You may qualify for a bad credit home loan if you are not currently in
bankruptcy or a part 9 agreement. You are able to apply for a
home loan
from the first day that you are discharged.

To qualify you need to have at a
minimum 20% deposit, or 20% equity in the property you would like to refinance.
Maximum loan possible is to 80% of the value of your home.
more about >> Home Loans |
Enquiry

If you have any paid or unpaid defaults on your
credit history or you have previously been
bankrupt or held a part 9 agreement – your
credit report will reflect this fact for at
least 5 years after the debts are fully paid
out. During this time you will not qualify for
any unsecured loans.
more about >> Personal Loans |
Enquiry

Unsecured personal loans are not available to people with bad credit. If you are
struggling with your outstanding debts and are looking for some assistance with
debt elimination we may be able to assist. To qualify for assistance you need to
not have been previously bankrupt or in a part 9 debt agreement.

If you owe more than $8000 for any of the following:

Credits cards;

Personal loans;

Unpaid tax, phone and electricity bills;

Outstanding debt to Centrelink;

Debt through repossessed cars;

Other unsecured loans?

We can offer you a solution that can have you debt free within 2 – 4 years.

A Pay Day loan provides a flexible option of raising cash for any purpose.
Whether it is to pay the rent, mortgage or car payment, a pay day loan is
available for use as you wish. A number of Pay Day Lenders in Australia offer
loans without a credit check .

Therefore if you have some history of bad credit and require a small short term
loan, why not take out a pay day loan? In most cases money will be in your
account in a matter of hours.