Group history period* incurred to manual loss ratio less than 40 percent

Group history period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group**

Group history period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group**

Underwriters have judgment authority for approving group pricing.

* Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history. ** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

Principal class codes

Click here to view all principal class codes for this group. The principal class code will be used for initial group eligibility review but the description of operations may be evaluated as well to determine appropriate group fit.