Re: COBRA costs killing me!

Lisa....this is absolutely ridiculous. As if people don't have enough to deal with when having a disease!!! Can you go back to work and be laid off? I am not kidding. What does it take to circumvent this broad and unjustified ruling?

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Re: COBRA costs killing me!

Lisa,

I agree with Marion. This is so ridiculous & unfair. As if dealing with this awful disease and everything that comes with it isn't more than enough, but to have to worry about the insurance, high premiums etc. is really not fair. Something needs to be done about our horrid health care system here in the US. It is totally out of control. I don't have any answers for you, but am truely outraged by this. As usual, it seems that insurance is only there for you if you don't need it! So many of us are falling through those cracks. I'm liking Marion's idea. If the system can screw with you, why not screw the system! Do whatever it takes to make it work for you if you can.

Darla

"One Day At A Time"

All of my comments and suggestions are just my opinions and are not a substitute for professional medical advice. You should always seek the advice of your physician or other qualified health care providers.

Re: COBRA costs killing me!

I guess what burns me is that when I talked to my benefits advisor - a guy who is a laywer with and advanced degree mind you - he told me that I would be eligible for the discount. So going on the info he gave me I figured that although money would be tight, I could afford to quit.

Then I was denied. I called my former employer and THEN he said that it only applied if I was laid off. Gee, thanks for letting me know!

I just put in an application for review today. Apparently, the program applies if you are WILLING and ABLE to work but was laid off. Since I am WILLING to work, but not ABLE to work, I hope that the denial will be reversed.

This is what happens when you quickly jam through legislation without thinking the whole thing through. People fall through the cracks. And I agree, something has to be done. I'm not sure what.

Re: COBRA costs killing me!

Lisa,

Not that this will change anything for you, but we had a situation years ago where our insurance agent assured us something would be covered & after our son was hospitalized the hospital called saying they checked with the insurance & it would only be paying 50% and how would we be taking care of the rest. We were told to always get something in writing when asking these questions, but like you we trusted that this person knew what they were talking about. We paid that one off for a long time! (We also changed companies) You are not alone in your struggles with these insurances, but it is not fair. You don't need the added stress. I hope on review this decision will be reversed. Good Luck!

Darla

"One Day At A Time"

All of my comments and suggestions are just my opinions and are not a substitute for professional medical advice. You should always seek the advice of your physician or other qualified health care providers.

The information expressed is not medical advice. The discussion boards are not intended to replace the services of a trained health professional or to be a substitute for the medical advice of physicians or other healthcare providers. Read the full disclaimer.