One of its definitions is this: at the end of one’s resources; lacking.

Isn’t that the truth, really? How many people do you know right now who are at the very end of their resources? Laid off from work (husband or wife, or worse — both?), under piles of medical bills, credit card bills, or just their basic necessities — like their mortgage, electricity, or other basics?

But people whisper the word “bankrupt” as though if they are heard saying it they may explode. People avoid talking about it and people are embarrassed to even think about it.

Instead, people should be out there trying to help each other. Support each other and be there for each other. So we can dig ourselves out of the holes that we are in and get back on our feet again. It’s not embarrassing to ask for help. If help is offered to you — take it.

Do yourself a favor — look into taking an online bankruptcy course. There is help out there and you shouldn’t be ashamed to ask for it. There’s a lot of information out there and there are people who can help you get your finances back on track. No matter what happened, there is help to get you back on your feet again.