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The British Bankers’ Association has appointed a chief economist for the first time to help it to be more proactive and to play a bigger part in the wider lending debate.

The organisation, which represents Britain’s largest banks, has hired Richard Woolhouse, formerly head of tax and fiscal policy at the CBI, to develop its argument on whether banks are lending enough to small and medium-sized businesses. He will also take the lead in drawing up its submissions to the Chancellor ahead of the Autumn Statement and the Budget.