She's treating herself like a queen!

New Queen Kate has blown a staggering $1 million on a shop-’til-you-drop spending spree — sparking the first major crisis in her five-year marriage, say palace insiders.

Despite shocking reports the royal family is secretly broke, Kate, 34, has amassed a huge wardrobe of designer outfits and shoes while spending thousands more on hair, makeup, spas and personal shoppers and trainers!