Conventional Refinance Loan Program

The conventional mortgage program has a variety of options to help low and moderate income borrowers refinance an existing mortgage, including cash out and rate/term refinances. Programs available to get you the cash that you need to consolidate debt or refinance out of your FHA mortgage insurance payments.

-Cash out up to 80% loan to value

-Rate/term refinance up to 95% loan to value

-Debt to income ratio up to 50%

-One year’s tax return can be used to qualify at a higher income level

-Credit scores as low as 620

-May be eligible for reduced wait times for bankruptcy and foreclosure

-Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply.

About Us

The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties.

With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client, it is no wonder The Mortgage Outlet has been in business for two decades, prospering through tough economic times.