Get an unsecured loan you can use for any purpose you wish. We have access to loans of up to £25,000 and as little as £1000. And the great thing about personal loans is that you don't have to own your home nor have perfect credit.

If you own your home then a secured homeowner loan allows you to borrow against the equity in your home. Often you can borrow more and at lower rates than with a unsecured personal loan. The average loan amount borrowed is around £25k to £30k, but we have lenders who could offer you much more (subject to your circumstances).

How to get your Guarantor Loan today

The online application process we've put in place with our lenders means a smooth, fast journey for you. The whole of your application, from initial enquiry through to signing the lender's "paperwork", is done online. You don't need to send in any copy documents (except in very particular situations) because lenders have developed ways to do the necessary checks online, and instantly as you sit on your mobile or laptop. If you have all the necessary information to hand and an acceptable guarantor lines up then you could get your guarantor loan today.

The online process works like this:

Make your initial enquiry through our website - the form takes 1 minute to complete, and another minute to get an instant decision from our panel of lenders

We'll show you only those lenders who say they can lend (in principle)- as we deal with nearly all the UK's lenders you don't need to apply again via any other site.

You'll see the deals on offer

You can click through to your chosen lender(s)

Complete the details on your lender's website

Ensure your guarantor co-signs the agreement (online)

Your lender could pay out your guarantor loan today.

How do lenders provide an instant payout?

Lenders often manage to make loan payouts the same day as the application. They're not quite instant, but we have heard of cases where it happens in just a few hours. This is possible when:

the applicant's personal circumstances are not complex (even if they have credit issues)

the applicant's first guarantor is acceptable to the lender

the applicant and guarantor are available to keep the process moving forward (e.g. to answer any questions the lender may have, or to have the quick confirmation phone calls with the lender)

the enquiry is received early enough for the bank transfer to be feasible before the end of the banking day

Useful Related Pages:

Online Service

When it comes to getting you your guarantor loan our online service is second to none. In fact Solution-Loans.co.uk has scored4.6 out of 5 based on 198 ratings & 31 user reviews for its guarantor loans service.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

MISSING PAYMENTS ON A LOAN WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE

Correspondence Address: PO Box 414, Reigate, Surrey, RH2 2DN.

Solution Loans is a licensed credit broker and not a lender. Nothing on this website constitutes financial advice. If you need financial advice you should speak to a qualified financial advisor. This website provides information only. The choice of product is yours and your alone. As a broker we process the information you provide us and we may pass this onto our trusted third party lenders and brokers. All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to affordability. § Visit how we earn revenue for more information.