Insurance Planning

Insurance protects your family’s lifestyle, business interests, retirement and estate. At Universal Wealth Management, we work with independent insurance professionals in life, health, disability and property/casualty areas, as independent agents and in a consultatory capacity to assist our clients in determining the following:

Protecting Your Loved One with Life Insurance

Creating an Estate Plan with Life Insurance

Estimating your Life Insurance Needs

Long-Term Care Options

What Type of Life Insurance is Best for You

Financial Impact of Disability

Individual and Group Health Insurance

Disability Income Insurance

Individual and Group Medicare Health Insurance

We will determine the answers to these important questions by conducting a review of your existing policies and comparing the provisions with your needs. We present all clients with a summary of our suggestions and, if desired, coordinate any changes for the client at no additional cost. The primary benefits of this process are simplification and peace of mind. Our advisors may or may not participate in any commissions paid in the event of changes in coverage. This is disclosed to clients beforehand.

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The content is developed from sources believed to be providing accurate information.
The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals
for specific information regarding your individual situation. Some of this material was developed and produced by
FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named
representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and
material provided are for general information, and should not be considered a solicitation for the purchase or
sale of any security.

Copyright 2019 FMG Suite.

*Securities, insurance and investment advisory services offered through Royal Alliance Associates, Inc. Member of FINRA/SIPC and a registered investment advisor. Additional insurance services offered through Universal Wealth Management, LLC. Listed entities are not affiliated with Royal Alliance Associates, Inc.