The point: Yes, your own bad investing behaviour costs you, but your advisor’s bad investing behaviour has the potential to cost you a lot more. First off: I’m not a portfolio manager or an investment advisor (or adviser, for what it’s worth). I was...

The point: management expense ratios do a poor job of communicating the price you’re paying for a mutual fund and the value you’re getting in return. This is the second of a two-part rant, and you can find the first part here. If you walked into the...

The point: When you buy mutual funds from the bank, or an advisor, or through your employee plan, how do you know if you’re getting what you’re paying for? I’m not a fortune teller, but I can probably guess what mutual funds you hold in your RRSPs....