Call us for a same day appointment now !

Ramnik Banwatt, MD
Board Certified Internal Medicine

Member Amercian College of Lifestyle Medicine

Insurance

PAYMENT POLICY

Dr Sidhu participates in most of the major health insurance plans in the region. Medical services are provided and billed by Medical Clinic. Following are the health plans which we currently accept.

Please be aware that with any health plans, there may be deductibles and copayments for which you could be responsible.

INSURANCES ACCEPTED

MEDICARE

HMO PLANS

Humana

Freedom

Optimum

Ultimate

Wellcare

PRIVATE PAY

No Insurance? No problem.We would be honored to provide your medical care.Please check the estimated charges at the front desk prior to service. Full payment is required at the time of service.

COMMERCIAL INSURANCE PLANS

Please note Dr. Sidhu is no longer taking new patients with commercial insurance.

COMMON QUESTIONS

What billing or insurance information will I receive?

​You will receive a statement after your insurance has paid.

How long will it take to get things settled with the insurance company?

Generally, it takes from 45 to 60 days to obtain payment from an insurance carrier.​

I received a notice that my insurance company has paid on my bill -- but I can't understand how they calculated their payment amount. Do you know?

​If we have received any such information from your insurance company, we'll be glad to share it with you. However, for answers to any questions about insurance payments, deductibles, or co-payments, you generally need to check with your insurance company.

Who is responsible if my insurance will not pay?

We always check your insurance eligibility to ensure you have coverage. We also appeal any insurance nonpayments. However should your insurance not pay you are ultimately responsible for payment.