Neighborhood Assistance Programs

Home-Buyer Assistance

The City of
Dayton Down Payment Assistance Program provides qualifying individuals
and families with up to 10% of the purchase price of a home purchased in
the city of Day­ton.

To qualify, home buyers must:

Have a total household income less than 80% of area median income

Buy a home in the city of Dayton

Buy a house with a maximum pre-existing home value of $105,000 or new construction home value of $195,000.

Contribute a minimum of $500 of your own funds to close

Provide a completed application and all required documents as outlined in the program guidelines

Agree to live in the property as a primary residence for at least five years

Complete a home buyer class and meet with a home ownership advisor at the Home Ownership Center of Greater Dayton

Additional restrictions apply. Funds are limited and are available on a first-come, first-served basis. For more information about the Down Payment Assistance Program, contact the Home Ownership Center of Greater Dayton at 937-853-1600 or by visiting online.

Small Business Support

Contact the Department of Economic Development at 937-937-333-3634 for information on City of Dayton business resources.

Small businesses in Dayton may be eligible to take advantage of revolving loan funds for financing needs. Using the Microloan Program, qualifying companies can borrow up to $50,000 at competitive fixed rates. Through the City Wide Direct Loan Program, financing of up to $200,000 with affordable fixed rates is available for building or equipment purchases and as a source of permanent growth capital. Contact City Wide Development Corporation Loan Officer William Smith at 937-853-2569 or by email.