Free Equifax FICO Score Redux

Looks like Equifax and FICO are giving out another 10,000 free FICO scores (expired!). Again… no credit card or trial required. This is an official FICO score based on your Equifax credit file. Score only, no credit report. This time you don’t have to sign up for an extra forum account.

If you already got one of these free scores recently, you are out of luck. There is a limit of one every 12 months. The site URL is FreeFICOScore.com, which really sounds spammy, but it is verified by Verisign to be run by Fair Isaac Corporation.

Thanks Jonathan. I think checking your score dings you a few points but I’ve never seen my FICO score before and am very happy with my number (I’ve only had a credit card for a little over a year now) so it was worth it for peace of mind.

@Tom
There are a few factors involved in coming up with the score and when they give you the score here, it tells you what you could do to improve it.
1) Credit history lengh – the longer the better
2) Balances on available credit – better to have low percentages ($1k out of $20k credit than $500 on $2k credit)
3) No late payments (obvious)

There are other things they look at that I can’t think of off the top of my head right now.

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