Loans

Auto & Installment Loans

With a Liberty Bank Auto Loan, dealers will view you as a cash customer and you’ll be in a
much better bargaining position. You’ll have the ability to negotiate a better vehicle
price and, in most cases, drive away the same day. We finance recreational vehicles such as
motorcycles, campers, boats and ATV'S. Share loans using a deposit account as collateral are
also available.

Home Equity Loans

With a Liberty Bank Home Equity Line of Credit you’ll save money on our special low
interest rate. You’ll enjoy the convenience of affordable monthly payments over a fixed
time period and you can save even more by paying off higher interest obligations such
as department store charges.

Mortgage Loans

Select A Mortgage Loan To Fit Your Financial Situation.

Conventional Loans have a fixed rate and monthly payment for the entire
life of the loan. It’s easy to budget for this type of loan because your payment will always
be the same. The rate on a conventional mortgage loan is generally higher than an adjustable
rate mortgage.

Adjustable Rate Loans usually start with lower rates than conventional
loans. We’ll let you know how much the rate can be adjusted over the life of the loan, so
you’ll know from the beginning the absolute maximum amount you would ever have to pay. If
you will be moving in a few years, or if you think interest rates will be going down, you’ll
want to consider an adjustable rate since monthly payments may be lower.

Is Refinancing Right For You? It is a good idea to periodically check mortgage interest
rates. Ask one of our loan specialists concerning your mortgage needs to buy a home or
refinance.

Personal Card - Low Rate

Benefits

Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

If your payment gets to us a day or two late, don’t worry because we offer a little extra grace period, helping you avoid a late fee.

Features

No annual fee.

Low introductory rate for the first six months. *

Competitive ongoing APR. *

25-day interest-free grace period on all purchases. No grace period on cash advances.

Cash advances can be made for up to 50% of the credit line.

Fees

Other fees may be charged, these fees are listed on the application.

To Apply Now

Download the application

Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.

24-hour toll-free live customer assistance available at 800-367-7576. Online account information available 24/7 at www.cardaccount.net.

Rental car collision damage waiver protection. Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

If your payment gets to us a day or two late, don't worry because we offer a little extra grace period, helping you avoid a late fee.

Features

No annual fee.

Low introductory rate for first six months. *

Competitive ongoing APR. *

25-day interest-free grace period on all purchases. No grace period on cash advances.

Cash advances can be made for up to 50% of the credit line. To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.

Fees

Other fees may be charged, these fees are listed on the application.

To Apply Now

Download the application

Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.