Why we use ETFs

Using ETFs (Exchange Traded “Fund”s or “Shares”) in an investment portfolio is considered a prudent strategy for three simple reasons:

Cost Efficiency: ETFs offer reasonable and transparent fees.

Transparency: ETFs offer a flexible and transparent investments.

Risk Management: ETFs help manage risk through diversification.

High fees erode investment performance!

The United States Government Accountability Office reported how much expenses matter: over the course of 20 years, a $20,000 investment, earning 7% annually and paying 0.5% annual fees, will grow to about $70,500. But if fees are 1.5%—a mere 1% difference—that same $20,000 will only grow to about $58,400.

Why a Fiduciary Relationship?

As a Fiduciary, I am legally required to put my client’s best interest first, act with prudence; with the skill, care, diligence and judgment of a professional. and lastly, strive to avoid conflicts of interest.

Sitting on the same side of the table as my clients, aligns objectives and helps avoids external possible conflicts of interest.