Topics: Insurance Law - 2070 results

With Hurricane Isaac touching down on several southern states, Gulf Coast residents once again face the prospect of severe property damage. Heavy winds and torrential downpours conspire to wreck houses, swamp vehicles and put lives in danger. Fortunately, insurance policies should cover much of the damage, as long as homeowners know their policies and are willing to act to protect their interests. Isaac is on an eerily similar trajectory to Hurricane Katrina, which infamously brought wreckage to New Orleans and …

Religious organizations are up in arms over a federal law that now requires them to provide preventive contraceptive services they don’t agree with in their employee health plans. The Patient Protection and Affordable Care Act (informally known as Obamacare) includes a requirement that employer health plans cover preventive contraception services with no cost-sharing for employees. While that might seem like a welcome relief to female employees who couldn’t afford birth control before, some religious organizations, and even for-profit companies, are trying …

Driving while intoxicated may be an "accident" waiting to happen. But there’s nothing accidental about the tactics of one insurance company in denying benefits under accidental death policies when insureds die as a result of driving while intoxicated. Accidental death policy said not to cover death while DWI Insurance company’s line rejected in a number of prior cases Denial exposes ugly underside of policy interpretation, benefits law Accidental Death Insurer Refuses to Pay DWI Death Claims The Life …

A woman whose house burned down at Christmastime 2009 has won a $784,000 jury verdict against her homeowner’s insurer. The verdict included an 18 percent penalty because the jury found the insurer acted in bad faith in failing to pay the claim. Jury finds insurer acted in bad faith by claiming arson in Christmas fire Bad faith laws protect consumers from stonewalling and excess judgments Whether a state is liberal or conservative often determines its bad faith insurance laws …

Although Irene packed a smaller than predicted punch, many areas have seen serious flooding. Your home or car may have been damaged by water, wind or falling trees. Now’s the time to assess the damage, call the insurance company and get going on those repairs. Cleanup after Irene could be costly, time-consuming Get the best possible adjustment of your insured loss Use a reputable contractor, avoid fraud and scams Like this article? Share it with others using this link: …