Sunday, 21 January 2018

Steps to Check Online Aadhaar Authentication HistoryHow to Check Aadhaar Authentication History Online
The 12-digit unique identification number generated by UIDAI (unique identification authority of India) includes all the biometric and demographic details. As the government of India has made it mandatory to link Aadhaar number to all the financial documents, mobile number and bank account, everyone is trying to complete the linking before the aforementioned date. Not adhering to the deadline will make the account un-operational and therefore individuals can’t avail the benefits of government scheme.

As Aadhaar contains crucial details, account holders are worried about the safety of their data as any mishandling of the information can prove threatening for the life-time. Hence, it is vital to check the authentication of any website before submitting the Aadhaar details. For the convenience of its users, UIDAI has come up an online tool that is available on its official website.

The “Aadhaar Authentication History” tool enables users to check Aadhaar Authentication online and avail various information including transaction ID, error code, method of authentication, Aadhaar authentication failure code, etc. Using this facility, users can find out when an agency would have accessed the biometric, demographic and one-time password.
It is advisable to check the Aadhaar authentication history at regular intervals to avoid any breach. Checking the Aadhaar authentication history via online mode is simple and can completed by following the steps below mentioned.

Step 1: Visit the UIDAI’s official website that is https://resident.uidai.gov.in/.

Step 2: Once you are on the UIDAI’s home page, select “Aadhar Authentication History” link under the Aadhaar Services column.

Step 3: Then it gets directed to a new page named Aadhaar Authentication History. You should enter the UID/ the 12-digit Aadhaar number.

Step 4: Enter the security code correctly in the respective box and click on “Generate OTP”.

Step 5: On the new page titled “Aadhaar Notification Setting”, select the “Authentication Type” by clicking on the drop down arrow.

Step 6: You should choose the start and end date from the calendar for which you want to check the history.

Step 7: Next, enter the number of records and the OTP in the respective box and click on “Submit” button.

Step 8: On completing these, UIDAI displays the history in a tabular format that includes date, time, type ID and authentication type among others.Step 9: You can now cross-check the authentication of the information.

Documents Needed to Check the Aadhaar Authentication History Online
There are only two prerequisites for checking the authentication. It includes:

The 12-digit Aadhaar number
Aadhaar registered mobile number to receive the one-time password

Saturday, 16 December 2017

The Central Government has given big gifts to private and public sector employees. Like central government employees, the private and PSU employees have also been paid taxpayer gratuity up to Rs 20 lakh. So far, this limit was Rs 10 lakh. For this, the government will soon introduce a bill in Parliament.

This government decision will benefit about 50 million people who work in private and public sector. The seventh pay structure commissioned by centrally employees recommended raising the limit of gratuity to Rs 20 lakh. On the basis of which the government and some state government employees have been applied for.

How Gratuity is Calculated

The gratuity amount depends upon the tenure of service and last drawn salary. It is calculated according to this formula: Last drawn salary (basic salary plus dearness allowance) X number of completed years of service X 15/26.

According to this formula, the time period of over six months or more is considered as one year.

This means if you have completed five years and seven months of service, the number of years would be considered as six years for calculation of gratuity benefit.

On the other hand, if the service period is five years and five months, for gratuity calculation it will be considered five years.

An employer can however give higher gratuity than the amount under the prescribed formula.

Maximum Amount

For government employees, Rs. 20 lakh is the maximum amount that can be paid as gratuity. The Seventh Pay Commission had recommended increase in the gratuity ceiling to Rs. 20 lakh from the earlier level of Rs. 10 lakh.The rule applies to these organizations:

According to a statement issued by the government, the Gratuity Payments Act (1972) applies to the organization wherein 10 or more employees work. The main purpose of which is to provide financial security after the retirement of the employees. Often, even before the scheduled time limit for employee retirement, disability or otherwise will be retired for any other reason. In turn, gratuity can be the main source of income.

This is how Gratuity is calculated:

According to law, if an employee works continuously for at least five years in any organization, then the company has to pay a gratuity to it. For every year service, the company has to pay the same amount as 15 days of the final wage.

Salary means Basics Salary, Dearness Allowance and Commissions etc. It is included. Apart from this, if a person works for more than 6 months then his gratuity is considered to be a full year. For example, if a person works continuously for 7 years and 6 months, gratuity will be paid for 8 years.

One month work is counted as 26 days for gratuity calculations. For calculating 15-day wages, the monthly salary is multiplied by 15 by 26 divided by 26. This number is multiplied by the number of years of service and the amount that comes in is paid in gratuity form.

If the employee dies:

If an employee dies before serving five years, then this does not apply to the minimum 5 year rule. The remaining zodiac has to pay the employee's legal succession to the company. This is to be done within 30 days of each paid employee's final workday. If the payment is for more than 30 days then the interest is to be paid on that amount according to the law.

Gratuity is a benefit received by an employee for services rendered to an organisation. For companies covered under the Gratuity Act, this benefit is paid when an employee completes five or more years of service with the employer. An employee gets gratuity when he/she resigns, retires or is laid off.

In case of death or disablement there is no minimum eligibility period.

How Gratuity is Calculated

The gratuity amount depends upon the tenure of service and last drawn salary. It is calculated according to this formula: Last drawn salary (basic salary plus dearness allowance) X number of completed years of service X 15/26.

According to this formula, the time period of over six months or more is considered as one year.

This means if you have completed five years and seven months of service, the number of years would be considered as six years for calculation of gratuity benefit.

On the other hand, if the service period is five years and five months, for gratuity calculation it will be considered five years.

An employer can however give higher gratuity than the amount under the prescribed formula.

Maximum Amount

For government employees, Rs. 20 lakh is the maximum amount that can be paid as gratuity. The Seventh Pay Commission had recommended increase in the gratuity ceiling to Rs. 20 lakh from the earlier level of Rs. 10 lakh.

Income Tax Treatment of Gratuity
For government employees, entire amount of gratuity received on retirement or death is currently exempted from income tax.

In case of non-government employees, income tax rules on gratuity are applicable depending on whether employees are covered under the Payment of Gratuity Act, 1972 or not.

For non-government employees covered under the Gratuity Act, the income tax exemption on any gratuity received is least of the following:
Maximum amount specified by the government which is currently Rs. 10 lakh
Last drawn salary X 15/26 X years of service
Actual gratuity received
For example, the last drawn salary (basic plus DA) of Mr Ashish, for example, is Rs. 60,000 (per month) and he has worked for 25 years. The gratuity according to the formula is Rs. 8.65 lakh but suppose he has actually received gratuity of Rs. 12 lakh.

So for income tax calculation, Rs. 8.65 lakh will be considered for exemption. So Mr Ashish will pay tax on Rs. 3.35 lakh (Rs. 12 lakh - 8.65 lakh).

For non-government employees not covered under the Payment of Gratuity Act, the income tax exemption on any gratuity received is least of the following:
Half month's average salary for each completed year of service
Maximum amount specified by the government which is currently Rs. 10 lakh
Actual gratuity received
(Average monthly salary is to be computed on the basis of average of salary for 10 months immediately preceding the month (not the day) of retirement)

For example, the last drawn salary (basic plus DA) of Mr Bhupesh, for example, is Rs. 70,000 and he has worked for 35 years. The gratuity according to the formula is Rs. 12.25 lakh and he has received this amount as gratuity. For tax purposes, Rs. 10 lakh would be considered as exemption limit as it is the lowest of the three factors. So Mr Bhupesh will have to pay tax on Rs. 2.25 lakh (Rs. 12.25 lakh - Rs. 10 lakh).

Tuesday, 5 December 2017

As per a government directive, you are meant to link Aadhaar and PAN to your LIC (Life Insurance Corporation) policies by December 31, says India's biggest life insurer on its website. LIC has come up with a facility which enables policyholders to link Aadhaar with their policies online. Insurance regulator IRDAI (Insurance Regulatory and Development Authority of India) had earlier said linkage of Aadhaar number with insurance policies is mandatory and asked insurers to comply with the statutory norms. "The Authority clarifies that, linkage of Aadhaar number to insurance policies is mandatory under the Prevention of Money Laundering (Maintenance of Records) Second Amendment Rules, 2017," IRDAI said.

LIC has on its website - licindia.in - listed steps to link policies with Aadhaar and PAN online:

1) Keep your Aadhaar Card and PAN card handy along with the list of policies.

2) Log in to LIC's website. The link for linking Aadhaar and PAN with LIC policies is displayed prominently on LIC's homepage.

3) Click on the link and LIC gives you a to-do checklist. Read the instructions.

4) Mobile Number as registered with UIDAI has to be entered. OTP will be sent to the number provided.

6) After reading the checklist, click on the Proceed button at the bottom of the page.

After submitting the details in the form, a message will be shown on the success of the registration for linkage.

After verification with UIDAI or Unique Identification Authority of India, which issues Aadhaar card, a SMS/mail confirmation will be sent to you, says LIC. The verification may take few days, the insurer adds.

Friday, 24 November 2017

How To Link Your Aadhaar Card To Mobile Number – Hi Guys, Many Of Us Here Are Airtel Or Idea SIM Cards Users & Most Of Us Have Already Got The Message To Link Your Aadhar Card With Your Mobile Number

Most Of Peoples Having Questions That Why To Link The Aadhaar Now? In This Post I Will Describe Everything About Linking Your Aadhaar Card To Mobile Number & Complete The KYC Process for Your SIM

Aadhaar Is Mandatory Now For SIM Card
Recently , The Department of Telecommunication (DOT) Has Instructed All The Indian Telecom Operators To Verify All Mobile Numbers By Linking It To Aadhaar.

Airtel And Idea has Already Started Sending Message To Link Your Aadhaar Card With Mobile Number & Most Operators Will follow Same In Near Future Including BSNL, voda , Telenor Etc.

How To Link Your Aadhaar Card To Mobile Number To Keep It Active
Documents Needed :
Aadhaar Card Copy Of SIM Card Owner & Its Number
Switched ON Mobile With SIM Card
OTP You Receive During Process
Fingerprint for the biometric verification

Process To Link :

First Of All If You Have Got The above SMS Then , visit your nearest retail store of Airtel or Idea Or Your Respective SIM
provide The phone number & Aadhaar card number Of Your to the Store Keeper
He Will Send A four digit verification code On your number for the next level verification process.
You Have to give that verification number to the Storekeeper Again
The retailer will Ask For your fingerprint for the biometric verification
In within 24 hours, You will Receive Another confirmation message For Final Verify
you Just Have to reply with the word “Y”, the verification process will be completed.
You SIM Card Has Been Successfully Linked With Your Aadhaar Card

rime Minister Narendra Modi launches a new all-in-one application called Umang at the fifth edition of the Global Conference on Cyberspace at an event in New Delhi on Thursday. In simple words, this app offers 100+ center and state government services under a one-single platform. Umang app is already available for download for free on Google Play store, Apple's App store and also for the Windows users.

Let's take a detailed look at the Umang app on how it works, what are the services it provides, where to download the app from and also how to use it.

What is Umang app?
Narendra Modi government has been pretty much keen and working towards making India go completely digital in the forthcoming years. That's also the reason why the Modi government has been asking everyone to shift to digital transaction and not depend on cash any longer, and also perform every task via online medium for a long time now. In line with the same, Umang is also one such initiative to promote Modi's Digital India program. The term -- Umang stands for Unified Mobile Application for New-age Governance and is envisaged to make e-governance.

The application is developed by the Ministry of Electronics and Information Technology (MeitY) and National e-Governance Division (NeGD) in order to drive Mobile Governance in India and also promote Modi's Digital India program.

The key goal of launching this application is to allow the citizens of India do everything online, at just a click - be it making a passport, Aadhaar or Pan, book a gas cylinder, know about your Provident fund account or resolving an Aadhaar related. Umang app basically provides a unified approach where you can install one application to avail multiple government services -- almost over 100 of them.

How it works and what are the services it provides?
Umang app provides all pan India e-Gov services ranging from central to local government bodies and other citizen-centric services like -- Aadhaar and Digilocker on one mobile app. At present, the Umang app provides services across 12 categories which include -- agriculture, education, employment and skills, energy, finance, health, housing, police, public grievance, revenue, transport, and utility. However, in the forthcoming days, the app will be providing integration with various other services such as PayGov and more.

In the app, there's a 'service' option. You can simply click on the option to avail any government-related services you want. You need to select the category (out of the aforementioned ones), then select the service type - which means whether you need central or regional service, type the name the state you belong, and then move on to sort the result based on alphabetical order, top rated, or the newly added ones. After which, Umang will display the best results based on your selection of the category.

How to download the app?
Umang app is available is available for Android, iOS as well as Windows users. It is already available for download at no cost from Google Play store, Apple's App store and also Windows store. The application is available on multiple channels like mobile application, web, IVR, and SMS and can be accessed through smartphones, feature phones, tablets and even desktops. There's also a dedicated customer care support team for Umang app who works from 8 AM to 8 PM every day. So, in case you have any query related to the services of the app - you can reach out to them at any given time.

How to create a Umang app account and use it?
-- Go to the Play store or App store to download the app. Note: In case you can't find the application you can also give a missed call to 97183-97183 or SMS to get the app download link on your number as a text message.

--Install the app on your device.

--Open the app and enter details like name, age, sex, phone number, and Aadhaar details to create an account with Umang app.

--You can later edit the details as well. Note: Umang also allows you to link your social media account with the app.

--After creating Umang account, go to the service section to use the app.

-- You can go to the services section on the app and sort, filter through categories and services. To filter the best result out of the lot, select the category (based on your requirement), service type, and enter the name of the state to belong to get the best results for your query. For instance: For instance, if you type "Crop" Umang will list out apps like Agro advisory, Soil health card and so on.

--After sorting the option, you can simply go to the option that best suits your requirement and go ahead with the process as dictated by the app.

Sunday, 29 October 2017

Chief Minister Vijay Rupani launched a new 108-technology technology approach 108 mobile app in Gandhinagar. Since this mobile application is being operated, the information about the person seeking help of 108 will be protected from the time of getting the information of the incident by Late Loun to present the details of the incident in the nearest 108 ambulance service. Sense, Reach, Care, and 48 Hours Full Vulnerable Approach to Follow Up will provide emergency treatment for human life in immediate emergency.

Smartphone holders can download the '108 gujarat' application for free on the Playstore, launched by the mainstream

Chief Minister Vijay Rupani launched a new 108-technology technology approach 108 mobile app in Gandhinagar. Since this mobile application is being operated, the information about the person seeking help of 108 will be protected from the time of getting the information of the incident by Late Loun to present the details of the incident in the nearest 108 ambulance service. Sense, Reach, Care, and 48 Hours Full Vulnerable Approach to Follow Up will provide emergency treatment for human life in immediate emergency.

Smartphone holders can download the '108 gujarat' application for free on the Playstore, launched by the mainstream.