When it comes to personal finances and budgeting, Personal Capital is a very popular favorite. And with good reason! But what about managing your business finances? Personal Capital isn’t tailored for small business accounting, calculating quarterly taxes, monitoring your cash flow, or for viewing year-end tax reports. That’s when to GoDaddy Bookkeeping (previously called Outright) …

Looking for the best place to sell textbooks? Given the cost of higher education in the United States, every student should be. For quick reference, here are some fast facts you may not know: The cost of college has outpaced wages almost as 8x fast, according to Forbes. The cost of textbooks for students alone has …

Want to know how to make an extra $1000 a month? You’re not alone. Why? Because prices for everything have been on the rise over the last two years, from used cars and housing to groceries and medical care. This all according to a new Bureau of Labor Statistics report. So, if you’ve felt like your dollars haven’t …

Running your own business can get expensive. There are endless apps, courses and packages you can buy to increase productivity and invest into future growth. This is also true about filing small business taxes online as there are actually many budget-friendly solutions to choose from. But if you’re looking for the best resource for filing self-employed …

1) Payne Capital Founded by Bob and Ryan Payne, both veterans of Merrill Lynch, Payne Capital takes a human-focused and highly independent approach to providing financial advice that can help you live your most successful life. Happy to innovate and try innovative ideas, the firm has some of the best young talent in the …

Trying to find affordable self-employed health insurance options isn’t easy. There are many choices but not all of them are within your budget. This can make it frustrating to figure out whether or not good health insurance coverage is worth breaking the bank. #1 Self Employed Health Insurance Pick! eHealthInsurance.com is the most popular self employed health …

According to the Retirement Confidence Survey, more than half of American workers have less than $25,000 in retirement savings. As someone who’s self-employed we have a bit more control over our finances. But even then, it’s tough to save for retirement when you have irregular income. This is why many retirees are being forced to …

Like most aspiring writers I became a freelance writer on the side of my day job. Then I worked my way up to being a business blogger and an expert in my field. If you’re thinking of diving into the freelance writing space this is without a doubt a viable way to make a full-time living. …

You’ve heard a lot about QuickBooks Online. But you’ve been searching for something better, with more features and that’s not as complicated to use. You want a version of Intuit’s accounting software that’s made for self-employed business owners. Something like, QuickBooks Self-Employed, maybe? BOOM! It looks like your prayers have been answered. Here is my …

The art learning to follow up with clients is not as complicated as it’s portrayed. Following up is an inevitable part of life and creating a successful career. People may fall off your radar, or you may need to remind someone of something very important — like getting paid. As a freelancer, following up is …

Learning how to invest in yourself can be a bit of a tug-of-war, especially as a business owner. You want to invest in self-care but if you’re not working on your business, you’re not making money. This can lead to feeling so guilt, stress, and anxiety. It’s not a pretty cycle to get stuck in. ???? …

What if you could get professional help filing your taxes without ever leaving the comfort of your own home? What if you could hire the tax pro you’ve been using for years, even if you moved to a new state? This is something I’ve personally been wishing for a long time! And now, thanks to …

Dosh Paribus Ebates Ibotta iPoll Thanks to the power of money making apps, you don’t need to be in an office–or even in front of a computer–to make money. All you need is a smartphone and some apps that pay you. Although we don’t have any spare smartphones laying around the Careful Cents office, we …

In April of this year, I decided that it was finally time to rollover my Edward Jones IRA account to Betterment in order to save on yearly management fees. Edward Jones is considered a full-service broker while Betterment is an up-and-coming robo-advisor but offers many of the same perks and retirement account maintenance without the exorbitant fees. Rolling …

Figuring how to pay off debt fast when you’re self-employed is tough. You don’t know where to start or what strategies will actually work. You income is all over the place, and you’re not sure what your next project will be. How the heck are you supposed to pay off debt quickly? One thing most …

Choosing the best business checking account can be daunting as a small business owner. While most of your finance and money management is probably done online or with mobile apps, these days you still need a local branch to process certain business transactions. You also want to keep more of your hard earned money, which …

Do you spend enough time outdoors? I’m not talking about going to and from your car either. I’m talking about real, quality time with Mother Nature. If you don’t, you’re missing out on a laundry list of benefits. Benefits include but aren’t limited to: Decrease inflammation Improve your short-term memory Lower blood pressure and stress …

There aren’t many tasks in life more annoying, confusing, stressful and overwhelming, than tax season. As someone who used to file taxes for a living and interacted with CPA’s on a daily basis, I’m always looking for ways to simplify this process. I know you can relate to this too! I mean, who wants to …

No one wants to pay more taxes than they have to, especially not when you work for yourself. Paying for expenses like self-employed health insurance and quarterly taxes isn’t cheap. You deserve to keep more of your hard-earned money! Thanks to the MileIQ app you can get an accurate account of your business miles throughout the year and be …

Careful Cents Review:  5/5 Dosh App: What We Love No uploading pictures of receipts Quick setup: can link cards in-app You earn $5 for every card you link Cashback can be up to 10% or more No points, coins or “bucks”–just cash Works at tens of thousands of stores Dosh App: What Could Be …

Want to learn how to make money online without paying anything? As you’re about to discover, the old adage “it takes money to make money” isn’t always true. There are plenty of ways to make money online without investment, from remote work jobs to being an independent contractor, or freelancer. There are pro’s and con’s …

Rather get straight to the free PayPal money? Ebates, Dosh, Ibotta and Paribus are the very best apps to make money for PayPal. If you’re looking for the best apps to make money for PayPal, look no further. This is where the experts at Careful Cents have got you covered. In the sections that follow, you’re …

Searching for a Swagbucks review? Or maybe you’re just curious and asking yourself “Is Swagbacks legit?” Well, you’ve come to the right place, because this review was written by the Careful Cents Skeptic-in-Chief when it comes to money making apps and paid survey sites. Having written at length about legitimate, genuinely useful consumer products before–we covered …