Grow your savings faster with a 1.75% Annual Percentage Yield (APY)
1 on balances of $5,000 or more. That’s one of the highest rates you’ll find among savings accounts.

Then, earn more with a 10% Bonus

Get a 10% bonus on your earned interest every three months when your monthly average balance is more than $15,000.2

Get the most with a Member Incentive

Executive Members get a $60 Incentive, Gold Star and Business Members get a $20 Incentive — when you open your first account through the Costco program and deposit $5,000 within 30 days.
3

Open

For current rates visit

1.75 APY1 %

Here’s an example of the earnin
you could get each year.

Total $288.75

$26.25

$262.50

Source: Informa Research Services, Inc.

Annual earnings on a $15,000 balance.

This chart represents interest earned for one year assuming
no withdrawals, plus the 10% bonuses on the interest
earned. Actual interest and bonus earned may vary.

Capital One Direct Banking deposit products are offered by Capital One Bank (USA), N.A. and Capital One, N.A., members FDIC. May not be combined with any other offers. You
must be a current Costco member to take advantage of this offer. Terms and conditions of this offer may change at any time. The amount of the bonuses and incentives may be
reported to the IRS as required by applicable law.

1 APY in effect as of 8/19/09. 1.75% APY applies to account balances of $5,000 or more. 0.00% APY applies to balances less than $5,000. Rates are variable and may change
at any time. Minimum deposit required to open the account is $5,000. Withdrawals by online transfer are limited to six per calendar month. This account offers electronic
statements only.
2 The bonus is calculated quarterly and is equal to 10% of the interest earned on this account in the previous quarter. In order to be eligible to receive this bonus, your InterestPlus
Online Savings account must be open, and you must maintain an average monthly balance of at least $15,000 in this account every month during the previous quarter. The
bonus will be paid to your InterestPlus Online Savings account within 4-8 weeks after the end of each quarter and will be reflected on your statement.
3 To receive a Costco member incentive, you must be a current Costco member at the time you open your account. This must be your first Capital One Direct Banking account of any
kind through the Costco program and you must fund your account with at least $5,000 within 30 days of account opening. The applicable member incentive will be credited to
your account 4-6 weeks after you fund your account and may occur as two partial credits. The amount of the incentive varies by membership type and may be reported to the IRS
as required by applicable law. Please keep this incentive disclosure for your records.
4 Data as of 8/5/09, Informa Research Services, Inc., Calabasas, CA, www.informars.com, based on balance of $10,000. Although the information has been obtained from various
institutions, the accuracy cannot be guaranteed.