I wrote a blog in the spring about cash flow (income minus expenses) and explained a simple way to figure out what you spend every year. However, another equally important number to know about in your financial picture is your Net Worth. You should always ensure that it’s moving in the right direction!

These days, with easy access to revolving credit, it’s too easy to overspend. Gone are the days when the bank account at zero meant no more money until pay day. To avoid digging ourselves into holes financially we need to take stock of our net worth every so often.

How much money you do spend every month? Can’t answer that? Does it concern you? Join the club and read on.

Budgeting, tracking expenses – or whatever you want to call it – is a daunting task for most of us…and I mean “us”! With a young family of our own it feels like our money is flying out the door every time we blink. It’s quite scary sometimes. Recording every dollar we spend is a massive undertaking. Trust me, I’ve tried it and it never takes.

Trudi St Marie from Zavitz Insurance is a strong supporter of funding research to find a cure for Duchenne. Her cousin’s son Louie, who is currently 4 years old, was diagnosed with the disease. It causes a degeneration of his muscles causing them to die off. This disease puts kids in wheelchairs and shortens their lifespan to an average of 25 years.