Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.

Please note, this is a soft login and no personal financial data will be saved here for security reasons.

Unstructured Supplementary Service Data (USSD)

USSD (Unstructured Supplementary Service Data)

Simply dial *99# code from your mobile number registered with the Bank and access your balance details, last 3 transactions and do Fund Transfer without the need of Internet. No need for Internet or smartphone. Anyone having a GSM phone can transfer funds to any other person via Mobile Number, Virtual Payment Address, AADHAAR or Bank Account details.

Works only from the Registered Mobile Number

Instant Fund Transfer

No need to add beneficiary details every time

Transfer up to INR 3,000 per day

Please Note

USSD works only on GSM mobile phones and is currently available on all telecom service providers. USSD banking service has been using the National Unified USSD platform (NUUP) developed by National Payments Corporation of India (NPCI). Kotak Mahindra Bank does not charge any fees for this service. However, charges, as applicable, may be levied by telecom operators.