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Legal Services Organizations by State

Every State has one or more organizations that provide free legal services for low-income individuals and families. Many military and veteran families may qualify for this assistance.
Alabama
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Mandatory implementation of the Veterans Appeals Improvement Act (AMA) of 2017 will occur on February 19, 2019. Congress recognized the appalling wait times veterans and their eligible family members have been enduring as to appealing VA benefit decisions.

Military sexual trauma (
MST) is sexual harassment that is threatening or physical assault of a sexual nature. Both men and women serving in the military can suffer from
MST.
MST is an experience, not a diagnosis.

Interactive Form - Collection Agency Stop Contact Letter

The Fair Debt Collections Practices Act gives you the right to send a letter to a collection agency telling them to stop contacting you. The letter can also point out billing mistakes and request verification of the debt (such as a copy of the contract that you signed). If the collection agency does not honor this request, you can sue them.

After you send this letter, give the collection agency 10 days to receive it and process it. If, after the 10 days, the collection agency is still calling, you should contact a lawyer. Remember that non-collection agencies (when a creditor handles its own bills) are not required to stop contacting you under the FDCPA.

There may be other federal protections, depending on your military status, that can help with credit issues. For example, the purpose of the Servicemembers’ Civil Relief Act (SCRA) is to provide protection to service members who have difficulty meeting their financial and legal obligations because of their military service. Use our SCRA Screener and Resource Finder.

What does this form do?
This packet helps the servicemember draft a letter to a collection agency requesting stop contact and verification of the debt. The packet is based on the Fair Debt Collections Practices Act. This is an easy-to-use interactive form. The program will create a letter and instructions. All you need to do is:

The Veterans Consortium Pro Bono Program provides free appeal help to unrepresented veterans or their family members who have filed appeals at the U.S. Court of Appeals for Veterans Claims or need help with certain discharge upgrade cases. Apply for help today!