It looks like most of us will never be able to afford a place to live in our own country. At least, that’s according to a new report released by Consolidated Credit. Using data collected in July, it compared the average price of a house in 10 major cities with the local median family income and found that six of them were not affordable.

Not exactly what you were hoping to hear, amirite?

Before you give up on your dreams of home ownership forever, there’s some fine print. The unaffordable ratings found on the map below are based on Consolidated Credit’s recommended budget plan, which stipulates that no more than 25 per cent of your income should be going to your mortgage or rent. The Canadian Mortgage and Housing Corporation, however, permits up to 32 per cent of gross income for the same expenses. Which means some people may be able to stretch their income a little further than others.

At the same time, while this new information is mostly a bummer, it can also point you in the direction of good deals. Charlottetown, Saint John, Regina and St. John’s were all found to be affordable, relative to local incomes.

For the rest of you, hold your breath and check out the map below (we’re sorry in advance):