Flood Insurance

Question: Hi Joe. With all the recent flooding, what would you advice people to know about? Unless you live in a flood plain, people don’t typically think they need flood insurance.

Joe: As a homeowner, you always need to evaluate your homeowners insurance and your other coverage’s to protect your property. We live in an area, as you well know, the weather is sometimes erratic and sometimes dangerous. Flood insurance is something that’s a government-subsidized program and you can only get it through those programs to cover floods. Homeowners covers most other risks and it depends on how much coverage you get for water backup because there are limits to that. The maximum, I think, is $10,000. Everybody should have that at least. Wind damage is covered on your homeowners but you have to make sure you have the right amount of coverage, the right amount of protection in those plans. So I say, every year you should look at it, check it out and these weather events that we get are a reminder of what can happen. So you want to be protected.

If you have any more questions, call the Stanley Law Offices or browse our website. We will be there for you.

Comments

Quick Contact

Name*

First Name:Last Name:

Email:*

Phone:

Office*

Briefly describe your legal issue*

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

The Stanley Law Offices

The Stanley Law Offices, LLP has five offices located in Central New York and Northern Pennsylvania. We are located in Syracuse, Binghamton, Watertown and Rochester, New York, as well as Montrose, Pennsylvania. Attorneys at our law firm serve clients throughout New York State including Binghamton, Watertown, Rochester, Albany, Ithaca, Utica, Rome, Oswego, Niagara Falls, Potsdam, Ogdensburg, Onondaga County, Broome County, Jefferson County, Monroe County, Albany County and Cortland County. We also serve clients in Pennsylvania including Montrose, Scranton, Wilkes-Barre, Canton, Stroudsburg, Susquehanna County, Lackawanna County and Luzerne County.