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Book Review

Reviewed by Deborah Lloyd for Readers' Favorite

Many people will have the experience of receiving a Sudden Large Lump Sum (SLLS) in their lifetimes – whether it be from selling real estate or a business, receiving a large inheritance, or a substantial divorce settlement, or retirement savings. William S. Young, CFP®, has shared his wealth of knowledge in the nonfictional book, Scary Business: Investing the Sudden Large Lump Sum. He presents useful topics to consider such as switching from a Growth Portfolio to an Income Portfolio, dealing with a bear market and legacy planning. Likewise, he describes the advantages of utilizing a financial planner, the different categories of planners and how to choose one.

While the book is not long, it is full of information, sprinkled with short, humorous comments. While some people may think any financial information is dry, the author proves this is not always the case. He writes in a clear and concise style, making the information easy to understand for those who do not have a financial background or strong interest in the area. His many years of financial planning experience is apparent; one can almost hear the concerns he has heard over the years. Scary Business: Investing the Sudden Large Lump Sum by William S. Young, CFP® is a worthwhile investment for anyone who may be facing the many choices surrounding this kind of event. Although a person may feel overwhelmed and panicked about a SLLS, the author has delineated a way to take the “scary” out of it – a very interesting and practical read!