Massachusetts Collection Harassment Laws

Massachusetts state law provides additional protections to consumers, above and beyond the Federal Debt Collection Practices Act (FDCPA), 15 U.S.C. §1692. In Massachusetts, debt collectors and the creditors themselves must follow strict regulations in how they contact and communicate with you, and what they say when communicating.

Massachusetts and FDCPA Law

Massachusetts residents are protected under the FDCPA. This law protects consumers from illegal collection actions that include:

The use of deception, harassment, abuse, profanity, violence, or threats

Annoying phone calls at unusual or inconvenient times

Contacting consumers at work if they know it is prohibited by their employer

Lying to influence a consumer to pay

Taking any action that could impose additional, unauthorized expenses on the consumer

Communicating with a consumer if they know the consumer is being represented by an attorney

Get FREE Legal Help in Massachusetts

Our dedicated team of attorneys has stopped debt collection calls for thousands of Massachusetts residents under federal law. We also use state laws where applicable to end the harassment for good.

For more information about fair debt collection laws in Massachusetts, contact us.