Strategy

I recently read an article that resonated with me. It was a young man named Adam, (name changed for confidentiality) who faced a lot of challenges in trying to keep pace pace with the high cost of living in Kuala Lumpur. Adam earned a fairly decent income of RM4,000 per ...

In my article this month, I’d like to share some people’s investment philosophy (or lack there of it) when it comes to buying their own homes for own stay (Let’s term an Own Stay Home as “Residential Home” for ease of discussion).
More often than not, some well meaning folks will ...

Don’t Just Learn How To Borrow & Invest. Learn How To Earn More Too!
Happy Chinese New Year! For those of you newly acquainted to me, I believe in being a Balanced All-rounder. I am a father and husband, senior employee, investor & writer. I do my best to excel from ...

The prices of condos in certain areas have reached RM1 million even for just a slightly over 1,000 sq ft unit. There’s already no way for me to buy these units anymore even if I worked harder. It’s too late. I might as well just keep renting. Everyone my age ...

“What I foresee is luxury project developers gearing up with more attractive packages or marketing campaigns aimed at attracting foreign investors in the coming months”
The Malaysian property market in general, particularly Iskandar, is going through a difficult cooling period right now. This is partly due to the launching of many ...

There are two big assumptions every investor seeking capital appreciation makes:
1. When it comes time to sell there will be a purchaser who wants to buy the property and 2. That purchaser will be willing to pay more than you did when you bought. While these assumptions appear common sense, ...

Investing where you rely on your skills, expertise and experience will always – over a medium to long term – outperform speculators who rely on luck.
One skill sophisticated investors implement time and time again to drive profits higher is with careful measuring and management of their money and investments. Indeed, ...

A look into real estate investment from a variety of perspectives
As investors, irrespective of whether we are novices, veterans, or in between, it is always useful to ask, “How can I use real estate to achieve financial freedom in today’s property market?”
When I started investing it was a matter of ...

The Islamic Capital Market (ICM) has come a long way since its beginning in the 1960s, stemming from the response to tremendous oil wealth, and is today one of the fastest growing segments of the global financial industry with assets estimated to be more than USD2 trillion.
The ICM is where ...

“Ninety percent of all Millionaires become so through owning real estate” -Andrew Carnegie
Although we don’t realise it, real estate is part of our lives since the day we are born. We come into this world under the shelter of a hospital and then are taken home. We go to school ...