Quick & Easy Personal Loans

Personal loans from our lenders are quick, secure and flexible loans that an eligible applicant can repay in up to 36 months. Whether you have a good or bad credit score you will always have the best chance of finding a personal loan through us. We only work with reputable lenders that believe in responsible lending and offer loans that everyone can afford, sometimes ignoring a less than perfect credit record.

Online Application with Quick Decisions.

Personal loans are made easy with 36MonthLoans. Waste no time and start your loan application online right now. The lending process is quick and secure and you will know within minutes if you are approved.

Less-than-perfect credit welcome.

We are trying to find the best loan solution regardless of your credit record. Our lenders provide personal loans for people with bad credit as well, loans with a fair APR based on credit records.

Loans with Flexible Payment Options.

Loan repayment should be easy and convenient and missing payments should always be avoided. Borrow as much as you can afford, improve your FICO® credit score and get access to better loan rates.

So far 30526 people got a personal loan with our help.

Best loan experience

Basically I woke up and decided I wanted to pay off all my credit card debts and the ridiculous finance charges I was getting each month. So I went on the 36month loan website and applied online and within 30 minutes I was approved for $7200 and had the money in my account within 24hours.

Pritesh Patel, Customer

Very easy and did what they advertise

I was hesitant at first to trust an online loan site but I did it anyway and am very happy I did. Y'all set me up with a lender who loaned me what I needed and a year to pay it off. This saved my Christmas and I thank you!

Jana Salter, Customer

Highly Satisfied

I was dealt with in a highly professional manner,I secured my loan quickly and efficiently it was a very smooth process. Im very happy and if needed will definitely use their service again!

Responsible lending & Understanding Loan Charges

Implications of Non-Payment

We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record. Read more »

Renewal Policy

If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account. Nonpayment may affect your credit score. Some lenders may pursue claimants by legal means in the event of repeated non-payment. All of the above varies between lenders. Read more »

Terms and Conditions apply. The scale displayed above of possible loan amounts are only estimations. Not everyone will qualify for the loan amounts provided herein as the actual rates vary based on the personal information and credit score of each individual customer. Lending decisions will be based on several factors, including, but not limited to, credit history, employment history, and loan repayment history. Please note that some lenders may perform credit checks as part of their credit transaction approval process.

THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, does not broker loans to lenders and does not make personal loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Web Site does not guarantee that you will be approved for a personal loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.