[…] Another strike against the 401k plan that I have is that my investment options are very limited. I’m pretty certain that I could do better picking out mutual funds on my own rather than being stuck picking from a handful of investment options that I’ve never even heard of. That’s not a knock against my employer — it’s just another gripe I have towards for John Hancock. […]

Don’t ever do any business with John Honcock!
Imagine being charged over 1% for a money market account that would barely give you 2%!

This is their least fee! It’s a high way robbery company that sells annuities and NOT mutual fund shares! Whatever you buy is called ‘unit’ and not ‘share’ and each unit cost more than a share plus the fees!

And when you try to take YOUR money out, they would charge you more coz you are taking their lifeline away!