Fiscal
Opportunities on the net -
Rules I play by
Read this section thoroughly - it
represents 10+ years of "been there - done that" and here's how
to play in this arena. If you get through this informational section and
still want to invest in net stuff, here is
the stuff I invest in. I make my living entirely off of internet
programs; in fact we live in Mexico now using an FM-3 permit which does
not allow me to work in Mexico so I HAVE to make my living off of these
programs. This site is
a global sharing of information and strategies of those of us
participating in different programs found on the net we use to increase
our income. These are not MY programs but things others around the world
have brought to my attention, that I have joined , and I make my income
with . Be wary of big brother who claims that virtually all programs on
the net are ponzi's and will bust you for promoting them if he so
chooses. Been there and done that also. Big brother" calls it
"illegally promoting ponzi and pyramid schemes" if we show you
a program that has a referral fee associated with it. Doesn't
matter if it is legit or not. However it is rare to find a
program that does NOT have a referral fee associated with it. Programs
that offer you a referral fee without you having to join them or pay a
fee for that privilege cannot be considered illegal by big brother. Get
more info on this issue here.

Ironically
some MLM's ARE registered with SEC and DO have referral fees associated
with them also, but then it is legal to promote these. Gifting
Clubs, although having legal laws behind them, are for most part
considered an illegal activity to promote by SEC and FED. You can join
them, but you can get the ax and an expensive lawsuit for recruiting
others. I no longer do gifting clubs, but primarily because gifting
clubs hurt others downstream. You may win a round or two up front but
SOMEONE downstream will pay for your increase. Just say NO to gifting
clubs of any nature, kind, type, or sort.

Intervention
by governments have driven the upfront useful information of many of the
HYIP investment programs further into the caves; because once they find
them they freeze their bank accounts so they can't pay out; they
intimidate their ISP's and webhosts so their websites get shutdown, they
hire shills to stir up trouble and complain in forums and have
them send complaint letters to governmental offices - all in hopes
of making the opportunity then appear to be a scam and removing the
opportunity from the peons to keep us broke. This is our
government at work. It is my opinion consumer fraud protection has
little to do with it anymore; although there is a great need for
such considering the many programs that DO turn out to be scams on the
net. The real mission however, appears to be to keep
the money away from the have nots. It's all part of the new "World
Order" being put in place by the "Illuminati" and the
first step is to break the people financially. In reality the net is
doing a pretty good job of policing itself against scammers; many
websites and other informative newslists are available which
keep you abreast of which programs are probably scams. Go to here
to see some of those sources.

Posting
disclaimer statements and warning pages on your websites and in your
newsletters offers you NO protection against SEC's incarceration. And
they will come after you if you have a website or just tell others via
email or newlist newsletters. We are beyond what's right at this point
in time; our governments have become bully's and waste our money on
keeping information from us instead of helping us.

If you enter
into any of the programs on the net, it is of your own choosing;
realizing HYIP's is an arena of high risk for most of the programs
found. I do NOT offer investment advice. I only share with
you what I do, which has come to me from others doing the same all
around the world. I charge nothing for what I share with others, even if
I have paid for that information from others. It would be presumptuous to assume ALL programs
and opportunities are going to reward you with a return; some will
fail due to the nature and volatility of this arena. But, sow enough
seeds and many will grow. Protection lies in a simple strategy; go
wide with little bits seeded in the best programs you choose to enter.
NO BIG SPENDS in any one program! Our philosophy and gameplan to
create income in this internet arena is simple and has been
working in spite of the many program failures. Overall black ink is the
mission here and is attainable IF you follow the rules laid down by the
more seasoned. A good gameplan is to develop a $2k to $4k
/month income by funding a total of 10 or more different programs
paying out 5% to 15% a month each with a total of $30,000 to $40,000
invested over the course of several years. And weight your investments
more towards programs that pay 6% to 8% to 10%/mo. We have discovered that
the real stuff lies in the 6-12%/month programs; with some exceptions
going to 20-25%. The 1.5%-5% daily pays are just pure ponzi's and will
rob you blind. They are not real. DON'T play with them. Look in the
rating forums and you will see hundreds of these there and none of them
more than a month or two old and most of them LESS than a month
old. I prefer the monthly pays. To expect a
program with an annual payout promise to still be around at the end of
that year is optimism.

RULE #ONE!!! -
DON'T FUND NEWBIES except with a minimum to
get your foot in the door if they are closing to new membership.Don't
put your money in ANY program that offers only an e-gold number to
do a spend to and a yahoo, ziplip, hushmail, or hotmail address as the
only means of communication with them. These programs IF they have a
website will usually have a FREE website from Homestead, Tri-pod,
Geo-Cities, etc. Your chances of turning a profit with these
ops are very very bad - there have been hundreds of failed programs using this agenda. This goes for most
ALL of what we call quick "in and outs" also, but can also
apply to very professional looking websites that give you virtually NO
contact point information.

Only
invest or participate in programs that give you a phone number to speak
with and a fax number and a program manager's name to deal with as
well as a snail mail address and place of doing business from. Or at least
make sure your sponsor or someone upline has this information or don't
participate.

I
normally will not fund any program that does not have a track record of
at least 6 months to a year or more. Some I
will join with a minimal spend and watch them over the course of the
next several months; if they are still around I will then add little
bits to them as I gain confidence in them. I don't fund ANY ground
floor opportunities, and I don't fund things that come to me from people
I don't know.

Rule Two - Regarding
trades and programs involving trades.
Don't go
fishing where you ought not to be fishing. This
advice comes from my mentor. I can't emphasize the
importance of this strong enough. Let
me say a couple words about doing so-called 'due diligence' on paper
trades. IF the little investor understood even a fraction of what
this is all about, they would know that DD is not something that can be
done on these. If you are coming in with 10MM, you will be able to
satisfy yourself about legitimacy with irrefutable proof, because you
will deal directly with the paperwork of the trade itself -- paperwork
that even your own intermediary does not get to see. Sometimes an
investor with 1MM is lucky to be able to get a sole sig account and be
privy to more info -- but it is not the norm. As for the rest of
us? Forget it. If you think you have to dig and snoop and
post on DD boards, then get OUT of this arena. Let me spell
it out: this business is a PRIVATE sector. There are no
public registries, no BBB listings, no bankers or brokers who will
confirm anything, nada, zero, zilch. All that can happen by
snooping is that you yourself will be cut out from the action, at best.
At worst, your digging will get the trade shut down in its tracks.
Hopefully, not by the SEC, but by more friendly entities, and you will
at least get your money back. For the small investor, this
business is based on trust and personal relationships: you know
me, I know "A", "A" knows "B", who works
with manager "C", who knows the trade facilitator
"D", who knows the trader"E". I don't
necessarily know anyone else in the line. I may be lucky to meet
"B" or even the facilitator, but it is unlikely, in most
cases. "B" doesn't necessarily know the facilitator.
So, you see, there is often only one on one relations on up the line.
This is why we hope we can determine that we have a very short line, but
your questions should only be asked of your immediate information
provider. You SHOULD not be trying to fish around upstream.
It only spells trouble. Also consider bank trading programs that offer
100% return per week or per month rarely if EVER come to fruition. I can
count on half of one hand (the samll half) the trading programs that
ever paid out from the many, many that I funded. Not to be confused with
stock trading or forex trading programs - just stick with a 8-12% return
program and it should work.

THREE
- don't put all your eggs in one basket; diversify a little money
into a lot of areas so if one venture goes sour you still have the
others intact to produce income. Some will go sour! If
you don't enter this arena intending to fund many different things
overall before you are done; you shouldn't be playing here at all - you
will get burned. Funding two to three things with large amounts is
suicide; just like it is in the stock market. Focus on the overall
" plan"; not on a program or two.

Personally
I keep 10-12 or more things funded well, KNOWING that three or four of them will
probably go down and disappear. With that many funded, it allows you
enough extra to find others to replace the ones that go down. This IS a
continual replacement process if you want to remain in black ink.

Build your program list
up to no less then ten good programs, it may take time but this is the proper way.
Do not, I repeat, do NOT, lay your faith on a single program or two.
It will destroy you and make you bitter and blind in this arena. Always
lay your faith on the "big plan" not on a program, this
is where the market splits into two groups of people, one ruled by
broken faith the other group led by laying their faith on "the
plan" and not on a program. If you lay your
faith, hope or belief on a program and it does not work, this intangible
decision you have made with your will leads to destruction of your
attitude, finances, personal well being and your sense of fairness. If
your faith is destroyed or damaged you will lay a damaged faith on the
next program you look at, or a damaged belief or a damaged hope and you
will not find your way to investing with a good feeling and you will
start missing the programs that pay. If this is the case, when a
program messes up, you can see why some turn bitter. I like to say to my
members, if it is on your mind and it is starting to bug you, it is time
to move on to another program. If you want a good attitude and
lots of success, get your mind off the investments you're in and get
focused on your plan.

"The Plan" is
to eventually fund 10 plus programs, and as soon as some pay out widen
your programs to up to 20 or more. Your faith in "the plan"
then matures and grows stronger as the overall financial picture,
including wins and losses, balances and produces positive cash flow.
The programs themselves individually are not the focus except to
try and do as much due diligence as possible so you enter the best 10 to
20
that are paying and have the longest track records. It's too easy to
want to put ten or twenty grand into a couple programs and be done with
it; but it is much safer to fund $500 to a grand in twenty different
programs that are considered the best programs. Then when one or two or
three or four fail; it's no big deal. Concentrate on the "plan" not
the "programs".

FOUR - recoup your seed money from any one venture as soon as possible.
Take your seed money back when you reach 2-1 or 3-1. Remain vested with
THEIR money and not yours from that point on. Too
many programs have started out fine, we get comfortable with them and
start putting extra money in before the returns from the last spends
come back and then they fail. Don't reinvest more before you have
been paid back - no matter how long it takes. A good rule I follow
is to take my seed money back as soon as possible and only keep
reinvesting half of the payout proceeds with each cycle.

FIVE - don't let large amounts accumulate; take smaller profits often and
you will see REAL money. Even
from the most stable programs; take funds back often. Taking small
amounts of profit along the way versus letting a larger amount
accumulate before a program goes sour will allow you to see real money
instead of missing out on what you thought you had.

SIX - don't jump into new programs right
away. I know;
"ground floor opportunity, be the first to establish your downline,
first in gets the worm". Wrong! Truth is, MANY
programs never make it through launch. Why would you waste your
time promoting a credit card scheme for example that had a month and a
half to go before you could ever sign someone up for it and probably 2-3
months before they could ever see a card they could use; if they ever
did. I've been in some programs for over a year that have
YET to launch. The facts?? If it's good this week it will be good
next week or a month or three months from now. Let the program
establish a payout history with good customer service before
putting money into them. With some exceptions, I don't join ANY new programs
right off the bat. If they are still around in another month and
everyone who is in them is happy with the program, then it's time to
take another look at it. Greed will suck your time and money
up rapidly; read my lips! NO NEWBIES, NO GROUND FLOOR
OPPORTUNITIES!!!

SEVEN
- MORE on newbie programs - don't put large amounts of money into newbie programs no matter how
good they look or how well they come recommended. Time is of
essence. Make the programs establish track records of paying out several
months to a year before sticking three and four digit amounts in them. I
can name many programs last year who paid out for three or four months
and then disappeared. Just as everyone got comfortable with them and
started putting some real money into them; they disappeared. Continue
using the same strategy of recouping seed money asap and building your
kitty with half the profits each time the program pays out; and putting
half the profits into your pocket each payout. Small profits in lots of
programs beats a big loss in a single program or two.

EIGHT - Set a limit on how
much you are willing to put into any one program. My limit is that I
will fund a program until it produces $1k/month and I will NOT put any
more money into that program no matter how good it sounds, no matter how
long it has been around, no matter how much it is touted. DON'T DO
IT! Set your limit and stick with it. I have lost very
significant sums into programs I felt were ROCK SOLID. They disappeared
without a trace. Without this particular rule, I would be out in the
streets begging just like many I give money to.

Nine - anticipate some rough water ahead and weather it while the
administrative end of some programs catches up with the trading and
sign-ups as enrollments escalate. Most
programs with small admins have no concept of how many people can enter
a program off the net in a short period of time. It doesn't take long to
get in a real pickle admin wise. And remember, only fund programs
that have real contact people; like real phone and fax numbers to
communicate with, real snail mail addresses and places of business.
DON'T do business when the program gives you only an e-gold account
number to do a spend to and a ziplip, hushmail, hotmail, or yahoo
address as the only means of communicating with them.

We prefer
programs that earn you a return on your investment WITHOUT the necessity
of sponsoring others; in fact that's the primary issue of why SEC wants
to shut them down - referral pyramids, and even though many are not; SEC
uses that as an excuse to crucify them anyway.

Be sure to
read our FAQ (frequently asked questions), "preambles",
and "Must Reading" sections at the left for risk warnings and
how to apply strategies so you end up with an overall portfolio that
produces black ink instead of red. The internet arena works at
producing income for those willing to apply the rules above, but it is a
vicious minefield for the uneducated and the "I'll do it my wayers".

A
good philosophy to apply in this arena is best described by Alexander Graham Bell 1847-1922, Inventor
and Teacher of the Deaf:
"When one door closes
another one opens; but we so often look so long and so regretfully
upon the closed door, that we do not see the ones which open for
us."