I’m not sure what is more embarrassing. Having to call out to someone to bring you toilet paper or having to shuffle down to the hall closet with your pants at you ankles to get it yourself and then remembering you aren’t home alone.

I pull my underwear up far enough to hide every thing, but not far enough that it gets dirty. So long as I don’t have to go downstairs (the stairs end at the front door, which is 60% window) this works fine.