Optimize the value of your Safeco Auto Insurance policy with enhanced policy options. If you think all auto insurance policies are the same, you should take a closer look. Most insurance policies provide basic protection for injuries and liability auto insurance. Many people want added car insurance protection to get the most out of their car insurance coverage in Louisville

Safeco has bundled eight valuable coverages in the Safeco Optimum Package™ to reward safe driving and provide extra protection for emergencies, repairs and personal property. Together, these options offer unparalleled peace of mind for today’s driver. THE SAFECO OPTIMUM PACKAGE INCLUDES:* Diminishing Deductible to reduce your collision deductible by $50 for every six months you are claim-free for up to five years, or $500. This coverage actually rewards you for your safe driving while insured with Safeco. Electronic Lock/Key Replacement Deductible Waiver to replace electronic keys or electronic remote controls if they are lost or stolen, without applying your deductible. Emergency Expenses to pay up to $200 for emergency transportation, meals and lodging in the event of an accident away from home; or up to $1,000 if more than 25 miles from home. Non-owned Trailer Coverage to cover trailers you may rent or borrow for moving or hauling items, up to $3,000. Personal Property Coverage to pay up to $1,000 for loss of items in your car due to theft. Uninsured Motorist Property Damage Deductible Waiver to waive the deductible applied to repair damage caused to your vehicle by an uninsured driver. Waiver of Adjustment for Depreciation or Betterment to pay for new parts on those items that often wear-out (e.g. tires, brake pads, etc.) when damaged in a collision.