It's pretty simple - your clients apply from your website for financing set on your terms, including 0% equal payment options. We then authorize the loan using our proprietary fraud detection system in real time. If the purchase is approve you then complete the shopping cart or other online transaction. We work with the client for you, handing customer service, loan repayment and any issues that may arrise.

New client has a purchaseNew clientThey pay with Helium Financing and the process is started

Financing is ApprovedApprovalBasket size and orders are confirmed by your staff and Helium Financing

Payments are receivedPaymentsDeposited directly into your bank account using EFT or e-Transfer

Continued CommitmentCommitmentWe keep in contact with clients ensuring payments to you continue

What have other businesses experienced since starting?

Businesses we work with are raving about what adding Helium Credit has done to their sales.Clients are hesitant about large lump sum payments up front and our financing option is a perfect fit for your online business.

Clients return and are 3 times more likely to return and purchase more knowing they have store credit available

Increased sales by nearly 30% when clients know they can make easy payments through online financing

When clients can pay in equal payments of 4 or more sales order basket sizes increase by 80%

The best in class solution for online financing
Our quick and easy financing process keeps clients happy and has them coming back again and again

Get a new loanWe verify clients instantly for approval

Make paymentsClients have payment options

View balances and historyNo waiting, no calls, no visits

And moreView history, extend loans and more

Keep clients who finance happy with free phone, email and online chat support

Getting Started

It's easy to qualify for online financing and our dedicated team are happy to work with you.

We'll work with your web team to integrate our payment options quickly!

Application approval is based on a number of factors

Business is incorporated in Canada At least $5,000 of cash available Minimum monthly revenue of $10,000 Been in business for more than 1 year Owner / Director credit scores exceed 600