The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support
to international institutions.

The New York Fed engages with individuals, households and businesses in the Second District and maintains an active dialogue in the region. The Bank gathers and shares regional economic intelligence to inform our community and policy makers, and promotes
sound financial and economic decisions through community development and education programs.

Maria Carmelita Recto is an economic education analyst. She is responsible for communicating with and educating the public about the Federal Reserve's role in setting monetary policy and promoting financial stability. Ms. Recto also assists in conducting various Bank education initiatives.

Before joining the Bank in 2012, she worked at Deutsche Bank Group as a valuations associate for the Asia Pacific region. Ms. Recto earned a bachelor's degree in economics from the University of the Philippines, Diliman.