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$300 per item, 1K per card per year. So if you have an SPG card and a PRG card you'll only have 2k of total RP coverage, regardless of how many AUs you have on each card.

If you are unsure if an item qualifies for RP, then instead of asking for opinions here (slightly better than asking medical advice on facebook mind you), PUTPAC and ask the RP reps. You don't need to give your name or card info, just say you have an item or you will be buying an item and the store has a crappy return policy and want to make sure if there is a problem you can return it.

1. Any limitation of how many Amex return protection claims can be made per year?

2. I know there is a cap about $1000 per year. But if I have two different AMEX cards (e.g., one AMEX golden delta, the other AMEX hilton),does each card have a quote of $1000, or do the two card combined have $1000 in total?

TIA

each

-100000000

T&C for all cards (linked to PRG, but i confirmed for platinum as well) state

Quote

Refunds are limited to $300 per eligible item, and $1,000 annually per eligible Card account.

I'll agree it is a bit ambiguous, but the implication is that 6 cards does not equal $6,000 in protection. To confirm I called (800-297-8019) and asked that exact question, and the kind lady said it is for your account, even if you have 6 cards it is only $1,000.

T&C for all cards (linked to PRG, but i confirmed for platinum as well) state I'll agree it is a bit ambiguous, but the implication is that 6 cards does not equal $6,000 in protection. To confirm I called (800-297-8019) and asked that exact question, and the kind lady said it is for your account, even if you have 6 cards it is only $1,000.

your 100% wronge it says per card account, therefore if you have a plat and a gold you can claim $1k on each

I filed some claims for a pair of shoes and a suit from MyHabit ($80 and $199) i got a letter saying to send in a receipt which i did, then i got follow up letters to send the item back. I didn't get around to returning them for a week or so, but last night the credits posted and i got emails saying the claims have been closed although i have not yet returned the items!!

I imagine i'm in the clear here but does anyone think i still need to return the items?

I filed some claims for a pair of shoes and a suit from MyHabit ($80 and $199) i got a letter saying to send in a receipt which i did, then i got follow up letters to send the item back. I didn't get around to returning them for a week or so, but last night the credits posted and i got emails saying the claims have been closed although i have not yet returned the items!!

I imagine i'm in the clear here but does anyone think i still need to return the items?

I filed some claims for a pair of shoes and a suit from MyHabit ($80 and $199) i got a letter saying to send in a receipt which i did, then i got follow up letters to send the item back. I didn't get around to returning them for a week or so, but last night the credits posted and i got emails saying the claims have been closed although i have not yet returned the items!!

I imagine i'm in the clear here but does anyone think i still need to return the items?

It was a week between requesting the items back and the credit posting?

i would assume so, but this is the first time something like this happened to me and iv'e used the return protection literally tens of times, so i was wondering if anyone else has had this, and if they came after them to return later (as unlikely as it sounds)