We couldn’t stand the hassle and uncertainty of the mortgage process, so we decided to reinvent it.

Eave makes home buying simple and accessible. With our low rates, radical transparency and unrivaled buyer programs that help you compete with cash, we’re putting you back in the driver’s seat. We believe everyone deserves their dream home. We can’t wait to help you get into yours.

The Eave Difference

Speed and Certainty

Apply in as little as 30 minutes and Eave will fully underwrite your finances within one business day.1 Once approved, we’ll get you to closing table in 21 days (often sooner!).

Contingency Removal Support

For highly qualified buyers, we can support your choice to remove certain contingencies, allowing your offer to better compete with cash.2

True Transparency

We'll never hit you with surprise costs — we don’t charge lender fees, and we estimate closing costs and third-party fees upfront.

Competitive Pricing

With some of the lowest rates in the industry and zero lender fees, Eave's mortgages are hard to beat.

Earnest Money Guarantee

If you don't close on time and the fault is ours, we'll reimburse up to $100,000 of your lost earnest money. Terms & conditions apply. View details here..

Advocacy

You'll have a dedicated licensed expert with you every step of the way. Simply call, text, or email, and they'll have honest and transparent advice at the ready.View details here.

1A "one business day" decision will be provided subject to the submission of complete, verifiable income and asset information. Failure to submit all necessary information may slow the review process. If we are unable to issue a conditional approval, we will provide you with the reasons and will work to find a solution if available.