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Looks like someone has a typo / just using the same templates from last year FAQs...

I wish the Singaporean team does it as well as their Malaysian counterparts.

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When three puppygirls named after pastries are on top of each other, it is called Eclair a'la menthe et Biscotti aux fraises avec beaucoup de Ricotta sur le dessus.
Most of all, you have to be disciplined and you have to save, even if you hate our current financial system. Because if you don't save, then you're guaranteed to end up with nothing.

Also, don't get a credit card before you are ready for it. It'll save you lots of pain.

Don't even bother about a credit card. A debit card would actually do.

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When three puppygirls named after pastries are on top of each other, it is called Eclair a'la menthe et Biscotti aux fraises avec beaucoup de Ricotta sur le dessus.
Most of all, you have to be disciplined and you have to save, even if you hate our current financial system. Because if you don't save, then you're guaranteed to end up with nothing.

Then when you buy online resort to borrowing someone else's card T____T

Then you better have knowledge about money transfer protocols and the ways around it.

Honestly though, a debit Mastercard is enough, the card fees per year will offset itself through its utility, and another plus is that you can get textbooks and stationery a whole lot cheaper than it is on the general market.

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When three puppygirls named after pastries are on top of each other, it is called Eclair a'la menthe et Biscotti aux fraises avec beaucoup de Ricotta sur le dessus.
Most of all, you have to be disciplined and you have to save, even if you hate our current financial system. Because if you don't save, then you're guaranteed to end up with nothing.