Now, you can check or verify your existing Provident Fund Member balance Online. .Presently, this blog provides to check the current balance in your PF account by providing Employer's establishment code and PF account number which would be available in your monthly payslip

Public Provident Fund (India)

Public Provident Fund (PPF) is a savings-cum-tax-saving instrument in India. It also serves as a retirement-planning tool for many of those who do not haveany structured pension plan covering them. Individuals and Hindu Undivided Families can open the PPF account. Even in the name of a minor account can be opened.

A person can have only one account in his name. The account can be opened in designated post offices, State Bank of India branches and branches of some nationalised bank.Non-resident Indians (NRIs) are not eligible to open an account under the Public Provident Fund Scheme. If a resident who subsequently becomes NRI during the currency of maturity period prescribed under Public Provident Fund Scheme, may continue to subscribe to the fund till its maturity on a non-repatriation basis. Rate of Return on PPF is 8.6 % p.a. (Compounded annually). Interest is calculated on the lowest balance between the close of the fifth day and the last day of every month. The contribution to the account can vary from year to year, from a minimum of Rs 500 to a maximum of Rs 100,000 in any given year.

Investments in a PPF account can be made in multiples of Rs 5, either lumpsum, or in installments (not exceeding 12 in a year and more than one deposit can be made in a month). The credit to the PPF account is made on the date of presentation of the cheque and not on the date of its clearance. This allows flexibility in savings. The tenure of the PPF account is 15 years, which can be further extended in blocks of

5 years each for any number of blocks. The extension can be with or without contribution. An account holder, continuing with fresh subscription, can withdraw up to 60% of the balance to his credit at the commencement of each extended period in one or more installments but only once in a year.

Every subscription shall be made in cash or through a crossed check or draft or postal order, in favor of the accounts office, at the place at which that office is situated. In case of any check, draft or postal order should be drawn at a bank or post office at that place. Nomination facility is available. In the case of joint nominees, it is possible to allocate the percentage of benefits to each nominee.A loan repayable in 36 months can be obtained in or after the 3rd year, up to 25 per cent of the balance at the end of the preceding financial year. The interest charged on the loan is 1 per cent higher for the first 36 months, and thereafter, 6 per cent on the outstanding amount. A second loan can be obtained before the end of the 6th financial year if the first one is fully repaid.

Provident Fund Data Available for the given below locations:

EPFO Agra

EPFO Bandra

EPFO Mysore

EPFO Allahabad

EPFO Bangalore

EPFO Nagercoil

EPFO Amritsar

EPFO Bellary

EPFO Nagpur

EPFO Bareilly

EPFO Berhampur

EPFO Nashik

EPFO Bathinda

EPFO Bhopal

EPFO Nizamabad

EPFO Bhagalpur

EPFO Bhubaneshwar

EPFO Peenya

EPFO Chandigarh

EPFO Bommasandra

EPFO Port Blair

EPFO Dehradun

EPFO Chennai

EPFO Puducherry

EPFO Delhi

EPFO Chikmagalur

EPFO Pune

EPFO Faridabad

EPFO Coimbatore

EPFO Raichur

EPFO Gorakhpur

EPFO Darjeeling

EPFO Raipur

EPFO Guntur

EPFO Durgapur

EPFO Rajahmundry

EPFO Gurgaon

EPFO Goa

EPFO Rajkot

EPFO Haldwani

EPFO Gulbarga

EPFO Ranchi

EPFO Hyderabad

EPFO Guwahati

EPFO Rourkela

EPFO Jaipur

EPFO Gwalior

EPFO Salem

EPFO Jalandhar

EPFO Howrah

EPFO Shillong

EPFO Jodhpur

EPFO Hubli

EPFO Shimoga

EPFO Kadapa

EPFO Indore

EPFO Siddipet

EPFO Kanpur

EPFO Jabalpur

EPFO Siliguri

EPFO Karnal

EPFO Jalpaiguri

EPFO Solapur

EPFO Kota

EPFO Jamshedpur

EPFO Surat

EPFO Lucknow

EPFO Jangipur

EPFO Tambaram

EPFO Ludhiana

EPFO Kandivali

EPFO Thane

EPFO Meerut

EPFO Kannur

EPFO Thiruvananthapuram

EPFO Muzaffarpur

EPFO Karimnagar

EPFO Tinsukia

EPFO Noida

EPFO Keonjhar

EPFO Tirunelveli

EPFO Patancheru

EPFO Kochi

EPFO Trichy

EPFO Patna

EPFO Kolhapur

EPFO Udupi

EPFO Rohtak

EPFO Kolkata

EPFO Ujjain

EPFO Shimla

EPFO Kollam

EPFO Vadodara

EPFO Udaipur

EPFO Kottayam

EPFO Vapi

EPFO Varanasi

EPFO Kozhikode

EPFO Vashi

EPFO Agartala

EPFO Kukatpally

EPFO Vellore

EPFO Ahmedabad

EPFO Madurai

EPFO Visakhapatnam

EPFO Akola

EPFO Mangalore

EPFO Warangal

EPFO Aurangabad

EPFO Mumbai

EPFO Whitefield

Withdrawals from PPF accountA withdrawal is permissible every year from the 7th financial year of the date of opening of the account. Only if the amount does not exceed 50% of the balance at the end of the 4th preceding year, or the year immediately preceding the year of the withdrawal, whichever is lower, less the amount of loan if any. Bookmark Link: Employee Provident Fund details Online, Check PF details Online, PF Claim StatusThere is no tax on the amount withdrawn. The withdrawal can be used to reinvest in the PPF account.

PPF defaults and revivalIf the PPF account-holder fails to deposit the minimum Rs 500 in a given financial year, the account is considered as discontinued but the interest will continue to accrue and be paid at the end of the term. Loans and withdrawals are not allowed. This account can be revived on payment of a fee of Rs 50 for each year of default, along with the arrears of subscription of Rs 500 for each such year.