“I don’t have enough money to begin investing!”…bullshit!

I can’t tell you the number of times I’ve heard people say that they cannot afford to invest in the stock market. That’s pure nonsense!

Do you smoke…cigarettes, weed, something else? Can you not live without that daily (or twice-daily) pumpkin spice latte? Do you feel you “must” buy a new pair of shoes every two weeks?

I have a friend who can only afford to buy one or two shares of Activision Blizzard (ATVI) every month. She is working her way out of debt. When first faced with the idea of investing, she had no idea where she would find the extra funds. What she started doing is bringing her lunch to work most days, instead of buying it. By doing this, she is now able to put $50.00, and sometimes more, into her investment account each month.

How about your cell phone plan? Many people pay over $100 per month for service for one person. This is way too much! My cell service is through Boost. I pay $50.00 per month for unlimited service, and get everything I need. I try to keep my expenses low in every way I can.

Need inspiration? Check out this janitor who amassed an $8 million fortune.

The dollar amount you save is not important. What is important is developing the habit of investing. Once you start to invest, the likelihood that you will continue will increase over time. Start by putting $25 (or more!) aside every two weeks toward your financial freedom. That may not seem like much, but it will compound over time, and before you know it, YOU will become a wealthy Joe!

Stop making excuses! If you want something badly enough, you’ll make it happen. Change your habits, cut expenses, and find a way to put at least $25 aside every two weeks to invest. Share your ideas with me here in the comments!