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Thursday, May 5, 2011

One thing I learned here is to develop our personal credit history. Once you have it and your numbers are high, you will likely get a lot of offers from different financial institutions. It is also important when you look for a job since most employers will verify your credit history as well. I did not get a credit card until my third year of being here in the US.

I was told that many people here are buried in consumer debts. When the economy fell back some 2 years ago foreclosure and housing market really took a dip. And if not for small pay day loans like the check city payday advance loans, a lot can't get through with their finances. But still with this one should really make a careful decision of using. Yes it can help but also if you are not watchful it can bury you deep down with debt as well.

Me and my husband used advance loans before and good thing we know how to balance our finances that once we got the loan we can easily pay it off. It can really help during emergencies and unexpected bills and expenses.