Partners

Partners

The Cascade Cash Management service supports advisers in providing a unique cash solution with support in the administering and monitoring of client cash savings portfolio balancing liquidity with depositor protection across banking licences.

Many advisors under exploit or ignore cash as an asset class. This is typically due to time constraints, complexity and historical lack of revenue. Cascade provides a turning point for advisers. The time constraints and complexity are managed by Cascade, which serves as an extension to your sales and administration team. Moreover, Cascade provides advisers with a tool to gain visibility over client cash holding while offering a service that delivers for the most conservative of clients.

The FCA has recently released in-depth consultation papers that outline the need for greater transparency, enhanced disclosure and technological investment in the cash market. Cascade allows advisers to provide clients with transparent, independent, whole-of-market and unbiased cash illustrations that structures protection and liquidity to deliver enhanced returns for clients.

Many advisers lack the time to be able to comprehensively search the UK market for all sterling rates to check for both availability and eligibility. Our team of experts tracks all rates and the unique idiosyncrasies of each account and provider on a daily basis. This unique, independent, and whole-of-market dataset makes accessing the best accounts for each of your clients a time efficient and streamlined process.

Deciding to implement greater protection for your client’s cash by spreading it across different banking licenses or obtaining full FSCS is a prudent and sensible decision. However, to then endure the divergence of the account opening of multiple accounts is a tricky and time-consuming process. Cascade works closely with each provider to streamline this process for you. Cascade’s ongoing monitoring then keeps administration requirements light for advisers.

High volatility has become a consistent feature of recent markets. Where markets are uncertain, many advisors have retreated becoming conservative on behalf of clients. In these times, safe havens such as cash become a place of refuge. Cascade supports clients and advisers in accessing this safe haven for as long as they feel right for them.

A historically low base rate married to the begrudging acceptance of minimal rates by most savers has driven the current cash rates to amongst the lowest on record. The reduction in cash rates in the post-credit crunch environment has particularly hit savers hard. At the same time, the vast majority of advisers currently under exploit the potential of cash as an asset class. Generating a return through staying on top of the best live rates is time consuming, inefficient and inconvenient when done on an individual basis for private clients, corporate's and charities alike. To maximise returns, a cost-efficient, convenient and effective service is required. Cascade provides exactly that through offering a professional and genuinely bespoke solution for your needs.