We live in a world where the prevailing culture is that of being sociable and outgoing. The ability to socialise and interact with others is highly prized and even linked to better health and a sense of well-being.

The HM Revenue & Customs (HMRC) Tax Return Initiative is aimed at people liable to pay tax at rates of 40 per cent and above and who have been told to submit a Self Assessment tax return for 2009/10 or earlier, but have not done so.

The general level of entrepreneurship education is very poor. Most academics teaching the subject have NEVER run a business. You have to have been there to understand. For example, selling is not part of entrepreneurship courses (no academic merit).