Firstly, it is important to emphasize what makes claims made policies different from the others: the date the claim becomes known and not the date of the occurrence determines the policy and applicable coverage. Given this distinction, claims made policies include certain specific terms, including “retroactive date,” “continuity date,” and “pending and prior litigation date.” These dates determine the applicable insurance in case of a claim.

OK, so the age of your birth-givers can play a part in this attraction towards older humans. Andrews showed that people born to what society considers as "older" parents (30 when you were ejected from the womb) aren't overly phased by youth, and react more positively to signs of ageing on the noggin.