File a Damage Claim

HOW TO FILE A CLAIM FOR PROPERTY DAMAGES WITH THE
ROAD COMMISSION FOR OAKLAND COUNTY (RCOC)

Please note that any road beginning with "I", "M" or "US" ((i.e., I-96, I-75, I-696, M-5, M-1/Woodward), M-59/Highland, M-24/Lapeer, US-10/Lodge, US-24/Telegraph) is a state road and those claims need to be filed with the Michigan Department of Transportation.
Please visit: MDOT Damage Claim Form or call 248-451-0001

Whether your claim is for property damage or bodily injury, the process is the same. The following are the steps necessary:

1. First call or email the RCOC Department of Customer Service (DCS) at: dcsmail@rcoc.org or 877-858-4804 and a DCS Identification Number will be issued. MAKE SURE TO INCLUDE THE LOCATION OF THE INCIDENT INCLUDING ROAD, NEAREST MAJOR CROSSROAD AND COMMUNITY.

2. Complete the on-line form (link) or the downloaded PDF file Claim Form (link)

3. Form must be completely filled out. Incomplete forms will be returned. The form must be signed and dated for processing and consideration. Be sure to retain a copy for your records.

Please be aware that under state governmental immunity laws MCL 691.1402 and MCL 691.1403 you must show that the RCOC failed to maintain the actual roadbed of the highway in reasonable repair to prove a highway defect claim. You also must show that the RCOC knew of the condition and had an opportunity to repair it, or that the condition existed for more than 30 days. The RCOC will only consider damages not covered by your insurance company.

Once your claim is received it will be assigned within approximately 30 days to the RCOC third party administrator for review and determination (determination can take up to 90 days):