it's my favorite new game. much more about traffic control than sim city was (at least 2k, no idea how 4 handled it), but even that can largely be ignored if you don't want to spend hours designing an intersection. great mod database, too.

eh, disasters don't affect the game at all for me. the devs have talked about adding them in, don't know about mods at this point. in general, the mod community is fantastic, and the devs are adding a ton of functionality for free with each update. if that's a key for you, i'm sure they'll add it eventually.