When considering the likelihood of damage and filing an insurance claim, a Florida high rise poses its own unique risks. Hotels, condo complexes and office buildings have different issues when it comes to water, fire or other types of damage, including: Sprinkler damage: Fire sprinklers are a fantastic method for keeping people safe during a Florida high rise fire, but they can cause quite a bit of damage to the building and all of the property in it.

An unfortunate consequence of living in Florida is thunderstorm and hurricane damage to property that will often impact residential and commercial real estate. This is a valid concern during hurricane season and particularly stormy periods in both July and August.