Get prepared before hitting doughnut hole

By FRANK BAILEY
AARP Director of Health
A quarter-million Floridians age 65-plus will bite into Medicare’s “Doughnut Hole” in 2011.
It’s not a treat. The “Doughnut Hole” is another name for the coverage gap in Medicare’s Part D prescription drug benefit. Medicare, the federal health insurance program for people 65 and older and for some younger persons with disabilities, offers coverage to help people pay for their prescription drugs.
Once you’ve had $2,840 in covered drug expenses in 2011, Medicare Part D drug coverage stops and you must pay for your prescriptions out of pocket. Coverage resumes once you’ve had $4,550 in covered expenses.
Today, Part D is sweeter than it used to be. Before the health care law was enacted, you paid the full price for your drugs when you fell into the “Doughnut hole.”

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