Complete Rewards® Card

BIGGER REWARDS:Choose to redeem your rewards into your checking or savings account for a higher value of 1.5% back.2

You have 5 years from when points are awarded to use them before they expire.2

Earn enough rewards to redeem for a $25 statement credit when you make a purchase in the first 3 billing cycles.2

0% INTRODUCTORY APR1 for the first 6 billing cycles on purchases and balance transfers.

After that, a variable APR1 based on the Prime Rate between 18.24% and 25.24% APR depending on your creditworthiness.

An introductory balance transfer fee1 of 3% for the first 6 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

Platinum Edition® Card

0% INTRODUCTORY APR1 for the first 15 billing cycles on balance transfers.

After that, a variable APR1 based on the Prime Rate between 12.24% and 22.24% APR depending on your creditworthiness.

$25 statement credit when you make a purchase within the first 3 billing cycles.3

No Annual Fee1

An introductory balance transfer fee1 of 3% for the first 15 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

Secured Card

REQUEST YOUR OWN CREDIT LIMIT by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.

ENJOY THE REWARDS OF ESTABLISHED OR IMPROVED CREDIT. You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history with us, subject to credit approval.

Plus, qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval.

Variable 22.24% APR1 on purchases and balance transfers based on the Prime Rate.

Low $25 Annual Fee1

Important Information

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms link for the product listed above.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms link above. Your % back rewards are earned as points.

3 You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9, the version of FICO® Score we use to manage your account, within 45 days of account opening.