It can be difficult for small businesses to secure the financing they need to fuel growth. But funding from UPS Capital Cargo Finance® has helped one company overcome this challenge and its customers are reaping the rewards – in the form of homegrown fruits and vegetables.

Amerinada Distributors imports and distributes indoor horticultural supplies and accessories that make it possible to grow blueberries in your living room, strawberries in your den and green beans in your kitchen throughout the year.

Unlike traditional lenders, UPS Capital® uses in-transit inventory as collateral, enabling companies like Amerinada to borrow against imports that are still several weeks away from arriving in the United States. UPS Capital advances Amerinada 50 percent of the value of its in-transit inventory to help pay suppliers who want payment before goods are shipped.