Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 20million in Travel and Accident Insurance.

Get exclusive free access to airport lounges when you travel all around the globe.

Get exclusive privileges on your travels with free access to to over 600 VIP airport lounges all around the globe regardless of the airline you are taking or the ticket class held. enjoy the comfort and luxury while waiting for your flight.

With Visa Access get perks and privileges all around the globe, get free access to 500 Members-Only Golf Clubs Worldwide, Unique Travel Experiences. Airport Meet-and-Assist and Transfer Services Benefits at Selected Airport Duty-Free Outlets and You wont have to worry about Air Travel Arrangements, Hotel Bookings, Car Rental, Passport and Visa Assistance and Card Emergency Services on your travels, with Visa 24/7 Concierge Service everything you need is just one call away.

Basic Information

Card name

BDO Visa Platinum

Bank

BDO

Brand

VISA

Type

Premier

Fees and charges

Interest rate (per month)

2.50%
per month
Same interest rates for Peso and Dollars

Annual fee

P4,500
First year waived Free for life for an annual spent of P420,000

Annual Fee for Supplementary holder

First 6 supplementary cards Free for Life

Minimum Payment

5% of total amount due or P 200/USD 5, whichever is higher

Credit Limit

Late payment charge

5% of the overdue amount or P 300 whichever is higher (Peso Billing)
4.5% of the overdue amount or USD6 whichever is higher (Dollar Billing)

Payment Channels and Fees

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P250 for Local purchases
P450 for International purchases

Replacement/Lost card fee

P250

Returned Check Fee

P500 (Peso Billing)
USD25 (Dollar Billing)

Eligibility

Minimum monthly income

P100,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

Shopping

Transport Accident Insurance/ Travel Insurance

Up to P 20million in Travel Accident with Travel Inconvenience benefits

Purchase Protection

Virtual Card - the Virtual Card is a credit card designed exclusively for use in the Internet; it has a different card number from your regular BDO credit card to protect your regular card number and credit line.

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