A contract courier has shown up at your doorstep with the news you have long expected. A long lost uncle has left you his billions. It's on a new yacht currently harbored in an exclusive, reclusive port in the Florida Keys. The money is in the safe in the form of Visa gift cards and gold bricks. The ship has a captain, already on retainer, and staff on salary, all wages, benefits and incremental performance raises already arranged in advance.

You fly down to claim your prize, and as you approach this fine yacht, Jimmy Buffet calls over to you from the deck of his adjacent craft, smiles then yells. "You are one lucky sunovabitch!" Whatcha gonna name her?"