Georgia Appraisal Licensing Education Packages

Save up to 25% on Georgia Appraisal Continuing Education & License Renewal and appraisal license renewal packages created just for you. Select Georgia appraisal packages based on the hours you need and the topics that interest you.

Individual Georgia Appraisal Licensing Education Courses

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Online Webinar Recorded Webinar

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Non-Credit Mandatory Elective

Credit Hours

0 2 3 4 5 6 7 8 14

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The Appraisal Foundation

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Residential USPAP TAF

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2018-2019 7-Hour National USPAP Update Course

7Hours

Get up to speed on the latest edition of USPAP with The Appraisal Foundation's official online course. This course will cover all the ...

Get up to speed on the latest edition of USPAP with The Appraisal Foundation’s official online course. This course will cover all the revisions in the 2018-2019 version of the National USPAP Update course plus it will help you apply the requirements of USPAP in situations that occur during your day-to-day work.

COURSE HIGHLIGHTS:

Gain fluency and mastery in USPAP concepts and applications

Go in-depth on the issues that affect your daily appraisal practice

Learn through the use of peer-polls, quizzes, course video and downloadable aids

The 7-Hour National Uniform Standards of Professional Appraisal Practice (USPAP) Update Course, as developed by The Appraisal Foundation...

The 7-Hour National Uniform Standards of Professional Appraisal Practice (USPAP) Update Course, as developed by The Appraisal Foundation, focuses on changes to USPAP for 2018-19 and on appraisal issues that affect daily appraisal practice. It is unique in that the Course is developed by The Appraisal Foundation and is revised on a periodic basis to stay current with the latest edition of USPAP. In this course, The Appraisal Foundation intends to:

Present and explain the new revisions to USPAP adopted in 2017 and effective from January 1, 2018 through December 31, 2019

Present the current changes to USPAP in a variety of scenarios

Present scenarios that challenge participants to interpret and apply USPAP to situations they encounter in their daily practice

4.27 Average Customer Rating

Supervisor-Trainee Course for Georgia

4Hours

The Supervisor-Trainee Appraiser course addresses the requirements and responsibilities of supervisory appraisers as well as expectation...

The Supervisor-Trainee Appraiser course addresses the requirements and responsibilities of supervisory appraisers as well as expectations for Trainee Appraisers. This course meets the requirements established by the Appraiser Qualifications Board (AQB) of The Appraisal Foundation in its 2015 Real Property Appraiser Qualification Criteria.

COURSE HIGHLIGHTS:

Increase your understanding of the responsibilities and obligations of both the Trainee Appraiser and the Supervisory Appraiser within the context of the Trainee – Supervisor relationship

4.58 Average Customer Rating

Appraisal of REO and Foreclosure Properties

7Hours

Gain a greater understanding of the lending and foreclosure processes leading to properties becoming real estate owned (REO), and the ro...

Gain a greater understanding of the lending and foreclosure processes leading to properties becoming real estate owned (REO), and the roles and responsibilities of valuation professionals in this process.

COURSE HIGHLIGHTS:

Explore the development of the traditional approaches for residential appraisals, with emphasis on the challenges associated with REO and foreclosure properties

Examine an appropriate scope of work for an REO appraisal

Gain insights on the concepts of cost to repair and cost to cure, along with data sources to support cost estimates

4.57 Average Customer Rating

Essential Elements of Disclosures and Disclaimers

5Hours

In today's lawsuit-saturated world, it is critical for appraisers to understand the use of disclosures and disclaimers. This course wi...

In today’s lawsuit-saturated world, it is critical for appraisers to understand the use of disclosures and disclaimers. This course will show you how to leverage disclosures and disclaimers in your everyday appraisal practice.

COURSE HIGHLIGHTS:

Gain confidence in key terminology, requirements and issues associated with disclosures and disclaimers

Examine disclosure requirements related to scope of work and assignment conditions

Uncover issues with disclosures and disclaimers when appraising environmentally-affected properties, certain property conditions and other special situations

4.51 Average Customer Rating

Avoiding Mortgage Fraud for Appraisers

7Hours

Appraisal fraud is one of the fastest growing financial crimes in the real estate industry. This course will take you through the integr...

Appraisal fraud is one of the fastest growing financial crimes in the real estate industry. This course will take you through the integral steps you need to take to avoid mortgage fraud as an appraiser.

COURSE HIGHLIGHTS:

Get an in-depth look at mortgage and valuation fraud and the various fraud schemes common today

Examine the appraiser’s role in various types of real estate and mortgage-related swindles

Learn the steps you can take to limit your liability and decrease the likelihood of becoming ensnared in a mortgage fraud scheme

COURSE HIGHLIGHTS: •Learn the difference between a factual and expert witness and the rules that apply to both
•Understand the facts you may be asked to present in divorce cases, bankruptcy cases, foreclosure cases, and Ad Valorem assessment appeals and estate appraisals
•Get comfortable with how deposition and courtroom proceedings work

4.47 Average Customer Rating

Evaluations, Desktops, and Other Limited Scope Appraisals

4Hours

This course is intended to assist appraisers in understanding the need for and requirements to develop a limited scope appraisal for use...

This course is intended to assist appraisers in understanding the need for and requirements to develop a limited scope appraisal for use in certain types of residential lending and servicing. The discussion of several different types of limited scope appraisals involves the development and reporting of the appraisal in accordance with the Uniform Standards of Professional Appraisal Practice (USPAP).

Course highlights:

•Compare and contrast the most common alternative valuation products•Recognize when an approach may be omitted from a limited scope appraisal assignment •Be able to comply with USPAP STANDARD 2 requirements for written appraisal reports•Apply the concepts learned in the course to the review of a limited scope appraisal assignment and report

4.46 Average Customer Rating

Residential Appraisal Review and USPAP Compliance

7Hours

Gain insights on appraisal review assignments and the effect USPAP has on these assignments, the reviewers, and the work of appraisers i...

Gain insights on appraisal review assignments and the effect USPAP has on these assignments, the reviewers, and the work of appraisers involved in the assignments. Course developed by The Appraisal Foundation. NOTE: This course is not a substitute for the 7-hour National USPAP Course, which appraisers are required to complete every two years.

COURSE HIGHLIGHTS:

Gain a better understanding of USPAP in conjunction with producing appraisal reviews that are USPAP compliant

Get guidance and insights for the reports you produce that will be reviewed

Learn how to raise your level of professionalism and the standards for your appraisal reports

4.43 Average Customer Rating

Introduction to the Uniform Appraisal Dataset

2Hours

Knowledge of the Uniform Appraisal Dataset (UAD) is essential to completing appraisals for lenders who sell loans to Fannie Mae and Fred...

Knowledge of the Uniform Appraisal Dataset (UAD) is essential to completing appraisals for lenders who sell loans to Fannie Mae and Freddie Mac. Gain insights on the Uniform Mortgage Data Program (UMDP) and learn the specific requirements of UAD.

COURSE HIGHLIGHTS:

Explore why UMDP was created, and the benefits for appraisers

Get comfortable with key terminology and acronyms associated with UMDP

Get insights on key information about UAD, including types of loans that require UAD compliance, report form types included, and USPAP obligations

The Sixth Edition of the Uniform Appraisal Standards for Federal Land Acquisitions (Yellow Book) is the basis for this online course.&nb...

The Sixth Edition of the Uniform Appraisal Standards for Federal Land Acquisitions (Yellow Book) is the basis for this online course. The course follows the Standards’ format in first discussing appraisal development, followed by appraisal reporting, appraisal review, and legal foundations.

The course relies heavily on the source document itself for its content with many case problems interspersed throughout the material to provide practical applications of the points discussed. Both the Yellow Book and this course are written for clarity and readability and should serve as useful and understandable guidance for appraisers, attorneys, and the public.

Upon completion of this course, participants will be able to: •Describe the relationship between market value and just compensation and the necessity for fairness and justice for the property owner and the public;•Apply the appraisal development process to appraisal assignments for federal acquisitions;•Summarize the reporting requirements for appraisal and appraisal review assignments prepared for federal acquisitions; and,•Relate the legal foundation and guidance that govern valuation problems and appraisal issues for federal acquisitions.

4.36 Average Customer Rating

Manufactured Home Appraisal

4Hours

This course is iPad compatible. Manufactured housing is very different than conventional "stick built" housing and other factor...

This course is iPad compatible.

Manufactured housing is very different than conventional “stick built” housing and other factory built housing. As such, it has very specific appraisal requirements which must be met for entities such as Fannie Mae, FHA, USDA and VA.

In this course we will discuss the history of manufactured housing and the different “types of factory-built homes” and the importance of the HUD Code. We will examine some manufactured home facts and relevant statistics and the importance of understanding the difference between real and personal property. Since manufactured housing has very specific appraisal requirements we will review the importance of keeping current with respect to these appraisal requirements or guidelines and how to keep up to date with appraisal protocol.

Two critical elements of appraising manufactured homes, the HUD data plate and HUD label will be reviewed and explained.
Now that we have gained a general understanding of manufactured homes, it is time to review the specific requirements for appraising them according to Fannie Mae, FHA, USDA and VA.

We will review and explain the specific appraisal requirements required by each of the aforementioned entities. Knowledge and understanding of the guidelines will allow appraises to perform entity specific compliant appraisals.
Building on the general knowledge and specific appraisal requirements of Fannie Mae, FHA, USDA and VA we will them illustrate how to complete the appraisal report on the manufactured housing report form 1004C. Line by line illustrations and instructions will be provided including the cost approach section.

Completing this course should prepare you to successfully complete compliant appraisals and reports for manufactured housing.

4.37 Average Customer Rating

Residential Report Writing: More Than Forms

7Hours

Understanding the content requirements and procedures associated with a residential appraisal report is critical. This course will guide...

Understanding the content requirements and procedures associated with a residential appraisal report is critical. This course will guide you through different report forms and acquaint you with other valuable reporting options.

COURSE HIGHLIGHTS:

Learn how to distinguish appraising from reporting

Review USPAP minimum standards for written report content

Gain insights into reporting form options for manufactured homes, small income properties, cooperatives, and condos

4.35 Average Customer Rating

Intermediate Income Approach Case Studies for Commercial Appraisers

4Hours

This course is intended to provide the participant with enhanced skills as it relates to the application of direct capitalization and yi...

This course is intended to provide the participant with enhanced skills as it relates to the application of direct capitalization and yield capitalization. Also covered in this course are the development of reliable effective gross income estimates, vacancy and collection loss, analysis of operating expenses, and calculating net operating income.

COURSE HIGHLIGHTS:

Apply the direct capitalization process using the derivation of comparable sales method, and the band of investment method using mortgage and equity technique.

Use market-extracted data to complete a direct capitalization process case study to develop an opinion of value.

Apply the methodology of yield capitalization and its application to changing income streams for income producing properties.

4.25 Average Customer Rating

The Sales Comparison Approach

7Hours

As one of the three primary methods used to value real property, the sales comparison approach is a critical tool in the appraiser's t...

As one of the three primary methods used to value real property, the sales comparison approach is a critical tool in the appraiser’s toolkit. Dive deeper into the sales comparison approach, expanding on concepts learned in the Basic Appraisal Principles and Procedures courses.

4.17 Average Customer Rating

Appraisal of Fast Food Facilities

7Hours

With over 160,000 fast food restaurants in the U.S., there are a wealth of opportunities for commercial appraisers to branch out into th...

With over 160,000 fast food restaurants in the U.S., there are a wealth of opportunities for commercial appraisers to branch out into this specialization. This course will teach you the important appraisal aspects of these facilities.

COURSE HIGHLIGHTS:

Review leased fee valuation, the sales comparison and income approach, and the discounted cash flow analysis in relation to fast food restaurants

Examine the physical characteristics to the lease clauses influencing value of these properties

4.09 Average Customer Rating

Appraisal of Owner-Occupied Commercial Properties

7Hours

Appraising owner-occupied commercial properties raises several more questions than the appraisal of investor-owned properties. Commercia...

Appraising owner-occupied commercial properties raises several more questions than the appraisal of investor-owned properties. Commercial appraisers will find answers to those pressing questions in this course.

COURSE HIGHLIGHTS:

Get insights on how owner-occupied properties are appraised

Gain an understanding of the special features that bring value to owner-occupied industrial warehouses, restaurants and office buildings

Find answers to the top questions that arise when appraising owner-occupied commercial properties

3.99 Average Customer Rating

Evaluating Today’s Residential Appraisal: Reliable Review

7Hours

This course is iPad compatible. The need for appraisal reviews has increased in recent years for a variety of reasons: more pressur...

This course is iPad compatible.

The need for appraisal reviews has increased in recent years for a variety of reasons: more pressure on lenders to evaluate the reliability and accuracy of appraisals, state laws requiring AMCs obtain appraisal reviews on certain percentages of appraisal reports received, more lawsuits, follow up steps related to bank-acquired properties following foreclosures, and many other reasons. However, the industry continues to have few review designations and there is no appraisal review license issued.

This course is designed to provide training to current appraisers who are interested in mastering the nuances and pitfalls that come with appraisal review, specifically reviewing residential appraisal reports, mainly for lending uses. The course begins with looking at the why, what, and how of appraisal review. After those basics, the Review Standards themselves and Rules are examined, with a strong focus on example scenarios, sure to bring out good discussions in a classroom environment. Additionally, these units tie together the associated components of the Development and Reporting Standards, rather than simply examining Development in one chapter and then Reporting in the next; this approach ensures that there is an immediate understanding of the practical implications on the report itself. The next chapter focuses on the flexibility of a review’s scope, common forms as they relate to the scope of work, and distinguishing between statements that infer a value opinion and those that do not. What do we actually measure the appraisal report against? This is the question we answer in the next three chapters, looking at the Standards for appraisals, unacceptable practices and common errors, and typical client and user expectations. While report and scenario examples are used throughout the report, longer report examples are discussed in the final chapter, along with revisiting ethics.

3.95 Average Customer Rating

Appraisal of Land Subject to Ground Leases

7Hours

One of the most sought after commodities on the real estate market is commercial property. This course will give you a thorough understa...

One of the most sought after commodities on the real estate market is commercial property. This course will give you a thorough understanding of the multiple components of ground leases—an important asset to have when it comes to valuing commercial real estate.

COURSE HIGHLIGHTS:

Gain a thorough understanding of the multiple components of ground leases

Learn why ground leases are used, how they are structured, and the unique challenges they pose

Explore the primary physical characteristics and lease clauses that influence the value of ground property

3.94 Average Customer Rating

Appraisal of Industrial Incubators

7Hours

Industrial incubators have existed for over two decades, but only recently are recognized as a separate type of industrial property. Thi...

Industrial incubators have existed for over two decades, but only recently are recognized as a separate type of industrial property. This course gives commercial appraisers insights on valuing these properties.

COURSE HIGHLIGHTS:

Grow your understanding of the industrial incubator market and the factors that influence supply and demand

Use the Sales Comparison Approach to address adjustments unique to this market

Learn how the Income Approach can help you understand the estimation of income, expenses and capital expenditures specific to industrial incubators

4.53 Average Customer Rating

Intro to Terms and Concepts of USPAP

Designed for state regulatory agencies, this course will guide your understanding of the Uniform Standards of Professional Appraisal Pra...

Designed for state regulatory agencies, this course will guide your understanding of the Uniform Standards of Professional Appraisal Practice (USPAP) and your relevance in, and applicability to, state enforcement programs.

COURSE HIGHLIGHTS:

Gain insights on property appraisers’ USPAP-related obligations in an assignment

4.09 Average Customer Rating

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This is a non-credit course.

Recorded Webinar

Non-Credit

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Recorded Webinar: It Didn’t Appraise, Now What?

Designed for Real Estate Agents, Brokers and Appraisers, this 1-hour non-credit Pro-Series webinar aims to foster understanding between these specialties relating to appraisals. Lending and appraisal requirements have increased and the demands of buyers and sellers have never been greater. Join instructor Michelle C. Bradley as she discusses best practices for agents and appraisers regarding what information can be shared, what data is relevant to appraisers, and information about “appealing” an appraisal.

Designed for Real Estate Agents, Brokers and Appraisers, this 1-hour non-credit Pro-Series webinar aims to foster understanding between these specialties relating to appraisals. Lending and appraisal requirements have increased and the demands of buyers and sellers have never been greater. Join instructor Michelle C. Bradley as she discusses best practices for agents and appraisers regarding what information can be shared, what data is relevant to appraisers, and information about “appealing” an appraisal.

This Webinar is available for Informational Purposes only. No state license credit will be issued.

Recorded Webinar

Non-Credit

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Recorded Webinar: Working with AMCs

Appraisers may have strong feelings about Appraisal Management Companies, but with about 80% of the mortgage appraisal volume engaged through AMCs, working with an AMC is almost a necessity as an appraiser today. Join appraisal instructor Tony Pistilli as he explores the best practices for working with AMCs and growing your business. Learn techniques to help you maximize the benefits of your AMC partnerships, including the best questions to ask when interviewing potential AMC clients and how to improve your appraiser score with AMCs.

Appraisers may have strong feelings about Appraisal Management Companies, but with about 80% of the mortgage appraisal volume engaged through AMCs, working with an AMC is almost a necessity as an appraiser today. Join appraisal instructor Tony Pistilli as he explores the best practices for working with AMCs and growing your business. Learn techniques to help you maximize the benefits of your AMC partnerships, including the best questions to ask when interviewing potential AMC clients and how to improve your appraiser score with AMCs.

This Webinar is available for Informational Purposes only. No state license credit will be issued.

Recorded Webinar

Non-Credit

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Recorded Webinar: Changes to USPAP 2018-19

Catch up on all the changes to USPAP for 2018-2019 in this recorded webinar intended to provide a brief overview to the revisions made to USPAP for 2018-19 with a focus on the most relevant information to real property appraisers, including revisions to the ETHICS RULE, the COMPETENCY RULE, and the RECORD KEEPING RULE. NOTE: This is a non-credit informational recorded webinar, and is not intended to be a substitute for the 7-hour USPAP Update Course.

Catch up on all the changes to USPAP for 2018-2019 in this recorded webinar intended to provide a brief overview to the revisions made to USPAP for 2018-19 with a focus on the most relevant information to real property appraisers, including revisions to the ETHICS RULE, the COMPETENCY RULE, and the RECORD KEEPING RULE. NOTE: This is a non-credit informational recorded webinar, and is not intended to be a substitute for the 7-hour USPAP Update Course.

This Webinar is available for Informational Purposes only. No state license credit will be issued.

Recorded Webinar

Non-Credit

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Recorded Webinar: Appraising Solar Panels- A Primer

An overview of solar panels, methods of valuation, and challenges of appraising properties with solar.
Determining the value of solar panels has become an appraisal issue that has many appraisers asking questions. Take the first step towards competency in the valuation of this energy efficient feature of real estate. Join us for a discussion of solar basics, valuation challenges, and some tips and techniques to assist you in appraising properties with solar panels.
Instructor Mark Buhler has over 25 years of appraisal experience and specializes in the valuation of energy efficient, ‘green’ homes, which are increasingly becoming more common in the
marketplace.

An overview of solar panels, methods of valuation, and challenges of appraising properties with solar.
Determining the value of solar panels has become an appraisal issue that has many appraisers asking questions. Take the first step towards competency in the valuation of this energy efficient feature of real estate. Join us for a discussion of solar basics, valuation challenges, and some tips and techniques to assist you in appraising properties with solar panels.
Instructor Mark Buhler has over 25 years of appraisal experience and specializes in the valuation of energy efficient, ‘green’ homes, which are increasingly becoming more common in the
marketplace.

Explore the risks and benefits of completing Desktop Appraisals when servicing residential mortgage clients. Many small appraisal businesses can grow their market share by adding additional services such as Desktop Appraisals to their product mix. However, there are risks and benefits to consider before completing these and similar alternative valuation services.

Explore the risks and benefits of completing Desktop Appraisals when servicing residential mortgage clients. Many small appraisal businesses can grow their market share by adding additional services such as Desktop Appraisals to their product mix. However, there are risks and benefits to consider before completing these and similar alternative valuation services.

This Webinar is available for Informational Purposes only. No state license credit will be issued.

Recorded Webinar

Non-Credit

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Recorded Webinar: Report Templates: The Good, the Bad, and the Ugly

Most appraisers use report templates, whether they are preparing form reports on residential properties or narrative reports on non-residential properties. This 1-hour, non-credit webinar looks at some of the problems that can occur when appraisers do not use templates appropriately, and how appraisers can avoid these issues by carefully reading and periodically editing their templates.

Most appraisers use report templates, whether they are preparing form reports on residential properties or narrative reports on non-residential properties. This 1-hour, non-credit webinar looks at some of the problems that can occur when appraisers do not use templates appropriately, and how appraisers can avoid these issues by carefully reading and periodically editing their templates.

This Webinar is available for Informational Purposes only. No state license credit will be issued.

Recorded Webinar

Non-Credit

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Recorded Webinar: The Emerging Trend of Marijuana in Real Estate

Now that marijuana is legal in many parts of the country, it’s starting to make an impact in real estate. In this recorded webinar, Ryan Lundquist reviews important things an appraiser should consider when dealing with a property connected with marijuana, such as land value, zoning, increasing rents, disclosures, and communicating well with clients when they have questions. Note: This webinar is not intended as an advocate for or against marijuana, but only as a means to equip appraisers with the knowledge and tools to be effective in a changing market.

Now that marijuana is legal in many parts of the country, it’s starting to make an impact in real estate. In this recorded webinar, Ryan Lundquist reviews important things an appraiser should consider when dealing with a property connected with marijuana, such as land value, zoning, increasing rents, disclosures, and communicating well with clients when they have questions. Note: This webinar is not intended as an advocate for or against marijuana, but only as a means to equip appraisers with the knowledge and tools to be effective in a changing market.

Live Webinar: Property Condition, A Method to the Madness! (Non-Credit)

In the short time period of our appraisal observance (when the subject property is viewed), we attempt to gather the information necessary to estimate remaining economic life, and to rate the condition of the improvements. Credible opinions and conclusions on REL and condition are essential to even the simplest of assignments. This professional development webinar will discuss a process and methodology to base the opinions and conclusions of these factors. The course objective is have a better understanding of the relationship between component age, component economic life, and the resulting estimated remaining economic life of the total improvements. Additionally, practice and application of this process will serve to increase consistency and confidence in the your personal work product.

Presenter Dale Shea is an active certified general appraiser in Illinois and Wisconsin. With offices in both Lake County, IL, and Chicago, IL, Dale’s group specializes in complex residential and small commercial properties, including high-end new construction and rehabs. He is also active in the acquisition, development and resale of distressed properties in the Chicago area and has been both a VA and FHA appraiser for over 30 years. Dale is an AQB Certified USPAP Instructor.

Join us on Wednesday, May 29 from 11AM-12PM EST for this one-hour, non-credit Pro-Series webinar.

In the short time period of our appraisal observance (when the subject property is viewed), we attempt to gather the information necessary to estimate remaining economic life, and to rate the condition of the improvements. Credible opinions and conclusions on REL and condition are essential to even the simplest of assignments. This professional development webinar will discuss a process and methodology to base the opinions and conclusions of these factors. The course objective is have a better understanding of the relationship between component age, component economic life, and the resulting estimated remaining economic life of the total improvements. Additionally, practice and application of this process will serve to increase consistency and confidence in the your personal work product.

Presenter Dale Shea is an active certified general appraiser in Illinois and Wisconsin. With offices in both Lake County, IL, and Chicago, IL, Dale’s group specializes in complex residential and small commercial properties, including high-end new construction and rehabs. He is also active in the acquisition, development and resale of distressed properties in the Chicago area and has been both a VA and FHA appraiser for over 30 years. Dale is an AQB Certified USPAP Instructor.

Join us on Wednesday, May 29 from 11AM-12PM EST for this one-hour, non-credit Pro-Series webinar.

Live Webinar: Adjustment Support for Residential Appraisers

This course is developed specifically for residential appraisers who want to use appropriate methodologies to develop and support adjustments in the Sales Comparison approach to value. Intended Users of residential appraisals today expect significant adjustments to be market based and well-supported. This course assumes that you have had training and some experience with the appropriate development of the Sales Comparison approach.

This course supplements your training by presenting several methods of developing and supporting your adjustments. The first chapter begins with the proper sequence of adjustments and a quick review of several foundational appraisal principles. Numerous methods of developing Gross Living Area (GLA) adjustments are presented next.

Methodologies for developing Bedroom and Bathroom adjustments follow in the second chapter, along with an introduction to employing income capitalization to develop and support adjustments. Subsequent chapters present additional methodologies to develop market-based adjustments for changing market conditions over time, builder upgrades, sales concessions, basements finishes, outbuildings, accessory dwelling units, and view amenities.

Whether you have abundant sales and rental data, or a scarcity of data, these methods can strengthen your appraisal quality by supporting your adjustments. Logic and reasoning are also discussed throughout the course, so you are empowered to produce and report credible results.

This course is developed specifically for residential appraisers who want to use appropriate methodologies to develop and support adjustments in the Sales Comparison approach to value. Intended Users of residential appraisals today expect significant adjustments to be market based and well-supported. This course assumes that you have had training and some experience with the appropriate development of the Sales Comparison approach.

This course supplements your training by presenting several methods of developing and supporting your adjustments. The first chapter begins with the proper sequence of adjustments and a quick review of several foundational appraisal principles. Numerous methods of developing Gross Living Area (GLA) adjustments are presented next.

Methodologies for developing Bedroom and Bathroom adjustments follow in the second chapter, along with an introduction to employing income capitalization to develop and support adjustments. Subsequent chapters present additional methodologies to develop market-based adjustments for changing market conditions over time, builder upgrades, sales concessions, basements finishes, outbuildings, accessory dwelling units, and view amenities.

Whether you have abundant sales and rental data, or a scarcity of data, these methods can strengthen your appraisal quality by supporting your adjustments. Logic and reasoning are also discussed throughout the course, so you are empowered to produce and report credible results.

Live Webinar: The Appraisal of 2-4 Unit Properties

This course identifies the elements of an appraisal of 2-4 unit properties and identifies the components that are important to appraisers in their analysis. Appraisals of single-family residential property differ from multi-unit properties. A key difference is the income producing capability of the multi-unit property. Although the sales comparison approach and cost approach are considered, the income approach to value is often relied upon by appraisers when estimating market value. Also included is the discussion of appraisal valuation concepts, the application the sales comparison approach, cost approach and the income approach to value, as well as the examination of Fannie Mae and Freddie Mac appraisal reporting requirements.

This course identifies the elements of an appraisal of 2-4 unit properties and identifies the components that are important to appraisers in their analysis. Appraisals of single-family residential property differ from multi-unit properties. A key difference is the income producing capability of the multi-unit property. Although the sales comparison approach and cost approach are considered, the income approach to value is often relied upon by appraisers when estimating market value. Also included is the discussion of appraisal valuation concepts, the application the sales comparison approach, cost approach and the income approach to value, as well as the examination of Fannie Mae and Freddie Mac appraisal reporting requirements.

Live Webinar: The FHA Handbook 4000.1

As the culmination of a project that took over one year to complete, FHA has released the Single Family Housing Policy Handbook, also known as Handbook 4000.1. This Handbook is designed to consolidate FHA requirements into one single authoritative source, instead of having requirements scattered throughout several different handbooks and mortgagee letters. Effective September 14, 2015, Handbook 4000.1 is the “go-to” handbook for appraisers and lenders, and FHA appraisers need to become familiar with its requirements. After the mortgage meltdown of 2006-2009, FHA insured loans have made a comeback, and now have a significant share of the 1 to 4 family residential lending market. This seminar focuses on the new FHA Handbook 4000.1 with emphasis on revisions to FHA appraisal requirements and protocols. In addition, students will learn how to effectively stay up-to-date with FHA requirements.

For appraisers seeking placement on the FHA Appraiser Roster, this detailed seminar is essential. For the current FHA roster appraiser, it will provide useful insight and tips.

As the culmination of a project that took over one year to complete, FHA has released the Single Family Housing Policy Handbook, also known as Handbook 4000.1. This Handbook is designed to consolidate FHA requirements into one single authoritative source, instead of having requirements scattered throughout several different handbooks and mortgagee letters. Effective September 14, 2015, Handbook 4000.1 is the “go-to” handbook for appraisers and lenders, and FHA appraisers need to become familiar with its requirements. After the mortgage meltdown of 2006-2009, FHA insured loans have made a comeback, and now have a significant share of the 1 to 4 family residential lending market. This seminar focuses on the new FHA Handbook 4000.1 with emphasis on revisions to FHA appraisal requirements and protocols. In addition, students will learn how to effectively stay up-to-date with FHA requirements.

For appraisers seeking placement on the FHA Appraiser Roster, this detailed seminar is essential. For the current FHA roster appraiser, it will provide useful insight and tips.

Live Webinar: Be Compliant and Competitive with Restricted Appraisal Reports

This course is intended to assist appraisers in understanding the need for and requirements to develop a limited scope appraisal for use in certain types of residential lending and servicing. The discussion of the Limited Scope Appraisal involves the development of the appraisal in accordance with the Uniform Standards of Professional Appraisal Practice (USPAP).

The course then provides information about the two options for written appraisal reports in USPAP. The course begins with a brief analysis of why a lender would request and use a limited scope appraisal report so that the appraiser may better understand the needs of the intended user and properly define the scope of work required to fulfill the intended use.

This course is intended to assist appraisers in understanding the need for and requirements to develop a limited scope appraisal for use in certain types of residential lending and servicing. The discussion of the Limited Scope Appraisal involves the development of the appraisal in accordance with the Uniform Standards of Professional Appraisal Practice (USPAP).

The course then provides information about the two options for written appraisal reports in USPAP. The course begins with a brief analysis of why a lender would request and use a limited scope appraisal report so that the appraiser may better understand the needs of the intended user and properly define the scope of work required to fulfill the intended use.

Live Webinar: Recognizing Mortgage Fraud and Its Effects

This course provides an in-depth look at mortgage and valuation fraud in the United States. First, we must understand the definition of fraud, and how it applies in mortgage lending and appraising.

Illustrations and examples of various fraud schemes that are common today are offered. These include flipping, silent seconds and cash back at closing schemes. The appraiser’s role in various types of swindles will be examined. We will also discuss appraisal pressure, predatory lending, and various illegal lending practices such as packing and equity stripping.

Next, various enforcement and legal issues, including civil vs. criminal liability, investigation and prosecution of appraisers, and appraiser identity theft will be studied in detail. Finally, we will outline several steps appraisers can take to limit their liability, and ensure they are not ensnared in the web of a fraud scheme.

This course provides an in-depth look at mortgage and valuation fraud in the United States. First, we must understand the definition of fraud, and how it applies in mortgage lending and appraising.

Illustrations and examples of various fraud schemes that are common today are offered. These include flipping, silent seconds and cash back at closing schemes. The appraiser’s role in various types of swindles will be examined. We will also discuss appraisal pressure, predatory lending, and various illegal lending practices such as packing and equity stripping.

Next, various enforcement and legal issues, including civil vs. criminal liability, investigation and prosecution of appraisers, and appraiser identity theft will be studied in detail. Finally, we will outline several steps appraisers can take to limit their liability, and ensure they are not ensnared in the web of a fraud scheme.

Live Webinar: Fannie Mae Appraisal Guidelines

Fannie Mae is of the largest funding sources for home loans. However, many appraisal professionals are unfamiliar with this corporation’s actual role in the mortgage industry. Understanding the purpose and function of Fannie Mae, in addition to its current guidelines and requirements for appraisal assignments, is essential to conducting fair and compliant real estate transactions. In order for you to better understand Fannie Mae and its role in the housing market, your instructor will tackle a number of misconceptions and will disprove several myths about the guidelines and requirements associated with this organization. Along the way, your instructor will discuss examples, provide case studies, and ask “fact or myth” questions which you can apply to real-life appraisal situations. Your instructor will also identify and discuss Fannie Mae’s Appraiser Quality Monitoring (AQM) initiative, using Fannie Mae’s own Lender Letter and Frequently Asked Questions to provide accurate and current information.

Fannie Mae is of the largest funding sources for home loans. However, many appraisal professionals are unfamiliar with this corporation’s actual role in the mortgage industry. Understanding the purpose and function of Fannie Mae, in addition to its current guidelines and requirements for appraisal assignments, is essential to conducting fair and compliant real estate transactions. In order for you to better understand Fannie Mae and its role in the housing market, your instructor will tackle a number of misconceptions and will disprove several myths about the guidelines and requirements associated with this organization. Along the way, your instructor will discuss examples, provide case studies, and ask “fact or myth” questions which you can apply to real-life appraisal situations. Your instructor will also identify and discuss Fannie Mae’s Appraiser Quality Monitoring (AQM) initiative, using Fannie Mae’s own Lender Letter and Frequently Asked Questions to provide accurate and current information.

Live Webinar: Work File: Your Best Defense Against an Offense

As a practicing appraisal professional, are you aware of the importance of keeping accurate, highly-detailed workfiles for your transactions? If your workfile comes under examination, every “i” must be dotted and “t” crossed in order to avoid trouble. In fact, one of the most common disciplinary actions taken by licensing boards is the result of insufficient support in the workfile. Therefore, having a sound workfile not only keeps you compliant with USPAP, it also encourages a high level of public trust in your work as an appraisal professional. Want to learn more about the ways a top notch work file can protect your appraisal practice? Your instructor will provide you with an in-depth analysis of the RECORD KEEPING RULE and the SCOPE OF WORK RULE as the basis for helping to establish what information is necessary to ensure the appraiser produces credible assignment results. In addition, your instructor will cover Fannie Mae’s 1004 report form and on a page and section basis, identify the areas which are the least supported by file documentation, and the ways that the same information can be used to supported several different analyses in the workfile.

As a practicing appraisal professional, are you aware of the importance of keeping accurate, highly-detailed workfiles for your transactions? If your workfile comes under examination, every “i” must be dotted and “t” crossed in order to avoid trouble. In fact, one of the most common disciplinary actions taken by licensing boards is the result of insufficient support in the workfile. Therefore, having a sound workfile not only keeps you compliant with USPAP, it also encourages a high level of public trust in your work as an appraisal professional. Want to learn more about the ways a top notch work file can protect your appraisal practice? Your instructor will provide you with an in-depth analysis of the RECORD KEEPING RULE and the SCOPE OF WORK RULE as the basis for helping to establish what information is necessary to ensure the appraiser produces credible assignment results. In addition, your instructor will cover Fannie Mae’s 1004 report form and on a page and section basis, identify the areas which are the least supported by file documentation, and the ways that the same information can be used to supported several different analyses in the workfile.

Live Webinar: Expert Witness Testimony: To Do or Not to Do

The appraisal business, similar to most businesses that are closely tied to the real estate industry, changes with the housing market. In order for you to expand your business, it is often necessary for you to consider a new niche or think outside the box in terms of the services you provide. If you want to diversify your appraisal business but are unsure of where to begin, exploring the unique opportunities provided by a position as an expert witness is a great place to start. Offering appraisal and consulting services as an expert witness allows you the chance to grow as an appraisal professional in numerous ways, from tackling new and exciting assignments to interacting with clients from all walks of life. Your instructor, Paul Lorenzen, will introduce you to expert witness testimony by exploring the categories of expert witness and the types of assignments appraisers can expect to encounter. In addition, your instructor will provide you with an “up close look” at the scope of work elements involved in this field, including the importance of properly identifying the client, the intended users, and the intended use.

The appraisal business, similar to most businesses that are closely tied to the real estate industry, changes with the housing market. In order for you to expand your business, it is often necessary for you to consider a new niche or think outside the box in terms of the services you provide. If you want to diversify your appraisal business but are unsure of where to begin, exploring the unique opportunities provided by a position as an expert witness is a great place to start. Offering appraisal and consulting services as an expert witness allows you the chance to grow as an appraisal professional in numerous ways, from tackling new and exciting assignments to interacting with clients from all walks of life. Your instructor, Paul Lorenzen, will introduce you to expert witness testimony by exploring the categories of expert witness and the types of assignments appraisers can expect to encounter. In addition, your instructor will provide you with an “up close look” at the scope of work elements involved in this field, including the importance of properly identifying the client, the intended users, and the intended use.

Live Webinar: Appraising Small Apartment Properties

This course applies the appraisal process, used in all appraisals, to an apartment property assignment. To the extent possible, the routine tasks associated with appraising all types of properties are played down, allowing time to focus on the tasks unique to appraising apartment properties. This course identifies the attributes of an apartment complex and its associated three markets. The three markets include: 1) the market for vacant sites, i.e., buyers and sellers of competitive sites; 2) the rental market, i.e., landlords and renters of competitive units; and 3) the market for apartment properties, i.e., buyers and sellers of competitive apartment properties.

Emphasis is placed on honing the appraiser's skills that are necessary to successfully meet the unique challenges of appraising apartments, specifically how to produce a credible appraisal. While the skills learned in this course will be applicable to a variety of apartment properties, it is geared towards small apartment complexes of 5 to 20 units.

This course applies the appraisal process, used in all appraisals, to an apartment property assignment. To the extent possible, the routine tasks associated with appraising all types of properties are played down, allowing time to focus on the tasks unique to appraising apartment properties. This course identifies the attributes of an apartment complex and its associated three markets. The three markets include: 1) the market for vacant sites, i.e., buyers and sellers of competitive sites; 2) the rental market, i.e., landlords and renters of competitive units; and 3) the market for apartment properties, i.e., buyers and sellers of competitive apartment properties.

Emphasis is placed on honing the appraiser's skills that are necessary to successfully meet the unique challenges of appraising apartments, specifically how to produce a credible appraisal. While the skills learned in this course will be applicable to a variety of apartment properties, it is geared towards small apartment complexes of 5 to 20 units.

Live Webinar: Work, Life, and Money (Non-Credit)

This comprehensive financial planning seminar for plan participants delves into the intricacies of personal finance, and helps attendees like you define your goals, manage stress, and pursue financial well-being.

Since 2000, presenter John Palmieri’s clients have worked with him because of his commitment, focus and attention to detail. What this means is they can rely on John to take the necessary time to address what it is they would like to resolve and accomplish. The benefit to those he works with is having a relationship with someone that values and recognizes that each situation is different and preparing planning solutions for their needs. John’s background includes investment management, financial planning, insurance and banking solutions, and asset based lending. John received his Bachelor’s degree in Business Economics and his Minor in Management from Penn State University the Behrend College. In addition, John received his Charted Financial Consultant (ChFC®) designation from the American College of Financial Services.

Join us on Wednesday, June 12 from 11AM-12PM EST for this one-hour, non-credit Pro-Series webinar.

This comprehensive financial planning seminar for plan participants delves into the intricacies of personal finance, and helps attendees like you define your goals, manage stress, and pursue financial well-being.

Since 2000, presenter John Palmieri’s clients have worked with him because of his commitment, focus and attention to detail. What this means is they can rely on John to take the necessary time to address what it is they would like to resolve and accomplish. The benefit to those he works with is having a relationship with someone that values and recognizes that each situation is different and preparing planning solutions for their needs. John’s background includes investment management, financial planning, insurance and banking solutions, and asset based lending. John received his Bachelor’s degree in Business Economics and his Minor in Management from Penn State University the Behrend College. In addition, John received his Charted Financial Consultant (ChFC®) designation from the American College of Financial Services.

Join us on Wednesday, June 12 from 11AM-12PM EST for this one-hour, non-credit Pro-Series webinar.

Live Webinar: The Appraisal of 2-4 Unit Properties

This course identifies the elements of an appraisal of 2-4 unit properties and identifies the components that are important to appraisers in their analysis. Appraisals of single-family residential property differ from multi-unit properties. A key difference is the income producing capability of the multi-unit property. Although the sales comparison approach and cost approach are considered, the income approach to value is often relied upon by appraisers when estimating market value. Also included is the discussion of appraisal valuation concepts, the application the sales comparison approach, cost approach and the income approach to value, as well as the examination of Fannie Mae and Freddie Mac appraisal reporting requirements.

This course identifies the elements of an appraisal of 2-4 unit properties and identifies the components that are important to appraisers in their analysis. Appraisals of single-family residential property differ from multi-unit properties. A key difference is the income producing capability of the multi-unit property. Although the sales comparison approach and cost approach are considered, the income approach to value is often relied upon by appraisers when estimating market value. Also included is the discussion of appraisal valuation concepts, the application the sales comparison approach, cost approach and the income approach to value, as well as the examination of Fannie Mae and Freddie Mac appraisal reporting requirements.

Live Webinar: Analyze This! Applications of Appraisal Analysis

This course concentrates on proper analysis for residential appraisers. Analysis is the genesis of value. We will start with a review of unacceptable appraisal practices as identified by the GSEs. After looking at several definitions of analysis, the focus will turn to areas of analysis that are frequently missing from appraisal reports and from appraisal work files, as required by USPAP and regulators, including but not limited to: support for exposure time, support for the highest and best use conclusion, support for effective age and economic life conclusions. Then we will concentrate on the market analysis (1004MC) and on the sales analysis; again with USPAP and regulatory compliance in mind. We will also focus on comparable sales selection, qualitative, and statistical analysis.

This course concentrates on proper analysis for residential appraisers. Analysis is the genesis of value. We will start with a review of unacceptable appraisal practices as identified by the GSEs. After looking at several definitions of analysis, the focus will turn to areas of analysis that are frequently missing from appraisal reports and from appraisal work files, as required by USPAP and regulators, including but not limited to: support for exposure time, support for the highest and best use conclusion, support for effective age and economic life conclusions. Then we will concentrate on the market analysis (1004MC) and on the sales analysis; again with USPAP and regulatory compliance in mind. We will also focus on comparable sales selection, qualitative, and statistical analysis.

Live Webinar: A Review of Disciplinary Cases

Disciplinary cases against appraisers are on the increase throughout the United States due to several factors, most significantly the Dodd-Frank requirement that lending institutions and AMCs must report suspected violations of USPAP to state enforcement agencies. This course is designed to make the appraiser aware of what not to do by presenting not only guidance, but also a significant number of actual appraiser disciplinary cases.

Disciplinary cases against appraisers are on the increase throughout the United States due to several factors, most significantly the Dodd-Frank requirement that lending institutions and AMCs must report suspected violations of USPAP to state enforcement agencies. This course is designed to make the appraiser aware of what not to do by presenting not only guidance, but also a significant number of actual appraiser disciplinary cases.

Live Webinar: Appraising Small Apartment Properties

This course applies the appraisal process, used in all appraisals, to an apartment property assignment. To the extent possible, the routine tasks associated with appraising all types of properties are played down, allowing time to focus on the tasks unique to appraising apartment properties. This course identifies the attributes of an apartment complex and its associated three markets. The three markets include: 1) the market for vacant sites, i.e., buyers and sellers of competitive sites; 2) the rental market, i.e., landlords and renters of competitive units; and 3) the market for apartment properties, i.e., buyers and sellers of competitive apartment properties.

Emphasis is placed on honing the appraiser's skills that are necessary to successfully meet the unique challenges of appraising apartments, specifically how to produce a credible appraisal. While the skills learned in this course will be applicable to a variety of apartment properties, it is geared towards small apartment complexes of 5 to 20 units.

This course applies the appraisal process, used in all appraisals, to an apartment property assignment. To the extent possible, the routine tasks associated with appraising all types of properties are played down, allowing time to focus on the tasks unique to appraising apartment properties. This course identifies the attributes of an apartment complex and its associated three markets. The three markets include: 1) the market for vacant sites, i.e., buyers and sellers of competitive sites; 2) the rental market, i.e., landlords and renters of competitive units; and 3) the market for apartment properties, i.e., buyers and sellers of competitive apartment properties.

Emphasis is placed on honing the appraiser's skills that are necessary to successfully meet the unique challenges of appraising apartments, specifically how to produce a credible appraisal. While the skills learned in this course will be applicable to a variety of apartment properties, it is geared towards small apartment complexes of 5 to 20 units.

Live Webinar: Expert Witness Testimony: To Do or Not to Do

The appraisal business, similar to most businesses that are closely tied to the real estate industry, changes with the housing market. In order for you to expand your business, it is often necessary for you to consider a new niche or think outside the box in terms of the services you provide. If you want to diversify your appraisal business but are unsure of where to begin, exploring the unique opportunities provided by a position as an expert witness is a great place to start. Offering appraisal and consulting services as an expert witness allows you the chance to grow as an appraisal professional in numerous ways, from tackling new and exciting assignments to interacting with clients from all walks of life. Your instructor, Paul Lorenzen, will introduce you to expert witness testimony by exploring the categories of expert witness and the types of assignments appraisers can expect to encounter. In addition, your instructor will provide you with an “up close look” at the scope of work elements involved in this field, including the importance of properly identifying the client, the intended users, and the intended use.

The appraisal business, similar to most businesses that are closely tied to the real estate industry, changes with the housing market. In order for you to expand your business, it is often necessary for you to consider a new niche or think outside the box in terms of the services you provide. If you want to diversify your appraisal business but are unsure of where to begin, exploring the unique opportunities provided by a position as an expert witness is a great place to start. Offering appraisal and consulting services as an expert witness allows you the chance to grow as an appraisal professional in numerous ways, from tackling new and exciting assignments to interacting with clients from all walks of life. Your instructor, Paul Lorenzen, will introduce you to expert witness testimony by exploring the categories of expert witness and the types of assignments appraisers can expect to encounter. In addition, your instructor will provide you with an “up close look” at the scope of work elements involved in this field, including the importance of properly identifying the client, the intended users, and the intended use.

Live Webinar: The Appraisal of Special Industrial Property (Non-Credit)

This professional development webinar will examine appraisal theory and practice issues that arise in the context of the appraisal of special industrial properties and that are less common in the appraisal of general commercial real property. In addition to having relatively high values, sometimes into the billions, special industrial properties frequently involve dramatic changes in value in short periods of time. Further they often involve combinations of assets, such as real property, personal property and business intangibles. As a consequence, relatively minor changes in appraisal theories and practices will result in major changes in value indications.

Presenter Mark Pomykacz, MAI, ASA is the managing member of Federal Appraisal LLC. Federal Appraisal is a real estate and business appraisal company, serving national and international clients with complex assets and issues. Mr. Pomykacz has been appraising for 33 years and specializes in the appraisal of complex issues, including commercial real estate and businesses, for legal and accounting purposes. At Federal Appraisal, Mark leads the power plant, utilities, infrastructure and refineries group. Mark regularly works for public companies and governments, and regularly testifies to his appraisals. Mr. Pomykacz regularly lectures and writes on these topics. He won the Swango Award in 2015 for his article on The Appraisal of Power Plants, in the Appraisal Journal. Mr. Pomykacz is also a state certified general real estate appraiser in more than 12 states.

Join us on Wednesday, June 19 from 11AM-12PM ET for this one-hour, non-credit Pro-Series webinar.

This professional development webinar will examine appraisal theory and practice issues that arise in the context of the appraisal of special industrial properties and that are less common in the appraisal of general commercial real property. In addition to having relatively high values, sometimes into the billions, special industrial properties frequently involve dramatic changes in value in short periods of time. Further they often involve combinations of assets, such as real property, personal property and business intangibles. As a consequence, relatively minor changes in appraisal theories and practices will result in major changes in value indications.

Presenter Mark Pomykacz, MAI, ASA is the managing member of Federal Appraisal LLC. Federal Appraisal is a real estate and business appraisal company, serving national and international clients with complex assets and issues. Mr. Pomykacz has been appraising for 33 years and specializes in the appraisal of complex issues, including commercial real estate and businesses, for legal and accounting purposes. At Federal Appraisal, Mark leads the power plant, utilities, infrastructure and refineries group. Mark regularly works for public companies and governments, and regularly testifies to his appraisals. Mr. Pomykacz regularly lectures and writes on these topics. He won the Swango Award in 2015 for his article on The Appraisal of Power Plants, in the Appraisal Journal. Mr. Pomykacz is also a state certified general real estate appraiser in more than 12 states.

Join us on Wednesday, June 19 from 11AM-12PM ET for this one-hour, non-credit Pro-Series webinar.

Live Webinar: Appraisal Practices of Manufactured Housing

Manufactured homes are an important part of the American housing market. This course will examine the general topic of factory-built housing and then focus on manufactured housing. The history of manufactured housing will be explored along with details of the HUD Code for manufactured housing. Proper use of the 1004C Manufactured Housing appraisal form will be illustrated. Guidelines for appraising manufactured homes for Fannie Mae, Freddie Mac, FHA, and VA will be explored. There will be detailed examples of calculating replacement costs for manufactured housing using the Marshall & Swift Residential Cost Handbook, Swift Estimator, and the NADA guides Manufactured Housing CONNECT.

Manufactured homes are an important part of the American housing market. This course will examine the general topic of factory-built housing and then focus on manufactured housing. The history of manufactured housing will be explored along with details of the HUD Code for manufactured housing. Proper use of the 1004C Manufactured Housing appraisal form will be illustrated. Guidelines for appraising manufactured homes for Fannie Mae, Freddie Mac, FHA, and VA will be explored. There will be detailed examples of calculating replacement costs for manufactured housing using the Marshall & Swift Residential Cost Handbook, Swift Estimator, and the NADA guides Manufactured Housing CONNECT.

Live Webinar: REO Appraisal: Guidelines and Best Practices

This course provides a greater understanding of the lending and foreclosure processes leading to properties becoming real estate owned (REO), and the roles and responsibilities of valuation professionals in this process. We will examine the differences between traditional mortgage appraisal assignments and foreclosure assignments. Special attention is paid to clearly identifying the definition of value as well as assignment conditions and requirements from clients and intended users such as Fannie Mae and HUD/FHA. We will cover the concepts of cost to repair and cost to cure, along with data sources to support cost estimates, as well as investor incentive (risk demand) estimates extracted from the market.

This course provides a greater understanding of the lending and foreclosure processes leading to properties becoming real estate owned (REO), and the roles and responsibilities of valuation professionals in this process. We will examine the differences between traditional mortgage appraisal assignments and foreclosure assignments. Special attention is paid to clearly identifying the definition of value as well as assignment conditions and requirements from clients and intended users such as Fannie Mae and HUD/FHA. We will cover the concepts of cost to repair and cost to cure, along with data sources to support cost estimates, as well as investor incentive (risk demand) estimates extracted from the market.

Live Webinar: Adjustment Support for Residential Appraisers

This course is developed specifically for residential appraisers who want to use appropriate methodologies to develop and support adjustments in the Sales Comparison approach to value. Intended Users of residential appraisals today expect significant adjustments to be market based and well-supported. This course assumes that you have had training and some experience with the appropriate development of the Sales Comparison approach.

This course supplements your training by presenting several methods of developing and supporting your adjustments. The first chapter begins with the proper sequence of adjustments and a quick review of several foundational appraisal principles. Numerous methods of developing Gross Living Area (GLA) adjustments are presented next.

Methodologies for developing Bedroom and Bathroom adjustments follow in the second chapter, along with an introduction to employing income capitalization to develop and support adjustments. Subsequent chapters present additional methodologies to develop market-based adjustments for changing market conditions over time, builder upgrades, sales concessions, basements finishes, outbuildings, accessory dwelling units, and view amenities.

Whether you have abundant sales and rental data, or a scarcity of data, these methods can strengthen your appraisal quality by supporting your adjustments. Logic and reasoning are also discussed throughout the course, so you are empowered to produce and report credible results.

This course is developed specifically for residential appraisers who want to use appropriate methodologies to develop and support adjustments in the Sales Comparison approach to value. Intended Users of residential appraisals today expect significant adjustments to be market based and well-supported. This course assumes that you have had training and some experience with the appropriate development of the Sales Comparison approach.

This course supplements your training by presenting several methods of developing and supporting your adjustments. The first chapter begins with the proper sequence of adjustments and a quick review of several foundational appraisal principles. Numerous methods of developing Gross Living Area (GLA) adjustments are presented next.

Methodologies for developing Bedroom and Bathroom adjustments follow in the second chapter, along with an introduction to employing income capitalization to develop and support adjustments. Subsequent chapters present additional methodologies to develop market-based adjustments for changing market conditions over time, builder upgrades, sales concessions, basements finishes, outbuildings, accessory dwelling units, and view amenities.

Whether you have abundant sales and rental data, or a scarcity of data, these methods can strengthen your appraisal quality by supporting your adjustments. Logic and reasoning are also discussed throughout the course, so you are empowered to produce and report credible results.

Live Webinar: Issues in Appraiser Liability

Liability cannot be eliminated entirely, but it can be managed. Appraisers are bound to follow federal and state laws and regulation, USPAP, and guidelines issued by government agencies, government-sponsored enterprises, and lenders, or else face civil penalties, criminal penalties, or loss of license. This seminar examines practical ways appraisers can protect themselves in their everyday practice, pointing out common malpractice issues and investigating available remedies. Among other topics, the course will discuss legal definitions and categories of penalties, third-party liability, competency, environmental issues, real estate and mortgage fraud, identity theft, supervising appraisal trainees, and how appraisers can best manage their liability.

Liability cannot be eliminated entirely, but it can be managed. Appraisers are bound to follow federal and state laws and regulation, USPAP, and guidelines issued by government agencies, government-sponsored enterprises, and lenders, or else face civil penalties, criminal penalties, or loss of license. This seminar examines practical ways appraisers can protect themselves in their everyday practice, pointing out common malpractice issues and investigating available remedies. Among other topics, the course will discuss legal definitions and categories of penalties, third-party liability, competency, environmental issues, real estate and mortgage fraud, identity theft, supervising appraisal trainees, and how appraisers can best manage their liability.

Live Webinar: Be Compliant and Competitive with Restricted Appraisal Reports

This course is intended to assist appraisers in understanding the need for and requirements to develop a limited scope appraisal for use in certain types of residential lending and servicing. The discussion of the Limited Scope Appraisal involves the development of the appraisal in accordance with the Uniform Standards of Professional Appraisal Practice (USPAP).

The course then provides information about the two options for written appraisal reports in USPAP. The course begins with a brief analysis of why a lender would request and use a limited scope appraisal report so that the appraiser may better understand the needs of the intended user and properly define the scope of work required to fulfill the intended use.

This course is intended to assist appraisers in understanding the need for and requirements to develop a limited scope appraisal for use in certain types of residential lending and servicing. The discussion of the Limited Scope Appraisal involves the development of the appraisal in accordance with the Uniform Standards of Professional Appraisal Practice (USPAP).

The course then provides information about the two options for written appraisal reports in USPAP. The course begins with a brief analysis of why a lender would request and use a limited scope appraisal report so that the appraiser may better understand the needs of the intended user and properly define the scope of work required to fulfill the intended use.

Live Webinar: The FHA Handbook 4000.1

As the culmination of a project that took over one year to complete, FHA has released the Single Family Housing Policy Handbook, also known as Handbook 4000.1. This Handbook is designed to consolidate FHA requirements into one single authoritative source, instead of having requirements scattered throughout several different handbooks and mortgagee letters. Effective September 14, 2015, Handbook 4000.1 is the “go-to” handbook for appraisers and lenders, and FHA appraisers need to become familiar with its requirements. After the mortgage meltdown of 2006-2009, FHA insured loans have made a comeback, and now have a significant share of the 1 to 4 family residential lending market. This seminar focuses on the new FHA Handbook 4000.1 with emphasis on revisions to FHA appraisal requirements and protocols. In addition, students will learn how to effectively stay up-to-date with FHA requirements.

For appraisers seeking placement on the FHA Appraiser Roster, this detailed seminar is essential. For the current FHA roster appraiser, it will provide useful insight and tips.

As the culmination of a project that took over one year to complete, FHA has released the Single Family Housing Policy Handbook, also known as Handbook 4000.1. This Handbook is designed to consolidate FHA requirements into one single authoritative source, instead of having requirements scattered throughout several different handbooks and mortgagee letters. Effective September 14, 2015, Handbook 4000.1 is the “go-to” handbook for appraisers and lenders, and FHA appraisers need to become familiar with its requirements. After the mortgage meltdown of 2006-2009, FHA insured loans have made a comeback, and now have a significant share of the 1 to 4 family residential lending market. This seminar focuses on the new FHA Handbook 4000.1 with emphasis on revisions to FHA appraisal requirements and protocols. In addition, students will learn how to effectively stay up-to-date with FHA requirements.

For appraisers seeking placement on the FHA Appraiser Roster, this detailed seminar is essential. For the current FHA roster appraiser, it will provide useful insight and tips.

Live Webinar: Analyze This! Applications of Appraisal Analysis

This course concentrates on proper analysis for residential appraisers. Analysis is the genesis of value. We will start with a review of unacceptable appraisal practices as identified by the GSEs. After looking at several definitions of analysis, the focus will turn to areas of analysis that are frequently missing from appraisal reports and from appraisal work files, as required by USPAP and regulators, including but not limited to: support for exposure time, support for the highest and best use conclusion, support for effective age and economic life conclusions. Then we will concentrate on the market analysis (1004MC) and on the sales analysis; again with USPAP and regulatory compliance in mind. We will also focus on comparable sales selection, qualitative, and statistical analysis.

This course concentrates on proper analysis for residential appraisers. Analysis is the genesis of value. We will start with a review of unacceptable appraisal practices as identified by the GSEs. After looking at several definitions of analysis, the focus will turn to areas of analysis that are frequently missing from appraisal reports and from appraisal work files, as required by USPAP and regulators, including but not limited to: support for exposure time, support for the highest and best use conclusion, support for effective age and economic life conclusions. Then we will concentrate on the market analysis (1004MC) and on the sales analysis; again with USPAP and regulatory compliance in mind. We will also focus on comparable sales selection, qualitative, and statistical analysis.

Live Webinar: Fannie Mae Appraisal Guidelines

Fannie Mae is of the largest funding sources for home loans. However, many appraisal professionals are unfamiliar with this corporation’s actual role in the mortgage industry. Understanding the purpose and function of Fannie Mae, in addition to its current guidelines and requirements for appraisal assignments, is essential to conducting fair and compliant real estate transactions. In order for you to better understand Fannie Mae and its role in the housing market, your instructor will tackle a number of misconceptions and will disprove several myths about the guidelines and requirements associated with this organization. Along the way, your instructor will discuss examples, provide case studies, and ask “fact or myth” questions which you can apply to real-life appraisal situations. Your instructor will also identify and discuss Fannie Mae’s Appraiser Quality Monitoring (AQM) initiative, using Fannie Mae’s own Lender Letter and Frequently Asked Questions to provide accurate and current information.

Fannie Mae is of the largest funding sources for home loans. However, many appraisal professionals are unfamiliar with this corporation’s actual role in the mortgage industry. Understanding the purpose and function of Fannie Mae, in addition to its current guidelines and requirements for appraisal assignments, is essential to conducting fair and compliant real estate transactions. In order for you to better understand Fannie Mae and its role in the housing market, your instructor will tackle a number of misconceptions and will disprove several myths about the guidelines and requirements associated with this organization. Along the way, your instructor will discuss examples, provide case studies, and ask “fact or myth” questions which you can apply to real-life appraisal situations. Your instructor will also identify and discuss Fannie Mae’s Appraiser Quality Monitoring (AQM) initiative, using Fannie Mae’s own Lender Letter and Frequently Asked Questions to provide accurate and current information.

Live Webinar: Appraisal Practices of Manufactured Housing

Manufactured homes are an important part of the American housing market. This course will examine the general topic of factory-built housing and then focus on manufactured housing. The history of manufactured housing will be explored along with details of the HUD Code for manufactured housing. Proper use of the 1004C Manufactured Housing appraisal form will be illustrated. Guidelines for appraising manufactured homes for Fannie Mae, Freddie Mac, FHA, and VA will be explored. There will be detailed examples of calculating replacement costs for manufactured housing using the Marshall & Swift Residential Cost Handbook, Swift Estimator, and the NADA guides Manufactured Housing CONNECT.

Manufactured homes are an important part of the American housing market. This course will examine the general topic of factory-built housing and then focus on manufactured housing. The history of manufactured housing will be explored along with details of the HUD Code for manufactured housing. Proper use of the 1004C Manufactured Housing appraisal form will be illustrated. Guidelines for appraising manufactured homes for Fannie Mae, Freddie Mac, FHA, and VA will be explored. There will be detailed examples of calculating replacement costs for manufactured housing using the Marshall & Swift Residential Cost Handbook, Swift Estimator, and the NADA guides Manufactured Housing CONNECT.

Live Webinar: Work File: Your Best Defense Against an Offense

As a practicing appraisal professional, are you aware of the importance of keeping accurate, highly-detailed workfiles for your transactions? If your workfile comes under examination, every “i” must be dotted and “t” crossed in order to avoid trouble. In fact, one of the most common disciplinary actions taken by licensing boards is the result of insufficient support in the workfile. Therefore, having a sound workfile not only keeps you compliant with USPAP, it also encourages a high level of public trust in your work as an appraisal professional. Want to learn more about the ways a top notch work file can protect your appraisal practice? Your instructor will provide you with an in-depth analysis of the RECORD KEEPING RULE and the SCOPE OF WORK RULE as the basis for helping to establish what information is necessary to ensure the appraiser produces credible assignment results. In addition, your instructor will cover Fannie Mae’s 1004 report form and on a page and section basis, identify the areas which are the least supported by file documentation, and the ways that the same information can be used to supported several different analyses in the workfile.

As a practicing appraisal professional, are you aware of the importance of keeping accurate, highly-detailed workfiles for your transactions? If your workfile comes under examination, every “i” must be dotted and “t” crossed in order to avoid trouble. In fact, one of the most common disciplinary actions taken by licensing boards is the result of insufficient support in the workfile. Therefore, having a sound workfile not only keeps you compliant with USPAP, it also encourages a high level of public trust in your work as an appraisal professional. Want to learn more about the ways a top notch work file can protect your appraisal practice? Your instructor will provide you with an in-depth analysis of the RECORD KEEPING RULE and the SCOPE OF WORK RULE as the basis for helping to establish what information is necessary to ensure the appraiser produces credible assignment results. In addition, your instructor will cover Fannie Mae’s 1004 report form and on a page and section basis, identify the areas which are the least supported by file documentation, and the ways that the same information can be used to supported several different analyses in the workfile.

Live Webinar: Recognizing Mortgage Fraud and Its Effects

This course provides an in-depth look at mortgage and valuation fraud in the United States. First, we must understand the definition of fraud, and how it applies in mortgage lending and appraising.

Illustrations and examples of various fraud schemes that are common today are offered. These include flipping, silent seconds and cash back at closing schemes. The appraiser’s role in various types of swindles will be examined. We will also discuss appraisal pressure, predatory lending, and various illegal lending practices such as packing and equity stripping.

Next, various enforcement and legal issues, including civil vs. criminal liability, investigation and prosecution of appraisers, and appraiser identity theft will be studied in detail. Finally, we will outline several steps appraisers can take to limit their liability, and ensure they are not ensnared in the web of a fraud scheme.

This course provides an in-depth look at mortgage and valuation fraud in the United States. First, we must understand the definition of fraud, and how it applies in mortgage lending and appraising.

Illustrations and examples of various fraud schemes that are common today are offered. These include flipping, silent seconds and cash back at closing schemes. The appraiser’s role in various types of swindles will be examined. We will also discuss appraisal pressure, predatory lending, and various illegal lending practices such as packing and equity stripping.

Next, various enforcement and legal issues, including civil vs. criminal liability, investigation and prosecution of appraisers, and appraiser identity theft will be studied in detail. Finally, we will outline several steps appraisers can take to limit their liability, and ensure they are not ensnared in the web of a fraud scheme.

Live Webinar: Expert Witness Testimony: To Do or Not to Do

The appraisal business, similar to most businesses that are closely tied to the real estate industry, changes with the housing market. In order for you to expand your business, it is often necessary for you to consider a new niche or think outside the box in terms of the services you provide. If you want to diversify your appraisal business but are unsure of where to begin, exploring the unique opportunities provided by a position as an expert witness is a great place to start. Offering appraisal and consulting services as an expert witness allows you the chance to grow as an appraisal professional in numerous ways, from tackling new and exciting assignments to interacting with clients from all walks of life. Your instructor, Paul Lorenzen, will introduce you to expert witness testimony by exploring the categories of expert witness and the types of assignments appraisers can expect to encounter. In addition, your instructor will provide you with an “up close look” at the scope of work elements involved in this field, including the importance of properly identifying the client, the intended users, and the intended use.

The appraisal business, similar to most businesses that are closely tied to the real estate industry, changes with the housing market. In order for you to expand your business, it is often necessary for you to consider a new niche or think outside the box in terms of the services you provide. If you want to diversify your appraisal business but are unsure of where to begin, exploring the unique opportunities provided by a position as an expert witness is a great place to start. Offering appraisal and consulting services as an expert witness allows you the chance to grow as an appraisal professional in numerous ways, from tackling new and exciting assignments to interacting with clients from all walks of life. Your instructor, Paul Lorenzen, will introduce you to expert witness testimony by exploring the categories of expert witness and the types of assignments appraisers can expect to encounter. In addition, your instructor will provide you with an “up close look” at the scope of work elements involved in this field, including the importance of properly identifying the client, the intended users, and the intended use.

Live Webinar: Appraising Small Apartment Properties

This course applies the appraisal process, used in all appraisals, to an apartment property assignment. To the extent possible, the routine tasks associated with appraising all types of properties are played down, allowing time to focus on the tasks unique to appraising apartment properties. This course identifies the attributes of an apartment complex and its associated three markets. The three markets include: 1) the market for vacant sites, i.e., buyers and sellers of competitive sites; 2) the rental market, i.e., landlords and renters of competitive units; and 3) the market for apartment properties, i.e., buyers and sellers of competitive apartment properties.

Emphasis is placed on honing the appraiser's skills that are necessary to successfully meet the unique challenges of appraising apartments, specifically how to produce a credible appraisal. While the skills learned in this course will be applicable to a variety of apartment properties, it is geared towards small apartment complexes of 5 to 20 units.

This course applies the appraisal process, used in all appraisals, to an apartment property assignment. To the extent possible, the routine tasks associated with appraising all types of properties are played down, allowing time to focus on the tasks unique to appraising apartment properties. This course identifies the attributes of an apartment complex and its associated three markets. The three markets include: 1) the market for vacant sites, i.e., buyers and sellers of competitive sites; 2) the rental market, i.e., landlords and renters of competitive units; and 3) the market for apartment properties, i.e., buyers and sellers of competitive apartment properties.

Emphasis is placed on honing the appraiser's skills that are necessary to successfully meet the unique challenges of appraising apartments, specifically how to produce a credible appraisal. While the skills learned in this course will be applicable to a variety of apartment properties, it is geared towards small apartment complexes of 5 to 20 units.

Live Webinar: Appraisal Company Marketing Strategies that Work (Non-Credit)

In this professional development webinar, we’ll cover the top order-generating and new-client-acquiring strategies that are guaranteed to bring you more appraisal orders. Using both online and offline marketing techniques, you will learn how to create a marketing strategy for your appraisal business that will bring you a constant flow of new work as well as retain past clients. We will show you internet marketing secrets on how to position your company to receive the most work online and target your primary service areas to generate the most income as a real estate appraiser.

Bryan Knowlton is a Certified Real Estate Appraiser Serving San Diego County for over 19 years and has a BS in Marketing from San Diego State University. He is the author of the "Appraisal Management Company Directory" as well as "No More Middlemen" - Non-Lender Marketing Guide that are published annually and available online. Teaching others how to make more money as a real estate appraiser has been one of his primary goals for over the past 12 years by sharing free marketing information online at AppraiserIncome.com. Founder of the 'Appraisers Club' - a private marketing club for real estate appraisers. Prior to becoming a real estate appraiser he was an internet marketing specialist helping small companies get their businesses online.

Join us on Wednesday, July 17 from 11AM-12PM ET for this one-hour, non-credit Pro-Series webinar.

In this professional development webinar, we’ll cover the top order-generating and new-client-acquiring strategies that are guaranteed to bring you more appraisal orders. Using both online and offline marketing techniques, you will learn how to create a marketing strategy for your appraisal business that will bring you a constant flow of new work as well as retain past clients. We will show you internet marketing secrets on how to position your company to receive the most work online and target your primary service areas to generate the most income as a real estate appraiser.

Bryan Knowlton is a Certified Real Estate Appraiser Serving San Diego County for over 19 years and has a BS in Marketing from San Diego State University. He is the author of the "Appraisal Management Company Directory" as well as "No More Middlemen" - Non-Lender Marketing Guide that are published annually and available online. Teaching others how to make more money as a real estate appraiser has been one of his primary goals for over the past 12 years by sharing free marketing information online at AppraiserIncome.com. Founder of the 'Appraisers Club' - a private marketing club for real estate appraisers. Prior to becoming a real estate appraiser he was an internet marketing specialist helping small companies get their businesses online.

Join us on Wednesday, July 17 from 11AM-12PM ET for this one-hour, non-credit Pro-Series webinar.

Live Webinar: A Review of Disciplinary Cases

Disciplinary cases against appraisers are on the increase throughout the United States due to several factors, most significantly the Dodd-Frank requirement that lending institutions and AMCs must report suspected violations of USPAP to state enforcement agencies. This course is designed to make the appraiser aware of what not to do by presenting not only guidance, but also a significant number of actual appraiser disciplinary cases.

Disciplinary cases against appraisers are on the increase throughout the United States due to several factors, most significantly the Dodd-Frank requirement that lending institutions and AMCs must report suspected violations of USPAP to state enforcement agencies. This course is designed to make the appraiser aware of what not to do by presenting not only guidance, but also a significant number of actual appraiser disciplinary cases.

Live Webinar: The Appraisal of 2-4 Unit Properties

This course identifies the elements of an appraisal of 2-4 unit properties and identifies the components that are important to appraisers in their analysis. Appraisals of single-family residential property differ from multi-unit properties. A key difference is the income producing capability of the multi-unit property. Although the sales comparison approach and cost approach are considered, the income approach to value is often relied upon by appraisers when estimating market value. Also included is the discussion of appraisal valuation concepts, the application the sales comparison approach, cost approach and the income approach to value, as well as the examination of Fannie Mae and Freddie Mac appraisal reporting requirements.

This course identifies the elements of an appraisal of 2-4 unit properties and identifies the components that are important to appraisers in their analysis. Appraisals of single-family residential property differ from multi-unit properties. A key difference is the income producing capability of the multi-unit property. Although the sales comparison approach and cost approach are considered, the income approach to value is often relied upon by appraisers when estimating market value. Also included is the discussion of appraisal valuation concepts, the application the sales comparison approach, cost approach and the income approach to value, as well as the examination of Fannie Mae and Freddie Mac appraisal reporting requirements.

Live Webinar: Analyze This! Applications of Appraisal Analysis

This course concentrates on proper analysis for residential appraisers. Analysis is the genesis of value. We will start with a review of unacceptable appraisal practices as identified by the GSEs. After looking at several definitions of analysis, the focus will turn to areas of analysis that are frequently missing from appraisal reports and from appraisal work files, as required by USPAP and regulators, including but not limited to: support for exposure time, support for the highest and best use conclusion, support for effective age and economic life conclusions. Then we will concentrate on the market analysis (1004MC) and on the sales analysis; again with USPAP and regulatory compliance in mind. We will also focus on comparable sales selection, qualitative, and statistical analysis.

This course concentrates on proper analysis for residential appraisers. Analysis is the genesis of value. We will start with a review of unacceptable appraisal practices as identified by the GSEs. After looking at several definitions of analysis, the focus will turn to areas of analysis that are frequently missing from appraisal reports and from appraisal work files, as required by USPAP and regulators, including but not limited to: support for exposure time, support for the highest and best use conclusion, support for effective age and economic life conclusions. Then we will concentrate on the market analysis (1004MC) and on the sales analysis; again with USPAP and regulatory compliance in mind. We will also focus on comparable sales selection, qualitative, and statistical analysis.

Live Webinar: Adjustment Support for Residential Appraisers

This course is developed specifically for residential appraisers who want to use appropriate methodologies to develop and support adjustments in the Sales Comparison approach to value. Intended Users of residential appraisals today expect significant adjustments to be market based and well-supported. This course assumes that you have had training and some experience with the appropriate development of the Sales Comparison approach.

This course supplements your training by presenting several methods of developing and supporting your adjustments. The first chapter begins with the proper sequence of adjustments and a quick review of several foundational appraisal principles. Numerous methods of developing Gross Living Area (GLA) adjustments are presented next.

Methodologies for developing Bedroom and Bathroom adjustments follow in the second chapter, along with an introduction to employing income capitalization to develop and support adjustments. Subsequent chapters present additional methodologies to develop market-based adjustments for changing market conditions over time, builder upgrades, sales concessions, basements finishes, outbuildings, accessory dwelling units, and view amenities.

Whether you have abundant sales and rental data, or a scarcity of data, these methods can strengthen your appraisal quality by supporting your adjustments. Logic and reasoning are also discussed throughout the course, so you are empowered to produce and report credible results.

This course is developed specifically for residential appraisers who want to use appropriate methodologies to develop and support adjustments in the Sales Comparison approach to value. Intended Users of residential appraisals today expect significant adjustments to be market based and well-supported. This course assumes that you have had training and some experience with the appropriate development of the Sales Comparison approach.

This course supplements your training by presenting several methods of developing and supporting your adjustments. The first chapter begins with the proper sequence of adjustments and a quick review of several foundational appraisal principles. Numerous methods of developing Gross Living Area (GLA) adjustments are presented next.

Methodologies for developing Bedroom and Bathroom adjustments follow in the second chapter, along with an introduction to employing income capitalization to develop and support adjustments. Subsequent chapters present additional methodologies to develop market-based adjustments for changing market conditions over time, builder upgrades, sales concessions, basements finishes, outbuildings, accessory dwelling units, and view amenities.

Whether you have abundant sales and rental data, or a scarcity of data, these methods can strengthen your appraisal quality by supporting your adjustments. Logic and reasoning are also discussed throughout the course, so you are empowered to produce and report credible results.

Live Webinar: The FHA Handbook 4000.1

As the culmination of a project that took over one year to complete, FHA has released the Single Family Housing Policy Handbook, also known as Handbook 4000.1. This Handbook is designed to consolidate FHA requirements into one single authoritative source, instead of having requirements scattered throughout several different handbooks and mortgagee letters. Effective September 14, 2015, Handbook 4000.1 is the “go-to” handbook for appraisers and lenders, and FHA appraisers need to become familiar with its requirements. After the mortgage meltdown of 2006-2009, FHA insured loans have made a comeback, and now have a significant share of the 1 to 4 family residential lending market. This seminar focuses on the new FHA Handbook 4000.1 with emphasis on revisions to FHA appraisal requirements and protocols. In addition, students will learn how to effectively stay up-to-date with FHA requirements.

For appraisers seeking placement on the FHA Appraiser Roster, this detailed seminar is essential. For the current FHA roster appraiser, it will provide useful insight and tips.

As the culmination of a project that took over one year to complete, FHA has released the Single Family Housing Policy Handbook, also known as Handbook 4000.1. This Handbook is designed to consolidate FHA requirements into one single authoritative source, instead of having requirements scattered throughout several different handbooks and mortgagee letters. Effective September 14, 2015, Handbook 4000.1 is the “go-to” handbook for appraisers and lenders, and FHA appraisers need to become familiar with its requirements. After the mortgage meltdown of 2006-2009, FHA insured loans have made a comeback, and now have a significant share of the 1 to 4 family residential lending market. This seminar focuses on the new FHA Handbook 4000.1 with emphasis on revisions to FHA appraisal requirements and protocols. In addition, students will learn how to effectively stay up-to-date with FHA requirements.

For appraisers seeking placement on the FHA Appraiser Roster, this detailed seminar is essential. For the current FHA roster appraiser, it will provide useful insight and tips.

Live Webinar: Appraisal Practices of Manufactured Housing

Manufactured homes are an important part of the American housing market. This course will examine the general topic of factory-built housing and then focus on manufactured housing. The history of manufactured housing will be explored along with details of the HUD Code for manufactured housing. Proper use of the 1004C Manufactured Housing appraisal form will be illustrated. Guidelines for appraising manufactured homes for Fannie Mae, Freddie Mac, FHA, and VA will be explored. There will be detailed examples of calculating replacement costs for manufactured housing using the Marshall & Swift Residential Cost Handbook, Swift Estimator, and the NADA guides Manufactured Housing CONNECT.

Manufactured homes are an important part of the American housing market. This course will examine the general topic of factory-built housing and then focus on manufactured housing. The history of manufactured housing will be explored along with details of the HUD Code for manufactured housing. Proper use of the 1004C Manufactured Housing appraisal form will be illustrated. Guidelines for appraising manufactured homes for Fannie Mae, Freddie Mac, FHA, and VA will be explored. There will be detailed examples of calculating replacement costs for manufactured housing using the Marshall & Swift Residential Cost Handbook, Swift Estimator, and the NADA guides Manufactured Housing CONNECT.

Live Webinar: Issues in Appraiser Liability

Liability cannot be eliminated entirely, but it can be managed. Appraisers are bound to follow federal and state laws and regulation, USPAP, and guidelines issued by government agencies, government-sponsored enterprises, and lenders, or else face civil penalties, criminal penalties, or loss of license. This seminar examines practical ways appraisers can protect themselves in their everyday practice, pointing out common malpractice issues and investigating available remedies. Among other topics, the course will discuss legal definitions and categories of penalties, third-party liability, competency, environmental issues, real estate and mortgage fraud, identity theft, supervising appraisal trainees, and how appraisers can best manage their liability.

Liability cannot be eliminated entirely, but it can be managed. Appraisers are bound to follow federal and state laws and regulation, USPAP, and guidelines issued by government agencies, government-sponsored enterprises, and lenders, or else face civil penalties, criminal penalties, or loss of license. This seminar examines practical ways appraisers can protect themselves in their everyday practice, pointing out common malpractice issues and investigating available remedies. Among other topics, the course will discuss legal definitions and categories of penalties, third-party liability, competency, environmental issues, real estate and mortgage fraud, identity theft, supervising appraisal trainees, and how appraisers can best manage their liability.