Using Credit FOR You! (and a chance to win $100!)

{This is a sponsored post. Opinions are my own, please use credit wisely!}

Somehow my kids are nine and seven. I cannot even begin to tell you how that happened. It seems like just yesterday that we were bringing our first little bundle home from the hospital and feeling completely helpless. Those days seemed to go by so slooooooowly. Diapers and feedings and late nights never seemed to end.

Yet here we are. Nine and a half years later and days that go by like seconds. It dawned on me recently that my nine-year-old is potentially halfway through his time with us at home. HALF WAY!

Gosh. That reality just sent my mind reeling. It took me a while to recover and then it changed my way of thinking. We needed to move out of survival mode and into living-in-the-moment mode.

I decided that we really needed to start living for the moment as a family. Sometimes the craziness of life with little kids just sucked time away. Or planning for future things caused us to miss out on present things. We needed to focus on 365 days of memories and not only focus on the handful of "big" days that are on the calendar. Not that those days were bad or unimportant, but there was so much life in between them we were missing out on!

Hand in hand with that was also a shift in our minds from things to experiences. We decided to get serious about travel with our kids. We started putting our dreams into actions and the first step we took was getting a rewards credit card. We did our research and found one that suits our needs. We pay as many things every month that we can with it and then (most importantly) we pay it off every month!

As a result of that planning...our first dream trip is coming up next June as we head to Norway and HALF of our airline tickets will be FREE with rewards! We will spend the next 365 days planning and dreaming of that trip and making getting there part of the journey! All it took was the right planning and utilization of our resources!

For us, having the right credit card, being smart with using it, paying it off every month and planning well has helped us shift from pinning everything on a handful of days to turning every day into making a dream come true! We will make lots of memories leading up to our dream trip and then the trip itself. We've even started thinking about trips beyond Norway! What once seemed impossible, is now possible for us! It's all very exciting!

If you are looking to do something similar in your life, maybe the U.S. Bank Cash 365™ American Express® Card can help you get there! U.S. Bank is dedicated to making possible happen for its customers and communities. We make possible happen for our customers by helping them navigate their deeply personal financial milestones. Plus, with the U.S. Bank Cash 365™ American Express® Card, you could earn a $100 customer relationship bonus! The card is offering $100 for customers who spend $500 in the first three months and have a relationship with U.S. Bank. If you do not already have a relationship, you can open one and still receive the bonus if done within 30 days. Very cool! If you would like to learn more about the U.S. Bank Cash 365™ American Express® Card, or to apply, click here!What travel necessity would you first spend your cash back on? Leave a comment for a chance to win a $100 gift card.Entry Instructions: No duplicate comments.You may receive (2) total entries by selecting from the following entry methods:1. Leave a comment in response to the sweepstakes prompt on this post2. Tweet (public message) about this promotion; including exactly the following unique term in your tweet message: “#SweepstakesEntry”; and leave the URL to that tweet in a comment on this post3. Blog about this promotion, including a disclosure that you are receiving a sweepstakes entry in exchange for writing the blog post, and leave the URL to that post in a comment on this post4. For those with no Twitter or blog, read the official rules to learn about an alternate form of entry.This giveaway is open to US Residents age 18 or older (or nineteen (19) years of age or older in Alabama and Nebraska). Winners will be selected via random draw, and will be notified by e-mail. The notification email will come directly from BlogHer via the sweeps@blogher email address. You will have 2 business days to respond; otherwise a new winner will be selected.The Official Rules are available here.This sweepstakes runs from 8/1/2016– 8/31/2016Be sure to visit the U.S. Bank brand page on BlogHer.com where you can read other bloggers’ posts!

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