Personal Loans

Variety to fit your needs.

Personal Loans

Shared Secured Loans

CD Secured Loans

Qwik Cash Loans

Certification For Education

Purchase the item you’ve been looking for or pay off your high rate credit cards with the convenience of a fixed monthly payment. Smart borrowing can help you meet your needs and reach your financial goals. ECU offers quick service and advice when you need it. ECU personal loans offer a variety of rates and terms to fit your needs. Click here for current rate*.APPLY FOR A PERSONAL LOAN NOW

Purchase the item you’ve been looking for, or pay off your high rate credit cards with the convenience of a fixed monthly payment. Smart borrowing can help you meet your needs and reach your financial goals. ECU offers quick service and advice when you need it. ECU share secured loans offer rates based on 3% above the highest share dividend rate. Click here for current rate*.APPLY FOR A SHARED SECURED LOAN NOW

Purchase the item you’ve been looking for, or pay off your high rate credit cards with the convenience of a fixed monthly payment. Smart borrowing can help you meet your needs and reach your financial goals. ECU offers quick service and advice when you need it. ECU CD secured loans offer rates based on 2% over your CD interest rate. Click here for current rate*.APPLY FOR A CD SECURED LOAN NOW

Set up a “Cash Stash” for your unexpected expenses and buying opportunities. ECU Qwik Cash Line of Credit serves as overdraft protection for your ECU checking account or an easy way to access money when you need it.

Once you establish your Qwik Cash Line of Credit account, you do not have a need to see a loan officer. You “own” all the benefits. You can withdrawal from the account when you visit an ECU lobby teller or you may designate your Qwik Cash account as overdraft protection for your checking account. You can access your funds, up to your credit limit, day or night, 365 days a year, at home or away with your Qwik Cash Special Loan Drafts (checks) or you can transfer from your Qwik Cash account to your checking account through ECU’s TouchTone Teller (be sure you have signed up for this FREE service).

Pay your Qwik Cash account in full each month, or repay according to the payment schedule based upon the amount you have accessed.APPLY FOR A QWIK CASH LOAN NOW

Qwik Cash Balance

You Pay

$0 to $1,000

$48

$1,001 to $2,000

$67

$2,001 to $3,000

$100

$3,001 to $4,000

$135

$4,001 to $5,000

$168

$5,001 to $6,000

$202

$6,001 to $7,000

$236

$7,001 to $8,000

$270

$8,001 to $9,000

$303

$9,001 to $10,000

$336

$10,001 to $11,000

$370

$11,001 to $12,000

$404

$12,001 to $13,000

$437

$13,001 to $14,000

$471

$14,001 to $15,000

$505

ECU is excited to offer great loan rates to our members pursing an alternative teaching certification or a continuing education certificate through our Certification For Education (CFE) Loan. View CFE loan Rates

FAQ:

What is an Alternative Teaching Certification or Continuing Education Certificate?Continuing Education – is an all-encompassing term within a broad list of post-secondary learning activities and programs.Recognized forms of post-secondary learning activities within the domain include: degree credit courses by non-traditional students, non-degree career training, workforce training, and formal personal enrichment courses (both on-campus and online).Alternative Teaching Certification – The major difference between this option and traditional teacher preparation is that alternative route candidates are completing preparation after earning a bachelor’s degree, as opposed to traditional route candidates who usually complete teacher preparation as part of a bachelor’s degree.Other Alternative Certifications – This is also for other types of certifications such as electrical, and welding. Many jobs do not require a degree but do require a Certification in the field.

Can this be used for tuition and/or books for someone working on obtaining an Associates, Bachelors or Masters degree?This can not be used for tuition and/or books for someone working on an Associate’s or Bachelors. However, a Master’s Degree is considered continuing education so you would qualify for the CFE Loan.

Can I have multiple CFE loans?Yes, if additional expenses came about for the same certification and the rates change. If the rates do not increase we will just add them together.

Will I have to provide proof of enrollment to qualify for this loan?Yes.

Will the funds be paid directly to the school or program where I am attending?Yes a check will be made to the school.

Services:

Education Credit Union is committed to serving all persons within our field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility.Should you have any problems accessing our branches or website, please call us at 1-800-687-8144 so that we may promptly assist you and remedy any accessibility concerns.

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