Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. This is our recommended Checking account for the added benefits. Full Review

Get up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase SavingsSM account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. Full Review

Open a new TD Bank Premier CheckingSM account online to earn a $300 bonus. Or, open a new TD Bank Convenience CheckingSM account online to earn a $150 bonus. Both offers have a direct deposit requirement. Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. This is one of the best credit card bonuses for a travel card. Full Review

Open an online Money Market Account from CIT Bank (available nationwide) and earn a 1.75% APY rate on all balances. There’s no monthly service charge and the minimum opening deposit is just $100. Full Review

By: Tony Phan | Last Updated: March 1, 2018 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

If you’re an avid online shopper (who isn’t these days?) then hopefully you’ve been using a cash back shopping site/portal for some time now. For those that don’t currently utilize these wonderful tools for earning cash back and rewards, you really should start as they are all free to use!

New to cash back shopping sites? Well, there certainly isn’t a lack of options available, as it is definitely a lucrative business model. We’re here to help you choose the best cash back site option for you.

What’s Up With These Cash Back Shopping Sites?

Totally fresh to the concept? Alright, it’s simple, the cash back shopping site is the middle man to earning incentives (cash back, rewards, points) for your online shopping. You first visit the cash back shopping website, browse their partners, and then get redirected to those partners’ official website to make your purchases. These partners have negotiated a commission with the shopping portal, and part of that commission is shared with you. It’s a win-win for everyone involved.

The surprising thing to many online shoppers is that most of the biggest merchants are partners, so you’re losing out on earnings with a lot of your normal everyday shopping by not taking advantage of these portals. Examples of big merchants:

Walmart

Target

Amazon

Best Buy

Macy’s

eBags

eBay

Kohl’s

Saks Fifth Avenue

Sephora

Home Depot

Groupon

Choosing The Best Cash Back Site

All of the best sites practically do the same intended goal for most shoppers, and that’s earning you cash back for shopping online as you normally would. Here are some of the top factors that you should be concerned with in your choice:

Best Rate. This is the bottom line – which site will earn you the best rate. In this regard, no one site has the kind of dominance to offer the best cash back rate for every partnered merchant. What we’ve done for our round-up below, and we recommend you do as well before deciding, is we used the cashbackmonitor.com website to compare the rates among all the best cash back sites for the most popular merchants. You should make a list of your most preferred shopping sites and compare the cash back rates in order to make a more tailored decision. Yes, these rates are constantly being updated, but it gives you a general idea. Often, many shoppers use 2 or 3 cash back site options, and rotate depending on the best offer. Using more than 3 different sites will spread out your earnings too thin to redeem in a reasonable time frame. If you’re going to be utilizing more than one site, we feel Ebates is one of the best overall to add to your line-up.

Partnered Merchants. Some cash back portals will have thousands more partners than others. It really comes down to which site partners with most of your go-to retail merchants at the best rate, rather than one with more partners that may be of no interest to you.

Earning Opportunities. This is where you’ll find differences between the best options below. Being able to earn cash back for shopping online is going to be standard with any portal you choose. What sets one choice apart from the others are alternate opportunities to earn. For example, Ebates partners with many retailers to give you the ability to earn cash back in-store. You’ll link your credit card to your profile and earn the in-store cash back when you pay with the card. This is particularly useful with retailers where you really need an in-person demo or evaluation. Another unique option is Swagbucks, where alternate ways of earning points include completing surveys and watching sponsored videos.

Referral Bonuses. If you’re Mr./Mrs. Popular or have ways of connecting with the masses, you should take advantage of the referral bonuses available with many of the shopping portals below. You can earn $5, $10, or $15+ per qualified referral depending on the site you choose or when they have limited-time increased referral bonus promotions. Keep in mind, you’ll typically need to also earn a set amount of cash back in your account with your own shopping before being able to cash out the earned referral bonuses.

1. Ebates

Sign-Up/Referral Bonus: Earn a $10 welcome bonus just signing up for a free account. You can then make anywhere from $5 to $25 per qualified referral depending on the current promotion. Referrals can be made via your personalized link, email, Facebook or Twitter. Ebates tends to have a variety of bonus promotions throughout the year for different seasons/holidays.

Number Of Partners: Over 2,000 stores for Cash Back, Coupons & Promo Codes

Favorite Features:

The original cash back shopping portal and one of the best to ever do it.

2. TopCashback

Sign-Up/Referral Bonus: An initial sign-up bonus for new members isn’t always available. Once you’ve joined for free, you can start making $10 per qualified referral. For the Tell-a-Friend bonus to be applied to your account, your friend must authenticate their TopCashback.com account and reach a minimum cashback threshold of $10 cashback.

3. Mr.Rebates

Sign-Up/Referral Bonus: Sign up as a new member for free and get a $5.00 bonus (after first purchase). Once you’re a member, you can start making referrals and each time your referral gets cash back, you get a bonus equal to 20% of their rebate. Referrals can be made via your personal link, email, Facebook or Twitter.

Favorite Features:

Mr. Rebates has given members cash back for online shopping since 2002.

Shop at over 2500 different cash back stores.

Once you’ve earned enough rebates in your account, you can simply cash out and Mr. Rebates will send your balance via a mailed check or Paypal.

4. Extrabux

Sign-Up/Referral Bonus: Sign up for free and earn a $5 welcome bonus. Once you’ve signed up, you can get a $5 cash bonus for every friend you refer. Earn additional cash when your friends shop (equal to 5% on the cash back your friends earn). Your friends also get a $5 cash bonus when they sign up. You can make referrals using all of the popular contact and social media platforms.

Favorite Features:

Earn up to 30% cash back, get money-saving coupons, and find the best price on every purchase at 2,500+ stores.

Receive your cash back via your credit card, PayPal, or a check in the mail. Or, you can donate it to a charity.

5. Simply Best Coupons

Sign-Up/Referral Bonus: Initial sign-up bonuses for new members aren’t always available. Once you’ve joined for a free membership, invite your friends and receive 5% of their earned cash back, up to $50 for each referral.

Favorite Features:

Simply Best Coupons is available in many different countries across the globe

6. BeFrugal

Sign-Up/Referral Bonus: Join BeFrugal for free and earn a $10 bonus payable when you earn $10 in Cash Back. You can then earn a $10 per qualified referral, and your referrals can still earn their own $10 bonus. To qualify for a $10 Refer-a-Friend bonus, new referrals must click on your unique Refer-a-Friend link, join BeFrugal and earn $10 or more in Cash Back (not including bonuses and earnings from non-purchase activity) within 365 days of account creation.

Favorite Features:

Earn up to 40% Cash Back at 5000+ top stores

Receive payments via check, PayPal or Amazon.com Gift Card

1000s of exclusive coupons that you can stack with the cash back earnings

Also find printable restaurant and fast food coupons, offering the latest coupons for over 250 popular restaurants

7. Swagbucks

Sign-Up/Referral Bonus: Sign up for free and earn a 1000 SB bonus points, a $10 value, when you spend at least $25 at a store featured in Swagbucks.com/Shop within 30 days. You can then make referrals and earn $3 per qualified referral. You’ll also get 10% of your referrals’ earnings for life.

Favorite Features:

You can earn cash back for online shopping like with the other cash back portals, but Swagbucks offers many other options for earning points, such as by watching partnered videos, completing surveys, browsing offers, entering contests, etc.

Cash back shopping at over 1500 retailers including Amazon, Walmart, Target, and Starbucks.

Earn SB points for every dollar you spend plus get access to exclusive deals and coupons to your favorite retailers.

Redeem for gift cards or cash back through PayPal.

Swagbucks will give you the most variety to earn, but it will require plenty of time invested to maximize. This may not be the best option for someone just looking for a portal for earning cash back for shopping.

8. Paribus

Paribus works in conjunction with your preferred cash back shopping portal of choice. You don’t earn cash back by doing online shopping. Rather, Paribus is a service that monitors your purchases for price reductions afterwards, and claims price adjustment refunds on your behalf.

They’ve developed a solid reputation and have been acquired by Capital One.

9. iConsumer

Sign-Up/Referral Bonus: Join for free and get 100 shares of iConsumer. Once you’ve joined, invite your friends to join iConsumer. The first time each friend shops and earns Cash Back, you’ll earn 100 shares of stock in iConsumer. You can refer via your own link, Facebook, Twitter, Email or LinkedIn.

Favorite Features:

Not only will you earn cash back for online shopping, you’ll also be able to earn shares of iConsumer.

iConsumer stock – earn shares every time you shop or refer a friend. You’ll get free shares of the company for joining.

10. Credit Card Portals (Chase, Barclaycard, Discover)

Sign-Up/Referral Bonus: There are no sign-up bonuses for these portals, as you can only access them through your eligible credit card. Other credit card issuers have their own cash back shopping portals, but Chase, Barclaycard and Discover have the best options. You’ll usually be able to earn sign-up bonuses when applying for these eligible credit cards. Great options for these respective portals include:

The Barclaycard Arrival Plus® World Elite Mastercard® offers a 40,000 miles bonus when you spend $3,000 on purchases within the first 90 days of account opening. When you redeem these miles for travel purchases, they're worth $420 due to the 5% in bonus miles you get back every time you redeem for travel.This card has an annual fee of $89 that's waived for the first year, and will earn an ongoing rate of 2 miles per $1 on all purchases. That's basically earning 2% if you redeem towards travel, and 2.1% if you take into consideration the 5% bonus each redemption.If you like to travel, this is a great card worth considering for the flexibility in miles usage without being tied to any airline or hotel. Also, there are no foreign transaction fees to be concerned with. For users who don't travel often, we recommend considering other options. Full Review

Bottom Line

Choose the cash back site(s) that fits your needs best

Remember to always check the cash back site to see if your merchant is partnered, whatever it may be that you’re planning to pay for online. This includes everything from goods, services, and travel. We’re so used to quickly jumping on Amazon and getting things shipped out Prime ASAP that it’s easy to forget to blast up the cash back portal first to save. Perhaps consider setting your chosen cash back site as part of your tabbed home pages at browser launch!

Maximize your earnings by referring friends and family to use these shopping portals as well, as they are all free to use and earn with.

MoneysMyLife Top Offer Picks

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: March 1, 2018 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Below are new American Express Gift Card promotional codes to waive Fees.

When purchasing American Express Prepaid Gift Cards you will encounter up to 2 types of fees, Purchase Fees and Shipping Fees. Shipping Fees are only involved when purchasing these gift cards online. The Purchase Fees are relevant to American Express Gift Cards purchased both online and in-store (the fees ARE different depending where you buy).

Promotional coupon codes will typically give you either No Purchase Fees or No Shipping Fees. Rarely are there promo codes to waive all fees, and usually only one code can be applied if both types exist.

New American Express Gift Card Promotion Codes

American Express Gift Card Promo Codes (No Purchase Fees)

Each gift card you purchase will incur its own Purchase Fee. Apply the No Purchase Fees code to waive the total of all the Purchase Fees in your order. *Typically more savings for multiple gift card purchases.

American Express Gift Card Promo Codes (Free Shipping)

Shipping Fees when purchasing Amex gift cards online will range from $5.95 to $15.95. Apply the No Shipping Fees code to waive this fee. *Typically more savings for single gift card purchase.

PROMOTION CODE(S) TO WAIVE PURCHASE FEES

Get 100% off Purchase Fees on Generic American Express® Gift Cards using this promotion. These are gift cards you can give to anyone without any custom messages. Several designs to choose from. *Shipping Fees still apply when using a promotion to waive Purchase Fees.

No Purchase Fees Code: web4135

Get 100% off Purchase Fees on Personalized American Express® Gift Cards using this promotion. These gift cards can be customized with a name embossed in gold letters. *Shipping Fees still apply when using a promotion to waive Purchase Fees.

No Purchase Fees Code: web4135

Get 100% off Purchase Fees on American Express® Business Gift Cards using this promotion. These make great gifts for the office. Several designs to choose from. *Shipping Fees still apply when using a promotion to waive Purchase Fees.

No Purchase Fees Code: web4135

Get 100% off Purchase Fees on Customized American Express® Business Gift Cards using this promotion. These can be personalized with up to two lines of custom messages. Give employees, colleagues or clients the gift that’s all about them. *Shipping Fees still apply when using a promotion to waive Purchase Fees.

No Purchase Fees Code: web4135

PROMOTION CODE(S) TO WAIVE SHIPPING FEES

Get 100% off Shipping Fees on Generic American Express® Gift Cards using this promotion. These are gift cards you can give to anyone without any custom messages. Several designs to choose from. *Purchase Fees still apply when using a promotion to waive Shipping Fees.

Free Shipping Code: FREESHP18A

Get 100% off Shipping Fees on Personalized American Express® Gift Cards using this promotion. These gift cards can be customized with a name embossed in gold letters. *Purchase Fees still apply when using a promotion to waive Shipping Fees.

Free Shipping Code: FREESHP18A

Get 100% off Shipping Fees on American Express® Business Gift Cards using this promotion. These make great gifts for the office. Several designs to choose from. *Purchase Fees still apply when using a promotion to waive Shipping Fees.

Free Shipping Code: FREESHP18A

Get 100% off Shipping Fees on Customized American Express® Business Gift Cards using this promotion. These can be personalized with up to two lines of custom messages. Give employees, colleagues or clients the gift that’s all about them. *Purchase Fees still apply when using a promotion to waive Shipping Fees.

Free Shipping Code: FREESHP18A

MoneysMyLife Top Offer Picks

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: February 7, 2018 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Previously, you could earn 100 shares of iConsumer stock when you sign up, and for each person you refer that signs up and uses the service. With their newly updated referral program, you can now earn $5 in Bitcoin the first time your referrals shop, and 5% of their shopping earnings for life. Plus, you’ll still earn 100 shares of iConsumer when you sign up as a new member.

iConsumer is a new shopping portal that lets you earn cash back on your purchases by redirecting through their website. It’s basically just like Ebates and Mr.Rebates, which are two of the bigger ones.

Personally, we prefer Ebates because they were one of the first cash back shopping portals and have a great reputation.

Like all similar shopping portals, there is no charge for using the service so you’re really missing out by not using some variety of shopping portal. The merchants pay the shopping portals, which in turn give you a percentage in rebates money. Even your credit card issuer might have its own shopping portal, like Discover and Chase.

100 Shares For Signing Up & $5 In Bitcoin/5% Of Earnings For Life

Sign up for free to become a member and you’ll receive 100 shares. Once you’re a member, you can start making referrals where you’ll earn $5 in Bitcoin once your referrals make their first purchase through iConsumer. You’ll also earn 5% of what they earn from shopping for life.

As a member, you’ll be able to earn Bitcoin with every purchase using iConsumer.

They now partner with more than 1,700 of the best online stores. We did a quick search and found some common ones like Walmart, Target, Ebay, Hotels.com, Groupon and Banana Republic. Whether you end up using iConsumer or another shopping portal, it’s free to sign up now to start earning free shares and decide on it all later.

More About iConsumer

Whether or not iConsumer happens to be the best coupon site right now can be debated. If you get a better discount with a coupon from another provider for a particular store and a given product, then that would certainly be more rewarding.

Do the coupons and iConsumer cash back turn out to be more rewarding than others? You can get offers where iConsumer cash back will save you hundreds of dollars. That is not very different to what other coupon sites offer.

With many retailers, you’ll be able to earn rebates in Bitcoin and stock shares, along with the traditional cash rebate for certain transactions.

Where iConsumer rebates become more relevant and perhaps more popular is the range of goods and services that you can purchase. iConsumer rebates are arguably applicable to most brands you would have heard of, as well as retailers that you may not be aware of.

In addition to having one of the largest networks of retailers accepting the coupons, promotional codes and iConsumer rebates, it is also the convenience that makes iConsumer a player in the cash back shopping niche.

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: January 1, 2018 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Find out how to save some money on all the best gift cards here.

Over the past few years gift cards have become more and more popular as gift ideas for not only acquaintances and coworkers, but close friends and family as well.

Recipients are actually requesting gift cards more now than ever, leading to an all time high rate of gift cards being bought.

In today’s economics times, gift cards are just more practical. You’re giving someone the option to buy exactly the things they want and need. Let’s face it, it also makes it a lot easier on you during the gift searching process.

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

Best Ways To Save Money On Gift Cards

Gift cards are sold just about everywhere these days. Supermarkets, malls, grocery stores, gas stations – you name it. But, you’re basically paying full price for the face value of the gift card.

Merchant-branded gift cards don’t involve Purchase activation fees, so a $25 gift card will cost you $25. Visa, MasterCard, and American Express gift cards all require a Purchase Fee, which can be anywhere from roughly $3 to close to $6 or so depending on where you buy.

Buy Discounted Gift Cards From Exchange Sites

You’re basically buying previously owned gift cards at a discounted rate. These gift card exchange sites will only carry merchant-branded options, since there’d be no reason for someone to sell off their Visa or MasterCard gift card. *Use the gift card exchange sites noted below to sell off any unwanted gift cards you may have also.

My 3 favorite sites for buying discounted gift cards (check all 3 because availability may be different between them all):

Raise.com is one of the best for buying gift cards and it’s my personal favorite.

You can get $5 off $75+ with this offer link & code RAISE75AF. I review Raise.com here. *There’s currently also a new offer – New members get an extra $10 off $50 with code: NEW10.

CardPool is my second favorite source for discounted gift cards, but it’s a close second. Save even more money by referring your friends to CardPool and get $5 per person. The friend you referred will also get a $5 coupon as well. I review CardPool here.

GiftCardGranny is a database gift card gathering search tool. Compares prices from different sources, but I find it’s not always up to date. I just added it in here for variety, but don’t find myself using it often.

Buy Discounted Gift Cards On eBay

Through the eBay Gift Cards Store: you’re just purchasing gift cards at face value and using eBay as a place to buy them. You’re not getting them at a discount.

Search for gift cards on eBay: with the “Buy It Now” options, you’re not really going to save that much more on gift cards compared to the gift card exchange sites above. You can save more money by being patient and bidding on the gift card auctions. This may or may not be worth the trouble for you, but you’ll likely save some decent change. You’ll also sometimes find high valued gift cards on Ebay that may not be available through the exchange sites. I like buying my Starbucks gift cards on Ebay, and I can usually score a really good deal.

The most popular topics at MoneysMyLife are bank account sign-up promotions, where banks will pay you cash bonuses for opening new Checking and Savings accounts. These offers are popular because they don’t cost anything and most only trigger a Soft credit inquiry that doesn’t affect your credit, unlike with credit card applications. Top bonuses come from Chase Bank, TD Bank and Northpointe Bank. See all the current offers here.

Most Popular Gift Cards For 2017

American Express Gift Cards

A sure winner in the office setting, these are accepted everywhere American Express is accepted. They are good gift options for your employees, as well as friends and family. The one drawback is the purchase fee that is involved in each one you buy at your local drug store or supermarket. Besides locally, you really can only get them through the American Express Gift Card webpage. See American Express Gift Card savings and coupons.

Amazon Gift Card

Slowly becoming one of the most popular gift cards, with Amazon carrying millions of items in just about every single category you can think of. You can actually find Amazon Gift Cards through the gift card exchange sites also.

Visa gift Card

Visa is accepted almost everywhere credit cards are accepted, so this adds a little more convenience for the recipient. Whether at a local store or online, these will require purchases fees (usually $3.95 or $4.95). Shipping fees may also apply buying online as well.

Restaurant Gift Cards

The benefit to the buyer is that most restaurants give extra incentives or bonuses for buying their gift cards (i.e. buy a $25 gift card, get a bonus $5). The negative is obviously the fact that you’re restricting the recipient to just that one venue, so be sure it’s one of their favorites.

Warehouse Gift Cards

The Gap Gift Card

Many people don’t realize that this sucker can be used at all the stores in the Gap family (Gap, Old Navy, Banana Republic, Piperlime or Athleta). So, from the standpoint of an apparel gift card, this is one of the most versatile.

Home Depot | Lowe’s | Bed Bath & Beyond Gift Cards

While there are some product selection differences between Home Depot and Lowe’s, most men are going to go to the home improvement store most convenient to them. For women though, skip both options and opt for a Bed Bath & Beyond gift card instead.

By: Tony Phan | Last Updated: December 17, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

We all want to earn the easy buck, don’t we? But, we all know that if it’s too good to be true, it generally is. So, when we are presented with an avenue where, if we just work it a bit, we can make some extra cash, we have to stop and wonder.

Swagbucks is one such avenue. At first glance, the name is quite enticing, cool, and trendy-like. But, aren’t all things that are – fake and a scam? They lure us in and spit us out on the other side once we have donated our well-earned money to it.

Let us see just what Swagbucks is all about and whether one should take it up as a way to make quick cash.

Swagbucks Referral Bonus: $3 + 10% For Life

Refer your friends and family and when they earn 300 Swag Bucks (SB) you both get a $3 bonus.

Also, you’ll get 10% of their earnings for life. That means if your friend earns 500 SB, you’ll get 50 SB.

If you haven’t signed up with Swagbucks yet, you can also earn a $10 bonus for joining:

Member must “Activate” the Bonus in the Swag Ups section of your account. Bonus value is earned in the form of points, called SB. Get a 1000 SB bonus, which is equivalent to $10 in value, when you spend at least $25 at a store featured in Swagbucks.com/Shop. You must receive a minimum of 25 SB for this purchase, which you must complete within 30 days of registration. MyGiftCardsPlus.com and travel purchases do not qualify.

What Is Swagbucks All About?

To earn points or SB’s (yes, Swag Bucks) you need to complete tasks. SB’s can be converted to real money, but beware, 1 SB equals 1 cent, so it takes a while to accumulate the points. And, you will see this once you see just how many SB’s they pay you for each task.

But, with all good things, and Swagbucks is a good thing, you have to be patient. Those SB’s do start to add up and can be utilized to purchase real stuff.

So, How Do You Get Started?

You need to sign up on Swagbucks.com with an email address or your Facebook account. You’ll start earning Swag Bucks right away as you go through simply updating your settings.

You earn more SB’s by completing your profile, making Swagbucks your default browser, and adding their “SwagButton” extension on your browser. This may sound a little tech heavy, but Swagbucks takes you through it quite easily step-by-step.

Note, that you have to be from these countries to qualify : Canada, Germany, US, Australia, UK, Ireland, India and France.

How Do You Earn Swagbucks?

There are a few ways to earn Swagbucks, and you will find some that will resonate with you more than others. Some do take a while to get into, and others don’t feel like they are worth the small amount of SB’s you get paid.

It will take a little while to get into the flow of how Swagbucks works, which platforms are better than others, and which really grow your Swag Bucks wallet.

Surveys. Completing surveys online are not the quickest way to earn SB’s, but they are relatively easy and don’t take up too much time. You can earn up to 300 SB’s for one survey, so if you are happy to spend an hour or two a day on these, you can pocket a fair amount of SB’s per month. Last Pass is a nifty platform to store all your survey answers, because, as you will see soon enough, you have to repeat most of the info over and over. Saving it here and just cutting and pasting as you survey, will save you tons of time.

Online Shopping. This requires you to spend actual money, via avenues such as Amazon, Walmart, Gap, and other online shopping platforms. By shopping via Swagbucks, you get SB’s, even though you are paying the same price for the item if you didn’t go through Swagbucks. But, that’s the point really, isn’t it? Racking up those points to use elsewhere when you need to spend money again. It’s all real easy, so long as you have installed the SwagButton, which we mentioned in the beginning when you were signing up.

Searching. Move aside Google and Yahoo, Swagbacks can be your search engine now, and you earn points this way too. This is the easiest way to earn SB’s. Once you have set it up, you simply ensure you use it when searching online, and think about how often you do an online search, and forget about it. Your points will just clock up nicely whilst you do what you were always doing before. You can earn up to $15 per month by utilizing Swagbucks as your search engine.

Coupons. Like a win-win situation? Well, simply use the coupons that Swagbucks provides when purchasing in certain stores. And, by using the coupons you earn SB’s as well. But, be careful not to go on a shopping spree on stuff you don’t need. That would mean just a waste of the coupons. Focus on the stuff you would normally need to buy.

Videos. Whether you like to watch videos or not, as in YouTube videos, you can earn SB’s. As the videos take time to watch, you can only fit so many into your day, so a neat trick (don’t tell Swagbucks) is to start the video on either another computer, or in the background, while you carry on with whatever else you want to do. There is also a Swagbucks TV app you can download onto your smartphone. So, get your phone hooked up to Wi-Fi, run the videos back to back, and let those SB’s tick up.

Blogs and Forums. Getting involved in blogging and taking part in forums will also accrue Swag Bucks. This is where it gets a little heavy and perhaps a trifle technical, but you can earn a load more SB’s this way. So, give it a try.

Swag Codes. Swag Codes is another slightly more technical way of earning Swag Bucks, but once you get the knack of it, you will find it quite a lovely way to rack the SB’s up. All you need to do is install the SwagButton, or download the app on your Android or iOS phone. You will be sent notifications of when there are secret codes somewhere on the website and their social media platforms. Swag Codes are words and numbers in code, clearly, and they have an expiry time to them, so you need to be quick. Once you know the code, you just enter it by the safe icon at the top of the webpage, and there you go, you have earned more SB’s.

How Do I Redeem My Swag Bucks?

You can redeem your Swag Bucks into gift cards or make charitable donations. Popular gift card options include:

Amazon

iTunes

Walmart

Target

PayPal

But, another warning, cash out often and soon, as it has been heard, that inactive Swagbucks accounts, or infrequently used accounts, get closed down, and along with it your earned Swag Bucks!

Bottom Line

Swagbucks sets itself apart from other cash back shopping sites with their variety of methods for earning rewards. It does take a bit of time to get up and running with all the possibilities, but it can be an enjoyable process if you have the “couponer” mindset. If you’re just looking for a portal to earn cash back on the online shopping you’d normally do anyway, then it compares well with the other top cash back shopping sites. We always recommend comparing cash back rates with your favorite stores using CashBackMonitor to help you decide on which cash back shopping site to primarily use.

By: Tony Phan | Last Updated: December 17, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

When it comes to saving money, most of us just suck at it. We know we should put aside at least 10% of our earnings each month, but most times, we just don’t.

So, if there was a way to save money, while spending on what you normally do anyway, would you be in? Extrabux brings you just that option. They have done their homework, so you don’t have to. By bringing 2,500 stores to your doorstep, so to speak, you can purchase stuff online at great discounts. Using coupons and awesome arrangements with many different merchants, you can literally stop searching for the best deals out there, and go straight to Extrabux.

There are many ways to find the best deals, and most take a long time, surfing various websites, making intricate lists and graphs, to compare all the intel you’ve gathered. And, who has time for all that?

So, in comes Extrabux, an online company, available in the USA, China, Japan, and Russia. Although, it appears, no matter where you live you can use the Extrabux website to purchase stuff, but of course if you live far away from any of those countries listed, you want to remember that shipping may be pricey.

There is a discrepancy though, on their website, where they first mention you can live in any country when purchasing online, but then that they only ship to China and USA. So, it’s best to check out the delivery system before finalizing your purchase.

Let’s review if Extrabux is a legitimate way of earning cash back while shopping, and if it stacks up to our other favorite cash back shopping portals (we recommend Ebates).

How Do I Go About Earning Cash Back?

Step 2 – Search for a store. Using Extrabux’s search facility, you can search for products via specific stores. And, they have over 2,500 stores to choose from, offering a wide variety of products and services. You literally don’t need to leave the house to shop.

Step 3 – Start shopping. Choose your store, choose your product or service, and buy. You either choose coupons to get discounts at stores, or you purchase directly on the website and get great discounts.

Step 4 – Pay for your purchases. Pay for your purchases and wait for your products or service to arrive.

Step 5 – Claim your Extrabux. It will take between 1 to 7 days for your Extrabux to appear in your Extrabux account. There are a few processes your Extrabux goes through before it appears in your account. It will either show Pending, Processing, Available or Paid. If at any time, you want to know where you are in the process, just send Extrabux a note.

How Do I Receive My Cash Back?

You need to make one purchase initially, and at least accrue $10 in Cash Back, before you can withdraw the Cash Back. You can have it either mailed to you in the form of a check or have it paid into your PayPal account. A real nice gesture is to pay your Cash Back to a charity. We like that paying-it-forward option.

Earn Cash Back Bonuses With Referrals

Earn unlimited cash back bonuses

If you refer a friend, you will earn an extra $5 Cash Back bonus, and then when they purchase you get an equivalent of 5% of their earnings for an entire year. Your referred friend will also get a $5 cash bonus when they sign up.

Fine Print

If someone enters your email address in the referral box during signup or joins Extrabux within 7 days after clicking your link, they’ll add $5 cash to your Extrabux account. Plus, each time your friends shop, they match 5% of their earnings and give it to you for an entire year. You can refer as many people as you like.

On top of earning up to 30% cash back on their online purchases, your friends will also get a $5 cash bonus when they sign up. You get 5% on the cash back your friends earn, which comes from our Extrabux’s pocket, not your friends’.

What Stores Can I Shop At?

Well, there are just too many to list right here, but because there are so many stores, with so many deals, you really are covered with most needs. Whether you want to hire a car, buy property or food, buy insurance, clothing, or any other item you can think of, Extrabux has it for you.

Every store has a different way to save, in that they offer varied discounts, cash backs and coupons. Extrabux has made it quite easy to search for either your favorite store or product with their nifty drop down menus.

How Can I Pay For My Goods?

The Extrabux platform accepts the following modes of payment, depending on the merchant you are shopping with:

Alipay

American Express

Chinese Credit Card

CMBC Joint Card

Google Checkout

MasterCard

PayPal China

VISA Card

Is This Legit?

Well, Extrabux has been around for a while and although there have been some negative comments, it seems to be working just fine. Like with all online systems where you can earn money from home, you need to work the system, be patient, and keep tabs on it.

Further, they have been in the news, with the likes of Daily News and ABC’s Good Morning America making positive comments on their progress and popularity.

But, we suggest you try it out on a small scale first. See if you are happy with the process and then start to rev things up with further, bigger purchases.

Extras And Add-Ons

The Extrabux Extension is an add-on to your browser where you can make quick purchases without actually being in the Extrabux website. It is, essentially, just a quicker way of making purchases and earning cash back.

Another nice feature is that when you are in a search engine like Google, Yahoo, and Bing, the stores that pop up and are linked to Extrabux, will have the little Extrabux extension icon next to it. Just click and go.

A Few Other Useful Tips While Shopping With Extrabux

These tips will make your Extrabux experience so much better:

Enable the Cookies function on your browser to keep track of your purchases and movement around the net.

In addition, don’t delete Cookies while you are browsing and shopping – wait till you are done shopping and have paid, before deleting Cookies.

Ensure your cart is empty before clicking through to a store. It seems like an odd request, but some stores prefer that your cart be empty before you begin your journey with them.

Don’t use other coupons in Extrabux – coupons from other cash back sites will not work in Extrabux.

Don’t close the store website while shopping – it may just mess up your transactions – be sure to leave both Extrabux and the store website open until you have finalized your purchase

iHerb is another store where you can earn cash back, but works in a slightly different format to the ones listed on the Extrabux website. Follow the instructions on Extrabux’s website to see how this all works.

In conclusion, Extrabux is a simple and easy to use online cash back website, and we recommend you give it a try.

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: December 17, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Credit cards are a great way to earn some bonus cash, with most of the market-leading rewards and travel cards offering some sort of sign-up incentive.

Many of the banks offering these credit cards have incorporated their own online cash back shopping portal for more opportunities to earn a little extra. Simply buy stuff online, and receive benefits in the form of rewards, points or cash back.

We’ve compared all of the best cash back shopping portals provided by the top credit card issuers. We’ll compare the 3 best, namely, Discover Deals, Chase Ultimate Rewards, and Barclaycard RewardsBoost.

Collectively, the three credit card rewards programs work very similarly, but there are a few key differences, which we will explore.

Chase Ultimate Rewards®

With many of Chase Bank’s travel and rewards credit cards, you will earn points that you can redeem through Chase Ultimate Rewards, and points will not expire. From travel to food, and more, you can earn points and cash back.

Search. Search through their many great offers; you will find savings and various cash back opportunities

Purchase. Select your purchases, and pay for them with your Chase credit card

Earn Points. By spending with your card, you earn points, which accumulate along with the points you earn for other credit card usage

The Chase Sapphire Preferred® and Chase Sapphire ReserveSM are two of the best rewards credit cards from Chase and will earn you Ultimate Rewards points.

*Chase Bank is also great with offering sign-up bonuses for their Checking and Savings accounts that you can find here.

MoneysMyLife Top Offer Picks

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

BarclayCard RewardsBoost

Once you have a rewards credit card from Barclaycard, all you need to do is log into the BarclayCard RewardsBoost site to start earning rewards on top of the rewards you already earn through using your card.

Search. By simply searching on their easy-to-use site, you can find hundreds of deals, products and free shipping options

Shop. Choose from over 700 stores, where you can purchase goods and services

Earn Points. For every dollar you spend, you will earn points or rewards

There are ways to earn extra rewards as a Barclaycard member, and you are, in fact, saving while shopping for goods you would normally have bought anyway. The Barclaycard Arrival Plus® card is one of the best travel rewards cards to earn rewards in conjunction with the RewardsBoost site.

The Barclaycard Arrival Plus® World Elite Mastercard® offers a 40,000 miles bonus when you spend $3,000 on purchases within the first 90 days of account opening. When you redeem these miles for travel purchases, they're worth $420 due to the 5% in bonus miles you get back every time you redeem for travel.This card has an annual fee of $89 that's waived for the first year, and will earn an ongoing rate of 2 miles per $1 on all purchases. That's basically earning 2% if you redeem towards travel, and 2.1% if you take into consideration the 5% bonus each redemption.If you like to travel, this is a great card worth considering for the flexibility in miles usage without being tied to any airline or hotel. Also, there are no foreign transaction fees to be concerned with. For users who don't travel often, we recommend considering other options. Full Review

Discover Deals

Similarly, Discover offers rewards and savings with many of their cards. Again choose the one that suits you, and shop with the merchants you would normally shop with, or discover new ones. Discover Deals is Discover’s rewards shopping portal.

If you are a Discover cardmember, you don’t need to sign up further. You simply follow these steps to receive your points:

Log in. Once you are logged in to the Discover site with the details they will send you, you can start your searching

Search. Through their hundreds of retailers, offering specials and savings on general and special items, you will find your favorites and new favorites

Buy. Use your Discover credit card to pay for the goods, and save with their special deals

Earn cash back bonuses. By spending with your Discover card, you will earn points, which equate to cash back, and can be used further for more savings

What Are The Key Features Of All 3 Rewards Programs?

Chase Ultimate Rewards Features

Your points will not expire with Chase Ultimate Rewards, as they may with other credit card reward programs. That is if you don’t misuse the program, fail to pay your credit card installments, or declare bankruptcy. So, pretty much any very grievous situation will see you losing points, otherwise you’re good to go.

Your rewards or cash back do depend on what credit card you chose upfront. Each card package offers a tier-style rewards program.

You can redeem your Ultimate Rewards points for various rewards, such as gift cards (so pay it forward to someone, or buy something nice for yourself), cash back (real cash into your account), and travel discounts.

The points are calculated like this: 1 point = 1 or 1.5 cents (varies depending on redemption option)

The % of discount you receive, as mentioned, is based on the type of credit card you choose:

Chase Sapphire Reward Card

1 point for every $1 spent

2X points on dining out and travel spend

Chase Sapphire Reserve Card

1 point for every $1 spent

3X points on dining out and travel spend

Chase Freedom Card

1% cash back on the bonus category when you spend $1500 and up

5% cash back on the rotating bonus categories, for up to $1500 spent per quarter

Chase Freedom Unlimited Card

1.5% cash back on all spending no matter what type

Chase Ink Business Cash Credit Card

1% cash back on all spending

5% back on cable or telecom services and office store purchases, if you spend up to $25,000 for the year combined

2% cash back on all fuel and restaurants spends, also up to $25,000 for the year combined

Chase Ink Business Preferred Credit Card

1 point for every $1 spent

3X points per $1 spent on first $150,000 in a year period, when you spend on internet services, advertising purchases, travel, shipping purchases, social media sites, and search engines

You could actually purchase Ultimate Reward Points in the past, but Chase has stopped for now, so points have to be earned via spending only.

Redeeming points is very simple, and you would just use your points to buy goods, whether it be for travel, or gift cards. Some folks have two different card types, and transfer their points to the higher redeeming card to maximize their points.

You can transfer your points to one of Chase’s partner programs – this way you can get that little bit extra out of your program, and up your point accumulation.

Here are the partner programs that Chase are connected with:

Airlines

Air France/KLM

Virgin Atlantic

British Airways

Korean Air

United

Singapore KrisFlyer

Southwest

Hotels

Hyatt

Ritz-Carlton

Priority Club/InterContinental Hotels Group

Marriott

A quick example of how you can save by booking your travel arrangements through the Chase Ultimate Rewards site shows you just why you should be doing this every time:

Example 1 – Marriott Rewards. Booking a room at one of the standard Marriott hotels could cost you in the region of $140. You could book this room for 7,500 Marriott Hotel Points equating to a value of 1.86 cents per point.

Example 2 – Southwest Airlines. A 3-day weekend booking flight between say Fort Lauderdale and Los Angeles would cost around $400. If you use your points it would cost 17,000 points, which is a value of 2.35 cents per point. Another great way to save on that weekend away.

As you can see, there is value in using your points. So, it makes sense to build those points up for something worth it.

Barclaycard RewardsBoost Key Features

If you are a Travel Rewards member you get Travel Statement Credit access

Your earnings do not expire, unless your account closes

Your earnings rates do not change by amount or time, like some other banks rewards programs

BarclayCard RewardsBoost offers over 700 stores to choose from

There are no membership fees for Barclaycard members, and no limited time trials

Your shopping rewards are sent straight into your Barclaycard account, so there is no unnecessary transferring of points or rewards from one platform to another

By using your Barclaycard to pay for purchases, instead of another credit card, you will earn extra rewards

Barclaycard’s RewardsBoost program often has clearance offers, based on the current season. This way you can benefit from season specific specials, for example Christmas specials, Easter specials, winter or summer specials, etc.

Discover Deals Key Features

Discover Deals was launched in 2014 and after several years it has seen some great success

Shopping online through the site, which is encouraged, will earn you an extra 5 – 20% cash back, as opposed to shopping outside of the online offerings

Discover offers hundreds of online stores for your shopping pleasure

Shopping online gains you point-of-sale coupons, bonus cash back offers, and quite a few other deals exclusive to Discover members only

Discover also offers, to members only, sales offers that go on special for limited time periods. By tapping into these specials you essentially maximize the points rewarded to you

A free mobile application, downloaded to your phone, makes buying easier online and is a great way to not miss out on those “window” specials. You can always be close to the best deals with the app on your mobile phone

Discover has also included an analytics behind the scenes, where they analyze your past purchases, and send similar deals your way by notifications.

Current Discover members, who have enjoyed ShopDiscover and Discover Extras, their current rewards programs, will be pleased to know that these two reward programs will be coupled into Discover Deal. This way past customers will not be losing out on past rewards earned

Discover has an easy to use category listing on the left of their page, for easy searching and purchasing

Discover offers a few different credit cards, and there are those that earn you more points than others

Bottom Line

Planning that trip away for the family can be a daunting one, especially when you look at the cost of accommodation, flights, food, and all those nice extras. And, most of us will reach for our credit card, giving the repayments a blind eye. But, if you choose the right bank and the right credit card, you can be cashing in on huge benefits via their Rewards Programs.

Every program has their benefits, so be sure to choose the one that sits well with you and your lifestyle. You could be enjoying a cocktail or two in the Caribbeans in the next year if you play your cards just right.

These credit card rewards/cash back shopping portals are a great option when paired with a respective credit card. The other option would be a general online cash back shopping portal that is irrespective of any credit card rewards program. We’ll list the best below.

By: Tony Phan | Last Updated: December 17, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

A shopping portal is a website that you log into first before getting redirected to online retailers that you normally shop at. The point of going through the portal is to earn cash back for your shopping. It costs you nothing to use these shopping portals so you’re really doing yourself a disservice if you haven’t jumped on the bandwagon yet.

The Pioneer Of Cash Back Shopping

Most would say Ebates is the pioneer of online Cash Back Shopping, being established in 1998.

They get a commission for sending you to retailers’ sites and they share the commission with you. The site was started by two prosecutors that used to prosecute online fraud cases so security is a top priority (your information is safe).

The goal at Ebates is that everyone gets to make some money off of the big corporate retailers. It is a goal that has been realized by every person that uses the site.

There are actually many other shopping portals available, some are good and some are so-so. I’ve always used Ebates out of habit, and have actually been a member since 2007. I wouldn’t say I’m an online shopaholic, but I’ve still earned close to $1000 in cash back since joining.

Why Sign Up With Ebates?

I certainly don’t think you have to choose Ebates as your online cash back shopping portal, but you REALLY should pick at least one portal to sign up with.

The following are some key points for using Ebates (or any shopping portal):

Online cash back shopping portals are all free to use!

Retailers pay a commission to Ebates and, in turn, Ebates shares that commission with its users.

Ebates has partnered with over 2,000+ of the world’s top online retailers. These include big, familiar sites we all use regularly (i.e. Amazon, eBay, Groupon, Nordstrom, Walmart, etc.)

Ebates actually pays you a referral bonus (starting at $5+) every time you refer someone who signs up and shops at a partner site. I remember trying to educate all my friends on what it was all about back in 2007. You can probably understand the skepticism or just pure lack of motivation to look into such things. It should be much easier to refer people these days!

Maximize your cash back and rewards potential. You can actually double and triple-dip for more earnings.

You earn the cash back by using Ebates.

You can earn cash back or rewards if you have a credit card with these benefits.

You can earn points/rewards through the programs offered by many retailers.

Cashing out is easy. You can supply your address to get your checks mailed to you. You can also have your money sent to your Paypal account (my preference), or you can even send your money off to your favorite charity. There are no fees involved in getting your money.

Sign Up With My Referral Link!

First, thank you if you decide to sign up with Ebates using my link. Once you’ve signed up you can also start earning bonuses with referrals.

You will earn a minimum $5 “Base Bonus” when you make a referral that signs up and makes purchases totaling $25 or more that earn cash back within one year following signing up.

There are several ways you can make referrals:

Sharing you personal referral link

Invite your Gmail contacts or send to specific emails

Share your referral link on Facebook

Ebates almost always has a promotion running where you can additional bonuses per referral (at least doubling your bonus).

2,000+ Retailers On Ebates

There are more than 2,000 retailers that partner with Ebates. Most places that you regular shop at online will probably be listed on Ebates.

Cash back amounts are constantly changing with seasons and holidays.

There are hundreds of stores like Ebay, Amazon, Express, Neiman Marcus, Sears and so many others that you can do your regular shopping at and earn a percentage in cash back. Most any major retailer can be found at Ebates. Here’s a table of popular partners to give you an idea:

Ebates not only offers cash back for your purchases but they also offer a slew of coupon codes for things like free shipping and percentages off your entire order. It is a great way to save on items you would be buying anyway.

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: December 17, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

In this review we’ll take a look at the pros and cons of using MrRebates as a shopping portal to earn cash back on your online purchases.

MrRebates Offers Many Cashback Opportunities

According to shoppers who use MrRebates, you can earn up to 30% cash back at many of their participating merchant websites. You’ll instantly recognize many of the brand names MrRebates partners with, like Best Buy and Amazon.

MrRebates also offers sign-up bonuses and generous “Store of the Week” and “Weekly Deals” that can add up to lots of cash back for online shoppers. MrRebates says their shopping portal works with over 2,500 online retailers, so you won’t have trouble finding an online store with products you already want to buy.

There’s also a lucrative Referral program with MrRebates: current members earn 20% of each of their referrals’ cash back, for life. This means that if you refer a friend to sign up for MrRebates, you’ll get a bonus equal to 20% of the cash back they earn every time they use MrRebates.

In addition to a cash sign-up bonus ($5, which is pretty standard for cash back shopping portals), MrRebates advertises that there’s no limit to the amount shoppers can earn through referral bonuses. This could mean a lucrative network marketing opportunity for some shoppers.

Lastly, MrRebates’ cash back rebates can “stack” with your credit card’s cash back benefits. This means that if MrRebates offers you 5% cash back at a certain merchant, and your credit card offers 6% cash back for online purchases, you could get 11% total cash back. They also provide coupon codes to save even more.

How Does MrRebates Work?

Like most cash back shopping portals, MrRebates earns a commission directly from the merchant websites they partner with. MrRebates earns this commission when you use their “affiliate link” to visit a shopping site like Amazon and make a purchase there. Then, they split this commission with you, in the form of cash back as a percentage of your purchase.

New shoppers with MrRebates will have to wait 90 days before they can access their earned cash back, so if you’re considering signing up, it’s probably best to look into it sooner rather than later. MrRebates has a minimum payment threshold of $10. This means you can only be paid by MrRebates after you’ve earned at least $10 in cash back.

MrRebates shoppers can choose to receive their cash back in the form of a check mailed to their physical address, or via PayPal. Payments are made monthly, and most reviewers report that requesting and receiving payment from MrRebates is simple and convenient.

Some products, for example gift cards, might not be eligible for MrRebates’ cash back program. This restriction is usually determined by the merchant themselves and outside the control of MrRebates.

Concerns About Using MrRebates Shopping Portal

At the time of this writing, MrRebates does not have a mobile app, which might be a dealbreaker for shoppers who mostly use mobile devices. MrRebates does have a mobile-friendly website, just not a mobile app (yet).

Some users have complained about the user interface for MrRebates, so if you aren’t totally comfortable using the web, you might find using their shopping portal confusing.

You must have browser cookies enabled for the MrRebates interface to work properly, so make sure you understand how cookies work before you sign up.

If you decide to use MrRebates, make sure you check the fine print, too: there are some hoops you have to jump through to make sure you get paid. For example, you need to ensure you log in through the MrRebates portal for every individual purchase, or you might not get credit for your purchases.

With that in mind, however, MrRebates is widely recognized as a reputable company (not a “scam”) that consistently follows its own rules and pays its shoppers according to its public guidelines. MrRebates is accredited by the Better Business Bureau and their “A+” rating means they work hard to resolve any customer complaints.

Summary

MrRebates is a popular and viable option for shoppers who want to use an online portal to earn cash back on their online purchases. Personally, we prefer Ebates (We compare them here) and they were the ones that started it all in the online shopping cash back realm. The table below summarizes the MrRebates cash back shopping portal program, but be sure and check with MrRebates on their own website, and read any fine print in their agreements before jumping in. Happy shopping!

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: December 17, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Have you ever purchased something that you thought was a great buy, only to find it on special or at a drastically reduced rate the next week?

It happens to the best of us, and guess what, now there is an application that monitors your online purchases, alerting you when there is a price reduction.

Now, that sounds all well and good, but once you have purchased something, what good is it to know about a sale on that item after the fact? Well, if you are an avid online shopper, you should know that you can often request a price adjustment refund once the item goes on sale (usually within a certain number of days – normally 7-10 days after the purchase). Of course, this takes a lot time and following up.

Well, Paribus does this all for you, and they’ve been getting featured on many sources for their innovative service.

*Update: Paribus has now removed their 25% success fee on price drop refunds. That means Paribus is now 100% free to use.

Who Will Benefit From Using Paribus?

Paribus is for anyone that shops online often and is in the know with online apps. It does not require a genius to operate, but you need to understand the mechanics of it, so that you do not have any nasty surprises. We’ll go over some particularly important details.

If you are used to requesting refunds online when you see the purchase go on sale afterwards, then you will understand that this process can take up to 10 days, dependent on the supplier. Paribus does all of the monitoring so you can spend your time elsewhere. Their algorithm does all of the monitoring and price comparison in real time. You’ll then have the opportunity to move forward with a price adjustment refund on your purchase if it becomes available.

How do you sign up?

The Paribus sign up is fairly simple, and it is absolutely free to become a member.

Register with the email address you use when purchasing online. This is important, as Paribus needs this email to do its searches. It will search within your email inbox for your online purchase history by detecting receipts from the merchants it works with. *If you have any concerns with Paribus scanning through your emails for receipts, we suggest creating a new email account specifically for your shopping receipts.

Link your credit card details. This is for them to collect their 25% fee when you successfully receive a price adjustment refund. One-fourth of your price adjustment refund seems like quite a bit, but that all depends on if you were willing to do the monitoring and price adjustment refund requests yourself.

How does Paribus benefit?

Essentially, they take 25% of the savings they get for you on the item involved in the price adjustment refund. The 25% will be tallied at the end of the month once you’ve received all your price adjustment refunds during that time. You do have the opportunity to reduce this fee by referring friends and family to Paribus.

How does it work exactly?

Paribus uses your email address supplied to them to search for past orders you made. It is, essentially, a online search bot, that moves in and around your emails, silently.

Paribus will continually monitor to see if your purchase gets a price reduction and, if there is one, will ask you if you’d like them to notify the supplier on your behalf to start the process of getting the price adjustment refund. You’ll receive the refund back to your original form of payment, or you may receive a store credit depending on the merchant.

It is not Paribus that pays you back. It is the supplier, but it is Paribus that arranges all of this for you. If you have issues, you deal with Paribus and they will sort it out for you. Paribus has partnered up with various major suppliers, such as Amazon, Macy’s, Old Navy, Sears, Best Buy, Home Depot, and many more. See their full website for a list of all the partners.

The Pros And Cons Of Paribus

Honestly, there were not many negatives found. Paribus does not do any searching for price reductions until you confirm the purchase receipts they’ve scanned for. They really are quite careful with all they do. They are dealing with your money after all.

It is a fast and efficient process, where you do very little, other than confirm the qualifying price adjustment refund, and approve it. This takes place all on the app, which is downloadable onto your smart phone.

Some have complained about the 25% fee taken, but there is quite a bit of work done behind the scenes, so you’ll have to see if your time is worth the trade-off.

The owners and founders, Eric Glyman and Karim Atiyeh, both have backgrounds that merge wonderfully together. Eric has financial experience, so knows his stuff when it comes to saving money. Karim has the technical and product development savvy and is continuously looking to improve the application. They both have seen the benefits in helping out the community in saving on purchases and feel very passionate about it.

Some have worried that Paribus is a scam, but there are numerous more reports of users successfully getting adjustment refunds for a quite some time.

Another vote of confidence is that Capital One, being the 8th largest commercial bank in the USA, recently acquired Paribus, stating that they were very impressed with the talent levels and technological innovation of the owners. Paribus had over 700,000 users at the time of the acquisition and since has grown to staggering numbers, clearly showing that there is great benefit in using their application. Who does not like to save money, right?

It really is a win-win situation. You save time and money, and Paribus gets paid for their efforts.

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: December 17, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Whether it be for your children or yourself, saving up for College tuition is daunting. But, what if there was a novel and unique way to save?

What if you could take everyday spending and super size it? What if items that you HAVE to buy, like food, travel tickets, clothing, hardware items, renting of cars, furniture, toys, and so, so much more, helped you save towards your College Degree?

Upromise offers just that.

Born from the very real struggle of paying off a student loan, the founder, Michael Bronner, found that offering coupons to students at local restaurants, bars and other platforms, really was popular. And, from a small start, he and his partner, Jeff Bussgang, began Upromise. This was all back in 2000, and after collaborating with many high profile partners, they decided to team up with Sallie Mae, a company that has been around for over 40 years.

Sallie Mae’s aim, from the beginning, was to help all Americans obtain a degree, by offering Savings plans, and unique methods to get you to the finish line.

It was the perfect match for Upromise, and since 2006, when they hooked up with Sallie Mae; they have been flying higher than ever.

Who is Upromise For?

Parents. You can grow your children’s college savings quite easily, or even your own.

Students. Even while you are in college, you can save and earn cash back from the Upromise partners.

Graduates. You have passed, but you still have student loans to settle. You can pay off your student loans quicker with Upromise and benefit from saving on other classes and workshops.

How Does Upromise Work?

It is quite a simple process.

Join Up, by way of an easy step-by-step method online with Upromise. And, its 100% free to become a member.

Earn Cash Back, by connecting with Upromise’s preferred partners. You simply go online, purchase stuff, like you would normally do, for everyday items and services, and earn money back.

Ways To Earn Cash Back

Travel. By booking all your travel tickets via their preferred partners, you can earn cash back.

Eat. By registering your bank cards with certain restaurants you can earn cash back whenever you eat out.

Shop Online. By shopping online at Upromise.com you will get cash back. They have hooked up with the likes of JC Penny, Kohl’s, Hotwire, Dell, and many others, to offer you great discounts online.

Food & Drugstores. Upromise work with eCoupons, so when you register your loyalty cards from various food and drug stores, you will get great benefits.

Putting Your Cash Back To Work

Use Your Earnings that you obtain from these various platforms, and put them straight into:

Your College Savings Plan

Your Student Loan

Or ask for a check and get the cash

A College Savings Plan can be opened with Upromise, where you can earn great interest, as it is connected to an investment avenue. You can add to this investment plan, and grow your College fund really quickly.

Planning for College couldn’t be easier, especially when they offer you unique College Planning tools by Sallie Mae such as:

A College Calculator

A Scholarship Search Tool

College Ahead, a nifty mobile app that offers a Cost Estimator, Planning Calendar, Exam Prep Checklist, Trophy Case (your achievements noted right in the app), College Scorecard (record all those great marks), and a FAFSA Roadmap (to see whether you are eligible for Federal Financial Aid)

The Smart Option Student Loan

The Sallie Mae Parent Loan

More Reasons To Consider Upromise

We are super impressed with Upromise’s unique approach to savings when it comes to your college fund. We all recognize the benefit of having a college degree, no matter if you are just starting out as a youth, or are a later bloomer, already in the working world.

The cash back aspect is most appealing. It’s not points, it’s real cash! With a wide variety of partners over their online platforms, travel sites, restaurant options, drug stores and grocery stores, you’ll have plenty of options.

Saving up for your College entry and fees, or trying to pay off Student Loans, can be just a tad bit easier.

We all need to eat out on occasion. We all need to buy groceries and drug store items. We all need to travel at some time or another. So, why not cash in on the cash back savings from these avenues, and put them straight into your College Fund savings or Student Loan account?

Upromise promises not to charge you a joining fee, or any monthly fees whatsoever. They are simple and straightforward, leaving overwhelming hassle out of the equation.

It really is the quintessential loyalty program for students from all walks of life, and all stages of life.

Bottom Line

As with all loyalty type programs, you need to work the program. You need to commit and to make the most of it, always buying through the preferred partners, and ideally, consider getting the Upromise MasterCard. You can literally double your savings with their card option.

Your earnings will range between 1% and 7%, sometimes higher, depending on where you shop. They’ve teamed up with a hefty number merchants and it is continually expanding:

850+ online partners

10,000+ participating restaurant locations

Popular travel sites

20,000+ grocery and drug stores

Consider taking a look at Upromise, to start your savings towards a degree, to pay off an existing student loan, or simply to earn cash back. If you’re only interested in earning cash back while doing your online shopping, be sure to take a look at other top cash back shopping options below, or see our review of all the best cash back sites here.

If you need help deciding on which site is best for you, we recommend checking the cash back rates of your favorite stores using CashBackMonitor. That way, you’ll have a better understanding of which one will be more tailored to your spending choices.

MoneysMyLife Top Offer Picks

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: December 17, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

BeFrugal has been around since 2009. The company was one of the earliest champions of coupons and not just within the realm of consumer electronics or services but something as essential as groceries. The Boston based company is one of the largest among those offering online and printable coupons. It is a market leader in coupons for grocery stores and restaurants.

If you’re not familiar with these programs/sites, they basically partner up with retailers and split the commissions they earn with you. They are free to use, so there’s really no reason not to take advantage of them.

BeFrugal $10 Cash Bonus

Again, BeFrugal is free to use and you can earn a $10 cash bonus for signing up.

There’s no set expiration for this $10 bonus deal.

Members eligible for a Sign-Up Bonus who have joined BeFrugal on or after Jul 10, 2017 must earn $10 in Cash Back within 90 days of join date to earn a Sign-Up Bonus.

BeFrugal $15 Per Referral Bonus

Once you’ve signed up for a free BeFrugal account, you can then start making referrals, earning $15 per qualified referral. The referred can also earn the $10 sign-up bonus as well.

Offer has a set expiration date, but it’s always renewing to the same or better offer.

Earn $15 for every friend you refer to BeFrugal and each friend will also get a $10 sign-up bonus opportunity.

There is no set limit to the amount of referral bonuses you can earn.

Referrals must use your referral link and earn $10 or more in Cash Back within 365 days of account creation for you to receive your bonus money.

For your friend to earn their $10 bonus – if they joined on or after Jul 10, 2017, they must earn $10 in Cash Back within 90 days of the join date to earn the Sign-Up Bonus.

You can share your link via email, social media (Facebook, Twitter), or as a banner on your website if you have one.

About BeFrugal

Hands up, who doesn’t like to get free stuff? We all do. And BeFrugal is a platform that pays you for spending your money on goods you would normally buy anyway. Sounds like a perfect scenario, right?

Well, we have done a little investigating to find out whether BeFrugal is as good as it makes out to be.

First off, we like their name. It inspires one to be thrifty and not penny foolish. If it helps us save, then it’s already a great avenue to follow.

By shopping online you can earn cash back. It’s that simple. And how do they do it?

By forming great partnerships with various retailers and merchants, BeFrugal gets paid commission every time you make a purchase with them. They, then, pay that commission back to you.

BeFrugal started out in 2009 and have gained momentum to the degree that they now have over 50,000 stores, and 500 online stores, in the USA, where you, the customer, can purchase from and earn cash back.

How Do You Sign Up?

Sign up free with BeFrugal online using your email address, Facebook or Google account. You will instantly get a $10 bonus for joining up (be sure to check the current requirements, which sometimes changes).

What’s The Process To Earning Cash Back?

Once you have signed up, for free, all you need to do is:

BROWSE. BeFrugal has easy drop down menus, where you can choose what category you wish to browse in. Choose from baby goods, electronics, sports goods, travel, clothing and much more. This makes it easier to find just what you are looking for. If you know what merchant you wish to shop with, then search via their store area.

SHOP. Shopping couldn’t be easier. Find what you want, add it to your basket, and cash out by paying with your Visa or MasterCard.

EARN CASHBACK. Each retailer or online store will have their own set of cash back % rates, which they will inform you of before you purchase one of their products. It would be advisable to compare a few retailers before deciding on the one. So, initial research is required, if you want to make the most of your BeFrugal experience.

Coupons

Coupons are a big deal in America. Many a housewife has saved a packet by investing time in collecting and using coupons. BeFrugal is aware of this and have an offering of coupons such as:

Online Coupons. Some merchants will offer coupons that can only be used online. They wish to push their online stores, and by offering discounted coupons, they can grow this market. BeFrugal has a great listing of the latest online coupons on their site. Walmart, Target, Microsoft, and Kohl’s are just a few who are cashing in on the online coupon craze.

Restaurant Coupons. Eating out is great, but it can become an expensive endeavor, especially when you are a family of four or more. The Restaurant coupons on BeFrugal are aplenty, and you can choose from the likes of McDonald’s, Red Lobster, Taco Bell, Subway, and many more. BeFrugal is aware that eating out is a great American pastime, and has provided you with some great discounts to keep you out there, enjoying all the tastes on offer.

Printable Coupons. Sometimes, you don’t want to shop online, so printable coupons are perfect for going out to the actual store with. Simply buy the coupon you want, head on out there, and get your discount. Choose from many such as JCPenney, Dick’s Sporting Goods, Reebok, Party City, and Kirklands, just to name a few.

Grocery Coupons. Groceries must be bought every month, so if you can save a few dollars here and there, then you have lost nothing. Simply choose your printable grocery coupon, and be prepared for a slightly longer payout at the till, while they scan in all your coupons.

Weekly Ad Circular. To keep abreast of what discounts are on offer on coupons, check out the Weekly Ad Circular that BeFrugal offers.

What Are Their Deals About?

BeFrugal likes to promote certain deals, so click on Deals and you will find some super offers, generally for limited time periods.

Restaurant Specific

If all you need is a restaurant coupon or deal, then go to their Restaurant link, where you can search for your favorite restaurant. There you can then search further for a special discount that suits your pocket and need.

What Is The Bonus Cash Back Section About?

Sometimes, merchants, will want to push certain deals, and offer extra cash backs on top of their already discounted price. There are those that offer a 100% discount on top of the previous discount, so be sure not to miss out on these.

What If I Need Help?

BeFrugal has a great Live Chat link, where you can chat to their online consultants during their business hours. From issues with your account, discounts, coupons, and any other BeFrugal problems, you can have a one-on-one live chat and get it sorted out as soon as possible.

Mobile Users

Everything goes mobile nowadays, and BeFrugal has kept up with the times with their Mobile App, which allows you to access the coupons of over 250 restaurants, coupons and deals of over 50,000 stores, and up to 40% cash back at 5,000 stores. The mobile app is available in both the Apple App Store and Google Play for Android users.

Blog Alerts

If you are a keen blog follower, then subscribe, and receive BeFrugal blogs, often highlighting specials and deals, but sometimes just interesting info that is both helpful and informative.

How Do I Get Paid Out?

You can choose to get paid out in cash into your preferred account or via PayPal or via check.

Other Features

Referring a friend will earn you extra cash back. Add on BeFrugal Add-on, which is a web browser extension to help you find more deals easier, and have a look at their Fly or Drive Calculator, which will help you work out if its better on your pocket to fly or drive to your destination.

Bottom Line

In ending, we like the BeFrugal guys, and can see the benefit, in so far as saving on purchases that you would normally make on a daily or monthly basis. They’ve made it on our list of the best Cash Back Shopping sites due to their cash back rates on popular stores.

If you’re still deciding on which cash back portal to use, we recommend checking the cash back rates of your favorite stores using CashBackMonitor to get an idea of which site is the best fit for you. Many users find having two sites for most of their cash back shopping needs ideal; any more and you’ll thin out your earnings too much to reap your rewards in a timely manner.

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: September 30, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

You’ve come to the #1 source for all of the top travel websites being used to book cheap flights tickets, rental cars, hotels, last minute flights, all inclusive vacations and more.

There are so many travel website companies out there it’s hard to figure out which one to use. Some do everything pretty good, while others do one or two things amazingly well.

After more than a decade of booking travel online, I’d like to share all of the best ways on saving money.

Best Tips On Saving Money Using Travel Websites

You can jump straight to the list of the best travel websites below if you’d like, but I’ll going to share a few tidbits that may help you save a little extra money.

**Use A Shopping Portal!**

This is a must do!

What’s a shopping portal? Well, basically you sign into a particular cash back shopping portal site (which is free to use by the way), search for your travel website or service, and then get forwarded to that webpage. By using the shopping portal, you’ll earn cash back into your account.

These shopping portals get incentives for referring you to travel companies, so in turn you get a cut of those incentives! A win-win for everyone! Did I mention it costs you NOTHING to use?

I’ve always used Ebates for all of my travel and general online shopping needs to earn cash back, but another very popular one is Mr. Rebates.

I typically earn 1-3% cash back or more when I book through Priceline.com using Ebates, and almost all of the other popular travel sites and companies are listed there also.

Become an online travel booking pro by combining cash back from a shopping portal and discounted rates from travel websites!

*Another benefit of signing up for these cash back shopping services is that you can earn bonus money for referring friends/family. On top of that, the person referred will also earn a cash bonus from Ebates.

15 Top Discount Travel Websites

Below you’ll find the top travel websites for booking cheap travel.

Booking.com

Booking.com is one of the most used travel websites on the web. It has become widely popular for letting us book all types of lodging. I’m talking apartments, resorts, villas, hostels, bed & breakfast options, guesthouses, and even stuff like farms and boats! Basically, you’ll see stuff here that you won’t see on many other travel websites.

Within the past few years, I’ve been using Airbnb more often for booking individually hosted homestays, guesthouses, and serviced apartments when traveling abroad. Definitely check both sites when you’re looking to book non-hotel chain lodging.

Priceline, Travelocity, Expedia, Hotwire & Orbitz

I am listing all of these travel sites together because they all serve the same purpose. They all provide your general booking options and do them all decently well.

The difference between all of these sites are going to be navigation layout and ease of use to your particular tastes. In terms of price, you’re going to find them all very similar from one another.

You’ll only find the commonly known hotel chains in terms of lodging with these sites, but they making booking the entire vacation package very easy.

Nothing against the other sites, but I’ve stuck to Priceline.com because I’m familiar with them and I like the Name Your Own Price(let’s you bid on hotel/airfare prices) and Express Deals(lowered pricing without the bidding process) options they provide. It lets me easily save money on hotels compared with the default listed prices. Plus, I happen to carry the Priceline credit card for extra savings, but all of these other sites also have their own branded credit card.

*Tip #1: Don’t forget to download the mobile app on your Apple or Android phone for all of these travel sites for unique mobile discounts and deals. You’d be surprised what will pop up.

*Tip #2: Using a travel website to book your entire vacation(car, hotel, airfare) is very convenient and saves a lot of headache. However, there may be times where you only need to book a single aspect of your trip (i.e. just a car, just a hotel, just the airfare). When this is the case, you’ll always want to check directly with the specific hotel, car rental company, or airline because many times the pricing will be different, and sometimes better. This is especially important because there are usually coupon codes and promotions that can only be had directly through the companies’ websites.

Airlines: I’ve found booking through the airlines’ websites will sometimes be exactly the same price as a travel website, and sometimes there’s a $1 difference. After you’ve narrowed down an exact flight on a travel website, look at the pricing directly through that airline’s webpage for a comparison. Booking through the airline’s website will make it more streamlined when choosing your seats, and sometimes the refund/change policy is voided/restricted when using a travel website. If you actually have an airline branded credit card, you’ll usually have to book directly through the airline to accrue points/miles as well.

Hotels: Just like for airlines, compare pricing directly through the hotel’s website once you’ve narrowed it down on the travel website. Hotels many times will offer promotions available only through their own website. If there are no promotions going on, I almost always find the price on the travel website to be a better deal, especially when you use features such as Priceline’s Name Your Own Price or Express Deals. You’ll typically have to book directly through the hotel’s website to get points with your hotel branded credit card here also.

Car rentals: This works very similarly to hotel rentals. The price is usually better through a travel website, unless you’re applying a promotion/coupon code directly through the car rental’s website. Many big companies partner with specific car rental companies for discount codes, so check with your Human Resources department just in case.

TripAdvisor

While you can use TripAdvisor to book your flight and hotel travels, the most useful aspect of this awesome site is all of the personal traveler reviews. You won’t find any other site with a better layout for all of the insider scoop on specific hotels and destinations.

This is a must-use resource and their mobile app is invaluable. It’s just like a Yelp for travel needs.

Kayak

Here’s a travel website that stands out a bit. Kayak became extremely popular for not only listing their partnered travel deals, but comparison deals among it’s travel website competitors. It’s very cool how it lets you choose which other travel websites to compare prices among.

As you can probably imagine, this site is very popular for travelers looking to compare a lot of different options with more ease. You should be aware, they are part of The Priceline Group.

HomeAway

Here’s another cool option to check our for your lodging needs. You may have either heard of HomeAway or VRBO, which is part of the HomeAway family. These travel websites let you book vacation rental properties all around the world. So, you’re saving money by renting from property owners instead of hotel chains.

You’ll have to be a little cautious when looking through all of these options from property owners though. There are quite a number of unpleasant experiences you can read about from around the web. I have used VRBO before when traveling to Puerto Rico and had no issues with a beautiful condo we stayed in.

When using these services, the user reviews are more important than ever so I would definitely lean towards properties with recent positive reviews. I find using HomeAway or VRBO a great idea when booking beach destinations because of the tremendous savings compared with big resort chains, especially when you’re usually getting a lot more space.

Hotels.com

This is the most popular travel website for hotels as far as hotel chains are concerned, so you’re not going to find vacation rentals from individual owners or anything like that.

Hotels.com is a must-see for hotel bookings because they’re always updating with Deal of the Days, Last Minute Deals and other constantly changing holiday sales and what not. You can also use it to book flights as well if that tickles your fancy.

Agoda

While Agoda does let you book flights on their site, where they exceed is in the vacation rental/hotel booking department. Agoda was never on my radar until I started traveling overseas, and this is where no other option can compare. All of the hotel booking sites are going to be comparable or even better for domestic bookings, but Agoda is on top for international hotel bookings. You’ll come to discover there are a lot more users and user reviews for hotels abroad. Many times the over travel sites actually have to partner with Agoda because they don’t have direct relationships with many international hotels.

TravelZoo

TrazelZoo is yet another vacation package travel website that lets you book everything in one place. However, this site is unique in that they have a great deal of writers who are constantly doing research for the best new vacation package deals. I like using TravelZoo when I don’t really have my next destination in mind and am looking for good, affordable ideas. Sign up for their email list and get new ideas sent to you periodically.

LonelyPlanet

Here’s another travel site that has incorporated booking for flights, hotels, cars and tours. However, LonelyPlanet is most famous as being the largest travel guide book publisher in the world. While their best guides come in the form of books you’ll have to purchase from their website, there’s still plenty of great articles from professional writers you can peruse.

Viator

Viator is a TripAdvisor company, and the two go hand-in-hand with what it has to offer. This nifty travel website lets you book sightseeing tours and activities with tour companies and guides. After reading all of the personal traveler reviews from TripAdvisor you can book these same tours using Viator. Pretty cool.

Points.com

What is Points.com? Basically, its a free-to-join service that allows users to better manage their loyalty points/miles from all the different programs out there. If you fly on a variety of airlines and stay at different hotel chains, you’ve probably racked up points & miles from each of the respective loyalty programs. You’ve probably realized it’s going to take a long period of time before you earn enough of those rewards to redeem for freebies.

This is where Points.com comes into play. Through the site, you’ll have the option of buying the few points/miles you need to reach your goals, or you can even sell and trade those rewards that you have no use for.

They’re always updating with new bonus points promotions all the time.

There you have it, the above are the BEST AND MOST POPULAR TRAVEL WEBSITES being used on the web right now. Those are going to cover all your major vacation/travel needs.

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: December 17, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Coupons are a great way to save on everyday groceries. Americans are huge on coupons, and the rest of the world is starting to follow suit. Simply Best Coupons has cashed in on this phenomenon, and are offering discount coupons across almost 30 countries in the world.

Based on their track record and consistently competitive cash back rates on many of the top retailers, we consider Simply Best Coupons one of the best cash back shopping portals. We pick Ebates as our top choice for shopping portals, but everyone has their own personal preference.

And if you are looking for a particular brand, search via the Brand link, nicely alphabetized for your convenience.

GET PAID

You can then get your cash back from spending online and paid out to various platforms:

Note, that there are some minimum amounts you need to accrue before Simply Best Coupons will pay you out.

Via Check ($20 minimum)

PayPal ($25 minimum)

Amazon Giftcard ($15 minimum)

Western Union ($50 minimum)

Direct Deposit ($15 minimum)

Dwolla ($15 minimum)

ePayments e-Wallet ($20 minimum)

We have noted these amounts next to each platform above. Some payout platforms are country specific. We have sourced this info via the USA country platform. Be sure to check out your country for differences.

Getting Your Cash Back

As there are a few channels to run through (the merchant, Simply Best Coupon themselves, and the platform of receipt you choose), you should expect to wait up to 30 – 60 days for your cash to show.

An example:

Should you request your payout to be made to your PayPal account on the 16th of the month, it will only be cleared by the 1st of the following month. Then it may take a week or so to appear in your PayPal account. Also remember, if you want to withdraw from the PayPal account, it could take a further week to appear in your actual bank account.

Also good to know, if you work within any of these platforms for other payouts, each have their own fee structure, so you may find a % will be taken before it arrives in your bank account.

Further, the cash back from the actual merchants to Simply Best Coupons, and then to your account, can take a while too. This is not quick cash. Patience is required.

How’s It All Work?

Simply Best Coupons has collaborated with various retailers and merchants, whereby they get paid when you buy through their portal. They then pay you part of that commission by way of cash back.

Referral Awards

This is a really nifty part of what Simply Best Coupons offer. If you refer a friend or family member, every time they make a purchase, you get a 5% cash back into your account (up to $50 per referral).

It really is a great way to encourage more and more users to join, and you get something out of it too.

Popular Stores And New Stores

The retailers that offer the latest promotions will be highlighted on the Simply Best Coupons site. This way, you get first hand options on the specials they are offering.

The newest stores are also promoted on the right hand side of the webpage. Most times, when a new store signs up, they will hit it off with some great coupon special discounts. Be sure to check these out regularly so as to not miss out.

Some Purchases Don’t Accrue Cash Back

What? Yes, this is the case with all cash back shopping portals depending on the merchants you shop with. So, be sure, if you want to make that purchase, that you understand if there will be cash back earned, and what it will be. For example, shipping charges generally do not accrue a cash back discount, taxes will not allow a cash back discount, and some stores will not give discount on gift cards, or for certain brands.

Holidays

Simply Best Coupons has a great little section on the left, that shows you when the next holidays are coming up, and how many coupons are available for that holiday.

So, for example, Mothers Day, you can be sure to find something great for Mom here. Easter, Christmas, and even a graduation can all be catered for by taking advantage of the Simply Best Coupons deals. They even have a Tax Season section, so if you need to get your tax returns sorted, be sure to check in here.

Bottom Line

Our suggestion is to only buy items that you really need, or normally would have gone out to the store to buy. If you keep at it, allowing the cash back to accumulate, and not worrying about how much is building up, then you will be happily surprised to find a nice balance of cash back waiting for you, when you do take a peak.

There are some bad reviews, but on the average, it seems to work for most. The proof is really in the pudding, so give it a try.

To help you decide which cash back service may best fit your needs, we recommend checking cash back rates with CashBackMonitor for all your favorite stores. Then you can make a better personalized decision.

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: December 17, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

It is easy to get pulled into a platform that offers cash back for doing very little, or at the most, what you might do on a regular basis, such as shopping. So, we thought we would take a look at one of the most popular cash back platforms, TopCashback.

Just like other popular cash back sites (we prefer Ebates), it really is a legitimate way to earn cash back that you normally wouldn’t have. You redirect through the portal to your regular online shopping site, if they’re a partner, and TopCashback will share the commissions with you.

Guess they nabbed the right name with TopCashback, putting it out there from the onset as being the best or top cash back site. So, let’s see how they fair.

Step 2 – Browse. Start browsing their preferred partner links, where you can buy pretty much anything from accommodations to clothing, from car rentals to office space. They really do have a wide variety, with great cash back options.

Step 3 – Shop. Then decide where you want to shop and get spending.

Step 4 – Earn Cash back. The way it works is the preferred partner or retailer with TopCashback, pays them commission, and they in turn, pay you the commission in the form of cash back. It’s a win-win for everyone involved.

Other Benefits And Features

TopCashback Coupon Codes. TopCashback has gone out and sourced the coolest coupons from most of the top merchants. This way, when you buy on their site, you simply pop the coupon code in and earn cash back and save at the same time.

Payout Bonus. TopCashback wants you to cash in on your cash back, so they have provided 3 ways you can do this, and on Amazon.com you will earn 3% extra of your cash back on top too. These payout options are:

Amazon.com

ACH (Automated Clearing House)

PayPal

Mobile. If you’re on the go mostly, download their mobile app and purchase no matter where you are in the world. Some cool features on the app are:

Snap and Save

In-store vouchers

Access to your account instantly

Groceries offers – by snapping a photo of your till slip and earning cash back

How Can You Get Free Stuff?

Amazingly, you actually can get free stuff via TopCashback. You, essentially, get paid to shop. Now, doesn’t that sound awesome? If you hit the timing right, you can get 100% cash back on your spend, which boils down to free stuff.

How Do You Withdraw Funds?

After all, this is what you want to be able to do, after a nice accrual of cash back. It is quite simple.

Log in

Click Account at the top of the page

Click Payout

You would have to set up your account or card details beforehand, when signing up, and the cash back will be paid into that captured account when you click on the Payout button.

If you have chosen to have your cash paid out into one of the preferred other payout options, as mentioned above, then you may receive a bonus. Amazon’s is around 2.5%, but sometimes 5% is an option.

Note that the payout delay time can be up to 14 days. So, if you were planning on using that money for something urgent, plan it out in advance rather. And, if you are earning loads of cash back, then plan a rolling payout ( i.e. every 2 weeks, so that you are assured of money hitting your account regularly).

$10 Referral Bonuses

By referring friends and family, you will be awarded by TopCashback. To receive your Tell-a-Friend bonus, the person you have referred must sign up to TopCashback from your link and earn $10 payable cashback or more.

Habit Forming

Like with all things that will eventually reap rewards, whether it be that exercise program, that eating plan, those hours of studying, or that patient heart waiting for that phone to ring, you have to allow for TopCashback to work its magic.

Form the habit of shopping only on TopCashback’s site. When you cannot find what you are looking for, send them a message, via their very helpful and dedicated Customer Support team, and they will look into adding that supplier to their ever-growing list.

Truth is, no single cash back site offers the best cash back rate on all stores versus the competition. So, you could opt to earn with several different sites, but you’ll need to be ever more patient for the funds to accrue.

You don’t need to change your shopping habits in as much as just making TopCashback part of your shopping habit.

Their Expansive Categories

Travel (whether you are a frequent traveler or just the ad-hoc kind of guy, TopCashback offers you discounts and coupons on all travel related spend, such as, flights, accommodation, car rentals, resorts, cruises, and travel insurance.)

Electronics (such as home appliances, mobile phones and gadgets, computers, cameras, and home theatre systems)

Wireless (here you will find all telecom options from the biggest names in the industry)

Health (from looking after your skin to getting that body into shape, the Health section of TopCashback has such a wide variety, you will be wondering which to choose)

Fashion (for the ladies, the men, the kids, and everyone in between, TopCashback has many retailers just waiting for you to log in and spend, and of course, save)

And even more shopping options, such as food, babies, toys and games, goods for your office, options for your upcoming wedding, and even flowers

Bottom Line

Well, we are impressed with TopCashback. While, like other cash back platforms (we review them all here), you have to work it and be consistent (and a wee bit patient), we can recommend TopCashback as one of the top cash back sites based on the consistency of popular merchant cash back rates versus the competition. If you haven’t signed up for a cash back shopping portal yet, head on over to CashbackMonitor to compare rates provided by the best cash back sites for your favorite merchants. Based on that data, it can help you narrow down to which portal is best for your personal shopping needs.

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review

By: Tony Phan | Last Updated: August 8, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Get the latest promotions, bonuses and offers from LearnVest here. Use their free online budgeting tool to help reach your goals.

Launched in 2009, LearnVest is a personal financial and lifestyle planning site that has helped thousands of users gain control of their finances.

You can create a free account and use their online budgeting tool to get started. Using their personal financial planning services will have fees involved, but will be much less than with a traditional financial advisor. Users are moving online for financial planning for the convenience and cost savings.

By: Tony Phan | Last Updated: May 18, 2017 | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

While booking hotels with Priceline’s Express Deals and Name Your Own Price services will already save you money, very often there are additional coupon promotions to save even more. I’ll continually update these coupon offers for hotel bookings in this article.

Priceline Hotel Promotions For Express Deals, Name Your Own Price And More…

*Tip: Be sure to maximize by first going through a cash back shopping portal like Ebates or Mr. Rebates, use any current coupons above, and then pay with the Priceline credit card!

Latest Coupon(s):

Take an extra 7% off Express Deals Hotels. Use the promo code I received: KLNDNX7K2W (ONE-TIME USE ONLY; please comment that you’ve used it). * Coupon valid for Express Deals® hotel itineraries, no other restrictions. Book by 05/20/2017 at 11:59:59 PM ET, travel any time.

Other Promotions & Savings:

Priceline Express Deals save up to 60% off hotels. I find the prices are VERY close to what you can get with Name Your Own Price, so I often use this when I don’t want to deal with bidding. Click For Express Deals.

Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review

Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review

Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review

Apply for the Barclaycard Arrival Plus® World Elite Mastercard® and earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days. These 40K bonus miles are worth $420 in travel redemption. This is one of the best credit card bonus offers for a travel credit card. Full Review

Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review

CIT Bank is offering a 1.55% APY rate with their Premier High Yield Savings account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review

Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review

Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review