Why do we need all the rules of organized religion, when the Golden Rule sums up everything about how to live?

Full Question

We don’t need all the ethical rules of organized religion. I think all we need to know about how to live is summed up in the Golden Rule.

Answer

If so, you disagree with the one who gave us that rule. Christ never confined moral truth to this principle, as important as it is. Treating others as you’d like to be treated isn’t enough. If it were, a m******** would be justified in inflicting pain on others simply because he derives pleasure from receiving it himself.
Jesus made it clear that sin can be committed even when no action against another is involved. In his teaching about lust, for example, he said you don’t have to commit adultery with another to be guilty of the sin. Merely to look lustfully on a woman is to commit adultery with her in your heart (Mt 5:27).