Are GlobalPropertyBubbles Starting To Burst?
- London, Dublin, Sydney, Vancouver and Hong Kong property prices fall as global risks increase...
- Property bubbles in many cities internationally according to The Economist, UBS and others
https://www.bloomberg.com/news/articles/2018-09-28/the-cities-around-the-world-most-at-risk-of-property-bubbles
- UBS found that six of the world's largest cities are now subject to a massive speculative housing bubble – Hong Kong, Munich, Toronto, Vancouver, Amsterdam and London...
https://www.ubs.com/global/en/wealth-management/chief-investment-office/our-research/life-goals/2018/global-real-estate-bubble-index-2018.htmlBubble risk appears greatest in Hong Kong, Munich, Toronto, Vancouver, London and Amsterdam. Major imbalances also characterize Stockholm, Paris, San Francisco, Frankfurt and Sydney.
This year's study highlights increasingly strained affordability. Buying even a small apartment in most world cities exceeds the budget of most people who earn the average annual income paid in the highly skilled service sector.
Prices continue to soar in some cities but in half of the cities cited as having "bubble risk" or "overvalued", house prices were stalling or declining.
Brexit and bursting property bubbles including London impacting sentiment overvalued Dublin housing market
- House asking prices fall 2.5% in Dublin and by almost 1% nationally
https://www.irishexaminer.com/breakingnews/ireland/house-asking-prices-fall-25-in-dublin-and-by-almost-1-nationally-but-demand-remains-strong-872109.html
- Dublin housing prices are 25% overvalued according to The Economist magazine
https://www.irishtimes.com/business/economy/the-economist-says-dublin-house-prices-are-25-overvalued-1.3608951
- Irish consumer confidence falls sharply amid Brexit fears and increase in cost of living
http://www.thejournal.ie/consumer-confidence-index-4260075-Oct2018/
Australian house prices dragged down 2.7% by Sydney and Melbourne
https://www.theguardian.com/australia-news/2018/oct/01/australian-house-prices-dragged-down-27-by-sydney-and-melbourne
"Experts" and much maligned contrarian indicator taxi drivers cite the “limited supply and strong demand” however similar arguments were made by so called experts in 2007.
Demographics … Demographics can change very quickly indeed as did… Important to understand that all markets, including property markets, are very sentiment driven. As long as the majority of investors, buyers believe prices will go up, they tend to go up. However, when sentiment changes from bullishness to bearishness then, prices begin to fall.
Minsky theory of that Stability Breeds Instability...
Subscribe to the Goldnomics Podcasts on iTunes, Soundcloud, or YouTube:
https://itunes.apple.com/ie/podcast/g...
https://soundcloud.com/GoldCore
https://YouTube.com/user/GoldCoreLimited
Follow us on social media:
GoldCore on Twitter: https://twitter.com/goldcore
GoldCore on Facebook: https://www.facebook.com/GoldCore/
GoldCore on Linkedin: https://ie.linkedin.com/company/goldcore
Visit our website at: https://www.goldcore.com

It's no secret that the cost of housing is high in urban areas like our own San Francisco Bay Area, New York, London, Hong Kong, and Mumbai. However, the cost of rent accounts for an even higher percentage of a household's income in cities located in developing countries where the cost of housing can exceed 100% income. The problem of overpopulation, high rents, and low wages is made worse by the private sector in these locations. Housing is now a global industry that accounts for 217 trillion dollars or 60% of total global income. Giant corporations and private equity firms are investing in the housing market and have increased not the supply of affordable homes but rather the number of high-end luxury units that are only viable for the ultra-rich. Those that would benefit the most from increased economic potential that cities provide have no means of affording a home in which to live while investing in their future.
What are cities around the world doing to address their housing problem and how can more economically sustainable urban centers be built? How can the private sector better contribute to solving the global housing crisis? Does the growth of cities and lack of housing drive inequality? What lessons can San Francisco learn from other cities as it battles its own crisis?
JoinKaren Chapple, Professor of City and Regional Planning at the University of California, Berkeley, and AdhiNagraj, San Francisco Director of SPUR, to discuss these questions and to address the ways in which urban planners, policymakers, and real estate stakeholders might work to provide better housing for the 1.6 billion people who live in substandard homes and the 100 million who are homeless.
SPEAKERS
Karen Chapple
Professor of City and Regional Planning, Environmental Design, University of California, Berkeley
Adhi Nagraj
San Francisco Director, SPUR
MODERATOR:
Shannon Peloquin
Partner, McKinsey & Company
For more information about this program please visit: http://worldaffairs.org/event-calendar/event/1857
------------------------------------------------------------------------------------------------------
Facebook: https://www.facebook.com/WorldAffairsCouncil/
Twitter: https://twitter.com/world_affairs
Website: http://www.worldaffairs.org

published:31 Jul 2018

views:1076

In Australia, as in many other nations, there has been significant concern about housing affordability, particularly for younger generations unable to enter home ownership. Increasing demand for housing investment, in part driven by the global financialisation of housing as an asset; combined with declining government subsidy for affordable housing provision, has exacerbated supply pressures in the market.
In the face of these pressures, there has been intense focus on the role of the planning system which is perceived to constrain new housing supply. At the local level, the politics of suburban NIMBYSM are thought to prevent diverse and affordable housing, while industry stakeholders in particular argue that urban containment policies constrain the supply of land for housing, pushing up prices. At the same time Asian housing investment (particularly from China) is accelerating distinct and largely unexamined changes in the design and density of housing in Australia’s central cities.
This lecture examines these themes, contrasting political arguments around planning, housing supply, reform, with data on the actual performance of planned housing development in Sydney’s inner city renewal and outer suburban greenfield areas. Despite the narrative of planning as constraint, this analysis highlights a system that is well able to deliver high quality new homes and residential communities in response to rising population growth and house prices.
However, without a sizeable affordable housing sector, Australia’s housing system remains unable to serve lower income groups or sustain new production when prices stagnate. Further, while foreign investors appear to offer a crutch for the domestic housing market, they are also vilified by some residents and politicians for exacerbating price pressures and for accelerating the densification of Australia’s central cities.
The Australian case highlights how increasing dominance of housing investors, combined with a steady decline of funding to produce affordable homes for lower income groups, can result in a bifurcated housing system whereby property owners – including those from overseas – prosper from rising house prices, but younger generations and lower income workers are burdened by high rents and struggle to meet basic needs.
About the Speaker
Nicole Gurran is Professor of Urban and Regional Planning at the University of Sydney, where she directs the University’s AHURI (Australian Housing and UrbanResearch Institute) research centre. She also leads Urban Housing Lab@Sydney, a research ‘incubator’ which fosters cross disciplinary work across housing, transport, governance and urban informatics.
Nicole has authored and co-authored numerous publications including Politics, Planning and Housing Supply in Australia, England and Hong Kong, with Nick Gallent and Rebecca Chiu (Routledge, July 2016), Australian Urban Land Use Planning: Principles, Policy, and Practice (2011), and a forthcoming book Urban Planning and the housing market (forthcoming, Palgrave, with GlenBramley).

published:01 Aug 2017

views:182

JeremyLeaf, London estate agent and former RICS residential chairman, talks to IGTV's VictoriaScholar about the state of the UK capital's #housingmarket. #brexit #houseprices
Subscribe: https://www.youtube.com/IGUnitedKingdom?sub_confirmation=1
Learn more about IG: https://www.ig.com?CHID=9&SM=YT
Twitter: https://twitter.com/IGcom
Facebook: https://www.facebook.com/IGcom
LinkedIn: https://www.linkedin.com/company/igcom
We provide fast and flexible access to over 10,000 financial markets – including indices, shares, forex and commodities – through our award-winning range of platforms and apps.
Established in 1974 as the world’s first financial spread betting firm, we’re now the world’s No.1 provider of CFDs and spread betting* and a global leader in forex. We also offer an execution-only share dealing service in the UK, Ireland, Germany, Austria and the Netherlands. We have recently launched a range of affordable, fully managed investment portfolios, to provide a comprehensive offering to investors and active traders.
Through our low fees and smart price-sourcing technology, we help traders keep their costs down.
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading spread bets and CFDs with this provider†. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money. Professional clients can lose more than they deposit.
* Based on revenue excluding FX (published financial statements, February 2018).
† For the 12 months preceding 1 July 2018.

published:20 Aug 2018

views:25089

published:03 Feb 2019

views:414

MELTDOWN - The Men Who CrashedThe World - 2019
The first of a four-part investigation into a world of greed and recklessness that led to financial collapse.
In the first episode of Meltdown, we hear about four men who brought down the global economy: a billionaire mortgage-seller who fooled millions; a high-rolling banker with a fatal weakness; a ferocious Wall Street predator; and the power behind the throne.
The crash of September 2008 brought the largest bankruptcies in world history, pushing more than 30 million people into unemployment and bringing many countries to the edge of insolvency. Wall Street turned back the clock to 1929.
But how did it all go so wrong?
Lack of government regulation; easy lending in the US housing market meant anyone could qualify for a home loan with no government regulations in place.
Also, London was competing with New York as the banking capital of the world. Gordon Brown, the British finance minister at the time, introduced 'light touch regulation' - giving bankers a free hand in the marketplace.
All this, and with key players making the wrong financial decisions, saw the world's biggest financial collapse.
Trading Strategies
LiveTrade Coaching
BinaryOptionsCFD's
Futures
Equities
Commodities
FX

The Global Housing Technology Challenge- India (GHTC- India) by the Ministry of Housing and UrbanAffairs (MoHUA) aims to identify and mainstream a basket of innovative construction technologies from across the globe for affordable housing, that are sustainable, green and disaster-resilient.GHTC- India aspires to develop an eco-system to deliver on the technological challenges of the housing construction sector in a holistic manner.
Video Courtesy - http://www.ghtc-india.gov.in/
#GlobalHousingTechnologyChallenge #GHTC #MinistryOfHousingAndUrbanAffairs #HardeepSinghPuri #NAREDCO #DurgaShankarMinshra #PMAY

published:21 Jan 2019

views:91

As a leading shelter charity working in 70 countries, we tackle the global housing crisis every day, from here in the UK to Eastern Europe, Africa, Asia and Latin America.
Our mission is to build safe, decent homes for families and communities to thrive through opportunity, strengh and self-reliance.
🔨 SUBSCRIBE 🔨 for more stories from our volunteers and our work to bring safe, decent homes to the most vulnerable worldwide.
Visit our website to donate or volunteer abroad: https://www.habitatforhumanity.org.uk
Follow us on Facebook: https://www.facebook.com/habitatforhumanitygb/
Follow us on Twitter: https://twitter.com/HabitatFHGB
Follow us on Instagram: https://www.instagram.com/habitat_for_humanity_gb/
TRANSCRIPT
Everyone deserves to have a decent place to live.
Everyone
Site (Macedonian)
Jih jang monui (Jarai)
Todos (Spanish)
Decent shelter is something we all need to thrive.
When a future homeowner partners with Habitat for Humanity to build or improve a home ...Build
Kujenga (Swahili)
Construir (Spanish)
Gradi (Macedonian)
They build a better future for themselves and their families.
For my family
Por mi familia (Spanish)
Za mojata familija (Macedonian)
Familia yangu (Swahili)
Your support empowers a family to help themselves.
Help
Assister (French)
Tulong (Tagalog)
Kusaidia (Swahili)
Your support helps around the world achieve strength, stability, self-reliance.
StrengthForce (French)
Sila (Macedonian)
With a little help, we all have the potential to stand on our own.
Potential.
Potencijal (Macedonian)
Uwezo (Swahili)
Potencial (Spanish)
Through shelter we empower.

Crash Course (YouTube)

Crash Course (sometimes stylized as CrashCourse) is an educational YouTube channel started by the Green brothers, Hank Green and John Green, who are notable for their VlogBrothers channel. Originally, John and Hank presented humanities and science courses to viewers, respectively, although the series has since expanded to incorporate courses by additional hosts.

Crash Course was one of the 100 initial channels of YouTube's $100 million original channel initiative. Crash Course launched a preview on December 2, 2011. As of February 14, 2016, the Crash Course YouTube channel has gotten 3,947,842 subscribers and has received over 300 million video views. In November 2014, Hank Green announced that a partnership with PBS Digital Studios would allow them to produce more courses, starting in January 2015.

Currently there are fourteen seasons of Crash Course, with Hank and John each hosting five. Together with Emily Graslie, they co-hosted Big History. As part of the PBS partnership, Phil Plait and Craig Benzine have hosted series about Astronomy and U.S. Government and Politics, respectively. A second channel, Crash Course Kids, is hosted by Sabrina Cruz and has started its first series, Science.

Affordable housing

Affordable housing is housing deemed affordable to those with a median household income as rated by country, State (province), region or municipality by a recognized Housing Affordability Index. In Australia, the National Affordable Housing Summit Group developed their definition of affordable housing as housing that is, "...reasonably adequate in standard and location for lower or middle income households and does not cost so much that a household is unlikely to be able to meet other basic needs on a sustainable basis." In the United Kingdom affordable housing includes "social rented and intermediate housing, provided to specified eligible households whose needs are not met by the market." Most of the literature on affordable housing refers to mortgages and number of forms that exist along a continuum – from emergency shelters, to transitional housing, to non-market rental (also known as social or subsidized housing), to formal and informal rental, indigenous housing and ending with affordable home ownership.

Are Global Property Bubbles Starting to Burst?

Are GlobalPropertyBubbles Starting To Burst?
- London, Dublin, Sydney, Vancouver and Hong Kong property prices fall as global risks increase...
- Property bubbles in many cities internationally according to The Economist, UBS and others
https://www.bloomberg.com/news/articles/2018-09-28/the-cities-around-the-world-most-at-risk-of-property-bubbles
- UBS found that six of the world's largest cities are now subject to a massive speculative housing bubble – Hong Kong, Munich, Toronto, Vancouver, Amsterdam and London...
https://www.ubs.com/global/en/wealth-management/chief-investment-office/our-research/life-goals/2018/global-real-estate-bubble-index-2018.htmlBubble risk appears greatest in Hong Kong, Munich, Toronto, Vancouver, London and Amsterdam. Major imbalances also characterize Stockholm, Paris, San Francisco, Frankfurt and Sydney.
This year's study highlights increasingly strained affordability. Buying even a small apartment in most world cities exceeds the budget of most people who earn the average annual income paid in the highly skilled service sector.
Prices continue to soar in some cities but in half of the cities cited as having "bubble risk" or "overvalued", house prices were stalling or declining.
Brexit and bursting property bubbles including London impacting sentiment overvalued Dublin housing market
- House asking prices fall 2.5% in Dublin and by almost 1% nationally
https://www.irishexaminer.com/breakingnews/ireland/house-asking-prices-fall-25-in-dublin-and-by-almost-1-nationally-but-demand-remains-strong-872109.html
- Dublin housing prices are 25% overvalued according to The Economist magazine
https://www.irishtimes.com/business/economy/the-economist-says-dublin-house-prices-are-25-overvalued-1.3608951
- Irish consumer confidence falls sharply amid Brexit fears and increase in cost of living
http://www.thejournal.ie/consumer-confidence-index-4260075-Oct2018/
Australian house prices dragged down 2.7% by Sydney and Melbourne
https://www.theguardian.com/australia-news/2018/oct/01/australian-house-prices-dragged-down-27-by-sydney-and-melbourne
"Experts" and much maligned contrarian indicator taxi drivers cite the “limited supply and strong demand” however similar arguments were made by so called experts in 2007.
Demographics … Demographics can change very quickly indeed as did… Important to understand that all markets, including property markets, are very sentiment driven. As long as the majority of investors, buyers believe prices will go up, they tend to go up. However, when sentiment changes from bullishness to bearishness then, prices begin to fall.
Minsky theory of that Stability Breeds Instability...
Subscribe to the Goldnomics Podcasts on iTunes, Soundcloud, or YouTube:
https://itunes.apple.com/ie/podcast/g...
https://soundcloud.com/GoldCore
https://YouTube.com/user/GoldCoreLimited
Follow us on social media:
GoldCore on Twitter: https://twitter.com/goldcore
GoldCore on Facebook: https://www.facebook.com/GoldCore/
GoldCore on Linkedin: https://ie.linkedin.com/company/goldcore
Visit our website at: https://www.goldcore.com

Facing Up to the Global Housing Crisis

It's no secret that the cost of housing is high in urban areas like our own San Francisco Bay Area, New York, London, Hong Kong, and Mumbai. However, the cost of rent accounts for an even higher percentage of a household's income in cities located in developing countries where the cost of housing can exceed 100% income. The problem of overpopulation, high rents, and low wages is made worse by the private sector in these locations. Housing is now a global industry that accounts for 217 trillion dollars or 60% of total global income. Giant corporations and private equity firms are investing in the housing market and have increased not the supply of affordable homes but rather the number of high-end luxury units that are only viable for the ultra-rich. Those that would benefit the most from increased economic potential that cities provide have no means of affording a home in which to live while investing in their future.
What are cities around the world doing to address their housing problem and how can more economically sustainable urban centers be built? How can the private sector better contribute to solving the global housing crisis? Does the growth of cities and lack of housing drive inequality? What lessons can San Francisco learn from other cities as it battles its own crisis?
JoinKaren Chapple, Professor of City and Regional Planning at the University of California, Berkeley, and AdhiNagraj, San Francisco Director of SPUR, to discuss these questions and to address the ways in which urban planners, policymakers, and real estate stakeholders might work to provide better housing for the 1.6 billion people who live in substandard homes and the 100 million who are homeless.
SPEAKERS
Karen Chapple
Professor of City and Regional Planning, Environmental Design, University of California, Berkeley
Adhi Nagraj
San Francisco Director, SPUR
MODERATOR:
Shannon Peloquin
Partner, McKinsey & Company
For more information about this program please visit: http://worldaffairs.org/event-calendar/event/1857
------------------------------------------------------------------------------------------------------
Facebook: https://www.facebook.com/WorldAffairsCouncil/
Twitter: https://twitter.com/world_affairs
Website: http://www.worldaffairs.org

1:16:06

Planning, politics, and the global housing market: perspectives from Australia

Planning, politics, and the global housing market: perspectives from Australia

Planning, politics, and the global housing market: perspectives from Australia

In Australia, as in many other nations, there has been significant concern about housing affordability, particularly for younger generations unable to enter home ownership. Increasing demand for housing investment, in part driven by the global financialisation of housing as an asset; combined with declining government subsidy for affordable housing provision, has exacerbated supply pressures in the market.
In the face of these pressures, there has been intense focus on the role of the planning system which is perceived to constrain new housing supply. At the local level, the politics of suburban NIMBYSM are thought to prevent diverse and affordable housing, while industry stakeholders in particular argue that urban containment policies constrain the supply of land for housing, pushing up prices. At the same time Asian housing investment (particularly from China) is accelerating distinct and largely unexamined changes in the design and density of housing in Australia’s central cities.
This lecture examines these themes, contrasting political arguments around planning, housing supply, reform, with data on the actual performance of planned housing development in Sydney’s inner city renewal and outer suburban greenfield areas. Despite the narrative of planning as constraint, this analysis highlights a system that is well able to deliver high quality new homes and residential communities in response to rising population growth and house prices.
However, without a sizeable affordable housing sector, Australia’s housing system remains unable to serve lower income groups or sustain new production when prices stagnate. Further, while foreign investors appear to offer a crutch for the domestic housing market, they are also vilified by some residents and politicians for exacerbating price pressures and for accelerating the densification of Australia’s central cities.
The Australian case highlights how increasing dominance of housing investors, combined with a steady decline of funding to produce affordable homes for lower income groups, can result in a bifurcated housing system whereby property owners – including those from overseas – prosper from rising house prices, but younger generations and lower income workers are burdened by high rents and struggle to meet basic needs.
About the Speaker
Nicole Gurran is Professor of Urban and Regional Planning at the University of Sydney, where she directs the University’s AHURI (Australian Housing and UrbanResearch Institute) research centre. She also leads Urban Housing Lab@Sydney, a research ‘incubator’ which fosters cross disciplinary work across housing, transport, governance and urban informatics.
Nicole has authored and co-authored numerous publications including Politics, Planning and Housing Supply in Australia, England and Hong Kong, with Nick Gallent and Rebecca Chiu (Routledge, July 2016), Australian Urban Land Use Planning: Principles, Policy, and Practice (2011), and a forthcoming book Urban Planning and the housing market (forthcoming, Palgrave, with GlenBramley).

6:50

What's happening to London house prices? | UK housing market

What's happening to London house prices? | UK housing market

What's happening to London house prices? | UK housing market

JeremyLeaf, London estate agent and former RICS residential chairman, talks to IGTV's VictoriaScholar about the state of the UK capital's #housingmarket. #brexit #houseprices
Subscribe: https://www.youtube.com/IGUnitedKingdom?sub_confirmation=1
Learn more about IG: https://www.ig.com?CHID=9&SM=YT
Twitter: https://twitter.com/IGcom
Facebook: https://www.facebook.com/IGcom
LinkedIn: https://www.linkedin.com/company/igcom
We provide fast and flexible access to over 10,000 financial markets – including indices, shares, forex and commodities – through our award-winning range of platforms and apps.
Established in 1974 as the world’s first financial spread betting firm, we’re now the world’s No.1 provider of CFDs and spread betting* and a global leader in forex. We also offer an execution-only share dealing service in the UK, Ireland, Germany, Austria and the Netherlands. We have recently launched a range of affordable, fully managed investment portfolios, to provide a comprehensive offering to investors and active traders.
Through our low fees and smart price-sourcing technology, we help traders keep their costs down.
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading spread bets and CFDs with this provider†. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money. Professional clients can lose more than they deposit.
* Based on revenue excluding FX (published financial statements, February 2018).
† For the 12 months preceding 1 July 2018.

Best Documentary of the Housing Market Crash (of 2019?) | Inside the Meltdown | Behind the Big Short

Best Documentary of the Housing Market Crash (of 2019?) | Inside the Meltdown | Behind the Big Short

Best Documentary of the Housing Market Crash (of 2019?) | Inside the Meltdown | Behind the Big Short

MELTDOWN - The Men Who CrashedThe World - 2019
The first of a four-part investigation into a world of greed and recklessness that led to financial collapse.
In the first episode of Meltdown, we hear about four men who brought down the global economy: a billionaire mortgage-seller who fooled millions; a high-rolling banker with a fatal weakness; a ferocious Wall Street predator; and the power behind the throne.
The crash of September 2008 brought the largest bankruptcies in world history, pushing more than 30 million people into unemployment and bringing many countries to the edge of insolvency. Wall Street turned back the clock to 1929.
But how did it all go so wrong?
Lack of government regulation; easy lending in the US housing market meant anyone could qualify for a home loan with no government regulations in place.
Also, London was competing with New York as the banking capital of the world. Gordon Brown, the British finance minister at the time, introduced 'light touch regulation' - giving bankers a free hand in the marketplace.
All this, and with key players making the wrong financial decisions, saw the world's biggest financial collapse.
Trading Strategies
LiveTrade Coaching
BinaryOptionsCFD's
Futures
Equities
Commodities
FX

Global Housing Technology Challenge - India ( GHTC India )

The Global Housing Technology Challenge- India (GHTC- India) by the Ministry of Housing and UrbanAffairs (MoHUA) aims to identify and mainstream a basket of innovative construction technologies from across the globe for affordable housing, that are sustainable, green and disaster-resilient.GHTC- India aspires to develop an eco-system to deliver on the technological challenges of the housing construction sector in a holistic manner.
Video Courtesy - http://www.ghtc-india.gov.in/
#GlobalHousingTechnologyChallenge #GHTC #MinistryOfHousingAndUrbanAffairs #HardeepSinghPuri #NAREDCO #DurgaShankarMinshra #PMAY

As a leading shelter charity working in 70 countries, we tackle the global housing crisis every day, from here in the UK to Eastern Europe, Africa, Asia and Latin America.
Our mission is to build safe, decent homes for families and communities to thrive through opportunity, strengh and self-reliance.
🔨 SUBSCRIBE 🔨 for more stories from our volunteers and our work to bring safe, decent homes to the most vulnerable worldwide.
Visit our website to donate or volunteer abroad: https://www.habitatforhumanity.org.uk
Follow us on Facebook: https://www.facebook.com/habitatforhumanitygb/
Follow us on Twitter: https://twitter.com/HabitatFHGB
Follow us on Instagram: https://www.instagram.com/habitat_for_humanity_gb/
TRANSCRIPT
Everyone deserves to have a decent place to live.
Everyone
Site (Macedonian)
Jih jang monui (Jarai)
Todos (Spanish)
Decent shelter is something we all need to thrive.
When a future homeowner partners with Habitat for Humanity to build or improve a home ...Build
Kujenga (Swahili)
Construir (Spanish)
Gradi (Macedonian)
They build a better future for themselves and their families.
For my family
Por mi familia (Spanish)
Za mojata familija (Macedonian)
Familia yangu (Swahili)
Your support empowers a family to help themselves.
Help
Assister (French)
Tulong (Tagalog)
Kusaidia (Swahili)
Your support helps around the world achieve strength, stability, self-reliance.
StrengthForce (French)
Sila (Macedonian)
With a little help, we all have the potential to stand on our own.
Potential.
Potencijal (Macedonian)
Uwezo (Swahili)
Potencial (Spanish)
Through shelter we empower.

12:16

Sangeeth Ram: The global affordable housing challenge

Sangeeth Ram: The global affordable housing challenge

Sangeeth Ram: The global affordable housing challenge

Principal Sangeeth Ram presents the main ways government and the private sector can address the global affordable housing challenge.

SignatureGlobal group of properties launched their residential project in GurgaonNames as “Signature Global The Serenas”. With having an option of 1BHK and 2BHK this housing facility partitioned in 488 sq. ft. and go up to 643 sq. ft of size. The Serenas is full Vaastu compliant and established at SohnaSector 36 South Gurgaon (Gurugram). This project apartment is priced at between Rs.17.57 lakhs and moving up to Rs.23.71 lakhs.
For more Information and QueryCall: +91 9953592848
Official Website: http://www.signatureglobalserenas.co.in/

Are Global Property Bubbles Starting to Burst?

Are GlobalPropertyBubbles Starting To Burst?
- London, Dublin, Sydney, Vancouver and Hong Kong property prices fall as global risks increase...
- Property bubbles in many cities internationally according to The Economist, UBS and others
https://www.bloomberg.com/news/articles/2018-09-28/the-cities-around-the-world-most-at-risk-of-property-bubbles
- UBS found that six of the world's largest cities are now subject to a massive speculative housing bubble – Hong Kong, Munich, Toronto, Vancouver, Amsterdam and London...
https://www.ubs.com/global/en/wealth-management/chief-investment-office/our-research/life-goals/2018/global-real-estate-bubble-index-2018.htmlBubble risk appears greatest in Hong Kong, Munich, Toronto, Vancouver, London and Amsterdam. Major imbalances also characterize...

Facing Up to the Global Housing Crisis

It's no secret that the cost of housing is high in urban areas like our own San Francisco Bay Area, New York, London, Hong Kong, and Mumbai. However, the cost of rent accounts for an even higher percentage of a household's income in cities located in developing countries where the cost of housing can exceed 100% income. The problem of overpopulation, high rents, and low wages is made worse by the private sector in these locations. Housing is now a global industry that accounts for 217 trillion dollars or 60% of total global income. Giant corporations and private equity firms are investing in the housing market and have increased not the supply of affordable homes but rather the number of high-end luxury units that are only viable for the ultra-rich. Those that would benefit the most from i...

published: 31 Jul 2018

Planning, politics, and the global housing market: perspectives from Australia

In Australia, as in many other nations, there has been significant concern about housing affordability, particularly for younger generations unable to enter home ownership. Increasing demand for housing investment, in part driven by the global financialisation of housing as an asset; combined with declining government subsidy for affordable housing provision, has exacerbated supply pressures in the market.
In the face of these pressures, there has been intense focus on the role of the planning system which is perceived to constrain new housing supply. At the local level, the politics of suburban NIMBYSM are thought to prevent diverse and affordable housing, while industry stakeholders in particular argue that urban containment policies constrain the supply of land for housing, pushing up ...

published: 01 Aug 2017

What's happening to London house prices? | UK housing market

JeremyLeaf, London estate agent and former RICS residential chairman, talks to IGTV's VictoriaScholar about the state of the UK capital's #housingmarket. #brexit #houseprices
Subscribe: https://www.youtube.com/IGUnitedKingdom?sub_confirmation=1
Learn more about IG: https://www.ig.com?CHID=9&SM=YT
Twitter: https://twitter.com/IGcom
Facebook: https://www.facebook.com/IGcom
LinkedIn: https://www.linkedin.com/company/igcom
We provide fast and flexible access to over 10,000 financial markets – including indices, shares, forex and commodities – through our award-winning range of platforms and apps.
Established in 1974 as the world’s first financial spread betting firm, we’re now the world’s No.1 provider of CFDs and spread betting* and a global leader in forex. We also offer an execut...

Best Documentary of the Housing Market Crash (of 2019?) | Inside the Meltdown | Behind the Big Short

MELTDOWN - The Men Who CrashedThe World - 2019
The first of a four-part investigation into a world of greed and recklessness that led to financial collapse.
In the first episode of Meltdown, we hear about four men who brought down the global economy: a billionaire mortgage-seller who fooled millions; a high-rolling banker with a fatal weakness; a ferocious Wall Street predator; and the power behind the throne.
The crash of September 2008 brought the largest bankruptcies in world history, pushing more than 30 million people into unemployment and bringing many countries to the edge of insolvency. Wall Street turned back the clock to 1929.
But how did it all go so wrong?
Lack of government regulation; easy lending in the US housing market meant anyone could qualify for a home loan with ...

🏠🌏GLOBAL Housing CRASH - WATCH THIS 🌐🏠

So many things , to many Fuses to Many fronts to mention , we are loosing at all fronts !

published: 14 Dec 2018

The 2008 Financial Crisis: Crash Course Economics #12

Today on Crash Course Economics, Adriene and Jacob talk about the 2008 financial crisis and the US Goverment's response to the troubles. So, all this starts with home mortgages, and the use of mortgages as an investment instrument. For years, it seemed like the US housing market would go up and up. Like a bubble or something. It turns out it was a bubble. But not the good kind. And the government response was...interesting. Anyway, why are you reading this? Watch the video!
More Financial Crisis Resources:
Financial Crisis InquiryReport: http://www.gpo.gov/fdsys/pkg/GPO-FCIC/pdf/GPO-FCIC.pdfTAL: Giant Pool of Money: http://www.thisamericanlife.org/radio-archives/episode/355/the-giant-pool-of-money
Timeline of the crisis: https://www.stlouisfed.org/financial-crisis/full-timeline
htt...

published: 21 Oct 2015

Global Housing Technology Challenge - India ( GHTC India )

The Global Housing Technology Challenge- India (GHTC- India) by the Ministry of Housing and UrbanAffairs (MoHUA) aims to identify and mainstream a basket of innovative construction technologies from across the globe for affordable housing, that are sustainable, green and disaster-resilient.GHTC- India aspires to develop an eco-system to deliver on the technological challenges of the housing construction sector in a holistic manner.
Video Courtesy - http://www.ghtc-india.gov.in/
#GlobalHousingTechnologyChallenge #GHTC #MinistryOfHousingAndUrbanAffairs #HardeepSinghPuri #NAREDCO #DurgaShankarMinshra #PMAY

As a leading shelter charity working in 70 countries, we tackle the global housing crisis every day, from here in the UK to Eastern Europe, Africa, Asia and Latin America.
Our mission is to build safe, decent homes for families and communities to thrive through opportunity, strengh and self-reliance.
🔨 SUBSCRIBE 🔨 for more stories from our volunteers and our work to bring safe, decent homes to the most vulnerable worldwide.
Visit our website to donate or volunteer abroad: https://www.habitatforhumanity.org.uk
Follow us on Facebook: https://www.facebook.com/habitatforhumanitygb/
Follow us on Twitter: https://twitter.com/HabitatFHGB
Follow us on Instagram: https://www.instagram.com/habitat_for_humanity_gb/
TRANSCRIPT
Everyone deserves to have a decent place to live.
Everyone
Sit...

published: 25 Oct 2016

Sangeeth Ram: The global affordable housing challenge

Principal Sangeeth Ram presents the main ways government and the private sector can address the global affordable housing challenge.

SignatureGlobal group of properties launched their residential project in GurgaonNames as “Signature Global The Serenas”. With having an option of 1BHK and 2BHK this housing facility partitioned in 488 sq. ft. and go up to 643 sq. ft of size. The Serenas is full Vaastu compliant and established at SohnaSector 36 South Gurgaon (Gurugram). This project apartment is priced at between Rs.17.57 lakhs and moving up to Rs.23.71 lakhs.
For more Information and QueryCall: +91 9953592848
Official Website: http://www.signatureglobalserenas.co.in/

Are GlobalPropertyBubbles Starting To Burst?
- London, Dublin, Sydney, Vancouver and Hong Kong property prices fall as global risks increase...
- Property bubbles in many cities internationally according to The Economist, UBS and others
https://www.bloomberg.com/news/articles/2018-09-28/the-cities-around-the-world-most-at-risk-of-property-bubbles
- UBS found that six of the world's largest cities are now subject to a massive speculative housing bubble – Hong Kong, Munich, Toronto, Vancouver, Amsterdam and London...
https://www.ubs.com/global/en/wealth-management/chief-investment-office/our-research/life-goals/2018/global-real-estate-bubble-index-2018.htmlBubble risk appears greatest in Hong Kong, Munich, Toronto, Vancouver, London and Amsterdam. Major imbalances also characterize Stockholm, Paris, San Francisco, Frankfurt and Sydney.
This year's study highlights increasingly strained affordability. Buying even a small apartment in most world cities exceeds the budget of most people who earn the average annual income paid in the highly skilled service sector.
Prices continue to soar in some cities but in half of the cities cited as having "bubble risk" or "overvalued", house prices were stalling or declining.
Brexit and bursting property bubbles including London impacting sentiment overvalued Dublin housing market
- House asking prices fall 2.5% in Dublin and by almost 1% nationally
https://www.irishexaminer.com/breakingnews/ireland/house-asking-prices-fall-25-in-dublin-and-by-almost-1-nationally-but-demand-remains-strong-872109.html
- Dublin housing prices are 25% overvalued according to The Economist magazine
https://www.irishtimes.com/business/economy/the-economist-says-dublin-house-prices-are-25-overvalued-1.3608951
- Irish consumer confidence falls sharply amid Brexit fears and increase in cost of living
http://www.thejournal.ie/consumer-confidence-index-4260075-Oct2018/
Australian house prices dragged down 2.7% by Sydney and Melbourne
https://www.theguardian.com/australia-news/2018/oct/01/australian-house-prices-dragged-down-27-by-sydney-and-melbourne
"Experts" and much maligned contrarian indicator taxi drivers cite the “limited supply and strong demand” however similar arguments were made by so called experts in 2007.
Demographics … Demographics can change very quickly indeed as did… Important to understand that all markets, including property markets, are very sentiment driven. As long as the majority of investors, buyers believe prices will go up, they tend to go up. However, when sentiment changes from bullishness to bearishness then, prices begin to fall.
Minsky theory of that Stability Breeds Instability...
Subscribe to the Goldnomics Podcasts on iTunes, Soundcloud, or YouTube:
https://itunes.apple.com/ie/podcast/g...
https://soundcloud.com/GoldCore
https://YouTube.com/user/GoldCoreLimited
Follow us on social media:
GoldCore on Twitter: https://twitter.com/goldcore
GoldCore on Facebook: https://www.facebook.com/GoldCore/
GoldCore on Linkedin: https://ie.linkedin.com/company/goldcore
Visit our website at: https://www.goldcore.com

Are GlobalPropertyBubbles Starting To Burst?
- London, Dublin, Sydney, Vancouver and Hong Kong property prices fall as global risks increase...
- Property bubbles in many cities internationally according to The Economist, UBS and others
https://www.bloomberg.com/news/articles/2018-09-28/the-cities-around-the-world-most-at-risk-of-property-bubbles
- UBS found that six of the world's largest cities are now subject to a massive speculative housing bubble – Hong Kong, Munich, Toronto, Vancouver, Amsterdam and London...
https://www.ubs.com/global/en/wealth-management/chief-investment-office/our-research/life-goals/2018/global-real-estate-bubble-index-2018.htmlBubble risk appears greatest in Hong Kong, Munich, Toronto, Vancouver, London and Amsterdam. Major imbalances also characterize Stockholm, Paris, San Francisco, Frankfurt and Sydney.
This year's study highlights increasingly strained affordability. Buying even a small apartment in most world cities exceeds the budget of most people who earn the average annual income paid in the highly skilled service sector.
Prices continue to soar in some cities but in half of the cities cited as having "bubble risk" or "overvalued", house prices were stalling or declining.
Brexit and bursting property bubbles including London impacting sentiment overvalued Dublin housing market
- House asking prices fall 2.5% in Dublin and by almost 1% nationally
https://www.irishexaminer.com/breakingnews/ireland/house-asking-prices-fall-25-in-dublin-and-by-almost-1-nationally-but-demand-remains-strong-872109.html
- Dublin housing prices are 25% overvalued according to The Economist magazine
https://www.irishtimes.com/business/economy/the-economist-says-dublin-house-prices-are-25-overvalued-1.3608951
- Irish consumer confidence falls sharply amid Brexit fears and increase in cost of living
http://www.thejournal.ie/consumer-confidence-index-4260075-Oct2018/
Australian house prices dragged down 2.7% by Sydney and Melbourne
https://www.theguardian.com/australia-news/2018/oct/01/australian-house-prices-dragged-down-27-by-sydney-and-melbourne
"Experts" and much maligned contrarian indicator taxi drivers cite the “limited supply and strong demand” however similar arguments were made by so called experts in 2007.
Demographics … Demographics can change very quickly indeed as did… Important to understand that all markets, including property markets, are very sentiment driven. As long as the majority of investors, buyers believe prices will go up, they tend to go up. However, when sentiment changes from bullishness to bearishness then, prices begin to fall.
Minsky theory of that Stability Breeds Instability...
Subscribe to the Goldnomics Podcasts on iTunes, Soundcloud, or YouTube:
https://itunes.apple.com/ie/podcast/g...
https://soundcloud.com/GoldCore
https://YouTube.com/user/GoldCoreLimited
Follow us on social media:
GoldCore on Twitter: https://twitter.com/goldcore
GoldCore on Facebook: https://www.facebook.com/GoldCore/
GoldCore on Linkedin: https://ie.linkedin.com/company/goldcore
Visit our website at: https://www.goldcore.com

It's no secret that the cost of housing is high in urban areas like our own San Francisco Bay Area, New York, London, Hong Kong, and Mumbai. However, the cost of rent accounts for an even higher percentage of a household's income in cities located in developing countries where the cost of housing can exceed 100% income. The problem of overpopulation, high rents, and low wages is made worse by the private sector in these locations. Housing is now a global industry that accounts for 217 trillion dollars or 60% of total global income. Giant corporations and private equity firms are investing in the housing market and have increased not the supply of affordable homes but rather the number of high-end luxury units that are only viable for the ultra-rich. Those that would benefit the most from increased economic potential that cities provide have no means of affording a home in which to live while investing in their future.
What are cities around the world doing to address their housing problem and how can more economically sustainable urban centers be built? How can the private sector better contribute to solving the global housing crisis? Does the growth of cities and lack of housing drive inequality? What lessons can San Francisco learn from other cities as it battles its own crisis?
JoinKaren Chapple, Professor of City and Regional Planning at the University of California, Berkeley, and AdhiNagraj, San Francisco Director of SPUR, to discuss these questions and to address the ways in which urban planners, policymakers, and real estate stakeholders might work to provide better housing for the 1.6 billion people who live in substandard homes and the 100 million who are homeless.
SPEAKERS
Karen Chapple
Professor of City and Regional Planning, Environmental Design, University of California, Berkeley
Adhi Nagraj
San Francisco Director, SPUR
MODERATOR:
Shannon Peloquin
Partner, McKinsey & Company
For more information about this program please visit: http://worldaffairs.org/event-calendar/event/1857
------------------------------------------------------------------------------------------------------
Facebook: https://www.facebook.com/WorldAffairsCouncil/
Twitter: https://twitter.com/world_affairs
Website: http://www.worldaffairs.org

It's no secret that the cost of housing is high in urban areas like our own San Francisco Bay Area, New York, London, Hong Kong, and Mumbai. However, the cost of rent accounts for an even higher percentage of a household's income in cities located in developing countries where the cost of housing can exceed 100% income. The problem of overpopulation, high rents, and low wages is made worse by the private sector in these locations. Housing is now a global industry that accounts for 217 trillion dollars or 60% of total global income. Giant corporations and private equity firms are investing in the housing market and have increased not the supply of affordable homes but rather the number of high-end luxury units that are only viable for the ultra-rich. Those that would benefit the most from increased economic potential that cities provide have no means of affording a home in which to live while investing in their future.
What are cities around the world doing to address their housing problem and how can more economically sustainable urban centers be built? How can the private sector better contribute to solving the global housing crisis? Does the growth of cities and lack of housing drive inequality? What lessons can San Francisco learn from other cities as it battles its own crisis?
JoinKaren Chapple, Professor of City and Regional Planning at the University of California, Berkeley, and AdhiNagraj, San Francisco Director of SPUR, to discuss these questions and to address the ways in which urban planners, policymakers, and real estate stakeholders might work to provide better housing for the 1.6 billion people who live in substandard homes and the 100 million who are homeless.
SPEAKERS
Karen Chapple
Professor of City and Regional Planning, Environmental Design, University of California, Berkeley
Adhi Nagraj
San Francisco Director, SPUR
MODERATOR:
Shannon Peloquin
Partner, McKinsey & Company
For more information about this program please visit: http://worldaffairs.org/event-calendar/event/1857
------------------------------------------------------------------------------------------------------
Facebook: https://www.facebook.com/WorldAffairsCouncil/
Twitter: https://twitter.com/world_affairs
Website: http://www.worldaffairs.org

Planning, politics, and the global housing market: perspectives from Australia

In Australia, as in many other nations, there has been significant concern about housing affordability, particularly for younger generations unable to enter hom...

In Australia, as in many other nations, there has been significant concern about housing affordability, particularly for younger generations unable to enter home ownership. Increasing demand for housing investment, in part driven by the global financialisation of housing as an asset; combined with declining government subsidy for affordable housing provision, has exacerbated supply pressures in the market.
In the face of these pressures, there has been intense focus on the role of the planning system which is perceived to constrain new housing supply. At the local level, the politics of suburban NIMBYSM are thought to prevent diverse and affordable housing, while industry stakeholders in particular argue that urban containment policies constrain the supply of land for housing, pushing up prices. At the same time Asian housing investment (particularly from China) is accelerating distinct and largely unexamined changes in the design and density of housing in Australia’s central cities.
This lecture examines these themes, contrasting political arguments around planning, housing supply, reform, with data on the actual performance of planned housing development in Sydney’s inner city renewal and outer suburban greenfield areas. Despite the narrative of planning as constraint, this analysis highlights a system that is well able to deliver high quality new homes and residential communities in response to rising population growth and house prices.
However, without a sizeable affordable housing sector, Australia’s housing system remains unable to serve lower income groups or sustain new production when prices stagnate. Further, while foreign investors appear to offer a crutch for the domestic housing market, they are also vilified by some residents and politicians for exacerbating price pressures and for accelerating the densification of Australia’s central cities.
The Australian case highlights how increasing dominance of housing investors, combined with a steady decline of funding to produce affordable homes for lower income groups, can result in a bifurcated housing system whereby property owners – including those from overseas – prosper from rising house prices, but younger generations and lower income workers are burdened by high rents and struggle to meet basic needs.
About the Speaker
Nicole Gurran is Professor of Urban and Regional Planning at the University of Sydney, where she directs the University’s AHURI (Australian Housing and UrbanResearch Institute) research centre. She also leads Urban Housing Lab@Sydney, a research ‘incubator’ which fosters cross disciplinary work across housing, transport, governance and urban informatics.
Nicole has authored and co-authored numerous publications including Politics, Planning and Housing Supply in Australia, England and Hong Kong, with Nick Gallent and Rebecca Chiu (Routledge, July 2016), Australian Urban Land Use Planning: Principles, Policy, and Practice (2011), and a forthcoming book Urban Planning and the housing market (forthcoming, Palgrave, with GlenBramley).

In Australia, as in many other nations, there has been significant concern about housing affordability, particularly for younger generations unable to enter home ownership. Increasing demand for housing investment, in part driven by the global financialisation of housing as an asset; combined with declining government subsidy for affordable housing provision, has exacerbated supply pressures in the market.
In the face of these pressures, there has been intense focus on the role of the planning system which is perceived to constrain new housing supply. At the local level, the politics of suburban NIMBYSM are thought to prevent diverse and affordable housing, while industry stakeholders in particular argue that urban containment policies constrain the supply of land for housing, pushing up prices. At the same time Asian housing investment (particularly from China) is accelerating distinct and largely unexamined changes in the design and density of housing in Australia’s central cities.
This lecture examines these themes, contrasting political arguments around planning, housing supply, reform, with data on the actual performance of planned housing development in Sydney’s inner city renewal and outer suburban greenfield areas. Despite the narrative of planning as constraint, this analysis highlights a system that is well able to deliver high quality new homes and residential communities in response to rising population growth and house prices.
However, without a sizeable affordable housing sector, Australia’s housing system remains unable to serve lower income groups or sustain new production when prices stagnate. Further, while foreign investors appear to offer a crutch for the domestic housing market, they are also vilified by some residents and politicians for exacerbating price pressures and for accelerating the densification of Australia’s central cities.
The Australian case highlights how increasing dominance of housing investors, combined with a steady decline of funding to produce affordable homes for lower income groups, can result in a bifurcated housing system whereby property owners – including those from overseas – prosper from rising house prices, but younger generations and lower income workers are burdened by high rents and struggle to meet basic needs.
About the Speaker
Nicole Gurran is Professor of Urban and Regional Planning at the University of Sydney, where she directs the University’s AHURI (Australian Housing and UrbanResearch Institute) research centre. She also leads Urban Housing Lab@Sydney, a research ‘incubator’ which fosters cross disciplinary work across housing, transport, governance and urban informatics.
Nicole has authored and co-authored numerous publications including Politics, Planning and Housing Supply in Australia, England and Hong Kong, with Nick Gallent and Rebecca Chiu (Routledge, July 2016), Australian Urban Land Use Planning: Principles, Policy, and Practice (2011), and a forthcoming book Urban Planning and the housing market (forthcoming, Palgrave, with GlenBramley).

JeremyLeaf, London estate agent and former RICS residential chairman, talks to IGTV's VictoriaScholar about the state of the UK capital's #housingmarket. #brexit #houseprices
Subscribe: https://www.youtube.com/IGUnitedKingdom?sub_confirmation=1
Learn more about IG: https://www.ig.com?CHID=9&SM=YT
Twitter: https://twitter.com/IGcom
Facebook: https://www.facebook.com/IGcom
LinkedIn: https://www.linkedin.com/company/igcom
We provide fast and flexible access to over 10,000 financial markets – including indices, shares, forex and commodities – through our award-winning range of platforms and apps.
Established in 1974 as the world’s first financial spread betting firm, we’re now the world’s No.1 provider of CFDs and spread betting* and a global leader in forex. We also offer an execution-only share dealing service in the UK, Ireland, Germany, Austria and the Netherlands. We have recently launched a range of affordable, fully managed investment portfolios, to provide a comprehensive offering to investors and active traders.
Through our low fees and smart price-sourcing technology, we help traders keep their costs down.
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading spread bets and CFDs with this provider†. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money. Professional clients can lose more than they deposit.
* Based on revenue excluding FX (published financial statements, February 2018).
† For the 12 months preceding 1 July 2018.

JeremyLeaf, London estate agent and former RICS residential chairman, talks to IGTV's VictoriaScholar about the state of the UK capital's #housingmarket. #brexit #houseprices
Subscribe: https://www.youtube.com/IGUnitedKingdom?sub_confirmation=1
Learn more about IG: https://www.ig.com?CHID=9&SM=YT
Twitter: https://twitter.com/IGcom
Facebook: https://www.facebook.com/IGcom
LinkedIn: https://www.linkedin.com/company/igcom
We provide fast and flexible access to over 10,000 financial markets – including indices, shares, forex and commodities – through our award-winning range of platforms and apps.
Established in 1974 as the world’s first financial spread betting firm, we’re now the world’s No.1 provider of CFDs and spread betting* and a global leader in forex. We also offer an execution-only share dealing service in the UK, Ireland, Germany, Austria and the Netherlands. We have recently launched a range of affordable, fully managed investment portfolios, to provide a comprehensive offering to investors and active traders.
Through our low fees and smart price-sourcing technology, we help traders keep their costs down.
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading spread bets and CFDs with this provider†. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money. Professional clients can lose more than they deposit.
* Based on revenue excluding FX (published financial statements, February 2018).
† For the 12 months preceding 1 July 2018.

Best Documentary of the Housing Market Crash (of 2019?) | Inside the Meltdown | Behind the Big Short

MELTDOWN - The Men Who CrashedThe World - 2019
The first of a four-part investigation into a world of greed and recklessness that led to financial collapse.
...

MELTDOWN - The Men Who CrashedThe World - 2019
The first of a four-part investigation into a world of greed and recklessness that led to financial collapse.
In the first episode of Meltdown, we hear about four men who brought down the global economy: a billionaire mortgage-seller who fooled millions; a high-rolling banker with a fatal weakness; a ferocious Wall Street predator; and the power behind the throne.
The crash of September 2008 brought the largest bankruptcies in world history, pushing more than 30 million people into unemployment and bringing many countries to the edge of insolvency. Wall Street turned back the clock to 1929.
But how did it all go so wrong?
Lack of government regulation; easy lending in the US housing market meant anyone could qualify for a home loan with no government regulations in place.
Also, London was competing with New York as the banking capital of the world. Gordon Brown, the British finance minister at the time, introduced 'light touch regulation' - giving bankers a free hand in the marketplace.
All this, and with key players making the wrong financial decisions, saw the world's biggest financial collapse.
Trading Strategies
LiveTrade Coaching
BinaryOptionsCFD's
Futures
Equities
Commodities
FX

MELTDOWN - The Men Who CrashedThe World - 2019
The first of a four-part investigation into a world of greed and recklessness that led to financial collapse.
In the first episode of Meltdown, we hear about four men who brought down the global economy: a billionaire mortgage-seller who fooled millions; a high-rolling banker with a fatal weakness; a ferocious Wall Street predator; and the power behind the throne.
The crash of September 2008 brought the largest bankruptcies in world history, pushing more than 30 million people into unemployment and bringing many countries to the edge of insolvency. Wall Street turned back the clock to 1929.
But how did it all go so wrong?
Lack of government regulation; easy lending in the US housing market meant anyone could qualify for a home loan with no government regulations in place.
Also, London was competing with New York as the banking capital of the world. Gordon Brown, the British finance minister at the time, introduced 'light touch regulation' - giving bankers a free hand in the marketplace.
All this, and with key players making the wrong financial decisions, saw the world's biggest financial collapse.
Trading Strategies
LiveTrade Coaching
BinaryOptionsCFD's
Futures
Equities
Commodities
FX

The Global Housing Technology Challenge- India (GHTC- India) by the Ministry of Housing and UrbanAffairs (MoHUA) aims to identify and mainstream a basket of innovative construction technologies from across the globe for affordable housing, that are sustainable, green and disaster-resilient.GHTC- India aspires to develop an eco-system to deliver on the technological challenges of the housing construction sector in a holistic manner.
Video Courtesy - http://www.ghtc-india.gov.in/
#GlobalHousingTechnologyChallenge #GHTC #MinistryOfHousingAndUrbanAffairs #HardeepSinghPuri #NAREDCO #DurgaShankarMinshra #PMAY

The Global Housing Technology Challenge- India (GHTC- India) by the Ministry of Housing and UrbanAffairs (MoHUA) aims to identify and mainstream a basket of innovative construction technologies from across the globe for affordable housing, that are sustainable, green and disaster-resilient.GHTC- India aspires to develop an eco-system to deliver on the technological challenges of the housing construction sector in a holistic manner.
Video Courtesy - http://www.ghtc-india.gov.in/
#GlobalHousingTechnologyChallenge #GHTC #MinistryOfHousingAndUrbanAffairs #HardeepSinghPuri #NAREDCO #DurgaShankarMinshra #PMAY

As a leading shelter charity working in 70 countries, we tackle the global housing crisis every day, from here in the UK to Eastern Europe, Africa, Asia and Lat...

As a leading shelter charity working in 70 countries, we tackle the global housing crisis every day, from here in the UK to Eastern Europe, Africa, Asia and Latin America.
Our mission is to build safe, decent homes for families and communities to thrive through opportunity, strengh and self-reliance.
🔨 SUBSCRIBE 🔨 for more stories from our volunteers and our work to bring safe, decent homes to the most vulnerable worldwide.
Visit our website to donate or volunteer abroad: https://www.habitatforhumanity.org.uk
Follow us on Facebook: https://www.facebook.com/habitatforhumanitygb/
Follow us on Twitter: https://twitter.com/HabitatFHGB
Follow us on Instagram: https://www.instagram.com/habitat_for_humanity_gb/
TRANSCRIPT
Everyone deserves to have a decent place to live.
Everyone
Site (Macedonian)
Jih jang monui (Jarai)
Todos (Spanish)
Decent shelter is something we all need to thrive.
When a future homeowner partners with Habitat for Humanity to build or improve a home ...Build
Kujenga (Swahili)
Construir (Spanish)
Gradi (Macedonian)
They build a better future for themselves and their families.
For my family
Por mi familia (Spanish)
Za mojata familija (Macedonian)
Familia yangu (Swahili)
Your support empowers a family to help themselves.
Help
Assister (French)
Tulong (Tagalog)
Kusaidia (Swahili)
Your support helps around the world achieve strength, stability, self-reliance.
StrengthForce (French)
Sila (Macedonian)
With a little help, we all have the potential to stand on our own.
Potential.
Potencijal (Macedonian)
Uwezo (Swahili)
Potencial (Spanish)
Through shelter we empower.

As a leading shelter charity working in 70 countries, we tackle the global housing crisis every day, from here in the UK to Eastern Europe, Africa, Asia and Latin America.
Our mission is to build safe, decent homes for families and communities to thrive through opportunity, strengh and self-reliance.
🔨 SUBSCRIBE 🔨 for more stories from our volunteers and our work to bring safe, decent homes to the most vulnerable worldwide.
Visit our website to donate or volunteer abroad: https://www.habitatforhumanity.org.uk
Follow us on Facebook: https://www.facebook.com/habitatforhumanitygb/
Follow us on Twitter: https://twitter.com/HabitatFHGB
Follow us on Instagram: https://www.instagram.com/habitat_for_humanity_gb/
TRANSCRIPT
Everyone deserves to have a decent place to live.
Everyone
Site (Macedonian)
Jih jang monui (Jarai)
Todos (Spanish)
Decent shelter is something we all need to thrive.
When a future homeowner partners with Habitat for Humanity to build or improve a home ...Build
Kujenga (Swahili)
Construir (Spanish)
Gradi (Macedonian)
They build a better future for themselves and their families.
For my family
Por mi familia (Spanish)
Za mojata familija (Macedonian)
Familia yangu (Swahili)
Your support empowers a family to help themselves.
Help
Assister (French)
Tulong (Tagalog)
Kusaidia (Swahili)
Your support helps around the world achieve strength, stability, self-reliance.
StrengthForce (French)
Sila (Macedonian)
With a little help, we all have the potential to stand on our own.
Potential.
Potencijal (Macedonian)
Uwezo (Swahili)
Potencial (Spanish)
Through shelter we empower.

SignatureGlobal group of properties launched their residential project in GurgaonNames as “Signature Global The Serenas”. With having an option of 1BHK and 2B...

SignatureGlobal group of properties launched their residential project in GurgaonNames as “Signature Global The Serenas”. With having an option of 1BHK and 2BHK this housing facility partitioned in 488 sq. ft. and go up to 643 sq. ft of size. The Serenas is full Vaastu compliant and established at SohnaSector 36 South Gurgaon (Gurugram). This project apartment is priced at between Rs.17.57 lakhs and moving up to Rs.23.71 lakhs.
For more Information and QueryCall: +91 9953592848
Official Website: http://www.signatureglobalserenas.co.in/

SignatureGlobal group of properties launched their residential project in GurgaonNames as “Signature Global The Serenas”. With having an option of 1BHK and 2BHK this housing facility partitioned in 488 sq. ft. and go up to 643 sq. ft of size. The Serenas is full Vaastu compliant and established at SohnaSector 36 South Gurgaon (Gurugram). This project apartment is priced at between Rs.17.57 lakhs and moving up to Rs.23.71 lakhs.
For more Information and QueryCall: +91 9953592848
Official Website: http://www.signatureglobalserenas.co.in/

Are Global Property Bubbles Starting to Burst?

Are GlobalPropertyBubbles Starting To Burst?
- London, Dublin, Sydney, Vancouver and Hong Kong property prices fall as global risks increase...
- Property bubbles in many cities internationally according to The Economist, UBS and others
https://www.bloomberg.com/news/articles/2018-09-28/the-cities-around-the-world-most-at-risk-of-property-bubbles
- UBS found that six of the world's largest cities are now subject to a massive speculative housing bubble – Hong Kong, Munich, Toronto, Vancouver, Amsterdam and London...
https://www.ubs.com/global/en/wealth-management/chief-investment-office/our-research/life-goals/2018/global-real-estate-bubble-index-2018.htmlBubble risk appears greatest in Hong Kong, Munich, Toronto, Vancouver, London and Amsterdam. Major imbalances also characterize Stockholm, Paris, San Francisco, Frankfurt and Sydney.
This year's study highlights increasingly strained affordability. Buying even a small apartment in most world cities exceeds the budget of most people who earn the average annual income paid in the highly skilled service sector.
Prices continue to soar in some cities but in half of the cities cited as having "bubble risk" or "overvalued", house prices were stalling or declining.
Brexit and bursting property bubbles including London impacting sentiment overvalued Dublin housing market
- House asking prices fall 2.5% in Dublin and by almost 1% nationally
https://www.irishexaminer.com/breakingnews/ireland/house-asking-prices-fall-25-in-dublin-and-by-almost-1-nationally-but-demand-remains-strong-872109.html
- Dublin housing prices are 25% overvalued according to The Economist magazine
https://www.irishtimes.com/business/economy/the-economist-says-dublin-house-prices-are-25-overvalued-1.3608951
- Irish consumer confidence falls sharply amid Brexit fears and increase in cost of living
http://www.thejournal.ie/consumer-confidence-index-4260075-Oct2018/
Australian house prices dragged down 2.7% by Sydney and Melbourne
https://www.theguardian.com/australia-news/2018/oct/01/australian-house-prices-dragged-down-27-by-sydney-and-melbourne
"Experts" and much maligned contrarian indicator taxi drivers cite the “limited supply and strong demand” however similar arguments were made by so called experts in 2007.
Demographics … Demographics can change very quickly indeed as did… Important to understand that all markets, including property markets, are very sentiment driven. As long as the majority of investors, buyers believe prices will go up, they tend to go up. However, when sentiment changes from bullishness to bearishness then, prices begin to fall.
Minsky theory of that Stability Breeds Instability...
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Facing Up to the Global Housing Crisis

It's no secret that the cost of housing is high in urban areas like our own San Francisco Bay Area, New York, London, Hong Kong, and Mumbai. However, the cost of rent accounts for an even higher percentage of a household's income in cities located in developing countries where the cost of housing can exceed 100% income. The problem of overpopulation, high rents, and low wages is made worse by the private sector in these locations. Housing is now a global industry that accounts for 217 trillion dollars or 60% of total global income. Giant corporations and private equity firms are investing in the housing market and have increased not the supply of affordable homes but rather the number of high-end luxury units that are only viable for the ultra-rich. Those that would benefit the most from increased economic potential that cities provide have no means of affording a home in which to live while investing in their future.
What are cities around the world doing to address their housing problem and how can more economically sustainable urban centers be built? How can the private sector better contribute to solving the global housing crisis? Does the growth of cities and lack of housing drive inequality? What lessons can San Francisco learn from other cities as it battles its own crisis?
JoinKaren Chapple, Professor of City and Regional Planning at the University of California, Berkeley, and AdhiNagraj, San Francisco Director of SPUR, to discuss these questions and to address the ways in which urban planners, policymakers, and real estate stakeholders might work to provide better housing for the 1.6 billion people who live in substandard homes and the 100 million who are homeless.
SPEAKERS
Karen Chapple
Professor of City and Regional Planning, Environmental Design, University of California, Berkeley
Adhi Nagraj
San Francisco Director, SPUR
MODERATOR:
Shannon Peloquin
Partner, McKinsey & Company
For more information about this program please visit: http://worldaffairs.org/event-calendar/event/1857
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Planning, politics, and the global housing market: perspectives from Australia

In Australia, as in many other nations, there has been significant concern about housing affordability, particularly for younger generations unable to enter home ownership. Increasing demand for housing investment, in part driven by the global financialisation of housing as an asset; combined with declining government subsidy for affordable housing provision, has exacerbated supply pressures in the market.
In the face of these pressures, there has been intense focus on the role of the planning system which is perceived to constrain new housing supply. At the local level, the politics of suburban NIMBYSM are thought to prevent diverse and affordable housing, while industry stakeholders in particular argue that urban containment policies constrain the supply of land for housing, pushing up prices. At the same time Asian housing investment (particularly from China) is accelerating distinct and largely unexamined changes in the design and density of housing in Australia’s central cities.
This lecture examines these themes, contrasting political arguments around planning, housing supply, reform, with data on the actual performance of planned housing development in Sydney’s inner city renewal and outer suburban greenfield areas. Despite the narrative of planning as constraint, this analysis highlights a system that is well able to deliver high quality new homes and residential communities in response to rising population growth and house prices.
However, without a sizeable affordable housing sector, Australia’s housing system remains unable to serve lower income groups or sustain new production when prices stagnate. Further, while foreign investors appear to offer a crutch for the domestic housing market, they are also vilified by some residents and politicians for exacerbating price pressures and for accelerating the densification of Australia’s central cities.
The Australian case highlights how increasing dominance of housing investors, combined with a steady decline of funding to produce affordable homes for lower income groups, can result in a bifurcated housing system whereby property owners – including those from overseas – prosper from rising house prices, but younger generations and lower income workers are burdened by high rents and struggle to meet basic needs.
About the Speaker
Nicole Gurran is Professor of Urban and Regional Planning at the University of Sydney, where she directs the University’s AHURI (Australian Housing and UrbanResearch Institute) research centre. She also leads Urban Housing Lab@Sydney, a research ‘incubator’ which fosters cross disciplinary work across housing, transport, governance and urban informatics.
Nicole has authored and co-authored numerous publications including Politics, Planning and Housing Supply in Australia, England and Hong Kong, with Nick Gallent and Rebecca Chiu (Routledge, July 2016), Australian Urban Land Use Planning: Principles, Policy, and Practice (2011), and a forthcoming book Urban Planning and the housing market (forthcoming, Palgrave, with GlenBramley).

What's happening to London house prices? | UK housing market

JeremyLeaf, London estate agent and former RICS residential chairman, talks to IGTV's VictoriaScholar about the state of the UK capital's #housingmarket. #brexit #houseprices
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Best Documentary of the Housing Market Crash (of 2019?) | Inside the Meltdown | Behind the Big Short

MELTDOWN - The Men Who CrashedThe World - 2019
The first of a four-part investigation into a world of greed and recklessness that led to financial collapse.
In the first episode of Meltdown, we hear about four men who brought down the global economy: a billionaire mortgage-seller who fooled millions; a high-rolling banker with a fatal weakness; a ferocious Wall Street predator; and the power behind the throne.
The crash of September 2008 brought the largest bankruptcies in world history, pushing more than 30 million people into unemployment and bringing many countries to the edge of insolvency. Wall Street turned back the clock to 1929.
But how did it all go so wrong?
Lack of government regulation; easy lending in the US housing market meant anyone could qualify for a home loan with no government regulations in place.
Also, London was competing with New York as the banking capital of the world. Gordon Brown, the British finance minister at the time, introduced 'light touch regulation' - giving bankers a free hand in the marketplace.
All this, and with key players making the wrong financial decisions, saw the world's biggest financial collapse.
Trading Strategies
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Global Housing Technology Challenge - India ( GHTC India )

The Global Housing Technology Challenge- India (GHTC- India) by the Ministry of Housing and UrbanAffairs (MoHUA) aims to identify and mainstream a basket of innovative construction technologies from across the globe for affordable housing, that are sustainable, green and disaster-resilient.GHTC- India aspires to develop an eco-system to deliver on the technological challenges of the housing construction sector in a holistic manner.
Video Courtesy - http://www.ghtc-india.gov.in/
#GlobalHousingTechnologyChallenge #GHTC #MinistryOfHousingAndUrbanAffairs #HardeepSinghPuri #NAREDCO #DurgaShankarMinshra #PMAY

As a leading shelter charity working in 70 countries, we tackle the global housing crisis every day, from here in the UK to Eastern Europe, Africa, Asia and Latin America.
Our mission is to build safe, decent homes for families and communities to thrive through opportunity, strengh and self-reliance.
🔨 SUBSCRIBE 🔨 for more stories from our volunteers and our work to bring safe, decent homes to the most vulnerable worldwide.
Visit our website to donate or volunteer abroad: https://www.habitatforhumanity.org.uk
Follow us on Facebook: https://www.facebook.com/habitatforhumanitygb/
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TRANSCRIPT
Everyone deserves to have a decent place to live.
Everyone
Site (Macedonian)
Jih jang monui (Jarai)
Todos (Spanish)
Decent shelter is something we all need to thrive.
When a future homeowner partners with Habitat for Humanity to build or improve a home ...Build
Kujenga (Swahili)
Construir (Spanish)
Gradi (Macedonian)
They build a better future for themselves and their families.
For my family
Por mi familia (Spanish)
Za mojata familija (Macedonian)
Familia yangu (Swahili)
Your support empowers a family to help themselves.
Help
Assister (French)
Tulong (Tagalog)
Kusaidia (Swahili)
Your support helps around the world achieve strength, stability, self-reliance.
StrengthForce (French)
Sila (Macedonian)
With a little help, we all have the potential to stand on our own.
Potential.
Potencijal (Macedonian)
Uwezo (Swahili)
Potencial (Spanish)
Through shelter we empower.

SignatureGlobal group of properties launched their residential project in GurgaonNames as “Signature Global The Serenas”. With having an option of 1BHK and 2BHK this housing facility partitioned in 488 sq. ft. and go up to 643 sq. ft of size. The Serenas is full Vaastu compliant and established at SohnaSector 36 South Gurgaon (Gurugram). This project apartment is priced at between Rs.17.57 lakhs and moving up to Rs.23.71 lakhs.
For more Information and QueryCall: +91 9953592848
Official Website: http://www.signatureglobalserenas.co.in/

Crash Course (YouTube)

Crash Course (sometimes stylized as CrashCourse) is an educational YouTube channel started by the Green brothers, Hank Green and John Green, who are notable for their VlogBrothers channel. Originally, John and Hank presented humanities and science courses to viewers, respectively, although the series has since expanded to incorporate courses by additional hosts.

Crash Course was one of the 100 initial channels of YouTube's $100 million original channel initiative. Crash Course launched a preview on December 2, 2011. As of February 14, 2016, the Crash Course YouTube channel has gotten 3,947,842 subscribers and has received over 300 million video views. In November 2014, Hank Green announced that a partnership with PBS Digital Studios would allow them to produce more courses, starting in January 2015.

Currently there are fourteen seasons of Crash Course, with Hank and John each hosting five. Together with Emily Graslie, they co-hosted Big History. As part of the PBS partnership, Phil Plait and Craig Benzine have hosted series about Astronomy and U.S. Government and Politics, respectively. A second channel, Crash Course Kids, is hosted by Sabrina Cruz and has started its first series, Science.

It is my dream that every Indian has a pukka house by 2022 and we are walking the talk." ... Looking at the enthusiasm of the people working in the construction sector, I feel this is the start of the construction revolution and we are going to make construction sector of global standard....

It is my dream that every Indian has a pukka house by 2022 and we ... These numbers speak for themselves Looking at the enthusiasm of the people working in the construction sector, I feel this is the start of the construction revolution and we are going to make the construction sector of the global standard....

It is my dream that every Indian has a pukka house by 2022 and we are walking the talk." ... Looking at the enthusiasm of the people working in the construction sector, I feel this is the start of the construction revolution and we are going to make construction sector of global standard....

It is my dream that every Indian has a pukka house by 2022 and we ... These numbers speak for themselves Looking at the enthusiasm of the people working in the construction sector, I feel this is the start of the construction revolution and we are going to make the construction sector of the global standard....

“We now produce our own rubber in-house,” said Steve Unterbrink, executive vice president of SumiRiko Ohio... SumiRiko is a division of Sumitomo Riko Company Limited, a global company which sells products in the automotive, electronics, infrastructure, housing environment and health/nursing sectors....

In the recent times, the construction sector has grown by 7%-8% ... Moreover, with the Goods and Services Tax (GST) council slashing tax rates further on under-construction properties — 5% on normal category and 1% for affordable housing — is also likely to benefit the homebuyers and construction sector....