Carl Ridley (Bill Paxton) is a corrupt businessman who hasnt been paying government taxes and the FBI comes knocking on his door, but he escapes in the nick of time with a million dollars and his 18 year-old daughter Pippa (Agnes Bruckner) and they travel from Miami to the Cayman Islands. Pippa begins exploring the island and its party scenes with Fritz (Victor Rasuk), while the forbidden love between Shy (Orlando Bloom) and Andrea (Zoe Saldana) soon sets off a deadly chain of reactions.