About Us

Simerly-Ayers Insurance Group, Inc., founded in 1989, has offices in Fort Walton Beach and DeFuniak Springs, Florida. Our company provides health insurance for individuals and groups: life insurance, dental insurance, cancer insurance, accidental insurance, intensive care insurance, dread disease insurance, and long-term care insurance. We also assist people in their retirement and estate planning.We provide information and rates for individuals and groups who are interested in obtaining health and life insurance and we pride ourselves on the fact that we attempt to educate our clients on the various aspects on health insurance,life insurances and ancillary products.

We also provide continuing service for our clients, once we have them insured. Our clients have the capability of calling or writing to us anytime, asking questions about their coverage.

In case of life insurance, if there is a death, we handle the death claim.

Rick Simerly, CLU, Co-Owner:

Individuals can call Rick regarding individual and group policies for health, life, dental and disability, and also estate and retirement planning. His primary phone number is (850) 244-8946 and his cell phone number is (850) 699-2759. His e-mail address is[email protected]

Robert Ayers, JD, Co-Owner:

Individuals can call Bob for life, health, disability, long-term care, and ancillary products. His primary phone number is (850) 243-9303 and his e-mail address is[email protected]

Angel Schauer, Administrative Assistant:

Angel’s main responsibilities are with individual and group health insurance. Her primary phone number is (850) 244-3472 and her e-mail address is [email protected]

Kathleen Windham, Administrative Assistant:

Kathleen’s main responsibilities are with life, disability, group dental, retirement planning, and estate planning issues. Her primary phone number is (850) 244-8946 and her e-mail address is [email protected]

John Garea, Agent:

John has been with the corporation for eighteen years. Clients can contact him with any matter pertaining to individual or group insurance, including health, dental, life, disability, long-term care and ancillary products. His primary phone number is (850) 244-3472 and his e-mail address is [email protected]

Debbie Simerly, Agent:

Debbie has been with the corporation for two years. Clients can contact her with any matter pertaining to individual or group insurance, including health, dental, life, disability, long-term care and ancillary products. Her primary phone number is (850) 699-2760 and her e-mail address is [email protected]