Get an Auto Quote

Continue Your Auto Quote

If your car (or the one it replaced) has been with State Farm for at least three continuous years without a chargeable accident during this period, you will receive a discount on the premiums for Bodily Injury and Property Damage Liability, Medical Payments, and Collision Coverages. This auto insurance discount in West Virginia may increase over time if the policy remains in force and there continue to be no chargeable accidents.

An accident is chargeable if the driver was 50% or more at fault and State Farm paid $750 or more under the Property Damage Liability Coverage and Collision Coverage combined. For a multiple vehicle accident, a Property Damage Liability Coverage payment must have been made for a claim to be considered chargeable.

Get a discount up to 5% just for enrolling. This discount is available to customers who agree to share certain driving information and have an eligible vehicle. The discount will be based on the actual usage of your vehicle. The less your vehicle is driven, and in some cases, the safer your vehicle is driven, the more you can save. You could receive a discount up to 50% at future renewals!

West Virginia, you may be eligible to receive this auto insurance discount if each of the drivers in the household has had no moving violations and no at-fault accidents during the past three years. The private-passenger vehicle receiving the discount must also be insured with State Farm Mutual Automobile Insurance Company.

NOTE: All driving history will be verified at the time an application is submitted for car insurance in West Virginia.

West Virginia residents may be eligible for this auto insurance discount if you meet all of the following criteria:

There are two or more private-passenger automobiles primarily driven by persons residing at the address.

The vehicles are insured with State Farm Mutual Automobile Insurance Company or State Farm Fire and Casualty Company.

The owners of the vehicles reside in the same household and A) are related by marriage, blood, or adoption, or B) for two unrelated owners, they must jointly own the vehicles and both be designated as the named insureds on the policies.

You may be eligible for this discount in West Virginia if you meet at least one of the following criteria:

You are the named insured on a State Farm homeowner policy (including a manufactured home, condominium, farm/ranch, or renters policy) covering your principal residence.

You are the named insured or owner of an individual State Farm Life Insurance product (excluding all annuities, all tax-qualified life insurance products, and paid-up life insurance with a face value of less than $1,000).

You are the named insured or owner of an individual State Farm Health Insurance policy (excluding Disability Income Payment Protection Plan, Individual Credit Disability Income, and Short Term Hospital Surgical).

1993 and prior-model-year vehicles in West Virginia with a factory-installed air bag or other passive restraint systems that meet federal safety standards will receive an auto insurance discount on the premium for Medical Payments Coverage.

In order to initially qualify for this auto insurance discount, the following requirements must be met:

All drivers under 25 who are assigned to the automobile must:

have no at-fault accidents or moving violations in the three year period prior to the time the discount is initially applied (NOTE: In some states, certain accidents and moving violations may not disqualify you), and

have successfully completed the State Farm Steer Clear program. The program includes the driver watching a video presentation, reading a safe-driving magazine, and completing a driver's log to document driving experiences.

1994 and new-model-year vehicles with factory-installed safety devices such as anti-lock brakes, effective head restraints, side air bags, daytime running lights, etc., will receive an auto insurance discount in West Virginia on the premium for Medical Payments Coverage.