Learning Center

The simple answer is yes, but it’s not just a matter of “better safe than sorry”. In addition to General Liability concerns related to what a contractor may damage while he or she is trying to repair your home, there are also serious bodily injury liability issues... read more

Unmanned aerial vehicles (UAVs), better known as “drones”, are becoming increasingly popular with an estimated 1 million being sold in the United States over the holiday season alone. The Federal Aviation Administration recently announced a requirement... read more

If you have started a small business you probably have heard someone tell you to get insurance. What kind of insurance do you need? How do you decided how much coverage to purchase? Piedmont Insurance Associates want to help insure your questions are answered. ... read more

There is a big difference between when an insurance company cancels a policy and when it chooses not to renew it. Insurance companies cannot cancel a policy that has been in force for more than 60 days except: If you fail to pay the premium. You have committed fraud... read more

When renting a car, you need insurance. If you have adequate insurance on your own car, including collision and comprehensive, this may be enough. Before you rent a car: 1. Contact your insurance company. Find out how much coverage you have on your own car. In most... read more

If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You’ll need to buy these coverages in addition to the others that may be... read more

NO! Almost every state requires you to have auto liability insurance. All states also have financial responsibility laws. This means that even in a state that does not require liability insurance, you need to have sufficient assets to pay claims if you cause an... read more

There is a big difference between when an insurance company cancels a policy and when it chooses not to renew it. Insurance companies cannot cancel a policy on your home that has been in force for more than 60 days except: If you fail to pay the premium. You have... read more

Unlike driving a car, you can legally own a home without homeowners insurance. But, if you have bought your home and financed the purchase with a mortgage, your lender will most likely require you to get homeowners insurance coverage. That’s because lenders need... read more

Would you be able to remember all the possessions you’ve accumulated over the years if they were destroyed by a fire? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you... read more