The best 2 teams from Santam Bank Trophy A and the best 2 teams from Santam Bank Trophy B qualified for semifinals.
The Santam Bank Trophy A regular season winner qualified for a promotion/relegation playoff against the worst team from Currie Cup B.
The worst team had to play a promotion/relegation playoff against the Santam Bank Trophy B winner.
Due to Currie Cup B expansion, the two Santam Bank Trophy divisions were merged and relegations were canceled.