Thursday, March 26, 2015

Working outside is a sort of homeowner’s rite of passage. Molding the look and feel of your home from the outside in is a privilege and opportunity.

So what to do? An easy way to start is with plants and flowers suited to our Southern climate. We’ve compiled a list for you to do just that. Simply take to your local nursery or outdoor store and start shopping!

Wednesday, March 18, 2015

Spring is right around the corner and it’s time to dig out
from winter’s doldrums. There’s an hour more of daylight which means more time
to get things done around the house – including a jump start on spring
cleaning!

For some tips on how to make your spring cleaning as
efficient and effective as possible read below, then let us know what you do as
part of your spring cleaning routine!

Spring Cleaning Tips:

Make sure your tools are ready!
Use a clean mop head, empty out the vacuum filter and pull out your gloves!
Keep your cleaning supplies in a bucket with you as you move around the house.

Go room to room with a trash bag.
Gather everything that needs to be thrown away from each room including trash,
papers, receipts, old magazines, etc.

Dust from top to bottom which
allows all dust and lint to accumulate and be vacuumed at the end of the
process. Work from left to right, top to bottom.

Spray bathroom or kitchen hard
surfaces with cleanser and let sit while you work on other areas of the house.
The longer the cleanser sits the easier it will be to wipe up without too much
scrubbing.

Don’t feel like you need to clean
each room at a time. Focus on a task such as dusting and dust the whole house.
Then focus on windows, floors, baseboards, etc. without spending all day
working in just one room.

For more ideas on Spring Cleaning check out Pinterest for
checklists and helpful hints.

Thursday, March 12, 2015

Tax time may not be your favorite time of year, but if you’re expecting a refund you can use that money in a variety of ways to improve your current lifestyle. While getting a refund feels good, financial experts agree that the best way to leave tax season is by breaking even. A refund means the government is giving back your extra money that you could have been saving and building interest on all year. However, if you do get a refund back, here are three ways to put it to work for you.

Down payment on a new home. Use your tax refund towards a down payment on your new home.

The average tax refund of $2000-$3000 can be a nice bonus towards your new home savings plan. If you’re a few years away from buying a home, years of saving your refund will help making the down payment easier.

Pay off debt. Take the money and use it to pay off debt or make extra mortgage payments. Pay off a chunk of that student loan or get rid of credit card debt.

Save for retirement. Place your refund into your retirement savings 401K or IRA. Your refund will continue to grow over time as interest accumulates. The earlier you begin saving the better!

These are just a few of the ways you can put this “found money” to work for you. What plans do you have for your tax refund?

Thursday, March 5, 2015

When you go to bed Saturday night be sure to set your clocks ahead one hour. Daylight Savings Time officially begins at 2 a.m. on Sunday, March 8. That is of course unless you reside in Arizona or Hawaii, two states who have chosen to opt-out of the time change.

Daylight Savings Time originated in Germany during WWI as a way to conserve fuel used on artificial lighting. The practice was eventually adopted by the United States and occurs the second Sunday in March. Daylight Savings Time ends in the fall always on the first Sunday of November.

Sleep experts claim that the average person takes 2 or 3 days to adjust to the new schedule since the change will result in losing an hour of sleep. To ease the transition, try to go to bed a little earlier than usual and stay away from caffeine. Expose yourself to sunlight as early as possible in the morning to help reset your internal rhythm.