Details

Rates and fees information correct as at 20 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

Rates

Variable rate

4.18% p.a.

Intro rate

3.68% p.a.

Intro rate term

12 Months

Intro rate type

Variable

Comparison Rate*

4.59% p.a.

Fixed 1 year rate

n/a

Fixed 2 year rate

n/a

Fixed 3 year rate

n/a

Fixed 4 year rate

n/a

Fixed 5 year rate

n/a

Fixed 7 year rate

n/a

Fixed 10 year rate

n/a

Fixed loan revert rate

n/a

Fees

Application fee

$0.00

Legal fee

$430.00

Valuation fee

$300.00

Settlement fee

$150.00

Other upfront fee (% of loan)

none

Service fee

$400.00 yearly

Discharge fee

$0.00

Other financial bits

Minimum loan amount

$400,000

Maximum loan amount

$750,000

Minimum LVR

none

Maximum LVR

95.00%

Features

Availability

Owner Occupier

Repayment Type

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Extra repayments

yes - free

Repayment holidays

no

Redraw facility

yes - fees apply

Minimum redraw amount

$0.00

Split account

yes

Offset account

yes

Other restrictions

none

Other benefits

none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

Rates

Variable rate

4.18% p.a.

Intro rate

n/a

Intro rate term

0 Months

Intro rate type

none

Comparison Rate*

4.63% p.a.

Fixed 1 year rate

n/a

Fixed 2 year rate

n/a

Fixed 3 year rate

n/a

Fixed 4 year rate

n/a

Fixed 5 year rate

n/a

Fixed 7 year rate

n/a

Fixed 10 year rate

n/a

Fixed loan revert rate

n/a

Fees

Application fee

$0.00

Legal fee

$430.00

Valuation fee

$300.00

Settlement fee

$150.00

Other upfront fee (% of loan)

none

Service fee

$400.00 yearly

Discharge fee

$0.00

Other financial bits

Minimum loan amount

$400,000

Maximum loan amount

$750,000

Minimum LVR

none

Maximum LVR

95.00%

Features

Availability

Owner Occupier

Repayment Type

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Extra repayments

yes - free

Repayment holidays

no

Redraw facility

yes - fees apply

Minimum redraw amount

$0.00

Split account

yes

Offset account

yes

Other restrictions

none

Other benefits

none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

Rates

Variable rate

4.58% p.a.

Intro rate

n/a

Intro rate term

0 Months

Intro rate type

none

Comparison Rate*

5.02% p.a.

Fixed 1 year rate

n/a

Fixed 2 year rate

n/a

Fixed 3 year rate

n/a

Fixed 4 year rate

n/a

Fixed 5 year rate

n/a

Fixed 7 year rate

n/a

Fixed 10 year rate

n/a

Fixed loan revert rate

n/a

Fees

Application fee

$0.00

Legal fee

$430.00

Valuation fee

$300.00

Settlement fee

$150.00

Other upfront fee (% of loan)

none

Service fee

$400.00 yearly

Discharge fee

$0.00

Other financial bits

Minimum loan amount

$400,000

Maximum loan amount

$750,000

Minimum LVR

none

Maximum LVR

95.00%

Features

Availability

Investor

Repayment Type

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Extra repayments

yes - free

Repayment holidays

no

Redraw facility

yes - fees apply

Minimum redraw amount

$0.00

Split account

yes

Offset account

yes

Other restrictions

none

Other benefits

none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Southern Cross Credit Union home loans rated by the Mozo community?

Overall customer rating

About Southern Cross Credit Union

Southern Cross Credit Union has a range of financial products and services for its members. Southern Cross offers an extensive range of products in home, personal, business and investment loans, low doc loans, a range of debit card options, savings accounts, term deposits and insurance products for its members.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Rate & Review

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