You’re a smoker? Would you rather be a millionaire? – AL.com

You're a smoker? Would you rather be a millionaire?AL.comBut the savings don't stop there. Smokers pay a much higher premium for life insurance. For example, let's assume you're a thirty-year-old dad who purchases a 30-year term life insurance policy for $1.5 million of death benefit. Invested properly, this …