CU Data

CU Loans See October Decline

Fixed-rate mortgages fell 2.1%.

Credit union loans outstanding decreased 0.2% during October 2010 compared to a decrease of 0.1% during September, according to the Credit Union National Association’s economics and statistics department.

Liquidity: The loan-to-savings ratio decreased slightly to 72%, while the liquidity ratio (the ratio of surplus funds maturing in less than one year to borrowings plus other liabilities) increased to 19%; and

Capital: The movement’s overall capital-to-asset ratio remained at 10%. The total dollar amount of capital is $93 billion.