Wednesday, December 31, 2008

TLC Network Club - Travel Language Culture Network Club will organize special member group prices, special events and activities to help provide visitors with both fun and educational programs. Network Club recommendations will assist club members with travel, language, culture, immigration, employment, shopping, homestay and professional services.

I was hoping that life would be better in BC - but that will not happen.

The notorious international school scam artists that are defrauding thousands of international students and providing Canada with the worst international criminal reputation will be allowed to continue.

BC's Advanced Education Minister Murray Coell had the opportunity to create mandatory quality-assurance programs and the re-regulation of English as a Second Language (ESL) schools and he failed to deliver anything of value.

Of course the BC politicians are using excuses - it will be difficult to write regulations - it creates competitive dis-advantages for the ESL schools - we need more inspectors - there are only a few bad apples in the industry.

What the BC politicians are not telling the BC voters is that the illegal ESL school operators are acting as visa mills for illegal workers. By the way have you ever heard of the sex trade or human trafficing. There are rumours that some are selling fake Canadian University degrees and some are fronts for money laundering. We get complaints about the small petty criminals that just do not pay their Canadian teachers, their Canadian homestay fees, do not pay Canadian taxes etc. etc..

What is even worse is that many students have their registration and tuition money stolen before they even get to Canada. Many students that get to Canada and are ripped off do not complain because they do not speak English, are afraid of the police and they have been threatened by the criminals.

The BC politicians know that the international ESL student complaints are like the iceberg with 95% of them hidden and never seen. It really looks like the BC politicians have done nothing to help the international ESL students because they are not BC voters and after they had their money stolen they do not have money. When have you ever seen a BC politician help someone that is not a voter and has no money?

Early retirement is a hot button for the vast majority of working adults.

The concept of not working is pure fantasy for working adults slugging out a salary in the harsh pits of employment. Working with stress, demeaning behaviours, unhealthy dangerous or physically punishing jobs will motivate all sane people to try to leave early.

For those who love their job, get up early and work late, are constantly rewarded and appreciated for their contributions and efforts, the concept of early retirement never enters their thinking.

Standard saving and planning for early retirement as promoted by the banks, insurance companies, investment managers, pension trustees and retirement planners all seems to be the same. You do without part of your money for forty years and trust that there is something left for you at age 55, 60 or 65. (Just ask the retirees who had to get their money in 1978, 1987, 2001, or 2008 what they think)

Just ask many who are retiring early what they will do? Their answers will surprise you. Usually they are even more busy than when they are working. Early retirement is just a job change for these individuals.

To me renovating the house, building a cottage, putting in a greenhouse garden, completing a university degree or writing a book is starting a new job.

To me leaving work because of injury, accident, heart attack, stroke, dementia, cancer, a host of other work ending events, damages or conditions this is not really early retirement it is convalescence and recovery.

To me the statement "How to retire early" has to be expanded or changed into something like early retirement lifestyle changes or something like early retirement leisure and income activities.

We have lots of time to explore the early retirement concepts and procedures.

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