Progressive vs State Farm car insurance

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Progressive vs State Farm: Who has better car insurance?

The fourth-largest insurance company in the US, Progressive offers discounts via its unique program called Snapshot, which allows customers to pay based on how well and how much they drive instead of just traditional factors. Like Progressive, State Farm also provides discounts for its customers, including a multi-car discount and a vehicle safety discount, among others.

Both get high marks from the Better Business Bureau, with Progressive edging out ahead of State Farm’s B+ with an A+. It’s also known for consistently cheap rates, so if cost is the biggest factor for you, Progressive’s probably your best bet.

Top-rated insurer

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Our top pick: Progressive

Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.

Progressive

State Farm

About the provider

Progressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.

Founded in 1922, State Farm ranks as one of the top companies where cars and homes are insured. State Farm stands by its customers by striving to offer the best products and prices. The company is no stranger to the Fortune 500 list.

Vehicle discounts

Progressive

State Farm

Vehicle safety discount – Up to 40% (medical-related coverage, vehicle made in 1994 or later)

Bottom line

If you’re looking for a pay-in-full discount, Progressive is the clear winner. But if you’ll be insuring multiple cars, State Farm offers up to a 20% discount. Compared to Progressive’s 10% discount, that can add up to big savings. If neither one’s right for you, compare car insurance options to find the best policy for you.

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Julia Cameron is a writer and editor who has experience in finance, mergers and acquisitions, content marketing and immigration law. She has a passion for interior design and an affinity for Old Florida, where she lives with her family.

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