THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 21, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $59,375.00

MORTGAGOR(S): Jennifer L. Hamernick, a single woman

MORTGAGEE: Mortgage Electronic Registration Systems, Inc

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 100273900103011143

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: People's Choice Home Loan, Inc

SERVICER: Ocwen Loan Servicing, LLC

DATE AND PLACE OF FILING: Filed March 1, 2006, Murray County Recorder, as Document Number 224868

ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association as Trustee; Dated: January 7, 2012 filed: February 10, 2012, recorded as document number 240783; thereafter corrected by a Corrective Assignment of Mortgage to U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-KS4 dated July 26, 2013.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $71,273.09

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 4, 2013, 10:00am

PLACE OF SALE: Sheriff's Main Office, Murray County Courts Bldg, 28th and Broadway, Slayton, MN 56172

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 4, 2014.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 7, 2013

U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-KS4