SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.

NOTES: Beginning in 1959, includes Alaska and Hawaii. States periodically update prior-year data, and any such changes are included in the current table.

Totals do not necessarily equal the sum of rounded components.

a. Total costs to employers who purchase insurance from private carriers and state funds consist of premiums written in the calendar year plus the payments made under deductible provisions. For self-insured employers, the costs include benefit payments and administrative costs.

d. Net cash and medical benefits paid by competitive and exclusive state funds and federal benefits, including those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and by special funds under the LHWCA.

b. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.

Table 9.B3 Benefits paid by type of insurer and medical benefits paid, by state and federal program, 2011 (in thousands of dollars)

Program

Benefits paid by type of insurer

Medical benefits paid

Total a

Private carriers b

State funds

Self- insurance c

Total

As a percentage of total benefits

Total, state and federal

60,210,113

32,235,482

9,783,027

14,414,610

29,862,524

49.6

State programs

Subtotal

56,433,120

32,235,482

9,783,027

14,414,610

28,755,801

51.0

Alabama

616,022

295,654

. . .

320,368

417,047

67.7

Alaska

238,789

168,535

. . .

70,254

155,929

65.3

Arizona

711,801

330,100

241,522

140,180

451,994

63.5

Arkansas

189,123

149,920

. . .

39,202

121,228

64.1

California

10,477,086

5,726,868

1,464,753

3,285,464

5,906,195

56.4

Colorado

760,599

238,542

395,936

126,121

426,696

56.1

Connecticut

865,920

639,800

. . .

226,120

403,519

46.6

Delaware

219,971

186,344

. . .

33,628

130,223

59.2

District of Columbia

111,141

78,368

. . .

32,773

38,010

34.2

Florida

2,711,148

1,962,337

. . .

748,810

1,773,091

65.4

Georgia

1,389,746

1,016,834

. . .

372,912

700,432

50.4

Hawaii

246,780

131,535

28,821

86,425

110,804

44.9

Idaho

245,429

100,346

137,825

7,257

157,320

64.1

Illinois

3,074,406

2,278,440

. . .

795,966

1,466,492

47.7

Indiana

625,111

547,074

. . .

78,037

457,581

73.2

Iowa

626,720

489,958

. . .

136,762

335,295

53.5

Kansas

435,641

310,763

. . .

124,878

244,394

56.1

Kentucky

656,441

367,500

83,726

205,215

369,576

56.3

Louisiana

869,762

479,534

102,336

287,892

461,843

53.1

Maine

252,017

171,566

. . .

80,452

123,237

48.9

Maryland

1,006,998

544,174

172,928

289,896

465,233

46.2

Massachusetts

962,596

723,024

. . .

239,572

329,112

34.2

Michigan

1,301,061

794,135

. . .

506,926

503,694

38.7

Minnesota

1,011,017

767,128

. . .

243,890

523,945

51.8

Mississippi

334,430

215,732

. . .

118,698

199,989

59.8

Missouri

813,686

530,367

85,559

197,760

481,702

59.2

Montana

252,550

83,726

125,456

43,368

158,096

62.6

Nebraska

321,306

254,981

. . .

66,325

198,246

61.7

Nevada

381,176

260,783

. . .

120,393

179,915

47.2

New Hampshire

227,488

170,587

. . .

56,901

151,052

66.4

New Jersey

2,168,517

1,704,263

. . .

464,254

1,088,519

50.2

New Mexico

275,783

158,994

25,564

91,225

159,403

57.8

New York

5,097,055

2,190,515

1,357,643

1,548,897

1,830,356

35.9

North Carolina

1,420,429

1,066,443

. . .

353,986

640,614

45.1

North Dakota

125,960

559

125,401

. . .

74,691

59.3

Ohio

2,232,596

17,470

1,824,527

390,598

945,799

42.4

Oklahoma

839,308

420,373

255,770

163,165

372,653

44.4

Oregon

568,516

193,428

261,773

113,315

305,293

53.7

Pennsylvania

2,894,165

2,065,411

218,184

610,571

1,319,582

45.6

Rhode Island

168,291

60,241

83,068

24,982

56,377

33.5

South Carolina d

874,227

660,565

48,907

164,755

382,037

43.7

South Dakota

90,844

86,934

. . .

3,910

60,048

66.1

Tennessee

783,729

636,874

. . .

146,855

467,886

59.7

Texas

1,604,137

897,283

388,270

318,584

991,357

61.8

Utah

256,742

94,766

117,788

44,188

181,773

70.8

Vermont

136,795

119,009

. . .

17,786

70,449

51.5

Virginia

875,090

678,225

. . .

196,865

523,304

59.8

Washington

2,316,713

23,858

1,818,520

474,335

750,282

32.4

West Virginia e

505,924

189,075

257,755

59,095

239,808

47.4

Wisconsin

1,099,950

955,151

. . .

144,799

770,936

70.1

Wyoming

162,388

1,392

160,996

. . .

82,746

51.0

Federal programs f

Subtotal

3,776,993

. . .

. . .

. . .

1,106,723

29.3

Civilian employee

2,994,122

. . .

. . .

. . .

917,095

30.6

Other

782,871

. . .

. . .

. . .

189,628

24.2

SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.

NOTES: Totals do not necessarily equal the sum of rounded components.

. . . = not applicable.

a. These data may not include second injury fund for all states and may understate total payments.

b. States with exclusive funds (North Dakota, Ohio, Washington, and Wyoming) may have small amounts of benefits paid by private carriers. This is because some employers doing business in states with exclusive funds may be required by Longshore and Harbor Workers' Compensation Act (LHWCA) provisions to obtain coverage from private carriers, or may obtain employer's liability coverage that the state fund is not authorized to provide. In addition, private carriers may provide excess compensation coverage in some of these states.

c. Includes individual self-insurers and group self-insurance.

d. South Carolina's State Accident Fund is not a competitive state fund.

e. In 2008, West Virginia completed the transition from an exclusive state fund to a competitive fund. All benefits for workers injured after the transition are paid by private carriers.

f. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the LHWCA that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.