The Crystal Performance Award was designed to recognize credit unions
for achieving a top ten ranking based the RFG Performance Index™, a
balanced scorecard measurement of growth, income, efficiency and margin
management.

“We are pleased to recognize such a diverse group of credit unions from
all areas of the country. Despite differences in geography, member
demographics and scale, each of these credit unions embodies the key
traits we find in measuring high performing credit unions. They manage
expenses extremely well with an average efficiency ratio of 65 percent,
and they typically garner a greater share of their members’ deposit and
loan business when compared to other credit unions. Their management
teams, boards, employees and members should be pleased with this
recognition,” offered Bill Handel, vice president of research and
product development with RFG.

More than 500 credit unions were evaluated for the Crystal Performance
Award through RFG’s CEO Strategies Group program. Each of the winners
ranked among the top two or three percent of all credit unions analyzed
by RFG for two consecutive reporting periods in 2008. “Consistency in
overall performance is requisite in our selection of Crystal Performance
Award winners” added Bob Dye, general manager and chief operating
officer with RFG. To be eligible for the Crystal Performance Award, a
credit union must participate in the CEO Strategies Group for an
in-depth analysis of the credit union’s financials, sales, products and
member household relationships. RFG recognized the top credit unions in
two asset classes based on their 2008 performance: credit unions above
$500 million and below $500 million in assets.

The Crystal Performance Award is presented annually at RFG’s CEO Forum.
For more information about the CEO Forum visit
www.raddon.com/forum or call 800.827.3500.

About RFG
RFG, a strategic business unit of Open Solutions Inc., has been
providing research-based solutions exclusively to the financial services
industry since 1983. RFG understands the industry and knows how
consumers and businesses interact with financial institutions. By
combining our practical know-how with best practices in research and
analysis, RFG helps financial institutions manage their customer
relationships and their organizations.

RFG has been analyzing credit union performance through the CEO
Strategies Group for over 15 years. For more information about the CEO
Strategies Group, Crystal Performance Award or RFG, contact Dan McGowan
by email at
dmcgowan@raddon.com or by phone at 800.827.3500. Visit RFG online at
www.raddon.com or subscribe to RFG’s industry blog at
www.theraddonreport.com

Open Solutions Inc. is a registered trademark of Open Solutions Inc. All
other company and product names may be trademarks of their respective
owners. Copyright 2009 Open Solutions Inc. All rights reserved.

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Editor’s Note: The correct usage of the company name, Open Solutions
Inc., is either referring to it as Open Solutions Inc. or Open
Solutions. Open Solutions no longer uses the acronym of OSI to refer to
the company.