Responses to a questionnaire circulated in March 1981 are summarized. Data were gathered from all states regarding the federal Guaranteed Student LoanProgram (GSL) and the state guarantee agencies on: guarantee agency organizational types; dates of GSL agreements with the Department of Education; states that guaranteedloans before GSL;…

... technologies to provide increased opportunities for citizen access to Government information and services, and...;having general applicability and legal effect, most of which are keyed #0;to and codified in the Code of... projects that are eligible for a Community Facilities GuaranteedLoan. The intended effect of this...

...; ] DEPARTMENT OF AGRICULTURE Rural Housing Service 7 CFR Part 1980 RIN 0575-AC83 Single Family Housing... Housing Service proposes two changes to its Single Family Housing GuaranteedLoanProgram (SFHGLP.... FOR FURTHER INFORMATION CONTACT: Joaquin Tremols, Acting Director, Single Family Housing...

In this econometric model of the Guaranteed Student LoanProgram (GSLP), supply is related to banks' liquidity and yield curves, all lenders' economic costs and returns, and Student Loan Marketing Association activity. GSLP demand is based on loan costs, family debt position, and net student need for financial aid. (RW)

The Energy Policy Act of 2005 authorized the Department of Energy to guaranteeloans for new or significantly improved energy production technologies that avoid, reduce, or sequester air pollutants and other greenhouse gases. As of December 2008, Congress authorized the Department to make $42.5 billion in loanguarantees to support innovative energy projects. These guarantees were authorized for up to 80% of the total project costs and were designed to promote the commercial use of innovative technologies. Under the terms of the Act, the loanguarantees are contingent upon reasonable prospect of repayment by the borrower. Consistent with the Energy Policy Act, the Department is responsible for soliciting and evaluating loan applications, approving loanguarantees, and monitoring project and loanguarantee performance. through December 2008, the Department had issued five solicitations for projects that support innovative clean coal technologies, energy efficiency, renewable energy, advanced electricity transmission and distribution, and nuclear and fossil energy projects. These solicitations were issued in three phases with the first in August 2006, and the final in September 2008. Eleven substantially complete applications requesting approximately $8.2 billion in loanguarantees had been received by the Department in response to the first solicitation. The Department had begun the review of applications and was in the process of completing due diligence procedures necessary to evaluate projects received in response to the first solicitation. Under current plans, the Department is to issue its first loanguarantees in the spring of 2009. Because of the importance of this program as part of an effort to address the Nation's most challenging and pressing energy needs; and, the potential risk of loss to the United States taxpayers should default occur, we initiated this review to evaluate the Department's progress in establishing internal and operational controls over

...;delegations of authority, filing of petitions and applications and agency #0;statements of organization and... information is collected by the FSA loan official in consultation with participating commercial lenders. The... to protect the Government's financial interest. The revision to the information reflects that...

... ADMINISTRATION Implications of Financial Accounting System (FAS) 166 on SBA GuaranteedLoanPrograms AGENCY... Administration (SBA) is soliciting information and views from the public on: (1) The effect that the accounting changes mandated by the Financial Accounting Standards Board (FASB) in Financial Accounting Standard...

... savings for the Agency should result in a more efficient streamlined delivery of lender guarantee requests... Development the opportunity to provide training to participating lenders and allow time for computer system... Deposit Insurance Corporation, the Federal Reserve System, the National Credit Union Administration,...

Data on Guaranteed Student Loan (GSL) program defaults for 1965 to early 1981 are presented, as are characteristics of GSL lenders. Default rate data are provided by state agency, year of birth of loan recipient, last academic year, year of last loan, elapsed time between last loan and current status, institutional type and control, and…

... TDD). SUPPLEMENTARY INFORMATION: The Consolidated Farm and Rural Development Act of 1972 (Pub. L. 92... to fund their farming operations without the guarantee. Pursuant to section 351 of the CONACT (7...

... allocations. See § 1940.552(a) of this subpart. (b) Basic formula criteria, data source and weight. See § 1940.552(b) of this subpart. (1) The criteria used in the basic formula are: (i) State's percentage of... AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Methodology and Formulas for Allocation...

... allocations. See § 1940.552(a) of this subpart. (b) Basic formula criteria, data source and weight. See § 1940.552(b) of this subpart. (1) The criteria used in the basic formula are: (i) State's percentage of... AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Methodology and Formulas for Allocation...

... AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMSGUARANTEEDLOANS § 1779.30 Loanguarantee... percent of the total loan amount. The retained amount must be from the unguaranteed portion of the...

... AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMSGUARANTEEDLOANS § 1779.30 Loanguarantee... percent of the total loan amount. The retained amount must be from the unguaranteed portion of the...

Vice President Biden and Secretary Chu were joined by California Governor Arnold Schwarzenegger and Solyndra CEO Dr. Chris Grone

2009-09-09

Vice President Biden and Secretary Chu were joined by California Governor Arnold Schwarzenegger and Solyndra CEO Dr. Chris Grone to announce that the Department of Energy has finalized a $535 million loanguarantee for Solyndra, Inc., which manufactures innovative cylindrical solar photovoltaic panels that provide clean, renewable energy. The funding will finance construction of the first phase of the company's new manufacturing facility. Solyndra estimates the new plant will initially create 3,000 construction jobs, and lead to as many as 1,000 jobs once the facility opens.

Vice President Biden and Secretary Chu were joined by California Governor Arnold Schwarzenegger and Solyndra CEO Dr. Chris Grone

2016-07-12

Vice President Biden and Secretary Chu were joined by California Governor Arnold Schwarzenegger and Solyndra CEO Dr. Chris Grone to announce that the Department of Energy has finalized a $535 million loanguarantee for Solyndra, Inc., which manufactures innovative cylindrical solar photovoltaic panels that provide clean, renewable energy. The funding will finance construction of the first phase of the company's new manufacturing facility. Solyndra estimates the new plant will initially create 3,000 construction jobs, and lead to as many as 1,000 jobs once the facility opens.

A description of the current provisions of the Guaranteed Student Loan (GSL) program is provided along with an analysis of the GSL budget, a summary of up-to-date statistics on participation in the program, and a review of continuing issues related to the program. These federally reinsured loans are usually made by private lenders to students for…

...Rural Business-Cooperative Service, a mission area within the U.S. Department of Agriculture, is proposing a guaranteedloanprogram for biorefineries. The proposed rule will establish guaranteedloan regulations for the development and construction of commercial-scale biorefineries and for the retrofitting of existing facilities using eligible technology for the development of advanced......

... 2201.10 Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOANGUARANTEE BOARD LOCAL TELEVISION LOANGUARANTEEPROGRAM-PROGRAM REGULATIONS LoanGuarantees § 2201.10 Loan..., enhancement, construction, deployment, launch, or rehabilitation of the means by which Local...

... 2201.10 Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOANGUARANTEE BOARD LOCAL TELEVISION LOANGUARANTEEPROGRAM-PROGRAM REGULATIONS LoanGuarantees § 2201.10 Loan..., enhancement, construction, deployment, launch, or rehabilitation of the means by which Local...

... 2201.10 Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOANGUARANTEE BOARD LOCAL TELEVISION LOANGUARANTEEPROGRAM-PROGRAM REGULATIONS LoanGuarantees § 2201.10 Loan..., enhancement, construction, deployment, launch, or rehabilitation of the means by which Local...

... 2201.10 Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOANGUARANTEE BOARD LOCAL TELEVISION LOANGUARANTEEPROGRAM-PROGRAM REGULATIONS LoanGuarantees § 2201.10 Loan..., enhancement, construction, deployment, launch, or rehabilitation of the means by which Local...

... Rural Business-Cooperative Service Guarantee Fee Rates for GuaranteedLoans for Fiscal Year 2012... the renewal fee rate at one- fourth of 1 percent for the ] B&I GuaranteedLoanProgram. This rate will... fee rate by the outstanding principal loan balance as of December 31, multiplied by the percent...

... Rural Business-Cooperative Service Guarantee Fee Rates for GuaranteedLoans for Fiscal Year 2011..., the Agency is establishing the renewal fee rate at one-fourth of 1 percent for the B&I GuaranteedLoanProgram. This rate will apply to all loans obligated in Fiscal Year 2011 that are made under the...

...; ] DEPARTMENT OF AGRICULTURE Rural Business-Cooperative Service Guarantee Fee Rates for GuaranteedLoans for... to that authority, the Agency is establishing the renewal fee rate at one-half of 1 percent for the B&I GuaranteedLoanProgram. This rate will apply to all loans obligated in Fiscal Year (FY) 2014...

... Rural Business-Cooperative Service Notice of a Public Meeting on Administration of the Business and Industry GuaranteedLoanProgram AGENCY: Rural Business-Cooperative Service, USDA. ACTION: Notice of public meeting. SUMMARY: The Rural Business-Cooperative Service (RBS), an Agency within the USDA...

... Farm Service Agency Information Collection; GuaranteedLoan Making and Servicing AGENCY: Farm Service... the Guaranteed Farm LoanProgram. DATES: We will consider comments that we receive by July 9, 2010... Register. You may submit comments by any of the following methods: Mail: Director, Loan Making...

Congress of the U.S., Washington, DC. House Committee on Education and Labor.

Recommendations of the Belmont Task Force concerning the problem of student loan defaults are offered to the U.S. House of Representatives. The task force concludes that the purpose of the Guaranteed Student Loan (GSL) program has changed significantly in the last decade. While originally established as a loan of convenience for middle-income…

... CFR Part 1980 RIN 0575-AC85 Guaranteed Single Family Housing Loans AGENCY: Rural Housing Service, USDA... servicing options to the Single Family Housing GuaranteedLoanProgram (SFHGLP) that lenders may utilize...)(1) of the Helping Families Save Their Homes Act of 2009, which authorizes RHS to promulgate...

... Agriculture Regulations of the Department of Agriculture (Continued) RURAL BUSINESS-COOPERATIVE SERVICE AND... Efficiency Improvements Program Section B. GuaranteedLoans § 4280.152 Servicing guaranteedloans. The lender... the business, along with such other documentation as the Agency may request to determine...

Congress of the U.S., Washington, DC. House Committee on Education and Labor.

Hearings were conducted to discuss legislation aimed at reducing student loan defaults in the federal Guaranteed Student Loanprogram. The Student Default Initiative Act of 1988 is designed to address the growing cost of student loan defaults and the increasing imbalance between grant and loan assistance. It develops a procedure to get the…

... energy systems and energy efficiency improvement projects as provided in the Food, Conservation, and... guarantees and grants for the development and construction of renewable energy systems and energy efficiency... audits, renewable energy development assistance, and renewable energy system feasibility studies....

A comparison was made of the practices of so-called multistate guaranty agencies with those of single state guaranty agencies, both operating under the provisions of the Stafford Student LoanProgram (formerly the Guaranteed Student LoanProgram). It expands on earlier results and provides data on trends in the growth of guaranteedloans and…

... FOR CONSTRUCTION OF TEACHING FACILITIES, EDUCATIONAL IMPROVEMENTS, SCHOLARSHIPS AND STUDENT LOANSLoanGuarantees and Interest Subsidies to Assist in Construction of Teaching Facilities for Health...

... FOR CONSTRUCTION OF TEACHING FACILITIES, EDUCATIONAL IMPROVEMENTS, SCHOLARSHIPS AND STUDENT LOANSLoanGuarantees and Interest Subsidies to Assist in Construction of Teaching Facilities for Health...

... FOR CONSTRUCTION OF TEACHING FACILITIES, EDUCATIONAL IMPROVEMENTS, SCHOLARSHIPS AND STUDENT LOANSLoanGuarantees and Interest Subsidies to Assist in Construction of Teaching Facilities for Health...

... FOR CONSTRUCTION OF TEACHING FACILITIES, EDUCATIONAL IMPROVEMENTS, SCHOLARSHIPS AND STUDENT LOANSLoanGuarantees and Interest Subsidies to Assist in Construction of Teaching Facilities for Health...

... FOR CONSTRUCTION OF TEACHING FACILITIES, EDUCATIONAL IMPROVEMENTS, SCHOLARSHIPS AND STUDENT LOANSLoanGuarantees and Interest Subsidies to Assist in Construction of Teaching Facilities for Health...

While the American Recovery and Reinvestment Act of 2009 expanded the DOE loanguaranteeprogram to include certain ''shovel-ready'' projects, and appropriated $6 billion to cover the credit subsidy cost associated with these projects, it failed to resolve some of the most pressing problems facing the program. Here are some recommendations that may finally get some shovels in the ground. (author)

...) RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMS... retain all of the guaranteedloan. The lender must not sell or participate any amount of the guaranteed... minimum of 5 percent of the total loan amount. This amount must be of the non-guaranteed portion of...

... Farm Service Agency Funding for the Conservation LoanProgram; Farm LoanPrograms AGENCY: Farm Service... funding for and is accepting guaranteedloan applications for the Conservation Loan (CL) Program. Due to a lack of program funding for direct CLs, direct loan applications are not being accepted at this...

...). This interim rule adds the CL Program provisions to the existing direct and guaranteedloan regulations. These provisions will provide CL Program eligibility and servicing options for the direct and guaranteed... inserting CL Program provisions in the existing direct and guaranteedloan regulations and is...

... UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE RURAL BROADBAND ACCESS LOANS AND LOANGUARANTEES Types of Loans... those normally charged other applicants for the same type of loan in the ordinary course of business... guarantee any loan under this subpart that provides for: (i) A balloon payment of principal or interest...

... 49 Transportation 4 2010-10-01 2010-10-01 false Events of default for guaranteedloans. 260.45... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Procedures To Be Followed in the Event of Default § 260.45 Events of default for guaranteedloans. (a) If the Borrower is more than 30 days past due on a payment...

... 49 Transportation 4 2011-10-01 2011-10-01 false Events of default for guaranteedloans. 260.45... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Procedures To Be Followed in the Event of Default § 260.45 Events of default for guaranteedloans. (a) If the Borrower is more than 30 days past due on a payment...

... 49 Transportation 4 2013-10-01 2013-10-01 false Events of default for guaranteedloans. 260.45... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Procedures To Be Followed in the Event of Default § 260.45 Events of default for guaranteedloans. (a) If the Borrower is more than 30 days past due on a payment...

... 49 Transportation 4 2012-10-01 2012-10-01 false Events of default for guaranteedloans. 260.45... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Procedures To Be Followed in the Event of Default § 260.45 Events of default for guaranteedloans. (a) If the Borrower is more than 30 days past due on a payment...

... 49 Transportation 4 2014-10-01 2014-10-01 false Events of default for guaranteedloans. 260.45... REHABILITATION AND IMPROVEMENT FINANCING PROGRAM Procedures To Be Followed in the Event of Default § 260.45 Events of default for guaranteedloans. (a) If the Borrower is more than 30 days past due on a payment...

Testimony is presented concerning the financial burden the United States government is expected to endure from the billions of dollars in loans it has guaranteed (and continues to guarantee) for business, education, housing, and other purposes, many of which are in areas now experiencing economically hard times. The testimony discusses predicting…

The article analyzes effects of borrower interest rates and student lender subsidies on federally guaranteed student loan volumes from 1988 to 1994 and from 1996 to 2006. Some have argued that lender subsidy cuts would reduce loan supply or cause lenders to exit the student loan market. If lenders get economic rents due to overly generous…

Recent developments on the topic of Guaranteed Student Loan defaults are summarized, in light of a recent shift in the focus of default reduction efforts from loan originators to the schools themselves. Background information on recent default reports is provided, the recommendations of the Secretary of Education are discussed, and the legislative…

... benefits of the renewable energy system; (4) The quantity of energy savings expected to be derived from the... General Renewable Energy System and Energy Efficiency Improvement GuaranteedLoans § 4280.124 Guaranteed... section, as long as the items are an integral and necessary part of the renewable energy system or......

... benefits of the renewable energy system; (4) The quantity of energy savings expected to be derived from the... General Renewable Energy System and Energy Efficiency Improvement GuaranteedLoans § 4280.124 Guaranteed... section, as long as the items are an integral and necessary part of the renewable energy system or......

... benefits of the renewable energy system; (4) The quantity of energy savings expected to be derived from the... General Renewable Energy System and Energy Efficiency Improvement GuaranteedLoans § 4280.124 Guaranteed... section, as long as the items are an integral and necessary part of the renewable energy system or......

A report on the Guaranteed Student Loan Amendments (H.R. 14070) to Title IV of the Higher Education Act of 1965 considers the problems behind and implications of the loanprogram. Chief among the problems are the default rate, access to loans, the schools as lenders, and the role of the states in administering the program. Changes recommended…

... statement that the Federal Financing Bank (FFB) has a standing loan commitment agreement with RUS, and the name and address of the borrower to which financing proposals may be submitted. (f) Qualified lenders... organized lending agency or by a combination of lenders that the Administrator determines to be qualified...

... 14 Aeronautics and Space 5 2010-01-01 2010-01-01 false Amendment or Waiver of a term or condition of a guaranteedloan. 1310.15 Section 1310.15 Aeronautics and Space AIR TRANSPORTATION SYSTEM STABILIZATION AIR TRANSPORTATION STABILIZATION BOARD AIR CARRIER GUARANTEELOANPROGRAM...

... defenses available to it under the Guarantee and the law is not adversely affected. (b) The following... Lenders; (2) Private investment funds and insurance companies that do not usually invest in commercial loans; (3) Steel company suppliers or customers, who are interested in participating as a means...

... UNITED STATES Application for Long-Term Loan or Financial Guarantee Reason for Notice This Notice is to... long-term loan or financial guarantee in excess of $100 million (as calculated in accordance with... final commitment for a long-term loan or financial guarantee in excess of $100 million....

... REGULATIONS (CONTINUED) GENERAL Business and Industrial LoanProgram Pt. 1980, Subpt. E, App. K Appendix K to... Industrial (B&I) guaranteedloan, except for the following three forms that are incorporated in this appendix...), breeding, hatching, control and/or management of farm and domestic animals. Other eligible uses of...

... REGULATIONS (CONTINUED) GENERAL Business and Industrial LoanProgram Pt. 1980, Subpt. E, App. K Appendix K to... Industrial (B&I) guaranteedloan, except for the following three forms that are incorporated in this appendix...), breeding, hatching, control and/or management of farm and domestic animals. Other eligible uses of...

... REGULATIONS (CONTINUED) GENERAL Business and Industrial LoanProgram Pt. 1980, Subpt. E, App. K Appendix K to... Industrial (B&I) guaranteedloan, except for the following three forms that are incorporated in this appendix...), breeding, hatching, control and/or management of farm and domestic animals. Other eligible uses of...

... REGULATIONS (CONTINUED) GENERAL Business and Industrial LoanProgram Pt. 1980, Subpt. E, App. K Appendix K to... Industrial (B&I) guaranteedloan, except for the following three forms that are incorporated in this appendix...), breeding, hatching, control and/or management of farm and domestic animals. Other eligible uses of...

... From the Federal Register Online via the Government Publishing Office DEPARTMENT OF ENERGY Issuance of a LoanGuarantee to Abengoa Bioenergy Biomass of Kansas, LLC for the Abengoa Biorefinery Project Near Hugoton, Stevens County, KS AGENCY: U.S. Department of Energy, LoanPrograms Office....

... Section 400.215 Business Credit and Assistance EMERGENCY STEEL GUARANTEELOAN BOARD EMERGENCY STEEL GUARANTEELOANPROGRAM Steel GuaranteeLoans § 400.215 Supplemental Guarantees. The Board will allow the structure of a guaranteedloan to include one or more Supplemental Guarantees that cover the...

... its discretion, accept the underwriting standards of the Financial Institution making a loan to a... acceptable financial risk under HUD's generally applicable loan underwriting standards based on the following... pledged as security for the repayment of the loan. (c) The provision of a loanguarantee to a...

... its discretion, accept the underwriting standards of the Financial Institution making a loan to a... acceptable financial risk under HUD's generally applicable loan underwriting standards based on the following... pledged as security for the repayment of the loan. (c) The provision of a loanguarantee to a...

This report provides results of a study that measured lender profitability in the Guaranteed Student Loan (GSL) program and compares these results with the profitability of other types of lending. Data analysis reveals credit card lending to be the highest average level of profitability over the 5-year period considered. Other lending types, in…

... Section 400.203 Business Credit and Assistance EMERGENCY STEEL GUARANTEELOAN BOARD EMERGENCY STEEL GUARANTEELOANPROGRAM Steel GuaranteeLoans § 400.203 Guarantee percentage. A guarantee issued by the Board may not exceed 85 percent of the amount of the principal of a loan to a Qualified Steel...

... Section 400.203 Business Credit and Assistance EMERGENCY STEEL GUARANTEELOAN BOARD EMERGENCY STEEL GUARANTEELOANPROGRAM Steel GuaranteeLoans § 400.203 Guarantee percentage. A guarantee issued by the Board may not exceed 85 percent of the amount of the principal of a loan to a Qualified Steel...

... Section 400.203 Business Credit and Assistance EMERGENCY STEEL GUARANTEELOAN BOARD EMERGENCY STEEL GUARANTEELOANPROGRAM Steel GuaranteeLoans § 400.203 Guarantee percentage. A guarantee issued by the Board may not exceed 85 percent of the amount of the principal of a loan to a Qualified Steel...

... Section 400.203 Business Credit and Assistance EMERGENCY STEEL GUARANTEELOAN BOARD EMERGENCY STEEL GUARANTEELOANPROGRAM Steel GuaranteeLoans § 400.203 Guarantee percentage. A guarantee issued by the Board may not exceed 85 percent of the amount of the principal of a loan to a Qualified Steel...

... Section 400.203 Business Credit and Assistance EMERGENCY STEEL GUARANTEELOAN BOARD EMERGENCY STEEL GUARANTEELOANPROGRAM Steel GuaranteeLoans § 400.203 Guarantee percentage. A guarantee issued by the Board may not exceed 85 percent of the amount of the principal of a loan to a Qualified Steel...

... Eligible CDFIs. The Eligible CDFIs will use Bond Loan proceeds to provide Secondary Loans to Secondary... conditions of the Guarantee, Bonds, Bond Loans, and Secondary Loans. In addition to the Regulations, the CDFI... participant, including Qualified Issuers, Eligible CDFIs, and Secondary Borrowers, to pay principal,...

... URBAN DEVELOPMENT Notice of Submission of Proposed Information Collection to OMB LoanGuarantee Recovery Fund Established Pursuant to the Church Arson Prevention Act of 1996 AGENCY: Office of the Chief... the Church Arson Prevention Act of 1996 authorizes the Secretary to guaranteeloans made to...

Student financial aid analysts are suggesting the federal government establish a government-run loan bank or trust fund to eliminate the need for lender involvement in the Guaranteed Student LoanProgram, but congressional aides think that dismantling the existing program is unlikely. (MSE)

... guaranteedloan. A copy of a detailed statement by the lender detailing the use of loan funds will be...: (a) The lender certifies that: (1) No changes have been made in the lender's loan conditions and... codes. No costs have exceeded the amounts approved by the lender and the Agency. (3) Required...

For those needing a loan to attend college, think federal aid first. Federal student loans usually offer borrowers lower interest rates and have more flexible repayment terms and options than private student loans. This brief report answers the following questions about federal aid: (1) What is a federal student loan?; (2) What is a private…

The status of OTELO and Lockman SpReSO surveys, the two large guaranteed time programs currently under way using OSIRIS at the 10.4m GTC is presented. The OTELO project, designed to detect the main optical emission lines from Hα to Lyα at redshifts from 0.4 through 7, is the deepest emission line survey to date, with unprecedented sensitivity in the detection of small equivalent widths. Lockman SpReSO is aimed to obtaining optical spectra, up to 24.5 AB magnitudes, in the central 24×24 square arcminutes of the Lockman Hole field, which has been observed with ROSAT and XMM–Newton at the highest depth. Lockman SpReSO mainly targets Far Infrared sources detected with the Herschel Space Observatory.

The federal government assists students and their parents in meeting the costs of postsecondary education through two student loanprograms, the Federal Family Education LoanProgram and the William D. Ford Direct LoanProgram. Although the two programs provide similar benefits to borrowers, their structures and operations differ greatly. As a…

... nonprofit entities (or an alliance of such entities) to no more than 10 Intermediaries in urban areas and 10 Intermediaries in Rural Areas (as defined in § 120.10). (b) Any loanguaranteed by SBA under this section...

... representing each criterion is multiplied by the weight factor and summed to arrive at a basic State factor (SF... 502 guaranteed RH loans is plus or minus 15. (e) Base allocation. See § 1940.552(e) of this...

... the compensating factors that demonstrate that sufficient repayment ability still exists. (2) All... will maintain a file for each guaranteed RH loan containing originals or copies, as appropriate, of...

... the compensating factors that demonstrate that sufficient repayment ability still exists. (2) All... will maintain a file for each guaranteed RH loan containing originals or copies, as appropriate, of...

... representing each criterion is multiplied by the weight factor and summed to arrive at a basic State factor (SF... 502 guaranteed RH loans is plus or minus 15. (e) Base allocation. See § 1940.552(e) of this...

... representing each criterion is multiplied by the weight factor and summed to arrive at a basic State factor (SF... 502 guaranteed RH loans is plus or minus 15. (e) Base allocation. See § 1940.552(e) of this...

... representing each criterion is multiplied by the weight factor and summed to arrive at a basic State factor (SF... 502 guaranteed RH loans is plus or minus 15. (e) Base allocation. See § 1940.552(e) of this...

... the compensating factors that demonstrate that sufficient repayment ability still exists. (2) All... will maintain a file for each guaranteed RH loan containing originals or copies, as appropriate, of...

... representing each criterion is multiplied by the weight factor and summed to arrive at a basic State factor (SF... 502 guaranteed RH loans is plus or minus 15. (e) Base allocation. See § 1940.552(e) of this...

... the compensating factors that demonstrate that sufficient repayment ability still exists. (2) All... will maintain a file for each guaranteed RH loan containing originals or copies, as appropriate, of...

... AFFAIRS (CONTINUED) LOAN GUARANTY Sale of Loans, Guarantee of Payment, and Flood Insurance § 36.4600 Sale... sufficient to protect the security against risks or hazards to which it may be subjected to the extent... of the security, as the holder may in the holder's discretion deem proper. Flood insurance will...

... AFFAIRS (CONTINUED) LOAN GUARANTY Sale of Loans, Guarantee of Payment, and Flood Insurance § 36.4600 Sale... sufficient to protect the security against risks or hazards to which it may be subjected to the extent... of the security, as the holder may in the holder's discretion deem proper. Flood insurance will...

... AFFAIRS (CONTINUED) LOAN GUARANTY Sale of Loans, Guarantee of Payment, and Flood Insurance § 36.4600 Sale... sufficient to protect the security against risks or hazards to which it may be subjected to the extent... of the security, as the holder may in the holder's discretion deem proper. Flood insurance will...

... AFFAIRS (CONTINUED) LOAN GUARANTY Sale of Loans, Guarantee of Payment, and Flood Insurance § 36.4600 Sale... sufficient to protect the security against risks or hazards to which it may be subjected to the extent... of the security, as the holder may in the holder's discretion deem proper. Flood insurance will...

... requirements of the Debt Collection Act (31 U.S.C. Chapter 37). (13) The lender would not make the loan without... Guarantee will not be issued until: (a) The lender certifies that: (1) No changes have been made in the lender's loan conditions and requirements since the issuance of the Conditional Commitment for...

... shorter than 5 years for a line of credit and OL term note; and no shorter than 20 years for FO and CL... shorter-term loans first. (9) When a lender requests approval of a writedown for a borrower with multiple.... Loans restructured with a balloon payment that are secured by real estate will have a minimum term of...

...) Loans secured by real estate and/or equipment can be restructured using a balloon payment, equal... for a loan to be rescheduled using a balloon payment. If a balloon payment is used, the projected... when the balloon payment becomes due. The projected value will be derived from a current...

...) Loans secured by real estate and/or equipment can be restructured using a balloon payment, equal... for a loan to be rescheduled using a balloon payment. If a balloon payment is used, the projected... when the balloon payment becomes due. The projected value will be derived from a current...

... Lender, Holder, or prospective Lender; (3) Brief statement of the circumstances and negotiations leading to the agreement by the Lender, Holder, or prospective Lender to make the loan; (4) Brief statement... officers; and. (5) Full and complete statement of all sums to be provided by the Lender or Holder, or to...

... Section 1300.23 Aeronautics and Space AIR TRANSPORTATION SYSTEM STABILIZATION OFFICE OF MANAGEMENT AND... companies that do not usually invest in commercial loans; (3) Air Carrier company suppliers or customers, who are interested in participating as a means of commencing or solidifying the supplier or...

... law is not adversely affected. (b) The following categories of entities may purchase participations in... companies that do not usually invest in commercial loans; (3) Air Carrier company suppliers or customers, who are interested in participating as a means of commencing or solidifying the supplier or...

Issues concerning college student loans are addressed in 10 chapters written by educators, guarantee agency administrators, and government officials. Topics include: loan repayment, the impact of loans on access, loanprograms in five industrialized nations, and the Guaranteed Student Loanprogram and other sources of financial aid. Chapter titles…

... least one risk tier lower than the borrower would receive without the guarantee. These provisions are... September 30, 2008 (73 FR 56754-56756). The proposed rule included provisions tying maximum rates to widely... proposed rule, although there was not a consensus on alternative provisions. Many commenters noted that...

... Small Business Jobs Act of 2010. All materials submitted will be available for public inspection and.... The CDFI Bond GuaranteeProgram (the program) was enacted through the Small Business Jobs Act of 2010... administer the program in accordance with sections 1134 and 1703 of the Small Business Jobs Act,...

... requirements for direct loan eligibility to consider all prior farming experience of the applicant. This... prior farming occurred more than five years prior to application. FSA has considerable experience with... socially disadvantaged farmer engaged primarily in farming in the United States after the guarantee...

... 13 Business Credit and Assistance 1 2010-01-01 2010-01-01 false What percentage of a loan may SBA guarantee? 120.210 Section 120.210 Business Credit and Assistance SMALL BUSINESS ADMINISTRATION BUSINESS... percent, except as otherwise authorized by law....

... 34 Education 4 2011-07-01 2011-07-01 false Circumstances under which loans may be guaranteed by the Secretary. 682.500 Section 682.500 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) FEDERAL...

... 34 Education 4 2013-07-01 2013-07-01 false Circumstances under which loans may be guaranteed by the Secretary. 682.500 Section 682.500 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) FEDERAL...

... 34 Education 4 2012-07-01 2012-07-01 false Circumstances under which loans may be guaranteed by the Secretary. 682.500 Section 682.500 Education Regulations of the Offices of the Department of Education (Continued) OFFICE OF POSTSECONDARY EDUCATION, DEPARTMENT OF EDUCATION (CONTINUED) FEDERAL...

...) Make unlimited investments in and unlimited loans to finance the following community infrastructure... issued for the construction or acquisition of such infrastructure, up to an aggregate amount of such guarantees not to exceed 20 percent of the borrower's equity: (A) Water and waste disposal systems; (B)...

...) Make unlimited investments in and unlimited loans to finance the following community infrastructure... issued for the construction or acquisition of such infrastructure, up to an aggregate amount of such guarantees not to exceed 20 percent of the borrower's equity: (A) Water and waste disposal systems; (B)...

... From the Federal Register Online via the Government Publishing Office EXPORT-IMPORT BANK Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million...-term loan or financial guarantee in excess of $100 million (as calculated in accordance with Section...

... From the Federal Register Online via the Government Publishing Office EXPORT-IMPORT BANK OF THE UNITED STATES Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of... application for final commitment for a long-term loan or financial guarantee in excess of $100 million...

... From the Federal Register Online via the Government Publishing Office EXPORT-IMPORT BANK OF THE UNITED STATES Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of... final commitment for a long-term loan or financial guarantee in excess of $100 million (as calculated...

... From the Federal Register Online via the Government Publishing Office EXPORT-IMPORT BANK OF THE UNITED STATES Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of... commitment for a long-term loan or financial guarantee in excess of $100 million (as calculated in...

... UNITED STATES Application for Final Commitment for a Long-term Loan or Financial Guarantee in Excess of... comment period regarding an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Reason for Notice: This Notice is to inform the public, in accordance...

...] Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million; 25 Day... comment period regarding an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Reason for Notice: This Notice is to inform the public, in accordance...

... Final Commitment for a Long-term Loan or Financial Guarantee in Excess of $100 million; 25 Day Comment... an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Reason for Notice This Notice is to inform the public, in accordance with Section 3(c)(10) of...

... UNITED STATES Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of... an application for final ] commitment for a long-term loan or financial guarantee in excess of $100 million. Reason for Notice: This Notice is to inform the public, in accordance with Section 3(c)(10)...

The adequacy of the Department of Education's automated information system for the Guaranteed Student LoanProgram was assessed. The review conducted by the U.S. General Accounting Office focused on the department's efforts and plans to correct system deficiencies, the reasonableness and propriety of major system costs incurred, and the…

This report addresses the dollar savings described in the Government Accounting Office's (GAO) report supporting direct lending as opposed to the present guaranteed student loanprogram. The critique explains the changes in the GAO model assumptions and projections that are believed necessary to move from the original $4.8 billion savings to a…

The U.S. Department of Housing and Urban Development (HUD) recently announced the creation of a pilot loanprogram for home energy improvements. The PowerSaver loanprogram is a new, energy-focused variant of the Title I Property Improvement Loan Insurance Program (Title I Program) and is planned for introduction in early 2011. The PowerSaver pilot will provide lender insurance for secured and unsecured loans up to $25,000 to single family homeowners. These loans will specifically target residential energy efficiency and renewable energy improvements. HUD estimates the two-year pilot will fund approximately 24,000 loans worth up to $300 million; the program is not capped. The Federal Housing Administration (FHA), HUD's mortgage insurance unit, will provide up to $25 million in grants as incentives to participating lenders. FHA is seeking lenders in communities with existing programs for promoting residential energy upgrades.

This study examined characteristics differentiating defaulters on Stafford student loans (formerly Guaranteed Student Loans) from non-defaulters. Data were drawn from a sample of 100,000 records randomly selected from the fiscal year 1987 guarantee agency cumulative borrower file. A cohort of 7,382 borrowers taking out their last loan in FY 1983…

... is secured by a first lien on real estate: Provided, The amount of the loan not so guaranteed does not exceed 662/3 percent of the reasonable value of such real estate as determined by proper appraisal... which is secured by a second lien on real estate: Provided, however, That any such loan shall be...

... is secured by a first lien on real estate: Provided, The amount of the loan not so guaranteed does not exceed 662/3 percent of the reasonable value of such real estate as determined by proper appraisal... which is secured by a second lien on real estate: Provided, however, That any such loan shall be...

... is secured by a first lien on real estate: Provided, The amount of the loan not so guaranteed does not exceed 662/3 percent of the reasonable value of such real estate as determined by proper appraisal... which is secured by a second lien on real estate: Provided, however, That any such loan shall be...

... is secured by a first lien on real estate: Provided, The amount of the loan not so guaranteed does not exceed 662/3 percent of the reasonable value of such real estate as determined by proper appraisal... which is secured by a second lien on real estate: Provided, however, That any such loan shall be...

... is secured by a first lien on real estate: Provided, The amount of the loan not so guaranteed does not exceed 662/3 percent of the reasonable value of such real estate as determined by proper appraisal... which is secured by a second lien on real estate: Provided, however, That any such loan shall be...

... AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMSGUARANTEEDLOANS § 1779.4 Conditions of guarantee. A... secured party of record notwithstanding the fact that another party may hold a portion of the loan....

... AGRICULTURE (CONTINUED) WATER AND WASTE DISPOSAL PROGRAMSGUARANTEEDLOANS § 1779.4 Conditions of guarantee. A... secured party of record notwithstanding the fact that another party may hold a portion of the loan....

This testimony before the House Subcommittee on Postsecondary Education addresses the need for improving student financial aid programs administered by the Department of Education, and in particular, the Stafford Student LoanPrograms. The testimony begins with a brief review of the default problems involving student loans. Next, an examination is…

... Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOANGUARANTEE BOARD LOCAL TELEVISION LOANGUARANTEEPROGRAM-PROGRAM REGULATIONS LoanGuarantees § 2201.14 Eligible Loan... which Local Television Broadcast Signals will be delivered to a Nonserved Area or Underserved Area....

... Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOANGUARANTEE BOARD LOCAL TELEVISION LOANGUARANTEEPROGRAM-PROGRAM REGULATIONS LoanGuarantees § 2201.14 Eligible Loan... which Local Television Broadcast Signals will be delivered to a Nonserved Area or Underserved Area....

... Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOANGUARANTEE BOARD LOCAL TELEVISION LOANGUARANTEEPROGRAM-PROGRAM REGULATIONS LoanGuarantees § 2201.14 Eligible Loan... which Local Television Broadcast Signals will be delivered to a Nonserved Area or Underserved Area....

... Agriculture Regulations of the Department of Agriculture (Continued) LOCAL TELEVISION LOANGUARANTEE BOARD LOCAL TELEVISION LOANGUARANTEEPROGRAM-PROGRAM REGULATIONS LoanGuarantees § 2201.14 Eligible Loan... which Local Television Broadcast Signals will be delivered to a Nonserved Area or Underserved Area....

... ADMINISTRATION Gulf Opportunity Pilot LoanProgram (GO Loan Pilot) AGENCY: U.S. Small Business Administration... the extension of the ``Notice of waiver of regulatory provisions'' for SBA's GO Loan Pilot until... loan processing available through the GO Loan Pilot to small businesses in the eligible...

... the farming operation. Terms and Definitions Definitions used throughout FSA farm loanprograms are in... an annual analysis of the farming operation, doing an annual inspection of the farm, and preparing an... only be allowed to appeal whether the appraisal is Uniform Standards of Professional Appraisal...

...) RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Business and... purposes, scope of project and loan conditions in the Form FmHA or its successor agency under Public...

To encourage individuals to enter and remain in the teaching profession, the Teacher Loan Forgiveness Program grants loan forgiveness of up to $17,500 for teachers in certain specialties, and up to $5,000 for other teachers who teach for five years in low-income schools and meet other requirements. This brochure provides information about how…

... Farm Service Agency Information Collection Request; Farm LoanPrograms, Direct Loan Making AGENCY: Farm... supports Direct Loan Making programs. The information collection is in support of 7 CFR part 764, which sets forth the manner for a person may apply to FSA for Direct Loan Assistance. A new form is...

The federal government provides student loans for college and graduate school in two ways: by: (1) guaranteeing bank loans; and (2) by lending directly to students. Approximately three-quarters of federal student loans are guaranteed and one-quarter are direct. In the guaranteedloanprogram, a 40-year-old system, banks lend students money and…

... ADMINISTRATION Gulf Opportunity Pilot LoanProgram (GO Loan Pilot) AGENCY: U.S. Small Business Administration... the extension of SBA's GO Loan Pilot, with modifications, until December 31, 2013. Due to the scope... GO Loan Pilot to small businesses in the eligible parishes/counties through December 31, 2013....

... From the Federal Register Online via the Government Publishing Office EXPORT-IMPORT BANK Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million... States (``Ex-Im Bank''), that Ex-Im Bank has received an application for final commitment for a...

... to all rights and obligations of the Holder(s) therunder. If this portion is selected, the Lender may... Disaster Guaranteed Loan” attached to the Borrower's note. However, all rights under the security... Holder(s), the Holder(s) shall thereupon succeed to all rights of Lender under the Loan Note...

... ``Enter Keyword or ID'' and select Search. Follow the instructions provided at the Submit a Comment screen... Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million... States (``Ex-Im Bank''), that Ex-Im Bank has received an application for final commitment for a...

...-2013-0029 under the heading ``Enter Keyword or ID'' and select Search. Follow the instructions provided... Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million... States (``Ex-Im Bank''), that Ex-Im Bank has received an application for final commitment for a...

... Self- Determination Act of 1996 and implementing regulations at 24 CFR part 1005. HUD has the authority to guaranteeloans for the construction, acquisition, rehabilitation or refinance of 1- to 4-family... Assistance and Self- Determination Act of 1996 and implementing regulations at 24 CFR part 1005. HUD has...

This guide provides information for use by postsecondary schools on the calculation and use of cohort default rates for the Federal Family Education Loan (FFEL) program and the Federal Direct LoanProgram for fiscal year 1997. It defines cohort default rates and reviews how the default rate affects schools' benefits and sanctions. The guide…

... GuaranteeProgram, which was authorized under the Small Business Jobs Act of 2010 (Pub. L. 111- 240; 12 U.S... Community Development Financial Institutions Fund CDFI Bond GuaranteeProgram; Correction AGENCY: Community... Proposals for Master Servicer/Trustee; correction. SUMMARY: The Community Development Financial...

A study was done of how interest rate floors on certain guaranteed student loans affect the federal government's and students' costs when rates on short-term government securities decline. The study developed cost comparisons using fixed and variable loan interest rates. For comparison Department of Education projections of loan volumes for fiscal…

Since the Student Education Loan Fund (SELF) Loanprogram's inception in 1984, over 250,000 students have received more than $2 billion in SELF Loans to pursue their postsecondary education (Minnesota Office of Higher Education, 2014a). The SELF Loanprogram provides undergraduate and graduate students with long-term, low-interest educational…

In fiscal year 2004, the federal government made or guaranteed about $84 billion in loans for postsecondary education through two loanprograms--the Federal Family Education LoanProgram (FFELP) and the Federal Direct LoanProgram (FDLP). Under FFELP, private lenders fund the loans and the government guarantees them a minimum yield and repayment…

This publication provides guidance to schools that participate in the Federal Direct Student LoanProgram. It provides details on how the Direct LoanProgram operates and on Direct Loan policies and procedures. The 12 chapters include: (1) "Overview of the Direct LoanProgram"; (2) "Basic Components of Direct Loans"; (3)…

This paper offers proposals for streamlining and simplifying the federal student loanprograms in light of legislative and budgetary changes in progress during the early part of the Clinton Administration. The recommendations are based on 35 proposals submitted by institutions, associations, guaranty agencies, secondary markets, lenders, and loan…

... Backgrounds). The Extramural LRPs include the Loan Repayment Program for Contraception and Infertility Research (or Contraception and Infertility Research LRP); Loan Repayment Program for Clinical Researchers... Respect to Contraception and Infertility (section 487B; 42 U.S.C. 288-2); the Loan Repayment Program...

...This Notice is to inform the public, in accordance with Section 3(c)(10) of the Charter of the Export-Import Bank of the United States (``Ex-Im Bank''), that Ex-Im Bank has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million (as calculated in accordance with Section 3(c)(10) of the Charter). Comments received within the comment......

... ADMINISTRATION 13 CFR Part 120 Small Business Jobs Act: Eligible Loans for 504 LoanProgram Debt Refinancing... Small Business Jobs Act. DATES: Effective Date: This document is effective April 4, 2011. FOR FURTHER... the Small Business Jobs Act (Jobs Act), Public Law 111-240, 124 Stat. 2504, only loans that...

.... The proposed rule would eliminate provisions for the Intermediate Export Credit Guarantee (GSM-103... definition of ``Incoterms'' for clarity. One respondent requested that CCC include a provision that requires... absence of the payment guarantee. Furthermore, these transactions create a liability for CCC for...

Tennol, Inc., is requesting a loanguarantee to build a fuel ethanol plant having an annual capacity of 95,000 m/sup 3/ (25 x 10/sup 6/ gal) in Jasper, Tennessee. The plant will wet-mill corn (255 Gg/year) for feedstock and will burn coal (43 Gg/year) for process heat. Marketable by-products include corn gluten feed (61 Gg/year), corn gluten meal (17 Gg/year), and carbon dioxide (71 Gg/year). Dehydration of the product alcohol will be azeotropic distillation with diethyl ether, and denaturation will be with unleaded gasoline. No degradation of local or regional air quality is anticipated. A combination of wetlands, old fields, and bottomland hardwood forest provides excellent wildlife habitat. Over 75% of the site will remain undisturbed, and construction activity will be confined to the northern end of the site. Because no wet areas will be disturbed and all liquid effluent releases will be to the Jasper wastewater treatment plant, no impact on aquatic organisms or water quality is anticipated. Impact to terrestrial organisms will be minor, and no rare or endangered species will be affected. Water will be supplied by the town of Jasper and by onsite wells. Tennol will represent about 3% of total ground water use in Marion County, but no impact is anticipated since the region has abundant groundwater resources. Although both historic and archaeological sites occur on the property, these sites lie outside the area of construction impact. Socioeconomic impact will be positive. Approximately 200 people will be employed at the peak of construction, and practically all are expected to commute. Of the 100 to 120 permanent jobs that will be created, most are expected to go to local people.

Congress of the U.S., Washington, DC. Senate Committee on Commerce, Science, and Transportation.

This document presents witness testimony and supplemental materials from a Congressional hearing focused on the role of technology in promoting distance learning in the United States. Distance learning programs make educational resources available to citizens, regardless of socioeconomic status or geographic location, and enable citizens to remain…

Application of the statistical techniques of survival analysis and credit scoring to private education loans extended to law students found a pronounced seasoning effect for such loans and the robust predictive power of credit bureau scoring of borrowers. Other predictors of default included school-of-attendance, school's geographic location, and…

Congress, over the past decade, has enacted a number of laws with provisions aimed at preventing defaults and improving collections on defaulted student loans. This report presents a synopsis of legislative provisions enacted to combat student loan defaults beginning with the Education Amendments of 1980. The laws included in the report are:…

...; ] DEPARTMENT OF AGRICULTURE Rural Housing Service 7 CFR Part 3550 RIN 0575-AC88 Single Family Housing Direct... its regulations for the section 502 direct single family housing loanprogram to create a certified... Baumann, Finance and Loan Analyst, Single Family Housing Direct Loan Division, USDA Rural...

...: Classification This final rule has been determined to be non-significant by the Office of Management and Budget... direct effect on States, on the relationship between the national government and States, or on the... tribe(s) or on either the relationship or the distribution of powers and responsibilities between...

... allocations. See § 1940.552(a) of this subpart. (b) Basic formula criteria, data source and weight. See § 1940... criterion is assigned a specific weight according to its relevance in determining need. The percentage representing each criterion is multiplied by the weight factor and summed to arrive at a State factor (SF)....

...) If the interest rate on the loan is to be below the prime rate (as published in The Wall Street... the prime rate (as published in The Wall Street Journal) plus 1 percent, 10 points will be awarded....

...) If the interest rate on the loan is to be below the prime rate (as published in The Wall Street... the prime rate (as published in The Wall Street Journal) plus 1 percent, 10 points will be awarded....

...) If the interest rate on the loan is to be below the prime rate (as published in The Wall Street... the prime rate (as published in The Wall Street Journal) plus 1 percent, 10 points will be awarded....

The use of a student loan secondary market by a lender under the federally guaranteed Stafford Student LoanProgram can be a shock to a student unfamiliar with the role secondary markets play. The first student loan secondary market (Student Loan Marketing Association, or Sallie Mae) was created in 1973. (MLW)

Congress of the U.S., Washington, DC. Senate Subcommittee on Education, Arts and Humanities.

This document reports oral testimony and prepared statements of persons who testified at hearings on the financial difficulties confronting the Higher Education Assistance Foundation (HEAF) and the impact that situation has on the Stafford Student LoanProgram of the Department of Education. Witnesses included: Lauro F. Cavazos, U.S. Department of…

This statement of the Director of Education and Employment Issues of the General Accounting Office's Human Resources Division discusses how the Stafford Student Loanprogram works, the growth in loansguaranteed and defaulted, and the concerns surrounding the financial problems being experienced by the Higher Education Assistance Foundation…

... offering of such loans for sale, the acceptance of purchase offers, the assignment or transfer of notes or... lien position of the security instrument would be jeopardized by acceptance of the partial payment... by strict foreclosure, acceptance of a voluntary deed, or by other liquidation action; or (3)...

... RIN 3245-AG42 Disaster Assistance LoanProgram; Maximum Term for Disaster Loans to Small Businesses... maximum term of an SBA disaster loan to small businesses with credit available elsewhere from three years...-term disaster loans to homeowners, renters, businesses, and non-profit organizations that have...

...: (1) The sole purpose of a guaranteed FO or OL is to refinance an Agency direct farm loan. When only a... program; (3) When a guaranteed OL is made to a farmer who is participating in the Agency's down payment loanprogram. The guaranteed OL must be made during the period that a borrower has the down...

of Risk? ......... 22 An Actuarial Estimate of Risk ............................. 29 The Interest Rate on Insured Loans ....................... 31...34 in some of the economics literature as the premium needed to make an unfair gamble actuarially fair. -6- The probability of nonpayment (P) is not...they reflect the [6] The nominal return weighted by the probability of being repaid. -8- actuarial probability of nonpayment and inability to recover

... now apply to sums borrowed from time to time between March 1, 2003 and September 30, 2016. ] DATES... now apply to sums borrowed from time to time between March 1, 2003 and September 30, 2016, but still...--STANDARD TERMS AND CONDITIONS Sec. 230.01 Purpose. 230.02 Definitions. 230.03 The Guarantee....

... Unsubsidized Stafford/Ford LoanProgram, the Federal Direct PLUS Program, and the Federal Direct Consolidation... interest that accrues during any period. (3) Federal Direct PLUS Program, which provides loans to parents... Subsidized Loan, a Direct Unsubsidized Loan, or a Direct PLUS Loan only to a student or a parent of a...

In the current implementation of the Federal Direct Student LoanProgram, there are lessons to be learned from past higher education loanprograms, better ways to administer these programs and direct loans, and points to remember as direct loans are implemented. Current guaranteed student loanprograms have been the subject of scrutiny recently…

... of employment (MSE) for Military Reservist Economic Injury Disaster Loan (MREIDL) assistance. SBA may... the applicant's status as a major source of employment for Military Reserve Economic Injury...

... ADMINISTRATION 13 CFR Part 120 RIN 3245-AG48 7(a) LoanProgram; Eligible Passive Companies AGENCY: U.S. Small... received, SBA will publish a timely withdrawal of the rule in the Federal Register. ADDRESSES: You may... Operating Company to be a guarantor or a co-borrower (with the Eligible Passive Company) on the loan. In a...

Colleges would be required to give students information to help them shop around among loan providers under proposed changes in student-loanprograms announced by the U.S. Department of Education. The proposed regulations represent the department's most significant response to date to the continuing controversy over conflicts of interest in the…

... loanguarantee by FmHA or its successor agency under Public Law 103-354 or at sale by another... or its successor agency under Public Law 103-354 or at sale by another lienholder, bankruptcy trustee... its successor agency under Public Law 103-354 to acquire property by one of these methods,...

...The Secretary amends the William D. Ford Federal Direct LoanProgram (Direct LoanProgram) regulations to reflect changes made to the program by the Moving Ahead for Progress in the 21st Century Act (MAP-21), Public Law 112-141. Specifically, these interim final regulations reflect the provisions in MAP-21 that amended the Higher Education Act of 1965, as amended (HEA) to extend the 3.4......

This statement focuses on issues related to consolidation loans and their cost implications for taxpayers and borrowers. Consolidation loans, available under the Department of Education?s (Education's) two major student loanprograms?the Federal Family Education LoanProgram (FFELP) and the William D. Ford Direct LoanProgram (FDLP)?help borrowers…

Congress of the U. S., Washington, DC. House Committee on Government Operations.

The House Subcommittee on Human Resources and Intergovernmental Relations met to hear testimony from leaders in government and higher education on managing the federal direct student loanprogram. Focus was on the Department of Education's plans to correct existing management problems of the Guaranteed Student LoanProgram and implement the…

The Student Loan Marketing Association (Sallie Mae) is a private profit-making corporation chartered by Congress in 1972 to create a secondary market for Guaranteed Student Loans (a program established by Title IV-B of the 1965 Higher Education Act). Sallie Mae's job is to help lending institutions thaw frozen cash and make more loans. (BM)

... § 685.101 Participation in the Direct LoanProgram. (a)(1) Colleges, universities, graduate and... the Direct LoanProgram. Participation in the Direct LoanProgram enables an eligible student or parent to obtain a loan to pay for the student's cost of attendance at the school. (2) The Secretary...

...) Amount available for allocations. See § 1940.552(a) of this subpart. (b) Basic formula criteria, data source and weight. See § 1940.552(b) of this subpart. (1) The criteria used in the basic formula are: (i..., DEPARTMENT OF AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Methodology and Formulas...

...) Amount available for allocations. See § 1940.552(a) of this subpart. (b) Basic formula criteria, data source and weight. See § 1940.552(b) of this subpart. (1) The criteria used in the basic formula are: (i..., DEPARTMENT OF AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Methodology and Formulas...

...) Amount available for allocations. See § 1940.552(a) of this subpart. (b) Basic formula criteria, data source and weight. See § 1940.552(b) of this subpart. (1) The criteria used in the basic formula are: (i..., DEPARTMENT OF AGRICULTURE (CONTINUED) PROGRAM REGULATIONS (CONTINUED) GENERAL Methodology and Formulas...

A variety of public and private programs provide financial support for the costs of nurses' training in exchange for service commitments to work in rural, underserved, and other needy areas. Little is known about the number, size, and operations of these support-for-service programs for nurses. We identified and in this article describe such programs in eight southeastern states. Eligible programs were those that in 2004 paid for all or a portion of nurses' education costs in exchange for a period of clinical nursing service within one or more of the eight targeted states. Programs obligating nurses to a specific hospital, practice, or community or to teaching roles were excluded. Programs were identified through available compendia, online searches, and telephone contacts with program directors, nursing school administrators, and state officials. Additional data on eligible programs were gathered through telephone interviews and questionnaires mailed to program staff and from publicly available documents. Data were double coded, and qualitative and quantitative analyses were conducted. Twenty-four nursing support-for-service programs met our eligibility criteria in the eight-state region: nine scholarship programs; six loan repayment programs; five service-cancelable loanprograms; two loan interest rate reduction programs; and two direct incentive programs. These programs had fiscal year 2004 budgets totaling approximately $28.8-31.8 million; collectively, they received approximately 11,700 applications from nurses, signed approximately 8,300 contracts, and had a combined field strength of approximately 4,900 nurses working to fulfill their program obligations. Individual states offered between zero and five eligible programs each. Support-for-service programs are a substantial component of federal and state nursing workforce distribution efforts in the Southeast. Future research should identify and describe these programs for other regions, measure outcomes, and

... 7 Agriculture 14 2010-01-01 2009-01-01 true Guaranteed industrial development bond issues. 1980... Program § 1980.488 Guaranteed industrial development bond issues. (a) Loans to public bodies will be guaranteed only in connection with the issuance of any class or series of industrial development bonds...

... 7 Agriculture 14 2011-01-01 2011-01-01 false Guaranteed industrial development bond issues. 1980... Program § 1980.488 Guaranteed industrial development bond issues. (a) Loans to public bodies will be guaranteed only in connection with the issuance of any class or series of industrial development bonds...

... Microloan Program. Affiliation through identity of interest often is found between business partners, family..., business partners, friends, or family members which can be important to the business success of the...; ] SMALL BUSINESS ADMINISTRATION 13 CFR Parts 120 and 121 RIN 3245-AG04 504 and 7(a) LoanPrograms...

An assessment of the cost-effectiveness of an initiative to target 823,278 defaulted student loans in the Debt Collection Service (DCS) for consolidation into the Direct LoanProgram concluded that it was not cost-effective. The study found that the Department of Education's cost to consolidate about 80,000 DCS borrowers into the program would be…

This report relies on six in-depth interviews with loanprogram administrators to provide descriptions of existing programs. Findings from the interviews are combined with a review of relevant literature to elicit best practices and lessons learned from existing loanprograms. Data collected from each of the loanprograms profiled are used to quantify the impacts of these specific loanprograms on the commonly cited, overarching state clean energy goals of energy security, economic development, and environmental protection.

... AVIATION DISASTER RELIEF-AIR CARRIER GUARANTEELOANPROGRAM Minimum Requirements and Application Procedures... required party other than the Board; and (4) No material adverse change in the borrower's ability to...

This report was prepared to determine lenders' rates of return or profitability on Stafford loans in their portfolios, reasons for varying levels of profitability among institutions that hold such loans, and the effect of 1986 subsidy reductions on these lenders' profitability. The study focused on the activities of lenders that purchase Stafford…

.../Location: LWRC International, LLC, Cambridge, Maryland. Principal Product/Purpose: The loan, guarantee, or grant application is to support the expansion of business to the international market. The project will... loans or grants to finance industrial and business activities in rural areas. The Secretary of...

... Service 7 CFR Part 1735 RIN 0572-AC24 Expansion of 911 Access; Telecommunications LoanProgram AGENCY... Utilities Service (RUS) is amending its regulations to implement the Expansion of 911 as authorized by... Food, Conservation, and Energy Act of 2008 by clarifying that the expansion of 911 access &...

... Federal Family Education LoanProgram AGENCY: Federal Student Aid, Department of Education. ACTION: Notice...: The Secretary invites guaranty agencies with agreements to participate in the Federal Family Education... output measure such as the number of students or families contacted, the number of...

... designated trees. However, under the definition of ``Contract'' in 13 CFR 115.10, a contract for which SBA... proposing to amend this definition to permit SBA to issue a bond guarantee for a contract that requires the... private entities and individuals on how this proposed rule would affect them. II....

... requirements. (g) Long term non-guaranteed debt option. On or before 11:59 p.m., Eastern Standard Time... the par value of the participating entity's senior unsecured debt, as that term is defined in § 370.2... entity that is an insured depository institution had either no senior unsecured debt as that term...

The Texas B-On-Time (BOT) LoanProgram is a unique state aid program intended to increase access to higher education in Texas and encourage on-time graduation. This state student loan may be completely forgiven if the otherwise eligible borrower completes his or her degree on time. The BOT LoanProgram was developed in response to low on-time…

... factors, repayment of the loan and the continued success of the business operation are reasonably assured... part of an application under § 1980.451(i) evidence is required which demonstrates: (1) The...

The federal Guaranteed Student Loanprograms provide low-interest, long-term loans to students with demonstrated financial need to help them pay for their postsecondary education. The number of loan defaults and the associated federal costs are increasing; this handbook is an effort to protect students, increase accountability, and reduce default…

Since the 1940s, public officials at the local, state and federal levels have used student loan forgiveness programs to attract individuals to critically needed occupations and underserved communities. In exchange for a work commitment, the loanprogram forgives (or repays) an amount of the employee's student loan. Traditionally, these programs…

This brochure describes the "Tools for Schools" LoanProgram and includes guidelines for preparation of an application for a loan of industrial manufacturing equipment from the Defense Industrial Reserve (DIR). The first section is in question-and-answer form and describes the program through which equipment from DIR may be loaned to any…

This publication is intended to help postsecondary schools understand FY 1999 draft cohort default rate data. It explains how the Department of Education calculates cohort default rates, the effect of cohort default rates, and how to read the cohort default rate loan record detail reports. Also, it reviews electronic reports available from the…

This publication is intended to help postsecondary schools understand draft cohort default rate data. It explains how the Department of Education calculates cohort default rates, the effect of cohort default rates, and how to read cohort default rate loan record detail reports. Also, it reviews electronic reports available from the Department of…

... based on the size of the farm; therefore, no change is being made to this policy. Comment: Add the... conservation practices that would otherwise be postponed due to lack of monetary resources'' to the final rule... otherwise be postponed due to lack of monetary resources.'' Response: The purpose of the CL Program is...

... National Institute of Food and Agriculture Request for Applications for the Veterinary Medicine Loan... National Institute of Food and Agriculture (NIFA) is announcing the release of the Veterinary Medicine Loan... 2011 Veterinary Medicine Loan Repayment Program (VMLRP) application package has been made available...

Results are presented of a General Accounting Office audit of the Student Loan Insurance Fund (SLIF) financial statements for the fiscal year ending September 30, 1980. SLIF finances the Guaranteed Student LoanProgram by reimbursing lenders and state guarantee agencies when students default on their loans. The fund, which is managed by the…

The federal student loanprogram is examined with focus on how well it will serve the country's needs in the 1990s and beyond. A series of papers are presented in two parts. Part one, Student Loan Policy and Proposals for Change, includes the following papers: "Appearance and Reality in the Guaranteed Student LoanProgram" (M.…

...), to obtain a loan, loanguarantee, or grant from the RUS Water, Waste Disposal and Wastewater loan and... Establish a Fund for Financing Water and Wastewater Projects (Revolving Fund Program (RFP)). Announcement... Revolving Fund Program (RFP) has been established to assist communities with water or wastewater...

...), to obtain a loan, ] loanguarantee, or grant from the RUS Water, Waste Disposal and Wastewater loan... Establish a Fund for Financing Water and Wastewater Projects (Revolving Fund Program (RFP)). Announcement... Revolving Fund Program (RFP) has been established to assist communities with water or wastewater...

Looking for ways to save money within the Stafford Student Loanprogram, a study was done to measure the effect that a lower special allowance could have on the supply of Stafford loans made with private capital. The special allowance is an incentive payment to commercial lenders who participate in guaranteed student loanprograms. The study used…

... loan proceeds. (3) Before originating a Direct PLUS Loan for a graduate or professional student... eligible, the school must— (i) Notify the graduate or professional student borrower of the maximum Direct... repayment, and the point at which a Direct PLUS Loan enters repayment; and (ii) Give the graduate...

... pattern or practice that results in a denial of a borrower's access to Direct Loans because of the... period is more than one payment period, the school must disburse loan proceeds at least once in each payment period; and (ii) If a loan period is one payment period, the school must make at least...

... SCHOLARSHIP AND LOAN REPAYMENT PROGRAMS Grants for State Loan Repayment Programs § 62.55 What State Program... as a full-time student in the final year of a course of study or program in an accredited school in a..., or (2) enrolled in an accredited graduate training program in a State in allopathic or...

... SCHOLARSHIP AND LOAN REPAYMENT PROGRAMS Grants for State Loan Repayment Programs § 62.55 What State Program... as a full-time student in the final year of a course of study or program in an accredited school in a..., or (2) enrolled in an accredited graduate training program in a State in allopathic or...

... SCHOLARSHIP AND LOAN REPAYMENT PROGRAMS Grants for State Loan Repayment Programs § 62.55 What State Program... as a full-time student in the final year of a course of study or program in an accredited school in a..., or (2) enrolled in an accredited graduate training program in a State in allopathic or...

Following the tragic loss of the Space Shuttle Columbia NASA formed The Columbia Recovery Office (CRO). The CRO was initially formed at the Johnson Space Center after the conclusion of recovery operations on May 1,2003 and then transferred .to the Kennedy Space Center on October 6,2003 and renamed The Columbia Recovery Office and Preservation. An integral part of the preservation project was the development of a process to loan Columbia debris to qualified researchers and technical educators. The purposes of this program include aiding in the advancement of advanced spacecraft design and flight safety development, the advancement of the study of hypersonic re-entry to enhance ground safety, to train and instruct accident investigators and to establish an enduring legacy for Space Shuttle Columbia and her crew. Along with a summary of the debris loan process examples of microscopic analysis of Columbia debris items will be presented. The first example will be from the reconstruction following the STS- 107 accident and how the Materials and Proessteesa m used microscopic analysis to confirm the accident scenario. Additionally, three examples of microstructural results from the debris loan process from NASA internal, academia and private industry will be presented.

The Student Achievement Guarantee in Education (SAGE) program is a statewide effort in Wisconsin to increase the academic achievement of children living in poverty by eventually reducing the student-teacher ratio in kindergarten through grade 3 to 15:1. During 1995-1996, the Sage program was implemented in 30 schools in 21 school districts. Over…

This white paper details the history, mechanics, status, and impact of the Native American Anemometer LoanProgram (ALP) conducted by the U.S. Department of Energy's Wind Powering America (WPA) initiative. Originally conceived in 2000 and terminated (as a WPA activity) at the end of FY 2011, the ALP has resulted in the installation of anemometers at 90 locations. In addition, the ALP provided support for the installation of anemometers at 38 additional locations under a related ALP administered by the Western Area Power Administration.

New funding is sought to pursue planned closeout of the Cf-252 LoanProgram. The work will be performed in phases. In the initial phase, users will be surveyed to determine whether they wish to take ownership of sources in their possession, or return them. In the second phase, sources will be recalled from non-DOE entities, and source ownership transfers will be performed. In the third phase, the remaining sources from DOE entities will be recalled. Initial funding of $350K is sought to fund the first phase, and to plan execution of the remaining phases given information collected from user surveys.

A study was conducted to determine: (1) whether federal savings could be expected by replacing Stafford student loans with direct loans under a direct loanprogram proposed by the National Association of State universities and Land Grant Colleges; and (2) what consequent administrative responsibilities would accrue to educational institution and…