ST. LOUIS — A six-year-old boy who was seeking a $20 loan from his parents received a very corporate response to his request. The boy asked for a $20 advance on his regular allowance, according to KTVI. He began by asking his mom before he turned to his dad, who by then knew of his persistence.

So, the boy’s dad decided to turn down the request — and put it in writing.

Here is what the letter said:

Dear [redacted],

We regret to inform you at this time that we are unable to provide a loan in the amount requested of $20.00. After reviewing your account, we have find [sic] you have insufficient funds, and a history of not doing your chores.

Furthermore, over $80.00 has been spent on discretionary entertainment expenses since Christmas. This is an unsustainable amount of expenditure, and we cannot further compound the problem by financially assisting with occurring further debt at this point.

If you would like to refute this decision, you can contact our complaint department at [mom’s number]. Our dispute manager at this number may be able to persuade us to reverse our decision.

Thank you for choosing DAD Savings and Loan, we appreciate the chance to serve your financial needs.

Sincerely,

Dad

The father read the letter to his son, who understood the basic idea.

He ended up getting the toy anyway — because his mom thought the letter was so funny.

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