how to get chase freedom ?

how to get chase freedom ?

Hi guys !!

Well I am desperately looking to get a chase freedom card.

But the problem is I have never recieved any offer from chase ever while I have been flooded by everybody else.

Last year I opened a chase savings and checking account and I was told by the guy that I'm pre approved for chase freedom card at that time but I said know cuz I was working on my credit and could'nt afford any hard pull but know its a different case I was recently approved for citi simplicity for 9k so I'm very hopefull if I get an offer from chase I'll be definitely granted.

My question is how can I check if I'm pre approved or not ?

One more thing I recently added my self to my brother's chase freedom as an AU.

Re: how to get chase freedom ?

Congrats on the Citi card! Since you recently applied for credit, I'd wait 6 months to have the best chance of getting approved for Freedom if your credit score/history is borderline. If you're not approved you can always start out with a different Chase card to build good payment history with them. If its one of their main cards like Slate, I'm pretty sure you can PC to the Freedom after 12 months. If its a co-branded card like Chase Amazon or Chase BP you can't PC but they take your history with them into account if you're somehow denied again for the Freedom and do a recon. Good luck!

Re: how to get chase freedom ?

a4aseph wrote:

Hi guys !!

Well I am desperately looking to get a chase freedom card.

But the problem is I have never recieved any offer from chase ever while I have been flooded by everybody else.

Last year I opened a chase savings and checking account and I was told by the guy that I'm pre approved for chase freedom card at that time but I said know cuz I was working on my credit and could'nt afford any hard pull but know its a different case I was recently approved for citi simplicity for 9k so I'm very hopefull if I get an offer from chase I'll be definitely granted.

My question is how can I check if I'm pre approved or not ?

One more thing I recently added my self to my brother's chase freedom as an AU.

Should I just wait and see ?

Please respond.

Regards.

First off Congrats on the Citi Card...I have to say your chances of being approved for the Freedom is good since Citi approved you for $9k limit start

Re: how to get chase freedom ?

a4aseph wrote:

Hi guys !!

Well I am desperately looking to get a chase freedom card.

But the problem is I have never recieved any offer from chase ever while I have been flooded by everybody else.

Last year I opened a chase savings and checking account and I was told by the guy that I'm pre approved for chase freedom card at that time but I said know cuz I was working on my credit and could'nt afford any hard pull but know its a different case I was recently approved for citi simplicity for 9k so I'm very hopefull if I get an offer from chase I'll be definitely granted.

My question is how can I check if I'm pre approved or not ?

One more thing I recently added my self to my brother's chase freedom as an AU.

Should I just wait and see ?

Please respond.

Regards.

Great CL on the CITI Simplicity

I will wait for the CITI to report and when chase looks at your report they will want to compete with CITI. I am a believer that when these big banks look at your full report, having cards from their competitiors with big CL tends to help.

When I got my freedom, I called and they asked me about my usage on the Discover card. Of course i made sure I tell them that's its a discover more (the more competes a lot with the freedom) and if they match my CL or exceed it ,I would use the Chase freedom more

Re: how to get chase freedom ?

Wow congrats on the CITI card! CITI is a PRIME lender. If you use it wisely you will have no problems getting approved for the Chase Freedom. Infact, Chase Freedom is probably easier to get then the CITI card. My A card is a Freedom as well. I'm hoping in 2012 at some point I will be able to get it, also.

Re: how to get chase freedom ?

thank you guys

Well i guess i should wait atleast 6months from now to go for chase.

And just for an update my brother called them ( as he as a chase freedom and i'm an AU on that card) and he was told that probably your AU would get a pre approved offer so i'm just gonna sit back relax for six months and if i don't get an offer i'll definitely go for it.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.