We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

THE FHA IN MINNESOTA

FHA loans have been helping
Minnesota residents since 1934

A licensed
Minnesota
FHA Lender

can offer you a better loan including:

Low down payments
(if any)

24 Hour Pre-Approval

Low closing
costs

Easier credit
qualifying

48 hour Streamline
Refinancing

Minnesota First Time Home Buyer Loan

This FHA loan program was created to help
increase homeownership. The FHA program
makes buying a home easier and less expensive
than any other types of real estate mortgage
home loan programs

When buying a home, almost every lender
will want to know where your down payment
came from. If someone in your family is
helping you with that down payment, it is
called a Gift of Equity, a
special FHA loan program.

Minnesota FHA Refinance to a Lower
Rate

Lowering your monthly mortgage payment
is easier than ever as mortgage
interest rates continue to set new
record lows almost every week for
more than two month.

An FHA Debt Consolidation
Loan can change your life,
and we can connect you to an
FHA Home Lending expert to talk
over your financial situation
so you’re not left to figure
out everything completely on
your own.

Minnesota FHA
Home Loan

How it works:

√ Determine
the type of FHA Government
Loanthat best fits your needs.

√ Complete an easy 2 minute
application form.

√ We will
forward your application to one and only oneFHA Approved
Lender who can best help you based upon:

The type of loan you requested

Your down-payment (if purchase
loan)

The location (State) your property
is located

Your credit history

The best rate available for your
loan

√ An
FHA Loan Specialist
will respond within 1 business day. They will explain
what type of loan you are approved for, and the
options available to you.

√ Immediately that same
day, the FHA Lender
will overnight your pre-approval letter to you.

Note-
It is very important that you keep this letter.
It is your official pre-approval on bank letterhead
with your 'locked rate', and if purchasing a house,
it is equally important that you present this letter
to the real estate agent to confirm your pre-qualification
status.

Minnesota
FHA Lending Limits 2018

Minnesota Median Home Sale Price
Price $216,363

County Name

Single

Duplex

3 Unit

4 Unit

AITKIN

$275,665

$352,950

$426,625

$530,150

ANOKA

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

BECKER

$275,665

$352,950

$426,625

$530,150

NON-METRO

BELTRAMI

$275,665

$352,950

$426,625

$530,150

BEMIDJI,
MN

BENTON

$275,665

$352,950

$426,625

$530,150

ST.
CLOUD, MN

BIG STONE

$275,665

$352,950

$426,625

$530,150

BLUE EARTH

$275,665

$352,950

$426,625

$530,150

MANKATO-NORTH
MANKATO, MN

BROWN

$275,665

$352,950

$426,625

$530,150

NEW
ULM, MN

CARLTON

$275,665

$352,950

$426,625

$530,150

DULUTH,
MN-WI

CARVER

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

CASS

$275,665

$352,950

$426,625

$530,150

BRAINERD,
MN

CHIPPEWA

$275,665

$352,950

$426,625

$530,150

CHISAGO

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

CLAY

$275,665

$352,950

$426,625

$530,150

FARGO,
ND-MN

CLEARWATER

$275,665

$352,950

$426,625

$530,150

COOK

$282,900

$362,150

$437,750

$544,050

COTTONWOOD

$275,665

$352,950

$426,625

$530,150

CROW WING

$275,665

$352,950

$426,625

$530,150

BRAINERD,
MN

DAKOTA

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

DODGE

$275,665

$352,950

$426,625

$530,150

ROCHESTER,
MN

DOUGLAS

$275,665

$352,950

$426,625

$530,150

ALEXANDRIA,
MN

FARIBAULT

$275,665

$352,950

$426,625

$530,150

FILLMORE

$275,665

$352,950

$426,625

$530,150

ROCHESTER,
MN

FREEBORN

$275,665

$352,950

$426,625

$530,150

ALBERT
LEA, MN

GOODHUE

$275,665

$352,950

$426,625

$530,150

RED
WING, MN

GRANT

$275,665

$352,950

$426,625

$530,150

HENNEPIN

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

HOUSTON

$275,665

$352,950

$426,625

$530,150

LA
CROSSE-ONALASKA, WI-MN

HUBBARD

$275,665

$352,950

$426,625

$530,150

ISANTI

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

ITASCA

$275,665

$352,950

$426,625

$530,150

JACKSON

$275,665

$352,950

$426,625

$530,150

KANABEC

$275,665

$352,950

$426,625

$530,150

KANDIYOHI

$275,665

$352,950

$426,625

$530,150

WILLMAR,
MN

KITTSON

$275,665

$352,950

$426,625

$530,150

KOOCHICHING

$275,665

$352,950

$426,625

$530,150

LAC QUI PARLE

$275,665

$352,950

$426,625

$530,150

LAKE

$275,665

$352,950

$426,625

$530,150

LAKE OF THE WOO

$275,665

$352,950

$426,625

$530,150

LE SUEUR

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

LINCOLN

$275,665

$352,950

$426,625

$530,150

LYON

$275,665

$352,950

$426,625

$530,150

MARSHALL,
MN

MAHNOMEN

$275,665

$352,950

$426,625

$530,150

MARSHALL

$275,665

$352,950

$426,625

$530,150

MARTIN

$275,665

$352,950

$426,625

$530,150

MCLEOD

$275,665

$352,950

$426,625

$530,150

HUTCHINSON,
MN

MEEKER

$275,665

$352,950

$426,625

$530,150

MILLE LACS

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

MORRISON

$275,665

$352,950

$426,625

$530,150

NON-METRO

MOWER

$275,665

$352,950

$426,625

$530,150

AUSTIN,
MN

MURRAY

$275,665

$352,950

$426,625

$530,150

NICOLLET

$275,665

$352,950

$426,625

$530,150

MANKATO-NORTH
MANKATO, MN

NOBLES

$275,665

$352,950

$426,625

$530,150

WORTHINGTON,
MN

NORMAN

$275,665

$352,950

$426,625

$530,150

OLMSTED

$275,665

$352,950

$426,625

$530,150

ROCHESTER,
MN

OTTER TAIL

$275,665

$352,950

$426,625

$530,150

FERGUS
FALLS, MN

PENNINGTON

$275,665

$352,950

$426,625

$530,150

NON-METRO

PINE

$275,665

$352,950

$426,625

$530,150

PIPESTONE

$275,665

$352,950

$426,625

$530,150

POLK

$275,665

$352,950

$426,625

$530,150

GRAND
FORKS, ND-MN

POPE

$275,665

$352,950

$426,625

$530,150

RAMSEY

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

RED LAKE

$275,665

$352,950

$426,625

$530,150

REDWOOD

$275,665

$352,950

$426,625

$530,150

RENVILLE

$275,665

$352,950

$426,625

$530,150

NON-METRO

RICE

$275,665

$352,950

$426,625

$530,150

FARIBAULT-NORTHFIELD,
MN

ROCK

$275,665

$352,950

$426,625

$530,150

ROSEAU

$275,665

$352,950

$426,625

$530,150

SCOTT

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

SHERBURNE

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

SIBLEY

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

ST. LOUIS

$275,665

$352,950

$426,625

$530,150

DULUTH,
MN-WI

STEARNS

$275,665

$352,950

$426,625

$530,150

ST.
CLOUD, MN

STEELE

$275,665

$352,950

$426,625

$530,150

OWATONNA,
MN

STEVENS

$275,665

$352,950

$426,625

$530,150

SWIFT

$275,665

$352,950

$426,625

$530,150

TODD

$275,665

$352,950

$426,625

$530,150

TRAVERSE

$275,665

$352,950

$426,625

$530,150

WABASHA

$275,665

$352,950

$426,625

$530,150

ROCHESTER,
MN

WADENA

$275,665

$352,950

$426,625

$530,150

NON-METRO

WASECA

$275,665

$352,950

$426,625

$530,150

WASHINGTON

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

WATONWAN

$275,665

$352,950

$426,625

$530,150

WILKIN

$275,665

$352,950

$426,625

$530,150

WAHPETON,
ND-MN

WINONA

$275,665

$352,950

$426,625

$530,150

WINONA,
MN

WRIGHT

$332,350

$425,450

$514,300

$639,150

MINNEAPOLIS-ST.
PAUL-BLOOMINGTON, MN-WI

YELLOW MEDICINE

$275,665

$352,950

$426,625

$530,150

NON-METRO

FHA Loan Information

The FHA does not lend money.
The FHA (Federal
Housing Administration) is part of HUD &
backs individual Approved
Lenders.

Our responsibility is to help you find the best FHA
Approved Lender who can help you secure financing.

When
you fill in our short application we will provide your
information to one, (and
only one) FHA
Approved Lender who can help you based upon
many factors, including your Credit
Score, your State
Location, and the Type
of Loan you apply for.responsibility
is to help you find the best FHA
Approved Lender who can help you secure financing.

Note: We
are not affiliated with the Federal Housing
Administration, the Department of Housing
and Urban Development, or
any other government agency. We are an FHA Educational
Resource.

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If you are suspicious of
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