Dedicated Research Centre so you can keep up-to-date with all the latest market news and prices.

How much does it cost?

Online trading costs £11.95 per trade for both UK and international shares. You can trade over the phone with prices starting at £25 for UK stocks and £11.95 for all international trades.

When you buy UK stocks, you also have to pay a form of tax called Stamp Duty or Stamp Duty Reserve Tax. This is 0.5% of the value of the investments you buy (1% on Irish stocks). You do not pay Stamp Duty on AIM stocks or Exchange Traded Funds.

Foreign currency conversions are required to facilitate the settlement of international transactions. We apply a charge of 1% either side of the available exchange rate when buying and selling international securities. The available exchange rate is based on the exchange rate provided by Digital Look. Indicative exchange rates are provided prior to trading, and the rate applicable to the individual trade is confirmed on the contract note once the deal has been completed.

What are the risks?

Apply for an account

If you're thinking of applying for a Bank of Scotland Share Dealing Account, please make sure you've read, and taken the necessary steps to understand, our Important Information and the Key Risks of share dealing.

Apply for a Share Dealing Account

Any questions?

Just call us on 0845 606 1188 (Mon-Fri 8am - 9.15pm, Sat 9am - 1pm). If you're calling from abroad or would prefer not to use the 0845 number, you can call us on +44 (0) 113 292 0805.

Stocks and Shares ISA

With the Bank of Scotland Stocks and Shares ISA, you can invest in shares, funds, gilts, bonds and more tax-efficiently. The current annual ISA limit is £15,000* and any potential profit is free from Capital Gains Tax (this does depend on your individual circumstances and tax laws may change).

How much does it cost?

Online trading costs £11.95 per trade (plus stamp duty) for both UK and international shares. You can trade over the phone with prices starting at £25 for UK stocks (plus stamp duty) and £11.95 for all international trades.

Foreign currency conversions are required to facilitate the settlement of international transactions. We apply a charge of 1% either side of the available exchange rate when buying and selling international securities. The available exchange rate is based on the exchange rate provided by Digital Look. Indicative exchange rates are provided prior to trading, and the rate applicable to the individual trade is confirmed on the contract note once the deal has been completed.

You can also invest using a scheduled monthly investment plan from £2 commission.

The administration charge for our Stocks & Shares ISA is 0.05% per month, with a minimum of £2.16 and maximum of £8.33 (plus VAT, paid half-yearly). View our full list of charges.

What is the current annual ISA limit?

The current annual ISA limit is £15,000*. You can choose to invest your full allowance into either a stocks and shares ISA or a cash ISA. Alternatively, you can split your allowance between a cash ISA and a stocks and shares ISA. For example, if you invest £10,000 into your stocks and shares ISA, you must save no more than £5,000 in a cash ISA.

*UK tax laws and individual personal circumstances can change.

What are the risks?

Apply for an account

If you're thinking of applying for a Bank of Scotland Stocks & Shares ISA, please make sure you've read, and taken the necessary steps to understand our Important Information and the Key Risks of share dealing.

Self Invested Personal Pension (SIPP)

A SIPP, or Self Invested Personal Pension, is one of the most tax-efficient ways you can save for your retirement. You can transfer in a lump sum or save regularly and use your pension fund to invest in shares, funds, bonds and more.

Like all pensions, you pay no Capital Gains Tax, receive tax relief on your own contributions and can take 25% of your pension fund as a tax-free lump sum from the age of 55. The tax benefits you receive will depend on your individiual circumstances and tax laws can change.

Our SIPP is provided by AJ Bell, one of the leading pension providers in the UK.

How much does it cost?

Online trading costs £11.95 per trade (plus stamp duty) for both UK and international shares. You can trade over the phone with prices starting at £25 for UK stocks (plus stamp duty) and £11.95 for all international trades.

Foreign currency conversions are required to facilitate the settlement of international transactions. We apply a charge of 1% either side of the available exchange rate when buying and selling international securities. The available exchange rate is based on the exchange rate provided by Digital Look. Indicative exchange rates are provided prior to trading, and the rate applicable to the individual trade is confirmed on the contract note once the deal has been completed.

Apply for a SIPP

Any questions?

Just call us on 0845 606 1188 (Mon-Fri 8am – 9.15pm, Sat 9am – 1pm). If you're calling from abroad or would prefer not to use the 0845 number, you can call us on +44 (0) 113 292 0805.

Fantasy Trader

Whether you are new to the stock market or just want to practice some new trading strategies, our Fantasy Trader game can help you perfect your trading abilities, risk-free.

It’s very simple. Open an account and we give you £10,000 virtual cash to trade with. Once you’ve registered you can also join our fantasy league where you can compare your performance against our other fantasy traders. Why not see if you can top the leaderboard…

Dedicated Research Centre so you can keep up-to-date with all the latest market news and prices.

How much does it cost?

Online trading costs £11.95 per trade for both UK and international shares. You can trade over the phone with prices starting at £25 for UK stocks and £11.95 for all international trades.

When you buy UK stocks, you also have to pay a form of tax called Stamp Duty or Stamp Duty Reserve Tax. This is 0.5% of the value of the investments you buy (1% on Irish stocks). You do not pay Stamp Duty on AIM stocks or Exchange Traded Funds.

Foreign currency conversions are required to facilitate the settlement of international transactions. We apply a charge of 1% either side of the available exchange rate when buying and selling international securities. The available exchange rate is based on the exchange rate provided by Digital Look. Indicative exchange rates are provided prior to trading, and the rate applicable to the individual trade is confirmed on the contract note once the deal has been completed.

What are the risks?

Apply for an account

If you're thinking of applying for a Bank of Scotland Share Dealing Account, please make sure you've read, and taken the necessary steps to understand, our Important Information and the Key Risks of share dealing.

Stocks & Shares ISA

With the Bank of Scotland Stocks and Shares ISA, you can invest in shares, funds, gilts, bonds and more tax-efficiently. The current annual ISA limit is £15,000* and any potential profit is free from Capital Gains Tax (this does depend on your individual circumstances and tax laws may change).

How much does it cost?

Online trading costs £11.95 per trade (plus stamp duty) for both UK and international shares. You can trade over the phone with prices starting at £25 for UK stocks (plus stamp duty) and £11.95 for all international trades.

Foreign currency conversions are required to facilitate the settlement of international transactions. We apply a charge of 1% either side of the available exchange rate when buying and selling international securities. The available exchange rate is based on the exchange rate provided by Digital Look. Indicative exchange rates are provided prior to trading, and the rate applicable to the individual trade is confirmed on the contract note once the deal has been completed.

You can also invest using a scheduled monthly investment plan from £2 commission.

The administration charge for our Stocks & Shares ISA is 0.05% per month, with a minimum of £2.16 and maximum of £8.33 (plus VAT, paid half-yearly). View our full list of charges.

What is the current annual ISA limit?

The current annual ISA limit is £15,000*. You can choose to invest your full allowance into either a stocks and shares ISA or a cash ISA. Alternatively, you can split your allowance between a cash ISA and a stocks and shares ISA. For example, if you invest £10,000 into your stocks and shares ISA, you must save no more than £5,000 in a cash ISA.

*UK tax laws and individual personal circumstances can change.

What are the risks?

Apply for an account

If you're thinking of applying for a Bank of Scotland Stocks & Shares ISA, please make sure you've read, and taken the necessary steps to understand our Important Information and the Key Risks of share dealing.

Self Invested Personal Pension

A SIPP, or Self Invested Personal Pension, is one of the most tax-efficient ways you can save for your retirement. You can transfer in a lump sum or save regularly and use your pension fund to invest in shares, funds, bonds and more.

Like all pensions, you pay no Capital Gains Tax, receive tax relief on your own contributions and can take 25% of your pension fund as a tax-free lump sum from the age of 55. The tax benefits you receive will depend on your individiual circumstances and tax laws can change.

Our SIPP is provided by AJ Bell, one of the leading pension providers in the UK.

How much does it cost?

Online trading costs £11.95 per trade (plus stamp duty) for both UK and international shares. You can trade over the phone with prices starting at £25 for UK stocks (plus stamp duty) and £11.95 for all international trades.

Foreign currency conversions are required to facilitate the settlement of international transactions. We apply a charge of 1% either side of the available exchange rate when buying and selling international securities. The available exchange rate is based on the exchange rate provided by Digital Look. Indicative exchange rates are provided prior to trading, and the rate applicable to the individual trade is confirmed on the contract note once the deal has been completed.

What are the risks?

Apply for an account

If you're thinking of applying for a Bank of Scotland SIPP, please make sure you've read, and taken the necessary steps to understand our Important Information and the Key Risks of share dealing.

Fantasy Trader

Whether you are new to the stock market or just want to practice some new trading strategies, our Fantasy Trader game can help you perfect your trading abilities, risk-free.

It’s very simple. Open an account and we give you £10,000 virtual cash to trade with. Once you’ve registered you can also join our fantasy league where you can compare your performance against our other fantasy traders. Why not see if you can top the leaderboard…

Bank of Scotland Share Dealing Service is operated by Halifax Share Dealing Limited. Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 25 The North Colonnade, Canary Wharf, London, E14 5HS under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.