Downloads

These forms and other documents are all provided in Adobe Acrobat pdf format.
To open them you will need Adobe Acrobat Reader, which you can download direct from Adobe. Adobe also makes information available for users with disabilities.

AER - stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Gross rate - is the rate of interest before the deduction of basic rate of income tax applicable to savings accounts.

Net rate - is the rate after the deduction of income tax, currently at the rate of 20%. Subject to the required certification non-taxpayers are able to receive their interest gross.