You agreeabsolutely and irrevocably, forever and
ever, throughout the universe, that you hold harmless 'Copernicus,' The
2000 Corporation, or any of their affiliates, associates, or employees
with respect to anything you use on this site. You will never assert liability,
damages, or claims against any party having anything whatsoever to do
with this site. You are not solicited to
buy or to sell any security or act on any other information mentioned herein. Any of us may hold any of the
securities cited from time to time. The data reported may contain
errors. The methods are fallible. They are simply tools,
founded in elementary mathematics, designed to observe, measure, and depict
the continuous price behavior of selected measures of
the U.S. Stock Market. The site is offered "as is," with no
warranties offered whatsoever of any kind, expressed or implied.

Hypothetical or simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also since the trades have not actually been executed, the results may have under or overcompensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. Actual trading can and does result in real losses. If you cannot afford real losses, you should not trade.

If some law somewhere gives you standing to sue despite my exemplarily clear language, your damages, if any, are limited to the subscription fee you paid, if any, or US$1.00, whichever is greater.

If you
use or act on anything here, your act of use thereby expresses and
constitutes your complete agreement with these terms of use.'Use' means any action you take or do not take as a result of
anything you see or have seen on this site.

All the pages on the site are the copyrighted intellecual property of my publisher, The 2000 Corporation, except where stated otherwise. You may freely copy, reproduce, send, or retransmit anything you see on this site provided you always include clearly and completely the publisher's copyright notice and the web address of the site, thus

You must obtain additional permission if you wish to reproduce, copy, reproduce, distribute, u.s.w., either my first color portrait on the site, the map of where I was born, or the coat of arms on the banner and elsewhere. (See "Acknowledgements" for the copyright owners.)