What about pre-existing conditions?

As a result of the federal health reform law, new protections for children and adults with pre-existing conditions are available. Insurers are no longer permitted to deny coverage to children due to their health status, or exclude coverage for pre-existing conditions. Additionally all health insurers have to sell coverage to everyone who applies, regardless of their medical history or health status. Also, insurers are barred from charging more to individuals with pre-existing conditions and are no longer able to exclude coverage for pre-existing conditions.

Being sick doesn’t keep you from getting health insurance

Being sick will not keep you from getting health coverage. An insurance company can’t turn you down or charge you more because of your condition.