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Monday, April 24, 2017

A home is often the most valuable asset you’ll own, and it will need adequate protection in the form of insurance. Even though you can own a home without insurance, having coverage protects your home from unforeseen circumstances like floods and fires.

Before signing on the dotted line, however, there are several aspects you need to consider first.

Secure Adequate Coverage

Perhaps the most important part of getting home insurance is choosing a policy that provides adequate coverage. Otherwise, you risk major financial loss after a severe storm or event. There are many types of coverage you can choose from, including HO-1, HO-2, HO-3, HO-5, HO-6, and HO-7. HO-1 is one of the more basic policies that safeguards your property from perils like vandalism, theft, fire, hail, lightning, and explosions. Read more on this article: http://bit.ly/2pCpsQu

Monday, April 17, 2017

Understanding what amenities and coverage you’re looking for is the first step to getting auto insurance. If you’re solely looking to save money, there are strategies you need to consider so that you can find insurance within your budget.

Maintain a Good Credit Score

There are many insurance companies that actually raise premiums for those with low credit scores. For this reason, you’ll need to maintain a good score. Achieve this by paying all of your bills on time. Even small fines and balances on late payments may count against you, so you need to stay on top of debt and spending.

You’ll also want to keep any balances on credit cards low to secure a good credit score. Stick with a budget, and set aside any extra money you might have to decrease outstanding debt. In addition, you need to be careful with how many applications you send out for new credit, because too many lines of credit could negatively impact your credit score. Read more on this article: http://bit.ly/2pCuFYL

About Us

For over 25 years, Focus Insurance Group has been one of the most respected and trusted names in Decatur, GA and the rest of the Greater Atlanta. We offer a wide range of insurance policies to provide our clients with the peace of mind they deserve. From auto insurance to home insurance, and everything in between, we make sure you are always covered.

At Focus Insurance Group, customer satisfaction is our top priority. We offer fast and accurate price quotes for all your home, boat, commercial, and car insurance needs. We also work with a wide range of insurance companies, assuring you that you get the best deal at all times. Call us today at 1-404-6333333 and let’s discuss your coverage!