How Long Will It Take You To Pay Off Your Credit Card Debt?

If you’re like most people, you want to get out of credit card debt,but the minimum payments have you thinking there’s no end in site. Each month you check your statements and notice that your balances have
barely gone down.

The Credit Card Debt Calculator below will help you understand how long it will take to pay off your credit card debt by either paying the minimum payments or using one of the debt relief programs.

Pay special attention to the “Pay Minimum” section because this will show you how long and how much your minimum payments will actually cost you.

A Trusted Organization

*Estimates are based on historical results and individual results may vary. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Clients who have made all program payments have completed and realized an average savings of 50% before our fees & 25% to 35% with our fees. Statements made are examples of past performance, which are not intended to be a guarantee of any future settlement results. First Choice Debt Relief ("FCDR") assists with unsecured debt only and any use of "debt free" only applies to accounts that are successfully enrolled and upon program completion. While our programs work aggressively to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers. Debt reduction percentages do not; guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt free within a specific time period. However, if at the completion of your debt resolution program your total pay back to your creditors, including our service fees, exceeds your original balance at the time of enrollment, we will refund the difference. "Debt Free" relates soley to enrolled, unsecured debts and upon successful program completion. Neither FCDR, the program, nor this offer have been approved, endorsed or made by any government agency and FCDR is not an agency of any government. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice and we do not provide credit repair services. These are actual testimonials, but the photographs used are not actual clients. Not available in all states. Read and understand all program materials prior to your enrollment.