Credit Report

It is important to review your credit report at least once a year to ensure that the information is correct and free of any suspicious activity. The information below describes how easy it is to review your credit for accuracy and protect yourself from identity theft and fraud.

Free Annual Credit Report

Under the FACT (Fair and Accurate Credit Transactions) Act amendments to the Fair Credit Reporting Act, you are entitled to one free Personal Credit Report every 12 months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). One easy way to do this is to visit AnnualCreditReport.com and use their online form to request your report from one, two, or all three of the credit bureaus. You may also make this request on the telephone at 877-322-8228. If desired, you may also contact each credit reporting company using the information provided below.

Credit Bureaus

You can also contact any of the three reporting agencies directly to obtain a free copy of your credit report. Contact information for each of the credit bureaus is provided below.