Retirement Planning

We can assist you to prepare for retirement by helping you to restructure and more effectively organise your assets to optimise their long term after-tax income benefits.

If you are looking for a tax effective wealth accumulation strategy that provides flexibility and control of your retirement investment affairs then a CCA Financial Planners Retirement Income Plan could be for you.

A personally tailored Retirement Income Plan prepared by us will provide you with a comprehensive document that clearly sets down the actions you will need to take to tax-effectively structure your income in retirement. These include:-

Strategies to optimise the structure of your Superannuation account balances and personal assets, for income tax purposes;

Recommendations on the type and structure of your Superannuation Pensions and a projection of your income streams in retirement;

Assessment of your eligibility to access Centrelink Benefits;

Assessment of the impact of Income Tax, Reasonable Benefits Limits and Superannuation Surcharge on your retirement income and capital;

A review of the Estate Planning implications of the structure of your retirement capital.

Don't Hear it From Us

Ally Wardlow

"Thank you for taking my call today, and apologies for catching you while you had another call waiting! As mentioned, I just wanted to say a huge thank you to you and your team at CCA Financial Planners for your recent donation to our Livelihoods and Economic Empowerment program! As mentioned, last year World Vision was able to grant over 1 million loans to families with More...

January 2017

Rose Kennedy

"Thanks to Dennis Jones Lloyd and I are moving into our retirement with excitement and confidence. Dennis was recommended to us by our Son at a time when we were either side of mid – fifties approximately four years ago. We realized that retirement was going to be necessary for us sooner than we had anticipated and we were financially unprepared." More...

5th Sep 2016

Lindy Kulpa

"I would like to take this opportunity to thank you and your team for helping me through a very difficult time. Having taken your advice with Income insurance over many years I had only ever considered it a safety measure and didn’t dream I would actually need it. I would have no hesitation in recommending CCA Financial Planners to my friends, family and colleagues." More...