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For me to cycle to work I would have to cycle along a road where the pollution levels exceed targets considerably, and there are regular reports of cyclists being injured or killed.

My husbands cycle to work has seen him have a number of near misses, and a couple of people attempt to steal his bike off him at traffic lights, although now he has a very visible helmet cam and he has adjusted his route things have improved.

"the well-documented beneficial effect of increased physical activity due to cycling resulted in about 9 times more gains in life-years than the losses in life years due to increased inhaled air pollution doses and traffic accidents. For the society as a whole this can be even larger because of reduced air pollution emissions. If the risk presented to other road users is included, the risk of a fatal traffic accident is virtually the same for cyclists and car drivers."

The above figure is for the Netherlands, it then goes on to say:

"we repeated the traffic accident calculations for the United Kingdom, where the risk of dying per 100 million km for a cyclist is about 2.5 times higher.........benefits of cycling are still 7 times larger than the risks."

Availability Heuristic: The more easily something can be recalled, the more the probability of it happening is overestimated. (Thus when one big train crash gets plastered all over the media everyone deserts the railways in favour of cars that are more dangerous.)

"the well-documented beneficial effect of increased physical activity due to cycling resulted in about 9 times more gains in life-years than the losses in life years due to increased inhaled air pollution doses and traffic accidents. For the society as a whole this can be even larger because of reduced air pollution emissions. If the risk presented to other road users is included, the risk of a fatal traffic accident is virtually the same for cyclists and car drivers."

The above figure is for the Netherlands, it then goes on to say:

"we repeated the traffic accident calculations for the United Kingdom, where the risk of dying per 100 million km for a cyclist is about 2.5 times higher.........benefits of cycling are still 7 times larger than the risks."

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