Regions Bank, Birmingham, Alabama, to establish branches at the following locations: Highway 94 and Florence Drive, St. Charles, Missouri, to be known as the St. Charles Branch; Campbell Drive and Kingman Road, Homestead, Florida, to be known as the Homestead Branch; Main Street and US Highway 41, Cartersville, Georgia, to be known as the Cartersville Main Street Branch; 1400 Augusta Road, Greenville, South Carolina, to be known as the Augusta Road Branch; the corner of Pelham Road and Old Boiling Springs Road, Greenville, South Carolina, to be known as the Pelham Road Branch; and 1614 Hendricks Avenue, Jacksonville, Florida, to be known as the San Marco Branch.

Newspaper:

10/16/2007

Federal Register:

Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA: