Choose from three affordable plans, depending on your coverage needs — including the new Hbc Life with Critical Illness Protection!

TERM LIFE WITH CRITICAL ILLNESSNew!Looking for a plan that will protect your family financially if you had a terminal illness, critical illness and/or passed away? The new Term Life with Critical Illness Protection provides affordable coverage of up to $150,000 life insurance and $75,000 critical illness protection for one low price, starting at just $9.25 a month.

TERM LIFE UP TO $150,000If you’re looking for basic coverage to cover your family’s modest financial needs, this plan may be right for you. Premiums start as low as $5.78 a month and you need only to go through a shorter application process.

TERM LIFE UP TO $1 MILLIONIf your coverage needs include moderate to high financial obligations or if you wish to leave your loved ones with a substantial benefit, you may want to consider this plan. Premiums start at only $5.50 a month and you’ll save 10% every year for coverage amounts of $250,000 or more.

How much Term Life insurance should you consider purchasing? To help you estimate what your family might need in the future based on what you own, owe and spend today, use this interactive Needs Calculator.

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Hbc customers and their spouses residing in Canada, between the ages of 18 and 55, are eligible to apply for Hbc Life with Critical Illness Protection Plan.

Hbc customers and their spouses residing in Canada, between the ages of 18 and 65, are eligible to apply for Term Life Insurance Plan up to $150,000. For Term Life Insurance Plan up to $1 Million, eligible ages are between 18 and 75.

Underwritten by The Manufacturers Life Insurance Company (Manulife Financial).