OneMain Financial grants personal loans to people over age 18 who are residents of the United States, have some established credit, and the ability to make monthly payments. Alabama and Nebraska residents must be at least 19 years old to apply for a loan. OneMain Financial does not grant loans to people residing in Alaska, Arkansas, Connecticut, Massachusetts, Nevada, Rhode Island, Vermont or Washington, D.C. (If you reside in these states click here for other loan options)

If you are looking for a loan for personal, family, or household purposes Apply for a Loan at OneMain Financial. Apply for your loan today, and you could have your money tomorrow.

What to expect from OneMain Financial

Complete the safe and secure Online Loan Application. You will get an instant on-screen response which may conditionally approve you for a loan. We will then send your application to a OneMain Financial branch near you so you can discuss your options with a qualified loan specialist. We offer flexible payment options and you get to choose your own payment date. If you are approved by noon, you could pick up your check that same day! OneMain Financial gets you the money you need, when you need it.

No Obligation and No Prepayment Penalty

Once you apply for a personal loan, you are under no obligation to accept the loan offer that is presented to you. You can pay off your personal loan anytime with no fees, no hassles, and no red tape.

14-Day Guarantee

With a OneMain Financial personal loan, you can't lose. If for any reason you change your mind after you receive your personal loan, you can return the amount you borrowed within 14 days, and there will be no fees, no charges, and no questions - Guaranteed!

Possible Uses for a Personal Loan

OneMain Financial provides personalized loan solutions and one-on-one, local service at more than 1,100 branches nationwide. There may be any number of reasons you need a personal loan from paying off debt to taking your dream vacation. If your home remodeling project includes “energy efficient home improvements”, you may be able to earn a tax credit. According to the IRS, the American Recovery and Reinvestment Act of 2009 allows a "tax credit to help individual taxpayers pay for qualified residential alternative energy equipment such as solar hot water heaters, solar electricity equipment and wind turbines installed on or in connection with their home located in the United States and geothermal heat pumps installed on or in connection with their main home located in the United States". The tax credit, which runs through 2016, is 30% of the cost of the qualified property. Other possible uses of a personal loan include:

Make Home Improvements

Pay Off Credit Card Debt

New Baby Expenses

Home Remodeling Expenses

Take Your Dream Vacation

Unexpected Expenses

Repair Your Vehicle

Consolidate Bills

Buy Furniture or Appliances

Plan Your Dream Wedding

About OneMain Financial

OneMain Financial is a member of Citigroup, Inc. (NYSE:C), the world's leading financial services provider, with more than 200 million customers worldwide. The Citigroup family of companies includes Citibank, OneMain Financial, Banamex, CitiMortgage, and Primerica.