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Second opinion] Is this a live chat? new jersey, none, I

Customer Question

Second opinion] HI Is this a live chat?JA: What state is this in? It matters because laws vary by location.Customer: new jerseyJA: What steps have been taken so far?Customer: noneJA: Anything else you want the lawyer to know before I connect you?Customer: I wanted to know if I can sue someone

My bank reimbursed me, her back Wells Fargo did not and she still technically has the money and got away Scott free. I’m just confused some lawyers told me I could sue for the amount of the check and may even get punitive damages and then other lawyers are saying no. I’m not sure why some believe I wouldn’t be able to sue. What is this girl just suppose to get a free 3500 dollars that makes no sense. Please explain....