Art and Resource Community Hub (ARCH) Loan Program

What is the ARCH Loan Program?

The ARCH Loan Programs provides matching loans of up to $25,000 to buyers of City-owned tax foreclosed properties that will be used for art related uses or as community resources centers. Examples of eligible uses include an art studio, artist gallery space, community resource hub (space for community meetings, classes or where information is available about community resources).

Both residential and mixed-use commercial properties are eligible for the program.

Basic loan terms:

0% interest

Must be used for property renovation

Must be matched on a dollar for dollar basis by buyer

May be forgiven over a five year period, as long as the buyer continues to own the property and maintains the use committed to in application to the ARCH program

How do I apply?

1. DEVELOP YOUR PLAN
Put together a conceptual plan for you project. Do you want to create an artist studio or gallery space? A resource hub for the community? This will help you determine the amount of space, type of property and resources you will need to move the project forward.

As you are looking at properties, we encourage you to work with your contractor to evaluate the rehabilitation needs and costs for your project. When submitting an offer to purchase, complete and include the “ARCH Program Addendum” included below.

3. ASSEMBLE YOUR APPLICATION PACKAGE
Once your offer is accepted, City Staff will contact you. You will need to put together a rehab plan, budget and submit proof of the financing you need to undertake your project.

4. ARCH LOAN APPROVAL
Your ARCH application and rehab plan will be presented to an Administrative Review Committee for final approval. Once approved, a closing will be scheduled for the property transfer and your ARCH program funds.

5. START YOUR RENOVATION
The ARCH program requires that your rehab project within 180 days of closing. Extensions may be granted for weather related delays.

ARCH Program News

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Revival and resurrection in Milwaukee

Fatima Laster has opened 5 Points Art Gallery & Studios, a former City of Milwaukee tax foreclosed funeral home converted in an art gallery, boutique, art studios, commercial kitchen and two apartments.

New Bronzeville initiative provides homeownership opportunities for artists. The initiative encourages engagement of residents and businesses in arts and cultural programming and promotes black art and the economy.