Online saver

Considered one of NZ's best savings account options.

This on-call savings account is perfect if you need access to your money but still want to save.

The CANSTAR 5 Star Rating was awarded for NZCU Baywide's Online Saver, making it one of New Zealand's best savings accounts

Our Online Saver account can help you save faster:

Competitive interest rate

No monthly account management or transaction fees when using internet/mobile banking^

Easy online access to your funds with internet/mobile banking

Your money is available to you whenever you want to access it – it is not locked into a fixed term

Interest rate calculated daily and paid monthly

Interest is calculated daily and paid on the last business day of each month. Interest rates are subject to change without notice. Maximum deposit $1 million per member. Minimum monthly balance of $1,000 is required. Customers must register for internet banking and opt for email statements.

2.50% p.a.*

$1,000 to $19,999

2.65% p.a.*

For more than $20,000

*Credit Union Baywide trading as NZCU Baywide. Terms and conditions and normal lending criteria apply. A $500 approval fee and other fees apply for home lending. A $250 approval fee and other fees apply for personal lending. All variable rates, fees and returns are subject to change without notice. The current Product Disclosure Statement and other disclosure statements are available here or on request from the Credit Union. NZCU Baywide savings are shares secured by a first ranking security over NZCU Baywide's assets. Click here to view our rates and fees. The CANSTAR 5 Star Rating was awarded in December 2017 to NZCU Baywide for Orange Personal Loans and in June 2017 for our Online Saver account.