Fees at a glance:

Affiliated services:

Saturna Trust Company follows the high-value low-charge philosophy summarized by Saturna Capital's "Value for your Money" motto. The following outlines the basic charges on fees and services available through Saturna Trust Company.

At each calendar quarter-end, administration fees on Trust or other accounts are 0.125% of quarter-end assets, with a minimum fee of $250.¹

Saturna's trust and estate advisors are available for consultation with clients at the rate of $225 per hour. There is no charge for initial consultation and review of a prospective client's current estate plan.

Accounts electing private investment management from Saturna Capital Corporation pay a separate advisory fee, as detailed in the Investment Counsel brochure. The annual advisory fee for private Investment Management Accounts is $2,500, plus 0.5% of the first $5 million and 0.4% on amounts over $5 million; with a minimum quarterly fee of $1,250 (minimum $5,000 annually). There are no brokerage commissions when managed account securities are traded through Saturna Brokerage Services.

Accounts invested in Saturna Capital Corporation's affiliated mutual fund portfolios do not pay a separate investment management fee, as fees for investment management and other services are included in the mutual fund's expenses. Neither are there any transaction fees, as Saturna no-load funds have no purchase or redemption charges. Please consult a fund's prospectus or summary prospectus for details.

¹ Essentially an annual administration fee of 0.5%, with a minimum of $1,000 per year.

² Shareowners of these funds receive these retirement plan services as part of the Saturna Capital transfer agency services, for which each fund pays Saturna Trust a separate servicing fee of $10 per year per account.

Investing involves risk, including possible loss of principal. Generally, an investment that offers a higher potential return will have a higher risk of loss. Stock prices fluctuate, sometimes quickly and significantly, for a broad range of reasons that may affect individual companies, industries, or sectors. When interest rates rise, bond prices fall. When interest rates fall, bond prices go up. A bond fund's price will typically follow the same pattern. Investments in high-yield securities can be speculative in nature. High-yield bonds may have low or no ratings, and may be considered "junk bonds." Investing in foreign securities involves risks not typically associated directly with investing in US securities. These risks include currency and market fluctuations, and political or social instability. The risks of foreign investing are generally magnified in the smaller and more volatile securities markets of the developing world. For municipal tax-exempt funds, taxation may depend on your state of residence and the alternative minimum tax may apply. These and other risks pertaining to specific funds are discussed in each fund's prospectus and summary prospectus. Clicking a fund's name will take you to a more detailed page that includes objectives, strategies, and risks of that specific fund.