Compare Erie vs. Titan Insurance

Titan and Erie are both top names in the world of insurance. Titan was founded in 1926, and Erie was founded in 1925. While Titan is liked for its flexible payment plans, multiple discounts, and customer service, Erie is liked for its noteworthy customer service and extensive coverage options.

However, Erie’s premiums tend to be a bit higher than average, and Titan is known to raise people’s rates without advance notice. Still, both companies have superior financial strength ratings and 3 out of 5 stars from J.D. Power.

So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

Erie

Titan

Best If

Erie

You want excellent customer service

Titan

You want many discounts and flexible payment plans

Worst If

Erie

You want more affordable insurance premiums

Titan

You want to file a claim online (you can only file claims by phone with Titan)

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like Erie and Titan. QuoteWizard is an independent company that helps you find the right policy at the best rate.

The Farm Use Discount.

Travelink Discount.

This applies only to collision coverage and vehicles owned by employees with employers in approved traffic relief programs. Annual recertification is required.

EFT Discount.

This saves you money when you opt to pay your monthly insurance premium electronically. Less paper wasted, more money saved!

Standard Car Insurance Discounts

Bundling Coverage Discounts

Erie

Titan

Multi-Car

Home and Car

Car and Life

Vehicle Type and Safety Features

Erie

Titan

Alternative Fuel

Electronic Stability Control (ESC)

Anti-Lock Brake

Anti-Theft

Passive Restraint

New Car

Economy Car

Utility Vehicle

Farm or Ranch Vehicle

Driving Record and Insurance History

Erie

Titan

Accident Free/Good Driver

Prior Insurance

Long Term Policy Holder

Defensive Driving Course

Student, Professional, and Club Memberships

Erie

Titan

Affinity Group

College Graduate

Good Student

Resident Student

Organization or Club Membership

Farm Bureau Member

Military

Special Circumstances

Erie

Titan

Telematics Device

Low Mileage

Short Commute

Days Per Week Driven

Other Discounts

Erie

Titan

Married

Paid in Full

Advance Renewal

Electronic Funds Transfer

Senior Driver

55 and Retired

Consumer Complaint Data

Erie Auto Insurance

Titan Car Insurance

2016

43

1

2015

40

4

2014

35

4

2013

19

1

U.S. Auto Insurance Shopping Study (2016)

Erie Auto Insurance

Titan Car Insurance

Overall Purchase Experience

Among the best

Average

Policy Offerings

Above average

Average

Pricing

Among the best

Average

Local Agent

Above average

Average

Call Center Representative

--

Average

Insurer Website

--

Average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Erie Auto Insurance

Titan Car Insurance

Overall Satisfaction

Average

Above average

First Notice of Loss

Average

Above average

Service Interaction

Above average

Above average

Appraisal

Average

Above average

Repair Process

Among the best

Above average

Rental Car Experience

Average

Average

Settlement

Average

Average

Financial Strength Ratings

Erie Auto Insurance

Titan Car Insurance

A.M. Best

A+

A+

Moody's

--

--

S&P's

A

--

Mobile Apps

Erie

Titan

Erie

eSSENTIAL Accessibility App. This free app helps you navigate Erie’s website from your mobile device. It’s geared for those with physical disabilities who have trouble using a mouse. The app has keyboard and mouse replacement options and aims to aid the disabled. To read more and download the app, click here.

Titan

Titan Mobile

This app lets you find an agent, view your policy, pay premiums, and get instant help with a claim.

Roadside Assistance

Erie Emergency Road Service

Emergency Road Service coverage is offered as part of your current car insurance policy. Road Service covers labor costs thru their nationwide roadside assistance partner Agero.

Service Covered

Towing

Flat tire

Battery service

Gas delivery

Contact Phone Number

Erie Emergency Road Service Hotline: (800) 367-3743

Titan

Titan Emergency Roadside Assistance

Adding roadside coverage to your auto policy can greatly benefit you out on the road. Titan works with a network of nationwide roadside service providers to give you 24/7 coverage. Roadside Assistance is an add-on to your existing insurance policy with Titan.