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· 24-Feb-2016 16:48

A completely empty gift card wouldn't work if they did a

A completely empty gift card wouldn't work if they did a $1 test fee (as edgore notes), but a gift card with just a dollar remaining on it would. The way that all of this stuff works is that they get the full CC info up from, do a test authorization against that, then toss the CVV (theoretically, assuming they comply with PCI) then retain the CC # and EXP. Nobody is going to just ask for the CC up front, then come back later and say they also need a EXP and CVV, which is the only way this scam would work.Since the merchant isn't allowed to store the CVV they are going to do a test authorization right away.Sometimes they are seeking only friendship, but more often than not, they are indulging in extra-marital affairs and infidelity.In some cases, they may be in open, or polyamorous relationships where dating outside the relationship isn’t considered outside the boundaries.

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A completely empty gift card wouldn't work if they did a $1 test fee (as edgore notes), but a gift card with just a dollar remaining on it would. The way that all of this stuff works is that they get the full CC info up from, do a test authorization against that, then toss the CVV (theoretically, assuming they comply with PCI) then retain the CC # and EXP. Nobody is going to just ask for the CC up front, then come back later and say they also need a EXP and CVV, which is the only way this scam would work.

Since the merchant isn't allowed to store the CVV they are going to do a test authorization right away.

Sometimes they are seeking only friendship, but more often than not, they are indulging in extra-marital affairs and infidelity.

In some cases, they may be in open, or polyamorous relationships where dating outside the relationship isn’t considered outside the boundaries.

I would be surprised if most porn sites (because let's face it, we are talking about porn sites) did not use this service.

Edited to add: And yes, it would be credit card fraud to do this, plus probably a violation of the CFAA in the hands of an up and coming prosecutor.

Without an article linked I don't know if this is addressed, but credit card processors have a whole service set up to prevent this.

Merchants can perform a $1 transaction to verify that the card info is correct and that transaction gets refunded to the card within a day or so. This gets done whenever you check into a hotel or rent a car.

test fee (as edgore notes), but a gift card with just a dollar remaining on it would. The way that all of this stuff works is that they get the full CC info up from, do a test authorization against that, then toss the CVV (theoretically, assuming they comply with PCI) then retain the CC # and EXP. Nobody is going to just ask for the CC up front, then come back later and say they also need a EXP and CVV, which is the only way this scam would work.Since the merchant isn't allowed to store the CVV they are going to do a test authorization right away.Sometimes they are seeking only friendship, but more often than not, they are indulging in extra-marital affairs and infidelity.In some cases, they may be in open, or polyamorous relationships where dating outside the relationship isn’t considered outside the boundaries.

You do not have to face any one until you are ready. Faking billing data seems like something they would definitely consider criminal. I always keep used-up gift/rebate cards around for this purpose.Who knows how many different charges a vengeful federal prosecutor could gin up to stack against someone who did it. There seem to be some teething issues with the website redesign. They're valid credit cards, complete with CVV numbers, and their expiration dates are usually a very long time in the future (got one the other day that expires in 2020)."He said he was going to pay me back double," she laughs.Though the amounts and details of the scam vary from victim to victim, when it comes to romance scams, the con is almost always the same: The crook wants to get a besotted victim to wire money or provide access to a credit card.