Keats Insurance Agency, Inc. Review

In this Keats Insurance Agency, Inc. Review, we are talking about an Insurance company that is in Floral Park, NY. They have several branches, but they are based in the state of New York. Keats Insurance Agency, Inc. has been servicing the Floral Park community for over 20 years. Keats Insurance Agency, Inc. is an award winning and nationally recognized insurance services firm built on integrity, personal care and experience.

This Keats Insurance Agency, Inc. Review is part of our attempt to really expand the and diversify the content on the CFRB. We are actively seeking companies that are outside our home state to review. We heard some good things about Keats Insurance Agency, Inc. So, we thought we would put them through the ringer to see if they are CFRB quality.

Keats Insurance Agency, Inc. currently is in good standing with the Better Business Bureau. They hold an A+ rating and an accreditation from them. Both of which are difficult to achieve. There’s a lot of hoops you must jump through to attain such an accreditation. So, the fact they achieved one and have maintained their status is quite impressive and should be noted.

Keats Insurance Agency Review: Services

In terms of the services they offer, It’s pretty straight forward. They offer the services that you would find at almost any other insurance company, but also a few things that not many places offer. They can help you out if you require things like Auto Insurance, Life Insurance, Homeowners Insurance or Business Insurance. They could also help you out with Power Sports Insurance, Car Wash Insurance, Coastal Home Insurance, and few other things. So, it’s a conventional insurance company that has a few extras here and there. Which is kind of cool. They are sort of differentiating themselves from the competition.

Keats Insurance Agency Review: Credibility

Like I mentioned before, Keats Insurance Agency, Inc. Review has received tremendous accolades from some very credible sources, but in writing this Keats Insurance Agency Review I did notice something a bit odd. Their website really isn’t the focal point in terms of their online presence. When following the link the BBB provided, I was taken to a third-party site that seems to host many different companies. Each has their own individual profile. It’s sort of like they took everything that you would put on a website and condensed it to fit a profile. I found it a bit odd, but nothing to be alarmed about. I’d imagine that everything on that profile page is can be read in detail on their actual website.

Keats Insurance Agency Review: Consumer Testimonials

The consumer testimonials I found while writing this Keats Insurance Agency, Inc. Review were from the site that is hosting the company. I am always sort of weary when the only consumer testimonials come from a source that is so directly tied to the company. So, keep that in mind when considering Keats Insurance Agency, Inc. Here is the first testimonial:

“I’ve been working with Carmen over the past year and have had a few challenges to overcome as my situation was not typical. Despite several hurdles that were presented, she could get me the policy I needed with very fair pricing and has always been pleasant and professional to work with. I truly feel like she always had my best interest at heart. I should also mention that they were recommended to me by my family attorney who also said great things about them. Highly recommended…. don’t bother looking any further. I doubt you will find better service!”

Here is another testimonial:

“This Agency and my Agent Eric were wonderful to deal with and I am so happy to have met him. Eric went through my entire portfolio of policies. He did not just ask what I had and gave a quote. His complete review and easy to understand explanations made me understand my policies better than ever before. The best thing that happened was after I changed all my coverages to him. I knew I made the right decision. I am not pay less for my coverage’s, I am getting more value for the coverage’s I need. I will be recommending every person I know.”

I don’t usually include a third, but I felt that I should. This one is negative feedback:

“I have been with the Keats agency for several years for my homeowner’s policy. I customarily do not have to contact them. In my line of work, mortgages, I had to contact them for questions and changes to one of my customers’ accounts. The first woman I dealt with was beyond rude, she had me on hold for over 5 minutes and then disconnected my call. When I called back, she didn’t even apologize. Because of the experience I had, I will be switching to a different agent. It was absurd. This review has no reflection of my actual agent Pete mellides as he is great, but I cannot stay with an agency where the staff is so rude and unaccommodating.”

This is a perfect example of reasonable negative feedback. He recognizes that the issue is not the company, but the employee he dealt with. So hopefully the company corrected that because the employees represent the company. And it would be a shame to have employees like that attached to such a good name.

Keats Insurance Agency Review: Conclusion

In this Keats Insurance Agency, Inc. Review we are giving Keats Insurance Agency, Inc.4.5 Stars. Let us know in the comment sections below what your thoughts are, or if you have any questions. Check Our Reviews page for more insight into trusted companies.

Lafayette Life Insurance Company Review

In this Lafayette Life Insurance Company Review, I want to talk about an insurance company in Cincinnati, Ohio that has been around for more than 100 years.

Lafayette Life Insurance Company operates in the District of Columbia and every state except Alaska and New York. They are a part of the Western & Southern Financial Group. Which is a group located in Cincinnati, Ohio that is made up of financial service companies. In writing this Lafayette Life Insurance Company Review we found that they have an A+ and an accreditation from The Better Business Bureau. Which is impressive, but there’s something off about this company.

Lafayette Life Insurance Company Review: Services Offered

Lafayette Life Insurance Company provides life insurance and annuity products to individuals and small businesses. Their product portfolio includes whole life, term life, indexed universal life, indexed annuity products, and much more. They also help businesses by offering pension plan services.

Lafayette Life Insurance Company has a wide range of options for you to advantage of. They also go into detail about services they provide on their website. If you are curious, it’s certainly worth taking a look. It’s also important to note in this Lafayette Life Insurance Company Review that they are specifically a life insurance company. This is an important distinction. This isn’t like a regular insurance company that has its’ hands in ten different cookie jars. For them, there is only one cookie car. Lafayette Life Insurance Company isn’t spread too thin.

If you are specifically looking for someone to help you with your life insurance needs, I recommend going to a company like that is specifically in business for that. Instead of going to a company that just offers life insurance services along with a ton of other things. The difference is so tremendous. When you are dealing with professionals who have specialized in an area, you are bound to get better results. It’s your money, and you should be informed so you can make the best possible decision.

Lafayette Life Insurance Company Review: How Credible Are They?

So, this is what I really what to talk about in this Lafayette Life Insurance Company Review, because it’s sort of hard to pin down. Lafayette Life Insurance Company has been in business for over a century. That is a remarkably long time. So, they must be doing something right. And Yet, the only real feedback I see online is negative. There’s even negative feedback on their BBB page. Granted, they have responded to the feedback on their BBB page. As for whether it was sufficient enough for the consumer; that I do not know.

With companies like Lafayette Life Insurance Company that have been around this long, sometimes the dramatic changes that are constantly happening in today’s age can be a little too much. Regardless of their efforts, the roots of Lafayette Life Insurance Company were planted over 100 years ago. Maybe that’s starting to reflect in their work.

Perhaps Lafayette Life Insurance Company is not purposely trying to upset customers. I think it’s more that they are old-fashioned, and the world isn’t really looking for old-fashioned. When this happens, it’s adapt or die. Some companies make it, and some die off. I guess we will just see what happens next with Lafayette Life Insurance Company. Having a strong online presence is critical these days. It’s how people find you, and learn to trust you. If you don’t have that, you might as well close shop.

Lafayette Life Insurance Company Review: Consumer Testimonial

Here’s some of the feedback we found online in this Lafayette Life Insurance Company Review:

“I have spoken to two different representatives regarding a specific form to be sent to me in lieu of a money withdrawal from our policy. Both times the representatives have failed to get this form to me. This makes me very uneasy considering the amount of money I have entrusted to this company.”

In writing this Lafayette Life Insurance Company Review¸ I really couldn’t find anything else other than another negative review from the BBB that was just too long to put into this Lafayette Life Insurance Company Review. I truly wish I had some positive feedback to contrast and compare. It would certainly help paint a better picture.

Lafayette Life Insurance Company Review: Conclusion

Truthfully, I don’t think there’s enough evidence to write them off as a company that can’t be trusted. At the same time, I am not going to shout their name from the roof tops. I’ll leave it to you to decide. After reading what’s online, you are more than welcome to give them a call if you feel like they could help. Personally, I would look for a company that has more reviews online.

Lafayette Life Insurance Company Review: Conclusion

In this Lafayette Life Insurance Company Review, we are giving Lafayette Life Insurance Company Review3.5 Stars. Let us know in the comment sections below what your thoughts are, or if you have any questions. Check Our Reviews page for more insight into trusted companies.

Shaver Insurance Agency Review 2

In this second Shaver Insurance Agency Review, we are talking about an Insurance company located in Fontana, CA that we have talked about before. Back in 2015, they received a 5 Star rating. We will go over their services, track record, consumers testimonials, and at the end we will decide whether they will keep their 5 Star rating with the CFRB. So, let’s begin this second ShaverInsurance Agency Review.

Shaver Insurance Agency Review 2: Refresher

Shaver Insurance Agency has been in Fontana, CA since 1985. Prior to that, it was Washburn Agency. They are a BBB Accredited Company with an A+ rating that apparently has been in business for 32 years. Which is a long time, but from looking at their online activity lately, they don’t appear to be very active. Though, that is something we will discuss later.

Being an Insurance company, they cover a whole spectrum of services. Though I am led to believe in this ShaverInsurance Agency Review that they are most notably known for their life and automobile insurance services. Shaver Insurance Agency services those in need of:

Auto Insurance

Home Insurance

Health Insurance

Life Insurance

Commercial Insurance

Mobile Home Insurance

RV Insurance

Renters Insurance

Commercial Auto & Property

Mechanical Breakdown Protection

Stand Alone Mechanical Breakdown Insurance

Life and Health Insurance

Trucking Insurance

Fleet Insurance

Earthquake Insurance

There is an obvious emphasis on helping those insurance their motor vehicles and mobile homes. In writing this second ShaverInsurance Agency Review I found that they really appreciate large things with wheels on them.

Shaver Insurance Agency Review 2: Recent Activity and Credibility

In writing this second ShaverInsurance Agency Review I considered their recent activity online. The internet, while now considered as an essential tool today, can sometimes be a double-edged sword. Giving information, but being misleading and leading people astray. I have noticed a pattern recently with many different companies that have been around for a long time. They hop on board the internet train and then they go dark. There’s a million reason why this happens. In the case of Shaver Insurance Agency in this Shaver Insurance Agency Review, I have noticed the same pattern. Shaver Insurance Agency has allegedly been in Business for 32 years. You would think that would warrant some level of legacy, and yet their activity and web presence has not grown at all since we last reviewed them. If anything, it has shrunk and they have become harder to get information on.

When looking for Shaver Insurance Agency online for this ShaverInsurance Agency Review, I didn’t find much other than their website (which now is apparently is a different one than the one listed on their BBB page), A yelp page with one review, and a listing on the yellow pages websites. Certainly not a whole lot.

Why does this matter? Why do you need to take this into account when looking for the right company to help you out? Companies that have a lot of activity and hundreds of reviews shows transparency, a desire to gain the trust of the consumer, and do right by them. In the last couple of years, we have seen no effort on their part to improve their status.

Shaver Insurance Agency Review 2: Consumer Testimonial

Here is a Shaver Insurance Agency Review on Yelp that was written in 2016. Interestingly enough, the consumer testimonial we found last time is nowhere to be found. Meaning it was either retracted or deleted. Here’s the 2016 Yelp Review:

“I love a home owned business! This place is located down a small street in Fontana and is great! I have been helped with my auto insurance to ensure I have the best coverage at a fair price! Go here when you need help figuring what insurance plan you need!”

So, Shaver Insurance Agency is in someone’s home. Which isn’t necessarily a red flag for new companies, but for a company that has been in business for 32 it sure makes me question what’s going on. It’s certainly new information to us and makes me wonder about the validity of some of their claims.

Shaver Insurance Review 2: Conclusion

So where exactly do we stand with Shaver Insurance Agency? To be honest I am not entirely sure. On one hand, they have received accolades from the Better Business Bureau, but in writing this second review, I was met with many things that contradict their accreditations. Is there evidence of foul play or dishonesty? No, not at all. Though I don’t think I would be first to recommend them anymore. Simply because their presence is vague and slightly all over the place. I want to believe there are trustworthy, but we haven’t heard much from them in a while. And when it’s your money on the line, you must be careful. It’s best to assume the worst and stay safe, then assume the best and get screwed over.

In this Shaver Insurance Review, we are giving Shaver Insurance Agency 4 Stars instead of their previous 5 stars for becoming evidentially more of a coin toss than a sure bet. Let us know in the comment sections below what your thoughts are, or if you have any questions. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind.

Signature One Financial Review: Update

In this Signature One Financial Review I want to talk about a Full Service Financial Firm that we have reported on in the past. Recently they have upped their game, amplifying their ability to make life easier for consumers across America. Just in case this is your first time tuning in, here’s a little about Signature One Financial in this Signature One Financial Review.

Signature One Financial is a nationwide full service financial firm located in Corona, CA. Signature One Financial takes pride in its approach to make the client’s needs first even when it means recommending a competitor to provide the financial service the client needs. Signature One Financial provides a wide array of financial services to its clients designed to meet their needs by tailoring the financial product around the individual rather than trying to sell a “one size fits all” financial product. Signature One Financial helps clients manage their debt and remove what may be the single biggest roadblock to financial freedom as well as design a retirement income plan utilizing tax advantage income strategies. So that’s a little background on Signature One Financial.

Signature One Financial Review: Transparency

Before I get into the details of what exactly Signature One Financial does in this Signature One Financial Review, I just want to talk about something that is incredible important. Signature One Financial has continued to cooperate and work with us, allowing us to conduct our extensive reviews. They have been completely transparent during the process of each Signature One Financial Reviews we have conducted. The level of transparency they give is not something we encounter all the time. Maybe only a handful of times this has happened with other companies. That’s why we continually give them 5 star ratings.

Signature One Financial Review: Services Provided

So now that we have covered the basic for those who many not be the most familiar with this company, we can now move onto more of the nitty gritty. The services provided by Signature One Financial.

So, what does being a full service financial firm mean? Well, it essentially means what you think it might means. They can pretty much help you with anything that is finance related. Do you have a massive amount of debt, and a need a solution? Signature One Financial can help you find one. Are you in the market for purchasing life insurance? Signature One Financial can help you. Are you beginning to thinking about your future, and where you should be putting your money? Signature One Financial have certified financial planners who have been working in the field for years. Here’s a list of some of the major services that Signature One Financial offers:

Debt Free Solutions

Emergency Savings

Health Insurance

Life Insurance

Medicare for Seniors

Retirement Planning

Fixed & Market Based Strategies

Personal Loans

One thing to note, all their business with insurance goes through Acquire Capital Insurance Services. A company that we believe to be trusted. Investment Advisory services are provided by Acquire Capital Management, Inc.

Signature One Financial Review: Consumer Testimonials

Here’s a couple of consumer testimonials that confirms what we have been saying in this Signature One Financial Review.

“I got a personal unsecured loan from Signature One for 35k which i used to pay off my credit cards. My score was in the low 600’s i think bellow 630. my rate was 12% but I saved over 120 per month compared to my credit cards and my term was for 3 years. The Signature one agent said that was because their loan was simple interest not compound like my credit cards.”

“I have enrolled in this program through Signature One Financial with many doubts but so far, one out of my five credit card debts have been settled and the process was explained to me very thoroughly by my agent Chris Gaukler and everyone has been very understanding and patient. I’m hoping that everything will continue to go as smoothly as it has been and hopefully I will be debt free soon.”

Signature One Financial Review: Conclusions

In this Signature One Financial Review, The CFRB gives this Company 5 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

All in all, If you are looking for a company to help you out with some major financial decisions in your life, check out Signature One Financial.

Brightway Insurance Review: 4 Stars

In this Brightway Insurance Review, we are bringing to you an insurance company that is certainly made a name for itself in the great state of Florida. Brightway Insurance, located in Palm Beach County, Florida, is a one-stop shop for all your insurance needs in South Florida. They have one goal: To provide you peace of mind. At Brightway, they match your wants and needs with the right insurance policies to protect everything that’s important to you.

The agents at Brightway Insurance provide the best range of coverage and price in South Florida for your home, autos, family, business and much more. They give you a personal guarantee that you will have a one-of-a-kind experience while consulting with my agents. They will provide you with the appropriate coverage at the lowest possible price.

Brightway Insurance Review: Consumer Testimonial

Here’s some testimonials we found online regarding Brightway Insurance. Unfortunately, we could not find much other than what was posted on their own website. We did find one review, but it is not worth mentioning. It was complaint that has long been settles. Here are the reviews we did find.

“I just wanted to drop you a line and let you know that Madonna did a great job on following up with my request. In fact, I had forgotten about some forms I needed to sign, and she called to remind me. Thank you.” -Sarah K.

“Monique is very helpful and professional and always goes above and beyond. She remembered my name and information without asking me the same questions over and over. You are very lucky to employ such a great professional like Monique!” -Oleg B.

“I spoke with Kimberly today about some help I needed on my Auto insurance policy. I was impressed how she went the extra mile to help me out before I even asked. I was very pleased and would like to praise her for her great job performance. Please pass it along.” -Jason D.

“I wanted to let you know that recently I had to initiate several changes and revisions to my home policy. Through this entire process, Marianne has been extremely helpful. In addition to having a great personality, she did the one thing customers most appreciate – she kept me informed! It was a pleasure working with her; I will recommend Brightway to my associates.”

Brightway Insurance Review: Web Presence & Credibility

When it comes to the overall credibility with this company, I will just say this. We found them on a list of accredited companies on the BBB’s website. It’s one thing to achieve a good rating with the BBB, and then to receive an accreditation from them. It’s another thing entirely to be on the top of a list of featured companies in an area.

I will say, there is company with a name that is remarkably similar in the same state of Florida. It’s important that if you are interested, make sure to get the one in Palm Beach, Florida and not in Ft. Lauderdale. The other company is also on the BBB and is credible, but we have not done much investigating on them. So, approach at your own risk.

Brightway Insurance Review: Conclusion

In this Brightway Insurance Review, The CFRB gives this Company 4 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

Reliable Life Insurance Co. Review

In this Reliable Life Insurance Co. Review, we are bringing you a company that actually has an F from the Better Business Bureau. If you have been reading this site for some time now, you’ll that we don’t come across a lot of companies that have an F rating for the BBB. When we do come across such a rare thing, we don’t hesitate to talk about it. Why? Well, because it’s important that you are aware that this company is out there. Same thing when we find a company that has a warning attached to it. It’s the responsible thing to do to bring these companies and shed some light on them so you don’t fall into the traps that they might be setting for unknowing consumers.

We discovered in writing this Reliable Life Insurance Co. Review, that “Reliable” Life Insurance Company is a Canadian federally licensed life insurance company, with their head office in Hamilton, Ontario. We found while constructing this Reliable Life Insurance Co. Review, they deal exclusively in the private-label market, both in Canada and in the U.S. They administer and/or underwrite 13 private labelled programs, and they never directly compete against our partners. Why? Their mission is to be the premier provider of insurance products and services in our selected markets, where their value proposition allows them to effectively leverage our organization’s strengths. Let’s see how they hold up in this Reliable Life Insurance Co. Review.

Reliable Life Insurance Co. Review: Services & Products

In this Reliable Life Insurance Co. Review we found that Reliable Life Insurance Co. deals primarily in three different types of coverage. The first type is Child Accident. Families are left unprotected when their children without child health insurance. Pennies a day can provide financial protection.

The second type we found in this Reliable Life Insurance Co. Review is Travel. Reliable Life underwrites short-term and long-term travel insurance products which are distributed directly through travel agencies and brokers. These products are marketed under various private brand labels to meet the specific needs of the travelling clientele of the particular distribution network. Reliable Life takes pride in its ability to develop custom travel insurance products for various distribution networks recognizing the need to be flexible in order to meet the ever changing needs of the traveling public.

The third type we found in this Reliable Life Insurance Co. Review is Accident & Health. Reliable Life’s Accident and Health products have been very successfully marketed by qualified General Agents and Brokers for over 35 years. Our products have been tailor made to meet the specific needs of our clientele from Homemaker to Self-Employed Contractors and encompass both Accident and Sickness coverage for all ages. The Products include Time Loss (Disability Income) insurance, In-Hospital Money Plan, Extended Health Plans and Personal Accident Coverage.

Reliable Life Insurance Co. Review: Warning Signs

In putting together this Reliable Life Insurance Co. Review, we found that this company really knows how to put on a show. While their website points to credibility, everything else I found online about them points in the opposite direction. One of the most notable things would the F rating in the Better Business Bureau. There are numerous complaints about their billing methods, and their products and services. It would appear that their efforts are not enough to keep these red flags from flying.

Reliable Life Insurance Co. Review: Consumer Testimonials

Here’s what some folks are saying about Reliable Life Insurance Co. One consumer wrote in this Reliable Life Insurance Co. Review:

“I lost someone very close to me in March. They had lost their papers and I had to resend them. They told me I needed to fill out additional form. So they sent me a letter but didn’t include the form that I was suppose to fill out. Every time I call to talk to someone they give you different information. I feel like they are stalling to keep from paying the claim. After three months of waiting,I finally heard from them. They told me that they had to get a police report. I have two more policies with them. Those policies are eighteen years old.”

Another Consumer Wrote in this Reliable Life Insurance Co. Review:

“I changed banks back in November of 2013. I called my local office since it’s where I originally opened my policy. I was instructed to contact the corporate office. It took two weeks to receive the form. I returned the forms the same day. I thought they would notify me if something was wrong. I noticed the payment was not taken out from my account. After a number of attempts of mailing the local office, I finally got corporate to update it. My 18 year old son was killed March 21, 2014. My local office sent the original policy info proving both sons were covered as “child term rider”. After multiple attempts of mailing claim forms, death certificate, police reports, and more they denied stating policy lapse. That’s bs considering they mishandled my mail, didn’t notate my account proving I was following up, and paid the policy up. Currently posting this to every public site and seeking legal representation”

Reliable Life Insurance Co. Review: Conclusion

In this Reliable Life Insurance Co. Review, I would like to recommend that you stay away from Reliable Life Insurance Co., simply because they are anything but reliable. Check our Resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. Its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.