Our History

Austin-based. Austin-bred.

United Heritage opened its doors in 1957 as Military Federal Credit Union, offering military personnel savings and loan services. In 1969, our name changed to Bergstrom Federal Credit Union and we expanded our service offerings and increased our overall membership base. By 1993, the Credit Union was given the opportunity to expand our membership base to include hospitals and hospital affiliates, along with select employer groups, allowing us to grow into United Heritage Federal Credit Union. Changing from a federal charter to a state charter in 1997, we’re now open to the Central Texas, Austin and Tyler communities, enabling us to help more people than ever.

What this means for you, the member.

Since opening our doors, we’ve worked hard to better service our communities, establishing a foundation of stability and security. As a UHCU member, you’ll benefit from the lower rates and higher yields we’re able to offer as a not-for-profit financial cooperative without losing the products and services you’d expect from a big bank. Committed to your success, we’re ready to be your financial partner.

We're making banking personal again.

Find a Location Near You

Beyond Banking

More than accounts and transactions, we take a personal approach to your financial needs. Take a closer look, and see how United Heritage is better.

You are now leaving the UHCU site.

You are leaving UHCU’s website. Our website contains links to third party sites and other resources not controlled/operated by UHCU. Once you are linked to another site, you are subject to the privacy/security policies and terms of use of the new site, which may differ from those of UHCU. United Heritage Credit Union is not responsible for the content on any linked site and represents neither you nor the third party in the event you enter into an agreement or transaction.

You are leaving United Heritage Credit Union’s website and entering the website of the United Heritage Charity Foundation. Once you are linked to this site, you are subject to the privacy/security policies and terms of use of the UHCF website, which may differ from those of UHCU. United Heritage Credit Union represents neither you nor the third party in the event you enter into an agreement or transaction with UHCF.

Sign In Help:

Welcome to the new Online Banking

United Heritage has launched its new Online Banking system. Please read each option below before making your selection. If this is your first time signing in to your account on or after September 17, please click “Yes” below.