When it comes to cheap living, don't mess with Texas, according to a Kiplinger real estate report. Three of the 10 cheapest cities in the U.S. can be found in the Lone Star State. Several Texas cities, including San Marcos, McAllen and San Antonio, didn't crack the top 10 but ranked very highly for affordability nonetheless.

The findings reported that Texas is ranked one of the most affordable places to live in.

The report screened out cities with populations below 50,000, and based their findings on the Council for Community and Economic Research's calculations of living expenses in urban areas, taking into consideration the cost of living measures for housing, groceries, utilities, transportation, health care and miscellaneous goods and services.

All 10 finalists share one similarity and that is super-affordable housing options for both renters and homeowners.