Please accept this letter on behalf of the above named property owner. While this letter is written in part for purposes of settlement and compromise it is already a demand letter which can and will be used as necessary. It is therefore not a confidential communication protected under the rules of settlement disclosures and correspondence.

You have previously been presented with proper notices of deceptive lending practices in the closing on the above-referenced loan issued by Washington Mutual Bank, F.A. that exists at the time of the issuance of the loan. My social security number is not associated with this loan and I do not know whose social security number WAMU F.A. used at the time of the issuance of the loan and securitization of the loan. Said notices were accompanied by Proposed Resolutions under the Federal Truth in Lending Act and the Real Estate Settlement Procedures Act.

1. The Plaintiff continues to claim that this alleged MORTGAGE and NOTE are held in a TRUST and that U.S. Bank N.A is the trustee. Investigations have concluded that this is FALSE.

2. There is neither NOTE nor indorsement; this is a fraud upon the Court. The Albertelli Law Firm produced their own false/fabricated documents for the Court. The only way for the Albertelli Law Firm to present documents to the court was to re-create/fabricate documents.

3. The NOTE was lost at the WAMU Long Beach, CA location, staff had sworn legally in court that the NOTE no longer exists, and there is NO NOTE. This information was provided to the Federal Government. GOLDMAN SACHS HAS PAID FINES FOR ITS PART IN THE FRAUDULENT/ILLEGAL ACTIVITY.

4. There is NO note. This information was provided to the Federal Government and a congressional hearing reviewed activities that occurred at the Long Beach, CA office during the years 2007/2008. GOLDMAN SACHS PAID FINES TO SETTLE THE ILLEGAL AND FRAUDULENT ACTIVITY THAT OCCURRED. MORTGAGE INSURANCE (AIG) WAS INVOLVED IN THE GOLDMAN SACHS WAMU ACTIVITITIES. CHASE BANK CEO CLAIMED TO HAVE RECEIVED SERVICING RIGHTS ONLY.

5. THE SECURITY AND EXCHANGE COMMISSION (SEC) HAVE NO ACTIVITY FOR THIS ACCOUNT. THERE IS NEITHER TRUST NOR TRUSTEE.

6. YOUR CONDUCT, IF YOU PROCEED, CONSTITUTES CRIMINAL THEFT AND CIVIL THEFT OF THE REAL PROPERTY SUBJECT TO THE MORTGAGE, NOTE AND PROCEEDINGS YOU HAVE POSTED AND FILED. Accordingly your position, in the absence of any authority to do so under law is invalid and illegal. ON BEHALF OF THE BORROWER/HOMEOWNER DEMAND IS HEREWITH MADE THAT ALL EFFORTS AT SALE, EVICTION OR FORECLOSURE BE STOPPED IMMEDIATELY AS THE PROPERTY IS SCHEDULED FOR EVICTION/SALE WITHIN A FEW DAYS.

Any further attempts at collection will result in further action taken on behalf of the borrowers for all remedies available in law and equity in both administrative proceedings, and judicial forums possessing competent jurisdiction, which will seek damages for unfair trade practices, treble damages under applicable law for RICO, FTC and little FTC violations, consequential damages and refunds, attorney fees, court costs, and all other available remedies in law or equity.

I believe there is a conspiracy to take my property unlawfully through an unlawful foreclosure by filing fraudulent documents into land records and using counterfeit securities as evidence of a purported debt and believe that there are multiple individuals involved in this crime. I have made demands that the individuals involved provide proof of their claim through the presentation, for my inspection, of the original documents signed at closing as evidence that they are, in fact, the holder in due course of the purported obligation. They have refused to do so and instead have only mailed a “copy” of the documents allegedly signed at closing available for inspection.

These copies are, in fact, counterfeit securities as described under 18 U.S.C. § 474 and multiple persons have been, or are currently, in possession of multiple copies of said counterfeit securities. I believe the “original” wet ink signature documents (securities) have been bundled and sold for profit and are not able to be produced as required by law and this is FRAUD being committed to STEAL my property through the counterfeiting of securities. The original security was by a Bank that did not exist at the time of the closing of the alleged loan: WASHINGTON MUTUAL, F.A., 2007 WAMU MORTGAGE BACKED CERTIFICATES OA-4 SERIES.

After 2008, Chase Financial Servicing claimed to take over servicing and refused to communicate with me because they claimed that I was deceased. I provided information of myself being alive and well, and they still refused to communicate with me. Their files indicated that I was deceased.

I believe this is a systemic situation and I am not, by any means, the only victim of this kind of fraud. The property has SURVIVED a Chapter 7 bankruptcy because the purported obligation was listed as unsecured/disputed debt and which was fully discharged in June 2015. The property was listed as an ASSET. THE PROPERTY IS AN ASSET THAT WAS NOT CONTESTED.

PLEASE GOVERN YOURSELVES ACCORDINGLY! I am a 100% disabled veteran that served her country with honor. The land and property is clearly owned by me. Please STOP all attempts of fraud and property theft. CEASE AND DESIST FROM THIS FRAUDULENT ACTIVITY.

There are many players in the home theft business that receive little attention. Our government and the courts condone this activity. Select Portfolio Servicing, U.S. Bank, N.A. as Trustee, and a foreclosure mill law firm that creates documents for court. The scam is rampid in Florida and the list of scammed homeless people and families continue to grow. Dodd-Frank legislation is a joke that has done nothing for victims of home theft. Wall Street created the scam and was bailed out. Banks later paid fines for their scam and abuse; home-owners were scammed with fraudulent notes, mortgages, and servicing company abuse. Judges continue to play the game by accepting fraudulent recreated documents and turning a blind eye to the victim. Abuse of American citizens has become acceptable behavior. I have written serveral letters to my abuser to no avail. The system is rigged in favor of the abuser.

Washington Mutual Bank, F.A. WAMU MORTGAGE PASS THROUGH-CERTIFICATES 2007-OA4 SERIES no longer exist and is no longer reported to the Security and Exchange Commission (SEC). This mortgage back certificate consisted of many erroneous mortgages with mistaken name, social security numbers and addresses. There were three loans with different names with the same address in Florida. This occurred in the Long Beach office back in 2007/2008. Investors were defrauded and took the case to court.

U.S. BANK N.A. AS TRUSTEE is the usual player in cases where fraud exist.

I have written many times to Select Portfolio Servicing, they continue to play the role they are paid to perform. Here is the latest letter that was sent April 12. 2016. Answering what they could never answer or acknowledge.

Please accept this letter on behalf of the above-named property owner. While this letter is written in part for purposes of settlement and compromise it is already a demand letter which can and will be used as necessary. It is therefore not a confidential communication protected under the rules of settlement disclosures and correspondence.

You have previously been presented with proper notices of deceptive lending practices in the closing on the above-referenced loan. Said notices were accompanied by Proposed Resolutions under the Federal Truth in Lending Act and the Real Estate Settlement Procedures Act.

The Plaintiff claims that this alleged MORTGAGE and NOTE are held in a TRUST, the SEC has no listing for this transaction that was alleged to have occurred at the Long Beach, CA office. GOLDMANSACHS WAS INVOLVED AND PAID FINES FOR ITS ROLE IN THE ACTIVITY THAT OCCURRED AT THE WAMU LONG BEACH OFFICE, CA

Please state all details known by Plaintiff regarding the indorsement placed on the original Note in question. – There is no NOTE or indorsement, this is a fraud on the Court. The Albertelli Law Firm created their own false documents for the Court.

Please state all details known by Plaintiff regarding how it FIRST received possession of the NOTE. Including when Plaintiff received the note, who delivered the note, whether Plaintiff only received certain rights in the note, if so, what rights, the location the note was stored prior to the action, etc. – The NOTE is lost and at the WAMU Long Beach, CA location, staff have sworn legally in court that the NOTE no longer exist, therefore there is NO NOTE. This information was provided to the Federal Government. GOLDMAN SACHS HAS PAID FINES FOR ITS PART IN THE FRAUDULENT/ILLEGAL ACTIVITY

Please state all details regarding the custodian of the note in question. Include, when the custodian was in possession of the note, who deposited the note with the custodian, etc. – There is NO note. This information was provided to the Federal Government going back to activity that occurred at the Long Beach, CA office during the years 2007/2008. The information was provided to the Federal Government.

How did the Plaintiff first receive the original Note in question? Was it indorsed when Plaintiff received the document? Where did this happen, when did it happen, who received the Note (name of employee who received it), was any consideration paid for the Note, is there any evidence of that consideration, and are there any contracts that memorialize this transfer? Include specific details, not generalities such as “Plaintiff is the holder and entitled to enforce.” – THERE IS NO NOTE. THE FEDERAL GOVERNMENT INVESTIGATED THE ILLEGAL AND FRAUDULENT ACTIVITIES THAT OCCURRED AT THE LONG BEACH, CA OFFICE ALONG WITH GOLDMAN SACHS ROLE IN THIS ACTIVITY.

Please provide all details that the Plaintiff knows regarding the owner of the note and mortgage. State the name of the entity who owns the note and mortgage, how it authorized the servicer to bring this action, how long has it owned the note and mortgage for, is it the equitable or legal holder of the note and mortgage, etc. – ALL ACTIVITY STARTED AND ENDED AT THE LONG BEACH, CA OFFICE. THE FEDERAL GOVERNMENT WAS INVOLVED. GOLDMAN SACHS PAID FINES TO SETTLE THE ILLEGAL AND FRAUDULENT ACTIVITY THAT OCCURRED. MORTGAGE INSURANCE WAS INVOLVED IN THE GOLDMAN SACHS WAMU ACTIVITY.

Please explain and describe for the subject mortgage loan: the relationships among parties (include the Plaintiff, any servicer, any owner, all trustees past and present, any investor, any custodian, any depository, any special purpose vehicle or special purpose entity; the structure of the securities offered (including the flow of funds or any subordination features); and any other material features of any transaction concerning the sale, transfer or assignment of the mortgage loan at any time between the making of same and the Plaintiff’s filing of the action at issue herein. – THE SEC HAS NO ACTIVITY FOR THIS ACCOUNT AND THE FEDERAL GOVERNMENT HAS CONDUCTED INVESTIGATIONS.

YOUR CONDUCT, IF YOU PROCEED, CONSTITUTES CRIMINAL THEFT AND CIVIL THEFT OF THE REAL PROPERTY SUBJECT TO THE MORTGAGE, NOTE AND PROCEEDINGS YOU HAVE POSTED AND FILED. Accordingly your position, in the absence of any authority to do so under law is invalid and illegal. ON BEHALF OF THE BORROWER/HOMEOWNER DEMAND IS HEREWITH MADE THAT ALL EFFORTS AT SALE, EVICTION OR FORECLOSURE BE STOPPED IMMEDIATELY AS THE PROPERTY IS SCHEDULED FOR EVICTION/SALE WITHIN A FEW DAYS.

Any further attempts at collection will result in further action taken on behalf of the borrowers for all remedies available in law and equity in both administrative proceedings, and judicial forums possessing competent jurisdiction, which will seek damages for unfair trade practices, treble damages under applicable law for RICO, FTC and little FTC violations, consequential damages and refunds, attorney fees, court costs, and all other available remedies in law or equity.

PLEASE GOVERN YOURSELVES ACCORDINGLY! I am a disabled veteran that served her country with honor.

In the current election primary, I voted for and stand with Senator Bernie Sanders. He is the only candidate that understands this problem. Glass-Steagall needs to be brought back. Dodd-Frank legislation was created and has done absolutely nothing for the victims of Wall Street abuse. Senator Bernie Sanders has a consistent record of standing with the people and consistently has shown excellent judgement.