At Retirement Solutions, we view
protecting your privacy as one of the basic components of our business. You have
chosen us as your plan administrator and we recognize our obligation to keep the
information you provide to us safe and secure. Our commitment to protect the
privacy of your personal information is a duty we do not take lightly. We also
train our employees to understand and enforce these policies. Whether you visit
us in person, or on the telephone, or on the internet at www.RetirementSolutionsNow.com, you can
be assured that maintaining the privacy of your information is of the utmost
importance.

What information we collect:

We may collect
nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms;

Information about your transactions with us, or others; and

Information we receive from third parties such as investment information

"Nonpublic personal information" is nonpublic information about
you that we obtain in connection with providing a product or service to you. For
example, nonpublic personal information includes information regarding your
account balances, investment history, and employment history.

Our
security procedures:

We also take steps to safeguard customer
information. We restrict access to your personal and account information to
those employees who need to know that information to provide products or
services to you. Employees who violate these standard will be subject to
disciplinary measures. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic personal
information.