“Financially protecting yourself is just as important as physically protecting your property,” said Jeanne M. Salvatore, the Insurance Information Institute’s senior vice president and chief communications officer. “Contact your insurance agent to determine the right amount and type of insurance policy as soon as possible. It may be the most important decision you make this year.”

Jeanne Salvatore along with Jim Cantore, meteorologist and co-host of AMHQ on the Weather Channel, are encouraging consumers across the country to learn their flood risk and contact their insurance agents.

Do you know the essentials of flood preparedmess including a plan to secure their family and property in case of flooding? Financial preparedness for flooding is often overlooked, as many property owners are unaware of the risk for flooding in their area as well as the financial implications of flood damage.

Look into purchasing flood insurance to financially prepare for flooding. The following FloodSmart tools to help you understand their flood risk:

The information provided in these articles are only general descriptions and should not be relied upon as complete, correct or accurate for your specific situation. All coverage informaiton is subject to policy provisions, endorsements and may be subject to your meeting underwriting qualifications. Murphy Insurance Agency is not engaged in rendering legal, accounting or other noninsurance professional services. Consult an appropriate professional for advice regarding your own situation.