All Responses

That doesn't go on your credit report

Helpful to 1 out of 2 people

If you had a loan and made payments it would be reported but paying it all in cash doesn't get reported. Credit reports report length of account history, how many open accounts, payments received on time, and collections. Assets like paid houses or money in the bank doesn't matter and has nothing to do with your credit report.

Your Credit Scores Should Be Free. And Now They Are.

Reply to this Question

Write your response:

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.