Indianapolis, Louisville Among U.S. Cities With Lowest Cost of Living

South Bend, Ind., isn’t just the home of the University of Notre Dame. The city, with a median home value of $83,100 and a home value to income ratio of 2.4 to 1, has the sixth-best cost of living in the U.S., according to research company Niche.

Business Insider reports on the list of 25 cities that have the lowest cost of living in the nation. The rankings analyzed 220 cities with populations of more than 100,000 and focused on criteria like home values to income, median property taxes, median home values, median rent, and ratios of monthly housing cost to income. The cost of other expenses, like gas and groceries, was also taken into account.

Each city is either in the Midwest or South, and states like Indiana and Alabama are well represented. Most of the places on the list are relatively small, but a few larger cities like Indianapolis, Louisville, and Oklahoma City made the cut.