Holding the Line on Holiday Bills

I don’t want to come off sounding like Scrooge, but I’ve made a vow to myself to make debt management a top priority this holiday season. My first step is to not charge a single gift to a credit card. I’ve been through too many Christmas spending sprees that end in a horrible January hangover, when I wake up face down in the carpet, surrounded by bills.

This year, everything will be paid for in cash, whether in the good old cold form or electronically.

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