Payday loans put a staggering amount of Americans in debt. They prey on the elderly and military service members. They’re awful, and nearly impossible to regulate. We’ve recruited Sarah Silverman to help spread the word about how to avoid falling into their clutches.
Connect with Last Week Tonight online...
Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight
Find Last Week Tonight on Facebook like your mom would:
http://Facebook.com/LastWeekTonight
Follow us on Twitter for news about jokes and jokes about news:
http://Twitter.com/LastWeekTonight
Visit our official site for all that other stuff at once:
http://www.hbo.com/lastweektonight

published:11 Aug 2014

views:9699994

This Hard MoneyBasics video explains the difference between Hard Money Loans and Bank Financing for Real Estate Investors looking to find financing for distressed property. This video is brought to you by www.ShermanBridge.com

Peer-to-peer lending (sometimes referred to as P2P lending or crowdlending) is basically an alternative to "traditional" banking or in other words, a way for you to borrow from or lend to peers directly.
There is of course a peer-to-peer lending platform that always takes its cut but still, you're practically eliminating an important middle man (the bank) from the equation with peer-to-peer loans.
Will peer-to-peer lending replace banking? Unlikely, at least for the time being.
Are however P2P loans an interesting alternative? Most definitely and all in all, it's clear to absolutely everyone that crowdlending is here to stay.
Please like, comment and subscribe if you've enjoyed this video.
If you'd like to follow me on social media, use one of the links below:
https://www.facebook.com/oneminuteeco...
https://twitter.com/andreipolgar
https://ro.linkedin.com/in/andrei-pol...
To support the channel, please visit OneMinuteEconomics.com to buy my book, donate via PayPal/Bitcoin or become a patron on Patreon.

published:28 Jul 2017

views:5872

http://www.pewtrusts.org/small-loans. 12 million Americans take out payday loans every year, but there are still misconceptions about how they are actually used. Follow the story of Jennifer, a typical payday loan customer, who takes out a cash advance on her paycheck to make ends meet, but ends up paying more than $500 in fees.

published:08 May 2013

views:47479

https://membership.saltlending.com/register?r=7NFU7 JOINSALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUYBITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMASDAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK
Earlier today I covered the Ponzi lending scheme known as Bitconnect, however someone has brought my attention to SALT a cryptocurrency and lending service where you can borrow up to $1m and use your crypto as collateral, whilst I highlighted trust as an issue here, I suppose the fact you're getting money for your asset, negates the need to worry about trust, as you can simply use it if you're ready to sell your crypto, and you have the option to buy back later.
Perhaps you want some cash to speculate, this could be an option.
https://membership.saltlending.com/register?r=7NFU7 JOIN SALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUY BITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMAS DAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK

published:09 Nov 2017

views:45046

Sign up here: https://ethconnect.net/ref/CryptoCorny
NEW GIVEAWAY: https://www.youtube.com/watch?v=GPJCZrpVK0s&t=260s
Sign up for bitconnect here: https://bitconnect.co/?ref=callmecorny
Sign up for Western Coin: https://www.westerncoin.co/cryptocorny
Sign up for Hashflare cloud mining here: https://hashflare.io/r/3265FF09
www.genesis-mining.com
Get 3% off your Genesis Mining contracts with this code at checkout: lQfiJm
Sign up for Coinbase and earn a free $10 when you spend $100 here:
https://www.coinbase.com/join/58659b556861ee5172f6ee57
For donations:
My Bitcoin address: 1AeRvhdwcWXfjB7VfwH1EJqoGiiveAnSCo
My Ethereum address: 0xb8316136677472Ee14e64ce6dA8519CB732aE880
My Litecoin address: LSGErQiGpRQzwbCimp5dmXuGgHA1U6WGzb

published:01 Dec 2017

views:10071

Student loans are leaving millions of Americans with really bad hangovers.
Watch an all-new @Adam Ruins Everything on truTV every Tuesday 10/9C! #AdamRuinsEverything
See more http://www.collegehumor.com
LIKE us on: http://www.facebook.com/collegehumor
FOLLOW us on: http://www.twitter.com/collegehumor
FOLLOW us on: http://www.collegehumor.tumblr.com

published:23 Aug 2017

views:2481601

Learning the Basics of PrivateMoney Lending
This Private Money Basics video explains the Advantages of becoming your own bank so you can Learn the Basics of Private Money Lending. This video is brought to you by FOMHoldings
Are You ExpectingSocial Security To Provide Your Retirement?
Dear Friend,
If the answer is no, and I'm sure it is, please pay very special attention because the following information could make you thousands of dollars in the coming years simply by increasing the yield on the same money you're investing now.
I am a professional and qualified Real EstateInvestor and I'd like to spend the next few minutes talking to you about a way you can control your investments and safely make them grow at three to five times your current rate. Yes, I know it sounds too good to be true, but it isn't. What I'm going to share with you is very common in real estate circles and has been going on right under your nose in every city in America.
Smart people have been utilizing this investment for years. In fact .........
There Have Been Entire Companies BuiltAround This Investment and Those Who Do It Properly Have Grown to Huge Proportions.
This is a very safe investment that produces high yields while at the same time provides security and liquidity.
Do you know what $25,000 is worth in five years compounded at a 7% yield? It's worth $35,440. But now let's take that same $25,000 and invest it for the same five years at 12% simple interest instead of 7% compounded. Now it's grown to an amazing $40,000! That's a $4,560 Difference Simply by Upping the Yield from 7% to 12% ......
That's An Extra $912.00/year
Take Control of Your IRA, Pension Plan, Savings or CD's
Increase Your Yield
Earn 12% Instead of the Average 4-7% Interest
Take a look at the following chart......
5 Years
Amount
7%
Compounded
12%
Simple
Net Increase
$10,000
$14,176
$16,000
$1,824
$25,000
$35,440
$40,000
$4,560
$50,000
$70,881
$80,000
$9,119
$100,000
$141,762
$160,000
$18,238
These numbers are huge when you consider that in the above example the interest earned on the 12% investment could be invested to begin earning 12% too!!!!
If you expand it to a ten year term, your $25,000 would be worth $50,241 at 7% but if you change the yield to 12%, it grows to an incredible $55,000. That's $4,759 free dollars you will actually receive. Can you really afford not to control your own investments? Does it make sense for a bank to run your investments for you? They would like for you to believe it does.
Well, there is an alternative for you to consider. That alternative is......
Private Mortgage Loans
You can loan money, secured by a first or second mortgage that will not only give you the safety you want but will also give you the high yield we've discussed.
Let me see if I can answer some of the questions you may have about making private loans.
Who Borrows At HighRates?
We do because we have learned that...
It's Not the Cost of Money That Counts
But the Availability.
I make it possible to acquire good deals in houses because the funds were available from private lenders that would not be available from banks. If a Real Estate Investor can get good at locating good deals on houses, many times the bank wants to loan on the purchase price not the value of the house, thus penalizing him for being an astute Real Estate Investor. Having the money available will make or break the deal and paying a higher interest rate is irrelevant compared to.....BuildWealth In A Hurry
Private Mortgage Lending Your Key To Higher Profits
· Self Directing IRA's and Pension Plans
· You AreIn Control...Not the Bank
· High Yields of 12%
· Low Risk
· You Control the Terms
· FastLiquidity
· Small Loans
· No Collection Hassles
· Use Borrowed Money to Loan
· Tax Deferred Earnings
Call today for a free audio tape to learn how to increase the earning power of your money.
http://fomholdings.com/private-lending/private-lender-application/
Looking To Participate In The RealEstateMarket To Earn SolidReturns On Your Money: http://www.fomholdings.com/webinar
==============================­=========
Hey it's our very own website: http://fomholdings.com
Oh and our Facebook page: http://facebook.com/fomholdings
Want to know when we're up to? Now you can: http://twitter.com/fomholdings
Guess we should have a Google+ Page, too: gplus.to/fomholdings
Watch our webinar! http://fomholdings.com/webinar
Read our blog! http://bit.ly/1hqG0P3
Subscribe for new videos every Friday! http://bitylink.info/Real-Estate
Sincerely,
Andrew Texidor
PresidentFOM Holdings & Investments LLC.
6394 W. Blackhawk DR.
Glendale , Arizona 85308
Phone: (602) 282-0221
Fax: (602) 282-0221
*Results are not typical. Investors should be aware of the risks inherent of any investment, including the loss of said investment.

Payday loans are supposed to be a short-term quick fix for those who can't get traditional credit. But the loans are rarely actually short-term, and borrowers frequently need to take out a second loan to pay off the first. Special correspondentAndrew Schmertz reports from South Dakota, where some state lawmakers are trying to cap triple-digit interest rates that many struggle to pay.

published:07 Jan 2016

views:47287

Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy

Loan

In finance, a loan is the lending of money from one individual, organization or entity to another individual, organization or entity. A loan is a debt provided by an entity (organization or individual) to another entity at an interest rate, and evidenced by a promissory note which specifies, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.

In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time.

The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent.

Oliver has said that he has full creative freedom, including free rein to criticize corporations. His initial contract with HBO was for two years with an option for extension. In February 2015, it was announced that the show has been renewed for two additional seasons of 35 episodes each. Oliver and HBO programming president Michael Lombardo have discussed extending the show from half an hour to a full hour and airing more than once a week after Oliver "gets his feet under him".

Khan Academy

Khan Academy is a non-profit educational organization created in 2006 by educator Salman Khan with the aim of providing a free, world-class education for anyone, anywhere. The organization produces short lectures in the form of YouTube videos. In addition to micro lectures, the organization's website features practice exercises and tools for educators. All resources are available for free to anyone around the world. The main language of the website is English, but the content is also available in other languages.

In late 2004, Khan began tutoring his cousin Nadia who needed help with math using Yahoo!'s Doodle notepad.When other relatives and friends sought similar help, he decided that it would be more practical to distribute the tutorials on YouTube. The videos' popularity and the testimonials of appreciative students prompted Khan to quit his job in finance as a hedge fund analyst at Connective Capital Management in 2009, and focus on the tutorials (then released under the moniker "Khan Academy") full-time.

Real estate

Real estate is "property consisting of land and the buildings on it, along with its natural resources such as crops, minerals, or water; immovable property of this nature; an interest vested in this (also) an item of real property; (more generally) buildings or housing in general. Also: the business of real estate; the profession of buying, selling, or renting land, buildings or housing."

Residential real estate

Residential real estate is a type of property, containing either a single family or multifamily structure, that is available for occupation for non-business purposes.

Residences can be classified by, if, and how they are connected to neighbouring residences and land. Different types of housing tenure can be used for the same physical type. For example, connected residents might be owned by a single entity and leased out, or owned separately with an agreement covering the relationship between units and common areas and concerns.

Predatory Lending: Last Week Tonight with John Oliver (HBO)

Payday loans put a staggering amount of Americans in debt. They prey on the elderly and military service members. They’re awful, and nearly impossible to regulate. We’ve recruited Sarah Silverman to help spread the word about how to avoid falling into their clutches.
Connect with Last Week Tonight online...
Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight
Find Last Week Tonight on Facebook like your mom would:
http://Facebook.com/LastWeekTonight
Follow us on Twitter for news about jokes and jokes about news:
http://Twitter.com/LastWeekTonight
Visit our official site for all that other stuff at once:
http://www.hbo.com/lastweektonight

10:00

Learning the Basics of Hard Money Lending

Learning the Basics of Hard Money Lending

Learning the Basics of Hard Money Lending

This Hard MoneyBasics video explains the difference between Hard Money Loans and Bank Financing for Real Estate Investors looking to find financing for distressed property. This video is brought to you by www.ShermanBridge.com

Peer-to-peer lending (sometimes referred to as P2P lending or crowdlending) is basically an alternative to "traditional" banking or in other words, a way for you to borrow from or lend to peers directly.
There is of course a peer-to-peer lending platform that always takes its cut but still, you're practically eliminating an important middle man (the bank) from the equation with peer-to-peer loans.
Will peer-to-peer lending replace banking? Unlikely, at least for the time being.
Are however P2P loans an interesting alternative? Most definitely and all in all, it's clear to absolutely everyone that crowdlending is here to stay.
Please like, comment and subscribe if you've enjoyed this video.
If you'd like to follow me on social media, use one of the links below:
https://www.facebook.com/oneminuteeco...
https://twitter.com/andreipolgar
https://ro.linkedin.com/in/andrei-pol...
To support the channel, please visit OneMinuteEconomics.com to buy my book, donate via PayPal/Bitcoin or become a patron on Patreon.

1:54

Payday Loans Explained | Pew

Payday Loans Explained | Pew

Payday Loans Explained | Pew

http://www.pewtrusts.org/small-loans. 12 million Americans take out payday loans every year, but there are still misconceptions about how they are actually used. Follow the story of Jennifer, a typical payday loan customer, who takes out a cash advance on her paycheck to make ends meet, but ends up paying more than $500 in fees.

29:14

💸What is SALT? Cryptocurrency Lending Service

💸What is SALT? Cryptocurrency Lending Service

💸What is SALT? Cryptocurrency Lending Service

https://membership.saltlending.com/register?r=7NFU7 JOINSALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUYBITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMASDAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK
Earlier today I covered the Ponzi lending scheme known as Bitconnect, however someone has brought my attention to SALT a cryptocurrency and lending service where you can borrow up to $1m and use your crypto as collateral, whilst I highlighted trust as an issue here, I suppose the fact you're getting money for your asset, negates the need to worry about trust, as you can simply use it if you're ready to sell your crypto, and you have the option to buy back later.
Perhaps you want some cash to speculate, this could be an option.
https://membership.saltlending.com/register?r=7NFU7 JOIN SALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUY BITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMAS DAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK

6:17

FIRST ETHCONNECT LOAN! BETTER THAN BITCONNECT? LENDING DAY 1

FIRST ETHCONNECT LOAN! BETTER THAN BITCONNECT? LENDING DAY 1

FIRST ETHCONNECT LOAN! BETTER THAN BITCONNECT? LENDING DAY 1

Sign up here: https://ethconnect.net/ref/CryptoCorny
NEW GIVEAWAY: https://www.youtube.com/watch?v=GPJCZrpVK0s&t=260s
Sign up for bitconnect here: https://bitconnect.co/?ref=callmecorny
Sign up for Western Coin: https://www.westerncoin.co/cryptocorny
Sign up for Hashflare cloud mining here: https://hashflare.io/r/3265FF09
www.genesis-mining.com
Get 3% off your Genesis Mining contracts with this code at checkout: lQfiJm
Sign up for Coinbase and earn a free $10 when you spend $100 here:
https://www.coinbase.com/join/58659b556861ee5172f6ee57
For donations:
My Bitcoin address: 1AeRvhdwcWXfjB7VfwH1EJqoGiiveAnSCo
My Ethereum address: 0xb8316136677472Ee14e64ce6dA8519CB732aE880
My Litecoin address: LSGErQiGpRQzwbCimp5dmXuGgHA1U6WGzb

5:22

How College Loans Got So Evil

How College Loans Got So Evil

How College Loans Got So Evil

Student loans are leaving millions of Americans with really bad hangovers.
Watch an all-new @Adam Ruins Everything on truTV every Tuesday 10/9C! #AdamRuinsEverything
See more http://www.collegehumor.com
LIKE us on: http://www.facebook.com/collegehumor
FOLLOW us on: http://www.twitter.com/collegehumor
FOLLOW us on: http://www.collegehumor.tumblr.com

14:27

Private Money Lending Secrets

Private Money Lending Secrets

Private Money Lending Secrets

Learning the Basics of PrivateMoney Lending
This Private Money Basics video explains the Advantages of becoming your own bank so you can Learn the Basics of Private Money Lending. This video is brought to you by FOMHoldings
Are You ExpectingSocial Security To Provide Your Retirement?
Dear Friend,
If the answer is no, and I'm sure it is, please pay very special attention because the following information could make you thousands of dollars in the coming years simply by increasing the yield on the same money you're investing now.
I am a professional and qualified Real EstateInvestor and I'd like to spend the next few minutes talking to you about a way you can control your investments and safely make them grow at three to five times your current rate. Yes, I know it sounds too good to be true, but it isn't. What I'm going to share with you is very common in real estate circles and has been going on right under your nose in every city in America.
Smart people have been utilizing this investment for years. In fact .........
There Have Been Entire Companies BuiltAround This Investment and Those Who Do It Properly Have Grown to Huge Proportions.
This is a very safe investment that produces high yields while at the same time provides security and liquidity.
Do you know what $25,000 is worth in five years compounded at a 7% yield? It's worth $35,440. But now let's take that same $25,000 and invest it for the same five years at 12% simple interest instead of 7% compounded. Now it's grown to an amazing $40,000! That's a $4,560 Difference Simply by Upping the Yield from 7% to 12% ......
That's An Extra $912.00/year
Take Control of Your IRA, Pension Plan, Savings or CD's
Increase Your Yield
Earn 12% Instead of the Average 4-7% Interest
Take a look at the following chart......
5 Years
Amount
7%
Compounded
12%
Simple
Net Increase
$10,000
$14,176
$16,000
$1,824
$25,000
$35,440
$40,000
$4,560
$50,000
$70,881
$80,000
$9,119
$100,000
$141,762
$160,000
$18,238
These numbers are huge when you consider that in the above example the interest earned on the 12% investment could be invested to begin earning 12% too!!!!
If you expand it to a ten year term, your $25,000 would be worth $50,241 at 7% but if you change the yield to 12%, it grows to an incredible $55,000. That's $4,759 free dollars you will actually receive. Can you really afford not to control your own investments? Does it make sense for a bank to run your investments for you? They would like for you to believe it does.
Well, there is an alternative for you to consider. That alternative is......
Private Mortgage Loans
You can loan money, secured by a first or second mortgage that will not only give you the safety you want but will also give you the high yield we've discussed.
Let me see if I can answer some of the questions you may have about making private loans.
Who Borrows At HighRates?
We do because we have learned that...
It's Not the Cost of Money That Counts
But the Availability.
I make it possible to acquire good deals in houses because the funds were available from private lenders that would not be available from banks. If a Real Estate Investor can get good at locating good deals on houses, many times the bank wants to loan on the purchase price not the value of the house, thus penalizing him for being an astute Real Estate Investor. Having the money available will make or break the deal and paying a higher interest rate is irrelevant compared to.....BuildWealth In A Hurry
Private Mortgage Lending Your Key To Higher Profits
· Self Directing IRA's and Pension Plans
· You AreIn Control...Not the Bank
· High Yields of 12%
· Low Risk
· You Control the Terms
· FastLiquidity
· Small Loans
· No Collection Hassles
· Use Borrowed Money to Loan
· Tax Deferred Earnings
Call today for a free audio tape to learn how to increase the earning power of your money.
http://fomholdings.com/private-lending/private-lender-application/
Looking To Participate In The RealEstateMarket To Earn SolidReturns On Your Money: http://www.fomholdings.com/webinar
==============================­=========
Hey it's our very own website: http://fomholdings.com
Oh and our Facebook page: http://facebook.com/fomholdings
Want to know when we're up to? Now you can: http://twitter.com/fomholdings
Guess we should have a Google+ Page, too: gplus.to/fomholdings
Watch our webinar! http://fomholdings.com/webinar
Read our blog! http://bit.ly/1hqG0P3
Subscribe for new videos every Friday! http://bitylink.info/Real-Estate
Sincerely,
Andrew Texidor
PresidentFOM Holdings & Investments LLC.
6394 W. Blackhawk DR.
Glendale , Arizona 85308
Phone: (602) 282-0221
Fax: (602) 282-0221
*Results are not typical. Investors should be aware of the risks inherent of any investment, including the loss of said investment.

Fighting the debt trap of triple-digit interest rate payday loans

Payday loans are supposed to be a short-term quick fix for those who can't get traditional credit. But the loans are rarely actually short-term, and borrowers frequently need to take out a second loan to pay off the first. Special correspondentAndrew Schmertz reports from South Dakota, where some state lawmakers are trying to cap triple-digit interest rates that many struggle to pay.

Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy

11:38

Salt Lending - Bitcoin/Ethereum Loan, Everything You Need To Know

Salt Lending - Bitcoin/Ethereum Loan, Everything You Need To Know

Salt Lending - Bitcoin/Ethereum Loan, Everything You Need To Know

Salt Lending helps you get your loans funded without a credit check. All you need to do is provide collateral in the form of Bitcoin or Ethereum, which is returned at the end of your loan term. To sign up for Salt go here: https://goo.gl/Dchg7A
For news updates and a chance to win prizes, check our my new blog: https://blog.cryptolaxy.com
investing
no credit check loans
no credit check lending
bad credit loans
horrible credit
bad credit lending
secured loans
bitcoin loan

4:18

How To Get a Loan Using Cryptocurrency (SALT Lending)

How To Get a Loan Using Cryptocurrency (SALT Lending)

How To Get a Loan Using Cryptocurrency (SALT Lending)

Today I'm going to talk about SALT Lending! It's the first lending platform that allows you to use your cryptocurrency as collateral in order to take out a loan.
I'll be discussing:
1. What is it?
2. How does it work?
3. Why does it matter?
If you haven't already, make sure to subscribe!

Predatory Lending: Last Week Tonight with John Oliver (HBO)

Payday loans put a staggering amount of Americans in debt. They prey on the elderly and military service members. They’re awful, and nearly impossible to regulate. We’ve recruited Sarah Silverman to help spread the word about how to avoid falling into their clutches.
Connect with Last Week Tonight online...
Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight
Find Last Week Tonight on Facebook like your mom would:
http://Facebook.com/LastWeekTonight
Follow us on Twitter for news about jokes and jokes about news:
http://Twitter.com/LastWeekTonight
Visit our official site for all that other stuff at once:
http://www.hbo.com/lastweektonight

published: 11 Aug 2014

Learning the Basics of Hard Money Lending

This Hard MoneyBasics video explains the difference between Hard Money Loans and Bank Financing for Real Estate Investors looking to find financing for distressed property. This video is brought to you by www.ShermanBridge.com

Peer-to-peer lending (sometimes referred to as P2P lending or crowdlending) is basically an alternative to "traditional" banking or in other words, a way for you to borrow from or lend to peers directly.
There is of course a peer-to-peer lending platform that always takes its cut but still, you're practically eliminating an important middle man (the bank) from the equation with peer-to-peer loans.
Will peer-to-peer lending replace banking? Unlikely, at least for the time being.
Are however P2P loans an interesting alternative? Most definitely and all in all, it's clear to absolutely everyone that crowdlending is here to stay.
Please like, comment and subscribe if you've enjoyed this video.
If you'd like to follow me on social media, use one of the links below:
https://www.facebook.co...

published: 28 Jul 2017

Payday Loans Explained | Pew

http://www.pewtrusts.org/small-loans. 12 million Americans take out payday loans every year, but there are still misconceptions about how they are actually used. Follow the story of Jennifer, a typical payday loan customer, who takes out a cash advance on her paycheck to make ends meet, but ends up paying more than $500 in fees.

published: 08 May 2013

💸What is SALT? Cryptocurrency Lending Service

https://membership.saltlending.com/register?r=7NFU7 JOINSALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUYBITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMASDAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK
Earlier today I covered the Ponzi lending scheme known as Bitconnect, however someone has brought my attention to SALT a cryptocurrency and lending service where you can borrow up to $1m and use your crypto as collateral, whilst I highlighted trust as an issue here, I suppose the fact you're getting money for your asset, negates the need to worry about trust, as y...

published: 09 Nov 2017

FIRST ETHCONNECT LOAN! BETTER THAN BITCONNECT? LENDING DAY 1

Sign up here: https://ethconnect.net/ref/CryptoCorny
NEW GIVEAWAY: https://www.youtube.com/watch?v=GPJCZrpVK0s&t=260s
Sign up for bitconnect here: https://bitconnect.co/?ref=callmecorny
Sign up for Western Coin: https://www.westerncoin.co/cryptocorny
Sign up for Hashflare cloud mining here: https://hashflare.io/r/3265FF09
www.genesis-mining.com
Get 3% off your Genesis Mining contracts with this code at checkout: lQfiJm
Sign up for Coinbase and earn a free $10 when you spend $100 here:
https://www.coinbase.com/join/58659b556861ee5172f6ee57
For donations:
My Bitcoin address: 1AeRvhdwcWXfjB7VfwH1EJqoGiiveAnSCo
My Ethereum address: 0xb8316136677472Ee14e64ce6dA8519CB732aE880
My Litecoin address: LSGErQiGpRQzwbCimp5dmXuGgHA1U6WGzb

published: 01 Dec 2017

How College Loans Got So Evil

Student loans are leaving millions of Americans with really bad hangovers.
Watch an all-new @Adam Ruins Everything on truTV every Tuesday 10/9C! #AdamRuinsEverything
See more http://www.collegehumor.com
LIKE us on: http://www.facebook.com/collegehumor
FOLLOW us on: http://www.twitter.com/collegehumor
FOLLOW us on: http://www.collegehumor.tumblr.com

published: 23 Aug 2017

Private Money Lending Secrets

Learning the Basics of PrivateMoney Lending
This Private Money Basics video explains the Advantages of becoming your own bank so you can Learn the Basics of Private Money Lending. This video is brought to you by FOMHoldings
Are You ExpectingSocial Security To Provide Your Retirement?
Dear Friend,
If the answer is no, and I'm sure it is, please pay very special attention because the following information could make you thousands of dollars in the coming years simply by increasing the yield on the same money you're investing now.
I am a professional and qualified Real EstateInvestor and I'd like to spend the next few minutes talking to you about a way you can control your investments and safely make them grow at three to five times your current rate. Yes, I know...

Fighting the debt trap of triple-digit interest rate payday loans

Payday loans are supposed to be a short-term quick fix for those who can't get traditional credit. But the loans are rarely actually short-term, and borrowers frequently need to take out a second loan to pay off the first. Special correspondentAndrew Schmertz reports from South Dakota, where some state lawmakers are trying to cap triple-digit interest rates that many struggle to pay.

Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Aca...

published: 05 Jan 2015

Salt Lending - Bitcoin/Ethereum Loan, Everything You Need To Know

Salt Lending helps you get your loans funded without a credit check. All you need to do is provide collateral in the form of Bitcoin or Ethereum, which is returned at the end of your loan term. To sign up for Salt go here: https://goo.gl/Dchg7A
For news updates and a chance to win prizes, check our my new blog: https://blog.cryptolaxy.com
investing
no credit check loans
no credit check lending
bad credit loans
horrible credit
bad credit lending
secured loans
bitcoin loan

published: 27 Sep 2017

How To Get a Loan Using Cryptocurrency (SALT Lending)

Today I'm going to talk about SALT Lending! It's the first lending platform that allows you to use your cryptocurrency as collateral in order to take out a loan.
I'll be discussing:
1. What is it?
2. How does it work?
3. Why does it matter?
If you haven't already, make sure to subscribe!

Payday loans put a staggering amount of Americans in debt. They prey on the elderly and military service members. They’re awful, and nearly impossible to regulate. We’ve recruited Sarah Silverman to help spread the word about how to avoid falling into their clutches.
Connect with Last Week Tonight online...
Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight
Find Last Week Tonight on Facebook like your mom would:
http://Facebook.com/LastWeekTonight
Follow us on Twitter for news about jokes and jokes about news:
http://Twitter.com/LastWeekTonight
Visit our official site for all that other stuff at once:
http://www.hbo.com/lastweektonight

Payday loans put a staggering amount of Americans in debt. They prey on the elderly and military service members. They’re awful, and nearly impossible to regulate. We’ve recruited Sarah Silverman to help spread the word about how to avoid falling into their clutches.
Connect with Last Week Tonight online...
Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight
Find Last Week Tonight on Facebook like your mom would:
http://Facebook.com/LastWeekTonight
Follow us on Twitter for news about jokes and jokes about news:
http://Twitter.com/LastWeekTonight
Visit our official site for all that other stuff at once:
http://www.hbo.com/lastweektonight

This Hard MoneyBasics video explains the difference between Hard Money Loans and Bank Financing for Real Estate Investors looking to find financing for distressed property. This video is brought to you by www.ShermanBridge.com

This Hard MoneyBasics video explains the difference between Hard Money Loans and Bank Financing for Real Estate Investors looking to find financing for distressed property. This video is brought to you by www.ShermanBridge.com

Peer-to-peer lending (sometimes referred to as P2P lending or crowdlending) is basically an alternative to "traditional" banking or in other words, a way for you to borrow from or lend to peers directly.
There is of course a peer-to-peer lending platform that always takes its cut but still, you're practically eliminating an important middle man (the bank) from the equation with peer-to-peer loans.
Will peer-to-peer lending replace banking? Unlikely, at least for the time being.
Are however P2P loans an interesting alternative? Most definitely and all in all, it's clear to absolutely everyone that crowdlending is here to stay.
Please like, comment and subscribe if you've enjoyed this video.
If you'd like to follow me on social media, use one of the links below:
https://www.facebook.com/oneminuteeco...
https://twitter.com/andreipolgar
https://ro.linkedin.com/in/andrei-pol...
To support the channel, please visit OneMinuteEconomics.com to buy my book, donate via PayPal/Bitcoin or become a patron on Patreon.

Peer-to-peer lending (sometimes referred to as P2P lending or crowdlending) is basically an alternative to "traditional" banking or in other words, a way for you to borrow from or lend to peers directly.
There is of course a peer-to-peer lending platform that always takes its cut but still, you're practically eliminating an important middle man (the bank) from the equation with peer-to-peer loans.
Will peer-to-peer lending replace banking? Unlikely, at least for the time being.
Are however P2P loans an interesting alternative? Most definitely and all in all, it's clear to absolutely everyone that crowdlending is here to stay.
Please like, comment and subscribe if you've enjoyed this video.
If you'd like to follow me on social media, use one of the links below:
https://www.facebook.com/oneminuteeco...
https://twitter.com/andreipolgar
https://ro.linkedin.com/in/andrei-pol...
To support the channel, please visit OneMinuteEconomics.com to buy my book, donate via PayPal/Bitcoin or become a patron on Patreon.

Payday Loans Explained | Pew

http://www.pewtrusts.org/small-loans. 12 million Americans take out payday loans every year, but there are still misconceptions about how they are actually used...

http://www.pewtrusts.org/small-loans. 12 million Americans take out payday loans every year, but there are still misconceptions about how they are actually used. Follow the story of Jennifer, a typical payday loan customer, who takes out a cash advance on her paycheck to make ends meet, but ends up paying more than $500 in fees.

http://www.pewtrusts.org/small-loans. 12 million Americans take out payday loans every year, but there are still misconceptions about how they are actually used. Follow the story of Jennifer, a typical payday loan customer, who takes out a cash advance on her paycheck to make ends meet, but ends up paying more than $500 in fees.

https://membership.saltlending.com/register?r=7NFU7 JOINSALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUYBITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMASDAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK
Earlier today I covered the Ponzi lending scheme known as Bitconnect, however someone has brought my attention to SALT a cryptocurrency and lending service where you can borrow up to $1m and use your crypto as collateral, whilst I highlighted trust as an issue here, I suppose the fact you're getting money for your asset, negates the need to worry about trust, as you can simply use it if you're ready to sell your crypto, and you have the option to buy back later.
Perhaps you want some cash to speculate, this could be an option.
https://membership.saltlending.com/register?r=7NFU7 JOIN SALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUY BITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMAS DAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK

https://membership.saltlending.com/register?r=7NFU7 JOINSALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUYBITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMASDAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK
Earlier today I covered the Ponzi lending scheme known as Bitconnect, however someone has brought my attention to SALT a cryptocurrency and lending service where you can borrow up to $1m and use your crypto as collateral, whilst I highlighted trust as an issue here, I suppose the fact you're getting money for your asset, negates the need to worry about trust, as you can simply use it if you're ready to sell your crypto, and you have the option to buy back later.
Perhaps you want some cash to speculate, this could be an option.
https://membership.saltlending.com/register?r=7NFU7 JOIN SALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUY BITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMAS DAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK

Private Money Lending Secrets

Learning the Basics of PrivateMoney Lending
This Private Money Basics video explains the Advantages of becoming your own bank so you can Learn the Basics of...

Learning the Basics of PrivateMoney Lending
This Private Money Basics video explains the Advantages of becoming your own bank so you can Learn the Basics of Private Money Lending. This video is brought to you by FOMHoldings
Are You ExpectingSocial Security To Provide Your Retirement?
Dear Friend,
If the answer is no, and I'm sure it is, please pay very special attention because the following information could make you thousands of dollars in the coming years simply by increasing the yield on the same money you're investing now.
I am a professional and qualified Real EstateInvestor and I'd like to spend the next few minutes talking to you about a way you can control your investments and safely make them grow at three to five times your current rate. Yes, I know it sounds too good to be true, but it isn't. What I'm going to share with you is very common in real estate circles and has been going on right under your nose in every city in America.
Smart people have been utilizing this investment for years. In fact .........
There Have Been Entire Companies BuiltAround This Investment and Those Who Do It Properly Have Grown to Huge Proportions.
This is a very safe investment that produces high yields while at the same time provides security and liquidity.
Do you know what $25,000 is worth in five years compounded at a 7% yield? It's worth $35,440. But now let's take that same $25,000 and invest it for the same five years at 12% simple interest instead of 7% compounded. Now it's grown to an amazing $40,000! That's a $4,560 Difference Simply by Upping the Yield from 7% to 12% ......
That's An Extra $912.00/year
Take Control of Your IRA, Pension Plan, Savings or CD's
Increase Your Yield
Earn 12% Instead of the Average 4-7% Interest
Take a look at the following chart......
5 Years
Amount
7%
Compounded
12%
Simple
Net Increase
$10,000
$14,176
$16,000
$1,824
$25,000
$35,440
$40,000
$4,560
$50,000
$70,881
$80,000
$9,119
$100,000
$141,762
$160,000
$18,238
These numbers are huge when you consider that in the above example the interest earned on the 12% investment could be invested to begin earning 12% too!!!!
If you expand it to a ten year term, your $25,000 would be worth $50,241 at 7% but if you change the yield to 12%, it grows to an incredible $55,000. That's $4,759 free dollars you will actually receive. Can you really afford not to control your own investments? Does it make sense for a bank to run your investments for you? They would like for you to believe it does.
Well, there is an alternative for you to consider. That alternative is......
Private Mortgage Loans
You can loan money, secured by a first or second mortgage that will not only give you the safety you want but will also give you the high yield we've discussed.
Let me see if I can answer some of the questions you may have about making private loans.
Who Borrows At HighRates?
We do because we have learned that...
It's Not the Cost of Money That Counts
But the Availability.
I make it possible to acquire good deals in houses because the funds were available from private lenders that would not be available from banks. If a Real Estate Investor can get good at locating good deals on houses, many times the bank wants to loan on the purchase price not the value of the house, thus penalizing him for being an astute Real Estate Investor. Having the money available will make or break the deal and paying a higher interest rate is irrelevant compared to.....BuildWealth In A Hurry
Private Mortgage Lending Your Key To Higher Profits
· Self Directing IRA's and Pension Plans
· You AreIn Control...Not the Bank
· High Yields of 12%
· Low Risk
· You Control the Terms
· FastLiquidity
· Small Loans
· No Collection Hassles
· Use Borrowed Money to Loan
· Tax Deferred Earnings
Call today for a free audio tape to learn how to increase the earning power of your money.
http://fomholdings.com/private-lending/private-lender-application/
Looking To Participate In The RealEstateMarket To Earn SolidReturns On Your Money: http://www.fomholdings.com/webinar
==============================­=========
Hey it's our very own website: http://fomholdings.com
Oh and our Facebook page: http://facebook.com/fomholdings
Want to know when we're up to? Now you can: http://twitter.com/fomholdings
Guess we should have a Google+ Page, too: gplus.to/fomholdings
Watch our webinar! http://fomholdings.com/webinar
Read our blog! http://bit.ly/1hqG0P3
Subscribe for new videos every Friday! http://bitylink.info/Real-Estate
Sincerely,
Andrew Texidor
PresidentFOM Holdings & Investments LLC.
6394 W. Blackhawk DR.
Glendale , Arizona 85308
Phone: (602) 282-0221
Fax: (602) 282-0221
*Results are not typical. Investors should be aware of the risks inherent of any investment, including the loss of said investment.

Learning the Basics of PrivateMoney Lending
This Private Money Basics video explains the Advantages of becoming your own bank so you can Learn the Basics of Private Money Lending. This video is brought to you by FOMHoldings
Are You ExpectingSocial Security To Provide Your Retirement?
Dear Friend,
If the answer is no, and I'm sure it is, please pay very special attention because the following information could make you thousands of dollars in the coming years simply by increasing the yield on the same money you're investing now.
I am a professional and qualified Real EstateInvestor and I'd like to spend the next few minutes talking to you about a way you can control your investments and safely make them grow at three to five times your current rate. Yes, I know it sounds too good to be true, but it isn't. What I'm going to share with you is very common in real estate circles and has been going on right under your nose in every city in America.
Smart people have been utilizing this investment for years. In fact .........
There Have Been Entire Companies BuiltAround This Investment and Those Who Do It Properly Have Grown to Huge Proportions.
This is a very safe investment that produces high yields while at the same time provides security and liquidity.
Do you know what $25,000 is worth in five years compounded at a 7% yield? It's worth $35,440. But now let's take that same $25,000 and invest it for the same five years at 12% simple interest instead of 7% compounded. Now it's grown to an amazing $40,000! That's a $4,560 Difference Simply by Upping the Yield from 7% to 12% ......
That's An Extra $912.00/year
Take Control of Your IRA, Pension Plan, Savings or CD's
Increase Your Yield
Earn 12% Instead of the Average 4-7% Interest
Take a look at the following chart......
5 Years
Amount
7%
Compounded
12%
Simple
Net Increase
$10,000
$14,176
$16,000
$1,824
$25,000
$35,440
$40,000
$4,560
$50,000
$70,881
$80,000
$9,119
$100,000
$141,762
$160,000
$18,238
These numbers are huge when you consider that in the above example the interest earned on the 12% investment could be invested to begin earning 12% too!!!!
If you expand it to a ten year term, your $25,000 would be worth $50,241 at 7% but if you change the yield to 12%, it grows to an incredible $55,000. That's $4,759 free dollars you will actually receive. Can you really afford not to control your own investments? Does it make sense for a bank to run your investments for you? They would like for you to believe it does.
Well, there is an alternative for you to consider. That alternative is......
Private Mortgage Loans
You can loan money, secured by a first or second mortgage that will not only give you the safety you want but will also give you the high yield we've discussed.
Let me see if I can answer some of the questions you may have about making private loans.
Who Borrows At HighRates?
We do because we have learned that...
It's Not the Cost of Money That Counts
But the Availability.
I make it possible to acquire good deals in houses because the funds were available from private lenders that would not be available from banks. If a Real Estate Investor can get good at locating good deals on houses, many times the bank wants to loan on the purchase price not the value of the house, thus penalizing him for being an astute Real Estate Investor. Having the money available will make or break the deal and paying a higher interest rate is irrelevant compared to.....BuildWealth In A Hurry
Private Mortgage Lending Your Key To Higher Profits
· Self Directing IRA's and Pension Plans
· You AreIn Control...Not the Bank
· High Yields of 12%
· Low Risk
· You Control the Terms
· FastLiquidity
· Small Loans
· No Collection Hassles
· Use Borrowed Money to Loan
· Tax Deferred Earnings
Call today for a free audio tape to learn how to increase the earning power of your money.
http://fomholdings.com/private-lending/private-lender-application/
Looking To Participate In The RealEstateMarket To Earn SolidReturns On Your Money: http://www.fomholdings.com/webinar
==============================­=========
Hey it's our very own website: http://fomholdings.com
Oh and our Facebook page: http://facebook.com/fomholdings
Want to know when we're up to? Now you can: http://twitter.com/fomholdings
Guess we should have a Google+ Page, too: gplus.to/fomholdings
Watch our webinar! http://fomholdings.com/webinar
Read our blog! http://bit.ly/1hqG0P3
Subscribe for new videos every Friday! http://bitylink.info/Real-Estate
Sincerely,
Andrew Texidor
PresidentFOM Holdings & Investments LLC.
6394 W. Blackhawk DR.
Glendale , Arizona 85308
Phone: (602) 282-0221
Fax: (602) 282-0221
*Results are not typical. Investors should be aware of the risks inherent of any investment, including the loss of said investment.

Fighting the debt trap of triple-digit interest rate payday loans

Payday loans are supposed to be a short-term quick fix for those who can't get traditional credit. But the loans are rarely actually short-term, and borrowers f...

Payday loans are supposed to be a short-term quick fix for those who can't get traditional credit. But the loans are rarely actually short-term, and borrowers frequently need to take out a second loan to pay off the first. Special correspondentAndrew Schmertz reports from South Dakota, where some state lawmakers are trying to cap triple-digit interest rates that many struggle to pay.

Payday loans are supposed to be a short-term quick fix for those who can't get traditional credit. But the loans are rarely actually short-term, and borrowers frequently need to take out a second loan to pay off the first. Special correspondentAndrew Schmertz reports from South Dakota, where some state lawmakers are trying to cap triple-digit interest rates that many struggle to pay.

Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgage...

Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy

Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy

Salt Lending - Bitcoin/Ethereum Loan, Everything You Need To Know

Salt Lending helps you get your loans funded without a credit check. All you need to do is provide collateral in the form of Bitcoin or Ethereum, which is retur...

Salt Lending helps you get your loans funded without a credit check. All you need to do is provide collateral in the form of Bitcoin or Ethereum, which is returned at the end of your loan term. To sign up for Salt go here: https://goo.gl/Dchg7A
For news updates and a chance to win prizes, check our my new blog: https://blog.cryptolaxy.com
investing
no credit check loans
no credit check lending
bad credit loans
horrible credit
bad credit lending
secured loans
bitcoin loan

Salt Lending helps you get your loans funded without a credit check. All you need to do is provide collateral in the form of Bitcoin or Ethereum, which is returned at the end of your loan term. To sign up for Salt go here: https://goo.gl/Dchg7A
For news updates and a chance to win prizes, check our my new blog: https://blog.cryptolaxy.com
investing
no credit check loans
no credit check lending
bad credit loans
horrible credit
bad credit lending
secured loans
bitcoin loan

How To Get a Loan Using Cryptocurrency (SALT Lending)

Today I'm going to talk about SALT Lending! It's the first lending platform that allows you to use your cryptocurrency as collateral in order to take out a loan...

Today I'm going to talk about SALT Lending! It's the first lending platform that allows you to use your cryptocurrency as collateral in order to take out a loan.
I'll be discussing:
1. What is it?
2. How does it work?
3. Why does it matter?
If you haven't already, make sure to subscribe!

Today I'm going to talk about SALT Lending! It's the first lending platform that allows you to use your cryptocurrency as collateral in order to take out a loan.
I'll be discussing:
1. What is it?
2. How does it work?
3. Why does it matter?
If you haven't already, make sure to subscribe!

💸What is SALT? Cryptocurrency Lending Service

https://membership.saltlending.com/register?r=7NFU7 JOINSALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUYBITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMASDAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK
Earlier today I covered the Ponzi lending scheme known as Bitconnect, however someone has brought my attention to SALT a cryptocurrency and lending service where you can borrow up to $1m and use your crypto as collateral, whilst I highlighted trust as an issue here, I suppose the fact you're getting money for your asset, negates the need to worry about trust, as y...

published: 09 Nov 2017

The Truth about Payday Loans :Young, British and Broke BBC Full documentary 2013

With a million people set to use payday loans to pay for Christmas this year, Miquita Oliver goes undercover to find out the truth about Britain's most controversial type of borrowing and meets people whose loans have spiralled out of control, sometimes with devastating results. But for every person she talks to who is desperate for cash to survive, there are others just after money for new clothes and parties. So how much do people really understand about how these loans work, and what they are getting into?
Miquita, who has had her own financial troubles, opens up her own payday loans shop rigged with secret cameras and hears startling stories of how these loans both exploit and are exploited by the people rushing to take them out. With the industry under scrutiny like never before, she...

published: 04 Dec 2013

Game of Loans - Four Corners

30 March 2015Four Corners reporter Stephen Long exposes the highly questionable business practices of so called 'payday' lenders.
Payday lending is now a major business with some companies listed on the stock exchange. The industry defends itself, claiming it provides a service the banks aren't interested in delivering.
"There are 10 millionAustralians that don't have access to a credit card. Where are they going to get credit?" - Payday Lending CompanyCEO
But as Long tests this claim he uncovers a trail of misery, meeting people like Anna. A hard working mother of three, she took a short-term loan from a payday lender to buy her daughter's school computer. Borrowing the money was easy, too easy, and before long she borrowed more money, sinking ever deeper into debt.
Anna had disco...

published: 30 Mar 2015

Default: the Student Loan Documentary (Broadcast Version)

Default: the Student LoanDocumentary chronicles the stories of borrowers from different backgrounds affected by the student lending industry and their struggles to change the system. No matter when their loans were taken, many borrowers find themselves in a paralyzing predicament of repaying two, three or multiple times the original amount borrowed, with no bankruptcy protection, no cap on fees and penalties and no recourse to the law. The consequences are dire, with stories of borrowers in financial and emotional ruin.
This version was released on PBS late October 2011 and has since gone on to screen at over 142 public broadcasting stations, screened at over 200 college campuses and events, featured in over 200 media outlets including The Nation, Forbes, the Washington Post and the Wall...

Commercial Loan Training Part 1

How To Get Out Of Debt

Disclaimer: Results may vary. This cannot be expected or guarantee. This is a case by case for each user.
I am not really religious but it's the holiday season.
So I decided for today's Book Of The Day I would read the Bible, specifically the Book of Proverbs.
The wise man says in Proverbs 22:7, "...the borrower is the slave of the lender."
How true this is.
Throughout history, the lender has always been the master over the borrower.
The average person in the USA is $225,238 in debt.
They owe $15,263 on their credit cards (at interest of around 14.95%), $147,591 on their house, $31,646 on student loans, and owe a staggering $30,738 on their car.
You might be in debt too.
If you are in debt you have two choices. You can be like most people and blame capitalism or 'corporations.'
...

published: 02 Jan 2015

Salt Lending Review: Blockchain Backed Loans

Salt gives crypto enthusiasts the ability to leverage their #crypto assets to secure cash loans.
To simplify this, #Salt is a lending platform that allows members to use cryptocurrency such as #bitcoin or #Ethereum as collateral to secure a fiat currency loan.
I want to talk about collateral for a few minutes. So, collateral is something that is pledged as security for repayment of a loan that will be forfeited to the lender in case you cannot pay back the loan.
I’m going to use the pawnshop as example. Let's’ say you take a gold necklace to the pawn shop and put that up for collateral. The pawn shop doesn’t care if you pay the loan back and to be frank, they hope you don’t because they can easily resell the jewelry to make a positive return on their investment and they are not going to...

published: 26 Nov 2017

Lending Club Loan Data Project

published: 20 Jul 2017

20 Easy Ways to Get a Business Loan with Bad Credit

During this webinar, you’ll discover:
Why conventional banks are not the best source for business loans… unless you have a perfectly established business and excellent consumer credit
Which lending sources and investors will lend you money… even as a startup and even with severe credit issuers
2 ways you can get funding within 72 hours with no consume credit requirements… and based on only one simple document review
How to get a working capital CREDIT LINE and funding within a week… even with challenged personal credit
How to get money from private money and equity investors… and the 3 basic requirements they’ll want to see to approve you
How to get financing to fulfill purchase orders and account receivables… with no credit requirements
3 ways you can get lines-of-credit and low­-...

Asset Based Lending (ABL) Explained

Asset Based Lending (ABL) are loans made to businesses backed by a liquid asset used as collateral for the loan. Businesses that use ABLs are either highly leveraged or too small to take on more bank debt and must resort to alternative lending solutions.
These loans are used to increase the working capital of a business in order to help finance growth or operating activities.
In this video, we cover the three categories of the ABL market:
- Recourse/nonrecourse financing
- Purchase order financing
- Inventory financing
Are ABLs a possible solution? Why is inventory financing so bad? How can an ABL help a company become more organized? We answer all of these questions in the video.
If you have any other questions, please comment below. If you enjoyed the video and found it helpful, pl...

https://membership.saltlending.com/register?r=7NFU7 JOINSALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUYBITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMASDAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK
Earlier today I covered the Ponzi lending scheme known as Bitconnect, however someone has brought my attention to SALT a cryptocurrency and lending service where you can borrow up to $1m and use your crypto as collateral, whilst I highlighted trust as an issue here, I suppose the fact you're getting money for your asset, negates the need to worry about trust, as you can simply use it if you're ready to sell your crypto, and you have the option to buy back later.
Perhaps you want some cash to speculate, this could be an option.
https://membership.saltlending.com/register?r=7NFU7 JOIN SALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUY BITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMAS DAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK

https://membership.saltlending.com/register?r=7NFU7 JOINSALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUYBITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMASDAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK
Earlier today I covered the Ponzi lending scheme known as Bitconnect, however someone has brought my attention to SALT a cryptocurrency and lending service where you can borrow up to $1m and use your crypto as collateral, whilst I highlighted trust as an issue here, I suppose the fact you're getting money for your asset, negates the need to worry about trust, as you can simply use it if you're ready to sell your crypto, and you have the option to buy back later.
Perhaps you want some cash to speculate, this could be an option.
https://membership.saltlending.com/register?r=7NFU7 JOIN SALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUY BITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMAS DAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK

published:09 Nov 2017

views:45046

back

The Truth about Payday Loans :Young, British and Broke BBC Full documentary 2013

With a million people set to use payday loans to pay for Christmas this year, Miquita Oliver goes undercover to find out the truth about Britain's most controversial type of borrowing and meets people whose loans have spiralled out of control, sometimes with devastating results. But for every person she talks to who is desperate for cash to survive, there are others just after money for new clothes and parties. So how much do people really understand about how these loans work, and what they are getting into?
Miquita, who has had her own financial troubles, opens up her own payday loans shop rigged with secret cameras and hears startling stories of how these loans both exploit and are exploited by the people rushing to take them out. With the industry under scrutiny like never before, she tests whether lenders have cleaned up their act or whether some are still lending irresponsibly, creating big problems for the very people they are supposed to help.

With a million people set to use payday loans to pay for Christmas this year, Miquita Oliver goes undercover to find out the truth about Britain's most controversial type of borrowing and meets people whose loans have spiralled out of control, sometimes with devastating results. But for every person she talks to who is desperate for cash to survive, there are others just after money for new clothes and parties. So how much do people really understand about how these loans work, and what they are getting into?
Miquita, who has had her own financial troubles, opens up her own payday loans shop rigged with secret cameras and hears startling stories of how these loans both exploit and are exploited by the people rushing to take them out. With the industry under scrutiny like never before, she tests whether lenders have cleaned up their act or whether some are still lending irresponsibly, creating big problems for the very people they are supposed to help.

30 March 2015Four Corners reporter Stephen Long exposes the highly questionable business practices of so called 'payday' lenders.
Payday lending is now a major business with some companies listed on the stock exchange. The industry defends itself, claiming it provides a service the banks aren't interested in delivering.
"There are 10 millionAustralians that don't have access to a credit card. Where are they going to get credit?" - Payday Lending CompanyCEO
But as Long tests this claim he uncovers a trail of misery, meeting people like Anna. A hard working mother of three, she took a short-term loan from a payday lender to buy her daughter's school computer. Borrowing the money was easy, too easy, and before long she borrowed more money, sinking ever deeper into debt.
Anna had discovered what thousands of other short-term borrowers already knew; the system encourages dependency and the windfall profits come not from any one loan but by sucking people into multiple loans, sometimes with effective interest rates of more than 300 percent.
"The whole business model relies on trapping people in debt. You get the first loan and you get the second loan and you get the third loan to pay off the second loan." - Financial Advisor.
The questionable practices don't end there. Reporter Stephen Long spoke to industry insiders who confirmed that lenders provided credit to heroin addicts, doling out loans at one end of the shop after the addicted person had pawned goods at the front desk.
In another case, a man suffering a brain injury was signed up to multiple loans even though he didn't understand the documents he was signing.
In 2013 the Federal Government tried to rein in the worst excesses of the industry with new legislation. After an intensive industry lobbying campaign the laws were watered down but still capped interest and establishment fees.
Despite this, a recent survey by the Australian Securities and Investments Commission reveals that two thirds of payday lenders were highly likely to breach credit laws relating to responsible lending. Some gave loans to people already in default while more than half issued loans to customers who already had multiple loans.
All the evidence suggests the industry is now expanding massively online. Will the authorities and Government act to control the industry mavericks?

30 March 2015Four Corners reporter Stephen Long exposes the highly questionable business practices of so called 'payday' lenders.
Payday lending is now a major business with some companies listed on the stock exchange. The industry defends itself, claiming it provides a service the banks aren't interested in delivering.
"There are 10 millionAustralians that don't have access to a credit card. Where are they going to get credit?" - Payday Lending CompanyCEO
But as Long tests this claim he uncovers a trail of misery, meeting people like Anna. A hard working mother of three, she took a short-term loan from a payday lender to buy her daughter's school computer. Borrowing the money was easy, too easy, and before long she borrowed more money, sinking ever deeper into debt.
Anna had discovered what thousands of other short-term borrowers already knew; the system encourages dependency and the windfall profits come not from any one loan but by sucking people into multiple loans, sometimes with effective interest rates of more than 300 percent.
"The whole business model relies on trapping people in debt. You get the first loan and you get the second loan and you get the third loan to pay off the second loan." - Financial Advisor.
The questionable practices don't end there. Reporter Stephen Long spoke to industry insiders who confirmed that lenders provided credit to heroin addicts, doling out loans at one end of the shop after the addicted person had pawned goods at the front desk.
In another case, a man suffering a brain injury was signed up to multiple loans even though he didn't understand the documents he was signing.
In 2013 the Federal Government tried to rein in the worst excesses of the industry with new legislation. After an intensive industry lobbying campaign the laws were watered down but still capped interest and establishment fees.
Despite this, a recent survey by the Australian Securities and Investments Commission reveals that two thirds of payday lenders were highly likely to breach credit laws relating to responsible lending. Some gave loans to people already in default while more than half issued loans to customers who already had multiple loans.
All the evidence suggests the industry is now expanding massively online. Will the authorities and Government act to control the industry mavericks?

Default: the Student LoanDocumentary chronicles the stories of borrowers from different backgrounds affected by the student lending industry and their struggles to change the system. No matter when their loans were taken, many borrowers find themselves in a paralyzing predicament of repaying two, three or multiple times the original amount borrowed, with no bankruptcy protection, no cap on fees and penalties and no recourse to the law. The consequences are dire, with stories of borrowers in financial and emotional ruin.
This version was released on PBS late October 2011 and has since gone on to screen at over 142 public broadcasting stations, screened at over 200 college campuses and events, featured in over 200 media outlets including The Nation, Forbes, the Washington Post and the Wall Street Journal.
We are happy to release the documentary for free online, for anyone who wants to learn more about student debt and for groups who want to organize for change.
Serge Bakalian
Aurora Meneghello
www.defaultmovie.com

Default: the Student LoanDocumentary chronicles the stories of borrowers from different backgrounds affected by the student lending industry and their struggles to change the system. No matter when their loans were taken, many borrowers find themselves in a paralyzing predicament of repaying two, three or multiple times the original amount borrowed, with no bankruptcy protection, no cap on fees and penalties and no recourse to the law. The consequences are dire, with stories of borrowers in financial and emotional ruin.
This version was released on PBS late October 2011 and has since gone on to screen at over 142 public broadcasting stations, screened at over 200 college campuses and events, featured in over 200 media outlets including The Nation, Forbes, the Washington Post and the Wall Street Journal.
We are happy to release the documentary for free online, for anyone who wants to learn more about student debt and for groups who want to organize for change.
Serge Bakalian
Aurora Meneghello
www.defaultmovie.com

How To Get Out Of Debt

Disclaimer: Results may vary. This cannot be expected or guarantee. This is a case by case for each user.
I am not really religious but it's the holiday season...

Disclaimer: Results may vary. This cannot be expected or guarantee. This is a case by case for each user.
I am not really religious but it's the holiday season.
So I decided for today's Book Of The Day I would read the Bible, specifically the Book of Proverbs.
The wise man says in Proverbs 22:7, "...the borrower is the slave of the lender."
How true this is.
Throughout history, the lender has always been the master over the borrower.
The average person in the USA is $225,238 in debt.
They owe $15,263 on their credit cards (at interest of around 14.95%), $147,591 on their house, $31,646 on student loans, and owe a staggering $30,738 on their car.
You might be in debt too.
If you are in debt you have two choices. You can be like most people and blame capitalism or 'corporations.'
Or you can follow the old saying, "If you can't beat them, join them."
So become a lender. Start lending money yourself.
Start small.
Lending money will accomplish one main thing: make you sophisticated with money.
Nothing will make you more financially savvy then lending out a little money and losing it, then learning from your mistakes, and evolving into someone skilled in advanced financial principles.
Lending money will teach you:
1. How to read people and be discerning with money.
2. How to structure win-win negotiations.
3. How to draw up a promissory note.
4. How to calculate a loan repayment schedule.
5. How to deal with conflict from people that aren't paying you back.
Remember, if you want to thrive in life you have to become sophisticated with money.
One of the reasons I went through the whole laborious Certified Financial PlannerProgram was to understand money at the deepest levels.
So start by lending out a $100 or $500.
Remember only lend out what you can afford to lose.
I once lent a buddy $38,000 to renovate and flip a house. That was in 2007, right before the market dropped. I still haven't seen a penny back yet.
But who cares? Gaining knowledge to me is more valuable than losing money here and there.
It's like anything in life, you will suck at first. But if you patiently commit to building the new skill of lending money you will get good over time - real good.
I don't recommend lending to family or close friends since there is always the chance of some long-term tension.
Lend to an acquaintance or a friend of a friend.
And do not just informally lend out the money. That won't teach you anything.
You probably have already done that in your life before. There is no real educational value from just pulling a $100 out of your pocket and giving it to a friend who is broke.
Structure the deal formally so they have to pay you back on an exact lending schedule.
Go to Rocketlawyer.com and download a simple loan agreement.
Don't worry about charging interest. This is a training exercise not an attempt to become a bank or a loan shark.
The bonus to all this is that you will also be improving the world.
When I lived with the Amish I realized they have a secret weapon. Instead of only relying on big banks, they lend each other money at low interest. This allows young people who don't have much credit to get started running their own businesses.
Many Jewish, Lebanese, and Muslim communities do the same. It's genius.
By the way one of my favorite charities is Kiva.com where you can lend money to people in third world countries so they can start up their own business and rise out of poverty.
So stop being a servant. Become a master. I don't care if you are 18 or 85. Flip the tables on the conventional structure by becoming sophisticated with money.

Disclaimer: Results may vary. This cannot be expected or guarantee. This is a case by case for each user.
I am not really religious but it's the holiday season.
So I decided for today's Book Of The Day I would read the Bible, specifically the Book of Proverbs.
The wise man says in Proverbs 22:7, "...the borrower is the slave of the lender."
How true this is.
Throughout history, the lender has always been the master over the borrower.
The average person in the USA is $225,238 in debt.
They owe $15,263 on their credit cards (at interest of around 14.95%), $147,591 on their house, $31,646 on student loans, and owe a staggering $30,738 on their car.
You might be in debt too.
If you are in debt you have two choices. You can be like most people and blame capitalism or 'corporations.'
Or you can follow the old saying, "If you can't beat them, join them."
So become a lender. Start lending money yourself.
Start small.
Lending money will accomplish one main thing: make you sophisticated with money.
Nothing will make you more financially savvy then lending out a little money and losing it, then learning from your mistakes, and evolving into someone skilled in advanced financial principles.
Lending money will teach you:
1. How to read people and be discerning with money.
2. How to structure win-win negotiations.
3. How to draw up a promissory note.
4. How to calculate a loan repayment schedule.
5. How to deal with conflict from people that aren't paying you back.
Remember, if you want to thrive in life you have to become sophisticated with money.
One of the reasons I went through the whole laborious Certified Financial PlannerProgram was to understand money at the deepest levels.
So start by lending out a $100 or $500.
Remember only lend out what you can afford to lose.
I once lent a buddy $38,000 to renovate and flip a house. That was in 2007, right before the market dropped. I still haven't seen a penny back yet.
But who cares? Gaining knowledge to me is more valuable than losing money here and there.
It's like anything in life, you will suck at first. But if you patiently commit to building the new skill of lending money you will get good over time - real good.
I don't recommend lending to family or close friends since there is always the chance of some long-term tension.
Lend to an acquaintance or a friend of a friend.
And do not just informally lend out the money. That won't teach you anything.
You probably have already done that in your life before. There is no real educational value from just pulling a $100 out of your pocket and giving it to a friend who is broke.
Structure the deal formally so they have to pay you back on an exact lending schedule.
Go to Rocketlawyer.com and download a simple loan agreement.
Don't worry about charging interest. This is a training exercise not an attempt to become a bank or a loan shark.
The bonus to all this is that you will also be improving the world.
When I lived with the Amish I realized they have a secret weapon. Instead of only relying on big banks, they lend each other money at low interest. This allows young people who don't have much credit to get started running their own businesses.
Many Jewish, Lebanese, and Muslim communities do the same. It's genius.
By the way one of my favorite charities is Kiva.com where you can lend money to people in third world countries so they can start up their own business and rise out of poverty.
So stop being a servant. Become a master. I don't care if you are 18 or 85. Flip the tables on the conventional structure by becoming sophisticated with money.

Salt Lending Review: Blockchain Backed Loans

Salt gives crypto enthusiasts the ability to leverage their #crypto assets to secure cash loans.
To simplify this, #Salt is a lending platform that allows memb...

Salt gives crypto enthusiasts the ability to leverage their #crypto assets to secure cash loans.
To simplify this, #Salt is a lending platform that allows members to use cryptocurrency such as #bitcoin or #Ethereum as collateral to secure a fiat currency loan.
I want to talk about collateral for a few minutes. So, collateral is something that is pledged as security for repayment of a loan that will be forfeited to the lender in case you cannot pay back the loan.
I’m going to use the pawnshop as example. Let's’ say you take a gold necklace to the pawn shop and put that up for collateral. The pawn shop doesn’t care if you pay the loan back and to be frank, they hope you don’t because they can easily resell the jewelry to make a positive return on their investment and they are not going to give you spot price for the gold. The pawn shop also allows you to make payments on the jewelry to get it back in your possession and this becomes even more profitable for them when the consumer forfeits the jewelry due to lack of repayment.
A home equity loan is another great example. Let’s say hypothetically you bought a house for $100k and in 5 years it’s worth $150k. You now have $50,000 of equity that you can use to secure a loan through your bank, lender and or financial institution.
At the end of the day, Salt Lending is simply a crypto-backed loan platform.

Salt gives crypto enthusiasts the ability to leverage their #crypto assets to secure cash loans.
To simplify this, #Salt is a lending platform that allows members to use cryptocurrency such as #bitcoin or #Ethereum as collateral to secure a fiat currency loan.
I want to talk about collateral for a few minutes. So, collateral is something that is pledged as security for repayment of a loan that will be forfeited to the lender in case you cannot pay back the loan.
I’m going to use the pawnshop as example. Let's’ say you take a gold necklace to the pawn shop and put that up for collateral. The pawn shop doesn’t care if you pay the loan back and to be frank, they hope you don’t because they can easily resell the jewelry to make a positive return on their investment and they are not going to give you spot price for the gold. The pawn shop also allows you to make payments on the jewelry to get it back in your possession and this becomes even more profitable for them when the consumer forfeits the jewelry due to lack of repayment.
A home equity loan is another great example. Let’s say hypothetically you bought a house for $100k and in 5 years it’s worth $150k. You now have $50,000 of equity that you can use to secure a loan through your bank, lender and or financial institution.
At the end of the day, Salt Lending is simply a crypto-backed loan platform.

20 Easy Ways to Get a Business Loan with Bad Credit

During this webinar, you’ll discover:
Why conventional banks are not the best source for business loans… unless you have a perfectly established business and ...

During this webinar, you’ll discover:
Why conventional banks are not the best source for business loans… unless you have a perfectly established business and excellent consumer credit
Which lending sources and investors will lend you money… even as a startup and even with severe credit issuers
2 ways you can get funding within 72 hours with no consume credit requirements… and based on only one simple document review
How to get a working capital CREDIT LINE and funding within a week… even with challenged personal credit
How to get money from private money and equity investors… and the 3 basic requirements they’ll want to see to approve you
How to get financing to fulfill purchase orders and account receivables… with no credit requirements
3 ways you can get lines-of-credit and low­-interest loans… even with horrible personal credit
How to get financing to purchase equipment, or borrow against you or someone else owns… even with bad credit
How to purchase and refinance real estate… even with credit issues
How to use guarantors to get approved for up to $150,000 in unsecured financing
3 ways to get financing regardless or your cash flow or credit quality and without collateral… and how to use this method to get individual credit limits of 40k or higher quickly
During this webinar, we’ll extensively decode 20 ways you can get a business loan, even with bad credit. No matter what your situation is, you’ll leave the event with actionable information to get approved.
Check out this link to discover how you can make money offering business credit and financing services for your customers. http://www.creditsuite.com/businesscredit
05/16/2017 by Ty Crandall, CreditSuite

During this webinar, you’ll discover:
Why conventional banks are not the best source for business loans… unless you have a perfectly established business and excellent consumer credit
Which lending sources and investors will lend you money… even as a startup and even with severe credit issuers
2 ways you can get funding within 72 hours with no consume credit requirements… and based on only one simple document review
How to get a working capital CREDIT LINE and funding within a week… even with challenged personal credit
How to get money from private money and equity investors… and the 3 basic requirements they’ll want to see to approve you
How to get financing to fulfill purchase orders and account receivables… with no credit requirements
3 ways you can get lines-of-credit and low­-interest loans… even with horrible personal credit
How to get financing to purchase equipment, or borrow against you or someone else owns… even with bad credit
How to purchase and refinance real estate… even with credit issues
How to use guarantors to get approved for up to $150,000 in unsecured financing
3 ways to get financing regardless or your cash flow or credit quality and without collateral… and how to use this method to get individual credit limits of 40k or higher quickly
During this webinar, we’ll extensively decode 20 ways you can get a business loan, even with bad credit. No matter what your situation is, you’ll leave the event with actionable information to get approved.
Check out this link to discover how you can make money offering business credit and financing services for your customers. http://www.creditsuite.com/businesscredit
05/16/2017 by Ty Crandall, CreditSuite

Chapters:
-------------
Introduction: 0:00
The Priorities of the CEOWorking Group: 2:49
Microfinance: Paying Attention to the Poor: 8:34
Designing Financial Products for the Poor: 11:50
Utilizing Technology to Increase Financial Inclusion: 17:15
The RoleRegionalDifferencesPlay in Technological Implementation: 21:57
How Microfinance Can Improve Healthcare: 25:56
Accion CEO Michael Schlein: The Role CommercialBanks Play in Microfinance: 33:40
Creating Solutions for the Impoverished of the Developed World: 36:15
CEO Working Group Initiatives: MobileMoney: 39:55
Keeping Microfinance Organizations Nimble and Innovative: 45:16
How Youth Can Get Involved in Microfinance: 51:15
How the Informal Money Lending Community is Being Impacted by Microfinance: 54:47
Judging the Size of Microfinance Communities: How Small is Too Small?: 57:07
Conclusion: 59:53
----------------------------------------------------------------------------------------------------------------------
The vast majority of the world's poor lack access to formal financial services. Faced with small incomes and little or no support from banks or other financial institutions, individuals struggle to save enough money to have a significant impact on their lives.
For more than four decades, the microfinance sector has provided small loans to help support the self-help efforts of micro-entrepreneurs. While these loans are powerful tools, when taken alone, they are not nearly enough to help the poor climb out of poverty.
Microfinance clients need other services, such as a safe place to save money, access to health services, financial education and other tools to help them make meaningful and sustainable progress out of poverty. As the digital and mobile landscapes continue to evolve, the microfinance sector is poised to innovate and serve more clients with a wider range of tools and services than ever before.
How are microfinance organizations serving their clients with an appropriate mix of services that help them escape poverty for good? How can disruptive technologies like mobile banking assist in this mission? What advances have we seen in this field and what challenges lie on the horizon?
The panel of speakers includes Alex Counts, President and CEO, Grameen Foundation, Steve Hollingworth, President, Freedom from Hunger, and Mary Ellen Iskenderian, President and CEO, Women's World Banking.
Maya Chorengel, Co-Founder, Elevar Equity, will moderate the discussion.
For more information about this event please visit: http://www.worldaffairs.org/events/event/1392

Chapters:
-------------
Introduction: 0:00
The Priorities of the CEOWorking Group: 2:49
Microfinance: Paying Attention to the Poor: 8:34
Designing Financial Products for the Poor: 11:50
Utilizing Technology to Increase Financial Inclusion: 17:15
The RoleRegionalDifferencesPlay in Technological Implementation: 21:57
How Microfinance Can Improve Healthcare: 25:56
Accion CEO Michael Schlein: The Role CommercialBanks Play in Microfinance: 33:40
Creating Solutions for the Impoverished of the Developed World: 36:15
CEO Working Group Initiatives: MobileMoney: 39:55
Keeping Microfinance Organizations Nimble and Innovative: 45:16
How Youth Can Get Involved in Microfinance: 51:15
How the Informal Money Lending Community is Being Impacted by Microfinance: 54:47
Judging the Size of Microfinance Communities: How Small is Too Small?: 57:07
Conclusion: 59:53
----------------------------------------------------------------------------------------------------------------------
The vast majority of the world's poor lack access to formal financial services. Faced with small incomes and little or no support from banks or other financial institutions, individuals struggle to save enough money to have a significant impact on their lives.
For more than four decades, the microfinance sector has provided small loans to help support the self-help efforts of micro-entrepreneurs. While these loans are powerful tools, when taken alone, they are not nearly enough to help the poor climb out of poverty.
Microfinance clients need other services, such as a safe place to save money, access to health services, financial education and other tools to help them make meaningful and sustainable progress out of poverty. As the digital and mobile landscapes continue to evolve, the microfinance sector is poised to innovate and serve more clients with a wider range of tools and services than ever before.
How are microfinance organizations serving their clients with an appropriate mix of services that help them escape poverty for good? How can disruptive technologies like mobile banking assist in this mission? What advances have we seen in this field and what challenges lie on the horizon?
The panel of speakers includes Alex Counts, President and CEO, Grameen Foundation, Steve Hollingworth, President, Freedom from Hunger, and Mary Ellen Iskenderian, President and CEO, Women's World Banking.
Maya Chorengel, Co-Founder, Elevar Equity, will moderate the discussion.
For more information about this event please visit: http://www.worldaffairs.org/events/event/1392

Asset Based Lending (ABL) Explained

Asset Based Lending (ABL) are loans made to businesses backed by a liquid asset used as collateral for the loan. Businesses that use ABLs are either highly leve...

Asset Based Lending (ABL) are loans made to businesses backed by a liquid asset used as collateral for the loan. Businesses that use ABLs are either highly leveraged or too small to take on more bank debt and must resort to alternative lending solutions.
These loans are used to increase the working capital of a business in order to help finance growth or operating activities.
In this video, we cover the three categories of the ABL market:
- Recourse/nonrecourse financing
- Purchase order financing
- Inventory financing
Are ABLs a possible solution? Why is inventory financing so bad? How can an ABL help a company become more organized? We answer all of these questions in the video.
If you have any other questions, please comment below. If you enjoyed the video and found it helpful, please like and subscribe to FinanceKid for more videos soon!
For those who may be interested in finance and investing, I suggest you check out my Seeking Alpha profile where I write about the market and different investment opportunities. I conduct a full analysis on companies and countries while also commenting on relevant news stories.
http://seekingalpha.com/author/robert-bezede/articles#regular_articles

Asset Based Lending (ABL) are loans made to businesses backed by a liquid asset used as collateral for the loan. Businesses that use ABLs are either highly leveraged or too small to take on more bank debt and must resort to alternative lending solutions.
These loans are used to increase the working capital of a business in order to help finance growth or operating activities.
In this video, we cover the three categories of the ABL market:
- Recourse/nonrecourse financing
- Purchase order financing
- Inventory financing
Are ABLs a possible solution? Why is inventory financing so bad? How can an ABL help a company become more organized? We answer all of these questions in the video.
If you have any other questions, please comment below. If you enjoyed the video and found it helpful, please like and subscribe to FinanceKid for more videos soon!
For those who may be interested in finance and investing, I suggest you check out my Seeking Alpha profile where I write about the market and different investment opportunities. I conduct a full analysis on companies and countries while also commenting on relevant news stories.
http://seekingalpha.com/author/robert-bezede/articles#regular_articles

Predatory Lending: Last Week Tonight with John Oliver (HBO)

Payday loans put a staggering amount of Americans in debt. They prey on the elderly and military service members. They’re awful, and nearly impossible to regulate. We’ve recruited Sarah Silverman to help spread the word about how to avoid falling into their clutches.
Connect with Last Week Tonight online...
Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight
Find Last Week Tonight on Facebook like your mom would:
http://Facebook.com/LastWeekTonight
Follow us on Twitter for news about jokes and jokes about news:
http://Twitter.com/LastWeekTonight
Visit our official site for all that other stuff at once:
http://www.hbo.com/lastweektonight

Learning the Basics of Hard Money Lending

This Hard MoneyBasics video explains the difference between Hard Money Loans and Bank Financing for Real Estate Investors looking to find financing for distressed property. This video is brought to you by www.ShermanBridge.com

Peer-to-peer lending (sometimes referred to as P2P lending or crowdlending) is basically an alternative to "traditional" banking or in other words, a way for you to borrow from or lend to peers directly.
There is of course a peer-to-peer lending platform that always takes its cut but still, you're practically eliminating an important middle man (the bank) from the equation with peer-to-peer loans.
Will peer-to-peer lending replace banking? Unlikely, at least for the time being.
Are however P2P loans an interesting alternative? Most definitely and all in all, it's clear to absolutely everyone that crowdlending is here to stay.
Please like, comment and subscribe if you've enjoyed this video.
If you'd like to follow me on social media, use one of the links below:
https://www.facebook.com/oneminuteeco...
https://twitter.com/andreipolgar
https://ro.linkedin.com/in/andrei-pol...
To support the channel, please visit OneMinuteEconomics.com to buy my book, donate via PayPal/Bitcoin or become a patron on Patreon.

1:54

Payday Loans Explained | Pew

http://www.pewtrusts.org/small-loans. 12 million Americans take out payday loans every yea...

Payday Loans Explained | Pew

http://www.pewtrusts.org/small-loans. 12 million Americans take out payday loans every year, but there are still misconceptions about how they are actually used. Follow the story of Jennifer, a typical payday loan customer, who takes out a cash advance on her paycheck to make ends meet, but ends up paying more than $500 in fees.

💸What is SALT? Cryptocurrency Lending Service

https://membership.saltlending.com/register?r=7NFU7 JOINSALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUYBITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMASDAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK
Earlier today I covered the Ponzi lending scheme known as Bitconnect, however someone has brought my attention to SALT a cryptocurrency and lending service where you can borrow up to $1m and use your crypto as collateral, whilst I highlighted trust as an issue here, I suppose the fact you're getting money for your asset, negates the need to worry about trust, as you can simply use it if you're ready to sell your crypto, and you have the option to buy back later.
Perhaps you want some cash to speculate, this could be an option.
https://membership.saltlending.com/register?r=7NFU7 JOIN SALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUY BITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMAS DAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK

Private Money Lending Secrets

Learning the Basics of PrivateMoney Lending
This Private Money Basics video explains the Advantages of becoming your own bank so you can Learn the Basics of Private Money Lending. This video is brought to you by FOMHoldings
Are You ExpectingSocial Security To Provide Your Retirement?
Dear Friend,
If the answer is no, and I'm sure it is, please pay very special attention because the following information could make you thousands of dollars in the coming years simply by increasing the yield on the same money you're investing now.
I am a professional and qualified Real EstateInvestor and I'd like to spend the next few minutes talking to you about a way you can control your investments and safely make them grow at three to five times your current rate. Yes, I know it sounds too good to be true, but it isn't. What I'm going to share with you is very common in real estate circles and has been going on right under your nose in every city in America.
Smart people have been utilizing this investment for years. In fact .........
There Have Been Entire Companies BuiltAround This Investment and Those Who Do It Properly Have Grown to Huge Proportions.
This is a very safe investment that produces high yields while at the same time provides security and liquidity.
Do you know what $25,000 is worth in five years compounded at a 7% yield? It's worth $35,440. But now let's take that same $25,000 and invest it for the same five years at 12% simple interest instead of 7% compounded. Now it's grown to an amazing $40,000! That's a $4,560 Difference Simply by Upping the Yield from 7% to 12% ......
That's An Extra $912.00/year
Take Control of Your IRA, Pension Plan, Savings or CD's
Increase Your Yield
Earn 12% Instead of the Average 4-7% Interest
Take a look at the following chart......
5 Years
Amount
7%
Compounded
12%
Simple
Net Increase
$10,000
$14,176
$16,000
$1,824
$25,000
$35,440
$40,000
$4,560
$50,000
$70,881
$80,000
$9,119
$100,000
$141,762
$160,000
$18,238
These numbers are huge when you consider that in the above example the interest earned on the 12% investment could be invested to begin earning 12% too!!!!
If you expand it to a ten year term, your $25,000 would be worth $50,241 at 7% but if you change the yield to 12%, it grows to an incredible $55,000. That's $4,759 free dollars you will actually receive. Can you really afford not to control your own investments? Does it make sense for a bank to run your investments for you? They would like for you to believe it does.
Well, there is an alternative for you to consider. That alternative is......
Private Mortgage Loans
You can loan money, secured by a first or second mortgage that will not only give you the safety you want but will also give you the high yield we've discussed.
Let me see if I can answer some of the questions you may have about making private loans.
Who Borrows At HighRates?
We do because we have learned that...
It's Not the Cost of Money That Counts
But the Availability.
I make it possible to acquire good deals in houses because the funds were available from private lenders that would not be available from banks. If a Real Estate Investor can get good at locating good deals on houses, many times the bank wants to loan on the purchase price not the value of the house, thus penalizing him for being an astute Real Estate Investor. Having the money available will make or break the deal and paying a higher interest rate is irrelevant compared to.....BuildWealth In A Hurry
Private Mortgage Lending Your Key To Higher Profits
· Self Directing IRA's and Pension Plans
· You AreIn Control...Not the Bank
· High Yields of 12%
· Low Risk
· You Control the Terms
· FastLiquidity
· Small Loans
· No Collection Hassles
· Use Borrowed Money to Loan
· Tax Deferred Earnings
Call today for a free audio tape to learn how to increase the earning power of your money.
http://fomholdings.com/private-lending/private-lender-application/
Looking To Participate In The RealEstateMarket To Earn SolidReturns On Your Money: http://www.fomholdings.com/webinar
==============================­=========
Hey it's our very own website: http://fomholdings.com
Oh and our Facebook page: http://facebook.com/fomholdings
Want to know when we're up to? Now you can: http://twitter.com/fomholdings
Guess we should have a Google+ Page, too: gplus.to/fomholdings
Watch our webinar! http://fomholdings.com/webinar
Read our blog! http://bit.ly/1hqG0P3
Subscribe for new videos every Friday! http://bitylink.info/Real-Estate
Sincerely,
Andrew Texidor
PresidentFOM Holdings & Investments LLC.
6394 W. Blackhawk DR.
Glendale , Arizona 85308
Phone: (602) 282-0221
Fax: (602) 282-0221
*Results are not typical. Investors should be aware of the risks inherent of any investment, including the loss of said investment.

Fighting the debt trap of triple-digit interest rate payday loans

Payday loans are supposed to be a short-term quick fix for those who can't get traditional credit. But the loans are rarely actually short-term, and borrowers frequently need to take out a second loan to pay off the first. Special correspondentAndrew Schmertz reports from South Dakota, where some state lawmakers are trying to cap triple-digit interest rates that many struggle to pay.

Introduction to mortgage loans. Created by Sal Khan.
Watch the next lesson:
https://www.khanacademy.org/economics-finance-domain/core-finance/housing/mortgages-tutorial/v/mortgage-interest-rates?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/housing/renting-v-buying/v/renting-vs-buying-detailed-analysis?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets
Finance and capital markets on Khan Academy: Most people buying a home need a mortgage to do so. This tutorial explains what a mortgage is and then actually does some math to figure out what your payments are (the last video is quite mathy so consider it optional).
About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.
For free. For everyone. Forever. #YouCanLearnAnything
Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1
Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy

11:38

Salt Lending - Bitcoin/Ethereum Loan, Everything You Need To Know

Salt Lending helps you get your loans funded without a credit check. All you need to do is...

Salt Lending - Bitcoin/Ethereum Loan, Everything You Need To Know

Salt Lending helps you get your loans funded without a credit check. All you need to do is provide collateral in the form of Bitcoin or Ethereum, which is returned at the end of your loan term. To sign up for Salt go here: https://goo.gl/Dchg7A
For news updates and a chance to win prizes, check our my new blog: https://blog.cryptolaxy.com
investing
no credit check loans
no credit check lending
bad credit loans
horrible credit
bad credit lending
secured loans
bitcoin loan

4:18

How To Get a Loan Using Cryptocurrency (SALT Lending)

Today I'm going to talk about SALT Lending! It's the first lending platform that allows yo...

How To Get a Loan Using Cryptocurrency (SALT Lending)

Today I'm going to talk about SALT Lending! It's the first lending platform that allows you to use your cryptocurrency as collateral in order to take out a loan.
I'll be discussing:
1. What is it?
2. How does it work?
3. Why does it matter?
If you haven't already, make sure to subscribe!

💸What is SALT? Cryptocurrency Lending Service

https://membership.saltlending.com/register?r=7NFU7 JOINSALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUYBITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMASDAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK
Earlier today I covered the Ponzi lending scheme known as Bitconnect, however someone has brought my attention to SALT a cryptocurrency and lending service where you can borrow up to $1m and use your crypto as collateral, whilst I highlighted trust as an issue here, I suppose the fact you're getting money for your asset, negates the need to worry about trust, as you can simply use it if you're ready to sell your crypto, and you have the option to buy back later.
Perhaps you want some cash to speculate, this could be an option.
https://membership.saltlending.com/register?r=7NFU7 JOIN SALT
https://bitconnect.co/?ref=sitonmybits JOIN BITCONNECT
https://www.coinbase.com/join/59d602254b86ae00e357e673 BUY BITCOIN HERE
https://www.ledgerwallet.com/r/ebbf LEDGER NANO S
https://www.youtube.com/watch?v=vIWEbK7BxMg WIN A BITCOIN XMAS DAY
https://twitter.com/officiallykeith FOLLOW ME ON TWITTER
https://www.facebook.com/keithwareingofficial/ FOLLOW ME ON FACEBOOK

57:22

The Truth about Payday Loans :Young, British and Broke BBC Full documentary 2013

With a million people set to use payday loans to pay for Christmas this year, Miquita Oliv...

The Truth about Payday Loans :Young, British and Broke BBC Full documentary 2013

With a million people set to use payday loans to pay for Christmas this year, Miquita Oliver goes undercover to find out the truth about Britain's most controversial type of borrowing and meets people whose loans have spiralled out of control, sometimes with devastating results. But for every person she talks to who is desperate for cash to survive, there are others just after money for new clothes and parties. So how much do people really understand about how these loans work, and what they are getting into?
Miquita, who has had her own financial troubles, opens up her own payday loans shop rigged with secret cameras and hears startling stories of how these loans both exploit and are exploited by the people rushing to take them out. With the industry under scrutiny like never before, she tests whether lenders have cleaned up their act or whether some are still lending irresponsibly, creating big problems for the very people they are supposed to help.

46:12

Game of Loans - Four Corners

30 March 2015
Four Corners reporter Stephen Long exposes the highly questionable business...

Game of Loans - Four Corners

30 March 2015Four Corners reporter Stephen Long exposes the highly questionable business practices of so called 'payday' lenders.
Payday lending is now a major business with some companies listed on the stock exchange. The industry defends itself, claiming it provides a service the banks aren't interested in delivering.
"There are 10 millionAustralians that don't have access to a credit card. Where are they going to get credit?" - Payday Lending CompanyCEO
But as Long tests this claim he uncovers a trail of misery, meeting people like Anna. A hard working mother of three, she took a short-term loan from a payday lender to buy her daughter's school computer. Borrowing the money was easy, too easy, and before long she borrowed more money, sinking ever deeper into debt.
Anna had discovered what thousands of other short-term borrowers already knew; the system encourages dependency and the windfall profits come not from any one loan but by sucking people into multiple loans, sometimes with effective interest rates of more than 300 percent.
"The whole business model relies on trapping people in debt. You get the first loan and you get the second loan and you get the third loan to pay off the second loan." - Financial Advisor.
The questionable practices don't end there. Reporter Stephen Long spoke to industry insiders who confirmed that lenders provided credit to heroin addicts, doling out loans at one end of the shop after the addicted person had pawned goods at the front desk.
In another case, a man suffering a brain injury was signed up to multiple loans even though he didn't understand the documents he was signing.
In 2013 the Federal Government tried to rein in the worst excesses of the industry with new legislation. After an intensive industry lobbying campaign the laws were watered down but still capped interest and establishment fees.
Despite this, a recent survey by the Australian Securities and Investments Commission reveals that two thirds of payday lenders were highly likely to breach credit laws relating to responsible lending. Some gave loans to people already in default while more than half issued loans to customers who already had multiple loans.
All the evidence suggests the industry is now expanding massively online. Will the authorities and Government act to control the industry mavericks?

26:42

Default: the Student Loan Documentary (Broadcast Version)

Default: the Student Loan Documentary chronicles the stories of borrowers from different b...

Default: the Student Loan Documentary (Broadcast Version)

Default: the Student LoanDocumentary chronicles the stories of borrowers from different backgrounds affected by the student lending industry and their struggles to change the system. No matter when their loans were taken, many borrowers find themselves in a paralyzing predicament of repaying two, three or multiple times the original amount borrowed, with no bankruptcy protection, no cap on fees and penalties and no recourse to the law. The consequences are dire, with stories of borrowers in financial and emotional ruin.
This version was released on PBS late October 2011 and has since gone on to screen at over 142 public broadcasting stations, screened at over 200 college campuses and events, featured in over 200 media outlets including The Nation, Forbes, the Washington Post and the Wall Street Journal.
We are happy to release the documentary for free online, for anyone who wants to learn more about student debt and for groups who want to organize for change.
Serge Bakalian
Aurora Meneghello
www.defaultmovie.com

How To Get Out Of Debt

Disclaimer: Results may vary. This cannot be expected or guarantee. This is a case by case for each user.
I am not really religious but it's the holiday season.
So I decided for today's Book Of The Day I would read the Bible, specifically the Book of Proverbs.
The wise man says in Proverbs 22:7, "...the borrower is the slave of the lender."
How true this is.
Throughout history, the lender has always been the master over the borrower.
The average person in the USA is $225,238 in debt.
They owe $15,263 on their credit cards (at interest of around 14.95%), $147,591 on their house, $31,646 on student loans, and owe a staggering $30,738 on their car.
You might be in debt too.
If you are in debt you have two choices. You can be like most people and blame capitalism or 'corporations.'
Or you can follow the old saying, "If you can't beat them, join them."
So become a lender. Start lending money yourself.
Start small.
Lending money will accomplish one main thing: make you sophisticated with money.
Nothing will make you more financially savvy then lending out a little money and losing it, then learning from your mistakes, and evolving into someone skilled in advanced financial principles.
Lending money will teach you:
1. How to read people and be discerning with money.
2. How to structure win-win negotiations.
3. How to draw up a promissory note.
4. How to calculate a loan repayment schedule.
5. How to deal with conflict from people that aren't paying you back.
Remember, if you want to thrive in life you have to become sophisticated with money.
One of the reasons I went through the whole laborious Certified Financial PlannerProgram was to understand money at the deepest levels.
So start by lending out a $100 or $500.
Remember only lend out what you can afford to lose.
I once lent a buddy $38,000 to renovate and flip a house. That was in 2007, right before the market dropped. I still haven't seen a penny back yet.
But who cares? Gaining knowledge to me is more valuable than losing money here and there.
It's like anything in life, you will suck at first. But if you patiently commit to building the new skill of lending money you will get good over time - real good.
I don't recommend lending to family or close friends since there is always the chance of some long-term tension.
Lend to an acquaintance or a friend of a friend.
And do not just informally lend out the money. That won't teach you anything.
You probably have already done that in your life before. There is no real educational value from just pulling a $100 out of your pocket and giving it to a friend who is broke.
Structure the deal formally so they have to pay you back on an exact lending schedule.
Go to Rocketlawyer.com and download a simple loan agreement.
Don't worry about charging interest. This is a training exercise not an attempt to become a bank or a loan shark.
The bonus to all this is that you will also be improving the world.
When I lived with the Amish I realized they have a secret weapon. Instead of only relying on big banks, they lend each other money at low interest. This allows young people who don't have much credit to get started running their own businesses.
Many Jewish, Lebanese, and Muslim communities do the same. It's genius.
By the way one of my favorite charities is Kiva.com where you can lend money to people in third world countries so they can start up their own business and rise out of poverty.
So stop being a servant. Become a master. I don't care if you are 18 or 85. Flip the tables on the conventional structure by becoming sophisticated with money.

Salt Lending Review: Blockchain Backed Loans

Salt gives crypto enthusiasts the ability to leverage their #crypto assets to secure cash loans.
To simplify this, #Salt is a lending platform that allows members to use cryptocurrency such as #bitcoin or #Ethereum as collateral to secure a fiat currency loan.
I want to talk about collateral for a few minutes. So, collateral is something that is pledged as security for repayment of a loan that will be forfeited to the lender in case you cannot pay back the loan.
I’m going to use the pawnshop as example. Let's’ say you take a gold necklace to the pawn shop and put that up for collateral. The pawn shop doesn’t care if you pay the loan back and to be frank, they hope you don’t because they can easily resell the jewelry to make a positive return on their investment and they are not going to give you spot price for the gold. The pawn shop also allows you to make payments on the jewelry to get it back in your possession and this becomes even more profitable for them when the consumer forfeits the jewelry due to lack of repayment.
A home equity loan is another great example. Let’s say hypothetically you bought a house for $100k and in 5 years it’s worth $150k. You now have $50,000 of equity that you can use to secure a loan through your bank, lender and or financial institution.
At the end of the day, Salt Lending is simply a crypto-backed loan platform.

20 Easy Ways to Get a Business Loan with Bad Credit

During this webinar, you’ll discover:
Why conventional banks are not the best source for business loans… unless you have a perfectly established business and excellent consumer credit
Which lending sources and investors will lend you money… even as a startup and even with severe credit issuers
2 ways you can get funding within 72 hours with no consume credit requirements… and based on only one simple document review
How to get a working capital CREDIT LINE and funding within a week… even with challenged personal credit
How to get money from private money and equity investors… and the 3 basic requirements they’ll want to see to approve you
How to get financing to fulfill purchase orders and account receivables… with no credit requirements
3 ways you can get lines-of-credit and low­-interest loans… even with horrible personal credit
How to get financing to purchase equipment, or borrow against you or someone else owns… even with bad credit
How to purchase and refinance real estate… even with credit issues
How to use guarantors to get approved for up to $150,000 in unsecured financing
3 ways to get financing regardless or your cash flow or credit quality and without collateral… and how to use this method to get individual credit limits of 40k or higher quickly
During this webinar, we’ll extensively decode 20 ways you can get a business loan, even with bad credit. No matter what your situation is, you’ll leave the event with actionable information to get approved.
Check out this link to discover how you can make money offering business credit and financing services for your customers. http://www.creditsuite.com/businesscredit
05/16/2017 by Ty Crandall, CreditSuite

1:00:35

Microfinance: Meeting Needs With More Than Just Loans

Chapters:
-------------
Introduction: 0:00
The Priorities of the CEO Working Group: 2:49
M...

Microfinance: Meeting Needs With More Than Just Loans

Chapters:
-------------
Introduction: 0:00
The Priorities of the CEOWorking Group: 2:49
Microfinance: Paying Attention to the Poor: 8:34
Designing Financial Products for the Poor: 11:50
Utilizing Technology to Increase Financial Inclusion: 17:15
The RoleRegionalDifferencesPlay in Technological Implementation: 21:57
How Microfinance Can Improve Healthcare: 25:56
Accion CEO Michael Schlein: The Role CommercialBanks Play in Microfinance: 33:40
Creating Solutions for the Impoverished of the Developed World: 36:15
CEO Working Group Initiatives: MobileMoney: 39:55
Keeping Microfinance Organizations Nimble and Innovative: 45:16
How Youth Can Get Involved in Microfinance: 51:15
How the Informal Money Lending Community is Being Impacted by Microfinance: 54:47
Judging the Size of Microfinance Communities: How Small is Too Small?: 57:07
Conclusion: 59:53
----------------------------------------------------------------------------------------------------------------------
The vast majority of the world's poor lack access to formal financial services. Faced with small incomes and little or no support from banks or other financial institutions, individuals struggle to save enough money to have a significant impact on their lives.
For more than four decades, the microfinance sector has provided small loans to help support the self-help efforts of micro-entrepreneurs. While these loans are powerful tools, when taken alone, they are not nearly enough to help the poor climb out of poverty.
Microfinance clients need other services, such as a safe place to save money, access to health services, financial education and other tools to help them make meaningful and sustainable progress out of poverty. As the digital and mobile landscapes continue to evolve, the microfinance sector is poised to innovate and serve more clients with a wider range of tools and services than ever before.
How are microfinance organizations serving their clients with an appropriate mix of services that help them escape poverty for good? How can disruptive technologies like mobile banking assist in this mission? What advances have we seen in this field and what challenges lie on the horizon?
The panel of speakers includes Alex Counts, President and CEO, Grameen Foundation, Steve Hollingworth, President, Freedom from Hunger, and Mary Ellen Iskenderian, President and CEO, Women's World Banking.
Maya Chorengel, Co-Founder, Elevar Equity, will moderate the discussion.
For more information about this event please visit: http://www.worldaffairs.org/events/event/1392

Asset Based Lending (ABL) Explained

Asset Based Lending (ABL) are loans made to businesses backed by a liquid asset used as collateral for the loan. Businesses that use ABLs are either highly leveraged or too small to take on more bank debt and must resort to alternative lending solutions.
These loans are used to increase the working capital of a business in order to help finance growth or operating activities.
In this video, we cover the three categories of the ABL market:
- Recourse/nonrecourse financing
- Purchase order financing
- Inventory financing
Are ABLs a possible solution? Why is inventory financing so bad? How can an ABL help a company become more organized? We answer all of these questions in the video.
If you have any other questions, please comment below. If you enjoyed the video and found it helpful, please like and subscribe to FinanceKid for more videos soon!
For those who may be interested in finance and investing, I suggest you check out my Seeking Alpha profile where I write about the market and different investment opportunities. I conduct a full analysis on companies and countries while also commenting on relevant news stories.
http://seekingalpha.com/author/robert-bezede/articles#regular_articles

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