Earn 1 point per $1 spent on your Diners Club card, and 0.5 points when you use the companion Mastercard® Card. With no limit to the number of Reward points you can earn and no points expiry date, you can redeem for a host of rewards more quickly. Diners Club Members can redeem Diners Club Reward points across vouchers, merchandise, and travel partners - including 15 international airline partners, with 1 point for 1 QFF point.

Complimentary Travel Insurances

Diners Club has a range of complimentary travel insurances to ensure you're protected, wherever you are in the world. Now you can travel with confidence knowing we've got you covered.

With a Mastercard Card to complement your Diners Club account you can enjoy the convenience of acceptance at in over 33 million locations, over 1.9 million ATMs, everywhere online and in over 210 countries. So make sure you carry both cards with you at all times.

Managing two cards on one account couldn't be easier; you only have one PIN and one statement so you'll only have to make one payment.

Business Benefits

Joint & Several liability

Have the added peace of mind with a joint and several liability set up for your account. This is where your company is liable for the total indebtedness of each card issued under its name and is jointly and severally liable with each card member in relation to each card. With each card member being accountable for their own card spend, enjoy the added comfort to run your business confidently.

Higher pre-set spending limit

Diners Club is for people who want to spend to the limits of their success. Establish your ability to repay whatever you wish to spend and we won't raise an eyebrow. That's the beauty of no pre-set spending limit1.

With no fixed spending limit on your cards, you have the flexibility to manage your finances according to what you can afford and your changing needs.

Add to this the benefit of having a cashflow advantage of up to 51 days2 to purchase on your Account.

For more information, please refer to the Diners Club Business/Corporate Card Terms and Condition or call us on 1300 360 060.

2. Changes are payable on receipt of account. To avoid default fees you have 21 days after
the account issue date to pay.

ATO compliance

Diners Club has simplified GST for you by making our Business Card statements an efficient, streamlined solution to GST reporting for all your travel and entertainment expenses. Your Diners Club Business Card statement consolidates all your monthly expenditure into one clear record, making it easier to control and manage your expenses.

The Diners Club Business Card statement complies with ATO guidelines for statements to be accepted as a substitute for Tax Invoices (other than mixed supplies).

Statement Features:

Records GST paid on purchases

Can be used as a substitute Tax Invoice for expenditure identified as Taxable Supplies on the statement

Consolidates all travel and entertainment expenses into one system for easy management

Diners Club Card and Mastercard Card transactions all on the same statement

Track Your FBT Liabilities

If entertaining clients or associates is part of your business activities it is essential that you know the FBT rules relating to taxation of entertainment expenses.

Entertainment expenses paid by an employer directly or paid by employees and subsequently reimbursed may be subject to FBT. Your Diners Club Business Card statement flags charges that may be FBT liable and has been designed to assist you in calculating accurate FBT liability and related claimable GST.

Points pooling

Accelerate your points on all your company spend by combining all the cards issued to your company under the rewards points pooling program. In this program, all rewards points earned by each card member will be pooled into your main business account.

You can earn up to 1 point for every $1 on your Diners Club card, and 0.5 points when you use the companion Mastercard Card. With no limit to the number of Reward points you can earn and no points expiry date, you can redeem for a host of rewards more quickly. Diners Club Members can redeem Diners Club Reward points across vouchers, merchandise, and travel partners - including 15 international airline partners, with 1 point for 1 QFF point.

Cardholder Benefits

Citibank Dining Program

We are proud to announce that Diners Club is now part of the Citibank Dining Program. The Citibank Dining Program is the ideal way to locate and sample hundreds of restaurants across Australia. We have more restaurants joining every day, so there is always a new culinary adventure to explore. And with a bottle of complimentary wine, your Diners Club card ensures an even better dining experience. Follow these three simple steps to redeem your complimentary bottle of award winning wine when you dine at a Dining Program partner restaurant Visit the Citibank Dining Program website.

Airport Lounge Access

For true comfort and convenience when travelling, our Diners Club Airport and Members Lounges offer our members a private space to relax, work or meet colleagues throughout your overseas travel. Conveniently located at airports popular with business travellers, and boasting a range of modern facilities to ensure your every need is met, you can locate your nearest Diners Club Airport and Members Lounge now, with our simple online tool.

Diners Club Privileges

With your Diners Club Membership you can access a host of offers and benefits worldwide including accommodation, dining and shopping discounts.

Statements comply with ATO Guidelines to be accepted as substitute Tax Invoices

•

•

GST paid on purchases recorded on statement

•

•

Online Account Access

•

•

•

Quarterly BAS Reporting

•

•

•

Important Information1. Diners Club Reward points are earned, allocated, redeemed, forfeited or cancelled by Rewards Members in accordance with the Diners Club Rewards Terms and Conditions.
2. Transaction authorisation may require proof of sufficient resources.
3. Charges are payable on receipt of account. To avoid default fees you have 21 days after the account issue date to pay.
4. For any claims lodged on or after 1 May 2016, Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at http://www.dinersclub.com.au/terms-conditions.htm.
For any claims lodged prior to 1st May 2016, Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Diners Club Pty Limited, and is subject to Terms, Conditions and exclusions, some limits and excess may apply. The Terms and Conditions are available at http://www.dinersclub.com.au/terms-conditions.htm.

FAQS

Why Choose Diners Club?

Diners Club has offered excellence in business banking to professionals and businesses since 1956. We are focussed on delivering a quality business banking solution that offers significant financial and member rewards. Our cards provide greater financial freedom, our statements are tax ready and business efficient, and our member rewards make membership a truly rewarding experience.

We offer a charge card, with the option to add a Mastercard to your account. There are a range of benefits you can enjoy, and a number of ways you can tailor your account, to ensure it meets your business needs.

What is a Diners Club charge card?

A charge card is different to credit and debit cards, in that there is no pre-set spending limit, and there's no interest, as you pay your account balance in full with each statement. A Diners Club charge card allows you to manage your expenses and earn rich reward points, and gives you access to a wide range of features and benefits.

Unlike a credit card, you can spend as much as you need, when you need to, making it the ultimate convenience in credit banking and a true reward for maintaining a superior credit rating.

What does ATO compliance mean?

The Diners Club Business Card Statement offers a range of features that comply with the ATO guidelines. Our statements can be accepted as a substitute for Tax Invoices (other than mixed supplies), and include a GST adjustment schedule, which assists in identifying and accurately calculating GST that may be claimed.

GST information is not available for transactions with a Mastercard card as the details provided in relation to Mastercard transactions are not intended to be substituted for a tax invoice.

How can I utilize the business card to boost my business cash flow?

Instead of having to be out-of-pocket immediately for your business expenses when you pay by cash, by using the Business card, you will get up to 51 days* to pay for your purchases. This would effectively mean that you have an additional credit line to grow your business the way you want to.

How does a Diners Club Card compare to Credit Cards?

It doesn't. The financial freedom and flexibility of no set spending limits and no interest when you pay your balance within 51 days, the tax compliant business card statements, and a range of local and international business rewards - there is no comparison. A Diners Club Card is truly in a league of its own.

Why is Diners Club partnering with Mastercard?

We understand that different card providers offer different features and benefits. By partnering with Mastercard, we are enabling our members to conduct all of their business banking in the one place, as well as giving them the opportunity to earn more rewards points and enjoy greater merchant access.

In which airports can I access the airport lounges?

We have over 700 airport lounges worldwide that you will be privileged to be able to access. Please refer to the listing here.

Is there Complimentary Insurance Included?

Yes. As a Diners Club member, you will enjoy a range of complimentary insurance products, including travel insurance and purchase insurance. For full details, read our travel insurance and purchase insurance products.

What is points pooling?

If you are enabling multiple cards under your business to your employees or partners, you will have the option of combining all the rewards earned from these cards to the one main account.

Will I be paying annual fees for both cards?

No, both cards will be under one account; which means you will only pay one annual fee for both cards.

Statements comply with ATO Guidelines to be accepted as substitute Tax Invoices

•

•

GST paid on purchases recorded on statement

•

•

Online Account Access

•

•

•

Quarterly BAS Reporting

•

•

•

FAQs

FAQs

Why Choose Diners Club?

Diners Club has offered excellence in business banking to professionals and businesses since 1956. We are focussed on delivering a quality business banking solution that offers significant financial and member rewards. Our cards provide greater financial freedom, our statements are tax ready and business efficient, and our member rewards make membership a truly rewarding experience.

We offer a charge card, with the option to add a World Mastercard or Frequent Flyer Mastercard to your account. There are a range of benefits you can enjoy, and a number of ways you can tailor your account, to ensure it meets your needs.

What is a Diners Club charge card?

A charge card is different to credit and debit cards, in that there is no pre-set spending limit, and there's no interest, as you pay your account balance in full with each statement. A Diners Club charge card allows you to manage your expenses and earn rich reward points, and gives you access to a wide range of features and benefits.

Unlike a credit card, you can spend as much as you need, when you need to, making it the ultimate convenience in credit banking and a true reward for maintaining a superior credit rating.

What does ATO compliance mean?

The Diners Club Business Card Statement offers a range of features that comply with the ATO guidelines. Our statements can be accepted as a substitute for Tax Invoices (other than mixed supplies), and include a GST adjustment schedule, which assists in identifying and accurately calculating GST that may be claimed.

GST information is not available for transactions with a Mastercard card as the details provided in relation to Mastercard transactions are not intended to be substituted for a tax invoice.

How can I utilize the business card to boost my business cash flow?

Instead of having to be out-of-pocket immediately for your business expenses when you pay by cash, by using the Business card, you will get
up to 51 days* to pay for your purchases. This would effectively mean that you have an additional credit line to grow your business the way
you want to.

How does a Diners Club Card compare to Credit Cards?

It doesn't. The financial freedom and flexibility of no set spending limits and no interest when you pay your balance within 51 days, the tax compliant business card statements, and a range of local and international business rewards - there is no comparison. A Diners Club Card is truly in a league of its own.

Why is Diners Club partnering with Mastercard?

We understand that different card providers offer different features and benefits. By partnering with Mastercard, we are enabling our members to conduct all of their business banking in the one place, as well as giving them the opportunity to earn more rewards points and enjoy greater merchant access.

In which airports can I access the airport lounges?

We have over 700 airport lounges worldwide that you will be privileged to be able to access. Please refer to the listing here.

Is there Complimentary Insurance Included?

Yes. As a Diners Club member, you will enjoy a range of complimentary insurance products, including travel insurance and purchase insurance. For full details, read our travel insurance and purchase insurance products.

What is points pooling?

If you are enabling multiple cards under your business to your employees or partners, you will have the option of combining all the rewards earned from these cards to the one main account.

Will I be paying annual fees for both cards?

No, both cards will be under one account; which means you will only pay one annual fee for both cards.

if your time would be better spent on business, rather than paperwork...