Dear middle class,
Stop buying houses that you can't afford. 25% of your take home pay is what your mortgage should be. Thanks.

Love, America.

P.S. Vote Republican

Good luck on this one. If you make a reasonable salary of 50k, take home is 72% of that = 36,000. Lets assume you put 6% into your 401k like a good worker, your take home is now 33,000. 25% of this is 8250. Divide by 12 = 687 a month.