Effective October 22, 2014 Rate Sheet contains information about interest rates and Annual Percentage Yields for some of the accounts we offer.

Account Type

Minimum Deposit To Open Account

Minimum Balance To Obtain APY

Interest Rate

APY

CERTIFICATE OF DEPOSIT

3 Month CD*

$1,000

$1,000**

0.15%

0.15%

6 Month CD*

$1,000

$1,000**

0.25%

0.25%

1 Year CD*

$1,000

$1.000**

0.50%

0.50%

15 Month CD*

$1,000

$1,000**

0.75%

0.75%

2 Year CD*

$1,000

$1,000**

0.75%

0.75%

3 Year CD*

$1,000

$1,000**

1.00%

1.00%

4 Year CD*

$1,000

$1,000**

1.10%

1.10%

5 Year CD*

$1,000

$1,000**

1.25%

1.25%

CHECKING

NOW Checking<<

$1,000

$1,000**

0.01%

0.01%

MONEY MARKET

First Addition Money Market <<

$10,000

$0.00

0.01%

0.01%

_____Tier 2 $10,000

0.01%

0.01%

Regular Money Market<<

$2,500

$0.00

0.01%

0.01%

_____Tier 2 $1,000

0.01%

0.01%

IRA

3 Month IRA CD*

$500

$500**

0.15%

0.15%

6 Month IRA CD*

$500

$500**

0.25%

0.25%

1 Year IRA CD*

$500

$500**

0.50%

0.50%

15 Month IRA CD*

$500

$500**

0.75%

0.75%

2 Year IRA CD*

$500

$500**

0.75%

0.75%

3 Year IRA CD*

$500

$500**

1.00%

1.00%

4 Year IRA CD*

$500

$500**

1.10%

1.10%

5 Year IRA CD*

$500

$500**

1.25%

1.25%

IRA Savings Account<<

$50

$50**

0.75%

0.75%

SAVINGS

Passbook Savings <<

$50

$50**

0.30%

0.30%

Commercial Savings<<

$50

$50**

0.30%

0.30%

Christmas Club Savings<

$1

$1**

1.00%

1.00%

* A penalty may be imposed for early withdrawal.
** Daily balance. The amount of principal in the account each day.
<< The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of the date at the top of this rate board.
For current rate information, please call (715) 547-3383

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