WHAT DOES CIB MARINE BANCSHARES, INC.
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income

Account balances and transaction history

Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CIB Marine Bancshares, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

Does CIB Marine Bancshares, Inc. share?

Can you limit this sharing?

For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus

Yes

No

For our marketing purposes –
To offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes –
Information about your transactions and experiences

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does CIB Marine Bancshares, Inc. collect my personal information?

We collect your personal information, for example, when you

Open an account or apply for a loan

Make deposits or withdrawals from your account

Pay your bills or use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.