Group Long Term Disability

One in three Americans will have a disability that will prevent them from working for 90 days or longer. One in seven can expect to be disabled five years or more*. Financial hardships caused by the loss of income resulting from disability can be staggering to employees and their families, as well as to the health of your business.

Reliance Standard’s flexible Group Long Term Disability Income plans are an excellent way to offer valuable income protection to your employees, at an affordable cost.

We have many specially-designed LTD benefit packages to choose from. We’ll help you select the best plan for your employees, at a competitive price.

Group Long Term Disability Plan Features:

No earnings test

Extended disability benefit

Professional Social Security advocacy

Maximum monthly benefits up to $24,000

Benefit percentage from 40% up to 66 ⅔%

Elimination periods from 30 days up to 5 years (maximum period can vary by state)

Elimination period interruption provision

“Own Occupation” definition of disability from 12-60 months, or long term

Reliance Standard is a branding name. Insurance products and services are offered by Reliance Standard Life Insurance Company in all
states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. In New York, insurance products
and services are offered by First Reliance Standard Life Insurance Company, Home Office, New York, NY. Not all products are available
in all states.