CreditCardCo Blog

To meet their own challenges, many are growing and in the process, are realizing a business credit card is an invaluable tool as they move forward. Here, we take a look at a few of the newer offers or those with updated rewards, perks or benefits – all are available now. Take a look and if you’re a small business owner, you just might find the right one that will help you exceed your expectations.

Applied Business Card

We wanted to be sure to highlight this credit card for businesses because of the absence of an annual fee along with the intro 0% APR for up to six months. It’s designed for those whose business models might not be as strong due to past credit problems or stumbling blocks within the business’s industry. The APR is a variable 19.99% and the credit limits range from $350 to $1,000. It’s a solid way to improve the business standing so that it will qualify for better offers down the line.

The Business Platinum Card from American Express is ideal for those businesses that require travel. Card holders receive up to $200 in airline fee credits along with a 20% travel bonus when used in conjunction with Membership Rewards Pay with Points program. Plus, you’ll enjoy complimentary airport club access and a concierge service, when available, that stands ready to assist in all of your business needs in an unfamiliar city.

Plus, once you’re a member, you’re automatically enrolled in the Gold Club, Avis Preferred and Emerald Club by National Car Rental. These are exceptional programs that allow you to save money in business expenses. Finally, with no preset spending limits, you never worry about not having enough available credit. It’s a big asset for any size business.

Ink Family by Chase

The suite of Ink credit card offers by Chase offer something for every business. Whether it’s the Ink Bold with Ultimate Rewards – which offers 25,000 bonus points that can be used on nearly anything, including flights or the Ink Cash Business Card with a $250 cash back bonus, running your business is much easier with the Chase family of credit cards behind you.

The Ink Cash Business Card, as mentioned, offers a $250 cash back bonus for a limited time. Further, you’ll also earn 5% cash back on all purchases for the first $25,000 you spend each year for office supplies and electronics. For everything else, you’ll earn 2% cash back. You also have an intro 0% APR on purchases for the first six months and no worries about your cash back rewards expiring – they don’t.

The Ink Bold with Ultimate Rewards is consistently ranked high in customer satisfaction. These points never expire, either and your first year’s annual fee is free. Earn as many as you can – there are no limits. There’s also no interest since it’s a pay in full charge card. You also have a 30 day grace period and many other specific benefits you won’t find with other business credit card offers.

The Plum Card – AMEX Open

Finally, we take a look at the Plum Card from American Express. This too is a charge card and when you pay your balance in full within ten days each month, you receive a 1.5% discount. If you wish to pay over two months, that’s an option and it’s interest free! Also, your annual fee is waived the first year. This is truly a flexible business charge card option for those who like to keep interest payments at zero but who also appreciate the flexibility of paying over a couple of months.

These are just a few of the business credit card options available. With an ever-changing financial landscape, you’ll see that most credit card offers will keep up with the trends to ensure they remain the financial tools for businesses they were always meant to be.