Philippe Lazare, Chairman and CEO of Ingenico, commented: "Ingenico has
once
again performed outstandingly in 2012 in an unsettled macroeconomic
environment.
Fueled by innovation and products, growth has been strong in all our
segments.
As a result, we have strengthened our positions in our legacy markets while
steadily developing in emerging markets.

We have also significatively increased our margins and cash flow, while
investing heavily in high-growth markets and mobile payment.

Our acquisition of Ogone is particularly positive news. We can now
implement our
strategy more effectively and expand our offer to include multi-channel
payment
solutions for merchants and acquirers.

Finally, Ingenico will consolidate its lead by leveraging its diversified
international footprint, its innovative strength, its move into multi-
channel
delivery solutions and a long-term relevant strategy. So we have every
reason to
feel confident about the outlook for 2013 and anticipate further growth in
revenue and profitability."

Subsequent events

Agreement for the acquisition of Ogone, leading pan-European online payment
services provider

On January 29, Ingenico announced it has reached an agreement in principle
with
Summit Partners to acquire Ogone, the leading pan-European online payment
services provider for an enterprise value of EUR 360 million.

This acquisition represents a key milestone in the execution of Ingenico's
strategy of becoming the unique "one-stop-shop" provider covering multi-
channel
payment solutions: point-of-sale, online and mobile. The final
documentation and
closing are expected in the end of Q1 2013.

In 2012, with more than 280 employees, Ogone reached EUR 42 million of
revenue,
with an EBITDA margin of around 30%. The recent commercial initiatives,
including the Barclaycard white-label contract win, should generate a
revenue
growth in excess of 30% in 2013.

In 2012, revenue totaled EUR1,206 million, up 20 percent on a reported
basis. This
included a positive foreign exchange impact of EUR25 million. Total revenue
included EUR981 million generated by the Payment Terminal activity
(hardware,
servicing and maintenance) and EUR225 million generated by Transaction
Services.

On a comparable basis,(1) revenue was 14 percent higher than the 2011 pro
forma
figure, thanks to vigorous growth across all segments. Revenue from Payment
Terminals increased by 13 percent, driven by high growth in emerging
economies,
a changing competitive landscape and product offers tailored to the
different
geographic areas. Revenue from Transaction Services also continued to
increase
(up 23 percent) thanks to TransferTo's expanding business and the
increasing
international presence of easycash and Axis payment solutions. Excluding
TransferTo, organic growth in Transaction Services reached 8 percent in
2012.

All regions contributed to the Group's overall strong performance. During
the
year, Ingenico took full advantage of the changing competitive landscape
and
high growth in the emerging markets,[4] whose share of total revenue
increased
from 45 percent in 2011 to 48 percent.

- The pace has accelerated in Latin America (up 29 percent), the main
driver being extremely strong growth in Brazil, where the Group has
taken advantage of a rapidly expanding payment terminal business and
a greater share of the market.
- Rapid growth has continued in Asia-Pacific (up 13% percent), as Ingenico
has consolidated its strong foothold in China and expanded its market
presence in Southeast Asia, notably in Indonesia.
- Business in the EEMEA region is up by 16 percent. In particular, sales
activity has increased in Russia where Ingenico strengthened its direct
presence by acquiring its distributor during the year.

Sales performance was likewise very strong in Europe (up 9 percent). In
Payment
Terminals, Ingenico took full advantage of a changing competitive landscape
in
the most important markets, above all in the United Kingdom, France and
Central
Europe.

And finally, as expected, business grew in North America (up 9 percent).
Sales
were up 9 percent in the U.S., where the Group marketed its Telium terminal
range (EMV and contactless) to large retail, but also to a lesser and
increasing
extent to merchants through distributor networks and ISOs (Independent
Sales
Organizations).

The Group's Central Operations"division reported 23 percent growth, due to
expanding business for TransferTo.

Services, Maintenance and Transactions accounted for 30 percent of total
revenue, with Transactions alone contributing 19 percent, up approximately
2
points compared with the reported figure for 2011.

Performance in the fourth quarter

In the fourth quarter 2012, revenue totaled EUR353 million, up 13 percent
on a
reported basis. This included a positive foreign exchange impact of EUR5
million.
Total revenue included EUR294 million generated by the Payment Terminal
activity
(hardware, servicing and maintenance) and EUR59 million generated by
Transaction
Services.

On a comparable basis,(1) revenue was 10 percent above the Q4 2011 pro
forma
figure. Revenue in Payment Terminals was up 10 percent, even with an
unfavorable
basis of comparison with Q4 2011, when growth was particularly strong in
Europe-
SEPA (independently of underlying economic conditions) and Latin America.
Organic growth in Transaction Services increased by 9 percent, or by 3
percent
excluding TransferTo.

During the fourth quarter, Ingenico exceeded expectations with continued
high
growth in Latin America (up 31 percent). The primary driver was still
Brazil,
where the Group capitalized on its expanding market share.

As expected, revenue increased significantly in Asia-Pacific (up 27
percent),
with China and Southeast Asia as key contributors. Although performance in
Europe-SEPA (down 2 percent) was affected by an unfavorable basis of
comparison,
business has remained robust in most countries.

In North America (up 3 percent), sales increased considerably in Canada,
while
performance in the United States was impacted by the postponement,
requested by
a major chain store, of a large shipment starting in the first quarter of
2013.
The Group remains confident, however, about the business outlook in the
United
States, given that contracts have already been signed with large-scale
retailers
and intermediaries/ISO to equip small merchants.

Gross margin high - up 90 basis points

On a pro forma basis, gross margin increased by 90 basis points to 42.5
percent
in 2012. The main driver of this performance was the 200 basis point
increase in
gross margin in Payment Terminals (hardware, servicing and maintenance) to
44.4
percent of revenue, mostly due to strong volume growth and the Group's
procurement power.

In 2012, adjusted operating expenses stood at EUR323 million, as against
EUR272
million in 2011 on a pro forma basis. This increase was primarily
attributable
to higher performance-based sales expenses, along with R&D investments in
future
sources of growth, particularly in the United States and in the mobile
payment
segment. The higher general and administrative expenses reflect the move
initiated in 2011 to expand support functions at Group and regional level.
In
2012, adjusted operating expenses were stable at 26.8 percent of revenue,
as
against 26.7 basis percent of revenue in 2011 (pro forma).

As expected, adjusted operating expenses in the second half of 2012 were
stable
at EUR163 million as against EUR160 million in the first half, notably as
the result
of a decrease in general and administrative expenses. The Group thus drove
operating expenses down by 490 basis points to 24.6 percent of revenue
compared
with the first half of 2012.

EBITDA up 21 percent

EBITDA increased by 21 percent to EUR223 million, up from EUR184 million in
2011
(restated pro forma figures). The EBITDA margin increased by 50 basis
points to
18.5 percent of revenue, as against restated pro forma 2011.

EBIT margin up 80 basis points

In 2012, EBIT increased by 24 percent to EUR190 million, compared with
EUR153
million in 2011 (restated pro forma figures). The EBIT margin was 15.7
percent
of revenue, up by 80 basis points.

Continued significant growth in profit from operations: 54 percent

In 2012, other operating income and expenses showed net income of EUR1.0
million,
versus an EUR18 million net expense in 2011. This improvement reflects the
positive impact of remeasurement of ROAM Data's assets and liabilities
after the
Group gained control of this entity in February 2012, as well as higher
other
expenses in 2011.

Purchase Price Allocation expenses held steady at EUR26 million.

Profit from operations is up by 54 percent to EUR164 million from EUR107
million in
2011. Operating margin increased by 290 basis points to 13.6 percent of
revenue.

Net profit attributable to Ingenico S.A. shareholders up 71 percent to
EUR97
million

In 2012, the net profit attributable to Ingenico S.A. shareholders was
EUR97
million, up from just EUR56 million in 2011.

This result includes a decrease in net finance costs to EUR14 million (down
from
EUR26 million in 2011): the non-recurring expenses on the syndicated loan
facility
refinanced in August 2011 were over, and losses by equity-accounted
associates
were much lower than in the previous year.

Income tax expense increased from EUR22 million in 2011 to EUR50 million in
2012.
The tax rate stood at 33.1 percent[5] in 2012, compared with 26.9 percent
in
2011, due primarily to a shift in the Group's sources of profit toward
higher-
tax jurisdictions and the lack of factors favorable to deferred tax
recognition.

Proposed dividend of 0.70 euro per share, up 40 percent

In 2012, net earnings per share were EUR1.87, up from EUR1.11 in 2011. The
Board of
Directors will be proposing that the shareholders vote at their Annual
Meeting
of April 29, 2013 to distribute a dividend of EUR0.70 per share, with
dividends
payable in cash or in shares, at the option of the holder.

A sound financial position

Total equity attributable to shareholders increased to EUR689 million.

Net debt decreased to EUR75 million at December 31, 2012 from EUR110
million at
December 31, 2011.

During the year, Ingenico's operations generated free cash flow of EUR125
million,
up 82 percent. This increase is mainly attributable to a strong increase in
EBITDA to EUR223 million and good control over working capital, with a
surplus of
EUR3 million, versus a EUR30 million deficit in 2011. This was made
possible by
strict management of inventories and trade receivables, and by higher net
trade
payables in a period of strong business expansion. At the same time,
Ingenico
continued to invest to support Group expansion, with investing activities
net of
disposals totaling EUR44 million.

The main cash outflows in 2012 were EUR14 million in dividend payments
(EUR0.50 per
share) in respect of 2011 and the acquisitions carried out during the year,
totaling EUR69 million net of disposals, and notably: the Group gained a
controlling interest in ROAM Data, acquired its distributor in Russia and
strengthened its strong positions in China, exercising a put option on
Landi
shares and forming a joint venture with ZTE to develop a mobile payment
acceptance network for merchants in China.

Ingenico's financial ratios at December 31, 2012 demonstrate the Group's
sound
financial position. The net to equity ratio was 11 percent, while the net
debt to EBITDA(1) ratio was 0.3.

2013 outlook

In a contrasting macroeconomic environment, the Group has begun 2013 with
full
confidence in its ability to sustain the momentum - in terms of both
revenue and
profitability - thanks to its excellent positioning, its wide range of
solutions
and its recent strategic investments.

In this early portion of the year, business seems to be holding up well and
should continue to expand in emerging markets and North America. The Group
reminds that 2011 represents a very high basis of comparison, given that
independently of underlying economic conditions, revenue in that period
were
particularly high in the Europe SEPA Region and in Latin America as the
competitive landscape changed significantly.

In this context and not including the impact of the Ogone acquisition,
which
should be completed by the end of the first quarter, Ingenico should post a
revenue growth greater or equal than 8% on a comparable basis (on a like-
for-
like basis at constant exchange rates) and an EBITDA1 margin growth of
18.5% or
higher.

CONFERENCE CALL

A conference call to discuss Ingenico's 2012 results will be held on
February
27, 2013 at 6.00 p.m., Paris time. Dial in number: 01 70 99 32 12 (French
domestic) or +44 (0)20 7162 0177 (international). The presentation will
also be
available on www.ingenico.com/finance.

This press release contains forward looking statements. The trends and
objectives given in this release are based on data, assumptions and
estimates
considered reasonable by Ingenico. These data, assumptions and estimates
may
change or be amended as a result of uncertainties connected in particular
with
the performance of Ingenico and its subsidiaries. These statements are by
their
nature subject to risks and uncertainties as described in Ingenico
registration
document ("document de reference"). These forward looking statements in no
case
constitute a guarantee of future performance, and involve risks and
uncertainties. Actual performance may differ materially from that expressed
or
suggested in the forward looking statements. Ingenico therefore makes no
firm
commitment on the realization of the growth objectives shown in this
release.
Ingenico and its subsidiaries, as well as their executives,
representatives,
employees and respective advisors, undertake no obligation to update or
revise
any forward looking statements contained in this release, whether as a
result of
new information, future developments or otherwise.

About Ingenico (Euronext: FR0000125346 - ING)

Ingenico is a leading provider of payment solutions, with over 20 million
terminals deployed in more than 125 countries. Its 4,000 employees
worldwide
support retailers, banks and service providers to optimize and secure their
electronic payments solutions, develop their offer of services and increase
their point of sales revenue. More information on www.ingenico.com |
twitter.com/Ingenico. |

The consolidated financial data has been drawn up in accordance with
International Financial Reporting Standards. In order to provide meaningful
comparable information, that data has been presented on an adjusted basis,
i.e.
restated to reflect the depreciation and amortization expenses arising on
the
acquisition of new entities. Pursuant to IFRS 3 and to IFRS3R, the purchase
price for new entities is allocated to the identifiable assets acquired and
subsequently amortized over specified periods.

As of 2012, foreign exchange gains and losses from translation of
operations
denominated in foreign currency (including the effective portion of any
related
hedging instruments) are now recognized in cost of sales, instead of in net
finance costs. To facilitate comparison, the income statements for the half
year
ended June 30, 2011 and the fiscal year ended December 31, 2011 have been
restated and are available in Exhibit 3.

The main financial data for 2012 is discussed on an adjusted basis, i.e.,
before
Purchase Price Allocation (PPA); see Exhibit 4.

To facilitate the assessment of Ingenico's performance in 2012, revenue and
key
financial figures for first half 2011 have been restated from January 1,
2011 to
reflect the change in the scope of consolidation which have occurred during
2011 fiscal year (acquisition of TNET, Paycom and XIRING) and the change in
the
recognition of foreign exchange gains and losses arising on translation of
transactions denominated in foreign currency (« pro forma 2011
restated »).

EBITDA is not an accounting term; it is a financial metric defined here as
profit from ordinary activities before amortization, depreciation and
provisions
and before expenses of shares distributed to employees and officers (the
reconciliation of profit from ordinary operations to EBITDA is available in
Exhibit3).

EBIT is equal to profit from ordinary activities, adjusted for amortization
of
the purchase price for newly acquired entities allocated to the
identifiable
assets acquired.

Free cash flow is equal to EBITDA less: cash and other operating income and
expenses, changes in working capital requirements, investing activities net
of
disposals, financial expenses net of financial income and tax paid.

As of 2012, foreign exchange gains and losses from translation of
operations
denominated in foreign currency (including the effective portion of any
related
hedging instruments) are now recognized in cost of sales, instead of in net
finance costs. The income statements for the fiscal year ended December
31, 2011 have been restated to facilitate comparison.