IT’S NOT ALWAYS ABOUT TRYING TO FIX SOMETHING THAT IS BROKEN. For many people money management tools can be overwhelming especially when computer programs come into play such as excel or even finance apps. Please don’t feel pressured into believing you need to own a computer or a cell-phone to stay on top of your finances. That’s simply NOT true. My parents are NOT computer savvy and have no interest in budgeting or banking online. They don’t trust the system because it’s just not the way of the past. Bundle that with too many hacking horror stories which is enough for them to say, no way I’ll do it myself. Related: What are the sources of your financial stress? That means if you want to budget your money to ensure you are on track to meet your financial goals but aren’t ready to jump online, keep it simple. You don’t need to fix a simple budgeting system to be successful you only need to change it to fit your current needs. I’m not ready for technology A quick email from a fan about a month ago reminded me that not everyone is ready to download a budget […]

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Mr. CBB was born and raised in the United Kingdom who then moved to Canada where he is a permanent resident. He recently became a father to a very busy toddler who allows him to be a kid at heart. He bought his first house at the age of 21 after University and his second at the age of 24. Both Mr.CBB and his wife are Debt and Mortgage Free and they did it all in under 5 years using a Budget. Canadian Budget Binder is a place where he shares their financial experiences with his readers and hopes to learn about theirs. Welcome to CBB!