Choose from three different Checking accounts based on your checking profile.

Standard Checking

A Visa® debit card you can use anywhere

Dividends paid on your average daily balance

One free order of standard checks per year

E-statements

Access to our online account management, Online Branch

Free ATMs through our Co-Op and CU24 Networks

20,000+ branch network

Legacy Checking

Available to members who are retired and 55 years or older

A higher dividend paid than our free basic Checking account

One free order of standard checks per year

E-statements

Access to our online account management, Online Branch

Free ATMs through our Co-Op and CU24 Networks

20,000+ branch network

Choice Checking (See below for qualifications)

Our Choice Checking accounts are designed to fit your wants and needs.

Choose from one of these Choice Checking benefits:

Higher dividend rate1

Free ATM fee reimbursement (up to $10 per month) when using out of network ATMs2

Debit card reward points3

No minimum balance requirement

Limited to one account per member

One free order of standard checks per year

E-statements

Access to our online account management, Online Branch

Free ATMs through our CO-OP and CU24 Networks

To qualify for Choice checking account, you must:

Have direct deposit totaling $1,000 or more into your account per month

Enroll in Signature e-statements

Use your debit card at least 10 times per month for purchases in person or online (for high dividend option only)

Overdraft Services

Signature FCU offers several services to help you avoid overdrafts, returned checks, and declined transactions.

Set up your savings as an overdraft for your checking account - there is no fee for this option. Needed funds will automatically transfer to your checking account up to your savings
account balance to cover the transaction.

Line of Credit - an open-ended loan that serves as a backup for your checking account, so when funds are not available to clear a check or debit card withdrawal, funds will automatically advance. You can pay this back (interest accrues on this option) monthly or all at once.
Qualification required.

Member Privilege - A service that covers your transactions in your checking account when you have insufficient funds. There is a $500 credit limit for this service, and a $30 fee for each item paid by Member Privilege. You will be eligible to add this service after you meet certain
qualifications.

For more information or to apply for these services, please contact Financial Services
at 800.336.0284 x 697.

You can even create a personalized design on your Visa debit card to make it stand out in your wallet, and when you pay.

1Choice Checking - High Yield has certain requirements that must be met: The debit card must be used at least 10 times and there must be a total of $1,000 being directly deposited into the account each month. The member must be enrolled in e-statements and can only have one Choice Checking per account. If any of the requirements are not met, the account will earn the standard checking account rate for that month. Balances above $15,000 earn the standard checking APY while balances below $15,000 will earn the High Yield APY.

2Choice Checking - ATM Reimbursement has certain requirements that must be met: There must be a total of $1,000 being directly deposited into the account each month. The member must be enrolled in e-statements and can only have one Choice Checking per account. The ATM reimbursement of up to $10 per month will be posted monthly to the account at the beginning of the following month.

3Choice Checking - Debit Rewards has certain requirements that must be met: There must be a total of $1,000 being directly deposited into the account each month. The member must be enrolled in e-statements and can only have one Choice Checking per account.