Our desire is to be a trusted partner with our clients. We endeavor to be a resource for individuals and/or businesses as it relates to their insurance needs. Many times we are so busy with our lives that we fail to explore the details of our insurance policies and the coverages available to us. In a world where online shopping is commonplace, and where salespeople are encouraged to offer the products/solutions with the highest commissions, we want to be a resource providing useful information to help you. We agree with Dave Ramsey, you should work with professionals who have the "heart of a teacher".

Our People

Stacy M. Ivester - Stacy Ivester is the President and Co-Founder of CrossStone Insurance. He has owned and managed numerous businesses over his 20+ year professional career and can uniquely relate to the insurance needs of fellow business owners. Stacy is a graduate of East Tennessee State University. He is active in his church and in the community. He, his wife and two children reside in Piney Flats, Tennessee.

William (Bill) E. Loran III, CFP(R) - Bill is the Vice-President and Co-Founder of CrossStone Insurance. Bill previously worked in the fields of finance and investment banking and managed investments, insurance and operations for a private family office. Bill is a graduate of Milligan College. He is active in his church and serves on the Milligan College Investment Committee. He, his wife and two children reside in Johnson City, Tennessee.

Christy Torbett - Christy is an Insurance Agent/Producer. Christy focuses on personal and commercial lines of insurance. Christy loves helping people and as a former teacher she has a passion for serving others. Christy is an East Tennessee native and she and her husband Lance live in Johnson City, TN.

Michelle Minor - Michelle is a Customer Service Representative and Agent with CrossStone Insurance. Michelle focus primarily on personal lines and health insurance. Michelle brings over 10 years of insurance experience to CrossStone and brings a servants heart to work everyday.

Beth Casaday - Beth runs the operations and support functions for CrossStone Insurance. Beth has experience in accounting and bookkeeping and is a true asset to our company. Beth is active in her church and she, her husband and two children live in Bluff City, Tennessee.