Please note: This is an archived page. For the most current data, click here.

This page provides data on the share of mortgages in each U.S. metropolitan area that is seriously delinquent -- either 90 or more days past due or currently in foreclosure -- as well as the metropolitan foreclosure rate. The data were derived through analysis of LPS Applied Analytics Data by Local Initiatives Support Corporation (LISC). Data will be updated on a quarterly basis.

To access the data and rankings, currently available for September 2012, use the links in the blue box to the right.

Periodically, these data are released in partnership with the Urban Institute's MetroTrends website. MetroTrends is the Urban Institute's metropolitan report card with the latest information on social and economic trends in urban America. The latest MetroTrends commentary on the share of seriously delinquent mortgages for the nation's 100 largest metropolitan areas is available on the MetroTrends website at: http://metrotrends.org/commentary/MetroDelinquency.cfm.

Please note that a separate but related data resource on Foreclosure-Response.org is the Intrametropolitan ZIP Code Level Needs Scores. These data show the relative foreclosure needs at the ZIP Code level within a metropolitan area and will be useful in assessing foreclosure-related needs within metro areas.

Map of Serious Delinquency Rates in U.S. Metropolitan Areas, September 2012

Metropolitan areas shown in medium or dark blue -- including most of Texas, the Central and Mountain time zones, and parts of the Pacific Northwest -- have relatively low rates of serious mortgage delinquencies, while metropolitan areas shown in yellow or red -- including nearly all of Florida and parts of California, New Jersey, the Great Lakes region, and the South -- have higher serious delinquency rates. See the map below and its legend for more information.

Note: The end points for each of the categories in the legend above are at exactly 3 percent, 7 percent, 11 percent, etc. The next category begins at anything higher than the prior category (for example, 3.000000001 percent).

The table below ranks the 25 U.S. metropolitan areas with the highest foreclosure rates in September 2012. Their prime and subprime foreclosure rates are also shown. For information on all metro areas included in this study, download this Excel file.

TOP 25 METROPOLITAN AREAS BY FORECLOSURE RATE, SEPTEMBER 2012

Rank

Metropolitan Statistical Area

Foreclosure Rate

Prime Foreclosure Rate

Subprime Foreclosure Rate

1

Miami-Fort Lauderdale-Pompano Beach, FL

17.8%

13.0%

38.8%

2

Vineland-Millville-Bridgeton, NJ

16.6%

10.4%

46.1%

3

Port St. Lucie, FL

15.8%

11.4%

39.2%

4

Tampa-St. Petersburg-Clearwater, FL

15.6%

11.0%

39.3%

5

Palm Coast, FL

15.0%

11.3%

37.8%

6

Deltona-Daytona Beach-Ormond Beach, FL

14.9%

10.8%

33.9%

7

Orlando-Kissimmee, FL

14.9%

10.9%

36.4%

8

Lakeland-Winter Haven, FL

14.8%

10.3%

32.8%

9

Ocala, FL

14.5%

10.5%

33.4%

10

Punta Gorda, FL

14.1%

11.0%

31.4%

11

Bradenton-Sarasota-Venice, FL

13.8%

10.3%

37.7%

12

Palm Bay-Melbourne-Titusville, FL

13.3%

9.5%

38.7%

13

Cape Coral-Fort Myers, FL

13.2%

10.2%

34.9%

14

Atlantic City-Hammonton, NJ

13.2%

9.5%

44.1%

15

Sebastian-Vero Beach, FL

12.7%

9.3%

33.7%

16

Jacksonville, FL

12.6%

8.6%

33.0%

17

Kingston, NY

11.8%

7.8%

36.5%

18

Poughkeepsie-Newburgh-Middletown, NY

11.2%

7.7%

37.1%

19

Naples-Marco Island, FL

11.0%

8.8%

36.9%

20

Las Vegas-Paradise, NV

10.9%

7.6%

29.4%

21

Kankakee-Bradley, IL

10.4%

6.1%

28.9%

22

Panama City-Lynn Haven-Panama City Beach, FL

10.3%

7.7%

34.1%

23

Rockford, IL

10.1%

6.7%

30.9%

24

Glens Falls, NY

10.0%

6.3%

32.1%

25

Youngstown-Warren-Boardman, OH-PA

9.9%

6.5%

26.5%

Source: Analysis of LPS Applied Analytics data by Local Initiatives Support Corporation, tabulated by the Urban Institute

The table below ranks the 25 U.S. metropolitan areas with the highest serious delinquency rates in September 2012. Serious delinquency rate is defined as the share of all first-lien mortgages in foreclosure or 90+ days delinquent. The metropolitan foreclosure rates and 90+ day delinquency rates are also shown. For information on all metro areas included in this study, download this Excel file.

TOP 25 METROPOLITAN AREAS BY SERIOUS DELINQUENCY RATE, SEPTEMBER 2012

Rank

Metropolitan Statistical Area

Serious Delinquency Rate*

90+ Days Delinquency Rate

Foreclosure Rate

1

Vineland-Millville-Bridgeton, NJ

25.9%

9.3%

16.6%

2

Miami-Fort Lauderdale-Pompano Beach, FL

22.3%

4.5%

17.8%

3

Tampa-St. Petersburg-Clearwater, FL

20.0%

4.4%

15.6%

4

Port St. Lucie, FL

19.9%

4.1%

15.8%

5

Lakeland-Winter Haven, FL

19.7%

4.9%

14.8%

6

Orlando-Kissimmee, FL

19.6%

4.7%

14.9%

7

Atlantic City-Hammonton, NJ

19.4%

6.3%

13.2%

8

Las Vegas-Paradise, NV

19.4%

8.5%

10.9%

9

Deltona-Daytona Beach-Ormond Beach, FL

19.4%

4.5%

14.9%

10

Palm Coast, FL

18.8%

3.8%

15.0%

11

Ocala, FL

18.4%

3.9%

14.5%

12

Punta Gorda, FL

18.3%

4.2%

14.1%

13

Cape Coral-Fort Myers, FL

18.0%

4.7%

13.2%

14

Jacksonville, FL

17.7%

5.1%

12.6%

15

Bradenton-Sarasota-Venice, FL

17.2%

3.5%

13.8%

16

Palm Bay-Melbourne-Titusville, FL

16.8%

3.5%

13.3%

17

Kingston, NY

16.7%

4.9%

11.8%

18

Sebastian-Vero Beach, FL

16.1%

3.5%

12.7%

19

Poughkeepsie-Newburgh-Middletown, NY

16.1%

4.9%

11.2%

20

Kankakee-Bradley, IL

15.6%

5.1%

10.4%

21

Memphis, TN-MS-AR

15.5%

7.1%

8.4%

22

Mobile, AL

14.7%

6.4%

8.3%

23

Glens Falls, NY

14.6%

4.6%

10.0%

24

Pine Bluff, AR

14.5%

6.4%

8.1%

25

Rockford, IL

14.4%

4.3%

10.1%

Source: Analysis of LPS Applied Analytics data by Local Initiatives Support Corporation, tabulated by the Urban Institute

*Serious Delinquency Rate = Share of all first-lien mortgages 90 plus days delinquent or in foreclosure.

Metropolitan Rankings by Change in Serious Delinquency Rate, September 2011 to September 2012

The table below ranks the 25 U.S. metropolitan areas with the largest growth in the serious delinquency rate between September 2011 and September 2012. The serious delinquency rates are also shown. For information on all metro areas included in this study, download this Excel file.

TOP 25 METROPOLITAN AREAS BY GROWTH IN SERIOUS DELINQUENCY RATE, SEPTEMBER 2011 TO SEPTEMBER 2012

Rank

Metropolitan Statistical Area

Serious Delinquency Rate*

Year over Year Pct. Point Change

September 2011

September 2012

1

Vineland-Millville-Bridgeton, NJ

4.1

21.9%

25.9%

2

Atlantic City-Hammonton, NJ

2.5

17.0%

19.4%

3

Glens Falls, NY

2.3

12.3%

14.6%

4

Utica-Rome, NY

2.2

10.2%

12.4%

5

Poughkeepsie-Newburgh-Middletown, NY

2.2

13.9%

16.1%

6

Trenton-Ewing, NJ

2.2

11.7%

13.9%

7

Kingston, NY

2.1

14.5%

16.7%

8

Hinesville-Fort Stewart, GA

2.0

8.9%

10.9%

9

Binghamton, NY

1.9

9.3%

11.3%

10

Albany-Schenectady-Troy, NY

1.8

10.2%

12.1%

11

Pine Bluff, AR

1.8

12.7%

14.5%

12

Olympia, WA

1.7

7.9%

9.6%

13

Syracuse, NY

1.7

10.2%

11.9%

14

Pittsfield, MA

1.7

10.1%

11.7%

15

Lewiston-Auburn, ME

1.5

11.9%

13.4%

16

Elmira, NY

1.5

9.8%

11.3%

17

Hot Springs, AR

1.5

6.1%

7.6%

18

Little Rock-North Little Rock-Conway, AR

1.5

8.0%

9.5%

19

Montgomery, AL

1.5

9.8%

11.2%

20

Longview, WA

1.5

8.4%

9.8%

21

Mount Vernon-Anacortes, WA

1.4

8.2%

9.6%

22

Rochester, NY

1.4

8.0%

9.4%

23

Yakima, WA

1.3

8.2%

9.5%

24

Fort Smith, AR-OK

1.3

7.4%

8.8%

25

Bangor, ME

1.3

10.5%

11.9%

Source: Analysis of LPS Applied Analytics data by Local Initiatives Support Corporation, tabulated by the Urban Institute

*Serious Delinquency Rate = Share of all first-lien mortgages 90 plus days delinquent or in foreclosure.