I've been paying my life insurance on time for almost 2 years I can no longer afford to pay it, am I able to receive any money back?

tahitiaruby.jr:
If it is term life insurance, then absolutely not. If it is a whole life policy, there may be some accumulated cash value that you can get back, but it will be very small after only 2 years of paying premiums.

Insurance Pickle.com:
Highly unlikely that there'd be any money if it's a cash value policy. And, if it's not a cash value policy, then no. Just like your car insurance. You don't get any money back after two years.

Caoedhen:
It will depend on the type of policy you have, but in general, no. If you have a whole life policy that builds cash value, there is probably a (small!) amount of money there. If you have any other form of life insurance, you will not get anything back.

Anonymous:
No. There's no money back, two years in.

car253:
Probly not. Can not afford to pay? Then get a policy with less coverages and a cheaper policy like a term policy.

StephenWeinstein:
If it is term life insurance, no. If it is whole life insurance, probably yes.

Judy:
It it's term insurance, no. Otherwise, maybe yes.

Casey Y:
If you died and the company didn't have the money, would you be ok with them not paying the death benefit??