should I wait to send prehipaa letter?

should I wait to send prehipaa letter?

I have a CA listed on my EX report for a hospital bill for my son. I contacted the local hospital and the person I spoke with agreed to accept payment and delete (no I did not get it in writing...she was very matter of fact that they delete all accounts once paid) I sent the payment to her, she forwarded it to their billing department and the check cleared my bank 6/25/08. So far the CA is still listed and shows the same balance, they have not been updated yet. So I called and spoke with the same person and asked her if she knew about how long it would take. She said it could take up to 4 months.

Ofcourse I do not want to wait this long. So my question is should I send the first prehippa letter to EX or give it a little more time to see what happens?

Re: should I wait to send prehipaa letter?

Thanks sidewinder. No, so far the CA hasn't updated at all. It still shows the same balance, last reported November 2006. I have not been in contact with the CA at all so I don't know if they have sent anything to the CRA. I just don't see why it should take 4 months. If the OC is going to take the acct from the CA that's great but 4 months will kill me I just wonder if the CRA actually contacts the OC instead of the CA like hipaa states.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.