Kristina Hardow is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the state of CA. (License No. 0B92062). No insurance business may be conducted outside this state referenced.

Kristina Hardow is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. 2139 Wimbledon Court Westlake, CA 91316 In this regard, this communication is strictly intended for individuals residing in the states of CA. No offers may be made or accepted from any resident outside the specific state referenced.