This program is designed for the
concessionaires, vendors and exhibitors who are selling, displaying, demonstrating or promoting their products or services, on a short term basis at special events, malls, shopping centers, tradeshows, consumer shows, or a location that is away from any owned or long term leased premises. The insured operations can be conducted from a kiosk, booth, cart, trailer, tent or an outdoor area.

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.

Eligible Operations

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Antique & collectible vendors

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Home based wedding vendors (caterers, DJs, florists,

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Apparel & accessories

ice sculptors, decorators, photographers/videographers-

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Arts & crafts vendors

single event option only)

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Auto/vehicle accessories (non-mechanical)

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Kitchen or cookware accessories or appliances

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Candles

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Lawn & garden equipment or hardware sales

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Caterer (single event option only)

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Literature distribution

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Celebrity, mascot or character appearances

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Micro-reality race tracks

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Cleaning accessories & products

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Motorized equipment - static display

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Exercise equipment

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Produce & floral vendors

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Food & drink concessionaires

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Product demos

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Game trailers or booths

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Product or service display exhibits

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Gift wrap booths

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Souvenir sales

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Health & beauty products

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Sports & camping equipment

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Toys (for ages 5 and over)

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Vehicle/boat display- static only

Coverages Available & Program Highlights:

General Liability

Equipment & Contents

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Contractual Liability

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$250-$2,500 deductible (depends on limits)

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Personal & Advertising Injury

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General Liability coverage must be purchased in

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$300,000 Damage to Premises Rented to You

conjunction with the Equipment & Contents

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$5,000 Medical Payments

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All items must be insured to 100% replacement

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Options available include: Single Event (one month or

cost value

less), 3 Month Coverage, 6 Month Coverage

and 12 Month Coverage

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Additional Insureds at no charge

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No limit on number of shows during the 3-month, 6-month

and annual coverage periods

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No charge for Certificates of Insurance

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Discounted rates for multiple booths

Risks Not Eligible Under This Program: (Including but not limited to)

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Alcoholic beverages - selling or furnishing

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Nutritional/health supplements (selling)

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Animals

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On-site installation/service/repair of products

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Auto parts (mechanical)

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On-site equipment sales or rental

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Body piercing or permanent tattooing

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Oxygen/aromatherapy bar

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Christmas tree retail lots

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Paintball equipment/accessories

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Contractors (lighting, stage, sound, etc.)

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Photographers (unless for a single event home-based

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​Cryogenic chambers/therapy

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​wedding photographer)

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E-commerce selling

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Protective equipment or apparel

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Fire safety equipment

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Storefront operations

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Fireworks sales & displays

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Tobacco products (including e-cigarettes/vapor products)

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Haunted attractions

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Toys (for ages 4 and under)

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Hot wax impressions

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Unmanned aircraft systems (e.g.: drones, RC aircrafts)

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Leasing/rental operations

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Vehicles in motion

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Mazes (corn, hay, fence)

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Watercraft exhibits on water

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Medical testing

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Weapon sales

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Motorsports activities

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Weight-loss plans or products (selling)

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Wholesale business operations

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Notable exclusions​ ​ ​ ​

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​Abuse, molestation, harassment, or sexual conduct

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​Animals - injury or death to, or injury, death or property

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Aircraft/hot air balloon

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​damage caused by any animal owned, rented or hired by you

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​Airport - the ownership, operation, maintenance, or use

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​Asbestos

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​of any airfield or airport facility or premises. This exclusion

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​Employment-related practices

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does not apply to concessionaires, exhibitors or vendors​

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​Fireworks

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selling, displaying, demonstrating or promoting their products​

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​Fungi or bacteria

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​or services at any airfield or airport facility or premises

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​Lead

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Amusement devices - the ownership, operation, maintenance,

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​Nuclear energy liability

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​or use of: any mechanical or non-mechanical ride, slide, or

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​Performers

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​waterslide, any inflatable recreational device, any bungee

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​Rodeos

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​operation or equipment, any vertical device or equipment

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​Saddle animals

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​used for climbing - either permanently affixed or temporarily

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​Snowmobile

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​erected, or dunk tank. Amusement devices do not include

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​Violation of statutes that govern e-mails, faxes, phone calls

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​any video or computer games or structures that are not

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​or other methods of sending materials or information

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​designed to bounce on, slide on, ride on or tunnel through

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Preliminary Underwriting Information Required

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K&K Applications

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Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and