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Money Mindset

I’ve always been a mama’s girl. I always felt I had to protect her, even though I was the little one and she was the big one. Her hurt was my hurt. Her pain was my pain.
So when my father up and abandoned his wife and 2.3 kids, I knew the only way to show true solidarity was to sacrifice my happiness and adopt her beliefs about the world. In this case, I learned that men were bad, money was short, and men were never to be trusted with your heart or handbag.
And as a ...

[Tweet "Before making a leap into the world of equities, make sure you have the right people on your team"]
My last year in high school I landed a competitive summer internship, where upwardly mobile high school seniors and college undergrads would be exposed to the world of business with the support of mentors and accountability.
While I wasn’t thrilled about working at an insurance company, I was ecstatic about wearing heels, working on Wall Street, and pulling in a cool $10/hr in ...

This is part of a sponsored campaign with Wells Fargo. All opinions are my own.
Recently, I had such a wonderful time sitting on #BMWK’s Financial Intimacy panel sponsored by Wells Fargo. Founders of BMWK, Ronnie and Lamar Tyler, strategically positioned this discussion as the kick-off event to their annual marriage cruise—to make it clear that financial connection, closeness, and transparency are a cornerstone of happy marriages.
Create shared financial goals.
The exciting thing ...

They say "love don't cost a thing", but we all know that dating sure does. Keeping an active social life while guarding your long-term financial goals such as property ownership, zero debt, advanced study, and a secure retirement don't have to be mutually exclusive. Incorporate a couple of these "single and saving in the city" tricks to balance the need to live life fully in the present with the reality that poor financial planning now creates an unlivable future.
1. ...

It's your birthday! Yay! You want to do something special; you want your partners-in-crime to share it with you! You want to make it a night to remember!
To keep it a night-to-remember and not a nightmare for you and your friends, think smart about how money factors into the planning of your celebration.
1. Assume That You Have To Pay For The Night: Even though your friends will more than likely tell you, "we got you" when the bill comes, it is good practice to assume that you will have ...

It's official, spring is here!!! Despite this damn snow, I am going to will the spring into existence! :)
I love what the spring represents. It represents growth, lightness, and newness. That’s why I understand the concept of “spring cleaning.” out with the old and in the new. For the last couple of weeks, I have been engaged in some serious spring cleaning around the house— cleaning out closets, drawers, and files. For the beginning of April, I plan to switch my attention from ...

Strong Black Woman Syndrome (SBWS) calls on Black women to be the problem-solvers, chief caretakers and “end all, be all” for everyone in their lives sans support and respite. Essentially, the Strong Black Women Syndrome demands that Black women never buckle, never feel vulnerable, and most importantly, never, ever put their own needs above anyone else’s—not their children’s, not their community’s, not the people for whom they work—no matter how detrimental it is to their well-being.
As a ...

The State of the African-American Consumer Report, black folk’s buying power in America is expected to reach $1.1 trillion this year. $1.1 trillion. If Black America were its own nation, it would be the 16th largest economy worldwide.
Despite our current and projected economic prowess and potential, we still continue to lag far behind our white counterparts when it comes to building generational wealth, which by definition is an aspect of financial planning that is geared toward passing down ...

After an unexpected layoff in April 2014, Mutale Nkonde was feeling desperate. She had always wanted to start her own business but was afraid that she couldn’t because she didn’t have the start-up capital. After working with a credit counselor, she raised her credit score to be approved for a $10,000 business loan.
She founded and launched Year of the Black Woman in January 2015— an initiative which includes 365 online and in-person events to support the wealth creation of Black and Latina ...

Over the last month, I had a number of bills to pay, some were related to my personal life and others were related to The Frugal Feminista .
I realized that despite having the money to pay the bills, I felt a sense of tension in my belly when they came. I felt a sense of worry. I even felt a bit upset that I had to pay them.
When I caught myself catching an attitude, I began to wonder, “Where did these feelings come from?” “Why do I feel this way?”
When I reflected on it, I ...

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Disclaimer

The information contained in The Frugal Feminista.com is for general information or entertainment purposes only and does not constitute professional financial advice. Please contact an independent financial professional for advice regarding your specific situation.