Your savings are insured up to $250,000 so you can trust your money is safe and secure.

We follow conservative investment practices, lend responsibly and live within our financial means, so you can trust your credit union’s decisions

Benefits Plus

With a Benefits Plus® membership, you will be able to access discounts at over 500 local businesses on everyday purchases. These discounts include auto maintenance, restaurants, salons, and more! Benefits Plus® also provides full travel services with rebates and cellular phone care coverage; you’ll be surprised how many different ways you can save.Learn More

If you don’t have a Benefits Plus card enroll now to start saving today! You can enjoy a 90 day Free Trial – after the 90 days there is a monthly fee of $3.95 for this program.

ID Protect

What is Identity Theft?

Identity theft is a crime in which an imposter gains access to another personal information, such as Social Security, credit card numbers, or medical insurance information and uses this information for personal gain. Identity theft might be the result of a lost or stolen purse, stolen mail, documents taken from trash, data breach, computer virus or telephone scam.
Becoming a victim of identity fraud is a frightening, frustrating experience and it can happen to anyone at any time. If you become a victim of identity theft, experts will provide you with professional fraud resolution, helping you document damage and file necessary paperwork. This recovery plan reduces time spent restoring your credit and reputation, and valuable expense reimbursement is offered to help cover eligible expenses related to clearing your name and repairing damaged credit.

1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. Service is not available to a “signer” or “beneficiary” of the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.
2 Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

Report Card Rewards

Did you know you can get paid for earning good grades at school? It’s true!!
Just bring in your report card, show us your grades and we will give you $2.00 for every A and $1.00 for every B.

You can turn in up to 2 report cards per school year and earn up to $10 per report card. Report cards should be from the current marking period. Good for Kindergarten – High School students.

GreenPath Financial Services

Your Path to a Bright Financial Future Begins Here…

Did you know you have free access to GreenPath’s financial experts to guide you through life’s financial challenges?

GreenPath is a non-profit company that equips people with knowledge and tools to lead financially healthy lives. They can partner with you to ease financial stress, manage debt, save for the future, make informed financial decisions, and achieve your financial goals.

BudgetSmart

BudgetSmart is a software program that you can download to your personal computer. This easy-to-use software tool uses simple graphics, “pop-up” boxes and bar charts to help you manage your money more effectively.

You can use the program to:

Establish a budget

Track spending

View tips for improving areas of overspending or inadequate saving

Experiment with “what if” scenarios to determine how a major purchase or change in income would impact your budget

Click here to download the program to your computer free of charge and you will be on your way to creating your own personalized budget!

CheckRight

Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, CheckRight is designed to teach you how to manage your checking account. The self-study program allows you to learn at your own pace. Among other things, the program will help you learn how to:

Credit Union Rewards

Everyone is looking for ways to save money, and that’s just what Love My Credit Union Rewards is all about.

We are excited to offer you, our member, exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.

We have teamed up with Sprint to offer you up to a $100 Cash Reward with every new phone line. Click here for more information.

Save up to $15 on TurboTax Federal tax products

Save on services for your home from ADT, DIRECTV, Allied, and more

Earn cash back when you shop at over 1,500 online retailers with Love to Shop

Accidental Death & Dismemberment Insurance

Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment insurance can help give them a safety net.

How does it work?

As a member of United Financial Credit Union you are eligible to enroll for $2000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D insurance can pay a cash benefit to your beneficiary if you die in an accident or suffer a serious injury.

What’s covered?

Once you enroll, AD&D insurance pays a cash benefit to your beneficiary if you die from an accident or you are seriously injured. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family’s (Family Plan) with up to an additional $300,000 in coverage.

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. ‭The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.‬‬‬ Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.‬

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TruStage Auto and Homeowners Insurance Discounts

TruStage® Auto & Home Insurance Program

Designed for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Health Insurance

The federal open enrollment period for health insurance is now closed. However, some major life changes could qualify you to buy health insurance.

Family changes like getting married or the birth (or adoption) of a baby

Loss of health coverage from your employer

Events like these (and others) mean you may have a limited time to buy health insurance or you could miss your opportunity.The TruStage Health Insurance Program with GoHealth can help. Simply call 1-888-416-2166 to get started or visit TruStage.com/Health.

Co-Op ATM Network

In the co-operative spirit, credit unions have joined together to give members ATM accessibility nationwide! Enjoy the convenience of over 25,000 surcharge free ATMs throughout the united states, simply for being a member. There are over 60 in the tri-city area, alone! Click here to find ATMs in your destination location.