No matter what type of insurance you are considering, whether it be health insurance or fire insurance or even flood insurance, you should always follow the same general rule and that is to pick the coverage that suits your situation best. The same is true when picking Van Insurance also.

Further explanation, the people whose greed would be bailed out, Corporate America, would be bailed out. So the money was given to the thieves. In what system does anyone learn not to do the right thing, and you will be rewarded? I personally would have rather the people who did wrong end up homeless, or lose their jobs.

Sue -My dad sells insurance. The people who buy it don't know for sure they will need it. They don't want to get sick or die. But they buy insurance to protect their families just in case. That way if something bad happens, they'll be protected. So just in case global warming does hurt our earth, we need to protect ourselves ahead of time. It's like Flood Insurance.

How about you? What natural disasters could cause your problems? Have you taken even the smallest steps to prepare? If and how you survive depends on these answers. I have to tell you, I've been in more than one. I've been in a major flood, a large tornado, ice storms, a blizzard and Northridge. I don't want to do any of them again. However, for most, we were ready.

Phil - Remember the air movement is what ends up as our weather. Hurricanes begin off the coast of Africa and then go to the Caribbean. Our earth has one big atmosphere. The air circulate all over the world.

So then, don't be fooled by asking "How much house can I afford?". The real truth is that none of us can afford to lose our home. Use your hard earned income judiciously, be reasonable and anticipate unforeseen expenses. Then, you can be reasonably confident that you will not lose your new home, but instead will be able to truly enjoy it, because you asked the right question.

Compare home insurance quotes today and save

​Davidson Calfee is the Owner and President of Operations, overseeing overall portfolio management, agency relations and new business generation. He has a natural ability to manage complex situations and achieve outstanding results for his clients.

Calfee is constantly looking for ways to improve professionally and has worked diligently to revamp his team’s handling of the needs and expectations of his clients.

Calfee specializes in developing, designing and implementing complex property catastrophe insurance programs for his clients. His market knowledge and client service skills have made Calfee a sought-after property resource for Massachusetts coastal residents.

Author

This blog is intended to promote local events, businesses & non-profit organizations through out our network.

Our mission is to promote our clients and help them connect AND build longstanding relationships with members of the local community.

The Arthur D. Calfee Insurance Agency, Inc., is a 2nd generation, family run insurance agency with offices located in Falmouth & North Falmouth, Cape Cod, MA. Arthur began the business in 1980 out of his house, then soon grew to serving over 3,000 people in the area. The agency can offer various competitive Car, Home, Business, Disability & Life Insurance policies. Over the years, the agency has built strong relationships with various insurance companies to offer the most competitive policies in the region. They work with such companies as Arbella, Safety, Encompass, UPC, Plymouth Rock, Travelers, Preferred Mutual, CNA, Lloyds of London, Scottsdale, Lexington, & MPIUA just to name a few.

Davidson Calfee, President of Calfee Insurance grew up in the insurance business by working part-time in the family business.

After college, Davidson completed his Marketing Management Training Program at the Isle of Capri Casino Resort & Hotel located along the Gulf Coast in Biloxi, Mississippi. Then Davidson learned more about the insurance industry when Hurricane Katrina hit the Gulf Coast in September, 2005.

Learning from his past experiences with natural catastrophes, Davidson grew a natural passion to help his home town Cape Cod residents understand insurance and it's complexities.

Arthur D. Calfee Insurance Agency, Inc. is a friendly local insurance agency proudly offering Massachusetts, Cape Cod and the Islands. A-Excellent AM Best rating, A+ Excellent by the BBBUsing innovative thinking, cutting-edge tools and expert resources at national and local levels, we deliver the best possible outcome on every policy we manage. Need Home Insurance? Easy, Fast, & Secure Home Insurance. Get Free Quotes 100% Online Now! Available 24/7. Affordable Rates. Cover Your Biggest Investments. Get a homeowners insurance quote, find coverage options. We'll help you understand and customize the right home insurance coverage for you.

​Home is where your heart is—along with a healthy chunk of your net worth. Get started today with a free homeowner's quote.

​Please note: The above is meant as general information to help you understand the different aspects of insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features on this page are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.