What we publish

Mortgage lending statistics

First published:

15/05/2016

Last updated: 13/03/2018

Read our commentary and full statistical tables on mortgage lending.

Since the beginning of 2007, around 300 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities.

Following the commencement of the Financial Services Act 2012, responsibility for the prudential supervision of MLAR reporters has been split between the PRA and FCA. The PRA is responsible for the banks, building societies, credit unions and insurers. The FCA is responsible for prudential supervision of all other types of firm including mortgage administrators and other lenders which do not take deposits. In order to maintain a complete picture of the regulated mortgage sector, the PRA and FCA produce the Statistics on Mortgage Lending as a joint publication.

The statistics are published on the websites of both organisations around 2.5 months after the end of quarter reporting date. This is in line with the previous publication schedule under the Financial Services Authority.

Help us to improve these statistics

To help us understand your needs and to improve our mortgage lending statistics, we would like you to give us some feedback.

An explanatory note detailing the relationship between these data and other mortgage statistics published by the Bank of England is available on their website.

Previous editions

We are aware of an issue regarding the increase in administered arrears from Q3 2016 and we are investigating, along with the Bank of England, the cause and possible solutions.

We found there was an issue in our firm reporting data for administered arrears where the category of ‘other’ administered loans, which should not have been reported to us, was being included. This inflated the arrears figures published. We have since requested a resubmission of reports and as a result we are expecting to restate the arrears figures in the forthcoming publications.