Online Banking

Platinum Visa Credit Card

Stuck in a rut of paying high-interest credit cards every month and wondering why your balances aren’t going down? Are you just starting out and looking for your first credit card? Or maybe you just need help repairing a few dents in your credit history. Whatever your need, an Emerald Platinum Visa is the solution. Our cardholders enjoy many member-friendly features, including:

Low, Non-Variable Interest Rates

No Annual Fee

No Balance Transfer Fee

5-Day Late Payment Grace Period

Zero Fraud Liability

ScoreCard Rewards are Earned with Every Purchase and Redeemable for Merchandise and Gift Cards

Need to Increase Your Line of Credit or Lower Your Interest Rate? Complete the Visa Request Form and submit it to your nearest Emerald Branch for processing.

Traveling?To ensure uninterrupted usage of your Emerald Platinum Visa while you travel, please call us prior to your departure date. We will add a “Travel Memo” to your account preventing the Visa Fraud Department from blocking your account due to unusual spending. This is also a great opportunity to update your home and/or cell phone number(s) as well, in the event that the Fraud Department ever attempts to contact you.

Emerald Payment Protection:Lessen the worry of repaying your loan during a time when your income may be reduced or lost due to death or disability from an injury or illness. Give yourself peace of mind knowing that your loved ones won’t be left with the burden of your debt. Emerald Payment Protection may be added to any new or existing loan. Calculate your approximate protected monthly loan payment now.

Your purchase of Emerald Payment Protection is optional is will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. You may cancel Emerald Payment Protection at any time. If you cancel Emerald Payment Protection within 30 days you will receive a full refund of any fee paid.

By members’ choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GURANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.