Features
Axis Bank housing loans are designed for today’s home-hunter. Easy home loans are rich in features and offer a number of benefits.Attractive housing finance rates: offer attractive interest rates that make housing loans affordable and easier on customers pocket every month.Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.Doorstep service: You don't have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.Nil prepayment charges : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.

*Valid only on floating interest rate Home Loans.

Quick and transparent processing:
Special Benefits available for Premium Banking customers.

Home Loan Eligibility Criteria

Salaried Individuals Individuals in permanent service in the Government or reputed companies meet our Home Loan eligibility criteria. Applicants should be above 24 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity.

Professionals Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply.Applicants above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet our housing loan criteria.

Self Employed Individuals Any individual filing income tax returns can apply.Applicants should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity.

Documents required:

Proof of identity
Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card.Latest salary slip showing all deductions or Form 16 along with recent salary certificate