Canada is recognized for providing its citizens with public health care services. Although Canada provides its citizens with basic health insurance needs, there are many services that are not publically funded. Responsibility is placed on Canadians to fund many health-related services. Government health insurance plans generally do not cover expenses such as dental care, prescription drugs, vision care, preferred hospital accommodations, or registered specialists and therapists.

This is the main reason why supplemental health insurance is important to have. With a private health insurance policy, you are providing yourself and your family with the proper health coverage needed to account for many unforeseen expenses that are not covered by a government plan.