Top 3 Credit Card Habits Every Twenty-Something Must Have!

A lot of times, habits are formed unconsciously and easily but take maximum effort to break. However, these habits are crucial to learn early on so bad practices don’t get in the way and you can reap the benefits of them in the future; because credit card debt is way overrated…

Making timely payments is one of the best ways for consumers to build credit. Since your credit score is meant to measure how likely you are to repay debts in a timely manner, your on-time payment percentage is often one of the most highly-weighted factors used to calculate your score. Just one late payment could hurt your credit health for years.

Build An Emergency Fund

According to a February Bankrate survey, 21% of 18 to 29 year olds have more credit card debt than they have in their emergency fund. This is problematic because emergencies do happen. If you don’t have any money saved up and get into an accident or need emergency service done on your car, your inability to pay those bills could wreck havoc on your credit

About The Author

Texas raised with southern ways, transplanted into a San Diego, California daze! I have an itch for adventure and an undeniable want for leaps of faith! Looking for inspiration in each and every day and sharing a few Happy Healthy Wealthy Life Hacks I've found along the way :)
Haley Edwards-
Marketing Ninja-
The Ultimate Game of Life