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The benefits it provides you. You choose the investment for your IRA based on the benefits it provides you. You can put any investments you want inside an IRA. For an index annuity, essentially, the benefits available to you would be for your IRA: safety of principle and growth. That’s what most people want.

There are three ways to have your money completely protected against losses. The first is FDIC insurance. In a one-year CD right now, at the time I’m taping this DVD, the rate of return is going be about 1%, which is not acceptable to most people. The second way is treasury bonds. If you buy a 10-year treasury right now, you will get about a 2% rate of return. The third way to have your money completely protected against losses is with a guaranteed insurance contract. The best guaranteed insurance contracts historically average about a 6 to 8% rate of return. A good guaranteed insurance contract allows you to go up with the market, lock in your gains, and when the market goes down, you don’t lose anything. You do receive compound interest, and there are no fees. If you want that, you’re going to have to get over the word annuity because that is the only way to get it.

What a great question. These are guaranteed insurance contracts. To gain the status of a guaranteed insurance contract, the insurance company has to reserve 102% or more of what you put in. Those reserve are separated, they are segregated, and they are monitored on a regular basis. So, God forbid the insurance company does go belly up, there is enough money in reserve accounts to pay you back. Because of that track record, because of those reserving rules, in the history of our country, no one has ever lost one cent in a guaranteed insurance contract. And because of that track record, I feel very comfortable telling you your money is in a protected place. All of that being said, I highly recommend that you do business with a highly rated insurance company. At Ty J. Young Inc., we call them top tier financial ratings: A-, A, A+. Those are the best ratings out there. Look for insurance companies with those ratings.

You know, I hear that all the time. I hear people say, “I’ve got to wait for the market to come back before I move my money and get it protected.” Well, I’ve got good news for you: when you put your money into a good index annuity, it is not a departure from the stock market. It is not a departure from the gains of the stock market. It is a departure from the losses, so you will still participate and come back as the market comes back, but when the market goes down, you don’t lose. So with a good index annuity, you put yourself in a position where you can make the money back, and you continue to go forward and never backwards. Remember, a good fixed index annuity allows you to go forward with your money, but never backwards, up and never down, and the driver of that is an index: the S&P 500. You can be in the same market you are in now, but you can get rid of the downside. That is huge to a lot of folks.

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Curated by our team, this guide gives you the basics plus unlocks new areas for growth. For example, learn how to grow your retirement nest egg and never lose money due to stock market fluctuation. Smart investors go up with the stock market, lock in gains and do not lose money when the market goes down. They receive compound interest and avoid paying fees. Sound attractive? Get your Investor's Guide and learn exactly how it works.

What We Offer

The wealth management strategy you implement now will affect whether you enjoy a stressful or stress-free retirement. You don’t have to be as right if you’re never wrong. You don’t need as much on the upside if you never lose on the downside, and you’re still earning a reasonable rate of return on your money. In other words, it is much easier to climb your financial mountain if you never have to dig out of a financial hole.

We use principal protection strategies in which our clients also have the opportunity to grow their money at a reasonable rate of return. Our clients gravitate toward products that participate in market gains while eliminating market losses. Today’s retirees have the opportunity to reinvent themselves and to do all of the things they never had time for during their working years. With life expectancies at all-time highs, we must plan for retirements that are longer than ever before.

Studies have shown that more people fear running out of money than they fear death. If you are afraid of running out of money, then why would you expose it to unnecessary risk? We offer our clients safer money solutions that can guarantee investment
strategies which provide protection against losses. Why would you want to risk your financial happiness in retirement? If you want safer money solutions, our advisors at Ty J. Young Inc. can help you find a solution that is right for you.

We know where you invest your retirement money is not a decision to be taken lightly. While we stand firmly behind our products, we wanted to share some other resources for you to find out even more about the type of products we offer.

"Never lost a dime" in guaranteed contracts!

The National Retirement Risk Index “After the Crash”

CNBC Discussion on Indexed Annuities

Click to Read Full Article

Click to Read Full Article

Click to Read Full Article

US News & World Report

Boston College

CNBC

As Seen On

We know where you invest your retirement money is not a decision to be taken lightly. While we stand firmly behind our products, we wanted to share some other resources for you to find out even more about the type of products we offer.

The case for fixed-index annuities

"Never lost a dime" in guaranteed contracts!

About 1 in 10 expect to rely on annuities in retirement

Click to Read Full Article

Click to Read Full Article

Click to Read Full Article

InvestmentNews

NAIC

Insurance News Net

Why Choose Ty J Young Inc?

Ty J. Young Inc. is a nationwide Wealth Management firm with our corporate headquarters located in Atlanta, GA.

0 Clients

FAQ

FAQ

Do you have questions about annuities? Or maybe you're just curious as to how Ty J. Young Inc. operates?

Do you have questions about annuities?

Or maybe you're just curious as to how Ty J. Young Inc. operates?

We've created this Ty J. Young FAQ page to answer some of the questions you may have and to

We've created this Ty J. Young FAQ page to answer some of the questions

you may have and to provide insight into our retirement investing philosophy.

The benefits it provides you. You choose the investment for your IRA based on the benefits it provides you. You can put any investments you want inside an IRA. For an index annuity, essentially, the benefits available to you would be for your IRA: safety of principle and growth. That’s what most people want.

There are three ways to have your money completely protected against losses. The first is FDIC insurance. In a one-year CD right now, at the time I’m taping this DVD, the rate of return is going be about 1%, which is not acceptable to most people. The second way is treasury bonds. If you buy a 10-year treasury right now, you will get about a 2% rate of return. The third way to have your money completely protected against losses is with a guaranteed insurance contract. The best guaranteed insurance contracts historically average about a 6 to 8% rate of return. A good guaranteed insurance contract allows you to go up with the market, lock in your gains, and when the market goes down, you don’t lose anything. You do receive compound interest, and there are no fees. If you want that, you’re going to have to get over the word annuity because that is the only way to get it.

What a great question. These are guaranteed insurance contracts. To gain the status of a guaranteed insurance contract, the insurance company has to reserve 102% or more of what you put in. Those reserve are separated, they are segregated, and they are monitored on a regular basis. So, God forbid the insurance company does go belly up, there is enough money in reserve accounts to pay you back. Because of that track record, because of those reserving rules, in the history of our country, no one has ever lost one cent in a guaranteed insurance contract. And because of that track record, I feel very comfortable telling you your money is in a protected place. All of that being said, I highly recommend that you do business with a highly rated insurance company. At Ty J. Young Inc., we call them top tier financial ratings: A-, A, A+. Those are the best ratings out there. Look for insurance companies with those ratings.

You know, I hear that all the time. I hear people say, “I’ve got to wait for the market to come back before I move my money and get it protected.” Well, I’ve got good news for you: when you put your money into a good index annuity, it is not a departure from the stock market. It is not a departure from the gains of the stock market. It is a departure from the losses, so you will still participate and come back as the market comes back, but when the market goes down, you don’t lose. So with a good index annuity, you put yourself in a position where you can make the money back, and you continue to go forward and never backwards. Remember, a good fixed index annuity allows you to go forward with your money, but never backwards, up and never down, and the driver of that is an index: the S&P 500. You can be in the same market you are in now, but you can get rid of the downside. That is huge to a lot of folks.

CONTACT US

Do you want to get on the right path toward a financially-secure retirement?

Visit or contact us at Ty J. Young Inc.!

Ty J. Young Inc.

100 Galleria Parkway SE

Suite 1300

Atlanta, GA 30339

(800) 557-7379

(770) 226-9414

Phone

National Headquarters

Fax

Our Ty J. Young Inc. National Headquarters is located northwest of downtown Atlanta, in the Cumberland area.