Self-Directed SEP IRA

The Basics

A Simplified Employee Pension (SEP) plan provides employers with a way to make contributions to their employees’ retirement. Contributions must be made directly to an IRA that is set up for each employee, specifically a SEP IRA.

A SEP IRA plan has Low Costs.

SEP IRAs do not have the operating and start-up costs that most conventional employer plans do.
Contributions are tax-deductible in a SEP IRA plan.

You can make tax-deductible contributions of up to 25% of each employee’s compensation. Bonus: If you are self-employed, you are considered an employee!

Freedom of Choice with a SEP IRA plan

You do not have to contribute the same amount each year.

You can self-direct a SEP IRA plan. Use your Self-Directed SEP IRA to invest in a variety of assets such as real estate, private lending, limited liability companies, precious metals, and much more!

Why Consider a SEP IRA?

You want the freedom to choose whether or not you make contributions each year.