Well-respected bank offering Payday loans

A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California. The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.

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My name is Janet ,i am here to say something about Mr Frank Wright. I found his email address online regarding his loan/help towards those that are in need of a loan. So, i saw it and i was wondering if he`s loans were legit.

However, I ran into expenses and i was needing just a small loan of $15,000 yesterday to pay for some debts . So i collected his email online where i saw it and i decided to give it a try. Eventually i emailed him and i got in touched with him, i submitted all he'd required and to my greatest surprise, i got an alert today that the loan which i applied from Frank Wright Loans Ltd , was sent to me by Mr frank Wright So i couldn't believe it until i went to the bank and i saw it reflected.

So, i am using this medium to let everyone know about Frank Wright Loans Ltd and how they helped me with my loan of $15,000 . So if anyone is needing a loan, i would rather advice he/she to contact him because he's kind and as i made my research on him, he had helped so many people including me. So they are the best option to choose in Lending.

You can't believe what i just got,… A loan of $ 60,000. I have been
looking for a loan for the past 2years untill i was referred to a
legitimate lender. Though it was not that easy to approve my loan, as you
know nothing good comes easy. But I got my loan within 4 hours i got my
loan, and before i knew it, the loan was transferred to me. please friends,
don't let any body deceive you and scam you for this is real. Contact them
via Email: garrywiltonloan756@gmail.com
Loan company Whatsapp number: +15188558838.

Thanks
Mrs Evon

2017-11-15, 08:01:29

anonymous

Good Day Every Body.

You can't believe what i just got,… A loan of $ 60,000. I have been
looking for a loan for the past 2years untill i was referred to a
legitimate lender. Though it was not that easy to approve my loan, as you
know nothing good comes easy. But I got my loan within 4 hours i got my
loan, and before i knew it, the loan was transferred to me. please friends,
don't let any body deceive you and scam you for this is real. Contact them
via Email: garrywiltonloan756@gmail.com
Loan company Whatsapp number: +15188558838.

Thanks
Mrs Evon

2017-11-16, 01:44:07

anonymous from United States

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