It's an unlikely place to look, but lessons from the world of financial investing provide us with some clues as to how we can protect ourselves from the ravages of relationship breakdown, writes Andrew Robertson.

The accounting sector's professional standards body is meeting today, but only 15 minutes is dedicated to discussing the conflicts of interest that risk customers coming second to profits for many accountant financial planners.

Mortgage brokers are undertaking a major ad campaign to defend their industry against Kenneth Hayne's recommendations that they lose their commissions, but many of their arguments struggle to stack up.

Borrowers may have to pay an upfront fee when their home loan is arranged, in a move applauded by consumer advocates but which mortgage brokers say would devastate their industry and increase the dominance of the big four banks.

Many people have professed shock at the banking bad behaviour exposed by Kenneth Hayne's royal commission, but anyone who's watched the financial sector for a long time knows these scandals have been building for decades in the period of bank deregulation.

Restoring public trust in scandal-ridden financial institutions and re-establishing the free flow of credit will headline the Federal Government's response to the final report of the banking royal commission.

:After 68 days of public hearings, 134 witnesses and more than 10 thousand submissions, tomorrow The Banking Royal Commission final report is due to be handed to Federal Government tomorrow. But even before Commissioner Kenneth Hayne hands down his final recommendations, the public hearings have exposed the dark underbelly of the Australian financial system.Statement to 7.30 from Freedom Insurance.

Zhenya Tsvetnenko is facing extradition to the US for allegedly defrauding mobile phone customers by billing them for unwanted premium SMS services. This is how direct billing schemes operate here and how to avoid being caught out.

To get income protection and life insurance, Julie Gilbert had to grant the insurer access to her medical history, but, advocates want the industry to change, saying the practice goes too far and is an "unfair breach" of Australians' privacy.

Ricky Proudfoot was forced to pay extra to ensure he didn't miss two weddings — including his own — after Jetstar bumped him from a flight, but his situation isn't uncommon and there's little we can do about it.

Cheryl Hendy spent big dollars on airfares with Bestjet before the company folded — but it's losing the chance to take her sister to Paris to celebrate five years in remission from breast cancer that's most upsetting.