$79 Savings Calculator - Future Value

Initial Deposit

$

Yearly Deposits

$

Investment Return

%

Years

years

Future Value

Total Invested

Use this calculator to calculate the return of a savings bond or investment. It can be used to calculate any investment, such as a home, stock, baseball card, Roth IRA, 401k, ETF, mutual fund, etc. Assumes a fixed interest rate.

Investment: Amount of investment.

Interest Rate: Rate of return on the investment.

Years: Time period, in years.

What is the future value of your investment or savings bond?

Value of $79 by year, depending on ROI. Annual interest compounding is used.

Year

1%

3%

5%

7%

9%

11%

13%

15%

0

79.00

79.00

79.00

79.00

79.00

79.00

79.00

79.00

1

79.79

81.37

82.95

84.53

86.11

87.69

89.27

90.85

2

80.59

83.81

87.10

90.45

93.86

97.34

100.88

104.48

3

81.39

86.33

91.45

96.78

102.31

108.04

113.99

120.15

4

82.21

88.92

96.02

103.55

111.51

119.93

128.81

138.17

5

83.03

91.58

100.83

110.80

121.55

133.12

145.55

158.90

6

83.86

94.33

105.87

118.56

132.49

147.76

164.47

182.73

7

84.70

97.16

111.16

126.86

144.42

164.02

185.86

210.14

8

85.55

100.07

116.72

135.74

157.41

182.06

210.02

241.66

9

86.40

103.08

122.55

145.24

171.58

202.08

237.32

277.91

10

87.27

106.17

128.68

155.40

187.02

224.31

268.17

319.60

11

88.14

109.35

135.12

166.28

203.85

248.99

303.03

367.54

12

89.02

112.64

141.87

177.92

222.20

276.38

342.43

422.67

13

89.91

116.01

148.97

190.38

242.20

306.78

386.94

486.07

14

90.81

119.49

156.41

203.70

264.00

340.52

437.25

558.98

15

91.72

123.08

164.24

217.96

287.76

377.98

494.09

642.83

16

92.63

126.77

172.45

233.22

313.65

419.56

558.32

739.25

17

93.56

130.57

181.07

249.55

341.88

465.71

630.90

850.14

18

94.50

134.49

190.12

267.01

372.65

516.94

712.92

977.66

19

95.44

138.53

199.63

285.71

406.19

573.80

805.60

1,124.31

20

96.40

142.68

209.61

305.71

442.75

636.92

910.32

1,292.96

21

97.36

146.96

220.09

327.10

482.60

706.98

1,028.67

1,486.90

22

98.33

151.37

231.10

350.00

526.03

784.75

1,162.39

1,709.93

23

99.32

155.91

242.65

374.50

573.37

871.08

1,313.50

1,966.43

24

100.31

160.59

254.78

400.72

624.98

966.89

1,484.26

2,261.39

25

101.31

165.41

267.52

428.77

681.22

1,073.25

1,677.21

2,600.60

26

102.33

170.37

280.90

458.78

742.53

1,191.31

1,895.25

2,990.69

27

103.35

175.48

294.94

490.90

809.36

1,322.35

2,141.63

3,439.29

28

104.38

180.75

309.69

525.26

882.20

1,467.81

2,420.05

3,955.18

29

105.43

186.17

325.17

562.03

961.60

1,629.27

2,734.65

4,548.46

30

106.48

191.75

341.43

601.37

1,048.15

1,808.49

3,090.16

5,230.73

31

107.54

197.51

358.51

643.46

1,142.48

2,007.43

3,491.88

6,015.34

32

108.62

203.43

376.43

688.51

1,245.30

2,228.24

3,945.82

6,917.64

33

109.71

209.53

395.25

736.70

1,357.38

2,473.35

4,458.78

7,955.29

34

110.80

215.82

415.01

788.27

1,479.54

2,745.42

5,038.42

9,148.58

35

111.91

222.30

435.77

843.45

1,612.70

3,047.41

5,693.41

10,520.87

36

113.03

228.96

457.55

902.49

1,757.85

3,382.63

6,433.56

12,099.00

37

114.16

235.83

480.43

965.67

1,916.05

3,754.72

7,269.92

13,913.85

38

115.30

242.91

504.45

1,033.26

2,088.50

4,167.74

8,215.01

16,000.92

39

116.46

250.20

529.68

1,105.59

2,276.46

4,626.19

9,282.96

18,401.06

40

117.62

257.70

556.16

1,182.98

2,481.34

5,135.07

10,489.74

21,161.22

41

118.80

265.43

583.97

1,265.79

2,704.67

5,699.93

11,853.41

24,335.40

42

119.98

273.39

613.17

1,354.40

2,948.09

6,326.92

13,394.35

27,985.71

43

121.18

281.60

643.82

1,449.20

3,213.41

7,022.88

15,135.62

32,183.57

44

122.40

290.04

676.01

1,550.65

3,502.62

7,795.40

17,103.25

37,011.11

45

123.62

298.75

709.82

1,659.19

3,817.86

8,652.89

19,326.67

42,562.77

46

124.86

307.71

745.31

1,775.34

4,161.46

9,604.71

21,839.14

48,947.19

47

126.10

316.94

782.57

1,899.61

4,535.99

10,661.22

24,678.23

56,289.27

48

127.37

326.45

821.70

2,032.58

4,944.23

11,833.96

27,886.40

64,732.66

49

128.64

336.24

862.79

2,174.86

5,389.21

13,135.69

31,511.63

74,442.55

50

129.93

346.33

905.92

2,327.10

5,874.24

14,580.62

35,608.14

85,608.94

51

131.23

356.72

951.22

2,490.00

6,402.93

16,184.49

40,237.20

98,450.28

52

132.54

367.42

998.78

2,664.30

6,979.19

17,964.78

45,468.03

113,217.82

53

133.86

378.44

1,048.72

2,850.80

7,607.32

19,940.91

51,378.88

130,200.49

54

135.20

389.80

1,101.16

3,050.36

8,291.97

22,134.41

58,058.13

149,730.57

55

136.55

401.49

1,156.21

3,263.89

9,038.25

24,569.19

65,605.69

172,190.15

56

137.92

413.53

1,214.03

3,492.36

9,851.70

27,271.81

74,134.43

198,018.68

57

139.30

425.94

1,274.73

3,736.82

10,738.35

30,271.70

83,771.90

227,721.48

58

140.69

438.72

1,338.46

3,998.40

11,704.80

33,601.59

94,662.25

261,879.70

59

142.10

451.88

1,405.39

4,278.29

12,758.23

37,297.77

106,968.34

301,161.65

60

143.52

465.44

1,475.66

4,577.77

13,906.47

41,400.52

120,874.22

346,335.90

61

144.95

479.40

1,549.44

4,898.21

15,158.05

45,954.58

136,587.87

398,286.29

62

146.40

493.78

1,626.91

5,241.09

16,522.28

51,009.58

154,344.30

458,029.23

63

147.87

508.60

1,708.26

5,607.96

18,009.28

56,620.64

174,409.06

526,733.61

64

149.35

523.85

1,793.67

6,000.52

19,630.12

62,848.91

197,082.23

605,743.66

65

150.84

539.57

1,883.35

6,420.56

21,396.83

69,762.29

222,702.92

696,605.20

66

152.35

555.76

1,977.52

6,869.99

23,322.55

77,436.14

251,654.30

801,095.98

67

153.87

572.43

2,076.40

7,350.89

25,421.57

85,954.11

284,369.36

921,260.38

68

155.41

589.60

2,180.22

7,865.46

27,709.52

95,409.07

321,337.38

1,059,449.44

69

156.96

607.29

2,289.23

8,416.04

30,203.37

105,904.06

363,111.24

1,218,366.85

70

158.53

625.51

2,403.69

9,005.16

32,921.68

117,553.51

410,315.70

1,401,121.88

71

160.12

644.27

2,523.87

9,635.52

35,884.63

130,484.40

463,656.74

1,611,290.17

72

161.72

663.60

2,650.07

10,310.01

39,114.24

144,837.68

523,932.12

1,852,983.69

73

163.34

683.51

2,782.57

11,031.71

42,634.53

160,769.83

592,043.29

2,130,931.24

74

164.97

704.01

2,921.70

11,803.93

46,471.63

178,454.51

669,008.92

2,450,570.93

75

166.62

725.14

3,067.78

12,630.21

50,654.08

198,084.50

755,980.08

2,818,156.57

76

168.29

746.89

3,221.17

13,514.32

55,212.95

219,873.80

854,257.49

3,240,880.06

77

169.97

769.30

3,382.23

14,460.32

60,182.11

244,059.92

965,310.97

3,727,012.06

78

171.67

792.37

3,551.34

15,472.54

65,598.50

270,906.51

1,090,801.39

4,286,063.87

79

173.39

816.15

3,728.91

16,555.62

71,502.37

300,706.22

1,232,605.57

4,928,973.45

80

175.12

840.63

3,915.35

17,714.52

77,937.58

333,783.91

1,392,844.30

5,668,319.47

81

176.87

865.85

4,111.12

18,954.53

84,951.96

370,500.14

1,573,914.05

6,518,567.39

82

178.64

891.82

4,316.68

20,281.35

92,597.64

411,255.15

1,778,522.88

7,496,352.50

83

180.43

918.58

4,532.51

21,701.04

100,931.43

456,493.22

2,009,730.86

8,620,805.38

84

182.23

946.14

4,759.14

23,220.12

110,015.26

506,707.47

2,270,995.87

9,913,926.18

85

184.05

974.52

4,997.09

24,845.53

119,916.63

562,445.30

2,566,225.33

11,401,015.11

86

185.89

1,003.76

5,246.95

26,584.71

130,709.13

624,314.28

2,899,834.62

13,111,167.38

87

187.75

1,033.87

5,509.30

28,445.64

142,472.95

692,988.85

3,276,813.12

15,077,842.49

88

189.63

1,064.89

5,784.76

30,436.84

155,295.51

769,217.62

3,702,798.83

17,339,518.86

89

191.53

1,096.83

6,074.00

32,567.42

169,272.11

853,831.56

4,184,162.68

19,940,446.69

90

193.44

1,129.74

6,377.70

34,847.14

184,506.60

947,753.03

4,728,103.83

22,931,513.69

91

195.38

1,163.63

6,696.58

37,286.43

201,112.19

1,052,005.86

5,342,757.32

26,371,240.74

92

197.33

1,198.54

7,031.41

39,896.49

219,212.29

1,167,726.51

6,037,315.78

30,326,926.86

93

199.30

1,234.49

7,382.98

42,689.24

238,941.40

1,296,176.43

6,822,166.83

34,875,965.89

94

201.30

1,271.53

7,752.13

45,677.49

260,446.12

1,438,755.83

7,709,048.51

40,107,360.77

95

203.31

1,309.67

8,139.74

48,874.91

283,886.27

1,597,018.97

8,711,224.82

46,123,464.88

96

205.34

1,348.96

8,546.73

52,296.15

309,436.04

1,772,691.06

9,843,684.05

53,041,984.62

97

207.40

1,389.43

8,974.06

55,956.88

337,285.28

1,967,687.08

11,123,362.97

60,998,282.31

98

209.47

1,431.12

9,422.77

59,873.87

367,640.96

2,184,132.66

12,569,400.16

70,148,024.65

99

211.56

1,474.05

9,893.90

64,065.04

400,728.64

2,424,387.25

14,203,422.18

80,670,228.35

100

213.68

1,518.27

10,388.60

68,549.59

436,794.22

2,691,069.85

16,049,867.06

92,770,762.61

Investing early and limiting investment fees is a great way to save money. This chart shows how
0.079k can grow.