Federal Consumer Credit Disclosures

Credit Disclosures: An insurance product or annuity may be offered to you. If you purchase an insurance product or an annuity:
(1) The insurance product or annuity is not a deposit or other obligation of, or guaranteed by, this institution or our affiliate(s);
(2) With exception of Federal Flood Insurance or Federal Crop Insurance, the insurance product or annuity is not insured by the Federal Deposit Insurance Corporation or any other agency of the United States, this institution, or our affiliate(s); and
(3) In the case of an insurance product or annuity that involves an investment risk, there is investment risk associated with the insurance product, including the possible loss of value.

If an insurance product or annuity is offered we cannot condition an extension of credit on either of the following:
(1) Your purchase of an insurance product or annuity from us or any of our affiliates; or
(2) Your agreement not to obtain, or a prohibition on you from obtaining, an insurance product or annuity from an unaffiliated entity.