Affinity Business Network Review – Legit or Scam?

Thank you for taking the time to read our Affinity Business NetworkReview. Be sure to know every bit about this type of program on our review page. It's very important to be sure on what business you get into.

We both know that money is not something you play with, so take this reading seriously, we want you to do well and make sure a lousy choice doesn't lead to a worse experience.

So, sit back and enjoy the review we've made especially for you and your well being when we learn, every bit of time is well invested. Let's get on with it!

Affinity Business Network Review

No information has been provided by Affinity Business Network on their website about who owns or runs the business.

The website domain of Affinity Business Network, affinitybn.co.za was registered by affinitybn on 6th June, 2016.

Presumably, Affinity Business Network operates from Gauteng, South Africa as their address shows.

Fred Andalaft credits himself as the founder of Affinity Business Network on his LinkedIn profile.

It remains unclear why this information isn’t provided on the Affinity Business Network website.

There are no information publicly available on Andalaft’s history prior to founding Affinity Business Network other than a marketing interview on LinkedIn,.

Seemingly, Affinity Business Network is Andalaft’s first MLM venture as an executive.

Read further for a detailed review of the Affinity Business Network MLM opportunity.

Products of Affinity Business Network

Affinity Business Network functions in the insurance MLM niche. The company claims it provides the quickest growing medical health insurance products in South Africa.

As mentioned on the Affinity Business Network website,

The company is a distributor for Affinity Enterprise and its affiliated partners.

Affinity Health provides affordable medical and health insurance products to the market in South Africa.

No precise plan information or prices are displayed on the Affinity Health website.

Compensation Plan of Affinity Business Network

The affiliates of Affinity Business Network are paid on sales of health insurance premiums.

Direct commissions are given out based on the cost of the premium. Residual commissions are paid through a unilevel compensation structure.

MLM Commission Qualification

An Affinity Business Network affiliate must sell 3 new insurance policies every month to qualify and continue to qualify for MLM commissions.

Retail and Recruitment Commissions

The affiliates of Affinity Business Network are paid a percentage commission on insurance premiums paid by employed affiliates and retail customers.

1% is compensated on premium costing up to R10,000 ZAR ($731 USD)

2% is compensated on premium costing between R10,001 and R20,000 ZAR ($1462 USD)

3% is compensated on premium costing between R20,001 and R30,000 ZAR ($2193 USD)

4% is compensated on premium costing between R30,001 and R40,000 ZAR ($2924 USD)

5% is compensated on premiums costing in excess of R40,000 ZAR

Residual Commissions

Residual commissions are given out on premiums sold by downline members by Affinity Business Network.

The residual commissions are paid down 3 levels of recruitment through a unilevel compensation structure.

An affiliate is put at the top of a unilevel team by a unilevel compensation structure places. Every personally employed affiliate is put directly under them (level 1):

(unilevel)

When any level 1 affiliate employs fresh affiliates, they are put on level 2 of the original affiliate’s unilevel team.

When any level 2 affiliate employs fresh affiliates, they are put on level 3 and so on down a theoretical infinite number of levels.

Base residual commissions are capped at 3 unilevel team levels by Affinity Business Network as follows:

Level 1 (premiums sold by personally recruited affiliates): 50% of the first premium payment and 2.5% thereafter

Level 2: 1.5% of premiums sold

Level 3: 1% of premiums sold

Team Bonuses

Team Bonuses permit an affiliate of Affinity Business Network to earn beyond their first 3 unilevel team levels.

An affiliate of Affinity Business Network must qualify at the 1 Star to 5 Star ranks to qualify for Team Bonuses:

Affinity Business Network Membership

Summing Up

There is no specific information provided by Affinity Business Network on their website concerning the policies their affiliates market.

It is the key in determining whether or not retail is a focus in the company.

The way in which the compensation plan is presented, particularly, the grouping of retail and personally employed affiliate premium commissions points out that most of the premium holders through Affinity Business Network are affiliates.

Affinity Business Network, in that case would be operating as a pyramid scheme.

Determining whether this is the case is simple. You can simply ask your prospective upline how many retail premiums they’ve sold. Compare that to the number of personally employed affiliates they have with premiums.