Brent Buffone is on a mission to help the people he works with achieve the financial freedom to live better livelihoods. Here at On Track To Goals, you can expect resources dedicated to your financial success.

Let's get started with one of the foundations to proper finance management: organizing budgets. Are you properly managing your budget? Here is a model you can use to divide your monthly budget:

Personalized Budget Breakdown.

The figures below are based on your income.

10% Pay Yourself First Savings (Emergencies, & Short & Long term Goals)

20% Pay Down DebtList your creditors and pay them each a portion of the 20%

70% Live onDedicate 50% of your income your needs and 20% to your wants.

What Would Happen?

If something happened to you, the last thing your family should have to worry about is financial burdens. Funeral expenses, medical bills and taxes could be just the beginning.

How would they cover ongoing living expenses such as mortgage, utilities, and healthcare?