With one of the most diverse and extensive product lines in the industry, we have mortgage products to fit a variety of home financing needs. We’ve listed some of the most popular here. For more information, you can schedule a complimentary, no-obligation consultation with one of our Home Mortgage Consultant.

Interest Only Feature

Lower monthly payments consisting only of interest for an initial period1

For homebuyers with the following consideration points:

Homeowners looking to increase their short-term cash flow

Homeowners who intend to move or refinance within a few years

Jumbo Loans

Mortgage amounts in excess of the conforming loan limit set by Fannie Mae and Freddie Mac

Also known as non-conforming loans

Typically carry higher interest rates

For homebuyers with the following consideration points:

Homebuyers who need financing to purchase a more expensive property

Investment-minded buyers who can make a large purchase, but want to leverage their assets more effectively

Borrower-Paid Mortgage Insurance

Bypasses mortgage insurance costs when loan-to-value ratio is more than 80%

Money that would have gone to mortgage insurance goes instead to tax-deductible interest payments2

For homebuyers with the following consideration points:

Homebuyers without enough cash for a large 20% down payment

Homeowners who plan to move or refinance within 10 years

Refinancing

It may be possible to refinance to a lower rate that is more beneficial in the long term.

Single-family, multi-unit, condos, condotels, co-ops and planned unit developmentsHome repairs or remodels may be included in loan amount

For homebuyers with the following consideration points:

Those who want to purchase "fixer upper" properties, rental properties, or a vacation home

Homeowners looking to use the equity in their current home to purchase an investment property or vacation or second home

1 The Interest-Only payment feature will allow you to make minimum interest payments for a set period of time, then full principal-and-interest payments for the rest of your loan/line term. At the end of the interest-only period, you will be required to pay down the outstanding principal, which will increase your monthly payment, possibly substantially, even if you have a fixed interest rate. Always consider making more than the minimum payment during the interest-only period to begin reducing principal. Depending on the product specifics, a loan/line with the Interest-Only payment feature may result in higher interest rates or Annual Percentage Rates than a traditional mortgage product.2 Consult your tax advisor regarding the deductibility of interest.