HNB Visa Gold & Master Card / Gold Card

Get a card as unique as your needs with the HNB Visa Gold & MasterCard Gold.

The gold lifestyle with HNB Visa gold

Take your pick of special discounts now available to you at selected merchants, free overseas travel insurance cover on purchase of air tickets.

Enjoy easy payment plans with absolutely no interest

Get cash withdrawals of up to 50% of the credit card limit from any ATM

Interest rates and fee structure

You can be entitled to a 55 day credit facility with a monthly interest rate of 2%

The card will incur an annual charge of LKR 2000/- with a waiver for supplementary cards.

Fee Type / Other Information

Amount

Joining Fee

Free

Annual Fee

LKR 2,000/-

Interest

2% p.m. (24% p.a)

Stamp Duty

As per the notice of the Department of Inland Revenue, with effect from 1st January 2016, 2.5% will be charged as stamp duty from the Credit Card transactions done overseas, inclusive of online transactions performed on websites of companies incorporated overseas (Rs.25/- for every Rs.1000/- part).

Cash Advance Fee

Local - 3% + LKR 100/-

Intl - 3% + LKR 200/-

Late Payment Fee

0.75% of the credit limit or the total outstanding whichever is lower subject to a minimum of Rs. 750- (Minimum payment per month 5% out of the Total Outstanding Amount)