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Benefits for People with Disability

There are many very useful sites on internet containing information about benefits for people with disability. I will put some links up here and other can post links that they have found useful as well:

The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.

Social Security Disability Insurance pays benefits to you and certain members of your family if you are "insured," meaning that you worked long enough and paid Social Security taxes.

Supplemental Security Income pays benefits based on financial need.

When you apply for either program, we will collect medical and other information from you and make a decision about whether or not you meet Social Security's definition of disability.

Use the Benefits Eligibility Screening Tool to find out which programs may be able to pay you benefits.

Please Read this Disclaimer First
Courtesy and Copyright Charles T. Hall, Esq.
NOSSCR Sustaining Member and Past President

1. What is the definition of disability used by Social Security?
2. How many different types of Social Security disability benefits are there?
3. How do I apply for Social Security disability benefits?
4. I am disabled, but I have plenty of money in the bank. Do I have to wait until this money is gone before I apply for Social Security disability benefits?

Applying for social security disability and SSI benefits, with or without an advocate can be difficult due to how long a claim may take and the high chance of being denied. But those who are denied disability can win benefits by utilizing the appeals process. To increase the chances of winning, applicants should learn about the system and file an appeal when a claim is denied.

The moral test of government is how it treats those who are in the dawn of life, the children; those who are in the twilight of life, the aged; and those who are in the shadows of life, the sick, the needy and the handicapped. - Hubert H. Humphrey

# Listing of Impairments
The Social Security Administration's Listing of Impairments. A section-by-section description of requirements for Social Security disability benefits for adults.

A Syrnex with no insurance Help!

My daughter hasn't recieved her soc. sec. and has no income she is 25 with no children. The Dr. did an MRI and said she had a Syrnex and had to get it fixed, and when we called her surgeon and said she had no insurance or job they said that was a problem.

I don't know what to do, she is waiting for her hearing date for soc. sec. and her mood is very low.
She has had a cold and coughing isn't helping he problem and I am very worried.
I want to scream at the system!
If anyone knows where we can go, please let me know, we live about one hour from St. Louis or three from Sprinfield Il. but I will take her anywhere.

Tami--I'm very sorry to hear this difficult and sad dx for your daughter. On the plus side, as long as your daughter worked and paid into the SS system prior to her injury, she'll be entitled to her benefits, know as Social Security Disability Income. These benefits become effective five months following injury. I would imagine the hospital social worker has already assisted your daughter in making application for both SSDI and/or SSI? Sadly though, SSDI is only the income portion of benefits. Her medical (Medicare), requires a TWO year waiting period, that does not start until after her five month SSDI period ends. Your daughter should discuss her situation with the a social worker to see if she fits the income guidelines for MEDICAID--a medical insurance program for low income individuals.

Originally Posted by Tami

My daughter hasn't recieved her soc. sec. and has no income she is 25 with no children. The Dr. did an MRI and said she had a Syrnex and had to get it fixed, and when we called her surgeon and said she had no insurance or job they said that was a problem.

I don't know what to do, she is waiting for her hearing date for soc. sec. and her mood is very low.
She has had a cold and coughing isn't helping he problem and I am very worried.
I want to scream at the system!
If anyone knows where we can go, please let me know, we live about one hour from St. Louis or three from Sprinfield Il. but I will take her anywhere.

There is also a SSDI program for adults who have been disabled since childhood (before age 23), who's mother or father have died but worked long enough to receive SS benefits before their death. They call it an "adult child disability benefit program".

This is what I am on, because I was diagnosed with HSP before I turned 23 and my Dad died in 2000 from lung cancer. I had no idea this program existed until last year, when I got my award letter from SSI and it talked about that program at the bottom of the letter.

Tami , you would think she can get medicad instead. untill my SS kicked in , about 6 months later , i got medicad and it covered everything. i had med insurance when i was hurt. the hospital people told me to cancel it. they wanted medicad to pay for every thing.

I am a Community Work Incentive Coordinator (a CWIC), trained by Social Security on the work incentives available through SSA for indivudals on SSDI and SSI. Basically, I am trained to educate indivudals on the impact of work on their federal, state and local benefits (state and local specific to NH).

I would be glad to help you with SSDI questions (at least general). If I can not help, I should be able to refer to a specific person who can.