I think that people often have the wrong attitude about pet insurance. For example, it’s not uncommon for someone to say they would rather just open up a savings account to pay their veterinary expenses rather than “waste” money on pet insurance premiums. This person doesn’t understand the purpose of pet insurance.

People buy insurance of any kind to help them pay for large, unexpected, or unplanned expenses for which they would have trouble paying for out-of-pocket.

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I think that people often have the wrong attitude about pet insurance. For example, it’s not uncommon for someone to say they would rather just open up a savings account to pay their veterinary expenses rather than “waste” money on pet insurance premiums. This person doesn’t understand the purpose of pet insurance.

People buy insurance of any kind to help them pay for large, unexpected, or unplanned expenses for which they would have trouble paying for out-of-pocket.

“Embrace Pet Insurance is our top pick for 2017. Embrace is passionate about making an impact on the pet world. They are known for offering broad coverage and FAST PAYOUTS. Most of all, they have respect for their customers. When you work with Embrace, you may just find that your pet has better insurance than you do!”

“For humans, BarkBox is a delivery of 4 to 6 natural treats and super fun toys curated around a surprise theme each month. For dogs, BarkBox is like the joy of a million belly scratches If your pup doesn’t totally love an item in their BarkBox, we’ll send them a replacement for FREE! No muss, no fuss, no disappointed pups.”

“Your pets mean the world to you. And here at Canna-Pet®, we pack a world of experience, research and all-organic ingredients into each of our natural, nutritional pet products. Because we know that both you and your pets deserve the very best our world has to offer. Canna-Pet stands for CANnabinoid Nutrition Adapted for Pets.

“Healthy Paws is known for providing excellent medical care for pets. They are underwritten by Chubb and their top-rated pet insurance plan covers everything that matters including accidents, illnesses, cancer, emergency care, genetic conditions, and alternative care.”

“With more than 50 years of service to pet parents, Petco is a leading pet specialty retailer that focuses on nurturing powerful relationships between people and pets. We do this by providing the products, services, advice and experiences that keep pets physically fit, mentally alert, socially engaged and emotionally happy.”

Pet insurance has gained popularity over the years as a good back up for helping pay unexpected veterinary costs. Pet insurance is private insurance coverage offered by a number of insurance companies, and if you are doing research into which pet insurance company or plan to go with, it can be really confusing to figure out what a good plan for you really is.

On the flip side, for as many people who are happy with their pet insurance, there are those who are disappointed or upset about the pet insurance plan they ended up with.

For the most part getting stuck with a bad plan is more about not understanding what you were signing up for when you decided on the pet insurance plan. We’ve written this article as well as a couple of others to help you understand what your options are, and the questions below will help you identify if you will be happy with the plan you are looking into.

When looking to purchase a pet insurance policy there are a few questions you will want to consider. in addition to whether or not it is worth it to buy pet insurance.

These can differ. With discount fee plans one would pay an annual fee and get discounted veterinarian and related pet services. A pet health insurance plan would look similar to health insurance for people.

Again, since pet health insurance plans are similar to the one’s you and I utilize, different plans have different rules.Check to see if your vet is included as a provider for the pet insurance you are interested in.

Pet insurance exclusions can vary depending on the policy chosen. Common exclusions are pre-existing conditions and hereditary defects. Coverages for common exclusions can usually be covered at an additional cost.

Making sure you are able to control the pet population is important for you and everyone around you. Spaying and neutering coverage is great to have since almost all pet owners utilize this service. This would not be included in illness and accident pet insurance programs, but instead would only be included in wellness or preventative care programs. Sometimes these can be added onto the basic illness and accident pet insurance package. Since the cost of these services is expected to be covered on thee plans, they are obviously going to be more expensive than the basic accident and injury policy.

Prescription coverage is just as important since technology and care for pets is increasing, the possibility your pet will need a prescription medication is probable, and like all prescriptions, they can sometimes be costly.

Just like human insurance, different plans require different deductibles. The deductible is what you pay first before services are rendered so you will want to find a plan that carries a deductible that is affordable to you. Remember though, that the smaller the deductible the higher the premium, so you can reduce your insurance cost if you take a higher deductible by sharing a larger part of the cost with the insurance company during a claim..

Usually in pet insurance, there will be variety of “caps” or limits on how much the insurance company will pay for a specific incident. A broken leg may have a different cap than spaying so be aware of policy limits.

Erika
Pet Care Expert

“If you love your pets like I do, you want to give them the best care possible. I put this comparison together to give you the power to make the best decision for your furry little friend. I don’t know about you, but I consider my pet part of my family. And where I come from WE PROTECT FAMILY. If you need to contact me, get answers to some FAQs or access our technical support team, please send an email to [email protected]. Stay safe – it’s a jungle out there!”

Whistle 3 uses smart technology to track your pet’s location and activity. You’ll know more about your pet—and more about what they need—for a longer, happier life together.