Choosing a caravan insurance policy to protect your caravan can be a daunting task. With a multitude of insurance plans from many different insurers to choose from, making the right choice can be difficult. Here at E&L we like to think that getting a quote and purchasing cheap caravan insurance that's right for your needs should be as simple as possible. We offer a choice of plans for tourers, statics, trailer tents and camping equipment.

Weddings can be a large financial commitment and protecting yourself financially in the run up to the big day is worthwhile. Planning your wedding should be fun, so why leave anything to chance? Wedding Insurance from E&L® offers excellent peace of mind and great benefits. With the average cost of a wedding now at £20,000*, it makes perfect sense to protect yourself financially just in case.

It is an unfortunate reality that accidents and boat crime occurs on the many waterways. You can't always prevent these instances from occurring, but you can ensure that should the unexpected happen you have boat insurance cover in place.

Cycle Insurance from E&L® provides competitive, cheap bicycle insurance for your push bike and accessories. We cover most make and type of cycle so if your looking for mountain bike insurance, cover for your racing cycle or BMX, we can help.

Golf Insurance from E&L® provides comprehensive golf insurance cover at unbeatable value, with premiums starting from as little as £24 per year. That's just under 6p per day and means you can relax knowing that should anything go wrong you and your golf equipment are protected with cheap golf insurance.

E&L® Musical Equipment Insurance is ideal if you're a solo performer, part of a band or an orchestra. Whether you play an instrument for enjoyment at home or tour the country gigging as a semi-professional, we have an insurance policy that is suitable for you.

Buying camera equipment can be an expensive investment and it is an unfortunate reality that theft can be a major problem. It makes sense to protect your camera and equipment with quality insurance from E&L®. We are confident that you will find a camera insurance policy to suit your needs.

Unfortunately it is a sad fact but students are high risk targets for thieves. As a student you are likely to own expensive consumer goods. It is no surprise then that 1 in 3 students become a victim of crime each year. In fact 16-24 year olds are 3 times more likely to be victims of burglary than any other age group. (www.norfolk.police.uk)

Motorboat & Speedboat Insurance

Taking out motorboat and speedboat insurance from E&L® provides you with a safeguard, should anything happen whilst you are on water, or whilst your boat is in mooring.

10% online discount

100% fire, theft, accidental loss or damage

100% salvage, wreck, pollution and sighting costs

Up to £2.5m public liability

90 days per year European use as standard

This policy covers your motor or speed boat when in use on UK inland or coastal waterways, during transit or whilst moored in a designated area and also extends to cover for your trailer and/or trolley

When choosing to purchase a motorboat or speedboat people in the UK spend up to £50,000. Therefore a large quantity of disposable income is being invested in these luxury items. Technological developments have also meant motorboats have become more complicated and more susceptible to accidents.

Although it is impossible to stop the unexpected from occurring, with public liability and personal accident cover included as standard, E&L® Motorboat and Speedboat Insurance offers unbeatable protection for your valuable investment.

Motorboat and Speedboat Policy Information

In the event of fire, theft, accidental loss or damage we will pay up to the agreed value.

Max 100% of agreed value

Max 100% of agreed value

European Use

Cover provided for up to 30 days per occasion, up to a maximum total in a year of 90 days while the insured speed/motor boat is being used on inland or coastal waters of the continent of Europe.

30 days per occasion (max 90 days per year)

30 days per occasion (max 90 days per year)

Public Liability

Your legal liability to a third party for the amount you become legally liable to pay as a result of your interest in the insured speed/motor boat.

£2.5m

£2.25m

Hire of Replacement Craft

Cover for the reasonable costs incurred to hire a craft similar to yours if it becomes unusable for more than 24 hours because of loss or damage covered under your policy and cannot be repaired or replaced before a planned holiday.

Up to 10 days £50 limit per day

Up to 7 days £50 limit per day

Personal Belongings

We cover you for the loss of or damage to personal belongings as defined in this policy belonging to you or your immediate family.

Max sum insured value £2,500 £250 single item limit

Max sum insured value £2,000 £250 single item limit

Personal Accident

Cover following accidental bodily injury resulting in a) death b) loss of total sight c) loss of two or more limbs d)deafness in both ears e) permanent total disablement following an accident. Benefits reduced to 25% for any persons aged over 75 or under 18 years of age.

£15,000

£12,500

Salvage Charges

We cover the reasonable costs incurred in minimising or averting loss or in saving the craft from a loss which would be covered under your policy.

Max 100% of agreed value

Max 100% of agreed value

Pollution Costs

We cover the reasonable costs incurred for any damage caused to the craft by a local authority in an attempt to minimise actual or potential pollution which would be covered under your policy.

Max 100% of agreed value

Max 100% of agreed value

Sighting Costs

We cover the reasonable costs incurred for inspecting the underwater sections of the hull after an accidental grounding, regardless of whether or not any damage is subsequently found, which would be covered under your policy.

Max 100% of agreed value

Max 100% of agreed value

Wreck Removal

We cover you for the reasonable costs for the removal, destruction or raising of the craft wreck, including unsuccessful attempts, which become necessary as a result of a loss which would be covered under your policy.

Max 100% of agreed value

Max 100% of agreed value

Accidental Loss of Keys and Replacement Locks

We cover up to the amount stated in the schedule for the reasonable cost of replacement keys / replacement locks and or the reasonable cost of repair to the locks of the external doors of the craft following accidental loss, damage or theft.

Up to £750

Up to £500

Trailers and Trolleys

We provide cover for your trailer or trolley against fire, theft following forcible entry, or accidental damage when specifically insured under this policy if normally used for transporting your craft, up to the cost price, market value or the sum insured amount (whichever is less).

100% sum insured or market value if less

Excess

The excess is the amount you pay towards a claim. An excess of £110 (Inland waterways only) or £160 (coastal waterways or both Inland and Coastal Waterways) is payable for each and every claim except for total or constructive total loss claims. If claims are made under more than one section of cover, an excess will apply to each section of cover under which a claim is made. Claims for damage to underwater gear occurring in tidal waters are subject to a double excess.

Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.