The second one if it was me, then your customer can't say "well your leaf clean up is $10 less than the other guy but you want an extra $5 for bed-edging, so just do the leaf clean up and we'll have him do the leaves."

Mow and edge
Fert
Hourly leaf (otherwise you are screwing yourself)
Bed maintenance
hedges
other misc that they require.
add all
divide by 12
monthly payment.
All commercial are on a yearly contract. Period. No accept ions.

All your commercial accounts you wont there business right ?well there is an idea that we do on a yearly accounts set it up as a yearly accounts with lawn maint and leaves and debis removal that way it hits winter you still eat and a monthly checks rolling in while all you do is be seen picking up paper or mulching you leaves with a zero turn mower drop the deck down 2inches drive like your mowing the property blowing all the leaves in a pile then mulch it down to dust then spread it around it disapears and you dont have to bag or haul off leaves.