Jose Mourinho believes the first trophyless season of his glittering managerial career is a possibility - but says it would be utterly unacceptable.

INDEPENDENT

BRITAIN: LAND OF THE HOMELESS

The number of homeless people in England is rising sharply as a result of the Government's welfare reforms and the chronic lack of affordable housing.

LED OFF TO HIS EXECUTION: NORTH KOREAN LEADER WHOSE FAMILY TURNED ON HIM

Fears of a large-scale purge of North Korea's political elite were growing last night as more details emerged of the execution of a key member of the ruling family, at the apparent behest of his nephew, Kim Jong-un, and of his own wife.

SAATCHI MADE ME BUY HIS BOOK TO BOOST IT UP CHARTS, PA TELLS COURT

Charles Saatchi sent one of Nigella Lawson's personal assistants out four times a week to buy copies of his own book to send it up the bestsellers list, a court was told yesterday.

City:

'I HOPED THIS WOULD END WHEN I BLEW THE WHISTLE. I WAS WRONG'

Paul Moore, the celebrity whistleblower whose explosive evidence over HBOS led to the resignation of one of the City's top bankers, is appalled.

HOW THE HOUSING MARKET CAN HEAT UP AS FAST AS A MICROWAVE

The housing market is capable of overheating with little warning, a senior Bank of England official said yesterday, amid rising concerns that the Government's mortgage subsidies could be inflating a fresh property bubble.

TIMES:

UNIVERSITIES BACK DOWN ON SEXUAL SEGREGATION

Islamic speakers at universities will no longer be allowed to demand that men and women sit apart after vice-chancellors withdrew their controversial guidance that sex segregation was acceptable.

NEVER MIND THE HYPE: BEYONCE SPRINGS A SURPRISE

The release of a major pop album usually requires cranking up the hype machine.

Scores of Islamic protesters joined one of Britain's most controversial preacher yesterday to demand restaurants and shops stop selling alcohol in a popular area of London.

City:

RSA BOSS QUITS AS INSURER ISSUES THIRD PROFIT WARNING

RSA is expected to slash its dividend and raise hundreds of millions in additional capital after it issued its third profits warning in less than six weeks and a financial scandal in Ireland claimed the job of its chief executive after less than two years.

ROYAL MAIL WANTS FAIR FIGHT WITH NEW RIVAL

Royal Mail is calling for the regulator to intervene after its Dutch rival teamed up with Lloyds Banking Group to offer an "end-to-end" postal service.

MIRROR:

BABY P MUM WANTS GASTRIC BAND ON THE NHS

Baby P's 22-stone mum is so desperate for a man she wants a gastric band op on the NHS costing £7,000.

N. KOREAN DESPOT KILLS "TRAITOR" RIVAL

Hands bound by cable and strong-armed by two soldiers, the uncle of North Korean leader Kim Jong-Un is dragged off to be executed.

Viewers could have been excused for expecting an evening of jollity from the country's sharpest wits.

THE BETRAYAL OF UK'S STAY-AT-HOME MUMS

Britain's stay-at-home mothers feel under twice as much financial pressure as those in Europe, research has found.

Sport:

MOYES MISERY

The crisis facing David Moyes grew deeper last night as Robin van Persie was ruled out for a month and Peter Schmeichel claimed there are current Manchester United players who don't care about the club.

WENGER: THE HEAT IS ON CITY

Arsene Wenger insists the pressure is all on Manchester City as he takes Arsenal to the Etihad Stadium for today's crucial lunchtime clash.

GUARDIAN:

NHS PLEDGES TO END LOTTERY OF WEEKEND HOSPITAL ADMISSIONS

Patients taken into hospital at the weekend as an emergency will in future be routinely seen by senior doctors, to end "ethical unjustiﬁable" higher death rates on Saturdays and Sundays under a radical £2bn plan that will see the NHS providing high quality care every day.

NORTH KOREA EXECUTION FUELS FEARS OF REGIME UNRAVELLING

North Korea's brutal purge and execution of Kim Jong-un's uncle has raised fears of instability in a state with a nuclear weapons programme and a willingness to ratchet up regional tensions.

POLAR PRINCE HARRY AND WOUNDED WALKERS ON BOTTOM OF THE WORLD

Prince Harry was planning "a few whiskies" at the bottom of the world yesterday to celebrate reaching the South Pole with 13 injured service personnel after a gruelling three-week trek.

City:

IRISH RESCUE EXIT STIRS EUROZONE RECOVERY HOPES

Three years after being saved from bankruptcy by a trio of international lenders with a 67.5bn euros (£56.8bn) loan, Ireland has become the first stricken eurozone state to exit its rescue programme.

RAISED SPIRITS GIVE WHISKEY MAKERS THIRST FOR GROWTH

With Ireland restoring its fiscal sovereignty this weekend, it is a sign of emboldened economic confidence that the country's whiskeys are launching a fresh assault on Scotland's domination of the trade.

INDEPENDENT:

BRITAIN: LAND OF THE HOMELESS

The number of homeless people in England is rising sharply as a result of the Government's welfare reforms and a chronic lack off affordable housing.

LED OFF TO HIS EXECUTION

Fears of a large-scale purge of North Korea's political elite were growing last night as more details emerged of the execution of a key member of the ruling family, at the apparent behest of his nephew, Kim Jong-un, and of his own wife.

SAATCHI MADE ME BUY HIS BOOK TO BOOST IT UP THE CHARTS, PA TELLS COURT

Charles Saatchi sent one of Nigella Lawson's personal assistants out four times a week to buy copies of his own book to send it up the bestsellers list, a court was told yesterday.

City:

PREDATORS TO CIRCLE RSA AFTER BOSS QUITS WITH ANOTHER PROFIT WARNING

The deeply troubled insurance giant behind the More Than brand, RSA, was yesterday left vulnerable to a takeover or a break-up as the company issued its third profits warning in six weeks, its chief executive and said its dividend could be cut again.

FORMER MINISTERS SLAMS SERCO AFTER IT PULLS OUT OF GP COVER CONTRACT

Under-fire Government contractor Serco has proved it is "good at bidding but not at delivery" after withdrawing from an out-of-hours GP contract in Cornwall, according to one of Westminster's most powerful MPs.

i:

WINTER A&E CRISIS BEGINS

Fears the NHS may face its "worst winter yet" are mounting after it emerged that hospitals last week saw the highest numbers of emergency admissions since records began.

THE TRUTH ABOUT SLEEPING ROUGH IN BRITAIN

The number of homeless people in England is rising sharply as a result of the Government's welfare reforms and the chronic lack of affordable housing, according to a study.

YOUNG DICTATOR STARTS EXECUTING HIS FAMILY

The killing of Jang Song-thaek, a key member of North Korea's first family and a man widely seen as regent to leader Kim Jong-un, may have been ordered by his closest relatives.

City::

RSA LEFT OPEN TO TAKEOVER AS CHIEF QUITE AND SHARES FALL

The deeply troubled insurance giant behind the More Than brand was yesterday left vulnerable to takeover or a break-up as it issued its third profits warning in six weeks, lost its chief executive and said its dividend could be cut again.

BITCOIN USERS WARNED THEY HAVE NO PROTECTION

More fears over the digital currency Bitcoin were raised yesterday after a European banking watchdog warned of "violent fluctuations" in value and told consumers they would have no protection or compensation if they used virtual internet currencies.

Joe Hart and Ashley Cole were fuming last night after being axed yet again for today's big Premier League games.

SKIPP TO THE LU!

Luis Suarez is a shock contender to captain Liverpool tomorrow.

FT:

MORE THAN OWNER IN DASH FOR CASH

One of Britain's biggest insurance companies is scrambling to find hundreds of millions of pounds to shore up its finances after an accounting scandal at its Irish business that has prompted the group's chief executive to quit.

'CHOCFINGER' FORCES TO SELL COMMODITIES TRADING ARM FOR THE PRICE OF A MARS BAR

Anthony Ward, the cocoa trader known as "Chocfinger" for a string of audacious deals in commodities markets, has been forced to sell his London-based cocoa, coffee and sugar trading business for just 1 US dollar - about the price of a Mars bar.

UK HANDS OUT RECORD £472m IN BANK FINES

A record £472m in fines were handed out by the UK's watchdogs in 2013 following financial misconduct at some of the world's biggest banks.

Companies and markets:

QUALCOMM JOB SWITCH HEADS OFF MICROSOFT

Qualcomm chief executive Paul Jacobs stepped back to become executive chairman yesterday, as the wireless chipmaker's board hastily promoted president Steve Mollenkopf as his successor, heading off a potential attempt by Microsoft to poach him as its own chief.

ASIA ON TRACK FOR WORST YEAR OF DEALMAKING SINCE 2009

Asia is on course for its worst year of mergers and acquisitions activity since 2009, as volatile markets sap confidence and dampen dealmaking.