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1 Announcement on Investment services and Securities dealing of PRIVATE INDIVIDUAL CUSTOMERS and corporate clients EFFECTIVE AS OF MAY 04, 2015 K&H CallCenter: Internet: The conditions of the services herein contained are applicable to the customers of K&H Bank (further referred to as the Bank). Fees charged for private banking services are contained in a separate Announcement. The principles and rules guiding the business operations of the Bank concerning investment services and securities dealing are contained collectively in the Investment Services Business Code and this Announcement. In respect to conditions not listed in this Announcement the ones listed in the Announcement for Private individual clients on bank accounts and deposits and the Announcement for Corporate clients on account transactions and deposits are effective. The Investment Service Business Code and the Announcement are displayed at the branches and are available to the Bank s customers free of charge. The Bank expressly reserves the right to unilaterally supplement this Announcement whenever a new service is introduced, and to modify it or the conditions contained herein in line with any changes in money and capital market conditions, in the law and legal regulations or the Bank s Business Policy, and further, to introduce new fees and other charges in addition to the existing ones (hereinafter jointly referred to as: unilateral contract amendment). In the event that a unilateral contract amendment adversely affects Customers, the Bank shall notify them about the unilateral contract amendment at least 15 days prior to its taking effect by way of the Announcement displayed at the branches. For new contracts, the provisions introduced through unilateral contract amendments are applicable on the day the Announcement is put on display and for contracts concluded earlier, such provisions are applicable as from the day the Announcement takes effect. The reason of modification is that Bank stops distribution of K&H szikra abszolút hozamú fund via e-bank from May 20, 2015 and the annual frequency of K&H Investment Compass booklet preparing is decreased from two occasions to one occasion in the framework of enhanced maintenance service. Table of contents 1/40

5 K&H megtakarítási cél - február alapok alapja HU in the branch and via Call center T+4 HUF 500 / via e-bank T+4 HUF 250 / K&H vagyonvédett portfólió augusztus alapok alapja HU in the branch and via Call center T+4 HUF 500 / via e-bank T+4 HUF 250 / K&H megtakarítási cél - október alapok alapja HU in the branch and via Call center T+4 HUF 500 / via e-bank T+4 HUF 250 / K&H állampapír alap HU in the branch and via Call center T+2 HUF 400 / HUF 400 / on execution via e-bank T+2 HUF 200 / HUF 200 / on execution K&H vagyonvédett portfolio április alapok alapja HU in the branch and via Call center T+4 HUF 500 / via e-bank T+4 HUF 250 / K&H pénzpiaci plusz alap HU in the branch and via Call center T+2 HUF 300 / on execution via e-bank T+2 HUF 150 / on execution K&H szikra abszolút hozamú származtatott alap 2 HU Remarks: in the branch and via Call center T+3 HUF 500 / HUF 500 / on execution via e-bank T+3 HUF 250 / HUF 250 / on execution T day = order valid as from date T, or T+2, or T+3 or T+4 = Execution date In the case of the Funds listed in the table, the actual partner is K&H Alapkezelő Zrt (K&H Investment Fund Management Pld). Execution date is the starting date of order validity or 2 nd or 3 rd distribution day following the starting date of order validity. Direction of orders is understood from the client s point of view. Orders will be calculated on the net asset value valid on the day of the order has been submitted to the bank. In case of purchases, the order is for a sum, in case of repurchases, the order is for pieces. 1 In case of K&H Pension pre-savings account the sale and repurchase are free of charge. 2 Redemption within 10 distribution days, an extraordinary redemption fee shall be charged equalling the redemption fee + 2%. The extraordinary redemption fee is calculated based on the transaction s market value. In establishing the 10-day limit, the Bank does not take into account the day of placing the order. In respect to the affected funds, the extraordinary redemption fee is also charged for the change deals. The duration of order performance could be longer because of occasionally announced distribution suspensions by K&H Investment Fund Management Pld having regard to the fact that the days of distribution suspensions are not included in the deadline of order performance. 5/40

7 K&H open-end investment notes purchased within the K&H mix saving scheme according to the Bank s Announcement on bank accounts, deposit accounts and fixed deposits of natural persons are kept separated on a securities account opened for this purpose for a period of 180 days after the date of submitting the related transaction order. Within the K&H mix saving scheme, investment notes can only be purchased for K&H Pillar 4 Pension Savings Accounts or Long- Term Savings Accounts. In case investment notes are redeemed before the end of the separation period, the Bank shall charge a termination fee. Name of fee Rate of fee Due date mix termination fee 0.5% / transaction when performed The basis of the termination fee is the value of redeemed investment notes, calculated at the last known asset value. In case of partial redemption of K&H mix savings during the separation period the value is calculated on the base of the amount of order while in case of full redemption the base is the number of investment notes. Investments may only be set up under the K&H mix savings scheme in branches. During the separation period, mandates for the redemption of investment notes may only be given in branches too. Conditions pertaining to the deposit part of the scheme can be found in the Announcement covering the bank accounts, deposit accounts and term deposits of private individuals (consumers). Switch deals Switch: Switch: the unlimited transfer of the full amount decreased by interest rate tax and the fee of switch invested in a specific fund to a different, same denominated or the same fund, managed by K&H Securities Investment Fund Management Co. Switch means a repurchase deal which is immediately followed by a sale deal, in case of switch deal the client will loose the freedom of interest rate tax in connection with these funds. In the case of switch transactions no advance payment may be made. In the case of capital protected, close-end funds, KBC Bonds funds, K&H nyersanyag alap USD and K&H capital protected USD money market found (K&H tőkevédett dollár pénzpiaci alap) no switch deals are allowed. Switch deals of the derived open-ended funds can be shown at Switch deal commissions: Switch type Commission Due Between various funds denominated in HUF in the branch and via Call center HUF 500 / switch deal via e-bank HUF 250 / switch deal Between various funds denominated in EUR in the branch and via Call center 2 EUR / switch deal via e-bank 1 EUR / switch deal Between the same funds via every channel - Switch deal execution dates: Switch type Switch of investment coupon with T day settlement for an investment coupon with T day settlement Switch of investment coupon with T day settlement for an investment coupon with T+2 day settlement Switch of investment coupon with T day settlement for an investment coupon with T+3 day settlement Switch of investment coupon with T day settlement for an investment coupon with T+4 day settlement Delivery date order valid as from date In the case of redemption transactions, on the order valid as from date ; in the case of purchase transactions, on the 2 nd distribution day following placement of the order valid as from date In the case of redemption transactions, on the order valid as from date, in the case of purchase transactions, on the 3 rd distribution day following placement of the order valid as from date In the case of redemption transactions, on the order valid as from date, in the case of purchase transactions, on the 4 rd distribution day following placement of the order valid as from date 7/40

8 Switch of investment coupon with T+2 day settlement for an on the 2 nd distribution day following placement of the order valid as investment coupon with T day settlement from date Switch of investment coupon with day T+2 settlement for an In the case of redemption transactions, on the 2 nd distribution day investment coupon with T+2 day settlement following placement of the order valid as from date; in the case of purchase transactions, on the 4 th distribution day following Switch of investment coupon with T+2 day settlement for an investment coupon with T+3 day settlement Switch of investment coupon with T+2 day settlement for an investment coupon with T+4 day settlement Switch of investment coupon with T+3 day settlement for an investment coupon with T day settlement Switch of investment coupon with T+3 day settlement for an investment coupon with T+2 day settlement Switch of investment coupon with T+3 day settlement for an investment coupon with T+3 day settlement Switch of investment coupon with T+3 day settlement for an investment coupon with T+4 day settlement Switch of investment coupon with T+4 day settlement for an investment coupon with T day settlement Switch of investment coupon with T+4 day settlement for an investment coupon with T+2 day settlement Switch of investment coupon with T+4 day settlement for an investment coupon with T+3 day settlement Switch of investment coupon with T+4 day settlement for an investment coupon with T+4 day settlement Sale and repurchase commissions of investment funds managed in foreign exchange Fund Type of order placement of the order valid as from date In the case of redemption transactions, on the 2 nd distribution day following placement of the order valid as from date; in the case of purchase transaction, on the 5 th distribution day following placement of the order valid as from date In the case of redemption transactions, on the 2 nd distribution day following placement of the order valid as from date; in the case of purchase transaction, on the 6 th distribution day following placement of the order valid as from date on the 3 rd distribution day following placement of the order valid as from date In the case of redemption transactions, on the 3 rd distribution day following placement of the order valid as from date; in the case of purchase transaction, on the 5 th distribution day following placement of the order valid as from date In the case of redemption transactions, on the 3 rd distribution day following placement of the order valid as from date; in the case of purchase transaction, on the 6 th distribution day following placement of the order valid as from date In the case of redemption transactions, on the 3 rd distribution day following placement of the order valid as from date; in the case of purchase transaction, on the 7 th distribution day following placement of the order valid as from date on the 4 rd distribution day following placement of the order valid as from date In the case of redemption transactions, on the 4 rd distribution day following placement of the order valid as from date; in the case of purchase transaction, on the 6 th distribution day following placement of the order valid as from date In the case of redemption transactions, on the 4 rd distribution day following placement of the order valid as from date; in the case of purchase transaction, on the 7 th distribution day following placement of the order valid as from date In the case of redemption transactions, on the 4 rd distribution day following placement of the order valid as from date; in the case of purchase transaction, on the 8 th distribution day following placement of the order valid as from date Sale commission / Due Repurchase commission / Due KBC Corporates Bonds EUR LU in the branch and via Call center T+3 1% / via e-bank T+3 0,75% / KBC Corporates Bonds USD LU in the branch and via Call center T+3 1% / via e-bank T+3 0,75% / K&H tőkevédett euró pénzpiaci alap HU in the branch and via Call center T 1 EUR / on execution via e-bank T 0,5 EUR / on execution 8/40

9 K&H tőkevédett dollár pénzpiaci alap HU in the branch and via Call center T 1,2 USD / on execution via e-bank T 0,6 USD / on execution K&H unió alapok alapja EUR sorozat 1 HU in the branch and via Call center T+3 2 EUR / 2 EUR / on execution via e-bank T+3 1 EUR / 1 EUR / on execution K&H euro nemzetközi vegyes alapok alapja HU in the branch and via Call center T+3 2 EUR / 2 EUR / on execution via e-bank T+3 1 EUR / 1 EUR / on execution K&H euro megtakarítási cél áprilisi alapok alapja HU in the branch and via Call center T+4 2 EUR / via e-bank T+4 1 EUR / 1 At the redemption of investment coupons, an advance may be paid on the day of the validity of the order. The amount of the advance may come to an amount equaling 85% - decreased with the repurchase commission - of the last known net asset value of the investment coupons offered for sale. The duration of order performance could be longer because of occasionally announced distribution suspensions by K&H Investment Fund Management Pld having regard to the fact that the days of distribution suspensions are not included in the deadline of order performance. Advance payment fee in case of investment funds listed in point At the redemption of investment coupons in the branch offices, down payment may be paid on the day of the validity of the order. The gross amount of the down payment may come to an amount of 85% - decreased with the repurchase commission - of the last known net asset value of the investment coupons offered for sale. The gross amount deducted with the calculated tax is paid onto client account. Definition Commission Due Advance payment fee in case of EUR funds (based upon the gross value of down payment) Advance payment fee in case of USD funds (based upon the gross value of down payment) 0,1% min. 4 EUR 0,1% min. 5 USD In case the fund redemption executed via e-bank there is no advance payment. In the case of KBC Corporates Bonds funds: the sales commission is based on the purchase price of the investment units bought (net asset value per unit x number of units) upon a buying order, the blanket coverage is established based on the net asset value on the M 3 day the blanket financial coverage to be provided = (net asset value per unit x number of units + sales commission) x 1.05 the settlement period for orders given after 12:00 starts on the trading day following the day of the order Actual business partner: KBC Asset Management In case of K&H funds: The actual business partner is the K&H Alapkezelő Zrt (K&H Investment Fund Management Pld). T day = order valid as from date T or T+3 = Execution date 9/40

10 Execution date is the starting date of order validity or 2 nd distribution day following the starting date of order validity.. Direction of orders is understood from the client s point of view. Orders will be calculated with the exchange rate valid on the day of execution in case of T type of order and orders will be calculated with the exchange rate valid on the day of starting date of the order validity in case of T+3 type of order. The settlement in case of T type order funds are done by using net asset value of a ticket valid on the settlement day, In case of T+3 type order funds the net asset value of a ticket valid on the day the order is submitted used to the settlement calculation. In case of purchases, the order is for a sum, in case of repurchases, the order is for pieces Purchase and redemption commissions for transformed open-ended funds K&H háromszor fizető euro 2. (volt K&H havifix euro 1.) HU Period starting date Period closing date Purchase commission / due date Redemption commission / due date Money-market period April 02, 2009 May 15, 2009 free of charge free of charge Protected period May 18, 2009 March 30, % / 3% / on execution Money-market period April 02, 2012 August 12, 2012 free of charge free of charge Protected period Yield payment until maturity: 09.17,2013, 09.17, 2014, 12.17,2015 August 13, 2012 December 18, % / 3% / on execution Money-market period December 19, 2015 free of charge free of charge K&H euro négyes (former K&H havifix euró 3.) HU Period starting date Period closing date Purchase commission / due date Redemption commission / due date Money-market period August 28,2009 October 18,2009 free of charge free of charge Protected period October 19,2009 August 31,2012 1% / 3% / on execution Money-market period September 01,2012 November 04, 2012 free of charge free of charge Protected period Yield payment until maturity: 11.26,2013, 11.26,2014, 11.26,2015, 11.25,2016 November 05, 2012 November 25, % / 3% / on execution Money-market period November 26, 2016 free of charge free of charge K&H dollar négyes (former K&H dollár fix plusz 2.) HU Period starting date Period closing date Purchase commission / due date Redemption commission / due date Money-market period September 14,2009 October 18,2009 free of charge free of charge Protected period October 19,2009 August 31,2012 1% / 3% / on execution Money-market period September 01,2012 November 04, 2012 free of charge free of charge Protected period Yield payment until maturity: 11.26,2013, 11.26,2014, 11.26,2015, 11.25,2016 November 05, 2012 November 25, % / 3% / on execution Money-market period November 26, 2016 free of charge free of charge 10/40

11 K&H euró plusz (former K&H euró fix plusz Purchase élelmiszer) Period starting date Period closing date commission / due Redemption HU date commission / due date Money-market period April 15, 2011 May 31, 2011 free of charge free of charge Protected period June 01, 2011 June 12, % / 3% / on execution Money-market period June 13, 2015 free of charge free of charge K&H négyszer fizető euró (former K&H euró gyógyvarázs egészség) Period starting date Period closing date HU Purchase commission / due date Redemption commission / due date Money-market period July 13, 2011 August 31, 2011 free of charge free of charge Protected period Yield payment until maturity: 09.25,2012, 09.25, 2013, 09.25,2014, September 01, 2011 September 25, % / 3% / on execution Money-market period September 26, 2015 free of charge free of charge K&H fix plusz energia (former K&H tőkevédett nyersanyag) HU Period starting date Period closing date Purchase commission / due date Redemption commission / due date Money-market period September 15, 2012 November 04, 2012 free of charge free of charge Protected period November 05, 2012 November 13, % / 3% / on execution Money-market period November 14, 2015 free of charge free of charge K&H növekedés plusz HU Period starting date Closing distribution day Purchase commission / due date Redemption commission / due date Money-market period April 18, 2015 May 26, 2015 free of charge free of charge Orders of derived open-ended funds can be given only in the branch office, but there is no advance payment. In case of K&H Pension pre-savings account the sale and repurchase are free of charge. In the Money-market period: In case of money-market period funds purchase order can be given for amount, redemption for pieces/units. In case of purchase the mandatory financial coverage equals with the amount of the order. The first validity day of the order shall be the date when the order is executed; executions and settlements are continuously done during the distributional hours. The execution of the order is counted with the net asset value of the unit pertaining to the first validity day of the order. The derived open-end funds denominating HUF can switched K&H tőkevédett forint pénzpiaci fund free of charge, the derived open-end funds denominating EUR can switched K&H tőkevédett 11oll pénzpiaci fund also free of charge and the derived openend funds denominating USD can switched K&H tőkevédett 11ollar pénzpiaci fund also free of charge. In the Protected period : Both the purchase and the redemption order must be given for a specific number of investment fund units. The sale commission is calculated based on the purchase price of the investment coupons, the repurchase commission is calculated based on the redemption price of the investment coupons. 11/40

12 Financial coverage to be provided when buying units: (net asset value for one unit x number of items x purchase commission) x 1.2 The amount of financial coverage shall be determined based on the last known net asset value per investment unit before the first day of the validity of the order. In the protected period, as a rule orders shall be settled twice a month: on the 16 th of each month; if that is not a trading day, then on the preceding trading day; on the last trading day of each month. In case any of the above mentioned settlement day is happen to be bank-holiday in Belgium, the settlement day is going to be the first day of which precedes the day defined by the rule mentioned above and is banking day both in Belgium and Hungary. In the Protected period orders shall be settled on the net asset value per unit of the execution day; execution is performed on the 5 th trading day after settlement day. On the last settlement day of the Protected period the execution and the settlement day is the same. Purchase orders shall be executed up to the maximum issued amount (the closing amount of investment units sold by closing day of the Money-market period ); any allocation shall be performed in the order of execution. Partial execution is possible in case of allocation. Mature/ merged funds K&H fix plusz 11. HU The Func merged into the K&H likviditási elszámoló fund in July 22, K&H fix plusz 12. HU The Fund merged into the K&H likviditási elszámoló fund in September 30, K&H fix plusz 13. HU The Fund merged into the K&H likviditási elszámoló fund in December 30, K&H fix plusz 18. HU The maturity date of investment fund was June 01, K&H prémium BRIC 95 HU The maturity date of investment fund was February 15, K&H euro fix plusz 1. HU The maturity date of investment fund was May 31, K&H fix plusz 17. HU The Fund merged into the K&H likviditási elszámoló fund in September 30, K&H fix plusz 19. HU The Fund merged into the K&H likviditási elszámoló fund in December 30, K&H tőkevédett nyersanyag 3. (former K&H fix plusz bankszektor) HU The Fund merged into the K&H likviditási elszámoló fund in July 22, K&H prémium nagy esélyesek HU The maturity date of investment fund was August 16, K&H fix plusz 21. HU The Fund merged into the K&H likviditási elszámoló fund in October 29, K&H fix plusz öko HU The Fund merged into the K&H likviditási elszámoló fund in September 30, K&H plusz élelmiszer (former K&H fix plusz öko 2.) HU The Fund merged into the K&H likviditási elszámoló fund in October 29, K&H plusz ázsia (former K&H fix plusz ázsia) HU The maturity date of investment fund was December 13, K&H plusz mezőgazdasági (former K&H fix plusz élelmiszer) HU The Fund merged into the K&H likviditási elszámoló fund in January 21, K&H fix plusz élelmiszer 2. HU The Fund merged into the K&H plusz mezőgazdasági fund in May 30,2011. K&H fix plusz öko 3. HU The Fund merged into the K&H háromszor fizető emlékező 2. fund in July 28, K&H előlegfizető HU The maturity date of investment fund was December 13, K&H háromszor fizető euró HU The Fund merged into the K&H háromszor fizető euro 2 fund in August 09, K&H plusz 2. HU The Fund merged into the K&H likviditási elszámoló fund in April 22, K&H háromszor fizető 5. HU The Fund merged into the K&H likviditási elszámoló fund in May 28, K&H prémium plusz HU The Fund merged into the K&H likviditási elszámoló fund in July 22, K&H háromszor fizető 7. HU The Fund merged into the K&H likviditási elszámoló fund in September 30, K&H háromszor fizető 8. HU The Fund merged into the K&H likviditási elszámoló fund in October 29, K&H háromszor fizető 9. HU The Fund merged into the K&H likviditási elszámoló fund in January 21, K&H prémium hozamváltó HU The Fund merged into the K&H likviditási elszámoló fund in January 21, K&H háromszor fizető 11. HU The Fund merged into the K&H likviditási elszámoló fund in January 21, K&H plusz 3. (former K&H hozamfa 4.) HU The Fund merged into the K&H likviditási elszámoló fund in April 02, /40

13 K&H háromszor fizető 10. HU The Fund merged into the K&H likviditási elszámoló fund in April 02, K&H hozamváltó 2 HU (former K&H szakaszos hozamú 4) The maturity date of investment fund was April 04, K&H hozamváltó 3 HU The Fund merged into the K&H likviditási elszámoló fund in May 09, K&H euró fix plusz 2 HU The maturity date of investment fund was June 30, K&H fix plusz 14. HU The Fund merged into the K&H likviditási elszámoló fund in July 10, K&H szakaszos hozamú 5. HU The Fund merged into the K&H likviditási elszámoló fund in July 10, K&H fix plusz Rajna HU The Fund merged into the K&H likviditási elszámoló fund in August 22, (volt K&H hozamfa 5) K&H fix plusz 20. HU The Fund merged into the K&H likviditási elszámoló fund in August 22, K&H fix plusz 15. HU The Fund merged into the K&H likviditási elszámoló fund in August 22, K&H hozamváltó 4. HU The Fund merged into the K&H likviditási elszámoló fund in August 22, K&H euró fix plusz 3. HU The maturity date of investment fund was September 19, K&H forintsáv tőkevédett HU The Fund merged into the K&H likviditási elszámoló fund in October 16, K&H növekedés plusz 2 HU The Fund merged into the K&H likviditási elszámoló fund in December 30, K&H olimpia plusz HU The Fund merged into the K&H likviditási elszámoló fund in December 30, K&H háromszor fizető 12 HU The Fund merged into the K&H likviditási elszámoló fund in January 28, K&H háromszor fizető emlékező HU The Fund merged into the K&H likviditási elszámoló fund in January 28, K&H plusz nyersanyagdevizák HU The Fund merged into the K&H likviditási elszámoló fund in January 28, K&H háromszor fizető emlékező 4. HU The Fund merged into the K&H likviditási elszámoló fund in January 28, K&H háromszor fizető emlékező 2. (volt K&H fix plusz futball) HU The Fund merged into the K&H likviditási elszámoló fund in March 11, K&H dollár fix plusz 3. HU The maturity date of investment fund was February 20, K&H euro fix plusz 6. HU The maturity date of investment fund was March 20, Purchase and redemption commissions for K&H likviditási elszámoló fund Purchase commission / due date Redemption commission / due date K&H likviditási elszámoló (volt K&H háromszor fizető 4) 1% / free of charge HU In case of purchas the order can be given for amount, in case of repurchase for pieces/units. The sale commission is calculated based on the purchase price of the investment coupons, the repurchase commission is calculated based on the redemption price of the investment coupons. In case of purchase the mandatory financial coverage equals with the amount of the order. The first validity day of the order shall be the date when the order is executed; executions and settlements are continuously done during the distributional hours. The execution of the order is counted with the net asset value of the unit pertaining to the first validity day of the order. K&H likviditási elszámoló fund can switched all of funds of section free of charge. Orders of derived open-ended funds can be given only in the branch office, but there is no advance payment. In case of K&H Pension pre-savings account the sale and repurchase are free of charge K&H closed-end investment funds characteristics 13/40

20 via Call center 0,21% min. 4,2 USD max. 150 USD via e-bank 0,21% min. 2,8 USD max. 150 USD Intrabank transfer in USD - Corporate clients in the branch 0,35% min. 25 USD campaign: 0,35% min. 23 USD till withdrawal via e-bank 0,32% min. 21 USD campaign: 0,32% min. 18 USD till withdrawal Intrabank transfer to own account (Private individual customers and Corporate clients) via every channel Receipt of transfer to client account - - From the client account transfers in foreign currencies can be executed and received only intrabank, in the currency of the account. HUF transfer can be executed only inland. Private individual customers can execute their transfers in the branches, via e-bank and via Call center. Corporate clients can execute their transfers in the branches and via e-bank. The transfer orders can not be submitted to the bank through using boxes placed for orders in the branches. For HUF transfer order submission PFNY11 preprinted form, for foreign currency transfer orders the regular preprinted form of the bank shell be used. Commissions charged for transfers refer to both the spot date transfers and the value date ones. Value date transfers can be given for maximum 90 business days in the branches in advance. Transfers are executed only on condition that the amount and the fee of transfer placed in the transfer order are available on the client account. Lacking that, the Bank will not execute the transfer order. From July 1, 2012 HUF transfer orders launched from client accounts will be carried out in two ways: HUF transfers submitted via e-bank or Telecenter are carried out in multiple intraday settlement paper based transfers are carried out in the overnight settlement process Bank will ensure that transfers carried out via GIRO Multiple Intraday Settlement Process will reach the Payments Service Provider of the Beneficiary Client within 4 hours of receiving the order Order fees Definition Amount Due Stock exchange order fee on BÉT and BÉTA markets (as a % of market value)*** in the branch and via Call center 1,0 %, min HUF via e-bank 0,5% min HUF Settled in EUR stock exchange order fee (as a % of market value) in the branch and via Call center 1,0% min. 12 EUR via e-bank 0,5% min. 4 EUR Stock exchange order fee on K&H Pension pre-savings account (as a % of market value)l in the branch and via Call center After payment, no purchase fee charged on the amount paid, in other cases 1,0 %, minimum HUF via e-bank Cancellation/modification of stock exchange order fee* - via every channel in case of buying / on execution in case of selling in case of buying / on execution in case of selling in case of buying / on execution in case of selling in case of buying / on execution in case of selling in case of buying / on execution in case of selling - 20/40

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