Did you know that emotional memories are more likely to stick with you in the long term? The mental peace and happiness you experience is something money can’t provide. Start brainstorming what memories you want to create today.

3. Be Sweet, Write a Note.

Kind and thoughtful words can have a stronger impact than material goods. Handwritten notes are a great way to express thanks. After all, you only need some creative thinking, paper, and something to write with. It’s all about appreciating loved ones—a small act of kindness can go a long way.

Try to make this Valentine’s Day more meaningful, creative, and thoughtful rather than spending loads of money. If you’re on a budget, stick to it! Don’t blow off all your money management efforts just for a holiday. Wait to do that until you’re a billionaire or until someone finally invents those money-growing trees!

We encourage you to read our Application and Solicitation Disclosure PDF carefully before applying for Complete Student Loans. We want to be completely transparent with you so there’s no surprises later.