# 1 The pool will be based upon choosing the winning team in every game
throughout the 17 weekends making up the regular NFL schedule. .

# 2 If one of the participants wishes to withdraw, he may sell his interest
to another person, after approval of the remaining participants. If a
participant withdraws without selling his interest, he must reimburse the other
participants any amount owed to them at the time he withdraws; however, he will
receive only 75% of any balance, from any participant, owing to him. A
participant who joins the pool without buying an interest will start with the
lowest number of points equal to that of the participant with the lowest number
of points.

# 3 One point will be given for each winning team selected (no penalty for
wrong guesses). Bonus points will be given each week to any participant who
selects more than 11 winners, as follows:

# 4 Additional Bonus points will be given for winning "loner"
picks. If you are the only participant that picks a team for the week and it
wins, you will receive 4 Bonus points. If two participants pick the team and it
wins, 3 Bonus points will be given to each. If three participants pick the team
and it wins, 1 Bonus point will be given to each.

# 5 Each point is worth $ .25. The points
of each participant will be accumulated throughout the season. At the end of the
season, each participant will pay $ .25 per point to all participants who have
more points than he, and will receive $ .25 per point from all participants who
have fewer points.

# 6 The picks of each participant must be
turned in to Jim or Betsy by NOON
Thursday preceding the applicable weekend. Failure to meet the deadline
will result in the participant receiving the favorites.

# 9 A summary sheet listing each participant's picks and prior point
standings can be picked up from me on the Friday after all picks have been
submitted. Picks will be posted @ www.mrrodgersneighborhood.com

# 10 All losing participants will submit
the amount due no later than JANUARY 31, 2018.