For credit cards at least, employer information listed on your credit report doesn't matter in the slightest. Likely because it's mostly outdated and unreliable. I'm sure there are CEOs whose employment data shows them still working the drive-thru at KFC.

On the other hand, most credit applications do ask for your job description, and that may hold some modest sway in your credit approval. But, I doubt a whole lot, since I'm sure there are thousands of applicants representing themselves as CEOs who are really working the drive-thru at KFC.

But, if you're intent on changing your employment data, simply write to the credit bureaus. Two out of the big three just changed my employment info to what I told them. The third still thinks I work the drive-thru. ;-)

Employer doesn't help your score. I do not know of any reason (for the consumer) to have the correct employer on your credit reports. In my understanding, the credit card companies just want this info in case you default, so they can try to garnish your wages. Am I missing something?