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Family says "no" to health insurance

Frankie (left) and Eddie Bernt work on their family's farm in Spalding, Neb., Sept. 30, 2013.

They are the sons of Bob and Kristine Bernt. The Bernts and seven of their 12 children live on a farm where they raise organic grass-fed beef and dairy cattle, hogs, goats and raise organic crops.

The Bernts do not plan to purchase insurance following the implementation of the Affordable Care Act, opting instead to pay the penalty. Bernt, who swears by the health benefits of organic crops and grass-fed meat and dairy, thinks the Affordable Care Act sends the wrong message. "If we can get this country eating healthy we will reduce the healthcare costs in it," said Bernt.

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Patrick walks with his sister Rosie on the farm.

The Bernt family has not had health insurance for 20 years, a decision made after a bad experience with their insurance company following the birth of their daughter Rosie, who was born with cerebral palsy.

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Kristine Bernt sits with her children George, Becky and Patrick on their farm.

Kristine, her husband Bob, and seven of their 12 children live on a 700-acre farm that was homesteaded by Bob Bernt's great-grandfather.

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Bob Bernt looks after cattle on his farm in Spalding.

Credit: Scott Olson/Getty Images

Bob Bernt and his wife Kristine pose for a picture with some of their children and pets following lunch on the family farm on September 30, 2013 in Spalding, Nebraska.

Bernt swears by the health benefits of organic crops and grass-fed meat and dairy.

Credit: Scott Olson/Getty Images

Bob Bernt and his son Frankie pick pumpkins on their farm.

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Bob Bernt watches as his sons milk cows on the family farm.

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Bob Bernt, his daughter Becky and son Frankie take a break after picking pumpkins on the family farm.

Credit: Scott Olson/Getty Images

Bob Bernt, his wife Kristine, their daughter Becky and son Frankie take a break from work on the family farm.

Credit: Scott Olson/Getty Images

Frankie Bernt takes a break from work on his family's farm.

Credit: Scott Olson/Getty Images

Bob Bernt and his wife Kristine hang out with their children following lunch on the family farm.