Have you ever been sued by a third party debt collector for credit card debt? Did you get a lawer? Did you win? Explain. I just got sued.?

Steve D: Basically, you have three defenses – 1) I don't owe the debt – be prepared to show receipts for payments; 2) the collection agency does not have standing to collect the debt – you ask the court to require the agency to provide proof that the debt has been assigned or sold to them (this used to be god, but the agencies learned quick and now usually have kept the proper paperwork); 3) the statute of limitations (per state laws, debtors and or their agents have only so long to bring an action to court – it is up to you to prove the action is beyond the SOL).

A lawyer will cost a thousand or more – it is usually wiser to just pay the debt and avoid the judgment on your credit report rather than paying a lawyer and losing.

Other answer:

Steve D:
Have you ever been sued by a third party debt collector for credit card debt? No
Did you get a lawer? Lawyer is spelled with a "y". If i was being sued, I wouldn't get a lawyer. If I can afford an attorney, why didn't I just pay the bill.
Did you win? If you owe the money, an attorney is not going to help you. The only thing that can help you is if it's beyond the statute of limitations for a lawsuit, but that wouldn't help you with a credit card debt. Obviously, this are big banks and know the statute of limitations.

amy lynn:
Based on your comments, I see that you think it is alright to run up credit card debt and then not pay on some technical issue that you think is acceptable.

In most cases, it would be cheaper to pay the debt than to pay for a lawyer to try to avoid paying the debt.

I don't know if you could win on your technical issues sited or not. In most cases, when you accept the card and make the first purchase, you have agreed to the contract with or without a signature. By signing and using the card, you sign and agree to the terms and policies of the card company.

I have never been sued by a debt collector.

Lievia:
basically, you have three defenses – 1) i don't owe the debt – be prepared to show receipts for payments; 2) the collection agency does not have standing to collect the debt – you ask the court to require the agency to provide proof that the debt has been assigned or sold to them (this used to be god, but the agencies learned quick and now usually have kept the proper paperwork); 3) the statute of limitations (per state laws, debtors and or their agents have only so long to bring an action to court – it is up to you to prove the action is beyond the sol)…

a lawyer shall cost a thousand or more – it is usually wiser to just pay the debt and avoid the judgment on your credit report rather than paying a lawyer and losing…

Maris:
Hello everyone i'm Maris Rooney i just want to testified on how i got a loan from a God fearing woman called Mrs Elizabeth pls do not fall in the hand of scan contact Mrs Elizabeth and get your Loan Via mail{elizabethperryloancompany@gmail.com…

blessedWomen:
Because I will ask for proof of a signed contract. Dates, amounts of each transaction, what was bought. They wont have this. I will get it thrown out. Many people have done this. I will not agree to this debt because i have to see proof of a signed contract. This is a junk collector which buys debts for pennies on the dollar then tries to suck me dry. I never signed a contract with the company so I don't feel I owe them anything.

Donald B:
People rarely get attorney's in this situation unless they have proof that they never incurred the debt. All you can probably do is to settle and have the amount you have to pay reduced. The other alternative is to not pay it and ruin your credit.

vivian:
Hello Friends, do you need an urgent Xmas loan today i know of a kind and a God fearing Woman called Mrs. Stacey who can help you get a good loan asap contact now and be free of scan today email : (staceybuckley81@gmail.com) ….. (staceybuckley81@gmail.com) .