I often talk about the similarities between being in good physical shape and good financial shape. Both of these things are something that everyone understands they should focus on if they’re going to live a better life, but it’s usually much easier to put it off until a later date.

What’s the worst thing you can do for your body that’s legal? Almost everyone will think of smoking immediately. Smoking is the worst. Other that the Vice-President of the United States, there isn’t one person in the world that doesn’t know that smoking is really bad for you.