Heard on the Street: lingering OZone questions, new small biz loan fund, and the truth about the gig economy

These investors are fixing finance to better serve Black entrepreneurs: A few years ago the Federal Reserve Bank of Boston released a study that revealed a city divided: median white wealth was $247,000, compared to median Black wealth of $8. Financial organizations around the country are democratizing investment decision-making, rethinking credit underwriting and directing capital to fill long-standing gaps as they drop legacy investing practices that have excluded people of color.

The Truth About the Gig Economy: The gig economy is taking over the world. Independent contractor jobs are the new normal. But the gig economy was then and is now a more marginal phenomenon than it might have seemed.