Why do I need title insurance on my brand new home?

You’re building a new home, so it may seem silly to you to buy title insurance to protect yourself from claims from past owners. After all, you’re the first owner, right?

While it’s true that you’re the first owner of the home, the land on which your house sits may have changed hands several times before you buy it. We recommend you get title insurance to protect yourself against claims made by previous owners of the land or their heirs. A title search on the land will turn up most title problems, but because of fraud or errors, other problems with the title may remain hidden.