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Re: CBS: Thousand of policy cancellations

Originally Posted by MaggieD

That's hardly the point.

Actually it IS the point of the reform. Too many people have poor policies that were devised to make money instead of paying benefits. What's the point of paying anything if it is not there when you need it?

Nearly two out of three bankruptcies stem from medical bills, and even people with health insurance face financial disaster if they experience a serious illness, a new study shows.

The study data, published online Thursday in The American Journal of Medicine, likely understate the full scope of the problem because the data were collected before the current economic crisis. In 2007, medical problems contributed to 62.1 percent of all bankruptcies. Between 2001 and 2007, the proportion of all bankruptcies attributable to medical problems rose by about 50 percent.

“The U.S. health care financing system is broken, and not only for the poor and uninsured,” the study authors wrote. “Middle-class families frequently collapse under the strain of a health care system that treats physical wounds, but often inflicts fiscal ones.”

Re: CBS: Thousand of policy cancellations

Originally Posted by iguanaman

Actually it IS the point of the reform. Too many people have poor policies that were devised to make money instead of paying benefits. What's the point of paying anything if it is not there when you need it?

Nearly two out of three bankruptcies stem from medical bills, and even people with health insurance face financial disaster if they experience a serious illness, a new study shows.

There are likely millions of people who have (had) $10,000 deductible policies. Straight deductible. No pregnancy coverage. No tests covered. No medications covered. No nothing . . . until they've spent $10,000 (or even more) of their own money. Those kinds of policies are no longer available. This insurance isn't cheaper. It can't possibly be cheaper . . . than policies with those kinds of deductibles. Those people are losing their policies. Even those with a straight $5,000 deductible are going to be paying more. They have to be . . . because they're paying for everyone else.

I support it. But to those who believed it was going to be cheaper? I'd remind them that if it looks too good to be true? It is.

Re: CBS: Thousand of policy cancellations

Originally Posted by iguanaman

Actually it IS the point of the reform. Too many people have poor policies that were devised to make money instead of paying benefits. What's the point of paying anything if it is not there when you need it?

Nearly two out of three bankruptcies stem from medical bills, and even people with health insurance face financial disaster if they experience a serious illness, a new study shows.

The ACA does nothing to stop that. Guaranteeing a plan cover maternity leave, even if you a 50-year old gay guy, does nothing but drive up the costs.

In the end, more people will lose their insurance because they can't afford the artificially high premiums, driven there by this law, than get it via the Medicaid expansion and premium subsidy offsets.

Re: CBS: Thousand of policy cancellations

Originally Posted by VanceMack

Thats a few hundred speeches telling everyone how wonderful the ACA was going to be and why they should support it.

I understand. I also understand that politics is a tricky business. In order for something to go through congress it has to have the support of 218 congressmen. That takes a little bit of wiggling, wheeling and dealing. Then it has to go through the Senate which requires 51 Senators to agree with what 218 congressmen decided. That is even trickier to accomplish.

Once the President got the convoluted bill on his desk, what is he supposed to do? Veto it? and say, "Nope". That's not good enough. It's going to make me look like a liar.

or Should he sign it into law, buy a bottle of champagne and give all of his buddies high five?

The real world is better than some of you think. Come and visit some time.

Re: CBS: Thousand of policy cancellations

Originally Posted by vasuderatorrent

I understand. I also understand that politics is a tricky business. In order for something to go through congress it has to have the support of 218 congressmen. That takes a little bit of wiggling, wheeling and dealing. Then it has to go through the Senate which requires 51 Senators to agree with what 218 congressmen decided. That is even trickier to accomplish.

Once the President got the convoluted bill on his desk, what is he supposed to do? Veto it? and say, "Nope". That's not good enough. It's going to make me look like a liar.

or Should he sign it into law, buy a bottle of champagne and give all of his buddies high five?

The real world is better than some of you think. Come and visit some time.

You keep up these conniptions to excuse and justify all things Obama and you are going to sprain something. Just remember to limber up.