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We proceeded to Philadelphia. I received on the way Vernon's money, without which we could hardly have finished our journey. Collins wished to be employed in some counting house; but, whether they discovered his dramming by his breath, or by his behavior, tho' he had some recommendations, he met with no success in any application, and continued lodging and boarding at the same house with me, and at my expense. Knowing I had that money of Vernon's, he was continually borrowing of me, still promising repayment as soon as he should be in business. At length he had got so much of it that I was distressed to think what I should do in case of being called on to remit it.

His drinking continued, about which we sometimes quarreled; for, when a little intoxicated, he was very fractious. Once, in a boat on the Delaware with some other young men, he refused to row in his turn. "I will be rowed home," says he. "We will not row you," says I. "You must, or stay all night on the water," says he, "just as you please." The others said, "Let us row; what signifies it?" But, my mind being soured with his other conduct, I continued to refuse. So he swore he would make me row, or throw me overboard; and coming along, stepping on the thwarts, toward me, when he came up and struck at me, I clapped my hand under his crutch, and rising, pitched him head foremost into the river. I knew he was a good swimmer, and so was under little concern about him; but before he could get round to lay hold of the boat, we had with a few strokes pulled her out of his reach; and ever when he drew near the boat, we asked if he would row, striking a few strokes to slide her away from him. He was ready to die with vexation, and obstinately would not promise to row. However, seeing him at last beginning to tire, we lifted him in and brought him home dripping wet in the evening. We hardly exchanged a civil word afterwards, and a West India captain, who had a commission to procure a tutor for the sons of a gentleman at Barbados, happening to meet with him, agreed to carry him thither. He left me then, promising to remit me the first money he should receive in order to discharge the debt; but I never heard of him after.

The breaking into this money of Vernon's was one of the first great errata of my life; and this affair showed that my father was not much out in his judgment when he supposed me too young to manage business of importance. But Sir William, on reading his letter, said he was too prudent. There was great difference in persons; and discretion did not always accompany years, nor was youth always without it. "And since he will not set you up," says he, "I will do it myself. Give me an inventory of the things necessary to be had from England, and I will send for them. You shall repay me when you are able. I am resolved to have a good printer here, and I am sure you must succeed." This was spoken with such an appearance of cordiality that I had not the least doubt of his meaning what he said. I had hitherto kept the proposition of my setting up a secret in Philadelphia, and I still kept it. Had it been known that I depended on the governor, probably some friend that knew him better would have advised me not to rely on him, as I afterwards heard it as his known character to be liberal of promises which he never meant to keep. Yet, unsolicited as he was by me, how could I think his generous offers insincere? I believed him one of the best men in the world.

I presented him an inventory of a little printing-house, amounting by my computation to about one hundred pounds sterling. He liked it, but asked me if my being on the spot in England, to choose the types and see that everything was good of the kind, might not be of some advantage. "Then, " says he, " when there, you may make acquaintances and establish correspondences in the bookselling and stationery way." I agreed that this might be advantageous. "Then," says he, "get yourself ready to go with Annis," which was the annual ship, and the only one at that time usually passing between London and Philadelphia. But it would be some months before Annis sailed, so I continued working with Keimer, fretting about the money Collins had got from me, and in daily apprehensions of being called upon by Vernon, which, however, did not happen for some years after.