From The Oprah & Friends Radio Show with Jean Chatzky, 22 April 2008 Go Green, Live Rich: 50 Simple Ways to Save the Earth and Get Rich Trying by David Bach and Hillary Rosner Let David Bach show you a whole new way to prosper—by going green. Internationally renowned financial expert and bestselling author David Bach has always urged readers to put their financial lives in line with their values. But what if your values are a cleaner and greener earth? Most people think that “going green” is an expensive choice they can’t afford. Bach is here to say that you can have both: a life in line with your green values and a million dollars in the bank. Go Green, Live Rich outlines fifty ways to make your life, your home, your shopping, and your finances greener—and get rich trying. From driving the right car to making your home energy smart, Bach offers ways to improve the environment while you spend less, save more, earn more, and pay fewer taxes. Best of all, he shows you exactly how to take advantage of the “green wave” in personal finance without the difficult work of evaluating individual stocks. What’s more, he will get you thinking about a green business of your own so you can help the world along as it is changing for the better. David Bach is on a mission to teach the world that you can live a great life by living a green life. With Go Green, Live Rich, you can live in line with your eco-values on the road to financial freedom. Customer Rating: Read Reviews Tags: David, Bach, and, Hillary, Rosner, , Go, Green,, Live, Rich:, 50, Simple, Ways, to, Save, the, Earth, and, Get, Rich, Trying, Social Bookmarking Excerpted from:David Bach – Go Green, Live Rich: 50 Simple Ways to Save the Earth and Get Rich...

From The Oprah & Friends Radio Show with Jean Chatzky, 11 April 2008 Home Rich: Increasing the Value of the Biggest Investment of Your Life by Gerri Willis Your home is the single most valuable thing you can own, yet making it pay can intimidate and confuse even the savviest investor. Now, in an indispensable new book, finance expert Gerri Willis leads you step-by-step through the entire experience of buying, maintaining, and selling a home, and shows you how to come out ahead–maybe even way ahead. Americans used to raise their families in one place, knowing that their homes would someday make them wealthy. These days, on average, people spend just nine years in a house; it’s become a medium-term investment in a volatile real estate market. Home Rich is the first book that offers simple rules specifically designed for this brave new world of home buying and selling. Here are the ways to maximize your profit, from the time you get the keys to the time you hand them over. • before you buy: Learn about the best and safest loans available, how to finance and refinance them, and how to pick the right real estate agent (watch out for the “dual agency,” when one agent represents both buyer and seller). • buy right: Understand what size home you need and can afford (it’s the features and the fit, not the square footage), and check out location, location, location (a school system is a tip-off to a growing neighborhood). • keep up your investment: Make a checklist by season to determine maintenance expenses and find out how to protect against monster storms, mold, and vermin. • upgrade in ways that count: Be practical (an updated kitchen beats a Jacuzzi), discover the new green improvements, and plant the best trees and shrubs for your zone (landscaping can add 6 to 7 percent to the value of a home). • sell right: Inspect and repair, clear and clean, then set the correct price, advertise, and field the offers. Home Rich addresses the needs of homeowners in all regions and at all income levels, featuring helpful case histories, practical charts, and clear instructions. Gerri Willis has written a comprehensive, reader-friendly guide for creating a special personal space that you will love living in–and that others will also value and happily pay for when the time comes for you to sell. Customer Rating: Read Reviews Tags: Gerri, Willis, Home, Rich:, Increasing, the, Value, of, the, Biggest, Investment, of, Your, Life, real, estate, nate, berkus, peter, walsh, clutter, organize, organizing, stuff, marianne, williamson, maya, angelou, spouse, issues, unemployment, instability, divorce, jean, chatzky, finances,...

First I heard about this topic from RichDad Insiders. Then I heard it again and again from different sources… most interesting story’s have been when Mike Maloney is talking… Today I would like to share with you two graphs:M3 (money offering) of US Dollar:Source: Seeking AlphaM3 (money offering) of EURO:Source: European Central BankWhat we see here?Basically we see here that there is today 20% more US dollars and 12% more EUROs in circulation than one year ago!!!Both of graphs show how many percents more currency is in circulation compared to a year ago. To be honest both currencies have lost more value as these percents because central banks have sold at the same time also their assets – so there is less and less assets backing the same number of currency. Read the original post: Printing money by Federal Reserve in US and European Central Bank in...

By Barbara Hagenbaugh, USA TODAY WASHINGTON — U.S. teenagers are making little headway when it comes to financial literacy, a survey out Wednesday shows. High school seniors on average answered 52.4% of a 30-question financial survey correctly. That was up from 52.3% when the survey was last conducted two years ago but down from 57% in 1997, the first year for the survey, according to the Jump$tart Coalition for Personal Financial Literacy.”Financial literacy is still a very significant problem. It doesn’t seem to be getting any better,” says Lewis Mandell, a professor at SUNY Buffalo School of Management who oversaw the survey, which was conducted in December and January. It includes topics such as investing and managing personal finances. He said the lack of knowledge was troubling given that today’s high school seniors likely will be more responsible for their own financial well-being when they retire given trends away from company pension plans and an uncertain future for Social Security benefits. But the study suggests students are unprepared for such a task, Mandell says. In one question, only 14.2% of the students correctly answered that stocks would have the best growth potential for money over an 18-year period. That was the lowest percentage in the survey’s history. “In the 21st century, the only person you can really count on is yourself,” he says. The results of the survey taken by 5,775 high school seniors in 37 states were unveiled at a news conference in the boardroom at the Federal Reserve. Fed Chairman Ben Bernanke called improving financial education “vital to the future of our economy.” Survey details: • White students answered an average 55% of the questions correctly vs. 44.7% for blacks and 46.8% for Hispanics. The gap between whites and blacks was the widest in the survey’s history. • Students from families with incomes of $80,000 or greater answered 55.6% of the questions correctly on average vs. 48.5% for those with incomes less than $20,000. The gap between the two income groups was also the largest in the history of the survey. • Nearly 17% of the seniors had taken a money management or personal finance class, down from 20% in 2004. Surprisingly, students who had taken a class actually fared worse than those who did not. Students, however, who had played a stock market game, in which they used play money to pick stocks, fared better than students who had not participated. • There was little difference in financial literacy based on gender. Boys on average answered 52.6% of the questions correctly vs. 52.3% for girls. Students aren’t the only whose financial literacy is lacking. In a...

Few days ago a wrote the story “Silver is going up 🙂“. But probably you are not so interested that somebody is getting richer, but more like how is somebody doing it… So I would like to share with you the background story what I had go trough to buy this silver…First I got the idea…Many times I heard Robert T. Kiyosaki talking about Silver… First time when I heard it, I was like ok… and did nothing. When I heard it again and again I got more interested about Silver… but I didn’t find ways to buy Silver here in Estonia… Finally when I visited New York in end of 2006 @ The Real Estate Wealth Expo (as volunteer for RichDad company) I met also Mike Maloney because he was with hes companion out at the fair. Normally they sell Silver & Gold through their web page, but as I live in Europe and they only deliver in US I convinced them to sell me some Silver right away. But I was there with my small bag (which I carried as hand baggage in air plain), so I couldn’t buy much anyway. Second problem which I had was that I didn’t had enough cash with me… so we made a deal that on the second day I will bring some cash and they bring me some Silver. Then I had to get the cash… For me it was obvious that I can go to ATM and take it with my bank card… but it was not so simple at all. In Estonia it’s possible to get from ATM pretty big amounts, but in US most of ATM only allowed to take 50 or 100 USD max. So I searched in Manhattan some bank offices where I could take bigger amounts at once… Finally using all my three bank cards (and three different ATM machines) I got the amount out what I needed… and I got my first Silver in the next Day 🙂 This part was more or less not so hard… but I wanted more… so I did some research here in Estonia and found two companies which could deliver Silver for me. BUT there were problems… they have to add VAT (18%) to the price. OK, I figured out that I could buy Silver to my company and get the VAT back from Tax Office. BUT then there was second, much bigger problem… they would sell me Silver but wouldn’t buy it back. The reason was that one of these companies sells Silver mostly as gifts and second as material for production companies and they have...

I feel good… Why? Because I listened 2008 Predictions video – Part 4 of 4 in the beginning of this year at richdad.com. Also I read often Mike Maloney’s web page GoldSilver.com I also have bought some silver and one ounce of gold in 2006… But the Best thing what I did was buying more silver @ 14th of January 2008… Do you remember the story Why I sold my rent condo? What it has to do with this story? On 14th of January I put all this money into silver… and silver has gone up from that day approximately 18%. Unfortunately in European Union its not good idea to buy silver as metal because of VAT which would be added and because of poor opportunities to sell it later… so I had to buy it as index stock (SLV is the symbol). But SLV follows the price of real silver quite good...

I just received a Google Alert that pointed me to the Ron Paul for President site where they’ve posted part four of Robert’s 2008 prediction video. This clearly demonstrates the power of social networking. Read the rest here: Prediction Video #4 Posted on Ron Paul’s...