Health insurance benefits are important, but they’re often too costly and cumbersome for employers, and too expensive for employees to afford. The Aetna Affordable Health Choices® product line provides affordable solutions for everyone.

The Aetna Affordable Health Choices® limited benefits insurance plan* is designed to meet the needs of employee groups with:

Newly hired, full-time employees fulfilling a waiting period for other medical plans

Low-income, high turnover, full-time employees

Part-time employees

The Aetna Affordable Health Choices medical coverage features:

Access to Aetna’s PPO Network†

Access to Aetna’s Informed Health Line (IHL)

Optional Employee Assistance Program (EAP)

Optional Wellness Care Benefits

Prescription Drug Benefits†

Supplemental products are also available as optional insurance coverages – products include PPO Dental, Vision Care, Hospital Indemnity Insurance, Short-Term Disability (STD) Insurance and Term Life and Accidental Death Insurance.

How
Aetna Pays for Out-of-Network Benefits
Some of our plans pay for services from providers who are not in our
network. Many of those plans pay for out-of-network services based
on what is called the “reasonable,” “usual and customary” or “prevailing”
charge. Here is how we figure out that charge.

* Except in NY, this plan is filed as a major medical plan that contains an annual benefit maximum and a number of additional coverage limitations and exclusions. In DC, ID, ME, & RI this is not considered a "limited benefits" insurance plan.

† Based on plan design.
Insurance plans are underwritten by Aetna Life Insurance Company (Aetna) and administered by Strategic Resource Company (SRC).