Maximum loan: Up to 95 per cent of valuation subject to a maximum of £250,000.

Income multiples: Loans up to 75 per cent of valuation – 3.25 times principal income plus second or 2.5 times joint. Loans up to 95 per cent of valuation – three times principal income plus second or 2.5 times joint.

Arrangement fee: £495.

Redemption fee: Option one – 5 per cent in years one to four, 4 per cent in year five and 3 per cent in year six. Option two – 5 per cent in first four years.

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Leeds United became the first UK club to offer a comprehensive range of financial products this week with the launch of a dedicated financial services company.The company, backed by Allied Dunbar and Skipton Building Society, will offer the club&#39s fan base a range of life, pension and mortgage products.To boost the launch, any supporter completing […]

The Kensington Mortgage Company is offering free accident, sickness and unemployment cover (ASU) to new borrowers for the first nine months of their mortgage.The lender says it is making the move in response to the Government&#39s squeeze on welfare and because of the threat of recession to try to encourage its borrowers to take out […]

Mansfield Building SocietyCAPPED RATE MORTGAGECapped term: Two years.Capped rate: 5.99 per cent.Minimum loan: £25,001.Maximum loan: Up to 95 per cent of valuation subject to a maximum of £250,000. For borrowers outside of Mansfield catchment area (75 mile radius) – up to 90 per cent of valuation subject to a maximum of £250,000.Income multiples: Three times […]

The Staffordshire Building Society is offering a new five per cent cashback mortgage this month which it says is blow for mutuals against plcs.The cashback is available on advances of 90 per cent for both purchase and remortgage and has no application or arrangement fee.Staffordshire&#39s standard variable rate is 8.5 per cent almost half a […]

Rapid economic and income growth is leading to a dramatic shift in diet towards protein products right around the globe. UK companies such as Genus, the world’s largest livestock breeder, are benefiting from this increasing demand. Mark Martin, manager of the Neptune UK Mid Cap Fund, discusses this investment theme.

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