That said, the last time I checked the Island Packet 31's seemed to go
for between $35-65K, Pacific Seacraft 31's are around $65-160K, and the
Cape Dory 33 from $30k up to around $60k or so.

Which brings us back to the point of what exactly is affordable to you?
Personally, I find sliding scale words like affordable, inexpensive, and
reasonable pretty useless unless it also includes a key like the words
"plastic surgeon" as in the sentence...

"John, a plastic surgeon, found the Swan 80 both comfortable and affordable".

Now, one wonders what sort of a boat would pop up if you were to start a sentence with...