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Geraci Law Attorney Reviews

Every week, bankruptcy attorneys at Geraci Law meet and discuss the good acts they perform for their clients.
We strive to provide quality services for our clients that truly help them get a better financial future.

2016

2015

February 2015

Geraci Law Attorney Marc Affolter at Geraci Law LLC, 625 W. Rollins Rd. Unit D, Round
Lake Beach, IL 60073 Reports:
As I was walking her out she said she was so happy that she
ended up coming back to see me. She also thanked me for taking time to explain everything to
her and her grandson and that I am the only one who has been able to explain things so well to
them that they both understand what's going on. She said she already feels LOADS better,
and instead of shaking my hand she gave me a big hug that lasted for at least30 seconds,
during which she told me that she loves me, she feels so much better, and that my fiance is the
luckiest woman on the planet and that we need to have lots of kids!

Geraci Law Attorney David Lulkin at Geraci Law LLC, 4401 West 63rd St., Chicago, IL
60629 Reports:
Nice lady came in to provide 2014 IRS return to get her Chapter 7 filed, but will
need vehicle since separating from non-filing husband. Gave her contact info to reliable dealer
who has put hundreds of our clients into good newer Toyota's with payments of $300 a month
or so, and good interest rate. She was relieved to hear that the day after filing Chapter 7, she
can get a car she can afford!

Geraci Law Attorney Lisa Haley at Geraci Law LLC, 8658 S. Cottage Grove Ave. #406,
Chicago, IL 60619 Reports:
Client on social security qualified for a waiver of the $20 charge to
take debtor education, so I got on the phone and got her one since she was unable to follow
the instructions we gave her and needed a lot of extra help.

Geraci Law Attorney David Lugardo at Geraci Law LLC, 6537 1/2 W. Cermak Rd Suite B,
Berwyn, IL 60402 Reports:
Debtor wanted case filed today but Hananwill told her no
associates were available until the next day. I called Hananwill and they freed up a rep to give
her the class right now.

Geraci Law Attorney Dale Riley at Geraci Law LLC, 7015 W. North Ave., Oak Park, IL
60302 Reports:
Discussed client's grandson with her. He's a gifted kid in 8th grade and she
wants to be sure he's challenged in school. Worked up a list of the magnet schools in the area
for her to discuss with him to see if he's interested in any of them when he enters high school.

Geraci Law Attorney Scott Greenwood at Geraci Law LLC, 33 N. Roselle Rd,
Schaumburg, IL 60194 Reports:
Explained that debt consoldiation company was merely
taking his money and he would see little or no benefit from the program. Drafted a letter to
send to the debt consolidation company and they promptly returned the $500 he'd paid. This
client put that money towards filing this case and was halway to filing a case to get rid of his
liability on over $20,000 in debts.

Geraci Law Attorney Frank Hernandez at Geraci Law LLC, 4401 West 63rd St., Chicago,
IL 60629 Reports:
5/5 Stars Yelp Review:
Frank C. Hernández was very warm when my Parents went for their initial visit to this office.
They were already very nervous about the idea of filing, but after meeting Frank (with his warm
and caring demeanor), they immediately began to relax. In fact, they left the office smiling!!!
Great personality and customer service!!!

Geraci Law Attorney Laura Caputo at Geraci Law LLC, 4218 N. Cicero Ave., Chicago, IL
60641 Reports:
Downloaded wage & income transcripts from IRS, W-2 info from cl's
employer's website and 1099 info from Fidelity so he can file his taxes. Showed him it is free to
file taxes online. Cl hasn't filed taxes since '08. Told him he needs to become a citizen if he is
filing bankruptcy! He expects to owe tax debt so I need him to file taxes so I can use the tax
repayment to help him qualify for Chapter 7.

Geraci Law Attorney Brent Berning at Geraci Law LLC, 2505 N. Mayfair Rd. Suite 101,
Wauwatosa, WI 53226 Reports:
I was able to make a phone call to check into cash on title
loan that was 200% interest and talk to corporate and they agreed to 0% interest over 18M.
Client was estatic.

Geraci Law Attorney Christopher Holoyda at Geraci Law LLC, 5370 W. Fond Du Lac Ave.,
Milwaukee, WI 53216 Reports:
I walked the client out to her car on an icey Saturday morning.
She said this date was always sad for her as her mom had passed away 25 years to the day,
but meeting with a nice young man and coming up with a plan to wipe out her medical debt
made her feel much better.

Geraci Law Attorney Lizette Villegas at Geraci Law LLC, 4401 West 63rd St., Chicago, IL
60629 Reports:
5 OF 5 YELP!
"It was a blessing to have these guys, Frank Hernandez and Lizette Villegas, around to help
me, and help others like me that have so much debt and have so little. I have a low hourly rate,
these guys worked with me, and got me great results. .
Once again, these guys are are a blessing and a part of my family now. I would recommend
their services to anyone!"

Geraci Law Attorney John Sadler at Geraci Law LLC, 8658 S. Cottage Grove Ave. #406,
Chicago, IL 60619 Reports:
Client is filing to stop a wage garnishment. When she came in to
sign her petition, we quickly worked her case up and filed her on the spot. Her payroll was
scheduled to be processed later in the afternoon. She was headed to work in about an hour
and was able to walk the autostay in to her payroll office that afternoon and stop the
garnishment from hitting her next paycheck.

Geraci Law Attorney Jordan Staleos at Geraci Law LLC, 6218 Washington (Rt 20) #E,
Racine, WI 53406 Reports:
While signing petition, I noticed that husband was wearing an
army hat with a "Red Arrow" pin on it. The Red Arrow is a symbol of the 32nd Division of the
National Guard. I thanked him for his service and asked him about his time in the Red Arrow
unit. He was surprised that I recognized the pin. I printed out an article he had just read about
the history of the Red Arrow. After finishing the appointment, we discussed the story in the
lobby. He was very appreciative of the gesture.

Geraci Law Attorney Nathan Curtis at Geraci Law LLC, 33 N. Roselle Rd, Schaumburg, IL
60194 Reports:
Clients came in because a bench warrant had been issued against husband. I
got their case filed right away, and explained how to notify the court of their bankruptcy filing.

Geraci Law Attorney Briana Czajka at Geraci Law LLC, 2304 Plainfield Rd., Crest Hill, IL
60435 Reports:
Not the usual bankruptcy/divorce story - they divorced in the middle of the
bankruptcy, with the divorce decree requiring the husband to take over the bankruptcy
payments for the remainder of the bankruptcy. He lost his job with about 7 months remaning in
the case, and could not afford the high payments any longer. In order to help the clients to
obtain their discharge and to help the husband uphold his requirement to pay the bankruptcy
pursuant to the divorce decree, I was able to get the judge to grant permission to lower their
payment. Both husband and wife will receive their Chapter 13 discharge, husband will be able
to satisfy his divorce decree requirements, and both clients are happy.

Geraci Law Attorney Nana Yaa Russell at Geraci Law LLC, 96 River Oaks Center #C43A,
Calumet, IL 60409 Reports:
During first appointment, client was unable to complete the
sign-up forms herself so I helped her finish it. After she left our office, I noticed that she had
left business card with the contact information for a realtor at my desk. I looked through her
record and saw that we had requested she get her property appraised. I figured she was going
to need the information on the business card and so I scanned and attached it to an email and
sent it to the client. She was very grateful for it.

Geraci Law Attorney David Kosk at Geraci Law LLC, 7015 W. North Ave., Oak Park, IL
60302 Reports:
Client wanted copies of his 2014 State 1040s but did not have a printer at
home. We do not need these for filing his bankruptcy but he wanted them for his own records.
Client was not sure of the website he used to file, so I pulled up several to spark his memory.
Turns out he used taxact.com but did not remember his login information. We were able to
reset his password and print out copies of his 2014 Illinois 1040s. Client was very happy for the
help and said it would have taken him hours to figure it out at home.

Geraci Law Attorney Rodney Geer at Geraci Law LLC, 7725 S. Broadway Suite J,
Merrillville, IN 46410 Reports:
I found out client's husband was hospitalized for a collapsed
lung. Called her to check on her to see how she was doing. She emailed me back to tell me
she appreciated our concern.

Geraci Law Attorney Lisa Ellmaurer at Geraci Law LLC, 2505 N. Mayfair Rd. Suite 101,
Wauwatosa, WI 53226 Reports:
Walk-in sign-up that was previously scheduled at another
office. Showed up with a competitor's folder, apologized profusely for skipping appointment,
and asked if we could see her today in time for her to go to work. Said she made a huge
mistake by going to other attorney instead of us. Told her of course we could get her in and out
in time for work!

Geraci Law Attorney Ann Kramer at Geraci Law LLC, 4550 S. 27th St, Milwaukee, WI
53221 Reports:
Client had no idea how to find her 2013 taxes. She isn't good with computers
but she said she rememered her daughter filling them out for her on Tax Act. I looked up the
website with her and got her registered so that she could print them off online. She was very
happy I took the time to do this with her because she would never have figured it out on her
own.

Geraci Law Attorney Shera Bucchianeri at Geraci Law LLC, 7015 W. North Ave., Oak
Park, IL 60302 Reports:
Client is legally blind. I called Hananwill to set up an appointment for
her to take her credit counseling, and I prepaid with her debit card because she cannot see the
numbers. While we were doing this, her diabetic sister started to feel her blood sugar getting
low, so I brought her some candy to help stablize it.

Geraci Law Attorney Jason Kara at Geraci Law LLC, 2121 W. Army Trail Rd #106,
Addison, IL 60101 Reports:
Client was only seeking advice. He spoke to another attorney
approximately six months ago who gave bad impression of bankruptcy and told client it would
take at least three months to file. I explained the positives of bankruptcy, he paid in full, debtor
called Hananwill while I drafted the petition, and the case was filed before the client left the
office.

Geraci Law Attorney Kristin Schindler at Geraci Law LLC, 498 W. Boughton Rd. Ste 101,
Bolingbrook, IL 60440 Reports:
Client has a pinched nerve and walking long distances is
painful for her. I walked her out the back door so that she didnt have to walk around the
building to her car.

Geraci Law Attorney Mark Levine at Geraci Law LLC, 33 N. Roselle Rd, Schaumburg, IL
60194 Reports:
I offered client some Twizzlers at his first appointment, but forgot to get them
as we finished up the paperwork. When he came back to file his case, I had a handful waiting,
and asked him, "Better late than never, right?" He agreed!

Geraci Law Attorney Mario Arreola at Geraci Law LLC, 7725 S. Broadway Suite J,
Merrillville, IN 46410 Reports:
While talking to a creditor, I realized we could get the client a
better deal on their secured debt payments. I proposed the lower payment and interest rate to
the creditor, and they agreed!

Geraci Law Attorney Anthony Shull at Geraci Law LLC, 912 W. McGalliard, Muncie, IN
47304 Reports:
First client of the day, sidewalk and steps to the office were still covered in
snow. I was out clearing the walk, so I had her grab my arm and I helped her into the office
before I went back out to finish shoveling and salting.

Geraci Law Attorney Michael Holsen at Geraci Law LLC, 6218 Washington (Rt 20) #E,
Racine, WI 53406 Reports:
At first 341, husband provided ID and social security card but wife
misplaced her card and had to order a new one. The hearing was adjourned multiple times for
client's social security card only, and culiminated in a final on appearance 2/18. Despite all of
my other hearings being completed and the client not being present, I waited over an hour until
the very end of the hearings- the client called saying she was on the way (but was still late).
Right before the trustee was about to leave, she called the case and I entered an appearancethe
Trustee was going to dismiss as to this client only, but before closing the file, I asked her to
review if she could recommend the Plan for the husband (who had not defaulted). The trustee
had to review the case to see if any issues remained, and while she was looking it over, client
walked in the door with her social security card! I managed to give my client JUST enough
extra time to prevent her from being dismissed from the case. The Plan is now recommended.

Geraci Law Attorney Michael Holsen at Geraci Law LLC, 6218 Washington (Rt 20) #E,
Racine, WI 53406 Reports:
Signed up the case on Saturday. The client rescheduled her
Monday appointment to Wednesday due to flooding in her basement, but on Wednesday had
all of her documents to file neatly organized, and I completed the updates to the petition and
filed the case while she was in the office (in under an hour!). Client chose us over Richard
Check because of our professionalism and because she wanted this done quickly, so we
showed her how it's done! Told her to tell all her friends that if they need relief FAST, they need
to come see Geraci Law and be filed in under a week!

Geraci Law Attorney Ryan Fojo at Geraci Law LLC, 55 E. Monroe Street #3400, Chicago,
IL 60603 Reports:
Client came to see us the day before his foot was to be amputated. I met
with him to review his petition. After discussing options, I decided, with supervisor approval, it
was best to have him file the case before the surgery and for the money already paid in. I filed
his case as he sat accross from me. He was surprisingly calm considering the surgery he was
facing. I walked him to through both sets of doors and to the elevator, wished him luck on his
upcoming surgery and made sure he had my email so that if something should come up he
could reach us by email as well.

Geraci Law Attorney Paul Jensen at Geraci Law LLC, 3640 West 95th St., Evergreen Park,
IL 60805 Reports:
I checked docket of client's prior Chapter 7 with another firm and discovered
that the prior attorney had failed to move to avoid 2 judgment liens. Their Geraci bankruptcy
will move to avoid those liens.

Geraci Law Attorney Kyle Dallmann at Geraci Law LLC, 96 River Oaks Center #C43A,
Calumet, IL 60409 Reports:
Two claims for car were preventing debtor's Chapter 13 from
being confirmed by the court. Upon further review, it's clear that the cars were purchased in TN
and FL, and not by client. I got an affadavit from the client and have already objected to the
claims.

Geraci Law Attorney Ashley Chike at Geraci Law LLC, 4218 N. Cicero Ave., Chicago, IL
60641 Reports:
The client's mother unfortunately passed away during his Chapter 13 and the
client received life insurance proceeds. The client needed to use those funds to repair his roof,
get a new heating system, and pay medical bills. The Trustee objected to the client's use of
these funds and wanted those funds paid into his Chapter 13 for his creditors. I successfully
argued over the Trustee's objection and the judge granted our motion to allow the client to keep
the entire amount to pay for expenses he could not cover without these funds.

Geraci Law Attorney Andrew Golanowski at Geraci Law LLC, 2505 N. Mayfair Rd. Suite
101, Wauwatosa, WI 53226 Reports:
Client's plan was supposed to last for 60 months. Since
client turned in tax refuds, I noticed that she can amend her plan to end now, after just 36
months. Client didn't even request this, I just noticed it and gave her the good news.

Geraci Law Attorney Kathryn Mackenzie at Geraci Law LLC, 4550 S. 27th St, Milwaukee,
WI 53221 Reports:
Client was having a difficult time getting paystubs. I helped him get his
stubs from his payroll site and explained to him how to look them up for the future. He was
really glad that I took the time to help him out.

Geraci Law Attorney Chad Garrapy at Geraci Law LLC, 7007 S. U.S. 31 #D, Greenwood,
IN 46227 Reports:
This man only had $3k guc. He misread his medical bills and thought he
owed $12k, but insurance covered majority of debt. He doesn't mind the phone calls and will
chip away at the bills each month. He was in a motorized wheelchair and had a leg amputated.
He had to take IndyGo bus, but they wouldn't be able to pick him up from office until 4:00. It
was 1:00 when we finished consultation. I called YellowCab and paid for his cab ride home.
YellowCab was there by 1:30.

Geraci Law Attorney Alex Wilson at Geraci Law LLC, 498 W. Boughton Rd. Ste 101,
Bolingbrook, IL 60440 Reports:
Client received a extinguishment of lien as a result of the
settlement agreement reached by Bank of America, The United States Department of Justice
and the Attorney General. I helped him go to the recorder of deeds office to obtain a copy of the
release of lien. Then I assisted him with giving him the IRS Form982 Reduction of Tax
Attributes Due to Discharge of Indebtedness which is a tax payer uses when they receive a
1099-C form for the forgiveness of debt.

Geraci Law Attorney Robert Crowley at Geraci Law LLC, 4550 S. 27th St, Milwaukee, WI
53221 Reports:
Looked up the bus schedule on my phone for client, and we talked until bus
arrived. She had nothing but nice things to say about all of our attorneys.

Geraci Law Attorney Morgan Decker at Geraci Law LLC, 5495 East 82nd St., Indianapolis,
IN 46250 Reports:
Wife was in on her own to clean up old debt from when she was living in
Fort Wayne, Indiana. Went through her options, she came to the office right after work and
was very tired and nervous about everything. I took my time with the appointment and asked
about her husband and if it would be a good idea to have him file with her. Revealed he doesn't
have much debt but for student loans and they are substantial. Suggested she look into
ICR/IBR repayment (gave her the student loans site ran by the government, advised make
certain to avoid scams and repayment plans for work they can do themselves); there is a way
to consolidate a repayment plan for both spouses together so they can stay in good standing
AND rebuild credit score for the both of them with timely, steady payments via this program.
She was unaware of the program and VERY glad to get the information so they can rebuild
their life together here in Indianapolis.

Geraci Law Attorney Adam Suchy at Geraci Law LLC, 3640 West 95th St., Evergreen
Park, IL 60805 Reports:
Client is an elderly woman. Instead of sending her home and having
her call her mortgage company for balance and arrears details, I called them for her while she
was in the office during and we confirmed amounts owed, APRs and arrears together.

Geraci Law Attorney Abraham Pinon at Geraci Law LLC, 4550 S. 27th St, Milwaukee, WI
53221 Reports:
At an appointment, client mentioned that her boyfriend left her on Valetine's
Day and that she was extremely depressed and was thinking of ending it all when she got
home. I took the time to talk to her and point out all the good things in her life. She realized that
she has people who care for her and decided not to kill herself.

Geraci Law Attorney Andrew Nelson at Geraci Law LLC, 7015 W. North Ave., Oak Park, IL
60302 Reports:
Client was stressed out about her debt and has a paid off house so we filed a
Chapter 13 to protect her house. Then her brother called & said he could just pay client's
$25,000 in debt so she wouldn't have to stay in her Ch. 13 for 5 years. But, we advised client to
stay in her case and see how many of her creditors file claims. Turns out, she effectively won
the bankruptcy lottery as hardly any of her creitors filed claims so her brother can pay in just
$4,750 to end her case early and save $21,000!

Geraci Law Attorney Zachary Price at Geraci Law LLC, 7007 S. U.S. 31 #D, Greenwood,
IN 46227 Reports:
Client is elderly and had a couple bags with her, as well as her purse. It was
cold and slick, so helped her to her car and helped make sure she got everything loaded.

Geraci Law Attorney Jason Nielson at Geraci Law LLC, 4315 E State St. Suite B,
Rockford, IL 61108 Reports:
Client is homeless but turning things around. Owes back child
support, so rather than get an apartment once he got back to work, he started hammering on
his debt. Produced $300 cash he'd been saving for a down payment, and will use his next
check to pay to file. Called Hananwill and handed him the phone. Incredibly happy we can help
him while he gets back on track.

Geraci Law Attorney Jon Clasing at Geraci Law LLC, 4401 West 63rd St., Chicago, IL
60629 Reports:
At the first appointment, client claimed she was not on the deed or mortgage
to the marital property. I did a recorder of deeds search as part of my final review. I discovered
she was in fact on the deed and the mortgage. I called her and advised her about that. We
also discussed other issues in the case. At the end of the conversation, she thanked me for my
help and the way I treated her. She feels bad about filing, but I did not make her feel like a bad
person. Instead, I helped her, was informative, and made her feel like she was making the right
choice.

Geraci Law Attorney Cecil Scruggs at Geraci Law LLC, 17055 S. Harlem Ave, Tinley Park,
IL 60477 Reports:
Client came to Geraci Law after he had been told by numerous attorneys
that he wouldnt be able to qualify for a Chapter 7. After a lot of hard work, we were able to file a
chapter 7 bankruptcy which resulted in a discharge. Client was very appreciative and sent us a
nice email to thank us:
"I would like to thank each of you for the excellent and efficient service in the handling of my
bankruptcy case. I found that everyone that personally worked with me to be very patient,
thorough, knowledgeable and quite professional. During this most difficult and complex time, I
was regularly updated and kept informed by your group of Lawyers at the Tinley Park, Illinois
office. In addition, the group has been quite perficient and informative in all aspects of my
case. This has resulted in a successful discharge of my Chapter 7. I sincerely want to Thank
each of you for your commitment in providing me with your outstanding service! I am quite
satisfied in the resolution of my case. I will certainly recommend your firm to anyone that need
a bankruptcy firm."

Geraci Law Attorney Daniel Fasman at Geraci Law LLC, 4315 E State St. Suite B,
Rockford, IL 61108 Reports:
Client asked how to budget after post filing. I advised client to
deposit $50BW into a savings account and save the third paycheck of the BW pay cycle twice a
year. If client deposits $50BW into savings and deposits one of her third paystubs she can save
$2K a year. Client gave me a hug at the end of the appointment.

Geraci Law Attorney Lacey Stier at Geraci Law LLC, 5495 East 82nd St., Indianapolis, IN
46250 Reports:
Client can normally walk with a regular cane but since it was icy out she
brought a larger 3-legged walker/cane. She was still wary of slipping so to make her feel more
comfortable I held both office doors open for her and helped her off the curb into her car. She
was very thankful I went outside in the almost negative temperature to help her.

Geraci Law Attorney Wylie Mok at Geraci Law LLC, 4218 N. Cicero Ave., Chicago, IL
60641 Reports:
Elderly couple got their reaffirmation agreement for their first mortgage, and it
listed the wrong amount with an incorrect interest rate. Clients couldn't explain to the mortgage
company what the problem was, so we all called the company together and got them to issue a
correct document.

Geraci Law Attorney Jonathan Parker at Geraci Law LLC, 17055 S. Harlem Ave, Tinley
Park, IL 60477 Reports:
Client wasn't sure if she wanted to file a case or settle her debtor with
the money she had saved. The attorney signing her up called me to get a supervisor's opinion. I
pointed out how she could protect the money in an IRA while still discharging her debt.

Geraci Law Attorney Marc Affolter at Geraci Law LLC, 5465 Grand Ave. #106, Gurnee, IL
60031 Reports:
Client’s wife left her purse under my desk after their appointment. Tried to run
out in the cold to flag down their van. Wasn’t able to catch them, but called and emailed until
we got a hold of them. Made sure they didn’t get too far before having to turn back. The wife
comes in saying she was so comfortable talking to me she left it. Both Debtor and wife were
happy all their questions were answered and we put in the extra effort to get her purse back.

Geraci Law Attorney Jennifer Asbury at Geraci Law LLC, 912 W. McGalliard, Muncie, IN
47304 Reports:
Client was waiting for her 341 meeting, but the trustee was running about 30
minutes late. I was approached in the courtroom by a child support prosecutor, who thought the
client had gone into the wrong courtroom confused, because our she actually had a different
hearing at almost the exact same time as her 341. I directed the prosecutor to the client, who
was able to get that meeting done while I delayed her meeting with the trustee. She was very
happy, as the prosecutor said she couldn't have fit her in at any other time and the meeting
would have had to be delayed for several weeks.

Geraci Law Attorney Joseph Blaha at Geraci Law LLC, 2505 N. Mayfair Rd. Suite 101,
Wauwatosa, WI 53226 Reports:
Client walked in off of the street. She cried and told me about
her husband dying and how she has not really handled it well the past few years. Calmly told
her bankruptcy would only help her and explained how she will be able to sleep better knowing
she can live on her fixed income. She did not want to sign up that day- but came back two days
later and did.

Geraci Law Attorney Timothy Stanton at Geraci Law LLC, 4218 N. Cicero Ave., Chicago,
IL 60641 Reports:
Concerned that they may loose their property to foreclosure suit, clients
walked in to refile a Chapter 13 to save their home. Their previous case with another law firm
was dismissed for non payment to the Trustee. They indicated they had given a money order
for over $3K to their attorney for the Motion to Dismiss, but that payment was not received by
the Trustee, and their case was dismissed. They used the $3K that was returned to them from
their previous attorney to file their case with us right away to stop the foreclosure suit. The 341
meeting was held and no amendments were requested. Their first payment to the Trustee was
made on time. At their 341 meeting they were happy to see me again and expressed how
happy they were with our service.

Geraci Law Attorney Brent Ingram at Geraci Law LLC, 2304 Plainfield Rd., Crest Hill, IL
60435 Reports:
Client came in wanting to go over draft of petition, but she was having trouble
with her new printer at home, provided client with draft of petion and went online to show client
website where she can update drivers for her printer at home

Geraci Law Attorney Thomas Barbour at Geraci Law LLC, 5495 East 82nd St.,
Indianapolis, IN 46250 Reports:
Client came in office really worried because title loan
company sent him a letter that car was going to be repoed. "I thought it was paid in the plan."
Really upset. Got him calmed down, I knew the company sent letter before they knew about
filing, but called them in my office to confirm with client. Very happy I took the time out to
confirm that his car was not being repoed.

Geraci Law Attorney Christopher Holoyda at Geraci Law LLC, 200 W. Silver Spring Drive,
Milwaukee, WI 53217 Reports:
Debtor had his credit counseling course appointment by phone
right after his RP and just before going to work. Rather than sending him on his way, I set him
up in the warmest office available (today was the coldest day of the year, I believe, so some of
the offices were extremely chilly)

Geraci Law Attorney Mariusz Zatorski at Geraci Law LLC, 8658 S. Cottage Grove Ave.
#406, Chicago, IL 60619 Reports:
During last visit this older client told me that he fell, hurt his
ribs and it's difficult for him to walk now. I asked him if he has broken ribs, how and where he
injured himself, and whether he intends to sue anyone. Client said he felt at home and just
bruised his ribs. However he still wanted to come in to see me and pay $100 check in
additional to his regular debit card deductions. I thanked him for his visit, told him that I
appreciate his efforts and I walked him to the front door.

Geraci Law Attorney Paul Jensen at Geraci Law LLC, 3640 West 95th St., Evergreen Park,
IL 60805 Reports:
Went over client's 2014 tax return. Showed client how her tax preparer had
claimed a substantial business loss for a business that does not exist. Told client to amend her
return as soon as possible.

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No attorney can guarantee results. Past performance is no guarantee of future success. Reviews are by actual clients but your situation will always be different than anyone else so do not rely on reviews for legal advice or expecting how your case will proceed. You must qualify for bankruptcy relief. We do not give advice on the phone or on the internet. Read The Complete Book on Bankruptcy for illustrations of how the Bankruptcy Code works, and go to the local United States Bankruptcy Court website to read all judicial opinions on how the law might apply to facts similar to yours. A successful bankruptcy case depends on your full disclosure of the facts and the correct application of the law to those facts. Each case is different.