In this post I will highlight once again how we can save or earn some money with our credit cards. The very first thing that save you money is getting a credit card that comes with FREE annual fee waiver. This automatically saves you money every year and time too (not needing to call CS for waiver). That is why in my article titledThe Best Credit Card in Malaysia- Is There Really One? I only mentioned about cards that offer FREE annual fees.

Many of us will purchase hundreds of dollars in holiday gifts over the next six weeks, and with some conscious consumerism those dollars could also help some of your favorite nonprofits continue their work in 2012. Now in it’s third year (View the 2009 Edition and 2010 Edition), the 11 holiday gift programs listed below benefit nonprofits and thus help make the world a better place:

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Sometimes when we buy products, we encounter rude or unhelpful staffs, defective products or wrong shipment.

Most international companies would have a policy for code of conduct. Canon even has a website on it in Code of Conduct where the official site for this is Canon Asia Marketing Group (CAMG) Helpline, at www.ethicspoint.com

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I recently came across two investors who made money in property investing, albeit in very different ways in the last two years i.e. from mid 2007 till December 2009 in the midst of the global financial crisis. I have taken the liberty to simplify and change some numbers as well as ignore all expenses so that we can compare apples with apples. Here are the details