I really don't know what to do. I'm trying to decide between 2 schools, one is an HBCU, one is a state school, both are MD. Here is a pro and con list I made

State School:

Pros:
P/F grading
on campus housing
recorded lectures

cost
250k with scholarship

Cons:
In a medium sized city with not much to do
large class size
Not diverse only a few AAs

HBCU

Pros:
In large city full of young professional African Americans with lots to do
School has mostly AA professors, mentors, students
small class size, felt more at home there

Cost
with 10k scholarship total debt would be ~ 300k

Cons:
No on campus housing
ABCF grading
No recorded lectures
School requires community health classes that take lots of time

Some things I consider, I would like to have a small class size and having other AA students, professors, and mentors I feel like that school will have a more supportive environment. I’m also single and would like to live in a city where I can meet other young professionals and have things to do in my spare time.

I am an independent studier and having a school with recorded lectures and Pass fail grading would make the first two years less stressful for me. I have problems getting apartments because of a past eviction on my credit report so on campus housing is a plus. Though, I can always rent rooms or basement apartments from people renting out rooms.