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Did you know that an estimated 12.8 million Americans of all ages need assistance from others to carry out everyday activities? Approximately 40% are working-age adults 18 6o 64 and 57% are persons aged 65 and older.

How do you plan for your future care needs? Consider long-term care insurance. November is LTC Awareness Month and no matter what your health is now, the younger you are, the healthier you are, can not only affect your premiums, but you may be entitled to discounts. And finally you will be eligible for a tax-deduction.