Types of Checking Accounts We Offer

We build our checking account products with the customer in mind. From a Business Checking Account to Student Checking, we want to better serve you with better benefits and making managing your account easier.

Non-Interest Checking

Personal and Commercial Business

Both require $50.00 minimum deposit

To avoid a monthly service charge of $5.00, a minimum daily balance of $500.00 must be maintained

Student (full-time) and Regular Checking + (Age 62+)

Both carry no monthly service charges

Interest Checking

Personal Now and Business Now

Both require $1,000.00 minimum daily balance to avoid a $9.00 monthly service charge

Personal Super Now and Business Super Now

Both require $1,000.00 minimum daily balance to avoid a $13.00 monthly service charge

Savings Accounts

Our Savings account products were also built with the customer in mind. From a Personal Account to a large Commercial Account, we want to better serve you with better benefits and help make managing your account easier.

Personal Savings:

Personal and Commercial Business

$50.00 deposit required to open and earn interest

Money Market Savings:

$1,000.00 minimum balance required.

Interest based on tiered rates

Club Accounts:

Christmas/Vacation

Certificates of Deposits

Loans

Types of Loans we offer…

No Matter if you are in the market for a new home, a new car or just want to take that dream vacation we have the right loan for you. With competitive rates and low fees, we are here to help make your dreams a reality.

Certificates of Deposit

Interest rates and annual percentage yields are current as of
Wednesday, February 18, 2015

Term

Annual Percentage Yield

*Minimum Opening Balance

31 Day

.10

$1,000

91 Day

.20

$1,000

182 Day

.20

$1,000

12 Month

.40

$1,000

18 Month

.40

$1,000

24 Month

.65

$1,000

36 Month

.95

$1,000

60 Month

1.20

$1,000

*Minimum balance required to earn annual percentage yield,
A penalty may be imposed for early withdrawal.
31 day CD: Annual percentage yield is based on interest compounding Monthly 91, 182 Day and 12, 18, 24, 36, and 60 month CDs: Annual Percentage Yield is based on interest compounding Quarterly.
Some limitations may apply.

Individual Retirement Rates

Type

Annual Percentage Yield

*Minimum Opening Balance

12 Month Fixed IRA

.75

$50

Minimum balance required to earn annual percentage yield.
A penalty may be imposed for early withdrawal.
Annual percentage yield is based on interest compounding daily.
Some limitations may apply.

For more information, please call (606) 845.2461 or stop by our main office in Flemingsburg.
Terms and conditions are subject to change at Peoples Bank discretion.