By: Krista Franks Brock Over the past few years, lenders and underwriters revamped their standards to reduce risk, but Equifax says there’s one challenge many lenders still have difficulty... continue reading →

Banks Must Balance the Income With Possibly Angering Customer Base By Robin Sidel When executives from Randolph-Brooks Federal Credit Union considered raising fees earlier this year, they decided... continue reading →

By: Krista Franks Brock National home prices were up 10.1 percent year-over-year in the second quarter, but price appreciation is expected to fall out of the double-digits, reaching 5.4... continue reading →

By: Krista Franks Brock Over the life of the government’s Home Affordable Modification Program (HAMP), 1.25 million homeowners have received permanent HAMP modifications, and 27 percent of those have... continue reading →

by Bill McBride According to the First Look report for September to be released today by Lender Processing Services (LPS), the percent of loans delinquent increased seasonally in September compared to August, and declined... continue reading →

The tentative $13 billion settlement that the Justice Department appears to be extracting from J.P. Morgan Chase needs to be understood as a watershed moment in American capitalism. Federal... continue reading →