Hey Guys! “It’s beginning to look a lot like the holidays, everywhere you go.”

And depending on where you live, you may have noticed a shift in the temperature. Fall was in bloom—the leaves were looking lovely in such a beautiful array of colors—and then just like that winter is now creeping up on fall’s heels.

The season is in full bloom and so is the holiday shopping.

On the one hand, the excitement and great feeling you get on the inside as Christmas carols are played on the sound systems throughout the stores is wonderful.

But on the other hand because we feel good and people seem to be a lot nicer, we can become vulnerable to holiday crime and theft.

Therefore, I’m offering some safety tips that will not only keep you vigilant, but also ensure that you have a safe and enjoyable experience this holiday season. Continue reading →

From the smell of holiday cookies and cakes (Yum!), to the sound of Christmas carols and holiday movies (Yay!) and Christmas being just around the corner who wouldn’t want to give into the temptation of such a joyful and hopeful disposition.

However with that abandoned joy and hope comes the opportunity to give caution to the wind and spend, spend, spend!!!

But before you lose yourself in the euphoria of the season and adopt insanity as your best friend for the next month, remember that there is life after the holidays and what you choose to do today will most certainly affect you tomorrow.

So, before you hit the pavement and open your purse or wallet to whatever blows your way, here are a few tips that will not only help you make sound decisions, but will also have long-term benefits.Continue reading →