Category Archives: Charlotte NC Homes

Call us to LEVERAGE YOUR TAX REFUND OR Get $15,000 IN DOWNPAYMENT ASSISTANCE FROM THE STATE TO BUY A HOME!!

Chrystal Roy and the Team at The Safari Group LLC of Real Estate Realty LLC has known for years that buying a home provides long term financial benefits. But how do today’s renters become tomorrow’s buyers? We share tips for you to develop strategies to move from paying someone else’s mortgage to paying your own, increasing your net worth and having a legacy for your family.

It’s a Good Investment

If you are currently renting, use our Rent vs Buy Calculator to help determine which option provides the most economic benefits for you over time. Rent payments go straight into the pocket of the landlord – and at the beginning of the next month, you’ve got nothing to show for it.

Build Equity

With each monthly mortgage payment you make, a portion goes toward reducing the amount you owe on your loan, which increases your equity. As your home increases in value, it creates more equity for you.

Enjoy Significant Tax

Owning a home can reduce the amount you pay in income taxes each year. The mortgage interest and property tax payments can be deductible from your Federal Taxes and State Taxes. As well certain closing cost and loan discount points.

Deductions

Owning a home can reduce the amount you pay in income taxes each year. The mortgage interest and property tax payments can be deductible from your Federal Taxes and State Taxes. As well certain closing cost and loan discount points.

Build a Strong Credit History

Once you have purchased your dream home and is consistent in paying the mortgage loan on time, it demonstrates to other lenders that you are a good borrower and the risk of you defaulting on a loan is low. This strong credit history will be helpful in the future when you need other loans for buying a car, making improvements to your home, or paying other major expenses.

Contact US to qualify for NC’s $15,000 in Down Payment assistance and we’ll help you make your next move!