4. Government Health Plans

5. Catastrophic Plans

We know, we know. You’re in your mid 20’s – you rarely get sick! But that doesn’t mean life is accident-free. Adults under 30 can enroll in a catastrophic health insurance plan that covers worst-case scenarios.

As an emerging adult, insurance might seem like just another bill to pay. But the cost is too high not to have it. And coverage is required under the Affordable Care Act, meaning you’ll have to pay a penalty if you don’t have it.