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Jetstar Credit Cards

Earn your choice of Jetstar Dollars or Qantas Points on everyday purchases, save with interest-free days and enjoy platinum perks with a Jetstar Credit Card.

Jetstar offers credit card options to frequent flyers who want to earn travel rewards on their everyday purchases. As Jetstar Airways is the budget airline division of Qantas, cardholders have their choice of earning Jetstar Dollars or Qantas Points with either of the two Jetstar credit cards on the market. Plus, with interest-free days, promotional 0% balance transfer offers and complimentary insurance offers, there are plenty of ways to save on standard credit card costs with a Jetstar Credit Card. Compare your options below to determine whether one of these frequent flyer credit cards is right for you.

Enjoy a low annual fee of for the first year. You may also opt for the Qantas Frequent Flyer rewards program and earn 1 Qantas Point per $1 spent and earn 1 Jetstar Dollar per $50 dollar spent on eligible purchases.

Types of credit cards from Jetstar

Jetstar currently offers two credit cards on the market. The Jetstar MasterCard is their standard product, while the Platinum MasterCard goes one further with a higher earn rate and a wider breadth of features. Both cards let cardholders earn either Jetstar Dollars or Qantas Points on eligible purchases, which can then be redeemed for either Jetstar travel vouchers or flights with Qantas and its partners or products from the Qantas eStore depending which rewards program you earn with. You can compare the different types of Jetstar credit cards below.

Rewards credit cards

Both the Jetstar MasterCard and Jetstar Platinum MasterCard can be considered rewards credit cards. However, the differences appear in how many points you can earn per dollar spent depending on which card you use. While you can earn 1 Jetstar Dollar per $100 spent or 0.5 Qantas Points per $1 spent on the Jetstar MasterCard, you'll earn 1 Jetstar Dollar per $50 spent on the Jetstar Platinum MasterCard and 1 Qantas Point per $1 spent with the Jetstar Platinum Mastercard. You can either redeem your Jetstar Dollars for travel vouchers with the airline or opt into the Qantas Frequent Flyer program to redeem flights with Qantas and its airline partners, products from the Qantas eStore and more. Please note that opting into the Qantas loyalty program comes with a fee.

While the Platinum MasterCard comes with more competitive earn rates, remember that it also comes with a higher annual fee than the standard Jetstar MasterCard. Make sure the value of the rewards you could earn will outweigh the costs of whichever card you choose before applying. Both cards also come with a rewards cap, so make sure this doesn't limit how many points you could earn based on your average spending behaviour.

Enjoy a low annual fee of for the first year. You may also opt for the Qantas Frequent Flyer rewards program and earn 1 Qantas Point per $1 spent and earn 1 Jetstar Dollar per $50 dollar spent on eligible purchases.

Enjoy an annual fee refund every year if you meet the spend requirement with a balance transfer offer, high credit limits and prestige services including a personal concierge service and VISA Platinum rewards program.

Pay no overseas transaction fee on purchases and receive complimentary domestic return flight and lounge passes each year you hold the card when you spend $500 on eligible purchases within the first three months.

Earn up to 50,000 bonus Qantas Points when you spend $2,000 or more on eligible purchases in the first 90 days. Plus, enjoy introductory interest rates on balance transfers and purchases with a discounted annual fee of $199 in the first year.

Platinum credit cards

As the name suggests, the Jetstar Platinum Mastercard falls into the Platinum tier of credit cards. As such, this card has a higher earn rate for rewards, complimentary insurances and a lower points cap. The card also comes with a concierge service that could act as your own personal assistant for everything from making restaurant reservations to booking travel plans. This card comes with a higher annual fee than the standard Jetstar MasterCard, though, so you should make sure that the costs don't offset the benefit you'll get from the card to ensure it's of value to you.

Enjoy a low annual fee of for the first year. You may also opt for the Qantas Frequent Flyer rewards program and earn 1 Qantas Point per $1 spent and earn 1 Jetstar Dollar per $50 dollar spent on eligible purchases.

Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.

Earn up to 50,000 bonus Qantas Points when you spend $2,000 or more on eligible purchases in the first 90 days. Plus, enjoy introductory interest rates on balance transfers and purchases with a discounted annual fee of $199 in the first year.

Get 50,000 bonus Qantas Points when you apply online, are approved and spend $2,500 on eligible purchases within the first 3 months. Enjoy a waived annual fee for the first year and earn up to 1.5 Qantas Points per dollar spent.

Pay no overseas transaction fee on purchases and receive complimentary domestic return flight and lounge passes each year you hold the card when you spend $500 on eligible purchases within the first three months.

The benefits of banking with Jetstar

Both Jetstar credit cards can provide you with value based on your individual circumstance. Both Jetstar credit cards can provide you with value based on your individual circumstance. The benefits of these credit cards will give you access to unique Jetstar perks:

Jetstar dollars

After you accumulate 100 Jetstar Dollars, Jetstar will email you a $100 Jetstar Flight Voucher. You also have the option to manually redeem your points in increments of 25 Jetstar Dollars. You will have a three-month window to apply the voucher once you have received it. You may use the voucher to either reduce the cost of your booking or pay for your booking in full.

Qantas frequent flyer program

If you'd prefer to earn your rewards with the Qantas Frequent Flyer program, either of the Jetstar credit cards offers you this opportunity. While you'll earn points at a different rate depending on which card you choose, you can redeem your points for flight rewards with Qantas and its airline partners (including American Airlines, Emirates, British Airways and more), products from the Qantas store, accommodation through Qantas Hotels and Qantas Insurance, to name a few options.

Avoid credit card transaction fees

If you use your Jetstar credit card to book a Jetstar flight, whether online or over the phone, you'll avoid the standard credit card transaction fees you'd otherwise have to pay.

Mastercard accessibility

Using a Jetstar credit card with a MasterCard logo will provide you will access and acceptance at over 32 million merchant locations in 210 countries, in addition to 1.5 million ATMs. This also means you'll have access to the Mastercard Applause service, which offers exclusive entertainment and sporting event deals.

Interest-free period

If you pay your balance in full before the statement period ends, you will have a 55 day period to make interest free purchases

The features of a Jetstar credit card

The features you can expect from both of the available Jetstar credit cards include:

Annual fees. As the Jetstar Platinum MasterCard provides you with more benefits, it will costs you more money to use the credit card. The annual fee for the Jetstar MasterCard is $69 whereas the annual fee for the Jetstar Platinum MasterCard is $169. If you opt for the Qantas Frequent Flyer program, you will pay an annual fee of $30 for the Jetstar MasterCard. The Platinum MasterCard does not have an additional fee for Qantas points.

Interest rate. Like the annual fee, you will have a higher interest rate if you opt for the Platinum MasterCard. The purchase rate for the Jetstar MasterCard is 14.99% p.a. whereas the purchase rate for the Jetstar Platinum MasterCard is 19.99% p.a.

Balance transfer. Both credit cards allow you a balance transfer promotion of 0% p.a. for 14 months. Any remaining balances will collect the standard interest rate for purchases once the promotion ends.

How to apply for a Jetstar Credit Card

Both Jetstar credit cards have eligibility requirements that you must meet in order to be approved for either card. If you believe a Jetstar credit card is right for you, make sure you meet the requirements before visiting the Jetstar application page.

Eligibility criteria

Income. Both Jetstar credit cards require that you have a minimum taxable income of $30,000 per year.

Legal age. Jetstar requires that applicants be at least 18 years of age in order to be eligible for their credit card services. Jetstar does not permit joint applications, although you may add authorised users to your account.

Residential status. You must be either an Australian citizen or a legal permanent resident of Australia to qualify for Jetstar credit cards. Temporary residents of Australia are not eligible.

Credit Rating. Your credit rating must be in good standing to qualify for either Jetstar credit card. The Jetstar MasterCard has a minimum credit limit of $5,000 and a maximum of $50,000. The Jetstar Platinum MasterCard has a minimum credit limit of $6,000 and a maximum of $100,000. Your exact credit limit will vary based on your individual financial background.

Required documents

Personal details. You must provide your Australian mailing address and Australian driver’s license number (if you have one) during the credit card application process.

Financial details. Details of your gross annual salary, monthly expenses, and current employer are required during the Jetstar application process. If you’re retired or self-employed, you must provide details of your accountant.

Frequently asked questions

If you have a question about Jetstar credit cards, check for an answer below. If you can’t find an answer to your question, get in touch with us using the form at the bottom of this page.

How do I make a repayment on my Jetstar credit card?

If you want to pay your Jetstar credit card statement in person, you won’t be able to pay at a bank branch, but you can pay at an Australia Post retail outlet. There are four ways you can make a repayment to your Jetstar MasterCard or Platinum MasterCard.

Pay by direct debit. You may pay your Jetstar credit card from your bank or savings account by direct debit. By downloading a direct debit agreement form from the Jetstar website, you can elect to pay just the minimum amount due on your credit card each month, pay a specific amount or set it up so you can pay your entire outstanding balance.

BPAY. Pay your Jetstar MasterCard or Platinum MasterCard using BPAY over the phone, or using the pay via BPAY feature from your internet banking facility.The customer reference number is your card number and the Jetstar BPAY biller code is 423343.

Pay by cheque. You can pay your Jetstar credit card by filling out the form on the back of your credit card statement and attaching a cheque. Mail the form and the cheque to GPO Box 4690 Sydney NSW 2001.Make the cheque payable to ‘Card Services’ and be sure to include your credit card number on the cheque.

At the post office. Visit an Australia Post retail outlet to make your credit card payment using EFTPOS or cheque. There is a $2.00 fee if you want to pay your account this way. If you pay by EFTPOS, allow up to 48 hours for the payment to be processed, and if you’re paying by cheque allow up to 6 days for the funds to show in your account.

How long does it take before I get my Jetstar credit card?

After you apply for a Jetstar credit card and you’re approved, your application will be processed within 10 working days, You should receive your new Jetstar credit card within two weeks of receiving an email from Jetstar confirming your approved application.

How do I order a replacement card?

If you need a replacement card because your Jetstar credit card has been damaged, call a Jetstar customer service representative on 1300 150 100 and a replacement card will be sent out within a week.

When do I have to apply for a balance transfer?

If you want to transfer a balance to your Jetstar credit card, you can do this either when you apply, or any time after by downloading and completing a balance transfer application form. This form is available from the Jetstar website.

How do I get an additional card for a family member?

You can add up to 4 additional cardholders to your Jetstar MasterCard for 4 each and Jetstar Platinum MasterCard account for $39 each.Additional cardholders must be over the age of 16. You have the option of adding an additional cardholder to your account when you first apply for your Jetstar credit card or you can get a supplementary card after you apply by filling out an additional cardholder request form.If you have a family member who is over the age of 18, they can apply for their own Jetstar credit card in their own name.

What do I need to know about my credit card statement?

When does my statement get issued? Jetstar credit card statements are issued every month.

Can I change how often I get my statement? Once you’re approved for a Jetstar credit card you can change the day you statement is issued by calling a Jetstar credit card representative.

Can I get my statement by email? You can opt to receive electronic statements through your online banking facility or by calling the Jetstar customer service team. By receiving electronic statements, you’ll save the $2.50 paper statement fee.

Does the additional cardholder also get a statement? Only the primary account holder will get a statement. Details about supplementary cards are also listed on this statement.

What information do I need to log into my internet banking facility?

To log on to Jetstar internet banking, you’ll need an access code and a password. You can get the access code and password by calling MyCards on 1300 150 100.

Change I change my PIN?

The PIN that’s issued with your Jetstar credit card is the PIN you must use to make a purchase and withdraw cash, you’re unable to change your PIN.

How do I earn Jetstar Dollars?

ou earn Jetstar Dollars when you make an eligible purchase on your Jetstar MasterCard or Jetstar Platinum MasterCard. You will not earn Jetstar Dollars on the following transactions:

Cash advances.

Interest and bank fees and charges.

Business expenses.

Gambling purchases.

Government charges.

Balance transfers and other special promotions.

Refunded purchases.

Payments for Card Repayment Insurance.

Are reward points capped?

Yes. For the Jetstar MasterCard, Jetstar Dollars are capped at 500 and Qantas Frequent Flyer Points are capped at 25,000. For the Jetstar Platinum MasterCard, Jetstar Dollars are capped at 2,000 and Qantas Frequent Flyer Points are capped at 100,000.

Read more on this topic

The Jetstar MasterCard comes with a 0% p.a. promotional balance transfer rate for 14 months, a low interest rate on purchases and a rewards program which allows you to earn Jetstar Dollar or Qantas Points.

Jetstar is a subset of the Qantas airline company giving you benefits of a small rewards program with the perks of a large airline affiliate. With the Jetstar rewards program you’ll have wide range of options for redeeming your frequent flyer miles.

The Jetstar Platinum Card enables you to choose between Jetstar and Qantas reward programs, it comes with complimentary insurance covers, and it gives cardholders round-the-clock access to a global concierge service.

If you have been thinking about getting a Jetstar MasterCard, but have a few questions you want answered first before applying, then here is your chance. This article covers the most frequently asked questions about the Jetstar MasterCard.

Save on interest with one of the lowest interest rate credit cards offered in Australian market. Enjoy 12 months of 0% p.a. on balance transfers, the ability to earn Jetstar Dollars or Qantas Points, plus a low annual fee and low rate on purchases.

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42 Responses to Jetstar Credit Cards

With Jetstar Platinum Visa, transactions/purchases that are considered as ineligible are cash advances, balance transfers and other restricted transactions detailed in the Jetstar MasterCard Rewards Program T&Cs.

However, it could’ve been for a number of reasons including your income, credit history or the supporting documents you provided. Looking over our guide on Why was my credit card application rejected? might help you narrow down the possible factors.

In the mean time, take some time comparing other credit cards before applying. Multiple rejected applications will have a negative impact on your credit file and will further reduce your chances of acceptance. Instead, make sure to spend a few months comparing your options and confirming that you meet the eligibility requirements before applying.

I am looking to apply for the Jerstar credit card to do a balance transfer and also buy some air tickets as they have a 12 month interest free on tickets over 600aud until the beginning of Dec 15. But I hv been reading that you should not use the credit that you intent to do a balance transfer with 0% interest. Will I still get 0% interest If I apply, get approved for balance transfer, then by tickets?

That is correct. If you are going to transfer a balance to a credit card you will not receive any interest free days/ interest free purchases unless that credit card specifically has a 0% purchase offer. In regards to the 12 month interest free on tickets over AUD$600 it is important to check the terms of the purchase promotion, to determine whether signing up for a Jetstar credit card is required in order to receive the ticket offer.

Are you still eligible to earn frequent flyer points per year, on the Premium MasterCard, if the card is used predominately for business expenses?
Is there a maximum number of points that can be earned per year?

As long as your business expenses qualify as eligible purchases you will earn frequent flyer points on these transactions. The Jetstar Platinum MasterCard has a maximum points cap of 100,000 points per year. You may like to compare other frequent flyer credit cards and offers.

However, we can confirm that the Jetstar Platinum MasterCard offers complimentary insurance including overseas travel insurance and a global vehicle hire excess waiver. For more details, kindly refer to this page.

Hi there.
Can you please clarify “government charges” when it comes to the Jetstar dollar rewards program.
Currently I earn reward points with another bank for paying utility bills etc.
Will these payments count towards my Jetstar dollars. Thanks.

Government charges include transactions such as payments to the Australian Tax Office. If your utility bill transactions qualify as ‘eligible purchases’ then Jetstar rewards points/ dollars will be earned accordingly. For more clarification on ‘government charges’ please refer to the Jetstar MasterCard Rewards team I have sent to your email.

Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.

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