All you need to start referring is an existing credit card number and iMobile app installed on your phone. Cardholder has to refer his/ her friend and relative through ‘Refer a friend section’ using iMobile app. The referrer will get 2,000 bonus PAYBACK reward points or 1,200 JPMiles as per his/ her reward profile on successful card setup of the referee in his/ her credit card account. The referrer has to enter the existing ICICI Bank Credit Card number while referring the referee, else no reward points will be credited to his/ her card account.