How the Pension Is Calculated

A Supplemental Plan pension tops up the pension the member earns in the Primary Plan.

Three of the supplemental benefits are intended to increase the amount of pension: the 2.33% accrual, and the “best three” and “best four” earnings. The 80/85 Factors may increase a member's early retirement pension provided the member takes an immediate pension. A "stacked provision" occurs when a member has coverage for more than one Supplemental Plan benefit for some or all of their credited service.