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There are many businesses for people who like working in plant or food production, providing land-based services or caring for animals. Get the essentials for planning, starting up and running your own business in our practical guides.

The automotive sector consists of large concerns such as franchised dealers and smaller businesses like repairers. Our guides will help you start up and run your own automotive business, including putting together a business plan.

Businesses like accountants and employment agencies specialise in offering services to other businesses. If you have the right training and skills, this type of business might be right for you. Check out our practical guides for help.

The construction sector includes many different businesses, from architects to window fitters. Our practical guides will help you start up and run your own construction-based business, including preparing your financial forecasts.

Consumer services
Many businesses in the services sector are low cost to set up and can even be run from home - for example working as a photographer or a window cleaner. Our easy-to-follow guides will help you to plan, start up and run your own business.

Healthcare businesses include both traditional healthcare providers and complementary therapies. Our practical guides will help you start up and run your own healthcare business, including preparing your financial forecasts.

The catering and hospitality industry includes cafés, hotels, restaurants and many more. Our in-depth guides give you all the essentials for starting up and running your own business, including preparing your financial forecasts.

The leisure industry covers a huge range of businesses, from amusement arcades to pony trekking. Our in-depth guides give you all the essentials for starting up and running your own business, including putting together a business plan.

Retail and wholesale
There are many hundreds of thousands of retail businesses in the UK, supported by a huge network of wholesalers. Our in-depth guides will help you plan, start up and run your own retail or wholesale business.

Transport industry
You'll need the appropriate vehicle and driver licences to set up a transport business like a removals or taxi firm. Our practical guides help you start up and run your own business, including preparing your financial forecasts.

Breadcrumb

Now that you have given further thought to exactly how your transport business will operate, you might like to revisit your estimates of capital costs to make sure that you have identified all of the items you will need and any other capital costs you will incur.

Don't forget to include any expenditure on your operating centre, such as sign writing, or having your livery put on your vehicles. You might decide to invest in security cameras (CCTV) or in an electronic device for measuring the punctuality of your bus services (a GPS system).

If you are paying cash for all the items you are buying for your business, enter the amounts - including VAT - in the months when you expect to pay for them.

If you decide to buy some items on hire purchase, or with a loan, enter the deposit and the monthly payments in the months in which you will pay them. These payments will be made up of both capital and interest. Enter the capital here and the interest under 'Bank/finance charges and interest' in your cash flow. The agreement will identify the amount of interest payable annually - if you deduct this from the total amount you have to pay each year the balance is the capital.