As soon as you drop tables you find that making nicely formated and accessible forms is not that simple. There are many discussed methods to achieve this and there will always be something to argue about them. Having said that I present you here with a solution that in most of the cases works for me. I hope you find this useful.

GOALS:
There were a couple of things I had in mind when creating this form, first of all the code would have to be valid XHTML, clean semantic and well formated. This would need to have a good balance between accessibility and flexibility to make it portable and easy to style. This way you have more chances to easily copy and modify to adjust to different needs.