HDFC Bank Diners ClubMiles Card

The HDFC Diners ClubMIles Card is one that helps make your travel experience even better. The first year fee of Rs.1,000 is waived if you spend a minimum of Rs.30,000 within 90 days of card approval. Alternatively, you can also open a current account or savings account with a minimum amount of Rs.30,000 (within the first 90 days of card approval) to enjoy this fee waiver. Each subsequent year. The annual fee charged is Rs.1,000. However, this too is waived if you spend at least Rs.1 lakh within a 12-month period or open a savings account or current account for the same amount. This card has an interest rate of 3.49% per month (41.88% p.a.).

Features and Benefits

Welcome gift:As a welcome gift, you will get 1,000 reward points, which will be credited once the joining fee is paid.

Also, for every card renewal, you can earn 1,000 reward points as renewal bonus. However, the bonus is not applicable if the fee is waived off.

Annual fee waiver:The annual fee on the card will be waived off if you spend Rs.1 lakh or more in a year. Transactions such as HDFC Cash on Call, HDFC Credit Card Balance Transfer, and cash withdrawal are not considered as retail transactions, hence the total spend does not include such transactions.

Reward points programme:Reward points on Diners ClubMiles Credit Card are powered by the Miles Exchange Program.

You can earn 4 reward points on every Rs.150 spent on the card.

Reward points can be redeemed for air miles with partner airlines and hotels including British Airways, Jet Airways, Singapore Airlines, Trident Hotels, and Club Vistara.

1 reward point = 1 air mile.

Reward points can also be redeemed for gifts and vouchers from HDFC’s exclusive Rewards Redemption Catalogue.

Also, exchange the points for air ticket and hotel bookings at HDFC Bank Diners Club website. (1 reward point = Re.0.50)

Lifestyle privileges:

Dining offers - You can enjoy 15% discount or other benefits at some of the finest restaurants in your city.

Travel concierge services - Get assistance for your travel needs by booking a concierge, which is available 24/7.

Fees and Charges

Type of Fee/charge

Amount

Joining fee

Rs.1,000

Annual fee

Rs.1,000

Interest rate

3.49% per month

Cash withdrawal fee

2.5% of the withdrawn amount or Rs.500

Rewards redemption fee

Rs.99

Late payment charges

Less than Rs.100 – None

Rs.100 to Rs.500 – Rs.100

Rs.501 to Rs.5,000 – Rs.500

Rs.5,001 to Rs.10,000 – Rs.600

Rs.10,001 and 25,000 – Rs.800

For more than Rs.25,000 – Rs.950

Outstation cheque processing charge

Cheque value of up to Rs.5,000 – Rs.25

Cheque value of more than Rs.5,000 – Rs.50

Cash processing fee

Rs.100

Over limit charges

2.5% of the over-limit amount (minimum Rs.500)

Reissue of lost, stolen or damaged card

Rs.100

Foreign currency transaction fee

3.5%

Payment return charges

2% of payment amount (minimum Rs.450)

Eligibility Criteria

The HDFC Diners ClubMiles Card is offered by the bank to both salaried and self-employed individuals. The eligibility criteria are different for both the type of customers.

For salaried individuals

The applicant must be aged between 21 and 60 years

The net monthly income of the individual must be more than Rs.30,000

For self-employed individuals

The applicant must be aged between 21 and 65 years

Income Tax Return (ITR) must be more than Rs.3.6 lakh per year.

Howto ApplyforHDFC Diners ClubMiles Credit Cardonline

Apply for Diners ClubMiles Credit Cardonline by visiting HDFC Bank website directly. Alternatively, you can also apply through BankBazaar to enjoy partner benefits.

Follow the steps mentioned below to apply for the card through BankBazaar.

Click the ‘Check Eligibility’ button on the page and establish your eligibility for the card.

If you’re eligible, you will find the ‘Apply Now’ button.

Click on it and enter the necessary detailsbeforesubmitting it.

You wouldthenbe prompted to upload the documents. Upload the sameand clickon‘Submit’.

Youwill receivetheapplication number on yourregistration mobile number once you successfully submit the application. You can use the same number to check the status of your credit card application by clicking 'Track Application' on the website.

Faqs

Is the reward rate different for HDFC Diners ClubMiles and Diners Club Rewardz ?

Yes, the reward rates that the cardholder is eligible for is different for both the credit cards offered by HDFC.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

HDFC Diners ClubMiles Card
Reviews

The process in getting my HDFC BANK DINERS CLUBMILES CARD has been quite good, and there hasn't been any delay in getting this card. But the credit limit with this card was quite less than my existing card. They had explained me about the features with this card and i have started using the card as well.

I did not have any option for other bank credit cards because of the eligibilty hence i am opted for this card. They have given me a limit of Rs. 1 lakhs and annual fee is there which is Rs. 1000. I get a 25* rewards points for the selected partner. There is some free airport launch access is there. Using the card for last 1 month.

I am using the HDFC BANK DINERS CLUBMILES CARD card for the last one and a half years and the services with them had been great. The card has been some good exciting offers with this card and the annual charges with this card will get waved off as per the usage. I am using the card for all purposes and i am satisfied with the credit limit with this card.

I am using the HDFC BANK DINERS CLUBMILES CARD for the last two to three years and the services provided by them had been pretty good. I am happy with the benefits and features with this card, it does have some annual charges and i use the card for most of the purposes where i am getting some good offers as well.

I am using the HDFC DINERS CLUBMILES CARD for more than three years and their services has been the best. There has been a lot of offers on dining and on other purchases. There is a good credit limit and there has not been any annual charges with this card and it is a life time free card.

Their customer service is good and response is also good , last two month I have another credit card from HDFC bank , and this is free card , and in this card rewards point offer but I am not using this rewards point ,I am satisfied with credit limit ,

I am using the HDFC BANK DINERS CLUBMILES CARD for the last few years and i am satisfied with their services. Previously they used to provide some good offers like Free airport launch access, movie tickets, benefits on travel ticket booking, but from the last year thee hasn't been any such offers. There is no annual charges with this card and i use the card for all purposes.

I have taken HDFC credit card through on line, when at an initial process the verification was smooth. On time I received a card. The credit limit is sufficient. One thing I would like to suggest to provide more offer for this card.Based on the transactions i use to get 10-20% discounts. The customer service is good.

this is chargeable 1000k , but here many offer in this card so I choose this credit card, and their allover service is good , I got HDFC bank credit card within ten days , and I am satisfied with credit limit , I did not use much more so I can't explain ,

I got HDFC bank credit card within ten days , and I am satisfied with credit limit , this is chargeable 1000k , but here many offer in this card so I choose this credit card, and their allover service is good , I did not use much more so I couldn't explain much more ,

After approval within three days I got HDFC bank credit card , this is free card and here is restaurant discount so I chose this card and here rewards point offer available , and I am not satisfied with credit limit just 50k , and their allover service is good , I am satisfied with this credit card ,

After approval within seven days I got HDFC bank credit card , this is chargeable card and here is restaurant discount so I chose this card and here rewards point offer available , and I am satisfied with credit limit , and their allover service is good , I am satisfied with this credit card ,

I got one credit card from HDFC bank , and I am not satisfied with credit limit just 75k ,this is my first card , and here rewards point offer and this is chargeable card , and their allover service is good , and I am not much happy this this credit card

I had selected the HDFC BANK DINERS CLUBMILES CARD since i frequently use my credit cards for dining purposes. The process in getting the card has been simple and smooth and they had delivered the card in the right time. I am happy with the credit limit with the card and there is an annual charges of 1000 with this card.

I had selected the HDFC BANK DINERS CLUBMILES CARD since i frequently use my credit cards for dining purposes. The process in getting the card has been simple and smooth and they had delivered the card in the right time. I am happy with the credit limit with the card and there is an annual charges of 1000 with this card.

I am using HDFC BANK DINERS CLUB MILES CARD. I am using this card more than 4 years. Credit limit is Rs. 67000 is sufficient all purpose i can use this card. Customer service and responsiveness is also good. I am getting airport lounge benefits available in this card. This is a life time free card.

I am using this credit card for the last one & a half years where the services has been pretty good. I am happy with the credit limit with this card & i am using the card mostly for shopping. There has been an airport launch access with this card and it has not been having any annual charges.

It has been a year since i am using this credit card and the it has been a normal card where there has only been some few offers with this card. The credit limit which they had given is good and it has been a life time free card as well. I had been using this card for shopping and all other purchases.

I am holding HDFC bank credit card last three years and I am satisfied with is limit rs-1.30L is my limit but this is chargeable card rs-500 rupees every year. and no much cash back offer in this card and customer service provided is not good and response is not properly . so I am not much satisfied with hdfc bank credit card .

The process in getting this card has been good where the card was delivered to me before the promised time. The credit limit with the card has been good and there is some good benefits & features with the card as well. I am using the card for all purposes and it is a life time free card.