Royce Williams Insurance Agency Advises Caution while Buying a Home in Spring

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Spring is a popular time for selling and purchasing homes in markets across the country. The Nashville insurance experts at Royce Williams Agency suggest that before buying a home it is important to review any potential gaps in coverage.

It is bad enough if something were to happen to grandma’s antique silver collection, even worse if you do not have it covered in your homeowner’s insurance policy.

(PRWEB)April 08, 2013

The months leading up to summer have been considered the one of the best times to purchase a home, due to the beginnings of a thriving seller’s market. The Nashville homeowners’ insurance providers at Royce Williams Agency have found that many home buyers rush into the buying process without the proper coverage. Before the onset of the spring home purchasing season Royce Williams recommends buyers take their time, especially when reviewing the insurance portion of any home purchase.

“Traditionally, spring is one of the most popular times to sell a home,” says Royce Williams, Principal of Royce Williams Agency. “For buyers this means that there is a lot of inventory out there to choose from and it can go pretty fast. That does not mean however they should rush through the home purchasing process.”

Williams revealed that they speak with many first time homeowners who did not take the extra time to review possible gaps in their insurance when buying a new home. People become so focused on loan periods and repayments they often neglect to asses some of the other risks associated with owning a home. The Nashville insurance company pointed out homeownership comes with added responsibility and can make your possessions more susceptible to damage or even theft.

“Some of the areas often missed are jewelry and collectibles coverage,” stated Williams. “It is bad enough if something were to happen to grandma’s antique silver collection, even worse if you do not have it covered in your homeowner’s insurance policy. Being in Nashville we also see a lot of plans that cover musical instruments.”

Royce Williams suggests before and during the home buying process you speak with an experienced insurance agent about insuring different possessions. A professional insurance representative will be able to verify you have all the proper coverage on your new investment and the valuable items contained within.

For more information on Nashville homeowners’ insurance and other coverage options offered by Royce Williams Agency contact them at 615-356-4800 or fill out a contact form at their website.