Missouri home loans with low rates and great service. Apply online to prequalify today, then talk with Ron and Nicolas to see which loan program is best for you. Fast closings offered, we work with everyone.

Planning Before You Buy Your Home

It’s a good idea to set expectations for both your loan and your lender.Let’s start with the loan. We’re sure if you’ve been thinking about buying a home, you’ve been looking around on online home listing sites to see what a typical house that fits your needs would cost. Some great questions to ask yourself while you are doing this are:

• How much money are you willing to put as a down payment?
• Would you want to have a loan for 15, 20, or 30 years?
• Do you want to try and come in with the least amount possible?

All these things give you more insight into what YOU want, not what someone else wants for you. You’re more likely to resist being pushed towards a product that doesn’t fit your needs or realize you’re overreaching into a loan product that you realistically can’t afford. At Flanagan Mortgage Services, we lay out the options, side-by-side, to help you make the decision that is best for YOU.

Next, assess what you prefer in terms of a lender. Do you like the convenience of the online experience? Do you prefer face-to-face personal service? Is price or rate the dominant factor? With our secure online application, and electronic document review/signing, we can easily collect what we’d need to get started on your loan. If you prefer the traditional sit-down experience, our office is open to you and we would be more than happy to set up an appointment to get you started on your next homebuying experience. Contact us today!