Historical Employees Provident Funds (EPF / KWSP) Dividend Rate

The Malaysian Employees Provident Fund (“EPF”) was formally founded after the enactment of the Employees Provident Fund Act 1991 (Act 452), which grants employees a retirement benefits.

EPF functions by procuring at least 11% of each member’s monthly salary and additional 12% from member’s employer and storing it in a savings account.

EPF may use members saving for investments in companies deemed profitable and permissible by the organisation, from which dividends are banked to respective members’ accounts. At or after the end of the financial year, EPF shall declare dividend rate of in respect of that year with minimum rate of 2.5% per annum.