Me too just got denied. seems i had too many hard pulls in last 12 months.not sure if i can try for recon for this case.

Welcome to the Forum herve! You will learn a lot is sure. And be aware ... just like someone said ... this forum could become addiction to you, like many other members.

So, you have 8 inqs in last 12 mo? If the inqs are the reason, you can try again in 2012 which is 2 yrs later after those inqs fall off from your CR. I know 2 yrs is long ... but in this way, they can't say you have too many inqs to deny your apply.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~It's very tough with small income ~ The Rewards are big little helper to me.

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