Is it Fair to Expect a Kirana to invest in Expansion by taking loans @ 13% Rate of Interest V/S WalMart and Foreign Retailers Who get Loans @ 2% to 3% ROI?237 comments

With Euro Crisis no where close to coming to an End and UN ringing alarm bells of possible recession n FY12.People are forced to stare @ uncertain future. While RBI’s 30 year old approach of hiking Interest Rates is killing domestic growth prospects. There has been about 12 + hikes RBI in past 12 months as result Expansion Plans of many Many SME’s , Small and mid tier and Real Estate all have taken a hit .

Last Nail in Coffin was opening of FDI in Retail without protection to domestic retailers .

Are Small Retailers Right in Rising Decent about Government Move?

When Farmers are given Loan @ 3% ROI why not Retailers for their Expansion as they have to take on Global Retail Big Names who are cash rich

Global Retailers First Agenda is to Eliminate small Traders to capture Market which will give them monopoly in ever growing Retail Market

No Fixed Body like TRAI to fix prices to bring in Fair Place

Low Quality Goods from China will Stack up As competition shoots up there by compromising on Quality

According to Studies Larger Stores attract more people which implies Grade A clientele will be eliminated by smaller stores as they do not depend on credit

Smaller Retailer will be next to commit suicide if Interest Rates are as high as 11%

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