Description

SUB-DIVISION - RETAIL - HOTEL - MOTEL - APARTMENT - ENERGY - GAS STATION - OFFICE - WAREHOUSE- more
AMERICAP DIRECT is a direct source for Commercial Development and Construction Loans. In a time when construction lending from traditional
banks have virtually dried up, we recognize that there are still viable and good projects that need financing in today’s market.

Nationally. We can look at International projects on a case by case basis.
Loan Amount: $3,000,000 to $500,000,000
Funding time: 45 days or less. Yes, we can typically fund the project in this time frame.
Interest Rate: 5% to 9% Fixed (1% rates for Churches)
Amotorization: up to 25 years
Term: 5 years – Also can structure a construction to permanent loan with interest only during draw down
periods.
Points: Up to 3% to be paid at closing
Fees: Due Diligence for third party reports ($3500-$12,500) Depending on required reports
Non Recourse
Collateral: Hard assets such as real estate, land or equipment.

Depending on the project there are some cases where we will take an equity stake in the project.

Borrower Requirements:

The ability to have at least 10% liquid cash of the project size to put into your project. This is a must and
non-negotiable
Must have the ability to demonstrate that you can perform on your project with a good business plan
Industries we are aggressively looking to finance: