We will loan on most single engine or light multi-engine aircraft in good flying condition that have a current annual inspection and are listed in the aircraft Bluebook.

We do not loan on some homebuilts, helicopters, antiques, cloth covered aircraft, lease backs, flight school trainers, dealer floor plans, agriculture aircraft, or aircraft with very high airframe times.

We do occasionally loan on warbirds but terms and rates are solely based on the type and condition of the warbird, the appraisal of the warbird, and the credit rating and capacity of the borrower. Warbirds must be inspected by a bank officer prior to any loan disbursement.

In all cases we base our credit decisions on the collateral for the loan, the capacity of the borrower, and the credit history of the borrower. We reserve the right to require a professional appraisal and inspect any aircraft prior to loan approval and/or disbursement of funds.