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Sunday, 28 September 2008

Life is getting to be tougher as I am facing the financial difficulties in my life. I don't know when this will end. But for sure, I am imprisoned with debts. Market crash out and the credit crunch are the main factors that contributed to the burden.

In my situation, I am like a walking dead. At the moment, I am still earning but nothing spare for extras. It all goes to the creditors plus the huge interests and surcharges. It is not really fair for the consumers and the debtors.

I fall into bad credit adn it means a condition, where the borrower past credit history affected by CCJs, IVAs, defaults, late payment, bankruptcy etc.

I don't know on how to survive. I received horrendous persistent annoying calls, demanding payment letters and threats from the creditors.

I did try a lot of remedies how to cope up the problems but it seems that the chance is very elusive.

I applied so many banks, building societies for bail out but all of them had declined my application due to bad credit ratings.

This means that everytime I applied for credits and loans, it will be automatically declined. This is really unfair.

I also received loads of offers from companies telling me that they can give me loan even with CCJs, court orders and bad credit ratings. I tried to contact one of them but I was shocked upon knowing with the huge interest rates.

If anyone of you who is reading my blog, please do leave a message or do help me to get out from this trap.

Sunday, 14 September 2008

I have my new dyosa in my life and her name is Bacon. She is so lovely and sweet. I can compare her to any leading character actress in the Philippine television. Like for example, she can be a Dyosa.

Before, she was My Girl, an avid fan of the Philippine adaptation of the Koreanovela soap opera, My Girl. I do like the local version spearheaded by my idols, Kim Chiu (Jasmine) and Gerald Anderson (Julian). The story is very romantic and nakakilig. Hahay!

Like My Girl, Dyosa is a fantaserye with Anne Curtis as Josephine and Dyosa. I love the costumes of her being a Dyosa Cielo (goddess of heavens), Dyosa Agua (goddess of seas) and Dyosa Tierra (goddess of land). She is being destined to be the Takda (the righteous) after the age of 18. But she is being tested with her foes and that's her conquest for peace and presperity begins. It is also a love triangle between the three most handsome men in the Philippine cinemas like Zanjoe Marudo, Luis Manzano and Sam Milby.

It's better for you to watch it by yourself to follow her destiny. Bacon is an avid fan of Dyosa as she wanted to be Dyosa as well. Come on Bacon, show them your prowess.

Sunday, 7 September 2008

Last Summer Bank Holiday, 25th of August 2008, the Northfield Filipino Community went to Waterworld in Stoke On Trent, Staffordshire for a day fun trip. Mayette Rivera and Hams Masuhud had organized the trip and they hired a coach in going there.

We went there at about 830 am assembling in Sainbury's supermarket in Northfield. And guess what? Bacon was also there. I put her in the bag and set her free in the coach with Pauline, Shereen and Charmaine looking after her. That was her first time to be in the outside world. They all amused of her cuteness and beauty.As I got into the bus, I noticed that I saw new faces. I really didn't know them but anyway, whoever they are, they were a great help to reduce our fare.We arrived there 45 minutes after and the gate was still shut, so waited for the doors to open. In the meantime, me and Bacon had some photo taken by Pauline and it seems that Bacon was so proud and happy that at last, she is free to see the world. But unfortunately, I was not taking the risk of drowning her, that's why, I just let her to stay in the bus with the driver. WaterWorld attracts over 400,000 visitors a year making it a leading visitor attraction in North Staffordshire, and the UK’s No.1 aqua park. Water World is the UK's number one Tropical Indoor Aqua Park. The Facility is built around a wave pool with slides, rides, flumes and features available. There is plenty to do for all ages, weak and strong swimmers. There are so many rides that suits your fighting spirit like the nucleus, black hole, twister, aqua splash jungle house, assault course, the pythoon, rapids, space bowl, super flume, water cannon, wave pool and multislide.

When we went inside, for those not going to do swimming, they went to the spectators area and the parents dragged their children to the pool. I joined the fun later on but I was so hesitant to go further or to swim as I was trying to protect my contact lens from water. I forgot to buy my goggles. The water was warm and it really suits for swimming. That's my lovely Bacon, sitting pretty on the ground. I love you Bacon. By 1pm, we went outside and had our lunch together picnic style near our bus. Bacon joined us. There were so many foods laid on the ground and I joined Arleen adn family with their food. Bacon was also with me and relaxing.

After lunch, we went back inside and I continued swimming. We went home by 5 pm. I sat beside Bacon of which she had some fun. We arrived in Northfield at about 545pm. I took some rest then I went to Zaldy's house as Wilmer had called me for a drink. Wilmer's birthday was the day before. He decided not to celebrate his birthday kay medyo kuripot na tao.