Choosing an insurance company is a big decision. What to consider? Financial strength, fast and friendly customer service, competitive rates, and fair claims handling are all important factors to consider. That’s why more than 100,000 Florida homeowners chose Florida Peninsula.

Fast Facts

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Glossary

Insurance terms can be confusing. Stay in the know.

Emergence Management Preparedness and Assistance Trust Fund

Established in 1993 by the Florida Legislature, the trust fund is funded by surcharges on certain insurance policies and the money is used to fund emergency management activities at both the state and local level. Each of Florida's 67 counties receives an equal share annually from these funds.

Why Florida Peninsula

We know a little bit about Florida. It’s where we’ve grown up or stayed on permanent vacation, where we’ve bought houses and started families. It’s our home and we’d like to keep it that way.

Florida Peninsula Insurance Company combines its large-company experiences with its small-company flexibility, innovation and attitude to provide you with the best and most cost-effective policies. We are financially sound, we have an excellent track record, and we are fast, fair and friendly.

We make sure that you are safe and secure.

You deserve to deal with an insurance company that is both responsible and responsive. We are large enough to provide the protection, financial stability and security you need and we are small enough to deliver the personal attention you deserve.

Remember to visit our Tips and Tools section to make sure you are prepared.

We provide Fast, Fair and Friendly service.

Rather than offering the best service or the best coverage individually, we focus on combining these aspects to personalize the best value for each client. We understand that as your life changes so do your financial needs and your risks. We change with them.

We continue to raise the bar.

We are serving new standards for the insurance industry and we pride ourselves on continuous improvement. We invest in our people and technology in order to adapt with the changing marketplace. From our websites, you can securely access your account online and pay your bill, view you policy forms, or submit a claim.

We are "A Exceptional" rated

Florida Peninsula is financially strong. We have received an "A Exceptional" Financial Stability Rating® (FSR) from Demotech, Inc., an independent financial analysis and actuarial services firm. This rating is accepted by mortgage companies, Fannie Mac and HUD.

We offer competitive prices without sacrificing claims service

Our strong reinsurance partners make certain you are receiving the individual attention you deserve and the best possible coverage available. Our agents are committed to forming long-lasting relationships, and we price our premiums fairly and pay our claims.

We handle our claims quickly, replying to you the same day and completing inspections within 72 hours. Our comprehensive Homeowners, Condo, and Renters policies keep you protected from the unexpected. We wouldn't offer you anything less.

We maintain a surplus amount substantially above the state requirement

We don't believe in doing just the minimum. We maintain a surplus amount substantially above the State requirement. We are also re-insured by major insurance companies to cover all anticipated claims for a 100-year storm, including multiple storms in a single season. We have carefully chosen our re-insurance partners for their financial stability, business longevity and knowledge of the special needs of Florida's marketplace. Our industry relationships are stronger than the capital market's uncertainty.