Mar 31, 2020 • 04:30 pm ET

Dan Callahan

Good afternoon, everybody. We are going to give a one minute warning now to get everybody on that we can possibly get on, we've had a lot of interest in this call. So we'll be back in about a minute to start the webinar. Thanks for tuning in and we'll be right back with you.

All right. Thank you. Good afternoon, everybody. My name is Dan Callahan, Director of Communication at GWG Holdings. Welcome to the Fourth Quarter and Full-Year 2019 Earnings Webcast. Just as a note, we are all in the same predicament that much of our listeners, I'm sure are, where we are in separate locations, dialing in and you may have to bear with us, with background noise and maybe audio that may not be perfect, but we're in it all in this together and we'll get through this.

On the webcast with me today are Murray Holland, our President and Chief Executive Officer; and Tim Evans, our Chief Financial Officer. Following our remarks, we'll be happy to take some questions. We've been doing that through the registration process and we've got a very good variety of questions that we think will give you a lot of more information. If we don't get to one of yours, or if you have other questions out of this, feel free to contact us. There'll be a contact slide at the end of the presentation and you can e-mail us or you can call us and we'll get you an answer.

Some statements on the webcast today along with any projected financial results include forward-looking statements. They are subject to certain risks and uncertainties. Any forward-looking statements made on this webcast are made based on assumptions as of today and we make no obligation to update them as a result of new information or future events. A sample list of factors and risks that could cause actual results to be materially different from forward-looking statements can be found in our earnings release and in our most recent 10-K and 10-Q reports. Everyone, but the participants are in listen-only mode. The webcast is being recorded and will be available on our website at gwh -- gwgh.com through the Investor Relations tab.

So with that, I'll turn it over to our President and Chief Executive Officer, Murray Holland. Murray?

Murray T. Holland

Dan, thank you very much and welcome everybody to this webcast through the difficult times and circumstances. And just a warning about my technology. I'm on the East Texas at a lake house that I've got one bar cell service and there is no Internet service because it's been flooded with everybody trying to get on the Internet, so nobody get on.

In any event, welcome to our webcast for the fourth quarter and full year of 2019. The first order of business is go over our agenda. That agenda is an overview of our business continuity strategy during these times, corporate events update, GWG's role in non-correlated defensive investment portfolio, details of the