Speak with a licensed agent and get expert advice on choosing a plan that's right for you

MEET A FEW OF OUR HAPPY USERS

CATHERINE MITCHELL

When I lost my job I was worried that finding new Healthcare for my family was going to be impossible. AffordableHealthPlans.org made the entire process a breeze, it was great being able to see all of the options laid out in front of me.

DANIEL CHUNG

I decided to call into AffordableHealthPlans.org and was assisted immediately. There are so many available plans, I was glad to have them guide me through the process. I’m confident that I have the cheapest plan available for the coverage I need. The peace of mind is priceless.

HEALTH INSURANCE PLAN TYPES

HMO

A HMO (Health Maintenance Organization) requires you to have a primary-care provider (PCP) who will coordinate all of your care. You must see this provider first, who will then refer you to specialists if necessary. This is the least expensive option.

PPO

A PPO (Preferred Provider Organization) allows the most flexibility, letting you see whatever doctors or specialists you want, either inside or outside of your network. There are cost benefits to staying within the network - copays are smaller and you get full coverage.

EPO

An EPO (Exclusive Provider Organization) does not require a PCP or referrals, but does limit you to a specific network of doctors and hospitals. You will have to pay all costs associated with visiting a provider outside of your network.

HEALTH INSURANCE PLAN TIERS

BRONZE

33 Plans Available

Low Premium

High Deductible

60% Cost Sharing

Tax Credit Available

SILVER

34 Plans Available

Low Premium

High Deductible

70% Cost Sharing

Tax Credit Available

GOLD

26 Plans Available

Higher Premium

Low Deductible

80% Cost Sharing

Tax Credit Available

PLATINUM

15 Plans Available

Highest Premium

Lowest Deductibles

90% Cost Sharing

No Tax Credit

YOUR QUESTIONS

We receive calls and e-mails every day from people just like you, trying to understand the healthcare options available to them. We've gathered our most frequently asked questions to help guide you:

How Do I Buy Health Insurance?

Answer:

Navigating the jungle of health insurance options alone can be daunting. By using the quote calculator above, we can help you determine which type of plan best meets your needs. We will hold your hand through the entire process for free.

When Can I Sign Up for Health Insurance?

Answer:

Anyone can sign up for Health Insurance during the open enrollment period, typically between November and January of each year. Beyond that, there are special qualifying events that will allow you to sign up or change your healthcare coverage. Getting married, starting a new job, or having a child are all events that will allow you to sign up for new coverage. Fill out the form above to see if you meet the proper criteria to begin searching for new coverage.

What is the Best Health Insurance Company?

Answer:

Every health insurance company is different, but we can help you find the best insurance company for YOU and your family. In order to provide you the best advice possible, please fill out your information above and we will begin preparing possible options for your health coverage based on your needs.

What Happens if I Don't Buy Health Insurance?

Answer:

With the passage of the Affordable Health Care Act (Obamacare), many people will now face a tax penalty for not having proper health insurance coverage. While there are several exceptions to this rule, having health insurance can help make sure you are protected in an emergency.

What is the Healthcare Marketplace?

Answer:

The Healthcare Marketplace is run by the federal government and a variety of state governments around the country. The marketplace is meant to assist consumers in determining what healthcare plans might be right for them, and it contains information regarding many different insurance policies. Unfortunately, not all companies provide policy information to the marketplace, which means that if you want to find the best deals you may need to do some additional searching. Here at affordablehealthplans.org, we take the guesswork out of finding insurance, and we will help you find the most affordable plan without compromise, no matter where you are.

What is the Open Enrollment Period?

Answer:

The open enrollment period is when anyone can begin searching for new healthcare coverage. The enrollment periods typically lasts from November to the end of January. If you are looking for healthcare coverage outside of the open enrollment period, do not fret. There are special enrollment periods that may make you eligible to search for coverage outside of the open enrollment period. To find out if you qualify, please fill out your information above and we will help navigate you through the process.