randyfranklin

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Financial planning is very important, but regrettably often overlooked by most investors. A proper financial plan consists of a comprehensive evaluation of your current, and future, financial state. At the most basic level, your financial plan should use current known variables to predict future …

The letter came in the mail, and London Fletcher separated it from the pile and carried it into his home office.<p>The stationery was distinctive, the name on the return address unmistakable: Peyton Manning. Fletcher, the undersized but overachieving Washington Redskins linebacker, had — after 16 NFL …

That being said, some women simply aren’t down with going down.<p>If that’s the case, try to find out why—and if there’s anything you can do to make it better for her. If she’s still not on board, know that she’s not obligated to give oral sex.<p>Otherwise, consider these rules for fellatio etiquette. …

Bourbon is a distinctively American spirit—and nearly as old as the spirit of America itself. Woodford Reserve, which began as a father-son operation in the 1780s, deep in the heart of Kentucky, is recognized as the birthplace of bourbon. But while it is the oldest bourbon distillery in operation, …

Everything you need to know.<p>Travelers often swap theories on the right—and wrong—time to book a flight. We've heard it all: The lowest fares are on Tuesdays at 3 p.m. Eastern. (No, Wednesday at 1 a.m. is the best time to buy!) You need to book at least two months before you fly. (No, you should …

It's no news that men and women tend to manage and invest their money differently.<p>A new report from robo-adviser SigFig, however, sheds some light on exactly how differently that is.<p>By analyzing the portfolios of over 750,000 retail investors, SigFig highlighted patterns pertaining to risk, …

<b>Do this:</b> First, warm up for a mile, and then start your intervals. You’ll run as hard as you can for the prescribed amount of time, and recover with a jog for 90 seconds.<p>You’ll be able to push harder during the 1-minute intervals than during the 3-minute intervals. However, there’s no set pace …

Exactly how the practice does this is a bit of a mystery, says study coauthor Madhav Goyal, M.D. Anxiety and depression are rooted in your mind. And it’s possible the focus and discipline required for meditation helps train your brain to tune out negative emotions or symptoms—or at least their …

(Boost your testosterone, as well as your health and sex drive, with stuff you may never learn from your doctor!)<p><b>Should I get the HPV vaccine?</b><p>You may consider HPV the common cold of STDs, but the Center for Disease Control and Prevention recently named the virus one of the top five health threats …

(Spark her enthusiasm and try a new position TONIGHT!)<p>“Antidepressants have a suppressive effect on sympathetic arousal, which means they calm the mind and lower the body’s state of constant stress,” explains study author Tierney Lorenz, Ph.D.<p>The downside is when you actually <i>want</i> the body to become …

Coal’s potential transformation might be juxtaposed next to that which occurred in the telecom sector. There, rotary phones were replaced with touch tones that are being supplanted by mobiles and internet protocols.<p>While the coal lobby has fought tenaciously, utilities are ditching their older and …

Here's some bleak news for the coal industry: As much as 65 percent of the U.S. coal fleet could find itself under threat in the years ahead, thanks to cheap natural gas and stricter air-pollution regulations.<p>That's according to a new peer-reviewed study by three researchers at Duke's Nicholas …