Jack Reacher helps an elderly couple who have made a few well-meaning mistakes and owe big money to some very bad people. Suddenly Reacher finds himself a wanted man in the middle of a brutal turf war between rival Ukrainian and Albanian gangs. Reacher has to stay one step ahead of the loan sharks, the thugs, and the assassins. He teams up with a fed-up waitress who knows a little more than she's letting on, and sets out to take down the powerful and make the greedy pay.