Perhaps you just want a second opinion on your current financial state, have specific questions that you would like answered or want to know what you don't know. We offer a limited number of one-time consultations to those who do not need a comprehensive financial plan.
In advance of our meeting, you will receive a confidential client fact-finder along with a list of required documents. We review the completed fact-finder in advance to get an overview of your situation and develop a punch list for our meeting.

We then have a 2 - 2 1/2 hour face-to-face (or Skype) consultation where we go through everything together. It covers the six core components of your financial plan: cash flow and debt management, tax planning, investment planning, retirement planning, estate planning and risk management (aka insurance planning). We review what you're doing well, point out what can be done better, and suggest other alternatives to consider. Pros and cons for various options are discussed as well as paths for implementation. We ask you to bring questions and take notes.

Given the consultative format, the number crunching and analysis piece is very limited. If you require analyses, such as: what-if scenarios or a retirement analysis, then you should consider our hollistic financial planning services.

We follow up the meeting with an email summarizing the actions steps we discussed so we're all on the same page regarding your next steps. Depending on the topics covered, we may provide supplemental reports for reference. We also reserve time for follow-up questions you may have.

Our clients find this service to be an efficient and cost-effective way to get a second opinion with no product pitches or subliminal sales presentations. The end result is an action plan that leads to your peace of mind.