Prudential Life Claims

While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What they investigate is the information given by the applicant. This includes medical conditions, financial information, and cause of death. In all Contestable instances the insurance company is looking for reasons they can deny the death claim. Prudential Life is no different.

If you have a death claim with Prudential Life and need help getting the claim paid, contact the Center for Life Insurance Disputesat 888-428-4868. We have collected over $50 million for our clients. Prudential Life Claims.

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Some of Our Recent Success

In 2007 our client submitted a death claim to the HSBC life insurance claims department. Sadly, his mother had recently passed away after suffering from medical complications. The death claim was reviewed and quickly denied. According to HSBC ‘material health information was not disclosed on the on-line application’. HSBC specifically stated in their denial letter

It took the life insurance company 3 years to pay the claim but our perseverance, and the family’s patience, finally paid off. The Center for Life Insurance Disputes was brought in on a $12 million life insurance claim after the family had been unsuccessful in collecting the claim for over 2 years. The family followed

Mr. Jones came to The Center for Life Insurance Disputes after his Indexed Life Insurance policy had lapsed. He had paid 5 large annual premiums, but he had also borrowed money from the policy during those 5 years. When he bought the policy his agent told him he could pay money in and borrow money

Within four months of taking on another delayed life insurance claim, The Center for Life Insurance Disputes was able to get all open-issues resolved and the $500,000 claim paid by HSBC Insurance Company. This one was a particular challenge because there were several reasons for the delay, instead of just one reason. And as is

After a rather lengthy negotiation, The Center for Life Insurance Disputes was able to convince a major life insurer why it was appropriate to waive the surrender charges of a client’s policy and refund his money. The client’s other advisor had already requested the waiver, but they were answered with a definitive denial. The policy

In a significant number of cases we have been presented with, Globe Life appears to be failing to take action to pay death claims and, in many cases, is putting an undue burden on beneficiaries to prove things they are not obligated to prove.