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All the information in this application is true and complete. I understand the 18 U.S.C. 1014 makes it a federal crime to knowingly make any false statement on this application. You have my permission to check this application and you may retain this application even if the loan is not approved. I authorize you to obtain information from others about my credit, and to answer questions and requests from others seeking credit or experience information about me or my accounts with you.