More options coming to help navigate healthcare system

Navigating the complex web of the country's healthcare system can be a challenge for anyone. However, it can become even more difficult when one is dealing with an elderly or disabled person requiring special long-term medical care.

The U.S. Department of Health and Human Services is granting $68 million to help support seniors and disabled individuals. The funds will help families and caretakers make better decisions and more clearly understand Medicare and Medicaid benefits.

HHS Secretary Kathleen Sebelius says the funds through the Affordable Care Act will help people take care of their own personal health.

"We know how difficult it can be for individuals and caregivers to deal with a sudden illness or chronic disease while at the same time trying to navigate through a complex health care system to figure out where to go to get appropriate help," says Sebelius.

Having and understanding care and health insurance options becomes increasingly important as people get older. The U.S. Census Bureau notes that as people age, they are more likely to need care assistance. Furthermore, women are more likely to need additional care.