Ven. Lama Thubten Zopa Rinpoche:"This (long) mantra is to be used for any difficulties, problems;
it is the best one to do for any problems in any situation.
This mantra is especially beneficial for those who have heavy problems,
serious health problems, big projects, or financial difficulties.
It is extremely powerful to recite every day, at least 4 or 5 times or more,
depending on how crucial the problem is; also, for protection."

We fully prostrate with body speach and mind, go for Refuge,
and make offerings to you, Ksitigarbha Bodhisattva. Please, grant blessings! You, who have unbearable compassion
for all sentient beings whose minds are obscured, and who are suffering.
Please, grant blessings Ksitigarbha Bodhisattva!
You, who have qualities like the sky,
and who liberate sentient beings from suffering,
and bestow happiness! (repeat 3 times)

Ksitigarbha Bodhisattva, you have generated stability of thought
and pure thought of Bodhicitta,
and eliminated suffering of countless sentient beings.
I see sentient beings receiving happiness
like from the Wish-granting Jewel, and like the Vajra you cut the net of doubts of others.
You offer all the Buddhas holy offerings with great compassionate thought and perseverance.
You liberate sentient beings from suffering with Oceans of Wisdom.
Because you have no fear, you have gone beyond samsara!