Business Banking

Business Banking

Cash Management Services

In addition to our First Trust Online Banking and Bill Pay, First Trust offers Business Plus, a robust, multi-featured cash management system.

Online Banking/Bill Pay*

You need the convenience of easy access to your bank account 24-7.

We are always pleased to help you personally, both in the bank or on the phone, but anywhere you go, anytime you want, First Trust online banking is available to help you get your banking tasks done! Whether you are managing transactions, scheduling payments, or reviewing online statements, First Trust's online banking provides you with easy access to all of your loan and deposit accounts.

Business Plus **

Get control of your financial management and save time with online reporting tools: Balance reporting, Balance Alerts, Book Transfers, Online Statements, and more. You'll appreciate features like customized administrative account access that allows you to set up multiple log-ins with varied levels of account access. You can also customize reports that will assist you and your employees in managing your business.

Additional First Trust Business Online Solutions

These features help you manage your cash position, increase efficiency, and maintain control of your everyday operations.

Payments and Deposits:

Direct Deposit of Payroll

ACH origination (electronic payments) for vendor payments and to consolidate or disburse cash,

Risk Management Tools

Positive Pay -Submit files of checks you have issued; only those amounts and items will be cashed.

Check Reconciliation

*Must qualify for all deposit and payment solutions. Bill Pay for business checking accounts includes 20 free items. Each additional item is $ .45. Online banking is free. Business Plus is an enhanced service for which there is an additional charge. Ask your First Trust business banker for details on fees for individual Business Plus services. See Account Disclosures for additional information.