A TransUnion Credit Report gives you important information contributed by your credit providers. Businesses use this information in accordance with our National Credit Regulator Act. This enables them to make informed, reliable and objective decisions to grant credit to you or not.

Credit Score

Credit providers use your credit score to measure their risk in taking you on as a client before they approve or decline your application for credit, or for an increase in your credit limit.

Identity Theft

Victims of ID theft will usually find that not all the information on their credit report reflects their financial behaviour.

Credit Monitoring

Learning about inaccurate information on your credit report is never fun, particularly when a potential creditor learns about it before you do.

Blacklisted

Often credit checks bring up long-forgotten bad credit decisions, but that low credit rating can change. That's good news for consumers with less-than-perfect credit. Even if you've mishandled credit in the past, you can build up your credit worthiness by handling credit more responsibly, both now and in the future.

Keep your TrueIdentity

We see information differently. Not just for what it is but for what it can help people accomplish. We believe in Information for Good; in helping organisations and consumers achieve great things. Our consumer offering is designed to help our customers better understand, manage and protect their credit profiles and personal identities.

Our Member Benefits

Manage yourCredit Profile:

Keep on top of your credit with your Credit Report, Score and Alerts as well as powerful tools like Debt Analysis and Score Reasons.

Monitor yourTrueIdentity:

Receive alerts when your personal information is detected on the dark web and when critical changes such as an enquiry or negative updates occurs on your TransUnion Credit Report.

Recover againstIdentity Theft:

In a case of identity theft, recover from the consequences with the help of a forensic investigator and get the benefit of identity theft insurance cover at no cost to you. .