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Guaranteed Asset Protection

Mind the GAP

Guaranteed Asset Protection, or GAP insurance, protects your wallet in the unfortunate case of an accident or vehicle theft. Should your vehicle be damaged or stolen, GAP helps you cover any unpaid balance on your auto loan by paying you the difference between the value of the vehicle and the unpaid auto loan balance. With GAP insurance, you know your car purchase is safe.

How does a three-year honeymoon sound?

When you purchase GAP insurance for your vehicle, you automatically get three years of Auto Deductible Reimbursement (ADR). And what is ADR you may ask? With this added bonus to your GAP insurance, your deductible will be reimbursed up to $500 for accidents for which you file a claim. This nice little kickback will apply to up to two accidents per year and, get this—it applies to all vehicles for which you are on the title. That's right—even if you weren't the driver at the time of the accident, ADR will apply as long as the vehicle is insured and you are on the title.

The advantages of GAP Advantage

Add GAP Advantage to your car coverage, and you are eligible for $1,000 toward your next car in the case of an accident. Here’s how it works: Your car gets totaled. You finance your replacement vehicle through Vibrant. You get $1,000 off. It’s that easy. As long as your original vehicle is determined to be a total loss and you apply for your new loan through Vibrant within 90 days, you will get your $1,000 credit toward the next one.