Insurance Approved Alcohol-Awareness Programs

Insurance Approved Alcohol-Awareness Programs

To encourage Hospitality Insurance Group policyholders to provide their restaurant employees with effective alcohol-awareness training, we have an approved rate discount of 10% for insureds when 100% of management and at least 75% of non-management alcoholic beverage servers obtain certification in an approved alcohol-awareness program. This discount will not be applied to the minimum earned premium for the policy. Approved programs currently include:

Approved Age Verification System Program

To encourage clients of Hospitality Insurance Group to identify fake IDs, Hospitality Insurance Group is offering a rate discount based on the insured’s premium size for those clients who are willing to invest in approved age verification scanners. These scanners/barcode readers detect fake IDs, preventing underage serving of alcoholic beverages. Currently, approved scanning systems are available from:

Approved Security Training Programs

To encourage Hospitality Insurance Group clients to provide their employees with effective security training, Hospitality Insurance Group has approved a rate discount of 50% percent off the cost of the assault-and-battery endorsement for insureds when 100% of management and at least 75% of non-management staff obtain certification in an approved security training program. This discount will not be applied to the minimum earned premium for the policy. Approved programs currently include: *