My Mom grew up in Southern California and although I grew up in Virginia where this dish was uncommon, she would serve this for breakfast on summer Sundays and we all adored it (and her!).
The only difference between then and now is that I've updated Mom's recipe to include Organic ingredients not available when I was a child, and Mom made her tortillas from scratch.

SAUCE
Soften the onions in 2 Tbsp Organic olive oil in a large skillet on medium heat. Add the chopped tomatoes and their juice, chopped Organic garlic clove, and diced green chilies. Add chili powder to taste, about 1 teaspoon (too much chili powder will make this dish sweet, so be careful) with pinch of sea salt and black pepper. Bring to a simmer, remove from heat and let sit for 5 minutes. Stir in 3 Tbsp fresh cilantro and finely chopped jalepeno pepper. Add more sea salt and/or black pepper to match your taste. Set aside to let flavors blend while you prepare the tortilla base.

EGGS
Using the same skillet just used for the tortillas, add a little Organic salted butter and fry each egg over-easy in the skillet, cooking 3 to 4 minutes for nicely runny yolks. Transfer to warm baking sheet to hold for plating.

TORTILLA BASE
In a medium sauce pan over medium heat, combine 1 ½ Tablespoons Organic salted butter and prepared Mexican refried beans. Stir until nice and hot, remove from heat. Next, prepare the tortillas by heating 1 teaspoon of olive oil in a a large skillet on medium high. Quickly flash heat each tortilla in the pan, just one minute per side, until they are softened with air pockets inside. Add remaining Organic olive oil as needed to fry. Hold in warm oven.

PUTTING IT ALL TOGETHER
To serve, spoon a little of the sauce onto a warmed breakfast plate. Top with a tortilla, spread a thin layer of the warmed refried beans on the tortilla, sprinkle 1/8 cup of shredded cheddar cheese, then place a fried egg atop the bean-covered tortilla. Sprinkle with 1/8 cup of shredded cheddar cheese. Top with more sauce, sprinkle with cilantro.
Serve one or two eggs/tortillas per plate; makes 4-8 servings depending on portion.