​Question:Does ESIGN consent and disclosures apply to business customers?

Answer:No-ESIGN's consent to electronic records does not apply to business entities (e.g. corporations, partnerships, associations, etc.). It applies to consumers, which is defined as, " an individual who obtains, through a transaction, products or services which are used primarily for personal, family, or household purposes, and also means the legal representative of such an individual." It's still a good practice to have some kind of agreement in place with business customers for electronic delivery of documents.