​Looking for a simple and quick way to automate your back-office processes and manage your account data?

ePNSync A convenient tool that automatically and transparently synchronizes the merchant's transaction data from ePN servers and into QuickBooks®. These transactions include: Point of Sale, eCommerce, Mobile, Recurring, and Bill Pay.

​ePNPlugIn - A robust plugin that allows merchants real-time processing of credit, debit and check transactions directly within QuickBooks® Pro, Premier and Enterprise. It also allows for downloading transaction data from the ePNSecure servers.

Companies like PayPal and Squareare making nice profits by offering flat rate pricingto businesses that don't spend the time to learn how processing fees really work.If you pay 2.75% or 2.5% flat fee- it's can be better and you have a room to lower rate you pay for a credit card processing. In other way, companies like Costco or most big banks often offers introductory 1.39% rate for processing and did not show upfront- it is only for a debit cards and 3.45% credit card rate hidden on a back. ​With the "Tier Pricing"- processors scoring huge profit also. For most businesses, credit card processing fees are second only to rental and real estate expense. All business people and entrepreneurs are busy, but the time invested in learning about credit card processing fees will pay off in spades.

Simple and competitive are two very different things.

Here's the short story of interchange…The Visa, MasterCard and Discover (the banks) get together and decide how much they want to charge when you accept their credit cards.The banks consider things like processing method (swiped, keyed, e-commerce), card type (rewards, business, consumer), your business typeand a host of other variables to create a long, exhausting list of interchange fees.The card-issuing bank in a payment transaction deducts the interchange fee from the amount it pays the acquiring bank that handles a credit or debit card transaction for a merchant. For example, 0.05% plus $0.10 is the current Visa interchange fee for a swiped consumer debit/creditcard.With interchange plus pricing the processor's markup isn't dependent on interchange qualification. This separation of costs keeps the processor's markup the same regardless of the type of card you accept, or how your process it. There are no qualified, mid-qualified or non-qualified or flat fee rate with interchange plus.The processor earns a fixed percentage regardless of the underlying interchange. For example, 0.25% is an example of an interchange plus rate quote. No fancy tiers, not qualification at the processor level-just one simple rate that gets added to actual cost (interchange).With example like Wall Mart, Nordstrom, Macy's and 1000 others retailers- use effective interchange plus pricing processing. However, most processors are able to offer "big companies discount" interchange processing pricing, but because the profit marginare low-doesn't mean it will.

​Ignite Payments Cloud offering for small and medium size businesses, "big" companies pricing. We are honestly offering to reduce costs to anyone need process credit cards, as we believe- local businesses needs help with true processor. Ignite Payments Cloud- support our communities in a credit card processing and offer interchange plus pricing for small and medium size business . We believe in a honest processing and healthy relations with referral network. Ignite Payments Cloud uses First Data processing engine. We are independent Company without big overhead and able to leverage both worlds, benefiting from the strength and scope of First Data’s vast product and service offerings, but working with an independent agent who understands the needs of their business. Call us today at 1-877-427-5667 and we will help you save thousand of dollars in a annual fees.Blog by Ignite Payments Cloud

LAS VEGAS, APRIL 20, 2016 – For many people, their first interaction with a company is a virtual connection. That first impression – typically in the form of a website – says a lot about a business and must convey professionalism, competence, and security. Small business owners understand the importance of an online presence, but the thought of building and maintaining a website can be daunting. That’s why First Data (NYSE: FDC), a global leader in commerce-enabling technology, is launching Clover Online Store, a comprehensive online solution that manages everything from website design to creating a virtual shopping cart, all while facilitating safe, secure transactions. Clover Online Store will be available beginning in May and will be offered free to business owners through the end of 2016. The integration between Clover Online Store and a Clover POS device allows a business owner to monitor sales on one platform regardless of whether the transactions take place online or in-store. With Clover Online Store, business owners can give their customers the omnichannel shopping experience that customers expect today. “Clover Online Store provides business owners with an ‘all-in-one’ integrated solution that includes shopping cart functionality, web design and all of the business management features that come with Clover,” said Guy Chiarello, President, First Data. “Better yet, Clover Online Store is backed by First Data, the eCommerce industry leader that powers 28% of global online transactions.” From the moment users log in to the Clover Online Store, they are greeted with simple directions to guide them as they set up their website. Next, business owners can peruse a wide variety of professionally-designed templates and pick the design that best fits their business. The shopping cart function is built directly into the web design, meaning businesses can begin to accept payments right away. Clover Online Store also features:

 Automatic search engine optimization, so customers can easily find a business online

 Mobile-friendly platform, meaning the websites are optimized for use across tablets, smartphones and laptops

 Simple integration of shipping charges and customizable tax rates

 Live help support and online resource library to assist with website development

 Automatic upgrades

 Integration with social media

 Inventory, orders and customers are all tracked in one place

“Clover is unique in the marketplace because it has always operated as an open platform, which we feel is critical to the evolution of our SMB portfolio.” said Dan Charron, Executive Vice President, Global Business Solutions, First Data. “Clover Online Store demonstrates the flexibility of the Clover API and is an example of the power and ingenuity of the new First Data.” Booker, a service commerce solution that supports the ten million SMBs in the service industry, is the first third party app built on the Clover API. Booker caters to salons, spas, and other appointment-based businesses, helping business owners manage appointments online and make scheduling easy for staff and customers. “We’re excited to partner with First Data to bring service businesses a fully integrated solution to run and grow their business,” said Josh McCarter, CEO of Booker. “The combination of the Clover Online Store and Booker is a game-changer for SMB service businesses that will benefit from the first completely integrated business management and payment solution – allowing business owners to focus on the work they enjoy.” Chiarello and Charron announced the launch of Clover Online Store today during their keynote at ETA's TRANSACT 16 conference in Las Vegas.To learn more about Clover solutions, please visit clover.com. About First Data First Data (NYSE: FDC) is a global leader in commerce-enabling technology and solutions, serving approximately six million business locations and 4,000 financial institutions in 118 countries around the world. The company’s 24,000 owner-associates are dedicated to helping companies, from start-ups to the world’s largest corporations, conduct commerce every day by securing and processing more than 2,500 transactions per second and $1.9 trillion per year. Media Contact Liidia Liuksila

Welcome to Spark Weekly’s Clover Corner! – your one-stop-shop for new information and important updates on all things Clover. Feature enhancements and other Clover updates can be found below. Agents can also visit help.clover.com each week for the latest announcements from Clover’s development team!

New Feature: Add website URL and Show it on Web Receipts – Merchants can now add their website URL so it shows up on your customers’ web and payment receipts. Customers can then click on the link on their web receipts to access the merchant's website. More information here.

New Apps in the Clover App MarketRewards – Rewards lets you create a fun, effective loyalty program within minutes. This app is the new look and brand of Perka. Lite version is Free.Feedback – Lets merchants hear directly from customers. Find out what they love most, and help keep harmful negative feedback off public review sites like Yelp. Free.InvoiceASAP for 2000 Terminal – Easy POS invoicing that syncs with accounting (now works with Clover Devices on 2000/Terminal software). Features include: signature capture, accounting integration, merchant logo and reporting and customer management tools, and the ability to manage multiple users and teams.Seed QSR – A simple and easy to use ordering app designed specifically for Quick Serve Restaurants.Rovely – An easy solution to grow an online community.Items with Variants – Used to create items with variants from the web dashboard. Perfect for retail merchants like vape shops and shoe stores.Bundle Discounts – Used to create "Package Deals", "Bundle Discounts or "Bundle Sales"