SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.

NOTE: Beginning in 1959, includes Alaska and Hawaii. States periodically update prior-year data, and any such changes are included in the current table.

a. Total costs to employers who purchase insurance from private carriers and state funds consist of premiums written in the calendar year plus the payments made under deductible provisions. For self-insured employers, the costs include benefit payments and administrative costs.

d. Net cash and medical benefits paid by competitive and exclusive state funds and federal benefits, including those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and by special funds under the LHWCA.

Table 9.B2 Benefits, by state and federal program, 2001–2005 (in thousands of dollars)

Program

2001

2002

2003

2004

2005

Total, state and federal

50,826,955

52,415,940

55,066,439

56,074,292

55,307,176

State programs

Subtotal

47,757,688

49,262,314

51,881,754

52,818,090

52,049,021

Alabama

562,773

565,264

580,184

575,697

608,522

Alaska

158,520

178,789

182,204

187,080

189,212

Arizona

452,011

477,568

515,231

548,172

535,539

Arkansas

223,416

217,346

224,275

227,243

208,021

California

10,082,580

10,974,355

12,409,808

12,459,589

10,938,475

Colorado

566,354

760,958

753,049

843,256

896,430

Connecticut

641,341

675,895

677,088

711,237

713,275

Delaware

126,270

137,264

156,494

157,398

168,146

District of Columbia

99,496

89,315

84,015

96,141

91,270

Florida

3,033,955

2,623,239

2,805,941

2,710,272

2,899,301

Georgia

1,006,721

917,266

981,142

1,114,154

1,197,521

Hawaii

248,100

267,827

274,922

271,290

250,779

Idaho

199,044

202,181

213,604

236,149

243,168

Illinois

2,122,283

2,148,757

2,146,926

2,246,186

2,404,456

Indiana

556,866

547,305

563,577

595,245

609,596

Iowa

391,156

401,983

427,030

447,343

473,724

Kansas

339,258

341,606

295,520

371,011

383,283

Kentucky

725,056

692,398

717,309

719,833

705,802

Louisiana

633,703

621,449

669,218

726,004

667,097

Maine

245,343

260,310

233,458

268,040

268,936

Maryland

681,633

664,282

723,475

786,631

769,563

Massachusetts

901,729

887,313

1,058,838

968,085

903,555

Michigan

1,477,986

1,512,457

1,476,850

1,517,386

1,473,598

Minnesota

901,780

921,473

885,006

931,005

945,888

Mississippi

284,729

290,378

291,151

310,030

311,796

Missouri

958,708

1,033,458

1,080,870

1,119,871

1,050,889

Montana

181,770

196,197

216,715

223,048

239,498

Nebraska

235,434

266,304

267,372

282,636

298,366

Nevada

310,750

315,886

329,333

358,732

394,373

New Hampshire

217,879

212,571

221,050

212,060

216,968

New Jersey

1,312,381

1,382,123

1,659,898

1,478,882

1,608,345

New Mexico

158,815

175,551

188,959

196,123

230,591

New York

2,881,566

2,976,380

3,143,350

3,278,654

2,895,331

North Carolina

916,541

993,658

1,077,322

1,159,566

1,398,001

North Dakota

70,984

73,517

78,453

83,237

82,282

Ohio

2,248,369

2,388,186

2,442,187

2,434,715

2,447,038

Oklahoma

526,070

508,931

555,127

579,795

587,523

Oregon

503,895

504,085

497,612

533,831

550,878

Pennsylvania

2,406,272

2,478,709

2,565,344

2,594,238

2,677,899

Rhode Island

137,518

143,894

134,072

147,674

142,170

South Carolina

532,374

592,530

656,935

688,115

769,553

South Dakota

70,736

73,478

74,241

77,409

85,889

Tennessee

860,144

721,733

783,400

818,627

880,100

Texas

2,298,129

2,370,797

1,967,609

1,640,765

1,554,796

Utah

199,567

212,537

187,182

216,599

240,767

Vermont

98,518

119,329

120,009

123,823

122,160

Virginia

612,083

630,107

706,110

753,409

853,877

Washington

1,639,435

1,716,435

1,800,849

1,836,174

1,864,015

West Virginia

686,808

791,762

823,300

796,680

695,771

Wisconsin

930,762

899,700

843,888

1,038,893

1,188,459

Wyoming

100,076

107,475

114,252

120,062

116,528

Federal programs a

Subtotal

3,069,267

3,153,626

3,184,685

3,256,202

3,258,155

Civilian employee

2,223,088

2,317,325

2,367,757

2,445,077

2,462,059

Other

846,179

836,301

816,928

811,125

796,096

SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.

NOTE: States periodically update prior-year data, and any such changes are included in the current table.

a. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.

Table 9.B3 Benefits paid by type of insurer and medical benefits paid, by state and federal program, 2005 (in thousands of dollars)

Program

Benefits paid by type of insurer

Medical benefits paid

Total

Privatecarriers a

Statefunds

Self-insurance b

Total

As apercentageof totalbenefits

Total, state and federal

55,307,176

28,106,848

10,756,148

13,186,026

26,219,035

47.4

State programs

Subtotal

52,049,021

28,106,848

10,756,148

13,186,026

25,383,827

48.8

Alabama

608,522

300,234

. . .

308,288

401,621

66.0 c

Alaska

189,212

144,134

. . .

45,079

108,563

57.4 c

Arizona

535,539

131,050

306,361

98,128

348,066

65.0 c

Arkansas

208,021

137,816

. . .

70,205

135,089

64.9 c

California

10,938,475

5,120,508

2,681,112

3,136,855

5,102,013

46.6

Colorado

896,430

266,509

421,565

208,356

437,694

48.8 c

Connecticut

713,275

531,495

. . .

181,780

297,522

41.7 c

Delaware

168,146

127,535

. . .

40,611

76,338

45.4 d

District of Columbia

91,270

73,478

. . .

17,793

31,543

34.6 c

Florida

2,899,301

2,207,274

. . .

692,027

1,805,804

62.3 c

Georgia

1,197,521

856,289

. . .

341,232

605,829

50.6 c

Hawaii

250,779

134,670

34,782

81,327

98,665

39.3 c

Idaho

243,168

72,178

131,205

39,785

145,542

59.9 c

Illinois

2,404,456

1,798,774

. . .

605,682

1,189,744

49.5 c

Indiana

609,596

510,345

. . .

99,251

417,296

68.5 c

Iowa

473,724

363,855

. . .

109,869

241,213

50.9 c

Kansas

383,283

256,004

. . .

127,279

218,966

57.1 c

Kentucky

705,802

369,501

78,212

258,089

388,668

55.1 c

Louisiana

667,097

274,638

153,499

238,961

340,180

51.0 c

Maine

268,936

95,714

89,175

84,047

107,090

39.8 c

Maryland

769,563

425,022

215,186

129,355

308,432

40.1 c

Massachusetts

903,555

754,809

. . .

148,746

328,979

36.4

Michigan

1,473,598

858,953

. . .

614,645

510,063

34.6

Minnesota

945,888

584,403

123,310

238,176

477,628

50.5

Mississippi

311,796

172,712

. . .

139,084

171,807

55.1 c

Missouri

1,050,889

648,435

101,563

300,891

543,822

51.7 c

Montana

239,498

76,130

119,915

43,453

132,568

55.4 c

Nebraska

298,366

236,254

. . .

62,111

178,518

59.8 c

Nevada

394,373

272,027

. . .

122,346

182,487

46.3 c

New Hampshire

216,968

170,825

. . .

46,143

128,862

59.4 c

New Jersey

1,608,345

1,230,686

. . .

377,659

797,692

49.6 d

New Mexico

230,591

116,557

28,979

85,055

134,028

58.1 c

New York

2,895,331

1,458,234

757,238

679,859

1,004,575

34.7

North Carolina

1,398,001

1,015,863

. . .

382,138

624,901

44.7 c

North Dakota

82,282

. . .

82,282

. . .

45,085

54.8

Ohio

2,447,038

37,693

1,961,918

447,428

1,144,090

46.8

Oklahoma

587,523

235,863

228,782

122,878

275,621

46.9 c

Oregon

550,878

217,850

260,832

72,196

300,806

54.6 c

Pennsylvania

2,677,899

1,819,582

271,457

586,860

1,147,532

42.9

Rhode Island

142,170

31,133

93,544

17,494

48,276

34.0 c

South Carolina

769,553

524,368

56,579

188,606

353,033

45.9 c

South Dakota

85,889

70,270

. . .

15,619

56,924

66.3 c

Tennessee

880,100

682,109

. . .

197,991

477,153

54.2 c

Texas

1,554,796

899,363

344,482

310,951

965,280

62.1 c

Utah

240,767

71,400

123,279

46,089

167,161

69.4 c

Vermont

122,160

106,166

. . .

15,994

58,982

48.3 c

Virginia

853,877

631,073

. . .

222,804

482,507

56.5 c

Washington

1,864,015

. . .

1,375,657

488,358

662,936

35.6

West Virginia

695,771

5,966

598,708

91,097

339,319

48.8 d

Wisconsin

1,188,459

981,099

. . .

207,360

780,485

65.7 d

Wyoming

116,528

. . .

116,528

. . .

56,829

48.8 d

Federal programs e

Subtotal

3,258,155

. . .

. . .

. . .

835,208

25.6

Civilian employee

2,462,059

. . .

. . .

. . .

671,056

27.3

Other

796,096

. . .

. . .

. . .

164,152

20.6

SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.

NOTE: . . . = not applicable.

a. States with exclusive funds (North Dakota, Ohio, Washington, West Virginia, and Wyoming) may have small amounts of benefits paid by private carriers. This results from two sources: companies with group policies that overlap states and the fact that some companies include excess workers' compensation coverage in their reports of workers' compensation benefits to A.M. Best Company.

b. Self-insurance includes individual self-insurers and group self-insurance.

c. Medical percentage based on data provided by the National Council on Compensation Insurance.

d. Medical percentage based on the weighted average of states where medical data were available.

e. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.