The Hot Spot

Private Client Group

HMS provides premier insurance products and services for individuals and families with high value homes and substantial personal assets. The private client team offers a comprehensive risk analysis to create a personalized insurance program, flexibility in the type and amount of coverage, as well as many options for deductibles and billing. The services we provide include a comprehensive annual review, complimentary home appraisals to evaluate the replacement cost of your home, access to appraisers to help establish accurate replacement cost of valuable possessions, assistance with managing private collections, and ongoing contact to assess insurance needs and address risk due to lifestyle changes. The dedicated team at HMS will assist with claims and risk management changes, and has a large database of repair facilities, contractors, and mitigation services.