The American Health Care Reform Act (the actual bill)

(Posted on 9/20/13 at 1:32 pm)

Let's examine what's actually in this bill. I may not be able to cover all parts today, so i will keep this a continuing thread and will update. Also, I am not 100% versed in bill language, so if i misinterpret, please correct me. (honest corrections, not liberal flames)

quote:an indi- 13 vidual shall not be treated as covered under a 14 health plan described in such subparagraph 15 merely because the individual receives periodic 16 hospital care or medical services for a service- 17 connected disability under any law administered 18 by the Secretary of Veterans Affairs but only if 19 the individual is not eligible to receive such care 20 or services for any condition other than a serv- 21 ice-connected disability.’’

Basically says that a service disabled vet cannot receive benefits from this act, if they are already receiving service vet benefits from the vet hospital. If hospital does not cover, then the bill will cover.

Basically the rest of these few sections cover eliminating redundant coverage.

quote:SEC. 227. PURCHASE OF HEALTH INSURANCE FROM HSA 14 ACCOUNT

Allowing HSA accounts

quote:SEC. 229. PREVENTIVE CARE PRESCRIPTION DRUG CLARI- 13 FICATION

quote:‘‘Preventive care 17 shall include prescription and over-the-counter drugs and 18 medicines which have the primary purpose of preventing 19 the onset of, further deterioration from, or complications 20 associated with chronic conditions, illnesses, or diseases.

quote:An arrangement under 9 which an individual is provided coverage restricted to 10 primary care services in exchange for a fixed peri- 11 odic fee— 12 ‘‘(A) shall not be treated as a health plan 13 for purposes of paragraph (1)(A)(ii), and 14 ‘‘(B) shall not be treated as insurance for 15 purposes of subsection (d)(2)(B).’’.

Taking a break, have to do some work, i shall continue when i get back.

quote:to participate, or receive instruc- 9 tion, in a program of physical exercise, and 10 ‘‘(iii) for membership dues in a fitness 11 club the primary purpose of which is to 12 provide access to equipment and facilities 13 for physical exercise. 14 ‘‘(B) LIMITATION.—Amounts treated as 15 medical care under subparagraph (A) shall not 16 exceed $1,000 with respect to any individual for 17 any taxable year.’’.

quote:SEC. 240. CHILD HEALTH SAVINGS ACCOUNT.

quote:—The amount taken into ac- 14 count under paragraph (1) with respect to each child 15 of the taxpayer for the taxable year shall not exceed 16 an amount equal to $3,000.

quote:any amount used to pay for an abor- 24 tion (other than an abortion described in paragraph B[quote]

[quote]an abortion— 6 ‘‘(I) in the case of a pregnancy 7 that is the result of an act of rape or 8 incest, or 9 ‘‘(II) in the case where a woman 10 suffers from a physical disorder, phys- 11 ical injury, or physical illness that 12 would, as certified by a physician, 13 place the woman in danger of death 14 unless an abortion is performed, in- 15 cluding a life-endangering physical 16 condition caused by or arising from 17 the pregnancy, and 18 ‘‘(ii) the treatment of any infection, 19 injury, disease, or disorder that has been 20 caused by or exacerbated by the perform- 21 ance of an abortion.’’.

quote:‘‘In applying subparagraph (B), a group health plan 13 (or a health insurance issuer with respect to health 14 insurance coverage) may vary premiums and cost- 15 sharing by up to 50 percent of the value of the bene- 16 fits under the plan (or coverage) based on participa- 17 tion (or lack of participation) in a standards-based 18 wellness program.’’.

Wow, so if you live a healthy lifestyle, you pay less. I think common sense snuck into this bill. THE HORROR!

quote:‘‘The Secretary shall provide from the 14 funds appropriated under subsection (d)(3)(A) a 15 grant of up to $5,000,000 to each State that has 16 not created a qualified high risk pool as of Sep- 17 tember 1, 2013, for the State’s costs of creation and 18 initial operation of such a pool.’’;

quote:VERIFICATION OF CITIZENSHIP OR ALIEN 4 QUALIFICATION.— 5 ‘‘(A) IN GENERAL.—Notwithstanding any 6 other provision of law, effective upon the date 7 of the enactment of this paragraph, only citi- 8 zens and nationals of the United States shall be 9 eligible to participate in a qualified high risk 10 pool that receives funds under this section.

quote:AUTHORIZATION OF APPROPRIATIONS FOR 21 FISCAL YEARS 2015 THROUGH 2023.—There are au- 22 thorized to be appropriated $2,500,000,000 for each 23 of fiscal years 2015 through 2023 which, subject to 24 paragraph (6), shall be made available for allotments 25 under subsection (b)(2).

Basically this is a monetary sum distributed for those that do not have, and need existing conditions coverage.

Basically states that buying insurance across state lines is now acceptable. The insurance plan you get must follow the state's insurance regulations. This will vastly improve health insurance coverage, IMO. and will not bankrupt our economy.

quote:‘A health insurance issuer may not offer, sell, or 12 issue individual health insurance coverage in a secondary 13 State if the State insurance commissioner does not use 14 a risk-based capital formula for the determination of cap- 15 ital and surplus requirements for all health insurance 16 issuers.

quote:STATE-BASED PORTAL.—A State (by itself or 9 jointly with other States) may contract with a private enti- 10 ty to establish a Health Plan and Provider Portal Web 11 site (referred to in this section as a ‘‘plan portal’’) for 12 the purposes of providing standardized information— 13 (1) on health insurance plans that have been 14 certified to be available for purchase in that State; 15 and 16 (2) on price and quality information on health 17 care providers (including physicians, hospitals, and 18 other health care institutions

quote:Subtitle E—Protecting the Doctor- 13 Patient Relationship14 SEC. 441. RULE OF CONSTRUCTION. 15 Nothing in this Act shall be construed to interfere 16 with the doctor-patient relationship or the practice of med- 17 icine.

quote:—Noth- 5 ing in this Act (or any amendment made by this Act) shall 6 be construed to require any health plan (including any 7 high risk pool described in section 311) to provide cov- 8 erage of or access to abortion services or to allow the Sec- 9 retary of the Treasury, the Secretary of Labor, the Sec- 10 retary of Health and Human Services, or any other Fed- 11 eral or non-Federal person or entity in implementing this 12 Act (or amendment) to require coverage of, or access to, 13 abortion services.except— 21 (A) if the pregnancy is the result of an act 22 of rape or incest; or 23 (B) in the case where a pregnant female 24 suffers from a physical disorder, physical in- 25 jury, or physical illness that would, as certified 1 by a physician, place the female in danger of 2 death unless an abortion is performed, includ- 3 ing a life-endangering physical condition caused 4 by or arising from the pregnancy itself.

Abortions will not be covered under this bill, except in life-threatening, rape or other circumstances.

quote:OPTION TO PURCHASE SEPARATE COV- 6 ERAGE OR PLAN.—Nothing in this subsection shall 7 be construed as prohibiting any non-Federal entity 8 (including an individual or a State or local govern- 9 ment) from purchasing separate coverage for abor- 10 tions for which funding is prohibited under this sub- 11 section, or a health plan that includes such abor- 12 tions, so long as such coverage or plan is paid for 13 entirely using only funds not authorized or appro- 14 priated by this Act

Basically, if you want an abortion, you must pay for it out of pocket, or have it covered by an insurance company that will pay for it. But no such funds will be contributed towards an abortion from this bill.

re: The American Health Care Reform Act (the actual bill) (Posted on 9/20/13 at 3:49 pm to BugAC)

Well, that's a summation of some highlights to the bill. Anything omitted was not intentional, and most of it was legal jargon.

But the just of the bill is to

1) Provide funding to those who need coverage for pre-existing conditions. 2) Open up insurance purchasing across state lines. 3) Health Savings Accounts are the model for this bill. And rightfully so. 4) Abortions will not be covered for reimbursement, unless it is in the case of rape, life endangerement, etc... 5) Reforms medical malpractice laws. A huge contributor to medical costs.

It basically does what Obamacare should have done, and there is NO EARMARKS. I challenge anyone to find an earmark to that bill.

It does not force anyone to do anything they do not want to do. It does not give the government more power. It does not hinder economic growth.

It does give the individual the freedom to pick and choose which insurance provider they want, and forces the insurance companies to compete with each other thus lowering costs to me and you.

re: The American Health Care Reform Act (the actual bill) (Posted on 9/20/13 at 4:00 pm to BugAC)

Basically, what is on the first linked website is what is factually in the bill.

quote:Fully repeals President Obama's health care law, eliminating billions in taxes and thousands of pages of unworkable regulations and mandates that are driving up health care costs.

Spurs competition to lower health care costs by allowing Americans to purchase health insurance across state lines and enabling small businesses to pool together and get the same buying power as large corporations.

Reforms medical malpractice laws in a commonsense way that limits trial lawyer fees and non-economic damages while maintaining strong protections for patients.

Provides tax reform that allows families and individuals to deduct health care costs, just like companies, leveling the playing field and providing all Americans with a standard deduction for health insurance.

Expands access to Health Savings Accounts (HSAs), increasing the amount of pre-tax dollars individuals can deposit into portable savings accounts to be used for health care expenses.

re: The American Health Care Reform Act (the actual bill) (Posted on 9/20/13 at 4:08 pm to Bard)

Like i said in the post in another thread, no liberal will debate this bill. And now that i posted the actual bill, they refuse to even talk about it. I'm sure next week they'll try to make up shite about it, but now we have a source to link them to.

Again, does any liberal disagree with the new bill? If so, what parts, and why?

re: The American Health Care Reform Act (the actual bill) (Posted on 9/20/13 at 4:13 pm to kaleidoscope tiger)

quote:kaleidoscope tiger

Complete repeal of Obamacare.

quote:PPACA.—Effective as of the enactment of the 7 Patient Protection and Affordable Care Act (Public Law 8 111–148), such Act is repealed, and the provisions of law 9 amended or repealed by such Act are restored or revived 10 as if such Act had not been enacted.