Category Archives: Credit Worthiness

Let me share my story with you. I am living proof that you don’t need a credit card or debt of any kinds to be creditworthy. You too can have no debt, no credit and no problems by simply paying attention – not interest!

Interview with Kai Yaniz Kai and I have something in common: We both left the comfort of a regular paycheck to focus on helping others with their personal finances. In our conversation we discuss: Why Americans allow themselves to become trapped in debt How much responsibility do we place on the education system to teach…

I remember sitting in a middle-school classroom being shown how to write a paper check. Yes, that was many years ago when you learned how to type with black ribbon and whiteout instead of a keyboard and monitor. For some reason I also remember my teacher telling me to get a credit card and make small…

Have you ever wondered what happens behind the scenes of the credit score industry? I sit down with Anthony Sprauve from FICO, the big-daddy data collector that created the credit score, to get answers! The interview was recorded live from the Country Financial Podcast Stage at FINCON 14. According to Anthony, this is quite possibly very first…

You can’t turn on the TV or have a conversation with someone about money without the subject of credit scores coming up. With all that awareness you would think that everyone would have a basic understanding of how credit works. Unfortunately, there is a lot of misinformation being spread around, creating credit score myths. There…