VA Loans

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Get the most of your VA Loan Benefits

There are many advantages to using your VA loan benefit. The VA ensures you won't be charged too much for closing costs, and you won’t have to pay a penalty fee for paying the loan off early. The VA can also provide assistance or guidance if you have trouble making payments. Some of your other benefits include:

Buy a home with $0 down

Streamline your refinance to lower payments

Never pay monthly PMI

How it works

1

Complete our
1 Minute Quick Form

2

Get matched with up to 4 VA approved lenders

3

Receive FREE no obligation rate quotes instantly

Why choose a VA loan over conventional loans?

Quite simply, a VA loan allows you to purchase a home with no down payment. With a traditional loan most lenders require between 10 and 20%. In addition, there’s no PMI (private mortgage insurance) because it’s backed by the government. This could save you hundreds of dollars a month, based on how much you want to borrow. With a VA home loan income requirements and credit scores are typically more lenient than conventional loans. Interest rates are often lower than traditional mortgages, too.

Who qualifies for a VA loan?

There are some basic guidelines for who can qualify for a VA loan. If any one of these apply to you then you may be eligible for the COE (Certificate of Eligibility) that’s required to obtain a VA loan:

Served at least 90 consecutive days of active duty during wartime

Have at least 6 years of service in the National Guard (or Reserves)

Served at least 181 days during peacetime

Are a spouse of a service member who has died either in the line of duty or as a result of a service-related disability