SharkBite, as it sounds like you are eyeballing a new bike anyway, here's what I would do.

Repair the bike as cheaply as you can. Buy parts from eBay or Craig's List and DIY what you can over the winter. Tins are easy to swap, and things like the forks that may be over your head, have an Indy do the work. Leave the small scratches if they are not too bad, and it will save you some money. I'm not suggesting you do a shoddy job, just keep the budget in check. Take your time, buy take off parts as they become available, and don't get carried away with extras. It could be a fun winter project as well.

Next spring when it's all done and riding season is starting, sell it yourself. You'll always get more for it than trading it in. I'm also not suggesting that you try and pull a fast one on a buyer. If they ask if it's been in a wreck, let them know. This may turn off some buyers, others it may not, you'll still have a clean title. Take your profit from the sale, and what's left of the insurance money, and head to the dealer. You are likely to do pretty well on a nine month old 2013, or wait and see what the 2014's look like.

Personally, I'd never be happy riding a bike that had as much damage as yours does. But that's just me, I'm a bit OCD...

I hate that motorcycle they make me ride. I'm here to tell you there ain't nothing in the world I hate worse than that elephant under my ass.

Nearly new forks for $350 Buy It Now or $175 opening bid. And that was just a quick search.

I bought a salvaged title 2001 FXDX about 7 years ago and rebuilt the whole bike from eBay take off parts. I picked up an undamaged tank for $300 and had the fenders color matched for $200 Took the scratched primary, point cover and some other parts to a powder coater and had then done in wrinkle black. Everything came from eBay. Took me about a year, but came out very nice and I turned a tidy profit. Here's the before & after pics:

I hate that motorcycle they make me ride. I'm here to tell you there ain't nothing in the world I hate worse than that elephant under my ass.

forks are really easy with the service manual and a vise..I have the jim's fork holder for a vice,and used the monotubes,they simplify it even more.I got my powdercoated lower forks for less than 200 from ebay.everyone is cheaper on everything than the moco!

oh yeah,many machine shops can straighten fork tubes for cheap too! just takes a die and a press brake.

SharkBite, as it sounds like you are eyeballing a new bike anyway, here's what I would do.

Repair the bike as cheaply as you can. Buy parts from eBay or Craig's List and DIY what you can over the winter. Tins are easy to swap, and things like the forks that may be over your head, have an Indy do the work. Leave the small scratches if they are not too bad, and it will save you some money. I'm not suggesting you do a shoddy job, just keep the budget in check. Take your time, buy take off parts as they become available, and don't get carried away with extras. It could be a fun winter project as well.

Next spring when it's all done and riding season is starting, sell it yourself. You'll always get more for it than trading it in. I'm also not suggesting that you try and pull a fast one on a buyer. If they ask if it's been in a wreck, let them know. This may turn off some buyers, others it may not, you'll still have a clean title. Take your profit from the sale, and what's left of the insurance money, and head to the dealer. You are likely to do pretty well on a nine month old 2013, or wait and see what the 2014's look like.

Personally, I'd never be happy riding a bike that had as much damage as yours does. But that's just me, I'm a bit OCD...

I think this is good advice as much of it was. I am going to head to the dealer tomorrow and see what kind of offer I get on a new one when I sit down with them and crunch numbers. If those numbers don't work I will possibly have them do the only necessary work to make sure it's safe, which is minimal, and then just take my time either finding a set of tins for sale or a local (or not so local) painter. The ball is really in my court. Although I ride 12 months a year at least it's not 'prime' riding season.

I spent my 'black friday' at the dealer negotiating and turning it into 'blue friday'. The bike has been replaced with a 2013 Roadglide ultra....here's the basics on the deal:

Initially when I asked if they had any interest in keeping my bike, my insurance check and working out a deal on a new one, the GM said absolutely.

The numbers they additionally came up with was me paying a difference of around $10,600. This wasn't anywhere near acceptable to me and I expected a low offer initially. This offer was conveyed to me by phone on wednesday. I had 'black friday' off of work so I set that day aside to try and play 'let's make a deal'.

After much negotiating the GM came to me and said that they were "all in" and could offer me a price difference out of my pocket of $6,779.19 out the door. I told him we were getting closer but that I was going to shop a few other dealers and just make sure the deal couldn't be sweeter. I told Jeff, the GM, that he knew I wanted to do business there as I had done so on my previous purchase and am always pleased with them. He acknowledged also wanting to do business. Before I walked out the door he sweetened the deal better. He brought the out of pocket amount down to a few dollars under $6,500.

The number I had in my mind that I wanted to get to was $6,000 so we were close. I told Jeff that I would do the deal IF they agreed to let me keep the following:

So essentially, I was able to get them to agree to let me keep approximately $2,260 in parts that without a doubt I would have had to replace. In addition, I was allowed to keep the factory windshield and give them the cheesy 4 inch windshield that came on the custom originally. Additionally, I kept the seat of the 2013 and brought them the original seat from the 2010.

Obviously I could have fixed up the 2010 and came out thousands ahead if I did the repairs myself, had it done at a local custom shop or got the parts from one of our friends such as PC Pain. It however would have always been in my mind, as others have said, that the bike suffered $11,700 in damage. Ever since seeing the new blue color I loved it. By going with the 2013 ultra some of the advantages in my mind, over repair, were the fact that it was a new bike with 0 miles as opposed to the 18,000 miles I had on the 2010. The upgraded motor from the 96 to the 103. The addition of the intercom and cb on the 2013 (which I will use both). The other obvious 'improvement' is having that peace of mind that the bike is new, never damaged.

I put down a little. I also did get the 7 year (5 year really) extended service including tire/wheel after they agreed to discount it as they did last time (after giving them Kutter HD's online price). I paid for that outright and financed exactly $5000. At 3.99% the payment is $112 for 4 years. Without a doubt I'll pay it off early.

I'm happy with the decision to buy new. I feel that Jeff gave me a fair price where both they and I could benefit. Hat's off also to Mark Maria, the sales guy. He has been great as always. I love going in the dealership and always getting friendly hello's from the employees that all recognize me as a regular.

Knowing pics would be required I snapped a few. Thanks all for your advice and kind words

I would say you are a truly blessed man. I took a deer hit 2 months ago and didn't go down either. Mine wasn't nearly as bad as your is, about $3700 damage, as she hit me low and bounced off. I would chalk your not getting it worse to equal parts skill, being watched over (what some would call luck) and the choice of bike. Good luck, glad you're ok. Abe