No matter how much you’ve earned or how much you’ve saved, retirees number one worry is having enough money to enjoy a fulfilling retirement. To help make sure the money lasts comfortably, here are 10 tips for reducing expenses without reducing quality of life.

Parents work hard to teach their kids good habits at an early age. Taking care of their teeth, keeping their rooms clean, even being polite. Teaching them the value of saving and making smart financial decisions while they’re young is just as important.