1. Window-shop now for 2016 plans and prices.
Go online now to MarylandHealthConnection.gov and click “Shop or Enroll” and then “Get Started” to enter basic information and browse available 2016 plans.

You can enroll in a 2016 plan starting November 1. Be sure to enroll by Dec. 15 for your plan to start January 1. (Open Enrollment for 2016 ends January 31.)

2. See what savings you may qualify for.
When you window-shop now for 2016, you can also get an estimate of financial help you may qualify for and the out-of-pocket cost for each plan. About 94 percent of people enrolled through Maryland Health Connection qualified for lower costs for health coverage, or even free coverage through Medicaid.

If you or a family member qualify for Medicaid, your health coverage could start right away. You don’t need to wait to apply.

4. Start gathering information you’ll need to apply.
When you apply for coverage, you’ll need to provide some information about yourself and each member of your household who is enrolling, such as birthdates and income information. Save time and get ready to apply with this checklist (PDF).