Oak Tree Insurance (Oak Tree Insurance Agency, LLC) is an affiliate of Central One Federal Credit Union. Business conducted with Oak Tree Insurance is separate and distinct from any business conducted with the Credit Union. Insurance products are not deposits of Central One and are not protected by the NCUA. They are not an obligation of or guaranteed by the credit union and may be subject to risk. Insurance required as a condition of the extension of credit by Central One need not be purchased from an agent or insurance company of the member's choice without affecting the approval of the application for credit. If you have any concerns or complaints regarding this relationship, you may contact the MA Office of Consumer Affairs. For information on how to contact them, you may call us. (see our consumer disclosure for complete details)