Get Financially Fit

Personal Finance Guide

Saving money is a very important thing to be doing to become financially fit. It’s a security blanket that will help you overcome obstacles and provide a security blanket when things turn south. There’s really no better thing you could be doing to help you in the long run than saving money for a rainy day.

The real question is whether you should be saving but rather how much you should be saving. The answer may surprise you but it’s the truth. The answer is very simple. So simple, in fact, that you might choose to not believe it or completely ignore it. This would be a mistake as it’s the truth and you need to listen to it.

So how much should you be saving? As much as you can. It’s not rocket science. Save whatever you can whether it’s a penny or a $1000. Put it away. It’s best if you don’t even see it coming out.

Try to get a payment automatically sent to your savings account from your paycheck. That way you don’t even notice it. Start small and then work your way up to more as you realize you really can do without that extra money.

See, most people spend to there paycheck. By that I mean, they spend what they earn. If they get a raise, they spend the extra money. That’s what you need to not do. That’s why you get it put into your savings account instead of your checking account. If you get a raise, then put that extra money into your savings.

The truth is that you’ll be happy you have that extra money when trouble comes around instead of that new pair of shoes or that extra cup of coffee from McDonalds. There’s always places you can cut back in order to help you save for bad times. The question is do your priorities match up with your dreams.

If you think that that extra cup of coffee or that extra shot out at a bar is worth not living your dreams then by all means go ahead and get it. But if your priorities don’t jive with your dreams then you’ll never achieve them. So get your priorities straight and then you’ll be set to capture your dreams.