What You Need to Know about Guardian

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May 02, 2017

​Plans & Benefits

Guardian plans are available for groups with 2-49 employees. Dental plans are available for quoting in bpQuote. Please ​contact a member of your B&P Sales Team for quotes with additional lines of coverage and discounts.

*Guaranteed Issue is subject to the employer level health questions on the Master Application.

Multi-Line Discounts

​Sell multiple lines of coverage with Guardian and combine discounts:

​2-24 Employees: save 4% per line after the 1st line

25-49 Employees: save 2% per line after the 1st line

A group with 20 employees that purchases Dental will save 4% by adding Vision and another 4% by adding Life for a total of 8% savings on all lines of coverage.

In addition to Guardian's Multi-Line Discounts, a comprehensive Employee Assistance Program (EAP), ​WorkLifeMatters, is free for employers who offer three or more qualified lines of coverage.

Financial Rating

Financial strength is important when it comes to Life & Disability benefits, some claims may last for decades, know your clients are in good hands with Guardian's outstanding ratings:

​A.M Best: A++

Standard & Poor's: AA+

Moody's: Aa2

Fitch: AA+

​Guardian Insights

​Guardian's Fourth Annual Workplace Benefits Study takes a look at the well-being of working Americans. Workers with employer-sponsored benefits scored higher in Guardian's Workforce Well-Being Index than those without employer-sponsored benefits or with limited non-medical benefits.

Please ​contact any member of your B&P Sales Team for assistance with your 2017 Guardian business.