Thank you. This worked, and was very easy to follow.
OMG thank you!!! I have been trying for a week.
Thank you. It's easy as 123.
Thank you! I have been troubled by that for a month!
Outstanding! Thank you so much!
Other:

This is NOT abusive. I pressed this button by accident.It is spam / self promotion.It is offensive or harmful.It does not contain enough information.It contains or requests illegal information.It does not make sense.

"A closed account simply means they have stopped..."

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When you owe a bill they will try to collect from you till a specified period of time e.g. 10 years. They have a collector for this purpose and still if you don`t pay them they show it as a loss on their tax report to government. A closed account simply means they have stopped collecting from you but it doesn`t mean that you don`t owe the bill now. It will be shown on your credit report unless you pay it and very often the collection agencies will bug you to pay it. So if a company stop collecting you still owe the bill!. If a report shows the status of `account closed at grantor`s request" or "closed by grantor", it means the credit card issuer had closed the account for some reason.

Someone said: generally creditors must write off bad debts within 6 months if the outstanding balance is unpaid. that means they recognize a loss on their books for bad debts for financial reporting purposes. as stated above that does not relieve you of the debt. you are liable for the debt forever, however, after 7 years it will disappear from your credit report.

"It will take 4 months to 1 year for gap to close..."

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Yes the gaps which have formed due to extraction of premolars for braces treatment will close in some time. It will take 4 months to 1 year for gap to close. Tooth extraction is done for braces treatment in case of crowding of teeth. To relieve the crowding, tooth extraction is done. Gap will be closed by movement of the adjacent teeth. For more info on this, refer to www.identalhub.com.

"It does not stunt childrens growth..."

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It doesn`t. It should help their muscles grow stronger. Being a dancer myself and taken ballet when I was young, it helps you with flexiliby, mobility, balance, coordination. It does not stunt childrens growth. It helps them more than anything.

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