If you’re chronically late, it’s likely costing you more than you realize. It’s discourteous and inconsiderate to be late for meetings. It inconveniences others and makes you look unorganized, undisciplined, uncaring—or all three.

You may think that some appointments don’t matter as much as others in terms of being on time. But how you do anything is most likely how you do everything. Make a commitment to developing the habit and the discipline to being where you say you will, WHEN you say you will.

“An investment in yourself will pay dividends for the rest of your life. It will appreciate rather than depreciate. It will never be devalued or stolen. Clearly, your inner portfolio is the best investment you can make.”

We spend a good deal of time and money on the outside of our bodies. We pay for haircuts and styles, we buy cosmetics, lotions and colognes. We purchase expensive clothes. And we spend many minutes each day primping, combing, washing, feeding and, hopefully, exercising our bodies. Most of this activity is devoted to adorning or nurturing our outsides.