GREENLIGHT Personal Risk Cover

Future Needs Cover

This cover offers three key benefits. The first helps to protect your future insurability– that means you capitalise on your current state of good health so that you can buy more cover in the future, without any medical testing when circumstances and financial needs change. The second benefit pertains to protecting the premiums you pay on behalf of someone else. This means that if you die or become disabled, the premiums will continue to be paid. The last benefit is a savings option – you can save regularly or on an “as and when” basis.

Why do you need this cover?

In most cases an individual’s health deteriorate with age. Opting for this type of insurance means you are able to apply for further cover in the future based on your current health status. Premium protection is ideally suited to individuals who pay premiums on behalf of another person.

Choose your cover

Premium Protection Benefit

We will pay the premium on your protected benefit so that your cover can continue if the premium payer becomes disabled or dies.Read more...

Future Cover Benefits

Helps you protect your future insurability so that you can buy more cover in the future without any medical testing when circumstances and financial needs change.Read more..