Educator to Educator video series

No matter what point you are at in your life and career, it's always the right time to be planning for your future. In this video series, Wisconsin educators talk about planning for their future, starting early, building financial knowledge, and tapping into trusted resources as they reflect on their experiences with WEA Member Benefits.

Want more? Check out Your Story, a collection of articles from members who share financial lessons they've learned over the years.

Matt is a band director for the Rib Lake School District and has been a musician all of his life. Whether it's a leading a band lesson, mentoring a student, or having great success in a program or parade, it's the breakthrough moments with students
that make teaching so valuable to him.

Matt lives in Rib Lake with his wife and three sons. He has taken advantage of Member Benefits' free consultations and invests in our 403(b) and IRA programs "because the fees are low, the service is excellent, and they are
people I can trust." He also has our home and auto insurance.

Ann grew up in Brookfield and started her teaching career in Waupaca. Today she lives in Tomahawk and has been teaching kindergarten for 25 years. She encourages her cohorts to save for retirement as soon as they can. Ann is married to Scott,
former principal at Tomahawk High School, who is now retired. They have three grown children and seven grandchildren.

Randy is a retired educator who lives with his wife Lori outside of Fall Creek in a log house that they built together. He was a Wisconsin public school teacher for 35 years and taught at Augusta High School for the last 28. He advocates for paying
yourself first and taking advantage of financial resources.

Emily began her career as a Speech and Language Pathologist in the Wisconsin Dells school district in 2015. Both of her parents are retired educators, so working in a school districts "feels like a very comfortable place." Creating a financial
plan and meeting with a Member Benefits financial planner early on helped her get a solid start on saving for retirement.

Patrick teaches Business Education at Rhinelander High School. His wife Katrina teaches at the elementary school in Elcho. Since family members may be eligible for many of Member Benefits programs, the oldest of their two teenage children just began saving for her future with a Roth IRA.

Interest is compounded daily to produce a 3.15% yield net of Prudential's administrative fee of 0.60%. PRIAC is compensated in connection with this product by deducting an amount for investment expenses and risk from the investment experience of certain
assets held in PRIAC's general account. For more information, go to weabenefits.com/pru.

Target retirement funds invest in a mix of stock and bond funds that steadily become more conservative as they approach their target date. Target retirement funds are not guaranteed and may gain or lose value now and after their target date.

Keep in mind that mutual fund investments are not guaranteed and may gain or lose value. Past performance is no guarantee for future results. Future performance may be lower or higher than past performance. Before investing in any mutual fund, call WEA Member Benefits at 1-800-279-4030 to request a prospectus. We advise you to read it carefully and consider the fund's investment objectives, risks, charges, and expenses carefully before investing. The prospectus contains this and other information about the investment company.

Seminars are free to attend; however, if you choose to invest in the WEA Tax Sheltered Annuity or WEAC IRA program, fees will apply. Consider all expenses before investing.

This is for informational purposes only and is not intended to constitute legal, financial, or tax advice. Certain recommendations or guidelines may not be appropriate for everyone. Consult your personal advisor or attorney for advice specific to your unique circumstances before taking action.

Equipment Breakdown insurance is underwritten by Mutual Boiler Re.

The Trustee Custodian for the Personal Investment Accounts
is Mid Atlantic Trust Company. The Personal Investment Account Program is
offered by WEA Financial Advisors, Inc., a registered and investment advisor
under the WEA Member Benefit Trust.