Personal Overdraft

Why choose an Unsecured Personal Overdraft?

Know the funds are there if you need them and only pay interest on what you use

14.99%

p.a. variable interest rate

$0

establishment fee

$5

monthly administration fee

Up to $20k

credit limit

An overdraft helps you

use
credit
your way

An overdraft can give you a way of knowing the money will be there if you need it. Apply for a credit limit of $500–$20,000 that you can access if your Complete Freedom transaction account balance is at $0.

The Detail

Before making a decision, please read these documents to ensure you’re aware of all fees, charges and interest rates.

The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you. Read the above product disclosure documents as well as the Online Banking Terms and Conditions (PDF 1MB) before making a decision and consider whether the product is appropriate for you. If you need help, call 13 13 76.

Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.