Business Income Protection Coverage – Ultrapack Plus

Because the income derived from your business is of vital importance to you, income protection coverage is included in your Ultrapack PlusSM policy.*

This important coverage benefits you in the following ways:

It guarantees your income to continue for up to 12 consecutive months while your business is suspended due to a covered loss, if damage to your property interferes with normal operations.

Your coverage will be triggered in the event of a total interruption of business or a partial interruption of your business.

During the critical seven-day period after a loss, ERIE will advance you up to $100 per day while you determine your actual loss.

You will be reimbursed for extra expenses incurred to continue nearly normal operations.

Coverage for full resumption of operations will be available for an additional 60 days, if your income after you resume operations is less than it was before your loss.

Civil authority coverage will apply up to three weeks with a 72- hour waiting period, if you are prohibited access to your business by a civil authority due to a covered peril.

Other Benefits

The Ultrapack Plus also includes

Contingent Business Interruption - You will bereimbursed for lost profits and extra expenses resulting from an interruption of business at the premises of a customer, supplier or a neighboring business that your company depends upon to attract customers.

Income Protection-Off Premises Utility Service Failure - This coverage applies to a suspension of operations at your business caused by an interruption in utility service, such as electric, water or communications.