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Car Insurance

You may be a responsible driver. It's everyone else we're worried about.

That's why Mercury is committed to providing you with optimum coverage, so you're protected no matter where the road takes you. With Mercury, it turns out you don't have to sacrifice quality for price or service for price or... let's just say you don't have to sacrifice anything at all. Your local agent works with you from the very beginning, to make sure you get every discount possible along with the proper amount of coverage, so that nothing is left up to chance.

Not too much, not too little, but just right.

The right amount of coverage is essential. Mercury offers a variety of coverage options to protect you and your passengers, your vehicle and the other drivers you encounter on the road. Our most common policy coverage includes:

Frequently Asked Questions

There are a number of factors that help determine how much car insurance you may need, like how far you drive, the type of vehicle you own, where you live and your budget. Consider the following when thinking about what auto insurance coverage options are best for you:

If you’re making car payments, chances are the lender will require the vehicle to have comprehensive and collision coverage.

The deductible determines how much you pay out-of-pocket after a covered loss. So, if you’re looking to save money, consider increasing your deductible, which will lower your auto insurance rate.

The age of your vehicle is another factor. If you have an older vehicle with a lower value, it might not make sense to pay for more expensive coverage like comprehensive and collision.

You should also consider how much liability coverage you need. Remember, if you only have $30,000 in liability coverage and you cause an accident that generates $100,000 in damages then you could be liable for the amount above your coverage limit.

Many states require drivers to have liability insurance in order to make driving financially safe for all. If you don’t have the required amount of insurance, you may be subject to fines and possible suspension or even loss of your driver’s license. Find out how much insurance your state requires. You can also speak with one of our local agents, who can tell you exactly how much insurance you need.

Everybody loves to save money, and auto insurance is no exception, so we’ve provided a few things you should consider when shopping for the best deal.

Vehicle Make and Model: The type of vehicle you drive can have a big impact on your rate. For example, a BMW will typically cost more than a Ford.

Anti-Theft Devices: You can generally get discounts for anti-theft features installed in your vehicle, because if your vehicle is harder to steal then the risk of loss is lower and that could save you money.

Location, Location, Location: Where the vehicle is parked at night and how much you drive can have an impact on your rates, because if you drive 40 miles to work then there is a higher risk that you could get into a collision.

Driving Record: The fewer accidents and tickets you have on your record, the lower your rate will be.

Grades in school.

Bundle and Save: When you bundle auto and home coverage you could save on both your auto and home insurance.

A Mercury agent can help find discounts for which you may qualify, and offer other money-saving tips to help you save even more.

What our customers are saying

Mercury Insurance has always been extremely helpful with all of my needs over the years! I have been insured with this company for approximately four years and I have absolutely no complaints. My monthly rate is very cheap compared to any other company that has offered me car insurance. I have filed two claims through Mercury and both were handled quickly and efficiently with very little stress on my part.