Lloyds of London Disability Insurance

Disability Insurance Lawyers Serving All of the United States

Lloyd’s of London offers a marketplace for people seeking individual
disability coverage. Lloyd’s policies generally include high benefit
payouts and high premiums. These policies are typically sold to high level
professionals including:

Lloyd’s is not a single insurance company. Rather, it is comprised
of several subsidiaries who offer individualized insurance coverage. Thus,
policies vary from person to person. Given the high benefit payouts, it
can be difficult to get benefits approved under these policies. It is
important that you hire an experienced disability insurance attorney. Our
disability insurance lawyers have assisted many people with claims against Lloyd’s and are prepared
to help you.

Lloyd’s Personal Disability Insurance Claims

Lloyd’s policies are different than most other disability insurance
policies in the following ways:

Generally, Lloyd’s policies contain longer waiting periods than the
typical disability insurance policy. These waiting periods can be up to
one year, or longer. In addition to delaying payment, these longer waiting
periods allow the insurance company to perform a more intrusive review
of your claim.

Lloyd’s policies may offer a large one-time lump sum payment should
a person be deemed disabled. However, in our experience in order to be
eligible for a lump sum benefit you must prove you are permanently disabled.
This means the medical evidence must show you are and will remain disabled
for life. This is a tough standard to meet.

Filing a claim for disability benefits with Lloyd’s can be stressful.
Our disability lawyers are ready and able to help you in any phase of
your claim. From filing your claim to filing a lawsuit for your benefits,
we are here to help. With so much at stake, shouldn’t you have experienced
disability lawyers on your side?

The information on this website is for general information purposes only.
Nothing on this site should be taken as legal advice for any individual
case or situation. This information is not intended to create, and receipt
or viewing does not constitute, an attorney-client relationship.

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