Re: Auto Loan Approvals!

Congrats on the approvals and thanks Schoolbus - I wasn't really expecting to get denied by anybody - including - Roadloans so it came as a surprise that I was - oh well - alls well that ends well in my case!

MODEL:MILEAGE: 167RETAIL/LEASE: RetailAMOUNT OF LOAN: ~$26kTERM CONTRACTED: 72/monthsAPR/LEASE RATE: 9.49MONTHLY PAYMENT: $472MISCELLANEOUS COMMENTARY: Zero down, and 9.49% interest. Rolled in $5000 of negative equity from previous auto loan. The old car needed an entirely new A/C system, tires, and it was missing. Plus we got out from our sub sub sub prime loan of 25.9% interest. I've been so scared to go into a dealership for fear of getting rejected or another horrible sub prime loan, but we went to a no haggle dealership and the finance guy bumped us down from 11% to 9.49% instead of putting us into a worse loan to pad his salary.

You guys were right on the money. Credit Union had the best terms, and the dealership told us to put away our checkbook unless we wanted to lower the monthly payment. More down didn't equal a lower interest rate so we kept our money in savings and drove off the lot.

Re: Auto Loan Approvals!

APPROVING BANK: American Honda FinancialBUREAU PULLED: TUCREDIT SCORE: 783CUSTOMER STATE OF RESIDENCEC...purchased in NCNEW/USED:NewYEAR OF VEHICLE:2008

MAKE:Honda Accord

MODEL:EXLMILEAGE:4RETAIL/LEASE:RetailAMOUNT OF LOAN:17KTERM CONTRACTED:60 monthsAPR/LEASE RATE:3.9MONTHLY PAYMENT:330.01MISCELLANEOUS COMMENTARY:Had I waited 5 days ( no special apr on Accords until May) I would have gotten 0.9 apr... Oh and I forgot to ask what my auto enhanced score was... my only regrets so far. After paying 458 monthly for 4 years I continue to pay 458 on the Honda to lower my term to 37 months.

MODEL:MILEAGE:RETAIL/LEASE:AMOUNT OF LOAN: 22000TERM CONTRACTED: 72APR/LEASE RATE: 18MONTHLY PAYMENT: $501MISCELLANEOUS COMMENTARYtill haven't decided if I will use this blank check from Roadloans or not. I guess it is a good offer for someone with my scores (still rebuilding credit). I had wanted about $3K more than they offered me. They wouldn't budge when I asked them to up the approval to $25K.

Re: Auto Loan Approvals!

APPROVING BANK:Truliant FCUBUREAU PULLED:EQCREDIT SCORE:612CUSTOMER STATE OF RESIDENCE:NCNEW/USED:UsedYEAR OF VEHICLE:2005

MAKE:Nissan

MODEL:PathfinderMILEAGE:21885RETAIL/LEASE:RetailAMOUNT OF LOAN:15000TERM CONTRACTED:66APR/LEASE RATE:8.0MONTHLY PAYMENT:282MISCELLANEOUS COMMENTARY: Well i decided to get rid of my mountaineer, i realized just how bad i was getting tired of that thing as we drove to get the Pathfinder, im so glad i traded, i love the pathfinder, its better on gas too!

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