Card on File Benefits

Keeping your BECU debit card on file with your favorite merchants, apps and bills simplifies your life. Each time you pay, your stored card information will be applied, saving the need to re-enter the card information manually.

Consider adding your card on file with online retailers such as Uber, iTunes, Amazon, Netflix, Spotify, and many more.

What you'll need:

Log into your retailer account or app of choice

Add your card information and save it

Add your billing information

Start using your card without typing it in each time you make a purchase

Digital Wallets

Digital wallets let you make purchases in-store without ever reaching for your debit card. They offer a secure, simpler and faster way to pay, giving you peace of mind. In 2017, 37% of merchants accepted digital wallets, and that number will only rise as this feature gains in popularity.

Overdraft service should not be viewed as an encouragement to overdraw your account. We encourage you to manage your finances in a responsible manner. An overdraft can occur in your deposit accounts in several ways such as when there are not sufficient fund in your accounts upon (1) the payment of checks, electronic funds transfers, or other withdrawal requests; (2) payments authorized by you; (3) the return of unpaid items deposited to your account; (4) assessment of fees; or (5) when deposited items or no yet available or finally paid, also called “uncollected funds”. We are not obligated to pay any item or payment request presented to your account if your accounts do not contain sufficient funds. BECU may or may not pay an item at our sole discretion. BECU does not include available overdraft amounts in the balance provided by a teller, at the ATM or Point of Sale (POS) debit card transaction, or through Telephone or Online Banking. Optional Courtesy Pay for Checking Accounts in a non-contractual service which is available to individually/jointly owned accounts in good standing. The Overdrawn amount in your account plus any Overdraft Fee that you owe us will be due immediately and payable on demand.

Optional Courtesy Pay for Checking Accounts in a non-contractual service which is available to individually/jointly owned accounts in good standing. We reserve the right to discontinue this service without prior notice.

Optional Courtesy Pay Overdraft Service for Debit Card Transactions in a non-contractual service which is available to individually/jointly owned accounts in good standing. We reserve the right to discontinue this service without prior notice.

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