Paying off accounts behind their back.

2 posts in this topic

I am currently enrolled with Freedom Debt Relief. Would there be any consequences for paying off a debt directly with the creditor? Essentially going behind FDR's back to avoid the settlement fee they would charge. Do I need to request FDR remove that account from the program before I pay it off?

Share this post

Link to post

Share on other sites

Believe you asked this question on another forum and I’ll say same advice here. You can add or remove accounts as you please. After they negotiate a settlement though they will likely take the fee from you regardless of you removing it. If they haven’t done that then you can remove the account and as you mentioned, avoid their insane fees.