Northside Federal Credit Union, your member owned financial institution, is committed to providing you financial products and services to meet your needs and reach your financial goals. We are equally committed to protecting our members' privacy. You can be confident that your financial privacy is a priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a member service representative at (404) 851-8740.

Information We Collect and Disclose About You

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications and other forms;

Information about your transactions with us or others;

Information we receive from a consumer reporting agency;

Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.

We may disclose all the information we collect, as described previously, to companies the perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the member information we provide to other third parties.

In order to conduct the business of the credit union we may also disclose nonpublic personal information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

If you terminate your membership with Northside Federal Credit Union, we will not share information we have collected about you, except as permitted or required by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to sofeguard your nonpublic personal information.

What You Can Do to Help Protect Your Privacy

Northside Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:

Use
caution when disclosing your account numbers, social security
numbers, etc. to other persons. If someone calls you, explains
the call is on behalf of the credit union and asks for your
account number, you should beware. Official credit union
staff will have access to your information and will not
need to ask for it.

Keep
your information with us current. It is important that we
have current information on how to reach you. If we detect
potentially fraudulent or unauthorized activity or use of
an account, we will attempt to contact you immediately.
If your address or phone number changes, please let us know.

Access
to Third Party Sites / E-mail:

Links
to other Web Sites and/or e-mail addresses are provided solely
as a convenience to our members and other customers. Northside
Federal Credit Union has no control over these sites/addresses;
and the Credit Union shall have no responsibility or liability
relating to any access to such sites or communications between
you and such Third Parties. In addition, Third Parties are
not covered by Northside Federal Credit Union's privacy or
other policies; and the Credit Union is not responsible for
the privacy practices or the content of Third Party Sites.
Northside FCU Web Site may also contain links to other web
sites owned, operated by, or affiliated with the Credit Union
("Affiliated Sites"). Affiliated Sites are also
not governed by Northside FCU’s privacy or other policies;
and you are advised to review the privacy statement applicable
to each Affiliated Site you visit.

Products
/ Services Offered By Third Parties / Affiliates:

Any financial,
investment, warranty, credit insurance or other products or
services (“products”) which are provided by third
parties or any affiliates are not products of Northside Federal
Credit Union. If the purchase of same is facilitated by or
through Credit Union financing such is merely a convenience
to the borrower(s) and is in no way creates any contractual
or other relationship between the borrower(s) and the Credit
Union with regard to any such products. Any rights, obligations
or claims with regard to such products shall be solely and
exclusively by and between the party providing such products
as may be set forth in any applicable contracts, agreements
or otherwise, and Northside Federal Credit Union shall have
no obligations, responsibilities, duties, or liabilities whatsoever
regarding same.

If you have questions concerning this notice, please do not hesitate to call us - we are here to serve you.