Your family. Your finances. Your future.

Macro Portfolio Wealth Management

As an exclusive boutique team, we offer a highly personalized approach for simplifying the challenges that come with protecting, growing and transitioning wealth. Providing an exceptional experience, our disciplined process focuses on helping you define and achieve your goals wherever you are in life.

Select business owners and entrepreneurs, senior executives, high net worth individuals and their families choose us because we provide:

The comfort and confidence that comes from a team who truly cares about you

The insights and accountability of a committed network of financial professionals dedicated to each generation of your family

The highest level of access and service, specific proprietary research combined with the full resources of a global research and investment leader

Interview with Robert Kaplan

Customized portfolio management

Insights that drive informed investment solutions

As discretionary portfolio managers, we tailor your asset allocation and risk management to your unique situation. With an eye on due diligence, diversification and risk monitoring, we’ll help make sure you are prepared for opportunities.

How will you determine my asset allocation? Through our comprehensive due diligence and planning process, we craft an asset allocation that stays true to your risk vs. return objectives and maintains an opportunistic eye toward investments and changes in the market.

What about diversification? By listening and aligning with your goals, we focus on strategies that help mitigate risk and build diversified portfolios across asset classes. To help manage your portfolio within an asset class, we take precautions to avoid excessive investment concentrations or positional risk.

How do you conduct research and analysis? Our equity research is intense and data-driven. Continued screening searching for specific growth-driven companies is the basis for the management of our equity portfolios. In addition to the global resources of one of the world’s largest wealth management firms, Jim and Pat allocate much time and resources to outside proprietary software dedicated to finding the leadership across all sectors.

The work is truly voluminous and our clients are the beneficiaries of that research, as opposed to much of the cookie-cutter approach offered by many today. Jim and Pat add to their work both internal growth and dividend strategies to make sure our clients have a diverse look in style and thought in their equity portfolios. It’s our approach, research and disciplined work that set us apart.

How will you monitor and track performance? As we implement your investment strategy, we communicate regularly and track performance, rebalancing and making adjustments for life changes and economic conditions. In addition, we meet quarterly with investment managers to review portfolio structure and strategy going forward.

“Because tremendous changes continue to transform the economy, we help filter out a lot of the noise that can confuse even the most sophisticated investor.”

— Pat Reddell

About the PMP Program: PMP is a wrap fee advisory program in which our Financial Advisors manage client accounts on a discretionary basis. PMP is designed for clients who (i) want to delegate portfolio management discretion to their Financial Advisor; (ii) are looking to implement a medium to long-term investment plan; and (iii) prefer the consistency of fee-based pricing.

PMP is not appropriate for clients who: (i) want to maintain trading control over their account; (ii) seek a short-term investment; (iii) want to maintain consistently high levels of cash, money market funds, or invest primarily in no-load mutual funds; (iv) want to maintain highly concentrated positions that will not be sold regardless of market conditions; or (v) who anticipate significant withdrawals from the account.

Financial Advisors who participate in the PMP Program may also provide services to you and to other clients outside of the Program in their capacity as broker-dealer representatives and as such, may dedicate time to activities other than discretionary portfolio management. Financial Advisors who participate in the PMP Program have an incentive to recommend their services in PMP over those of third party SMA Managers in other Advisory Programs or over traditional commission based brokerage services. Financial Advisors who participate in the PMP Program have an incentive to recommend their services in PMP over those of third party SMA Managers in other Advisory Programs or over traditional commission based brokerage services. Financial Advisors in the PMP Program and the strategies they manage in the Program are not subject to due diligence and research standards which are applicable to third party investment managers approved for our separately managed accounts. In addition, the standards applied to the performance review of third party managers varies significantly from the review of performance applicable to Financial Advisors in the Portfolio Management Program. Those differences can result in situations in which a SMA Manager is placed on hold or terminated from participating in our Programs, while Financial Advisors in the PMP Program remain available for investment. The different standards of review create a conflict of interest in our recommendation of the strategies managed by our Financial Advisors.

Trade Allocation Practices and Conflicts of Interest: Financial Advisors do not aggregate orders across the different strategies they manage. In an effort to reduce market impact and to obtain best execution, your Financial Advisor may purchase or sell securities in bulk (or orders may be “batched”) on the same day for some or all PMP accounts in the same strategy managed by the same Financial Advisor. In such cases, all orders in a batch will receive “average pricing” and the price of securities shown on client confirmations will be the average execution price on either all of the purchases or all of the sales (as applicable) aggregated for this purpose. In addition, when executing orders, we may batch orders for your Account with orders entered for other PMP accounts in the same strategy, including those of the Financial Advisor assigned to your Account and related PMP accounts under your Financial Advisor’s control. Financial Advisors are permitted to trade in the same securities they purchase for client accounts as long as they trade their personal and related accounts in the same batch as client accounts.

Financial Advisors have broad discretion to trade their PMP Advisory Accounts and there can be no assurance that a Financial Advisor can purchase or sell the same securities for all such Accounts at the same time, or that the Financial Advisor will aggregate your orders with those of other clients and charge an average price per share or unit and, when applicable, a pro-rata share of any fees. As a result, you may receive different prices and executions for the same securities as compared to other clients investing in the same PMP strategy. In addition, although we monitor performance dispersion and other characteristics of Accounts participating in PMP, investment opportunities will not necessarily be allocated among participating Accounts proportional to their overall amount invested.

Below are some of the general risk considerations associated with the investments included in the PMP investment strategies described in this Brochure. The descriptions are not meant to be a complete list of all investment risks. For more complete information regarding fees, expenses, risks and restrictions associated with these investments please review the offering documents and marketing materials. Investors should consult their tax advisor about their specific tax situation before investing in any securities. In addition, clients should familiarize themselves with the particular market risks and the other risks associated with the specific investment.

If you would like more information about the Program or have questions about your account, please ask your Financial Advisor or refer to the firm’s Form ADV Disclosure Brochure. UBS Financial Services Inc. does not provide tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstances.

Personalized service

Building long-lasting relationships

Thoughtful and accountable, we understand each client has a unique situation with diverse needs. With a full range of services, our aim is to be helpful in every aspect of your financial life.

What can I expect from your team? We offer high-touch support that anticipates your needs and helps simplify your life. We bring together the boutique services of a dedicated team with the global resources of one of the world’s largest wealth management firms.

What about client service? Clients rely on our client service team for a host of critical financial and administrative needs. Our entire team is highly accessible. Responsive and attentive, we have built long-lasting relationship by offering robust services that proactively anticipate your needs.

How often will I hear from you? We provide comprehensive investment reviews of your financial assets and related income. These reviews are an excellent planning tool and are available on request or at regular intervals (monthly, quarterly, semi-annually or annually) depending upon your needs. If you are actively involved in day-to-day market developments, we can provide you with online access to your account and our research.

What about my other legal and tax advisors? We work closely with your accountants, attorneys and trusted advisors, as well as our network of financial specialists within and outside UBS. That way, we can incorporate all perspectives into one integrated approach.

“Everyone on our team understands that there are real people behind the numbers and investments. We know you are counting on us for the exceptional, personal service that simplifies your life.”

— Sherie Wyatt

Institutions and organizations

Understanding the challenges of companies, foundations and family offices

We work with a range of sophisticated institutions and organizations to design, implement and monitor their investment programs. We offer a structured approach designed to help companies better manage their retirement plans and we are keenly aware of the different needs of nonprofit entities and family offices.

We see our role as problem-solvers who take the time to fully understand your organization’s unique financial situation and deliver a plan that fits with its specific needs.

How can you help with 401(k)s and retirement plans? We help plan sponsors and participants maximize their benefits. Our experienced team keeps up with changing regulations, stays on top of requirements and designs retirement and incentive programs to attract and retain top talent. With complicated benefit packages—as well as potentially complex tax consequences—employees need specialized advice.

What about foundations and endowments? Endowments, foundations and not-for-profits come to us with a range of financial challenges. We have extensive experience providing insight and advice to investment committees and trustees for a variety of organizations. Our services include:

Investment policy development and review

Asset allocation modeling

Investment manager and fund searches

Ongoing consulting and performance measurement

Do you work with family offices? Partnering with the UBS Global Family Office group, we seamlessly integrate comprehensive wealth management with institutional-level business solutions for family offices. In addition, our Family Advisory group offers advice on family decision-making, business and generational transitions, wealth transfer and family office governance.

How do you maintain fiduciary responsibility? Fiduciary liability is a primary concern for many organizations. We will acknowledge our fiduciary role for services provided and help you develop an investment process to address fiduciary obligations.

“Our approach is dedicated to helping you and your organization get the guidance and insights you need to accomplish your goals.”

— Kristi Traylor

Multigenerational planning

Engaging each generation

Our team of professionals is committed to helping protect the financial independence of your entire family. With our goals-based approach to planning, we can help you see the connections between all aspects of your financial world, including investments, banking, lending, insurance, trust and estate, and philanthropy.

What do I need to do to reach my goals? We help our clients clarify and prioritize their aspirations, put them down into a written plan and then work together to track and reach their goals. From our extensive planning process, we’ll help identify the potential gaps and roadblocks to achieving your goals. We’ll then determine the appropriate actions that need to be taken.

How will you work with my whole family? We help you navigate the intersection of family, business, finance and legacy by building strategies that serve current generations and yet are flexible enough to meet the needs of future generations. By offering financial education to each generation, we help address family issues ranging from financial education to wealth transfer and preservation strategies to philanthropic pursuits.

What about estate planning, philanthropy and the impact on my taxes? If maximizing what you pass on to your heirs is a primary consideration, we offer strategies that are appropriate to your unique situation. In addition, your investing success and rates of return should always be considered on an after-tax basis. Our advice addresses tax-efficient investment strategies, your current charitable goals and contributions and access to local organizations. By working with your tax professionals, we can help take measures that may minimize the drag of taxes.

How will you bring together the best resources? We are trusted by our clients to work directly with their accountants and estate attorneys, whether we’re helping with tax planning or advising on the most prudent strategies for building a legacy.