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Orange County Lender, the Howe Team, wants to understand your goals and needs for mortgage financing, thereby, providing you the right mortgage advice whether you are purchasing or refinancing your residence, rental property or vacation home. If you are looking for trust, peace of mind with expert advice and the right loan, look no further! “Know Howe…for your next loan.”

Howe Advantage

With 24 years of mortgage experience, over 1,500 closed loans and $166,000,000 of mortgages under current management, Bob and his team will make the process go smoothly, timely and at the same time keep you educated and updated from start to an on time closing.

Step 1

I will carefully listen to you during our value added meeting. During this process we will discuss your financial goals and needs and determine how we are going to achieve them. This first step ensures that I can align your present financial situation and future goals with the best mortgage solution that meets those needs. Click here

Step 2

My team and I will work on your behalf to close the loan as quickly as possible to meet your timeline and get you the best rate with the right loan product that meets your monthly payment, cash flow need and equity needs. We will keep you updated on the progress of your loan so your will not be stressed or surprised. Leave the heavy lifting to us!

Step 3

After the loan closes, my job truly begins. Through our marketing system and “Clients for Life” contact program. I stay in touch with my clients over the years making sure they have the best loan. For example, my Rate Watch system will alert me when it is time to contact you with a better loan opportunity and lower payment. It’s like having a trusted family member watching your loan.

We strive to earn the privilege of becoming a trusted financial mortgage advisor for our clients by providing them with extraordinary financial value so they think of us as an integral part of their financial lives. It is at this point that they become clients not just for one transaction…but “clients for life.”!