A number of historical data revisions were incorporated into the benchmark to the June 30 Call Report that warranted additions, deletions, or changes to the H.8 "Notes on the Data." These revisions affect only the growth rates published in the H.8 release which abstract from the structure activity and other events described by the "Notes on the Data."

First, several new adjustments were made to the historical data, and the corresponding additions to the "Notes on the Data" are listed below.

As of the week ending May 27, 2009, domestically
chartered commercial banks had consolidated onto their
balance sheets $9.9 billion in assets and liabilities of
variable interest entities (VIEs). The major asset items
affected were: other securities, non-MBS, $8.2; and other
loans and leases, all other loans and leases, $1.7. The
major liability item affected was: borrowings, borrowings
from others, $9.9.

As of the week ending January 3, 2007, foreign-related
institutions has consolidated onto their balance sheets $5.9
billion in assets and liablities of variable interest entities
(VIEs). The major asset item affected was: other securities,
non-MBS, $5.9. The major liability item affected was: borrowings,
borrowings from others, $5.9.

Second, several existing "Notes on the Data" were updated. The release dates of the revised notes are: April 29, 2011, April 15, 2011, January 21, 2011, December 3, 2010, May 7, 2010, April 9, 2010, August 14, 2009, May 8, 2009, April 11, 2008, February 22, 2008, February 15, 2008, February 1, 2008, October 26, 2007, October 5, 2007, September 14, 2007, July 13, 2007, July 6, 2007, April 27, 2007, March 30, 2007, March 23, 2007, December 8, 2006, October 13, 2006, August 18, 2006, March 10, 2006, December 16, 2005, January 7, 2005, May 28, 2004, January 16, 2004, July 11, 2003, April 14, 2000, December 27, 1999, October 8, 1999, November 6, 1998, July 31, 1998, July 10, 1998, April 10, 1998, June 13, 1997, March 14, 1997, July 12, 1996, May 17, 1996, January 16, 1996, February 10, 1995, December 16, 1994, October 15, 1993, April 10, 1992, October 11, 1991, June 14, 1991, December 28, 1990, December 21, 1990, October 12, 1990, July 13, 1990, June 1, 1990, and October 27, 1989.

Going forward, "Notes on the Data" that have been revised since the previous H.8 release will now be indicated by modifying the existing Note under the original release date banner and adding the date of last revision to the release date banner, rather than by republishing the entire note under the current release date.

In addition, the following notes have been added to describe adjustments to the historical data that had already been made (but for which there had been no note).

As of the week ending January 6, 2010, domestically
chartered commercial banks had decreased their balance
sheets $8.2 billion in assets and liabilities, owing to
the adoption of Financial Accounting Standards Board
Interpretation No. 41, "Offsetting of Amounts Related to
Certain Repurchase and Reverse Repurchase Agreements." The
major asset item affected was: other loans and leases,
fed funds and reverse RPs with nonbanks, $8.2. The major
liability item affected was: borrowings, borrowings from
others, $8.2.

As of the week ending July 20, 2005, foreign-related
institutions had consolidated onto their balance sheets
$6.9 billion in assets and liabilities of variable interest
entities (VIEs), owing to the adoption of Financial
Accounting Standards Board Interpretation No.46(R),
"Consolidation of Variable Interest Entities." The major
asset items affected were: other securities, non-MBS, $1.5;
and other loans and leases, all other loans and leases,
$5.4. The major liability item affected was: borrowings,
borrowings from others, $6.9.

Domestically chartered commercial banks acquired $8.2
billion in assets and liabilities of nonbank institutions
in the week ending April 8, 1998. The major asset items
affected were: consumer loans, credit cards and other
revolving plans, $7.2; and other asset items, $1.1. The
major liability item affected was: other liabilities,
$8.2.

Due to the conversion of a thrift to a commercial
bank during the week ending July 2, 1997, the assets and
liabilities of domestically chartered commercial banks
increased $7.2 billion. The major asset items affected
were: other securities, mortgage-backed securities, $2.2;
real estate loans, closed-end residential loans, $3.7; and
other asset items, $1.2. The major liability items affected
were: deposits, other deposits, $4.9; borrowings, borrowings
from others, $1.3; and other liability items, $0.4. The
residual (assets less liabilities) increased $0.6.

Due to the conversion of thrifts to commercial banks
during the week ending December 1, 1993, the assets and
liabilities of domestically chartered commercial banks
increased $5.2 billion. The major asset items affected
were: real estate loans, closed-end residential loans,
$3.2; and other asset items, $1.9. The major liability
items affected were: deposits, large time deposits, $2.2;
deposits, other deposits, $0.8; borrowings, borrowings
from banks in the U.S., $0.5; and borrowings, borrowings
from others, $0.8. The residual (assets less liabilities)
increased $0.8.

A number of historical data revisions were incorporated into the benchmark to the March 31 Call Report that warranted additions, deletions, or changes to the H.8 "Notes on the Data." These revisions affect only the growth rates published in the H.8 release which abstract from the structure activity and other events described by the "Notes on the Data."

First, several new adjustments were made to the historical data, and the corresponding additions and deletions to the "Notes on the Data" are listed below.

The data reported in the "Notes on the Data" section of
the April 30, 2010, release have been revised and the note
has been appropriately deleted.

Domestically chartered commercial banks acquired $5.2
billion in assets and liabilities of nonbank institutions
in the week ending November 5, 2008. The major items
affected were: other securities, non-MBS, $0.7; and other
asset items, $4.5. The major liability item affected was:
borrowings, borrowings from others, $5.2

Second, several existing "Notes on the Data" were updated. The release dates of the revised notes are: May 1, 2009; December 19, 2008; December 12, 2008; September 12, 2008; July 18, 2008; December 7, 2007; October 5, 2007; July 13, 2007; December 8, 2006; August 18, 2006; December 16, 2005.

Finally, the following notes have been added to describe adjustments to the historical data that had already been made (but for which there had been no note).

The data reported in the "Notes on the Data" section
of the December 19, 2007, release have been revised and
the note has been appropriately deleted. The revision was
previously reflected in the footnote on the H.8 release
dated February 8, 2008.

Due to the conversion of a thrift to a commercial bank during the week ending July 7, 2010, the assets and liabilities of domestically chartered commercial banks increased by approximately $6.8 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $3.5; cash assets, $2.8; and other asset items, $0.5. The major liability item affected was: deposits, other deposits, $6.0. The residual (assets less liabilities) increased $0.8.

Domestically chartered commercial banks divested $7.4 billion in assets and liabilities to nonbank institutions during the week ending August 20, 2008. The major asset items affected were: commercial and industrial loans, $6.0; other loans and leases, all other loans and leases, $0.9; and other assets, $0.5. The major liability items affected were: net due to related foreign offices, $7.2; and other liabilities, $0.2.

Foreign-related institution balance sheet data for the week ending April 2, 2008 were affected by the deconsolidation of $23.3 billion in assets and liabilities of some variable interest entities (VIEs). The major asset items affected were: other securities, mortgage-backed securities, $4.0; and other securities, non-MBS, $19.3. The major liability items affected were: borrowings, borrowings from others, $4.7; and net due to related foreign offices, $18.6.

The effects of the adoption of FAS 159 by some banks on the assets and liabilities of commercial banks, originally reported in the release dated April 11, 2008, are no longer relevant subsequent to the changes to the reported items announced on July 10, 2009. The new format, which combined account types for securities (investment versus trading accounts) and included loans held in trading accounts within loan categories, negated the need for adjustments between security accounts and loans initially caused by FAS 159.

Domestically chartered commercial bank balance sheet data for the week ending June 21, 2006, were affected by the deconsolidation of $33.8 billion in assets and liabilities of some variable interest entities (VIEs). The major asset items affected were: commercial and industrial loans, $10.5; consumer loans, credit cards and other revolving plans, $7.2; consumer loans, other consumer loans, $11.5; and other loans and leases, all other loans and leases, $2.9. The major liability item affected was: borrowings, borrowings from others, $33.8.

Domestically chartered commercial banks acquired $4.6 billion in assets and liabilities of nonbank institutions in the week ending June 21, 2000. The major asset items affected were: other loans and leases, all other loans and leases, $3.3; and other asset items, $1.3. The major liability items affected were: deposits, other deposits, $0.9; and borrowings, borrowings from others, $3.1. The residual (assets less liabilities) increased $0.7.

Domestically chartered commercial banks acquired $5.4 billion in assets and liabilities of nonbank institutions in the week ending February 3, 1999. The major asset items affected were: commercial and industrial loans, $2.0; and other loans and leases, all other loans and leases, $3.4. The major liability items affected were: borrowings, borrowings from others, $5.0; and other liabilities, $0.4.