Our General Insurance Partners are:

Quality healthcare and Apollo have become synonymous in the Indian subcontinent,
a fact reiterated by global healthcare experts and international accreditation bodies.
Committed to bring world class health care within the reach of every individual,
Apollo Hospitals Group has joined hands with Munich Health, a world leader in the
field of health insurance.

Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj
Finserv Limited (recently demerged from Bajaj Auto Limited) and Allianz SE. Both
enjoy a reputation of expertise, stability and strength. Bajaj Allianz General Insurance
received the Insurance Regulatory and Development Authority (IRDA) certificate of
Registration on 2nd May, 2001 to conduct General Insurance business (including Health
Insurance business) in India.

Bharti AXA General Insurance believes that insurance plays an important role in
protecting organisations and individual aspirations. Through our comprehensive and
innovative insurance solutions, we seek to redefine industry standards by offering
unparalleled and empathetic service to every Indian.

Our business begins with you. You are the force that propels us ahead. And we believe
that you are not just a part of our business, but the reason for our existence.
We go beyond being just an insurance company. We see ourselves as partners who deliver
peace of mind by protecting the world you live in.

Future Generali is a joint venture between the India-based Future Group and the
Italy-based Generali Group. Future Generali is present in India in both the Life
and Non-Life businesses as Future Generali India Life Insurance Co. Ltd. and Future
Generali India Insurance Co. Ltd.

HDFC ERGO General Insurance Company Limited is a 74:26 joint venture between HDFC
Limited, India's premier Housing Finance Institution & ERGO International AG, the
primary insurance entity of Munich Re Group. HDFC ERGO has been expanding its presence
across the country and is today present across 71 cities with 78 branch offices
with an employee base of over 950 professionals.

ICICI Lombard GIC Ltd. is a joint venture between ICICI Bank Limited, India's second
largest bank with consolidated total assets of over USD 91 billion at March 31,
2012 and Fairfax Financial Holdings Limited, a Canada based USD 30 billion diversified
financial services company engaged in general insurance, reinsurance, insurance
claims management and investment management.

IFFCO-Tokio General Insurance (ITGI) was incorporated on 4th December 2000 with
a vision of being industry leader by building customer satisfaction through fairness,
transparency, and quick response. It is a joint venture between the Indian Farmers
Fertilizer Co-operative (IFFCO) and its associates and Tokio Marine and Nichido
Fire Group, the largest listed insurance group in Japan.

L & T General Insurance Company Limited (L&T Insurance) is a wholly owned subsidiary
of Larsen & Toubro Limited - one of the world's top 50 most reputed companies in
the June 2009 issue of Forbes-Reputation Institute’s “World’s Most Reputable Companies”
survey.

Max Bupa Health Insurance Company Ltd. (Max Bupa) is a joint venture between Max
India Limited and the UK based healthcare services expert, Bupa. Our vision is real.
To become India's most admired Health Insurance Company. And to make this vision
a reality, we have brought together our vast and varied experience as the experts
in healthcare.

National Insurance Company (NIC) was incorporated on 6th December 1906 at the height
of the country’s nationalist Swadeshi movement as an expression of the Indian aspiration
to establish a strong indigenous Company even in the midst of foreign rule. Today
106 years after its incorporation, 37 years after its nationalization and 10 years
after its delinking from GIC, NIC stands tall as the Oldest insurance company in
India and the only Company among 24 life insurance and 27 non-life insurance companies
to be headquartered in the Eastern part of the country.

The Oriental Insurance Company Ltd was incorporated at Bombay on 12th September
1947. The Company was a wholly owned subsidiary of the Oriental Government Security
Life Assurance Company Ltd and was formed to carry out General Insurance business.
The Company was a subsidiary of Life Insurance Corporation of India from 1956 to
1973 ( till the General Insurance Business was nationalized in the country).

The Rajan Raheja Group, one of India’s most dynamic and diversified business group
brings QBE (one of the world’s most respected Insurance companies) back to India,
as Raheja QBE. Raheja QBE marries the Rajan Raheja Group’s success and experience
across various business sectors in India with QBE’s global expertise in insurance
to clients here.

Reliance General Insurance is one of India's leading private general insurance companies
with over 94 customized insurance products catering to the corporate, SME and individual
customers. Reliance General Insurance has an extended network of over 200 offices
spread across 173 cities in 22 states, a wide distribution channel network.

REL offers an integrated suite of financial services including asset management,
life and health insurance, lending, broking, investment banking, and wealth management.
Religare Enterprises is headquartered in New Delhi and is listed on the Bombay Stock
Exchange (BSE) and National Stock Exchange (NSE) in India.

Royal Sundaram Alliance Insurance Company Limited takes pride to be the first private
sector general insurance company in India to be licensed since 2001, Since then
we have been at the forefront of providing innovative general insurance solutions
to individuals, families and businesses.

SBI General Insurance Company Limited is a joint venture between the State Bank
of India and Insurance Australia Group (IAG). SBI owns 74% of the total capital
and IAG the remaining 26%. SBI General closed the financial year 2011-12 with a
Gross Written Premium of Rs.250.19 Crores. SBI General follows a robust multi-distribution
model encompassing Bancassurance, Agency, Broking & Retail Direct Channels.

In today’s age of consumerism, insurance requirements have expanded to keep pace
with the increasing risks. Today we have wide assortment of risk coverage commencing
from ransom to wedding, shops to assets, travel to vehicles etc…. General Insurance
companies have willingly catered to these increasing demands and have offered plethora
of insurance covers that almost cover anything and everything under the sun.

Star Health and Allied Insurance Co. is a joint venture formed by Oman Insurance
Company, ETA Group, Essa Abdullah Al Ghurair from the prominent Al Ghurair family
and Tamil Muslim entrepreneurs. Established in 2006, Star Health is an insurance
company with business interest in health insurance alone.

Tata AIG General Insurance Company Limited (Tata AIG General) is a joint venture
company, formed by the Tata Group, one of India's largest and most respected business
conglomerates, operates in seven business sectors and American International Group,
Inc. (AIG), a leading international insurance organization with operations in more
than 130 countries and jurisdictions. The Tata Group holds 74 per cent stake in
the insurance venture with AIG holding the balance 26 percent.

New India is a leading global insurance group, with offices and branches throughout
India and various countries abroad. The company services the Indian subcontinent
with a network of 1068 offices, comprising 28 Regional offices, 393 Divisional offices
and 648 branches.

United India Insurance Company Limited was incorporated as a Company on 18th February
1938. General Insurance Business in India was nationalized in 1972. 12 Indian Insurance
Companies, 4 Cooperative Insurance Societies and Indian operations of 5 Foreign
Insurers, besides General Insurance operations of southern region of Life Insurance
Corporation of India were merged with United India Insurance Company Limited.

The joint venture has been capitalized with shareholders funds of over 230 cr. including
share premium. The Company received the Licence and Certificate of Registration
from Insurance Regulatory and Development Authority in November 2007.