Re: Score Watch Not Updating

I have been a lurker on this forum for quite a while.... but today I am pretty upset and decided to post! I have not received an alert since February 23rd. Since then, I have paid my util down quite a bit and have had four collections removed from my reports. I have received two alerts this week from a different credit monitoring service. Although those scores are fakos, they show almost a 100 point gain!!! Still NO ALERTS from myfico!!!!!!! I do have my alerts on myfico set to my exact score so I know that isn't the problem! I refuse to believe that my FICO didn't increase at all!!!

I share your concern over the delay in SW updates. For me, EQ's CMS reported a nice balance reduction and a sold score jump, which I am also waiting on SW to update.

Since this just happened Thursday I expect a SW update will occur in about 7-10 days after.

Now if you did not have score watch, what would it cost you?? $20 per full FICO report say 3+ times a month = $60+ per month

Score watch costs even less than a single report and it gives you score updates based on changes that trigger alerts (like I just got a new account alert) or if just score change ever 7-10 days. Score Watch's price of $15/m seams fair to me... Now if you don't like it and want to buy a full FICO report every week

P.S. How about Score Watch Premium with say 3-4 day updates for $25-35/m? (plus perhaps an extra fico pull every month or ability to see soft pulls or ...)

I didn't complain at all about the price, I think it is more than fair. I was just frustrated that what I am paying for wasn't working correctly. I am working hard to repair my credit and would like to see my progress. I understand and expect a little lag time but dang!

By the way, obviously there was someting wrong. About 30 minutes after I posted this, I received an alert.....60 point gain!! It wasn't coincidental that I got the alert right after my post either! So, thank you to the administrators that monitor the boards and check into customer complaints. I really appreciated getting the alert tonight!

Re: Score Watch Not Updating

I have been a lurker on this forum for quite a while.... but today I am pretty upset and decided to post! I have not received an alert since February 23rd. Since then, I have paid my util down quite a bit and have had four collections removed from my reports. I have received two alerts this week from a different credit monitoring service. Although those scores are fakos, they show almost a 100 point gain!!! Still NO ALERTS from myfico!!!!!!! I do have my alerts on myfico set to my exact score so I know that isn't the problem! I refuse to believe that my FICO didn't increase at all!!!

I share your concern over the delay in SW updates. For me, EQ's CMS reported a nice balance reduction and a sold score jump, which I am also waiting on SW to update.

Since this just happened Thursday I expect a SW update will occur in about 7-10 days after.

Now if you did not have score watch, what would it cost you?? $20 per full FICO report say 3+ times a month = $60+ per month

Score watch costs even less than a single report and it gives you score updates based on changes that trigger alerts (like I just got a new account alert) or if just score change ever 7-10 days. Score Watch's price of $15/m seams fair to me... Now if you don't like it and want to buy a full FICO report every week

P.S. How about Score Watch Premium with say 3-4 day updates for $25-35/m? (plus perhaps an extra fico pull every month or ability to see soft pulls or ...)

I didn't complain at all about the price, I think it is more than fair. I was just frustrated that what I am paying for wasn't working correctly. I am working hard to repair my credit and would like to see my progress. I understand and expect a little lag time but dang!

By the way, obviously there was someting wrong. About 30 minutes after I posted this, I received an alert.....60 point gain!! It wasn't coincidental that I got the alert right after my post either! So, thank you to the administrators that monitor the boards and check into customer complaints. I really appreciated getting the alert tonight!

Hi MzHunt,

Honestly, if I had the power to make Score Watch send alerts, everyone here would be alerted every day! (it's okay, tho, if you'd rather believe you can get alerted by posting to this board... and then give me credit for it)

I had one balance go up by $2, and I just got a SW update. I know other balances have gone down quite a bit. May not have been enough to change the FICO though. The $2 hit CreditKarma today as well, FYI.

Re: Score Watch Not Updating

I have paid down a considerable amount of debt and haven't received a notice from Score watch either. Matter of fact I haven't received an alert from scorewatch since March 2nd. I used to get an update twice ...sometimes even three times a week.

Re: Score Watch Not Updating

I have paid down a considerable amount of debt and haven't received a notice from Score watch either. Matter of fact I haven't received an alert from scorewatch since March 2nd. I used to get an update twice ...sometimes even three times a week.

Hi Errin1,

Hopefully, you're aware that SW doesn't alert you to balance decreases? But, I can understand how you might be expecting a score increase after paying down some debt. What kind of debt did you pay down? If it's credit card, the chances of a score increase are good, while if it's installment, collection or public record debts that were paid, don't expect to see much, if any, score change.

Also, to be alerted to the next score change, it's a good idea to set your target as your current/latest EQ score. For more info on SW, check out Score Watch Guide.

Re: Score Watch Not Updating

Thanks Barry for the info. It was CC debt (finished paying off Xmas) so I expected to see an increase but I haven't seen a thing. I set my score to my current and it's been over 2 weeks and nada. I even had a spike with my bogus creditkarma score but no change on ScoreWatch.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair
organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or
assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.