DP-3 Insurance

DP-3 Insurance is a type of insurance policy used to protect an owner's home. DP3 insurance can be used to insure owner-occupied homes, condos as well as rental properties that are occupied by tenants. The policy typically protects the home from perils such as windstorm, hail, smoke, fire, vehicles amongst other perils.

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DP3 Insurance

Why Do I Need DP-3 Insurance?

DP-3 insurance is basically a form of homeowners insurance policy. DP-3 is just the industry term used whereas the average consumer commonly just uses homeowners insurance. Insurance can help protect you and your family from unexpected natural events and accidents.

DP-3 Insurance Coverage

DP-3 Insurance has the most coverage compared to other DP policies. Just about all perils are covered unless the policy specifically excludes or limits the coverage. Issues that are because of lack of maintenance or correct preventive maintenance usually are excluded as well as fraud and arson. Perls that are commonly covered include lightning, fire, windstorm, damages caused by vehicles, hail, smoke, tornado, internal explosion. Coverage will depend on your specific insurance company and the actual policy.

What does DP-3 Stand For?

DP-3 is an abbreviation for Dwelling Policy 3, which is the most extensive of the 3 DP policies. The other DP policies are DP-1 and DP-2.

I'm Not Sure If I Need DP3 Insurance?

Contact one of our insurance agents in our network to help determine which type of insurance you need for your property.