Things to be aware of:
1. some regulatory environment can leave little room for entrepreneurial risk-taking.
2. The more social security provides a safety net, the less one has o think about the future. Blueroselady, please do not give too much security to your progenies!
3. rich people will use $ to buy time; poor people will use time to save $.
4. Andrew Carnegie: 80% of all millionaires made it through real estates.
5. When you get promoted, do your responsibilities get heavier? YES. Does your salary double?