Ringed by the posh shops of Beverly Center, Tim Ratliff said no - he didn't have a credit card. He didn't need one. "I just hear so many horror stories about people being in debt," said Ratliff, 21, who studies psychology at Ohio State University. "When you have a credit card, you feel like you have a lot of money when you don't. " Ratliff is like many young adults, emerging data show. His generation, dubbed millennials by academics and marketers, grew up during the boom and bust cycles of the U.S. economy over the last decade and a half - crises that appear to have reshaped their attitudes toward spending and debt.

Ringed by the posh shops of Beverly Center, Tim Ratliff said no - he didn't have a credit card. He didn't need one. "I just hear so many horror stories about people being in debt," said Ratliff, 21, who studies psychology at Ohio State University. "When you have a credit card, you feel like you have a lot of money when you don't. " Ratliff is like many young adults, emerging data show. His generation, dubbed millennials by academics and marketers, grew up during the boom and bust cycles of the U.S. economy over the last decade and a half - crises that appear to have reshaped their attitudes toward spending and debt.

The Internal Revenue Service says it won't send a $648 tax refund check to a Tulare woman because she's dead. But Maria Garcia insists that reports of her death are premature. After filing 22 correction forms and placing dozens of phone calls since March, she has not received an explanation of why the IRS thinks she's dead. "I've always heard the dead rest in peace, but I didn't get any rest," said Garcia. "I've paid the IRS for years and had no problem.

The Internal Revenue Service says it won't send a $648 tax refund check to a Tulare woman because she's dead. But Maria Garcia insists that reports of her death are premature. After filing 22 correction forms and placing dozens of phone calls since March, she has not received an explanation of why the IRS thinks she's dead. "I've always heard the dead rest in peace, but I didn't get any rest," said Garcia. "I've paid the IRS for years and had no problem.

We need more of these multi-cultural/bilingual picture books! Not only do they help non-English-speaking children adapt to American life, the stories provide a rich learning experience for those who've never visited an Indian reservation or crossed a national border. This tale is a modern legend about Mexican-American twins, Connie and Diego, born to farmworkers in "the Land of Plenty."

Barcelona air traffic controllers called off end-of-summer holiday strikes that threatened chaos for tourists and accepted a Spanish government offer that both sides hope will bring peace for several years. Union leader Juan Maria Garcia said he was scrapping a strike call after two-thirds of the controllers approved a pact negotiated between union leaders and the government that settled a dispute on back pay and bonus payments for heavier workloads.

Medications banned or highly restricted in the United States because of severe, and sometimes fatal, side effects are being smuggled in from Mexico and peddled out of back-room shops across Southern California. These potentially dangerous drugs, which multinational pharmaceutical companies market in Mexico, where regulations and enforcement are less stringent, have shown up consistently in more than 70 raids over the last year of markets, dress shops and swap meets catering to Latino immigrants.

A 37-year-old woman died Tuesday when she drove through a red light on Magnolia Avenue and collided with a trash truck, police said. Maria Garcia of Fullerton was traveling west on Valencia Avenue at 2:30 p.m. when, for an unknown reason, she drove through a red light and was broadsided by the truck, said Sgt. Mike Burges. Garcia's car was pushed 90 feet and she died on impact, said Burges.

A 13-year-old girl who police believed had been kidnaped was found and returned to her family unharmed, police said Wednesday. Maria Garcia was found in an Oceanside apartment Tuesday. She had been reported kidnaped Monday afternoon, Oceanside police said. The girl was with Jose Luis Gonzalez Ruiz, 25, also of Oceanside, said Bob Burke, a police spokesman. Gonzalez Ruiz was arrested on suspicion of felony child endangerment.

An 84-year-old Sun Valley woman was killed in a traffic collision on Sunland Boulevard, Los Angeles police said Monday. Maria Garcia was a passenger in a Toyota Corolla driven by her daughter Maria Amaya, 56. Amaya exited a driveway about 8 p.m. Sunday and was crossing Sunland, just east of Lehigh Avenue, when a Chevrolet El Camino traveling west on Sunland struck her car, said Officer Connie Silber of the LAPD's Valley Traffic Division.

We need more of these multi-cultural/bilingual picture books! Not only do they help non-English-speaking children adapt to American life, the stories provide a rich learning experience for those who've never visited an Indian reservation or crossed a national border. This tale is a modern legend about Mexican-American twins, Connie and Diego, born to farmworkers in "the Land of Plenty."

The city received $210,000 from the state housing department Wednesday to build and renovate low-income housing projects throughout the city. Buena Park and San Juan Capistrano received similar grants. The cities applied for the state funding last year to assist low-income residents. "Federal funding is very difficult to get because there is so much need and not enough funds," said Maria Garcia, a senior city planner in La Habra who oversees housing.

A 54-year-old Ventura man has been indicted by the Ventura County Grand Jury on murder charges in connection with the strangulation of his girlfriend a little more than a year ago, authorities said Friday. Jose Maria Garcia is accused of killing Marsha Ann Lane, a 43-year-old transient, on the steps of Lincoln Elementary School in Ventura on Feb. 17, 1997--just after his release from a six-month term at Ventura County Jail on a drug charge.