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EPC Resolution 092/05 (BIC and IBAN resolution)

A self-regulatory resolution of the European Payments Council (qv) to ensure that all cross-border Euro credit transfers within the EU must have beneficiary details in IBAN and BIC form. The resolution further establishes the ability for recipients to make repair charges for invalid transactions from 1 Jan 2006 and to additionally reject transactions from 1 Jan 2007.

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