I suggest you...
The Challenges:
New startups fail due to lack of physical resources, lack of financial resources, and lack of knowledge/training/education.
The Opportunities:
1.) Maker Fairs and "Hackerspaces", TechShop for example, are growing in popularity and people pay to attend them.
2.) A large infrastructure of Vo-Tech and community colleges exist across this country.
3.) A student loan system is already in place.
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Create national events where both startups and investors can have booths like a trade show. This way investors can seek out great new companies and startups can get access to funding partners. 90% of great companies that do not get funding is not because of the idea, but it is because of lack of the correct exposure to the right investors.

I suggest you have the SEC allow regulation-exempt public stock offerings when the maximum individual investment is less than or equal to $100.00: http://crowdfundinglaw.com/. This would allow any entrepreneur to do a public offering for tiny investments, aka “crowdfunding”. Of course, this group of investors would then meet the prior existing relationship for other regulated private offers.

I suggest that SBA looking into finding support (guarantees, arrangements with banks) to support royalty funds for small businesses (in rural and inner cities) that have not got the growth of gazelles that would support venture capital and are not big enough to support debt or mezzanine. Royalty funds are an emerging "near equity" instrument that is being put to good and effective use in places like NH (www.vestedforgrowth.com)
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Voting on Ideas

Time is money for start-ups too...perhaps more so given the higher costs of capital and reduced resources and business infrastructure! The SBA can assist in streamlining and bundling of selected critical processes across Federal agencies to enable entrepreneurs to form new legal entities, hire resources and generate revenue faster. In addition to streamlining, the SBA could assist multiple agencies in being more proactive
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