At the end of 2016, Elisabeth Nyang decided to get serious about her finances. Again. She’d already conquered a $25,000 mound of mostly credit card debt in six months back in 2012. Now she needed to pay off another $17,500 in a mix of credit card debt, overdue bills and…

This one’s been a long time coming. In case you didn’t hear, Western Union is the subject of a class-action lawsuit. People were getting scammed, and the bad guys requested they send their money via Western Union. Apparently, a lot of people did just that. If you were one of…

For many, raising a child is an invaluable experience, one they wouldn’t trade. However invaluable the experience, there is an unignorable price tag — a hefty one — that comes with caring for a dependent human. Whether you’re single or married, birthing or adopting, planning ahead or flying by the…

Are you confident you’re saving enough for retirement? LOLOLOLOLOL I made a funny joke there, right? It’s common knowledge that most people aren’t giddy about their retirement savings. According to Northwestern Mutual’s 2018 Planning and Progress Study, 1 in 5 Americans have no retirement savings at all! Of the 2,003…

Loan refinancing and debt consolidation are two terms that are often used interchangeably when it comes to paying down debt. Sure, both options can help you better manage debt with lower interest rates and lower fees. In fact, Bruce McClary, vice president of communications at the National Foundation for Credit…

Sometimes we wonder how people managed their money way back when… You had to put pen to paper to draw up a budget? You had to actually walk into a bank to get a loan? Or read a newspaper to keep tabs on your stocks? And you couldn’t automatically save…

If you’re eager to buy a new home, now may not be the time to make the biggest purchase of your life. That’s because the average interest rate has spiked to 4.61%, according to The Wall Street Journal. That’s up from 3.99% in January and the highest average since 2011.…

Matt Hoffman was frustrated with his bank. Super frustrated. Dissatisfied. Unhappy. A self-employed biotech engineering consultant, Hoffman travels all over the globe to work with clients. At one point, he was doing some work for a company in the United Kingdom and was getting paid through international wire transfers that…

Dear Penny, I was lucky enough to escape college unscathed without any student loan debt thanks to my parents taking the initiative to save when I was young. However, my boyfriend wasn't so lucky. We've been together for a while now, and he had to take out a few student…

James Cooper is all about changing kids’ lives. So he talks the talk, and he walks the walk. Every year, Cooper gets invited to dozens of high schools to speak to thousands of students about bullying, violence, teen pregnancy and gangs through the nonprofit he founded called Fedup-4U. He relates…