SECURITY BANKCARD SELECT REWARDS

PROGRAM GUIDE

The new and improved Security BankCard Select Rewards program lets you redeem your points for the items that matter most to you. You can choose from cashback or statement credits, travel such as airlines, hotels, cruises, and car rentals, or redeem your points for one of over 50 merchant gift card brands.

Earning Points

You will earn 1 point for every $1 of eligible purchases made with your Security BankCard Center credit card.

No Annual Membership Fee

All Personal credit cards are automatically enrolled and corporate card holders can join the program for free. Both enjoy no annual membership fee.

Includes most airlines, hotel chains and car rental facilities with availability, as well as cruises and other travel packages.

Over 50 Available Gift Card Brands

Here is just a sample of the popular name brand merchant gift cards available for redemption.

Amazon.com

Barnes & Noble

Bass Pro Shop

Best Buy

Cabela's

Gap

Home Depot

Kohl's

Lowe's

Macy's

Olive Garden

Panera

Pottery Barn

REI

Staples

Starbucks

Target

TJ Maxx

Walgreens

Walmart

and more!

Low Redemption Thresholds

Cash-back redemption opportunities start at $25 and some gift cards at $50

Flexable Travel Options

Pay for travel rewards with a combination of points and your SBC credit card.

Bonus Points

Enjoy special opportunities to earn bonus rewards points throughout the year.

FAQ

1.Q: How do I redeem Security BankCard Select Rewards points for cash back?

A: When you choose to redeem points for a cash reward on the SBC Select Rewards redemption website, you can deposit the reward into any checking or savings account, or get a statement credit applied to your SBC credit card account.

2.Q: Do Security BankCard Select Rewards points have to be redeemed online, or can I redeem via telephone? A: In addition to redeeming points on the SBC Select Rewards website, you can call (800) 356-8085 and select the SBC Select Rewards option. An SBC Select Rewards representative will assist with redemption.

8. Q. If I have both personal and business credit cards, can I pool my SBC SelectRewards points? A: No. You cannot pool points across personal and corporate accounts. You can pool personal credit card points across multiple personal SBC Credit Cards. You can also pool points that fall under the same SBC business credit card account.

A: View earned points online approximately two business days after your purchase by logging into your SBC Select Rewards account. Points are pending until your statement cycle ends. They become part of your vested points balance and available for redemption at that time.

11. Q. How do I redeem Security BankCard Select Rewards points? A: The best way to redeem points is via the SBC Select Rewards website. Simply log into your SBC Select Rewards account online, search for a reward within your available point criteria, and follow the steps to checkout.

You can also call the SBC Select Rewards redemption center at (800) 356-8085 to redeem points.

Merchant rewards, such as gift cards, are mailed directly to the address on your account. For travel rewards, a confirmation number and instructions are emailed to you, so you must have a valid email address on file.

12. Q. What happens to my Security BankCard Select Rewards points if I decide to close my credit card account? A: In most cases, you keep your SBC Select Rewards points, even if you close your credit card account. As long as a relationship is maintained at SBC, closed accounts/cards in good standing do not lose points. Points expire three years from the date earned on a first-in, first-out basis. If you close your Card account while it is in good standing or cancel your participation in the Program, you will have 120 days after such closure or cancellation, as applicable, to redeem your Points.

13. Q. How long can I accumulate Security BankCard Select Rewards points? A: You can accumulate points for three years without redeeming them. At that point, they will expire on a first-in, first-out basis. View the Terms and Conditions to learn more.

14. Q. How are merchant gift cards/certificates delivered? A: Merchant rewards, like gift cards, are mailed directly to the address on your account. For travel rewards, a confirmation number and instructions are emailed to you, so you must have a valid email address on file.