At other banks, you pay for loan origination and management, and you are penalized for making extra payments or for paying off your loan early. But not with us. Simply borrow money and forget about fees.

We enable you to set the instalment amount as you wish to reflect your situation and needs, go to a branch, call our Customer Service Center. And if another date of monthly instalments suits you, you can easily change it in the internet banking.

What makes this abbreviation a more accurate indicator than the interest rate?

Thanks to APR (Annual Percentage Rate), you can compare various loans in terms of their advantages more accurately because it includes not only the interest rate, but also all the fees related to the loan, as well as the term and intervals of the repayment.

Our loans require no fees, but still the APR is higher than the interest rate. That is exactly because our loans are being repaid in monthly instalments.

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Personal data handling rules

By sending this form, I understand and acknowledge that Equa bank a.s., Id. No. 47116102 (hereinafter the “Bank”), collects and processes personal data in the sense of Act No. 101/2000 Coll., on personal data protection, in the above-indicated scope and for the purpose of enabling communication consisting in offering the Bank’s products, for a period necessary to process such offer of the Bank’s products.
I agree that the Bank may offer bank products and other transactions and services to me, including third-party products and services arranged by the Bank. By specifying my e-mail address or mobile phone number, I agree that the Bank may inform me of the bank products and other transactions or services offered by the Bank, or changes therein, by means of electronic communication/remote communication. Messages sent by electronic means may be designated by the abbreviation “OSEQUA” (i.e. EQUACC), replacing the title “Equa bank commercial communication“. This consent is granted for the term of the contractual relationship and for a period of 3 years of its termination, or for a period of 3 years of the date it was granted in case the Bank and the applicant do not enter into a contractual relationship. I may revoke this consent at any time in writing without any consequences for the current or future contractual relationships between myself and the Bank.
I am hereby informed of my right to access (for a fee set out on the Bank’s website) my personal data collected by the Bank, as well as other rights stipulated in Section 21 of Act No. 101/2000 Coll., on personal data protection, especially of my right to request explanation and correction of inaccuracies.