I need to take out life insurance for my repayment mortgage. Is it best to go for fixed level (ie stays at £60,000 for the whole 12 year term) or go for decreasing term (ie goes down from £60,000 over the 12 year term?). Money is tight so not sure whether to go for decreasing term?

What is an insurance credit score?

My husband insists since we bought a new (used) car and our son is getting his own car that we need to get insurance quotes. I think we are getting great rates now and dont think it will make much difference but he insists. Anyway the insurance agent I contacted, who I’ve known since 1st grade, asked for our license numbers to run our driving record (which both should be fine), claim history (we have had one property and one collision claim in the past few years) and our insurance credit score. We have had problems financially in recent years and so our credit score is really bad. We are about to file bankruptcy. I’m wondering what the insurance credit score is and will our current financial situation cause the quotes to be high. I don’t even want to mess with getting quotes because I think our rates are very reasonable already but my husband insists we need to shop around. I just don’t see how we can save anything when our rates are already just a couple of hundred with full coverage. And I hate the fact that you have to give so much personal information to someone who you are just asking for a quote (in my opinion an estimate) from.

Will asthma affect health insurance premium?

Hello, I had asthma as a child from ages 2 to 11. I am now 20 years old. Will this affect my health insurance premiums if I try to get an individual plan? Or will it not matter because the last incident was over 10 years ago? I do not take any medication or anything for the last 10 years.

I am thinking about getting a motorcycle. how much more expensive is insurance?

I am thinking about getting a motorcycle. how much more expensive is insurance?

Can it be more affordable to get health insurance on your own than thru an employer?

Some more to add, I live in MA so forced to have insurance or I get penalized. I haven’t had any since July so I’m sure I’ll get hit at tax time. I’ve been looking at some stuff and I think I may be able to get Blue Cross cheaper on my own than a group plan at work. I literally would have to move if I took on the insurance at work. Wouldn’t be able to cover all my expenses with such a small paycheck after insurance. Absolutely absurd. Even the guy in the office thought it was a high price. No clue how they have individual plans for $70 but family plan goes up to almost $300, and it was only gonna be 2 people on it. They should have plans for familys depending on size.

What is the difference between term and whole life insurance?

What is the difference between term and whole life insurance?

Which insurance company is the best in India.?

Many friends are telling for different insurance, but I cant justify myself which is the best in India.

my company offers helath insurance for $300.00 a week. If I signed up for this I would end up bringing home 250.00 to support my family. IMPOSSIBLE! Where can I go to find more affordable helth insurance on my own for my family. I live in Massachusetts so it can not be a limited benifit plan. Any websites or phone numbers would be greatly appreciated. Thanks

First time health Insurance question?

I recently turned 50. Have been self-employed most of my life and never had or really needed health insurance. I guess next year I will have to get it so I looked into the highest deductible my local blue cross offers. Its $3250 and I pay $174 per month. Which I guess limits my out of pocket to $5338 the first year. I can handle that. I could handle a higher but that the highest they offer. My questions are does the plan offer me any kind of group rates with my Dr or any hospital bills if I have them ? Or am I stuck with the current wildly inflated rates I currently get for blood work ? (I haven’t been PAYING for the blood work because they stopped giving me a reasonable discount) Ive found a new place to get my blood work at a discount in the future if I prepay. My further questions are how much are my rates likely to increase in the future ? What about IF I have a heart attack ? That’s my most likely event” in the near and long term future. One of the reasons I have avoided getting insurance in the past is because Ive never been able to get adequate answers to the above questions. Another question about a health savings account. Will one benefit me with no earned income ? All my income is now passive. Capital gains

HELP! Do I need car insurance if I don’t own a car and don’t drive much in the state of Florida?

Also, I asked this very same question like a month ago but I didn’t get very good answers. I NEED to know because if I do not get insured by August 6th, State Farm said that they will automatically add me to the bill and it will be insanely expensive. I heard of some type of insurance/coverage that people who do not own cars, and drive very little can get. Is there a certain name for it?

Should I pay insurance on a car that I can’t drive?

I’m very frustrated with this car & I won’t be able to pay to get it fixed until September. Some people are telling me to still pay insurance on it, & others are telling me that it doesn’t make sense to waste money, & that I should cancel the insurance. I don’t know. I’m about to cry.

Why do insurance take so long to settle a claim Both partys have the same insureance?

My daughter was hit by a student whos is a policeman with schools the student was speeding neither one was given a ticket We hve the same insurance

I really need insurance help!?

Does anyone know of a cheap health insurance plan in Texas? We don’t qualify for Medicaid or anything like that. My husband’s plan is close to $600 a month and we can’t afford that. It’s a shame that my tax dollars pay for these slums insurance and all they do is sit on their butt but decent people like myself trying to make it we get screwed.

Mexican car insurance?

If I drive into Mexico, do I need to get insurance for my car from a Mexican insurance company or is the American insurance valid there as well?

How much would average moped insurance(per month) be for a 16 year old? 50 cc? Thanks?

How much would average moped insurance(per month) be for a 16 year old? 50 cc? Thanks?

Which insurance company is the best in India.?

Many friends are telling for different insurance, but I cant justify myself which is the best in India.

I’m retiring at the end of the year and I’ll be 58 years old a single male. I have a net worth of about 2 million dollars and house worth about $350,000 which is paid with no mortgage. Live in Indiana. My income” for next year will be less than $20

Why are my insurance quotes higher when I list an accident I was not at fault for?

I’ve been getting online insurance quotes lately because I am getting a new car that will be more expensive to insure and I think my insurance now is already too high. So as part of the quotes they ask if I have been in an accident then ask if it was my fault and every time I say no because the one accident I have had was NOT my fault, it was the other driver. The police report and our insurance companies say so, it was determined right at the accident. I didn’t even file a claim with my insurance company I did it with hers. So why are my quotes higher even if I am not at fault for the accident? My rates should not go up because of the other persons bad driving. Why would the insurance companies charge me higher rates for this accident?

What are some cars with easily tunable engines and low insurance?

i need a car that i can make faster but i don’t wanna pay alot f insurance. specific models please

Buying a used car and auto insurance?

I’m looking to get a used car in the US, but I have several questions regarding this: 1) I will have to get auto insurance before buying the car and driving it on the road. How can I do this if I haven’t bought a car though? 2) I’m a non-US citizen, and I have no credit rating at the moment. Will insurance companies deny my application or will my premium go up? 3) I will be relocating to another state after getting the car. Therefore, can I purchase auto-insurance in my current state first for a month, and then purchase it again once I reside in the new state? What’s the best way to handle the insurance matters in this situation? Thanks for all the help.

Can you put car insurance on a car for only a month?

Can you put car insurance on your parents car for only a month? The car is owned by my mom and she has insurance on her car and i want to drive her car for the last month of my summer vacation, so is there any way i can get insurance on the car too? and then take it off after a month?

Cheap insurance in San Diego?

I QUIT MY LAST JOB BECAUSE I WAS OVERWORKING 60 HOURS A WEEK BUT ON SALARY. I MOVED BACK TO SAN DIEGO AND NOW I NEED INSURANCE FOR ME AND MY FAMILY. BETWEEN ME AND MY WIFE, WE MAYBE PULL IN 33000 A YEAR (WITH 2 KIDS). WHERE CAN I GET CHEAP INSURANCE (I HAVE A BAD TOOTH THAT NEEDS CARE ASAP)? REALLY NEED IT SOON. THANKS

HELP… Full coverage with my car insurance?

HELP PLZ, i bought this car with a CLEAN TITLE, my car was vandalized, my insurance let me know that my car had a salvage title in another state! they don’t want to give me the full value of the car, the person that sold it to me, never said nothing, if a have a clean title under my name isn’t that enough for the them to give me the full amount of the car value?

im doing my own adult soccer league in hemet california and i have a lot of things ready the only thing that i need its to get insurance for the league but i do not know how to get it. the people who will rent the field to me wants me to have an insirance for the league and if i do not get it i will not be able to start my league.. help please

Is there a cheap auto insurance i can get while i have my learners permit?

Its like you have to have insurance to buy a car, but you have to have the car to take the drivers test. So im really confused, and i need to know if theres protection for me while i have my learners permit?

What is currently the cheapest car insurance in California?

Its time for my car insurance renewal and I noticed that the rates have gone up by 100 dollars since last year and all the previous years. I have Access Insurance and though the fees have got up, it still seems like the cheapest one so far. Does anyone have any suggestions about other companies?

back in august of 2011 & i no longer have insurance. what do i do now? i called my health plan & they said i gotta apply again but i don’t know where i can get the application. i really need insurance cause i got upcoming appointments for me & if i don’t have insurance, i’m not gonna be able to afford the expenses. anyone know where i can get the application for medicaid here in texas?

Which insurance company is the best in India.?

Many friends are telling for different insurance, but I cant justify myself which is the best in India.

because i’m an 18 year old covered by my dad’s insurance, who i don’t even speak to. thanks.

How much is the cost one day car insurance?

How much is the cost one day car insurance?

23 years old. Should I buy whole life now?

The policy is participating and through a mutual insurance company (guardian Life). I figure after about 15 years of paying, the dividends could end up paying for the policy and id have it for the rest of my life for free. as the dividends keep accumulating i could use the extra dividends over the premium to either take as cash and have a lifetime income. am i missing anything? this sounds like a good plan. is anything i mentioned wrong or am i overestimating the benefit of buying this policy so young? I may not need the life insurance protection now that i have no family but I will eventually need it so why not get a good rate now.

Health insurance?

Dear friends, I was an international student in the past spring semester and my health insurance is still valid until the end of this summer. Thankfully I have not used my insurance at all and I was wondering if you my friends could give me any smart ideas on how I may be able to get the most out of my health insurance before it expires? I assume there would be no refund to me from the insurance company even if I have not had a single claim on it. I paid almost 500$ for it and that kinda hurts to see it is going to expire soon and you have not benefited from it at all! Hope you understand and thank you very much in advance for your smart ideas and any advice or information you could give, warm regards, Rojin

Will my insurance still cover this?

If I got into a fender bender worth in 1000 (the other guy’s car). But I never filed a police report or told my insurance. And this happened in August. Will they still be able to help me ? PS I have state farm

Do you have to pay car insurance when you lease a car?

if you aren’t driving a car(i live in canada) but you’re leasing it. do you have to pay for car insurance as soon as you buy the car? or can you start whenever?

At death of a single person with no assets can the IRS ..get life insurance money left to a sister?

At death of a single person with no assets can the IRS get life insurance money left to a sister?

Which car insurance company has the lowest rate?

Does state farm have the lowest car insurance rate?

If healthy foods were more affordable, would health insurance be cheaper?

Interesting point of view Kal….I guess my definition of healthy” is different from yours. I don’t consider any cereal or mild healthy (not that it’s junk food per say)…and the price of living in NYC

Many friends are telling for different insurance, but I cant justify myself which is the best in India.

Best Place to get a Car Insurance Comparison Free Online?

What sites are best for car insurance comparison? I am trying to find a site that has the widest range of quotes and policies so I can pick insurance cover that is right for me, the plan I have that’s due to expire soon is terrible and I feel really ripped off. It’s just proving really hard to find something affordable and with good quality cover. Has anyone tried a car insurance comparison site that offers quotes from more than just the usual four or five insurance providers?

In the state of california is it illegal to drive a car with out auto insurance?

In the state of california is it illegal to drive a car with out auto insurance?

How do i get my national insurance number?

I’ve lost my national insurance number, if it helps i’m 17 and scottish.

Car insurance for a 1993 Toyota Celica? ?

How much would car insurance be for a 1993 Toyota Celica? I will be 21 in August, have a clean driving record, no accidents, married with a child. I am a full time college student with a 3.2 GPA. How much should I expect for car insurance per month? The car has 160,000 miles on it. Please, no advertising websites, just real answers. Thanks!

Best dental insurance?

I need dental insurance for my 5 year old son and maybe myself also. Doe’s anyone know the best plan to go with? Thanks alot