#Retirement Planning and Simulation Tools

Here are some links to our tools we have available for your use. We would love some feedback on how these work for you!

Retirement Monte Carlo Simulator New Version Rev 8D1!

The link to download the Retirement Monte Carlo Simulator is below. The following are some posts that describe how we have used the tool in our own FI/RE journey. It is not exactly a tutorial but you can see how we have used the tool.

Version 8D

Download Version 8.0D1

If you download the tool and find it useful or have any questions please leave a comment below. You can also send a message under the Contact Us page at top. Our plan is to continue to add features for our own FI/RE planning but would love to hear what features others may find useful.

Improvements

Version 9.0 Private Beta – Sign Up Today!

Version 9.0 is in Private Beta and may not be available on the public download page. Version 9.0 includes additional features such as the Retirement Saving Histogram and includes an option for wage growth above inflation. It also includes a warning before running with an estimate time as well as much improved VBA code.

We also made some significant updates to version 9.0 of the simulation tool including speed improvement of 40% over Version 8.0. If you have already received the link to Version 9.0, that link should still work. Contact us if you need a new link.

We are also working on a major upgrade to Version 10 which has a revamped simulation engine, Social Security option, and speed improvements of another 25%.

Version 9D

Revisions for Version 9.0 E

Features:﻿

NEW 9E: Added Sequence Risk Option

Added wage growth in options

Adjust annual savings for inflation and wage growth

Adjust income need for wage growth (already had inflation), assume wage increase allow some income inflations based on savings rate

Added probability of success initial savings would meet 4% SWR

Added Initial Warning for simulation run time

Added simulation progress status

Performance:

Changed sheet over to Reference Names and updated VBA

Improved simulation data sheet with general cleanup

Improved speed of simulation macro

Bug Fixes:

Added countif to count number of lives that match EOL for more accurate probability. Old method overestimate success by a small amount. Adjusted for number of runs vs. fixed to 1000

NEW 9E: Pre Retirement investment growth was fixed at 9.5% (8.9 SD) corrected to update based on table

NEW 9E: Post retirement return was same values as Pre-Retire, also fixed at 9.5% (8.9 SD) corrected to update based on table lookup

If you have not Subscribed to the website, Subscribe below now and we will send you the link to the Private Beta version.