SunTrust Bank Credit Cards

SunTrust is an American bank holding company that operates 1,497 bank branches and 2,243 ATMs across southern states. SunTrust delivers a full suite of financial products and services to a broad range of consumer, business, and institutional clients including deposit, credit, trust and investment services. Through its various subsidiaries the company provides mortgage banking, asset management, securities brokerage, and capital market services.

Cash Back Credit Card

Limited-Time Offer: Apply now and get a 20% deposit bonus every time you call to electronically redeem your cash back into a SunTrust checking, savings or money market account through December 31, 2015 (10% thereafter).

Earn 2% Cash Back on the first $6,000 spent annually on gas and grocery store qualifying purchases.1

Once you reach the $6,000 annual cap, you’ll earn 1% on all qualifying purchases for gas and groceries, without a spending cap. The cap resets each new calendar year.1

In addition, earn an Unlimited 1% on all other qualifying purchases such as dining out, movie tickets, drycleaning, or maximize your cash back with recurring payments such as cable, internet, phone, and more.1

SunTrust Secured Credit Card

Builds or establishes credit. When you use your card, we report your payment history to the major credit bureaus, helping you to build or restore your credit.

Works just like a regular credit card. A SunTrust Secured Credit Card with Cash Rewards gives you the ability to do things like rent a car with ease and make purchases with a sense of security. It also provides additional benefits such as Purchase Assurance and Extended Warranty. And you'll earn cash back.

Helps control your spending. Once you're approved, you will establish your SunTrust Secured Credit Card with Cash Rewards credit limit by opening a SunTrust Secured Savings Account with a one-time deposit. The minimum deposit amount is $300 and the maximum can be up to the total of your approved credit limit.

Earn 2% Cash Back on the first $6,000 spent annually on gas and grocery store qualifying purchases.1 Once you reach the $6,000 annual cap, you’ll earn 1% on all qualifying purchases for gas and groceries without a spending cap. The cap resets each new calendar year.1

In addition, earn an Unlimited 1% on all other qualifying purchases such as dining out, movie tickets and dry-cleaning. Or, maximize your cash back with recurring payments such as cable, internet, phone and more.1

As a bonus, each time you call to redeem your Cash Rewards into a regular SunTrust checking, savings, or money market account, you earn an additional 10% bonus on the cash back redeemed (Excludes Secured Savings Account).1 For example, redeem $50, and earn an additional $5.

Cash Back Bonus—Client Exclusive Cash in even more. Get a cash back bonus of 10%, 25% or more2 based on your deposit relationship with SunTrust, when you redeem your cash back directly into a SunTrust Checking, Savings or Money Market account.Find Your Checking Account >

Enjoy Free Access To Your FICO® Score Updated Monthly As a SunTrust credit cardholder, your FICO® Score will be available in Online Banking. It'll be accompanied by insights into what's affected your score, and credit education to help you stay on track.Learn More >

EMV Chip Technology Enhanced security and greater acceptance on purchases at chip terminals in the US and abroad.Learn More >

SunTrust Platinum MasterCard® Cardholder Benefits Shopping. Travel. Convenience. Protection. Take advantage of all the benefits and support that only come from MasterCard®.See the Platinum Benefits Guide >

Why we like it

Earn cash back on qualifying purchases, no annual fee, reports your payment history to credit bureaus.

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Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.