Category: financial planning

Life is a delicate thing. Creating security around it is a responsibility that we are bound by as we go through this journey. Life insurance perfectly caters to this necessity by giving you access to healthcare that could well save your life. This is critical as we step forward into life, constantly at risk from…

Fixed income securities is the poster child for secure investment options that an investor can rely on. These securities can play a huge role in stabilising the investor’s portfolio despite the state of the market. This makes them a very important asset class that deals in corporate bonds, government bonds and mortgage backed securities. Here…

Economic forecasting is a very important way of analysing the future state of the economy. This article takes a look at the deficiencies of the system. It has been suggested that economic forecasting boils down to intelligent guesswork. There are three basic models at work for predicting the direction world economy will take. One is…

Virtual CFOs are gaining a lot of traction among new companies that are prioritizing cost cutting. Here are the reasons why you should try them; Technological development has always felt right at home in comparison with the double edged sword analogy. As the world progresses and takes valuable strides forward, jobs will be created as…

Irregular income is a constant theme with contractors, freelancers and day labourers. Their income streams are varied and almost never from the same source. The time frame for these income sources to reach their accounts will also depend on their propensity to find work. It’s an erratic lifestyle that makes saving one of the harder…

Boosting your financial health is not easy. Long term goals need to be balanced proactively with the state of your personal finances. Here is how: It is no surprise that irresponsible decisions can lead to unsavory financial situations. Being the master of your own money often means that you have to be fully aware of…

Steps need to be taken to avoid Debit card fraud. Here are a few steps that can help Fraud is a modern day problem that plagues most people who depend on technological tools for financial transactions. One such financial tool that is susceptible to malfeasance by cyber criminals is the debit card. The modern day…

Warren Buffett, with a net worth of over 8 billion US dollars, has quite a reputation for knowing where to invest. His accumulated successes have driven him to become the fourth wealthiest individual in the world. This is not a small feat. Mr. Buffett’s extravagant achievements have come from shrewd personal perspectives that had given…

Asset management can be a very important tool for your company’s development. Let us tell you how: Asset management requires an exhaustive understanding of where your technological resources are at all times. Additionally, the process dictates that software, as well as, hardware components that qualify as your assets be thoroughly compiled into the asset management…

Children need constant attention and care in order to grow up to be respectable citizens. They also need an awareness of what money is a an early age to be reasonably equipped to eventually grow into respectable citizens. Thus, teaching children about the importance of money is a critical part of their personality development. It…