Microsoft Excel is a fantastic tool for analyzing scientific data. Microsoft Word is a fantastic tool for writing up scientific research. So surely Microsoft Office is the only software a scientist would ever require beyond that associated with specialist scientific apparatus?

If youre thinking about renting a place, check out the neighborhood, and better yet, talk to the neighbors. In addition to paying rent, some of the major costs that should be included on the monthly budget spreadsheet are the utilities. Ask the landlord how much utilities they typically run and make a quick call to the utility companies to double-check the accuracy of the landlords estimate.

Dont Forget About Transportation
When choosing a place to live, consider transportation costs-fuel, commute, and the wear-and-tear on your vehicle. As a general rule, living within 15 or 20 minutes of the workplace and doctors office can save a lot of fuel, travel time and lengthen the life of your vehicle.