DBA / Business Names

File a DBA quickly and easily

DBA is an abbreviation for "doing business as." If you're a sole proprietorship, you need a DBA to register your business name. Corporations and LLCs need a DBA if they use a different name than what's filed with the state.

Can I open a bank account before my DBA is filed?

You should not be conducting business under your fictitious business name until you have filed a DBA statement. In addition, most banks will not allow you to open a business bank account until they see proof of the filed DBA.

When you are doing business under a company name, you need a company bank account to accept payments. Banks typically restrict cashing company checks with your personal account.

Every bank is different. Most banks have policies regarding DBA statements. If you experience a bank employee who will not accept your DBA statement, you may want to try a different branch or bank. Make sure to keep the original copy for your records in case you need it for future transactions.

What if I'm operating a sole proprietorship under my personal name?

DBA filings are only required if you are operating a sole proprietorship or partnership under a name other than your personal legal name or last name. For example, If your name is John Smith and you are a sole proprietorship, you would not need to file a DBA to legally be called "Smith's Plumbing" since that business name consists of your surname in combination with words that accurately describe the business. However, if your name is John Smith and you are operating a plumbing business as "Superior Plumbing Services," you would need to file a DBA to conduct business.