MBNA PPI Claims Guide

MBNA PPI CLAIMS GUIDE

MBNA Payment Protection Insurance (PPI) has hit borrowers from all walks of life. The amount of money borrowed on credit cards is enormous and for that reason, many MBNA credit card holders have been mis-sold MBNA PPI. MBNA has been offering credit cards and loans since 1982, the company is one of the largest credit suppliers in the UK. It is estimated that one in every 3 people in the UK have had an MBNA credit card at some point in their life. Unfortunately, many MBNA card holders unbeknown to them have been paying PPI.

How PPI was mis-sold

The purpose of PPI is to make payments your credit card, or your MBNA loan, when you find yourself unable to make the payments on your own. In some instances and for some borrowers, purchasing PPI may be appropriate. However, for years the lending industry mis-sold PPI. Many MBNA credit card customers paid a monthly fee for PPI and unless they paid very close attention to their bills, were unaware of the extra charges.

In some cases, borrowers never realised that they had purchased PPI in the first place. As borrowers filled in the forms to take out a loan or be issued a new credit card, the box to purchase PPI may have been “pre-checked”. This is contrary to the law, which says that add-on items such as PPI must be offered on an “opt-in” basis rather than having to take the item off the contract. Being mis-sold in this way would be a legitimate cause for filing an MBNA credit card PPI claim.

Customer complaints

When customers complain to MBNA they are often met with a set of obstacles that are cunningly designed to put off the claimant from making a claim. Sometimes the customer is informed that they cannot locate the details due to the data being over 6 years. In other occasions when the customer is merely enquiring about an MBNA PPI claim, if such a policy is found by MBNA during the customer’s call, MBNA investigates from that point on. When this happens the investigation is rushed and it is not fair and will almost certainly lead to a rejection. In other occasions for high value MBNA PPI policies that have been sold but not yet claimed or investigated MBNA initiates a stealth investigation once again the outcome will be negative. Both these strategies are designed to help reduce the PPI payout exposure.

The person that loses out during this process is you, the customer. Here at MBNA PPI claims we help claimants avoid these and many other pitfalls by using a different approach which is much more effective and achieves excellent results in recovering any PPI premiums that maybe owed to you together with the maximum amount of compensation that is due to you.

When MBNA PPI fails borrowers.

The specific circumstances of a MBNA credit card applicant often determine whether or not PPI is appropriate. You needn’t be an expert in this field. We have successfully guided PPI claims due to all kinds of mis-selling through the claims process and won many significant compensations awards for our clients.

However, if all of this does sound familiar and you have had an MBNA credit card rejected PPI claim, don’t give up hope. We are experts in handling these cases as well. In fact, you will find many MBNA credit card holders who complain about rejected claims. If there is one thing we have noticed through our years of experience with these issues, it’s that the review process by the MBNA is very uneven and unpredictable.

Multiple credit cards

We even know one MBNA customer who had two credit cards and had been mis-sold PPI on both.
One claim was processed very efficiently while the other never seemed to make it through the claims system.
The lesson here is that every borrower needs to be prepared for the worse, and that’s where our experts and experience truly pays off.

MBNA mis-sold PPI for many years and this makes many of the compensation payments quite substantial. However, as you may have read in media reports, there seems to be a move underway to end the borrower’s ability to file a new claim. This makes it extremely important to find out today if you have an MBNA PPI claim by contacting us now so we can help you with a free check up.

WHY MBNAPPICLAIMS?

* Claims back as far 30 years (not a standard 6 years)
* Free PPI Check Up
* We can tell you if you were Mis-sold
* Dedicated account manager
* No paperwork is necessary
* Fast and effective
* Excellent track record
* Special online mbna ppi credit card claim form that fast tracks your claim by 2 weeks
* We maximise your payout with other searches for free.
* EXPATS can claim with us – contact us wherever you are in the world.
* If a family member has sadly passed away we can help perform a free PPI check – providing you a grant of probate.

In experienced hands

We assign a dedicated expert to each MBNA PPI claim so that it gets the personal attention and follow-through that it deserves. And, our system makes the process fast, easy and convenient for you.
Don’t forget unlike other companies, with us you can claim as far back as 30 years.

Don’t let another day slip by. Simply fill out the form below today and an MBNA PPI claims expert will contact you and get the process underway. Remember you have nothing to lose and everything to gain.
Do it now, before it is too late. Please ensure you that you complete the form carefully and include your FULL current address.

PPI CLAIM QUERY FORM

Your Full Name (required)

Your Email (please enter this carefully) (required)

Your Contact Number (required)

Your CURRENT FULL ADDRESS AND POSTCODE (required)

Your PPI Query (required) - For CC Claims please state average debt balance per month on the card i.e. more or less than £1,000 or £2,000, £3000 or more. For Loans please state the amount of the loan borrowed.

Mbnappiclaims.co.uk is dedicated independent website owned and operated by Claimspower for MBNA PPI claims. This service is not connected or affiliated in any way to the lender. Regulated by the Claims Management Regulator in respect of regulated claims management activities. Authorisation No. CRM31943