2014 Empire Mediblue Freedom PPO & HMO Plans:

Click the Quick start Guide link, in your county, for the quick start benefit summary and premiums. Contact me with any questions or to request a 2014 Mediblue book, which includes the summary of benefits, the Mediblue Basics and the application for enrollment.

Empire Mediblue HMO Plus for New York City residents: (you must use Mediblue providers)

With an Advantage PPO from Empire, you’re free to be choosy about which doctors and hospitals you want to visit without referrals and– you’re free to reap even greater savings when you access our robust network of quality providers.

What are the advantages of a Medicare Advantage PPO plan from Empire?

The great advantage of a Medicare Advantage PPO plan from Empire is that plan is that you have the flexibility of seeking care either within the network at a modest cost to you or out-of-network at an additional cost. It’s your choice.

Plus - you’ll have access to hundreds of preventive and wellness programs, discounts on products and services and tools and kits that can help educate and guide you about ways to live a healthier lifestyle.

Got a great doctor?

You can keep it that way. Finding a great doctor can often take years of trying. We know how important it is to find (and stay with) a doctor you trust. That’s what’s great about our PPO – you have the freedom to choose any doctor whether they’re in or out-of our network. And, if you’re in the market for a new doctor, you’ll be happy to know that you’ll find thousands of extremely qualified physicians with established practices and high levels of credentials right in our network.

Part D (Prescription Drug) Coverage is included.

As a member of anAdvantage PPO plan from Empire, you are automatically enrolled in Medicare Part D, Medicare’s prescription drug coverage. So you won’t need to enroll in a separate Part D plan.

What are the costs?

In most cases, you’ll be responsible for a small copayment when you see a doctor (except for most Medicare-covered preventive services)Please read the benefit summary for all applicable copayments. You must also continue to pay your Medicare Part B premium if not otherwise paid for under Medicaid or by another third-party. If you choose to use out-of-network providers, you can expect to pay higher copayments for these services.