For additional information on service fees that may apply to this account, please view and print our Account Service Fee Guide.

†There may be charges by your cellular provider associated with data usage on your phone. Check with your wireless phone carrier for more information.

*When using ATMs outside the U.S., a 1% International Service Assessment Fee will apply.

**A $35 fee may be assessed, limited to four per day, for paying overdrafts that result in an overdrawn balance of $5 or more. Also, a $25 fee is charged on the 15th and 35th day that an account remains continuously overdrawn. Fees may be imposed for covering items created by check, in-person withdrawal, ATM withdrawal or other electronic means. When your account is overdrawn, you are obligated to bring it to a positive balance immediately. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

Worst online bill pay and checking ever

very disappointed customerFrom: LEWISBURG, TNAge: 55-64Customer Length: Over 15 Years

Can't believe this bill pay is such a mess. Account was taken from Bank of America approximately 4 months ago. Tried to set up bill pay so bills would be automatically paid monthly but this still isn't happening. Setup Bill Pay the money is taken out then replaced and 3 days after the bill is due get an email from the company we thought was paid saying the account is overdue. Check my bill pay account and see that the bill was never paid???? This is happening every month call First Tennessee to ask what the problem is and they can't give me an answer but set it up for the next month. Same thing happening. Plan to change banks by the end of February. This bank is still in the stone age. If I could give them no stars that is my true rating.

This Bank ROCKS!!!

whizsoulFrom: NASHVILLE, TNAge: 25-34Customer Length: 4-9 Years

Very friendly staff. Best financial products for anyone trying to save. There are no hidden fees. What you see is what you get with First Tennessee Bank. I recommend this bank to all my friends and family. Thanks for being this way and hope you stay the same.

Banking products and services are provided by First Tennessee Bank National Association. Member FDIC. First Tennessee Bank National Association, and its banking division, Peoples Bank, are the same FDIC-insured institution. Deposits held under each trade name are not separately insured, but are combined to determine whether a depositor owner has exceeded the $250,000 FDIC insurance limit. All First Tennessee non-interest bearing checking accounts are fully guaranteed by the FDIC through December 31, 2012.