Looks like partial redemptions are in $25 increments for small purchases and $50 increments on purchases over $100 so some math is definitely in order.

heythere

Tired Member

posted: Mar. 17, 2013 @ 5:40p

This question if for the card with the $1000 spend requirement:Can anyone who has had this card before state what happens when you apply points to already paid for charges incurred in the previous billing cycle? Do you receive a refund check or will the current month's payment balance be reduced?Thanks.

-----------------------------------------------------------------------------------------------------QUOTE:wesleman said: For those who cannot redeem points for statement credits now, you can apply the statement credits against transactions in the past 90 days. So I suppose you can pay off your balance first, redeem points for the statement credits, then request a refund check for the negative balance.--------------------------------------------------------------------------------------------------------

rustum

Senior Member

posted: Apr. 19, 2013 @ 2:48p

I redeemed points towards the payments. Am i going to get credit for that amount in my account? Why would they allow redemptions towards the payments.

Sashinator00

Member

posted: Apr. 20, 2013 @ 8:20a

rustum said: I redeemed points towards the payments. i going to get credit for that amount in my account? Why would they allow redemptions towards the payments.

I did the same thing late last year. That gave me a positive credit balance and I requested a check through secure message which took about 1or 2 weeks to show up.

twium

New Member

posted: Apr. 20, 2013 @ 12:17p

Anyone know if you make a $25 purchase with no other purchases in the statement cycle and redeem 2500 points for a zero balance for the statement, if you will be charged a penalty for not making a minimum payment?

zjts

Senior Member - 1K

posted: Apr. 25, 2013 @ 5:07a

Yes, this is off the Barclay topic. But has anyone tried using the US Bank FlexPerks Travel Rewards Visa Signature® card to load AMEX serve recently & has it gone on as a purchase or cash advance? thx

DarcyMae

New Member

posted: May. 3, 2013 @ 9:37a

Could I please get assistance on how to best redeem my Rewards points?

I responded to the "Spend $2,500, get $400" offer last year. Spent the $2,500 in two transactions: $500 and $2,000....so I have 42,500 points now.

When I log in to redeem for statement credit, I am permitted to redeem "partial redemption" amounts of 40,000, 35,000 or 30,000 under each of the two spending lines ($500 and $2,000). I have not yet spent anything above the $2,500 qualifying amount.

Any further spending I do on this card is going to a charitable organization, so I can spend EXACTLY the best amount to maximize statement credits.

What's the best way to do this without leaving money on the table? Wish I could just click a button to apply $425/42,500 points to my statement, but I guess that would be too easy!

HawkeyeNFO

Senior Member - 2K

posted: May. 3, 2013 @ 10:00a

Received an e-mail for 10,000 extra points for spending $1k per month in May, June, and July. Had previously only made the min spend to get the $400 bonus.

jatan1986

Broke Member

posted: May. 3, 2013 @ 12:27p

DarcyMae said: Could I please get assistance on how to best redeem my Rewards points?

I responded to the "Spend $2,500, get $400" offer last year. Spent the $2,500 in two transactions: $500 and $2,000....so I have 42,500 points now.

When I log in to redeem for statement credit, I am permitted to redeem "partial redemption" amounts of 40,000, 35,000 or 30,000 under each of the two spending lines ($500 and $2,000). I have not yet spent anything above the $2,500 qualifying amount.

Any further spending I do on this card is going to a charitable organization, so I can spend EXACTLY the best amount to maximize statement credits.

What's the best way to do this without leaving money on the table? Wish I could just click a button to apply $425/42,500 points to my statement, but I guess that would be too easy!Redeem 40000 pts ($400 credit) on the $2000 purchase and redeem 2500 pts ($25 credit) on the $500 purchase

If you haven't fully paid your card then the balance will go down by $425. If you alrdy paid off the $2500 balance then you'll have a negative $425 balance -- you can either make $425 in purchases or try and request a check for the negative balance

DarcyMae

New Member

posted: May. 3, 2013 @ 1:40p

Thank you, jatan1986. I did already pay the balance, since the opportunity to redeem the points didn't appear until well after the payment due date.

This will be my last Barclay card. They make it too big of a PITA to redeem quickly and efficiently.

jatan1986

Broke Member

posted: May. 3, 2013 @ 3:04p

DarcyMae said: Thank you, jatan1986. I did already pay the balance, since the opportunity to redeem the points didn't appear until well after the payment due date.

This will be my last Barclay card. They make it too big of a PITA to redeem quickly and efficiently.No problem -- the $25/$50 increment redemption is annoying, but other than that I'm happy with Barclay

Barclay was quick with paying out bonus points and applying credits last year -- this year they started delaying points and a lot of people ran into a problem getting & redeeming points from the $400/$2500 offer after Barclay removed the offer link

cuant

Happy Member

posted: May. 3, 2013 @ 3:19p

DarcyMae said:

Any further spending I do on this card is going to a charitable organization, so I can spend EXACTLY the best amount to maximize statement credits.

What's the best way to do this without leaving money on the table? Wish I could just click a button to apply $425/42,500 points to my statement, but I guess that would be too easy!

You will have to spend $25.25 and redeem all points on this purchase. (25 cents are there because you will get another 25 points for $25 purchase)

kb2120

Thrifty Member

posted: May. 3, 2013 @ 3:53p

cuant said: DarcyMae said:

Any further spending I do on this card is going to a charitable organization, so I can spend EXACTLY the best amount to maximize statement credits.

What's the best way to do this without leaving money on the table? Wish I could just click a button to apply $425/42,500 points to my statement, but I guess that would be too easy!

You will have to spend $25.25 and redeem all points on this purchase. (25 cents are there because you will get another 25 points for $25 purchase)$25.01 or greater will cost 2600 points ...

vquasarv

Senior Member

posted: May. 3, 2013 @ 4:53p

Just got an email that the web interface is being upgraded to match the Priceline card scheme. Hopefully it will resolve redemption issues for those experiencing them.

DarcyMae

New Member

posted: May. 3, 2013 @ 8:27p

So I'm getting $425 in statement credit. Do I make my purchase/contribution for $450.25 ($425 + $25.25) and that will zero everything out? Or should it be for EXACTLY $425?

I seem to be missing something here; I just want to cash and out and be done with this card.

dghdh

New Member

posted: Jun. 6, 2013 @ 7:09p

Does anyone have a current, non-expired link to the spend $1000 in the first 90 days, get $400 credit back? I can not find it anywhere.

dghdh

New Member

posted: Jun. 6, 2013 @ 7:11p

I really want to get this card, and any help would be greatly appreciated.

jatan1986

Broke Member

posted: Jun. 6, 2013 @ 7:31p

$400 on $1000 spend has been dead for a while -- they changed it to $400 on $2500 spend and that one is also dead

HawkeyeNFO said: Received an e-mail for 10,000 extra points for spending $1k per month in May, June, and July. Had previously only made the min spend to get the $400 bonus.

I have the same offer, already did all spending but still no 10,000 extra points. I assumed it is by calendar month and not by statment spending. For those who used similar offers before - when your bonus was posted?

s3riously

Senior Member

posted: Jul. 15, 2013 @ 8:56a

MoneyOCD said: HawkeyeNFO said: Received an e-mail for 10,000 extra points for spending $1k per month in May, June, and July. Had previously only made the min spend to get the $400 bonus.

I have the same offer, already did all spending but still no 10,000 extra points. I assumed it is by calendar month and not by statment spending. For those who used similar offers before - when your bonus was posted?

You will earn 10,000 bonus points after you charge over $1,000 in net retail purchases (purchases that are not returned or rescinded) each month from May 1, 2013 through July 31, 2013. If you do not spend over $1 ,000 in any of the 3 months of the promotion, you will not be eligible for any bonus points as part of this offer. To receive your bonus points, your account must be open and in good standing. Purchases made during periods when your account is delinquent, your balance exceeds your credit line or your account is otherwise not in good standing as defined in your Credit Card Cardmember Agreement do not qualify for this offer. Your bonus points will appear on your statement up to 6-8 weeks after the end of the promotion.

ellory

Be vewy vewy quiet

posted: Jul. 15, 2013 @ 9:00a

depreshun said: MoneyOCD said: HawkeyeNFO said: Received an e-mail for 10,000 extra points for spending $1k per month in May, June, and July. Had previously only made the min spend to get the $400 bonus.

I have the same offer, already did all spending but still no 10,000 extra points. I assumed it is by calendar month and not by statment spending. For those who used similar offers before - when your bonus was posted?

You will earn 10,000 bonus points after you charge ov er $1,000 in net retail purchases (purchases that are not returned or rescinded) each month from May 1, 2013 through July 31, 2013. If you do not spend over $1 ,000 in any of the 3 months of the promotion, you will not be eligible for any bonus points as part of this offer. To receive your bonus points, your account must be open and in good standing. Purchases made during periods when your account is delinquent, your balance exceeds your credit line or your account is otherwise not in good standing as defined in your Credit Card Cardmember Agreement do not qualify for this offer. Your bonus points will appear on your statement up to 6-8 weeks after the end of the promotion.As depreshun posted, you have to spend over $1000 each month. If you spent exactly $1000, then no points for you

MoneyOCD

Senior Member

posted: Jul. 15, 2013 @ 10:51a

Thanks to both of you, depreshun and elloryYes, I did spend more then 1k in each calendar month of May, June and July, total is $3100.My July statment will close on July 19th and I will need to pay last charges by Mid of August. Was really hoping to apply $131 to that balance but if it is really take 6-8 weeks after July 31 - guess have to pay in full.Can anyone confirm that it is the case? Looks like new card sign up bonuces are showing up very quickly after meeting needed spend.

pthor1231

Senior Member - 1K

posted: Jul. 15, 2013 @ 3:04p

No bonus posted for my 3 months either MoneyOCD, so we may have to wait until after the last statement cuts. Unfortunate.

anyone know the procedure for a CL increase? will they do a hard pull if CL increase is requested?just got a 1% BT offer from them, so its pretty tempting but CL they gave me is pretty low

brawa

Senior Member

posted: Jul. 16, 2013 @ 5:10p

Did you check the fine print of the offer? About half the BT promos they send me say that my CL will increase by the amount I BT.

boredmaus

Tired Member

posted: Jul. 16, 2013 @ 5:23p

My NFL card had been open 9 months, and using the CLI request button (account settings) on the recently revamped website, I increased the limit by 50%. FAKO credit reports confirmed no hard pull was done. I did a BT within 4 weeks of the that increase, but the BT offers were the same before and after limit increase.

07pilot4me said: anyone know the procedure for a CL increase? will they do a hard pull if CL increase is requested?just got a 1% BT offer from them, so its pretty tempting but CL they gave me is pretty low

cpaynter

Senior Member - 1K

posted: Aug. 4, 2013 @ 7:28a

Happy to report that when I logged in yesterday, I saw the bonus points for the 5% Q2 Gas/Dining/Hardware special. Also happy to see that I didn't have to jump through hoops with that stupid pick-a-purchase-to-redeem-for nonsense. Just got a statement credit for $36 and change. When it posts, I'll just request a check for the credit balance. Sweet.

Chris.

invisible

Senior Member - 3K

posted: Aug. 8, 2013 @ 3:01p

cpaynter said: Happy to report that when I logged in yesterday, I saw the bonus points for the 5% Q2 Gas/Dining/Hardware special. Also happy to see that I didn't have to jump through hoops with that stupid pick-a-purchase-to-redeem-for nonsense. Just got a statement credit for $36 and change. When it posts, I'll just request a check for the credit balance. Sweet.

Chris.

where did you see/have 5% Q2 bonus sign up? Mine shows only year round benefits "Earn 2 Points for every $1 you spend on NFL purchases, Earn 1 Point for every $1 you spend everywhere else" -- so YMMV?

jatan1986

Broke Member

posted: Aug. 8, 2013 @ 3:12p

5% quarterly bonus for NFL card is targeted so only if you got an email from them -- I finally got one for Q3 (did not get one before that)

For me its 5 bonus pts on top of regular Cash Back (so 6 pts per $1) on grocery/drug/electronic stores -- up to 2500 bonus pts (so up to $500 purchases)

defjukie

Senior Member - 3K

posted: Aug. 8, 2013 @ 4:02p

MoneyOCD said: Thanks to both of you, depreshun and elloryYes, I did spend more then 1k in each calendar month of May, June and July, total is $3100.My July statment will close on July 19th and I will need to pay last charges by Mid of August. Was really hoping to apply $131 to that balance but if it is really take 6-8 weeks after July 31 - guess have to pay in full.Can anyone confirm that it is the case? Looks like new card sign up bonuces are showing up very quickly after meeting needed spend.

Just wanted to add that I'm still waiting for my 10k points from this promo to post.

catanpirate

Handsome Member

posted: Aug. 8, 2013 @ 6:19p

Same.

jcmitchell21

Happy Member

posted: Aug. 9, 2013 @ 8:53a

Interesting development ...

I cancelled my cards on Tuesday. I get a phone call on my work phone on Wednesday from Juniper Financial. They thanked me for being a loyal Barclay Titans Visa cardholder and said I was randomly selected to receive two tickets to the Titans preseason game for Thursday (yesterday). Without my prompting, they confirmed my (former) card # and mailing address. Thursday, I get a FedEx package with two tickets inside. Lower level, 5 rows from the field, in front of the cheerleaders.

Thank you Barclays, sorry I cancelled the card.

defjukie

Senior Member - 3K

posted: Aug. 9, 2013 @ 3:24p

jcmitchell21 said: Interesting development ...

I cancelled my cards on Tuesday. I get a phone call on my work phone on Wednesday from Juniper Financial. They thanked me for being a loyal Barclay Titans Visa cardholder and said I was randomly selected to receive two tickets to the Titans preseason game for Thursday (yesterday). Without my prompting, they confirmed my (former) card # and mailing address. Thursday, I get a FedEx package with two tickets inside. Lower level, 5 rows from the field, in front of the cheerleaders.

Thank you Barclays, sorry I cancelled the card.

Wow, that's actually pretty awesome.

andygruber

New Member

posted: Aug. 11, 2013 @ 7:49a

ellory said: depreshun said: MoneyOCD said: HawkeyeNFO said: Received an e-mail for 10,000 extra points for spending $1k per month in May, June, and July. Had previously only made the min spend to get the $400 bonus.

I have the same offer, already did all spending but still no 10,000 extra points. I assumed it is by calendar month and not by statment spending. For those who used similar offers before - when your bonus was posted?

You will earn 10,000 bonus points after you charge ov er $1,000 in net retail purchases (purchases that are not returned or rescinded) each month from May 1, 2013 through July 31, 2013. If you do not spend over $1 ,000 in any of the 3 months of the promotion, you will not be eligible for any bonus points as part of this offer. To receive your bonus points, your account must be open and in good standing. Purchases made during periods when your account is delinquent, your balance exceeds your credit line or your account is otherwise not in good standing as defined in your Credit Card Cardmember Agreement do not qualify for this offer. Your bonus points will appear on your statement up to 6-8 weeks after the end of the promotion.As depreshun posted, you have to spend over $1000 each month. If you spent exactly $1000, then no points for you

I did spend exactly $1000 in each month (should have read the offer more carefully). Haven't seen any bonus post -- but it seems that people who read the offer carefully haven't seen a bonus yet either. I'm hoping Barclays will show show some leniency. Please post once you get the bonus -- so I can know whether to stop looking.

andygruber

New Member

posted: Sep. 3, 2013 @ 9:06p

Just to answer my own question -- I did get the extra 10000 points. So spending the extra 1c was not necessary.

I cancelled my cards on Tuesday. I get a phone call on my work phone on Wednesday from Juniper Financial. They thanked me for being a loyal Barclay Titans Visa cardholder and said I was randomly selected to receive two tickets to the Titans preseason game for Thursday (yesterday). Without my prompting, they confirmed my (former) card # and mailing address. Thursday, I get a FedEx package with two tickets inside. Lower level, 5 rows from the field, in front of the cheerleaders.

Thank you Barclays, sorry I cancelled the card. Well now at least you'll have a reason for reapplying on the next $400.00 promo Curious if you closing the account had anything to do with this or if it was just bad timing on their part.

angelmartinez

Senior Member

posted: Sep. 8, 2013 @ 8:06p

I'll wait for the next 40,000 promo.

tjguitar85

Senior Member - 1K

posted: Sep. 8, 2013 @ 10:54p

Kinda surprised they don't have another one with the start of the nfl season..

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