Save Interest on loans by paying earlier than the due date

paying your repayment earlier than the date it is due means that the capital on which interest can be charged is reduced earlier and as a result, less interest is charged. The small saving in interest results a greater portion of future payment sbeing allocated to capital repayment and a snowball effect results, saving thousands over a long term loan.

#2
pay early on high interest rate debts first... then work on the others... some of the low interest rate debt with depreciating value (like a car with zero or low interest rate) just keep monthly payment to minimum since it does not do you any good to pay it off early with a depreciating value (kinda like how the houses are now - why pay early when its a negative value in it) you can make use of your money better putting into investment machine. Bottom line its where you put your money, I like my money to work for me.