Insurance Claims

In the eyes of the insurance world, there are few activities more dangerous than riding a motorcycle. While there are some unsafe operators out there, the vast majority of motorcycle riders are both law-abiding and safety-conscious. In the right hands, motorcycles are quite safe.

Unfortunately, every rider must pay the price for the reckless few. Read the rest »

Based on the commercials, you’d think insurance companies are as friendly as the agents who represent them on TV. They claim they’ll always have your back in the event of an accident, but the reality is different.

Everyone who purchases insurance, no matter what form, does it to give themselves peace of mind. Unfortunately, many insurance companies do not live up to their promises, and people like us end up paying the price. Read the rest »

When it comes to auto insurance, everyone knows you need liability insurance. In California, you can’t legally drive without it. Of course, only being covered by liability insurance leaves you at risk in the event of an accident. You should have more than the bare minimum.

The question we’re often asked as car accident attorneys is, what is the right amount of insurance? You don’t want to be underinsured and vulnerable in an accident, but at the same time, you don’t want to be paying for coverage that you probably won’t need. What is the happy medium? Read the rest »

California has one of the most competitive auto insurance markets in the entire country. Because of this, you can get great deals on coverage… if you shop carefully. There are a lot of bargain-basement companies out there offering policies that seem too good to be true.

It is certainly a golden age for advertising in the insurance industry. Over the past few years, most successful commercial campaigns have belonged to some of the largest insurance companies in the United States. In fact, Geico received the 2016 Campaign of the Year award from Ad Age for their “Unskippable” ad, which cleaned up a number of other prominent industry awards.

Big auto insurance companies seem to be leading the way when it comes to memorable ads…and clever characters. Read the rest »

There are more than 26 million licensed drivers in California, and most of those drivers are insured by a dozen or so major insurance companies. The likelihood of you being involved in an accident with a driver who shares your insurance company is pretty damn good.

So, what happens a case like that? Doesn’t it create a conflict of interest for the insurance company? Can it negotiate a fair settlement with itself? How can you get the outcome you deserve when the attorney for the guy who hit you works for the same company? Read the rest »

Let’s just say if you’ve been injured in an accident, you’ll be surprised by how quickly the negligent party’s insurance company responds. You might be visited by representatives while you are still recovering. They may even offer you a settlement before they’ve taken the time to learn all the facts regarding the incident. Read the rest »

Dealing with insurance companies can be a trying experience. These companies are so large and powerful that people often believe they have no recourse when trying to receive compensation for an accident. Not to mention all the fine print that is almost impossible to understand without a law degree! Read the rest »

In October 2012, Hurricane Sandy swept through seven different countries and killed approximately 253 people, with damage estimates near $63 billion in the United States alone. Many of the 24 American states that were affected from Hurricane Sandy, also known as Superstorm Sandy, endured heavy flooding, wind, and property damage.

Dominic & Sheila Traina’s family was one of the many that lost their home in the devastating hurricane last year. The Trainas had lived in their Staten Island home for over four decades and had been paying Allstate Insurance loyally for 43 years to cover their home. Read the rest »

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