Introduction The joy of being carefree, makes us all go “Ah! What a Life!” Imagine a situation where you can flaunt a credit card at payment terminals or shop online & someone else pays the bills (read “your family member”). That is exactly the kind of financial freedom a supplementary credit card gives you orRead more about Loan Singh Explains: Supplementary Credit Cards[…]

Introduction Let’s face it, we often take safety for granted. We feel it is okay to not wear a seat belt while driving, okay to just run across the road during traffic, ignore financial safety by defaulting on your personal loan EMIs, and more. Being a digital lending platform, majority of Loan Singh’s borrowers areRead more about Loan Singh Explains: The Importance of Credit Card Safety[…]

Introduction With the term ‘cashless’ taking center stage in India’s financial circles, since December 2016’s Demonetization, the spillover effect can be seen on personal finance in the form of ‘Online Personal Loan’, as well. What is an Online Personal Loan? It is a financial transaction in which a financial institution agrees to provide a personalRead more about 5 Things to Remember When Availing an Online Personal Loan[…]

Introduction Digital lending in India is not in a nascent stage, as believed. With the shrinking gap between technology and traditional lending practices, the financial services industry is only going to profit from it. The access to data is now much easier as compared to before thanks to the advent of e-KYC, NACH and InternetRead more about Introducing Loan Singh – The Face of Digital Lending In India[…]

Introduction We have written at length about the purpose and benefits of making your loan EMI repayments on-time. We plead, and then admonish, borrowers who take their loan responsibilities lightly. Although we are focused on providing you a personal loan without any hassles or worry, we are still concerned about your credit score. There isRead more about 6 Discreet Ways Credit Cards Ruin Your CIBIL Score[…]

Introduction We, at Loan Singh, are flabbergasted to see the fate of our borrowers who default in their EMI repayments. It hurts us because despite being salaried, hardworking and financially independent, these individuals struggle to understand the importance of paying their EMI repayments on time. The reasons we get are varied with some simply procrastinatingRead more about Loan Singh Teaches You 5 Benefits of Prompt EMI Repayments[…]

Introduction Buying a car (albeit a second hand one) is a momentous occasion. Decades earlier, owning a 4-wheeler was a matter of wealth and prestige. Close friends would come and get a feel of the interior, and ask you for an opportunity to drive it. Nowadays, it is not a big deal to own aRead more about 8 Things to Remember When Buying a Second Hand Car[…]

Introduction In yesterday’s article, we looked at how Loan Singh’s digital lending platform guarantees a quick second hand car loan, but only if you fit the eligibility criteria and complete the application form. There is no denying the fact that between a used and a new car, the former is the better of the two.Read more about 8 Advantages of Second Hand Cars over Brand New Ones[…]

Introduction In the past 2 days, we have seen quite a many ‘Thank You’ messages on our Facebook page. This is due to the simplistic explanation we provided, our readers & borrowers, about ‘Pre-approved’ and ‘Loan underwriting’. In today’s piece, we will focus on the personal loan post approval. A personal loan availed via aRead more about Loan Singh Explains: Personal Loan Post Approval Process[…]

Introduction In our previous piece, we discussed about pre-approved personal loans and how ‘pre-approved’ does not guarantee a loan approval. Today, we will talk about the process between the ‘pre-approved’ and ‘approved’/’rejected’ stages. You must be wondering what happens to all those applicants who seek a personal loan from Loan Singh’s digital lending platform. BeingRead more about Loan Singh Explains: Personal Loan Underwriting[…]

Introduction Salaried professionals are accustomed to receiving a call which says “Hello Sir, How are you doing today? I am calling from XYZ bank, and would like to inform you that you are now eligible for a pre-approved personal loan of Rs. XXXXXX. Whenever you find the need to avail of it, kindly visit ourRead more about Loan Singh Explains: Pre-approved Personal Loan[…]