The Merit Credit engine is a powerful credit report server and toolkit that makes it possible for your Internet or
in-house business system to integrate credit report data from any or all of the
three national credit bureaus: Equifax, Experian, and Trans Union.

The MCE credit report tools make it practical to map inquiries and results to your
own user
interface. You can implement custom credit scoring and
routing with the raw bureau data, and store credit data in a way that makes
it possible to analyze and refine scoring algorithms. You can centralize credit retrieval and decision
automation to cut costs and simplify administration.