Lending Patterns Remain Unequal

African-Americans and elderly Americans are more likely to get saddled with high-cost, subprime mortgages than other borrowers, even if they pose roughly the same credit risk to lenders, a study has found.

The study, which will be released Wednesday by the National Community Reinvestment Coalition, an association of community advocacy groups, is the latest in a string of reports that have found continuing discriminatory patterns in...