Personal Finance

Problem: Imagine grandparents in a bank setting up a new certificate of deposit. The bank clerk tells them they could leave the money to their grandchildren and avoid probate doing it. How? Make the account “John and Jane Grandparent I/t/f Grandchild.” This sounds easy enough, especially since the grandparents still own the money while they(…)

You can take charge of the life that you will live even way beyond your productive years. It is, in fact, more important for you to make sure that you have an alternative income source when the time comes when you are no longer physically capable of earning an income. Setting up a retirement fund(…)

Everybody understands how important it is to save money for your retirement, and these days it can be more important than ever. The problem is, the stock market is very difficult for the ordinary investor to understand completely and with this massive recession we seem to be in at the moment, the stock market seems(…)