As stated by the United States Supreme Court, bankruptcy gives "the honest but unfortunate debtor ... a new opportunity in life and a clear field for the future, unhampered by the pressure and discouragement of preexisting debt."- (Local Loan Co. v. Hunt, 292 U.S. 234, 244 (1934)) -

Phoenix Bankruptcy Lawyer

Andrew M. Ellis Law, PLLC is a debtor’s and creditor’s rights law firm concentrating in bankruptcy, credit repair and collections. Servicing clients both inside and outside bankruptcy in Phoenix, Scottsdale, Mesa and throughout Arizona, we provide options and information so that you can make informed decisions.

Do I Need to File for Bankruptcy?

It’s very stressful when you don’t have enough money to pay your bills. Creditors don’t help when they call you non-stop or sue you. It may seem like filing for bankruptcy is the only way out. But deciding whether to file for bankruptcy is a difficult decision. If you’re like most people, you would prefer paying your creditors and avoiding bankruptcy altogether. That’s where our Phoenix bankruptcy lawyer can help. We firmly believe that bankruptcy should be a last resort. During your consultation, we will discuss all applicable non-bankruptcy and bankruptcy options so that you can make an informed decision about your financial future.

How Do I Collect the Money I am Owed?

When you lend someone money, you expect him/her to pay you back. What happens when he/she stops paying you? That’s where we come in. We recognize that you have already suffered a loss by not getting paid; you don't want to spend a bunch more money going after a debtor who still might not pay you. When you choose us to represent you in the collection of a debt, we will use every effort to keep your costs down while at the same time doing everything we can under the law to motivate the debtor to pay you.

I Received a Bankruptcy Notice in the Mail. What Do I Do?

If someone owes you money, he/she may file for bankruptcy. If so, all is not lost. Unlike most collection attorneys, our Phoenix bankruptcy attorney will follow the debtor into the Bankruptcy Court on your behalf and do everything we can under the law to maximize the amount of your debt that will be paid.