Our Group Mediclaim Policy
covering in-service employees, retired employees and their dependents has been
renewed for the year 2013-2014, on existing terms and conditions with The New
India Assurance Co. Ltd. All existing benefits shall continue to be available
under the Policy. The claims shall be administered directly by The New India
Assurance Co. Ltd. through its designated servicing offices. Click on 'Read more' below to read the full Circular issued by LIC.

The premium chargeable per
person for various age bands and sum insured for the policy year 2013-2014 are
as follows:

S.A.

Age band wise Premium per person

0-35

36-45

46-55

56-65

66-70

71-75 ^76hand ] above

85000

1220

1334

2025

2348

2791

3002

3861

110000

1582

1732

2623

3037

3610

3885

4996

165000

2370

2599

3926

4549

5408

5821

7486

100000

1434

1577

2382

2761

3281

3530

4540

200000

2705

2971

4740

5476

6545

7048

9061

300000

3784

4151

6761

7867

9416

10142

13039

The ratio of sharing of premium
between the in-service/ retired employees and the Corporation shall be 1:3.
Needless to add, the sharing of premium shall be for the basic sum insured
only. Sharing of premium for in-service employees will be for in-service employee,
spouse and two dependent children and in case of retired employee sharing of
premium will be.only for retired employee and spouse. Those employees / retired
employees who have opted for enhanced sum insured have to bear the full premium
for the enhanced portion of the sum insured.

2. Mediclaim Data and Statement.

The data of all beneficiaries as
on 01/04/2013 is essential for finalization of the premium. All the Zonal
Offices are required to provide the updated data of the beneficiaries as on
01/04/2013 in enclosed Excel formats (Annexure -I) and consolidate the same in
(Annexure -A) and submit the same to Central Office by 23/04/2013. The data
provided in Annexure-I is required by the insurer for the settlement of claims.

3. Claims Data

In addition to this, all the Divisional offices are
required to maintain records for claim payments in enclosed Excel format
(Annexure -II). Data for claim paid and pending (soft copy) is to be sent to
the respective Zonal Office. The Zonal Office will consolidate the data for all
the offices under its jurisdiction and submit it to Central Office as follows:

Claim Data

Last Date for receipt at C.O.

Data for the period 01/04/2013 to 31/12/2013

07/01/2014

Data for the period 01/01/2014 to 28/02/2014

07/03/2014

Data for the period 01/03/2014 to 31/03/2014

07/04/2014

It is to be brought to the
notice of all the members of scheme that intimation of claim should without
fail reach the office within 7 days of admission to hospital and the claim must
be filed within 20 days of discharge from the hospital.

About Me

Even while working as a clerical Assistant, he reorganised Mortgages (OYHS) Dept.,LIC, Kozhikode DO, reduced office operations to disburse loan to 9 from 19 as per results published in Divl.News Letter and the Department won All India Prize for disbursement of maximum mortgage loans in India. LIC's Inspection team inspected the working of the Dept. and they arranged a get-together (an unusual thing for an Inspection Team to do so) at Hotel Alakapuri,Calicut to ascertain more about the reorganisation of office operations from the author of the scheme Shri PG Gangadharan himself.

Conducted a demo of office operations, designed by him for New Business Department of LIC, which was inaugurated by the Mayor of Calicut and got a Pilot Scheme introduced in the City Branch No.3 of LIC, Calcut.

LIC Central Office accepted his proposal to merge Review Slip with Proposal Form. Circular for this purpose drafted in his presence at Central Office and issued. His proposal to send Premium Notice in Inland form (included in his book 'Methods') since accepted by LIC.

On deputation, undertook a short business drive for Asha Deep policies with a team of 10 Agents attached to the Career Agents Branch, Calicut and the success story was reported by Southern Splendour, official journal of Southern Zonal Office, through a 3 page reportage.

Conducted discussion with Shri NM Sundaram, General Secretary, AIIEA for two days at Chennai at the instance of the then Chief (Personnel) and a confidential report containing Shri Sundaram's views on certain matters submitted to LIC Central Office through Shri MR Murali, then Sr.DM, Kozhikode.

'Yogakshema' published his photograph, bio data and details of his activities in its issues.

PG Gangadharan's interview with Prof. Ishwar Dayal (a noted management expert who reorganised LIC to its present form), published in 'Yogakshema', LIC's official organ, has since been reproduced in the GOLDEN JUBILEE SPECIAL ISSUE published by LIC of India which is considered a rare RECOGNITION given to an employee by LIC.

Interviewed various personalities including LIC Chairman Shri MG Diwan, top Managers, top trade union leaders in LIC Shri NM Sundaram, Shri Nachane, other dignitaries from outside the industry and published in Yogakshema, other insurance periodicals and 'Initiative' edited by him.

First issue of 'INITIATIVE' edited, printed and published by Shri Gangadharan was released by Shri KP Narasimhan, then Chairman, LIC of India, from Central Office, Mumbai by giving away copies to the Mg.Directors Shri Salunkhe and Shri Jambusaria (both of whom later became Chairman,LIC of India) in the presence of Shri GN Bajpai, Executive Director who too later became Chairman, LIC of India.

In recognition of his various services, LIC invited him to visit Central Office, Mumbai and during this visit Shri MG Diwan,Chairman offered to sanction him a 'project of his choice' for further research work.

Conducted a work study for LIC Housing Finance Ltd. at the instance of Chief General Manager, LIC Housing Finance and report submitted to him.

Edited magazines (1) CLARION (2) BETWEEN US (3) INITIATIVE for various periods.

'OWN YOUR HOME SCHEME ADMINISTRATION' and 'METHODS' are two books published by him in connection with improvement of LIC's working procedures.