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The modern digital era brings with it a lot of new challenges. For example, what happens to your accounts, usernames, and passwords when you die?

The law has been silent on this, which has created an ad hoc mess. The truth is people often make sure that a loved one has their info. For example, we have a sheet in a lockbox where my wife has access to all my info.

But what if you don’t have any usernames or passwords before a person passes away? What do you do in that case?

Sounds smart to me! Florida, Virginia, Indiana, Kentucky, Nebraska, New Mexico, North Dakota and Washington are now looking at copying the Delaware statute to protect their citizens, according to The Wall Street Journal.

Google, meanwhile, has a solution of its own. They’ve rolled out the poorly named Inactive Account Manager as a feature if you’re in the Google orbit.

I activated my Inactive Account Manager and designated a couple trusted individuals who have access to all my Google activities. I set mine for 90 days. After 90 days of no activity on my accounts, my designees will get all my info to access everything I have on Google.

I hope Facebook will follow their lead and come up with a method to allow trusted family and friends to have access to take over a page in a similar way.

People’s web presence is so much a part of our lives now. If you are a Google person, go to Google and type in Inactive Account Manager on your Account Settings page so you can turn this on too.

We never know when we will expire, right? So this is way to make sure loved ones will be able to handle a lot of our stuff for us when we no can longer do it.

Clark Howard is a consumer expert whose goal is to help you keep more of the money you make. His national radio show and website show you ways to put more money in your pocket, with advice you can trust. More about Clark