Many organizations say that their greatest asset is their people. In fact, Richard Branson has famously stated that employees come first at Virgin, ranking ahead of customers and shareholders. So, how do businesses effectively manage this talent to d...

Blockchain processes transaction requests by broadcasting it to a peer-to-peer (P2P) network made up of computers known as nodes. The nodes will verify and record the transaction — this can be in the form of cryptocurrency transaction, records,...

In addition to 10 of the world’s biggest banks (check out our live tracker and free report here), we analyzed the content of 150K+ conversations mentioning the keywords: Apple Card, Revolut, N26 and Aspiration. While these services don’t ...

Do you have what it takes to make money in the booming blockchain economy? It’s actually easier than you think, and you don’t even have to sell all your worldly belongings to buy a single Bitcoin. While the price of Bitcoin fluctuates wil...

Bitcoin Trader is a great instrument if you’re looking to add another stream of income your way. It is an innovative solution that can bring in ample profits without the hassles. The list includes Bitcoin trading and mining. What makes it even ...

Cryptocurrency has become a real phenomenon that is believed to be able to fully revolutionize the world. Nevertheless, despite a great number of stories of success, a lot of people are still afraid of joining the game even if they understand quite c...

The easiest method of keeping the online market free from conmen and corruption is to impose stringent regulations on it. But since that is a pipe dream and every regulation comes with a loophole, the more feasible way to proceed in is using an incor...

Over the years, the Bitcoin blockchain has proven for being strong. Bitcoin blockchain has even withstood cryptographic verification and adversary attacks, when attracting more investors, users and participants. Bitcoin and Blockchain Technology Limi...

Bitcoin, the king of cryptocurrencies by market cap, is extremely popular nowadays. However, it is not the currency that we can put inside our wallets or just give to a bank. The way of its storage is completely different. Bitcoin wallet is a tool th...

Plant breeding, in its simplest definition, is crossing two plants to produce offspring that, ideally, share the best characteristics of the two parent plants. Most of the fruits and vegetables we eat today are the result of generations of plant bree...

Poor financial management is just one of the many stereotypes against millennials. They don’t invest, they spend on superficial items, and yet they complain about not having enough cash. How true are these? People now live in a fast-paced, tech...

Operating across the entire spectrum of industries, small and medium-sized enterprises (SMEs) have a variety of unique and complex business needs. But one thing they share is a need for easy access to digital banking and non-banking services that sim...

The term “cryptocurrency” is wide-known, however, it still can sound alien to some folks that are far from the industry. The concept of crypto is not new, its history started with the cypherpunk movement (in the 1980s). A cypherpunk is an...

The first map on the infographic is the cryptocurrency regulation map, which is a rather simple, but important aspect of the crypto industry that people should be considering. Simply taking a look at the map would allow an average person to see how c...

The blockchain has evolved a lot since we first heard of it. Even though it has existed for some time, his term was first introduced in 2008, along with the appearance of Bitcoin. Blockchain is a digital ledger, unhackable, that can be used to keep r...

A little over a year ago, we wrote an article titled:”What is Blockchain.” In the article, we highlighted a report from National Institute of Standards and Technology (NIST) and how the hype surrounding the most disruptive technology of t...

Tackling climate change, building climate and disaster resilience, and enhancing environmental sustainability is a priority of ADB's new Strategy 2030. ADB is committing $80 billion in climate finance cumulatively between 2019 and 2030, and is en...

Open Banking and the Road to PSD2 delivery updated Representing significant changes to Open Banking and PSD2, namely the adoption of the OBIE Standard, introduction of eIDAS certificates, and opening of Testing Facilities to Third Parties. This is a ...

Admittedly, it is a bit odd phrasing anything as the history of Bitcoin, since it only got its start a decade ago. However, the short life of this pioneering cryptocurrency is already storied with drama, innovation, and memes (the glorious memes). Th...

The blockchain in 2019 is included in the compulsory dictionary of every educated person. And it does not matter how old you are, what your education is and what your relationship is with “this is your internet”. This is because the block...

Revenue-based financing is a good source of debt capital for startups that have strong growth potential and are generating monthly recurring revenue; or, for startup CEOs and founders who want to retain ownership of their business – running it ...

Have a look at the below Financial Pyramid : Save, Plan & Invest wisely for a secure financial future.
Financial planning is an essential part of your life.If you handle your personal finances carefully and systematically you can grab the ...

Go through the below Infographic showing Comparison between Fixed Deposit and Mutual Funds. Ddecide which one is better investment for you. Select the one that suits your Financial portfolio based on your risk profile and financial goals. Important d...

What a useful graphic we have here. Mint.com has created a graphic in order to summarize the various aspects of capital gains (and capital losses). They have done so with an incredible attention to detail, leaving no stone unturned. So, what is a cap...

Vostok Emerging Finance (VEF) invests in early and growth stage fintech companies across emerging and frontier markets. We take minority stakes and board representation where appropriate. VEF is structured as a publicly traded investment company, tra...

See how direct banks have changed over the years, and what market opportunities they offer for financial institutions, neobanks and challengers. First Direct launches the world’s first fully functional direct bank. A subsidiary of (then) Midlan...

Since the invention of banking, the global financial system has become increasingly centralized.
In the modern system, central banks now control everything from interest rates to the issuance of currency, while government regulators, corporati...

Everyone has goals, and doctors are no exception. Beyond dreams of starting a practice, many doctors are also looking to start a family and buy a home. And given the rising cost of medical school, many young medical professionals need help to offset ...

This infographic shows the list of companies that are currently testing, using or accepting XRP digital asset. It will help XRP investors and general public to better understand the huge potential of the XRP digital currency. XRP Tip Bot allows Reddi...

It takes an ecosystem to build a startup and world class innovation to build a good biotech company. And to develop a scientific discovery into a life-changing drug or technology, it takes experts from various fields. All of this and more can be foun...

That brings together RPA-extended capabilities such as workflow orchestration, unstructured data capture, intelligent OCR, machine learning, mobile and omni-channel, advanced analytics and eSignature onto one open platform to seamlessly work with RPA...

Platinum Home Mortgage is a national mortgage banker offering a comprehensive selection of mortgage financing options to first-time homebuyers, move-up buyers and individuals wishing to refinance®.
The following are infographics I’ve...

Bitcoin is an open software, released in the year 2009, and is considered as the world’s first Cryptocurrency and is nothing but a digital currency that only exists electronically. Bitcoin is decentralized, there is no supreme power or central ...

For treasury and liquidity managers, as the foreign exchange industry, 2018 was certainly a year of volatility for sterling, dollar and the euro. So what’s in stock for 2019? We worked with Smart Currency Business (SCB) to put together some of ...

Collection of cryptocurrency infographic you’ll be able to download free of charge. Please download these cryptocurrency infographics by using the download button, or right click selected image, then use Save Image menu. One way to assist trans...

The stock market can be intimidating, especially if you don’t know the lingo. Before you walk the walk, you’ve gotta talk the talk!Don’t worry: While trading comes with its own dialect, it’s not hard to decipher once you get t...

Cryptocurrency is the most interesting currency that has completely revolutionized the way digital payments used to work. Based upon the utmost secure technology called blockchain, cryptocurrency works under a completely different infrastructure. Dec...

As a trader, it’s important that you know as much about the stock market as possible. That includes understanding the differences between various types of securities.You probably already have a good grasp on what a stock is, but you might not k...

Lack of digital business competence will cause 25 percent of businesses to lose competitive ranking by 2017 74% of business executives say their company has a digital strategy 16% believe that their company possesses the skills and capabilities to ex...

According to Gartner, a lack of digital business competence will cause 25 percent of businesses to lose
competitive ranking by 2017 Te needs to invest in technologies that can handle multiple fle types and make content available across Tat&rsq...

2018 was definitely one of the toughest years for the world of Cryptocurrency. However, there were also major optimistic signs, such as the increase in the number of blockchain wallets and major technical development. You will learn more about the po...

Fintech is defined as a technology-enabled innovation in financial services that could result in new business models, applications, processes, or products with an associated material effect on the provision of financial services. The keywords are &ld...

The accelerating pace of change from regulatory and technological developments brings unprecedented potential to transform retail banking. In our Progress Report, we noted that historically the market shares of the major banks have been high and stab...

There are many buzz words in finance which have been used interchangeably in many contexts. Though one would say that sometimes there may be a very thin line between correct and incorrect usage of such words but in the world of finance, accuracy mean...

Fintech disruptors continue to change the face of financial services. From lending, payments, insurance and credit, banks and traditional financial institutions are either partnering with fintech companies or developing their own solutions.

As Main Street investors have become more aware of the rise of Bitcoin, Ether, and other cryptocurrencies and digital assets over the past several years, much attention has been given to whether the US Securities and Exchange Commission (SEC) will ap...

When Bitcoin was the only blockchain, there wasn’t much of a distinction between the terms and they were used interchangeably. As the technology matured and a variety of blockchains bloomed, the uses quickly diverged from the pure money aspect....

How do traders and investment firms predict which stocks will pay off big? How do they know when to buy and sell?Unfortunately, there’s no simple way to predict the behavior of the stock market. A number of factors cause rises and falls in shar...

In 2017, cryptocurrencies entered popular consciousness. Since then, the capital markets industry struggled to make sense of cryptocurrencies both from a taxonomic and from a business model perspective. Discussion of cryptocurrencies in the capital m...

Collaboration Collaboration between banks and FinTechs could transform existing commercial lending and credit business models. APIs - Open Banking Banks have begun to offer open APIs for corporate customers and developers to effectively deliver finan...

The blockchain is a decentralized ledger of all transactions in a peer-to-peer network. It was invented by a group/individual with the pseudonym Satoshi Nakamoto. Blockchain allows transaction and data verification without going through a central cer...

A good few years ago, back in 2009, mining Bitcoin for many was merely considered a hobby. For those that were interested in cryptocurrency, they considered mining it a lucrative and interesting way to pass the time. All that was needed was nothing m...

How can companies stay compliant with regulations such as FINRA, MiFID II, and GDPR? Should they ban WhatsApp at work and risk the productivity and efficient communication between their employees? Or should they rather create effective policies and i...

Originally founded in 2012, Ripple developed its own digital currency called XRP, which is now one of the oldest cryptocurrencies within the crypto space. It has managed to become the world’s third cryptocurrency after bitcoin and ethereum (as ...

Open Banking’ is a system or standard that determines the method of creating, sharing and accessing financial information through the financial networks. It works on the principal premise of transparency or ‘openness’, promising cus...

Open Banking-Emergence of a New Ecosystem banks are opening up their systems to transform themselves cloud banks are on an accelerated path to cloud solution adoption API-led-open banking. Open banking gains momentum APIs set to play a key role.

There is growing pressure on financial institutions to continually innovate to improve customer engagement. Therefore, established banks and FinTech firms are turning to artificial intelligence (AI) to drive Intelligent Automation, which is expected ...

Throughout the past decade the banking industry has dramatically evolved. Aggressive competition and regulatory pressures have always been a challenge. Now, competition from FinTechs and non-financial services firms, an explosion of new technologies,...

Loans vs advances – Money is an essential part of any business. Without money, it would be very difficult to run any business. Banks and financial institutes are the best way to raise funds for any business. Banks have many options for financin...

Money market and Capital market are types of financial market. Money markets are used for short-term lending or borrowing usually the assets are held for one year or less whereas, Capital Markets are used for long-term securities they have the direct...

Digital assets are issued on a blockchain Traded either bilaterally or on crypto exchanges Blockchain facilitates pseudonymous and sometimes anonymous holding But digital assets can be traced to wallets by hackers and law enforcement.

“So, that’s the end of bitcoin then” that was the title of a Forbes article after the then popular Bitcoin exchange, Mt. Gox was hacked for the first time in 2011. Like Forbes, there have been multiple influential magazines that spe...

Cryptocurrency ever since the time of emergence has given a cornucopia of opportunities to the investors and to the general public. A digital currency, invented by a pseudonymous person ‘Satoshi Nakamoto’ has overshadowed the mainstream m...

After social media, if there is anything that is showing the path to connect the world is the blockchain technology. In the last couple of years, blockchain created a fuss around us just like the same way internet did in the 1990’s. Blockchain ...

Consumer credit has been constantly evolving for more than 5,000 years, but the reality is that the most drastic changes to the industry came fairly recently.Modern credit systems are now powered by sophisticated algorithmic credit scoring, the use o...

Saving costs, improving traceability and transparency are key drivers of blockchain investments Most blockchain deployments are still in the experimentation stage Consumer Products tops the list of the industries with one-sixth moving beyond Proofs O...

In the startup era, it’s easier than ever to launch a new business. With barriers to entry for new ventures at historic lows, it’s now extremely common to see aspiring entrepreneurs from all walks of life – including many without an...

Rubik’s cube (puzzle cube/magic cube) has an excellent resemblance to our lives – in particular our financial lives. It is clear that in order to solve a Rubik’s cube puzzle you need to acquire a certain skill set. The irony i...

The financial services marketplace is becoming increasing competitive with fintech start-ups and, to a certain degree, major technology firms such as Google, Apple, Samsung and others. The consumer is also becoming increasingly demanding around their...

HOW ARE MILLENNIALS TRANSFORMING THE BANKING INDUSTRY? Tomorrow’s consumer is coming of age with a very di¬erent perception of what a bank could be. Those expectations could be profoundly disruptive to banks if non-bank entrants gain moment...

If two or more people want to securely transact over the internet proving their identity they can make use of asymmetric cryptography or public-private key cryptography where each of them holds a private key and a public key. The purpose of using pub...

As millennials are projected to surpass baby boomers as America’s largest generation, they are already dictating the landscape of financial services, and the race to reap the rewards of their riches is anyone’s game. As counsel to a finte...

Web data integration intuitively automates the acquisition of custom financial and market information from multiple websites and portals, and delivers near-real-time data feeds. It automatically extracts, transforms and delivers data to where it need...

In this era of unprecedented economic, regulatory, and technological change, banking institutions need a powerful, agile, and secure analytics solution that can help them transform their data into a lasting competitive advantage. MicroStrategy helps ...

Ripple is a technology company that provides the most efficient solutions for sending money globally using blockchain technology. Originally named Opencoin and renamed Ripple Labs in 2015.XRP is an independent digital asset. Built for enterprise use,...

Digital banking's popularity is growing exponentially, and the increasing consumer demand affects banks of every size. Here are three digital banking trends that your institution should consider when creating a digital strategy.

The report compares the first half of 2018 vs the whole of 2017 in terms of thefts from digital currency exchanges.The figures do look impressive: In 2018, the total of $761 MM was so far stolen from crypto trading platforms which is already three ti...

A Single Bancassurance Platform that Enables Straight-through Processing and Supports All Insurance Partners and Products BANCASSURANCE IS ONE OF THE FASTEST GROWING CHANNELS Insurers’ premium through Bancassurance grew by PER YEAR Faster growt...

Robotic Process Automation (RPA) has garnered immense popularity in financial services firms. It has become the early champion of the digital labour technology. RPA is a promising new development in business automation that offers a potential ROI of ...

Trade finance powers international trade and is vital for turning the wheels of global commerce. However, challenges still remain in mitigating risks and improving operational efficiency. The greatest challenge in trade finance is the significant ope...

IMPROVED CUSTOMER SERVICE AI-enabled chatbots handle the wave of customer service inquiries that businesses have to deal with on a daily basis. MORE PERSONALIZED BANKING EXPERIENCES Banks can have a more personalized approach to their customers throu...

Here are some updates about the state of Blockchain & ICO in the first-half 2018 you might want to know! This infographic covers major updates about Public Blockchain and ICO Investment Growth during the first 6 months of 2018.

Business transactions take place every second of every day — orders, payments, account tracking and much more. Often, each participant has his or her own ledger — and, thus, a version of the truth that may differ from other participants. ...

It is often seen that both the terms ‘stocks vs bonds’ are used simultaneously and interchangeably making us think that both stocks vs bonds are the same in the investment world. But both Stocks vs Bonds are significantly different but co...

In a previous infographic, we showed you that the compound interest is the most powerful force in personal finance. But how does a young person harness this incredible potential? The answer: investing at an early age. In this infographic, we clarify ...

Faster payments have finally arrived in the United States. And you have not just one faster path, but four. Which path — or paths — will you take? Same Day ACH This is the fastest service offered by NACHA, the original U.S. electronic pay...

Gartner says Blockchain’s business value-add will grow to slightly over $360 billion by 2026, then surge to more than $3.1 trillion by 2030. Blockchain has been the No. 1 search term on gartner.com since January 2017. As an early adopter of blo...

Litecoin vs Ripple is making huge waves in the cryptocurrency market. There are similarities between Ripple or Litecoin because both of them look at making the transaction simple, secure and at low cost.Every now and then a new cryptocurrency emerges...

As mentioned in our blockchain and distributed ledger overview for business, end September 2017 Juniper Research announced that according to a survey IBM by far was ranked first as a blockchain technology leader by executives who are actively conside...

If you are interested in keeping up with the hype and getting your hands on Bitcoin, there are two ways that you are able to go about this. The first and arguably the most popular method it simply to buy some. There are countless exchanges out there ...

Cyber security has become a prime need of every organization. The reason behind this much attention towards the protection of data is that data breaches not only compromise users’ information but also the reputation of the organizations.

Financial services organizations must look to leverage digital transformation initiatives to drive customer engagement. Of banking customers use four or more different channels to tap into services. Of banks say customers experience channels and serv...

Today’s infographic comes to us from StocksToTrade and it showcases the basics around mutual funds, including their history, typical structures, why people invest in them, and how fees usually break down.A mutual fund is defined as an investmen...

It’s a market that’s running continuously for 24 hours per weekday around the world – and transactions can happen using different mechanisms, such as spot transactions, outright forwards, foreign exchange swaps, currency swaps, or t...

Blockchain technology is probably one of the most impactful discoveries in the recent history. After all, it has a massive potential to change how we handle online transactions. Despite some sceptics, the majority of experts agree that blockchain has...

With that in mind, we are hard at work to bring you a banking experience where the crypto and fiat worlds seamlessly intertwine. In order for us to build a bank that you would love to use, we needed to understand you better. So, we created a short qu...

The first is the trading of a corporation’s stock or other security by corporate insiders such as officers, key employees, directors, or holders of more than ten percent of the firm’s shares. This is generally legal, but there are certain...

Every investor out there is looking to get a nice return on their money. That’s why claims about guaranteed returns or “can’t miss” opportunities can be extremely tempting when they appear. After all, many people have been gri...

But even though the stock market can be very rewarding, it is important to make sure you invest your money wisely. Making a wrong move could be very costly, so it is important to follow the 10 commandments of investing in the stock market.

As a medium for exchanging value, money is probably the most important invention that has had a such a deep impact on the way the humanity has evolved.It will not be an exaggeration to state that the shape of world today is largely a result of an ama...

The blockchain is a decentralized database stored on multiple computers as identical copies. Being decentralized in nature, a blockchain is highly secure as no single user can alter or remove an entry in the blockchain since it would require changing...

In our previous blog post, FICO revealed research on the credit behavior of young people with a student loan actively in repayment to determine the behaviors that are driving FICO® Score increases and decreases. Using a nationally represent...

There’s been a lot of hype around cryptocurrency, especially when Bitcoin hit the $10,000 and $19,000 trading price in November and December last year. At the same time, unscrupulous individuals saw the popularity of Bitcoin as an opportunity t...

Technology is probably the biggest disrupter when it comes to banking, so what are the leading contributors and why? Technology changes have certainly been instrumental, although their impact varies massively and not all of them will ultimately succe...

This infographic presents the findings of a global survey that was carried out across 42 countries. of the survey respondents say they are thinking of transforming their treasury system to meet future demands. Their top three priorities are: Responsi...

With nearly a 50-year history rooted in the financial services industry, FIS™ reaches well beyond geographical and cultural borders in countries throughout the world. Our work and vision continue to expand with a strategy that has given FIS one...

AI and Blockchain have been making waves in the tech world for several years now — key drivers to popular technologies like chatbots, cryptocurrency, personal assistants (like Alexa), and robotics. As these technologies individually mature and ...

There has never been a time of such change in the financial services industry, nor such a wave of innovation and renewal. The strength of the drivers for this change is formidable. New technologies are advancing at blistering pace. Customer expectati...

If you’re new to the world of crypto, the following info graphic guide is a great way to get started. It covers all the basics! The world of crypto currency can seem as alien as it is exciting-even if you aren’t interest in investing your...

How is your financial goal setting going? If you’re like most people, you probably haven’t given it much thought, preferring to let “future you” take care of that as it happens. But the reality is that, whether you like it or ...

The History and Economics of Money ‒ Pros & Cons of Fiat Money? Block chain & Crypto currency ‒ What is blockchain? ‒ How is it a disruptor? ‒ India embraces blockchain. ‒ What is crypto currency? ‒ Scope and types of crypto currency. ‒...

A lot has been written about Blockchain. Blockchain is a revolutionary technology that is positioned to transform every industry as we know it. As we wrote back in February, the global blockchain market size is expected to reach $13.96 billion by 202...

Three risk issues are stalling innovation but here’s what businesses can do about them. Even just a year ago, blockchain was synonymous with cryptocurrency. Now, it’s seen as a promising innovation engine for every industry. And the poten...

Over the past year, Bitcoin, the world’s leading cryptocurrency, has been dominating both headlines and the interest of the financial and political world. With an increasing number of investments, the cryptocurrency is now worth more than some ...

In recent times, Blockchain has been a popular topic of interest for companies big and small. This infographic discusses one of its most popular applications, i.e., Blockchain in payment processing. It starts by explaining how the transaction is proc...

The combined market capitalisation of all digital currencies is estimated to be as high as $370 million.“To understand where virtual currency is headed, it’s important to understand the fundamentals of this medium of exchange, and the pro...

Addressing climate change is one of ADB's strategic priorities. In line with the Paris Agreement on Climate Change, ADB is scaling up its investments in climate change projects and increasing access to climate ﬁnance for its developing member cou...

In the infographic below, we discuss cryptocurrency and the digital economy. The obvious first question to ask is: what are cryptocurrencies? A cryptocurrency is a digital or virtual currency designed to work as a medium of exchange. It uses cryptogr...

As more companies provide truly personalized digital experiences, the more conspicuous it becomes when a company does not. This is true across industries. Consumers don’t just compare their experiences from bank to bank, insurance provider to i...

Improving Customer Experience increases the likelihood of customers renewing or buying new products by 30–50%. Large banks spends well over $1 billion per year on regulatory compliance. Security is a vital issue for banks. With new GDPR regulat...

Blockchain creates a decentralized ledger of all transactions where all records are updated and accessible to everyone in real-time. Rather than keeping multiple records, companies can log all their transactions into a joint registry. With the help o...

As mobile devices continue to replace legacy hardware across organizations and industries, it is critical that security remains top-of-mind and is embedded within the app development lifecycle. With this in mind, Accenture and Now Secure collaborated...

Despite generating breathless coverage throughout the year, bitcoin still baffles many. Follow the path below for a working sense of how the cryptocurrency that has shot up in value this year works, both for individual users and in its larger ecosyst...

The infographic illustrates boomers’ loyalty more than half have never switched financial institutions and focus on financial security, especially as only 24 percent are confident they have enough saved to outlast their retirement. While boomer...

Open Banking is a regulation that requires the nine largest U.K. banks to open access to payments and account data for third parties via secure APIs to increase competition. Customer data can only be shared with customer consent and privacy must be r...

Getting It Right with Digital Talent Only 7% of US graduates saw banking and capital markets as a top industry to work for. Liquid Standards: Improving the Client Experience. 82% of employees expect experience digital to transform their work in the n...

1.1 million customers use the Mortgage File. Customers who provide their information using this digital file get a discount on their mortgage consultation at Rabobank. 2,4 million customers have a bank card that lets them pay small amounts without en...

We believe there is a bright future for the capital markets industry. The long-term market fundamentals are positive, even if the recent financial performance of many global investment banks is disappointing. While aggregate revenues for the largest ...

Banks are increasingly relying on CGI to help them prepare for a digital-first future. Through innovation and service excellence, CGI transforms legacy technologies and operations to accelerate new capabilities and revenue-generating programs. Our wo...

DBS Bank’s relationship managers are responsible for matching customers with the best investment opportunity - this entails in-depth understanding of different markets, as well as DBS’ products. To do this they sift through large volumes ...

Technology has always been an enabler for operational efficiency and improved risk management for financial services firms. However, an unusual nexus of forces is now hitting these firms with competing and conflicting industry imperatives. In this en...

Understanding usage of e-wallets post-demonetization sort of a surgical strike to launch a multi-pronged attack on black money. This particular decision has brought about many positive changes in the Indian economy in the last two years, out of which...

More than any other sector, financial services is in need of a customer experience overhaul. In addition to waging the ongoing war for high lifetime value customers with their traditional competitors, retail banks are losing customers to non-traditio...

For financial institutions across the globe, the benefits of cloud adoption are undeniable. Such digital transformation brings with it a new agility, enabling a fresh acceleration of company strategies.This is because a cloud-based approach to financ...

The percentage of people transferring and receiving funds from foreign countries is increasing day by day. Most of the business people invest their money in foreign markets to get better profits. There are many FOREX companies nowadays, so it is real...

European Banking Federation (EBF) has published its annual update on the banking sector in Europe. According to the EBF findings, staff numbers and branches in the European banking sector continued to shrink in 2016, while Eurozone deposits and loans...

Your first interactions with potential customers set the stage for the entire business relationship and you have one chance to get it right. Your onboarding process should be. Percentage of bank executives who rate their back office digital capabilit...

Providing financing for Afghanistan to make investments in its intended Nationally Determined Contribution (INDC) to reduce its greenhouse gas (GHG) emissions. Lack of solid financial records and collateral for applying loans to banks. High lending r...

The discussion about the future of retail banking and banks in general is gaining momentum. In an article on The Guardian (The Observer) website, Jill Treanor looks at upcoming announcements in the UK. And there are many challenges ahead in other cou...

Tokens are an integral part of the incentive scheme of permission less Blockchains. They encourage a disparate group of people who do not know or trust each other to organize themselves around the purpose of a specific Blockchain or decentralized app...

Today’s infographic from StocksToTrade.com defines a stock market index as a thermometer that measures the health of a group of stocks. When this particular group of stocks changes in value, the index follows it along. A stock market index can ...

Efma and Infosys Finacle are proud to present the fifth annual study of 'Innovation in Retail Banking'. This year, the study brings together perspectives of 148 banks from 66 countries with a particular focus on ‘simplifying technology ...

Banking organizations must adapt to today’s consumer-centered economy, in which customers expect a seamless banking experience that delivers value on their terms. Customers expect their banks to deliver the same personalized experience and leve...

The way we handle our finances has a great impact on the banking industry. Mobile payments, mobile wallets, apps. Customers are spoiled with choices and they always want more. But mobile banking is the number one preference when it comes to other mor...

The banking community has traditionally had a mindset in which there was a guaranteed
“Cradle-to-grave “customer relationship. Consumer mobility between banks was low because
Opening a bank account was a paper-based and ardu...

Chatbots are transforming the banking industry. With recent advancements in machine learning, artificial intelligence and natural language processing, chatbots are more accurate than ever before. Banking chatbots have the potential to create deeper, ...

Real-time payments, digital, AI and Open Banking are all the buzz within the corporate banking world. And the importance of being able to offer these services has never been greater.To more clearly understand the impact and needs for these developing...

In 2016, most attacks against financial services firms were unknowingly facilitated by “inadvertent actors,” reports IBM. That is, by insiders without malicious intent, such as employees or contractors, who simply clicked a bad link or do...

Online and mobile banking services are becoming increasingly popular with Rabobank's customers in the Netherlands. This Rabobank infographic illustrates the main Dutch trends. In addition to virtual banks often providing more efficient technology...

Efficiency and productivity crisis Over the last three years, only one investment bank has managed to achieve an average cost-to-income below 60%. Aggregate costs for major investment banks were 25% higher in 2014 than in 2005. A recent survey found ...

The information contained in this document is of a general nature and is not intended to address the objectives, financial situation or needs of any particular individual or entity. It is provided for information purposes only and does not constitute...

With the proliferation of technology, today’s banking customers are living in a connected world. They expect the same seamless customer experience from every business they interact with, including your financial institution. Your customers want...

Blockchain, the technology underpinning bitcoin, is one of the most important innovations since the development of the Internet. It has generated a lot of interest lately and it is likely to continue in view of the broadening adoption.The globe&rsquo...

When mobile banking just appeared on the market, customers were rather cautious to use banking apps to access and handle their financial data. But for the past 5 years, mobile banking apps have seen a burst of popularity. As stated in the latest Cons...

In full digital transformation of the financial sector gradually mobile banking services are being implemented tighter. Mobility comes to stay. The future of retail banking will be dominated by technology and mobile computing. Physical bank branches ...

The holidays are a time when you can’t find a parking spot at the mall, your front porch is stuffed with packages, and your bank account has seen better days. People, including money-minded pros like you, are on missions to find the perfect gif...

If you suspect you're a victim of identity theft or wish to proactively manage your identity, call a Pekin Insurance Agent for assistance. For news on the latest privacy and security trends and educational resources to help you better protect you...

This infographic provides information about U.S bank industry and explores if there has been any technological retail innovation since banks started. It provides a timeline to show how the banking system has changed through time. Also, the infographi...

The underlying technology behind bitcoin, Blockchain is a decentralized database that consists of “blocks” or containers that contain time-stamped and valid transactions and are linked to previous blocks in a data chain. Blockchain is a d...

In this year’s survey of over 4,000 consumers in the United States and Canada, banks are being challenged to deliver a customer experience that blurs the lines between physical and digital delivering value that is easy, relevant and seamless.

There’s been a lot of noise recently about bitcoin, blockchain, and cryptocurrency. Some of it is hype, but some of it points to important forces in the financial services industry. So what does it all mean?Let's start with some quick defin...

The banking world is unique and consists of a broad range of activities and transactions performed for a variety of customers. Here is an in-depth look at a world that remains relatively unknown, even as it constitutes a major pillar of the economy. ...

The effectiveness of a company’s board of directors is critical for ensuring that the company has a comprehensive and long-term business strategy that is executed within an environment of prudent risk management. Keeping in mind that the costs ...

In the US, shares were supported by improved economic activity, the Federal Reserve Bank’s steady interest rate policy and a better than expected June quarter corporate profit season. China’s annual economic growth for the June quarter wa...

Banks are about half way through a 15-year transformational journey. While they have strengthened their risk management approach, they need to continue making changes. A set of blueprints for success is the seventh annual global survey of banks by EY...

The agile bank can grow market share and reduce operational costs in exciting new ways. Discover a new retail banking distribution and marketing model for the digital era an environment where customers have more control than ever. Retail banks ...

When you think of virtual currency you might think of Bitcoin, the biggest and most recognizable virtual currency out there. But there are many more virtual currencies, and it seems new ones are popping up all the time. Sometimes a business run...

PAC has analyzed current trends on the French market regarding the maturity of banks in terms of digital transformation. Not only banks from the retail banking segment were interviewed but also from private and investment banking. Banks of different ...

What 55,000 consumers in 32 countries had to say about their current and future relationships with traditional banks Relevance threatened Trust 4 out of 10 customers expressed decreased dependence on their bank as their primary financial services pro...

When it comes to shopping for car insurance, finding out what discounts you could qualify for might not be the first thing you consider; but factoring in potential discounts while you’re comparing rates is key to helping you find the best deal ...

European banks’ ability to earn returns above the cost of capital in the long term will depend on whether they can pass on the cost of holding higher regulatory capital. This largely comes down to the degree of competition in the market and, sp...

BBVA posted a net attributable profit of €709 million in the first quarter of 2016, down 53.8% from the same period a year earlier. Quarterly results were hindered by a number of factors, including the impact of exchange rates, lower results from NTI...

How often have you been asked if you wanted to embark on a new adventure? BBVA Open Talent is so much more than just an adventure. It is a journey on which we can grow together in our search for a common objective: the transformation of the financial...

The future of the banking ecosystem will look much different than today and will extend well beyond financial services. There is a unique opportunity to capitalize on the insights banks hold and the innovation that they can build, buy or collaborate ...

YES BANK Savings Accounts have been designed specifically to take care of your banking requirements. Our innovative financial solutions, backed by expert advice, will provide you with a truly rewarding banking experience. Earn a higher return of 6% p...

Welcome to the digital banking relationship centre, where the focus is on building customer relationships rather than processing inquiries. In the workforce of the future, customer service agents will have di¬erent skills: problem solving, analyt...

You’ve worked hard to get ahead in your accounting career, but where will your career path lead you next? In our new infographic, we provide a road map for audit and accounting managers looking to advance throughout their careers.What’s the best audi...

A lot goes in to protecting your home and family finances. Of course, homeowners insurance is at the top of the list, but did you know homeowners insurance does not cover damage due to floods, the #1 natural disaster in the U.S.? To cover flood damag...

While tax season isn’t the highlight of most people’s year, if you’re getting a refund check from the IRS, it’s definitely a bright spot. Did you know the average IRS refund was $2,815 in 2015? Check out our Tax Facts infograp...

Canadians off work due to a disability are facing a perfect storm – they need time to recover, but instead of focusing on their health, they’re often dealing with the financial stress of trying to make ends meet and the emotional stress o...

Respondents were drawn from across the world, with 60 banking executives from each key region - Asia-Pacific, Europe and North America - and 20 from the rest of the world. Just over half (101) work for commercial retail banks, while 20% work for priv...

If you had to pick one word to describe what makes your auto insurance policy great, what would it be? If you’re a Direct Auto & Life Insurance customer, the word FLEXIBLE might do the trick! Not only do you get to choose from convenie...

I bet you didn't know it, but jan. 10 was National Cut Your Energy Costs Day. There are many benefits to cutting our energy costs—both for Mother Earth and for your pocket book. When it comes to your home, there are numerous ways to reduce energy usa...

Global megatrends, stakeholder pressures and weakening economic growth will drive both evolution and revolution for banks over the next decade. Almost every part of a bank’s business faces increased competition. Banks will have to re-determine ...

BBVA has agreed to invest £45m (around €64m) for a 29.5% stake in Atom, the UK’s first mobile-only bank, which will launch in early 2016. The investment is part of BBVA’s strategy to lead financial services in the digital age.

The holidays are a time when shopping malls are buzzing and cash is flowing. People, including check-balancing and money-managing accounting and finance pros, are on missions to find the perfect gifts for family and friends. Of course, a little extra...

Omneo in the United States is searching billions of records in seconds and has saved $25 million. Danske Bank in northern Europe can deploy new financial models 50 percent faster. Fujian University of Technology in China prevents traffic jams by deli...

Malaysia is a country in Southeast Asia, situated on the South China Sea. It borders Thailand to the north, and the Indonesian island of Kalimantan to the south. The total population is estimated at 30.1 million, with the predominant ethnic groupings...

It is extremely important to have the right international health insurance plan in place while you are an expat living and working abroad. Whether you are a resident in Hong Kong or Singapore, Mumbai or Cape Town, the costs of global healthcare can q...

How much do you know about SR-22s (or FR-44s if you live in Florida or Virginia)? Maybe you or someone you know had to get one after an accident and you’re familiar with the process. If not, you might not know very much about them. But we&...

Are you measuring what’s easy or what really matters? PR pros have to ask themselves this question, particularly when challenged with demonstrating their value to the company. It may be simpler to measure clips and followers, but if you want to...

U.S. equity markets are trading broadly higher as Q3 comes to a close tonight with the Nasdaq Composite currently up +1.88%, the Dow up +1.35%, the S&P 500 up +1.58% and the Russell 2000 up +1.19. Even though the market is rallying today, a close...

When it comes to planning and saving for retirement, there are a number of strategies, tools, and paths that you can take to prepare. Depending on age, goals, and number of dependants, retirement needs can vary from person to person. However, 20- and...

Targeting the right journalists and influencers is critical to a successful outreach campaign. Not only do you have to identify the contacts, you need to understand their beats and communication preferences in order to engage effectively. A media con...

Payroll can be complicated and time-consuming. And when it comes to taxes, payroll is named as the most burdensome. Here are four ways that outsourcing payroll can save your business time, money and headaches.

How do you know if term life insurance is something you really need? It’s not like filling up on gas each week. Knowing you’ll be able to get to and from work means money well spent. With life insurance, it’s not as easy to see or f...

Infographic: The evolution of financial inclusion. In 2011 the World Bank set up the Global Findex databases in order to study the financial transactions people use to save, ask for loans, make payments and manage risks.

GE’s substantially downsizing of its GE Capital unit over the next two years includes a $9 billion fleet leasing business, a $16 billion financial sponsors’ portfolio, $74 billion in U.S. commercial loans, $31 billion in international commercial loan...

Spring is in the air and that has a significant number of Americans planning a new beginning, according to research released today by Liberty Mutual Insurance. The Liberty Mutual Insurance New Beginnings Report, a national survey of 2,000 U.S. adults...

Bitcoin is more than a digital currency. It’s an open-sourced technology platform where people with technical knowledge can easily create financial applications built for digital commerce. The promise of that technology has ramifications for the paym...

The degree of financial inclusion is determined by three dimensions: usage, barriers and access. These dimensions are, at the same time, determined by several demand-side individual level indicators for the cases of usage and barrier, and supply-side...

Quicken Loans wants you to save your money. That’s a good thing. I love saving money. I’m sure you do too. We made a couple of commercials showing how we helped save money on a train and on the streets of Detroit. If you haven’t seen them, check them...

With Traditionalists, Baby Boomers, Generation X, and Millennials all working together under one roof, understanding how to motivate each generation is key. In our new white paper, "Generation Optimization", we dig into generational diversity in the ...

Technology has become integral to the tax department — and as companies adapt to these changes, their world is now increasingly complex and multifaceted as a result.Recent developments such as Sarbanes-Oxley, Dodd-Frank, The Affordable Care Act...

Technology has become integral to the tax department — and as companies adapt to these changes, their world is now increasingly complex and multifaceted as a result. Recent developments such as Sarbanes-Oxley, Dodd-Frank, The Affordable Care Ac...

It’s that time of year when you’re likely contemplating a career change. Summer is beginning to wind down and you might feel inspired to explore greener pastures. On the other end of the experience spectrum, you may be a new grad wh...

Our friends over at HomeInsurance.org passed this infographic our way, and we figured you’d like to see it.It’s a unique way of looking at the breakdown of your monthly mortgage payment to understand where the money from your payment actu...

The infographic you’ve been waiting for. The official Skip-A-Year Sweepstakes Mortgage Payment and Debt infographic. It’s in honor of the Quicken Loans Skip-A-Year Mortgage Sweepstakes, and we’re proud as can be! Did you know that t...

We like Quizzle (the place to get your free credit report) so much. They make my life so easy by creating such great infographics as the one below. I can share it with all of you and give Quizzle a little credit and love in the process. It’s a ...

Great infographic from our friends over at MintLife.Frankly, I love it. It guides you through a flow chart (Joel said it was a decision matrix, but I’m old, so I’ll go with flow chart), which asks a series of questions and then lands you ...

Buying Insurance has become a very impersonal experience. Call centres 'process' callers and comparison websites expect you to do all the work - you input all your information and try to make sense of all the policy terms and conditions, and ...

Towers Watson has 39,000 employees in more than 120 countries. We design and deliver solutions that manage risk, optimize benefits, cultivate talent, and expand the power of capital to protect and strengthen institutions and individuals.

In the winter of 2012, a usage-based insurance consumer survey that polled over 7,500 respondents from the U.S. and six European countries was completed. Respondents expressed an overwhelming interest in usage-based auto insurance...

To say the role of today’s CFO has evolved would be an understatement. Now, in addition to understanding balance sheets, risk, and asset allocation, CFOs need to study nonfinancial factors, such as the competitive landscape, operations, sourcin...

We asked community bank and credit union executive attendees in our webinar, Creative Cost-Cutting Strategies to Increase Your Efficiency Ratio, to share a cost savings tip they recently implemented at their financial institution. We collected and ca...

Research shows that, on average, active, fully engaged accounts net $212 more per year than those that aren’t engaged. And while the first 90 days after a new account is opened are essential to long-term engagement, fewer than half of new ...

The alternative fund industry is changing rapidly, with increased regulatory burdens, shifting investor expectations and new fundraising competition. These dynamics are adding up to a new standard of success for alternative fund managers. But for tho...

Insurers' biggest opportunity and challenge is turning existing and new data into insight that drives better decisions – according to State Street's 2014 Insurance Survey, conducted by the Economist Intelligence Unit.

Data powers success in the investment industry. Research from State Street1 reveals a new breed of “data leaders” – asset managers and owners who use smart data strategies to outperform the competition. By contrast, the “data ...

Asset managers in Asia Pacific are setting their sights on expansion into the region’s fastest-growing emerging markets, reveals a new industry survey by State Street. But the journey will take them into uncharted terrain.

We asked financial services thought leaders to provide any trends, predictions or changes they see happening in the financial services industry. The predictions fell into six key categories, which should help you as you make your investment pla...

Every organization needs to be customer-obsessed and deliver desired information on a variety of channels a t the precise moment of need. The shift to a mobile mindset is underway in the banking industry. This infographic, based on Forrester report c...

The expectation today is that any desired information or service will be available on any device, in context, at their precise moment of need. Financial organizations, however, must remain keenly aware of the unique journeys in which prospects procee...

The expectation today is that any desired information or service will be available on any device, in context, at their precise moment of need. Financial organizations, however, must remain keenly aware of the unique journeys in which prospects procee...

Heartland offers flexible payment processing options from Apple Pay and PayPal to POS, e-Commerce, mobile card reader…and more. Start accepting payments easily and securely, so you can focus your time and energy on making it a day to rem...

Heartland Secure ™ is the most secure card processing solution in the industry, backed by a comprehensive breach warranty. We combine three powerful technologies to protect your card data on every level.

Keeping up with its commitment of providing Superior and Consistent Banking Experience, YES BANK launches YES Remit Easy, fast, and secured online money transfer option to India. Now send money to your loved ones back home from the comfort of your ho...

People with disabilities and their loved ones face a distinct set of financial challenges throughout their lives. To help address these challenges, in 2008 the Government of Canada introduced the Registered Disability Savings Plan (RDSP). Design...

The first ETF was launched in Canada (TIPS) on the Toronto Stock Exchange in 1990. Since that time, ETFs have grown to 374 products* and are quickly becoming a popular option for investors who wish to diversify their portfolios.

Drawing on surveys of thousands of Canadians, researchers have crunched the numbers and concluded that advisors contribute to higher levels of wealth. Below are a few of the findings.Canadian investors’ perceptions of mutual funds and the mutua...

Balboa Capital was named after its first office on Balboa Island in Newport Beach .We developed an intuitive online platform that simplifies the entire process. Calculators provide instant estimates, applications can be completed and submitted in a m...

Balboa Capital is A+ rated by the Better Business Bureau (BBB), and we are one of the highest-rated financing companies on TrustPilot. We are headquartered in Orange County, California, and have satellite offices in Scottsdale, Arizona and San Ramon,...

Fintech are entering the banking and payment scene in a big way, driven by a wave of innovative services, products and revenue models. However, that also means there’s no established reputation for stability, loyalty and knowledge on data secur...

It’s that time of year again. You’re probably also thinking about 2015 and making plans for how you’ll use your 2015 travel budget. With dozens of industry events to choose from, it can be hard to keep track of them all. To help you...

Check fraud cost financial institutions $648 million in 2012 ($1,367 per case). Rather than letting fraud happen, Deluxe is enabling financial institutions to be proactive and take measures to fight back against fraud. From the moment a check order i...

Marine General Liability for marine operations including contractors providing legal liability coverage for property in their care.Charterers Legal Liability for operations of rented or leased vessels including third party bodily injury and property ...

Identity theft and fraud are real concerns for your account holders. There are more ways than ever for your account holders to be attacked and whether fair or not, they expect their financial institutions to be protecting them. A 2013 ABA report cite...

Social media is here whether you like it or not. Your customers are talking about you and you can choose to let it happen without your input or join in the conversation. This infographic covers which channels are the most popular for your customers, ...

In the banking industry, the buzz around check decline has led many people to believe that the end of checks is near. But don’t count them out of the payment mix just yet. Checks remain the primary payment method for small businesses, a preferr...

Verifone is transforming everyday transactions into opportunities for connected commerce. We’re connecting more than 29 million payment devices to the cloud – merging the online and in-store experience and creating the next generation of ...

Verifone is transforming everyday transactions into opportunities for connected commerce. We’re connecting more than 29 million payment devices to the cloud – merging the online and in-store experience and creating the next generation of ...

Verifone is transforming everyday transactions into opportunities for connected commerce. We’re connecting more than 29 million payment devices to the cloud – merging the online and in-store experience and creating the next generation of ...

Every year there are dozens of events in the Financial Services industry that are vying for your attention. Attend the right events and you will leave feeling energized and prepared to make an impact at your institution. For a list of some of the bes...

The effects of identity theft and fraud can be devastating not only to the victims but to financial institutions as well. While some types of fraud have declined, others continue to appear and grow. Take a look at the current landscape of this growin...

Switching financial institutions can be difficult for consumers. In fact, 53% of surveyed consumers gave up before making it to the final step. Learn why it can be so difficult for consumers to make the switch, and what you can do to make the transit...

There is a definite disconnect between what financial executives would like to spend their time doing and what they actually do. A significant percentage of their time is spent analyzing bank and branch performance, which is often based on out-of-dat...

In a time of intense identity uncertainty, consumers are looking for a little identity serenity. This identity theft poem will help you understand the opportunty credit unions and banks have in offering protection to their account holders.

Ninety-one percent of organizations utilize spreadsheets in some capacity during financial planning, budgeting, and forecasting. But just because spreadsheets are near ubiquitous for performing these tasks, does not mean they are the best tools avail...

As running a credit union or community bank becomes more complex, everyone from the CEO to the branch manager must take on more responsibility and accountability. This is where technology can make the difference. Surviving in today’s disruptive...

Research shows that, on average, active, fully engaged accounts net $212 more per year than those that aren’t engaged. And while the first 90 days after a new account is opened are essential to long-term engagement, fewer than half of new accou...

According to the Convert 'Silent Attrition' into Banking Engagement and Profits study commissioned by Deluxe and conducted by the Javelin Strategy & Research group, 1 in 5 new customers are overwhelmed by the thought of switching direct d...

Financial institutions aim to drive consumer account-switching behaviors, but few are really good at it. Failing to convert newly acquired accounts into profitable, long-term relationships leads to both financial losses and lost customers. To explore...

Deluxe recently teamed with Javelin Strategy & Research to learn more about how the mind of a check user works. We wanted to understand how pricing affected their decisions, how they feel about bundling, what security features they valued, and of...

Welcome to the new Nasdaq. Where capital market logistics are solved by people, products and services that are as ambitious as you are. In 1971, the microprocessor was born. Nasdaq wasted no time capitalizing on the new technology by bringing all-ele...

Welcome to the new Nasdaq. Where capital market logistics are solved by people, products and services that are as ambitious as you are. In 1971, the microprocessor was born. Nasdaq wasted no time capitalizing on the new technology by bringing all-ele...

While social media has given communications professionals greater access to journalists and influencers, the effectiveness of your pitch relies less on technology and more on a fundamental activity that has stood the test of time: building a relation...

According to a recent Nasdaq survey about IR website, 74 percent of the investors and analysts who participated said the sites influence their perception of the firm and its IR program. One buy-side investor surveyed said ‘content is the most c...

The middle of a crisis is not the right time to start assembling your crisis management team. Designing a crisis communications team to communicate and respond in a crisis is one of the most important things top management can do to safeguard your co...

When hiring employees, chances are you’re take the time to review resumes, assess skills and ensure that potential applicants have the right experience for the specific job. But do you also take the time to ensure you are hiring the right people for ...

So, where are the accounting and finance jobs? Accounting Principals took an in-depth look at data collected from our national recruiting network and summarized our findings here. Whether you’re an accounting and finance veteran, or just starting out...

Based on a survey of 400 senior hiring decision makers including CFOs, Financial Services leaders and CIOs in Singapore, the Robert Half H2 Employment Report provides invaluable insights into the hiring intentions in the second half of 2015.

Based on a survey of 400 senior hiring decision makers including CFOs, Financial Services leaders and CIOs in Singapore, the Robert Half Employment Report provides invaluable insights into the hiring intentions and concerns about staff retention in t...

The transportation industry is a very broad, diverse group of companies and individuals that collectively keep America moving. With all of the time and effort it takes to keep those wheels turning on the highway, the amount of traffic that goes onlin...

New innovations are providing novel ways to enable an “always on” society: mobile, social, and cloud technologies are being interwoven into the fabric of everyday life creating new value or offering new efficiencies

This document is only provided for information purposes and does not constitute, nor should it be interpreted as, an offer to sell or exchange or acquire, or an invitation for offers to buy securities issued by any of the aforementioned companies

JANUARY 2012 1simple The way the world bank calls our customer centric bank Winning the customer´s trust Customer centric, the new banking Top experiences New areas of growth also in this issue Trending issues Technology trends Edge January 2012

India leads the world in economic confidence and plans biggest increase for investment and spending, as reported by Indian finance leaders, in the eighth annual Global Business and Spending Monitor - a survey of global finance leaders by American Exp...

The study reveals that early adoption of financial discipline is critical for profitable growth among small and medium enterprises (SMEs). Travel and other related expenses are a crucial cost category and managing these expenses is as important as gr...

The 2015 The State of Financial Literacy on Social Media assesses the level of financial literacy, general attitudes and perceptions of 1,588 regular users of the four major social networks (Facebook, Twitter, LinkedIn, and Reddit) in relation to the...

SOCIAL MEDIA STATE OF FINANCIAL LITERACY 2015 could you benefit from meeting with a financial advisor and would you be willing to pay? FINANCIAL ADVICE I could beneﬁt from some advice and answers to everyday ﬁnancial questions from a professional.

SOCIAL MEDIA STATE OF FINANCIAL LITERACY TWITTER could you benefit from meeting with a financial advisor and would you be willing to pay. Financial advice 42%of twitter users are likely to seek out advice regarding tax planning.

SOCIAL MEDIA STATE OF FINANCIAL LITERACY 53 Facebook 46 Overall Mean DEMOGRAPHIC OVERVIEW AGE IN YEARS Overall refers to the participants surveyed across Face book, Twitter, Reddit, and LinkedIn. Face book had the oldest respondents compared to the o...

From conch shells and stones to virtual cards and mobile payments, the payments landscape has been evolving for millennia. This infographic highlights the important dates in payments history, from the dawn of paper money in 1861 to the introduction o...

The accounts payable function at organizations is evolving, and as companies bring their AP processes into the digital future, they need technological advances to keep up, bringing them from point A to point B with more accuracy, speed, and cost-savv...

As an international travel brand, cross border transactions (and their associated exchange fees/markups) are a necessary evil. With an average in 3% markup per transaction, each international booking could be costing you hundreds per booking, and for...

Growing your professional employer organization requires a client-focused plan combined with well-managed financial organization. But how can you overcome the challenges that can arise? A new WEX Health infographic takes a deeper look into growing yo...

Earlier this year, General Electric (GE) conducted their “Global Innovation Barometer” survey which revealed a large, dynamic shift in innovation amongst 3200 business executives spanning 26 countries across the globe. While in years past these same ...

GE is keen to invest in India & in projects in to boost infrastructure in sectors such as Rail, Power & Healthcare. Over the last 5 years, GE has doubled its investment in India ranging from supplier development programs to large infrastructure proje...

Owning a car is not cheap! You not only have to buy the car but then there’s also tax, car insurance and not to mention filling the tank with petrol every week. Insurance can take a big chunk out of anyone’s budget so AIG has created an infographic t...

Healthcare executives appear optimistic about revenue and growth in 2015 and express a desire to make additional investments and seek financing in the coming year. They expect trends around M&A to continue to rise and acknowledge its benefits for the...

Mid-sized companies are looking to grow, and leasing is a big part of that plan. Take a look at our latest infographic to examine the impacts of a new lease accounting standard for mid-size businesses.

Need a solution to help you manage your finances, customers and business insight in one solution? This useful infographic highlights the differences between Sage 200 Online and Sage 200 On-Premise, which model best suits your business?

Employees are the most important component in the quest to improve your business results. The investments you make in your workforce should yield a healthy return and positively affect the bottom line. The Return on Employee Investment infographic hi...

Despite the ubiquitous and relentless buzz around social media, most small businesses today aren't leveraging the basic online tools readily available to them to help grow their businesses, according to the latest small business survey by Citiban...

In 2009, we started with a new vision, and at Putnam, vision has proof points. With the goal of strong long-term performance squarely in mind, we added to our team of high achievers and refocused our commitment to active fundamental research. The swe...

Middle market industry infographic from Balboa Capital features an overview of this important $10 trillion U.S. business sector. This infographic has key statistics and forecasts of the middle market industry, which grew over 7% from 2014 to 2015. Th...

Leading small business loan provider Balboa Capital recently conducted a nationwide survey of SBOs, and the results are featured in this infographic. 65% of small business owners surveyed reported revenue increases in the second quarter of 2016, and ...

This infographic features information about direct lender Balboa Capital, which opened its doors in 1988 and has become one of the largest independent financing companies in the United States. The company’s portfolio of financing products inclu...

Women in business infographic from direct lender Balboa Capital. This infographic highlights the many achievements of female entrepreneurs in the United States. Women-owned businesses generate more than $1.5 trillion in revenue each year, and they ha...

Infographic from direct lender Balboa Capital features the results of a nationwide survey the company conducted in January 2014. Balboa Capital surveyed over 300,000 small business owners and more than 150,000 equipment vendors across the United Stat...

Construction industry infographic developed by direct lender Balboa Capital, a leading independent financing company headquartered in Irvine, California. This Balboa Capital infographic features key numbers and statistics regarding the construction i...

Mining infographic developed by equipment financing company Balboa Capital features an overview of the mining industry in the United States. Learn how much revenue this important industry contributes to our nation's economy each year, and how man...

Small business survey infographic from small business loan provider Balboa Capital features highlights from the company's mid-2015 survey of business owners in the US. The online survey was sent to 35,000 business owners to gauge their confidence...

Life insurance is too often seen as death protection only – a one-time purchase for short-term “what-ifs.” A more complete view of the value of life insurance reveals a dynamic, multi-purposed means to unlock three essenti...

As part of our liability insurance video series this video looks at what public liability insurance is. Watch to learn how it protects the public and keeps your business safe. Well, it’s a type of insurance that protects your business should a ...

Choosing the right accountant is important for any business owner. Their specific skills can save you money and offer valuable advice. On the other hand, maybe you want to have a go yourself and try out some accounting software. Our accounting decisi...

Voya Financial, Inc. (NYSE: VOYA), helps Americans plan, invest and protect their savings — to get ready to retire better. Serving the financial needs of approximately 13 million individual and institutional customers in the United States, Voya...

inDinero helps business owners manage their finances and solve real world problems every day. We are a global firm with an entirely new approach to accounting - we’re shaking up the status quo and creating what’s next for the indust...

inDinero helps business owners manage their finances and solve real world problems every day. We are a global firm with an entirely new approach to accounting - we’re shaking up the status quo and creating what’s next for the indust...

At BMO, banking is our personal commitment to helping people at every stage of their financial lives.The truth is, people’s needs change: so we change too. But we never change who we are. Which means we’ll never waiver from providing our ...

At BMO, banking is our personal commitment to helping people at every stage of their financial lives.The truth is, people’s needs change: so we change too. But we never change who we are. Which means we’ll never waiver from providing our ...

A Wells Fargo Collegiate® student loan is designed to help undergraduate students attending traditional four-year schools pay for college.Cover the cost of education, including tuition, books, computers, or housing (minus other aid).Students make...

Acquisition of GE Capital Interbanca Group 28 July 2016 DisclaimerThis presentation does not represent a prospectus or other offering documentation, and does not constitute or form part of, and should not be construed as, any offer or invitation to s...

GE will sell most of its GE Capital assets by 2018, a move that will reshape the company and further the role of its industrial businesses as the principal source of GE’s earnings.GE Chairman and CEO Jeff Immelt, who announced the plan this mor...

This infographic illustrates key findings from "Community Health Center Financial Perspectives (Issue 2), a new resource that provides lenders and investors with the national financial and operational trends of community health centers.

Most of New York City’s owner households (61%) reported carrying a mortgage in 2014, a rate only slightly lower than the national rate of 64%. But New York City households with a mortgage were more likely to be housing cost-burdened than their ...

This infographic illustrates key findings from "Community Health Center Financial Perspectives (Issues 3 and 4), new resources that illustrate the impact of capital projects based on a a study of 118 health centers over a five year period.

In the age of technology and the internet, the right website can be crucial to your company’s success. According to GE Capital Retail Bank’s second annual Major Purchase Shopper Study 81 percent of consumers research a company online befo...

In recent times, savings have been the top concern for many travel managers. Having been hit like so many other industries by the last recession, managers strove to make every travel dollar go as far as possible. However, that situation is changing, ...

Even if you’re not as young as you used to be, there are still steps you can take to ensure that your finances are rock solid for life’s eventualities. Check out this “Finance Goals by Decade” infographic from LFG Loans to gui...

Organizations in the financial services industry have long relied on search engine performance as a key influencer of total business revenue, because many believe it is the best way to generate qualified, actionable leads for sales.

We have detected a fake banking website purporting to be DBS Bank. This fake bank used DBS’s name, logo and images. Such sites are designed to trick customers into providing their personal information and banking credentials or to conduct advan...

While it’s hard to put a price tag on the enjoyment and companionship owners get from their pets, we do have some hard numbers on the actual costs of keeping and caring for an animal. The ASPCA has compiled the annual expenses for a variety of ...

The FDIC and OCC have tightened information security controls for banks, and FFIEC examiners are closely monitoring how banks are protecting customer information and accounts. This infographic explains security concerns that are facing banks and way...

YES BANK Savings Accounts have been designed specifically to take care of your banking requirements. Our innovative financial solutions, backed by expert advice, will provide you with a truly rewarding banking experience. Earn a higher return of 6% p...

Singapore is home to 125 commercial banks, of which five are local and the rest are all foreign banks. The five locally-incorporated entities are owned by the banking groups – Development Bank of Singapore (DBS), United Overseas Bank (UOB), and...

If you have questions about how these current trends will affect your business, contact a recruiter.Having a difficult time viewing? Download the infographic as a PDF here.
For more statistics on the current U.S. hiring environment, download o...

Our new report looks at the profound impact of data analytics on how financial institutions service their customers. But the pace and intensity of technological change has caught many incumbents by surprise, creating a gap that is being exploited by ...

While I believe truly healthy financial functioning is a myth for most people in this economy, there are certain things we can do to make our lives easier. While unplanned expenses like car repairs, medical bills, and other emergency costs can spell ...

When you begin the homebuying process, whether you’re getting prequalified for a loan or ready to submit a complete mortgage application, chances are you’ll be working with a Loan Officer. A Loan Officer, also referred to as a Loan Origin...

We created an infographic for Fair Loans entitled Personal Loans. This talks about how one can benefit from this type of loan - See more at: https://visual.ly/community/infographic/business/fair-loans-provides-personal-loans#sthash.NpfuNrXo.dpuf

Key developments As of December 2014, the publicly traded CROs had added a combined $14 billion to the market in the prior two years. In this infographic, ISR examines the ever-growing CRO Capital Market. For more ISR research, visit ISRreports.com. ...

SIBOS, the Swift International Banking Operations Seminar, one of the largest annual conference and networking events for the financial industry has recently wrapped in Singapore, the first time the event has been held in Asia for six years.

Auto insurance is one of the most sought after insurance plan that meets the needs of people in case of accidents or mishaps. The primary purpose of the insurance is to provide financial protection against vehicle damage or injuries that result from ...

Who’s leading the mobile banking revolution? Consumers. They’re pushing for banks to do more with the mobile channel — and they’re rewarding banks that answer the call by paying overdue debts faster and responding quickly to f...