Scotts Contracting: Why are we so fixated on 4 million insured people who may lose their current and mostly sub-standard *health insurance* policies and ignoring the fact that 48 million people who have never had health insurance will finally be able to buy health insurance?

The 4 million insured have had the ability to purchase insurance all along. Now, due to circumstances beyond their control, including the greed of insurance companies , they could potentially lose their current policy. But they still have the option to get another plan.

The 48 million people that have never had coverage would not be able to get any health insurance coverage if it were not for the Affordable Care Act. End of story !

Tell your lawmakers to stop putting politics ahead of the needs of the majority—that is not the way a democracy is supposed to work.

Scotts Contracting: Ms Kim... its obvious the years of #RepublicanPropaganda has you delirious its ok I understand (remember I once voted the Republican Ticket)

Historically, two-thirds of individuals in the private, individual (non-group) market did not purchase insurance that lasted more than 12 months. The individual market before the Affordable Care Act was a transitory source of insurance and the “wild wild west” of health insurance marketplaces, with high out-of-pocket costs and few consumer protections. In this market, many plans left consumers with high unpaid medical bills, especially consumers who developed serious or chronic health problems. For most consumers who bought individual market coverage, it was their only health insurance option because they did not have an offer of affordable job-based coverage and their income was too high to qualify for Medicaid.

The ACA provides a new, consumer-friendly insurance marketplace with premium tax credit subsidies that will make insurance much more affordable, and it provides federal dollars for states to expand Medicaid.

In fact, under the ACA, only 0.6 percent of Americans under age 65 will be at risk of losing their current individual market plan and will not be income-eligible for financial assistance that will make their new insurance plan more affordable. Even among this 0.6 percent, some have insurers who will not or cannot cancel their plans. Others will decide that they are better off with higher-value plans in the new insurance marketplaces.

Like any other major piece of domestic legislation, the Affordable Care Act faces challenges. As the debate over the health law continues to evolve, it is important to keep those challenges in proper perspective.

Good Luck to you and yours. We'll see how it all shakes out in the upcoming elections,this is my last post . Its not fair to steal the thunder away from the original posts subject #googlexlab

About This Analysis: We use analyses of Current Population Survey (CPS) data, conducted by the Urban Institute, the Kaiser Commission on Medicaid and the Uninsured18, and the State Health Access Data Assistance Center19 to estimate the number and income distribution of recipients of individual coverage, both nationally and in each state. Using peer-reviewed research investigating market conditions that preceded the Affordable Care Act, we calculated the proportion of individually insured consumers who would have likely retained their current individual market plan without the health reform law. We then determined, among all Americans and residents of each state, the proportion who are not eligible for financial assistance under the ACA and who would remain insured through the individual market for more than a year.