When moving house you will hear about conveyance and you may wonder what it is exactly. Essentially, the conveyance is moving of property deeds from one person’s ownership to another person’s. It can also be the granting of the encumbrance of a loan – known as a mortgage to someone else. The first steps of […]

A house is probably the biggest purchase you will ever make, and buying your first home can be stressful and confusing. There’s a lot to consider, but there are many things you can do to make the process run more smoothly. First Home Wish List A wish list that describes everything you want in your […]

What is a lease purchase? A Lease Purchase Agreement is generally an agreement between two people regarding a piece of property. One person is the landlord (and/or the owner), while the other is called the tenant. The owner of the property, typically (but not always) a single family home, and decides to sell it on […]

It is important to make sure the closing goes smoothly. There are a lot of people that will be involved in the transaction of buying your house. Here is a list of who these might include: Mortgage broker Loan processor Realtor Seller Home inspector Pest and dry rot inspector Appraiser Handyman Title officer Insurance agent […]

Successful Home Ownership I – “Qualify” vs. “Afford” In my many appointments with hopeful homeowners to be and with those hoping to make a transition to another home or purchase a second home, I often draw a simple distinction between two words—qualify and afford. The word qualify is my word. As the lender I need […]