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DIY Investor defines and unites a community of self-directed investors.

It delivers timely information to experienced investors as well as education to those new to savings and investment.

As a founding principle it has the archaic northern English or Scottish saying ‘mony a mickle maks a muckle’ – broadly, many small things combined over time create something larger; a blueprint for successful savings and investment.

Risk questionnaire

Strongly agree

Agree

Neither agree nor disagree

Disagree

Strongly disagree

1 My friends would say that I am cautious.

2 I prefer my money to be safe from risk

3 I have put money in a risky investment

4 I have experienced considerable gain from a risky investment.

5 I have been extremely risky in my past with financial investments

6 Even if I could get high returns, I would prefer not to invest my money in something that might decline in value.

7 Being financially cautious is important to me

8 I would never make a high-risk investment

9 Maximising long-term investments is my goal, and I would be willing to accept dramatic, short-term drops in value to achieve this

10 Overall, how likely is it that you would take a significant financial risk?

Higher risk - A risk score of (42-50) would put you in the higher risk category. People in this category are
very comfortable with investment risk. They aim for high long-term investment returns and do not overly worry about periods of poorer performance in the short to medium term. Ordinarily these portfolios can be subject to the full extent and frequency of stock market fluctuations.

50

Medium to higher risk - A risk score of (34-41) would put you in the medium to higher risk category.
People in this category are relatively comfortable with investment risk. They aim for higher long-term returns and understand that this can also mean some sustained periods of poorer performance. They are prepared to accept significant fluctuation in value to try and achieve better long-term returns.

42

Medium risk
- A risk score of (26-33) would put you in the medium risk category. People in this category
are balanced in their attitude towards risk. They don’t seek risky investments but don’t avoid them either. They are prepared to accept fluctuations in the value of their investments to try and achieve better
long-term returns. These portfolios will be subject to frequent and at times significant fluctuations in value.

34

Lower to medium risk - A risk score of (18-25) would put you in the lower to medium risk category.
People in this category are relatively cautious with their investments. They want to try to achieve a reasonable return, and are prepared to accept some risk in doing so. Typically these portfolios will exhibit relatively modest yet frequent fluctuations in value.

26

Lower risk - A risk score of (10-17) would put you in the lower risk category. People in this category
are conservative with their investments. They prefer taking a small amount of risk to achieve modest or relatively stable returns. They accept that there may be some short term periods of fluctuation in value.