REVERSE MORTGAGES
MADE EASY!

Your Reverse
Mortgage Awaits

a reverse mortgage

A reverse mortgage is the ability to access equity within your home. At CENTUM, we can access up to 55% of your home’s value. How do we do it?

We will provide you with a free estimate to see how much equity you can access

We will gather all your information and ask a few questions

You can receive the money in one lump sum or in installments

You have no monthly payments and the loan will be due when you are no longer in the home

At CENTUM, we use a CHIP Reverse Mortgage to reverse the financial equation.

Like many individuals, your net worth will be tied up in savings and your home when you reach retirement. With the increase in the housing market, the majority of your net worth could be derived from your home. With a CHIP Reverse Mortgage, you can access the equity in your home without giving up ownership.

how to qualify?

The title holder(s) on the property need to be 55 years or older

The home that is used with the reverse mortgage must be your primary residence

If you have a remaining mortgage or any debt that used the home as security, the monthly payment from your reverse mortgage will be put towards those debts first with the remaining amount of cash going to you

centum financial group inc.

YOUR REVERSE MORTGAGE

INTERVIEW

We want you to have a full picture. Although this is a great program, it is not for everyone. We like to have a brief conversation with you to find out your needs and objectives, go over the process and talk about what a reverse mortgage
will look like for you.

APPRAISAL

We will order you an appraisal so we know the true value of the home. An appraisal fee will be incurred when the appraisal is done. You are required by law to get independent legal advice at this point to review the contract before we
submit the deal and get you access to your funds!

INCOME PAYMENT PLAN

We will set up a payment plan that will match your goals. Whether you are using your reverse mortgage to supplement your income or to consolidate your debt, we have a solution for you!

centum financial group

CENTUM started over 15 years ago. With a wealth of knowledge in the mortgage industry and a variety of business partners, we can always make sure that we get you the right product. Reach out today to get your free reverse mortgage guide. There are no obligations!