Hiscox PRO®

Miscellaneous Professional Liability

Hiscox PRO®

Miscellaneous
Professional
Liability

What is Miscellaneous Professional Liability?

Miscellaneous Professional Liability is professional liability coverage for a wide range of businesses. Hiscox offers competitive terms and conditions for targeted professions like associations, consultants, general business services, advertising/marketing services, employment agencies, third party administrators, and many more.

Claims scenarios

Not sure what risks our product covers? We’ve brought some scenarios to life.

Management consultant

Claims adjuster

Associations

Management consultant

A management consultant recommended a business restructuring strategy that caused its client to lose bottom line income. The claimant alleged that the consulting group designed and implemented flawed programs that provided erroneous market studies and business reports. Despite paying substantial fees and expenses to the consulting group to grow the business, the company saw its sales and profits drop.

Management consultant

A management consultant recommended a business restructuring strategy that caused its client to lose bottom line income. The claimant alleged that the consulting group designed and implemented flawed programs that provided erroneous market studies and business reports. Despite paying substantial fees and expenses to the consulting group to grow the business, the company saw its sales and profits drop.

Claims adjuster

A claims adjuster assisted a homeowner's insurance carrier with the adjustment of property damage claims arising from Hurricane Ike in Texas. The adjuster allegedly misrepresented the rights and benefits available under the policy relative to the related hurricane damage and a group of homeowners claimed damages for violations of Texas's Insurance Code and Deceptive Trade Practices Act.

Claims adjuster

A claims adjuster assisted a homeowner's insurance carrier with the adjustment of property damage claims arising from Hurricane Ike in Texas. The adjuster allegedly misrepresented the rights and benefits available under the policy relative to the related hurricane damage and a group of homeowners claimed damages for violations of Texas's Insurance Code and Deceptive Trade Practices Act.

Associations

A landlord alleges a breach of contract claim against an Association for using funds to lobby political views, rather than educating housing landlords like herself. The landlord was required to complete a training course, but alleges the Association never conducted the class. Instead, they diverted the cost of the course to a non-profit organization used to lobby for public housing. Five alleged counts were made against the Association, including civil rights violations and breach of contract.

Associations

A landlord alleges a breach of contract claim against an Association for using funds to lobby political views, rather than educating housing landlords like herself. The landlord was required to complete a training course, but alleges the Association never conducted the class. Instead, they diverted the cost of the course to a non-profit organization used to lobby for public housing. Five alleged counts were made against the Association, including civil rights violations and breach of contract.