Peter Cosgrove, Upstate New York regional president for First Niagara Bank announced the results of a survey of business leaders statewide on what they expect for the upstate economy in 2013, Tuesday morning, Jan. 8, 2013, during a press conference at the First Niagara Bank in Loudonville, N.Y. The survey was done in conjunction with the Siena College Research Institute. (Skip Dickstein/Times Union)

Peter Cosgrove, Upstate New York regional president for First...

Don Levy of the Siena College Research Institute announced the results of a survey of business leaders statewide on what they expect for the upstate economy in 2013, Tuesday morning, Jan. 8, 2013, during a press conference at the First Niagara Bank in Loudonville, N.Y. The survey was done in conjunction with First Niagara Bank. (Skip Dickstein/Times Union)

Don Levy of the Siena College Research Institute announced the...

Peter Cosgrove, Upstate New York regional president for First Niagara Bank announced the results of a survey of business leaders statewide on what they expect for the upstate economy in 2013, Tuesday morning, Jan. 8, 2013, during a press conference at the First Niagara Bank in Loudonville, N.Y. The survey was done in conjunction with the Siena College Research Institute. (Skip Dickstein/Times Union)