After seeing Maybank Pay and CIMB Pay, Samsung Pay is finally rolling out in Malaysia. It isn’t officially launched yet but Samsung has commenced Beta trials in partnership with Maybank. With Samsung Pay, you can make debit/credit card payments using your Galaxy smartphone.

For now, only Maybank Visa Credit, Debit or Prepaid Card are supported. Unlike other mobile payment systems, Samsung Pay uses both NFC and MST. With MST (Magnetic Secure Transmission), you can use it on older credit/debit card terminals as it can emulate a physical card being swiped on the magnetic stripe reader.

According to Maybank, Samsung Pay is compatible with the following models:

Setting Up and using Samsung Pay

If you’re interested, you’ll need to register yourself to join the Samsung Pay Beta Test program. An email will be sent to you within 10 days if your registration is successful. They are still accepting new registrations until 16 December 2016.

To make payments, just swipe up on the home screen and authenticate using your fingerprint or PIN number. After that, just tap your phone to proceed with payment. For older terminals, you’ll need to tap the back of your phone on the side of the card reader. You can learn more over here.

Maybank is also having a promotion for Samsung Pay Beta transactions. Between 12 December 2016 and 11 February 2017, 500 lucky Samsung Pay users will get RM100 Cash back. You’ll get an entry with every RM500 accumulative spending using Samsung Pay.

Samsung Pay can be used globally and you can use it as long as your card is authorised for overseas use. It is available in South Korea, United States, China, Spain, Australia, Puerto Rico, Singapore, Brazil and Russia. For more information, head over to the Samsung Pay page.

Won’t be able to use. Why? Because samsung sucks. They want to outdo Apple, thus implemented MST. This would let them work with existing magnetic machine which would make them compatible, instead being like Apple who only uses NFC. However this move result in S6 and S6e being left out later because they do not have the MST hardware.

I’ve used SamsungPay on my Gear S2 smart watch, paired with my Galaxy S6 since 13th December 2016 and so far haven’t encountered any problem…although installing/updating the SamaungPay app takes a few tries. Gear S2 doesn’t have MST so I can only use at Visa Paywave terminals.