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Special Event Liability

HCC Specialty is the leading provider of Event Cancellation, Prize Indemnity, Weather insurance and Special Event Liability to the festival, sports, promotion marketing and entertainment industries. No other special risk insurance provider offers this full range of complementary event-related products.

Through TotalEvent, our online quoting system, we can provide you with a quick and easy, cost effective solution for getting the protection you need for your Event.

TotalEvent Benefits

● The TotalEvent suite of products allows you to reduce the risks related to events at competitive prices.

● The online application process allows us to provide quick quotes and same day coverage.

● Our integrated suite of insurance products gives all types of event organizers the ability to protect their events and venues, while simultaneously driving traffic and attendance.

Special Event Liability provides you with protection for third party bodily injury and property damage arising out of an event. Whether someone falls and gets hurt, or damage to someone else’s property, WE can provide protection by assuming the risk of legal claims brought by a third party. We can cover many types of events from fairs and festivals, consumer shows, fundraisers, dances, meetings, luncheons, parties, weddings, and more.

Event Cancellation Insurance protects your revenue or expenses from an event against cancellation due to circumstances beyond your control. These circumstances can include, but are not limited to, hurricanes, earthquakes, severe/adverse weather, terrorism, labor strikes, non-appearance of key people, and unavailability of the venue due to fires, floods, or power outages. A typical buyer of Event Cancellation Insurance would include Tradeshows, Conferences, Expos, Consumer Shows, Annual Meetings, Conventions, Sporting Events, Festivals, and more.

Weather Insurance protects against adverse weather conditions that reduce attendance and revenue. It is designed to offset, not only the revenue lost due to reduced attendance, but also other revenue sources such as concessions, food and parking. Perils such as rain, snow, wind and temperature can be covered under an event weather policy. Online quoting is available through TotalEvent® for rain coverage for events as well as golf tournament cancellation insurance and big day umbrella coverage for wedding day rain insurance. Online application available at Click here to download an application..

Prize Indemnity - Winsurance™ can be used as a promotional tool to drive event attendance and visibility. An Insured Promotion enables the promoter or sponsor to accurately budget for the cost of the prize and protects the company's balance sheet from any unnecessary liability. It allows the event organizer a way to offer a risk-free large prize for a fraction of the prize value. Types of Insured promotions and games include: Scratch & Win, Collect & Win, Match & Win, Predict & Win, Sweepstakes with a “Kicker” and Skill Competitions. More Details

More details available online at www.totaleventinsurance.com are: Hole-in-One, Basketball Shots, Football Tosses or Kicks and Hockey Shots.