The holidays are approaching, and with them comes the inevitable Gift Giving Financial Crisis, where your heart and wallet become enemies, and your desire to be the flossiest person on Christmas morning sabotages your desire to be solvent. But it doesn’t have to be this way!

The holidays are approaching, and with them comes the inevitable Gift Giving Financial Crisis, where your heart and wallet become enemies, and your desire to be the flossiest person on Christmas morning sabotages your desire to be solvent. But it doesn’t have to be this way!