Honda Brio Insurance

The Japanese automaker flaunts its refinement with its well-sculpted successor named as Honda Brio. The car is a five-door hatchback that debuted in 2011. The car’s name ‘Brio’ comes from the Italian dictionary meaning energetic and cheerful. The car features an expressive face owing to the large dazzling headlamps and eye-catching chromed grille. The comfort part of the occupants is fetched by the ergonomically crafted seats, 1 Din audio system and efficient air conditioner. The car doesn’t feature advanced interior technologies but promises dependable safety (ABS, immobilizer, SRS airbags, etc.).

The owner must go for the passenger cover along with the driver cover.

The car shares a similar price range and features as its tough competitor Hyundai i10. However, the latter leads the Indian markets. The entry level damage insurance correctly suits the not so costly hatch, which comes with an affordable parts price.

Why Is It Important to Insure Your Honda Brio

Covers for any damages/losses caused to the third party

Provides comprehensive coverage for your own car

Protects your car against theft, natural calamities, etc.

Offers cashless transactions through network garages

Provides complete peace of mind through stress-free rides

Essentials about Insurance for your Honda Brio

Third-party Liability Insurance:

Covers bodily injury and /or death of third party

Property damage to third party

Comprehensive Coverage

Third-party coverage

Loss and damage to the vehicle due to accident, theft, natural calamities, etc.

Personal accident cover for the occupants

What car insurance covers for your Honda Brio car

Loss or damage caused by natural calamities

Total loss because of fire, explosions or an act of terror

Total loss because of theft

Personal accident cover which could include passengers also

Own-damage cover

Third-party liability cover

What car insurance does not cover for your Honda Brio car

Normal Wear and Tear and Electrical or Mechanical Breakdowns

Damage to Tyres (unless vehicle also damaged)

Driver without a Valid Driving License

Driving under the influence (DUI) of intoxicants such as liquor or drugs

Protect Your Honda Brio Thoroughly with These Worthy Add-ons

ZERO DEPRECIATION COVER

A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.

ENGINE PROTECTION

If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.

NO CLAIM BONUS PROTECTION

Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.

PASSENGER COVER

The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.

Trim your Honda Brio’s Premium with these Discounts

NO CLAIM BONUS

You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.

INSTALLATION OF SECURITY DEVICES

If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.

MEMBERSHIP OF AAI

A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.

ACCIDENT COVER

If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.

FAQs

Frequently Asked Questions

Is it mandatory to insure my Honda Brio in India?

In India, as per the Motor Vehicles Act of 1988, it is mandatory that every vehicle being driven on the road be insured. This rule applies to your Car too. Broadly, car insurance is divided into two categories i.e. third-party car insurance and comprehensive car insurance. However, you’ll be surprised to know [if you don’t know already] that only the third-party liability insurance is mandatory by law. Buying a comprehensive car insurance policy is a matter of choice.

The total volume of all the cylinders in a car’s engine added together is expressed in cubic centimetres(cc) or, more frequently in litres. So, an engine with a capacity of 1499cc will be referred to as a 1.5litre unit. The cubic capacity of your car is mentioned in your car registration certificate (RC).The premium calculation is done as per below:

What if I had provided wrong policy information while buying my Honda Brio’s car insurance?

You may wish to make changes to your existing Honda Brio’s car insurance policy, and these changes are done through an endorsement. An endorsement is a written evidence of the changes made in the policy. If you need to make any changes then you can submit a letter to the insurer with the necessary proofs. This helps you obtain an endorsement, which can affect the premium to be paid for the policy.

Is it possible to renew my Honda Brio’S car insurance policy from third-party to comprehensive?

Yes it’s possible to switch from third-party to comprehensive. However, a vehicle inspection will be required.

Can I renew my Honda Brio car insurance with another Insurance company?

Yes, you can renew your car insurance with another insurance company without any hassles.

How does Coverfox.com assist me with car insurance comparison?

When you compare quotes on Coverfox.com, you get to customize your car insurance premium based on the different insurers available, the IDV and add-on covers. You can schedule inspection of your car if required by the insurance company. In case you do not understand the plan that you choose or any other aspect of the plan that you wish to buy, then our expert advisors are available to guide you through the process.

What if I plan to cancel my Honda Brio’s car insurance policy? In such a case, what should I do?

There might be circumstances when you might feel like cancelling your existing car insurance policy. You may certainly do so. In this case, you need an alternate policy.