-A situation in which one panics causing them to completely fuck-up (mess-up) the situation.

-To do awful when it's not normally a difficult task.
-A major fail, having an effect on to what is also all around the person.

"If you don't relax and just concentrate, you're going to totally cutler (fuck-up) this test."
"Wow, you really cutlered that , and what started as no problems, became nothing but problems for yourself."
"He was a mess and cutlered every time he was put on the spot."
"I've been doing nothing but cutlering (mess-up, do terrible) everything later."