The following terms and conditions apply to no cost equated monthly installment ("EMI") transactions made using a debit card issued by any bank providing an EMI facility to its debit card holders and using EMI facility as a payment option ("No Cost EMI").

The No Cost EMI facility is funded by participating sellers and brands (as the case may be) and is made available on select products, as determined from time to time by such sellers and/or brands.

The No Cost EMI payment option can only be availed using the debit card of any bank (providing an EMI facility to its debit card holders) on Amazon.in and is not available on purchases made using net banking or cash on delivery payment methods.

Using the No Cost EMI payment option, the customers who undertake the purchase transactions on Amazon.in, will only pay amounts such that the total of these amounts during the EMI tenure is equal to the list price of the products as displayed on Amazon.in (at the time of making the purchase transactions). The participating sellers or brands (as the case may be) will provide amounts equivalent to the interest imposed by the banks to undertake the purchase transactions on EMI.

The banks issuing the debit cards reserve the right to charge Goods and Services Tax (GST) or other applicable taxes on the purchase transactions undertaken on EMI.

Customers can add more than one item to their cart and if all the products are available on no cost EMI, you will get no cost EMI discount on all. No Cost EMI discount will be calculated only on the eligible items in the cart.

The customers may avail the No Cost EMI facility, provided that:

the order is not cancelled by the customer or the participating sellers or Amazon; or

the product is not returned / exchanged by the customer.

The EMI facility is made available to the customers by and in the sole discretion of the bank(s) issuing the debit Amazon will not be liable for any claims on account of availability or non-availability of EMI facility. Customer having a debit card may be required to enter into separate agreements or arrangements (by whatever name called) with their bank to avail / use the EMI facility.

Amazon reserves the right to stop No Cost EMI payment option at any time without prior notice and without any liability.