Client Update

The term, “fiduciary,” may sound dry and academic, but its significance is profound. In fact it’s so pivotal that I am 1) reviewing what a fiduciary is, 2) confirming that HearthStone always acts in a fiduciary capacity, and 3) affirming why...

Unfortunately, an epic crisis ushers in an epic level of scam artists.
That’s why we are advising everyone to be extremely cautious during this COVID-19 pandemic. Each day brings change and confusion. This turmoil creates a witches’ brew of opportunity for the bad guys...

There are significant provisions related to retirement funds within the Coronavirus Aid, Relief, and Economic Security (CARES) Act enacted on March 27, 2020. These provisions are designed to allow you to pay fewer taxes or, defer taxes if you prefer. Let’s review some of these advantages...

Considering how much markets have fluctuated over the past month, now could be an opportune time to rebalance. Rebalancing involves periodically buying or selling assets in a portfolio to maintain an original or desired level of asset allocation or risk. So let’s review the basics.

Having a diverse investment portfolio doesn’t eliminate the risks of investing. However, it can pay off. How? By providing you choices that help reduce the impact of down markets if some of the portfolio has to be sold. In that sense, it’s wise to have a broad array of investments in your portfolio. And, since we’ve entered a bear market, let’s examine the benefits of diversifying an investment portfolio.

The CARES Act, signed last week, could soon put cash directly into your pocket. The U.S. Treasury will send up to $1,200 per adult and $500 per child under the age of 17. For example, a married couple with two kids could get $3,400. So, should you be on the lookout for a check from Uncle Sam?
Here’s who qualifies for a payment…

A Message for Our Clients:

I recognize that people are anxious and that the Wall Street “ride” continues to be bumpy in the near term. However, since I’m in the position to receive a lot of feedback from investors and colleagues, I want to share perspective from my corner.