HomeAway.co.uk, the home of Holiday-Rentals®, is part of the HomeAway family. As the world leader in holiday rentals, we offer the largest selection of properties for any travel occasion and every budget. We’re committed to helping families and friends find the perfect holiday rental to create unforgettable travel experiences together.

Welcome To Chez Nous (air conditioned bedrooms).

Our wonderful Villa is perfectly located in a quiet cul de sac in the lovely authentic village of St Genis des Fontaines. It is a 5 minute walk to the village centre and yet open countryside is on your doorstep. It has a sunny aspect, a lovely pool and every facility to accommodate up to 8/9 people plus a baby. 'Chez Nous' will not disappoint you , offering you a fantastic holiday villa in a beautiful location. This very comfortable, and modern villa is furnished to a high standard. It has an open plan kitchen, lounge/dining area, 4 large bedrooms (air conditioned), 2 shower rooms, 2 WCs and a large garage/utility area. There is a south facing sun terrace with a pool to the rear and gardens to the side and front. This villa is ideal for those who wish to relax and get away from it all and would suit two families holidaying together as there is a large double bedroom, a shower room and a WC downstairs.We also provide travel cots and high chairs if needed.
The ground floor has an open plan kitchen/dining area with modern built-in appliances. There is also a large American fridge freezer with built-in ice maker and water dispenser. The dining table comfortably seats 8/9 people. The lounge area is defined by a large comfortable corner sofa, coffee table and a large television. There is Uk tv via filmon and Netflix subscription channels. There is also french and german tv channels via filmon and also french internet tv. There is also a further tv in one of the bedrooms with a PS3 and numerous games. A large selection of DVD 's, CD's and books are also provided. Unlimited wifi is provided at the villa.
There is also a downstairs toilet and a walk in shower room and a large king-size bedroom. The washing machine is in the garage, which is accessible from the villa.
Family friendly. Great for children of all ages.
Notes - No pets allowed and no smoking at this property.
Features and Facilities
Luxuries DVD player, PS3 , netflix , filmon,
Pool Private outdoor pool (unheated)
General TV, CD player, internet TV, Wi-Fi available
Standard Kettle, Iron, toaster, hair-dryer, coffee maker
Utilities Dishwasher, Cooker, Microwave, American Fridge Freezer, Washing machine
Rooms 4 bedrooms, 2 bathrooms of which 2 Shower rooms, 2 toilets.
Furniture Single beds (4), Double beds (2), Cots (upon request) , Dining seats for 8, Lounge seating
Other Linen provided, Towels provided for house and beach
Outdoors Private outdoor pool (unheated), Balcony or terrace, Private garden, BBQ
Access Secure parking
Further details re 'Chez Nous'
This open plan spacious modern villa was built in 2009 and is light and bright and built with to a high standard . The structure incorporates a high level of insulation to ensure maximum comfort all the year. All windows are double glazed and fitted with shutters.
4 Large double bedrooms .
All bedrooms have storage.
Major UK TV channels via Netflix and Filmon and radio stations available
Free Wifi
Washing machine in garage.
Further details outdoors :
There is a large terrace at the rear with plenty of garden furniture for outdoor dining or lazing around the pool. There is a large gas barbecue for those evening barbecues . The pool has a security cover conforming to French law and making the area child friendly. The pool is 1.5m deep and is ideal for cooling off on the long hot summer days. The pool is lit at night and so a night time swim is a must before bed.
Further details
English/French speaking representative available if needed. We live in the next village and so will be on hand to make your holiday perfect in every way.

Welcome To Chez Nous (air conditioned bedrooms).

Our wonderful Villa is perfectly located in a quiet cul de sac in the lovely authentic village of St Genis des Fontaines. It is a 5 minute walk to the village centre and yet open countryside is on your doorstep. It has a sunny aspect, a lovely pool and every facility to accommodate up to 8/9 people plus a baby. 'Chez Nous' will not disappoint you , offering you a fantastic holiday villa in a beautiful location. This very comfortable, and modern villa is furnished to a high standard. It has an open plan kitchen, lounge/dining area, 4 large bedrooms (air conditioned), 2 shower rooms, 2 WCs and a large garage/utility area. There is a south facing sun terrace with a pool to the rear and gardens to the side and front. This villa is ideal for those who wish to relax and get away from it all and would suit two families holidaying together as there is a large double bedroom, a shower room and a WC downstairs.We also provide travel cots and high chairs if needed.
The ground floor has an open plan kitchen/dining area with modern built-in appliances. There is also a large American fridge freezer with built-in ice maker and water dispenser. The dining table comfortably seats 8/9 people. The lounge area is defined by a large comfortable corner sofa, coffee table and a large television. There is Uk tv via filmon and Netflix subscription channels. There is also french and german tv channels via filmon and also french internet tv. There is also a further tv in one of the bedrooms with a PS3 and numerous games. A large selection of DVD 's, CD's and books are also provided. Unlimited wifi is provided at the villa.
There is also a downstairs toilet and a walk in shower room and a large king-size bedroom. The washing machine is in the garage, which is accessible from the villa.
Family friendly. Great for children of all ages.
Notes - No pets allowed and no smoking at this property.
Features and Facilities
Luxuries DVD player, PS3 , netflix , filmon,
Pool Private outdoor pool (unheated)
General TV, CD player, internet TV, Wi-Fi available
Standard Kettle, Iron, toaster, hair-dryer, coffee maker
Utilities Dishwasher, Cooker, Microwave, American Fridge Freezer, Washing machine
Rooms 4 bedrooms, 2 bathrooms of which 2 Shower rooms, 2 toilets.
Furniture Single beds (4), Double beds (2), Cots (upon request) , Dining seats for 8, Lounge seating
Other Linen provided, Towels provided for house and beach
Outdoors Private outdoor pool (unheated), Balcony or terrace, Private garden, BBQ
Access Secure parking
Further details re 'Chez Nous'
This open plan spacious modern villa was built in 2009 and is light and bright and built with to a high standard . The structure incorporates a high level of insulation to ensure maximum comfort all the year. All windows are double glazed and fitted with shutters.
4 Large double bedrooms .
All bedrooms have storage.
Major UK TV channels via Netflix and Filmon and radio stations available
Free Wifi
Washing machine in garage.
Further details outdoors :
There is a large terrace at the rear with plenty of garden furniture for outdoor dining or lazing around the pool. There is a large gas barbecue for those evening barbecues . The pool has a security cover conforming to French law and making the area child friendly. The pool is 1.5m deep and is ideal for cooling off on the long hot summer days. The pool is lit at night and so a night time swim is a must before bed.
Further details
English/French speaking representative available if needed. We live in the next village and so will be on hand to make your holiday perfect in every way.

Welcome To Chez Nous (air conditioned bedrooms).

Welcome To Chez Nous (air conditioned bedrooms).

Our wonderful Villa is perfectly located in a quiet cul de sac in the lovely authentic village of St Genis des Fontaines. It is a 5 minute walk to the village centre and yet open countryside is on your doorstep. It has a sunny aspect, a lovely pool and every facility to accommodate up to 8/9 people plus a baby. 'Chez Nous' will not disappoint you , offering you a fantastic holiday villa in a beautiful location. This very comfortable, and modern villa is furnished to a high standard. It has an open plan kitchen, lounge/dining area, 4 large bedrooms (air conditioned), 2 shower rooms, 2 WCs and a large garage/utility area. There is a south facing sun terrace with a pool to the rear and gardens to the side and front. This villa is ideal for those who wish to relax and get away from it all and would suit two families holidaying together as there is a large double bedroom, a shower room and a WC downstairs.We also provide travel cots and high chairs if needed.
The ground floor has an open plan kitchen/dining area with modern built-in appliances. There is also a large American fridge freezer with built-in ice maker and water dispenser. The dining table comfortably seats 8/9 people. The lounge area is defined by a large comfortable corner sofa, coffee table and a large television. There is Uk tv via filmon and Netflix subscription channels. There is also french and german tv channels via filmon and also french internet tv. There is also a further tv in one of the bedrooms with a PS3 and numerous games. A large selection of DVD 's, CD's and books are also provided. Unlimited wifi is provided at the villa.
There is also a downstairs toilet and a walk in shower room and a large king-size bedroom. The washing machine is in the garage, which is accessible from the villa.
Family friendly. Great for children of all ages.
Notes - No pets allowed and no smoking at this property.
Features and Facilities
Luxuries DVD player, PS3 , netflix , filmon,
Pool Private outdoor pool (unheated)
General TV, CD player, internet TV, Wi-Fi available
Standard Kettle, Iron, toaster, hair-dryer, coffee maker
Utilities Dishwasher, Cooker, Microwave, American Fridge Freezer, Washing machine
Rooms 4 bedrooms, 2 bathrooms of which 2 Shower rooms, 2 toilets.
Furniture Single beds (4), Double beds (2), Cots (upon request) , Dining seats for 8, Lounge seating
Other Linen provided, Towels provided for house and beach
Outdoors Private outdoor pool (unheated), Balcony or terrace, Private garden, BBQ
Access Secure parking
Further details re 'Chez Nous'
This open plan spacious modern villa was built in 2009 and is light and bright and built with to a high standard . The structure incorporates a high level of insulation to ensure maximum comfort all the year. All windows are double glazed and fitted with shutters.
4 Large double bedrooms .
All bedrooms have storage.
Major UK TV channels via Netflix and Filmon and radio stations available
Free Wifi
Washing machine in garage.
Further details outdoors :
There is a large terrace at the rear with plenty of garden furniture for outdoor dining or lazing around the pool. There is a large gas barbecue for those evening barbecues . The pool has a security cover conforming to French law and making the area child friendly. The pool is 1.5m deep and is ideal for cooling off on the long hot summer days. The pool is lit at night and so a night time swim is a must before bed.
Further details
English/French speaking representative available if needed. We live in the next village and so will be on hand to make your holiday perfect in every way.

Overview

Details

villa

1,237
sq. ft.

People

9

Bedrooms

4

Bathrooms

2

Minimum Stay

0 - 7 nights

About the property

A Fantastic Villa Located In A Lovely Authentic French Village

Our wonderful Villa is perfectly located in a quiet cul de sac in the lovely authentic village of St Genis des Fontaines. It is a 5 minute walk to the village centre and yet open countryside is on your doorstep. It has a sunny aspect, a lovely pool and every facility to accommodate up to 8/9 people plus a baby. 'Chez Nous' will not disappoint you , offering you a fantastic holiday villa in a beautiful location. This very comfortable, and modern villa is furnished to a high standard. It has an open plan kitchen, lounge/dining area, 4 large bedrooms (air conditioned), 2 shower rooms, 2 WCs and a large garage/utility area. There is a south facing sun terrace with a pool to the rear and gardens to the side and front. This villa is ideal for those who wish to relax and get away from it all and would suit two families holidaying together as there is a large double bedroom, a shower room and a WC downstairs.We also provide travel cots and high chairs if needed.

The ground floor has an open plan kitchen/dining area with modern built-in appliances. There is also a large American fridge freezer with built-in ice maker and water dispenser. The dining table comfortably seats 8/9 people. The lounge area is defined by a large comfortable corner sofa, coffee table and a large television. There is Uk tv via filmon and Netflix subscription channels. There is also french and german tv channels via filmon and also french internet tv. There is also a further tv in one of the bedrooms with a PS3 and numerous games. A large selection of DVD 's, CD's and books are also provided. Unlimited wifi is provided at the villa.

There is also a downstairs toilet and a walk in shower room and a large king-size bedroom. The washing machine is in the garage, which is accessible from the villa.

This open plan spacious modern villa was built in 2009 and is light and bright and built with to a high standard . The structure incorporates a high level of insulation to ensure maximum comfort all the year. All windows are double glazed and fitted with shutters.

4 Large double bedrooms .

All bedrooms have storage.

Major UK TV channels via Netflix and Filmon and radio stations available

Free Wifi

Washing machine in garage.

Further details outdoors :

There is a large terrace at the rear with plenty of garden furniture for outdoor dining or lazing around the pool. There is a large gas barbecue for those evening barbecues . The pool has a security cover conforming to French law and making the area child friendly. The pool is 1.5m deep and is ideal for cooling off on the long hot summer days. The pool is lit at night and so a night time swim is a must before bed.

Further details

English/French speaking representative available if needed. We live in the next village and so will be on hand to make your holiday perfect in every way.

About Julie Prosser

We are the Prosser family and originate from London. My name is Julie, my husband is Andy and our daughter, aged 14 is Abbie. My husband and I were both Police Officers in the Metropolitan Police until retirement.

As a family we started coming on holiday to the region about 15 years ago. We fell in love with the area so much that we left the UK four years ago and moved here. Our daughter goes to the local French school . My husband continued to work in the UK until July 2012, when he retired from the Police service. We sold our London home and bought 'Chez Nous' so that we could earn an income and pay into the French tax system. We are now fully integrated into the French way of life. As a family we are living the dream that my husband had when he was a child when he holidayed with his parents in the South of France. My daughter and I speak both English and French and my husband is learning French at the moment. We both enjoy helping others and so holiday lettings was a natural progression for us. The joy for us will be people telling us they had a wonderful holiday and that they want to return to the region. For us this area is a really magical place, both in winter and summer.

Julie Prosser purchased this villa in 2013

Why Julie Prosser chose Saint-Génis-des-Fontaines

We live in Sorede, which is the next village to Saint Genis des Fontaines. We love everyday here and have a very good knowledge of the area and all the local villages. When we started looking for a house to buy for holiday lets we spent months looking at a number of properties. When we looked at Chez Nous we both knew straight away that this was a fantastic house. In a lot of ways it mirrors our own house in that it is in a very quiet location with the countryside a 2 minute walk away and yet it had the practicality of being able to walk into the village for bread etc. The French neighbours of Chez Nous are lovely and they love nothing better than a chat. As soon as you enter Chez Nous the house flows perfectly with lots of natural light. A lot of French houses have a number of small rooms which make them dark. As soon as you sit on the terrace at Chez Nous the peace and tranquility hits you and you relax immediately. IF YOU BOOK THIS PROPERTY DIRECTLY WITH HOMEAWAY YOUR BOOKING IS PROTECTED AGAINST FRAUD TO THE VALUE OF £10000, GREAT PEACE OF MIND FOR YOU !!!!!

What makes this villa unique

We came on holiday to this area by luck many years ago and became hooked on the place. The magic is to do with the deep blue light during the day. We have on average over 300 days of sunshine a year with beautiful sunrises over the sea and lovely sunsets and blood red skies at night. There are clear skies at night where you can almost touch the stars. In summer we eat outside day and night. There are very few mosquitoes to worry about here and so we sit out till midnight most nights.

In the winter we are blessed with the magic of Le Canigou. During the summer months you can't see it because of the heat haze, but as soon as winter comes it appears and grows ever larger as snow envelops it. We never grow tired of Le Canigou and the magic that emanates from it.

If you love the sunshine and clean air, if you love swimming in the sea or in the pool, if you love eating outside whether it be at a local restaurant or at Chez Nous then you will love this area and have a wonderful holiday. one of the joys of Chez Nous is its quiet location. You can head to the busy beaches during the day and come home and relax in peace and quiet

Facilities

Accommodation and facilities for this holiday villa in Saint-Génis-des-Fontaines in Pyrénées-Orientales

Well appointed, peaceful, and wonderfully located villa

Excellent base to explore both the South East of France and the North East of Spain, taking in Andorra for good measure. Be it mountain walks or relaxed beaches the area has much to commend it, and this villa is ideally situated. The village is small but has all the local amenities required within walking distance - and a "proper" wood-fired pizza parlour which impressed the children - with many good restaurants in the surrounding local.

Owners are friendly, approachable, and can't do enough for you. Villa is well equipped, was spotlessly clean, with a simple, modern feel; a pleasure to stay in. The pool was utilised every day, and has a great safety cover for those who may otherwise worry. When not lazing around the pool, it should be noted the villa included both Netflix and a PS3 - a godsend for parents with younger children (ours are 10, 12 and 14) who wish the occasional hour of R&R for themselves.

All in all - a great time to be had. Highly recommended.

Review Submitted: 23-Oct-2017

Date of Stay: October 2017

Source: HomeAway

Owner's Response: Thank you for your great review! We are so pleased when our guests love our house and the area we live in as much as we do. We look forward to welcoming you back very soon!

Very comfortable villa with everything you could possibly need.

Lots of thought has been put into providing whatever you are likely to need during your stay. Rooms are spacious with air con in all bedrooms and windows have, for us, essential mosquito screens. Large double beds which are so comfy. Netflix was great for our son and his two friends. The pool was warmed by the sun and there are plenty of sun beds and chairs around the lovely outside area. Villa is in a quiet area. Village is 5 mins walk and there are also bikes at the villa. The owners were very welcoming and helpful and came to clean the pool every other morning. We loved this villa so much we booked two weeks again next year.

Review Submitted: 19-Sep-2017

Date of Stay: September 2017

Source: HomeAway

Owner's Response: We're so pleased you enjoyed your stay so much that you want to return.
Next time, Andy will get on his bike too!
See you next year! Julie & Andy

A quiet and perfect place, yet close to many sites

The villa 'Chez Nous' really did feel like chez nous, it proved to be a fantastic place for our family to get together. It is everything the website says and more.

Julie and Andy were so helpful, both before and during our visit.

The village has excellent facilities for immediate needs and is close to fantastic villages, towns, coastline and countryside as well as bigger shopping facilities. Daily walks through the vineyards and fields and friendly neighbours in the cul-de-sac all added to the experience.

We were sad to leave and will definitely return to explore the area more and enjoy the peace of the village and its surroundings.

Thank you Julie and Andy for making our holiday so enjoyable.

Review Submitted: 09-Jan-2017

Date of Stay: December 2016

Source: HomeAway

Owner's Response: Thankyou Alan for your review, it was lovely to meet you all and i hope we see you all again. We hope that Chez Nous provided you with great memories of your stay.
See you all soon
Julie and Andy

A Fabulous Place to Stay

This was our second visit to the area and the property matched the description and then some.

The property is spacious, well maintained and very clean, additional features such as Wi Fi, television, DVD and the ability to catch up on the BBC and ITV channels very welcome for all ages.

We particularly enjoyed the pool which is maintained to a very high standard and very welcome with the great weather. We have previously stayed in properties where the garden is little more than dry grass, but the garden here is to be enjoyed at all times.

Both Julie and Andy are the perfect 'hosts' with nothing too much trouble and they are more than willing to help with any information about the area and the local attractions.

The property is literally a five minute walk from the village with its shops to meet the requirements of the daily baguette and pain au chocolate's for the children (and Grandad).

Our Children and Grand Children ventured to the local beaches but to be honest enjoyed the pool and the garden so much they were more than happy to spend most of their time swimming and chilling.

We would recommend this property to anyone thinking of staying in this area of France.

Dave and Sheila Mundy

Review Submitted: 29-Aug-2016

Date of Stay: August 2016

Source: HomeAway

Owner's Response: Thank you so much for your great review. We're so pleased you and your family enjoyed your stay with us at Chez Nous. We hope to see you again soon. Kind regards, Julie and Andy

Brilliant and works so well

The villa is superb, well laid out and functional, clean, tidy and spacious; there were 7 of us & we never felt that we were falling over each other & we all, including 'young adults', had space to enjoy our holiday.

The pool was a godsend with such hot weather for our 2 weeks & a match of volleyball each evening was a hit with the 'young adults'.

Julie & Andy are very friendly and helpful hosts, nothing we asked of them was too much trouble; their knowledge & advise of the local area & a trip to Barcelona, were much appreciated & very accurate.

We loved the area with the back drop of the Pyrenees and can highly recommend a visit to Collioure, sea kayaking at Banyuls Sur Mer, Argelles beach at 9 am is very quiet, Tour Madeloc, Castelnou, Carcassone to see the Tour De France , Pico Neulos (a walk to the aerials that you can see from the lounge), Fort Saint Elme and Laroque Des Alberes (the chateau has great views and the take away or eat in pizza cafe in the square is great).

We want to return to do more walks in the area & just enjoy a very relaxing & beautiful part of France.

We can highly recommend the 'whole' experience.

The Tilbury family & friends

Review Submitted: 26-Jul-2016

Date of Stay: July 2016

Source: HomeAway

Owner's Response: Thank you so much for your wonderful review. We love this area and are proud to live here. When our guests enjoy it as much as we do it makes our job as hosts so much easier. We hope you come back soon to explore even more! À bientôt! Julie and Andy.

A wonderful house

Our group stayed here during the same week last year and our stay was equally as enjoyable. The house, as immaculate as before now has the additions of mosquito blinds and more games for youngsters. Andy and Julie provide everything you could possibly need for a fabulous stay and nothing is too much trouble for them. May we all wish you the very best for the future.

Review Submitted: 03-Jul-2016

Date of Stay: June 2016

Source: HomeAway

Owner's Response: Thank you for your great review! We're always happy to see returning guests as it means we're doing something right! Hope to see you all again soon. Julie and Andy.

Our wonderful Villa is perfectly located in a quiet cul-de-sac in the lovely authentic village of St Genis des Fontaines. It is a 5 minute walk to the village centre and yet open countryside is on your doorstep. Chez Nous' will not disappoint you offering a fantastic holiday villa in a beautiful location.

St Genis des Fontaines is a delightful, authentic village 30 km to the south of Perpignan and only 8 km inland from the Mediterranean beaches at Argeles-sur-Mer, listed in the top 6 beaches in France. The village offers a playground for children, a boulodrome, a trim trail, two tennis courts, cycling and rambling paths and horse riding. There is a market on Tuesdays and Fridays selling local produce. The village is famous for its 10th century Romanesque Abbey, the Saint-Michel. There is a full range of shops; bank, tabac, post office, chemist, doctor, dentist, supermarket, cafes, boulangeries, restaurants and bars. The close proximity of the villa to the Auberge des Alberes means that you can enjoy plenty of the excellent local wine with your meal. You can walk to the local wineries and taste the various wines which are excellent!!

During the summer months most of the local villages put on live music for the entertainment of the tourists and there is nothing nicer that sitting outside to eat an evening meal whilst listening to a live band. St Genis des Fontaines is a Catalan village and as such Sardana dancing is very much part of it's heritage. A list of all known local events will be provided at the villa.

This village sits at the foot of the Pyrenees and is geographically a great location for a holiday for all families. Spend a day sat around the pool reading a novel, or for the more energetic head out on your bike into the mountains and enjoy the fantastic Cols on your doorstep. The Alberes mountains are fantastic for road or mountain bikes and will provide plenty of challenging climbs. Why not punctuate your rides with coffee and a croissant or cycle down to the coast at Argeles sur Mer with its miles of long sandy beaches. If you prefer pebbled coves there are loads to explore as you head from Le Racou towards the jewel of the Languedoc, Collioure. This fortified town on the coast has the most amazing atmosphere at night, with crowds flocking to its outside restaurants. Historically Collioure was made famous by artists such as Matisse, Dali and Picasso. A drive along the beautiful coast road is a great experience and you can stop at the various beach cove villages as you enter Spain for a long lunch of local Tapas or a dip in the Mediterranean sea. If you are feeling energetic then the waterpark (Aqualand) at St Cyprien provides a great day out for all ages, St Cyprien also has a great golf course that you will enjoy.

The beaches in this region are fantastic in that you have such a wide choice. Argeles has a busy beach with fine white sand and activities include kite surfing, windsurfing and sailing. Le Racou is a much smaller sandy beach with a less touristy feel to it. Between St Cyprien and Argeles there are a number of naturist beaches. If you want pebbly inlets and coves to explore then we are able to provide their locations, most of which are quiet and away from the crowds.

Inland, the regional capital, Perpignan (20 minutes drive) is well worth a visit with its excellent shopping, restaurants and the historical Palais de Rois de Majorique. During the summer months Perpignan puts on great music nights each Thursday where the streets are filled with music from live bands and people dancing.

Other great places to visit are Ceret which is another walled town with a great ambiance and is also the cherry capital of France. Chateau Valmy, a hotel and winery which also holds open air concerts during July. Barcelona with its great history and shops can be easily accessed by the fast TGV from Perpignan or Figures in Spain. The Dali museum in Figures is also a lovely day out. In the mountains 'the little yellow train' with it's open top carriages provides a great day out as it slowly winds its way over deep canyons from Villefranche up to Font Romeu ski resort, which is also a wonderful place to walk in the Summer.

Come and join us in the sun at 'Chez Nous' for a wonderful holiday experience !!!

Additional pricing information

Fees

No additional mandatory fees

Refundable Damage Deposit

£355.45

** PLEASE NOTE THAT DUE TO THE UNCERTAINTY OF THE UK MARKETS WE ARE UNABLE TO ACCEPT PAYMENTS IN STERLING AT THIS TIME **
A winter charge for electricity will be added to cover heating costs. Long term lets are welcome over the winter and the price is negotiable. Please email to discuss.
BY BOOKING DIRECT WITH HOMEWAY.CO.UK YOUR HOLIDAY IS PROTECTED AGAINST FRAUD TO THE VALUE OF £10000