Home Mortgage Disclosure Act Aggregated Statistics

907 Originated: 49 FHA, FSA/RHS & VA Home Purchase Loans for an average of $70,878, 153 Conventional Home Purchase Loans for an average of $64,314, 507 Refinancings for an average of $61,355, 163 Home Improvement for an average of $21,497, 32 Non-occupant Loans on < 5 Family Dwellings for an average of $42,813, 3 Loans On Manufactured Home Dwelling for an average of $44,000

187 Approved applications but not accepted: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $46,000, 35 Conventional for an average of $56,229, 109 Refinancings for an average of $63,807, 40 Home Improvement for an average of $24,625, 1 Non-occupant Loan on < 5 Family Dwelling for $36,000

640 Denied applications: 12 FHA, FSA/RHS & VA for an average of $72,250, 58 Conventional Home Purchase for an average of $60,741, 414 Refinancings for an average of $80,319, 131 Home Improvement Loans for an average of $26,313, 1 Dwelling For 5+ Families for $22,000, 18 Non-occupant Loans on < 5 Family Dwellings for an average of $45,556, 6 Loans On Manufactured Home Dwelling for an average of $35,667

233 Applications withdrawn: 1 FHA, FSA/RHS & VA for $83,000, 18 Conventional Home Purchase for an average of $53,667, 180 Refinancings for an average of $69,800, 29 Home Improvement Loans for an average of $32,172, 5 Non-occupant Loans on < 5 Family Dwellings for an average of $41,400

68 Files closed for incompleteness: 8 Conventional for an average of $61,500, 51 Refinancings for an average of $71,510, 7 Home Improvement for an average of $61,143, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $65,500

Compared to the state average:

The number of loans originated per 1000 residents (501) is above OH average (401). The average loan value for this tract ($54,494) is significantly below the state average ($114,927).

The number of loans not accepted per 1000 residents (103) is above OH average (66). The average loan value for this tract ($53,668) is significantly below the state average ($94,379).

The number of loans denied per 1000 residents (354) is significantly above OH average (180). The average loan value for this tract ($65,852) is below the state average ($89,180).

The number of loans withdrawn per 1000 residents (129) is significantly above OH average (81). The average loan value for this tract ($63,318) is significantly below the state average ($109,502).

The number of loans closed per 1000 residents (38) is significantly above OH average (22). The average loan value for this tract ($69,088) is significantly below the state average ($113,563).

HMDA - Loans Count

HMDA - Average Loan Value ($)

Private Mortgage Insurance Companies Aggregated Statistics

92 Originated: 51 Conventional for an average of $67,784, 37 Refinancings for an average of $84,865, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $44,000

21 Loans approved - not accepted: 7 Conventional for an average of $55,714, 13 Refinancings for an average of $86,462, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $38,000

6 Denied loans: 1 Conventional Home Purchase Loan for $100,000, 5 Refinancings for an average of $71,600

8 Withdrawn applications: 7 Refinancings for an average of $108,143, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $114,000