Or, if you'd like a customized plan created for you using the Retirement Advisor online service you can try it now. You can even adjust your plan to immediately see how changes can affect your longer-term outcomes.

Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit www.tiaa-cref.org for details.