Whether you're protecting your car, your pets, your house, your loved ones, or just want to be safe on your travels, we have a
comprehensive range of insurances with options that let you tailor your cover to your
lifestyle.

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Car Insurance

Tesco Bank Car Insurance gives you peace of mind, whether you're off to the local supermarket or further afield. And when you buy direct, you get added security, with Motor Legal Protection included as standard.

About Car Insurance

Your vehicle

With our comprehensive Car Insurance, you get cover for your vehicle that includes:

Uninsured driver promise

Our cover comes with peace of mind that if your car is hit by an uninsured driver, you won't be penalised for it. As soon as we validate the details of the incident (including the other vehicle's make, model and registration number), your no claims discount will be reinstated and your excess will be refunded to you. Terms apply

Small courtesy car

You’ll get a small courtesy car to help you keep going while yours is being repaired following a claim. There are a few exclusions so please check these. Check exclusions

Fire and theft cover

We'll pay for loss or damage to the car caused by fire, theft or attempted theft.

Windscreen cover

A chipped windscreen doesn’t have to spoil your day. We'll pay for the cost of repairing or replacing your broken or chipped windscreen or windows. We'll also pay for any scratching to the paintwork that might have been caused by broken glass from the windscreen or windows.

Replacement child car seat

We will replace any child seats that are fitted to the car at the time of an incident, even if you can't see any damage. You can't be too careful with your precious cargo.

In-car entertainment equipment cover

This includes any stereo, sat nav, telephone and entertainment equipment, that are permanently fitted to your car.

UK cover extended to EU for up to 90 days

With our Car Insurance, you can drive away on holiday to the EU. No need to pay extra. Your cover is extended to any EU country for a total of 90 days within the period of your insurance as long as you are a UK resident. Great for a last-minute escape.

You and your passengers

Our comprehensive Car Insurance includes cover for you and your passengers as standard.

24 hour accident helpline

Accidents don't just happen between 9 and 5. That's why our UK-based accident helpline is open 24 hours a day, seven days a week.

Cover for personal possessions

Our Car Insurance isn't just about the car. The things inside it matter too. So your personal possessions are covered up to the value of £200 if they're lost or damaged in the car following an accident.

Medical expenses

If you or your passengers are involved in an accident in the car, we'll pay up to £100 in medical expenses to treat each injured person.

Personal accident cover

Our Car Insurance provides up to £5,000 compensation for serious injury to you or your partner whilst travelling by car.

Making sure you get there

You can claim up to £150 towards any costs you might have incurred getting to your planned destination (or home) if you're involved in an incident that results in a valid claim. Please note that this only applies to UK journeys and journeys that fall under the conditions of the extended EU cover.

Motor Legal Protection as standard

When you buy your Car Insurance direct from Tesco Bank, you also get up to £100,000 Motor Legal Protection included as standard. This provides you with cover for legal costs and expenses if you ever need to claim compensation for personal injury against the person responsible for the accident, where you are more likely than not to have a successful outcome. Terms and conditions apply;
you'll find more details in the policy booklet.

Optional extras

And for an extra charge, you can get even more peace of mind with our optional add-ons.

Breakdown cover

Don't be left stranded if your car breaks down. Add Breakdown Cover provided by RAC to your Car Insurance policy. Whether it’s roadside cover for your everyday commute or cover that extends to Europe for driving holidays with your family, there are four levels of cover, making it easy to find the one that’s right for you.

Upgraded courtesy car cover

If you need seven seats for your family or space in the back for your dog, a small courtesy car might not cut it. Add this cover and you’ll get a car that’s similar in size to your usual one. It’ll be yours for up to 28 days when your car is out of action, even if it’s deemed unrepairable by the approved repair network.

Driver injury cover

For greater peace of mind, add driver injury cover to your Car Insurance. If you, or any named driver, are hurt in an accident while driving the insured car, regardless of whether the accident is
your fault or not, this cover gives you financial support when you need it most. It provides a lump sum payment, up to a maximum specified limit, to help support rehabilitation or expense in the event of a serious injury or death.

Key cover

With our additional Key Cover, you're not just covered if your keys are stolen. Our 24-hour helpline will also come to your rescue if your keys are lost or locked inside your car. After 14 days, any keys you attach to your Key Cover key fob, including your house and business keys, are covered - up to £1,500 of replacement locks and keys per policy. Terms apply

Contact us - we're here to help

Can't find the answer to your Car Insurance question on our website? We're here to help and there are lots of ways to get in touch. Lines are open Monday to Friday 8am-9pm, Saturday and
Sunday 9am-5pm.

Tesco Bank Box Insurance is arranged and administered by Insure The Box Limited and is underwritten by Catlin Insurance Company (UK) Ltd. and Great Lakes Reinsurance (UK) plc.

Uninsured driver promise - important points

When you claim, you may initially have to pay your excess. And, if investigations are still ongoing when your renewal is due, you may temporarily lose your no claims discount. But once we're sure that the accident was the fault of the identified uninsured driver, we'll refund your excess, restore your no claims discount and refund
any extra premium you've paid for any temporary loss of your no claims discount.

Small courtesy car exclusions

To qualify for a courtesy car, your car must be repaired by an approved repairer. A courtesy car is not available if your car has been written off or has been stolen and is still missing. A courtesy car is not available to customers where the vehicle insured is a van.

Key cover - important points

If you have key cover elsewhere, the policy benefits may overlap. Please check how this may affect you.