BankAmericard® credit card is a lower interest rate credit card provided by Bank of America that gives you a lower introductory APR on qualifying balance transfers. This Mastercard has no annual fee and offers additional perks. If you are looking for a Bank of America® card with a low APR and a good introductory APR offer for balance transfers, read my detailed BankAmericard® credit card review below so that you can see if this card suits your needs, or if there's a better card for you.

Things We Like About BankAmericard® credit card

No annual fee. You don't have to pay anything to be a card member.

Enjoy 0% intro APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days. There is a balance transfer fee of 3% of the amount of each transaction or $10, whichever is greater. All balances transferred to this card after the first 60 days will have a 14.99% - 24.99% variable APR. Do you have any store or bank card debts? If so, you should consider doing a balance transfer to this card so that you can repay that balance within the interest-free period.

Competitive APR after the introductory rate. With this card, you will enjoy a lower interest rate on purchases and balance transfers even after the introductory period has ended, with a 14.99% - 24.99% variable APR, depending on your creditworthiness.

$0 Liability Guarantee. If your card is used by others to make fraudulent transactions you will not be held responsible, provided that you didn't share your account and personal information with anyone and that you can provide the requested information.

Text and mobile banking. You will have to enroll in Online Banking to enjoy the mobile banking service, and wireless fees may apply. Don't forget that your cell phone service might charge you for receiving and sending messages, although you won't be charged by Bank of America for the text banking service.

Account alerts. Receive alerts in the form of text messages to help you keep track of your credit card spending. Keep in mind that your mobile service may charge you when receiving these messages.

Museums on Us®. On the first full weekend of each month, you can enjoy free entry to any of over 200 participating cultural institutions nationwide, including museums, zoos and other exhibits. All you have to do to get free entry is show your BankAmericard® credit card and a photo ID. Places you can visit include The Metropolitan Museum of Art (New York), Denver Zoo, Delaware Museum of Natural History, the Museum of Contemporary Art (Miami) and Houston Zoo. A handy web tool helps you find a participating museum near you.

Chip technology. This credit card comes with chip technology that lets you use it almost anywhere in the world. This technology provides enhanced security at merchant terminals that are chip-enabled.

BankAmericard® credit card offers a long introductory interest rate period for balance transfers (0% intro APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days with 14.99% - 24.99% variable APR thereafter), which makes this card ideal for you if you're planning on transferring an existing card balance to this card and repaying it within the interest-free period so that you don't have to pay any interest.

This card also offers account alerts, $0 liability fraud protection, mobile and text banking, and you won't have to pay any annual fee to use this card. Because this card lacks a rewards program, I only recommend this card to those who will transfer a balance to this card within the first 60 days.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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How We Rate Credit Cards

At GET.com we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.

Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.