We are Renaissance Alliance

The gold standard for independent insurance agency aggregations

Renaissance Alliance is a network of New England independent insurance agencies, insurers and service providers that leverage their collective strengths to create advantages well beyond their individual reach. It is the gold standard by which insurance industry aggregations have come to be judged. Renaissance Alliance enables agencies with the market differentiation, tools and time to maximize their sales, profits and equity. Member agencies enjoy unprecedented growth, increased operational efficiencies and higher commission and profit sharing revenues than they could generate as stand-alone agencies, while maintaining complete independence. Learn more about the benefits of membership.

$$ Premium Growth (in millions)

2014

485

2008

365

2004

215

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Meet Our Agents

Meet our New England independent agency members – forward-looking, progressive and a cut-above! Learn More

Meet Our Partners

While we work with 100+ insurers, we’ve designated an elite group of companies as our core insurance partners. Learn More

Insurance Agent Blog

T.S. Eliot called April “the cruelest month” and anyone who has to write a check out to Uncle Sam on Tax Day might agree. But it’s also a time of rejuvenation, longer days and sure signs of spring. Some of the key themes you may want to emphasize in your communications are financial literacy, Public Health Week and spring maintenance checks for home, car and business. For those planning weddings in the next several months, you might also check in on Wedding Insurance. We’ve compiled a list of events with links to get you started – use these ideas to jump start your social media communications.

If you live in New England, there’s a new MA law about headlight use that you may want to tell your clients about. Starting in a few months, you will need to have your headlights on anytime you need your wipers. Owen Gallagher of Agency Checklist offers the detail, noting that it’s a violation the police can pull you over for — plus:

A violation of the statute does only carry a nominal fine. However, the Safe Driver Insurance Plan includes the amended statute, M.G.L. c. 85, § 15, in its list of minor surchargeable traffic law violations. So it is worth noting that a citation for violating this statute that results in a record for a civil infraction could have financial consequences to your insureds.

Chances are, you and many of your agency associates have profiles on LinkedIn. With about 347 million users, it’s growing increasingly rare to find a business professional who does not have at least a minimal presence on the site. But do you know that your agency can have a profile page, too? They’re called “company pages” and with tools that enable posting of status updates and allow members to follow your organization, they’ve become much more useful than they were in the past.

You should definitely claim that page if you haven’t already and you should take some steps to optimize it. Besides the fact that it’s a free web page, LinkedIn is a business-to-business focused tool, valuable if you want to grow your commercial business. Here are some other reasons why you should build out your company page:

The 2015 Market Share Study from the Independent Insurance Agents & Brokers of America was recently released and it offers a snapshot of the overall health of the independent agency system, with “many positive signs of strong overall health and considerable growth opportunities for independent agents and brokers.” The report shows growth of $25 billion in 2013, noting that this is the third year in a row that that all property‐casualty insurance premium lines grew. The report says that, “At both the state and carrier level, independent agents and brokers (IAs) were well poised to capture their share of the market or more.”

Be a search wizard! Learning a few tricks and tools that are built into Google can make your day much more productive. Google is far more than just a search engine, it’s also a dictionary, a calculator, a currency converter and more – if you just know the tricks. Huffington Post offers a great animated tutorial that shows these Google tricks in action, or you can see a quick summary in the infographic by Veravo.

The National Flood Insurance Program (NFIP) has recently undergone several legislative changes, including surcharges that kick in on April 1. Interdependent Agent outlines what you need to know in its article Upcoming NFIP Changes: Are Your Clients Prepared? March 16-20 is Flood Safety Awareness Week, a good time to talk to your policyholders about any changes – or the importance of flood insurance, if they don’t have coverage.

Google launched its auto quote comparison shopper in California last week: Google Compare. We’ve amassed various articles to get you up to speed on the news, learn more about how Google is promoting the service and what some publications are saying about this introduction. We’re offering links, along with a selected quote from each.

He notes that, “The purpose of the new Act is to make statutorily clear that insurance certificates do not and cannot modify the terms or conditions of the underlying insurance policies they evidence.”

March ushers in Daylight Savings and the first day of Spring, both of which we’re really ready for here in New England after a tough February! Aptly, the month is also dedicated to preparing for severe weather events such as flooding and seasonal storms. We’re also right in the heart of tax season preparation. But there are several fun things – St. Patrick’s Day and March Madness, to name a few. We’ve gathered potential events and themes for the month that you can use in your client communications.

AmTrust North America provides a broad suite of business insurance products for small- and medium-sized businesses, including workers’ compensation and niche commercial lines coverage such as BOP, Property, Employers’ Practices Liability, Commercial Auto General Liability, Garage and Inland Marine. These lines have also been customized to fit the Lumber, Restaurant, Auto Service Repair, Financial Institution and Transportation sectors. AmTrust is rated “A” (Excellent) FSC XI by A.M. Best.

Since 1978, XS Brokers has been creatively solving hard-to-place insurance risks. With unmatched product availability, powerful market knowledge and unparalleled underwriting expertise – there’s virtually no class of business we cannot write. And with more than 35 years in the industry, the strength of our carrier relationships ensures unrivaled market access.

Our goal is simple: to better understand our clients’ needs in order to provide customized solutions that help you achieve your business goals.

ReSource Pro specializes in insurance business process management and outsourcing solutions. We increase productivity, attract new business, all while improving market and customer relationships. This means you keep more money in your pocket while helping your business grow. We’re not just thinkers, we’re doers. Do what counts and we’ll take care of the rest. Interested? Stop by for a chat.

Founded in 1810, The Hartford Group (NYSE: HIG) is a leading provider of insurance and wealth management services for millions of businesses and consumers worldwide. The Hartford is consistently recognized for delivering innovative solutions and extraordinary service focused on our customers’ needs.

COGDA connects an unconnected insurance industry. COGDA links agents, wholesalers and carriers on the same interactive software platform, delivering a seamless flow of information, carrier appetite, and market intelligence from agent prospecting to individual carrier sales, so you can write more business. Manage your entire sales process, not just the sales department!

Serving businesses and professionals since 1897, CNA is the country’s seventh largest commercial insurance writer and the 13th largest property and casualty company. CNA’s insurance products include standard commercial lines, specialty lines, surety, marine and other property and casualty coverages. CNA’s services include risk management, information services, underwriting, risk control and claims administration. For more information, please visit CNA at www.cna.com. CNA is a registered trademark of CNA Financial Corporation.

For more than 130 years, the Chubb Group of Insurance Companies has been delivering exceptional property and casualty insurance products and services to businesses and individuals around the world. We build lasting relationships with customers, agents and brokers through unparalleled service and innovative, scalable and specialized products backed by financial strength.

A.I.M. Mutual Insurance Companies values the opportunity to provide employers with the workers compensation services they expect and deserve. We partner with employers who share a genuine commitment to managing employee injuries, from loss prevention to return-to-work. Our service-oriented approach is unique in the industry. It is by being different that A.I.M. Mutual has distinguished itself, and we are working to maintain that difference.

We are a mutual insurance company existing to serve our member policyholders, not Wall Street. With over 25 years consecutively rated as “A” by A. M. Best, an independent financial services rating company, you’ll be confident knowing you are insured with a financially strong company concerned about you and your family.

With over 500 independent agencies representing Concord Group, you can count on professional service when you insure with Concord Group.

Vertafore delivers software and services that transform the business of insurance. Unique to the industry, more than 20,000 customers rely on Vertafore to provide integrated technology that connects the entire industry with the most complete source of solutions—agency management, rating and connectivity, content management and workflow, research solutions and producer lifecycle management—so their businesses run better and are more profitable. For more information about Vertafore, please visit vertafore.com.

Safety is the preferred provider of property and casualty insurance within our selected markets. We are focused on the special needs of independent agents and their customers. Our success is builton a philosophy of offering the highest quality insurance products at competitive rates and providing the best service at all costs.
Safety is “A” rated by A.M. Best.

Preferred Mutual Insurance Company provides property and casualty insurance coverage to more than 250,000 individual and business customers through a network of more than 450 independent agents throughout New York, New Jersey, Massachusetts and New Hampshire. The mutual insurance company, in business since 1896, employs more than 260 employees and is headquartered in New Berlin, New York. The company is rated “A” for excellent through A.M. Best. For more information, please visit www.preferredmutual.com.

Plymouth Rock Assurance Corporation is a leading automobile insurance carrier serving Massachusetts and Connecticut. It is part of the Plymouth Rock Group of Companies, which together write and manage over $1 billion in auto and home insurance in the Northeast. Its industry-leading service innovations include the exclusive Plymouth Rock Savings Pass, which helps Massachusetts customers save hundreds of dollars on auto-related goods and services; Crashbusters® mobile expert appraisers, who travel directly to a customer’s vehicle to assess damage and often issue a check on the spot; Door to Door Valet Claim Service® which manages the entire auto repair process from start to finish; Get Home Safe®, which covers the cost of a cab ride home up to $50 per policy year when a Massachusetts policyholder feels it would be unsafe to operate a motor vehicle; and its Pledge of Assurance®, an industry-leading written commitment to service excellence. For more details and to find a Plymouth Rock independent agent near you, visit www.prac.com

Over the course of its over 160-year history, The Hanover has established one of the longest and proudest records in the industry, inspiring confidence among agents and the customers they serve. Today, we are a Fortune 1000® company, ranked among the top 25 Property and Casualty insurance companies in the industry, are financially strong, and enjoy an “A” (Excellent) rating from key industry analysts. We offer a wide range of Property and Casualty insurance products and services to individuals, families, and businesses through an exclusive network of some of the best Independent Agents in the country.

ARS Restoration Specialists, with 7 locations and nearly 150 full-time employees, is one of the largest and most respected professional restoration companies in New England, and has been for over 25 years. ARS specializes in full-service 24-Hour Emergency Disaster Mitigation, Restoration, and Reconstruction services for both Commercial and Residential properties that have suffered all types of losses including water, sewage, fire, smoke and mold. A staff of licensed and experienced builders and engineers lead our Commercial and Residential Construction Division. Seamless transition from disaster to pre-loss condition is an ARS specialty. Proudly Serving of New England. 877-461-1111 | www.ARSServe.com

Safeco has been protecting individuals and families with personal insurance coverage since 1923. When it comes to some of your biggest investments, like your home, car or maybe even your boat, we know that trust matters. From the smallest fender-bender to a storm-damaged home, we’re standing ready at life’s trying moments. Safeco is here for you at any time and any day of the week.

With a comprehensive range of insurance coverage and expert advice from local independent agents, we make it simple to protect what’s important to you and easy to get the best mix of coverage and pricing.

At Safeco Insurance, we promise to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and – most of all – to be there for you.

Since 1851 the Quincy Mutual Fire Insurance Company has been providing insurance protection throughout the Northeast to hundreds of thousands of policyholders. We offer a full array of personal and commercial property and casualty products solely through independent agents including private passenger and commercial auto, homeowners, business owners, umbrella liability, workers compensation and more. Assessing an insurance company’s ability to provide superior products and services can be a challenge, especially in this environment. Quincy Mutual has been rated A+ by the A.M. Best Company for more than 75 consecutive years, one of a dozen companies in the country to attain that distinction. Together with our partner agencies we have attained a strong position in multiple markets and we look forward to having Quincy Mutual be your carrier of choice. The agencies within the Renaissance Alliance are among the best in the business and we’re pleased to have them represent Quincy Mutual.

With roots dating back to 1923, The Main Street America Group is a super-regional insurance company that operates nine property/casualty insurance carriers – including our largest carrier, NGM Insurance Company. Based in Jacksonville, Fla., Main Street America offers a wide range of commercial and personal insurance, and fidelity and surety bond products to individuals, families and businesses throughout the United States.

With nearly $1 billion in premium written exclusively by 2,000-plus independent insurance agents, the 90-year-old company insures more than 600,000 policyholders in 36 states and writes bonds in 45 states. A.M. Best Company rates The Main Street America Group with an “A” (Excellent) financial strength rating. Main Street America is the founding company partner of Trusted Choice®, the global branding program of the Independent Insurance Agents & Brokers of America. For more information about Main Street America, please visit www.msagroup.com or connect with us on Facebook at www.facebook.com/MainStreetAmerica.

Liberty Mutual Insurance helps preserve and protect the things people earn and own and build and cherish. Keeping this promise means we are there when our policyholders throughout the world need us most.

In business since 1912, and headquartered in Boston, Mass., today Liberty Mutual is a diversified global insurer with operations in 30 countries around the world. The company is the third largest property and casualty insurer in the U.S. based on 2013 direct premium written as reported by the National Association of Insurance Commissioners.

Liberty Mutual is ranked 76th on the Fortune 100 list of largest corporations in the U.S. based on 2013 revenue. As of December 31, 2013, Liberty Mutual Insurance had $121.2 billion in consolidated assets, $102.2 billion in consolidated liabilities, and $38.5 billion in annual consolidated revenue.

Liberty employs more than 50,000 people in approximately 900 offices throughout the world, and offers a wide range of insurance products and services, including personal automobile, homeowners, accident & health, commercial automobile, general liability, property, surety, workers compensation, group disability, group life, specialty lines, reinsurance, individual life and annuity products.

At MAPFRE | Commerce Insurance our extensive network of licensed insurance professionals and carefully trained employees reaches across Massachusetts, offering valuable knowledge and support to customers. MAPFRE | Commerce Insurance is an industry leader in auto, home and business insurance focused on providing valuable services and insurance options throughout the communities we serve.

Our Core Values and Commitments to You:

A trusted provider of Insurance Services

Providing Superior Customer Service

Integrity in our Actions

Innovation in our Leadership

Commitment to Teamwork

Financially stable Organization

In 2008, we joined MAPFRE S.A., a global insurer with a presence in 46 countries.
A Little Bit about our Parent Company, MAPFRE S.A.

MAPFRE S.A. is a global insurance leader with a presence in 46 countries and more than 35,000 employees

MAPFRE S.A. insures over 13.2 million cars and 5 million homes worldwide

Ranked by Fortune and Forbes as among the “500 Best and Most Admired Companies in the World”