How Do You Apply for Life Insurance With Lincoln Heritage?

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Quick Answer

Request a quote and apply for life insurance coverage with Lincoln Heritage by calling the company or completing the online request form, explains the Lincoln Heritage website. Customers who begin the process online may have to wait three to seven business days for an agent to contact them. Individuals can qualify for some programs, such as the Funeral Advantage policy, without undergoing a medical examination.

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Lincoln Heritage offers final expense life insurance and accidental death and dismemberment insurance, with optional child rider plans, states its website. If an individual enrolls in a life insurance plan, he has the option to add on additional benefits such as discount plans for dental, pharmacy and vision; identity theft restoration; and medical bill reduction benefits. Once an individual obtains a policy, he must continue to pay his premiums to keep the policy active. If a required payment is more than 31 days late or more than 60 days late in California, the policy may lapse and benefits stop.

Lincoln Heritage has been accredited by the Better Business Bureau since 1981 and has an A+ rating, according to the Better Business Bureau. It also holds an A- rating with AM Best. The company opened in 1987 and is based in Phoenix, Arizona.