government agencies

The role of assessment business planning in the area of banking supervision needs to be dramatically changed. // Mikhail Sukhov, a member of the Board of Directors of the Central Bank, Bank review, No. 10, October 2009

Over the past year, we have seen that together we can rebuild the legislation and regulatory environment for the solution of many problems of the banking sector. At the same time, the crisis pointed to some still unresolved problems.

In particular, and in international and Russian systems of banking supervision disproportionately little attention is paid to the aspect of business planning in banks. For example, we found that almost all troubled banks huge amounts of money consistently invested in industries that were severely affected by the crisis. In this case, the supervisor had the opportunity to operate only when the external signs of crisis in the Bank. Continue reading →

– development of business plans to obtain a Bank loan (including on the national project of agricultural development – agricultural Bank, Sberbank, etc.);

– business plans to obtain subsidies for compensation of part of expenses for payment of interest on loans, government support, grant support to start a business, feasibility studies; Continue reading →

The business model or the calculation of the enterprise is created for literate and mathematically precise planning of revenues and costs, the optimization of the company is to increase profits by minimizing costs, including tax. The calculation is made in different versions for different systems of taxation, with the aim of choosing the optimal. In the calculation can be taken into account and optimized costs for PAYROLL accruals, acquisition and delivery of materials, use of materials in the production cycle, the cost of lending and third party services and much more depending on the activity of the Customer. Continue reading →

Without lyrics and equivocation. We all know what she stood for, what people died for, what we want from this country. I’m sure all the issues we now need to solve quickly, can be divided into two categories: political, managerial. Several economic issues will simultaneously lie in two planes because of the existing polarity of our environment. Because Russia and the EU.