The "I Booked my Car" Thread

This is a discussion on The "I Booked my Car" Thread within What Car?, part of the BHP India category; Originally Posted by ajay_satpute
Booked Alto 800 for my brother.
Make : Maruti
Model : Alto
Variant : 800 LXi ...

Can you elaborate what you meant by the above statement? Did you not opt for comprehensive policy or was it only TPL with zero dep?

The normal comprehensive insurance was Rs. 30,500. The dealer managed to give me zero dep insurance for 26,500.
Can zero dep insurance also be third party? Can you fill me in? I'm opting for a standard zero dep insurance.

The normal comprehensive insurance was Rs. 30,500. The dealer managed to give me zero dep insurance for 26,500.
Can zero dep insurance also be third party? Can you fill me in? I'm opting for a standard zero dep insurance.

There are two types of Car Insurance - Comprehensive and TPL(Third Party Liability). Comprehensive covers TPL also. Zero dep is an add on which is sold along with the Insurance policy. If the dealer is offering only TPL with zero dep, you might want to consider going in for Comprehensive with zero dep add on.

Normally if the dealer is offering free insurance as a part of the deal, then it will be comprehensive insurance, you may need to buy zero dep additionally.

There are two types of Car Insurance - Comprehensive and TPL(Third Party Liability). Comprehensive covers TPL also. Zero dep is an add on which is sold along with the Insurance policy. If the dealer is offering only TPL with zero dep, you might want to consider going in for Comprehensive with zero dep add on.

Normally if the dealer is offering free insurance as a part of the deal, then it will be comprehensive insurance, you may need to buy zero dep additionally.

I had gotten quotes for zero dep insurance for about 25-26k from New India and Bharti AXA.
TPL was a fraction of that. So even if zero dep was added to TPL, the figure would be much lower than 26k.

I was unaware that zero dep could be added to TPL as well. Thanks for clearing that up.
I'll check with the dealer about it as well.

There are two types of Car Insurance - Comprehensive and TPL(Third Party Liability). Comprehensive covers TPL also. Zero dep is an add on which is sold along with the Insurance policy. If the dealer is offering only TPL with zero dep, you might want to consider going in for Comprehensive with zero dep add on.

Normally if the dealer is offering free insurance as a part of the deal, then it will be comprehensive insurance, you may need to buy zero dep additionally.

There are two types of Car Insurance - Comprehensive and TPL(Third Party Liability). Comprehensive covers TPL also. Zero dep is an add on which is sold along with the Insurance policy. If the dealer is offering only TPL with zero dep, you might want to consider going in for Comprehensive with zero dep add on.

Normally if the dealer is offering free insurance as a part of the deal, then it will be comprehensive insurance, you may need to buy zero dep additionally.

Sorry for going OT, But I cant figure out what TPL + Zero dep means?

TPL covers the person/vehicle I hit. And I get nothing from the insurance for my damage. So what part can the Zero Depreciation possibly cover here?