​Homeownership and Renting

The Maryland Department of Housing and Community Developmen​t has programs to assist homebuyers, homeowners, and renters. For homebuyers, we offer mortgages and downpayment assistance to help your family achieve the American dream of homeownership. For homeow​ners, we provide loans and grants for home repairs and energy efficiency improvements, as well as​ resources for those at risk for foreclosure. For renters, we provide an online apartment locator highlighting affordable units and access to programs for monthly rental subsidies. Whether it’s homeownership or renting, the department wants to help you find, improve and stay in your home.