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Monthly Archives: March 2018

Kuala Lumpur, 2 March 2018 – Syarikat Takaful Malaysia Berhad (Takaful Malaysia) officially launched an online sales portal called “Click for Cover” as a beginning of its venture into digital insurance. The ceremony was officiated by Datuk Seri Johari Abdul Ghani, Finance Minister II, and marked the expansion of Takaful Malaysia’s digital footprint by providing a seamless customer experience when purchasing insurance products online. The launch also witnessed the signing of a memorandum of agreement with Fusionex International, a market leader in data technology, analytics and AI and ReMark International, a digital marketing specialist company. Collaboration agreements for online distribution with Lembaga Tabung Haji (LTH) and Bank Islam (BIMB) were also signed to introduce online Takaful products to depositors of LTH and customers of BIMB.

“Today’s launch of our digital strategy plan signifies our commitment towards revolutionizing the way we will grow our business by digitally transforming our sales and operations. By embracing digital tools and technology to offer up differentiated product offerings and services, we will delight our customers with a better user experience, enhanced protection products and high quality service. Our customers will benefit from an integrated multi-channel experience and this is part of our ongoing efforts to stay ahead of the curve,” said Dato’ Sri Mohamed Hassan Kamil, Group Chief Executive Officer of Takaful Malaysia.

Datuk Seri Johari Abdul Ghani stated, “Today’s launch of Takaful Malaysia’s digital strategy is very much in line with the overall digital strategy outlined by the Government in growing the digital economy.”

The “Click for Cover” portal was designed with easy-to-use interfaces for customers to access the company’s products online with e-payment facilities and real-time underwriting capabilities. “Click for Cover” has the first fully integrated medical underwriting engine online in Malaysia where rating decisions will be generated online based on a few underwriting questionnaires. Currently, the portal offers Motor, Personal Accident (PA) and Medical products. More products such as Term Life, Critical Illness and Travel PA Takaful will be made available later this year.

Dato’ Sri Hassan Kamil explained, “Our strategic partnership with Fusionex and ReMark International is in line with our business goals to make our digital strategy plan the key driver of our innovation efforts, thereby boosting our competitiveness and powering future growth. Embarking on our digital journey involved streamlining our internal processes and operational efficiency, as well as tapping into social media platforms to strengthen our marketing efficacy and brand engagement. We also tied in our digital strategy plan with a face-to-face marketing initiative leveraging on Tabung Haji Islamic Financial Service Centres (IFiC) and the network of Bank Islam branches to promote our new portal. At the onset, we want to introduce the online experience via in-person communication to give potential customers detailed explanations and walk-throughs of the portal. ”

Dato’ Seri Ivan Teh, Group Chief Executive Officer of Fusionex commented when approached, “In this data-driven age, embracing data technology is no longer a luxury, but rather a must if one wants to remain relevant and competitive. The ultimate goal of digital transformation is great user experience, hence it’s crucial that we work with our customers to focus on the consumer and the user journey, leveraging powerful technology. We believe that it is only through this lens and a user-centric approach will businesses be able to thrive and scale to greater heights.”

Dato’ Seri Ivan Teh further said, “Clearly, innovation needs to be at the core of businesses, as this differentiates the leaders versus the followers. Today, we are pleased to witness Takaful Malaysia making great strides in this direction. Fusionex is delighted to be a key partner in Takaful Malaysia’s exciting digital transformation journey, and we are confident that this initial success will lead to many more success stories with Takaful Malaysia.”

Dato’ Sri Hassan Kamil in conclusion said, “As an innovative company, the launch of the portal to buy insurance online is also in line with the Government’s efforts to promote a digital economy. We will leverage on the lower transaction cost of online sales channels, in order to deliver better pricing and thereby more accessible products to the market as a whole. Aside from this, Takaful Malaysia is implementing multiple digital initiatives, including systems integration with key business partners, further online self-service options, and a mobile application, as part of a holistic digital strategy plan to attract new customer segments, increase margins and increase our market share.” https://twitter.com/FusionexInt

Many of us have common neck and shoulder pain. This is normally determined by pain in the tops of the shoulders, along the shoulder blade and up into the neck towards the base of the skull. For lots of people who experience this kind of discomfort, stiffness and discomfort in the defined muscles can result, but it can likewise often lead to headaches.

Neck and shoulder discomfort can not just be aggravating, but for lots of, it ends up being persistent. Neck and shoulder stress is simply a lifestyle for many people, but you need to understand that it doesn’t have to be. With proper and consistent treatment of this condition you can reduce your discomfort, but first, you have to be able to identify the cause of your muscle stress prior to you can treat the problem.

So, how does a person wind up struggling with chronic neck and shoulder discomfort? The response is in fact much easier than you might think: most often, this type of pain and tension originates from holding the shoulders at a raised position for too long. Typically, stress will cause us to hold our shoulders closer to our ears. Much in the manner in which your shoulder will constrain if you hold a phone versus it without using your hands, anything you do that triggers your shoulders to remain up in a “defensive” posture for too long can trigger neck and shoulder pressure.

What does this mean for you if you suffer from this issue? It indicates that you need to discover the best ways to neck pain treatment your problem so that you can reduce away tension and force these muscles that are so commonly uptight to unwind. The problem is that this area of the body is extremely tough to localize and work, so self treating can be bothersome.

Exercises Can Relieve Your Neck and Shoulder Pain

The good news is that you can manage to ease your neck and shoulder pain by yourself with a few easy approaches such as massage, heat therapy and extending workouts. If you experience extremely tense shoulder muscles, it is likely that a massage will hurt, but if you loosen up the tension with mild heat prior to your muscles are massaged, it can help to reduce the pain.

Another typical reason for neck and shoulder pain is posture. When you stand with your shoulders and head plunged forward, you are actually triggering your neck and shoulder muscles to work harder than they ought to have to. By working to improve your general posture and keep your body in a straighter position, you can also assist to ease your neck and shoulder stress. Make certain to sit and stand straight and do workouts such as Pilates, which will assist you to strengthen your core and enhance your posture.

Canvas prints and art work have actually become increasingly popular as a great way to decorate your office or home. The extended canvas prints predict an art gallery-like impact as the prints leap out of the wall and produce excellent depth understanding and viewing pleasure. With a lot of canvas print alternatives to select from, nevertheless, it can be frustrating and tough to know exactly what to order and how finest to decorate your walls. However by following the Leading 10 Tips for embellishing with canvas art work, you make certain pick the best print that both aesthetically complements your existing furniture while likewise establishing itself as a central feature and highlight of any space.

1) Enhance the Style or State Of Mind of Your Space:
Understanding a space’s purpose and attributes is essential before choosing a canvas print. Is the room private, or is it used to captivate visitors? Is the space used for unwinding or carrying out tasks, or is it just a corridor? Is the room big, narrow or high? These are hints that will assist to determine the kind of canvas art that will complement the color and scale of a space.

2) Comprehend the Psychology Between Neutral and Vibrant Colors:
Neutral colors are relaxing, while lively colors bring excitement and action to a room. For example, you might select brilliant blue colors for a busy workplace, vibrant yellow colors for a children’s space or art studio, and neutral beige and mellow green colors for a quiet retreat room or a doctor’s workplace.

3) Landscape Art Open Small Areas:
Sunsets, landscapes and canvas art portraying distant horizons are a fantastic method to open up a smaller space visually. The view of a horizon and/or disappearing images serve as a sort of “window” that offers the impression of a distant vista, making a little room feel more comfy and appear much bigger.

4) Print Size Ought To Depend Upon Wall Size:
It is best to select smaller print photos on canvas prints for narrow walls and larger canvas prints for huge walls and areas. A large print on a small wall makes the print feel overwhelming and the room appear smaller, while a little canvas print on a big wall makes the space feel out of proportion and empty. One way to evaluate the ideal print size is to utilize painters tape on the wall to show where the outdoors boundaries of a print will be positioned. Another method is to connect paper or poster board on the wall that is the same size as the print to see how it searches in that position.

5) Canvas Print Choices Ought To Be Based Upon Expected Furniture Pairings:
The theme and size of your canvas print ought to be based on the furnishings you plan to hang the print next to or over. When wall art is hung over a furniture piece, the print size ought to be no longer than the width of the furnishings. Ideally, a basic concept is to pick art that is roughly 75% of the width of a piece of furnishings. Additionally, the category of canvas art to buy depends upon the space’s home furnishings, such as modern, casual, official, or traditional furniture and decors. For example, flower prints and nature art are terrific for a casual room, abstract art and grunge prints match completely with modern-day furnishings, wine art and cuisine prints are fantastic for a traditional kitchen area, and prints of well-known landmarks look fantastic in any space!

6) Selecting the Best Canvas Print for You Depends upon How You Plan to Use Your Canvas Art:
A few of the most popular canvas print types are basic wrap, gallery wrap, black sides, and triptychs. While each canvas type is exceptional and looks fantastic on any wall, the option which one is best for you depends on numerous factors.

– Standard Wrap: The printed image twists around the canvas print’s side stretcher bars, which are normally 0.75 inches deep, resulting in the printed image advancing the sides of the print product. The result is that the printed image is viewable from all angles. The Standard Wrap option is fantastic for the majority of prints, especially for where the primary focus of an image does not extend close to borders so to guarantee that crucial elements of the art work do not get stretched onto the sides.
– Gallery Wrap: The printed art image twists around the print’s side stretcher bars, similar to the standard wrap. However, the gallery wrap canvas stretcher bars are thicker (generally 1.50 inches), leading to an art gallery type effect with higher depth perspective. This choice is fantastic for many canvas prints, other than where critical parts of the image run close to the borders because these essential elements could get extended off on the leading, bottom or sides of the print. With thicker stretcher bars, more of the image is extended around to the sides than the basic wrap.
– Standard Black Sides: The total size and depth is the same as the basic wrap, nevertheless, the image is not extended on the sides. Instead, the whole printed part of the image is on the front, while the sides are printed black. This option is excellent for framing the canvas print yourself (due to the fact that the width of standard black sides is generally the basic size for frames) or if you choose the sleek look of black on the sides.
– Gallery Black Sides: The overall print size and depth is the same as the gallery wrap. Nevertheless, the image is not extended around the sides, however rather the total printed part is visible on the front and the sides are printed black. This option is ideal for when the image would lose essential elements if wrapped, or when the black sides augment the canvas print, such as for black and white prints.
– Triptych: One big image is split into thirds and printed on three separate prints that are hung next to each other. This produces an impressive result by extending the length of a wall or hallway, and aesthetically looks like if you are looking out a window at the image. Triptych is perfect for large rooms or corridors where you wish to separate and extend a single image (such as a cityscape) to occupy more wall area but still keep a sense of connection among prints. http://www.photobookcanada.com/home-decor/canvas-prints

7) Mantles and Shelves are Terrific Ways to Display Art:
Canvas prints do not need to be hung above furniture or stand alone on a wall. Mantles and art shelves are also a terrific method to present art. Canvas prints can be set on the mantle or shelf-top and raided the wall (such as above a fireplace), set onto a shelf with other ornamental objects, or hung on the wall over the shelf or mantle.

8) Plans Include a New Measurement to Designing:
A typical plan approach is to line up several prints beside each other to fill space throughout a wall. Typically, these prints share a similar theme or design pattern for a constant theme, but unlike triptychs, each print is unique. For instance, one may line up 3 photos of animals or five prints of flowers, or stress a similar color design amongst prints.
– Vertical Plans: Hanging canvas prints in a vertical line adds to a sense of height in a space
– Horizontal Arrangements: Hanging wall art in a horizontal line can offer the impression of width in a narrow space and has the tendency to be soothing
– Diagonal Arrangements: Diagonal arrangements, such as prints hanging diagonally down a stairway, add enjoyment to a composition

9) Decorate Utilizing an Odd Number of Prints:
Selecting an odd number of prints assists to develop a symmetrically attractive style with both central and peripheral focal points, but it is necessary that the art work is stabilized to fit the size of the wall and the room. In lots of instances, one big canvas print huges enough to enliven a space and cover a wall. However, if a single print is not large enough for a big wall, or if you enjoy the appearance of multiple prints on a wall, then select 3 or 5 medium or small-sized prints to hang.

10) Seeing Enjoyment is Maximized When Art is Hanging at an Optimal Height:
Canvas prints ought to be hung where the central point of the image or grouping is at eye-level for the average individual, which is roughly 60-65 inches from the floor. However, there are other aspects to think about when picking height.