NONDISCRIMINATION REQUIREMENTS

Under Section 1557 of the Affordable Care Act (ACA), individuals may not be denied, cancelled, limited or refused health coverage on the basis of race, color, national origin, sex, age or disability. In May 2016, the U.S. Department of Health and Human Services (HHS) Office for Civil Rights (OCR) published a final rule on nondiscrimination in health programs and activities.

Effective July 18, 2016, the final rule is broad in scope. These nondiscrimination requirements impact insurers, sponsors of group health plans, health care professionals, and any entity receiving any type of financial assistance from the Department of Health and Human Services (HHS). Group health plans that needed to make benefits design changes – to be compliant – were required to make their benefits changes on the first day of the plan or policy year beginning on or after January 1, 2017.

Employment with Cigna, including employment within the LDP program, is at-will; that is, it is not for a specified period of time and can be terminated at any time for any reason, with or without cause or notice, by me or by Cigna. LDP programs, policies and processes may be changed by Cigna at any time.

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