■ The good folks at the Council for Disability Awareness tip us to this helpful tool that seeks to educate working Americans about the risks to their incomes from illness or injury. After all, they say, we all face the risk of disability, with way higher odds than most of us might imagine.■ Need more proof of our longstanding assertion that health care costs drive health insurance costs?

■ The good folks at the Council for Disability Awareness tip us to this helpful tool that seeks to educate working Americans about the risks to their incomes from illness or injury. After all, they say, we all face the risk of disability, with way higher odds than most of us might imagine.■ Need more proof of our longstanding assertion that health care costs drive health insurance costs?