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When parents entrust their children into your care, you are responsible (liable, in insurance and legal terms) for keeping them safe. But no matter how carefully you watch the children in your facility, accidents can and do happen. This leaves you open to unique liability exposures. For example, parents could sue you for negligence if their child is injured while in your care. If you were found guilty and had no insurance, you would have to pay the child's family out of your own pocket....

The Mojave Desert brings to mind "single digit" humidity and barren white-washed landscapes. It also is one of the most uninhabited and inhospitable places on earth and hosts the lowest spot below sea level on the planet. We had heard of a once a year gem and mineral show open to the public....

As we see more instances of sickness in our daily lives, are our daycare environments a conduit to the common cold? Could it be the flu or an allergy? How does one differentiate between what is viral or bacterial? Here is a simple chart to help you find your way through simple plagues that hinder our workplace....

Watching the weather is just part of the job for daycare providers. Planning for playtime, field trips, or weather safety is part of the daily routine. The changes in weather require the child care provider to attend to the health and safety of children in their care. What clothing, beverages, and sun screen are appropriate? Dress children to maintain a comfortable body temperature.....