Sources of Health Insurance
and Characteristics of the Uninsured,

West North Central States,
1997

Minnesota

 The percentage of Minnesota's nonelderly population
(under age 65) without health insurance coverage in 1997 was 10.2
percent. This was lower than the national rate of 18.3 percent.
Minnesota had the third-lowest uninsured rate; only Hawaii (8.9
percent) and Wisconsin (9.1 percent) had lower rates. Minnesota's
nonelderly population also had a higher rate of private coverage,
79.7 percent, than the national rate of 70.9 percent.

 Children living in Minnesota -- infants through age 17
-- had a higher rate of employment-based health insurance
coverage, 62.8 percent, than the national rate, 59.7 percent. The
uninsured rate for children in Minnesota, 7.5 percent, was below
the national rate, 15.0 percent.

 Children living in families with incomes just above the
federal poverty level -- 100 percent to 149 percent of poverty --
were the most likely to be uninsured, 19.8 percent, and children
in families with income at 150 percent to 199 percent of the
federal poverty level were least likely to be uninsured, 3.6
percent.

 Minnesota workers had a slightly higher rate of
employment-based health insurance coverage, 76.5 percent, than
the national rate, 72.2 percent. Also, 56.1 percent of Minnesota
workers had employment-based health insurance coverage in their
own name (meaning they were the primary beneficiaries), compared
with 55.0 percent for the nation.

 Larger firms were more likely than smaller firms to
provide coverage: 70.5 percent of Minnesota workers in firms with
1,000 or more workers had coverage in their own name, compared
with 24.7 percent of workers in firms with fewer than 10
employees.

 Among Minnesota workers, the most likely to have
employment-based health insurance in their own name were those in
manufacturing, 74.2 percent, and in government, 72.7 percent.
Workers in government had the lowest uninsured rate in the state,
2.7 percent, followed by workers who were self-employed, at 7.6
percent. Workers in construction and agriculture/mining had the
highest uninsured rates in the state, 20.8 percent and 17.4
percent respectively.

Iowa

 The percentage of Iowa's nonelderly population (under
age 65) without health insurance coverage in 1997, 13.6 percent,
was lower than the national rate of 18.3 percent. Iowa's
nonelderly population also had a higher rate of private coverage,
81.3 percent, than the national rate of 70.9 percent. Iowa had
the third-highest rate of private health insurance coverage; only
Wisconsin (85.8 percent) and Indiana (82.2 percent) had higher
rates.

 Children living in Iowa -- infants through age 17 --
had a higher rate of employment-based health insurance coverage,
67.1 percent, than the national rate, 59.7 percent. The uninsured
rate for children in Iowa, 11.1 percent, was also below the
national rate of 15.0 percent.

 Children living in families with incomes at 150 percent
to 199 percent of the federal poverty level were the most likely
to be uninsured, 18.4 percent, and children in families with
incomes at 400 percent or more of the federal poverty level were
least likely to be uninsured, 2.3 percent.

 A slightly higher rate of Iowa workers had
employment-based health insurance coverage, 73.3 percent, than
the national rate of 72.2 percent. Also, 53.1 percent of Iowa
workers had employment-based health insurance coverage in their
own name (meaning they were the primary beneficiaries), compared
with 55.0 percent for the nation.

 Larger firms were more likely than smaller firms to
provide coverage: 63.8 percent of Iowa workers in firms with
1,000 or more workers had coverage in their own name, compared
with 16.3 percent of workers in firms with fewer than 10
employees.

 Among Iowa workers, the most likely to have
employment-based health insurance in their own name were those in
finance, insurance, and real estate, 78.9 percent, and in
government, 76.0 percent. Workers in finance, insurance, and real
estate had the lowest uninsured rate in the state, 3.2 percent,
followed by those in government, 5.8 percent. Workers in
construction and in wholesale/retail trade had the highest
uninsured rates in the state at 40.4 percent and 23.5 percent,
respectively.

Missouri

 The percentage of Missouri's nonelderly population
(under age 65) without health insurance coverage in 1997, 14.7
percent, was lower than the national rate, 18.3 percent.
Missouri's nonelderly population also had a higher rate of
private coverage, 75.9 percent, than the national rate, 70.9
percent.

 Children living in Missouri -- infants through age 17
-- had a slightly higher rate of employment-based health
insurance coverage, 60.3 percent, than the national rate of 59.7
percent. The uninsured rate for children in Missouri, 13.0
percent, was below the national rate, 15.0 percent.

 Children living in families with incomes below the
federal poverty level were the most likely to be uninsured, 23.7
percent, and children in families with incomes at 150 percent to
199 percent of the federal poverty level were least likely to be
uninsured, 8.0 percent.

 Missouri workers had a slightly higher rate of
employment-based health insurance coverage, 76.1 percent, than
the national rate, 72.2 percent. Also, 60.4 percent of Missouri
workers had employment-based health insurance coverage in their
own name (meaning they were the primary beneficiaries), compared
with 55.0 percent for the nation.

 Larger firms were more likely than smaller firms to
provide coverage: 71.3 percent of Missouri workers in firms with
1,000 or more workers had coverage in their own name, compared
with 28.1 percent of workers in firms with fewer than 10
employees.

 Among Missouri workers, the most likely to have
employment-based health insurance in their own name were those in
manufacturing, 79.7 percent, and in government, 77.7 percent.
Finance, insurance, and real estate workers had the lowest
uninsured rate in the state, 2.4 percent, followed by workers in
government at 7.1 percent. The highest uninsured rates in the
state were among workers in wholesale/retail trade, 29.4 percent,
and in construction, 17.2 percent.

North Dakota

 The percentage of North Dakota's nonelderly population
(under age 65) without health insurance coverage in 1997, 17.9
percent, was lower than the national rate, 18.3 percent. North
Dakota's nonelderly population also had a higher rate of private
coverage, 73.8 percent, than the national rate, 70.9 percent.
North Dakota had the second highest rate of non-employment-based
private health insurance coverage (such as group purchasing
sponsored by trade associations and the individual market), 12.5
percent; only South Dakota had a higher rate, 16.9 percent.

 Children living in North Dakota -- infants through age
17 -- had a lower rate of employment-based health insurance
coverage, 59.1 percent, than the national rate, 59.7 percent. The
uninsured rate for children in North Dakota, 17.1 percent, was
above the national rate, 15.0 percent.

 Children living in families with incomes at 150 percent
to 199 percent of the federal poverty level were the most likely
to be uninsured, 33.2 percent, and children in families with
incomes of 400 percent or more of the federal poverty level were
least likely to be uninsured, 5.2 percent.

 North Dakota workers had a lower rate of
employment-based health insurance coverage, 65.7 percent, than
the national rate, 72.2 percent. Also, 44.2 percent of North
Dakota workers had employment-based health insurance coverage in
their own name (meaning they were the primary beneficiaries),
compared with 55.0 percent for the nation.

 Larger firms were more likely than smaller firms to
provide coverage: 66.5 percent of North Dakota workers in firms
with 1,000 or more workers had coverage in their own name,
compared with 13.3 percent of those in firms with fewer than 10
employees.

 Among North Dakota workers, the most likely to have
employment-based health insurance coverage in their own name were
those in transportation, communications, and utilities, 79.1
percent, and in finance, insurance, and real estate, 71.2
percent. Transportation, communications, and utilities workers
had the lowest uninsured rate in the state, 5.2 percent, followed
by workers in government, 9.1 percent. Workers in
agriculture/mining and in construction had the highest uninsured
rates in the state at 36.3 percent and 32.9 percent,
respectively.

South Dakota

 The percentage of South Dakota's nonelderly population
(under age 65) without health insurance coverage in 1997, 13.7
percent, was lower than the national rate, 18.3 percent. South
Dakota's nonelderly population also had a higher rate of private
coverage, 78.9 percent, than the national rate, 70.9 percent.
South Dakota had the highest rate of non-employment-based private
health insurance coverage (such as group purchasing sponsored by
trade associations and the individual market), 16.9 percent.

 Children living in South Dakota -- infants through age
17 -- had a higher rate of employment-based health insurance
coverage, 62.8 percent, than the national rate, 59.7 percent. The
uninsured rate for children in South Dakota, 9.8 percent, was
below the national rate, 15.0 percent.

 Children living in families with incomes just above the
federal poverty level -- 100 percent to 149 percent of poverty --
were the most likely to be uninsured, 22.7 percent, and children
in families with incomes at 400 percent or more of the federal
poverty level were least likely to be uninsured, 2.1 percent.

 South Dakota workers had a lower rate of
employment-based health insurance coverage, 65.3 percent, than
the national rate, 72.2 percent. Also, 48.9 percent of South
Dakota workers had employment-based health insurance coverage in
their own name (meaning they were the primary beneficiaries),
compared with 55.0 percent for the nation.

 Larger firms were more likely than smaller firms to
provide coverage: 68.9 percent of South Dakota's workers in firms
with 1,000 or more workers had coverage in their own name,
compared with 25.7 percent of workers in firms with fewer than 10
employees.

 Among South Dakota workers, the most likely to have
employment-based health insurance coverage in their own name were
those in manufacturing, 70.2 percent, and in government, 69.8
percent. Workers in finance, insurance, and real estate had the
lowest uninsured rate in the state, 1.9 percent, followed by
those in government, 11.6 percent. Workers in construction and in
agriculture/mining had the highest uninsured rates in the state,
at 35.4 percent and 27.0 percent, respectively.

Nebraska

 The percentage of Nebraska's nonelderly population
(under age 65) without health insurance coverage, 12.3 percent,
was lower than the national rate, 18.3 percent. Nebraska's
nonelderly population also had a higher rate of private coverage,
78.8 percent, than the national rate, 70.9 percent.

 Children living in Nebraska -- infants through age 17
-- had a higher rate of employment-based health insurance
coverage, 65.0 percent, than the national rate, 59.7 percent. The
uninsured rate for children in Nebraska, 9.9 percent, was below
the national rate, 15.0 percent.

 Children living in families with incomes at 150 percent
to 199 percent of the federal poverty level were the most likely
to be uninsured, 18.0 percent, and children in families with
incomes below the federal poverty level were least likely to be
uninsured, 5.7 percent.

 Nebraska workers had the same rate of employment-based
health insurance coverage, 72.2 percent, as the national rate,
72.2 percent. Also, 50.0 percent of Nebraska workers had
employment-based health insurance coverage in their own name
(meaning they were the primary beneficiaries), compared with 55.0
percent for the nation.

 Larger firms were more likely than smaller firms to
provide coverage: 60.1 percent of Nebraska workers in firms with
1,000 or more workers had coverage in their own name, compared
with 24.8 percent of workers in firms with fewer than 10
employees.

 Nebraska workers most likely to have employment-based
health insurance coverage in their own name were those in
transportation, communications, and utilities, 76.0 percent, and
in manufacturing, 73.0 percent. Workers in finance, insurance,
and real estate also had the lowest uninsured rate in the state,
4.6 percent, followed by government workers at 7.3 percent.
Workers in construction and in agriculture/mining had the highest
uninsured rates in the state, at 19.1 percent and 18.6 percent,
respectively.

Kansas

 The percentage of Kansas' nonelderly population (under
age 65) without health insurance coverage in 1997, 13.7 percent,
was lower than the national rate, 18.3 percent. Kansas'
nonelderly population also had a higher rate of private coverage,
77.3 percent, than the national rate, 70.9 percent.

 Children living in Kansas -- infants through age 17 --
had a higher rate of employment-based health insurance coverage,
66.4 percent, than the national rate, 59.7 percent. The uninsured
rate for children in Kansas, 9.6 percent, was below the national
rate, 15.0 percent.

 Children living in families with incomes just above the
federal poverty level -- 100 percent to 149 percent of poverty --
were the most likely to be uninsured, 38.1 percent, and children
in families with incomes at 400 percent or more of the federal
poverty level were least likely to be uninsured, 3.4 percent.

 Kansas workers had a lower rate of employment-based
health insurance coverage, 70.5 percent, than the national rate,
72.2 percent. Also, 52.1 percent of Kansas workers had
employment-based health insurance coverage in their own name
(meaning they were the primary beneficiaries), compared with 55.0
percent for the nation.

 Larger firms were more likely than smaller firms to
provide coverage: 62.2 percent of Kansas workers in firms with
1,000 or more workers had coverage in their own name, compared
with 21.5 percent of workers in firms with fewer than 10
employees.

 Kansas workers most likely to have employment-based
health insurance coverage in their own name were those in
transportation, communications, and utilities, 85.1 percent, and
in manufacturing, 80.9 percent. Workers in transportation,
communications, and utilities had the lowest uninsured rate in
the state, less than 1 percent, followed by workers in
manufacturing, 6.5 percent. Workers in agriculture/mining and in
construction had the highest uninsured rates in the state, at
34.9 percent and 29.0 percent, respectively.

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