News Archive

Dental Insurance

There is no deductible for Class I or Class IV services. When you receive covered Class II or III services, you must pay a deductible before payment will be made for these benefits.

Co-pays:

Class of Service:

Coverage Pays:

Your Copay Is:

Class I - Preventative Services

90%

10%

Class II - Restorative Services

90%

10%

Class III - Denture & Bridges

50%

50%

Class IV - Orthodontics Services

50%

50%

Dollar Maximums:

$1000 annually for Class I, II and III services combined

$1000 lifetime for Class IV (orthodontic) services

Every effort is made to provide accurate information. However, this is not a guarantee of payment. Treatment will be rendered based on BCBS's payment liability, we recommend you request a predetermination for your treatment plan prior to having any services rendered.

Drugs in the Workplace

Scope

All faculty and staff.

Policy

Albion College subscribes to the objectives of the Drug Free Workplace Act of 1988 and prohibits the unlawful manufacture, distribution, dispensing, possession or use of any controlled substance in the workplace.

Employees convicted of any workplace-related criminal drug conviction must inform the Director of Human Resources of the conviction within five (5) days.

Albion College will notify the federal agency that contracts with or provides grants to the College within ten (10) days after receiving notice of an employee's criminal drug statute conviction for conduct in the workplace.

As a condition of employment at Albion College, employees must abide by the terms of this policy. The College shall have the right to discharge employees convicted of violating any criminal drug statute which occurred while in the workplace.

Cabinet reviewed 7/97

Disability - Long Term

Scope

Full-time faculty and administrative employees.

Policy

Employees are eligible to participate in the Long-Term Total Disability Plan underwritten by The Hartford beginning the first day of the month following one (1) year of employment. If you are absent from work on the day you would otherwise become eligible, you will become eligible on the day you return to work.

The total disability benefit allows for a monthly disability payment after six (6) months of continuous total disability as defined under the plan.

Procedure

When an employee becomes "totally disabled," the Human Resources office must be notified so that the necessary application forms for monthly disability benefits can be completed and submitted to The Hartford.

A booklet summarizing the plan entitled Long Term Disability Income Plan is available through the Human Resources office. Payment of benefits is governed by the terms of the group insurance policy.

Cabinet Reviewed 7/97, modified for current provider 2/2012

Disability - Long Term

Scope

Full-time faculty and administrative employees.

Policy

Employees are eligible to participate in the Long-Term Total Disability Plan underwritten by The Hartford beginning the first day of the month following one (1) year of employment. If you are absent from work on the day you would otherwise become eligible, you will become eligible on the day you return to work.

The total disability benefit allows for a monthly disability payment after six (6) months of continuous total disability as defined under the plan.

Procedure

When an employee becomes "totally disabled," the Human Resources office must be notified so that the necessary application forms for monthly disability benefits can be completed and submitted to The Hartford.

A booklet summarizing the plan entitled Long Term Disability Income Plan is available through the Human Resources office. Payment of benefits is governed by the terms of the group insurance policy.

About Albion

An Albion College education. It's hands-on. It's the liberal arts. It's career readiness. It's providing you the knowledge, skills, and experiences you'll need to succeed in college, in your career, and in your life.