What kind of goals do you set and how do you set them? Annual? Quarterly? Weekly? Do you like very specific (perhaps dollar amount) goals? Or more of an aim, a direction?

If you set goals and then spend 90% of your time in a “not there yet” place and feel a let down when you actually reach it? Or do you have a great big party when you hit big goals?

Niamh talks about Process Goals as opposed to Result Oriented Goals. For people who have felt doomed to failure by past goal-setting efforts, process goals make completing the process toward your aims the goal that gets ticked off day by day, task by task. If you stick to the process and complete tasks, then every day you are reaching your mini goals.

So how do you set and reach your goals? This week we want to hear from you! Let’s explore what actually works for real people when it comes to setting and achieving goals.

Want to be the first to learn more about the Biz Buddies group coming soon and our magical retreat in Ireland coming (hopefully) some time 2018? (If we get enough interest we will set it up!) Sign up for notificationHERE!

Owning Real Estate has long been considered a key part of the American Dream. There have been times in recent history, particularly the housing bubble of 2006-2008 when it seemed like any and everyone wanted to buy real estate as an investment, but after so many got burned by upside-down mortgages and selling at a loss, many are hesitant to get back into the housing market as an investor. Whitney Nicely has a different strategy than your traditional 20% down payment model. On today’s show, we talk about what she has done to build her portfolio of houses, apartments, and land while teaching others to do the same.

Whitney Nicely went from no investments (or strategies) to 19 houses, 19 apartment units and 7 chunks of land in less than three years all bringing monthly money to her bank account on auto pilot.

She has traveled the United States speaking on stages, teaching her simple strategies, and meeting with other successful real estate investors- and still buying houses the way she teaches others.

Since 2016, Whitney has led and trained hundreds of future real estate rock stars to grow their portfolios, collect checks and achieve financial freedom. 100’s of real estate newbies are securing leads, signing deals and scaling their dream incomes through the First Deal Done Fast Program.

If you enjoyed this episode, you can subscribe to Financial Fluency here on iTunes and listen every week. If you like what you hear, don’t forget to subscribe, rate and leave an awesome iTunes review.

Let’s Keep the Conversation Going

If you’re enjoying the podcasts and something has lit a fire for you, carry on the conversation over on the Financial Fluency Facebook Group. And if you are interested in creating some Happy Money Habits, check out my free PDF here!

Is it a constant struggle to find balance in your life? Today on Financial Fluency, I have Shelia Heard with me. Shelia is a retired Army veteran and the founder of My Life. My Terms Movement. On the show, Shelia will help provide tips to help keep things more in balance.

Shelia tells me that she originally didn’t plan to retire from the Army and jump right into her business. Sadly, one family tragedy after another came year after year for Shelia. First, her daughter got sick and lost her eyesight and mobility. After that, her youngest son was diagnosed with a mental illness. And the year after, her oldest son passed away and her younger son was charged with the murder.

Shelia works with all kinds of women to help them find awareness to get them to understand where (and why) they are now. To her, shifting your mindset is the first step to change.

Quotes from the Show

“This is my life. I need to be responsible for it.”

“You can’t see everything. You have to listen to the coach…who is it that you want to be like? Who is it that you want to become? What can you do to have that life that you want?”

Shelia’s Personal Message

“Control self, control your life. Pain is unavoidable, suffering is a choice. Why: The storm can blow you any way but loose; however, you can position yourself to blow every which way and still come out focused and ready to take the next step despite the odds.”

Shelia Heard, a retired Army veteran and founder of the My Life. My Terms™ Movement is notorious for refusing to give up on self despite the circumstances. Her resilience will inspire you. You will feel power boiling up inside your gut, until it bursts open, freeing you from the control suffering and sorrow once had over you. That’s because Shelia believes that while pain is unavoidable, suffering is a choice. She will invite you to choose freedom, to choose happiness, to choose life…on your own terms.

If you enjoyed this episode you can subscribe to Financial Fluency here on iTunes and listen every week. If you like what you hear, don’t forget to subscribe, rate and leave an awesome iTunes review.

Let’s Keep the Conversation Going

If you’re enjoying the podcasts and something has lit a fire for you, carry on the conversation over on the Financial Fluency Facebook Group. And if you are interested in creating some Happy Money Habits, check out my free PDF here!