Digital fraudsters are using iPhone scams to steal your password and potentially your credit card details - but there's a way you can stop them.

Text message iCloud scams

These aim to trick people into giving up the password that they use to get into their Apple account.

Once hackers are into that, then they can easily get your bank account details, your location, and other details.

Most of these notifications just work like traditional phishing scams, where cyber criminals pretend to be a company so that users send them details.

But because they are done through the very personal but notoriously sketchy technology of SMS, they can be easy to spot.

Responsible companies will never ask you for your password or click on a dodgy link via a text message

The advice is the same as traditional phishing: responsible companies will never ask you to reply to a message with your personal details, or tell you to click on a dodgy link, so make sure that you always only give your information to official websites and be careful that you are.

If the request has come from one of the malicious apps, it should disappear. If it's an official one from Apple, it won't.

Don't enter your password

To be on the safe side, simply never enter your Apple ID password in one of the pop-up boxes.

You can go into your settings menu and enter your details there if the request is a legitimate one from Apple.

Turn on two-factor authentication on your phone

According to Apple, two-factor authentication is an "an extra layer of security for your Apple ID designed to ensure that you're the only person who can access your account, even if someone knows your password".

If you have it set up, your Apple account can only be accessed on devices that you have said you trust.

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So if anyone wants to enter your account from a new device, they have to provide two pieces of information - your password and a six-digit verification code.

With this extra protection, someone won't be able to get into your account with just your password.

To turn on two-factor authentication, first go to settings and click on your name at the top of the settings menu.

Select 'Password & Security', and then turn on two-factor authentication, if it's not on already.

If you do receive what you believe to be a phishing scam on your iPhone, you can report it by emailing reportphishing@apple.com .

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