* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Introduction

The desire to buy things and to own what other people own has been a constant part of consumerism. The insatiable desire to buy and consume commodities mass produced by producers is an interminable process, one that is not likely to end as long as humanity exists. However, many of the best things that are up for sale are often beyond the reach of ordinary people, by the virtue of most not possessing the sufficient amount of purchasing power and so they miss out on buying the best and many often use hard currency to transact business.

Since the advent of credit cards however, the need to carry around hard currency can said to be a thing of the past. Being directly connected with your bank account, you can pay for anything that you purchase in an instant with a simple swipe of the card. The card in question has an attached microchip that is digitally connected to one?s account on the bank?s database. On the receipt of any transaction with the card, the bank immediately credits your account with the money that is needed to complete the transaction. This is how credit cards are making availing goods and services a simple affair.

Credit Cards, Platinum and Visa:

Credit cards can come in a lot of different forms. No two credit cards are alike. They may vary from bank to bank or they may vary on the basis of function even when they are issued from the same bank authority. In this basis, we can divide credit cards according to the features and benefits they possess based on the type of card they are. In this connection, Platinum cads are pretty common and they and almost all banks issue them. They are usually cards with a lifestyle orientation, meaning that the card is used for making purchases that are more or less related to the cardholder?s lifestyle preferences, including apparel and dining.

Another subtype of credit cards is the popular Visa card. These cards are ideal for making a large number of purchases and they are often partnered with brands in order to allow exciting offers and discounts to exist. Further, Visa cards can be used anywhere in the world, and almost all retail outlets accept the validity of a Visa card, save for certain exception. Again, Visa cards are very commonly issued by banks from time to time.

In many cases, banks have combined these two card types to form Platinum Visa cards that combine the best aspects of both the cards. You can now use this card to not only make lifestyle related purchases but to also avail amazing deals with partnered brands and services.

As a Lifestyle Credit Card:

Due to the wide applicability of Platinum Visa cards, it has been found that it could be used another iteration of Platinum lifestyle credit cards that are available in the market. Due to its wide acceptability and immense number of Shopping that it provides, Platinum Visa credit cards can be potentially used as a viable and successful lifestyle credit card lest you don?t possess a credit card that had been made to exclusively address the demands of Shopping from a lot of places. So if you are at Rajula and you want to purchase something that you like, use your Platinum Visa credit card without any sort of hesitation.

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up PROS

With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.

We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1

You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.

Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

3.8

10 Reviews Sort

Newest

Satisfied

3 months ago | Kamruddin

I got benefits through Payback since other cards also use Payback you can actually see all your points adding up from different cards at one place.I am very much okay with that credit limit, but it would be great if they improve their customer service, remaining all good.

Excellent

2 months ago | Mehernosh Shapoorjee

I have been using Jet Airways ICICI Bank Coral Visa Credit Card for the past 6 to 7 months. This is an excellent card for normal usage. I mostly use this credit card for paying the bill and I got really good cash back in my bill payments

Getting average service

4 months ago | Harion Mishra

I have ICICI bank platinum chip credit card and i am using it from last 4 years. I want to change my credit limit. But this process took them near about 3 months which is not satisfactory.

Needs improvement in customer care team

1 year ago | Rachna Mehta

I feel icici bank needs to improve the customer support. The rate of interest and charges is fine with icici bank platinum chip credit card but still the charges are little high some time compared to other credit service providers in the market.

Good in access

10 months ago | Tarun Devnani

The jet airways ICICI coral visa credit card is very easy to handle. The net banking and the mobile app ia also very useful. You can access your account anytime any where.

Bookmyshow offer

1 year ago | A Ragabh

I have taken jet airways ICICI Bank coral visa Credit Card. The customer service and responsiveness was good. By this card you can get offer at bookmyshow.

Good customer services

3 months ago | Sonu Gurung

Along with the good customer service, this card allows you to avail its great features and deals. You can save minimum of 15% on dining bill at over 2500 participating restaurants across 12 major cities with the ICICI Culinary Treats Program.

Having multiple feature in this card

3 months ago | Avantika

This card allows you to use its multiple features, one of them is its fuel surcharge option, a 2.5% fuel surcharge waiver is provided for all fuel transactions not exceeding Rs.4000 at HPCL pumps. I am having this card from quite some time with a good credit limit.

Enjoying all the service of this card

11 months ago | Lima Dash

If you want to check a good responding service then my recommendation is to take ICICI Bank credit card. You can enjoy all the services.

Wrost customer service

2 weeks ago | Wahida Begum

All the facilities the card gives is good but the customer service is worst. And the issuing time for the card is very high . It took 2 months for me.