Best 10-Year Non-registered GIC Rates

Rates subject to change, updated: February 22, 2019 9:23 AM

Whether you’re looking for a short-term redeemable GIC or long-term non-redeemable GIC, you’ve come to the right place. We shop and compare all financial institutions, to bring you a list of the best GIC rates in Canada. Find the non-registered GIC product that best serves your needs and we’ll help you open it.

Did you know that rates differ significantly between financial institutions, and within the various channels / methods where you purchase? Browse our Education Centre to learn about the GICs that best suit your saving needs.

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About CIBC

Canadian Imperial Bank of Commerce (CIBC) is one of Canada’s five major banks. On top of providing debt and equity financing, trading, equity research, and corporate banking to its clients, CIBC also has a personal banking division that offers bank accounts, credit cards, and lending and investment services. CIBC connects its clients through a large network of branches and automated banking machines, as well as mobile, online, and telephone banking.

CIBC's GIC rates

CIBC offers a variety of GICs with varying term lengths. You can choose a short-term non-redeemable GIC from CIBC for terms of less than 364 days. CIBC’s long-term non-redeemable and redeemable GICs can be invested in for terms of between one and seven years. Interest rates are tiered, which means the longer the term, the higher the interest rate. CIBC also offers special types of GICs, such as the escalating rate GIC, which offers rates that increase each year over three years.

Compare other CIBC products

At CIBC, you can also deposit your money into your bank account. CIBC offers a number of savings accounts that will help you grow your savings. Additionally, you can also find mortgages, registered retirement savings plans, tax-free savings accounts, and credit cards from CIBC.

Get the best GIC rates

Before you decide on a GIC provider to start investing with, it may be in your best interest to compare the rates that other investments are offering. Use the Ratehub.ca GIC comparison tool
to see how CIBC’s GICs compare with GICs from other providers.