Martha is in her late fifties and is married with four children. She has been selling soft drinks for two years now. She works from 8am to 6pm and she is able to make a good monthly profit.

This will be Martha’s second loan from Tujijenge Tanzania. She used the previous loan to increase her stock of soft drinks and has paid back her loan successfully. She hopes for a loan to buy more soft drinks. Martha’s dream is to one day build her own house.

Martha will share this loan with her loan group, Tujinasue, which totals 15 members. The members of the group will hold each other accountable in paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.