Travel Credit Card Reward Spending Guide By Bonus Categories

By owning Help Me Travel Cheap, I sometimes get to cheat. I get to do things that I’d like to do anyways and turn it into a blog post.

If you’re going to turn credit card rewards into nearly free travel, you’ll need to know which is the best card to use for different situations. In this post, we’ll evaluate and present certain cards that should be used at certain locations.

Note: One’s ability to take full advantage of each spending category depends on their spending threshold. For example, smaller spenders will benefit by having less cards. High spenders may be able to justify paying the annual fee for each card in order to take advantage of each spending category.

Of course, it also depends on how you value each of these programs as to which will be the most valuable card by category.

Another option for airfare is to use the airline branded card if you have one. This usually will add up to 2 points per dollar spent. Typically, I’d prefer to use my Chase Sapphire Preferred, unless the credit card has a free baggage benefit.

Travelocity: If you book through Travelocity, it’s hard to beat the Travelocity credit card that gives you 10% back.

Hotel:

If there is a way to get gift cards through a store and get the bonus with the Ink Bold, then that 5x bonus is best.

About Craig Ford

Craig is an airlines point junkie and cheap travel addict. He believes that travel can be affordable to anyone (yes, you can travel cheap and travel comfortably too). He collects hundreds of thousands of air miles each year and will talk about great travel deals to anyone who is willing to listen.

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