Re: Buchanan Clark & Wells

Originally Posted by Curlyben

Is this the first contact from BCW and have they identified this debt ?

Hi, yes. They have identified the debt. It was originally passed to the solicitors but for some reason it has now been passed to this company whom I have never had any knowledge of. No letters apart from "Our client DEMANDS payment"

Re: Buchanan Clark & Wells

BCW are very well known, as are the solicitors they use. If you have received no Notice of Assignment from either the Original Creditor or BCW I would send them a Prove It letter to establish their right to be collecting on this debt. You don't want to start paying the wrong people.

Re: Buchanan Clark & Wells

Re: Buchanan Clark & Wells

Originally Posted by Anon E Muss

All.

Thanks for the advice. I will send them a prove it thingy.

Trouble is they now have my EX DIRECTORY telephone number from somewhere

Change your number. Tell your providor you're being inundated with nuisance calls by someone who's obtained your number. Should be free (or very cheap) to change. When, or if you call someone remember to put 147 before the number dialled, that will hide your number. Also if they insist they need your number just tell them your number is 00000 000 000, they won't believe you but will get the point.

Re: Buchanan Clark & Wells

Hi there
I remember back just a few years ago receiving a letter from this company, we were then in hardship, and tried making ends meets but despite that it seemed that lloyds had forwarded our details on to these, but it wasn't long when it was all back with Lloyds collections again.

Re: Buchanan Clark & Wells

Re: Buchanan Clark & Wells

Originally Posted by alsagerman

Change your number. Tell your providor you're being inundated with nuisance calls by someone who's obtained your number. Should be free (or very cheap) to change. When, or if you call someone remember to put 147 before the number dialled, that will hide your number. Also if they insist they need your number just tell them your number is 00000 000 000, they won't believe you but will get the point.

Hi Alsagerman

Not quite that simple. I have a Sky triple play and it will take 8 weeks to get a new number and I cannot afford to be without my landline/internet for that long asI need to keep in touch with my fiance in SE Asia.

Anyways, I have sent the "Prove It" thingy and requested all in writing, also told them I will refuse any telephone calls, house calls and if so I will report them under the harrasment rules.

Re: Buchanan Clark & Wells

Originally Posted by Anon E Muss

Hi Alsagerman

Not quite that simple. I have a Sky triple play and it will take 8 weeks to get a new number and I cannot afford to be without my landline/internet for that long asI need to keep in touch with my fiance in SE Asia.

Anyways, I have sent the "Prove It" thingy and requested all in writing, also told them I will refuse any telephone calls, house calls and if so I will report them under the harrasment rules.

Thanks for the help

Understood "Anon". For what it's worth I would agree with your course of action re: everything in writing, not that that will stop them ofcourse. There is a machine (as seen on Dragons Den) called Truecall. This will block any calls you don't want to accept, could be worth a look.

Re: Buchanan Clark & Wells

Originally Posted by alsagerman

Understood "Anon". For what it's worth I would agree with your course of action re: everything in writing, not that that will stop them ofcourse. There is a machine (as seen on Dragons Den) called Truecall. This will block any calls you don't want to accept, could be worth a look.

TrueCall is brilliant - I have one, but TBH not worth the £100 it costs from one group pestering you.

Look at Flextel - just google it. You could give them this number happily and it would record the calls for you. A one off fee to buy the number, as little as £2.00 and you can choose for it to be regional, 0870, 0871 etc.... Some of them even pay you for using the service. Sounds too good to be true - it isn't! I know someone who uses it and there are no hidden catches they've discovered so far.

Re: Buchanan Clark & Wells

Originally Posted by The Debt Star

B.C.W.

Hmmmm....what do the initials stand for?

I could tell you but i bet it would be censored out lol

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

Re: Buchanan Clark & Wells

Re: Buchanan Clark & Wells

The original creditor is Provident and the original solicitors were Edrupts who are the Provident in-house solicitors. Me thinks that Provident have sold this debt but cant be sure. I have sent then a "Prove It" letter but as yet no response

Re: Buchanan Clark & Wells

Well, I have a reply from this cowboy company with reference to my request.

All they have sent is a poor copy of the contract, and that has not come direct from them, they probably had to request it from the original creditor, that I signed. No Letter/Authority of Assignment, no statement and all in a plain envelope.

There is still no indication of them being Debt Collector or a Solicitor. Do I wait for the 40 days then hammer them or ...

Re: Buchanan Clark & Wells

I really can not believe this sic company. A request that everything MUST be in writing, a request for the original LOA, a request for a statement and they still have not provided the documents and they still cannot get the picture about telephone calls

4 Telephone calls, 4 x told they must put it in writing.

Could they be deaf, or perhaps blind and not read my letter
Maybe they are just plain stupid and think they can do what they want
Could be that they are completely ignorant
It could be that they want to take the p155 out of the OFT

Maybe it is time to report them to the OFT and anyone else that may wish to take it on. I have had enough of this joke company. I want to pay the debt but not to these. The OC will not take it back either which somehow makes me think they have also sold it to this joke set of idiots

Re: Buchanan Clark & Wells

Was it a loan or card agreement and did you request the CCA, if so they in default of your CCA request if they have not send you one withng 12+2 days of the date of your request and as such are not entitled to enfoce the debt and are in breach of OFT guidlines (if i remember correctly) for chasing you for it whilst in default.

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

Re: Buchanan Clark & Wells

Originally Posted by teaboy2

Was it a loan or card agreement and did you request the CCA, if so they in default of your CCA request if they have not send you one withng 12+2 days of the date of your request and as such are not entitled to enfoce the debt and are in breach of OFT guidlines (if i remember correctly) for chasing you for it whilst in default.