You’re not a radical because the federal government’s own balance sheet shows that they are hopelessly insolvent to the tune of negative $17.7 trillion.

You’re not a radical because the US Federal Reserve’s balance sheet shows that, on a mark to market basis, they too are insolvent.

You’re not a radical because the balance sheet of the FDIC shows that they don’t maintain the minimum amount of capital as required by law to adequately insure the banking system.

You’re not a radical because the financial statements of some of the largest banks in the country show that they only keep a tiny percentage of your savings on reserve, and park the rest of your money in some foolish investment fad, or loan it to a bankrupt government.

You’re not a radical because the annual reports of the largest trust funds in the US retirement system show that they are either pitifully underfunded, or entirely out of cash.

You’re not a radical because you think that, maybe just maybe, there might be negative consequences at some point down the road from all of this insanity…

… that, maybe just maybe, when nearly every major component of the financial system is either highly illiquid or completely insolvent, that there could possibly be trouble down the road.

Most of all, you’re not a radical because you have a Plan B.

It hardly seems outlandish to look at objective, publicly available data and think “wow, this entire banking system is built on a house of cards…” and then to actually do something about it.

There are so many options.

You might look abroad to hold a portion of your savings where the banks are extremely liquid and well capitalized, located in a jurisdiction with minimal debt.

Or you might simply consider holding some physical cash, or a mix between physical cash and precious metals.

These aren’t radical ideas. It’s sensible to take astute, rational steps to protect yourself from the consequences of such obvious risks.