We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

THE FHA IN TENNESSEE

FHA loans have been helping
TENNESSEE residents since 1934

A licensed
Tennessee
FHA Lender

can offer you a better loan including:

Low down payments
(if any)

24 Hour Pre-Approval

Low closing
costs

Easier credit
qualifying

48 hour Streamline
Refinancing

TENNESSEE First Time Home Buyer Loan

This FHA loan program was created to help
increase homeownership. The FHA program
makes buying a home easier and less expensive
than any other types of real estate mortgage
home loan programs

When buying a home, almost every lender
will want to know where your down payment
came from. If someone in your family is
helping you with that down payment, it is
called a Gift of Equity, a
special FHA loan program.

TENNESSEE FHA Refinance to a Lower
Rate

Lowering your monthly mortgage payment
is easier than ever as mortgage
interest rates continue to set new
record lows almost every week for
more than two month.

An FHA Debt Consolidation
Loan can change your life,
and we can connect you to an
FHA Home Lending expert to talk
over your financial situation
so you’re not left to figure
out everything completely on
your own.

TENNESSEE FHA
Home Loan

How it works:

√ Determine
the type of FHA Government
Loanthat best fits your needs.

√ Complete an easy 2 minute
application form.

√ We will
forward your application to one and only oneFHA Approved
Lender who can best help you based upon:

The type of loan you requested

Your down-payment (if purchase
loan)

The location (State) your property
is located

Your credit history

The best rate available for your
loan

√ An
FHA Loan Specialist
will respond within 1 business day. They will explain
what type of loan you are approved for, and the
options available to you.

√ Immediately that same
day, the FHA Lender
will overnight your pre-approval letter to you.

Note-
It is very important that you keep this letter.
It is your official pre-approval on bank letterhead
with your 'locked rate', and if purchasing a house,
it is equally important that you present this letter
to the real estate agent to confirm your pre-qualification
status.

TENNESSEE
FHA Lending Limits 2018

TENNESSEE Median Home Sale Price
Price $162,400

County Name

Single

Duplex

3 Unit

4 Unit

ANDERSON

$275,665

$352,950

$426,625

$530,150

KNOXVILLE,
TN

BEDFORD

$275,665

$352,950

$426,625

$530,150

SHELBYVILLE,
TN

BENTON

$275,665

$352,950

$426,625

$530,150

BLEDSOE

$275,665

$352,950

$426,625

$530,150

NON-METRO

BLOUNT

$275,665

$352,950

$426,625

$530,150

KNOXVILLE,
TN

BRADLEY

$275,665

$352,950

$426,625

$530,150

CLEVELAND,
TN

CAMPBELL

$275,665

$352,950

$426,625

$530,150

KNOXVILLE,
TN

CANNON

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

CARROLL

$275,665

$352,950

$426,625

$530,150

CARTER

$275,665

$352,950

$426,625

$530,150

JOHNSON
CITY, TN

CHEATHAM

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

CHESTER

$275,665

$352,950

$426,625

$530,150

JACKSON,
TN

CLAIBORNE

$275,665

$352,950

$426,625

$530,150

CLAY

$275,665

$352,950

$426,625

$530,150

COCKE

$275,665

$352,950

$426,625

$530,150

NEWPORT,
TN

COFFEE

$275,665

$352,950

$426,625

$530,150

TULLAHOMA-MANCHESTER,
TN

CROCKETT

$275,665

$352,950

$426,625

$530,150

JACKSON,
TN

CUMBERLAND

$275,665

$352,950

$426,625

$530,150

CROSSVILLE,
TN

DAVIDSON

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

DECATUR

$275,665

$352,950

$426,625

$530,150

DEKALB

$275,665

$352,950

$426,625

$530,150

DICKSON

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

DYER

$275,665

$352,950

$426,625

$530,150

DYERSBURG,
TN

FAYETTE

$275,665

$352,950

$426,625

$530,150

MEMPHIS,
TN-MS-AR

FENTRESS

$275,665

$352,950

$426,625

$530,150

FRANKLIN

$275,665

$352,950

$426,625

$530,150

TULLAHOMA-MANCHESTER,
TN

GIBSON

$275,665

$352,950

$426,625

$530,150

GILES

$275,665

$352,950

$426,625

$530,150

GRAINGER

$275,665

$352,950

$426,625

$530,150

KNOXVILLE,
TN

GREENE

$275,665

$352,950

$426,625

$530,150

GREENEVILLE,
TN

GRUNDY

$275,665

$352,950

$426,625

$530,150

HAMBLEN

$275,665

$352,950

$426,625

$530,150

MORRISTOWN,
TN

HAMILTON

$275,665

$352,950

$426,625

$530,150

CHATTANOOGA,
TN-GA

HANCOCK

$275,665

$352,950

$426,625

$530,150

NON-METRO

HARDEMAN

$275,665

$352,950

$426,625

$530,150

HARDIN

$275,665

$352,950

$426,625

$530,150

HAWKINS

$275,665

$352,950

$426,625

$530,150

KINGSPORT-BRISTOL-BRISTOL,
TN-VA

HAYWOOD

$275,665

$352,950

$426,625

$530,150

HENDERSON

$275,665

$352,950

$426,625

$530,150

HENRY

$275,665

$352,950

$426,625

$530,150

PARIS,
TN

HICKMAN

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

HOUSTON

$275,665

$352,950

$426,625

$530,150

NON-METRO

HUMPHREYS

$275,665

$352,950

$426,625

$530,150

JACKSON

$275,665

$352,950

$426,625

$530,150

COOKEVILLE,
TN

JEFFERSON

$275,665

$352,950

$426,625

$530,150

MORRISTOWN,
TN

JOHNSON

$275,665

$352,950

$426,625

$530,150

KNOX

$275,665

$352,950

$426,625

$530,150

KNOXVILLE,
TN

LAKE

$275,665

$352,950

$426,625

$530,150

LAUDERDALE

$275,665

$352,950

$426,625

$530,150

LAWRENCE

$275,665

$352,950

$426,625

$530,150

LAWRENCEBURG,
TN

LEWIS

$275,665

$352,950

$426,625

$530,150

LINCOLN

$275,665

$352,950

$426,625

$530,150

LOUDON

$275,665

$352,950

$426,625

$530,150

KNOXVILLE,
TN

MACON

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

MADISON

$275,665

$352,950

$426,625

$530,150

JACKSON,
TN

MARION

$275,665

$352,950

$426,625

$530,150

CHATTANOOGA,
TN-GA

MARSHALL

$275,665

$352,950

$426,625

$530,150

LEWISBURG,
TN

MAURY

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

MCMINN

$275,665

$352,950

$426,625

$530,150

ATHENS,
TN

MCNAIRY

$275,665

$352,950

$426,625

$530,150

MEIGS

$275,665

$352,950

$426,625

$530,150

MONROE

$275,665

$352,950

$426,625

$530,150

MONTGOMERY

$275,665

$352,950

$426,625

$530,150

CLARKSVILLE,
TN-KY

MOORE

$275,665

$352,950

$426,625

$530,150

TULLAHOMA-MANCHESTER,
TN

MORGAN

$275,665

$352,950

$426,625

$530,150

KNOXVILLE,
TN

OBION

$275,665

$352,950

$426,625

$530,150

UNION
CITY, TN-KY

OVERTON

$275,665

$352,950

$426,625

$530,150

COOKEVILLE,
TN

PERRY

$275,665

$352,950

$426,625

$530,150

PICKETT

$275,665

$352,950

$426,625

$530,150

POLK

$275,665

$352,950

$426,625

$530,150

CLEVELAND,
TN

PUTNAM

$275,665

$352,950

$426,625

$530,150

COOKEVILLE,
TN

RHEA

$275,665

$352,950

$426,625

$530,150

DAYTON,
TN

ROANE

$275,665

$352,950

$426,625

$530,150

KNOXVILLE,
TN

ROBERTSON

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

RUTHERFORD

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

SCOTT

$275,665

$352,950

$426,625

$530,150

SEQUATCHIE

$275,665

$352,950

$426,625

$530,150

CHATTANOOGA,
TN-GA

SEVIER

$275,665

$352,950

$426,625

$530,150

SEVIERVILLE,
TN

SHELBY

$275,665

$352,950

$426,625

$530,150

MEMPHIS,
TN-MS-AR

SMITH

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

STEWART

$275,665

$352,950

$426,625

$530,150

SULLIVAN

$275,665

$352,950

$426,625

$530,150

KINGSPORT-BRISTOL-BRISTOL,
TN-VA

SUMNER

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

TIPTON

$275,665

$352,950

$426,625

$530,150

MEMPHIS,
TN-MS-AR

TROUSDALE

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

UNICOI

$275,665

$352,950

$426,625

$530,150

JOHNSON
CITY, TN

UNION

$275,665

$352,950

$426,625

$530,150

KNOXVILLE,
TN

VAN BUREN

$275,665

$352,950

$426,625

$530,150

WARREN

$275,665

$352,950

$426,625

$530,150

MCMINNVILLE,
TN

WASHINGTON

$275,665

$352,950

$426,625

$530,150

JOHNSON
CITY, TN

WAYNE

$275,665

$352,950

$426,625

$530,150

WEAKLEY

$275,665

$352,950

$426,625

$530,150

MARTIN,
TN

WHITE

$275,665

$352,950

$426,625

$530,150

WILLIAMSON

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

WILSON

$466,900

$597,700

$722,500

$897,900

NASHVILLE-DAVIDSON--MURFREESBORO--FRANK

FHA Loan Information

The FHA does not lend money.
The FHA (Federal
Housing Administration) is part of HUD &
backs individual Approved
Lenders.

Our responsibility is to help you find the best FHA
Approved Lender who can help you secure financing.

When
you fill in our short application we will provide your
information to one, (and
only one) FHA
Approved Lender who can help you based upon
many factors, including your Credit
Score, your State
Location, and the Type
of Loan you apply for.responsibility
is to help you find the best FHA
Approved Lender who can help you secure financing.

Note: We
are not affiliated with the Federal Housing
Administration, the Department of Housing
and Urban Development, or
any other government agency. We are an FHA Educational
Resource.

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