“Insurers remain in conversation with the regulators in NSW about the possibility of accessing real-time data on demerit points accrued by policyholders,’’ ICA spokesman Campbell Fuller said.

“Insurers would be able to offer lower CTP premiums to safer drivers. However, evidence of unsafe driving, such as demerit points for speeding, may result in insurers quoting higher premiums.’’

The Productivity Commission is set to submit a recommendation for governments to give private companies controlled access to public databases, by virtue of a new Data Sharing and Release Act, the report said.

Aside from driving data, insurers have also pushed for mental health data to be designated a “national interest dataset” and be made freely available.

Fuller said that what insurers wanted access to is not individual medical records, but databases that show information about how many people suffer mental health conditions and the duration and outcome of illnesses, the report said.

“More granular, up-to-date data is essential to accurately assess the risk of providing cover for mental illness-related claims, and to create the right conditions for improved access to general insurance for those with a mental illness,’’ he said.