The 41 percent of American's living payday-to-payday still insist on leisure items

Although 41 percent of Americans live paycheck-to-paycheck, they see Internet access as a necessity according to a survey conducted by Harris Interactive on behalf of CareerBuilder.

Some 57 percent of those responding said they still wouldn't give it up despite financial concerns. About 24 percent of those surveyed weren't willing to hand over their cell phone or give up Internet access, driving and cable TV, the survey reported.

Each age group up to the "55 and older" segment hit the 40 percent mark for living payday-to-payday. This means less money is going towards their retirement, according to the report.

Only 11 percent of Americans manage to save between $251 and $500 each month, while more than a quarter empty their bank account each month, according to the infographic.