Following these two simple steps could allow you to throw those federal income tax sheets away.

While we aren't in the heat of tax season anymore, the average American is still paying thousands of dollars every month in federal income taxes. While we all need to contribute something to the public coffers so we have roads to drive on and schools to send our kids to, there's no reason for you to pay more than the law dictates.

Continue Reading Below

Recently, I found two very simple rules forsignificantlyreducing federal income taxes on an early retirement blog. Unlike other tips for reducing taxes, they focus on lifestyle habits -- not necessarily complex tax loopholes.

While the slideshow below digs into the numbers a little bit, the bigger message could be revolutionary. These are easy steps that almost anyone can take. Follow them, and your refund could bemuch bigger come next April!