Tag Archives: credit

Question by S.W.: Is it better to pay off and close credit card accounts or pay them down to below 50% to raise credit rating? Our morgage broker is telling us that we should pay down our multiple credit cards … Continue reading →

by USDAgov Question by Nancy R: Where can I get a loan to pay off some credit card debt without haveing to borrow against my house? I want to get a loan to pay off all my credit cards and … Continue reading →

Question by qnh026: What is the best way to Improve my Credit Score.? My score is 658 now. I have 6 open credit cards with about 20,000 balance. I do make all payments on time every month. I want to … Continue reading →

Question by Hallie: How long does is take for credit score to go back up? We recently refinanced our underwater mortgage. When applying for a car loan today, we discovered that our credit score dropped over 100 points. When we … Continue reading →

Question by kmm100: How can my husband raise his credit score quickly? He needs to raise his score a little in order for us to refinance our mortgage. He only has one credit card in his name which he doesn’t … Continue reading →

by marsmet526 Question by k: i need to get out of an arm and my credit sucks now due to my current mortgage comp. Any suggestions. HELP? I have A ARM that is going to adjust in april. I need … Continue reading →

Question by Customer: Keep 2nd Mortgage or transfer it to credit card? I have a 2nd mortgage of approximately $ 3,400. The interest is almost 8% and I have approximately 16 years left to pay on it. I know I … Continue reading →

Question by Cutman: Will negotiating credit card debt hurt my credit score? I’ve been unemployed for a couple months, and the credit card payments are starting to hurt. If I negotiate with the credit card company to reduced my debt … Continue reading →

by truliavisuals Question by Manny: can i sue chase bank for selling my mortgage with good credit during a HARP application? During my application for modification or refinancing program to get a lower rate, after 4 month back and forth … Continue reading →

by kjarrett Question by : How long a monetary judgement stays in the credit history? Is it still possible to get new credit cards and refinance the home mortgage if a monetary judgement is in your credit file? Best answer: … Continue reading →