"Our nation’s makers, doers and dreamers face too many barriers when starting a business. Just three states receive 75 percent of venture capital investment, for example. According to the Annual Survey of Entrepreneurs, among firms that started with at least $100,000 in capital, only 4 percent were Hispanic-owned and 1 percent were black-owned."—Ross Baird, innovator-in-residence with the Ewing Marion Kauffman Foundation and co-founder of Village Capital