Dean Cole suffered from dementia and his wife was no longer able to provide the special care he required. Dean was admitted into a local nursing home in Minnesota, where his wife was asked to sign lengthy admissions documents that included a forced arbitration clause.

When Tia began working for Circuit City, she never imagined that her supervisor and mentor would assault and sexually harass her. She also had no idea that there was a clause hidden in the fine print of the employment contract that would grant Circuit City a license to steal her access to justice.

All James wanted was to fund his small business with a loan provided by a business partner. Once the loan was authorized, the money would show up in James’ bank account - which he could then use to pay bills.

As a young man, James served in the Navy performing engine room maintenance. After his honorable discharge, James went to work as a machinist, technician and maintenance general at a rubber plant in Pennsylvania.