No account monthly service fee** for up to 5 years if you are enrolled as a full-time student at an accredited institution 5.

Paper Statement Fee**

Waived

$2

$2

$2

$2

ATM Daily Maximum Withdrawal Limit

$1,000

$500

$500

$500

$200

Just Right CheckingSM programs (including, without limit, fees, rates and features) are subject to change without notice.

*A Direct Deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to your account. Transfers from one account to another, or deposits made at a branch or ATM, do not qualify as a Direct Deposit.

**A $2.00 paper statement fee applies; waived for e-statements. Electronic statements (e-statements) are free but require online banking. To receive electronic delivery services, you must have a working connection to the internet with email capability.

1 ATM surcharges will be automatically rebated for any other Bank-owned and operated ATM in the United States.
2 Mobile Banking: Messaging and data charges from your mobile carrier service apply. Review your contract with your individual mobile carrier service before enrolling in Mobile Banking. Mobile internet browser is required in order to use some optional features of Services.
3 This is a variable rate account. Rates may change at any time without prior notice. Fees may reduce earnings.
4 The Combined Balance Option allows you to combine certain balances to avoid paying monthly service charges on your eligible checking account. The Combined Balance Option requires identical account ownership. You can avoid the monthly service charge on only one checking account by choosing the Combined Balance Option. The Option is activated on any day the checking account balance falls below the minimum amount required to avoid the monthly service charge. When that happens, the balance of the checking account will be combined with the lowest month-to-date minimum balance(s) in the flexed account(s) to determine if you meet the balance requirement.
5 Subject to approval. Certain restrictions apply. Students must provide proof of enrollment at an accredited institution at time of account opening. After the first 5 years, the account will be converted into a standard Freedom Checking account and subject to the then current checking service charges. For students under the age of 18, a parent/guardian must be listed as a joint owner on the account.

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