Do I get a refund if I paid for the bank introduction, but the bank turned me down?

Generally - no. The bank account introduction fee does not guarantee a successful opening of the offshore bank account.

The success of an offshore bank account opening primarily depends on the particulars of the beneficial owner and his actual business background. This rests with the information provided by the client himself, not by us. In essence, the bank will attempt to determine how '"safe" and "valuable" the potential client is for the bank, is it worth having as a client or is it only going to be trouble? On these considerations, banks do sometimes reject new clients. Prior to bank introduction, the best we can do is provide an "educated guess" to the client, estimating the potential success or failure from similar earlier applications. But the end decision will also rest with the bankers!