]]>http://www.pocketyourdollars.com/2018/03/walgreens-oxiclean-detergent-1-99/feed/0http://www.pocketyourdollars.com/2018/03/walgreens-oxiclean-detergent-1-99/Amazon Top 10 Deals! 3/19 – 3/26http://feedproxy.google.com/~r/dollarsinthepocket/NwSY/~3/7rGSrwvcO4A/
http://www.pocketyourdollars.com/2018/03/amazon-top-10-deals-3-19-3-26/#respondTue, 20 Mar 2018 00:35:54 +0000http://www.pocketyourdollars.com/?p=197356Monday’s may be the hardest day of the week, but at least Amazon has some...

Monday’s may be the hardest day of the week, but at least Amazon has some pretty awesome deals going on right on! Welcome to Amazon’s Top 10 Deals of the week! Easter is right around the corner and all the chocolate lovers out there are excited for the festivities to start. Below, you’ll find some deals on chocolate you won’t be able to pass up on, and much much more! Happy shopping from us at PYD!

Right now you can get this Step2 Turbo Coupe Foot-to-Floor Ride-On for $39.99! That’s a nice savings off the original price of $69.99. Choose free in-store pickup or get free shipping on orders over $99. So fun!

Do you have credit card debt that you want to pay off quickly? Well, you’re not alone. In fact, more than 45% of Americans currently have a credit card balance, and according to Ben Woolsey, director of marketing and consumer research for CreditCards.com, the average amount of debt per household is $15,956.

Millions of Americans in their late 20s and early 30s will be outlived by their credit card debt, so it’s time to take charge now. If you have credit card debt, then there are several simple steps you can take to eliminate it in less time.

1. Pay Off the Highest Interest Rate Card First

Invest any extra cash you have every month into paying off your highest interest rate card, while still paying the minimums on your others. Once you’ve paid off your highest interest rate card, begin applying all your extra cash to the card with the next highest rate, and continue paying the minimums on the remaining cards. Each time you pay off a card, you will be left with a little more extra cash every month, which you can invest into the next card you’re paying off, creating a positive payment snowball effect.

Paying off the highest interest card first is the fastest way to eliminate your credit card debt and reduce your monthly interest fees. But if your goal is to pay off a single credit card as quickly as possible, then you’ll want to attack the card with the lowest balance first. This can also leave you with a huge feeling of accomplishment knowing that you’ve paid off one of your credit cards in full. On the other hand, if you’re trying to boost your credit score, then you’ll want to pay off the card with the highest utilization rate first. The utilization rate is simply your overall card balances divided by their credit limits. The lower your utilization rate is, the better your credit score is.

2. Don’t Use Your Cards

The easiest and fastest way to eliminate credit card debt is to stop using your credit cards. Plan to pay in cash and you will automatically spend less. In fact, research has shown that consumers are willing to pay twice as much for an item when they are paying with a credit card as opposed to cash. If you are still using your credit cards as you are trying to pay off your debt, you will only sabotage your own efforts.

3. Get Organized

Make a spreadsheet detailing which cards you have, how much debt you have on each, and their interest rates. You’ll also want to know what your total amount of debt is, and make a game plan on how you’ll begin paying it off. You won’t be able to tackle a problem if you don’t know what you’re dealing with.

4. Set a Budget

Make a budget detailing what you spend. Are there areas where you can save money? This extra money can be used to pay down your credit cards even faster. Whether you are dining out less, downgrading your cable service, going easy on the A/C, or cutting unnecessary luxury expenses, do what you need to do to reduce your spending.

5. Request a Lower Interest Rate

Call each credit card company and request a lower interest rate. Lower rates can mean lower monthly payments and fees, so every payment will pay off more of the principal. If you have good credit or you’ve been offered a lower rate by a competing credit card, make sure to mention that to the customer service rep.

6. Make Two Minimum Payments Per Month

Making two minimum payments every month can be your key to living debt-free in no time. Each time you make a payment, your average daily balance is reduced, which results in lower interest charges. This will result in paying off debt at a much faster speed and can also help boost your credit score.

7. Transfer a Balance

If you have a credit card with a high interest rate, you may want to consider a balance transfer. You may be eligible for a 0% promo rate, which will provide you with more time to pay off the balance and allow you to focus on other high interest rate cards. It’ll also mean that you’re spending less in interest fees, so more money will be going towards the principal owed. However, you want to be careful with balance transfers because there is usually a fee incurred of about 3% of the total amount transferred. (See also: Best Cards with 0% Balance Transfer APR)

8. Consolidate Your Debt

It may be in your best interest to consolidate your debt. This can usually be done by borrowing money from a bank, private lender, or a peer-to-peer lender, such asLending Club, Prosper& SoFi. You can use the loan to pay off all of your credit cards at once and then focus on paying one larger loan payment per month.

9. Continue Paying Your Cards Off

Once you’ve paid one credit card off, it may be tempting to pocket what you would normally spend on that bill every month. However, the last thing you should do right now is pay less on your credit cards; the goal is to increase your payments every month. Instead, taking the money you would usually spend on that credit card and putting it towards another one will result in a faster pay-off.

10. Don’t Close the Card

While it may seem like a good idea to close your card after you’ve paid it off, this is actually not the best route. Your credit score is based partly on your credit utilization ratio, which is calculated based on the amount of credit you are using versus the total amount of credit in your name. Once you close the card, there is less credit in your name. This will cause your debt utilization ratio to increase, which will hurt you in the end. It’s also important to maintain a long length of credit history, so keeping your card open will improve your score, too.

Do you have any other tips on how to eliminate credit card debt quickly? Please share your thoughts in the comments!

Menards is offering 11% back on everything in their store via mail-in rebate currently this week rather than their usual item-specific rebate deals. This is the perfect opportunity to splurge on those bigger-ticket household items or everyday essentials that are rarely available on special discounts or rebate offers. What’s more is that the 11% Rebate Sale will also be valid this week on additional items that are in offer as Online Extras and Incredible Savings. This week’s offers exclude gift cards, propane purchases, delivery and handling charges, all rental items, processing fees, packaging charges and extended service agreements.

This cleansing brush offers double vibration to help remove blackheads, whiteheads and minimize clogged pores. It even exfoliates and helps to fade away acne scars. Even better, it is waterproof and offers four modes so you can choose which works best for your skin.

These wireless headphones pair via Bluetooth 4.0 with your computer or smart device to stream music wirelessly up to 33 feet away. They have a built-in microphone and in-line controls so you can easily take calls too.

]]>http://www.pocketyourdollars.com/2018/03/best-buy-insignia-wireless-headphones-just-24-99-highly-rated/feed/0http://www.pocketyourdollars.com/2018/03/best-buy-insignia-wireless-headphones-just-24-99-highly-rated/Amazon: AILIHEN Kids Headphones ONLY $11.87!http://feedproxy.google.com/~r/dollarsinthepocket/NwSY/~3/IllMUso9Pyk/
http://www.pocketyourdollars.com/2018/03/amazon-ailihen-kids-headphones-11-87/#respondMon, 19 Mar 2018 17:49:47 +0000http://www.pocketyourdollars.com/?p=197339Head on over to Amazon.com where you can score these highly rated AILIHEN Kids Headphones for only $11.87 when...

These kid-safe headphones feature Volume Limiting Technology to ensure the sound is within safe levels recommended for your kiddos. They are foldable and adjustable with soft-padded cushions for growing kids, and they have a detachable cable.

Get free shipping on a $25 order OR snag free 2-day shipping on ANY size order with Amazon Prime(you can sign up for a FREE 30-day trial here). OR, choose free no-rush shipping and get a $5 credit for Prime Pantry OR a $1 credit for eBooks & more – may vary by user.

]]>http://www.pocketyourdollars.com/2018/03/amazon-prime-happy-belly-organic-ground-cinnamon-4-49-shipped/feed/0http://www.pocketyourdollars.com/2018/03/amazon-prime-happy-belly-organic-ground-cinnamon-4-49-shipped/Rakuten: Nest Learning Thermostat 3rd Generation ONLY $181 Shipped! (Ends Tonight)http://feedproxy.google.com/~r/dollarsinthepocket/NwSY/~3/b9kSTdsw7TY/
http://www.pocketyourdollars.com/2018/03/ratuken-nest-learning-thermostat-3rd-generation-181-shipped-ends-tonight/#respondMon, 19 Mar 2018 17:34:33 +0000http://www.pocketyourdollars.com/?p=197327Today, March 19th only, head on over to Rakuten.com where you can save an extra 10% off any...

Save money with this Nest Third Generation Learning thermostat. The corresponding app lets you track energy usage and get tips on energy conservation, so you save an average of 10-15 percent on your heating and cooling bills. This Nest Third Generation Learning thermostat programs itself to adjust the temperature according to your schedule.

]]>http://www.pocketyourdollars.com/2018/03/walgreens-com-two-soap-glory-sets-beauty-sample-bag-20-70-value/feed/0http://www.pocketyourdollars.com/2018/03/walgreens-com-two-soap-glory-sets-beauty-sample-bag-20-70-value/Amazon: Evenflo Symphony DLX All-In-One Convertible Car Seat Only $137 Shipped (Reg. $230)http://feedproxy.google.com/~r/dollarsinthepocket/NwSY/~3/nfuRXWDt2LQ/
http://www.pocketyourdollars.com/2018/03/amazon-evenflo-symphony-dlx-one-convertible-car-seat-137-shipped-reg-230/#respondMon, 19 Mar 2018 16:23:31 +0000http://www.pocketyourdollars.com/?p=197314In the market for a new car seat? Head on over to Amazon.com where you can grab...

]]>http://www.pocketyourdollars.com/2018/03/crocs-extra-50-off-select-sale-styles-low-9-99/feed/0http://www.pocketyourdollars.com/2018/03/crocs-extra-50-off-select-sale-styles-low-9-99/Amazon: Up to 40% Crayola Favorites – Great for Easter!http://feedproxy.google.com/~r/dollarsinthepocket/NwSY/~3/p-0fltutihI/
http://www.pocketyourdollars.com/2018/03/amazon-40-crayola-favorites-great-easter/#respondMon, 19 Mar 2018 15:36:45 +0000http://www.pocketyourdollars.com/?p=197303Amazon just dropped the price on select Crayola Favorites ~ up to 40% off! These make great Easter basket...

Amazon just dropped the price on select Crayola Favorites ~ up to 40% off! These make great Easter basket stuffers!It has excellent reviews, and ships free with Amazon Prime or Free Super Saver Shipping. Here are a few options:

Enjoy using these carefully compiled Cash Wise coupon matchups to direct you towards landing the best deals this week. You will find all types of deals beginning from fresh deli and meat items, baby care items, health and beauty products, organics as well as cereals, frozen meals, canned items and plenty of other important products for the household.

As you get started using our Cash Wise coupon matchups, be sure to check out the Cash Wise coupon policy to see what coupons they do and do not accept.

Remember that this is a starting list of deals for the week. We will update this list as readers leave comments with bargains they found at their local store or we get emails with deal ideas. Items that are added throughout the week will be noted as NEW. Items whose final price is lowered as a result of a new or modified coupon scenario will be noted as UPDATED. At least once this week we will send out a reminder to come back and check this list for the hottest new deals.

Seasonal Deals

]]>http://www.pocketyourdollars.com/2018/03/cash-wise-shopping-list-3-13-2018-3-26-2018/feed/0http://www.pocketyourdollars.com/2018/03/cash-wise-shopping-list-3-13-2018-3-26-2018/Best Buy: Phillips Hue White and Color LED Starter Kit + 2 FREE Google Home Minis ONLY $177.99 Shippedhttp://feedproxy.google.com/~r/dollarsinthepocket/NwSY/~3/Vhu8nZUEAUk/
http://www.pocketyourdollars.com/2018/03/best-buy-phillips-hue-white-color-led-starter-kit-2-free-google-home-minis-177-99-shipped/#respondSun, 18 Mar 2018 22:07:33 +0000http://www.pocketyourdollars.com/?p=197294For a limited time, hop on over to BestBuy.com where you can score this Phillips...

This kit includes 4 Hue A19 bulbs, Hue Bridge, power adapter, ethernet network cable and two Google Home Minis. Once set up you can be hands free in your home. Lights can be controlled whether you are at home or away and you can add even more lights as the Hue Bridge can control up to 50 lights.

]]>http://www.pocketyourdollars.com/2018/03/best-buy-phillips-hue-white-color-led-starter-kit-2-free-google-home-minis-177-99-shipped/feed/0http://www.pocketyourdollars.com/2018/03/best-buy-phillips-hue-white-color-led-starter-kit-2-free-google-home-minis-177-99-shipped/Amazon, Target & BestBuy: Fire 7 Kids Tablet, Case AND 1 Year of FreeTime Unlimited Just $79.99 Shipped (Regularly $100)http://feedproxy.google.com/~r/dollarsinthepocket/NwSY/~3/t0yViNxej-Q/
http://www.pocketyourdollars.com/2018/03/amazon-target-bestbuy-fire-7-kids-tablet-case-1-year-freetime-unlimited-just-79-99-shipped-regularly-100/#respondSun, 18 Mar 2018 19:29:46 +0000http://www.pocketyourdollars.com/?p=197288A tablet designed JUST for kids! Hop on over to Amazon.com, Target.com or BestBuy.com where you can snag this Fire...

A tablet designed JUST for kids!

These kids tablets feature a 7″ display and 16GB of internal storage, plus include a kid-proof case in your choice of three colors. You also get a full year of FreeTime Unlimited with access to 15,000 popular apps and games, videos, books, and educational content from PBS Kids, Disney, Nickelodeon and more.

]]>http://www.pocketyourdollars.com/2018/03/amazon-target-bestbuy-fire-7-kids-tablet-case-1-year-freetime-unlimited-just-79-99-shipped-regularly-100/feed/0http://www.pocketyourdollars.com/2018/03/amazon-target-bestbuy-fire-7-kids-tablet-case-1-year-freetime-unlimited-just-79-99-shipped-regularly-100/Best Buy: Apple Watch Series 1 ONLY $179 Shipped (Reg. $249) & More!http://feedproxy.google.com/~r/dollarsinthepocket/NwSY/~3/DHAhqMHRaPg/
http://www.pocketyourdollars.com/2018/03/best-buy-apple-watch-series-1-179-shipped-reg-249/#respondSun, 18 Mar 2018 19:15:59 +0000http://www.pocketyourdollars.com/?p=197280WHAT A GOOD DEAL! Through March 24th, hop on over to Best Buy where you can score some...

]]>http://www.pocketyourdollars.com/2018/03/best-buy-apple-watch-series-1-179-shipped-reg-249/feed/0http://www.pocketyourdollars.com/2018/03/best-buy-apple-watch-series-1-179-shipped-reg-249/Target: Buy One Get One 50% Off Video Games!http://feedproxy.google.com/~r/dollarsinthepocket/NwSY/~3/xf9JXs4PREw/
http://www.pocketyourdollars.com/2018/03/target-buy-one-get-one-50-off-video-games/#respondSun, 18 Mar 2018 19:04:56 +0000http://www.pocketyourdollars.com/?p=197276Score BIG savings on video games! Through March 24th, hop on over to Target.com where they are...

You may be able to opt for free in-store pickup (if available near you). Otherwise, 2-day shipping is free on orders of $35 or more. OR – if you’re a Target REDcard holder, you’ll get FREE 2-day shipping on ANY size order (some exclusions apply) and an additional 5% off your purchases!

WOW Macy’s is BIG this weekend! Through March 25th, Macy’s is having a VIP Sale: Extra 30% Off Designers (that rarely go on sale!). Take an extra 25% or 10% off select styles as well! Use Promo code: VIP at checkout.

Download Delicious and Easy Cookies Recipes right now for free to your Kindle! This simple and easy cookie recipe cookbook has step-by-step recipes for preparing some fantastic cookies and desserts. It’s regularly $3.99, so grab it before the price jumps if you’re interested!

Enjoy using these Cub Foods coupon matchups to help you find the best deals this week including varieties of bakery items, deli meat, fresh produce, household cleaning items and many more. Our shopping list has been carefully compiled from Cub Foods’ in-store weekly ads.

You can also take advantage of the Coupon Book Deals on this list as well as the previous shopping list all of which are valid until the 21st of March. Please note that all the Cub coupons are limited to one coupon per family. Note that Cub Foods accepts expired manufacturer’s coupons up to 30 days past their printed expiration date.
If you want access to the insert coupons in this list, you’ll need to pick up the Sunday paper. Twin Cities residents can get a Sunday-only Star Tribune subscription deal for just $10.99 for 26 weeks after gift card. This option is available to customers who haven’t had a paper delivered in the past 30 days or longer.

Enjoy these Copps and Pick ‘n Save coupon matchups to pick up amazing deals on fresh and organic fruits as well as vegetables, canned foods, household necessities, deli items, skincare products and several more.

Meat Deals

Honeysuckle Turkey Breast $0.88 per Lb. [61¢ Off With E-Clips Coupon Offer, 4 Days of Digital Deals. Use Up To 5X With Card & Digital Coupon In a Single Transaction]

Fresh Boneless Skinless Chicken Breasts or Thighs $1.88 per lb.

Kroger Point Cut Corned Beef Brisket $1.99 per lb.

8-Piece Chicken (24 oz.) $4.99 [$1.00 Off E-Clips Coupon Offer. USE UP TO 5X WITH CARD & DIGITAL COUPON IN A SINGLE TRANSACTION. Download once and use up to 5 times in the same transaction. Visit picknsave.com or store app. Download Coupon At picknsave.com or on the store app. March 15-18]

Freezer Deals

Kroger Deluxe Ice Cream or Big Wheels (48 oz. or 6 ct.) $1.99

Red Baron Classic or Brick Oven Pizza (17.82-23.45 oz.) $1.99 [-$1 Off E-Clips Coupon Offer, 4 Days Of Digital Deals. Download coupon at picknsave.com/coupons or on store app! March 15-18. USE UP TO 5X WITH CARD & DIGITAL COUPON IN A SINGLE TRANSACTION]

Grocery Deals

Keebler Town House or Club Crackers (8-13.8 oz.) $1.79 [50¢ E-Clips Coupon Offer. USE UP TO 5X WITH CARD & DIGITAL COUPON IN A SINGLE TRANSACTION]$1/1 Keebler Crackers printable [Need 850 rewards points]
Final price: $0.79 after coupon

Household Deals

All Detergent or Snuggle Softener (46.5-50 or 32 oz. or 18-24 ct.) $1.99 [$1 Off with E-Clips Coupon Offer. USE UP TO 5X WITH CARD & DIGITAL COUPON IN A SINGLE TRANSACTION]$1/1 all Product printable [ETS]
All $1/1 any product ETS, exp. 4/7 (RedPlum 3/11/18)
Final price: $0.99 after each coupon
All/Snuggle $2/2 all products ETS, exp. 4/7 (RedPlum 3/11/18)
Final price: 2 for $1.98 after coupon

Pet Care Deals

Iams Dog Food (12.5-15 lb.) $18.99

On-Going Deals

This list is based off of prices found online at Copps and Pick ‘n Save websites as well as prices that readers have found in-store. Please note: Sale prices vary by store and not all products are carried at all locations.

Love this! Hobby Lobby is offering up to 50% off select spring decor though tomorrow both in-store and online! This makes for some great deals on doormats ~ as low as $9.99! (Shipping starts at $6.95 if ordering online!). Go HEREto check them out!

Love this one! Right now Groupon has the Ninja Mega Kitchen Blender Systems marked down to only $99.99! That’s a big savings off the original price of $169.99. Plus shipping is free! Go HERE to check it out.

Live in the Minneapolis area? I also spotted some nice restaurant deals! I love seeing what deals are available near me ~ head on over HERE to see what they’re offering in your hometown!

]]>http://www.pocketyourdollars.com/2018/03/groupon-ninja-mega-kitchen-blender-systems-99-99-regularly-169-99/feed/0http://www.pocketyourdollars.com/2018/03/groupon-ninja-mega-kitchen-blender-systems-99-99-regularly-169-99/Macy’s: Martha Stewart Whim Sheet Sets only $16.99! (Cactus, Pineapple, Flamingos and More!)http://feedproxy.google.com/~r/dollarsinthepocket/NwSY/~3/3Ppa_Q_pclg/
http://www.pocketyourdollars.com/2018/03/macys-martha-stewart-whim-sheet-sets-16-99-cactus-pineapple-flamingos/#respondFri, 16 Mar 2018 23:10:27 +0000http://www.pocketyourdollars.com/?p=197213Head over to Macy’s where right now you can choose from a bunch of SUPER...

Also make sure you check out the 3-Piece Bed in a Bag Sets for $17.99 right now! ($80 value). Just scroll down to see all the cute options (the $17.99 ones are mixed in), or set the price range from 15 to 18 for them to pull up!

Plus Macy’s is offering FREE SHIPPING on all orders of $25+ right now!

(Or when you order any item from the beauty department – so look for something inexpensive likeBurt’s Bees items from $5 to get free shipping)

NOTE: It looks like these comforter sets do have a $3 shipping surcharge – so keep that in mind