Through July 31st, American Express is offering cardholders a one-time $25 statement credit on purchases of $125 or more made at Jet.com. Select cardholders may also find a $10 statement cre... More Details

For Prime members only; ends 7/11. Amazon is now offering an $80 gift card (previously $70) when you're approved for their new Amazon Prime Rewards Visa Signature Card. Good card to get if y... More Details

For Prime members only. Amazon is offering a $70 gift card when you're approved for their new Amazon Prime Rewards Visa Signature Card. Good card to get if you're planning on shopping Prime ... More Details

Make sure to pay more than the minimum balance owed each month so you’re paying down the balance, and not just the interest. To find a card with the best interest rate and terms to fit your budget, research the different options offered by the major institutions: American Express, Mastercard, Visa and Discover.

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We hear warnings all the time about overextending ourselves, but credit cards can be your friend. Its important to build a good credit rating to qualify for lifes large purchases like home mortgages and vehicle loans. Using credit cards is the best way to build that credit; you just have to use them responsibly. In 2015, the average American household owed $15,000 in credit card debt. According to the experts at U.S. News & World Report, the best way to manage credit cards is to charge only what you can afford to pay off in full every month. Of course, emergencies happen - hospital bills, car repairs, a sanity-saving trip to Hawaii -- which may require monthly payments. In those cases, just make sure to pay more than the minimum balance owed each month so youre paying down the balance, and not just the interest. To find a card with the best interest rate and terms to fit your budget, research the different options offered by the major institutions, American Express, Mastercard, Visa and Discover.

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