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Project Fi is unique, but if for some reason you can’t or don’t want to subscribe to it, here are some awesome alternatives.

There is nothing else like Project Fi in the U.S. Google’s alternative carrier is a unique combination of flexible, powerful and intuitive. With one SIM card, it dynamically switches between three carriers in the U.S. and provides effortless worldwide roaming while abroad. With its app, it’s easy to top up on data or share the cost of a plan amongst a group of people.

But Project Fi isn’t perfect, or at least not perfect for everyone. Case in point: It’s a lock-in strategy for Google, since recent Nexus and Pixel devices are compatible with the service. It’s also relatively expensive, with a flat rate of $10 per gigabyte of data.

So I thought it would be nice to try to find other carriers in the U.S. that offered at least approximations of Project Fi’s service while ensuring compatibility with a wider range of phones. To do that, I made a set of criteria for the alternative providers:

It must have an intuitive and flexible payment schedule
It must have inexpensive talk and text in the U.S.
It must ensure data is relatively affordable
It must be compatible with most unlocked phones
It should have robust roaming capabilities
It should have data rollover or credits for unused data
It should offer service through more than one U.S. carrier (for redundancy)

As I said at the beginning, there’s nothing else like Project Fi in the U.S., but some providers come relatively close to hitting all of the above criteria. Here’s what I found.

To many of its long-time users, alternative carrier Ting is a darling of flexibility and customer service. The main appeal for Project Fi admirers is the flexible, modular plans, which let you pay for exactly how much talk time and texting you need, along with simple, affordable data tiers.

Prices for a single line start at $32 for 100 minutes of talk and text and 2GB of data, but it doesn’t cost much more to add features from each category. It’s also just $6 per additional line, which is pretty great.

Ting also has access to two networks, Sprint and T-Mobile, though unlike Project Fi you can’t dynamically switch between them — your phone may be compatible with both services, but you’ll need to choose whether you want GSM or CDMA service, and can switch SIM cards based on your location and coverage.

One thing I constantly hear about Ting, too, is that it offers fantastic customer service and flexibility. And while its roaming rates are not included in the base package like Project Fi, they’re relatively inexpensive.

Most wireless service providers require you to pay your bill month-to-month, but Mint Mobile takes a different approach by charging you upfront for three, six, or 12 months of service at a time. It’s a unique concept and one that requires a bigger check from the get-go, but could result in some big savings over time.

All Mint Mobile plans come with unlimited talk and text, and depending on the one you choose, you’ve got your choice of 2GB, 5GB, or 10GB of 4G LTE data. If you decide you need additional LTE speeds during a month, you can get an extra 1GB for $10 or 3GB for $20. Oh, and mobile hotspot is included no matter what plan you get.

Mint Mobile is powered by T-Mobile’s network, and as such, you can bring over virutally any unlocked GSM phone.

If the service sounds like something you’d be interested in, you can test-drive it for seven days with a money-back guarantee.

UNREAL Mobile is the youngest company on our list, having launched in late June. While it’s still finding its footing in the market, it’s already one of the most interesting Project Fi alternatives around.

There are three plans to choose from at UNREAL Mobile with the only differentiator being the amount of LTE data that comes with each one. The $10/month plan has 1GB, stepping up to $15/month gives you 2GB, and going all out with the $30/month option comes with 5GB.

All three plans have unlimited talk, text, and 2GB data once your LTE allotment is up, and if you don’t use all of that LTE during a single month, it rolls over to the next one. All plans also come with a free VPN service, an ad-blocker, and support for using your UNREAL number of all your devices.

There’s a small selection of phones you can buy and only CDMA devices are supported if you want to bring your own handset, making this UNREAL’s biggest downside right now. However, if you’ve got a CDMA phone and are looking to change your cell service, this is definitely worth a look.

AT&T’s discount brand, Cricket Wireless, doesn’t tick every box for Project Fi wannabes, but it comes close on a few. For example, it offers excellent nationwide coverage, since it runs on AT&T’s network, and as a result should be compatible with almost every unlocked phone sold in the U.S. today.

It also has simple, inexpensive and flexible plans that offer unlimited U.S. talk, text, and data, plus the ability to roam in Canada and Mexico on two of the higher-tier (but at $50 and $55, still affordable) plans.

There are a few of caveats, though: Cricket limits LTE download speeds to 8Mbps, 4G speeds to 4Mbps, and the $50/month unlimited plan is capped at 3Mbps — all of which is considerably slower than what AT&T’s network is capable of. Mobile hotspot is only available on the $50 and $55 plans, and if you want additional data with a non-unlimited plan, you’ll pay is $10 per gigabyte (which matches Project Fi).

Finally, MetroPCS is also a fairly good provider, since it now lives on T-Mobile’s network but offers services that are considerably cheaper and more flexible. You can get unlimited talk, text and data, plus hotspot support, for $60 per month, while 2GB of data is just half that amount. MetroPCS doesn’t offer international data roaming, but call and text adds-ons for Canada and Mexico are just $5 per month.

Because MetroPCS runs on T-Mobile’s network, most unlocked phones are going to be compatible with it, which makes it an excellent option for bring-your-own-device enthusiasts.

Visible debuted this past May as a new MVNO from Verizon, and while we can’t recommend it just yet as it currently only supports iPhones, it’s worth keeping an eye on as it expands availability to Android handsets down the road.

For $40/month, Visible gives you unlimited talk, text, and LTE data (capped at 5Mbps) on Verizon’s network. Video streaming is limited to 480p, but you can use as much data as you’d like throughout the month.

That’s a good enough deal on its own, but Visible goes the extra mile by being about as customer-friendly as cell providers come. After ordering a SIM through its website, wait for it to be delivered, pop it in your phone, and then download and open the Visible app. Through here, you’ll handle all of your billing, get in touch with customer service, and more. When you want to pay your bill, Visible accepts credit/debit cards, PayPal, and even Venmo.

The reality is that nothing in the U.S. is like Project Fi. Google’s carrier experiment may be a little more expensive on a per-gigabyte basis, and more restrictive from a phone choice perspective, but in many ways, and for many people, it’s the ideal network provider.

Of course, not everyone has access to a Nexus or Pixel phone, so hopefully these offerings will come in handy when you’re searching for your next alternative carrier.

Boards of directors and management routinely scrutinize executive incentive compensation plans to understand whether the plans are in line with the company’s short- and long-term business objectives. However, oversight should not stop there, as plans to compensate and incentivize employees at all levels can expose the company to financial and reputational risks.

Recent high-profile instances of wrongdoing linked to incentive compensation arrangements highlight the risks of poorly designed incentive programs, including the lack of proper internal controls and corporate governance. Incentive compensation risk often stems from the potential to motivate self-serving behaviors among employees that ultimately have an unintended or adverse effect on the company, its shareholders, or its customers. For example, employees who are incentivized based on customer satisfaction scores may be motivated to pressure customers to complete the customer experience survey with only the highest scores possible. This behavior can have the opposite effect of what the incentive plan intended to do (i.e., enhance customer service). Similarly, requiring call center employees to handle a certain number of calls within a prescribed time frame may be intended to improve customer response timeliness, but it can also lead to a higher rate of unresolved customer issues.

Requirements for risk reviews of incentive compensation policies and practices began in the aftermath of the 2008 financial crisis. And in 2010, the Federal Reserve Board and five other agencies issued guidance suggesting that these reviews should cover credit, market, liquidity, operational, legal, compliance, and reputational risk as well as financial risk.

Seven risky areas to evaluate
Compensation committees are generally tasked with oversight of incentive plan risk at the executive level, but should also be overseeing risk reviews of plans for all employee levels. These reviews should evaluate the following seven aspects of incentives where risk can emerge to confirm that potential risks are properly mitigated:

Compensation philosophy: Does it clearly articulate the performance that will be rewarded? Does it consider other aspects of performance beyond financial performance?
Pay mix between fixed compensation and “at-risk” compensation: How does pay mix link pay to performance? Is the at-risk portion appropriate for each employee group?
Performance measures: Do the performance measures used to award incentives reflect the organization’s objectives and values?
Performance and payout curves: Does the relationship between the level of performance achieved and the corresponding payout appropriately balance risk, performance, and reward?
Goal setting: How reasonable are the incentive plan goals? Are they too low (potentially resulting in out-sized payouts) or too high (potentially encouraging risky behavior to achieve unrealistic goals)?
Calculation and verification of performance: Is there a reliable system in place to accurately capture, calculate, document, verify, and report on incentive plan performance results?
Participant communications: Do plan participants fully understand the mechanics of the plan and how their performance ties to the accomplishment of plan goals? Do communications reinforce the company’s Code of Conduct and the consequences of engaging in unethical behavior?

The February 2017 edition of On the Board’s Agenda, published by the Deloitte LLP Center for Board Effectiveness, sheds more light on this topic in “Assessing risk in incentive compensation plans.” You’ll find more details on the critical areas to monitor and some key takeaways for the board’s role. I encourage you to share it with your company’s compensation group, senior executives, and board members.

Tara Tays is a senior manager in Deloitte Consulting LLP’s Human Capital Practice, working with companies on a wide range of compensation issues, such as design and implementation of annual incentive and long-term incentive plans, competitive compensation levels, internal compensation policies and controls, and shareholder proposals on Say-on-Pay and long-term incentive plans.

Tesla‘s stock neared an all-time high of $389.61 Tueday after the company announced plans to go private.
The stock was halted for roughly 90 minutes before the news was announced.
CEO Elon Musk bemoaned the pains of being public, like quarterly earnings reports, in a blog post.
Shares originally surged 7% in trading following a tweet from Musk hinting at the plans. After trading resumed, they climbed more than 11%.Follow Tesla’s stock price in real-time here.

Shares of Tesla surged by as much as 12% on Tuesday, nearing a new record high of $389.61, after the company said it will attempt to go private pending a shareholder vote.

The Insider Picks team writes about stuff we think you’ll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

Last year, T-Mobile, Sprint, AT&T, and Verizon all brought back unlimited data plans, which meant you could finally stream as many YouTube videos or Spotify songs as you wanted without worrying about hitting your cap and paying high overage fees.

This move should have made picking the right phone plan easy, but unfortunately, it’s more complicated than ever. Most of the carriers have created multiple “unlimited” data plans, whose features differ based on how much you’re willing to pay. Some offer unique perks, like a free subscription to a streaming service, while others save features people really want, like unlimited data overseas, for the higher tiers.

To help you decide whether to stick with your current plan or jump to a new carrier, we’ve explained all of your options below. Each plan is broken down into a few categories, including how much unlimited LTE data you’ll get, the price for one or two lines, how much hotspot data you’ll get, and any additional perks.

AT&TFlickr/Mike Mozart

AT&T has two different unlimited plans: Unlimited & More and Unlimited & More Premium

Optimized for affordability, AT&T’s Unlimited & More plan limits your maximum data speed, throttles video down to standard definition, and doesn’t include a mobile hotspot feature. This plan is built for people who want to stream music, podcasts, and surf the web without fear of data overages.

Data: Unlimited (but your speeds can be throttled at any time due to network congestion)

Minutes: Unlimited

Texts: Unlimited

Video: Unlimited (SD)

Price for one line: $70

Price for two lines: $125

Hotspot: N/A

Extras: Unlimited talk + text in Mexico and Canada. Unlimited texts to 120+ countries from the US. Access to 30+ channels of live TV, including Discovery, the History Channel, Cartoon Network, HGTV, TLC, and more.

AT&T’s “true” unlimited plan. For an extra $10 a month (more if you have multiple lines), users of this plan will get access to 22GB of unthrottled LTE data. If you want to use AT&T’s service and watch hours of Netflix without the possibility of getting charged extra, this is your plan.

Data: 22GB of LTE data, potentially reduced speeds thereafter

Minutes: Unlimited

Texts: Unlimited

Video: Unlimited (HD)

Price for one line: $80

Price for two lines: $150

Hotspot: 15GB of LTE data, 128kbps speed thereafter

Extras: Unlimited talk + text in Mexico and Canada, unlimited texts to 120+ countries from the US. Access to 30+ channels of live TV, including Discovery, the History Channel, Cartoon Network, HGTV, TLC, and more. A free subscription to one of the following services: HBO, Starz, Cinemax, VRV, Amazon Music, Pandora.

Go Unlimited is Verison’s basic unlimited data plan, and it has some of the same drawbacks as other lower-tier plans, but at a higher price. Although it doesn’t have an official cap on full-speed LTE, users on this plan can have their speeds throttled at any time.

Data: Unlimited (but your speeds can be throttled at any time due to network congestion)

Beyond Unlimited is Verizon’s mid-tier unlimited data plan, and its features are better suited to meet most people’s expectations. Subscribers to the plan get 22GB of unthrottled LTE data, HD video streaming, and 15GB of LTE mobile hotspot usage. Still, this plan is more expensive than AT&T’s Unlimited & More Premium plan, without the same perks.

Above Unlimited, Verizon’s top-tier unlimited data plan is the most expensive option across all four major US carriers, and it builds upon the perks Beyond Unlimited. It has the biggest pool of unthrottled unlimited data (75GB), the most LTE hotspot data (20GB), and 500GB of Verizon cloud storage.

Extras: Unlimited talk, text, and data in Mexico and Canada; 512MB of full-speed data, 2G data thereafter. Five “travel passes” which include 512MB of 4G data in over 130 countries per day. Access to 500GB of Verizon Cloud Storage.

The least expensive plan on this list, Sprint’s basic unlimited plan also comes with a few caveats. Like AT&T, Sprint reserves the right to reduce throttle the speed for basic unlimited data plan subscribers at any time. It also limits your maximum data speed based on what you’re doing, ie. streaming music, gaming, streaming video (limited to 480P, here.)

Data: Unlimited (but your speeds can be throttled at any time due to network congestion)

Minutes: Unlimited

Texts: Unlimited

Video: Unlimited (480P)

Gaming: 2mbps

Music: 500kbps

Price for one line: $60

Price for two lines: $100

Hotspot: 500MB LTE, 3G speed thereafter

Extras: A free Hulu subscription. Unlimited talk and text and 5GB of LTE data in Mexico and Canada. Global roaming in 185 countries.

Sprint’s Unlimited Plus plan is a lot less restrictive than its basic one, but it still has a few caveats. Subscribers get access to 50GB of unthrottled LTE data, but speeds are still capped when streaming games or music. Sprint also includes free subscriptions to Hulu and TIDAL, which are nice perks.

Data: 50GB of LTE data, unspecified speeds thereafter

Minutes: Unlimited

Texts: Unlimited

Video: Unlimited (1080P)

Gaming: 8mbps

Music: 1.5mbps

Price for one line: $70

Price for two lines: $120

Hotspot: 15GB LTE, 2G speed thereafter

Extras: A free Hulu and TIDAL subscription, unlimited talk and text and 5GB of LTE data in Mexico and Canada. Global roaming in 185 countries.

FARNBOROUGH, England (Reuters) – Lockheed Martin’s F-35 fighter jet is arriving in growing numbers in Europe, and is poised to play a much broader role in missile defense and other warfare plans than conventional fighters, according to US and European officials.

Pound drops sharply on comments from Trump that May’s Brexit plans will “probably kill” any US-UK trade deal.
“If they do a deal like that, we would be dealing with the European Union instead of dealing with the UK, so it will probably kill the deal,” Trump told The Sun.
The pound has fallen more than 0.5% against the dollar on Friday morning.You can follow the pound’s movements at Markets Insider.

The pound has dropped significantly Friday after President Donald Trump warned that British Prime Minister Theresa May’s Brexit plans will “probably kill” any US-UK trade deal after Britain has left the EU.