18.10.13

Interview: Financial Management Problems

On Thursday (17/10/2013), I had an interview for a vacant position in Fund Development Management in Lembaga Pengelola Dana Pendidikan (LPDP), Ministry of Finance. Thanks to Dian, my friends who currently works there, for giving me a recommendation for this interview. I was interviewed by the head of the division and it was smooth. I enjoyed the interview. These are some parts of the interview.

Please tell me about yourself.

I just graduated from Diploma in Finance Program, Specializing in Accounting from Sekolah Tinggi Akuntansi Negara. I am currently working for a student-led organization named StudentsxCEOs. In my vacant time, I enjoy reading books on management.

What is your biggest personal achievements?

In 2010, I went to Papua as one of the representatives of AFS – Bina Antarbudaya Makassar Chapter. We held exchange program selection for high-school students there. About a hundred of them. It was recognized by AFS Office in New York as a notable expansion leap. They’re happy that the program has crossed and reached Papua.

What differentiates your character?

Cranky, maybe. Back then, I remember I was the only student who always put on a tie when attending classes in my campus. Just because nobody else do such thing does not mean it is prohibited.

What is loan to deposit ratio?

Honestly, I don’t know. Is that the ratio between how much money a bank gave to the market and the money saved in its deposit?

Yes, it is. If the loan to deposit ratio is 90%, do you think it is healthy?

No. It is too much. Unhealthy. If the rush happens, the bank will get into a trouble. But, I think it also depends on the market situation. LPS guarantees all the deposit anyway. Therefore, such ration is putting the bank and the government at risk.