Saving Accounts

Statement Savings*

$5.00 minimum deposit to open

Free Online Banking

Free eStatements

You may not make more than six (6) transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third party

A transaction fee of $1.00 for each debit over the six (6) allowed during the month will be imposed each month

Christmas Club*

$5.00 minimum deposit to open

Free Online Banking

Free Direct Deposit

Interest will be credited at maturity in mid-October of every year

The account will be closed if a deposit is not made within 30 days after maturity in mid-October

You may not make transfers or withdrawals from this account

If you close your account before interest is credited, you will not receive the accrued interest

Certificates of Deposit

A Certificate of Deposit (CD) is a deposit account that provides a fixed rate of return for a specific period of time. They offer a guaranteed interest rate and the flexibility to choose a term that fits your investment needs. CDs offer you peace of mind and great earning potential, without risking what you have worked hard to save. Early withdrawal penalties may apply, fees could reduce earnings.

A minimum of $500 deposit is required We offer CDs for different time periods to best suit your needs

7-31 Day

12 Month

36 Month

91 Day

18 Month

48 Month

182 Day

24 Month

60 Month

30 Month

Individual Retirement Accounts (IRA)

Traditional or Roth

An IRA account is another way to save for retirement

IRA CDs

A minimum of $500 deposit is required We offer IRA CDs for different time periods to best suit your needs

12 Month

36 Month

60 Month

24 Month

48 Month

IRA Savings Builder*

$1.00 minimum deposit to open Free Online Banking Free eStatements

*Your interest rate and annual percentage yield may change after the account is open, at any time, at our discretion, fees may reduce earnings. Please contact a Personal Banker at (608) 776-4071 for current rates.