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Medicare

This program is for those 65 and older, or those that are under 65 and have certain disabilities. The Social Security Administration enrolls applicants for this federal health insurance program. Medicare Part A primarily covers inpatient hospital visits and rehabilitation at skilled nursing facilities. Medicare Part B covers most doctors’ bills, preventative care, home health care and some medical supplies but also requires monthly premiums. Medicare Part D is the prescription drug coverage. Medicare does not cover Assisted Living, in home care, or long term care.

Medicaid

This program provides aid to individuals who meet the low-income requirements and is funded by the state and federal government. All assets and income are considered for eligibility requirements. It can be used to provide financial assistance for services such as nursing care and home health care.

Nursing Home

These facilities are for patients who may need 24-hour skilled nursing care, personal care and custodial care. The Office of Regulatory Services of the Department of Human Services (DHR) must license Nursing Homes. In addition to licensing, DHR also regulates these facilities. As payment, many Nursing Homes accept Medicaid as well as private pay. Many also offer temporary rehabilitation services that may be covered by Medicare.