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Personal Loan

However, you imagine your future, planning is important and improving your finances is often a top priority. Our Personal Loan is designed to support you with your plans, giving you financial aid during times when perhaps your priorities don’t fit your pocket.

Whether you’re buying a car, renovating your home or putting money towards something you’ve always wanted, here’s why a Personal Loan could be right for you:

With our 24/7 online service, you can apply for a loan online at any time or visit any of our branches across the country if you prefer a face-to-face experience

How To Apply

Applying for your Personal Loan is quick and easy. In just a few simple steps you could be on your way to personal financial freedom. To ensure that your application is even quicker, make sure you have the following documents available to upload with your application, or when you visit a branch.

Identity document

Latest original pay slip

Latest bank statement reflecting 3 salary deposits.

Proof of residence

Apply for a Loan today !

Please provide a valid email address

Please provide a valid email address

Your credit is insured

Rest assured that your credit is insured should anything happen to you that would prevent you from making repayments.

SETTLEMENTS

As a Category a Consumer, you’ll be covered (either to settle your outstanding obligation in terms of your credit agreement/facility or pay installments towards your credit agreement) in the event of death, permanent disability, temporary disability, retrenchment, unpaid leave or short time.

INSTALMENTS

Choose your Break is a unique African Bank feature that we offer you as an existing customer, enabling you to take a break from payment on qualifying loans.

EXCLUSIONS

If you are a Category B Consumer, you will be covered for Death only (we settle your loan and/ or credit card debt).

Downloads

Do you need more information about taking out a loan with us? Click on any of the informative African Bank Credit and Personal Loan brochures below to download.