Privacy Policy

FACTS

What does Direct AutoMall.com (referred to herein as “Direct AutoMall.com”, the “Company,” “we,” “us” or “our”),
do with your personal information?

Why?

Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal and state law also requires us to tell you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do.

What?

The types of personally identifiable information (“Personal Information”) that we and/or our Partners collect and share depend on the product or
service you have with us. This information can include:

Contact information, such as name, e-mail address, postal address, and telephone number

Date of Birth

Social Security number

Income and financial account information, such as account balances, payment history, and credit history

Payment and identify verification information, such as credit card number, social security number or comparable national identifiers,
and driver’s license number

Employment information

Unique identifiers, such as a customer number held in a cookie, an Internet Protocol (IP) address, a processor or device serial number,
or other unique identifiers

Your location coordinates (longitude, latitude, and radius)

When you are no longer our customer, we continue to share your Personal Information as described in this notice.
In addition to collecting Personal Information, the Company and/or our Partners may use a variety of technologies that automatically
collect General Information, which does not identify you personally. The types of General Information the Company and/or our Partners
collect and share depend on the product or service you have with us. This information can include:

Cookies

Embedded Scripts

Web Beacons

How?

All financial companies need to share customers’ Personal Information to run their everyday business.
In the section below, we list the reasons financial companies can share their customer’s Personal Information;
the reasons Direct AutoMall.com chooses to share; and whether you can limit this sharing.

Reasons we can share yourPersonal Information with our Partners

Does Direct AutoMall.com Share?

Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes-
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates to market to you- information about your transactions and experiences

NO

WE DON’T SHARE

For our affiliates’ everyday business purposes- information about your creditworthiness

If you are a new customer, we can begin sharing your Personal Information [30] days from the date we sent this notice. When you are no longer our customer,
we continue to share your information as described in this notice.However, you can contact us at any time to limit our sharing.

Questions?

Call 508-872-7878

Who We Are

Who is providing this notice?

This notice is being provided by Direct AutoMall.com and our Partners.

What We Do

How does Direct AutoMall.com protect my Personal Information?

To protect your Personal Information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.

How does Direct AutoMall.com collect my Personal Information?

The Company and our Partners may collect your Personal Information, for example, when you

Apply for financing

Apply for a lease

Provide employment history

Give us your contact information

Show your driver’s license

Interact with us through the Company’s website

The Company and our Partners may also collect your Personal Information from other third parties, such as credit bureaus,
affiliates, non-affiliates, or other companies. The Personal Information you allow the Company and our Partners to access varies by source,
and it is affected by the privacy policies established by those third parties. This Privacy Policy does not cover the practices of third parties,
including those that may disclose Personal Information to the Company and/or our Partners. For more information about how those third parties
handle your Personal Information, please refer to their privacy policies.

Do Not Track

Do Not Track (“DNT”) is a privacy preference that users can set in their web browsers that allows them to opt out of tracking by websites and online services.
When a user activates DNT, the browser sends a message requesting that the website or online service not track the user.
At the present time, standard DNT technology is not yet finalized and not all browsers support DNT; therefore, the Company does not recognize DNT signals.
Instead, information collection and disclosure practices and the choices that the Company provides to users will continue to operate as described in this
Privacy Policy, whether or not a DNT signal is received.

State laws and individual companies may give you additional rights to limit sharing.

California Residents

Residents of the State of California may request and obtain from us, once a year and free of charge, information about the Personal Information
(if any) we have disclosed to third parties for direct marketing purposes in the preceding calendar year.
If you are a California resident and would like to make such a request, please submit your request in writing to:
154 Waverly Street
Framingham, MA 01702
For all requests, you must put the statement "Your California Privacy Rights" in the body of your request as well as your name,
street address, city, state, and zip code. Please note that we will not accept requests via the telephone, e-mail,
or by facsimile, and we are not responsible for notices that are not labeled or sent properly, or that do not have complete information or postage.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners may include the manufacturer affiliated lenders or other lenders.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include financial service providers (such as credit bureaus, manufacturer affiliated lenders, or other lenders),
or they may be non-financial companies such as marketing companies or service providers.

Partner

Any person or entity with whom the Company enters into any kind of business transaction who is under an obligation to us to use reasonable
care to keep Personal Information confidential, which may include our affiliates, nonaffiliates, and those with whom we joint market.

Other important information regarding changes to this Privacy Policy

The Company reserves the right to change, modify or amend this Privacy Policy at any time to reflect changes in practices and service offerings.
If the Company modifies this Privacy Policy, the Company will update the “Effective Date” and such changes will be effective upon posting.
Your continued use of the Company’s website following such material changes requires your affirmative consent to the changes.
If you do not agree to the changes, your sole remedy is to cease using the Company’s products, services, and website.
It is your responsibility to periodically check and review this Privacy Policy for changes.