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Lenders will look to slash mortgage rates again in the fourth quarter as they struggle to hit their year-end lending targets, brokers say. Over the past month, a number of lenders have increased their mortgage rates but, equally, others have cut them. It has been suggested the lenders that have increased rates have done so […]

Precise Mortgages has re-priced its entire residential second charge range, with rates falling by up to 180 basis points. The biggest cuts are to the larger LTVs. It has cut an 80 per cent LTV prime five-year fix by 180bps to 8.05 per cent and a near-prime five-year fix at the same LTV by the […]

Whichever way you cut it, first-time buyers are facing a tougher time than a year ago. Figures released by the CML for May revealed year-on-year falls in terms of loan numbers, house price rises, access to high-LTV loans and deposit requirements, and while there was a monthly improvement in June, compared to 2014 there appears […]

By Ewan McAlpine, Senior Client Portfolio Manager In uncertain times, investors naturally seek safety. But in fixed income markets, what does that really mean? Ewan McAlpine outlines the approach RLAM’s Fixed Income Team will be adopting across its credit funds in response to potentially volatile markets this year. Click here for full article