Our risk engineering and claims professionals have extensive construction and builder’s risk insurance knowledge and experience. And our team provides all of our customers with individualized service. We have two main goals: to work with you to prevent losses and to resolve any claims as quickly and cost-effectively as possible.

I’ve had the privilege to build and lead AXA XL’s North America Construction Risk Engineering team. We put this team together with one goal: to help save lives, reduce losses and make contractors better. So with more than 30 years’ experience in residential and commercial construction, construction defect and environmental issues, my team and I work collaboratively to address clients’ specific needs and help them manage their risk exposure more effectively.

As a result of her extensive knowledge and multi-jurisdictional experience in construction litigation, Karen is a recognized expert in construction defect, contractual indemnity and risk transfer, and other construction-related issues. Karen’s passion is to understand her clients’ risks, policies and contractual relationships and help them get the best results.

Gary leads a team focused on building long-term relationships with contractors, clearly understanding their changing business needs and providing them with products and services that help them protect their profitability, maintain a competitive edge and improve safety on the jobsite.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.