Of course, you can get a Health Insurance plan. In fact, there are Health Insurance plans for senior citizens. Some of the most significant features of Health Insurance plans for senior citizens in India are as:

Hospitalisation cover including medical bills and room charges

Cashless hospitalisation

Day care expenses

Ambulance Charges

Pre-existing diseases are covered based on the insurance provider

No medical test required before availing medical insurance. This is based on the insurance provider.

Higher sum insured coverage

Faster and hassle-free settlement

Here are some of the most frequent clauses that are not covered under the senior citizen Health Insurance plans –

Any pre-existing injuries/diseases

Any diseases contracted within 30 days of availing the policy

Any non-allopathic treatment

Expenses related to self-inflicted injuries

Expenses as a result of drug abuse

Cost of spectacles/lenses and dental treatment (except arising out of accident)

Medical expenses incurred for treatment of AIDS

Certain ailments like joint replacement, are covered only after 2 years of availing the policy