• Remember when Bank of Canada Governor Mark Carney was issuing weekly warnings about impending interest rate hikes? Well, events have conspired to foil his plans. We’re now looking at 1% interest rates for another quarter, and possibly well into 2012.

• Absent a major terrorist attack, natural disaster or war, what’s the biggest threat to the markets? The answer may have a habit of emailing you in ALL CAPS.

• If you didn’t get the memo yet, coupons are now cool. They’re even cooler if you get them on your phone. Here’s how to do it.