Travel Insurance You Can Trust

Where are you going?

Destination *

Area of travel

Select a region that best covers your travel plans. The region you choose should include all the countries you are travelling to. For example

- if you are travelling the USA and Europe, you must select Worldwide as this will cover both areas.
- if you are travelling to France and the UK, you must select Europe, Asia and the Middle East as your area/region of travel.

The Americas and Africa

Algeria

Angola

Anguilla

Antarctica (Cruising)

Antigua and Barbuda

Argentina

Aruba

Ascension Island

Azores

Bahamas

Barbados

Belize

Benin

Bermuda

Bolivia

Botswana

Brazil

Burkina Faso

Burundi

Cameroon

Canada

Canary Island

Cayman Islands

Central African Republic

Chad

Chile

Colombia

Comoros

Congo, Democratic Republic

Congo, Republic

Costa Rica

Cuba

Dominican Rep.

Ecuador

Egypt

El Salvador

Eritrea

Ethiopia

Falkland Islands

French Guiana

Gambia

Ghana

Greenland

Grenada

Guadeloupe

Guatemala

Guinea

Guinea-Bissau

Guyana

Haiti

Hawaii (Select USA)

Honduras

Ivory Coast

Jamaica

Kenya

Lesotho

Liberia

Libya

Madagascar

Malawi

Mali

Martinique

Mauritania

Mauritius

Mexico

Morocco

Mozambique

Namibia

Netherlands Antilles

Nicaragua

Niger

Nigeria

Panama

Paraguay

Peru

Puerto Rico

Reunion

Rwanda

Sao Tome and Principe

Senegal

Seychelles

Sierra Leone

Somalia

South Africa

St. Kitts & Nevis

St. Lucia

St. Vincent & Grenadines

Sudan

Suriname

Swaziland

Tanzania

Togo

Trinidad & Tobago

Tunisia

Uganda

United States of America

Uruguay

Venezuela

Virgin Islands

Zambia

Zimbabwe

Europe, Asia, and the Middle East

Afghanistan

Albania

Andorra

Armenia

Austria

Azerbaijan

Bahrain

Bangladesh

Belarus

Belgium

Bhutan

Bosnia

Bulgaria

China

Croatia

Cyprus

Czech Republic

Denmark

Dubai (Select United Arab Emirates)

Estonia

Faroe Islands

Finland

France

Georgia

Germany

Gibraltar

Greece

Hong Kong

Hungary

Iceland

India

Iran

Iraq

Ireland

Israel

Italy

Japan

Jordan

Kazakhstan

Korea (north)

Korea (south)

Kosovo

Kuwait

Kyrgyzstan

Latvia

Lebanon

Liechtenstein

Lithuania

Luxembourg

Macau (Select China)

Macedonia

Maldives

Malta

Moldova

Monaco

Mongolia

Montenegro

Myanmar (Burma)

Nepal

Netherlands

Norway

Oman

Pakistan

Palestine

Poland

Portugal

Qatar

Romania

Russia

Saudi Arabia

Serbia

Slovakia

Slovenia

Spain

Sri Lanka

Sweden

Switzerland

Syria

Tajikistan

Turkey

Turkmenistan

Ukraine

United Arab Emirates

Uzbekistan

Yemen

UK and South East Asia

Brunei

Cambodia

England (Select United Kingdom)

Laos

Malaysia

Mongolia

Northern Ireland (Select United Kingdom)

Philippines

Scotland (Select United Kingdom)

Singapore

Taiwan

Thailand

United Kingdom

Vietnam

Wales (Select United Kingdom)

Indonesia, South West Pacific and New Zealand

American Samoa

Bali (select Indonesia)

Cook Islands

East Timor

Federated States of Micronesia

Fiji

French Polynesia

Guam

Indonesia

Kiribati

Marshall Islands

Micronesia

Nauru

New Caledonia

New Zealand

Northern Marianas

Palau

Papua New Guinea

Samoa

Solomon Islands

Tahiti (select French Polynesia)

Tonga

Tuvalu

Vanuatu

Western Samoa

Australia

Australia

Domestic Cruise

Antarctica-Sightseeing Flight

Norfolk Island

When is your trip?

departuredate *

Jan222019

returndate *

Jan222019

Date of travel

Travel start date

Single trips

Annual multi-trips

The date you depart Australia

Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy.

Cover under all other sections begins from the Travel Start Date you select.

The date your policy will commence

Cover under the Amendment or Cancellation Costs Benefit begins from the time you buy your policy.

For further information, we recommend you read the definition of 'Relevant Time' in the Policy Wording.

Travel End Date

Single trips

Annual multi-trips

The date you return to Australia

Regardless of what you enter as the Travel End Date, you will be quoted for a 12 month Annual Multi-Trip.

For further information we recommend that you read the definition of 'Relevant Time' in the Policy Wording.

Age of Each Traveller at Issue Date

Travel insurance for your smartphone and electronics

Why cover your electronics?

An essential item for most travellers is a smartphone or camera. We all want to be able to capture the moments that take your breath away so when you lose or have your electronics stolen it can be devastating and can potentially ruin your holiday. To save you stress and keep your mind at ease you can protect yourself and your belongings with one of Cover-More’s insurance policies.

Smartphones

Smartphones can be used for multiple purposes while travelling; a GPS, camera and of course a way to communicate with others. Imagine if you accidentally dropped your smartphone in the Trevi Fountain while taking the perfect Instagram shot – your heart can break. Luckily, with one of our insurance policies we can help lessen the pain. If your phone gets damaged while travelling and your claim is approved, we repair, replace or pay the value of the smartphone*.

Computers

If you travel for work, you would most likely take a laptop. If this gets stolen right from under your nose you while you are paying for your train ticket we could have you covered! Depending on the insurance policy you buy this can vary how much cover you have. To compare policies and find out which insurance policy is best for you get a quote online in under 30 seconds.

Cameras

A camera is an essential travel companion and the pictures you take are a way to reminisce about your travels. It can be upsetting if you accidentally lose your camera while travelling but we can help you out. TIP: take care of your belongings and make sure you back up your photos regularly so you don’t lose those valuable memories. If your camera is stolen, make sure you report it to the local authorities within 24 hours**. If your claim is approved, we either replace or pay the value of the camera*.

Claims

In 2016, we settled over $850,000 in smartphone claims alone. If you need to make a claim for an electronic device that was lost, stolen or damaged while travelling, we consider many aspects when assessing a claim and deciding on the outcome. For example, we look at the age of the item, its original purchase price, the replacement cost or repair cost (if applicable), your policy excess, the maximum benefit limit and sub-limits, reasonable depreciation (as determined by us) and the terms and conditions of the policy.

Read the Product Disclosure Statement (PDS) before purchasing a policy so you are aware of the conditions, exclusions limits and sub-limits that apply.

* It is our choice which of these we do. Reasonable depreciation will be deducted from the amount we pay you.**Report any loss or theft to the police within 24 hours and obtain an original written report. Additionally, we require the relevant report from the related party. For example, an Airline Property Irregularity Report (P.I.R.) is also required if your items are lost or stolen when travelling with an airline.