Monroe and Associates, Inc. is an actuarial and employee benefits consulting firm located in Southeast Michigan since 1971, and currently providing services to professionals throughout Michigan. We are employee benefit plan specialists using advanced systems, known for clear and brief yet comprehensive reports and for professional advice in design, implementation, communication, and administration. In the complex and changing pension world, we stay abreast of current law and new ideas.

We are completely independent of banks, trust and insurance companies, accounting, law and investment management firms in order to give you truly independent advice. Your clients can direct their own investments or hire independent advisors. We offer independent review of material prepared by others. The firm acts solely in the interest of its clients and always on a professional basis.

No two clients or employee benefit plans are exactly alike. We have the experience to determine the best plan for each situation and can modify existing plans to better satisfy your client's needs. We also tailor combinations of profit sharing and pension plans to individual situations. We can create programs to help attract and keep talented employees. Retirement plans are complex, yet we can explain clearly the technical aspects of all recommendations. We also offer comprehensive benefit statements showing total benefits as well as the dollar value of pension and all fringe benefits.

We have a wide range of experience in employee benefits including single employer plans, multiemployer plans and public plans, and special experience in local concepts such as automobile and steel pattern plans. We offer a full range of actuarial services including determination of the values of pension and life interests used to settle wills, estates, accident claims and divorces along with proven expert testimony to back it up. Union negotiations are our specialty; make sure you know the cost of everything on the table.

In the highly technical employee benefits field, only experienced professionals can properly give the service required to create and maintain employee benefit plans. We have been servicing our clients for over 40 years. This has enabled us to understand the needs of both employees and employers. Call us to discuss your employee benefit needs.