Is there any way to refinance a line of credit?

I got a credit line several years ago ($20k) I have been paying mostly interest on it, CHASE refuses to lower it even though they sold my loan to a servicer co., is there any institution out there that could refinance a credit line?

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Answers |1

If property has equity you could combine with first and do a cash out refinance. Or- Existing lender MAYBE will offer new terms. Or- shop a credit union that you are a member and see if they would take on a small HELOC.