"MBNA are just waiting for suckers. You start of with nice low rates, bombard you with texts and calls offering 0% balance transfers to your current account, then they increase your limits without you asking and then bang, you get your limit slashed and your rate hiked to 34.9%. No reason ..."

.."Similar story to many below. I got the MBNA Platinum Plus Card on a 0% balance transfer. Got up to £5000 on it and they whacked the interest up to 34.9%. When I rang them and asked why they told me I was risky - I've never missed a payment. They kindly agreed reduce my interest to 30.9% b ...".....

"I have just been informed that my interest rate has been increased overnight from 22.9% to 34.9% - an increase of over 50%! When I called the Customer Services department the person I spoke to said it was a 'business decision' but could tell me no more than that. I was told that a letter has been sent to me informing me about this increase but I have never received it and so have asked for a copy. I suppose this letter might tell me why my rate has been increased but I cannot believe that any re ..."

"MBNA are just waiting for suckers. You start of with nice low rates, bombard you with texts and calls offering 0% balance transfers to your current account, then they increase your limits without you asking and then bang, you get your limit slashed and your rate hiked to 34.9%. No reason ..."

.."Similar story to many below. I got the MBNA Platinum Plus Card on a 0% balance transfer. Got up to £5000 on it and they whacked the interest up to 34.9%. When I rang them and asked why they told me I was risky - I've never missed a payment. They kindly agreed reduce my interest to 30.9% b ...".....

"I have just been informed that my interest rate has been increased overnight from 22.9% to 34.9% - an increase of over 50%! When I called the Customer Services department the person I spoke to said it was a 'business decision' but could tell me no more than that. I was told that a letter has been sent to me informing me about this increase but I have never received it and so have asked for a copy. I suppose this letter might tell me why my rate has been increased but I cannot believe that any re ..."

0% Introductory AIR for the first fifteen statement Closing Dates following the opening of your Account for Balance Transfers (including Cheque Cash Advances) (each, an "Eligible Transaction"),if an Eligible Transaction posts to your Account within 120 days of your Account opening.

The Introductory AIR will end sooner if your payment is late or if the Account balance is over the credit limit.

0% Introductory AIR for the first fifteen statement Closing Dates following the opening of your Account for Balance Transfers (including Cheque Cash Advances) (each, an "Eligible Transaction"),if an Eligible Transaction posts to your Account within 120 days of your Account opening.

The Introductory AIR will end sooner if your payment is late or if the Account balance is over the credit limit.