STEPS WE CAN TAKE RIGHT NOW

It is clear that many students and adults in Vermont need help and guidance to become more financially sophisticated. This report has identified 13 recommendations that would move Vermont in the right direction. We recognize that we are asking for many things, that all cannot be done immediately, and that it will take time. But we believe there are four steps that that can be taken now:

• Use Internet sites to deliver trusted and vetted information that K-12 educators, college administrators, employers and community leaders can use to develop and deliver strong personal finance training opportunities for all Vermonters and make sure the existence of these materials is promoted to the public.

• Establish financial literacy grants for K-12 schools and supervisory unions that want to bring personal finance into their classrooms.