Prime Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Articles Related To…

In midst of a federal government maelstrom where a shutdown brings a cutoff of services, the National Flood Insurance Program is not exempt from the pinch. When the government’s spending authority is put on hold, home...

For one popular nut and sweets shop, a revelation about their commercial coverage caught the owners by surprise. The Insurance Case of the Wrongly-Rated Candy Store - The Nuttery, located on 16th Ave in Brooklyn, NY...

Surprise, Surprise! The homeowner owns underground utility service lines that lie on the property. Should damages occur, a standard homeowners insurance policy will not cover repairs. The Solution? An endorsement to...

Heightened Insurance Opportunities for Commercial Customers - - Great news for insurance customers: PRIME Insurance Agency is proud to announce it has been appointed to conduct direct business with yet another...

If you are in the restaurant business, you know that unintentional contamination of food products can occur, resulting in great losses. In fact, according to insurance journals, restaurant food contamination leads to...

- A PRIME Insurance - PMC Insurance Group Alert - It is painful to have witnessed the devastation caused by Hurricanes Harvey and Irma. Added to the grief are the insurance consequences that TX, FL, GA and SC have to...

Hawaii's residents have learned from history that tsunamis can affect their location. After all, it was just 60 years ago that a distant-source tsunami was created through an earthquake in the Aleutian Islands of...

The insurance industry has been working overtime in dealing with claims in relation to recent hurricanes, floods and earthquake devastation in TX, FL, Mexico and elsewhere. Nothing, however, can touch a heart more than...

- A PRIME Insurance - KB Insurance Announcement - The New York City Department of Buildings (NYC DOB) recently launched a new inspection and certification website called DOB Now. As part of our valued partnership,...

Your home is your castle and fortress, shielding you from the outdoor elements. But what happens when the elements begin to damage that stronghold? Heavy rain can and does create vulnerability to your property's roof,...

- A PRIME Insurance Homeowners Special Guide - Most of us are guilty of procrastination in terms of household maintenance tasks. But avoiding cleaning jobs for too long may place your home and property at risk....

In today's age, solar energy products have become more and more popular. In relation to risks, the insurance industry offers the following coverage. Solar Energy Hazards - Solar Energy usage is a growing alternate to...

In the insurance industry, we know that customer service is the number one ingredient to being successful. For those in other areas of the selling market, the same holds true. Whether you are a salesperson or customer,...

High winds and flooding brought on by severe weather conditions can impact utility lines, leading to power outages. RELATED: how to prepare for a hurricane While a generator can be used to access electricity, there are...

Like other natural disasters, a hurricane can deliver a serious blow to your operations. From a power outage to broken water pipes to floods to loss of business and so on, the financial impact can hit hard. Those who...

In this modern-era, cyber security has become extremely important for the business world. Risks of malware and data theft hold the frightening potential to paralyze any company, be it large or small. Cyber Facts that...

- A Parent's Emergency Guide by PRIME Insurance - The physical and financial toll Hurricane Harvey created within the Houston, TX area was beyond imagination just a short while ago. Now, as warnings of the potential...

Both landscape architects and lawn care servicers need to cover their risk of liability. Landscape Architect Professional Liability Insurance - Landscape architects are university accredited to plan effectively for an...

Whether it's a gas shortage or gas price escalations at the pumps, getting in the know on fuel efficiency is certain to help you get the most out of your mileage. 10 Great Gas-Saving Tips from Auto Insurance Experts -...

- Effectively Helping Hurricane Harvey Victims in TX and LA - We all have seen the pictures of flooded streets, cars, homes, businesses and property along with the look of anguish and suffering on the faces of...

Harvey's extraordinary pounding winds have made it the most brutal hurricane to barrage the US over the past decade. It is also the most powerful hurricane to hit TX in recorded history. Ray Gratia, a LA Hurricane...

Typos and spelling errors can become a blatant embarrassment to anyone, but face it: all of us are subject to the mistake at one time or other - including political figures. To take the edge off of the error, PRIME...

As sure as there are lawsuit cases against a law enforcer in regard to mistreatment, there is a need for related insurance coverage. In this age when the various social and political fractions stage protests and...

Bullying has made it to the headlines as a grieving Cincinnati, OH dad and mom sue a school following their son's suicide that they say was brought on by vicious bullying. The soul-searching tragedy touches every...

- The Sad Tale of a NJ Business - Let me tell you the story of Sam, a fruit and vegetable shop owner. Sam's store was part of a NJ community and Sam took full advantage of the relationship he had with the neighborhood....

It is unsafe to look directly at the sun. The one exception to this rule is for the duration of the totality of a solar eclipse, the short period of time when the moon completely obstructs the sun. In order to view the...

A hobby supply store located in Newark, NJ learned a powerful lesson about tailored insurance coverage from a trusted source. From the Files of PRIME Insurance - Econocrafts, LLC - or Economy Handicrafts - was rated...

- When Something Just Doesn't Seem Right in an Insurance Claim - Insurance companies deal with all sorts of claims. One of the toughest jobs in this regard is to sift through and gather the facts as they relate to...

Doctors and nurses rely on professional liability insurance to cover them from claims related to their practice. The same is true for dentists, dental hygienist, orthodontists and other dental specialists that face...

- Insurance Coverage for Film and TV Producers - Film and Movie Production Insurance - This coverage is for producers that do their work on location or in a studio. It is specially designed as an annual or a short-term...

You are already paying your fair share in homeowners and auto insurance premiums. So, why would you buy an umbrella policy? One word: Lawsuits! You hear about it in the news. Lawsuits can be financially draining. There...

- A PRIME Insurance Report - There will be an extraordinary event for both heaven and earth come Monday August 21. The total solar eclipse of 2017 is set to transform daylight into nightfall, while sending temps on a...

While every car wash faces the risk of damage to customer cars, each business has its individualized exposure. PRIME Insurance understands your needs as a car wash owner. That is why we offer comprehensive plans from...

"We bound an interesting kind of risk today," said PRIME Insurance P&C agent, Laizer Schonbrun. Exploring the insurance options available to the world-famous Twins of France was somewhat of a challenge. Differing...

Here's how one insurance colleague described his 4-day vacation. "This is how I did my holiday time, Sean. I just lounged by the pool, soaking up the fun and sun. What a mistake! The souvenir I brought home is...

Mudslides are basically what the word implies: a mound of mud and similar substance that swiftly falls down the side of a mountain, hill or other steep incline. Question: Where do mudslides occur? Answer: Mudslides can...

A PRIME Insurance Summer Read - Summertime and activity seem a wonderful pair, yet with school out, it's often that parents hear that inevitable cry, "Mom, Dad, I'm so bored!" In reality, being bored is a painful human...

- A PRIME Insurance Safety Article - Though movies and alarming headlines may have you paranoid about a shark attacking, the actual occurrence is not really common. Nevertheless, no one in their right mind would want...