WEBVTT TODAY IS ABOUT ASSESSING THEDAMAGE AND FILING THOSE CLAIMS.THE IMPACT OF THE STORM FELTAROUND THE VALLEY.>> IT WAS GUSTING LAST NIGHT ATABOUT 60 ON AND OFF.BETWEEN 40 AND 60 AND RAIN BIGRAIN DROPS.NATALIE: THE WIND GUSTS SOSTRONG HERE IN CITRUS HEIGHTSLAST NIGHT THEY WERE ABLE TOUPROOT THIS MASSIVE TREE WHICHCAME CRASHING DOWN ONTO A HOME.>> MASSIVE, MAN.IT IS CRAZY.THAT DID A LOT OF DAMAGE ANDLOOK HOW BIG THAT ROOT IS.THAT ROOT IS MASSIVE.NATALIE: THE WOMAN INSIDE AT THETIME WASN'T INJURED BUT THE TREEWENT THROUGH THEROOF, PATIOAREA AND TOOK DOWN MULTIPLEFENCES.IT WAS A SIMILAR SCENE HERE INMIDTOWN WHERE A TREE RIPPEDTHROUGH A HOME ON 27TH AND L.>> I WOULD THINK HOMEOWNER'SINSURANCE SHOULD COVER IT.NATALIE: IT THAT'S WHERE INSURANCE AGENTSLIKE MICHAEL YEE COME IN.>> THE FIRST THING THEY SHOULDDO IS CALL THEIR AGENT FIND OUTWHAT COVERAGE DO THEY HAVE ONTHEIR PROPERTY.NATALIE: YEE HAS HAD A SURGE OFCLAIMS FILED AFTER RECENT STORMS.SOME DAMAGE IN THE TENS OFTHOUSANDS OF DOLLARS.>> IT HAS BEEN VERY INTENSE THISYEAR COMPARED TO LAST YEAR.MY ADVICE IS REPORT ITIMMEDIATELY.NATALIE: YEE SAYS DON'T WAIT TOFILE A CLAIM DESPITE MORE STORMSON THE HORIZON, AND YOU'LLLIKELY HAVE FORK OVER SOMETHINGWHETHER YOU THE TREE WAS YOURS,YOUR NEIGHBORS' OR THE CITY'S.>> MOST PEOPLE HAVE A DEDUCTIBLESO THEY WILL HAVE TO COME OUT OFPOCKET FOR THATADOPTABLE, JUSTFOR THAT DEDUCTIBLE -- FOR THATDEDUCTIBLE, AND WHETHER WE CAN

As homeowners across Northern California try to cleanup after a powerful storm, phones at insurance companies have been ringing off the hook. Strong winds downed trees onto homes and other property. Here's what you should do to when dealing with storm damage.