If Data Has No Value, Its Theft Is Pointless

Consumer and merchant confidence in the payment network requires constant vigilance, investments and cross-industry collaboration. As more consumers shop and pay with connected devices, and commerce increasingly migrates to digital channels, the industry must invest in new standards, technologies and products. One of the best defenses is removing sensitive account data from the payment environment, putting it into a form that cannot be used by criminals for fraud. In this session we'll discuss the use of chip, tokenization and encryption technologies and how they work in tandem to secure payments.

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If Data Has No Value, Its Theft Is Pointless

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If Data Has No Value, Its Theft Is Pointless

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If Data Has No Value, Its Theft Is Pointless

Eduardo Perez

SVP Payment System Risk, Visa Inc.

Perez has been with Visa since 2002 and currently leads the Risk Strategy and Payment System Cybersecurity teams at Visa Inc. In this role, he oversees the evolution of Visa's risk strategy and execution of Visa's payment system cybersecurity programs. Notably, his group has developed and executed industry leading risk and authentication initiatives to eliminate, protect and devalue sensitive payment data and to promote the long-term integrity of the payment system. Perez has extensive experience in payment system risk and has previously led other key risk management groups within Visa, including North America and Latin America Risk Services, Global Credit Settlement Risk and Anti-Money Laundering programs as well as the development of Visa's US EMV chip roadmap. Prior to joining Visa, he was with the Federal Reserve Bank of San Francisco's Division of Banking Supervision and Regulation, where he held various positions, including Manager of the Country Analysis Unit. Perez holds the designation of Chartered Financial Analyst (CFA) and received a BA in Economics from the University of California at Berkeley and a Masters in Public Policy from Harvard University.

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