Critical Illness Insurance

Administered by Unum

Coverage for critical illnesses

Critical Illness insurance through Unum pays a lump sum benefit if you are diagnosed with a covered critical illness including heart attack, cancer, stroke, carcinoma in situ, coronary artery bypass surgery, end stage renal (kidney) failure, major organ failure, permanent paralysis as the result of a covered accident, coma as the result of severe traumatic brain injury, blindness and benign brain tumor.

Other features include:

You select your coverage amount, from $5,000 to $50,000; health questions are waived this year for coverage up to $20,000 for yourself and $10,000 for your spouse/same-sex domestic partner.

Children are automatically covered at 25 percent of the selected employee benefit.