TCF Capital Funding, a division of TCF National Bank based in Chicago, IL provides cash flow and asset based loans to private equity and entrepreneur backed companies throughout the United States. Our niche is the lower middle market, defined as privately held companies with less than $100 million in sales and EBITDA of $2 million to $10 million.

TCF Commercial Online Banking has new and improved features including the ability to view your account statements in PDF format, visibility to deposit item detail and same day ACH credit origination. Learn more.

Even before we were known as Twin City Federal®, TCF has been committed to building better communities by improving the quality of life in the communities we serve. Whether it's donating funds through the TCF Foundation, conducting fundraisers in branches, or providing free financial education to teens and adults, TCF focuses on giving back in ways that have a meaningful and lasting impact.

TCF Bank offers a comprehensive selection of treasury management products and services to fit the needs of commercial clients. From collections to disbursements and reporting services, we have the tools to help you manage your cash efficiently.

At TCF, we offer payment processing and payroll solutions designed especially for small and medium-sized businesses. Our goal is simple: to take the hassle out of payroll and payments so you can focus on the success of your business.

Our customer service teams will help resolve suspected fraud on your account and replace your card if it is lost or stolen. Learn more about how to identify a transaction you may not recognize, stop a recurring transaction, or resolve a dispute with a merchant’s product or service.

We always strive to offer convenient branch hours to our customers. However, TCF Bank branches may have limited hours on the upcoming holidays. As always, online banking and our mobile app are available for use 24/7. To find your nearest branch, visit the TCF Locations page.

Overdrafts and denied transactions can happen when you write checks, make electronic payments, withdraw money, or make debit card purchases for more than the available balance in your account. Even if you've never overdrawn your checking account, it's always good to know you have choices.

Mobile devices are changing the way consumers pay for purchases in app and in store. Learn more about the latest mobile payment options to ensure you’re in the know when making mobile purchases on the go.

There isn’t anything more important than protecting your loved ones. Making sure you have the right insurance can do just that. Stay informed about the types of insurance and the costs associated with each to help ensure your loved ones are protected.

Are you preparing for tax season? If there is one thing we always can count on, it’s taxes. There are many different types of taxes and it’s important that you know how to prepare for taxes and the forms you need to complete. Take our free Taxes course in the TCF Financial Learning Center.

Most people look forward to retirement as a chance to relax, sit back, and enjoy the things they did not have the time to do when they were working full time. But it is important to remember that retirement is also a time when you are no longer earning income. To have financial security when you are no longer working, you need to develop and implement a retirement savings plan as early as possible.

Learn to save wisely. Have you ever wondered about the differences between savings accounts, money market accounts and CDs? Our Savings course will teach you that and more, including how to save to meet your financial goals.

Paying for higher education may seem a bit intimidating. Sometimes even scholarships and financial aid packages may not cover the total cost of tuition. This is where a 529 Plan can help cover the gap.

Are you trying to figure out how to pay for college? You’ve come to the right place. This course will help you understand the different ways to fund higher education, and it also explains the various loan and financial aid options that may be available to you and your family.

Estate planning isn’t the most upbeat topic to think about, but it’s certainly important to help take care of your family, property, and any obligations in the case of your death. No matter the size of your estate, taking care of these details will ease the burden on your loved ones and make sure that your wishes are met.

Like most Americans, you probably either have a credit card or are considering getting one. There are many benefits to having a credit card, but there are also some associated risks. Before you choose a credit card or use one to make a purchase, it’s important to know how credit cards work so you can use them effectively and avoid any penalties.

Successful office space developers need a reliable banking partner with a strong capital base and a broad range of products and services. We combine the strength of a national lending platform with the high touch of a local bank, offering broad capabilities that can help you reach your goals.

TCF Commercial Bank offers a wide range of financial services for developers of retail properties. Whether a property is classified as anchored or unanchored, our bankers work with you to develop tailored solutions designed to support your specific business objectives.

Student housing has changed and so have the banking needs of the developers that build it. At TCF, our experienced bankers have the expertise to create solutions that fit your needs. From modest campus housing to upscale high-rises, we’re ready to contribute to the success of your next project.

TCF commercial bankers have years of experience in the hospitality industry, delivering tailored solutions to help owners and developers achieve their business goals. We offer construction loans and other financing options, as well as treasury management products for efficient cash flow.

To grow your business, it helps to have a banker who understands your industry. At TCF, we have experience and expertise in a wide range of industries, so we’re well-equipped to help you meet your goals.

Multifamily lending is a core specialty at TCF Commercial Bank. From private owners to large property management companies, we understand the unique financing and banking needs that come with owning and investing in revenue-generating properties.

TCF commercial bankers are experts in offering flexible financing options to owners and developers of industrial and warehouse space. Our bankers will collaborate with you to understand your unique business needs and create tailored banking solutions designed to meet your strategic goals.

The experience of TCF Capital Funding's leveraged finance team allows it to offer a variety of leveraged loan structures to fit the customer's financing need. Whether the company is asset intensive or generates a significant amount of cash flow, TCF Capital Funding can work to tailor a structure to meet both the funding requirement and simultaneously take into account the company's debt service ability.

TCF Capital Funding is a provider of senior secured debt to lower middle market companies throughout the United States. Products include cash flow and asset based loans utilized for growth capital, acquisitions, buyouts and refinancings.

A leading commercial real estate lender, TCF Bank combines the high-touch service of a local bank with the strength and expertise of a regional expert. We offer a wide range of product types and deal structures, including construction loans, bridge loans, acquisition loans and interest rate swaps.

Join a fast-paced, community-minded organization that offers outstanding individuals the opportunity to grow a career in the financial services industry. TCF offers a variety of positions to serve our diverse customer base and support our wide array of products and services in the marketplace.

TCF Financial Corporation has adopted specific Corporate Governance procedures and policies to help guide the company in the fulfillment of its responsibilities to shareholders, customers, employees and communities.

We offer internships in a variety of career paths designed to help you grow. From marketing and digital to finance and accounting, from information technology to risk management — you'll learn skills to help you kick start your career. Apply today to join our team!

TCF provides full-time and part-time employees with a comprehensive benefits program. We offer a wide range of benefit options and coverage levels so employees can select a plan that best suits their individual needs and their personal situations.

TCF maintains the Site as a service to the Internet community. Unless otherwise identified, all content within the Site (including the design, text, images, graphics, software, and other content) is protected by the U.S. copyright laws and international treaties. Learn more.

Do you need a checking account for a scout troop? A bowling league? How about a gardening club? Free Community Group Checking is a low-cost solution designed for small nonprofit organizations and clubs.

The TCF Financial Fitness Program is a free, online financial education program that helps adults manage their money more effectively, make decisions that strengthen their financial future, and gain confidence in their financial knowledge.

In today's wholesale distribution industry, a solid banking relationship is more important than ever. At TCF, our bankers focus on the long-term business horizon, offering credit and treasury management solutions designed to help your businesses succeed. Backed by the strength of a national bank with local expertise, we can help get your business moving.

A strong banking relationship helps you keep your equipment running and your cash flow moving. From purchasing to fabrication and distribution, our bankers are committed to working closely with you to explore the best financing options for your business. In addition, we offer a wide range of treasury management solutions designed to help you streamline your payables and receivables processes.

Not-for-profit organizations face a unique set of challenges. At TCF, our experienced bankers know how to provide expert service to a wide variety of nonprofit clients, including social service providers, religious organizations, educational and professional institutions, trade unions and more.

Financing solutions for senior housing is core strength at TCF. We offer lending solutions for the construction, acquisition and refinancing of properties designed for seniors, including skilled nursing, independent living, assisted living, assisted living with on-site nursing care, and stand-alone memory care facilities.

Overdrafts and denied transactions can happen when you write checks, make electronic payments, withdraw money, or make debit card purchases for more than the available balance in your account. Even if you've never overdrawn your checking account, it's always good to know you have choices.

You “overdraw” your account when you write a check that exceeds your available balance at the time we deduct the payment from your account. You also overdraw your account when you use your debit card for a transaction that exceeds your available balance at the time we deduct the payment from your account.

While overdrafts provide a benefit in occasional situations and emergencies, you should avoid them and not rely on them as a long-term source of credit. Alternative forms of credit may be less expensive and more suitable for your longer term financial needs. These may include overdraft lines of credit, personal loans, or lines of credit.

No. Chip cards won't prevent the types of large-scale data breaches that have hit some merchants, but they do make it extremely difficult for fraudsters to produce counterfeit cards from the stolen data.

You can get a chip-enabled debit card instantly at any branch or by calling 1-800-823-2265 (1-800-343-6145 TTY). If you open an account online, your card will be mailed to you. Once it arrives, be sure to activate it and sign the back.

Your chip-enabled card can be used anywhere Visa cards are accepted in the U.S. and around the world. If a merchant has a chip-enabled payment terminal, you will insert your card during the transaction. In the U.S., you will still be able to swipe your card to make your payment if a merchant has a regular payment terminal. You will need a PIN to be able to make a transaction at an ATM.

Yes. Depending on the type of ATM, you might be able to wave your card or you might be prompted to re-insert your card. Leave the card in the ATM until the transaction is complete and the card is released. Then remove your card and any money you might have withdrawn.

You're leaving our site

You are leaving TCF's website and entering a third-party website that TCF does not control. TCF is providing this link as a convenience and does not endorse and is not responsible for the products, services, links, content, privacy or security policies, or system availability of this website. TCF's links to social media sites are also being provided as a convenience. TCF does not endorse and is not responsible for any and all content not posted by TCF.