LTV Calculator

What Is LTV?

The LTV or Loan To Value is a ratio that determines the limit that Singapore Banks and Mortgage Lenders can offer you based the value of the property you wish to purchase. The LTV is governed by the Monetary Authority of Singapore (MAS) who control it.This LTV calculator is based on a single applicant, if there is more than one applicant, please use the applicant with the most housing loans
MAS calculates LTV based on the person with the most housing loans for any joint appliation

Home Value (%)

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What Kind of Property Do You Intend To Buy?

Please note that you're not allowed to have any other outstanding property loan when buying a HDB flat.