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PCP (Personal Contract Purchase)

PCP (Personal Contract Purchase) a simple cost effective way to buy your new or nearly new vehicle.

You choose the vehicle, the deposit, how long you want the contract to run for and the mileage you intend to do. You will then receive a quote for fixed cost motoring for the length of the contract. At the end of the contract you have a choice to either buy the vehicle outright for an agreed lump sum (the Guaranteed Minimum Future Value or final balloon payment), or hand the vehicle back to the lender.

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Hire Purchase

Hire Purchase allows you to take ownership of a vehicle once all payments are made.

This is one of the most popular methods to buy a new vehicle. You pay an initial deposit, then pay off the balance in monthly payments over an agreed period of time, when the payments are complete the vehicle is yours.

One of the main benefits with Hire Purchase is the ability to buy a high value vehicle on monthly payments.

Hire Purchase allows you to tailor your finance package as deposit, length of time and monthly payments are all flexible.

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Lease

Personal contract hire is very similar to normal contract hire, but is exclusively for private individuals. This is one of the most common form of leasing.

With a personal contract hire agreement you take control of a vehicle for a contractual period – usually referred to as the ‘lease period’. You will make fixed monthly payments for the duration of the contract – when the contract expires you will simply return the vehicle and take out a new personal contract hire lease. PCH means you never have to worry about resale values of your vehicle.

Insurance groups range from 1 to 50 and dictates the cost of the vehicles insurance. The higher the group, the higher the insurance will be for the vehicle.

Insurance Group

BHP rates the engine performance of vehicles and stands for the brake horsepower.

Performance (BHP)

CO2 is the amount of carbon dioxide emitted by the vehicle in grams per kilometre travelled, the lower the CO2 emissions the cleaner the vehicle is for the environment.

CO2 (g/km)

The total number of seats in the vehicle.

Number Of Seats

Road Tax is based upon the CO2 emissions of the vehicle and is split into 13 bands from A to M. The higher the letter the greater the cost of tax paid to drive the vehicle on public roads. In addition to the road tax detailed below, any vehicle that had a manufacturers retail price in excess of £40,000 when first sold, attracts a road tax supplement of an additional £310 per year. This is charged until the vehicle is 6 years old.

Ten Second Review

The Focus Active is the car you buy if you like the idea of a mid-sized SUV but can't quite bring yourself to buy one. In this lifestyle-orientated Focus derivative, you get a higher ride height and a bit of fashionable bling but you don't have to join the crossover crowd to get it. In fact, there are hardly any compromises to make in buying this trendy Focus derivative. And of course you get all the design improvements that Ford has painstakingly built into the current version of this design.

Background

The rise and rise of the SUV market shows no sign of slowing down. But not everyone is convinced by the idea of the Crossover class of car. Do you really need something with Jeep-like styling to complete the school run or commute through the suburbs to work? Probably not. It's difficult though, not to be attracted by the idea of a car that sits you a little higher than the traffic around you. And one that looks as if it might occasionally venture from the beaten track.
The concept of delivering this for customers who don't want to make a complete switch to a fully-fledged SUV is what has driven Ford to create its range of 'Active' KA+, Fiesta and Focus models. We're going to check out what the Focus Active has to offer here.

Driving Experience

It's easy to dismiss cars like this as purely marketing packaging exercises - and some of them are. At least with the Focus Active though, Ford has made some sort of effort to provide drive dynamics that, to some extent anyway, deliver on the promises of the 'hatchback with a backpack' styling approach. The Focus Active chassis features unique springs, dampers, stabiliser bars, and front and rear knuckle geometries, alongside a ride height raised 30mm front and 34mm rear over the standard model.
The SLA system aims to optimise comfort and response, and features an isolated sub frame that delivers better compliance over larger bumps in the road, for smoother journeys. There's also a selectable drive mode system, with two settings; a 'Slippery' mode which adjusts ESC and traction control settings for increased confidence on surfaces with reduced grip such as mud, snow and ice. And a 'Trail' mode, which helps maintain momentum on soft surfaces such as sand. Engine-wise, there are three options. Petrol people choose between a 125PS 1.0-litre EcoBoost three cycle engine. Or a 1.5-litre 150PS EcoBoost unit. Plus there's also a 120PS 1.5-litre EcoBlue diesel. An 8-speed auto gearbox is optional.

Design and Build

Buyers choose between five-door hatch or estate body styles. Either way, you'll recognise this Active model by its 30mm raised ride height. And maybe also by its black painted finish for the roof and mirror caps. Black roof rails are standard and the base models get 17-inch 5-spoke 'Foundry Black' painted alloy wheels. Plusher 'Active X' derivatives swap these for 18-inch 5x2-spoke 'Absolute Black' painted rims. Rear privacy glass, along with unique skid plates and side rocker mouldings also feature as do twin exhaust pipes. So there's plenty of pavement theatre to suggest an active lifestyle.
Inside, there are fewer changes with these Active variants, though you do get blue-stitched upholstery and branded door scuff plates. Otherwise, you'll appreciate the higher quality interior delivered by this much improved Focus design. Up-front, it all feels of really decent quality and shoulder room is impressive. There's plenty of space in the back too and little touches help; the rear doors for instance have been specially profiled so that back passengers can see out more easily. There's very reasonable levels of boot space too. In the estate version, there's a class-leading 1.14m of width between the wheel arches and 1,700mm of load length with the rear seats folded. That means 1,650-litres of carriage capacity.

Market and Model

'Active' versions of this Focus are priced at the same level as the sporty 'ST-Line' derivatives, which means that prices start from around £22,000. That's for the five-door hatch version: as usual with Ford, there's an £1,100 premium to pay if you want an estate. And you can have an 8-speed auto gearbox for £1,450 more with all three engines, the 1.0-litre 125PS unit, the 1.5-litre 150PS version and the 1.5-litre EcoBlue diesel. There are two trim options, standard 'Active' or, for £2,500 more, 'Active X'.
As well as all the features we've mentioned in our 'Design & Build' section, standard 'Active' variants get LED front fog lamps, selectable drive modes with 'Slippery' and 'Trail' settings and a navigation system built into the 'SYNC3' centre-dash infotainment screen. Anything that can't tell you will probably be covered off by the 4.2-inch colour screen provided in the instrument cluster. There's also keyless start and all-round parking sensors are an affordable option. To this tally, the plusher 'Active X' models add a panorama glass roof, power-folding mirrors, all-round parking sensors, keyless entry, rain-sensing wipers. Inside, there's partial-leather upholstery, an auto-dipping rear view mirror, dual zone climate control, heated front seats and power adjustment for the driver's chair.

Cost of Ownership

Ford has managed to create the Active package in a way that has very little effect on running cost efficiency. So the 1.0-litre EcoBoost petrol engine in this car manages 44.1-49.6mpg on the combined cycle and 107g/km of CO2 in manual form (126g/km as an auto). The 150PS 1.5-litre EcoBoost petrol unit manages 41.5-46.3mpg and 121g/km as a manual (133g/km as an auto). And the 1.5-litre EcoBlue diesel variant manages 55.4-62.8mpg and 93g/km in manual form (or 49.6-54.3mpg / 110g/km as an automatic). All the stats we've just given you are based on a five-door hatch standard-spec variant (you'll do marginally worse with the estate). And are WLTP-cycle figures converted back to the old NEDC cycle.
The relatively light platform this generation Focus rides upon helps these stats. As does the standard 'Active Grille Shutter' system that closes a flap in the front gill to reduce drag at speed. Plus there's clever 'Air Curtain' technology that guides airflow across the front wheels in a way that reduces turbulence. What else? Well we'll tell you about servicing, which on all engines is required every two years or 18,000 miles - whichever comes first. Two pre-paid servicing plans are available; one that costs £340 and covers you for two years and two services; and another that costs £550, is transferrable to future owners and covers three years and three services. Maintenance bookings can be done online through the 'My Ford' portal.

By Jonathan Crouch

If you’re looking for a new Ford Focus 1.0 EcoBoost 125 Active X 5dr Petrol Hatchback for sale, you’ve come to the right place. At Bristol Street Motors we don’t just have the best Ford Focus 1.0 EcoBoost 125 Active X 5dr Petrol Hatchback deals, we also offer friendly advice and help with all your enquiries to ensure your buying experience is a happy experience.

What are you waiting for? Make an enquiry online using the link above or call one of our friendly sales advisors today.

Key Standard Features*

6 speakers

Solid - Race red

Solid paint

Cruise control + speed limiter

Halogen reflector headlamps

Cloth - Charcoal black

Partial leather - Salerno in ebony with nordic blue stitching

Specification

Body Glass

Tailgate wash/wipe

Heated rear window

Front variable intermittent wipers with electric wash

'Quickclear' heated windscreen/heated washer jets

Rear privacy glass

Automatic rain sensing wipers

Electrically operated front and rear windows with one touch opening and closing

Adaptive front lighting system with dynamic LED headlights, glare-free high beam and LED turn indicators

£1,050.00

Halogen reflector headlamps

Standard

Paint - Special

Exclusive paint - Magnetic

£700.00

Premium paint - Chrome blue

£550.00

Premium paint - Diffused silver

£550.00

Exclusive paint - Metropolis white

£700.00

Exclusive paint - Orange glow

£700.00

Premium paint - Frozen white

£250.00

Premium paint - Moondust silver

£550.00

Exclusive paint - Ruby red

£800.00

Towing

Trailer Coupling Pre-equipment Electrical-Kit

£250.00

Detachable trailer coupling includes trailer stability assist

£600.00

Trim - Cloth

Cloth - Charcoal black

Standard

Trim - Part Leather

Partial leather - Salerno in ebony with nordic blue stitching

Standard

Performance

Performance

0 to 60 mph (secs)

0 to 62 mph (secs)

10.3

Engine Power - BHP

125

Engine Power - KW

92

Engine Power - PS

Engine Torque - LBS.FT

125

Engine Torque - NM

170

Top Speed

122

Terms & Conditions: Every effort has been made to ensure the accuracy of the information shown. However, errors do sometimes occur. The specification of each vehicle listed on the Bristol Street Motors website is provided by "CAP". Please note that the Images of each vehicle are range shots, these can include images which do not reflect the precise details of the vehicle you are looking at and are purely used for illustrative purposes. The inclusion of such data does not imply any endorsement of any of its content nor any representation as to its accuracy. We do not charge a fee for introduction to a finance provider; however we may or may not receive a commission.

*The information given about models and their specification and features applies at the time that a vehicle is listed online or when the listing has been updated. Specifications and features do change and the information is given only as a guide. It may contain errors or omissions. The actual specification of a vehicle at the time of purchase may differ from that listed above and any important feature should be clarified as part of your purchase. The information above does not constitute an offer to sell.