The fee of $1.76 per week is charged as a monthly fee of $7.65 and will be deducted by withdrawing units from your account on or around the last day of the month. If you have a super account and a transition to retirement option or a pension account, you will only pay $7.65 per month and the fee will be applied to your super account.

The percentage fee is calculated on the average value of your account balance for the month. It’s deducted by withdrawing units from your account effective on or near the last day of the month.

We reduce this fee by the amount of income tax deductions we receive so the actual fee applied will be less.

$1.76 per week+
0.76% pa

Investment Fee*

0.16% to 0.71%pa investment fee on your balance.

This fee is included in the daily unit price calculation for each investment option.

0.16% to 0.71% pa

Buy-sell spread

Ranges from nil to +/-0.21%.
This fee is reflected in the buy and sell unit price of each investment option.

Nil to 0.21%

Exit Fee

No fees

Nil

*We receive a tax deduction for expenses related to investment and administration fees. As a result, the actual investment and administration fees you pay will be reduced by up to 15%.

Other fees and costs may apply to your account, including Insurance fees on any insurance cover provided.

How do the investments work?

Prefer us to do the work?

With our Suncorp Life stage Funds, deciding how to invest your super money couldn't be easier. In fact, you don't have to do a thing.

First, we allocate you a diversified investment mix based on you age, so you’re not putting all your eggs in one basket. Then we automatically change your investment mix over time to suit your changing needs and risk appetite. When you're younger we'll put more of your money in growth investments like shares and property, and as you get older we'll put more of your money in income investments better suited to more risk-averse investors with shorter time horizons.

Want more control and to choose your own portfolio?

If you'd rather create your own investment mix you can select from five single sector investment options:

Suncorp Australian Shares Fund

Suncorp International Shares Fund

Suncorp Property Fund

Suncorp Australian Fixed Interest Fund

Suncorp Cash Fund

You can switch options online whenever you want.
Our Suncorp Lifestage Funds and single-sector options are professionally managed by expert investment managers, including Morningstar. They're designed to suit a broad range of investors. To find out more take a look at the Everyday Super Product Guide

Use our investment mix simulator to see how easy it is to change your investments within your online account.

How are Everyday Super funds performing?

Select a fund to view its performance

i.e. if you were born in 1946 you would be in the 1945-49 lifestage fund

More Information

Insurance based on your lifestage

Life insurance is important when you are working and building a future.
Having your insurance within your superannuation makes sure you have cover in place to help
protect yourself should something happen.

Insurance premiums are simply deducted from your super account balance, so you have no out of pocket expenses

You have total control and can increase, decrease or cancel your insurance through your online account.

FAQs

Important Information

+Any injury, sickness, illness or symptom that existed in the two years prior to or at the time your Suncorp Lifestages cover commences and that you:
Were aware of, or a reasonable person in your position should have been aware of; or
Should have sought advice or treatment (conventional or alternative) from a medical practitioner or other health professional for (in circumstances where a reasonable person in your position would have sought advice or treatment); or
Had a medical consultation for or were prescribed medication or therapy for.

4 Members with occupations determined by us as hazardous are ineligible. If you have a 'pre-existing condition+' it may exclude you from being eligible for an insurance payout.

5 Level of Life and TPD cover will be based on your occupation, duties and average hours worked.

This is general information only and doesn’t take into account your personal objectives, financial situation or needs. Before making any decision about whether to acquire or continue to hold any financial product, please read the relevant information and the Product Disclosure Statement (PDS) and obtain professional advice. For Suncorp Everyday Super you should read and consider the Suncorp Everyday Super PDS and Product Guide. Suncorp Portfolio Services Limited (Trustee), ABN 61 063 427 958, AFSL 237905, RSE Licence No L0002059 is a related body corporate of Suncorp Group Limited ABN 66 145 290 124. The products referred to are not bank deposits or other liabilities of Suncorp Bank (Suncorp-Metway Limited ABN 66 010 831 722) (SML) and are subject to investment risk including possible delays in repayment and loss of the interest and principal invested. SML is not liable or responsible for, and does not guarantee or otherwise support, Suncorp Everyday Super accounts. SuperRatings Pty Ltd (ABN 95 100 192 283, AFSL 311800)(SuperRatings) does not issue, sell, guarantee or underwrite Suncorp Everyday Super. Go to www.superratings.com.au for details of its ratings criteria.

Before moving your superannuation you should consider: any fees payable (e.g. for exit or withdrawal); where future employer contributions will be paid; whether current insurance entitlements will be retained or equivalent cover made available; and any other possible impact, e.g. to your investments or tax position.

Apple, the Apple logo, iPhone and iPod touch are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.

Top

Contact Us. Call us on 13 11 55. BSB is 484-799 for all Suncorp Bank branches.

Products and services including banking, superannuation and insurance (including home and car insurance but not life insurance) are provided by separate companies in the Suncorp Group. Life insurance is provided by Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229 880 (Asteron). Asteron is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 (TAL) group of companies. Suncorp is a distributor of Life Insurance products issued by Asteron. The different entities of TAL and the Suncorp Group are not responsible for, or liable in respect of, products and services provided by the other. Suncorp Bank ( Suncorp-Metway Ltd ABN 66 010 831 722 ) is only liable forthe banking products or services it provides and not the products and services of other companies in the Suncorp Group.