Privacy Statement

Spark Networks® USA, LLC has created this privacy policy (the "Privacy Policy") as part of our commitment to helping our users better understand what
information we collect about them and what we may do with that information.

The following discloses our information gathering and dissemination practices for the Spark Networks websites. If you have any questions regarding our
privacy policy, please Contact Us.

Overview

As part of the normal operation of our services we collect and, in some cases, may disclose information about you. By accepting this Privacy Policy and our
Terms and Conditions, you expressly consent to our use and disclosure of your personal information in the manner described in this Privacy Policy. This
Privacy Policy is incorporated into and subject to the terms of the Spark Networks Terms and Conditions.

This Privacy Policy applies to all Spark Networks sites, including but not limited to: Spark.com, ChristianMingle.com, JDate.com, and BlackSingles.com, and
including any mobile versions or application based versions of any Spark Networks sites (the "Websites").

1. A Special Note About Children

Children are not eligible to use our services, including the Websites, and we ask that minors (under the age of 18) not submit any personal information to
us. The Websites are not directed at anyone under 18 and they are not intended to attract anyone under 18. We also do not collect or
maintain personally identifiable information from those users who we actually know are under 18. Should we learn or be notified that we have collected
information from users under the age of 18, we will immediately delete such personally identifiable information.

2. Information We Collect

Our primary goal in collecting personal information is to provide you with a smooth, efficient, and customized experience. This allows us to provide
services and features and to customize our service to make your experience better. You agree that we may feature members' profiles, including your profile,
in, among other places, editorials and newsletters that we may periodically send out to our members. Your name, postal address, telephone number and email
address are confidential and will not be posted in your profile. Your profile is available for other members to view. Members' profiles include a
description, photos, likes and dislikes, individual essays, and other information helpful in determining matches. Your viewable profile does not include
any identifying information about you, except the username you chose upon registering.

Please note that your personally identifiable information will be stored and processed on our computers in the United States. The laws regarding the
handling of personal data in the United States may differ from the laws of other countries but, as we explain below, Spark Networks will hold and transmit
your information in a safe, confidential and secure environment.

We use data collection devices such as "cookies" on certain pages of our Websites. "Cookies" are small files placed on your hard drive that assist us in
providing customized services. We also offer certain features that are only available through the use of a "cookie." Cookies can also help us provide
information which is targeted to your interests. We use this information to determine our members' demographics, interests, and behavior to better
understand and serve you and our community. This information may include the URL of the website that you visited prior to our Website (whether this is on
our site or not), the URL of the website you next go to (whether this URL is on our site or not), what browser you are using, and your Internet Protocol
("IP") address. Most cookies are "session cookies", meaning that they are automatically deleted from your hard drive at the end of a session. You are
always free to decline our cookies if your browser permits. Anonymized data may be shared with third parties.

If you choose to access our Websites through a mobile device, on a mobile version of the Website, or in an application based version of the Website, we may
collect additional information about You. This may include, but is not limited to, location data.

We use a third party advertising company to serve ads on our behalf across the Internet. That advertising company may also collect anonymous information
about your visits to our Websites. This is primarily accomplished through the use of a technology device, commonly referred to as a Web beacon, cookie or
an action tag, which is placed on various Web pages within our Websites or in an HTML e-mail that allows the third party advertising company to collect
anonymous information. There may also be a number of services offered by external service providers that help you use our Websites. If you choose to use
these optional services, and in the course of doing so, disclose information to the external service providers, and/or grant them permission to collect
information about you, then their use of your information is governed by their private policies, if any.

Notwithstanding any other provision in this policy, if you visit any of the Websites, a third-party advertiser (or its partners) may place or recognize a
unique cookie on your browser. These cookies enable more customized ads, content or services to be provided to you. To trigger these cookies, we may pass
an encrypted or “hashed” (non-human readable) identifier corresponding to your email address to a Web advertising partner, who may place a
cookie on your computer. No personally identifiable information is on, or is connected to, these cookies. To opt-out of these cookies, please go to http://www.privacychoice.org/companies or http://www.aboutads.info/choices.

By visiting or using the Websites, you may have access to certain third party functionalities and applications that may use tracking technologies to
enhance your experience, and provide services and content to you. One of these technologies is a Flash cookie that is embedded in the Adobe Flash Player,
which is a web tool that allows rapid development of dynamic content. Adobe Flash cookies may be used in certain situations where we use Flash to provide
some content such as video clips or animation and to remember settings, preferences and usage. They are similar to browser cookies (as described herein)
but are managed through a different interface than the one provided by your web browser. You may access Flash management tools from Adobe’s web site directly at http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager06.html. Please note that if you reject all or some
cookies, you may not be able to take full advantage of all offerings on the Website or those that require you to “sign in.”

3. Our Use of Your Information

We use information in the files we maintain about you, and the other information we obtain from your current and past activities on the Websites, to
resolve disputes, troubleshoot problems and enforce our Terms and Conditions. At times, we may review the data of multiple members to identify problems or
resolve disputes.

You agree that we may use personally identifiable information about you to improve our marketing and promotional efforts, to analyze Website usage, improve
our content and product offerings, and customize our Websites' content, layout, and services. These uses improve our Websites and may better tailor them to
meet your needs. We also work with various third parties to improve the safety, operation and usefulness of the Websites. In order to do this, we may be
required to share certain information about you or your computer with those third parties. In those cases, we require those third parties to abide by this
Privacy Policy and / or similarly restrictive terms.

You agree that we may use your information to contact you and to deliver information to you that, in some cases, is targeted to your interests, such as
targeted banner advertisements, administrative notices, product offerings, and communications relevant to your use of the Websites. By accepting this
Privacy Policy and / or using any of the Websites, you expressly agree to receive this information. If you do not wish to receive these communications, you
may opt out of the receipt of certain communications.

You may use the following options for removing your information from our e-mail database if you wish to opt out of receiving promotional e-mails and
newsletters.

Click on the “Unsubscribe” or “Update Your Email Preferences” link at the bottom of the e-mail;

Due to the regulatory environment in which we operate, we cannot ensure that all of your private communications and other personally identifiable
information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting any of the foregoing), we
may be required to disclose information to the government, law enforcement agencies or third parties. Under certain circumstances, third parties may
unlawfully intercept or access transmissions or private communications, or members may abuse or misuse your information that they collect from our
Websites. Accordingly, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your
personally identifiable information or private communications will always remain private.

As a matter of policy, we do not sell or rent any personally identifiable information about you to any third party. However, the following
describes some of the ways that your personally identifiable information may be used or disclosed.

Financial Information.
Under some circumstances we may require certain additional information, including but not limited to your credit card billing information. We use this
financial information, including your name, address, and other information to bill you for use of our Services and products. By making a purchase, or
engaging in any other kind of activity or transaction that uses financial information on the Websites, you consent to our providing of your financial
information to our service providers and to such third parties as we determine necessary to support and process your activities and transactions, as well
as to your credit card issuer for their purposes. These third parties may include the credit card companies and banking institutions used to process and
support your transaction or activity. By purchasing, or registering for, or making reservations for products or services of third parties offered on the
Websites, or by participating in programs offered on the Websites that are administered by third parties and that require you to submit financial
information in order to use them, you also consent to our providing your financial information to those third parties. Any of these various third parties
may be authorized to use your financial information in accordance with our contractual arrangements with such third parties and in accordance with their
own privacy policies, over which we have no control, and you agree that we are not responsible or liable for any of their actions or omissions.
Additionally, you agree that we may use and disclose all information submitted to such third parties in the same manner in which we are entitled to use and
disclose any other information that you submit to us.

Advertisers.
We aggregate (gather up data across multiple members' accounts) personally identifiable information and disclose such information in a non-personally
identifiable manner to advertisers and other third parties for marketing and promotional purposes. However, in these situations, we do not disclose to
these entities any information that could be used to identify you personally. Certain information, such as your name, email address, password, credit card
number and bank account number, are never disclosed to marketing advertisers. We may use third-party advertising companies to serve ads on our behalf.
These companies may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness.

Other Corporate Entities.
We share much of our data, including personally identifiable information about you, with our parent and/or subsidiaries that are committed to serving your
online needs and related services, throughout the world. To the extent that these entities have access to your information, they will treat it at least as
carefully as they treat information they obtain from their other members. Our parent and/or subsidiaries will follow privacy practices no less protective
of all members than our practices described in this document, to the extent allowed by applicable law. It is possible that Spark Networks and/or its
subsidiaries, or any combination of such, could merge with or be acquired by another business entity. Should such a combination occur, you should expect
that Spark Networks would share some or all of your information in order to continue to provide the Service. You will receive notice of such event (to the
extent it occurs) and we will require that the new combined entity follow the practices disclosed in this Privacy Policy, as it may be amended from time to
time. Further, should Spark Networks file for protection, or have a third party petition filed against it under the bankruptcy code, any assets of the
company, including member personal and non-personal information may be sold or transferred, in whole or part to a new entity.

Legal Requests.
Spark Networks cooperates with law enforcement inquiries, as well as other third parties to enforce laws, such as: intellectual property rights, fraud and
other rights. We can (and you authorize us to) disclose any information about you to law enforcement and other government officials as we, in our sole
discretion, believe necessary or appropriate, in connection with any investigation of fraud, intellectual property infringements, or other activity that is
illegal or may expose us or you to legal liability.

5. Your Use of other Members Information

Our services also include access to instant messaging and chat rooms. As a member you have access to members' identification numbers and/or user names, and
you might gain access to other contact information of other members through the regular use of the services. By accepting this Privacy Policy, you agree
that, with respect to other members' personally identifiable information that you obtain through the Services, Spark Networks hereby grants to you a
license to use such information only for: (a) Spark Networks related communications that are not unsolicited commercial messages, and (b) any other purpose
to which such member expressly agrees after complete disclosure of the purpose. In all cases, you must give members an opportunity to remove themselves
from your database. In addition, under no circumstances, except as defined in this Privacy Policy, may you disclose personally identifiable information
about another member to any third party without our consent and the consent of such other member after adequate disclosure. Spark Networks and our members
do not tolerate spam. Therefore, without limiting the foregoing, you are not licensed to add a Spark Networks member to your mail list (email or physical
mail) without their express consent after adequate disclosure. To report spam from other Spark Networks members, please Contact Us.

6. Accessing, Reviewing and Changing Your Profile

Following registration, you can review and change the information you submitted during registration. For instructions on how to do so, visit the Help
section of the Websites. If you change your password and email address we will retain a record of your old password and email address. You can also change
your registration information such as: name, address, city, state, zip code, country, phone number, profile, likes and dislikes, desired date profile,
essays and saved search criteria.

Upon your notification, we will remove your membership from our active databases as soon as reasonably possible in accordance with our policy and
applicable law. To learn how to hide or remove your profile so that others cannot view it, visit the Help section of the Websites.

We will retain in our files information you have requested be removed from our active databases for certain purposes, such as to resolve disputes,
troubleshoot problems and enforce our terms and conditions. Further, such prior information may never be completely removed from our databases due to
technical and legal constraints, including stored 'back up' systems. Therefore, you should not expect that all of your personally identifiable
information will be completely removed from our databases in response to any request you may submit.

7. Control of Your Password

You are responsible for all actions taken with your login information and password, including fees. Therefore we do not recommend that you disclose your
Spark Networks password or login information to any third party. If you choose to share this information with any third party, you are responsible for all
actions taken with your login information and password, and therefore should review each third party's privacy policy. If you lose control of your
password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your
behalf. Therefore, if your password has been compromised in any way, you should immediately change your password.

8. Other Information Collectors

Except as otherwise expressly described in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. To
the extent that you disclose your information to other parties, whether they are on our Websites or on other sites throughout the Internet, different rules
may apply to their use or disclosure of the information you disclose to them. To the extent that we use third party advertisers, they adhere to their own
privacy policies. Since Spark Networks does not control the privacy policies of any third parties, you should investigate their policies before you
disclose your personal information to them.

Mobile Alerts. If you opt to receive mobile alerts through the Website, you may be required to agree to additional terms and conditions for that service
and you may be subject to additional charges, either by the Company or from your wireless carrier.

9. Security

Spark Networks uses industry standard practices, including "firewalls" and Secure Socket Layers, to safeguard the confidentiality of your personal
identifiable information. Spark Networks treats data as an asset that must be protected against loss and unauthorized access. We employ many different
security techniques to protect such data from unauthorized access by others inside and outside the company. However, "perfect security" does not exist on
the Internet.

10. Your California Privacy Rights.

If you are a resident of the State of California, we provide you in this Policy with information on how to exercise your disclosure choice options such as
your right to opt-out (or "unsubscribe") of our use and sharing of your Personal Information with third parties for marketing purposes. Therefore, pursuant
to the California Civil Code, we are not required to maintain or disclose a list of the third parties that received your Personal Information for marketing
purposes during the preceding year.

If you are a California resident and wish to request information about how to exercise your third party disclosure choices, please send a request by email
to the Privacy Administrator at legal@spark.net or by postal mail to Spark Networks USA, LLC, 11150 Santa Monica Blvd.,
Suite 600, Los Angeles, CA 90025 Attn: Your California Privacy Rights, c/o Privacy Administrator. All requests must be labeled "Your California Privacy
Rights" on the email subject line or envelope or post card. For all requests, please clearly state that the request is related to "Your California Privacy
Rights", include your name, street address, city, state, zip code and e-mail address (your street address is optional if you wish to receive a response to
your request via email) and indicate your preference on how our response to your request should be sent (email or postal mail). We will not accept requests
via the telephone or by facsimile. We are not responsible for notices that are not labeled or sent properly, or do not have complete information.

11. Notice

We may change this Privacy Policy from time to time based on changes in the law, your comments, or our need to accurately reflect our data collection and
disclosure practices. We will notify you about significant changes in the way we treat personal information by sending you a notice via email or by placing
a prominent notice on our Website.

Terms and Conditions of Service

This online personals service (the "Service") is a way for adults to meet each other. The Service is provided by Spark Networks® USA, LLC, whose
principal office is located at 11150 Santa Monica Blvd., Suite 600, Los Angeles, California 90025 ("Spark Networks").

These Terms and Conditions of Service constitute a legal agreement ("Agreement") between You and Us. This Agreement, as it may be amended from time to time, applies to all users of any Spark Networks sites, including but not limited to: Spark.com, ChristianMingle.com, JDate.com, and BlackSingles.com, and including any mobile versions or application based versions of any Spark Networks sites (the "Websites").

You may not use the Service if you are under the age of 18 or you are not able to form legally binding contracts, or if your membership has been suspended
by Us. PLEASE READ THIS AGREEMENT CAREFULLY BEFORE REGISTERING FOR THE SERVICE. By registering for the Service, You become a Spark Networks member (a
"Member"), and You agree to be bound by the terms and conditions of this Agreement for as long as You continue to be a Member. IF YOU DO NOT AGREE WITH THE
TERMS AND CONDITIONS OF THIS AGREEMENT, DO NOT REGISTER FOR OR USE THE WEBSITES OR THE SERVICE.

THE TERMS AND CONDITIONS OF THIS AGREEMENT ARE SUBJECT TO CHANGE BY US AT ANY TIME, EFFECTIVE UPON NOTICE TO YOU, WHICH NOTICE SHALL BE PROVIDED UPON OUR
POSTING OF THE CURRENT VERSION OF THIS AGREEMENT ON THE SERVICE. You agree that Your continued use of the Websites or the Service will constitute
acceptance of any changes to this Agreement.

THIS AGREEMENT REQUIRES THE BINDING ARBITRATION OF ANY AND ALL DISPUTES, AS STATED IN THE “RESOLUTION OF DISPUTES” SECTION BELOW (OTHER THAN
CERTAIN SPECIFIED INTELLECTUAL PROPERTY DISPUTES DEFINED BELOW, AND CLAIMS THAT MAY BE ADJUDICATED IN SMALL CLAIMS COURT), WHICH YOU SHOULD READ IN ITS
ENTIRETY. YOU UNDERSTAND THAT THIS IS A LEGALLY BINDING INSTRUMENT AND AGREE TO ABIDE BY ITS TERMS. YOU EXPRESSLY AGREE WITH US THAT ANY DISPUTE MAY ONLY
BE RESOLVED THROUGH AN INDIVIDUAL ARBITRATION BETWEEN YOU AND US, AND SHALL NOT BE BROUGHT AS A CLASS ARBITRATION, A CLASS ACTION, OR ANY OTHER
REPRESENTATIVE PROCEEDING.

In this Agreement the following terms have the following meanings unless the context requires otherwise:

"Agreement"
means the agreement between You and Us incorporating these terms and conditions for the provision of the Service, as amended from time to time in the
manner set forth herein;

"We, Us, Our"
means Spark Networks® USA, LLC; and

"You, Your, Yourself"
means the person who accesses or utilizes the Websites or registers for or uses the Service.

ELIGIBILITY: MINORS MAY NOT BECOME MEMBERS.
By becoming a Member, You represent and warrant that You are at least 18 years old. By using the Service, You represent and warrant that You have the
right, authority and capacity to enter into this Agreement and to abide by the terms and conditions of this Agreement. By using the Service, You represent
and warrant that You have never been convicted of a felony and that You are not required to register as a sex offender with any government entity. Your
membership for the Service is for Your sole, personal use. You may not authorize others to use Your membership, and You may not assign or otherwise
transfer Your account to any other person or entity.

REGISTRATION AND SUBSCRIPTION:
Although You may register as a Member of the Service for free, if You wish to use the Service to initiate most communication with other members and use
certain other elements of the Service, You must become a Subscriber and pay the fees that are set out in Our price list. This price list is part of this
Agreement and We reserve the right, at any time, to change any fees or charges for using the Service. To become a Member, You must register for the
Service. When and if You register to become a Member, You agree to provide accurate, current and complete information about Yourself as prompted by Our
registration form ("Registration Data"), and to maintain and update Your information to keep it accurate, current and complete. You agree that We may rely
on Your Registration Data as accurate, current and complete. You acknowledge that if Your Registration Data is untrue, inaccurate, not current or
incomplete in any respect, We may terminate this Agreement and Your use of the Service and, in such event, You shall not be entitled to a refund of any
unused subscription fees. Although we aim to verify the accuracy of the information provided by Our Members, We do not verify information in profiles, and
We have no control over, do not guarantee, and are not responsible for the quality, truth, accuracy, legality or safety of Our Members.

TERM AND TERMINATION:
This Agreement will remain in full force and effect while You use the Websites or the Service and/or are a Member, and after You have ended use of the
Websites or the Service and/or ceased to be a Member, including without limitation the “Resolution of Disputes” section below. You may
terminate your membership at any time via the Websites or by sending Us written or email notice of termination. To learn how to terminate your membership,
visit the Help section of the Websites. Either You or We may terminate your membership by removing your profile, at any time, for any reason, with or
without explanation, effective upon sending written or email notice to the other party. Upon such termination by Us without cause, We shall refund, pro
rata, any unused portion of any subscription payments that We have received from You. In the event that (a) You terminate your subscription or membership
or (b) We determine, in our sole discretion, that You have violated this Agreement or our posted Privacy Statement,
You shall not be entitled to, nor shall We be liable to You for, any refund of any unused portion of any subscription payments We have received from You,
and We may continue to bar Your use of the Service in the future. Again, even after membership is terminated, this Agreement will remain in effect.

PROPRIETARY RIGHTS:
You represent and warrant to Us that the information posted in Your profile, including Your photograph, is posted by You and that You are the exclusive
author of Your profile and the exclusive owner of Your photographs. You assign to Us, with full title guarantee, all copyright in Your profile, Your
photographs posted, and any additional information sent to Us at any time in connection with Your use of the Service. You waive absolutely any and all
moral rights to be identified as author of Your profile and owner of Your photograph and any similar rights in any jurisdiction in the world. In addition,
other Members may post copyrighted information, which has copyright protection, whether or not it is identified as copyrighted. Except for that information
which is in the public domain or for which You have been given express written permission, You will not copy, modify, publish, transmit, distribute,
perform, display, or sell any such proprietary information. By posting information, photographs or content on any Service, You automatically grant, and You
represent and warrant that You have the right to grant, to Us and other members, free of charge, an irrevocable, perpetual, non-exclusive, royalty-free,
fully-paid, worldwide license to use, copy, perform, display, promote, publish and distribute such information, content and photographs and to prepare
derivative works of, or incorporate into other works, such information and content, and to grant and authorize sub-licenses of the foregoing.

YOUR USE OF THE SERVICE: As a Member, You agree that:

(1) You will use the Service in a manner consistent with any and all applicable laws and regulations. You will not include in Your profile any telephone numbers, street addresses, last names, URL's or email addresses, other than in response to Our prompts in the personal or general information sections of the Websites. You will not engage in advertising to, or solicitation of, other members to buy or sell any products or services through the Service. You will not transmit any chain letters or junk email to other members. To protect Our members against such conduct, depending on the Website, We currently limit the number of messages that any member may send in a day. We reserve the right to change this number, at our sole discretion, at any time. You are solely responsible for Your interactions with other members. We reserve the right, but have no obligation, to monitor and/or mediate disputes between You and other members.

(2) You are solely responsible for the content or information You publish or display (hereinafter, "post") on the Service, or transmit to other members.
You will not post on the Service, or transmit to other members or to Us or Our employees, any defamatory, inaccurate, abusive, obscene, profane, offensive,
sexually oriented, threatening, harassing, racially offensive, or illegal material, or any material that infringes or violates another party's rights
(including, but not limited to, intellectual property rights, and rights of privacy and publicity). You will not include in Your profile any offensive
language, including but not limited to offensive anatomical or sexual references, or offensive sexually suggestive or connotative language, and You will
not post any photos containing nudity or personal information. We reserve the right, but We have no obligation, to reject any profile or photo that does
not comply with the prohibitions set forth in this section. We reserve the right to refuse service to anyone, at our sole discretion.

(3) By becoming a Member, You agree to accept and consent to receiving email communications initiated from Us or through Us including, without limitation:
message notification emails, "Your Match" emails, emails informing you about events and parties We organize, emails informing You of changes to the Service
and emails informing You of promotions that either We provide or that are being provided by third parties. If you choose to respond to promotions that are
provided by third parties and in the course of doing so, disclose information to any external service providers, and/or grant them permission to collect
information about you, then their use of your information is governed by their privacy policies. Message notification emails such as "Your Match" emails,
emails informing you about events and parties We organize and emails informing You of changes to the Service are provided by Us as part of the operation of
the Service and you will receive these messages for as long as you are Our member. Should You not wish to receive any of Our email communications, please
do not register with Us for the Service. However, You may opt-out of receiving Email communications sent from Us or through Us offering You third party
goods or services. To learn how to do so, visit the Help section of the Websites.

(4) You agree that We have no responsibility or liability for the deletion, corruption or failure to store any messages or other content maintained or
transmitted by Our Service. You acknowledge that features, parameters or other services We provide may change at any time. You acknowledge that We reserve
the right to sign out, terminate, delete or purge Your account from the Service if it is inactive. "Inactive" means that you have not signed in to the
Service for a particular period of time, as determined by Us, in Our sole discretion.

(5) Our customer service employees are here to make Your online experience enjoyable by providing assistance and guidance to You. When speaking to Our
customer service employees on the telephone or communicating with them by any other means, You agree not to be abusive, obscene, profane, offensive,
sexually oriented, threatening, harassing or racially offensive. Should any of Our customer service employees feel, at any point, threatened or offended by
Your conduct, We reserve the right to immediately terminate Your membership and You shall not be entitled to the refund of any subscription payments We
have received from You.

We are entitled to investigate and terminate Your membership if You have misused the Service, or behaved in a way which could be regarded as inappropriate,
unlawful or illegal. The following is a partial, but not exhaustive, list of the types of actions that are illegal or prohibited under this Agreement:

You will not harass or impersonate any person or entity. You will not use any manual or automatic device or process to retrieve, index, data mine, or, in
any way reproduce or circumvent the navigational structure or presentation of the Service or its contents. You will not express or imply that any of Your
statements are endorsed by Us, without Our specific prior written consent. You will not interfere with or disrupt any Service or any Website, servers or
networks connected to any Service or Website. You will not post, distribute or reproduce, in any way, any copyrighted material, trademarks, or other
proprietary information without obtaining the prior written consent of the owner of such proprietary rights. You will not remove any copyright, trademark
or other proprietary rights notices contained in the Service or forge headers or otherwise manipulate identifiers in order to disguise the origin of any
information transmitted through the Service. You will not use meta tags or code or other devices containing any reference to Us or the Service or the
Website connected to the Service in order to direct any person to any other website for any purpose. You will not modify, adapt, sublicense, translate,
sell, reverse engineer, decipher, decompile or otherwise disassemble any portion of the Service or any software used on or for the Service or cause or
enable others to do so. You will not post, email or otherwise transmit any material that contains software viruses or any other computer code, files or
programs designed to interrupt, harm or limit the functionality of any computer software or hardware.

INDEMNITY BY MEMBER:
You will defend, indemnify, and hold Us and Our officers, directors, employees, agents, subsidiaries, joint ventures and third parties harmless, for any
losses, costs, liabilities or expenses relating to or arising out of any third party claim concerning Your use of the Service, including:

(I) Your breach of this Agreement; (II) any allegation that any materials that You submit to Us or transmit to the Service infringe or otherwise violate
the copyright, trademark, trade secret or other intellectual property or other rights of any third party; and/or (III) Your activities in connection with
the Service. This indemnity shall be applicable without regard to the negligence of any party, including any indemnified person.

RELEASE:
If You have a dispute with one or more of Our Members, you release Us (and our officers, directors, agents, subsidiaries, joint ventures and employees)
from any claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with
such dispute.

ONLINE CONTENT:
Opinions, advice, statements, offers, or other information or content made available through the Service, but not directly by Us, are those of their
respective authors, and should not necessarily be relied upon. Such authors are solely responsible for such content. WE DO NOT GUARANTEE THE ACCURACY,
COMPLETENESS, OR USEFULNESS OF ANY INFORMATION ON THE SERVICE AND WE NEITHER ADOPT NOR ENDORSE, NOR ARE WE RESPONSIBLE FOR, THE ACCURACY OR RELIABILITY OF
ANY OPINION, ADVICE, OR STATEMENT MADE BY ANY PARTY OTHER THAN US. UNDER NO CIRCUMSTANCES ARE WE RESPONSIBLE FOR ANY LOSS OR DAMAGE RESULTING FROM ANY
PERSON'S RELIANCE ON INFORMATION OR OTHER CONTENT POSTED ON THE SERVICE OR TRANSMITTED TO MEMBERS.

WE RESERVE THE RIGHT, BUT WE HAVE NO OBLIGATION, TO MONITOR THE MATERIALS POSTED IN THE PUBLIC AREAS OF THE SERVICE. WE SHALL HAVE THE RIGHT TO REMOVE ANY
SUCH MATERIAL THAT, IN OUR SOLE DISCRETION, VIOLATES, OR IS ALLEGED TO VIOLATE, THE LAW OR THIS AGREEMENT. NOTWITHSTANDING THIS RIGHT, YOU REMAIN SOLELY
RESPONSIBLE FOR THE CONTENT OF THE MATERIALS YOU POST IN THE PUBLIC AREAS OF THE SERVICE AND IN YOUR PRIVATE EMAIL MESSAGES. EMAILS SENT BETWEEN YOU AND
OTHER MEMBERS THAT ARE NOT READILY ACCESSIBLE TO THE GENERAL PUBLIC MAY BE REVIEWED BY US FOR COMPLIANCE WITH THIS AGREEMENT, BUT WILL BE TREATED BY US AS
PRIVATE TO THE EXTENT REQUIRED BY APPLICABLE LAW.

INTELLECTUAL PROPERTY.
All intellectual property rights in and to the Service are and shall be owned by Us, absolutely. Those rights include, but are not limited to, database
rights, copyright, design rights (whether registered or unregistered), patents, trademarks (whether registered or unregistered) and other similar rights,
wherever existing in the world, together with the right to apply for protection of the same. All other trademarks, logos, service marks, company or product
names set forth in the Service are the property of their respective owners.

NOTICE OF PROCEDURE FOR MAKING A CLAIM OF COPYRIGHT INFRINGEMENT.
If you believe that any content on the Web Sites constitute work that is owned by you or a third party, and is displayed on the Web Sites without proper
authorization, please send the following information to the attention of the Copyright Agent noted below:

an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;

a description of the copyrighted work or other intellectual property that you claim has been infringed;

a description of where the material that you claim is infringing is located on this Web Sites;

your address, telephone number, and email address;

a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual
property owner or authorized to act on the copyright or intellectual property owner’s behalf.

PRIVACY:
The personal information (including sensitive personal information) You provide to Us will be stored on computers and/or servers. You consent to the use
this information to create a profile of interests, preferences and browsing patterns and to allow You to participate in the Service. You also agree to
read, review, comply with, uphold and maintain Our Privacy Statement and the terms and conditions thereof. If You
are located outside of the United States, please note that the information that You provide is being sent to the United States. By becoming a Member of the
Service, You consent to your data being sent to the United States and to such other third parties and jurisdictions as may be involved in the provision and
operation of the Service.

DISCLAIMERS:
WE PROVIDE THE SERVICE ON AN "AS IS" BASIS AND GRANT NO WARRANTIES OF ANY KIND, EXPRESSED, IMPLIED OR STATUTORY, IN ANY COMMUNICATION WITH OUR
REPRESENTATIVES, OR US OR OTHERWISE WITH RESPECT TO THE SERVICE. WE SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE. FURTHER, WE DO NOT WARRANT THAT YOUR USE OF THE SERVICE WILL BE SECURE, UNINTERRUPTED, ALWAYS AVAILABLE OR ERROR-FREE, OR THAT THE
SERVICE WILL MEET YOUR REQUIREMENTS OR THAT ANY DEFECTS IN THE SERVICE WILL BE CORRECTED. WE DISCLAIM LIABILITY FOR, AND NO WARRANTY IS MADE WITH RESPECT
TO, CONNECTIVITY AND AVAILABILITY.

Although each member must agree to Our terms and conditions, We cannot guarantee that each member is at least the required minimum age, nor do we accept
responsibility or liability for any content, communication or other use or access of the Service by persons under the age of 18 in violation of this
Agreement. Also, it is possible that other members or users (including unauthorized users, or "hackers") may post or transmit offensive or obscene
materials through the Service and that You may be involuntarily exposed to such offensive or obscene materials. It also is possible for others to obtain
personal information about You due to Your use of the Service. Those others may use your information for purposes other than what You intended. We are not
responsible for the use of any personal information that You disclose on the Service. Please carefully select the type of information that You post on the
Service or release to others. WE DISCLAIM ALL LIABILITY, REGARDLESS OF THE FORM OF ACTION, FOR THE ACTS OR OMISSIONS OF OTHER MEMBERS OR USERS (INCLUDING
UNAUTHORIZED USERS), WHETHER SUCH ACTS OR OMISSIONS OCCUR DURING THE USE OF THE SERVICE OR OTHERWISE.

LIMITATION OF LIABILITY:
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR ANY INCIDENTAL, CONSEQUENTIAL, OR
INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF DATA, LOSS OF PROGRAMS, COST OF PROCUREMENT OF SUBSTITUTE SERVICES OR SERVICE
INTERRUPTIONS) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE OR OUR AGENTS OR REPRESENTATIVES KNOW OR HAVE BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER WILL AT ALL TIMES BE
LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US FOR THE SERVICE DURING THE TERM OF YOUR MEMBERSHIP TO THE MAXIMUM EXTENT PERMITTED BY LAW. WE DO NOT
CONDUCT BACKGROUND CHECKS ON MEMBERS REGISTERING FOR THE SERVICE IN ANY WAY. ANY ATTEMPT BY SPARK TO SCREEN MEMBERS IS NOT A GUARANTEE OF SAFETY ON THE
WEBSITE. YOU ARE RESPONSIBLE FOR YOUR OWN SAFETY ON THE WEBSITE AND WHEN MEETING OTHER MEMBERS IN PERSON. WE WILL NOT BE LIABLE FOR ANY DAMAGES, DIRECT,
INDIRECT, INCIDENTAL AND/OR CONSEQUENTIAL, INCLUDING BY NOT LIMITED TO PHYSICAL DAMAGES, BODILY INJURY OR EMOTIONAL DISTRESS, ARISING OUT OF THE USE OF
THIS SERVICE, INCLUDING, WITHOUT LIMITATION, DAMAGES ARISING OUT OF YOUR COMMUNICATIONS WITH AND/OR INTERACTIONS WITH ANY OTHER MEMBER OF THE SERVICE, OR
ANY INDIVIDUAL YOU MEET VIA THE SERVICE. COMPLAINTS: To resolve a complaint regarding the Service, You should first contact Our customer service department
by clicking: contact us or by calling 1-800-942-1518.

RESOLUTION OF DISPUTES:

(a) Arbitration of Any And All Disputes (Other Than Certain Intellectual Property Disputes As Defined Below, And Claims That May Be Adjudicated In Small Claims Court).

This provision shall apply to the resolution of any dispute arising out of or in any way related to the Websites, the Service, this Agreement, any
amendments or addenda thereto, and the subject matter hereof, including without limitation any contract, tort, statutory or equity claims between You and
Us or Our officers, directors, employees, agents, subsidiaries, or joint ventures (the "Dispute"); provided, however, that any claims specifically described in subparagraph (b) below will not be included in the definition of Dispute. You may also assert
claims in small claims court if your claims qualify.
In the event of any Dispute, the parties are encouraged to attempt to resolve the Dispute by informal means. If the parties are not able to do so, the
Dispute will be resolved only by binding arbitration.

Arbitration is the referral of a dispute to one or more impartial persons for a final and binding determination. Any Dispute shall be subject only to binding arbitration.
The parties expressly agree that there shall be no jury trial or right to a jury trial, or right to any other proceeding to resolve any Dispute in any court.
In the event of any Dispute, both parties agree that the arbitration provision in this Agreement will be governed, both procedurally and substantively, by
the Federal Arbitration Act, 9 U.S.C. sections 1-9 ("FAA") to the maximum extent permitted by applicable law.

All aspects of the arbitration proceeding, and any ruling, decision or award by the arbitrator, will be strictly confidential for the
benefit of all parties, and any party shall have the right to prevent any actual or threatened breach of this confidentiality provision by temporary,
preliminary or permanent injunctive, or declaratory relief in an appropriate court of law. This provision shall not prevent either party from filing a
petition in court to confirm an arbitration award.

The parties expressly agree that any Dispute is personal to them, and any Dispute shall only be resolved by an individual arbitration. Neither party
agrees to class arbitration, or an arbitration where a person brings a Dispute as a representative of any other person or persons. Neither party agrees
that a Dispute can be brought as a class or representative action outside of arbitration, or on behalf of any other person or persons. The parties
agree that that a Dispute may only be resolved through an individual arbitration and shall not be brought as a class arbitration, a class action, or
any other representative proceeding. If Your agreement
to waive any right to a jury trial or to participate in a class action
is found to be unenforceable, then the entirety of this arbitration section will be null and void and neither You nor We will be entitled to arbitrate
our dispute.

The arbitration of the Dispute will be administered by the American Arbitration Association (“AAA”) or, in the event the AAA declines or is
unable to administer the arbitration, by an arbitration forum or arbitrator that You and We mutually agree upon. If, after making a reasonable effort, You
and We are unable to agree upon an arbitration forum or arbitrator, the AAA or a court having proper jurisdiction will appoint an arbitration forum or
arbitrator. The arbitration will be conducted in accordance with the AAA’s Commercial Arbitration Rules (“Commercial Rules”) and, when
deemed appropriate by the arbitration forum or arbitrator, the AAA’s Supplementary Procedures for Consumer-Related Disputes (“Consumer
Procedures”), or the appropriate rules of any alternative arbitration forum selected by You and Us or appointed by a court, subject to the following
modifications:

The arbitration will be conducted before a single arbitrator who will be a licensed attorney or a former judge and will have at least five (5)
years of legal experience in the resolution of commercial disputes.

As limited by the FAA, the terms of this Agreement, and the applicable AAA rules, the arbitrator will have the exclusive power and jurisdiction to
make all procedural and substantive decisions concerning the Dispute. This does not include the power to conduct a class arbitration or a
representative action, which is prohibited by the terms of this agreement as stated above.
The arbitrator may only conduct an individual arbitration, and may not consolidate more than one person’s claims and may not preside over
any form of representative or class proceeding, or any proceeding on behalf of or involving more than one person or persons.

The parties may take discovery through interrogatories, depositions and requests for production that the arbitrator determines to be necessary and
appropriate.

The prevailing party in any of the following matters (without regard to the Limitation of Liability provisions) shall be entitled to recover its
reasonable attorneys' fees and costs incurred in any of the following circumstances: (i) a motion which any party is required to make in any court
to compel arbitration of a Dispute; (ii) any appeal of an arbitration award, whether to the arbitrator or the courts, for the purpose of vacating
or modifying the award; or (iii) any action to enforce the confidentiality provisions stated herein.

We will pay the amount of any arbitration costs and fees charged by the AAA for claims totaling less than $10,000 unless the arbitrator determines
the claims are frivolous. In no event will We pay for Your attorneys’ fees unless required by law.

To begin an arbitration proceeding, You must send a letter requesting arbitration and describing your claim to: Spark Networks USA, LLC 11150 Santa Monica
Blvd., Suite 600, Los Angeles, CA 90025 Attn: Legal. You may choose to have the arbitration conducted by telephone, based on written submissions, or in
person in the county where you live or at another mutually agreed location. The AAA Commercial Rules and Consumer Procedures, the forms You may need to
begin the arbitration proceeding, and other information about the AAA, are available from the AAA, which can be contacted by mail at 1633 Broadway, Floor
10, New York, New York 10019, by telephone at (800) 778-7879, or through its website at www.adr.org.

(b) This Agreement does not require You or Us to submit to arbitration any Dispute involving Our intellectual property rights in and to the Websites or the
Service, including without limitation (1) claims of infringement or misappropriation of any United States or foreign copyright, patent, trade secret,
trademark, service mark or trade dress, (2) claims alleging violations of Title 17 of the United States Code, Sections 1201 and/or 1202, or of any similar
foreign law, or (3) in any matter that involves any of the foregoing claims, for resolution or decision of any question of fact or law required to resolve
such claim, including, but not limited to, questions required to decide or rule with respect to the infringement, misappropriation, validity,
enforceability or ownership of any copyright, patent, trade secret, trademark, service mark or trade dress or with respect to any remedy or relief at law
or in equity for any such infringement or misappropriation or for any violation of such Sections 1201 and/or 1202.

(c) With the exception of the provision above that the enforceability of this section on “Resolution of Disputes” is governed both procedurally
and substantively by the FAA to the maximum extent permitted by applicable law, this Agreement otherwise will be construed and enforced in accordance with
the laws of the State of California applicable to contracts entered into and performed in California to the maximum extent permitted by law (and without
giving effect to California’s conflict of law principles). This Agreement shall not be governed by the United Nations Convention on Contracts for the
International Sale of Goods, the application of which is hereby expressly excluded.

(d) You and We acknowledge and agree that any violation of this “Resolution of Disputes” section of this Agreement may cause the parties
irreparable harm, and therefore You and We agree that the parties will be entitled to seek extraordinary relief in court, including but not limited to
temporary restraining orders, preliminary injunctions and permanent injunctions without the necessity of posting a bond or other security, in addition to
and without prejudice to any other rights or remedies that the parties may have for a breach of the “Resolution of Disputes” section of this
Agreement.

(e) With the exception of Your agreement to waive any right to a jury trial or to participate in a class action, if any other provision in this RESOLUTION
OF DISPUTES section is held to be illegal, invalid or unenforceable, such provision shall be fully severable, the RESOLUTION OF DISPUTES section shall be
construed and enforced as if such illegal, invalid or unenforceable provision had never comprised a part of this section, and the remaining provisions of
this section shall remain in full force and effect. Furthermore, in lieu of such illegal, invalid or unenforceable provision, there shall be added
automatically as part of the RESOLUTION OF DISPUTES section a legal, valid and enforceable provision as similar as possible to the former provision.

LIMITATION OF TIME PERIOD TO COMMENCE ANY DISPUTE:
Regardless of any statute of limitations or law to the contrary, and to maximum extent permitted by applicable law, any Dispute arising out of or related
to the Websites, the Service, or this Agreement must be filed within six (6) months after the date in which the incident giving rise to the Dispute occurred; provided that, if the
substantive law applicable to the arbitration prohibits the parties from agreeing to this limitations period, then the limitations period under the
applicable substantive law shall control. The failure of a party to file an arbitration claim within the applicable limitations period shall constitute a
waiver by that party of its right to bring such a claim relating to any Dispute in any form, and a complete bar to any claim based on any Dispute, and the
arbitrator shall not have jurisdiction to make a determination for a party that has not brought its Dispute for determination within the applicable
limitations period.

ENTIRE AGREEMENT AND WAIVER:
This Agreement and Our Privacy Policy, and any subsequent written revisions, comprise the entire agreement between You and Us regarding the use of the
Websites and the Service, superseding any prior oral or written agreements or communications between You and Us related to the use of the Websites or
Service (including, but not limited to, any prior versions of this Agreement). No usage of trade or other regular practice or method of dealing between You
and Us will be used to modify, interpret, supplement or alter in any manner any express terms of this Agreement. No waiver of any provision of this
Agreement or any rights or obligations under this Agreement will be effective, except when done in a writing signed by the party granting the waiver, and
any waiver will be effective only in the specific instance and for the specific purpose stated in that writing.

SEVERABILITY:
If any provision of this Agreement is held invalid, the remainder of this Agreement will continue in full force and effect.

You certify that You have read and that You agree to be bound by the terms and conditions in this Agreement and our Privacy Policy.
Date of Last Revision To Agreement: November 5, 2013

Terms and Conditions of Purchase

All purchases are subject to the following terms and conditions, and both You and Us hereby agree as follows:

The current Subscriber and renewal rates offered by CatholicMingle.com are available on the subscription page. Current Subscribers can view
their subscription plan including any applicable renewal rate and period on the Account Information page.

The TERMS AND CONDITIONS OF SERVICE to which You and We agreed also are part of this purchase agreement, and they are incorporated into this agreement as
if set forth in their entirety. Please consult the TERMS AND CONDITIONS OF SERVICE if you have any questions. Among other provisions, please note the
following: THIS AGREEMENT REQUIRES THE BINDING ARBITRATION OF ANY AND ALL DISPUTES, AS STATED IN THE "RESOLUTION OF DISPUTES" SECTION OF THE TERMS AND
CONDITIONS OF SERVICE (OTHER THAN CERTAIN SPECIFIED INTELLECTUAL PROPERTY DISPUTES DEFINED THEREIN, AND CLAIMS THAT MAY BE ADJUDICATED IN SMALL CLAIMS
COURT), WHICH YOU SHOULD READ IN ITS ENTIRETY. YOU UNDERSTAND THAT THIS IS LEGALLY BINDING AND AGREE TO ABIDE BY THESE TERMS. YOU EXPRESSLY AGREE WITH US
THAT THAT ANY DISPUTE MAY ONLY BE RESOLVED THROUGH AN INDIVIDUAL ARBITRATION BETWEEN YOU AND US, AND SHALL NOT BE BROUGHT AS A CLASS ARBITRATION, A CLASS
ACTION, OR ANY OTHER REPRESENTATIVE PROCEEDING.

Additional terms and conditions:

All purchases are final. No refund will be given for unused portions of your subscription period.

CatholicMingle.com guarantees that mail sent by Purchaser will be processed by the CatholicMingle.com system and sent to the recipient's mailbox on the CatholicMingle.com system. Notwithstanding, CatholicMingle.com does not guarantee receipt by or a response from the recipient nor does it make any other promises or warranties of any kind.

Purchaser hereby agrees that subscription privileges are non-refundable in the event that Purchaser chooses to suspend or cancel his/her membership. Furthermore, no refund will be made in the event of termination of Purchaser's membership due to a violation of the
Terms and Conditions of Service
as outlined therein. In that respect, Purchaser hereby agrees that offensive behavior towards other members or use of foul language in the chat room, emails to members or in Purchaser's profile will constitute sufficient grounds for such termination of Purchaser's membership by CatholicMingle.com.

All disputes resulting from the purchases, communication privileges or any other purchase made within the CatholicMingle.com website shall be brought to a binding arbitration in accordance with the provisions in the RESOLUTION OF DISPUTES section of the website.s Terms and Conditions of Service.

By submitting this purchase, Purchaser hereby acknowledges, agrees and authorizes CatholicMingle.com to renew Purchaser's subscription, automatically, at the guaranteed renewal rate and for the period of time that applies to the purchase option chosen by Purchaser, until such time as Purchaser instructs CatholicMingle.com to stop the renewals. Renewals can be stopped by logging in as a member and clicking on
"Your Account"
or by going to: Cancel Subscription.
Once a cancellation is submitted, your subscription will not be renewed after the current period. You will not be eligible for a prorated refund of any remaining time on the current subscription period.

If you are awarded a "Gift Membership for a Friend" that membership may only be used by someone other than yourself. Gift Memberships expire one year after their grant date. All terms and conditions contained on the award or subscription page or in any applicable award email apply. Please contact Customer Service for further details.

Cookie Policy

We use data collection devices such as "cookies" on certain pages of our Websites. "Cookies" are small files placed on your device that assist us in
providing customized services. We offer certain features that are only available through the use of a "cookie." These cookies are essential in order to
enable you to move around the website and use its features.

In addition, we place cookies that collect information about how you use our website. These cookies aggregate anonymous information regarding how visitors
use our site so that we can improve how our website works. For example, it will let us know which pages visitors go to the most or if our visitors are
seeing an error page on our site. We also place cookies to remember the choices you make on our site so that we can provide you with a more enhanced and
personalized experience.

Cookies can also help us provide information which is targeted to your interests. We use this information to determine our members' demographics,
interests, and behavior to better understand and serve you and our community. This information may include the URL of the website that you visited prior to
our Website (whether this is on our site or not), the URL of the website you next go to (whether this URL is on our site or not), what browser you are
using, and your Internet Protocol ("IP") address.

Most of our cookies are "session cookies", meaning that they are automatically deleted from your device at the end of a session. However, some cookies are
persistent. This means that those cookies are stored on your device in between your sessions so that we can remember your preferences and choices.

You are always free to decline our cookies if your browser permits. To do this look in the Tools or Preference menu option for your browser. You can also
look at the Help menu to learn more information about your specific browser and how it manages cookies. Disabling cookies will restrict your use of our
site and affect the way in which it operates.

We use a third party advertising company to serve ads on our behalf across the Internet. That advertising company may also collect anonymous information
about your visits to our Websites. This is primarily accomplished through the use of a technology device, commonly referred to as a Web beacon, cookie or
an action tag, which is placed on various Web pages within our Websites or in an HTML e-mail that allows the third party advertising company to collect
anonymous information. There may also be a number of services offered by external service providers that help you use our Websites. If you choose to use
these optional services, and in the course of doing so, disclose information to the external service providers, and/or grant them permission to collect
information about you, then their use of your information is governed by their privacy policies, if any.

Notwithstanding any other provision in this policy, in visiting this site, a third-party advertiser (or its partners) may place or recognize a unique
cookie on your browser. These cookies enable more customized ads, content or services to be provided to you. To trigger these cookies, we may pass an
encrypted or “hashed” (non-human readable) identifier corresponding to your email address to a Web advertising partner, who may place a cookie
on your computer. No personally identifiable information is on, or is connected to, these cookies. To opt-out of these cookies, please go to http://www.privacychoice.org/companies or http://www.aboutads.info/choices.

By visiting or using the Websites, you may have access to certain third party functionalities and applications that may use tracking technologies to
enhance your experience, and provide services and content to you. One of these technologies is a Flash cookie that is embedded in the Adobe Flash Player,
which is a web tool that allows rapid development of dynamic content. Adobe Flash cookies may be used in certain situations where we use Flash to provide
some content such as video clips or animation and to remember settings, preferences and usage. They are similar to browser cookies (as described herein)
but are managed through a different interface than the one provided by your web browser. You may access Flash management tools from Adobe’s web site directly at http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager06.html. Please note that if you reject all or some
cookies, you may not be able to take full advantage of all offerings on the Website or those that require you to “sign in.”