Howard Beales is an Associate Professor in the Department of Strategic Management and Public Policy at George Washington University. He also served as the Director of the Bureau of Consumer Protection at the Federal Trade Commission. Thomas Lenard, President & Senior Fellow, Technology Policy Institute, is the author of numerous articles on privacy and e-commerce and is co-author of the recent study, "In Defense of Data: Information and the Costs of Privacy." Jules Polonetsky is Co-Chair & Director of Future of Privacy Forum and previously served as Chief Privacy Officer at both AOL and DoubleClick. Mark Adams is a PFF Visiting Fellow and economist previously affiliated with the Mercatus Center at George Mason University. The event will be moderated by Berin Szoka, PFF Fellow and Director of PFF's Center for Internet Freedom.