Covered California

NAACP COvered California

Your Health Care ResourcesObamacare has changed the health care landscape. In the fall of 2013, Californians will have access to affordable health coverage plans through California’s new insurance marketplace – Covered California. In 2014, California’s Medi-Cal program will be expanded to an additional 1.4 million people who will qualify for free and low-cost health care coverage.Below are some options to help you learn about and enroll in existing low-cost and no-cost health care.Even those who are healthy today know that they need health insurance just in case. No one can predict when he or she will get sick or have an accident. With the average cost of a three-day hospital stay priced at $30,000, it doesn't make sense to take the gamble of going without health insurance, particularly if you can find it at an affordable price. Covered California will offer a range of health plans so you can choose the one that best meets your financial and health needs.What does health insurance cover?

Today, there is a wide range of health insurance policies offering different benefits and access to different doctors, hospitals or other providers. Starting in 2014, all health insurance plans will share some common characteristics. The federal Affordable Care Act now requires that all health plans offered in the individual and small group markets must provide a comprehensive package of items and services, known as Essential Health Benefits. These benefits fit into the following 10 categories: