Annual Percentage Rate - this is the cost of credit over the term as the loan expressed as an annual rate. The APR shown here is based on the interest rates and points, it does not include other loan specific finance charges that you may be charged.

*All stated rates are effective as of 2/05/2019 and are based on a home purchase transaction of $200,000, a minimum down payment of $40,000, a loan amount of $160,000 and repayment term as stated. Payments are estimated on a monthly basis and include principal and interest only. They do not include taxes and insurance which make the actual total payment obligation greater. The stated APR is the lender's standard rate for a borrower with a 750 credit score. The actual rate may vary depending upon each individual's credit history and transaction specific underwriting factors. 30 year term= 360 months and applies to 30 year conventional, FHA, and VA loans. 15 year term = 180 months and applies to 15 year conventional loans. All loan programs, rates terms, and conditions are subject to change at any time without notice. Rate scenarios are based on a 30 day lock. Rates may acutally be different from this page, and rates may change at anytime and without notice on this page. NMLS#402641. NMLS Consumer Access Site

CD Rates

Certificate of Deposit Rates

CDís - The Annual Percentage Yield (APY) and interest rates are accurate as of 01/10/2018. Rates are subject to change without notice. For current rate information call 804-493-8031. A penalty maybe imposed for early withdrawal. Minimum balance to obtain yield is based on the daily balance. The amount of the principal in the account each day. Fees could reduce the earnings on the account.

NOTICE: Peoples Community Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source. The bank is not responsible for the content.