McKinnie took out the loan to tide him over during the lockout
last summer.

The loan contained a clause that said PPF could recall the entire
amount if McKinnie missed a payment.

When McKinnie got cut from the Vikings in the preseason, he
missed a payment. Apparently McKinnie was direct-depositing his
paychecks into a PPF fund. But when he got cut and then signed
with Baltimore, he didn't update his payment schedule.