Yeah, I did lock in some cds at higher rate, but obviously did not move fast enough. Not sure what to do now...the mm at Fidelity and Vanguard is higher than cds but that is no doubt very temporary. Bonds don't look very enticing...can't see locking in a return of 2.8 percent or so for several years. Ideas? Right now I see little to do except ride it out, bust maybe this is incorrect, so all suggestions are welcome.

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