First Data Payeezy Gateway Bank Response Codes

For First Data Payeezy Gateway, values for the Payment Methods. The whole table is displayed for completeness.

First Data Bank Response Codes

The following list reflects all currently defined First Data bank response reason codes. All returned bank response codes other than ‘100’ indicate that a transaction did not succeed for some reason. Note: Response Reason Code ‘109’ indicates the transaction previously succeeded.

In general, codes values of ‘300’ or higher are Issuer/Association Declines, while those in the ‘200’ series are Rejects.

Note: Additional Decline and Reject Codes may be added at any time.

For the most common codes returned by First Data, the list includes an action field that suggests the best probable course of action to take based on the code returned. If you are receiving codes not listed here, please contact your Account Manager. The following KEY describes the Column Headings and the values appearing in the columns.

Note: Not all codes will be received on an authorization. Some codes are for deposit/conditionals only

Description

Type

S = Successful Response Codes

R = Reject Response Codes

D = Decline Response Codes

Code

3‐digit response code

Name

Description of the response code

Action

Resend = Send this transaction back at any time

Wait = Wait 2‐3 days before sending back, or try to resolve with your customer

Cust. = Try to resolve with customer, or get an alternate method of payment

Fix = There is an invalid field being sent Fix and resend

N/A = Not applicable

Voice = Perform a voice authorization per First Data instructions

Call = Call First Data

Payment Type Groups

TC = Checks

PY = Paypal

DB = All Pinless Debit Cards

SV = Stored Value/ Valuelink

Response

Code

Name

Action

Payment Method

Comments

D

000

No Answer

Resend

All

First Data received no answer from auth network

S

100

Approved

N/A

All

Successfully approved

S

109

Previously Processed Transaction

N/A

DB

Transaction was not re-authorized with the Debit Network because it was previously processed

N/A

200

Suspected Fraud

N/A

CC

Merchant advises they are reversing an Authorization transaction because Fraud is suspected in a non-Face-To-Face transaction environment.

MasterCard Non Face to Face FULL Reversal Only

R

201

Invalid CC Number

Cust

All

Bad check digit, length, or other credit card problem

R

202

Bad Amount Nonnumeric Amount

If

Fix

All

Amount sent was zero, unreadable, over ceiling limit, or exceeds maximum allowable amount.

R

203

Zero Amount

Fix

CC

Amount sent was zero

R

204

Other Error

Fix

All

Unidentifiable error

R

205

Bad Total Auth Amount

Fix

CC

The sum of the authorization amount from extended data information does not equal detail record authorization Amount. Amount sent was zero, unreadable, over ceiling limit, or exceeds Maximum allowable amount.

R

225

Invalid Field Data

Fix

All

Data within transaction is incorrect

R

227

Missing Companion Data

Fix

CC, PY

Specific and relevant data within transaction is absent

R

231

Invalid Division Number

Fix

All

Division number incorrect

R

238

Invalid Currency

Fix

All

Currency does not match First Data merchant setup for division

R

239

Invalid MOP for Division

Fix

All

Method of payment is invalid for the division

R

241

Illegal Action

Fix

All

Invalid action attempted

R

242

Invalid Temporary Services Data

Fix

CC

Data is inaccurate or missing

R

243

Invalid Purchase Level 3

Fix

CC

Data is inaccurate or missing, or the BIN is ineligible for P‐card

R

244

Invalid Encryption Format

Fix

CC

Invalid encryption flag. Data is Inaccurate.

R

245

Missing or Invalid Secure Payment Data

Fix

CC

Visa or MasterCard authentication data not in appropriate Base 64 encoding format or data provided on A non‐e‐Commerce transaction.

R

246

Merchant not MasterCard Secure code Enabled

Call

CC

Division does not participate in MasterCard Secure Code. Contact your First Data Representative for information on getting setup for MasterCard SecureCode.

R

248

Blanks not passed in reserved field

Fix

All

Blanks not passed in Reserved Field

R

249

Invalid (MCC)

Fix

All

Invalid Merchant Category (MCC) sent

R

253

Invalid Tran. Type

Fix

All

If an “R” (Retail Indicator) is sent for a transaction with a MOTO Merchant Category Code (MCC)

R

254

Reserved

N/A

All

Reserved.

Note: If this response is received, please contact your First Data Representative

R

255

Reserved

N/A

All

Reserved

Note: If this response is received, please contact your First Data Representative

R

257

Missing Cust Service Phone

Fix

CC

Card was authorized, but AVS did not match. The 100 was overwritten with a 260 per the merchant’s request Note: Conditional deposits only

R

258

Not Authorized to Send Record

Call

All

Division does not participate in Soft Merchant Descriptor.

Contact your First Data Representative for information on getting set up for Soft Merchant Descriptor.

Visa OCT and/or MasterCard MoneySend Funding activity has exceeded preset transaction count or value limits for a rolling 24-hour period on this card.

R

292

7 Day Disbursement Reject Card (Funding)

Cust

VI,MC

Visa OCT and/or MasterCard MoneySend Funding activity has exceeded preset transaction count or value limits for a rolling 7-day period on this card.

R

293

30 Day Disbursement Reject Card (Funding)

Cust

VI,MC

Visa OCT and/or MasterCard MoneySend Funding activity has exceeded preset transaction count or value limits for a rolling 30-day period on this card.

R

294

Daily Disbursement Reject Card (Payment)

Cust

VI,MC

Visa OCT and/or MasterCard MoneySend Payment activity has exceeded preset transaction count or value limits for a rolling 24-hour period on this card.

R

295

7 Day Disbursement Reject Card (Payment)

Cust

VI,MC

Visa OCT and/or MasterCard MoneySend Payment activity has exceeded preset transaction count or value limits for a rolling 7-day period on this card.

R

296

30 Day Disbursement Reject Card (Payment)

Cust

VI,MC

Visa OCT and/or MasterCard MoneySend Payment activity has exceeded preset transaction count or value limits for a rolling 30-day period on this card.

R

297

Per Txn Amt Disbursement Limit Reject

Cust

VI,MC

The amount limit that will be applied to each Visa OCT/ MasterCard MoneySend txn processed by the merchant. If any single txn exceeds this limit, it will be blocked.

R

298

Daily/7 Day/30 Day Disbursement Manual Block

Cust

VI,MC

An indicator that blocks all Visa OCT/MC MS txn processed by the merchant within a rolling 24 hour period or 7 day period (current and prior 6 days) or 30 day period (current and prior 29 days). All txns will be blocked for that time period.

R

299

Duplicate Transaction

Reject

All

The transaction is a duplicate of a previous transaction (either within this same batch file, or in any batch file submitted by the client in the last 7 days).

D

301

Issuer unavailable

Resend

CC, SV, TC

Authorization network could not reach the bank which issued the card

D

302

Credit Floor

Wait

CC, SV

Insufficient funds

D

303

Processor Decline

Cust.

CC, PY, SV, TC

Generic decline – No other information is being provided by the Issuer

Generic Decline – No other information is being provided by the issuer. Issuer did not provide a specific reason for declining. Please have the cardholder contact their Issuer for additional information. Note: This is a hard decline for BML (will never pass with recycle attempts)

D

531

CVV2/VAK Failure

Cust

CC

Issuer has declined auth request because CVV2 or VAK failed

D

546

Blocked Account

Cust

STAR Signiture Debit

Transaction Blocked for Risk/Country Code.

D

551

Duplicate Transaction

NA

CC

Duplicate Transaction Detected

D

570

Stop payment order one time recurring/ installment

Fix

CC

Cardholder has requested this one recurring/installment payment be stopped.

D

571

Revocation of Authorization for All Recurring / Installments

Cust

CC, TC

Cardholder has requested all recurring/installment payments be stopped

D

572

Revocation of All Authorizations – Closed Account

Cust

CC

Cardholder has requested that all authorizations be stopped for this account due to closed account. Note: Visa only