Trump announced the expansion of Health Reimbursement Arrangements (HRAs). The new rules allow employees to pay for the health insurance of their choice and be reimbursed by their employers tax-free.

“We are dramatically increasing the ability of Americans to access more affordable health insurance,” Trump said.

The Trump administration said expanding HRAs will increase competition among insurance companies, reduce healthcare costs and, most importantly, help small businesses provide employees with more choices for healthcare.

“An estimated 11 million Americans will now choose their own plans with the help of the HRAs,” Trump said.

Critics said the new rule encourages people to buy inexpensive health insurance plans which don’t cover things like pre-existing conditions.