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Important information about your Santander International Visa Card

We’ve written to existing customers to let them know that following changes in UK regulation which require bank cards to be categorised in a certain way, their Visa deferred-debit card will be changing to a standard debit card from 1 March 2017.

What's changing?

The deferred element of the current debit card is being removed and it will become a standard debit card.

Any replacement card we issue to you in the future will clearly state it is a debit card. If your card has been replaced since 9 June 2016 you will see it already states it is a debit card.

From 1 March 2017, any new or replacement card we issue will come with contactless technology.

What do these changes mean?

Any transactions you make on or after 1 March 2017 will be debited from your account as soon as we receive notification of them from Visa. Previously, card transactions, other than cash withdrawals, were debited at the next statement date. This means you will no longer earn interest, if you were entitled to credit interest, on those transaction amounts.

Retailers will not view purchase transactions on your card as credit card transactions anymore, so they will not apply surcharges or reject your card (subject to the retailer updating their card payment systems).

You will be able to use your card as a normal debit card, for example to pay off credit card balances.

Your Terms and Conditions are being changed

With effect from 1 March 2017 your General Terms and Conditions will be updated to reflect the changes we are making. To view a copy of the revised terms and conditions, please click here.

Santander International is the trading name of Abbey National Treasury Services plc, Jersey Branch and Abbey National Treasury Services plc, Isle of Man Branch.

Abbey National Treasury Services plc is incorporated in England and Wales with number 2338548 and its registered office is 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Abbey National Treasury Services plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Abbey National Treasury Services plc’s Financial Services Register number is 146003. Abbey National Treasury Services plc, Jersey Branch has its principal place of business at 19 - 21 Commercial Street, St Helier, Jersey JE2 3RU, Channel Islands and is regulated by the Jersey Financial Services Commission. Tel. +44 (0) 1534 885 000. Abbey National Treasury Services plc, Isle of Man Branch has its principal place of business at 19 - 21 Prospect Hill, Douglas, Isle of Man, IM1 1ET and is regulated by the Isle of Man Financial Services Authority. Tel +44 (0) 1624 641 888. www.santanderinternational.co.uk

All accounts opened with Abbey National Treasury Services plc, Jersey Branch have situs in Jersey and therefore are not covered by the Financial Services Compensation Scheme established under the UK Financial Services and Markets Act 2000 or by the Isle of Man Depositors’ Compensation Scheme. Abbey National Treasury Services plc, Jersey Branch is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs, or on request.

All accounts opened with Abbey National Treasury Services plc, Isle of Man Branch have situs in the Isle of Man and therefore eligible deposits are covered by the Isle of Man Depositors' Compensation Scheme as set out in the Isle of Man Depositors’ Compensation Scheme Regulations 2010 and not covered by the UK Financial Services Compensation Scheme or by the Jersey Bank Depositors Compensation Scheme.

Santander and the flame logo are registered trademarks. The latest audited accounts are available upon request. Calls are recorded and may be monitored.