Building Better Bankers

ABA Managing Funding, Liquidity and Capital 6/10/19

A summary of the bank funding types, liquidity issues and management of capital. Learn what funding is used by banks; how liquidity needs may be addressed by storing liquidity on the balance sheet or by securing additional funding; and bank capital’s purpose, regulatory requirements and the effect on profitability.

Learning Objectives

Identify the risk/return characteristics and costs of various funding sources

Evaluate the effect of various funding sources on interest rate and liquidity risk

Describe various measures used to manage liquidity

Recognize the merits of both regulators’ and shareholders’ points of view regarding optimal capital levels

Prepare a capital management plan

Audience

This course is designed for individuals involved in funding, liquidity, or capital management, or line managers making pricing, investment, or funding decisions that impact these areas.

Course Credits

ABA Certificates: This course applies to the Certificate in Bank Financial Management.

College Credit Recommendations: In the upper division baccalaureate degree category, 3 semester hours in Banking, Business Administration, Finance, or Management (when combined with Analyzing Bank Performance, Managing Interest Rate Risk, and Managing the Bank’s Investmest Portfolio for classwork completed no later than September 30, 2017.