Duluth, MN. Motel, Hotel & Bed & Breakfast Insurance

The hospitality industry has unique insurance needs. If you own and operate a hotel, motel, or bed and breakfast, you need a unique hotel motel insurance that offers coverage for this specialized business.
Check in to save insurance premiums with this program for establishments providing lodging, meals and other services. Type of accounts include, but not limited to, dude ranches, hotels, motels, motor inns, resorts, tourist cabins and tourist courts.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate

Hired and/or Non-owned Auto

Innkeeper's Liability

Liquor Liability

Included Coverages:

Medical Payments Coverage - $5,000 Limit

Additional Interests

Deductible:

$250 deductible required for Innkeepers Liability only

Property

Basic, Broad or Special Form

Replacement Cost or ACV

Building

Contents

Business Income

Equipment Breakdown

Accounts Receivable

Computer Equipment

Contractor's Equipment

Outside Signs

Valuable Papers

Food Spoilage

Crime

Inside the Premises - Theft of Money and Securities

Inside the Premises - Robbery or Safe Burglary of Other Property

Outside the Premises

Let the Benes Insurance ~a Strong Company, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Motel/Hotel Insurance policy holder