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Technical Health Insurance Information

Knowing the technical details of Health Insurance is important when choosing a plan or giving advice. Alliance Insurance Services believes that any person involved in any aspect of the Health Insurance management process should learn and fully understand the different types of policies that are available. The technical details shown here are provided by the Office of the Commissioner of Insurance and are provided as a learning and information tool only. These extracts are from the IIQE General Insurance Examination Study Notes, for full details or to download the full study notes please visit:

Health insurance (also known as “accident and health insurance”) is a type of “insurance of the person”, in the sense that the subject matter of the insurance is the life, limbs or health of a human being. Some insurers now offer this kind of cover through their life insurance departments, but originally it was general insurance business, and still is for the purposes of this study.