QBE Accident and Health insurance

Cover that’s designed to take care of your clients’ most valuable assets – their people.

Flexible cover that helps protect your clients’ people at work and home, and everywhere in between

Our flexible product suite aims to reduce the impact of accidents or sickness, whilst helping people get their lives back on track. We have solutions for the self-employed, businesses, sports clubs, government organisations and voluntary workers.

Benefits can address lost earnings, non-Medicare fees and rehabilitation costs, plus provide lump sums for death and serious injuries. Many extra benefits can also be included and we can even tailor the cover to care for employees’ families.

We’re here to help you and your clients 24/7

Available for expatriate, inpatriate and corporate travel policyholders, our emergency assistance team is on call 24/7 to help. We have longstanding relationships with emergency assistance partners that are carefully selected based on their ability to deliver high-quality care and advice in the time-critical period after an unforeseen event.

We have a dedicated Accident and Health claims team, plus a streamlined claims process if your client needs to make a claim. This includes:

An Accident and Health specialist claims handler through the entire claim

Acknowledgement of the claim within one business day of receipt

Payment within five days of receiving the completed forms once the claim is accepted.

All of which can help take the pressure off the individual affected, their loved ones and your clients’ business.

Need more help?

If you're arranging individual cover, you can go straight to c.change. For more information please contact our team, download documents from our product pages or read the FAQs below.

How can the Accident and Health product suite complement other insurance policies?
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Workers Compensation: Our products can provide a top up payment to workers compensation payments, depending on the policy. In most workers compensation schemes, only a percentage of the injured workers lost wage is covered. Our policy can provide a gap payment to cover the shortfall in the injured workers lost wage.

CTP: The Accident and Health product suite can provide the injured person with weekly payments to cover their lost wage if they are unable to work due to a motor vehicle accident. This depends on the state based CTP scheme as some CTP schemes do provide a weekly benefit to cover any loss of wages (e.g. NSW, VIC).