Massu's 1BHK room at Amboli. Both houses are duplexesFamily: Wife, two sons and a daughter-in- law share the apartment with him.Day's earnings: Rs 1000 to 1500.Assets: Rs 30 lakh in just properties. One son makes and sells brooms, while the other hawks knick-knacks near Andheri station. He has substantial savings, but would not reveal details.

Cool quotient: Massu is dressed in spotless clothes when he takes an auto-rickshaw to Lokhandwala, every evening. He changes into his beggar attire near Ad Labs. During his working hours, he has a complete sway over the area. You will never find another beggar in his vicinity. He takes an auto on his way home. Stops at Yashraj Studios for a change of clothes.

Begs at: CP Tank, Charni RoadWorking hours: Early morning to late eveningHome is: I BHK apartment at Nallasopara, which he shares with his brother.Family: Brother, sister-in-law and their children.Day's earnings: Rs 1500 to 2000.His worth: The Nallasopara apartment is worth nearly Rs 5 lakh. Krishna claimed he has substantial savings but would not put a figure to it. 'My brother manages everything,' he said.

Cool quotient: Claims he can't be bothered with money matters. He retires every evening to his Nallasopara home and hands over the day's earnings to his brother. 'My bhabhi and brother know best what to do with the money.'

NAME: Bharat Jain, 45Bharat's AssetsRs 70 lakh in properties aloneDay's earnings Rs 2000 to 2500 Begs at: Azad Maidan and Chhatrapati Shivaji Terminus.Working hours: Early morning to late evening.Home is: Two adjacent 1 BHK apartments in Parel, where his family stays. Bharat, however, visits home only once in a week. His family, which deals in school notebooks and other study material, has tried on many occasions to get Bharat to give up begging and join the family business.

Bharat's Parel house where he stays with his family. (right) The Bhandup shop the family has rented out to a juice centreFamily: Wife, two sons -- one studying in class X and the other in class XII -- father and brother.Day's earnings: Rs 2000 to 2500.His worth: The family apartments are worth close to Rs 60 lakh. The family also has rented out a shop in Bhandup to a juice centre and gets Rs 7,000-a-month in rent. The rent is collected every month by Bharat's wife.

Cool quotient: Bharat speaks impeccable English. He is soft spoken and you will never find him harassing people for alms.

Name: Haji, 26Haji's Assets Rs 75 lakhDay's earnings Rs 1000 to 2000

Begs at: Deonar and Chembur. Usually begs near mosques and temples.Working hours: Flexi. Picks the best time to be at a temple or a mosque.Home is: A room at Cheetah Camp, where his mother and sister run a sari workshop, employing 15 people.Family: Mother and sister..Day's earnings: Rs 1000 to 2000Earnings increase mani-folds during festivals.His worth: The Cheetah Camp room worth anything between Rs 3 and 5 lakh. The sari workshop could be worth Rs 10 lakh. The family earns a steady income from the sari business and his mother has tried every trick to get him to give up begging and join the family business.

Cool quotient:He says managing the sari workshop is too much hardwork. 'I can't be bothered with all that. I like to be left alone.. Also, I make a decent amount, every day.