Mark Hergert CEO | How to Buy a Used Car or Truck

Buying a used car takes a different approach than buying new, so you need to know what to look for and how to go about finding the right car at a fair price. Follow these basic tips, and you’ll be on the right path to a vehicle that will make you happy for years.

How to Buy a Used Vehicle

1. Get Pre-Approved Before Going to the DealershipGetting pre-approved for your loan gives you many advantages. You’ll know exactly how much you can spend, and will be able to focus on finding the right used car for your specific needs.

Work with Auto Credit Financial and we’ll help you get pre-approved before you head to the car lot. You’ll get a competitive rate with our excellent lenders, and you won’t have to spend time worrying about financing when you should be searching for a car that will make you happy.

2. Know What You WantIt sounds obvious, but you should know what type of used car you want before you go to the dealership. And we don’t just mean whether you want an SUV or a sedan - get to the details. Do you prefer cloth, leather, four-wheel drive, front-wheel drive, power windows, or a roof rack? Do you need lots of storage space? Do you want rear-seat entertainment? The list goes on and on, so having your choices narrowed down will make the entire process easier.

You may also want to look at the dealer’s online inventory and choose three or four vehicles that fit your criteria.

3. Take a Thorough Test DriveTaking a test drive is always important, so don’t skip it, especially when buying a used car. Used cars are just that - used, so you want to know the quality of the brakes, suspension, engine, and more. Of course, you also need to know about interior comfort, visibility, space, and convenience, so NEVER skip the test drive on a used car, and always take your time and be very thorough.

Used Cars and Trucks in Your Area

Auto Credit Financial not only helps you get the best auto loan for your budget, we can also connect you with the best dealers in your area.

Browse our Large Inventory of high-quality cars, trucks, and SUVs, and you’ll be able to drive a vehicle that makes you happy for years.

Credit Information Before You Buy

After years of delays, the credit industry finally agreed to give consumers access to their personal "credit scores." This is important, because lenders use credit scores to determine who to give credit to and at what rates. Knowing your credit score can be empowering,If it's low you can take steps to improve your credit worthiness and if it's high you may be able to use it as leverage when shopping for your next car loan.

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