IMPORTANT INFORMATION:
*Your subscription auto-renews monthly at the same monthly price until you cancel. You may cancel at any time; however partial month refunds are not available.

**All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.

Compare All Products

Used by 90% of top lenders

A strong FICO Score can give you access to the best rates and save you thousands of dollars.

Additional FICO Score versions based on Experian or Equifax data with each credit report**

1
per bureau selected**

Experian andEquifax

Equifax

Experian andEquifax

Experian andEquifax

FICO Score analysis of factors affecting your scores

FICO® Score Simulator featuring FICO Score 8

Experian
TransUnion
Equifax

Experian
TransUnion
Equifax

Experian
TransUnion
Equifax

Qualifying interest rate tracker

Side-by-side credit report comparison

New credit report with FICO Score 8 each additional year

2

1

1

20% discount on additional FICO Score and credit report purchases

Equifax

Experian
TransUnion
Equifax

Experian
TransUnion
Equifax

Daily monitoring of your credit reports with alerts when changes are detected†

Equifax

Experian†
TransUnion†
Equifax†

Experian†
TransUnion†
Equifax†

Current FICO® Score 8 included with credit report alerts for each bureau

Equifax

Experian
TransUnion
Equifax

Experian
TransUnion
Equifax

Daily tracking of changes to your
FICO Score 8†

Daily tracking of changes to your FICO Score 8†When we detect a FICO Score change in our daily monitoring of your credit reports, we'll alert you. Or set up custom thresholds for Equifax to be alerted when your score hits a number you specify.

Equifax

Experian†
TransUnion†
Equifax†

Experian†
TransUnion†
Equifax†

Customizable alert settings

Equifax

Equifax

Equifax

Alerts of credit report and score changes via email or text

Identity analysis report

Identity analysis reportAt sign up, we do a comprehensive scan of information associated with your identity—bank accounts, credit cards and other confidential information. We scan millions of data points in thousands of sources, including credit bureaus, black market websites and chat rooms, and the United States Postal Service. This extensive, one-time report serves as the baseline analysis of your full identity profile, allowing you to review for existing or potential fraud.

$1 million identity theft insurance***

$1 million identity theft insurance***If you do become a victim, rest assured we've got you covered. We'll reimburse your expenses related to restoration including legal fees, lost wages and more—up to $1 million. We'll even hire lawyers, investigators and case managers on your behalf. Our first priority is making your identity restoration as easy as possible.

24/7 identity restoration

24/7 identity restorationIf an identity thief misuses your personal information, we're here to help. One of our certified resolution specialists will assist you every step of the way until your identity has been restored.

Lost wallet protection‡

Lost wallet protection‡If your wallet is lost or stolen, you don't have to worry. A certified restoration specialist will help you quickly cancel and replace missing items so you can focus on more important things in life.

Alerts of potential threats via
email or text

Alerts of potential threats via email or textIf we discover a potential threat to your identity, we'll alert you via email or text so you can take action fast.

SSN alias watchA thief can use your Social Security number to create an entirely new alias – complete with a new name and address. We scan names and addresses associated with your identity so you can take action fast.

Court records monitoring

Court records monitoringIdentity thieves aren't always after financial gain. They can use your identity to commit crimes and avoid arrest. We scan public records for court judgments and arrests in your name so you can take action fast.

Cash loans scanning

Cash loans scanningIn attempt to remain undetected, identity thieves may take out cash loans, like payday loans, that won't show up on your credit report. We monitor these loans for the fraudulent use of your identity.

All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.

An Industry Standard – FICO Scores are used in more than 90% of lending decisions

Take your FICO Score with you on any mobile device & receive notifications when changes have been detected.

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.