My EFC was approximately 33K. NYU gave me the max in stafford loans, both subsidized and unsubsidized. If your school doesn't automatically give you the max, you can call and ask if they have a form to fill out indicating that you will not have an income once you start law school. This is usually enough to get the subsidized stafford loans.

I am under the impression that everyone (graduates) get the full subsidized and unsubsidized amounts. I did.

Not always. BU didn't give me the unsubsidized amount right off the bat because I make too much money. I had to fill out a form stating that I would have no income in law school before they would give it to me.

does anyone really know how the FAFSA affects your student loans that you qualify for?

my EFC is 42539

does that mean they expect my estimated family contribution to be $42,539 towards my living expenses for the year? how am i supposed to come up with that cash when i'm quitting my job to attend law school?

does anyone really know how the FAFSA affects your student loans that you qualify for?

my EFC is 42539

does that mean they expect my estimated family contribution to be $42,539 towards my living expenses for the year? how am i supposed to come up with that cash when i'm quitting my job to attend law school?

Loans- stafford, gradplus and private. You aren't expected to pay the EFC out of pocket, but you do have to come up with it through loans.

I'm a married nontrad with a little higher EFC than you have. I didn't get the full subsidized amount (but close to it... like 85% of it, if I remember correctly), and the rest is made up for with unsubsidized Stafford.

I'm a married nontrad with a little higher EFC than you have. I didn't get the full subsidized amount (but close to it... like 85% of it, if I remember correctly), and the rest is made up for with unsubsidized Stafford.

i'm a single nontrad. will they cut me some slack for being single?i'm still waiting for the financial award paperwork from smu

Talked to the finaid guy at SMU today and he said their total cost was something like 52k this year (includes cost of living) so if that minus your EFC is greater than 8500, you'll get the full subsidized loan amount.. the rest is unsubsidized. So I'll pretty much just take the subsidized loans. Whee.