Many people have likely heard of the “snowball” debt method, a debt reduction strategy which emphasizes results-based reinforcements. A study was recently released that indicates there is some merit to it. The debt-snowball method of debt repayment is a form of debt management that is most often applied to repaying revolving credit — such as credit cards. Under the method, extra cash is dedicated to paying debts with the smallest amount owed. As each smaller debt is repaid in full, the money used to pay that debt is then applied toward making additional payments on the next-smallest debt, and so on until all debts are repaid.