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Policies – FIPG Alcohol & Drugs 1. Use of alcohol during sponsored event, or an event an observer would associate with the organization, must comply with law and comply with BYOB or Third Party Vendor guidelines. 2. No use of chapter funds to buy alcohol; no bulk/common source purchases (kegs)

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ALCOHOL a few numbers u Death: 1,825 college students between the ages of 18 and 24 die from alcohol-related unintentional injuries, including motor vehicle crashes (Hingson et al., 2009).Hingson et al., 2009 u Injury: 599,000 students between the ages of 18 and 24 are unintentionally injured under the influence of alcohol (Hingson et al., 2009).Hingson et al., 2009 u Assault: 696,000 students between the ages of 18 and 24 are assaulted by another student who has been drinking (Hingson et al., 2009).Hingson et al., 2009 u Sexual Abuse: 97,000 students between the ages of 18 and 24 are victims of alcohol-related sexual assault or date rape (Hingson et al., 2009).Hingson et al., 2009 u Unsafe Sex: 400,000 students between the ages of 18 and 24 had unprotected sex and more than 100,000 students between the ages of 18 and 24 report having been too intoxicated to know if they consented to having sex (Hingson et al., 2002).Hingson et al., 2002 u Drunk Driving: 3,360,000 students between the ages of 18 and 24 drive under the influence of alcohol (Hingson et al., 2009).Hingson et al., 2009

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ALCOHOL Alcohol Abuse and Dependence: 31 percent of college students met criteria for a diagnosis of alcohol abuse and 6 percent for a diagnosis of alcohol dependence in the past 12 months, according to questionnaire- based self-reports about their drinking (Knight et al., 2002).Knight et al., 2002

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Common Accidents/Incidents u Someone left to sleep it off u Falls u DUI/OVI

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Underage Drinking Providing Alcohol u Civil Liability – By statute, you are RESPONSIBLE for all damage caused by minor you serve directly – By statute, you are RESPONSIBLE for all damage caused by minors at open house party

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LEGAL DEFINITION OF HAZING Any action taken or situation created, whether on or off any school, college or university, or other educational premises, which recklessly or intentionally endangers the mental or physical health of any student….

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LEGAL DEFINITION OF HAZING Any action taken or situation created, whether on or off any school, college or university, or other educational premises, which recklessly or intentionally endangers the mental or physical health of any student….

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. Look at me, he said. I was Student Senate president and a straight-A student, and I wound up in prison for two years for a stupid tradition.

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"I did what I did out of a misguided sense of building brotherhood….I will live with the consequences of hazing for the rest of my life, My actions killed a good person, and I will be a felon for the rest of my life…..

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Damages 40 year work life X $50,000 per year ______________ $2,000,000

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Am I Insured? u Officers are generally NOT liable for the unauthorized actions of individual chapter members or the chapter as a whole! – (though there are exceptions – see Rider) u Officers ARE insured when acting within the scope of their duties as an officer!

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Insurance Insurance is not Risk Management!!! Insurance is a risk management tool Shifts risk to a 3 rd party insurance company Part of overall risk management program

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Am I covered if… I haze… I provide alcohol to a minor… I am liable for someone elses hazing… I fail to follow FIPG/ National policies…

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Defenses u Consent u It was just a prank – dont take it so seriously u It was an accident – we didnt mean to u We didnt know it was against the law u We are students, not criminals – Or the law does not apply to us…