Summary:
There are certain rules that may affect if you receive workers' compensation benefits after a work-related automobile accident.

If you are in an automobile accident while working, you may qualify for workers' compensation benefits; however, there are rules that can affect if you qualify to receive compensation. If you have questions about your work-related car accident, your best resource is a qualified Missouri workers' compensation attorney.

A No-Fault Insurance

In Missouri, workers' compensation is a no-fault insurance.
This means that in most circumstances, as long as you are clocked in or
performing a duty within the scope of your employment when an accident
occurs, workers' compensation will be available to pay the medical
costs. This includes a car accident that occurs while performing a part
of your assigned job. The rule does not apply if the accident occurs
while you are on your way to or from work in most circumstances.

Exceptions Affecting Workers' Compensation Benefits

One
of the few exceptions to obtaining workers' compensation benefits in
Missouri from a work-related accident is if you were involved in illegal
activity at the time of the accident. In that case, your benefits could be denied.
In Missouri, drivers under the age of 21 are banned from sending or
receiving text messages while behind the wheel. If an employee is
involved in a work-related car accident while text messaging, the
employer may have grounds to deny benefits.

If Your Benefits Have Been Denied

If you are involved in a car accident while working, you may need the help of a qualified Missouri workers' compensation attorney
in order to ensure that you are receiving your full benefits. If the
insurer can find proof that you were in blatant defiance of the law
while driving, such as sending a text message if you are under 21, they
may try and fight your claim. This could cause a cessation of your
medical care benefits.

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