Insurance Services

Insurance Services

Independent, Unbiased Coverage

University Federal Credit Union is proud to offer UFCU Insurance Services, a wholly owned subsidiary with independent agents who are committed to helping you find just the right insurance company and policy for your needs.

Auto

Let UFCU's unbiased service help you find the coverage you need, from liability insurance to collision, comprehensive and uninsured motorist coverage, as well as rental reimbursement coverage, roadside assistance and personal injury protection.

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Recreational Vehicle

The world is your oyster when you have worry-free RV coverage for physical damage, liability and/or bodily injury resulting from traffic collisions, theft, hail, fire, water damage and more.

Insurance depends on the vehicle type and may include liability, collision, comprehensive, total loss replacement and uninsured motorist coverage. Personal injury protection and coverage for replacement cost of personal effects, vacation liability and emergency expenses may also be available.

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Homeowner

Rest easy with financial protection that provides compensation for damage, loss or injury of property, persons or belongings due to fire, theft, wind, hail and more.*

UFCU can help you secure homeowners' insurance that includes dwelling, personal property, loss of use, liability and medical payment coverage, as well as additional coverages depending on the policy type.

* Wind and hail coverage is excluded in coastal areas. Policies never cover a loss due to flooding.

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Condominium

UFCU can help condo owners obtain reliable, affordable protection for damage, loss or injury of property, persons or belongings due to fire, theft, wind, hail and more.*

Your coverage options include personal property, loss of use, liability and medical payment coverage, as well as additional coverages based on your individual needs-so you always feel at home.

* Wind and hail coverage is excluded in coastal areas. Policies never cover a loss due to flooding. The policy is written to complement the Master Policy and does not cover common areas of the building.

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Flood

Unexpected flooding can happen anywhere-and your insurance policy may not include flood insurance. Make sure your financial well-being stays well above water with separate flood coverage through UFCU.

UFCU can help you find a policy that ensures you receive compensation for damage or loss to the insured building and/or personal property due to flooding, so extreme weather won't dampen your bank account.

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Windstorm

Wind and hail are common culprits for causing damage to your home and property, especially if you live near the ocean. Luckily, UFCU can assist with windstorm coverage.

Windstorm insurance provides compensation for damage to or loss of the insured building and/or personal property due to wind and hail. This coverage, available exclusively to coastal residents, is written as a companion to homeowner and renter policies.

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Term Life

Together with our partner LifeHelp, UFCU can help you ensure that your family is protected. You might be surprised by how easily and affordably you can arrange for coverage.

Term Life insurance can pay for your final expenses (such as funeral and medical bills), cover your children's educations, pay off personal debt and enable your family to continue living in their home. Visit LifeHelp for more information.

Umbrella

When your primary insurance falls short of covering losses for which you are liable, an umbrella policy can help take care of the difference.

Protect yourself from paying out of pocket when you owe more than your primary policy's limit of coverage. Umbrella policies through UFCU provide excess liability coverage that goes above and beyond the limits of your home and vehicle policies.

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(800) 223-4197 or (512) 421-8100

Accidental Death & Dismemberment (AD&D)

AD&D insurance through UFCU, underwritten by New York Life Insurance Company (NYL) is an economical, convenient way to protect yourself and your family. You may even be eligible to receive $3,000* of coverage at no cost.

UFCU and NYL offer up to $300,000* of AD&D insurance at economical group rates. Benefits increase each year by 2% for the first 5 years up to a maximum of 110% of your original amount of insurance. Common Carrier doubles your benefit amount in the event of a fatal accident. Seat belt and rehabilitation physical therapy benefits are also offered.

*Benefit reduces by 50% at age 70. If you first become insured after attainment of age 70, your Full Benefit Amount will be limited to 50% of the Full Benefit Amount for which you enrolled.

This insurance product is not a deposit or other obligation, or guaranteed by, University Federal Credit Union or its affiliates and is not insured by the NCUA or any other agency of the United State or by University Federal Credit Union or its affiliates.

Mexico

Protect your vacation mindset-and your financial well-being-with insurance for your vehicle while traveling in Mexico. UFCU can help you find the right policy for your travel plans.

Coverage is available for physical damage, total theft and vandalism of your vehicle, as well as your personal liability, legal assistance, medical payments, roadside assistance, medical evacuation and return tickets home.

Wedding

Your wedding day should be worry-free. Make a commitment to your peace of mind and let UFCU connect you with solid financial protection for your special event.

Choose from several types of coverage for your wedding, rehearsal and rehearsal dinner, including cancellation/postponement, lost deposits, special attire, special jewelry, event photographs and video, liability and liquor liability.