Welcome Bonus of 15,000 Aeroplan Miles

Get any seat. Fly for less.1

With a choice of two flight reward options, Aeroplan members get access to any seat, at any time, on all Air Canada flights. Fixed Mileage Flight Rewards® are seats on Air Canada® and over 25 partner airlines, offered exclusively2 to Aeroplan members at fixed mileage levels. Market Fare Flight Rewards® offer access to any seat, at any time, on all Air Canada flights, at mileage levels that vary based on market fares at time of booking. Bottom line, on average Aeroplan members flew for less than they would have with leading financial institutions’ travel rewards programs in Canada on the 1.9 million flights redeemed last year.1

Earn 1.5 miles3

For every $1 you charge to your Card on eligible grocery, gas, drugstore and aircanada.com Purchases.

Earn 1 mile4

For every $1 you charge to your card on all other Purchases made with your Card.

Earn miles twice5

When you pay with your TD Aeroplan Visa Infinite Card and present your Aeroplan membership card at over 150 Aeroplan partner brands and at 120 online retailers via the Aeroplan eStore. Learn where you can earn miles twice at aeroplan.com.

Turn your points into miles

You can convert your loyalty program points into Aeroplan Miles. Learn how

Calculate the Aeroplan Miles you could potentially earn

Just enter your monthly average spend:

Gas, groceries, and drugstores 1.5 mile per $1 spent

All other purchases with your Card 1 mile per $1 spent

+ 15,000 bonus miles

You could earn < XXX,XXX > Aeroplan Miles in your first year

Calculator is for illustrative purposes only. Welcome Bonus applies only in the first year†.

Keeping track of how many miles are in your Aeroplan account is convenient and easy.

This Card comes with so many benefits.

Complimentary Visa Infinite Concierge8

Complimentary Visa Infinite Concierge service is on call, 24 hours a day, seven days a week, to help you get the most from life whenever you travel, shop and use your Card. Consider the Concierge your own personal assistant, able to offer expert insights and advice on everything from travel bookings to restaurant recommendations, and much more.

Visa Infinite Luxury Hotel Privileges7

Experience some of the world's most intriguing and prestigious properties – the Visa Infinite Luxury Hotel Collection.

Visa Infinite Food and Wine Experiences7

Enjoy exclusive access to dining events hosted at top restaurants across the country with food prepared by some of the nation’s most renowned and respected chefs through the Visa Infinite Dining Series. You not only experience the finest of foods, but also meet the culinary artists who create it.

Plus, enjoy on-site benefits, such as complimentary wine tastings, at over 40 participating wineries in B.C. and Ontario with the Visa Infinite Wine Country Program.

Make your next flight with Air Canada and select Air Canada partners a breeze.

One Complimentary First Checked Bag9

With Aeroplan Flight Rewards

Check your first bag free. As the Primary Cardholder, you'll receive one complimentary first checked bag9 when travelling using an Aeroplan flight reward on flights operated by Air Canada, Air Canada Rouge®, or under the Air Canada Express® banner. Simply redeem your Aeroplan flight reward with miles from your Aeroplan account.

Priority Check-In and Boarding9

With Aeroplan Flight Rewards

As the Primary Cardholder, you and your companions travelling on the same reservation can enjoy the convenience of priority check-in and priority boarding9 whenever you travel using an Aeroplan flight reward on flights operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Simply redeem your Aeroplan flight reward with miles from your Aeroplan account.

One Annual One-Time Guest Access9 Benefit to an Air Canada Maple Leaf LoungeTM

With an Aeroplan Flight Reward

Relax before your flight in the exclusive Air Canada Maple Leaf Lounge: As the Primary Cardholder, you’ll receive one Air Canada Maple Leaf Lounge One-Time Guest Access Benefit once every calendar year (January 1 - December 31) when travelling using an Aeroplan flight reward. Enjoy access to the Air Canada Maple Leaf Lounge, where available, when you present your TD Aeroplan Visa Infinite Card and a valid, same-day boarding pass for travel using an Aeroplan flight reward, only, on flights operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Simply redeem your Aeroplan flight reward with miles from your Aeroplan account.

Wherever you’re headed on your next trip, know that you’re covered.

Avis Rent-A-Car10 and Budget Rent-A-Car11 Preferred Rates

Get preferred rates on qualifying car rentals from Avis and Budget when the rental is charged to your card.

You can reserve your Avis car rental by visiting avis.com/tdcreditcards. Quote Avis Worldwide Discount (AWD) #C078400 at time of reservation and charge the full rental to your TD Credit Card.

You can reserve your Budget car rental by visiting budget.com/tdcreditcards. Quote Budget Customer Discount (BCD) #A331700 at time of reservation and charge the full rental to your TD Credit Card.

Optional TD Auto Club Membership12

With optional Deluxe or Standard TD Auto Club Membership, you and your family will enjoy peace of mind knowing that in the event of a road emergency, help is just a phone call away. For information and to enroll, call 1‑800‑245‑0297.

Travel Insurance

Travel Medical Insurance13

You’re covered without even having to charge the trip to your Card! As the Primary Cardholder, whenever you leave your province or territory of residence, you, your spouse and dependent children are insured for eligible medical emergency expenses for up to $1 million for the first 21 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. If your trip is longer than the applicable coverage period, you can call to top up your coverage before your departure date. Call 1-800-293-4941 if you would like more information or would like to complete a quote.

Trip Cancellation / Trip Interruption Insurance14

Breathe easy, before and during your trip. Simply use your Card and/or Aeroplan Miles to cover the full cost of your trip, and you’ll be covered for up to $1,500 per insured person to a maximum of $5,000 if you need to cancel your travel plans before you leave because of a covered cause; and up to $5,000 per insured person to a maximum of $25,000, for eligible out-of-pocket expenses, if your trip is interrupted by illness, injury or death of a covered person or family member.

Delayed and Lost Baggage Insurance15

If your baggage is delayed more than 6 hours, each insured person on your trip is covered for emergency purchases of essentials such as clothing and sundry items. Should your baggage be lost by a Common Carrier, each insured person on your trip is covered for lost personal property. Just use your Card and/or Aeroplan Miles to cover your ticket and each person is covered up to an overall maximum of $1,000 per trip.

Flight/Trip Delay Insurance16

Take the stress out of travel delays. If your trip is delayed more than four hours, each insured person is covered for up to $500 for reasonable and eligible hotel, motel or restaurant expenses whenever you charge the full cost of your transportation to your Card and/or Aeroplan Miles.

Common Carrier Travel Accident Insurance17

Travel protected in planes, trains, automobiles and more. You, your spouse and dependent children are insured for up to $500,000 while travelling on a Common Carrier (for example, a bus, ferry, plane, train or auto rental) whenever you charge the full cost of your transportation to your Card and/or Aeroplan Miles.

Auto Rental Collision / Loss Damage Insurance18

Drive protected. Simply use your Card and/or Aeroplan Miles to cover the full cost of a car rental and get the Collision/Loss Damage Insurance coverage at no additional cost for up to 48 consecutive days.

Emergency Travel Assistance Services19

Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling. Call 1‑800‑871‑8334 in Canada and the U.S.A or call (416) 977‑8297 collect in other countries.

SecurityNo matter where you shop, make your transactions more secure.

Visa Zero Liability

Shop online and in person securely with Visa Zero Liability – included free with your Card. Visa Zero Liability helps protect you in the event that fraudulent unauthorized transactions are made on your TD Aeroplan Visa Infinite Card. Use your Card to shop anywhere – whether on the Internet or in stores – and know you’re protected from unauthorized use of your Card. See your Cardholder Agreement for details regarding unauthorized transactions.

Advanced Chip and PIN Technology

Your TD Aeroplan Visa Infinite Card further protects the security of your Card transactions through use of a microchip embedded in the Card, which can only be accessed through your Personal Identification Number (“PIN”). When making a purchase, instead of signing for it, you enter your PIN into the merchant’s terminal, just as you would with a debit card. With chip and PIN technology, you’ll have added protection against unauthorized use if your Card is lost or stolen.

Purchase Security and Extended Warranty Protection20

You automatically have access to Purchase Security and Extended Warranty Protection, covering most new personal items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a warranty, you may be entitled to double the warranty period for up to 12 additional months.

Verified by Visa

Verified by Visa provides you with increased security and convenience when you shop online.

Everyday ServicesConvenient services that make your banking experience more comfortable.

Visa payWave* Technology

Visa payWave Technology is the secure, convenient, “contactless” way to pay for small-dollar purchases at participating retailers. It’s faster and more convenient than cash – and your Card never leaves your hand.

24-Hour Instant Cash and Account Access

With your TD Aeroplan Visa Infinite Card, you have access to:

Instant Cash Advances, subject to your available credit limit, at over one million ATMs worldwide, at all TD Canada Trust branches and at select financial institutions around the world.

Visa Checkout*

Visa Checkout is an easier way to pay online. Sign up for Visa Checkout, a service available from Visa that simplifies the online checkout process22. It's available anywhere you see the Visa Checkout logo. Learn more about Visa Checkout ›

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Legal

The Aeroplan program is a coalition loyalty marketing program owned and
operated by Aimia Canada Inc. Visit aeroplan.com for complete terms and
conditions of the Aeroplan program. The Toronto-Dominion Bank and its
affiliates are not responsible for the Aeroplan program.

†Welcome Bonus of 15,000 Aeroplan Miles will be awarded to the Aeroplan member account associated with the TD Aeroplan Visa Infinite Card Account (“Account”) only after the first Purchase is made on the Account. If you have opened an Account in the last 6 months, you will not be eligible for these offers. We reserve the right to limit the number of Accounts opened by, and the number of miles awarded to, any one person. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan member account. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. These miles are not eligible for Aeroplan status.

1 On average, across all card categories, Aeroplan members needed fewer miles to fly based on a comparison of 2016 Aeroplan flight reward bookings against actual market base fares (excluding taxes, fees and surcharges) and leading financial institutions’ travel rewards programs in Canada.

2 As compared with leading travel rewards programs in Canada.

3
Earn 1.5 miles (“Bonus Rate”) for every $1 charged to your TD Aeroplan Visa Infinite Card Account (“Account”) for eligible grocery, gas,
drugstore, and aircanada.com Purchases (excluding Air Canada Vacations
packages, car rentals, hotel bookings, and other third party partner
products and services that can be purchased through aircanada.com). Any
returned items, refunds, rebates or other similar credits will reduce or
cancel the Aeroplan Miles earned on the original Purchase. To earn this
Bonus Rate, Purchases of gas, groceries, drugstore and aircanada.com
products and services must be made at merchants classified through the Visa
network with a Merchant Category Code (“MCC”) that identifies them in the
"gas", "grocery" or "drugstore" category and on aircanada.com. Some
merchants may sell gas, groceries or drugstore products/services, or have
separate merchants located on their premises that also sell gas, groceries
or drugstore products/services, but may not be classified with a gas,
grocery or drugstore MCC and such Purchases will not earn this Bonus Rate.
If you have questions about the MCC that applies to a Purchase, contact TD
at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net
annual Purchases of gas, groceries, drugstore products/services and on
aircanada.com made from January 1 to December 31 each year on your Account.
Once the maximum net annual amount has been reached, Purchases of gas,
groceries or drugstore products/services on the Account will not earn the
Bonus Rate but will only earn Aeroplan Miles at the standard rate that
applies to all other Purchases on the Account. This Bonus Rate offer is in
place of and not in addition to the standard rate earned on all other
Purchases made on your Account. Offer may be changed, withdrawn or extended
at any time and cannot be combined with any other offer.

4
1 Aeroplan Mile is earned on each $1 in Purchases charged to your TD Aeroplan Credit Card Account ("Account"). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at http://www.tdcanadatrust.com/tdvisa/agreements).

5
The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under
this “earn miles twice” feature of the Aeroplan program when the Aeroplan
membership card is presented. See your Aeroplan program for full details.
Feature may be changed, withdrawn or extended at any time and cannot be
combined with any other offer.

6
Use of Aeroplan Miles to cover taxes, fees charges and carrier surcharges associated with a flight reward booking (“Taxes, Fees and Surcharges”) is in addition to the Aeroplan Miles required to redeem for an Aeroplan flight reward. Mileage levels required for the redemption of taxes, fees and surcharges may change without notice. Conditions, limitations and exclusions apply when using Aeroplan Miles to cover applicable taxes, fees and surcharges. For full details please visit aeroplan.com/flightrewardtermsandconditions

7
You must be an eligible Visa Infinite cardholder with a valid
Canadian issued Visa Infinite card to take advantage of the Visa Infinite benefits and services. Certain benefits and services
require enrolment. Offers and benefits are non-transferable and discounts
cannot be combined with any other offer or discount. Neither Visa
nor the Issuer of the card is responsible for any claims or damages arising
from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at
any time and without notice. All offers, benefits and services made
available through Visa are subject to complete terms and conditions,
including third party suppliers’ terms and conditions, available online at
www.visainfinite.ca/infinite/terms.jsp. The Visa Infinite privacy
policy (available online at www.visainfinite.ca/infinite/privacy.jsp)
applies to all benefits and services that require enrolment through, or are
otherwise provided by, the Visa Infinite Concierge or the Visa Infinite website. The collection, use and disclosure of
cardholders’ personal information by third party suppliers of services and
benefits to Visa Infinite cardholders are subject to such third
parties’ own privacy policies.

8
The goods and services Cardholders request or otherwise choose to obtain through the Visa Infinite Concierge Service are provided by various third-party service providers unrelated to Visa. Visa does not endorse, review or qualify these service providers. Visa makes no representations or warranties (either express or implied) about and assumes, no responsibility or liability for these service providers or the goods and services that may be obtained through the Visa Infinite Concierge. Neither Visa nor TD Canada Trust is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa cannot guarantee the successful fulfillment of Cardholders’ requests in all instances. There is no fee for the Concierge’s services; however, Cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the Cardholder and purchased by the Visa Infinite Concierge on the Cardholder’s behalf. All costs will be charged directly to the Cardholder’s Visa Infinite card.

9
All Air Canada benefits are fulfilled in whole or in part by Air Canada, or its designated affiliates or other third parties, and are subject to change at any time. The Toronto-Dominion Bank and its affiliates are not responsible for fulfilling these benefits. For more details about these benefits, please contact Air Canada directly.

Air Canada Benefit Eligibility – Priority Travel Services: With the TD Aeroplan Visa Infinite Card, Air Canada benefits (the complimentary first checked bag, priority check-in and priority boarding) apply whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access these benefits, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards® or Market Fare Flight Rewards®) with miles from their Aeroplan account. To access these benefits, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. Where zonal boarding is available, the priority boarding status will be recognized by a Zone 2 descriptor for the Primary Cardholder and companions travelling on the same reservation checking-in at the same time, which will be displayed on the Air Canada issued boarding pass. Priority check-in may also be extended to companions travelling on the same reservation checking-in at the same time as the Primary Cardholder. To access priority check-in and priority boarding, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Card to the Air Canada agent. Please allow two weeks from receiving your Card for these Air Canada benefits to be activated.

The complimentary first checked bag, up to 23kg (50 lb), applies whenever the Primary Cardholder travels using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. Flights operated by other airlines are not eligible. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) with miles from their Aeroplan account. To access this benefit, the Primary Cardholder must also ensure that the name on the Air Canada flight booking is identical to the name on the Aeroplan account profile of the traveler. The complimentary first checked bag applies solely to the Primary Cardholder, and service charges for additional/oversized/overweight baggage may apply. Applicable on flights that do not already offer a complimentary first checked bag. To access this benefit, the Primary Cardholder may be required to show their TD Aeroplan Visa Infinite Card to the Air Canada agent. Please allow two (2) weeks from receiving your Card for these Air Canada benefits to be activated.

Air Canada Benefit Eligibility – Air Canada Maple Leaf Lounge One-Time Guest Access Benefit: With the TD Aeroplan Visa Infinite Card, the Primary Cardholder will receive one Air Canada Maple Leaf Lounge One-Time Guest Access Benefit once every calendar year (January 1- December 31). The Primary Cardholder may access an Air Canada Maple Leaf Lounge, where available, upon presentation of an active TD Aeroplan Visa Infinite Card with a valid, same-day boarding pass for travel using an Aeroplan flight reward, only, on a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express banner. To access this benefit, the Primary Cardholder must redeem their Aeroplan flight reward (defined as Fixed Mileage Flight Rewards or Market Fare Flight Rewards) with miles from their Aeroplan account. Each Air Canada Maple Leaf Lounge One-Time Guest Access Benefit applies for a single entry during the calendar year for which it was provided by the Primary Cardholder only and cannot be carried forward to the next calendar year or transferred to another person. Additional conditions may apply and are outlined on aircanada.com/tdbenefits. Air Canada Maple Leaf Lounge access is subject to availability and all other then-current terms and conditions located here, that are subject to change at Air Canada’s sole discretion from time to time. Please allow two weeks from receiving your Card for these Air Canada benefits to be in effect.

10
Provided by Avis Rent A Car System LLC. Program terms are subject to change
without notice. Certain blackout dates may apply. Offer subject to other
terms and conditions.

11
Provided by Budget Rent A Car System, Inc. Program terms are subject to
change without notice. Certain blackout dates may apply. Offer subject to
other terms and conditions.

12
TD Auto Club Membership is provided by AXA Assistance Canada Inc. an
independent third party service provider. The Toronto-Dominion Bank and its
affiliates accept no responsibility or liability in respect of these
services.

13
Underwritten by TD Life Insurance Company. Medical and claims assistance,
claims payment and administrative services are provided by our
Administrator. Benefits, features and coverages are subject to conditions,
limitations and exclusions, including a pre-existing condition exclusion,
that are fully described in the Certificate of Insurance included with your
TD Credit Cardholder Agreement. Note that this insurance offers different
benefits, with different terms and conditions, than the optional Travel
Medical Insurance that is available to all TD customers. The day of
departure from and the day of return to your province or territory of
residence each count as one full day. 21-day coverage if you’re under 65
and 4-day coverage if you’re 65 or older.

14
Underwritten by TD Life Insurance Company (for medical covered causes) and
TD Home and Auto Insurance Company (for non-medical covered causes). To be
eligible for this insurance, your trip must be paid for in full using your
TD Credit Card and/or Aeroplan Miles. Benefits, features and coverages are
subject to conditions, limitations and exclusions, including a pre-existing
condition exclusion, that are fully described in the Certificate of
Insurance included with your TD Credit Cardholder Agreement. Note that this
insurance offers different benefits, with different terms and conditions,
than the optional Trip Cancellation and Trip Interruption Insurance that is
available to all TD customers.

15
Underwritten by TD Home and Auto Insurance Company. To be eligible for this
coverage your trip must be paid for in full using your TD Credit Card
and/or associated Aeroplan Miles. Benefits, features and coverages are
subject to conditions, limitations and exclusions that are fully described
in the Certificate of Insurance included with your Cardholder Agreement.

16
Underwritten by Allianz Global Risks US Insurance Company (Canadian
Branch). Details of insurance benefits, including terms, conditions,
limitations and exclusions are outlined in the certificate of insurance
included with your Cardholder Agreement.

17
Underwritten by TD Home and Auto Insurance Company. Rentals must be charged
in full to the Card and/or associated Aeroplan Miles, cannot exceed 48
consecutive days and the rental agency's Collision Damage Waiver coverage
must be declined by the Cardholder. Refer to Auto Rental Collision/Loss
Damage Insurance section of your Cardholder Agreement for rental exclusions
and further details.

18
Provided by our Administrator under a service agreement with TD Life
Insurance Company. This is not an insurance benefit but assistance services
only.

19
Life, Accidental Death at 66 and Critical Illness coverages are
underwritten by American Bankers Life Assurance Company of Florida and
Involuntary Unemployment, Total Disability, Disability Requiring
Hospitalization and Loss of Self-Employment Income coverages are
underwritten by American Bankers Insurance Company of Florida.
Dismemberment coverage is underwritten by TD Life Insurance Company. The
Toronto-Dominion Bank receives a fee from each insurer with respect to
premium collection. Complete terms of coverage are in the Certificate of
Insurance you will receive upon enrollment. Eligibility requirements,
limitations and exclusions apply, and vary by benefit.

20
Underwritten by TD Home and Auto Insurance Company. To be eligible for this
coverage, the item must be paid for in full using your TD Credit Card.
Benefits, features and coverages are subject to conditions, limitations and
exclusions that are fully described in the Certificate of Insurance
included with your Cardholder Agreement.

21
Subject to available credit. Balance Transfers are treated as Cash Advances
and accrue interest at the Cash Advance rate that applies to your Account
from the date the Cash Advance is made.

22
The Visa Checkout service is made available through Visa. The
Toronto-Dominion Bank and its affiliates are not responsible for the
service including any offers made available to you through the service.