2007 News Releases

For Immediate Release

October 3, 2007

John Hancock Retirement Plan Services honored for excellence of marketing and communications materials

Boston– Last night in Dallas, the Insurance and Financial Communicators Association (IFCA) awarded John Hancock Retirement Plan Services (JHRPS) “Best in Show” honors for its JH SignatureTM website. The website was built for financial representatives to introduce JHRPS’ new multi-class structure.

JHRPS was also honored with an “Award of Excellence” for APEX, Advisors Pursuing Excellence, John Hancock’s multi-module practice management program for financial representatives and third party administrators. JHRPS’ Real Results Campaign and the internal sales newsletter, Dashboard, received Honorable Mentions.

“The quality of our communications has long been an important part of the value we bring to our participants, plan sponsors, and partners. These awards represent industry validation of that quality,” says Katherine MacMillan, President of JHRPS.

“We are honored to have the recognition of our peers. We are always striving for new and innovative marketing strategies to help our participants, plan sponsors, partners, and sales force succeed,” said Andrew Ross, Senior Vice President, Marketing. “Awards like these are wonderful acknowledgement of the hard work and talent of this marketing team.”

Insurance and Financial Communicators Association:
The Insurance & Financial Communicators Association is an international organization dedicated to the ongoing professional development of its members in life insurance and related financial services communications. Founded in 1933 as the Life Advertisers Association, the organization was renamed the Life Communicators Association in 1984 to reflect its broadened scope. And members voted to rename the association again, in 2003 as Insurance & Financial Communicators Association to more closely represent their changing industry. For further information, please visit: http://www.ifcaonline.com.

About John Hancock Retirement Plan Services
Amongst mutual fund, life insurance companies and banks, JHRPS is ranked as the #1 provider to 401(k)s based on number of 401(k) plans managed, according CFO Magazine. (CFO Magazine 401(k) Buyers Guide Study, published May 2007.)

About John Hancock and Manulife Financial
John Hancock is a unit of Manulife Financial Corporation (the Company), a leading Canadian-based financial services group serving millions of customers in 19 countries and territories worldwide. Operating as Manulife Financial in Canada and Asia, and primarily through John Hancock in the United States, the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were Cdn$410 billion (US$386 billion) as at June 30, 2007.

Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘0945’ on the SEHK. Manulife Financial can be found on the Internet at www.manulife.com.

The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers a broad range of financial products and services, including whole life, term life, variable life, and universal life insurance, as well as college savings products, fixed and variable annuities, long-term care insurance, mutual funds and various forms of business insurance.

Group annuity contracts are issued by John Hancock Life Insurance Company (U.S.A.) (John Hancock USA). John Hancock Investment Management Services, LLC, a registered investment adviser, provides investment information relating to the contract.

JH SignatureTM is a trademark for the Defined Contribution service package for the Accumulated Retirement Account Group Annuity Contract issued by John Hancock Life Insurance Company (U.S.A.).