Leaving aside for the moment that the extra $1.50 per week in your paycheck might be the result of under-withholding, let's just assume for now that everything is accurate, and you just got a massive tax cut. What will you do with your extra buck-fifty every Friday? One savvy educator is saving her extra cash up for 40 whole weeks so she can treat herself to something really extravagant, a basic Costco membership for a year. But my dreams are much less ambitious. I'll save my surplus capital for only a few weeks so I can occasionally enjoy a venti mocha at Starbucks, with a little left over for the tip.

What will you do with your newfound fortune?

Coyote,

I plan to bank my extra $189/month and use it to pay bills (insurance, property taxes, etc.) when the time is due. That way, I won't have to sell equities, or scrimp on other things.

Leaving aside for the moment that the extra $1.50 per week in your paycheck might be the result of under-withholding, let's just assume for now that everything is accurate, and you just got a massive tax cut. What will you do with your extra buck-fifty every Friday? One savvy educator is saving her extra cash up for 40 whole weeks so she can treat herself to something really extravagant, a basic Costco membership for a year. But my dreams are much less ambitious. I'll save my surplus capital for only a few weeks so I can occasionally enjoy a venti mocha at Starbucks, with a little left over for the tip.

What will you do with your newfound fortune?

Coyote,

Also, might I suggest you stop with the crappy, overpriced coffee drinks, and brew your own. You will save a lot more than $1.50/week.