Home Loan Strategy

Has buying your own home been on the top of your wishlist since long? With interest rates at an all time low (and further cuts expected), time is ripe to dive into the property market. But interest rates are not what’s deterring first home buyers from entering the market.… Read More>>

Australians are living longer. Several reports indicate that life expectancy for Australians has increased significantly in the past decade. In fact, a recent report revealed that Australia has climbed to number 7 in countries with highest life expectancy.… Read More>>

According to a news report, Australian households owe debts equal to 125% of GDP, as combined investor and owner-occupier outstanding loan value sums to a mighty $1.6 trillion (rising from $1.2 trillion over the past 5 years).

As per another report published in December 2015 by NATSEM, the ratio of … Read More>>

Buying a home is one thing, owning it another. Purchasing a house is a major financial decision that will impact your lifestyle for a long time. However, no one wants to reel under debt for the next 25 years or so, and there is no need to, as you can pave your way to financial… Read More>>

Most Australian property owners are sitting on goldmines, without even knowing it. No, we don’t mean an actual goldmine, but the equity locked in your property, which if utilised properly, can make a solid foundation for future investments, renovations and property acquisitions. What is equity? Equity is the amount you get on subtracting the outstanding… Read More>>

Falling property prices may sound gloomy to those who have already purchased property in these areas and fear to lose out on capital gains, however, this isn’t the case as despite the slowdown, Sydney and Melbourne have recorded the strongest annual gains in the housing market. The reasons for the decline:- Regulatory restrictions on investor… Read More>>

What you see is what you get, but that isn’t necessarily true when you are buying off the plan. Because what you see are plans and glossy advertisements, and there’s always a risk which way the property market would turn. Buying off the plan is becoming a popular choice for property buyers in Australia, especially… Read More>>

HashChing is helping Australians by providing access to pre-negotiated home loan deals. Obligation free consultation with one of our partner brokers might save you time, hassle and money.