All posts in Auto Insurance

You are not doing yourself any favor if you don´t purchase car insurance. All drivers in almost every state in America are legally obligated to have liability coverage. Failure to have car insurance could lead to harsh punishment including imprisonment, community service, driver´s license suspension, vehicle registration suspension, and mandatory SR22 insurance. Hence, it is imperative for you to buy car insurance.

When it comes to purchasing car insurance, you have the benefit of selecting from various different options that offer different coverage types and limits. However, there are primarily only two different ways you can purchase car insurance—you can either buy car insurance online or through an agency. So, which route would be better for you? Technically speaking, there is no right or wrong answer since both the routes have their own benefits and drawbacks. In the end, making the choice all comes down to personal preferences. Do allow us to elucidate to help make your decision easier.Read More

Contrary to popular belief, vehicle fires occur frequently and there are many reports that prove so. According to the National Fire Protection Association (NFPA), every hour in America, there are at least 33 car fires reported to the authorities. Among them, around 18 percent of all reported fires either occur because of a vehicle or occur on a highway or on a road. And, if you believe that your car won´t ever catch fire, you should know that it is always better to be safe than sorry.

The worrying statistics, however, shouldn´t keep you from sleeping soundly at night as the chances of your vehicle spontaneously combusting while you drive around are less. Cars usually don´t blow up like they do frequently in the movies. That doesn´t mean that you should sit around and wait for it to happen because it can happen! Cars can catch fire when there is a problem in either the fuel system or the electrical system of the car. A mechanical failure such as a stuck strap or brake pad could also lead to a fire outbreak simply because of the overheating caused by friction. Therefore, you should be an advocate of safe driving and you need to ensure that you have a comprehensive insurance policy. But, most importantly, you should ensure that your vehicle receives regular maintenance work.Read More