The Possibilities With A Merchant Cash Advance

Advertising-Increase the volume of your business by expanding your customer base and increasing your customer’s awareness of your products/services.

Expansion/Remodeling-Grow your business into new markets and new locations, or attract new business to your existing locations with a new image!

Equipment Purchases-Modernize and improve the efficiency of your business with new technology and equipment necessary to compete in your markets.

Emergencies-Respond to the unpredictable demands of your business to maintain your competitive advantage and expand your business.

Taxes-When taxes are due, taxes are due! Pay your taxes on time to avoid penalties, interest and liens.

Back Bills- Get caught up with important vendors in less than 5 business days.

Venture Business Brokers believes in the American dream and that every business deserves the opportunity to get the necessary funds needed to prosper without a long wait time and without jumping through hoops.

We also believe we have a fiduciary responsibility to you as the business owner, but we also have a responsibility to your family and the people who keep your business moving forward. With that said Venture Business Broker will never offer or push you into a financial position that is not manageable.

Our goal is for every client to think of us as a business partner who will always have your best interest at the center of every financial decision.

Have you ever wondered how you can increase your business cash flow, without putting your business assets at risk? Maybe you never explored the possibility of taking out a merchant cash advance for your small business, because, well…you didn’t think you’d qualify? Or you are not exactly sure how this type of lending program works?

A merchant cash advance allows a business owner who accepts credit card payments or has other payment or receivables streams to obtain an advance of the funds regularly flowing through the business’ merchant account. A merchant cash advance (MCA) is not a loan, but rather an advance based upon the future revenues or credit card sales of a business. A small business can apply for an MCA and have an advance deposited into its account fairly quickly.

Why do business owners opt for MCAs

They’re quick. You can often get an MCA within a week or so with no heavy paperwork. Providers look at a business’s daily credit card receipts to determine if the owner can repay.

You won’t lose your home. MCAs are unsecured, so you don’t need collateral. This means you don’t have to forfeit any personal or business assets if your sales plunge and you fail to repay. If a company goes out of business, a lot of times the MCA firm is out of luck since it’s nonrecourse. There is no absolute repayment in a correctly structured merchant cash advance. However, the MCA provider may require a personal guarantee, which is a written agreement that makes you personally responsible for repaying the advance. If this is the case, the MCA provider may still try to attempt recoup any losses.

When sales are down, your payment may be too. When the repayment schedule is based on a fixed percentage of your sales, repayments adjust based on how well your business is doing.