With support from the U.S. Department of the Treasury, Corporation for Enterprise Development (CFED), the Center for Financial Security at the University of Wisconsin-Madison (CFS) and the New York City Department of Consumer Affairs Office of Financial Empowerment (OFE) partnered on a pilot
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Abstract: Financial decisions are compelled and constrained by non-financial factors. These include personality characteristics of individuals as well as of the social environment in which decisions are made. This study provides an overview of behavioral theories that have sought to explain how
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