I can get the cube on cycle to work which as I work for the NHS i don't get VAT off it brings it to about the same price as the focus which i can get on buy now pay in 12 months.
The advantage of getting the focus one is that i would own the bike from day one and it wouldn't matter if i move trusts (the cycle scheme is unique to each trust and not NHS wide) but i could get the cube form a bike shop just up the road.