Owning a vacation home is a dream; understand the market more clearly by considering these nine key factors.1. Market outlook: Is inventory plentiful? Are prices trending up or down? Is an area losing its cachet, or is it heating up? Be sure to … [Read more...]

All buyers of older properties (“pre-FIRM”) will see a premium rate reduction under the Homeowner Flood Insurance Affordability Act of 2014. Instead of jumping to “full cost” for flood insurance, buyers will assume the seller’s Oct-2013 rate for a … [Read more...]

An aerial view of the damage Hurricane Ike inflicted upon Gilchrist, Texas (Photo credit: Wikipedia)Better times could be on the horizon the Texas Windstorm Insurance Association. The Texas Windstorm Insurance Association, or TWIA, has been in a … [Read more...]

The Texas windstorm insurance association (TWIA) board last week appointed Georgia Neblett, a longtime Port Aransas native.
“I’m very honored to have been chosen and wouldn’t dream of undertaking this role were it not for the very competent board and … [Read more...]

Bipartisan achievements are rare, but one of them was the 2012 reform of federal flood insurance.The goal of the Biggert-Waters reform of 2012 was to require that property owners gradually adjust to paying actuarial sound rates for taxpayer-backed … [Read more...]