Travel Insurance Tips and Tales

Category Archives: wedding insurance

Destination weddings are decidedly en-vogue. If you and your other half are one of the increasing number of couples taking to the skies to get married abroad take a peek at our top 10 wedding facts.

1. The average spend on an overseas wedding is around £7,000 – half of what the average UK wedding costs!

2. You can’t actually get married at the top romantic destination, the Maldives. Instead couples can head here to renew vows.

3. You can only marry on certain days at many destinations, this is often dependent on the flights that go to your chosen location.

4. Seasons are different abroad! The summer months at your chosen destination might well be during the UK winter. Check your climate facts before booking a wedding, or else you might find you bag a bargain because it is monsoon season!

5. If you change your passport to your married name before you travel, you may have trouble entering the country as the ticket name has to match the passport. You don’t want to miss your own wedding!

6. You’ll want to purchase wedding insurance as well as travel insurance for your destination wedding. Wedding insurance provides cover should a close relative become ill and the wedding has to be cancelled, or if adverse weather conditions mean that the bride and groom, and the majority of guests cannot get to the wedding.

Worldwideinsure.com Wedding Insurance includes:

Cover for damage to the wedding dress and other ceremonial attire

Loss or damage of wedding gifts

Loss or damage to the wedding cake, wedding rings, flowers

7. Weddings abroad are more likely to be rescheduled due to inclement weather. Therefore it is advisable to avoid having your wedding date on any gifts or décor at the reception.

8. Wedding gowns and suits made of natural fabric can be rescued after a long journey by being hung in a hot steamy room.

9. You must reside in the destination of your choice for a set amount of time before you marry. This varies from country to country. For example in Turks and Caicos Islands you must be in the country for at least 24 hours, but in France you need to arrive at least 40 days before the wedding. Check your destination to find out before you book!

WorldwideInsure.com were recently featured as the voice of expertise in a bridal magazine offering advice on wedding insurance, answering some common questions that brides ask about whether or not they really need the cover. We thought this advice was too good not to share here too. You can read the full article in Absolute Bridal online, page 112, or take a look at our extracts below!

Why do I need wedding insurance? Surely the venue and the suppliers have their own insurance! Although venues and the suppliers are likely to have their own cover, wedding insurance is specific to the couple getting married…

Does the type of cover I need depend on my wedding budget? Yes. Couples should choose their level of cover based on what it would cost if they had to cancel their entire wedding. Honeymoons are not covered as they would be considered by insurers to be holidays…

Wedding Insurance protects from loss or damage… can that be from flood, fire, courier mistakes, and best man misadventures? As with all insurance policies,the eventualities that are covered are listed in the policy wording under each section – so it depends on what is lost or damaged as to what can be claimed for…

I am getting married abroad, do I need specialist over, or will my Wedding Insurance cover that too? Some wedding insurance providers cover overseas weddings at no extra cost, although there may be the addition of Essential Document Cover…

The Telegraph has published some crazy travel insurance claims made by holidaymakers, some were so funny we thought it would be rude not to share!

One pensioner on a cruise decided to claim for new false teeth by declaring them ‘lost baggage’. The hapless pensioner had lost his dentures whilst vomiting over the side of the cruise ship. In our experience travel insurance for cruises is usually to cover the costs of cancellation, not the cost of new dentures!

Not many lost luggage claims are blamed on monkeys, but that is what happened to a couple holidaying in Malaysia who returned to their lodge to find that their clothes had been stolen and scattered throughout the rainforest by monkeys.

During a trip to the south coast, two holidaymakers claimed that the paintwork on their car had been damaged by a herd of cows licking their vehicle, promptly filing a claim on their return. Having your hire car damaged by a herd of cows could be grounds for a claim on car hire excess insurance, but we are not entirely sure how damaging a cow tongue can be on a car’s paintwork!

During a trip to the beach, two thoughtful children thought it was wise to bury mum and dad’s video camera in the sand whilst they went swimming to prevent it from being stolen. Unfortunately, the kids could not remember where it was buried when they came out.

A soon to be wed couple on a wedding holiday in the Caribbean found out how to put a spark in their marriage as the bride’s dress caught fire on the barbeque. The groom quickly picked up the damsel in distress and threw her into the ocean. The ruined wedding outfits prompted a claim upon return to the UK. This is exactly the kind of mishap that wedding insurance is intended to cover, we hope the happy couple enjoyed the rest of their rather unusual wedding day!