Contact

Edsuplan Financial Services Pty Ltd

Phone:

Head Office:

Level 1

60/1140 Nepean Highway,

Mornington Victoria 3931

By appointment only

Edsuplan Financial Services also have offices conveniently located in Malvern, only 15 minutes south of the Melbourne CBD. There is ample free parking available for clients who require or prefer in office appointments.

Services

Financial Process and Packages

Whether you have short-term goals like home loan deposits, children’s education or long-term goals such as retirement planning, the team at Edsuplan will tailor a plan to suit your needs for the duration of your financial journey.

Wealth & Assets Protection

While most people understand the importance of protecting wealth and insurance to protect their assets like their house and contents and their car, they’re often not quite so good at arranging protection for themselves and their family.

Retirement

The period leading up to retirement is crucial and key decisions need to be made now, not later. Having a sound financial plan in place, and sticking to it, is vital when it comes to achieving your financial goals.

Children's Education Savings

Growth bonds are a popular way for parents, or even grandparents, to save for their children’s, or grandchildren’s, future school or university fees.A 2008 AMP.NATSEM Report showed that the average HECS debt for university students was over $20,500.

Mortgage Reduction Strategy

Most people tend to take out a Mortgage or *home loan, then forget about it. The monthly payments go out from their accounts every month, but they probably couldn't tell you what the interest rate was if you asked!

Retirement

The period leading up to retirement is crucial and key decisions need to be made now, not later. Having a sound financial plan in place, and sticking to it, is vital when it comes to achieving your financial goals.

But it’s also just as important to regularly review your plan to make sure that it still meets your personal needs.Your super plan has helped you build your retirement savings. Now you probably have many questions, such as how to invest the lump sum that you’re likely to receive from your employer when you stop full time work. How to get adequate, regular income...and how you may be able to maximise Centrelink benefits?

What we hear from most people approaching retirement is: ‘I hope my money will last’ and ‘will I be able to live the life I want?’

As financial planners, we can answer your questions, look at your individual situation, discuss what you have in mind for the future and how best to achieve these goals. We also have access to products and services from other leading fund managers as well as AMP

Aged pension age

From 1 July 2017, the qualifying age for Age Pension will increase from 65 to 65.5 years. The qualifying age for Age Pension will then rise by 6 months every 2 years, reaching 67 by 1 July 2023.

These changes will be introduced 4 years after women's qualifying age for Age Pension has reached 65, under existing rules.The table below shows the gradual increase in women's qualifying age for Age Pension over the period leading up to 1 July 2013, and then the increase in qualifying age for both men and women from 1 July 2017.

Born

Women eligible for Age Pension at age

Men eligible for Age Pension at age

From 1 July 1944 and 31 December 1945

63.5

65

From 1 January 1946 and 30 June 1947

64

65

From 1 July 1947 and 31 December 1948

64.5

65

From 1 January 1949 to 30 June 1952

65

65

From 1 July 1952 to 31 December 1953

65.5

65.5

From 1 January 1954 to 30 June 1955

66

66

From 1 July 1955 to 31 December 1956

66.5

66.5

From 1 January 1957

67

67

Book an appointment

Our Advisors can come to your workplace or come visit us at our offices.