What is Personal Contract Purchase (PCP)?

An effective method of payment is the Personal Contract Purchase. It allows for a much smaller monthly payment for easy budgeting. This is because Personal Contract Purchase payments are related to the depreciation value of the vehicle, rather than the full value of the car. At the end of the Personal Contract Purchase, a balloon payment will be required.

Once this has been made, the motorist has several options: return the car to the dealership, pay the outstanding balance on the value of the car, or part exchange the vehicle for a different vehicle entirely. Personal Contract Purchase is a simple and effective way to purchase a new car on a regular basis in an affordable manner. It is also possible for the Personal Contract Purchase agreement to be settled early if desired, although there may be an additional cost involved in this.

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Ayaan Motors Limited is authorised and regulated by the Financial Conduct Authority under reference number 497010. Finance Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers.