My bank sent a confusing or intimidating letter.

You deserve to have a simple request for your mortgage note answered by your bank - it's your legal right. And Congress has passed laws specifically protecting homeowners against retaliation from banks. If they can't produce the note or if they send a confusing or intimidating response, it could be evidence of a larger problem.
Right now, attorneys general in all 50 states are investigating allegations of massive mortgage fraud by the big banks. Every single homeowner that requested to see their note but was given the runaround needs to demand answers.

Fill in the blanks in the form below to generate a letter to your state's attorney general. If a particular blank doesn't apply to you, leave it empty - we'll automatically remove it from your letter. Be sure to include any specific language that you think may be threatening or intimidating.

Home Email:*

First Name:*

Last Name:*

Address:*

City:*

State/Region/Province:*

Zip/Postal Code*

We want to help homeowners connect with each other around this important issue. In addition to sending the letter below, here are some other ways to get involved:

I'd like to help other homeowners by sharing my story with the media.I'd be interested in finding out about organizations in my community that are helping homeowners stand up to big banks.

To the Office of the Attorney General:

I own the property at the address listed above. Recently, I contacted my bank with a request to see my original mortgage note. I made this request as outlined under Section 6 of the Real Estate Settlement Procedures Act (RESPA).

The response I received from my bank was troubling. They failed to produce my original note as requested - and I am now growing concerned that I may be a victim of mortgage fraud.

The name of the bank I contacted is*

In addition to my original mortgage note, I also asked to know the name, address, and phone number of the bank or investor that owns my mortgage.*

The bank also failed to provide this information.The bank provided this information (use space below).

They told me the current owner of my mortgage is

(You are encouraged to add more information about your situation here)

I understand that your office is investigating mortgage fraud and I ask that you include my mortgage in your investigation.

Thank you for your immediate attention to this matter. This is of the utmost importance to me and my family.