Whilst redundant, it is great to manage your money wisely. If you want to spend some of your redundancy pay but are unsure what to spend it on, investing in yourself can be the best thing that you can do, as you are your own best asset.

Spending money on:

Courses

Seminars

Workshops

Training

Business networking events

Any type of learning resources

Can be good for you and your future career but before deciding what to spend your money on, first you need to write a list of:

What you want to achieve in the future

What you are good at

What you are not so good at

What makes you happy

This in turn should help you to target what to spend your money on, as an investment for your future, rather than spend money randomly on something that may not help you.

If you are worried about spending any of your money, it is your choice and one of the things that you can control in your life at the moment, whilst other aspects of your life may seem out of control.

If you are worried about money because you were always taught that “money doesn’t grow on trees” and “money is the root of all evil” then you may want to change your mindset to overcome this obstacle. A great blog article about this can be found at http://inspireyourbusiness.wordpress.com

Although I personally believe in saving money. I also strongly believe that I need to invest in myself and my future. These days I spend more money on my education and learning because I know it will help me to make more money in the future.

If you are thinking of setting up your own business, you may want to attend The Business Show in London: http://www.greatbritishbusinessshow.co.uk/seminars/ on the 6th and 7th of June 2013. I will be attending and even though it is an event that I hadn’t planned for and therefore will be spending money that I hadn’t budgeted for, I think it will be worth the investment. This is because I believe I am worth investing in and so should you believe you are worth investing in too. Believe in yourself and your own self-improvement and then others will believe in you and that includes potential employers or customers.

Now that we have settled into the new year, you will probably have noticed a lot of posts about goal setting and how you need to take action in order to move forward with your life. These posts are an invaluable source of information and inspiration and they are absolutely right, if you want to achieve your desired outcome, you need to take the steps to get there by setting goals and then acting on them but in the next few posts I want us to take a look at what may be holding you back from setting goals in the first place.

Sometimes in order for you to move forward you must reflect on the past and assess the present to see what changes need to be made. If you keep doing the same thing then you will always get the same result. If you are not happy with the result then you need to change what you are doing and there is no time like the present, so what are you waiting for?

Let’s consider some of the things that may be holding you back.

Not having the right skills or experience

There is no easy way to say this, if you haven’t got the right skills and experience for the job role that you desire, in these difficult economic times, you need to either obtain them or learn to convert previous experience and learnt skills into transferable experience and skills and if you can’t do that then you probably won’t get a look in because the competition is so tough.

Do not be fooled by a job advert that states: “Previous experience is not essential as full training will be given for the right candidate.”

If the interviewer can get a person with previous experience who has the correct basic skills, the right attitude for the job and is the right fit for the team, then they will go with them instead of someone with little or no experience. When I was a retail manager I recruited my own staff and I advertised for the experience and skills that I required and yes I still got applicants applying with little or no relevant experience and as time is money in business, usually I would sift theses applications out on first look as I had a large number of applicants. Of the applicants that were sifted out there may have been some that had the right attitude or were a good fit for the team but because I didn’t put them through to the interview stage I would never know this, so having the right skills and experience is essential.

When I wasn’t working, on the odd occasion I would apply for a job that was out of my sector and one that I had little or no relevant skills or experience in, just as I thought, I would get a reject letter or worse, nothing at all. Upon analysis, the reason I got a rejection letter was because I appeared on paper to have some of the skills and experience that were relative to the job and some transferable skills but obviously not as good a offering as someone who blatantly had the skills and experience in that sector and therefore I wasn’t surprised I was rejected and took it on the chin. When I received no reply whatsoever, it was because on paper there were barely any skills and experience relevant to the role for which I had applied, so why should the employer bother to reply to me when it looked like I had randomly decided to ‘give it a go’. An employer wouldn’t like this attitude and to be honest neither do I and when I became a manager I understood that and if I were to apply for a job now I would always tailor my CV and Cover Letter to the Job specification and that’s why I get responses when a lot of other people don’t, so if you are struggling to get responses, now you know the secret, why not try it for yourself?

If you want to gain the skills and experience to get a job you desire, you need to do voluntary work, work experience and you may need to take a course as well.

To read about what else may be holding you back be sure to read the next post, until then, whatever you do, stay positive.

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