First
Intercontinental Bank works with cutting-edge technology partners to ensure
that the most secure environment is made possible for our valued customers. We
offer you worry-free Internet banking. You can be completely confident of the
following security measures:

Secure
Communications

Secure
browsers such as Microsoft’s Internet Explorer or Netscape Navigator are
required to access your information. Only browsers with 128-bit encryption
technology, the strongest encryption available, are supported. Encryption is
accomplished through Secure Sockets Layers (SSL), which utilizes mathematical
formulas to ‘encrypt’ or hide information from prying eyes on the Internet.
Additionally, if SSL detects that data was added or deleted after you sent it
to the bank, the connection will be severed in order to guard against any
tampering.

Secure
Environment

Firewalls
are used to protect the information on our Internet banking site. A firewall is
a combination of software and hardware products that designate parameters, and
control and limit the access that outside computers have to the banks’ internal
networks and databases.

Secure
Login

No
one can access your information on line without your user ID and password. The
online banking system checks for invalid logins and automatically disallows a
user after three invalid attempts. You can protect your account information by
logging off of your computer when you have completed your transaction. If you
forget to log off, our online banking system will disconnect you after a
certain period of inactivity.

Your
Password

You
will be responsible for maintaining one of the most important security
measures, your password. Your online banking password should always be kept a
secret. Memorize it, or write it down and keep it in a safe place. It is not
recommended you carry your password in your purse or wallet. Make sure no one
watches you enter your password and always close your browser when leaving the
computer. Make sure you regularly scan your computer for viruses that could be
used to capture password keystrokes. You ultimately hold the key to your
password security.