Yes it is a very helpful one. Everyone else is 25 per hundred.. That’s every loan place other than cashmoney. I personally work for cashmoney myself and I absolutely love what I do. Our goal is to provide excellent customer service and help people when they are in need. Our goal is not to get them into a cycle but to be there when people come across some trouble. Think of it this way- you have an unexpected bill come in. Someone gets sick and takes off work and then you can’t afford your bills.. You come to us to hold you over. We aren’t loan sharks, we are normal human beings looking to help people, not screw people over. We have your first cheque cashed for for free with a low cost rate to cash it after that, we are 24 per hundred for loans (which really is cheaper than banks for overdraft interest in some cases and cheaper than leaving it on your credit card) and we have a promotion where you get 300.00 and only pay back 320. Our job is to help you when your in need. The reason we get a bad image is because people get stuck in a cycle. However we do try to offer advice to get out of it as well. Our company is a lot more than just giving loans to people… And I think no one should judge until they actually experience cashmoney. We are a nice bunch and we are more than excited to open our new branch. I hope that helps.