While her heart tells her to vote for independence, she is still undecided because she wants to be sure it will be the right thing for her 12-year-old son Baillie.

The single mum said: “It’s a huge decision and I am finding it really difficult, but the one good thing is that I’ll be having a party on the Saturday after the referendum one way or the other for my birthday.

“My mum and dad are both lifelong SNP supporters and will be voting Yes, but there is a lot to think about and you can’t let your heart completely rule your head."

“There have been a lot of people going on about currency but that is less of an issue for me, to be honest. I mean, one way or the other we will have a currency – I’m sure we are capable of doing that.

“What I want to know more about is what will happen with childcare and schools and benefits.

“I want both sides to be clear about what they’re offering so I can go into the polling booth armed with all the knowledge I need to make the right choice for my family.

“I watched the TV and it was clear that Salmond got the better of the argument but what does that really tell you? Not that much.

“I don’t want to make my decision based on a personality contest – it’s too important.”

Kirsty revealed that she was none too impressed by the recent Better Together broadcast aimed at undecided women.

It was slammed online for insulting women’s intelligence as it features a mum who doesn’t even recognise First Minister Alex Salmond, referring to him as “that man on the telly”.

Kirsty said: “It was really patronising, clearly a big mistake. I’d say that would push more undecided women to vote Yes than No if that’s what Better Together think we are all like.

“The truth is that we want to really get to grips with the issues – the problem is that we aren’t really given the information to do that by either side.”

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Finance officer Kirsty wasn’t even certain whether to celebrate her 40th on September 18.

She said: “I wasn’t sure at first whether to have a party.

“But in the end I decided I wasn’t going to miss out just because of the referendum. I think it is important that people can get on with life after the result, no matter what it is, and make sure that they don’t fall out with each other.

“It is a shame when you see friends arguing online about it and relationships actually being put under strain.

“So in some ways, a birthday party will be a good way for everyone to get over it all – no matter what the result.”

Do you celebrate a milestone birthday on September 18 - suh as your 16th and qualifying to vote in the referendum? Or perhaps you're a woman or man about to reach pension age of 60 or 65? If so, get in touch with us on 0141 309 3251 or email reporters@dailyrecord.co.uk