5. They change margin requirements overnight and then swoop in and liquidate thousands of customer accounts that become suddenly under-margined.

4. They gambled away a 59-year-old customer’s retirement funds in an effort to protect their own bottom line, and then they sued the customer for not having enough in his account to cover their trading losses.

3. Their Asset Protection Guarantee is an empty promise.

2. Their corporate Code of Business Conduct and Ethics is not enforced.