This is a benefit estimator only. It will estimate your pension
based strictly on the information you provide.

The estimator is not connected to your earnings record, payroll, CORE or your
agency?s information file. The accuracy of your estimate will depend on how
closely the information you provide matches the information used to calculate
your benefit at the time you retire. Factors that may affect the accuracy of the
estimate include changes to contributions, earnings, retirement credit, final
average salary, calculation factors, legislative changes or any other relevant
information.

The estimator will not calculate:

Estimates for judges, members of ARP, TRS or any other state retirement
system.

Estimates if a benefit will be adjusted as a result of a divorce decree.

Disability retirement benefits.

The information you provide and the estimates that are created are not
reviewed, audited or verified by the State of CT Retirement Services Division (RSD).
As a result, the benefit estimate produced by this estimator is not binding on
the State of CT or RSD. This estimate does not entitle you to any benefits. The
actual benefit you may be entitled to receive can only be known and officially
calculated when you retire.

DO NOT USE THIS ESTIMATOR IF:

You are receiving disability compensation payments under CGS
5-142(a); or

Your average salary is more than $266,000, (IRC Salary Limits May
Apply).

In these situations call Retirement Counseling at 860-702-3490 for
assistance.

Internal Revenue Code, Section 415(b) imposes limits on the amount of
retirement benefit that an individual can receive. The allowable monthly benefit
is based on retirement age and is significantly lower at younger ages. Current
maximum allowable benefits at sample retirement ages are:

Age at

Monthly

Age at

Monthly

Age at

Monthly

Retirement

Benefit

Retirement

Benefit

Retirement

Benefit

58

$13,990

60

$15,930

62 & above

$18,330

This
estimator provides a warning when the IRC Sec 415 benefit limits are reached.
If you encounter this warning, please call the Retirement Counseling Unit for
assistance.

You should not rely on this benefit estimate in making any retirement
based decisions or taking any action with respect to your SERS benefits. SERS
strongly urges you to consult with a qualified tax advisor who is familiar with
your particular financial facts and circumstances, including any plans other
than SERS in which you may have participated.

I understand the above statements and am ready to do a benefit estimate.