A 1350 sq. ft. holiday home in Mumbai by Amit Shastri Architects materialises as an uber luxurious, contemporary space.
The spatial constraints of a Mumbai home have been overcome with unique elements that become part of a coherent design, each element part of a larger whole. The home is a cosy and comfortable haven for the family, yet chic and modern to encourage the social function of the space.

This holiday home is a style statement

Opulent finishes render the house glamorous yet elegant. Neutral and natural colours of wood imbue the space with understated charm. Variants of veneer with natural polish such as fumed stripy oak in the living room, fumed eucalyptus in the guest room, dyed ash sage in the children’s room, dyed oak in the master bedroom… all contribute to varying shades of neutral envelope and comfortable décor.

A wide range of Italian marble like the grey Fresco, bronze Armani in the living room and white Travertino in the master bedroom futher the natural feel and colours, while adding a dimension of richness.

Frosted glass and Italian marble wall cladding enhance the extravagance. While the use of mirrors as wall claddings effectively triumphs over the visual constraint of a tight rectangular space.

The subtle colours of upholstery, art pieces and ceiling features in most spaces become part of and enhance the natural décor, while an apt contrast is achieved in the girl’s room with spunky colours and geometric patterns and projections.

The detail-driven work and crisp programming of lines and spaces is also evident from the furniture pieces, customised on site to derive integrated and efficient solutions as well as add unique grandeur to the interiors.

A dynamic lighting palette enhances each space; geometric patterns create varying moods for different occasions, rendering the space with drama and grandiose. This holiday home is a style statement

This Diwali, flaunt your individualistic style to make your home your haven. Team IAnD speaks to select design doyens to tell you how…

Are you deluged with ideas for the festive season; but most seem far-fetched or a little cumbersome to accomplish?! Well, here is a handy round-up of absolutely do-able stuff that will complement your personal aesthetics as well as your pocket!

Team IAnD sought the counsel of five designers, who’ve always exhibited an unrestrained style in all they do. Here are their expert inputs for you:

Shabnam Gupta of The Orangelane (known for turning quirk to flamboyance) says: A great way to enhance your abode this festive season is to start with the entryway. Adorning your door with some antique lamp or fun lampshade will instantly brighten up your space. Placing potted ferns, flowers and potpourri can also make a difference; or just adorn a pretty vase complementing it with aromatic candles.

Speaking of candles, designers Raseel Gujral of Casa Pop (known for her uninhibited décor style) and Prashant Chauhan of Zero9 (known for his classic sensitivity in stylising spaces) also recommend the inclusion of lots of candles around the home; some creatively carved to add intrigue and a touch of glamour!

Looking around your home, says Shabnam, rearrange the furniture, if you can. This itself will bring about a sea-change. Dig into stuff packed away and consider hanging the old kilim on the wall – simple; yet totally dramatic – this will add an inviting appeal to your living room or even bedroom.

Or if rearranging is not the option for you, says Nina Puri of Sanjay Puri Architects (known for her chic, understated balance in interiors), try draping an old dupatta or stole on one end of the sofa or even the bed; gives the room a new appeal. You can also throw in some colourful covers on your cushions and add to their numbers to create an inviting warmth in the interior; or even add in lots of indoor plants, pipes in Prashant Chauhan.

Accessorising is an all-important part of your décor and especially with the festive fervour, designer Priyanka P of PS Design (known for her remarkable touch of glamour to everyday settings), suggests that you go seasonal by taking a large urli and filling it with water and marigolds or even rose petals. Placed at the entrance, this is the warmest welcome you could essay for your guests. Also, she continues, try framing an old picture – maybe from your travels – in a large format, and use it add to a dramatic effect to the room.

Group accessories in an eclectic way, suggests Nina Puri; they can be combined to effect a narrative and create a pocket of interest in your décor.

Above all, preserve your individuality, when you are exploring latest trends and picking new designs to decorate your interiors, advises Raseel Gujral. Opt to uplift the mood of your interiors by making the space more lived in and young, rather than overstatedly decorated with too many loud pieces. Add life and vigour to your space with casually strewn cushions, creatively carved candles, decorative pieces drenched in pastels and bright colours and a lot of florals, she continues. This Diwali, flaunt your individualistic style

Identify designs that allow you to channel your energy towards happiness. The simplicity of a breathable space is also often the pathway to establish peace in your home décor. Avoid adding too much noise to open spaces by incorporating too many elements to it. Choose to accentuate the minimalist taste with standout sculptures, intricately designed chandeliers and trunks, elegant jewellery boxes, glass crafts and lamps, concludes Raseel.

Our special thank-you to designer Nina Puri for having tailored this bespoke idea – exclusively for you – the readers of India Art n Design (dot) com.

Here’s the simply beautiful DIY that can uplift and add a spark to any décor: Take some differently sized glasses – any glasses – and turn them upside down. Below the glasses, feel free to add some bits of coloured paper, rose petals, confetti, coloured baubles…Now place your T-lights on

A Ryder Cup on the Continent is a rare thing. The last time the United States and Europe tussled on European soil was in 1997 at Valderrama Golf Club in Spain. That edition was a nail-biter, with the home team narrowly coming through by a margin of 14½ to 13½. Next year, however, the event will return to Europe once again: the Albatros Course of Le Golf National in Saint-Quentin-en-Yvelines will serve as the venue from 28 to 30 September.
To make the most of the upcoming Ryder Cup, 2018 will see European Waterways offering golf fans and Francophiles alike a wonderful opportunity: a chartered golf cruise through France and the chance to be at Le Golf National to watch the world’s best competing for the game’s most coveted trophy. Here’s hoping that the 42nd Ryder Cup will be just as exciting and dramatic the one in 1997!

Enhance your Game on the Renaissance

Whether you choose to embark before the tournament begins to get you in the mood or decide to join a charter after the final putt is made, the hotel barge Renaissance will make sure you have many opportunities to hone your own game. As Renaissance wends its way along the Loire, it will stop at a number of quintessentially Gallic courses, such as at Château Cely and Fontainebleau.

The Ryder Cup is always a special event, but we think that next year’s is going to be a particularly exceptional one. 2018 is going to be the year when our dedicated European golf cruise truly comes into its own.

Home Soil – A Home Win?

To get your appetite whetted in advance, here’s a preview of the Ryder Cup 2018. Having comfortably beaten the European contingent with 17 points to 11 at the Hazeltine National Golf Club in Minnesota in 2016, the Americans, led by Jim Furyk, will be hoping to retain the Cup for the first time since 1993. Under the captaincy of Danish golfer Thomas Bjørn, Europe will hope that playing on home soil and the backing of the crowd will spur them on to wrest back the Cup.

As for the venue, the 18-hole L’Albatros is certainly a course befitting of such an illustrious competition. British golfer Lee Westwood encapsulated the thoughts of many of his fellow players when stating that it is his “favourite course in Europe” and that it “would make a great Ryder Cup venue”. Finished in 1990, it has acquired something of a reputation for its final 4 holes. The various water challenges to be found here are sure to test the mettle of players from both sides throughout the Ryder Cup – 2018 could see a real classic. There’ll be no such challenges for spectators, though, as L’Albatros is widely considered to provide one of the best viewing experiences in the world.

Paul Newman is the Marketing and E-Systems Executive for European Waterways, the UK’s most respected provider of all-inclusive, luxury barge holidays, which can be booked to coincide with unmissable sporting events such as the Ryder Cup 2018 or the tennis French Open. Part of a team of experienced barging aficionados, Paul is first in line to endorse the perks of a slow-paced barge cruise to anyone looking for a unique holiday experience.

Austin and surrounding areas, it’s almost winter. We know it may not feel like it, but its around the corner, we promise. The oncoming winter means preparing your home and yourself for the change in temperature. The heating, ventilation, and air conditioning (HVAC) unit inside your space should be at the forefront of your preparation. And during the colder months, maintenance and consistent checks of your unit’s furnace is essential. The furnace of any HVAC unit provides warm air flowing, keeping us nice and toasty while indoors. Heating repair and maintenance is very important. Keeping your furnace happy and efficient, ensures your own happiness and efficiency during the colder months ahead. Here are a few tips from us at Alamo Austin Air Conditioning & Heating:
1. Change those dirty filters once a month. Clogged filters can restrict air flow, both warm and cold – thus damaging your unit and reducing efficiency.
2. Set your thermostat. It may sound foolish, but you’d be surprised. Adjusting the settings of your thermostat could reduce your monthly bill and ensure a more efficient warmth.
3. Check your heating vents. Debris surrounding your heating vents obstructs the flow and circulation of warm air indoors. It also increases the risk of fire.
4. Inspect your burners. Ensure that your burners are clean and the surrounding is clear. A blockage of a burner can become quite dangerous, as it leads to an increase of carbon monoxide during start up.

Preparing Your Furnace for the Winter
Your Answer for Heating Repair
Need more help with preparing your furnace for winter? Don’t hesitate to give us a call. When it comes to heating repair, Alamo Austin Air Conditioning & Heating is here for you. As experts in the field of all things concerning heating and air conditioning, we’ve got you covered. For the past 11 years we have been providing Austin and surrounding areas with the best air conditioning and heating service. Preparing Your Furnace for the Winter

AloeTerra has just released one of the most effective and Safe Organic
Their number one priority is Customer Satisfaction so you get a 90 Day Money Back Guarantee.
AloeTerra’s new supplement has unique features and top-quality materials.

Best Quality Certificates like: Organic, 100% Natural, Diary-Free, Soy & Adhesive – Free and Vegan. AloeTerra has just released one of the most effective and Safe Organic

Because their Alpha GPC supplements are made from plants and plants, it has been prescribed by doctors and researchers to help people with Dementia or Alzheimer’s. This product won the trust of people because this product is more than just product.

Alpha GPC is a natural compound found in every cell of our organism that stimulates neurotransmitters in the brain. It prevents brain aging and improves mental performance, and above benefits, neuroplasticity and cellular recovery capabilities and neuronal connections.

The GPC Alpha Organic Spice Supplements are made mostly for people who want to improve their cognitive function using supplements and knowledge, but also help the environment.

It is sold on Amazon on this page.

You can order it here: http://aloeterranourishments.us/go/alpha-gpc-choline/

This product underwent a scientific study conducted on 1000 volunteers before releasing it to the public. Individuals have been sorted by 2 different groups based on health conditions. One group was in normal health and volunteers from the second group experienced mental decline, memory impairment and brain fog. AloeTerra has just released one of the most effective and Safe Organic

The research has shown the following results of GPC Alpha usage.

The first group, with normal healthy subjects, took 2 GPC Alpha capsules per day and did not use the Brain Enhancement Program. After one week they feel an increase in mental performance and they can work for 1-2 more hours each day, others study for longer periods of time. Mental effort begins to become easier since they begin supplementation. Daily choline intake helps people develop a higher level of attention, sharpness and concentration.

Second-person groups, people with brain disorders, memory impairment, and cognitive dissonance, began using 2 GPC Alpha capsules per day, one after breakfast and one after launch. After a week of reading and learning games in an elderly event. This activity has mental processing problems and has a memory disorder. This neuroprotective supplement is perfect for people who have developed neuronal connections.

They are all very satisfied with the potential of the product and experience its effectiveness in different ways.

People who have used GPC Alpha capsules without reading and using tips and tricks, are able to improve their mental functioning and feel the intensity of the product without any effort.

People who also use the Brain Enhancement Program along with 2 capsules per day and GPC’s Alpha GPC alpha.

The people who follow this program have been able to do many tasks in a day that they can do before. They all said it was very satisfied with the product.

Due to their new GPC Alpha supplement on Amazon, AloeTerra Nourishments provides high discounts now. You also get Brain Improvement Program and Supplement Effectiveness Instruction with every order. AloeTerra has just released one of the most effective and Safe Organic

Plus, they Plant Trees for every bottle sold this supplement, which is fantastic!

COOP HIMMELB(L)AU designed PANEUM – Wunderkammer des Brotes is the first wooden building in free form!
Meticulously planned, this customer information centre and event forum for the company Backaldrin in Asten, Austria, is an iconic structure comprising two elements: a box-shaped plinth building with foyer and event rooms that can be used for a variety of presentations, receptions or workshops for up to 120 visitors and the Wunderkammer des Brotes (Museum of Bread), a two-storey freeform exhibition area floating on top. The square base building shows a cast-in-place concrete façade while the rounded wood structure of the museum is clad with stainless steel shingles.

A centrally chiselled circular atrium is at once the cynosure of all eyes as it is flanked by a robust spiral staircase that invites visitors to pause awhile and take in the exhibited items from various perspectives. The stair provides access to the two exhibition levels, where the objects are displayed with the help of walls, tables, and cabinets that are integrated into the architecture. It further allows for striking vertical displays that take on a chandelier-like appearance, adding on to the visual appeal of the commanding building. The raw aesthetic of the interior is augmented by its self-supporting wood shell with its layers of cross-laminated timber and the natural light that filters in from above the atrium. This method of construction enables the realization of the free form and the high degree of prefabrication with 3D CNC technology that is precision-driven and cuts valuable construction time. It is a step into the future of construction; as Design Principal, COOP HIMMELB(L)AU, Wolf D. Prix says, “3D plotting, 3D milling and building with robots – that is the future of building.”

There are only a few states that still apply no-fault rules, which means there will be payments even if you are responsible for accidents or property damage. Another strange thing is the fact that insurance companies can cancel your policy for various reasons such as serious traffic violations or crimes, repeat offenses, DUIs, irregularities, and more.
If your insurance company issues a termination or revocation of your policy, you may be a high-risk driver. For such drivers, the possibility of getting other insurance coverage is very low. A good way to get coverage is to buy it from the non-standard insurance market.

Go for Good Auto Insurance

What is a high-risk driver?

There are more than a few ways to determine what high-risk drivers mean. Some insurance companies only use the term to represent certain types of drivers who are not eligible for an insurance policy. However, the requirements for obtaining insurance vary from one company to another. The term can also refer to racers who have a greater chance of experiencing accidents due to physical or psychological limitations such as reduced visibility and lack of experience.

Someone with some traffic tickets may be at high risk too. High risk drivers are those who have a strong tendency to file claims. For a standard market insurance company, more claims mean more payments, and this is not a real business.

While it is difficult to know the exact description of high-risk drivers, there are several common reasons why a person is classified as high risk:

· Having a Traffic Violation: committing a serious traffic violation makes a bad score on your driving record. Violation or involvement in accidents that cause death, or severe injury is a significant factor in high-risk classification. Some insurance companies offer additional coverage to free a single offense for a fee, but some other insurance companies do not have that feature. If there is no way to break the offense, chances are you are now officially at high risk.

· Being a Teen Driver: most people start driving as a teenager. When applying for insurance for the first time, some companies will think of you as a driver with a lack of experience on the road. With insufficient experience, the insurer is reluctant to provide coverage. Go for Good Auto Insurance

· DUI: this is a serious offense in most states. Driving under the influence of alcohol or drugs is harmful to yourself and others. This opens the door for reckless driving, and serious consequences include severe injuries in the event of an accident. A driver with a DUI record is unlikely to get insurance from a standard market.

· Bad credit score: unfair as seen, some insurance companies use credit scores to determine app approval. The bad credit score has a correlation with the possible loss of insurance payments. This is not an ideal customer.

· High-risk cars: Certain car models include sports, antiques, supercars, and expensive collections for repair. They are also a potential target of theft, making it a high risk insurance customer.

Non-standard Insurance Market

If low-risk drivers can buy insurance from a standard market, high-risk companies can get the same from non-standard partners. In many cases, non-standard markets are more expensive, but that does not mean high risk drivers can not get affordable coverage. As a company focused on non-standard markets, Good to Go Auto Insurance still offers a variety of discount options and several options to make your spending more manageable.

There are three types of deductions including Driver Discount, Vehicle Discount, and Policy Discount. Each category includes a variety of offers, allowing more than 40% premium rebates. Good to Go Auto Insurance has three payment options including monthly payments, quarterly payments, and annual payments, along with a 31% discount. Most types of discounts from companies require only simple eligibility requirements for examples that complement defensive driving courses, install safety features in cars, enable text blocking tools, and some other important details. For customers who have a place to live on their land, there is a discount on home ownership.

Another interesting fact about Good to Go Auto Insurance is working with a network of subsidiaries of American Go for Good Auto Insurance

With the closing of retail stores across the U.S. at the highest level of all time, it’s safe to say that if your business does not ship its products, you may soon be out of business. People are buying everything online these days, including their food and medicines. You need to submit to attract demographic targets today, and you need an insurance package for protection. Here are three reasons why.
1. Damage

3 Benefits of Package Insurance Packages for Your Business

One of the weaknesses of e-business is the product is still your responsibility when leaving your door. A brick and mortar store delivered the goods to its customers and the transaction was completed. If a customer breaks the goods on the way out to his car, that’s the problem. When you ship your product, if it arrives at a broken customer, that’s your problem, and it can be expensive unless you have insurance.

2. Loss

Another disadvantage is loss. Again, when a customer leaves the store with the product in hand, it is in your hands if he loses it. If the customer package is lost in the mail, that is your problem. Depending on your business policy, you will be responsible for replacing lost items and may even pay to deliver replacement items properly. Package insurance packages will help cover those costs.

3. Disadvantages

Finally, it’s easy to catch a shoplifter in a brick and mortar store; It is not easy to catch shoplifter as you transport your product. Anyone can just open the package and pull out some items, or the warehouse personnel do not pack the right amount of goods. Either way, your insurance coverage will help cover the cost of replacing the shorted packet.

Here are three reasons why you need an insurance package for your business. Gone are the days of the product to be the customer’s responsibility right after the purchase. Now, you have to make sure the good ones make it your customer unscathed. 3 Benefits of Package Insurance Packages for Your Business

Each EU country has reciprocal health agreements with the UK, and as long as you travel with the European Health Insurance Card (EHIC), you are eligible for reduced or even reduced health care. Bulgaria is no exception. Visitors with valid EHIC can access health services in the same way as Bulgarians do. Despite the real simplicity of the system, however, each country has slightly different rules and regulations, and it should be noted before they visit.
While EHIC is a useful part of the documentation, it does not cover everything. To complete your EHIC, investment in an adequate single trip or annual travel insurance is highly recommended. For regular travelers, annual travel insurance is a cost effective way to stay comprehensively.

Get Clued Up on What Covered by EHIC in Bulgaria

What is Covered by EHIC in Bulgaria?

Like most European countries receiving EHIC, personal care for medical care is not covered. If you have one trip or an annual travel insurance policy, you need to check the details to see if personal care is covered. To receive EHIC benefits you should see a physician contracted to the Bulgari National Health Insurance Fund (NHIF). NHIF has a useful website with some information in English about their health system, so you can get directions before you travel.

Doctor

Most doctors in Bulgaria are covered by NHIF but should check first. Every time you see a doctor, you are asked to pay a small contribution, which you can not claim back with your EHIC. The doctor takes the medicine through a receipt or prescription form, which you then take to the pharmacy. With drugs for non-chronic diseases you get a receipt form, which entitles you to free treatment or reduced medical expenses, provided that the pharmacy is registered with NHIF. Prescriptions are given for the treatment of chronic illness and this must be paid in full. The recipe fee is non-refundable, unless you have one trip or annual travel insurance.

What about the dentist?

If you need to see a dentist while in Bulgaria, you should visit one that is contracted to NHIF. Otherwise, you are responsible for paying full maintenance and are not eligible for a refund with a valid EHIC. Different insurance policies have different rules regarding dentists, so check your annual travel insurance to see what you can claim back.

And the hospital?

When you travel, the last thing you want to think about is the possibility of having to be hospitalized. However, accidents do happen and it is best to know the procedure, just in case. Inpatient care is general and private in Bulgaria, but if you only have your EHIC, you should make sure you visit the NHIF contract hospital. You will then undergo your treatment and will have two more checks after your hospital stay.

Remember… Get Clued Up on What Covered by EHIC in Bulgaria

Wherever you travel into the EU, regardless of the benefits you can exchange with your EHIC, it’s always best to protect yourself and get the best single trip or travel insurance.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Get Clued Up on What Covered by EHIC in Bulgaria

For travel zealots or first timers, this will be a lifelong experience. Just you, your best friend, your favorite classic game, and the open road. Route 66 may be a well-known option, but for the adventurous souls longing to go off the beaten track: Iceland Ring Road calls you! Road Trip Round Route Ring Road Iceland
Be sure to see this exciting sight

Just like a road trip, you have to do a bit of advanced planning to be able to see the scenery in all their glory. Ice crystal ice caves The Karnataka glacier must be booked prior to arrival to avoid disappointment, for example. The stunning natural caves can only be reached during the winter, and are very dangerous. Hire a guide to get the most out of your visit, and discover their depth.

The Crash Site of Sólheimasandur Plane may be hard to find, but it is even better for the challenges it faces in finding it. Wander through the simultaneous remnants of a US Navy aircraft of the 1970s for an interesting diversion on your journey.

Whale audiences should be at the top of your list, and the fjord near Akureyri is an ideal location to see minke whales, humps and bottles. There is something very miraculous when seeing these great beings in the flesh, and this is an experience you will never forget. Road Trip Round Route Ring Road Iceland

Top Tips for Making Your Trip Tick Again Without Exams or Tribulation

There are many places to stop admiring the natural wonders of this special country on this journey. The route itself can, in fact, be driven in a tight 24-hour non-stop circle, but why do you do that and skip all that fun ?! Better take your time and get it all done. A week would be a good time to see all the best pieces, but much longer would be even better. It is also a good idea to leave a little time at the end of your trip if your flight is affected by bad winter weather.

Rent a van, collect the crew and go there with all your winter wool, playlists and cameras with plenty of space on your memory card … Wherever you look is a photo opportunity.

On the practical side you might want to practice your night driving so you can enjoy spending some of your trip in the dark when the Northern Lights are visible. Road Trip Round Route Ring Road Iceland

Do not forget the GPS, the right tires for winter weather, and adequate insurance. You can combine your insurance needs in a trip like this and get travel and rent a car excess insurance one-fold.

Ethan Bailey is an experienced adventure traveler and insurance expert with Let’s Go Insure team. Ethan’s spirit is to inspire his clients to go further, deeper and higher on their journey and his expertise in providing ideal insurance allows them to do just that. If you’re looking for the best travel policy, including overpaid car insurance, Let’s Go works with the most experienced underwriters, intermediaries and insurers to offer competitive insurance without sacrificing protection. Road Trip Round Route Ring Road Iceland