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I am an accredited investor.
Groundfloor is open to everyone. However, accredited investors can
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for individual investors

for house flippers & real estate investors

What The Press Has To Say About Groundfloor

Closing the gap between the real estate investor and
borrower through crowdfunding is what makes
Groundfloor innovative.

Groundfloor is unusual in that its mission opens
real estate investing to the general population….
The investment is secured by the real property,
and there’s an aggressive pre-screening
process for developers.

Developers…have embraced the opportunity. They see
it as a viable way to quickly raise cash for a project.

Unlike several other real estate crowdfunding platforms that require
a minimum investment of $5,000, Groundfloor asks for a minimum
investment of only $10. Typical Groundfloor loans...return 12
percent annually on a six-to-12-month term…. Real estate crowdfunding
opens up the potential for achieving high risk-adjusted yields that
have traditionally remained the province of a very narrow sliver of
privileged people…

Groundfloor fills a void for real estate entrepreneurs...They provide short-term,
high-yield returns backed by real estate to entrepreneurs who are often ignored by
traditional lenders…

Groundfloor’s investors are regular Americans who partner with developers on 20
to 30 real estate projects over a six month period...They earn between a 5 percent
and 16 percent return on their investment within six to 12 months…. Investors run
the gamut from retirees to professionals who want to invest in real estate part time.

Groundfloor made the higher returns of real estate investing available to regular
people who previously did not have access.

I applaud Groundfloor in really building a
business from the ground up where they're
focused on the non-accredited investor.

'It was a nightmare working with banks,' Costanzo said. 'It was
bureaucratic and tedious.' Costanzo then reached out to Groundfloor….
Groundfloor allows developers, homebuilders and remodelers like Costanzo
to crowdfund money from online investors across the U.S. — similar to
how startups raise funds on Kickstarter to manufacture new products.
Within a couple of weeks, Costanzo, a former wealth manager, raised
$100,000 from 130 investors through Groundfloor….'They just make it
happen,' Costanzo said. “It seems more efficient and faster than a bank.

What Other Real Estate Investors Have To Say

Michael Olander

Investor

Traditionally only high net worth individuals and a small select group of people would have access to something like this.
Now through Groundfloor everybody can participate in this and earn these returns....I really feel like Groundfloor is at
that inflection point right now - it is really about to come together and just take off.

Merrill Mason

Investor

The unique 'crack the code' idea is they've given the ability for every person that wants to participate in these sort of fundings.
So if there's someone who's unaccredited who feels there's money to be made, now there's a way for them to do it that wasn't there before Groundfloor.

Michael Goodmon

Investor

Watching other crowdfunding platforms, what was really missing was how can I do crowdfunding but also make a really
good investment at the same time? How can I crowdfund into something where I have collateral, and I have security,
and I have confidence of repayment? Make it less of a social tool and more of an investment tool, or a yield tool
for those who might not be able to access what institutions can access - I think that's the true power of Groundfloor.

Serguei K

Investor

No retail guys have been able to venture into bond offerings....If Groundfloor proves successful in the
real estate space, what they have developed will apply to the whole bond universe.
They have the right idea at the right time, and they're fighters.

John Austin

Investor

In the last 5 years we've had 150 companies come through NC Idea Labs, and Groundfloor is probably
one of the top three or four companies that we've worked with. Groundfloor has built a platform that
they can expand upon as they see other opportunities. They're disrupting an industry that has hundreds
of billions of dollars of opportunity.

Jason Widen

Investor

Groundfloor makes borrowing, transparent, fast and easy, so that I can do the things that I'm good at
in making money and developing property. As the founder of HQ and someone that's around 300+ start-ups,
Groundfloor is definitely one of the top companies that we've worked with.

Mark Easley

Investor

From day one, Groundfloor has had the important philosophy that they're going to enable the retail investors in this space,
and there are very few people doing this, so it is a competitive advantage...This is more difficult to do, and takes more time,
but once it works, then the sky's the limit, because everyone in the US can do this kind of investing....I've invested in a
lot of companies, and we don't often come across one that has this kind of scale factor to it....The potential for this
turning into a really high scale business is absolutely there - that's what I like about Groundfloor, and I think that's
what the other investors like about it too.

Dan Ciprari

Investor

What drew me to Groundfloor was that I could invest as much as I wanted and I could diversify that across a bunch of smaller investments.

Daniel Roth

Investor

With Groundfloor I could get a higher yield with less effort than in the stock market.

Linda

Investor

I've invested in other crowdfunding platforms that invest in unsecured credit card loans,
and I was excited to see that Groundfloor has secured loans with collateral behind the properties.

Mark Crites

Investor

I like with Groundfloor that you can see the asset - you know what you're investing in.
When you compare that to a Lending Club, the backbone of their assets...are significantly more risky.
A hard asset, real property, versus intangible, unsecured credit card debt - it was an easy comparison.

Richard Nailing

Investor

Groundfloor has returned 10.5% over time. My broker would freak out if he knew how well I am doing with this - he'd say, "This is much better than a lot of the things I've given you."

John Mangham

Borrower

With Groundfloor, I saw that the cost of capital could be substantially less than a hard money loan.
And that was significant. Groundfloor's team gets what the borrower needs.

Danesha Palmer

Borrower

I was pretty amazed with Groundfloor - the points were awesome, the down payment was awesome.

Sherry Bailey

Borrower

Groundfloor was super easy to work with. The follow-up is so great. They are always there, and always on it.

Jeff Seal

Broker

My preferred lender is always Groundfloor. What attracted me to Groundfloor was their understanding of cash flow to an investor.

Nick Borth

Investor

I decided to invest in GROUNDFLOOR because it gives me the
ability to invest & make money in the rebounding housing
market, without the large-scale capital requirements, time
requirement, and managerial overhead of being a direct real
estate investor and developer. Groundfloor allows you to take
part with a relatively low cost of entry. Further, I like
being able to understand how the
funds will be spent, and who will be spending them…. The
return is attractive, and the investment terms are short
enough to where you don’t have to be without the liquidity for
too long.

Alex Hill

Investor

Groundfloor makes investing in real estate a simple process.
With a minimum investment size of $10 per project, it is easy
for me to diversify my capital investment, while being able to
quickly filter through project options to find what best fits
my strategy. The process of investing through Groundfloor has
been very smooth, and I look forward to enjoying continued
investments and returns in the future. I would definitely
recommend the Groundfloor platforms to anyone looking to
invest in real estate assets or make a superior return on
their capital.

Dan Cooper

Investor

I like having the ability to invest in real estate without
having to make either a massive commitment to a single
property or trust a vague portfolio of properties selected by
someone else.

Adam Ailion

Borrower

"My first GROUNDFLOOR project, which had 100% equity, was denied
funding from a bank and a credit union since I owned the property
for less than 6 months; I couldn’t even get a home equity line
with my 740+ credit score! Thankfully Groundfloor arrived. The
project funded relatively swiftly and the loan underwriting was
timely and much smoother than what I’ve experienced at large
banks. Loan servicing and post-closing support were also
responsive and they were prompt to make payments on any
construction draws."

Steve Brock

Borrower

"Groundfloor’s innovative approach to real estate financing is
proving to be an effective way for us to keep pace with rising
demand in our communities. I was blown away by how quickly and
easily we were able to fund a project--it took less than 36 hours
on our first deal."

John Mangham

Borrower

"We will defintely be using Groundfloor again. Groundfloor
investors have become a meaningful part of our financing and
business strategy. In addition to providing funds for our
projects, we blieve that our cost of capital and fundraising
timeline will decrease over time."

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