Eviction is Not Shown on a Credit Report

How long does it take for an eviction to show up on your credit report?

– PHF

Dear PHF,

Your credit report will not indicate that you have been evicted from a property.

However, your credit report may include a collection account for unpaid rent or lease payments, or possibly a civil judgment if you were sued for breaking the lease. There is no set time frame for these items to first appear on your credit report.

Collection accounts are deleted seven years from the original delinquency date of the debt. Public records are deleted seven years from the filing date.

Even if there is no indication of the debt on your credit reports, landlords and property management companies typically conduct a review through a tenant screening or background investigative service that will provide them with eviction information.

So, it is likely the eviction will have some impact the next time you look for an apartment, even if it isn’t in your credit report.

The information contained in Ask Experian is for educational purposes only and is not legal advice. You should consult your own attorney or seek specific advice from a legal professional regarding your particular situation. Please understand that Experian policies change over time. Posts reflect Experian policy at the time of writing. While maintained for your information, archived posts may not reflect current Experian policy. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future post.