Re: US Bank--what to do?

ukimafija wrote:

They are running a promotion 200$ for CHK with DD+100$ bonus 50+50 if you put a 1k into savings, not to mention you get 25% extra points and a free account. And you can also have a line of credit with like 8% APR. Good bank...I came to stay ...

Do you have a link? Sounds like a good deal. It would go nicely with my US Bank Cash+ card.

Re: US Bank--what to do?

US bank gives 25% additional rewards on Cash + card only with Platinum checking account. No other checking acccount gives you additional bonus

Platinum checking account comes with monthly $18 fee and there is no way to avoid monthly fee by direct deposit.

The only way to avoid this $18 fee is to have $25,000 investments or loans or mortgage or credit card balances or a combination of these.

You got it wrong, gold account gives you 25% extra points and you can have that account free if you set up an autopay on you cc, and platinum account gives 50% extra points on spending and yes it does have those requirements.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.