The collapse of Carillion this week brought how Britain runs itself into the spotlight, but it also left many workers wondering about their money.

And it's not just their wages that are a concern, the safety of people's final salary pensions is a major worry when a company collapses.

In this week's podcast, Simon Lambert, Rachel Rickard Straus and Georgie Frost look at how safe your pension is and what backs it up.

They also discuss whether it is wise handing over so much of the UK’s public service and projects to private companies looking to turn a profit for shareholders - and what happens to people's finances when that goes wrong?

If you've always wanted to understand the business of the private finance initiative (PFI) – this week’s show is a must listen.

Alongside that we discuss the continuing madness of the cryptocurrency boom, including the alternatives to bitcoin and how ripple rose 84 per cent in 24 hours.

We also reveal the savings rate postcode lottery and ask that all important question, should you spend your money now and enjoy it or save it for the kids' inheritance?

How safe is your money if a big employer like Carillion collapses

How to listen to the This is Money podcast

We publish our podcast every Friday to the player on This is Money, above, and on Apple Podcasts (iTunes) and on the podcast platforms Audioboom and Acast, both of which allow you to listen on desktop, mobile, or download an app.

To download the Apple Podcasts app if you do not already have it, go to the App store. Or go to either the Apple App store or the Google Play store on Android to download the Acast app or the AudioBoom app.