£750 locks and keys cover

£25,000 fatal accident benefit

£1,000 frozen and refrigerated food cover

Costs to replace any spoilt food following a power cut or fridge freezer breakdown

Unoccupancy cover

2 months as standard, with up to 8 months cover if you take specified precautions

Optional accidental damage cover

Protects you from accidents like spilling wine on a sofa or damage to a kitchen worktop

Optional personal possessions cover

For everyday items such as clothing or a camera you take out anywhere in the UK

Optional £500 money and £1,000 credit card cover

Should your purse or wallet be lost or stolen and your card used fraudulently

Optional bicycle cover

Covers pedal cycles belonging to your family while in or away from your park home

This website provides a brief summary of cover on our park home insurance policy and the cover options available. Your schedule will confirm cover features and levels applying to your policy. Benefits and discounts are subject to terms and conditions, cover level and underwriting criteria. Minimum premiums apply. For more information, you can download a specimen policy or policy summary from our residential park home insurance documents section.

Our guide to insuring your park home

Why do I need specialist insurance?

Don't make the mistake of thinking a normal household insurance or static caravan insurance policy will provide the right levels of cover for your residential park home. Park homes are built to residential standards but are still slightly more susceptible to damage than a traditional bricks and mortar home. A specialist park home insurance policy protects you against risks such as flood, fire, theft and storm damage.

Things to look out for when choosing insurance for your park home:

Park homes are designed to last a long time, so look for a policy that offers unlimited new for old, meaning that if your park home is damaged beyond economic repair it will be replaced with a brand new unit.

Ensure you have enough contents cover for all your contents and personal possessions including clothing and 'high risk' items such as jewellery or expensive bikes. Note that items worth over £1,500 need to be specified on our policy.

Ensure all costs are being covered should you have a claim. In a situation where your park home is written off and needs to be replaced it can cost thousands of pounds to remove your old damaged park home, get a new unit onto the same plot and reconnect it to services such as water and gas. Leisuredays include an unlimited amount of cover for debris removal, resiting and reconnection costs.

Look out for excesses. You may be able to increase your excess to achieve a lower premium. You will find some insurers have different excess levels for different types of claims but your excess on a Leisuredays park home insurance policy is the excess you would pay for all claims.

Make sure your park home policy covers you for alternative accommodation should your park home become uninhabitable following insured damage.

We recognise that many people now live in lodges. Lodges and chalets can be covered under the park home policy if being used as a home and if the unit is sited on a park with a residential licence (i.e. not a holiday licensed park).

Leisuredays is a trading name of Caravan Guard Limited, which is authorised and regulated by the Financial Conduct Authority. Available to UK residents only
(including Northern Ireland). Calls may be recorded.