Why choose revenue-based financing?

Revenue-based financing is a type of funding in which a company agrees to share a percentage of future revenue with an investor in exchange for capital up front. The loan payments are tied to monthly revenue, going up for strong-revenue months and down
for low-revenue months.

Retain ownership and control.

We won’t ask for equity, personal guarantees, or a board seat.

It’s your company.

Looking for VC funding? Our funding can help you grow your company now so you give up less equity later.

Get the funding you need. Fast.

Our secure online application is fast and easy, and companies can receive up to $1M in growth funding in as little as 4 weeks.

We can provide follow-on rounds in as few as 3–4 business days, up to $3M for companies that qualify.

Pay based on monthly cash flow.

We understand that monthly cash flows can fluctuate, which is why we have payments that scale up or down with your net revenue.

You'll never have to write a hefty check during a down month, like you would with a bank loan.

Funding when you need it

More hands-off than VC

VC investors require you to give up 20–40% of your company, along with a board seat. VCs serve their investors, not you, and your new board member’s goals and strategies for the company may not align with yours.

Lighter Capital doesn’t require equity or a board seat, and our revenue-based financing model means that our priorities are in alignment—we succeed when you succeed.

Less risky than a bank loan

Bank loans often require hard assets as collateral, but software or digital service companies don’t have the leverage to get the capital they need. Many banks will require a personal guarantee to secure the loan, which is risky. If your company fails, you and your family’s assets may be on the line.

Lighter Capital understands the challenges facing tech startups. We will never ask for a personal guarantee.

“Lighter Capital is our only outside source of funding. It’s great to be able to focus on running my business rather than spending precious time looking for funding.”