In an industry first, Interthinx, the leading provider of proven risk
mitigation and regulatory compliance tools for the financial services
industry, has added the capability within PredProtect(SM) for customers to
input company licenses and then selectively trigger state-level tests
within its brand new "License Administration" functionality. This allows
originators of all types to satisfy investor guidelines, which usually
require application of state laws regardless of whether the laws actually
apply to the company. These selections can be made online, without the need
for complex programming or review.

"Interthinx understands that one size does not fit all," stated Mike
Zwerner, senior vice president of business development and marketing for
Interthinx. "Lenders need the flexibility to tailor automated regulatory
compliance tools to suit their needs. Our customers now have the ability to
choose when and how to apply the laws of each state to their business. This
functionality cannot be found elsewhere."

A second critical module released by Interthinx involves the most
comprehensive and detailed prepayment penalty test available in the
industry. A culmination of over one year of research, development and
testing, this new module is a powerful tool to supplement the solution's
existing anti-predatory lending and Truth-In-Lending Act tests. With this
test, individual loan data is compared to applicable state prepayment
penalty laws and detailed results are returned in the Interthinx highly
acclaimed, easy-to-read compliance worksheet. This allows the end-user to
quickly identify violations without having to investigate, saving time and
money.

"Prepayment penalty violations are all too common, and the results can be
disastrous," stated Roger Fendelman, vice president of compliance for
Interthinx. "With the countless distinctions posed by the laws of each
state, it's an enormous challenge for lenders just to keep up. The market
is concerned with loan quality, and this new test instills confidence for
senior management, Wall Street investors and state regulators."

About Interthinx

Interthinx, Inc., an ISO business, is the nation's leading provider of
proven risk mitigation and regulatory compliance tools for the financial
services industry. Used at every point in the mortgage lifecycle to prevent
mortgage fraud, compliance violations and to assess risk, Interthinx is
relied upon by over 1400 customers, including 15 of the top 20 mortgage
lenders and 3 of the top 5 largest financial institutions. With technology
which earned Mortgage Technology Magazine's prestigious 10X Award as "a
diagnostic and corrective solution of the highest order," Interthinx
expertise in predictive analytics, data mining and risk scoring sets the
standard for the industry and directly increases the value of client
portfolios. For more information, visit www.interthinx.com or call (800)
333-4510.

About ISO

ISO is a leading provider of products and services that help measure,
manage, and reduce risk. ISO provides data, analytics, and decision-support
solutions to professionals in many fields, including insurance, finance,
real estate, health services, government, and human resources. Clients use
ISO's databases and services to classify and evaluate a variety of risks
and detect potential fraud. In the United States and around the world,
ISO's services help customers protect people, property, and financial
assets.