Mr. Sharma is enjoying free airport lounge access with his Credit Card. What about you? Get A Card

HDFC MyRewards Credit Card Programme Overview:

HDFC Bank offers a Credit Card Rewards Programme called MyRewards to its credit cardholders that makes shopping a rewarding experience. Each credit card is eligible to earn reward points based on the type of the card. Reward points are awarded for expenses on the HDFC Bank credit card. Once a customer has accumulated at least 500 reward points, they can redeem it from a number of options ranging across products, gift vouchers, discounts and air miles. HDFC has partnered with brands, airlines, retail stores, hotels, food outlets, and charities to provide its customers a varied selection of rewards redemption.

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How can I earn reward points under the HDFC Rewards Programme?

You can earn points on your credit card by paying for your purchases or bills with the card. Every time you swipe your card, reward points will be credited to your rewards account. Depending on the type of card you hold, you can earn welcome points or welcome miles. On swiping your card for the first time within 90 days, HDFC rewards cardholders of select cards with a bundle of reward points. Spending a set amount of money in a year on your credit card will also attract reward points.

Download the Rewards Redemption Form online. Fill it up and mail it to HDFC Bank Credit Card Customer Care address to get your rewards.

Points + Pay (FasTrac Items)

You can redeem your points as a discount on products you can buy from the Rewards Catalogue. Use the points to pay for a part of the purchase and the balance will be charged to your credit card. This option can be used only on a select product range available in the Rewards Catalogue. You can redeem your points only through the Redemption Form.

Perfect Credit Card Deals for you

HDFC Rewards Redemption Forms:

Download Rewards Redemption Form - Retail cards:

http://www.hdfcbank.com/assets/pdf/Redemption_Form.pdf

Download Rewards Redemption Form - Corporate cards (To be used by the company only):

Mr. Sharma enjoys great discounts on dining with his Credit Card. What about you? Get A Card

What can you redeem HDFC Bank Credit Card rewards points for?

You can redeem your points under different categories depending on what you would like. HDFC offers the following redemption options.

Rewards catalogue:

You can redeem your points for products and gift vouchers from the Rewards Catalogue. You will need to fill out the Rewards Redemption Coupon and mail it to HDFC Bank or drop it off at any credit card dropbox. Your gifts will be delivered to your mailing address as listed in the bank records. It will take around 10 to 15 days to reach you, depending on the availability of your chosen product.

FasTrac Items:

On select items in the rewards catalogue, you can use your points to discount the product and pay for the rest. So you could use your reward points to pay for a part of the purchase, and the remainder will be charged to your credit card. You need to fill out the redemption form and inform HDFC Bank of the amount that should be charged to your credit card. Submit the form and your items will be sent to your registered address. The charge for the remainder of the item will reflect in your statement.

Cash back:

Redemption of reward points for cash back is available only on select cards. You need to fill out the HDFC Bank Credit Card Cash Back Redemption Coupon and submit it. You need at least 500 points to be eligible for redemption. The cash back will be credited to your card account within 10 working days. A redemption fee of Rs. 75 will be applicable. The cards the are eligible for cash back are:

You can redeem your accumulated reward points for air miles on Jet Airways, Air India and Kris Flyer. Fill up the Airmiles redemption form and mail it to HDFC. You will need to have accumulated a minimum number of mileage points to qualify for air miles. It will take a period of 7 to 10 days for the airline to confirm the conversion.

Reward Points Redemption Conversion:

CashBack:

The option of cash back is available only on select cards. Given below is a list of the credit cards that qualify for cash back and the conversion rate for each point earned.

For HDFC Corporate Credit Cards, the redemption rates are different. It will take a period of 7 to 10 days for the airline to confirm the conversion to air miles. For the e-vouchers, you will need to call the respective airline for bookings.

Airline

Reward Points

Miles Earned

Jet Airways

3 points

1 JPMile

Air India

3 points

1 Air Mile

KrisFlyer

3 points

1 KrisFlyer Mile

Indigo

2000 points

Rs. 500 e-voucher

Diners Club Air Miles:

For Diners Club Credit Cardholders, the redemption rates are given below. It will take up to 14 working days for confirmation of the Air Miles or Room Miles. Rs. 75 will be charged for handling fees.

Category

Partner

Diners Club Premium

Diners Club Black

Rewards Programme

Reward points

Miles Earned

Reward points

Miles Earned

Airlines

Jet Airways

1 point

1 JPMile

1 point

1 JPMile

JetPrivilege

Air India

1 point

1 Air Mile

1 point

1 Air Mile

Flying Returns

Virgin Atlantic

1.3 points

1 Air Mile

1 point

1 Air Mile

Virgin Atlantic
Airways Flying Club

Air Canada

1.3 points

1 Air Mile

1 point

1 Air Mile

Aeroplane

American Airlines

1.4 points

1 Air Mile

1 point

1 Air Mile

Advantage

Delta Airlines

1.4 points

1 Air Mile

1 point

1 Air Mile

Skymiles

Singapore Airlines

1.3 points

1 Air Mile

1 point

1 Air Mile

Kris Flyer

Frontier Airlines

1.25 points

1 Air Mile

1 point

1 Air Mile

Early Returns

SAS

1.1 points

1 Air Mile

1 point

1 Air Mile

Voyager

Southwest Airlines

1.1 points

1 Air Mile

1 point

1 Air Mile

Southwest Airlines
Rapid Rewards

Hotels

Hyatt

1.6 points

1 Mile

1 point

1 Mile

Gold Passport

Marriott

1 points

1 Mile

1 point

1 Mile

Rewards

HDFC Reward Catalogue:

Card Categories:

Depending on the card you hold, you will need to have a certain number of reward points to redeem different items. HDFC cards are categorised into 8 segments. The conversion rate of reward points differs between categories.

You can redeem your accumulated reward points for a host of products, vouchers and discounts. HDFC Bank provides a catalogue for customers to browse and choose the product they would like according to their reward points balance. The categories of products available in the catalogue is listed below.

MUSIC:

Apple iPod Touch 16GB

Apple iPod Shuffle 2GB

Apple iPod Nano 16GB

Sennheiser Black In-Ear Canal Headphone CX 3.00

Sennheiser Urbanite XL Over the Ear Headphone

Sennheiser Over the Ear Headphone HD 202

Bose SoundLink Color Bluetooth Speaker

Bose SoundLink Bluetooth speaker III

SMARTPHONES:

Apple iPhone 6

Apple iPhone 5s (16GB)

Samsung Galaxy S6 (32GB)

Samsung Galaxy S6 Edge (32GB)

Samsung Galaxy A5 (16GB)

Samsung Galaxy Note Edge (32GB)

Samsung Grand Prime (8GB)

CAMERAS:

Nikon 24 MegaPixel DSLR Camera D3200

Nikon 24 MegaPixel DSLR Camera D5200

ELECTRONIC STORAGE:

Western Digital Hard disk

Sandisk Pendrive

Sandisk Micro SD Card 8 GB

PERFUMES:

CK One EDT Spray 100Ml for Men

Bvlgari Aqva EDT Spray 100Ml for Men

Davidoff Cool Water Deodorant Spray 75ml

Ferrari Red EDT Spray 125Ml for Men

PERSONAL CARE:

Philips Shaver AT610

Philips Trimmer QT 4000

FOOTWEAR:

Nike

Jimmy Choo

APPAREL AND ACCESSORIES:

Samsonite

Sodexo

Pizza Hut

U.S. Polo Assn.

Reliance Trends

Hidesign

Paul Smith

Furla

Pantaloons

Westside

Soch

The Chennai Silks

Flying Machine

Michael Kors

Nautica

Bottega Veneta

Armani Jeans

Arrow

Canali

Tumi

Elle

Giorgio Armani

Gant

Emporio Armani

G-Star Raw

Villeroy & Boch

Izod

Citizen

Stanley 12-in-1 Kit

FOOD:

Domino’s Pizza

Costa Coffee

CHARITY:

Vidya Sagar

Child Rights and You

Jeevan

ELECTRONICS:

Eveready Rechargeable Torch DL91

Eveready Rechargeable Emergency Light

Bosch GSB 450 RE Kit Power & Hand Tool Kit

Capdase Car Charger

Philips Steam Iron GC1920

Black & Decker Hand-Held Vacuum Cleaner VH-801

TUPPERWARE:

Tupperware Eleganzia Tall Tumbler (Set of 4)

Tupperware Twinkle Easy Grip Bowl 240ml

Tupperware Eleganzia Pitcher & Tumbler Set

Tupperware Ezy Cool Jug 2L

Tupperware Coffee Mugs (SF4)

Tupperware Set of 4 Bottle

Tupperware Best Lunch

Tupperware Fliptop 750ml Aquasafe

Tupperware Executive Lunch Box

Tupperware Classic Lunch

Tupperware Rainbow Tumblers Set of 4

Tupperware Canister Set of 4

KITCHEN:

Black & Decker 8 to 10 Cup Coffee Maker DCM 60

Black & Decker Citrus Juicer CJ650

Philips 500 Watt Mixer Grinder HL 163

Weber Smokey Joe Charcoal Grill

Philips Air Fryer HD9220

Morphy Richards Chef Xpress 400i Induction Cooktop

Bajaj 2.8 Litres Rice Cooker RCX 28

Black & Decker 2 Slice Cooltouch Toaster ET122

Philips Bar Blender & Chopper 135

Philips Citrus Press HR2771

Prestige 1LTR Electric Kettle

Prestige Centrifugal Juicer PCJ 5.0

Panasonic Rice Cooker SR-WA18

Signoraware Dinner Set 23 Pcs Round

Signoraware 1.8 Ltr Casserole Double wall Big - Set of 2

LINEN:

Welspun Atrium Double Bedsheet (One bed sheet and two pillow covers)

Welspun Atrium Single Bedsheet (One bed sheet and one pillow cover)

WELHOME La-Piazza 2pcs Hand towel set

BACKPACKS:

Wildcraft Hypadura Dris 35L Backpack

Wildcraft Pack Y Backpack

Wildcraft Power Duffel Bag

American Tourister Laptop Backpack - Citi Pro 4

Samsonite Albi Laptop Backpack

American Tourister Buzz Laptop Backpack

Wildcraft Aqua Small Duffle Bag

Wildcraft Shuttle Travel Duffle Bag

PENS:

Sheaffer 100 series Ball Pen 9317

Sheaffer Sagaris Ball Pen 9475

HEALTH AND WELLNESS:

Johnson & Johnson Baby Hamper

Dr. Morepen Digi Flexi Thermometer

Dr. Morepen Waterproof Thermometer

Dr. Morepen Blood Pressure Monitor

HDFC Credit Card Reward Points FAQs:

Are there any charges applicable for redeeming rewards?

There are no charges to redeem your rewards. However, for handling and delivery of products, goods and services, Rs. 75 will be charged to the card account.

Do my reward points have an expiration date?

Yes, all reward points earned expire within 2 years. If you earned reward points on January 2016, those points will expire in Jan 2018. Reward points earned on Diners Club Black credit cards expire in 3 years.

Can I cancel my Rewards Redemption request?

No, once you have ordered for merchandise, you cannot cancel, exchange or return it. If you have requested for air miles conversion, you cannot cancel your request.

How long does HDFC take to process a rewards redemption request?

From the date of receipt of your redemption request, HDFC Bank will take 10 to 15 working days to process your request and deliver your merchandise or gift voucher.

How long does Air Miles redemption take to be processed?

Once you have made your request to convert your reward points into air miles, HDFC will relay this information to the concerned airline. It will take up to 7 working days for the airline to confirm the conversion to air miles.

What can I do if the product I received is damaged?

If the product or item sent to you under the MyRewards programme is damaged, defective, or incorrect you can contact the HDFC customer care through phone or mail. You need to inform the customer care within 7 days of receipt of the item. HDFC will offer a pick-up and replacement. Queries or disputes raised beyond the 7-day period will not be considered.

Do the gift vouchers offered in the Rewards catalogue have an expiration date?

Yes, each voucher will have a specific expiration date. This date will be mentioned on the voucher. It can range between a month and a few years. Redeem your voucher within the validity period. HDFC Bank is not liable to seek extensions from the merchant on the gift voucher.

Where are the MyRewards gift voucher valid? Gift vouchers are valid in select cities and select stores depending on the merchant. You can check the HDFC website to find out where the gift vouchers are valid.

News About HDFC Bank Credit Card Rewards Point

Samsung Pay Launched With Paytm, Credit and Debit Card Support

The mobile giant Samsung has launched a payment wallet called Samsung Pay in India, which will enable users of the Samsung Galaxy S7, Galaxy S7 Edge, Galaxy Note 5, Galaxy S6 edge+, Galaxy A5 and the Galaxy A7 to make payments using their phones. Currently, the service supports credit and debit cards of 5 major banks- Axis, HDFC, SBI ICICI and Standard Chartered. Both VISA and MasterCard cards will be supported, and the company plans to introduce Citibank cards as well in the near future.

Paytm support is the surprise addition to the Samsung Pay wallet, which will result in wider support and use in India.

The Samsung Pay wallet supports both NFC as well as Magnetic Secure Transmission (MST) authentication, which will work with the majority of card readers currently used in the market.

Samsung users will merely have to download the app from PlayStore and load their cards onto it, after which it can be used to make wireless payments.

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