As an IHG® Rewards Club credit card member, you are upgraded to IHG® Rewards Club Platinum Elite status for as long as you remain a Select card member, and as long as your IHG® Rewards Club membership remains in good standing.*

10% rebate on IHG® Rewards Club point redemptions

For example, if you redeem 30,000 points, you will receive 3,000 back! Up to 100,000 points back each year.*

Anniversary Free Night

Enjoy a Free night after each account anniversary year at over 5,000 hotels worldwide.*

Travel & purchase coverage

You're covered with built-in benefits

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.**

Lost Luggage Reimbursement

If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.**

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**

Price Protection

If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.**

Trip Cancellation/Trip Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.**

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside the United States.† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.

Earn 60,000 Points After You Spend $1,000 in 3 Months
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your IHG® Rewards Club account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase may close your credit card account or suspend your right to use your credit card account, at any time for any reason, including account inactivity.

5,000 Points After Your First Purchase and the Addition of an Authorized User in the First 3 Months
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify for and receive your bonus, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. ("First Purchase" does not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your IHG® Rewards Club account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase may close your credit card account or suspend your right to use your credit card account, at any time for any reason, including account inactivity.

Adding an Authorized User
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score. When you tell us to add a user to your account, you're confirming that you have a relationship with the person or people whose name(s), address(es), and date of birth(s) you've told us, that all their information is correct, and that you have their consent to add them. If Chase determines you've given us fraudulent name, address, or date of birth information, or did not have such consent, Chase can close this account.

Anniversary Free Night
Anniversary Free Night will be available for redemption on your account renewal anniversary date each year. ("Anniversary" is the date that is twelve months after your enrollment date, and the same date each twelve months thereafter.) Annual fee applies after the first year. For pricing details, please see Pricing & Terms. Chase may close your credit card account or suspend your right to use your credit card account, at any time for any reason, including account inactivity. You must maintain a current, valid email address in your Member Profile and opt in to receive IHG® Rewards Club Credit Card Offers and Promotions e-communications in order to receive communications regarding your Anniversary Free Night. Anniversary Free Night is valid at hotels in the IHG® Rewards Club Family of Brands and must be redeemed, and stay must be completed, within 12 months from date of issue. Anniversary Free Night is valid for one standard room night rate and applicable taxes only. Rooms are limited, subject to prior sale and availability of allocated resources and may be unavailable during high demand periods. All reservations that will utilize the Anniversary Free Night can be booked online at ihgrewardsclub.com or by calling the IHG® Rewards Club Service center at 1-877-318-5890. Anniversary Free Night may not be transferred, extended beyond the expiration date, redeemed for cash, or re-credited for points. Individual hotel's cancellation policy applies to the use of the Anniversary Free Night. Cancellation fees apply if cancellation is made outside of the hotel's cancellation time period. Anniversary Free Night rules and regulations are subject to change. Chase is not responsible for offer fulfillment.

Earn Points
Rewards Program Agreement: For more information about the IHG® Rewards Club Select card rewards program, view the latest Reward Program Agreement. We will mail your Rewards Program Agreement once your card account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.

How you can earn points: You'll earn points when you, or an authorized user, use an IHG® Rewards Club credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 5 points: You'll earn 5 points for each $1 spent on purchases made at InterContinental Hotels Group properties, including InterContinental® Hotels & Resorts, InterContinental Alliance® Resorts, Crowne Plaza®, Hotel Indigo®, Holiday Inn®, Holiday Inn Express®, Holiday Inn Resort®, Holiday Inn Club Vacations®, Staybridge Suites®, Candlewood Suites®, EVEN™ Hotels and HUALUXE™. 2 points: You'll earn 2 points for each $1 spent in the following rewards categories: gas stations; grocery stores; and restaurants. 1 point: You'll earn 1 point for each $1 spent on all other purchases. Information about earning/transferring points to IHG Rewards Club: Points earned during a billing cycle will be automatically transferred to IHG Rewards Club after the end of each billing cycle. Points expiration: The points transferred to your IHG Rewards Club account will not expire as long as there is IHG Rewards Club program activity for 12 consecutive months, depending on your status. IHG Rewards Club Membership terms and conditions apply. For complete program details, visit ihgrewardsclub.com.Losing points: You'll immediately lose all points that haven't been transferred to IHG Rewards Club if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsFAQs.

10% Rebate
Please allow 4 to 6 weeks after Reward Night stay for rebated points to be deposited into your account, and 4 to 6 weeks after date of redemption for all other (non-Reward Night) redemption items. Maximum number of points to be rebated not to exceed 100,000 points in a calendar year. "Calendar year" means January 1 through December 31 of that same year. For example, if your account is opened on June 1, you'll only have 7 months to qualify and earn your bonus for that year. IHG® Rewards Club reserves the right to reverse rebated points when redemption item has been returned. In order to receive points for redemption rebates, you must be a U.S. IHG® Rewards Club Select Credit Card holder and your IHG® Rewards Club account must be in good standing. Chase is not responsible for offer fulfillment. The 10% rewards rebate does not apply to redemption of the annual free night benefit.

Platinum Elite Status
As an IHG® Rewards Club Select credit cardmember, you qualify for an upgrade to IHG® Rewards Club Platinum Elite status for as long as you remain a Select cardmember, and as long as your IHG® Rewards Club membership account remains in good standing. Please allow 6 to 8 weeks for the upgrade to be applied to your IHG® Rewards Club account.

IHG® REWARDS CLUB PROGRAM INFORMATION
Points accrued and awards issued are subject to the terms and conditions of the IHG® Rewards Club program. Click here for complete terms and conditions of the IHG® Rewards Club program, including all redemption values, or refer to www.ihgrewardsclub.com. Terms and conditions of the IHG® Rewards Club program may be modified and services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card are not approved will not be enrolled in the IHG® Rewards Club program through this offer, although existing IHG® Rewards Club memberships will not be affected. Additional authorized users will not be enrolled in the IHG® Rewards Club program as a result of this offer. IHG® Rewards Club points awarded through the use of the authorized user's card will only be credited to the Primary Cardmember's IHG® Rewards Club account. Click here to review the IHG® Rewards Club Privacy Statement.

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