Smart Business Managers & Owners

Protect their businesses and life styles by requiring anyone that works on
their property to provide certificates of both;

Worker's Compensation Insurance

To protect you . In case the workers get injured or disabled. Hiring
self-employed workers may leave you totally unprotected. Also beware of
companies that may be able to supply a certificate of coverage but then
"sub-contract" to pseudo-employees, calling their employees Contractors may
allow them to avoid paying some of the taxes and insurance and other costs which
are normal costs of doing business ethically. This practice can leave you
and their employees outside of the coverage indicated on any supplied
certificate, leaving you and them with an unacceptable risk.

Liability Insurance

To protect you, your customers, your employees and people just passing through
and their property. Accidents happen and Window Washing activities provide
numerous situations that can present risks. Be sure there is a safety net
if someone is injured or damage is done to something.

How to Help Minimize Your Risk

Be sure to get a certificate of insurance coverage from any
service providers or contractors that may work on your property.
Such certificates should be mailed to you from their insurance
company NOT handed to you by them. The certificates must list
you as the certificate holder so you are notified of any changes or
cancelation of coverage

Ask if the contractor uses their own employees to performed the
actual service or do they sub-contract to others. If they use
such "pseudo-employees" be sure to get certificates that actually
cover the individuals that will be working on your property.