There are no monthly fees on this checking account and they have more than 38,000 fee-free Allpoint ATM. The only snag is that in order to get the bonus, this has to be your first 360 Checking or Savings account. And, if you've already done this promotion in year's past – have your spouse sign up or another relative, so that they can still get the bonus.

How To Earn a $125 Capital One 360 Checking Bonus:

This is normally just a $50 bonus, they are bumping it up to $125 bonus when you make 5 purchases with your debit card.