Foreign/Domestic Lottery Schemes: You’ve been told that you’ve inherited or won a large sum of money. Consult with an attorney. Foreign lotteries are illegal in the U.S.

Grandparents Scam: You receive a call from someone pretending to be your grandchild. They tell you that they need money to get out of jail, to fix car problems, or for some other emergency. Call the parents to verify the claim before sending money.

Bank Scams: You’re asked to withdraw money to help with an undercover investigation. The money becomes “evidence” that is not returned.

Investment Scams/Pyramid Schemes: “Get Rich” offers that promise little or no risk. Have your attorney check out any investment.

Free Prize Offers: A “prize” for your credit card number, after a purchase, or for attending a sales pitch, usually costs more that the prize itself.

Vacation Packages: “Low cost” trips that never take place or have hidden expenses.

Don’t fall for these:

“You must pay to win”

“You must decide now”

“We need your credit card number”

“You must pay now”

“Don’t tell anyone, say you need

the money for an emergency”

“The initial investment will be well worth the risk” or “You’ll regret it later if you don’t”

“We do not provide written

information or references”

“You’re stupid if you don’t do this”

“The promise/prize is in the mail”

If you become a victim…

Report fraud to local law enforcement, the Better Business Bureau, or your local consumer protection office.