Risk aversion is a funny thing. It can help keep you safe, both in finances and in life. But the actions you take when you’re risk averse aren’t risk-free. In fact, they often open you up to entirely new perils, some you might not even expect. This is especially the …

Technology gives us many great ways to regularly and easily communicate with friends and loved ones, no matter how far apart we are. Facebook is currently one of the most popular ways for family and friends to connect online, but many users don’t understand some of the site’s communication nuances. …

Leaving your career isn’t the only big change your retirement may hold. It’s also possible that relocation, even just to a different home in the same town, is on the menu. Deciding whether to stay in the home you own or selling to move to a new home or apartment …

According to a 2013 article in the New York Times, the past 23 years have seen divorce rates double for people 50 or older. This means that more than 25 percent of the newly divorced are over 50. Divorce is difficult, no matter what age you experience it, but when …

Interest rates are a big deal when you’re buying a home or getting a loan, but they don’t just affect your ability to purchase things—they also impact your postretirement income as well as the value of the assets you own. Over the past several years, interest rates have been extremely …

The Pros and Cons of Online Grocery Shopping The Internet has brought us many great tools and resources, such as email, forums and blogs. But online shopping is one of the most exciting advancements yet. Online grocery shopping is becoming increasingly popular and more widely available than ever. How do …

The retirement years are a time of relaxation, self-reflection and reward after decades of working and raising a family. But a quality retirement isn’t just about taking time off; for many it’s about putting time in to something that touches other people’s lives, and that means volunteering. Volunteering gives you …

When you purchase life insurance in your twenties and thirties, the rates are a lot more affordable than when you purchase it in your forties, fifties and up. Even though rates may be higher for you now, that doesn’t mean there aren’t ways you can design a more affordable policy. …

When planning for retirement, it’s important that you don’t focus solely on your retirement savings accounts because true diversity is about having many different resources for cash and hedges against risk. That’s why it’s a good idea to branch out and use insurance to create a firm foundation for financial …