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Six months ago, Sandra Martinez was homeless. Now, she lives in an apartment, works two jobs and wants to map out a solid financial future for herself and her three young sons. "I don't want my children to make the same mistakes I made," Martinez said. "I want them to have a good life. I want to give that to them." To do that, Martinez, 23, is setting a difficult pace. In October, the family moved from a shelter into a three-bedroom apartment in a new subsidized building in Koreatown. During the week, she is an outreach worker for the homeless covering Los Angeles' skid row area, sometimes joining the emergency outreach teams that help get people off the...

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