How It Works

1. Apply Online

2. Get Matched

Your request is matched across our network of lenders and terms to suit your financial needs.

3. Get Approved

Once a match is found your approval is provided in real-time. Your Lender will contact you to finalize your loan.

4. Collect Your Funds

Meet with your lender to sign for you loan and collect your funds.

Get Matched With a Personal Loan to Suit Your Cash Needs

In today's economy more and more Americans are experiencing difficulties staying under their budget each month.

Mounting bills, unexpected medical or repair expenses, child births, and sometimes even weekly groceries can all be hard to absorb when their budgets are already stretched so thin. At Vivaloan, finding the best personal loan available to you is our specialty. In three easy steps, you can be approved for a personal loan of up to $10,000, allowing you to reclaim your financial stability as soon as tomorrow.

We understand the world is not perfect, and sometimes we all need a helping hand to get back on our feet. Whether you have poor credit or no credit at all, Vivaloan's simplified application is capable of matching you with a lender that suits your personal lifestyle and financial needs. And better yet, even if you don't qualify for a personal loan we can work with you to secure a short term loan that can provide instant relief for your situation.

Apply today and get approved for a loan between $100 to $10,000.

Put the Power of Borrowing in Your Hands

When we encounter a situation where we need cash now, there's no time to deal with the hassles of a waiting in line at a bank - we just need immediate access to cash.

By offering an extensive network of local and national lender partnerships, real-time approval notifications and flexible repayment options, Vivaloan is re-defining the loan application process by making it hassle-free and completely transparent. Instead of standing in a physical line at your local bank to apply for a loan, you can discover the power of borrowing online by having multiple lenders across the country battle for your business from the privacy of your own home. Having the option to select the right loan amount and terms that are best for you saves you valuable time, and more importantly, money. Our industry-renowned loan technology can assess your personal situation and financial needs to automatically match you with the best personal loan rates and terms in as quick as 90 seconds - for free. Take advantage of repayment periods of up to 36 months and competitive interest rates to comfortably fit a personal loan into your budget while keeping more money in your pocket.

Vivaloan Provides Happiness - Period.

At Vivaloan, we strive towards matching prospective borrowers with the best possible loans at the best rates available to them. Our network of lenders include those who specialize both long and short term financial needs, including personal, installment and short term cash advances. In certain cases where we are unable to match an applicant with a personal loan lender to fund their loan request, we will do our best to match you with a short term loan to help address your immediate needs and ultimately build your credit in the future.

Vivaloan is a free, no obligation financial service, matching prospective borrowers with prospective lenders for Personal Loans. Vivaloan is not a financial institution or a lender and cannot guarantee final approval of your loan. Not all independent loan companies will approve a loan up to $10,000. Qualifying for final approval of a Personal Loan depends on many factors including, but not limited to: income levels, employment status, credit and the state in which you reside. Independent loan companies may verify your supplied information with a number of independent verification companies including but not limited to: CLVerify, Teletrack, or Accurint. Loan terms, conditions and policies vary by lender, state and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates.