Payments strategies 2015-2020-2030

A Finextra Community Group

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Now there’s a downer of an opening question if ever there was one to an IT sales person. All fresh faced, enthused by all the great news he had to impart and more than a dozen reasons why his company was successful and should be the vendor of choice. He had managed to secure time with all the right people in the company who would be involved in th...

It seems that more and more today, in the world of financial services technology, revolution is very much disrupting the path of evolution that we have tended to follow. Financial institutions and indeed the providers of technology on which the industry runs, continue to be under pressure to get it right and deliver technology solutions that meet t...

In my work as Solution Manager for Payments at Oracle, I've been working with banks globally on finding ways to monetize payments data. This has been a balancing act. Bank have a genuine interest in u...

I’ve written before about Bitcoin and so this time I want to move away from crypto currencies towards some of the underlying technology; specifically technology being built by Ripple Labs. Ripple is ...

I’ve written a few times on this blog about disparate payments processes within large corporations and then the benefits associated with centralising and standardising that process. One of the clear ...

The ramifactions of a cap on interchange are more profound than meets the eye As interchange revenues will inevitably dwindle, issuers now have to create new revenue opportunities. One low hanging fru...

The adoption of the ISO20022 standard as the format of choice for corporate payments has really gathered momentum. Kick-started perhaps by SEPA, it is now rapidly being used by the bigger banks for e...

Don’t be fooled by Bitcoin. It’s an early incarnation, an experiment, of something much bigger. Maybe even a new era. As of very recently – less than a generation - 100% of world wealth has a smart de...

Question to all bank CEO: Why Ýour' Bank is not encashing on their strengths and why wallets are taking birth like dime-a-dozen. Wallets would survive only in that country where cost of banking transa...

Each millionth of a second is commercially counted through HFT (high frequency trades) deals. Accompanying phenomenon of global HFT infrastructure is a commercial supremacy race. The debate on spect...