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0% introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening.

N/A

Intro Period:

first 6 billing cycles

first 6 billing cycles

None

Finance Calculation Method:

Average Daily Balance (including new purchases)

Default/Penalty APR:

None

Default/Penalty Margin:

None

Default/Penalty APR Floor:

None

Penalty/Default Trigger:

None

Credit Card Fee Information:

Annual Fee:

None

Foreign Transaction Fee:

2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency

Late Fee:

Up to $37

Over-the-limit Fee:

None

Balance Transfer Fee:

Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

Notes:

Rebate Description:

Earn 1 point for every net $1 you spend. Get a 25% bonus on all points earned every month, automatically. No caps or limits on the points you can earn, plus you have five years to redeem points for rewards. $25 cash back with your first purchase. Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.

Special Notes:

Applicant must be 18 years of age and have a U.S. address and Social Security Number. Convenience Check Cash Advance Fee: Either 3% of the amount of each advance or $5 minimum, whichever is greater. Cash Advance ATM Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater. Cash Equivalent Advance Fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater. Returned Payment Fee: Up to $35.

Get 5% miles back to use toward your next redemption, every time you redeem

Miles don't expire as long as your account is open, active and in good standing

No foreign transaction fees on anything you buy while in another country

0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.24%, 20.24% or 23.24%, based on your creditworthiness. Please note, there is a fee for balance transfers

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