Disclaimer: Diversification strategies do not ensure a gain or prevent a loss, and past performance is not a guarantee of future results. Details of RYA portfolio allocation targets are available upon request. Advisory services are offered through Richard Young Associates, Ltd., a Registered Investment Advisor. Richard Young Associates is unaffiliated with Dimensional Fund Advisors.

Advisory services are offered through Richard Young Associates, a Registered Investment Advisor. This is not an offer of sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by Richard Young Associates, in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information contained on this website should not be construed as financial or investment advice on any subject matter.