E-Hail E-Zee that provides coverage for authorised E-Hailing Drivers when they are providing e-hailing services.

The current comprehensive motor policy does not cover loss or damage to the insured vehicle when it is used to carry fare-paying passengers.

This is an exclusion that is clearly stated in Section B.1b(i) of the Private Car Policy wording.

With E-Hail E-Zee, drivers who have signed up with e-hailing operators such as Grab or Uber can have peace of mind that they, their passengers, third parties, and the insured vehicle are covered during e-hailing mode.

We sincere advice you and your company to choose senior insurance knowledge experience and widest choice of insurance companies as ACPG Group of Companies with more than 10 principal insurers and in insurance industry more than 28 years.

We ACPG have more than 300 Platinum Standard Panel Repair Workshops Nationwide provide warranty repair services n original part replacement.

NCB Discount up to 55% is able to transfer to any malaysia insurance company on your next renewal, all insurance company will offer same NCB % rate when you renew your motor insurance policy with others insurance company.

You able to check your current n next renewal NCB % entitlement status n your policy cover period as below link…

Today PIAM manages 655 PARS repairers that are operating nationwide. The benefit of PARS to the policyholders includes:-

a warranty period of 6 months on workmanship given by the workshop on the repaired vehicle, comfort that the workshops have been approved by PIAM and a body that the policyholders can refer to if the services of these workshops are not satisfactory

Members’ insurance companies of PIAM may select only repairers that are registered under the PARS as their authorised workshops to repair their insureds vehicles. These insurers will thus have a selected number of PARS workshops as their approved workshops.

Allianz General Insurance is one of the most prominent insurance providers in Malaysia and offers its customers a wide variety of insurance products. Some of these insurance offerings include life insurance, car insurance, medical insurance etc. These products offer comprehensive insurance services to customers and are designed to suit their individual insurance requirements. Also, various top-up plans available on these insurance schemes ensure that customers are able to customize their insurance plans as per their individual requirement. Allianz Insurance has over 35 branches in Malaysia and aims to become the most trusted insurance partner of Malaysians.

Allianz Car Insurance Features and Benefits

Allianz car insurance schemes come bundled with various striking features and benefits. Some of these are listed below.

Protection against loss or damage to your vehicle in he unforeseen event of fire, theft or accident

Protection cover against third party death or physical injury via your vehicle

Loss of third party property is covered under car insurance from Allianz

24-hour emergency towing

Annually renewable car insurance policies which make it easier for customers to renew their car insurance schemes or change it if required

Early cancellation of car insurance policy ensures refund of the premium paid

Additional benefits applicable on payment of additional premium

Listed below are some of the benefits that can be enjoyed by availing higher coverage at a slightly higher cost.

Additional coverage available for windscreen damage, passenger liability, Natural calamities like floods, storms etc., events of civil unrest namely riots, strikes and public commotion. All these benefits can be covered by paying a small additional premium. Customers who wish to avail the basic cover can do so by applying for the basic car insurance cover

Enhanced Road Warrior for additional protection against accidental death. Medical expenses involved in treatment of injury due to accident is also included. Bereavement benefit, double indemnity, corrective cosmetic surgery and hospital income are some of the most distinguishing features of this cover

Comprehensive cover for car insurance includes coverage against any damage to vehicle in the event of riots, public demonstrations, strike and civil commotion

This policy will compensate for liabilities to third parties for injury or death, damage to third parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle. Have financial protection for when you or other motorists are reckless on the road!

What are the optional benefits offered?

Some of the optional benefits offered are as follows:

Breakage of glass in windscreen, window or sunroof

Legal Liability to Passengers

Strike, riot and civil commotion

Current year NCD relief

Vehicle accessories

How much premium do I have to pay?

The premium you have to pay may vary depending on the sum insured and cubic capacity of your vehicle, no-claim discount ( NCD) entitlement, optional benefits added, and ACPG Insurer’s underwriting requirements.

What are the major exclusions under this policy?

This policy does not cover certain losses such as,:

Your own death or bodily injury due to a motor accident

Your liability against claims from passengers in your vehicle

Loss, damage or liability arising from an act of nature i.e. flood, storm, or landslide and others.

Protect against loss or damage to your own vehicle as well as third party’s bodily injury or property damage.

Introduction

Motor Insurance is a contract purchased by the owner of a vehicle from an authorised insurer to protect the policyholder (owner of the vehicle) against loss or damage to his vehicle and or against loss or damage which the policyholder might cause to another person’s vehicle or property and or death or bodily injury to a third party.

Commercial Vehicle – Goods Carrying Vehicle

(A Permit and C Permit)

Use in connection with the Policyholder’s business.

Use for the carriage of passengers (other than for hire or reward) in connection with the Policyholder’s business.

Use for social domestic and pleasure purposes.

Does not cover:

Use for hire or reward.

Use for racing pace-making reliability trial or speed testing.

Use whilst drawing a trailer except the towing of any one disabled mechanically propelled vehicle.

Comprehensive

The cover offers protection against financial loss because it covers fire, theft and accidental damage to the Insured’s vehicle in addition to the protection against the legal liabilities to third party for death and bodily injury and damage to property that may arise through the negligence of the driver.

Third Party

The cover offers protection against financial loss as a result of damage the driver of the vehicle may cause to the property of a third party. It also provides protection against any claims that may arise because of the death of or injury to another person through the negligence of the driver.