Which of these two is more creepy?

You get a better deal on insurance as long as you and your friends don't make any claims. This increases social pressure to not make claims, which could lead to bad situations. Secondly, a core idea behind insurance is solidarity with those less fortunate. Segmenting the market could mean higher premiums for the poor.

Find anyone on the popular Russian social network VKontakte, simply by taking a picture of their face. Already the app has lead to problems with stalking and vigilantism. The city of Moscow wants to integrate it into all of their security cameras.