Whats your 5 year plan?

My FIL keeps asking us about our 5 year plan (he is preparing to retire).Whats yours?

So far we have :2013: Renovate laundry and games room (games room will become new master bedroom) I want to study second semester. Lose 30kg, visit relatives overseas2014: DD off to kindy, fall pregnant with bub number 32015: ???2016: Finish Masters. DS off to kindy, maybe fall pregnant with bub number 42017: Buy investment property and block of land (to maybe build in 2020), back to work for me for 6 months

I don't have it broken down in to years like you do, but my 5 year plan is

Finish uni degreeStay with my current organisation until I finish uniOnce finish uni I hope to get a position as a preschool teacherPaint inside of houseNew blinds inside and outFinish off the back yardIt would be great to have our first child, we are still deciding whether to try ACHave paid down all debt so we only have home loanDH & I lose 30kg each

DH & I are sitting down in the new year to break our goals down in to manageable sized pieces so it is not so overwhelming.

- DP to get a vasectomy (thats more in the next few months type plan lol).- Finish renovating our house, with view to selling in around 5-10 years (dependant on market at the time) and move closer to the beach.- Buy another investment property.

Pay off the personal loan which will mean our only debt is the mortgage and we can start paying a lot more off it. This will happen in the next six months.

I want to undertake study towards becoming a financial planner. Ideally I will have my study complete by the time DS and any future kids are at school.

Make a decision on #2. We're leaning towards TTC in early 2014, but still not 100% sure.

Have a holiday! DH and I have never been on a proper holiday together, so we're hoping to go on a cruise some time in early 2014

DH has a number of industry certifications he wants to complete and then working towards a masters. Hopefully within five years he'll also be working a bit closer to home as more workplaces move out this way.

We want to make a decision about our house and what the next step is. In 3-5 years we should be in a position to do something, but we're not sure whether it will be selling up and moving into something bigger, renovating this place or doing a full knock down and rebuild. There's also the option of moving and keeping this as an investment, but I'm much more cautious about that than DH and want a lot of contingency money in the bank before we go down that path.

I have so much I want to do and I am dreaming big but hopefully I will get there.

2013- deck around the pool Shed for backyard Finish postgrad Lose that final 5kg2014 - Honors year Move to Brisbane or Melbourne to a better uni. DD stars preschool Visit grandparents in UK2015 Start Phd 2017- Finish Phd Pay off personal loans find a research position

Most of those are dependant on me rocking the next year of uni so it's head down bum up for the next 12mths

2013: School for me, small renos, pay off debt, baby #22014: School for me, school for husband, small renos, pay off debt2015: School for me, school for husband, small renos, pay off debt2016: School for me, school for husband, small renos, pay off debt, school for kiddo #12017: Move.

2012 finish the poolRetile the main bathroomPaint the inside and outside the houseFinish the railings on the deckFinish the carportPut the house up for sale after both my DDs leave homeBuy a caravan and travel around Australia for several years

Then either continue living in the caravan or go to a nice little retirement village. It's is over the next 5 years.

Be wherever the breeze of life takes us. Because I hate predicting as you never know what is around the next corner. Therefore I no longer plan, I just enjoy the ride and hope I get to the destination in one, sane, piece ;-P

2013 - Buy a house. Shed 20+kgs. Husband to go back to work or start FT study. I'll get my Prince 2 and/or Pymbok certs. Holiday to NYC and Texas.2014 - Move to Texas or NYC for at least a year. House in Aus will become investment property.2015 - DS to start Preschool. I'll start Project Managment job in financial services industry.

We plan on getting the renovations finished on this house.Buy another house, this time closer to town and it will be our forever home, we will rent this one out. So for that I need to change my employment status from student to full time employed.Do some travelling, Build up DH's business.We have a couple of empty blocks of land we would like to build houses on too at some point in preparation for retirement.So we have a fairly busy couple of years coming up.

Finishing a PhD in 1-2 years is really frowned upon (at least in my husband's field.) Even if it is of a pass standard, or brilliant, they usually want you to invest that expected third year so you're using your full potential. Depends on your field perhaps, though...Whether there is much research design or actual field research, etc.

Then again, my DH is doing in on an Aus. Post grad scholarship which funds him for three years, so it seems crazy for him to submit in less than that time and put pressure on himself when the funding is there. 100,000 words is a lot! I can understand why if you weren' on a scholarship, you'd have more motivation to finish earlier

Nothing, no 5 year plans no 10 years plans. Just crusing along in whatever way life takes us. Whether that is to upgrade the house, buy an investment property, have me finish a degree, have DH buy a business or whether we are still in the same house with no investment property in the same fields just older well I am not phased.

DH begin and complete study. Change industry.Me complete undergrad and hopefully honours year then work. If no honours, hope there is still a such thing as grad positions in community services...Volunteer position once bub is a little older would be great.In next 12-24 mths, get rid of minor debt that we've been happy to slowly pay off but which is now starting to bug us.DS will start school - wow!Buy a house.We like an annual family holiday, not necessarily lavish, but hope to make it O/S for this at least once in the next 5 years.Also, I would like to get back to proper lactose-free eating so I can feel healthy again. Wouldn't mind losing some weight too. I'm getting close to the age Mum was when she was diagnosed with diabetes, which has proceeded to really limit her life so I guess I'm starting to evaluate my habits.

Next year, finish my diploma, get this house ready to rent out (DH work full time).2014-2015: Be ordained. My first curacy. DH to be SAHD. 2016-2017: My second curacy. DD kinder/FYOS. DH to be SAHD, think about retrain/consult/work PT once DD starts kinder.

It looks very neat, but no doubt life will want to mess things up a bit! But I can't stand not having a plan; the idea of just cruising makes me very anxious!

I’m not expecting you to be as calm as you might be right now. What I mean is that if your panic levels are through the roof during a stressful situation, let’s bring them down to just under the ceiling.

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