New and Improved Farm and Estate Policy Launch

4 January 2017

With effect from 1st February 2017, we are introducing our enhanced policy wording which includes new cover extensions, increased limits and a new legal expenses provider.

From smallholders to country estates, our new policy offers greater protection for many aspects of farming and estate businesses including private buildings, contents and personal possessions. Our policy now includes the following covers as standard:

Matching Sets, Suites, Groups and Collections - We will pay for the cost of replacing an undamaged or unbroken item of a set or suite where replacements cannot be matched up to a maximum of £5,000 for any one pair or set

Trace & Access - Where Domestic and/ or Farm Buildings are insured, we will pay up to £25,000 in locating the source and subsequent making good of damage resulting from escape of oil/ water and accidental damage to cables, underground pipes and drains serving the property

Intention to Insure - Where Domestic and/ or Farm Buildings are insured, we may cover damage to buildings which the policyholder has inadvertently left uninsured up to a maximum of £500,000 any one location

Loss of Metered Water – limit increased to £5,000

Cattle Passports - Where Section 6 Money is operative, we will automatically provide cover for cattle passports up to a limit of £250,000

Asbestos Debris Removal - We will pay up to £50,000 for removal of Asbestos Debris under Section 2 Material Damage

Additional Increased Costs of Working - We will pay up to £25,000 in respect of additional expenditure beyond that recoverable under loss of Gross Revenue cover