Coronovirus (COVID-19) - We are Open as Normal, Albeit from Home!

The Loans Engine is open for business! We’re here to help you in these unprecedented and challenging times. Our expert advisors are working remotely from home and can arrange loans over the phone, without any face to face meetings or visits. Please enquire online or call us on 0800 032 4646 to discuss your needs. Stay Safe.

Bridging Loans

A Bridging loan is a short term loan, secured against property or land and is used to "bridge" the gap, until longer term finance is arranged or the security is sold. The key to a successful bridging loan application is a credible exit strategy.

Bridging loans can be arranged for any legal purpose and are typically used in the following scenarios:

Auction purchases

Secure a property quickly

To break a chain

Refurbishment (light and heavy)

Purchase uninhabitable properties

Where a short lease property cannot be funded in a conventional way

Capital raising

Development funding

Land purchase pre planning

Gifted transactions

To cover cash flow needs

Conversions and title splits

Site acquisition

Planning applications

We work closely with our lending partners to provide you with fast, flexible bridging solutions tailored to suit your needs.

We offer Regulated and Non-Regulated Bridging loans:

Regulated Bridging loans are secured on a property you are living in or intend to live in

Non-Regulated Bridging loans are useful for corporate entities or properties you are not going to live in

For all Bridging loan enquiries, please call our Bridging and Commercial Team on 0800 032 3535

The Loans Engine is a trading name of Central Loans Limited. Authorised and Regulated by the Financial Conduct Authority. Firm Reference Number 708606.

Central Loans Limited is a credit broker. On a secured loan a broker fee of up to 10% of the amount borrowed, capped at £3,995, may be payable. Lender fees may also apply. You can choose to pay any broker fee or lender fee prior to completion or add them to the loan amount. This will affect the total amount of interest you pay over the term of the loan. The actual APRC you are eligible for depends on your individual circumstances.