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Best Answer: It will be used to pay her nursing home fees, and you'll get what's left if there is anything. Same as if she uses some of HER money now to buy food or a car or a lottery ticket. Her will covers only things that she owns when she dies.

I can only speak for Oklahoma but I think it is essentially the same throughout the US. If her social security check, pension check, etc. isn't enough to pay for the monthly nursing home charges, then the nursing facility along with the state (I believe) will require her assets to be applied to make up the difference and to the point that assets would have to be sold/liquidated to where she no longer has any assets. Once a person no longer has any assets remaining is when Medicaid will begin to make up the difference to a large extent. Unless the parent had already put the assets in the child's name (I think 7 years before entering a nursing home) then the state will require the sale/liquidation of remaining assets.

Absolutely nothing. Dead people do not enter nursing homes and a Will only becomes effective after the person is dead. Until then, you get nothing. If your mother has enough money to pay for the cost of staying in the nursing home, great. Her house will have to be sold to pay for her stay in a nursing home.

If the government is paying for the nursing home they will take any of her assets up to the amount she owes. If anything is left you will get it. If the will is valid and she is paying for the nursing home you will get it.

Her income and assets will be used to pay the nursing home bill. When (if) her assets are gone, she becomes eligible for Medicaid. Transferring assets doesn't do any good in this case. Medicaid looks back 5 yrs. and treats those transfers as if they never happened. It affects her eligibility for Medicaid. If her assets are substantial, you may want to take to an attorney about forming a trust, or if she is still healthy, buying a long term care policy.

Nursing homes are not free. If her money and any long-term care insurance that she has are more than enough to pay the nursing home, then you get whatever she has left after she pays the nursing home. If there isn't enough to pay the nursing home, then whatever she has is used to pay as much as possible, she goes on medicaid, and you get nothing.