Pay yourself first. That’s the advice from many finance gurus. It’s even written about in legendary books like “The Richest Man in Babylon”. By the way that’s a great book you should definitely read! The main message is: A part of all you earn is yours to keep. My take away

Wealth is an interesting topic for many of us. Let’s be honest… there’s no mistaking a wealthy person, right? Maybe they’re rolling around in a Lambo, or you drive past a monster-looking 8 bedroom waterfront mansion and think “Man, they must be loaded!” Maybe it’s the guy in the

The cost of housing in Australia is ridiculous!!! At least, it is if you believe all the crap you see in the media. Perhaps I’m in the lucky (unlucky?) situation, living in Perth, where house prices are around the same levels they were 10 years ago. Now I will agree,

I hope you’ve found some motivation after last week’s post. If you haven’t… well you’re in luck. Today you’ll find out how to grow your wealth faster than a billionaire! If that’s not motivating, I don’t know what is! I know it sounds like click-bait. Either that, or I’ve lost

Let’s take a step back from the numbers this week. There is something more powerful than numbers that affects your financial freedom. That something, is your motivation. I’m not going to get all fluffy and spiritual on you, but I think it’s worth thinking about how to boost motivation. If

How did you go with that calculator from last week’s article? In case you missed it, here it is… Early Retirement Calculator. Hopefully it helped you see how your savings rate is the magic ingredient to financial independence. Bumping up your savings percentage can pull forward your freedom date by

Today, it’s personal! The time has come for a bit of nitty gritty numbers on how people can earn and save their way to financial independence. We’ll look roughly at our own journey in numbers, and how the numbers really work for early retirement and Shares. Not that long ago, I

This 100k might be some of the easiest money you ever make. But don’t worry, you won’t be doing anything evil like Mr Burns! It’s not hard to do either. In fact, it’s pretty easy. This is one of the ways we’ve boosted our income over the years. This

Congratulations, you’re in business! Maybe you didn’t realise it, but you’ve been in business for a long time. That’s right. Whether we like it or not, every household is in business, the business of life. The thing with this business is, you can’t resign! You’re stuck managing this business till

We’ve been talking about investing a lot lately. Of course, investing is important. But there are some other factors that have an undeniable link to your ability to escape the rat race. Today, let’s talk about your income, and your spending. There are two schools of thought out there. One