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FAIRFIELD COUNTY, Conn. -- Nutmeggers especially ones in Fairfield County may not be surprised to learn their state is among the worst for retirees, according to a WalletHub analysis

The personal finance website's 2017 "Best & Worst States to Retire" study concluded 31 percent or a third of all adults who are not retired yet cannot afford to pay into a pension plan or retirement saving plan.

Wallet Hub looked at 50 states and District of Columbia, weighing areas including "adjusted cost of living," "weather," and "quality of public hospitals."

Here are Connecticut's results, ranking 1 as best and 25 as average, according to Wallet Hub:

45th – Adjusted cost of living

48th – WalletHub ‘taxpayer’ ranking

25th – Healthcare facilities per capita

37th – Golf courses per capita

33rd – Air quality

35th – Family and general physicians per capita

24th – Nurses per capita

The worst state to retire in is Rhode Island, with second and third being Alaska and District of Columbia, respectively, according to WalletHub.

Likely not surprising is how Florida took the number one spot for "affordability," though the tropical state is 11th in a "quality of life" category, just two points below Connecticut, at 13.

Our neighbor New York garnered top billing here, at number 1.

Why? Factors include access to public transportation, mildness of weather, museums, theaters, and golf courses per capita; violent crime, property crime and elder abuse, air quality, and drinking water, according to WalletHub.