8,000 programs with a distribution level of over 150,000 awards for undergraduate and postgraduate students worth a total of more than $35 million is what EdFed's comprehensive scholarship database contains. It also includes student loan forgiveness programs for those who have graduated from college and need alternatives for repayment.

Must be a domestic student in the U.S. Must be a graduating high school senior at time of application. Must be a resident of West Virginia. Must be a full-time student (minimum of 12 credit hours). Must have a grade point average of 2.5 or higher. Must be a graduating senior at St. Albans High School, in St. Albans, W. Va. This is a freshman year award. Must have an ACT score of 20 or higher. Must be a U.S. citizen.

In a time of hardship, EdFed was quick to help me lower my monthly payments by $397. Now I am happy to say I am thriving in life without the burden of student loans on my shoulders. - Gerry F. Phoenix, AZ

Student Loan Consolidation Info - How to Choose the Right Loan Company

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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

Our borrower-benefits package is designed to help you save by reducing your interest rate by 1.25%. Using auto-debit to make your monthly payments will ensure you make on-time payments and thus help you toward the goal of 36 on-time payments, guaranteeing you thousands of dollars in savings.