There is a lot of buzz in the San Diego real estate community about San Diego short sales. Many people fail to understand the true meaning of a short sale listing in San Diego. Here is the definition as defined by REBAC (The Real Estate Buyer Agent Council).

A short sale occurs when the net proceeds from the sale of a home are not enough to cover the seller's mortgage obligations and closing costs, such as property taxes, transfer taxes, and the real estate commission, and the seller is unable or unwilling to cover the difference.

If the seller wants to proceed with the sale of his/her home, he/she will need to aquire approval from any bank that has loaned him/her money on that property.

Exclusive Buyer Agents do not list homes for sale and never represent sellers. They have no "inventory" to try to sell you. They can represent you in purchasing any home. They are specialists at representing buyers only on the buyers' side of the transaction. Exclusive Buyer Agents work to get buyers the best price and terms when they buy a home.

If you have excellent credit and plan to buy a home or condo in San Diego County within 90 days, contact Justin Gramm to hire an agent on your side of the transaction. Call Justin at (858) 437-2662 or E-mail.