Free enrolment in the Membership Rewards Basic Program where every HK$1 you spend gets you 1 point2. There's no cap or expiry of points as long as your Card account remains current. If you enrol in the Membership Rewards®Turbo program, every HK$1 you spend gets you 2 points1 and converts to 1 air mile for every HK$7.5 spent5.

Online Fraud Protection Guarantee

- Shop online with your Card and you won't be held responsible for any fraudulent charge

Terms and conditions apply. Provided that you notify us immediately upon discovery of any fraudulent transactions on your statement and you have complied with the Card conditions. "Immediately" means on or before the due date of the statement in which the fraudulent transaction appears.

An annual program fee of HK$240 will apply upon enrolment. Double points are applicable to the first HK$160,000 spent for each program year. From HK$160,001 and onwards, each HK$1 spent will entitle you to 1 Membership Rewards point. Terms and Conditions of American Express Membership Rewards Program apply.

Terms and Conditions of American Express Membership Rewards Program apply.