Irons Law Firmhttp://www.ironslegal.com
Tulsa Legal ServicesSun, 12 Jun 2011 19:33:39 +0000en-UShourly1http://wordpress.org/?v=3.7.16Debt Collectors Using Facebook To Track Peoplehttp://www.ironslegal.com/irons-news/debt-collectors-use-facebook
http://www.ironslegal.com/irons-news/debt-collectors-use-facebook#respondFri, 17 Sep 2010 10:36:33 +0000http://174.120.61.58/~legal/?p=111The social networking website site, Facebook, is now being used and some say abused by debt collectors. One Elk Grove mother says she was scammed by a debt collector who claimed to be a college student looking for advice on her town. She accepted him as a ‘friend’ on her Facebook page even though they had never met. Now she’s got her lawyer working on the case. ”I think this is opening up a whole new can of worms and it’s going to create more problems. But in this economy debt collectors are trying to get more creative to make money,” said attorney Jonathan Stein. The Federal Trade Commission regulates debt collection. Lying in order to collect a debt is illegal, punishable with a fine of up to $1,000.

Ask for the name and address of the company. Then write a letter saying: “Do not call me anymore,” and send it certified mail. By law, it must obey your wishes. The debt doesn’t go away, but the harassment does.

￼Companies are not allowed to call before 8 in the morning or after 9 at night.

￼They must mail you a letter giving the details of your debt within five days of calling.

The Federal Trade Commission gets more consumer complaints about debt collectors than about any other industry. Americans report being harassed, threatened, even coerced into paying debts that aren’t their own.

Debt collectors who are harassing you could be breaking the law, says “GMA” consumer correspondent Elisabeth Leamy.

ABC NEWS
Hundreds of collection companies now specialize in collecting on 10- to 20-year-old debts called “zombie debts” — debts so old you can’t even be sued over them.

One woman, whom we’ll call Jamie, did not want to be identified because she still runs into her co-workers. She said she heard “collectors threatening anything and everything they could in order to get the money.”

“There were collectors who would tell people: ‘I know your address. I know where you live. I know where you work. I’ll find out where your children live. I will do whatever I have to do to get this money,’ ” she said.

Jamie said collectors often claimed they would refer the debt to the legal department even though they didn’t have one. And when they needed a heavy, they put their “manager” on the line, only it was just another collector playing manager.

Some collectors threatened jail time, Jamie said, even though being in debt isn’t a crime. And if the consumer insisted it wasn’t their bill, the collectors had an answer for that, too. They would tell them that they were “going to call your electric company, your phone company, your mortgage company, and I’m going to tell them that these are all fraudulent accounts,” she said.

Jamie said some people were so afraid they paid the same debt over and over again.
“They honestly believed that someone was going to come and hurt them physically if they didn’t pay,” she said.

Jamie’s claims echo the FTC’s case against Camco. In court filings, company executives have denied the allegations. Their attorney declined to comment to ABC News.

Camco is not the only collection company to outrage consumers. One couple in Utah sued a collection agency that was harassing them and ended up collecting money from their collector. But many are still out there right now, harassing consumers.

I just wanted to thank you so much for all of the help you have given me during a very hard time in my life. You are a true angel to be able to help people without judging them. Bryan is very lucky to have such a nice and caring person working with his clients. If ever there is an opportunity for me to let people know who to go to if they need a lawyer it will be to your office and I will give them your name. I hope I don’t ever need to go to a lawyer again but if I do I will call you.

Thank you so much,

L. R. Jay, OK

]]>http://www.ironslegal.com/testimonials/irons-testimonials-l-r-tulsa-ok/feed0Personal Injuryhttp://www.ironslegal.com/services/personal-injury-tulsa-attorney
http://www.ironslegal.com/services/personal-injury-tulsa-attorney#respondSun, 20 Jun 2010 20:56:15 +0000http://174.120.61.58/~legal/?p=149At Irons Law Firm, we handle all types of personal accident and injury claims, including traumatic brain injury cases, slip and fall claims, dog bite injuries, and burn injuries. If a personal injury is caused by some form of negligence, the victim may have the right to pursue a personal injury lawsuit. By filing an injury claim, victims of accidents and injuries can seek compensation for damages, lost wages, and medical expenses.
]]>http://www.ironslegal.com/services/personal-injury-tulsa-attorney/feed0Bankruptcyhttp://www.ironslegal.com/services/bankruptcy/bankruptcy-tulsa-attorney
http://www.ironslegal.com/services/bankruptcy/bankruptcy-tulsa-attorney#respondSun, 20 Jun 2010 20:44:26 +0000http://174.120.61.58/~legal/?p=118When facing financial hardship and overwhelming decisions of how to handle your debt, you need experienced, professional bankruptcy attorneys. At Irons Law Firm PLLC we understand that such a tough decision is best made with information fully provided and explained by a professional. We can review your financial situation in your confidential consultation and advise you of your choices.

What is bankruptcy?
Bankruptcy is a federal court process designed to help consumers and businesses eliminate their debts or repay a portion of them under the protection of the bankruptcy court. Bankruptcy provides a “fresh start” that enables individuals or businesses to start over without the burden of debt. It also gives people who are owed money – the creditors – a fair share of the money that the debtors can afford to pay back.

]]>http://www.ironslegal.com/services/bankruptcy/bankruptcy-tulsa-attorney/feed0Automotivehttp://www.ironslegal.com/services/personal-injury/accident/automotive-accident-tulsa-personal-injury
http://www.ironslegal.com/services/personal-injury/accident/automotive-accident-tulsa-personal-injury#respondSat, 19 Jun 2010 20:57:10 +0000http://174.120.61.58/~legal/?p=153Auto Accidents are responsible for over 3 million injuries a year. Unfortunately, Car Accidents are extremely common as drivers are becoming more distracted and paying less attention while driving automobiles. This can have serious effects on victims, leaving some seriously injured, permanently hurt, and financially devastated. In most cases, we can assist in recovering your lost wages, medical bills, property damage, loss of life’s joys, and other related costs. We will also help you deal with your auto insurance company as far as making any necessary claims, in addition to handling your case against the at-fault driver’s insurance company. Even if you are not sure if you are to blame for the accident, please consult with us immediately to discuss a possible auto accident lawsuit.
]]>http://www.ironslegal.com/services/personal-injury/accident/automotive-accident-tulsa-personal-injury/feed0Constructionhttp://www.ironslegal.com/services/personal-injury/accident/construction-accidents-tulsa-personal-injury
http://www.ironslegal.com/services/personal-injury/accident/construction-accidents-tulsa-personal-injury#respondFri, 18 Jun 2010 20:57:56 +0000http://174.120.61.58/~legal/?p=157At construction sites, the main concern should be maximum safety at all time. Legally, it is the employer who bears the largest burden of responsibility for creating a safe environment. OSHA’s regulations, while numerous and strict, are clear and employers who fail to comply with them act negligently, carelessly and often with an eye more towards profits than safety.

Frequently, accidents occur because the employer failed to maintain machinery and equipment or failed to anticipate dangerous situations. Construction and workplace accidents can also occur when employers demand their workers to perform duties that were dangerous or required special training (that the worker did not have). When a forklift overturns, scaffolding collapses, excavation projects cave in or workers are run over, often the accident could have been prevented by adequate employer diligence.

]]>http://www.ironslegal.com/services/personal-injury/accident/construction-accidents-tulsa-personal-injury/feed0Bankruptcy Benefitshttp://www.ironslegal.com/services/bankruptcy/bankruptcy-benefits-irons-legal-debt-relief-tulsa
http://www.ironslegal.com/services/bankruptcy/bankruptcy-benefits-irons-legal-debt-relief-tulsa#respondFri, 18 Jun 2010 20:46:10 +0000http://174.120.61.58/~legal/?p=122When a person files for bankruptcy it is usually because of being unable to handle an overwhelming amount of debt. Although most individuals find it hard to confront having to file, there are many benefits to handling your debt in this manner. Whether you file a Chapter 7 or a Chapter 13, there are specific benefits to each. One immediate benefit for either type of filing is that your creditors are required to stop contacting you at once, upon being notified of your filing. All legal actions, repossessions, foreclosure proceedings, holds on your bank accounts or wage garnishments must stop as the bankruptcy process goes through. That means relief for you – from the stress and worry you have been living through. Along with the advice of a caring and dedicated bankruptcy attorney, you can then take the needed time to evaluate your personal financial situation and decide what your best legal options may be.

Other benefits to you of filing for bankruptcy include a discharge of most all of your debt in a Chapter 7 filing and a sane and affordable restructuring of your debt with a Chapter 13. Both will allow you to get back in control of your finances and look forward to the future. In addition, a Chapter 13 allows you to keep your assets while repaying your debt.

Although your credit will be temporarily affected by the bankruptcy, you can begin to rebuild your credit standing using some of the tools you’ve gained from the mandatory credit counseling you are required to receive. Our office can also assist you with advice along this line. Irons LLC has over 40 years of combined experience in bankruptcy law and will work hard to negotiate the most effective terms for your filing. We provide personal attention to all of our clients and will keep you informed every step of the way.

]]>http://www.ironslegal.com/services/bankruptcy/bankruptcy-benefits-irons-legal-debt-relief-tulsa/feed0Pedestrian and Bikershttp://www.ironslegal.com/services/personal-injury/accident/pedestrian-and-bikers-tulsa-personal-injury-attorney
http://www.ironslegal.com/services/personal-injury/accident/pedestrian-and-bikers-tulsa-personal-injury-attorney#respondThu, 17 Jun 2010 20:58:18 +0000http://174.120.61.58/~legal/?p=159Walkers, joggers, runners and bikers share the roads with motorists. They follow the rules, pay attention to their surroundings and are mindful of the actions of motorists. Yet, often, the courtesy that bikers and pedestrians extend to drivers is not reciprocated. Drivers fail to yield to pedestrians in crosswalks, drive at excessive speeds in parking lots and place innocent people in harm’s way all too frequently.
If you have been seriously injured, compensation may be necessary to cover future medical costs. You may require surgeries, physical therapies and modifications to your home.

At Irons Law Firm, we are dedicated to helping our clients obtain financial recovery for injuries that include the following: