Financing Through Stock by Equity First Holding

Equity First Holding LLC is a global stock-based lender. It uses a unique strategy far away from the conventional bank procedures in advancing loans with assets and savings as collateral. Equity First Holdings provides a wanted alternative by accepting stocks from borrowers as a security. Al Christy, Jr, the CEO OF Equity First Holdings (EFH) saw the need of providing an avenue to raise capital first for non-purpose loans.

Stock-based loans have become more popular due to the high loan-to-value ratio compared to credit-based loans. EFH customers have more certainty about the interest rates since they are fixed for the entire period of the transaction. This lacks in commercial banks whose interest rate fluctuates with the market trends. Amidst the narrowed down lending options and stricter loan qualification of banks, EFH is rapidly gaining dominance. With EFH lending, borrowers are subjected to the non-recourse feature and can get away from the loan at any point even when the value depreciates without obligation and what Equities First knows.

Equity First Holding specializes in the provision of working capital to businesses and net worth individuals. It’s done through a transparent and safe method which is less costly and has better financing terms. Those who benefit more are business people because they can secure loans using their stocks. Besides the process of advancing loans in EFH is less cumbersome and guarantee the supply of liquidity to businesses and individuals and Equities First’s lacrosse camp.

About Equity First Holding

It was established in 2002 by Al Christy, Jr and is based in Indianapolis, United States. It has grown and opened subsidiary offices in Sydney, Hong Kong, London, Jakarta, Singapore, and Bangkok. EFH’s labor force has increased by 50% since 2013 to be approximately 50 employees and more information click here.

There was a paradigm shift in 2013 when EFH partnered with Meridian Equity Partners. The same year recorded a 45% increase in loans with the company being able to expand internationally. Since its launch in 2002, the firm has had a growth rate of 30% annually.