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Paypal.com: You can set up your shopping cart to accept direct credit cards payments from users without prompting them to sign into their PayPal account. The user would still be directed to a PayPal page, however, they would not be prompted to sign in.

Note: The ability to allow customers to pay via PayPal through Guest Checkout is determined by your local PayPal organization. For some countries, the customer will be required to create a PayPal account before they will be able to pay. For more information, click here.

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