How CardMatch Works

CardMatch is a FREE credit card offer tool offered through CreditCards.com, a leading financial services website to help you identify credit cards with great rewards that fit your credit profile.

After providing some personal information -- don't worry, it is safe and secure -- CardMatch will show youhighly targeted credit card offers from issuers who want you to apply.

And it only takes them 60 seconds to match you to these offers.

Not everyone sees the same offers through CardMatch, and some of the offers you get will beexclusive promotionsoffered only through CardMatch.

The results you are shown are the best credit cards available to you based on your credit profile.And descriptions of the cards include information on the rewards program, available sign up offers, interest rates, and other key terms.

While CardMatch doesn't pre-qualify you for these offers, if you see them, there's a good chance you'll be approved.

So you end up seeing the top credit cards available to you regardless of whether you have poor credit, excellent credit, or somewhere in between.This will save you a lot of time and frustration otherwise spent chasing after cards that match your credit profile.

Get Better Offers

One of the biggest benefits of using CardMatch is getting more lucrative sign-up bonuses.

Depending on your credit profile and current offers, you may even get double the bonus points by applying through CardMatch rather than directly through the card issuer!

This is because credit card issuers offerCardMatchand CreditCards.com exclusive incentives to help attract new applicants.

And you will get to choose from different issuers offering:

​Cash back rewards

Travel rewards

Balance transfer and introductory APR offers

Lower interest rates

And other great benefits and bonus offers

A note about sign-up offers: Remember that bonus offers are designed for new customers, not applicants who previously had the credit card or have it now.If you see a sign-up bonus for a card you have now, you will not get the bonus.And, depending on the card issuer, you may or may not get the bonus a second if you already had the card but previously cancelled it.

No Impact on Your Credit Score

After you complete the brief CardMatch application, CreditCards.com will do a soft pull on your credit.This will not have a negative impact on your credit score.

This contrasts with applying to multiple credit cards in a short period of time.Each of those applications is considered a hard credit check.And each application will have a small, negative impact on your credit report.

So it is a huge benefit to be able to selectively apply to credit cards through the CardMatch service.

Of course, when you actually apply to one or more of your matches, you will be authorizing that issuer to do a hard credit check.

Safe and Secure

When you use CardMatch, your personal information will be safe and secure, and your privacy will be respected.

CreditCatds.com uses128-bit encryptionto match you with offers.And your information will not be stored.

This means your information will only be used to match you with offers which could include lower rates or better rewards.​ You willnotbe receiving tons of email spam because you filled out their form.And your information will be protected from hackers.

Find Better Credit Cards

CardMatch is worth checking out because:

​It is free to use.

You will be matched with better offers, rewards, and rates than you will find elsewhere.

You will save time.

Your credit score will not be impacted (until you actually apply for a new card).

The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone. Additionally, the opinions of the commenters are not necessarily the opinions of this site

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* See the application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all third party information is presented without warranty. When you click on the “apply” button or link, you can review the terms and conditions on the issuer’s/service provider’s website.

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