: I agree health insurance is a big stumbling block no matter your age. Employers either might not offer it or require you make large contributions into the program.I feel people who have worked many years should have the option to retire young enough to be able to enjoy the fruits of their labor.I in no way want to be forced to continue working deep into my 60s.My supervisor at work actually still works in the field and is beyond his mid 60s.He seems to like his work which is one reason he continues.My fear would be when you do finally retire something bad happens health wise which might either sideline you or worse.At this juncture I will call it quits at 62 but if its possible I would go out sooner.

: MÔrk

I would mention that I and many others won't be able to retire until I reach the age of 80+. Especially given that you'd need a lot of money to make it through retirement.

I would also mention that a number of eleerly die very soon after retirement, it's like their not going to work each day killed them.

I know a number of people who retired at the age of 65 who died shortly there after, on the other ahdn I know a number of people who continued to work and were still alive into their 80s and 90s.