Living Benefits

Life Insurance — Living Benefits

Life Insurance Benefits You Can Use In Your Lifetime

Permanent life insurance policies offer financial protection in the event of your death. But did you know that they can also help you build cash value you can use in your lifetime*? In fact, the cash value you build can grow into a sizable asset that you can access by loans and withdrawals.

Life Insurance Benefits You Can Use in Your Lifetime

With these living benefits, you could:

Help pay for your children's education.

Add to your retirement income.

Provide funds for an emergency expense that may arise.

Help pay for long-term-care expenses with a Flexible Care Benefit Rider on Universal Life.

**Many State Farm agents offer living benefits products through either a marketing or distribution agreement between Desjardins Living Benefits Inc. and RBC Life Insurance Company or Desjardins Financial Security Life Assurance Company. RBC products are marketed under the brand RBC Insurance® and are underwritten and issued by RBC Life Insurance Company, which has sole financial responsibility for its products. RBC Life Insurance Company is not an affiliate of State Farm. RBC Insurance is a registered trademark of Royal Bank of Canada, used under licence. Desjardins living benefits products are manufactured and issued by Desjardins Financial Security Life Assurance Company.

State Farm branded policies are underwritten by Certas Home and Auto Insurance Company or Desjardins Financial Security Life Assurance Company.

® State Farm and related trademarks and logos are registered trademarks owned by State Farm Mutual Automobile Insurance Company,
used under licence by Certas Home and Auto Insurance Company and certain of its affiliates. View Trademark Information for more details.