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Our Team

Learn more about our amazing team of professionals.

Paul Stein

CFP® President and Financial Advisor

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Paul Stein

PAUL STEIN, CERTIFIED FINANCIAL PLANNER™, is President and Founder of Advanced Retirement Resources. For more than 20 years Paul has provided insightful financial expertise guiding clients as they prepare for, transition into and navigate their retirement years. Paul is a frequent guest expert on radio, and an esteemed speaker nationally on various financial planning topics.

Paul is a shareholder in AdvisorNet Financial, a registered investment advisory firm in Minneapolis, MN and a Registered Representative with Cetera Advisor Networks LLC. He and his wife, Jann, live in Lino Lakes and have two grown children.

College for Financial Planning (1992-94) – CFP Professional Education Program

How did you get started in financial planning?

Jann and I returned to the Twin Cities in 1992 to be closer to family, after seven years in Chicago and Baltimore. While working as a manager with Thrivent Financial, I realized my passion for financial planning. So I interviewed with top independent financial planning firms in the Twin Cities and selected Swenson Anderson Financial Group (now AdvisorNet Financial). Looking back, I couldn’t have made a better choice.

What makes Advanced Retirement Resources unique?

We intentionally limit our client base. We’d rather have a significant impact on a few people than little impact on a lot of people. Our goal is to diligently work to provide the thorough advice each individual client deserves.

Why do people need financial guidance?

When I was in high school, my dad sold the small business he had spent most of his adult life building—on a handshake. He believed a man’s word was his bond. The buyer didn’t operate with the same integrity and ultimately only paid a small fraction of what they had agreed upon. As a result, my dad had to continue working into his late 70’s. I saw first hand the financial impact of getting no advice, or bad advice.

What is the significance of ‘PLANFULL’?

It’s a word we came up that inspired our motto. Plan Wisely. Live Fully. PLANFULL captures the idea that planning more wisely should lead to living more fully—in ways that go far beyond money.

Where is your happy place?

Lying in a hammock on an island in the Boundary Waters looking out over the lake. Of course, without any mosquitoes or black flies.

Bio

Joe Nelson

CFP®, Vice President and Financial Advisor

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Joe Nelson

JOE NELSON, CERTIFIED FINANCIAL PLANNER™, is Vice President and Chief Investment Officer with Advanced Retirement Resources. For over a decade Joe has worked with Paul collaboratively designing and implementing portfolio and distribution strategies for clients to pursue their retirement goals.

Joe is an Investment Advisor Representative with AdvisorNet Financial, a registered investment advisory firm in Minneapolis, MN and a Registered Representative with Cetera Advisor Networks LLC. He and his wife, Deanna, live in Elk River with their three children.

Professional Involvement and Background

Current Member:

Minnesota Chapter of the Financial Planning Association

Financial Planning Association

Investment Management Consultants Association

Education

Bethel University (2000-03) – BA Business (Finance)

Minnesota State Mankato (2004-05) – CFP Professional Education Program

How did you get started in financial planning?

Early in college I realized I wanted to go into financial planning. Paul had helped my grandparents for years so I approached him about doing an internship. I saw how diligently he worked and how passionately he cared. It quickly became clear we had similar values, complimented each other and made a great team.

What motivates you to help people plan for their retirement?

Without an effective strategy, I believe it’s difficult, if not impossible, to achieve your long-term investment goals. That’s why I feel so passionate about what we do for our clients.

At the end of the day what do you find most satisfying about your work?

So many people go through their careers doing ‘thankless’ work. I’m privileged to do work that’s appreciated. The past 10-12 years have been pretty scary at times, especially for retirees. But the scarier things get, I feel the more appreciative people are for our expertise. It’s extremely satisfying.

Bio

Scott Jensen

Planning Analyst

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Scott Jensen

Scott Jensen is a financial planning analyst with Advanced Retirement Resources. He supports Paul and Joe in preparing financial plans. Scott joined ARR team after interning during the summer of 2012.

Scott began his working career by serving in the Marine Corps Reserve for six years as a military police officer. Scott lives in Lino Lakes and enjoys spending time with his wife Katie, and two daughters, Julianna and Aubriella.

Professional Involvement and Background

Current Member:

Financial Planning Association

Treasurer of Centennial Evangelical Free Church

Education:

Metropolitan State University (2012) B.S. Finance

Who inspires you?

I am inspired by people who take risks to accomplish big things. --Salmon Kahn

What is the best advice you have been given?

Whatever you do, work at it with all your heart, as working for the Lord, not for men. (Col. 3:23)

What got you interested in the field of finance?

Finance impacts every aspect of our lives. It influences our occupations, education, lifestyles, and families. It is deeply personal and vastly important.

Where is your happy place?

At home with my wife and little girls…and maybe a cup of coffee too.

Bio

Sean Barrett

Financial Advisor

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Sean Barrett

Sean Barrett

Sean Barrett RICP® originally interned with Advanced Retirement in 2011-12 after graduating from the University of St. Thomas. Following college Sean pursued a career as a professional golfer playing in events around the Midwest and Southwest. After a good run Sean returned to Minnesota to join his father’s business working as an advisor in Mahtomedi. Sean has been the head golf coach at Mounds Park Academy from 2014-18 and an assistant with the University of St. Thomas for the past 3 years.

Current Member:

Minnesota Chapter of the Financial Planning Association

Education

Iowa State University (2007)

University of St. Thomas (2007-2010) – BA Finance

American College (2018) - RICP®

What motivates you to help people plan for their retirement?

I enjoy walking alongside people, much like a caddie would in golf, to help them better understand their finances and increase their confidence in their future goals.

What is the best advice you have been given?

Trust the Lord and not your own judgment, always let him lead you and he will make your paths straight

Where is your happy place?

Either chasing my 4 nieces around (ages 1-6 ) or walking on the golf course in a competition either as a player or coach.

Bio

Julian Gunnel

Client Services Associate

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Julian Gunnel

Julian originally moved to Minnesota in 2012 to join an international wrestling team called the Minnesota Storm where he was an Olympic hopeful while also working as an educator for children with special needs. Julian has been working in the financial services industry for the past few years helping clients and is also currently volunteering with youth in the local wrestling community.

Education

Buena Vista University (2005-07)

Briar Cliff University (2007-10) BA (Education)

Liberty University (2014-17) MBA (Business Admin)

Where were you born?

I grew up in Kansas City, MO with a large family where my mother was 1 of 12 and Father was 1 of 8.

What’s the best advice you’ve ever given?

Never have a bad day, have a character-building day!

What’s the best advice you’ve ever received?

Stay patient and good things will come.

Where is your happy place?

Cooking a Sunday dinner with family and friends followed by watching sports.

Bio

Dena Stromberg

Administrative Assistant

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Dena Stromberg

Dena Stromberg is the Administrative Assistant at Advanced Retirement Resources. She assists the processing of all paperwork including opening and maintaining accounts, transfers, and compiling reports. Before joining the team in 2014, Dena was a nanny and a curriculum writer for Centennial Evangelical Free Church.

Dena has a Bachelor of Science degree in Elementary Education from the University of Northwestern Saint Paul. She met her husband John while attending Northwestern and now lives in New Brighton with their crazy cat, Tillie.

What’s the best advice you’ve ever given?

Someone told me once to do the things you are gifted in and enjoy, not what you feel obligated to do. There is always a time and a place to stretch yourself and learn new things but it is not beneficial if it isn’t a strength or passion.

What got you interested in finance?

I have always enjoyed numbers and math. As I grew up, I realized that money isn’t everything but it can quickly ruin everything when not dealt with in a wise and healthy way. I like discovering how to use what resources you have well. What you do with your money says a lot about where your heart is.

Where is your happy place?

At home playing obscure board games with my husband while our cat runs crazily around the house.

Bio

Jann Stein

Accounting and Records and Professional Harpist

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Jann Stein

Jann Stein’s role at Advanced Retirement Resources is to maintain the accounting and record keeping. She is a concert harpist who performs for various events and also teaches private lessons.

Jann graduated from Northwestern College in church music and Christian education and the University of Minnesota in instrumental music education. Jann and Paul live in Lino Lakes and have two grown children.

Where were you born?

I grew up in Sioux Falls, SD in a wonderful loving Christian family environment. My parents were always very encouraging. I believe in Junior High I decided I wanted to be a music teacher.

What’s the best advice you’ve ever given?

Keep on keepin’ on.

What’s the best advice you’ve ever received?

You can do it.

What is your life mantra?

Proverbs 3:5 & 6. ‘Trust in the Lord with all your heart and lean not on your own understanding. In all your ways acknowledge him and he will direct your paths.’

Securities and advisory services offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency), member FINRA, SIPC. This site is published for residents of the United States only. Financial Advisors of Cetera Advisor Networks may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisor Networks site at www.ceteraadvisorrnetworks.com. . Investment Advisory Services also offered through AdvisorNet Financial. Advanced Retirement Resources, AdvisorNet, and Cetera are not affiliated.