Huntington, which is reengineering its commercial lending operation, will automate and standardize all the components of the lending process, including credit application, credit approval, document preparation, reporting, and booking of the loan to its accounting system. The software will allow lending officers to pull information from a variety of sources, including paper files, personal computers, and a mainframe.

The bank will test the software in a limited number of locations this year, with state-wide rollout slated to take place throughout 1994. It will eventually be expanded to Huntington's affiliate locations in Indiana and Kentucky.

The software, which will be installed on both laptop and desktop personal computers, will run on the IBM OS/2 operating system.

United Carolina Bank will use Pedestal series to automate lending operations throughout its 130-branch network.