Here’s a list of BDO correspondent banks for Filipinos, OFWs and other persons abroad who want to send money to the Philippines through a WIRE TRANSFER or TELEGRAPHIC TRANSFER to a BDO account.

In many cases, wire transfers or telegraphic transfers are more expensive than other remittance or money transfer services, so if there are no valid reasons why you need to use wire transfers, check if there are other ways to send money to the Philippines in your place of work, business or residence.

Accredited money transfer services could be cheaper, and also faster, and at the same time as secure and as safe as the banks.

If you’re sending to a BDO client, you can check if there are BDO Remit partners or BDO remittance agents in your area.

Other options are MoneyGram and Wells Fargo ExpressSend, which are both BDO partners. You can also use Western Union, but use it only if you’re depositing to a BDO account, and not for cash pickup at a BDO branch.
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If you need to use a WIRE TRANSFER to send money to a BDO account, you need the following information:

BDO Swift Code is BNORPHMM.

Name of your recipient, spelled exactly the same as the name on his/her BDO account

BDO account number of your recipient

Address of your recipient

Address of the BDO branch of your recipient (some banks require complete address; others require just the country and city)

Your name

Your address

Your bank account number (Most banks require that you have an account with them before you can send a wire transfer.)

Amount to be sent

Telephone numbers of both sender and recipient (required by some banks)

BDO Correspondent Banks

CITY

BANK

Currency

New York

Citibank NA

U.S. Dollars

New York

Deutsche Bank Trust Company Americas

U.S. Dollars

New York

JPMorgan Chase Bank NA

U.S. Dollars

New York

Standard Chartered Bank

U.S. Dollars

New York

The Bank of New York Mellon

U.S. Dollars

New York

Wells Fargo Bank

U.S. Dollars

San Francisco

Bank of America NA

U.S. Dollars

London

Barclays Bank PLC

British Pounds

London

HSBC Bank PLC

British Pounds

London

Citibank NA

Swiss Francs

Frankfurt

Deutsche Bank AG

Euros

Frankfurt

Standard Chartered Bank (Germany) GmbH

Euros

Melbourne

Australia and New Zealand Banking Group Ltd.

Australian Dollars

Tokyo

Standard Chartered Bank

Japanese Yen

Tokyo

Wells Fargo Bank

Japanese Yen

Singapore

Oversea-Chinese Banking Corp. Ltd.

Singaporean Dollars

Hong Kong

Banco De Oro Unibank Inc. Central

Hongkong Dollars

Here are the Swift Codes or BIC Codes for the banks above:

Correspondent Bank

Swift Code or BIC Code

Citibank, New York

CITI US 33

Deutsche Bank, New York

BKTR US 33

JPMorgan Chase, New York

CHAS US 33

Standard Chartered, New York

SCBL US 33

Bank of New York Mellon, New York

IRVT US 3N

Wells Fargo, New York

PNBP US 3N NYC

Bank of America, San Francisco

BOFA US 6S

Barclays Bank,London

BARC GB 22

HSBC, London

MIDL GB 22

Citibank, London

CITI GB 2L

Deutsche Bank, Frankfurt

DEUT DE FF

Standard Chartered, Frankfurt

SCBL DE FX

Australia and New Zealand, Melbourne

ANZB AU 3M

Standard Chartered, Tokyo

SCBL JP JT

Wells Fargo, Tokyo

PNBP JP JX

Oversea-Chinese Banking, Singapore

OCBC SG SG

Banco De Oro, Hong Kong

BNOR HK HH

BIC means Bank Identifier Code. This is the code for the bank in financial transactions done through telecommunication systems.

Hello. I made a transaction from epayment to my bank through cirrespondent bank. It been 8days already but my money not yet in my bank account. I have talked to epayment support and says money alrwasy in bank account. They gave me ref no. But i check it in teller and money really not in my account yet

hi, i have always loved the china culture and business in trading, i am Ray, director of Fluor Corporation i have visitd china 2times in Beijing. i wish to be visiting china more often beacuse of my business, but travel expense cost much for me to handle since my partner Mr zhong left china for a project in New Zealand. if there is anyone interested, to work with me, that can help me in china to recieve money from my customer oversea i will take for of every bank charges with additional commision % every business transaction done. please you can contact me on Email: raymerschambers AT consultant DOT COM … please try to copy email carefully.

Hello. I am expecting a wire transfer from Citibank in the US but I realized that I gave my original 10-digit BDO savings account number and did not add 00. Will this still be accepted by BDO? The transferring party did not receive any error message when doing the online wire transfer.

Hi spreadingjoy, did you mean BDO says the money is on hold, but they didn’t say why? You might want to follow up. These are only my assumptions: Since the amount is more than 50k pesos, BDO must be asking Citibank for more info on the sender, specially if the wire transfer came with incomplete sender info. It could also be that you have received big dollar amounts from other sources last May. But if this is the reason, BDO should be asking you for more info about your business, and not just float the money. Will add more later if I find something.
By the way, I’ve also received big dollar amounts via Xoom through BDO for a relative’s condo purchase, but questions about the amount were quickly resolved by the sender just giving more info to Xoom and at one other time, splitting the amounts to comply with Xoom’s maximum remittances per period.

Hi John, are you still here in the Philippines? Since you’ll be paid in USD, I suggest that you open a Kabayan dollar account. Opening amount is $100, and there’s no maintaining balance requirement, as long as there’s a foreign remittance to the account at least once every 12 months. Why USD account? Because if dollars are sent from abroad to a peso account, BDO uses a much lower exchange rate compared to money changer’s rates. You can also request your employer to use Xoom — it’s done purely online, and it’s cheaper and faster than wire transfer. It’s Xoom that’s used by my foreign employer to send me my salary. Remittance fee is $4.99 for up to a remittance amount of $2,999. Maybe a bit higher remittance fee if remittance is not converted to peso, but deposited in dollars to a dollar account. I get mine in USD over the counter.
If you’re already abroad and could no longer open a dollar account here, there’s TransferWise (remittance always converted to peso; converted amount is known before it’s remitted). It’s exchange rate is competitive with that of moneychangers. But I haven’t used it. I only often read about its advantages.
Remitly (dollar to peso) is also okay. It’s also being used by my niece, together with Xoom. I hope you can comment later on which remittance method was chosen. Thanks and best regards

Hello Nora . My new Employer is in Anaheim California and I will be base in the middle east .They are setting up my personal details and they would like to know my bank details where they can wire my monthly payroll . I have an existing BDO Kabayan Savings Account and its active . May I know if they can transfer my monthly payroll in dollars through my BDO KABAYAN Account ? Also they would like to know if how much is the Fee for every monthly payroll transaction is made through wire transfer .

Hi Nora, I’m trying to transfer funds from my UAE bank account to a BDO account in the Philippines, but my bank requires an IBAN number, I have the swift code and receivers ac number. Is it possible to get the IBAN number, or are they not used in the PH.

Hi Maam Nora, Just wanna ask po how many days will the money be credited to my Kabayan savings account? My fiance sent the money Saturday April 1 2017 tru bank to bank transfer using ICICI bank of india. I hope you will reply. Thank you in Advance Maam

hi, i sent direct from my bank in singapore standard chartered to BDO but its been 2 days now and the money is still not showing in my account there in the Philippines?
any idea how long this should take? im worried my money has been lost/stolen

Hi orapa, is your BDO account a peso account? If yes, sorry I think no because your cheque is in Australian dollars so it must be deposited in an Australian dollar account. If you like, you can open an AUD account; the maintaining balance requirement is 200 AUD.

Hi Gesel, walang correspondent bank ang BDO sa Switzerland, pero you can make a wire transfer sa Citibank, or HSBC or Standard Chartered, kasi correspondent banks ng BDO ang mga ito in other cities. They will find the connection needed (intermediary bank). The swift code of BDO is BNORPHMM — this is used for all BDO branches in the Phils. If you want to send money using remittance companies, here are BDO remittance partners in Switzerland

Hi Angie, the Swift or BIC code of BDO is BNORPHMM. All branches of BDO has the same BIC or Swift code. Another option: Your fiance can send money to you through Tavexwise, Central Station Office, Bernstorffsgade 16-22, 1577 Copenhagen

Mrs nora I just want to know my fiancee is trying to send money to my account here in bdo bank. But hes bank in euro ask to my bic. We dont have that here in philippines what should i do pls advice thanks

Hi May ann, ask your husband to go back to where he sent the money and make an amendment to correct your surname. Dapat isulat niya yong name mo na the same with the name sa bank account mo, kasi hindi iki-credit ng BDO ang pera sa account mo, kasi magkaiba ang surname.

Hi, Nora – I remitted money from Maldives through State Bank of India to my wife’s BDO account but I wrote the wrong or another BDO account. What should I do and what should I expect to happen? I already contacted my SBI bank. Could the money be credited to the wrong BDO account or will it be rejected and send back to my account as the name of the beneficiary will differ from the account number holder?

Hello MS.NORA,
My husband sent me money through online transfer his bank was postfinance in Switzerland,only the swift-code I gave him.Ms. Nora it is correct? I can receive the money? for how many days?
THANK AND GOD BLESS YOU..

Hi Ms Nora, my friend from Australia is planning to send me money to my BDO account,he will be transferring through SWIFT and his bank is Citibank. He is asking if there are any fees for that. Also, will his money be automatically converted to PHP? Thanks.

Hi Ms. Nora, my friend from Cambodia will send me money to my BDO account Lucena branch, the swift code is as above BNORPHMM right? This is applicable for all BDO branch per my understanding, just to be sure but I did gave it to my friend.

Hi Ms. NORA
I don’t tell him the Swift Code. But the account Name, account number and Bank name was all correct . And also he send me the copy of deposit Slip .. and after 2 days the money was deducted to his Account .
But till now and money was not in my BDO account 🙁 do u have idea how many days will appear on my account ?

Hi Robert, Commerzbank is not a BDO correspondent bank, so a 3rd bank was used, and this affects the speed of wire transfer. Did your sender write your correct account name, bank name, account no. and Swift code? The Swift code of BDO is BNORPHMM

Hi julie, it might take some time because BDO has no correspondent bank in Norway. Your sister’s bank will use an intermediary bank outside Norway to send the money to your account. You can call BDO or visit your branch if your money is not credited by Thursday or Friday

Hi mrs nora just how long it takes to receive money from norway via online banking .my sister send it to my account kabayan savings last june 25 i check my atm account the money not yet arrive on my atm.what will i do

Hi Evelyn, have you told BDO your problem? Ask them if there’s a remittance sent to your husband’s name but possibly with wrong account no. Did your husband go back to Dubai? He should follow this up himself there in Dubai. If he did not return, call the Dubai remittance company and ask them to check if the teller there entered the correct BDO account no.

hi my husband sent money before in dubai. it has written on the transaction slip is loan payment instead of salary or savings. tellers error. when he got here in the philippines he checked that the money he sent was not in his account when the remittance in dubai said that there is no problem, how come it has not yet received. its been last september can he still get the money? we checked it last month of March.

Hi Ms. Nora. It’s been 3 days now since my friend sent me some money through my Kabayan Savings. He sent it through wire transfer and used a BDO correspondent bank in HONGKONG. I checked my account online but its still not there. What will I do? How many days do I have to wait before it reflects on my account? I hope you can help me. It’s my first to receive a wire transfer.

Hi Maria Edna, you said “he’s going to send”. Do you mean his money was refused by Western Union there? Or do you mean BDO or Western Union Philippines returned the money to him via Western Union in Germany? The remittance process should have been completed, since it was sent to your account. Did your sender write your correct name, bank name and account no.? Anyway, ask your sender to send the money to your Kabayan account through Moneygram or for cash pickup at BDO. Moneygram is the one that has partnered with BDO. BDO Remittance partners in Germany

Hello Good day… i had recieve a message from my sender that the money hes going to send to my Kabayan Saving account was returned to him.. he use WESTERN UNION to transfer money to, he is from Germany… this is the first time that we transact through this… any help maam? Thank you

Hi JM, if it’s wire transfer, it goes to your account. But banks also send to other banks for cash pickup, and you should get a reference number from your sender so you can claim. If it’s already past one week, ask your sender, or call BDO — there could be an error in your name or number.

Hi Nora, I am expecting funds from Citizens bank and I do understand that it’s not a correspondent bank of BDO. Would you happen to know how many days/weeks am I supposed to wait for it to be credited to my account? Not sure as well if I need to pick it up or will it go directly to my BDO savings (in peso). Sorry, this is a first for me.

Hi delores, you should call BDO or visit your branch. There could be an error in the account no. or name. Or there could be a problem with the currency sent — was it HK or US dollars? I think a peso account can accept other currencies, but a US dollar account might accept only US dollars.

Hi Nora, some money was transferred to me from HSBC hong kong in to my BDO dollar account on the 21st and I am yet to receive it and my business partners have checked and the money has left their account .. what should I do

Hi Shayne, it’s now the 19th so I hope your money is already in your husband’s account. Sorry I’m not able to say a time frame as international money transfers vary from within minutes to next day to 7 days or more.

Hi Ms. Nora,
I’m married to a retired American and we’re staying here in the Philippines for good. He’s receiving Social Security retirement money every 3rd of the month through BDO Direct deposit but we wasn’t able to mail his annual report on time so the check was posted March 17th, 2016 american time. I viewed our payment history on social security website and we got all the previous payments on the same day it was posted but when I checked our bank today the money hasn’t hit yet. They’re transferring from bank of newyork Mellon to BDO, do you have any idea when are we gonna get the money under this kind of circumstances?
Thanks!

I have the same problem. the money was sent to my bdo kabayan account last March 3 and until now the money not yet show up in my account..the sender is from Korea..before, in just 3 days I receive the remittance. Now it has taken so long. i dont know what to do. the sender uses the same bank. What could be the reason? I’m worried.

Hi joan, ask your sender if he/she sent to your account, or if he/she sent it to you for cash pickup at BDO (no BDO account no. written). If she did not write any account no., claim your money at BDO over the counter. Bring your IDs. If he/she sent to your account, ask him/her to check the account no. You can call BDO 631 8000

Hi kc, IBAN is only used for wire transfers to countries in Europe and some countries in the Caribbean and Middle East. Tell your friend that for wire transfers to the Philippines, the Swift or BIC code is the one used. Your friend’s bank knows this, as wire transfers to the US also use Swift or BIC code.

Hi Joan, if your sender used wire transfer, it will take a longer time because there’s no BDO correspondent bank in Malta. Your sender’s bank used an intermediary bank to send the money to BDO. Wait for maybe 3 more days. Ask also your sender if she wrote your name and account no. correctly.

Hi po joan po to. may I ask for advice. someone sent me a cheque po from Malta to Philippines. i was told 7 days clearing. but it’s 10 working days and has not yet arrived. I asked the sender and she told me that she has talked with the bank teller there and was told they have sent the money, but the money is not yet in my account up to now po. they told me to just wait

Hi grace, sad to say, BDO does not have a correspondent bank in Canada. Here are BDO’s remittance partners in Canada: http://www.workingpinoy.com/2011/02/bdo-remittance-send-money-from-canada-to-philippines/ If you need to use wire transfer because you’re sending a big amount, you can send through your bank, and your bank will link to an intermediary bank, most likely a BDO correspondent bank in the US, which will send the money to BDO. It’s PNB and BPI that have correspondent banks in Canada. like Bank of America, Bank of Montreal, Bank of Nova Scotia, Canadian Imperial Bank of Commerce, HSBC Bank Canada Royal Bank of Canada, Toronto Dominion Bank

Hi Michicko, if you mistakenly input an existing account no., getting back the money is difficult to impossible, unless the owner of the account is a good person, is constantly tracking his account and will contact BDO and inform them of the mistaken transfer. So you should be careful about typing your account no. If possible, enroll the third-party account in your online account, or use the Send Money service using your desktop, not your mobile banking.

Hi Ms. Nora, I used BDO mobile to send money and I just have to type the account number and no need to type the name, sometimes I’m afraid that I might put the wrong number… Just in case I put the wrong number, is there a possibility that I can get back the money?

Hi Marlyn, I hope your money is already in your account today, as Forex Australia is a BDO remittance partner. Remittance should take only 1 or 2 days. Have you checked with your sender if she/he wrote the correct name and account no.?

Hi ms Nora! Good day! My friend in Australia sent a money using forex world to my BDO KABAYAN SAVINGS ACCOUNT. It was Thursday last week when she send it and I’ve been in BDO yesterday and it was not there still ????…How many days before I can receive it? Thank you

Hi Edwin, thanks for sharing your experience. I hope your problem is already solved. It’s better to use accredited BDO remittance partners. Here’s a list of BDO remittance partners in Saudi Arabia. SABB is not a BDO correspondent bank, so most likely a correspondent bank in another country of both banks was used as an intermediary — this explains the circuitous route your money took.

Hi Ms Nora I also transferred money using SABB telex transfer dated 12/27/2015 but until now 01/10/2016 the money is not yet in my BDO acct. I’ve been communicating with both banks. SABB told me they have transferred successfully the money but BDO said they have not received anything for transfer to my account. I followed up again with SABB for an investigation and they charged me SAR150 to track down what really happened to my transfer and it would take 7 working days to process and give me an answer/s. It’s horrible experiencing transfer using SABB. Now I don’t know what to do but to wait til SABB answers. I hope this doesn’t happen to others.

hi. a good friend of mine transfer a money. shes is cruiseline right now and unfortunately nagkulang ng “Ma.” ung pangalan ko I have the copy of receipt and she doesnt know if there ship will still go there. is there any chance that we can do something about it ? thank you

Hi joemar, the money should be in your account already. Ask your sibling to tell her/his boss that the money is not yet in your account. There might be an error in your name’s spelling or the account no. You can also call BDO and ask about it: 631-8000

Hi Loraine, it should be in your account already. Processing varies, depending on the correspondent or intermediary banks, from 1 day to 5 business days or longer. Maybe the APEC holidays delayed the transfer. Make sure your sender wrote your name and account no. correctly. If still not in your account by Monday afternoon, call BDO and ask. Your sender can also ask the sending bank in Spain.

What I don’t understand is why BDO Philippines doesn’t know how much their correspondent banks charge for SWIFT transactions to them? They have an agreement with these banks and yet they don’t know how much the charges are. ie. Citi Dubai to Citi NY (BDO Correspondent bank) to BDO Manila.

Hi Miss Nora,I forgot my online banking password then i click the forgot password on bdo apps.new password was sent to my email but when i used that password sent from bdo stii my cannot open.Wrong usernamr or password is the result.Thank u

Hi Tinkualy, unfortunately, you cannot do anything here with BDO because your name is not in any of the money transfer document. If swift code was used, it means a correspondent bank was used, so the Pakistani bank should communicate with the correspondent bank. It’s the correspondent bank that has a relationship with BDO — I’m sure there are correspondent agreements regarding this kind of transfers.

Hi Nora, the bank from Pakistan has not received any reply from BDO on their swift message which was sent on 7th October to return the money to their account. could you please advise what to be done next as I know bank is bound to reply within 48 hours of any message. I am really scared how to get these money returned.

Hi Nora, with the communication that is what I understood that the wrong receipant has not received the money to his account and asking for the remittance copy to claim- which is risky to provide. thanks for your advise, the sender bank has already sent a swift message to BDO to return the money. now await for an update on that. hope the problem will be solved. will let you know

Hi Tinkualy, you wrote “Because the receivers do not have any any remittance copy to show this to his bank. really needed a help to sort this out.” Do you mean the owner of the account where the money was wrongly deposited has not withdrawn the money? That they’re not able to withdraw the money? If yes, it’s the sender in Pakistan who can remedy this through his bank — his bank should communicate with BDO, and change the name and account no. of the recipient to your name and account no. You cannot go to BDO to complain if you do not have proof that you should be the one receiving the money.

hi Nora, thanks for your details. yes the money has been sent to a wrong account name and account number. To be more specific actually the account details were provided by a hacker (who has actually hacked my friends counters email address and provided a wrong account details to remit). Could you please help me to provide more details how to claim the money, where to put the complaints. Because the receivers do not have any any remittance copy to show this to his bank. really needed a help to sort this out.

Hi Tinkualy, do you mean he wrongly sent money to another person (with correct account name and number? If that money is already deposited, then that money already belongs to the account owner. The sender can get that money back if the account owner returns it, since it’s already his money, or if it’s the bank that made the error. Usual errors in remittances are wrong spelling of recipient’s name or a missing digit in the account no. — these are not deposited (since it’s unlikely there’s an account with this wrongly spelled name or with missing digit). These are put on hold, waiting for the sender to make the needed changes at the bank where he sent the money. You should call BDO and ask: 631-8000

Hi Nora, one of my friend wired some money from Pakistan to a BDO account via swift transfer. When he realized the money went to a wrong account he has immediately reported this to his bank. Please advise how to get this money returned to the original senders bank account from BDO. thanks for your help

I live in Thailand and have a checking account at Chase Bank in the U.S. My Thai bank, Bangkok Bank, has an office in the U.S. I am able to sendmoney(dollars) using an account transfer from my U.S. account to my Thai account, which is cost-free(my Thai bank charges around $10 for the transfer. My filipina girl friend has a checking(savings) account with BDO. Why can’t I add her account to effect an account transfer the same way, since BDO has branches in the U.S.?

Hi R-Vee, did you mean you registered in BDO online banking? If you registered while in the Philippines, use the code given to you and your atm card to validate your enrollment at a BDO atm machine. Please comment again if I misunderstood your question.

Hi James, according to BDO’s website, their wire transfer (done online) to a foreign account costs $35 ($10 + $25). If that website is accepting credit cards, then your Visa debit card (with expiry date and 3-digit security code) should work. Maybe their system had a glitch that time. How about trying again? If you’re paying more than 25,000 pesos, maybe BDO’s Visa also has a 25k limit, just like with their Mastercard debit card.

Hi, I have this problem with a specific cambridge website because my payment using my VISA debit won’t push through. I’ve been using this in other websites until now. The admin of the website suggested that I do bank to bank transfer. But imagine the hassle, I have a BDO account and I have to do bank to bank transfer in Barclays Bank of London! How much will be BDO’s charge for this. It’s such a waste; my expense should be limited only to the exact amount but now i need to pay the bank to bank charge which in the first place should not have been my obligation.

Hello, What is the international remittance code if u will transfer money (from Ghana) to your BDO account through online banking? It says that it can’t be processed and need international remittance code. Please assist us. Thank you.

I’m a OFW here in Kuwait , I just want to know why my kabayan savings accounts didn’t allowed now to pay online since I used it this year to pay online shopping … Many times I tried but it didn’t . I used it last April to pay online and it work . Pls respond asap

Hi jeric, no, because smart money has no swift code, and wire transfer is a bank-to-bank transaction. But you can send to Smart Money through PNB, MoneyGram or Western Union. Are you in California? Here’s a list of PNB remittance partners in California

Hi Rommel, thanks for your helpful info. Yes, $35 is indeed too much. Here’s a list of BDO remittance partners in KSA. Some of these Saudi banks allow use of their online banking for transfers to the Phils if you have an account with them. But if your bank is SABB, their website says that you can apply for their SABB Visa Direct card and send to your Union Bank or Sterling Bank or EastWest Visa card.

Hi kiziah08, did you mean “and it has been debited from his account”? Meaning the amount was already deducted from his account? Yes, wait this week. If nothing arrives this week, then your sender should contact the bank where he made his transfer.

hi ms.Nora I went to BDO already and they can’t see that there is a pending remmittance and the sender said that it was already successfully transferred and it has been credited to his account..Im still hoping it will appear on my account today..????.

Hi kiziah, if you’re sure your sender wrote your name and account details correctly, then wait a while. if on monday it’s not yet there, call bdo and your sender.
If you like, if your sender is in the US, and they have a US bank account or US credit card, you can suggest XOOM. This is what my US employer uses to pay my salary. The money will be available for claiming over the counter in minutes. You will be given the code via email. You can get it over the counter at BDO or Metrobank.

Ms. Nora good evening,I’ll ask po for your advise. I wire transfer from Chase to my Bdo savings account last June 11 2015,but until now June 19 2015,I still didnt receive it..I know it was holiday last June 12 2015,so should I start counting the days from June 15?..but today is the 5th day..:(..should I ask the BDO?..please please..What to do?:(.

Hi Erwin, if you’re sure you wrote all banking details correctly, it means the money is still in the wire transfer network. SABB is not a BDO correspondent bank, so SABB used another bank to send to BDO. You can also call SABB or go to your branch and ask.

Hello…my wife already ask bdo regarding my telegraphic transfer last june 3 from SABB bank to bdo..bdo told till now the transfer is not available in their system..so what i will do??i need that money now urgently…thanks

Hi gia, Canadian Western Bank is not a BDO correspondent bank, so it might take 3 to 7 business days. The posting might be delayed a little if the remittance is more than 500,000. pesos. You’ve given the swift code, so it should be enough. Besides, your sender must have written Philippines. Call BDO if by June 11, the money isn’t yet credited to your account. Here’s a list of BDO remittance partners in Canada

Hello po, over how many working days will I receive the money sent from canadian western bank from canada to bdo. I have a powerteens savings. Does it depend on the amount or limit amount? He sent on june 4 po. Until now it’s not yet credited. Im thinking because i forget to give the address of the bank, but I gave the fax and swift code. Including my name and account number. How is it?

Hi Erwin, SABB is not a BDO remittance partner, so it might take 3 to 5 business days. If you’re sure you wrote the account no. and other details correctly, if by June 10, it’s not yet in her account, ask your wife to call BDO 631-8000. This is a list of BDO remittance partners in Saudi

Hi Loren, you can deposit to your own Kabayan account. Fill up the Deposit Slip (it has a carbon copy). Write your name, account no. and amount to deposit. To maintain your Kabayan, your sibling should remit from abroad to your account at least once in 12 months. Or if not, maintain 10k in your account.

Hi cindy, call Chase and ask to amend your wire to correct your friend’s account name. There might be a charge. Your money is most likely with BDO, but was put on hold while waiting for further communication from Chase.

Hi! i sent a wire to my friend’s BDO account. I misspelled his name and I didn’t provide an intermediary bank. will the funds be returned into my CHASE acct? it’s gonna be the 4th business day tomorrow and he still hasnt received it yet nor was it credited back to my account. please help

Hi anedi, you need to go back asap to the remittance company or center where you sent the money, and amend or correct the account number you wrote in the remittance slip. You may be charged a fee for this amendment. If you do not correct it, the money will be put on hold by BDO because the account number and name do not match with what you wrote.

Hi Ryan, the Swift Code of BDO is BNORPHMM. This code is for all BDO branches in the Phils. The swift code of BDO’s correspondent or intermediary banks are posted above. Which bank above is located in the same city or country in which your bank is located? You use that bank. Usually also, if your bank is not a BDO correspondent bank, your bank will be the one choosing which intermediary bank they’re going to use to reach BDO.

Hi, just want to ask if how long will it takes for to received funds via correspondent transactions. The funds have been sent last march 2 2015. When i will be receiving it from my account. Kindly advise much thanks

hi Ms. Nora..is there bank accredited of BDO in mumbai india?coz we are having a problem in sending money from india to philipines.the sender from india has no local account there,..hope kabayan savings can help us regarding to this matter.

Hi Phosphate, routing no. is not required for Philippine banks. Only the Swift code. For BDO, it’s BNORPHMM. If possible, use a BDO correspondent bank, so there’s no need to use a third-party bank. If you like, you can explore XOOM. It’s what my US employer uses to send my salary.

Hi gelai, yes, you can register in online banking so you can check your balance anytime online. There are remittance companies that notify the recipient thru email if the remittance has been sent like Xoom or Paypal.

Hi pappi, I’m puzzled they did not ask for your surname when they sent your first payment. Email them and ask them to please check your remittance details as your remittance has not been credited to your bank account. If there’s an error in name in the first remittance, the remittance will be put on hold by BDO, and will wait for an amendment from the sender. The sender will need to correct the remittance details. You can also call BDO and ask.

Hi Nora, i’m an independent contractor rendering service for a foreign firm based in Amsterdam. Payment for my services will be remitted to my BDO kabayan savings, i filled out the firms banking form so they will know my account details, such as my Account name and No., home address and swift code w/c is BNORPHMM. 1st payment was sent Nov. 10 and could be withdrawn on the 13th, I checked my account it was not credited yet.
After checking the details I’ve sent them found out that my surname was not in the Acct. Name. I edited it and placed the correct name. Will I received the payment after correcting it, and is the money only on hold or might be lost? Regards, pappi

Hi gelai, yes, your Kabayan account can accept foreign money transfer. About email money transfer, that’s possible if his bank allows email remittance and if it has a partnership with BDO, like with XOOM. BDO can also accept a paypal transfer. For others, your sender needs to go to a BDO remittance partner to send to your account.

Hi Beth, it has taken longer because your husband’s bank is not a correspondent bank of BDO, so his bank used a third-party bank (a BDO correspondent bank in the US) to send the money. The screening should not take long, so I hope your money will be already in your account by tomorrow. Ask your husband to explore XOOM, if he likes. My US employer uses XOOM to send my salary, and it takes just a few minutes. I can get it at BDO or Metrobank over the counter. Can also be deposited to an account.

hello Ms Nora, want to ask regarding this matter, my husband and I opened a dollar account BDO kabayan savings account when he vacationed last march 2014. Currently he’s in the US; he sent money thru bank to bank (wire transfer request). His bank in the US is Pentagon Federal Credit Union Alexandria Virginia USA. He did the transaction over the phone as he was in Las Vegas where his work was. He sent Nov.7 (Nov.8 philippines time) and the money is not yet in our account. He sent 10k dollars. The bank teller said deposit may take longer because bigger amounts require screening. First time that we used bank to bank so I have no idea how long it takes. His US bank said the money should be in our account by nov 11. Thanks! hope to hear from you soon.

Hi maria, was this to be deposited to your BDO account? Is your fiance sure that he wrote your bank name, account name and no. correctly? Your fiance should ask his bank to ask Deutsche New York the status of his remittance. Post Bank is also responsible because they accepted the transfer request.

Hi Nora My fiance send check from Post Bank Germany; it was Sept 28, until now the money hasn’t arrived. He asked his Bank and they sent an Email saying it’s Deutsche Bank New York that’s responsible. how can we get it? Pls help

Hi Vina, if your US bank is Wells Fargo or Bank of America or Citibank or Standard Chartered, then you can make a wire transfer with them, as these are the US banks affiliated with BDO. You can make a wire transfer though with any US bank, but there will be an additional fee if done through a non-BDO-correspondent bank. As you’ve written, you already have the info you need: BDO account name and no., swift code and your contact details there in the US.
You can also explore using Xoom. I’ve been getting my salary from my US employer for 3 years now without any problem through this remittance service and BDO.

Good evening. What info do I need in order to have a wire transfer to my BDO us dollar savings acct from the u.s. ? I have acct numbers and swift code. But what about Correspondent Banks or intermediary banks?

Hi vam, it depends on where you are there. Here are BDO remittance partners in UK. Check out LCC, GEMR and Azimo. Usually remittances can be available for withdrawal the next day. If it’s emergency, Moneygram (BDO partner) Western Union are the fastest, but might cost 10 or more pounds. You can also send through PNB, BPI and Metrobank. PNB and BPI offer bank account opening in the UK and assistance for opening a Philippine-based account. Yes, you can send for cash pickup at BDO. About the limit, PNB accepts more than 10,000 pounds and more than 15,000 euros, so I think you can send any amount, but remittance firms could ask for proof of source of income if you send large amounts of money.

Hi Nora,
Ask ko sana what is the best way to send money from uk to phils.? and how long will it take? possible ba na makapagpadala from uk to manila through bdo remittance without my existing bank account? and what is the maximum amount to be sent or any limit? hope to hear from you soon. thanks.

Hi Maria, it’s been 2 weeks. The money should already be in your account. You can call BDO and ask if there’s a remittance for you but was put on hold for some reason (error in account name or no.). BDO has also been encountering glitches in its system maintenance these past 2 to 3 days, so this could also be another reason.

Hi Nora, just wanted to ask. a friend wired me money dated august 14, 2014 from norway to my bdo acct. but as i checked it hasn’t come thru yet. do you have any idea of how long will it to take for the money to be transferred in my bdo acct? thanks

Hi Princess, it takes longer if the sender’s bank is not a BDO correspondent bank, and an intermediary bank was used. BDO’s system maintenance work last night and today might have had an impact also. Should not take more than a week.

Hello, Nora. I would like to know how long should I wait for the money to set in to my local bank account. A sum of money was sent via SWIFT from Europe to BDO. It was sent last 22nd. I am used to getting the money (via Western Union to my Bank)after two days it has been sent- not affected by weekends or holidays. This new process (on my end), seems not. How long should I wait for such? Thank you…

Hi Elmer, this is Bank of New York Mellon’s customer hotline: 412-234-5000 M-F 9am 5pm EST. You can also inquire here: https://www.bnymellon.com/us/en/contact.jsp
Indeed your wire transfer should have reached your recipient’s account already. The Libya to New York connection may be the one that’s taking so long, so it’s best to ask your bank there in Libya. God bless din.

Hi Lyn, if you send US dollars to your BDO peso account, your US dollars will be converted into pesos before it’s deposited to your peso account. Ask your family to open a US dollar account so you can send US dollars to that account, and so they can withdraw in US dollars. They can open a Kabayan dollar account with $100 and a remittance receipt to show they’re receiving remittance from abroad.

Hi, can I make bank bank money transfer from Cambodia in US$ to my peso account in BDO Cainta Junction Branch? I don’t have a dollar account but I prefer that my remittance be received in US dollars. Thanks, Lyn

Hi Vin, if you send through Western Union and you want it to be through BDO, you need to send to a BDO account. Why so? Because BDO does not process Western Union over the counter. No BDO cash pickup for Western Union remittances. Ang puedeng i-process over the counter sa BDO is Moneygram, kasi partner sila.
Puede ring cash pickup at any Western Union outlet in a safe location.
If you’re going back and forth between Phils and Germany, try getting a Visa or Mastercard debit card from your bank there, and then when you vacation here, try withdrawing at an atm here with a high maximum withrawal limit (Citibank, HSBC, BDO); withdrawal fee might be cheaper. For others, the charge is only 200 to 300 pesos.

Hi luie, you’re right that Smart Money is not a BDO account — this is a Smart Communications card. But you can go to your BDO branch and ask if they will credit a remittance from Germany to your Smart Money card because that’s the no. that you gave to the sender. And if not, ask them what to do. The possible remedy is for your bf to amend his remittance for cash pickup at BDO.

Hello, my bf in germany sent me money through bank to bank using online banking. He asked for my banking details like name of the bank, name of the card holder, my address,the swift code, and address of the bdo branch. I mistakenly used my address as the bank’s address — will that cause a problem? And my account with bdo is smart money — do you think the remittance will get deposited to my smartmoney when it’s not a bdo account? He sent me money yesterday around 3pm; when can I receive the money?

Hi Aye, sorry I’m not sure. I’ve received only pesos when getting Moneygram remittances from BDO. But I’ve received US dollars from BDO if sent via Xoom. I checked the Moneygram website and they said you must tell Moneygram if you want your recipient to receive your euro remittance in euros — the remittance fee will be be higher. And then tell your recipient to tell BDO that you paid for a payout in euros.
BDO offers a euro savings account, so they must have available euros all the time. Sometimes, in my case, before they allow me to get mine in dollars, they ask if I have any BDO account.

Hi, can I open a BDO account here in the US? What’s the process, as I need a bank account in the Philippines for check deposit transactions. At this moment, I don’t have a bank account in the Phils. If any one has similar experience, please I need help. Thank you so much.

Hi arvin, did you mean bank’s routing no.? This is used when using wire transfer or bank-to-bank transfer to send money through a bank in the U.S. Most of the time, dapat enough na yong swift code, pero if the routing no. is required, check here: http://www.routingnumbers.org/
Dito ang swift code: http://www.swift-code.org/

Hi angel, BDO’s swift code is BNORPHMM. If your husband remits at a bank which is not a correspondent bank of BDO, then that bank will need a third-party bank to connect to BDO, but the transaction should be between that bank and the 3rd-party bank. They should be the one knowing the intermediary swift code.
For a lower-cost and faster remittance, I suggest that your husband finds a BDO remittance partner in the country where he works, or the remittance partner of other Philippine banks like BPI or Metrobank. Where does your husband works?

Hi christine, did you write your first name and surname exactly the same as in your BDO account? If yes, your remittance will be deposited in your account. The middle name, if not written, is not a requirement if the account no. and first name and surname are matched. But if you wrote the middle name, and it does not match with the middle name in the account, then the remittance will not be deposited.

hi, i sent money thru remittance center here in ksa in my bdo account many times already..but this time i didnt enter the exact name (incomplete) not the same on my bdo account i forgot to put my middle name, but my account number is correct,will i recievd my remittance on my account?thank you

Hi Joseph, if this is a Kabayan account and it has not received a foreign remittance for more than a year, and it has no balance, then most likely it’s already closed. If it has a balance of 5k or more, it’s still active.
If it’s a regular atm savings account, the maintaining balance requirement is 2k. If it has a balance of 2k or more, it’s still active.

how can we apply kabayan savings at singapore?? she had applied last june 2013 here at phils. but there is still no transactions after that. now my wife wants to use her account but shes afraid it is closed now.

Hi Gen, meron na bang 1 week? If your bank is not Standard or Deutsche (BDO correspondent banks in Germany), your bank used another bank (a BDO correspondent, maybe in Germany or another country) to transfer your money, so it will take some time. Baka available na ngayon.

Hi sandra, you need to go to BDO in person so you can ask for your account no. Since you’re abroad, you can send money to your mother via Cash Pickup at any BDO branch or at BDO Remit counter at SM department store.

Hi elvie, it seems that’s the reason. Or the remittance company. Try the BDO Remit inquiry at bdo.com.ph. For holiday remittances, sometimes it’s better for your husband to remit for Cash Pickup, so you can get it at SM Remit or Business Centers or other BDO partners.

Hi kepoi, click this list of BDO remittance partners in Japan About rates, I’m not sure, but based on research, the remittance fee for 42,000 yen ranges from 1,000 to 2000 yen. If through banks, it will take 2 to 5 days.

Hello, may I ask the address of Wells Fargo and Standard Chartered Bank here in tokyo japan? I plan to send money to my wife’s BDO account. and how much is the remittance charge if I send 140,000 yen? and how many days will it take to get deposited

Hi yejoh, sori I can’t give the exact date. It might take 3 to 5 business days or more, since this is a wire transfer. Is this from London? This should be fast since Barclays in London is a BDO correspondent bank.

Hi arvie, yes, that can receive remittance, as long as it’s not a payroll cash card. Tell also your sender the balance limit of your cash card, if it’s 10k or 25k; if the remittance amount is more than the limit, it will not be deposited, it will be put on hold.

Hi Berna, foreign remittances are automatically converted into pesos when they’re deposited into peso accounts, so I think your AUD remittance will be automatically converted into US dollars since your account is a USD account. To be sure, please call BDO 631-8000

Hi wayne, do you mean depositing to your BDO Kabayan in the Phil using your HSBC account in Brunei? Puede, pero you’ll pay a higher remittance fee because bank wire transfer will be used, and HSBC Brunei is not a BDO correspondent bank. Here’s a list of BDO remittance partners in Brunei.

Hi Jane, I have not heard of that rumor. If that employee embezzled millions of pesos, BDO can cover that. Remember the US financial crisis in 2008 when Lehman Brothers collapsed, and BDO invested millions in dollars in this investment firm? BDO lost millions, in US dollars, but it did not collapse. It even grew faster and surpassed both BPI and Metrobank. It now has more than 1 trillion pesos in total assets.
Besides, your deposit is insured with the PDIC up to 500k. If something happens, PDIC will cover your BDO deposits up to 500k (if you have several BDO accounts, the balances are added together).

Good evening!Im one of BDO bank depositor presently work here in abroad. I just want to clarify regarding some issue that scatteredin FB it said that one branch of BDO where I have an account was closed soon for the reason that they said one the employee of the bank embezzled million of cash. Please help us how we can clarify this issue, if we talk to the personnel of the said bank branch is that possible that they will tell the throught if ever how will we know that BDO is secure please reply in my personal email account mentioned above. Thanks Iam so bottered regarding this issue.. please help us….

Hi Editha, wire transfers might be more convenient for you, as you can do this online if your bank allows online application for wire transfers, but I think wire transfers from UAE to the Philippines is more expensive than using BDO remittance partners. One reason is that BDO does not have a correspondent bank in UAE, so a third bank will be used, and this means another layer of fees. List of BDO remittance partners in UAE

Hi jerlie, yes, your sender can send you money through BDO even if your sender has no BDO account, or even if you have no BDO account. Ang mangyayari is you will pick up the cash at BDO. Your sender can send through Moneygram or Coinstar.
If your sender has a bank account in Norway and you also have a bank account, he/she can also send you money through wire transfer. You will send your bank name, account name, account no., type of account, swift code and branch.

Hi aizer, I think it will take until Monday before your remittance can be available if you remit to a bank account. If the money is needed today, I suggest you use Western Union for cash pickup. Fee might be 25 qatar riyals

Hello, if I send money from Qatar, for instance Saturday, thru bdo accounts, is there still need for clearing like 2 working days before it can be received or withdrawn? or could it be received directly in just a min once it’s deposited? It’s Saturday now here

Hello, I'm Nora.
I answer questions the best I can at the moment I'm writing my answers. Many times, if I'm not sure, I take the time to check circulars, guides, forms, news items, laws, etc.

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Sorry I was not able to respond to your questions these past few months. I went home to my province to care for my mother in the hospital and at home. She has recovered. I thank God for all His miracles and blessings.

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