terms of use

Conditions of Use

By using this website belonging to Nations Insurance Company (hereinafter, “Nations”), you agree to the following terms and conditions. These terms and conditions may be revised at any time. You are bound by any such revisions if you continue to use the website after we have posted the changes. We suggest that you periodically visit this page to review the most recent Terms and Conditions. If you decide to purchase insurance products or services from Nations, the terms and conditions specified in your policy or agreement with Nations will apply. Nations owns and retains all intellectual property rights related to this website.

Links to Other Websites

This website is hyperlinked to other websites which are not maintained or controlled by Nations. Nations is not responsible for the content of those websites. The inclusion of any hyperlinks to such websites does not imply approval of or endorsement by Nations of those websites or their content. We recommend that you read the privacy policies and user agreements of these sites. If you have difficulty linking to any hyperlinked websites or to report a dead (non-working) link, please contact us.

Privacy Policy

Our Privacy Policy describes our use and protection of nonpublic personal information and will help you understand how we treat information that we obtain from you or other sources in the course of providing you with products and services. Please visit our Notice of Privacy Policy.

Restrictions on Use of Materials

This website is owned and operated by Nations Insurance Company. Except as otherwise expressly permitted in writing by Nations, no materials from this website or any website owned, operated, licensed or controlled by Nations may be copied, reproduced, republished, uploaded, posted, transmitted, hyperlinked, or distributed in any way. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this website’s content or frame this website within any other website without obtaining prior written permission from Nations. Systematic retrieval of data or other content from this website to create or compile, directly or indirectly, a collection, compilation, database or directory, without the prior written permission from Nations is prohibited.

Disclaimer

The information and content contained on our website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service offered by Nations, but are provided for general informational purposes, and should not be construed as advice. The website and the content of any information or service contained therein are provided on an “as is” basis.

Nations makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes.

Nations expressly disclaims all warranties, express or implied, with respect to this website including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement.

Nations does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code.

Nations also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.

Limitation of Liability

Nations shall not be liable for any damages or injuries that accompany or result from your use of its website. These include (but are not limited to) damages or injury caused by any: (1) use of (or inability to use) the website; (2) use of (or inability to use) any website to which you hyperlink from its website; (3) failure of performance; (4) error; (5) omission; (6) interruption; (7) defect; (8) delay in operation or transmission; (9) computer virus; or (10) line failure. Nations is not liable for any consequential or incidental damages, which are damages intended to compensate someone directly for a loss or injury, damages reasonably expected to result from a loss or injury, or other miscellaneous damages and expenses resulting directly from a loss or injury. Also, except as provided below, we are not liable even if we have been negligent or if our authorized representative has been advised of the possibility of such damages, or both.

However, in certain states where the law may not allow us to limit or exclude liability for these incidental or consequential damages, the above limitation may not apply and you may have the right to recover these types of damages. In any event, our liability to you for all losses, damages, injuries and claims of any kind, whether the damages are claimed under the terms of a contract, or they are claimed to be caused by negligence or other wrongful conduct or any other legal theory, will not be greater than the amount you have paid to access our website.

Jurisdictional Issues

Nations makes no representation that all insurance products and services on this website are appropriate or available for use in your state. Some insurance products and services may not be available in all states or jurisdictions. If you choose to access this website you do so on your own initiative and are responsible for compliance with any local, state and federal laws. The information contained on this website is not an offer to sell, or a solicitation to buy, any insurance product or service. No insurance product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Use of this site will be governed and construed in accordance with the laws of the State of California without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of the courts of Los Angeles County, California.