Locke Advisory Services LLC (“Locke Advisory Services”) is a registered investment advisor in the Commonwealth of Virginia. This communication is strictly intended for individuals in Virginia. An investment advisor or investment advisor representative may only conduct business with residents of the states in which they are properly registered or exempt from registration. Therefore, follow-up responses to a request for information may be delayed. Publication of Locke Advisory Services' website should not be construed as a solicitation or attempt to render personalized investment, tax or legal advice. Certain of the information contained herein may not be suitable for everyone and may be derived from external sources that are not affiliated with the firm. While Locke Advisory Services believes these sources are reputable, we make no representation or guarantee as to the accuracy, timeliness, suitability, completeness or relevance of the information prepared by such unaffiliated party. All information is provided for convenience purposes only and users should be guided accordingly. Locke Advisory Services does not provide legal advice and provides tax advice only in certain areas where it has expertise.

Detailed information pertaining to Locke Advisory Services' qualifications, business operations, fees and service offering can be found in the firm's disclosure Brochure which appears as Part 2 of Locke Advisory Services' Form ADV. Additional information about the Firm, as well as the current version of the Brochure, is available on the Investment Advisor Public Disclosure website which is operated by the U.S. Securities and Exchange Commission, www.adviserinfo.sec.gov.