Our team of experts

25 years in the making

Established in 1995, we started out providing Before the Event Insurance, adding After the Event Insurance following the introduction of the Access to Justice Act in 1999. Financial & Legal clients benefit from full protection, premiums that are kept as low as possible and are commensurate with risk.

Our vision for legal expenses

“The service we receive is exceptional. Financial & Legal are always 100% committed to their clients, providing invaluable swift and professional service, going above and beyond to help. The way the team liaise with our clients is exceptional from start to finish; they deal with matters sensitively and diplomatically, which is vital at a time when clients are understandably vulnerable and have an ongoing legal case.”

Charlotte Roberts, Owner of Anglesey Insurance Services LTD

“We were looking for more than just an insurer. We wanted to work with professionals who understood our business and risks and who could see the bigger picture. With Financial and Legal we have a dedicated team, who listen to us and develop the products we need.”

True Solicitors

“Having been with a larger insurer we seemed to have become stagnant in waiting for decisions and also experienced a lack of innovation. The Financial and Legal team and their personal approach means we can now sell products with the confidence that we are providing our clients with maximum security and protection.”

Pabla and Pabla Solicitors

Underwriting our own risks

As a UK-based provider of legal expenses insurance, regulated by both the Prudential Regulation Authority and the Financial Conduct Authority, we are able to offer bespoke and specialist legal protection solutions.

Our dedicated team of professionals are based in Cheadle, Cheshire and operate throughout the UK including Scotland and Northern Ireland.

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Why we’re different

We provide the most comprehensive financial protection, enabling your clients to pursue claims without the risk of any financial loss.

Innovation is key and as such we were one of the first insurers to create flexible, competitively priced ATE and BTE insurance products.

Our team keep abreast of key industry changes and evolve our suite of products to ensure we continue delivering one of the market leading protections.

Our mission

We’ll go further to understand our customers’ needs, supporting them through continuous investment in our people and processes as we aspire to be a top-three provider of market leading legal expenses insurance and claims services.

Our vision

Drive

We are determined, honest, and relentless in helping our customers and each other.

Further

We will go further to provide the very best service. And by doing this we will further ourselves.

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Drive Further

Financial & Legal Insurance is part of Drive Further which also includes Dualdrive, MSL and Supportis.
Drive Further is a family owned collective, built upon the strong foundation left by David Garner, who initially rented out his own Renault 5 to found the business in 1984. Now owned by his son, Nick Garner, the companies provide a wide range of services to Brokers, Intermediaries, SMEs, Insurers, Solicitors and their customers.

Solvency & financial condition report (SFCR) 2018

23rd April 2019

This report covers: The business and performance of the company System and governance Risk management Valuation for solvency purposes Capital management

COVID -19 Update

Financial & Legal Insurance are following the latest government advice during this challenging time. We are committed to ensuring we keep all our colleagues safe and offer the best possible service to clients

Although we are working remotely we remain fully operational and you can continue to contact us via email, post or telephone in the usual way.

Notice to Policyholders: If you need advice or wish to make a claim, you can still contact us using the number in your policy documentation.