Masonic Buildings & Liabilities

The Masonic Mutual Limited offers cover which can be tailored specifically to the needs of Masonic organisations. We understand that the assets and activities of Masonic organisations are wide-ranging. Many have historic and heritage buildings, as well as museums that house rare artefacts and treasures. Others have less valuable assets and need cover which suits them.

A mutual provides its members with a greater degree of control over the cover offered. Cover can be customised to suit the needs of the members and does not have to follow conventional insurance market offerings.

Cover can include:

Business Interruption – Loss of revenue and/or additional costs following an interruption caused by covered property damage or other specified events

Employers’ Liability – Legal liability to employees for injury, death or illness

Public and Products Liability – Legal liability to members of the public for injury, death or illness and damage to property

Trustee and Management Liability – Personal legal liability of trustees, officers, directors, employees and volunteers for errors or omissions in the management and administration of affairs

Professional Indemnity – Legal liability for negligent acts, errors, omissions or negligent breach of duty arising from the provision of professional services or advice, unintentional defamation and breach of confidentiality

Fidelity – Loss of money or goods caused by the dishonesty of employees or volunteers

Money – Theft of money, identity theft and fraudulent use of cards

Equipment Breakdown– Repair or replacement of electrical or mechanical equipment which breaks down

Goods in Transit– Goods whilst in transit by road, rail, post or sea in the UK and Eire

Personal Accident– Death and injury cover for permanent employees (optional cover for volunteers)

Loss of Licence – Loss of revenue or the depreciation of the financial interest in the premises following the withdrawal of an alcoholic beverages licence by something outside the Member’s direct control

In addition, insurance can be arranged for:

Terrorism

Legal Expenses

Contractors’ All Risks

Pension Trustees’ Indemnity

Travel

Engineering Inspection

The Masonic Mutual Limited is the only company in the UK to focus solely on providing cover to Masonic organisations & Freemasons.

For a quotation please contact us on 0203 327 3356 or alternatively complete our online form

What our clients say…

"It is reassuring to deal with an organisation which understands the business cover a masonic centre requires."

John CooperCompany SecretaryDover Masonic Hall Company Ltd 25th February 2016

"I would like to thank the Masonic Mutual for making this process very easy for us and everybody who assisted in this matter, it confirms our decision to switch to the Masonic Mutual was the right one and we look forward to renewing our cover soon"

Sid WatsonTreasurerRyton Masonic Hall7th June 2016

“We have found the Masonic Mutual very professional, helpful and friendly. We look forward to working with them for many years to come.”

Bob James CuratorWorcestershire Masonic Library and Museum5th July 2017

“Thank you for your very prompt attention to my claim, you have given us an excellent customer experience.”

We have found Jim and the team at Masonic Mutual to be friendly, prompt to attention and detail, attentive to our needs and after a comprehensive review of our business both as a Centre and Landlord have found their quotations to be not just competitive, but significantly lower than our previous providers.

Dennis SkourasChairman, Farnborough Masonic Centre10th September 2018

Contact us for a quote today; 3 out of 4 of our members saved at least 10% by switching to us*

*Based on 29 out of 39 members who joined between 02 July 2014 and 30 January 2017. Only members who provided current premium information are included.

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