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Good to Go Loans

19 September 2017

Get a quick cash loan, personal loan, car loan, or business loan through Good to Go.

Good to Go is an Australian loan provider based in Windsor, NSW. They provide online loans to Australians around the country using a simple application process. You can apply for a loan if you suffer from poor credit, if you’re self-employed, or even if you receive income from Centrelink.

This online loan provider offers quick cash loans, personal loans, car loans, and business loans, so there’s a good chance you’ll find an offering that suit your needs. These loans offer repayment flexibility, and you'll get a clear understanding of all associated fees and charges at the very onset.

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Types of loans from Good to Go

Given the variety of loans that Good to Go provides, you can look for one in accordance to your specific needs, and here’s what you can expect:

Cash Loans. Through a Good to Go Cash Loan you can borrow $500 to $5,000, and loan terms vary between 4 week(s) and 52 year(s). You can apply for this loan if you’re on Centrelink income and if you have bad credit.

Car Loans. The minimum you can borrow with a Car Loan is $3,000 and the maximum is $30,000. You can use proceeds from this loan to buy a new car, or even to repair your existing car. You can apply if you have bad credit. Loan term can vary from 1 year(s) to 7 year(s) years.

Personal Loans. You can borrow in between $3,000 and $30,000 through a Personal Loan, and loan terms vary between 4 weeks(s) and 4 year(s). You can apply for this loan if you have bad credit.

Business Loans. There is no restriction to how much you can borrow through a Business Loan, and loan term varies between 14 days and five years. Good to Go offers different business loan types, which include payroll cash advances, small business cash advances, car and truck leasing, retail stock loans, and loans for shop fit outs and extensions.

Why should you consider taking out a Good to Go loan?

Flexible loan amount. No matter how much money you’re looking at borrowing, there’s a good chance Good to Go has a solution for you. While you can borrow as little as $500 through a Cash Loan, you can borrow up to $30,000 through a Personal Loan or a Car Loan, and there is no maximum limit for Business Loans.

Flexible loan terms. You can choose a loan term according to how much money you borrow and your budget. Cash Loans and Personal Loans come with minimum loan terms of 4 weeks, and while the maximum loan term for Cash Loans is two years, you can have up to 5 years to repay a Personal Loan.

Repayment flexibility. Good to Go gives you the ability to schedule your repayments in line with your pay schedule, allowing you to make weekly, fortnightly and monthly repayments.

Additional repayments. When you take a Good to Go loan you can make extra repayments at any time, and you don’t have to pay any penalties if you opt to pay the entire loan off ahead of time.

How much will it cost you to borrow from Good to Go

You don’t have to pay any fees to apply for these loans, and you are under no obligation whatsoever until you accept the loan contract. Paying the loan amount before the term ends does not attract any penalties.

Good to Go discloses all fees and charges linked to its loans as part of its pre-contractual disclosure requirements, which you'll have adequate time to go through. Reviewing these is a good idea, given that you can avoid some of these fees but have to pay certain others.

Are Good to Go loans safe?

Good to Go is an Australian Credit License holder that is in compliance with the National Consumer Credit Protection act. They are a member of the Financial Ombudsman Service as well as the National Financial Services Federation. If you’re worried about the fees and charges associated with these loans, you get to review them as part of the contract, which is not valid until acceptance from your end.

How to apply for a loan from Good to Go

Applying for a Good to Go loan is fairly straightforward, and you have to visit the Good to Go website to begin. Make sure you meet the following eligibility criteria before starting your application:

You’re a permanent Australian resident

You’re over 18 years old

You have a regular source of income

To complete the online loan application you have to provide different kinds of information, which comprises the following.

Cash Converters offers a number of small loans including their personal loan which is available for up to $5,000 and repaid over 12 months. If you need a personal loan to help you out financially you can apply for a loan today.

If you're in need of a quick online loan, consider one of Credit24's unsecured financing options. You don't need good credit to apply and you may be eligible for a loan up to $6,500. See if the loan is right for you.

If you're looking for a convenient and flexible way to finance your new or used car purchase, compare ANZ's car loan options today. Secured and unsecured personal loans with competitive rates are available.

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50 Responses

JoeDecember 1, 2017

If it show default on bank statement and loan is their any chance in a loan. But you want pay it all off and bills and pay for holiday, to keep one loan to have to beable pay off. To be stress free this Christmas

Thanks for your inquiry. Please note that we are not affiliated with Good to Go Loans or any company we feature on our site and so we can only offer you general advice.

If you are referring to Good to Go Loans, please visit their official site and you may submit an online application from there.

You can also check this page for helpful info and compare your options for personal loans for debt consolidation.

Debt consolidation allows you to combine all your loans into one. Essentially, it can give you a way to reduce your interest rates and fees, thereby giving you a way to get yourself out of debt. If you choose to consolidate your debt, you’ll have one loan repayment to worry about rather than several.

Lenders may require different eligibility criteria. As long as you can meet the criteria as well as the application requirements you have a better chance of getting an approval. But please not your approval may vary depending on the lender on how they can see you can repay the loan.

With Good to Go, you can actually apply, but the approval will be on a case by case basis. So please review the criteria and contact them directly to discuss your loan options and approval. If you’re keen to know the other lenders that offer loans to people on Centrelink, please check this page.

You can find reference to Centrelink payments on Good to Go’s FAQ page:

Am I eligible to apply for an instant small loan?
If you are over 18, have Identification and receive a regular income via full time, casual employment or are receiving a Centrelink benefit then you can apply.
Can I still apply if I’m on Centrelink?
YES, we are regulated to ensure all of our quick cash loans online are suitable and affordable to suit your circumstances. Conditions will of course apply.

Good to Go Loans provides loans of between $500 and $5,000 for between 4 weeks and 2 years. If you’re a permanent Australian resident, have a source of income and are over the age of 18 you can submit your application on the Good to Go website. Just make sure you have the means to repay the loan.

My husband earns $2000 a fortnight outgoing is $1650 a fortnight my son gets $871 a fortnight disability pension we have bad credit rating our son has no credit rating should we do in our name or our sons to get him a rating

Unfortunately I can’t advise you either way as it really depends on your individual financial situation – your assets, debts, your bank statements, etc. Good to Go will consider applications from individuals with bad credit so that’s not a reason to not submit your application.

Hi.
My wife and I are looking to borrow $15,000.We have sold a home which has gone unconditional and we are about 15,000 short of paying cash for a nother home.I am on a diabity pension and my wife is just about ready to quit her job as we are relocating.We have very little in super fund and no savings.We are relocating to mildura and my wife intends to work for newstart with a view to get a job.I am 64 and my wife is 61.Can you help us.Thank You.
Anthony

You’ve come through to finder.com.au, a financial comparison service and not Good to Go Loans. If you’re looking to apply with Good to Go or get in contact with them to discuss your eligibility you can do so via its website.

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