Archive for February, 2008

Very Important: If the company has two or more than two directors, at least two of them must be present at the bank interview.

Once you arrive the HSBC SME Centre, you should:

inform the receptionist of your arrival

give him the name of your company

then you would wait for the bank manager to meet you. When the manager is available, he would lead you to his office, and ask you for a copy of the incorporation documents

Notice the stack of documents fastened by a binder clip in your package that have the words “CERTIFIED TRUE COPY” on them. Give the manager the documents.

If you could not find the documents, you should call us, and we would immediately issue another set of certified documents to you for the purpose of account application.

Afterward, the manager would ask for your identification documents, residential proof, and business proof. He would also ask you a few questions and enter the information into the computer. At the end of the interview, he would print out some forms and ask you to sign it. After you sign the forms, the manager would submit the information to another centralized service centre for approval. If your application fulfills all the requirements, your account would be approved and activated immediately

If your application is approved, the manager would give you a banking package. Otherwise he may also give you the package without an activated account. If certain documents were missing, you could mail the manager the missing documents later after the meeting, and he would re-submit the application to the service centre for reconsideration.

Could you forward the link where we could download/see the company registration status.

XXXXXXXX LIMITED is a pre-formed shelf company. Therefore, the Certificate of Incorporation is already in the package. What you need to check is who are the directors and shareholders of the company. You can check the company by going to the Companies Registry website here: Companies Registry Electronic Search Service

Enter the system as an unregistered user

Type in the full name of the company, and then â€œSearchâ€

Locate â€œImage Recordâ€, click on â€œGoâ€

click the button â€œProceed to Document Indexâ€

select â€œLast 3 Yearsâ€, click â€œGoâ€

The documents of interest are FSC1 Return of Allotments and FD1 Notification of First Secretary and Director

Add the documents to the shopping cart

Have your credit card ready, follow the direction of the site to pay and download the documents.

The HSBC Causeway Bay SME Centre (green balloon on the map) is located on the 23rd floor of the Causeway Bay Plaza Two. It takes about ten minutes to walk from our office (red balloon) to the SME Centre, or about 3 minutes from the Causeway Bay MTR station exit C (purple balloon).

The Causeway Bay Plaza Two has two sections: a commercial building and a shopping mall. The SME centre is located in the commercial building, not in the shopping mall. The entrance of the building is on the Percival Street. The service branch, where the tellers and ATM machines are located, is in the shopping mall. Be sure you enter the commercial building first. After the account application is approved, you then come down and use the ATM at the branch.

The address and travel direction of the HSBC SME Centre are shown here:

As we have already consistently completed the incorporation process (that is, registering a new company, obtaining the Business Registration, and making the company kit) within 6 working days after we receive the signed documents, therefore, we have decided to enhance our performance target to 6 working days.

Combined with our on-line automatic document generation system, which can create incorporation documents in just a few minutes, our customers will definitely have more time to do business than their competitors will - obviously an unfair advantage over the competition.

(Please note that the 6 working days performance target reflects our performance and is not a term of our service)

The following instruction is written for the bank account application at the HSBC Causeway Bay Plaza 2 SME Centre.

If you can provide sufficient residential proof and business proof, the bank will approve the application of the business bank account for your new company:

The bank account and ATM card become operational immediately.

The online e-banking account becomes operational in 10 days to 2 weeks

The bank representative would give you a package. The items that require your immediate attention are the ATM card envelope, and the sealed ATM card password envelope.

When you are in front of the bank representative

unseal the ATM card envelope

sign at the back of the ATM card

sign a paper and acknowledge that you have received the ATM card

put the card in your wallet

Put the package in your briefcase or in a bag

After that you leave the SME centre and go down stair to the ground floor. A HSBC branch is located in the same building but on the second floor of the plaza:

Make a right turn after you leave the lobby of the building

Locate the escalator at the corner of the building

Use the escalator to move to the second floor

You will find the HSBC branch right in front of you. Enter the branch and you will notice:

A group of ATMs on your right hand side

A group of automatic cash and cheque deposit machines on your left hand side

You need to change the PIN of your ATM card, so

Line up to use the ATM

Unseal the envelope that contains the password of the card

Come up with a new password

When it is your turn to use the ATM

Insert the card into the machine

Enter the password as indicated on the envelope

Select the language as requested by the machine

Locate “Other Services”, which is on the lower right hand side of the screen, and press the button next to it (not on the screen, this is no touch-screen)

Locate “Change PIN”, which is on the left hand side of the screen, and press the button next to it

Enter the new password

The machine will ask you to confirm the new password by re-entering the new password

After the password is successfully changed, take the card by pressing the red cancel button

Remember to pick up the card (This is important!)

So after you have successfully changed the password, you can go home. If you want to deposit cash into the account, follow the instruction here:

Remember the automatic deposit machine on your left hand side when you entered the branch? Now they are at your back.

Line up to use the deposit machine

Insert card

The machine will not ask you for password. It will eject the card after finishing reading the card

Pick up the ATM card after the machine ejects it

Insert money notes into the machine. You can see a flashing light that shows you the slot that accepts money notes

After you are done, print the receipt. That is.

Sometime the machine does not accept certain notes, probably because there are wrinkles on them, or they are fake. You can retry the automatic deposit by re-inserting the card and re-start the whole process again. Or you can deposit the money by going to the human teller counters.