There are so many ways institutions can benefit from electronic payments. Our On-Demand solutions are a comprehensive family of card-not-present transactions that turn payments typically made with checks or ACH into interchange-generating electronic payments. Financial institutions benefit from real-time processing, cost reductions and easy implementation – as well as new income opportunities that are greater than other payment networks.

Services include:

Direct Bill Payment – A convenient way for your cardholders to pay residential services – in real time – through a biller’s Web site, telephone Voice Response Unit (VRU) or by speaking with a call center representative.

Rebates and Refunds – Billers can rebate or refund an entire or a partial debit bill payment, resulting in a faster return of funds to cardholders.

Funding – Offer cardholders the ability to make real-time funds transfers to and from accounts held at financial institutions, brokerages, mobile services providers and stored value accounts. Funds movement can be initiated via the Web, ATM, VRU and mobile channels.