Some people think that when you’re on a budget or trying to get out of debt that your supposed to stop enjoying some of lifes pleasures cold turkey. . This is absolutely a not true! That’s like telling someone trying to get in shape that eating one candy bar after 5 weeks of intense dieting and exercising is going to put them back at square one. It’s called balance and planning. You can still travel, dine out, shop, and do the things you enjoy, but you have to plan for it. Whenever I sit down and do a Broke on…

We’d all like to live a more luxurious life. Unfortunately, our bank account often has the final say, and will quickly put us in check when we try to go beyond our limits. There are many luxuries accessible to those on a modest budget; you just have to know where to find them. Honestly, a lot of them are right under your nose. While, your income can limit you to a certain buying power you shouldn’t let your income stand in the way of fully enjoying life. Where there’s a will, there’s a way. You can live wealth on a…

Last week I shared with you all the Ugly Truth about Student Loan Forgiveness programs and basically ended by just telling you to pay your student loans. I hated ended the post that way since I’m more of an optimist and like to see the light at the end of the tunnel. Since I was doing tons of research on student loan repayment programs Facebook felt the need to populate the ads in my feed with various bank-based student loan repayment programs. As usual I ignored the onslaught of privacy invading ads until one in particular from a company called…

I am so excited about the month of August because it’s my birthday month! Unfortunately, my birthday falls on a Monday (how dreadful), but at least it being my birthday will be a silver lining. With it being the end of the month of course you know I’m going to give you the deets on how well we did with our budget and paying off debt. One of the biggest things that we did was pay off EVERY SINGLE ONE of our CREDIT CARDS! (ques Gospel Choir). This something I most definitely shouted from the rooftops. It feels absolutely amazing…

If you’re waiting on the government to come in and swoop away all you student loan debt in one forgiving swoop you may have a long wait on your hands. In the last five months my husband and I have successfully paid off over $13,000 in debt, however, this does not include anything from our mountain of student loan debt. In my quest to pay off debt faster, I’ve been looking at programs that I may qualify for that will allow me to have my debt forgiven. After extensive research, I really found that the only way to get rid…

Meet The Founder of Broke on Purpose

"Write The Vision."
Habakkuk 2:2
Hi, I'm Melody and my husband, and I are in debt. $212,100 in debt to be exact and this doesn't include our mortgage. Here on Broke on Purpose, we're sharing our highs, lows, motivational tips, as well as our monthly debt payoff amounts until we reach the promised land called "DEBT FREE."Melody@BeingMelody.com