shefinds | Style

Why: If you aren't already using a moisturizer with sunscreen—or a foundation, for that matter—you're late to the game. As most women know, sun exposure puts us at risk for UVA and UVB ray penetration, which in turn contributes to premature skin aging, wrinkles, loss of skin firmness and sun burn, among other ugly-inducing side effects. Unfortunately, lots of moisturizers that do contain SPF cost major dough (we're talking $100+ for some of the premium brands, like Kinerase).

Thankfully, you don't have to be rich to be a "follower" and use a moisturizer with sunscreen. Simply walk to your local drugstore and pick-up L'Oreal's new RevitaLift UV Daily Moisturizing Cream with SPF 15. This skin cream contains Mexoryl, a broad-spectrum UVA/UVB protection agent. Plus, it's also a great moisturizer; it's light and lasts all day – who woulda thunk it?!

My only complaint is the nozzle, which gives you too little the first pump and too much the second. But hey, at only $20, at least that tiny extra dot of lotion isn't costing you $5 a squirt.