(406) 377-5631

Employer Provided Insurance

In the increasingly competitive business world, business owners must continually search and compete for the best potential employees possible to fill their positions. Finding an experienced and qualified employee can be difficult as unemployment rates in Montana are one of the lowest in the country.

Offering insurance benefits such as health, dental, vision, or even life insurance is an extremely successful way to not only attract new high-level employees but also maintain your current valuable employees. Most companies in Montana only require two employees to establish what is considered to be a “group health insurance plan”. As a result, even small business owners that only have a husband and wife as employees may be able to establish a group health insurance policy.

There are a countless number of benefits to providing insurance coverage to yourself and employees through your business such as:

1. Premiums are typically significantly lower through a group health policy as opposed to a standard individual policy.

2. The cost of premiums may be able to be used as a business expense to lower your business’ taxable income.

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3. Premiums may be paid with pretax dollars keeping more of your money in your pocket at the end of the day.

4. Attract and retain new employees.

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5. Recently group health insurance premiums have been increasing at significantly slower rate than the individual market.

​6. Group policies can be created at any time throughout the year as opposed to individual policies that have to wait until open enrollment in November and December for a January 1st effective date.

Group Health Insurance Quotes Are Quick and Free.

(406) 377-5631

If you are searching for a position that offers insurance benefits, see the local businesses below who offer benefits through our office: