Category: Foreclosure

MEMORIZE THIS NUMBER IF YOU BOUGHT A SECURITIZATION AUDIT OR HIRED A FORECLOSURE DEFENDER

Call 800 444 6787 if you did any of these:
Moving: Such Fun!

Hired a foreclosure pretense defense lawer

Bought a securitization audit

Bought a chain of title audit

Bought a loan audit

That number will connect you to Allied Van Lines when you LOSE YOUR HOUSE to FORECLOSURE. They can help move all your stuff when you get evicted. You willlose the house, you know…

Time to move? Call Allied Now

… UNLESS you heed the comments below.

NO defense exists against a foreclosure of a valid loan note that the borrower breached.

None. Nada. Zero. Zilch. Niente. Niemals. Bupkis.

That’s why virtually ALL foreclosure defenses eventually fail. Only a crooked foreclosure defender hides that ugly truth from you. The foreclosure eventually goes through to completion. The foreclosure victim loses the house. OR, if qualified, the victim accepts an onerous loan modification. You probably don’t qualify. Fewer than 20% do.

If you face foreclosure and don’t hire a competent professional to examine your mortgage comprehensively, YOU WILL LOSE YOUR HOUSE, one way or another, sooner or later. If you cannot prove that the lender or others in the loan process injured you at the inception of or during your loan, YOU WILL LOSE YOUR HOUSE. If you can prove it but fail ARTFULLY to negotiate or litigate on the basis of those injuries, YOU WILL LOSE YOUR HOUSE.

And that means you will have to move out. So, I decided to do you a favor and give you the above number of Allied Van Lines. Call them and they will move everything you own to your new home.

Oh, right, I nearly forgot. If you complain that you cannot afford a mortgage examination or the litigation or negotiation to use it effectively, then you will really whine about what Allied Van Lines charges to move you across town or to another state.

That’s IFF (if and only if) you have a home to which you can move.

And if you cannot afford the move, here’s what your house can look like after you get evicted:

The worst part of disasters like those shown above: generally the mortgagor (that means YOU, the borrower in default on your loan) will end up owing money for all the necessary repairs, the eviction cost, the litigation cost, lawyer fees, accrued interest, etc.

You KNOW Whom to Call once you decide to go on the ATTACK!

Only the Mortgage Attack methodology will give you the opportunity to save your home from such a disaster AND win concessions or money from those who injured you.

That means you must get your mortgage examined comprehensively by a competent professional. Then you can use the causes of action from the examination report as leverage in a settlement negotiation or a lawsuit against the lender and lenders associates or agents.

See? You use the causes of action to attack the crooked mortgage instead of defending against an indefensible foreclosure.

“Causes of action” means “reasons to sue.” They can consist of a wide array tortious conduct, contract breaches, legal errors, and violations of state and federal regulations. Examples include appraisal fraud, loan application fraud, wrongful credit reputation damage, and many other terrible injuries that cost you a lot of money or put you in unnecessary jeopardy.

Some mortgage borrowers get injured badly, some get injured little, and some not at all. But any injuries can justify a set-off from the amount of your debt OR another settlement that benefits you, such as a favorable loan modification like a balloon-free reduction in your debt and interest rate, or a keys for cash deal.

You might even win a huge amount of compensatory and punitive damages (money) if you sue successfully for the injuries. In my experience, over 90% of those who get their mortgage examined have suffered injury by the lender or associates.

Yes, you can get a favorable loan modification if you negotiate from a position of power. That means you tell the lender to give you favorable terms (for example assumable 3% fixed rate for 30 years, loan balance reduced to the present value of your home, all accrued interest and costs forgiven, no 1099 to the IRS).

But you have no negotiating power without a mortgage examination report that shows how the lender or others injured you.

If YOU don’t want to lose your home to foreclosure, you know what to do. Call me today to get started on a mortgage examination by a competent professional.

Here’s another number to memorize while you make up your mind whether to lose your house or to take practical action that will give you some hope of redemption in your mortgage:

Call 727 669 5511 right now!

727 669 5511

It’s your choice:

Allied Van Lines (800 444 6787 FREE), or

Mortgage Attack (727 669 5511). Now.

Which makes most sense to you?

What? You still don’t feel “convinced” that you need to call me right now?

Okay, I have taken the time to write up a couple of examples of the benefits you can enjoy IF you act NOW to get your mortgage examined:

Why Foreclosures of Crooked Mortgages are Valid

People often fight like crazy to save their homes from foreclosure EVEN THOUGH THEY KNOW they breached the terms of the note and must forfeit the collateral, the house, to foreclosure auction. That seems only fair, if the mortgage loan has validity.

But what if it doesn’t? What if lenders or agents cheat 90% of mortgagors at the inception of the loan?

You cannot expect the foreclosure attorney, plaintiff, defense attorney, or judge to point this out. And if nobody points it out, the mortgagor in default can, must, and will lose the house, except by agreeing to an onerous loan modification. That makes foreclosure of crooked mortgages valid. Consider why:

The judge operates like a bus driver who follows legal directions in the form of pleadings, motions, objections, notices, etc. They don’t dream up and present those to themselves. Litigants must do that.

The plaintiff and plaintiff’s attorney will never jeopardize their case by admitting “Hold on, Judge, the original lender cheated the mortgagor by lying about the value of the house and fraudulently inducing the mortgagor to get that loan.”

The foreclosure defense attorney (right, YOUR attorney) makes money by selling loan mods and bilking the client (YOU) out of a monthly fee, pretending to do you a favor by keeping you in the house as long as possible while filing frivolous arguments with the court: bifurcation of the note from the mortgage; wrong plaintiff; securitization; bad chain of note ownership; vapor money; etc. Your lawyer will do nothing to upset the flow of gravy from his gravy train (you), even if the lawyer has to engage in legal malpractice to do it. YOUR LAWYER KNOWS the INEVITABILITY of your FORECLOSURE SALE: you will lose the house, that’s all there is to it, and the lawyer knows it. So that lawyer will never tell the court “Judge, you cannot allow this foreclosure because the lender cheated my client at the beginning of the loan process.”

Why WON’T the foreclosure pretender defender EVER inform the judge that the lender cheated the mortgagor? Simple. The pretender NEVER BOTHERS TO EXAMINE THE MORTGAGE for evidence of causes of action underlying the loan. So he can rightly claim “Hey, I didn’t know THAT” to you, as the judge signs the Writ of Possession to have you evicted and thrown on the street.

You see? WHAT YOU DON’T KNOW can HURT YOU BADLY. You could lose your home because you don’t know the lender cheated you. If you face foreclosure or lost your house, you could qualify for financial compensation, or your house free and clear, or both, if you ONLY EXAMINE YOUR MORTGAGE for CAUSES OF ACTION against the lender or lender’s agents.

90% of all mortgagors could prevent foreclosures with that simple method. Unfortunately NO mortgagors have the skill to examine their mortgages. But I know the ONLY professional mortgage examiner in America with such skill. Many of his clients have saved their homes from foreclosure and obtained favorable settlements including favorable refinancing or their homes free and clear.

If this interests you, call me and learn how you might obtain the same benefits. I’ll explain everything, and put you in direct touch with the Chief Examiner, absolutely FREE.

Incidentally, I suggested in the title I’d explain how crooked mortgages validly go through foreclosure. Here’s the reason: NOBODY TELLS THE COURT ABOUT THE CROOKEDNESS.

Let me show you how badly intentionally ignoring mortgage fraud has affected the smallest state.

COURT LIFTS INJUNCTION BECAUSE COURT FOUND THAT HOMEOWNER”S ARGUMENTS IN OVER 800 CASES HAD NO “LIKELIHOOD OF SUCCESS”

The above-linked article depicts the failure of a Rhode Island court judge to HALT 800 VALID foreclosures. The US District Court there ordered him to lift the injunction because all of the foreclosure victims DESERVED FORECLOSURE. The federal judge thinks it just plain WRONG to stop the banks from getting their money back on non-productive loans on which mortgagors defaulted. I agree with the judge and so do you. Right is right.

That remains true even though the lender or lender’s agents CHEATED 720 of those 800 FORECLOSURE VICTIMS (90% of them) at the inception of their mortgages. Why? Because NOBODY reported the lender’s tortious conduct, contract breaches, and legal errors to the court. Why? Greed, in spite of the revelation at http://fcic.law.stanford.edu/report (Financial Crisis Inquiry Commission Report) that government colluded with lenders in predatory lending that destroyed homeowner equities and caused massive numbers of foreclosures across America.

AND, if NONE OF THOSE FORECLOSURE VICTIMS examine their mortgages for causes of action, ALL will LOSE THEIR HOMES, even though upwards of 90% could save them.

Bob Awaits Your Call

BUT, If you face foreclosure or loss of your home, or EVEN IF YOU DON’T, you can CALL ME to learn precisely how you can gather the evidence that the lender or agents of the LENDER CHEATED YOU, and present it so as to stop the foreclosure or receive compensation for your injury.

Act on this NOW:

Forward this message to others in need.

CALL ME NOW at 727 669 5511 for FREE, fact-based strategic guidance (not legal advice) that can help YOU CONTROL THE OUTCOME of your mortgage issues.