SinglePoint® Essentials ACH

Save time and money by eliminating paper checks.

Experienced small business owners rely on ACH (Automated Clearing House) to make and receive payments. ACH streamlines the payment process by eliminating paper checks, improving efficiency and cash flow management.

ACH services can reduce your risk of fraud.

ACH services allow your business to make and receive payments of all kinds without the inconvenience of cutting or depositing paper checks. Payment types include:

Direct deposit of payroll

Pre-authorized debits

Payments to vendors

Corporate-to-corporate payments

Tax payments

The benefits of ACH are significant. It’s convenient, cost-effective and provides fast access to funds. It also reduces the risk inherent in dealing with checks. In accordance with the rules and regulations of ACH, no financial institution may issue an ACH transaction towards an account, be it debit or credit, without authorization from the recipient.

ACH also gives your business considerable control and flexibility, including the ability to:

Create templates for repetitive payments or collections

Submit batches for next-day settlement until 9 p.m. CT

Schedule an ACH up to 30 days in advance

Define settlement dates and/or frequencies up to a year in advance

Import a NACHA or CSV file

ACH services are available through SinglePoint® Essentials.

ACH is available to small business customers through U.S. Bank SinglePoint Essentials as an add-on service for a monthly fee. Your business can use as few or as many ACH transactions as needed; no minimums or maximums apply.

Deposit products offered by U.S. Bank National Association. Member FDIC.

Access Accounts

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