Insurance providers encourage you to check your coverage as hurricane season begins

HORRY COUNTY, SC (WMBF) - Experts say Tropical Storm Bonnie was just an early taste of what we could possibly see hit the South Carolina coast this hurricane season.

They say the time to plan ahead and make sure your home and family are ready is now.

Insurance agents especially want to make sure you're covered. They are encouraging you to check your policy, make sure it's updated, and that you have the right coverages and deductibles in place to protect you against loss.

They say you should especially make an inventory of all of your belongings now before a storm is on the horizon.

"These close calls, eventually, one's going to catch up with us and hit the Myrtle Beach area," Wes Standish with Southern Coast Insurance Group said.

They want to make sure you know that not every kind of hurricane damage can be covered with homeowners insurance alone. Only flood insurance can cover water that invades your home from the ground up, including storm surge.