Company Description

Pathfinder Bancorp, Inc. is a federally-chartered mid-tier holding company, which invests in Pathfinder Bank (the Bank). The Bank attracts deposits from the general public in the bank's area, and investing such deposits, together with other sources of funds, in loans secured by family residential real estate, commercial real estate, small business loans, and consumer loans. It also invest in securities, which consist of securities issued by the United States Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The company was founded on June 11, 2014 and is headquartered in Oswego, NY.