Unless otherwise disclosed in the offer document for the relevant
financial product, a financial product or service issued or offered
by Asgard is not a deposit with, investment in or other liability
of Westpac, nor any other company within the Westpac Group.
They are subject to investment risk, including possible delays in
repayment and loss of income and principal invested. Neither
Westpac nor any other company within the Westpac Group has issued,
stands behind or otherwise guarantees the capital value or
investment performance of any financial product or service issued
or offered by Asgard.

While the information displayed on this website is based on
information obtained from sources which are believed to be
reliable, it has not been independently verified and no warranties
are given that it is complete, accurate, up to date or fit for the
purpose for which it is required. It should be noted that past
performance is not necessarily indicative, nor a guarantee, of
future performance. All information displayed on the website,
including but not limited to product and service information, fees,
unit and share prices, gearing and interest rates, tax information
and performance figures, is subject to change without notice.

To the maximum extent permitted by law, neither Westpac nor any
other company within the Westpac Group will be liable to any party
in contract, tort (including for negligence) or otherwise for any
loss or damage arising either directly or indirectly as a result of
reliance on, use of or inability to use any information displayed
on this website. Where liability cannot be excluded by law then, to
the extent permissible by law, liability is limited to the resupply
of the information or the reasonable cost of having the information
resupplied.

Disclosure
Asgard is the issuer of the Asgard accounts and services referred
to on this website. In deciding whether to open, or to
continue to hold, an Asgard account or service, you should consider
the relevant Product Disclosure Statement or Financial Services
Guide issued by Asgard. Copies can be obtained from Asgard or a
financial adviser.

Westpac is the issuer of eCASH, CASH Connect, Fixed Term Deposits
and the Money Market Investment Account. In deciding whether
to invest in, or to continue to hold, one or more of these deposit
products, you should consider the relevant Product Disclosure
Statement (or other offer document) issued by Westpac. Copies
can be obtained from Asgard or a financial adviser.

The investment information and advice ('advice') displayed or
given on this website is general infomration and general
advice only and does not take into account any person's
personal objectives, financial situation or needs and, because of
that, you should, before acting on the advice, consider whether the
advice is appropriate for you, having regard to these factors. You
should also consider obtaining independent legal, financial and/or
other professional advice before making a decision in relation to
any investment.

Information about the relationships between Asgard and other
Westpac Group companies and the remuneration (including commission)
or other benefits that they and any other person can receive in
respect of, or that is attributable to, the financial services they
provide is set out in the general Financial Services Guide issued by Asgard.

Third party information and links
Some of the information displayed on this website may be provided
by third parties who are not related to any company within the
Westpac Group ('Third Party Information'). Neither Westpac nor any
company within the Westpac Group is in any way responsible for and
does not guarantee the quality or accuracy of any Third Party
Information.

This website may also contain links to websites operated by third
parties ('Third Parties') who are not related to the Westpac Group
('Third Party Websites'). These links are provided for convenience
only and do not represent any endorsement or approval by the
Westpac Group of those Third Parties or the information, products
or services displayed or offered on the Third Party Websites.

To the maximum extent permitted by law, neither Westpac nor any
other company within the Westpac Group will be liable to any party
in contract, tort (including for negligence) or otherwise for any
loss or damage arising either directly or indirectly from reliance
on, the use of or inability to use any Third Party Information or
Third Party Websites.