“Vidya Lakshmi”, developed under the guidance of Department of Financial Services (Ministry of Finance, Government of India), Department of Higher Education (Ministry of Human Resource Development), and Indian Banks’ Association (IBA), and being maintained by NSDL e-Governance Infrastructure Limited, is a portal for students seeking Education Loan. Students can view and find suitable educational loan schemes, apply and track their loan applications to banks, anytime, anywhere, by accessing the portal. Also, the portal provides a link to National Scholarship Portal, where students can search and find various scholarships provided by the Government of India.