Legal News Articles - Insurance

Bangor, ME: Given a widespread dissatisfaction that many consumers have with delays in claims processing on the part of their insurance companies – and dissatisfaction with the insurance industry overall – it comes as little surprise that an insurer such as Aetna is tagged with a rating of a hair over one star out of five, according to the Consumer Affairs website. That rating is based, when the site was checked in early September, on 95 ratings from 125 reviews. Meanwhile, an Aetna long term disability lawsuit launched several years ago is demonstrative of the kind of angst a policy holder goes through when it comes time to make a legitimate claim from an insurer.

Washington, DC:Long term denied disability lawsuits against employer-based plans are notoriously hard to win. But the rules may be about to change. Marcin v. Reliance Standard Life Insurance Company and Mitre Corporation Long Term Disability Insurance Program a 2017 decision by the United States Court of Appeals for the District of Columbia, may be the beginning of the end for a judicial precedent that has left LTD claimants without much hope of relief from the courts.

Minneapolis, MN Disabled workers sometimes get a rude awakening when the workplace disability insurance policy they thought would help them maintain their standard of living in the event of injury or illness abruptly ends.

Phoenix, AZ: On August 7, 2017, a federal judge in Arizona denied a long term disability plaintiff’s motion for partial summary judgment based, roughly speaking, on the sheer worthlessness of his LTD ride, according to Lexis Legal News. The decision is more bad news for Unum lawsuit plaintiffs, who have long struggled with similar issues.

Miami, FL: It could be argued that it’s somewhat unfair to paint an individual insurance company as a villain without acknowledging the role other insurance companies play in creating a less-than savory reputation for an industry known for denying legitimate claims. Be that as it may, Liberty Mutual has its share of Liberty Mutual wrongly denied disability claims.

Gainesville, FL: Smith v. Guardian Life Insurance Company of America, a Guardian denied disability lawsuit, has been sent to mediation in the Northern District of Florida. A settlement is expected in November, 2017.

Chicago, IL: A unique Illinois Workers Compensation lawsuit has been quietly percolating through the courts of Illinois. At stake are two claims for workers compensation benefits filed by a personal assistant for an individual with disabilities. At the heart of the Illinois denied workers compensation claim, is an interpretation under Illinois law as to who is, or is not an employee of the state.

Chicago, IL: Recent events involving The Hartford insurance company is demonstrative of the balancing act the insurance industry must maintain between contractual obligations to deserving clients, v. being taken to the cleaners by policyholders attempting to collect benefits they may not, or do not deserve. Somewhere in the middle is the grey area that leads to stonewalling, or denials of legitimate claims for long term disability benefits out of vigilance against being taken advantage of.

San Francisco, CA: One of the largest health insurers is back in the news, allegedly up to its old tricks of bad faith insurance tactics. Three Unum policy holders claim that their disability benefits were wrongfully terminated, according to their lawsuits. All the complaints were filed in California in June.