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You have been struggling to come up with an investment plan that works for you.

We suspect the best analogy to frame your problem is not that you need water and find yourself in a desert, but rather you need a glass of water and find yourself being blasted in the face with a fire hose.

There is so much financial advice and so many financial products on offer — some well-intentioned and some self-serving — it is simply overwhelming. Much of it is ill-suited to your particular circumstances. Most of it is unnecessarily complex. Some of it is downright bad.

We are Constancy Investors. We believe simplicity needs to be a distinguishing feature of an investment approach that will serve you as an individual investor. Our hope is to hand you the glass of water.

At Constancy Investors, our goal is to provide you with everything you need to develop, implement and stick with a reliable approach to investing your hard-earned money to achieve your long-term financial goals. Above all, a secure and comfortable retirement.

We begin by empowering you with know-how. Common sense perspectives on what works and does not work in investing—in simple language and step-by-step (if that’s how you like to do things). We do this under the Learn tab at the top of the page, in two parts—Time Frame and Mindset and Exercising Common Sense.

Second, we work with you to design an investment plan that capitalizes on your advantages as an individual investor. Our Investor Temperament Questionnaire and Planning Tools help tailor this plan to your unique circumstances and personality. You will find these in the second tab at the top of this page—Plan.

Finally, if our investment principles make sense to you, we put your plan into action with investment portfolios specific to each of your goals. In an uncertain world, the Constancy Investment Portfolios systematically manage those things we can control to maximize the likelihood of successful outcomes.

Evidence-based investing, combining the best of active and passive. We practice what we preach with our investment line-up. For convenience and accountability in putting your plan into action, we manage separate accounts and select stock and bond funds that serve as the building blocks of your diversified portfolio.

Constancy Investing

Automated Rules-based Selection

Valuation Criteria

Fundamental Criteria

Low Fee

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Current Considerations for the Constant Investor

The volume, pace and urgency of financial “news” hurled at us undermine the long view and mess with our emotions. We will not add to the noise and drama. Our market comments are infrequent and limited to big developments likely to persist. Low interest rates are the distinguishing feature of the current landscape.Click to learn ways to manage this challenge.

About Constancy

Our mission at Constancy Investors is to help people build long-term wealth, especially with respect to retirement funds. We've built the firm to serve you, the investor, at every turn. We provide a soup-to-nuts offering—investment education, financial planning and investment funds—under one roof.