Making major purchases often feels like an impossible feat. Even thinking about affording a home or big vacation seems impossible at times. If you've ever felt this way, I can relate. These major purchases - cars, vacations, a home - can feel out of reach for a lot of us who are facing significant debt mixed with high costs of living.

Although at times it may seem like we'll never get into a house of our own, there are small things you can do every day to work toward your goals. Number one: figure out your goals. Whether you need a new car, or you need to get out of town for a week-long vacation, you have to writethis goal down. Trust me, it helps tremendously to see your goal on paper.

Once you see your goal on paper, it makes the rest of this process much easier. Watch the video to find out the secret to affording your goals!

Now, I'd love to hear from you!

What are your financial goals? What would you love to be able to afford this year? Share your stories and thoughts in the comments!

And remember, you can follow @YoungFreeME on Twitter/Instagram for more tips on your money!