Frequently Asked Questions

In these uncertain times, it is more important than ever that you are insured with a trusted global insurer. Zurich is one of Ireland’s leading insurance companies, providing a wide range of commercial and personal insurance products to over 550,000 customers. We are also part of the global Zurich Financial Services Group, serving the needs of 35 million customers in more than 170 countries.

Zurich provides a wide range of business insurance products to cater for businesses of all sizes and industries.

Small Business – Shops

We provide comprehensive insurance solutions for all types of shop owners across Ireland. So whether you are the owner of a Newsagent, Boutique or Optician – together we can tailor a solution that protects your property and business investment.

Small Business – Offices

We have significant expertise in the provision of tailored insurance solutions for office proprietors, from Solicitors and Accountants to Architects and Engineers. This tailored package provides cover for Buildings, Contents, Business Interruption and optional covers, such as Personal Accident.

Medium-Size Business

Our Commercial Combined Policies are suitable for small to medium size Manufacturers, Wholesalers, Distributors and Property Owners. This extensive package includes cover for Buildings, Contents, Business Interruption, Employer’s Liability, Public and Products Liability.

Motor Fleet

Our Motor Fleet Policy offers a comprehensive motor package for businesses with five or more vehicles. For smaller business owners, our Light Commercial Vehicle Policy covers up to four vehicles. Some of the core offerings include a free 24-hour, 365-day emergency helpline, windscreen cover and personal belongings cover up to %euro;500.

Construction

Zurich has a long established presence as a global construction insurer covering prestigious projects in all corners of the globe. We have insured sports stadiums, metros, motorways, bridges and large commercial developments throughout Europe, Australia, the Middle East and Asia. We are in a position to provide insurance solutions across a wide range of construction areas including:

General Builders

Civil Engineers

Electrical/Mechanical Engineers

Formwork or Shuttering Contractors

Piling Contractors

Quarry Owners and Operators

Sand & Gravel Pit Operators

Scaffolding Contractors

Steel Erectors

Professional Indemnity

Our Professional Indemnity Insurance provides essential financial protection across a range of professions such as: Advertising/Marketing, Architect, Auctioneer, Design & Construction, Engineer, Estate Agent and IT Consultant. With limits of indemnity of up to €10 million – you can be assured that you and your business are fully protected.

Real Estate

At Zurich we have built up significant expertise in Real Estate. We are in a position to provide comprehensive, fully compliant solutions, bespoke to your requirements – whether you are a small property owner, large property investor or property management company. Our Real Estate offering extends from small single units to larger portfolios located in Ireland and the UK incorporating the following areas:

We recommend you seek advice from your broker. Depending on your business size and industry you may be able to take out a package policy which provides a range of covers under one policy (including Property, Contents, Liability and Business Interruption) or alternatively for larger businesses your broker can liaise with us to develop a tailored solution with higher limits to meet your specific business needs.

Goods in Transit

To get a business insurance quote from Zurich, we recommend you contact your nearest broker, and ask about our wide range of business insurance solutions – which can be adapted to meet your specific needs.