Best VISA Credit Cards In 2018

VISA cards are one of the most widely accepted credit cards in the world, and I think everyone should have at least one VISA credit card in his or her wallet. Many of you may think that VISA is a credit card issuer, but in reality, it isn't, as it is a payment network to which many banks are affiliated with. Most benefits (for example, a rewards program) that come with VISA cards are offered by the banks themselves, but VISA also offers many of its own benefits, through its traditional VISA and VISA Signature tiers. With so many VISA cards out there, it can be very confusing for you to decide which is the best card to get.

Chase Sapphire Preferred® Card, issued by JPMorgan Chase, is one of the best travel rewards Visa cards to get as it currently offers 50,000 bonus points worth $625 in travel credit to new sign-ups after spending $4,000 within the first 3 months. You get 1 point for each $1 spent on all purchases, and 2 points for each $1 spent at restaurants worldwide or on airfare, hotels, taxis and trains. As well as offering excellent travel insurance benefits, this card also gives you 1:1 point transfer to leading airline and hotel loyalty programs at full value (1,000 Chase Ultimate Rewards points convert to 1,000 partner miles/points). There is an introductory annual fee of $0 for the first year, then $95.

Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases - it's automatic.

Chase Freedom® is a rewarding cash back credit card that comes with 0% intro APR for 15 months for purchases and balance transfers (balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater), with a 16.99% - 25.74% variable APR for balance transfers and purchases after that. It also has an offer which lets you earn a $150 bonus after spending $500 on purchases within your first 3 months after account opening. The real saving power of this no annual fee card is the unlimited 1% cash back you earn on every purchase, and the 5% cash back you earn on up to $1,500 of combined purchases you make in bonus categories each quarter. The 5% cash back categories that change every 3 months.

Chase Freedom Unlimited®. As a new member, enjoy a generous bonus of $150 after you spend $500 or more on purchases within the first 3 months of card membership! With this card not only do you get unlimited 1.5% cash back automatically on all the purchases you make, but each quarter you also don't need to activate it. With most cash back cards you receive 1% cash back, so the 1.5% that this card gives you is quite a bit in comparison. Just keep in mind that Chase Freedom Unlimited® also has a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater, of whatever amount you transfer. This card you gives you no annual fee and a lengthy 0% intro APR for 15 months from account opening on purchases and balance transfers, after that a standard 16.99% - 25.74% variable APR applies.

Bank of America® Travel Rewards credit card lets you earn 25,000 online bonus points, after you make at least $1,000 in purchases within the first 90 days from account opening. Those bonus points can be a $250 statement credit toward travel purchases you make. You earn unlimited 1.5 points per $1 spent on all your purchases, and if you have an active Bank of America® checking or savings account you get an additional 10% customer points bonus on every purchase you make. You can increase that bonus to 25%-75% if you're a Preferred Rewards client. This card has no foreign transaction fee (a big saver when you make purchases outside the US) and no annual fee.

United℠ Explorer Card is a Visa Signature card by Chase for people who travel frequently with United Airlines. You earn double miles on tickets purchased from United as well as purchases made at restaurants and hotel stays, and 1 mile per $1 on all other purchases. Your miles can be redeemed for domestic and international flights, car rentals, hotel stays, vacation packages or gift cards. Start with a limited time signing bonus of up to 65,000 bonus miles: 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening and an additional 25,000 bonus miles after you spend $10,000 total on purchases in the first 6 months your account is open. No foreign transaction fee. There is a $0 introductory annual fee for the first year, then $95.

Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.

Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases

If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.

No limit to the points you can earn and your points don’t expire

Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.

Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases - it's automatic.

Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.

Access your account easily from your computer, smartphone, or tablet at CreditOneBank.com or the Credit One Bank Mobile App. You can make payments, see recent transactions, and update your account preferences all at the click of a button.

Carry a card that makes you smile by choosing from over 20 unique card designs in Credit One Bank's card gallery. A fee may apply.

Always know what's happening with your account with custom email and text alerts to remind you about your payment due date, notify you when a payment posts, or warn you if your available credit runs low.

Customize your card by selecting a unique design from Credit One Bank's card gallery. There are more than 20 options to choose from. A fee may apply.

CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you're at home or on-the-go.

Always know what's happening with your account with custom email and text alerts to remind you about your payment due date, notify you when a payment posts, or warn you if your available credit runs low.

CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you're at home or on-the-go.

Always know what's happening with your account with custom email and text alerts to remind you about your payment due date, notify you when a payment posts, or warn you if your available credit runs low.

Katrina Gutierrez is a writer at GET.com. Email: katrina.gutierrez@get.com.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.

At GET.com we maintain complete editorial integrity on our content & provide transparent & unbiased information. Companies don't pay us to include their products although we receive a compensation when you successfully apply to products from our partners. See how we make money here.At GET.com we maintain complete editorial integrity.

Comments

At GET.com it's all about your saving and getting experience. There's nothing more helpful for all of us Getters than a true life experience, a tip or a trick relating to a reviewed product. Read more about comments.

BY CREDIT RATING

*Advertiser Disclosure: Most of the offers that appear on this site are from companies from which GET.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). While we try to offer a comprehensive list of offers, GET.com does not include all companies or all offers.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.

GET.com is a US registered trademark. All other trademarks found on GET.com belong to their respective owners. The presence of a third-party trademark on GET.com does not in any way imply an affiliation with that trademark's owner.

How We Rate Credit Cards

At GET.com we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.

Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.