In just three simple steps, you could be eligible for 48 "work-free paychecks."

Each deposited directly into your account, automatically over the next 24 months.

This is "get paid while you sleep" money.

You don't work for a dime.

And you don't have to stop there.

You can keep tapping this stream of passive "paycheck" income for as long as you like.

Some people who do this retire early. Others pile the money on top of what they've already socked away, speeding up the growth of their nest egg.

It doesn't matter which you decide to do.

Either way, you start getting paid.

In fact, you can arrange for your first check to arrive just weeks from today. Possibly sooner, if you act quickly on what I'm about to show you.

How you spend your windfall is up to you.

Put the money aside. Or put the extra cash toward a new car... a vacation you've always wanted to take... tech toys for your den... or save it up to buy a second home.

Use the money to help put your grandchildren through school... or go back to school yourself and study something you love... make a fat donation toward a cause you believe in... or just leave the automatic deposits untouched, while you enjoy the security of knowing they will be there when you need them.

But whatever you do, you have to start somewhere.

Which is why I'm writing you today about a very unique opportunity that most Americans have ignored until very recently. It's a chance for you and anyone you care about to tap into what could be a lifetime of endless income.

Money you earn without thinking about it.

Using the same simple secret that some of America's wealthiest families have used not just to get very rich, but also to stay rich and get even richer, no matter what's happening in the grand economy or even on Wall Street.

This is not a "hot tip" headline secret.

It's not something most Americans even think much about. Or at least not something they've thought about much until recently, now that so many other options have run out.

What I'll do for you below is give you a glimpse of the three simple steps you can take — steps many of America's financial elite take — to open up a flow of this endless stream of income, directed straight into your bank account.

And then there's something I'll ask you to do for me. Something that could make you even more money, on top of the steady stream of checks you could soon see landing in your mailbox.

All this could start very soon for you, with your first checks arriving on these dates...

February 15, 2010

March 15, 2010

March 31, 2010

April 15, 2010*

* "Triple Payout" dates.

How easy is it to get this started?

This may be the best part...

"[This strategy] is the hidden key... [if more people did this], you would see a nation of happy investors whistling their way toward retirement."

— Lowell Miller, 3-time author and CNN commentator

One of the best aspects of this is how easy it is to set up.

About five minutes on the phone with your broker. And that's it.

No running to your computer screen at every market blip. No taking notes or getting a ball in your throat every time the mainstream media flog amateur investors with the latest headlines.

No lying awake at night, staring at the ceiling. No anxious ticker tracking, phone dialing or running back and forth to the fax machine or your e-mail inbox.

All you do is wind up what I like to call the "paycheck portfolio" approach I reveal to you below... and let it do its thing. The checks should start arriving weeks after you take the three steps I reveal in this report.

In a recession. During a market crash. Even during a recovery.

And starting very soon.

And don't think you need a fortune to make this work. Because I can prove to you that's not the case.

How so?

I'll show you how to use this same strategy not only to collect regular work-free "paychecks"... but to quickly make the size of those checks grow over time, automatically.

But let me back up and show you how this is already working...

And for millions of Americans very much like you.

Right now, you'll find there's at least $615 billion in cash out there, just waiting to get carved up and sent out in the form of passive "paychecks."

Millions of Americans have already discovered this secret.

And they're already starting to collect...

Just this past spring, Richard M. collected two passive "paychecks" worth $3,314 each. He's collected many more just like them. And he'll collect more, on top of that, over the weeks and months ahead

Steve R. got paid $3,600 on April 9... collected another check for $4,200 less than a month later... and took another $3,481 two weeks after that. Without lifting a finger

Former chauffer Vern J. used to drive rich people around to make money. He just got a check recently for $7,700 — money he "earned" in his sleep

Gary C. almost died on Sept. 11. Today, not only is he doing fine, but he just received an automatic passive "paycheck" worth $25,610 — with more just like it on the way

What would you do with an extra $8,809 windfall? That's what Daniel F. got paid in the check he automatically received on June 6, 2008. He'll have gotten more just like it by the time you read this

Jeff E.'s passive "paycheck" deposits are worth an estimated $27,636 each. And he's eligible to get several of those checks sent to him automatically, each year

50-year-old Marty M. doesn't really need extra cash. But that won't stop him from banking his next passive "paycheck," for an estimated $53,331, just weeks from the day you read this letter

Ian R.'s most recent passive "payday" topped $88,719

Then there's Jeff K. His passive "paycheck" on April 8, 2008, totaled around $98,057. That's just one of many passive "paychecks" he'll collect this year.

How are they doing it? With a process much simpler than what most amateur stock traders, options players or even gold, property or other kinds of investors use...

It's true — some of the fat-cat investors who do this have special access to this cash pool.

And get paid handsomely for it.

Like retiree Henry M., from Canada.

Thanks to his personal "paycheck portfolio," he's eligible to collect several of these passive "paychecks" per year — with at least four of them worth more than $630,000 each.

But after discovering just how many rich families and well-known investors did this with their money... to successfully build wealth in all kinds of markets...

I put my own analytical skills to the test and boiled down the whole process of finding the same kinds of opportunities to just three simple steps. They're filters, really.

To help you find the safest, most reliable, yet highest-paying streams of passive income. Money you can count on to keep working for you, even if the rest of the financial world is tanking. Even if other investments look like they're stuck in the mud.

Just doing this, you'll tap into one of the most powerful passed-down wealth secrets of the richest families in America.

Yet the steps that make it possible are so simple, I'm almost embarrassed to share them:

Step One: Lock in income streams that build your wealth faster than inflation

Step Two: Focus on income streams that will grow even bigger with time

Step Three: Look for a passive income stream that won't "retire" when you do.

I've written a special research report that shows you how to make each of these steps very easily. This new report is called The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets. It shows you how to apply each step quickly, allowing you to start collecting income checks within just a few weeks of reading this letter.

Once you get the ball rolling, this can start happening surprisingly fast. Hundreds of dollars each month. Thousands of dollars. Even hundreds of thousands of dollars, just piling up in your account.

As you'll see in my new report, it's up to you how involved you want to get in the beginning. You can get started with very little. And you can take this to any level you need.

Some who do this might make $1,500&ndash2,000 extra per month... early on. With that amount growing by as much as $5,000... $8,000... $10,000 or even $15,000 extra. Doing what I show you in the report.

It can be an extra "safety net" for you.

It can even be a "lifestyle upgrade."

As you'll see, your copy of The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets leaves the decision up to you.

Even better than just the steps, however, are the six specific "paycheck portfolio" opportunities I lay out for you in the report. See, not all income-cranking moves are created equal.

The six I show you in The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets represent months of research to help you find the best possible moves you can make right now to increase your steady flow of passive monthly income... with the least amount of risk.

You'll read about each of these moves. Then I'll show you in the report exactly how to turn each of them into "paycheck" paying plays... that will feed directly into your account in the weeks and months ahead.

It's that simple.

Here's a glimpse of what you'll find inside...

Automatic "Paycheck" #1: Fat Cash Payouts Every Month Plus At Least Two Years of "Inflation Insurance"

Imagine a fat "paycheck" landing in your mailbox — or even electronically deposited in your personal account — every single month.

You don't have to work for it. It just comes, like clockwork.

What's more, this first unique "paycheck" opportunity gives you a kind of powerful hedge against what many experts agree is an inevitable tide of runaway inflation.

How does this first move work?

Every month, on or around the 15th, you get a check mailed to you directly. Yours to cash, deposit, or use to buy more shares.

On top of that, because of the nature of this special cash-payer opportunity, you could see shares soar as soon as the U.S. dollar starts to unravel.

I'll explain why in just a second. But for right now, I can at least tell you that this first move is also unique in that it pays out a juicy 12.7% on every share.

That's enormous.

But see, while lots of income-payers with high yields also carry lots of extra risk, there are a few hidden moves out there that actually offer you higher-than-usual levels of safety, especially given today's increased inflation risk.

How so?

Extra Protection Against a U.S. Dollar Collapse

See, this first cash-payer I'd love to name for you is what's called a "royalty trust" — organized by well-heeled investors solely to focus on one of the most powerful long-term financial trends in history — the cycle of energy supply and demand.

In this case, with a special concentration on the oil-rich energy fields of Canada's Alberta Basin. Now, you might also already know something about Canada's energy trusts.

For example, I'm sure you know that when energy soared to nearly $150 — and then plunged in late 2008 — a lot of amateur investors who had poured in at the top got scorched.

You might also have heard that changes in Canada's tax laws — coming due in 2011 — also knocked the wind out of many of these energy trusts.

Here's the thing...

The fundamentals of shortages and Peak Oil, dry wells, and petro-politics have barely changed. China and India are still closing in on the U.S. with soaring demand... war zones still simmer above strategic oil supply... and so on.

Until something replaces oil and gas, the formula for energy-related profits remains — especially if you know which plays will work best and when.

Will there be more energy investment selloffs in the future? Of course. Could Canada's energy trusts go away with the new 2011 tax laws? Absolutely.

But between now and then — you've got the unique opportunity to collect a cash handout every single month, while also hedging your money against the coming tide of overwhelming dollar demise.

Remember what happened in the late 1970s, as crisis-level inflation sent oil prices soaring. Gas lines formed. Energy shares exploded. Along with gold and other real resources.

But only a few of those opportunities also doled out cash as a reward to loyal shareholders... and even fewer paid out fat double-digit yields like the one I'd love to name for you right now.

And here's one more reason why you'll want to read my research on this first cash-paying opportunity.

See, one of the things this trust has that others don't is a dominant footprint in the market for "LNG" — liquid natural gas. I'm sure you've heard something about LNG, too.

And if so, you know that LNG usually sees its biggest demand in the winter. But that's the thing. See, unlike some other energy trusts, this one happens to have just landed a huge LNG deal with Asia, which plays out over 2010 and beyond.

If you wait too long, you risk missing out on this steady stream of paychecks — not to mention the unique inflation hedge.

In fact, the next round of checks for this move is scheduled for mailing on February 15, 2010. Which is why I urge you to let me send you my research report, The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets while there's still time.

This special research report is yours free.

Inside you'll read all about this first "paycheck" paying move, including how to get in before the coming round of "paychecks"... and how to keep on getting paid regularly by this opportunity on the 15th of every month that follows.

How you choose to use the extra monthly cash payout is completely up to you. Use a move like this to sleep better. Use it to "upgrade" your way of life. Or use it just so you can make sure you don't ever have to worry about running out of money in retirement.

And of course, that's just the beginning...

Automatic "Paycheck" #2: Why This Wealthy Family Wants To Give Their Money Away

I know of a very wealthy family that wants to write you a check.

I'm not exaggerating. This family just loves giving their money away. They've been doing it since 1977, mailing out checks without fail to anybody on their list.

Now why on earth would they do that... and maybe more importantly, how do you get on this list? I'll explain in just a second.

But first, I want you to imagine...

What you would be doing now if, over the last five years you had somehow managed to double your income? Living better? Worrying less?

Suppose, between 2002 and now, you had pumped up your income by a factor of 240%. Could you find something useful to do with 240% better pay?

Before I even tell you what this next opportunity is... or about the family behind it... I can tell you that the "paychecks" they've sent out, over that period of time, have done just that.

They're already nearly double what they were just five years ago. And 240% larger than they were back in 2002.

Compare that to clinging onto an S&P index fund, up a miserable 27.9% for the same period. Or holding the Dow, which barely crawled ahead a measly 16.6%.

What's more, I can show you a way this same one move could have grown your money by 440.4% over the same period. Almost painlessly.

Here's something else...

The family I'm telling you about, the one behind this income-paying move, owns 44% of this opportunity themselves.

They've run this operation themselves — profitably — since 1977. And every year, the money they rake in, they've happily doled out to their shareholders.

To the tune of as much as 50% of the income they take in.

Even some of America's biggest and "best" companies can't make those same claims. So far, this family has doled out over $230 million in the form of cash "paychecks" that they mail out twice yearly.

And you can easily qualify to be one of the lucky recipients.

In the free report I want to send you, The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets, I can show you how.

In 2008, while many businesses took their first body blows from the world financial collapse, this family managed to increase that pool of profits by 28%.

As for this year, they've already booked profit-boosting business for a full 70% of the year. With even more income looking very likely to roll in.

Business is so good, the family has cranked up the size of their "paycheck" payouts six straight years in a row. And they've just taken steps — by putting limits on the size of their shareholder base — to see that each person getting checks gets an increasingly larger share of that profit pool.

What is this cash-rich, mystery business this family dominates?

You might know it. Maybe you even know it well.

Perhaps you even realize already that what this family does is control a very large piece of a "silent" industry without which the entire world economy would fall apart... overnight.

What you might not know is that this already high-margin, cash-producing opportunity is about to get even better... thanks to a non-negotiable international ruling that's already set to go into effect in the spring of the coming year...

The April 2010 Law That Could Double Your Money

The industry I'm talking about — and the one that this very savvy, wealthy family controls a very large portion of — is shipping.

Yep, shipping.

But not just any kind of shipping. Specifically, shipping of energy. See, just as the fundamentals of energy demand and supply still remain, so does the framework on which the energy industry completely depends.

The first best way to move hundreds of millions of gallons of oil around the world, of course, is by pipeline. But energy shipping is the second. And that's not a fact that's likely to change any time soon.

You see, even though a good shipping company can take in as much as $40,000 in fees per day... per transport ship... it still only costs oil sellers about 2-3 cents per gallon to transport oil by ship.

Considering the millions of barrels of oil that get shipped by tanker daily... combined with today's much longer trade routes between the Middle East and Asia... the savvy owners of these energy transport ships have locked in enough new business to make a bundle on every single tanker they've got in the water.

But here's the thing with the dominant "paycheck" paying shipping empire I'm telling you about. First, the family I'm telling you about has 42 working ships in its fleet. That makes them one of the world's most heavyweight contenders in this industry.

Second, the age of those ships is about half of the age of the ships their competitors own. And here's the best part — in April 2010, international law makes it mandatory for all oil ships to have a "double-hull" to protect against spills and other accidents.

Many shippers will have to scramble to make that happen. But this powerful, rich shipping family has already seen to it that 100% of their ships already have double-hulls.

That means they're ready to snatch up competitor business as this law goes into effect. It also means they don't have to lay out more cash for the newer ships, because they're there already.

And that means more profits to dole out to you and other shareholders, when the time comes. There are no exceptions to this ruling.

So you can imagine, as that 2010 deadline gets close, mega producers will rush to this family for shipping services. And the cash flow of this family's business — along with their payouts to shareholders — should soar.

Already, the payouts on this are the equivalent — as of this writing — of over 9% of anything that goes in. Meanwhile, the shares to get into this trade are far less than what they're worth, even when you just look at the assets you get a piece of with every share.

(You could buy into this, for instance, much cheaper than even what others pay to own a piece of — for example — an airline business. And when was the last time you heard of an airline this profitable, that's also family-run and that loves to pay out huge piles of cash?)

Again, you can read all about this move in the free copy of The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets that I'd love to send.

And while we're at it, here's a third way to tap into this special "paycheck portfolio" secret......

For decades, American companies have poured cash into investments in China.

American investors have poured in their cash, too.

And we've waited to see what would come out.

Mostly we got products stamped "Made in China."

Because, so far, they've sold us a lot more than they buy.

What if you could turn that tide the other way... and actually get Chinese consumers and investors to start paying you?

See, as much of a modern miracle as the exploding Chinese economy might be, so far most of the money has poured into the company rather than out — unless you count the billions we've borrowed directly from Beijing, in the form of U.S. Treasury sales.

Meanwhile, we've waited as many decades for the balance to tip the other way... for China's growing middle class to start buying microwaves and blenders and refrigerators, so that the rest of us could start reaping rewards from all that progress and financial success.

So far that's been tough.

Remember, the average American spends $21,000 a year on everything from fast food to laptops and televisions. The average Chinese consumer spends $543.

What's more, your average frugal Chinese shopper still socks away as much as 25% of their after tax income. That's money that's not — or wasn't — getting spent.

But that long wait for China to start sending money back our way might be ending. Like the U.S. decades ago, credit in China is on the way up. So is the desire to own and to spend.

Over the next 11 years, says one report, China's "shopping" class of middle-income consumers could explode to 700 million people or nearly double the size of the entire U.S. population.

Their spending, even if you're looking at just China's big cities, could explode by a factor of five times over in the next 20 years.

What will be the first markets to take off?

Maybe not the ones you expect.

A Safer Way to Turn China's Rush to "Car Culture" Into Retirement Cash

Highway 66 and cruising Cadillacs... convertibles and drive-ins... America's rush into prosperity in the last century centered around the American automobile.

Today, you'd call me crazy if I told you to put a nickel toward Detroit. And you probably wouldn't feel any more willing to invest in China's exploding "car culture" either.

Even though China, with about 35 million cars on their roads today, looks like they could quadruple that number over the next two decades.

Why? Because socking investment bucks into the car industry today just feels too risky, no matter how many cars the Chinese consumer class will snap up in the future.

Especially when you consider China's even bigger problems with energy supplies and pollution so thick, you can barely see your way across the street some mornings in most of their big cities.

But there's a safer way you can play the trend... and get China to reward you for it, indirectly, at the same time. How?

For one, what most Americans don't know is that China's new fuel-efficiency standards for cars are even tougher than ours in the U.S.

What's more, unlike the U.S., China's never had as much cheap oil or gas of their own. Already, they have to buy more than they make.

And this could be your backdoor way to get rich on China's coming consumer expansion, without a lot of gambling on what will happen one or two decades from now.

See, these two facts combine to make a huge market in China for a valuable resource most Americans barely think or hear about, methanol.

Methanol, like the ethanol you've heard so much about, is a clear liquid alcohol you can use as fuel. And like ethanol, you mainly blend it with gasoline.

But that's where the comparison ends. Because unlike ethanol, which you get from grain and other plants, methanol comes from coal and natural gas.

China already makes plenty of it. But they need far more.

How to profit? The lowest-cost producer of methanol in the world — and the world's largest — isn't in China. It's here in North America.

And they'll pay you cash "paychecks" just to reward you for being one of their shareholders. In fact, just in the last five years alone, this dominant player has paid out over $1 billion to loyal shareholders.

On top of the cash handouts, you've also got explosive growth in the pipeline. All across the energy business, best stock prices of 2010 got beaten down into the basement.

That means you can get in now on some of the world's best energy shares at the best value levels in a long time. That won't be the case for long.

In fact, the shares of this top producer have already started to move rapidly higher. And with seven years of consecutive cash payouts already on the books, those shares could start attracting well-heeled income players even faster.

I see years of solid cash "paycheck" payouts ahead, from this one move. But you'll need to act on it quickly if you don't want to miss out.

Let me send you the free copy of my report, The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets.

You'll quickly see how easy this can be.

I'll show you how to send for a copy at the end of this letter. But before I do, I should introduce myself...

What You Can Learn With $200 Million

My name is Chris Mayer.

Maybe you've heard of me.

I show up every now and then on financial shows like Fox's Bulls & Bears... Forbes on Fox... and the CNBC financial reports.

I've also written a popular book, Invest Like a Dealmaker: Secrets From a Former Banking Insider. I say this not to brag, but just to show you just how seriously I take everything we've talked about so far.

See, I'm not your average analyst.

And I'm not a broker. Frankly, I don't care for Wall Street.

I'm a banker. And something of a market "geek."

I've loved studying finance and commerce for as long as I can remember.

Even before I hit 30, for instance, I was vice president of one of America's oldest and prestigious lenders, Provident Bank. I read essays written by Austrian economists during breakfast.

How big a difference is that from what you might expect, say, from a broker who cut his teeth on Wall Street? We couldn't be more different. For one thing, your average Manhattan market jockey rarely has his own neck on the line.

He's trading "other people's money."

Not the same for me. One of the things I did for the bank, for instance, was manage a portfolio of about $200 million of the bank's own money... while making the final call on multimillion-dollar lending deals for companies worth $400 million or more.

I didn't have the luxury — or desire — to gamble with the bank's money the way some brokers do with private investors accounts. Banks take protecting their own cash pile seriously.

Whereas your broker might glance at a shareholder brief before calling clients on the phone, I had to get under the skin of a company to do my evaluations... burrowing deep into the numbers... digging out hidden liabilities... beyond price-to-earnings ratios and the other standard smoke-and-mirrors myths Wall Street brokers love to swear by.

I learned quickly that to really know where your money is going, and to get a return on that money, you have to do a full exploratory exam of a company's books so thorough it would embarrass even an IRS auditor.

I use exactly those same techniques now when looking for investment opportunities. Just like the ones we've already talked about. And just like the rest of the six opportunities I name for you in the copy of The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets I'd like to send.

For instance, here's another one...

Automatic "Paycheck" #4: One of the Safest Retirement Payouts In America

Imagine an incoming stream of cash so reliable, you could leave it behind not just for your partner, but for your children... and even your grand-children.

I can't think of any "paycheck" paying company more able to do that for you than the next one that I'll name for you, as soon as you send for your free copy of my special research report.

Think, for instance, not just about today's rough markets... but how many wealth-busting cycles we've seen in our lifetimes... and in our parents' lifetimes.

Yet through it all...

Including the currency crisis of '97... the market crash of '87... the energy lines and inflation crisis of the late 1970s... the market bust of '73-'74... wars and recessions... the '29 bust and the aftermath of the 1930s...

This one income-producing "paycheck" company just kept on doling out cash to retired shareholders.

In fact, this one "paycheck" payer has mailed out passive income checks to retirees steadily for the last 107 consecutive years.

For the last 38 years straight, it's steadily increased the size of those checks too.

How many other income-paying opportunities can you name that can boast the same solid track record? Not many, I'm sure. Even among the best income payers in America.

Here's something more...

This amazing "paycheck" payer runs with complete self-financing. In other words, smack dab in the middle of the worst credit crisis in history, the company behind this one income-paying move just keeps on cranking out solid flows of cash.

Under the radar of Wall Street, this company also has a hidden store of valuable assets — of exactly the kind that could soar in the coming wave of inflation.

Even now, just on those assets alone, you get total on-the-books value with shares of this company that's already bigger than the price you pay per share.

That's like getting this century-old stream of reliable income at an extreme discount, an opportunity that doesn't come along more than once in a lifetime.

I can't tell you much more because I want to keep the name of this special income-payer close to my chest, for my regular readers.

But I'll tell you everything in your free copy of my special research report, The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets.

What I hope you see already is not just how each of these "paycheck" payers can give you a much richer retirement, but how all these income-streams combined together can really add up quickly.

Maybe more quickly than you realize, with one "paycheck" after another, feeding directly into your accounts.

Just to show you what I mean, here's one more you can start tapping immediately, just as soon as you send for my special report...

Automatic "Paycheck" #5: The Millionaire-Maker Market That Could Pay You Over 20% Per Year

Back in 2007, I watched a man in Mumbai charm snakes.

Next to him, rich-looking yuppies yammered into cell phones.

Not far from that spot, beggars lined the streets. Even as the same exploding economy minted millionaires — lots of them — every single day.

Over the next five to 10 years, there's no doubt in my mind India could make you and anyone else willing to get in now, very rich.

With nearly $500 billion about to pour into infrastructure... with banks less leveraged than even those in the U.S. and the U.K... and everything from Indian industry to IT exploding...

The opportunities for making lifetime-sized fortunes in this former playground of the Mughal Empire are staggering. But don't get me wrong.

I also know why you might hesitate.

After all, going foreign — especially in a market that can still look unruly and exotic from where we sit in the West — doesn't feel or look easy.

Even though it's a hedge against a declining dollar... even though it's the same market that produced one of the world's top five billionaires... even though it's already looking to be one of the fastest growing markets of this century.

That's why I've found a completely different way to play the top 25 opportunities in this incredible market... all with one simple, reliable play.

And with an incredible "paycheck" payout right now of over 21% of everything you put in, year after year (recently, it's even paid as high as 34%).

The secret is a simple high-paying fund that gives you access to all of the best companies in this market while diversifying away much of the risk.

I see this easily as a long-term buy-and-hold play that can still pay you as much return per year as good as some of the world's best investors would love to make.

Of course, the longer you wait on this, the higher the share prices soar — they've already gone up nearly 50% since I told my readers about this move just a few months ago — the lower the ratio of income-payout you can lock in.

Read all about this powerful "paycheck-paying" move, along with the other four I've told you about, by letting me send you a free copy of my research report, The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets.

But remember... you can't wait too long.

Not just because some of these "paycheck" paying moves have payout rates you'll want to lock in earlier rather than later, but because the next mail date for another round of payout "paychecks" is right around the corner..

Act Before the Next Deadline or Your "Paycheck" Goes to Someone Else.

Over the next eight quarters, we're looking at as many as 48 "paychecks" doled out by the companies you'll find named in your copy of The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets.

The next "paycheck" payout date you could be eligible for is February 15, 2010.

Act in time and qualify. Or wait and miss out.

Why miss the opportunity when you don't have to?

Personally, I'd hate to see that happen.

So I'll tell you what I'm going to do.

Just to help you decide to act on this quickly...

I'd Like to Give You the Rest of My Moneymaking Stock Research to Try at no Charge, for a Full Year

Earlier, I told you about the $200 million I managed during my tenure as a bank vice president and commercial lending analyst. I'm proud to say the bank never lost a single nickel on any of the multimillion-dollar lending deals I helped write.

I take pride in that record.

Just as I take pride in a whole new kind of record I've started piling up. With a whole new string of winning recommendations I'd like to start sending you, with your permission.

See, even back in my days at the bank, it wasn't long before I realized all the deep analysis I did there... analysis that piled up fortunes for the bankers... could work just as well helping private individuals grow their fortunes, too.

So ultimately, I decided to walk away from my banking career to break out on my own.

That's when I launched an elite analysis service I call Capital & Crisis. At the start, I meant it only for top industry players. And including about 150 of the sharpest minds on Wall Street, they lined up to get it.

I could have stopped there, but something even more monumental happened.

I met the head an international market research service... with over 119,000 paid-up members... who had an estimated combined net worth of over $14.7 billion.

And a whole new chapter of my story began.

How 41,000 People Discovered the Secret to "Hands-Free" Investing

Addison Wiggin, the head of the internationally renowned Agora Financial research team, begged me to bring Capital & Crisis into its inner circle of quality services.

Quickly, my "insiders" newsletter exploded to include over 41,000 readers. And you can bet I'm even more proud now of what we've been able to do together, with a whole new stable of international research resources at my fingertips.

My network of top-level contacts has exploded. I've taken my readers to opportunities deep in unexplored pockets of the market... across America... and overseas, even to China.

And we've managed to cram our pipeline with one solid, safe gain after another. Not just of the kind we've talked about here today. But with diverse winners like...

Instead, my readers and I would rather lock in smart gains safely. Without sacrificing performance, but without taking risks we don't need to take, either.

I see lots of other services that don't bother with that approach. And I wish them and their readers all the luck in the world. But to be perfectly honest, there are very few companies strong enough to make it into my model portfolio.

And I sincerely believe you're the kind of person who will appreciate that. Just as so many of my other readers do. They write me to say as much. Take a look at some of the things they've said...

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What I'm saying is simply this.

I believe we share the same ideals.

And that's more than enough reason for me to have you on board with the rest of us. See, Capital & Crisis is not just a newsletter to me; it is a reflection of my ability to provide successful investment recommendations to my readers on a consistent and reliable basis.

Let me warn you, I'm not like a poll-seeking politician or ratings-starved TV news jockey. That is, if I have to go against the grain sometimes, I'll do it. Because I know my most loyal Capital & Crisis readers wouldn't want it any other way.

Once you join us, you'll realize too that it's far more important that the document I leave behind — the C&C archives — and all the work I'll do for you remains honest, accurate, and thorough.

I will not now or ever compromise on that point. You have my word on that. In short, I take deep pride in the opportunity to bring big returns to readers who believe in my work.

It's really that simple.

I do what I do because I love it. And I do it because I believe in it myself, as the smartest and safest way to make money in today's market... and just about any other kind of market.

I have a very good reason to think you share those beliefs. Which is why I'm sincerely looking forward to this chance to share my work with you...

The undiscovered bargains... the rock-solid "lifetime top stock" performers... the shockingly safe big growth opportunities... heavy-hitting income producers... you'll find them all in one issue and update after another.

And as I said, I'd like you to have all that free of charge for up to a full year.

Why Give This Away Free?

Think of what I'm offering you as a free backstage pass... that lasts all year.

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Is there a catch?

You bet there is.

But it's one I'm sure you'll also appreciate...

How to Lock in a Lifetime of "While-You-Sleep" Wealth, Starting Today

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First, because I know that the bigger a guarantee I make, the harder I have to work to put my money where my mouth is. And that's perfectly fine with me.

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These little-known "cheat sheet" top stocks to buy have stacked up some impressive gains… 221%… 150%… 132% in mere months.

But it's next to impossible to find huge gains like these on your own. These days, you need to "cheat" a little to thrash the market.

So hurry… your first "cheat sheet" is ready right now! Plus, you get a FREE Report reserved in your name…

Top 5 "Cheat-Sheet" Stocks for 2010: How to Swell Your Bank Account Without Breaking the Bank.

Dear Weary Stock-Market Player,

A little while ago, a guy named Henry Balboni was reading his latest "cheat sheet."

It had just arrived — quietly in the mail. The envelope was unobtrusive — something you might glance over, maybe not even notice. But Henry was eagerly waiting for it. He ripped open the envelope and immediately devoured every word.

You might ask — why was Henry in such a delirious rush to get at his mail? Simple. He knew that his "cheat sheet" would reveal a true penny stock profit-buster. A penny stock not one Wall Street analyst or TV pundit had ever uttered the name of.

Sure enough… in his "cheat sheet" was the name of a hot penny stock. Not only the name, but a detailed expert analysis of why this company was a good buy. In fact, Henry was given five solid reasons to buy. Five reasons that went far beyond its low penny-stock price.

Henry liked what he was reading. That's because he knew that his "cheat sheet" was the only reliable source for folks like him, and I believe you too, who want to beat the market… and beat it bad! And most importantly, not risk huge sums of money.

So he grabbed his phone and quickly called his broker. Henry bought 1,000 shares of this "cheat sheet" stock at the unbelievably low price of $5.35 a share — just a $5,350 investment! That was in May of last year.

He waited patiently for just under a year. And his patience was worth it — the payoff was HUGE! He sold his shares for $20.30 for a 279% gain on his money.

Henry turned his small investment into a $20,277 windfall by Christmas! He used his cheat sheet to totally crush the market which had cratered into one of the worst investment periods in seven decades. Henry could only have made such a stunning play with his trusted "cheat sheet" in his hand.

So what was this tiny "cheat sheet" stock that Henry invested in? It's a company called Dendreon. A tiny biotech company buried deep in the hidden market, but revealed only in the "cheat sheet."

Discover an unknown small-cap or penny stock no one is paying attention to or talking about… a stock buried in the hidden small-cap market where no Wall Street analyst bothers to enter. Buy it really cheap… then turn around and sell it months later for double or triple digit profits. That's exactly what Henry did with Dendreon.

But that's not the only time Henry won!

A couple of months earlier he was reading another "cheat sheet." This time the "cheat sheet" uncovered an unknown player in the pawn shop and check cashing industry. It's a tiny, boring, company called First Cash Financial Services. They offer cash and short-term loans in return for tools, electronics, jewelry, etc.

They're a dime-a-dozen in any given city — I'm sure you've seen plenty of shops similar to this one. But this one had a small, unknown edge over their competition.

So after reviewing his "cheat sheet," Henry bought and sold First Cash Financial Services… and made 82% in profits!

Of course, profits like these are not limited to people like Henry. In fact, Henry is no different than you are. The only edge he has over you is the information he finds packed within the pages of each monthly "cheat sheet" delivered right to his email inbox.

And in just a minute, I'll show you how to join Henry and a select group of fellow profit seekers, bargain hunters and adventure hounds who have signed on to receive my elite monthly "cheat sheet" covering the big penny stock picks of this hidden market. These lucky people are raking in double and triple-digit gains from the hidden market.

In the next few minutes, I'm going to reveal why this hidden market is so lucrative yet Wall Street won't talk about it. Why a little "cheating" is perfectly OK when you're raking in a king's ransom. I'll also reveal the secret behind the mind-blowing profits my "cheat sheet" makes possible for an elite group of top penny stocks aficionados.

Finally, I'm going to let you in on how you can get your hands on my cheat sheet so you too can possibly enjoy gains of 132%, 118%, 221% and 146% on your stock picks.

Now my "cheat sheet" is off limits to all but a select few. But in a moment, I'm going to tell you how to get it delivered directly to your mailbox or inbox each month.

What's more, I'm going to give you a special report called, Top 5 "Cheat-Sheet" Stocks for 2010: How to Swell Your Bank Account Without Breaking the Bank — ABSOLUTELY FREE!

Once you get your hands on my "cheat sheet" and discover for yourself the incredibly lucrative potential of the stocks I've vetted out of the hidden market, you're able to make your own informed buying decision. Then the next step is incredibly simple!

Pick up the phone and call your broker, or jump on the computer and purchase the recommended "cheat sheet" stocks online.

You can buy these stocks at incredibly great deals… most sell for under $10… many under $3 or $5. Henry got in for as little as $5.35 a share!

You can soon turn your pocket-change into a $1,000, then $10,000, then $100,000… even a million dollars or more!

You Need to "Cheat" a Little and That's Okay!

It's clear from the wild ride that the stock market has taken us all on in recent months that it's really hard to find the big winners. You're not going to hear about these small, ignored hidden penny stocks from any mainstream financial newspapers or magazines.

You're not going to turn on CNBC, FOX, CNN or BloombergTV and hear any TV pundit or Wall Street analysts talk about these tiny stocks. They're not paid to do it and they just don't have the time, or to be fair, the inclination to follow penny stocks.

What's more, the big institutional investors, like mutual funds or pension funds, can't invest in them because there are not enough shares for them to buy. And we all know Wall Street basically covers just what the big boys are buying, so penny stocks are out.

You're also not going to hear about them from any broker. He's just interested in pushing what Wall Street's talking about. Or, if he does hear about a hot penny stock he certainly doesn't want you to know about it. He wants to keep the big profits for himself.

It's clear no one is watching this lucrative hidden market for you. Oh sure, you may see penny stock "tip sheets" all over the web, but they're just pumping out names of cheap stocks. Very little analysis goes into these picks. Nothing you can hang your hat on or commit your hard-earned money to. So don't waste your time or money on them. You'd have more luck bagging the big prize at the local carnival.

Plus, in the hidden world of penny stocks, it's really hard to find the tiny blockbusters on your own. Unless of course you want to spend 40 hours or more every week glued to your computer screen or reading mind-numbing company reports.

Yet with all that work, you'd still be lucky to find a rare beauty such as a stock poised to double or triple or more in value in just months, or even weeks. It's just too difficult to find enough information in this unreported market to make a smart decision.

That means playing to win in the best stock market game is not a game you want to play alone. Not when you have a lifestyle to maintain, upcoming expenses to meet and a secure and enjoyable retirement to save for. Not when your wealth and future financial security is on the line.

Do you really want to trust your financial future to luck?

So it's okay to "cheat." You have to cheat. It's the only way you're going to find the small stocks with huge breakout potential — what I call the "cheat sheet" stocks. Now, I'm not talking about anything illegal or unethical.

All it takes to win is a little advantage over the average investor. Your advantage is a "cheat sheet" that arrives every month highlighting the two best-hidden market penny stock plays I've uncovered. I'm talking here about a little honest cheating.

And you'll gain an advantage that can make a difference between a million-dollar nest egg and merely scraping by to make ends meet.

Savvy Investors Win Big With These "Cheat Sheet" Winners

For example, how many investors do you know who have been lucky enough to score winners like these without a cheat sheet?

These big gains were most likely missed by 99% of investors. But the investors who received my "cheat sheet" and decided to buy the recommended stocks made out like bandits — racking up double and triple digit wins. You can too!

That's because… "cheat sheet" stocks are the best way to play the stock market for big profits. And I'm not going out on a limb here either. It's an historical fact — proven over decades of investing. You see, every $100 invested in "cheat sheet" stocks has turned into almost $1.125 million dollars!

What's the Secret Behind What I Call "Cheat Sheet" Stocks?

As I mentioned earlier, what I call "cheat sheet" stocks are simply penny stocks that are invisible, unnoticed by Wall Street hotshot analysts or know-it-all TV pundits. These ignored stocks are buried deep in the stock market — unknown except to a handful of honest "cheaters" like me.

And there are thousands of them — three times as many as the more well-known bigger stocks. Yet fat-cat Wall Street pays no attention to them. Why?

It's because they're small companies with market caps between $200 million and $1 billion. So they're known as "small-cap stocks." Market cap is a simple calculation of the number of outstanding shares multiplied by the current per share price. Translation: they don't have a lot of shareholders.

And that's good news for us! These smaller companies fly under the radar and attract very little attention. This keeps their share price low for buying. "Cheat sheet" readers can scoop them up for cheap, tuck them into their portfolio and wait for the share price to take off.

This rapid growth is often easier for these small-cap stocks. You see, it's easier for a company doing $2 million in sales to double in size than it is for a company doing a billion. Plus at some point in their growth — long after we have bought the stock of course — Wall Street will get around to noticing them… usually after a significant rise in stock price of 2010 or a breakout news event.

And when they do, you'll see the big mutual funds and the huge pension plans swoop in on a buying spree. Once this happens, these small-cap stock prices will soar! Meanwhile, you'll see the profits in your portfolio bulge faster than popcorn in a Jiffy Pop pan.

Four Times the Profits!

It's an historical fact proven over time. These nimbler small-cap stocks have beaten large cap stocks since 1926! To prove my point, let's say you invested $100 in small cap stocks in 1926. By 2006 you would be worth $1,125,000! But if you'd invested that same $100 in large cap stocks, you'd only have $273,600 for that same time period.

But we both know you weren't investing in 1926. So to make my point more relevant, you don't have to go back that far to see how small cap stocks beat the pants off large caps. For example, from 1990 to 2006, small cap stocks outperformed large cap stocks by a hefty 32%.

And from 2000 to 2006, small cap stocks blew away the large-caps by outperforming them more than seven times every year. Despite the severe bear market of 2002-2003, small cap stocks enjoyed a 7.2% annual return while the large caps languished with returns less than 1% a year.

So you see, people who buy small cap stocks have a far greater chance of turning into millionaires than those who follow the herd and buy the Wall Street faves.

Yesterday's Scorned Penny Stocks Are Today's Respected Blue Chips

Here are a few famous companies that began as small cap stocks in the hidden market… and are now the big large cap stocks of today. Many investors who got on board early are millionaires today.

Company

Opening Price

Date

Current Price*

Return

$10,000 Would Have Become

Walmart

$0.05

8/25/1972

$49.93

99,760%

$9,976,000

MicroSoft

$0.08

3/13/1986

$21.40

26,650%

$2,665,000

McDonald's

$0.21

1/2/1970

$60.38

28,652%

$2,865,238

Dell

$0.08

8/17/1988

$11.94

14,825%

$1,482,500

Home Depot

$0.28

8/20/1984

$24.50

8,650%

$865,000

Starbucks

$0.70

6/26/1992

$14.82

2,017%

$201,714

Ebay

$1.88

9/24/1998

$17.96

855%

$85,532

*Prices as of June 2, 2009

Just like these well-known companies, the "cheat sheet" stocks I look for are most often priced under $15 a share — most under $10 and $5. That's an affordable entry price for most investors and this price has lots of room to grow.

BIG Gains in Our "Cheat Sheet" Stocks

Just take a look at the big gains of a few of our own "cheat sheet" stocks… unknowns back when we recommended them, but fairly common names now:

Barnes and Noble recommended at $1.35 and sold at $1.65 for 19% gains in 6 weeks

Cost-U-Less recommended at $7.77 and sold at $10.40 for 34% gains in 6 weeks

E-Loan recommended at $1.59 and sold at $2.29 for 44% gains in 10 weeks

Drugstore.com recommended at $2.50 and sold at $4.14 for 66% gains in 2 months

Select Comfort recommended at $5.61 and sold at $9.76 for 74% gains in 4 months

Forward Industries recommended at $7.83 and sold at $15.90 for 103% gains in 28 days

Vaalco Energy recommended at $4.12 and sold at $8.63 for 109% gains in 10 months

Another big "cheat sheet" stock win for us was Pan American Silver Corp, another mining company. We recommended that at $3.85 way back on Jan. 1, 2002. Today it's trading for $24 — a stunning 523% gain. If you had invested $10,000 on that one pick, you'd be sitting on $62,300 today!

I hope you can see how profitable it is to take on the stock market and score big gains when you have my handy "cheat sheet" to help you. I'm getting ready to send out my next "cheat sheet" and I'm hoping you're on my exclusive list. Just say the word and it's on its way.

With all these winners that I've shared with you so far, it's clear that my proprietary system to picking the right stocks for my "cheat sheet" is a proven method you can depend on to make your smart investment decisions.

New Blue Chips Make a Few Savvy Investors Rich!

Please let me introduce myself. My name is Greg Guenthner and the name of my "cheat sheet" that I've been bragging about is called Penny Stock Fortunes.

It's the only newsletter of its kind that provides fortune seekers like you, the in-depth coverage of the exciting but hidden profitable world of small cap stocks.

Remember, every blue chip stock revered on the DOW today began its existence as an unknown and ignored penny stock or small cap stock. I'm talking about big-name companies such as Coca-Cola, Johnson & Johnson, Disney, Verizon and countless others.

But very few investors had the opportunity to get in on the ground floor of these mammoth companies and make the huge gains.

But you can have a "cheat sheet" that is investigating the new monster growth stocks hidden in today's market — the next Walmart, MicroSoft or McDonald's and other potential blue chips of tomorrow. You can read about a company's potential long before anyone else notices. Buying a best stock before the Wall Street crowd is the little-known secret making a few people rich. You could be one of them.

Advanced Technology and Superior Investigative Skills Give You an "Unfair"… but Winning Advantage

Prior to taking over as editor of Penny Stock Fortunes, I was an investigative reporter for a major city newspaper. I have a nose for a good story, a profitable story. These skills I acquired on the beat now help me to track down the facts of a company — financials, balance sheet, debt levels, new product launches, secret marketing plans… whatever I need to know.

My interviewing techniques, honed as a reporter on deadline, help me to grill the CEO's, the product managers, the production line workers, the quality control experts, even the customer service folks answering the phones. I ask whatever I need to ask to make sure the company is solid and worthy of appearing on my "cheat sheet." That's why today I'm asking questions no other stock researcher has thought to ask.

Since the world of penny stocks and small cap stocks is so huge, I also use proprietary modern technology finely tuned over years. This scientific approach screens out the unworthy stocks. It's a revolutionary stock screening computer program that picks over the 5,397 stocks on the market that have market caps of $1 billion or less.

I call it the CXS Money-Multiplier System. I use this revolutionary system to rate the thousands of penny and small-cap stocks from 0-10 based on five criteria. The way I designed the system, not even 10% of these companies could score a five on my system.

I wouldn't even consider recommending a five. It's got to be at least a six. Companies that score a six or better are the best of the best in the world of small caps and penny stocks.

Now, this scoring system has nothing to do with risk — and everything to do with potential. Obviously, a stock that scores an eight or nine is a company I think will have a better chance of making massive gains.

A perfect 10 is the Holy Grail. We're always looking for it... and so far, we haven't found one yet. The highest any stock has scored on this system is a nine when I toughened up the system back in Feb. 2007 to be even more selective. In that time, I've only listed three stocks with a score of nine! So yeah — I'm a tough grader.

Every month, I pore over the 200 stocks my proprietary CXS System identifies as the best potential blockbusters and possible new blue chips of tomorrow. My journalistic, investigative skills automatically jump into high gear. I roll up my sleeves and dig deep to find the two stocks I'm going to add to my monthly "cheat sheet" I call Penny Stock Fortunes.

You see stocks are like people... every one of them is different, with different strengths and weaknesses. There's no computer-generated screen for what I do. A machine doesn't just spit out eight's and nine's for me every month.

Anyone selling an "automatic system" that magically prints the tickers of perfect stocks is full of it. This CXS system is a personal one that requires a human touch. So I spend hours each month reading the dusty reports and asking the tough questions to those that can answer. That's the only way to find the small cap and penny stocks with the massive profit potential of a SIRIUS, a Microsoft, or a Home Depot.

No one else is doing this in-depth, serious reporting on the small cap and penny stock universe that you'll find exclusively in Penny Stock Fortunes.

Now it's too late to get in on the spectacular gains in these "cheat sheet" stocks I've already told you about. That money has already been made. But I have good news for you. I've just put the finishing touches on a new special report I've reserved for you.

It's called Top 5 "Cheat-Sheet" Stocks for 2010: How to Swell Your Bank Account Without Breaking the Bank. It's yours ABSOLUTELY FREE!

Turn $200 into $1.6 Million with "Cheat Sheet" Stocks!

Here's an example of how much money you could make by investing in a string of what I call "cheat sheet" stocks or small cap and penny stocks.

Even though I'm using actual numbers of real companies, your chances of hitting this particular stock string is fairly remote. But this example will show you how quickly you could rake in a king's ransom by choosing the right stocks with the highest profit potential.

Here's how it works:

Step 1: You buy 160 shares of NutriSystem, a weight-loss company, for $240. This soars to $11,776. You remove your original $240 investment and continue investing your profits. Everything you're making from now on is pure profit.

Step 2: You take your $11,536 profit and invest in a tiny, but fast-growing company called The Amacore Group, which offers affordable health care solutions to businesses, associations and individuals. This multiplies to $125,650 in just one month!

Step 3: The $125,650 is plugged into another hidden gem named Blue Nile, Inc., an online retailer of diamonds and fine jewelry. It quickly skyrockets to $204,809.

Step 4: Your $204,809 windfall is next invested in Alloy Steel International, which nearly quadruples to $667,677! You could certainly stop here and be a millionaire, but one more play could double your money.

Step 5: Your remaining stake of $667,677 is put into Cell Genesys, Inc., where it nearly doubles to $1.2 million in just six weeks. If you add up all those profits, you would have nearly $1.6 million.

Imagine turning $240 into $1.6 million buying and selling just five penny stocks or small cap stocks. Now we'd both be extremely lucky to hit a million in profits that quickly. But you can see the power of how money multiplies when you invest in one good stock, take the profits and invest in another and another. It's what could happen when you invest in the right string of "cheat sheet" stocks. Here's five to get you started.

Get your FREE copy of Top 5 "Cheat-Sheet" Top 10 Stocks for 2010: How to Swell Your Bank Account Without Breaking the Bank.

Call 1-888-309-1882 now or follow the ordering instructions at the end of this letter!

Here's Five "Cheat Sheet" Stocks to Get You Started on Your One Million Dollar Fortune

In my breakout report, Top 5 "Cheat-Sheet" Stocks for 2010: How to Swell Your Bank Account Without Breaking the Bank, I'm revealing the best stocks with the possibility to send your portfolio into the stratosphere. Each stock is hand-selected with the speculative potential to at least double your money, add tens of thousands of dollars… maybe a million, it's possible! — into your bank account. It's a diverse bunch and you won't hear about a single one of them from any Wall Street analyst.

Cheat Sheet Penny Stock #1: Make Money From This Company That's the Total Package!

Cheat Sheet Penny Stock #1 is one of the smallest companies but with the largest profit potential.

They work in the custom packaging industry — molded fibers, plastics and foams — and have been in business for 46 years. That's certainly impressive. But what's even more impressive is that they announced record earnings of $5.12 million in 2008.

That's 16% growth since 2007… and 110% growth over the last three years.

As I write, the stock is actually down 15% since January… but I think that's a good thing. Their market has been pretty flat in 2009 which means the bears have been pushing the price down in spite of a record year for this company.

Their balance sheet is strong and they have more than enough cash to pay off their long-term debt. But instead, they're keeping that cash on hand for future investments. While paying down their debt at a rate of 6% per year.

That means they've achieved that 110% growth without drawing on their credit reserves.

Despite their solid fundamentals and impeccable track record, they're grossly undervalued right now. But I see 2009 as another record year for them.

That's why they scored a solid eight out of 10 on the CXS Money Multiplier System and you can get in for under $5 a share. It's at least a doubler!

You've probably used dozens of products made, at least in part, by my Cheat Sheet Stock #2. They have a hand in everything from soaps and toothpastes to soft drinks, fertilizers and petroleum products — products consumers will continue to buy even in tough times.

Yet it's unlikely you've ever heard of them. They lurk in the background providing one "specialty" ingredient required for thousands of consumer products.

How recession proof are they? Well, they made shareholders 34% in 2008. And their first quarter 2009 earnings report beat Wall Street estimates by 10%. In fact revenues surged by 17.4% and profits followed suit.

Plus they've been paying a 4.4% dividend, without fail, ever since they first went public in 2006.

They score an impressive nine out of 10 on the CXS Money Multiplier System and you can get in today for under $16 a share. It's a revolutionary opportunity!

Cheat Sheet Penny Stock #3: Make Money on the Future of Roadway Traffic

$27 billion of Obama's stimulus money has been allocated to roads and bridges. And Cheat Sheet Penny Stock #3 is poised to claim a solid chunk of it in the next year.

They are an industry leader in traffic management systems and technologies. Working with government agencies at all levels, as well as private design companies, their goal is to help build more efficient roadways.

There are three arms to their operation — each one a money-maker in its own right. But combined we could see an easy triple or quadruple in the share price this year.

For example, just one arm of this company produces finely tuned traffic sensors. Unlike the underground sensors that tell a traffic light when to turn green, this company has an above ground image processing technology that can detect vehicles, speeds, even capacities.

They're already in use around the world and have proven to increase roadway efficiency, prevent accidents and reduce both fuel consumption and pollution by 11%. Not to mention the 12% reduction in travel time.

It scored seven out of 10 on the CXS Money Multiplier System and you can get in for under $1.50 a share. It's a screaming bargain!

Cheat Sheet Penny Stock #4: Make Money and "Go Green" With the Leader in Air Pollution Control

Air pollution is one of the biggest problems in the world today. And as a result, countries all over the planet have beefed up regulations to prevent things from getting worse than they are.

And that means big money for Cheat Sheet Penny Stock #4.

For the last three decades, this small-cap leader in pollution control has bagged Fortune 100 clients like General Electric, Procter and Gamble, Honda Motors, Boeing and more.

They wrapped up 2008 reporting an 88.9% increase in income compared to the previous year's final quarter. And the first quarter of 2009 has already seen a 38% increase in gross profits.

The more our world governments increase regulation on carbon outputs, the more money this company will make. And already 18% of their backlog comes from companies outside the US. As global exposure increases, so will their bottom line.

This company made eight out of 10 on the CXS Money Multiplier System and you can get in on this one too for under $4 a share. It's a triple-digit opportunity!

Cheat Sheet Penny Stock #5: Make Money as the World "Examines" Itself

Forgive the pun, but Cheat Sheet Penny Stock #5 actually creates exams. How is this a money making opportunity for you? I'll explain…

You probably remember the SATs and the ACTs. And if you went to graduate school, there were additional exams to take. Certain jobs require written tests too. And all of these tests have to come from somewhere… and that somewhere is this Cheat Sheet Penny Stock #5.

Plus, as more countries around the world move from "developing" to "developed" there will be a dramatic increase in the number of middle class citizens seeking higher education and, in turn, white collar jobs.

We're already seeing this in rapidly developing countries like China.

In fact, the number of exams delivered, worldwide, jumped by almost 300% between 2007 and 2008. It's as simple as that. This company is growing at record speed, while countless others are sinking.

This firm scored a solid seven out of 10 on the CXS Money Multiplier System and you can get in for under $7 a share. It's a proven contender!

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I always get a real kick out of hearing that "the consumer is 70 percent of the economy," mostly because it gives me a chance to heap ridicule and scorn on whoever said it, and I say that the consumer is 100 percent of the economy!

One CAN say that, with or without the heaping of ridicule and/or scorn, but at least with an arrogant and smug authority that comes from 100 percent certitude, that "The Mogambo is 100 percent certain that the consumer is 100 Freaking Percent (100FP) of the economy!"

I make this Bold Mogambo Assertion (BMA) for two reasons. First, I hope that by debunking this silly "the consumer is 70 percent of the economy" crapola, I will win a Nobel Prize or some other award that has a cash-award component of the prize winnings, perhaps one that has a LARGE cash-award component.

My argument is that the ultimate consumer pays the price for everything by buying and consuming, for instance, a frozen pizza or delicious candy bars, and maybe something nice to drink, knowing that a slice of the purchase price is used to pay back creditors and producers for the use of capital, labor and land invested in producing these – and more! – delicious 'ready-to-eat' snacks and treats of high caloric content, of which the sugary, chocolaty and salty varieties I find particularly good. Yum!

And speaking of spending, I was surprised to see that the current-account balance of the USA has collapsed to $673.3 billion in the last 12 months, down from its high of over $800 billion, and the trade balance has fallen to $730.4 billion in the last year, which is down about 20 percent from its high of a couple of years ago, too.

And while the 12.8 percent fall in industrial production in the last year seems like bad news for us Americans, it is worse by whole orders of magnitude other places. Japan has industrial production down 34.2 percent over the last 12 months, and in the euro area it is down by 20.2 percent.

Just when I thought I would go berserk at such horrific economic news, I see John Stepek at Money Morning newsletter had a subhead that caught my eye, which was "Three sound reasons to buy gold stocks for 2010."

I admit that I did not read the article, but as far as I know, there are only two good reasons to buy gold stocks for 2010; to preserve wealth when prices are stable, and to make a lot of fiat wealth when your government acts so stupid as to create, or allow to be created, excess money and credit that eventually destroys the currency, especially when undertaken so as to enlarge the size of government, like now, which makes the problem of inflation worse because those more government weenies have a bigger incentive to save their own phony-baloney jobs, but can only make things worse.

Like, I said, I did not read the article because I am lazy, but the advice to buy gold stocks for 2010 is the lesson of the last 4,500 years of governments acting irresponsibly when given control of a fiat currency with which they could create as much money as they wished; inflation in prices inevitably caused chaos, misery, starvation and revolution.

I tried to explain to the employees that inflation in prices was essentially just a mismatch between gains in income, if any, versus gains in prices that must be paid with that income, which I hoped would prove to be a valuable insight when I then told them how I was slashing their salaries by a lousy 5 percent, and if they did not like it, then they could all go to hell because we are on our way to bankruptcy anyway.

I was going to suggest that the lesson, which they would immediately grasp if they were not so stupid, is to immediately buy as much gold stocks, silver and oil as they could, but they were not in the mood to hear good advice gleaned from history, and instead wanted to whine about their puny pay cuts.

If they were not so stupid, they would see that buying gold stocks now would easily make up for their meager income reductions, and if they had been buying gold stocks for 2010, silver and oil all along, they would be miles ahead!

"Each week, I tell my readers to make just 1 investment buy. And since November of 2006, not one pick has lost value! It's no wonder our readers could have turned $5,000 into $1 million in just over 5 years! Now, we're quickly closing in on $2 million — currently at $1,892,043.04!

Read on to find out how to start making huge gains!"

— Steve Sarnoff, editor, Options Hotline

Since Steve Sarnoff, options guru, relaunched his elite e-mail Alert Service, Options Hotline, on Oct. 24, 1999, with an initial recommendation to buy Barrick calls...the profit opportunities for his readers have just doubled and tripled and quadrupled...again and again and again.

If you had invested $5,000 in that first recommendation and in every recommendation that followed, you could have grown that small sum into to a quarter of a million by Dec. 3, 2000.

Then half a million dollars by Sept. 30, 2002.

And then to...$1 MILLION by Dec. 2, 2004!

His track record: 100% winners in all of 2008, 2007 and 2005!...92% winners in 2004! 90% in 2003! Steve's record just keeps getting better and better!

WOW! $1 MILLION in a little over five years with a startup investment of just $5,000 in each pick! I'm so sorry you missed the ride. But get ready. Because you're invited to:

Join Steve as he shows you the way to the next $1 MILLION...it's simple and straightforward and we'll show you how with Steve's one weekly option buy recommendation

His readers call him "prophetic." Read on to find out why.

The top stock market of the past few years has produced very few millionaires. You just can't make a million dollars with a $5,000 initial investment on a nine-year average annual return of 1.63%. To do so would take you more than 400 years. . You'll never live to see it, and neither will your grandchildren, great-grandchildren, even your great-great-grandchildren.

Hello, I'm Steve Sarnoff, recognized options expert and the editor of Options Hotline. I'm here to tell you that even if you've never traded options before, you can do it. In fact, it's quite possible you could grow over $1 million richer...just by buying one option a week...in as little as five years. My proven system is all you need.

In the time it takes you to read this letter, I'm going to show you step by step how you can trade options with a minimum of risk and a maximum chance of profits.

Just ask one of my subscribers, Mr. Eckert: "My very first trade using your service was the GE August $30 call. I couldn't be happier with the 116% profit in just three weeks!"

Or Donna, who says, "I am very pleased with your recommendations, especially with the Bank of America. It's unbelievable for it to be up more than 200% in just a few days."

Mr. Abbott, another one of my happy subscribers, confirms, "Joining Options Hotline was the best decision I've ever made...since I joined -- three months ago -- I have doubled my money."

Why are we getting such rave reviews? Simple. I have the track record to prove it: My wins have overpowered my losses, and my small group of readers has had the chance to reap $1 million in profits in just over five years.

And I'm not talking about a million-dollar portfolio that looks good on paper...I'm talking about the type of wealth you have only imagined. Seriously...$1 million on just one investment a week!

Enjoy Doubling Your Money! We have a track record with more than a 100% average gain on every pick since November 2006. Compare that to the pitiful average yields of the S&P and Nasdaq! Here are a few highlights from my decisively winning trading record:

Of the 8 options I recommended in the final 10 weeks of 1999, 7 were winners, ranging from a 17% gain on DJX puts to a 628% gain on Intel calls. You could have made $87,000 on those 8 picks...and lost only $5,000 on one trade.

In 2000, I recommended 32 options that triggered (meaning the option reached the price I recommended for buying). That year, readers had the chance to pocket $173,214.55 in total profits with only $5,000 into each play - MORE THAN DOUBLE what we saw in 1999

In 2001, the year of the terror attacks, I made 45 recommendations that triggered. We had some big winners. GM puts gained 1,202%, or $60,000! Pfizer puts, 431%! Biopure puts, 341%! Total profits that year could have been as high as $216,164

In 2002, we crossed the HALF-MILLION-DOLLAR MARK when the 3M puts recommended on Aug. 16 of that year gained 103%! Total that year - $205,101!

How can I claim such amazing track record gains year after year? Simple. I look at the highest price the option gets to after I recommend it and that's the gain I record in my portfolio. So, you can be sure that the gains I talk about here are the biggest and best possible. And the potential profits are the best you'll see.

Are you noticing a winning pattern here?

In 2003, only 4 of the 39 triggered picks I recommended lost. Readers could have racked up $189,463.32 by investing $5,000 in every pick.

In 2004, I cut my losers in half! Only 2 out of 36 lost! And we HIT THE $1 MILLION MARK on the iShares 20 Year Treasury Bond Fund calls first recommended on July 16, 2004. You could have added $221,300.36 in total profits to your income that year and lost only $363.50! That certainly shows how your wins can overpower your losses.

In 2005, we simply stopped picking losers at all! Every pick was a winner! A 100% win rate. You could have added $217,523.58 by selling your options at the high mark.

In 2006, we picked 36 options that triggered. All but three were winners. The most profitable pick at its peak was a whopping 300%! You could have added $150,375.28 by selling at the right time.

In 2007, our winning streak continued! Every pick a winner. Nearly 40% of the picks were triple-digit winners too. You could have added another $202,635.16 to your bank account — without losing a single penny!

That's right! Since hitting the first million-dollar mark on July 16, 2004, we've given readers the chance to make another $892,043.04 in profits since. We're closing in on our next million dollars, and I'd like to invite you to join us in this upcoming profit bonanza.

An unbelievable record: I haven't picked ONE loser since November 2006! Steady consistent winning on only one pick a week ismy No.1 million-dollar strategy. It works. If you follow my recommendations, it can be your killer strategy, too!

In fact, my win rate for 2004 was 92%. That's right, 92% of the weekly picks I recommended could have made money. In 2003, it was 90%.

And in 2005, 2007, and 2008...I didn't have one losing pick. I was 100%!! You simply won't find a better record anywhere else.

In 2008, for example, I had 36 picks that triggered. Only five did not. My average gain was an astounding 127% — with total gains possible of over $229,000!

You can even check it out for yourself. I've attached my personal Pick-by-Pick Proof Sheet that lists every recommendation I have made since 2006. Like I said before, the gains are calculated at the highest point of each of my actionable option recommendations (meaning the ones that triggered) after I have alerted my readers. You'll see what happened!

While I do not issue specific sell recommendations, with my proven selling strategies, you'll learn how to minimize your risk and lose as little money as possible.

In fact, when we reviewed the over 110 examples of winning options recommended in the past three years and how well they could have done, we found that …

The average gain was over 100% on each recommendation. That's doubling your money on every play! The highest gain was a monstrous 611% on the Newmont Mining December $45 calls in August of 2007. That's enough to turn your one $5,000 investment into $30,550!

The top 39 winners of the past 3 years were all triple-digit baggers! Winners like

300% on Bristol-Myers March $25 calls, recommended on November 19, 2006

283% on TLT September $89 puts, recommended on March 5, 2007

266% on Newmont Mining March $55 puts, recommended on January 25, 2006

210% on FedEx July $110 puts, recommended on May 1, 2006

205% on Coca-Cola September $55 calls, recommended on August 2, 2007

366% on SPY November $152 puts, recommended on October 29, 2007

569% on Citigroup July $20 puts, recommended on May 25, 2008

439% on QQQQ December $43 puts, recommended on Sept. 21, 2008

These triple-digit winners have been great. Big winners like this are a real high, and when I make any recommendation, that's certainly my goal. Over one-third of all my recommendations from 2005 through 2008 were triple-digit home runs.

But the real secret to making a million dollars with just one pick a week...is not just hitting the triple-digit home runs now and again, it's the solid base hits and the steady stream of winning picks...9%, 21%, 40%, 62%, 80% gains on almost every one.

It's why acting on only one play a week can work. You're not wasting time and risking large amounts of money taking a scattershot approach of buying dozens of options hoping one will sell big for you. Instead, you could be focusing on the one winning trade that matters...week after week after week.

IN FACT, if you were to average out the gains on my picks for the past 9 years since 1999, you'd get about a 115% average gain on each and every play. That's more than double your money average on every pick!

That's enough to turn a $5,000 investment into $10,750 on every play!

Compare that to the pitiful returns of the S&P 500 and the Nasdaq for the same time period:

S&P 500: 1.63 % average annual return from 1999-2007! Actually, from January 1999 through December 2007, the S&P's TOTAL cumulative return has only been 14.7%! 14.7% in 9 years. It's pathetic!

The Nasdaq has done worse....0.64% average annual return and 5.8% cumulative return in that time. That's worse than a savings account …

And forget about 2008! The markets fell up to 40%, sometimes whipsawing around with volatile swings of 3-5% a day!

Just how fast do you think you could build real wealth with those sorts of returns? Perhaps your entire life. It would take more than your and my lifetime of investing combined to even hope to get anywhere near a million dollars on 1.63% and 0.64% returns.

I think you'll agree that my way of trading options is certainly the fastest and easiest way (and it's less risky too - more on that in a moment) to make your FIRST MILLION DOLLARS.

So now you may be asking...

What are options... and why doesn't everyone invest in them?

For far too long, options trading has been shrouded in mystery for the average investor. But no longer. I've been studying options my entire life (my dad, Paul Sarnoff, was a brilliant master options expert), and I have to tell you it's the one investment that truly offers limited risk for unlimited gain.

Many people don't invest in options, because they've listened to all the misconceptions or myths of options trading. Perhaps the No. 1 myth of options trading is that options are too risky, but that simply isn't true. In fact, you can make money trading options in up, down or even sideways markets.

Trading in the actual underlying top stocks to buy is more risky, as more of your money is on the line when you purchase a stock. You can buy an options contract for as little as $100 and see it double in price in a short period of time. You certainly don't see stock prices doubling very often or witness the spectacular gains in stock prices that you do in options.

Another big myth is that most options expire worthless...but as you'll soon see from my profit-building strategies, you should sell the option long before the expiration date to maximize your profit or minimize the loss.

So don't stay on the sidelines and miss out on the huge profit potential of options any longer...not when you allow me to be your expert guide and I have an astonishing "double your money" potential in average gains on every pick since 1999! Just take a look at my year-by-year gain-and-loss chart. The proof of success is in the numbers!

I won't give you a detailed explanation of options, because frankly, at this point, you don't need one. Right now, you just need to know how they work and how to profit from them. (I am offering TWO FREE BONUS REPORTS that will serve as your crash course in options. You'll get both of these gifts just for trying out Options Hotline.)

Simply stated for our purposes...an option gives you the right to buy or sell 100 shares of a specific stock at a certain price within a set period of time.

If you expect a stock to rise in the future, you buy a call, the right to buy the best stock for 2011 at a certain price. If you expect a stock to fall in the future, you buy a put, which is the right to sell the stock at a certain price. You're not actually buying or selling the stocks, just the "option" to do it.

And that's what makes option trading a real profit shield against disasters and world events...hurricanes, oil shortages, high gas prices, terror bombings, sluggish consumer sales...whatever! If the stock market goes bearish, then I start looking for puts to recommend to take advantage of the down market.

And we've seen some pretty hefty wins on puts recently. Take a look:

366% on SPY November $152 puts

52% on FedEx October $100 puts

68% on MetLife September $60 puts

130% on Allstate April $60 puts

569% on Citigroup July $20 puts.

And you don't actually have to exercise an option to make money. In fact, all of these staggering gains could have been made on buying and selling the option!

The secret of "SUPER-LEVERAGE"...and how it can make you far richer in a short period of time!

"Super-Leverage" is, quite simply, the potential to make large profits from changing prices while strategically limiting your risk. The instruments of Super-Leverage are nothing fancy...just exchange-traded puts and calls. It's the simplest strategy, but most often, it's the most effective.

The BIG advantage to you is that you don't need to be a financial wizard or have large sums of money to participate. Remember, you can purchase an option for as little as $100!

The disadvantage is that options are wasting assets. And if the underlying security doesn't move enough to give you real value before a specified date, your options will expire worthless. It is a risk...but you're only out the price of the option.

Here's a play from 2007 I recommended that shows you the power of Super-Leverage at work:

On September 17, 2007, I recommended to my readers that they..."Buy the Johnson & Johnson January $65 call, for $200 or less, good this week".

What this means is that I'm recommending readers buy one options contract at $200 (or less) for 100 shares of Johnson and Johnson stock at $65 a share sometime before the third Friday in January. Options always expire on the third Friday of the month.

Now, if the Johnson & Johnson stock climbs higher than $65, your option starts to increase in value. Why? Because you have the option to buy them at $65 a share when others are willing to buy them at a much higher price.

Say Johnson & Johnson rises to $70...that means you can "exercise" your option and buy 100 shares at $6,500 and sell them for $7,000, for $500 in profit minus the $200 (or less) you paid for the option - or $300 net profit. Not bad - a 4% potential return on your investment!

But if you sell the $65 call option (instead of exercising it), in fact you could have sold your option outright for a maximum of $425 and pocketed a return of 112%! Since I suggest a $5,000 investment, at a 112% return, you could have sold it for $5,600 in net profits.

Now that's Super-Leverage, and why options are so profitable...and why you need to risk only $5,000 on my one weekly recommendation.

Here are a few more plays I recommended that produced the HUGE Super-Leverage gains in just a few days, like Mr. Carson's:

Coca-Cola Sept $55 calls, 206% in 8 days

FedEx October $100 puts, 52% in 1 day

Exxon Mobil May $80 calls, 107% in 4 days

UPS July $70 put, 48% in 1 day.

You see why there's no need to buy a lot of options and risk a large amount of your money and hope for one big win to make up for all the losses. I closely look for the one option to buy each week that can make you huge profits in a short time. It's my full-time job...not yours.

My dad Paul Sarnoff was one of the legends in options trading for more than 40 years. Wall Street turned to my dad for the best in options trading advice. He is to options what Warren Buffett is to stocks - a genius! In fact, it was my dad who started Options Hotline, his private options advisory service available only to a select few, back in 1989.

About 30 years ago, my dad brought me into the "family business" - sort of a Sarnoff & Son. For years, I literally soaked up every word he ever spoke about trading options for big profits. I watched him trade. I listened carefully to his reasons. I analyzed his every pick. I did what he did. It was awesome to watch a master trader at work.

As his apprentice, I saw firsthand how my dad raked in profits. And I'll always remember what my dad said to me nearly every day: "Son, options are the best...perhaps the only way to get rich very quickly."

While I was learning trading secrets from my dad, I also earned my college degree, worked on the floor of the Commodity Exchange and founded my own research company, developing my own charting and analytical techniques to build on what my father had taught me.

In 1995, Dad asked me to join him as co-editor of Options Hotline. I was proud that this options genius felt I was ready to join him as his equal. Sadly, my dad passed away in 1999, but his legacy lives on through me and the ongoing success of Options Hotline.

My first solo recommendation was Barrick Gold calls on Oct. 24, 1999. Not my best pick, with a 100% loss, but I made up for it with my next four picks ...

Home Depot calls, 289%

AMEX calls, 150%

Disney calls, 315%

Cisco calls, 386%.

In fact, my next thirteen recommendations were all double- and triple-digit winners!

As a subscriber to Options Hotline, you'll get more than 50 years of my dad's options experience...combined with my over 30 years of technical analysis...for 80 years of options experience you can depend on to give you the winning picks.

I just don't know where you would find a more authoritative source for profiting from options. But don't take my word for it.

Triple-digit gains without buying, selling or owning a single share of stock! That's Super-Leverage in action!

To illustrate that point, one of my subscribers, Earnest L., told me, "My very first trade using your service was a 50% gain. My second trade is hard to believe, a 750% gain in one working day."

Even though I have had a 100% win rate since November of 2006, I want to make sure that you know losses occasionally do happen. I had three in 2006. But also remember...your risk with options is LIMITED to the cost of the option...not the underlying stock.

But again, you have my promise that I'll show you wins will overpower our losses and you will steadily and surely get the chance to make money - week after week, month after month, year after year...more on this promise later...

To pick the steadily consistent winners, it takes me a week of painstaking research. I thoroughly study the market technicals, the economy and the impact of events upon the market's direction. I diligently research the companies whose underlying stock is the foundation of our options picks.

It's why I only make one solid recommendation at the end of the week. It's the one pearl among swine. And it's why my track record is so good. Quality, not quantity.

Plus, I don't stay in just one area of the market. You can see by my Pick-by-Pick Proof Sheet that I'm researching whatever sector of the market has the potential for big profits...commodities, hi-tech, retail, financial, consumer products and services, health care and others.

This all-around diversity immediately minimizes your investment risk, so you're never heavily weighted in one area of the market. In other words, your investment eggs are all over the place...dodging risks and discovering profits.

And I also employ a unique charting system with a proprietary computer screening program that I personally developed that allows me to be just a little bit "prophetic" in picking the options that can return single, double and triple the gains...90-100% of the time! I am unable to reveal the details of these systems, but again, you can see that they work on my undistorted Pick-by-Pick Proof Sheet.

Don't waste a minute wondering what option to buy... I'll pick 'em. You decide if you want to play 'em. And together, I'll help you make a million dollars!

Obviously, the hardest part about trading options is picking the right options...BUT you don't have to worry about that at all. With my personal Options Hotline Alert Service, you'll get one extremely well-researched recommendation per a week on Sunday night, in plenty of time to call your broker by the opening bell Monday morning if you feel confident in my play.

I suggest you follow each and every one of my recommendations. That's the one proven way I know of that you can be sure that your wins overpower your losses. If you were to cherry-pick week to week, I would be unable to maintain my promise to you of steady incremental gains week after week after week. But the choice is ultimately yours.

The main reason people fail at trading options is that they play too many of the wrong options, hoping for one winner. But one trade per week is all you need. You can clearly see by my attached 2006-2008 Pick-by-Pick Gain Sheet that this strategy DOMINATES! 100% in 2008, 2007, and 2005! 92% wins in 2004...94% in 2003.

Action Item No. 1 toward your MILLION-DOLLAR GOAL: Think it over and call your broker first thing Monday morning and make the play I told you about Sunday night. You won't be sorry.

Now here's how you can make the Million-Dollar Plays to help you achieve Super-Leverage profit potential on every play.

Up until now, I've told you about the importance of buying the one option every week that I recommend. That's the "pick 'em" side.

Now, let's talk about the "play 'em" side. Here are a few of my proven million-dollar plays to make sure you MINIMIZE your risk and MAXIMIZE your profit potential. If you decide to trade, follow these simple rules.

The trick to making money with options is simply to play...and to keep playing. I would suggest that you don't pick and choose what recommendations I offer. Be consistent and play each recommendation every week. Staying in the game will help you have your wins overpower your losses.

Take the emotion out of your selling. You'll lose for sure if you get too attached to any trade. So decide on a profit target based on the price of the underlying stock, not the option. To help you, each option recommendation I offer includes a target price for the best stock of 2011. You'll discover all of my trading strategies in my TWO FREE BONUS REPORTS I'm offering to my new subscribers: Secrets of a Master Trader: Tips and Strategies for Making a Fortune in Options...AND The Options Buyer's Handbook.

Find a time in the day to review your options and stick to it. It may take you only 15 minutes or up to an hour each day...but do it! As my track record proves, I don't know too many jobs where you can work 15 minutes a day with the potential to make over $200,000 a year!

There's always another winning option coming to you next week. Remember the old adage and believe in it with your heart and soul - maybe even embroider it on a pillow... No one ever lost money taking a profit!

You can see by my record that I find every winner I can. And you can too!

If you faithfully call your broker every Monday morning and buy one contract, 10 contracts, 100 contracts - whatever you're willing to invest (I suggest $5,000 a trade, but talk to your broker about what's right for you) - on the one recommendation I have made that week...

...and then monitor your open options position at least 15 minutes a day, following your predefined, well-established playing strategies I've outlined above...

...then you can calmly, consistently, increasingly...add profits to your bank account...all the way to a million dollars and more!

My readers have already had the opportunity to do just that in just over five years...with just one option a week. It's not too late for you to start.

Some days, you could add tens of thousands of dollars. Other days, a few hundred dollars. Now and again, you may take a hit...but judging by my undeniable record of picking winners, it won't be that often.

Are You Ready to Become a Millionaire? If so, then send for my next recommendation immediately.

Are you ready to start making consistent gains on my winning recommendations? Isn't it time you joined the savvy readers who read Options Hotline and start building a million-dollar bank account...and retire rich beyond your wildest dreams?

Mr. Kinsey knows. He e-mailed me this happy report: "Profits, Profits, Profits!!! In Friday at $1.55 and out Monday at $2.20. That is a quick 41% profit in less than two trading days. It just doesn't get any better than this!"

And Mr. Greene made even more: "I am more than happy and very much satisfied with a net 185% profit in only 13 days!"

The question is...are you ready for mind-boggling profits? Or are you content to invest in the paltry annual returns of the stock market and live in fear of outliving your savings? It's your decision, but...

I think you're ready for my next winning recommendation. Here's how you get it:

Make More Money Than You Ever Thought Possible...

You've been selected to receive this offer because I believe you have what it takes to make a fortune in options. Remember, the hardest part is knowing the right option to buy. The rest is just strategy.

And with your subscription to Options Hotline, I tell you the EXACT OPTION to buy and teach you the profit-playing strategy and discipline you need to squeeze every drop of profit out of a play without risking a lot of money. This service is not for everyone. You need to have confidence that you can exit the play at a good time for you.

All you have to do is call your broker with my once-a-week recommendation, determine your selling strategies and spend at least 15 minutes a day monitoring your open positions.

In just weeks, days or months...you could be making more money than you ever dreamed possible.

With annual potential returns averaging over $180,000 a year, you'd think I'd ask you for at least 10%, or even 5%, of the take. Well, the subscription price is nowhere near that. In fact, it's only $750...less than 1/2 of 1% on the historical average annual gains! Not much of an expense when you think of the wealth possibilities awaiting you.

Absolutely Zero Risk To Try Us Out!

Plus, you have an absolutely No-Risk 100% Money-Back Guarantee. If for some reason you're not happy with Options Hotline, you can always change your mind and cancel within 30 days. You can start slowly. Consider buying just one contract of whatever I recommend next Sunday night.

Then buy next week's recommendation and the one the week after that. Or just play on paper.

See where you are in 30 days. That should give you plenty of time to see if my service is working for you.

And if you're not happy with the results in those 30 days, then call us and cancel. No questions asked. You'll get a full refund on your subscription.

If you want to have a little more time to decide if Options Hotline is right for you, sign up for my automatic and convenient quarterly billing - only $260 a quarter. That way you can cancel at any time. It's a great way to take my service for a proper test-drive. We'll bill your credit card every quarter until you tell us not to. No hassle. You just stay with us for as long as you're happy.

And if my amazing winning track record is any kind of predictor...then I predict you'll be with us for a very long time.

If you're wondering if it's worth it, then just read what my subscriber J. Atwood says: "Thanks to you, I made 190% on the eBay call in 32 days and 198% on the Qualcomm call in 16 days. Keep up the good work."

For such an affordable service, here's what you get:

Options Hotline Delivered Sunday Night via E-Mail

This is the very core of my service...and your chance for big profits! Your one- or two-page Options Hotline Alert is delivered Sunday evening in plenty of time for you to read it, digest the information and phone your broker first thing Monday morning.

You'll find my recommendation of the week, written out exactly in the words you can say to your broker, to ensure accuracy. You'll also get my "behind-the-scenes" thinking about why I believe this recommendation is a potential double- or triple-digit winner, and a brief overview on what's going on in the stock market. I'll also review the status of our open positions, to help you plan your selling strategy.

Midweek Updates on Open Positions

Since options can move fast, I've also included midweek update Alerts so you can review again where you are on all of our open positions. We'll talk about the direction of the option price, the underlying stock price, resistance and support levels (concepts thoroughly explained in your TWO FREE BONUS REPORTS) and where I see it all trending.

This expert information will guide you to making your smart selling decisions. Look for these midweek Alerts every Wednesday afternoon in your e-mail inbox.

Frequent Recommendation Update Alerts on Fast-Moving Options

Sometimes, underlying best stock prices of 2011 and options are moving so fast I can't wait for the midweek to get a notice out to you. So I'll send out a very brief "heads-up" on a stock so you won't miss the move. This Alert is sent "as needed," so I can't tell you how frequent they may be. But these Alerts are another layer of information to help you make your most profitable selling decisions.

With the Internet, you're never out of touch. You get unlimited access to the Options Hotline Web site 24hours a day, every day. This password-protected members-only access is FREE with your subscription. Here you can download the latest recommendations, midweek updates and frequent Alerts from any computer - very convenient for when you're traveling.

You can also review my past recommendations as well. Plus, you'll have online access to a wealth of information about options and options trading from a comprehensive glossary of terms to special bonus reports and FAQs. Answers to your options questions are just a click away, so check in at any time.

It's a valuable offer that can put you on the road to a million dollars in profit.

Subscribe now and I'll also give you...

Two BONUS GIFTS That Are Your Crash Course on Options!

In addition to the comprehensive source of information you will find on our subscribers-only Web site, I'm offering you two FREE handbooks that will help you use the Options Hotline service to its fullest. Separately, each handbook will give you a working knowledge of trading options, but together, they're the perfect crash course on options.

Start your options education today with these easy-to-read guidebooks, both written in everyday English, so you're up to speed on options in no time:

1. The Options Buyer's Handbook Click the subscribe button below to join and download this FREE handbook immediately. Inside its pages, you'll discover just what you need to know about buying options. Learn the basics of options, how they work, when to buy and sell and what it all means in this informative handbook...FREE and instantly available with your subscription.

2. Secrets of a Master Trader: Tips and Strategies for Making a Fortune in Options The secret to winning at options is to keep playing. Options are not like the lottery or the luck of the draw. It all boils down to your selling strategies (especially since I'm telling you what to buy each week). To really succeed, you need a plan of action. And Secrets of a Master Trader is your playbook. It contains the secrets of two of the best options analysts the business has ever known...my dad, option genius Paul Sarnoff, and me.

You can't get secrets like this at any bookstore or Web site. They're reserved only for subscribers to Options Hotline. You'll receive these exclusive Secrets via e-mail the moment I hear from you.

Read the details about how my TWO FREE BONUS GIFTS will give you the chance to profit trading options on the enclosed flyer. Please don't pass up this chance to profit on the unlimited potential (but limited risk) of options trading with your subscription to Options Hotline.

The Proof Is in the NUMBERS. Take a Look at...Steve Sarnoff's Options Hotline 2006-2008 Pick-by-Pick Gain Sheet.Here's a complete list of Steve's closed picks since his last loser back in November 2006. Gains range from 4% to 611%. Judge the six-figure results for yourself.

Date Recommended

Play Recommended

$ Risked

% Gain/Loss*

$ Gain/Loss

November 12, 2006

Plantronics February $20 call

$5,000

80%

$4,000.00

November 19, 2006

Bristol-Myers March $25 call

$5,000

300%

$15,000.00

December 3, 2006

American Standard April $45 call

$5,000

220%

$11,000.00

December 3, 2006

J.C. Penny January $75 put

$5,000

4.44%

$222.22

December 10, 2006

Alcoa January $30 call

$5,000

10%

$500.00

January 8, 2007

Microsoft July $30 call

$5,000

50%

$2,500.00

January 22, 2007

Newmont Mining June $45 call

$5,000

88.46%

$4,423.08

February 2, 2007

Cameco March $40 call

$5,000

19.23%

$961.54

February 5, 2007

Intel July $22.50 call

$5,000

224.8%

$11,240.00

February 12, 2007

Allstate April $60 put

$5,000

130%

$6,500.00

February 26, 2007

Monsanto April $55 put

$5,000

165%

$8,250.00

March 5, 2007

TLT September $89 put

$5,000

282.86%

$14,142.86

March 12, 2007

Panera May $60 call

$5,000

20%

$1,000.00

March 19, 2007

Pan American Silver July $30 call

$5,000

DID NOT TRIGGER*

---

March 26, 2007

QQQQ June $45 call

$5,000

96.8%

$4,840.00

April 2, 2007

Boeing April $90 put

$5,000

26.19%

$1,309.52

April 16, 2007

Exxon Mobil May $80 call

$5,000

106.67%

$5,333.33

April 23, 2007

UST October $60 put

$5,000

DID NOT TRIGGER*

---

April 30, 2007

UPS July $70 put

$5,000

48.39%

$2,419.35

May 7, 2007

DIA July $130 put

$5,000

8.57%

$428.57

May 14, 2007

Toyota July $120 call

$5,000

DID NOT TRIGGER*

---

May 21, 2007

Verizon October $45 call

$5,000

44%

$2,200.00

June 4, 2007

Schlumberger August $80 call

$5,000

151.28%

$7,564.10

June 11, 2007

3M July $85 put

$5,000

38.24%

$1,911.76

June 18, 2007

Target October $65 call

$5,000

122.22%

$6,111.11

June 25, 2007

Hecla January 2008 $7.50 call

$5,000

262.16%

$13,108.11

July 9, 2007

General Electric December $40 call

$5,000

114.19%

$5,709.46

July 16, 2007

Merrill Lynch August $90 call

$5,000

65.71%

$3,285.71

August 2, 2007

Coca-Cola September $55 call

$5,000

205.88%

$10,294.12

August 6, 2007

MetLife September $60 put

$5,000

67.8%

$3,390.24

August 20, 2007

DIA September $130 put

$5,000

80.83%

$4,041.67

August 27, 2007

Newmont Mining December $45 call

$5,000

612%

$30,575.76

September 9, 2007

Citigroup October $45 put

$5,000

45.41%

$2,270.27

September 17, 2007

Johnson & Johnson January $65 call

$5,000

136.11%

$6,805.56

September 24, 2007

FedEx October $100 put

$5,000

52.17%

$2,608.70

October 1, 2007

Disney January $35 call

$5,000

28.57%

$1,428.57

October 8, 2007

Marathon Oil November $60 call

$5,000

66.67%

$3,333.33

October 16, 2007

Amgen January $60 call

$5,000

8.84%

$441.77

October 29, 2007

SPY November $152 put

$5,000

366.1%

$18,305.08

November 12, 2007

Merrill Lynch December $55 call

$5,000

137.14%

$6,857.14

November 19, 2007

Starbucks January $25 call

$5,000

33.33%

$1,666.67

December 17, 2007

Walmart March $50 call

$5,000

80%

$4,000.00

December 26, 2007

SPY January $150 call

$5,000

14.22%

$711.11

January 14, 2008

Barrick February $50 put

$5,000

176.19%

$8,809.52

January 21, 2008

Wells Fargo April $25 call

$5,000

318.18%

$15,909.09

January 28, 2008

Caterpillar March $65 put

$5,000

28.85%

$1,442.31

February 3, 2008

QQQQ April $47 call

$5,000

7.14%

$357.14

February 11, 2008

Barrick Gold March $50 call

$5,000

28.86%

$1,442.86

February 25, 2008

Wachovia April $35 call

$5,000

24.32%

$1,216.22

March 3, 2008

Chubb March $50 put

$5,000

88.89%

$4,444.44

March 11, 2008

Baxter April $57.50 put

$5,000

88.57%

$4,428.57

March 30, 2008

DuPont July $50 call

$5,000

170.97%

$8,548.39

April 6, 2008

Crocs June $20 call

$5,000

52.73%

$2,636.36

April 13, 2008

CSX August $55 put

$5,000

8.05%

$402.30

April 20, 2008

Qualcomm May $42.50 put

$5,000

45.63%

$2,281.25

April 27, 2008

Newmont Mining June $45 put

$5,000

50.00%

$2,500.00

May 11, 2008

Chevron June $95 put

$5,000

12.90%

$645.16

May 20, 2008

Duke Realty September $25 call

$5,000

22.22%

$1,111.11

May 25, 2008

Citigroup July $20 put

$5,000

569.35%

$28,467.74

June 14, 2008

General Electric July $30 call

$5,000

44.83%

$2,241.38

June 22, 2008

JP Morgan Sept. $40 call

$5,000

379.59%

$18,979.59

June 29, 2008

Cigna August $35 call

$5,000

255.83%

$12,791.67

July 13, 2008

SPY August $125 call

$5,000

131.12%

$6,555.94

July 20, 2008

Coca Cola November $50 call

$5,000

146.21%

$7,310.61

July 27, 2008

TLT December $88 put

$5,000

20.83%

$1,041.67

August 17, 2008

SPY October $130 put

$5,000

300.00%

$15,000.00

August 31, 2008

Cisco October $25 put

$5,000

153.85%

$7,692.31

September 5, 2008

Exxon October $75 call

$5,000

177.78%

$8,888.89

September 14, 2008

Goldcorp January $30 call

$5,000

151.35%

$7,567.57

September 21, 2008

QQQQ December $43 put

$5,000

439.20%

$21,960.00

October 22, 2008

QQQQ November $30 put

$5,000

140.00%

$7,000.00

October 24, 2008

Intel December $15 call

$5,000

142.55%

$7,127.66

November 2, 2008

General Electric December $20 call

$5,000

183.93%

$9,196.43

November 2, 2008

QQQQ December $32 put

$5,000

183.93%

$9,196.43

November 9, 2008

Caterpillar December $40 call

$5,000

74.55%

$3,727.27

November 16, 2008

Wal-Mart December $50 put

$5,000

40.00%

$2,000.00

December 7, 2008

Archer Daniel Midland March $30 call

$5,000

16.36%

$818.18

December 14, 2008

Bristol-Myers March $25 call

$5,000

22.40%

$1,120.00

December 21, 2008

TLT January $120 put

$5,000

20.00%

$1,000.00

2006-2008 TOTAL GAINS: $582,275.63

If you enjoy the thought of making six-figure gains every year, then you're cordially invited to join my small, elite group of subscribers and start making gains from options trading. Just one investment a week and $5,000 per trade is all you need to trade your way to a million dollars in a few short years.

*DID NOT TRIGGER means the price I recommended buying the option at was not reached, therefore a trade could not have been placed or triggered.

Please Note: Gains are based on all triggered picks, assuming exit point at peak option value. Percent gain represents the percentage change at the subsequent high value, from the trigger price. Profit calculations do not factor in commissions and taxes. Any dates not mentioned in the portfolio signify weeks when the bulletin was not published. All other dates and recommendations are included.

Get a THIRD FREE bonus report with your No Risk Trial Subscription to Options Hotline.

Simply sign up in the next three days and I'll send you a third FREE bonus report, my Options Hall of Fame.

Go deep inside 5 of my top options picks and discover how easy and inexpensive trading in options can be...even for the most timid of investors. Gain insight into the big profit plays that can not just double or triple your profits...but I'm talking almost nine times the profit potential on just one option play!

You'll see superleverage in action in these 5 hall of famers and understand how to apply it you your own million dollar plays. Remember, each of my weekly options play may be the next double, triple...almost quadruple digit profit play!

See the details below to get your free copy of my Options Hall of Fame.

It's the Easiest Decision You'll Ever Make!

As my track record proves, my subscribers consistently have the chance to make money from Options Hotline. If you're having any doubts at this point, please review one more time the enclosed 2006-2008 Options Hotline Pick-by-Pick Gain Sheet.

And remember, the gains are piling up on just one top-notch option pick a week. You're not out there spread thin or confused with multiple plays happening. You're focused on just what I've recommended. I know options trading is not your full-time job.

One pick a week and monitoring your open positions for 15-30 minutes a day will be simple enough to add into your busy lifestyle. And I'll make it easy and efficient for you to build a million-dollar cash portfolio.

I guarantee you will benefit from a subscription to Options Hotline or your money back. This service is one of the oldest of its kind in the industry...almost 16 years of offering winning options picks to my readers. First, with my dad, and then solo with me since 1999.

Since going solo, I gave my readers the chance for their first million dollars on July 16, 2004. Now, I can't give you an exact date in the future when I'll hit the second MILLION DOLLARS. But I know it's out there and it's coming very soon. And I want you to be with me on the day we hit it.

And with my 30-day Money-Back Guarantee, if you're not satisfied, you can cancel within the first 30 days and receive a full refund.

So click the subscribe button below and join my thousands of happy, rich subscribers, like longtime options trader Jack Grossman, who says, "I had subscribed to many newsletters, but none was as concise, to the point and, above all, made money almost all of the time. Thanks a bundle. Keep up the good work."

Now, it's your turn to make a million dollars!

Don't Put off Your Million-Dollar Lifestyle Anymore!

Click the subscribe button below to get started. You'll get your first recommendation via e-mail this Sunday. Or if you would prefer, you can fax your order to 410-558-6362.

Just think...you could be richer by this time next week, even dramatically wealthier by this time next year. After all, we've seen on average hundreds of thousands a year in potential profits. There's no reason why you can't achieve the same success as my current readers have.

Now I'm inviting you to join my small, elite group of readers who will profit most from the world of options trading. This group is now experiencing a lifestyle they only once imagined. Your invitation is risk-free. You have 30 days to cancel for a full refund...or sign up for quarterly billing and cancel at any time.

Only one option pick a week is all you need and I'll send you my first recommendation this Sunday night, via e-mail. Then look for my one recommendation every Sunday night thereafter (except for Christmas, New Year's and my two-week summer vacation).