Provisions for non-performing assets were at Rs 2,156.69 crore increasing by 8.57% from Rs 1,986.44 crore a year ago same period. While it was down by 11.06% versus Rs 2,425.07 crore in Q4FY17.

Gross NPAs in value terms were at Rs 46,172.77 crore in Q1FY18 versus Rs 42,991.68 crore in Q1FY17 and Rs 42,718.70 crore in Q4FY17. As a percentange, gross NPAs were at 11.40% from 11.15% in Q1FY17 and 4.72% in Q4FY17.

Provision Coverage Ratio (PCR) retained well above 65% and stood at 66.28% as on June 30, 2017. PCR excluding TWO improved consistently during the last 4 quarters and stood at 57.73% as on June 30, 2017

BoB stated that it has made provisions of 20% on the secured sub-standard advances as against the regulatory requirement of 15%.

Domestic deposits grew by a healthy 10.66% on YOY basis contributed by a robust growth of 26.82% in Domestic CASA deposits on YOY basis.

Domestic CASA as percentage of domestic deposits on terminal basis stood at 38.77% as on June 30, 2017 as compared to 33.83% as at June 30, 2016. On
average basis, Domestic CASA percentage stood at 37.70%.

Total Advances (Net) at Rs 3,77,607 crore as at June 30, 2017 increased by 4.09% from Rs 3,62,766 crore as at June 30, 2016. Domestic advances (net) grew by 8.67% to Rs 2,72,369 crore as at June 30, 2017 from Rs 2,50,631 crore as at June 30, 2016.

The Bank’s International Business contributed 25.36% to the Bank’s Total Business against 27.14% as at Mar 31, 2017.