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I pad apple premium care package

Bought an iPad yesterday was offered apple premium care package for extra £69, I declined offer ,i know this is a personal choice but has anyone taken out this cover and if so why ,reason for asking I don't know whether it would be wise to take out extra cover or not

Yeah I did, and I took it on the advice of the Apple rep and for what it covered. We got it for my wife's MacBook pro as for the cost of the cover I thought it was worth it. We have not needed to use it yet but it's there if we need it.

I insure against accidental damage (through my normal house contents policy) but not against breakdown on the principle that once it's outside the warranty period it's outdated anyway so get a new one.

If you put the premiums in an interest bearing account you'll already have a bit saved up if it does breakdown.

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