If you’re losing sleep over bad credit, ads
promising a quick fix can seem like a dream come true. But, hook up with
the wrong company and your dreams of clean credit can quickly turn
into a living nightmare.

While the economy
has faltered in recent years, credit repair companies have flourished. As
is often the case, hard times for consumers create opportunities for
scammers. An unscrupulous credit repair company may collect upfront
fees, may make you pay for things you can get for free or may even
persuade you to break the law.

If you are knee-deep in debt and thinking about a
credit repair service, read out guide to find out how to recognize a dishonest credit repair service.

The 4-minute film opens with 23-year-old Jenny saying
goodbye to the car she had throughout high school and college. Buying a new car
will be her first big purchase as an adult. Jenny does her research and settles
on the perfect car for her, a "lil' beauty." However, Jenny is
devastated to discover that her credit score is too low to qualify for the
advertised interest rate. Jenny can't afford the car...

What could Jenny have done differently? Is there a happy
ending in store for Jenny? Watch the
video to find out. If you like it, we hope you will share it with friends
and family.