Re: Dispute popped up on my report?!

Maybe it will clear itself out before they pull another report on you. I struggled with removing one - they were disputing that I was disputing so I was going round and round for months. Some are easy to get off by calling in - but some arent. The one that I'm struggling with, my lender said she can do a rapid rescore and get it removed for me. Not sure how but praying it works.

Re: Dispute popped up on my report?!

That's crazy! You are not the first person that posted something like this. I disputed a charge on my Orchard Bank account last year and a couple of years before that and nothing showed up on my credit reports. This appears to be a new process that credit card companies are enforcing to punish those that dispute a charge. A few years back, this did not happen. It is ridiculous! I think the only thing you can do is either wait for the dispute to process or retract the dispute and pay the fraudulent charge. How much was the charge for? Do you think they will do another hard pull before closing?

Re: Dispute popped up on my report?!

I also just discovered a note left on my CR after disputing a fraudulent $350 charge on one of my cards (right after using it at a restaurant) It notes "Account previously in dispute - investigation complete, reported by data furnisher" Is this affecting my credit, or is the fact the investigation is complete mean there is no effect now?

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