Islamic Credit Card Supplemental Terms

Jersey

Which set of terms and conditions applies to me?

Please refer to the terms and conditions to determine whether or not they apply to you. The following information is for guidance only and, in the event of conflict, the relevant terms will apply:

The Consumer Banking terms apply primarily to individuals (but also to certain types of entities including investment companies and family offices, as further detailed in the terms) who use or purchase consumer products (defined in the terms as ADCB Offerings, and including any consumer product, service, facility, benefit or reward program provided by ADCB from time to time).

The Wholesale Banking terms apply to small and medium enterprises, mid-corporates, large corporates, financial institutions and government related entities who use or purchase wholesale products (defined in the terms as ADCB Offerings, and including any wholesale product, service, facility, benefit or reward program provided by ADCB from to time).

The Islamic Banking terms apply to any person or entity that avail any product or service that ADCB Islamic Banking offers.

The Wealth Services terms apply to individuals or corporate entities who use or purchase investments (defined in the terms and including debt instruments, equity, fixed income and other funds, sukuk, insurance policies or other insurance products).

Find all the relevant Terms and Conditions from the links mentioned above. To download these files, you would need to install Adobe Acrobat Reader on your computer.