Bank of America® Travel Rewards credit card, provided by Bank of America, is a travel rewards card for US residents who want to earn points on their spending. For a card with no annual fee, I'm pleased to say that this Visa card ranks as one of the top cards in the US for those of you who travel often and who make frequent purchases through the Bank of America Travel Center as you will earn additional points on qualifying purchases you make there.

Before you apply for this card, read our detailed Bank of America® Travel Rewards credit card review to see how you can make full use of it and the things you should watch out for.

Things We Like About Bank of America® Travel Rewards credit card

No annual fee. Pay $0 annual fee with this card to enjoy its benefits.

Earn 25,000 online bonus points after spending at least $1,000 on purchases. You will earn these 25,000 points if you make at least $1,000 in purchases with your card within the first 90 days of account opening. These bonus points can be a $250 statement credit towards your travel purchases, and are only for new cardmembers. Spending at least $1,000 during the first 90 days shouldn't be a problem as you'll only have to spend less than $334 in each of the first 3 billing cycles to get these bonus points.

Earn unlimited 1.5 points for each $1 you spend on your purchases with this card.

Enjoy a 0% intro APR for 12 billing cycles on purchases. After that there is a 16.99% - 24.99% variable APR on purchases and balance transfers.

Earn an additional 10% customer points bonus on every purchase when you have a qualifying active Bank of America® checking or savings account. That customer points bonus can increase to 25%-75% if you are a Preferred Rewards client. This is probably one of the biggest benefits this card offers, especially for big spenders. It works like this:

When you have a a qualifying, active Bank of America® checking or savings account you earn an additional 10% customer points bonus on every purchase.

When you have an average combined balance of $20K to $50K in your eligible Bank of America® banking account over a 3-month period, your customer bonus will increase to 25% of all points earned. So 10,000 points would become 12,500 points.

When you have a 3-month average combined balance of $50K to $100K in your Bank of America® checking or savings account, you will earn a 50% rewards bonus.

When you have a 3-month average combined balance of $100K or more in your Bank of America® checking or savings account, you could benefit from a phenomenal 75% rewards bonus. So 10,000 points would become 17,500 including the bonus!

Rewards begin at 2,500 points. There is a wide variety of things you can redeem your points for, such as cash rewards, travel credit or gift cards. Should you want to redeem for a travel credit, it will be shown as a statement credit to deduct from your qualifying travel purchases (including travel purchases such as airfare, accommodation, baggage fees, car rentals etc). You may redeem any number of points as long as you have a minimum of 2,500 points. Book your travel as you normally would and then call or go online to redeem your points for a statement credit for part or all of your travel purchases. There are no blackout dates or restrictions when booking your trip with this card.

No limit to the total number of points you can earn, and points don't expire. Points are useful to you regardless of when you feel like using them and how long you decide to accumulate them before their redemption.

No foreign transaction fees. When making purchases in a different currency or in a different country, you won't be charged any foreign transaction fees, which many other credit cards will charge.

Chip technology. Your card includes chip technology so that you get added security at chip-enabled merchant terminals, and also ease of use when you use your card internationally.

You enjoy complimentary Museum Visits thanks to the Museums on Us® program from Bank of America. More than 200 museums, zoos and other exhibits participate in this program. Examples include the Birch Aquarium at Scripps (San Diego), Denver Zoo, Houston Zoo and Museum of the City of New York (New York City). To enjoy this benefit, show up at any eligible museum (you can find museums near you on the Museums on Us® web page) on the first full weekend of every month and present this credit card along with your photo ID. You can sign up to get text or email reminders as eligible weekends come up. This perk is a big saver for arts and culture lovers, and is also a plus for families with kids. The list of partner museums is subject to change, so make sure to check the Museums on Us® website to make sure that a museum is still a partner before rocking up for a free visit.

You can't convert miles to frequent flyer programs. The points which you earn with this card can't be transferred to frequent travel programs. Instead you can redeem them as statement credit towards travel purchases you charge to this card. That gives you a lot of flexibility, but there are other cards that let you convert your points to frequent flyer miles which can be more valuable.

How Other Cards Compare With Bank of America® Travel Rewards credit card

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

Intro APR:

N/A

Regular APR:

17.99% - 24.99% Variable

Annual Fee:

$0 Intro for the First Year, then $95

Credit Required:

Excellent Credit

Bank of America® Travel Rewards credit card lets you earn unlimited travel rewards on all your purchases and redeem points for any travel purchases you make. You can use this Visa card at millions of locations worldwide. Daniel Dreier

Bank of America® Travel Rewards credit card is an excellent credit card for you if you like to travel and want to earn 1.5 points (unlimited) per dollar you spend on purchases. If you have a Bank of America® checking or savings account then this card becomes even more rewarding because you will get an additional 10% customer points bonus on every purchase you make. If you are a Preferred Rewards client at Bank of America, then this can be one of the most rewarding travel rewards credit cards you could possibly get, as your customer points bonus could increase to 25%-75%.

One of the most attractive features about Bank of America® Travel Rewards credit card is its offer that lets you earn 25,000 online bonus points that can be $250 in statement credit towards travel purchases – after making at least $1,000 in purchases within the first 90 days of account opening without having to pay any annual fee.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.