USDA Loans

USDA Loans

The #1 USDA Lender in Redding for Good Reason.

2009-2014

According to the prestigious Scotsman Guide's ranking, Pete Metz is the top lender in all of California. In short, we know USDA loans. The USDA loan in Shasta County is an awesome option for anyone looking to purchase outside the city limits of Redding, California. This is a Government Loan. USDA stands for United States Department of Agriculture. This loan has been around for a long long time.

Benefits of USDA Loans

30 year fixed rates

Typically have Low Interest Rates

No Down Payment Required

Seller can Pay up to 6% for closing costs

Very Low Mortgage Insurance Compared to FHA or Conventional

Lower Income Families qualify

Streamline Refinance Available for existing USDA Home Owners

Income Eligibility

Each county has their own Income Eligibility Requirements

Check for Your Specific Counties Income Eligibility here

If you are unsure about your current income please give us a call at 530-221-7700

Property Eligibility Map

USDA has certain areas that they will or will not lend on

Currently anywhere outside the city limits of Redding CA will qualify for USDA

Some parts of Redding CA are still eligible for USDA financing

Give us a call 530-221-7700 for a USDA property eligibility map for a more specific property address