Is it the right time to shop for Auto Insurance?

Did you know that car insurance rates constantly fluctuate and vary each month? Find out when you should shop for new quotes.

See how my rates are trending:

How we calculate these rates:

How we calculate these rates:X

In addition to your input, rates are based on one car and one driver with no traffic violations and state minimum coverage. Rates assume the driver is an employed college graduate and a homeowner with no lapse in coverage. Vehicle is assumed to be garaged on premises and used primarily for commuting and is driven 15,000 miles annually. These rates also include a percentage discount to reflect an aggregate of commonly available carrier discounts. Rates displayed are estimates and are not guaranteed.

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Age:

Marital Status:

Rates are moving up!

Lock in rates before they rise.

$101a month

Drivers like you are paying an average of $101/mo right now.

How we calculate these rates:

How we calculate these rates:X

In addition to your input, rates are based on one car and one driver with no traffic violations and state minimum coverage. Rates assume the driver is an employed college graduate and a homeowner with no lapse in coverage. Vehicle is assumed to be garaged on premises and used primarily for commuting and is driven 15,000 miles annually. These rates also include a percentage discount to reflect an aggregate of commonly available carrier discounts. Rates displayed are estimates and are not guaranteed.

Rates are on the rise for drivers like you! If you are currently paying more than $101/mo, now may be the perfect time for you to lock in low rates before they rise again.

Give our free customized quote comparison tool a test drive to see just how much your rates can be reduced!

Car Insurance Quotes

Whether you love driving your car or just need wheels to get from A to B, you don't want to pay more than you have to for auto insurance. With insuranceQuotes, the top online resource for free auto insurance quotes, tools, expert tips and advice, you'll find the right car insurance at the best price.

Auto insurance rates are always changing. That's why it's important to shop and compare rates, otherwise you might be paying too much

It's easy to request free quotes and compare car insurance rates from different companies. We find the best quotes for you, so you don't have the hassle of calling multiple insurance companies.

Brand loyalty can help or hurt.

It might be easier to just stick with what you know, but it pays to look at the competition and compare quotes from multiple insurance companies. . While some auto insurers offer loyalty discounts, in some cases, you can pay less by switching providers. We'll help you figure out which option gives you the right coverage at the best price.

Location, location, location–even in insurance.

The state where you live, and even your neighborhood, influences how much you pay for auto insurance! Moving into a a safe neighborhood could save you money on car insurance, likewise, relocating to a big city could cause your rate to go up. Your ZIP code tells us how to begin matching you with the best auto insurance quote for your situation.

The list goes on and on! We know the ins and outs of auto insurance rates, so we use our expert knowledge to compile the most pertinent information about you in order to deliver quality auto insurance quotes at the best price.

How we get the best auto insurance rates

We use our partnerships with local insurance agents and national providers to bring you the most detailed and accurate auto insurance quotes. All we need is some basic information and you'll have your quotes in minutes. insuranceQuotes is the best way to shop smarter and find the best value!

Parents often make deadly mistakes when installing child car seats. A 2001 study by the National Highway Traffic Safety Administration (NHTSA) found that in 72 percent of nearly 3,500 inspections, … more

Calculator Assumptions:X

Calculator assumptions are based on a hypothetical driver with excellent credit, a bachelor’s degree, and no lapse in coverage who drives 15,000 miles per year, has state minimum policy limits, a $500 deductible on collision and comprehensive coverage and uninsured motorist coverage.

Legal Disclaimer

Legal Disclaimer:X

See "Calculator Assumptions" for certain assumptions used in this calculation. Calculation based on historical data which may not predict future results. You should not rely solely on this tool to determine how much car insurance rates may go up or go down when insuring a different vehicle. There are numerous factors you should consider, including the terms of your insurance policy, the laws in your state, and your past driving record, among others. Your use of this tool is governed by Bankrate Insurance's Privacy Policy and Terms of Use.

Replacing a 1991hondacivic with a 1991hondacivic could raise insurance rates by 50%.

Calculator Assumptions

Calculator Assumptions:X

Calculator assumptions are based on a hypothetical driver with excellent credit, a bachelor’s degree, and no lapse in coverage who drives 15,000 miles per year, has state minimum policy limits, a $500 deductible on collision and comprehensive coverage and uninsured motorist coverage.

Legal Disclaimer

Legal Disclaimer:X

See "Calculator Assumptions" for certain assumptions used in this calculation. Calculation based on historical data which may not predict future results. You should not rely solely on this tool to determine how much car insurance rates may go up or go down when insuring a different vehicle. There are numerous factors you should consider, including the terms of your insurance policy, the laws in your state, and your past driving record, among others. Your use of this tool is governed by Bankrate Insurance's Privacy Policy and Terms of Use.

How Traffic Tickets Affect Auto Insurance Rates

See how tickets may affect premiums:

State

Annual Premium:$

Violation

Current Rate

$/yr

New Rate

$/yr

For residents, can increase rates by %.

Calculator Assumptions

Calculator Assumptions:X

Calculator assumptions are based on a hypothetical married and employed 45-year-old female with high education, excellent credit, and no lapse in coverage with policy limits of $100,000 for injury liability for one person, $300,000 for all injuries, a $500 deductible on collision and comprehensive coverage, including uninsured motorist coverage, for vehicles from the following list: 2012 Toyota Camry, 2012 Honda CRV, 2012 Honda Civic, 2012 Ford F150, 2012 Toyota Prius.

Legal Disclaimer

Legal Disclaimer:X

See "Calculator Assumptions" for certain assumptions used in this calculation. Calculation based on historical data which may not predict future results. You should not rely solely on this tool to determine how much your car insurance rate may go up if you commit a traffic violation. There are numerous factors you should consider, including the terms of your insurance policy, the laws in your state, the nature of the violation and your past driving record, among others. Your use of this tool is governed by Bankrate Insurance’s Privacy Policy and Terms of Use.

Expert Blog

Laura Adams is a personal finance expert and award-winning author who is Senior Insurance Analyst for insuranceQuotes.com. She represents Bankrate Insurance’s web properties in the media and works as an advocate to make sure consumers protect their financial futures by having the right kinds of insurance.