Developed by the National Payments Corporation of India (NPCI), BHIM was launched on December 30, 2016. Through the BHIM app, a user can make payments by providing details such has mobile number, name and Aadhaar number, without having to share own bank account details.

Mobile app BHIM or Bharat Interface for Money enables wire transfer of money via the Unified Payment Interface (UPI) interface. Developed by the National Payments Corporation of India (NPCI), BHIM was launched on December 30, 2016. Using the BHIM app, a user can make payments using details such has mobile number, name and Aadhaar number, without having to share own bank account details. BHIM users can make direct bank payments to anyone on UPI. BHIM facilitates this either by using the recipient's UPI ID or scanning his/her QR code - a barcode that can be read by smartphones - with the mobile app. BHIM users can also request money from a UPI ID, among many other features.