Wednesday, December 10, 2008

Christmas Savings Plan: Step One

In the mode of holiday savings, I have devised a few simple steps which will ease your pocketbook during these financially trying times.

As promised here is the first installment.

Step One: Check Up On Your Checking Account

One way of saving a couple of duckets is to go through your checking or saving accounts and take a good inventory of all the automatic deductions that you have established.

Do you really need to spend over $150 a month for your Time Warner Cable? How about your Netflix account? I know that $20 per month is not a lot to spend on three movies at any one time, but when was the last time you visited your local branch of the Cincinnati Public Library?You know they have videos as well, and they are free. Not only that, they have those things that go on bookshelves.

You could even learn a thing or two in the process.

Cutting these extra expendatures out, even for a month may go a long way during your next visit to Kenwood Towne Centre.