet banking, mobile banking, web teller, multichannel banking and online insurance to showcase the best practices of using BTT and to accelerate development.

Apply more than 30 prebuilt mobile banking functions that are ready to use for common banking transactions.

Work with sample multichannel applications that address both basic and advanced functionalities, such as reuse of channel business logic and invocation of remote web services.