Course Benefits

New Jersey Point Reduction/Insurance Discount

So, you got a ticket and your auto insurance increased immensely, now what? Remove two points from your New Jersey driving record by taking our NJ MVC approved defensive driving course! Successful completion of this course will reduce your driving record point total by 2 points, and save you hundreds, if not thousands on insurance premiums. You are eligible to take a New Jersey defensive driving course for a point reduction once every 5 years.

Upon completion of the course, our company will notify the NJ Motor Vehicle Commission electronically and you can print your own certificate within 30 minutes! Keep a copy for your records and/or insurance agent.

Insurance Reduction

Per New Jersey State rule, N.J.S.A. 17:33B-45.1, NJ insurance companies are required to offer insurance premium discounts for drivers who successfully completed an approved NJ defensive driving course. This applies to all insurancecompanies writing private passenger policies in New Jersey, and earns the defensive driving participant a minimum of five percent discount with many carriers offering up to 10%.

The insurance reduction is available for three years.

Discounts apply to private passenger automobiles, with only one discount per vehicle. If the policy insures two or more vehicles, the discount applies to the vehicle principally operated by the person who completes the course. If you have multiple drivers and multiple vehicles in your household it may benefit you for every driver to complete the course.

Cut the Cord

Access your New Jersey Defensive Driving course anywhere, anytime from any device.We just ask that you don't do it while driving.

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Defensive Driving by Improv was created over 20 years ago...

Save 10% on NJ Auto Insurance

Our New Jersey Defensive Driving School was created with the World Famous Improv Comedy Club to make it Fun, Fast and Effective.Improv Traffic School's unique edutainment courses have won copious accolades from students and the media resulting in our being namedBest Traffic School year after year.

"Defensive Driving designed with you in mind"

Complete at YOUR pace on YOUR time at YOUR place.

GET STARTED FAST

Take advantage of our free express registration to get going in less than one minute. We are confident you will like the simplicity of our defensive-driving course, but want you to be your own judge. No commitment. No risk. Just sign up today, choose from a variety of a la carte options, and then make your payment. Enjoy your course right away.

COMPLETE THE COURSE

Proceed and complete the course all at once or a little at a time. There are 10 short chapters, 2-question review quizzes and a PASS-ONLY 25-multiple choice question final. Continue on any device at any time. We stand behind your satisfaction with a100% Money Back guarantee.

SUBMIT YOUR CERTIFICATE

We report your completion to the NJ MVC and provide a FREE DOWNLOADABLE PROOF OF COMPLETION which you can print from your account within 30 minutes which you will then submit to your insurance company.

HAVE FUN

Improv Defensive Driving was created with a single mission in mind, to offer you a fun and simple alternative to those boring defensive driving courses. Since then, we have helped over 4 million students and we would now love to help you!

Still not convinced? See our testimonials.

I think this is an excellent way for anyone to take defensive driving course. I will recommend it to all my friends and family.

Martha B., Jersey City, NJ

I was pleasantly surprised how informative and fun this New Jersey defensive driving course was. There was just enough humor to make it interesting..particularly the jokes which were quite funny…but the serious content and purpose of the course was not comprised. Thank you.

Annemarie K., Hillsborough, NJ

I RECOMMEND TO EVERYBODY CAUSE THIS DEFENSIVE DRIVING CLASS IS FUN AND EASY

Juan C., Toms River, NJ

i thought this was going to suck, it was actually rather bearable.

Aron B., Edison, NJ

Best way to take defensive driving, which is usually such a long and boring course.

John L., Newark, NJ

The videos really made you laugh and made this as painless as possible.

Ellen O., Belford, NJ

I stretched this online defensive driving course out over a period of time. Before I had even finished the course, I found myself using what I had learned especially stress and anger control while driving on the New Jersey Turnpike!

Jane B., Sicklerville, NJ

What You Should Know About New Jersey Defensive Driving

More information to help you make the right choice.

Following are the steps necessary to attend a NJ defensive driving course online and get your auto insurance discount and driver license point reduction:

All family members who are a principal driver on the insurance policy should take the NJ defensive driving course to each receive a 5%-10% discount on the auto insurance policy. Example: Four family members with four vehicles on the policy can save up to 40%!

Take and complete the NJ online defensive driving course. Complete the course at your convenience in the same day or over several months; the decision is all yours!

Log back into the NJ defensive driving course online 30 minutes after completing it to download and print two copies of your certificate of completion. Keep one copy for your records and submit the other copy to your insurance company to receive your insurance rate discount.

Begin saving money on your auto insurance. Take the NJ defensive driving online every three years to renew and retain your insurance rate discount!

The defensive driving school NJ will automatically report your completion to the New Jersey MVC for processing of your two (2) point reduction on your driving record. Take the NJ defensive driving course every five (5) years to delete 2-points from your driving record.

There are several reasons why it may be a good idea for a New Jersey driver to take a defensive driving course. Such courses not only teach important accident prevention techniques but can also enable drivers to get a discount on their auto insurance. Additionally, a New Jersey defensive driving course can enable a driver to get bad points removed from his or her record and/or get a traffic ticket dismissed.

Signing Up

A defensive driving course must be provided by a state approved body. Drivers have the option to either attend the course in person or take it online. The latter option is naturally ideal for those who have a full time job and/or other important responsibilities that must be managed during regular work hours. A defensive driving course must be completed within 180 days, those who do not complete the course during this time period will be automatically counted as having failed the course. Refunds are not provided for anyone who fails to complete the course before the appointed deadline.

Reducing Points

As was noted above, taking a New Jersey defensive driving course can enable a driver to have points removed from his or her license. However, it should be noted that the points can only be removed if they are present at the time a driver signs up for the course. What is more, only two points can be removed every five years.

Points can result in the suspension or even loss of one's license; given this fact, it behooves a driver to be aware of driving rules and regulations in the state so as to avoid accumulating points and/or driving tickets. Following are some infractions that can result in the addition of points to one's license:

Two Point Infractions:

Failing to stop at a crosswalk or safety zone

Failing to give right of way to emergency vehicles

Driving the wrong way

Three Point Infractions:

Making an erroneous left/right turn or U-turn

Making an improper turn at a stop light

Four Point Infractions:

Speeding (anywhere from 15 to 29 miles per hour over the posted speed limit)

Improper passing

Five Point Infractions:

Driving in a reckless manner

Speeding (30 or more miles per hour over the posted speed limit)

Tailgating

Course Details and Requirements

Per NJ state, a defensive driving course must last a minimum of six hours, after which you will take a short 25 question quiz and you are done.

It should be noted that in some cases signing up for a defensive driving course will not result in the dismissal of a traffic ticket or help a driver remove points from his or her driver’s license. This is something that is determined on a case by case basis; when in doubt, a driver should check with the court handling his or her case as well as the defensive driving course provider.

Generally speaking, those who want to get a ticket dismissed or have points removed from a license will need to have a valid driver’s license from the state and have committed only a single violation while driving a personal vehicle. Furthermore, those who have taken a defensive driving course in the last twelve to eighteen months are not eligible for point removal or ticket dismissal.