Ittihad Capital Corporation
adheres to a prudent ethical policy which provides the
working guidelines for all our products, services,
operational procedures, business and investment decisions.
With complete transparency and confidence we ensure
uncompromised integrity and commitment to the mutual
prosperity of our clients, investors, employees and
partners. We emphasise the respect for the individual, the
environment, the local community and the shrinking world to
which we owe a standard of care. It is no longer enough to
simply look at the risks and returns of an investment or
business decision from a financial perspective alone.
Ittihad believes it is imperative that we assess and respect
the social consequences of our decisions and investments
with the Ittihad Ethical Policy (IEP) as stated below:

We Do No Harm, Support No Harm

I. We do not
invest, service or support predatory sectors of the economy
– i.e. Tobacco, Alcohol, Gaming, Adult Entertainment,
Armaments, and Irresponsible Mining, Energy Exploration,
Pharmaceuticals, etc;

II. We do not invest, service or support
businesses, individuals or organizations that fail to
demonstrate a commitment to social responsibility and ethics
– i.e. rapacious business models, faulty environmental,
social, labour and / or governance practices;

III. We do not invest in, support or
engage in Interest based transactions – Lending money is not
meant to be a profitable enterprise as loans are meant for
alleviation of hardship and should be a form of benevolence
not profiteering;

IV. We do not support or engage in the
use of Debt to increase consumption and / or investment
returns;

V. We do not engage or support
speculative activity, uncertainty, misinformation or lack of
information available to others for corporate or investment
gain – Thoughtless or calculated hope of financial gain with
unfair advantage and without consideration of value
generated is a poor basis upon which to build a strong
economic and social infrastructure.

II. We Do Good, Support Good

I. We share in the profits and losses of
our investments through either Joint-Venture, direct
ownership, or partnership structures – We are committed to
sharing risk and capital with an emphasis on educating
ourselves and our clients about ethical practices rather
than suffering moral disintermediation common with financial
service providers;

II. We act prudently with the funds
entrusted to us by our clients and shareholders. If we do
not understand an investment or financial solution, it is
not for us nor is it for our clients. We stand with our
clients and do not substitute marketing for transparency and
straightforwardness to enable complete understanding of
what, where, and how our funds are invested;

III. We support and invest in enterprises
that are committed to developing socially conscious products
and services for the betterment of the world we share – i.e.
Clean Energy, Consumer Services, IT, etc.;

IV. We support political, community and
social causes that are committed to improving the lives of
others through the protection and sustainable development of
social and economic infrastructure;

V. We regularly donate both time and
money for the betterment of the communities in which we
operate.