It’s easy doing business with American Express.

When dealing with any of our partners who accept American
Express, we believe keeping it simple is the best approach. This
section contains basic information you’ll need once you
have set up an American Express Merchant Account.

How we'll pay you. We'll pay the net amount we owe you. We arrive at this amount by deducting the Discount Rate on each transaction, prior to settlement, rather than asking for payment at the end of the month. We may also offset any adjustments to your account, such as credits, refunds or Chargebacks.

When we'll pay you. We'll pay most Merchants within three business days from the date we receive the charges. This will be dependent on your Merchant Payment Plan.

When will you need to pay us? There may be times when your account is in debit. Reasons for this may include refunds you made to Cardmembers, outstanding fees, or a Chargeback debited to your account after a Cardmember dispute.

How to settle any money you owe us. We’ll deduct what you owe us from the next payment(s) we make to your business. If we consider those payments are not sufficient to clear the outstanding amount, we’ll contact you to make other arrangements.