Privacy Disclosure

FACTS

WHAT DOES HARBOR POINTE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number

Credit card or other debit

Credit history

Checking account information

Account transactions

Employment information

When you are no longer a member, we may continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Harbor Pointe Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Harbor Pointe Credit Union share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain account(s), respond to court orders and legal investigations or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes – information about your transactions and experiences or information about your creditworthiness

No

We don’t share

For non-affiliates to market to you

No

We don’t share

Questions?

Call (218) 722-9242, 1-800-378-3828 or go to hpcu.us

What We Do

How does Harbor Pointe Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Harbor Pointe Credit Union collect my personal information?

We collect your personal information, for example, when you

Give us your contact information

Provide your mortgage information

Pay us by check

Make a wire transfer

Give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.