Housing resources as an element of material infrastructure determine
socio-economic development on a local, regional and national scale.
Their economic and physical accessibility affects the development of
human, social and relational capital, determines the competitiveness of
the territory and can be seen as a generator of income both in the
individual sense and in relation to the whole society. The article has a
theoretical character and its aim is to identify the relationship
between satisfying the housing needs of local communities and the
development of territorial capital. The article also analyzes factors
that allow the qualification of housing resources as a strategic
resource for the development of a territory.