If you are under full retirement age (FRA), there is a limit to what you can earn before some or all of your benefits are withheld.

This is true whether you are receiving Social Security Retirement or a Survivor benefit. Once you reach FRA, you can make as much as you want. It's important to note, this is not a tax. If the earnings penalty applies to you, Social Security will adjust your benefit formula at FRA to treat the months that you did not receive a check as if you had not elected

When the first clients were introduced to our model, they saw the fit was so tight they nicknamed it the “glove.” Our model leverages cloud technology, which allows us to unleash tremendous computing power. This computing power allows us to discard the simplifying assumptions that were previously embedded in older models, freeing the data to speak for itself.