I am a recipient of SSD. I successfully qualified for SSD in 2009. I am 52, widowed, and disabled (deaf). I collect benefits based on both my own earnings record and on my late husband's earnings record.

I was informed that I am allowed to earn from working up to but no more than $720 per month while collecting SSD and that will not jeopardize my SSD. This is NOT the Ticket To Work program. I live overseas so Ticket To Work cannot work here.

However, I also understand that there is something called Substantial Gainful Activity (SGA) and that amount currently is $1010 per month.

Which number correctly represents the amount I am allowed/entitled to earn from working while collecting SSD?