We suggest two hours for each session, and each is independent of the others.

Part One, taught by Dave Ramsey on DVD, teaches you how to make wise financial decisions based on Scripture.

Part Two of each class session is a small-group discussion. The design of the discussion groups helps you apply the principles to your daily life. Members hold each other accountable, build friendships, and support one another. Since personal finance is 80% behavior, this small-group format ensures that class members realize finance is more than just math.

3. What is the average size of the class?

The video portion of the class is unlimited. However, during the discussion time, break down into 8-12 families, plus a coordinator, for each small group.

4. If I miss one class, can I make it up?

The coordinator can work with you to make up that lesson by allowing you to take the video lesson home with you, as long as you return it the following class. There may be a deposit required to borrow a lesson on DVD.

5. What is included in the FPU Membership Kit?

As part of your enrollment package, you will receive:

All 13 lessons in an audio CD library.

Dave Ramsey's personal testimony on CD.

Three months of zero based monthly budgeting forms on CD.

A financial snapshot progress form.

A complete set of financial management forms, including samples.

All 13 fill-in-the-blank FPU lessons to work through with Dave during the classes.

Dave Ramsey's Financial Peace Revisited book.

The envelope system.

Two debit card holders.

Access to the Member Resource Center online, where you will find helpful financial tools.

A graduation certificate upon completion of the class.

6. How many classes do I need to attend in order to graduate?

You must attend 12 of the 13 classes to qualify for the graduation certificate.

7. What are the subjects covered in each lesson?

Lesson 1: Super Saving

Lesson 2: Relating with Money

Lesson 3: Cash Flow Planning

Lesson 4: Dumping Debt

Lesson 5: Credit Sharks In Suits

Lesson 6: Buyer Beware

Lesson 7: Clause and Effect

Lesson 8: That's Not Good Enough!

Lesson 9: Of Mice and Mutual Funds

Lesson 10: From Fruition To Tuition

Lesson 11: Working In Your Strengths

Lesson 12: Real Estate and Mortgages

Lesson 13: The Great Misunderstanding

8. When will the first class start?

The first class session usually takes place approximately two weeks after the final preview session, allowing time to process the enrollments and ship all the class materials.

9.Can my class member get additional assistance, if needed?

For more detailed assistance, Dave Ramsey Certified Counselors offer discounts for one-on-one counseling. For more information on counseling, see the financial counseling section of our website.

Our guarantee is simply this: "If you do it, it works! If you don't do it, it won't work!" If you work the program, you won't want your money back. If you don't work the program, you don't get your money back.

14. What is FPU Membership?

When you purchase a Financial Peace University (FPU) Membership, you receive all the class materials and access to the FPU online resources you need to succeed. Your "membership" means that you can attend the FPU class as often as you like. Spouses and engaged couples can attend together with a single Membership, and teens living at home are welcome to attend with their parents.

15. Why should I upgrade to the new FPU?

The new 9 lesson class offers you the opportunity to refresh your knowledge of Dave’s principles, experience new case studies which reinforce the learning and access to FPU Central which includes:

Lesson Center for all 9 lessons, which includes class video recap, outside class homework, extra video content, articles and much more to help you live like no one else!

Class wall for communicating with your class and coordinator

Online calculators for help in determining: Mortgage/Home Affordability, Mortgage Refinancing, Cost of Living, College Funding, College Cost of Living and Retirement Funding

Online Quick Start Budget tool

Plus you receive a trial use of our online cash flow plan and Debt Snowball tools which are powered by mytotalmoneymakeover.com

16. I thought I had "lifetime" membership, why can't I login to FPU Central?

Your FPU "membership" means that you can attend the FPU class as often as you like. You don’t need to purchase additional materials to attend a 9-week class but if you would like to experience the new workbook, envelope system or FPU Central you have options to upgrade your kit or purchase a Member Workbook with FPU Central Activation Code. Contact Customer Care at 888.227.3223 to ask about membership upgrades.