I'm in the walkers/talkers camp. I was a walker and my bro a talker. My DD takes after me so far. Walking properly a couple of weeks before she turned one but says nothing recognisable at all, and doesn't even try. Not going to worry for a couple of years yet!

Got a bit of a shocker though when on hol recently with another baby the same age, who was saying mama, dada, no and a few other things. But he wasn't really independently mobile, just sitting and the occasional bottom shuffle, while my DD was wandering around with the toddlers.