VocaLink designs, builds and manages automated payments solutions and ATM switching solutions that offer a smarter, cost-effective alternative to an in-house build. Many of the world's top banks rely on our payment processing services.

VocaLink services are ubiquitous and touch the lives of millions of people every day. We process over 90% of UK salaries and around 70% of household bills are paid through our systems. 98% of state benefits are also paid in this way.

On a peak day, our payment platform processes over 1000 transactions per second and subsequently over 9.6 billion transactions per year. The VocaLink real-time platform provides the central infrastructure for the UK Faster Payments Service.

As the infrastructure behind the LINK scheme, the VocaLink ATM switch is the busiest in the world. It switches over 3.5 billion card-initiated transactions annually, operating at over 99.9% availability.

Our technology is now helping banks and business realise the benefits of real-time payments. We are industry leaders in moble payments and are working with the UK payments industry to deliver the Mobile Payments Platform.