Checking/Share Draft Accounts

At USECU, we understand that selecting the right financial institution for your Checking account is not easy; that's why we simplify it. Having a Savings account with a $5.00 balance automatically qualifies you to apply for a no minimum balance and no monthly service fee Checking account.

When you open a USECU Checking account with Direct Deposit, we will pay for your first box of checks and your Debit card. View the benefits of a USECU Checking account:

With only a $250.00 bi-weekly ($500.00 monthly) Direct Deposit you can begin taking advantage of all free products. Your monthly $500.00 can be divided up between your Checking and Savings, provided that it's an aggregate of $500.

Note:

We call our checking accounts "share draft" accounts because when you deposit money in any USECU account, your deposits are actually "shares" in the credit union and your check is actually a "draft" - hence the name Share Draft Accounts.