Mortgage Rates

We have identified more than 294 mortgage offers from banks and mortgage brokers across the country that may meet your needs. In order to track relevant mortgage rates and find the right home loan for your particular situation, we recommend using the filters below. This will allow you to search based on important criteria such as mortgage type, loan amount and loan duration. Once you find the mortgage loan that best meets your needs, we will redirect you to more

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I went through NACA.com...They are a headache but I was able to buy down my interest to 1.25%. That costed me around $7,500 but through the program I didn't have down payment or closing costs. I opted to combine the rehab loan for $16,500. Had I did 203k FHA, my mortgage would be $290 more a with nearly the same out of pocket expenses.

Can I possibly get a mortgage with a 700 credit score? I never carry a balance on my credit cards but I was denied a 5000 dollar loan from Lending tree...I have a job and work for the state for over 10 years and make 50 grand a year..

@deboraha_4: $11,000 total closing costs, but the house went in price down to $180,000 because the appraisal was less. Remember there is many factors that will change the closing, I was lucky that the house had an exception in taxes (homestead) and the owner was paying only $650 per year for taxes so that helped in my closing costs, the lender help me a lot too. I did the offer of the house plus $5000 of deposit. At the end per the documents it was less than $4000 for down payment.…read more

Probably not many options. At least I haven't found any. But I'm currently talking to Freedom Mortgage. I'll let you know how it turns out. Supposedly they have lower guidelines as far as accepting people who's scores are under 600

Be extremely wary of applying for credit cards, loans or mortgages if you don't already know your credit scores on all 3 reporting agencies. This is because potential creditors/banks, etc will do what's called a "hard credit pull" which, ironically, drops your credit score just by looking at it. They claim it's only 5 points, but it may drop ten times as much if you have minimal credit history time or few accounts- especially if they deny the credit. Once pulled, this negative mark remains on your credit report for TWO YEARS.…read more

My credit rating is over 800. I am downsizing from my really big house to a nice sized house. We bought the new house at a great deal - only $100 a square foot. It doesn't really "need" any real work. But we are going to invest around $35 a square foot to make it extremely nice. This downsizing purchase was not anticipated when it happened. But we acted because it was a great deal. So now we need to get out of this very big house that we have been embedded in for about 20 years. Plus, I don't want to give the old house away - so I want to take my time selling it - for its real market value. Last year I was a W-2 employee. This year I am a 1099 contractor. I am actually doing more advanced technical work - in a technical space that "guarantees" full employment for years to come. I was willing to put down 25% or even 35% to get a better interest rate. I was told that since I have not been a 1099 contractor for 2 years there is no way I can get a mortgage. So I paid cash for the new house and already closed. I do not want to feel rushed to sell the old house. If the moving process and then the selling process takes too long then I will need to dip into my retirement accounts - until of course I sell the really big house. I suppose it would be better if I did not dip into my retirement accounts - so I would be willing to spend some money to obtain a 15 year mortgage - if I could get one. Any advice? I know that because of my credit rating I could walk into a high end luxury car dealer and buy a car for what I paid for my new nice sized house. Does this situation make any sense?…read more

I am looking for a mortgage and also taking care of adult child with mental issues. Need help with securing the mortgage and would like help with getting a grant/ I also have a disability blind in my left eye. Looking for grants for blind person in Phoenix AZ

We have a mortgage from a private lender. Our credit scores from the very Past were 685 &694. but due to dire medical circumstances---which caused Us to lose Our small developing biz', scores went down to the realm of 604 thru 626 & 639 for Transunion. Not sure of scores for Equifax & Experian. Way back, just weren't able to continue paying bills brought on by medical & other bills made with the business. Hence, after several years, most of bills charged off---creditors said; however, other collection agencies bought these bills & refreshed/& are carrying them in Our credit files. Now, does "HARP",or, some other entity have a program that can help with these circumstances.----Retired military/Veterans Affairs. to further clarify, we lost about $3,000 dollars/month of additional income due to loss of small business. Consequently, would like to get in Creditworthy shape & purchase a new sinle-level home(while rates & prices are very reasonable vs. before 2008),and, "Rent" the small non-user friendly(due to medical) 2-story that We now have until it can be "Sold".We welcome Your "programs" available & Comments. By the way, the payments on the current home is $604.00 dollars/month. But, again, not user-friendly---because we are not able to use the top floor---which is where most Rooms & storage is. And, finally, cannot afford a "Stair Climber" apparatus. If further clarification needed, (904) 683-9730.…read more