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Expansión Account. The salary account without bank fees

An account without bank fees by directly depositing your salary, pension or regular income

Expansión Account: the salary account without charges.
No expenses, no minimum term contract commitment and we also refund up to €2401 a year when you direct debit your bills.

Risk indicator applicable to the Expansión Account.

1/6

This number indicates the product risk, where 1/6 indicates the least risk and 6/6 the greatest risk.

Banco de Sabadell, S.A. forms part of the Spanish Deposit Protection Fund of Credit Entities. The maximum amount currently guaranteed by the Fund is 100,000 euros per depositor.

Enjoy all the advantages:

0 charges
for administration and maintenance
(Return 0% APR).

Free Cards1

An extra Expansión account2
with no conditions and all theRelación accounts you want.

And that’s not all:
There are even more reasons to open an Expansión Account!

Refund of up to 20 euros per month3

We will refund you 1% of your direct-debited bills for electricity, gas, landline, mobile and Internet every month, up to 20€ gross a month, on condition that the amount of the refund is 1€ or over and that you have made 1 purchase during the month with your Expansión Account credit card.

0 commission on your transfers

For transfers within Spain and EEA countries (not immediate) and for negotiating and clearing cheques
in € domiciled at a Spanish financial credit institution.

0 fees for your withdrawals of cash

Using your debit card at Banco Sabadell ATMs. And also at a large network of ATMs4 provided the amount is €60 or higher.

2% discount on fuel

When filling up at Repsol, Campsa and Petronor petrol stations, when you pay with your Repsol Máxima card.

Your personal agent

Always available whenever you need them.

We advance the credit of your pension to 25th of each month

For pensions from the General Treasury of the Social Security. If you are the holder and direct debit your Social Security retirement pension, you will be able to enjoy all these advantages, whatever the amount of your pension

What else should you know?

To start enjoying all of the advantages of this salary account, all you need to do is to directly deposit your salary, pension or make a regular monthly deposit (over €700).

For direct debit arrangements, download the following application forms, print them out and take them to any branch of Banco Sabadell:

If you are between 18 and 29
Enjoy all the benefits of the Expansión Account without having to direct deposit your income.

Take advantage of our digital services

Distance Banking: Log in and operate for free
Via the Banco Sabadell website, our app or the SMS alert service. Enjoy being able to access your account information wherever you are, whenever you want.

Instant Money: withdraw cash from an ATM using your mobile phone
Send money via your Distance Banking Service. The recipient will receive an SMS with a code that enables them to collect the money at any of our ATMs without having to use their card.

Appointment Book an appointment with your agent via our website at a time that is convenient for you, not for us.

Digital services

Instant Money. Make cash machine withdrawals using your mobile phone. You can send money through your Distance Banking service. Recipients will receive an SMS with a code that allows them to withdraw the cash, without a card, at any of our cash machines.

Pre-arranged appointment. Schedule a meeting with your Personal Manager via the website. Access the online Pre-arranged Appointment service and find the time that best suits you, not us.

Fingerprint identification. Easily access your Distance Banking service in a faster, more secure way, without the need to remember codes or passwords. Simply by using the digital fingerprint sensor on your smartphone or tablet (compatible devices only).

Offer valid for new accounts open from 24/12/2018 to 30/06/2019 for direct debiting a new pay cheque, pension or regular
monthly income, pay cheques or regular monthly deposits have to be of at least 700 euros.
Income from accounts open at the Banco Sabadell group held by the same person is excluded from the Expansión Plus Account.

1. Issue and maintenance charge.

2. The holders of an Expansión Account will be able to open a further account with no requirements as regards direct-debiting pay cheques, pension or regular monthly income. And you can also have all the Relación Accounts you want, with no fee for administration and maintenance (return from Relación Account: 0% APR).

3. Up to 20 € gross a month, on condition that the amount of the refund is of 1 € or more. To qualify for this you have to make at least one purchase during the month with the credit card of your Expansión Account.

4. At ATMs of the main institutions in the EURO 6000 system (Abanca, IberCaja, KutxaBank, Unicaja, Liberbank, Caja España-Duero, CajaSur, Caixa Ontinyent, Colonya Caixa Pollença), at Bankia ATMs and those of the Banco Sabadell group.