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Factoring is a financial service that enables businesses to release the funds tied up in unpaid invoices by selling them to a factoring company. Administrative savings can also be made as the factoring company will also maintain the sales ledger including credit control.

Invoice discounting is a means of increasing a company’s liquidity by "selling" it’s outstanding sales invoices to an invoice finance company as and when they are raised in return for an immediate payment of a pre-agreed percentage of the invoice value.

Trade finance, also known as purchase finance provides funding for companies to pay suppliers for the purchase of finished goods, normally against firm customer order or where there is a proven demand for the product.