Direct Deposit Your Refund to a Single Checking or Savings Account

If you want to deposit your refund to just one account, you put the information directly on your tax return form. You don't need an extra form. It's safe and fast.

There are Limits on the Number of Direct Deposits to the Same Account

To fight fraud and identity theft, new IRS procedures effective January 2015 limit the number of refunds electronically deposited into a single financial account or pre-paid debit card to three. Direct deposits must be made to an account with your name on it. This new limitation protects you from preparers who collect tax preparation fees by depositing your refund into their own accounts. Also, preparers can't use the Form 8888 to deposit any part of your refund into their own account or a joint account with you.

The fourth and subsequent refunds will convert automatically to a paper refund check and be mailed. Read more about Direct Deposit Limits here.