You’ve probably heard a lot of different ways to live a successful financial life. While some of the things you’ve been told might be true, there are a few fabrications as well. Here are 4 common money myths, debunked.

Have you ever thought about keeping a spending journal? I’ll admit, when I first heard of this method of budgeting, I was apprehensive – I couldn’t imagine investing a large portion of my time to track every dollar spent. But in reality, the introduction of this journal has allowed me to reevaluate my spending habits, saving money and avoiding unnecessary purchases. Here are some tips to maintain a successful spending journal.