Welcome to Careers at Citi, the Citi recruitment website (the “Site”). Your access and use of this Site (including the provision of personal information through the online search and job application functions of this Site) is subject to:

the Careers at Citi Privacy Policy

the Additional Terms and

the Terms, conditions, caveats and small print.

These documents are also available in the languages listed above. Please click on the language of your choice to read them in that language. Please read these documents carefully and indicate your acceptance of them by clicking the “I Accept” button below.Click “I Decline” if you do not consent and do not wish to use the online search and job application functions of this Site.

Last Updated: April 4, 2007
The provision of personal information through the online search and job application functions of this Site is subject to this Privacy Policy (“Policy”). By clicking the “I Accept” button on this page, you indicate your acceptance of our collection, use, transfer and disclosure of personal information as described in this Policy.

Last Updated: April 4, 2007

The provision of personal information through the online search and job application functions of this Site is subject to this Privacy Policy (“Policy”).

Citi

This Site is operated by Citibank, N.A. (address: 399 Park Ave., New York, NY 10043, USA) in order to support the recruitment functions of Citibank, N.A. and its parent, and its and their subsidiaries and affiliates. This Policy refers to Citibank, N.A. and its parent, and its and their subsidiaries and affiliates, collectively as “Citi.” If you are based in Italy, please note that Paolo Arnaldi is the Italian representative of Citibank, N.A., which is the data controller of your personal data.

This Policy covers any personal information you submit through the Site as part of the job application or job search process, including your name, contact information, password, CV, resume and education information. You may also choose to provide other relevant information as part of your application. We encourage you not to provide sensitive information, as defined by your country's laws, but which may include sexual orientation, race, ethnic origin, religion, belief and disability. Should you provide such sensitive information, Citi reserves the right not to consider your job application. However, you are encouraged to reapply with a new resume that does not include sensitive information.

If you intend to provide us with details of a reference or any other third party as part of your CV/resume, it is your responsibility to obtain such third party’s consent prior to passing their personal information to us.

You are responsible for the content of the information you provide to us and you must ensure it is legal, honest, truthful, accurate and not misleading in any way.

The information that you submit on the Site will be stored in the United States (and in the relevant jurisdiction(s) if the job relates to one of Citi’s affiliated entities outside of the United States). It will be reviewed and processed for the purposes below by employees, consultants and/or service providers of Citi legal entities around the world. Please note that the laws regarding personal information in some of the jurisdictions involved may be less stringent than the laws of the country in which you reside.

Personal information you provide through the Site will be collected, used, transferred and disclosed (“processed”) for Citi’s global recruitment functions and for related management and planning purposes. Citi will use the personal information you provide to process your application; to provide to you any services available on this Site from time to time; to communicate with you; to comply with any applicable law or regulation; to manage the relationship between you and Citi; to monitor and record services whether provided by a Citi company or a third party; and to communicate with credit reference and information agencies in as far as this is acceptable under the legislation of the country in which you reside. Personal information about you will be added to Citi’s international candidate database and will be used for the purposes of considering whether your profile is suitable for other job vacancies at Citi.

The provision of personal information on this Site is voluntary. Failure to provide sufficient information, however, may result in Citi being unable to consider your employment application, or if employment is offered, your subsequent promotion, transfer, or relocation.

Citi maintains computer systems in data centers and at other locations in the United States and in various countries throughout the world. Citi may collect, store, process, disseminate or use your personal data in a manner that causes it to be transferred or accessed from computer systems owned or operated by or on behalf of Citi throughout its global computer network.

Access to personal information about you will be limited to those Citi employees or agents who have a business need to access such personal information and may include recruiters, human resources personnel, technical services personnel, managers, and/or their respective designees. Citi will not sell or rent personal information about you to third parties for marketing purposes without your explicit consent. We may share personal information about you with selected service providers or consultants acting on our behalf, such as third parties assisting Citi with the operation of the Site (including Taleo Corporation of 575 Market Street, 8th floor, San Francisco, CA 94105, USA, which hosts the site and the candidate database, and has joined the “Safe Harbor” scheme.). Those third parties will be required to protect personal information consistently with the terms of this Policy.

Citi may also disclose personal information about you in order to: (1) protect the legal rights, privacy or safety of Citi or its employees, agents and contractors; (2) protect the safety and security of visitors to our web sites or other properties; (3) protect against fraud or other illegal activity or for risk management purposes; (4) respond to inquiries or requests from public authorities; (5) permit us to pursue available remedies or limit the damages that we may sustain; (6) enforce our Terms of Service; or (7) comply with the law or legal process.

We are required to retain information relating to candidates applying for jobs within the United States. Personal information of candidates applying for jobs in other parts of the world will be retained in accordance with local law. If there is no activity in relation to the personal information, Citi may remove it from its database, subject to Citi’s data retention obligations and policies and any applicable legal or regulatory obligations. Note that Citi may delete personal information about you at any time (including your CV/resume), for any reason and without notice. Therefore, please retain your own copy of the personal information provided to us. If you are applying for a job in Hong Kong and do not hear from us within 1 month from the date you submitted your application, your application shall be regarded as rejected on the last day of that month. Your personal information shall be retained for a period no longer than two years from the date of rejection of your application. For jobs in Japan, your information stored in the system will be purged 1 year after the date of your first application or creation of candidate profile.

A cookie is a text-only string that gets entered into the memory of your browser. Cookies are used as a quick and convenient means of keeping the Site content fresh and relevant to your interests and as a means of improving the utility of the Site by being able to securely store any personal information that you have shared with the Site. Most web browsers allow you to change your cookies options to accept all, some, or no cookies or to warn before accepting cookies; however, setting your web browser to not accept any cookies may inhibit the performance of this Site.

This Site uses two different types of cookies. The first type is a "session-based" cookie. It is downloaded to your computer only for the duration of your visit to the site. It helps you to move around the Site faster, and measures traffic activity on the Site. This type of cookie automatically expires when you close down your browser. The second type is a "persistent" cookie, which remains on your computer after you leave the Site. For example, we use a persistent cookie to improve your user experience, by recording your language preference and passwords.

Citi has taken reasonable steps: (a) to provide a secure environment for information submitted to or accessible via this Site, (b) to make the Site available to you for your use and (c) to ensure that there are no viruses or codes that may disrupt your use of this Site or damage your hardware or software as a result of using this Site.You understand that electronic communication systems may not provide a secure environment for your communications with us. It is your sole responsibility to use the appropriate level of care whenever communicating with us.

This Site may contain links to other web sites that will not follow the same Policy as this Site. For instance, clicking on elements on this Site may take you to an entirely different site. These sites may send their own cookies to you and may collect information and make use of that information in ways that this Site would not. Once you have left this Site, this Policy will no longer apply to personal information or any other information collected from or provided by you. You should check the applicable privacy policy to determine how other sites may handle your data.

We may change this Policy from time to time to accurately reflect our information collection, use and disclosure practices, changes in industry practice or changes in law. If you do not agree to the changes, please contact us to have information you submitted removed from our databases. You can tell when we last updated the Policy by checking the “Last Updated” legend at the beginning of the Policy.

PRIORITY

The provisions of this Policy in respect of the use of and access to your personal information have priority over any conflicting provisions in the Terms of Use.

Citi is an equal opportunity employer, which means we offer equal treatment to all applicants. Citi does not discriminate, either directly or indirectly, on the grounds of sex, sexual orientation, trans-sexuality, race, ethnic origin, religion, religious belief, disability, marital status, creed, nationality, national origin, colour, age, or any other legally protected category (“Protected Information”) in any area of recruitment. In some countries we ask applicants for Protected Information for the purpose of monitoring equal opportunity. This information will be recorded and separated from your application before the selection process begins. In some countries we ask our applicants for Protected Information where this information is required by local law (e.g., ethnic origin will be requested of applicants in South Africa). If you have a disability and would like to indicate as part of your application any relevant effects of your disability and any adjustment which you consider should reasonably be made to the process to assist your application, please do so in the relevant field during the application process.

NO OFFER OF EMPLOYMENT

This Site does not constitute an offer or promise of employment with respect to any employment position posted or described on this Site. Citi may eliminate, modify or change without notice any aspect(s) of the employment positions, compensation, and benefit plans described herein. This Site provides descriptions of possible roles within Citi, and the Site does not provide binding offers, terms or conditions of employment. Any employment offer that may ensue as a result of the identification of a potential opportunity by a user, or submission of information to Citi, is in accordance with the specific terms of that offer, and not based in any way upon the description of the opportunity on this Site.

LAW APPLICABLE TO JOB APPLICATION

This Site allows you to apply for jobs based in countries (or territories) other than the country where you are resident or from which you make your application. Job requisitions posted on this Site will be governed by the laws of the country where the job is located. By applying for a job through this Site, you accept that (i) the laws of the country where the job is located will have exclusive jurisdiction over any disputes arising from your application; (ii) the laws of the country where the job is located shall apply to your application; and (iii) Citi, including the local Citi entities in the country you submitted your application from, is not responsible or liable for the prerequisites or limitations your application is subject to under the laws of the country where the job is located. Your personal data that you provided will be used for hiring purpose only, and not for any other purposes. Also, for jobs in Japan, your information stored in the system will be purged 1 year after the date of your first application or creation of candidate profile.

Current Citi Workers

If you currently work for a Citi business unit, you must be eligible under the applicable policies for that unit to apply for a position in a different business unit within Citi. If you accept such a position, the benefits programs and Human Resources policies applicable to you in the new position may change. Please consult with your current Human Resources representative regarding application eligibility; please consult with the Human Resources representative for the new position concerning the benefit programs and HR policies applicable to that position.

This Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

PRIORITY

The provisions of the “Additional Terms” have priority over any conflicting provisions in the Terms of Use.

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Citi unless otherwise indicated.

Trademarks

CITI, CITIBANK, CITICORP, CITIGROUP and the Umbrella Device are trademarks and service marks of Citicorp and are used and registered throughout the world. The Blue Wave design is trade dress of Citicorp and is used throughout the world. Citibank, Citicorp, Citi and their subsidiaries also claim rights in certain other trademarks and service marks contained in these web pages.

Use of Information and Materials

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Citi’s web sites and systems including but not limited to unauthorized entry into Citi’s systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Citi and/or its affiliates. Investment services are not bank deposits or insured by the FDIC or other entity, and are subject to investment risks, including possible loss of principal amount invested.

Links

THIS SITE MAY CONTAIN LINKS TO WEB SITES CONTROLLED OR OFFERED BY THIRD PARTIES (NON-AFFILIATES OF CITI). CITI HEREBY DISCLAIMS LIABILITY FOR, ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY OF THE THIRD PARTY SITES LINKED TO THIS WEB SITE. BY CREATING A LINK TO A THIRD PARTY WEB SITE, CITI DOES NOT ENDORSE OR RECOMMEND ANY PRODUCTS OR SERVICES OFFERED OR INFORMATION CONTAINED AT THAT WEB SITE, NOR IS CITI LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT THOSE SITES. SUCH THIRD PARTY MAY HAVE A PRIVACY POLICY DIFFERENT FROM THAT OF CITI AND THE THIRD PARTY WEBSITE MAY PROVIDE LESS SECURITY THAN THE CITI SITE.

NO WARRANTY

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED “AS IS”, “AS AVAILABLE”. Citi DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL CITI BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF CITI, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

Submissions

All information submitted to Citi via this site shall be deemed and remain the property of Citi and Citi shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Citi through this site. Citi shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Citi entity having the direct customer relationship or as otherwise specifically agreed or required by law.

AVAILABILITY

THIS SITE IS NOT INTENDED FOR DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION. BY OFFERING THIS SITE AND INFORMATION, OR ANY PRODUCTS OR SERVICES VIA THIS SITE, NO DISTRIBUTION OR SOLICITATION IS MADE BY CITI TO ANY PERSON TO USE THIS SITE, OR SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THIS SITE AND SUCH INFORMATION, PRODUCTS AND SERVICES IS PROHIBITED BY LAW.

Additional Terms

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Governing Law

Use of this site shall be governed by all applicable Federal laws of the United States of America and the laws of the State of New York.

NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT RELATING TO THE ACTIVITIES OF SERVICE PROVIDERS

DESIGNATED AGENT

Pursuant to Section 512(c)(2) of the Copyright Revision Act, as amended by the Digital Millenium Copyright Act ("Act"), written notice OF ANY CLAIMED COPYRIGHT INFRINGEMENT RELATING TO THE ACTIVITIES OF SERVICE PROVIDERS UNDER SECTION 512 OF THE ACT must be submitted to the Designated Agent named below. ANY NOTICE SENT TO THE DESIGNATED AGENT MUST MEET THE REQUIREMENTS OF SECTION 512(C)(3) OF COPYRIGHT REVISION ACT, AS AMENDED BY THE DIGITAL MILLENIUM COPYRIGHT ACT.

Service Provider(s): Citi Inc. AND ANY AFFILIATES, INCLUDING SUBSIDIARIES, OF THE ABOVE.

NOTE: ALTHOUGH NOT REQUIRED, IT IS RECOMMENDED THAT NOTIFICATIONS BE SENT BOTH BY FAX AND BY EMAIL AND THAT ANY EMAIL NOTIFICATION INCLUDE "NOTICE OF ALLEGED SERVICE PROVIDER INFRINGEMENT" IN THE SUBJECT LINE OF THE EMAIL.

This contact information is provided only for the purposes stated above. We cannot respond to OTHER INQUIRIES, SUCH AS REQUESTS to open or service accounts or otherwise conduct business with Citi or its affiliates.

In certain countries, consistent with applicable law, you may have the right to access, correct or object to the information that Citi holds about you. If you would like to request deletion of your profile or have questions or requests, please send an e-mail to removemyprofile@citi.com. In Hong Kong only, please contact: Data Information Officer, Human Resources Department, Citibank, N.A., 25/F Citibank Tower, Citibank Plaza, 3 Garden Road, Central, Hong Kong.