Terrorism

Discover hidden risks and manage your exposure with the AIR Model for Terrorism.

The threat of global terrorism continues to rise. Since 9/11, managing risk from terrorism has become an essential part of business. The AIR model helps you estimate losses to support pricing and underwriting decisions down to the individual policy level.

Generate multifaceted policy and portfolio loss estimates.

Model property and casualty―including workers' compensation―and life and health losses from a wide range of both conventional and non-conventional weapons. Explore the impacts of extreme events that have no historical precedence.

Run three types of analyses with one model.

Manage exposures anywhere in the world.

With the geospatial module in Touchstone®, manage accumulations and exposed limits for both property and workers’ compensation exposures using a ring analysis with user-defined damage ratios, dynamic ring analysis, or by using terrorism risk maps and indices from AIR sister company Verisk Maplecroft.

Test international deterministic loss scenarios.

Select a known location in the U.S. or 27 other countries, or a target in AIR’s landmark database, and choose from a variety of weapon types to test custom “what-if” attack scenarios.

Obtain a probabilistic view of losses.

See the likelihood and severity of hundreds of thousands of possible events (including ones that you may not have even considered), and estimate the frequency of TRIA-eligible loss events.

Consider program changes in your evaluations.

See how changes to the federal terrorism insurance backstop program can have a profound effect on your share of losses.