If you haven't signed up for online or mobile banking, contact your financial institution or visit their online banking website to sign up. It's the simple way to send money directly to another person using your online or mobile banking. Interac e-Transfer is a simple, convenient, and secure way to send and receive money directly from one bank account to another.

All you need is access to online or mobile banking through a participating financial institution, and you can send money to anyone with an email address or mobile phone number and a bank account in Canada — without sharing any personal or financial information. It's a great alternative to cheques and cash.