Tips for Upping Your Credit Score in Just One Year

Here are a few methods for taking care of that pesky low credit score you and your credit card have incurred. In the next year, you’ll likely at least have increased your credit score by an amount that puts you in another bracket for loans and more, and you’ll have learned about your credit card – and how to use it – even more than you know. Follow these simple tips for upping your credit score, and start reaping the benefits of your choices, and your credit card moves, within months!

1. Consider carefully what you buy: If you com come across some enviable merchandise with some killer credit card deal on it, don’t justify it by that alone. You’ll be paying interest.

4. Avoid new credit cards: Even if you want that brand new toy, avoid opening a new credit card at all costs. Your credit score can decrease when someone provides you a line of credit on a credit card or loan.

5. Rid yourself of credit cards: From having someone else bury your credit card to cutting credit cards into hundreds of little plastic bits, sometimes this is the best way to stop growing credit card debt and arrest your material passions.

7. Be alert: Remember that there are a plethora of factors that directly contribute to your credit report and its details, factors over which you have control: how many open credit lines you have, the balances on them, a history of punctual payments, how many credit cards on which you’ve exceeded your credit card’s limit, if you own your home, and how long you have had credit.