If you would like to receive a quick indication for our high-limit real estate umbrella program, please either complete the online Quick Application below or

email us a submission including Acord Applications, COPE/SOV Spreadsheets and Loss History (if available) to quickindication@aurains.com.

Disclaimer:
Completion of this quick indication questionnaire will enable us to have your account cleared and to provide you with an informal indication without forcing you to send us a full and complete submission. If the indication we provide meets with your expectations and you would like us to provide a formal quote, we will ask you to send us all necessary submission material as outlined in the submission requirements section of this page.

The indication(s) we provide as a result of the quick indication process are subject to change following the receipt, review and acceptance of a full and complete submission. Indications cannot be bound.Coverage can only be bound for an account, after it is determined by the insurance carrier and AURA that the account is eligible for our program and we offer a formal quotation.

Submission Requirements

Time is money. We don’t want to waste yours. We are happy to review your primary Acords and / or location spreadsheets to generate a preliminary indication.

Our policy's terms, conditions and definitions are tailored to meet the unique needs of the real estate industry. These features minimize the need for mid-term changes to the umbrella and it minimizes the chance of errors, omissions and gaps in coverage.

Broad Definition of Insured - Recognizes the insured as a member of the RPG. Automatically covers partnerships, JVs and LLCs if related to the insured's business and covered locations.

Per location aggregate wording built in to the coverage - subject to handling by the underlying policy

Third Party Discrimination - Because of their diverse nature, companies with large real estate portfolios may be exposed to third-party discrimination risks. Our enhanced third party discrimination coverage is provided regardless of whether scheduled underlying insurance provides such coverage

Professional Liability - On-site services such as spas and salons create potential professional liability exposures which traditional coverage may not adequately cover. Our enhanced coverage applies to all resultant Bodily Injury or Property Damage arising out of professional services performed by or on behalf of the Insured. Coverage also extends to financial loss resulting from the wrongful acts of an insured's Employed Lawyers.

CrisisResponse® - a built-in enhancement that grants insured 24/7 access to claims experts, immediate funds, the nation's leading public relations and crisis management firms in the event of a catastrophic casualty crisis

1Commercial exposures are lessor’s risk only2Enclosed Malls up to 1 million square feet

After working with AURA, you will likely find that we are able to handle the broadest array of real estate exposures, some with risk characteristics that other programs cannot write. This is because we work closely with our carriers to develop a decision making process that is based on logical considerations rather than arbitrary parameters.

We are confident that you will not find another program as easy to work with in the industry. Ease of use and reliability are keys to your success - and ours.