Asked chase about switching freedom from Visa to MC...

I sent a secure message asking about switching from Visa to MC, and got a response that it would have to be escilated, then never heard anything back...

I gave the reason that my Son's school lunch program only uses MC, and would like to use my Freedom card for that.

Figured I'd get the wait 1 year that other have got.

It's been a couple weeks, kind of forgot about it, even though I haven't heard anything, I log into my account today, and notice where it shows your card, I notice a second card with a different last four numbers underneath, showing the same info/transactions/etc. as the one above that has the last four digits of the one I have in my possession.

Even the rewards site shows two cards now... I wonder if I'll be getting a Freedom MC in the mail soon...

Re: Asked chase about switching freedom from Visa to MC...

Before you app think...Have you done your research of the CC?Does it fit your spending?Do you have a plan for the bonus w/o going into debt?Can you afford the AF?Do you know the cards benefits? Is it worth the HP?

Re: Asked chase about switching freedom from Visa to MC...

Before you app think...Have you done your research of the CC?Does it fit your spending?Do you have a plan for the bonus w/o going into debt?Can you afford the AF?Do you know the cards benefits? Is it worth the HP?

Re: Asked chase about switching freedom from Visa to MC...

I sent a secure message asking about switching from Visa to MC, and got a response that it would have to be escilated, then never heard anything back...

I gave the reason that my Son's school lunch program only uses MC, and would like to use my Freedom card for that.

Figured I'd get the wait 1 year that other have got.

It's been a couple weeks, kind of forgot about it, even though I haven't heard anything, I log into my account today, and notice where it shows your card, I notice a second card with a different last four numbers underneath, showing the same info/transactions/etc. as the one above that has the last four digits of the one I have in my possession.

Even the rewards site shows two cards now... I wonder if I'll be getting a Freedom MC in the mail soon...

They might not have actually switched your account, just added a MC card number to it. Basically, two ways to access the same account, it might actually only even report one number too. It might just take a few weeks to and the VISA number will disappear. I would imagine that you will receive a message in the mail soon.

It is by will alone I set my mind in motion.....Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.Always accept candy from strangers because they have the best candy or from people you know have good candy.

I sent a secure message asking about switching from Visa to MC, and got a response that it would have to be escilated, then never heard anything back...

I gave the reason that my Son's school lunch program only uses MC, and would like to use my Freedom card for that.

Figured I'd get the wait 1 year that other have got.

It's been a couple weeks, kind of forgot about it, even though I haven't heard anything, I log into my account today, and notice where it shows your card, I notice a second card with a different last four numbers underneath, showing the same info/transactions/etc. as the one above that has the last four digits of the one I have in my possession.

Even the rewards site shows two cards now... I wonder if I'll be getting a Freedom MC in the mail soon...

They might not have actually switched your account, just added a MC card number to it. Basically, two ways to access the same account, it might actually only even report one number too. It might just take a few weeks to and the VISA number will disappear. I would imagine that you will receive a message in the mail soon.

The same thing happened when I changed my CSP from Visa to Mastercard. Both show up when I log in and I use both the Visa Signature and World Mastercard without issues. They pull from the same pool of credit and share the same points. Only the Mastercard account number is on my credit report however.

Re: Asked chase about switching freedom from Visa to MC...

The same thing happened when I changed my CSP from Visa to Mastercard. Both show up when I log in and I use both the Visa Signature and World Mastercard without issues. They pull from the same pool of credit and share the same points. Only the Mastercard account number is on my credit report however.

Are you saying that you can now use both cards? Visa Siggy and World MC? And this is not just temporary during the transition period? Kind of cool if this would be permanent until the card expires A two in one card !

Re: Asked chase about switching freedom from Visa to MC...

The same thing happened when I changed my CSP from Visa to Mastercard. Both show up when I log in and I use both the Visa Signature and World Mastercard without issues. They pull from the same pool of credit and share the same points. Only the Mastercard account number is on my credit report however.

Are you saying that you can now use both cards? Visa Siggy and World MC? And this is not just temporary during the transition period? Kind of cool if this would be permanent until the card expires A two in one card !

As of now, yes I can use both and transactions post to both accounts. I'm expecting Chase to remove the Visa at some point, but for the past month I have been able to use the Visa Signature and the World Mastercard. I primarily just use the MC and leave the Visa for giggles. I also doesn't really utilize any Visa Signature/WMC benefits, so I'm not sure if both are available for use or just the Mastercard's.

Re: Asked chase about switching freedom from Visa to MC...

Most likely if both cards stay active, the Visa will still get cut or thrown in a drawer.

I don't even know the difference in benefites between the V and the MC, I just know I can pay for lunch online for my son, and go to Sams Club now.

I would think, though, if both cards are active, you would get the benefits of the network that processed the transaction, depending on which card you used.

Radek7752 wrote:

lg8302ch wrote:

WolfMan wrote:

The same thing happened when I changed my CSP from Visa to Mastercard. Both show up when I log in and I use both the Visa Signature and World Mastercard without issues. They pull from the same pool of credit and share the same points. Only the Mastercard account number is on my credit report however.

Are you saying that you can now use both cards? Visa Siggy and World MC? And this is not just temporary during the transition period? Kind of cool if this would be permanent until the card expires A two in one card !

As of now, yes I can use both and transactions post to both accounts. I'm expecting Chase to remove the Visa at some point, but for the past month I have been able to use the Visa Signature and the World Mastercard. I primarily just use the MC and leave the Visa for giggles. I also doesn't really utilize any Visa Signature/WMC benefits, so I'm not sure if both are available for use or just the Mastercard's.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair
organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or
assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.