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Windows 7: 4gb graphics card without fan vs. 2gb card with fan?

My pc is running windows 7 - 64 bit ultimate. I upgraded the motherboard of my PC in 2010 with second generation i3 processor and 4GB RAM. It has integrated intel graphics. I'm planning to buy a new graphic card for my PC.

I found graphics card of 2GB and 4GB under my budget of 7000 bucks.

I am considering the following options

#1 Zotac-GeForce GT 730 4GB (without cooling fan) priced at Rs. 6494

#2 Zotac Nvidia Gt 730 - 2Gb (with cooling fan) priced at Rs. 5198

I do page layout composing that includes photographs of 8 megapixels. I also do photoshop work, HD video editing in Adobe Premiere, 3d modeling in Sketchup and still scene photo realistic rendering in Sketchup using vray.

I don't play games at all.

Is it safe to buy a graphics card (option #1 i.e. 4Gb variant) that does not have a fan?

Will it also perform significantly better than the 4GB version? I live in India that has summer temperatures as 46 degree celsius. Therefore, does a graphic card with a cooling fan becomes a necessity for me?

Agree with ThrashZone, I'd go with the 2GB GDDR5 instead of DDR3.
And if you're living in a hot country then I would definitely prefer a fan than just a heatsink. Even here in
England, with our 2 days of summer, I would still prefer one with a fan.
I do have Windows open a lot in my house though, no matter what the weather, so get plenty of fresh air coming in. And my case does have 5 intake fans which helps.

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