U.S. Banks' Small Business Lending Falls at Epic Pace

I recently read an article in the Wall Street Journal about how small business lending remains steady on a downward trend unseen since 1942. Top-tier banks may be on the mend, but banks geared to small business financing have seen a full-year decline in lending for small businesses and a record 702 banks are at risk of failure.

While policy makers push for banks to increase small business lending, a combination of prudent lending, less demand, and rare creditworthiness is contributing to the decline, expected to last through 2010.

Smart financing advisory means looking for solutions even while small business lending hits the bottom of the credit cycle. There are alternatives for small business financing that services like US Capital Partners can help your business secure.If you would like to know more about how your business can secure the funding it needs, visit US Capital Partners at http://www.uscapitalpartners.net/ or call (415) 882-7160.