Have you ever driven down the freeway and heard a loud bang on your windshield glass? A couple of options to consider incase that bang turns into a busted or cracked Wylie auto glass is windshield replacement or repair depending on the severity of the damage to the windscreen. If you get damage to your windshield you can choose to either repair or replace it. If the damage is less than 6 inches, you can normally have the windshield repaired instead of replaced, which is preferred in most cases. You can file a windshield claim with your insurance company in order to get a reimbursement by your insurance, if you insurance policy covers windshield repair and replacement.

Comprehensive insurance policies usually cover non-collision based car damage such as pebbles striking the glass, fire, vandalism, natural disaster damage, and other types of non-collision damage. If you have a relatively new vehicle you will want comprehensive coverage in most cases. If you do decide to buy a comprehensive plan you should know exactly what it covers, and make sure that it covers glass repair and windshield repair/replacement. Any time you purchase an insurance policy ask plenty of questions. Some policies for instance will cover window repairs but not windshield repair.

Due to the low-cost of windshield repair, many auto insurance companies will waive the deductible. However for windshield replacement the cost can be substantially higher and will normally require a deductible payment. If you have a deductible of $500 and the windshield replacement cost is $400, you will probably not want to file a claim through your insurance and will be better off paying the amount out-of-pocket. However if you have a lower deductible, you may want to file a claim with your insurance company. Keep in mind that your premium may increase if you decide to go this route, so even in cases where you have a low deductible you might want to avoid filing a claim. There is a chance that your rate won’t go up, but typically multiple claims will cause a rate increase.