Zaur

Mr. I. earns a low income, which is vulnerable to the local economy. He is 32, married with three children, and lives in the village of Saatli town in the south-central flat area of the Azerbaijan Republic in the Caucasus region

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He rents a barber's shop and at the end of each month pays the owner for the rent. But he sees that some of his customers are cutting their hair at another, nearby barber's shop because of its inventory.

Mr. I. is not so modern to keep competition at a high level. On the other hand, there is a school season coming up and as a rule all schoolchildren must cut their hair before going to school.

He believes that it is time to look for investment to buy new inventory immediately. He has applied for a loan of $500 to Normicro Saatli branch. After getting the loan, he plans to attract more customers and increase his daily income.