Beal Consulting is an independent advisory firm, not affliated with a particular brokerage house, and all of our clients' accounts are non-custodial.The firm is run as a family office, with Ms. Beal investing alongside Beal Consulting's clients.The education of our clients about investment alternatives, and the risk/return trade-off of each investment is integral to our investment process.The investment process is a collaborative effort, and we encourage our clients' participation.Beal Consulting has approximately $45 million of assets under management.