Providing its customers with an effective option to take care of their financial requirements, Bajaj Finance Ltd., the lending arm of Bajaj Finserv, is offering high-value top-up loans of up to Rs. 50 Lakhs on home loan balance transfer. The amount can be used by the customers for any financial requirement, as and when required.

Bajaj Finserv offers home loans of up to Rs. 3.50 crores with various other benefits such as 3 EMI Holiday, Flexi Hybrid Loan and doorstep collection services. The maximum repayment tenor that can be chosen is 240 months, depending on the financial capacity of the customers.

Maximize savings

Transferring the existing high interest-bearing Home loan to low-interest Home Loans from Bajaj Finserv at 8.60% can help the customer maximize their savings during periods of financial turmoil. This will help the borrower plan finances efficiently.

Additional Top up on Balance transfer

Applicants opting for home loan balance transfer have a chance to opt for an additional top-up value of Rs. 50 lakh at a competitive interest rate. The top-up amount can resolve multiple financial requirements and can be availed through a convenient process.

Flexible Payment Options

Bajaj Finserv Flexi Hybrid Loan facility allows the customer to pay interest as their EMI for the initial four years and thereafter they need to pay interest and principal. Bajaj Finserv also offers 3 EMI holiday option, wherein customers can defer the repayment commencement for 3 months, which helps them organise their financials after incurring significant expenditure on a home purchase.