Allowed

Your credit reports are full of information about you, from the types of accounts you have opened to how you’ve managed those accounts, to your current and previous addresses. What you may not realize, however, is just how valuable the information contained in your credit reports may be to a variety of different companies. The […]

There are a few basic tenets to follow if you want to grow your wealth without compromising your integrity: Save more than you earn. Watch out for debt. Live simply. Don’t be greedy. Give back if you can. Remarkably, these foundations were being discussed by the ancient thinkers who wrote our most famous religious texts. […]

I recently read a great article by Peter Singer on the general topic of effective altruism entitled The Drowning Child and the Expanding Circle, which was originally published in New Internationalist. In the article, Singer’s primary focus is on personal happiness and whether helping others is aligned with it. The article contained a key quote […]

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Term or whole life insurance 2. Inexpensive and free Kindle books 3. US banking for Canadian residents 4. REI dividend update 5. Landscaping […]

When I write about my own personal finance experiences, it’s easy to report on the things I did well. Writing about the good moves makes a lot of sense, after all. Those are the moves that resulted in a clear-cut personal finance gain without a lot of sacrifice, and those are the moves that really […]

One of the best habits I’ve created when it comes to personal finance has been paying myself first. Without doing this there’s a good chance my savings would be nothing and I’d live paycheck to paycheck, even though my income has increased a lot over recent years. This is because it’s super easy to fall […]

Minimalism is a modern concept and way of life that promotes living well with less stuff. In a way, it can seem a bit taboo especially if society has been telling you to buy more things to become happier and feel better about your life for as long as you could remember. There has always […]

New York Times Trump to Undo Vehicle Rules That Curb Global WarmingNew York TimesA highway in Los Angeles last month. The E.P.A. will begin legal proceedings to revoke a waiver for California that allowed the state to enforce tougher tailpipe standards for its drivers. Credit Justin Sullivan/Getty Images. WASHINGTON — The Trump …EPA to reconsider vehicle […]

One of my biggest financial frustrations is stopping at a gas station. You dump fuel in your car, spend $40 or more, and then all you do is burn that fuel getting to where you need to be. It just goes up in smoke, literally. Whenever I see something that I’ve spent my hard-earned money […]

New York Times Scheme by UnitedHealth Allowed Overbilling of Medicare for Years, Suit SaysNew York TimesUnitedHealth Group, one of the nation's largest health insurers, is accused in a scheme that allowed its subsidiaries and other insurers to improperly overcharge Medicare by “hundreds of millions — and likely billions — of dollars,” according to a …DOJ […]

When just about anyone can call themselves a financial planner, it’s understandably hard for consumers to know whom to trust for financial advice. See, unlike doctors and lawyers who have to meet certain standards in order to hold themselves out as certified professionals, there are virtually no requirements you have to meet in order to […]