Old lending is high stress, new lending is high speed.

*The lender for the PayPal Business Loan is Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Next business day funding requires that all requested documents are in and the lender has approved the loan by 5:00 p.m. Eastern Time, Monday through Friday (excluding bank holidays).

Ready to get your business started with PayPal?

*Consumers applying for PayPal Credit are subject to credit approval, as determined by the lender, Comenity Capital Bank.

**PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, Member FDIC. To apply for PayPal Working Capital, your business must have a PayPal business or premier account for at least 90 days and process between $15,000 (or for premier accounts $20,000) and $20 million within those 90 days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, and PayPal Here.