$40K Challenge

Despite all the evidence I offer, I occasionally get email from folks who say it’s easy for me to talk about living on $40,000 per year when I make significantly more than that. Never mind that I didn’t always earn a large salary. Forget that I’ve always spent far less than I’ve earned.

There are plenty of deniers out there who simply refuse to believe that anyone, including a family of four — or even more — can live comfortably on $40,000 or less per year.

For that reason, in 2013 I started a series that highlights Len Penzo dot Com readers who make ends meet on $40,000 per year — and oftentimes much less than that! Here is a list of all the stories that have been featured through the years, from July 2013 through March 2019:

If you’re a household CEO who is successfully making ends meet on roughly $40,000 per year or less ($45,000 maximum, please) — I’d love to hear from you. Contact me at Len@LenPenzo.com and be sure to put “$40,000” in the subject line. If I publish your story, you’ll get a $25 gift card or an American Silver Eagle!

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Ultimately, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.