Banks struggle to evolve to the changing customer needs and expectations and to introduce latest technologies. In a world where cost, time to market and flexibility are key business drivers, it is painful to see that the time and price for implementi...

Social media giant Facebook, with over 2 billion active users, created its blockchain team in May 2018. Now, one year later, details of Facebook’s plans are still sparse and mostly unconfirmed. Facebook is very secretive about its plans, but if...

Many organizations say that their greatest asset is their people. In fact, Richard Branson has famously stated that employees come first at Virgin, ranking ahead of customers and shareholders. So, how do businesses effectively manage this talent to d...

American investors often turn to mutual funds and exchangetraded funds (ETFs) to save for retirement and other financial goals. Although mutual funds and ETFs have similarities, they have differences that may make one option preferable for any partic...

Deeply woven into the fabric of the United States is the prospect of upward economic mobility and the pursuit of the American Dream. However, U.S. consumers today increasingly feel the American Dream is out of reach due to financial instability. They...

Many college and universities are adding banking functions, like that of a debit or credit card, to student identification cards and charging students fees and interest for the use. Student IDs are typically used to enter campus buildings, access onl...

The unique strength of blockchain is authenticating “stuff” to enable trust between partners. Even though blockchain is frequently in the news, it is still poorly understood. Conventional wisdom is that blockchain essentially concerns cry...

There has been a large amount of hesitation from the banking industry as a whole to become involved with cryptocurrency .This most likely stems from the fact that the anonymous nature of cryptocurrency has made it the payment form of choice for terro...

Blockchain has been revolutionizing the world around us. Corporate giants have embraced technology to achieve cost-effective and secure solutions. Two separate reports indicate that Google and its parent is venturing into a number of blockchain-relat...

The Capital One Secured Mastercard is a credit card that requires a refundable security deposit to open. Watch this video to learn how the Capital One Secured Mastercard helps you build credit with responsible use. Make the minimum required security ...

2019 is shaping up to be an interesting year in many aspects. The combination of regulatory changes, adoption of new technologies and increased flow of new entrants are influencing the habits and processes of businesses and consumers worldwide. Drive...

Imagine a typical morning when you’re getting the kids dressed, putting breakfast on the table, and trying to get out the door on time. Wouldn’t it be nice to be reminded that you have a bill due that day or to transfer funds to cover an ...

In an increasingly competitive mobile-first world, it’s time for banks to be ethical with the data customers entrust to them – obeying relevant rules and regulations, as well as leading the way in delivering best practices in customer ser...

Blockchain processes transaction requests by broadcasting it to a peer-to-peer (P2P) network made up of computers known as nodes. The nodes will verify and record the transaction — this can be in the form of cryptocurrency transaction, records,...

In the past decade, blockchain technology has gone mainstream. It has rapidly evolved from a few bitcoin software nodes in January 2009 to a multibillion dollar industry backed by Wall Street, Silicon Valley, and major banks. Blockchain software, whi...

Cryptocurrency Bitcoin has doubled in value this year, moving from $4000 to above $8000. Meanwhile, the clock is currently ticking for approval on a new potential ETF, an offering by VanEck. To date, no Bitcoin ETFs have begun trading, as last week t...

A common thread among all emergent technologies is that there numerous misconceptions, general confusion, and many times, outright dismissiveness of the particular technology. While that is to be expected for most young technological innovations, it ...

In addition to 10 of the world’s biggest banks (check out our live tracker and free report here), we analyzed the content of 150K+ conversations mentioning the keywords: Apple Card, Revolut, N26 and Aspiration. While these services don’t ...

Only a few weeks ago, I wrote that this could be the most dangerous time ever to invest in healthcare stocks. I wasn't exaggerating. There has never been as much serious discussion about implementing a single-payer healthcare system in the U.S. W...

Billionaire Warren Buffett is a master when it comes to investing. The Berkshire Hathaway CEO is famous for buying and holding stock — and not giving in to the volatility of the market. He’s also well-known for taking big stakes in compan...

Where can you find value in a bull market? The S&P 500 index hit a new all-time high in April, but not all sectors of the market have been along for the ride. Bank of America analyst Jill Carey Hall says improving macroeconomic data and profit ou...

You don't need deep pockets to be generous. As an associate real estate broker with Warburg Realty in New York City, Maria Daou now sends 1% of all her commissions to her favorite charity, Wellness in the Schools, which works to end childhood obe...

Payment trends come and go. A select few can endure the test of time, but far more end up flashes in the payments pan. Being able to figure out which is which is an essential part of running a modern business, but sorting the wheat from the chaff is ...

This will be the last time I speak to you from the CFTC. Nevertheless, before I go, I wanted to share some thoughts, which I have been saving. My five years at the Commission have been an immense privilege. In the time that I have served, I have lear...

The Central Bank of Nigeria (CBN) has reformed the e-payment space and advised commercial banks to embrace the initiative. Besides, banking is gradually moving away from banking halls, with banks reducing face-to-face transactions and cost of operati...

In my recent blog about IBM’s Blockchain World Wire I mentioned the use of Stable Coins as settlement instrument for global payment transactions. Not many are familiar with the term Stable Coins, because it is a relatively new type of cryptocur...

Digitalization is already transforming retail banking. In our view, the opportunities and threats for
banks from tech disruption relate to the state of technology, regulation, the banking industry's
readiness, and customer preferenc...

As the main component of the crypto space, Bitcoin has been taking most of the headlines. However, as IGTV’s Jeremy Naylor says, Litecoin is the one where the major gains have been seen. Jeremy also looks at Ripple, Ether, Neo and Stellar.

The escalating US-China trade war have sent stocks in a tailspin over the past week. But stocks can't fall forever. The US economy is too good, and corporate earnings are too strong. Stocks had a solid day on Tuesday, shaving their losses from a ...

Do you have what it takes to make money in the booming blockchain economy? It’s actually easier than you think, and you don’t even have to sell all your worldly belongings to buy a single Bitcoin. While the price of Bitcoin fluctuates wil...

Rapid technological developments are making investing more accessible thereby changing the way in which people are investing their capital. As a result, traditional savings and investment models are being disrupted, and access to investment advice an...

Headlines from the Proactive Investors UK newsroom this morning: Cryptocurrency miner Argo Blockchain PLC (LON:ARB) has agreed a share swap with peer Hive Blockchain at a price of 11.8p or more than three times the close on Friday. The deal came as A...

This report provides an overview of the global crypto hedge fund landscape and offers insights into quantitative elements such as liquidity terms and performance, as well as qualitative aspects such as best practice with respect to custody and govern...

For payments banks, 2018-19 turned out to be an important milestone. It was when they joined the ranks of the top 10 mobile-banking players, matching them in volumes. As Paytm Payments Bank cemented its position as the market leader in this segment o...

Risk and trust are wholly intertwined, as a loss of trust is one of the biggest risks that an organisation can face.Trust lies at the heart of every relationship we value and is an extremely valuable commodity that takes years to build, but can be lo...

If you sell products or services that are exempt from sales tax, your compliance challenges and audit risk can be more complex and burdensome. In the event of a sales tax audit, you must prove that your exempt sales are backed by valid documentation....

This Credit Guide will assist you, when choosing your provider of credit services. This Guide contains information about bcu’s credit products and services, remuneration, commission and other benefits, dispute resolution, what to do if you have...

ACCA (the Association of Chartered Certified Accountants) is the global body for professional accountants, offering business-relevant, first-choice qualifications to people of application, ability and ambition around the world who seek a rewarding ca...

J.P. Morgan is a leader in financial services, offering solutions to clients in more than 100 countries with one of the most comprehensive global product platforms available. We have been helping our clients to do business and manage their wealth for...

There’s a reason why we have to go to a polling place to fill out ballots for our elections. Anonymous ballots are the easiest way to protect the integrity of the vote while also protecting voter privacy at the same time. Digital voting has bee...

Developers have long wanted Ethereum to serve as a decentralized world computer. To achieve this goal the network must maintain its current decentralized architecture while scaling by multiple orders of magnitude. The blockchain can currently handle ...

Buy over 57+ Cryptos at the best rates in New Zealand with Easy Crypto. Trade with full confidence that your funds are safely protected by our 100% funds safety guarantee. How to create your own wallet:

AFRO was created in December 2016 by a group of economists, cryptocurrency experts, humanists and thinkers, who are standing at the origin of AFRO Foundation and running the project. AFRO is a non-political and neutral tool, created for and available...

Bradley Tusk envisions a future where politicians lead for the majority of people, rather than just those who make it to polling places. Tusk, who advised several high-growth startups such as Uber, Lemonade, and Eaze on politics and regulation is a m...

Royalty for income investing. Some income investors place a priority on yield above all else. This can backfire, however, since a big payday in the past is no guarantee of future payouts. A better strategy is to look at long-term consistency and divi...

Digitalization is essential today. Customers have become accustomed to interacting with financial providers 24/7, anywhere. And as data has become the key to growth, the strong demand for its secure use outside banks has led to Open Banking. For bank...

What started with a single tweet quickly turned into an escalating debate Wednesday when the CEO of one of the world’s largest cryptocurrency exchanges appeared to entertain the idea of encouraging revisions to the bitcoin blockchain. Following...

The easiest method of keeping the online market free from conmen and corruption is to impose stringent regulations on it. But since that is a pipe dream and every regulation comes with a loophole, the more feasible way to proceed in is using an incor...

Capitalogix is a next-generation hedge fund that relies on data science more than traditional traders to outpace the market. With the IBM Integrated Analytics System (IAS), its embedded data science tools and cloud connectivity, they are turning real...

Cryptocurrency has become a real phenomenon that is believed to be able to fully revolutionize the world. Nevertheless, despite a great number of stories of success, a lot of people are still afraid of joining the game even if they understand quite c...

Bitcoin Trader is a great instrument if you’re looking to add another stream of income your way. It is an innovative solution that can bring in ample profits without the hassles. The list includes Bitcoin trading and mining. What makes it even ...

Maha has been instrumental in motivating the ISAAA network of Biotechnology Information Centers through her innovations in communicating the science of biotechnology. The Petri Dish, the only science newspaper in Malaysia, is her brainchild which aim...

Data from traditionally more conservative price tracker Bitstamp showed BTC/USD trading just under $5900 at press time. The pair reached its highest value since November 2018 earlier on Tuesday, coming within just $70 of $6000 across major exchanges....

Bioresource Technology publishes original articles, review articles, case studies and short communications on the fundamentals, applications and management of bioresource technology. The journal's aim is to advance and disseminate knowledge in al...

Gene-modified cell therapies (GMCTs) offer the potential to alleviate symptoms of – or potentially cure – an array of diseases. Unlike traditional therapeutics, GMCTs are created from patient donor cells which have been modified to introd...

Over the years, the Bitcoin blockchain has proven for being strong. Bitcoin blockchain has even withstood cryptographic verification and adversary attacks, when attracting more investors, users and participants. Bitcoin and Blockchain Technology Limi...

As the Head of Global Finance and Business Management in India, Anahita is passionate about bringing diverse ideas to the bank. Her work with the Women's Interactive Network helps encourage women to take on leadership roles and network within the...

It is no secret for those of us involved in UK open banking from its start that top UK Banks have and continue to drag their feet to truly meet open banking/API performance expectations as confirmed by the Finextra news report from APImetrics. While ...

Financial institutions are on the precipice of a major change, both externally and internally. As consumer expectations evolve and more consumers rely on mobile devices and web apps to manage their lives, banks must develop robust data management sys...

Where do bitcoins come from? With paper money, a government decides when to print and distribute money. Bitcoin doesn't have a central government. With Bitcoin, miners use special software to solve math problems and are issued a certain number of...

We had some movement this week with Bitcoin and Altcoins, what can we expect this coming week? Become a CryptosRus INSIDER to gain exclusive insight on the market, get reviews and analysis on undervalued cryptocurrencies and get access to valuable to...

Genetic memory is the memory present at birth that exists in the absence of sensory experience. It is incorporated into the genomes over long spans of time. You can inherit memories, qualities or diseases from our ancestors.

While there is so much public attention and expectation attached to cryptocurrency, it is just a small part in the financial world. With improved regulation and better technology in place, this might expand into a major part of the economy. Inv...

Amplify Exchange is a concept that was born to spur the mass adoption of cryptocurrency. Our
goal is to bridge the gap between traditional financial markets and blockchain based technologies. To accomplish this, we are building three separate ...

Several factors need consideration before a new mortgage loan is raised. To some,the process and considerations from obtaining a loan offer to the disbursement of a loan are familiar. To others raising a mortgage loan will be a new experience.

Automated Powder dispensing for pharma and biotech R&D can increase efficiency in high-throughput applications, such as screening and formulation. Dispensing small defined amounts of powder is an important step in most pharma R&D workflows, a...

It’s no secret. The world is warming as a result of climate change, with carbon pollution being the main culprit. Efforts are under way to reduce mankind’s contribution to the carbon problem, but, to use a football analogy, we’re no...

Bitcoin, the king of cryptocurrencies by market cap, is extremely popular nowadays. However, it is not the currency that we can put inside our wallets or just give to a bank. The way of its storage is completely different. Bitcoin wallet is a tool th...

There was a time for bankers working in M&A where big was beautiful. But this all changed after the financial crisis, as the FT’s James Fontanella-Khan explains. Tougher regulations and more controls on pay packages prompted a wave of banke...

The 3rd hour of TODAY looks at the Virginia-based biotech company Aperiomics, which says it has technology that could shake up health care and find answers for the millions of people living with chronic and undetected illnesses.

Plant breeding, in its simplest definition, is crossing two plants to produce offspring that, ideally, share the best characteristics of the two parent plants. Most of the fruits and vegetables we eat today are the result of generations of plant bree...

Decentralized finance is becoming one of the crypto buzzwords of 2019. Beyond the hype, the DeFi movement offers up some intriguing potential. It aims to create a truly decentralized financial system, one which doesn’t need the traditional bank...

Innovation is backed by 84% of boards – and finance’s role as an innovation partner is growing. This global study of over 5,000 business leaders shows that innovation and growth are as closely linked as ever. As a Finance Leader, learn: How innovatio...

With so much focus on bitcoin lately, we've added a new weekly update that tracks the three largest cryptocurrencies by market share: bitcoin, Ether, and Ripple. According to Wikipedia, a cryptocurrency is "a digital asset designed to work a...

Poor financial management is just one of the many stereotypes against millennials. They don’t invest, they spend on superficial items, and yet they complain about not having enough cash. How true are these? People now live in a fast-paced, tech...

Operating across the entire spectrum of industries, small and medium-sized enterprises (SMEs) have a variety of unique and complex business needs. But one thing they share is a need for easy access to digital banking and non-banking services that sim...

Created by an Act of Congress (1916) Government Sponsored Enterprise (GSE) created to support rural communities and agriculture with reliable, consistent credit and financial services Network of cooperatives owned by its borrowers (farmer...

Venture capital is funding you acquire by selling some of your equity in your company. This option is attractive to businesses because it comes with benefits which can altogether be parlayed into massive growth very quickly. Whichever your growth obj...

A few months ago, Intercontinental Exchange (ICE) announced its plans to get into the Bitcoin and digital asset rumble. ICE, which also owns the New York Stock Exchange (NYSE) and a cryptocurrency subsidiary called Bakkt, pushed that narrative forwar...

Industry-specific cryptocurrency is a relatively new trend in the crypto world, but it’s gaining popularity fast, and it looks like it might be a viable answer to a large number of problem currently faced by people operating in this field. Stab...

Recently, customers have broad access to knowledge regarding banking products and services. However, when browsing a bank’s website, they often rely on support through remote channels i.e. chat, audio / voice or video. Incorporating virtual bra...

Altcoins led the rally this week from the lows with bitcoin (BTC) lagging behind. After a sharp up move, it was natural for traders to book profits on their quick gains. While altcoins have pulled back sharply from their recent highs, bitcoin has hel...

Delivered on costs and headcount targets in 2018 with further progress in Q1 2019 — Strong foundations to support 2019 targets on path to further improve profitability over time — Resilient revenues in less market sensitive businesses wit...

Who's next in oil mergers and acquisitions? Chevron Corp. (ticker: CVX) shocked Wall Street in April by announcing a $33 billion buyout of oil and gas production company Anadarko Petroleum (APC). Less than two weeks later, Occidental Petroleum Co...

Science and art have long been studied interchangeably, with notable polymaths emerging in the Renaissance such as Leonardo da Vinci (artist, inventor, engineer and anatomist) and Alexander von Humboldt (explorer, geographer and naturalist) with his ...

Innovation has not occurred at a rapid pace in banking as it has in other industry sectors. Over a year down the line from the introduction of open banking it’s only fairly recently that we have started to see the first signs of the innovation ...

Outside of the main financial services realm, a multi-billion-dollar global virtual currencies market has rapidly evolved and continues to gather pace. But, whilst virtual currencies have been ‘on the list’ of banks for some years, to dat...

American footwear giant Nike filed a trademark application that suggests the company could have major cryptocurrency plans coming down the pike. That application, filed last week, would award Nike both a trademark and a service mark over the term &ld...

INVESTING IN stocks can be a daunting proposition and getting started is often the biggest challenge for aspiring investors. Investors who develop a systematic plan have a higher likelihood of success.
Here are six tips for a novice stock inve...

Reasons to sell your stocks or investments. People often have reasons why they buy an investment, but many don’t have specific reasons when to sell a stock, mutual fund or exchange-traded fund. To make money or to take tax write-offs from losse...

Become a CryptosRus INSIDER to gain exclusive insight on the market, get reviews and analysis on undervalued cryptocurrencies and get access to valuable tools that will help you excel in the crypto market.

Microsoft, which has been approaching a $1 trillion market capitalization for about a year, crossed the big business milestone in after-hours trading on Wednesday after outperforming Wall Street expectations with its third quarter earnings. Microsoft...

I read the most irresponsible article the other day in what would be considered a creditable publication. Before I get started, I want to point out that this article is not meant to be political in any way. In 2000 the New Markets Tax Credit (NMTC) w...

Our GBM Technology Poland team in Krakow are creating robust technology solutions for HSBC's Investment Bank. We work in cross-functional teams, delivering full range of products, from customer-facing web applications built on microservices archi...

Whether you give a hoot about the environment or not, it could pay to think about energy efficiency when shopping for a home. Newer houses certified by Energy Star — the federal government’s energy-efficiency rating program — use an...

Blockchain has been adopted in various ways around the globe. For example, Latin America has positioned itself as a territory with extensive interest in blockchain technology. In this region, various sectors see blockchain as having the potential to ...

As Chancellor Philip Hammond launches the search to replace Mark Carney at the UK's central bank, the FT's economics editor Chris Giles examines what the successful candidate will need to have on their CV

In recent years, modern technology has come a long way. This is something that has had a positive impact on our lives in many ways, including both our personal and business lives. In terms of the latter, there are many benefits that come with using m...

Binance Labs has gotten a major endorsement from the Argentinian government when the Ministry of Production and Labor decided to co-invest in 40 of its blockchain-related projects. The government has agreed to match up to $50,000 for each project fin...

Advances in technology and a push towards “consumerization” in business-to-business (B2B) payments is resulting in providers offering more digital tools than ever before. A vast number of new partnerships and proprietary product launches ...

The penetration of the internet of things and devices such as smartphones has brought in many advancements. This has made economic activities available at the touch of a button. Among the various sectors, the digital world has evolved the way traditi...

Mining is a popular way to earn BTC, but is investing in mining equipment worth it? To answer this question, it’s good to look at both long-term and short-term costs and opportunities. This article covers general factors to consider at any poin...

Bookkeeping is the cornerstone of any business. You need an organized record of all the transactions that occur within an organization before you can understand the cash flow within your business. It’s why everyone from solo practitioners to no...

Since the start of 2019, Binance Coin (BNB) has led the cryptocurrency pack, growing over 200 percent in three short months. It has demolished the performance of Bitcoin (38.9%), Ethereum (30.7%), Litecoin(187.8%),and almost every other cryptocurrenc...

A little over ten years ago, if anyone mentioned that large sums of money could be made off the internet using bitcoins and selling of stocks, people would have disbelieved. Now the impossible has happened! Welcome to the Blockchain money world. The ...

Squash players know that when up against a strong competitor, a great serve is their greatest strategic advantage. The serve is the player’s moment to evaluate the competitor and engage mind, muscle and materials to set the tone for the rally, ...

According to Reuters, the government of China wants to ban bitcoin mining in the country. According to a draft list of industrial activities, The National Development and Reform Commission (NDRC) is seeking to eliminate Bitcoin mining. It did not men...

This ain’t your granddaddy’s privacy battle. Times were simpler when postcards were the big privacy invasion scare. Today, our personal privacy is under siege by veiled government surveillance programs and the countless tech company Troja...

Automated accounts payable solutions streamline processes, remove human error, cut down on costs, speed up invoice processing, and more. In part two of our series on automated payments, we break down even more reasons why your business should move aw...

This is a reprint from Exela's recent article in Entrepenuer Magazine by Suresh Yannamani, President of Exela Technologies Machines haven’t yet supplanted human workers en masse, but at the World Economic Forum’s 2019 meeting in Davos...

This post is part of a five-part series providing an overview of Power2Peer’s clean energy marketplace, a blockchain-secured trading platform where producers and consumers can exchange clean energy kilowatts for fair market value. Learn more ab...

Mobile phones have proven to be a phenomenal development that has changed how people operate in their daily lives. Mobile phones, and especially smartphones, have evolved from being just a simple communication gadget to a rather critical tool with di...

Bitcoin is a terrible money for criminals. The asset’s loose pseudonymity makes it relatively easy to identify someone’s address and transactions. But it’s not just criminals that should want privacy. Privacy is important beyond its...

The term “cryptocurrency” is wide-known, however, it still can sound alien to some folks that are far from the industry. The concept of crypto is not new, its history started with the cypherpunk movement (in the 1980s). A cypherpunk is an...

One of the primary reasons for creating Bitcoin is to reach people in the unbanked and under-banked areas. However, one cryptocurrency that is achieving that goal is XRP, with its cross-border remittance practically available in all parts of the worl...

Digital assets or so-called cryptoassets are becoming increasingly common but what are they and how might you record them in your financial statements? With limited-scope guidance starting to emerge under IFRS® Standards, it’s key that you ...

At the risk of sounding like Bob Dylan, the times are a changing, and we must try to keep up. The age of passive investment, investment managers and large scale investment funds making decisions for the people is slowly coming to an end. With the int...

Everyone has New Year’s resolution for a healthier and happier life. Some of them are achievable some are not. But one important goal that everyone should set to achieve is financial goal, which can be achieved by proper financial planning and ...

Coinbase, a leading crypto-currency exchange platform, has made the announcement that it will be expanding its crypto to crypto trading services to 11 more countries through a statement from its official blog. This news is likely to excite a lot of w...

Earlier this week, The New York Times Magazine rolled out another edition of the tired old trope of how former acting Director Mick Mulvaney “destroyed” the Consumer Financial Protection Bureau. This accusation is by no means new, a...

Mike Kerrigan, partner, Hunton Andrews Kurth LLP, and manager, Magis Analytics LLC, is coauthor of this article. In an earlier post, I mentioned three rules for driving change in the loan market: Then, I explained how those rules can be applied to &l...

Starting today, Coinbase supports Augur (REP) at Coinbase.com and in the Coinbase Android and iOS apps. Coinbase customers can now buy, sell, convert, send, receive, or store REP. REP will be available for customers in most jurisdictions, but will no...

Take a moment. Think about being your best self — living your best life. What do you really want to do with your life? Raise a happy family? Travel the world? Buy a nice house? Start your own business? Reality check: To accomplish any of those ...

It seems like there are a million financial companies competing for your attention. Put your money here. Invest with us. This is the best credit card. You’ll get cash back. Hey, we’ll give you a loan! We’ll give you the sweetest dea...

This report summarises financing activity in the European wind sector from 1 January 2018 to 31 December 2018. Unless stated otherwise this includes the 28 EU Member States and the following countries: Montenegro, Norway, Russia, Serbia, Turkey and U...

Over the past 10 or 15 years, banks have made huge strides in digitizing every aspect of their business, from channels and experiences to products, processes and new ways of working. This first wave of digital is fast coming to an end.

Blockchain has been a hot buzzword for a few years. That's been driven by the wildly fluctuating cryptocurrency market, due largely to Bitcoin's meteoric rise and fall. So with all the attention on blockchain, there are lots of terms thrown a...

Cryptocurrency mining turned ten this year. A decade ago it was a niche hobby for a handful of enthusiasts overclocking homebrewed-rigs in pursuit of a better world. Today it’s a global industry, complete with specialized equipment and dozens o...

The seesaw in the cryptocurrency market continued over the past 24 hours, as 9 of the top 10 cryptos registered gains, following losses in the previous session. At the time of writing, Bitcoin was up around 3%, once-again climbing above the $5,200 ma...

Digital Banking gives banks the freedom and power to continuously innovate, keeping them not just in the game but ahead of the game. Technologies such as mobile, APIs, cloud, machine learning and artificial intelligence are enabling this innovation a...

In parts 1 and 2 of this educational series, we discussed both the foundation of the clean energy marketplace—solar panels—and the integration of those panels into a network where individuals can transmit disparate types of clean energy t...

A few days ago, the Trump administration issued a memorandum strongly discouraging what the Competitive Enterprise Institute’s Wayne Crews has called “regulatory dark matter.” The memo instructs federal agencies to submit all policy...

The payment services world is more competitive than ever. With numerous providers competing to serve thousands of businesses, things can get more than a little hectic as payments companies try to carve out some space for themselves in a crowded marke...

What does it mean to extend the bank? Traditionally, banks have manufactured, distributed and managed all of their own products and services. The concept of extend describes how this traditional model is changing as the value chain becomes unbundled,...

Britain is no nearer to resolving the uncertainty around its exit from the EU after parliament again failed to find an alternative to Prime Minister Theresa May’s deal. Deal or no deal, no one really knows what will happen to financial markets ...

Have you ever wished you could invest in the companies you use every day that make so many parts of your life easier? How much have you contributed to the bottom lines of Just Eat, easyJet and Ocado over the last few years? Well, now could be your ch...

The first blockchain applications are an attempt to make crypto exchanges decentralized. We’ve spoken a lot about decentralized applications already, these new type of networks, in my opinion, have the potential to disrupt even the largest cent...

London was home to many European fintech companies - currently almost 50% of all payment institutions of the European Economic Area (EEA) are clustered in the UK. However, Brexit means that they will face the risk of losing authorization to provide f...

Artificial intelligence (AI) continues to be one of the most popular technologies among business executives in decades. Increased pressures on financial services organizations is driven in part by investors’ enthusiasm for digital capabilities....

April seems to have been a big month so far for Digital Asset. Only a week after their announcement regarding their open sourcing of the platform, they have now published a press release stating that they will be also be integrating DAML with VMWare&...

It may be hard to know the difference between Socialism and Communism for some. I think the same dilemma exists between Open Banking and Platform Banking definitions – as both sound very similar but actually two very different things. For this ...

In the business world, every little advantage helps. One surefire way to improve efficiencies within your business is by switching to automated payments. What is payment automation? Payment automation is an integrated solution that allows businesses ...

When it comes to beginning your business, the first obstacle to succeeding is usually your startup capital. In spite of the joy that follows a bright business idea, the chances of success can be slim where there is no capital available to its founder...

Have you noticed a significant uptick in the number of financial institutions that are launching direct banks? It’s not your imagination. The direct bank concept – an online and mobileonly bank – is back en vogue. In fact, FIS has e...

The International Monetary Fund (IMF) in collaboration with World Bank have launched a private Blockchain based coin called Learning Coin. The coin will be only accessible within IMF and World Bank. The coin does not have monetary value, so it may no...

Whether you have been in business for decades, or you are just getting started, money management can be an issue no matter which bookkeeping services or controller services you use. The good news is that one financial misstep is not the end of the wo...

Most people have heard of blockchain technology, but relatively few know exactly what it is, or why it’s so exciting. While it’s often recognized as the technology that underpins cryptocurrencies like Bitcoin and Ethereum, that’s on...

As with most policies of the Internal Revenue Service (IRS), the effects of filing taxes late as a small business owner aren’t intuitive. However, because the penalties can be very steep, it’s definitely worth your while to understand the...

The first map on the infographic is the cryptocurrency regulation map, which is a rather simple, but important aspect of the crypto industry that people should be considering. Simply taking a look at the map would allow an average person to see how c...

Last year October I wrote a blog about IBM’s World Wire project. In that month they announced to come to the market with a global blockchain network for cross-border payments and foreign exchange for regulated financial firms using digital asse...

Innovation in technology and the platforms driving their adoption are two sides of the same coin. Banks have the potential to be platforms connecting customers to the latest in financial technology by adopting Open Banking and connecting to the preva...

Throughout the world, the nature of work is continuously evolving. Like many people in the past feared that machines are coming to take our jobs, many people in today’s world have this fear. A few months ago, I was having an “e-chat&rdquo...

Throughout early April, the Dow Jones had struggled to show momentum above the mid-25,000-point level, possibly due to the lack of clear stimuli for short-term growth and the uncertainty surrounding the trade talks between the U.S. and China. As said...

One Bitcoin Could Exceed $1 Million in 7 -10 Years: PayPal Director Xapo CEO Wences Casares has a bullish prediction for bitcoin. | Source: Flickr/ TechCrunch In an essay published on Kana and Katana last month, a research platform run by Ikigai Asse...

Since the first mobile phone was developed over 40 years ago, the technology has significantly grown to become a platform where other technologies can establish themselves. There are more than 4 billion mobile phone users in 2019 who are now ab...

Coinbase, the cryptocurrency behemoth based in San Francisco, has launched a new product called the Coinbase Card: a VISA debit card that allows you to spent crypto directly from your Coinbase account. Although they're not the first company to of...

The auto sales have been witnessing a prolonged slowdown owing to weak consumer demand. As per data from the Society of Automobile Manufacturers Association (SIAM), the total sales in domestic cars declined by 6.87% in March. However, there is an upt...

Banks have traditionally managed trade finance as a paper-intensive practice. While internet-based technologies have made giant steps into banks' departments, trade finance has long remained anchored at "business as usual." Something, h...

In a market economy that is based on private property and the rule of law, the efficient and effective enforcement of contracts is indispensable. Without the ability to enforce the promises made between individuals and businesses, any form of transac...

Spring in Washington, D.C. means cherry blossoms, warmer weather, and of course the Spring Meetings of the World Bank Group and International Monetary Fund. And with them, the buzz and crowds nearly rival those at ground zero for spring in D.C. at th...

The Internet of Things is coming. Unfortunately, connected devices have a variety of vulnerabilities and almost any smart device is a vulnerable device. Security issues include technical problems (outdated software, insecure data transmissions, etc.)...

Philippines’ Union Bank has become the first bank to partner with the central bank of a country to launch a two-way cryptocurrency ATM machine. Users of this ATM will be able to sell and purchase digital assets by converting local fiat currency...

Attorney General Venugopal made some ludicrous arguments in defence of the electoral bonds whose validity is under challenge in the Supreme Court. Why on earth, he wondered, would voters care who funds political parties? After all, they should judge ...

Customer communications (for better or for worse) have an impactful role in the Customer Experience (CX), and they affect customer loyalty. It's time for banks to seize this as an area of opportunity, and strategically re-engineer their processes...

For the last few decades, auto finance has been something of a golden goose for the banking industry: reliable and lucrative. Even the great recession of 2008 wasn’t enough to stifle its growth. In the digital economy, a track record of success...

When you’re considering scaling your business, much of the information you’ll see is about strategy. However, successful growth is more about managing your numbers effectively and planning for a sustainable scale. Fortunately, this can be...

Felix Arvid Ulf Kjellberg, better known as Pewdiepie, as about 94 million subscribers on YouTube and has just announced an exclusive deal with blockchain streaming platform D-live. Personally, I’ve never heard of dlive.tv before, but taking a l...

A recently released U.S. consumer survey from Computer Services Inc., a financial technology solutions and regulatory compliance company, reported that 86% of bank account holders expect a seamless experience across channels and devices when conducti...

If you’re looking for a well-rounded cash back credit card, the Bank of America Cash Rewards credit card is worth considering, especially now that it just increased its cash rewards bonus to $200! Cardholders can earn this $200 bonus by spendin...

Gratuity is a lump sum amount an employee gets when she retires, resigns, dies or becomes disabled due to an accident or disease, provided she had worked for at least five continuous years for the same employer. In other wo...

Evaluating customer journeys and business models are more relevant than ever. The service model is changing accordingly to sales and service processes which are enabled in digital channels. Regardless many improvements in the area of customer journey...

Recent accounting webinars highlight the growing trend of M&A in cryptocurrency and blockchain, yet few seem to be questioning the sensibility and sustainability beyond the pitch. Advertisement Projects are burning through initial capital and tho...

There are over 4,450 cryptocurrency ATMs installed globally, which represents a 62% growth over a period of one year. A recent Crypto ATM Market report projects that in the next five years, an exponential annual growth rate of at least 46% will be ex...

What kind of financial windfall would it take to put you into the 1% — to enable you to leave your job, climb aboard your yacht, and eat avocado toast for breakfast, lunch, and dinner? The answer to that question varies depending on your locati...

It is more exciting to see cryptographic money acceptance keep on spreading in the automotive business. There have been reports in the past about vehicle businesses accepting bitcoin as a type of currency. It began with a couple of vehicle vendors st...

The essential element of the advanced tokens that are branded as an advantage is the absence of regulations. Moreover, the expanding number of criminal cases and scams has left the digital money, and the legal business spaces interweaved broadly. Blo...

According to Tron CEO Justin Sun, this may be the company’s latest plan. In a recent interview, Sun discussed the prospects of USDT-Tron – stable coin Tether’s integration into the Tron network – which was launched yesterday o...

Gold supporters often reject bitcoin citing that the cryptocurrency is too volatile and not trustworthy enough to ever become a store of value. Bitcoin supporters, on the other hand, make the point that bitcoin is fundamentally no different from gold...

Trading of EOS and REP is available in all jurisdictions supported by Coinbase Pro, with the exception of New York State. MKR is available in all Coinbase Pro-supported jurisdictions outside the US. Additional regions may be added for each asset at a...

Only about 10 per cent of banks and finance institutions view climate change as an issue that can have either a positive or negative impact on their balance sheets. In January 2019, the Bank of England, with the assistance ...

Standard Chartered has earlier today announced that it is bolstering its open banking capabilities, with a focus on driving innovation and technology culture through openness and partnerships with developers, corporations and fintechs to co-create be...

The introduction of blockchain and smart contract technology has rapidly changed with the way people and various organizations do business across the globe. No doubt, this technology is more than just a game changer but a dynamic revolutionary. One o...

In recent days Bitcoin has skyrocketed like never before; something people haven’t seen in several months. There were also some Cryptocurrencies of smaller companies that reached higher numbers as well. This was all set off by a buyer who is at...

Losses totalling £354m arising from Authorised Push Payment (APP) scams were recorded in 2018. This staggering number of losses represents a total of 83,864 victims, the majority of which were on personal accounts. To help reduce cases of APP s...

Cross-border interoperability of domestic real-time payments systems was a hot topic a few years ago, but seems to have gone off the boil – possibly due to the reality of bedding in new real-time payments systems and the challenges of domestic ...

As the first business quarter of a new year draws to a close, it’s a good time to revisit the strategies you have put in place for 2019, to help ensure that your payments ecosystem is ready. For me there are four core issues you need to focus o...

Have you recently received a call from a bank representative offering you a pre-approved personal loan or credit card? Chances are you have, and not one, but many such calls. While a lot of you may have refused to buy into the offer or blocked the nu...

If you use your Net banking facility to transfer funds, you would be familiar with the options of NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement). But do you know about the associated charges and other details about th...

These phone calls are common because credit card fraud is a serious and growing problem. New technology like the EMV chip better protects consumers against physical credit card fraud and theft. Unfortunately, there are few protections for credit card...

About J.P. Morgan: J.P. Morgan is a leader in financial services, offering solutions to clients in more than 100 countries with one of the most comprehensive global product platforms available. We have been helping our clients to do business and mana...

Aura Solution Company Limited is an Asset & wealth management company. We provide investment management; investment services , Paymaster services and wealth management that help institutions and individuals succeed in markets all over the world. ...

Receiving financing from a working capital lender can be an advantageous way to improve your business’s operations. From expanding your business to purchasing inventory to hiring more employees, there are so many ways that you can utilize finan...

More Facebook news in regards to their blockchain division and Facebook coin. Can Binance be involved? Channel Sponser Datalight. Me - If you're looking to get more insight into the market with social and data tools no one else offers, Become a C...

Aconsultation paper put out by capital markets regulator Sebi on amending its regulations for Self-Regulatory Organisations (SROs) has come not a day too soon. The Sebi rules were framed back in 2004, but due to legal hurdles, no SROs have actually b...

Keeping track of your budget is easier than ever in 2019, thanks to the various tools that have arrived on the market to fill this niche. However, the huge availability of products can be a bit overwhelming at times. If you want to keep your budget i...

While bank CFOs have long been responsible for producing the numbers and managing costs, the CFO’s emphasis today is shifting to data, analysis and insight., Bank CFOs no longer operate within strictly defined borders. They look for new w...

Building a portfolio is a complex exercise, and its maintenance has to be regular. A person’s portfolio holds different types of assets based on her financial goals, and each asset class gives different types of returns, which is why a portfoli...

Every quarter or so, crypto followers enthusiastically plaster the Weiss Cryptocurrency Ratings across Twitter, Reddit threads and Facebook blockchain groups. Often they use it to justify their specific view on why x coin sucks or why y token is bett...

As online and mobile banking has become the primary banking interaction channels for many consumers, banks must increasingly invest their efforts and resources into keeping up with the latest trends in digital technologies, as well as changing consum...

Evidently, there are more and more innovative FinTech startups as well as banks and insurance companies changing the industry landscape by providing new and easy to use applications and solutions. However, there is one problem that is preventing this...

Central banks around the world are experimenting with so-called Central Bank Digital Currency (CBDC). But what is it and why does it matter? CBDC is a digitized version of domestic currency where the central bank issues new money equivalent to ...

To achieve the Sustainable Development Goals (SDGs) by 2030, an estimated $4.5 trillion per year in additional investment and finance in EMDEs will need to be mobilized. This free online course assesses global efforts and innovations by international...

Conventional loyalty doesn’t work. A slew of research points to the same picture, time and again: while customers like the idea of collecting loyalty points with their purchases, the reality rarely offers significant value to either them or the...

Binance one of the well-known Cryptocurrency exchange is planning to start a new fiat-to-crypto exchange in Singapore in the forthcoming month. At the economy event in Seoul, South Korea CZ” Zhao, in an A tweet on the exchange’s account t...

iGaming is also referred to as online gaming. It encompasses sports betting, online casinos, poker, among other gaming activities conducted over the internet. The iGaming industry has seen tremendous growth over the last five years. Growth Projection...

In the last few years, marketing has undergone metamorphosis. Marketing was conventionally considered an art but with proliferation of data and arrival of digital technologies, it has become a science driven by precision. The marketers especially nee...

We are pleased to announce that Unodax users now have an easy, simple to use solution to on and offboard fiat to their Unodax account. Unodax has partnered with Airtm, a digital wallet, and peer-to-peer exchange platform. Airtm connects peers who wis...

The story of cryptocurrency’s potential is the same as the evolution of money itself. Money has taken many forms through human history, but at the core of its utility is its ability to store and communicate human production. In short, human pro...

Obsidian Bot is offering a platform to create or purchase cryptocurrency trading bots with a beginner-friendly user interface. Obsidian Bot’s bots run on the cloud 24/7 and execute trades based on criteria entered by users. The site offers a bo...

Leave it to the SEC to judge a case about a private jet token, just when the crypto markets are flying.
For the first time ever, US regulators have found that a utility token is not considered a security. For those of you who are new, sorry we...

The new lease standard is here! Watch this PwC video for leases disclosures from the Lessee’s point of view. Transcript text has been reduced for space restrictions. Watch the full video for the complete information. Top five focus areas for le...

An installment loan exists any time you borrow money from a lender in exchange for agreeing to make principal and interest payments over an agreed-upon period. This loan type contrasts with a revolving line of credit, which can be drawn down, up to a...

In today’s competitive marketplace, it’s more challenging than ever to distinguish your accounting firm from the pack. This is further complicated by the fact that you’re selling services and expertise, which are more difficult to d...

In the past Hedge Funds were mysterious, exotic things, whispered about in wood-paneled rooms. There was something stately about them, almost noble, their workings only understood by a select few. They numbered in the dozens. If you weren’t clo...

The blockchain has evolved a lot since we first heard of it. Even though it has existed for some time, his term was first introduced in 2008, along with the appearance of Bitcoin. Blockchain is a digital ledger, unhackable, that can be used to keep r...

Which cryptocurrency projects are planning big releases, upgrades, updates or even launches of their mainnet in April? Which coins are worth keeping an eye on? These are the three coins to watch for in April 2019.Currently, the market is citing monol...

Ripple Inc is one of the most capitalized crypto entities, with Ripple (XRP) currently the third largest cryptocurrency in terms of market cap with $14,134 million at the time of press. The adoption and investment by financial institutions have helpe...

When the web was developed over 25 years ago, the technologies in place significantly lowered the cost of building a global company. Thanks to the internet, it has become possible to reach a large part of the global population simply from behind your...

Beaxy is an upcoming cryptocurrency exchange built in collaboration with OneMarketData. Beaxy is bringing legacy finance, speed, power, and sophistication to crypto for the first time. With 225,000 transactions per second per pair, comparable to Nasd...

Bitcoin has been dragging the whole cryptocurrency market up in the last 24 hours, but some altcoins are performing even better. These are 8 altcoins from the top 100 that are outperforming BTC during this pump. The prediction market platform Augur s...

Across the globe, banks are facing major issue with digital banking, cyber security, regulatory audit and compliance issues. Further, any lapses found during internal / external or regulatory audit of the bank would lead to regulatory fines levied ba...

Cryptocurrencies, distributed ledger technology (DLT) and blockchain technology, represent a number of unique opportuniLes for improved transparency and efficiencies across mulLple industries, including financial services.

Optimism about a trade deal between the U.S. and China has ebbed and flowed in recent months. Today, it seems to be swelling, and in this case a rising tide lifts all freighters. With talks between the world’s two largest economies continuing i...

Is blockchain a be-all, end-all solution? Like any emerging technology, blockchain has limitations, making it less appropriate for some applications, or meaning more investment is required for certain use cases. Some of the major challenges, with rec...

Given blockchain’s impressive new prominence in the marketplace, it’s of little surprise that so many people are finally discussing the myriad of ways in which it can positively disrupt the market. Most conversations surrounding blockchai...

When saving for retirement, there are many different strategies and savings vehicles available. The sheer number of options can make it challenging to determine which strategy or vehicle you should use for your specific situation. Let’s start b...

Do you have strong sales but still find yourself in a cash crunch? The solution could be shortening the amount of time it takes to collect your accounts receivable. Here's what you should do. 1. Speed Up Your Invoicing Do you batch up invoices an...

2019 could be a big year for Ethereum. The Constantinople hard fork eventually went through with barely a hitch. The first projects using Joseph Poon’s Plasma scaling technology will go live in a matter of months. There are still more developer...

Every spring, downtown Austin transforms into blocks upon blocks of in-your-face branding, interactive activities, and venues supplying endless amounts of food and alcohol. Walking downtown, you can hardly move ten feet without watching some demo or ...

End-to-end processes, platforms and AI – these are the topics that the Euroforum event 'Rethinking Corporate Banking', which takes place on April 4th and 5th in Frankfurt am Main, Germany, focuses on. Insiders of banks and FinTechs will...

IT spending is at an all time high; continuing to grow at a rapid rate, it’s estimated that $103 billion will be dished out in 2019. This may seem like a good thing, more spend on security automatically means better security, right? Unfortunate...

Like most aspects of the tech industry, cryptocurrencies have evolved quite a bit since the hype started a few years back. Currently, investment in cryptocurrencies is no longer only for the techies. The rising number of platforms trading cryptocurre...

Continuing my blog series looking at Accenture’s 2019 banking trends, this time I’m exploring how improved adoption of cloud and data analytics will enable banks to raise the bar in the way they deliver retail financial advice. We’v...

Paypal is entering the Blockchain and crypto game. Is this going to be a game changer? Channel Sponser Datalight.Me - If you're looking to get more insight into the market with social and data tools no one else offers, check out Become a CryptosR...

Bitseven is a reliable tool that gives you the opportunity to trade Bitcoins with leverage from 1 to 100x. Make a profit whether the bitcoin price rises or falls. You can earn up to 100% when the price changes by only 1%. Lightning-fast execution spe...

The Internet revolution has helped create an environment in which nearly anyone can trade and invest in the stock market. Becoming a day trader in today’s world is simpler than ever: all you need is an Internet connection and you can easily acc...

The crypto industry has revolutionized the traditional financial space with its fast-paced almost instant funds transfer system which is based on the digital ledger technology. It has made the cross-border money transfer, way more efficient, accessib...

Citing a recent study from UBS on US banks' tech spending, Business Insider reported that:
JPMorgan, the highest spender, has a $11.4 billion technology budget this year, a 5.6% uptick from last year's $10.8 billion. Bank of America...

This is a reprint from BAI Banking Strategies and our SVP of Digital Solutions and Strategy Michael J Alfonsi at Exela Technologies. Conventional wisdom would have us believe that banks and fintech startups mix about as well as oil and water. And on ...

15 months after open banking launched in the UK, consumer understanding of what it means remains low. In January this year, research revealed that just 9% of British adults had used open banking services, and less than a quarter (22%) had even heard ...

Solid track record with excellent balance sheet and pays a dividend FNF delivered a bottom-line expansion of 24% in the prior year, with its most recent earnings level surpassing its average level over the last five years. In addition to beating its ...

The year 2019 seems to have started off with a renewed interest in the cryptocurrency industry among banks. Just weeks after Falcon Private Bank in Switzerland introduced a digital wallet and direct cryptocurrency transfers, another Swiss private Ban...

Today, we’re announcing Tezos (XTZ) baking for Coinbase Custody clients. We’re proud to be the first full-service, regulated, comprehensively-insured, and 100% offline staking provider in crypto. In the coming weeks, we will add governanc...

As you may be aware, Brexit negotiations are ongoing and, as of the date of this post, the date for the UK to leave the EU has been extended. How does this affect you? Regardless of how Brexit turns out, your current eToro account and how we communic...

For the modern consumer, shopping is not just about getting hold of the final product, but the entire experience of getting there – from first laying eyes on a fashion blogger’s outfit to searching up the best deals on various websites an...

The market for cryptocurrencies has opened the door for a number of new opportunities and challenges. One of the biggest difficulties that crypto traders, brokers and entrepreneurs face is a rising number of security risks. In 2019, crypto scams wher...

2019 marks a special year for digital assets. On January 3, 2019, the world celebrated the 10th anniversary of a novel concept: ‘mining’ currency. In the realms of geeks and technology crypto enthusiasts.people explored large computing fa...

Here’s the hard truth: If you want to be taken seriously as a global competitor in 2019, you can’t rely on 20-year-old technology. Cloud is where business is headed. And if yours isn’t there yet, you're already late to the game. Now's the time to mak...

Here’s the hard truth: If you want to be taken seriously as a global competitor in 2019, you can’t rely on 20-year-old technology. Cloud is where business is headed. And if yours isn’t there yet, you're already late to the game. Now's the time to mak...

Amidst the successive wave of IoT and Blockchain and other millions of buzzwords in the techno-space, the rise of Cryptocurrency has proven to be a game-changer for the fin-tech sector. The increasing popularity across the world has made it a global ...

Customer experience is the next battleground where crypto businesses will win or die.” We’re not sure where that quote is from. I’m convinced it appeared out of the ether and into BitPay's office. Regardless, it’s at the h...

If someone asked you which industry is the most innovative, you probably wouldn’t say the financial industry. In fact, that would probably be the last industry on your list. Nonetheless, the financial industry is using big data more than ever. ...

UK Finance is the collective voice for the banking and finance industry. Representing more than 250 firms across the industry, we act to enhance competitiveness, support customers and facilitate innovation. We work for and on behalf of our members to...

Across the globe, banks are adopting to new technology for secured Banking in payments area. As Corporate Banks / Financial Institutions seeks to have safe and secured network to perform remittance transactions.Blockchain network have the capabilitie...

Disruptive technologies are challenging traditional bank business models and changing how banks interact with their customers. Cores are being modernized, and artificial Intelligence (AI) and machine learning (ML) technologies are automating, refinin...

The rise of on-demand workers, short-term jobs, temporary or seasonal work, and an influx of independent, migrant workers have given rise to the “Gig Economy.” In the Gig Economy, companies bring on independent contractors and freelance w...

As the digital and physical worlds continue to intertwine, banks will need to find ways to seamlessly connect the two. In 2015, Amazon did a very weird thing: it opened a physical bookstore in Seattle. The move signaled a new commitment to brick-and-...

To maintain customer relevance and sustain growth, FS organisations need to adapt at speed and scale. I work closely with insurance companies every day on their talent and organisation strategies, and the single biggest challenge they face is buildin...

Of the two billion adults (not to mention millions of small businesses) who remain unbanked globally, two-thirds of them own a mobile phone, according to the World Bank.1 That’s good news for payments providers with broad goals to advance finan...

In an 1882 letter to his art dealer brother, Vincent van Gogh pointed out that, “Great things are not done by impulse, but by a series of small things brought together.” That sentiment of meaningful progress being achieved through the acc...

In our research on “The New, New Normal: Exponential Growth”, 56 percent of executives agreed that AI deployment will drive new growth and revenue opportunities by accelerating new products and services. Fifty-eight percent said that AI-e...

North American insurers: it’s time to enter your visionary new capabilities for the Efma-Accenture Innovation in Insurance Awards. Last year, we saw the awards expand into a truly global initiative. While the main ceremony will be held this yea...

Bitcoin and cryptocurrency miner manufacturer Bitmain confirmed in a new blog post changes to its leadership structure and the expiration of its initial public offering (IPO) application with Hong Kong’s stock exchange. The shifting comes as Bi...

The financial services industry has seen remarkable changes since the turn of the century. In common with most industries it has been transformed by the internet and digital technologies, which in this context means finance technology, also known as ...

The enterprises in the 21st century have been drawn into the data endearing ecosystem that is currently present today. With the formula of more data, more success gaining popularity amongst several decision makers, it is highly evident that enterpris...

Bank interest rates are hardly considered a big perk — there are many Scrooge-like accounts out there that barely pay enough to offer loose change. But some people are getting $100, $200, even more than $300 from their banks. Their secret? Free...

If your funds are spread across accounts at different institutions, it helps to have an easy way to make transfers between them. Online transfers are a convenient way to transfer money from one bank to another. Online transfers are generally free at ...

Bitcoin was the first implementation of a working blockchain technology. The idea has been built on with several other implementations. One of the most exciting is Ethereum. In some instances Ethereum's coin, Ether, is compared with Bitcoin, and ...

Today we’re launching our biggest Coinbase Earn opportunity yet! Any eligible US user can now learn about the Stellar protocol while earning up to $50 of XLM through Coinbase Earn at: Coinbase Earn is working with the Stellar Foundation to dist...

This video and its contents are for informational purposes only and do not constitute an offer to sell or trade, a solicitation to buy, or recommendation for any security, cryptocurrency, ICO, or related product, nor does it constitute an offer to pr...

Open Banking is making a significant impact upon the banking industry in Europe. The banking market structure keeps changing and shifts in revenue continue, with new players growing faster than incumbent banks. PSD2 encourages new entrants in Europe....

My previous post about transitioning from a “marketing mindset” to an “experience mindset” raised controversial discussions. Some even call it “digital business manifesto.” Anyway, I'm not pretending to teach t...

A little over a year ago, we wrote an article titled:”What is Blockchain.” In the article, we highlighted a report from National Institute of Standards and Technology (NIST) and how the hype surrounding the most disruptive technology of t...

The highly flexible nature of blockchain has started to become really apparent in recent years. The technology has managed to find its way into many areas of life, and various companies in many different industries have been actively experimenting wi...

One of the most interesting relationships over the past year and a half to watch develop globally has been that of Wall Street and the crypto industry. At the peak of the crypto boom, Wall Street was salivating over the idea of investing into cryptos...

Rakuten Inc (TYO:4755) has earlier today announced that the registration process of Rakuten Wallet, formerly known as Everybody’s Bitcoin, as a virtual currency exchange is complete. Rakuten first announced its plans to acquire Everybody’...

Blockchain was invented by a person named Satoshi Nakamoto in 2008. It was made to serve as the public transaction ledger of the cryptocurrency bitcoin. A blockchain is a growing list of records, called blocks. Each block has a cryptographic hash of ...

Future generations wouldn’t have to worry about forgetting valuable family memories, and you would be able to refer back to important documents for referencing and information. Certainly, with the advent of self-testing DNA kits, there are many...

The contact center’s role has changed multiple times since companies first started gathering customer service representatives together to take phone calls. Initially, financial services firms envisioned contact centers as an alternative channel...

Merchants are at the center of a massive transformation in payment acceptance. Digital payments experiences are more than novel and convenient, they are driving purchasing decisions. The payment acceptance choices merchants make now—and the eco...

“At Harvard Business School, I had a great investment management class with a professor who has schooled many of the best in the business,” Meyer wrote at the time on his popular Coyote Blog. “If an investment we were analyzing turn...

Back in 2001 Matt Sirovich and Jeremy Mindich founded institutional alternative asset management called Scopia Capital. The fund is based in New York City, and it has around $11.37 billion in asset under management (December 2016). It provides invest...

Jeffry Gates’ Gates Capital Management is an event-driven alternative asset manager founded back in 1996, which managed around $2.69 billion on a discretionary basis at the end of 2016. Besides being its founder, Jeffrey Gates is the current Pr...

Banks struggle to balance two imperatives: to open their systems to external partners and clients via application programming interfaces (APIs) and to control the user interaction. In order to maintain the direct and captive relationship with their c...

Dockless scooters. Bike sharing. Self-flying taxis. The way we move is changing—with big implications for insurance. Lines are blurring right now in the world of transportation on a scale note seen since the days of Henry Ford and the Model T. ...

To succeed in a rapidly evolving environment, insurance organisations must be able to pivot fast. A flexible financial services (FS) business requires an adaptive workforce. The time to shape it is now.
New technology, changing consumer and em...

The Federal Reserve walks a tightrope as it tries to promote stability and growth in the United States’ financial system while also curbing excessive bank lending risk. But as the 2018 year-end bear market demonstrated, Fed moves can risk plung...

Global income awaits. While dividend investors are prone to stick to known domestic companies, the reality is many entrenched U.S. stocks are not exactly the safest bet in the world these days. Think of General Electric Co. (ticker: GE), which slashe...

Investing a lump sum of money of thousands of dollars into stocks and exchange-traded funds can often generate a higher return compared to holding on to the cash in an attempt to time the market. Stocks and ETFs can be purchased with a large windfall...

How to get your financial life back in order after life transitions. No one knows how disruptive life can be better than women in transition. Whether it’s widowhood or divorce, getting a job or losing one, moving into a house or out of one, wom...

Technology makes life easier. And convenience is everything. That’s why banking online, particularly mobile banking, is so popular. But which banking app is best? The Credit.com editorial team looked at some of the best banking apps out there t...

Competition in the financial sector is fierce—not only from other banks, but also from the likes of Amazon, Apple and Google. These behemoths of technology—and, more importantly, the customer experience—are all looking to throw thei...

Tackling climate change, building climate and disaster resilience, and enhancing environmental sustainability is a priority of ADB's new Strategy 2030. ADB is committing $80 billion in climate finance cumulatively between 2019 and 2030, and is en...

This 10th edition of the Banking on Climate Change report has greatly expanded in scope. For the first time, this report totals the lending and underwriting from 33 global banks to 1,800 companies across the fossil fuel industry as a whole. Given tha...

An American company Avnet which is on the list of the largest technological organizations version of Fortune 500 announced that they are ready to accept digital coins including Bitcoin as payments. This was made possible because of a BitPlay service....

Cryptocurrencies and their potential impact on central banking have sparked a policy debate on addressing their potential risks to the banking and monetary systems. By highlighting the functional similarities between bitcoin and central bank money (C...

Personal loans are usually taken to cover immediate purposes including vacations, weddings, higher education, medical expenditure, home renovation and so on. There are several major public and private sector banks and NBFCs (non banking finance compa...

If you’re like most people, housing costs are your biggest expense. CBS News reported that U.S. rental prices hit a record high in 2018 at an average of $1,405 a month. On the flip side, Lending Tree reported that the average monthly mortgage c...

Applying for a home loan? Remember that taking a home loan is arguably one of the biggest financial decision in a lifetime. Owning your home will not be that easy since you will have to take responsibility for repaying your monthly EMI in a timely ma...

From planned capital-intensive activities such as wedding planning and home renovation; to all those financial obligations that knock your doorstep without any prior notice such as medical emergencies, personal loans can be a great aid. Improved inte...

Gold rose on Tuesday ahead of the U.S. Federal Reserve kicked off its March FOMC meeting. The US central bank is expected to remain dovish as it keeps its benchmark rate unchanged. The focus will be on the language on the statement and the words from...

Here's the thing about bonds: They're not as glamorous as stocks by a long shot. The glorious rise of Amazon.com (ticker: AMZN) and the gory struggles of General Electric Co. (GE) boast a lot more storytelling arc than, say, crunching the mic...

Personal loans often make our lives easier by helping us out during the cash crunches. But never to ignore the fact that paying off the loan(s) is a liability and failing to fulfill the same can land us in hot water at any given time. Personal loans ...

Thinking of applying for a business loan for your enterprise? You have to consider whether it is the right time to avail of a business loan or not. There are several banks and non banking financial corporation’s (NBFCs) which offer business loa...

Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below. Despite the technical rigo...

Kotak Securities has launched “Chat to trade” for its customers that simplifies trading as easy as chatting. It is the first broking firm in the BFSI sector to accept trades from customers on WhatsApp & Telegram messaging apps

For many small business owners, choosing a business loan comes down to a single factor: interest. They look at all the options they qualify for and, unless there is a clear reason not to do so, choose the one with the lowest interest rate. Since inte...

The American Bankers Association today urged the Consumer Financial Protection Bureau to extend the compliance date for all provisions of its final rule governing short-term, small-dollar loans. The extension would give the CFPB time to revise the ru...

Stacey Keagan stands in front of the chilled foods section at the Walgreens across the street from her office. Keagan, a liberal arts graduate from Smith College has to make her biggest decision of the day, how to spend the five dollars which she&rsq...

This year, about 12 million Americans will get sucked into the black hole that is the short-term loan industry. Short-term, small-dollar loans, better known as payday loans, have ballooned into a $90 billion market with no signs of slowing down. With...

Over the past decade, the financial risk-reward debate on solar power efficiency and return on investment (ROI) shifted from speculation to facts. Eighty-four percent of large corporations surveyed say they either plan or will consider to invest in r...

Until recently, the Accounts Payable Department at The Cleveland Sight Center struggled for efficiency and turned to KeyBank for help. KeyBank offered automated accounts payable solutions that streamlined their processing, enhanced visibility, and bo...

Regulation aims to reassure international businesses and nudge towards a US trade deal, but the FT's Lucy Hornby says it may not completely answer foreign investors' concerns. It makes it illegal for officials to meddle in overseas companies&...

Do you live in a country that enforces the rule of law, such as the United States, Canada, or a member of the EU? Do you think you can avoid paying taxes on cryptocurrency trading and appreciation? Do you trade on centralized foreign exchanges such a...

HEXO Corp. (NYSEMKT: HEXO) took investors on a roller-coaster ride in 2018. The marijuana stock more than doubled by October, but gave up most of its gains to end the year up by only 5%. HEXO is off to a great start in 2019, though, with shares soari...

Shares of aircraft-manufacturing company Boeing took a hit early this week, losing $26.6 billion in market value Monday and Tuesday, following a deadly crash of one of its 737 Max 8 airplanes in Ethiopia. That model has since been grounded by the Fed...

The technology sector has long been thought of as the classic cyclical investment, with tech companies typically selling nonessential products and services to businesses and consumers and their stocks often supported by high revenue growth projection...

China's state-run Xinhua news agency said Washington and Beijing were making further substantive progress on trade talks.The report came as a relief after news that a summit to seal adeal between the two sides will not happen at Marchend. Urn new...

Data made global headlines in 2018 for all the wrong reasons. Many consumers now have a distorted understanding of data usage and risks. For insurers, banks, and capital markets firms, the solution is radical transparency. The many data scandals of 2...

Stock markets closed with marginal gains in a volatile trade Thursday as investors booked profits at higher levels amid mixed global cues. After rising over 150 points in early trade, the benchmark BSE Sensex ended up by 2.72 points, or 0.01 per cent...

You will be delighted to hear, this Greek is coping with the cold better than expected (the cinnamon buns can take your mind off most things, trust me) and I now have my routes (you know, airport to the office with my eyes closed and whatnot) and fam...

The idea is to remove the use and exchange of physical certificates. The proof of concept (PoC) entailed the constitution and release of collateral pledged by Renta 4 Banco to cover customer’s positions at BME Clearing, BME’s central coun...

The famous line "What we've got here is failure to communicate" from Cool Hand Luke (1967) serves as a warning shot in the current blitzkrieg of Digital Transformation for banks. As financial institutions are charging toward ever-increa...

If you're looking to get a better interest rate on your savings, you need to consider opening a money market account. Money market accounts operate extremely similar to savings accounts, and they are available at most banks. However, you're t...

Are you tired of waiting in long lines, and dealing with too many feesand minimum requirements? Opening a checking account with an online bank could be your solution. Today, almost every bank offers online banking options, but did you know that there...

Today we're checking out the best free checking accounts for consumers. Depending on where you bank, what you do, or what you're comfortable with, there is likely a free checking account that will work for you. Too many people fall for the my...

With today’s customers demanding fast and seamless experiences, it’s critical that merchants’ payment technology evolve just as quickly. Read this guide to discover why payment is strategic to business operations today and how to master payment manag...

There is much bother when you fall in some urgent need of money. Randomly, you approach to your friends or family for some help. But this is not possible always. Maybe you have shifted to a new city and you realize that the house, you are moving in, ...

Open Banking and the Road to PSD2 delivery updated Representing significant changes to Open Banking and PSD2, namely the adoption of the OBIE Standard, introduction of eIDAS certificates, and opening of Testing Facilities to Third Parties. This is a ...

A new report published by the Financial Supervisory Service explored the sales revenue, operating profit and the average salary of each of the big four music companies: YG Ent, SM Ent, Big Hit Ent and JYP Ent. Copyright : I do not own any of the mate...

Most lenders check your credit history when you apply for a loan. If you have a record of making payments on time and aren’t using most of your available credit, you’re more likely to be approved for mortgages and other types of loans. Yo...

Blockchain, or distributed ledger technology (DLT), has the potential to disrupt a wide range of business models across the financial services industry. However, the potential application of blockchain to the worlds of market data and reference data ...

A former equity derivatives trader at Deutsche Bank who spent more than a decade at the German lender has popped up at Scotiabank. Kaan Onur started earlier this month in New York. Deutsche Bank has reportedly been “juniorizing” its equit...

If someone hits the $448 million jackpot in Wednesday night’s Powerball drawing, Uncle Sam will be waiting in the wings with both palms out. While the odds of winning the top prize are stacked against players, the IRS — and often the stat...

Interest in value investing seems to wax and wane over time. When the market is in a frenzy and high-growth companies are soaring, value investing certainly loses its luster. Coincidentally, it's time like this that investors should be seeking ou...

Earlier this month, I thought I made a persuasive case for investors to avoid Roku (ROKU) stock before it went on a tear in the wake of better-than-expected earnings and optimism about a partnership with Apple (AAPL). Since my crystal ball appears to...

A buffet for bond investors. While many think investing primarily involves the stock market, it's important to remember the bond market is significantly larger. The total value of U.S. stocks is about $20 trillion, while the bond market is more t...

Almost a month after the Reserve Bank of India (RBI) reduced the repo rate by 25 basis points (bps) in February, banks have started revising the marginal cost of funds-based lending rate(MCLR) downwards, though marginally. MCLR is the lowest possible...

Blockchain technology and its myriad applications enable businesses to do things that have never been done before. The technology enables two parties to establish trust independent of a central body. While previously individuals placed trust in insti...

(For a live blog on the U.S. stock market, click LIVE/ ortype LIVE/ in a news window) Boeing down for second session, weighs on airlines U.S. consumer prices post first rise in four months Dow off 0.13 pct, S&P up 0.22 pct, Nasdaq ris...

Global equities have extended yesterday’s gains, along with U.S futures, as the broad risk-on attitude across markets continues. Treasuries prices are under pressure and the ‘big’ dollar has edged a tad lower, while sterling is clim...

The February jobs report that was released last Friday and today’s CPI release point to the Fed being patient with rates. The FOMC meeting next week (March 19-20) will most likely prove that the Fed’s policy has changed from gradual rate ...

Cracking down on the unregulated lending market, the government has banned high-risk deposit schemes offered by builders and jewellers. The companies used the deposits to fund their needs and attracted investors by offering high interest rates. The p...

NOT ONLY CAN YOU BUY shares on Wall Street: You can literally buy shares in Wall Street, as the financial sector boasts some heavy hitters so far as dividend stocks go.Yet putting your money in banks (as in banking and finance stocks) isn't a sur...

The market staged a spectacular rally on March 11 with the Sensex rallying nearly 400 points and the Nifty 50 closing above the critical resistance level of 11,118. All sectoral indices participated in the rally barring IT, with Auto, Metals and PSU ...

Admittedly, it is a bit odd phrasing anything as the history of Bitcoin, since it only got its start a decade ago. However, the short life of this pioneering cryptocurrency is already storied with drama, innovation, and memes (the glorious memes). Th...