PRUprestige VISA Signature Card

The PRUprestige VISA Signature Card is a by-invite-only credit card that empowers you with a wealth of VISA Signature rewards and exclusive privileges that will enrich your lifestyle and let you indulge to your heart's content.

PRUprestige VISA Signature Card - the only card that helps you pay for your insurance premiums at a faster rate.

For every S$1 charged to your card, you'll earn 1.50 reward points, which can be converted into a cash equivalent to offset your Prudential insurance premiums or buy additional Prudential coverage. Start redeeming now and enjoy savings on your premium.

*Annual fee will be waived for retail spending of $6,000 per annum on your PRUprestige VISA Signature Card from third year onwards. Subjected to approval from Standard Chartered Bank. The supplementary cards are free as long as the principal card is valid.

Lifestyle and Regional Privileges

Great deals every day

Live The Good Life™ every day with over 1,000 great deals islandwide from dining offers to shopping, travel and lifestyles benefits. Visit standardchartered.com.sg/thegoodlife for a full list of privileges.

Travel & Private Club Access

Enjoy complimentary privileges at a host of members-only establishments and prestigious private clubs in Korea, Malaysia, Thailand and Singapore. What’s more, discover a menu of amazing escapades with the Visa Access Unique Travel Program. For more of these privileges, please visit www.visasignature-asia.com.

Golf

Enjoy discounted green-fees all year round at 18 finest golf courses in Asia, along with exclusive access to the world's most celebrated golf courses. For more of these privileges, please visit www.visasignature-asia.com.

VISA Signature Concierge Service

Need assistance? VISA Signature Concierge service is available 24 hours a day, 7 days a week to attend to your lifestyle needs, such as planning a trip, booking a flight, hotel or restaurant, car rental, theatre tickets and more. Simply call 800 448 1450.

Apply For Supplementary Card

As a main cardmember, you can apply for up to 5 supplementary cards. Please click here to download the application form for a Supplementary Card.

With a retail spending of S$6,000 (including your Prudential insurance premiums charged to the card), the subsequent year's annual fee will be waived.

*The annual fee will automatically be waived with a retail spending of $6,000 (including your Prudential insurance premiums charged to the card). Your reward points will not be used to offset the annual fee waiver.

Frequently Asked Questions

General

How can I apply for the PRUprestige VISA Signature Card? You can request for the PRUprestige VISA Signature application form through your Prudential Financial Consultant.

Mandatory Supporting Documents For Singapore Citizens and Permanent Residents - Copy of NRIC (front and back) - Copy of Passport (for Singapore Permanent Residents) - Income Documents for Salaried Employee and Commission Earner - Copy of computerised payslip
Salaried Employee: Current or previous 1 month's payslip from current employer
Commission Earner: Last 3 months payslip from the same current employer; OR
Copy of latest Income Tax Notice of Assessment OR
Copy of last six months' CPF statement from current employer

- Income Documents for Self-employed - Copy of last two years' Income Tax Notice of Assessment

Mandatory Supporting Documents for Foreigners - Copy of Passport - Copy of Employment Pass
(Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes. Q Pass holders must have minimum one year validity remaining on their passes) - Income Documents
Copy of computerised payslip
Salaried Employee: Current or previous 1 month's payslip from current employer
Copy of latest Income Tax Notice of Assessment

Forms not accompanied with clear copies of required documents or with incomplete information will cause a delay in processing.

Upon the approval of your PRUprestige VISA Signature Card, use the Regular Premium Payment application form to apply for your next Prudential insurance premium to be charged via your PRUprestige VISA Signature Card.

What happens if my card is stolen or misplaced? Please report the loss to Standard Chartered Bank by calling the Standard Chartered 24-hour Platinum Service Line on 1800 788 3133ˆ.

In addition, you will need to send a written confirmation of the loss of your card to the bank. You will remain liable for all unauthorised card transactions effected before the bank receives the letter. Thereafter, the bank will limit your liability for any unauthorised card transactions effected after it has received your written notification to S$100 per card. This limitation of liability does not apply to card transactions effected through the use of the PIN. The bank will send you a replacement card within five working days. A charge of S$20 is imposed on every replacement card.

I've forgotten to pay last month's balance on time. Will there be a late payment fee? Yes. There will be a S$20 late fee charge if Standard Chartered does not receive the minimum payment by the due date.

What is the minimum payment? The minimum payment is 5% of the "new balance" each month or S$50, whichever is higher, plus any overdue amounts.

How do I get a replacement ATM PIN? You can call the Standard Chartered 24-hour Platinum Service Line on 1800 788 3133ˆ for a replacement ATM PIN. There will be a charge of S$20 as a new card will have to be issued with your new ATM PIN.

About Regular Premium Payment

What is Regular Premium Payment? It is a process where existing policyholders can pay their Prudential insurance premiums by using their Prudential Credit Card.

Whose regular premiums can you pay for using your PRUprestige VISA Signature Card? You can pay for your own Prudential premiums or your family members* * "Family Members" refer to your spouse, children, parents, parents-in-law, brothers and sisters

If I am a supplementary cardholder, can I still use my PRUprestige VISA Signature Card to pay my Prudential insurance premiums? Yes. Both Main and Supplementary cardholders are eligible to pay Prudential insurance premiums using the PRUprestige VISA Signature Card Note: Only the Main cardholder can apply to use reward points to offset against Prudential insurance premiums

What are the regular premium plans that are eligible for Regular Premium Payment? All regular premium plans are eligible for the Prudential Regular Premium Payment except for:

What are the payment modes available for Regular Premium Payment? You can opt to pay your Prudential regular premium on a monthly, quarterly, half yearly or yearly basis. Please ensure your regular premium amount charged is within your credit limit.

Do I have to change my billing frequency when I opt for my Prudential premium payment via my PRUprestige VISA Signature Card? No, you can continue with your existing billing frequency.

Do I earn reward points when I charge my regular premiums through the PRUprestige VISA Signature Card? Yes. For every S$1 charged to your PRUprestige VISA Signature Card, you earn 1.50 reward points which can be converted to offset your next Prudential insurance premium. Note: If you use your Supplementary Card to pay for your premium, only the Main cardholder can apply to utilise the reward points for redemption

How long will it take to effect my Prudential Credit Card Regular Premium Payment for my existing policy? Upon receiving your Prudential Credit Card Regular Premium Payment application form, we will take at least 7 working days to process your request and effect the new payment method.

When will my Prudential insurance premiums be charged from my PRUprestige VISA Signature Card? Your premiums will be charged on your premium due date.

How do I know if my Prudential insurance premiums have been successfully charged to my PRUprestige VISA Signature Card? When your Prudential insurance premiums are successfully charged to the card, your policy number and amount charged will be reflected on your next credit card statement. Note: No premium notice or official receipt would be sent upon the approval of your Prudential Credit Card Regular Premium Payment application

Can I pay my first Prudential insurance premium using other credit cards and pay my subsequent premiums upon approval of my PRUprestige VISA Signature Card? Yes, you can if you do not already have a PRUprestige VISA Signature Card. Upon successful approval of your PRUprestige VISA Signature Card, you can charge your subsequent premiums to the card.

How will I be notified if my application to charge my Prudential insurance premiums to my PRUprestige VISA Signature card is successful? Prudential will notify you by post on the confirmation of your Prudential Credit Card Regular Premium Payment.

About Insurance Redemption

Can I use reward points to pay for all Prudential insurance premiums? You can use the cash equivalent that is converted from your reward points to pay for your Prudential premiums. This applies to any Prudential regular premium policy.
Recurrent single premium policies, USD policies, single premium policies, top-ups and policies purchased under CPF investment Scheme, CPF Private Medical Insurance Scheme, and Supplementary Retirement Scheme are not eligible for premium redemption.

How do I convert my reward points to its cash equivalent to pay my new or existing Prudential insurance premiums? You can call the Standard Chartered Bank (Singapore) Limited 24-hour Platinum Service Line on 1800 788 3133ˆ for a redemption request form.

It will take 2 weeks to process your redemption request. You need to continue to pay all your Prudential premiums until you are notified that the redemption has been effected. If your premium amount is already deducted, we will credit the amount redeemed for your next Prudential insurance premium due instead.

You must offset your insurance premiums in blocks of 300 reward points (equivalent to S$1.20), subject to a minimum of 3,000 reward points (equivalent to S$12.00).

Reward Points

Equivalent cash value to pay your Prudential premiums

First 3,000

S$12.00

Every 300

S$1.20

Can I use reward points to pay for insurance premiums with insurers other than Prudential? No, your reward points can be converted to its cash equivalent to pay the premiums for your Prudential regular premium policies only.

Can I use reward points to pay my family member's Prudential insurance premiums? Yes, you can. You can offset your parents, parents-in-law, spouse, children, brother and sister's Prudential insurance premiums.

Do I need to use my reward points by a certain date? Yes, your reward points will expire in 3 years’ time from the card account opening date. You need to redeem your reward points against your insurance premiums at least 1 month before the reward points expire. Otherwise, the bank will redeem your unused reward points for your following year's annual fee. This applies only if you have sufficient reward points to offset your annual fee.