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Useful info about our credit cards

Applying online is easy, safe and secure. It takes about 10 minutes and we ask for some information about you and your finances. If you bank online with us, we'll make it even easier by pre-filling the first part of your application.

To complete your application you'll need to know:

Your address(es) for the last three years

Your income and employment details

Your bank account details

Details of any cards you wish to transfer a balance from

You can find out more about applying online by watching this short video guide.

You can manage your credit card in a way that could improve your credit score.

When you apply for borrowing, banks will look to see how you’ve managed your borrowing in the past, and so paying your credit card on time every month and staying within your credit limit can be an effective way to help your credit score.

Our credit cards are Mastercard, which means they’re accepted all over the world. They’re also Contactless enabled, which means you can pay for purchases up to £30 at selected UK retailers without needing to enter your PIN.

If paying with your mobile phone is your thing, then we also offer Apple Pay functionality. Simple and easy.

What you should know

We offer lots of help and support when it comes to credit cards. Start by grabbing a cup of tea and reading through our guide to credit cards. This will give you an understanding of things like balance transfers, credit scoring and representative APR.

You can also start a chat with our digital assistant, Cora. She's always at hand to help, no matter what time of the day. You can grab a chat with her by selecting the 'need help?' tab on the right of this page or by visiting our Support Centre.