Knowing what you want to do in life isn’t always simple. It’s not uncommon to hear people well into their 40s or 50s saying that they never discovered what they wanted to be “when they grew up”. This isn’t that surprising. Pursuing a career in what you love, first begs the question: what do you […]

With the Royal Commission and recent changes to lending practices it’s more important than ever to understand your credit score and borrowing capacity. Understand your credit score Some of the nation’s largest financial institutions have all started collecting customers’ positive credit information, including how many open credit accounts you have, how much debt you are […]

Stop spending! Cut up your credit cards Credit Cards are Loans – Drill it in your head that using your card is borrowing money that needs to be repaid. Take Ownership – The most important step in becoming debt free is taking responsibility. The credit card companies may have encouraged you through the years but […]

Success looks different for everybody, and yet successful people often exhibit similar traits and attitudes. Here’s a little toolkit we put together to help you develop a success mentality. Intent It can be so easy to live life on auto-pilot, not really thinking about long-term plans, or the consequences of everyday habits. Taking a step […]

Ever wish you could get to the root of why your budgeting habits are less than ideal? Or perhaps you’re out to master your investment decision making process. Finding out your money personality is a great start to developing the management, saving and investment strategies that are going to work best for you. Understanding your […]

Whilst I haven’t been inundated with calls on the current royal commission into the banking and financial services sector, I felt compelled to speak with you about it. It is early days into the royal commission inquiry but we have already witnessed shocking revelations of dishonesty and misconduct within some of Australia’s largest financial institutions. To […]

We women need to realise there are particular issues and considerations facing us when it comes to money (that generally don’t apply to men) and for us to look forward to a secure financial future and be financially independent and literate, financial coaching and planning is essential. Here are a few of the reasons why. […]

Every generation thinks life will be different – and of course, each one is right – but when it comes to planning for the future, while we’re young we have a habit of thinking there is still plenty of time. After all, when you’re in your mid-thirties or even early forties, retirement is still decades […]

They say it takes a village to raise a child, but how much does it actually cost? The answer is highly dependent on individual circumstances, but as a guide, a 2013 national study found that a typical middle income family would spend about $812,000 on raising two children from birth to age 24.i At that […]

You may have already given thought to some health-related wellness goals for 2018, but what about your financial wellness? AMP research has revealed that a quarter of Australian workers have difficulty in making ends meet, with the most common triggers for financial stress found to be bad debt, the need to save for retirement and […]