Arm warmers were my favorite purchase for the cooling weather. They are easy to take off when I warm up. And I wear capri leggings over my cycling shorts. Both are things I can remove and shove in my jersey pockets.

Thanks for all the ideas. I will certainly did through my drawers of fitness and outdoors clothing to see what will work. As for my climate, it was cold yesterday morning, but most of the summer it has been really hot here, too. I love those cold mornings for running, but then I'm not whipping along at 15mph.

It was 45 here this morning too. I don't wear a jacket until it gets colder than that, or I get too hot. I'm a big fan of arm warmers and leg warmers because you can take them off if the day gets warmer as you're riding. I wear leg warmers when the temps drop below 55, or if it's real windy. I try to wear layers of tops, rather than a jacket. Today I wore a short sleeve merino wool T-shirt under my bike jersey with arm warmers and a wind-proof vest. It warmed up as we rode, so I took off the arm warmers and vest. (I always carry a little fanny pack or stuff things into my jersey pockets.) Hope this helps. Your climate sounds similar to mine.

“The only way to keep your health is to eat what you don't want, drink what you don't like, and do what you'd rather not.” Mark Twain

In cold weather I wear heavier full length cycling pants, full gloves, ls underarmour top and full glove. I take a windproof, fleece lined jacket that can tie around my waist if I get hot. I also have a fleece tube that can be worn around neck and over head as wanted. If it is really cold I wear a light pullover hoody as well. I also like to wear neoprene toe covers for really chilly days.

Anything below 55 degrees, I like to have my knees covered. However, in the spring and fall, it's sometimes tricky because it can warm up as the day goes on. Therefore, I will wear thigh-high fleece leg warmers. If it's colder than 45, I'll wear running tights under my tri shorts. As you do different rides, make sure to keep a journal of what temperature it was and what you wore. You'll want to look back at them later for reference as to what worked and what didn't.

2010 Goals: Get under 6 hours for a half Ironman triathlon Get under 8 min/mi for a 5K - DONE 4/3

In 45 degree weather - I would wear my shorts and a long sleeve shirt. You may want to consider a full glove. At this temperature I would also start to think about covering my head. I use a skull cap under my helmet.

As it gets colder I would start to use tights, base layers and jackets. I also use earmuffs. One of the places I look is sierratradingpost.com - I keep looking there. They have some great stuff - marked down.

Wow...where are you living that it is that cold? It sounds so refreshing from this Midwesterner that has been HOT 95% of this summer (though yesterday and today have been nice...but next week...the WHOLE week, back in the 90s!).

For 45 degree weather, I wear my cycle shorts and then put on capri length workout pants so there is no fabric catching in the chain. Then I also have the extra padding. Actually, I use triathlon shorts with the thinner padding.

For temps lower than that, I wear my tri shorts and put my warm jogging long length pants on because they are narrow at the ankle and don't get caught in the chain. They keep you warm as low as zero degrees.

You can buy temperature specific cycling pants, but being that all I"m doing is buying, buying, buying for all my sports, I combine what I've bought (the tri shorts and the running pants w/narrow ankles) and made it work to SAVE $$$$. Gittin' creative here! Ha!

I went for a bike ride this morning and it was sunny, not windy, but cold, only about 45F. I wore my regular cycling shorts and jersey, and a windbreaker, but my legs froze and my top cooked. What do you wear to cycle in cool and cold weather?

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