You did the responsible thing and bought life insurance for your family. One would think that the life insurance company will do the right thing and pay when the claim is made. Not necessarily: In the case of Heath Ledger, the trustee for his estate was forced to file an action against the insurance company for failing to pay on a $10M insurance policy purchased by Ledger. The life insurance company had been delaying payment while it investigated the possibility that Ledger committed suicide or failed to disclose certain information about his mental health when he...

There’s no doubt that internet-based social networking has shrunk the world in which we live, and has allowed us to stay connected with others, near and far. These social utilities provide a plethora of otherwise unavailable information to keep our “friends” (real or web-based) informed of our whereabouts, our activities and even our daily status. Yet the benefits of staying “connected” can have drawbacks when the information attainable on the world-wide web is used for more than social networking and is, instead, utilized for the purposes...