Luse Gorman is a Washington, D.C. based law firm that represents financial institutions and other business enterprises in corporate, securities, bank regulatory, tax, transactional, governance and employee benefits and executive compensation matters. Our law firm offers an exceptional combination of knowledge and experience that is derived from the extraordinary number of securities offerings and merger and acquisition transactions that we have handled, combined with a strong team of regulatory lawyers that have worked for the federal banking agencies and the Securities and Exchange Commission.

Mosteller & Associates is a regional full service human resource organization based in Reading, PA. The firm provides and supplements human resource solutions to a wide variety of clients, primarily in the eastern and central part of the state. The thrust and mission of the firm is to partner with organizations to improve performance through their most important resource - their employees.

Service and responsiveness - the principles that set high-performing community banks apart from competitors - are the same qualities that drive Nelson Mullins Riley & Scarborough's Community Banking practice. With a solid Mid-Atlantic and Southeastern base, Nelson Mullins Riley & Scarborough offers its strength and resources as a full-service national law firm to meet all your legal needs, with more than 400 diverse attorneys and professional staff experienced in a broad range of issues. Our Financial Institutions practice group has extensive experience chartering, taking public, and providing regulatory and strategic counsel to large and small banking institutions. Whether you are a de novo institution trying to navigate the gauntlet of banking rules and regulations, or an established bank interested in growth through acquisitions or secondary stock offerings, Nelson Mullins' attorneys can provide the guidance necessary to achieve your goals.

Our extensive experience representing community banks, our thorough understanding of the issues facing the banking industry, and our large network of contacts are an indispensable resource for our clients. We work closely with complementary practice groups - corporate, bankruptcy, real estate, technology, employee benefits, and estate planning teams - so you benefit from our collective experience on all matters. As your bank grows, you'll be able to find answers to all your legal questions under one roof with attorneys who know and understand the unique challenges community banks face today.

NewGround is a leading strategy, design, and implementation firm specializing in the financial services industry across the United States and Canada. For over a century, NewGround has been the provider of growth solutions, focusing on the design and delivery of customer and employee experiences in physical spaces. NewGround provides these progressive solutions through the integration of our key service areas: Plan, Design and Build.

At NFP, our solutions and expertise are matched only by our personal commitment to each client's goals. We're a leading insurance broker and consultant that provides executive benefits solutions and bank-owned life (BOLI) insurance consulting. We are a full service provider with the ability to offer plan consulting, financial analysis, plan record-keeping, asset administration and ongoing BOLI regulatory compliance. Our expansive reach gives us access to highly rated insurers, vendors and financial institutions in the industry, while our locally based employees tailor each solution to meet our clients' needs.

OnCourse Learning Financial Services is a leading provider of governance, risk and compliance training for the bank, mortgage, credit union, gaming and nonbank financial services industries. Formerly known as BankersEdge, OnCourse Learning Financial Services educates more than 85,000 financial services professionals each year and has developed more than 1,100 financial services courses. Its parent company, OnCourse Learning, has been delivering continuing education, pre-licensing and corporate training for more than 60 years.

The PACB Services Corporation is a wholly-owned for-profit subsidiary of PACB, and is in place to offer products, services and solutions to the community bank market through affiliations with banking service providers. Governed by a volunteer board of community bank executives, the Corporation is dedicated to uncovering the needs of community banks and collaborating with providers to develop solutions that offer community banks savings, revenue enhancement and competititve advantages in the marketplace.

PennCFL is passionate about teaching young people solid financial management skills. Pennsylvania is one of the most rural states in the country because it's largely made up of small towns and rural communities. Many families here struggle to make ends meet, and our goal is to break that pattern by instilling a firm sense of financial competency and responsibility in the next generation.

Founded by the Federal Home Loan Bank System in 1943, today Pentegra is the retirement plan provider of choice for community banks nationwide, with more than 1,200 bank retirement plans and over $13 billion in plan assets under management. Pentegra offers more than 75 years of industry knowledge and insights in developing bank retirement plan solutions designed to attract, retain and reward the talent needed to ensure your bank's success and drive more successful retirement plan outcomes for your employees.

*Bank Owned Life Insurance (BOLI) financing to help you implement a more cost-effective strategy to offset some or all of the expenses related to your retirmenet plan and other employee benefit programs

Based in Harrisburg, Pennsylvania, Pillar+Aught is a modern, full service law firm providing sophisticated legal counsel to community banks located throughout the Commonwealth. Its attorneys work directly with c-suite executives, lenders, human resource managers and compliance and workout personnel, offering comprehensive and cost-effective counsel to Pennsylvania banks.

The Plateau Group, Inc. is an insurance holding company based in Crossville, TN. The compaany is an underwriter of Credit Life and Credit Disability insurance, Group Mortgage Life and Disability insurance, and offers Debt Protection Programs, GAP and P&C products. It is also a manufacturer and distributor of related financial products and services. Plateau is considered one of the premier providers of products and services to financial institutions. The company holds a national reputation as a provider of reinsurance and reinsurance accounting services.

Chosen by more than 3,000 financial institutions nationwide, Promontory InterFinancial Network is the leading provider of FDIC-insured deposit placement services. The company offers unique services that bring banks and other institutions together in a way that allows each to benefit from The Power of ManyS"'. Promontory Network members can use Insured Cash Sweep, or ICS; CDARS; Bank Assetpoint; Residential Mortgage Network; IND; Yankee Sweep; and Promnet Repo to:
• Manage their balance sheets. Banks can seek opportunities to manage liquidity, buy or sell loans, reduce asset concentrations, grow deposits, lower interest rate risk, and diversify their wholesale funding sources.
• Expand customer relationships. With Insured Cash Sweep, CDARS, Bank Assetpoint, Residential Mortgage Network, Yankee Sweep, and Promnet Repo, banks can attract and retain high-value customers and expand their cross-selling potential.
• Reduce collateral requirements. With Insured Cash Sweep and CDARS, banks can free up funds previously invested in collateral for more profitable activities, increasing asset liquidity and reducing the burden of collateral management.
• Find smarter funding sources. With Insured Cash Sweep, CDARS, and IND, banks can purchase funding without ongoing collateralization or stock purchase requirements. Additionally, banks can use Insured Cash Sweep and CDARS to replace higher-cost funding choices (e.g., repurchase agreements, letters of credit, and collateralized deposits) and to attract new deposits in million-dollar increments with or without keeping funds on balance sheet.
• Supplement organic loan origination. Through Bank Assetpoint and Residential Mortgage Network, banks can purchase loans—on a one-off or a flow basis—in geographic areas and/or industries that match their target areas of expansion or existing expertise.

Visit promnetwork.com to find out how Promontory Interfinancial Network can help your bank to manage its balance sheet more profitably.

Limits, other terms, and conditions apply. Insured Cash Sweep, ICS, CDARS, IND, Bank Assetpoint, and Yankee Sweep are registered service marks, and Residential Mortgage Network and The Power of Many are service marks, of Promontory Interfinancial Network, LLC. The Promnet Repo service is provided by Assetpoint Financial, LLC, a wholly owned subsidiary of Promontory Interfinancial Network, LLC, and a member of FINRA and SIPC.

Prudent Lenders offers a unique platform to participate in the SBA's Guaranty Programs. Our model emphasizes efficiency & compliance to assure loans are processed, closed, and serviced in accordance with SBA requirements. Prudent Lenders and its partnership with two of the largest SBA CDCs has over $3 Billion in SBA loans under management.

PULSE, a Discover Financial Services (NYSE: DFS) company, is one of the nation's leading debit/ATM networks. Financial institutions, merchants, processors and ATM deployers across the United States and around the world depend on PULSE's comprehensive suite of products and services and its commitment to providing exceptional client service, flexibility, security and superior economics. PULSE also is a resource for debit education, research and knowledge drawn from more than three decades of industry experience. For more information, visit www.pulsenetwork.com.

PWCampbell, widely known and respected in the financial services industry, is a fourth generation, family-owned retail services and design/build firm. Founded over 100 years ago and based in Pittsburgh, Pennsylvania, we offer a full range of quality facility planning, demographic research, creative retail branding, merchandising, digital marketing, LEED certification, interior design, design & furniture coordination, architectural and construction services. We have the knowledge and expertise to develop and implement engaging, impactful and scalable solutions for every sized project. PWCampbell is always working to provide the best facility solution, delivered on time and within budget.