“NEW” Limited Document Underwriting

Your Pacific Home Loans loan officer will run your file through our Automated Underwriting System to determine if you are eligible for a limited document loan. It may be possible for you to qualify for a loan with as little as a photo I.D., a pay stub, and a bank statement.

• 2 years most recently-filed corporate, partnership or business tax returns for all businesses in which you hold more than 25% ownership interest
• Year-to-date profit and loss statement and balance sheet for all businesses owned
• Current business license or letter from accountant to validate minimum 2 years self-employment