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5 Quick Tips To Cut Your Monthly Spending

I am always looking for different ways to keep our expenses down. But if you are not doing these things yet, you are probably pretty new at this. So if you don’t know where to look to cut your monthly spending, start with these quick tips. If you need a budget worksheet check out my Resource Library

1. Shop Around

This is an easy tip. Don’t just buy everything at one store. Pay attention to sales papers because the more expensive grocery stores can sometimes have really great sale prices. And big box stores, like Walmart, can sometimes have certain items higher priced because they know everyone assumes that they are the lowest.

But take this a step further and shop around for other things too. Like car and home insurance. Just because you have been with the same company or agent for 10 years, doesn’t mean they are the best option. Last year I switched companies and cut my bill more than in half.

Make sure to always compare prices on everything you buy and you will save a TON of money. And the grocery bill is probably the highest expense in your monthly spending because it’s the absolute easiest place to overspend.

2. Meal Plan

Knowing what you need when you walk into the store and sticking to your list can save you several hundred dollars each month. It has changed the lives of a lot of people and it can help you to cut your monthly spending starting right now.

3. Start using Ibotta

It is a free app for your phone. You browse through the rebates available at your favorite retailers (online and in store) and add them to your offers. Go do your shopping as usual. Then you take a picture of your receipt (in some cases it is through their loyalty program), and usually within minutes you have money in your account. If you use Paypal you can deposit your money every time you reach $20. If you start using this (I will also get rewards in the app if you sign up using this link) link you will automatically get $10 JUST for signing up!

4. Cut The Cord (And Anything Else Unnecessary Or Expensive!)

I’m sure you know this one. But maybe you haven’t done it yet. Get rid of cable. Trust me, it’s worth it. Between Netflix, Hulu, Amazon Video, Sling, and the many other programs that are only a few bucks a month you will save money and still get to watch just about any show or movie you want.

I got rid of DirecTV and saved $45/month by only paying for my Netflix account instead. And now I join T-Mobile and they are going to pay for my Netflix! So check out T-Mobile too, because they are offering some really great deals. Plus, I have service where I didn’t before with AT&T. Who knew?

5. Start A Budget

This is a big one. And it will take a little effort on your part. But it is the most important. You can’t cut your monthly spending if you don’t know where your money is going. So take a look at How To Start A Budget To Get Out Of Debt and get started today!

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Welcome to Living Life As A Wife
I'm Jamie, a wife of a wonderful man and a mom of an amazing little boy and beautiful baby girl. My husband and I just want to raise a happy, healthy family and enjoy our life together. Feel free to join us while I share how we work our way to all our goals of a strong, lasting marriage, while raising beautiful children.Read More…

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About Me

I'm Jamie. I'm learning to be a wife and a mom. Learning on the job is the only way to do it. Please feel free to learn with me! Read More…

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