Credit Relief

Get credit relief with ACCC.

If you're struggling with credit problems or feel like you're drowning in debt, American Consumer Credit Counseling (ACCC) offers debt assistance and credit relief strategies that can help. From free credit counseling to affordable credit relief and debt management programs, our services have helped thousands of people just like you get out of debt and improve their financial future. Our certified credit counselors are experts at helping you find the right credit relief strategy for your situation, and as a non-profit organization our fees are among the lowest in the industry. When you're ready to find relief for your credit problems and start your journey out of debt, contact us for a free, no-obligation consultation.

Credit relief through a debt management program.

When you come to ACCC for credit relief, our professionally trained credit counselors will work with you to evaluate your entire financial situation and provide debt relief assistance options. They'll provide you with a detailed review of your income and expenses, debts, and assets. They'll offer you personalized credit relief options based on your goals and the details of your unique situation. They may also recommend a debt management program to help you get out of debt and improve your financial future.

Here's how a debt management program works. Unlike debt consolidation or debt restructuring, a debt management plan does not consolidate debt with a new loan. Rather, it consolidates payments – you'll make one payment each month to us and we we'll take responsibility for paying your creditors. By simplifying payment in this way, it makes it easier to manage your money and stay current with payments. It also lets us work directly with your creditors to secure possible reductions in interest rates, finance charges, late fees, and over-limit fees. In most cases when implementing this kind of debt solution, we are able to reduce the amount of your monthly payment and help you pay off your debts faster.

The benefits of a credit relief program with ACCC.

There are many reasons to choose ACCC for credit relief help:

We are a nonprofit agency. Our mission is helping people like you find credit relief, and we're able to keep our fees as low as possible.