How long is it since you needed to have a passport for scrap? The lot I took just before Christmas only wanted a picture driving license. My friend has just had a cheque from the scrap man for a few hundred and he has no passport. And I have tonnes to go and don't have a passport, will need one soon, am going to Australia next year, in theory!

Hairyloon

Joined: 20 Nov 2008Posts: 14981Location: Today I are mostly being in Yorkshire.

There should be nothing normal about having everything in your husband's name.

Why not? It is certainly not unusual.
What about lodgers? I would expect all the bills to be in the landlord's name: what are they to do?

Or landlady? Or maybe both if they both own the property? That's a novel idea I wonder if it will ever catch on?

there is nothing unusual about all the bills and detsils being in one persons name.
My wife doesnt work, all the bills are paid frm my bank account, if the accounts wers in her name there are issues if i have to ring and quiery account detail.
The house is 100% in my name, her credit is shot to pieces so no credit cards or loans.
It suits the way we live.
Its down to the people how finances and accounts are arranged.

All our household bills were in OH's name until he moved out. Now after nearly 6 years, the phone bill is the only bill that's still in his name. I wish it wasn't, but if I want to change it to my name I have to change my phone number, which I don't want to do, nor think is fair

There should be nothing normal about having everything in your husband's name.

Why not? It is certainly not unusual.
What about lodgers? I would expect all the bills to be in the landlord's name: what are they to do?

Or landlady? Or maybe both if they both own the property? That's a novel idea I wonder if it will ever catch on?

there is nothing unusual about all the bills and detsils being in one persons name.
My wife doesnt work, all the bills are paid frm my bank account, if the accounts wers in her name there are issues if i have to ring and quiery account detail.
The house is 100% in my name, her credit is shot to pieces so no credit cards or loans.
It suits the way we live.
Its down to the people how finances and accounts are arranged.

I would really like to answer this but I cannot find a way of doing so that would not risk offending a man whom I have much respect for.

Hairyloon

Joined: 20 Nov 2008Posts: 14981Location: Today I are mostly being in Yorkshire.

Posted: Thu Apr 16, 15 8:08 pm Post subject:

I'd suggest that that disclaimer should serve to mitigate the risk, unless your respect is misplaced.

There should be nothing normal about having everything in your husband's name.

Why not? It is certainly not unusual.
What about lodgers? I would expect all the bills to be in the landlord's name: what are they to do?

Or landlady? Or maybe both if they both own the property? That's a novel idea I wonder if it will ever catch on?

there is nothing unusual about all the bills and detsils being in one persons name.
My wife doesnt work, all the bills are paid frm my bank account, if the accounts wers in her name there are issues if i have to ring and quiery account detail.
The house is 100% in my name, her credit is shot to pieces so no credit cards or loans.
It suits the way we live.
Its down to the people how finances and accounts are arranged.

I would really like to answer this but I cannot find a way of doing so that would not risk offending a man whom I have much respect for.

its fine i wont be offended but icwas just pointing out that sometimes allcthe bills are in one partners name rather than split and its not becsuse i wont let her have control, she just doesnt want it where household bilms sre concerned.
All her accounts, bank, phone and amazon type stuff are online so sometimes she struggles for accepted proof of address stuff.
It wasnt plannex this way just as i doubt anyone else on downsizer deliberately controls another but sometimes it happens to work out thst way.

Utility bills are usually addressed to one person. Even if it isn't usual now, when we bought this house 32 years ago, it was usual to address a couple as Mr. and Mrs. X. Hence Mr. X tends to get sent the bills as he is the first on that list. I can access the gas and electicity bills on line if I really want to, always see them, and they will speak to me on the phone. There is no point in getting the name on the bills changed, although it can easily be done.

My main gripe is that a passport or pictorial driving licence is needed. It is only relatively recently that these have been technologically possible at an affordable price. I don't know that there was any more fraud before all this was brought in than there is now. As I am personally known to the people that have to sign off for us to recieve the grant, all this technology isn't really going to help a lot as everything else like address, bank details etc. are still the same.

I think the main thing that has reduced metal theft is having to have the money put into a bank account. No cash in hand any more.

As identity theft is apparantly so easy these days, I am not sure that photo ID is really going to do a lot. I still don't see how it is really going to do anything over the internet as the person can't see the picture.

You can go to a scrap yard, and get cash. They write a cheque, which they are happy to cash on the spot for you. You don't need a bank account. You do need to prove, with photo ID, who you are, and where you live.