When Home and Business Meet: Home Business Insurance

Protect Your Home and Business

When your business and your home share an address, you need to protect them both – together, and separately. Your standard homeowners policy will protect you if your home is damaged, but it won’t cover everything related to your business. Home-based business insurance can help you close those gaps.

If your primary residence is insured with Farm Bureau Member’s Choice Property and Liability coverage, your home business may qualify for our Home-Based Business insurance coverage. Coverage options include:

Business Liability Coverage

Protects against bodily injury, property damage and personal injury/advertising injury that may occur on your business premises and as a result of your operations and products.

Medical Payments to Others

Pays reasonable and necessary medical expenses per occurrence to someone injured on your property. Claims must occur and are paid, according to the limits you selected at policy purchase.

Hired and Non-Owned Auto Coverage

Extends some automobile coverage to your business.

Farm Bureau Member's Choice

You’ll save time and money when you bundle your car and home insurance with us. Plus, you’ll have the convenience of one policy, one premium and just one deductible for all your covered possessions. Learn more about our Farm Bureau Member’s Choice policy.

Agent must be a registered representative of FBL Marketing Services, LLC to discuss mutual funds or college funding options.

Health insurance policies vary by carrier & individual and may not be offered through all agents or available in all states. Health insurance is underwritten by a variety of insurance companies not affiliated with our companies.

Long-Term Care and Disability Income insurance policies are underwritten by a variety of insurance companies that are not affiliated with our companies.

IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents. For more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.