How will the PPACA Impact Individual and Small Group Premiums in the Short and Long Term?

The most common question people have about health reform is “How will I be affected?” The answer, of course, depends on the individual, as different demographic groups will be affected very differently.

This series of brief reports funded by the Robert Wood Johnson Foundation explores the effects health reform will have on consumers, state governments, the economy, and health care costs. The latest reports look at how different groups of health care consumers will be affected. In these briefs, Urban Institute researchers focus on young adults, children, seniors, and those who get their insurance from individual or small-group markets.

An additional paper examines whether health outcomes will improve for individuals and families. In this paper researchers argue that while a renewed focus on prevention, wellness, and quality is important, the expansion of coverage to 30 million previously uninsured people is the law's most important contribution to better health.