final TextArea termsTxtArea = new TextArea();
termsTxtArea.setFieldLabel("Terms & <br>Conditions");
termsTxtArea.setValue("Standard Terms and Conditions\n\nPLEASE READ VERY CAREFULLY THESE TERMS AND CONDITIONS AND THE WEBSITE BEFORE REGISTERING. PARTICIPATION INDICATES THAT YOU ACCEPT THESE TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, PLEASE DO NOT REGISTER FOR OR PARTICIPATE IN THIS ONLINE PROGRAM.");
termsTxtArea.setReadOnly(true);
termsTxtArea.setHeight(200);
panel.add(termsTxtArea);