Who We Are

GEMA members:

IDT Financial Services LTD (IDT Finance) is a fully licensed and regulated bank uniquely placed within the European Prepaid card Industry. Few, if any, European Prepaid organisation combine the flexibility and experience of being a regulated bank and principal member of MasterCard® and Visa Europe with expertise in the development, production and distribution of their own products.. IDT Finance is placed at the forefront of the Prepaid Industry working alongside the largest and most reputable partners in the value chain. Combining our wealth of knowledge and niche place in the industry we are able to offer our clients a unique BIN Sponsorship Service in Europe. Daniel Spier, Managing Director of IDT Finance is one of the co-founders and Chairman of GEMA. For more information please visit our website by clicking on the logo.

Payoneer EU Limited was founded in 2011 and granted an E money licence by the Gibraltar Financial Services Commission in 2012. It is a global payments company accelerating growth for its customers by improving the way they manage and pay partners, affiliates and independent workers worldwide. For more information click left.

Transact Payments Limited is the European e-money Issuer of the of The Bancorp Bank, the wholly owned banking subsidiary of The Bancorp, Inc. (NASDAQ NM: TBBK). Transact Payments Limited, is a regulated and authorized by the Gibraltar Financial Services Commission and is a Principal Member of both MasterCard® and Visa® providing European BIN sponsorship and modular prepaid services. Our licenses have been successfully passported into every EU and EEA member state enabling the issuance of prepaid card programs across Europe. We offer secure, creative and innovative payment solutions to the prepaid card and emerging payments industry. Through our long-standing relationships with card networks, program managers and processors, Bancorp offers card issuing services which are white labelled, flexible, compliant and designed to deliver a significant return on investment. The Bancorp is an experienced issuer who is widely recognised as the industry leader among card issuers and banks supporting emerging payment applications.

Wave Crest is a global e-payments company with the offices in Gibraltar, United Kingdom, USA and India. The company provide a wide range of payment services and has been operating on the e-money market since 2008. For more information click on the logo left.

Associate Partners:

Ramparts is a new specialist law firm based in Gibraltar, which brings an international perspective and a multi-disciplinary approach to the services we provide. It specialises in the technology, internet, gaming and financial services sectors. GEMA’s co-founder and SecretaryPeter Howitt established Ramparts due to the expanding e-money and e-commerce sectors in Gibraltar. For more information click on the Company logo to the left.