April 28, 2017

Animal shelters and rescues are important to the communities they serve. Animals come to you for care and shelter until they find a forever home. Some come from other shelters, caregivers abandon some, and others show up with little or no history of their life to date. Every animal is a priority in your daily activities. But, sometimes caring for animals is risky. In those moments, what type of insurance you purchased is critical to you shelter or rescue’s well-being.

Insurance

Few people that enjoy shopping for insurance. It can be a long and tedious task if you don’t have an agent that fully understands what you do every day. Finding the right insurance is the first step to being able to properly care for animals in need. Most animal shelters or rescues know they need general liability insurance and directors and officers insurance. There are other insurance coverages that help protect you too. Animal care custody and control liability is often overlooked and excluded from most policies.

What is animal care custody and control liability insurance?

Animal care custody and control liability protects your animal shelter or rescue if somebody sues you for an injury or death to an animal. It is a critical coverage that you can add on through an endorsement to your liability insurance policy.

Why do I need animal care custody and control?

Some animal shelters and rescues think they don’t need this coverage because they don’t knowingly take in someone’s animal. But, animal shelters and rescues have been the victim of lawsuits and needed animal care custody and control to protect them. Here are two common scenarios where this coverage can help.

Owners change their minds.

We’ve all seen it happen. Previous owners abandon their four-legged family member and make the right decision by leaving him/her in your care. A few days pass by before they return wanting to reclaim their pet. What happens if the cat, dog, or horse get sick or run away in that short period of time. Who is responsible? If the family sues your organization, are you protected?

It depends on who the court declares as the rightful owner. In some cases, signed releases are not recognized as valid in a court of law.

Lost pets.

What happens when somebody finds a roaming animal and brings it to you? It’s not theirs and they are looking for a place they know will care for the animal until the owners can be contacted. Plenty of shelters and rescues accept these animals into their care and hope to reunite them with their family.

What happens if they run away or passes away in your care before the family comes to pick the animal up and return home? The family may decide to file a lawsuit and say the death or disappearance of their animal is your fault.

In both cases, general liability insurance won’t cover defense or settlement expenses unless you purchased animal care custody and control coverage. Contact your insurance agent today to add this valuable coverage to your policy. If they don’t offer it, contact an insurance agent that specializes in animal shelter and rescue insurance.

April 26, 2017

Horse and animal advocates celebrate National Help a Horse Day annually on April 26th. It’s a national celebration founded by the ASPCA to raise awareness for abused and neglected horses across the United States. The ASPCA encourages equine rescues and sanctuaries to join their efforts by hosting an event highlighting horses and the work you do.

Equine Sanctuaries just like yours host Help a Horse Day events each year. Organizing an event is a great way to connect with your local community, increase awareness, and generate more money to aid in your daily mission. We’ve put together a list of necessary tasks to assure your event goes off without a hitch.

Recruit an event planning committee.

Planning an event requires time and as a Director, your time is limited. Recruit volunteers to be part of the Help a Horse Day planning committee. These individuals will be responsible for planning, researching, and keeping you up to date on the event progress. The committee also becomes the go-to group for questions from other volunteers, sponsors, and attendees.

Assign each member an important role like sponsors, marketing, contract negotiations, and public relations.

Decide on your goal.

Meet with the event planning committee to determine what your goals are for the Help a Horse Day event. Do you want to recruit more volunteers? Do you want to raise money? Do you want to educate community members on certain horses in your care?

Each goal requires different types of events and audience members. It is important your committee sets these first to make the rest of the event planning process seamless.

Brainstorm event ideas.

What type of event do you want to host? Possible events include tours, mini-education sessions, picnics, or an outdoor dinner and auction. If you’re looking to increase awareness of your mission, hosting mini-classes on what you do paired with tours of the sanctuary will be more valuable than a dinner/auction.

Research costs.

Have each committee member contact caterers, rental companies, speakers, and other businesses like DJ’s and photographers for event proposals. It’s a good goal to request two to three proposals from each category so you can compare and make the best choice.

Put together a budget.

After you know how much your plan costs, it’s time to put together a budget. Include expenses in the budget as well as sponsorship and fundraising goals associated with the event.

Create a call for sponsors.

A call for sponsors is similar to a donation drive but focused on businesses in your local community. Design three to five options including costs and benefits so businesses can pick one that best matches their budget.

Contact your insurance agent.

Call your insurance agent to make sure you have the right insurance coverage in place. Some general liability policies include event coverage while others don’t. If your insurance doesn’t, you can purchase special event insurance to protect your equine sanctuary.

Connect with the media.

Create a press release and send to local media channels including news and radio stations. The more press you get, the greater the turnout will be.

Advertise on social media.

Get your community excited about the event on social media. Generating a buzz online is the least expensive way to gain awareness and attendees at the event.

Show your gratitude.

Share your success and gratitude publicly at the event and after it is complete. Publish how much you raised, how many attendees, and what good will happen at your sanctuary with the support you received.