Find State and Local Adaptation PlansThe Georgetown Climate Center tracks progress states are making in implementing their adaptation plans and provides quick access to local plans in every state on their main website.

California SB 30 - Insurance: climate change

California SB 30 looks to “innovative" insurance and reinsurance businesses to provide opportunities for local communities and homeowners to reduce their risk to climate change impacts. The law focuses on finding incentives for investing in and insuring natural infrastructure to mitigate against climate risks.Insurers are asked to recommend policies that create incentives for coastal wetland restoration for storm surge, and forests that are managed to reduce the risk of major fires - for example.

SB 30 requires the California Department of Insurance Commissioner to convene a working group to identify, assess, and recommend:

Additionally, the working group is required to recommend state policies to address these mechanisms.

In support of this new insurance policy development, insurers are encouraged to ask: “Can we reduce the exposure of insurance companies to climate change-related losses through innovative state policies or insurance pricing mechanisms that reward good behavior and charge premiums for actions that increase public safety risks or losses of property or environmental attributes?"