In-home care, also known as home care, is best for seniors who need
assistance in their own home. Home-care workers provide non-medical care to clients by visiting them at their
place of residency where assistance with daily activities, such as eating, bathing and medication reminders,
is offered. These trained home care workers also provide companionship for seniors.
It is their duty to ensure the home environment is safe for their senior clients.

55 Community Lifestyles

55+ Communities, which sometimes may be called age qualified
communities, active adult housing, age-restricted communities or age-segregated
communities, are communities with an age restriction for residence. These communities
range from apartment complexes or condos, to single-family homes in a gated community,
and 55+ communities are typically have community amenities such as clubhouses, fitness
centers, tennis courts, pools and spas, game rooms, golf course access, cooking
classes, and other community amenities.

Over 55 Community Services and Amenities

55 community homes are often designed with the needs of
aging residents. Both the home and the community are designed with accessibility
and safety in mind. Homes in 55+ communities tend to be smaller, single-level detached
houses or multifamily houses with one or two bedrooms and one or two bathrooms.
Homes also often have accessible bathroom features, and other floor plan features
that are more accessible so that seniors can age in place.

Communities tend to be close to shopping centers, restaurants,
churches and libraries, as well as recreation areas, and offer safety features such
as community gates and security patrol.

One of the many benefits of living in communities for
active seniors is the low maintenance lifestyle. Homeowners associations are often
charged with the responsibility of maintenance of community amenities and landscaping.
Community associations also may offer or cover community activities, home insurance,
transportation services, some utilities and cable, and other services to community
members.

55 Plus Community Restrictions and Requirements

Residency restrictions tend to require at least one spouse
at or over 55 years old, although each community has different requirements for
residency. Although 55+ communities are considered a retirement community, these
communities often have many non-retired residents.

Homeowner associations typically have covenants of which
residents must abide by which maintain the home values and ensure a safe and friendly
community for all residents. Additionally, there are often rules which prevent residents
from allowing children and others under 55 from becoming permanent residents.

Costs of 55 Communities

Homes in 55 communities are typically bought, not rented,
although there are many communities nationwide who offer the option of renting,
rather than just buying. In addition to the cost of the home, many communities have
monthly or yearly resident fees, which pay for services provided by the community.

Personal Care and Healthcare in Over 55 Communities

Healthcare service provided by Over 55 Communities range
from communities with limited support, to communities with on-site healthcare services.
In addition to these services, seniors may choose to receive services from in-home
senior care providers who bring senior health care services and support services
to the senior’s residence.