Faced with the desperate prospect of not being able to afford her own insurance and $15,000 per annum in additional specialty medication and expensive co-pays for hospital visits, Jacki could have given up. But ever the entrepreneur and optimist, she did not dwell on the failings of the U.S. healthcare system (although fail it did). Instead, Jacki realized that she would have to give her fledgling forays into fetish a full-time shot. As a seller of fetish items, Jacki had a flexibility that most nine-to-fivers would give an arm and a leg for.