WHY DO I NEED HEALTH INSURANCE?

Who needs health insurance? You do! Here’s why and how signing up for a health plan can help protect your family and save you money.

Protect your finances

Health insurance protects you from paying the full cost of medical treatment when you or your family becomes injured or sick. Most people can’t afford to pay for their family’s health care on their own. A typical doctor’s visit could cost hundreds of dollars while a trip to the emergency room (ER) could cost thousands.

Take care of your health

It’s important to get the care you need when you’re sick or injured. Taking good care of your health can save money in the long run — and even save your life! With a health plan, you have access to free preventive care. You can stay healthy with regular checkups, shots, vaccines and screenings.

Be ready for anything

Life changes fast and you never know what to expect. When you have health insurance, you can feel confident that you and your family will have access to the care you need, when you need it.

Access affordable health insurance

The Affordable Care Act (ACA) made it easier for people to get covered by health plans. You can get health insurance on your own even if you don’t have access through a job. The ACA made plans less costly with premium subsidies for people who qualify based on income. However, it also made having health care the law.

Avoid paying a fee

If you don’t have health insurance, you might have to pay a fee when you file your taxes.

Fee for not having health coverage

2016

2017

The greater of

The greater of

Adult

$695

Adult

$695

Child

$347.50

Child

$347.50

OR

OR

2% of income

2.5% of income

Avoid paying this tax and save your family money! Start by exploring plans during the open enrollment period from Nov.1, 2017, to Dec. 15, 2017.