Direct Mutual Funds

Mutual Funds in India have grown by leaps and bounds over the past few years. Investors have enjoyed good returns in what is one of the longer bull runs in the market since the 2008 crash. Most Mutual Fund houses have made record profits and the big ones have grown bigger. Some have even gone […]

The month of March is the month of tax saving! Come March, and then we see a scramble to save tax with ELSS ( Equity Linked Savings Scheme ). Almost every other person who has just completed an investment becomes a tax expert and starts advising others on how to save tax. Brokers, particularly agents […]

We do not have many theme parks in India. Thus, many of us have not really experienced a “roller coaster ride”. Well, the stock market more than compensates for it! As the indices have grown, the psychological impact of the dips and highs has become larger. Today, a fall of 230 points in the BSE […]

The government in today’s budget introduced the much talked about long term capital gains tax (LTCG) on the selling of listed securities on gains of over Rs 1 lakh. This has implications on your mutual fund holdings, more so if you wish to switch to direct plan mutual fund. We will explore this more here. 1.Long […]

Why Invest At All? This sound almost like an inane question. Most people will say, to make more money or to get higher returns. But most likely, you will not get a clear answer about meeting specific goals. Goal based investing anchors your investing efforts and takes off stress to a large extent. It is important […]

Mutual fund charges are invisible to all but savvy investors. This is, in fact, true not just for mutual funds, but nearly all investment products, even your savings account. Now, what do we mean by invisible? We mean that the cost is not explicit or fixed; so it’s not as if you pay an asset […]

Investing well requires a mix of discipline and endurance. It may appear boring but in the long run you become wealthy and financially independent. Being Financially Independent in turn means that you control your time and as well like to say time is more valuable than money. So how do you succeed in this boring […]

How to select the best mutual fund In my seminars and workshops, I am often asked this very innocuous question: “So, which is the best mutual fund to invest in? How to select the best mutual fund?” Well, the simple answer to that question is that there is no such thing as the best mutual […]