Category: Mortgage Loan

Whether you’re buying or selling a home, sorting out how much it’s going to cost you is no small feat. In addition to the price of the home itself, loan and lender fees, agent commissions, and other costs are tacked on at closing. Keep reading to find out what fees you can expect to encounter […]

Working with a VA loan buyer? Because VA loans are designed to assist military families, they have some special requirements and fee restrictions. Here’s what you need to know about VA loan fees and what you might be responsible for paying.

Most sellers feel at ease once inspections and appraisals are done and they’re deep into escrow. But unfortunately, there’s still an opportunity for unexpected things to arise. Read on to learn what can cause a lender to delay closing and what you can do about it.

As a seller, you might think that financing falls squarely into the buyer’s list of responsibilities, and in most ways, it does. However, you still need to be aware of the three main types of financing and how they may affect your sale. Read on to learn more!

Mortgages have two main payment structures – fixed rate and adjustable rate. Before you purchase a home, it’s important to understand how each mortgage option works and what the pros and cons of each are. Let’s take a look!

When you buy a property, it’s important to fully understand your mortgage loan options. When you sell a home, it’s equally important to understand the rules and regulations associated with your buyer’s loan. Let’s take a look at the three most popular types of mortgage loans and how each one impact buyers and sellers.

It is critical that buyers and sellers alike fully understand the mortgage loan application and approval process. This post will give you an overview of the three major steps involved. It will also provide you with an in-depth look at the four potential outcomes of underwriting, the final step in the approval process. You’ll learn what […]

Fully understanding the real estate loan approval process gives you an edge as a seller when it comes to negotiating with buyers. The key is knowing what different types of approvals mean and how they impact your potential buyer’s likelihood of getting final approval on their mortgage loan. So what does prequalification mean, how is it different than preapproval and what else […]

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In the state of California, any and all services that require being a licensed broker in California are performed by Home Bay Broker CA, Inc., CalBRE #01976154. Managing broker is David Bezeau CalBRE# 01331414. In the state of Florida, any and all services that require being a licensed broker in Florida are performed by Home Bay Broker SE, Inc., Real Estate Corporation #CQ1053422. Designated broker is Esmeralda H. Little BK707408. In the state of Georgia, any and all services that require being a licensed broker in Georgia are performed by Home Bay Broker GA, Inc., Real Estate Corporation #76802. Designated broker is Bobbi Outlaw-Crouch BK354181. In the state of Illinois, any and all services that require being a licensed broker in Illinois are performed by Home Bay Broker IL, Inc., Real Estate Corporation #478.027033. Designated broker is Harold Gerber 471.018564. Home Bay Technologies Inc. and its subsidiaries fully support the principles of the Fair Housing Act and the Equal Opportunity Act.