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Live It! Realty strives to change the face of real estate as we know it. We are a LOCAL company who feels passionately about the community. Rather than paying money into corporate fees, we support the idea of giving back locally. A percentage of all commissions earned is donated to support our local and worthy non-profit organizations.

We also understand and stress the importance of sustainable living. We try our best to not only educate, but to practice green living in our work environment and personal lives as well.

We at Live It! love to laugh and truly enjoy our jobs. We count ourselves as blessed to be able to work with friends we love as we help others find their perfect place to call home.

We are so excited about the bright future of the Chattanooga area and our chance to truly "Live It!"

Please enjoy your visit to our site and explore everything it has to offer, including Chattanooga real estate listings, information for homebuyers and sellers, and an introduction to our team members.

Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of all available properties in the area, or use our Dream Home Finder form and we will conduct a personalized search for you.

If you're planning to sell your home in the next few months, nothing is more important than knowing a fair asking price. We would love to help you with a FREE Market Analysis. We will use comparable sold listings to help you determine the accurate market value of your home.

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Our Blog

One of the most prominent features of any home is the windows. If they are well maintained, they will have a positive impact on the impression potential buyers have of your property. Of course, the opposite occurs when your windows look old and worn. So,...
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Testimonials Page

Live it! Realty turned a time of stress into one of fun and excitement. From the very beginning, Judy treated my husband and me like family. We never had to wait or wonder because she consistently eased our worries and kept us up to date. Live it! Realty is full of enthusiastic, knowledgeable professionals. We'll never use another realty company again!Happy Homeowner

Real Estate News!!!

At the national level, housing affordability is down from last month and down from a year ago. Mortgage rates rose to 4.99 percent this November, up 19.1 percent compared to 4.19 percent a year ago.

Housing affordability declined from a year ago in November moving the index down 10.6 percent from 161.0 to 144.0. The median sales price for a single family home sold in November in the US was $260,500 up 5.0 percent from a year ago.

Nationally, mortgage rates were up 80 basis point from one year ago (one percentage point equals 100 basis points).

The payment as a percentage of income was up from last month at 17.4 percent this November and up from 15.5 percent from a year ago. Regionally, the West has the highest payment at 23.8 percent of income. The Northeast had the second highest payment at 17.1 percent followed by the South at 16.8 percent. The Midwest had the lowest payment as a percentage of income at 13.7 percent.

Regionally, the Northeast recorded the biggest increase in home prices at 8.2 percent. The South had an increase of 3.8 percent while the West had a gain of 2.4 percent. The Midwest had the smallest growth in price of 1.6 percent.

Regionally, all four regions saw a decline in affordability from a year ago. The Northeast had the biggest drop in affordability of 14.4 percent. The South had a decline of 9.3 percent followed by the Midwest that fell 9.2 percent. The West had the smallest drop of 7.2 percent.

On a monthly basis, affordability is down from last month in all of the four regions. The Northeast region had the decline of 5.5 percent. The South had a decline of 2.0 percent followed by the Midwest with a dip of 1.8 percent. The West had the smallest dip in affordability of 0.7 percent.

Despite month-to-month changes, the most affordable region was the Midwest, with an index value of 181.9. The least affordable region remained the West where the index was 105.0. For comparison, the index was 148.8 in the South, and 146.4 in the Northeast.

Mortgage applications are currently up while credit availability is down. Rates are higher this month but are still historically low. Home prices are up 5.0 percent while median family incomes that are growing 3.0 percent. The job market is steady. More inventory is welcome on the lower end of the market whereas there is more supply of inventory for high priced homes.

What does housing affordability look like in your market? View the full data release here.

The Housing Affordability Index calculation assumes a 20 percent down payment and a 25 percent qualifying ratio (principal and interest payment to income). See further details on the methodology and assumptions behind the calculation here.