We began by requesting business owners in Scranton which have worked with or credit card processing businesses they use, to discover the very best credit card processors for small company. We also inquired whether or not they would urge them to other businesses that have been little, and exactly what the companies enjoyed and disliked about these vendors and why.

Next, we developed a complete listing of credit card chips which areideal for smaller businesses. Along with those mentioned these chips we were comfortable with to and by small small businesses wespoke, we also checked out charge-card processors that seemed on reputable onlinesources, for instance business web sites and evaluation web sites.

In total, we compiled a list of more than 10 credit card chips. Our best picks are Swipe, and Primary Merchant Services

Our research consisted of reviewing the web site of each and every central processing unit, seeing videos, reading how-to guides, exploring aid resources, attempting demos out when accessible and enrolling for ourvery own accounts. We also acted as company owners and requested questions of revenue and customer-support find out advice that is not readily available online and representatives, to get a clearer idea of the standard of service.

Here are the criteria we used to evaluate each credit card processor:

Commerce/swipe rates

Equipment, set up as well as other costs

Easy set up and use

Contracts and service provisions

Forms of payments accepted

Support and processing time

EMV capacity

Retailer services

Added features and edges

Customization choices

Third-party integrations

Reporting and analytics

Service limitations

Customer service

This is a complete set of credit card processors and an summary of what each company asserts to offer. This alphabetical list additionally contains our most readily useful picks.

Total Merchant Services – Offers a totally free charge card machine with not long term contracts. Credit card processing rates are acceptable which comes with flexible pricing alternatives and 24-7/365 customer support.

Amazon Local Register – Amazon’s cellular bank card chip offers one of thecheapest swipe charges and ensures no month-to-month fees, chargeback charges with no international fees. It might be obtained on Amazon’s own Fireplace OS, Android and iOS and workswith your Amazon Payments account. localregister.amazon.com

Authorize.net – Authorize.net is a payment gateway provider that enables you to accept bank cardsthrough the system it self or integrate payment with your current merchant account. The support is full of features, such as for instance recurringbilling, complex fraud detection, eCheck processing and significantly more. Yet, with its $49 set up fee and monthly gateway fee, the pricing is somewhat higher than third-party processors. authorize.net

BankCard USA – offers all types of credit card processing alternatives for small businesses, including wireless swipers, mobile card processing, e-commerce choices and POS techniques. A merchant account is required by bank card USA, as well as the business ensures same dayapplication judgements. bankcardusa.com

Greatest Merchant Rates – If you need a totally customized charge card processing alternative, Greatest Merchant Rates can produce an application that is tailored only for the business. The service comes with upfront rates which are guaranteed for five years, which means you won’t have to worry about any growths or disagreeable surprises. bestmerchantrates.com

Braintree – Want to accept more than one kind of payment that is certainly on-line? Braintree, a PayPal business, lets you choose Bitcoin, Apple Spend, Venmo, paypal.com and more using only one integration into your site or program. Now,Braintree offers free processing on your first $50,000. braintreepayments.com

Breadcrumb Payments by Groupon – A Group On company, Breadcrumb enables you toaccept bankcards at exactly the same low swipe from smartphones, tablet computers, laptops and verify out terminals -price acrossdevices. The support comes with one -harness Groupon coupon redemption along with a Free Statement Assessment to showyou how much you actually can save your self compared to other chips. breadcrumb.groupon.com/payments

Charge.com – Charge.com merchant accounts allow you to process charge cards on- and offline, even whenever you have poor credit or really certainly are a high risk retailer. The corporation provides low rates and comes with final or charge card reader, applications, online shopping shopping cart, and complimentary set upward. charge.com|Breadcrumb Repayments by Groupon — A Groupon business, Breadcrumb empowers you to accept bank cards in exactly the same low swipe from smartphones, tablet notebooks, laptops and verify out terminals -rate across devices. The support comes with one -exploit Groupon coupon redemption and also a Free Statement Assessment to show you how significantly you actually can save your self compared to other processors. breadcrumb.groupon.com/payments

Chase Paymentech – offers a wide choice of merchandises to help small businesses accept bank cards online, in person and ontherun. The support also is sold with other security programs and also refined fraud safety, data encryption to make sure your company and customersstay protected from cyberattacks. chasepaymentech.com

Factors to consider when choosing a Merchant Services Provider:

Does the credit card processing company have experience in your industry?

What is your Average Ticket? If you have a high average ticket, like a furniture store or plastic surgeon, you will want to make sure the company you signup with does not hold your funds.

Is your Business a High Risk? In the credit card processing industry, frequency of charge backs determine which classifies businesses considered to be high risk.

NO CONTRACTS

We believe in complete credit card processing satisfaction. If you are not happy with the merchant services company we have partnered you with, you can cancel with NO TERMINATION FEES.

Personal Service

We are a reputable credit card processing broker but not too big to provide personal service. With us, you can call us directly and speak to a human. Our mission is to provide exceptional customer service.

LOW RATES & FEES

As a merchant services broker, we call the shots on your credit card processing rates and fees. This allows us to be flexible on pricing. We will NOT put you in a cookie cutter pricing model that charges you more on cards you accept the most.

Get a Free Quote

Your Name (required)

Business Name (required)

Your Phone Number (required)

Your Email (required)

Currently Accept Credit Cards? (required)

Explain Credit Card Processing Requirements

Free Apple Pay & EMV Credit Card Terminal

We have partnered with Total Merchant Services to provide Free IP/Dial or Wireless Credit Card Terminals. Because of their Free Equipment Placement Program, a free terminal is provided with an approval of a new merchant account.

Simple Online Application

24/7 Toll Free Technical and Customer Support

Month-to-Month Agreement

Lower Credit Card Processing Rates

No Application or Setup Fees

FREE EMV Compliant & NFC Capable Credit Card Terminal

American Express Included (Optional)

Steps to Apply for Merchant Account

No leasing or Purchase Required. You may continue to process your credit cards with Total Merchant Services using the Free Credit Card Terminal at no charge. Should you cancel your services, simply place the credit card machine in a box and send it back to them. Keeping the credit card machine will result charges at full retail price.

In order to apply for a Free Apple Pay (NFC) & EMV (Chip Card) enabled Credit Card Terminal, applying for a merchant account with Total Merchant Services is required. You will receive an already programmed machine upon approval.Follow the steps below to Apply:

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Why Choose Us

Although merchant services is a very competitive industry, ShopCard AppSolutions has vast experience in its implementation.

We understand that one size does NOT fit all. Which is why we will partner you with the best credit card processing company that is best suited for your merchant service needs.

Contact Us

Merchant services and credit card processing can be complicated. Give us a call to discuss your credit card acceptance requirements. If you already accept credit and debit cards, we can do a savings analysis on current processing fees.