To apply for a loan on-line is easy and you'll get our answer FAST. Please note that your application will not be completed online, and one of our branches will contact you to obtain any further information needed or to provide you with our final lending decision.

When you click on submit to forward your credit information to us, you agree to allow us to fully investigate your credit
and employment history. If you do not agree to this, please do not submit your credit application.

It is First Heritage Credit’s policy to provide fair, equitable and nondiscriminatory access to credit. Before completing the application below, we ask you to click on the following link and read some important NOTICES and DISCLOSURES relating to your application. [Notices and Disclosures]

NOTICE TO ALL APPLICANTS: First Heritage Credit does not currently make and/or originate mortgage loans.

NOTICE TO ALL APPLICANTS RESIDING IN MISSISSIPPI, TENNESSEE AND ALABAMA: Do not furnish information concerning your spouse unless your spouse will be contractually liable upon this account or you are relying on your spouse's income as a basis for repayment of the credit requested.

Apply Online

Type of Credit Applied For

TYPE OF CREDIT APPLIED FOR *INDIVIDUALJOINT WITH

Loan Request

Loan Request

Loan Amount *

For marketing purposes and to better serve you in the future, please tell us what you will be using these funds for *