She's the Asian, modern version, of Josephine (Jo) March from the classical novel "little women." Josephine is an independent tomboy with dreams of financial freedom and eternal happiness for her friends & family. Hence, "Jochan".

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Some people save money for luxury purposes such as vacations. Some people save for emergency purposes such as layoffs. Well, my purpose to save money is to invest. Specifically, I plan to invest in a life cycle fund. According to Ramit Sethi, investment guru, this fund is perfect for lazy yuppies such as myself. I really recommend reading his book “I Will Teach You To Be Rich” which provides in depth financial steps for young people to begin the early stages of investing. In order to invest in a life cycle fund, I will need to open a Roth IRA account and save $2000 for the minimum.

Why am I writing down this goal? According to “Smart Women Finish Rich” by David Bach (I’m still amazed and excited that this book was written by a man), writing down a goal is a great method to effectively achieve it! So here I go! I will keep posting my progress.