As you probably know per my previous post, I started a brand new job this month which I’m very excited. Since I’m no longer working in the lab my usual attire of Levi’s Jeans, Madewell T-shirts, and a pair of cute closed toes shoes just wasn’t going to cut it anymore. You also may recall that I live by a capsule wardrobe, where everything basically works with everything fits into my day to day life that focused around just wanting to be comfortable. Capsules wardrobes are great, especially if you find that you spend a lot of money on clothes year round.…

I love talking to people about how they budget and finding out what works for them and what doesn’t work for them. A while back I wrote a post about how budgeting isn’t one size fits all. There are so many different ways to budget and it’s important that you find a method that works best for you. We use a combination of a written budget, budgeting app, and money envelopes. We’ve talked about our budget here and there, so you guys kinda know mostly what we do, but I thought it’d be fun to give you a sneak peek…

Let me be honest from the start the word budget is not a word that is liked. Whenever I bring up budgeting around friends and family I can immediately feel the shift in the atmosphere. No one likes to talk about their money, let alone have someone or something tell them what to do with the money that they worked so hard to obtain. Let’s get real here budgets get a bad rap. They’re really nothing but rules that you’ve come up with concerning your money. They’re like traffic laws or the safety guidelines that we follow at work. They are…

You know it’s that time of the year, when the air grows crisp and the scent of cinnamon and nutmeg rides upon the night’s breeze. When your inner child longs for the comfort of your family and friends and when stores bombard you with every sale known to man.Yes! Ladies and Gentlemen, I am talking about that time of the year that brings out the joy and peace to the young and old at heart, but if not carefully managed, it can bring out the dreaded anxiety and misery for those who have not prepared. If you’ve made a vow…

Some people think that when you’re on a budget or trying to get out of debt that your supposed to stop enjoying some of lifes pleasures cold turkey. . This is absolutely a not true! That’s like telling someone trying to get in shape that eating one candy bar after 5 weeks of intense dieting and exercising is going to put them back at square one. It’s called balance and planning. You can still travel, dine out, shop, and do the things you enjoy, but you have to plan for it. Whenever I sit down and do a Broke on…

Meet The Founder of Broke on Purpose

"Write The Vision."
Habakkuk 2:2
Hi, I'm Melody and my husband, and I are in debt. $212,100 in debt to be exact and this doesn't include our mortgage. Here on Broke on Purpose, we're sharing our highs, lows, motivational tips, as well as our monthly debt payoff amounts until we reach the promised land called "DEBT FREE."Melody@BeingMelody.com