Bring your career to life

We're right herewith you

Bring your career to life

We have the answers... and we're happy to share

It all starts with you

New York Life is dedicated to serving professional advisors

We have the answers... and we're happy to share

We're in this together

We're hereto help

We're right herewith you

Bring your career to life

What do you wantto do?

Our Expertise

You spend years pursuing financial independence and then, through hard work and some smart decisions, you achieve it. But for all the answers a lucrative career or business provides, success breeds at least as many questions.

Just like your home, your business, and your relationships, financial wealth demands knowledge and attention to detail. At Silver Transitions, we offer you a vast depth of experience and insight to help you navigate your journey.

We invite you to click below to learn about some of the key services we offer to our clients.

Planning For Your Future

We help our clients to think about the future and create long term financial security. We have decades of experience helping people in every phase of life and we share what we have learned. Our very young clients, our less young clients, and the surviving families of our dear departed clients all benefit from our broad perspective.

Protecting Your Estate

We spend a lot of time thinking about what will happen years, and even generations, into your future. At the same time many of our clients are even more concerned with protecting their success from the day-to-day risks that are unique to entrepreneurs.

We help to enhance family security with:

Out of the box thinking about how to use trusts and alternative entities

Experienced Professional Resources

Supportive funding products from some of the most respected financial institutions

Creating Your Legacy

All of our clients are concerned with maintaining a good standard of living and creating long term financial security. However many want to create a lasting legacy. They want to make the world a better place for others; and for future generations in particular. Often this starts with enabling children to create their own opportunities. Sometimes it extends as far as making philanthropy the family business.

We help you to understand and fund your objectives for:

Supporting charitable organizations

Creating a family mission

Protecting family harmony

Planning For Your Business

If you are a business owner life is even more of a puzzle than for most people. You have to fit your responsibilities to your business in with your responsibilities to your family and community.

We can help with important preparations for the future that enable business succession, reward and retain key profit makers, and protect your assets from unnecessary taxes.

It’s a big puzzle, but we can help fit the pieces together so you can focus on what you do best.

We Are Here to Help You:

Crystallize your objectives

Evaluate your options

Put good plans in place

Monitor and optimize your plans year after year

Investment Philosophy

Often investment portfolios are delicately balanced. Our objective is to help you to coordinate your investments and investment managers so that each supports and strengthens the others. By working together with you and your investment managers we strive to keep your portfolio strong even when others are toppling.

We ensure that your investments complement each other by:

Helping to understand your liquidity needs so that you and your family don’t run out of time.

Coordinating and balancing the work of your existing managers and other advisors.

Insurance Philosophy

Life insurance can provide a financial backstop for families at death and also during life. By blending term and cash value policies we create financial foundations to support families and businesses in good and bad times. We search for strong companies that have a long history of creating value for their policy owners.

We believe that:

Time invested in understanding the differences between policies, and how they work, is well rewarded.

Price, while important, is not a substitute for prudence and stability.

The insurance companies that we work with should be strong in every economic environment.

Ralph Sklar and Thomas Kanaley are Financial Advisers with Eagle Strategies LLC, a Registered Investment Adviser. Collectively, these agents are licensed in CA, IL, MA, NV, NY, SC, and UT. As such, these services are strictly intended for individuals residing in the specific states referenced.

Ralph Sklar, Thomas Kanaley, and David Scharff are Registered Representatives of, and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency, and licensed in CA & NY. No offers may be made or accepted from any resident outside of the specific states referenced.

Ralph Sklar, CA Insurance License #0B49193; David Scharff, CA Insurance License #0689910; and Thomas J. Kanaley, CA Insurance License #0D07336, are agents licensed to sell insurance through New York Life Insurance Company and are licensed with various other independent unaffiliated insurance companies in the state of California. They are collectively licensed in CA, IL, MA, NV, NY, SC, and UT. No insurance business may be conducted outside the specific states referenced.