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Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. and its affiliates in the United States and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States.

Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.

Rewards & Offers

It's easy to earn ThankYou® Points through your banking and credit card accounts. Redeem your points for the rewards you really want, even faster, when you combine your ThankYou Points into one ThankYou Member account.

Earn points using your Citi ThankYou Card.

Make every purchase more rewarding. With the Citi ThankYou® Preferred Card, Citi Premier℠ service mark Card and Citi Prestige® Card you can earn points quickly so you can redeem for the rewards that mean the most to you.

The points you earn with your Citi ThankYou Card will not expire and there is no cap on the points you can earn.

Learn more about the benefits of Citi ThankYou Cards and apply today to start earning points.

Redeem your ThankYou Points for just about anything.

Shop With Points to get tickets to some of the hottest concerts and events at LiveNation.com. Link your ThankYou Rewards and Live Nation accounts to get started.

Online Bill Pay With Points lets you use the ThankYou® Points you've already earned toward your bill payments. Thank You Points cannot be used for bill payments toward any accounts with Citibank or a Citibank affiliate or for express or recurring payments.

Terms, conditions and fees for accounts, products, programs and services are subject to change.

Separate enrollment of eligible consumer checking account in Citi ThankYou® Rewards required. Eligible customers with a checking account in the Citi Private Bank Account, Citigold Account, Citi Priority Account, or The Citibank Account Packages can enroll their checking accounts in ThankYou Rewards. Eligibility and participation are subject to terms, conditions and restrictions. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. Taxes, if any, are customer's responsibility. You must complete 1 qualifying Bill Payment and 1 qualifying Direct Deposit each statement period in order to earn monthly ThankYou® Points for eligible products and services linked to your checking account. Citigold®, Citi Priority, and Citi Private Bank clients who do not complete these transaction requirements can earn points at a reduced level. to footnote reference 1

For personal banking:
One qualifying bill payment must be posted and one qualifying direct deposit must be credited each statement period in order to earn monthly ThankYou® Points for eligible products and services linked to your checking account. Qualifying direct deposits are Automated Clearing House (ACH) credits, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside agency. Qualifying bill payments are those using Citibank® Online, CitiMobile or CitiPhone Banking®. A bill that is paid by making a transfer between linked accounts and/or transfer payments made to accounts within Citibank or to accounts with Citibank affiliates does not qualify as a bill payment. Citigold®, Citi Priority and Citi Private Bank clients who do not complete these transaction requirements can earn points at a reduced level. For complete details for personal banking, see the Citibank® Program ThankYou® Rewards Terms and Conditions.to footnote reference 2

You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

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Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. and its affiliates in the United States and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States.

Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.