Regulators are a backstop: they don't own banks. The governance at the top of our leading banks has been shown to be lamentably weak. No one at the top of Barclays will take responsibility for systemic abuse.

The thing about politicians in Britain is that they are out there, you can lobby them, get close to them, there are loads of ways you can protest against them, and booing is a pretty weak way of doing it.

You then get into a period a few years ago, where a lot of external factors that we didn't have anything to do with did hit, and some of them at the same time... devaluations, weak economies, you name it, in various parts of the world.

Xenophobia manifests itself especially against civilizations and cultures that are weak because they lack economic resources, means of subsistence or land. So nomadic people are the first targets of this kind of aggression.

Republicans rarely criticize Obama for lack of empathy - in part because liberals have traditionally been seen as standing up for the weak and the vulnerable. Conservatives can be just as empathetic. But they believe that, in most cases, it's not government's role to be the primary dispenser of empathy.