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Insurance

We liaise with insurance providers to try and find the most appropriate and flexible insurance and healthcare cover to meet the needs of our members.

When contacting brokers, please mention that you are members of the SPA, to ensure you benefit from discounted rates.

We are constantly reviewing providers. However the terms cannot be guaranteed to be the cheapest but cover will be provided through reputable insurers and will in general be competitive. Do carry out your own research to ensure that what is being offered is the most suitable for your own specific requirements.

SPA Secretariat has contact details for companies recommended by members, such as mutual societies.

Private Medical Insurance

Bupa provides health cover, which is available to all retirees and former employees, wives, husbands, partners and any dependant children under the age of 21 (or 24 if in full time education) as members of their policy.

Denplan

SPA has negotiated special corporate rates on dental insurance for members which spreads the cost of regular visits to the dentist and helps with the cost of treatment. Call 0800 838951 and quote Shell Pensioners Association.

It also specialises in high value insurance though its Private Client Division.

Bluefin is a broker, backed by AXA UK plc, while remaining independent in the advice it provides and the insurers it recommends. It has been awarded the Investor in Customers (IIC) three star award for ‘exceptional’ customer service following a survey of 40,000 clients and staff.

You may transfer to HMCA at any age and without a medical examination; there will be no break in protection and there is a 14 day money-back guarantee.

HMCA only offer medical plans to membership groups and can offer up to a 40% discount off the underwriter’s standard rates.This is a comprehensive plan which provides generous cash benefits for surgery and other charges.

Who are HMCA? - HMCA has specialised in providing benefits and services to associations and professional groups since the 1970s. HMCA is authorised and regulated by the Financial Conduct Authority.

For further information and quotations contact HMCA by telephone on 01423 799949 or visit the exclusive HMCA Shell Pensioners Associationwebsite here: www.hmca.co.uk/shellpa

HMCA is authorised and regulated by the Financial Conduct Authority. All underwriters provide cover under the Financial Services Compensation Scheme (FSCS).

Wills

Some Solicitors offer their services free one month a year, usually in November. Donations are invited to Will Aid charities. Suggested donations are £75 for a single and £110 for two. www.willaid.org.uk

PLEASE REMEMBER: If banks or solicitors offer to act as executor, this will usually incur a significant fee when invoked.