Professional Indemnity Insurance

Peace of mind for professionals and small businesses

Few businesses set out to make mistakes but they do happen. Whether there has been a genuine error or simply a difference of opinion between you and your client, the threat of legal action, compensation, lost earnings and even the cost of having to put a mistake right can seriously threaten the profitability and even the future of any small business.

Any professional who gives advice should carefully consider the quality of their insurance, because there is a danger that disputes can culminate in large legal expenses bills, or worse; compensation and damages payments.

Common areas covered are:

Professional Indemnity – this applies to the advice you give to your clients, and protects you in the event of any errors or omissions on your part, which lead to loss or injury. This type of cover is specifically excluded if you just arrange and rely upon traditional Public Liability insurance.

Libel & Slander – you may write articles for trade journals or magazines, and this section of the policy would cover you against any liability from this type of activity

Public liability – covers your legal responsibility for injury caused to the public or damage to their property due to fault of you or your staff

Products liability - protects your legal liability for injury or damage caused to the public arising from the supply of goods in connection with your business