International Insurance Plans

Welcome to IMG's section of Coverage without Boundaries®! We know that the reasons to travel abroad are many and varied - that's why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.

For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. You may also obtain more detailed plan information by clicking on the "Download a brochure & application" link associated with each product. Once you have determined which plan best fits your needs, click on the "Quote/Buy Insurance" link and you can complete the simple and easy-to-follow application.

Patriot Travel Medical Insurance®
Short-term travel medical insurance for individuals, families and groups from 5 days to 2 years.

Patriot Travel Medical Insurance is designed to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $2,000,000.

There are two plans available: Patriot InternationalSM provides coverage for people traveling outside their home country whose destination excludes the United States or its territories. Patriot AmericaSM provides coverage for people traveling outside their home country whose destination includes the United States or its territories.

Outreach Travel Medical InsuranceSM
Individual & family – Short-term coverage available from five days up to two years.

The Outreach product addresses the medical insurance needs of U.S. citizens and non-U.S. citizens who need temporary medical insurance for church or mission related travel anywhere outside of their home country. Coverages include Emergency Medical Evacuation, Repatriation, and your choice of deductible and policy limits.

Patriot America® Plus
Short-term travel medical insurance for non-U.S. individuals, families, and groups from 5 days to 2 years

Patriot America Plus addresses the insurance needs of non-U.S. citizens looking for temporary medical insurance coverage while traveling to the United States. The plan offers coverage for medical benefits (including the Acute Onset of Pre-existing Conditions), emergency medical and political evacuation, repatriation and a choice of deductibles and plan maximums up to $500,000.

Global Medical Insurance (GMI) is a flexible, long-term, annually renewable, U.S.-style major medical insurance program designed for U.S. citizens living abroad, and non-U.S. citizens throughout the world.

GMI offers the flexibility to select from an assortment of four unique benefit plan options – Silver, Gold, Gold Plus, and Platinum - each with different levels of coverage. In addition, there are different areas of coverage available, optional riders, flexible underwriting methods, as well as multiple deductibles and modes of payment.

Global Mission Medical Insurance (GMMI) is a flexible, long-term, annually renewable, U.S.-style major medical insurance program designed for U.S. citizens living abroad, and non-U.S. citizens throughout the world.

GMMI offers the flexibility to select from an assortment of four unique benefit plan options – Silver, Gold, Gold Plus, and Platinum - each with different levels of coverage. In addition, there are different areas of coverage available, optional riders, flexible underwriting methods, as well as multiple deductibles and modes of payment.

Patriot Platinum Travel Medical InsuranceSM
Individual & family – First-class short-term coverage available from five days up to three years.

Patriot Platinum provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today. Patriot Platinum builds upon the core benefits of the Patriot Travel plan and can provide up to $8,000,000 of coverage with enhanced benefits and services, including our Global Concierge & Assistance ServicesSM.

There are two plans available: Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.

Patriot Green Travel Medical InsuranceSM
Individual & family – Environmentally conscious short-term coverage available from five days up to two years.

Patriot Green Travel Medical Insurance is designed for the environmentally conscious traveler and provides him up to $2,000,000 of medical coverage and services. This plan offers the same core benefits as the Patriot Travel plan, but it also offers eco-friendly benefits including an Eco Sports Rider covering such activities as jungle zip lining, wildlife safaris, and cave tubing. The plan provides for the purchase of carbon offsets, paying an additional AD&D benefit to an environmentally conscious organization, and it is paperless.

There are two plans available: Patriot Green InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Green AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.

Patriot Multi-TripSM
Individual & family - Short-term coverage available up to three years for travelers who take frequent trips throughout the year.

Patriot Multi-Trip is designed for individuals and families who travel frequently outside their home country throughout the year. The plan offers the ease and convenience of purchasing an affordable single annual premium plan that provides coverage for trips up to 30 or 45 days in length for each trip taken during a period of 12 months. The plan provides up to $1,000,000 of medical coverage and services.

There are two plans available: Patriot Multi-Trip International provides coverage for U.S. citizens that take multiple trips annually outside the U.S., and Patriot Multi-Trip America provides coverage for non-U.S. citizens that take multiple trips annually outside their home country and/or country of citizenship.

GlobeHopper® Senior addresses the insurance needs of U.S. citizens and U.S. permanent resident seniors who need temporary medical insurance while traveling outside the U.S. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $1,000,000.

There are two plan options available: Single-Trip helps protect travelers who need travel medical insurance coverage from five days up to 12 months while on a single trip. Multi-Trip offers flexible protection to frequent travelers who prefer to purchase an annual plan to cover multiple trips throughout a 12-month period, with each trip covered up to 30 days maximum.

Outreach Group Travel Medical InsuranceSM
Groups of five or more members

Outreach Group Travel Medical Insurance is designed for groups of five or more members looking for temporary medical insurance coverage while traveling outside of the United States and outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical, repatriation, and a choice of deductibles and plan maximums up to $1,000,000.

Daily rates are the same for all ages in the group and the maximum age is 79. Coverage can be purchased for as little as two days

GEOSM Group
Groups of two or more members - Long-term annually renewable employer sponsored group insurance.

GEO Group is a worldwide benefits program designed for groups of two or more internationally assigned employees.
It offers a base medical plan and an alternative medical plan, plus additional coverage options, including dental, life, daily indemnity, and disability income benefits for employees and their families.

This comprehensive and customizable benefits package is specially designed for multinational employers seeking Global Peace of Mind® as their employees embark on their travels.

Patriot Platinum Group Travel Medical InsuranceSM
Groups of five or more members – First-class short-term coverage available from five days up to three years.

Patriot Platinum Group provides first-class protection for groups of five or more non-related international travelers who want to obtain the maximum coverage and most comprehensive services available in a short-term group travel medical product. Patriot Platinum Group builds upon the core benefits of the Patriot Group Travel plan and can provide up to $8,000,000 of coverage with enhanced benefits and services including our Global Concierge & Assistance ServicesSM.

There are two plans available: Patriot Platinum InternationalSM Group provides coverage for U.S. citizens traveling outside the U.S. Patriot Platinum AmericaSM Group provides coverage for non-U.S. citizens traveling outside their home country.

Patriot Green Group Travel Medical InsuranceSM
Groups of five or more members – Environmentally conscious short-term coverage available from five days up to two years.

Patriot Green Group is designed for groups of five or more non-related environmentally conscious international travelers and provides them up to $2,000,000 of medical coverage and services. This plan offers the same core benefits as the Patriot Group Travel plan, and it also includes eco-friendly benefits including an Eco Sports Rider, covering such activities as jungle zip lining, wildlife safaris, and cave tubing. It also provides for the purchase of carbon offsets, paying an additional AD&D benefit to an environmentally conscious organization, and it is paperless.

There are two plans available: Patriot Green InternationalSM Group provides coverage for U.S. citizens traveling outside the U.S. and Patriot Green AmericaSM Group provides coverage for non-U.S. citizens traveling outside their home country.

Patriot Multi-TripSM Group
Groups of five or more members - Short-term coverage available up to three years for travelers who take frequent trips throughout the year.

Patriot Multi-Trip Group is designed for groups of five or more people who travel frequently outside their home country throughout the year. The plan offers the ease and convenience of purchasing an affordable single annual premium plan that provides coverage for trips up to 30 or 45 days in length for each trip taken during a period of 12 months. The plan provides up to $1,000,000 of medical coverage and services.

There are two plans available: Patriot Multi-Trip International Group provides coverage for U.S. citizens that take multiple trips annually outside the U.S., and Patriot Multi-Trip America Group provides coverage for non-U.S. citizens that take multiple trips annually outside their home country and/or country of citizenship.

Patriot Exchange ProgramSM
Individual or groups of five or more members - Short-term coverage available from one month up to four years for educational and cultural exchange programs.

Patriot Exchange Program is designed to meet the U.S. visa travel insurance requirements for individuals and groups of five or more students studying abroad or participating in a cultural exchange program, including J1 and J2 visa holders. Coverage may be purchased for spouses and unmarried dependent children traveling with the student/participant on individual coverage. Families are not eligible for Group coverage. Individuals and groups have the option to select from different plan options - $50,000, $100,000, $250,000, and $500,000 maximum per illness/Injury. The $50,000 maximum per Illness/Injury option does not comply with J1 and J2 visa requirements.

This program also offers three different areas of coverage, and an Optional Add-On plan for high school sports, personal liability and legal assistance. In addition to the Short-Term plan, groups may purchase an annually renewable Long-Term plan option that that has the flexibility to be tailored to meet specific needs of each program.

Student Health AdvantageSM
Individual or groups of five or more members - Long-term coverage available from one month up to five years for educational programs.

Student Health Advantage is designed to meet the needs of international students, scholars, and faculty, their families, and groups of five or more involved in long-term educational programs. Coverage may be purchased for spouses and unmarried dependent children traveling with the student/participant on individual coverage. Families are not eligible for Group coverage. In addition to meeting the requirements of the J1 Visa, this plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.

The iTravelInsured SE program is our most popular plan for domestic and international destinations. Travel Insurance coverage and benefits are available whether traveling on a cruise or a tour vacation abroad. Children under 18 are covered at no additional cost per eligible adult insured. Family extras such as movie rental, internet usage and additional kennel fees caused by travel delay are included.

The iTravelInsured LX plan provides our highest levels of benefits for the more discerning travelers. Cancel for Any Reason and Interruption for Any Reason coverage is included at no additional cost. This program provides coverage for most adventure activities and it is ideal for travelers going to remote and exotic locations worldwide.

The iTravelInsured Lite Insurance plan is designed for travelers seeking to protect their trip investment against trip cancellation and trip interruption. It is our lowest priced travel insurance program and provides coverage for travel and baggage delay as well as access to our 24/7 emergency travel assistance service.

Patriot AdventureSM Travel Medical Insurance
Individual & family - Short-term medical coverage available from 30 days up to six months for adventure sports enthusiasts.

Patriot Adventure is designed for the adventurous international traveler. It provides benefits for those traveling abroad who also intend to participate in non-contact amateur athletic activities and a select group adventure sports.

There are two plans available: Patriot Adventure InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Adventure AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.

Global Crew Medical (GCMI) is a flexible, long-term, annually renewable, U.S.-style major medical insurance program designed for professional marine captains & crew members throughout the world.

GCMI offers the flexibility to select from an assortment of four unique benefit plan options – Silver, Gold, Gold Plus, and Platinum - each with different levels of coverage. In addition, there are different areas of coverage available, optional riders, flexible underwriting methods as well as multiple deductibles and modes of payment.

International Marine Medical InsuranceSM
Groups of two members or more members - Long-term annually renewable group insurance for professional marine crew.

International Marine Medical Insurance (IMMI) is designed specifically to provide comprehensive medical insurance to groups of professional marine crew by offering continuous coverage worldwide. IMMI provides $1,000,000 of coverage per certificate period with a full range of benefits. Group members will be covered worldwide, including their country of citizenship, 24 hours a day.

CrewSelect InternationalSM
Individual & groups of two or more members - Long-term annually renewable group insurance for professional marine crew.

CrewSelect International is a comprehensive and portable international medical insurance plan designed specifically for professional marine crew. The plan is offered in three currencies: Euro, GBP and U.S. Dollars. This plan is preferred by professional brokers and marine crew because of its European plan design and flexibility of currency.