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FHALoans.com is a Mortgage Research Center, LLC Network Website

FHALoans.com belongs to the Mortgage Research Center, LLC, ("MRC") Network. MRC is a private company that provides mortgage information and connects homebuyers with lenders. Neither FHALoans.com nor MRC are endorsed by, sponsored by or affiliated with the U.S. Department of Housing and Urban Development or any other government agency. MRC receives compensation for providing marketing services to a select group of companies involved in helping consumers find, buy or refinance homes. If you submit your information on this site, one or more of these companies will contact you with additional information regarding your request. For a full list of these companies click here. By submitting your information you agree MRC can provide your information to one of these companies, who will then contact you. MRC does not guarantee that you will be eligible for a loan through the FHA loan program. FHALoans.com will not charge, seek or accept fees of any kind from you. Mortgage products are not offered directly on the FHALoans.com website and if you are connected to a lender through FHALoans.com, specific terms and conditions from that lender will apply.

FHA Loans in Oregon

Oregon consistently ranks as one of the best states to live in the country, so if you’re thinking of relocating and purchasing a house in the Beaver State, you’ve made a great decision.

Although a house with a view of Crater Lake sounds amazing, assessing all of your home financing options probably doesn’t. What is amazing is the money saving opportunities the Oregon FHA loan program can offer. Continue reading to see why an FHA loan in Oregon may be right for you.

Why Consider an FHA Loan in Oregon

Oregon has been deemed one of the most beautiful states due to its lush greenery and scenic views. That said, it’s a great place to purchase a home. So many Oregon residents are deciding on an FHA loan, so as of April 2019, the total value of FHA loans in the state of Oregon was more than $155 million!

Benefits of using FHA Loans in OR

FHA loans are great for first-time homebuyers, especially those who can’t or don’t want to put down a large down payment.

FHA Loan Limits in Oregon

In most of Oregon, the baseline limit of $314,827 applies, but in places like Portland and Hillsboro, the limit is $474,950 due to the relatively high cost of real estate in these areas. This number is adjusted annually and is fitted to each county to make sure most people can afford the homes. See the link below for a full list of Oregon FHA loan limits.

Learn More About FHA Loan Requirements

What Do You Need to Apply for an FHA Loan in MO?

Buyers must be able to provide the following information and documents as requested by lenders:

The addresses of all your residences over the past two years.

The names of your employers over the past two years.

W2's for the past two years and current paycheck stubs.

Your current gross monthly salary.

Your Social Security Number.

Names, addresses, and account numbers with balances on all checking and savings accounts.

Addresses and loan information of any other real estate you owned.

Self-employed individuals will need to provide personal tax returns for the past two years and a current income statement and balance sheet for the business.

Students will need to provide evidence of enrollment. If you have student loans, you need to provide verification information.

Note: Facts and figures sourced from the latest statistics available at the time of this writing including data from the United States Department of Labor, United States Census Bureau and the United States Department of Housing and Urban Development.