Risk & Compliance Services

Have you scheduled your required annual audit and risk assessments?

Today’s regulatory requirements and escalated fraud make your payments audits and risk assessments more important than ever before. It is important to have your payments audits and risk assessments performed on an annual basis.

Payments Education

Education for ACH, check, card, wire and emerging payments. Members receive a 50% discount on all payments training sessions. Calendar below is updated throughout the year. If you do not see something in the area you need, let us know and we will find or create that topic for you!

PaymentsFirst provides education support to foster compliance, advancement and understanding of electronic payments for the benefit of industry participants and the payments network.

Education Resources

Publications

Are you on staff of a financial institution, software vendor, payment processor, CPA Firm, law office or other corporation that is in the payments industry? PaymentsFirst should be your electronic payments resource for ACH, check, card, wire and emerging payments.

Links

Publications

Are you on staff of a financial institution, software vendor, payment processor, CPA Firm, law office or other corporation that is in the payments industry? PaymentsFirst should be your electronic payments resource for ACH, check, card, wire and emerging payments.

The 2019 NACHA Operating Rules and Guidelines book usees clear, straightforward and consistent language throughout to help you understand them more easily and to assist you in finding the information you need. The 2019 NACHA Operating Guidelines contain complete discussions of each ACH Network participant type and its role and obligations in the ACH Network.

The 2019 NACHA Operating Rules use clear, straightforward and consistent language throughout to help you understand them more easily and to assist you in finding the information you need. The 2019 NACHA Operating Guidelines contain complete discussions of each ACH Network participant type and its role and obligations in the ACH Network.

The 2019 NACHA Operating Rules use clear, straightforward and consistent language throughout to help you understand them more easily and to assist you in finding the information you need. The 2019 NACHA Operating Guidelines contain complete discussions of each ACH Network participant type and its role and obligations in the ACH Network.
Digital APP that allows you to view a digital version of the the ACH Rules book through your mobile device. The digital version view allows you to view the printed book via a mobile application. The site is fully searchable phrase and keyword, with additional "go to page" functionality. Users have unlimited ability to bookmark and save searches.
Provides access to the digital Adobe-based format of 2019 NACHA Operating Rules & Guidelines - on up to two devices – anywhere, anytime. Once redeemed using a provided access code, content is available with no internet connection required.
This product utilizes a third party App (Flux Player) to launch access to the Digital Rights Management (DRM) 2017 Rules content and works on numerous devices, including:
PC/Windows
Mac(OSX)
Android phones and tablets
Apple iOS (iPad, iPhone, iPod Touch)
Kindle and ChromeOS

Purchase your own set of Tabs for the 2019 NACHA Rules Book. Tabs provide quick reference when handling the most common ACH issues such as unauthorized returns, return deadlines, obligation of the RDFI to post ACH items, notifications of change, obligations of the ODFI, funds availability and more.

An everyday operational resource for ACH information, this easy-to-use guide is updated with the very latest information, including Rules compliance and the special handling of IAT entries. The guide provides RDFI responsibilities and obligations outlined in an easy-to-reference format. Return Reason codes, Notification of Change codes and an ACH Terms Glossary are included. Financial institutions have found this guide to be a very valuable education tool when training new operations employees.

A seven-card series including codes and timeframes for: ACH Returns, Dishonored and Contested Dishonored Returns, Notifications of Change (NOC), Special Exceptions (including Operator Rejects and Government Payments), Electronic Check Applications, IAT, WEB and TEL. These colorful and durable desktop reference cards provide fingertip access to critical information for proper handling of these ACH items. The cards also include helpful tips and commonly asked questions and answers regarding exception handling. Members overwhelmingly agree that this seven-card reference set is one of the most useful ACH resources available to them. These cards have been updated to include information about the updates to the R17 Return Reason Code for Questionable Entries. (2019)

These spiral bound cards serve as a quick reference guide to ACH returns requirements and codes. The information is sorted (primarily) by return reason, making the task of determining the correct Return Reason Code much easier. In addition to the Return Reason Codes, the document contains a Glossary of Return Terms and the requirements for the return of Government and IAT entries, Notifications of Change and ACH timeframes and record retention requirements all in one index-tabbed document.