Sumitomo Mitsui Trust Bank, Limited forms the core of Sumitomo Mitsui Trust Group as a trust bank with the largest scale in most of the major business areas of trust banking industry. It has 7 professional business divisions, which are Retail Total Solution Services Business, Wholesale Total Solution Services Business, Wholesale Asset Management Business, Stock Transfer Agency Services Business, Real Estate Business, Fiduciary Services Business and Global Markets Business, and offers the best solution for customers with its significant expertise and comprehensive capabilities.

Sumitomo Mitsui Trust Wealth Partners Co., Ltd. provides high-level professional consulting services to clients with asset and business succession needs. In addition to the professional consultants at SuMi TRUST Bank, the company offers custom-tailored consulting services that meet the requests of each client through collaboration with tax accountants and lawyers.

Joined Sumitomo Mitsui Trust Group from December 14, 2015, as a credit card company. Sumitomo Mitsui Trust Club Co., Ltd. is the exclusive issuer of “Diners Club” card in Japan, which has more than 50 years of tradition as the first credit card company in Japan, and provides convenient and high-quality credit card services utilizing various card line-up including “VISA” and “MasterCard” brands.

Sumitomo Mitsui Trust Panasonic Finance was jointly established with Panasonic Corporation. It is a comprehensive finance company that provides advanced financial instruments, such as leasing and credit services, and credit card financing services to a wide range of clients, supported by the customer base of SuMi TRUST Bank and the Panasonic Group, which cover clients ranging from large companies to small and medium-sized enterprises and individuals. The company is playing a role in helping the Group to upgrade its proposal development capabilities, so as to better respond to the diversifying financial needs of its clients.

Sumitomo Mitsui Trust Loan & Finance is a mortgage loan company
which is wholly owned by SuMi TRUST Bank. Focusing on the value of real estate and
liquidity in the provision of loans, it responds flexibly and promptly to the
various financing needs of its small and medium-sized corporate clients as well
as its individual clients. The company meets a variety of financing needs with
a full line-up of loans for real estate acquisition, housing loans, loans for
small and medium-sized commercial-use properties, and loans which use real estate
as collateral.

As a member of the Group, Sumitomo Mitsui Trust Investment
provides various services for the management of private equity funds and related
advisory services. In addition to the establishment and management of investment
partnerships, the company undertakes management, administration and monitoring
of fund investments, and also provides solutions for securitization as well as
advisory services for private equity-related investments including M&As.

Sumitomo Mitsui Trust Bank (Thai) starts business in October 2015, as a banking subsidiary of SuMi TRUST Bank in Thailand. Thailand serves as one of the largest manufacturing bases in Southeast Asia for Japanese companies. Its economy is expected to expand further on an integrated basis with surrounding countries through liberalized trade and provision of services under the framework of the soon to be established ASEAN Economic Community. Once operations start, Sumitomo Mitsui Trust Bank (Thai) will contribute to the further prosperity of the Thai economy as well as its customers by providing financing services and high-quality financial services unique as a trust bank and based on the expertise developed over the years within the SuMi TRUST Group to customers including Japanese corporate clients.

Zijin Trust is a trust company in China that is owned 19.9% by
SuMi TRUST Bank. Its head office is located in Nanjing, the capital city of Jiangsu
Province. The province is home to many high-net-worth individuals. As China’s
secondlargest host for Japanese companies after Shanghai, it is expected to
achieve high economic growth. Zijin Trust will contribute to the growth of
China’s trust market through the extension of support to Japanese corporations
operating in China and the provision of trust products and services to local
Chinese companies and high-net-worth individuals.

Tokyo Securities Transfer Agent Co., Ltd. specializes in stock transfer agency services. As an agent of record for listed companies, it offers comprehensive stock-related consulting services, which include providing support to clients preparing for IPOs, and working closely with clients to offer fine-tuned consulting services unique to a stock transfer agency.

Sumitomo Mitsui Trust TA Solution Co., Ltd. was established in order to improve the efficiency and competitiveness of operation system and data processing in the Group's stock transfer agency business. We provide back-office services such as business management and system administration mainly for stock transfer agencies.

Japan Stockholders Data Service Company, Limited was jointly established with Mizuho Trust Banking Co., Ltd. The company provides clerical works such as managing shareholders registry and special account on stock transfer agency operations as well as system development and management.

Japan Securities Agents, Ltd. specializes in stock transfer agency services. It provides wide range of stock transfer agency-related services as a neutral and fair agent without any concentration on specific client. It also performs securities business such as the administrative operations and clearing functions etc. for investment trust and corporate bonds which are eligible in Japan Securities Depository Center, Inc.

Mitsui & Co., Logistics Partners Ltd. was jointly established with Mitsui & Co. Asset Management Holdings Ltd., a wholly-owned subsidiary of MITSUI & CO., LTD., and Kenedix, Inc. as an asset management company for real estate investment trust (J-REIT). It manages Japan Logistics Fund Inc. (JLF), which is the first Japanese REIT dedicated to logistics properties in Japan and invests in various domestic logistics facilities.

Sumitomo Mitsui Trust Research Institute Co., Ltd. is a think tank specializing in real estate. It conducts studies and proposals on urban problems, and theoretical and practical studies on real estate. Based on the accumulation of such studies, it provides client with research and consulting services specializing in the real estate market and the real estate finance area.

As a unique asset management company in the SuMi TRUST Group, Nikko Asset Management Co., Ltd. engages in asset management operations featuring strengths in product development capabilities, asset management expertise and marketing support capabilities. It offers high-value-added products and services to a wide range of clients, including individuals as well as institutional investors, through its diverse domestic and overseas sales networks.

Sky Ocean Asset Management Co., Ltd. was jointly established with The Bank of Yokohama as an asset management company for investment trust, and in which the Bank of Kyoto Ltd., the Gunma Bank, Ltd. and Tokyo TY Financial Group, Inc. conducted capital participation. It provides asset management services for individual investors that contribute mid-to-long term and stable asset building.

Utilizing the trust assets that have been entrusted by SuMi TRUST Bank and Resona Bank, Limited, Japan Trustee Services Bank, Ltd. provides securities administration services for corporate pension trusts, securities investment trusts and other trusts, and performs trust operations and banking operations related to asset administration. As a major trust bank arm of JTC Holdings, Ltd., one of the top financial group in Japan that focuses on the custody business, which was incorporated in accordance with management integration with Trust & Custody Services Bank, Ltd., the bank takes advantage of one the largest scale of assets in Japan to efficiently administer clients' assets and data, and provide high-quality services.

Japan Pension Operation Service, Ltd. was jointly established with Mizuho Trust & Banking Co., Ltd. It performs the administrative operations, system development and maintenance to provide the services related to corporate pension plans such as actuarial calculations, membership management and corporate pension benefit payments.

Address

24-1 Nihonbashi-Hakozakicho, Chuo-ku, Tokyo 103-0015, Japan

Sumitomo Mitsui Trust Bank (U.S.A.) Limited

Established

May 20, 2002

Paid-in Capital

USD 56 million

Scope of business

Sumitomo Mitsui Trust Bank (U.S.A.) Limited is a wholly owned subsidiary of SuMi TRUST Bank. Its act as the central base of SuMi TRUST Group's global custody services, coordinating a network of more than 90 markets around the world. Making full use of its strength as a Japanese custodian bank, it offers Japanese-language support and other fine-tuned and high-quality custody services, giving full consideration to the needs of institutional investors.

Sumitomo Mitsui Trust International Limited is a wholly owned subsidiary of Sumitomo Mitsui Trust Asset Management. It offers fiduciary services and sales of investment products for overseas investors, as well as research activities mainly for investment funds and ESG related activities including engagement mainly for European companies.

HR One Corporation was jointly established with Panasonic Corporation, Mitsubishi Corporation, Kao Corporation, Mitsubishi Research Institute DCS Co.,Ltd. and Mitsubishi Research Institute, Inc. The company provides consulting service regarding various human resource issues in addition to the outsourcing services for human resource administration and systems such as payroll processing and welfare systems etc. It aims to promote the growth of Business Process Outsourcing market in Japan by providing high quality service with incomparably broad scale of operations and accumulated experiences.

Sumitomo Mitsui Trust General Service Co., Ltd. is a wholly owned subsidiary of SuMi TRUST Bank. It provides facilities management, clerical work outsourcing and leasing of building for SuMi TRUST Bank.

Address

3-33-1 Shiba, Minato-ku, Tokyo 105-8574, Japan

Sumitomo Mitsui Trust Business Service Co., Ltd.

Established

May 24, 1990

Paid-in Capital

JPY 100 million

Scope of business

Sumitomo Mitsui Trust Business Service Co., Ltd. is a wholly owned subsidiary of SuMi TRUST Bank. It provides trustee business and temporary staffing business for SuMi TRUST Bank and group companies.