Planning On Buying a New Car in 2014? Read This First If You Want To Save Money on Central Oregon Car Insurance

Learn the “Secrets” That Car Dealerships Don’t Want You to Know

Have you bought a car in the past only to discover that your Central Oregon Car Insurance is going to cost you a lot more than you anticipated?

Many people have made the mistake of purchasing a vehicle that they thought they would be able to ultimately afford but were shocked only to find out that with their car insurance cost, their dream vehicle will only cost them hundreds more than they could ever imagine.

You save hundreds of dollars in car insurance payment this year if you follow these simple tips and learn the “secrets” to buying a car before you step on the car lot.

Tip 1 – Ask Your Car Insurance Agent First

Let’s say you’ve maintained a perfect driving record and qualify for plenty of discounts like: safe driver or good student discount, before purchasing your dream vehicle you should call your local car insurance agent and give them a list of at least five vehicles that you are thinking about buying so they can provide you car insurance quotes for those vehicles.

Tip 2 – Considering Buying A Used Car

You may not mind paying for Central Oregon Car Insurance but did you know that your car insurance costs will ultimately be higher if you purchase a new versus used vehicle?

If you purchase a new vehicle you will be required to pay for full coverage car insurance versus a used vehicle which doesn’t require full coverage and your car insurance costs and the overall cost of owning the vehicle will be lower as well.

Tip 3 – Don’t Always Accept Dealer Financing

Last of all, but most important, after you’ve called your insurance agent and done your research on the vehicle that you want to buy make sure that you don’t accept dealer financing, at least right away, because, a dealer will almost always offer you financing that higher than what you could get if you shopped around for the best auto loan.

For more information on how to buy a car, or for an affordable Central Oregon Car Insurance quote, contact the Farnsworth Agency today by calling us at (541) 318-8835.