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DENVER (CBS4) – The nation’s largest grocery store chain is considering offering customers a two percent discount if they pay with cash.

Kroger is the parent company of King Soopers and City Market. A settlement with Visa and MasterCard has Kroger considering the cash discount. The deal gives merchants the ability to offer discounts for cash and checks and to impose fees on credit cards.

Small business owners have long known the benefits of avoiding the fees credit card processors charge stores.