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Ready for your summer vacation?

Grab your sunblock, pack your suitcase
and head over to Maui Teachers FCU.
Our competitive vacation loan interest
rates won't last long, so stop by our
office before they pass you by.
Get rates as low as 3.50% APR!
Whether your ideal vacation is lounging
poolside, climbing a mountain or touring
historical monuments, you can get
the money you need for the vacation
you've always dreamed of. We won't delay your vacation plans with a
time-consuming application process.
At Maui Teachers FCU, we get you on the way to your destination in no time with
our fast approval, flexible terms and
friendly service.

1%* Home Equity Line of Credit

Requirements: Fee simple homes only, No Leasehold/Hawaiian Homes Minimum line amount $10,000 Maximum line amount $500,000 (1st mortgage) - $250,000 (2nd mortgage) You must carry insurance on the property that secures this plan. If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance if it available.

Terms: 5-year draw period, initial draw is $3,000. Minimum draw thereafter is $1,000 Early closure penalty within 24 months will apply. *Interest will accrue from date of first draw *Check must be payable to your contractor *All other terms & requirements aside from the PV purchase apply to our regular Home Equity Loans

Discounted introductory rate of 1% APR** in effect for 1 year, 4.50% APR** for 2 years, thereafter adjusted annually based on the 5-year Treasury Index plus a margin, as disclosed in the loan documents. Loan is based on income & loan to value ratio. No closing costs. Effective Date: April 1, 2011. *Rates and terms are subject to change without notice. APR** = Annual Percentage Rate

Photovoltaic Loans

Effective: August 1, 2011

Minimum Loan Amount: $10,000.00

Maximum Loan Amount: $40,000.00

Fixed rates from 3.50% to 4.50%

Annual Percentage Rate (APR) (Rate to be determined by length of term)

**Proceeds must be payable to Contractor

Paying Interest: You will be charged interest from the transaction date.

NMLS #807213

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