Create a better shopping experience and help boost sales.

UltraCart and PayPal have teamed-up to give your customers more payment flexibility while they shop. Now you can easily display Paypal Credit offers on your site like No Payments + No Interest for up to 6 months on orders of $99+1 to help increase your sales and order values.

Give customers options

PayPal Credit gives your customers special offers like No Payments + No Interest if paid in full within 6 months on orders of $99+1.

Get Paid Upfront

Your customers get more time to pay, but you still get paid in full at the time of sale. Funds usually appear in your PayPal business account in minutes.

Easy to Promote

PayPal Credit messages are built into your UltraCart storefront, so you can easily display them where customers are making purchase decisions, further enhancing the shopping experience.

Built for Mobile

We use the latest responsive design technology so your PayPal Credit messages will look great on desktop, mobile, and tablet devices.

Easy Checkout

Customers can pay with PayPal Credit directly within your existing PayPal checkout flow so it’s easy for you and for them.

No extra cost

As a PayPal and UltraCart customer, there’s no extra charge to use the new PayPal Credit offers on your site. Simply continue paying your normal fees.

What is PayPal Credit?

PayPal Credit gives your customers the flexibility to buy now and pay over time. It's easy to apply and easy to use. Your customers get more time to pay and you get paid in full, up front.

Think of it as an instant and reusable credit line your customers can use at checkout when they pay with their PayPal account and choose PayPal Credit.

How Does PayPal Credit Help My Customers?

Flexibility

Your customers choose when they want to pay. They can get 6 months to pay on orders of $99 or more.

Buying Power

It's great for large purchases because your customers can buy now and get No Payments + No Interest if paid in full in 6 months on purchases of $99 or more1

Convenient and Secure Checkout

Customers can use PayPal Credit directly within your existing PayPal checkout. There’s no third-party redirect and it comes with all the security you expect from PayPal.

1 Applicable for qualifying purchases of $99 or more if paid in full within 6 months. Customers check out with PayPal and usePayPal Credit. PayPal Credit is subject to consumer credit approval, as determined bythe lender, Comenity Capital Bank.

Why advertise PayPal Credit on my site?

Displaying offers from PayPal Credit on your website early in the shopping process can encourage more sales and larger order values because customers are aware they can have more time to pay while making purchase decisions.

Some small and mid-size merchants saw up to 68% larger transaction sizes for customers using PayPal Credit compared to debit/credit cards.

2 Up to a 68% larger transaction sizes for customers using PayPal Credit, as reported in Nielsen’s PayPal Credit Average Order Value Study for activity occurring from April 2015 to March 2016 (small merchants) and October 2015 to March 2016 (midsize merchants), which compared PayPal Credit transactions to credit and debit card transactions on websites that offer PayPal Credit as a payment option or within the PayPal Wallet. Nielsen measured 284,890 transactions across 27 mid and small merchants. Copyright Nielsen 2016.

Where will PayPal Credit offers appear on my site?

PayPal and UltraCart have worked closely to integrate PayPal Credit messages directly into your UltraCart storefront so you can show them on your site in minutes. Messages will be shown in the following areas to maximize effectiveness and enhance your customers’ online shopping experience.

When customersarrive on your site.

On your homepage above the fold

Where customersare shopping

On product pages near your add to cart button

When customerscheck out

On shopping cart and order summary pages

How will messages appear on my site?

Below is an example of a PayPal Credit message

Mobile Optimized

The format of messages will automatically adjust to the type of device your customers are using so they’ll look great on desktop, mobile, or tablets.

Clear Messaging

The offer is always up-to-date and easy for your customers to understand. We handle all required regulatory language so there’s no extra work or responsibility for you.

PayPal Brand

We use the PayPal brand design to make the message recognizable and give your customers confidence that the offer is backed by PayPal.

How do I show PayPal Credit offers on my store?

PayPal Credit contextual marketing is already built into each StoreFront theme.

FAQ

Am I eligible to show offers from PayPal credit on my website?

If you accept PayPal through your UltraCart storefront, you are eligible to show offers from PayPal credit on your website.

How can I offer PayPal Credit to my customers?

If you accept PayPal through your UltraCart storefront, PayPal Credit is already built into your existing PayPal checkout. There’s nothing you need to do. However, if you want to display offer messages from PayPal Credit on your website so customers know it’s available to them, visit your settings page to enable them in minutes.

If you do not currently accept PayPal on your UltraCart storefront, you can add PayPal by visiting your payments page.

How can I tell my customers about PayPal Credit?

PayPal and UltraCart have worked closely to integrate PayPal Credit messages directly into your storefront so you can easily display them on your homepage, product pages, and checkout pages. You can enable the offer messages on your site by visiting your setting page.

When do I get paid if my customers pay with PayPal Credit?

You get paid in full, up front, with no extra charges. Payments usually show up in your PayPal Business account within minutes of the sale, just like any other PayPal transaction made with a credit or debit card.

Will I still get paid if my customer doesn’t pay his / her PayPal Credit balance?

Yes. There is no credit risk to you when a customer uses PayPal Credit. That means if a customer doesn't pay, you still get paid in full, upfront.

How much will it cost me to offer PayPal Credit to my customers?

Nothing. PayPal Credit is already included in the PayPal checkout available through UltraCart at no additional cost. You just pay your current PayPal transaction fees.

Can my customers still use PayPal Credit for orders less than $99?

Yes, customers can use PayPal Credit for orders less than $99, but they won’t be eligible for the special financing offer. As the merchant, you always get paid in-full, upfront regardless of your customer’s purchase amount.”

How do I stop displaying PayPal Credit messages on my website?

You have control to turn off the PayPal Credit messages at any time within your UltraCart settings page.

If I stop showing PayPal Credit messages on my website, can my customers still use PayPal Credit?

Yes, if you have integrated PayPal payments through your UltraCart storefront PayPal Credit is automatically available to your customers and will remain in place even if you stop showing the PayPal Credit messages on your site.

However, showing the PayPal Credit messages early in the shopping process will ensure your customers know they have more time to pay while making their purchase decisions, which can help unlock the real value of PayPal Credit for your business.

1 Applicable for qualifying purchases of $99 or more if paid in full within 6 months. Customers check out with PayPal and usePayPal Credit. PayPal Credit is subject to consumer credit approval, as determined bythe lender, Comenity Capital Bank.

2 Up to a 68% larger transaction sizes for customers using PayPal Credit, as reported in Nielsen’s PayPal Credit Average Order Value Study for activity occurring from April 2015 to March 2016 (small merchants) and October 2015 to March 2016 (midsize merchants), which compared PayPal Credit transactions to credit and debit card transactions on websites that offer PayPal Credit as a payment option or within the PayPal Wallet. Nielsen measured 284,890 transactions across 27 mid and small merchants. Copyright Nielsen 2016.

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