simple living and financial independence

I created these websites that I use and/or those I know are valuable. This way you can quickly find great products and services all in one place. You can save thousands of dollars all from one page!
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The biggest mistake that you can make when it comes to building your wealth is to rely only on your own labor. Regardless of how talented you might be, regardless of how well paid you might be, and regardless of how hard working you might be, there is a limit to how many hours you can work in a day. So, the best model to follow when it comes to building wealth is to invest your money. Put your money to work for you, allowing it to grow more money.
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A question I hear on a regular basis is: “what are the best investing books for beginners?” I’m always encouraged when I hear the question as it shows that the people asking want to learn how to invest and grow their wealth.
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We all have to start somewhere. While there’s a plethora of resources out there for any interested parties, we’ve compiled here what we feel are the best resources available for someone just starting out on the journey to financial independence via living below your means and dividend growth investing.
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I love credit cards. I love how the best credit cards allow my family and I to travel for free or pennies on the dollar. I love how through our normal, everyday spending we’re able to earn rewards that unlock doors of opportunity and make cherished lifetime memories possible. Many of those rewards allow us to travel or get cash back by something we’re doing anyway, so why not get something back? If you’re looking for a new credit card, I’ve made it simple for you by compiling some of the currently available offers.

In my travels (pun intended) I’ve discovered ways to save money and time so I was able to enjoy every moment of our vacation. Enjoy the journey, from the planning to the final destination – the memories are priceless! Here are my top 10 thrifty travel tips … bon voyage!

Travel is a lot of things: Rewarding, challenging, fun, but rarely easy (unless you’re a five-star traveller all the time). Even then, the most well-planned trips can fall apart. Luckily, there are a few things you can do to make travel smoother. Here are some top ways to make your next trip easier:

It’s the end of the month and you are short some cash. Yikes! This article was specifically crafted to helpYOUmake money fast using online apps. By the end of the post, you will be prepared with 15 new strategies to make extra money with only a few clicks on your smartphone!

The average student loan refinance can save you up to $20,000 over the lifetime of the loan. Whether you owe $5,000 or $200,000, refinancing your student debt will likely save you a lot of money. If you took out a private loan and your interest rate is above 4% then you might be able to get a lower rate. Even you have both federal and/or private student loans then you can consolidate them, refinance, and get a better rate.

It’s 2018, and you’re in desperate need of a new phone. Unfortunately, a new flagship phone, like the Samsung Galaxy S9 Plus or the iPhone X, may cost around $1,000, which is becoming the norm. The MSRP values of cell phones are steadily climbing, and they, alongside ongoing cell phone plans, are wreaking havoc on your wallet.

If you are a car owner then you will know that the price of car insurance can vary wildly, often seemingly without reason. We know that each and every car insurance provider will charge a different fee, that is the same with businesses all over the world, but what is it exactly that affects these prices, and are we getting a raw deal on our car insurance prices? Let’s have a look at exactly what can affect the cost of car insurance.