Payment Security

Secure data transfer

The transactions of banking payments via wPayment are guaranteed by the banks themselves. Money is transfered between bank accounts and never leaves the bank. The data transfer is secured by SSL (Secure Sockets Layer), with the use of encryption to protect the data during their transmission via Internet.

3D Secure

Credit card transactions are supported by 3D-secure system. The safety of the credit card details of a buyer does not come to the retailers but goes directly to the bank. Credit card information transfer is made via HTTPS protocol, where the client data is encrypted so that no one except the bank can read the data. 3D – Secure is supported by the biggest card companies such as Visa and Master Card.

COMFORTPAY

Storing credit card authorization data threw service COMFORTPAY is on the bank side, retailers or wPayment do not process the data. The Bank provides only a unique identifier for the wPayment, which is than used to authorize the payments.

PCI DSS standards

The payment gateway wPayment also keeps PCI DSS standards. PCI DSS (Payment Card Industry Data Security Standard) is a set of international safety standards (norms), whose goal is to prevent the leak of cardholders sensitive data. The aim of PCI DSS is to reduce the risk of the released data, and thus their potential abuse.

Mobile operators

Payments via mobile operators are implemented by a direct connection of the wPayment to mobile operators and the authorization of transactions is solely on the mobile operators side.

wPlatba service implementation steps

Sign contract with wPlatba and get User name, Password and Partner ID.