Lets keep it simple and jump straight into the simple rules of formatting with a few great tips to give you the edge on formatting.

Include Groceries on Your Monthly Budget Spreadsheet
Groceries should also be included on the monthly budget spreadsheet. Depending on where you live and how well you shop-using coupons and buying larger packages of paper products and non-perishables-you could easily spend $80 a week in groceries just for one person (and thats not eating steak every night or eating out). By the way, avoid eating out, if at all possible, and settle for a hearty meal at home.

As I left that day I had to muster all the courage I could, to avoid feeling depressed. I shook off the embarrassment of that experience, and continued my foot-solider-marketing (i.e. pavement pounding). And it was a good thing that I did so.

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