Forged in large-firm environments and two decades of practice with my own firm, I litigate and provide advice in business matters in Georgia, Florida and Puerto Rico. My experience in state and federal courts and arbitration fora includes creditor rights, business torts, antitrust, distribution law, corporate control, securities, tax controversies, construction defects and commercial insurance coverage disputes.

Mr. Zambrana-Aviles completed his undergraduate studies in Science, History and Policy, and International Relations in Carnegie Mellon University, in the City of Pittsburgh, Pennsylvania in May 2004. During his years as an undergraduate student, he participated in a language exchange program in the Nevsky Institute of Language and Culture, in the City of St. Petersburg, Russian Federation, where he obtained a certificate of proficiency in the Russian language. He also performed research on the reforms of the post-Soviet Russian Armed Forces with the assistance of Russian military scholars in Pittsburgh and Moscow. Afterwards, he completed his Juris Doctor...

Robert A. Vélez-Montes obtained a BA in Political Science, Cum Laude, from the Pontifical Catholic University of Puerto Rico, graduating first among the political science major graduates. He also graduated top 10% of his law school class, Magna Cum Laude, and was the recipient of the Francisco Parra Toro Award for having the highest grade in Civil Law courses. Robert passed the March 2013 bar exam, on his first attempt, with a 99.2 percentile, ranked 5th out of 529. In Law School, he excelled in all research and writing courses and was also a member of the Law...

I am extremely caring when it comes to defend the EXTREMELY abused and discriminated population (indigent children and their head of household(s), elderly, disabled, etc.). Having witnessed poverty, foster care's cruelties, and homelessness has developed the compassion for people fueled by passion for justice. This is an attorney who knows God does not just care for the poor, but that God wants the poor to play an active role in justice.

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.

Automatic stay:
An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim:
A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.