How Start-up Capital Works

Every bank and every banker will have a slightly different idea of what to look for when deciding whether or not to lend you money. They will all, of course, look at your financial projections and credit history, but their perception of your character is also a very critical factor. It may take many visits to many banks and many different bankers to actually find one that will take a chance on your business. So, don't give up too soon!

When you start the process of visiting banks, do the following:

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Call first to make an appointment.

Dress for success.

Have a well-prepared business plan and all financial documents with you.