Programs

Workers' Compensation

The Workers' Compensation Program provides coverage up statutory limits per occurrence, including volunteer operations, as outlined in the Memorandum of Coverage. PARSAC self-funds up to $500,000; losses in excess of this amount are covered via the Local Agency Workers' Compensation Excess Pool (LAWCX) and reinsurance.

Program participants may elect first dollar coverage ($0 retention) or retain up to $350,000. PARSAC provides proactive claim oversight by working closely with each Member and their claims administrator. Members also have the option of participating directly in the PARSAC contract for claims administration services at a discounted group rate.

PARSAC is proud to note that this Program is one of the few in the industry to report a surplus and issue a dividend to its Members. This strong financial position is a result of the tremendous success of PARSAC's proactive philosophy and dedicated claims unit. This Program is also experience-rated, providing Members with the ability to reduce their individual contribution through implementation of an effective injury and illness prevention plan.