2013 and earlier BMW X5 Lease Questions

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Hi raksgal. BMW Financial Services' March buy rate lease money factor and residual value for a 36 month lease of a 2011 X5 Diesel with 15,000 miles per year are .00205 and 53%, respectively.

This factor would be .00030 lower for loyal customers. The residual value would be 2% higher for a lease with only 12,000 miles per year.

When negotiating your lease, make sure to find out what selling price the dealer is charging you for the truck that you're interested in. the selling prices of leased vehicles are negotiable, just as if you were paying cash for or financing them. Without this number it is difficult to tell how large a dealer discount you are being given and in turn if there is any room left to negotiate.

Hi bmwpower2010. BMW Financial Services' March buy rate lease money factor and residual value for a 36 month lease of a 2012 X5 35i Sport Activity with 15,000 miles per year are .00200 and 58%, respectively.

Hi mannydom. The answer to your question is yes...and no. Vehicles' residual values are essentially set in stone and are not negotiable.

Banks set vehicles' buy rate lease money factors. This is the lowest rate that dealers are allowed to charge on vehicles. Dealers are however often allowed to mark vehicles' money factors up to add additional hidden profit to deals. BMW dealers are notorious for doing this. That is why it is important to always find out what your vehicle's buy rate is before leasing it.

hiwhat would be money factor and residual value for a 36 month 10K lease for 35 premium? is there a way to get a lease with less mileage? I barely put 20K in 3 years. that's the beauty of leaving in the city...

Hi raksgal. This truck probably has a spread of just under $5,000 between its full MSRP and its dealer invoice price. BMW is providing a $3,500 option credit on X5 Diesel models on top of that. That's a total of $8,500 to play with during your negotiations. So theoretically the price that you are targeting is probably attainable, but it is probably slightly aggressive.

Definitely attainable, but it takes some effort and possibly even taking what they have on the lot as opposed to ordering. I bought my 2011 X5 35d at a dealer 1 hour from my home with the following options:

Negotiated $61,825 down to what he claimed was his invoice of $57,533 (he showed me the computer screen with this amount next to dealer cost - however, multiple sites had the invoice a little less, Edmunds $56,775, Kelly BB $56,975, not sure about the difference, but I figured close to $8k off MSRP was pretty good).

One tip for you, I began the negotiations by using the USAA car buying service (AAA, Amex and others have something very similar, it's run by Zag). The service identified this dealer, they called me the same day I entered my requested car into the site, and there was very little back and forth after that. The USAA site showed my price at $700 over invoice ($58,065), then subtracted the Eco Credit to end up at $54,565. I ended up getting an additional $500 off of that price, probably because I was willing to take the X5 off of their lot on the last day of the month. Anyway, $54k is possible, you just have to want it! Good luck! Sorry, one more tip...use Bank of America to finance it instead of BMW Financial. BofA is offering 2.99 for 60 months or 3.49 for 72 months (my actual APR for 72 ended up at 3.67), which is still way better than the 4.9 for 72 that BMW is offering. That's it...once again, good luck and enjoy the 35d, it's AWESOME!

BMW offers a $3,500 Eco Credit on the X5 35d. It's a month to month program that has been offered every month in 2011, but is currently only valid through 5/2...unless they decide to renew it again, which is pretty likely. The financing is 4.9% for 24 - 72 months, you can do better with other lenders (Bank of America for instance). All details of Eco Credit and financing available on the BMW site and on Edmunds under X5 Pricing and Incentives.

How do I even start? I have bought Acuras in the past and they have all the options, so I am a little confused on how to start pricing a BMW. Can anyone help? do I build it out on the bmw site, first, then where do I go from there? How do I get the invoice or where do I start? I know what the MSRP will be. Can anyone give me any tips? I definitely want some options added to the base vehicle. Any starting tips would be great. I am looking at buying in a few months, and don't care if I get a 2011 when 2012 comes out. Just need help figuring it all out.

Want to end my lease (2010 528i) early for a X5 with 3rd row seat. I have 12K miles with 16 months remaining on 3yr/10K per year agreement. Is there an early termination fee for such transfer (BMW to BMW), and any suggestion on which route I should take.

If you have a relatively low payment, then a service like Swapalease can help you find someone to take over your current lease... then, you can go get a new one.

There really is no early termination fee or plan. If you turn your car in, they'll sell it at auction and you'll owe the difference between that number and the balance owed on your lease. That number will likely be huge. Alternatively, you could try trading it in to your BMW dealer, and paying the difference between the trade-in allowance and your lease balance. Also, likely to be a huge number.

You could get lucky, but in general, exiting a lease early is very expensive.

Thanks so much Car_man. What is a "vehicle's buy rate?" Are you referring to the agreed upon price of the car? What about my other question regarding having to get new license plates every time i start a new lease? Is that a gimmick? Can I demand to keep the same plates? Thanks again.

My lease ends in mid-May and I want to lease my third X5. Any predictions for 3 year 15,000 miles per year lease? Can you comment on loyalty discount?

Thanks for your info. I spoke with BMW Financial Services and basically a dealer would need to buy the car for $34,370.67, and anything less I would need to cover. Plus the new acquisition cost and other fees to lease a X5.