Apple Bank Platinum Plus® Visa® Credit Card

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Apple Bank for Savings is a New York based financial institution that was originally established in the 1860s. After purchasing other banks in the local area, the bank expanded into all five boroughs. The Apple Bank Platinum Plus Visa credit card is available to all consumers, whether they have accounts at the Apple Bank for Savings or not.

With its rewards program that matches points for every dollar spent, the Apple Bank Platinum Plus Visa credit cards come with several exciting benefits. Backed by FIA Card Services, consumers can make their online purchases safely by signing up for the Shop Safe program.

Apple Bank Platinum Visa Fees

Apple Bank Platinum Plus Visa cardholders are subject to a variable APR on all charges. The interest rate starts at 12.99%, but it can go up to 20.99%. For 12 calendar months, new cardholders will have 0% APR. The Apple Bank Platinum Plus Visa credit card comes with no annual fee. Because only credit worthy applicants will be approved, there is no penalty applicable penal interest rate.

Cash advances will be charged 24.24% interest. Balance transfers done within the 12 month 0% APR time frame will be charged either 4% interest or $10, depending on which amount is greater. Other low interest credit cards might require you to pay an annual fee, however this one does not.

Apple Bank Platinum Visa Benefits

The most obvious benefit to getting the Apple Bank Platinum Plus Visa is its generous 0% introductory rate. You can transfer your balances from your existing credit cards to the Apple Bank Platinum Plus Visa and pay down your balance while incurring only a small fee.

As a member of the WorldPoints Reward Program, every point earn can be used towards earning prizes and gifts. These points are set to never expire.

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