Flexible, personal, accessible business funding

A part of the 1pm group of companies

Lending from £10,000 to £1million to growing companies

We’re here to help small businesses succeed, and to build the financial confidence necessary for innovation and growth. We have the personal approach, experience and expertise to find the financial solution that’s right for your business and the best possible solution for our partner network of brokers, accountants and business advisors.

As part of 1pm plc, which is listed on the London Stock Exchange, we’re able to offer expertise across the full spectrum of financial solutions, from business loans and bridging finance to asset and invoice finance.

We succeed for our clients and partners because we build personal relationships. The kind of relationships that allow us to gain a deeper, truer understanding of your needs, concerns and ambitions.

You can always rely upon us to be flexible, personal, accessible, fair and trustworthy.

We are problem solvers - we’ll work with you to find a way forward

Flexible:

The over 50 years’ experience of our senior team has shown us that no two businesses are the same. That’s why we invest time and effort in getting to know your business and finding tailored, scaleable financial solutions that solve your specific problems, and evolve as your business needs and ambitions change.

Because we work hard to build mutual trust and understanding, we’ll always try to maximise the funds available to you and minimise your cash-flow pressures.

Personal:

It’s in your interest – and ours – that we get to know you and your business as thoroughly as possibly.

That way, we can forge relationships based on trust, make faster, more accurate decisions and work with you, not just for you.

We have the experience to understand the sectors you work in and the unique pressures and demands your market places on your business.

You’ll always find us willing to go the extra mile, make time for you and your team and whenever necessary, provide additional assistance through our network of partners. Whether your need is for an accountant or an interim finance director, we can help.

Accessible:

We’re always here, whenever you need to speak to us. We know the importance of getting answers fast, and we’ll make sure that you can always get quick access to both your day-to-day contacts and our senior team.

Our on-line system allows access whenever you need it – 24/7

Fair:

We are fair, open and transparent in everything we do. It’s a key pillar of a personal service that sets us apart from high-street banks and larger funders.

We know that your relationships with your customers are critically important, so you can rely on us to be discreet, confidential, sensitive and thoroughly professional at all times.

We’re fair in other ways, too. We’ll reward you when we hold credit balances on your behalf. And we’ll never surprise you with unexpected fees – we’ll always let you know if any charges may be incurred due to facility changes.

Trusted Partner:

Trust is our greatest asset and one that underpins the openness, transparency and honesty we uphold in everything we do.

We work with our clients to find the best funding solution. If we can’t find it, we’ll let you know and work with you to find alternative solutions. We will never recommend a solution that we don’t believe to be optimally aligned with the needs of your business.

We’ll start the process of building trust by assigning you a personal account manager – someone you can rely upon for expert, ethical advice whenever you need it.