Debt Consolidation Calculator

Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card balances and other outstanding debt. You can then see what your monthly payment would be with a consolidated loan. Try adjusting your terms, loan types or rate until you find a consolidation plan that fits your needs - and most importantly your budget!

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

What Do Valley CU Members Say?

“Valley Credit Union was so awesome with their assistance in getting me into a new car. Absolutely the smoothest car purchase in my history. Steve Uchida, the car broker took care of all the dealer details and those can be trying!! Teri did a fantastic job for me on the financing! Thank you” - Summer Dardis, 50

“I like having Valley CU handle all of my financial needs. We’re buying our residence with a loan through Valley. We have both our checking and savings, and can always trust on friendly customer service here.” - Rich Stanislawski, 65