Automated Clearing House (ACH)

The funds transfer system governed by the rules of the National Automated Clearing House Association. ACH allows financial institutions to clear interbank entries electronically. A Merchant's DDA is debited and credited via ACH.

Automated Teller Machine (ATM)

Automated Teller Machines, cash points, allow you to access cash with a credit card or other card associated with your bank account. You need to enter your Personal Identification Number (PIN) into the machine to access cash.