I will be attending Temple University for four years and two years of there Physician Assistant program

2020

2022

2025

Credit History

By Shyann WIlliams 3B

Building Credit

iḿ 18 years old starting my first year of college

using my students checking and savings accounts i will have shown my ability to save and not excitably spend

I will now open a charge account and use them frequently

2030

2035

i'll make extra payments to show my great character willingly to take over a loan and my ability to pay it off in the excess amount of time. i will pay off these loans by having a partime job off campus

Created myself a budget plan to know where my money is coming from and where its going

First job working at an hospital as a PA

i will start using my credit card to borrow loans to pay off college as much as i can

ill apply for overdraft protections in case i need too for an emergency

2040

2055

Deciding how much i have saved to put down on my car how much i need to borrow based on my budget wIll then apply for couple auto loans every two weeks With still putting money in my savings

Dream Car

Getting Prequalified and Preapproved for credit for my Mortgage seeing what money i could afford.

Determined to buy a house

401k / Vacation

over the course of time, I would have continuously been saving and investing in my own retirement plan as well for vacation