Letter to National Association of Professional Background Screeners Re: Illegal for Credit Reporting Agencies to Maintain and Report on Violations (Legal Action Center)

Letter from Laurie Parise of the National H.I.R.E. Network and Legal Action Center to the President of the National Association of Professional Background Screeners, citing Fair Credit Reporting Act (FCRA) stipulation that:

No consumer reporting agency shall report or maintain in the file on a consumer, information relative to an arrest or a criminal charge unless there has been a criminal conviction for such offense, or unless such charges are still pending.

(15 U.S.C. § 1681. § 380-j(a)(1) (emphasis added)).

This letter may be used as the basis for a letter to a credit reporting agency that has illegally reported non-criminal violations on someone's credit history. If you choose to use this letter and obtain a response, please consider sharing the results with the author (lparise@lac.org) or Reentry Net Coordinator (kater@bronxdefenders.org)