A commonly made mistake by would-be homebuyers is to assume that they can afford the same mortgage payment as the rent they are currently paying. For example, if they’re currently paying $1,500 in rent, they assume they can afford a $1,500 monthly mortgage payment. This assumption is a mistake … [Read more...]

This post is part of a sponsored collaboration with TD. Thank you for supporting the brands that support this blog.
Over the past five years of writing this blog, I’ve examined whether I should have life insurance a few times. The first time I asked this question was when I got married. At that … [Read more...]

Remember who excited I was by my massive net worth increases earlier in the year, and how I declared that I wanted to pay off my car loan by the end of the year? Well, I was seriously tempting fate there, because this month has been the month of both unexpected costs and the month of one-time yearly … [Read more...]

It's been almost six months since I caved and replaced my aging Volkswagen Golf with a used Subaru Crosstrek. While I was able to sell the Golf to a third-party and net enough to cover the down payment, and after taxes and fees I was left owing $18,335 on the new vehicle. Since then I've been … [Read more...]

This post is part of a sponsored collaboration with EQ Bank. Thank you for supporting the brands that support this blog.
It’s been two and a half years since I moved away from my hometown and settled in Halifax. It now takes about two and a half hours to get home by car, a trip I make about once … [Read more...]