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Your post says that you are looking for real estate listings. You should check out this site: http://www.bankforeclosuressale.com/. It is a leading website database that contains over two million foreclosure homes, including bank foreclosures, government foreclosures like VA homes and HUD homes, distressed properties and commercial properties that are for sale all across the nation.

All of the listings have had any outstanding liens eliminated and the title is free and clear. We also update our extensive collection of listings every day. Membership opens up the listing and reveals the contact information and a detailed property description including more photos.... more

Once a listing hits 3rd party sites like Trulia, most are already sold or have multiple offers. Nothing beats a local buyer broker who is WELL experienced in selling REO homes who can identify new listings and get you in as soon as they hit the market.... more

It really depends what's in the contract! Usually there is an inspection period....If you removed the contingencies, then you are legally obligated to close the deal....did you have a Realtor you can ask?... more

K: While it is true that CA is a Non-Recourse State, refinancing removes this protection. Again, speak directly with a CPA and Tax Lawyer about your situation!

-Steve

P.S. The CA Assoc. of Realtors supported legislation (SB 1178) that was eventually passed in the CA Senate on 6/3/10 to maintain anti-deficiency protection if one simply refinanced (no cash-out). This was later vetoed by the Governor ;-(... more

You may wish to protect yourself and any other assets you may have by consulting with an attorney who specializes in real estate beforehand; he/she can best advise as it relates to your specific situation-- if you cannot afford an attorney, contact your local Legal Aid Society and or local Bar Association, for a pro bono attorney, free--and or keep in mind that most professionals do offer a free consultation........ more

If your loan has not been approved, BofA must provide you with the denial letter that will show you the reasons for the denial. If these items can be addressed or revisited, you should do that in the interest of keeping the deal intact. Sometimes, mistakes are made or things overlooked, and a conversation with your loan officer may get to the bottom of it.

If the loan was denied due to the property/appraisal, you will need this information if you wish to continue with the seller.

As with all things in life, before correcting the problem, you must know what it is.

Let me know if I can help at any time --- either with additional perspective or with a new loan setup.