Credit Card Applications for People with Bad Credit

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site.
Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site.
Compensation from our advertising partners impacts how and where their products appear on our site,
including, for example, the order in which they may appear within review lists.
Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit card for bad credit is a nice chance to improve your bad credit history and gain a credit
rating.
With bad credit you can still find online applications. Choose a card and apply online.

Bad credit history is an upset thing to say the least. But still you have an opportunity to improve it. The banks can give you a chance to build your credit rating by offering you different cards. If you have a fair credit history you can apply for credit cards for poor credit. And of course there are limited credit cards for no or limited credit. These cards are ideal for starting up or improving your credit score. Of course these cards have rather low credit limit but if you manage your credit wisely, it can be increased.

Bad credit is not as bad as bankruptcy. If you filed for bankruptcy, it'll be hard to start all over again. But this situation can appear to be a fresh start. It means that you can freely apply for secured credit cards for bad credit and start gaining credit score rating from the beginning. After a while, as you run your credit carefully, you could apply for a limited credit card for poor credit.

Easy Approval for Bad Credit cards

If you ask yourself whether you can get a credit card with bad credit or not? The answer is: "Yes!" There are banks that will offer you their cards and it is not necessary to wait. Today you can get pre-approval, guaranteed approval or even instant approval. Some banks can give you an instant approval within 60 secs (such an instant response on your online application). Be sure that even with bad credit history you are eligible and fit for an instant online approval.

Sometimes banks estimate your credit ability beforehand (just think about what you've been recently filling up). They pre-approve you and thus you are getting quite an easy credit. This is possible not only for clients with good or excellent credit history. If you have subprime credit, bank can offer you poor credit credit cards or other cards with pre-approving.

Credit Card FAQ

If you have any question on a credit cards for people with bad credit (and not only) or something is not quite clear to you, feel free to ask our credit experts or just scroll through the previous questions.

Sadly, we don't have any information about credit history required to be eligible for AARP credit card. I wouldn't recommend applying for this card if your credit score is in the fair range. There are many other credit cards that are created to help people raise their credit score. If...

see all questions

Limited Credit Cards from Top Companies

Visa credit cards for bad credit give you big opportunities as they are accepted in most countries and in every ATM you stumble across. These cards will surely provide you with perfect services irrespectively of your credit history.

MasterCard are other popular credit cards. They are also wildly accepted and provide their holders perfect services. Any MasterCard card can respond to multiple clients needs even if they have limited or bad credit.

How to get a credit card with bad credit from Visa and MasterCard? Just look over their products on CreditLand. Both companies issue some of the best credit cards for bad credit. Choose the product that fits your needs and apply online.

Credit History Center

1. What is a bad credit score?

Credit bureaus gather the information about your current and previous credits, payments and late payments which constitute your credit score rating. As all data about your credits gathered in one place you can't avoid having a bad credit history, if you delay your payments or have debts. Every delay would negatively affect your credit score.

2. How to know credit score?

Along with your application form lenders check your credit history. It is represented as a number - credit score - in a Credit Report. To check credit history report you can request a credit bureau (e.g. Equifax, Experian and TransUnion). This request can be made once a year for free or more than once a year but for money.

3. How to fix bad credit?

If you have no or bad credit history there's a chance to build or rebuild it. For this purpose card issuers offer secured, unsecured and prepaid credit cards. These cards are issued especially for people with bad credit. Such credit card offers for a bad credit will help you to improve or gain your credit score in a faster and secure way.

Three options for Bad credit

There are three types of credit cards for bad credit history: prepaid, unsecured and secured cards.

Secured credit card is a great tool for building or rebuilding your credit score. These cards require a security deposit which ensures you against overspending and gives the bank confidence in your creditworthiness.

Unsecured credit cards for bad credit are similar to secured but not as advantageous as first. These cards have no security interest for the credit provided and rather high fees. But multiple choices of unsecured credit cards and different benefits and rewards cover all possible disadvantages. If you are confident in your credit responsibility, you can safely apply for unsecured credit card.

Prepaid credit cards are cards refillable by cardholder. They are the safest way to start or rebuild your credit score as you never have to worry about overdrafts. You can use your prepaid credit card for any purposes as usual plastic card.

* The Credit-Land.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers.
Credit-Land.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card.
Please refer to the application if you would like more information on each credit card.
When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website.
All logos on the Credit-Land.com website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer.
Opinions expressed here are the author's alone, not those of the credit card issuer,
and have not been reviewed, approved or otherwise endorsed by the credit card issuer.
Reasonable efforts are made to present accurate info, however all info is presented
without warranty. Consult a card's issuing bank for terms & conditions.

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site.
Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists.
Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Please note that Credit-Land.com has financial relationships with some of the merchants mentioned here.
Credit-Land.com may be compensated if consumers choose to utilize the links located throught the content on this site and generate sales for the said merchant.