Cash Chats ep 59: Ask Andy old clothes, credit cards and GDPR

Another Ask Andy special where I answer your questions. This time I tackle the H&M clothes recycling scheme, paying off credit card debts and why you’re getting so many emails from businesses.

Here are the questions.

Swapping old clothes for money off vouchers

Elizabeth asked:

I have just been told about the H&M scheme to recycle old, worn clothes and textiles for a £5 voucher. I have 3 questions:

Does this happen in the Shrewsbury branch?

Is there a specified bag size?

How long is the voucher valid?

Paying off multiple credit cards

Karl asked:

Hi Andy, I’ve recently started listening to your podcast show. I was wondering if there was an app available were you could input all your credit card data and it works out who to pay most to, who to pay the minimum and who/when to transfer a balance? I have six cards.

ADVERTISEMENT

How the blog makes money

Some of the links used on the site are what's known as "affiliate links". By buying through those links I may receive a commission for the sale. This is the same model used by sites like Money Saving Expert and Voucher Cloud. This has no effect on the price for you.

The blog's independence is really important to me so I only include the best offers and deals, whether there is an affiliate link available or not. I also refuse all sponsored posts. Everything I write is because I believe it's something you should know about, not because I've been paid to write it.

But any money I do make helps me carry on producing the articles and podcasts for you to enjoy!