Trident Mortgage is dedicated to partnering with state sponsored organizations to make sure that we
provide diverse, affordable product offerings to all qualified borrowers.

Several states offer low interest home loans and other housing assistance for qualified low- and moderate-income buyers. For example, the Pennsylvania Housing Finance Agency (PHFA) offers low-interest, fixed-rate 30-year mortgages. These loans are offered through approved lenders. After closing, the state agency acquires the loans and borrowers make payments directly to the agency.

Under federal law, to qualify for state-sponsored home purchase loans, buyers must fall within certain annual income limits. The loans are typically only available to first-time buyers or to buyers who have not owned and occupied a primary residence for a period of time. Limits also apply to the purchase price of the home; these limits often vary by location within the state. Buyers may be required to take credit counseling and/or homebuyer education courses.

In addition to low-interest loans, borrowers also may be eligible for down payment and/or closing cost assistance.

Please feel free to reach out to one of our experienced Mortgage Consultants today. To find a Mortgage Consultant near you, please click here. Below are some examples of our product offerings with our partners.

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Trident is dedicated to making home ownership a reality for all families. We offer many affordable housing options through our partnerships.

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What Our Customers are Saying

We bought a home three days before we married, and at the time everyting was hectic. John took care of everything to make the transition from prequalifying through settlement flow smoothly. When we got back from our honeymoon, we found the mortgage approval letter in the mail - very quick and efficient with very little effort on our end. Both of us are very satisfied with the whole buying process. Thank you.~ G. & P. D.

Trident Mortgage Company LP licensed by the Pennsylvania Department of Banking and Securities as a Mortgage Lender. Licensed by the New Jersey Department of Banking and Insurance. Licensed lender, Office of the Delaware State Bank Commissioner. All loans subject to credit approval. Trident Mortgage Company LP. NMLS ID: 111942.