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Now that spring is on the horizon, it’s a great time to start thinking about future home renovation projects. Maybe you are considering re-tiling your bathroom, upgrading your kitchen, or even installing some energy efficient windows for your home!

The mortgage-approval process determines whether you are a qualified borrower and whether you are a repayment risk or not. To obtain the data needed for the process and verify the information used to approve a loan, you will need to bring both information and paperwork to your...

Did you know that the maturity of your mortgage term is a huge moment of opportunity? This is the only time in which you have freedom to make decisions about your mortgage without worrying about paying hefty penalties and to shop around to get the mortgage that you deserve! It’s...

Being self-employed in Ontario has many pros and cons. You may have a more flexible schedule by being able to decide how you want to spend your time and reap very direct rewards from your efforts. It can also mean you have a lot more responsibility, with fluctuations in income...

image via Precondo https://precondo.ca Buying a house requires a lot of time and effort, but by following these steps, you can make the home buying process manageable and help you make the best decisions possible. 1. FIND OUT WHAT YOU CAN AFFORD As soon as you can, start...

Let’s build your mortgage solution today! How a Mortgage Broker Can Simplify the home buying process. Step 1 • Connect with a mortgage broker. Connecting with a Mortgage broker is a great idea because they: • Have access to over 50 banks and lending institutions • Save you time...

Have you ever wondered what the difference is between using a Mortgage Broker/Lender vs a Bank? There are quite a few key differences. For example, the broker works for you, the bank doesn’t. The right mortgage is a critical factor determining long-term savings. The value of a...

THINKING ABOUT RENOVATING YOUR HOME BUT DON’T HAVE THE BUDGET? HERE ARE SOME OPTIONS! Have you been thinking about finishing your basement? Getting a new kitchen or contemplating hard wood floors in your home? Are you wondering how you could afford to pay for this renovation...

Top 3 things to do to Improve Your Credit Score! What is a credit score? Ranging from 300-900, lenders use your credit score to help assess your perceived lending risk at a moment in time. Lenders use your credit score to identify what type of risk you would likely be as a...

There are different stages of the approval process when you apply for a mortgage and it’s important that you know the difference between the terms and what they all mean. The first is Pre-Qualification: This is where your bank or mortgage lender looks at your total income and...

Mortgage Architects is established national Mortgage Brokerage led by a seasoned management team and supported by a network of the very best experienced and caring Mortgage Brokers. We offer access to more than 50 lending institutions, including major banks, credit unions, trusts and other national and regional lenders to ensure we are able to provide just the right mortgage solution for your needs today and tomorrow.
Agent # M08003068 / License #12728