Investment Occasions

“THE TWO MOST IMPORTANT DAYS IN YOUR LIFE ARE THE DAY YOU ARE BORN AND THE DAY YOU FIND OUT WHY.” – MARK TWAIN

There are many special occasions the life provides for investments.

What can create an disciplined investment scenario for an individual’s. The thumb rule here is whatever the big amount you get , invest 50% of the in invest-able accounts.

Anniversary :

What else best in the world other than Wedding anniversary. After your spending on best expensive dinner, dress, gift , I usually go with buying Gold ETF( GLD , IAU ) /or Physical Gold. This is something i have been doing religiously every year.

Got a Salary Raise :

Increase your 401k% minimum 1%contribution which in turns invested into individual mutual funds or age based portfolio. If you maxed out 401K move that percentage into IRA or ROTH IRA.

Got a Bonus :

If you get a bonus, pick a 50% of the bonus and invest into early payoff your mortgage or invest into Real Estate ETF ( Vanguard VNQ or Schwab Real Estate SCHH ).

Kids Birthday :

One time lump sum investment into 529 Plan , which in turn goes aged based target fund invested in bonds and stocks. This is true slow treasure accumulating the net worth slowly.

Special Day :

You might have some special day in your life , the day you were in first day of the job, the day you met your spouse, the day you had your first flight experience , the day your grandfather got married .Have standard fixed amount and invest in a index funds.

Tax Refund :

Half of your tax refund you can use for recharge yourself by vacation , entertainment , buying new gadgets, another half save it for emergency fund. The best would be invest in Tax or Federal bonds or US Aggregate Bond ( AGG )

You Own a Powerball Jackpot :

Why keep reading this ? do something else.

What is your investment occasions ? Share your thoughts with no Shy !!!!!