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Cheapest Auto Insurance in Wichita, KS

Wichita, Kansas is in the heart of the Midwest. The city isn’t known for its tourism hotspots, but it plays home to countless local residents. If you’re someone who lives in the area, you probably know that you can’t rely on the local public transport. Most people in Wichita use cars to get around the city. If you don’t have car insurance already, you probably don’t understand how expensive it can be. Our company helps you determine the best auto insurance companies to work with.

We’ll also provide you with local driving information to help you better navigate the roads in Wichita – it’s important to be as safe as possible when you’re on the roads. Check out all our great content below!

Wichita: Driving Conditions in the City

Wichita doesn’t have as bad of traffic as many larger cities in the United States. You won’t have to worry about congestion too much – but you should still check local reports prior to heading out of the house. If you want to be as safe as possible, make sure to avoid congestion areas during peak hours.

The main hazard in Wichita is weather. While many people don’t associate the Midwest with harsh weather, it can be brutal during winter at times. Icy roads and snow can create very dangerous driving situations. If you want to avoid these types of situations, make sure to keep your eye on local weather reports and information. Never drive if you don’t feel confident that the roads are clear.

Driving Safely in Wichita, Kansas

While checking weather reports and congestion notices can help you reduce your chances of an accident, you also need to take a few other precautions. Each city and state creates local road laws to provide drivers with guidelines and stipulations. Following these rules as closely as possible is the best way to ensure you avoid accidents and traffic tickets. If you want to keep your driving record clean and avoid hefty fines, make sure to follow the various road rules listed below:

Phone/Handheld Laws in Wichita

Kansas has decided to tackle distracted driving by having a law against texting and driving. If you are caught texting and driving in the state of Kansas, you will be issued with a fine. While you are still legally permitted to use your phone for other purposes, we advise that you do not do this. Distracted driving has become one of the leading causes of issues on the road – hundreds of people die every year because of distracted drivers. Regardless of local regulations, it’s important to never drive distracted on any road!

Seatbelt and Car Seat Laws in Wichita

Wichita follows state laws when it comes to seatbelts and car seats. If you’re driving anywhere in Kansas, you have to wear a seatbelt if you ware under the age of 18. If you are over the age of 18, you don’t technically have to abide by this rule – though it is unreasonably dangerous to drive without a seatbelt.

In terms of car seats, those three and under have to be secured in a proper car seat. Those between four and seven need to use a booster seat unless they are over 4’ 9”. Make sure to secure your children as much as possible – their safety is extremely important.

Helmet Laws in Wichita

Helmet laws in Wichita are not very strict. Those under the age of 18 on a motorcycle must wear a helmet at all times – this includes both passengers and drivers. If you’re over the age of 18, you don’t have to wear a helmet. Regardless, you should always wear a helmet while operating a motorcycle. Travelling at extremely high speeds with so much road exposure can be disastrous, especially if you don’t have a helmet.

Alcohol and Drug Laws (Driving)

This is one of the most important parts of law to pay attention to – impaired driving costs thousands of lives around the United States every year. In addition, those who are caught driving impaired suffer serious consequences that can end up impacting employment opportunities and other important life areas. In Wichita, you have to follow Kansas state impairment laws.

For those over the age of 21, the legal blood alcohol concentration limit (BAC) is .08. For those who are first-time offenders, you may face up to two days in jail, a fine of up to $1,000, up to 100 hours of community service, a month license suspension, and more. For those who are under 21, the legal limit is .02 – if you are underage you should make sure not to drink any alcohol if you plan on driving. The consequences for yourself and others on the road can be extremely serious.

Wichita Statistics

If you want to truly understand the dangers on roads in Wichita, it’s important to look at Kansas traffic accident data. If you live in Wichita, there’s a high chance you’ll be driving on other roads around the state as well. In Kansas, over 25% of accident fatalities are related to alcohol. And while this might indicate that it’s most dangerous to drive on the roads late at night, most accidents in the state happen during the day time. In addition, the vast majority of accidents occur during normal weather conditions, so it pays to be aware no matter how safe you think the roads are.

Verdict

Using all the information provided in this article, you can make a strident effort to stay as safe as possible on roads in Wichita. As mentioned previously, online car insurance companies want to work with clients that show they’re great drivers. If you maintain a clean driving record, you will be able to negotiate a lower premium. Many insurance providers also have ‘no claims bonuses’ that can help you save money if you drive safely.

If you want to find cheap car insurance in Kansas, make sure to check out the partners on our site! We also have plenty of great auto insurance informational content – check it out!