What on earth is happening out there? Is a major hurricane churning in the Gulf and taking dead aim at Louisiana? Is the Mighty Mississippi on the verge of overflowing its levees and about to flood thousands of acres, driving hundreds of thousands from their homes? Something drastic must be up. After all, State Farm Insurance Company just raised its rates on Louisiana homeowners by as much as 20%.

Has the final shoe dropped on Louisiana insurance policyholders who are seeing their insurance costs skyrocket, and who continue to pay the highest insurance costs in America? Can it get any worse? Well, I hate to tell ya, but yes it can, and it will.