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Your First Insurance Policy

Tips For Novice Drivers

Published on Thursday, 08 February 2018
by Simon O'Donovan

Have you recently passed your driving test and are ready to hit the roads as a novice driver? If you’re looking at getting your first car insurance policy in your own name, we’ve provided some tips that may help you along the way.

Driving Experience

If you're a novice driver, there's a possibility that you've previously been a named driver on another policy. This driving experience will stand to you when taking out a car insurance policy and may even provide a discount on the premium. However, if this is the first time you’re being added to any insurance policy, it may be wiser to be a named driver on another policy first, in order to build up your driving experience.

Choosing Your Car

As seen in our blog on first car insurance, the choice of your car will have a big impact on your premium. Choosing a car with a small engine and no modifications will help when our agents search the market for a policy that suits your needs. If you're buying your first car, it's worth remembering some of these tips.

Adding Named Drivers

Adding a named driver with plenty of driving experience and a full licence may reduce the cost of your premium. There is an option to add up to four additional drivers to your policy, with parents, spouses, partners or siblings being the most common to add.

Getting A Quote

After you’ve picked your car and decided who you will add to your policy, it’s time to get a car insurance quote. That’s where we can help. At Chill, we compare some of Ireland’s leading insurers to find you the right quote.