Switch to Box Elder County Credit Union

Congratulations! Making the move to Box Elder Credit Union is a great choice and easy to do. Below are some pointers and tips to help move your checking account, direct deposit, and automatic payments to Box Elder County Credit Union easy and hassle-free.

We Make Switching Easy

We understand that switching accounts can seem overwhelming, but we hope to help you the best we can to make it easy for you. If you have any questions along the way, feel free to reach out to one of our New Account Representatives, and they can help guide you. 435.723.3437

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Open an account with Box Elder County Credit Union

Come into one of our office locations and bring your personal identification to open your free Box Elder Credit Union account. You will need to bring a minimum of $25 to deposit into your new savings account. Once you’re approved, you’re ready to benefit from all the perks and advantages of membership. In addition, you’ll be able to sign up for free Online Banking, Online Bill Pay, Mobile Deposit and download our mobile app saving you even more time & money!

Transfer your deposits, automatic payments, and direct deposits

Begin your transition away from old accounts at your former institution into your new account with Box Elder Credit Union. You’ll need to leave sufficient funds in long enough for outstanding transactions to clear. Once you’ve verified that your last checks, direct deposits and automatic payments have been posted, you can then close it out completely.

Congratulations

That’s it! You’re done!

Now enjoy being a member Box Elder Credit Union. We are local, not-for-profit and so happy to have you as a member.

Mortgage Fixed – Up to 80% LTV

Important Loan Information

APR=Annual Percentage Rate. The information provided is for a 10 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $192,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Box Elder County. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720

At a 3.72% interest rate, the APR for this loan type is 3.74%. The monthly payment would be: $1918.46

120 payments of $1918.46 at an interest rate of 3.72%

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional in most cases.

Mortgage – 60% LTV Special

Important Loan Information

APR=Annual Percentage Rate. The information provided is for a 5 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $144,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Box Elder County. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.22% interest rate, the APR for this loan type is 3.271%. The monthly payment would be: $2601.59

60 payments of $2601.59 at an interest rate of 3.22%

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional in most cases.

Quick Start – Visa Credit Card

Complete this Quick Start Request and loan officer will be in touch shortly to answer any questions. Easy… Breezy!

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Quick Start – Save the Change

Complete this Quick Start Request and someone will be in touch shortly to answer any questions and help you set up your Save the Change account. Easy… Breezy!

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Quick Start Loan

Complete this Quick Start Request and loan officer will be in touch shortly to answer any questions. Easy… Breezy!

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Schedule a Meeting – Home Improvement Loan

Complete this meeting Request and loan officer will be in touch to answer any questions you have. Easy… Breezy!

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Schedule a Meeting – Home Equity Line of Credit

Complete this meeting Request and loan officer will be in touch to answer any questions you have. Easy… Breezy!

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Schedule a Free Budget Counseling Session

Complete this meeting Request and member of our staff will be in touch to answer any questions you have. Easy… Breezy!

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Home Equity Line of Credit

APR=Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .25%, provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 5.25%. Maximum interest rate over the life of the loan is 18%. Minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Membership required-based on eligibility. Consult your tax advisor for more information regarding the tax deductible benefits of a home equity line of credit.

Vehicle Buying Guide

Whether you are looking for something new or something new to you,
we are here to help you save money and receive the best deal possible!

Get the Free Guide

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Cash In Hand: A Step By Step Guide to Home Equity

If you’re like most people, your home is the largest part of your net worth, and whether you realize it or not, it’s also a financial safety net. Basically, a home equity loan is going to give you a big lump of cash, and you can do any of three things with it: You can take care of an emergency; you can buy something fun; or you can use it to make money.

Get the Free Guide

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Mortgage – 60% LTV Special

Important Loan Information

APR=Annual Percentage Rate. The information provided is for a 10 year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $144,000.00 and an estimated property value of $240,000.00. The property is located in UT and is within Box Elder County. The property is an existing single family home and will be used as a primary residence. The rate lock period is 30 days and the assumed credit score is 720.

At a 3.75 % interest rate, the APR for this loan type is 3.771%. The monthly payment would be: $1440.88

120 payments of $1440.88 at an interest rate of 3.75 %

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account is optional.

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Free Home Buying Glossary

We want to help simplify your home-buying experience. This glossary of terms is designed to help you be informed when buying what will most likely be the most expensive investment in your life…your home!