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Tag: Finance

So I’m trying to figure out what I’m going to be doing, come this September. I have a few options right now, and it feels like on the even-numbered days, I’ve made one decision, and on odd-numbered days, I’m of completely the opposite opinion.

To catch you up, last semester was really disappointing to me in a lot of ways. I was closer than I ever have been to dropping out of school. It got so bad, that in a counselling session with a therapist at McGill, I explored the question of how bad an academic programme would have to be before one would be justified in suing McGill for one’s tuition back.

After I stopped being so bitter about that, I ended up with a job, and a pretty decent one, too. It’s close to where I live, the money is good, and I get to be creative at work. I’m working as a designer at a marketing company. It’s an excellent job, and I’m glad for it. I’m still in a sort of probationary period that will last 3 months, where they’re still deciding whether they want to keep me, and I’m still deciding whether I want to stay there.

I’ve been enjoying living with the privileges of a regular paycheque. I don’t have to worry at the end of the month about whether or not I will have enough money to cover rent. This is a step up from the last semester. They ran out of TA-ships before they got to me, and so money was very tight, and I had a spreadsheet going that calculated, based on my previous expenses, how long I had until my money ran out.

So when I landed this job, my first thought was that I could finally relax a bit. And I have been! Things have been pretty decent of late. I’m enjoying things being stress-free, by comparison to this last year.

One of the options that I am considering is taking a year off school to de-stress, pay off some debt and enjoy not having to worry about money or school. There’s a few reasons I’m considering this:

I don’t think that I’ll get much by way of student loans for this year, and I have no reason to believe that I’ll get a second TA-ship this year either, which means I’ll be in a much worse financial situation than even last year, unless something unexpected and good happens.

To make it through the year, I’d only need a few thousand dollars more. You wouldn’t think that would be so hard to get, but it’s easier to get a full-time job than it is to get a job, even part-time, that is compatible with being a student.

I could probably make it through the year if I knew I was going to get a second TA-ship, or if there was an RA-ship (Research Assistantship) on the horizon somewhere, but things are looking grim.

I’m going to apply for OSAP anyway, even though I am sceptical that I will get anything from them. And I’m going to send out some emails to profs to see if there’s any RA-ships that I can do during the school year. I don’t need a lot of money. I just need enough to get through the second semester.

In the meantime, I’m going to keep my options open as best I can. If I think I can make it through the year financially, I will give notice that I’m quitting my job when the probationary period ends.

Does anyone know any profs at McGill who need research assistants who know philosophy and medical science? I can write, think critically, closely read dense papers, and I know my way around a pipette.