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Chase Sapphire Preferred

I just received this card and it is a bit unusual. It is a Visa Signature, has the card number on the BACK, and it appears to be made of METAL. It weighs 13g where most of my cards weigh 5g and it attracts a magnet - hoping I didn't just kill the magnetic strip. Overall, a very pretty card!

-LB

P.S. This card has a 50K point signup bonus worth $625 off airlines/hotels or 50K Continental miles

Well, it's a Visa Signature, so good to excellent credit because of the $5,000 minimim limit. Income requirements for Visa Signatures, in most cases, are also $35,000 annually, which obviously affect some applicants.

Curious if there is a different score requirement for the CSP vs regular Sapphire, or is it just an annual fee/benefits difference? I was qualified for both and went with the lessor (PC from Freedom). They are both visa sig or world mc.

If you book it through them (and I recommend it; they got me a great price, and only tacked on like a $20 fee for making all the arrangements...was well worth the service IMO), I'm sure they'd love that as a first purchase!

Did you book that online or through a customer service rep? I really do need to start planning another vacation! I have a cruise coming up in April, but have been taking a lot of weekend trips lately with my points! haha

Did you book that online or through a customer service rep? I really do need to start planning another vacation! I have a cruise coming up in April, but have been taking a lot of weekend trips lately with my points! haha

I don't see any way to book online and they say to call.

Book your trip. Call 1-866-951-6592 to speak with an Ultimate Rewards travel agent.

I've been a longtime lurker here, but have working on my credit for almost 5 years...from a bunch of charge offs and Student loan debt with FICOs in the mid 500's to today when I got my first "Big Boy" cardhttp://creditboards.com/forums/public/style_emoticons/default/grin.gif

I received a Chase Ink card for my business last year and figured I should go ahead and apply for a Chase personal card; not knowing which card to try for I applied for the Sapphire Preferred thinking that I could always call recon and ask for a "lesser" card if I was denied.
Welp, the denial letter came today, I called the Chase backdoor number...after a few questions about my current crummy personal cards, the gentleman approved me for the Sapphire Preferred w/ a $6k CL He says it will be here in 2 weeks.
I don't know what my ficos are right now, but my TU was 695 in December when I bought a new truck...

I'm pretty excited as I plan on using it to book a much needed vacation soon and rack up some points.

I just received this card and it is a bit unusual. It is a Visa Signature, has the card number on the BACK, and it appears to be made of METAL. It weighs 13g where most of my cards weigh 5g and it attracts a magnet - hoping I didn't just kill the magnetic strip. Overall, a very pretty card!

-LB

P.S. This card has a 50K point signup bonus worth $625 off airlines/hotels or 50K Continental miles

You weigh your credit cards? I'll need to get a better scale, because the one I have in the bathroom isn't accurate enough to do grams.

I wonder if I can just convert another Chase card I have to this one, to avoid another account and inquiry. I have three already, all with limits over 5K.

I've been a longtime lurker here, but have working on my credit for almost 5 years...from a bunch of charge offs and Student loan debt with FICOs in the mid 500's to today when I got my first "Big Boy" cardhttp://creditboards.com/forums/public/style_emoticons/default/grin.gif

I received a Chase Ink card for my business last year and figured I should go ahead and apply for a Chase personal card; not knowing which card to try for I applied for the Sapphire Preferred thinking that I could always call recon and ask for a "lesser" card if I was denied.Welp, the denial letter came today, I called the Chase backdoor number...after a few questions about my current crummy personal cards, the gentleman approved me for the Sapphire Preferred w/ a $6k CL He says it will be here in 2 weeks.I don't know what my ficos are right now, but my TU was 695 in December when I bought a new truck...

I'm pretty excited as I plan on using it to book a much needed vacation soon and rack up some points.

You weigh your credit cards? I'll need to get a better scale, because the one I have in the bathroom isn't accurate enough to do grams.

I wonder if I can just convert another Chase card I have to this one, to avoid another account and inquiry. I have three already, all with limits over 5K.

I just did this, twice.

Had a freedom MC. Converted it to the regular Sapphire 5 months ago with no hardpull (as long as the existing card has a 5k limit or greater). Then I got bored and wanted the Preferred, so I called back in and product changed again, no hard pull either.

It is seamless, same card number, same history, same APR and limit. Only thing that changes is the 3 digit code on the back of the card and maybe the exp date.

I called a regular CSR and they checked eligibility and got it done.

No negative effects at all. The card does report differently though, as a flexible spending card, thats just part of it being visa sig or world mc NPSL.

You weigh your credit cards? I'll need to get a better scale, because the one I have in the bathroom isn't accurate enough to do grams.

I wonder if I can just convert another Chase card I have to this one, to avoid another account and inquiry. I have three already, all with limits over 5K.

I just did this, twice.

Had a freedom MC. Converted it to the regular Sapphire 5 months ago with no hardpull (as long as the existing card has a 5k limit or greater). Then I got bored and wanted the Preferred, so I called back in and product changed again, no hard pull either.

It is seamless, same card number, same history, same APR and limit. Only thing that changes is the 3 digit code on the back of the card and maybe the exp date.

I called a regular CSR and they checked eligibility and got it done.

No negative effects at all. The card does report differently though, as a flexible spending card, thats just part of it being visa sig or world mc NPSL.

Thanks. I still have to think about it, because I hate annual fees. I ended up with two Freedom cards because an affinity card I had with Chase with my alumni association was discontinued by them. I also ended up with another additional Chase card after Washington Mutual imploded. That's where the extra cards came from.