This isn't exactly explained but if this is the case, then this is very well priced!

This was what I assumed as well looking at their products.

I wasn't going to go for the 12 pulls: I don't need that many, but I do need a few and knowing my EX report and score is important to me at least as pretty much all the prime lenders in my area pull it. Of course all the caveats apply, even a EX FICO Risk 2 isn't necessarily the score a lender will use from Experian.

I don't think this is a worthwhile investment for everyone, if my credit were gold-plated than some monitoring service vis a vis USAA and to hell with the score would be more than sufficient (and I personally probably don't really need that anyway); however, for those of us trying to get a handle on certain breakpoints leading up to a mortgage, this new site really is exceptional. It may not be as pretty as the reports that myfico prints out, but I'm just fine with an oldschool ASCII text report and a score even.

I'll probably run the numbers more fully later, but I figure if I can get this new service for roughly $30-35 per tri-pull over roughly 3-4 pulls per year, I come out ahead... and that's even against just the $20 dollar report / score for EQ from here as I mostly discount TU as irrelevant in my situation until mortgage time.

Re: New Credit Score Website

whodatnation2 wrote:

I just noticed that on its website it says coming live on Feb. 13th.

Yeah, looks like the site has come along a ways since I last looked at it a few weeks ago. Still trying to figure out the pricing structure. It looks like you have to pay a set-up fee for any of the plans, and that is separate from the plan(s) pricing, but appears to be divided into installments? It is fairly pricey until you break it down, but WOW.....still can't hardly believe they are offering all 3 FICO scores. It's been a long time since that has been available. I can barely remember when it was available from MyFico way back when. I was looking for the versions they will pull, but it doesn't seem to be there. I think someone either posted it here or it was on the site, can't remember......but wasn't it EX v.2, TU04, and EQ Beacon? Maybe someone" on here knows. I'm going to be a charter member it looks like. Another thing I can't quite figure out is if you get to see your full report or not.....some of the plans look like you only get to see the "score" only, and another only analyzes the score to tell you where you need to improve.

Re: New Credit Score Website

LS2982 wrote:

It's got my attention.

Why is it that myFICO cant get EX FICO scores but these guys apparently can??

That is a very good question. I finally cancelled my Quarterly monitoring service after all my baddies dropped from TU, didn't see the value in keeping up with a TU 98 score since my CU only uses EQ, and when I get ready for a new mortgage I will probably most likely get a TU04 pulled. I keep my Scorewatch, but thinking about dropping it because I have to spend extra $ to get my report pulled. I already use Truecredit to keep up with my TU report, and they give me all 3 pulls once a month....and yes the scores are useless, and a bit entertaining if nothing else. I think MyFico really needs to step up and get more competitive. If someone else can get over the EX hurdle, more power to them. I'm patiently awaiting the new site to come online. I'll bet I'm not the only one by a long shot.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.