Education and resources

From the time you enroll to the time you retire, one of our most important jobs is to provide you with the information and tools you need that can get you closer to your retirement goals. As part of the Empower online experience, we offer innovative tools to help drive your retirement success.

Healthcare costs

View your projected retirement healthcare costs at different ages in retirement based on your personalized data.

If you are enrolled in Empower HSA, your estimated monthly healthcare costs in retirement are shown along with the amount your HSA is projected to cover.

How much will my healthcare cost when I retire?

Peer comparison tool

See where your retirement savings stand compared with the top savers like you.

How do my retirement savings stack up to others?

Did you know?

We provide you with a view of your future estimated personalized healthcare expenses to give you a better picture of your retirement savings.

Our peer comparison tool was favorably profiled in an article in The New York Times. 1

1 Source: The New York Times, How Do I Compare. June 28. 2014

Not all product offerings and services are available for all retirement plans. Please contact your employer to determine what is available to you.

By electing Empower HSA, plan participants are contracting directly with Optum and its affiliates OptumHealth Financial Services, Inc., for this service. Great West Life & Annuity Insurance Company (GWL&A), or its subsidiaries or affiliates, is not responsible for the services offered by Optum. GWL&A, including its broker dealer subsidiary GWFS Equities, Inc. is not affiliated with Optum.

Not all features are currently available. Some features are under consideration and/or in development. Presented for discussion purposes; non-binding and subject to change without notice.

Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.

Investments are not FDIC insured, are not guaranteed by Optum Bank®, and may lose value.

The content of this communication is not intended as legal, investment or tax advice. Optum Bank is not a broker-dealer or registered investment advisor and does not provide investment advice or research concerning securities, make recommendations concerning securities or otherwise solicit securities transactions. Investments are self-directed, and HSA owners should read the prospectus carefully and consider their individual financial situation, goals and objectives along with the fund's investment objectives, risks, charges, expenses and fees before investing.

All Optum trademarks and logos are owned by Optum. All other brand or product names are trademarks or registered marks of their respective owners. Because we are continually improving our products and services, Optum reserves the right to change specifications without prior notice. Optum is an equal opportunity employer.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value| Not Insured by Any Federal Government Agency

Carefully consider the investment objectives, risks, fees and expenses of the annuity and/or the investment options. Contact us for a prospectus, a summary prospectus and disclosure document, as available, containing this information. Read them carefully before investing.

IMPORTANT: The projections, or other information generated on the website by the investment analysis tool regarding the likelihood of various investment outcomes, are hypothetical in nature. They do not reflect actual investment results and are not guarantees of future results. The results may vary with each use and over time. Healthcare costs and projections, if applicable, are provided by HealthView Services. HealthView Services is not affiliated with GWFS Equities, Inc. Empower Retirement does not provide healthcare advice. A top peer is defined as an individual who is at the 90th percentile of the selected age band, salary range and gender.

Securities offered or distributed through GWFS Equities, Inc., Member FINRA/SIPC and a subsidiary of Great-West Life & Annuity Insurance Company.

GWFS Equities, Inc. registered representatives may also be investment adviser representatives of GWFS affiliate, Advised Assets Group, LLC. Representatives do not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client unless explicitly described in writing.

Great-West Financial®, Empower Retirement and Great-West Investments™ are the marketing names of Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York, Home Office: New York, NY, and their subsidiaries and affiliates, including registered investment advisers Advised Assets Group, LLC and Great-West Capital Management, LLC. The trademarks, logos, service marks and design elements used are owned by GWL&A or used with permission.