I have appraised real estate for various organizations, including HUD,
VA, mortgage companies, banks, and individuals since 1972. I have been qualified as an expert witness in Federal Bankruptcy Court and the Cities of Newport News and Hampton and the surrounding
communities. I have been a review appraiser for HUD and various lenders. I have appraised and reviewed condominiums, townhouses, duplexes, single-family residences, and vacant land. I am currently
appraising and reviewing residential properties full time for various organizations including VA and FHA and numerous lending institutions.

EDUCATION:

Two years business administration at Thomas Nelson Community College,
Hampton, VA.

Graduate of the Realtors Institute, University of Virginia School of
General Studies, Charlottesville, VA.

Single Family FNMA/FHLMC Workshop Covering the URAR, Appraisal
Institute, 1986

Fannie Mae/Freddie Mac UAD Dataset Review, 2011

Introduction to Green Buildings, 2013

Quality Assurance in Residential Appraising, 2012

Numerous seminars and lectures concerning residential
appraising

Annual recertification Training, Veterans Administration and US Dept.
of HUD

EMPLOYMENT
BACKGROUND:

1977 to present-

Owner of and full time real estate appraiser with Mitchell &
Associates, Realtors in Newport News, VA. My activity involves all types of residential appraisal and review work. I am currently on the VA and FHA appraisal panels.

Senior Residential Appraiser and member of the Appraisal Institute,
Member of the Newport News-Hampton Board of Realtors, Member of the Real Estate Information Network, VA Association of Realtors, National Association of Realtors and Realtors National Marketing
Institute. I served on the regional Ethics and Counseling Panel, the Candidate Guidance Committee and Experience Review Committee of the Appraisal Institute and have graded Demonstration Reports for
the Appraisal Institute. Designations include: SRA-Senior Residential Appraiser, the Appraisal Institute; CRS-Certified Residential Specialist, Realtors National Marketing Institute; GRI-Graduate of
the Realtors Institute and VA Certified residential real estate appraiser.