Banks which are integrated with Chillr have been referred to as 'Chillr Partner Banks'. Users connected to Chillr using a 'Partner Bank' account will be able to use the full set of features provided by Chillr. You can find the list of partner banks here.

Presently non partner bank Chillr users can only request money and recieve payments from other users that are connected with Partner Bank accounts. Stick around for more action to come as we partner with more banks!

No, there are no virtual wallets here. Chillr lets you make transactions directly from your bank account. So, along with convinience, you can rest assured that your money is safe in your bank. Also, with more money in your bank account, you will gain more interest from your bank.

Yes you can transfer money to an account in another bank. To do so go to the "PAY" option on the homescreen, and click the "Others" tab. Select the option of entering the user's Account Number and IFSC code and send money to them instantly.

Sending money through Chillr will ALWAYS be FREE. However we may charge users for receiving payments beyond the monthly free limit of 50 from 30th September,2016. (Please Note: Your Bank may levy standard IMPS charges for transactions made on Chillr. You can find the bank charges here.)

Chillr is the fastest way you can send money between bank accounts in India. Select the friend you want to pay, authorize the payment using your M-PIN and the money should reach your friends account INSTANTLY.

Sending money using Chillr is very easy. Select your friend from Chillr Contacts, enter the amount and remarks, authorize the transaction using your M-PIN and the money reaches your friend's bank account in a few seconds.

Yes, we let you do fund transfers the old school way too, so that you can send money to friends who are not ready for Chillr yet. To do so, go to the SEND option on the homescreen. Select "Add Beneficiary" on the "Non-Chillr" tab - Enter the user's account number and IFSC Code- Confirm the details and send money to them instantly.

Mobile Money Identifier (MMID) is a 7 digit number issued by a bank against an account linked to a mobile number. Remitter (customer who wants to send money) and Beneficiary (customer who wants to receive money) should have this MMID for sending and receiving money on Chillr.
Please find the process to generate MMId for your bank here.

Features

The Scan and Pay feature enables you to pay online and retail merchants by scanning the QR Code or entering 4 digit alpha code that is presented by the merchant, an invoice is generated on your phone, which needs to be confirmed and authorised , using your MPIN.

Collect is a feature that enables you to request money from your friends by generating the QR Code or 4 digit alpha code. The sender can send money by scanning the QR code or by entering the 4 digit code.

Payments go social for the first time in India. Timeline lets you share fun aspects of your payment with your friends and lets you view what your friends are upto on Chillr. Whenever you make a transaction on Chillr, you can set it to either “Friends” or “Private”. Transaction set to “Friends” reflect on timeline.

To link multiple account, there are two ways :
Yes, you can send from your primary account any other account in the app using Send option.You can find your secondary accounts above all contacts under the tab My Accounts , select the account and complete transaction.

Refund

Only transactions done on Utilities section of Chillr can be claimed for refund where there is a denial of service for the amount transacted.Utility payments failing due to wrong user input are not eligible for refund

Safety

Every transaction done via Chillr requires an M-PIN which is known only to you. We trust that you do not share this PIN with anyone else or leave it in accessible places. All communication between Chillr and the bank happens in a channel secured by HTTPS.

when you change your mobile number you are also expected to inform the bank about the new number to receive SMS alerts for every transaction. After you have updated your phone number, you can generate your new MMID and re-connect on Chillr with your new mobile number.

In case of a retail merchant, since it is a face to face transaction, the merchant will hand over the goods once he receives the payment. You will get a notification from Chillr incase of a successful transaction. The merchant too will receive an instant notification. For online merchants, Chillr will does due diligence and back ground check on the merchant before offering Chillr as a payment option. In case of any issues please escalate to your bank or Chillr.

Only those users connected on Chillr via a partner bank account can both send and receive money. We are partnering with many banks as we speak! Soon you'll also be able to send and receive money through Chillr.