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Is Accumulator Universal Life Right for You?

IT'S THE RIGHT FIT IF:

Accumulating cash value is an important objective

You want to supplement your retirement income or help with future expenses

Affordable Coverage for Accumulator Universal Life

PRICE FACTORS

Personalize your coverage with optional add-ons for more protection at less cost than carrying multiple policies

Optional Add-Ons

Riders add additional benefits to further customize a policy for an added cost2

CHILD TERM

Can provide up to $20,000 of life insurance coverage per child

DISABILITY WAIVER OF MONTHLY
DEDUCTIONS

Pays for your life insurance monthly deductions if you become disabled

ACCIDENTAL DEATH

Provides an additional payment of up to $150,000 to your beneficiary (or your total Accumulator Universal Life coverage amount, whichever is lower) should you die in a covered accident

GUARANTEED PURCHASE OPTION

Allows for an increase of coverage at a future date, without proof of insurability, should you need it

If you’re looking for the benefit of life insurance protection, as well as building cash value, Accumulator Universal Life offers both. Starting at $50 per month*, you can get Accumulator Universal Life, and add peace of mind for the ones you care about most.

*$25,000 in coverage for a 35-year-old female, standard non-nicotine, Level Death Benefit.

Learn & Plan

Getting Started

Life insurance made simple! Learn how to shop for the right policy and what to consider when you purchase.

Accumulator Universal Life

Life insurance underwritten and annuities offered by AAA Life Insurance Company, Livonia, Michigan. AAA Life Insurance Company is licensed in all states except NY.
CA Certificate of Authority #07861. Products and their features may not be available in all states.

Term life insurance approval is subject to health history and underwriting guidelines. Rates may vary. Coverage ends at 95. The answers provided to the health questions are used to determine eligibility for coverage. Not all applicants will qualify. Term Policy Form Series: ICC11-1201/TL-1201, ICC12-1301/TL-1301 (In OR: ICC11-1201, ICC12-1301).

1Under current tax law. AAA Life Insurance Company and its agents do not provide legal or tax advice. You may wish to consult independent legal, tax, or financial advice prior to the purchase of any policy.

2At age 100, provided the policy is still in force, all riders expire, but no further premiums are required on the product.

Rates may be higher or lower depending on personal health history and underwriting guidelines and rates and policy approval are subject to specific underwriting guidelines.

This is a summary of insurance provisions and does not contain all of the benefits and exclusions. For complete terms of the insurance coverage, please contact your insurance professional or refer to the policy.