Dealing with Money in 2015

I Want to be real with you all. It’s important for me as a blogger to have my blog reflect the real truth of my life and not just a candy coated version. So here it goes,me being open and vulnerable. I hate worrying about money and it is something I do way to much of. This is the last year of that though. I want to go into 2015 with a new attitude when it comes to money. Our financial situation is a little better. This blog is making a little money which helps me support the blog and even have a little extra money for me which is amazing. My husband found a second part time job. So our monthly income has almost doubled. I’m going to start driving again in February. I haven’t been driving because after the stroke it was giving me really bad anxiety but one of his jobs might move my husband to full time if he can work mornings and open. Someone needs to take our daughter to school so I will have to manage my anxiety for that short round trip. I still don’t want to do freeways or long trips. I can have a seizure come on out of nowhere and don’t want to be on a busy freeway if it happened. Luckily the road to school is not really crowded. Him going to full time would mean he’d only have to work one job and still get insurance, which I wrote about how important that is to me here.

One of the reasons that money has been such a struggle for my husband and I is that we don’t keep our finances very organized. So bills get lost and paid late which leads to late fees which makes things worse. So Money organization and paper organization is very high on the list right now. So my money priorities are make a budget and get a money organization system in place. We should have been doing this already but we haven’t been and I know that is why we can never seem to get ahead. I blamed it on being young but now that I’m 30 and we are both in our 30’s it’s time to start being more of a grown up. As much as that’s not fun.

This past year we’ve cut our bills down a lot but in 2015 I need to make and really stick to a budget. I have some money books that I’m going to read over the next few weeks and get some new tips from the experts. I want to do things right this year. Get some savings, stop living paycheck to paycheck and start really growing my business. I want to feel free from a lot of the stress that not having money brings. I’m excited about this and know that it’s going to be a lot of work to adjust to new ways of doing things but in the end it will be so worth it. If you want to learn how to start growing your own blog and making money sign up for one of my free 30 minute goals we can talk about your goals and hopefully work together to grow your blog or business in 2015. As I have done in the past I will also post budgeting tips I learn and they are under the Home Management tab.

Thank you Karissa for your thoughtful post. Sharing your financial family experience with us is so generous because it gives us a perspective of lessons learned. Very grateful for this. 🙂Cara (@StylishGeek) recently posted…Curating my Simple Heirloom China

2015 will be the year that I get my finances organized. I need to set a budget and stick to it. I also want to figure out how much money I’m actually making from my blog!Betsy Mitchell recently posted…The Best Christmas Events in Dallas

Definitely finances is something that causes a lot of stress… Happy to hear you will be more financially comfortable now that your hubby will be working a second job… Sorry to hear about your stroke but glad that you feel comfortable enough to start driving again…Yaitza recently posted…Almond Sesame Christmas Cookies

Paper organisation is a big one for me too. The bf deals with all the bill payments and I just send him the money each month so we don’t need to worry about that really! But he’s forever losing things or wanting to find a document and if it’s not filed, it’s impossible to find! 2015 is going to be the year of organisation!

As a 20 year old, there is nothing more complicated then managing my finances. Not that I really have any, since I’m still living under my parents, but this is a great post to think about my future!Caroline Ciener recently posted…Holiday Gift Guide: {Mott 50}

I agree, money woes are never fun! The one thing my husband and I did was sit down and hash out (and deal with fighting over) a real budget. Since then, we’ve never had squabbles over money because the budget is all laid out. We also use Mint.com to keep track of everything in one place. It’s done wonders for us, and made it so we never have to question eachother. Everything spent is right there for both to see. The other thing we did was follow Dave Ramsey’s advice and give ourselves an allowance each month. This way we can buy those shoes we’ve had our eye on, or go with friends to that fancy restaurant, and no questions asked (as long as the budget and allowances are followed). It’s great!

I am really having a lot of my new years goals deal with finance. I need to start writing my spendings down and also quit setting my bills down and forgetting that I have to pay them (usually they get buried by things). Good luck to you!Jessica recently posted…Boxycharm | A Clothes Look

Thank you for sharing your personal financial journey! We struggle with organization of our finances as well. We start off in Jan. great and then by Nov. run into trouble each year. You’ve inspired me to put my goals into action and get organized financially! Kudos on all your success and making strides each day!Sarah Sofia Knepp recently posted…Inspiration for the Holidays: New Year’s Eve Bash