Repay easily

Instant approval

Fill an online form and show the SMS of your pre-approved loan amount to buy your favourite product at the nearest partner store.

Minimal documentation

Forget heaps of paper work and never-ending forms. All you need are KYC documents and a cancelled cheque.

EMI Card

The Bajaj Finserv EMI Card helps you buy everything you need, all on easy EMIs with a simple swipe.

Pre-approved offers

As an existing customer, you get exclusive pre-approved offers from time to time, across a host of our partner retailers and manufacturers.

Minimal processing fees

Most of the products on EMI Network have minimal or no processing fees. You pay the exact price of your purchase, divided into monthly EMIs.

Minimal down payment

Products brought on EMI Network have minimal or no down payment. With the Bajaj Finserv EMI Network, convert your purchase into EMIs.

How to shop

Bajaj Finserv EMI Network is a payment system, with instant financing options. It is the way to pay for your favourite electronics, appliances, smartphones, furniture, lifecare services, groceries, clothes, accessories and more. No hidden charges, simply divide the cost of the purchase into easy installments.

On the Bajaj Finserv EMI Store
Step 1: Visit the EMI Store and select your city
Step 2: Select the product you want to buy
Step 3: Login via Experia and select a suitable EMI option
Step 4: Your product will be delivered to you within 24 hours

Without an EMI Network Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase

Top Partners

Find a Store near you

Frequently Asked Questions

EMI Network is the way to pay for your favorite electronics, appliances, smartphones, furniture, groceries, clothes, accessories and much more and divide the cost of your purchase into easy monthly installments (EMIs).

You can shop for 1 million products under EMI Network. The categories include electronics, large and small appliances, gadgets, clothes, accessories, eyewear, footwear, watches, international and domestic flight tickets, hotel stays, holiday packages, eye-wear, education and even groceries.
Visit the store locator section on our website to find out the nearest Bajaj Finserv partner store.

Yes, there are 1000+ offers available on the various products under EMI Network. You can view these offers on our website, the Bajaj Finserv Wallet app or visit our partner stores and ask the in-store representative for these offers. The offers will also be communicated to you via our promotional e-mails or SMS from time to time.

Without an EMI Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase

The products on EMI Network can be bought on easy EMIs without any extra cost. The manufacturers bear an annualized rate of interest which is based on risk gradation, cost of funds, margin, and risk premium. Hence shopping on EMI Network is better than using your credit or debit card.

An EMI Network Card is a payment instrument with a pre-approved loan amount. By swiping the card at any partner store or online websites, you can convert your purchases into easy EMI’s. You can use it to shop for your favorite electronic items and appliances, gadgets, clothes, accessories, eyewear, footwear, watches, groceries, book flight tickets, holiday packages, pay for coaching classes and more.

The EMI Store is an online platform where you can choose your favorite products and buy them with your EMI Card on no cost EMI. Here are some of the key features of the EMI Store:
1.Same day doorstep delivery at no extra cost
2.Down payment on delivery through cash/card
3.Lowest down payment and multiple tenor schemes
4.No documentation
5.Best offer prices
You can read more about the EMI Store here.