Why us?

Key features

Whether it’s doused in coffee or took a tumble into your tea, your smartwatch is covered in case of liquid damage.

Accidental damage cover

From cracked screens to drops on the floor, we’ve got your smartwatch covered in case of clumsy moments. Note: We don’t cover cosmetic damage that doesn’t affect the functionality of your smartwatch, like surface scratches or dents.

Theft cover

Electronics are a top target for thieves – that’s why we cover you against theft as standard. Note: We expect you to take reasonable precautions to protect your smartwatch against theft.

Loss cover (optional)

Prone to losing your things? For an extra €1.50 per month, you can keep your smartwatch covered in case you lose it.

Multi-gadget discounts

More devices means more discounts! You’ll get 10% off your policy price if you insure two gadgets, and 15% off if you insure three or more. Your discount will also apply to your loss cover price, if you choose to add it.

Smartwatch excesses

What you'll need to pay when you claim for your smartwatch

Damage

Theft

Loss

€50

€50

€50

For policies purchased prior to 23/11/2016, please refer to your Terms & Conditions document for the excesses that apply to your policy. Excess payments cannot be made via American Express or PayPal. Loss cover is not available for laptops, MacBooks, PCs or PC monitors.

Please note repaired items and replacements will only be sent to Republic of Ireland addresses. Excess payments cannot be made via American Express or PayPal.

Before you buy

Getting Apple Watch & Smartwatch Insurance isn’t much use if your claim gets denied because you overlooked an important detail. That's why we've spelt them out for you below – just make sure to read the following information carefully before you buy our insurance.

Your eligibility

You must be 18 years or older and a resident of the Republic of Ireland to purchase a policy.

Reasonable precautions

We expect you to take reasonable precautions to keep your gadget safe from theft, loss or damage. If you fail to do so, your claim may not be paid.

Your gadget’s eligibility

Your gadget must be fewer than 12 months old, and either have been purchased as new directly from a manufacturer, network provider or retail store (high street or online), or if refurbished, have been purchased directly from a manufacturer or network provider (not from an online outlet or high street retail store).

Claims

There's no limit to how many times you can claim for damage, but you are limited to two (2) theft/loss claims per year, per gadget.

Protect Your Bubble is a trading name of Assurant Direct Limited, a company registered in England and Wales (registration company number 5399683). Registered address, Assurant House 6-12 Victoria Street Windsor Berkshire SL4 1EN. Assurant Direct Limited is authorised and regulated by the Financial Conduct Authority under registration number 651412. You can check this on the Financial Services Register at http://www.fca.org.uk/

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