RequestLetters.COM

Some people hire a credit repair company to investigate their credit report, but it can be done by the consumer at no cost. Below is a sample of one kind of letter for requesting a change to your credit report. ​

I have reviewed my credit report and am disputing a late payment claim. Attached is the report with the disputed item circled.

The disputed item is an incorrect late payment claim from NAME OF SOURCE. I made the payment on time and attached is a copy of my receipt of payment. I am requesting that this inaccurate information be removed from my credit report.

Enclosed are copies of my payment records for the above NAME OF SOURCE inaccurate late payment and driver’s license as proof of identity. Please re-investigate this late payment claim and remove it from my record.

Sincerely, ​Consumer’s signatureConsumer’s NameList of enclosures – all enclosures should be copies NOT original