If you are faced with a medical emergency while traveling in the United States or abroad, you may call International SOS at 215-244-1149 (collect calls accepted) 24 hours a day, 365 days a year. ISOS will arrange everything, including directing you or your dependent to an appropriate health care provider, arranging ambulance transportation or hospital admission, monitoring your care and even ensuring that you are well cared for. This is a TI-dedicated U.S. phone number.

TI's accidental death and dismemberment benefit is additional coverage you can purchase that pays in the event of your death or dismemberment caused by a covered accident. You receive the benefit if the loss is a result of an accident, whether at work, at home or traveling for business or pleasure.

You may enroll for coverage (called the principal sum) equal to two, four, six, eight or 10 times your annual base earnings, rounded to the nearest $1,000. Minimum coverage is $10,000; maximum is $500,000. You may also elect a flat $200,000 principal sum amount.

Additional features include:

Coverage for your spouse or domestic partner is available at 60 percent of your coverage.

Your dependent children are automatically covered for one-tenth of your coverage, up to $50,000.

Worldwide health assistance is available through International SOS for TIers and their dependents while on personal travel if they have AD&D coverage.

For more details about the TI AD&D benefit, see the 2016 Health and Insurance Benefits Guide, available on this website under "Benefits Guides."