2016 premium increases
Premiums are increasing for most of the medical plans. See premiums.

For more details about the TI medical insurance plans, see the 2016 Health and Insurance Benefits Guide, available on this website under "Benefits Guides."

More information for your decisions
Check out the other resources on this website to analyze which medical coverage option is right for you. Annual enrollment phone support will also be available Nov. 3-17 at the TI Benefits Center, through TI HR Connect at 888-660-1411, option 1. Representatives are available 8:30 a.m. to 8:30 p.m. Eastern time, Monday through Friday, except for New York Stock Exchange holidays.

Better access to immunizations: In the HDHP and PPO, you'll now have better
access to preventive care such as flu shots. Go to any
network pharmacy (CVS, Walgreens, etc.) to receive
covered immunizations (subject to availability).

You don't have to make any changes if you don't need to. If you don't, your health benefits coverage will stay the same as your current 2016 coverage.
Keep these points in mind:

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If you want to use a flexible spending account in 2016, you have to set it up during annual enrollment.

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The only other time you can make changes to your benefits is when you have an appropriate qualified status change, such as marriage, divorce, or the birth or adoption of a child. You must make changes within 30 days of the qualifying event. (Starting Jan. 1, 2016, you'll have 60 days to enroll newborns or adopted children in health coverage.)