Archive for February, 2007

Well, things with finances are rough again. Tracking my money didn't help. We got a $200+ heating bill this month (the boy still isn't used to winter here, he's ALWAYS cold - he's from Vegas). The boy still isn't working. I'm on a Dr. prescribed eating plan that makes grocery shopping ridiculously expensive. The boy needed a heavy winter coat, so that went on the CC. Eck....things are tight again. *sigh* Can't wait until they get back on track.

I love this site. Being able to post what's going on financially keeps me on track (mostly) as does reading aout what is going on with everyone else. Also, knowing people actually read my blog encourages me to post and makes me be honest. So, here's a question...

Does anyone know of a site like this one focused on weight loss/healthy lifestyles???

Now that finances are getting under control, I REALLY need to work on my health. I have about 150-200 pounds to lose. It's going to be a long hard road and I'm hoping to find a place that offers the same encouragement we do here.

Listed a few things on Ebay last night. Listed a set of New Yok Jones Signature bracelets I got and never wore. Also listed my MP3 player. It's about 2 year old, but still works perfectly. No scratches or anything. Selling it only b/c I got an Ipod for x-mas and it holds way more songs. Tonight or tomorrow night I'm going to list some more. I have some collectible vintage Strawberry Shortcake dolls that I know will sell, plus a whole weight loss program I got and never tried. LOL At this point, every bit helps!

So I rolled up my change for the month and counted some of the $1 bills I threw in there. $33.50 Not bad at all, especially since $20 of that was ust quaters!!

So, normally this would go in my ING/EF but I am backing off on saving in there so much and working on paying down my CC debt. Not a whole lot goes on it each month (about $100-$200 on the Med CC which has an APR of 33% and abput $100 on the LB CC which has an APR of 23%). We need towrok out a new system for saving for rent and car payments as well since there has bee some changes in our finances.

So, since I already made a payment to both CC's this month, this $33.50 will sit in the checking account. If, at the end of the month it is still there, it will go to the CC balance. Any oter money that I normally get for the ING/EF/$20 challenge will sit with it until the end of the month. Then, bam, a second payment on the CC's.

As much as I love savin up my ING/EF account, I think I need to get some of my debt in order. Taking some $ out of it to pay a bit extra on the CC's this month. Cuz really, as much as I love building an EF, what good is it if I have trouble paying my monthly bills???

Payday! As of midnight tonight I get paid (I love direct deposit). But I'm still stressed. About $700 (for 2 weeks, this is take home) and I have to pay $85 for car insurance, $165 med bill, $130 phone bill (grumble grumble), $200 into the EF I borrowed, $100 into the savings for a cc debt auto payment deduction, buy groceries, have enough for gas for my car for 2 weeks, do a donation at work, pay for the football pool at work ($20), and any other bills we get in the next 2 weeks. *groan* I feel a headache coming on. I hope that freelance money comes in quicker than 6-8 weeks (considering my boss hasn't even submitted it yet).