The Focus newsletter is published three times a year in February, June and October. It keeps members in touch with new services, special offerings and information on how to make the best of our services.

To help members achieve their financial goals by building relationships for mutual benefit

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your "personal circumstances"). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.