It's also worth remembering that you'll need to check your buildings insurance rather than contents. The old rule of thumb used to be that if it required a screwdriver to remove it, then it was buildings rather than contents insurance you needed.

The same incidently is true of fitted kitchens so if you've had one of those fitted recently, then check you're insured. Conservatories, loft and garage conversions etc - don't forget to check now will you?