We’re almost a month down to 2016, and I'm sure many of us are both excited and nervous of the coming months. For most, a new year means a blank slate. 2016 gives us twelve new months to take on new challenges and new risks. This includes the financial aspect of our lives.

When it comes to money matters, the new year is twelve new months to help us reach our financial goals. According to Digimind, an online monitoring and competitive intelligence agency, one of the top 5 New Year’s resolutions (across the world) for 2016 is to ‘save money’.

In an infographic created by MoneyMax.ph, the visual guide below serves as a monthly roadmap for your finances – from when to rebalance your investment portfolio to revising your budget with the season (e.g. summer, school year, Christmas).
For every month of 2016, there are concrete steps you can follow to skyrocket your finances. Soon enough you’re not only saving more, but paying down debt, investing in various vehicles, and becoming a discount shopping expert.

Here is your financial roadmap for 2016:

About the Author:Bea Bongat is a writer at MoneyMax.ph, a comparison portal for financial products in the Philippines. She writes about personal finance, money management, and investing (tidbit: stocks are her favorite investment). She believes money is not the end goal, but a means to achieve one's goals, and so, she continuously builds up her travel fund to explore the world.