The National Retail Federation reports the average person will spend $130.97 on candy, cards, gifts and more, up from $126.03 last year. Total spending will reach $18.6 billion, up 5 percent from 2...

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Finding the perfect gift

The National Retail Federation reports the average person will spend $130.97 on candy, cards, gifts and more, up from $126.03 last year. Total spending will reach $18.6 billion, up 5 percent from 2012.

The top gifts? Candy, flowers, jewelry, lingerie and giftcards.

Thanks to savvy retailers and the latest in technology, there's still time to deliver a valentine.

Here are ideas for last-minute gift giving:

• Those top five gifts are always pleasers, but make it more fun by delivering it in person to your hottie at his or her office, school or hangout.

• Crushes can go to lovestagram.com to make a photo collage of all fave Instagram photos of you as a couple.

• Some retailers, such as amazon.com, will deliver a gift certificate to your sweetie's Facebook wall.

• Major League Baseball tickets are now on sale. Purchase online and print out the tickets.

• Set up a custom radio station on Pandora based on your lover's favorite musicians.

• Send a song, TV show or book to your valentine as a gift through the iTunes store. Simply find it on iTunes and instead of buying it outright, you select "Gift this …"

Wondering why all those people are standing on street corners hawking huge teddy bears, heart-shaped balloons and flowers?

Today is Valentine's Day, cupid.

You can't pretend you forgot.

It's on the 14th every February.

No worries, everyone is on to you.

And they are ready to help you dig your way out of this.

"I'd say most of the time, guys always forget and wait until the last minute. It's so funny," Karen Morita of Charter Way Florist on Pershing Avenue in Stockton said.

"Men are just that way and we are ready for them. Most flower shops have arrangements already made up for them. We have plenty of flowers. Come on in."

Jewelers are prepared, as well.

"I have guys come in on the day of wanting to put something together. We have our jeweler here in the store and we're able to accommodate for the most part.

"We do a lot of bridal this time of year; guys like to ask the big question. But we aren't just a $5,000 engagement ring place," said Jeff Fields of Peck's Jewelers in Stockton's Stonecreek Village.

"We have cool handmade jewelry that's unique and affordable and locally made by local jewelry designer E.M. Pedrini, with prices starting at $40."

And, like most local jewelers, they are open until 7 p.m. today.

So, there.

Dining out seems daunting, right?

Think again.

Use opentable.com to find a last-minute reservation.

Or check out the live music at Valley Brew's Take 5 Jazz at the Brew and Whirlow's.

"Call us and make reservations. If there's room in the jazz club, we'll get you a table," Kellie Craig-Jacobs of Valley Brew in Stockton said, adding that there are likely still reservations open today.

At Whirlow's on the Miracle Mile, Mike Whirlow will be performing in a four-piece combo at 6:30 p.m. Call for dinner reservations or pop in for dessert and enjoy the live music.