We're building the best Investment platform for Entrepreneurs

We're building the world's best peer-to-peer (P2P) investment platform for entrepreneurs

Finance needs to be fast, fair and flexible to meet today's demands.

The Challenge

Due to regulatory restrictions post-2008, banks aren't able to lend as much, and non-secured lending is even more difficult. However, the need for financing still remains. Therefore, the market is ripe for disruption, with £2bn transactions per year in UK peer-to-business lending.

The Solution

Crowd2Fund is an online platform for private businesses and investors, offering carefully selected opportunities. Businesses get access to funds at competitive rates, and investors get generous returns on their investments, tax free, through the Innovative Finance ISA.

We have created consistent, quantifiable success

We've experienced 300% year-on-year revenue growth for the past 3 years and facilitated more than £25m in investment. We're also cash-flow positive.

Revenue Growth 2015 - 2018

Total Investors7,665

Amount invested£25,916,642.73

Total Businesses3,120

Investment loans350

We're tapping into a high-growth industry

The UK FinTech market is one of the fastest growing markets in the world. In 2018, Crowd2Fund achieved £832k in revenue with relatively steady costs.

Projected Revenue Forecast

2019

Next year we aim to facilitate £40m in lending, generating £2.4m in revenue and continuing our 300% year on year growth.*

2020 - 2022

We aim to facilitate £3bn in lending by 2022, generating £180m in revenue. This would value the company at £5bn, based on a 28x revenue valuation.

*Audited accounts available

We deliver better returns than our competitors

Our returns are highly competitive. This is how Crowd2Fund compares with other platforms in the peer-to-business lending space:

Comparison: APR after bad debt

Average APR7.85%

Written off£93,414

Borrower Rate10.46%

Interest Generated£1,572,905

Investors choose the innovative businesses they invest in

They earn an estimated 10.46% APR before fees and bad debt tax-free via the IFISA

We're an FCA regulated platform with compliance at our core

Crowd2Fund is the first platform of its kind to be directly regulated. We work with the FCA to build trust and robust processes, thereby delivering a better service for our clients.

Step 1

Businesses who need funding submit a business proposal to Crowd2Fund.

Step 2

Our Risk and Due Diligence team reviews the proposal against our strict acceptance criteria.

Step 3

Successful businesses are listed; investors pledge the amount they want to invest.

We are also an authorised Innovative Finance ISA manager - with Crowd2Fund, investor returns are tax-free.

We're powered by revolutionary technology

Crowd2Fund is built by some of the world's best designers and engineers, leveraging innovation to challenge incumbent platforms.

The Brains

We're a lean team, building impeccable user experiences with state of the art technology.

The Platform

Fully mobile responsive, working seamlessly on all handsets also with an iOS App.

Simple Integration

A comprehensive API allows integration of other third-party clients and additional compliance services.

Minimising Risk

We maximise the speed of business approval and minimise operational costs with our auto risk assessment tool.

If investing £20,000 today, based on our current valuation, you could potentially claim £6,000 back from your tax bill via the Enterprise Investment Scheme (EIS). Our aim would be to increase the value of your £20,000 investment to an estimated £571,429, assuming we achieve an estimated £1bn valuation by 2022. When you sell the shares you will not have to pay capital gains tax. If in the unlikely event the shares lose their value you will also be eligible for loss protection of 45% of the value of your investment.

We give businesses more when they borrow from us

We provide access to a community of engaged investors who act as brand advocates, driving sales across local and global markets.

Mike Allen, Entrepeneur

A serial entrepreneur and also a ski lover has now invested in more than £150K into 102 entrpreneurs. He earns an amazing 11.23% APR tax free, gets great rewards and loves choosing the business to invest in.

Dan Rees, Founder

Dan, founder of Ruroc and extreme sports protection gear company, raised more than £360k from 243 investors offering 10% APR. His investors now invest in every round and are loyal customers. This approach allowed him to take his business to the next level.

Investment opportunity

Due to the success of last years investment round we are releasing a further £2,000,000 of equity at £35,000,000 pre-money valuation. These investment funds will be eligible for generous EIS tax relief, will be tradable on the Exchange as the valuation increases over the longer term. EIS Advance Assurance has been applied for from HMRC however it has not been granted yet. An investment will mean you don’t pay fees when lending through the platform and you’ll receive other great perks. We would be delighted if you wanted to join us on the Crowd2Fund journey.

Past performance and forecasts are not reliable indicators of future results. Tax treatment of any of the investment offers will depend on the individual circumstances of each investor and may be subject to change in the future. Remember, your actual return may be higher or lower as your capital is at risk.

Company

Help

Past performance and forecasts are not reliable indicators of future results. Tax treatment of any of the investment offers will depend on the individual circumstances of each investor and may be subject to change in the future. If you are unsure about any aspect of the information provided by the company, you should seek advice from an independent financial adviser. Do not invest more than you can afford to lose. Investing in start-ups and early stage businesses involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Investing in start-ups may expose the individual concerned to a significant risk of losing all of the money or other assets invested. Peer to business lending through Crowd2Fund is not the same as holding a bank or building society savings account. When making a peer to business loan, your capital lent to a borrower is not covered for compensation in the event of a loss by the Financial Services Compensation Scheme. It may prove impossible to recover all or part of the loan by calling in the business assets held as security on that loan. Reward and Donation funding types are not regulated by the Financial Conduct Authority Crowd2Fund Limited is authorised and regulated by the Financial Conduct Authority (FRN 623683). Crowd2Fund Limited is registered in England and Wales. Registered No. 08472687 Registered Address: 242 Acklam Road, London, W10 5JJ.