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Based in Aspen, Colorado, Kelly Klee is an online insurance broker that caters toward higher net worth individuals in the US. Along with "high value" home and seasonal residence coverage, the company also provides coverage for such items as luxury and vintage automobiles, private aircraft and watercraft, fine art or wine collections, jewelry, etc. Kelly Klee is staffed by professional agents who can provide policies from all the top carriers who specialize in affluent customers. Some companies include Chubb, Hagerty, and Nationwide Private Client.

How is Kelly Klee rated?

Breakdown

7/10

Financial Strength

8/10

Customer Experience

7/10

Pricing & Discounts

10/10

Coverage

Overall Rating: 7.8 / 10 (Very good)

Kelly Klee provides generous and comprehensive coverage but within a very narrow sector of the community. The company is an ideal partner for consumers that find themselves in need of comprehensive coverage of multiple high-value assets, including their home(s), vehicle(s), art collection, etc.

Financial Strength

Financial Strength - 7 / 10

Kelly Klee partners with all the best and strongest financial institutions in order to provide sufficient coverage for wealthier Americans. Companies such as AIG, Chubb, and the Cincinnati Financial Corporation have rock solid financial ratings, long histories, and great outlooks in terms of claims-paying ability.

Underwriter

Various

*The above information reflects the financial strength of the underwriter of the Kelly Klee home insurance policies: Various.

Customer Experience

Customer Experience - 8 / 10

Kelly Klee is still a relatively young company, being founded in 2014. Because of this, it doesn't have any notable presence on sites like the BBB or Trustpilot. Additionally, we could not find any complaints about the company in the NAIC.

Kelly Klee Coverage

Coverage - 10 / 10

Kelly Klee has experience in the particular ins and outs of insuring higher value homes and their contents, ensuring homeowners of these properties are not underinsured and at financial risk. The company also features comprehensive policy add-ons like earthquake insurance that are usually not available from standard carriers. What's more, Kelly Klee can build features into policies for uncommon scenarios like identity fraud, needing ransom money for kidnapping, and home alterations that may be needed in the event of disability.

Basic Coverage Types

Dwelling Protection

Other Structures Protection

Personal Property Protection

Additional Living Expense Coverage

Additional Coverage

Enhanced Dwelling Protection

Scheduled Personal Property Coverage

Pricing & Discounts

Pricing & Discounts - 7 / 10

Kelly Klee offers home insurance in conjunction with other policies so customers can insure all of their valuable assets at once. Kelly Klee can also build specialty coverage into a customer's policy if necessary.