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Tuesday, 25 October 2016

balance your books and break the "poor student" stereotype

This post may contain stuff and things (any TWD enthusiasts out there see what I did?) that aren't usually found on your usual fashion blog. Let's talk about money, or better, not having money. I think that many of us do count our coins when the month is getting to the finish line and I don't believe it's something embarassing or too private to talk about. You put your own boundaries with everyone and with every topic, so talking about money shouldn't be such a fuss. As a fashion enthusiast and like just like other people, I also spend money and earn money. I don't have and have never had anything just given to me. Every thing I've ever had and have is because I've worked for it. Now you may seem I'm talking about some fine things like a yacht, a lambo, a legit Chanel purse...No, I'm actually talking about the roof over my head, the bills, the clothes, the stuff and things again. And as a student, I know what it's like to be broke or in debt. And to guide you away from that path, there are easy and simple ways to keep track of your incomings and outgoings. Don't be shy, give it a try and let's see, maybe you'll be able to afford a lambo by next year!

When you are trying to save money, going on a night out, let alone a travel adventure around the world can seem very unlikely. In fact, it can seem a lot like you don't get to have much of a life at all. But is this the case? If you are watching the pennies, do you have to sit at home in front of the TV with a cuppa, or can you still get out and do things? Read on to discover the answer.

Incomings and Outgoings

It really doesn't matter how much or little money you have. The key to being in control of your moola is knowing what is coming in and what is going out. If you can make these two figures balance, then you are winning. Remember that not many people can actually make this work. That is why there are credit cards and short term loans (which I'd advise to stay away unless you have a solid work position)!

Once you have finished congratulating yourself for not going into the red every month, then you need to look at what money you have left over. That money needs to be divided between savings, clothes and going out and doing stuff. Which might not leave too much in the wallet for a big night out or a weekend away. But there are things that we can do to raise a little cash here and there.

Festival Work

If it is in the summer, why not volunteer at a festival? You get the benefit of being to take in the fun atmosphere and talk to all the revellers. You also get time off when you are there so you can go and catch some of the bands. With most festivals, you get free entry, and some even pay you for being there. So not only are you getting to go out, but you are making money too. The perfect solution!

Sell Your Stuff

Unfortunately, it's not always summer or festival time. So what can you do then? Well, how about taking a look at some of the items you already have?

Have you got anything that is valuable that is just gathering dust? Then what better way to pay for a new item that you want or a weekend away than by selling it?

Companies like Luxury Buyers specialise in purchasing second-hand high-end items. So they will be able to give you a fair valuation for your goods. Or you can try your luck on one of the auction sites. Just remember if you need the money quickly, then you should try a shorter auction or a 'buy it now' listing.

Weekend Work

Another social and quick way to make some money is to get yourself a weekend job. Yes, I know working at the weekend is the last thing that you want to do if you have worked all week. But you could try working in a bar or a restaurant where there is social atmosphere?

Ok, it's not exactly like going on a night out, but it's better than sitting at home. This type of work also pays great tips too, so you have the chance of making ever more money if you are good.