It is easier to manage your finances better when you understand the bank fees from TCF Bank. TCF Bank fees are established to cover a number of different bank account types and bank account transactions. By knowing what TCF bank fees are in advance of choosing a new bank checking account or savings account consumers can make informed decisions on which account best serves their budget and needs.

The following list includes TCF Bank fees for some of the most common charges incurred on a bank checking and savings accounts.

TCF Bank overdraft fee is $37.00 per item.
The TCF Bank returned item fee is $37.00 per item.
The overdraft fee combined with the returned item fee is limited to 5 per day.

TCF Bank ATM fees:
TCF Bank account holders are charged an access fee at bank owned ATMs to access a TCF account.
The TCF Bank ATM fee for using another bank’s ATM is $3.00 per withdrawal, $5.00 for withdrawals outside of the U.S. and $2.00 per balance inquiry.

The stop payment fee at TCF Bank is $35.00 per request for up to 6 months.

There is no account closing fee on TCF Bank checking and savings accounts.

Returned deposit item fee is $20.00 per item.

Wire transfers fee at TCB Bank includes a $30.00 charge for outgoing domestic wire transfers, $15.00 for incoming wire transfers, $50.00 for outgoing international transfers and $15.00 for incoming international wire transfers. The bank also charges a fee of $5.00 for telephone confirmation of any incoming wires.

A money order fee for current TCF Bank account holders is $5.00 each.

Notary service is provided free for account holders.

TCF Bank imposes a dormant account fee of $10.00 per month for checking accounts if there is no activity on the bank account for a period of 365 consecutive days.

Reasonable efforts are made to maintain accurate data, however all bank fees and charges are subject to change at any time. TCF may also change, increase, or add to their fees as permitted in the individual account contract. Always verify the current bank account information prior to opening an account.

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