02 - Initiate a Payment

Description

To carry out a payment initiation with the XS2A APIs, it is necessary to establish a consent between the TPP, the PSU and the ASPSP. To validate the payment, you will have to perform an OAuth2 authorisation.

Payment Initiation

Initiate Payment Resource

POST /berlingroup/v1/{payment-service}/{payment-product}

Creates a payment resource at the ASPSP for a given payment service and product. Specificities for this API and available services and products are listed in the dedicated HowTo.

Create an authorisation sub-resource of the payment resource and start the authorisation process.

The usage of this access method is only necessary if the TPP has asked to start the authorisation process separately from the payment initiation (using the “TPP-Explicit-Authorisation-Preferred” Header).

Authorization request

GET /berlingroup/authorization/authorize/{authorisation-id}

Requests an authorisation from a PSU following the OAuth2 protocol. Details of the authentication workflow and user interfaces are described in the dedicated HowTo section. Our specificities regarding the OAuth2 protocol are listed below.

response_type : codecode_challenge_method : S256

After successful authorisation, the user will be redirected to the redirect URI provided in the request with the following parameters :