The use of this site, and the terms and conditions for the sale of any goods and services, is governed by the Terms of Service Agreement. By using this site you acknowledge that you have read the Terms of Service Agreement and the disclaimers and caveats contained in this site, and that you accept and will be bound by the terms thereof.

THE SERVICE AND CONTENT FROM OR THROUGH THIS SITE ARE PROVIDED "AS-IS," "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION HEREIN MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. THE OWNER OF THIS SITE ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT CONTAINED ON THIS SITE.

User agrees to indemnify, defend and hold Owner "The Millennium Financial Group" and its affiliates, licensors, content and service providers, participating publishers, authors, dealers, and suppliers harmless from any liability, loss, claim, and expense, including attorney's fees and expenses, related to a Users violation of this Agreement or use of the Web site.

All responsibility or liability for any damages caused by viruses contained within the electronic files or at the site is disclaimed.

THE OWNER OF THIS SITE AND ITS AFFILIATES, LICENSORS, PARTICIPATING PUBLISHERS, THIRD PARTY CONTENT OR SERVICE PROVIDERS, AUTHORS, DEALERS OR SUPPLIERS ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN OWNER AND USER. THE INFORMATION AND THE GOODS AND SERVICES PROVIDED FROM THIS SITE WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. SOME STATE STATUTES MAY APPLY REGARDING LIMITATIONS OF LIABILITY.

THE SOLE AND ENTIRE MAXIMUM LIABILITY OF OWNER AND ANY OF THE PROVIDERS OF INFORMATION, PRODUCTS, OR SERVICES, FOR ANY REASON, AND Users SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE WHATSOEVER, SHALL BE LIMITED TO THE AMOUNT PAID BY THE CUSTOMER FOR THE INFORMATION, PRODUCT OR SERVICE PURCHASED.

This Agreement shall be treated as though it were executed and performed in America, and shall be governed by and construed in accordance with the laws of the United States of America and of the State of Nevada or Florida, (without regard to conflict of law principles). The language in this Agreement shall be interpreted as to its fair meaning and not strictly for or against any party. All legal proceedings arising out of or in connection with this Agreement shall be brought solely in America, User expressly submits to the jurisdiction of said courts, and User consents to extra-territorial service of process.

Any cause of action by the customer/site user must be instituted within one(1) month after purchase or be forever waived and barred.

User represents and warrants that (i) the credit card information supplied is true, correct and complete, (ii) charges incurred by the User will be honored by the Users credit card company, and (iii) User shall pay charges incurred by User at the rates in effect at the time incurred, including all applicable taxes. User shall be responsible for all charges incurred through use of User's password. User agrees to keep his or her password confidential and to notify Owner within 24 hours of any breach of this Agreement or unauthorized use of the password. Owner does not protect User from unauthorized use of User's password.

All remarks, suggestions, ideas, graphics, or other information communicated to The Millennium Financial Group through this site (collectively, the "Submission") will forever be the property of The Millennium Financial Group. The Millennium Financial Group will not be required to treat any Submission as confidential, and will not be liable for any ideas for its business (including without limitation, product or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future The Millennium Financial Group products or operations. Without limitation, The Millennium Financial Group will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere. The Millennium Financial Group will be entitled to use the Submission for any commercial or other purpose whatsoever, without compensation to you or any other person sending the Submission. You acknowledge that you are responsible for whatever material you submit, and you, not The Millennium Financial Group, have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

User agrees during the account set up procedure to the terms and conditions outlined in this Terms of Service Agreement with respect to the service and content provided by the site. This Agreement constitutes the entire and only agreement between the owner of the site and User and supersedes any and all prior or contemporaneous agreement, representations, warranties, and understandings with respect to the site, the content, goods and services provided by or through the site, and the subject matter of this Agreement. User agrees to review this Agreement prior to purchasing any goods or services and purchase of a good or service shall be deemed acceptance of this Agreement.