This ratio is used mainly for manufacturing businesses or those that purchase and further develop materials for sale. It measures the value added to purchased materials through the manufacturing or development process.

This calculator doesn't measure performance, but rather shows what the monthly repayments would be for a loan of a given amount over a given period at a given rate of interest. This will be very helpful when considering borrowing from a lender.

This is a measure of the return that owners of the business make on their investment. In an owner owned business, it represents the rate at which profit is being generated for every currency unit invested (including retained capital).

This measures how much profit is generated from using the assets of the business. One of the true skills of managing a business is to get the best use out of assets and to maximise the profit from each asset employed.