Inactivity fee

Inactivity fees had been imposed by some banks on credit card accounts that go dormant or unused for a certain period of time. Once rarely used, inactivity fees gained popularity in late 2009 and early 2010 as banks sought ways to boost income in the wake of the Credit CARD Act's passage. But when the final rules for the law came out, inactivity fees were banned. Inactivity fees are also called dormancy fee.

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