Articles Archive for September 2010

My daughter is very excited about going down to Detroit and watching her favorite team the Detroit Lions play the Philadelphia Eagles. She tells me this morning that the Detroit Lions will need help with out Mathew Stafford and a lot of help against Vick. I am just excited to watch the Lions play. With or without help against the Eagles, my daughter and I will have fun.

Most of us remember where we were on 9-11-2001. I was in Detroit providing help to a family after there home was burned the week before due to a candle being left too near combustibles when a fire started in the basement and nearly destroyed there home. The neighbor next door ran out and caught our attention as she started to scream about the twin towers having planes fly into them. It has been nine years …

I was able to give our staff at Michigan Fire Claims Inc a four day Labor Day weekend and it seems that all are enjoying with activities. We have had a busy month in August and I know this was an especially good break for our team. Our Grand Rapids office will miss Theresa Payne who has taken a position in Washington DC to be close with family. Theresa all of us here at …

Over the past weeks, Michigan’s wettest spring since the ’50s has unleashed major flooding in many areas, including Dearborn, Livonia, Southfield, Troy, Farmington, Detroit, Ann Arbor, Flint, Monroe, and Saginaw. Intense rainfall, damaging winds, large hail and powerful thunderstorms have left many without power and with severe property damages.

While we received reports of fallen trees, wind damage and roof damage, the most significant damages occurred because of flooding, especially basement flooding. Many homeowners found …

Most fires are caused by some sort of human error; therefore, negligence is easily implied. One could have better supervised the kitchen, the candles, the stove, fix those electric outlets, etc. The fact is, in most cases, the homeowner bear some responsibility. Can the property loss claim be denied on grounds of negligence?
Not usually. Unless the policy owners purposely set the fire (in which case is classified as arson), the fire loss is covered …

Two thirds of home fires start, in one way or another, in the kitchen. As you may safely guess, most of them are directly related to unattended cooking, with ignition of food and cooking equipment as the leading cause of home fires and personal injuries. We’ve all been warned of the dangers of fires from cooking and kitchen appliances like hotplates or grills, and hopefully take the necessary precautions…
But here’s one particular kitchen appliance you …

by Michigan Fire Claims Inc., a Public Adjuster Company, Rochester Hills, MI
Improperly stored flammable substances are at the origin of many devastating home fires, and should be store and handled with the greatest care. Too often we see people’s homes and lives destroyed by fires originating from the gas cans, propane canisters and other containers with flammable substances.
If you’re like most of us here in Michigan, chances are, you have at least one gas can in …

by Michigan Fire Claims Inc., a Public Adjuster Company, Rochester Hills, MI
Improperly stored flammable substances are at the origin of many devastating home fires, and should be store and handled with the greatest care. Too often we see people’s homes and lives destroyed by fires originating from the gas cans, propane canisters and other containers with flammable substances.
If you’re like most of us here in Michigan, chances are, you have at least one gas can in …

A devastating earthquake, a powerful tsunami, nuclear meltdown. An apocalyptic scenario, and one can’t not feel the pain and fear of the japanese people as they deal with it all. However prepared this nation was for such disasters, that tiny chance of everything going wrong at the same time, materialized. The human and economic losses are of such magnitude that even one of the most advanced countries in the world has a …

by Michigan Fire Claims Inc., a Public Adjuster Company, Rochester Hills, MI
Improperly stored flammable substances are at the origin of many devastating home fires, and should be store and handled with the greatest care. Too often we see people’s homes and lives destroyed by fires originating from the gas cans, propane canisters and other containers with flammable substances.
If you’re like most of us here in Michigan, chances are, you have at least one gas can in …

Thanksgiving is a time for family and celebration. Unfortunatly, several families in Flint, Saginaw and Detroit had left turkeys in the oven a little too long and the results were lots of smoke damage but no homes were lost. It is important to keep an eye on what is happening in the kitchen. There are many outdated stoves that are not use to high heat for extended periods and if and when turkeys catch fire the …

Most public adjusters and insurance adjusters use and estimate program called Exactimate. This estimating program is also the most well known and updated out of all the others that are available. Public adjusters and insurance adjusters alike can find common pricing on material and labor consistant with the areas the estimates are written. As an example, a house fire in Grand Rapids would have different pricing values then in a home in Detroit, Lansing and …

For business owners, dealing with any fire, flooding, storm damage or vandalism, it’s usually a real nightmare. Even a week or two out of the market can have a huge negative impact and cause serious business loss. A quick restoration and reimbursement for the business losses suffered may be essential to the business’ very survival.
In the insurance claim process, the burden of proof falls on the business owner. The documentation he/she submits is used in …

While usually harmless, household mold can also be very toxic and has been associated with a wide range of health conditions, from asthmatic symptoms and allergies to fibromyalgia, cancer and even death.
Mold toxicity, expensive mold remediation, and also the fact that most insurance companies usually don’t cover for it, make mold one of the most feared household hazards. Some homeowners choose to pay extra for mold insurance “riders” that provide additional coverage. Should you???
Most likely …

A devastating earthquake, a powerful tsunami, nuclear meltdown. An apocalyptic scenario, and one can’t not feel the pain and fear of the japanese people as they deal with it all. However prepared this nation was for such disasters, that tiny chance of everything going wrong at the same time, materialized. The human and economic losses are of such magnitude that even one of the most advanced countries in the world has a …

We are welcoming claims adjuster specialist Andre Yanish and public insurance adjuster Gerald among us. They are incredible people and outstanding professionals with a lot of experience in the public adjuster business. Our company will be stronger and our team better because of them.
See for yourself why we are so excited about our newest members of our public adjuster team. They will focus on expanding Michigan Fire Claims’ coverage of the Grand Rapids Area and Southwest Michigan.
Nik Kalaj, CEO …

A reminder to all insureds that a Proof of Loss or Sworn Statement in Proofs of Loss are generally filed within sixty days from date of loss or upon request from the insurance company. These are complicated documents and insureds should look to a public adjuster or adjuster for the assured for help in understanding how to file these documents. These are documents that need to be notorized by a notary for them to be …

We are welcoming claims adjuster specialist Andre Yanish and public insurance adjuster Gerald among us. They are incredible people and outstanding professionals with a lot of experience in the public adjuster business. Our company will be stronger and our team better because of them.
See for yourself why we are so excited about our newest members of our public adjuster team. They will focus on expanding Michigan Fire Claims’ coverage of the Grand Rapids Area and Southwest Michigan.
Nik Kalaj, CEO …

Thanksgiving is a time for family and celebration. Unfortunatly, several families in Flint, Saginaw and Detroit had left turkeys in the oven a little too long and the results were lots of smoke damage but no homes were lost. It is important to keep an eye on what is happening in the kitchen. There are many outdated stoves that are not use to high heat for extended periods and if and when turkeys catch fire the …

For too many Michigan families, the holiday season brings not just the usual joys and happy family times, but also an increased risk of fires.
While no one likes to think of fires other than the one in the fireplace, believe us, it happens; we see it every day. Loosing all you’ve got in a fire is not an easy thing for anyone, but eventually life goes on and thing get better. You buy new things, …

Summer is coming to an end and kids are ready to return to school. This is an exciting time for parents and children alike. There are many families that have been displaced due to fire and water losses throughout our state. We at Michigan Fire Claims Inc. would like to wish all our clients with students a safe and happy school year knowing the difficulty they have of relocating or waiting for their lives to …

Over the past weeks, Michigan’s wettest spring since the ’50s has unleashed major flooding in many areas, including Dearborn, Livonia, Southfield, Troy, Farmington, Detroit, Ann Arbor, Flint, Monroe, and Saginaw. Intense rainfall, damaging winds, large hail and powerful thunderstorms have left many without power and with severe property damages.

While we received reports of fallen trees, wind damage and roof damage, the most significant damages occurred because of flooding, especially basement flooding. Many homeowners found …

A devastating earthquake, a powerful tsunami, nuclear meltdown. An apocalyptic scenario, and one can’t not feel the pain and fear of the japanese people as they deal with it all. However prepared this nation was for such disasters, that tiny chance of everything going wrong at the same time, materialized. The human and economic losses are of such magnitude that even one of the most advanced countries in the world has a …

Michigan Fire Claims

As Private or Public Insurance Claim Adjusters Michigan Fire Claims Inc. has extensive experience with all types of property loss. Serving Michigan, our fire loss, flood loss, water damage experts have the ability to immediately mobilize to assist you with your claim. Contact us now at 248-340-1900