Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?

For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.

We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.

As a proud member of the North Carolina community, we offer discounts to members of various college alumni groups, employers and associations across the state.

They say no road is long with good company. 225,168 miles of road across the Tar Heel State is pretty long so you better find a good insurance company. Let us help you make the best choice for your car insurance.

Charlotte, North Carolina Car Insurance Coverage Information

In Charlotte, North Carolina you are legally required to have these minimum coverages:

Liability

Bodily Injury $30,000 per person

Bodily Injury $60,000 per accident

Property Damage $25,000 per accident

Uninsured/Underinsured Motorist

Bodily Injury $30,000 per person

Bodily Injury $60,000 per accident

Property Damage $25,000 per accident

Liability coverage is legally required in North Carolina and pays for injury and lost wages that you cause to another driver or
their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.

The coverage limits are determined by each individual state and normally split into three categories.

In North Carolina, the minimum coverage is listed as
30/60/25 and explained below:

$30,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.

$60,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.

$25,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Uninsured/Underinsured Motorist coverage is legally required in North Carolina and pays for injury and lost wages that you or
your passengers may suffer in the event that you are hit by an uninsured/underinsured driver who is at fault.

The coverage limits are determined by each individual state and normally split into two categories.

In North Carolina, the minimum is listed as 30/60 and explained below:

$30,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured/underinsured driver.

$60,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.

$25,000 property damage coverage per accident. This is the maximum dollar amount that pays for damage caused to your vehicle by an uninsured driver.

Most people opt for higher amounts of auto insurance coverage than the North Carolina minimum in order to protect themselves in case of an accident.

Did you know this about theTar Heel State?

North Carolina is ranked #35 in the US for uninsured drivers

North Carolina leads the nation in furniture, tobacco, brick, and textile production.