In order to get the best unsecured loans it is best to approach a good loan broker. Such loan brokers are associated with many specialist lenders who consider factors other than your credit score for providing a loan. They also most of the times don’t ask for a guarantor and there are no upfront fees either. However, you need to be careful with loans for bad credit with no guarantor and no fees because if you are unable to repay them your credit score will worsen