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AMERICAN EXPRESS PLATINUM VS AMERICAN EXPRESS PREFERRED REWARDS [in: credit-cards]GOOD MORNING
Its been a long time since i have been here and hope everyone is well . Have a question that I need opinions on , currently have a AMEX Preferred Rewards card with a 846 credit score and have been approved for a Platinum Card for years . Always wanted a Platinum Card but shyed away from it for two reasons , Annual Cost and the Preferred Rewards is a better card for day to day use . I travel very infrequently so the...

Re: Why does American Express pull reports from all three credit agencies? [in: credit-cards]First off, they have every right to pull all 3 reports. Some creditors simply choose to only pull one or two. Creditors will also pull from different agencies depending upon your geographical location. If I remember correctly, Amex only pulled Experian with me (one year ago). I am located in Oregon.
The fact they choose to pull all three doesn't have much impact on the denial, in my opinion. How old are you? How many years of credit hi...

Re: American Express Pre-Paid Card [in: credit-cards]With the Prepaid Card, I am assuming its tied to your account with AMEX. That being said does it do the following:
If you lose it or it gets stolen, is it replaced and if so is it overnight like the Charge Card ?
If you purchase items with the card can you accumulate points that can be transferred to an existing Charge / C.C. on your account ?
What I'm interested in Rsty99 is where the advantage of using a prepaid card for personal us...

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