Ruth is currently going through the challenge again with her readers. They started October 1st. Don’t worry though–you can start your own 31 Day spending freeze any day you want; especially if you have the book to guide you.

2. Keep The Happy In Your Holidays: 21 Ways To Save Time, Money, And Your Sanity This Christmas Season

Keep The Happy In Your Holidays is only available in Kindle format, so you won’t find a copy at your local library; but it is totally worth the current price of $1.99.

I don’t think I can say what I like about this book any better than I did in my original Amazon review…

3.Debt-Proof Your Christmas: Celebrating The Holidays Without Breaking the Bank

I read the original edition of Debt-Proof Your Christmas years ago and found if full of great, practical advice that will help you stay on track financially during the Christmas season.

The Half a Book

You probably read the title and went, “How can you have half a book?” Well, the answer is I wrote a mini eBook of just under 6,000 words and a set of 8 printables that will help you find the cash and items you need to complete your Christmas list when money is tight. I call it my Christmas On A Zero Budget: Printable Plan. It was inspired by my most popular post on my blog, Christmas On A Zero Budget, but takes the topic even further. I added 4 more ways to create cash for your Christmas budget when you have zero and gave you 8 printables to help you plan and achieve each of the steps.

I loved your “half book” in my minds it is a true book! We have a big goal of purchasing our first home when our rental is up. We need just a little more to get to the down payment we want so we are choosing to use Christmas money to help us get towards our goal this year. Your book inspired me for ways to still make this a meaningful simple Christmas. Thank you!

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Hi, I'm Victoria

Welcome to the Snail Pace Transformations blog where I share my tips for improving finances and home management one small step at a time. Why small? Because small changes are more likely to transform your life.