Two Cards Builds Faster

Select option in enrollment to put down $400 deposit to open two $200 limit cards and build your score even faster with two positive tradelines on your credit report!

Common Questions

WHEN DO I GET MY CARD?

You will receive your credit card(s) on you have fully funded the deposit to open the card(s). You can put down the $200 deposit to open one $200 line card or $400 to open two, $200 line cards. Opening two credit cards will give you two positive tradelines and help your score increase faster. You also have the option to enroll your spouse during the signup. ​

The $29 annual fee on the card will report as an on time payment to your credit report before you even receive the card in the mail. This ensures you are able to quickly start building your credit score! ​​

WILL MY SCORE GO UP?

​Yes! Credit Builder Card's program is designed to help you build your credit score with all three credit bureaus. It would be impossible to say how much your score will go up but members have seen their score improve by more than 50 points. To get the maximum increase to your score we recommend choosing to open 2 cards and get 2 positive trade-lines reporting on your credit report.

No Score Requirement?

That's right :) We want our service to be accessible to everyone and that means no credit score requirement. You use your own money to fund your deposit to open your card(s) and as a result there are no strict credit requirements. Please note there will be a credit pull as part of the card's underwriting process. You may not be approved for the card if you have an active bankruptcy in the courts. In very rare situations we may request a copy of your Drivers License to verify your identity. ​