2. CITI20 promo code is valid only for new RedMart customers, limited only to one redemption per new customer at household level. Valid between 1 May to 30 September 2017.

3. CITISEP<first 6 digits of your card> promo code is valid for every subsequent purchase, capped at 3500 redemptions between 1-30 September 2017. Promo code for promotion on subsequent purchases will be updated the first of every month.

5. Promotion is not applicable for payment via Paypal and over-the-phone purchases.

6. Promotion also cannot be exchanged for cash or be used in conjunction with any other promotion, voucher, coupon, code, rebate, privilege, or offer, including but not limited to discounted sale items, unless otherwise stated.

7. All promotions and vouchers are not valid on over the counter (OTC) medicine; and delivery charges.

8. Citi acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by RedMart. Citi Cardmembers acknowledge that any disputes in relation to the RedMart specific promotions are to be directed solely to RedMart providing such services, activities or benefits.

(a) does not have an existing Citibank Credit Card account* at the time his/her application for any Eligible Citibank Product under this Promotion is approved; and

(b) did not previously have a Citibank Credit Card account that was terminated/closed (whether by the individual or by Citibank) in the last twelve (12) months immediately prior to the commencement of the Application Period; and

(c) is not a United States (“U.S.”) Citizen, U.S. Resident, or U.S. Green Card holder. A person is a “U.S. Resident” if he is present in the U.S. for more than 31 days in the current calendar year, and for an average of at least 183 days over the current calendar year and the preceding calendar years.

1.5. “RedMart” means RedMart Limited.

1.6. “Gift” refers to the S$80 worth of RedMart Vouchers for use at www.redmart.com.

2. An Eligible Customer will qualify to receive the Gift if the Eligible Customer submits an application for any Eligible Citibank Product via the link available on www.redmart.com, the RedMart mobile app, RedMart social media platforms or RedMart emails, during the Application Period AND such application is approved within 30 days from the application submission date AND accumulates Qualifying Spend of at least S$80 (or equivalent) within 30 days from the date the Eligible Citibank Product is approved.

3. An Eligible Customer will only be entitled to receive one (1) Gift per Eligible Customer, regardless of the number of Eligible Citibank Products he/she may have successfully applied for and regardless of the amount of Qualifying Spend accumulated on his Eligible Citibank Product(s).

4. An Eligible Customer who meets the conditions set out in paragraph 2 above, will receive a notification sent via Short Message Service (“SMS”) containing the redemption details of the Gift, within six (6) to eight (8) weeks from the date when the Qualifying Spend criteria is fulfilled.

The Gift is redeemable via a voucher code issued by Citibank to the Eligible Customer. Eligible Customers will receive an SMS informing them of how they can retrieve and use their voucher code. Vouchers are valid for 3 months from the date of issue and may only be used at www.redmart.com. The Gift is non-exchangeable and not redeemable for cash.

5. Eligible Customers of this Promotion are also eligible for the Citi Online Credit Card Promotion - $120 Cashback, governed by the terms and conditions as set out in the following weblink, https://www.citibank.com.sg/global_docs/pdf/1_Card_Cashback_Promo_Terms_n_Conditions.pdf

6. Citibank reserves the right to replace the Gift with one or more items of similar value at its absolute discretion and to terminate this Promotion, add, delete or change any of these terms and conditions at any time without prior notice.

7. The use of the Gift may be subject to additional terms and conditions imposed by a third party vendor/merchant. Citibank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products and/or services provided by third parties. Notwithstanding anything herein, Citibank shall not at any time be responsible or held liable for any loss, injury, damage or harm suffered by or in connection with the products and/or services provided by third parties.

8. Citibank’s decision on all matters relating to this Promotion will be at its absolute discretion and will be final and binding on all customers.

* For clarity, an existing Citibank Credit Card account includes an application to upgrade any existing Citibank Credit Card as well as an application for any Citibank Credit Card that has been approved by Citibank even if the physical Citibank Credit Card has not been received by the customer and/or has not been activated or utilized by the customer.