Scots can turn everyday luxuries into the holiday of a lifetime!

Over half of Scots don’t travel as much as they would like to and 52.3 per cent blame that on money.

Travelex, the world’s leading foreign exchange, surveyed over a £1000 people to find out how much they spend on material items on a monthly basis and what destinations they would like to visit in 2016.

It believes that people can experience the adventure of a lifetime by substituting one everyday item - whether that be takeaways, coffee or even alcohol.

64.9% of people in Scotland said they would like to travel more in 2016; the top destination they would like to escape to is the USA with 22 per cent, this is closely followed by Spain with 19 per cent and Greece 18 per cent.

Scottish people admitted to spending £72.37 a month on takeaways, which equates to £868.44 a year. If Scots could cut out takeaways entirely for a year, they could actually spend that money on a trip to Florida!

A week-long stay (including return flights from London) could carry a price tag of as little as £820. Interestingly, data reveals that Edinburgh are the biggest spenders on takeaways in the whole of the UK with people admitting that they spend a whopping £164.64 on takeaways each month – that’s over double the amount of an average Scot.

The research also reveals that out of all of the regions in the UK, Scots spend the most money on their hair each month (£44.92) – which is a substantial amount when comparing this to the average spend in the UK (in general), which is £25.29.

If Scottish people were able to half their hair spend in a year, they could go on a trip to the south of France - a week-long holiday in Nice at a four-star hotel could cost as little as £203!