Home Improvement Loans

After living in a home for a while, you may want to customize it. The look of your home may not be novel anymore, so you may want to improve it. You may not be able to afford these types of home renovations, but this doesn’t have to be a problem, as you can always count on home improvement loans to get the cash you need to get the job done. Thanks to financing options, you will be able to make your home more dynamic and graceful and increase your wealth while you’re at it.

Home renovation loans can come in many forms: for example, if you are seeking a large amount of cash, you may have to look at a home equity loan. This may depend on the types of renovation you are doing on your home. These home improvement financing options give you the ability to fund your renovation project, whether you are going to be extending a room in the house or customizing the layout of a room. On the other hand, if you are seeking only to make small adjustments to your home, a small personal loan may be all that you need. Either way, Loans Canada can provide you with the financing that you’re seeking.

If you think that your credit score is a problem, please note that there are alternative financing solutions for those with low credit scores. The loan officer will determine this by looking over your financial records. This process will not take too long, and in fact you should receive the decision within a week. If you are approved to receive home improvement financing, you can immediately start your project. Sometimes it’s best to consult with a Loans Canada financial specialist in these instances, as they will be able to inform you about these types of loans, so you will know what to expect before even applying for them.

With home improvement loans, you will be to alter the look of your home: whether you want to add a patio deck or just change the floors. So if you are looking to make your home unique and can’t fund the project alone, be sure to apply for a home renovation loan today!

Have you been discharged from either bankruptcy or a consumer proposal? If so, talk to us about an after bankruptcy loan or after consumer proposal loan today.

Note:

All consultations and conversations with Loans Canada and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster.

Loans Canada and its partners will never ask you for an upfront deposit, upfront fees or upfront insurance payments on a loan. To protect yourself, read more on this topic here.

Newsletter

Disclaimer: All loans are subject to credit and underwriting approval. Loans Canada is a lead referral company, not a lender. Loans Canada only works with financial service providers that adhere to Canadian laws and regulations. Loans range from $500-$15,000 with terms from 4 months to 60 Months. APRs range from 29.99% to 55% and will depend on our partner's assessment of your credit profile. For example, on a $500 loan paid monthly over 9 months, a person will pay $81.15 per month for a total of $730.35 over the course of the entire loan period. This amount includes our partner's optional loan protection policy. In the event of a missed payment an insufficient funds fee of around 45$ may be charged (dependent on the lender). In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices.