As we get deeper into the calendar year of 2018, bankruptcies are at an all-time high for the retail sector. In fact, in 2018 store closing are expected to be up 30% and cross over 10,000 retail stores that will close this year. There isn’t a person you run across today who won’t admit that online companies are killing brick and mortar. Even if your company says they will reorganize their debt and not officially lay everyone off, it’s probably time you make some smart financial moves now to get your personal financial plan in place. Make sure you take care of all of your health items- Health insurance is one of the biggest things to be thinking about if your company is filing bankruptcy. What you want to understand is what will be happening with your company benefits. If you do lose your job, do you understand the COBRA rules and the costs? Do you understand what the ...

Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Oxygen Financial is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice.

This site is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact Kestra IS Compliance Department at 512-697-6000.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. Kestra IS and Kestra AS makes no representation as to the completeness or accuracy of information provided at these web sites. Nor is Kestra IS and Kestra AS liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.