In a welcome change, the US Government is actually making it easier to get into annuities earlier, which is great for consumers. Buying longevity insurance or annuities is best when the contracts have time to mature, accrue, and accumulate.

But unfortunately, rules previously made it difficult to access your 401K until you were retired, meaning [...]

This older article from Smart Money immediately caught my eye as a fresh look at common advice and information regularly preached to retirees. The problem with standard advice is that it often relates to the “average” person. No one is average- everyone is unique and watered down tips aren’t a fit for everyone.

Longevity insurance is perhaps one of the best ways to protect against outliving your income. We have long advocated this strategy when combined with fixed income from Secondary Market Annuities as the most efficient way to lock in guaranteed lifetime income available in he marketplace today. See this Prior Post [...]

Determining this best time to commence Social Security benefits can be a chore for individuals and advisors alike to figure out. But Annuity Ace is please to offer its readers and customers a FREE social security analysis report from Social Security Solutions. Rather than guesstimate benefits, I purchased a professional license to [...]

Today I’m highlighting an insightful article from the NY Times on the state of our economy- as banks continue to stockpile cash and not lend, we fall deeper into a deflationary trap, while simultaneously running massive inflationary risks. Huh? How’s that possible?

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