For more information about eye-catching credit card deals, including what credit card companies get in return for giving away so much, WalletHub posed several questions to a panel of rewards experts that included Dinakar Jayarajan.

According to Matthew Shapiro students who post photos online become vulnerable to internet trolls who can easily take an image and use it for their own purposes, in GIFs or memes. “I see the real risk coming in two forms: the risk of being inaccurately represented, and then not being able to defend yourself because the meme has gone through the roof."

Stuart School of Business Assistant Professor of Economics Priyanka Sharma and Assistant Professor of Management and Marketing Arjun Chakravarti explained why credit cards aren't easier to get and the pitfalls of 0% APR business credit cards.

"Using such language when it comes to people with mental illness is the height of disrespect and the height of ignorance, as it reduces some hugely complex person down to a diagnosis," says Patrick Corrigan.