easyfinancial provides personal loans of $500 to $15,000 with terms of 9 to 60 months. We get you cash fast with a simple 15-minute application process and easy decision within 30 minutes or less. We provide flexible payment options and absolutely no hidden fees.

Mashoka is a journalist for the London Press and the National Post, currently specializing in finance, business and technology.

In a country that owns the bragging rights to having the highest household debt of any G7 nation – and with a glaring need for loan options, personal lender easyfinancial steps in to help those Canadians who have been turned away by big banks.

Product Offering

Canadian residents (Not Quebec)
At least 18 years old
Minimum net income of $1200 per month
No bankruptcies: (has to be discharged for at least six months, as well as any consumer proposal.
Cannot be in credit counseling.

What you need to provide

2 recent pay stubs
Last 30 days of banking information
1 recent bill addressed to your current home
2 pieces of government photo ID

How fast can you get the money

1 day or more

Funding method

Direct bank deposit
Prepaid credit card
Mailed cheque

How does repayment work

every 2 weeks, twice per month, monthly
In branch or by automatic withdrawal

Interest rates displayed on this website are expressed as Annual Percentage Rate (APR). Interest rates are provided by lenders and are not guaranteed or enforced by Smarter Loans. Interest rates will vary depending on each applicant's credit history, debt level and other circumstances.