On Monday afternoon, Mom let me know that my T4 had arrived in their mailbox. Being the organized (and anxious) person that I am, I was ready for this moment weeks ago. I logged onto UFile, plugged the numbers in and…

Confession: 2011 was my worst year for contributing to the RRSP I opened in 2007. I’m not sure any of you will be surprised by that, considering my current financial situation, but it hurts to admit nonetheless.

I believe that the different paths we are all on lead us to our individual spending and saving patterns. Unfortunately, the varying opinions that come from this could be another reason some friendships dissipate.

If your morning coffee at Starbucks, dinner at a restaurant or clothing from a store, told you what the full price was going to be upfront? Do you think it would change your spending habits? Personally, I think it would save me every time.