Whether your benefits have been delayed, you have been denied benefits,
you have not received enough benefits for your losses, your insurance
company has refused to defend you against a claim/lawsuit, or your insurance
company has declined an opportunity to settle a case against you for an
amount within your policy limits – we are here for you when you
need us most. Our
trusted Ventura County attorney will go the extra mile in order to exceed your expectations. Do not hesitate
to retain the immediate representation of the Law Offices of Mark E. Hancock.

A promise of good faith and fair dealing is implied in law, in insurance
contracts. This promise is considered "in" the policy, even
though it isn't set forth in writing. Instead, it is in addition to
the written promises of your insurance. This promise means that an insurance
company should not do anything that frustrates its insured's rights
to the benefits of insurance, even if the insurance company's action(s)
or omission(s) do not violate the written terms of the contract. Violations
of this promise may constitute "insurance bad faith."

What constitutes bad faith?

Refusal to defend you

Refusal to settle a case against you

Unreasonable delay in paying benefits

Refusal to pay benefits due under the policy

Violations of the Unfair Claim Practices Act​

Unfair actions meant to reduce the amount legitimately due you under the policy

What this means is that, if your own insurance company is not paying benefits
due and/or not treating you reasonably and fairly, you may have more than
just the right to sue them for breach of contract. You may also have the
right to sue for insurance bad faith (or "breach of the implied covenant
of good faith and fair dealing"). Such a claim and cause of action
may allow inquiry into how the insurance company has handled other claims
and allows for the possibility of the recovery of punitive (i.e., punishing")
damages. It is important to note that the statute of limitations for this
is shorter than the statute for breach of contract.

Get Started Immediately

Contact our office promptly if you believe your insurance company is not treating you fairly, or not
paying benefits due under your insurance. We have handled breach of insurance
contract and insurance bad faith lawsuits and can help you not only with
your claim, but can evaluate if a bad faith claim exists.

Our goal is to get your claim resolved and paid, to defend you from your
insurance company, and to get your insurance company to settle the claim
and/or case against you. We can help you become aware of and to preserve
your right to pursue a bad faith claim if you are forced to sue.
The initial consultation is free.

Law Offices of Mark E. Hancock

Ventura County Long Term Disability Attorney

The information on this website is for general information purposes only.
Nothing on this site should be taken as legal advice for any individual
case or situation. This information is not intended to create, and receipt
or viewing does not constitute, an attorney-client relationship.