Privacy Policy

FACTS

WHAT DOES SUMNER BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income

Acount balances and payment history

Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Sumner Bank & Trust chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does SB&T share?

Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes - information about your transactions and experiences

Call the Bank's main office - toll-free at 866-345-8877, visit the Bank's
website at www.sumnerbankandtrust.com or email customerservice@sumnerbankandtrust.com

Who we are

Who is providing this notice?

Sumner Bank & Trust

What we do

How does Sumner Bank & Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Sumner Bank & Trust collect my personal information?

We collect your personal information, for example, when you

Open an account or deposit money

Pay your bills or apply for a loan

Use your debit card

We also collect your personal information from others, such as credit bureaus, affliates, or other companies.

Why can’t I limit all sharing

Federal law gives you the right to limit only:

sharing for affiliates’ everyday business purposes-information about your creditworthiness

affiliates from using your information to market to you

sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Sumner Bank & Trust has no affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Sumner Bank & Trust does not share with non-affiliates so they can market to you

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.