Published on 11-02-2019. Interest rates can change daily.
We work with 25 mortgage lenders. This is the top 10 when financing 100% loan-to-value.

Advantages of a longer fixed period
By having a longer fixed period on your interest rate, you make sure that the interest rate remains the same. You pay the same interest rate every month during the fixed period.

Disadvantages of a longer fixed period
You do not benefit from decreasing interest rates and the longer your fixed period, the higher the interest rate, so the more you pay.

Lowering your interest rate
A fixed interest rate makes sure your interest rate doesn’t change during the fixed period. The interest rate changes with a floating rate. Your interest rate can be lowered during the fixed period if the difference between the value of your home and your mortgage changes. Your mortgage interest rate may end up in a different tariff class, and as a result, you will pay less interest.