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Below is the free podcast from Mike's appearance on LBC's Money Hour on Monday, 1 January 2018 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Clive opens the show talking to Mike about how for many consumers the urge to overspend at Christmas can cause severe debt problems for the following year and how this can sometimes lead to partners hiding their level of debt from each other.

05:58 Call 1 Marie in Wimbledon was looking for information on her 'over' £30,000 of credit card debt that she has been hiding from her partner.

16:10 Call 2 Robert in Brentford wanted to know his options as he owes around £7,000 in council tax arrears.

21:31 Call 3 Ali in Romford wanted to know his rights after he purchased a car on finance and later found it was missing parts advertised in the sale .

21.25 Text from Nicola 'If you have already signed up to a company who consolidates your loans but charges you to do so is there anyway of changing the arrangement over to a non profit plan instead.'

30:02 Call 4 Jackie wanted information for her son after he was a victim of fraud on his personal bank account.

37:10 Call 5 Juliet from Chiswick recently returned home from Dubai to find she had received a charge on her home for £70,000 home care fees in Jamaica.

42:46 Call 6 Michael in Bromley owed almost £19,000 and wanted to know how to you decide when to go bankrupt.

Please noteThe advice/information offered in this show is for your guidance only you should seek your own independent and financial opinion.

Where to get 'not for profit and free debt advice'

If you need more information on how to best manage your debts then look at our list of the 'not for profit and free' free debt help / advice agencies, they will not charge you fees for debt options.