Travel Insurance

Whether you're exploring new destinations or returning to a favourite vacation spot, protect yourself. After all, the cost of travel insurance is minimal compared to the risk of being faced with a medical emergency expense while away from home.

1) This insurance is subject to a maximum of $20,000 if you do not have valid government health insurance plan coverage.

2) Please see policy for limits on the transportation container, cremation and burial at location.

3) Benefit is emergency dental expenses to repair or replace natural or permanently attached artificial teeth incurred during the trip and up to a maximum of $1,500 for continued necessary treatment after returning to Canada.

You are on: Non-Medical Package

Non-Medical Package

This package is ideal if you are travelling outside Canada and you do not need Emergency Medical insurance.

1) The maximum for any one item or set of items is $500. The maximum sum insured per person or per family does not exceed $2,000 in total under any policy or combination of policies issued by us.

2) This insurance is available while en route and before returning to your departure point.

3) You are entitled to a maximum of the largest amount specified for one of these benefits.

You are on: Cancellation & Interruption Insurance

Trip Cancellation & Interruption Insurance

Trip Cancellation & Interruption Insurance helps to protect you from the costs that arise when a sickness, an injury or another unexpected covered risk causes you to cancel your trip or disrupt your travel plans.

1) This insurance is subject to a maximum of $20,000 if you do not have valid government health insurance plan coverage.

2) The maximum for any one item or set of items is $500. The maximum sum insured per person or per family does not exceed $2,000 in total under any policy or combination of policies issued by us.

3) This insurance is available while en route and before returning to your departure point.

4) You are entitled to a maximum of the largest amount specified for one of these benefits.

5) If you are over the age of 74, we urge you to complete the health questions in order to obtain the most comprehensive emergency medical coverage possible. Should you be under age 85 and choose not to complete the health questions, you would be travelling without any coverage for your pre-existing condition(s). If you are over the age of 84, you must complete the health questions in order to obtain coverage. Please note that you are required to complete the health questions in order to obtain multi-trip annual coverage.

You are on: TravelCare Medical

TravelCare® Medical

This plan provides unlimited protection against eligible emergency medical expenses for travellers 65 years of age or older(1). It’s an excellent choice for those who are travelling outside their home province or territory and don't need to purchase the additional coverages provided by one of our travel insurance packages.

Benefit

Maximum Sums Available

Emergency medical and other benefits

Unlimited(1)

Health Questionnaire

Answering a few health questions is required (stable pre-existing conditions may be covered depending on the TravelCare Category for which you qualify)

Return trip destination

One-way economy airfare

Subsistence allowance

$1,750

Repatriation of remains

Unlimited transportation to province or territory of residence

$5,000 for preparation of remains

$5,000 for cremation or burial at location where death occurred

Bedside companion's travel to bedside

Economy airfare and $500 subsistence allowance

Emergency medical evacuation/Return to your province or territory of residence

One-way economy airfare, or stretcher, or qualified medical attendant or air ambulance

Emergency dental treatment

$300

Accidental Blow to the Face

Emergency dental expenses during trip up to a maximum of $1,500 to continue necessary treatment within 180 days after your return to Canada

1) This insurance is subject to a maximum of $20,000 if you do not have valid government health insurance plan coverage.

You are on: Other Coverages

Other Coverages

Visitors to Canada Plan

A unique plan for visiting friends or family members (84 years of age and younger), new immigrants waiting for government health insurance plan coverage, visitors travelling on a work permit or student visa, or Canadians not eligible for government health insurance plan coverage. There are three plan options with varying benefits of Emergency Medical Insurance and Travel Accident Insurance:

Package Upgrade

If you are purchasing a Deluxe Package, Non-Medical Package or Travel within Canada Package and want even more coverage, you can purchase this rider, which provides additional coverage for special events and a range of enhanced benefits.

Benefit

Description

Transportation on Same Class Ticket Benefit

This covers the transportation benefits for the same class transportation instead of economy class.

If delayed beyond the scheduled return date, this insurance covers up to $100 for entertainment expenses to attend a ticketed event, such as a musical show, theatrical play or sports game.

Special Event Benefit

This insurance covers you if you are planning to attend a scheduled event such as a wedding, sporting event or conference, and your departure is delayed. It will cover up to $600 for additional transportation costs of an alternate route, on a scheduled carrier, to the planned destination so you can arrive on time.