PKW: actually not much, this is a net cash expense. If you factor in taxes, pensions, it would be much lower

KE: strange contradiction? Recreation also includes holiday travel. Me a pincher? I think not, thought am not a tither if that’s what you mean

Acolyte: Housing is necessary, I’ve been on the look out for a apartment to buy, but nothing fits so far. On spending, this is not based on any plan, but just a tally of what was spent in a cash (have no credit cards) over the last 12 months (rent is paid in cash too)

Josiah: thanks. Communications is surprisingly low, and from my inflation tracking series is one of the few things that gets cheaper every year. In my case it’s mostly text messaging phone browsing and occasional use of a cyber café- over the next year, I see transportation, education and utilities going up

Adam23; this was cash spend, not total expenses, so medical (employer), loans (bank) and taxes (government) are not here. I learnt that I spent too much on newspapers (which also includes magazines) – and if I cut back on those, I’d afford an extra holiday

Shiko-Msa: this is not plan, these are the results. I saw Manu on KTN, and drives an old Mitsubishi; I wish they’d repeat it on the business weekly on Wednesday

The Author of my Tomorrow - a love poem
-
The author of my tomorrow
Is a man who knows tomorrow’s news
He’s smart, slick and quick with his tongue
His books tell of a curious mind and he likes his fu...