BHIM App : How to Download & use it and all you need to know about Narendra Modi’s BHIM app

What is BHIM (UPI) App ?

आज आप जानेंगे की भीम एंड्राइड एप्प क्या हैं ?

Bharat Interface for Money (BHIM) is an initiative to enable fast,
secure, reliable cashless payments through your mobile phone. BHIM is
interoperable with other Unified Payment Interface (UPI) applications,
and bank accounts. BHIM is developed by the National Payment Corporation
of India (NPCI). BHIM is made in India and dedicated to the service of
the nation.

How BHIM App Works ?

Register your bank account with BHIM, and set a UPI PIN for the bank
account. Your mobile number is your payment address (PA), and you can
simply start transacting. Yes! It is that simple.

Send / Receive
Money: Send money to or receive money from friends, family and
customers through a mobile number or payment address. Money can also be
sent to non UPI supported banks using IFSC and MMID. You can also
collect money by sending a request and reverse payments if required.
Check Balance: You can check your bank balance and transactions details on the go.
Custom Payment Address: You can create a custom payment address in addition to your phone number.

QR Code on BHIM App:

You can scan a QR code for faster entry of payment addresses. Merchants can easily print their QR Code for display.

Transaction Limits on BHIM App:

Maximum of Rs. 10,000 per transaction and Rs. 20,000 within 24 hours.

Language supported on BHIM App:

Hindi and English. More languages coming soon!

What is Bharat Interface for Money? :

Bharat Interface for Money is an app that lets you make easy and quick
payment transactions using UPI. Its easier than Wallets! You will not
have to fill-out those tedious bank account details again and again. You
can easily make direct bank to bank payments and instantly collect
money using just Mobile number or Payment address.

How fast is a transaction over Bharat Interface for Money?

As fast as it can get! All payments over Bharat Interface for Money are
linked to your bank account and transaction can be completed within few
seconds.

Are there any charges for using Bharat Interface for Money?

There are no charges for making transaction through Bharat Interface for
Money. Note - Your bank might however levy a nominal charge as UPI or
IMPS transfer fee which is not under our control. Please check with your
bank for more details.

What do I need to start using Bharat Interface for Money?

Bharat Interface for Money app is currently available on Android
(Version 4 and above) and iOS mobiles (Version 5 and above). We will be
making our app available on other platforms very soon.

Do I need to enable mobile banking on my bank account to use Bharat Interface for Money?

Your account need not be enabled for mobile banking to use Bharat
Interface for Money. Your mobile number shall have to be registered with
the Bank.

Why does my mobile number with Bharat Interface for Money and the one registered with my bank account have to be the same?

This is a banking network (UPI) requirement. The mobile number which is
used to register with Bharat Interface for Money is used to match the
bank accounts linked against it.

Do I have to give Bharat Interface for Money my bank a/c details?

At the time of registartion you will be providing us with the Debit card
details and with the use your mobile number registered to your bank
account, we will pre-fetch the details from your bank. All the
information exchange happens over secure banking networks and we don't
store it, your information is safe!