Financial Freedom

We have far more freedom than our ancestors, yet we choose to bargain it for more stuff.

You might be amazed to know that I am still at the same level in terms of my salary as I was 4 years back. Yes, its because of the decisions I consciously made in the past but that’s not the point.

The point is- I am still able to smile. That means I am able to pay my bills timely as well as make future investments.

Back then, It was only me consuming all the salary amount and now, we are a family of 3. Though there are 2 earning hands now but still.

Steps to Financial Freedom in Life

Do not use Credit Cards

Credit cards are self-destructing instruments. They give you the power to spend more than you can afford. We all understand that cards are only issued after analyzing the past records and current payback capacity.

Upasna, it’s super wise of your Mom to urge you into investing. I have realized my folly in not investing and deciding to go for insurance now. I have chucked out my credit card and auto payment is very helpful. I agree with you fully.

Good tips Upasana.I dont have a credit card .Neither does my husband.That has actually been my challenge to do everything for my blog with limited resources.If more people understood this we would have less problems