"A successful 21 year relationship both in business and personal banking."

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CD’s & IRA’s

Earn interest for your future with several different savings plans for you to choose from. You’re sure to find the solution that fits your life. Begin saving now and let us help you reach your financial goals with our Certificates of Deposit or Individual Retirement Accounts.

Certificates of Deposit

Fixed terms available from three months to 5 yearsMinimum opening deposit of $1,000.00FDIC InsuredAutomatically renewable or Single maturityRates change at the Bank’s discretionRates are subject to change at any time and are not guaranteed until the certificate is opened

Individual Retirement Accounts

One term available – 12 month IRA (Traditional, Roth, SEP)Minimum opening deposit of $1,000.00FDIC InsuredAutomatic contributions & distributions are available

*See our rate sheet for current interest rates. Please note – a penalty may be imposed for early withdrawal.

*FDIC insurance coverage is available for up to $250,000.00 per depositor. For more specific information on insurance coverage on your accounts, please contact Peoples State Bank.