There will always come a time for most of us when we need to tighten the purse strings and try to cut down or at least limit our monthly spends. We often write off some aspects of our monthly bills as a ‘given‘ or something that we simply have to pay for but this doesn’t always have to be the way. There are many ways in which you can cut down the cost of your monthly outgoings and today we are going to take a look at just how you can cut down on the bills, so that you have more to spend elsewhere.

List and Plan

The first thing to do is to sit down and start making a list of all of the services which you use, consider gas, electric, water, phone, mobile contracts, broadband costs and any other service which you are provided with.

Check Terms

The next step is to check the terms of each contract, you can usually find these online if you have mislaid yours. What you are looking for here is any terms of conditions which say that you are locked in to the contract for a certain amount of time. Should this be the case then lay the contract to one side but ensure that you are reminded of its date of renewal when the time comes.

Search Better Prices

Assuming that you are able to get out of your contract early and switch providers, now is the time to look for better prices on your current services. For example, if you have a car which is up for renewal, you could look on websites like Chill Insurance which compare various insurance providers so that you can get the best price. Equally you can scour the internet to find out if there are better prices on your other services.

Make The Call

Most service providers will have a deal or two in their pocket that they could offer a potential leaver. For this reason you should first ring your current provider and tell them that you have found a better deal and that you are taking your business elsewhere. More often than not they will offer you a similar price or deal, at which point you should probably accept, providing that you are happy with the service, this saves a lot of effort. If you are not offered a good enough deal then take your business elsewhere and you will be able to start saving money in no time at all.

Re-Negotiate

If you are trying to reduce the cost of a personal loan or a mortgage, you are going to need to go and speak directly about it with the manager of the bank or loan company and seek to renegotiate your deal. Situations change in a short amount of time and you may be in a far better financial position, for this reason you have more chance of being able to get yourself a better monthly price on your agreements.

Don’t just accept that you must pay a lot of money each month, monthly bills do need to be paid, but not at such a high price.

What better way to earn an income than doing something which you love, with so many people hustling day in and day out in low jobs that they don’t enjoy who would bite your arm off to get paid for something that they love, why not take the chance to do it when you have it.

Today we are going to take a look at how you can turn your love for gaming into a realm money making hobby. That’s right, such is the way of the World right now that you can actually convert something like video gaming, which has always been perceived to be a hobby for the lazier amongst us, into something that we can convert into cash. Let’s take a look at just some of the ways in which you can make a living from your love of gaming.

YouTube Video

Many gamers have taken to YouTube to upload awesome gaming moments and walk-through guides for those who cannot crack a game. YouTube videos are super easy to upload and make and in order to gain some popularity on your very own YouTube channel, you need to go hard on social media. Your videos should be fun to watch and engaging and you need to be responsive and vocal on social media to bring people to your channel, creating something and not telling anyone will not bring anyone to your channel. Once you are seeing a steady rise of people watching your videos then YouTube will pay you to place ads on your channel, a great money maker.

Gambling Online

Online gambling is now far more like gaming, especially on the casino side of things and if you like to play games then try out some of the free money slots that are available. Each of the new online slots follow a game-like element with tough decisions to be made and exciting adventures to be found. If you want to make a lot of money from your love of gaming then this could be the way to go.

Games Testing

Game testing is not always done in-house and there are many companies around the World which will pay you to test games out for them. You will be paid to test out these games and you will be required to look out for any glitches, crashes or inconsistencies which the game may have. As you can imagine there is a huge demand for gamers who want to test out brand new, cutting edge games and you will have to get in quick if you want to be one of the luckier ones. Keep a close eye on gaming forums for when they are looking for new testers and apply as quick as you can.

Sell Characters

For players of games like World of Warcraft, you can make an incredible amount of money selling rare or advanced characters. Lovers of the game are willing to part with hard cash for hard-to-get characters in the game and if you can do without one then list it on eBay or on forums and you could see a healthy profit coming your way.

Earning money online is one of the top searches on Google for a reason, it is because finding an income online gives you the ultimate flexibility, you can work wherever you want, often in on your own time and you can become your own boss. No more commuting, no more being told when to break and no more requesting vacations, that is what an online income can bring you.

There are lots of ways in which you can make money online, some will be slow burners that will allow you to make some money on the side and some could see you leave your job altogether and join the thousands of people who make a living from the internet. Let’s take a look at some of the things which you could be doing.

Try Out Online Gambling

The internet has changed and shaped many different industries an none more so than the online gambling market. Right now there are many people who make a living from online gambling and if you are smart enough or follow some of the tactics and tips that are available online, then you can do so too. You can bet on sport or hit the casino and play free slots with bonus games, whichever suits you best and if you stick to a winning strategy then you could be making thousands each month with online gambling.

Get Blogging

Blogging can be a great way of earning a living, the key to a successful blog is in the content and if you think that you have something worthy to show the World, then you could make a great deal of money doing so. Try to make the subject of your blog something that is quite niche, this way you are likely to build up a far greater following and a more loyal fanbase, ensure that you regularly pump out great content and work hard on social media to gain engagement. Once your traffic figures are high enough then you can start to sell advertising space on your website and see some money coming in for your work.

Look at Freelancing

Probably the most popular way to make money online is through freelancing, there is so much opportunity in this side of earning online as more and more companies look for freelance workers to complete tasks for them. You don’t have to be especially skilled, although if you were then you could command higher salary, there are jobs on websites like Upwork for any number of skilled and unskilled vacancies. You could be a content writer, a web designer, a social media worker, you could handle email accounts or even perform virtual assistant tasks. All you need to do is sign up to a freelance website, upload the skills you have and then get searching for employers. Whilst you will still have deadlines to meet, you will be able to work from wherever you want and at whatever time you want, the perfect combination.

Ancient Egypt

It is commonly believed that gambling appeared along with mankind, since it was proved that about 3.5 thousand years B.C people were already playing various gambling games in Ancient Egypt, e.g. alternative dices were found in Pharaohs’ shrines. It should be also mentioned that at that time, gambling was not considered as something bad or harmful. On the contrary people believed it brings only positive aspects. Negative attitude to this particular industry started with the beginning of Christianity. Nowadays, every single player has an opportunity to choose a reliable website with favorite slots/games e.g. http://777spinslot.com/no-deposit-casinos/, and have a great pastime that brings both pleasure and profit.

The Roman Empire

The first prototypes of casinos began appearing in the Roman Empire. It is thought that the opening of the first gambling house is dated back to 557 year B.C. It was opened by a Roman emperor and was called “Circus”. There people could play dice and play the pools.

Paris & first European gambling capital

The first gambling house that greatly resembled modern casinos was opened in Paris in 1957 with a goal to fill the royal treasury up at the order of cardinal Mazzarino. There players could find and try their fate playing the first roulette, which was becoming more and more popular with every single day.

The opening of a casino in France turned out to be very successful and profitable, that’s why lots of casinos were opened in different cities of the country. Great popularity of casinos lasted until the French revolution, when in 1789 casinos were forbidden and closed by the government.

But as soon as Napoleon came into power, all gambling houses restarted their work but 1839 they were closed again. Nevertheless, by that time, casinos became known all over the world and in 1861 the first casino in Monaco was opened. With the time, Monaco and Monte Carlo became a European capital of gambling business, as all players from different countries were coming exactly there.

The USA

In America, the word “casino” became know thanks to emigrants. They first appeared in saloons of the Wild West, but later they were forbidden by the president Andrew Jackson – that was the end of legal casino business in the US.

Casino got legal status in Nevada state in 1931 – a year that was marked with flourishing of a gambling industry in the US city– Las Vegas. Nowadays, this city has more than 500 different casinos.

Ourtimes

For the last couple of years, online casinos are developing very rapidly. The first internet-casino appeared in 1995 and it was offering the first slot machines as well as poker, and other games. Modern internet casinos provide a possibility to play any time of the day and night. Perhaps, that’s why more and more gamblers tend to opt for online casinos, because it is more comfortable and safe. Online casino websites – are the future of a gambling business world.

Sitting in the airport ready to take off on an amazing adventure or head home after one is exhilarating. Hearing the airline you’re using call for volunteers to forgo their seat on their upcoming flight is a bit disheartening. The plane is overbooked, and someone isn’t going to get to go home or on to their next exciting destination. Some passengers have somewhere to be right away, such as a wedding or a funeral that won’t wait on them. Others have a little more flexibility with their travel plans, and it might mean considering another flight at a later time or date. Is it really worth it to forgo your flight to allow someone else to fly?

Why Do Airlines Need Volunteers to Bump?

Airlines tend to overbook their flights, and they do it on purpose. It might not make much sense, but it’s a gamble airlines are willing to take. Approximately 15% of people who book their flights never show up to take a seat, and airlines don’t want to waste even one seat. They bank on the fact that at least a few people won’t make their flight and they can accommodate everyone they allowed to book a seat. When they gamble incorrectly, they have more passengers than seats. Now they need people to step up and offer to board another flight so they can accommodate everyone.

The Perks of Volunteering to be Bumped

If you are someone who has the time to spare, you might consider volunteering your seat. It turns out most airlines offer great incentives to those who offer up their seats. Depending on the flight, the airline, and the need for volunteers, most airlines are willing to offer some of the following:

– Hotel rooms

– Free flights

– Free upgrades

– Cash

– Airline lounge access

You’ll be automatically booked on another flight, plus you’ll receive at least one of those incentives. Some people are able to get more for volunteering if the next flight is a bit inconvenient, such as one that doesn’t depart until the following day, one that departs exceptionally late, or if your original flight was nonstop and now you have a layover somewhere. Many people can earn as much money volunteering their airline seats as they can applying for a title loan they have to pay back.

Should I Volunteer?

No one can answer this question for you. You know your schedule, you know how patient you are, and you know how badly you want to get where you’re going. If you can wait a while, if you have no rush to get to your intended destination, or if you are patient enough to wait, you can benefit significantly. However, there are a few considerations to make before you jump up to volunteer.

– Did you check luggage? People who check luggage are often inconvenienced in volunteering for a new flight since they do want their belongings. Airline agents are also less likely to choose a volunteer who checked bags over one who didn’t, because it’s easier for them.

– Are you a good negotiator? It turns out that DOT rules require all airlines offer passengers who volunteer to bump their flight up to $1,300. This means you should negotiate. The airline doesn’t want to give you cash, but they’re usually more willing to offer free upgrades, flights, and even lounge access. The worst they can say is no, and you don’t know until you ask.

– Can you wait? Before you allow the idea of a free flight, some first grade seats, and an airline lounge access pass cloud your better judgement, ask yourself if you can really afford to wait. Are you traveling with small kids who want to go home and won’t do well waiting longer? Do you have to be somewhere by a specific time to make it to an event? If you say yes to any of those questions, it’s just not your time to volunteer to be re-booked on another flight.

Is it Worth It?

Generally speaking, it’s worth it to volunteer to take another flight. You’ll end up compensated more than you originally paid, you’ll still get to go home, and you’ll end up enjoying yourself more. This only applies if you don’t have kids with you, if you have the time, and if you are sure you can handle the inconvenience.

If you’re volunteering your seat on the last flight out, be sure the flight on which you’re booked is a convenient one for you. You don’t want to end up booked off a 9 pm flight, shuttled to a hotel a half hour from the hotel, and then have to be back 2 hours before your 5 am flight the next morning. It’s not convenient, and it’s just annoying.

Scoring a chance to volunteer for a new flight is a big deal to many people, and some people make a habit of doing this. If you can negotiate terms to your benefit, you can score several perks when it’s time to book a new flight. Don’t let your fear or nerves get in your way. Stand up, say you’ll volunteer, and see what you can get. You can always decline the offer if it’s not to your standards. The airline might just make it a point to give you want you want if you walk away. It’s worth it to volunteer, but only if you’re willing to play hardball with the airline in question.