Pet Insurance

Standard Accident & Illness Cover

Standard Accident & Illness Cover

Real Standard Accident & Illness Cover is essential for when your pet falls ill or has an accident. We cover up to 75% of eligible vet costs, up to a maximum of $12,000 a year (Pre-existing Conditions are excluded), so you can give your dog or cat the care they need to help them get well.

What’s Covered?

Up to 75% of eligible vet bills1 (with no excess) for treating accidental injuries, including injuries from car accidents, burns, snake bites and allergic reactions to insect bites, not including ticks and fleas

Generous claim limit of up to $12,000 per year to help protect your pet if they need prolonged or expensive treatment

A range of complimentary benefits, including emergency boarding when you’re in hospital; overseas cover when you’re travelling with your pet; tick paralysis treatment; and essential euthanasia1

Lifetime cover for your pet when you insure them from 8 weeks old and younger than 9 years old as long as there are no gaps or breaks in cover

Freedom to take your pet to any vet licensed to practice in Australia

Next day protection – you can claim for accidental injury the day after your policy starts, with no Waiting Period. Claims for illness can occur 30 days after the start of the policy

By adding a Routine Care Benefit to your Premium Accident & Illness Cover, you’ll receive a benefit of up to $80 per year to help cover the costs of routine and preventative care such as vaccinations, flea control, health checks and even microchipping.

Feefo Gold Trusted Service Award – 2019, 2018, and 2017

Reader's Digest Gold Quality Service Award in the Life Insurance category – 2019

Other Commonly Asked Questions

How old does my pet have to be to get pet insurance?

You can insure your pet as soon as they’re eight weeks old. With our Premium and Standard Accident and Illness Covers, they also need to join before they turn nine, and before they turn sixteen for our Classic Accident and Illness Cover.

Can I continue to insure my pet as it gets older?

Absolutely. Once your pet is insured with us we will guarantee to renew your pet’s policy for life, provided there is no break in your pet insurance cover.

I already have a wonderful vet. Can my pet still visit them?

Absolutely! Our pet insurance helps to cover eligible vet bills from any vet licensed and currently registered to practice in Australia.

Does my pet insurance have an excess?

No, Real Pet Insurance does not have a fixed excess. Depending on the plan you choose, we reimburse up to 80% of all eligible veterinary expenses.

I’d prefer not to vaccinate my pet – will you cover them anyway?

Yes, we’ll happily cover your special pet, even if they’re not vaccinated. But if they catch any diseases that could have been prevented by vaccination, we unfortunately cannot cover the cost of their treatment.

All product information displayed on this website is subject to policy terms and conditions (including eligibility criteria, exclusions and limitations).

The Insurer for general insurance products (unless otherwise specified) is The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473) and for all life insurance products is Hannover Life Re of Australasia Ltd (ABN 37 062 395 484). Any advice provided is general only and may not be right for you. You should carefully read the relevant Product Disclosure Statement (PDS) to ensure the product is right for you. A copy of each PDS is available on this website or by contacting us.

Real Insurance Compulsory Third Party Insurance (CTP Green Slip) is available in NSW only and is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545). Hollard receives a referral commission from each policy premium paid to QBE for whom we act as a referrer. Any information displayed is factual only and does not consider any personal circumstances. For more information about this CTP product, please contact QBE.

Your use of this website is subject to the website terms and conditions.