Mortgage Trading /Securitization

The leaders of the HilltopSecurities team pioneered the development of Market Rate To Be Announced (TBA) programs for housing finance agencies (HFAs). As the TBA Program provider for 11 HFAs, we have the capital, technology and expertise to help agencies structure and implement a no-risk pipeline management market rate TBA program to drive mortgage production. Our expertise in Mortgage Trading/Securitizations provides HFA clients with a multitude of options for the best execution of their new and seasoned mortgage assets.

Here is why you should go with HilltopSecurities:

The lowest cost no-risk pipeline management market rate TBA program in the industry

Most experienced team in the industry with a proven track record and knowledge of every aspect of the program

Access to the largest network of CRA and Specified investors

Strong balance sheet with dedicated capital for the TBA business

Complete pricing transparency

Best effort extension policy – you only pay the fee if the loan closes (others require you to pay this fee, regardless if the loan closes) and the ability to extend loans for 7, 15, 22 and 30 days at prorated prices

Utmost flexibility to customize programs that meet the unique needs of your HFA

State of the art technology with the ability to interface with every system and provide customized reporting

Expert Fannie Mae and Freddie Mac pricing and delivery with best execution modeling

Marketing support

No long-term contract requirements

Ask us how we can help you securitize and sell your whole loan portfolio.