Two JP Morgan Chase bankers stole more than $400,000 from elderly and deceased customers by accessing their accounts and getting their two pals withdraw cash from ATMs, authorities said Monday.

Personal-account managers Jonathan Francis, 27, and Dion Allison, 30, targeted 15 dormant accounts with high balances and regular deposits from the Social Security Administration, according to the Brooklyn DA’s Office.

Between August 2012 and October 2013, Francis and Allison — who worked at Chase’s Restoration Plaza branch on Fulton Street in Bedford-Stuyvesant — then issued ATM cards to cohorts Kery Phillips and Gregory Desrameaux, who would then withdraw as much as $2,000 in cash a day.

Some of the accounts belonged to the dead, authorities said.

Phillips and Desrameaux, both of Brooklyn, are not Chase employees.

The four are also accused of obtaining bogus power of attorney documents to steal another $100,000 from four different accounts over the course of 21 withdrawals.

The men allegedly made 355 ATM withdraws totaling nearly $300,000 from the 15 compromised accounts.

Allison was arraigned Monday morning in Brooklyn Supreme Court and held on $25,000 bond.

Francis and Desrameaux, 24, were arraigned earlier this month. Bail was set at $25,000 for Francis, and Desrameaux was released on his own recognizance.

Phillips, 40, is still in the wind.

The four men are charged with conspiracy, grand larceny and falsifying business records and face up to 15 years in prison if convicted.

Chase spokeswoman Lauren Ryan said in a statement, “We have been working closely with the authorities and the Social Security Administration since notifying them about this incident.

“We will continue to do so to ensure that the funds are reimbursed to our customers or their estates or returned to the government as appropriate.”