During the next few days as we transition our debit card network, some PIN-based card transactions
may be initially declined by the merchant at the time of purchase.
If this happens, please ask to run your card as credit/signature transaction

Personal Checking Accounts

It’s time to check in on your checking account options

You depend on your checking account every day, let’s make sure you have the best option. Whether you want to minimize fees, protect the environment, or have access on-the-go, Frederick County Bank has a solution

Find the Right Account For You

FCB Choice Checking

Choice Checking is a popular account option with a low monthly minimum balance requirement of $500. Skip the monthly maintenance fee by maintaining a balance of $500, having a recurring monthly direct deposit, or maintaining a minimum balance of $1000 across your FCB accounts.

FCB EChecking

A popular account option with no monthly minimum balance requirement. Waive the monthly maintenance charge when you subscribe to electronic statements that help reduce paper waste and protect our environment.

FCB Advantage Checking

This account is a popular option that provides great features for those 55 and older. Enjoy free FCB custom logo checks, unlimited check writing, and more with no minimum monthly balance requirement. Skip the monthly maintenance fee with a recurring monthly direct deposit or by maintaining a minimum balance of $1,000 across your FCB accounts.

Go Green Plus

A popular option for those interesting in automation and moderate debit card use. This is interest-bearing account when the following monthly conditions are met:

Subscribe to paperless e-statements with check images*

Use your FCB Visa® Debit Card at least 12 times

Pay at least one bill with FCB Online Bill Pay

Receive one ACH credit (direct deposit) or debit (payment)

FCB NOW Account

An interest-bearing account with minimal hurdles. Enjoy no monthly maintenance charges when you maintain a minimum monthly balance of $1,000.

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Compare Accounts

When deciding which account is right for you it’s important to consider the balance you’re likely to have in your account, your monthly activity, and how to avoid maintenance fees. We’re happy to help you navigate your choices – come say hello or give us a call.

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