Pre-Retirement & Retirees Toggle

At EWL Financial Planning, we define retirement as the point in your life when working becomes a choice.

The choices you face in planning for your retirement are complex and can, at times, be confusing.

For most people, the major concern is simple: how can I make my money last? With the average retirement period being 30 years, it’s a good question to ask.

It’s now time to think about how you can maximise your retirement savings, in particular, your superannuation accumulation. You have been building your superannuation for a long time, so you need to be sure you’re getting the most from your fund. The transition to retirement phase of your life may well be your last chance to boost your retirement savings, or if you are already retired, this phase of your life is when you stop saving from your earnings and start earning from your savings!

Our role is to advise you on the necessary steps required to build your retirement savings. Our Strategic Advice approach ensures that you end up with a tailored financial solution.

When planning for your transition to retirement/retirement we will take into account:

Your existing income

Your lifestyle expenditure requirements

Your existing assets and liabilities

The age at which you would like to retire.

Another important issue to consider when planning for your transition to retirement is your Estate Planning. Will the wealth in your estate go to who you want, when you want, in a tax effective manner?