Vicki Lloyd

Vicki Lloyd

Vicki Lloyd

Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

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My background includes years in corporate America. My experience includes implementation of new systems, product lines, training and relationship building. In my first year of real estate, I completed the courses and graduated from Realtor Institute, achieving the most prestigious and recognized designation in the real estate industry.

I specialize in helping buyers find the perfect property for their wants and needs. I am well versed in construction building techniques and have a background in commercial development as well as residential new home construction. My clients benefit from my knowledge and my attention to detail.

I enjoy the time with my clients and helping them find the home of their dreams.