Withdraw requests are limited to one per month. A second request will be granted only in a case of emergency. In the event of excessive withdraws, a review will be done to determine the nature of the withdrawls and a final notice will be given to the member, in writing or verbal, if the withdrawals are not warranted. If additional withdrawal requests continue, the member's payroll deduction into their shares will be canceled.

Note: Same day check requests must be submitted no later than 2 hours prior to closing.

Christmas Clubs: Interest will be calculated at time of check distribution(November 1). Early withdrawal will forfeit all interest earned.

Loan Type

Term

APR*

Notes

New Vehicle

36 Months

2.0%

$50,000 maximum

48 Months

2.5%

New Car Special Rate Offer

60 Months

2.9%

New Car Special Rate Offer

72 Months

3.5%

New Car Special Rate Offer

HAVE GOOD CREDIT

WE MATCH OR BEAT

DEALERS RATE

CALL US

DEMO

36 Months

3.0%

2017-2019 $50,000 maximum

48 Months

3.5%

Under 15,000 miles

60 Months

4.0%

72 Months

4.5%

Used Vehicles

24 Months

3.5%

2014 - 2019 $40,000 maximum

36 Months

4.0%

48 Months

4.5%

60 Months

5.0%

Used Vehicles

24 Months

4.0%

2011-2013 $30,000 maximum

36 Months

4.5%

48 Months

5.0%

60 Months

5.5%

CALL FOR OLDER VEHICLES

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LOAN SPECIAL

12 Months

4.0%

$1,000 max. - Payroll Deduction

LOAN SPECIAL

12 Months

5.0%

$1,000 max. - Monthly Payments

Fully Covered Shares

12-24 Months

2.0%

Using Members Shares

Fully Covered Shares

36 Months

2.5%

Using Members Shares

Fully Covered Shares

48 Months

3.0%

Using Member Shares

Fully Covered Shares

60 Months

3.5%

Using Member Shares

Signature Loan

12 Months

9.00%

$5,000 maximum

24 Months

10.00%

36 Months

11.00%

48 Months

12.00%

Effective Date: 1/1/2019

Visa Credit Card current rate: 12.99%

*APR = Annual Percentage Rate

All loan requests are subject to review and approval of the Credit Committee.All rates are subject to change.

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