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Your recommending is use 'composer' which I beleive is needed for version 2+ Stripe Bindings. "In 2015, Stripe updated its PHP library to version 2, which requires PHP 5.3 or greater. It also assumes you’re using Composer (which you really ought to be using)."

Looking at the 'https://getcomposer.org/'website, it seems focused on local environment installation and not a remote server environment. I only use my computer for writing PHP script and upload by FileZilla to a remote server for website hosting. Is 'composer' and hence Stripe bindings 2+ applicable?

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Sure thing! First, to clarify, Composer can be used to install code/software on ANY computer. For a server, you'd just need to run Composer from that server (e.g., after connecting via SSH). If that's not possible, or if you just don't want to, then use Composer to install the Stripe library on your computer and upload the generated "vendor" folder, and its contents, to your server using FileZilla.