In this issue of the PaymentEye e-newsletter, Yannis Larios, Business Development Director, Viva Wallet, takes apart the complex, fragmented and overcrowded value chains at the heart of UK and EU payments and tells you why a cloud-based, end-to-end payments infrastructure is the way of the future.

Elsewhere, Andy Barker, Head of Payments & Partner Products, Magento, breaks down the future of B2B commerce, and the effect millennial demands are having on B2B payments, and PaymentEye asks three payments heavyweight from ACI Worldwide, Paysafe and Nationwide for their take on 10 years of the Faster Payments Service.