Reflections on the crisis of the country housing market - an analysis of past years and the near future

The crisis in the woman’s head is determined by two factors: the lack of sales in the favorite store and the appearance of a new fur coat for the neighbor. In men, as a rule, there are no crises, because he has no goal to enslave the whole world with its beauty and elegance.

Growing dollar, falling oil, what to do?

Crises of the past years and their impact on 2018

The history of Russian real estate remembers 3 bright economic crises: in 1998, 2008, 2014, when housing prices were so affordable that it was a sin not to take advantage of it. It was then that the boom of renting housing bought at the red price broke out.

Expert Opinion! One of the factors that speak about the current problems in the economy is the appearance of winter boots from the 90s in the market. They join the market when people are no longer able to provide themselves with high-quality footwear: it is interesting that the Chinese have known in a year what people will buy in 2019.

Of course, until now the Russian economy cannot fully recover after such blows of fate, therefore, if we analyze the economic indicators for today, a more or less stable real estate market, it is expected in 5-7 years.

To say that there is a sharp crisis at the moment would be illiterate. Rather, the condition that is happening now is defined as sluggish schizophrenia.

The lessons of the past by leading economists of Russia are poorly learned, which means that most likely, the Russian people will again face the incompetence of the authorities, as they say, nose to nose.

Will the pig set up the coming year Pigs

What to expect in 2019?

The weakening of real estate prices is expect closer to the beginning of autumn - this is determined not only by the end of the summer season, but also by a more stable ruble, against the dollar. Of course, political factors such as latent "mind games" with Comrade Poroshenko slightly delay the economy back, however, it keeps the cost of oil afloat and export agreements with China.

Literate analysts recommend refraining from expensive purchases, at least until autumn. By purchasing real estate in the spring of 2019, you risk to fork out 10-20% more compared to the winter season. It makes economic sense to take only a ruble loan in the amount of 20-30% of the total cost of housing and repay it within a few years.

On our website you can find contacts of construction companies that own a full cycle of their own production, provide services without prepayment , provide a loan or installments for construction , and also take into account the funds of the parent capital . Directly to communicate with representatives, you can visit the exhibition of houses "Low-rise Country".

Mortgage - credit slavery or chance?

The situation as a whole and the forecast for the future

Purchasing power for The last 7 years, it has significantly decreased: this is evidenced not only by raising the VAT, but also by the average wage, located near the subsistence level. To date, allow the purchase of real estate, can only confident middle class, which indicates a strong stratification in society. It is well known that if the difference in the standard of living between classes becomes of immense proportions, a collapse begins in the economy. And judging by the taxes imposed, in general, in 2019, it will not be easier to live.

Life example: Greedy and very calculating Konstantin, saved his life all his life. Having lost all his savings in the 90s, from a sense disorder, he began to work and steal even more in order to compensate for the irreparable loss. Not sparing himself, he refused all the pleasures of this life: in the end, having bought two cottages near Moscow, he died safely. And his friend, who spent his whole life drinking a bottle, smoked with women, enjoyed life and led a mortal life - met a beauty and drove off to the islands. As a result, we can say that some people still managed to pull the feather from the “bird of happiness” out of the back seat.

We offer the opinion of the expert of private housing construction on the development trends of the segment in the video:

Not to say that before people could afford more than usual, however, in recent years, Russian citizens spend more than half of their income on food.

On our website you can familiarize yourself with the most popular projects of houses from the best construction companies with an impeccable reputation in the market. You can choose a house without finishing or from any modern building material. Directly to communicate with representatives, you can visit the exhibition of houses "Low-rise Country".

Literate way out of the situation

The standard option to somehow solve the housing problem for an ordinary person is a mortgage, which in the first half of 2019 will not be available to everyone.

Despite the fact that most banks do not risk issuing ruble loans, there are construction organizations that are able to conclude an installment payment agreement when buying out-of-town real estate. This option is most appropriate, since you do not risk to be trapped with currency rates, and you can also get a finished house as soon as possible. The only thing that, perhaps, you still need a small amount for the first installment and documents confirming your solvency.

Construction by installments - real help and the opportunity to live outside the city

This may be interesting! In the article on the following link read about whether it is possible to build a wooden house worth up to 1 million rubles.

Conclusion

If you ask a successful person about the crisis, he will probably say that he is not there, but if you talk with an ordinary citizen of the Russian Federation about the economy, you can learn a lot of new things.

The first signs indicating that the economy is declining are the outflow of working building power abroad and the appreciation of confused. And if the former cannot be stopped at all, then with the latter one can at least bargain: even wives become more flexible in such periods and stop talking about divorce when they learn about the increasing competition in the field of intimate services.

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