WHY CHOOSE ICASHLOANS ?
: When you need cash quickly you want to
work with a service that is reliable and experienced in the payday
loan industry - iCashLoans is both. We pride ourselves on connecting
our customers with the best payday lenders to meet their needs. Why
waste time visiting dozens of websites trying to figure out which
lender will serve you best? iCashLoans is the only site that you need
to visit when you’re looking for a fast, secure payday
loan.

Cash Loans: "We Search 100+ Lenders
Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable
payday lender to work with. iCashLoans has a large number of lenders
in our network, and we are confident that we can assist you in
obtaining the best payday loan to meet your needs.
Everyone hits a rough patch financially at some point, and payday
loans are a great solution for short-term cash flow problems. You
don’t have to worry about how you are going to pay an unexpected bill,
or cover an emergency expense, between pay checks - iCashLoans is your
source for finding payday loans.
Using iCashLoans is 100% free to you - we do not charge any fees for
our services. When you use iCashLoans you will save time and money.
All you have to do is provide us with basic information and we will
instantly search our network of lenders to find you the loan that
meets your needs.
At iCashLoans we pride ourselves on working with lenders that are fair
and honest in their lending practices. Our main goal is to provide you
with a great experience when searching for a payday lender. All
lenders in our network are required by law to follow all of the rules
and regulations related to payday lending.
Don’t drive around town to visit payday loan shops, and forget about
looking at website after website trying to find a loan with fair
terms. iCashLoans is the only place you need to go to find a payday
loan. We will search our vast netowrk of lenders instantaneously to
find you the loan that you are looking for.

Some lenders in our network may
automatically roll over your existing loan for another two weeks if
you don't pay back the loan on time. Fees for renewing the loan range
from lender to lender. Most of the time these fees equal the fees you
paid to get the initial payday loan. We ask lenders in our network to
follow legal and ethical collection practices set by industry
associations and government agencies. Non-payment of a payday loan
might negatively effect your credit history.

Tuesday, November 5, 2013

Whether you have bad credit due to past mistakes or no credit due to no past at all, finding a loan in the current financial climate can seem tough, if not impossible. That is why several lenders have designed services that are focused on getting loans to such people. These so-called no credit check loans bypass the most difficult part of finding a loan: getting around your credit score.

In the lending world, no credit check loans seem like a myth. Isn't credit the most important element of receiving a loan? Well, yes and no. The truth is that in cases where credit is low or non-existent, the reasons for denying a loan based solely on credit are largely unfounded. People can get bad credit because of a number of factors, not all of which make them a bad borrower.

Therefore, no credit check loans simply skip the step where your credit past is scrutinized. Instead, all you need to provide is proof that you can currently repay this loan through employment and bank account records. As long as you have a job with a steady paycheck and a bank account to support it, you can qualify for a no credit check loan.

Other Requirements

Of course, not everyone can get a loan with no credit check. You will need to first prove that you are of age, that is, 18 years old. You will also need to be prepared to provide information about where you live and your citizenship status along with the income and bank account records that I mention above.

However, this is where the qualifications end. In truth, this is a really simple set of requirements and most people with a job can meet them without a problem. This is why most no credit check loans are offered online. Filling out the form is easy and all the verification can take place through the internet. This allows you to get your loan fast, usually within 24 hours of application.

Additional Options

Many people looking for a loan are aware of the terms "secured" and "unsecured." These names refer to the nature of the money that you borrow. Secured loans are generally given at a higher rate and with a lower interest. This is because they are backed by some type of real property, such as a home or car. This way, the lender is given some guarantee of a return on his investment, even if you fail to repay your loan. Secured loans with no credit check are also called home equity loans.

The other option is to get an unsecured loan. Since this loan comes with no guarantee, the lender is less likely to give them in a high amount and will generally charge you a higher rate of interest. However, these loans are still easy to get online and are in fact the faster of the two options. This is because there is no need to assess the value of the security on your loan.

The Online Lending Market

When you are looking for a loan online, you will be amazed by the options set before you. However, you also need to be careful to do a background check on any lender that you want to use. There are many good, legitimate lenders online, but also many scam artists. It is also a good idea to get a quote from more than one lender before making any decision. Though many lenders will offer the option of receiving a loan with no credit check, the details of each one will vary significantly.