As alluded to above, if you’re asking if 2 door “sports cars” cost more to insure, then YES, they do.

Sports cars and convertibles are generally more expensive to insure than a 4-door model…all else being equal.

That said; if your 2-door car was more expensive to purchase than your 4-door car it will cost more…thus the Yugo reference.

At the same time, you can expect to pay more for a 4-door Toyota Camry than you would pay for a 2-door Toyota Corolla (assuming they were similar model years), because the Camry costs more to fix or replace if it’s totaled (and costs more to purchase in the first place).

On the other hand, a 2-door Camaro will cost more to insure than a Malibu if we’re talking Chevys.