Our free student loan counseling session will give you the tools necessary to have a comprehensive understanding of the student loan debt relief options available to you. Read More

Get Control of your Student Loans

Our free student loan counseling session will give you the tools necessary to have a comprehensive understanding of the student loan debt relief options available to you. Read More

"They have truly been a lifesaver"

"We tried to get our creditors to work with us but they wouldn’t. Now we are almost out of debt with the help of Debt Reduction Services. " Read More Success Stories

"They have truly been a lifesaver"

"We tried to get our creditors to work with us but they wouldn’t. Now we are almost out of debt with the help of Debt Reduction Services. " Read More Success Stories

Reduce your debt

Debt Relief That Works!

Get a free financial assessment

Learn about your options

Find a plan that fits your budget

Reduce interest rates and stop late & over limit fees

Step 1 of 5

20%

Estimated Debt:*

Type of Debt:*

Best Time To Call?*

What state do you live in?*

Get Your Plan!

You'll be contacted by a certified credit counselor for a free counseling session to find out how much you can save!

Name*

FirstLast

Phone*

Email*

Newsletter Opt-in

Opt-in to our newsletter and text messages for up-to-date information on managing your debt! The Telephone Consumer Protection Act requires that you verify your email and telephone numbers. I consent to receive email, SMS and/or phone calls from DRS. I understand that consent is not required to receive free information or make a purchase.

Since 1996 Debt Reduction Services has been helping people regain control of their finances. Our mission is to help each individual we counsel make strides towards financial independence and freedom from debt.

Why Choose Debt Reduction Services?

If you owe $20,000, you could pay...

Your Creditors

$60,000

$60,000

Over 30 yearsw/ Penalty fees & high interest

OR

you could pay

Debt Reduction Services

$23,000

$23,000

Over 5 yearson manageable terms

Debt Reduction Services is a nonprofitdebt management and credit counseling organization that has helped thousands of consumers learn to live debt free. Our goal at Debt Reduction Services is to significantly improve the financial well-being of our clients.

Debt Reduction Services Can Help You...

Negotiate with creditors to reduce or eliminate interest charges and stop late and overlimit fees

Balance Your Finances by Cutting Costly Expenses E stands for Eliminate Starring Christian Bale, Hugh Jackman, and Michael Cane, the 2006 movie, The Prestige, explores the dark side of a magician’s commitment to his or her art. Without getting into the twisting, surprising and sometimes even gruesome plot, suffice to say that each of the starring magicians spend their energies and their lives trying to make things disappear in a more ...

A Winning Savings Plan Takes the Right Amount of Sacrifice For most of us, saving is not easy. We can’t simply say, “I’ll scoop off the 15% of income I couldn’t figure out how to spend anyway and add it to my already overflowing accounts.” Rather, to save anything at all, let alone the suggested amount takes real sacrifice and planning. Saving for the long haul takes a winning savings plan. What is a Winning Savings Plan? If we are waiting ...

Happy Halloween! These guys are cute, even when dressed up as ghosts! Unfortunately, credit card debt is never cute! Read on for reasons why you should avoid the horrors that credit card debt can bring. Don't Let Credit Card Debt Haunt You! Credit card debt, and the horrors that it can bring, seem to be synonymous with all the ghouls and goblins that pop up on grand display during the month of October! In fact, it somewhat surprises ...