* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Our age, the 21st century is the age of innovations, technology and new thinking. And in such an age, our every day is deeply grasped by newer inventions which shapes our life. It is beyond any doubt that digitalization is the greatest boon that we have at our disposal. It not only revolutionized a lot of daily mundane activities such as Shopping, basic monetary transactions etc. , but also paved the way for globalization, pitching us into the well and close knitted global village of today. And in this surge of digitalization, credit cards are its main asset. Taking for example, even a few years back, withdrawing money from banks was nothing but a tedious task, consuming the entire day along with all energy and vigor. But the advent of the rectangular plastic card, changed everything. Now we have access to our money from anywhere across the world. There is absolutely no need for spending entire day at the bank queues to withdraw our very own hard earned money. This easy availability of money boosted another inevitability- commerce. The commerce of today is on par with the digital fever which has grasped the whole wide world. And thanks to credit card, we now have digital or e-commerce as mentioned before. There are a thousand and one benefit of digital Shopping, to begin with. Not only does it saves our precious time, but also brings the whole world at our palm, offering variety of products like never before. Thus the introduction of digital monetary transaction via credit card boosted the commercial ventures on a directly proportional scale.

With the growing popularity of digital banking and Shopping, all the leading banking giants were in a way compelled to offer the credit card services to their customers, and the Visa credit cards which can be used for Shopping at any place in this world became the most sought after service. In fact as days passed, immense possibility of this sector emerged, and the banks with their marketing skills managed to organize tie ups with a wide variety of service providers- from online e-commerce platforms to real world stores, from the finest dining destinations to the most exquisite travel websites; and as a result when a customer uses his credit card to digitally transact with any of the following service provider, he began to get exclusive offers and benefits in the form of guaranteed cash backs, flat discount and so on. The fervor became a global phenomenon in no time, and even in a developing country like India, people began to utilize these opportunities while Shopping. In growing Megapolises such as Parwanoo, it is almost impossible to enjoy all the nuances of its ever growing and glowing urban life without credit cards, or rather digitalization has become an intricate part of our lives. Thus in today?s world, Shopping without credit cards is almost like eating without a dab of salt- things which just cannot flourish or survive without one another.

Chqbook Review

When at airports in India or abroad, avail privileged lounge access and relax in style. Also, we like that you get 10000 Jet Privelege miles (5000 Jet Privelege miles on first swipe within 3 months and 5000 Jet Privelege miles on 75k spends in 3 months) pretty much after you get the card

thumb_up PROS

Save up to ₹1,500 each year on fuel transactions with your Platinum Plus credit card.

You can also accumulate Reward Points and redeem them later against air miles

Once you cross the ₹50,000 limit, enjoy 50% more points for every ₹150 spent on your card

Set aside a part of your credit limit for online spends per statement cycle, within the available limit on your primary Credit Card

thumb_down CONS

Not the best credit card for travel – you can redeem against Air Miles, but if you are a frequent traveller, there are better options

While HDFC Bank's Smart buy™ allows you to get great deals, this card is still suited for the first time premium card buyer

Chqbook Review

This is one of the most popular cards from the largest Private Bank in the Country - you just can't go wrong here. Apart from Shopping and Dining benefits, there is complementary Lounge access and lot more. It?s a All-in-One and works very well too

thumb_up PROS

Excellent All-rounder of a Premium Credit Card – save on shopping, get Lounge benefits and more – we couldnt ask for more

Fee waiver condition of ₹ 15,000 in the first 90 days of the card setup date works really well – you must make sure you get the fee reversed

Getting Lounge access at over 300 airports and over 900 lounges globally is a great plus

Getting the Priority Pass™ for just ₹ 500 instead of the ₹ 6500 fee is another great saving

Joining the GLOBAL VALUE™ program gets you free Cleartrip™ vouchers & 1% Cash back on all International transactions

thumb_down CONS

Rewards are valid only for 2 years – we like unlimited rewards

You need to fill a form and send it to HDFC Bank to enrol in the Priority Pass™ program – so you should remember doing that else get stranded without Lounge access

Chqbook Review

You get a Complimentary Scuderia Ferrari™ watch on joining. Top Spenders get an Opportunity to attend an official Ferrari™ Challenge race, Visit to the Ferrari™ Museum and Factory in Maranello, Italy, attend an event with special Ferrari VIP guests in Maranello, Italy. There are discounts on Ferrari™ Merchandise at the Online Ferrari™ Store and a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

thumb_up PROS

If you are a Ferrari™ fan, nothing beats having the ICICI Bank Ferrari Platinum Credit Card – amazing flaunt value and great benefits too. You also get an amazing original Scuderia Ferrari™ watch once you pay the joining fee

Free access to Domestic Airport lounges in India is a great benefit and these lounges are great to relax and unwind before a flight

15% off at over 2500 participating restaurants and other dining outlets in 12 cities in the country is great – saving this much on your bill is sure to bring a smile on your face

We think the ICICI Bank Ferrari™ Platinum Credit Card MUST have fuel surcharge waiver – and it does with a waiver of 1% on fuel surcharge valid on a maximum spend of ₹4000 per transaction at all HPCL pumps

You get a 15% discount on entry tickets to Ferrari™ World Abu Dhabi for tickets bought at the park counter

Up to 15% discount on Ferrari merchandise at the Online Ferrari Store

thumb_down CONS

If you are not a car afficianado, the ICICI Bank Ferrari Platinum Credit Card's fee might pinch – but considering the benefits we think it's completely worth it

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up PROS

With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.

We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1

You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.

Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

3.8

17 Reviews Sort

Newest

bad

1 year ago | Mohit Bedi

I am usingthis credit card from last 7-8 months, the credit card services are not up to the mark in this bank as there are too many charges on transactions. There is a EMI conversion offer in this card but they charge extra for every month.

Excellent card to get credit points

1 month ago | Asadip Mishra

ICICI bank has a pocket service facility. The net banking is very handy to use. You get lots of credit points with every purchase you made with this csrd.

Great card with lot of options

6 months ago | Ruchi Agrawal

It has decent returns and does what it says. I faced a little problem during one of the refunds i wanted. But overall a card for better options when you travel.

needs to improve service quality

2 months ago | Urmila Mahato

Its a good bank, they gave me good credit limit but they need to improve the quality of service they are providing to the customer.

They donÃ•t heve much offers

5 months ago | Sania Ahuja

I am using ICICI ferrari signature credit card for last few year. They offered a good limit in which i am satisfied. They charge annual fee of rs.499. I pay the bills through net banking. There are no much offers on this card.

Great offers

6 months ago | Dipti Rana

You can Get an additional 10,000 Bonus jetmiles through out the year. Its amazing. First 5000 jet miles you get at your first swipe of your card within 3 months of joining.

Relevant offers

1 year ago | Wahida Begum

My experience with jet airways ICICI Bank coral visa Credit Card is ok. I am not happy with the online offers. But all other offers are very relevant.

Giving worthy offers

8 months ago | Sanju Sanyal

I am using this Jet Airways ICICI Bank Coral Visa Credit Card from last 2 years. The joining fee is less. But they in return give you lot more. The free movie ticket offer with the buy 1 get 1 free option from bookmyshow ensures you always get value for money whenever you go to the movies.

Disadvantageous card

6 months ago | Paramjeet Singh

When I was making a payment using this card for the first time I got stuck in between and even after trying a couple of time the transaction failed. It has happened many a time with me.

Ace card

10 months ago | Sweta Dugar

This credit card meets the needs of the present age. It has multiple facilities. Mainly the ones which makes travelling easy. A boon for the vehicle users.

Adequate

2 months ago | Vishnu Kv

Not a great card for sure but not that bad too. Whatever I had invested in the card I got the equal returns. But nothing more than that.

Simply sterling card

5 months ago | Pulkit Srivastav

What you will love about this card is that Complimentary Priority Pass worth 99, enables cardholders of the HDFC Visa Signature Credit Card to save up to 8,300 each year.

High interest rate

1 year ago | D Ramakanta

I took this card few months back thining it of as the good option. But with the passage of time, it becomes the liability for me due to its extra charges and high interest rate.

Getting lots of facility of this card

5 months ago | Lilati Pathuri

I get lots of facilities and lots of reward points in this card with every putchase.Bill pay feature is enabled in order to facilitate payment of utility bills online.

Great card

9 months ago | Pundev Shah

Lowest HDFC Bank Visa Signature Credit Card interest rate around and fees are also very low. Online banking is super easy and the staff, if you ever need to call, are exemplary in customer service.

Good customer service

10 months ago | Shiva Kumar P R

I had been holding this card for the last 5-6 months and they had been providing a very good service so far.

Getting good payback points on this card

9 months ago | Pankaj Singh

I get good payback points in this HDFC Bank Visa Signature Credit Card and it is useful for shopping.