The Coalition For Better Student Loans

The Coalition for Better Student Loans is a group comprising of parents, financial administrators, loan providers and organizations that represent more than 2,000 colleges and universities across the United States. The main function of this group is to bring about changes in the federal loan system and to find ways so that more students can opt for higher education.

The group has some of the most important financial administrators and organizations as its members. American Council on Education, Association of American Universities, College Parents of America, Consumer Banker's Association, Education Finance Council, National Association of Independent Colleges and Universities, National Association of State Universities and Land Grant Colleges, National Association of Student Financial Aid Administrators, National Association of Higher Education Loan Programs and Sallie Mae all go up to make the Coalition for Better Student Loans.

The Coalition is working towards increasing loan limits in the first two years of post secondary education and the creation of flexible borrowing accounts for the remaining period of undergraduate study. It is also trying to increase the loan limits for graduate and professional students. The coalition wants the origination fee, which is charged to low income students when they take an educational loan for higher studies, to be abolished. As per the federal law, a student can repay the loan after 10 years of availing it. The coalition wants the government to introduce greater initial repayment flexibility for students and the use of interest only or part interest plans and extended period of repayment.

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