Belmont Savings Bank is closed today, January 21st, in recognition of Martin Luther King Jr. Day. As a reminder, online banking and our mobile apps are available 24 hours a day to assist with many of your banking needs.

Business Credit Card Accounts

Belmont Savings Bank offers Visa(R) Business credit card accounts that come with a variety of important business features including award-winning expense management tools, free employee cards, and added security benefits.** Our Business Banking Relationship Managers will work with you to help determine the perfect business credit card just for you. If you already have a credit card with us, log in below.* If you are ready to apply, click here.

Visa(R) Business Rewards PLUS Card*

Earn 3 points for every $1 you spend on what you purchase most: cellular phone services, hotels, or airlines (equal to 3.0% cash back)4

Earn 1.5 points for every $1 you spend on all other eligible net purchases (equal to 1.5% cash back)1

No caps or limits on the number of points you can earn

Bonus reward of 20,000 points after spending $2,000 in the first 3 months (equal to $100 cash back)2

Free employee cards

Online reporting tools

For Medium to Large Size Companies:

Visa(R) Signature Business Company Card*

Redeem for cash back, travel rewards, merchandise, and gift cards

1 Point per $1 spent on eligible net purchases

Consolidated company statements

Dedicated account manager

Online reporting tools

For Non-Profits & Municipalities:

Visa(R) CommUNITY Card*

Redeem for cash back, travel rewards, merchandise, and gift cards

1 Point per $1 spent on eligible net purchases

Consolidated statements

Dedicated cardmember service

Online reporting tools

Not all credit cards are created equal. Belmont Savings Visa(R) cards provide exclusive benefits to help you manage your business with enhanced reporting. Learn more about business credit cards and other money management tools by contacting us or sign up today.*

*Applicant must be 18 years of age or older and have a U.S. address and a Social Security number. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Subject to credit approval by Elan Financial Services.

**The Elan Rewards Program is subect to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuses, failure to pay, bankruptcy, or death).

1Real Rewards: You will earn 1.5 Reward Point ("Points") for each dollar of eligible Net Purchases made with your account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

2Reward points can be redeemed as a cash deposit to a checking or savings account with Belmont Savings only within seven buisness days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus points are awarded only on the Authorized Oficer purchases. If you're approved for a new Business Rewards PLUS, one-time bonus points will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

3Cash Rewards: "Cash Back Rewards" are the rewards you earn under the program. Cash Back Rewards are tracked as points and each $0.01 in Cash Back Rewards earned is equal to 1 point. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. Merchants are assigned codes based on what they primarily sell. Elan Financial Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. A purchase will not earn additional points if the merchant's code is not eligible. You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and services stations or restaurants. The number of additional Points earned on office supply store purchases, celluar phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.

4Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a "Category"). You will earn an additional 1.5 Rewards Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the "Highest Category") during each billing cycle.

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