Commercial Checking Account

An account analysis compares the value of monthly balances versus the cost of monthly activity charges on a commercial account. An earnings credit allowance is computed using the average monthly collected balance less a 10% reserve requirement and is used to offset or reduce analysis activity charges each month. The earnings credit rate is based on current market rates and subject to change.

Transfers from a Business Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle; a fee of $10.00 will be charged for each additional debit transaction in excess of six, regardless of balance.

Imaged monthly account statement

Business Savings Account

Minimum opening deposit - $500

No monthly maintenance fee with a $500 minimum daily balance

Tiered interest rate structure

Transfers from a Business Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per calendar month; a fee of $3.00 will be charged for each additional debit transaction in excess of six, regardless of balance.

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