Agreement on the Countering of Illegal Trade, Financial Schemes, and Money Laundering

The WebMoney Transfer System Operator, which is represented by WM Transfer
Ltd

(Hereinafter – the Operator), is not a financial institution and does not
handle financial operations but carries out the processing of the WebMoney
Transfer System’s hardware and software complex. In conjunction with the
WebMoney Transfer System members and having acceded in accordance with the
hereby Agreement (hereinafter – the System Members) the Operator acknowledges
the legal standards, including international standards, which are aimed
at countering illegal trade, financial schemes, money laundering and the
legalization of illegal funds, and accepts the provisions of the hereby
Agreement (hereinafter – the Agreement) as follows:

1. Definitions:

Illegal trade – the trade and distribution of goods and services
which are identified as illegal, harmful, immoral, infringing copyright,
promoting hatred and/or discrimination based on the person’s race, ethnicity,
gender, or social status.

Pyramid scheme - a fraudulent structure, whose founders redistributes
and uses for their own interests funds received from its members, who have been
seduced by the promise of lucrative interest rates.

Money laundering - methods and procedures developed to launder funds,
which have been acquired through illegal activities, by investing them in other
assets in order to conceal their true source, real owners, and other details
which could serve as evidence of violation of the legislation.

2. The Operator and the System Members
shall have the following responsibilities:

to avoid any explicit or implicit support of illegal trade and any other
illegal operations involving the use of the WebMoney Transfer System;

to avoid any explicit or implicit support of financial schemes, do not
transfer and do not accept for the accrual of interest WebMoney Transfer
System title units if they do not bear the required signs and data, do not use
the WebMoney Transfer System for the arrangement and roll out of pyramid
schemes or for any other actions which is prohibited by the legislation and
legal standards;

to avoid activities involving the use of the WebMoney Transfer System
for any actions which directly or indirectly intervene with procedures aimed at
countering money laundering and the legalization of illegal funds;

to grant adequate assistance to the law enforcement agencies in their
search and apprehension of financial terrorists engaged in illegal
activities which are related to money laundering.

3. The Operator must take any steps
necessary to prevent the illegal trade, any financial schemes and money
laundering which uses the WebMoney Transfer System. These said actions shall
embrace the following inclusively:

providing the authorized bodies, in accordance with legislation, with
any requested information which is related to the processing of transactions in
the WebMoney Transfer System;

the suspension of processing the transactions of any System Member at the
request of the authorized bodies, in accordance with legislation, as well as at
its own initiative in cases when the Operator has enough information about the
illegal or shady activities of a particular System Member;

further improvement to both the WebMoney Transfer System and its auxiliary
services in order to prevent the direct or indirect use of the WebMoney
Transfer System in activities prohibited by the legislation governing the
countering of illegal trade, financial schemes and money laundering.

4. The Operator and the System Members,
having accepted the responsibilities in accordance with the hereby Agreement,
acknowledge that compliance with the provisions contained herein is required in
order to prevent any assistance or participation in illegal activities related
to illegal trade, financial schemes, and money laundering.

5. The Members of the Agreement are
united in their understanding that compliance with the legislation on the
countering of financial terrorism and laundering of illegal funds is a
necessary measure, and that they are legally bound by the responsibilities
accepted herein. At the same time, each System Members shall bear
responsibility for their actions carried out on the WebMoney Transfer
system. *System Members and Operators are prohibited from imposing their
responsibility on other System Members.

6. You are accepting the hereby
Agreement by undergoing the registration procedure in the WebMoney Transfer
System, and by this virtue, you are accepting the responsibilities and
standards of the hereby Agreement as a Member of the WebMoney Transfer
System.