Step 2

Reduce oven temperature to 350°F. Process beans, cream cheese, mayonnaise, cumin, salt and garlic in a food processor until smooth, stopping to scrape down sides of bow as necessary. Add jalapenos and onions; pules just until combined. Spread mixture evenly in a 9-inch pie pan coated with cooking spray; top evenly with Colby Jack cheese. Bake at 350°F until cheese melts and dip is bubbly, about 20 minutes. Remove dip from oven; sprinkle with bacon and cilantro, if desired.