All legal services are provided by independent third party program attorneys. U.S. & Texas LawShield are not law firms but legal services companies or similar entities regulated under state law, which provide benefits and coverage for their members. U.S. LawShield is underwritten by Fortegra Companies in many states. Fortegra Companies are rated A- (Excellent) for financial strength and operating performance by A.M. Best. In these states, all of our products are underwritten by one of the following Fortegra companies, depending on the state: Lyndon Southern Insurance Company, Response Indemnity Company of California, Blue Ridge Indemnity Company and Insurance Company of the South. 100% of the insurance administration, technology, and customer service is provided here, in the USA for U.S. & Texas LawShield.