Please read the following terms and conditions carefully. This web site ("the Site") is owned and
operated by CIT Services LLC ( CIT ). By accessing the Site you are bound by these terms
and conditions. These terms and conditions should be read in conjunction with our Privacy and Data
Protection Statement. These terms and conditions shall be governed by and construed in accordance with the laws
of The United States of America. If any dispute arises from your use of the Site you agree to allow such dispute to
be heard in the US courts.

Copyright and Limited Permission to Copy

Unless otherwise stated, the copyright and similar rights in all of the contents of this Site such as
text, graphics, images, photographs and other material ("Material") are owned by CIT or by its respective
third party manufacturers, authors, developers and vendors ("Third Party Providers"). You are permitted to
print or download extracts from this Material for your personal non commercial use only to a single personal
computer. All proprietary notices of CIT must be retained. You are permitted to use CIT press releases in
public communications provided that you state the source of the information. Any other use of Material on this site
including any form of copying or reproduction (for any purposes other than those noted above) modification, distribution,
reutilization, in or integration with other materials or works or re-delivery, using framing technology or otherwise, is
prohibited without the prior written consent of CIT.

Disclaimer

All information in this site is provided for general information and promotional purposes only and does not constitute
a technical specification nor does its content represent a contract in any form. The information is subject to change
without notice. Statements contained are not necessarily the views of CIT. Any changes to the terms and conditions
of use will be notified to you by being posted on this page. It is your responsibility as a user to refer
to these additions and changes. They will come into effect immediately on being posted and you will be deemed to have
accepted them if you access the Site after that time.
The Site is available to all users "as is" as is without any representations or warranties of any kind either
express or implied. CIT makes no representations, warranties, or undertakings about any of the Material on the Site
including without limitation their accuracy, their completeness or their fitness for a particular purpose.

Limitation of liability

To the fullest extent permitted by applicable law, neither CIT nor any of its partners, associates, consultants,
employees, affiliates or other representatives will be liable for loss or damage arising out of or in connection with
your use of, or your inability to use, the Materials and/or facilities or services offered through this website,
including, but not limited to, indirect or consequential loss or damages, loss of data, income, profit or
opportunity, loss of or damage to property and claims of third parties, even if CIT has been advised of the
possibility of such loss or damages, or such loss or damages were reasonably foreseeable.

Links to Third Party Sites

The Site contains links to web sites which are not controlled by CIT. CIT is not responsible for and does not
endorse or accept any responsibility for the contents or use of these third party sites. It is your responsibility to
take precautions to ensure that whatever you select for your use is free of viruses or other items of a destructive
nature.

Intellectual Property Rights Notice

All product names and company logos that appear on the Site are the property of their respective owners.

Access to Password Protected/Secure Areas

Access to and use of password protected and/or secure areas of the Site is restricted to authorized users
only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution.

Privacy and Data Protection Statement

CIT fully respects your right to privacy, and will not collect any personal information about you on this website
without your clear permission. Any personal information which you volunteer to CIT will be treated with the highest
standards of security and confidentiality, strictly in accordance with the Data Protection Act, 1988.

CIT does not collect any personal data about you on this website, apart from information which you
volunteer (for example by e-mailing us or by using our online forms ). Any information which you provide in this
way is not made available to any third parties, and is used by CIT only in line with the purpose for which
you provided it.

Collection and use of technical information

This Site does not use cookies, apart from temporary "session" cookies which enable a visitor's web browser to
remember which pages on this website have already been visited. Visitors can use this website with no loss of
functionality if cookies are disabled from the web browser.

Technical details in connection with visits to this website are logged by us for our statistical purposes. No
information is collected that could be used by us to identify website visitors. The technical details logged are
confined to the following items:

the IP address of the visitor's web server

the top-level domain name used (for example .ie, .com, .org, .net)

the previous website address from which the visitor reached us, including any search terms used

clickstream data which shows the traffic of visitors around this web site (for example pages accessed and documents downloaded)

the type of web browser used by the website visitor.

CIT will make no attempt to identify individual visitors from the technical details listed above, or to
associate the technical details listed above with any individual. It is the policy of CIT never to disclose
such technical information in respect of individual website visitors to any third party unless obliged
to disclose such information by a rule of law. The technical information will be used only by CIT, and only for
statistical and other administrative purposes. You should note that technical details, which we cannot
associate with any identifiable individual, do not constitute "personal data" for the purposes of the
Data Protection Act, 1988.