Brought to You by Joy Gephart, P.A.-C, Maple St. Clinic

November is National Dia­betes Awareness Month, and here at Maple Street Clinic, we are committed to helping prevent and treat this increas­ingly common chronic disease.

Diabetes is a chronic con­dition that affects the bodys ability to use the energy found in food. The body converts the food into a form of sugar called glucose which cells use as fuel. The cells need insulin to take in the glucose and use it for en­ergy. With diabetes, the body doesnt make enough insulin, doesnt use it in the right way, or both.

There are two types of dia­betes. Type 1(total lack of insu­lin) cannot be prevented, but it is important that it is managed appropriately. Type 2(body produces little insulin or inef­fectively uses insulin) may be prevented or delayed by living a healthy lifestyle, which in­cluded regular exercise and a sensible diet. Some of the risk factors for diabetes are a fam­ily history of diabetes, being overweight, high blood pres­sure, a sedentary lifestyle and age. A simple screening test can tell if a patient is at risk for diabetes.

Research continues and there have been many new treatments for diabetes in the last few years which may make the condition easier to manage.

To help ease the impact dia­betes or another chronic con­dition might have on your life and to help you enjoy a higher quality of life, we offer com­prehensive and expert medi­cal care with compassion. Our physicians, physician assis­tants, and staff have extensive training and provide support, treatment and management of diabetes. For a screening or to help manage your condition, call Maple Street Clinic and make an appointment today.

Brought to you by Dr. Brandon and Dr. Malinda Kearbey

An ounce of prevention is worth a pound of cure. This is especially true with oral health. Your oral hygiene habits play an important role in maintaining a healthy smile. If youre not brushing, flossing, and rinsing every day, youre jeopardizing the well-being of your teeth and gums, and possibly making yourself more vulnerable to systemic health issues such as heart disease and strokes.

A professional cleaning is an important part of your scheduled dental care. Our registered dental hygienists will remove tartar above and below the gum line, eliminate plaque and polish your teeth.

Sore, swollen, bleeding gums? With their periodontal therapy, The Dentists at Orenco Station can restore health to your gums and protect your oral well-being.

At our Hillsboro office, Drs. Brandon and Malinda Kearbey can assess your bite to determine if you have any temporomandibular joint (TMJ) problems. No matter what kind of TMJ disorder you have, it can be treatedtypically with a customized dental device.

Dr. Brandon Kearbey and Dr. Malinda Kearbey provide your family with excellent preventative care in Hillsboro. They understand the special needs and expectations of families and professionals. The Dentists at Orenco Station also serve the communities of Forest Grove, Beaverton, Cornelius, and Rock Creek. We invite you to make your appointment now

Brought to You by Annette Merrill, VP & Business Development Manager, Premier Community Bank

Now that the stresses and emotions of the election season are behind us (and I dont know a single person who is not grateful for that), it is time to remember our own gratitude for the freedoms we enjoy. While each of us has our own personal way to give back to the communities we live in, many people are not aware of Oregons Day of Giving which is just around the corner on Tuesday, November 29th. Many of our non-profit friends are registered on the www.oregoniansgive.org website and are ready to receive your donation. So while you fret over what to buy Grandma for Christmas, or what gift to give your neighbor, child, husband, or friend, consider first a donation to the hard working non-profits in your community. These are the services that provide shelter for the homeless, support to families facing crisis, tender companionship to the elderly, or childcare for single parents, to name just a few.

As a local community bank, Premier Community Bank supports over 100 local non-profit organizations in a variety of ways. From our employees who volunteer countless hours, banking services especially designed for our non-profit partners, to cash and in-kind giving, we are grateful to be able to give to the communities and neighborhoods where we do business.

So this next Tuesday, think about a gift to your favorite non-profit and then enjoy the holiday season with your family and friends.

Brought to you by Bob Ekblad, of Premier Community Bank

This coming November,

Oregon residents will vote

on a mega tax proposal,

Measure 97, formerly known

as Initiative Petition (IP)

28. In fact, this is one of

the biggest proposed tax

increases in Oregons history.

It is estimated to generate

$3.0 billion annually for the

state to spend on education,

health care, and senior

services; at least initially,

but future Legislatures may

choose to allocate these funds

differently.

The new tax would be 2.5%

on the gross Oregon sales for

companies headquartered

or doing business in Oregon

on amounts over $25

million. This tax would be

on gross business revenues,

regardless of a companys

profitability. And for many

products sold in Oregon, this

new tax may be layered upon

each step of the production

or distribution process;

therefore many items may

be taxed multiple times.

Certainly most of these

companies cannot bear such

a significant tax burden on

their own. So of course, this

tax will be passed onto their

customers, which will get

passed onto their customers,

and ultimately to you and

me as consumers. In fact,

a study by the nonpartisan

Legislative Revenue Office

estimates that ultimately

this tax will cost the average

Oregon household over $600

a year through higher prices

on many of our household

staples. So when November

rolls around, make sure to

give this tax-measure its due

consideration before casting

your vote!

314 E. MAIN STREET

HILLSBORO, OR 97123

503.693.7500

pcboregon.com

Brought to you by Drs. Brandon & Malinda Kearbey, Dental Experts

If you are an adult with

advances gum disease or have lost

teeth due to trauma, extractions

or severe decay, you are not alone.

At the Hillsboro office of Drs.

Brandon and Malinda Kearbey, we

recommend dental implants.

Dental implants are a wonderful

solution for replacing missing

teeth. Those gaps in your smile

can have a negative impact on

your appearance and your oral

health. People who have missing

teeth have a higher risk of gum

disease, experience shifting and

loosening of remaining teeth,

and can even lose more teeth. In

addition, missing teeth also means

incurring bone loss. The jawbone

will progressively lose bone where

there are missing teeth. There are

plenty of good reasons to consider

dental implants for your smile,

including:

 Strengthened jawbone

 Increased functionality

 Improved oral health

 Properly aligned bite

 Bone loss prevention

 Natural-looking results

 Better speaking ability

 Normal eating

Long-lasting results

A dental implant is made of a

titanium post thats embedded into

your jawbone. The post mimics a

real tooth root, keeping your jaw

strong. Your post will be capped

with a porcelain crown, which

looks, feels, and acts like a natural

tooth. If youd like to consider the

benefits of dental implants to repair

your smile, then The Dentists at

Orenco Station will be happy to see

you at their Hillsboro office.

Dr. Brandon Kearbey and

Dr. Malinda Kearbey provide

family,cosmetic, restorative, and

sedation dentistry to Hillsboro.

They understand the special

needs and expectations of families

and professionals. The Dentists

at Orenco Station also serve the

communities of Forest Grove,

Beaverton, Cornelius, and Rock

Creek. We invite you to make your

appointment now!

1322 NE ORENCO

STATION PKWY | SUITE 300

HILLSBORO, OR 97124

503.640.4262

dentistsatorenco.com

Brought to you by Donna Satterlee, Marketing Specialist Community Banking Expert

If you have a new business, the Small Business Development Center provides a list of 5 things you need to do your first year (or two).

(1) Know yourself. Where do you fit in the marketplace? What unique value do you provide to your customers? What problems are you solving? These questions and more create your brand. Your brand is what will separate you from your competition.

(2) Focus. Do not overlook the power of the planning process. Break down the year into 30, 60 and 90-day sprints. Define your goals and identify tasks to reach those goals. Work on this plan every single day.

(3) Get clear on your target market. Narrow down your ideal client so you know where to find them. For example, if your target market is young Portland professionals who attend every Timbers' home games and like whiskey, you know exactly what events, the brand voice that will resonate, and the kind of advertising that will get you the best return on investment (ROI).

(4) Develop your sales funnel. How do you engage with a potential customer? What do you do to turn them into a paying customer? Don't miss because you were unprepared or the prospect didn't know how to work with you.

(5) Keep track of your finances. Set up your bookkeeping systems to keep track of your sales and expenses. Not taking the time to do this will cause huge headaches come tax season. More importantly, you need to know where you're spending your money and who your best paying customers are, so you can make better decisions.

Call us if we can help you build your business.

PREMIER COMMUNITY BANK

314 E. MAIN STREET

HILLSBORO, OREGON 97123

503.693.7500

HYPERLINK "http://www.pcboregon.com/" www.pcboregon.com

Brought to you by Drs. Brandon and Malinda Kearbey, Dental Care Experts

E

Cosmetic dentistry can correct problems that keep your smile from looking its best. Chipped, cracked or stained enamel or gaps and missing teeth are just a few of the issues that can be repaired at the Hillsboro office of Dr. Brandon Kearbey and Dr. Malinda Kearbey. We create a personalized treatment plan that will restore the beauty and health of your smile.

One of our most popular cosmetic dentistry services is teeth whitening. Teeth can discolor for a variety of reasons, including aging, injuries and even pigmented foods and coffee. For a more healthy-looking smile we have both in-office and take-home whitening options that can brighten your smile up to 10 shades. Our in-office takes about an hour and with in-home whitening you can have whiter, brighter and more luminous teeth in 2 weeks!

The Dentists at Orenco Station also offer porcelain veneers, which are very thin translucent shells that fit over the front surfaces of your teeth. The main advantage of veneers is their natural look because they reflect light the same way tooth enamel does. Veneers correct darkening, chips, gaps and irregularly shaped teeth and other cosmetic problems with just one procedure. Veneers are custom made and they are the perfect size, shape and color for your teeth. They are strong, functional and stain resistant and the entire procedure of preparation and fitting the veneers to your teeth takes just 2 visits.

At The Dentists at Orenco Station, we can address all your smile issues. We invite you to make an appointment and let our cosmetic dentistry dramatically change your smile and your life.

DENTISTS AT ORENCO STATION

1322 N.E. ORENCO STATION PARKWAY

SUITE 300

HILLSBORO, OREGON 97124

503.640.4262

www.dentistsatorenco.com

Brought to you by Fred Johnson, Premier Community Bank

We Americans are a competitive bunch, and of all things, theres a group of people out there who are on a quest to achieve the perfect credit score – 850. While not impossible, its a feat only .5% of Americans manage to conquer.

There are a number of tips for boosting your score, and while some FICO-savvy individuals are fixed on earning 800+, a score of 780 or above will open most doors to the best rates and most favorable credit terms.

Payment history is the single most important factor in achieving a high score, according to FICO(Fair Isaac Corporation, creator of the credit scoring model). High scores also hinge on: the amount you owe on your credit lines and loans; the length of your credit history; how much new credit youve applied for and the types of accounts youve had. If you desire a 780 score or better you can boost your numbers by: monitoring your credit report; paying your bills within the grace period; focusing on paying off credit cards ahead of other types of debt; and maintaining a utilization ratio – the amount of credit you use versus the amount of credit available to you – of 10% or less.

Check your credit score for free at creditkarma.com or for a small fee, check your score from all three credit reporting agencies at myfico.com.

PREMIER COMMUNITY BANK

314 E. MAIN STREET

HILLSBORO, OREGON 97123

503.693.7500

HYPERLINK "http://www.pcboregon.com/" www.pcboregon.com

Brought to you by Dr. Malinda and Dr. Brandon Kearbey, Dental Care Experts

With school starting back up in a few weeks, parents and kids are getting school supplies and new shoes to prepare for the new school year. Student athletes are getting physicals and starting those daily doubles. Drs. Brandon and Malinda Kearbey of Dentists at Orenco recommend a dental checkup before you send your students back to school. Poor oral health, dental disease, and tooth pain can put kids at a serious disadvantage in school, according to a new Herman Ostrow School of Dentistry of USC study. Kids with tooth pain were 4 times more likely to have a low grade point average.

For elementary students, 2.1 days of missed school were due to dental problems, and high school students missed 2.3 days due to dental issues, she said. Also, parents missed an average of 2.5 days of work per year to care for children with dental problems. said Roseann Mulligan, chair of the schools Division of Dental Public Health and Pediatric Dentistry.

Childhood tooth decay is the number one chronic childhoodillness. Pain and infection caused by tooth decay can lead to problems in eating, speaking and learning. Left untreated, tooth decay can lead to malnourishment or bacterial infections.

Alarming, but tooth decay is easily avoided by good dental hygiene and seeing your dentist regularly. At The Dentists at Orenco for Kids! In Hillsboro, we offer advanced and specialty pediatric care in a kid-friendly practice. We offer a variety of treatments for kids from preventive dental checkups and cleanings to restorative care. We are pleased to announce that Dr. Michael Royse, a board certified Pediatric Dentist is joining our team. Dr. Royse will be joining us in October and we are scheduling appointments now. HYPERLINK "http://www.dentistsatorencoforkids.com/contact-us.html" Contact us to find out more or schedule an appointment today.