I just don’t get it… everywhere I turn, 5 year olds, 8 year olds, 10…14…why? Why does a CHILD need a smartphone? The only answer to this question is… they don’t! There just isn’t a single, solid, based-in-logic reason why a child under the age of “you can pay for it yourself” that NEEDS a smartphone. Period!

We live our lives full of stuff, most of it not “needed” but somewhere we heard we deserved it. If we had it, we’d impress our friends; if we didn’t have it, we’d be depriving ourselves or worse our kids – oh no, then we’d be bad parents. Our friends would say – “What? Little Samantha doesn’t have an iPhone 6?” You think to yourself, well she is 10, and I do need to be able to track where she is (there’s an APP for that)… Continue reading Why live debt free….→

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About Me

My name is Jean-Paul Gauthier – no not “that designer guy”, but rather a husband, father (of five!) and believer in Jesus Christ. I am passionate about helping others learn basic personal finance principles. I live in a small town in southern New Hampshire with my wife and two of my kids.