Townie Factor or "TF" is the onerous attributes belonging to a townie.
The townie factor is usually a combination of certain attributes but not limited to such combinations:
1. Being Sketchy
2. Displaying social ineptitude towards normal people but not towards dirty non-normal people.
3. Being Dirty
4. Invoking disgust and discomfort towards others.
5. Possessing the worst and sketchiest qualities of an urban dweller.
The townie as a negative attribute refers to the worst attributes possessed by characters belonging to a town. The townie factor is the qualities of the townie. They are usually unshaven, ungroomed, smelly from not taking a shower, has put no effort into taking care of their health or hygiene. They may also seem rather strange and difficult to appreciate.

That sketchy dirty old man walking on the other side of the street in this urban slump has townie factor (tf).