alecjw:
But don't most websites store your username and password on your computer as a cookie?

Carol Haynes:
Yes but if you ever clean up your system you may well decide to delete the cookies and lose your logins, and if you have a system crash and have to reinstall you lose them. Add to that RoboForm gives you a way to manage them neatly amongst other things.

alecjw:
Going back to what I said about cookies, maybe you could make a program which quite simply backs up your cookies every week or so on to a CD or DVD or even just somewhere else more findable on the HDD.