Education

Professor Moulton’s research broadly focuses on policy analysis and management, and the intersections between public, nonprofit and private organizations that facilitate policy outcomes.

Moulton specializes in mortgage lending programs, and the impact of financial institutions and interventions on the financial well-being of low income and vulnerable populations.

Prior to her academic career, Moulton worked in the nonprofit sector, designing and managing asset building, homeownership, and community development programs at the local and state levels.

In addition to research and teaching at OSU, Moulton was appointed to the Charitable Advisory Council to the Ohio Attorney General, provides policy and research assistance to the Ohio Housing Finance Agency and the Office of Affordable Housing Research, and is an appointed Research Affiliate to the Center for Financial Security at the University of Wisconsin, Madison.

She is currently the principal investigator on a randomized evaluation of financial planning interventions for low income homebuyers (with funding from the Social Security Administration’s Financial Literacy Research Consortium), and the principal investigator on a multi-phase evaluation of the financial decision making of seniors considering reverse mortgages (with funding from the MacArthur Foundation).