Reviews and comparisons of travel insurance companies and their insurance plans

medical travel insurance

Insurance is considered to be among the vital aspects that every individual is supposed to have. Besides the well-recognized personal, health and auto insurance, many people have not been adequately acquainted with the existence of (medical) travel insurance. Travel insurance is a form of risk management that covers medical expenses while going on a travel. It usually includes the time of travel from beginning until one reaches his or her intended destination. In cases where abrupt interruptions are met in the course of the travel, the traveling company is held responsible for the safety and security of its customers.

Two of the most highly respected and well-known travel insurance companies are International SOS and Columbus Direct. In this article we’ll try to highlight some of the main differences between these two companies. (more…)

A dental emergency such as a lost filling, broken tooth or sudden tooth pain can occur at any time while traveling for the holidays. A problem with your teeth can ruin your trip and potentially result in expensive emergency treatment if you don’t have insurance, or your coverage doesn’t extend to the region you’re visiting. For this reason, many travelers prepare ahead of time by procuring medical travel insurance that includes dental coverage such as MH Ross’s Advantage Series plans. How can medical travel insurance dental coverage benefit you? (more…)

We’ve all heard the story of a traveler losing a bag that contained valuables or medication. Some travelers regale family, friends, co-workers and even other travelers with horrifying stories of their attempts to replace lost medication. Many tell pleasant stories in which they quickly and almost effortlessly acquired refills. The difference between experiences is often the result of whether the person had medical travel insurance from a company like International Medical Group and knew how to use its protection. (more…)

When you are booking your vacation and faced with the option of adding on travel insurance, you may wonder if it is really worth it. Should you get travel insurance? Whether you get travel insurance or not is up to you and your travel situations. There may be times when travel insurance is a great option, while other people and travel plans may show that purchasing insurance is not worth it. Some policies may cover theft while others will not. There are different forms of travel insurance, and you may purchase one or more of them for your vacation. (more…)

Seven Corners is a vacation insurance company that knows that many things can go wrong when traveling, whether you’re a student, backpacker, or business traveler. Whether it’s losing your luggage, or getting sick while traveling; Seven Corners has thought of all possible disaster scenarios and offers its customers a solution for it. This insurance company also provides insurance for scenarios such as terrorism and emergency medical evacuations — which is a great way to set a family member’s mind at ease when traveling to an especially exotic locale. Combine this with Seven Corner’s full array of standard medical insurance coverage, and this becomes a great, diverse company that handles a wide array of different emergency situations, as well as even basic inconveniences during your adventure.

Travel Insurance Package Plans

Seven Corners provides a number of travel insurance packages and assist services that are designed to fit your style of travel. For instance, the basic Liaison International Travel Insurance is outfitted to provide up to U.S. $ 1,000,000 in medical coverage. There is a Worldwide Liaison option, as well; this is ideal for travelers extending their overseas stay for up to an entire year. You will also find specific packages tailored for: students, senior citizens, immigrants, visitors, and even missionaries.(more…)

Global Underwriters is a company based in Cincinnati, Ohio. This insurance company provides international travelers with travel and medical insurance. Global Underwriters is a leader in the administration and development of international health insurance products. They offer affordable coverage for organizations, business and individuals who need coverage outside of their home countries. Coverage can apply to business travelers, vacationers, and people residing in foreign countries. Twenty-four hour travel assistance and support is offered for their insured. Not focused on just basic travel and medical plans, the company also provides high limit accidental death and dismemberment plans as well as employee kidnap protections plans. Coverage can also be bought for hazardous activities, which are typically excluded from coverage. While Global Underwriters has received an AM Best Rating of A, the company is not a member of the United States Travel Insurance Association.

Travel Insurance Package Plans

Global Underwriters has partnered with Travelex to offer travel insurance. Leisure and Flight plans are offered. Leisure plans cover the costs of trip interruption, missed connections, delay and cancellation. These can be upgraded to include plane accidents and rental vehicle coverage. Flight plans are offered for multiple trips or single trips. These plans provide coverage for plane accidents, travel assistance, sickness and other accidents. Medical evacuation and the repatriation of remains are also included in the plans. (more…)