Boston-based research firm Celent held its fifth annual Banking Insight & Innovation Day in Charlotte, N.C., earlier this week. Many of the 'hot topics' in the bank technology industry were discussed with enthusiasm and passion, including tablet banking, mobile wallets and financial services disruptors. Here are Bank Systems & Technology's picks for some of the most memorable and interesting quotes form the event.

1 of 5

1. Essential to Life?

We believe in five years, more people will have access to mobile phones than clean water.

—Citi Global Chief Technology Officer Yobie Benjamin, who strongly believes mobile payments and wallets are set to take over. Benjamin had several memorable lines at the Celent event, entertaining the crowd with maxims such as "Plastic is dead" and "We have not seen the power of the Internet yet."

Bryan Yurcan is associate editor for Bank Systems and Technology. He has worked in various editorial capacities for newspapers and magazines for the past 8 years. After beginning his career as a municipal and courts reporter for daily newspapers in upstate New York, Bryan has ... View Full Bio