Street and Road Contractors Business Insurance Solutions

The typical transportation contractor will engage in three primary
categories of heavy construction work:

1. Site preparation (grading of land),
2. Street/road paving/resurfacing, and
3. Construction of various types of "bridge" or elevated highway
structures.

In many cases, the transportation builder acts as the prime contractor.
Federal specifications require the prime contractor to personally perform
at least 51% of the total job.

Transportation contractors are of various sizes from a few personnel to
hundreds of employees. A medium-sized transportation contractor will
generate $8,000,000 in annual contract revenue (including work
subcontracted to others), and will employ about 20 field workers. Account
premiums can range from $25,000 to $300,000 and higher.

Many street and road contractors operate batch plants. The plants are
either batch-type or continuous mix. These are fully automated
remote-controlled hot-mix plants. This makes the production of asphalt
capital-intensive. There are approximately 4,300 asphalt producers
countrywide.