Spartacus: Thanks much for the excellent and wise counsel. You're very correct that making this choice is deeply personal and is not without potential pitfalls. I'm not familiar with Maj Morgan's book, but I will obtain a copy and read same. In a real sense, I've been very fortunate to have trained with three great teachers(especially Don Southerton) who genuinely care about their art and students. For them, making big bucks is not the ultimate goal, although they are very successful. In reality, this makes going to a new sensei/so bob nim extremely difficult as the quality of my previous instruction and experience was so outstanding. Hopefully, I'll also hear from someone in the KC metro area who can provide 1st person advice about a dojo/dojang in this area.