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With extensive financing options available for ground up construction projects, let us help you build the Vet hospital of your dreams.

Over $600 million in veterinary and other construction loans funded since 2008

Flexible & efficient closings to meet borrowers’ needs

Streamlined process with minimal paperwork

Knowledgeable & experienced team

Cash-flow driven lending

Financing for veterinary specialists

With seasoned lenders holding a combined 50+ years of vet-lending experience, Live Oak Bank has earned a trusted reputation in the industry. Founded in 2008 as a bank that lent solely to veterinarians, we understand the challenges unique to your field. You’ll speak with a lender familiar with the nuances and lingo of your field, saving you time from the start. From new construction and refinancing to acquiring a practice, Live Oak Bank can help you meet your goals.

Acquiring another practice can be a great way to grow your business. Our dedicated veterinary lenders have the knowledge and experience to guide you through the acquisition process, connecting you with the resources needed for proper valuations, transition plans, and getting you ready for success.

With extensive financing options available for ground up construction projects, let us help you build the Vet hospital of your dreams. Vet industry specific knowledge combined with our own construction team makes our process unique. It also ensures that you complete your project within budget and on time.

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Veterinary Videos

Veterinary Loan Experts

Vince Dailey is a Senior Loan Officer for Live Oak Bank and is responsible for examining, evaluating and recommending the approval of commercial customer applications for extensions of credit. Before joining Live Oak Bank, Dailey was the President for Vine Street Financial, a division of BB&T, and worked as an SBA Loan Packager for Thomas Financial Group as well. Dailey graduated with a Bachelor’s in Business Administration and Finance from Marquette University.

Brian Faulk is a Founder of Live Oak Bank as well as being responsible for examining, evaluating and recommending the approval of commercial customer applications for extensions of credit. Before joining Live Oak, Brian was the Senior Vice President for Vine Street Financial, a division of BB&T. Most recently, he worked as an SBA Loan Packager for Thomas Financial Group. Over his extensive 28-year career in banking, Brian has lent over $1.0 Billion dollars to small business owners across the country. He has a wealth of knowledge regarding small business lending and is a great resource for the banking community.

As a Senior Loan Officer, Sarita Vora originates new loans and evaluates new loan applications. Before joining Live Oak Bank, she worked for the FDIC. Prior to working for the FDIC, she worked at Vine Street Financial, a division of BB&T, in the SBA department with 4 of the founders of Live Oak Bank, where she began her banking career in 2004. At Vine Street she started off as a Documentation Specialist where she helped close loans, and then went on to become a Loan Servicing Specialist.

Here's what our Clients Say

“When we were looking to open our oncology clinic, we struggled to find a bank that truly understood our business. Once we discovered Live Oak, there was a feeling of relief. Live Oak Bank understands veterinary medicine, the industry and specialty clinics, which made it easy to communicate our vision for our practice.”
Stephanie, DVM

“Live Oak Bank treated me like a partner, not just another customer. They became an advisor, helping me create a business plan and budget, aside from loaning me the money to purchase my practices. I felt that Vince and his team had my back throughout the entire process, and that feeling has continued beyond the loan closing.”
Will, DVM

“With the help of the Live Oak construction team, the process of building my dream hospital was easier than I ever imagined. Surprisingly, the loan process, including obtaining all necessary documents and paperwork, was one of the easiest parts of the overall process. The team helped me stay on schedule and was always available to answer questions. I was always treated as an individual and felt confident that the person I was talking to knew who I was and was familiar with me as a customer. I was very glad I chose to work with Live Oak Bank.”
Wendy, DVM

1. I acknowledge and agree that I have applied for one or more loans (collectively, the “Loan”) from Live Oak Banking Company (the “Bank”). As part of the application process, the Bank may verify information contained in the Loan application and in other documents required in connection with the Loan, and determine the creditworthiness of the Undersigned, either before or after the Loan is closed or otherwise as part of the Bank’s quality control program. I also acknowledge and agree that all authorizations granted hereby shall also extend to any now or hereafter existing entities controlled by the Undersigned.

2. I hereby authorize providing the Bank, and any investor to whom the Bank may sell all or any portion of the above referenced Loan, any and all information and documentation that any of them may request. This information and documentation may include, but is not limited to, information relating to my employment or credit history, income, account balances, tax returns, life insurance, flood, property or liability insurance.

3. The Bank or any investor to whom the Bank may sell all or any portion of the Loan may address this authorization to any party named in the Loan application. A copy of this authorization may be accepted and otherwise relied upon by the Bank or any investor as an original.

4. In addition, please accept this as authorization to the Bank to pre-file UCC financing statements in the appropriate office or offices, as deemed necessary or advisable by the Bank, naming me as debtor, and the Bank as secured party, and describing as collateral all assets of debtor, whether such assets are now owned or hereafter acquired. The Bank agrees to terminate these filings promptly should the Loan now fund for any reason upon payment of any and all fees and expenses due to the Bank by me.

Our Story

Since 2008, Live Oak Bank has been achieving its primary goal: financing small business growth nationwide. Today, Live Oak Bank is one of the top originators of small business loans, with one of the strongest loan portfolios in the country. Since we lend exclusively to small businesses, our focused lending experience is second to none.

Latest News

Build Your Dream Veterinary Practice: How Proper Planning Can Make It Happen Presented by: Brian Faulk, Live Oak Bank, and Kelly TerWisscha, TWC The experts from Live Oak Bank’s veterinary lending team and TWC combine their experience to walk you … read more