In collaboration with Cignifi Inc, the Intarnational Finance Corporation published The Data Analytics and Digital Financial Services Handbook. The handbook gives financial service providers an overview of the potential that data and data analytics present for financial inclusion in terms of improving efficiency of operations and effectiveness of product development and marketing, as well as increase [...]

Smartphones are bringing banking to the unbanked - giving millions in emerging markets access to credit and banking for the first time. Presenter Manuela Saragosa speaks to World Bank treasurer Arunma Oteh, as well as the chief executive of fintech firm Cignifi, Jonathan Hakim, both of whom are trying to use digital footprints to make [...]

In 2015, there were 26 million credit invisible consumers in the US, according to the report by Consumer Financial Protection Bureau (CFPB). Although those people are credit-invisible for the traditional sector, their everyday activity and alternative records represent a meaningful and vast source of precise hallmarks of their level of sustainability, resilience and credibility.Smart Data, hence, [...]