Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.

Please note, this is a soft login and no personal financial data will be saved here for security reasons.

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One Time Password Generation(OTP)

Enjoy a safe way to transact

About

How to Generate

Make every transaction safe with One Time Password Generation (OTP). Every time you make a purchase or service on your phone, you need to enter an additional password to make your transaction a lot safer. This is mandatory guideline from RBI.

Kotak Credit Card allows you to do online purchases securely, with (One Time Password or Static Password chosen by you) to authenticate your online transactions.

One time Password

One Time Password (OTP) – You don’t have to remember password for online transaction each time. OTP (Six digit dynamic password will be send on your bank registered mobile number and E-mailer, each time you opt for OTP during online shopping.)

OTP Not received OTP will be sent on your registered mobile number & email ID maximum 5 times if you do not receive on 1st or 2nd attempts.

Credit Card Blocked: If OTP is entered wrongly more than 3 times. Your Credit Card will get automatically blocked for next 24 hours for security reasons and all your Credit Card transactions will get declined. You can unlock your card by calling Customer Care service

Know more about different Credit Cards provided by Kotak Mahindra Bank.

Steps for generating password for IVR Transactions

Please follow the steps given below for generating password for IVR Transactions:

SMS “KOTP XXXX” (last four digits of Kotak Credit Card number) to 5676798 or 9212738927 from your registered mobile number before your transaction.

You will automatically receive a numeric password on your registered mobile number.

Call the merchant where you wish to purchase the product or service from.

Please enter your Credit Card number, expiry date and CVV number.

Enter the numeric password through your phone.

Proceed with processing your phone (IVR) transaction.

Each purchase will have a new and unique password which can be used within 4 hours. Kindly note that no phone (IVR) transactions can be carried out without following the password process.

Know more about different Credit Cards provided by Kotak Mahindra Bank.