Solutions by Industry

Solutions by Specialized Risk

Excess Casualty – Commercial umbrella and excess liability

Travelers understands that running a business is no easy task. In today's world, new risks seem to pop up every day - each one more hazardous than the last. That's why Travelers Excess Casualty offers unsupported mono-line commercial umbrella and excess liability coverage.

While standard property and liability policies cover your company in many situations, our solution helps protect against the big event: Extreme weather. Extensive and unexpected workplace injury. Scenarios like these happen every day and can have catastrophic results. Our comprehensive coverage can provide the additional security needed to help protect against these substantial losses. We'll worry about the risk so you can focus on growing your business.

In addition, Excess Casualty writes supported umbrella business over Travelers National Accounts, Discover Re and various other primary business units.

Here are just some of the reasons why customers and agents choose to work with Travelers Excess Casualty:

Broad appetite

We underwrite a broad range of customers - from small family businesses to larger risk management customers, including:

Food manufacturers and distributors

Grocery stores

Department stores

A wide variety of product manufacturers

Funeral homes

Restaurants

Building owners and landlords

Hotels and motels

Auto dealers

Contractors

Newspapers, broadcasters and publishers (including media liability)

Financial institutions and insurance companies

Risk purchasing groups

Experienced team

An underwriting staff with years of experience and the technical expertise to work with a wide range of customers

A reputation for building strong relationships with customers, agents and brokers

Claim, legal and actuarial teams, known for their best-in-class service, are dedicated specifically to excess casualty business

Fast service, local decision-making

You receive the local attention and quick turnaround you'd expect from a regional carrier, backed by the power and resources of a large, national company.

Dedicated mono-line umbrella underwriters are located in more than 20 offices countrywide

Decision making is at the point-of-sale

We promise - and deliver - policies within 30 days

Financially strong

You can trust Travelers to be there for when you need us.

A member of the Dow Jones Industrial Average

Solid financials with consistently high claims-paying ratings

More than 150 years of insurance experience

Excellent reputation for claims service

Culture of innovation

We're always working to stay in step with the evolving risks facing our customers.

Excess Casualty territory managers, located throughout the United States, lead specialized teams that underwrite umbrella and excess business. For independent agent or broker inquiries, please contact us.