D&O policy - MASTERPLUS and MASTERPROTECTChubb Specialty Insurance

Chubb is a global leader in directors and officers liability insurance. We understand the ever-changing risks and exposures
facing executives and, backed by superior financial strength, offer comprehensive protection for them and their companies
worldwide.

MASTERPLUS - for private companies.MASTERPROTECT - for public (listed) companies.

Full policy limit available for legal representation expenses in formal investigations; no restrictions on industry-wide investigations
or on territory

Insured v insured person claims: not excluded, unless brought in the USA or based on US law (and, even then, there is cover
for defence costs and for some types of claim)

Extended reporting period (ERP) options available, including a free 6 year ERP for retired insured persons; options available
whether it is you or us who does not renew the policy

Several types of pollution claim covered

Outside directorship cover extends to any outside entity in which your company or one of your subsidiaries holds a share;
also includes directorships in US entities as long as they are not publicly traded

Newly-acquired companies: in many cases, automatically covered; acquisitions above certain thresholds must be reported to
Chubb, but then this will trigger an automatic 90 days (from acquisition) of cover

MASTERPLUS also offers:

Additional limit for loss which law or insolvency prevents your company or a subsidiary from reimbursing the insured person

Additional free limit for defence costs

Compensation for court attendance and staff disruption (subject to a sublimit)

Allocation: Chubb pays 100% of defence costs on account of an allegation made against both an insured person and your company
or a subsidiary, if both use the same lawyers

MASTERPROTECT also offers:

Public offerings and private placements outside the USA do not have to be notified to us