any news on whether we will be able to access the queue if we are a free member? i can't be a premium member as i got rid of my CC a long time ago because someone had found a way to use it and spend upwards of 6k in my bank leaving me 4k in the negative. i won't ever get a CC again because of that, at least not till i get a better bank to store my cash(never use Salem Five Bank).

you know they do accept paypal, which you can link to your checking account or check card, just sayin

i was forced to close my bank account after i claimed fraud. i also lost the 2k i had in the bank as a result and was left with $15 in a savings account. i've since stopped using the only bank near my house. i save up the old fashioned way which has no fallback if i get robbed, yet more secure in the fact that electronic hacking can't happen to a safe. i also don't have to worry about nearly getting kicked out of my apartment because i couldn't pay my rent.

LordOfTheUnderworldwrote:
i was forced to close my bank account after i claimed fraud. i also lost the 2k i had in the bank as a result and was left with $15 in a savings account. i've since stopped using the only bank near my house. i save up the old fashioned way which has no fallback if i get robbed, yet more secure in the fact that electronic hacking can't happen to a safe. i also don't have to worry about nearly getting kicked out of my apartment because i couldn't pay my rent.

Assuming that was a debit card with a VISA or MasterCard logo, you shouldn't have permanently lost any money, as at least in the U.S., both those have fraud protection. I've continuously had a VISA debit card since about 1982, and have never lost a dime to unauthorized charges. In the worst case, I had most of my bank balance tied up for a couple of days.

Also, debit cards can no longer overdraft your account, unless you specifically opt-in. That said, banks can be rather sneaky about how they get you to do this. My previous bank tried to pitch that opt-in as a type of overdraft protection.

More to the point, another way you can get around the problem is with a prepaid VISA or MasterCard. While I recall that there is a problem using these for a subscription (due to their temporary nature), you can use them to purchase a gift subscription, and then gift that to yourself.

LordOfTheUnderworldwrote:
i was forced to close my bank account after i claimed fraud. i also lost the 2k i had in the bank as a result and was left with $15 in a savings account. i've since stopped using the only bank near my house. i save up the old fashioned way which has no fallback if i get robbed, yet more secure in the fact that electronic hacking can't happen to a safe. i also don't have to worry about nearly getting kicked out of my apartment because i couldn't pay my rent.

Assuming that was a debit card with a VISA or MasterCard logo, you shouldn't have permanently lost any money, as at least in the U.S., both those have fraud protection. I've continuously had a VISA debit card since about 1982, and have never lost a dime to unauthorized charges. In the worst case, I had most of my bank balance tied up for a couple of days.

Also, debit cards can no longer overdraft your account, unless you specifically opt-in. That said, banks can be rather sneaky about how they get you to do this. My previous bank tried to pitch that opt-in as a type of overdraft protection.

More to the point, another way you can get around the problem is with a prepaid VISA or MasterCard. While I recall that there is a problem using these for a subscription (due to their temporary nature), you can use them to purchase a gift subscription, and then gift that to yourself.

i'll think about it. and it was a debit/credit card. i never got my money back and i live in the US in Mass.