It is April already and that means many of us are looking forward to the summer months and getting away from the city. Perhaps you have plans to rent a cottage for a week and spend the days out on the water. Maybe a trip touring Europe…

The holidays are fast approaching. In fact, many of us have already started shopping or at least thinking about it. Perhaps this year you are a bit strapped for cash, and since you can’t just fast-forward to January and not spend a cent, getting through without a…

We’ve reached the final quarter of 2016, and that, for many of us, means thinking towards our goals for next year. Rather than waiting until New Year’s Eve and that list of New Year’s resolutions, right now is the best time of year to start thinking about…

What is the maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year?

A representative example of a Prudent loan – How is it broken down with all applicable fees

A typical 1000.00 loan, paid off over a 12 month period borrows an amount of 1020.00 which includes the $20 credit application fee. Total cost is 231.94. Payment is 104.33. This does not include optional life insurance

*Rates vary according to credit risks but at all times compliant with all applicable legislation and Prudent does not rely upon any exclusion intended for a pay day style loan company.

Liens and other searches 16.00 and up dependent on loan amount and amortization.

In some situations some security may be required.

Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.