Winter can be very harmful and even outright destructive to a home. There are some inexpensive maintenance items that you can do to properly prepare for the inclement weather to come. Usually, you can prepare your property for the upcoming winter in just one afternoon. The following home maintenance tips will help you save money by lowering your utility bills and assist in protecting your biggest investment, your home.

Reports of low homeownership among recent graduates has prompted many to blame student loan debt, considering Americans owe a collective $1.2 trillion in student loans. The common belief is that student debt prevents recent graduates from saving a down payment and the repayment of costly student loans causes them to miss payments and ruin their credit scores, making them unsuitable candidates for mortgages.

When you are a home buyer concerned about school zones you may be wanting to find an affordable 4 bedroom home in Rossview Schools in the Clarksville TN area. Rossview Schools are some of the most requested school zones in Clarksville and Montgomery County. The good news is that there are many 4 bedroom homes available and some of them are top notch and full of amenities to please any family.

I deal with a lot of real estate investors, mortgage brokers, financial advisers and realtors who are always out there looking for the next lead! Don't get me wrong, word of mouth advertising and networking is an important part of business in the finance and real estate world, but its not the best or an effective use of your time.

I love feedback and trying to better understand what my target audience wants. I have a survey I send out to any leads or clients that I have some semblance of a relationship with. The premise is a single questions, "What is your #1 marketing challenge?"

I recently attended a seminar regarding TRID. That is the TILA-RESPA Integrated Disclosure. The basic premise is that the home buyer, now known as the Consumer, should “Know before you Owe.” The consumer has the opportunity to view the Loan Estimate (previously the Good Faith Estimate) before formally applying with a particular institution and paying an application fee. Ideally the consumer will have more opportunity to compare banks.

I get a lot of friends and family members asking me if they should wait to sell their houses until spring. In short my answer is a big loud no. My long answer is a little different depending on your situation. Why are you selling? Where are you buying next? What would you gain from selling in the spring?