Buying a Home

More than a mortgage provider.We are a financial partner.

Every home is a milestone. Every mortgage is a cornerstone. When you’re buying a new home, we understand that a loan is more than a tool to achieve your dreams – it’s a belief in you and the importance of your goals. Our outstanding customer service and a commitment to provide transparent communications means that Open Mortgage makes your priorities our mission. With a wide variety of lending options and a single-minded dedication to closing, we’re with you at every milestone – every step of the way.

Loan Programs

FHA Loan Program

More than half of first-time homebuyers use FHA-insured loans. Unlike conventional loans, FHA-insured loans may require lower cash investment. The cost of mortgage insurance required for a lower down-payment is passed along to the homeowner and is typically included in the monthly payment.

VA Loan Program

Loans for military veterans may be the best and least expensive available, provided you meet the service requirements for eligibility. You must have at least 90 days on active duty and have been discharged under other than dishonorable conditions. Surviving spouses may also be eligible for these benefits.

USDA Loan Program

The USDA loan program is available to everyone, and may include no money down. In order to be eligible for USDA loans, household income must meet certain guidelines and the home purchased must be located in an eligible rural area as defined by USDA.

Conventional Loan Program

Conventional loans provide many term options and are also worth consideration. Some of these loans require as little as 5% down. Our experienced loan originators will offer clear comparisons, to help make your decision easier.

Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance,
we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of
your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer
service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

About Us

Open Mortgage is a multi-channel mortgage lender. We believe that better is possible, and we are constantly striving to bring a better mortgage experience to everyone.