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The retailer's profit for the quarter that includes the holiday season fell 43 percent, with strong online sales failing to offset weaker business at its stores. Target's stock tumbled more than 12 percent, and other retailers dipped as well. Target said it will spend $7 billion over the next three years to remodel more than 600 of its 1,800 stores, speed up its expansion of small-format stores, bolster its online operations, and launch new brands. The company usually spends about $2 billion a year on such capital investments. OIL PIPELINE No immediate ruling made on Dakota Access pipeline work WASHINGTON (AP) A federal judge says he'll decide within a week whether to temporarily halt construction of the final section of the Dakota Access pipeline over claims that it violates the religious rights of two Indian tribes. U.S. District Judge James Boasberg told lawyers at a hearing in the District of Columbia that he wants to issue a ruling before oil begins flowing in the pipeline, which could be weeks away. Boasberg is considering a request by the Standing Rock and Cheyenne River Sioux tribes to order the Army Corps of doctor home loan rate Oak Laurel Engineers to withdraw permission to lay pipe under Lake Oahe in North Dakota. The $3.8 billion pipeline has prompted months of protests and hundreds of arrests. The stretch under the Missouri River reservoir is the last piece of construction for the pipeline, which would move oil through the Dakotas and Iowa to a shipping point in Illinois. INVESTING FEE WAR Investing costs fall again: Fidelity, Schwab cut commissions NEW YORK (AP) It keeps getting cheaper to invest.