Standard ErrorsLong-term disability plans: Method of benefit payment

Table 29. Standard errors for long-term disability plans: Method of benefitpayment, State and local government workers, National CompensationSurvey, March 2012

Characteristics

Fixedpercent ofannualearnings

Percentvaries byannualearnings

Flat dollaramounts

Other

All workers

1.3

1.1

0.3

0.4

Worker characteristics

Management, professional, and related

1.4

1.2

0.5

0.6

Professional and related

1.5

1.1

0.5

0.6

Teachers

1.3

0.7

0.8

0.8

Primary, secondary, and special education school teachers

1.5

–

1.0

–

Service

1.8

1.6

–

–

Protective service

2.4

2.3

–

–

Sales and office

1.6

1.5

–

–

Office and administrative support

1.7

1.6

–

–

Natural resources, construction, and maintenance

1.2

–

–

–

Production, transportation, and material moving

2.5

–

–

–

Full time

1.2

1.1

0.3

0.4

Part time

3.2

–

–

–

Union

1.5

1.0

–

–

Nonunion

1.5

1.4

–

–

Average wage within the following categories:1

Lowest 25 percent

1.6

1.6

–

–

Lowest 10 percent

2.2

–

–

–

Second 25 percent

1.5

1.4

–

–

Third 25 percent

1.9

1.8

–

–

Highest 25 percent

1.2

0.7

0.6

0.8

Highest 10 percent

1.9

–

0.9

–

Establishment characteristics

Service-providing industries

1.3

1.1

0.3

0.4

Education and health services

1.4

1.1

0.4

0.6

Educational services

1.4

1.0

0.5

0.7

Elementary and secondary schools

1.3

–

0.7

–

Junior colleges, colleges, and universities

4.3

–

–

–

Healthcare and social assistance

3.2

–

–

–

Hospitals

3.8

–

–

–

Public administration

2.4

2.3

–

–

1 to 99 workers

2.2

2.0

1.3

–

1 to 49 workers

4.2

–

2.2

–

50 to 99 workers

2.8

–

–

–

100 workers or more

1.3

1.2

0.3

0.5

100 to 499 workers

1.9

1.7

–

–

500 workers or more

1.7

1.5

–

–

State government

4.1

–

0.5

–

Local government

0.8

0.5

–

–

Geographic areas

New England

0.0

–

–

–

Middle Atlantic

2.2

–

–

–

East North Central

4.7

–

–

–

West North Central

2.4

–

–

–

South Atlantic

1.2

–

–

–

East South Central

10.5

–

–

–

West South Central

0.0

–

–

–

Mountain

1.6

–

–

–

Pacific

3.1

–

1.1

–

1The categories are based on the average wage foreach occupation surveyed, which may include workerswith earnings both above and below the threshold. Theaverage wages are based on the estimates published inthe "National Compensation Survey: OccupationalEarnings in the United States, 2010." See TechnicalNote for more&nb
sp;details.

NOTE: Dash indicates no workers in this category ordata did not meet publication criteria. For definitions ofmajor plans, key provisions, and related terms, see the"Glossary of Employee Benefit Terms" atwww.bls.gov/ncs/ebs/glossary20112012.htm.