Federal or state securities laws require brokers, investment advisers, and their firms to be licensed or registered, and to make important information public. But it's up to you to find that information and use it to protect your investment dollars. The good news is that this information is easy to
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Explains the difference between gold bullion and gold bullion coins. Offers tips to help people investigate before they invest, and lists tip-offs to rip-offs. Includes a glossary and resources for additional information.
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Social Security disability is a social insurance program, under which workers earn coverage for benefits by working and paying Social Security taxes on their earnings. The program provides benefits to disabled workers and to their dependents. For those who can no longer work due to a disability,
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This report presents insights that can be helpful to researchers, practitioners, and funders undertaking or contemplating rigorous research into the effectiveness of different financial capability approaches. It summarizes the successful strategies and pitfalls of conducting rigorous evaluation of
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Financial literacy help for educators and students alike. The site offers a plain and simple approach to: Managing Your Money; Credit, Loans and Debt; and Scams and Identity Theft. The information has an easy-to-use, direct style that focuses on the basic information people need, along with the
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This publication helps you manage your money so you can afford today’s needs while funding tomorrow’s goals. This publication shows how saving for retirement can be part of your overall financial plan. Worksheets will help workers at any stage of their career manage their financial life,
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The SEC’s Web site, focused on the needs of individual investors, Investor.gov, offers a wealth of information on how to become a smarter investor. Use retirement calculators, tools, and games to increase your financial knowledge. Or, read articles on products such as mutual funds, variable
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Knowing how to secure your financial well-being is one of the most important things you’ll ever need in life. This brochure covers the basics of saving and investing and includes key tips on making money grow over time. Sections include: (i) Define Your Goals, (ii) Make a Financial Plan,
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This website provides a sample "Income and Expense Worksheet." Knowing what expenses are flexible and what expenses are fixed is the first step to successfully managing your personal finances. This worksheet will help you to decide where you can be flexible each month.
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