My wife and I are baby boomers, newly retired administrators who worked together at a small community based nonprofit. As investors, our core holdings are Dividend Aristocrats, but we still have cash to deploy. Preparing for the unexpected, we are also diversifying across asset classes, including bonds, real estate, foreign holdings, commodities, but not much in precious metals. We plan to live within our means on dividends and interest and let our core equity holdings grow for the next generation.

My wife and I are baby boomers, newly retired administrators who worked together at a small community based nonprofit. As investors, our core holdings are Dividend Aristocrats, but we still have cash to deploy. Preparing for the unexpected, we are also diversifying across asset classes, including bonds, real estate, foreign holdings, commodities, but not much in precious metals. We plan to live within our means on dividends and interest and let our core equity holdings grow for the next generation.