Mortgages

Mortgages

Many dream of home ownership, but few actually know the steps to make that dream a reality. Wintrust Mortgage® was created to assist with that process. Wintrust Mortgage provides unique, flexible tools to get you in a home. Our loan originators are experienced, knowledgeable, and prepared to guide you to the solution that’s right for you.

PURCHASE

Finding the perfect home for you and your family can be hard, but understanding your mortgage shouldn’t be. Our seasoned staff is here to walk you through the process.

REFINANCE

Refinance your mortgage for a lower interest rate, a shorter term, or a different loan program with guidance from a Wintrust Mortgage professional.

SOLUTIONS FOR FIRST-TIME HOMEBUYERS

Buying your first home can be an overwhelming process, but our loan originators are here to help with no-obligation, one-on-one coaching; simple pre-qualifications; and special first-time homebuyer programs.

CONSTRUCTION-TO-PERM LOANS

With a single close and seamless loan process, we can help make the dream home tucked away in your imagination a reality.

INVESTMENT PROPERTIES & SECOND HOMES

Are you looking for a second home or investment property? Wintrust Mortgage has a number of programs designed to assist you with multiple property ownership.

CONDO, TOWNHOUSE & MULTI-FAMILY

Wintrust Mortgage professionals specialize in financing for condos, townhomes, and two to four-family properties. We offer a number of loan programs that other lenders can't.

FHA & USDA

Wintrust Mortgage loan originators have access to hundreds of different financial solutions. With competitive pricing, we're here to find the right tool for you.

VETERANS ADMINISTRATION LOANS

We’re proud to offer loan programs that allow military families, veterans, and active duty personnel to qualify for a home loan with less restrictions and no down payment options.

JUMBO & SUPER JUMBO LOANS

Our mortgage professionals can also help with jumbo loans for high-priced or luxury homes.

AFFORDABLE HOUSING

We understand that, for some, buying a home can be difficult. That's why we've got options and programs for everyone, and the support you're looking for to help you take this step.

Contact a Wintrust Mortgage Specialist

Dennis Chvojka

Senior Mortgage Consultant

NMLS #755927

Violeta Saucedo

CRA Area Manager

NMLS #275269

Cherry Spivey

CRA Loan Originator

NMLS #1544181

Mike Williams

Senior Residential Lender

NMLS #429607

SMALL BUSINESS CREDIT CARDS

Extend your capabilities

SMALL BUSINESS CREDIT CARDS

Extend your capabilities

Whether your business is large or small, every business owner deals with managing business expenses. Our business credit cards can make that process easier and help with cash flow.

CREDIT BUILDING & IMPROVEMENT

Are you keeping score?

CREDIT BUILDING & IMPROVEMENT

Are you keeping score?

We know the race to good credit can be a tough one. If you’re interested in establishing or re-establishing your credit, we’ve got the tools to get you on track.

SAVINGS

Save for life's big moments…

SAVINGS

Save for life's big moments…

And, everything in between. Whether it’s your child’s first savings account or you saving for a rainy day, we can help.