There is a no refund policy on material bought through the Wealth & Wisdom Institute website. When placing an order for a customized item or items, your approval may be required prior to production to ensure the quality of your order. Once approval is granted, the client assumes all responsibility for errors in content. PLEASE PROOF ALL ORDERS CAREFULLY TO AVOID COSTLY AND TIME CONSUMING DELAYS.

Shipping Policy

All products purchased through the Wealth & Wisdom Institute website are shipped via FedEx Express Saver and will arrive within 3 days of the date that the order was shipped. Shipping times may vary based upon the time and day of the week that the order was received by Wealth & Wisdom. Orders placed after 4 pm on Friday will be processed Monday morning and shipped the same or following day.

Privacy Policy

As a user of the Wealth & Wisdom Institute interactive web portal you may be asked to provide pertinent personal and financial data. Our privacy policy is in place to make you aware of how we use the information we collect and how we keep it protected. The information we collect and retain is exclusively for business administration and development purposes. Under NO circumstances whatsoever will the Wealth & Wisdom Institute “share”, sell, trade, re-use, or publish ANY information you provide accept when required by applicable law.

Email Marketing:

We market to those individuals who have inquired with our site or have specifically requested information. If you no longer wish to receive this information from us there is a "remove me" link at the bottom of every e-mail that we send. Once you have been removed we will not contact you again.

Use of Cookies:

Upon visiting our website we will utilize visitor log files (cookies) that will follow the click stream path of the user as well as track origination. This is important that you keep cookies enabled on your machine in order to use the Presentation Builder software as it utilizes the functionality of cookies to save your presentations. You will not be able to save presentations for later if you disable cookies. We utilize hosted tracking and cookie information only to help us better understand customer preferences and use that information to enhance the experience for each user. We track this information in aggregate form only and have no unique identifiers attached. Cookies are not used for marketing to any list for customer generation, and are not uniquely identifiable.

Security of Data:

Wealth & Wisdom Institute does not retain credit card or billing information unless you give us permission to do so. The products and information listed on this website are strictly for review.

Conditions of Use:

Your Account: If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password.

Electronic Communications: When you visit our website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically or otherwise. We typically communicate through e-mail although often times we may prefer to contact you through other methods. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be "in writing".

Use of Information and Materials:The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by the entity providing such products or services.

All Rights Reserved:Copyright in the pages and in the screens displaying the pages, included but not limited to the information and material therein and in their arrangement, is owned by Wealth & Wisdom Institute unless otherwise indicated. No part of the materials made available may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means electronic, mechanical, photocopying, recording, or otherwise without prior written approval. Failure to comply may result in legal action.

Agreement To Terms:This site is intended for use by Authorized Users only, as described under "Conditions of Use – Your Account." By using this site, you represent that you are an Authorized User, and you signify your consent to Wealth & Wisdom Institute's Disclaimers and Privacy Policy. If you are not an Authorized User, or do not agree to this policy, please do not use this site. We reserve the right, at our discretion, to update, change, modify, add, or remove portions of the Disclaimers and Privacy Policy from time to time. Any changes to the Disclaimers and Privacy Policy will be promptly disclosed in this area.