Workers' Comp

Every business with employees should carry workers’ compensation insurance (workers’ comp)—in fact, almost every state requires it. But not every insurance policy and agency is created equal when it comes to coverage, prices, and service.

What Is Workers' Comp?

Workers’ comp is designed to provide important protect to both employers and employees. It assures workers who are injured or become ill while on the job receive medical care and compensation for a portion of the income they lose while they are unable to work. It also protects employers from lawsuits by workers injured while working.

Coverage

Coverage for employees can include medical costs, a portion of lost wages, and services needed to help them recover and return to work. These benefits are received regardless of who was at fault in the accident. If a worker is killed while on the job, workers' comp provides death benefits for the employee’s dependents.

Coverage for businesses includes protection from legal action on behalf of injured employees.

The Difference with Elite

We know this can seem like a daunting and complex requirement for small, local businesses. But it doesn’t have to be.

We can help you understand aspects like:

What your state workers’ comp requirements are

What injuries, treatments, and benefits are covered per policy

How premiums are set

Your obligations as employer

Assigned risk plans or pools

Second injury funds

We know that every minute of lost productivity hurts your business, so we take pride in working quickly and efficiently to close claims faster.

Go ahead and leave us a message below and we'll be sure to get back to you with a quote for workers comp insurance.