I have this problem whenever those ads come on TV. My eyes glaze over, blood starts shooting out of my nose and I wake up in a hospital four hours later. I’m chronically allergic to stupid and those spots just deliver too much of a concentrated dose. My doctor says the next one could kill me.

The car insurance industry is notoriously bad for ads based on fear-mongering, misconceptions or outright lies. They’re easily the worst ads in the world of cars. But which one is the worst? You tell me.