Car Insurance Coverage in Oregon

Approximate average for car insurance premiums in Oregon $1,213.27
Approximate average for car insurance premium U.S. $1,446.49

Average premiums in Oregon cities
Portland $1,518.19
Eugene $1,168.64

Uninsured or underinsured Motorist in Oregon

An uninsured motorist is someone who drives a vehicle without having an auto insurance policy. An underinsured motorist is someone who does not have a sufficient amount of insurance to cover what they are responsible for in an accident.

Being the victim of either an uninsured or underinsured motorist could leave you paying out of pocket to cover vehicle damage or bodily injury costs.

Want to compare auto insurance rates in Oregon?

Insurantly will connect you with an auto insurance agent after you entered your local Oregon zip code. Explore your options now and find a great rate and coverage that fits your needs. 855-974-4822

Important note: Avoid fines and penalties by getting properly covered. If you need coverage consider levels of liability insurance.

How much UM & UIM Coverage should you get?

Fortunately, the state of Oregon requires that all car insurance coverage policies include uninsured motorist protection.

The amounts required are $25,000 for each person with a total of $50,000 for each accident. This coverage could come in handy for drivers who encounter one of the 11% of uninsured drivers in the state of Oregon.

Determining at Fault for an Auto Accident

Oregon operates under a Tort system. It is also called an at fault state. At fault states take the burden off of lawyers to determine who is responsible for accident damages.

Law enforcement investigates each accident, determines the driver who caused it, and that driver is considered to be at fault for the incident.

At fault drivers should expect to be the responsible party when it comes to paying for damages caused in the wreck.

Injured in a Car or truck accident in Oregon?

You could get a large settlement:

The driver responsible has car insurance

He/she was negligent or at fault

You are still within your state’s limitations (typically 2 years)

Do you have a case? Calculate your settlement For free.

Call toll Free:855-763-4148 for serious accident injuries and speak with a Oregon personal injury firm specializing in serious accident cases . 3 minutes to find out if you have a case!