Please note: Coinbase currently does not accept physical checks nor bill pay as a payment method to purchase cryptocurrency or to deposit funds into a user’s fiat wallet. Checks will be returned to sender upon receipt via mail, provided a mailing address is present.

Bank Account

Instant verification

Most banks can be linked instantly and securely by providing your online banking username and password when requested. Additional security questions (as well as a PIN) may be required as well depending on your bank's security procedures.

Deposit verification

'Link a New Account', click 'Bank Account' and hit continue. You will be presented with a screen where bank logos are displayed.

Scroll down to see 'Don't see your banks? Search instead.'

Search for a non-listed bank will display 'Don't see your bank?' at the bottom of the prompt. Select 'Link your bank manually.'

A new prompt will appear. Select Get Started.

You will be asked for your bank's routing number, your bank account number, the name on the bank account, and type of account being linked (Checking or Savings). Enter your banking details and full name then select Verify Account.

Note that the name on the linked bank account must match the verified name on your Coinbase account.

The deposit verification procedure will initiate two small test deposits to your account. Only enter "cent" portion of the amounts. For example if the amounts on your bank statement are $1.10 and $1.20, enter:

10

20

Once the deposits have reached your account (generally in 2-3 business days), you can verify the amounts by clicking on the 'verify' button for your bank account on the Linked Accounts page.

Once done, you can initiate your first buy. You can also use your linked bank account to receive proceeds from Sell orders or withdrawals from your USD Wallet.

For more information on how to use a bank account as a payment method, please visit our help page.

Debit Card

Visa and MasterCard debit cards can be used to buy using Coinbase. We're unable to support prepaid cards or other cards without an associated billing address.

Bank Wire

Wire deposits into Coinbase

The name on the bank wire matches the legal name on your Coinbase account AND

The wire is sent from a US-based bank account AND

Your unique reference code or Coinbase wire account number is included with the wire deposit*

Note: Wire deposits are only available for amounts of $5,000 or more. You must have completed sufficient account verifications to obtain a USD wallet.

*We are currently in the process of replacing reference codes with a unique account number. You will receive an email once your account number has been assigned. Please refer to the email for further instructions.

To deposit using a bank wire:

Select the Accounts tab

Select your USD wallet

Click on the Deposit button

Make sure to select Wire Transfer tab from the Deposit USD menu

Use the information displayed to initiate a Wire transfer denominated in USD from your bank account. ​

Please be careful not to send an overnight or next day *ACH*. Only actual bank wires ("FedWire") are supported at this time.

After the deposit has cleared, the funds will be available in your Coinbase USD Wallet.

Wire withdrawals from Coinbase

Wire withdrawals are available for amounts of $25,000 or more. Once you complete the verification steps to activate a USD Wallet and verify your wire withdrawal information, you can withdraw funds from your USD Wallet via bank wire.