Increase the utilization of the ATM infrastructure by enabling cardless banking

By modification of the ATM Software Reewire 4M™ can connect the mWallets to the ATM infrastructure, allowing users without a debit- / credit card to withdraw cash from the ATMs.

The users will access their mWallet via the ATM by entering their mobile number. Hereafter the 4M™ Platform will call the mobile phone with a vocal IVR (Interactive Voice Response) menu to authenticate the user and to validate the transaction via a “onetime password” and the pin code of the user.