Abstract

The aim of this paper is to identify the problems faced by organic producers when
trying to access inance in Serbia. Previous research and experience show that demand
for inancial services in the segment of organic producers is higher than the supply, and
that neither commercial banks nor other inancial institutions are willing or able to meet
inancial needs within the value chain. Due to such situation, agricultural producers
are stuck in the “missing middle” segment which lacks funding sources. This study uses
questionnaires designed speciically to obtain farm-level data in order to evaluate the
shortcomings of the farm credit system. The study shows that access to inance is one
of the biggest constraints faced by organic producers and that the existing mechanisms
for agricultural funding are not adequate.