Dealing with Federal loans means understanding industrial acronyms. But what do you do when the same acronym means different things - or multiple acronyms mean almost the same thing. Does a letter really make a difference? You bet it does!
Today we'll discuss income driven plans - repayment based . . . Read More

If you're a Federal Student Loan Borrower, and you haven't been making payments, be careful before filing your tax return.
One of the collection tools available for defaulted federal student loans is called a Federal Income Tax Return Intercept. Depending on the status of your federal student . . . Read More

About Josh

During college I got a job with the financial aid office as part of a work study program. There, I saw the dark side of the college financial aid system.

I decided that it was unacceptable for college students to be put into student loan debt slavery and kept in the dark about their options for freedom.