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The Columbus Dispatch • Monday February 24, 2014 12:40 AM

Bankruptcy filings in Ohio and the country dropped for the third straight year in 2013.

Filings were down about 5 percent in Ohio and 11 percent in the U.S. Bankruptcy Court for the
Southern District of Ohio, which covers much of the southern half of the state, including Columbus,
Dayton and Cincinnati.

Nationally, filings dropped about 12 percent.

Filings are now down by about one-third in Ohio and nationally since 2010.

Last year, there were 47,892 filings in Ohio and about 1.07 million nationally.

Experts have credited the drop to consumers who have been more reluctant to take on debt since
the Great Recession officially ended in 2009.