A lot of the work we do for the boat doesn't cost us anything anyways, because my husband does a lot of things himself, as far as zincs go, and other things under the water. Even with maintenance, it is really cheap, and that was what we needed. Owning a house only gaurantees that someday the roof will need replaced, the water heater will go, etc. We have already been there and done those things. Believe me when i say that this is cheaper, unless of course you have a 60 footer, two deckhands and a boat yard to pay every time you need to pull it.