I really like to keep software on my computer up to date. You never know when there are new features available, bugs fixed, or security vulnerabilities plugged unless you go out and look for them (and keep up to date with your Windows Updates.) About a month or so ago I noticed that CNET had a new tool that I thought I’d try on my computers called TechTracker. You can install it on up to three machines for free and it will just sit in your tray monitoring for updates. I got a popup this morning letting me know there is a new version of Adobe Reader available and I was taken to this screen where I could download the new update from Adobe’s website. Very handy!

There is tremendous sagnivs in the monthly premium when you switch from a traditional PPO health plan to a high deductible health plan. There are higher out of pocket costs involved. When you receive any medical bill not paid by your insurance, you should refer the bill to a medical bill negotiator before you pay it. For any bill over $200, you can send it to one of many fine medical bill negotiators (google it!). They review and negotiate the bill on your behalf. They keep a portion of the sagnivs, and there is no fee if there is no sagnivs.Note: Italicized portion edited by jb to remove blatant solicitation