Consumer Home Real Estate Loans

We have loan options available for you! Whether it's help with purchasing a new home before selling your current home, purchasing a future home building site, home construction or end loan financing, SLB can help you every step of the way!

Bridge Loan

Let us help you purchase a new home before the sale of your current home.

Benefits

Ease the transition between homes by using the net equity in your existing home as a down payment for the new home, before your existing home sells. Designed to be paid off in full at the time long-term financing is secured.

Features

Short term, temporary financing

Fixed rate, flexible terms

Monthly interest-only payment

Secured by both homes

Land or Lot Loan

Purchase your future home building site.

Benefits

Found the perfect building site, but you aren't ready for construction? Look to us for financing. Take the time you need to develop your design plan and find a home builder. When you're ready to build, consider our construction loan option.

Features

Flexible terms

Competitive fixed interest rate

Fixed monthly payment

Secured by the land or lot

Construction Loan

We can help make your plans a reality.

The Process

Design the home of your dreams with the contractor of your choice. We provide a free consultation to review your plans, budget and finances. After loan approval and as work is completed, submit a list of invoices for payment. SLB will review and inspect completed work. Funds are typically advanced withing 24 hours.

Features

Fixed rate, flexible terms

Quick turnaround on advances

Secured by anticipated value of new home

First Mortgage Loans

Silver Lake Bank has fixed and variable rate loan options for terms up to 30 years with local servicing provided.