Maria Jesus

Maria is a 31 year old woman. She is single. She lives in the city of Camaná. She is a very friendly, hardworking and enthusiastic person, who is determined to do well in life. Thanks to this determination, Maria was able to study agronomy at third level. In her free time, she likes to go out fishing with her friends and sometimes she cooks a delicious Arroz Chaufa (Chinese Peruvian fried rice dish) to share with her family.

On her own initiative, and through hard work and dedication, Maria found a job working in the fields on a farm in her city. She carries out tasks such as sowing, spreading fertiliser and harvesting etc. Maria works every day for approximately 8 hours. She believes that it is going well for her because she works hard and gets on well with other people.

Maria is very grateful to the Kiva lenders, as thanks to their help, she can make improvements to her home. She wants to paint it and lay a concrete floor. In this way Maria will have a decent place to live, and she can continue to work and work towards achieving her dream of obtaining a good job which will enable her to improve her living conditions.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.