AllState has a special program that allows sole proprietors to pick up special coverages such as accident and disability if you carry one of the P & C lines such as auto or homeowners or business insurance. Aflac requires 3 … Continue reading →

Intro Small Businesses may find themselves in the unenviable position of wanting to make health insurance available to employees but not being able to afford the required 50% contribution levels. Before you run away in terror, please remember that there … Continue reading →

The Supreme Court ruled on an important issue affecting health insurance in the U.S. The decision upholds the Affordable Care Act and affirms an eligible individual’s ability to obtain subsidized health insurance through a federal exchange. Employers 50+ must continue … Continue reading →

With 8 in 10 adults needing some type of vision correction, employees are much more likely to go for an annual vision exam than to schedule an annual physical with their primary care physician. Over the years, study after study … Continue reading →

Starting in 2018, employers will have to pay a 40% tax on the cost of health plan coverage exceeding $10,200 for self-only coverage and exceeding $27,500 for other-than-self-only coverage (e.g., “employee plus one” or “family” coverage). If an employer is … Continue reading →

If you enrolled for health coverage in 2014 through Federal Exchanges, this is helpful information. Please refer to the attached questions and answers that will help you assist you clients as they prepare to submit their 2014 taxes. Tax Q&As … Continue reading →

Health care costs were in the headlines last week as a new Milliman study found that health insurance coverage now costs $23,215 for a typical family of four with employer-based insurance, and as new specialty pharmaceutical drugs continue to cause … Continue reading →

If You have COBRA now, you can elect to enroll in the Marketplace for individual health insurance up to July 1, 2014. After that date, you must wait until the next open enrollment in November to enroll in health insurance … Continue reading →