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What type of medical condition do I need to declare?

Please refer to the important conditions relating to health section detailed on pages 5 and 6 of the policy wording. You or any other person insured by us will not be covered for any medical condition(s) if you have not declared them to our medical screening service and we have not agreed to cover them. You will also not be covered for anything that arises from, or is in any way related to, or has been triggered or caused by a medical condition(s), unless you have told us about the condition(s) and we have agreed to cover them or the medical condition(s) are on the accepted conditions list and meet all the necessary criteria detailed in the policy wording.