First Data payment solutions review

21 July 2017

Today’s marketplace is changing at a rapid pace right down to the ways customers buy goods and services. To stay competitive, it is crucial for merchants to find out right payment solution that delivers the most value to their business and realizes the potential of every transaction. One of the leaders of e-commerce global market in offering smart payment solutions is First Data. First Data Corporation provides secure and innovative payment technology and service solutions to merchants, including small- and mid-sized businesses, financial institutions and government agencies around the world.

Commerce is all about making payment and receiving payment. If there is no payment, there is no commerce. This statement is every bit as true for digital commerce as it is for traditional commercial activity. But how do payment solutions actually work in e-commerce economy? To answer this question, we have taken a closer look at what is behind transactions through revision of First Data unique payment solutions.

Payment solutions

Description

Main features

Clover Flex

Clover Flex is all-in-one smart, flexible point-of-sale (POS) device with built-in capabilities to help merchants serve their customers better—whether at the counter, in line, at the table or on the go.

– The Clover web dashboard allows you to manage your business from wherever you have an Internet connection.

Clover Mini

Clover Mini is the sleekest, most flexible payment terminal around. It accepts virtually all payment types and has the ability to scale up to full POS functionality.

– Accepts more types of payment from magnetic strip and EMV chip cards to contactless one, without additional equipment or complicated software.

– Protect merchant’s customers, business and reputation from fraud with built-in TransArmor Solution.

– Sets up a mobile loyalty and rewards program with free Perka Punchcard app.

Clover Mobile

Clover Mobile is a high-powered portable business device that goes wherever you go, and works just as hard. Whether you are taking payments tableside, busting register lines, or just generally on the go, Clover Mobile helps you keep things rolling. Clover Mobile runs on cloud-based software so your business information is always available on the device or from a computer, tablet or mobile phone.

– Accepts more types of payments from magnetic strip and EMV chip cards to contactless one, without additional equipment or complicated software.

– Protect merchant’s customers, business and reputation from fraud with built-in TransArmor Solution.

– Easily sets up a mobile loyalty and rewards program with free Perka Punchcard app.

– Manages inventory with advanced software and a built-in scanner that makes tracking and replenishing easier than ever.

Mobile Pay

With the First Data Mobile Pay solution, you can offer fast, safe and flexible payment processing anywhere you go by using your existing smart phone. Once you have downloaded the application from App Store or Google Play, a handy encrypting card reader device plugs into your iPhone, iPad, iPod touch or Android smartphone or tablet, enabling you to slide your customer’s credit card to capture a sale. As the card is physically present, you avoid the higher card-not-present processing rates associated with hand-keyed transactions.

– Compatible with iPhone, iPad, iPod touch and Android smartphones and tablets (as well as BlackBerry for the web-based version);

– Secure login with username and password;

– Easy-to-use interface requires minimal training;

– Supports for all major credit card types;

– Real-time mobile processing;

– Fraud protection tools;

– SSL encryption technology;

– Real-time reporting capabilities;

– Account manager to add or remove users (browser only);

– Ability to store a list of inventory items;

– Tracking of cash sales;

– Automatic prompts for tips and tax;

– SMS receipts (rates may apply);

– 24/7 customer support.

Pogo Mobile Card Reader

Whether you sell your product at trade shows or stadiums, give in-home fashion or home décor parties, or move from place to place delivering goods or providing service, Pogo mobile card reader enables you to accept payments by credit or debit card using your smartphone or tablet.

Just visit www.pogopayment.com to sign up, download the application from iTunes App Store or Google Play, and plug the card reader into your Android, iPhone or iPad.

– If you decide to discontinue using your Pogo, you pay no termination fee;

– As a Pogo customer, you will have access to an online account management tool for monitoring your funds and transactions, with alerts to keep you informed.

Payeezy

Whether it is online, in-store or with a mobile device, the Payeezy e-commerce solution is the simplest way to accept payments and grow sales online. Payeezy helps you create a seamless customer experience on your website by offering more payment options, impressive security features and easier integration.

– The Payeezy e-commerce solution lets you accept more payment types than any provider. It is integrated with 70+ shopping carts. Customers can pay with any card, PayPal or electronic checks – all in their native currencies;

PayEdge offers merchants a cloud-based mobile payment solution that does not require NFC and has the flexibility to work within any mobile application or strategy. By leveraging the stability of TeleCheck platform, this ACH-based mobile wallet facilitates secure, low-cost payments for merchants and expands the consumer’s phone from a communication device to an all-in-one purchasing device.

– Multiple methods of payment in development (no additional merchant integration will be required);

– No new NFC hardware costs. NFC is supported but not required;

– Easily integrates with existing loyalty program and/or application;

– Merchant retains control of the customer relationship and application interface.

Every day First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers on a global scale. The company leverages its unparalleled product portfolio and expertise to deliver processing solutions that drive customer revenue and profitability. Whether the payment is by debit or credit, gift card, check or mobile phone, online or at the point of sale, First Data goes beyond the transaction to help merchants maximize value for their business.