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How the Adjuster Will View Your

If you have a disability claim, expect a claims adjuster to heavily scrutinize your injury and the type of work you do. Detroit disability attorneys can answer some frequently asked questions along the way.

How Do I Show Loss of Earnings?

In addition to proving the existence of a disabling medical condition, you must also prove you have lost earnings as a result. Detroit disability lawyers can explain what adjusters look for when making recommendations about your disability claim.

Salaried vs. Self-Employed

Salaried employees have an easier time proving loss of earnings since they will have documentation such as pay-stubs and W-2s. Detroit disability attorneys can offer strategies to prove lost earnings for self-employed workers such as doctors, lawyers, contractors or accountants. A self-employed earner can hire a replacement and document the amount paid to them rather than sitting back and accumulating lost profits that are tough to prove down the road.

“Suspicious” Occupations

Your Detroit disability attorneys can discuss certain types of jobs that adjusters view with heightened skepticism. Fair or not, these occupations have a tougher time proving lost earnings:

drivers (truck, cab, ambulance)

iron workers

doctors

lawyers

police officers

musicians/actors

As Detroit disability lawyers see time and again, these professions raise suspicion due to the difficulty of proving lost earnings as stated above.

How Do I Prove I Have a Medical Condition?

Detroit disability lawyers can help you understand the vast amount of documentation that may be required to prove your disabling medical condition. Adjusters want to see a correlation between the injury or medical condition, and your inability to work. Detroit disability attorneys will likely tell you that treating doctors must support your work limitations in their findings. Additionally, the treatment prescribed should fit the claimed disability. Overtreatment raises suspicion.