Haven Life Staff Writer

A subsidiary of MassMutual, Haven Life is an online-focused term life insurance agency offering real-time rates and approvals. Haven Life is a content partner of Townsquare Media, this website's parent company. Its content is produced independently of this website.

When was the last time you received your annual physical? Chances are that it has been over a year, if not three or four. There are practical reasons that explain why many adults in the U.S. forgo their annual doctor’s visit. For example, one study found that in 2016, 13 percent of a…