The next financial coming of age story has a frequent theme. Many people have money in different financial institutions, different banks, different mutual fund companies, different asset classes, sectors, or individual company stocks. Therese, my guest author, had little idea what, where and who was minding her money! Her money was so convoluted that a Rubik’s Cube was easier to solve. Soooooo, there is plenty of room for simplicity. Discover how Therese’s portfolio evolved from a complex and incoherent mess to a simple Vanguard portfolio after one visit with a fee-only financial adviser from Garrett Planning Network.

About

Steve Schullo is a retired Los Angeles Unified School District elementary teacher turned 403(b) reform advocate and author of two books. Steve is NOT a licensed finan­cial or invest­ment advi­sor, and the infor­ma­tion and expe­riences shared as a do-it-yourself investor con­tained herein is for infor­ma­tional pur­poses only and does not con­sti­tute finan­cial advice.

Through­out my blog, I share my expe­ri­ences with finances as an ordi­nary con­sumer, not as a pro­fes­sion­al. Do not start, change or mod­ify your port­fo­lio based on the infor­ma­tion in this blog alone. Any ideas, invest­ment strate­gies, links to fee-only pro­fes­sional advis­ers and par­tic­u­lar invest­ment com­pa­nies dis­cussed in any arti­cle or in my blog are a reflec­tion of my expe­ri­ences and should not be con­strued as a rec­om­men­da­tion. Always con­sult with a tax or finan­cial professional.