Illinois Mutual Life Insurance Company

Dozens of top-notch insurance companies currently sell quality life insurance.

The large number of options is nice, but it also makes narrowing down your final decision difficult.

That’s why it’s important to get a feel for several of the best companies, like Illinois Mutual, before making a choice.

Our Illinois Mutual review does just that.

We look at the company’s background, their coverage types and plans, and their financial standing as well as the overall quality of their service to help you decide whether Illinois Mutual is the right option for you.

Additional Products

Applying for Illinois Mutual Products

Illinois Mutual knows that applying for life insurance is a pain – that’s why they use such a simplified application process.

Simply fill out the application by entering your basic personal information along with your medical history and lifestyle.

Common questions you’ll be asked include your age, height/weight, BMI, whether you smoke, and any medical conditions you might have.

The insurance underwriters at Illinois Mutual then review this information to decide whether or not you’re a good fit for the company and assess which type of insurance and rating class is best for you.

Illinois Mutual also requires a current medical exam when applying for most coverage types.

Note that it generally takes between 4 and 6 weeks for a decision to be reached. Illinois Mutual doesn’t currently offer instant, no-exam life insurance.

Alternatives to Illinois Mutual

When you set out to buy life insurance, it’s important to educate yourself on all of your best options.

Each of these benefits is great on its own, but combined, they make Illinois Mutual a strong contender.

What We Don’t Like About Illinois Mutual

There isn’t much wrong with Illinois Mutual from our point of view.

The only real downside is its accessibility.

If you live in Alaska, Hawaii, Montana, or New York, you can’t purchase life insurance from Illinois Mutual.

Final Thoughts

Illinois Mutual is worth a look by anyone considering life insurance, whether you have your eye on whole life or term life.

As we’ve mentioned numerous times already, Illinois Mutual puts a strong emphasis on the customer.

Not only is this clear in their easy accessible phone support with knowledgeable customer service reps, but also in their intuitive website and strong lineup of online resources.

Though they’re not the right choice for everyone, their extensive lineup of life insurance products, commitment to quality, and track record of excellent customer service interactions make them worthy of a look.

You won’t be sorry if you look into Illinois Mutual while shopping for life insurance.