THE SCENARIO
Once though I didn’t have money for “just in case” because we had just returned from a road trip and there was something wrong with our car when we returned. Husband didn’t want me to drive, except if it was within a five kilometers proximity of our home.

We didn’t have money to fix the car. Anyway, in the end, Husband’s instincts were correct – there was something wrong with the brake pads, according to a mechanic.

So while this was happening I was called for a second interview with a company I really wanted to work for. I was thinking “should I or shouldn’t I use money out of my emergency fund”?

It hurt, really it did because taking an Uber to this interview meant paying about R400 for the ride.

My heart was sore before the interview, but I decided to take the leap and take money out of my emergency fund. I didn’t want to experience “what if”. You know, having regrets of not doing something can haunt you.

I went to the interview, had a good time, but I wasn’t the candidate they wanted. Still, I don’t have regrets.

It could be:
Your child or spouse gets sick or is in an accident and you need money for the doctor or hospital fees.
Medicine, in case you don’t have medical aid to cover this.
Your car breaks down or something needs to be fixed.
You need accommodation or you need money for a deposit on a new place to rent.
You get retrenched or unemployed suddenly…