When I started using it, I upped everyone $5 per service. Lost one. Thing is, you only incur the fees if they pay through PayPal. If they cut you a check, there's no fee. To me, the fees are worth it just to be able to handle all my invoicing online especially from my phone. Also keep in mind, I have a debit card tied to my PayPal account. I get 1% back on everything hi purchase with it. I use it to buy my gas and if I eat out for breakfast or lunchPosted via Mobile Device