A few days ago, the meeting that keep watch approved industry of insurance of business of new edition motor vehicle formally main provision (the following abbreviation) of danger of 2007 edition new car, will enable formally at rising on April 1. With photograph of edition car danger was compared 2006, danger of 2007 edition new car expanded to cover range further, covered car loss danger, trade 3 person rush to deal with an emergency of danger of danger, responsibility of the personnel on the car, pilfer, not plan danger of franchise engage by special arrangement, glass is alone and broken danger of engage by special arrangement of danger of loss of nick of danger, automobile body and optional franchise is planted 8 times nearly. Product of new edition industry still is A, B, C3 to cover, level of rate of structure of rate of safeguard limits, cost, cost and cost rate adjust coefficient and old edition somewhat difference. In addition, new car danger still has drive the person is different, the discount is different; The car with little be or get out of danger advocate privilege is increased wait for 7 big change.

Compare with photograph of danger of old edition car, danger of new edition car produced a lot of change, it is 3 cars apparently most set pilfer rush to deal with an emergency in danger give priority to danger; Additional, drive the vehicle that has recorded advocate cast after April protect, will poorer than the record car advocate privilege is bigger. Introduce according to the personage inside course of study, older edition photograph compares danger of new edition car, basically have the change of 7 respects.

Pilfer rush to deal with an emergency upgrades give priority to danger, this is the change with the biggest risk of car of new edition commerce.

In danger of car of old edition commerce, the pilfer rush to deal with an emergency of danger of two commerce car can buy B, C alone, but in danger of car of A money business, pilfer rush to deal with an emergency is the additional risk of car caustic danger, car advocate must buying advocate the ability after danger of danger car caustic buys pilfer rush to deal with an emergency. And in danger of car of new edition commerce, pilfer rush to deal with an emergency all was labelled advocate danger. After so new fund hands in strong danger to enable, car advocate do not buy car caustic danger to also can buy pilfer rush to deal with an emergency.

Change 2 each danger are planted price difference is less

It is reported, in clause of danger of car of new edition commerce, 3 cars danger becomes more similar on the clause, did not appear on cost rate too major key is whole. The product value of B money and danger of C money car has small to adjust, but overall change is not big, and the price difference that same danger plants between each insurance company also narrowed further.

The field is led in cost, the danger of A money car of new edition and old money agree completely. In old edition, a money business 3 person danger the cost rate of 200 thousand yuan of this first gear is 1334 yuan, in new edition, its cost rate still is 1334 yuan, car caustic danger is same also. In money of new edition B, cost leads danger of older edition car to be reduced somewhat. Business of money of old edition B 3 person danger the cost rate of 200 thousand yuan of this first gear is 1376 yuan, in new edition, adjust however it is 1334 yuan, cheaper than danger of old edition car 42 yuan. To rate of C fund expenses, because of old edition cost is led slightly low, this second adjust change not quite, new fee rate is the same as rate of new fee of fund of A, B to agree basically, be like in front mention 3 person danger 200 thousand yuan insurance cost is 1335 yuan. Previous12Next