Affordable Care Act

When open enrollment begins October 1, set up an account and begin to apply for health coverage, compare plans side by side and enroll in a plan.

Coverage starts as soon as January 1, 2014.

Questions? Call HealthCare.gov Helpline at: 1-800-318-2596, 24 hours a day, 7 days a week;
or Learn more about the Health Insurance Marketplace.

There will be options to enroll online, by phone, or by mail.

Links

Healthcare.gov (https://www.healthcare.gov/): the official consumer site for the Insurance Marketplace, includes background information, personalized application instructions and links to further resources; beginning Oct. 1, 2013, Florida residents who wish to enroll online should use this site to complete their application.

About the Law (http://www.hhs.gov/healthcare/rights/index.html): allows users to read more about the law itself, including the actual text, plain language benefits information, and highlights of key features.

Florida’s Health Insurance Marketplace (http://www.myfloridachoices.org/): this is not one of the health exchanges created by the Affordable Care Act and does not meet the same federal guidelines, though it does use similar terminology. This exchange was originally created by Florida Legislators as an aid to small businesses, but is currently expanding to offer individual options as well.

Health Insurance Reform and You (http://www.myfloridacfo.com/Division/Consumers/HealthReform.htm): online guide from the State of Florida Division of Consumer Services; resources for consumers and small businesses.

Navigators

Trained healthcare 'navigators' will be available to help the public understand their health coverage options and to enroll.

In Florida, the navigators will have trained and registered through the Division of Insurance Agent and Agency Services: http://www.myfloridacfo.com/Division/Agents/Industry/News/Navigators.htm