Ent CU's (CO) 84-Month Certificate Offers Competitive Rate

Availability: Residents of the Colorado counties of Arapahoe, Denver, Douglas, El Paso, Fremont, Jefferson, Pueblo, Teller, and Weld; Civilian and military personnel of the Colorado Air National Guard, Colorado Army National Guard, and Buckley Air Force Base.

Ent Credit Union (Ent CU) added an 84-month Certificate to its product line about 9 months ago, and earlier this year, increased the rate to 2.45% APY. The minimum opening deposit is $500, with no balance cap.

APY

MIN

MAX

INSTITUTION

PRODUCT

DETAILS

2.10%

$500

-

Ent Credit Union

84 Month Certificate

2.10%

-

-

Ent Credit Union

84 Month IRA Certificate (Traditional, Roth, CESA)

Accounts mentioned in this post. Rates as of December 9, 2016.

The 84-month Certificate is also being offered as an IRA (Traditional, Roth, and CESA) earning the same APY, with the same funding requirements.

As stated in Ent CU’s Truth In Savings document, the Early Withdrawal Penalty reads as follows:

For certificates and IRA certificates with a maturity of 84 (eighty-four) months or seven (7) years the early withdrawal penalty is three hundred sixty-five (365) days’ loss of dividends.

Individuals who live, work, worship, or attend school in the Weld County communities of Dacono, Erie, Firestone, Frederick, Ft. Lupton, and Mead also qualify.

Family members of current Ent CU members also qualify.

Civilian and military personnel of the Colorado Air National Guard, Colorado Army National Guard, and those associated with Buckley Air Force Base in Aurora, Colorado, are also eligible for membership.

Credit Union Overview

Ent Credit Union (NCUA Charter # 68671) has an overall health grade of "A+" at DepositAccounts.com, with a Texas ratio of 1.71% (excellent) based on December 31, 2015 data. Ent CU has an excellent capitalization level (12.60% APY), a result of holding $4.39 billion in assets with $553.14 million in equity. Please refer to our financial overview of Ent Credit Union for more details.

Currently Colorado’s largest credit and the 27th largest credit union in the nation, Ent Credit Union was chartered in 1975 for the benefit of military and civilian personal at Ent Air Force Base and Peterson Field in Colorado Springs, Colorado. In just 40 years, Ent CU has expanded its field of membership to include the most populous counties in Colorado, and today has more than 263,800 members and assets in excess of $4.3 billion.

Ent CU and Ent Air Force Base were both named for Major General Uzal Girard Ent, commander of the Ninth Air Force during World War II. Ent Air Force Base opened in 1951, when the United States Air Defense Command moved to Colorado Springs.

How the CD Compares

When compared to the similar length-of-term CDs tracked by DepositAccounts.com, that require a similar minimum deposit and are available to residents in the Colorado Springs-Pueblo metropolitan area, Ent Credit Union’s 84-month Certificate APY currently ranks first.

The above rates are accurate as of 4/30/2016.

To look for the best CD rates, both nationwide and in your state, please refer to our CD rates table, or our new Rates Map page.

Ent Federal Credit Union has a very nice certificate special with a yield of 4.25% APY for a 7-month term. The minimum deposit is $500.

Ent FCU had a couple of 6% CD promotions in 2006. So it has a history of high CD rates.

Membership is open to those who live, work, worship or attend school in Denver, El Paso or Pueblo counties. For the full details please refer to the credit union's Membership Page. Membership requires a minimum initial deposit of $35 to their savings account.

Ent Federal Credit Union has special rates on all of its certificates as part of its 50th Anniversary. All CD rates receive an extra 0.50% bump. This applies to regular, IRA and business certificates. The yields range from 5.60% to 5.65% APY for terms from 3 to 23 months, from 5.68% to 5.74% APY for terms from 24 to 47 months, and from 5.76% to 5.80% APY for terms from 48 to 60 months. The minimum deposit is $500.

Ent Federal Credit Union is again offering a 6.00% APY 13-month certificate. The minimum deposit is $500. The first $500 must be money new to the credit union, and 50% of money over $500 must be new to the credit union. This CD also has a bump feature. If rates go up in the next 13 months, you can get a one-time bump to the then-current 13-month certificate rate.

Ent had offered this same CD promotion back in June. One improvement appears to be that you can open CDs and other...

Ent Federal Credit Union is offering a 6.00% APY 13-month certificate. The minimum deposit is $500. The first $500 must be money new to the credit union, and 50% of money over $500 must be new to the credit union. This CD also has a bump feature. If rates go up in the next 13 months, you can get a one-time bump to the then-current 13-month certificate rate. This is a limited time offer.

The field of membership includes those who live, work, worship or attend school in the following Colorado...