This program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported, covered operations consist of your scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate or host. In addition, coverage is provided for your registrations, meetings, concession stand operations, parades in which you participate, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops for those sports and age groups reported to us.

Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be provided based on Class A or Class B classifications.

​*Contact us regarding our new program designed specifically for adult soccer teams, leagues and associations.

Sports Groups that are affiliated with the following organizations are Not eligible for this program.

-

American Amateur Baseball Congress/AABC

-

Dixie Youth Baseball

-

American Youth Football

-

Pop Warner

-

Babe Ruth/Cal Ripken Baseball

-

Soccer Association for Youth, USA (SAY Soccer)

-

Babe Ruth Softball

-

U.S. Youth Soccer Association

-

Dixie Boys Baseball

-

USA Water Polo

-

Dixie Softball

-

World Adult Kickball Association (WAKA®)

Coverages Available

Commercial General Liability

Optional Coverages

-

Bodily Injury & Property Damage

-

Directors' and Officers' Liability including Employment

-

Medical Payments for Participants (not available for all sports)

Practices Liability and NEW Cyber Privacy and Client

-

Personal & Advertising Injury

Identity Theft endorsement

-

Medical Expense (other than participants)

-

Equipment and Contents (Inland Marine)

-

Damage To Premises Rented to You

-

Hosted Tournament Coverage

-

Products-Completed Operations

-

Premises Liability for Sports Fields

-

Legal Liability to Participants (not available for all sports)

-

Abuse, Molestation, Harassment or Sexual Conduct Defense

-

Hired Auto and Employers Nonownership Liability (not

Cost Reimbursement Coverage

provided while in Hawaii)

-

Sexual Abuse or Sexual Molestation Liability

-

Professional Liability (not available for all sports)

Program Features

Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.

Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.

Notable Exclusions

-

24-hour premises liability

-

Fungi or Bacteria

-

Abuse, Molestation, harassment or sexual conduct

-

Haunted Attractions

-

All operations listed as ineligible

-

Lead

-

Amusement Devices (e.g.: rides, slides, inflatables,

-

Non-rostered participants at tournaments

bungees, climbing walls, or dunk tanks)

hosted by the insured

-

Asbestos

-

Operation, ownership, or management of any athletic field

-

Baby-Sitting/Child Care Services

or facility, other than while being used for covered activities

-

Carnivals/Festivals

-

Outside vendors/concessionaires in conjunction with your

-

Concerts

organization

-

Cryogenic chambers/therapy

-

Sport Events/Activities involving participants in sports other

-

Employment-Related Practices

than those reported and for whom a premium has been paid

-

Events involving Gambling (e.g.: bingo, casino nights,

-

Transportation of Athletes/Participants

poker, Texas hold'em tournaments)

-

Violation of statutes that govern e-mails, faxes, phone

-

Events where alcohol is furnished or served​

calls or other methods of sending materials or information

-​

Fireworks

​

​

​

​

Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:

Coronavirus COVID-19 Information: To any of our customers currently facing a financial hardship, please contact us. NY policyholders: Please read thisNoticeregarding certain rights available to affected New York policyholders as a result of the COVID‑19 pandemic.