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Investing for Income

Since the financial crisis of 2007, after which interest rates fell and have stayed at historically low levels, investors looking for income have been seeking alternative homes for their capital. The value of money held on deposit has been impacted by inflation, and investing for income has assumed greater importance than ever.

St. James's Place offers a range of income solutions investing across a range of asset classes, enabling us to provide a diversified, personally tailored portfolio.

With interest rates at historic lows, investors could consider alternative sources of income:

Fixed Interest - corporate bonds and gilts offer the potential for increased income in times of low interest rates

Equities - whilst in the short-term equities can be volatile, history shows us that they have outperformed all other asset classes over the longer term and offer the potential for capital growth and rising income*

Commercial Property - whilst the commercial property market offers an opportunity to achieve capital growth over the longer term, the primary return for investors is rental income. By securing long leases with financially secure tenants, commercial property offers attractive and sustainable income levels.

Diversification and expert management remains the key to long-term success in challenging markets. The St. James's Place approach gives you access to investment expertise and the opportunity to invest across a range of different investment firms, with the peace of mind of knowing that your money is being well looked after.

For further information on strategies to cope with lower interest rates and alternative solutions to achieve your income or capital growth objectives, click here.

The Partner represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website www.sjp.co.uk/about-st-james-place/our-business/our-products-and-services. The 'St. James's Place Partnership' and the title 'Partner' are marketing terms used to describe St. James's Place representatives.