Time is running out to sign up for individual health insurance. And if you don't have some type of coverage this year, be prepared to pay a penalty.

Obamacare requires most Americans to get insurance through an employer, the government or directly from an insurer in 2014. If they don't, they have to fork over a fee to the Internal Revenue Service at tax time.

Uninsured adults will either pay a flat fee for themselves and their children or pay a share of their income. For 2014, it's $95 or 1% of income, per adult, whichever is greater. The penalties go up in later years.

Most low-income residents will only have to shell out $95, but the costs can add up for others. An individual could be socked with a $3,600 charge, and a couple with two children could owe between $285 and $11,000.

How much will you have to pay? The Tax Policy Center has created a calculator to help you tally the penalty.

Employees are shelling out 28% more for workplace health benefits than just three years ago.

Most probably realize their monthly premiums are going up because they see more taken out of their paychecks. Workers are seeing their premiums rise year after year, going up by 19% on average since 2011, according to a report issued Thursday by Towers Watson/National Business Group on Health.

Tired of listening to endless hold music while waiting to talk to your Obamacare insurer? Try tweeting it.

Frustrated consumers have taken to social media to contact or complain about their Obamacare insurers. Many have questions or are encountering problems with their new benefits, but can't reach their insurer to resolve the matter.

On hold w/ @AnthemPR_CA for over an hour. Transferred back into phone tree 4x now. May light my hair MORE

Don't be surprised if you're shelling out more for health care on the job next year.

After several years of relatively moderate spending increases, health care costs are set to jump in 2014.

Employees will spend just under $5,000 on premiums and out-of-pocket expenses next year, according to new research by Aon Hewitt, an employee benefits administrator. That's up 9.5% from the year before.

The Obama administration is doling out $30,000 in cash and more than 100 prizes in a video contest aimed at attracting young people to the Obamacare insurance exchanges. This demographic is considered key to the exchanges' success because the young are usually healthier than the general population. Their enrollment will help lower premiums for everyone.

Thinking of retiring early? Hope you have a lot socked away for medical expenses.

That's because health care costs can add up quickly when you aren't yet eligible for Medicare, which kicks in at age 65.

Someone who retires today at age 55 will spend an average of $119,600 over the next 10 years on insurance premiums and out-of-pocket expenses, said Dale Yamamoto, who authored a report on medical spending on behalf MORE

When Suzanne Eva Lain praised Obamacare in a recent CNNMoney article, she never thought it would earn her a ticket to the White House.

But after a member of the Obama administration read that she can't wait for Obamacare to start, officials invited her to attend an event at the White House on Friday at which the president expounded on how the Affordable Care Act has helped women and their families. MORE