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I checked emails to find one from my private health insurer - Medibank. Only to be notified that as of 28th September 2015 weight loss surgery will not be covered on basic cover anymore (The only reason why I even bothered with private health cover). I haven't been signed up for a full year. My question is if I will be switching over to another level of cover does that mean any previous time served will be null and void in regards to my application for weight loss surgery? Obviously soon I will call medibank themselves but just wanting to know other people's expierience in regards to similar situation. Cheers