10 Best Rewards Credit Cards for your Transactions

If you probably have a great credit score, or if you’re working really hard to build up your credit history to the point that it tends to become a top-notch credit card, then you have to try as much as possible to make use of the best potential credit card so as to maximize your rewards. Although, it is noteworthy that choosing the right credit card absolutely depends on how and where you make your transactions. So I’ll just go ahead and detail you the best rewards credit cards for the year.

Rewards credit cards earn points or cash back every time you use the card. And it’s on-course that some cards earn high-rate rewards on certain purchase categories. Branded rewards cards are a great option for loyal customers because they usually offer higher rewards rates or premium benefits. But the fact still remains that most cards have unique names for their rewards currency. So, therefore, this site has prepared for you the best rewards credit cards.

List of the Best Rewards Credit Cards

You have to read below to see the list of the best rewards credit cards which have been highlighted for you alphabetically.

Bank of America® Premium Rewards® Credit Card

Probably, this is one of the best rewards credit cards and it’s quite cool. You stand the chance to be able to enjoy up to 25% to 75% rewards bonus on every purchase. You stand the chance to be able to earn an unlimited 2 points on every $1 been spent on travel and dining purchases. You can also get an unlimited 1.5 points per $1 spent on all other purchases.

You’ll get about 50,000 bonus points once you spend about $3,000 in purchases within the first 90 days of opening your account. You can also get up to $200 in travel statement credit rewards when you make qualifying purchases.

Bank of America® Travel Rewards Credit Card

If you’re a current Bank of America® customer, then you have to consider the Bank of America® Travel Rewards Credit Card. With this card, you’ll earn unlimited 1.5 points per dollar on every purchase been made. But you can be able to redeem your credit point.

When you spend about $1,000 in your first 90 days, you’ll earn a 20,000-point signup bonus that is worth up to $200 statement credit.

Points for the statement credits are equally redeemable to enable you to pay for your flights, hotels, baggage fees, and a variety of travel expenses you don’t normally see on travel cards.

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is the perfect card for you. You can use this card at U.S. supermarkets, U.S. gas stations, and select U.S. department stores. It earns incredibly high rewards at the U.S. supermarkets: with about 6% for the first $6,000 in purchases per year. It also earns an unlimited 3% cash back at U.S. gas stations. You’ll earn a $200 statement credit when you spend $1,000 in purchases within the first three months of opening your account.

You can so then redeem your cash back as a statement credit that you can use to pay down your card balance.

Capital One® Venture® Rewards Credit Card

The Capital One® Venture® Rewards Credit Card is quite a great choice for you. The card actually comes with a low annual fee and a lower earning rate. There is also an unlimited reward on all purchases made, no foreign transaction fees, and also flexible redemption options.

Once you use this credit card, you stand the chance to earn unlimited 2X miles per dollar on all purchases. So you have to spend up to $3,000 on purchases in the first three months to get 50,000 bonus miles. You can also redeem your miles on the Capital One Rewards Center for travel, account credits, gift cards, etc.

Chase Freedom®

With a daily high ca snack, the Chase Freedom® is an excellent reward credit card for you. It also has one of the most easy-to-earn signup bonuses on the market, which enables you to spend within $500 for the first three months to get a 15, 000 bonus points that can be redeemed for $150 bonus. You can earn 5% cash back in rotating bonus categories on up to $1,500, plus an unlimited 1% cash back on gas stations, restaurants, local commuter transportation, and drugstores.

You’ll need to activate your bonus categories in order to earn 5% cash back. And you will get an extra $25 bonus after adding your first authorized user and making your first purchase within the first three months.

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is another credit card that comes with no foreign transaction fee and unlimited earnings. Once you focus your spending on dining and travel purchases across the globe, you stand the chance to earn 2X points per dollar. You’ll equally get up to 50,000 bonus points which actually worth $625 toward travel once you spend $4,000 in purchases in the first three months of opening your account and also when you redeem it.

Citi Simplicity® Card

The Citi Simplicity® Card is another interesting reward credit card for your choice. This card is quite cool in the sense that amongst the best rewards credit cards, it is the only card that has no annual fee, no late fee, and also no penalty rates. Upon your startup, the rate fee is just 0% just like I said before, for up to 18 months on balance transfers and purchases. But after that, your balance transfer then stands at 5% rate charges on each transfer been made.

Probably, you have the online representative support which is available 24/7 to help you whenever you need one.

Discover it® Cash Back

Discover it® Cash Back is actually the perfect fit for your unlimited purchases. With the card, you can be able to get an automatic match of all the cash back you earn in your first year. Upon your activation, you stand the chance to earn about 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time. And also, you will earn a 1% unlimited cash back automatically on all other purchases.

Discover it® Miles

If you want the best credit card to redeem for your statement credits toward travel purchases without an annual fee, then Discover it® Miles is the right deal. This is a great card which earns unlimited 1.5X miles per dollar on every purchase.

This card offers you a mile-for-mile match at the end of your first year. You can discover your match at first-year earnings via mile-for-mile. You can be able to redeem your miles as a statement credit to cover travel purchases such as airline tickets, hotel rooms, and car rentals.

Premier Rewards Gold Card from American Express

The Premier Rewards Gold Card from American Express is another credit card you need to put into consideration. It’s a travel reward credit card that earns points for direct-booked flights and purchases been made at every U.S. gas stations, U.S. restaurants, and U.S. supermarkets all coming with a low annual fee.

You have to use this card to buy airfare directly from airlines at 3X points per dollar. But the card comes at 2X points per dollar for the U.S. restaurants, U.S. gas stations, and U.S. supermarkets.

If you spend $2,000 within the first three months, you’ll have to earn 25,000 Membership Rewards® Points. Once you book two consecutive nights, you’ll get a $75 credit to spend on qualifying dining, spa, and resort activities

About The Author

Christian Nnaemeka is an Educationist, an Entrepreneur, and a Writer. His writings are practically based on the solid foundation of his creative mind with a clear focus to improve more and equally develop his social environment.