California insurance companies are engaged in a price war for small business health insurance. I never thought that I would ever write that sentence. However, it's true. As I previously reported on this blog, Health Net started the war in January 2013 when they offered ANY group with 6 or more [...]

I've just written a helpful guide for people who continue to work and must decide whether they should enroll in Medicare or stay on their employer's group medical plan. It turns out that the decision is a bit complicated and the answer depends on:
•who's paying for the group plan (employer or employee);
•whether the employee also has dependents enrolled on the group plan; and - oddly enough -
•how much the employee earns...
The article is sprinkled with a few funny things - so it's not as dry as you might imagine. If you're in this situation or if you know someone who is, you should read the article. Learn more by clicking on the link above.

Health Net of California is guaranteeing small group employers (2-50 employees) with the lowest rate possible. New groups that enroll 6 or more employees in a Health Net plan will receive the lowest possible "Risk Adjustment Factor" (RAF) of 0.90. Health Net's RAF Special expires April 15, 2013.

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