Compare Barclaycard credit cards

5 December 2018

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Barclaycard offers great travel products and an excellent cashback card.

Unlike other providers, Barclaycard focuses its cards mostly on one niche: travel. There are many options to choose from, from general travel cards to cobranded cards.

Compare Barclaycard credit cards

Barclaycard offers over 20 products and you may like its partnerships offerings if you’re a loyal customer of companies like JetBlue or Princess Cruises. Otherwise, you might find one of the following cards to be more useful for a variety of spending.

PromotedThe Barclaycard Arrival® Plus World Elite Mastercard® has long been a top pick among travel cards. It maintains such distinction thanks to its strong rate of 2x miles on every purchase. If you don’t want to worry about tiered rewards, this Barclaycard product is for you.

The new Barclays Arrival® Premier World Elite Mastercard® is a close second, but it’s most valuable for big spenders. Before settling on a Barclaycard product, check out the provider’s cobranded cards from companies such as JetBlue, Hawaiian Airlines and Princess Cruises.

Signup bonus: 70,000 miles.

To earn this bonus, spend $5,000 on purchases in the first 90 days of your account opening and pay the annual fee. It’s worth $600 in statement credit toward qualifying travel purchases.

Rewards: A great rate on every purchase.

Earn unlimited 2x miles on all purchases.

Intro APR: 0% for 12 months on balance transfers made within the first 45 days.

After that, your balance transfer APR will be 17.99%, 21.99% or 24.99% variable. Even during the intro period, there’s a balance transfer fee of $5 or 3% of the transaction, whichever is greater.

5% miles back each time you redeem.

A nice little perk that boosts the value of your rewards.

No foreign transaction fees.

Use your card abroad and at foreign websites, and avoid the typical 3% transaction fee charged by other providers.

$89 annual fee after the first year.

The Barclaycard Arrival® Plus World Elite Mastercard® has a $0 annual fee the first year, followed by an $89 annual fee after that.

Best for cash back: Uber Visa Card

Uber Visa Card

Get 4% back on dining, 3% on travel, 2% on Uber rides and online shopping and 1% on other purchases, and redeem for Uber credits, gift cards or cash back.

PromotedThe Uber Visa Card is perfect for the social butterfly who’s tapped into current trends and always on the go. With its superb cash back, some might say it’s the ultimate lifestyle credit card. A $0 annual fee is icing on the cake.

Annual fee: None.

A great deal for such a powerful card.

Rewards: Great rewards in multiple categories

Earn 4% cash back on restaurant spending, takeout and bar purchases. Earn 3% back on airfare, hotels and vacation home rentals. Earn 2% back on online purchases such as Uber and online shopping. And earn 1% back on everything else.

No foreign transaction fees.

Use your card abroad and at foreign websites, and avoid the typical 3% transaction fee charged by other providers.

PromotedThe key reason to get the Barclaycard Ring® Mastercard® isn’t its solid-but-not-spectacular intro APR or balance transfer fee promotion. It’s the card’s relatively low ongoing APR, which is just 13.99% variable for all balances. That’s a pretty good rate considering the average credit card APR is around 16%.

Annual fee: None.

Get a low APR without having to shell out to keep the card.

Intro APR: 0% for 15 billing cycles and no additional fees on balance transfers made within the first 45 days.

After that, your balance transfer APR will be 13.99% variable. A balance transfer fee of or 2% of the transaction, whichever is greater will also apply after the intro period.

Low ongoing APR.

Your normal APR for all balances is 13.99% variable. That’s a relatively low rate given the average credit card APR is around 16%.

0% balance transfer fee applies only to transfers posted after the first 45 days.

Unfortunately, you’ll pay fees on transfers that qualify for the card’s intro APR.

Barclaycard rewards program

For its reward cards, Barclaycard offers either miles or cash back.

You’ll receive your cash back in the form of points that you can spend on rewards that include:

Statement credit.

Bank deposit.

Gift cards.

If your card gives miles, you can redeem them for a variety of rewards, including:

Travel statement credits.

Cash back.

Gift cards.

Merchandise.

How can you redeem rewards?

To redeem rewards, log in to your Barclaycard account and click on the Rewards tab.

How much are rewards worth?

Barclaycard miles are worth the industry standard of 1 mile = 1 cent. You’re more likely to get this rate if you redeem for travel statement credit. If you redeem for other rewards — such as gift cards — your miles might be worth less than the standard rate.

Typical card features and benefits of a Barclaycard card

Rewards. Almost every Barclaycard product is a rewards card. This is one reason the provider typically looks for customers with strong credit.

No annual fee. Many Barclaycard products come with no annual fee. Exceptions are the provider’s flagship cards like the Barclaycard Arrival® Plus World Elite Mastercard® and Barclays Arrival® Premier World Elite Mastercard®, which have annual fees between $89 and $150.

Ongoing APR between 16% and 25% variable. With strong credit, you may qualify for an ongoing APR near the bottom of this range. With weaker credit, you may get a relatively high APR around 25%.

No foreign transaction fees. Barclaycard offers several travel cards with no foreign transaction fees. These products are excellent to bring when you travel abroad.

Signup bonus. You’ll usually find a signup bonus with each card. For the best bonuses, look for Barclaycard’s general travel cards such as the Barclaycard Arrival® Plus World Elite Mastercard®.

How to apply for a Barclaycard card

Apply for a Barclaycard credit card through its site. Before you apply, check that you meet the eligibility requirements and prepare the required information.

Eligibility criteria

You’re at least 18 years old.

You’re a resident of the US, but excluding Puerto Rico and US territories.

Information you’ll need

To complete the application, you’ll need to provide information that includes:

The bank offers 24/7 fraud monitoring. You won’t be liable for unauthorized charges to your card. And, for extra security, you can sign up for Fraud Text Alerts. If Barclaycard spots an unusual transaction on your card account, it’ll let you know through a text message.

Most Barclaycard cards come with chip technology, which makes them more secure than magnetic-stripe cards. Additionally, many of the cards come with chip-and-PIN capability. That means you can use your card at most unmanned kiosks and PIN-only merchants.

Bottom line

A Barclaycard product can be the perfect choice if you’re looking for a strong travel card. Beyond its excellent general travel cards, you’ll find cobranded products that reward you if you’re loyal to certain companies.

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2 Responses

AlishaOctober 29, 2017

Im 17 and in need of a credit card where can I apply for I’m only being 17?

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