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An expat in the Philippines advises expats to get health insurance if they can afford it, but warns that it's difficult to get if you are already over 60. He explains that private hospitals have astronomic bills compared to public.

An expat in Bontoc, Philippines has found I have found the provincial and municipal hospitals to be of excellent quality for her ordinary health care needs. For specialists, she and her husband go to Baguio City, a six hour drive. In an emergency that required high-tech equipment, a patient would be transported there as well.

An expat in the Philippines urges newcomers to get health insurance. Without insurance, she explained that you'll need to have a lot of cash on hand for emergency treatment. She talks about her son's hospital stay for a broken arm.

An expat married to a Filipino woman describes his wife's experiences giving birth to their two children in Davao, Philippines. They chose a simple clinic with a hospital as a backup plan. He explained that in the Philippines hospital births are almost always c-sections.