After watching this weeks Top Gear I would much rather have the Pagani Huayra.

Most shows where they take what ever overpriced super car out on the track I am kind of "Meh, another car for some rich dude with ED". However I dont know what exactly is about this car, it was the first car in a while i honestly would love to have.

Vegan Meat Popsicle:If I just wanted to waste $4 million I'd buy my whole family GT-Rs, Z06s and Vipers and then race them.

If you're that wealthy, your family and friends have already been driving those cars for a few years, and they're bored with them. Chances are they wouldn't be caught dead in anything that pedestrian anyway.

Unless you've ever personally encountered and spoken with some of these people, you have no idea how jaded their wealth makes them. They wouldn't bat an eye at a few million for something that nobody else had- that's why they're buying it, not for the looks, performance, interior, anything. I have little doubt that all 7 examples will have less than a few thousand miles clocked, between all 7 of them.

Would you or I kill just to have a chance at some seat time in a Veyron? Probably. Would oil royalty be willing to be seen in anything other than a 1-of-very very few special edition one? Probably not. We're talking an extra half million to million dollars for some badging and paint.

grinding_journalist:Vegan Meat Popsicle: If I just wanted to waste $4 million I'd buy my whole family GT-Rs, Z06s and Vipers and then race them.

If you're that wealthy, your family and friends have already been driving those cars for a few years, and they're bored with them. Chances are they wouldn't be caught dead in anything that pedestrian anyway.

Unless you've ever personally encountered and spoken with some of these people, you have no idea how jaded their wealth makes them. They wouldn't bat an eye at a few million for something that nobody else had- that's why they're buying it, not for the looks, performance, interior, anything. I have little doubt that all 7 examples will have less than a few thousand miles clocked, between all 7 of them.

Would you or I kill just to have a chance at some seat time in a Veyron? Probably. Would oil royalty be willing to be seen in anything other than a 1-of-very very few special edition one? Probably not. We're talking an extra half million to million dollars for some badging and paint.

http://www.bugatti.com/en/veyron-16.4/special-editions.html

I'm not saying I disagree with any of what you're saying about those other people, I'm just saying in answer to your (obviously rhetorical, but still) question they're mostly horrible people and I wouldn't want to be like them.

Beerguy:Would you even be able to secure insurance for something like that?

Even if the insurance premiums were like 50k a month, the insurer is taking a huge gamble that anyone who is stupid eccentric enough to pay that much is going to show good judgement while driving it.

I know that anyone who could afford to buy one could probably declare it "self insured", however, the law doesn't allow for you to drive around without insurance.

When you're rich enough to afford cars like these, you insure it yourself. But to your point about commercial insurance, it's not a huge gamble because it's the insurance company's business to know what the actuary tables say is the increased likelihood of a crash, random fire, or vandalism, and set the price point for the premiums accordingly. They might lose money on this car on a single policy, but in the aggregate across all their clients, they don't. The house always wins.

Also, the market for cars like these is pretty limited and so is the insurance market. The person who buys this super car is probably already a client with a policy for many other super cars. The point is that the insurance company already knows that particular client's propensity for making claims on super cars. Also, when a super or exotic car is totaled, the undamaged parts are very valuable in the resale market. Know what the value of a Ferrari 308 turn signal wand is? Between 1k to 3k.

ck1938:Beerguy: Would you even be able to secure insurance for something like that?

Even if the insurance premiums were like 50k a month, the insurer is taking a huge gamble that anyone who is stupid eccentric enough to pay that much is going to show good judgement while driving it.

I know that anyone who could afford to buy one could probably declare it "self insured", however, the law doesn't allow for you to drive around without insurance.

You can post a surety bond in lieu of insurance.

oldass31:Beerguy: Would you even be able to secure insurance for something like that?

Even if the insurance premiums were like 50k a month, the insurer is taking a huge gamble that anyone who is stupid eccentric enough to pay that much is going to show good judgement while driving it.

I know that anyone who could afford to buy one could probably declare it "self insured", however, the law doesn't allow for you to drive around without insurance.

When you're rich enough to afford cars like these, you insure it yourself. But to your point about commercial insurance, it's not a huge gamble because it's the insurance company's business to know what the actuary tables say is the increased likelihood of a crash, random fire, or vandalism, and set the price point for the premiums accordingly. They might lose money on this car on a single policy, but in the aggregate across all their clients, they don't. The house always wins.

Also, the market for cars like these is pretty limited and so is the insurance market. The person who buys this super car is probably already a client with a policy for many other super cars. The point is that the insurance company already knows that particular client's propensity for making claims on super cars. Also, when a super or exotic car is totaled, the undamaged parts are very valuable in the resale market. Know what the value of a Ferrari 308 turn signal wand is? Between 1k to 3k.

But seriously. It seems like a waste to drive this to work and back home everyday. It looks like it should be used in crime fighting or saving the world from an evil Bond villain. In which case it would have two rocket launchers pop out of it's sides.

Precision Boobery:Beerguy: Would you even be able to secure insurance for something like that?

Even if the insurance premiums were like 50k a month, the insurer is taking a huge gamble that anyone who is stupid eccentric enough to pay that much is going to show good judgement while driving it.

I know that anyone who could afford to buy one could probably declare it "self insured", however, the law doesn't allow for you to drive around without insurance.

Are you suggesting that the law applies to rich people?

lawl

In some states you can put up a bond with the state in lieu of insurance. IIRC it was only $25,000 in one state where I used to live. If you can afford the car, you can afford to put up a $25K bond with the state.

No insurance necessary, however if you're that rich and hurt someone have fun with the lawsuits.

Happy Hours:Precision Boobery: Beerguy: Would you even be able to secure insurance for something like that?

Even if the insurance premiums were like 50k a month, the insurer is taking a huge gamble that anyone who is stupid eccentric enough to pay that much is going to show good judgement while driving it.

I know that anyone who could afford to buy one could probably declare it "self insured", however, the law doesn't allow for you to drive around without insurance.

Are you suggesting that the law applies to rich people?

lawl

In some states you can put up a bond with the state in lieu of insurance. IIRC it was only $25,000 in one state where I used to live. If you can afford the car, you can afford to put up a $25K bond with the state.

No insurance necessary, however if you're that rich and hurt someone have fun with the lawsuits.

When you are that rich the lawsuits probably are fun. You got a team of lawyers sitting around waiting for these things...

But seriously. It seems like a waste to drive this to work and back home everyday. It looks like it should be used in crime fighting or saving the world from an evil Bond villain. In which case it would have two rocket launchers pop out of it's sides.