Building your credit is important but using a credit card can almost be compared to playing with fire. Sure, fire can come in handy, but burn too much and that bonfire can get out of control. Did you know that the average US household credit card debt is at $15,863 (counting only the households that have credit card debt)? If …

American debt may not be at a peak (that occurred during World War II) but that doesn’t mean that we shouldn’t worried about the status of our finances. The graph below shows the projected American debt for the next couple decades (courtesy of the Heritage Foundation). If you are like most of the general public, you’re probably thinking, …

There has been a lot of talk about the financial status of Americans. A Report on the Economic Well-Being of U.S. Households shows that our worry is warranted. 47% of Americans don’t have emergency funds saved away in case of medical, personal, or professional disasters. The statistics show that nearly half of Americans can’t cover a $400 emergency expenditure. We …

Being on track with your personal finance goals means more than just having a couple bucks in your savings account. In order to properly tackle and be proactive in your financial and professional future, you have to have complete a few typical milestones, learn some valuable lessons, and keep educating yourself in the current trends in the market. Take a …

The Best Personal Finance Books to Enhance Your Summer Reading List This summer, why not dedicate yourself to learning more about what you can do to better your financial future through the use of successful personal finance skills. There are a variety of ways to boost your financial literacy: online courses; classes offered at local community colleges; classes offered my …

5 Financial Lessons You Should Learn Before You Leave Your Parents’ House For most of the high schools, the class of 2015 has just graduated. The hallways of these learning institutions are now quiet and will soon be ready to take on the next graduating class. But was that graduating class ready to take on the responsibilities of adulthood? They …

How To Protect Yourself From Identity Fraud Identity theft and identity fraud can ruin more than just your day. If you are the victim of identity theft, you could end up in court, with your wages garnished, and with considerate damage to your credit. This can and will prevent you from living your life and from a comfortable and secure …

Tips for Success During Your Job Search The economy is doing much better since 2007 when the recession started. And yet, there are still plenty of people who are stuck in their job search. Since we are in the peak of graduation season, I’ve compiled a list of some time-saving and success tips to help make your job hunting more …

How To Save Money & Still Have Fun This Summer You don’t have to spend too much money if you want to enjoy your summer. Sometimes you just have to cut or scale back instead of omitting something altogether. Do you normally take a family vacation? Instead of flying to Mexico, take a few day trips during the summer months. …

Building a business from scratch is an uphill battle. One tool that you should have is a personal brand. Think of the businesses that you admire. Can you describe what that company does, what that company values, and what their mission is? That is what makes up a brand. If you haven’t created one yet, or if you need to …