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Bridging lender Funding 365 has reduced the rate on its commercial loan product from 0.99 per cent to 0.85 per cent a month. The product, open to all brokers, is available for three to 12 months for commercial and semi-commercial properties across England and Wales. The minimum loan size is £100,000 and the lender will […]

Networks are waking up to the potential problems that not advising on certain products may pose for future compliance Advisers are on the hook for a lot these days. I recently read about a Financial Ombudsman Service case where a client had been sold a basic critical illness policy. On the application form he had […]

The natural fit between bridging and mortgage loans, addressing negative perceptions ­– and a likely call-up to play for the England cricket team Where do you feel the bridging sector sits in relation to the rest of the mortgage market? It fits very closely with it. Bridging is a big part of the overall mortgage/loan […]

Trevor Greetham, Head of Multi Asset at Royal London Asset Management, reveals why clients should be seriously concerned when short-term holdings of cash turn into a long-term investment. There is nothing wrong with holding wealth in the form of cash on a short-term basis. For many people capital stability is important and access to ready cash […]

The UK is ending what has been its slowest economic recovery on record with a marked acceleration in growth. Neptune’s forecast for UK GDP growth in 2014 is 2.5 per cent, up from 2013 growth of 1.8 per cent as estimated by the Office for National Statistics. When considering the changing UK macro outlook, three important questions remain: