The difference between a good credit score and a bad one can mean thousands of dollars and even impact the ability to get a loan. With that at stake, you’d think the standards of what makes a good score would be pretty clear-cut. You’d be wrong. Quick Tip: Not sure how your credit score ranks?

What do HELOCs and credit cards have in common? Not much, unless you're looking at a credit report. And when you're looking at a credit report, HELOCs (Home Equity Lines of Credit) and credit cards start looking very similar.