Interest Rates

*Available for a limited time, only for new owner occupier borrowings up to 90% of the property value. Minimum loan amount $150,000. Rate reverts to & Home Loan rate after 12 months (currently 3.63% p.a.)

& Home Loan fees & charges

Monthly maintenance fee

$0

Establishment fee (includes one valuation)

includes one valuation

$0

additional valuations

at cost*

Switch Fee

$300

Other fees & charges that apply to all of our accounts can be found on our fees and charges page.

It’s easy to apply for an & Home Loan Intro Rate with P&N Bank. Simply get all your details ready and choose how to apply.

Other fees & charges that apply to all of our accounts can be found on our fees and charges page.

To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link.) Lending criteria apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.

Important Information

Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees & charges. Different terms, fees or other loan amounts might result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Loan Value Ratio (LVR) is the proportion of money you borrow for a home loan compared to the value of the property. Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. The & Visa Platinum Card is only available to & Home Loan holders. The & Access Account is only available to & Home Loan and Simple Home Loan holders. During any period in which a & Home loan is not held, the interest rates and fees applicable to the & Visa Platinum Card will be the P&N Visa Platinum Card interest rates and fees. Only one & Visa Platinum Card is allowed per member. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Please consider any Product Disclosure Statement and whether a product is right for you.

QBE Insurance (Australia) Limited is the issuer of the insurance policies detailed. These products are not a product of, nor guaranteed by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 who will receive a commission payment of up to 20% of the premium for arranging a policy sale.