About Lakshmi Vilas Bank Personal Loan in Kolkata

If you are looking forward to the best personal loan lender, have a stop here. Lakshmi Vilas Bank provides a loan to all the eligible candidates after evaluating their profile. It helps the customers to turn their dream into reality and accomplish all their aims. The loan offered by the bank is moderately priced. Check the details below before applying.

Lakshmi Vilas Bank Personal Loan in Kolkata at a Glance

Particulars

Details

Interest Rate

11.30%

Loan amount

Minimum - ₹ 10,000Maximum - No cap

Tenure

Up to 5 years

Processing fee

0.25% of the loan amount with a minimum of ₹100 for SODs & ₹50 for demand loans

Pre- payment charges

As per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.

Documentation Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income TaxStatement of Bank Account/ Pass Book for last six months

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