I submit to the Lord God Almighty. I affirm his ownership of myself and every aspect of my life. I declare "my" money and possessions to in fact be his. I proclaim him to be the owner and myself the steward, his money manager.

As a symbol of my total submission to God, I set aside the tithe, the first 10% of everything, as holy and belonging exclusively to the Lord. I will return to him the whole tithe, being careful not to rob him and incur his curse. I will give back to him, through his church, the first fruits of all he provides. I do this in obedience to him and in desire of his blessing (Malachi 3:6-12).

By faith I take God up on his challenge "Test Me in this and see." I ask him to show me it is far better to live on 90% with his blessing than 100% without it.

Having been set on the right course by the tithe, I embark on the lifelong adventure of Christian giving. Beyond the tithe, out of the 90% God has entrusted to me, I will seek to give generous freewill gifts, as I sense his leading.

I pray God will teach me to give sacrificially to feed the hungry, to reach the lost, to invest in worthy causes and ministries which submit themselves to Christ and use his funds wisely and biblically (2 Corinthians 8-9).

I commit myself to get out and stay out of financial bondage, so I can serve God singlemindedly. Recognizing I cannot take earthly treasure from this world, I purpose to lay it up in God's hands as heavenly treasure-for Christ's glory and the eternal good of others and myself.