Homeowners Insurance in the Poconos, Northeastern PA, and Pennsylvania's Northern Tier including East Stroudsburg, Mount Pocono, Wellsboro and Galeton

What Does Homeowners Insurance Cover?
We offer a large range of home insurance policies that can cover you in the event of water backup, theft, personal injury and other types of losses. Your home is covered, but also are you, your family and even your personal belongings.

As a Nationwide Insurance Agent we offer many different types of homeowners insurance coverage.

HOMEOWNERS INSURANCE COVERAGE OPTIONS

Brand New Belongings®
This option is available in connection with some homeowners, condominium and renters insurance policies. It may help you by paying to repair or replace covered belongings.

Better Roof Replacement®
Get extra roof protection!

Dwelling coverage
From the structure of your home to built-in appliances to wall-to-wall carpet, this insurance will help protect your home when damaged.

Replacement cost plus
If additional money is needed to rebuild after a loss, this cover can help you by paying an additional amount of your home coverage.

Water backup of sewer
This gives additional coverage if there is loss that is due to water that is backed up through sewers or drains.

Valuables Plus®
If you have high-value items including jewelry, watches, antiques and fine art, this insurance will provide you additional coverage for those items.

Other structures coverage
Do you have a detached garage or gazebo? This option provides for property that is not attached to your home.

Contents coverage
For coverage on furniture, clothing and other items in your home, our contents coverage will help with covered losses as your policy defines.

Personal liability
There are two parts to this insurance - bodily injury and property damage. If an accident is to occur in your home that causes damage to something or someone, this personal liability cover may help you pay for covered damages.

Personal umbrella liability insurance
For additional protection for your assets getting a personal umbrella policy will help to cover bodily injury, property damage and personal injury to other people that you are held liable for.

Medical payments to others
If someone is injured on your property, this cover may help you to pay for their medical or funeral expenses.

Ordinance or law insurance
When needing to rebuild your home after a covered loss to current building codes, this insurance may help pay those costs.

Flood insurance
This policy is separate and gives you the option to protect your home and its contents when damaged by a flood.

Earthquake coverage
For this insurance a separate deductible applies to cover earthquake damage.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.