By signing below, and/or at the back of the Robinsons Bank Credit Card, and/or by using the Robinsons Bank Credit Card, I/we have agreed to abide by the Terms and Conditions Governing the Issuance and Use of Robinsons Bank Credit Card and all future amendments thereto. I/We hereby certify that all information and documents given in this application are true and correct. Furthermore, I/We understand that non-disclosure and/or falsiﬁcation of information and documents herein required shall be grounds for the disapproval of my/our application, immediate termination of my/our credit card privileges once approved, and/or legal action against me/us.

I/We recognize that ROBINSONS BANK CORPORATION (“ROBINSONS BANK”) is committed to ensuring the conﬁdentiality of my/our information under R.A. No. 1405 (Bank Secrecy Law of 1955) as amended, R.A. No. 8971 (General Banking Law of 2000) as amended, R.A. No. 6426 (The Foreign Currency Deposit Act), and R.A. No. 10173 (Data Privacy Act of 2012) and other applicable laws, and will exert reasonable efforts to protect against unauthorized use or disclosure. However, I/we understand that information regarding my/our deposit account/s with ROBINSONS BANK may be inquired to, or disclosed, in relation to the evaluation of my/our application, as may be required by applicable rules and laws, and/or to ensure a successful debit under an Auto-Debit Payment Arrangement with my/our deposit account/s with ROBINSONS BANK should I/we decide to avail of the Auto-Debit Payment Facility for my/our ROBINSONS BANK Credit Card. I/We further authorize ROBINSONS BANK to conduct random veriﬁcation with the BIR, any other appropriate governmental authorities or third parties including banks and ﬁnancial institutions to establish authenticity of the information declared and documents submitted (e.g., bank statements, certiﬁcate of employment, payslips and income tax return) in relation to the processing and evaluation of my/our application.

The accomplished application form and requirement/s submitted become the property of ROBINSONS BANK. ROBINSONS BANK is under no obligation to return the said documents to me/us regardless of the outcome of the application, and ROBINSONS BANK is under no obligation to disclose the reason/s for such disapproval.

In compliance with the customer identiﬁcation requirements per BSP Circular No. 706 Section X806.1.e as amended, I, as the principal applicant, warrant that I have satisﬁed the face-to-face contact requirement on the supplementary card applicant, on behalf of ROBINSONS BANK, and have seen the original ID of the said applicant. I understand that I shall be sharing my credit limit with the supplementary applicant, if any, and I shall be primarily liable for all obligations and liabilities incurred with the use of the ROBINSONS BANK Credit Card and supplementary cards. I, as the principal applicant, agree that this Application Form shall also serve as my application for issuance of additional ROBINSONS BANK Credit Card/s that I may subsequently request for in the future. I understand that the issuance of additional ROBINSONS BANK Credit Card/s shall be subject to credit evaluation and discretion of ROBINSONS BANK and I undertake to submit additional documents as may be required to process my application and to update the information provided in this Application Form. I understand that ROBINSONS BANK can rely on the authority given under this section unless otherwise revoked or cancelled in writing by me. I agree that in case I am issued two or more ROBINSONS BANK Credit Cards, ROBINSONS BANK may give a separate credit card limit for each of the Card issued to me or a consolidated Shared Credit Card Limit for my existing and future ROBINSONS BANK Credit Cards, expressed in Philippine Pesos. I understand that Shared Credit Card Limit is the Credit Limit assigned to a Cardholder across all issued ROBINSONS BANK Credit Cards. Any request for increase in Credit Limit may be accommodated by ROBINSONS BANK subject to the submission of required documents.

DATA PRIVACY CONSENT

In compliance with the requirements of the Data Privacy Act (“DPA”), I/we authorize the collection, processing and sharing of information obtained from me/us in the course of my/our transaction/s with ROBINSONS BANK, its parent company, shareholders, subsidiaries, affiliates, agents and third-party service providers. The data, which include my/our personal information or sensitive personal information1 may be collected, processed, stored, updated, or disclosed by ROBINSONS BANK or continually be collected, stored, processed and/or shared for five (5) years from the conclusion of my/our transaction (which may include any transaction, business or other form of commercial relationship) with any member of the ROBINSONS BANK or until the expiration of the retention limits set by Applicable Law2, whichever comes later, (i) for legitimate purposes3, (ii) to implement transaction/s which I/we request, allow, or authorize, (iii) to offer and provide new or related products and services of ROBINSONS BANK, its parent company, shareholders, subsidiaries, affiliates, agents and third-party service providers, and, (iv) to comply with the ROBINSONS BANK ’s internal policies and its reporting obligations4 to Governmental Authorities5 under Applicable Laws.

I/We allow ROBINSONS BANK, its parent company, shareholders, subsidiaries, affiliates, agents and third-party service providers ( collectively “members”) to process, collect, use, store, or disclose my/our information to other members, to Governmental Authorities, to all credit card information service providers including without limitation the Credit Information Corporation deﬁned in R.A. No. 9510, and to any third party (local or overseas) who acquires or will acquire the rights and obligations of any member of the ROBINSONS BANK; who is in negotiations with any member of the ROBINSONS BANK in connection with the possible sale, acquisition or restructuring of any member of the ROBINSONS BANK; who processes information, transactions, services, or accounts, on behalf of the ROBINSONS BANK (including but not limited to courier agencies; telecommunication information technology companies; payment, payroll, collection, training, and storage agencies; entities providing customer support, and other similar entities); or who requires the information for market research, product and business analysis, audit and administrative purposes, offering of products and services, or for marketing or advertising activities undertaken by the ROBINSONS BANK.

I/We understand that should I/we wish to access, update, or correct certain information, or withdraw consent to the use of any of the information provided herein, I/we may communicate with ROBINSONS BANK's Data Protection Officer at dpo@robinsonsbank.com.ph. I/We may ﬁle complaints with, and/or seek assistance from the National Privacy Commission.

Refers to any statute, law, constitution, regulation, rule, ordinance, order, decree, directive, guideline, policy, requirement or other governmental restriction or any similar form of decision of, or determination or any of the foregoing, by, any national, regional or local government or political subdivision, commission, authority, tribunal, agency or entity of the Republic of the Philippines or a foreign country, as may be applicable.

3

Including but not limited to credit and risk management, know your customer checks, prevention and detection of fraud or crime, system or product development and planning, cross-selling, direct marketing, proﬁling, complaints management, insurance, audit and administrative purposes, and relationship management

4

Means obligations of the Robinsons Bank Corporation to comply with (a) Applicable Law and internal policies or procedures, or (b) any demand and/or requests from Governmental Authorities for purposes of reporting, regulatory trade reporting, disclosure or other obligations under Applicable Law.

5

Refers to the government of the Republic of the Philippines or a foreign country, as may be applicable, or any political subdivision thereof, and any entity exercising executive, legislative, judicial, regulatory, or administrative functions of or pertaining to the government.