Student finance is presently in a quagmire and many students literally struggle to get by. The costs of tuition are high in the face of reduced college grants, scholarships and student loans. Despite this, students donít have to despair because there are many ways students can use to save money and, even have fun doing so.

1. Selecting a good and cheap bank for students is one the best ways to save money. These banks will not waste your money in account fees and other unnecessary avoidable expenses. Having a bank that offers free online banking for students are also critical at ensuring you keep check fees in check.

2. In your choice of credit cards, get those which have do not attracts annual fees and interest rates. Getting such cards is not precisely simple-you have to deliberately shop around for them. Saving on the credit cards also requires you pay debts on them fast, to avoid high interest rates.

3. Reducing spending on food and beverages is also in good light. Rather than eat out at expensive restaurants, consider catching some fast foods and when it comes to drinks, local, affordable beer is better than foreign beer. A six pack at home is way better than a set of bottles at the bar.

4. Consider saving on textbooks by buying used textbooks instead of new ones. Use the different textbook price comparison sites online to buy books as this will save you money.

5. Buying a good coffee maker is a good idea as you donít have to spend on useless coffees at coffee shops. If you can tuck a nice coffee thermos in your backpack is critical to maximize the savings.

6. Stock up on snack foods as this is eventually cheaper than buying from coffee shops and fast food spots. Itís always cheaper. Moreover, doing this makes them more portable than you imagine.

7. Donít buy bottled water. Instead, buy yourself affordable and easy to carry water bottle for refilling. If the water in your area is crappy, buying a water filter is an asset you can carry along with than buying bottled water.

8. Taking advantage of students discounts sounds like a good idea when youíre in college. There are several retailers who offer discounts to student customers. If you have a student shopping discounts card, use it or limit your shopping to offer days and during festive seasons. This can save you a lot of money in discounts and offers.

9. If possible, buy used products whenever itís possible and on good products. Get your products on eBay or craigslist to ensure that the prices are significantly lower than if you bought new. Sometimes, buying used is better than buying new and you should take advantage of the savings.