An Instant Cash Line-of-Credit for $1,000 or more, or $1,000 increase to your current limit

1 Offers available to MSU winter 2015 graduates (exp. 12/31/16) and MSU spring/summer 2016 graduates (exp. 5/31/17). Special rates may not be combined with any other offers. Proof of income required, such as recent job offer or current employment.

Early withdrawal penalty applies if funds are withdrawn prior to maturity. An early withdrawal could reduce your initial investment. Rate subject to change at any time. Dividend rates are subject to change weekly. These earnings assume that funds remain on deposit for the term of the Certificate and are compounded monthly. Federally insured by NCUA.

Move your high-rate credit card balances to your MSUFCU Visa by February 28, 2018, and receive 0% APR on those balances until June 30, 2018.¹ You’ll have the convenience of making only one monthly payment while saving money. Once the 0% APR on balance transfers expires, your balance transfer rate reverts to your standard rate, between 8.9% APR and 17.9% APR.1Plus,there's never a fee to move your balances to your MSUFCU Visa.

Take advantage of 0% APR Balance Transfers Today.

Contact MSUFCU to receive your special 0% APR Balance Transfer Checks. These checks are specific to this offer and must be used in order for you to receive the promotional rate. Once you receive the checks, fill out and send the checks to your other creditors to move your balances from those credit cards to your MSUFCU Visa.

This year you can also take advantage of this offer in ComputerLine and the MSUFCU Mobile app!

¹ Annual Percentage Rate (APR) of 0% on balance transfers is valid on balance transfers made between January 1 and February 28, 2018, and applies only to balance transfers from another financial institution’s credit card to your Credit Union Visa Credit Card. The 0% APR on balance transfers is valid until June 30, 2018. After June 30, 2018, the balance transfer rate will revert to your standard rate, between 8.9% and 17.9%. To receive this special offer, members must have opened a Credit Union Visa Credit Card before January 1, 2018. Balance transfers must take place between January 1 and February 28, 2018, and your Visa Credit Card account must be in good standing to qualify for the special rate. Accounts 60 days late revert to the Penalty Rate of 17.9%. This special rate is for balance transfers only and does not apply to purchases and cash advances.

Sign into ComputerLine to refer new members to MSUFCU and earn rewards for doing so. Every time a new member joins the Credit Union using your unique referral code, you’ll both receive a special thank you reward. Rewards will vary, and may include cash, gift cards, or MSUFCU-branded items (the reward may change periodically).

What are you waiting for? Sign into your ComputerLine account to get your unique referral code and start referring members today!

New member must qualify for membership at MSUFCU to join. New member and referring member will receive promotional reward in effect on open date of new account. In the case of a cash offer, reward will be deposited into both accounts within 24 hours of when new member’s account is opened. In the case of an item offered, item will be mailed within five (5) business days. Referring member’s account must be in good standing with MSUFCU in order to receive referral reward. To qualify for referral reward, new member cannot have closed an MSUFCU account within the last six (6) months, and cannot have any existing MSUFCU accounts. MSUFCU reserves the right to revoke referral program privileges at any time. Referring member and new member must both meet minimum criteria before the reward is disbursed.

If you are using a screen reader or other auxillary aid and are having problems using this website, please call 800-678-4968 for assistance. All products and services available on this website are available at all MSUFCU full-service locations.

MSU Federal Credit Union
savings are Federally insured to at least $250,000 by the
NCUA
and backed by the full faith and credit of the United States Government.
APR = Annual Percentage Rate. APY = Annual Percentage Yield.
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