Anyone in Banking of know of anyplace that has Sub 3.5% refi auto loans right now. Looking to refi on my truck, I took the Ford Credit to get the extra $1k off the top. I looked into a couple of places, but they was around 4%. I know i Have a 790 credit score because I was going to refi through a local bank and they ended up pissing me off because it was not the rate that they oringinlly told me.

went with CU of Tx, 3.19% no interest for the first 3 months. They had a 1.99 but that was a bit short for me for 1 year. The 3.19 was all the way to 80 months and the same as 60 months. So I opted for it, going to pay off early anyway, but this is more flexible