Carefree Travel Protection

The last thing you want to worry about is a problem on your trip. But because the unexpected does sometimes occur,
Costa offers Carefree Travel Protection, a custom-tailored package of benefits to provide reimbursement for losses
that may occur while you cruise. Carefree Travel Protection is a package of benefits, comprised of the following:
the Carefree Cancellation Fee Waiver, the Carefree Travel Insurance and the 24/7 Worldwide Emergency Assistance
Programs, designed exclusively for our guests.

Carefree Travel Protection protects your cruise vacation investment should you have to cancel or interrupt your cruise
for unexpected, specified reasons. Carefree Travel Protection provides reimbursement in the event of trip and
baggage delays and provides medical expense reimbursement if you should fall ill or have an accident during your
trip. This is especially important when you travel overseas, because Medicare and many private insurance policies
may not provide coverage when traveling outside North America.

While we certainly hope your cruise vacation is nothing but pleasurable, we highly recommend the purchase of Carefree
Travel Protection.

Costa’s Cancellation Fee Waiver Provided by Costa:

Enables you (as a modification to your Passage Contract) to cancel or interrupt your cruise vacation for specified
reasons such as illness, injury or death to you, an immediate family member or a traveling companion, as well
as certain other non-medical reasons affecting you or your traveling companion, and receive CASH back for the
otherwise non-refundable, unused portion of your prepaid cruise vacation. Should you need to cancel your cruise
for a “pre-existing condition”, you will receive a Cruise Credit equal to the cancellation fees which can be
applied toward future travel. This feature is provided by Costa Crociere S.p.A.**.

** For New York state residents, the Cancellation Fee Waiver Program is underwritten by Nationwide Mutual Insurance
Company and Affiliated Companies, Columbus, Ohio for guests departing on or after 12/1/17 and by Transamerica
Casualty Insurance Company, Columbus, Ohio; NAIC # 10952 under Policy/Certificate Form series TAHC5000 (departures
through 11/30/17).

Post-Departure Travel Insurance Program Underwritten by Nationwide Mutual Insurance Company and Affiliated Companies,
Columbus, Ohio for guests departing on or after 12/1/17 and by Transamerica Casualty Insurance Company (departures
through 11/30/17)– reimburses losses for the following

Trip Delay: If you miss the departure of your cruise due to carrier-caused delays or other specified reasons, you
will be reimbursed up to $1,000 en route to a vacation for additional accommodations, meals and “catch-up” transportation
expenses.

- Baggage Protection: If your baggage or personal property is lost or damaged, you could be reimbursed up to $1,500.
If your bags are delayed or misdirected by a common carrier for more than 24 hours, you could be reimbursed up
to $500 for the purchase of necessary personal effects.

- Medical Expense Coverage: Should you become injured or sick during your vacation, you could be reimbursed up to
$10,000 for medical expenses related to an illness, or up to $10,000 for expenses related to an injury.

- Emergency Evacuation: In the event that serious illness or injury requires air or ground transportation to a specialized
facility or to return home, you could be provided up to $30,000 in covered medical services and supplies (coordinated
by our 24-hour assistance provider) to help ensure your safe transport.

The Carefree Travel Insurance Program is underwritten by Nationwide Mutual Insurance Company and Affiliated Companies,
Columbus, Ohio for guests departing on or after 12/1/17 and for departures through 11/30/17 by Transamerica Casualty
Insurance Company, Columbus, Ohio; NAIC #10952 (all states except as otherwise noted) under Policy/Certificate
Form series TAHC5000. In CA, HI, NE, NH, PA, TN AND TX, Policy/Certificate Form series TAHC5100 and TAHC5200.
In IL, IN, KS, LA, OH, OR, VT, WA AND WY, Policy Form #’s TAHC5100IPS and TAHC5200IPS. Certain coverages are
under series TAHC6000 and TAHC7000.

This plan provides insurance coverage that applies only during the covered trip. You may have coverage from other
sources that provides you with similar benefits but may be subject to different restrictions depending upon your
other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile
policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.