Since our stories first aired, Citizens has changed its policies and apologized. They admit their software may have botched the estimates on some homes, but insist it was not a big scheme to make more money.

In the three examples from Tampa Bay shown in our story Thursday night, insurance companies over-valued the replacement costs by an average of almost $100,000 dollars per home.

And insurance companies are charging these folks to insure that extra, unnecessary $100,000.

FAIR, which partnering with Beausoleil Law Group in its suits against Citizens, says these methods need to end and insurance customers around the state should get paid back for what they were over charged.