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I have a mission: to under-promise and over-deliver in every aspect of my work and life. Whether I'm financing a business expansion, securing working capital for new construction, or answering a question for a potential client, I'm determined to succeed beyond anybody's expectation.

After nearly 20 successful years in various roles at top mortgage companies, such as president, operations manager and recruiting manager, I could not pass up the opportunity to join forces with one of the best lending institutions in the United States, Flagstar Bank.

Flagstar offers the programs and rates which I feel are essential in the ever-changing real estate market. I pride himself on my ability to keep my clients well-informed. That's a quality everyone appreciates.

Mortgage Skills

Adjustable-Rate Mortgages

Condominium Financing

Construction Loans

FHA Government Loans

First-Time Home Buyer Programs

Fixed-Rate Mortgages

Investment Property Loans

Jumbo Loans

Low-to-Moderate Income Lending Program

Pre-Qualifications

Renovation Loans

Second Homes

USDA Rural Housing

VA Government Loans

Education

Eastern Michigan University

Languages Spoken

English

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Testimonials

Great experience. Chris and his team were on top of things from start to finish. Always available via phone, email or text. Actually are able to close 2-3 weeks ahead of schedule. Capability to track where you are in the process via website.

- Mary W

We have done our loans with other lenders in the past and this process was far superior! Chris Terry and his team were FANTASTIC to work with! We will recommend him to everyone!

- Karen H

Professional, knowledgeable, timely, courteous. This is directed to Chris and his entire team. I'm a first time home buyer, and the finance team put me at ease throughout the entire process. Thank you!!!!

- Kim M

Chris Terry and team are always ready to help with any of My questions and always answers the phone ,or text the whole team are on task ,Thank You all for the great service with My mortgage, and a additional Thank You!

- Robby M

I wasted six months with another lender just to get pre-approved. I went to Chris, and got pre-approved the same day! Chris' staff worked with me, and kept us informed throughout the process

- Brendan M

Chris was very professional handling our home purchase. He was always seeking to help smooth the way for our closing. We needed to speed the process and he was able to handle the extra work.

- Steve B

Chris Terry is very professional, efficient, and easy to work with. He communicates well, and thoroughly goes through the steps of the mortgage process. He has a great team that works with him as well.

- Kelli M

Easy application process. Most signatures and documents were done and uploaded electronically which makes it easy for busy applicants. Chris always answered my calls when able or promptly called me back to answer my questions.

- Pete A

These guys are pros, and have a great team that go over everything with you and make sure you are clear on everything. Every step was fully communicated and explained and made sure the loan process is seamless.

- Jane R

Very helpful and knowledgeable timely in responding to questions professional team and willing to work with you. Would highly recommend chris and his team!!

- Amy S

Chris and his team worked fast and efficiently to get the lending process complete. Any obstacles that occurred were met head on and corrected allowing closing to be timely.