Does SALT underwrite loans?

Yes, SALT has underwritten loans on the platform, we do perform full AML (Anti Money Laundering) and KYC (Know Your Customer) verifications. Additionally, we verify state residency to confirm loan eligibility and perform additional suitability and eligibility screenings. SALT does not perform a credit check on borrowers or review financial statements to calculate traditional lending ratios like DTI (Debt to Income) because all loans are over-collateralized.