12:45 – 13:00 Keynote Speaker

Álex Lopera — Co-founder & COO at Verse Technologies, Inc.Mobile Payments
The banking industry is struggling to keep pace with consumer expectations for digital experiences set by best-in- breed mobile services. In this session, Alex Lopera will discuss future trends in payments and the advances and approaches that different internet companies are implementing to create opportunities for the payments industry, and promote consumer-friendly innovation.

13:00 – 13:20 Keynote Speaker

Jaime Grau — Global Director of Mobile Payments and Digital Banking at TelefonicaDigital Banking, a key pillar of Telcos Strategy
Digital Banking is becoming one of the main levers for telcos to improve customer retention and bring new revenue streams. Developing markets are ahead with proven success stories while developed markets are still on a test&learn phase.