Place, Exclusion and Mortgage Markets

Utilizing research from the U.S., Italy, and the Netherlands,
Place, Exclusion and Mortgage Markets presents an in depth
examination of the practice of redlining and the broader
implications of contemporary urban exclusion processes.

Covers exclusion in mortgage markets in three different
countries - the U.S., Italy, and the Netherlands

Presents an interdisciplinary perspective to the practice of
redlining

Manuel B. Aalbers is Associate Professor in the
Department of Geography at the University of Leuven,
Belgium. He is the Associate Editor of the Encyclopedia of
Urban Studies (2009), and has published extensively on
redlining, gentrification, the privatization of social housing,
financialization, and the Anglophone hegemony in academic
writing.

“Together, these strengths make Place, Exclusion, and
Mortgage Markets an excellent resource for those interested
in how housing finance markets contribute to social and spatial
exclusion.” (City & Community, 1 June
2013)

“Place, Exclusion, and Mortgage Markets significantly
advances our understanding of the history and current reality of
redlining and its exclusionary processes and consequences. Its
comparative analysis is a welcome addition to the literature on
financial services. Hopefully, it will lead to more equitable
approaches to the development of the world’s metropolitan
regions.” (International Journal of Urban and
Regional Research,2012)

“Nevertheless, the book provides a valuable account of the
literature and makes interesting reading about market behaviour. It
will be useful for those interested in the influence of actors on
access to homeownership and the development of urban
neighbourhoods.” (Housing Studies, 2 August
2012)

“This is a timely and forceful book which seeks to bring
together aspects of the financial boom and bust and processes of
redlining and exclusion in urban housing markets in a number of
countries, namely the USA, Italy and the Netherlands.”
(International Journal of Housing Policy, 28 May
2012)

“By covering the full field of redlining—from
abstract socio-spatial theories to concrete cases and a human
angle—this books offers an ideal introduction to the topic.
At the same time, it considerably expands the state of knowledge on
financial exclusion.” (Journal of Housing and the
Built Environment, 2012)

"The book's key strength is the actor centred focus on markets that
reveals the processes by which markets and places are made in ways
that would not be explained by classical models of market
behaviour. The detailed descriptions of Rotterdam in particular are
of great interest, including a photo essay on Tarwewijk, a
neighbourhood of Rotterdam, where the decline was said to have been
accelerated by redlining in the 1990s. Furthermore, the history and
development of redlining, particular in the US, is also of great
use to students and scholars alike." (Housing Studies, 2012)

"An important book that fills the empirical and theoretical gaps
in the literature on the sociology and geography of mortgage
markets. The book is a fantastic, empirically rich and
theoretically innovative exploration of the historical trajectory
of urban disinvestment (redlining) and social exclusion that
compares the United States, Italy, and the Netherlands."
(Financial Technology, 15 November 2011)

"An important book that fills the empirical and theoretical gaps in
the literature on the sociology and geography of mortgage markets.
The book is a fantastic, empirically rich and theoretically
innovative exploration of the historical trajectory of urban
disinvestment (redlining) and social exclusion that compares the
United States, Italy, and the Netherlands. This book should be read
by anyone with an interest in housing finance systems, real estate,
comparative metropolitan development, and financial
globalization."
—Kevin Fox Gotham, Tulane University, USA

‘The most detailed, exhaustive and insightful treatment of
residential redlining available, the author unwraps the corporate
and financial means and mechanisms of disinvestment in the housing
market. If you are starting to suspect that “housing
consumers” are just production inputs for transnational
profit grabbing by builders and money lenders, this book will show
you how it really works. A solid and comprehensive piece of
research.’
—Neil Smith,Graduate Center,
CUNY

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