LOMA10_0066_PG.JPG model home at sterling pinte, the lakes. this is the Loma
The San Francisco Chronicle, Penni Gladstone
Photo taken on 7/5/05, in Discovery Bay,

LOMA10_0066_PG.JPG model home at sterling pinte, the lakes. this is the Loma
The San Francisco Chronicle, Penni Gladstone
Photo taken on 7/5/05, in Discovery Bay,

Photo: Penni Gladstone

Image 2 of 7

LOMA10_0059_PG.JPG model home at sterling pinte, the lakes. this is the Loma
The San Francisco Chronicle, Penni Gladstone
Photo taken on 7/5/05, in Discovery Bay,

LOMA10_0059_PG.JPG model home at sterling pinte, the lakes. this is the Loma
The San Francisco Chronicle, Penni Gladstone
Photo taken on 7/5/05, in Discovery Bay,

Photo: Penni Gladstone

Image 3 of 7

LOMA10_0014_PG.JPG breakfast area looking to another livingroom which then faces the backyard
model home at sterling pinte, the lakes. this is the Loma
The San Francisco Chronicle, Penni Gladstone
Photo taken on 7/5/05, in Discovery Bay, less

LOMA10_0014_PG.JPG breakfast area looking to another livingroom which then faces the backyard
model home at sterling pinte, the lakes. this is the Loma
The San Francisco Chronicle, Penni Gladstone
Photo ... more

Photo: Penni Gladstone

Image 4 of 7

LOMA10_0027_PG.JPG master bath with a view
model home at sterling pinte, the lakes. this is the Loma
The San Francisco Chronicle, Penni Gladstone
Photo taken on 7/5/05, in Discovery Bay,

LOMA10_0027_PG.JPG master bath with a view
model home at sterling pinte, the lakes. this is the Loma
The San Francisco Chronicle, Penni Gladstone
Photo taken on 7/5/05, in Discovery Bay,

Photo: Penni Gladstone

Image 5 of 7

Image 6 of 7

Floor plan. Chronicle Graphic

Floor plan. Chronicle Graphic

Image 7 of 7

Sterling Pointe at Discovery Bay, the Loma / It's good to be near the water

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The Lakes at Discovery Bay is home to Sterling Pointe, a development of 116 residences by Meritage Homes built around a 14-acre man-made lake complete with perimeter walking paths, exercise par course, volleyball courts and picnic tables.

Although boating and swimming are verboten, Discovery Bay Marina and Yacht Harbor are close by, and the delta, with its network of waterways for fishing, boating, skiing and bird watching, lies just a few miles beyond the private gates.

The proximity to the water is fortunate. It's hot out here in eastern Contra Costa County. Humid, too. Average summer temperatures hover in the low 90s with 60 percent humidity, but in all but one of the models I visited, the air conditioning was humming and the houses were nice and cool. In the home with the AWOL AC, I was glistening within minutes.

The price of a few months of round-the-clock air conditioning should be factored into the cost of this home. But the price still looks pretty good compared with developments 20 to 30 miles closer to the Bay Area's hub.

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Of the six Sterling Pointe plans at the Lakes, two are one-story designs of 2,400 to 2,700 square feet. The other four are two-story designs ranging from the 2,955-square-foot Loma to the 4,724-square-foot Montara.

Prices range from $559,990 for the smallest one-story home to $749,990 for the Montara's six bedrooms, 4 1/2 baths, three-car garage and much more.

An example of what you get in the two-story plans is the aforementioned Loma, a three-bedroom, 2 1/2-bath home priced at $608,990.

The entry is across a covered porch and into a hall with a two-story-high ceiling. Just off the foyer and through a doorway are the den and a powder room, also designated as a bedroom and another full bathroom on the plans.

Beyond the den is access to the standard three-car tandem garage. There is an option to turn the tandem space into a study with French doors leading to the rear garden.

Beyond the den is the curving staircase with a sitting area large enough for a comfy chair nestled in the curve on one side. On the other side is the living/dining room.

The kitchen and great room, separated by a nook, make up the family space in the Loma. The kitchen wraps around an island with room for a couple of bar stools. A double sink, a cooktop, a refrigerator and a closet pantry anchor the U-shape space.

French doors lead out to the rear garden. On the second floor, the master bedroom suite features a bathroom with walk-in closet, soaking tub and two separate sinks.

The rest of the upper floor has two small bedrooms, a full bath, a tech center and a laundry.

There's an option to turn the third bedroom -- next to the master bedroom -- into a retreat, which could also function as a nursery for a newborn when you want baby to be within easy reach for nighttime feedings or as an at-home office.