Business Loans

A New Approach to Financing Your Business: A Personal Asset Loan.

It’s different and unconventional but it’s getting a lot of buzz as a creative financing solution.

Zillidy has been featured in:

Zillidy bases its loans on the value of the personal asset used as collateral, not on your credit score or financial history. We make loans using the following as collateral:

Precious Metals

Diamonds

Jewelry

Luxury Watches

Don’t have any of the assets listed above? Does your company have Accounts Receivable from strong customers? If so, we can provide your business funding through Eldridge Capital.

Watch How Zillidy Works For Business Owners

If your wealth is tied up in assets but you need cash today for your business, Zillidy could be the right solution for you.

With Zillidy, you can unlock the value of your personal assets to meet your business cash flow requirements.

Similar to using your home as collateral using a home equity line of credit, you can now tap the equity in your personal assets by borrowing against your luxury jewelry, gemstones, precious metals, diamonds, luxury watches and gold.

But unlike a line of credit, you never have to worry about your personal or business credit being impacted or deal with the bank’s intrusive diligence process.

What our clients say:

“This is a really great service and offers such flexibility for whatever “zillion” reasons one is looking for liquidity. This was the most straightforward transaction I have been involved with. I will sure give Zillidy as a reference to anyone with assets who are short on cash.” – Leslie ($7,500 loan against diamond ring)

“It was the easiest thing I ever did. I didn’t need to liquidate the diamonds. I didn’t have to transfer ownership. It was just a loan using the diamonds as collateral.” – Ian (Toronto) $80,000 loan

“I have recommended you to friends of mine. I am so glad I found you first as I feel so comfortable with you holding my items. I wouldn’t trust anyone else to do that.” – Gail (Halifax) $5,000 loan

Why use Zillidy instead of credit cards?

Many small business owners use credit cards to fund working capital shortfalls or quick cash flow requirements. This may be a quick fix but it’s expensive and damaging to keep a credit card balance.

Using credit cards impacts your credit record.

For long periods of time into the future, anyone doing a credit check will see your debt ratio is high and your credit availability low. This will make it difficult for your business to get the bank financing it needs to grow, jeopardize your ability to attract investors, and impact your personal credit and ability to get a mortgage.