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im going to do something a little different to the other commenters on this page and congratulate you on writing a really nice, pretty informative little guide here. I especially love how the first point was to have a lot of money to start with. You make some great points and it's all nicely researched.
About Bill Gates.. well.. I use XP and I like it. Sorry. I can't comment on him as a person, I still eat Nestle chocolate even though I know that they have had problems with suspect baby formula in the past and I still plan on buying a car even though I know tire and petrol companies have murdered people in the name of money. I guess it all boils down to what you need. maybe I should move to the mountains and become a monk. I do not know. those souls do not cry out to me.