Any individual can open a pension account under NPS through eNPS using one of the following options

Option 1 - Registration using Aadhaar

✔ You must have an 'Aadhaar number' (with a mobile number registered with Aadhaar)

✔ Your KYC in NPS will be done using Aadhaar through One Time Password (OTP) authentication

✔ OTP for the purpose of authentication will be sent to the mobile number registered with the Aadhaar

✔ Your demographic details and photo will be fetched from Aadhaar database and populated in online form

✔ You need to fill up all the mandatory details online

✔ You would be required to upload your scanned signature (in *.jpeg/*.jpg format having file size between 4kb - 12kb) as part of the registration process

✔ In case, you wish to replace the photo obtained from Aadhaar, you may upload a scanned photograph

✔ You will be routed to a payment gateway for making the payment towards your NPS account from Debit/ Credit card or Internet Banking

Option 2 - Registration using PAN (KYC verification by Bank)

✔ You must have a 'Permanent Account Number' (PAN)

✔ Bank account with the empanelled Bank for KYC verification for subscriber registration through eNPS

✔ Your KYC verification will be done by the Bank selected by you during the registration process.Name and address provided during registration should match with bank records for KYC verification. If the detail don't match , the request is liable for rejection.In case of rejection of KYC by the selected Bank, applicant is requested to contact the Bank

✔ You need to fill up all the mandatory details online

✔ You need to upload your scanned photograph and signature in *.jpeg/*.jpg format having file size between 4kb - 12kb

✔ You will be routed to a payment gateway for making the payment towards your NPS account from Internet Banking

✔ POP Service Charges will be applicable on the contribution amount @ 0.05% (subject to
minimum of ₹ 5 and maximum of ₹ 5,000 per transaction). This service charges will not be applicable
for subscribers registered in eNPS through Aadhaar