The Cubs finish the first half (37-55), with the second most losses in the NL.

That puts them on pace for a (65-96) campaign, meaning in all likelihood, Chicago will challenge Houston for the Central’s basement while finishing behind Pittsburgh.

Unforgivable for the major’s third highest payroll.

Changes are inevitable as the trade deadline approaches. But the direction Jim Hendry takes will be interesting.

The Cubs are seemingly without a plan, leaving us to speculate whether Hendry will trade away quality veterans or piece together minor trades in hopes of contending in 2012.

If Hendry’s to make a big-splash by making tough deals in parting with veterans such as Dempster, Garza, Marmol, Ramirez, Wood..ect…the Cubs will be asked to eat serious money…especially for Zambrano and Soriano.

If Ricketts gives the go-ahead to eat salary, at least we’ll know he’s putting his money where his mouth is–doing whatever necessary to win.

The biggest question mark, however, is Hendry’s future with the organization. Leaving Hendry’s job security up in the air makes for a desperate GM who’s bound to make desperate decisions. And that has the potential for another hot-mess season in 2012.

***

The best benefit of the All Star break is a rest for Chicago’s weary bullpen. The relievers pitched 24 innings over the recent seven-game road trip.

That, of course, has been the kind of heavy workload needed the entire first half, which is certain to take its toll over the final 70 games given the fact the Cubs are (9-30) in games started by pitchers other than Garza, Dempster and Zambrano.