Leaders in
EFT Back office Software Solutions

celebrating 20 years of excellence

Welcome to INFOLynx

INFOLynx, Inc. is a Software Design and Consulting Company serving the needs of the Payment Processing and Electronic Funds Transfer Industries. Our products and services are designed for Processors, Networks, Financial Institutions, Merchants, Terminal Owners, Card Issuers, Independent Service Organizations and other commercial enterprises issuing and acquiring financial transactions.

Intelligent Solutions
for EFT Transaction Processing

The INFOLynx “CAPS” technology is designed to Capture, Access, Process and Store financial and non-financial transactions. Our proprietary transaction engine enables users to process and access unlimited volumes of transaction data and provides an extensive Customer and Product Database that allows for the efficient application of user-defined business rules.

Data Warehousing

CollectionPoint transaction data warehouse allows you to establish a single point for the accumulation of all your enterprise’s transaction activity.

Anomaly Detection

CollectionPoint Transaction Data Warehouse

COLLECTIONPoint Transaction Data Warehouse That Allows You To Establish A Single Point For The Accumulation Of All Your Enterprise’s Transaction Activity.
The INFOLynx COLLECTIONPoint Data Warehouse, is a ground breaking aggregator and state of the art storage methodology that creates a repository for unlimited storage capacity of transaction data.

Multi-in/Multi-out Functionality

Multi-in

The INFOLynx Transaction Data Warehouse Module includes a unique Conversion Mapping Tool that enables our users to establish multiple entry points for transaction data from diverse sources into a single transaction data warehouse. Common data elements from each source are mapped to system variables establishing user-defined relationships between each data source while those data elements unique to each data source are retained.

Multi-out

Once established, all transaction data in the INFOLynx Data Warehouse is immediately available to all other INFOLynx Modules. To provide maximum flexibility, the Module also includes easy to use Output Options that can be used to export data to other third party or proprietary applications.
The result is a single, enterprise-wide Transaction Data Warehouse which represents the aggregate of your company’s transaction activity. Your transaction-store is no longer bound by the least common denominator of all your diverse transaction sources. Instead, you are now empowered by a single source containing all the data important to your company.

Unlimited Storage
INFOLynx utilizes its proprietary File Management Methods enabling retention and desk-top access to virtually unlimited transaction volumes. Our only limitation is the amount of disk space you maintain. You decide how long to retain detailed transaction data records, while summarized data is retained indefinitely. The result is immediate desk-top access to both fully detailed transaction data as well as summarized results.

AdjustmentCenter Browser Based Exception Item Processing

The INFOLynx ADJUSTMENTCenter Claims and Adjustments Module is a state of the art, on-line, real time, browser based adjustment system providing you and your customers extensive transaction research features and the most efficient adjustment initiation application available. Today, organizations continue to expand their transaction offerings.

The ADJUSTMENTCenter Module is uniquely designed to address the growing need to improve transaction research and presentation capabilities during adjustment creation.

Transaction look up functions allow users to easily find and retrieve actual transaction data into our Claims Workbook area where additional research can be performed and adjustment entries can be initialized and submitted.

You and your customers can research transaction activity with minimal input requirements and access transaction history with the click of a mouse.

You can customize transaction detail, determine customer specific transaction access, allow for automated posting and receiver acceptance, set adjustment time tables and contingencies to specific transaction sets, prevent duplications and accommodate new transaction sets dynamically as they arise. The ADJUSTMENTCenter feature-set includes batch importing and exporting options eliminating costly entry duplication for both you and your customers. Additional features include on-line, Web-based adjustment reporting, customer contact maintenance and direct e-mail links. As with all our modules, the interface you present to your customers can be customized to follow your standard corporate presentation.

Once adjustments are recorded the INFOLynx ADJUSTMENTCenter Module updates other INFOLynx Modules to facilitate the complete adjustment transaction cycle including billing, funds settlement, warehousing, anomaly detection and reporting.

The INFOLynx Invoicing Module automates all these functions and offers limitless options in the application of transaction and non-transaction based fees.

Interchange, switch and other transaction based fees can be applied on a daily basis, collectively at month end or in combination.

Through the use of our Customer and Product Databases, Membership, Subscription and other recurring fees can be automated. In addition, our invoicing operates with data feeds from other external systems. The result is one complete and accurate invoice database created with a limited need for manual intervention.

With BILLINGCenter, you can provide web-based invoice distribution to your customers. As with all our modules, the interface you present to your customers can be customized to follow your standard corporate presentation.

BILLINGCenter operates with any “feed” from your on-line transaction processing systems and is designed to be integrated with all other INFOLynx Modules including: COLLECTIONPoint, FOCUSPoint, VIEWPoint, BROADCASTPoint, ANOMALYCenter, POSITIONCenter and ADJUSTMENTCenter.

BILLINGCenter includes all the tools you need to present attractive and professional invoices to your customers. This Module is designed specifically for the EFT industry and is easily customized to meet your specific requirements.

While the basic rules of settlement are simple, business consolidation and multiple processing platforms can complicate settlement management. Our Module is uniquely designed to address the growing need to improve settlement position application, management and reporting.

Daily settlement positions can be calculated for any customer grouping and then transmitted to the ACH for next-day settlement.

Reporting options that display both detailed and summarized results can be made available to each participant for verification of settlement amounts.

Web-based settlement reports are available on-line to your customers. Reports and report files can also be distributed through your existing distribution channels.

ViewPoint Browser Based Extensive Reporting and Data Retrieval

INFOLynx is ready to help you meet the ever-increasing demand for the creation and distribution of vital business information.

Whether it is for management, regulators, shareholders or operational support, the ability to create, easily obtain and use comprehensive transaction information will provide your organization with a significant competitive edge.

INFOLynx enables you to provide information to a broad audience. Through a standard INFOLynx installation and use of your LAN, any employee with a PC can be provided with management reporting access.

Our VIEWPoint reporting module provides access to data stored in the INFOLynx Data Warehouse as well as data provided by other INFOLynx Modules. In addition, information maintained in customer and product databases provide profile, product and customer analysis.

The INFOLynx VIEWPoint Module allows you to quickly obtain information from any PC desktop.
All VIEWPoint reports are generated from the data stored in the INFOLynx Data Warehouse; so no time-consuming or costly mainframe access or programming is required.

INFOLynx VIEWPoint is easy to use and does not require detailed database knowledge or programming skills.

VIEWPoint is designed to provide a series of standard reports while allowing you to customize the data that appears in the reports. The basic VIEWPoint Module includes more than 100 standard reports. Reporting categories include daily and monthly transaction analysis with trending as well as customer and product database reporting. Each of the reporting categories allows the user to define the level of detail and presentation.

In addition, VIEWPoint allows users to design custom reports using the information stored in the INFOLynx Data Warehouse as well as options to select and filter the data that appears in the report forms provided. Data filters can be established on a one-time basis, or can be saved as VIEWPoint report filters for continual use making INFOLynx VIEWPoint a powerful reporting tool.

The INFOLynx FOCUSPoint Module is a state of the art, on-line browser based key indicator system providing your enterprise with executive level, timely results of operations.

The time consuming task of compiling data for reporting to executives can be replaced with the INFOLynx FOCUSPoint Key Indicators Module.

You can customize your INFOLynx FOCUSPoint installation by selecting those key indicators that are important to your organization from a list of INFOLynx Key Indicator Objects.

Some examples include:

-Daily, Weekly and/or Monthly Transaction Trend graphs and charts

-Interactive Tables presenting Issuer and Acquirer Volume Statistics

-Simple Geographic Drill Downs and Analysis Objects

The data presented is not limited to transaction activity. Through the use of our resident Customer and Product Databases, Membership Activity updates and Distributions, Active Terminal Charts and Product/Service Line Sign-up Reports are available.

With the INFOLynx FOCUSPoint Module you can now present daily, weekly and monthly results of operations. With just a push of a button, the Key Information you establish is automatically available from each executive’s desk top.

FOCUSPoint data is available immediately following each end-of-day’s processing. You can eliminate the costly and time-consuming task of compiling various transaction, customer and product data from various sources for presentation to your executive team.

Whether it is for management, regulators, shareholders or operational support, the ability to create, easily obtain and use comprehensive transaction information will provide your organization with a significant competitive edge.

BroadcastPoint Browser Based Client Reporting and Data Mining

Now you can provide your customers with state of the art browser based access to their transaction information.

INFOLynx BROADCASTPoint Client Reporting and Data Mining Module can help you differentiate your services from your competitors. BROADCASTPoint gives you the opportunity to present your customers with tailor made Web-access to their reports and data that are crucial in supporting operations and decision-making.

Your customers will have on-line, real-time desktop access to their current and archived transaction data.
BROADCASTPoint provides you with a platform to improve the quality and quantity of information you make available to your customers. You can eliminate antiquated client resident workstation interface applications and static report viewing, replacing them with on-line, real time report generation and data mining.

When your customers log on they can be greeted with your company’s custom designed Key Indicators Page, emphasizing the data you choose to be most important to your customers. In addition, you can provide a series of options structured to assist your customers in day-to-day reporting, data mining and transaction research related to your business.

The functionality that the INFOLynx BROADCASTPoint Module offers to your customers may result in new revenue opportunities for your company.

Some of your customers may elect to receive standard downloaded electronic files, while others may opt for expanded reporting. BROADCASTPoint allows you to provide valuable information by customizing both the information you provide as well as its distribution method.

Whether it is for management, regulators, shareholders or operational support, the ability to create, easily obtain and use comprehensive transaction information will provide your organization with a significant competitive edge.

AnomalyCenter Transaction Anomaly Tracking and Cardholder Research

The INFOLynx ANOMALYCenter Anomaly Tracking Module is a state-of-the-art, on-line, real-time transaction data mining application that allows you to establish cardholder behavior patterns that require tracking; then distribute and maintain transaction anomaly data against those trends for further investigation and tracking.

The INFOLynx ANOMALYCenter Tracking Module includes user-defined anomaly rules. You can establish and dynamically adjust how the Module identifies patterns of behavior. Databases containing transaction anomalies are then made available for analysis, distribution and further action. You and your customers receive the benefit of identifying and accessing unusual transaction information and trends.

ANOMALYCenter Fraud Detection

As your distribution channels and transaction mix expand, the need for flexible fraud and anomaly tracking increases. One important use of the INFOLynx ANOMALYCenter Module is to combat fraud.

ANOMALYCenter tracking lets you provide your customers with the benefit of identifying suspicious transaction trends on traditional and new transaction sets as they come on-line. The speed and accuracy by which you provide this information to your customers can add to product differentiation to the services you provide. The INFOLynx Anomaly Tracking Module also enables you to identify historical common points of origin for the anomaly transactions identified. This can prove crucial in identifying sources of irregularity and preventing reoccurrence.

Each of the module’s functions provides issuers and acquirers of transactions leading edge tracking opportunities to identify and assist in the reduction of anomaly activity. Tools and methods allow you to develop detection schemes and research cardholder behavior patterns to eliminate loses and enhance profitability.

InfoLynx™ Corporate Overview

Established in 1995, INFOLynx, Inc. set out to provide ATM Debit Card Network Professionals with powerful, adaptable and affordable back office transaction processing information applications for Invoicing, Settlement and Transaction Reporting. In 2000, INFOLynx expanded the scope of its EFT applications to include a full compliment of Back-office Modules for all EFT and Payment Processing enterprises.

While our competitors have spent their primary development efforts in “front-end” processing, INFOLynx has made a significant investment in the development of Mission Critical Secondary Transaction Management Software Applications.