Borrowers can select the loans they would like to refinance or consolidate, So Fi pays them off, and then borrowers pay off a new loan issued from So Fi.

So Fi aims to help undergraduate and graduate borrowers lower their monthly payments and obtain lower interest rates.

7 out of 10 ﻿﻿﻿graduates are now graduating with some form of student loan debt.

With an average balance of $28,000, student debt is a big part of the average college graduate's life.

There are no penalties for paying off your debt early but borrowers are expected to make payments on a monthly basis.

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We hope after you are done you can make the best choice to refinance your student debt with. Today, there are a number of new private consolidation companies looking to help borrowers improve their financial health.

Our favorite, So Fi, aka Social Finance, has quickly positioned itself as the top student debt refinance lender on the market.

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At Lend EDU, we help borrowers compare the top student loan companies in one place.