Category Archives: Books, Ideas, Insights

You have your “fresh start” after the bankruptcy. Bravo! The goal was to get you set up to survive and thrive with your new life. But what about the new opportunities, or enticements offered you? Are you ready, and practiced in making different, better choices than you may have made before? A client called and […]

This is the last in the series started here following a 30-step program in financial literacy over at the FinancialLiteracyMonth.com website. Here’s from their Step #30: Congratulations! Bravo! You’ve just spent more time and effort thinking about your finances and how you manage them than most people! The site includes a form to help you […]

This is the second to last in the series started here following a 30-step program in financial literacy over at the FinancialLiteracyMonth.com website. Here’s from their Step #29: In addition to improving your financial situation, you may also find your money management skills can benefit other aspects of your life. Sometimes it’s hard to see […]

This is the 28th in the series started here following a 30-step program in financial literacy over at the FinancialLiteracyMonth.com website. Here’s from their Step #28: Managing your finances can be like putting together a puzzle; all the pieces need to fit in order to be rewarded with the “big picture.” Working with one or […]

This is the 27th in the series started here following a 30-step program in financial literacy over at the FinancialLiteracyMonth.com website. Here’s from their Step #27: It is important to carefully weigh your options before making a credit decision. The total cost of a loan can vary between credit providers based on such terms as […]

This is the 26th in the series started here following a 30-step program in financial literacy over at the FinancialLiteracyMonth.com website. Here’s from their Step #26: Being in charge of the family’s finances is an awesome responsibility. In addition to providing your family with the basic necessities of life, you may feel responsible for their […]

This is the 25th in the series started here following a 30-step program in financial literacy over at the FinancialLiteracyMonth.com website. Here’s from their Step #25: Now that you have identified some areas where you would like to make some changes, it is time to revisit your Expense Worksheet. When you have to or want […]

This is the 24th in the series started here following a 30-step program in financial literacy over at the FinancialLiteracyMonth.com website. Here’s from their Step #24: When you identify ways to reduce spending, you are being honest with yourself about your finances. Being honest with yourself and others about your finances will ensure your success. […]

This is the 23rd in the series started here following a 30-step program in financial literacy over at the FinancialLiteracyMonth.com website. Here’s from their Step #23: Saving money on groceries doesn’t have to be hard work. Making just some small changes can net big rewards to your pocketbook. Planning your weekly menu helps you buy […]

This is the 22nd in the series started here following a 30-step program in financial literacy over at the FinancialLiteracyMonth.com website. Here’s from their Step #22: To create a balanced budget or increase savings, most people will have to find a way to earn more or spend less. You can start small — bringing lunch […]