Well I decided to fart around and see if I could figure this question out using
my own photo album . Here is how it works ( or at least one way it works ) .
Click on the members button and select a member . Click on the members
name , which brings up a window of stats etc . If the person selected has
created a photo album it will show in the window . Click on the line labelled
" So and so's photo album ", then click on the album that appears .
Sounds easy , and is easy , except that you have no idea if the person
has created a photo album until you do all this .

So for me the question is now : is it worth creating a photo album to share
some biking and bike pics ? For now my answer is a solid NO .