There's no getting around the changing landscape of retirement in America.

Today's younger workers will likely be stuck in the 9-to-5 grind well into their 70s, while their older counterparts face rising levels of unemployment and nest eggs that have been shrink-rayed by a floundering economy.

It's an outlook AARP The Magazine took well into consideration as it approached its annual list of the "10 Best Places To Retire." This year, you'll only find places where today's retirees can live comfortably on $100 per day.

"Everybody is struggling in this economy still and we decided we really wanted to find places that were very affordable," editorial projects manager, Gabrielle Redfor, told Business Insider.

Once they figured out the affordability factor, AARP rated towns on their overall 'livability" as well––the factors like culture, hiking trails, climate, health care, and cost of living that all retirees typically consider.

"We wanted to make sure we weren't sending people to communities that had a lot of foreclosure where it might be cheap, but there's nothing else there," Redfor said. "You really have to go and spend some time in a city before you know whether or not you want to move there. It's a big deal. It takes a lot of energy. You want to do your homework."

1-Omaha, NebraskaMedian home price: $123,500 Sunny days per year: 220Vibe: Midwestern, high-tech Affordability: Millionaires with a conscience abound thanks to civic-minded executives, private donations fund parks, arts, and sports.Mingle with the natives: At Mr. Toad’s, in the heart of the Old Market area Best daytime spot: Seniors pay $12.50 at the Henry Doorly Zoo

2-Pittsburgh, PennsylvaniaMedian home price: $106,500 Sunny days per year: 161Vibe: Green not grimy, the city’s 88 distinct neighborhoods create a European atmosphere Affordability: Pittsburgh is home to a stable, diverse economy—since 2008, only Austin and Houston have added jobs fasterWhere to mingle: Frick Park, in the city. In the summer, check out the Bowling Green. Best daytime spot: PNC Park, home of the Pirates, ranked as the No. 1 baseball field in the country by ESPN. Score bleacher seats from $14Local flavor: Eggs and kielbasa for breakfast at DeLuca’s in the Strip district Bonus perk: The view as you emerge from the Fort Pitt Tunnel.

3-Gainesville, FloridaMedian home price: $125,500 Sunny days per year: 242Vibe: Hippie meets world traveler Affordability: The country’s sixth largest college—The University of Florida—fuels a economy more durable than most Southern cities.Where to mingle: The Swamp, aka UF’s Ben Hill Griffin Stadium, where it's free to run and workout all you want.Best daytime spot: $9 tickets for seniors at the Florida Museum of Natural History's Butterfly Rain Forest Exhibit. Local flavor: A Cuban sandwich ($8.95) at Emiliano’s Café, a pioneer in the pan-Latin food movement Bonus perk: The dense urban canopy, where Northern hardwoods meet Southern tropics.

4-San Antonio, TexasApart from its famous river walk and the city's sleek new bike share program, here's what else this Texan town has going for it:

Median home price: $135,000 Sunny days per year: 227Best daytime haunt: El Mercado, which the city claims is the biggest Mexican marketplace outside Mexico, in Old Market Square.

5-Grand Junction, ColoradoMedian home price: $159,800 Sunny days per year: 260Vibe: Contemporary and Western mix Affordability: Two-thirds of the county land is public, making recreation a bargain; a recent 20 percent drop in housing pricesWhere to mingle: The Rockslide Brewery downtownLocal flavor: Local vineyards get plenty of press, but make sure you snack on the region’s impressive strawberries, sweet cherries, and peaches. Bonus perk: The views of the Grand Valley

6-Eau Claire, WisconsinMedian home price: $121,100 Sunny days per year: 200Vibe: Family-friendly but progressiveLocal flavor: The Cheese Curds ($7) made from the region’s famed cheddar at the Livery, a converted stable downtown.

7-Las Cruces, New MexicoMedian home price: $148,000 Sunny days per year: 287Vibe: A melting pot where Old Mexico meets the Wild West Local flavor: De La Vega’s Pecan Grill & Bar's stuffed green chiles ($9)

9-Morgantown, West VirginiaMedian home price: $168,900 Sunny days per year: 185Vibe: The college town's Appalachian roots are just as strong as its local economyLocal flavor: Mario’s Fish Bowl. Originally a candy store, the restaurant has been serving up beer in fishbowl-size glasses for more than 60 years.

10-Roanoke, Va.Median home price: $151,500 Sunny days per year: 217Vibe: A small city tucked inside the stunning Blue Ridge MountainsLocal flavor: The legendary Texas Tavern, a 24-hour fixture since 1930

Would not want to look for new doctor or dentist, etc. Rather stay where I am. Climate good, home paid up, autos paid up, decent pension plus soc. sec. , medical paid for as state retiree, good health care. Drawbacks would be high cost of fuel, food, housing, etc. Besides, if you are an ocean lover like me, surfing or fishing or other related water sports, I could not live in Nebraska. I am sure there are more economical places to live but all things considered, it is okay to be where you are. Just need to be happy wherever you may be.

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