At the end of these Terms of Use, you will be asked to indicate whether you accept them. If you do not accept, you will not be allowed to proceed any further.

This application process is designed to provide you with an on-line quotation and binding facility for Named Perils Property and Liability dwelling coverage if the underwriting criteria are met by the risk. Alternately, if the system determines that some feature(s) of the risk require Underwriter intervention in order to produce a quote, you will be so advised when you have "submitted" the application by clicking the "SUBMIT" button at the end the application process. One of our underwriters will review the information, input the quote into the system and notify you that it is ready for you to retrieve.

Please note that completion of the on-line application does not eliminate the requirement for a signed application. Once the application is approved, the system will prompt you to have it printed. It is then to be signed by your client and sent to us within five (5) days after coverage is bound.

As is the case with quotes based on the traditional printed applications, our electronic quotation is made with reliance on the information contained in the electronic application. Any subsequently discovered errors or changes in exposures must be brought to our attention a.s.a.p.

Policy Language Request: (applicable to Quebec applicants only): In connection with this application for insurance coverage, we hereby request and consent that all insurance policy documents be prepared and executed in the English language.