TIP! If an item truly costs more than you have to spend, don’t use a credit card to buy it. While it is okay to use your card for something that you know you will be able to afford to pay in the near future, you should avoid impulse and high-ticket purchases until you can […]

TIP! Always report any fraudulent charges that you notice on your credit cards as soon as possible. When you do that, you will give the credit company a good chance of making sure the thief is caught. Everyone should have one credit card simply to build good credit and learn basic money-management skills. Understanding the […]

TIP! Before closing a credit account, be sure that you understand how that will affect your credit score. Sometimes closing credit cards can leave negative marks on credit reports and that should be avoided. Some people fear getting credit cards because of the problems associated with them. You do not need to be afraid of […]