Margin

Margin: Restoring emotional, physical, financial, and time reserves to overloaded lives by Richard Swenson is an important book for anyone who is living in the red zone. If hearing the word ‘stress’ makes you stressed; if hearing the word ‘workaholic’ makes you defensive; if you’re worried about burnout; if you’re always on edge; if you’d prefer to hide in a corner than talk with people; if your credit card never gets paid off; if your children’s sporting and social calendar controls your life; if you’re never on top of what needs to get done and everything seems to be getting more and more out of control; if you never have enough time… then you should probably make time to read Margin.

Swenson argues that overload is a modern western epidemic. People are exhausted, hurt, anxious, and fatigued. Our bodies and our relationships are suffering. We can’t keep up with the demands of life. He describes this as losing our margin—the space that exists between ourselves and our limits. Margin is what we desperately need to regain.

The pain of progress, stress, and overload

Progress is normality for twenty first century Westerners. And we work on the assumption that progress is by definition good. We’re often blinded to the negative personal, relational, and environmental consequences of progress. So often progress sabotages margin, leads to increased stress, has unforeseen negative consequences, and overlooks areas of life that we should value more highly.

Human beings have physical, mental, emotional and financial limits. Progress keeps putting us on a collision course with these limits. When we move beyond our limits we move beyond our margin into overload. We need to live with an awareness of our limits. If we live within our limits, then we create margins that help us to function in healthy and sustainable ways.

Change in my lifetime has been exponential, and continues to be so. This leads to unprecedented levels of stress. If we’re overstressed then we have two options: stress reduction and stress management. Stress reduction takes courage. It may require rearranging our lives: changing jobs, living on smaller incomes, learning to say no. Stress management is about learning how to handle our responses to stressors by taking a dose of margin.

There is an African saying about those from the West. They say: ‘You have watches—we have time!’ They enjoy margin. Life for many is lived at a slower pace. Things are more deliberate. There’s more time for friends and family and neighbours. Progress has taken this kind of margin away from us.

While agreeing that margin is a good thing, many would say it’s a luxury or unrealistic. Overload is the new normal and it takes too much work to change it. Swenson writes that to be healthy we need margin in at least four areas: emotional energy, physical energy, time, and finances. Emotionally, we have rarely been so stressed, so alone, exhausted in spirit. Physically, we are over-fed, under-active, and sleep-deprived. Time-wise, we are busy and worn-out. Financially, with live beyond our means in times of extraordinary widespread personal debt.

Margin in emotional energy

Of the four areas we need margin, margin in emotional energy is paramount.

When we are emotionally resilient, we can deal with much that comes our way. When it’s lacking, it makes everything else more difficult. So if we find our emotional energy has evaporated, how can we get it back? Dr Swenson offers fourteen prescriptions:

Cultivate social supports
Good friends are good medicine. We should intentionally seek out relationships that refresh, with people who care for and understand us.

Pet a surrogate
Pets are capable of bonding, are loyal, and often affectionate. Except for cats—just saying!

Reconcile relationships
Broken relationships are a razor across the artery of the spirit. (p87) Reconciliation is powerful and health enhancing.

Serve one another
If you do regular volunteer work then you will increase your life expectancy, as well as your joy in life.

Australia has become the nation of obesity. The book speaks about Americans, but Aussies have a greater problem. We’re overweight, lacking in energy, and addicted to the wrong things. Our bodies only work properly when cared for, fuelled properly, rested regularly, and serviced occasionally. We’re more vulnerable to the effects of stress when our energy reserves are low. The keys to physical margin are sleep, exercise, and nutrition.

Prescriptions for restoring margin in physical energy:

Take personal responsibility
Changing habits is difficult, but necessary to create margin. Surround yourself with others who will help you to break out of the old patterns of thinking and living.

Value sleep
Develop healthy sleeping patterns. Don’t push on having less than you know you need and don’t oversleep. Try to develop good routines. Take naps occasionally if you need to. If you eat and exercise better, then you’ll likely sleep better too.

We live busy lives. We speak of having no time, losing time, borrowing time, being out of time, and trying to find the time. We’re constantly filling all our time and need to create margins.

With smart phones, laptop computers and wireless internet, some people are always in work time and need to learn how to margin time to rest. In creating a margin of time we must allow time for ourselves, our families, our friendships, and God. Again this means learning to say ‘no’, to make priorities and honour them. Some things need to drop out of our lives—we can just keep adding.

We need to relearn the value of simplicity and contentment instead of continuously desiring the latest and greatest. We should probably turn the television off and find other things to do. Maybe surfing the internet isn’t the best alternative. We should stop living in the frantic and urgent, and devote more to the long-term and important. We should focus less on how much we do and evaluate what is best to do. Let’s stop and reflect, enjoy what we do, and learn from it.

Create buffer zones, plan free time. Ask yourself—do you have time for the unplanned and unexpected? Stop being so busy and plan to make yourself available.

Margin in Finances

Our world is in economic crisis. We can’t keep on living beyond our means and expect things to keep getting better and better. This is true globally, nationally, and personally. Creating financial margin has obvious benefits. Lowering expenses below our incomes decreases stress and pressure. Having margin gives us opportunity to contribute to the needs of others.

Some people are in deep trouble financially. Swenson offers some suggestions for restoring financial margin, and here is my summary:

Don’t allow economics to be your primary measure in life

Be willing to part with the culture in its quest for more and more things

Live within your means

Discipline your desires and redefine your needs

Decrease spending and increase saving

Make a budget

Cut up your credit cards

Limit your mortgage

Resist impulse buying

Depreciate things and appreciate people

Learn to lend and give away your things

Forget fashion

Do without

Remember what you have belongs to God

Increasing my margin

Creating margin is a helpful way of describing how to ‘underload’ our overloaded lives. We need to create margin. Margin for people, margin for ourselves, margin to think and plan, margin to refresh, margin to stay out of debt, and more. My problem is I’ve so often closed that margin.

I remember looking at my timetable one day and realising that I’d booked meetings back to back all day. There was no time to plan before meetings, reflect after meetings, or travel between meetings. As the day went on I’d get further behind and I’d finish the day exhausted. No doubt the latter meetings weren’t as helpful as the earlier ones. So I began slotting in longer times for my meetings to allow time to catch my breath, think over what was coming up, jot notes afterwards, pray about what I was doing, and to allow for travel from one meeting to another.

This afternoon I attended a farewell event for a fellow pastor in Canberra. It was a wonderful tribute to the work of God in and through this man and his family. One thing stood out among the many praises showered on this man—he always has time for people. Ministers are infamous for putting out the vibe of busyness, so it was exciting to hear of a friend who has broken the mould. Would that this be me and many others I know.

Busyness is not cool. It’s not a virtue. It’s not a sign of how important, indispensable or valuable we are. It’s more often an indicator that we haven’t managed to effectively prioritise or manage our time. It probably means we’re dominated by the urgent rather than the important. And it certainly means we need to create margin in our lives.

Related

2 thoughts on “Margin”

pretty sure i don’t need to read the book after this very valuable summary! thanks. i heard the time, emotional energy and finances idea put as “Have equity in these three things”.. at a seminar at easterfest in Toowoomba in 2012. Very valuable advice. does this author use that terminology in the book, or just margins?? i will post your work on my page so I can find it again, and bless others with the results of your reflections on the book. Re going too fast in our lives, Caroline Leach has written a book called “who switched off my Brain” which may help also to explain why we do not keep or benefit as much as we should from our expiriences.. we simply go too fast and our brain cannot process all the data input so we lose it.. or much of it.. we have 24- 48 hours to process and strengthen or weaken thoughts/memories etc.. no thought that circulates round leaves the same as it came, it is either stronger or weaker…we need to focus on it to strengthen it, or deliberately send it away if it is negative and we don’t want it.hope this is a blessing to you as your summary has been to me:)

I was so pleased to see you recommending this author. He is very interesting to listen to – you can search for him in iTunes and download the podcasts. He has just written a book on Contentment and a chapter of it can be read from Navpress’s website. It it is an important subject for us and even after reading his books and agreeing with them – it is still a challenge to put into practice. Thanks for the review of this book – I need to read it again!