Buy No Medical Life Insurance

How to Buy No Medical Life Insurance Online

Are you looking to buy life insurance coverage online today
without taking a medical exam?

If so, you’ve come to the right place.

Now there are more insurers than ever before offering online
life insurance coverage to consumers, making it quick and easy to get the
affordable financial security you need for the future of your family.

Next, you apply for a policy by answering some health
questions and providing some specific personal information about who will be
the beneficiary of your policy and other information needed to apply for
coverage.

Then, you press the submit button and the insurance company
reviews the information you provide on the application to determine if you are
eligible for coverage, or require an examination.

Those applicants who qualify for coverage may be able to
start their life insurance immediately by selecting a payment option.

Is A Medical Exam
Required?

That depends on the insurance company and plan you choose.
If you buy a fully underwritten policy then you will be required to take an
exam.

If you choose a simplified issue policy you will not have to
take an exam.

There are some age restrictions for no exam life insurance
plans that vary by insurer. For example, one leading insurer offers up to
$1,000,000 of life insurance with no exam for people age 20 to 65. Another
insurer offers up to $100,000 of coverage for people ages 18 to 78.

How Much Does It
Cost?

Your premiums for coverage will depend on the insurer, your
age, gender, health, tobacco use, length of time you have coverage, amount of
life insurance and some other key risk factors.

However, some no exam plans offer competitive rates that are
in line with life insurance policies that do require you to take a medical
exam.

How Soon Can I Start
My Life Insurance Policy?

Some insurers offer same day coverage. So, if you apply and
get approved you may start your life insurance as soon as today, or within 48
hours.

Is It Safe To Buy
Life Insurance Online?

Yes, life insurance companies use a secured site link that
helps keep your personal information safe and secure.

The life insurance companies offering the option to buy life
insurance direct online use "SSL" technology. SSL means Secure Socket Layers,
which is what makes secure sites secure.

Haven
Life uses the information provided in your application to make an instant
decision on your application. Healthy, qualified applicants (based on the
information provided in your life insurance application) can be insured
immediately with no medical exam while other applicants can receive immediate
coverage pending a medical exam.