Credit Repair

Reviews of the top credit repair companies.

It can be a pretty overwhelming task to decide which credit repair company to use to help improve your credit score. The sad fact is very few actually take the time to truly help you with a financial plan that is actually effective and legal. Here are reviews of the top 5 credit repair firms based on facts and useful information for you to decide. We’ve ignored any of their own sales hype and listed only what we feel are the most relevant factors as it pertains to who we think would do the best job for you.

MyCreditGroup.com Top Rated

Rating:

FIVE years running MyCreditGroup.com is our choice for best in value of all credit repair companies. In our opinion their services offer the most thorough and realistic credit repair program to help you to clean up your credit history, settle your outstanding debts and help you establish new lines of positive credit. They and have 11 years experience in the industry and their services are backed with a 100% satisfaction guarantee.

Credit repair services are available for just $79 per month and this will provide you with your own personal credit coach, a personalized plan to help dispute and remove incorrect and unveriafiable information, a complete debt settlement / pay for deletion program is optional, but included in the price IF the Debts are $500.00 and below. My Credit Group, LLC will even help establishing new, positive lines of credit.

MyCreditGroup llc Maintains a perfect “A+” rating with the BBB and are utilized by some of the world’s largest financial institutions.

Sign up With Confidence:

• Maintains a perfect “A+” rating with the BBB
• Fair Credit Reporting Act Certified
• Nominated for Best Customer Service Award 2007
• Utilized By The United States Department of Defense
• Licensed, Bonded & Registered with Attorney General
• Fees - $79.00 after work fee and only $79.00 per month

Final Thoughts:

When it comes to your credit, you need a realistic plan that is going to work for you. We firmly believe MyCreditGroup’s hands-on, boutique style approach delivers just that. This is the smartest choice in our opinion - hands down!

#2 Rated Credit Repair Company

Rating:

They are one of the Credit Repair industry’s largest credit repair firms and have served over 500,000 clients. Lexington is our #2 choice for credit repair because they don't offer any type of debt resolution in terms of pay for deletions or debt settlement. These are services Lexington does not offer.

Services Include:

. Credit Repair
. Consumer Advocacy

Notables:

Final Thoughts:

Lexington has been doing credit repair since 1991 and has the largest network of credit correction attorneys with 22 attorneys across 16 states. They removed over 1,000,000 negative items last year alone. If you are looking for an experienced credit repair firm, Lexington is a great option if you don't need help resolving any debt issues.

#3 Rated Credit Repair Company

Rating:

Ovation seems to just quietly getting by. They're not making any big headlines, nor are they making waves; they're just there. I might add, being "just there" in this indsutry isn't necessarily a bad thing. Recently they've updated their site which we think is a big improvement from the previous one.

Worth Noting:

Final Thoughts:

Like we said previously Ovation law is just kind of there. Not an exorbitant amount of complaints yet they haven't done anything to show they should move into the #2 spot. Their website and message is certainly improving so we'll see.

#4 Rated Credit Repair Company

Rating:

DSI Solutions is under consideration for being dropped from our reviews due to questionable marketing. They claim to be #1 Rated Credit repair business with no substantiation what so ever. They also advertise a discount to pay all fees up front which may be a violation of the Credit Repair Organizations Act

Worth Noting:

Final Thoughts:

We're not big fans of unsubstantiated claims like #1 Credit repair business. Just makes us wonder, if they'll make up claims like that is there anything else we can't trust?

#5 Rated Credit Repair Company

Rating:

It was a toss up between DSI and Veracity for 4th & 5th Place but, we needed to fill 5 spots so we tossed a coin. Our biggest concern with Veracity Credit is that for a smaller firm, 17 complaints with the Better Business Bureau is unacceptable.

Worth Noting:

Final Thoughts:

Neck and neck with DSI solutions, Veracity seems to be chugging along. The number of complaints we feel is a little high, but I guess nobody's perfect. We just don't see the point with choices like MyCreditGroup.Com & Lexingtonlaw.com

So you say you’re in debt. Not just in debt, but so far deep in debt that you barely know which way is up anymore, and it’s getting harder and harder to tread water. So why don’t you start taking steps to get out of credit card debt and clean up your credit?