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If between 20K and 45K, then going 48 mos lease is better, as that way around 35K if one replaces one set of tires, we are good till the lease end. I am leasing as I want to expense the lease in the business and then buy the car after 48 mos ...

If you purchase upfront you can still qualify for a section 179 deduction of up to $25k if I remember right, make sure you pencil it out before you choose the lease then buy route to make sure you are making a good financial decision.

If between 20K and 45K, then going 48 mos lease is better, as that way around 35K if one replaces one set of tires, we are good till the lease end. I am leasing as I want to expense the lease in the business and then buy the car after 48 mos ...

Agree with Jay.

Plus if you ARE going to buy it, the tire wear is immaterial. If you buy the car there is no inspection, damages are OK, excessive miles OK, etc, etc.

If between 20K and 45K, then going 48 mos lease is better, as that way around 35K if one replaces one set of tires, we are good till the lease end. I am leasing as I want to expense the lease in the business and then buy the car after 48 mos ...

I believe your leasing strategy is wrong. One should never lease a vehicle solely based on whether he/she will have to change the tires at certain mileage and especially when if it is changed at 35k mark therefor you will extend your lease another 12 months unnecessarily so you can drive 10/15k miles and get your "money worth". I also believe that good lease should not exceed beyond 36/45. And never buy your leased vehicle at the lease end because by doing that you will end up paying full price of the vehicle unless you absolutely get huge discount which almost never happens. Here is my lease 2011 X5d MSRP $ 63475 Negotiated price $ 52000 36/45 monthly payments with $ 0 down tax incl. $ 770 = 27720. If i were to purchse my SAV at lease end i would have to pay lease end residual of $ 32400 plus tax plus $ 27720 total come out to MSRP (round fig.) hence, I would have been better of buying my SAV at negotiated $ 52000 instead of leasing not to mention I would be driving out of warranty unless I purchase extended warranty (more money). ARD whom i respect very much for his 'sagely' insights can explain this better.

Habsone, great figures, except you forgot that if you buy then you pay $52K+taxes+interest, which comes out to be around $2000 cheaper than leasing+buying. Either way I will take that call after 3 years, as if I decide to buy I will have to fork another $4.8K for the extended warranty ...