A few years ago, Karyn Bosnak (a Brooklyn girl, like me!) put out a virtual collection plate called SaveKaryn.com asking do-gooders to help her pay off $20,000-plus in credit card debt. (They did, and she later wrote a book about it.) SaveKaryn was followed by a slew of copycat sites, including CyberBeg and Ed Needs a Hummer—even Octomom Nadya Suleman got in on the action, asking strangers for handouts to help her raise her 14 kids. Then along came these two: read more