1994>Celebrating 20 years of real estate service to Butte County<2014

It seems that the tide is beginning to turn in the national real estate market. I invite all of you in the Lake Oroville real estate markets as well as the housing markets of Chico homes and properties of the Town of Paradise to check it out.

In speaking with a number of lenders that serve the Oroville real estate market, there seems to be an increase in the number of prospective borrowers who aren’t listening to the instructions their loan officers are giving them during the loan process which is jeopardizing the purchase of their homes.

Today’s public service message is short and sweet to homebuyer’s everywhere:

LISTEN UP!!!

When your loan officer tells you not to buy anything using your credit card during the loan process…..Listenup!

When your loan officer tell you to be sure you have a paper trail for ANY funds you receive during the loan process….Listenup!

When your loan officer tells you that any gift funds that someone is willing to give you must not go directly into your bank accounts…Listen up!

When your loan officer tells you not to deposit those “stashed under the mattress” funds into your accounts….Listen up!

As a borrower you must understand that the loan qualification does not end when your lender pre-qualifies you for a loan. Any changes to your financial position before your home purchase is COMPLETE will affect your ability to procure your loan. In most cases the effect is that you disqualify yourself for your loan.

Your lender will be monitoring your financial situation throughout the loan process and WILL be aware of changes to it. Be sure that you not only hear what your loan professional is telling you, but also be sure to LISTEN UP!!

If you do, you will find that the loan process is much simpler and less stressful.

….but you haven’t seen this Lake Oroville area home since the sellers spruced it up. CLICK HERE to see how it looks now!

Agent Safety Policy

To ensure the safety and security of our Associates it is our policy that we cannot meet or show property to anyone with whom we have not had previous in-person contact.
Please understand that we may require that your first meeting with any of our Associates take place at our office and that we may request proof of identification from you, and\or require that you complete a client information form, prior to showing you any property.
Our associates are also required to file a showing itinerary to their supervisor as well as provide updates to their supervisors as they travel between properties that they are showing you.
We apologize for any inconvenience this may be for you and we appreciate your understanding of our desire to keep our workplace as safe as possible for all of our Associates.

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