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Digital transformation has already disrupted the traditional payment ecosystem. Now a new subcategory, paytech, is dominating the Fintech revolution. The most innovative services that form part of the paytech ecosystem include instant, cross-border, mobile, invisible, peer-to-peer and cryptocurrency payments. Furthermore, banks and financial institutions have had to digitalise their existing services in order to create a new channel with the digital platform. "The recent emergence of Neobanks in particular has influenced the historical players by providing innovative approaches that leverage technologies as well as social media," notes Jean-Noël Georges, Global Program Director for Digital Transformation at Frost & Sullivan […]