It requires a great deal of imagination and lots of feeling to understand the value of family albums and the still photographs they contain! Whether monochrome or dazzling color, photographs are losing out in the battle with videography that is everywhere, echoing the television culture. Yet, we love our family pictures no matter what and some situations make it more convenient with the stills rather than the video. While films are far more complicated with equipment being required, they do capture live action magically indeed. Maybe you need both photographs and video for the appropriate occasions. Get the professional wedding photographer for those images frozen in time that will tell happy tales for an eternity.

Dramatic scenes would be recorded for posterity

Though the film medium may be a century old, still photographs came so much earlier. Sentiments are still better expressed casually in the hard copy photographs. Not everybody has access to films and screens, the digital world not having reached certain remote areas and sections of society. If you are lost in monochrome memories, think the grand color and all the latest software that apply equally to the video and photographic world too.

After the photography is carried out by the expert team that has a passion for it, the processing looks at the finer points. Embellishments are added and characters highlighted, weak points edited, borders and titles informing of salient points. As if reflected in an enchanted mirror is the history of the wedding occasion, capturing the series of events before, during and after the fateful day. Invest in the Luxury Leather Bound Album that would preserve the memories just as the events happened to touch the heart’s core. This piece of family history would possess an immense significance, perhaps over generations, never going out of style!

Professional wedding photographer would show the way to some charming blow ups to decorate the wall like the film posters in the town. Those special effects with titles and ambiances added would take the society by storm. Transmitted over social media, they would rock the world. Though we live surrounded by video in all directions, there is a time meant for sober hard copy photographs. Otherwise, how would you explain the print industry and the books, the brochures and the leaflets? Along with those dainty copies meant for the grand family album, get some laminated enlargements made of the intimate moments that express a world of love.

The photographers will visit the most romantic wedding venues!

Being quite used to weddings arranged in remote locations like farmhouses and beaches, the forest and the mountain, the visuals would better express all the adventures and dreams of the married couple. Time passes quickly all right and those pictures contain a world of intimate moments, containing the essence of the grand occasion. Just imagine how many times the day would be revisited by every generation within the family and beyond.

The photographers know the secrets artistically and technically, customized agreements taking care of individual needs. Look at the portfolio and the testimonials to be convinced that we mean serious business with all the years in the profession that reaches deep into the heart and soul. The cameras and the software form an important part of the action. The team does the rest.

With all the involvement in the trade, the photographers will melt into the invitees at the function, weaving in and out without disturbing anybody. It is quite understandable that all the arrangements for the wedding would result in stress. As a result of discussions, the photographers will plan and execute all the lighting and filming arrangements. Getting a piece of the action and recording the natural expressions, movements, and behavior in all the glory would be the target. Formal photographs of family and guest groups too would be handled very skillfully.

Several high-quality cameras and photographers make sure that errors are minimized. By taking many more pictures than necessary, we have more pieces of the action to choose from. Many customers want some monochrome prints to remind of the previous generation, perhaps, with some color decorations. Indulge in a world of fancy regarding the prints, sizes, frames, and enlargements. It is an occasion of a lifetime. Professional wedding photographer brings the most satisfying results.

Investment management and wealth management – it is easy to be confused by these terms, especially since they are often misrepresented. What do they really mean, what are the key differences, and which might be best for you?

What is wealth management?

Wealth management looks at an individual’s finances as a whole and how they can be managed to achieve their long-term financial and personal goals. In addition to handling clients’ investments, wealth management encompasses a wide set of services, such as legal planning, insurance, accounting, and financial, charitable giving, and tax advice.

There are higher minimum asset thresholds, and one can expect to pay higher fees for the more comprehensive service. Although a good manager could justify this through the savings their service provides.

Advantages of wealth management

As wealth managers offer many of the services of an investment manager, their clients gain the same benefits. However, the additional services on offer mean that wealth management can provide further advantages.

Coherent Strategy

As wealth management looks at all aspects of clients’ financial affairs, it aims to provide a custom-made strategy to realise their objectives. For example, by combining different services, a wealth manager can find the best path to paying off a mortgage or planning for retirement, whilst avoiding tax inefficiencies or undue risk.

This holistic approach attempts to understand and predict how different areas of an individual’s finances interact and organise them appropriately.

Simplicity

A wealth manager can provide a single focal point for all financial matters. Rather than having a wide assortment of advisors, a wealth manager may replace the need for a separate financial planner or investment manager, for example.

Their breadth of knowledge also means that they can act as a guide for those less familiar with the practices and technical language that often surrounds financial services.

What is investment management?

The primary role of the investment manager is to advise on, organise and grow clients’ investments.

After discussing a client’s financial goals and acceptable risk levels, an investment manager assembles a portfolio of investments appropriate to their requirements. They then will keep clients updated on the state of their portfolio, offering recommendations and implementing changes.

Advantages of investment management

Investment management services sometimes require a minimum investment and come with a fee – generally a small percentage of the assets under management. However, they can offer numerous benefits.

Reduced Risk

With an investment manager constructing a diverse portfolio, assets are less vulnerable to fluctuations in individual investments. With hundreds of smaller investments likely spread across different industries and asset classes, if one performs poorly, others are likely to compensate.

Convenience

If the client desires, they can acquire a wide range of investments with the minimum effort, making it ideal for time-poor individuals. As the paperwork and day-to-day running is taken care of, much of the stress of investing is removed.

Higher Returns

One of the biggest advantage is that you can gain the knowledge of the professionals. The best investment managers often have a wealth of experience and worldwide networks which can help them spot the best opportunities and reach better results.

Investment managers also have abilities that most individual investors do not. For example, they can increase their buying strength by pooling together several clients’ assets, with each benefiting from the greater yields.

Which is best for you?

Which service is most suitable will largely depend on your net worth and the type of assistance you require. Whilst a wealth manager offers more services than an investment manager, it is generally only available, or necessary, for the most affluent clients, with the wealthiest even receiving fee discounts.

Therefore, if you simply wish to see your investments grow, without the difficulty and risk of handling it yourself, gaining the services of an experienced investment manager could prove fruitful. However, for those with a higher net worth and a complex financial situation, the comprehensive methods of wealth management may be the best solution.

Many people believe that the entire engine is just a big block that does all the work. That might be true, but what exactly is in this block that gets such a large machine to move and function?

Let’s start with the driver. The driver would apply the acceleration pedal. This pedal forces fuel into the combustion chamber. Depending on the type of car you have will depend on the type of fuel you will fill the tank with. In this case, we will be dealing with a petrol engine.

Once you force the petrol into the combustion chamber, a valve will open up to allow the combustible liquid into the cylinder head. There are usually two valves per cylinder head as there has to be an inlet and outlet for the car to move and transfer gases.

The valves will close and allow no extra air or petrol to enter whilst the piston compresses the petrol. After the piston reaches B.D.C or bottom dead centre, the spark plugs will ignite the petrol. The piston will then push the burnt gases out of the outlet valve ready for the next bit of fuel to enter its chamber.

Around each piston is a set of piston rings. These rings seal any spaces that could let in air and allow the piston to move smoothly. They also prevent oil from leaking from the sump into the combustion chamber. Each piston is linked to a connecting rod that gets attached to the crankshaft with a bearing.

The crankshaft will convert the pistons up and down movement into rotational movement. In other words, this is the part that makes the car move forwards and backwards. Each time time-aligned pistons go down, the crankshaft rotates.

The ignition system is connected to a timing system that sets off specific spark plugs at a time. In a four cylinder engine, it would be the first and third spark plug that ignites first and then the second and fourth plugs.

After the engine has gone through the cycle and reaches the fourth cylinder head, the second valve will open up thus releasing the gases to the exhaust manifold either going to a turbo or straight to the exhaust pipe.

The car has many systems functioning together to make it the ultimate machine. Apart from the engine, there is the braking system, the electronic system and the clutch system. Usually when you take your car in for a service, the mechanics would check if the car needs any clutch, engine or brake repairs before sending the machine off to the specific specialist.

If you are opting for a tongue piercing accessory, you need to get the right help and the right grade of steel for the piercing to be done with. Most cosmetic companies that offer tongue piercing services usually offer such accessories of stainless steel. It is important that the right grade of steel is used. Surgical steel is known to be the most sterile and safe alloy out of which such items are created.

The process

If you are hesitant about how the experience would be, get in touch with a tongue piercing service and find out the kind of methods they use. Usually a local anesthetic agent is used to numb the area where the piercing is done. With the help of laser tools the process is quick and painless. Once you are convinced of the method, you can order in a piercing jewellery item from a stainless steel jewelry supplier. There are different kinds of jewelry items available with a stainless steel jewelry supplier. To make it a convenient purchase, you can simply look up an online catalog and order in a design of your choice.

What to expect?

Usually the piercing method is quick and painless. However, once you have gotten an item of your choice from a stainless steel jewelry wholesale outlet you can then get in touch with the piercing service. Even if the piercing method is quick and painless, you would feel discomfort after the piercing is over and the anesthetic effect wears off. In order to prevent infection in the pierced area you would be given certain applications to put on. Also, you might want to abstain from eating or drinking for a few hours after the piercing is done.

Get the right product

It is important that you choose the right grade of steel product when you opt for body piercing. For that reason seeks out qualified stainless steel jewelry outlets. These are suppliers who provide certified and graded products. When you are taking up items for body piercing, remember that such items will be inserted into your skin or epithelial layer, coming in contact with internal tissues. For that reason, if the right sterile grade is not taken up, it can cause infection and other problems. For that reason getting the right graded product from a certified stainless steel jewelry wholesale supplier is important. If you are sourcing items for your body piercing business, you will surely want to have guaranteed products that would provide safe insertions for your clients. This is vital for your business. Identifying the right wholesaler or supplier will ensure that you have certified and quality products on offer. It is possible to look up an online list of suppliers and check their credentials before you choose to tie up with any of such suppliers.

For a 33 year old that does not have any children, I sure do know a lot about babies! How, you ask? Baby photography! I have been a baby photographer for over 13 years. They are my specialty, my joy, and my life.

When I started newborn photography I had to learn how to hold a baby, soothe a baby, stay calm, and familiarize myself with facial expressions. I would often look at them and think, “I wonder why they are smiling like that”. And then you hear a sound… from the diaper… a wet sound. I imagine parents, other photographers, and everyone who works with babies can relate to this.

After a few years of newborn photography, I decided to create a guide to help new parents and photographers alike to help prepare for the photo shoot if the photo shoot takes place at the clients home. All my newborn photo shoots are taken at my clients’ homes because it’s the most comfortable place for a growing family.

Without further ado, here is the guide born from my frequently asked questions about a newborn photography shoot…

1. When should we schedule the newborn photo shoot? Schedule your newborn photography shoot within the first two weeks of the due date. This is just a tentative date and will likely change depending on the baby’s arrival. If you have a C-section then the date is pretty set unless the baby comes early.

It’s best to capture babies around 5-14 days while they sleep and have the newborn look. Having said that, there are no guarantees with newborns. They do what they please. I have done photo shoots at 6 days. Some cooperate and some don’t. I have done photo shoots at 4 weeks. Some cooperate and some don’t. Either way, they’re all wonderful!

2. What happens if my baby is late? Contact your photographer and play the date by ear. If the baby is early, don’t worry about contacting your photographer right away. Enjoy the new member of your family! Contact them within the next couple of days and let them know that your baby is here.

3. What temperature should the house be? The day of the photo shoot I suggest to have the house at a good warm temperature. We will be sweating but the baby will be comfortable. You might not need the heat on during summer though. The little ones don’t like to be too hot or too cold.

Keep in mind that most of the poses will be of the baby in their diaper, naked, or whatever you discussed with your photographer. Walk around your home and think about the settings/backdrops that might work out best in terms of lighting. Usually, photographers like to setup in the room with the most natural light. But also important rooms like the nursery, your bedroom, the living room, and the yard if it’s a nice day.

4. When should I feed my baby? Try and time it so that you are almost done with the feeding or completely done by the time the photographer arrives. A happy baby equals a sleepy baby. Sleepy babies are awesome! Also, bear in mind that we might feed the baby a little outside their schedule to keep them calm.

If you wanted your baby in a wrap, diaper cover, or possibly naked then I suggest to take their clothes off (but keep them in their diaper!), wrap them up in a blanket, then start to feed them. The less we move them around after they have a full belly, the better.

5. What do I do if my baby is sleepy right before the photo shoot? Sometimes your baby will be asleep before we arrive and before the feeding. Try to keep them up by changing them or maybe a nice bath. You want your baby to be tired during the photo shoot, not before

6. How long will the photo shoot last? The length of time would all depend on the photographer and the baby. I have completed newborn photo shoots in an hour and upwards of 4 hours. If the baby is awake during the photo shoot, it’s OK! Photos of your baby alert and awake are magical!

7. What props should I have ready and does the photographer bring any? Most of the props and hats that I personally utilize in my photography shoots belong to the baby. The picture will hold a different meaning if you utilize your own hats, blankets, books, and/or other props. Also, don’t forget all the gifts that you baby will receive. Using gifts from friends and families makes these photos extra special.

Monotonicity. The word itself is monotonous, but it accurately describes the mechanical nature of our mundane lives. You go to work, come back, eat, sleep and you repeat it again tomorrow like clockwork. Do you ever wonder how to break this routine? The answer is simple, travel. Seeing new places excites new feelings inside us, giving us new perspective towards existing things, thus overwriting the obsolete ones. But planning a travel itinerary is a hectic process and most of the times you worry about how to reach a destination instead of enjoying the journey to that destination. Then the best course of action is to employ a travel company to do your planning and then you are left to enjoy your journey and nothing else. But should you take the services of a travel company? If these thoughts are clouding your mind then, let me clear them for you and explain why you should opt for my suggestion.

1. Convenient

Since all the necessary reservations would be done for you beforehand, even before you reach your destination, you can skip the long queues and jump straight into the experience you booked to enjoy. It is always a good idea to reserve your time for experiences rather than waiting for that experience to happen eventually. Thus, it is hugely convenient and a time-saving option.

2. Deals

Tour and travel companies usually have good relations with hotels, restaurants, etc. and can provide you with fantastic deals over your reservations. This saves you a lot of money which you can spend on other things and exploit more fun out of your travel. We all love saving some cash and if you have the same mindset, you know what you have to do here.

3. Recommendations

A good tour and travel company tries to enhance your trip by recommending what else you should be doing besides your usual preplanned itinerary. We almost never know the hidden gems of the places we visit until and unless a local tells you about it. The company knows a lot about the travel they are planning for you and also recommends what you might as well be doing which many travelers may not know.

4. Timeline

Since your trip is organized by a third party, they can provide you with a timeline of your journey, explaining in detail beforehand what lies ahead on your path. Knowing what to do and when to do, helps us avoid any unprecedented situations and makes our trip go smoothly and we can enjoy to our fullest without worrying about a single thing.

5. Solutions to your problems

The last and the best advantage of employing tours and travel company is that you can address any problem which you encounter on your journey and you can rest assured that the problem will be solved as soon as possible. You will not be facing any problems on your own and everything can be handled by the company itself and instead, you can use up your own time on meaningful things like making memories.

Travelling out of the country seems to be fun and exciting. However, the hurdles that accompanied our thrill is unexpected. It starts with the Immigration at the airport and the Embassy where we are scrutinized thoroughly for the purpose of our visit to a certain country.

With my experience, I was almost left in the Immigration. I was held in the Embassy for almost 2 hours. They were very critical when it comes to tourists. But I do understand their protocol especially those who leaving and entering the country. Imagine the show money should be a maximum of US$ 10,000. Better that my purpose was research. But still all the files of my laptop were scanned as well as the Facebook messages and my emails. The good thing that happened was that from being suspicious, they become impressed with my work because I was able to make studies outside the country even if I was not able to visit them physically. I was really afraid to be left in the airport because I have spent much for this travel. My God, I did not sleep for 3 nights because of my immediate need for money to cover my round trip air fare, hotel accommodation and food not to mention to buy enough amount of US dollars in my pocket as a show money in case the Embassy will question my capacity to sustain my stay in Malaysia.

But after going through a lot in the Immigration, I was very happy because I can now go anywhere in the world as a researcher and a writer with no hassles at all. I was able to prove my credibility and identity to them that nothing is impossible if you put your mind into what you are doing.

Just never think that when you go out of the country, it makes you a nobody. You have a very important contribution to make a change especially in the lives of the significant people around you. Lots of people become successful because they are able to overcome all the odds on their way to achieving their dreams. Accept and adapt change! There is no sense in spending your days talking about who you used to be. It will only prevent you from creating a successful and meaningful life.

If you spend too much on talking about your ideas, gathering information, reading, researching, attending seminars, and listening to what everyone else is saying and not putting into action all that learning and knowledge to make your life happen, you are bound to fail.

When you are determined to do what you want, no one can stop you. It’s a matter of having self-confidence, perseverance and hard work.

Never hold yourself back, put worthwhile goals into action. Walk the talk and apply all the learning and knowledge you have to make things happen and make a difference in your life.

Have you been thinking about remodeling your home? Keep in mind that you can often achieve your goal without a giant expense. Small improvements introduced in almost every room, including the exterior of the house can make all the difference.

Here are a few tips to get you started:

Keep it clean and keep it simple!

A clean and neat house is appealing and eye-catching. You can start improving the appearance of your house simply by cleaning out the debris. Try making your garden look like an ideal place with some weeding and cleaning out the flower beds. Paint the front door to give your home a more welcoming feeling.

De-cluttering is also a part of cleaning, so get rid of things you don’t need to make room for new ones. The first glance is usually enough for a selective buyer to quickly estimate a house.

Does the exterior of your home need repainting? Is there a walkway that you can highlight by introducing some flowers? Remember to keep it simple. Focus on making things neat and tidy.

Two hot spots of every home:

The two most closely inspected rooms of a house are the kitchen and the master bathroom. If you are looking to focus on two hot spots, these are the interior rooms where the most value can be added during a sale, so make them look their best to increase your return on investment.

Is your kitchen may be in need of an upgrade? A well updated kitchen will dramatically increase the value of your home, so focus on spicing up this room to grab buyer attention. Renovating your kitchen using modern décor is going to instantly improve the value of your home. Many times a buyer will compromise on other rooms and will buy a home just because its kitchen is well-maintained and inviting.

The same holds true for bathrooms, especially the master bathroom. You will charm open house-goers with modern upgrades like dual vanities and soaking tubs in your master bath. Replace the faucets and clean up the bathroom counter. We would again emphasize on simplicity because for easy maintenance.

What to Invest in?

So, you’re done de-cluttering, cleaning and upgrading. What’s next? Well, if you are willing to make a good upgrade investment, it is recommended to divide your renovation plan into four parts to bring impressive improvements to your home. Here are the four areas you may want to seriously consider upgrading:

Lighting: If you are not satisfied with the lighting system in your house, replace it.

This would entail buying lighting fixtures and other equipment for each room to make it look consistent and attractive.

Plumbing: Many old homes have rusty pipes and some leakage in the plumbing that needs attention. Your home will not sell fast and at a price you have in mind if you haven’t already upgraded the plumbing system.

Flooring: Most people nowadays look for hardwood floors or alternatives that are easy to manage and provide health benefits instead of carpeting. Tiled floors are also fairly acceptable. If you think this improvement would bring you higher profits, make the investment without delay.

HVAC Replacement: Today new energy-efficient HVAC systems are being introduced to the market that incur a one-time cost and help you save huge amounts of money on utility bills. You can add a unique selling feature to your house by making this replacement part of your home improvement strategy.

What’s really worth repairing?

Remember that not all things are worth repairing; some need to be thrown out and others need to be replaced. This is a good principle to follow when staging a home.

Inspect every aspect of your home and then come up with a plan within your budget to bring a fresh crisp look to your home. You may want to replace outdated appliances in the kitchen with new modern models. Repairing old appliances is not an option. If your budget doesn’t allow an appliance upgrade, simply give the ones you use a color-boost to improve their appearance.

If you already have wooden floors installed at home, look for scratches and be prepared for some refinishing. Wooden floors are highly desirable, even if they are old and worn. Give them a little lift-up to make them more attractive and appealing.

Nowadays energy-efficiency has found its way into many of our systems including the windows. Home buyers look for the latest windows and other systems that are designed as energy-efficient since they provide a number of economical, health and environmental benefits. Replace your old windows for new energy-efficient windows to improve the value of your home.

Unless you live in a third world country or under a rock, everybody knows what a car is. By definition, a car is a road vehicle, typically with four wheels, powered by an external combustion engine, and able to carry a small number of people. THAT is the definition, but as people, we define cars differently.

There are three types of people car lovers, car drivers, and car riders. Car lovers are just that, they are in love with cars. From the speed to the design, and down to the shabby hood and seats on a Lexus ES 300. Car lovers do not discriminate and really appreciate luxury. Car drivers know the value of having a car (other than their feet). They know how to operate a vehicle and, maybe, even choose a great vehicle to purchase. Car drivers fantasize about being behind the wheel of a 2017 Chevrolet Camaro, but the majority don’t buy the luxury sports vehicles. Car riders, in my opinion, are either afraid to get behind the wheel or don’t know how to take control of the wheel. They lack the enthusiasm to think past the feel of the custom seats in an Aston Martin or the speed of an Ariel Atom. But, there is one thing that car riders do know, and that’s how to look good in the most exotic vehicle without touching the acceleration.

Although, car lovers, drivers, and riders see a different view from the mirrors everybody knows what a car is and has benefitted from them (one way or another), and everybody likes to look at a beautiful body (on a car), and love features that get their engines revved up.

People don’t want a car that is just a car. Sure, having reliable transportation is convenient, but honestly, who doesn’t like great features? When people shop for a vehicle they shop for a car that is fuel efficient, environmentally friendly, has great reviews, has 4WD/AWD, high in safety with easy handling, and last but not least affordable. Then there are the EXTRAS. The pay to play features. These cars have convertible roofs, 24Kt Gold trim, touchscreen infotainment systems, and holographic passengers to get you through the rideshare lane (I made up the last on.). But, seriously, Tesla has self-driving cars starting at $87,000. THAT’S INSANE! It’s a sad truth, but not everyone can afford to have these features in their cars. The cost of exotic vehicles is OUTRAGEOUS. If I owned an exotic vehicle, I would have to live, work, eat, and do ungodly things in my car to afford it. If it was fully loaded, it would cost about three life insurance policies and a contract with the devil.

This is what LUXURY/EXOTIC looks like (at least at the time that I did a Google search)

Fortunately, there are opportunities for all to experience the exhilaration of pricey luxury cars without having to buy it. There are a number of places that provide luxury and exotic vehicle rentals with luxury customer service. So, whether you are on vacation, going on a date, or celebrating a promotion, you can look and feel great doing it.

With the rise of antibiotic resistant diseases, such as Hepatitis C, the blame is being placed on unsafe tools used for body piercing and tattoos. Those who work in the industry are mainly unregulated with no health checks conducted or, if they are, they are so random that one can easily slip through unnoticed. In Australia the guide lines are that the customer should make sure the place of business looks clean as well as the artists.

Wow! How does that work when it comes to hidden germs and microbes? People get body piercings to all parts of their body, including their genitals, nipples, and tongue. One would surely need properly autoclaved and germ free tools to carry out any procedure that invades the skin. Yes, body piercing is an operation and mostly done without surgical guidelines.

In New South Wales laws require people under the age of 16 years to have written parental consent before getting such work done on their bodies. Just how clever is a teenager at deciding on whether a premise is clean and if the instruments used are sterile?

The safety lines are so vague that young people would not be interested in them unless they are of a higher intelligence. In the latter case they probably would not be seen dead near such a place. The judgment for most would be their friends who have had procedures done there and have survived.

The hidden side-effects of body piercing and tattoos are often not realised for some time. They can lead to more than infections as many suffer horrendous psychological problems when the art they thought they were getting turns out not to be the same. Things can go wrong and some suffer from infections that can take a long time to heal.

While body piercing of genitals and nipples apparently increases sensations during stimulation the normal body is capable of performing in this way without it. If something is amiss in that area then a doctor might be the best person to consult and not someone in a shop desirous of taking your money.

The bottom line is that no body piercing procedure is safe and anyone with a functioning brain should consider it well before subjecting themselves to it. Why risk the alternative. Hepatitis C and other diseases, such as Aids, are killers. Would you hold a loaded gun to your head and pull the trigger? That is about what it amounts to if you are unlucky enough to choose the wrong operator.