I updated my financial stats often when I was working off my credit card debt, but I slacked off once that was finished. So if I believe accountability is necessary, why don’t I have my numbers out there for everyone? I have no real excuse so here we go!

Before I get into giving out the numbers, I don’t plan on putting everything out there, and the reason is pretty simple. I am pretty sure that I will slip up and this site will eventually become known to my friends and family, and I am just way too private when it comes to money issues for everything to be out there.

So what do I want to share? Those topics which I have covered on my blog already.

My Debt Items

In addition to my house I have a few other debt items. I don’t highlight the house, because it is secondary right now as compared to following debts:

After I refinanced my auto loan (reducing the rate from 8.9% down to 5.5%) my loan was $11,976 (my May number didn’t include all feeds). Currently, I am down to $11,325 a 6% Reduction in total.

One Law School Loan at $57,275.48 (down from $57,467.97 last month a less than 1% reduction).

Another Law School Loan at $7,088.69 (down from $7,240.49 last month a 2.1% reduction).

My Multiple Income Streams and Qualified Investments

My Prosper Account

I have previously provided really detailed information about my Prosper.com Account, however boss broker-dealer said no more investing in prosper. So I have been taking the cash from the notes and just adding it elsewhere.

30 Active Notes worth $650.04 (Same number of notes but reduction of $48 bucks from Moy)

$13.83 in Cash (will be withdrawn)

$83.25 in Gain (at least according to Prosper) up 13% Since May Numbers

4 Charge offs (same as May), 1 Late (same as May), 10 Paid in Full (same as May)

Average Yield at acquisition 11.10% Same as May

My Perpetual Income Machine

I researched dividend paying stocks to create an eventual perpetual income machine. The account is tiny, and will just be a slow growth sort of thing until my cash reserves are where I want them, I am talking about $100 or so a month – so really slow – up to $300 as of this writing

SDY SPDR S&P DIVIDEND ETF

LLY LILLY(ELI) & CO

CB CHUBB CORP

SWK STANLEY WORKS THE

CTL CENTURYTEL INC

They are all basically split evenly (ranging from 19 to 21% of the total portfolio). After all my research I really liked those 4 stocks and I figured why not pick up the ETF this way I have some exposure to everything else. I have “bought into” this portfolio for 4 months now so each purchase was $80 and they are all down ranging from 3% (Chubb) to 12% (Stanley Works).

My plan is to follow these stocks for at least another 4 to 6 months and then reevaluate the holdings.

My 401(k)

Despite stating that it “may be time to look into re-allocating my 401(k)” in May I have yet to do it and it is on my list to do it this month! Regardless of whether I re-allocated or not, the whole market has been getting killed and since I am in broad based funds I too have been getting killed. Luckily, my 401(k) provider lets me put in custom dates – so from May 4, 2010 to July 1, 2010 my 401(k) is down 11.98% – can you say f’in ouch? I know it ‘doesn’t matter’ since I can’t touch this money for 30 or so years, but it literally puts a knot in my stomach to review this account.

My Cash Account

I am not comfortable providing my cash account details, but lets say I am at about 45% of what I’d like in a liquid account (and increase of 10% since May).

Share This Story, Choose Your Platform!

Evan is the owner of My Journey to Millions which was started to track his journey from a broke debt ridden law school graduate to building a positive balance. Need more Evan? Follow him on Twitter, Contact him or get new posts directly to your email

Thanks for posting some numbers Evan, really interesting to see. I believe 100% in accountability leading to success (one reason why I’m a coach!). Most of us have so many things on our plate it’s hard to keep track of everything. Maybe that’s why we all start blogs! 😉

My Journey to Millions

My Journey to Millions is an 8 year old personal finance blog focused on topics including basic personal finance issues, advanced insurance planning, high net worth estate planning. In addition, there is a particular focus on dividend growth investing and option trading.