What You Need To Know:

Equifax® 3-Bureau credit scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian® and TransUnion® credit files. Third parties use many different types of credit scores and will not use the Equifax 3-Bureau credit scores to assess your creditworthiness.

Understand your credit

Credit can be complicated. But it doesn’t have to be. Learning responsible credit behavior can set you up to reach your goals. Find out what’s in your Equifax credit report, how your credit score is calculated, and how to get on track in your credit journey.

Help better protect yourself from identity theft

Learn how to help better protect your identity, and what you should look out for. Find out how identity theft happens, and whether you or your children may be at risk. And if you've been the victim of identity theft, find out what you can do immediately to begin the recovery process.

Make a large purchase

Life is a series of milestones, and when it comes to finances, knowledge is your most valuable asset. If you’re planning to buy a home, purchase a car, or take out a loan, find out what potential lenders are looking for.

Credit monitoring from Experian and TransUnion will take several days
to begin.

Internet scanning will scan for your Social Security number (if you
choose to), up to 5 bank account numbers, up to 6 credit/debit card
numbers that you provide, up to 3 email addresses, up to 10 medical ID
numbers, and up to 5 passport numbers. Internet Scanning scans
thousands of Internet sites where consumers' personal information is
suspected of being bought and sold, and is constantly adding new sites
to those it searches. However, the Internet addresses of these
suspected Internet trading sites are not published and frequently
change, so there is no guarantee that we are able to locate and search
every possible Internet site where consumers' personal information is
at risk of being traded.

We will require you to provide your payment information when you sign
up. We will immediately charge your card the price stated and will
charge the card the price stated for each month you continue your
subscription. You may cancel at any time; however, we do not provide
partial month refunds.

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