Research carried out in September 2012 by Skipton Financial Services showed that the average UK family now needs to bring home 2,067 pounds a month to break even. This includes mortgage or rent payments, utility bills, insurance, food shopping and motoring, plus the cost of dressing a family, owning a mobile phone and landline, travelling to and from work and maintaining a property.

So, we are giving one lucky reader the chance to win a cheque for 2067 pounds to help cover the cost of their bills for one month. An entry form will be printed inside the ECHO every day from Monday 14th January until Saturday 26th January 2013.

To be in with a chance of winning, simply purchase a copy of the ECHO between the 14th and 26th January, fill in your details on the entry form and send to us at the address provided. There is no limit to the number of times you can enter. Send us as many completed entry forms as you can, to be in with an even bigger chance of winning. Good Luck!