Still only in their early sixties, they typically enjoy up to eight holidays a year, largely going to their favourite destinations: Cyprus, Turkey, Bulgaria and Thailand – as well as cruises to South East Asia and the Americas.

But this active lifestyle was put under threat when 18 months ago, John was diagnosed with Lymphoma.

He was advised to ‘watch and wait’ as the symptoms didn’t warrant immediate treatment.

Planning to travel as normal, John investigated the impact that his diagnosis would have on his travel insurance – something he says he would never be without.

John had always booked the same travel insurance through his travel agent: “Although we were told we could continue to use our annual travel insurance for the remainder of its term, on renewal we had become too high a risk and they could not provide cover,” he says.

Initially he chose single trip cover for Bulgaria, and later an annual worldwide travel insurance that would cover a cruise the couple had planned around the Californian coast and Hawaii.

Unfortunately, not long after the Californian cruise a lump in John’s neck appeared and he needed chemotherapy.

By this time the couple had booked another cruise for Linda’s birthday, travelling to Singapore, Vietnam, Malaysia and Thailand, but were advised they should cancel.

John was offered a 25% refund from the cruise company for the £3000 trip, and was fortunately able to claim the remainder of the trip’s cost (minus his excess) back from AllClear.

He was extremely impressed with the service he received: “We were sent an email confirming our claim had been successful within a couple of days, and the payment was in my bank account within seven days.

I had been nervous about making the claim, assuming it would be complicated. I was relieved to discover that this was not the case with AllClear.”

Chris Rolland, CEO at AllClear, said “Everyone deserves the right to travel and having medical conditions shouldn’t make you uninsurable. We cover any medical conditions – from cancers to diabetes to heart conditions. Travel insurance should give peace of mind that you’re covered if the unexpected happens. We’re delighted we could help John and Linda.”

You can enjoy 20% off the base price^ on AllClear Gold and Gold Plus policies. Call 0800 848 8688 or visit allcleartravel.co.uk/offer and use promo code YHU20 .

^Discount applies to base premium only and does not apply to any premium generated to cover medical conditions. Offer expires 23.59 on 02/07/18.