Real life doesn’t always tick all the boxes, so why should your mortgage application have to?

At Kensington, we understand that life can be complicated and this can make it harder for some people to secure a mortgage. So all of our lending decisions are made by experienced underwriters who will assess your application on its own merits and, if it fits our criteria, we will always try to lend.

We have been doing this for more than 20 years, helping hundreds of thousands of customers to buy their own home, and we recognise the importance of profession advice in making one of the most important decisions of your life. Which is why we only work with regulated mortgage advisers who will work with you to understand your circumstances and requirements to help you secure the mortgage you need to buy the home you want.