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Plan for highs and lows

The stock market may appear an uncertain place to put your money. Markets move continually as they react to economic news and to supply and demand for shares. Daily movements in the stock market can be sudden and sharp but investors should be prepared for such volatility.

The chart below groups yearly stock market returns and shows that, historically, poor performance years (shown in orange) are often followed by significant market rises (shown in dark blue). Investors who retreat when markets have fallen can miss out on the ‘rebound’ that follows.

Tip! Focus on what is likely to happen over the entire period of your investment plan – not on what will happen tomorrow.

MUTUAL FUND CONTAINS RISK. A PROSPECTIVE INVESTOR MUST READ AND UNDERSTAND THE PROSPECTUS PRIOR TO INVEST IN MUTUAL FUND. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE PERFORMANCE.

The information on the following pages is intended solely for use by Indonesia residents.

The funds mentioned are Indonesia-authorised funds and approved for sale or purchase in Indonesia. By proceeding you are representing and warranting that you are either resident in Indonesia or the applicable laws and regulations of your jurisdiction allow you to access the information. In particular, the information is not for distribution and does not constitute an offer to sell or the solicitation of an offer to buy units in Schroder funds in any jurisdiction where such activity is prohibited including the United States of America, for citizens of the United States of America (as such term is defined in Regulation S of the U.S. Securities Act of 1933).

The contents on this website are for information only and without consideration given to the specific investment objective, financial situation and particular needs of any specific person. You may wish to seek advice from a financial advisor before purchasing units of any Schroder fund. In the event that you choose not to seek advice from a financial advisor before investing in any fund, you should consider whether the fund selected is suitable for you.

Past performance and any forecasts are not necessarily indicative of future performance. The value of units and the income from them may fall as well as rise. The funds are subject to investment risks. You should read the relevant prospectus obtainable from this website before investing.

PT Schroder Investment Management Indonesia believes that the information it provides is accurate as at the date of publication, but no warranty of accuracy is given and no liability in respect of any error or omission (including any third party liability) is accepted by Schroders or its affiliates or any director or employee of Schroders or its affiliates. The information is subject to change without notice.

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Always access the Schroders website by typing www.schroders.co.id, to prevent any misdirection by a third party to a bogus website.

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