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Genworth Life Insurance

About Genworth Life Insurance Company

Since Genworth wrote its first policy in 1871 as The Life Insurance Company of Virginia, it has been committed to helping people effectively protect and achieve the comfort of financial security. Today, Genworth Financial is strategically focused and positioned to provide the stability, confidence and support for their policyholders, customers and distributors.

Wiki Says

Genworth Financial is an international financial services organization that offers a portfolio of primarily consumer-focused products through its various companies, including annuities, combination products, investment services, life insurance, long-term care insurance, Medicare supplement insurance, mortgage insurance and payment protection insurance. Genworth Financial is headquartered in Richmond, Virginia, and employs over 6,000 people in 25 different countries. Its earliest roots go back to 1871, when the Life Insurance Company of Virginia wrote its first policy.

The company's stated goal: "Genworth Financial is dedicated to helping individuals and families achieve their goals in a world of shifting financial burdens."

Genworth Life Insurance Says

Genworth Financial offers two kinds of life insurance. They offer term-life and universal life insurance. Term-life insurance is an economical type of insurance that provides death benefit coverage with premium payments guaranteed to remain level for a specific period of time. Universal life insurance is a flexible type of life insurance that provides both a death benefit and has the potential to accumulate cash value. With universal life, the policyholder has the right to borrow or withdraw from any available cash surrender value.