I bought the plan as well with USAA. I paid 1637 for 72 mos/72K miles. Car had 1700 miles on it good until 2017. What I did not like is that the "Administrator" decides the kind of part that will be purchased (i.e. non OEM could be a possibility).

I'll agree that its possible, but given my history with USAA and vehicle repairs during the past 20+ years (and always receiving OEM parts) I would find it very difficult to believe USAA/Assurant would not use OEM pieces for any repairs under their policy.

Putting on the rose colored glasses for a moment...maybe this possibility allows USAA/Assurant the option to use Dinan or Turner parts when requested by the policyholder.