International Debt

“Dear Jon, I have debt of 10K in UK. I took up these loans thinking I could repay them in due course of time.Although I did paid up for the 3 consecutive loan installment as I was earning. But due to change in visa rules I was forced to leave job and cldnt find another job ultimately I had to ... Read More »

“Dear Jon, I am currently international student and will be leaving the country towards the middle of 2013. I currently owe £400 to the banks and £196 on an unpaid mobile contract bill. As it has been more than 60 days since I’ve repaid both, I am assuming that my credit score and information has been circulated to the credit ... Read More »

“Dear Jon, I am a Greek citizen and 3 years ago (mid-September 2009) I started a course at an English university. Due to some personal problems I had to return in Greece only after a month or so (October 2009), so I cut my course short. I had a student loan accepted, but I had the right to cancel the ... Read More »

“Dear Jon, Student – Due to illness will be commiting suicide early January If a student with pretty much no estate other than a tv and an xbox was to give said “tv and xbox” away as christmas presents. Then, took out £500-£10,000+ from these various payday loan companies at the maximum amount and time period to pay back (So ... Read More »

“Dear Jon, Made request under CCA74 to Cabot financial (Europe) Ltd for true copy of credit card agreement which they claimed (under £2500) were in force since 2002.. They sent t&cs but no copy of the true executed agreement. Wrote to them to dispute their claim as unenforceable and stopped payments. They keep sending intimidating letters with threats of court ... Read More »

“Dear Jon, I have been living in Dubai for 4 years and enjoyed every single minute of it. Sadly i was made redundant and could not secure another job, so I had to bounce my two apartment cheques for around 24,000 Dirhams. The owner said that he filed a case, but a friend of mine in Dubai has a friend ... Read More »

“Dear Steve, i was leaving in australia for more than 5 years and always paid my phone bill on time. however due to some financial crisis, i had to go back for my home country and not able to pay my closed contract with the provider (amounting to more than $1000). i had no Permanent Residency visa with Australia and ... Read More »

“Dear Jon, I was a student who came to the UK in 2009. I was enrolled for a course, which I did not complete. End 2009, I got a Tier 2 visa and started working. Now it’s time to extend my visa. I had paid my agent who arranged my student visa in 2009 all the money for the course ... Read More »

“Dear Steve, My Father left Dubai recently with debts such as company loan, personal loan, and some credit cards from UAE local banks with total amount of approx 300,000 $. My mother is still in Dubai with clean background and no credits. my first question would be: is my mother responsible for my father debts? can they charge her with ... Read More »

“Dear Jon, hi, i lived in uk for about 2yrs and 8 months. I had to go back to my country because i couldn’t manage my expenses. I had some credit cards debt and overdraft (£5500 in total). i took 3 mobile sets on contract. As there was roaming facility on in one mobile i used it in my country. ... Read More »

“Dear Jon, I was forced to leave the UAE in August of this year, I left credit card debt to the total value of AED 87K. I am now in the UK and have been contacted by a UK debt collection agency (DCA), stating they have been instructed by the UAE bank to recover the debt and handle the account. ... Read More »

“Dear Jon, I left England over 6 years ago and left behind me debts from credit cards,overdrafts and some bank loans. Now i have been offered a great job and want to return to UK. My question is what sort of difficulties are ahead of me? Have my debts been written off now after 6 years? Can you give me ... Read More »

“Dear Jon, Hello, I am a US citizen who was living in the UK between 1998 and 2004. I still technically hold a UK resident permit (ILR), but I currently reside in Turkey. In 2004 after the breakdown of a personal romantic relationship in the UK I found myself unable to pay on a loan and two credit cards that ... Read More »

“Dear Jon, Thank very much for your help and time. I want to ask you if you can help me , because I am in a desperate situation right know. In my country , Romania there is no legal basis for personal bankruptcy.I have paid in six years almost 30000 euros , and after the bank moves to foreclosure of ... Read More »

“Dear Jon, I wrote a check at grocery store for $18.14 and my bank empty out my personal accont and moved.now it states I owe$ 259.14 . I was in despute where I was forced out reasadent I was not properly notified. What do I do about this matter Patricia” Patricia, I am a little unclear as to what happened, ... Read More »

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