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3232How to Stay Calm in Tense Situations – 7 Tips for Stress Free Lifehttps://gurublog.in/how-to-stay-calm/
https://gurublog.in/how-to-stay-calm/#respondFri, 28 Sep 2018 17:34:11 +0000https://gurublog.in/?p=588Today I am going to tell you about How to stay calm or stress free in your life or in stressful situations. Friends, life is short and with every passing moment it is becoming even shorter so let us not ruin it by becoming a victim of stress and tension. Just to remind you that […]

]]>Today I am going to tell you about How to stay calm or stress free in your life or in stressful situations. Friends, life is short and with every passing moment it is becoming even shorter so let us not ruin it by becoming a victim of stress and tension. Just to remind you that stress and tension are the main causes of various health problems, such as high blood pressure, heart disease, obesity and diabetes.

In this article I will tell you some useful tips on how to stay calm which will help you to counter stress and you can easily remain calm in tough situations and day to day life, which will make your life easier and happier.

While going through the article you may feel that you are already aware about many of the tips which I am providing here but purpose of this article is to bring most of them together and to remind you again how important these simple tips are for you.

How to Stay Calm

1. Take a pause or break from the Situation

If you are in argument with someone and the argument get heated it is better to stop interacting with the person or the stressor. You can politely say “I need to take a break and we will discuss after some time”, take a break, take a walk, breathe deeply to make yourself normal and calm and avoid the discussion further unless it is really required.

Please remember, there are many people who like to indulge in arguments and feel pleasure to win over others in argument. My suggestion is better to stay away from such people and try to remain with such people who really care for you, understand you and give proper feedback to you for improvement.

You may not be aware but it is scientifically proven that heated argument, tense situation or anger stimulates the release of hormones like adrenaline (a hormone which increases rates of blood circulation, breathing, and carbohydrate metabolism) which constricts (make smaller) our blood vessels, increases our heart rate and makes our breathing rapid and shallow (shallow breathing means less oxygen reaching your lungs). So next time when you are in heated argument quickly remember what I have written here and stay away from the argument.

2. Do some Physical Workout Regularly

Several studies have proven that regular physical workouts such as exercises, running, sports, aerobics, weightlifting, yoga etc. can make you feel calmer and happier overall. You can choose any good physical workout of your choice and key is to do it on a regular basis. It will not take much time of yours, 30-40 minutes of physical workout everyday can make you feel relax and calm throughout the day.

Some of the the simple physical workout are sports like Tennis, Badminton, Squash, Volleyball, Basketball etc. where lot of physical movement is involved. You can join a Gym for regular workout or if you don’t want to go out join a good youtube channel and start exercising at home under the guidance of experts. You can also perform Yoga and can do it from your home itself.

Again I would like to tell you scientific benefits of physical workout. Exercises or physical workout are natural mood-booster because it releases endorphins, which is a chemical naturally, released in the brain which reduces pain and can make you feel relaxed, full of energy and calm and happy.

3. Practice Meditation

Meditation can make you feel calm and relax through your day-to-day stresses. Meditation is to remain quiet at a quiet place without any distraction or disturbance. To practice meditation find such place, sit in a relaxed manner, close your eyes and breathe deeply and slowly. Focus on your breathing pattern and keep it as even as you can. 15-20 minutes of such work will make you very relax and calm. Make sure to avoid your phone, TV, computer etc. during these 15-20 minutes.

4. Take care of your body – Leave bad habits

I have somewhere read the quote that “Our body is a temple where our soul resides so let us keep the temple clean and healthy”. Friends, we all want to remain happy, calm and to live a long life but we tend to ignore basics. The most basic thing is to take care of your body which is your ultimate friend. If your body is healthy it will be better equipped to handle any stress situation and will keep you calm.

I have told you about some physical workouts which will keep you healthy but to perform them you need a healthy body. So work on your basics, eat a balanced diet, sleep well, exercise regularly. Make sure to leave all bad habits such as intake of tobacco, smoking, alcohol, junk food etc. which are so bad for your health and will only contribute in ruining your health over longer periods.

Caffeine and soda water are also such things which can give you pleasure in short term but over a longer period it also ruins your body. So better to hydrate yourself with water or any healthy drink.

5. Follow a Routine

If you want to stay calm in your life it is very important for you to follow a routine. Life is precious, do not waste it by living in a haphazard manner. Maintain a diary and everyday make a to-do list of important things. This will help you both in your professional and personal life.

Prepare a daily routine and try to follow as much as you can. The more organized you are the better you are equipped to face any situation which will keep you stress free.

Always wake up early in the morning. Waking up early in the morning gives you extra time which makes you more organized and it also good for health.

6. Accept the Reality and Situation

Many people always remain tense because of the situation they are in or by comparing themselves with others. Try to understand that everybody is living his or her own life, some people can be better than you in many aspects. Do not stress yourself by comparing yourself with others. One should always try to achieve excellence but if it is not coming despite sincere efforts, one should not worry about it.

There may be tough situations in one’s day to day life such as difficult work environment, issues in personal life etc., but our endeavour should be to overcome difficult situation rather than regretting on it. Sometimes you may not be able to change any situation than it is better to accept the reality and try to cope with that.

Do not run after the money, money is important thing but not everything. While no one can deny the fact that all of us need money to live a decent life. But many of us are ruining our health and personal life just to accumulate it. That is not the correct approach, so just give it a thought and do not run after accumulating it at the cost of your health.

7. Spend time with your near and dear ones

The last point which I want to make here is that it is very important to spend time with your family and near and dear ones. No matter how busy you are, your priority should be to spend as much time as you can spend with your family members and your dear ones. Spending time with the family and close ones gives you strength and happiness which keeps you away from stress and makes you mentally strong.

Conclusion: So these were the 7 points which I wanted to share with you on the topic how to stay calm and stress free. I am sure by adopting them or practicing them you can surely become a more balance and calm person and can lead a longer and peaceful life which is the ultimate aim of the mankind.

]]>https://gurublog.in/how-to-stay-calm/feed/0Best Online Coaching Options for Students of Class 6, 7, 8, 9, 10, 11 & 12 – CBSE, ICSE, Olympiads and Engineering Examshttps://gurublog.in/online-coaching-options/
https://gurublog.in/online-coaching-options/#respondMon, 16 Apr 2018 02:38:48 +0000https://gurublog.in/?p=575In this post I am going to tell you about the best available online coaching options for students of Class 6th to Class 12th. Normally for core subjects such as Math, Science, English and Social Studies of these classes, parents go for personal tuitions. Option of coaching institutes is also available and big player such […]

]]>In this post I am going to tell you about the best available online coaching options for students of Class 6th to Class 12th. Normally for core subjects such as Math, Science, English and Social Studies of these classes, parents go for personal tuitions. Option of coaching institutes is also available and big player such as FIIT JEE, Aakash Institute, Allen, Catalyser etc. have also entered in this field. Earlier these institutes were exclusively for preparation of IIT JEE and other Engineering and Medical Examinations however sensing the big market they have now also started coaching for the students of 6th standard onwards. Now they provide coaching covering school syllabus of various boards such as CBSE, ICSE etc and they also provide foundation course for IITJEE in which they teach a higher level of math and science in junior classes.

The difficulty parents face that in personal tuitions it is always difficult to find good teachers in vicinity and the reputed coachings are expensive and child also get overburdened. There are other local coaching options available as well in every city but problem is that there infrastructure is not that good and the quality of education and teachers is also not up to the mark.

So what should parents do? How they can make a balance so that they can provide best quality education to their kids without overburdening them. This problem can now easily be solved through Online Coaching options. The purpose of this article is to guide you about the best available Online Coaching options. Before telling you some of the best options I would like to tell you the benefits of it.

Benefits of Online Coaching

The benefits of Online Coaching are many. The most important one is flexibility of timings, in normal coaching you need to send your child at a fixed time and there is no such flexibility. Lot of time also get wasted in commuting. Students also feel overburdened as after attending the school they have to go to coachings. However in Online Coaching there is no such issue, the child can study anytime as per his or her will. Also the studies in Online Coaching are much focused and time is not wasted at all. Further, through video lessons or online class you can learn the topic many times as you can always repeat (online classes also get saved in your system) it if you have not understood anything.

The other benefit which I felt is that the quality of teachers is very good in Online Coaching, these coaching hires some of the best teachers of the country hence quality of the education is very good. Another benefit which I would like to mention is that through online coaching the progress of the child can also be easily monitored as there are various techniques and apps through which the progress can easily monitored.

Now let us discuss some of the best available options one by one.

BYJU’S

BYJU’S learning methods have become quite popular in last few years. It provides coaching for all the class from 4th to 12th. It also provides coaching for various boards and various competitive examinations. The study is done through a Tablet or android device. The BYJU’S will provide you the course material in the form of memory cards and will also provide you a Tablet. One can study from the Tablet itself. This Rs. 3300 crores company was started a few years back with an initial investment of Rs. 2 lacs only. The idea was initiated by Byju Raveendran who is a CAT Topper with 100 percentile.

The benefits of BYJU’S study material are that the quality of the study material is very good and one can study any time as per his or her convenience. BYJU’S hires some of the best teachers for preparation of its study material which they impart through Tablet.

Toppr.com

Toppr.com is another start-up which is now picking up and giving tough time to BYJU’S. They are also providing all the stuff very much similar to that of BYJU’S however the difference is that while BYJU’S is giving Tablets for study, Toppr.com is an online platform and can be accessed through web only. The price of the course in Toppr.com is also very much similar to that of BYJU’S. The idea of Toppr.com was initiated by Zishaan Hayath and Hemanth Goteti, both alumni of IIT Mumbai.

Toppr.com has become a multi crores company as they got venture funds of Rs. 70.00 crores from various venture capital firms. Toppr.com provides students very good quality study material and best thing here is that they also clear all the doubts of students on a real time basis. The quality of material is as good as that of BYJU’S and personally I will rate Toppr.com above BYJU’S.

Topperslearning.com

It is another good option for the students looking for online coaching. The level of questions and study material is slightly less that the first two options which I discussed above. But still up to 10th classes it is a very good option for self preparation through online mode for the students. Topperslearning.com has been promoted by promoters of Network 18 and Educomp. The online platform is very good and of high quality.

Vedantu.com

The last option which I am going to discuss in this article is vedantu.com. This is also a venture of IITians. The concept here is different from the first three which I discussed above. Here you are directly getting online tuitions from some of the best teachers, through online mode. I had tried it for my son and found it very useful as quality of teachers here is very high. You can get tuitions from some of the best teachers through online mode. The platform which they have established on their website for online tuition is also very effective.

Conclusion: So these were the 4 online coaching options which I wanted to share with all of you. There are many more available but in the paid options these are probably the best available options. I also told you in brief about the promoters who have initiated these ventures. You can see that 2 of these ventures were started by IITians and 1 by a CAT topper. These concepts have become so popular only because the quality of education is very good and also the pricing is affordable. My suggestion is that you should definitely try any of these options for students up to class 10th. Thereafter for class 11th and 12th one should go for classroom options such as of FIITJEE, ALLEN, AKASH, CATALYZER etc. as well as for anyone of the online options i.e. BYJU’S or Toppr.com.

If you are going for any online coaching option always negotiate as much as you can in price. The market has become very competitive in Online Coaching and discount of 30 to 40% is quite common on the given price of any course.

My suggestion is do not overburdened your child at an early age. Up to 10th class provide him or her the best support for doing well in School Exams. Exams such as Olympiads, NSTSE, NTSE etc. are also good as these are based on the school syllabus itself. These online tools can help the child in clearing concepts which will provide a good base for the future challenges of tougher Exams.

]]>https://gurublog.in/online-coaching-options/feed/0SSC CHSL Exam – A Complete Guidehttps://gurublog.in/ssc-chsl-exam/
https://gurublog.in/ssc-chsl-exam/#respondWed, 06 Dec 2017 02:37:53 +0000https://gurublog.in/?p=558SSC CHSL Exam is one of the most popular exams of the country. In this post I will provide you complete information about this very popular exam of our country. This is a very important exam as it gives an opportunity to the common students of the country to get a government job at a […]

]]>SSC CHSL Exam is one of the most popular exams of the country. In this post I will provide you complete information about this very popular exam of our country. This is a very important exam as it gives an opportunity to the common students of the country to get a government job at a very early age.

This article I have divided in many sections and paragraphs which will help you to understand about SSC CHSL Exam in a better way. In case of any query you can always ask me in the comment section.

In the career section of my blog I have so far written a few articles on IBPS Clerk, IBPS PO, Exams conducted by SSC etc. My objective always remains to provide in-depth information on the topic. You may find my articles very long but you will also appreciate that only through such long articles I can provide you the information which will be of real help.

So let us understand about SSC CHSL Examination.

What is SSC CHSL EXAM?

The CHSL exam is Combined Higher Secondary Level Examination. This exam is conducted by the Staff Selection Commission every year. The CHSL exam is conducted for recruitment of various posts such Lower Divisional Clerk, Junior Secretariat Assistant, Postal Assistant, Sorting Assistant and Data Entry Operator. All the recruitment is done for various offices of Central Government. Selected candidates are posted in various ministries and Central Government departments. This exam gives an opportunity to students to get a government job at a very young age just after 10 + 2. As I have told you CHSL exam is conducted by SSC or Staff Selection Commission which is the most popular body for recruitment of various posts in various government departments.

SSC CHSL Eligibility details

The age limit for SSC CHSL is from 18 to 27 years as per the cutoff date announced in each notification. The education qualification required for this exam is 12th Standard or equivalent examination passed from a recognized Board. For Data Entry Operator (DEO) in the Office of Comptroller and Auditor General of India the qualification required is 12th Standard pass in Science stream with Mathematics as a subject from a recognized Board or equivalent.

SSC CHSL Vacancy details – Job Profile

I have already told you about the name of posts for which SSC CHSL exam is being conducted. Here I am explaining you about the brief details of each of the post. This will help you to select your preference for the posts. SSC CHSL Exam is conducted for recruitment of the following posts:-

Postal Assistant / Sorting Assistant: As you can see that the post of Assistant is in two categories i.e. Postal and Sorting.

The posting of Postal Assistants is in various post offices. These are located all over the country. Postal Assistants are required to collect the mail and to dispatch the same to the correct customers.

Sorting Assistant as the name suggests are required to sort the mail. The benefit of this job is that you can work in shifts. The shifts are in night also. If you work in a night shift then you are free for the day. Hence as per the convenience you can work.

Data Entry Operator: Data Entry Operator is a simple clerical post where one has to feed data in computer or to maintain registers as per the requirements. There are various types of data and records in every government office. The role of Data Entry Operator is to maintain data as well as to do other clerical job as instructed by the seniors.

Lower Division Clerk: Lower Division Clerk is the starting point of clerical jobs in any government office. This is also a clerical job like Data Entry Operator. While the job of Data Entry Operator is mostly related to data feeding, the job of Lower Division Clerk is to assist in handling routine day to day work such as files maintenance, keeping up the records, counter jobs and other clerical jobs as instructed by the seniors.

SSC CHSL Salary

Lower Division Clerks and Junior Secretariat Assistant are in Pay Band – 1 which is Rs. 5200 – Rs. 20200 and Grade Pay of Rs. 1900 (pre-revised). Postal Assistant and Sorting Assistant are in Pay Band – 1 which is Rs. 5200 – Rs. 20200 and Grade Pay of Rs. 2400 (pre-revised). Data Entry Operators are in Pay Band – 1 which is Rs. 5200 – Rs. 20200 and Grade Pay of Rs. 2400 (pre-revised).

SSC CHSL Exam Pattern

The exam of SSC CHSL is conducted in three stages. These three stages are called as Tier-I which is a computer based objective type examination, Tier-II which will consist of a descriptive paper and Tier-III in which Typing Test is conducted for Postal Assistant, Sorting Assistant, Lower Division Clerk and Junior Secretariat Assistant whereas Skill Test is conducted for Data Entry Operator.

Tier – I (Objective Paper): Tier I will be an objective test having multiple choice questions. This will be a computer based online test. The duration of the exam will be 60 minutes. There will be four sections in this examination.

English Language (Basic Knowledge) (25 questions)

General Intelligence (25 questions)

Quantitative Aptitude (25 questions)

General Awareness (25 questions)

The marks for each paper will be 50. Therefore there will be 100 questions in this exam of 200 marks which are required to be solved in 60 minutes. Negative marking in this exam is very high as the penalty is 0.50 marks for each wrong answer. Candidates are, therefore, advised to keep this in mind while answering the questions. Normally in other competitive exams such as bank exams Negative Marking remains 0.25 marks for each wrong answer.

Tier-II (Descriptive Paper): Tier-II will be a descriptive paper in pen and paper mode. It means you have to write the answer on paper and not on computer. The duration of the paper will be 60 minutes. The paper is designed to test the writing skills of candidates. The descriptive paper will comprise an Essay of about 200-250 words and Letter / Application writing of about 150-200 words. This paper will be of qualifying nature only and the minimum qualifying marks are 33 percent. The paper will be available both in Hindi and English. Candidates have to choose any of the option for writing the paper.

Tier –III (Typing Test / Skill Test): This part will consist of Typing Test / Skill Test and will be of qualifying in nature. Tier-III of the Examination would be the Skill Test/ Typing Test which would be of qualifying nature. Skill test will be for Data Entry Operator posts and Typing Test will be for LDC/ JSA and Postal Assistant/ Sorting Assistant.

SSC CHSL Detailed Syllabus

Now I am providing you the syllabus for each of the section of SSC CHSL exam. I have promised you that I will provide you complete information about SSC CHSL examination. I am sure you must be finding this article very useful.

English Language Syllabus

General Intelligence Syllabus

Quantitative Aptitude Syllabus

General Awareness Syllabus

Difference between SSC CGL and SSC CHSL

SSC CGL and SSC CHSL are the two most popular exams of the Staff Selection Commission. Now I am going to tell you about the difference between these two exams as quite often students get confused about these two exams. Combined Graduate Level Examination which is popularly known as SSC CGL is conducted by SSC every year. This exam is conducted to recruit staff to various posts in various Government Departments and Institutions. Mainly recruitment is done for Group B and Group C posts. The eligibility for this exam is graduation.

The Combined Higher Secondary Level (CHSL) 10+2 Examination gives an opportunity to students to get a government job at a very young age just after 10 + 2. The CHSL Exam is conducted for recruitment of Postal Assistants/Sorting Assistants, Data Entry Operators (DEO), Lower Divisional Clerks (LDC), and Court Clerk under various government organizations. The eligibility for this exam is 10 + 2.

SSC CHSL Admit Card

The admit card of SSC CHSL is released through online mode only. The admit card of the exam can be downloaded from either Regional SSC website or from the SSC main website. Since SSC CHSL is a very big exam therefore try to download your admit card as early as possible. Later due to congestion you may find it difficult to download as website can become slow.

The purpose of this detailed post on SSC CHSL exam is to provide you all the information about the exam at one place. Therefore for the benefits of the students I am providing you steps for downloading the SSC CHSL Admit Card.

Ist Step: Go to the Regional SSC website or SSC main website.

2nd Step: Click on the SSC CHSL Admit Card link.

3rd Step: Enter your roll number / registration number and date of birth and click on submit.

4th Step: Your admit card will be displayed on the screen. Save and download the same.

5th Step: After downloading the SSC CHSL Admit Card verify it for correctness. You should immediately verify important details such as name, date of birth, category, date of exam, centre of exam etc. These are vital information and any discrepancy in it will give you lot of trouble. Therefore in case of any discrepancy immediately contact with the SSC for correction.

SSC CHSL – Important Books

Now-a-days there are lot of good study material is available for SSC Exams. However here I am going to tell you about some of the core books for SSC CHSL exam. These books are vital not only for SSC CHSL exam but for any bank, insurance or SSC exam.

Reasoning Section: For reasoning section you should study RS Aggarwal reasoning book “A Modern Approach to Verbal and Nonverbal Reasoning”. Analytical Reasoning by MK Pandey is also a very good book, although it is more suitable for Bank PO however preparation from this book will increase your level of preparation.

Quantitative Aptitude Section: Two best books for this section are Quantitative Aptitude Book by RS Aggarwal and Quicker Math by M Tyra. Both are extremely good books and must be read.

General Awareness: Since there are various topics in General Awareness such as history, geography, polity, economics, science, current affairs etc. therefore you should study from various sources for preparation of this section.

English Section: Objective General English by RS Aggarwal and English is Easy are two top books in my opinion.

SSC CHSL – Frequently Asked Questions (FAQ)

Here I have compiled a set of Frequently Asked Questions on SSC CHSL exam. My students often ask me many questions on this exam. To help you all I have framed answers of all the common questions asked by the students on this exam. This will help you to further get clarity on this big exam.

Question: When the SSC CHSL Notification is announced?

Answer: There is no set date for the SSC CHSL exam notification. However it is announced every year by SSC. The best way for students to know about the date of notification is to download SSC Calendar. Every year in the beginning of the year SSC releases a detailed calendar on the dates of its various exams. You should download the calendar which will keep you updated about all SSC examination.

Question: From where I can get the official notification?

Answer: There are only two authentic source of getting the detailed SSC official notification. First is the official website of SSC and the second is the Employment News.

Question: What are the Eligibility norms for SSC CHSL Examination?

Answer: I have already explained about the eligibility above. Here I am giving it in brief again.

1) You should have passed the 10+2 Examination

2) You must have attained the age of 18 years and maximum age should not be exceeding 27 years.

Question: My 12th result is yet to be announced. Can I apply for SSC CHSL?

Answer: Yes you can, however you have submit the proof of passing the 12th examination before the closing date of online application given in the notification.

Question: After qualifying the objective test do I need to appear in the interview for final selection?

Answer: You will be glad to know that there is no interview in CHSL examination. After the written exam there is typing and skill test.

Question: What is the application fee for the SSC CHSL Exam?

Answer: It is a very economical exam. The fee payable is only Rupees One Hundred Only. Further, women candidates of all categories and candidates belonging to SC, ST, PWD and EXS categories are exempted from payment of fee.

Question: Is there negative marking in the Tier I exam?

Answer: Yes. For incorrect answers penalty of 0.50 marks will be there.

Conclusion

I am sure that after reading this post now you must have a complete idea about the SSC CHSL exam. If you still have any query you can post that in the comment section and I will respond to that.

Due care has been taken while providing all this information. However it is always important to verify the details from the official website. Please note that before applying for SSC CHSL or any other government job you must visit the official notification as well as website.

]]>https://gurublog.in/ssc-chsl-exam/feed/0How to Breathe While Running Long Distances And Marathons – Improve Breathing with Best Techniqueshttps://gurublog.in/how-to-breathe-while-running-long-distances/
https://gurublog.in/how-to-breathe-while-running-long-distances/#respondSun, 12 Nov 2017 01:57:28 +0000https://gurublog.in/?p=554Beginner, new runners or experienced runners, all should know how to breathe while running long distances. Deep belly breathing, nose or mouth breathing, proper breathing techniques there are so many things which you should know as a runner. As a runner you should have an idea about all this as it will help you […]

]]>Beginner, new runners or experienced runners, all should know how to breathe while running long distances. Deep belly breathing, nose or mouth breathing, proper breathing techniques there are so many things which you should know as a runner.

As a runner you should have an idea about all this as it will help you a lot to improve your breathing techniques while running. With proper breathing you can improve your running a lot.

How to Breathe While Running Long Distances

Here are some important methods for breathing while running. This will help you to understand how to breathe while running long distances:-

Adopt Belly Breathing Technique

As a long distance runner you should adopt deep belly breathing technique. The deep belly breathing helps us to use the entire capacity of lungs. The oxygen intake is also higher which helps you to remain more energetic and fresh.

Learn how to do belly breathing: Belly breathing is simple to learn and practice. Here are a few steps for it.

Lie down on a mat on floor or on a bed and put your hands or a light book on your stomach.

Breathe deeply and inhale and exhale. Check that your hands or book on your stomach should rise when you breathe in and fall as you breathe out.

In this kind of breathing you should breathe deeply. A little bit of practice will help you to breathe like this.

Breathe through mouth while running

There is always remaining confusion how one should breathe while running. It always makes sense to breathe through your mouth while running. Mouth breathing is considered as the best method for breathing while running. The reason is that such breathing brings in more oxygen than breathing through the nose. The more oxygen you get the more energetic you will feel.

In long distance running, you will find it tough to get enough oxygen through your nose after running substantial distance. You body will be under stress and you will need more oxygen. Such breathing technique will help you gaining more oxygen.

Remain Relaxed While Running

You should remain very relaxed while running. If you are running with a tense mind your breathing will not be very smooth. If you are relax and focused you can breathe in a relax manner and deeply. Only a relax mind will help you to breathe deeply and it will allow your lungs to take full breaths of air which will result in more oxygen. You can see that experienced long distance runner remained very relax while running which also helps in better breathing.

Take Long and Deep Breathes While Running

Even at the cost of repetition I will tell you again to take long and deep breathes while running. This is a very important aspect of your breathing technique. This will help to ensure that you are getting enough oxygen for your body. This is also the best way to prevent muscle and lung fatigue. It also helps increase endurance by getting proper oxygen circulation to your muscles.

Such breathing will help you to remain fresh even after running very long distances. I want to tell you that just by following proper breathing technique you can improve your running and stamina a lot.

Adopt a Breathing Pattern or Rhythm

It may sound strange to many of you. However most of the experienced runners follow a breathing pattern or rhythm. They coordinate their breath with their steps. Popular pattern is inhale for 3 steps and exhale for 2 steps (3 – 2 pattern or rhythm). Similarly you can adopt a pattern as per your convenience such as “2-2” or “2-3.” Try to run with different breathing patterns to find the right one for you.

Vary Your Pace for Proper Breathing – Take Talk Test

If you are running long distance you cannot run fast all the time. You need to vary your pace to maintain your breathing pattern. Slow down your pace or even walk for some time if you are breathing too hard. Also take a talk test, if you are able to speak full sentences comfortably it indicates you are running at a comfortable pace and breathing properly.

Conclusion: I am sure that after reading the article you are now aware about how to breathe while running long distances. Long distance running or marathon is something which requires a lot of practice and focus. Do not just run rather run properly. The purpose of running is to remain fit and enjoy it. Following the steps above will not only improve your performance, but will put less stress on your body and reduce your risk of injury. Therefore follow correct breathing techniques which are essential for running.

]]>Today I am going to tell you about IBPS Specialist Officer Eligibility criteria. Every year IBPS conducts 4 major recruitment. These recruitment are for the posts of Probationary Officer, Clerk, Officer & Assistants in RRB and Specialist Officer.

The eligibility criteria for Specialist Officer Posts are always quite confusing. While in Probationary Officer and Clerk the eligibility required is graduation however in Specialist Officer Recruitment there is different type of qualifications required.

Let us now discuss all the important eligibility criteria which are required for IBPS Specialist Officers posts.

The article is in question answer format which will address your specific queries.

Question: Which are the participating banks in IBPS Specialist Officer Recruitment?

Answer: 20 banks participate in the recruitment process. This includes 19 nationalized banks and IDBI Bank. SBI does not participate in this recruitment as SBI is having its own recruitment process.

Question: I am a fresher can I apply for these posts?

Answer: Fresher are eligible provided you are having the required qualifications.

You are not eligible to apply.

Question: I am in the final year/final semester of my degree. Am I eligible?

Answer: Final year/ semester students are not eligible for IBPS Specialist Officer Recruitment.

Question: What are the posts normally announced through IBPS Specialist Officer Recruitment?

Answer: The posts normally announced through IBPS Specialist Officer Recruitment are of Specialist Officers in various cadres like IT, Agriculture, Rajbhasha, Law, Human Resources, Marketing, and Finance in various public sector banks.

Question: What are the eligibility criteria for IBPS Specialist Officer Recruitment regarding citizenship/nationality of the candidate?

Answer: Nationality/ Citizenship: A candidate must be either –

(i) A Citizen of India or

(ii) A subject of Nepal or

(iii) A subject of Bhutan or

(iv) A Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or

(v) A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India, provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favor a certificate of eligibility has been issued by the Government of India.

Question: What are the eligibility criteria for IBPS Specialist Officer Recruitment regarding age of the candidate?

Answer: The age for the various posts remains the same. The minimum age is 20 years and the upper age limit is 30 years. There will be relaxation is upper age limit for reserved category and for certain categories of persons which are as under:

5 years for Scheduled Caste/ Scheduled Tribe .

3 years for Other Backward Classes.

10 years for Persons with disability

5 years for Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment.

5 years for persons ordinarily domiciled in the Kashmir Division of the State of Jammu & Kashmir during the period 01.01.1980 to 31.12.1989 .

5 years for Persons affected by 1984 riots.

Question: What are the eligibility criteria for IBPS Specialist Officer Recruitment regarding Educational Qualification of the candidate?

Answer: Educational qualifications are different for each post which is as under:

Post Graduate Degree in Hindi with English as a subject at the degree (graduation) level

OR

Post graduate degree in Sanskrit with English and Hindi as subjects at the degree (graduation) level.

Law Officer (Scale I):

A Bachelor Degree in Law (LLB) and enrolled as an advocate with Bar Council.

HR/Personnel Officer (Scale I):

Graduate and Full time Post Graduate degree or Full time Post Graduate diploma in Personnel Management / Industrial Relations/ HR/ HRD/ Social Work/ Labor Law.

Marketing Officer (Scale I):

Graduate and full time MMS (Marketing)/ MBA (Marketing)/ Full time 2 years PGDBA/ PGDBM/ PGPM/ PGDM with specialization in Marketing.

Proficiency in Computers

For posts other than IT Officer Scale I candidates should have Certificate/ Diploma/ Degree in computer operations/ Language/ should have studied Computer / Information Technology as one of the subjects in the High School/ College/ Institute.

IBPS Specialist Officer Eligibility

Disclaimer: These are the eligibility criteria for IBPS Specialist Officer Recruitment. However before applying please check the official notification published by the IBPS.

]]>https://gurublog.in/ibps-specialist-officer/feed/0Google Adsense – The Best Way to Make Money Onlinehttps://gurublog.in/google-adsense-best-make-money-online/
https://gurublog.in/google-adsense-best-make-money-online/#respondSun, 29 Oct 2017 08:43:48 +0000https://gurublog.in/?p=543In many of my posts I have told you about various options for displaying advertisements on your blog. This is one of the most popular and effective method of earning money from your blog. I have also maintained that Google Adsense is the best online program for money making. There are various programs through which […]

]]>In many of my posts I have told you about various options for displaying advertisements on your blog. This is one of the most popular and effective method of earning money from your blog. I have also maintained that Google Adsense is the best online program for money making.

There are various programs through which you can display advertisements on your blog. The popular ad network programs are adsense, chitika, infolinks, adsoptimal etc. One can register with two or three networks also. But if you are a serious blogger it is not a good idea to flood your blog with advertisements all around.

If you look at the blogs of successful bloggers you will find that most of successful blogs contain minimum of advertising. The main thing is content. If you have powerful content you will have more visitors. When visitors are more even with less number of advertisements you can earn more.

Therefore the first objective of a blogger should be to have quality contents on his or her blog. Need based advertising will help you to earn very good money. Please do not flood your blog with advertisements all around.

Now let us come back to the point. As I told you there are many advertisement network however Google Adsense is the best. Now I will tell you the reasons why Google Adsense is considered as best advertising network.

A Product of Google: Adsense is a program run by Google which carries a huge brand value. We all know the power of Google and being a google product the adsense program is highly trustworthy. This is a very fair advertisement network and from time to time the Google provides you support how make maximum use of adsense program. The expert will provide tips on how to make maximum money from this program.

Adsense is very easy to set up: This Google Adsense advertisement program is very user friendly and easy to set up. There are various sizes of ads available which you can place on your blog as per your convenience. You can place the codes on desired places on your website and the ads will starting display. Adsense ads are very attractive and are also available in matching contents, it means the ads can align with the color and theme of your blog. You do not require any technical knowledge and any blogger can easily set up adsense advertising. Adsense ads are also available in responsive ads category where the ad will adjust as per the available space.

Adsense is very fair and transparent: This advertisement network is extremely fair and transparent. I have been associated with it for last 7 years and I have never experienced any difficulty. Google Adsense will pay you every penny you have earned. Even if there is any mistake, Adsense will automatically make corrections before the end of the month and will pay you the absolutely correct amount. This is a very reliable ad network. Your money with adsense is as safe as it is in your bank account.

Adsense is a reputed program and it also increases reputation of your blog: Adsense is the most reputed advertising network. It is not easy to get the Google Adsense account as Google gives opportunity to only those blogs which are of good quality. Therefore if you are able to get a Google Adsense account it also certifies the quality of your blog. Once you have adsense with you it is important for you to follow the Google Adsense policy and maintain the account properly. If you are not following the policies of Google Adsense, it will take no time to block you.

With one Adsense Account multiple account can be operated: Google Adsense allows you to operate multiple accounts with one Google Adsense account. You need not obtain separate account for each of your blog. With one account you can track the data of all your website in a very simple manner.

Google Adsense – The Best Way to Make Money Online

Conclusion: Therefore you can see that there are so many advantages of Google Adsense program. The best part is the trust you can have in it and its payment policies. So if you are a blogger and serious about making money from your blog Google Adsense is the best option. Many bloggers are earning thousands of dollars every month just from the Google Adsense. Payment method is also very hassle free.

]]>https://gurublog.in/google-adsense-best-make-money-online/feed/0Exams Conducted by UPSC, SSC, IBPS – Career Options for Studentshttps://gurublog.in/career-options-for-students/
https://gurublog.in/career-options-for-students/#respondSun, 15 Oct 2017 13:34:24 +0000https://gurublog.in/?p=530Today I am going to write on Career options for students after 12th, B.com, Arts, Science, graduation etc. I will also tell you about exams conducted by UPSC, SSC and IBPS. In my blog I have chosen Career as a category because I always search for good career options for students. I have told you […]

]]>Today I am going to write on Career options for students after 12th, B.com, Arts, Science, graduation etc. I will also tell you about exams conducted by UPSC, SSC and IBPS. In my blog I have chosen Career as a category because I always search for good career options for students. I have told you quite often that blogging can also be adopted as a full time career option. There are many other online career options which I have told you from time to time.

Last Updated on – Oct 21, 2017 @ 10:42 am

But today I am going to talk about something different. Today I will tell you about the conventional career options for students available in India.

I will tell you about various competitive exams which are available in India for students. These competitive exams are available after 12th or graduation. In this post I will try to cover all the available career options for students in Government Sector through various competitive exams. This post is necessary as I have seen many students are not even aware of the opportunities available for them. After reading this post I am sure students will have a good idea about the various career options available in government sector in India.

To give you more clarity about the article I will provide this article in question – answer format and will cover about exams conducted by UPSC, SSC, IBPS and other important and popular exams for Government Jobs. I will explain in detail about various available career options for students.

Career Options for Students – UPSC, SSC and IBPS

Question: What is UPSC and what are the names of exams conducted by UPSC?

Answer: UPSC is the short form of Union Public Service Commission. This is the Central Recruitment Government agency of the country. The country biggest exam i.e. Civil Services Examination is conducted by UPSC. Many students often mistakes by saying IAS exam as UPSC exam. UPSC is actually not the name of any exam. It is a body which conducts the IAS Exam. But IAS is only one of the exams conducted by UPSC. There are many other very popular exams which are conducted by the UPSC. These exams are IFS, NDA, CDS, SCRA etc. Now let us discuss about the various exams conducted by UPSC to give you a fair idea.

Civil Services Examination: The most popular exam of the country. For this exam the minimum eligibility is graduation. The exam is conducted for recruitment in various services such as IAS, IPS, IFS, IRS, IDES, IIS, etc.

Engineering Services Examination: This exam is for recruitment of Engineers in various Government Departments and is also known as Indian Engineering Service (IES). Minimum eligibility is engineering graduate.

Combined Defence Services Examination: CDS is for recruitment of Officers in Indian Military Academy, Indian Naval Academy, Indian Air Force Academy and the Officers Training Academy. This is a very popular exam and only unmarried graduates are permitted to take the exam.

National Defence Academy Examination: NDA is another very popular exam conducted by the UPSC. This exam is for selection in National Defence Academy. The candidate must be unmarried and twelfth pass out.

Other Exam conducted by UPSC: Apart from the above four most popular exams of UPSC, there are various other exams such as Combined Medical Services Examination, Indian Economic Service, Indian Statistical Service Examination, Indian Forest Service Exam, Special Class Railway Apprentices Exam, Combined Geo-Scientist and Geologist Examination, Central Armed Police Forces Exam etc.

So you can see the importance of UPSC and the major exams conducted by it. All this exams are for recruitment of Officers and Administrative posts. You can know more details about these posts and exams by visiting the official website of UPSC. Now we will discuss about SSC which is probably the most important body of recruitment in India. I will tell you why and how SSC is so important in the answer of the next question.

Question: What is SSC and what are the various exams conducted by SSC?

Answer: While the UPSC conducts exams which recruit officials for Administrative posts. SSC is for general recruitment for various posts in the various Ministries and Departments of the Government of India and in Subordinate Offices. SSC is Staff Selection Commission and it conducts various exams for recruitment for various posts.

The most popular exam of SSC is Combined Graduate Level Examination for recruiting non – gazetted officers to various government departments.

SSC exams can be termed exams for the common students. Students with ordinary academic background can also prepare for these exams and there are good chances of getting jobs if one can prepare well. Even in UPSC exams there are chances for ordinary students also but level of competition in UPSC exams is much higher. I am providing you a list of various exams of SSC.

Questions: What are the various Bank Exams available for the students? What is IBPS? Kindly provide complete details.

Answer: In banks the openings are normally for the posts of Clerk, Probationary Officers and Specialist Cadre Jobs.

The bank jobs can be categorized in Public Sector Bank’s Recruitment by IBPS, SBI Recruitment, Private Bank Jobs and Development Bank Jobs.

IBPS is The Institute of Banking Personnel Selection. This is a recruitment body for recruitment and placement of young graduates in public sector banks in India. However SBI is not in its purview and has separate recruitment system.

IBPS conducts Common Written Exams (CWE) for recruitment of Clerks, Probationary Officers, Specialist Officers and Clerks & Officer for RRBs. Every year IBPS conducts these exams throughout the year and lacs of students appear in these exams. IBPS Clerk and IBPS Probationary Officer are the most popular exams conducted by IBPS.

State Bank of India is having a separate recruitment exam for the recruitment of Clerks, Probationary Officers and Specialist Officer. The SBI Exams are equally popular among the students.

There are various development banks such as NABARD, SIDBI, NHB etc. which also conduct separate exams for recruitment.

So you can see that there are various opportunities available for bank jobs. If you are not using these opportunities I am sure you will find this article and information very useful. You need to keep visiting websites of IBPS, SBI and other banks regularly which will help you to make you aware about these recruitments.

Questions: What are the other career options for students / competitive exams for recruitment of other government jobs other than those already covered above?

Answer: I have told you so far about the exams conducted by UPSC, SSC, IBPS etc. These are the core exams for recruitment in various government departments as well as in Banks. However there are various other exams also. But these exams are not that well scheduled as the exams conducted by UPSC, SSC and IBPS. Other popular exams are of Railway. Railway is the largest recruiter and it conducts various exams throughout the year for various posts. You need to regularly visit RRB websites or check Employment News to be aware about these recruitment notifications.

State Public Service Commission also announces vacancies from time to time for recruitment in various State Government Departments.

There are direct recruitments by various Public Sector Organizations such as BHEL, NTPC, SAIL etc. You can check Employment News on a regular basis for these recruitment notifications.

There are various direct recruitment notification by Indian Army, Indian Air Force and Indian Navy. You should also check these recruitment notifications.

There are regular job notifications for Government Teachers, Lecturers, Professors etc.

Conclusion: So you can see that there are numerous career options for students. Despite huge unemployment and tough competition there are various opportunities. Students who are vigilant, prepare well and apply on a regular basis are bound to get government jobs. On an average every year one can apply in about 20-25 government jobs. Despite tough competition those who appear regularly and prepare continuously get the job in the end.

]]>https://gurublog.in/career-options-for-students/feed/0How to Create YouTube channel – Step Wise Processhttps://gurublog.in/how-to-create-youtube-channel/
https://gurublog.in/how-to-create-youtube-channel/#respondSun, 08 Oct 2017 05:58:54 +0000https://gurublog.in/?p=512Today I am going to tell you about how to create YouTube channel for business and to earn money. In the last post I have told you in detail about how you can earn lot of money from the YouTube. Those looking for online income must use this opportunity available through YouTube. In continuation to […]

]]>Today I am going to tell you about how to create YouTube channel for business and to earn money. In the last post I have told you in detail about how you can earn lot of money from the YouTube. Those looking for online income must use this opportunity available through YouTube.

In continuation to the last post, today I will tell you step wise process of how to create YouTube channel.

Step 1: First of all you need to pick up a unique name for your channel. The name should be related to the activity which you are going to provide. It should be simple and easy to remember for the visitors or audience. The name you will choose will remain for forever as you can not change it in future. Therefore give a good thought on it and select the name wisely.

Step 2: To create a YouTube channel you need to have a google account. Getting the Google account is quite simple. Go to YouTube and log in with your Google account. After logging you can see your name or username at the top of the menu. Once you click here you will get access to your user page.

Step 3: Upload a profile picture. It is very important to put your profile picture, it will establish your identity. It will distinguish your channel from others. You can also put a profile picture related to the type of activity which you are going to conduct through your channel.

Step 4: The next step is to add channel art. Channel art is the image at the top of your channel. It will be a big picture similar to facebook cover page. In this image you can very well describe about your channel. This is a very important for your channel as this will distinguish your channel from others. You can also include your channel name and any tagline in the image.

Step 5: Now it’s time to describe your channel. Add a brief but catchy description of your channel so that visitor may get aware what kind of content the channel is going to provide. Channel description can be easily added or modified by clicking Channel Description button.

To go to channel description you need to click the about tab on your channel page. Thereafter you can feed the details such as channel description, details, country of operation etc.

Write your channel description carefully and a summary of the activity of your channel.

Step 6: Give your channel a name which should be linked to the channel description as well as video contents of your channel. The name should be related to your activity so at one go the visitor understand the purpose of your channel.

how to create YouTube channel – Summary

Now we can summarize it as under:

Through your Google account you can create a YouTube channel. If you want to upload videos, post comments, make playlists etc. you need to create a channel. You can create it through your computer or your mobile.

Sign in to YouTube and try any action such as upload videos, post comments, make playlists. If you are not having channel with that account the YouTube will ask to create a channel.

Create a channel with for a personal or for a business purpose as the case may be.

Conclusion: The purpose of this small and to the point post was to give you a clear understanding on how to create YouTube channel. YouTube is an effective source of earning money. It is not only a source of great entertainment it also provides you an opportunity to earn huge money by using its platform.

]]>https://gurublog.in/how-to-create-youtube-channel/feed/0Best Food For Marathon Runners – What to Eat and What Not to Eat?https://gurublog.in/best-food-for-marathon-runners/
https://gurublog.in/best-food-for-marathon-runners/#respondSat, 30 Sep 2017 12:35:13 +0000https://gurublog.in/?p=494Best food for Marathon Runners Today I am going to discuss some of the Best food for Marathon Runners or long distance runners. These foods are important for long distance runners before the race and for recovery after the race. For those who are trying to lose weight through running it is extremely important to […]

Today I am going to discuss some of the Best food for Marathon Runners or long distance runners. These foods are important for long distance runners before the race and for recovery after the race.

For those who are trying to lose weight through running it is extremely important to pay attention towards eating habits. In the last post on How to run a marathon I have discussed about the some of the important foods for runners. However in this post I am going to talk in details and will explain you the benefits of these food items particularly for long distance runners or marathon runners.

Friends, I have been running for almost 10 years now. Over the years I have learned many things in the company of experienced runners. A perfect running is actually a combination of many things which I will tell you in next few lines.

You cannot become a good runner just by running. To become a perfect runner you need to follow a strict routine. You need to exercise regularly. There are various exercises which are very good for runners. These exercises help in strengthening your muscles. Your life style is also very important. You should not indulge in bad habits such as smoking or drinking as such habits reduce your stamina. You should be very selective in your eating habits and should have a proper diet plan which we will discuss today.

To become a long distance runner you should also have strong will power and patience which help you to run longer. And finally you should have a regular routine. I suggest that every week in the beginning itself you should plan you days and try to strictly follow the schedule.

So that was a brief on how to become a perfect runner. Now I am coming back to core topic of today that is about Best food for Marathon Runners or long distance runners. I will start the article with the role of few important ingredients such as protein, carbohydrate and vitamins. Then I will first tell you what not to eat. Thereafter I will give you a list of important foods and benefits.

Best food for Marathon Runners – Importance of Protein, Carbohydrate and Vitamins

It is important to understand why healthy food is important and why proper intake of protein, carbohydrate and vitamins is vital for runners.

Carbohydrates are important because it play an important role in maintaining a healthy diet and fueling your runs. Carbohydrates are stored in your muscles as glycogen, which your body taps into during a workout.

While carbohydrates are the body’s preferred source of fuel, protein also plays a very vital role as it provides energy and is important for muscle preservation needs of endurance athletes. Protein is mainly known for its role in the repair, maintenance, and growth of body tissues. After a long run recovery is very important and proteins help in it. Marathon runners should keep the protein intake to one gm per kg body weight. The foods which are full of proteins are non vegetarian foods, soya and paneer.

Vitamins are important for our body in general. For runners they are even more important. Vitamin B complex helps in muscle recovery, vitamin E ensures joint flexibility and vitamin C boosts immunity and speed recovery. Calcium is important for making your bones stronger.

Let us also discuss foods which we should strictly avoid if we want to become a better runner or we want to remain fit and lean.

Best food for Marathon Runners – What not to eat:

We should avoid food items such as fried foods, processed foods, sweets, refined sugar, caffeine, fizzy drinks, alcohol and oily foods. Runners should also strictly refrain from smoking as it will reduce your stamina.

Some of us may think it is difficult to leave all such foods. But if you want to become a better runner and want to improve your stamina you should avoid such food. You can take them occasionally but do not take them on a regular basis.

You should never skip breakfast. It should be consumed within an hour of waking up and should be containing all the essential nutrients our body requires. Take your dinner early and avoid eating after 8 pm so as to give your body enough time to digest.

All of you must have heard the saying “Eat breakfast like a king, lunch like a prince, and dinner like a pauper”. This saying is very valid and we should try to follow it. I know it is difficult to be so strict in your food habits. But the purpose of this article is to make you aware how you can intake your food in a better and organized manner which most of us tend to ignore. Once we make effort to follow such routine we will realize the benefits which will encourage us to follow such practices. Also share and tell all this to your friends and family member so that everybody is aware about benefits of healthy food habits.

Best food for Marathon Runners – What to eat

After researching extensively I have found following foods which are very useful for runners. To make it simple I will tell you about the food items and its benefits.

Bananas: Banana contains a healthy dose of potassium. For long distance runner it is a very important food. In long runs there are a lot of sweating which results in loss of stamina as well as loss of nutrients such as potassium and magnesium. Bananas naturally contain these nutrients. Therefore before the run, during the run and after the run, banana remains as one of the favorite foods for the long distance runners.

Protein Rich Foods: I have told you benefits of proteins in the first part of my article. Protein helps in building, maintaining and repairing body tissues. It also increases the tyrosine level in the brain which keep one alert and energetic. Non vegetarian foods such as fish, chicken, mutton, eggs etc. are very good source of proteins. In case of vegetarians, soya, beans and dairy products will are good source of proteins.

Fruits and Vegetables: Fruit and vegetables are a very good source of vitamins, minerals and potassium. They are dietary fiber rich foods which helps improving the digestion system. Please eat lots of green vegetables and fruits daily which will be very useful for your body.

Oats: Oatmeal is a very good breakfast as it gives you a plenty of carbohydrates and it is also rich in fiber. You can take it in your breakfast.

Peanut butter: Peanut butter is a good source of vitamin E. It contains a lot of fat but the good thing is that it mainly consists of monounsaturated and polyunsaturated fatty acids which can reduce cholesterol levels in your blood. Peanut butter is also good for strengthening your immune system. Peanut butter is also a good source of proteins and it helps in post run recovery after a long run. So in place of normal butter you should go for it as you can see it has many good ingredients which are helpful for a runner.

Drink more fluids: Fluids are essential for a healthy body. Drink at least 8 glasses of water daily. Water keeps your muscles hydrated which helps in improvement in performance. Drinking water before your run also aids in keeping you healthy on the inside.

Potatoes: Potato is a valuable source of potassium as well as of vitamin A. Like Banana it is very useful for a runner. Potato helps in improving your immune system and strengthening your bones. It is a rich source of calories.

]]>https://gurublog.in/best-food-for-marathon-runners/feed/0IBPS PO Salary – Pay Scale, Gross Salary, CTC, Difference Between IBPS PO and SBI PO Salaryhttps://gurublog.in/ibps-po-salary/
https://gurublog.in/ibps-po-salary/#respondFri, 22 Sep 2017 15:11:49 +0000https://gurublog.in/?p=491Introduction: In this post I am going to tell about IBPS PO Salary as well as difference between IBPS PO Salary and SBI PO Salary. IBPS or Bank Probationary Officer is one of the most popular jobs of India. In this post I am going to tell you in details about the IBPS PO salary. […]

]]>Introduction: In this post I am going to tell about IBPS PO Salary as well as difference between IBPS PO Salary and SBI PO Salary. IBPS or Bank Probationary Officer is one of the most popular jobs of India. In this post I am going to tell you in details about the IBPS PO salary. I will also tell you difference between IBPS PO Salary and SBI PO Salary because it is being said that in SBI the salary of PO is higher. So we will analyze where exactly is the difference.

Last Updated on – Oct 14, 2017 @ 9:23 am

IBPS PO Salary – Pay Scale

First let us talk about pay scale. Bank PO is JMGS I grade post and the applicable pay scale for this grade is Rs. 23700 – 980 – 30560 – 1145 – 32850 – 1310 – 42020. This indicates that the starting basic of a Bank Probationary Officer is Rs. 23700. We have told you that in SBI the salary of the Bank PO is higher. In SBI the starting basic will be Rs. 23700 + 4 additional increments of Rs. 980. Therefore the basic salary of SBI PO will be Rs. 27620.

Since many of you are students and may not be aware about the concept of pay scale. I am explaining here so that you can understand it better.

The increment amount will increase to Rs 1145 (2 increments) and Rs 1310 (7 increments) over the years and the final basic of this scale after 16 years will be Rs 42020. It means that if one does not get any promotion throughout his or her life the final basic at the end of the scale after 16 years it will be Rs 42020.

The scale represents the basic pay only and Dearness allowance, HRA, CCA etc will be taken as percentage of the basic fixed.

IBPS PO Salary – Dearness Allowance

Dearness Allowance or DA is another major component of the salary. In Central Government jobs the dearness allowance is revised half yearly. However in banks the dearness allowance is revised on a quarterly basis. Dearness allowance is based on the CPI data as revealed by Government of India.

The dearness allowance is applied on basic pay as well as on special allowance. The current DA rate is 47.80%. It is revised every quarter.

Remark: The Dearness Allowance (DA) is a cost of living adjustment allowance paid to Government employees, Public sector employees (PSU) and pensioners. It is calculated as a percentage of basic salary to mitigate the impact of inflation on people.

IBPS PO Salary – Special Allowance

In the last revision effective from November 2012 a special allowance was added to the salary structure of Bank PO. Special Allowance is 7.75% of the basic pay. Dearness Allowance is also applicable on the special allowance. So this is the extra benefit added at the time of last salary revision of the banks. Before the last salary revision there was no such concept of Special Allowance.

IBPS PO Salary – House Rent Allowance

House Rent Allowance varies according to Bank PO’s place of posting and can be 9.0% or 8.0% or 7.0% depending upon metros, big cities and other locations. However, either HRA or Leased Rental is payable to Probationary Officer. Lease Rental facility is very attractive in banks. In this facility entire rent of your house is paid by the bank directly to the land lord. Ceiling of the leased rent is attractive in most of the banks. In SBI Leased Rental facility is most attractive and one can take a very good house on rent under those ceiling.

IBPS PO Salary – CCA

City Compensatory Allowance depends on the place of posting and can be either 4% or 3 % or 0%. Apart from these standard allowances there are various perks and facilities which are available to a Bank Probationary Officer. Now I will discuss about those perks and benefits. In the conclusion part we will analyze about the total salary or package of the Bank Probationary Officer.

IBPS PO Salary – Perks & Benefits

Now let us discuss about the perks and other benefits which an IBPS PO and SBI PO gets.

Leased House Facility:

As I have earlier told you that leased accommodation is one of the best facilities which bank provides. Leased house facility is available to Bank PO in lieu of HRA. Under this facility bank allow you to take a rental house of your choice as per your entitlement. The entire rent will be paid directly by bank to the landlord of the house. The rental ceilings are quite attractive and one can get a very good house on rent. In SBI the rental ceilings are very high and leased house facility of SBI is considered as most attractive.

Conveyance Allowance:

Under this facility you are given reimbursement of the petrol expenses. On the basis of the vehicle which you are having for e.g. two-wheeler or four-wheeler, banks fix a monthly limit of reimbursement of petrol expenses. The monthly ceilings are based on the place of postings. Normally you will get perks of Rs. 4000-5000 through this facility.

Other Important Perks:

You will also be entitled for perks such as Newspaper and Magazine allowance, Servant allowance, Cleansing material allowance, entertainment allowance etc. The monthly value of these perks varies from bank to bank. You will get Rs. 3000-4000 from this perks on a monthly basis. Again in SBI the perks are higher compare to other banks.

But this is not all there are many things to go. You will also get Medical facility for yourself and your dependent family members. In SBI contributory PF is also there. In all the banks there are concessional loans for its employees. There is LFC facility and HTC facility in which the banks paid you fare for travelling to your home or for going to visit tourist spots. Bank also provides furniture and fixtures to its officers. Further your mobile as well as landline phone bills are also being paid by the bank as per your entitlement. There is insurance cover for the employees and gratuity facility is also there.

Conclusion: So you can see that although bank jobs have lost the old charm but still there is very good and attractive salary as well as facilities in bank jobs. Let us also calculate the gross salary of an IBPS Bank PO. We are calculating it at the minimum:

IBPS PO Salary

Basic Salary: Rs. 23700

Special Allowance: Rs. 1777

Dearness Allowance: Rs. 12178

CCA: Rs. Rs. 711

Leased house facility: Rs. 10000 (Approx)

Value of other Perks: Rs. 6000

Total Gross Salary & Perks: Rs. 54366

Gross salary of a SBI PO

Basic Salary: Rs. 27620

Special Allowance: Rs. 2071

Dearness Allowance: Rs. 14166

CCA: Rs. 828

Leased house facility: Rs. 15000 (Approx)

Value of other Perks: Rs. 9000

Total Gross Salary & Perks: Rs. 68631

So with this calculation you can see the difference between salary of IBPS Bank PO and SBI PO.

FAQs

Question: When the Dearness Allowance of Bank Employees is being revised and what is the basis of it?

Answer: Dearness Allowance of Bank Employees is calculated every quarter. These quarters are February to April, May to July, August to October and November to January. Normally the DA keeps on increasing every quarter. However very rarely there are instances when the DA has reduced in comparison to the earlier quarter. DA is based on CPI data announced by the Government.

Question: When the wage revision of Bank Employee’s take place?

Answer: The wage revision is due every five years. The next wage or salary revision is due from November 2017. Therefore the salary of Bank Employees are under revision.