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Some business owners use their time inefficiently when searching for funding by trying to raise too much or by looking in the wrong places, writes Ami Kassar, founder of MultiFunding. "As small-business owners and entrepreneurs, we often try throwing as much as we can against the wall to see what sticks," Kassar writes. "But when it comes to looking for money, this approach can consume time and is unlikely to end happily."

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It's difficult to say how much the small-business lending environment has improved, writes Ami Kassar, founder of MultiFunding. Some small-business owners have become more profitable and may now have an easier time getting bank loans, and alternative lenders are providing opportunities for other small firms. However, "the fact remains that there is still only a small percentage of businesses that are bankable," Kassar writes.

Understanding how your salespeople view monetary incentives is critical for making sure your team is on the right track, writes Tom Searcy. When interacting with sales representatives, try to get a better understanding of their financial goals and whom they see as their role models, Searcy writes. Also, think about the ways in which parental influence can affect someone's thought patterns when it comes to money, he suggests.

Washington, D.C., is the U.S. city with the highest salary for women, according to an analysis of census data. The median income for women working full time in D.C. is $57,128. Also among the 20 cities where women earn the most are Trenton, N.J., and Napa, Calif. In all but a handful of the cities that were analyzed, women make less money than men do. "This is astonishing because it's a like-for-like comparison, as the data only includes women and men who have worked full time, year-round in the past 12 months," said Stephanie Wei of NerdWallet.

If you're trying to decide whether to stick with a job or a career, look at how much the position actually costs you in terms of taxes, benefits, commuting expenses, wardrobe costs and business equipment, Liz Davidson writes. "This is the time to ask, how expensive is my job? Am I getting the most out of my employment or should I re-evaluate my situation?" she writes.

If you're trying to decide whether to stick with a job or a career, look at how much the position actually costs you in terms of taxes, benefits, commuting expenses, wardrobe costs and business equipment, Liz Davidson writes. "This is the time to ask, how expensive is my job? Am I getting the most out of my employment or should I re-evaluate my situation?" she writes.