Can prevent checks from being returned unpaid, therefore saving you additional charges from the merchant collection companies and saves you the embarrassment of an inadvertent overdrawn check

$4.00
service fee per transaction

There is a limit of six (6) overdraft transfers per month

Funds must be available in the savings account in order to be transferred.

This is not a line of credit but simply a method of electronically transferring funds from your Savings Accounts to cover any overdraft checks. If there are not sufficient funds in the savings account or you have overdrawn six (6) times, the checks will not clear and will be declared as non-sufficient funds in the account.