Cell Phone Protection

Benefits of cell phone protection

Simple. No enrollment necessary. Protection begins the first day of the calendar month following your first cell phone payment on your Southern Bank Visa Credit Card.

Cost–effective. Protection is provided at no additional cost.

Convenient. If you already have a Southern Bank Visa Credit Card, simply pay your monthly cell phone bill each month or set up automatic payments to start taking advantage of the benefits. You can avoid incurring finance charges on these monthly bills by paying the amount of the bill charged in full each month.

Comprehensive. The protection covers your primary line and up to the first two additional lines listed on your provider's monthly statement. Stolen and damaged cell phones are covered. For complete details, please read the Visa Guide to Benefit.

1Protection is subject to a $50 deductible and maximum benefit limit of $500 per occurrence. Protection covers cell phones billed to your Southern Bank Visa® Credit Card, subject to a maximum of two claims, per rolling twelve-month period. This benefit does not cover cell phones that are lost. Read the Visa Guide to Benefit for complete details.