To earn the best rate with both accounts, you need to make at least 12 debit card purchases per month, have at least one direct deposit made into your account or make at least one automatic payment from your account every month, enroll in online banking and receive eStatements.

If you don’t meet those requirements, your accounts will earn just 0.05% APY for that month.

You don’t have to keep a certain amount in either account to earn interest, and the accounts have no monthly fees.

For more information, visit www.westfield-bank.com or call 800-368-8930.