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The friendly atmosphere and welcoming spirit at Crossroads Bank helps make each interaction pleasant. We are here to serve you – our valued customers. The staff is dedicated and passionate about the future of the bank, as well as the financial well-being of all those who bank with us. The Board of Directors is extremely valuable to the growth and success of Crossroads Bank. They understand the importance of having a competitive edge and they embrace the accelerating changes in today’s technology. Crossroads Bank offers excellent services and products for everyone. We cover lending options for commercial, mortgage, and Read more [...]

First National Bank of Waterloo – Effingham Banking Center is one of 10 locations throughout Central and Southern Illinois. Since 1912, First National Bank of Waterloo has been a lending leader in many communities. Our team of banking experts helps businesses flourish and residents’ dreams come true through our many lending solutions. As a community bank, that’s our goal, and our customer-focused approach has set a standard for banking in the areas we serve. Our Effingham Banking Center is located at 210 East Fayette in Effingham. You can contact the bank by calling 217.342.3200 or visit us online at fnbwaterloo.com. Read more [...]

Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. Established in 1881, Midland States Bank is a well capitalized community bank taking pride in maintaining strong relationships with its customers and is committed to serving the financial needs of its communities. Midland provides a full range of commercial and consumer banking products and services, merchant credit card services, trust and investment management, insurance and financial planning services. In addition, commercial equipment leasing services are provided through Heartland Business Credit, and multi-family and healthcare facility FHA financing Read more [...]

Associate Dieterich Investment Centers was established February 2014. It began with one location inside Dieterich Bank’s Effingham Branch. The addition of this comprehensive investment program allows residents of Effingham and surrounding communities to have access to an array of financial services and products including: Financial Planning, Estate Planning, Retirement Planning, College Education, Savings Plans, Portfolio Reviews, Traditional and Roth IRAs, IRA Rollovers, 401k and Retirement Plan Rollovers, Employee Retirement Accounts, Mutual Funds, Stocks and Bonds, Fixed and Variable Annuities, Life and Disability Insurance, and Long Term Care Insurance. The second location of Dieterich Investment Centers was opened in DB’s Red Read more [...]

The mission of Washington Savings Bank is to be a financially strong, progressive bank, serving our customers by providing quality, professional and innovative products and services they need and want, in a safe, sound manner with a friendly touch. Today Washington Savings Bank is the second oldest bank and largest home lender in Effingham County with 3 locations. Still true to our original charter, we earn your trust the old-fashioned way … through our personal service backed by financial strength. As a member of The Federal Deposit Insurance Corporation (FDIC), you can have peace-of-mind knowing that your deposits Read more [...]