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– Loans made or arranged pursuant to a California Financing Law #603J988 5 Star Car Title Loans (5 Star Loans, Inc., DBA). Title Loans in CA are Installment Loans. Our minimum loan amount is $2600. – 5 Star Car Title Loans may act as the broker for the loan, and may not be the direct lender. All loan applications are subject to meeting our credit criteria, which includes applicant’s ability to repay the loan.– 5 Star Car Title Loans may check applicant’s credit history upon applicant’s authorization. Bad Credit Loans is a term used to describe loans given to applicants with bad credit history. Car title loans are type of Collateral loans.