This plan is an extension of the manufacturer's warranty, including all parts and labor. If original manufacturer's warranty includes in-home service, this extension is also in-home. If original manufacturer's warranty is carry-in, this extension is also carry-in. The Ultimate Service Plan is based on the dollar amount of the sale of product excluding tax and delivery. The Ultimate Service Plan on appliances mirrors the manufacturers warranty in its coverage; it covers everything that the manufacturer covers. If you have an in-home factory warranty then the extended warranty is also in-home. All contracts are date of purchase inclusive of the manufacturers warranty. The extensions begin at the conclusion of the shortest portion of the manufacturers warranty. If the manufacturers warranty were 90 days labor and one year parts, the extended warranty would begin on the 91st day and run for the duration of the contract period. Date of Purchase Contracts begin at once including the manufacturers warranty.