The convenience of a mobile wallet is now in your hands

Google Pay allows you to use NFC capable Android devices running KitKat 4.4 and above to make payments. It brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay.

Tap. Pay. Done. It’s that easy.
You don’t even need to open the app – simply wake your device by tapping the home or power button to pay in person with a tap of your phone. You can use Google Pay wherever contactless payments are accepted. For transactions over $100 you will need to enter your PIN at the terminal.

Speed through checkout online
With Google Pay, you can pay with a few quick clicks in apps and on the web. No need to enter your payment info. Simply select the Google Pay icon at the checkout.
Download NOW and add your Holiday Coast Credit Union card play.google.com

How it works

Choice, Simplicity and Security
Google Pay offers a smart way to make fast purchases with any credit or debit card, across compatible Android devices that is both simple and secure.

You’ll know exactly when and where your transactions occur - making it easy to catch any suspicious activity. And if your phone is ever lost or stolen, you can instantly lock your device from anywhere, secure it with a new password, and wipe it clean of your personal information.

So whether you’re in-store or in-app – with Google Pay, a simple and secure checkout is always just a phone tap away!

Android, Google Pay, and the Google Logo are trademarks of Google LLC.When you use your Card in the Digital Wallet our Electronic Access Facilities & ePayments Conditions of Use will apply to the transaction. Refer to our website for those Conditions of Use https://www.hccu.com.au/important-info/important-information.You must protect and keep confidential your User ID, phone lock, passcode, passwords, and all other information required for you to make purchases with your Card using the Digital Wallet.Always protect your passcode by using a unique number or pattern that is not obvious or can be easily guessed. Take precautions when using your Digital Wallet. Try to memorise your passcode or carefully disguise it. Never keep a record of your passcode with your device, on your device or computer, or tell anyone your passcode. Our Conditions of Use require you to report these events to us immediately: if your Device has been lost or stolen, you believe your security credentials have been compromised, if you believe there are errors, if you suspect fraud associated with your Digital Wallet. You may become liable for any unauthorised transactions if you unreasonably delay notifying us.The Digital Wallet Provider is responsible for the functioning of the Digital Wallet, not us.When you load the Card into Digital Wallet, there is a sharing of your personal information between us and the Digital Wallet Provider and between you and the Digital Wallet Provider.

How does the Google Pay app work?

Google Pay is a free app that allows you to pay with your card with a tap of your issuer name phone while enjoying the same benefits and protection of your physical card. Add an eligible credit card and you’re ready to tap and pay for purchases. Use Google Pay™ in participating mobile apps and anywhere contactless payments are accepted.
To learn more, visit https://pay.google.com/intl/en_au/about/.

Is using my Holiday Coast bank card in the Google Pay app safe?

Yes. Google Pay has a number of security features:

Your physical card number is not stored on your phone.

Just like a contactless transaction with your Holiday Coast Credit Union card, Google Pay will not work for purchases over $100 unless you enter your PIN at the terminal

If your phone is ever lost or stolen, you can use Android Device Manager (www.google.com/android/devicemanager) to instantly lock your device, or even wipe it clean of any personal information

You will continue to enjoy $0 liability for unauthorised transactions the same as when using your physical card.

How do I get the Google Pay app?

You can get the Google Pay app from Google Play for free if you have:

An Android Pay compatible smartphone with NFC technology that lets your phone transmit data to the payment terminal at checkout

All smartphones that are enabled with NFC technology, have Android KitKat 4.4 or above operating system and have an Australian carrier, are compatible with Google Pay.

How do I pay using Google Pay?

Wake your phone by tapping the home or power button

Hold the back of your smartphone over the contactless symbol at checkout when prompted by the cashier

If the transaction is over $100 you will need to enter your card PIN at the terminal

Confirm with the merchant that the Google Pay transaction has been accepted and collect your receiptYou will continue to enjoy $0 liability for unauthorised transactions the same as when using your physical card.

To make a purchase in a mobile app, select Google Pay at checkout. Your Holiday Coast Credit Union Card and address details will be automatically added.