Explanation:

If you are involved in a reportable accident (damage to
any vehicle/property above $1,000.00 or any personal injury) in the State of
Nebraska, you are required by law to file an accident report and show proof of
financial responsibility within 10 days of the date of accident. If the Department of Motor Vehicles
determines that there is a reasonable possibility of a judgment being rendered
against you, the operator, and you have not provided proof of financial
responsibility for the accident, your operator’s license and/or operating
privileges may be suspended.

Nebraska law provides that whenever an individual is
suspended under the Safety Responsibility Act the operator’s license and/or
operating privileges of the individual will remain in a suspended status until
they provide the Department with Proof of Financial Responsibility for the
accident.

Proof of Financial Responsibility Requirements:

1.
If there was liability insurance in effect at the time of the accident, you will need to have your insurance company
provide the Department with a letter of verification. This letter must be on insurance company or agency letterhead,
be signed by an authorized representative of the insurance company and the representative must
include the title of the position they hold with the company (i.e. Agent, Claims Representative, etc.). The
letter will need to provide your personal information (i.e. name, date of birth, current mailing address), policy number,
policyholder, date of loss/accident and state that your insurance covered this accident. If you were not the policyholder,
the letter will need to indicate that you were a permissible driver.
If you are the insurance agent or a representative of the insurance company - you can download an instruction sheet
and a printable copy (fill in the blank by hand) of the Letter of Verification or you can
get the instructions to complete the
Interactive Letter of Verification on our website.

2.
Deposit security in amount determined, which is specified on
the Notice & Order of Suspension sent to you. Payment of the security deposit needs to be in the form of a
cashier’s check or money order made payable to the Department of Motor
Vehicles. This office does not accept
personal or business account checks.
You can pay cash if you are in the office.

3.
If you have made restitution in full - submit a Release Form for Property
Damage/Injury to include all damages and/or injuries incurred in the
accident. If the release was entered
into with the other parties insurance company or attorney, it will need to
include their representative’s signature, the title of their position, and
indicate the name of the individual(s) they represent. All signatures
are required to be either notarized or witnessed by a non-interested party.

5.
If you are making payment to the other party – submit a
written Installment
Agreement Form to include all damages and/or injuries incurred in the
accident. The agreement must specify
the dollar amount agreed upon, the number of payments to be made, the date
payments began and the dollar amount of each payment. If the Agreement/Promissory Note was entered into with the other
parties insurance company or attorney, it will need to include their
representative’s signature, the title of their position, and indicate the name
of the individual(s) they represent. All signatures are required to be either notarized or
witnessed by a non-interested party.

6.
If the other parties insurance company paid your damages
and/or injuries, file a statement signed by yourself, giving the name and
address of the insurance company of the other party who paid your claim for the
accident. Your
signature will be required to be either notarized or witnessed by a
non-interested party. This
information will be forwarded to the insurance company for verification.

Reinstatement Requirements:

3.
Pay a $50.00 reinstatement fee. Payment must be in the form of a cashier’s check or money order
made payable to the Department of Motor Vehicles or online with MasterCard, Visa or Discover. When submitting payment,
include identifying information (i.e. name, date of birth, license or social
security number and current mailing address).
Payment submitted by personal or business checks or not for the required
amount will be returned.

Exceptions:

If the proof of financial
responsibility for the accident (i.e. release, agreement, etc.) indicates you
made arrangements for restitution prior to the effective date of suspension,
the SR-22 Certificate of Insurance and the $50.00 reinstatement fee will not be
required.