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The following is a sponsored post. All opinions are 100% my own.

One thing I do to try to put some more money back into my pocket is by using Ebates. Ebates gives you FREE money for shopping, which is especially great during the busy holiday shopping season!

To earn money back from Ebates stores, all you have to do is log into your Ebates account and click on whatever brand you are interested in shopping at. There are over 2,000 stores where you can earn cash back, so there are plenty of options (some of the Ebates stores includes Walmart, Nordstrom, Gap, Amazon, Sears, Asos, Kmart, and more.). Then, all you do is shop just like you normally would and you will earn cash back. You just click through links found on Ebates and then shop on the stores’ websites like you normally would. You literally get money back for the shopping that you were already going to do. [Read more…]

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The average person spends around $900 on gifts for the holiday season, according to American Research Group. That amount doesn't even account for other holiday spending, such as travel costs, food, get togethers, decorations, and more.

Some people even go into credit card debt to spend for the holidays, but is that really worth it?

I'm going to guess not.

Putting your holiday spending on a credit card is a major problem because you will eventually have to pay off that debt.

Plus, interest and other finance charges may be added, meaning that small amount you put on your credit card will grow into a much bigger number. This can then impact your credit score, your credit history, your debt to income ratio, and more.[Read more…]

This post may contain affiliate links. Please read my disclosure for more info.

T. Rowe Price recently released the survey – Parents, Kids, & Money, which surveyed more than 1,000 parents as well as their children between the ages of 8 to 14. This survey revealed that most parents actually want to overextend their money and spending in order to get their children what they want for gifts and holiday presents. [Read more…]

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If you are in the United States, you are probably preparing for Thanksgiving and any related festivities. You are most likely excited for the food, seeing family members, hanging out with old friends, and more.

As everyone knows, one part of Thanksgiving is to think about all of the things you are thankful for.

I think it’s always a good idea to stop and think about the positive things in life.

This can completely change your mindset and I believe it can make your day, year, and life better. No matter how bad life may seem, you can probably step back and think of a few positive things in your life.

Below are some of the several different things in life that I am thankful for: [Read more…]

Hello and welcome!My name is Michelle and I'm the author/owner of Making Sense of Cents. Learning how to save money and make more money changed my life. It allowed me to pay off $40,000 in student loans, start my own business, and I now travel full-time.