Category: Factoring

I have written a lot about invoice finance in recent months, including articles on how this form of business funding can help businesses find new working capital, and what to look out for when you are seeking such a facility. Parts of the invoice finance industry have come in for a good deal of criticism […]

Could invoice finance be right for your business? To find out, here’s two questions to ask yourself: Does your business supply goods or services on credit terms to other businesses? Do you need additional working capital? If the answer to these questions is “yes”, it is very likely that there will be an invoice finance […]

Invoice Finance – factoring or discounting? Like many industries, the invoice finance industry is full of jargon which can make it difficult to understand if it’s not something you are used to. This has a dual effect; firstly, it means the customer often doesn’t have sufficient knowledge to choose the right product or negotiate the […]

Replacement business finance solutions for when you need to replace your existing facilities. When a funding relationship is coming to an end, for whatever reason, from my experience it’s much better to replace the facility than to have to repay the outstanding monies from cash flow or, worse still, current resources. Whatever the relationship with […]

In a time of reduced bank lending and increased pressure on cash flow, it might be useful to look at the various ways businesses can use their sales ledger to fund working capital. Traditional invoice finance products: Factoring This is one of the oldest types of invoice finance and is where the Factor simply provides […]