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1Total Relationship BalanceYou can avoid the monthly checking maintenance fee for any statement period on this checking account when you keep a total relationship balance of at least $25,000 for Huntington 25 & $5,000 for Huntington 5 in a combination of deposits held directly with us or investments made through our affiliate, The Huntington Investment Company. Eligible deposits are this checking account and your personal money market, savings, certificate of deposit (CD), and individual retirement (IRA) accounts. Eligible investments are those in your name which The Huntington Investment Company reports to our deposit system for inclusion in the total relationship balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as retail life insurance products. You must ask us to link eligible accounts for them to be included in the total relationship balance. Eligible accounts you have linked to other checking accounts cannot be linked to this checking account. We figure the total relationship balance each month by adding the qualifying balances, as we determine them, for all of your eligible linked accounts to the average daily balance of this checking account for the monthly statement period."

Investment and insurance products and services are offered through The Huntington Investment Company, Registered Investment Advisor, Member FINRA/SIPC, and a wholly-owned subsidiary of Huntington Bancshares Incorporated. Investment and insurance products are:

Investment and insurance products are:NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY LOSE VALUE

2The Relationship Interest Rate increase for Huntington 5 and Huntington 25 Interest Checking is applied after the current interest rate is changed; the additional interest is .10% when linked to a Huntington 5 Checking account and .15% for Huntington 25 Checking Account . The Relationship Interest Rate increase for Relationship Savings, also applies at account opening.Using Huntington 25 Interest Checking as an example, when this account is linked to a Relationship Savings or Relationship Money Market account the customer will qualify for an additional .15% to be added to the interest rate of the Relationship Savings or Relationship Money Market, after any rate change. For example, if a rate is changed to 0.10%, a Relationship MMA with a linked Huntington 25 account would receive 0.25% (0.10% + 0.15% Huntington 25 rate increase ). For Relationship Savings the .15% increase will be applied at account opening or when the existing savings rate is changed. For the Relationship Money Market the .15% increase will be applied to the account after the original rate is changed.

4With Huntington 25 we'll waive all & with Huntington 5 your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We'll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.

5Open a Huntington Voice Credit Card™ along with your Huntington 25 or 5 Checking account and get an increase of 10% on RewardsYou may qualify for a 10% Bonus on points earned for rewards on your Huntington Voice Card when you open a new consumer deposit account. You must have chosen the Rewards option on your Huntington Voice Card and will need to maintain both the consumer deposit and Voice accounts to qualify. The 10% bonus is calculated each day by adding together your rewards points earned for each net purchase and multiplying that total by 10%. The 10% bonus in points will be added to your reward point totals and will be reflected on your credit card statement each month.