Banking data presented in order of importance with new transactions in bold (like Gmail Priority Inbox, previous post)

Quick view of current balance with predicted balance going forward based on known upcoming transactions

Paper management

Deposit paper checks via camera (remote deposit)

Pay bills by taking a picture of the billing statement (photo bill pay)

Scan-and-store paper receipts and statements

Payments

Use NFC or bar-codes at the point of sale to make payments directly via phone, without the plastic

Pay bills or individuals via their mobile phone number

Alerts & calculators

Receive important alerts via push messages to the phone's main screen

Take action or adjust alert sensitivity by responding to messages via text messaging or within the app

Key financial calculators, such as loan/mortgage payments

And a partridge in a pear tree.

Enjoy the real thing here:

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Notes: 1. I'm missing important features, but I had to stop at 12 to fit the holiday theme. Thanks for bearing with me. 2. For more info on mobile banking, see our previous Online Banking Reports. 3. Photo credit: Apple holiday promotion in United Kingdom <itunes12daysofchristmas.co.uk>