Mortgage

Share-Secured Loan

Certificate- Secured Loan

Certificate Loan Rates

Term

APR*

Estimated Monthly Payment/Per $10,000

60 months

3.00% Above Certificate Rate

179.71

*APR = Annual Percentage Rate. Rates are based on an evaluation of credit history, so your rate may differ. The APR* shown above reflect the current minimum APR offered. The APR may be adjusted based on individual credit standing, term, loan-to-value, debt-to-income ratio and aggregate credit score. Discount APR. 0.25% discount if you have a IFCU checking account, direct deposit (minimum of $500 monthly), e-statements and a VISA Debit Card.

^Loan rates are determined based on the dividend rate for the securing account. These funds pledged as collateral for the loans must remain at the same balance as the loan.

The Home Equity Line of Credit is a variable rate loan. HELOC loans are available to owners of single family, townhouses and condominiums except for FL, TX, NM, OK and ND. For single family homes/townhouses, borrow up to 90% (80% for condominiums) of current appraised value minus any first mortgage balance. Property insurance is required. Flood insurance may be required.

Fixed Rate Home Equity Loans are available in all states except FL and TX.

Deposit Account Rates

Monthly Rates

The following dividends are effective May 1, 2019. All deposit accounts are variable rate and are subject to change at any time. Fees may reduce the earnings. A fee may be imposed for early withdrawal. We also have special accounts for Young Adults. For updated information, inquire at any branch office or contact 800.914.8619.

Quarterly Rates

Savings account dividend rates are declared at the end of each quarter for the previous quarter. The following dividends will be declared for April 1 through June 30, 2019. All deposit accounts, with the exception of certificates, are variable rate accounts where rates are subject to change at any time. Fees may reduce the earnings. A penalty may be imposed for early withdrawal. We also have special accounts for Young Adults. For updated information, inquire at any branch office or contact 800.914.8619.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

You have until March 8th to cast your vote for the 2019 Interior FCU’s Board of Directors. There are 3 seats up for election. Members can vote online or by phone, 888-496-6398 toll free and follow the prompts.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.

Online Banking

FIRST TIME MEMBERS: Your 8-digit account number will be your initial Username. Your temporary password/Audio Response PIN, were selected at account opening. If you forgot or need to set up your temporary password/Audio Response PIN please dial (800) 914-8619 then press option 1 for automated set-up.

INACTIVE MEMBERS: If you haven't used Online Banking for 6 months, your Online Banking access may be deactivated. If this happens, you may reactivate your account by using your 8-digit account number as your Username and your Audio Response PIN Code as your Password.

If you can't remember your audio response PIN Code or are having trouble, please call a Member Service Representative at (800)914-8619, press 7 then 3, between 9:00 a.m. and 4:00 p.m. EST.