Well, Sallie Mae is paid! I can't wait to see my account reflect a zero balance. And thanks, for the tons of advice here. I'll probably just take a little time to figure out the rest of it, since there is a few different approaches I could take. And donall, work in my field qualifies for 10-year fed...

Well, still undecided on everything. Talked to my CU adviser. His only real advice was a Roth IRA for now (max contribution) and private debt payment. VIP savings account ($2500 min. balance) too, since I'll get a better rate. He advocated for me to participate in some of their free courses on inves...

As for a breakdown of my student loans: There are tons of individual loans. Each semester of school = one unsub. and one sub. Stafford loan. There are a few Perkins loans scattered in there too. It's roughly a 75/25 mix of 6.8 and 3.4% interest, respectively. A couple random ones at 4.5. I've been t...

Thank you for the responses. Yes, making what I make is terrible. Unfortunately, it is not too uncommon right now. I have friends in worse situations than me. The only reason I've stuck with this job is that it is in my field. I think of it as a baby-step to something bigger. I also spent 7 years sc...

Today, I received 45k non-taxable out of an insurance settlement. I'm 25, recent college grad and underemployed. To me, this is a fortune and I'm absolutely paralyzed by fear. The most money I've ever had at once is about $3000. Financial Details 58k federal student loans - 3.4-6.8% interest, zero m...