Contact

Edsuplan Financial Services Pty Ltd

Phone:

Head Office:

Level 1

60/1140 Nepean Highway,

Mornington Victoria 3931

By appointment only

Edsuplan Financial Services also have offices conveniently located in Malvern, only 15 minutes south of the Melbourne CBD. There is ample free parking available for clients who require or prefer in office appointments.

Services

Mortgage Reduction Strategy

Most people tend to take out a Mortgage or *home loan, then forget about it. The monthly payments go out from their accounts every month, but they probably couldn't tell you what the interest rate was if you asked!

Children's Education Savings

Growth bonds are a popular way for parents, or even grandparents, to save for their children’s, or grandchildren’s, future school or university fees.A 2008 AMP.NATSEM Report showed that the average HECS debt for university students was over $20,500.

Wealth & Assets Protection

While most people understand the importance of protecting wealth and insurance to protect their assets like their house and contents and their car, they’re often not quite so good at arranging protection for themselves and their family.

Financial Process and Packages

Whether you have short-term goals like home loan deposits, children’s education or long-term goals such as retirement planning, the team at Edsuplan will tailor a plan to suit your needs for the duration of your financial journey.

Retirement

The period leading up to retirement is crucial and key decisions need to be made now, not later. Having a sound financial plan in place, and sticking to it, is vital when it comes to achieving your financial goals.

Children's Education Savings

Growth bonds are a popular way for parents, or even grandparents, to save for their children’s, or grandchildren’s, future school or university fees (a 2008 AMP.NATSEM Report showed that the average HECS debt for university students was over $20,500).

Many people also use Growth Bonds as a means of savings lump sum fund to aid with long service leave expenses such as travel.

With an investment bond, if the investment is held for more than 10 years with no withdrawals, the investor only pays 30 per cent tax on their investment earnings regardless of their marginal tax rate. As this tax is paid within the product itself, the investor does not have to declare these investment earnings in their annual tax return.

Growth bonds are ideal for people looking for a ‘set and forget’ savings plan outside superannuation to help them achieve their long-term financial goals. Money can be accessed at any time, although dipping into the investment before the first 10 years may reduce the tax effectiveness of earnings.

Book an appointment

Our Advisors can come to your workplace or come visit us at our offices.