I'm sure that most of you have experienced the feeling of having to be somewhere by a certain time, only to get on the road and face terrible traffic and road closures due to car accidents. A question that I get asked frequently is "which car is at fault for my car accident?" While in some scenarios, the answer is easy, usually the answer is...it depends.

CALGARY - The Insurance Bureau of Canada says one violent storm in Calgary last summer accounts for half of the almost $1.2 billion in claims across the country this year.The bureau says the Aug. 12 s...