Rin's Group

A young 24-year-old mother of one daughter, Rin has coped with her family financial difficulty via growing paddy rice on her 2-hectare area and raising 4 pigs at home. Her husband not only helps her on both business, but also produces rice wine for sale as additional income.

Rin has never been with VisionFund before. She is applying for her first-cycle in the amount of 2,000,000 KHR. Rin is a leader in her group consisting of two female members- her fellow group member is a fourth-time borrower and seeking 1,000,000 KHR. For Rin loan's portion, she is going to buy fertilizer for her farmland. She hopes to earn more income from her business so as she can upgrade her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.