A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

... I'm going to be honest of what I'm going to say here.

I'm 25 this year. I'm very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above.

You might say that I'm greedy, but an annual salary of $1M is considered only as middle class in New York.

My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married?

I wanted to ask: what should I do to marry rich persons like you?

Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit.

If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough.

I'm here humbly to ask a few questions:
1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches are only average-looking? I've met a few girls who don't have looks and are not interesting, but they are able to marry rich guys.

4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)

Ms. Pretty

A philosophical reply from CEO of J.P. Morgan:

Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.

My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I'm not wasting time here.

From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.

Put the details aside, what you're trying to do is an exchange of "beauty" and "money" : Person A provides beauty, and Person B pays for it, fair and square.

However, there's a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can't be prettier year after year.

Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It's not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.

By the terms we use in Wall Street, every trading has a position, dating with you is also a "trading position".
If the trade value dropped we will sell it and it is not a good idea to keep it for long term - same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or "leased".

Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.

My personal mechanic came down this weekend got the secret car up to about 90% fixed, just need new head lights,new plate bulb, and new window motor. But it is road worth at the moment. Might take it for a spin around the block tomorrow after work.

My personal mechanic came down this weekend got the secret car up to about 90% fixed, just need new head lights,new plate bulb, and new window motor. But it is road worth at the moment. Might take it for a spin around the block tomorrow after work.

Not sure if it's just me or not but does anyone just not give a fawk about the upcoming "car season"? I keep seeing stuff about Import Face-Off at Crapitol and the CPT at Bowie Stadium or wherever and really feel underwhelmed.

Not sure if it's just me or not but does anyone just not give a fawk about the upcoming "car season"? I keep seeing stuff about Import Face-Off at Crapitol and the CPT at Bowie Stadium or wherever and really feel underwhelmed.

I'm a little excited actually. I haven't really been active outside of the Z crowd for a minute. Things are finally stabling down for me and this summer is looking like I'll have plenty of free time to get back to the hobby.

Trying to pull the trigger on the Sv650. Maybe around May I will join you.

Hit Alberto up for advice on what to look for he seems to know the sv650 really well. I can give you the basic pointers for all bike buying but I'm not sure about the sv from year to year other then don't buy an older model get the 2002? And up model.

Also start pricing out insurance one company to the next can be a 1000% difference in price. Yes thousand %

Hit Alberto up for advice on what to look for he seems to know the sv650 really well. I can give you the basic pointers for all bike buying but I'm not sure about the sv from year to year other then don't buy an older model get the 2002? And up model.

Also start pricing out insurance one company to the next can be a 1000% difference in price. Yes thousand %

Currently my 919 cost me $106/yr liability and comp.

Thanks for the advice. I still need to get my license first, going to take a class in May.