I am 36 and DH is 45, last April I went to a fertility doctor and found out that my FSH was 21. I have done 6 cycles of IUI since then and each time my FSH was a different number and as low at 9 but I have never gotten pregnant. My insurance will only covers IUI not IVF and the Dr.'s say I do not have any better of a chance with IVF then IUI so as they put it why waste the $$. This is very discouraging and I am not sure what to do from here as I would like to try with my own eggs before considering an egg donor. This entire situation has taken over my life as I was for sure I would have had a couple of kids by now.