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About First Federal

IRAs

Traditional Individual Retirement Account (IRA's)

It is never too early to plan your retirement, so now is the time to begin by opening a retirement account that not only helps you prepare for the future but may also give you a tax deduction. Speak with one of our IRA Account Representatives for all the details on this account.

Roth IRA's

Roth IRA's are funded with after-tax dollars and may be withdrawn tax free after age 59 ½, provided that certain requirements are met. Additionally, contributions may be withdrawn at any time free of income tax.*

You should always consult your tax advisor or certified financial planner to determine which type of IRA is the most beneficial for you given your individual financial circumstances.