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Do you spend $4 a day on lattes, $20 a week on manicures or $50 a week on golf? Find out what those extras are costing you over the long run....including the interest you could have earned if you had instead invested the money. It's shocking!

This article on Yahoo Finance makes it clear that those seemingly small daily or weekly expenses really do add up. Granted, few people are earning 8% these days, but the shock factor of these numbers is justified. Even if you only earn 4%, you can save a ton of money investing that $25 you use to eat out every week.

What little extras have you cut out this year?

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Oxymoron02Feb 7, 2011

Since I don't like milk, just coffee, I don't indulge on $4 lattes. Large iced at most Dunks is under $2.50, and I only treat myself to a couple of those a month, only if I have the cash to spare and almost exclusively on mornings my husband has an early morning doctor's appointment and I fail to get the coffee pot going or set the timer or pour us cups in the morning hullabaloo.

While I appreciate there are better things to do with the $25 or so a month I budget for coffee out and about, my sanity would suffer greatly. I don't allow myself, nor generally want at all, a lot of the little things many people blow their money on. I've never had a manicure or a massage. I don't have a shoe obsession or particularly care about many of "the finer things" in life. It's all just stuff. My husband is the stuff person. That's why I manage the money. :)

t0tAlChA0sFeb 7, 2011

I gave up the gourmet coffees a while ago. I go for the small Mickey D's $1.00 coffee now. It just didn't seem worth it to pay $6.00 for a coffee and 9000 calories. That's 4500 calories and $3.00 a hip! lol A moment on the lips = life time on the hips! I had to do something...if ya know what I mean...lol

pss3Feb 7, 2011

We canceled our cable late last year and just have the internet. We added a netflix subscription so that brought our savings to about $45 a month. We love the netflix and see no need to ever pay for cable TV again. My husband has also started taking his lunch to work everyday...a savings of about $35 a week. I also changed our car insurance this month to another company with the same level of coverage/deductible and that saved us another $50 a month. The small changes really add up fast!