Prosper Money Market Account Details

Balance requirements are calculated three business days before the end of the deposit statement period. The combined balance is calculated by adding the current balance of all eligible accounts. Eligible accounts for the combined balance option include personal checking, savings, certificates of deposit, money markets, IRAs and outstanding personal loans. Excludes mortgages and credit cards. All other fees apply.

Higher interest rate:Earn a higher interest rate when linked to an active personal checking account. An active personal checking account is defined as having at least one customer initiated transaction every 30 days.

Withdrawals and transfers:This account allows six total withdrawals and transfers each calendar month or statement cycle. Withdrawals and transfers include, but are not limited to: bill payments, telephone transfers, ACH payments, drafts, checks and point of sale transactions. Excess transaction fees apply if limit is exceeded. Unlimited complimentary Umpqua ATM and in-store withdrawals.

Checks deposited:Your first 50 checks deposited per monthly cycle are complimentary, $0.25 per check after that.