I don't we use the envelope system recommended by Dave Ramsey and every dollar my husband makes has a place/name. We live on a tight, but doable budget. When I did work, I made $200 or less per month and we felt we would not miss my income and it was not even worth me working. If you are having issues with money make a budget and cut out unneeded expenses. We no longer have cable, because Netfix is cheaper. Many people don't budget, and end up overspending.

I don't we use the envelope system recommended by Dave Ramsey and every dollar my husband makes has a place/name. We live on a tight, but doable budget. When I did work, I made $200 or less per month and we felt we would not miss my income and it was not even worth me working. If you are having issues with money make a budget and cut out unneeded expenses. We no longer have cable, because Netfix is cheaper. Many people don't budget, and end up overspending.

I really try and budget.... I also found a survey site that actually pays...not a lot dont get too excited LOL but it only takes a couple mins and I get asked to do about 10-20 surveys a month and its a dollar a survey and they mail you a cheque when you request it. Like I said...not a lot of money but FREE money wich sounds good to me!

I really try and budget.... I also found a survey site that actually pays...not a lot dont get too excited LOL but it only takes a couple mins and I get asked to do about 10-20 surveys a month and its a dollar a survey and they mail you a cheque when you request it. Like I said...not a lot of money but FREE money wich sounds good to me!

I took the Financial Peace University class through my church. That is when I started it (evolved with the kit). We have different labels on them like groceries, gas, eat out, kid's needs, my free spending cash, husband's free spending cash, we also list automatic payments (utilities, Netflix, internet) out of our checking account on a spreadsheet (invisible envelopes) because those don't physically pay with cash. You can ask for the envelopes at the bank that have lines to write on them (for tracking spending). I now lead the Financial Peace University classes with the Dave Ramsey videos. I became a SAHM only after we did the envelope system for a 3 months and learned how to budget with less money. We could not afford to even think about it before taking the class, and we did not take the class because of credit card debt like most due, we took it to learn to budget our cash-only system better.

I took the Financial Peace University class through my church. That is when I started it (evolved with the kit). We have different labels on them like groceries, gas, eat out, kid's needs, my free spending cash, husband's free spending cash, we also list automatic payments (utilities, Netflix, internet) out of our checking account on a spreadsheet (invisible envelopes) because those don't physically pay with cash. You can ask for the envelopes at the bank that have lines to write on them (for tracking spending). I now lead the Financial Peace University classes with the Dave Ramsey videos. I became a SAHM only after we did the envelope system for a 3 months and learned how to budget with less money. We could not afford to even think about it before taking the class, and we did not take the class because of credit card debt like most due, we took it to learn to budget our cash-only system better.

I just started with this internet marketing business. It's on the internet so its work from home, no start up cost, no selling, no parties, you don't even have to talk to people on the phone, much less face to face! I made $138 last night while I was sleeping! That's $138 more than I invested in the business. I work any hours I want and I promise its less than 2 hours a day with a toddler running around and being 5 months prego!

I just started with this internet marketing business. It's on the internet so its work from home, no start up cost, no selling, no parties, you don't even have to talk to people on the phone, much less face to face! I made $138 last night while I was sleeping! That's $138 more than I invested in the business. I work any hours I want and I promise its less than 2 hours a day with a toddler running around and being 5 months prego!

Financial peace through Dave Ramsey is very eye opening and I recommend it to everyone even those who think they are financially sound. You can go to their website and see if any classes are offered near you. We could live off of husbands income but we are saving for a house so I do a few things to earn extra money. I babysit, I am a wedding planner and I sell pampered chef. I love planning weddings but I am new so it doesn't bring in a while lot yet. And I love selling pampered chef. It is a really great company and is so good to me.

Financial peace through Dave Ramsey is very eye opening and I recommend it to everyone even those who think they are financially sound. You can go to their website and see if any classes are offered near you. We could live off of husbands income but we are saving for a house so I do a few things to earn extra money. I babysit, I am a wedding planner and I sell pampered chef. I love planning weddings but I am new so it doesn't bring in a while lot yet. And I love selling pampered chef. It is a really great company and is so good to me.

I just started selling Scentsy and I am loving it, it's actually been really fun! You can look into it on my site at kimzeitz.scentsy.us and I occasionally go through the closet and sell old clothes on eBay :)

I just started selling Scentsy and I am loving it, it's actually been really fun! You can look into it on my site at kimzeitz.scentsy.us and I occasionally go through the closet and sell old clothes on eBay :)

I sell all my kids old stuff at the Just Between Friends consignment sale. They have one twice a yr in a lot of cities. Between the 2 I make about $1,000. I also sell things on craigslist or take my old clothes to Plato's Closet.

I sell all my kids old stuff at the Just Between Friends consignment sale. They have one twice a yr in a lot of cities. Between the 2 I make about $1,000. I also sell things on craigslist or take my old clothes to Plato's Closet.

I just started as a secret shopper, it's not a lot of money usually 60 dollars per shop but the shop takes 30 mins or less and the report is 30 mins or less so essentially I am making 60/hr. it does require you to leave your house but I can bring LO with me or leave him with Dad one evening. You can take as many or as little assignments as you want. There are not many in my area so I can't make that much, but every little bit helps.

I just started as a secret shopper, it's not a lot of money usually 60 dollars per shop but the shop takes 30 mins or less and the report is 30 mins or less so essentially I am making 60/hr. it does require you to leave your house but I can bring LO with me or leave him with Dad one evening. You can take as many or as little assignments as you want. There are not many in my area so I can't make that much, but every little bit helps.

I have just started selling a new product called Skincerity. I have never been interested in selling anything, but this product is amazing!! I just started this week, but some of the girls in my hometown are already making about 5 or 6 hundred a month. My website has lots of info about the product, or you can email me and I'll get you some more info. My website is mynucerity.com/krodgers and my email address is kaylee.rodgers@hotmail.com

I have just started selling a new product called Skincerity. I have never been interested in selling anything, but this product is amazing!! I just started this week, but some of the girls in my hometown are already making about 5 or 6 hundred a month. My website has lots of info about the product, or you can email me and I'll get you some more info. My website is mynucerity.com/krodgers and my email address is kaylee.rodgers@hotmail.com

Hi, I have some sites that pay you to click ads, take surveys, do offers, and even pays you to search online. It's easy and free to do. You will NEVER have to pay a penny. You can get prizes for your little ones, gift cards, paypal, cash, and even checks. If interested, email me at nillas80@aol.com with subject money.

Hi, I have some sites that pay you to click ads, take surveys, do offers, and even pays you to search online. It's easy and free to do. You will NEVER have to pay a penny. You can get prizes for your little ones, gift cards, paypal, cash, and even checks. If interested, email me at nillas80@aol.com with subject money.

I have an interview for a part time daycare position tomorrow and hoping I get it. If so, I can take LO with me to work and get discounted daycare while still earning a paycheck. As far as cutting cost, we budget, don't eat out, no cable (netflix and hulu plus instead), watch our grocery bill, buy at consignment shops for kids, use no/less electricity during peak hours, and made our own baby food. The only time I buy clothes for myself is when I get a gift card.

I have an interview for a part time daycare position tomorrow and hoping I get it. If so, I can take LO with me to work and get discounted daycare while still earning a paycheck. As far as cutting cost, we budget, don't eat out, no cable (netflix and hulu plus instead), watch our grocery bill, buy at consignment shops for kids, use no/less electricity during peak hours, and made our own baby food. The only time I buy clothes for myself is when I get a gift card.

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