Heart Attack Life Insurance

We specialise in helping people who have previously had a heart attack to find life insurance. We can also help you with your other insurance needs, such as income protection insurance and travel insurance.

We are experts in knowing which insurers will consider your application, given your heart attack, with a wealth of knowledge and years of experience. In particular it will depend on what age you were when you first suffered from a
heart attack, and how you have recovered.

Most importantly, we do all the work for you making this a hassle-free and streamlined process.

Whilst we can’t always guarantee that we can get you life insurance if you have had a heart attack, rest assured that we won’t leave any stone unturned. We will give you an honest assessment as to whether you will be able to get life insurance, as well as an indication of how much it might cost.

If there is a choice between insurers, we will help you find the insurer who is willing to offer you cover at the cheapest rate, so you can be confident in knowing you have the best deal.

We will do all the paperwork for you, and will keep you updated throughout so that you know how things are progressing.

We have a team who are specialists in finding life insurance for people who have had a heart attack, and they are always on the end of the phone to discuss your needs or concerns. We are a UK based company, you will not have to talk to foreign call centres.

So if you want the peace of mind of having some life insurance in place, we are the people to help.

These are just two of the testimonials we have received after finding life insurance for clients:

“From first point of contact with Life Insurance Help, I was reassured and felt I was in good hands. They kept me up to date on the progress of my application at very stage, and were exceptionally prompt in replying to any query I had. Due to my circumstances it was a long process, but thanks to them, my cover is in place and my mind at rest. Thank you so much.”

“Life Insurance Help have been extremely helpful from day one of our initial contact. Showed extreme professionalism through their dealings with us.”

So please get in touch and tell us about your circumstances, and we will help you find the insurance you need.

Heart Attack Support

Besides helping obtain Life Insurance for heart attack sufferers, we want to provide our customers with as much help as possible in dealing with their pre-existing condition.

Heart Attack : Useful links

Heart Attack : About the Condition

A heart attack is when part of the heart muscle dies because it has been starved of oxygen. Heart Attacks are also known as myocardial infarctions or coronary thrombosis.

A heart attack usually occurs when a blood clot forms in one of the coronary arteries (the blood vessels that lead to the heart muscle). This blood clot will block the blood supply and therefore the oxygen supply to the heart. A blockage can also sometimes be caused by a spasm, or sudden narrowing, of a coronary artery.

A heart attack often causes severe and crushing pain in the middle of the chest, behind the breast bone. This pain may then travel from the chest to the neck, jaw, ears, arms and wrists, which often radiating towards the left arm. The person may also be cold and clammy, and their skin may appear pale and grey in colour. However sometimes the pain doesn't fit this pattern, and some people having a heart attack don't have any pain.

If you suspect a heart attack, get medical help immediately.
Other symptoms to look out for:
- shortness of breath
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nausea or vomiting
-
sweating
-
feeling light-headed or dizzy
-
palpitations or an abnormal heart rate

A heart attack is much more likely to occur when your arteries have become narrowed, usually through fatty deposits that form on the artery walls. This build up of fatty plaques on the inner lining of the coronary arteries (often compared to the furring up inside a kettle) is called atherosclerosis. It is also known as coronary artery disease (or coronary heart disease), and is a gradual process that slowly limits the blood supply to the heart muscle.

The biggest single risk factor for heart attack is smoking. Other causes include high cholesterol, high blood pressure, diabetes and a family history of heart disease. Poor diet, lack of exercise and obesity are also contributing factors which can increase the risk of these fatty deposits forming, and so increase the risk of a heart attack.

When a heart attack is suspected, drugs such as aspirin may be given immediately to improve blood flow through the coronary arteries. When a heart attack has been finally diagnosed, one of two methods may be used to try to reopen the blocked artery:
- drugs that dissolve the blood clots which are blocking the artery, known as thrombolytics or 'clot busters', can restore blood flow in about 60% of cases
- an operation called percutaneous transluminal coronary angioplasty or PCI, which involves inserting a tube into the coronary arteries which carries a deflated balloon. This balloon can be inflated in the blocked area to push against the artery walls and open the vessel.

The next step in the treatment is to work out which part of the heart is affected, and how badly. This is done by studying an electrocardiogram (ECG - a trace of the electrical activity in the heart) as well as other tests. The area of the heart that has been affected has important implications for what sort of complications there may be, how well the patient will recover and the treatment they should be given.

Approximately six in 1,000 men in the UK aged between 30-69 have a heart attack each year. For women, the figure is lower, at two in 1,000. Men are three times more likely to suffer from a heart attack than women.
Most people who survive the first month after a heart attack will still be alive five years later.

About Life Insurance for Heart Attack Sufferers

A life insurance policy is designed to pay out a lump sum upon the death of a person or persons named on the policy.

Most people understand that if they have a family or significant liability, then life insurance is a vital product to make sure the people and things they care about are protected.

There are many different types of life insurance available depending on your needs. The good news is that we are able to help you with all of them.

We take the time to ensure that our customers have the most appropriate life insurance to meet their needs, whilst also making sure that the price is right. Some of our most satisfied customers came to us as they were unable to obtain the life insurance they wanted elsewhere.

We can't guarantee that we can get you life insurance, but we will leave no stone unturned. Given our experience, if we are unable to get you life insurance cover, it is unlikely you will be able to get it at all. We will however give you a good understanding on future insurability, and an honest assessment of your situation.

Whatever your life insurance needs, we are able to help you. We have access to all the products from all of the UK's leading insurance providers.