HOUSTON (AP) -- Former Enron Corp. chairman and chief executive officer Kenneth Lay and his wife are struggling to avoid personal bankruptcy, his wife said Monday.

"Everything we had mostly was in Enron stock," Linda Lay said on NBC's "Today." "We've had long-term investments and those long-term investments have cash calls. Virtually -- other than the home we live in -- everything we own is for sale."

Kenneth Lay resigned earlier this month, saying the lawsuits and investigations into Enron's spectacular collapse in an accounting scandal were preventing him from properly running the company.

Attorneys suing Lay and other executives claim he sold 1.8 million shares of Enron stock for $101 million from October 1998 to November 2001, though it's not clear how many of those sales were required under stock option rules.

Linda Lay said her husband is an "honest, decent, moral human being who would do absolutely nothing wrong."

She said the full truth isn't out about the Enron debacle.

"There's some things (Kenneth Lay) wasn't told," Linda Lay said. "That will all come out in the investigation."

She said Enron's outside counsel, the Houston law firm of Vinson & Elkins, and accounting firm Arthur Andersen LLC had told her husband everything was fine.

The Justice Department is pursuing a criminal investigation of Enron and Andersen. Securities regulators and 11 congressional panels also have opened inquiries.

Kenneth Lay had no idea former Enron executive J. Clifford Baxter -- who committed suicide -- was in any kind of pain, his wife said.

Baxter was found dead Friday in his car a few miles from his home in suburban Sugar Land. The Harris County Medical Examiner's Office ruled that he killed himself.

"It makes my heart ache, it makes Ken's heart ache," Linda Lay said. "Had we known, we would have picked up phones and called -- we would have gone and been with him."