Dallas Chapter 7 bankruptcy attorney Explains Chapter 7 Eligibility

A Dallas Chapter 7 bankruptcy attorney can help you figure out if you are eligible to file a Chapter 7 bankruptcy. Your attorney will go through the stipulations that may dictate whether you are eligible to file for bankruptcy.

Income below Average State Levels

To be eligible for bankruptcy, your average income for the last six months must be lower than the state median for your family’s size. If your income is more than the state’s median income, you will need to prove that your unsecured debts are such that you cannot afford to pay them.

Utilization of Credit Counseling

Before you can file for a Chapter 7, you must show that you have received credit counseling with a U.S. Department of Justice credit-counseling agency. A lawyer may be able to point you in the right direction, or you may consult the Department of Justice website for a list.

Find Out if Bankruptcy Trustee Can Sell Your Home

In some cases, a bankruptcy trustee could sell your house so that you’ll have money to pay off your debts. However, some property cannot be sold. Before you file bankruptcy, seek consultation with a lawyer to determine if you could lose your home. This is especially important if you goal in bankruptcy is to delay foreclosure.

A Dallas Chapter 7 bankruptcy attorney can help you understand if you meet the eligibility requirements and guide you through the process of filing Chapter 7. Contact Warren & Migliaccio for help today at 888-584-9614.

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We worked with Chris and other staff. Chris from the start really worked with us as we were unsure what to do next and what was the best option for us. Chris spent a great deal of time with me on the phone, over email as well as meeting with my husband and I in his office. It can be scary to have the unknowns as we did and he really helped. When dealing with things you just don't know about you have to find someone you can trust to lean on and let them handle it; you can't be an expert on everything. The staff were so helpful and there was never a question on what we needed to get them or needed to do during the process. We were prepared 100% for what was to come and even months after the staff was quick to follow up to make sure that we did not have any questions or have anyone contacting us. They even helped figure out the 'what next' and 'where to go from here' that comes up. I would recommend them to anyone finding themselves facing financial struggle and trying to decide what to do. They give a free consultation over the phone or in the office; worth the call to find out your options.

I recommend Warren and Migliaccio to anyone who like myself, had no idea of what to do next. They were open and honest to me about my bankruptcy. They took time and explained the whole process to me beforehand. I was treated I'm sure, as their more prominent clients even though I'm a single senior with a limited income. They helped me maintain my dignity and I'm sure my sanity too.

I would strongly recommend anyone needing a family law attorney use this office. The staff is so friendly, helpful, and knowledgeable. Gary Warren and Ryan Bauerle were the ones that helped me with a very rough child custody case and they were absolutely amazing. They are very nice guys but they will fight for you!!! I am truly happy that I used them for the case, I could not have asked for a better attorney! Ryan helped me and my husband so much and explained everything so well to us! I can't thank them enough for all they did for me and my family! So anyone please take my advice, if you need a family law attorney give Ryan a call!!!

Everyone in this attorney's office was wonderful! We had one matter that we needed assistance with last year, but they were not able to assist us with it, however Christopher Migliaccio was kind enough to provide us with a list of attorneys who would be able to help. Over the last couple of weeks, we decided to update our wills and powers of attorney and it could not have been any easier to do. They made it so we only had to make one trip to their office to take care of everything. If we need anything else, I would be most happy to do business with them again!