Ulysses Folk House

The Dirt: Ulysses is a popular after work spot, especially in the summer where its outdoor benches are plentiful and always packed. Beer is a popular drink for everyone here in addition to vodka and whiskey.

All banks and firms, including NYSE boys like it here due to the location and the atmosphere.

Food is also reasonably priced and quite popular as well at Ulysses. Most of the crowd here you'll see eating as well. Non-Wall Street folk even come here to give it more of a casual, laid-back vibe.

Beckett's

The Dirt: Similar to Ulysses, Beckett's is one of the many bars with entrances on Stone Street. The crowd is also similar, in that a lot of people come here for fun and after work cocktails and drinks. One firm was having an event of sorts, but we couldn't get a name out of anyone (read: open bar).

W Hotel Bar, Union Square

The Dirt: A female bartender tells us many regulars are bankers. "We know when the Dow is up -- we get good tips," she says.

But, finanace types have changed their spending habits since the financial crisis hit. Without corporate cards to abuse, bankers are toning down their drink orders. For example, a popular drink was Remy Martin at $30 a shot; now, it's Hennessy at $15.

Things were different in the boom years. Traditionally, the last drink ordered from a $1700 bottle of Remy Martin Louis XIII cognac means the drinker keeps the ornate glass bottle. In 2007, a banker wanted the bottle, but there were five shots left at $350 apiece, according to the bartender.

So the man ordered five shots, drank them all, and walked away with the bottle.

Underbar

The Dirt: Staff told us bankers spending habits have changed since the crisis. Before, high-priced scotches (Macallan 18) and vodka (Grey Goose, Kettle One) were the norm; now, Macallan 12 or beer is more typical.

But, over the last few months, orders and tips have started to come back. "Things are getting back to normal," says Rebbecca, a bartender of five years. "But for the most part, people are pretty tame."

Very high end orders are still rare. The bar used to sell "a lot" of Louis cognac at $300 a shot, but no more. On a typical Saturday night -- prime time -- bottle service was ordered four or five times a night. Now, "we're lucky if we get one or two," says a waitress. "It's few and far between."

Part of that comes from less free-spending holiday parties and little corporate card use.

Mad Dog & Beans

The Dirt: A bartender tells us spending has changed. Tips of 20% or more were the norm, but that's changed to 15% -- or less.

"It's a very different picture, but the true impact is being felt now," says Carlos, a manager, noting there's been less spending since December, but most notably since the summer.

Goldman bankers, he notes, still tip well. But for the most part, house booze has replaced top-shelf, and company cards are rare. Before, "it was like an open bar in here" with boom-time corporate cards.

There are also less corporate parties thrown by the banks. This time a year, three to four a week were usual, but now it's one or two.

One of them: staff told us AIG threw a holiday party last week for approximately 75 people that cost around $6,000. While that seems like a reasonable cost, a waitress was upset.

"They were pumped full of tacos and margaritas and haven't paid a dime to the government," she says. "It just pisses me off."

Blood On Stone Street

Just to give you a sense of how rough it is down on the Stone Street bars, we saw blood dripping from a trash bag.

The Dubliner

The Dirt: Just opened in March, the party bar sees plenty of banker spending. According to Megan, a waitress, tips of 20% or 30% are normal -- "they're very giving."

Wall Street parties get the most spending, with $750 to $1000 limits for groups of roughly 25.

Johnny Utah

Where: 25 W. 51st St

Regular Banks: UBS

Vibe: This recently opened 6,000-square-foot subterranean Tex-Mex saloon has a a mechanical bull out on the floor. The bull is free and you can ride as many times as you'd like. The food is great too, thanks to a pair of chefs poached from Blue Smoke.

Banker Drink: Miller Lite.

The Dirt: It is quickly taking over from Rosie O'Grady's as the go to spot for UBS folks. One woman who handles prime brokerage services is said to hold the record for time spent on the bull. No one would tell us her name.

Bobby Van's

Where: 25 Broad Street

Regular Banks: NYSE Euronext

Vibe: Upscale serious

Banker Drink: Scotch

The Dirt: Our bartender told us he "doesn't answer questions" and brushed us off.The downstairs was rented out for an NYPD party.

Emmett O'Lunney's

The Dirt: If Lehman Brothers had an official bar, this would have been it. Almost every day of the week, it is packed with Barclays bankers looking to unwind. On a recent Tuesday night, the structured products crowd was holding court in the front of the bar while some guys from equities trading knocked back a few downstairs. The owner, Emmett, knows many of his customers by name. He even changed the menu to better meet the taste of the bankers who frequent his watering hole.

Bobby Van's (West 50th Street)

Where: 135 West 50th Street

Regular Banks: Barclays, UBS, Morgan Stanley

Vibe: Sophisticated and friendly.

Banker Drink: Martini, straight up.

The Dirt: Located just next door to Barclays. The most popular item on the menu are the sliders. The bar also has a reputation of being something of a pick-up joint. "Ladies come in here knowing they'll meet a banker," one bartender told us. "Lots of deals get done over meals. Then the real excitement starts."

William's (Formerly Bull Run)

Where: 52 William Street

Regular Banks: AIG, Deutsche Bank, Goldman Sachs

Vibe: Relaxed, chatty

Banker Drink: Vodka, single-malt scotch, and martinis

The Dirt: Business was booming pre-crisis but has since dropped 40%. Coporate spending is down and AIG was one of the biggest former corporate clients. Before, customers bought all top shelf liquor. Now they'll order drinks like Absolut and beer.Famous customers include NYPD top brass, Elliot Spitzer (!), and Andrew Cuomo.

The Full Shilling

Where: 160 Pearl Street

Regular Banks: Deutsche Bank, AIG

Vibe: Irish pub drinking and food

Banker Drink: Guinness

The Dirt: Corporate spending and holiday parties are all but gone. Chace Crawford from Gossip Girl visits on occasion.

Cipriani

Where: 55 Wall Street

Regular Banks: Goldman Sachs, Deutsche Bank

Vibe: Very distinguished. Both lavish and extravagant.

Banker Drink: The Louis

The Dirt: Essentially dead in the winter due to its 2nd floor location, but huge in the summer with the outdoor balcony overlooking Wall Street. The place to see and be seen. Guests include famous designers, Project Runway stars, New York Giants athletes, and CNBC hosts (possibly Larry Kudlow).

Deweys Flatiron

Where: 210 5th Avenue

Regular Banks: Credit Suisse

Vibe: Laid back Irish bar.

Banker Drink: Pints of beer.

The Dirt: Although this place is a favorite with the folks from Credit Suisse, it was overtaken by Deutsche Bank earlier this week. DB had thrown its holiday party up the street. Afterwards the party-goers blitzed Deweys for a night of drunken debauchery.

Rosie O'Grady's

Where: 800 Seventh Avenue

Regular Banks: UBS

Vibe: Super crowded old time Irish Bar.

Banker Drink: Jameson's Irish Whiskey, neat or on the rocks.

The Dirt: This has long been the primary UBS bar. It's where you go when you get hired by UBS and where you go when you get fired. Barclays employees also frequent the place.