Hurricane Safety

Know what to do before, during and after a hurricane.

When a Weather Event Hits Your Hometown

Hurricanes, most prevalent from June 1 to Nov. 30, can inflict serious damage to homes and businesses, especially in the form of extreme wind and water damage. Fortunately, careful planning and organization can help you better prepare for and manage the damage and costs associated with the aftermath of dangerous hurricanes. Here are some helpful tips for preparing for and managing potential loss before, during and after a hurricane.

Before the Hurricane

Before the hurricane, you should:

Know the difference between a hurricane watch and hurricane warning.

Hurricane Watch: A hurricane watch means that hurricane conditions (sustained winds of 74 mph or higher) are possible within the specified area. A hurricane watch is issued 48 hours in advance of the anticipated onset of tropical-storm-force winds in an area.

Remove diseased or damaged tree limbs before the threat of a storm. Secure any yard objects, and store outdoor furniture.

Use permanent shutters to best protect windows. You can also use half-inch plywood panels with pre-drilled holes every 18 inches for screws.

Have a supply of plywood and nails on hand to board up your home. You risk paying high prices and standing in long lines if you wait until the last minute to purchase these storm essentials.

Make sure you have flood insurance. You can find out about the National Flood Insurance Program through your local Agent. There is normally a 30-day waiting period before a new policy becomes effective. Homeowner policies do not cover damage from flooding that accompanies a hurricane.

Develop an emergency communication plan. In case family members are separated from one another during a hurricane, have a plan for getting back together. Ask an out-of-state relative or friend to serve as the family contact. After a disaster, it's often easier to call long distance. Make sure everyone in the family knows the name, address and phone number of the contact person.

During a Hurricane Watch

When a hurricane watch is issued, you should:

Listen to a battery-operated radio or television for hurricane progress reports.

Check your emergency supplies. Make sure everything is stocked and in working order.

Drive only if absolutely necessary, and avoid flooded roads and washed-out bridges.

Use the telephone only for emergency calls.

Inspect utilities for gas leaks and damage to electrical work and water and sewer lines.

ERIE's Response Following a Major Weather Event

We know what it’s like to have your life turned upside down. And we know how important it is to get back to normal. That’s why we have a dedicated team of claims adjusters who respond to catastrophe claims. These individuals are trained to handle weather claims and work closely with your local ERIE agent. They are sent to your community immediately following a weather event so they can be at your doorstep, handling your claim quickly and with compassion. Review the steps for starting a claim or get in touch with your agent.