IRAs

1st Community Federal Credit Union offers – Savings/Share, Checking, Money Markets, Clubs, IRAs, and Term Share Certificates with great rates and a variety of terms.

The rates contained in this schedule are accurate as of 05-09-2018. For current information call the Credit Union at (325)653-1465 or (800)749-1465. This Rate Schedule sets forth certain conditions, rates, fees and charges applicable to your accounts at 1st Community Federal Credit Union.

FREE $2000 Accidental Death & Dismemberment Insurance for each new member 18+ who completes and submits the insurance application; additional low-cost insurance for member and family also available; premiums deducted monthly from Savings or Checking Account. Coverage decreases beginning at age 70.

FREE $1000 Term Life Insurance for 12 months for each new member 18+ who completes and submits the insurance application; additional low-cost insurance for member and family also available; premiums deducted monthly from Savings or Checking Account. Coverage decreases beginning at age 70.

Save for that special occasion – Education, Vacation, Christmas, whatever you want!

No minimum balance;

No monthly service fee or limit on withdrawals or deposits;

Day-in/day-out dividends compounded/paid quarterly (except for Christmas Club where dividends are compounded and credited monthly)

Dividend rate same as earned on Savings/Share Account

Start saving NOW for the holiday season!

No minimum balance or monthly service fee;

Day-in/day-out dividends compounded/paid monthly;

Dividend rate same as earned on Savings/Share Account;

Available for withdrawal during November and December of each year;

Account closed if any early withdrawal;

Surprise Christmas gift in November of each year; automatically renewed annually

The “Arnie Dillo” Youth Club Account is for ages birth thru 12 to teach them to start saving early!

Rewards members with a FREE Checking account plus dividends for having a minimum 15 debit card transactions clear your account per month and receiving your statements electronically. (otherwise your monthly fee will be $4.00 for mailed statements and/or $3.95 for less than 15 debit card transactions)

NEW – Reloadable debit card now available to help teach budgeting with less risk

FREE educational seminars

Minimum $1000 deposit

Available for 6-months, 1, 2 or 3 year terms

Day-in/day-out dividends paid monthly back into the certificate or to other CU deposit account or mailed for your convenience

Automatic renewal or single purchase available

May be pledged against a loan for a reduced interest rate

1st Community FCU has partnered with Greg Stephens, President of the Stephens Investment Group to offer you a full range of investment, insurance and financial services. Greg is a financial advisor offering services thru Hilltop Securities Independent Network, Inc. Member FINRA/SIPC. Greg has earned the accreditations of CRPC® and ADPA® and has many years’ experience in the financial services industry. Greg has access to and provides a broad array of products, services and advice to his clients.