My wife is a teacher with a 403(b). Our first priority is to fund the Roth IRA. Then we fund her 403(b) and then we add in the extra amount for being over age 50. If you can do both it is a good idea as long as you meet the AGI requirements and you have a decent fund choice in your 403(b). I like the Roth in principle, that money is "mine', it is not taxable so I do not have to plan on what it is worth based on my tax level when I withdraw it. Now all his could change in future tax legislation so you can only go with current information.

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