Statistics show that only 6 in 10 Americans have life insurance and nearly half of them have insufficient coverage to address the financial needs of their family. VFIS of Texas can help. We offer a Group Term Life Policy your organization can purchase as a benefit for your employees and/or volunteers. This is a cost effective way to retain and recruit members as well as help to provide a meaningful benefit to their family in the event of a tragedy.

Highlights of our Group Term Life Policy include:

Around the clock coverage – 24/7 on-duty and off-duty coverage for any cause of death

Guaranteed issue – no medical questions asked and all ages covered

Conversion privilege – members can take the coverage with them when they leave

Disability waiver of premium – no further premiums due if member is totally disabled prior to age 60

Paralysis benefit included – benefit paid for permanent paralysis due to accident

Accelerated life benefit - portion of benefit is payable if terminally ill

24-hour accidental death – automatically included in addition to basic life coverage

IMPORTANT NOTE: This Web site provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. Coverage CANNOT be bound, amended, or altered by leaving a message on, or relying upon, information in this Website or through E-Mail.Licensed & doing business in the following states only: Texas, Oklahoma, New Mexico, Arkansas, & Mississippi