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Offer Disclosure: The offer is a referral offer and available only for a limited time. I may be compensated if you sign up for this offer through this referral link. Note that I only recommend referral offers on cards that I myself carry. Thank you for supporting this site. Cheers! Earn 50,000 bonus points with […]

Offer Disclosure: This offer is a referral offer and available only for a limited time. I may be compensated if you sign up for this offer through this referral link. Note that I only recommend referral offers on cards that I myself carry. Thank you for supporting this site. Cheers! Note: You can also earn […]

You should never miss a credit card payment You should never incur finance charges You should never pay with cash when you can pay with a credit card; and when you do pay with a credit card you should only use the card that will maximize your point earnings You should never spend more then […]

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J.R. West

J.R. West is an avid traveler, explorer, and advocate for wildlife and the environment. As an expert in the art of "travel, points, and miles", he has flown hundreds of thousands of miles and traveled to over 40 countries - mostly for free. Along the way he's had many great adventures, met many great friends, and sampled many, MANY great beverages. He currently resides in Los Angeles, California where he writes about travel and provides consulting services to fellow travel-hacking enthusiasts.