* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Credit card- the small rectangular piece of plastic that we all know, and which the most of us possess, was created keeping in mind only three things- Shopping, Shopping and Shopping. It was actually a whole world of opportunity to begin with, the whole world of it. For the first time in human history, one can actually buy stuffs and there is absolutely no need for him to pay right then then and there. This whole thing not only revolutionized the whole concept of trade and commerce, it also opened up a new world order- the order which we today term as globalization. It is indeed fascinating that how a clever business innovation hanged the whole world, altering its existing orders and age old conventions. Firstly credit cards made the world easy for the audience or the end users. And it seriously affected the public psyche. ?I will shop later, when I have money?, became ?let?s go Shopping?, or ?I will shop now?. This change of public mood was not only extremely fast, but impressive as well. Sensing the mood of the audience, the producers of the film, (the banks in this case) began to issue more and more credit cards. And in a very very short span of time, this whole thing became a global phenomenon. The banks began to play the game in a different way; or rather they changed the entire game so as to say. Firstly they began to tie-up with service providers- the whole lot of them. Starting from budget restaurants to the 5star dining conglomerates, everything began to come under a single grid. And not the dining options, but other service providers such as Shopping destinations, stores, malls, hotels, e-commerce websites, travel websites and everything in between were connected in the grid. Thus if a customer avails any of these locations, online or offline, he or she would get huge discounts, cashbacks and so on. And the sheer scale of discounts and benefits is much large than a normal cash transaction can ever offer you. And thus when this pitch became ready, there was absolutely no reason for people to use cash in place of cards.

The credit cards can be classified into a large number of types. But to keep this discussion topical, and straight we will only focus on the Platinum card- the most potent credit card ever formulated. As mentioned earlier, the banks formed tie-ups with the service providers, but in this juncture another decision was also made. All the credit cards, all of them, won?t be able to enjoy the same benefits. The Platinum card as its name suggests is the most exclusive one, will thus enable its user to get the most of the bargain. Whereas a normal card holder would get benefit in a much smaller scale, yet a better deal than cash transaction. Very soon this whole convention hit the shores of developing countries, and in the case of India, the ICICI Bank made the most of it using its better marketing strategy and other business tools. Thus the before mentioned tie-up was formulated by the bank, which created a solid avenue to champion for its Platinum credit card. Now the globalization gave rise to a newer brand of urbanization, with a whole lot of metropolises arising in the horizon. In a very short time towns like Guwahati attained the metro status. And in such a city, smeared with all the world class deals, Shopping is an experience. And the best experience can only be achieved by using a Platinum credit card.

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

thumb_up PROS

We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.

For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter

You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!

Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up PROS

With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.

We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1

You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.

Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

3.3

8 Reviews Sort

Newest

bad

1 year ago | Tarun Sharma

The credit card services are not up to the mark in this bank as there are too many charges on transactions. There is a EMI conversion offer in this card but they charge extra for every month.

poor

1 year ago | Chandrram

I feel ICICI bank needs to improve on the response. The rate of interest and charges are fine when compared to others. The customer service is good with ICICI Bank Platinum Chip Credit Card service. The interest and charges is fine. The credit limit is nominal,it is a average service that I received from ICICI Bank Platinum Chip Credit Card

good

1 year ago | Aaisha

The experience at Jet Airways ICICI Bank Coral Visa Credit Card is good and I have no hassles in banking with them. The customer services and response is also satisfactory and there are good offers on the Jet Airways ICICI Bank Coral Visa Credit Card,The limit is also good. The process has been good till date without any inconvenience.

Good

7 months ago | Manoj Jena

I have been using the card for more than two years now. It has been so good with all the services which they had provided me. And the credit limit provided by them was good and it satisfied my needs. There has been some good reward points for certain purchases.

Satisfied with my credit limit

1 year ago | A Ranganath

I hold a ICICI bank platinum chip credit card ,i am satisfied with my limit. I have received many cash back or reward points with the card.

great card

1 year ago | Tarika Mehta

The card was taken six months ago.The customer service is good and prompt in responding to the customers.The payment process is vety user friendly.

Unable to avail lounge service

8 months ago | Kuldeep Singh

Got the icici platinum chip credit card around 9 months ago. The customer support service and the response is average with the icici bank. The credit limit value is good with this icici credit card and i am satisfied with it. You cannot avail lounge service with this card.

Not for general people

7 months ago | Pradeep Dalai

I am using Jet Airways ICICI Bank coral visa Credit Card from few months. Its not a good card. Its not meant for general people.