银行与金融服务业

行业概述

Financial services are economic services provided by the finance industry to individuals, businesses, nonprofits and governmental agencies encompassing a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds and some government-sponsored enterprises. The market in financial services is not only a powerful economic force, but can also be considered as a driver of other industries’ success, standards, and operations. Financial services are not only limited to the field of deposit-taking, loan and investment services (banking), but are also present in the fields of insurance, estate, trust and agency services, securities, and all forms of financial or market intermediation including the distribution of financial products.