As I frequently tell my patients, when they ask me why the health care system is so screwed up in America - its because of insurance! Get rid of insurance and the system will correct. The outlandish prices will go down quickly and the care and satisfaction will improve! As Jane Orient notes in her article that in the 1940s only 10% of Americans had insurance. I remember when I was 10yrs old, my Mom having to pay cash for an injury I sustained to my leg from an accident I had while sledding, one winter. We had no insurance those days. The Orthopedic surgeon who took care of me lowered his cost and I remembered my Mother thinking how wonderful the health care system was in those days. She gladly paid the price and felt she was given way more in exchange than her money she had to part with. There was no talk that prices were out of control and unreasonable for health care as there is commonly today. The doctor was more than happy to care for me and became a good friend of mine as he was instrumental in my deciding to go into Orthopedics. I looked up to him with high esteem. When I graduated from residency he asked me to come and work with him ! His name was Dr Sean Keen. He has since passed away but was one of the most respected doctors in Milwaukee. My how times have changed in the last 45 yrs and how simple and reasonable it was then compared to the complex undesirable health care system we have now! But hey the Government is so happy and proud that everyone is insured now! We need to readjust our minds! This article may open your eyes to reevaluate your thinking! Enjoy!

DOCTOR TADYCH A BOARD CERTIFIED ORTHOPEDIC SURGEON FOR 24 YEARS IS NOW PERFORMING CARPAL TUNNEL SURGERY FOR A DOCTOR DIRECT PRICE OF $1800 OR LESS! (SOME RESTRICTIONS APPLY)THERE ARE NO MORE EXCUSES TO DELAY YOUR SURGERY. FORGET HAVING THOSE SLEEPLESS NIGHTS AND DIFFICULTY HOLDING THINGS. HAVE SURGERY, GET BACK TO REGULAR ACTIVITIES AND AVOID PERMANENT DAMAGE.

YOU CAN SEE HIM FOR A CONSULTATION IN THE MORNING AND HAVE SURGERY THE SAME DAY. COORDINATE WITH SCHEDULING STAFF WHEN YOU CALL.MAKE NO MISTAKE, THIS IS REAL. CONSULTATION AND EXAM, SURGERY AND POST OPERATIVE CHECK UP IS ALL INCLUDED - ALL EXPENSES PAID!

More government intervention and increased loss of your privacy is on the horizon!Medicare Access and CHIP Reauthorization Act (MACRA) of 2015 (HR 2) has spawned a 962 page CMS proposed rule. The government is bankrupt and is plainly putting the fall of healthcare on the physicians; who will essentially be at the front lines - rationing out care to patients.The rules allow ALL insurance-based care, not just Medicare, to be phased in to these harmful payment models.Please educate yourselves and read more on this!

Our office staff has seen a trend in in the past 3-4 years as the health insurance premiums have continued to rise along with the deductibles for most people. As an orthopedic surgeon’s office, we typically see patients who are concerned that they have an injury or condition that ultimately may need surgery. Countless times, we are asked whether or not they should use or not use their insurance for their consultation visit and potential diagnostic imaging studies.Here is a very common situation we have encountered in our practice. A person has a knee problem that hasn’t improved after seeing their family doctor, having x-rays and possibly even trying physical therapy or medications. The result is usually a referral to a specialist for further work up and diagnosis if the symptoms persist more than 6-8 weeks. The patient has a friend or family member who have also lead the them to believe that based on the symptoms, they have a meniscus tear and will probably need surgery to get it fixed.So, the patient calls the office and says, should I see you and use your deeply discounted direct pay rate or have you bill my insurance? Or maybe it’s a plan we don’t have a contract with at all (making Dr. Tadych out of network with their insurance). So, should they try to let insurance apply it to their out of network deductible or pay cash? One thing is for sure, people have become better consumers when it comes to their medical expenses because of the rise in healthcare costs overall. As a consumer, you have to ask yourself, how much of my deductible has not been met this year? What is my estimate for out of pocket expenses moving forward?

Another must read article published by The Fiscal Times. They are predicting another HUGE hike in our insurance premiums for 2017!

"If Tavenner is right, Obamacare will jump dramatically—last year’s premium for the popular silver-level plan surged 11 percent on average. Although Tavenner didn’t mention deductibles, in 2016, some states saw jumps of 76 percent, while the average deductible for a 27-year-old male on a silver plan was 8 percent."

This is very similar to the first post we did, perhaps a little more in depth. Again, Dr. Tadych wants to keep you informed about health care, and health insurance, and how to save money! We began our journey of becoming a Direct Pay facility January 1st, 2016. Now we are averaging 4 direct pay patients a day! The necessity for direct pay physicians is here, and we're here to help! Find out why your insurance is so costly, and see how you can save money!!! A few days ago we had a patient say "Thank You"! I want sure why they were thanking me- I had only scheduled an appointment for them. The patient then stated, that in the venture to find a facility that would welcome them- without any insurance, they were hung up on, denied appointments, and if a facility did schedule an appointment that the costs were out of this world expensive!

Our goal is to provide to YOU with affordable healthcare; Its in our URL- FAIR MEDICAL CARE.org.So with that being said, Welcome to Northern Wisconsin Bone & Joint Center, providing you hassle free, doctor direct, fair medical care!

Skeptical about moving forward without using health insurance? I don't blame you; after all, most of us are going to the market place for insurance thanks to the "Affordable Health Care Act".Here is one example that we have encountered multiple times at our office. After watching the video download the coverage comparison file, fill it in with your information, and see how/if Doctor Direct services can benefit you.

I have created a quick Doctor's Perspective on why many should consider not using their insurance. Some of you may recall a time when it was just the doctor and the patient in the exam room....those were the days!