""""EXPERTS PREDICT close to 80 million people with employer health plans could find their coverage canceled because they are not compliant with ObamaCare. "

That looks like a lot more PTSD cases to me.

""""""Stan Veuger of the American Enterprise Institute said that in addition to the individual cancellations, "at least half the people on employer plans would by 2014 start losing plans as well." There are approximately 157 million employer health care policy holders.

Avik Roy of the Manhattan Institute added, "the administration estimated that approximately 78 million Americans with employer sponsored insurance would lose their existing coverage due to the Affordable Care Act."

Last week, an analysis by the American Enterprise Institute, a conservative think tank, showed the administration anticipates half to two-thirds of small businesses would have policies canceled or be compelled to send workers onto the ObamaCare exchanges. They predicted up to 100 million small and large business policies could be canceled next year.

According to projections the administration itself issued back in July 2010, it was clear officials knew the impact of ObamaCare three years ago.

In fact, according to the Federal Register, its mid-range estimate was that by the end of 2014, 76 percent of small group plans would be cancelled, along with 55 percent of large employer plans.

"""""The reason behind the losses is that current plans don't meet the requirements of ObamaCare, which dictate that each plan must cover a list of essential benefits, whether people want them or not.

"Things like maternity care or acupuncture or extensive drug coverage," said Veuger. "And so now the law is going to force them to buy policies that they could have gotten in the past if they wanted to but they chose not to."

Some plans already have been canceled and employers are getting sticker shock at the new, higher prices under ObamaCare."""

Quoting wwww12345:

""""EXPERTS PREDICT close to 80 million people with employer health plans could find their coverage canceled because they are not compliant with ObamaCare. "

That looks like a lot more PTSD cases to me.

""""""Stan Veuger of the American Enterprise Institute said that in addition to the individual cancellations, "at least half the people on employer plans would by 2014 start losing plans as well." There are approximately 157 million employer health care policy holders.

Avik Roy of the Manhattan Institute added, "the administration estimated that approximately 78 million Americans with employer sponsored insurance would lose their existing coverage due to the Affordable Care Act."

Last week, an analysis by the American Enterprise Institute, a conservative think tank, showed the administration anticipates half to two-thirds of small businesses would have policies canceled or be compelled to send workers onto the ObamaCare exchanges. They predicted up to 100 million small and large business policies could be canceled next year.

According to projections the administration itself issued back in July 2010, it was clear officials knew the impact of ObamaCare three years ago.

In fact, according to the Federal Register, its mid-range estimate was that by the end of 2014, 76 percent of small group plans would be cancelled, along with 55 percent of large employer plans.

"""""The reason behind the losses is that current plans don't meet the requirements of ObamaCare, which dictate that each plan must cover a list of essential benefits, whether people want them or not.

"Things like maternity care or acupuncture or extensive drug coverage," said Veuger. "And so now the law is going to force them to buy policies that they could have gotten in the past if they wanted to but they chose not to."

Some plans already have been canceled and employers are getting sticker shock at the new, higher prices under ObamaCare."""

So this number of ptsd comes from what the existing cases of Iraq war and Afg war? or are you refering too the effect from obamacare if so sureing ptsd wont come from obamacare. and if your refering to the war the VA takes care of that which is seperate.

So this number of ptsd comes from what the existing cases of Iraq war and Afg war? or are you refering too the effect from obamacare if so sureing ptsd wont come from obamacare. and if your refering to the war the VA takes care of that which is seperate.

He hasnt started a war all he has done is taken it from clear view are you familiar with Drones please go check and see the devistation it has left on the families while it bombs from the sky out of no where we have hundreds of these things flying around

He hasnt started a war all he has done is taken it from clear view are you familiar with Drones please go check and see the devistation it has left on the families while it bombs from the sky out of no where we have hundreds of these things flying around

"kicking you" That was just my way of poking fun at you, sorry if it came across wrong. "I believe feeling happy is a controllable emotion." You are a nurse, you know this is not true. (it may help) The mechanics of the body and brain control our emotions. You know that it is very complex. Tell someone with depression and anxiety to control their emotions, simply by positive thinking. It is impossible, because it is a malfunction of the limbic system. Or maybe your statement was just positive thinking? :)

Dak~

No foul.I was basically playing off your words in order to start my comment and talking about people with a normal psyche.

I agree with you that the human brain is complex. Diseases affecting the brain are a serious problem and we are seeing an epidemic of incidences. It should be a central issue/priority for our societyto acquire understanding of this vital organ.

Quoting Dakota35:

"kicking you" That was just my way of poking fun at you, sorry if it came across wrong. "I believe feeling happy is a controllable emotion." You are a nurse, you know this is not true. (it may help) The mechanics of the body and brain control our emotions. You know that it is very complex. Tell someone with depression and anxiety to control their emotions, simply by positive thinking. It is impossible, because it is a malfunction of the limbic system. Or maybe your statement was just positive thinking? :)

Dak~

No foul.I was basically playing off your words in order to start my comment and talking about people with a normal psyche.

I agree with you that the human brain is complex. Diseases affecting the brain are a serious problem and we are seeing an epidemic of incidences. It should be a central issue/priority for our societyto acquire understanding of this vital organ.

I am not sure if we live on the same planet. On my planet obam supported the Muslim Brotherhood, which has caused a internal war in Egypt, 58 churches burned, thousands of dead and he is now being charged by Egypt for war crimes.

He is supporting the jihadists in Syria, causing hundred of thousands of deaths.

He bombed Lybia, which now is mostly controlled by Jihadists and they have shooting matches and murders almost every day.

Al-Qaeda is now stronger than ever, all over the world.. They are at war with us, where we are at war with them or not.

He has fired most of our top combat generals and is weakening the military in almost all ways, as so stated by the joint chiefs last week in testimony before congress..We may not win the next war, we will be too weak.

I would say that obam has started a war, a war with the people of the US.

I see nothing about obam to be proud of.... period.

I live on the planet called Earth.

Quoting Diana3316:

So true Sarah....which reminds me. No matter what else Obama has or hasn't done.....He has NOT started a war. Let me say it again.....He has NOT started a war...wrecking thousands of more lives, land and treasure!! I'm pretty happy about that!

Quoting Diana3316:

So true Sarah....which reminds me. No matter what else Obama has or hasn't done.....He has NOT started a war. Let me say it again.....He has NOT started a war...wrecking thousands of more lives, land and treasure!! I'm pretty happy about that!

I am not sure if we live on the same planet. On my planet obam supported the Muslim Brotherhood, which has caused a internal war in Egypt, 58 churches burned, thousands of dead and he is now being charged by Egypt for war crimes.

He is supporting the jihadists in Syria, causing hundred of thousands of deaths.

He bombed Lybia, which now is mostly controlled by Jihadists and they have shooting matches and murders almost every day.

Al-Qaeda is now stronger than ever, all over the world.. They are at war with us, where we are at war with them or not.

He has fired most of our top combat generals and is weakening the military in almost all ways, as so stated by the joint chiefs last week in testimony before congress..We may not win the next war, we will be too weak.

I would say that obam has started a war, a war with the people of the US.

So true Sarah....which reminds me. No matter what else Obama has or hasn't done.....He has NOT started a war. Let me say it again.....He has NOT started a war...wrecking thousands of more lives, land and treasure!! I'm pretty happy about that!

Quoting MissMonteCarlo:

If we get involved in a war we should always support those we send. There are so many people coming back severely injured and/or with post traumatic stress disorder. These people who have put their lives on the line for us deserve decency and respect. They should be given everything they need to be rehabilitated back in to the rest of society. I think soldiers after giving their time in the military often find it difficult to adapt to civillian life. They should get support through the transition as some end up on drugs and alcohol.

Sarah

Quoting MissMonteCarlo:

If we get involved in a war we should always support those we send. There are so many people coming back severely injured and/or with post traumatic stress disorder. These people who have put their lives on the line for us deserve decency and respect. They should be given everything they need to be rehabilitated back in to the rest of society. I think soldiers after giving their time in the military often find it difficult to adapt to civillian life. They should get support through the transition as some end up on drugs and alcohol.

Sarah

So true Sarah....which reminds me. No matter what else Obama has or hasn't done.....He has NOT started a war. Let me say it again.....He has NOT started a war...wrecking thousands of more lives, land and treasure!! I'm pretty happy about that!

If we get involved in a war we should always support those we send. There are so many people coming back severely injured and/or with post traumatic stress disorder. These people who have put their lives on the line for us deserve decency and respect. They should be given everything they need to be rehabilitated back in to the rest of society. I think soldiers after giving their time in the military often find it difficult to adapt to civillian life. They should get support through the transition as some end up on drugs and alcohol.

Sarah

If we get involved in a war we should always support those we send. There are so many people coming back severely injured and/or with post traumatic stress disorder. These people who have put their lives on the line for us deserve decency and respect. They should be given everything they need to be rehabilitated back in to the rest of society. I think soldiers after giving their time in the military often find it difficult to adapt to civillian life. They should get support through the transition as some end up on drugs and alcohol.

Hey WWWW,I have really been trying to fiind time to answer some of your comments. They are very interesting, but not surprising considering your resident State. I have been just slammed at work....so busy. If one more task is placed on my shoulders....my employer tells me to be grateful I have a job and "work smarter".....my hair may just spontaneously combust! lolol *wink* (I am grateful nevertheless)

I just wanted to make a quick comment: Single Payer is Medicare.....Single Provider is VA Healthcare. Both just terrible programs....right?

As I stated before, neither Medicare nor VA is good enough for me. I am thankful that I don't have to rely on someone sitting at a desk somewhere, who probably knows nothing about medicine, making my medical decisions for me.. I do have insurance, but if they refused to pay for a procedure or treatment I would just head south of the border and get it done for 1/10 of the price in the US.

Quoting Diana3316:

Hey WWWW,I have really been trying to fiind time to answer some of your comments. They are very interesting, but not surprising considering your resident State. I have been just slammed at work....so busy. If one more task is placed on my shoulders....my employer tells me to be grateful I have a job and "work smarter".....my hair may just spontaneously combust! lolol *wink* (I am grateful nevertheless)

I just wanted to make a quick comment: Single Payer is Medicare.....Single Provider is VA Healthcare. Both just terrible programs....right?

As I stated before, neither Medicare nor VA is good enough for me. I am thankful that I don't have to rely on someone sitting at a desk somewhere, who probably knows nothing about medicine, making my medical decisions for me.. I do have insurance, but if they refused to pay for a procedure or treatment I would just head south of the border and get it done for 1/10 of the price in the US.

I can understand being "slammed" with work. Last night a 3am, I learned I had just acquired more work with zero pay. Seems there is a fine line between being grateful and just wanting to cry or jump off a tall building.

Diana, probably the reason you have so much work is that people want to get to the doctor before they have to cancel their new insurance. I'm just hoping Obama with all his mighty power will extend it for one more year...then I can drop it.

Today, front page AOL "Record Number of Americans renounce Citizenship". The article speaks of higher taxes causing people to make the decision to leave. And these of course are the people that are more accomplished and wealthier. So they leave and take their wealth with them. Not good for America. One less person paying taxes into a system that is already broken.

Diana, I'm going to kick you while you are down...or should I say over-worked. Honestly, over the next few weeks, I'd gladly trade places with you. Why does BS happen so much to me. Murphy's law should have been called David's law. :) Not really happy, just faking it. :) :)

Hmmm....Ya know Dak....you can't kick me ...because I'm not down! The truth is, that I am one lucky and generally happy woman. Even though my birthday was yesterday and I barely noticed....I have thought many times how priveleged I am to be growing older. So many are denied that privilege. Just think about all the people in the Philippines whose lives have been destroyed....due to no fault of their own!!! And they aren't the only ones...living poor and wretched lives.

Re: my job....the down turn we are experiancing really has nothing to do with Obamacare. My company is suffering due to Medicare cuts. My department used to have 18 Reps that serviced our customers thoughout the United States, but after 2 rounds of layoffs and some natural attrition....we're down to 5 people. I haven't had a raise in 2 years and doubt there will be one this year either. Never the less, I am still way better off than so many in this world...in this country.

For those individuals that want to leave our country because they don't want to pay taxes? Well...They're not my kind!

Dak....although I don't know your specific circumstance....I do believe in the power of positive thinking. When I feel beaten down and not particularly happy....I tell myself to shake if off and act happy. I put a smile on my face, fluff my hair up....maybe do some dance excercise to my favorite song....and the next thing you know....ol' Jed's a millionaire.....errr....no! :)) *wink* I feel better! I believe feeling happy is a controlable emotion.Warm wishes!

Quoting Dakota35:

I can understand being "slammed" with work. Last night a 3am, I learned I had just acquired more work with zero pay. Seems there is a fine line between being grateful and just wanting to cry or jump off a tall building.

Diana, probably the reason you have so much work is that people want to get to the doctor before they have to cancel their new insurance. I'm just hoping Obama with all his mighty power will extend it for one more year...then I can drop it.

Today, front page AOL "Record Number of Americans renounce Citizenship". The article speaks of higher taxes causing people to make the decision to leave. And these of course are the people that are more accomplished and wealthier. So they leave and take their wealth with them. Not good for America. One less person paying taxes into a system that is already broken.

Diana, I'm going to kick you while you are down...or should I say over-worked. Honestly, over the next few weeks, I'd gladly trade places with you. Why does BS happen so much to me. Murphy's law should have been called David's law. :) Not really happy, just faking it. :) :)

Hmmm....Ya know Dak....you can't kick me ...because I'm not down! The truth is, that I am one lucky and generally happy woman. Even though my birthday was yesterday and I barely noticed....I have thought many times how priveleged I am to be growing older. So many are denied that privilege. Just think about all the people in the Philippines whose lives have been destroyed....due to no fault of their own!!! And they aren't the only ones...living poor and wretched lives.

Re: my job....the down turn we are experiancing really has nothing to do with Obamacare. My company is suffering due to Medicare cuts. My department used to have 18 Reps that serviced our customers thoughout the United States, but after 2 rounds of layoffs and some natural attrition....we're down to 5 people. I haven't had a raise in 2 years and doubt there will be one this year either. Never the less, I am still way better off than so many in this world...in this country.

For those individuals that want to leave our country because they don't want to pay taxes? Well...They're not my kind!

Dak....although I don't know your specific circumstance....I do believe in the power of positive thinking. When I feel beaten down and not particularly happy....I tell myself to shake if off and act happy. I put a smile on my face, fluff my hair up....maybe do some dance excercise to my favorite song....and the next thing you know....ol' Jed's a millionaire.....errr....no! :)) *wink* I feel better! I believe feeling happy is a controlable emotion.Warm wishes!

And some people want a single payer health system? Does that means single provider? The last thing we would need is a single provider, no escape, ever.

Hey WWWW,I have really been trying to fiind time to answer some of your comments. They are very interesting, but not surprising considering your resident State. I have been just slammed at work....so busy. If one more task is placed on my shoulders....my employer tells me to be grateful I have a job and "work smarter".....my hair may just spontaneously combust! lolol *wink* (I am grateful nevertheless)

I just wanted to make a quick comment: Single Payer is Medicare.....Single Provider is VA Healthcare. Both just terrible programs....right?

Quoting wwww12345:

And some people want a single payer health system? Does that means single provider? The last thing we would need is a single provider, no escape, ever.

Hey WWWW,I have really been trying to fiind time to answer some of your comments. They are very interesting, but not surprising considering your resident State. I have been just slammed at work....so busy. If one more task is placed on my shoulders....my employer tells me to be grateful I have a job and "work smarter".....my hair may just spontaneously combust! lolol *wink* (I am grateful nevertheless)

I just wanted to make a quick comment: Single Payer is Medicare.....Single Provider is VA Healthcare. Both just terrible programs....right?

And some people want a single payer health system? Does that means single provider? The last thing we would need is a single provider, no escape, ever.

Quoting rmac22:

Insurance companies have always been in the business of taking money. Never in the business of paying out money.

A company I worked for, for a long time, only provided a choice of plans from one carrier. Despite changing carriers occasionally, they all delayed payment, refused payment on rediculous grounds, fought payments routinely on just about everything.

Only when the my employer started offering us a choice of carriers, did that crap stop. They almost became resonable.

RMac

Quoting rmac22:

Insurance companies have always been in the business of taking money. Never in the business of paying out money.

A company I worked for, for a long time, only provided a choice of plans from one carrier. Despite changing carriers occasionally, they all delayed payment, refused payment on rediculous grounds, fought payments routinely on just about everything.

Only when the my employer started offering us a choice of carriers, did that crap stop. They almost became resonable.

RMac

And some people want a single payer health system? Does that means single provider? The last thing we would need is a single provider, no escape, ever.

Insurance companies have always been in the business of taking money. Never in the business of paying out money.

A company I worked for, for a long time, only provided a choice of plans from one carrier. Despite changing carriers occasionally, they all delayed payment, refused payment on rediculous grounds, fought payments routinely on just about everything.

Only when the my employer started offering us a choice of carriers, did that crap stop. They almost became resonable.

RMac

Insurance companies have always been in the business of taking money. Never in the business of paying out money.

A company I worked for, for a long time, only provided a choice of plans from one carrier. Despite changing carriers occasionally, they all delayed payment, refused payment on rediculous grounds, fought payments routinely on just about everything.

Only when the my employer started offering us a choice of carriers, did that crap stop. They almost became resonable.

@ Diana.. So you think Medicare and VA health benefits are socialism? Well I paid into medicare since the time it came into being but I decided to not even use it because I don't want those people deciding about my medical care. It looks like it is a Ponzi scheme to me. So does SS.

And I do think our vets deserve some benefits, including medical benefits. They sure worked for nothing when they served. ( I got $222 per month and I was a officer) . However, I am not using VA medical benefits, not good enough.

Now the issue is: do people who have done nothing for the country and don't work, but could work, deserve free health care? Not in my eyes. Exceptions of course for those who are disabled, etc.. who cannot work.

@ Diana.. So you think Medicare and VA health benefits are socialism? Well I paid into medicare since the time it came into being but I decided to not even use it because I don't want those people deciding about my medical care. It looks like it is a Ponzi scheme to me. So does SS.

And I do think our vets deserve some benefits, including medical benefits. They sure worked for nothing when they served. ( I got $222 per month and I was a officer) . However, I am not using VA medical benefits, not good enough.

Now the issue is: do people who have done nothing for the country and don't work, but could work, deserve free health care? Not in my eyes. Exceptions of course for those who are disabled, etc.. who cannot work.

"Why don't the Republicans stop acting like brats and roll up their sleeves and try to help improve the ACA."

Because the Republicians were not allowed to have inputs, or even change the worst parts. Neither were doctors and other health care professonals. There certainly are some solutions to better health care but obamcare, drafted by the democrats is certainly not it. You want proof? How many have signed up? How many have lost their coverage?

"Why don't the Republicans stop acting like brats and roll up their sleeves and try to help improve the ACA."

Because the Republicians were not allowed to have inputs, or even change the worst parts. Neither were doctors and other health care professonals. There certainly are some solutions to better health care but obamcare, drafted by the democrats is certainly not it. You want proof? How many have signed up? How many have lost their coverage?

Nice rant Diana, but I see some flaws. How many people has obancare helped vs how many were hurt?

It seems that you believe in socialism.. How about reading this article.http://www.reuters.com/​article/2013/11/10/us-venezuela-economy-​idUSBRE9A90G520131110

Do you have a clue about the paperwork cost in providing medical care?.. Well, the cost just went up.

Do you believe that health care is a right? Should it be free? Who do you think should pay for it? Should I pay for yours? Should I pay for the health care for people who won't work? Is obamcare hurting businesses.. Is it causing businesses to go to part time workers in order to survive? In summary, is it going to be good or bad for the country.. all things considered?

Nice rant Diana, but I see some flaws. How many people has obancare helped vs how many were hurt?

It seems that you believe in socialism.. How about reading this article.http://www.reuters.com/​article/2013/11/10/us-venezuela-economy-​idUSBRE9A90G520131110

Do you have a clue about the paperwork cost in providing medical care?.. Well, the cost just went up.

Do you believe that health care is a right? Should it be free? Who do you think should pay for it? Should I pay for yours? Should I pay for the health care for people who won't work? Is obamcare hurting businesses.. Is it causing businesses to go to part time workers in order to survive? In summary, is it going to be good or bad for the country.. all things considered?

Mine started right after I saw that I'd be paying $80 more per month and my deductible raised to $2K. I'll be paying the penalty...I'm dropping my coverage...thanks Obamacare for now making me uninsured. There is NO F'ing way Obamacare is going to work in it's current form. It's the biggest F up of any president in our time and Obama will go down in history as the worst president every. His approval rating continues to drop. I now believe the TeaParty will gain more power. Which I don't have a problem with...BUT, if a man or woman is elected as President, that truly wants to fix things (which will not happen) then that person will be viewed as horrible by the masses. You see, in order to repair a country that is broken to the point of America, there will have to be sacrifice and pain by the people. Americans are not willing to do those things...AND, especially when our elected officials are and have always been living high on the hog...passing laws which apply to the people but not to themselves.

So Dak...I am assuming you were previously buying insurance on the individual market. Are you one of the folks that got a termination notice because the policy you purchased was non-compliant with the ACA....also known as junk insurance?

The company I work for provides an ACA compliant plan. Last year I got a letter from my insurance company that they were providing a rebate to my company because they collected too much profit, in compliance with ACA. Of course that was not passed down to the workers. All I know, is that for the last 7 years....every year my premiums and out of pocket contributions have gone up. My doctor visits and prescriptions go up every year. Year to date, I have paid $1100 for my insurance...my deductible is $500.

Why aren't you railing against the evil empire? The Insurance Companies! Why are they even needed? Their mission is not to provide health care! It's to make profits. At least the ACA now makes them spend 80% of their monies on benefits instead of CEO bonuses. Now they can't kick you off if you get sick. My son for one, benefited from the law by being able to stay on my insurance until he was able to find a job that provided insurance. Why do we burden our businesses with the cost of providing health insurance anyway? That just seems dumb to me.

In my opinion, the worst thing Obama did was use the Republican model for healthcare reform. He should have followed the Democrats and pushed for 'single payer'. Oh wait...the Republicans wouldn't have gone for that. That would be socialism....just like Medicare. Except it's really not true socialism, unlike the Veterans Administration Healthcare program.

Ask anyone who has M/C or VA healthcare. While not perfect....they sure don't want to give it up. Why don't the Republicans stop acting like brats and roll up their sleeves and try to help improve the ACA. It's not going away....unless you think it will be ok to tell all the families it has helped, that they are no longer going to be able to have insurance.

Hopefully you don't believe quality, affordable healthcare is a privilege.....available only to the privileged.

Quoting Dakota35:

Mine started right after I saw that I'd be paying $80 more per month and my deductible raised to $2K. I'll be paying the penalty...I'm dropping my coverage...thanks Obamacare for now making me uninsured. There is NO F'ing way Obamacare is going to work in it's current form. It's the biggest F up of any president in our time and Obama will go down in history as the worst president every. His approval rating continues to drop. I now believe the TeaParty will gain more power. Which I don't have a problem with...BUT, if a man or woman is elected as President, that truly wants to fix things (which will not happen) then that person will be viewed as horrible by the masses. You see, in order to repair a country that is broken to the point of America, there will have to be sacrifice and pain by the people. Americans are not willing to do those things...AND, especially when our elected officials are and have always been living high on the hog...passing laws which apply to the people but not to themselves.

So Dak...I am assuming you were previously buying insurance on the individual market. Are you one of the folks that got a termination notice because the policy you purchased was non-compliant with the ACA....also known as junk insurance?

The company I work for provides an ACA compliant plan. Last year I got a letter from my insurance company that they were providing a rebate to my company because they collected too much profit, in compliance with ACA. Of course that was not passed down to the workers. All I know, is that for the last 7 years....every year my premiums and out of pocket contributions have gone up. My doctor visits and prescriptions go up every year. Year to date, I have paid $1100 for my insurance...my deductible is $500.

Why aren't you railing against the evil empire? The Insurance Companies! Why are they even needed? Their mission is not to provide health care! It's to make profits. At least the ACA now makes them spend 80% of their monies on benefits instead of CEO bonuses. Now they can't kick you off if you get sick. My son for one, benefited from the law by being able to stay on my insurance until he was able to find a job that provided insurance. Why do we burden our businesses with the cost of providing health insurance anyway? That just seems dumb to me.

In my opinion, the worst thing Obama did was use the Republican model for healthcare reform. He should have followed the Democrats and pushed for 'single payer'. Oh wait...the Republicans wouldn't have gone for that. That would be socialism....just like Medicare. Except it's really not true socialism, unlike the Veterans Administration Healthcare program.

Ask anyone who has M/C or VA healthcare. While not perfect....they sure don't want to give it up. Why don't the Republicans stop acting like brats and roll up their sleeves and try to help improve the ACA. It's not going away....unless you think it will be ok to tell all the families it has helped, that they are no longer going to be able to have insurance.

Hopefully you don't believe quality, affordable healthcare is a privilege.....available only to the privileged.