Account Pricing Questions

There is an opening fee of $150 on approval ($250 for lines over $25,000). You can get the opening fee waived when you open a Wells Fargo Business Choice Checking account or Wells Fargo Platinum Business Checking account.

There is no annual fee for the first 12 months your account is open. The annual fee is $150, starting in the second year.

Your minimum payment will be equal to 1% of your monthly ending balance, plus the total of interest, fees, and any past due amount, with a minimum of $50 or your ending balance, whichever is less. You can always pay more than the minimum amount. These minimum payment terms apply to new accounts and are subject to change. If you are an existing customer, please call our National Business Banking Center at 1-800-225-5935 with any questions on your account.

There are no cash advance fees when you access funds using your personalized checks, BusinessLine access card for purchases or transfer funds online or by phone. A cash advance fee of 3% of the amount of the advance ($10.00 minimum, no maximum) applies to cash advances using an ATM or over the counter using the BusinessLine access card.

You can specify the number of additional BusinessLine access cards when you apply. If you are an existing BusinessLine customer and want to request additional cards, contact the National Business Banking Center at 1-800-225-5935.

Through the free WellsProtect® program you are not responsible for unauthorized transactions that are reported within 60 days from the first statement showing the unauthorized transaction. If your card (or card number) is ever lost or stolen, your account is safe. Just report your missing card right away or tell us as soon as you notice any unauthorized activity by calling the National Business Banking Center at 1-800-225-5935.

1 A cash advance fee of 3% of the amount of the advance ($10.00 minimum, no maximum) applies to cash advances using an ATM or over the counter using the BusinessLine access card.

2

Business Bill Pay is free of monthly service fees. Charges may apply for Wells Fargo Same Day Payments ServiceSM. Please refer to the Online Access Agreement for fees associated with our online services. Account fees (e.g. monthly service, overdraft) may apply to the Funding Account. For more information on the account fees, please refer to the account agreement you received when you opened your account.