I already forced them to remove this from my credit report last week. I sent them a validation letter and reported the nastyness of their operator to therbetter buinsess bureau. within hours of receiving my FED EX with my letter requesting validation, the sent me a letter saying they were discontinuing all collections on this account and would remove the TL from all crediot reprts (which they did).

I'm just pissed they have been wrecking my credit scores for this ling with somethign that wasn't valid and am also pissed about how they terated me, give this was THEIR mistake!

I already forced them to remove this from my credit report last week. I sent them a validation letter and reported the nastyness of their operator to therbetter buinsess bureau. within hours of receiving my FED EX with my letter requesting validation, the sent me a letter saying they were discontinuing all collections on this account and would remove the TL from all crediot reprts (which they did).

I'm just pissed they have been wrecking my credit scores for this ling with somethign that wasn't valid and am also pissed about how they terated me, give this was THEIR mistake!

If the account was not yours, or it was already paid when they attempted to collect from you, maybe statutory damages for no permissible purpose for their inquiry. If they are agent for OC, as opposed to having purchased the account, include OC as responsible for damages caused by their agent. In fact if account is already paid, include seller of account after payment for fraud.