no insurance...

I am trying not to go crazy, but my husband was laid off and we have no insurance. I live in Texas and am trying to get on medicaid, but I am being told that I make too much money. We haven't been rejected, but Im a teacher and its not like we are wealthy! I missed my first dr appt today because it would cost $500-800 and we only saved $300. Is there anyone out there struggling like this?

I am trying not to go crazy, but my husband was laid off and we have no insurance. I live in Texas and am trying to get on medicaid, but I am being told that I make too much money. We haven't been rejected, but Im a teacher and its not like we are wealthy! I missed my first dr appt today because it would cost $500-800 and we only saved $300. Is there anyone out there struggling like this?

You might want to look at planned parenthoods in your area. Not all, but some off pretty robust prenatal care on a sliding scale, including ultrasound checks. I don't believe they can help with delivery, but some can provide you with care during your pregnancy.

You might want to look at planned parenthoods in your area. Not all, but some off pretty robust prenatal care on a sliding scale, including ultrasound checks. I don't believe they can help with delivery, but some can provide you with care during your pregnancy.

Planned Parenthood can also give you a list of doctors in your area that do a sliding scale/reduced rate for people who do not have insurance. Also, if you do get rejected I believe you can appeal Medicaid and state your case. Good luck.

Planned Parenthood can also give you a list of doctors in your area that do a sliding scale/reduced rate for people who do not have insurance. Also, if you do get rejected I believe you can appeal Medicaid and state your case. Good luck.

Thanks...so frustrating! I'm relying on family at this point, but we are hoping for the best. I'm sure we will make it somehow...it's just money, right?! We are so excited to be pregnant...we tried for so long. I'm trying not to be too stressed! I just tell myself to breathe...thanks for the good advice...it's nice to know there is someone out there! :)

Thanks...so frustrating! I'm relying on family at this point, but we are hoping for the best. I'm sure we will make it somehow...it's just money, right?! We are so excited to be pregnant...we tried for so long. I'm trying not to be too stressed! I just tell myself to breathe...thanks for the good advice...it's nice to know there is someone out there! :)

Have you tried to find a midwife? They are cheaper than OBGYNs and hospital births! I live in tx also and there is a birthing center in my city that will cost less than $4000 to have the baby and care through out your pregnancy! Blood work and u/s are a different cost though! Just a thought! HTH!

Have you tried to find a midwife? They are cheaper than OBGYNs and hospital births! I live in tx also and there is a birthing center in my city that will cost less than $4000 to have the baby and care through out your pregnancy! Blood work and u/s are a different cost though! Just a thought! HTH!

I just moved to tx right before I found out I was pregnant, and I see that they also have something called chip where if you are unable to get medicaid you can quilify for chip its only for prego women and children but you pay a low amount a month based on you income I think up to 50 max per month (i think based on my memory) (lower if you have lower income) and then small co pays.......again im not 100% you might want to check that out in more detail I glanced at it the other day because im not too sure how my insurance situation will be soon.

I just moved to tx right before I found out I was pregnant, and I see that they also have something called chip where if you are unable to get medicaid you can quilify for chip its only for prego women and children but you pay a low amount a month based on you income I think up to 50 max per month (i think based on my memory) (lower if you have lower income) and then small co pays.......again im not 100% you might want to check that out in more detail I glanced at it the other day because im not too sure how my insurance situation will be soon.

I know a RN who had pregnancy Medicaid. I am from Tx also. I work around insurance and I've been told the guidelines for pregnancy Medicaid is low so it doesn't hurt to apply. Don't stress out, good luck!

I know a RN who had pregnancy Medicaid. I am from Tx also. I work around insurance and I've been told the guidelines for pregnancy Medicaid is low so it doesn't hurt to apply. Don't stress out, good luck!

Have you checked the health department? When I had my DS, I went to the health dept for all my monthly check ups and then tey assigned me to a doctor for my weekly appts and set me up at a hospital that had a l&d package and a payment plan. I loved my final dr and the service I received...

Have you checked the health department? When I had my DS, I went to the health dept for all my monthly check ups and then tey assigned me to a doctor for my weekly appts and set me up at a hospital that had a l&d package and a payment plan. I loved my final dr and the service I received...

I'm in Florida. The Medicaid system here sucks too. However, I don't think you can be denied Medicaid for pregnancy. Here I would normally be on share of cost. Because I make "too much" as well. Florida laws make it easy for your children though. Both my 3 yo & soon to be baby are covered. Florida also offers low cost children's health insurance. Check into it. For me I have to stay on top of them/things otherwise you get lost in the red tape. Good luck!

I'm in Florida. The Medicaid system here sucks too. However, I don't think you can be denied Medicaid for pregnancy. Here I would normally be on share of cost. Because I make "too much" as well. Florida laws make it easy for your children though. Both my 3 yo & soon to be baby are covered. Florida also offers low cost children's health insurance. Check into it. For me I have to stay on top of them/things otherwise you get lost in the red tape. Good luck!

I have insurance but in my first appointment the lady at the desk said that the way it works is by filing a one time claim to my insurance as maternity care. My insurance cover 80% and I have to come up with 20%. So the girl said, since we won't receive any payment from your insurance until we are done treating you, your first payment will be $750 and every visit will be$280. ARE YOU KIDDING ME?? She was like oh don't worry we will reimburse you if we did over charge. SUUUUURE!!

I have insurance but in my first appointment the lady at the desk said that the way it works is by filing a one time claim to my insurance as maternity care. My insurance cover 80% and I have to come up with 20%. So the girl said, since we won't receive any payment from your insurance until we are done treating you, your first payment will be $750 and every visit will be$280. ARE YOU KIDDING ME?? She was like oh don't worry we will reimburse you if we did over charge. SUUUUURE!!

You can also apply for emergency Medicaid after delivery. Also look for a good birth center, they usually a lot cheaper and you get a good care. I am going to choose one in my area in va this time with my second one. I don't have an insurance either, and I had to pay smth around 7k out of my pocket for all the bills with my first one, consider that I went with midwife practice, had natural delivery and they gave me 20% off for paying right away. Praying for a healthy pregnancy and delivery now too!!

You can also apply for emergency Medicaid after delivery. Also look for a good birth center, they usually a lot cheaper and you get a good care. I am going to choose one in my area in va this time with my second one. I don't have an insurance either, and I had to pay smth around 7k out of my pocket for all the bills with my first one, consider that I went with midwife practice, had natural delivery and they gave me 20% off for paying right away. Praying for a healthy pregnancy and delivery now too!!

Hello, I am on the same boat, I was denied by medicaid and do not have insurance. I'm 9 weeks and still waiting for a quote from my hubby's insurance (sucks) I won't be able to make it to the first app because is too pricey.

But, I spoke with a insurance broker and there is a government insurance called www.pcip.gov for ppl with pre-conditions (pregnancy) give them a call, is not that expensive and will cover the prenatal visits and labor.

Hello, I am on the same boat, I was denied by medicaid and do not have insurance. I'm 9 weeks and still waiting for a quote from my hubby's insurance (sucks) I won't be able to make it to the first app because is too pricey.

But, I spoke with a insurance broker and there is a government insurance called www.pcip.gov for ppl with pre-conditions (pregnancy) give them a call, is not that expensive and will cover the prenatal visits and labor.

If you're a teacher, especially public school, can't you get insurance through your employer? Usually a spouse losing a job (and the insurance that comes with it) is considered a "qualifying event" and you can get enrolled even if you aren't in the open enrollment period. I would talk to your HR department and hope they are helpful.

If you're a teacher, especially public school, can't you get insurance through your employer? Usually a spouse losing a job (and the insurance that comes with it) is considered a "qualifying event" and you can get enrolled even if you aren't in the open enrollment period. I would talk to your HR department and hope they are helpful.

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