Monday morning quarterbacks across the country asked the question. What was 49ers head coach Jim Harbaugh thinking on those final four plays inside Baltimore's 10 yard line with less than three minutes left and trailing by five points in the Super Bowl?

Some observers, including Niners head coach Jim Harbaugh, might take the 'holding' part of that opening statement literally near the end of the game. Harbaugh complained of poor officiating on his team's final drive of the contest, saying wide receiver Michael Crabtree was held by Raven defensive back Jimmy Smith on a 4th down pass attempt. San Francisco was trying to take the lead for the first time in the game after being down, 28-6, at the start of the third quarter.