We help businesses find workers' compensation insurance the way they want it. Take a look at our cash friendly programs including Pay As You Go workers comp coverage and our best selling programs by industry type. We're confident we can help you find lower rates and purchase more affordable coverage for your business.

A lot of business owners are misinformed regarding workers' comp insurance. Businesses know they need it, but they often don't understand how it works or how to buy it at the lowest rates possible. Learn more about workers' compensation insurance or contact one of our Specialists to get help with your questions about workers compensation insurance.

We provide our customer with the highest level of customer service and support. To get help with your insurance policy please choose one of the links to the right or contact us to get help with specific questions about your workers compensation policy or coverage.

We Help Agents and Payroll Bureaus Sell More Workers Compensation Insurance.

Because we are a national insurance agency specializing in workers compensation coverage, we have access to a ton of markets. If you are an agent or payroll provider we can help you write Pay As You Go insurance and more.

Workers Compensation Markets

Wholesale Workers Compensation

Looking for new or better workers compensation markets? Ever have trouble placing a risk due to the exposure or experience modification factor? We help agents and payroll service providers place more workers' compensation policies with our National Partner Programs.

We provide fast and knowledgeable workers' compensation brokerage services designed to help you and your customers find the most affordable workers compensation quotes in the least amount of time. Get access to cutting edge Pay As You Go programs and easy flexible payment options from more than 35 insurance companies.

National Agency

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we make it easy buy workers compensation

Workers Compensation Shop.com was founded in 2005 as a national online insurance agency. We specialize in the unique issues associated with workers' compensation insurance and the need businesses have for more affordable workmans comp coverage throughout the country.

The Workers Compensation Market Problem

Workers comp coverage might be the most important insurance product for small business owners because it protects you against claims that could potentially devastate your business. Unfortunately, many agents do not have real expertise in workers' compensation rules and regulations. They also don't have access to enough insurance companies to satisfy the needs of all types of industries.

Workers Compensation Shop.com is a national Agency, licensed throughout the United States.

$O Deposit or Minimum Down

Lower Monthly Payments

National Insurance Agency

We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Virginia employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

We're a national insurance agency with more carriers and a stronger focus on workers compensation insurance than other Virginia bases agencies. You get the power of more leverage and more quote options when you decide to quote with us.

Pay As You Go Workers Compensation

Perfect for all Virginia Employers

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Don't wait for your Virginia rates to increase

Quote Virginia Workers Compensation With Us

Exclusive Workers' Comp Programs

Need Help With Virginia Class Codes?

Our highly targeted workers compensation insurance programs help business owners get the very best coverage from insurance carriers with the greatest appetite for their insurance business. Find out how are programs help save employers time and money in Virginia.

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Virginia. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.

THE RIGHT QUOTE MAKES A DIFFERENCE.

SHOP COMP LIKE THE BUSINESS PRO YOU ARE

Did you know that the cost of a workers comp policy in Virginia can vary significantly between insurance company, underwriter, and insurance agency?

Purchasing Workers Comp Insurance in Virginia

2016 Virginia Coverage Requirements

Businesses with 3 or more full-time or part-time employees are required to purchase workers compensation insurance. Companies with less than 3 employees can still be liable for the cost of a claim if workers' comp is not purchased.

Sole-Proprietors and Partners are automatically excluded for coverage, but they can elect to be covered.

Corporate Officers are automatically included in coverage, but they may elect to be partially excluded by rejecting accident coverage. A Notice of Rejection form must be filed with the carrier and the Insurance Commission. Unpaid Officers are not considered employees.

LLC Members are considered owners and are not automatically covered on a workers comp policy. They are able to elect coverage on the Acord 130 form. Manager of LLC are treated the same as Officers.

2016 Payroll Requirements for Owners

Sole-Proprietors and Partners who include themselves on workers compensation coverage must use a minimum payroll amount of $50,700 for rating purposes. (As of 4/1/2016)

Officers and LLC Members who are not excluded from coverage must utilize a minimum payroll of $26,000 and a maximum payroll of $104,000 for the purpose of rating workers comp premium. (As of 4/1/2016)

At Workers Compensation Shop.com, we help Virginia employers with easy to write and hard to place workers compensation insurance. With a broad and diverse line-up of insurance partners, We're poised to shop your workers compensation coverage to find the best deals for you industry and business type.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Virginia employers buy more affordable coverage for their business.

Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.