1) Cut back to 5% on the stock purchase, using any available cash to pay down credit cards.2) In late Nov. take out a 401K loan (if available) and pay off the car. Use the car payment to pay the credit cards. I suggest the car since you will be able to eliminate that debt totally while paying yourself back.3) Cut back the 401K contribution to 6-8%, use the loosened up cash to pay back the 401K loan in #2(The interest is put back into your pocket)and any extra towards the cards.4)Once the 401K loan is paid off take it out again, this time paying off the cards. Since they are the highest interest at that time and you will be able to eliminate them with a higher 401K loan after 12 -18 months. Pay off the 401K loan more aggressively.

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