Cars

If you are considering
purchasing a new car, TFM Salary Packaging can arrange it quickly and
easily - AND save you money!

Eligible employees may
choose to include one or more cars in their salary package.
Business use is not a prerequisite and new or used vehicles
may be packaged.

A car can be packaged via
a novated or an associate lease. TFM Salary Packaging arranges novated
lease finance at competitive interest rates.

When a car is packaged, a
deduction will be made from your salary each pay period to
cover all car expenses including lease rentals, running costs
and fringe benefits tax.

Through a comprehensive
buying network, TFM Salary Packaging can assist you to purchase a new car
by obtaining discounted prices on the new car of your choice.
We will remove the difficulty and hassles involved with
buying a vehicle, saving you valuable time and money. Our
vehicle management services can also give you the benefit of
receiving ongoing savings for fuel and maintenance throughout
the term of your salary package.

Sale and Lease Back

If you have an existing late model car you may be able to
package it under a sale and lease back arrangements.

This is where a financier purchases your car from you at
current market value and leases it back to you under a novated
lease agreement. If there is existing finance on the car it is
paid out and any remaining funds paid to you.

This method can also release capital to pay out other
existing non tax-deductible debt.

For further information on how a sale and lease back could
benefit you, please contact one of our professional consultants
1300 888 870 or email novated@toyota.com.au

Associate Lease

If you currently have a car that you are interested in
salary packaging, you may like to consider a TFM Salary Packaging fully
maintained associate lease.

An associate lease is an agreement between you, your
associate (spouse or family member) and your employer. The car
is owned by your associate, who subsequently leases the car to
the employer. The employer then provides the fully maintained
car to you through your salary package.

For further information on how a TFM Salary Packaging associate lease will
benefit you, please contact one of our professional consultants
1300 888 870 or email salarypackaging@toyota.com.au