You're a student, so you're poor. It's a fact; the two go hand-in-hand. And if you will keep spending all your money on booze and fags... You know what? We, just like your mum, are worried about you. So worried, in fact, that we've asked specialist student discount and money-saving site studentbeans.com for their 10 best money-saving tips for students.

This week Oxford University confirmed that it would raise undergraduate tuition fees to £9,000 per year. The decision came after Cambridge, Imperial College London and Exeter also announced their intentions to charge the maximum allowed by the government’s recent reforms. To say the least, this news puts Nick Clegg’s claims that £9,000 fees would be ‘the exception, not the rule’ in doubt. But is a university degree really worth all that money? We've asked recent graduates and current students what they think.