ANNOUNCING FINANCIAL ADVICE PACKAGES

Regardless of your balance, we'll help you make the right financial decisions around life events such as marriage, saving for college, retirement and more.

We're on a mission to help you make the most of your money.

Traditionally, people have spent too much time or money managing their investments to help them reach their life goals. We take sophisticated investing strategies, modern technology, and personalized guidance to help you make more of your money. And now we're making our advice even more accessible.

Get one-on-one financial advice.

Our advice packages pair you with a CERTIFIED FINANCIAL PLANNER™ or licensed financial expert who will provide guidance and a personalized action plan to help you achieve your financial goals. As a fiduciary, we act in your best interests.

Because we believe everyone deserves access to financial advice that fits their lives, all you need is a Betterment account to book a package. No minimum balance required.

Each package includes:

A call with a licensed financial expert

An action plan written by your expert

Exclusive educational content

Get on the list.

Getting Started Package

One 45-minute call with a licensed financial expert who will provide a step-by-step tutorial to help you set up your Betterment account so you can maximize our investment, tax, and savings features for your situation.

$149*

Financial Checkup Package

One 60-minute call with a licensed financial expert to get a review of your current financial situation and investment portfolio.

$199*

College Planning Package

One 60-minute call with a CFP® to review your family’s financial situation and higher education plans. We will help you understand how much you need to save, how to invest, and which education savings accounts to use for your state.

$199*

Marriage Planning Package

Two 45-minute calls with your loved one and a CFP® to get professional guidance on your goals, budgeting, debt, and merging finances. We’ll have one call to get you started and another to check in six months later after you’ve settled in.

$299*

Retirement Planning Package

One 60-minute call with a CFP® to get a holistic review of your current situation, accounts and holdings, employer plans, and more.

One month of email access to our team of experts for any additional questions you may have.

$399*

Advice For Every Need

If you’re looking for more frequent support from a financial professional, we have additional options that may suit your needs.

Premium Plan: Under the Premium Plan, you'll have unlimited access to Betterment's team of licensed experts and CFP® professionals.

Betterment Advisor Network: If you're looking for a dedicated advisor, or have more complex financial planning needs, we can match you to an independent CFP® professional in the Betterment Advisor Network.

Stay in the loop.

Frequently Asked Questions

How do I know if I need to speak to a financial professional?

Not everyone needs to speak to a financial professional. However, a financial professional can provide additional guidance and confidence in your financial decisions. You might consider an financial professional if you have additional questions or particularly complex needs.

Are there any requirements to book a package?

You must have a Betterment account to book a package with one of our licensed financial experts. There is no minimum balance requirement - as long as you have a Betterment account, you are eligible. However, the more preparation you can do in advance (e.g. sync external accounts, create goals), the more value you can get out of speaking with our team.

Terms & Conditions: Payment for an advice package must be made in advance of your first call with a licensed financial expert (“financial expert”). Payment must be made by credit card via Square, a third party provider, and subject to Square’s payment terms and privacy policy. Betterment does not collect or store your credit card information. All calls with a financial expert for a given advice package must be completed within six months of payment. Betterment’s Premium plan provides unlimited access to advice on the topics covered by the packages listed here, and you should consider whether paying for the Premium plan or paying for specific advice packages is most appropriate for your needs. The advice packages listed here are subject to the following refund policy. If you are unsatisfied with the services provided by the financial expert, you may request a refund by sending an email to the financial expert within 30 days of your call (or 30 days of the first call if the package includes multiple calls). You also must complete a survey about why you were not satisfied to be eligible for a refund. Betterment will process any refund as soon as possible, and no later than 30 days after you make the refund request and complete the survey. Betterment reserves the right to modify this refund policy at any time and for any reason. Each advice package is associated with a specific amount of financial expert phone time as listed on this page. All interactions relating to a single advice package typically will be with the same financial expert, but Betterment cannot guarantee that you will interact with the same financial expert if you select multiple advice packages. You are responsible for ensuring that all of your in-application information is accurate and for completing any pre-call tasks requested by the financial expert. If you do not follow the financial expert’s pre-call instructions, your allotted time may expire before you receive all advice associated with the package, and Betterment will not be responsible for providing additional financial expert time. You, and not Betterment, are responsible for completing any post-call action items recommended by the financial expert. Advice provided as part of each package may be based on information provided by you through Betterment’s website prior to a call with the advisor, in addition to information provided to the advisor during a call. Betterment is not responsible for reconciling any conflicting information you provide at different times. Betterment’s advice may rely on third party tools, in addition to tools maintained by Betterment.

Investments: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Betterment's charges and expenses. Betterment's internet-based services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see our Form ADV Part 2 and other disclosures. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Betterment is not registered. Market Data by Xignite.