How can I help you?

Dave Nachtigal

Long-Term Care Insurance

It may sound obvious, but the longer we live, the more likely it is that we will need longer term care at some point in our lives. It makes sense to plan for long term care expenses, and fund while you are able.

What is Long-Term Care Insurance?

Long-term care coverage pays for assistance with the day-to-day tasks when you are no longer able to do them yourself. When daily tasks like eating, bathing, toileting, getting dressed and more become too much and you require assistance, long-term care insurance helps to cover the expense of assistance. Assistance may be in the form of home health assistance, assisted living facilities, skilled nursing, and/or hospice facilities.

Who Benefits from Long-Term Care Coverage?

Research suggests that if you celebrate your 65th birthday, you are more likely to need long term care at some point in your life. When you plan ahead, you can ensure you receive the help you need quickly, without fear of draining your nest egg or dipping into inheritance. Your family can support you without having to worry about how to finance your care.

Why Plan for Long-Term Care

Long-term care insurance must be purchased before you need it. The younger you are, the lower your premium will be, and you can decrease the chance of becoming uninsurable later. If you wait and medical issues arise, you may need to liquidate your personal assets to cover your care needs, or rely on government programs.

We're with you for life. I can help ensure your long-term care insurance complements your other insurance coverage and can help you plan for every stage of life. Email me to learn more, or to check for gaps in coverage. It’s your future. Let’s protect it.™

Long-Term Care & Disability Income insurance policies are underwritten by a variety of insurance companies that are not affiliated with our companies. See your Farm Bureau agent for more information about these products.

Agent or advisor must be a registered representative of FBL Marketing Services, LLC to discuss securities products. Agent or advisor must be released by FBL Wealth Management, LLC to offer advisory services.

Health insurance policies vary by carrier & individual and may not be offered through all agents or available in all states. Health insurance is underwritten by a variety of insurance companies not affiliated with our companies.

Long-Term Care and Disability Income insurance policies are underwritten by a variety of insurance companies that are not affiliated with our companies.

IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents. For more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.