After 9 years of not having a credit card, I decided I was ready to take that level of adulting on again. I told Rob that I wanted a card that gave me cash back and that looked pretty and impressive coming out of my wallet (hello, black Amex!). After a couple hours of research he had found a card for me through Chase with no annual fee, 1% cash back on regular purchases, 3% cash back at restaurants and bars (which is where I typically use my personal credit card) and no annual fee. Having no annual fee was particularly important because I’m not going to spend enough on this card for the cash back to cover an annual fee. The only cons to this otherwise perfectly matched card is that it is not very pretty (maroon, silver and generic) and it’s an AARP branded card. Little did we know before this search, but you don’t have to be a member of AARP or even be 65+ years of age to get an AARP branded card. And really this was less of a negative to me as it was just plain funny.

Despite the card not being the beaut I was hoping for, it hit the rest of my must-haves. No one outside of family and friends have commented on the AARP branding, but I am excited for the day when a server takes the card and does a double take trying to figure out if I really do look this good at 65+!