TexasLending.com is the most trusted name in home purchase and refinance in the greater Dallas area.

About TexasLending.com

TexasLending.com is the most trusted name in home purchase and refinance in the greater Dallas area. The firm has been honored with the prestigious Consumer’s Choice Award for Mortgage Lenders/ Non-Banks seven years running and is a proud member of the Dallas and Northeast Texas Better Business Bureau.

Q: Does the IRS demand immediate payment; in other words would they call me to demand payment?

Texas Lending: It’s true that making your tax payments on time is important, however, the IRS isn’t known for demanding immediate payments – especially over the phone. The IRS will not ask for a specific method of payment and will typically correspond via mail through the U.S. Postal Service.

Q: I received a threatening message from the IRS. I don’t want to go to jail. What should I do?

Texas Lending: You should report it to state and local law enforcement agencies. The IRS does not leave messages threatening incarceration. If you have any questions regarding the status of your tax liability you can call the IRS directly. Keep in mind though, the IRS is overwhelmed with telephone calls this time of year and wait times may be significant. [Continue reading]

Will the changes help homebuyers? What is different? In this brief Q and A, Texas Lending.com answers these questions and more about FICO’s most recent update to its credit-scoring system.

Q: What is the difference between the new FICO system and the old?

Texas Lending: There are two significant changes to the new FICO 9 scoring system. First, medical debt weighs less against one’s credit score. A second yet equally important difference is that paid collection accounts are no longer a negative. The new system has no impact on people with unpaid collections or delinquent credit accounts.

Q: How are these changes likely to affect the average credit score?

Texas Lending: The new scoring model will affect persons with medical debt and settled collections. It is expected that the median credit increase for this group of consumers is around 25 points. [Continue reading]

According to Texas Lending.com, the Lone Star State has seen unemployment rates at their lowest in eight years and has enjoyed substantial job growth for 51 straight months.
Q: How many new jobs were added to the Texas workforce in 2014?
Texas … [Continue reading]

In this brief Q & A, Texas Lending answers common questions facing millions of Americans struggling to build their nest egg.
Q: I don’t have any extra money to save. How can I get ahead?
Texas Lending: You may have more disposable income … [Continue reading]

Texas Lending is one of America’s leading lenders. But even these guys have to take a break from dollar signs sometimes. Here, a spokesperson from the company talks home décor, which can brighten your mood and enhance your home’s value.
Q: … [Continue reading]

Dallas-based Texas Lending answers questions about some of the most common positive side-effects of fixing a failed FICO.
Q: How will a higher credit score affect my ability to obtain a loan?
Texas Lending: Lenders take a borrower’s credit … [Continue reading]

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TexasLending.com Reviews

I already referred our neighbor to Texas Lending and they closed on their house and are as equally pleased as we are. Thanks for making this such an excellent experience. Rating: 5 out of 5. – Laura –

Working with Texas Lending was easier than go on a shopping trip to Wal-Mart, seriously! We didn’t even have to leave the house to finalize all the paperwork. We were truly blessed to get to work with all of you! Rating: 5 out of 5. – Rebekah –