As you can see, the best rate available on an easy access ISA right now comes from Nationwide. However, you need to have a Nationwide current account to get your hands on it.

Metro Bank comes next, though as you can only open it in branch it won’t be an option for everyone.

Two of the accounts mentioned above pay bonuses for the first year. The plus side of a bonus is that you get a better rate at the start. However, you do need to make a note of when your bonus ends as you’ll need to move your cash to a new ISA to avoid suffering a big drop in the interest rate.

Top fixed rate ISAs

Those rates are not exactly high enough to set the heart racing. If you want to get a better rate, then locking your cash up for a longer period in a fixed rate Cash ISA may be the answer, particularly as the Bank of England has indicated that interest rates aren’t likely to rise quickly in the short term.