Tag Archives: DEBT

Being in your thirties kind of sucks and I wish more people would talk about that.

So I’m going to post about it…suck it, world.

Your 20s are awesome and you can kinda get by with your poor choices, random crazy, and drinking far too much with your buddies. By 30 though ish just really starts to change and time speeds up exponentially. Friends are getting married, people have babies, good babies, bad babies, friends with babies that are afraid to leave the house….all true stories. You start to realize ummmm retirement….or I should buy a house….or I’m so buried in student debt that I won’t be able to buy a house. People get sick parents which is devastating….some people have to care for and bury their parents. There’s a lot less drinking with your buddies and more pouring wine alone with Netflix. You start to see people more at less fun planned stuffy events rather than random hang out sessions…. showers/parties that you have to buy gifts for….just take my check Crate & Barrel….go on..just take it. PS try and not drink too much at said party and throw up in front of someone’s mother in law or two year old. You worry about your job, getting paid more or less money, are you still dream chasing or just hoping not to kick your boss in the face???

Trust me, there are good things in your 30s too but you probably already know them. This is a rude awakening post not yeah 30 is the new 20 post.

This 34 year old is have such a rude awakening and as a result I’m really trying to take back my 30s and embrace this whole lame grown-up thing…because basically I don’t want to be a homeless 60 year old. Well, what does one do to take back their life which has made a swift turn into grown-up land??? I can only tell you what I’m doing but if you have advice, please do share. I’m taking classes…yes, classes.

I’ve signed up for the following classes or single day workshops to kick my 34 year old butt into grown-up land. I mean currently I’ve been kicking it on the borderland of late 20s slacking and early thirties island. The geography of all this is in fact quite complex. Here’s what I’ve signed up for so far and why?

Women & Leadership Career course (6 weeks) – I’ve veered from my original career plan and I need some help to shape my career, determine how to grow it, and balance that with other life stuff. I’ve heard great things about the course and hey investing in your career and yourself is SUPER grown-up. Starts in September so I will keep you posted. Career Planning – Making it happen.

Getting Out of Debt (workshop) – I want to kill my credit cards but when your sister is having a big fancy wedding, you unavoidably need to spend money, and I need help.

Working With a Financial Planner (workshop) – See above but add my student debt plus I want to one day retire and not on the streets.

Planning Your Pregnancy Leave workshop – because one day and I think I should know about all the ways campus maternity leave suck so I can plan accordingly.

Thankfully they are all spread out over the next few months and I’m hoping they will assist me in my plan to be a mildly successful adult.

It seems like I’m only posting on Mondays. That needs to change and I think it will once the cray cray of October ends. All the bebes show up needing advising for Spring enrollments and the oficina overflows with students.

It’s chilly this morning, I’ve got my cup of joe, and was doing some wandering on the internets. My life is slowing down quite a bit and for the first time in a long time I’ve felt like I can breathe and take a look around. My beautiful Grandma’s health started heading down hill in January 2014, all the while my office was short staffed and forced into creating brand new programming, I started spending every other weekend with my Mom & Grandma, and over the next nine months I spent time in the hospital when her health required that until she passed away peacefully in June. I was exhausted after her passing and finished Summer Orientation programming with a small amount of sanity and the expected heartache. I wasn’t sleeping so quickly I turned to running at 4:45am and thinking and praying to my little beloved Grandma. We’re all on the mend but with holidays approaching and lawyer meetings it’s still understandably hardest on my Mom. This Fall teaching my freshman seminar has been a great relief and I feel like it’s brought me back to life. Given me passion again for students, education, and advising.

I’m looking around and realizing I’ll be thirty-four in March and thirty-three was lost to overworking, caring for family, and keeping my sanity only through barre and running. That said I’m fully willing to admit it was not that much sanity left. I don’t want to be overdramatic and say I’m chilling in the ruins of my life. I do feel though that everything I wanted to build this year was just left untouched, like I ran out of money for the contractor and there’s just this frame of a casita on the property.

I feel as though I’m at a professional crossroads. I’m feeling pressure to make more money, take care of bills, so that we can do more traveling in the future. Not to mention, that little dream of having a bebe one day (soonish) and being able to afford said bebe. Granted when I say make more money it’s still just more pennies since I don’t think I want to leave higher education. Not yet anyways. I applied for a mentor program through my University to enhance my network and teaching the course this year will also help my resume…well that’s the hope at least.

I also need to get a handle on the credit cards and my student debt. At this point, I feel like I may need to put my money where my mouth is and just meet with a financial planner. This morning was spent looking at different things on the web and seeing if I could find someone with good reviews in my area. I may still wait until after the holidays for this one but at least I’m doing my research.

Lastly, I need to go to the dentist. I hate the Dentist and this has fallen off and I need to go in as soon as I can. I will probably need to throw down some money in that area because I’ve neglected my poor mouth for the last year and I let life get in the way. No one to blame but myself and the fact that I hate the Dentist. The Doctor’s office and I’m fine….the Dentist is just not my thing. I’m calling in at 8am and just gonna make it happen.

Just sharing my reality check with you all this morning. Trust, it’s much easier to write about brunch, crazy students, and my Fall tv addiction but sometimes you just need to keep it real. I’m sure this plays a small part in why I’ve been M.I.A. from writing over on my tiny corner of the interwebs. Don’t worry, I’ve still been reading all your hilarious bloggies. It keeps me sane and makes me smile. The Internets is an awesome place.

How about you interwebbies? How do you handle life changes? Have you changed your career, grown your career, or just any advice there?

IT'S FRIDAY! LET'S TAKE A LOOK AT ALL THE MISHAPS AND BE
GRATEFUL FOR SATURDAY!

Let's make a little list of all the mishaps of Birthday week and ways to improve
next week, shall we?

1) WORKING OUT - FAIL
I went to Bar Method on Monday and promptly gave up on all other exercise.
Unless you count using my right arm to throw back wine, beer, and cocktails.
I thankfully have my She is Beautiful 10k this Sunday which means I will have
worked out a whopping two times!!! Seriously, I need to bring the fit back full
on next week. Sing it to 'em, Justin.

2) WORK - FAIL
I really really needed to catch up this week and the BIRTHDAY
EXTRAVAGAZA-ING just held me back. In a plan, to really get back on track,
invest in my professional development, and my job this week was eh?? I did
however have a very successful meeting with my A.D. on what I hoped to
achieve for the next year. So not a fail but not a win, either. There's still so
much I need to do. ARHGHHH!

3) BUDGET - EXTRA FAIL - F-!!!
I have given up on salvaging this month. Meet my friend, visa. She'll be paying for the
rest of Birthday Month and then I will be in debt to the family and no good can come
of that. I'm making peace with it because I still have LA GIRLS WEEKEND trip on
Friday. I'm flying out of SFO fancy terminal 2 and will begin drinking at 7:30am
and continue through Sunday at 5:00pm. There will be brunching, manicures,
dancing, and money spending. Next month, bitches.

Alright, enough with the Debbie Downer. Let's set some goals for next week, so I
can pick my loser ass off the floor and put on the big girl panties....ya know with
support, coverage, and some serious slimming going on.

I will work out at least 4x next week and get back to my Brooklyn Training with
an 8 mile run!!!! I'm really counting on the She is Beautiful 10k this weekend to
check me and make me realize - eh this ish needs to happen!!! Also I will come to
work and do a DAILY TO-DO list to really get back on track!!!. Also I'm gonna move
my short run to Wednesday to prevent my Tuesday run turning into sleep in and just
do a bar class. This lbg is MAKING A COMEBACK! Also I will make lunches next
week to save a little cash for LA or just starve. Let's be honest, I've consumed enough
calories for a small country during Birthday Week....lunch starvation is manageable.
I believe the yoga and paleo people call it fasting. I call it being cheap. No seriously,
I will make lunch.

Since this is the end of all this Birthday cray cray...ok, well actually I'm giving myself
until Sunday. Let's say goodbye to Birthday Week with some MIA... OH but first -
check out Follow through Friday with these LOVELY LADIES!!

GOODBYE BAD GIRL BIRTHDAY WEEK!

HAVE A GREAT WEEKEND, PEEPS!
Let me know what shenanigans, you have planned???
besos,
lbg