Not Just Different, Better.

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We Don't Sell. We Advise.

As a Fee-Only Financial Advisor, Balanced Rock doesn't sell any financial products and is instead only paid directly by our clients. Because of this, our interests are aligned with yours. We are always a Fiduciary for our Clients, which means we must act in your best interest.

Founded by Daniel M. Flannery, CFA

Balanced Rock was founded in 2011 by Dan Flannery, a Chartered Financial Analyst® charterholder, with a mission to bring the highest quality fiduciary financial advice to everyone.

The CFA designation (Learn More) is widely considered the most challenging financial designation to obtain. Charterholders study subjects including equity, fixed income and alternative investments, financial analysis, portfolio management, wealth management, quantitative methods, and economics. All charterholders must abide by the highest standards of ethics and conduct in the industry.

Values+Value

Seriously Independent

We're a locally owned and completely independent Registered Investment Advisor. We aren't affiliated with anyone. Because we're only paid by our clients, and receive no compensation, commissions, or sales charges of any kind from 3rd parties, our interests are aligned with yours. Our independence means we can always pursue what's best for our clients.

We're not licensed to sell securities through any broker-dealers or insurance companies, because we only provide fiduciary financial planning and wealth management services.

Two Services. One Firm. Find Your Fit.

Financial Planning

Get help. Organize your financial life. Make a plan. Make good decisions. Feel better.

Wealth Management

We execute your plan for you so you can spend your time doing what you do. Includes ongoing account management and financial planning .

Comprehensive

We put together a comprehensive financial plan for you including insurance, estate planning, and tax planning, and help you implement every aspect of it.

Low-Cost

Not only do we price our services to be a great value, we also utiltize low-cost investments such index funds and individual securities when appropriate.

Tax-Efficient

Every dollar saved on taxes is a dollar earned, and we build and manage tax-efficient portfolios by using tax location optimization, tax loss harvesting, and by helping clients utilize tax-advantaged accounts.

Integrated

We build and manage diversified portfolios, rather than passing your money along to other expensive managers, so we provide a more personalized portfolio at a cost well below the average mutual fund expense ratio.

Values-Based Investing

You live your values, now you can invest with them. Included with our same low wealth management fee is the ability to customize your investments to honor your values.

Fee-Only & Fiduciary

We don't sell any financial products and are only paid by our clients. We are not affiliated with or selling anything on behalf of anyone. We only work for you, and always put your interests first.

Here's the Deal.

You've got a choice. We always start by creating a financial plan. Based on the plan we develop, we can recommend a portfolio. If you prefer to have us handle your investments, then our comprehensive wealth management is for you. If you'd rather manage your investments yourself using our recommendations, then financial planning is probably your style.

Surviving the test of time requires a thoughtfully crafted and well executed plan. We start by reducing the costs, including taxes, transaction costs, and management fees that drag down returns over time. Using a disciplined rebalancing strategy and broadly diversified global portfolios, we work to manage risk and improve returns.

By understanding your personal goals, situation, and risk tolerance, we develop a financial plan you can stick with through market highs and lows, so that you’re truly investing for the long term.

As a Fee-Only advisor, Balanced Rock Investment Advisors doesn’t sell anything. We are paid only by our clients, and our fees are completely transparent. Unlike many advisers, we receive no payments, commissions or compensation of any kind from any 3rd parties. This helps avoid conflicts of interest between advisor and client that are inherent in investment and insurance sales and broker relationships. Our only interest is serving you, our clients. You pay us for good, independent advice. It’s that simple, and we put it in writing.