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"He flicks the bird! [Then] he swerves into oncoming traffic, and I was like, 'Oh, my God!'" she said.

The amateur videographer was just driving to work one morning along U.S. 41 in Gibsonton when she was about to make a turn onto Gibsonton Drive. You can hear her laughing when the driver of the truck ultimately slams his vehicle into a utility pole, skids across some nearby grass, and drives away.

Thanks to the video, authorities identified the driver of that black truck as 33-year old Jeffrey White. He was arrested for leaving the scene, reckless driving, and failing to wear a seatbelt.

"Honestly, looking back, I feel kind of bad for laughing. But at the same time, it's kind of funny," the woman said.

The driver said her intention was never for her "Instant Karma" to gain her instant fame. She just hopes something positive can come out of it.

"None of us are good drivers. We all have our problems. Maybe this is his opportunity for growth. Maybe he can use this as a learning tool and not go off the rails next time," she said.

She also thanks her trusty iPhone for documenting the entire incident -- just in case.

"You cover your butt, because nobody is going to do it for you."

By the way. Even though she was driving and using her phone at the same time, she says officials even thanked her for taking the video, since it helped them locate the driver, based on his license plate.