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there is a bit on the dipstick....looks like I got a duff car (IMG:style_emoticons/default/sad.gif) Thanks for the reply Grendel....Marillion fan by any chance??

flush out your engine,get an engine flush,check the fluid level in your gearbox,if this is an auto gearbox,as you have hoses to the radiator from your gearbox it does not mix with the water ,as it is on the other side of the water,but is you get a hole in that part of the radiator your fluid can mix with the water,so oil in the water, so if it is flushed out ,you can then check if you are losing fluid from the gearbox,and not from the engine,if that was the case ,then you change the radiator,but after doing an engine flush,do a compression test,that will tell you,if your head gasket has gone.and check your spark plugs,if water is going into the bores for your pistons.