Overview
Planning & Design Loans cover costs incurred in the planning and design phase of a water infrastructure project. These loans have 0 percent interest for up to three years and require no initiation or servicing fees. In addition, there is no minimum or maximum loan amount. Eligible costs include engineering fees, archaeological surveys, environmental or geological studies, and costs related to project plan preparation. The loans may be rolled into a State Revolving Fund (SRF) construction loan or can be repaid when permanent financing is committed. The project planning and design costs must be directly related to the proposed wastewater, storm water or drinking water projects.

ProcessThe Planning & Design Loan application is available here. Applications are accepted on an ongoing basis.

Eligible Projects

Construction of treatment plants or improvements to existing facilities

Water line extensions to existing unserved properties

Water storage facilities

Wells

Eligible Applicants

Communities

Counties

Conservancy districts and water authorities eligible for water pollution control and drinking water SRF loans

Private and non-profit entities eligible for drinking water SRF loans

Regional sewer/water districts

Water Pollution Control:

Construction of treatment plants or improvements to existing facilities

Sewer line extensions to existing unsewered properties

Combined sewer overflow corrections

Storm water projects that have an environmental benefit

Loan Terms

0 percent interest for up to three years

No initiation or servicing fees

No minimum or maximum loan amount

Loans may be rolled into an SRF Construction Loan or repaid when permanent financing is obtained

Planning and design costs must be directly related to SRF-eligible wastewater, storm water or drinking water projects