Standard Chartered Car Insurance - Product Features

Buy your Car Insurance online
Standard Chartered Bank has partnered with AXA Insurance, one of the most trusted non-life insurers in the region, to offer you a fast and convenient way to purchase your car insurance online.
Car Insurance - FeaturesConvenient Solutions
Whether you need to insure your first car or renew your existing car, Standard Chartered Car Insurance will provide a solution that suits your requirements and offer you great product benefits at a price you can afford. With Standard Chartered Car Insurance, you can choose between three convenient insurance solutions:

Benefits

Prestige

Perfect

Select

Third party property damage limit

AED 5,000,000

AED 3,500,000

AED 3,500,000

Emergency Medical Expenses

AED 6,000

AED 3,500

-

Personal Injury Cover

20,000

20,000

-

New Car Replacement

24 months

12 months

-

Agency Repair

5 years

2 years

-

Guaranteed Repairs

Yes

Yes

Yes

24-hour accident and breakdown recovery

Yes

Yes

Yes

Windscreen Damage

Yes

Yes

-

Riot, Strike, Storm and Flood

Yes

Yes

-

Off-road Cover

Yes

Yes

-

Oman Cover

Yes

Yes

Optional

Personal Accident Benefit for driver

Optional

Optional

Optional

Personal Accident Benefit for passengers

Optional

Optional

Optional

Hire Car

Yes

Optional

Optional

GCC Cover

Optional

Optional

Optional

No Claims Discount Protection

Optional

Optional

-

Pickup & Delivery

Yes

-

-

Claims - Single point of contact

Yes

-

-

Cover Details and Benefits:
Standard Chartered Car Insurance offers you comprehensive cover and convenient benefits, subject to Terms and Conditions as mentioned in the Policy Handbook.

•

Loss of or Damage to your vehicle
Cover for the accidental loss of or damage to the insured vehicle due to an insured peril.

•

Third Party Bodily Injury
Cover for your legal liability in the event that you have to pay compensation for any bodily injury to or death of a third party, following an accident.

•

Third Party Property Damage Cover for your legal liability in the event that you have to pay compensation for damage to materials and property, following an accident.

•

Medical Expenses
Cover for a limited amount of medical treatment incurred as a direct result of an accident when using the insured vehicle.

•

Personal Belongings
Cover for the value of loss or damage caused to your personal belongings whilst in the insured vehicle.

•

Natural Perils (Storm/Flood)
Your policy cover extends to include accidental loss of or damage to the Vehicle caused by natural perils such as storm and flood.

•

Off-Road Cover
If your vehicle has off-road capability, the policy is extended to cover you whilst you are off-road.

•

Oman Extension
Cover whilst temporarily being driven in the Sultanate of Oman.

•

Agency Repair
Repair of accidental damage of the insured vehicle at the manufacturer's authorized dealers within the UAE.

•

Hire Car + AXA Valet
Hire Car facility at the time of a covered accident. This is supported with AXA's Valet service which will deliver the hire car to your home or office and also collect the hire car once your car's repairs are complete.

•

24-hour Accident & Breakdown recovery
Extensive breakdown and accident recovery 365 days a year, 7 days a week to your vehicle and any private vehicle in which you are travelling.

•

Personal Accident Cover for Driver
Compensation to the driver of the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

•

Personal Accident Cover for Passengers
Compensation to the passengers in the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

•

GCC Cover
Under this cover, the loss of or damage to your vehicle is extended to all GCC countries. This does not include third party liability cover, which must be purchased separately at the border.

•

No Claims Discount (NCD) Protection
This cover enables you to protect the benefit you have gained through accruing claims free years.

Terms and Conditions
Motor Insurance policy is offered by AXA Insurance Company and Standard Chartered is only a distributor of this product
Detailed T&Cs are available on their website - www.axa-gulf.com
You can buy your insurance policy within 5 minutes depending upon your and the insurance provider's system capability along with the required information. Insurance policy will only be issued after all the required documents have been received and are correct and accurate. These documents are subject to manual verification by AXA Insurance and should be submitted within the opening hours of AXA's call centre.