Discover how to make your account work for you.

Important Information:

3 Access fees may be charged by the institution that owns the non-UMB Bank ATM. ATM owner surcharge fee not refunded.

UMB Convenience Checking

Perks and extras are great but we understand that for some people, a basic checking account to manage their day-to-day finances is exactly what they need. UMB Convenience Checking is designed for those people who want to keep it simple, but also want to feel valued. Best of all, we make it easy to waive the Monthly Service Charge. And, all it takes is $100 to open.

UMB Value Checking

At some point, everyone needs more from a checking account. UMB has you covered with Value Checking, designed to help your money work for you. You'll also enjoy extra benefits that will save you money when you take advantage of additional products and banking services. And all that it takes is $100 to open. If you're living a financially active lifestyle, we're confident you will find UMB Value Checking is just right for you.

UMB Select Checking

This is how you get the most out of a checking account. With UMB Select Checking, you’ll receive our highest level of benefits, all designed to maximize your return and save you money. From preferred rates on deposits and loans to a long list of free and discounted banking services, UMB Select Checking, with a minimum opening deposit of just $1,000, is our relationship focused solution with the benefits you need.