He was VERY keen to point out before I said a word that he was "checking" the sat nav!!!
In all fairness I think it has just split the paint on the bumper so no major damage, I will inspect more today.

Nowhere near as bad as yours but we've had ours 15 months & in that time three bits of damage have appeared on front & rear bumpers & just under rear light cluster. Mostly just scratches & obviously the gits didn't leave a note to say what they'd done

Hope you get things sorted through the other driver's insurance as soon as possible Neil.

Member

As you can see it's not major but it's there and needs work to respray and can't vinyl wrap even now.......
Part of me wants to not bother with it due to the hassle and the whole "non fault claim" thing, but there us a bigger part that thinks a lesson needs to be learnt ?

Here for life

I think I'm right in saying if he/she has shunted you from behind it is their fault. That's what the big scam was a few years back where people were overtaking & slamming their brakes on to cause a rear end shunt & defraud the insurance companies. That's probably what gave rise to dashcams?

Ask the driver if they are willing to pay a little for a repair & spray rather than lose their no claims if it's not protected. If the boot was on the other foot, they probably wouldn't think twice about going through your insurance.

Part of the furniture (please de-cat your e51/2)

You still have to declare it to insurance co and they will likely bump underlying premium even if ncb is unaffected or protected anyway. Making a claim may not affect your on going insurance costs by much more than if you don’t claim. They all seem to make it up as they go along anyway.

Member

Well to be fair so far the insurance company's have been fantastic,
Assessor is coming next week, hire car sorted out for when the van is picked up for repair and it will all be collected and delivered to my work/home.
The driver had taken full responsibility and was happy to progress any repairs required......happy days so far and i can look at getting the near side sill sorted out after xmas.
The project continues.....................