On the one hand, it's really not the hospital's responsibility (or even ability) to confirm whether or not a particular provider is in-network, or even accepts any insurance. On the other hand, when you're dealing with your young child's missing digit, how likely are you to be considering that at all?

On the one hand, it's really not the hospital's responsibility (or even ability) to confirm whether or not a particular provider is in-network, or even accepts any insurance. On the other hand, when you're dealing with your young child's missing digit, how likely are you to be considering that at all?