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Hi, John. Welcome to PlowSite. For your question, I'd suggest going to the top of the page and clicking on the blue Search button. Look up "subcontracting" by searchword and read away. I'd think it would be fairly easy to find a company you could sub for. Yes, they'll pay extra for specialized equipment.

Yes.
However Comprehensive General Liability usually isn't very expensive. Check with Erie Insurance (I think they are in your market). Here it cost's our subs about $150 per year for $300,000 in coverage, and Erie Insurance knows what the coverage is for.