Can Earnin pay me for my earnings from commission or tips?

If you are an hourly worker that receives earnings through commission or tips, we're only able to pay out earnings based on your hourly rate and the direct deposits in your bank account.

Servers, for example, could see a lower hourly rate because earnings are paid out based on your direct deposit amount, which does not include tip earnings. In order to use the service, the hourly rate we calculate for you (after taxes) must be at least $4.