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What can I do to get compensation? I was financing my car and was rear ended, my car was totaled I wasn't hurt. I owed 8k the insurance is only paying 4k because that is what it is valued at. I don't have gap insurance but it has almost been two weeks and I was not given a rental or any money. I'm a delivery driver full time and am losing money everyday. So now I'm going to be out of work, with no car, and owing 4 grand to the finance company. This doesn't seem right when I was not at fault. What can I do? Should I get a lawyer?

You insured the value of the car, not the size of the loan you decided to take. I am not sure how it does not sound right. It is also not the insurance company's fault you chose to borrow more than the car is worth and not get the insurance to cover the rest.