2018 savings goals

Sorry if this is slightly off topic...I had a c section too and although I've lost the baby weight (I weigh less than before I got pregnant ) I've noticed I still have a little tummy that won't go...is this due to having a c section and is surgery the only way to fix it? X

yeah C-sections often create a pouch right above the scar, if it kind of hangs and is skin then surgery is the only fix, if its firmer and contains fat then its possible for it to go back with exercise. mine is just skin so no amount of diet or exercise will make it go back. x x

yeah C-sections often create a pouch right above the scar, if it kind of hangs and is skin then surgery is the only fix, if its firmer and contains fat then its possible for it to go back with exercise. mine is just skin so no amount of diet or exercise will make it go back. x x

Paid £60 into holiday there so now £1290 to go lol paid £26 to my tv licence, it's one bill I always always forget. I am going to set up a DD tomorrow. Will pay more to holiday tomorrow once i get paid x

M 09.05.10
J 04.11.16

bet it feels good paying off your holiday, cant wait to book mine. x x

I hate it so much. I said all through my last one I wasnít doing it again and then when she was here I changed my mind as I always wanted two. Itís been even more horrible than I remember and Iíve not been as ill this time. I have hypremesis, low blood pressure which makes me feel dizzy and my skin on my face is all swollen under my eyes and red raw! I just canít wait for it to be over! Iím hoping Iíll be able to get the weight off this time as I know Iím done.

My banking app has an impulse saver so Iím going to use that to put the odd change from my account into and hopefully it will build. We have a jar for £2 coins and that has built up really well so hoping the skimming will do the same.

Thank you x

oh no, sorry to hear you are having a difficult time being pregnant. maybe start counting down the days, they seem to fly by when I did it. hope you feel better soon.

Can i join please? I might not end the year with a ton of savings but weve just moved house so I really need to save for flooring asap & the obvious xmas/bdays. Also got a few debts i want paid off this year so as next year i can actually save save if that makes sense!! Lol. Debts are around £2k so not tons but a fair bit considering my income. :/ get paid 4 weekly tho which means 2 pay days in march so hoping to get a fair bit of the debt paid/ put some towards savings!!

I am a lover of the envelope system here. I put it in there and it doesnt come out till i need it. So i have one for mot , bday & xmas , sept weekend away and holiday in October( still not sure if going away this year though)

I also have a envelope where i just put odds & sodds in for a rainy day.

Skimming is great and i do it with my bank and with my purse at end of day too.

I shop at aldi for most things but i do like surf washing up powder so that tends to mean a asda shop. I used to nip in for 1 thing and walk out £40 lighter so now i make a list and absolutely stick too it.

Not managed to have proper read through all posts yet but hope all babies & toddlers are well and heres to another year of saving well xx

I'm gonna start the envelope system next week. Paid £400 to holiday so now down to £890!! Feels so good knowing that it's under 1k will be paid off in no time. Also paid £40 to cc so £289 left on that. OH has a few jobs to do so said he will contribute towards cc some point throughout the week.
All money for bills have been transferred to bills account ready for the 1st. Getting my hair done today but have £50 left from xmas money so it's only really costing me £50, I think it's important to treat yourself now and then otherwise I just lose motivation xx

bet it feels good paying off your holiday, cant wait to book mine. x x

It does Jenny but if we go away in 2019 I've said to oh I want to have at least half of the total before we book, it's felt like such a stress having over us due to only been me working working most of the year. I don't ever want to put myself in a situation like that again xx

I am a lover of the envelope system here. I put it in there and it doesnt come out till i need it. So i have one for mot , bday & xmas , sept weekend away and holiday in October( still not sure if going away this year though)

I also have a envelope where i just put odds & sodds in for a rainy day.

Skimming is great and i do it with my bank and with my purse at end of day too.

I shop at aldi for most things but i do like surf washing up powder so that tends to mean a asda shop. I used to nip in for 1 thing and walk out £40 lighter so now i make a list and absolutely stick too it.

Not managed to have proper read through all posts yet but hope all babies & toddlers are well and heres to another year of saving well xx

I'm gonna start the envelope system next week. Paid £400 to holiday so now down to £890!! Feels so good knowing that it's under 1k will be paid off in no time. Also paid £40 to cc so £289 left on that. OH has a few jobs to do so said he will contribute towards cc some point throughout the week.
All money for bills have been transferred to bills account ready for the 1st. Getting my hair done today but have £50 left from xmas money so it's only really costing me £50, I think it's important to treat yourself now and then otherwise I just lose motivation xx

just got back from slimming world, only 1 other person turned up. bet next week will be really busy with lots of people starting diets. I lost 1/2lb, I'm really happy with that as I had a few days off over Christmas and I've been eating Christmas chocolates everyday. totally back on track today. hoping to get 2lbs off per week.

I haven't transferred any money to savings yet, need to go and work out how much we have spare.

Well done everyone 😊 Pay day for me whoop. Got an unexpected extra day off work today as well which is fab 👍
Ive just moved £50 over into my savings....so far. Saving to get the stairs re-decorated. Hoping to get them done on March/April when weather should be warmer lol I reckon I need £600 as getting all the walls re-skimmed, painted, wood work painted and new carpet. I have £400 so far...not long to go 👍
I also had 3 £1 coins in purse so put them in my £1 jar 😊
Feels good need to keep motivated x

Well done everyone 😊 Pay day for me whoop. Got an unexpected extra day off work today as well which is fab 👍
Ive just moved £50 over into my savings....so far. Saving to get the stairs re-decorated. Hoping to get them done on March/April when weather should be warmer lol I reckon I need £600 as getting all the walls re-skimmed, painted, wood work painted and new carpet. I have £400 so far...not long to go 👍
I also had 3 £1 coins in purse so put them in my £1 jar 😊
Feels good need to keep motivated x

Morning ladies! Don't you sometimes you've taken too much on and you want too much haha. Were only a one working family. My husband works and I'm a stay at home mum and house wife. I can't afford the childcare which infuriates me because I'd love to go back to work. I find been stuck at home quite hard work.
Anyway. We have a three bed semi and its full with three kids. Can't afford to move so we're making the most of it. I got rid of our dining table because it had seen better days and it was only a four seater. Now the little lad insists he's too grown up for high chairs etc I regret not having a table but we just don't have room. I replaced it with a large swivel chair. I'm contemplating trying to out it under the TV in the living room but I think it'll look stupid. I just want a table we can sit round but then it'll have to be another round one with four chairs but an extendable on where I can use our fold up chairs with it at tea time. The one I've seen is £700 in oak furniture land so I feel like I want to save for that plus general savings, pay debts of and save for next Xmas too! I feel like I'm taking too much on lol.
I've already worked out what im paying out for from the 4th.
I don't think I can get our food bill down because I do really well with that as it is. Xx

Have you looked at IKEA. We have an oak round table but itís so hard to clean and never looks good. I donít like table cloths so Iím selling it and getting and ikea extendable instead.

Taken kids to play area today. Booked a party for them for March. Their beats day after each other in March. Was going to do home party but 11 kids was too hectic and this place does it all so paid £50 toward that so need to save another £120 by then.

just got back from slimming world, only 1 other person turned up. bet next week will be really busy with lots of people starting diets. I lost 1/2lb, I'm really happy with that as I had a few days off over Christmas and I've been eating Christmas chocolates everyday. totally back on track today. hoping to get 2lbs off per week.

I haven't transferred any money to savings yet, need to go and work out how much we have spare.

x x

Well done!! I couldnt face SW this morning.

Got my ctc this morn so paid an extra £7.70 to debt (have a SO set up so they get £5 p/e each but this extra money takes it down to a round figure) & put £3.52 in saving acc to leave bank at a round figure (is that what u all mean by skimming?) & done about 20 listings on ebay and any money made (minus post & fees) shall go in savings too.