Proposed Health Care Program

Goals

The UTOL CARD can be used in designated/accredited hospitals and other Christian clinics.

PERSONALIZED CARE OF CHRISTIAN DOCTORS AND MEDICAL STAFF

A selected group of Christian medical doctors, practitioners and staff will provide the health care service to its members.

WIDE ARRAY OF HEALTH SERVICES AN ADD-ON OPTIONS

UTOL provides a wide array of services to its principal members ( Pastors) regardless of age, health conditions and status in life. However he is required to have a membership to Philhealth.

QUALITY CONTROL

UTOL is manned by Christians, who are dedicated and qualified in their respective jobs, who continuously seek to become pro-active in the improvement of various methods in providing quality medical fund assistance and services to its members.

Out-Patient Benefits

Preventive Health Care

Management of health problems

Counseling on health habits, diet, and family planning

Record keeping of medical list

Pastoral Care

Out-patient Services

Regular consultations and treatment at any/all designated clinics

Treatment of minor injuries or illness

Eye, ear, nose and throat treatment

Referral to specialists by UTOL accredited physician when the need arises

Emergency Care Services

In designated hospitals/clinics – payments will be shouldered by UTOL

In non-accredited hospitals/clinics – for reimbursement upon submission of Necessary papers

In-patient (Hospitalization) benefits

Room and board up to a maximum of Plan limit

Use of Operating Theatre and Recovery Room

Professional services of Anesthesiologists, Surgeons and other Specialists

Anesthesia and Medications

Blood Transfusions and intravenous fluids

Laboratory tests, X-rays and other diagnostic examination

Administered medicines

Items directly related to the medical management of the patient, including but not limited to dressings, plaster casts, sutures and other items directly related to the medical management of the patient