When people ask me how my husband and I got out of debt (and have stayed out of debt for more than seven years), I point to these seven habits. From tracking my daily expenses to paying my credit card weekly, these habits have changed my relationship with money — and I am confident that they can do the same for you.

Are you sick of living month to month? Do you hate feeling that no matter how carefully you plan, there’s always an unexpected expense to throw you off your game? If you’re ready to break that paycheck-to-paycheck cycle, there are just two words you need to know: Sink. Funds. They will change your life.

Sure, you want to learn how to be a better budgeter. But what about your kids? In this post, I share some of the tools we have used to talk to our children about money. Our goal: Making sure they understand how money works today, so that when they’re adults, they can be secure and in charge of their finances.

Can’t get on the same page with your better half about money? You’re not alone. According to a 2015 SunTrust Bank survey, conflicts over finances are the leading cause of marital stress. My husband and I spent the first 5 years of our marriage firmly rooted in financial denial. Instead of fighting about money, we barely talked about it. We just kept swiping our credit card and blindly hoping for the best. If you recognize any of those feelings in your own life, this article is for you.