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Selling High - We all want Top Dollar when we sell our house, why wouldn't we. But knowing the best time to sell requires knowledge and experience of everything that affects the Real Estate Market.

There's a lot more to "timing" the sale of a house than just hearing the market is hott. The Spring housing season usually gets off to a strong start by the end of March, this a a time when people are past the busy holiday seasons and start thinking about buying a home. However, that doesn't always qualify it for the Best Time to Sell, let me explain...

An important step that needs to be considered when selling a house is understanding WHY you want to sell because without a "why" there really isn't any incentive to sell. If you know your "why" then you're off to a great start, if you do not know your "why" than be sure to read to the end of this article where I provide some clarity to help you find it.

​Refinance - a great option for getting your Dream Pool and Backyard Oasis

Often times one of the items on a home buyers "want" list is a swimming pool, and unfortunately it's often one of the first items removed from the list when the right house doesn't have one.

If you fall into this category then it is likely you've considered having your own backyard oasis installed. The cost of adding a pool start in the mid $20,000's and can certainly go up from there, depending of course how many back yard amenities you want to go with it.

If you've done some research you've likely found it's not only the cost of the pool, but also the interest rates that pool companies are charging these days. With rates in the mid "teens" it's another hard blow to the dream of having a pool.

For Sale By Owner VS Hiring a Realtor - It's all about Money, bottom line

​Maybe we should just sell it ourselves?It's a question that runs through every seller's mind, the only reason is to Save Money, that's it ... or we'd never try to do it ourselves. If you've never tried then you might think it's easy, however that thought may soon dissipate and you'll be chalking it up to another learning experience.

I'm going to teach you how to do it yourself and what you can expect in the process, but understand that there's more to it than setting a price and placing an ad on the internet.

​It takes less money to buy a home then most people think and it doesn't even have to be your money.

There is a misconception among would-be Home buyers that you must have $10,000 to $20,000 to purchase a home, this is absolutely NOT true. The purpose of this post is to help you understand that there are Loan programs available that reduce the amount needed for down payment and often times closing costs too.

I am going to teach you the truth about down payments, whether you're a First Time home buyer or buying your second home, Down Payments are there, but they don't have to break the bank, Here's why ...

We're constantly hearing about credit scores, where to get a free credit report and there're are plenty of people out there that want our money to "fix" our score. The truth is that most of the time you can increase your credit score all by yourself, you just don't know what affects the score and you haven't been taught how to increase it.

I'm going to show you what I have learned, why it works and how it has helped many people get their FICO score increased so that they were able to get lending on a home. You can put these things strategies to work right now and you may be able to increase your credit score in as little as 45-90 days.

When you make a decision to sell your house the first thing you'll likely do is set a price. We all want as much as we can get when selling our house, or anything for that matter. However, research has shown that most sellers feel their house is worth much more than it actually is, and the inflated price usually prevents the house from selling at Top Dollar.

​Obviously this is the opposite result that we want, the goal is to get Top Dollar and we have to do everything we can to accomplish this, right? Let me explain what happens when you start too high on the asking price, how to get Top Dollar and how to find the True Market Value so you know you're Priced Right.

The thought of applying for a home loan intimidates a lot of people and I believe the reason is car salesmen. You've likely experienced buying a car and the experience was anything but great, there's the 4 square piece of paper meant to "help" you by examining payment Vs cost, then the numbers start to change ... it's usually a dreaded experience.

When it comes to applying for a home loan it honestly is nothing like being at a car dealership, if you're doing it right. By doing it right I mean you're using a Professional, someone that understands finance, knows the market and the programs available. This Loan Professional will help you get Pre-Qualified so you know how much you can spend.

​Most people ask about loan rates, rarely do they inquire about Loan FEE's. Borrowers have been trained through marketing to watch loan rates, and Lenders know this. Rates are everywhere so naturally you're led to believe they're important, and they are. However don't let a lender low ball the rate just to get you in their office, chances are the rate will change later, here's why ...

There are 100's of websites you can use to search for a home, and nearly everyone of them is fighting for your attention so they can sell your information to a high bidding Real Estate Agent.

The good news is, you can use many of these sites and never enter your information. I have found that the less intrusive one is Realtor.com, it also happens to be the only one with real time updates tied directly to Realtors MLS systems nationwide.

I am going to show you how to set up a search that will remove the houses you likely wouldn't want and focus results on the Homes you'll love. Let's get right to it ...