Relatively healthy, as an assumption of average age, team member population.

Appreciates automation, scalability, technology, and high quality of work.

Our specific approach is tailored around each client to achieve optimal efficiency, pricing, scalability, and also to remain compliant with the complex regulations of our benefits industry.

Eliminating Paper, Increasing automation

There are a lot of portals out there, but our best-in-class solution, Maxwell Health, boasts considerable advantages for companies that are scaling quickly. This visually-stunning portal is easy to use and includes a mobile app so that your staff have all their benefit information in their pocket, whenever they have their phones, which is likely all the time. Maxwell Health is unique and it allows our agency to scale Fortune 500-level products, programs, and technology to much smaller companies. Here are some facts:

LIVE Carrier Integrations

Many portals tout their integrations, but Maxwell Health has pre-built file feeds with many of the largest carriers in the nation. What this means is there is minimal set-up and the carriers are connected with your portal from day one. Carriers may be reluctant or unwilling to integrate with portals for groups that have under 100 enrolled employees, which is a disadvantage for the client, but our portal has solved that problem.

Fortune 500-Level Benefits

You compete for employees. It is a competitive market for millennials, so you have a considerable advantage by being able to offer large company benefits even if you have 10 employees or less. Be a hero to your employees by offering voluntary benefits to them. You risk nothing, but help each employee by providing them a wealth of options.

Maxwell Health has pre-negotiated arrangements with many of the major carriers in the market that allows lower participation thresholds for products that are traditionally offered to much larger groups.

Health and Welfare Expertise

What's in a name? Health and Welfare Consulting is our primary and only focus, and it is important to consider this distinction when it comes to evaluating the 2nd highest employee-related expense item: benefits. There are so many companies that have attempted to become brokerages only after mimicking a software solution that they saw another company create. Prosperity Benefits has a fundamental understanding of Health and Welfare programs and knows that it is of utmost importance to understand how to structure programs so that they remain cost-opimized and transparent. Have you ever seen your claims experience, analyzed the risk of your group, or viewed where your benefits dollars are being allocated within your medical program? Most small companies have not, but we provide you the tools to correct this dated standard. The only way to mitigate increases in the long run is to control the risk of your group, simply put, but without the right Consultant, you may find yourself looking at increases every 12 months and wondering how to get unstuck.

Managing your benefits risk

“We can not solve our problems with the same level of thinking that created them”― Albert Einstein

Can any quote be more pertinent to the health and welfare industry? "Old world" thinking is to quote every 12 months and hope for the best. This is a flawed approach and sheds light on the fact that a majority of brokerages are still putting their client in 'react' mode when their renewal comes. We take steps together to bend the cost curve in your favor. By proactively analyzing your claims data, risk profile, pharmacy spend, communication efforts, and more, we can help you stay ahead of unexpected and large increases. Many of our clients are level or self-funded, which means claims matter tremendously in calculating the renewal. Clients with over 50 eligible employees are still underwritten and subject to claims experience, so it is critically important for those groups also to manage their benefits risk. We have the tools and wherewithal to help bring you a level of transparency and benefits risk management that is very difficult to find in our industry. Tired of not knowing where your dollars are going and how to mitigate renewals? Let's talk.