What’s not covered on most pet insurance policies?

There are quite a few things that are not covered on most pet insurance policies and pet owners need to be aware them all. Pet owners should always read the terms and conditions of any policy before being it, so you know exactly what’s covered and what’s not.

Here is a list of the most common exclusions on a pet insurance policy.

Routine medical checkups

Routine checks and vaccinations are the responsibility of the pet owner and not many insurers will cover you for costs for routine check or vaccinations costs. Pet owners must keep these checkups and vaccinations up to date yourself.

Existing medical conditions

Pet insurers will not give medical treatment to pets that have pre-existing conditions.
You should always be upfront with the pet insurer and give truthful and honest information about your pet’s medical history and treatment. This way if you are honest and tell the truth, you will not run the risk of your policy being void.

Hereditary medical conditions

Some pets have what’s’ called hereditary medical conditions especially in some dogs. Therefore some insurers will not cover you for treatment for these conditions.