Just another WordPress.com weblog

Being broke is never a money prob$em, but a thinking prob$em!

I talk to people on a daily basis about the benefits of owning a home based biz. I have been involved in a home based biz since September 2006 & can honestly say, from experience, that it is the greatest position in the universe. Reading books such as “The Next Millionaires by Paul Zane Pilzer” clearly defines four specific areas in which to invest your time & resources with the greatest ROI. Not only return, but HUGE return. His prediction of having ten million new millionaires by the year 2016 is right on target. He says if you have a business in just one of the four categories, you are guaranteed to become one of those predicted millionaires. The categories are:

Home based business

Internet

Health / Wellness

Intellectual Distribution

My business embraces all four so you can see why I am so psyched all the time. When you read the book “The Business of the 21st. Century by Robert Kiyosaki” you will know even more of why I am psyched! He states to have a successful business you need two things:

A Duplicateable System

Leadership

Yes! Not only does my business have both, but it has both with excellence! When I sit down with a potential business partner, I have nothing to hide, will not apologize for having pride in what I stand for & certainly know the benefits of being involved with this business model. I edify my mentors with assurance of knowing they lead with character, integrity & honor. I have noticed many ways people attempt to justify not becoming a part of a home based biz. It is easy to find blame or use excuses when honestly they don’t have the courage to step out on their own. They also don’t have belief in themselves & listen to others who are cowards. That may be strong, but everything I do is a step of faith. As a single woman, I had to exercise courage to become a business owner. I also had to get over myself by overcoming fear, rejection, intimidation, past failures, past successes, insecurities & self-sabotage. I have become a better person in many ways because of this. I love this scripture & apply it in every facet of life.

Now faith is the assurance that what we hope for will come about and the certainty that what we cannot see exists.~ Heb.11:1

I find some of the “reasons” people use as to why they can’t start their own business interesting. It is real to them, but to me, it is just a sad assortment of selling themselves & their family short of their highest potential. I can recognize it because I used it too! My observation is that when people say they can’t afford to invest in their future, they don’t realize the things they invest in on a daily basis moves them further away from freedom. I used to partake of temporary satisfaction or self-entitlement. I had a problem with compulsive shopping causing me to work even more hours away from my kids. Thanks to a world-class financial training system, I have learned long-term vision & delayed gratification. I haven’t “arrived,” but I am totally not the same person. It is amazing how I define my wants -vs-needs & discipline myself to them.

I often hear people say they can’t “afford” their own biz as I watch them eat out every day for lunch & even several times a week for dinner; use the vending machines at work numerous times a day; hit the restaurants & movies on weekends or other entertainment sources; then there could the smoking habit or yes, even ***$$$ coffee; (Gals)ALWAYS have nails / toes / hair done, & sport the latest fashions; (Guys) ALWAYS have leagues/card games/hobbies/fantasy sports game pools. Some of these expenses are daily, weekly, bi-weekly & monthly, but if they ever calculated the cost per year, they would be surprised at the discretionary funds they could have. I can honestly say I had to do this when I moved to Texas. Budget? What on earth was that? I NEVER kept a budget & yes, it showed in my finances. When I actually had to keep receipts & report to someone bi-weekly to explain why I purchased what I did, I gained control & exercised discipline. I vividly remember the first trip to Sam’s Club after beginning this program. I loaded my cart in the usual fashion, strolled around the store & then realized, “How am I going to explain this to Blah-Blah?” I immediately unloaded the things from the cart in their respectful place & never did it again. Seriously now I only visit Sam’s maybe once or twice yearly. I gained control thus changing my thinking. This was the precursor for what I would begin to learn 2 years later in my own biz.

I believe the saddest thing I hear is to use their kids as excuses when they should be the reason. My kid has ______practice, or belong to ______team or is going on ______trip. Short term sacrifice for your kids could result in you being the parent who has a motor-coach or bus & is able to take the entire team to playoffs because you are time & financially free. You would be the coolest parent in the community & a hero to your kids. Or…what about actually taking them to every point of history in our nation instead of letting a conveyor-belt school system teach them? When school starts, you could buy supplies for your children & adopt kids for each of them to assist with supplies? What about telling your wife to go shopping & there is no monetary limit to her spending because you now make more in a week than you did in a year from your J.O.B.? Hey it’s summertime & kids camps are in progress all over the nation. Could you sponsor ten kids who wouldn’t otherwise be able to go? Camps literally change lives & this is an investment worth making. How about seeing the Angel Tree in your church at Christmas & adopting every single parent & their kids? Maybe you want to help an aging parent? Write a check to pay off their house not just a house payment here & there.

Here’s a novel idea! How about practicing what I did with my daughter, son-in-law & grands did last year for Christmas? We gave the gift of “presence” instead of “presents.” We started small because we had recently had the expense of my son’s wedding in October so we limited our budget. My son-in-law chose Chicago. I live in Dallas & they live in the outskirts of St. Louis. I drove to St. Louis where we went via Amtrak from St. Louis to Chicago. We stayed near the Magnificent Mile & spent time there exploring things that will forever be etched in our memories. We love aquariums & have added Shedd Aquarium on our list of ones visited. Trains, aquarium, Giordano’s deep-dish Chicago style, pan pizza, shaved Portillo’sroast beef subs, snow, American Girl, Lego Store, & etc. You know the greatest part of the entire trip for me? Was it spending time with my grands & watching them as they explored the things they couldn’t wait to see? Was it seeing my grands faces as they watched dolphins for the first time in their lives perform a Christmas play? Should have been, but it was to hear my son-in-law talk to friends / family on the phone while we were there telling them they have to try this! Priceless! The possibilities are endless & are only limited by your imagination.

What I have learned is that people will always have money for what matters to them. The mentality that you will always be in debt is a lie handed down for generations. Our forefathers were entrepreneurs. They networked within their communities. They used the cash system. Many first generation millionaires used the principles written about in the book, “The Richest Man in Babylon by George S. Clason.” Timeless principles that have endured generation after generation of millionaires. How about the book, “The Millionaire Next Door by Thomas J. Stanley & William D. Danko.” This book is one of my favorites to resort to when I feel when the pressure of “fitting in” or “self-entitlement” starts to creep in. I keep it at my office!

Our future matters! More than this, the future of our children matter. Our ancestors & their families fled the tyranny of an evil government to what they pictured as freedom in a new world. They had nothing but hope & a dream. Somewhere down the chain, we have marred that determination & have turned dreams into nightmares. You see, debt isn’t the American Dream, it’s the American Way.

I admonish the people who have the courage to defend the rights of freedom globally by stepping out of their comfort zones, getting past two knobs — the TV remote & the door — and defending their family. My favorite book & the greatest of all eternity, the Bible, has sound, financial scriptures I will paraphrase: “Be a lender to many nations & never borrow,” “A good man leaves an inheritance to his grandchildren,” “Owe nothing to anyone except to love one another.” Regardless of your faith, these are amazing principles, yet we would rather follow in the footsteps of our neighbors, friends, & even family members by being in debt living paycheck to paycheck. At your hearts discretion, not your bank account, choose to be a blessing to many. Reading the inspiring book “L.I.F.E. = Living Intentionally For Excellence by Chris Brady & Orrin Woodward” gives tremendous examples of how to live a life that truly counts.

Think about what you would do if you knew you couldn’t lose. Being broke is never a money problem, but having broke thinking. This is something easily changed. Another of my favorite books, “The Slight Edge by Jeff Olson” has made a tremendous difference in my life & in the lives of millions. The simple phrase, “It’s easy to do and it’s easy not to do” captures my attention when I have to make decisions daily toward the disciplines I have set. Get a mani/pedi bi-weekly or learn from millionaires every day? Easy! Pay a salon to color my hair or do it myself so I can attend a convention? Easy! Slight edge discipline in every area of our lives can change the course of history for our family. Be the person others write about in ancestral searches as the Rascal who made the difference.

Change your thinking, change your results. Build trust in yourself once again & fulfill the destiny you were created to fulfill. On the journey, help someone else fulfill theirs. Pay it forward & dream BIG!!!

Post navigation

Your article on the topic Being broke is never a money prob$em, but a thinking prob$em! includes the information that i was looking for. Your post includes great tips and you managed to keep it simple and understandable. Your post helps me to understand what Being broke is never a money prob$em, but a thinking prob$em! really is, and i will surely recommend it to other people. Thanks and keep up the good work.

Thank you very much for your kind words on the subject. My writing comes from experience & life examples. People use the word “broke” as almost a knee-jerk response,yet tend to have the resources necessary to do what they want, not always what they need.
Stop by & visit anytime!
g