WorldCare Plans

At Now Health International, we provide innovative products and award winning service, to make it easy for you and your family to access quality healthcare, wherever life takes you.

We have a range of WorldCare plans to suit your needs, whether you and your family are resident in Singapore, Dubai, Mainland China, Indonesia, or elsewhere. Use the drop down menu above to select where you live, and see what we can offer you and your family!

WorldCare Plans in Detail

WorldCare Essential is designed to cover you for the high costs associated with large medical events. Our lowest-priced plan is for people who want to be sure they can access in-patient and day-patient healthcare only when they really need it.

WorldCare Essential covers in-patient and day-patient treatment worldwide. There are a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000 for those that who want to keep their premiums as low as possible.

If you want a small amount of out-patient treatment, there is an option to add it for an additional cost.

Residents of Hong Kong can elect to receive hospital treatment in a semi-private room in Hong Kong or Hong Kong and China for a discount.

WorldCare Advance covers you for in-patient, day-patient and out-patient treatment including GP and specialist appointments, physiotherapy and alternative therapies.

There are a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000, as well as out-patient per visit excess and co-insurance options for those that who want to keep their premiums as low as possible.

Residents of Hong Kong can elect to receive hospital treatment in a semi-private room in Hong Kong or Hong Kong and China for a discount.

WorldCare Advance is suitable for people who want all-round medical care.

It also includes routine and complex dental care after a nine-month wait period.

There are a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000, as well as out-patient per visit excess and co-insurance options for those that who want to keep their premiums as low as possible.

Residents of Hong Kong can elect to receive hospital treatment in a semi-private room in Hong Kong or Hong Kong and China for a discount.

WorldCare Apex is our most comprehensive plan with very high benefit limits. It includes in-patient, day-patient and out-patient treatment, at higher levels than WorldCare Excel, as well as routine maternity care after a 12-month waiting period.

It is suitable for those people who want the highest level of cover and perhaps starting to plan a family.

There are a wide range of annual deductibles for in- and day patient treatment, all the way up to USD 15,000, as well as out-patient per visit excess and co-insurance options for those that who want to keep their premiums as low as possible.

Residents of Hong Kong can elect to receive hospital treatment in a semi-private room in Hong Kong or Hong Kong and China for a discount.

WorldCare Plans in Detail

WorldCare Essential is designed to cover you for the high costs associated with large medical events. Our lowest-priced plan is for people who want to be sure they can access in-patient and day-patient healthcare only when they really need it.

WorldCare Essential covers in-patient and day-patient treatment worldwide. There are a wide range of annual deductibles for in-and day patient treatment, all the way up to SGD 19,500 for those that who want to keep their premiums as low as possible.

If you want a small amount of out-patient treatment, there is an option to add it for an additional cost.

Residents of Singapore can also elect to receive hospital treatment in a semi-private room in Singapore for a discount.

WorldCare Apex is our most comprehensive plan with very high benefit limits. It includes in-patient, day-patient and out-patient treatment, at higher levels than WorldCare Excel, as well as routine maternity care after a 12-month waiting period.

It is suitable for those people who want the highest levels of cover and are perhaps planning to start a family.

There are a wide range of annual deductibles for in- and day patient treatment, all the way up to SGD 19,500 for those that who want to keep their premiums as low as possible.

Residents of Singapore can also elect to receive hospital treatment in a semi-private room in Singapore for a discount.

WorldCare Plans in Detail

WorldCare Advance covers you for in-patient, day-patient and out-patient treatment including GP and specialist appointments, physiotherapy and alternative therapies.

A restricted network additional option is available to residents of the UAE, which offers a discount in return for limited access to any treatment in the American Hospital and associated clinics, City Hospital, Welcare Hospital and associated clinics of the Mediclinic Group.

WorldCare Advance is suitable for people who want all-round medical care.

For those people who are resident or working in the Emirate of Dubai, the following benefits are automatically included:

Dubai Health Authority (DHA) Mandatory requirements Benefit – Tier 2

For Insured Persons holding a valid visa for the Emirate of Dubai this Plan is extended to provide coverage up to USD 41,000 in aggregate per Insured Person, per Period of Cover for the following basic health services within the Emirate of Dubai and for Emergency services within the United Arab Emirates:

Cover is provided for eight visits to a Primary Healthcare (PHC) obstetrician for low risk patients and a specialist obstetrician for high-risk patients.

Visits to include reviews and checks and tests in accordance with the DHA antenatal Protocols. Initial investigations to include: FBC and platelets, blood group, rhesus status and antibodies, VDRL, MSU, urinalysis, rubella serology, HIV, FBS, randoms or A1C and for high risk patients GTT and Hepatitis C.

In-Patient maternity is limited to a maximum of USD 1,950 for normal pregnancy and USD 2,750 for C-section per Insured Person, per Period of Cover.

The cost of three antenatal ultrasound scans.

iii) The costs of accommodation of an accompanying person as an In-Patient in the same room in cases that are Medically Necessary at the recommendation of the Medical Practitioner or Specialist. Subject to Pre-Authorisation and up to a maximum of USD 28 per night.

iv) Essential Vaccinations and inoculations for newborns and children as stipulated in the DHA policies and its updates, in assigned facilities.

v) Preventive screening for diabetes and other screening as stipulated by the DHA every three years for Insured Persons above the age of 30 and every year for 18 years and above for Insured Persons considered high risk.

Unless otherwise indicated these Benefits will not be payable for Treatment outside the United Arab Emirates.

For maternity Benefit outside of the United Arab Emirates, the optional maternity Benefit must be selected or the Apex Plan chosen.

It also includes routine and complex dental care after a nine-month wait period.

A restricted network additional option is available to residents of the UAE, which offers a discount in return for limited access to any treatment in the American Hospital and associated clinics, City Hospital, Welcare Hospital and associated clinics of the Mediclinic Group.

For those people who are resident or working in the Emirate of Dubai, the following benefits are automatically included:

Dubai Health Authority (DHA) Mandatory requirements Benefit – Tier 2

For Insured Persons holding a valid visa for the Emirate of Dubai this Plan is extended to provide coverage up to USD 41,000 in aggregate per Insured Person, per Period of Cover for the following basic health services within the Emirate of Dubai and for Emergency services within the United Arab Emirates:

Cover is provided for eight visits to a Primary Healthcare (PHC) obstetrician for low risk patients and a specialist obstetrician for high-risk patients.

Visits to include reviews and checks and tests in accordance with the DHA antenatal Protocols. Initial investigations to include: FBC and platelets, blood group, rhesus status and antibodies, VDRL, MSU, urinalysis, rubella serology, HIV, FBS, randoms or A1C and for high risk patients GTT and Hepatitis C.

In-Patient maternity is limited to a maximum of USD 1,950 for normal pregnancy and USD 2,750 for C-section per Insured Person, per Period of Cover.

The cost of three antenatal ultrasound scans.

iii) The costs of accommodation of an accompanying person as an In-Patient in the same room in cases that are Medically Necessary at the recommendation of the Medical Practitioner or Specialist. Subject to Pre-Authorisation and up to a maximum of USD 28 per night.

iv) Essential Vaccinations and inoculations for newborns and children as stipulated in the DHA policies and its updates, in assigned facilities.

v) Preventive screening for diabetes and other screening as stipulated by the DHA every three years for Insured Persons above the age of 30 and every year for 18 years and above for Insured Persons considered high risk.

Unless otherwise indicated these Benefits will not be payable for Treatment outside the United Arab Emirates.

For maternity Benefit outside of the United Arab Emirates, the optional maternity Benefit must be selected or the Apex Plan chosen.

WorldCare Apex is our most comprehensive plan with very high benefit limits. It includes in-patient, day-patient and out-patient treatment, at higher levels than WorldCare Excel, as well as routine maternity care after a 12-month waiting period.

It is suitable for those people who want the highest level of cover and perhaps starting to plan a family.

A restricted network additional option is available to residents of the UAE, which offers a discount in return for limited access to any treatment in the American Hospital and associated clinics, City Hospital, Welcare Hospital and associated clinics of the Mediclinic Group.

For those people who are resident or working in the Emirate of Dubai, the following benefits are automatically included:

Dubai Health Authority (DHA) Mandatory requirements Benefit – Tier 1

For Insured Persons holding a valid visa for the Emirate of Dubai this Plan is extended to provide coverage up to USD 41,000 in aggregate per Insured Person, per Period of Cover for the following basic health services within the Emirate of Dubai and for Emergency services within the United Arab Emirates:

ii) The costs of accommodation of an accompanying person as an In-Patient in the same room in cases that are Medically Necessary at the recommendation of the Medical Practitioner or Specialist. Subject to Pre-Authorisation and up to a maximum of USD 28 per night.

iii) Essential Vaccinations and inoculations for newborns and children as stipulated in the DHA policies and its updates, in assigned facilities.

iv) Preventive screening for diabetes and other screening as stipulated by the DHA every three years for Insured Persons above the age of 30 and every year for 18 years and above for Insured Persons considered high risk.

Unless otherwise indicated these Benefits will not be payable for Treatment outside the United Arab Emirates.

WorldCare Plans in Detail

WorldCare Essential is designed to cover you for the high costs associated with large medical events. Our lowest-priced plan is for people who want to be sure they can access in-patient and day-patient healthcare only when they really need it.

WorldCare Essential covers in-patient and day-patient treatment worldwide. There are a wide range of excesses all the way up to RMB 94,500 per medical condition for those people who want to keep their premiums as low as possible.

If you want a small amount of out-patient treatment, there is an option to add it for an additional cost.

Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15% in return for a discount.

To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.

WorldCare Advance covers you for in-patient, day-patient and out-patient treatment including GP and specialist appointments, physiotherapy and alternative therapies.

An out-patient direct billing additional option is available to residents of Mainland China, which provides access to a network of restricted medical providers. This is an excellent option for those people who want to access cashless out-patient medical treatment without the high cost of a nil excess.

Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15% in return for a discount.

To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.

There are also additional co-insurance and restriction additional options to help make the plan as tailored as possible.

WorldCare Advance is suitable for people who want all-round medical care.

It also includes routine and complex dental care after a nine-month wait period.

An out-patient direct billing additional option is available to residents of Mainland China, which provides access to a network of restricted medical providers. This is an excellent option for those people who want to access cashless out-patient medical treatment without the high cost of a nil excess.

Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15% in return for a discount.

To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.

There are also additional co-insurance and restriction additional options to help make the plan as tailored as possible.

WorldCare Apex is our most comprehensive plan with very high benefit limits. It includes in-patient, day-patient and out-patient treatment, at higher levels than WorldCare Excel, as well as routine maternity care after a 12-month waiting period.

It is suitable for those people who want the highest level of cover and perhaps starting to plan a family.

An out-patient direct billing additional option is available to residents of Mainland China, which provides access to a network of restricted medical providers. This is an excellent option for those people who want to access cashless out-patient medical treatment without the high cost of a nil excess.

Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15% in return for a discount.

To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.

There are also additional co-insurance and restriction additional options to help make the plan as tailored as possible.

WorldCare Plans in Detail

The most affordable package is designed for people whowant to be sure they can access in-patient and day-patientcare when they need it while minimising their healthinsurance costs. You can choose a higher excess to loweryour premiums if you only intend to claim forhigh-cost, infrequent medical events.

This plan covers you for in-patient and day-patienttreatment and out-patient care including GP and specialistappointments, physiotherapy and alternative therapies.It is suitable for people who want all-round medical care.

This plan covers you for in-patient, day-patient andout-patient treatment at higher benefit levels thanWorldCare Advance. It also includes routine and complexdental care after a nine-month waiting period.

This is our highest level of cover. With very high benefitlimits, it includes in-patient, day-patient, out-patient, androutine and complex dental treatment, at higher benefitlevels than WorldCare Excel. WorldCare Apex also includesroutine maternity care after a 12-month waiting period.