Swagbucks daily goals

I have to admit that I really like these daily goals things that they've been doing on swagbucks for the last month or so. I like the fact that we are able to earn a 10% bonus for each day that we are able to reach the goal and that we are able to get an additional goal for hitting the bonus so many days in a month during the course of the month.
How do other mylotters that also use swagbucks feel about this? Do you believe that doing this is a service for the users of swagbucks? Are you a regular swagbucks user and do you cash out your swagbucks on a regular basis? Finally, do you have a favorite prize that you redeem for with your swagbucks?