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A vehicle was taken on Rent by a person, who now is missing with the vehicle. The courts are awarding the insurance company to pay saying that a malicious act means he had an intent to rob the vehicle when to took it for Rent. As per the Insurance policy, the persons who rents the vehicle, or the driver,takes the place of the Insured, so how can the Insured rob his own vehicle. Is this an business loss or does the insurance company liable

Asked on 4/08/09, 9:09 am

1 Answer from Attorneys

Without reviewing the relevant provisions of this insurance policy and any court rulings which may have been made in the matter as well as the relevant facts related to the renting of this vehicle and the apparent subsequent abscondance of the renter with the vehicle, I simply couldn't say one way or the other.