Rural

USA Today reports that in much of the country consumers don't even have the option of purchasing an affordable "bronze plan" -- the cheapest tier of insurance available on the federal exchange:

More than half of the counties in 34 states using the federal health insurance exchange lack even a bronze plan that's affordable — by the government's own definition — for 40-year-old couples who make just a little too much for financial assistance, a USA TODAY analysis shows.

Many of these counties are in rural, less populous areas that already had limited choice and pricey plans, but many others are heavily populated, such as Bergen County, N.J., and Philadelphia and Milwaukee counties.

More than a third don't offer an affordable plan in the four tiers of coverage known as bronze, silver, gold or platinum for people buying individual plans who are 50 or older and ineligible for subsidies.

The secret to the Republicans' House majority.

The 2012 national election continues to be a puzzle. Barack Obama won reelection with a solid 51 percent of the vote, and Democrats picked up 2 Senate seats, expanding their majority to 55-45. Yet the House of Representatives remained in Republican control, 234-201, yielding the divided government we have today.