Six-figure payoffs for public-sector fat cats are to be banned as ministers finally enforce a £95,000 cap on severance payments.Redundancy packages for council executives, civil servants, NHS bosses, prison governors, headteachers and police chiefs will be limited – but only after years of delay.The crackdown follows a Daily Mail campaign demanding an end to the scandal of obscene ‘golden goodbyes’ of up to £473,000 paid for by taxpayers.