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2 Myths Holding Back Home Buyers The Ultimate Truth about Housing Affordability The Ultimate Truth about Housing Affordability. by Zack Alawi | May 30, 2019 | Uncategorized. There have been many headlines decrying an “affordability crisis” in the residential real estate market. While it is true that buying a home is less affordable than it had been over the last ten years, we need to understand why and what that means.2 Myths Holding Back Home Buyers How To Explain Blockchain In A Simple Way – Techicy / 2 myths holding Back Home buyers june 10, 2019 by larry lawfer freddie mac recently released a report entitled, "Perceptions of Down Payment Consumer Research." A mortgage allows homebuyers to pay a percentage of a home’s value upfront (this is called a down payment), while a bank or mortgage lender covers the rest.