Community Reinvestment Act (CRA)

State Farm Bank® strives to exceed the requirements of the Community Reinvestment Act (CRA), created to encourage financial institutions to meet the credit and banking needs of entire communities — including low and moderate income (LMI) areas and individuals consistent with safe and sound banking operations. The CRA provides a framework for banks and community organizations to work together to meet these needs. According to the CRA regulation, the definition of community development includes:

State Farm Bank

State Farm Bank does not view the CRA as a duty, but instead links the spirit of the law to its parent's historical commitment of helping to build communities by expanding upon conventional ways of doing business.