Consumer expenditure survey (illustrating the income divide)

I recently dug through Consumer Expenditure Survey data,
and found some interesting snippets. I don't have great deal of commentary on the data in aggregate, but I grouped the
different cuts and called out some interesting points below.

Annual spending habits across income groups

The bottom 40% of earners spend more than they make in a given year.

The lowest 20% of earners spend over 2x earnings each year.

The lowest 20% of earners spend over 90% of income on housing alone, 30% on food.

Vehicle ownership across income groups

The bottom 20% of earners own <1 car on average, while the highest 20% own nearly 3 cars

Gender distribution across income groups

The lowest income quantile is comprised of >60% women, while the highest quantile drops to ~44% women.

Education distribution across income groups

>50% of the lowest income quantile do not have a college education. Higher levels of education correlated with higher income, not surprising.