Universal RatesComposite rates available regardless of demographics,
industry or location.

Assignment of Benefits
Benefits for doctors' office visits and in patient hospital
stays can be assigned to the provider or paid directly to
the insured.

Easy to Understand and Use
ALTA plan designs clearly outline the benefits payable
for services rendered. Flexibility and simplicity is the
key to customer satisfaction.

Friendly, Convenient Customer Service
Dedicated Account Customer Service Representatives are available
to assist in benefit enrollment, finding network providers,
and helping solve claim issues. In addition, Spanish-speaking
customer service representatives are available.

Access to National PPO Network
While the insured can go to the provider of their choice,
a national preferred provider network is included that offers
discounted services. Locating a provider is quick and simple.