Call us at 1-800-232-0450

Your Trusted Local Bank in Watertown, NY

As a customer-owned mutual association, Carthage Savings works solely for our customers rather than stockholders. Because of this distinction, your local bank works hard to offer our customers the best deals and best rates possible on all products whether they are looking for checking options, savings options, or loan opportunities. Not only that but with over 127 years of serving the local communities, we have ample experience in not only banking but also in doing business with the great communities where we live.

Carthage Savings Checking Accounts:

Business Accounts

High Interest Accounts

Debit Linked MasterCard Accounts

VIP Interest Accounts (Free)

50+ Interest Accounts (Free)

Free Checking Accounts

Savings Options Offered by Carthage Savings:

Statement Saving Accounts

Money Market Saving Accounts

Certificates of Deposit (CDs)

Individual Retirement Accounts (IRAs)

Carthage Savings Lending Options:

VA Mortgage Loans

Conventional Home Mortgage Loans

Seasonal Home Mortgage Loans

Automobile Loans

Recreational Vehicle Loans

Personal Loans

Home Improvement Loans

Rural Development Loans

With over $190,000,000 in assets and a $150,000,000 loan portfolio that is primarily funded locally, we have the capital to compete with national banks and lending companies, but we have the exceptional customer service that local community banks are known for. As one of Watertown's local community banks, we continue to strive to offer our members the highest quality products and services at the lowest possible costs. Not only that, but we believe that we are intimately tied to the economic well-being of Watertown, and we are dedicated to being a part of the community's financial prosperity.