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Condition wise my Foz has alot less car park dents and the likes for its age. the bumpers have some slight scuffing on the undersides from offroad but upwise they aren't pressed in by reversing into anything and the paint work cmoes up really well with a good wash and polish. especially for its age. The interior condition again is in good condition, a few scuffs but what car thats over 10years old doesn't have any. Again no tears in the seats or stains.

For example if the car were in a major accident most of the time its not driven out but towed so the mechanical condition is unknown

Even a very ordinary loss adjuster would take one look at the inside of your exhaust and that would tell him just about everything he heeds to know about the condition of your engine ...

Like Tax Auditors, never make the mistake of thinking that these people aren't very smart. They are generally very smart indeed.

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But that's soon to be changed with all this money being poored into it. I know at the present time for my car (being a Limited model too, so comaprable to an XS) is insured for $9,500 bone stock.

Yeah. They were certainly a very nice unit. Well equipped in every way.

It sure does.
It might be a very good idea to put the s/c on your L-series ...
Insurance companies generally do not like this sort of thing!
If going to a 225/60 16" voids my insurance, what do you reckon fitting a s/c will do?

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Did you send photo's into your insurer as proof of what you have?

No. They took my word for it.

All the extras will also be listed on the amended policy document when I get it.

However, I have the photos; both mine and those taken by the dealer I bought the car from. It will probably never again be as clean inside and out as it was just before I bought it ... .
Include a photo of your odometer readings for each date you do a photography session. I recommend that this is done annually.

With digital cameras, the whole session shouldn't take more than about half an hour. It doesn't hurt if your camera has the ability to apply a visible time & date stamp on the photo itself. If it has, turn it on for the session. Of course, this info is also available in the EXIF data.

Just a quick heads up to you guys out there holding off on a few choice mods such as lift and tyres due to non insurability you may wish to enquire with Shannons. They pretty well insist you modify your car for them to insure it. I will do some more digging but I think if it is legal or engineered they will cover you.

Just a quick heads up to you guys out there holding off on a few choice mods such as lift and tyres due to non insurability you may wish to enquire with Shannons. They pretty well insist you modify your car for them to insure it. I will do some more digging but I think if it is legal or engineered they will cover you.

Check for threads here about people being rather unhappy with Shannon's.
It seems they may be happy to insure anything, but not all that happy to pay out for anything ...

I saw an interesting story on ACA (current affairs show) this evening about car insurance.
I was skeptical at first, but I thought I'd try it any way.
It was to do with insurance companies ripping us off with the prices we pay to have our vehicles insured because of where we live

I got an online quote for my Forry at my actual address & then got a quote for the exact same Forry using my next door neighbours address.

The price difference was astonishing
By living next door, I could have my insurance $$ drop by $180 Yes thats right $180.

Now I must state that everything for the policy was the same.
Same vehicle, same driver & history, same mods etc, etc.

All I did was to change the number of my house from No2 to No4 (Yes same street name & suburb, I just changed the number to next doors) & I was able to save (as I said above) a whopping $180 for the years premium.

Now, when my insurance is next due, I will do the same thing again.
If there is a major difference in price, like I stated above I'll be asking&demanding a please explain to them in no uncertain terms, thats for sure !

Just thought I'd give you guys a heads up & let you know.

Regards
Mr Turbo

__________________
We go anywhere & everywhere together as nothing's too hard in a Forry
Some call it Man V's Wild ...but here... We call it Camping

Put it this way. If they (insurance company) think I'm going to sit back & take that B.S, I'll be telling them that they can stick their policy where the sun don't shine & go elsewhere.
Along with ALL my family & friends !!

Then we'll see what happens.
I'm willing to bet, that they'll change/match the price, once I tell them that.

I did something similar once before. Then when they realized that they weren't just losing my business, but about 10 or so others, they quickly changed their tune.

It will be very interesting indeed, to see what happens, in a couple of months time, when my insurance policy is due for renewal.

Regards
Mr Turbo

__________________
We go anywhere & everywhere together as nothing's too hard in a Forry
Some call it Man V's Wild ...but here... We call it Camping