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AVL CAPITAL LIMITED is a registered private lending company registered in the year 2008.

It is established under the business tenets of carrying out money lending, discounting, dealing in exchanges of securities, assist in financing of assets and deal in securities, debentures and transferable instruments, guarantees and contracts.

VISION: To be the preferred venture capital provider in Africa and beyond.

MISSION: To provide excellent, innovative and credible financial products to each of our clients with the aim of empowering them in building a strong financial base and successful ventures.

PRODUCTS:

Our products are tailored to meet specific needs to our clients. The company continues to tailor make innovative products to bridge the financial gaps. These products include:

TERM LOAN

This is usually a general loan maximum of 3 months and is charged interest per month on principle reducing balance. Terms will be agreed as per facility.

SALARY ADVANCE

This is usually a 1 month facility. It is advanced to salaried employees’ of reputable firms. Terms will be agreed as per facility.

PESA NA PESA

This is a mobile platform lending facility that gives a client a constant approved access to funds when and where desired. . Terms will be agreed before linking client’s phone to product.

LPO FINANCING

This is a one Installment payment loan against a current LPO from a reputable organization. Terms will be agreed as per facility.

INVOICE DISCOUNTING

This is a one Installment payment loan against an acknowledged Invoice on duly fulfilled LPO. Terms will be agreed as per facility.

STRUCTURED FINANCING

Usually depends on unique circumstances like Letter of Credit (LC) financing and Import financing ETC. Terms will be agreed as per facility.

PSL CAPITAL LIMITED is a registered private company registered in the year 2008.

It is established under the business tenets of assisting clients secure business contracts by assisting in obtaining Bid Bonds, Performance bonds and Advance Payments Guarantees. This is actualized through our strategic partners namely banks.

VISION: To be the preferred provider of contract securities in Africa and beyond.

MISSION: To assist clients through the process of contract bids and guarantees in a timely and light impact on their operational liquidity.

PRODUCTS:

Our products are tailored to meet specific needs to our clients. The company continues to tailor make innovative products to bridge the financial gaps. These products include:

BID BONDS

This is the financial contractual commitment sought in the tendering process. We provide the quickest and low fees in the market. This is issued by a reputable bank.

PERFORMANCE BONDS

This is also a financial contractual commitment sought once the tender has been awarded. We have tailor made solutions to unburden the liquidity of the client. We assist in working around the 100% cash cover required by the banks.

ADVANCED PAYMENT GUARANTEE

This is also a financial contractual commitment sought once the tender has been awarded and the procuring entity is willing to pay in advance in stages. We have tailor made solutions to unburden the liquidity of the client. We assist in working around the 100% cash cover required by the banks.

The strategy of BKY Insurance Agency Limited is differentiation and thus veers away from depending solely on offering standardized products. To this end, research, innovation and efficiency in process are the backbone of the Agency. This is fed by branding, Targeting, Strategic partnership, Inclusivity & interactivity, emotion, Value addition all skewed to today’s Lifestyle

As an independent insurance intermediary, we help our clients find insurance solutions tailored to their unique needs. We draw from a vast pool of personal, property and commercial insurance policies therefore meeting all your financial needs. We have in place a 24/7 dedicated service to meet every customer demand.

This is an emergency policy in case of your child getting involved in an accident. It comprises of Air Evacuation (provided by strategic partnership with FLYING DOCTORS SOCIETY OF AFRICA) and Land Evacuation (provided via strategic partnership with E-PLUS Red Cross) at an affordable premium.

It also has a premium CHILD GUARD PLUS that has Air and Land Evacuation combined with a 24hr medical cover to cover the initial post accident hospital procedures before the parent’s main cover is instituted.

LIFESTYLE LADY

Insurance policies targeted to the modern lady that covers beyond basics. It covers not only the ladies car in case of an accident but also valuables like cell phones, handbags to shoes. The lady also enjoys subsidized prices in various outlets like Spas, Shopping Malls and Hair Saloons.

PURCHASE PROTECT

This is a policy embedded to the purchase price of electronic devices to give the customer a one year protection against calamities like fire. It is offered to individuals at no specific cost through strategic partners i.e. Insurance companies and Electronic manufacturers.

PRESENT STOCKS AFRICA LTD is a private registered company incorporated in Kenya in the year 2006. It specializes in creating wealth for her customers through investing in collective investment vehicles, the bulk of which is stocks traded at the Nairobi Securities Exchange. This is through strategic partnership with Genghis Capital Limited, the stock-brokerage firm under Chase Bank K Limited. We adopt clients’ portfolio in aspects of investment and get them the best investment deals that will have a multiplier effect on their returns.

VISION: To be preferred securities investment company in Africa.

MISSION: To maximize our clients returns on investments while offering personalized service in order to propel them to financial security and independence.

Fields of Investments:

NAIROBI SECURITIES EXCHANGE We monitor the trends in the stock exchange platform ensuring that our clients capitalize on the bull and the bear scenarios in the stock exchange. We not only have data on the stocks but also traded bonds. We have invested in market research through qualified personnel to have market information not only sieved but delivered to our partners for prompt action on the trading floor.

FOREIGN CURRENCY We have invested in a system to monitor the macro and micro factors that trigger fluctuations in the world economy and thus are able to predict trends with near accuracy. We invest our clients’ funds in spot deals and even future deals in currency exchange.

OTHER SECURITIES Through strategic partnership with our associate companies in the Real estate, mining and land companies to get best deals for the different assets mostly for speculative purposes.

WASILI KENYA is a micro credit community based organization whose recruited members on registration save for a period of 6-8 weeks .During this period members are actively involved in a training program in preparation of business ethics. They thereafter can borrow loans and guarantee each other.

We seek to invest in specific projects which aid communities in which Wasili Kenya operates; mostly identified are agricultural projects. The idea is to urge communities with similar micro environment to form groups driven by mutual interest. The groups should have clear goals and ambitions so as to benefit from the group either individually or as collective members.

As AVLC GROUP has vast knowledge in the business and thus avails subsidized solutions like:

Best insurance cover both of individuals and business to cushion members from eventualities like poor health or investment failure like loss of animals due to drought. This to be ensured by BKY INSURANCE AGENCY LTD