What is Happening in Baltimore, MDPaycheck to Paycheck2014 First Quarter FindingsAnnounced on September 23, 2014

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Data on the median-priced home are from the
National Association of Home Builders' Housing Opportunity Index for the first quarter (1Q) of 2014.
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for metro area definitions.
The annual income needed to qualify for a mortgage was calculated using
the average prevailing interest rate, assumes a 10 percent downpayment
and the use of private mortgage insurance, and includes principal,
interest, taxes and insurance.

Wage data are as of February 2014 and were obtained from a proprietary database of salary information by geographic location maintained by Salary.com.

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Rental data are from the U.S. Department of Housing and Urban Development's report on Fair Market Rents for the year 2014
and are based on a survey of recently occupied units.
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for metro area definitions, and
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for FMR documentation from HUD.
The Income Needed to Afford is the annual income
that must be earned so that this rent does not exceed 30 percent of
income, a standard measure of affordability.

Wage data are as of February 2014 and were obtained from a proprietary database of salary information by geographic location maintained by Salary.com.