Other Services

Individual Retirement Accounts (IRA)

Our IRA portfolio includes both Traditional and Roth IRAs. Members can open a share/savings IRA with a minimum deposit of $50. Dividends are paid and compounded quarterly on average daily balances of $100. Certificates can be purchased for either IRA type. The minimum deposit for a certificate is $1,000 and dividends are paid and compounded monthly. The rate is specific to the term. Members can choose terms from 6 to 36 months. Early withdrawal penalties apply.

Share Certificates/CDs

Share certificates allow members to earn a higher rate of return by depositing a minimum of $1000 for a specific term. Certificates can be purchased for terms from 6 months to 36 months. The rate is specific to the term. Dividends are paid and compounded monthly. Certificates are subject to early withdrawal penalties.