You’ll receive a 0% introductory balance transfer APR for 18 months* from the date of your account opening when your balance transfers are completed within 4 months from the date of your account opening.

There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

Take advantage of the new Citi Simplicity® Card offer to get a 0% APR on balance transfers and purchases* with no annual fee, no late fees, and no penalty rates.