Savings / Share Accounts

Membership at UBCCU is represented by our savings account. To be a member in good standing, you must maintain a minimum $5.00 balance in your Savings account. Dividends are paid quarterly.

UBCCU also offers additional savings accounts that you can use for a special purpose. Vacation Club and Escrow Accounts receive the same dividend rate as our Savings Account. Deposits can be made at any time and up to 6 pre-authorized, automatic, telephone, audio response or web page transfers are allowed per month.

Your savings are insured up to $250,000 per account by the National Credit Union Administration, an agency of the United States Government. There is a limit of 6 pre-authorized, automatic, telephone, audio response or web page transfers per month on all Savings accounts.

Christmas Club

Christmas Club accounts are available for your holiday spending. There is no minimum deposit required. Dividends are paid annually on October 1. Your Christmas Club balance is automatically transferred to your savings account on October 1.

Mission Statement
The mission of United Bay Community Credit Union is to be our members' primary financial
institution, providing them with quality, confidential, professional and personal service, while
maintaining a sound and stable credit union.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. www.ncua.gov

We Do Business In Accordance With the Federal Fair Housing Law
and the Equal Credit Opportunity Act.