Rates Effective 08/01/2018*All rates and yields
stated below are accurate as of the date shown, and are
subject to change without notice.

Loans

Loan Term

APR **(Annual Percentage Rate)

Signature

12 - 60 mos

8.99% - 16.99%

Line of Credit

variable

8.99% - 16.99%

VISA Classic

variable

12.90%#

VISA Platinum

variable

8.90%#

Home Equity Line of Credit, variable rate*

Please contact CU***

Please contact CU***

Home Equity Fixed Rate

Please contact CU***

Please contact CU***

New or Used Vehicle

12 - 84 mos

2.49%-17.99%

New or Used Motorcycle

12 - 72 mos

4.50% - 12.50%

New or Used Boat or RV

12 - 180 mos

6.50% - 11.75%

Holiday Loan

12 mos

12.00%

APR = Annual Percentage Rate
NEW RATES DO NOT APPLY TO EXISTING PWC ECU LOANS. RATES ARE FIXED FOR LIFE OF LOAN.
* Home Equity Line of Credit is a variable rate, subject to change the first day of January, April, July and October.** The Annual Percentage Rates (APRs) shown above reflect the current ranges of APRs offered. The APR may be adjusted based on
individual credit standing, term loan-to-value and debt-to-income ratio.
*** No pre-payment charges or penalties. No annual fees. Closing costs range from approximately $525 - $2000 based on your loan
amount.. Minimum APR of 5.50%APR and maximum of 18%APR. The Credit Union will use the WSJ Prime Rate or 5.50% as the minimum Index
Rate, whichever is greater.
#PWC ECU will begin to charge interest on VISA Credit Card purchases on the transaction date. Cash Advance Fee $5.00 or 2.00% of the amount
of each cash advance,whichever is greater. Foreign transaction fee is 2.00% of each transaction in U.S. dollars. Penalty fees: Late VISA payment
fee=up to $25.00. Returned VISA Payment fee is up to $25.00.
##New purchase only, no refinance available at this rate. Please contact credit union for verification.

Payment Examples###

Loan Type/$

APR

Term

Approx Pymt/Mo

Signature $10,000.00

8.99%

60 mos

$208.36

Line of Credit $10,000.00

8.99%

39 mos

$300.00

VISA Platinum $10,000.00

8.90%

64 mos

$200.00

New or Used Auto $19,000.00

2.25%

60 mos

$335.45

New or Used Motorcycle $10,000.00

4.50%

60 mos

$186.81

New or Used Boat/RV $30,000.00

8.50%

84 mos

$476.89

Holiday Loan $ 1,200.00

12.00%

12 mos

$112.00

###Payment Examples are to show estimated payment terms. APR = Annual Percentage Rate. Your actual APR will be determined at the
time of disbursement of the loan, and will be based on your application and credit information. Not all applicants will qualify for the rates
in these examples.

**TIS/Rates Declared and Paid 06/30/2018*All rates and yields stated below are accurate as of July 1,
2018, the last dividend declaration date 6/30/18.

ALWAYS CONTACT THE CREDIT UNION FOR CURRENT
RATES, AS THEY ARE SUBJECT TO CHANGE WITHOUT
NOTICE!