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Mississippi Bankruptcy Lawyers

William Ryan Hood - Former Miss. Special Assistant Attorney General

R. Michael Bolen - Former United States Trustee for Miss. and La.

Hood & Bolen, PLLC Attorneys at Law of Jackson, Miss. provide professional legal services with a special emphasis in bankruptcy. All client meetings, case preparation and filings are performed by an attorney. We understand that each client feels their problems are important and need to be addressed in a timely fashion; therefore, we provide as much personal attention as possible to ensure that clients feel they are being treated as an individual and not just another case number. Each client is provided with personal mobile phone numbers of attorneys in case of repossessions, foreclosures or other emergencies which occur after office hours.

William Ryan Hood

R. Michael Bolen

Specializing in Bankruptcy | Personal Injury | Divorce
Former United States Trustee United States Department of Justice

Welcome To Hood & Bolen, PLLC

Mississippi Bankruptcy Lawyers

William Ryan Hood - Former Miss. Special Assistant Attorney General

R. Michael Bolen - Former United States Trustee for Miss. and La.

Hood & Bolen, PLLC Attorneys at Law of Jackson, Miss. provide professional legal services with a special emphasis in bankruptcy. All client meetings, case preparation and filings are performed by an attorney. We understand that each client feels their problems are important and need to be addressed in a timely fashion; therefore, we provide as much personal attention as possible to ensure that clients feel they are being treated as an individual and not just another case number. Each client is provided with personal mobile phone numbers of attorneys in case of repossessions, foreclosures or other emergencies which occur after office hours.

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Divorce news.....

Chapter 7 Bankruptcy

Filing for bankruptcy gives a fresh start to financially strapped individuals. In a Chapter 7 personal bankruptcy, all credit card debts and “unsecured” debts are eliminated and it gives you a chance at a new life.
After bankruptcy, you can recover good credit in about two years. Filing for bankruptcy does not mean 7 to 10 years of bad credit – that is a myth. Credit card companies usually offer you new credit cards right after the bankruptcy is over. Qualifying for a mortgage will take about three years after bankruptcy.
The most often asked question is how does one qualify for Chapter 7 bankruptcy? Essentially, you need to have three things to
Qualify for Chapter 7 Bankruptcy

No-Fault Law

Most states allow you to file for divorce on a no-fault ground simply to avoid going through the hassle of proving your spouse guilty of some wrongdoing. In these jurisdictions, using a no-fault ground has no effect on whether you’re contesting the issues of your divorce, such as custody or alimony. This is not the case in Mississippi. You can file on the state’s no-fault ground of irreconcilable differences only if you and your spouse already have a written agreement in place resolving all issues of your marriage and indicating that you both want a divorce.

Contesting Grounds

If your spouse is refusing to give you a divorce so you can’t file on grounds of irreconcilable differences, you have no choice but to choose a fault ground. Fortunately, Mississippi offers 12 of them. They range from the usual adultery, cruelty and desertion grounds available in most states to issues like an addiction to morphine or impotency. If your spouse doesn’t want the divorce, he can contest your ground to try to stop the proceedings. You have what’s called the burden of proof; you have to convince the court that your allegations are true. Mississippi law takes this burden seriously. Your spouse can answer your complaint for divorce, denying your charges, and force a trial where you would have to submit the proof of your ground to the court in order to receive your divorce.

Default Provisions

In most states, if your spouse refuses your divorce by simply not responding to your complaint, you can file for default judgment against him and proceed. Mississippi’s laws do not allow this. Under Section 93-5-7 of Mississippi’s code, if your spouse reacts to service of your complaint by ignoring the whole process, the court will not enter a default judgment against him. Instead, you must go to trial anyway, even without his participation, and prove your grounds to the judge’s satisfaction. If you're successful, the judge will grant your divorce, generally giving you what you asked for in your complaint.

Complicating Factors

Another quirk in Mississippi’s family court rules is that if you are pregnant at the time you file your divorce complaint, the court has the right to put your divorce on hold until you give birth. Although this provision is to ensure you receive an adequate child support order to cover your unborn baby, it can also delay your efforts to move forward if your spouse is resisting the divorce.