This is going to be long, so TIA to whoever makes it through.Soooo, about a month ago my mil took it upon herself to take a life insurance policy out on my husband. She said it was to help in case something happened. Well, I know how she is about money, and I didn't think it would be appropriate, since I knew she would make herself beneficiary, and I didn't want to have to go through her for money. We have a small policy because it's what we can afford, so I basically said thanks, but no thanks. Well, she convinced my husband that she only wanted to help, and he went ahead with it, but when he filled out the paperwork, he put my name as beneficiary, so I let it go. She saw the paperwork and called the agent, had it changed, and didn't tell anyone. The only reason I found out was because I got a letter noting the change, and that she had added our daughter as a rider, again with herself as beneficiary. I was livid; my husband told her to cancel the policy. I figured she would at least apologize for crossing these boundaries, stupid me, so when she invited me to talk about it, I did. Well, she basically said she was trying to help, she made herself the beneficiary so she could take care of the funeral arrangements, and that I should be grateful she did that. Oh, and that she was sorry I was upset. I lost it, and told her that she basically took out a life insurance policy on my husband and my daughter, made herself beneficiary, and didn't even bother to let me know about. Also, that it is not okay to make decisions for someone else's family and then play the victim when they are upset about it! After I left, she then proceeded to tell my father in law that I had screamed at her and called her an evil conniving bitch that wants her family to die. Wtf??? I am soooo done with this family!

I'm sorry. It's hard when you have manipulating family members. I'm confused as how she could open up an insurance policy for an adult son whom does not live with her. Can you really just do that to anyone you are related to without living with them?