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While Americans wait ever-anxiously for our elected leaders to hammer out a solution to the so-called fiscal cliff, business leaders and economic analysts have already watched the country fall off what could only be described as a cliff of its own. The Obama administration has sent the nation plummeting into a sea of anti-business, anti-growth red tape over the last few years, but even as the economy struggles to regain any traction, the White House is intending to accelerate the rate of descent.Welcome to the 'regulatory cliff'.