Please refer to the Rates and Charges Information for full details of specific foreign currency charges applied. We would recommend telegraphic transfers as the most reliable method of receiving funds from overseas, as cleared funds are credited to your Citi account. Citi offers SEPA and SWIFT international transfers.

Euro transfers from the Single European Payment Area

Please quote your IBAN, which is noted at the top of your Citi Monthly Statement. This IBAN is for International and European transfers only. If receiving monies from a payer in a European country you should pass your Citi IBAN to the payer to quote as the beneficiary account number. If you are sending monies to a European country you should quote the relevant IBAN number on the funds transfer request as the beneficiary account number. You may also need to provide your payer with our BIC/SWIFT number.

SWIFT Telegraphic Transfer (Wire)

International banks use a mutually agreed transfer service, known as SWIFT Transfers, to transfer funds to one another around the world. As a result, you can have funds transferred into your UK account from anywhere in the world quickly and easily.

As there may be more than one bank involved in transferring the money to your account, you may need to provide a number of different bank addresses and account details.

Depending on the country that that the transfer is being made from and the payment currency, you can see the details you may need to provide to your payee in the table below.

You may need to provide up to 5 different pieces of information when arranging to receive a SWIFT Transfer:

1. Receiving Currency - This is the currency the payment is being made in.

2. Beneficiary Bank - This is the bank the funds are sent to i.e. Citibank Europe plc, UK Branch

4. Beneficiary Account - This is the Citi UK account that your funds are transferred to before they are credited to your account.

i. For a CHAPS Transfer, this is your own account.

ii. For a SWIFT Transfer, please use the table below to understand which account should be quoted.

5. For further credit to - This is the final destination of the transfer i.e. your Citi UK account number and sort code. You should also include your name as this helps if there is a problem with the payment.