How to Create A Budget plus Printable Budget Sheets

At the end of every month Germaine and I sit down and create a new budget for the coming month.

We do what’s called a zero based budget. We assign a purpose to every dollar of our pay check on paper before the month starts. Whether saving, eliminating debt, paying bills or spending, we decide before we’re paid.

We assign a purpose to every dollar on our monthly budget sheet, then update the sheet each week as we’re paid.

There are three major sections to the sheet as you’ll see in the video. Our focus in managing our money is knowing what’s coming in and going out.

Before you watch my budgeting video, hop over to my channel and subscribe. I create new videos weekly and it’s the best way to make sure you don’t miss them.

Now, let’s take a look at how Germaine and I use our budget sheet.

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Now that you’ve watched my tutorial, let’s talk about budgets. What’s holding you back from starting or sticking with a budget?

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4 thoughts on “How to Create A Budget plus Printable Budget Sheets”

Please Pray For My Husband (Art) And I (Glee) We Are In Credit Card Debt. We Have Been Through Dave Ramsey Course, But We Both Our On SS Disability, And I Am Working As A Caregiver Part Time, But Not Making Ends Meet! We Are Hopefully Be Getting An Exchange Student In August We Get Paid For Being Host Parents! Our Car Needs To Go In The Shop And I Need Another Root Canal. Still Paying On The First Root Canal. Please Pray For Us Getting Out Of Debt And His Provision! Thank You Glee!

I really enjoy your videos…especially the finance and budgeting tutorials. Could you make a video that includes the exact amounts you use for each expense? such as how much you budget for groceries, entertainment, utilities, children, etc. I'd love to know so I could get a better idea of how much I should be allotting for each catergory. Thank you!