Consumers’ revolving credit, which primarily reflects money owed on credit cards, fell by a seasonally adjusted $883.4 million in August, or at a 1.25% annual rate, the Federal Reserve said Monday. Over the past 3 months, revolving balances have declined by more than $6 billion.

However, consumers stepped up other types of borrowing in August. Nonrevolving debt, a category dominated by automotive and student loans, increased by $14.51 billion, or at an 8.0% annual rate, in August.

That type of debt has risen steadily for two years.

The gains caused total consumer debt outside of home loans to advance by $13.63 billion in August. The data is consistent with other trends in the economy showing that Americans are willing to make big-ticket purchases, such as buying homes, cars and investing in their education, yet are easing spending on everyday items.