Administrative Law — Insurance Credit Scoring — Rules Invalidated

The Commissioner of the Office Financial & Insurance Services (OFIS) exceeded her authority by promulgating rules that ban the use of credit reports to establish discounted premiums for automobile and homeowners' insurance policies (insurance scoring).
The trial court's ruling, which permanently enjoined the commissioner from enforcing the OFIS rules, is reinstated.
Background
"MCL 500.2110a ... allows insurers to ...