The “Amer” Group up is made up of 10 members; all are very responsible women, but above all very committed to their businesses. Each one of them is requesting a loan to invest in their business: Angelica will invest in clothing, Thalia will invest in her beauty salon, Francisca and Rosario in their grocery store, Felisa, Araceli, Martina and Laura will invest in sheep, Rebecca in a school supplies store, and Maria in candy.

Angelica, or Ange as she is affectionately called, is 41 years old and has been married to Bernardo for 24 years. Together they form a family with a daughter who is going to school. Angie has been selling clothing, candy, school supplies and novelty items for 12 years. She says that she started selling her clothing door-to-door to her neighbors, friends and family members. She never liked to sell in squares or markets. In addition she always gave her customers the convenience of buying in two payments, and so far continues to do so. However this is Ange's greatest concern because many times people never finish paying her. "I would like to sell on credit, but I understand we are in a community where there are not many sources of income, and even though I need the money right away and ask for immediate payment, I could lose customers".

Angie only sold clothing, but when she had the opportunity of having her own shop, her husband encouraged her to sell candy. She started by buying very small boxes of candy and now already has a table full of candy, cookies and soft drinks.

Ange's business is very productive; she has many customers although there also days when sales are low. Ange's only goal is to succeed in expanding her business so that she can have sufficient revenue and be able to help her daughter with her education expenses. For her is very important that her daughter finish her degree. Would you like to help Angie to fulfill her dreams?

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.