Personal finance, budgeting, saving...not the most fun terms to through around. The expense tracking apps I’ve used in the past have been great. But they’ve been all function and no interface or fun (like PocketMoney). CoinKeeper has a visually stunning and easy-to-use interface while still functioning as a powerful and useful personal finance app.

I was immediately drawn to the “coin” setup of the accounts and budgeting. The top, green row is income (excuse the greyed out areas, I have no interest in sharing that information). Once an account is added, it shows “$0/x.” The ‘x’ stands for whatever number the user expects as income for the month. When a payment comes in for that income, the user can drag the coin from that income into an account in the red row (cash, savings, checking, etc). A quick transaction screen pops up asking for an amount and that’s it. The income coin will “fill up” based on the percentage of expected payment. Then, when money is spent from the accounts, drag the coin from an account to a budget category. The same transaction screen will pop up and the budget category’s coin will fill up accordingly.

All users should create a miscellaneous budget category because all transactions must be in a category. Even if the user doesn’t use the drag and drop function to purchase and instead taps on the account and enters it manually, a category still needs to be chosen.

CoinKeeper also builds users a profile with game-like elements. Users can earn stars, earn points in attributes (like “hoarding” or consistent), and keep track of statistics. The statistics view has pie charts based on month, history, and daily reports.

The element that finally persuaded me to switch to using CoinKeeper over the other apps I’ve used in the past is syncing. CoinKeeper has recently added a server to sync and backup information. I can now use CoinKeeper to keep track of both me and my fiancée’s financial information as we save up for our wedding.

CoinKeeper is by far the best and easiest to use personal finance app I’ve ever used. It’s currently on sale at an unbelievable price of $0.99. Grab it while it’s dirt cheap.

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iPhone Screenshots

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iPad Screenshots

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