he can, but not as easy as paypal
banks are not crazy like paypal to refund for no reason
if the payee be some nigerian scammer and the scammer has not withdrawn money yet may be the bank help you in getting your money back

Thanks for the replies, I have never done a deal with anyone outside of a site before (i.e Ebay..) and just wanted to check that when I deliver the pages there's no way the person can decide to say he "hasn't received them" or any of the other classics.

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