How To Battle Debt Collectors?

By Ranjan BhaduriJuly 27, (THAINDIAN NEWS) A lot of people in the USA have become trapped in debt after the economic turmoil that resulted in thousands of layoff and property foreclosure. Some of them are still to get rid of this menace. Some of these people are receiving regular calls from the debt collectors. It has become a headache for them and they think it is an embarrassment as well. The fact that some of the debt collectors try to be manipulative only make things worse for the affected people. However, there are certain tactics for fighting this problem which debt ridden people need to learn.

A debt ridden person can always consult a debt consolidation agency for sound advice and help in this matter. Sometimes a debt collector can ask for money even when the person concerned does not owe the company anything. It needs to be verified if there is any debt remaining or someone is trying to take him for a ride.

In case a person feels that a debt collector is trying to extract more money from him than what he is supposed to pay back he has every right to take legal action against him. A debt collector who is asking for more from a debt ridden person than what he owes can be sued. A lot of people do not know this but debt collectors can also be brought to book. If one is unsure he can consult a professional lawyer who specializes in the subject. It is also very important to clear the present dues irrespective of what a debt collector urges.