Global Liquidity and Risk Management

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Consolidates all payments information into one place allowing for liquidity and risk management.

Demand for intraday liquidity has accelerated as banks and their corporate customers continue to expand their operations into foreign markets, boosting the volumes of cross-border and domestic transactions. These developments, coupled with a heightened focus on risk management following the financial crisis, have led regulators to impose intraday liquidity monitoring and measurement standards across the industry. Those banks that move quickly and improve their systems and operational capabilities to meet the demands of this new regulation will not only ensure compliance but will also benefit from the significant competitive advantages that come with improved processes and systems.

D+H's Global Liquidity and Risk Management solution provides banks with the tools they need to address new liquidity management requirements. The solution consolidates all payments transactions and events in one place automatically, allowing limit monitoring of inputs and settlements to be performed consistently and in real-time. It also supports advanced forecasting and planning, enabling banks to meet their payment obligations throughout the day as well as at the end-of-day.

Business Benefits

Automated processes allow banks to consolidate all relevant payments information in a single place so they are able to monitor, measure and analyze risk in real-time, without the need for time consuming manual checks. This means that back-office costs can be significantly reduced while a fast and reliable service is still provided to customers.

With D+H’s Global Liquidity & Risk Management solution, banks can easily manage multiple liquidity pools in different currencies while at the same time managing the complexities of Nostro and Vostro accounts. This allows banks to grow their business into new markets and new products while still managing their risk.

Special features allows banks to meet customers’ demands for real-time access to liquidity, as well as enabling them to carry out transactions closer to clearing deadlines, and have credits posted as quickly as possible.

By linking information from the cash desk to the collateral desk, banks can increase their visibility into pledged and unpledged accounts, giving them greater control over their intraday liquidity across clearing systems and, ultimately, leaving them better-placed to make more informed business decisions.