… some people simply cannot profit from any college experience. We have to remember that, even in the fifth year of the reign of Obama, half of all students are below average. If they go to college, they will spend their time, except during Sex Week, studying subjects and reading authors they have no particular interest in and insufficient training or sophistication to understand. Many of them would profit from learning a useful trade far more than from spending years at a college.

It would make more sense to require borrowers to qualify for student loans, maybe by using SAT scores or something similar. This could create a win-win scenario — better decisions by individuals on post-secondary training and a stronger higher education system.