Most Canadians can contribute up to 18 per cent of their income in RRSPs every year. Banks and other financial institutions are hoping you'll choose their products to fill that unused contribution room.

And for the past four years, Canadians have also had the option of putting investment money in tax-free savings accounts.

How are you saving for retirement? Are you planning on contributing to RRSPs? Or perhaps a TFSA or some other interest-accruing account? Let us know in the comments below.

&lt;a href="http://polldaddy.com/poll/6808866/"&gt;How are you saving for retirement?&lt;/a&gt;

(This survey is not scientific. Results are based on readers' responses.)