topic Re: Barclay CLD Q's in Credit Cardshttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1702772#M473492
<P>Walmart sent me 2 offer:</P><P>-0% 18 months for purchases over 429 before 11/30/12</P><P>-0% 12 months on purchases 299 or more befor 12/31/12</P><P>&nbsp;</P><P>Amazon has 3:</P><P>-0% 6 months burchases over 199 (?)</P><P>-0% 12 months purchase over 499 (?)</P><P>-0% 24 months specially marked items</P><P>&nbsp;</P><P>&nbsp;</P><P>Where are you&nbsp;webhopper, to tell me to slow down with the apping? <img class="emoticon emoticon-smileyhappy" id="smileyhappy" src="http://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt=":smileyhappy:" title="Smiley Happy" /></P>Fri, 16 Nov 2012 00:59:07 GMTjordanmedical2012-11-16T00:59:07ZBarclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1655498#M458324
<P>Do they do it for new inquiries or new accts? (What if those inq were on same day as getting barclay)</P><P>&nbsp;</P><P>What about high balances on a loc or something?</P><P>&nbsp;</P><P>Is it 6 months after getting their card or 12 months?</P><P>&nbsp;</P><P>Just want to mind my P's and Q's.</P>Mon, 22 Oct 2012 03:05:40 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1655498#M458324jordanmedical2012-10-22T03:05:40ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1655672#M458373
<BLOCKQUOTE><HR />jordanmedical wrote:<BR /><P>Do they do it for new inquiries or new accts? (What if those inq were on same day as getting barclay)</P><P>&nbsp;</P><P>What about high balances on a loc or something?</P><P>&nbsp;</P><P>Is it 6 months after getting their card or 12 months?</P><P>&nbsp;</P><P>Just want to mind my P's and Q's.</P><HR /></BLOCKQUOTE><P>I heard all kinds of things about Barclay and actually it was my 3rd or 4th time I applied and my TU was my best but I quickly made use of that! LOL</P><P>I had about 4 INQ (not sure where rest went, and my BIG USBank Card was not showing so that helped but anyway.</P><P>Approved on APP 1 or 2 on cleanest reports since BK...</P><P>I then opened 3-4 GE Cards, Capital One, Car Refi</P><P>fast forward 5-6 months I added another 3-4 GE cards, a AU big Navy Card, and then I went running for Car purchase/Lease and added somewhere between 20-25 INQ on each I think.... pretty sure last checked in like Aug/Sept I was over 40 on each report I think (car shopping is interesting when you are running around 8 dealerships! LOL</P><P>&nbsp;</P><P>So... I have never had anything happen with Barclay, so not really sure... I don't worry about it, they are going to close it or not, I don't care.</P>Mon, 22 Oct 2012 04:09:56 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1655672#M458373Creditaddict2012-10-22T04:09:56ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1655808#M458422
<P>I apped for a Barclays NFL card 9/12. At the time, I got a deferred decision (status said it was under review). I called in, and they said decisions are automatically sent for manual review (deferred decision) for people who already have a Barclays card. I currently have a US Air MC, and had a Barclays rewards MC that I cancelled in July (low limit, high APR). I combined the limits on those cards to the US Air card before closing.</P><P>&nbsp;</P><P>Anyway, while talking to the CSR, he walked why I wanted a new card, and mentioned that I had a lot of new credit (5-6 cards from June-July app spree). He approved the new card with a 5k limit, but not before warning me that I should not app for any new accounts for 'awhile' or I risk AA (closure or CLD) from them. When I asked how long "awhile" before I app again, he said 6 months.&nbsp;</P><P>&nbsp;</P><P>As always, YMMV. I am laying off apping now (only did this one because $400 cash back after you spend 1k was too much to pass up). But...if I see a really good carwho on knows? LOL</P>Mon, 22 Oct 2012 06:05:32 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1655808#M458422emptypockets2012-10-22T06:05:32ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1655964#M458479
All of the aboveMon, 22 Oct 2012 09:50:51 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1655964#M458479learnin1132012-10-22T09:50:51ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1694918#M471097
<P>BUMP</P><P>&nbsp;</P>Mon, 12 Nov 2012 01:17:56 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1694918#M471097jordanmedical2012-11-12T01:17:56ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1695080#M471155
<P>ive actually thought about barclays. &nbsp;wow they gave you a 3k limit? &nbsp;did you have to recon the decision or was it instant approval? &nbsp;your doing really good and lining up a nice portfolio of cards</P>Mon, 12 Nov 2012 04:48:25 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1695080#M471155rootpooty2012-11-12T04:48:25ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1695260#M471188
<P>idk people talk about barclays being AA happy. I can report to you that if that is true, it has not happened to me.</P><P>&nbsp;</P><P>After opening my Barclaycard I applied for like 8 cards, got approved on 6 of them (Had AMEX Zync already).</P><P>&nbsp;</P><P>During that time I asked for a CLI from Barlcays... they said no because of lack of history which I thought was reasonable (my cc history was thin while I had a 5 year auto loan history) ... a few months (2) later at the 6 month mark (keeping in mind at this time I had 5 credit cards and a handful of HPs) they gave me an increase to $2100.&nbsp;</P><P>&nbsp;</P><P>So I think honestly its a YMMV thing. I've been paying my cards on time, if anything they may be asking themselves how I can retain my sanity from paying down 6 different cards a month&nbsp;<img class="emoticon emoticon-smileyhappy" id="smileyhappy" src="http://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt=":smileyhappy:" title="Smiley Happy" /> but as long as the bills get paid on time... I have not had any AA so far. It has been 9-10 months with them... if anything hasn't happened yet I think they're comfortable with me <img class="emoticon emoticon-smileyhappy" id="smileyhappy" src="http://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt=":smileyhappy:" title="Smiley Happy" /> it took me awhile to get my mac, but before that I was charging 300-400 a month and PIF every month so they must have liked that.</P>Mon, 12 Nov 2012 08:17:50 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1695260#M471188spengbab2012-11-12T08:17:50ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1696958#M471663
<P>yes, root, I had to recon. Got Denied (third time I've applied in 2 years) and called in, told them I wanted the retina display bc at first they were just going to give me 1500. Then he matched my highest CL. Now I'm trying to behave myself with new apps. I really want to get carecredit and paypal or amazon. UGH</P>Tue, 13 Nov 2012 04:04:10 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1696958#M471663jordanmedical2012-11-13T04:04:10ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1700292#M472746
<BLOCKQUOTE><HR />jordanmedical wrote:<BR /><P>yes, root, I had to recon. Got Denied (third time I've applied in 2 years) and called in, told them I wanted the retina display bc at first they were just going to give me 1500. Then he matched my highest CL. Now I'm trying to behave myself with new apps. I really want to get carecredit and paypal or amazon. UGH</P><HR /></BLOCKQUOTE><P>I hear you im hoping I dont scratch the itch lol. &nbsp;I have mixed thoughts on carecredit. &nbsp;I would do amazon over paypal.</P><P>&nbsp;</P><P>Ive heard telling barclays something you want to buy is more than your limit and mostly sometimes they will increase the limit on recon. &nbsp;congrats</P>Wed, 14 Nov 2012 19:50:17 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1700292#M472746rootpooty2012-11-14T19:50:17ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1700336#M472756
<P>I scratched it when walmart wouldn't give me a cli (absolutly wouldn't budge). Saw amazon will have the tv I want for blk friday at walmarts price....bamm....approved for 800. I don't understand why ge would give me new card with a higher cl then my walmart but refuse a cli.</P>Wed, 14 Nov 2012 20:07:24 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1700336#M472756jordanmedical2012-11-14T20:07:24ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1700362#M472763
<P>wait you got approved with amazon too?!</P>Wed, 14 Nov 2012 20:14:37 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1700362#M472763rootpooty2012-11-14T20:14:37ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1700394#M472776
Yea with same 0% offer as walmart yet walmart refused me a cli. I don't understand it.Wed, 14 Nov 2012 20:25:11 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1700394#M472776jordanmedical2012-11-14T20:25:11ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1702172#M473272
<P>Im so jealous. &nbsp;How long are they doing the 0% intro for on the walmart and amazon cards?</P>Thu, 15 Nov 2012 18:48:51 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1702172#M473272rootpooty2012-11-15T18:48:51ZRe: Barclay CLD Q'shttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1702772#M473492
<P>Walmart sent me 2 offer:</P><P>-0% 18 months for purchases over 429 before 11/30/12</P><P>-0% 12 months on purchases 299 or more befor 12/31/12</P><P>&nbsp;</P><P>Amazon has 3:</P><P>-0% 6 months burchases over 199 (?)</P><P>-0% 12 months purchase over 499 (?)</P><P>-0% 24 months specially marked items</P><P>&nbsp;</P><P>&nbsp;</P><P>Where are you&nbsp;webhopper, to tell me to slow down with the apping? <img class="emoticon emoticon-smileyhappy" id="smileyhappy" src="http://fico.i.lithium.com/i/smilies/16x16_smiley-happy.gif" alt=":smileyhappy:" title="Smiley Happy" /></P>Fri, 16 Nov 2012 00:59:07 GMThttp://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CLD-Q-s/m-p/1702772#M473492jordanmedical2012-11-16T00:59:07Z