See where Steve Mott will be

Hello! Welcome to BetterBuyDesign

...a management advisory firm that leverages the expertise and experience of Steve Mott, a 30-year veteran of the electronic transaction industry

Investment

BetterBuyDesign supports the investment community and coroporations on M&A activities, including confidential introductions, due diligence, and financial business cases. Steve Mott briefs hundreds of investment companies on industry developments, trends, implications, and company assessments.

Business Management

Steve Mott works in a variety of capacities to help organizations strategize, partner, and participate in the fast-changing payments and security arenas, serving in roles from project support to C-level advisory services, and works frequently on Advisory Boards.

Media/Content

Steve Mott writes frequently for Digital Transactions Magazine and n*genuity Journal. He is also quoted frequently in the financial services and retail industry press.

WHO WE ARE

BetterBuyDesign, a payments consultancy, works with clients on strategy development, product research and design, organizational effectiveness and vendor management, technology evaluations, and market assessments. His clients include merchants, banks, processors, networks, technology providers and corporates.

LATEST BLOGS

"Time to Hedge on EMV?"

A growing perception that EMV chipcard deployment in the U.S. is too little too late to address the country's rampant problems with payment fraud and data breaches.

This development raises interest in an alternative approach: Address mag-stripe based problems directly, not obliquely. It's a hedging... Read More

24Nov

"Using Signatures with Chip Cards is the Wrong Move"

Banks give a lot of reasons for providing chip cards that work with signatures, rather than four-digit PIN codes, but none of them are convincing. As pressure mounts on card issuers to offer chip-and-PIN cards, why are so many banks clinging to signatures? It's not for better security; it DOES seem to be motivated by concerns over convenience, capability, and competition--no... Read More

24Nov

"Walmart Launches its Own Mobile Wallet"

The battle over supremacy in mobile payments at POS took another odd turn in early December when Walmart launched its own offering for its own stores. Ostensibly aimed at the underbanked--who also mostly use smartphones--the Walmart wallet uses a Quick Response Code (QR Code)--just like the CurrentC mobile wallet (in testing in Columbus, Ohio) from MCX--of whi... Read More