Business Banking

Checking

All business checking accounts include free instant issue VISA debit cards with opportunity to turn on/off in real time to ensure authorized usage.Small Business Checking – for businesses with a lower level of account activity

$100 to open account

No fee for first 250 deposited items or withdrawals.

A service charge of $10.00 will be assessed for each statement period when the daily balance in the account falls below $1000.00.

A fee of $0.15/item will be charged for each item in excess of 250 withdrawals and deposit items combined

Business Checking – For businesses with a moderate to high level of account activity

$100 to open account

$10 monthly service charge;

Account Analysis Charge:

Items Paid On Account – $0.15/item

Items Deposited (on us) – $0.05/item

Items Deposited (local) – $0.12/item

Items Deposited out of Fed District – $0.12/item

Businesses earn a credit on this account that is applied to reduce account fees. This earnings credit is calculated by applying the market rate to the investable balance for the monthly statement cycle. The earning credit is subject to change and will not exceed your total account fees.

Savings

Business Savings – for unexpected expenses

$100 to open account

A service charge of $3.00 will be imposed every quarter if balance falls below the $300 minimum daily balance requirement

A debit activity fee of $1.25 will be charged for each debit transaction (withdrawal, auto-transfer or payment out of this account) in excess of six during the quarter.