IRA & 401(k) Rollovers

If a rollover is the right move for you, we can help you design the best strategy for the conservation and growth of your rollover assets.← Back to Services

IRA & 401(k) Rollovers

When you change jobs or retire, there are four things you can generally do with the assets in any employer-sponsored retirement plan:

Leave the money where it is

Take the cash (and pay income taxes and perhaps a 10 percent additional federal tax if you are younger than age 59½)

Transfer the money to another employer plan (if the new plan allows)

Roll the money over into an IRA

Rolling over from one qualified plan to another qualified plan allows your money to continue growing tax-deferred until you receive distributions in retirement. We can help you determine if a rollover is the right move for you.

If you decide to cash out of an IRA, together we can design a specific plan of action and identify potential solutions based on your financial situation, risk tolerance and investment objectives that help you continue to work towards your financial goals.

Strategies for Your Financial Future

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at jpapa@diversifiedplanningstrategies.com or call us at 973.226.6000 today!

Have Questions for John Papa?

It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.

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Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Diversified Planning Strategies, LLC is not endorsed by nor affiliated with these media outlets.