Category Archives: smith mountain lake

PRE-CONSTRUCTION LAKE LOT SALE *** SMITH MOUNTAIN LAKE, VIRGINIA

A Few Weeks Back….In “The Smith Mountain Lake Edge”, I wrote about a BRAND NEW SUBDIVISION and NOT to get “sticker shock” with the pricing of its offering of Lakefront Lots.…because THE WATERFRONT WITH PANORAMIC VIEW LOTS range from$299K-$599K AND ALLOW SUBSTANTIAL WATERFRONT DOCKS with Main Channel Views of the Blackwater and some look directly at Smith Mountain!!****PLEASE NOTE THAT THE DEVELOPERS MENTION WATERFRONT LOTS FROM $139,900 ON THEIR WEBSITE and IN THEIR VIDEO… THAT PRICE POINT IS A “C’MON” I HAVE TOURED THE ACREAGE AND LOOKED AT THE PLATS AND PRICING AND THOSE LOTS DO NOT ALLOW DOCKS SO THEY ARE SIMPLY WATER-VIEW LOTS…THAT’S WHY IT’S CRITICAL TO HAVE ME IN YOUR CORNER TO HELP WITH THE DUE DILIGENCE******

SO WHAT IS AFFORDABLE????…..YOU CAN BUY NOW AND BUILD LATER

Lake Access Lots start from only $59,900 with huge buyer incentives—that means use of the private beach in this amazing community ***NO waterfrontage with these lots**** but a great way to build and have access to a LAKEFRONT PICNIC AREA without leaving your subdivision
$5,000 OFF LAKE ACCESS LOTS PLUS FREE CLOSING COSTS THROUGH ME ONE DAY ONLY MAY 20TH 2017!!!

SO!!!…if you are close enough to make a day of it and have a picnic….this is the event of the decade! WHY??? BECAUSE THERE SIMPLY HAVEN’T BEEN ANY NEW GORGEOUS WATERFRONT SUBDIVISIONS IN OVER A DECADE ON THE MAIN CHANNEL…LOOKING DIRECTLY AT SMITH MOUNTAIN DAM!!!!

FOR ONE DAY….AND ONE DAY ONLY…..THIS SATURDAY, MAY 20TH, 2017….THE DEVELOPERS OF THIS BRAND NEW SUBDIVISION ARE HOLDING A REALTOR/CLIENT INVITATION ONLY EVENT…..

What Does That Mean For YOU???Just By Saying That You Are Working with ME…. Receive:FREE CLOSING COSTSDISCOUNTS OF $10,000-$20,0000PER WATERFRONT LOT off of Public List Prices THROUGH ME…ONE DAY ONLY MAY 20TH 2017

SO THAT I CAN GET YOU ON THE PRIORITYLIST WITH MY DEVELOPER REP AND WHAT TIME YOU WILL BE ARRIVING ****DON’T USE THE FORM ON THE WEBSITE OR YOU WILL GET LOST IN THE SHUFFLE ***** I WILL CALL MY REP DIRECTLY WITH MY GROUP TO GET THE BEST DEALS THEY HAVE TO OFFER…..

IF YOU INSIST ON MAKING YOUR OWN RESERVATION… 🙂click HERE and in “how did you hear about us”make sure you put Noreen Hartkern Wainwright & Co***********To Receive THE MAXIMUM Buyer Discounts********

IF I DON’T SEE YOU….HAVE A GREAT WEEKEND!!!!OTHERWISE…GET DOWN TO KENNEDY SHORES AND SCOOP UP YOUR GEM BEFORE THEY’RE ALL GONE!!!

All the BEST!Noreen

Noreen Hartkern, Real Estate Consultant and Sales

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

As you know, local resorts are very sparse here at SML
because this is waaaaaay more of a residential playground
than a commercial one….

That being said, it’s time to book your 2017 stay
somewhere on the lake so that you can spend at
least a day or two looking for Dream Homes!

PLEASE NOTE: I have a family wedding that will put me out of the officefrom Wednesday, June 21st – returning Tuesday June 27th.This is NOT an Issue…as I can show homes the beginning of the week of the 18thand the end of the week of the 26th 😉

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

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Smith Mountain Lake Real Estate: Once in a Lifetime Opportunity to Own a Point Lot On Smith Mountain Lake in a BRAND NEW Gate Guarded Subdivision.

There are ONLY 19 Magnificent Smith Mountain Lake Waterfront Lots Available TODAY! Ranging from $299,000 – $599,900 As of 4/22/2017

Smith Mountain Lake Real Estate | Welcome Home |

Call Noreen Hartkern, Real Estate Consultant 540-420-1294

***BEFORE May 1st, 2017*** ***(SORRY…NO EXCEPTIONS)**** FOR A DEEP ONE-TIME DISCOUNT AVAILABLE DIRECTLY FROM MYSELFon these PREMIERE WATERFRONT LOTS with Panoramic Views of Smith Mountain Lake.

Views of Smith Mountain are Offered from $549,900 – $599,900 but HURRY– Buyers are Clamoring for this Fabulous Opportunity – First time to Market in Decades!

Homesites in this Waterfront Community Offer Views, a Gate Guarded Sanctuary to call Home, a Private Community Beach and Picnic Area and Heaven on Earth, Surreal, Wide-Water Views of the Blackwater on Smith Mountain Lake.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

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ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

I GET THIS QUESTION A LOT:
Which properties on the water are “short-term” or “vacation rentable”

So…attached is a list of 64 Remaining on the Whole of Smith Mountain Lake….

YES! YOU READ THAT RIGHT….
THEY ARE… AND ALWAYS HAVE BEEN
A COMMODITY…

But there’s a “catch”!

Lawmakers don’t like rentals…

they don’t like anyone “getting ahead” by off-setting their mortgages!

Banks…some love it.

Subdivision restrictions exist to Allow it in Some Communities yet Prohibit it in Others…

Virginia State Senate wants people to conform to laws with respect to homeaway and airbnb; as well as, short-term rentals…

So! What’s the work around?

Well—if you are interested in short term rentals
we need to pick one and write an offer“Subject to” you being able to rent it out
based on the laws….(not on the renters…
in this economy, there are still plenty of them)

So we need to team up with one or more
rental agencies that must conform to the
new 2016/2017 Virginia State guidelines.

BUT FIRST….FOR 2017 DUETO STATE GUIDELINES…ABSOLUTELY
NO ONE IS TAKING OFFERSWITHOUT A LEGAL PRE-QUALLETTER FROM YOUR LENDER

SO YOU SHOULDN’T EVEN LOOK
WITHOUT THAT…

IT ONLY TAKES ABOUT
48 HRS TO FIND OUT….

(AND SOME LOCAL LENDERS WILL GIVE YOU
YOUR PRE-QUAL ON THE SPOT–)

So…just know these things:
1) You MUST BE PRE-QUALIFIED to even look at property
because if you’re not, you will miss out on the one you
want to write a contract on, as any offer you make would not be
looked at without that letter.

2) Some properties [64 Left…to be EXACT]
are “considered” “Short-Term Rentable”
HOWEVER; EACH of those 64 MUST BEconfirmed to be so,
by LOCAL Rental Agencies that would
end up “managing” the property for youfor a Fee.

3) Those Rental Agencies MUST abide by State,Local and Subdivision Law, FOR RENTALS
so they should be up to date on everything, so they can
help us decide which properties will work
for you, AND WHAT YOU MUST DO IN ORDER
TO CONFORM TO THE NEW LAWS.

4) Real Estate Agents or REALTORS and RENTAL AGENTS perform completely different tasks and are BOUND, by COMPLETELY DIFFERENT LAWS,
so you need us BOTH in order to create
a SUCCESSFUL INVESTMENT.

[No one can guarantee you rental income…especially in the cases where Homeowners do not maintain their homes or have an undesirable property in some way…but, last year, rentals were over-booked across the entire lake]

[Agencies that claim to do both are in a conflict of interest…so Buyer Beware]

MAKE SENSE?

AS ALWAYS…

I hope that My Real Estate Consultancyis of VALUE to YOU and YOUR FAMILY…

Through…what I still call “The Smith Mountain Lake Edge” Newsletter The concept of which, remains… to Enlighten My Inner Circle with Tips, Tricks, Laws and Clarification on the Best Way to Secure a Great Investment Here On Smith Mountain Lake, with the Peace of Mind that You Did it Right The First Time and were Represented. 🙂

I GIVE IT FREELY, and WITHOUT RESERVATION only in the hopes that if I ever ask you for a Recommendation, Referral or Testimonial(which will be sooner, rather than later… wink! ) That you might have something nice to say about my Skillsets and Expertise.

IF YOU STUMBLED ACROSS THIS…OR ARE HERE FOR THE FIRST TIME, THEN YOU NEED TO GET ON MY LIST AND RECEIVE YOUR

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

So…now that I have the Beatles fans humming… (you can thank me later when you can’t get that song out of your head tonight 😉 )

I wanted to clear up a common mis-conception….

A lot of people think that Realtors only work on weekends..consequently, they all try to cram their visits in for touring property on Friday nights…

Now… I realize that that may be your only time off… BUT! Just to be clear…Deals are being madeall week long…

In FACT, more homes sell mid-week for better prices (when no one’s looking) than on weekends when driveways are full…

So…I would encourage you that if you have a little bit of time off (or a sick day wink, wink!) try to get on my calendar soon!

In my last “Buyer’s Edge” release [ Two, Four, Six, Eight], I gave you a list of EXACTLY 100 properties LEFT —Under $500,000 that were all waterfront on Smith Mountain Lake…and I couldn’t have been more serious about how properties have been selling like hotcakes (whatever that means)

That list, as of this morning 4/3/17
(Including singlewides and doublewides—
BUT NOT including condos/townhomes)
is now down to
an UNPRECIDENTED
78 properties!

The FORMULA is STILL this:

Talk to your bank and get “PRE-QUALIFIED”

Narrow your favorites down to 10 great qualifiers…(or less)

Write an Offer WITH ME on Your Favorite

Come to Terms, Get Inspections and Close

Enjoy the Lake and Have Confidence that You Have a Rock-Solid Retirement Asset 😉

Attached is the list of Single Family Homes on the Water UP TO $499,999

THERE ARE ONLY 78 LEFT—[yes…another 22 have sold just since the last newsletter/blog post.]

General “Housekeeping”:

I have a family wedding to attend in June…I’m a real person with a real family and a real calendar…so please, if you ALREADY KNOW that you’re coming to Smith Mountain Lake this Spring, Summer or Fall…PLEASE get on my calendar in Advance.

“Refer a Friend Bonus” Letter Coming Soon!!!

Have a Fabulous Week…BUT REMEMBER….

ONLY 78 LEFT )…THEN YOU WILL BE IN THE $500,000+ RANGE…SO HURRY!!!

email me now–as reports expire quickly…you will receive the list as soon as I receive your request….noreenhartkern@yahoo.com Subject: Eight Days a Week List

AS PREDICTED:
THE MARKET HAS CORRECTED
AND THE BOTTOM IS OVER!!!

Still Not Convinced???

LOOK AT ALL OF THESE HAPPY CLIENT TESTIMONIALS!

https://www.zillow.com/profile/SmithMountainLake/#reviews

All the Best!Noreen

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

With the absolutely impending Interest rate hikesand uncertainty of the market the best thing you can do is to scoop up one of last year’s leftovers or New Listings early in the season…and secure your lake home mortgage while the rates are still low!

Yellen is scheduled to raise rates 3 more times during 2017!!!

This video series (below) is awesome…
we are “cable cutters” in my house and
have revamped our cellular phone plans more than once—

and these are additional tips that will help you to create your downpayment—or at least your closing costs—almost out of thin air:

Here’s a quick story…I had a couple that was putting their girls through Virginia Tech all at the same time and were convinced that they couldn’t even look at homes for another 4 years…well…they’ve been enjoying their lake home for 2 years already. They spoke to their bank, tweaked some things at home, and didn’t even have to switch to a peanut butter and jelly diet 🙂 Imagine that!

Here’s another one...we bought our FIRST LAKE HOME…when we were in our 30’s and I was a laid-off programmer when the company I worked for decided to go bankrupt instead of IPO during the Dot Com Bust….so it CAN be done….(I’m in my early 50’s now…)

I have a a list of: THE LEAST EXPENSIVE PROPERTIES ON THE WHOLE OF SMITH MOUNTAIN LAKE…this list includes doublewides, singlewides, undesireables, etc…These are “single family” waterfront homes up to $499,999

AND THERE ARE ONLY 100 OF THEM LEFT…

and some of these aren’t even worth buying! [but rather than me removing them, we’ll look at those on a case-by-case basis]

(email me now for that list: noreenhartkern@yahoo.com )

Keep in mind that I HIGHLY RECOMMEND:

A minimum of 100’ of waterfrontage

A completely constructed dock (NOT JUST A FLOATER OR STATIONARY PIER)

NO SHARED DOCKS, WELLS, OR SEPTICS

Just KNOW that I’VE ALWAYS GOT YOUR BACK and we’re in this together…

I Sincerely hope you have a GREAT WEEKEND

and please let me know that it’s a question of (not IF…but)

WHEN you will be HERE TO BUY YOUR LAKE HOME! 🙂

Feel FREE to CALL OR TEXT ME—

I answer emails all day too….from my phone

(540)420-1294

All the Best!

Noreen

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

It’s a 3BR * 3FB (sleeping room in basement too that we can’t count)Fully finished and will be sold FULLY FURNISHED, 2,300 sq feet.It allows short-term rentals so you could off-set your mortgage

New roof, new vinyl siding and a new deck including all new deck framing, (The PVC decking material is interlocking “Gorilla Deck”. Dock remodeled and tore out thestaircase down to the dock, replacing it with astone-covered switchback path perfect for driving a golf or utilitycart up and down.

New windows installed along the front of the house and new doors with pocketscreens leading out onto the deck. The fireplace wallhas been redone and hardwood floors installed in theliving room, plus newly installed Fridgidaire HVAC system andwater pump.

Job transfer…LISTED $20,000 BELOW WHERE LISTED 7 YEARS AGO!!! A STEAL AT ONLY $449,000DON’T MISS YOUR CHANCE TO BUY THIS HOME IN NOW 2017

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Smith Mountain Lake Property FOR SALE 2017

How about an Ultra Gentle, Ultra Inexpensive, UNDER-PRICED Waterfront BUILDING LOT?? If I told you how many different WATERFRONT DREAM HOME PLANS this lot can accommodate, it would make your head spin! The restrictions are ridiculously doable and the sky’s the limit. NO POA = NO REVOLVING EXTRANEOUS DEBT after construction-to-perm mortgage and basic utilities.

For an unheard of $159,000 for 1.39 acres and 120 feet of waterfront? 2 Local builders are “hot” on this lot, so grab it for yourself before they take the plunge—these builders can “build to suit” your needs and just so that you are aware, similar lots are selling between $189,000 and $225,000—-SO DON’T WAIT!

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

This is my HAPPY NEW YEAR and Bold Predictions for 2017 Edition of “

The Smith Mountain Lake Edge”

I was trying to get this out 3 weeks ago,
but the holidays got in the way a bit….and as such,
some of my predictions are now coming true….
ALREADY…strange as that sounds….

So! Here we go!

Buyers are having difficulty finding what they want
in the lowest priced waterfront homes (everywhere, actually)
so they are turning to the idea of buying lots and building
[happening already]

Builders have moved to Smith Mountain Lake from other areas to compete for your business [happening already] and some moves surprised even me…despite the fact that I knew it was coming. Builders KNOW the slump is OVER….. they are trying to build while materials are still affordable…..material costs are based on commodities markets and gas prices to get the materials where they need to go. NOW is the time to build if you are thinking that way….

We are losing yet another notch in the “low priced waterfront home market”….as you can see $200K’s are gone and almost all of the $300K’s are gone, or not really that appealing…but don’t let that stop you…remember….Scripps Network –HGTV and other channels– makes BILLIONS of $’s teaching DIY’ers how to fix and flip their properties or stay put and ENJOY THEM. There are still several here to fix up, but the inventory is dwindling as you have already seen.

Mortgage rates are going up due to the Feds first increase of about 3 or 4 due this year [happening now]Even though mortgage rates are at about a 30 or 40 year low at this point….a 30 -year fixed is already up an entire point since I wrote about this, this time last year….and as the Feds raise the rate, so too will banks respond in kind…it’s just how it works…it’s always been this way.

Mortgage Companies KNOW that slump is OVER….[more evident than ever]
Several mortgage companies like Embrace and Movement Mortgage have moved to
Smith Mountain Lake, when no one was looking, and are waiting for your business.

****IF YOU ARE CURRENTLY RENTING ON THE LAKE…LIKE SEVERAL OF YOU ON THIS LIST, YOU ARE ABOUT TO LOSE $THOUSAND$ UNLESS YOU BUY NOW…..please take this seriously….****

This is NOT a Political Statement, whatsoever….it’s a FACT.
We are facing a “Changing of the Guard” in the White House….
This president-elect (love or hate him) has said that he
will pump $1 Trillion into infrastructure….in the first 100 days….

That will improve roads and bridges EVENTUALLY….
but it will also congest things initially….and that money
has to come from someplace…..
Time to think about YOUR retirement before taxes go up
where you are now.

The only thing we really lack here at Smith Mountain Lake is more Restaurants!!! 🙂

So if you happen to be a restaurateur/restaranteur…or always dreamed of being one, we need you….let’s find you someplace to make your signature dish!

That’s it from snowy Smith Mountain Lake!

If you want the BEST priced property, be sure to
get a 2016 “leftover” Under Contract BEFORE
February 28, 2017

It will pay DIVIDENDS if you take my advice!!!

All The Best!
Noreen

If you are ready to make an appointment to get on my 2017
Calendar, then, simply send me an email, or call me 540-420-1294
If you have friends interested in purchasing, then let’s get them
on this list so that they can also receive SML MLS Listings for FREE!
Talk to You Soon!

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

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Live….from Smith Mountain Lake, Virginia: Waterfront Real Estate for Sale and the Economy Right NOW….The Economy is STABLE…. Yellen has left the rates alone and Mortgage Rates are STILL AT A 40-YEAR LOW…. The weather is phenomenal…. and I am … Continue reading →

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$250,000 TO $25,000,000 residential, commercial, land, lots….something for every budget Smith Mountain Lake HOT PROPERTIES? h ttp://tinyurl.com/zqdsph4 GET $1,000 BACK AT CLOSING FROM NOW UNTIL JULY 4TH! CALL OR TEXT: 540-420-1294 ABOUT THE AUTHOR: Noreen Hartkern is a well-respected … Continue reading →

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TGIF! If you just LOVE Penhook….or are traveling from Points South of SML… check out these incredible properties in “South Lake” section of Smith Mountain Lake!!! Enjoy! Noreen Follow this link to see the page: Click to view listing(s) This … Continue reading →

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Smith Mountain Lake Real Estate | Smith Mountain Lake | Real Estate | Bargains Have you become a Smith Mountain Lake Tire Kicker? Don’t Worry….In The US Most People Have Become Afraid of Buying Their Dream Home So You Are … Continue reading →

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These homes provide “potential” income…. If you’ve ever heard of ( or used) homeaway.com then you know the potential power of a rental…. Don’t get me wrong… being a landlord isn’t always amazing…. but if you really don’t care if … Continue reading →

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I don’t know about YOU…. but I’ve been ALL OVER the internet this weekend looking for SPECIAL DEALS…. From Black Friday to Cyber Monday…. from Home Depot, to Lowes, and Best Buy to Target to Amazon From Apple to FitBit and on, and on…. And you know what I DIDN’T FIND? … Continue reading →

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As the song goes…”It’s that time of year…” I’ll spare you the rest! So…I have been thinking about this post for a month now, but it’s so relevant that I had to share it. Did you know that the average … Continue reading →

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THIS IS THE MOST EXCITING NEWS ABOUT BORROWING MONEY TO PURCHASE YOUR NEW…. (OR USED 🙂 ) SMITH MOUNTAIN LAKE HOME! ARE YOU CURIOUS? ARE YOU STILL WONDERING IF YOU QUALIFY? DO YOU WANT TO SPEND ONLY 15 MINUTES FINDING … Continue reading →

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Most buyers are under the impression that the owner of a doublewide or singlewide on the lake should be handing it over for almost nothing…. Here’s the problem…they are typically on some of the flattest lots which means that the … Continue reading →

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Just over a month until SPRING! Yes–You read that right! http://days.to/spring/2015 So–why is this 37-day mark significant? Easy! If you’re familiar with football….it’s “the 2 minute warning…” It’s a reminder that there are only MOMENTS left to scoop up a … Continue reading →

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Rustic Cedar Homestead on Private Wooded Cul-de-sac Lot in Indian Run area just minutes from Westlake Corner. With 550 feet of deep Smith Mountain Lake Water, this is True Lake Cottage on a Massive 1.345 Acre Point Lot with Seasonal Panoramic Views of Indian Pointe and the Main Channel. Wrap Around Deck, Awesome Fishing, Path with Handrail to Lake is a Gentle Walk to Oversized Fishing Pier with Swimming Area, Park Bench and Floater. DOCK 10 x 12, PIER 10 x 6, PIER 11 x 24, PIER 9 x 10

Call Noreen Hartkern, Realtor to view this Great Hideaway! 540-420-1294

Satellite Shows Home, Dock and Waterfrontage

View of Home in Spring from Cul-de-sac

Cedar Cape with 2 Car Garage

Privacy from Cul-de-sac

Lakeside Deck

Wraps Around

Open Floor Plan to Kitchen

Random Plank Hardwood Floors

Master Bedroom with Hardwood Floors

Master Bath

Upper Bedroom 2

Upstairs Full Bath

Upper Bedroom 3

Lower Level Propane Stove

Lower Level Bath

Picture Windows

Rear Elevation

Walking Path to Dock with Handrail Very Gentle

Dock is an Oversized Fishing Pier

Dock Entry from Path

550′ Feet of Smith Mountain Lake Shoreline

Views of Indian Pointe

Views of Main Channel

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Street View of Point Lot

Aerial View

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ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Westlake: Convenient to Groceries (Kroger), Gas, Marinas, Dining, Movie Theater, Banks, Pharmacy, Doctors and Urgent Care!!!!Public Remarks:Great View of the Long Water Near Indian Pointe. Very private with hardwoods. Huge cabana for entertaining. Large dock with upper deck and separate Cabana with lots of storage. 1.5 acres of privacy. Newly Paved Driveway, Water Softener and Hardwood Floors!! NO PROPERTY OWNERS OR HOME OWNERS ASSOCIATION/NO FEES DON’T MISS THIS ONE!Priced $45,000 UNDER MARKET VALUE FOR IMMEDIATE SALE.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

10. Job creation is expected to provide a much-needed boost to the commercial sector.

11. Housing starts are picking up as builder confidence increases.

12. As housing values rise and equity returns, fewer home owners are underwater.

13. Real estate is contributing to an overall economic recovery.

That’s not to say there aren’t challenges. Lending remains tight, there’s a large foreclosure backlog, and regulatory challenges and the fiscal cliff loom ahead. But on balance, real estate appears to have a bright future in 2013.

So….Let’s Stay Positive… and TOGETHER, we can ACCOMPLISH GREAT THINGS!

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Smith Mountain Lake REAL ESTATE Sales

Smith Mountain Lake is not just picking up, it’s heating up and the competition for properties has now led again, to some bidding wars…yes, you read that right….multiple interested buyers on multiple hot properties–in fact, as I’m writing this to you [and clearly this data will change as the properties get to the closing table] there are 63 Pending or Under Contract Properties. Are they all low-priced crappers? I should say not, with several being over $1 Million.

Lawrence Yun, NAR chief economist, said a one-month setback in light of many months of gains does not change the fundamentally improving housing market conditions. “Home contract activity has been above year-ago levels now for 12 consecutive months. The housing recovery momentum continues,” he said.

Yun notes home sales are staying well above the levels seen from 2008 through 2011. “Housing market activity has clearly broken out at notably higher levels and is on track to see the best performance since 2007,” he said. “All of the major housing market indicators are expected to trend gradually up, but a new federal budget must be passed before the end of the year for the economy to continue to move forward.”

The PHSI in the Northeast rose 0.9 percent to 78.9 in April and is 19.9 percent higher than April 2011. In the Midwest the index slipped 0.3 percent to 93.0 but is 23.0 percent above a year ago. Pending home sales in the South fell 6.8 percent to an index of 105.7 in April but are 13.3 percent higher than April 2011. In the West the index dropped 12.0 percent in April to 94.9 but is 5.1 percent above a year ago.

The housing forecast has been upgraded, with existing-home sales expected to reach 4.66 million this year, compared with 4.26 million in 2011. The outlook for 2013 is now 4.92 million, but could vary significantly depending on two scenarios.
If lending returns to normal, the 2013 outlook for existing-home sales would measurably improve to 5.3 million. However, a fiscal cliff scenario of higher taxes and sharp spending cuts beginning in early 2013, which is an unlikely event but still worth noting, would lower the sales projection to 4.5 million.

Because of measurably lower inventory supplies, the forecast for home prices has been upwardly revised with the median existing-home price projected to rise 2 to 3 percent this year and 4 to 5 percent in 2013, with wide local market variations. Miami and Phoenix will easily achieve double-digit price growth by year end.

Yun said the price gains will measurably reduce the number of underwater homeowners. “For example, a 5 percent national price gain means the number of underwater homeowners would fall to about 9 million from current estimates of around 11 million. A 10 percent gain, say over the next two years, would reduce the underwater status to about 7 million households out of 75 million owner-occupied homes,” he said.

About 25 million homes are owned free and clear without a mortgage.

Though the proportion of distressed properties is still high, the numbers have been falling over the past two years. “The diminishing share of distressed properties is another reason for higher home prices in upcoming months,” Yun added.

The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1 million members involved in all aspects of the residential and commercial real estate industries.

# # #

*The Pending Home Sales Index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed but the transaction has not closed, though the sale usually is finalized within one or two months of signing.
The index is based on a large national sample, typically representing about 20 percent of transactions for existing-home sales. In developing the model for the index, it was demonstrated that the level of monthly sales-contract activity parallels the level of closed existing-home sales in the following two months.
An index of 100 is equal to the average level of contract activity during 2001, which was the first year to be examined as well as the first of five consecutive record years for existing-home sales; it coincides with a level that is historically healthy.

NOTE: Existing-home sales for May will be reported June 21 and the next Pending Home Sales Index will be on June 27; release times are 10:00 a.m. EDT.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Sellers are “negotiable” and looking at offers NOW. This Smith Mountain Lake Waterfront Home looks at the Smith Mountain Lake State Park so it will have a green view forever as no one can ever build on the land across from it. For More Information on this Featured Smith Mountain Lake House visit:

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Reduced $61,000!

Now ONLY: $539,000

PRICED $106K UNDER ASSESSED VALUE FOR IMMEDIATE SALE! This Wonderful Lake Home is Deceivingly Large and Boasts: 3,032 sq. ft. 2 Kitchens, 2 gas fps an in-law suite, huge MBR & a wetbar in the garage for family reunions. Garage has a screen bay, fan and propane heat and can seat 30. The rear screen porch is 456 sq ft for lake view entertaining, a hidden hobbiest’s workshop and so much more! Paved road to dock, wide water cove just off main channel. Westlake, Convenient to Everything, Including Roanoke and Lynchburg Virginia.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

What actually ended up happening is pretty amazing….Firstly, let me clear something up. We don’t really have new homes here at the lake….the only new homes right now are those being built by owners of lots….and trust me….we are cringing all the way. Lots are expensive and the cost of construction has not come down—at all—let me say that again….the cost of construction has not come down at all….so what does that mean for you?

Existing homes have so much bang for the buck it’s insane. Let me break it down for you:

What does it cost to build a new home at Smith Mountain Lake?

Depending on your ta$te you’re looking at $116-$200+/sq foot for just the structure. Oh and by the way…things like cathedral ceilings, open-spaced areas and layouts are all extra and a la carte. Why? Because roof lines and interior supports are expensive…think crickets and ice dams, beams, etc…

What that DOESN’T INCLUDE:

oh….gee….do you have an hour?

The waterfront lot–if you don’t own one, you can figure $100K for a cliff and up to $1.5M for super flat estate type lot.

a driveway (other than construction gravel)

municipal, community water hookup or well—figure $4k on the low side

septic tank and drainfield–figure $4k-$15K depending on the lay of the lot and whether or not you need an engineered field or a pump back septic

finished basement–oh, figure another $60-$100/sq ft.

a dock–figure about $35K for a single slip dock IF you can get a permit from AEP and $48K-$100K for something really fancy.

landscaping–$1000 for just grading and seed with straw and everything else is up to you.

Trickle Down Economics Uh…REALLY?

It ASTOUNDS ME That we can talk about a down economy all day long, and yet, NONE of the economic downturn has been passed off to the CONSUMER….Yep….Construction Costs have—if ANYTHING–continued to rise…and that’s not just materials my friends….

So where does that leave us?

That leaves us in 2012, with the knowledge that we can buy an existing home for pennies on the construction dollar…and I mean pennies…..with a simple calculator above you can do the math. I don’t know your taste or circumstances, so pardon me for not extending the numbers for you….

Now, without further ado, for those of you who love statistics and data, here were our 2011 Smith Mountain Lake Sales in a nutshell…

THAT’S 351 ROCK-SOLID SALES IN THE MIDST OF WHAT THEY CALLED “A RECESSION, TURNED DEPRESSION”…..YEAH RIGHT! DON’T YOU JUST LOVE PROPAGANDA!???? THAT’S ONLY A TOTAL OF 13 PROPERTIES LESS THAN LAST YEAR!!!

SO…What’s Still Available?

IF YOU’RE ALREADY ON MY LIST, THEN YOU ALREADY KNOW…BUT IF YOU’RE NOT YOU SHOULD ACT NOW!

P.S. So….once again, you may be asking yourself those age-old questions:

“Did I miss the recession?”“Are there any ‘deals’ left?”“Can I see a whole list of foreclosures?” You could if there were any!“What’s Left That I Can ‘Steal’?”

And I can tell you that there are a few deals left, BUT! you need to make written offers in order to get them!

Did you know that you don’t even have to be here physically to do that???

I’m not advising you to do that, but! If you found a home or lot that you absolutely didn’t want to miss out on but couldn’t get here for a week or two, here’s how you could handle that:

You write an offer “Subject To: Touring the property in person “(with your spouse, with you business partner, with your home inspector) and after a successful tour, you remove that “subject to”/”contingency” and then you finalize plans to close on the property.

In this way, if a seller accepts those terms and signs the contract, you will be first in line to tour the property and make your decision. That’s how that’s done, and believe me, it happens more often than not in resort areas because EVERYONE lives out of town before they get here!

Scheduling:
If you are thinking about coming to the lake to look at homes, I just wanted to let you know that my Winter Calendar is as follows: I am available 7 days a week, and weekdays are always easier!

Just let me know by calling or emailing me As soon as humanly possible.email:noreenhartkern@yahoo.comcell:540-420-1294

————————————————————————-

Financing:
So many of you can’t wait to fulfill you dream of owning a lake home, and I’m here to help you with that,but you may be wondering how much you can really afford. Contact your local lending institution or if you are looking for a Smith Mountain Lake Lender, contact one of the following reps and tell them I sent you so that you receive optimum care and guidance!

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

This road is 6/10th’s of a mile long and at the end of the road is a private entrance to the home. After the causeway, it’s another minute or so to the rock wall entrance. 5 Acres of land and an unprecedented 1,500 feet of shoreline….most homes have 100′ of shoreline…Now ONLY $1,199,000!

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

So…after one of the worst Economies since the Great Depression, the question I get asked the most is: “Has anybody bought homes at Smith Mountain Lake this year…and if so, how did they do it?”

Well…I can tell you this! The answer is a resounding “Yes!”

Hundreds of properties on and with access to Smith Mountain Lake have sold this year…so far….remember…..2011’s not over yet!

From right now….early Autumn 2011 until December 31st, 2011 will be a race to end, to pick up the most incredible deals that the Smith Mountain Lake has seen since about 2002! In some rare cases, people are purchasing lake homes for what their owners paid for them all those years ago. Why? Simple…it’s a second mortgage that probably has a balloon due and people just don’t seem to plan well for these moments! Now is the perfect time to refi something like that, but you need a stable job and income….and interestingly, if you do, you are the minority in our country these days.

TIME TO PUT UP OR SHUT UP—

Seriously….here are the ACTION STEPS you MUST TAKE in order to FULFILL THE AMERICAN DREAM OF OWNING A WATERFRONT HOME:

#1) Contact your lending professional, or ask us for some local lenders.

#2) Get Pre-Qualified for a loan if you need one. A “pre-qual letter” will give you, what I call “The Smith Mountain Lake Edge” and position you to grab a lakefront home when you are ready.

#3) Make plans to get here next weekend….don’t delay! The most incredible deals are scooped up in the worst weather…..when no one else is out looking. Come scout out everything in the fall and buy something this late fall or winter and you will be ready to use your home in 2012!

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Last night the Westlake Cinema was a buzz with the red carpet opening of Smith Mountain Lake’s own “Lake Effects” Movie. The stars came out, as well as, area residents and local business owners for the screening. Limos were stretched from one end of Westlake Plaza to the other.

The plot as seen on IMBD reads as follows: Sara and Lily grew up at Smith Mountain Lake. Sara became estranged from the family and without explanation moved to Los Angeles to study law. Her sister Lily, an artist, teaches locally and lives with their parents, Ray and Vivian, until Dad dies in an accident. Sara returns to help settle his estate, and all our ladies cross paths with an eclectic group of local oddballs, as they search for a Loch Ness-style monster they believe lurks in the lake’s depths. A few real Smith Mountain Lake characters make appearances. The next week at the lake is filled with adventure, tears, and laughter as Vivian and her two daughters finally understand, through the guidance of Dad’s spirit, if they still belong on the lake, even though Ray is gone. All paths converge at the Smith Mountain Lake Wine Festival, on course for a heart-warming and hilarious collision. As Written by Mike McKay

What a wonderful way to honor the memory of “Lake Effects” writer Scott Winters, who died earlier this year–he will surely be missed, but his work will live on.

Local News Outlets and papers are clear to remark that, not only do they foresee tourism increasing in 2012, they are certain that no matter what state you see this Jane Seymour movie in, you will be sure to want to visit Smith Mountain Lake, Virginia and all of it’s beauty and charm. And with this, lakefront lots and waterfront home sales should increase substantially in 2012 and beyond.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

The movie setting is supposed to be on Lake Winnipesaukee, New Hampshire, but yes, “What About Bob” was filmed in our very own downtown Moneta, and right here on Smith Mountain Lake in 1991. There are several scenes showing Smith Mountain and the dam….. like this one…”I’m sailing…”

But it was also this scene that made any view of Smith Mountain a million dollar view when it comes to real estate…. The coveted view can be seen from both Bedford and Franklin County VA, but it holds a higher price tag to be sure!

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Smith Mountain Lake Timeframes you should be aware of….

Did you know that the absolute best time to make
a real estate deal is between Labor Day and Christmas Eve?

Seriously, everyone goes out looking for real estate
in the Spring and Summer and you know from experience
that that is peak season for waterfront…both lake and ocean…

That is the perfect time to scout out properties and then lie
in the grass and wait…and watch….

When do people blow it? Waiting until after February 1st…that’s
when listings come back on the market as “New” and top dollar…
The cycle starts over again and the comps are reborn at different
levels than the previous season….
That’s when EVERYONE is looking…
and I mean everyone…

So…my best advice to you is to search for bargains now…

Consider these tips…
do you have a boat?
There are a few homes that are conveying boats with them!
That can be a savings of $10K-$30K right up front!

Are you looking for homes that need a lot of work—
trust me…we have them…and they can be had for
fairly cheaply….you can spend the winter months
getting it ready for Summer 2012.

Are you looking for just a single or double-wide getaway…
again….check with your lender
but KNOW that singles are impossible to finance
and doublewides are very, very difficult…

Do you have cash?
Then let’s make some offers!!!!
the seller can counter offer or quit…
Then we can go make another offer…

There are a few homes on the market
that are overpriced and seem out of line
with what the market is demanding right now
and the sellers are just hoping and praying for an offer…..
I know some of them off hand…
they don’t want to lower the price but are waiting
for a lower bid…this muddies up the playing field
but the seller’s fear is that they would lower their
price below what someone is actually willing to pay….

We can gather a list of these properties by looking
at a large number of days on the market.

The bottom line is this….
It IS a Buyer’s Market….
but you need to know
what that means for YOU.

Just because there might be 400 homes available
on the lake doesn’t mean you can afford them all….
or that a large number of them will appeal to you and
fit your wants and needs.

It’s time to narrow down your search and decide
what you really want.

Once you have a clear picture in your mind and on paper
of what a lake home means to you and your family
you will find it quickly.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

This is No Ordinary Smith Mountain Lake House

When this home hits the Dupont Registry it will be
gone. Nestled on 5 acres, this home enjoys a
private entry and still all of the comforts of lake life
and community at the water. Maintenance free 5BR
home is perfect for extended families. Shown By
Appointment Only, Call Buyer’s Agent Noreen
Hartkern (540)420-1294 Today!
Smith Mountain Lake Buyer’s Agent Noreen
Hartkern is celebrating 10+ Years as founder of
SmithMountainLakefrontHomes.com and full time
waterfront home sales consultant, coach, blogger
and agent. Find Smith Mountain Lake Virginia Luxury Homes and so much more here: Smith Mountain Lake FREE REPORT

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Smith Mountain Lake Foreclosures

Well the truth is….there have NEVER been a lot of foreclosures on Smith Mountain Lake, Virginia.

Foreclosures around the country are at an all time high, and yet, if you look at waterfront property—the most valuable property in the country and around the world—you’ll probably see a trend…there’s not much in the way of foreclusures to choose from.
Why? Because of just that…it’s valuable, and there’s always a hungry neighbor, realtor, builder, developer or family member waiting in the wings to scoop up a sure thing.

So let’s talk quickly about foreclosures….
it’s gotten away from it’s owner…they’ve now missed more than 3 months of mortgage payments and the bank is going to get the property back. What is the condition of the home? Did they leave the keys on the kitchen counter or did they strip it of everything including the toilets? Is the flooring and sub-flooring soiled beyond repair? Is there water damage from neglect or simply from no one being there to care for the home?

In 2004-2005 banks welcomed this REO portfolio because it gave them something back to sell in the high, hot markets. But, now in 2011 and into 2012, the banks do not want REO properties hanging around on their books…. Why? Because it will not only effect their bottom line, it will in turn, effect their rating as a bank.

In 2010 I did not find one bank that was “willing to play” with cash buyers…..but now in 2011 “Cash is Queen”…
You may have heard it as cash is king, but it’s a fact that most women in the household control the budget…hence the expression “tighten the purse strings” and my version 😉

Anyway–it is a cash buyer that is going to get the goods this year….but don’t expect foreclosures to be cheap—remember, the banks lent that money in “good faith” in the past and are due the money back. They are not in too much of a position to bargain and they aren’t really interested in giving you a loan to cover a bad loan. Make sense?

So, if you have CA$H and are ready to play with the banks I’ll send you a foreclosure list today. If you are pre-approved by your own lending institution and have a downpayment and good-faith deposit you may also want to see this list….

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Wow! Fireworks over the water, the smell of bar-be-ques and the boating adventures!

Well…so many of you said that you were tired of renting and are ready to own a home on Smith Mountain Lake! Seriously, it costs anywhere from $1,000-$4,000 per week to rent here in the summer months and that’s a mortgage payment….so why rent when you can own?

If you purchase one of the few homes left that can be rented on Smith Mountain Lake, you can collect those rentals and offset your mortgage, but hurry, there are so very few short term rentals left here!

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

For those of you who were unable to make the trip to Virginia to Celebrate Marge & Bud Hartkern’s Golden Wedding Anniversary Party, I have created this blog post.

The only favor I ask is that youPLEASE LEAVE A COMMENT BELOW–
-anything at all that would be fun and festive so that I can share your comments with my parents. I hope this brings the celebration to you….
Many thanks to those of you who contributed your photos so that
I could make an accurate chronological re-enactment!
Cheers!

I just made my mom and dad a photo book of their 50th on Winkflash.com
Below you can see my page layouts in the book…these are low res images…
I have all of the hi-res photos. The slideshow will automatically play….

Click on the “Pictures” button and scroll back to picture 1
(the picture of them kissing) to start the slide show over again.

Enjoy!

Powered by Cincopa Video Hosting.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Author Noreen Hartkern c. 2011“The Year They Said It Couldn’t Be Done! 2010”Wow! What a Year!

Despite the fact that we were constantly being fed “Gloom and Doom” with a Power Shovel and Bucket Loader….Smith Mountain Lake salessoared.

Remember, This was an exhaustive year of CNN, local news, morning shows all telling us how terrible the economy was, how many people are without J.O.B’s [just over broke] and how real estate would never make a comeback because of the multitude of foreclosures. Well, once again, just like our meteorologists, main street media was dead WRONG! In fact, retail sales during the holidays were at an ALL TIME HIGH in the U.S. with something like $500 million in holiday sales!

So how do you explain that?
Smith Mountain Lake has proven, once again, to be strong and resilient in the face of this downturn, and people are seizing the day and grabbing their dream homes!

So, for those of you who love statistics and data, here is 2010 in a nutshell…

199 Smith Mountain LakeWaterfront HOMES

Sold and Closed 2010

47 Smith Mountain LakeWaterfront LOTS

Sold and Closed 2010

69 Smith Mountain LakeACCESS HOMESSold and Closed 2010

16 Smith Mountain LakeACCESS LOTS

Sold and Closed 2010

27 Smith Mountain LakeWATERFRONT

Pending and Poised to CloseLOOK AT THE MILLION $$ COMMERCIAL UNDER CONTRACT!

6 Smith Mountain LakeLAKE ACCESS

Pending and Poised to Close

THAT’S 364 ROCK-SOLID SALES IN THE MIDST OF WHAT THEY CALLED “A RECESSION, TURNED DEPRESSION”…..YEAH RIGHT! DON’T YOU JUST LOVE PROPAGANDA!????

And in all sincerity, I hope this finds you Happy, Healthy and Prosperous in the New Year!

Cheers!

Noreen

P.S. So….once again, you may be asking yourself those age-old questions:

“Did I miss the recession?”“Are there any ‘deals’ left?”“Can I see a whole list of foreclosures?” You could if there were any!“What’s Left That I Can ‘Steal’?”

And I can tell you that there are a few deals left, BUT! you need to make written offers in order to get them!

Did you know that you don’t even have to be here physically to do that???

I’m not advising you to do that, but! If you found a home or lot that you absolutely didn’t want to miss out on but couldn’t get here for a week or two, here’s how you could handle that:

You write an offer “Subject To: Touring the property in person “(with your spouse, with you business partner, with your home inspector) and after a successful tour, you remove that “subject to”/”contingency” and then you finalize plans to close on the property.

In this way, if a seller accepts those terms and signs the contract, you will be first in line to tour the property and make your decision. That’s how that’s done, and believe me, it happens more often than not in resort areas because EVERYONE lives out of town before they get here!

Scheduling:
If you are thinking about coming to the lake to look at homes, I just wanted to let you know that my Winter Calendar is as follows: I am available 7 days a week, and weekdays are always easier!

Just let me know by calling or emailing me As soon as humanly possible.email:noreenhartkern@yahoo.comcell:540-420-1294

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Financing:
So many of you can’t wait to fulfill you dream of owning a lake home, and I’m here to help you with that,but you may be wondering how much you can really afford. Contact your local lending institution or if you are looking for a Smith Mountain Lake Lender, contact a Smith Mountain Lake loan officer and tell them I sent you so that you receive optimum care and guidance!

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Well, as promised, that’s it for today from the Smith Mountain Lake Real Estate Reporting Center! Again, we have the detailed data to support our findings and if you are serious about purchasing Smith Mountain Lake Real Estate in 2011, this is the information that you should have in your possession!

All the Best!

Noreen

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

For Your Clients: 6 Reasons it Pays to Shop Around Before Choosing a Mortgage

By Paige Tepping

RISMEDIA, October 16, 2010–You wouldn’t buy a house without shopping around first, right? Then why would you commit to the loan you use to buy that house without making sure you’re getting the best deal possible? From the experts at LendingTree, here are six reasons why it’s essential to take a few minutes to browse before you borrow:

1. To get the best interest rate possible
Over the life of a $200,000, 30-year fixed rate loan, a one-tenth of a point difference in interest rate could save or cost you thousands of dollars.

2. To pay lower loan fees
Once your loan application is accepted, the lender will get back to you with a good-faith estimate (GFE), including an itemized list of all the costs associated with the loan. If there are any parts of the GFE that you don’t understand, don’t be afraid to ask the lender to explain each fee that is listed.

3. To avoid a prepayment penalty
In these transient times, it seems no one stays in their home long enough to pay down their mortgage the old fashioned way: in monthly increments over a period of decades. So you’ll want to be clear on whether the terms of your loan include a penalty if you pay off your mortgage early—either because you move or refinance.

4. To find a lender you feel comfortable with
You don’t want any surprises popping up at closing time. Get a lender who is responsive to your questions and is willing to give you the details in writing.

5. To find a lender that specializes in your situation
Recent volatility in the mortgage markets means that people with bad credit or little money for a down payment might have to look a little harder to find a lender.

6. To get the rate lock period you want
Once you’ve found the lender offering the best mortgage rate and terms, you’ll want to get a written commitment, known as a “lock” that puts in writing that the lender will make the loan to you at that the specified interest rate. The length of the lock can vary from 30-90 days, but many lenders will charge a fee for a rate commitment of longer than a month. Negotiate the lock period that is right for you, depending on when you plan to close on your new home and if interest rates are expected to creep higher during that time.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

It’s been quite a while since we’ve had so much excitement here at the lake! Not since the filming of “What About Bob” with Richard Dreyfuss and Billy Murray has there been so much local buzz….oh, right, and then there was the announcement that David Baldacci, the famous Author was moving in … but now, we have Jane Seymour filming a movie here! Not only at Smith Mountain Lake, but about Smith Mountain Lake!

Here are just a few of the local headlines written in the past few days:

Life Out Loud Films is filming the movie “Lake Effects,” which is in production now at Smith Mountain Lake, by Producer Sara Elizabeth Timmins of Moneta.

The script called for a formation of PWC riders to pass by the dock of family matriarch Vivian Tisdale, played by Jane Seymour who is best known for her lead role in the long-running TV series, “Dr. Quinn, Medicine Woman.”

…In another scene filmed the same day, Seymour joined Dee Dee Bondurant–a local resident– as a passenger on her SeaDoo and the two, followed by actress Tamara Johnson riding solo on another PWC, took off with the posse of “She-Doos” as they departed the cove.

In other news Jane Seymour, who has a major role in the film, will be signing copies of her new book, “Among Angels,” on Friday, Oct. 22 at 5:30 p.m. at The Cottage Gate in Westlake Towne Center. She also will sign books at Barnes & Noble at Tanglewood Mall in Roanoke on Tuesday, Oct. 19 at 6:30 p.m.

We can’t wait until the movie comes out! I hope you’ll all go out and see it!

Needless to say, celeb visits, moves and movies throughout the years have made the lake more attractive for owning property here–why not come and join us?

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Well…I can still remember 14% in the 80’s!!!
Here’s the only problem I see…

We’re running out of inventory below $500K—Yep, you read that right! The loans are so attractive, that homes are moving very rapidly.

So much so, that these are real numbers pulled today, October 14th,2010:263 Lake Properties have Sold and Closed since Jan 1st and there are another 51 Under Contract right now waiting to close with quite a few of those 51 going under contract since Labor Day!

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

Wow…when I look at sales and properties under contract
I am constantly reminded that we are doing great here at the lake…it was so busy yesterday on the water and that’s a testament to the economy here and the message that Smith Mountain Lake is alive and well.

What’s interesting and perplexing though, is the number of people who are still waiting for the bottom to drop out….not hundreds of you, but literally thousands of people surveyed by their agents about lake property! That’s a lot of people who are missing out on only a few hundred properties to choose from…….

Here are some secrets that perhaps you don’t understand….when you get listings that say, “reduced….reduced”…and then again in a few days, you get that house again, and it says “reduced”….it’s a marketing tactic by both the seller and their listing agent….

98% of what you receive are NOT my listings….at all…..
I’ve been a “Buyer’s Agent” for almost 10 years here now and want you to know secret tactics which everyone else employs…they THINK they’re savvy….but they’re really not….

You see…you guys are set up with auto emails…which you like to open each day at your leisure…that’s awesome….but here’s one of the tactics agents are using to get you to click on their properties or at least take a look, a million times:

They have a written agreement with their sellers to lower the price let’s say…$100/week….so….you end up seeing that property at least once a week…the perception is that you think prices are going down, down, down. But what’s really happening in your subconscience is this: you either grow to hate that house that you are being forced to see…OR you think I’M sending it because I’m trying to SELL you on a particular house…Nothing could be further from the truth!

At any rate, that tactic seems to backfire more than anything.

Frankly, the only thing that concerns me is when people wait around for years and miss once-in-a-lifetime “recession type” pricing…….this is the last chance to buy low and sell higher at Smith Mountain Lake and I truly see a pattern where people are looking, and looking and not visiting and not taking any action…

I can’t stop agents from doing stupid things with the database….and I can’t make anyone buy lake property, but I CAN tell you that if you want to get in on some real deals then you have to have a plan….and you definitely don’t want to wait until next season because blogs all over the internet have already put out their stastical data showing resort and luxury property sales on the rise….other than Florida and Gulf Coast…of course. AND TO THAT REGION OF THE UNITED STATES, WE SEND OUT OUR HEARTFELT SUPPORT, THOUGHTS AND PRAYERS FOR A QUICK CLEAN UP AND RECOVERY!

You need to know whether or not you need to borrow
a “jumbo” mortgage which is now more than $417,000 loan….Less than a jumbo? Well that’s great! Because mortgage rates are at an ALL TIME LOW!

Do you have 20% to put down? That helps you avoid PMI
Do you have less than 20%? No problem! There are products for that and local lake lenders are here to help…but you will have to pay mortgage insurance.

You only need a small property to get on the lake….later, you can sell that property and bump up with the leverage of what you have gained on your property sale…take the same sized mortgage and get a larger home….some people do this every 2-5 years and work their way up to mansions and estates…..

If you just need a small place on the lake, figure about $330,000 and up—even for a doublewide…and that’s been consistent for the past 4 years. That’s the bare minimum, and for trailers of any kind, you need cash because almost no one will lend on them now……..

I certainly hope that these updates help…..the best advice I can give you is to be ready to take action when you see what you want because as you can see, there are already 172 properties off of the table…

It’s time to take action and go grab your American Dream!
Everyone Else is………….What are You Waiting For?

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

So…after one of the worst winters in the past 15 years, the question I get asked the most is: “Has anybody bought homes at Smith Mountain Lake this year…and if so, where did they come from?”

Well…I can tell you this! The answer is a resounding “Yes!” And the rest of the answer may surprise you….although it IS highly logical!

As I’m writing this, I’ve already sold about $3 Million in waterfront homes since January, and everyone was LOCAL!

Seriously, who else would’ve even been able to travel in the crazy weather we had this winter?! So now the question you may be asking yourself is: “What cities are local to Smith Mountain Lake, Virginia?”

I’m seeing a completely new trend. Buyers are coming from in-state; Roanoke, Reston, Herndon, Martinsville, Charlottesville, Forest (a suburb of Lynchburg), the greater Washington D.C. area, and from North Carolina we’ve had Raleigh-Durham, Winston-Salem, Charlotte and Greensboro just to name a few!

And what’s even better is that these folks are able to get here quickly and use their properties even more than the average vacation goer.

We still have an influx of New Jersey and New York boomers and retirees coming to Smith Mountain Lake, VA and it’s still a fun melting pot for people of all ages and all backgrounds. Having watched the trends since 2001 though, I can tell you that being local has recently been synonymous with being a buyer.

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.

As many of you know, second homes, luxury homes and vacation homes do not qualify for the tax credit which is due to expire in mere hours….what you may not realize though, is that if you were thinking about “bumping up” your primary home here at the lake and were already ready to make that move, you need to get the home you are interested in purchasing under contract within the next 2 days and you can still meet the cut-off! Many lake lenders are happy to discuss financing options and I have several contacts for you if you are interested in a quick response to your financial solution!

The $8,000 tax credit for first-time home buyers and the $6,500 tax credit for repeat home buyers expire on April 30, 2010. However, service members who were on official extended duty outside of the United States for at least 90 days between Jan.1, 2009 and May 1, 2010, may qualify for a one-year extension

If a binding sales contract is signed by April 30, 2010, home buyers have until June 30, 2010 to complete the purchase. This is possible if you act tonight through Friday only!!!

If you are in a position to write a contract and looking for an agent who is available to accomodate that in the next 48 hours, call me immediately at 540-420-1294

ABOUT THE AUTHOR:
Noreen Hartkern
is a well-respected Zillow 5- Star Agent on Smith Mountain Lake, Virginia, with over 20+ Years
of Real Estate Expertise. Noreen is an Accomplished Realtor, Real Estate Consultant, New Construction Specialist, Blog Writer & Photographer. In Addition to Listings and Sales, Buyers and Sellers Agency, She has Extensive Experience as a Home Renovator, Rehabber and Flipper, and is a Published Author on That Very Topic.