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We discuss the performance of global markets over the previous three months, consider their impact on our Income and Growth Portfolios and offer some fascinating insights from a selection of our fund managers.

The Annual Report of the Investment Committee 2016 provides review of the key events that have impacted the investment markets and features the thoughts of David Lamb, Chris Ralph, Stamford Associates and Redington.

The financial world is complex and fast changing. St. James's Place provides expert financial advice, often specialising in specific areas. All advice provided by the St. James's Place Partnership is guaranteed by St. James's Place.

Recognising that no single investment house has a monopoly on investment expertise, St. James's Place
carefully select a number of external managers of
outstanding ability to manage our funds. The fund managers are managed by the St. James's Place Investment Committee.

Here you will find a summary of the funds available through St. James’s Place, together with their objectives; and details of the investment companies who manage those funds and their investment styles.

This document aims to help you to answer the following important questions: What risks do you face when investing? What types of investments can you choose? How can you choose investments that are right for you? How can you diversify your investments?

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.