Insurance Coverage

Insurance Coverage

Cray Huber’s insurance practice focuses upon coverage litigation and analysis involving third-party insurance. This practice encompasses disputes under general liability, E&O, professional liability, commercial auto and trucking, public entity, contractor and other commercial policies, as well as related umbrella, excess and reinsurance controversies.

Increasingly, the outcome of coverage disputes is determined by the unique insurance practice rules adopted by individual states. That is particularly true with respect to construction industry claims.

Our firm has in-depth experience with Illinois’ unique rules of estoppel, directed tenders, additional insured issues, conflicts of interest, bad faith and the enforceability of important policy provisions. The firm’s experience in insurance disputes under Illinois law gives us the ability to provide prompt and accurate counsel regarding what must be done to preserve coverage positions, insureds’ ability to determine priority of coverage among applicable policies, the proper procedures for defending under a reservation of rights, the identification of acts constituting bad faith and the enforceability of policy exclusions, conditions and limitations.

Jurisdictionally, our insurance practice is national in scope, encompassing coverage litigation in state and federal courts across the country.