Dealer Program

We are proud to offer products and support that bring dealers and car buyers together. Our experienced representatives extensively assist our Dealer Partners to successfully meet the auto financing needs of their customers.

Our selection criteria differs from other financing sources. While we do require a credit report, we review each case individually; providing emphasis on job security, time at current residence and income. This expertise in pre-owned car financing and the flexibility of our programs allow us to serve qualified dealers by maximizing sales and providing their customers with fast and flexible financing.

Quality Acceptance works closely with our dealer base to develop long lasting, quality relationships, while providing a personal presence at the dealership. Our experienced representatives are readily available to guide dealers step-by-step. This includes: how to prepare a deal, budget and plan case loads, predict market demands, evaluate deals and fund contracts. Rapid funding procedures ensure our dealers get their funds as quickly as possible.

Our extensive network allows us to bring experience from various markets and situations to assist you with all of your funding needs. We view our dealers as a partners so your success is our success! Quality Acceptance has a proven track record of over 17 years in the business earning us a good rating with the Better Business Bureau.

Simple and Trustworthy Lending for Dealers and Customers.

As you plan to finance your installment sale contract, we invite you to meet our professional team. We strive to meet your needs and provide you with the best customer service possible. For more information about our dealer programs please complete the form below or contact our professional financing team by emailing us at:

Get Quality Results with Quality Acceptance

Please complete the form below to start financing your customers with Quality Acceptance.

A representative will contact you ASAP to discuss how we can help you close more deals and help you rapidly fund your customer’s retail installment contracts!

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Dealership Name *

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Job Title

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FAQ

Why should we work with Quality Acceptance?

Quality Acceptance has been a trusted lender for over 17 years. We work closely with our dealers to develop long lasting, quality relationships, while providing a personal presence at the dealership. Our experienced representatives are readily available to guide our dealers through the retail installment contract process step-by-step; we assist our dealers with what they need to get the deal funded, how to prepare a retail installment contract, budget case loads, and predict market demands and pricing. We see our dealers as partners and we are available when you need us!

Not only do we offer great customer service, we have an excellent rating with the Better Business Bureau and we give back to the community through various socially responsible programs. When you work with Quality Acceptance you aren’t just helping your business, you are building a better community.

What is the down payment requirement?

Quality Acceptance requires a minimum down payment of 10% of the vehicle sale price which can be satisfied by either cash or trade equity. Please note that there are unique situations which may require a larger down payment.

How long does it take for Quality Acceptance to fund a deal?

Complete and clean contract packages will often fund the same day. For deals that require more consideration they will typically be funded within 48 hours, as long as the contract package is completed with all of the necessary documents. Incomplete contract packages will cause a delay in funding.

What if my customer is past due on their mortgage, or is currently doing a retail installment contract modification?

Even if your customer is late on their existing mortgage or in the process of doing a retail installment contract modification we will review each situation individually when we make our underwriting decision. Taking the time to review each and every deal and deciding what is right based off of individual circumstance is what sets us apart from the competition.

Can we still retail installment contract to a customer who does not receive a paystub?

Yes, we can! Many times our customers are self employed or work jobs where they do not receive a traditional proof of income, such as a year to date pay stub. As each of our customers are reviewed on a case-by-case basis we can work with unconventional proof of income, such as cancelled checks and/or bank statements.