Member Choice Fee Schedule

Many of the fees included in this Fee Schedule can be avoided based on how you choose to management your account and by choosing the no-fee option available for many of the more common account services.

Learn how to avoid specific fees, or call or email us. Our goal is make your credit union as efficient as possible by holding costs down so we can return more back to you (our member-owners), and increase our availability to help you with questions and transactions you cannot perform using our no-fee alternatives.

Based on your request for services or account management, the following fees may be assessed against your account and the following transaction limits apply.

Account Fees – Effective December 1, 2017

Non-Sufficient Funds (NSF) Item

$30.00 each

Account Closed within 90 Days of Opening

$15.00

Account Number Transfer

$5.00

Account Reactivation

$25.00

Removal of Joint Owner

$5.00

Doing Business As (DBA) Account Setup

$5.00

Custodial Account Setup

$5.00

Overdraft Transfer from Savings to Checking

$5.00 each

Excessive Savings Withdrawals-More than three (3) In-Branch per Month

$5.00 each

Early Holiday Club Withdrawal-Prior to October 1

$25.00

Excessive Vacation Club Withdrawals-More than one (1) per Calendar Quarter

$25.00 each

Dormant Account*

$5.00 per month

YES Money Market Balance Below $3,000

$10.00 per month

YES Plus Money Market Balance Below $25,000

No interest paid

Excessive YES and YES Plus Money Market Withdrawals-More than three (3) per Month