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An Assessment of increased household income through the production of leather shoe for Umoja savings group at Mchikichini mtaa - Ilala municipal council Dar-es-salaam region.

Mwaruka, Tatu Mhando
(2015)
An Assessment of increased household income through the production of leather shoe for Umoja savings group at Mchikichini mtaa - Ilala municipal council Dar-es-salaam region.
Masters thesis, The Open University Of Tanzania.

Abstract

This study is a result of a Participatory Needs Assessment conducted at Mchikichini Mtaa in Ilala Municipal Council, Dar es Salaam region. The assessment was carried out purposely to investigate the contribution of savings activities in the in increased household income in terms of more production and selling of shoes, an activity which the group is undertaking. The assessment found out that, savings activities done by the Umoja women group plays a very crucial role in contributing to the availability of cash through their savings which has in turn be used as working capital and initiated a project on making of leather shoes. This is a success because most of the poor communities do not take any initiative of raising their own funds to be used as a working capital. Most of them declare failure to getting working capital, and the banks cannot extend loans to them as they cannot meet the bank requirements including the collaterals applied. The project in this case the production of leather shoes, has increased the group income which were obtained after selling of the shoes. The project also attracted and retained customers and also promoted brand image for products and services offered in the target market hence increasing household incomes. Sustainability of the project depends on the desire of the group members to increase their income through the scaling up the production of both good quality and massive production leather shoes. Recommendations put forward include provision of standard working tools and more skills to the members to enable them, make good quality standard of the shoes for fetching higher prices hence increasing household income of the members.