3 Ideas To Help You Save Over $500 a Year

There seems to be a lot of information online about how to make money, but what about making that money last? Wouldn’t it be great to save 20% on groceries every week? What about saving $5.00 a month on your cable bill. Here are some great ideas to save you some money while keeping your lifestyle the same.

1. Coupons – Everyone always forgets to check for coupons before they buy something. Try heading over to Coupon Cabin.com and look for coupons good towards everyday products, free shipping on online orders, or a free trial. As for grocery coupons, try out InboxDollars for coupons that will not only save you on groceries but will pay you $0.10 per coupon used.

Just to get a rough idea, say you spend $100 a week on groceries and the coupons save you $5 per week plus $1.00 paid back to you for using the coupons. With 52 weeks in a year, that’s a total savings of $312 a year! Plus this estimate doesn’t include other coupons like free shipping or free trials.

2. Getting a Credit Card That Offers Points – A lot of people overlook the benefits of using a credit card due to the constant reminder that credit cards can get you into a lot of trouble. On the other hand, a responsible credit card holder can take advantage of a lot of benefits. For example, the Citi Forward Credit Card offers points for every dollar you spend and tons of bonus points for things like paying on time and using your credit wisely. As long as you have the money in your bank account to pay for the things you buy, then there’s no reason that you shouldn’t be using a credit card. As little as 6,000 bonus points is enough for a $50 gift card.

Plus credit cards offer a lot of bonus features that most people overlook. For example, if you book a hotel room with some credits cards and there is damage to the room or theft, the card automatically insures the room. Another example; buy a cell phone with some credit cards and if it’s lost or stolen you can replace the cell phone for up to two years after the purchase for a very small fee.

Savings from certain credit cards can total to about $300 a year and even higher if you ever end up using the insurance feature.

3. Get Your Cable Bill Down – Is your cable/internet/voice bill over $100 a month. If you live in the US you should giving your cable company a call and tell them the bill is too high and you need to cut down on the cost or you might have to drop the service or go to another company. Chances are that if you’re kind and explain that even a drop of $5.00 per month would greatly help you out, they will find a way to lower your bill. this might include dropping unused services or even getting rid of hidden fees like a cable modem rental. It doesn’t sound like much but shaving $5.00 off your bill every month will leave you with an extra $60 in your pocket at the end of the year.

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