Commercial Property Type:

Strip Mall

Warehouse

Industrial Buildings

Self Storage

Mini Storage

Senior Care Facilities

Hotels / Motels

Gas Station

Truck Stops

C Store, Liquor Stores

Commercial Vacant Land

and Many other Commercial Properties

We offer stated income, stated asset equity-based loan for Investment Rental Properties to borrowers who can’t qualify for a bank loan or who simply need capital quickly. We care more about Equity in the rental property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.

We Provide Commercial Private Hard Money Loans for Commercial Properties in the Riverside, San Bernardino, Inland Empire, Los Angeles, Fresno, Bakersfield, Orange County & San Diego County and all of California.

Private Hard Money Loans for Rental Properties

What is Hard Money or Private Money Loans? How to Get Hard Money Loans?

A Hard Money Loans is a specific type of equity based or asset-based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk taken by the lender. Most hard money loans are used for projects lasting from a few months to a few years.

Private Money Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers.

Hard money lenders are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Hard Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan. Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. Hard money lenders typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.

We offer Equity Based Hard Money 1st Mortgage, 2nd Second Mortgage Loans & 3rd Mortgage Liens against Investment Rental Property. 2nd Second mortgages and 3rd position Loans are riskier for lenders and thus generally come with a higher interest rate than first mortgages. This is due if the loan goes into default, the first mortgage gets paid off first before the second mortgage.

We have access to hundreds of equity based rental investment property lenders & private hard money lenders & investors in Los Angeles, San Diego, Riverside, San Bernardino, Fresno, Bakersfield & Orange County and almost all California.