Membership

As a member, you are part owner of a financial cooperative, also known as a Credit Union. So, anyone who banks with us, owns us! It’s that simple. When you join, you purchase one share in the Credit Union for $5.00. And that’s what you must leave in your account to maintain your membership.

Our purpose is simple, to help our members build a secure financial future through a full array of services, products and tools to help you bank the way you want to bank, when you want to bank.

Because credit unions are not-for-profit, excess proceeds go back to members by offering lower rates on loans and higher rates on savings. The more members, the more account relationships, the more dollars going back to helping people. So, there is a better way to bank, it’s Cencap.

Qualifications

We no longer just service Hartford area Municipal Employees, but rather we offer our services to anyone who lives, works, learns or prays in certain underserved areas in or around the city of Hartford. As a Cencap member, your family is also eligible for membership!

This is an exciting time for us and we look forward to servicing our current members while reaching out to a new group of members.

Becoming a member is easy! Stop by one of our branches or join online in just a few minutes.

As a member of Cencap, you aren’t just another customer, you’re part owner of our nonprofit financial cooperative. We are a full-service financial institution offering everything from checking accounts to VISA credit cards with personalized friendly service and great rates.

About Cencap

Cencap Federal Credit Union is the new and improved Hartford Municipal Employees Federal Credit Union. Our ideals are the same as when we started in 1950, but our vision for the future and services we offer demanded we keep up with the times. We no longer just service Hartford area Municipal Employees, but rather we offer our services to anyone who lives, works, learns or prays in certain underserved areas in or around the city of Hartford. This is an exciting time for us and we look forward to servicing our current members while reaching out to a new group of members.