5 Essential Tips for investing in buy-to-let

Buy-to-let is one of the most common strategies among first-time property investment offering both a steady cashflow and the opportunity to benefit from capital gains.

Every property investor should know how this type of investment works, so I’ve put together this quick list to share with you 5 essential tips we go by at Premier Property for a successful buy-to-let investment.

Buy-to-let is one of the most common
strategies among first-time property investment offering both a steady cashflow
and the opportunity to benefit from capital gains.

Every property investor should know
how this type of investment works, so I’ve put together this quick list to
share with you 5 essential tips we go by at Premier Property for a successful
buy-to-let investment.

Why invest in student property?

1. Choose a promising area to invest

Finding the right area to invest in is one of the most important steps in any property investment, and buy-to-let is no exception.

You always want to invest in areas with rising house prices to ensure you benefit from capital appreciation, but with a buy-to-let investment the bulk of your returns will be in the form of rent, so you need to find an area that appeals to tenants as well as looking good on paper.

These 3 factors have a major impact on appeal to almost every potential tenant:

Strong job market.

Sounds obvious, but your tenants will need somewhere to work. Make sure there are plenty of employers in the area, and think also about the type of jobs available and their location:

What demographic do those jobs appeal to?

What level of income do you expect from that demographic?

Are major employers easily accessible by public transport, or will your tenants need their own car to work there?

​

Public transport.

Public transport is a major concern for just about everyone. It is of course especially vital to the increasing numbers of young people who do not own a car, but can also be a deciding factor for single-vehicle households and families with children not old enough to drive.

Make sure there is a bus service providing easy access to shopping and employment areas, as well as rail links to any major neighbouring commuter destinations.

Local conveniences.

The most obvious part of this is looking for locations with shops within walking distance for basic grocery shopping. While having a full-size supermarket within reach is not always possible, make sure the basics are there as nobody wants to have to get in the car just for a pint of milk.

This is also where you can start to think about your target demographic and any local businesses that might appeal to them. Know the locations of local gyms, bars and parks, or anything else that could add value for your target market.

For example, if you are targeting young families then a school with a good reputation in the vicinity will add a huge amount of value and appeal to your property.

Want to lean more about finding the perfect location for your next property investment? Watch this quick video where I share with you how to find those goldmine areas!

Finding the
right area to invest in is one of the most important steps in any property
investment, and buy-to-let is no exception.

You always
want to invest in areas with rising
house prices to ensure you benefit from capital appreciation, but with a buy-to-let investment the bulk of your returns will be in the
form of rent, so you need to find an area that appeals to tenants as well
as looking good on paper.

These 3
factors have a major impact on appeal to almost every potential tenant:

·Strong job market.

Sounds obvious, but
your tenants will need somewhere to work. Make sure there are plenty of
employers in the area, and think also about the type of jobs available and
their location:

What demographic do those jobs appeal
to?

What level of income do you expect
from that demographic?

Are major employers easily accessible
by public transport, or will your tenants need their own car to work there?

·Public transport.

Public transport is a major concern for just about everyone. It is of
course especially vital to the increasing numbers of young people who do not
own a car, but can also be a deciding factor for single-vehicle households and
families with children not old enough to drive.

Make sure there is a bus service providing easy access to shopping and
employment areas, as well as rail links to any major neighbouring commuter
destinations.

·Local conveniences.

The most obvious
part of this is looking for locations with shops within walking distance for
basic grocery shopping. While having a full-size supermarket within reach is
not always possible, make sure the basics are there as nobody wants to have to
get in the car just for a pint of milk.

This is also where you can start to think about your target demographic
and any local businesses that might appeal to them. Know the locations of local
gyms, bars and parks, or anything else that could add value for your target
market.

For example, if you are targeting young families then a school with a
good reputation in the vicinity will add a huge amount of value and appeal to
your property.

Want to lean more about finding the
perfect location for your next property investment? Watch this quick video
where I share with you how to find those goldmine areas!

So what do you need to do before you’re ready for your first
auction?

The first step is of course to find some properties up for
auction that you are interested in.

Search online for auctions in your area and subscribe to
their mailing lists to get information on the properties they have at each
auction.

Once you have this, you can do all of your usual due
diligence researching the property. Visit the property, get a feel for the
neighbourhood and crunch the numbers to make sure the property will work for
you.

Take additional costs like the auction fees and a 10%
deposit into account, you will need these on the day if you win the
bidding. If there are substantial extra costs from legal fees or auction fees,
adjust your maximum bid to account
for that.

If you
don’t include these in your calculations, you could be in for a nasty surprise
later on!

The guide
price can help here, but bear in mind the guide price may be set low in order
to entice you, or high to drive up the price, so do your own research on its
market value, decide your maximum bid and stick to it!

It may be worth getting the property professionally valued if
you are unsure, and you will have to do this if you will need a mortgage to
buy.

Here
are some quick tips to get you started:

As a growing market with no sign of slowing down, student
accommodation is rife with opportunities for smart investors and can make a
great addition to any portfolio!

Student properties have high
tenancy rates compared to other buy-to-let properties, and it is usually
fairly easy to find tenants each
year.

With returns often between 9%
and 15%, this kind of investment
offers higher returns than other forms of buy-to-let property.

You NEED to be prepared for these!

Look for
these types of property at auction for a great deal:

·Out of
area.

A property in a location far from the auction it is
listed at might not interest a lot of people, reducing the bidding on it.

·Out of character.

If, for example, most of the properties at an auction
are 2 bedroom flats, it is probably safe to assume that is what most of your
fellow bidders are interested in.

Look for properties that are out of character with the
other listings, and you may face less competition at auction.

·Withdrawn
from auction.

There are many reasons why a property might be withdrawn from auction but still be for
sale, for example the seller might have received an offer and cancelled the
listing, but the offer later fell through.

If the property you want is removed the auction
listing, make sure you chase it up and find out why; you might still be able to buy it!

·Guide price
too high.

If you do your research you should be able to tell
when a property’s guide price is overly optimistic. This could put off other bidders and give you a
better chance of acquiring the property, but it could also indicate a high reserve price.

Next, you want to build up some auction experience before you
start bidding for real.

Too many
property investors get carried away at auction and end up making investments
they will never recover!

Attend two or three auctions with no intention to bid, just to observe the proceedings and get
acclimatised to the atmosphere. This is going to help you keep a cool head and
make smart decisions when the time comes to actually bid.

Listen to how the auctioneers run the auction, and ideally
research a few properties beforehand even though you are not bidding. Test your
predictions about how those properties perform at auction, and you will have
better judgement when it comes to getting the property you want at the right
price.

Try to get in conversation with the auctioneers before or
after the auction in order to understand how their auctions usually go, and get
any other useful tips about the auction or the properties that can get from
them.

Looking for
some more quick tips from auctioneers themselves? Watch this video where I talk
to John Stockley of Clive Emson Auctions to get his take on the current market.

Here are
few more factors to think about:

·High degree of development
and management risk. Do your research on everybody involved in the deal, you
aren’t going to have the same level of control that you would have over other
investments.

In many cases, you will pay a steep price upfront, which is in fact being used to subsidise that fantastic-sounding guaranteed income. Once the guaranteed income period ends, many investors find the profits dry up and all that is left is the sinking realisation they have been getting paid with their own money!

Student pods are also exposed to a high degree of development and management risk, so do your research on everybody involved in the deal, and make sure they know what they are doing and have the track record to prove it!

Student pods can be unpopular with money lenders, who also have concerns with the re-sale and long-term tenancy prospects with this type of property, as they don’t have a great deal of appeal outside of the student property market.

Investing in clusters of apartments, particularly those within halls of residence, offers more realistic and reliable returns, but they can be hard to get your hands on as they are usually owned by university institutions. If you spot an opportunity to acquire a property like this, don’t delay!

Now that you have found a property you want and you have
decided to go to auction and bid for it, it’s time to do some last-minute checks:

·Check the
property you are interested in is still for sale.

Some properties may be sold before auction, so call
ahead to confirm and avoid disappointment.

·Bring your
ID.

You will need 2
forms of ID, photo ID like a driver’s license or passport, and a recent
utility bill, will do the job.

·Bring you
solicitor’s details.

You will need to exchange details with the vendor to
start the process of getting a contract written and signed.

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like this, but is there anyway we can avoid people going off of hour site?
Maybe embed the document in someway?

A House in Multiple Occupancy (HMO) means each bedroom in the property is let individually to
tenants, which can give you great rental yields.

In some areas councils are trying to cut back on the number
of HMO licenses they give out, so it pays to look into this before making an
investment!

Retail funds available for HMOs can involve a little risk as
these funds are often based offshore and unregulated, so think carefully about
how to fund your investment. Ask yourself:

Will I be
able to get my money out when I want to?

There are a
lot of changes coming to HMO legislation on October 1st, don’t get
caught out! Archie Maddan and I break down the changes for you in this video:

In many cases, you will pay a steep price upfront, which is in fact being used to subsidise that fantastic-sounding guaranteed income. Once the guaranteed income period ends, many investors find the profits dry up and all that is left is the sinking realisation they have been getting paid with their own money!

Student pods are also exposed to a high degree of development and management risk, so do your research on everybody involved in the deal, and make sure they know what they are doing and have the track record to prove it!

Student pods can be unpopular with money lenders, who also have concerns with the re-sale and long-term tenancy prospects with this type of property, as they don’t have a great deal of appeal outside of the student property market.

Investing in clusters of apartments, particularly those within halls of residence, offers more realistic and reliable returns, but they can be hard to get your hands on as they are usually owned by university institutions. If you spot an opportunity to acquire a property like this, don’t delay!

HMOs

A House in Multiple Occupancy (HMO) means each bedroom in the property is let individually to tenants, giving you much higher rental yield than a comparable to-let property.

You need a license to make your property an HMO. In some areas councils are trying to cut back on the number of HMO licenses they give out, so it pays to look into this before making an investment!

There are retail funds available for this type of student accommodation; however these can involve a little risk as these funds are often based offshore and unregulated, with high charges and poor liquidity sometimes making it difficult to get your money out when you want to.

Thoroughly research the companies involved and make sure you fully understand what you are getting into, get someone to help you with this if you need to!

If you want to get started investing in HMOs, or you already are, don’t miss the Premier Property Club event covering the major legislation changes coming October 1st. You NEED to be prepared for these!

2. Identify a target market

Now that you have found an area to invest in, it is time to think about who will want to live in your area. A lot of the research you have already done on jobs, schools and transport is useful again here, so use that information to narrow down your target market and what kind of property they need.

A young professional might happily live in a studio flat in a convenient location, whereas a family with 2 kids is going to need at least 2 bedrooms, and probably a parking space as well.

Many investors miss this, and it’s a common mistake. You want to make sure your property is right for the area and right for the type of person(s) living there too.

Now that you
have found an area to invest in, it is time to think about who will want to
live in your area. A lot of the research you have already done on jobs, schools
and transport is useful again here, so use that information to narrow down your
target market and what kind of property they need.

A young
professional might happily live in a studio flat in a convenient location,
whereas a family with 2 kids is going to need at least 2 bedrooms, and probably
a parking space as well.

Many investors miss this, and it’s a
common mistake. You want to make sure your property is right for the area and
right for the type of person(s) living there too.

The most important point to remember about the auction is…

Don’t get
carried away!

There is always another auction and another property.

That doesn’t mean you should hesitate forever, but if you
have done your homework and know how much you can spend on a property for a
successful investment, don’t keep
bidding past that point!

Too many people get tunnel vision at the stage and end up
trying to ‘win’ the auction, rather than make a sensible investment.

Don’t get
emotionally invested in bidding!

While it is possible to exit a bid after the auction, it will
be difficult and expensive and could damage your reputation with the seller
or auction house.

There is no
good reason to put yourself in this situation!

Watch this
quick video for some more tips on keeping a level head at auctions.

3. Research your potential property

Once you have found the right location, and you know your target market, you need to do the proper research on suitable properties. Get answers to these 5 questions:

Who owns the property? Is it owned by a landlord or the current occupants?

Are there any issues with the property?

Get a full survey of the property to identify any structural problems or services faults.

You should also think outside the box to find problems that could put off tenants like noisy neighbours, nightlife or congested traffic.

Visiting the property at different times of day is often the only way to spot these problems.

Which fittings and furnishings are included in the sale?

What warranties, guarantees and safety certificates are currently associated with the property? Will these transfer over to you?

If the property already has tenants, what are the details of their contract? When does it end? What rights do the tenants hold?

Want more tips on doing your due diligence on a property? Watch this clip where I talk about getting your due diligence right every time.

Once you
have found the right location, and you know your target market, you need to do
the proper research on suitable properties. Get answers to these 5 questions:

·Who owns the property? Is it owned by
a landlord or the current occupants?

·Are there any issues with the property?
Get a full survey of the property to identify any structural problems or
services faults.

You should also think outside the box to find problems that could put off
tenants like noisy neighbours, nightlife or congested traffic.

Visiting the property at different times of day is often the only way to spot
these problems.

·Which fittings and furnishings are
included in the sale?

·What warranties, guarantees and
safety certificates are currently associated with the property? Will these
transfer over to you?

·If the property already has tenants,
what are the details of their contract? When does it end? What rights do the
tenants hold?

Want more tips on doing your due
diligence on a property? Watch this clip where I talk about getting your due
diligence right every time.

When it comes to the bidding process itself, everything
should be fairly simple – just keep
bidding up to the maximum you calculated beforehand.

Some investors prefer to sit at the front to be close to the
auctioneer or at the back in order to see who is bidding on what, I always recommend
sitting at the back in order to gauge the room.

Finally, remember that if your target property’s reserve
price was not met, there is nothing stopping you from approaching the seller
after the auction.

You already
know they are shooting for a quick sale, and someone else might have the same
idea, so talk to them at the earliest opportunity!

If you have any students in your family you will know how
critical the Internet connection can
be for them.

Think about:

·An inclusive or
subsidised Internet package. Having their internet bill included in the
rent is one less thing for your tenants to think about, and a good connection
is a selling point!

·Speed. A good rule
of thumb is at least 10 Mb/s. DSL Checker is an
excellent resource for fact-checking providers’ claims about their connection
speeds.

·Reliability.
Simply Googling Internet reliability in your location should tell you
enough here. If you find dozens of complaints of outages or poor speed, save
yourself the headache as these issues can go on for years.

It is smart to consider the Internet connection even if your
tenants will be arranging the package themselves.

4. Do the maths on rental yield and costs

While you always want your investments to benefit from capital gains in the long term, in the shorter term your profit will come from the difference between your rental yield and ongoing costs.

This includes costs for maintenance, advertising and taxes, and you should also consider the value of your time in staying on top of these. If you are hiring someone to manage the property for you, you of course need to factor in that cost as well.

While you
always want your investments to benefit from capital gains in the long term, in
the shorter term your profit will come from the difference between your rental
yield and ongoing costs.

This
includes costs for maintenance, advertising and taxes, and you should also
consider the value of your time in staying on top of these. If you are hiring
someone to manage the property for you, you of course need to factor in that
cost as well.

Managing a student property

5. Haggle on prices

Be confident and professional in negotiations, but don’t be ‘pushy’ – you want the seller to feel good about the deal.

Now you know some of the essentials to a successful buy-to-let investment, want to know what NOT to do? In this video I discuss a couple of issues that can prevent you from achieving property investment success.

It never
hurts to try for a lower price and improve the value of your investment. Your
best chance of success here is when you know the seller is looking for a prompt
sale.

Are they…

·Moving into a new home?

Sellers who are part
of a chain will want to secure a sale before moving out, and in some cases
their purchase of the new home could fall through if they aren’t able to secure
a sale in time.

·Struggling to find a buyer?

If a property has
gone unsold for a long time the seller might be starting to worry, and it will
be easier to convince them they need to lower the price for a sale.

·Selling due to personal
circumstances?

There are any number of personal
reasons why someone might want to get rid of a property in a hurry. It might
feel callous to capitalise on someone’s personal situation, but this is simply
useful information to know.

Be confident and professional in negotiations, but don’t be ‘pushy’ – you want the
seller to feel good about the deal.

Now you know some of the essentials
to a successful buy-to-let investment, want to know what NOT to do? In this
video I discuss a couple of issues that can prevent you from achieving property
investment success.

While you
always want your investments to benefit from capital gains in the long term, in
the shorter term your profit will come from the difference between your rental
yield and ongoing costs.

This
includes costs for maintenance, advertising and taxes, and you should also
consider the value of your time in staying on top of these. If you are hiring
someone to manage the property for you, you of course need to factor in that
cost as well.

Managing a student property

In many cases, you will pay a steep price upfront, which is in fact being used to subsidise that fantastic-sounding guaranteed income. Once the guaranteed income period ends, many investors find the profits dry up and all that is left is the sinking realisation they have been getting paid with their own money!

Student pods are also exposed to a high degree of development and management risk, so do your research on everybody involved in the deal, and make sure they know what they are doing and have the track record to prove it!

Student pods can be unpopular with money lenders, who also have concerns with the re-sale and long-term tenancy prospects with this type of property, as they don’t have a great deal of appeal outside of the student property market.

Investing in clusters of apartments, particularly those within halls of residence, offers more realistic and reliable returns, but they can be hard to get your hands on as they are usually owned by university institutions. If you spot an opportunity to acquire a property like this, don’t delay!

HMOs

A House in Multiple Occupancy (HMO) means each bedroom in the property is let individually to tenants, giving you much higher rental yield than a comparable to-let property.

You need a license to make your property an HMO. In some areas councils are trying to cut back on the number of HMO licenses they give out, so it pays to look into this before making an investment!

There are retail funds available for this type of student accommodation; however these can involve a little risk as these funds are often based offshore and unregulated, with high charges and poor liquidity sometimes making it difficult to get your money out when you want to.

Thoroughly research the companies involved and make sure you fully understand what you are getting into, get someone to help you with this if you need to!

If you want to get started investing in HMOs, or you already are, don’t miss the Premier Property Club event covering the major legislation changes coming October 1st. You NEED to be prepared for these!

Choosing a student property

Assessing demand for student property could not be easier, simply investigate the number of students attending college or university there and the number of properties available for students to let.

The government currently invests the most funding into accommodation for universities focused on science, technology, mathematics and engineering, as well as universities accepting large numbers of overseas students, so you can save time by focusing on these areas first.

It is worth noting that any property in London will require a significantly higher initial investment than other properties, although high demand means it can be worth the extra cost.

As most students do not own a car, arguably the most important factor when choosing a student property is its location. Students will pay a lot more in rent for accommodation within 20 minutes’ walk of the university.

Many students are living away from home for the first time, so the safety of an area is also usually very important to them. When looking at a location, ask yourself:

Would I want my kids living here?

If the answer is no, you will probably have a tough time getting tenants.

Students need a fast and reliable internet connection and will often ask about this. Offering a good subsidised or inclusive internet package is a major bonus that will make you stand out. Try to avoid locations where internet is poor, a quick Google search for speed and reliability should tell you all you need to know.

When it comes to the property itself, try to focus the search on properties with large kitchen and lounge areas as these appeal the most to students.

As a general rule, students don’t care about gardens - so don’t invest in one. They can be costly to maintain and won’t add much value.

Assessing demand for student property could not be easier,
simply investigate the number of students attending college or university there
and the number of properties available for students to let.

The government currently invests the most funding into
accommodation for universities focused on science, technology, mathematics and
engineering, as well as universities accepting large numbers of overseas
students, so you can save time by focusing on these areas first.

It is worth noting that any property in London will require a
significantly higher initial investment than other properties, although high
demand means it can be worth the extra cost.

As most students do not own a car, arguably the most
important factor when choosing a student property is its location. Students
will pay a lot more in rent for accommodation within 20 minutes’ walk of the
university.

Many students are living away from home for the first time,
so the safety of an area is also usually very important to them. When looking
at a location, ask yourself:

Would I
want my kids living here?

If the answer is no,
you will probably have a tough time getting tenants.

Students need a fast and reliable internet connection and
will often ask about this. Offering a good subsidised or inclusive internet
package is a major bonus that will make you stand out. Try to avoid locations
where internet is poor, a quick Google search for speed and reliability should
tell you all you need to know.

When it comes to the property itself, try to focus the search
on properties with large kitchen and lounge areas as these appeal the most to
students.

As a general rule, students don’t care about gardens - so don’t
invest in one. They can be costly to maintain and won’t add much value.

​If you have any more buy-to-let tips to share with your fellow investors, join the discussion in the comments section below!

The basics of managing a student property are the same as any
other property, but there are a few extra things to think about here.

Make sure the property is clean, well-maintained
and has robust furniture and fittings.
Students are not known for taking good care of their accommodation!

You will probably be re-decorating on a pretty regular basis
so keep it simple and don’t splash out.

On that note, get landlord’s insurance with good cover for damages. Although the
parents or guardians of students usually make reliable guarantors, make sure
the insurance also covers lost rent.

When it comes to providing kitchen appliances, anything that
saves your tenants time is a major selling point. The big three every student
looks for are:

·Microwave.

·Dishwasher.

·Washing machine.

You definitely want to provide all three if you have the
space.

Student
lettings agents are where the most tenants can be found. With a
lettings agent you get the assurance of referenced and credit-checked tenants,
and it saves you the trouble of finding tenants every year.

Advertise
all year round. It used to be that student landlords could take
advantage of inflated rent prices during the ‘Christmas rush’, but more and
more students are disregarding their University’s advice to find a house before
Christmas in search of a better deal.

If you want
to get started investing in student accommodation, or you already are, don’t
miss the Premier Property Club event covering the major legislation changes coming October
1st. You NEED to be
prepared for these!

The basics of managing a student property are the same as any
other property, but there are a few extra things to think about here.

Make sure the property is clean, well-maintained and has
robust furniture and fittings, as students are capable of inflicting
significant wear and tear on a property. You will probably be re-decorating on
a pretty regular basis so keep it simple and don’t splash out.

On that note, ensure the landlord’s insurance has good cover
for damages. Although the parents or guardians of students usually make
reliable guarantors, make sure the insurance also covers lost rent.

Time-saving kitchen appliances such as a microwave and
dishwasher add a lot of appeal to a student property.

Renting through a lettings agent rather than privately is
generally a good idea as you will have the assurance of knowing your tenants
have been referenced and credit checked, as well as reducing the amount of
hands-on time you have to spend finding new tenants each year.

Students are usually pressured by their universities to find
the next year’s accommodation before Christmas, but many savvy students know to
avoid the higher prices of the ‘Christmas rush,’ so advertise your property
throughout the year.

Outside the Property Market

Although some improvement will be seen on the interest rates of savings accounts, there will not most probably be any major increases, as banks tend to utilise such rate rises to widen their interest margins and profits, and are usually slow to reflect base rate increases in the interest rates of their savings accounts.

The price of the Pound dropped sharply after the hike announcement, however this can be expected to bounce back to its pre-hike position as the anticipated change will have been priced in and accounted for by traders.

Finally, it is important to remember that outside of the property market in London, the base rate increase can be expected to be of minor impact, for a number of reasons. Firstly, the rate increase has been anticipated for some time and the affected markets have largely already taken it into account in advance. Secondly, although this hike is a nearly unprecedented fifty percent rise, 0.25% is a relatively small increase considering the length of the freeze on rate increases and the 6% base rate that was in place before the financial crisis, and the banking sector has been keen to iterate that the increase represents a reflection of the UK’s improving economy rather than an alteration to it. Thirdly, with so much dependent of the still uncertain EU trade deal, many markets, the property market included, are likely to reserve major changes for once a definitive deal has been announced, or at least the lack of a deal has been definitively announced.

Although some improvement will be seen on the interest rates
of savings accounts, there will not most probably be any major increases, as
banks tend to utilise such rate rises to widen their interest margins and
profits, and are usually slow to reflect base rate increases in the interest
rates of their savings accounts.

The price of the Pound dropped sharply after the hike
announcement, however this can be expected to bounce back to its pre-hike
position as the anticipated change will have been priced in and accounted for
by traders.

Finally, it
is important to remember that outside of the property market in London, the
base rate increase can be expected to be of minor impact, for a number of
reasons. Firstly, the rate increase has been anticipated for some time and the
affected markets have largely already taken it into account in advance.
Secondly, although this hike is a nearly unprecedented fifty percent rise, 0.25%
is a relatively small increase considering the length of the freeze on rate
increases and the 6% base rate that was in place before the financial crisis,
and the banking sector has been keen to iterate that the increase represents a
reflection of the UK’s improving economy rather than an alteration to it.
Thirdly, with so much dependent of the still uncertain EU trade deal, many
markets, the property market included, are likely to reserve major changes for
once a definitive deal has been announced, or at least the lack of a deal has
been definitively announced.

About the Author

Kam Dovedi is a leading UK property expert. Known for testing, taking underperforming strategies and accelerating them, and teaching people how to create their own personal wealth, he has become the 'go to' person for investors and developers that would like to create, grow and accelerate their property investing and developing.
Having been a property investor and developer for over 28 years, and having successfully implemented (and still does implement) a range of strategies from: buy to lets, HMOs, Permitted Developments, New Builds and Commercial Conversion means he has built-up a significant Multi Million Pound Property Portfolio.
Kam passes his information, knowledge, and experience to his mentees in the Premier Property Inner Circle and people who read resources and attend training by Premier Property Education.