Helping you to save

Saving is something that most people would love to do, however, most of us do not and we do not think about it until it is too late. especially when it comes to funding for retirement.

Whether you want to save for your children’s education, a daughters wedding or simply save to spend it on something you have always dreamed of having, we are here to help put this into reality with one of the many saving plans that are on offer today.

Saving regularly allows you to enjoy the benefits of Dollar Cost Averaging. Dollar Cost Averaging is when you buy units with each monthly premium you pay into your regular savings plan. You buy when the price of the investment is low, meaning you get more units but, you also buy when the price is higher, where you would get less units. The average cost of each unit acquired each month will be lower than the fund’s average price over the same period, meaning you could get more for your money.

In this way, you can potentially build up an investment portfolio by making gradual investments into the market. You also avoid the risk of investing a large sum at an volatile time and maybe high periods in the market, whilst giving yourself a disciplined plan, to help you reach your longer term investment goals.

Regular saving plans allows you to save in various currencies GBP, USD, EUR, CHF, JPJ, AUD and HKD, and you can start your monthly contributions for as little as GBP 100 or currency equivalent. There are various investment strategies depending on your risk profile and plans can also be based in tax efficient jurisdictions.

This is a very disciplined approach to saving and investing and you can enjoy greater peace of mind, knowing that with each passing day, you are taking small but steady steps towards achieving your financial goals.

Just as importantly your Advisor will stay in contact, regularly review your savings and make sure you are on track and your investments are performing. You Advisor will also keep you updated on the forever changing regulations, economic risks and tax laws that could concern you.