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Death was due to suicide within 1 year from the policy date or any date of reinstatement, whichever is later.

Total and permanent disability was due to intentionally self-inflicted injury; any act due to war, declared or not; or military, naval or air service for any country at war, declared or not.

Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions under this policy.

Disclaimers:

These insurance products are obligations only of the insurance company.

They are not bank deposits or obligations of or guaranteed by Citibank Berhad, Citibank NA, CitiGroup Inc. or any of its affiliates or subsidiaries.

This document does not constitute the making of any offer or invitation to subscribe for insurance products nor does it amount to solicitation by Citibank Berhad, Citibank NA, CitiGroup Inc. or any of its affiliates or subsidiaries for application of insurance products by anyone in any jurisdiction in which the making of such offer or invitation to subscribe or the solicitation thereof is not authorized or to any person to whom it is unlawful to make such an offer, invitation or solicitation.

This document also does not constitute the distribution of any information by anyone in any jurisdiction in which such distribution is not authorized or to any person to whom it is unlawful to distribute such a document.

Please refer to the Product Disclosure Sheet for further details. All benefits listed above are subject to terms and conditions. You are advised to read and understand the policy terms and conditions before you decide to purchase the policy.