As filed with the Securities and Exchange Commission on September 11, 2013

Registration No. 2-28174

Investment Company Act File No. 811-01597

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM N-1A

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 /X/

Pre-Effective Amendment No. ___ / /

Post-Effective Amendment No. 98 /X/

and/or

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940 /X/

AMENDMENT NO. ______ /X/

STEWARD FUNDS, INC.

(Exact Name of Registrant as Specified in Charter)

3700 W. Sam Houston Parkway South, Suite 250, Houston TX 77042

(Address of Principal Executive Offices) (Zip Code)

Registrant’s Telephone Number, Including Area Code (713) 260-9000

David J. Harris, Esq.

Dechert LLP

1900 K Street, N.W.

Washington, DC 20006

(Name and Address of Agent for Service)

It is proposed that this filing will become effective (check appropriate box)

/X/

immediately upon filing pursuant to paragraph (b).

/ /

on (date) pursuant to paragraph (b).

/ /

60 days after filing pursuant to paragraph (a)(i).

/ /

on (date) pursuant to paragraph (a)(i).

/ /

75 days after filing pursuant to paragraph (a)(ii).

/ /

on (date) pursuant to paragraph (a)(ii) of Rule 485.

If appropriate, check the following box:

/ /

This post-effective amendment designates a new effective date for a previously-filed post-effective amendment.

SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant has duly caused this Amendment to be signed on its behalf by the undersigned, duly authorized, in the City of Houston, and State of Texas on the 11th day of September, 2013 and represents that this filing does not contain material that would cause it to be ineligible for filing pursuant to Rule 485(b) under the Securities Act of 1933.

STEWARD FUNDS, INC.

Registrant

By:

/s/ EDWARD L. JAROSKI

Edward L. Jaroski, President

Pursuant to the requirements of the Securities Act of 1933, this Amendment to Registration Statement has been signed below by the following persons in the capacities and on the dates indicated.

EX-101.INS
2
ck0000092500-20130430.xml
XBRL INSTANCE DOCUMENT
00000925002013-08-272013-08-270000092500ck0000092500:S000003648SummaryMemberck0000092500:S000003648Memberck0000092500:C000010134Member2013-08-272013-08-270000092500ck0000092500:S000003648SummaryMemberck0000092500:S000003648Memberck0000092500:C000010135Member2013-08-272013-08-270000092500ck0000092500:S000021424SummaryMemberck0000092500:S000021424Memberck0000092500:C000061277Member2013-08-272013-08-270000092500ck0000092500:S000021424SummaryMemberck0000092500:S000021424Memberck0000092500:C000061278Member2013-08-272013-08-270000092500ck0000092500:S000010863SummaryMemberck0000092500:S000010863Memberck0000092500:C000030111Member2013-08-272013-08-270000092500ck0000092500:S000010863SummaryMemberck0000092500:S000010863Memberck0000092500:C000030112Member2013-08-272013-08-270000092500ck0000092500:S000003814SummaryMemberck0000092500:S000003814Memberck0000092500:C000010643Member2013-08-272013-08-270000092500ck0000092500:S000003814SummaryMemberck0000092500:S000003814Memberck0000092500:C000010642Member2013-08-272013-08-270000092500ck0000092500:S000003648SummaryMemberck0000092500:S000003648Member2013-08-272013-08-270000092500ck0000092500:S000003648SummaryMemberck0000092500:S000003648Memberck0000092500:C000010135Memberrr:AfterTaxesOnDistributionsMember2013-08-272013-08-270000092500ck0000092500:S000003648SummaryMemberck0000092500:S000003648Memberck0000092500:C000010135Memberrr:AfterTaxesOnDistributionsAndSalesMember2013-08-272013-08-270000092500ck0000092500:S000003648SummaryMemberck0000092500:S000003648Memberck0000092500:StandardPoors500IndexMember2013-08-272013-08-270000092500ck0000092500:S000021424SummaryMemberck0000092500:S000021424Member2013-08-272013-08-270000092500ck0000092500:S000021424SummaryMemberck0000092500:S000021424Memberck0000092500:C000061278Memberrr:AfterTaxesOnDistributionsMember2013-08-272013-08-270000092500ck0000092500:S000021424SummaryMemberck0000092500:S000021424Memberck0000092500:C000061278Memberrr:AfterTaxesOnDistributionsAndSalesMember2013-08-272013-08-270000092500ck0000092500:S000021424SummaryMemberck0000092500:S000021424Memberck0000092500:StandardPoors500IndexMember2013-08-272013-08-270000092500ck0000092500:S000021424SummaryMemberck0000092500:S000021424Memberck0000092500:StandardPoors1200IndexMember2013-08-272013-08-270000092500ck0000092500:S000010863SummaryMemberck0000092500:S000010863Member2013-08-272013-08-270000092500ck0000092500:S000010863SummaryMemberck0000092500:S000010863Memberck0000092500:C000030112Memberrr:AfterTaxesOnDistributionsMember2013-08-272013-08-270000092500ck0000092500:S000010863SummaryMemberck0000092500:S000010863Memberck0000092500:C000030112Memberrr:AfterTaxesOnDistributionsAndSalesMember2013-08-272013-08-270000092500ck0000092500:S000010863SummaryMemberck0000092500:S000010863Memberck0000092500:SPADRIndexMember2013-08-272013-08-270000092500ck0000092500:S000003814SummaryMemberck0000092500:S000003814Member2013-08-272013-08-270000092500ck0000092500:S000003814SummaryMemberck0000092500:S000003814Memberck0000092500:C000010642Memberrr:AfterTaxesOnDistributionsMember2013-08-272013-08-270000092500ck0000092500:S000003814SummaryMemberck0000092500:S000003814Memberck0000092500:C000010642Memberrr:AfterTaxesOnDistributionsAndSalesMember2013-08-272013-08-270000092500ck0000092500:S000003814SummaryMemberck0000092500:S000003814Memberck0000092500:BarclaysCapitalIntermediateUSAggregateIndexMember2013-08-272013-08-270000092500ck0000092500:S000003814SummaryMemberck0000092500:S000003814Memberck0000092500:BarclaysCapitalUSGovernmentCreditIndexMember2013-08-272013-08-27xbrli:pureiso4217:USD485BPOS2013-04-30STEWARD FUNDS, INC.0000092500false2013-09-032013-09-032013-08-27SEEKXSEECXSGIDXSGISXSNTKXSNTCXSEAKXSEACX<p style="margin:0in;margin-bottom:.0001pt;"><b><u><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">STEWARD LARGE CAP ENHANCED INDEX FUND</font></u></b><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;"> -- </font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Individual Class and Institutional Class</font></p><p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Investment Objective:</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">To provide long-term capital appreciation.</font></p><p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Fees and Expenses of the Fund</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">The following table describes the fees and expenses that you may pay if you buy and hold shares of the Fund.</font></p><p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">SHAREHOLDER FEES </font></b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">(fees paid directly from your investment)</font></i></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule3 ~</div><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule4 ~</div><p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Example</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">This example can help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. It assumes:</font></p> <p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;"> </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">You invest $10,000 for the periods shown;</font></p> <p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;"> </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Your investment has a 5% return each year; and</font></p> <p style="margin:0in;margin-bottom:.0001pt;"><font style="display:none;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;"> </font></font></p> <p style="margin-bottom:0in;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;"> </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">The Fund's operating expenses remain the same.</font></p> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;"> </font></p> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Although your actual costs may be higher or lower, based on these assumptions your costs would be:</font></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule5 ~</div><p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Portfolio Turnover</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio).&#160;&#160;A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account.&#160;&#160;These costs, which are not reflected in annual fund operating expenses or in the example, affect the Fund&#39;s performance.&#160;&#160;During the most recent fiscal year, the Fund&#39;s portfolio turnover rate was 26% of the average value of its portfolio.</font></p><p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Principal Investment Strategies</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">The Fund is not a passively managed index Fund.&#160;&#160;The Fund pursues its objective by seeking to enhance its performance over that of its primary benchmark index by 1) changing the relative weighting in the Fund&#39;s portfolio of growth versus value style securities in the index (style tilt) and 2) utilizing computer-aided, quantitative analysis of valuation, growth, dividend yield, industry and other factors to attempt to compensate for the exclusion of certain index securities due to the Fund&#39;s socially responsible investment policies. Under normal circumstances, the Fund will invest at least 80% of its assets in the securities of companies included in the Fund&#39;s benchmark.* The Fund&#39;s benchmark index is a widely recognized broad-based large cap index, as designated by the Fund&#39;s Board of Directors (&#8220;Board&#8221;) from time to time, and is the same index identified in the Average Annual Total Returns table, below.&#160;&#160;The Fund&#39;s investments are allocated in an attempt to match the characteristics of a blend of the benchmark and varied weightings from time to time of two indexes that are subcomponents of the benchmark: a large cap growth index and a large cap value index.&#160;&#160;Under normal circumstances, the Fund will invest at least 80% of its assets in securities of large cap companies.* Large cap companies are defined by the market capitalization range of the Fund&#39;s benchmark index from time to time. For the Fund&#39;s current benchmark index, this market capitalization range, as of July 26, 2013 is $2.728 billion to $424.702 billion.</font></p><div> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">&#160;</font></p> </div> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">The companies included in the benchmark index represent a broad spectrum of the U.S. economy and are generally U.S. issuers. In addition to its investment in securities of companies included in the benchmark index, the Fund may invest up to 5% of it total assets in securities on non-U.S. issuers not included in the benchmark index and not more than 2% of its securities in companies in emerging market countries. In the event of changes to the companies included in the benchmark index, changes in the portfolio manager&#39;s evaluation of the relative performance of growth versus value securities, or the development of a material misweighting, the portfolio manager will rebalance the portfolio in a effort to realign the portfolio with its benchmark plus the relevant weightings at the time of the subcomponent indexes.&#160;&#160;Because the Fund uses its best efforts to avoid investments in companies that do not pass the cultural values screening criteria, it will divest itself of securities that are subsequently added to the list of prohibited securities.</font></p> <div> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">&#160;</font></p> </div> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">The Fund may invest up to 5% of its total assets in securities of non-U.S. issuers and not more than 2% of its total assets in securities of companies in emerging market countries.</font></p> <div> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">&#160;</font></p> </div> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">* The 80% is measured as of the time of investment and is applied to the value of the Fund&#39;s net assets plus the amount of any borrowings for investment purposes. For purposes of this limit, investments include those made directly or through other investment companies that have substantially similar 80% policies. The Fund will provide shareholders with at least 60 days&#39; prior notice of any change in this policy.</font></p> <div> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">&#160;</font></p> </div> <p style="margin:0in;margin-bottom:.0001pt;"><b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Socially Responsible Investing.</font></i></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">&#160;&#160;The Fund uses its best efforts to avoid investing in companies that are materially involved with pornography, abortion, alcohol, gambling or tobacco, although it may invest up to 5% of its total assets in certain collective investment vehicles or derivatives that may include prohibited companies.</font></p><p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Principal Risks of Investing in the Fund</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Investment in the Fund involves risk and your investment may lose money.&#160;&#160;The common stocks in which the Fund invests will rise and fall in response to factors affecting the particular company, its industry or general market or economic conditions.&#160;&#160;The Fund&#39;s estimate of the intrinsic value of &#8220;value&#8221; stocks may not be realized.&#160;&#160;Its &#8220;growth&#8221; stocks may not pay dividends that could cushion prices in a market decline.&#160;&#160;The Fund&#39;s socially responsible investment policies may cause it to lose the advantage of certain investment opportunities.&#160;&#160;The Fund&#39;s investments in non-U.S. securities expose it to risks of political and financial instability, currency exchange rate fluctuations, possible greater price volatility and less liquidity, lack of uniform accounting standards, less government regulation, delays in transaction settlement and more limited information.&#160;&#160;These risks are greater in emerging market countries.&#160;&#160;If the Fund invests substantially in money market instruments for temporary defensive purposes, its potential returns could be reduced.</font></p><p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Performance</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">The following tables provide some indication of the risks of investing in the Fund by showing changes in the Fund&#39;s performance from year to year and by showing how the Fund&#39;s average annual returns for 1 and 5 years compare with those of a broad measure of market performance.&#160;&#160;The Fund&#39;s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future.&#160;&#160;The Calendar Year Total Returns table shows performance year by year since the Fund&#39;s inception (Institutional Class is shown; returns for Individual Class will be different.)&#160;&#160;Updated performance information is available on the Fund&#39;s website at </font><u><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">www.stewardmutualfunds.com</font></u><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">.</font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">INSTITUTIONAL CLASS CALENDAR YEAR TOTAL RETURNS</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Steward Large Cap Enhanced Index Fund </font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Year-by-year total return as of 12/31 of each year (%) Institutional Class Shares</font></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRBarChart6 ~</div><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Best Quarter:&#160;2</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;">nd</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;"> Quarter, 2009&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 20.86%</font></p> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Worst Quarter:&#160;4</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;">th</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;"> Quarter, 2008&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -24.07%</font></p> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">Year-To-Date Return:2</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;">nd</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;"> Quarter, 2013&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; 15.40%</font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin:0in;margin-bottom:.0001pt;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">The following table illustrates the impact of taxes on the Fund's returns (Institutional Class is shown; returns for Individual Class will be different). After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns depend on your own tax situation and may be different from those shown. This information does not apply if your Fund shares are held in a tax-deferred account such as an individual retirement account or 401(k) plan.</font></p><p style="margin:0in;margin-bottom:.0001pt;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">AVERAGE ANNUAL TOTAL RETURNS </font></b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;">For the periods ended December 31, 2012</font></i></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule7 ~</div>0.00000.00000.00000.00000.00000.000012.0012.000.00150.00150.00250.00000.00510.00410.00910.0056932905041120571793137010.06940.1350.0521-0.39270.37060.18560.00170.1643Return Before TaxesReturn After Taxes on DistributionsReturn After Taxes on Distributions and Sale of Fund SharesStandard & Poor’s 500 Index (reflects no deduction for fees, expenses or taxes)0.16430.15940.11330.160.02850.02360.0230.01660.05750.05140.04870.05022004-10-012004-10-012004-10-012004-10-01<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><u><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">STEWARD GLOBAL EQUITY INCOME FUND</font></u></b><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> -- </font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Individual Class and Institutional Class</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Investment Objective</font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">:</font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">To provide current income along with growth of capital.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Fees and Expenses of the Fund</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The following table describes the fees and expenses that you may pay if you buy and hold shares of the Fund.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">SHAREHOLDER FEES </font></b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">(fees paid directly from your investment)</font></i></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule9 ~</div><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule10 ~</div><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Example</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">This example can help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. It assumes:</font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;line-height:normal;">· </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">You invest $10,000 for the periods shown;</font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;line-height:normal;">· </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Your investment has a 5% return each year; and</font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font style="display:none;font-family:Times New Roman,serif;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> </font></font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;line-height:normal;">· </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The Fund's operating expenses remain the same.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> </font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Although your actual costs may be higher or lower, based on these assumptions your costs would be:</font></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule11 ~</div><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Portfolio Turnover</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the Fund&#39;s performance. During the most recent fiscal year, the Fund&#39;s portfolio turnover rate was 41% of the average value of its portfolio.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Principal Investment Strategies</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The Fund pursues its investment objective through investment in U.S. and non-U.S. dividend-paying stocks that have demonstrated above-median yield and a positive trend in dividend and earnings growth. The Fund invests primarily in common stocks of companies that represent a broad spectrum of the global economy and a range of market capitalizations, including large-cap, mid-cap and small-cap. The Fund may also invest in other investment companies. The Fund will normally invest at least 80% of its assets in dividend-paying securities. The Fund will generally seek to have 40% of its assets, and, under normal market conditions, no less than 30% of its assets, invested in securities of non-U.S. issuers. Its investments will normally be in the form of depositary receipts (&#8220;DRs&#8221;). The Fund&#39;s DR investments will primarily be sponsored, but the Fund may, on occasion, invest in unsponsored DRs when appropriate sponsored DRs are not available. The Fund is a quantitatively managed portfolio. When a security fails the quantitative screening process, the security will be sold. Because the Fund uses its best efforts to avoid investing in companies that do not pass the cultural values screening criteria, it will divest itself of securities that are subsequently added to the list of prohibited companies.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">&#160;</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The Fund will normally invest at least 80% of its assets in equity securities. The Fund may invest up to 80% of its total assets in securities of non-U.S. issuers and no more than 40% of its total assets in securities of companies in emerging market countries.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">&#160;</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Socially Responsible Investing.</font></i></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> The Fund uses its best efforts to avoid investing in companies that are materially involved with pornography, abortion, alcohol, gambling or tobacco, although it may invest up to 5% of its total assets in certain collective investment vehicles or derivatives that may include prohibited companies.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Principal Risks of Investing in the Fund</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Investment in the Fund involves risk and your investment may lose money. The common stocks in which the Fund invests will rise and fall in response to factors affecting the particular company, its industry or general market or economic conditions. The Fund&#39;s socially responsible investment policies may cause it to lose the advantage of certain investment opportunities. The Fund&#39;s investments in non-U.S. securities expose it to risks of political and financial instability, currency exchange rate fluctuations, possible greater price volatility and less liquidity, lack of uniform accounting standards, less government regulation, delays in transaction settlement and more limited information. These risks are greater in emerging market countries. The Fund&#39;s investments in unsponsored DRs may involve additional expenses, legal uncertainties, less available information and delays in receipt of dividends and reports. The small- and mid-cap companies in which the Fund may invest may have limited track records, narrower markets, more limited managerial and financial resources and less diversified products, exposing the Fund to greater share price volatility. If the Fund invests substantially in money market instruments for temporary defensive purposes, its potential returns could be reduced.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Performance</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The following tables provide some indication of the risks of investing in the Fund by illustrating how the Fund&#39;s average annual return for one year compares with those of two broad measures of market performance. The Fund&#39;s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. The Calendar Year Total Returns table shows performance for the Fund&#39;s calendar years since inception (Institutional Class is shown; returns for Individual Class will be different.) Updated performance information is available on the Fund&#39;s website at www.stewardmutualfunds.com.</font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">INSTITUTIONAL CLASS CALENDAR YEAR TOTAL RETURNS</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Steward Global Equity Income Fund </font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Year-by-Year total return as of 12/31 each year (%) Institutional Class Shares</font></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRBarChart12 ~</div><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="18%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="23%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="21%" style="padding:0in 0in 0in 0in;"></td> </tr><tr> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="18%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="23%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="21%" style="padding:0in 0in 0in 0in;"></td> </tr><tr> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="18%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="23%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="21%" style="padding:0in 0in 0in 0in;"></td> </tr><tr> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="18%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="23%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="21%" style="padding:0in 0in 0in 0in;"></td> </tr></table></div> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="display:none;font-family:Times New Roman,serif;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">&#160;</font></font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Best Quarter: 3</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;line-height:normal;">rd</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> Quarter, 2009&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 17.75%&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Worst Quarter: 1</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;line-height:normal;">st</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> Quarter, 2009&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -14.52%&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Year-To-Date Return:2</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;line-height:normal;">nd</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> Quarter, 2013&#160;&#160; &#160;&#160;&#160;7.40%&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The following table illustrates the impact of taxes on the Fund's returns (Institutional Class is shown; returns for Individual Class will be different). After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns depend on your own tax situation and may be different from those shown. This information does not apply if your Fund shares are held in a tax-deferred account such as an individual retirement account or 401(k) plan.Two broad measures of market performance are shown (Standard &amp; Poor’s 500 Index and Standard &amp; Poor’s Global 1200 Index), because both are relevant to the types of securities in which the Fund invests.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">AVERAGE ANNUAL TOTAL RETURNS </font></b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">For the periods ended December 31, 2012</font></i></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule13 ~</div>0.00000.00000.00000.00000.00000.000012.0012.000.00300.00300.00250.00000.00490.00390.01040.00691063315741271702213848590.26060.11920.05310.0954Return Before TaxesReturn After Taxes on DistributionsReturn After Taxes on Distributions and Sale of Fund SharesStandard & Poor’s 500 Index (reflects no deduction for fees, expenses or taxes)Standard & Poor’s 1200 Index (reflects no deduction for fees, expenses or taxes0.09540.09060.0680.160.16820.03150.02660.02610.03130.01022008-04-012008-04-012008-04-012008-04-012008-04-01<p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-indent:-.5in;"><b><u><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">STEWARD INTERNATIONAL ENHANCED INDEX FUND</font></u></b><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> -- </font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Individual Class and Institutional Class</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Investment Objective</font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">:</font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">To provide long term capital appreciation.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Fees and Expenses of the Fund</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The following table describes the fees and expenses that you may pay if you buy and hold shares of the Fund.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">SHAREHOLDER FEES </font></b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">(fees paid directly from your investment)</font></i></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule15 ~</div><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">ANNUAL FUND OPERATING EXPENSES </font></b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">(expenses deducted from Fund assets)</font></i></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule16 ~</div><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Example</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">This example can help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. It assumes:</font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;line-height:normal;">· </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">You invest $10,000 for the periods shown;</font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;line-height:normal;">· </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Your investment has a 5% return each year; and</font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font style="display:none;font-family:Times New Roman,serif;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> </font></font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;line-height:normal;">· </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The Fund's operating expenses remain the same.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> </font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Although your actual costs may be higher or lower, based on these assumptions your costs would be:</font></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule17 ~</div><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Portfolio Turnover</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the Fund&#39;s performance. During the most recent fiscal year, the Fund&#39;s portfolio turnover rate was 15% of the average value of its portfolio.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Principal Investment Strategies</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The Fund is not a passively managed index Fund. The Fund pursues its objective by seeking to enhance its performance over that of its primary benchmark index by 1) changing the relative weighting in the Fund&#39;s portfolio of equity securities of developed market companies and of emerging market companies, and 2) utilizing computer-aided, quantitative analysis of valuation, growth, dividend yield, industry and other factors to attempt to compensate for the exclusion of certain index securities due to the Fund&#39;s socially responsible investment policies. Under normal circumstances, the Fund will invest at least 80% of its assets in the securities of companies included in the Fund&#39;s primary benchmark.* The Fund&#39;s primary benchmark index is a blend of widely-recognized broad-based indexes representing both developed and emerging non-U.S. markets, as designated by the Fund&#39;s Board of Directors (&#8220;Board&#8221;) from time to time, and is the same index identified in the Average Annual Total Returns table, below. Under normal circumstances, the Fund will invest at least 80% of its assets in the securities of non-U.S. companies.* The Fund&#39;s investments are allocated in an attempt to match the characteristics of a blend of the primary benchmark with varied weightings from time to time of a secondary broad-based index that includes only securities of issuers in emerging market countries. An emerging market country is any country that has been determined by an international organization, such as the World Bank, to have a low to middle income economy.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">&#160;</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Generally, at least 80% of the Fund&#39;s total assets will be in investments in the form of depositary receipts (&#8220;DRs&#8221;) representing securities of companies located or domiciled outside of the United States. These DRs will primarily be sponsored, but the Fund may, on occasion, invest in unsponsored DRs when appropriate sponsored DRs are not available. The Fund will invest in securities of issuers throughout the world, and, under normal conditions, substantially all its non-cash assets will be invested in securities of non-U.S. issuers. The Fund may invest up to 40% of its assets in securities of issuers in emerging market countries. If a material misweighting develops, the portfolio manager seeks to rebalance the portfolio in an effort to realign it with its benchmark and the relevant weighting at the time of the secondary emerging market index. Because the Fund uses its best efforts to avoid investments in companies that do not pass the values based screening criteria, it will divest itself of securities that are subsequently added to the list of prohibited securities.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">&#160;</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">* The 80% is measured as of the time of investment and is applied to the value of the Fund&#39;s net assets plus the amount of any borrowings for investment purposes. For purposes of this limit, investments include those made directly or through other investment companies that have substantially similar 80% policies. The Fund will provide shareholders with at least 60 days&#39; prior notice of any change in this policy.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">&#160;</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Socially Responsible Investing.</font></i></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> The Fund uses its best efforts to avoid investing in companies that are materially involved with pornography, abortion, alcohol, gambling or tobacco, although it may invest up to 5% of its total assets in certain collective investment vehicles or derivatives that may include prohibited companies.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Principal Risks of Investing in the Fund</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Investment in the Fund involves risk and your investment may lose money. The common stocks in which the Fund invests will rise and fall in response to factors affecting the particular company, its industry or general market or economic conditions. The Fund&#39;s socially responsible investment policies may cause it to lose the advantage of certain investment opportunities. The Fund&#39;s investments in non-U.S. securities expose it to risks of political and financial instability, currency exchange rate fluctuations, possible greater price volatility and less liquidity, lack of uniform accounting standards, less government regulation, delays in transaction settlement and more limited information. These risks are greater in emerging market countries. The Fund&#39;s investments in unsponsored DRs may involve additional expenses, legal uncertainties, less available information and delays in receipt of dividends and reports. The small- and mid-cap companies in which the Fund may invest may have limited track records, narrower markets, more limited managerial and financial resources and less diversified products, exposing the Fund to greater share price volatility. . If the Fund invests substantially in money market instruments for temporary defensive purposes, its potential returns could be reduced.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Performance</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The following tables provide some indication of the risks of investing in the Fund by showing changes in the Fund&#39;s performance from year to year and by showing how the Fund&#39;s average annual return for 1 year and life of the Fund compares with that of a broad measure of market performance. The Fund&#39;s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. Each table shows performance of Institutional Class; returns for Individual Class will be different. Updated performance information is available on the Fund&#39;s website at www.stewardmutualfunds.com.</font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">INSTITUTIONAL CLASS CALENDAR YEAR TOTAL RETURNS</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Steward International Enhanced Index Fund </font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Year-by-year total return as of 12/31 each year (%) Institutional Class Shares</font></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRBarChart18 ~</div><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="width:100%;"> <tr> <td valign="top" width="40%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="16%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="4%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="21%" style="padding:0in 0in 0in 0in;"></td> </tr> <tr> <td valign="top" width="40%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="16%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="4%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="21%" style="padding:0in 0in 0in 0in;"></td> </tr> <tr> <td valign="top" width="40%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="16%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="4%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="21%" style="padding:0in 0in 0in 0in;"></td> </tr> <tr> <td valign="top" width="40%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="16%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="4%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="21%" style="padding:0in 0in 0in 0in;"></td> </tr> <tr> <td valign="top" width="40%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="16%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="4%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="21%" style="padding:0in 0in 0in 0in;"></td> </tr> <tr> <td valign="top" width="40%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="16%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="4%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="19%" style="padding:0in 0in 0in 0in;"></td> <td valign="top" width="21%" style="padding:0in 0in 0in 0in;"></td> </tr> </table></div> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="display:none;font-family:Times New Roman,serif;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">&#160;</font></font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Best Quarter: 2</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;line-height:normal;">nd</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> Quarter, 2009&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;26.12%</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Worst Quarter: 4</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;line-height:normal;">th</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> Quarter, 2008&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -24.18%</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Year-To-Date Return:2</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;line-height:normal;">nd</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> Quarter, 2013&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; -4.81%</font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The following table illustrates the impact of taxes on the Fund's returns (Institutional Class is shown; returns for Individual Class will be different). After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns depend on your own tax situation and may be different from those shown. This information does not apply if your Fund shares are held in a tax-deferred account such as an individual retirement account or 401(k) plan.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">AVERAGE ANNUAL TOTAL RETURNS </font></b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">For the periods ended December 31, 2012</font></i></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule19 ~</div>0.00000.00000.00000.00000.00000.000012.0012.000.00300.00300.00250.00000.00520.00420.01070.00721093405901306742304018940.1523-0.44180.39710.0706-0.1320.1234Return Before TaxesReturn After Taxes on DistributionsReturn After Taxes on Distributions and Sale of Fund SharesS&P ADR Index (reflects no deduction for fees, expenses or taxes)0.12340.11890.08550.1611-0.0403-0.0442-0.03410.02650.01030.00460.00790.03052006-02-282006-02-282006-02-282006-02-28<p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><u><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">STEWARD SELECT BOND FUND</font></u></b><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> -- </font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Individual Class and Institutional Class</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Investment Objective</font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">:</font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">To provide high current income with capital appreciation.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Fees and Expenses of the Fund</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The following table describes the fees and expenses that you may pay if you buy and hold shares of the Fund.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">SHAREHOLDER FEES </font></b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">(fees paid directly from your investment)</font></i></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule21 ~</div><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">ANNUAL FUND OPERATING EXPENSES </font></b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">(expenses deducted from Fund assets)</font></i></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule22 ~</div><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Example</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">This example can help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. It assumes:</font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;line-height:normal;">· </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">You invest $10,000 for the periods shown;</font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;line-height:normal;">· </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Your investment has a 5% return each year; and</font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font style="display:none;font-family:Times New Roman,serif;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> </font></font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;line-height:normal;">· </font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The Fund's operating expenses remain the same.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> </font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Although your actual costs may be higher or lower, based on these assumptions your costs would be:</font></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule23 ~</div><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Portfolio Turnover</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The Fund pays transaction costs, such as commissions, when it buys and sells securities (or &#8220;turns over&#8221; its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the Fund&#39;s performance. During the most recent fiscal year, the Fund&#39;s portfolio turnover rate was 29% of the average value of its portfolio.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Principal Investment Strategies</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The Fund invests primarily in fixed income securities such as corporate bonds, mortgage-backed securities and government and agency bonds and notes. These obligations may include U.S. dollar-denominated instruments issued in the U.S. by foreign banks and branches and foreign corporations. Normally, the Fund will invest at least 80% of its assets in these types of instruments. The Fund may also invest in other investment companies. The Fund may invest up to 15% of its assets in illiquid securities, which are likely to consist primarily of debt securities and mortgages of churches, colleges, schools and other non-profit organizations. The Fund may invest up to 5% of its total assets in U.S. dollar-denominated debt securities of non-U.S. issuers and no more than 2% of its total assets in U.S. dollar-denominated debt securities of companies in emerging market countries. The Fund&#39;s investments may have fixed variable or floating interest rates. The Fund may have small portions of its portfolio in cash or short-term money market instruments. The Fund may purchase instruments on a when-issued or forward commitment basis, meaning that the Fund agrees to purchase the securities at a fixed price at a future date beyond customary settlement time. The Fund will invest only in securities rated investment grade (Baa/BBB or better) by Moody&#39;s Investor Service or Standard &amp; Poors or comparably rated by another nationally recognized statistical rating organization or deemed to be of comparable quality by the Fund&#39;s investment adviser at the time of purchase. In order to construct the most appropriate portfolio to realize the Fund&#39;s objective, the Fund&#39;s managers will seek to balance three primary portfolio characteristics of duration, yield curve structure and sector allocations. When the mangers believe that future U.S. interest rates will trend to higher levels (largely, but not entirely, due to an expected increase in general economic activity producing a change in Federal Reserve Bank policy), they will create portfolio durations less than those stated for index benchmarks. When they believe that future U.S. interest rates will trend to lower levels (largely, but not entirely, due to an expected decrease in general economic activity producing a change in Federal Reserve Bank policy), they will create portfolio durations greater than those stated for index benchmarks. Except during extraordinary periods of volatility, duration levels will be targeted within eighty percent of benchmarks. Contributing to duration target decisions is a view of future inflationary price pressures which also determine Fed policymaking expectations. Other factors such as liquidity, credit concerns and relative yield levels may also direct how duration is created across sectors and may inhibit, or augment, how portfolio duration targets are selected.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">&#160;</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Yield curve decisions as to where along option-adjusted term structures investments should be concentrated begin with a bias toward intermediate maturities. The core of portfolio holdings will therefore be dominated, in most instances, at the heart of the yield curve. Allocations to very short maturities or very long maturities go hand-in-hand with targeted duration decisions. When the managers believe the trend for nominal interests will be higher, shorter-term securities will be favored over long-dated securities to complete our portfolio&#39;s profile. When they believe the trend for nominal interest rates will be lower, longer-term issues will be favored over shorter.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">&#160;</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">U.S. Treasury investments are generally determined in favor of agency and corporate issues by changing degrees of desire for the safety and liquidity. Corporate sectors are under-weighted when the managers believe that slowing economic activity will put increased stress on corporate balance sheets and produce potential credit downgrades or other credit events, widening credit yield spreads. Subject to limits of the Fund&#39;s concentration policy, which prevents the Fund from investing 25% or more in any one industry or group of industries, corporate sectors are over-weighted when the managers believe that increasing economic activity will improve corporate balance sheets and produce potential credit upgrades or other credit events, tightening credit yield spreads. Individual debt securities of any maturity may be purchased. Portfolio sales are determined in a variety of ways, including but not limited to strategic adjustments, yield enhancement replacements, current news shocks and credit deteriorations.</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">&#160;</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Socially Responsible Investing.</font></i></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> The Fund uses its best efforts to avoid investing in companies that are materially involved with pornography, abortion, alcohol, gambling or tobacco, although it may invest up to 5% of its total assets in certain collective investment vehicles or derivatives that may include prohibited companies.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Principal Risks of Investing in the Fund</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Investment in the Fund involves risk and your investment may lose money. The prices of fixed income securities in which the Fund will invest will rise and fall in response to interest rate changes and changes in the credit rating, or default, of the issuer. Lower rated bonds and bonds with longer final maturities generally have higher credit risks. Variable and floating rate securities, although less sensitive to interest rate changes, may decline in value if their interest rates do not rise as quickly, or as much, as general interest rates. Also, if general market interest rates decline, the yield on these instruments will decline. Because the Fund prices its assets and determines its share value on each business day based on current market prices (see "Share Price"), a shareholder cannot avoid loss by holding a bond to maturity, as might be possible for an investor who invests in individual bonds rather than in Fund shares. Securities rated Baa/BBB (or comparably) are considered to have speculative characteristics. Ratings also may be unreliable, due to conflicts of interest between the rating agencies and the issuers and the lag between an event requiring a rating downgrade and the actual rating downgrade. Investments in securities of U.S. government agencies and instrumentalities have varying degrees of U.S. government backing and thus have risk of loss of principal, interest or default. Actions and statements of national and international government and economic policy institutions can, among other things, affect interest rates and trading volume of debt obligations, in addition to broader economic effects. Instruments of foreign banks and branches and foreign corporations are subject to different types of regulation, accounting and recordkeeping requirements, and information about them may be harder to obtain. Dollar-denominated instruments of foreign government or government-related entities may have similar risks and may not be supported as to payment of principal and interest by the relevant government. The Fund&#39;s socially responsible investment policies may cause it to lose the advantage of certain investment opportunities. The illiquid securities in which the Fund may invest may not be able to be sold at an advantageous time or price. To the extent securities of any one industry or group of industries comprises close to 25% of the Fund&#39;s benchmark, the Fund may be limited in its ability to overweight with respect to that industry or industry group, due to its fundamental policy on concentration. The Fund&#39;s investments in church mortgage bonds and loans will generally be illiquid and unrated and involve limited availability of information. Thus, they can be difficult to value properly, particularly in distressed situations, such as the weak real estate and employment conditions prevailing in recent years. These securities are negatively affected by declines in real estate values. To the extent churches rely on their congregations for funds to make interest and principal payments on their obligations, unemployment and reduction in congregation size negatively affect the ability of churches to honor their obligations and may negatively affect property maintenance and, thus, the value of the property backing the security. The securities may also be invalidated or subordinated by a court to interests of other creditors. The Fund&#39;s mortgage-related investments, including its church mortgage bonds and loans, also involve the risk of default, delay or reduction of interest payments, and collateral that can be illiquid. Mortgage-related securities also tend to be more sensitive to interest rate changes, since rising interest rates tend to extend these securities&#39; duration. If interest rates decline, mortgage-related securities may be subject to prepayment, which could reduce the Fund&#39;s returns as it reinvests prepayment proceeds at lower rates. Mortgage-related securities are also negatively affected by declines in property values. If the Fund invests substantially in money market instruments for temporary defensive purposes, its potential returns could be reduced.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Performance</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The following tables provide some indication of the risks of investing in the Fund by showing changes in the Fund&#39;s performance from year to year and by showing how the Fund&#39;s average annual returns for 1 and 5 years compare with those of a broad measure of market performance. The Fund&#39;s past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future. Each table shows performance of Institutional Class; returns for Individual Class will be different. Updated performance information is available on the Fund&#39;s website at www.stewardmutualfunds.com.</font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">INSTITUTIONAL CLASS CALENDAR YEAR TOTAL RETURNS</font></b></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Steward Select Bond Fund </font></b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Year-by-year total return as of 12/31 each year (%) Institutional Class Shares</font></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRBarChart24 ~</div><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Best Quarter: 3</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;line-height:normal;">rd</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> Quarter, 2006&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3.21%</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Worst Quarter: 2</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;line-height:normal;">nd</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> Quarter, 2008&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -1.57%</font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">Year-To-Date Return:2</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:7.0pt;line-height:normal;">nd</font><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;"> Quarter, 2013&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -2.56%</font></p><!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">The following table illustrates the impact of taxes on the Fund's returns (Institutional Class is used for the illustration; numbers for Individual Class will be different). After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. After-tax returns depend on your own tax situation and may be different from those shown. This information does not apply if your Fund shares are held in a tax-deferred account such as an individual retirement account or 401(k) plan.</font></p><p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">AVERAGE ANNUAL TOTAL RETURNS </font></b><i><font lang="EN-US" style="font-family:Times New Roman,serif;font-size:10.0pt;line-height:normal;">For the periods ended December 31, 2012</font></i></p><div style="display:none">~ http://www.stewardmutualfunds.com/role/RRSchedule25 ~</div>0.00000.00000.00000.00000.00000.000012.0012.000.00250.00250.00250.00000.00520.00420.01020.00671043255631248682143738350.01250.03480.05770.03530.05720.05160.03250.0408Return Before TaxesReturn After Taxes on DistributionsReturn After Taxes on Distributions and Sale of Fund SharesBarclays Capital Intermediate US Aggregate Index (reflects no deduction for fees, expenses or taxes)Barclays Capital US Government/Credit Index (reflects no deduction for fees, expenses or taxes)0.04080.03060.02640.03560.04820.04340.03080.02970.05390.06060.0390.02570.02540.05030.05422004-10-012004-10-012004-10-012004-10-012004-10-010.26Investment in the Fund involves risk and your investment may lose money.The following tables provide some indication of the risks of investing in the Fund by showing changes in the Fund's performance from year to year and by showing how the Fund's average annual returns for 1 and 5 years compare with those of a broad measure of market performance.www.stewardmutualfunds.comThe Fund's past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future.reflects no deduction for fees, expenses or taxesAfter-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes.After-tax returns depend on your own tax situation and may be different from those shown. This information does not apply if your Fund shares are held in a tax-deferred account such as an individual retirement account or 401(k) plan.Year-To-Date Return:2013-06-300.154Best Quarter:2009-06-300.2086Worst Quarter:2008-12-31-0.24070.41Investment in the Fund involves risk and your investment may lose money.The following tables provide some indication of the risks of investing in the Fund by illustrating how the Fund's average annual return for one year compares with those of two broad measures of market performance.www.stewardmutualfunds.comThe Fund's past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future.reflects no deduction for fees, expenses or taxesAfter-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes.After-tax returns depend on your own tax situation and may be different from those shown. This information does not apply if your Fund shares are held in a tax-deferred account such as an individual retirement account or 401(k) plan.Year-To-Date Return:2013-06-300.074Best Quarter:2009-09-300.1775Worst Quarter:2009-03-31-0.14520.15Investment in the Fund involves risk and your investment may lose money.The following tables provide some indication of the risks of investing in the Fund by showing changes in the Fund's performance from year to year and by showing how the Fund's average annual return for 1 year and life of the Fund compares with that of a broad measure of market performance.www.stewardmutualfunds.comThe Fund's past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future.reflects no deduction for fees, expenses or taxesAfter-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes.After-tax returns depend on your own tax situation and may be different from those shown. This information does not apply if your Fund shares are held in a tax-deferred account such as an individual retirement account or 401(k) plan.Year-To-Date Return:2013-06-30-0.0481Best Quarter:2009-06-300.2612Worst Quarter:2008-12-31-0.24180.29Investment in the Fund involves risk and your investment may lose money.The following tables provide some indication of the risks of investing in the Fund by showing changes in the Fund's performance from year to year and by showing how the Fund's average annual returns for 1 and 5 years compare with those of a broad measure of market performance.www.stewardmutualfunds.comreflects no deduction for fees, expenses or taxesThe Fund's past performance (before and after taxes) is not necessarily an indication of how the Fund will perform in the future.After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes.After-tax returns depend on your own tax situation and may be different from those shown. This information does not apply if your Fund shares are held in a tax-deferred account such as an individual retirement account or 401(k) plan.Year-To-Date Return:2013-06-30-0.0256Best Quarter:2006-09-300.0321Worst Quarter:2008-06-30-0.0157The Steward Funds' Board of Directors approved a change in the benchmark index to which the performance of Steward Select Bond Fund ('Fund') will be compared in the Average Annual Total Returns table in the prospectus. The benchmark which has been used previously is Barclays Capital US Aggregate Intermediate Index. The new benchmark is Barclays Capital US Government/Credit Index. The Fund's investment adviser recommended the change because the Barclays Capital US Government/Credit Index is a broader index than the Barclays Capital US Aggregate Intermediate Index with a wider range of maturities. It was felt that the broader index more appropriately reflected the range and type of Fund investments, thereby providing shareholders with a better benchmark against which to evaluate the Fund's relative performance.EX-101.SCH
3
ck0000092500-20130430.xsd
XBRL TAXONOMY EXTENSION SCHEMA
01001 - Document - Document and Entity Information {Elements}link:presentationLinklink:calculationLinklink:definitionLink01002 - Document - Risk/Return Summary (Steward Large Cap Enhanced Index Fund) {Unlabeled}link:presentationLinklink:calculationLinklink:definitionLink01003 - Schedule - Shareholder Feeslink:presentationLinklink:calculationLinklink:definitionLink01004 - Schedule - Annual Fund Operating Expenseslink:presentationLinklink:calculationLinklink:definitionLink01005 - Schedule - Expense Example {Transposed}link:presentationLinklink:calculationLinklink:definitionLink01006 - Schedule - Bar Chartlink:presentationLinklink:calculationLinklink:definitionLink01007 - Schedule - Average Annual Total Returns {Transposed}link:presentationLinklink:calculationLinklink:definitionLink01008 - Schedule - Shareholder Feeslink:presentationLinklink:calculationLinklink:definitionLink01009 - Schedule - Annual Fund Operating Expenseslink:presentationLinklink:calculationLinklink:definitionLink01010 - Schedule - Expense Example {Transposed}link:presentationLinklink:calculationLinklink:definitionLink01011 - Schedule - Bar Chartlink:presentationLinklink:calculationLinklink:definitionLink01012 - Schedule - Average Annual Total Returns {Transposed}link:presentationLinklink:calculationLinklink:definitionLink01013 - Schedule - Shareholder Feeslink:presentationLinklink:calculationLinklink:definitionLink01014 - Schedule - Annual Fund Operating Expenseslink:presentationLinklink:calculationLinklink:definitionLink01015 - Schedule - Expense Example {Transposed}link:presentationLinklink:calculationLinklink:definitionLink01016 - Schedule - Bar Chart [Table] (STEWARD INTERNATIONAL ENHANCED INDEX FUND -- Individual Class and Institutional Class) (Schedule 1)link:presentationLinklink:calculationLinklink:definitionLink01017 - Schedule - Average Annual Total Returns {Transposed}link:presentationLinklink:calculationLinklink:definitionLink01018 - Schedule - Shareholder Feeslink:presentationLinklink:calculationLinklink:definitionLink01019 - Schedule - Annual Fund Operating Expenseslink:presentationLinklink:calculationLinklink:definitionLink01020 - Schedule - Expense Example {Transposed}link:presentationLinklink:calculationLinklink:definitionLink01021 - Schedule - Bar Chart [Table]link:presentationLinklink:calculationLinklink:definitionLink01022 - Schedule - Average Annual Total Returns {Transposed}link:presentationLinklink:calculationLinklink:definitionLink01023 - Disclosure - Risk/Return Detail Data {Elements}link:presentationLinklink:calculationLinklink:definitionLink01024 - Document - Risk/Return Summary (Steward Global Equity Income Fund) {Unlabeled}link:presentationLinklink:calculationLinklink:definitionLink01025 - Disclosure - Risk/Return Detail Data (Steward Global Equity Income Fund) {Elements}link:presentationLinklink:calculationLinklink:definitionLink01026 - Document - Risk/Return Summary (Steward International Enhanced Index Fund) {Unlabeled}link:presentationLinklink:calculationLinklink:definitionLink01027 - Disclosure - Risk/Return Detail Data (Steward International Enhanced Index Fund) {Elements}link:presentationLinklink:calculationLinklink:definitionLink01028 - Document - Risk/Return Summary (Steward Select Bond Fund) {Unlabeled}link:presentationLinklink:calculationLinklink:definitionLink01029 - Disclosure - Risk/Return Detail Data (Steward Select Bond Fund) {Elements}link:presentationLinklink:calculationLinklink:definitionLinkEX-101.CAL
4
ck0000092500-20130430_cal.xml
XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
EX-101.DEF
5
ck0000092500-20130430_def.xml
XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
EX-101.LAB
6
ck0000092500-20130430_lab.xml
XBRL TAXONOMY EXTENSION LABEL LINKBASE
Barclays Capital Intermediate US Aggregate Index [Member]Barclays Capital Intermediate US Aggregate IndexBarclays Capital Intermediate US Aggregate Index.Barclays Capital US Government Credit Index [Member]Barclays Capital US Government/Credit IndexBarclays Capital US Government/Credit Index.C 000010134 [Member]Individual ClassIndividual Class.C 000010135 [Member]Institutional ClassInstitutional Class.C 000010642 [Member]Institutional ClassInstitutional Class.C 000010643 [Member]Individual ClassIndividual Class.C 000030111 [Member]Individual ClassIndividual Class.C 000030112 [Member]Institutional ClassInstitutional Class.C 000061277 [Member]Individual ClassIndividual Class.C 000061278 [Member]Institutional ClassInstitutional Class.S 000003648 [Member]Steward Large Cap Enhanced Index FundSteward Large Cap Enhanced Index Fund.S 000003648 Summary [Member]Steward Large Cap Enhanced Index Fund (Prospectus Summary)Steward Large Cap Enhanced Index Fund.S 000003814 [Member]Steward Select Bond FundSteward Select Bond Fund.S 000003814 Summary [Member]Steward Select Bond Fund (Prospectus Summary)Steward Select Bond Fund.S 000010863 [Member]Steward International Enhanced Index FundSteward International Enhanced Index Fund.S 000010863 Summary [Member]Steward International Enhanced Index Fund (Prospectus Summary)Steward International Enhanced Index Fund.S 000021424 [Member]Steward Global Equity Income FundSteward Global Equity Income Fund.S 000021424 Summary [Member]Steward Global Equity Income Fund (Prospectus Summary)Steward Global Equity Income Fund (Prospectus Summary.SPADR Index [Member]S&P ADR IndexS&P ADR Index.Standard Poors 1200 Index [Member]Standard & Poor's 1200 IndexStandard & Poor's 1200 Index.Standard Poors 500 Index [Member]Standard & Poor's 500 IndexStandard & Poor's 500 Index.Amendment DescriptionAmendment FlagDocument Creation DateDocument [Domain]Document [Domain]Document Effective DateDocument Information, Document [Axis]Document Information, Document [Axis]Document Period End DateDocument TypeEntity Central Index KeyEntity [Domain]Entity [Domain]Entity Registrant NameLegal Entity [Axis]Legal Entity [Axis]Trading SymbolAfter Taxes on Distributions and SalesAfter Taxes on Distributions and SalesAfter Taxes on DistributionsAfter Taxes on DistributionsAnnual Fund Operating Expenses [Table]Annual Fund Operating Expenses [Table]Annual Return 2005Annual Return 2005Annual Return 2006Annual Return 2006Annual Return 2007Annual Return 2007Annual Return 2008Annual Return 2008Annual Return 2009Annual Return 2009Annual Return 2010Annual Return 2010Annual Return 2011Annual Return 2011Annual Return 2012Annual Return 2012Inception DateInception DateLabelLabelSince InceptionSince Inception1 Year1 Year5 Years5 YearsBar Chart and Performance Table [Heading]Bar Chart and Performance Table [Heading]Bar Chart Closing [Text Block]Bar Chart Closing [Text Block]Bar Chart [Heading]Bar Chart [Heading]Highest Quarterly ReturnHighest Quarterly ReturnHighest Quarterly Return, DateHighest Quarterly Return, DateLowest Quarterly ReturnLowest Quarterly ReturnLowest Quarterly Return, DateLowest Quarterly Return, DateBar Chart Narrative [Text Block]Bar Chart Narrative [Text Block]Bar Chart [Table]Bar Chart [Table]Bar Chart, Year to Date ReturnBar Chart, Year to Date ReturnBar Chart, Year to Date Return, DateBar Chart, Year to Date Return, DateDistribution and Service (12b-1) FeesDistribution (12b-1) feesExpense Example [Heading]Expense Example [Heading]Expense Example Narrative [Text Block]Expense Example Narrative [Text Block]Expense Example, With Redemption [Table]Expense Example, With Redemption [Table]Expense Example, with Redemption, 1 YearExpense Example, with Redemption, 1 YearExpense Example, with Redemption, 3 YearsExpense Example, with Redemption, 3 YearsExpense Example, with Redemption, 5 YearsExpense Example, with Redemption, 5 YearsExpense Example, with Redemption, 10 YearsExpense Example, with Redemption, 10 YearsExpense [Heading]Expense [Heading]Expense Narrative [Text Block]Expense Narrative [Text Block]Expenses (as a percentage of Assets)Total annual Fund operating expensesTotal annual Fund operating expensesHighest Quarterly Return, LabelHighest Quarterly Return, LabelIndex No Deduction for Fees, Expenses, Taxes [Text]Index No Deduction for Fees, Expenses, Taxes [Text]Lowest Quarterly Return, LabelLowest Quarterly Return, LabelManagement Fees (as a percentage of Assets)Management feesMaximum Account FeeMaximum account fee (imposed on any account that has been open for at least a year and has a net asset value of less than $200)Maximum Deferred Sales Charge (as a percentage of Offering Price)Maximum deferred sales chargeMaximum Sales Charge Imposed on Purchases (as a percentage of Offering Price)Maximum sales charge (load) imposed on purchasesMaximum Sales Charge on Reinvested Dividends and Distributions (as a percentage)Maximum sales charge (load) imposed on reinvested dividends and other distributionsObjective [Heading]Objective [Heading]Objective, Primary [Text Block]Objective, Primary [Text Block]Operating Expenses Caption [Text]Operating Expenses Caption [Text]Other Expenses (as a percentage of Assets):Other expensesPerformance Availability Website Address [Text]Performance Availability Website Address [Text]Performance Information Illustrates Variability of Returns [Text]Performance Information Illustrates Variability of Returns [Text]Performance Measure [Axis]Performance Measure [Axis]Before TaxesBefore TaxesPerformance Narrative [Text Block]Performance Narrative [Text Block]Performance Past Does Not Indicate Future [Text]Performance Past Does Not Indicate Future [Text]Performance Table HeadingPerformance Table HeadingPerformance Table NarrativePerformance Table NarrativePerformance Table Not Relevant to Tax DeferredPerformance Table Not Relevant to Tax DeferredPerformance [Table]Performance [Table]Performance Table Uses Highest Federal RatePerformance Table Uses Highest Federal RatePortfolio Turnover [Heading]Portfolio Turnover [Heading]Portfolio Turnover, RatePortfolio Turnover, RatePortfolio Turnover [Text Block]Portfolio Turnover [Text Block]Prospectus DateShare Class [Axis]Share Class [Axis]Prospectus:Risk [Heading]Risk [Heading]Risk Lose Money [Text]Risk Lose Money [Text]Risk Narrative [Text Block]Risk Narrative [Text Block]Risk/Return:Risk/Return [Heading]Risk/Return [Heading]Share ClassesShare ClassesShareholder Fees Caption [Text]Shareholder Fees Caption [Text]Shareholder Fees [Table]Shareholder Fees [Table]Strategy [Heading]Strategy [Heading]Strategy Narrative [Text Block]Strategy Narrative [Text Block]Year to Date Return, LabelYear to Date Return, LabelEX-101.PRE
7
ck0000092500-20130430_pre.xml
XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE