Businesses for Retiring Baby Boomers by Stan Spector

Baby Boomers want our new business to work around our life. We want a business that we can run, possibly with the aid of our spouse, without employees, payrolls services, accountants...

Businesses for Retiring Baby Boomersby Stan Spector

Baby Boomers want our new business to work around our life. We want a business that we can run, possibly with the aid of our spouse, without employees, payrolls services, accountants...

New Baby Boomer retirees are looking for a different type of small business than the general public.

Baby Boomers want their new business to work around their life. Many insist that they do not want to have employees, since having employees complicates the business and necessitates payroll services, accountants, and workers’ compensation insurance that quickly eat into their profits.

Baby Boomers want a business that they can run, possibly with the aid of their spouse, and any outside labor would be hired through an independent contractor.

Some Baby Boomer retirees are looking for a hobby business, making some money while enjoying their hobby and traveling around to locations and conventions for their hobby.

Baby Boomer retirees should consider looking for businesses that cost under $5,000 to start and or at least with a start-up cost that they can fund out of their own pockets without .

And all of these goals are really possible.

The businesses below meet this criteria:• They are mini-businesses run by the owner and the spouse with no payroll.• The couple should be able to start up the business for $3,000 to $5,000. Many of the people who start these businesses may decide to grow the business with more investment after they have proven their business can produce good cash flow to them.• The couple should not have to enter into no long-term lease commitments (space or equipment).• They are seasonal or part-time businesses. They will not require the 60 to 80 hours a week to start them that most startup businesses require.• The cash flow may be small but it should be worth the owners’ time. Some may provide a real benefit in tax savings by utilizing portions of your house or apartment, allowing you to travel to hobby conventions as a business expense, or renting property you own to the business.

Stan Spector has been working with small businesses for over 10 years and has authored “Baby Boomers’ Official Guide to Retirement Income” (available at Amazon.com and other online book stores) which presents over 125 seasonal or part-time mini-businesses appropriate for retiring Baby Boomers over 50. You can also check out his web site at www.StanSpector.com.

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