Levelled Retirement Annuities

You want to convert savings into a regular income?

You saved for retirement during many years and it’s finally time to enjoy it. Putting your savings into UL Mutual’s hands means secure revenues at guaranteed minimum performance, without any financial risk. Discover which registered or prescribed annuities fit your needs.

Annuity certain

Ensure a guaranteed income independently of market and interest rates fluctuations. According to your needs, our certain annuities provide safe periodic revenue for a pre-established lapse of time. Moreover, in case of death before the end of annuities, remaining payments will be paid to your beneficiary.

Monthly annuity certain forecast

With a deposit of $100,000.

Guaranteed period

Monthly annuity *

10 years

$852

15 years

$621

20 years

$492

Advantages

Guaranteed fixed income for a specific period

Payments not affected by market and interest rates fluctuations

Accessibility to investors of all ages

* According to interest rates in force on March 2015. The annuity amount can differ at the time of your demand. Invested capital, current interest rates and guaranteed length of the annuity will also affect the annuity payment.

Life annuity

Enjoy peace of mind thanks to fixed revenue for your entire life. Each month or each year, a guaranteed amount is paid, no matter market conditions and interest rates fluctuations.

Monthly life annuity forecast

A man and a woman of 65 years old both pay a $100,000 capital.

Guaranteed period

Man’s monthly annuity payment **

Woman’s monthly annuity payment **

10 years

$453

$414

15 years

$436

$405

20 years

$412

$392

Advantages

Guaranteed fixed income for life

Savings cannot exhaust before death

Payments not affected by market and interest rates fluctuations

** According to interest rates in force on March 2015. The annuity amount can differ at the time of your demand. Invested capital, current interest rates, age and gender of the annuitant and guaranteed length of the annuity will also affect the annuity payment.

Joint and survivor annuity

Benefit from a fixed income all your life and ensure perpetual payments to your partner beyond your death. Thus, your partner will receive all guaranteed unpaid payments, ensuring financial sustainability and stability.

Monthly joint and survivor annuity forecast

An annuity on a 65 years old man’s life transferable at 100% or at 60% to his partner after his death, with a $100,000 deposit.

Guaranteed period

Monthly joint and survivor annuity payment at 100 % ***

Monthly joint and survivor annuity payment at 60 % ***

10 years

$370

$400

15 years

$369

$393

20 years

$365

$382

Advantages

Guaranteed fixed income for life

Savings cannot exhaust before death

Guaranteed revenue to spouse

Payments not affected by market and interest rates fluctuations

*** According to interest rates in force on March 2015. The annuity amount can differ at the time of your demand. Invested capital, current interest rates, age and gender of the annuitant and co-annuitant and guaranteed length of the annuity will also affect the annuity payment.