Robert McKinley, Senior Analyst/Editor
Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

Netherlands-based Rambus Bell ID has launched Token Gateway to enable issuing banks to manage tokenization activity for the ‘OEM Pay’ mobile wallets through a single software platform. This significantly simplifies and consolidates integration with the multiple token service providers (TSPs) operated by third parties, like international and domestic payment programs. With the Rambus Bell ID…

ATM, mobile banking, and mobile payments are converging for ever-more convenient customer interaction with banks and credit unions. Cross-channel features have been deployed as well as expanded interoperability with various front- and back-office systems. In new research, 2016 ATM Market Benchmark Report, Mercator Advisory Group describes examples such as mobile prestaging of cardless ATM cash…

About 77% of consumers whose bank offers a mobile app have downloaded it, an increase of 5% over 2015, and 12% over 2014. Those in the 18-24-year-old range have the highest adoption rate at 92%, but there are increases across all age groups. In fact, half of those over age 65 use their bank’s app.…

MasterCard partnered with AngelHack to hold a hackathon tied to the 23rd Intelligent Transportation Systems World Congress in Melbourne. Australia’s most talented developers and entrepreneurs were invited to join the ITS 2016 Mastercard Smart Cities Hackathon for two days to consider one question – how can we use data and technology to deliver smarter city…

Worldpay has unleashed its newest omni-channel payment platform for the U.S. – Worldpay Total. Connecting and simplifying payments across sales channels through a single integration point, Worldpay Total delivers end-to-end payment processing by combining point-of-sale (POS), integrated payments and acquiring for integrated software vendors (ISVs) and merchants. Worldpay first introduced Worldpay Total in November 2014…

Visa has inked partnerships with FIS and Jack Henry & Associates to deploy Visa Direct for person-to-person (P2P) payments, and Stripe, Hyperwallet and Ingo Money for faster business and government disbursements. Visa Direct is a card-based platform that can deliver funds in real-time1 to more than 200 million Visa debit cards in the United States,…

E-commerce in Brazil is set to grow by 15% in 2016 despite the economic recession affecting the country and the overall e-commerce market size for Brazil is $23 billion—three times that of Mexico, the second-largest e-commerce market in Latin America. Americas Market Intelligence found while Brazil accounts for 60% of all e-commerce in Latin America,…