Hi energymonkey. Toyota Financial Services' April buy rate lease money factor and residual value for the 2012 Camry varies by region. In most of the areas that I have seen its program for, its 36-month, 15,000 mile per year numbers for this car are .00040 and 59%, respectively for consumers who qualify for its Tier 1+ credit tier.

Hi Car_man -- I'm interested in a 2012 Camry Hybrid XLE and was curious what the money factor and residual since they seem to be different than for the base Camry? This would be for either 12k or 15k miles and 3-year lease. Thank you!

Hi parnola. Toyota's lease program often varies by region. I don't believe that Toyota is currently providing any lease support on the Camry Hybrid. Its most common lease program for May seems to be a 36-month, 15,000 mile per year buy rate lease money factor and residual value of .00200 and 61%, respectively for consumers who qualify for its top credit tier.

Keep in mind though that TFS calculates residual values differently than most other banks do. TFS places restrictions and caps upon what options can be residualized...making its effective residual values lower than its published numbers.

What are the current residual and money factor rates for a 2012 Toyota Camry LE. If u can provide for 3 years and both 12k or 15k miles. Thank you for your help. Also I am in Los Angeles region if that helps!

I have leased, and helped people lease, many cars over the last few years, but Toyota has me pretty confused. I spoke with a few salespeople, and gotten some interesting information. I was told that:

1. there is no 10k mileage option, and that their provided residual was for 12k and no change for 15k (this seems absurd to me)2. across their entire Camry line that the current month's residual is 54% (sounds VERY low to me)3. The current money factor is .00040 (this was the only piece of information that sounded accurate, and it also matches your provided information)

I'm ultimately trying to lease a Camry (non-hybrid) this month. Can you please provide the Residual and Money Factor (Base Rate) for the 2012 Camry in the NE region (NY/NJ)?

Also, you stated in another post that specific things are not residualized, or something to that effect. Can you explain how that affects the overall residual when I am doing my calculations? For my BMW lease, my spreadsheet was within $.04/mo of what BMW came up with. I felt pretty happy. :-P

Can I do better than this: Quoted in sarasota florida today for Camry SE lease for 36 months $2838 due at signing and $215 a month includes everything else (Tax, title, dealer fee). OR Zero down payment monthly payment of $299.

This above quote was based on the current SE lease special advertised as follows: closed end lease on new 2012 Camry SE model #2546 with automatic transmission and select equipment. Adding options increases payment. $199 per month for 36 months. $2598 due at signing includes $2399 down payment and first month's payment. No security deposit required. $21,686 Adjusted Capitalized Cost is based on down payment; excludes tax, tag, registration, title and dealer fees. Lease end purchase option is $15,782 and lease payments total $7164.

I asked what options were on the SE I test drove and he was quoting me and he said only toyoguard. Which I am thinking I don't want so should I ask them to deduct for the Toyoguard, it was $699.

I just leased a 2012 4cyl Camry SE , with leather, moonroof and Navigation.36 months / 15000 miles326 a month including taxes.Paid a 650 acquisition fee and first month up front.Complimentary toyota care for 24 months includes oil changes and tire rotations every 5000 miles.

We ended up going a little South to Venice Florida and just signed a lease for 2012 SE:

2,000 down+144.66 new tag (we were not transferring a license plate)-500 Toyota Rebate -pop up on edmunds when I was researching sedansFor out the door $1827.86 with $183.33 monthly payment for 36 months.

No it did not have leather, nav or moonroof. I did not add any options. The rebate just popped up when I was searching competitive vehicles on edmunds,I think I was looking up honda accord or hyundai sonata.

The math is close when I use the lease calculators. It just seems that the residual is very low. He told me that the residual for 15K miles was $15,395 which is only 51.8%. Is it low because TFS does not residualize certain options? Does the residual go down towards the end of the model year? Any help or comments would be appreciated.