Delta Dental Plan Options

As the nation's leading dental benefits provider, we offer quality, cost-effective choices designed for you, your family, and your well-being. And with more than 92% of all Colorado providers participating in our PPO and Premier networks, you get the most choice of any carrier. Whichever plan you choose, top-quality customer service that makes you smile is our priority.

Our PPO plus Premier plan allows you to choose from more than 3,200 participating providers across the state. Participating providers file claims directly with Delta Dental and accept Delta Dental’s reimbursement in full. You are responsible only for your deductible and coinsurance (based on your plan), as well as any charges for non-covered services.

You may see any dentist; however, your out-of-pocket expenses will be less if you see a Delta Dental network dentist. The biggest discounts come from the 2,200 PPO dentists in our network.

We like to call this one the PPO Advantage! You have the option to see any provider, but all claims are paid according to the PPO fee schedule (maximum allowable charge), meaning you will pay more and run the risk of balance-billing when you select a non-PPO provider.

You may see any dentist; however, when you see a PPO provider, you are ensured the lowest out-of-pocket costs.

A plan that closely mirrors an employer-sponsored dental plan. The Enhanced plan offers an ample benefit backed by the large provider network and outstanding service you expect from the state’s No. 1 dental carrier.

On this plan, you may visit any licensed dentist, but you will receive the greatest out-of-pocket savings if you see a Delta Dental PPO provider. If you choose to visit a Premier provider, you will still save money because Premier providers also accept discounted fees (however, discounts are not as great as if you see a PPO provider).

Classic Plan

An affordable plan with a traditional design. The Classic Plan covers most major procedures and is backed by Delta Dental’s large provider network and outstanding service.

On this plan, you may visit any licensed dentist, but you will receive the greatest out-of-pocket savings if you see a Delta Dental PPO provider. If you choose to visit a Premier provider, you will still save money because Premier providers also accept discounted fees (however, discounts are not as great as if you see a PPO provider).

Clear Plan

Dental insurance without a lot of dental-insurance jargon. The Clear Plan states in advance how much you’ll pay for dental work, and that’s exactly what you pay - nothing more! Additionally, this plan has no deductibles, no annual maximum, and no waiting periods.

Benefits are paid only when members see a Delta Dental PPO or a Delta Dental Premier dentist. There are no benefits when a member sees a dentist outside of the Delta Dental network.