Kass Mailbag: Warn pushy debt collector about the law

11:24 PM,
Jun. 22, 2013

Written by

Benny Kass
For the Poughkeepsie Journal

Question: My wife and I surrendered our home in a bankruptcy in 2001. The house was eventually sold in a short sale and we received documents to the effect that we are no longer responsible for the debt on the house. For the past four months, a collector has been calling us trying to collect $61,000 he says we owe to the bank. If we surrendered the home in the bankruptcy, can they come back 12 years later to collect from us?

- Tom

Answer: A lawyer in California once wrote that we are seeing that "lenders are selling these debts to collection agencies and they are actively trying to get payments." ...