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Woman:
So a beer costs $5 and you have 3 beers a day which puts your spending each
month at $450. In one year, it would be approximately $5400 …correct?

Man:
Correct

Woman:
If in 1 year you spend $5400, not accounting for inflation, the past 20
years puts your spending at $108,000, correct?

Man:
Correct

Woman:
Do you know that if you didn’t drink so much beer, that money could have
been put in a step-up interest savings account and after accounting for
compound interest for the past 20 years, you could have now bought a
Ferrari?