Liability Coverage

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.

Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Nichols Insurance Services today for more information about what Liability Coverage can do for you.

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Testimonials

“Nichols Insurance Services was able to combine my home, auto, and umbrella policies together. They placed me with an A rated company and it was painless.”

Susan

"In my business, getting Certificates of Insurance ASAP is of utmost importance after all, Time is Money. Nichols Insurance Services make sure that the Certificates are delivered on time and have the information needed so I can complete my work."

Martin, General Contractor

"I just switched my home and auto insurance policies. Nichols Insurance Services was able to save me money AND provide greater coverage!"

Maggie, Texas

"We have young drivers in our house and Nichols Insurance Services saves us $350.00 per year."

Tom, Texas

"I own a business in Dallas, Texas and Nichols Insurance Services took the time to explain the different policies and what they covered. Now I have the right coverage and the right premium to protect my business."

Mark J., Texas

"When I was told that I needed Workers Comp or I could not deliver my load, one of my trucking buddies recommended Nichols Insurance Services. The rest is history. This is my second year to renew with them."