Note: If you do not remain enrolled in electronic statements, by the end of the second month you will be automatically switched to a non-dividend paying account that will charge you for paper statements and you will no longer be eligible to receive cash rewards on ATM fee refunds.

* If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during monthly qualification cycle will automatically be reimbursed up to $4.99 per item to a maximum amount of $25 per month and credited to the account on the last day of monthly statement cycle. ATM receipt(s) must be presented for reimbursement of an individual ATM fee of $5.00 or higher; (2) balances up to and including $10,000 receive an APY of 2.51%; and (3) balances over $10,000 earn 0.05% dividend rate on portion of balance over $10,000, resulting in a range from 2.51% - 0.27% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying debit card transactions and credit card purchase transactions must post and settle to the account during monthly qualification cycle. Debit and credit card transactions may take one or more business days from the date transaction occurred to post and settle to the account. Only debit card transactions processed by merchants and received by the credit union as point-of-sale (POS) purchase transactions count toward qualifying debit card transactions. The following activities do not count toward earning account rewards: ATM–processed transactions; transfers between accounts; and debit card transactions processed by merchants and received by the credit union as ATM transactions. “Monthly Qualification Cycle” is based upon the calendar month. eStatements are a condition of the account.