Credit Products Associate II

At Bank of the West, our people are having a positive impact on the world. We’re investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people’s lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we’re a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.

Job Description Summary

Responsible for providing detailed analysis of financial statements, tax returns, and cash flow projections to assist in administration of Commercial Banking Group ("CBG") relationships in assigned line of business and region. Assists in the preparation of simple and/or routine credit requests/reviews. May prepare Borrower correspondence or interact with Credit & Counterparty Risk, CBG Loan Administration, servicing, operations, appraisal, legal, and other related personnel as needed for obtaining documentation or assisting with loan closing and loan maintenance. In all duties, ensures that the relationships supported are in compliance with all BOW, CBG, regulatory, and legal requirements.

This CBG Credit Analyst position is assumed to be part of the career path for future relationship management or credit-related job families.

Position will involve preparation of credit proposals or credit synopsis covering credit limits for banks and financial institutions for Trade Finance, Treasury, Syndications, or other business groups that may require Credit and Counterparty Risk approvals.

Strong working knowledge of Microsoft Office (Word, Outlook, Excel). Strong working knowledge of other software used for analysis such as MFA and Tax Analysis.

Strong written and verbal communication.

Ability to perform independently with a minimum of supervision.

Good organizational skills.

Equal Employment Opportunity Policy

Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.

Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.

“While Bank of the West considers all applicants, we will not sponsor candidates for work visas at this time.”