The author reserves the right not to be
responsible for the topicality, correctness, completeness or quality of
the information provided. Liability claims regarding damage caused by
the use of any information provided, including any kind of information
which is incomplete or incorrect, will therefore be rejected. All offers
are not-binding and without obligation. Parts of the pages or the
complete publication including all offers and information might be
extended, changed or partly or completely deleted by the author without
separate announcement.

2. REFERRALS AND LINKS

The author is not responsible for any
contents linked or referred to from his pages - unless he has full
knowledge of illegal contents and would be able to prevent the visitors
of his site fromviewing those pages. If any damage occurs by the use of
information presented there, only the author of the respective pages
might be liable, not the one who has linked to these pages. Furthermore
the author is not liable for any postings or messages published by users
of discussion boards, guestbooks or mailinglists provided on his page.

3. TERMS OF USAGE

a.) AGREEMENT

With accessing and browsing of that
website or the download of material from this website you agree to the
following terms and accept them.

b.) PURPOSE AND SUBJECT OF THIS
WEBSITE

All information’s in the unprotected
area of this website are offered for free. This does not imply a
contract like relation between the author and the user of this website.
The information on the website is not a guidance and does not make
individual counseling obsolete.

c.) DATA PROTECTION

Personal Data if given will be not
shared with third parties or sold to others.

d.) PASSWORD PROTECTION

All over the operators "Verotel"
and "Paycific" passed on user name and passwords for the
Memberarea may be passed on not on third. If this should happen
nevertheless civilian and criminal measures are introduced.

e.) DOWNLOAD PROGRAMS,
OFFLINE-BROWSER AND OTHER AUTOMATED DOWNLOAD

It is forbidden to use download programs
/ offline-browser with our offer. Using such programs will result in an
immediate locking of your account.

4. COPYRIGHT

The author intended not to use any
copyrighted material for the publication or, if not possible, to
indicate the copyright of the respective object. The copyright for any
material created by the author is reserved. Any duplication or use of
objects such as images, diagrams, sounds or texts in other electronic or
printed publications is not permitted without the author's agreement.

5. PRIVACY POLICY

If the opportunity for the input of
personal or business data (email addresses, name, addresses) is given,
the input of these data takes place voluntarily. The use and payment of
all offered services are permitted - if and so far technically possible
and reasonable - without specification of any personal data or under
specification of anonymized data or an alias. The use of published
postal addresses, telephone or fax numbers and email addresses for
marketing purposes is prohibited, offenders sending unwanted spam
messages will be punished.

6. LEGAL VALIDITY OF THIS
DISCLAIMER

This disclaimer is to be regarded as
part of the internet publication which you were referred from. If
sections or individual terms of this statement are not legal or correct,
the content or validity of the other parts remain uninfluenced by this
fact.

7. FINAL CLAUSE

If any of this terms will be obsolete
due to country law or is in any way not acceptable in a country, does
not make all other terms obsolete.