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HOW TITLE LOANS WORK

Getting a car title loan or motorcycle title loan with TitleMax is easy! The entire process can be completed in as little as 30 minutes. And the best part is, you get the cash you need while continuing to use your car or motorcycle!

1. Apply Today

2. Get Approved

3. Get Your Cash

4. Get Your Title Back

What do I need to be approved for a cash loan or pawn with TitleMax?

Depending on the type of loan or pawn you’d like to get and the state from which you plan on getting it, the requirements vary slightly. However, the process of getting a TitleMax loan or pawn remains constant. After you fill out some simple paperwork and you and our highly trained customer service representative decide on the amount of your loan, you take your cash and go along with your day! We know that your vehicle is the ticket to your livelihood, that’s why it stays with you. Yes, you get to keep driving your car or motorcycle throughout the entire duration of your TitleMax loan or pawn. When you’re a customer of TitleMax, we’re working together… as a team. So, bring the required items as listed below to your neighborhood TitleMax location and let us help you by putting cash in your pocket in about 30 minutes.

Loan Requirements By State

Alabama

In the state of Alabama, you must be at least 19 years old to be approved for a car title loan or a motorcycle title loan. In order to be approved for an Alabama TitleMax car title loan or motorcycle title loan at any of our numerous Alabama TitleMax locations, your age must be confirmed via a government-issued ID, like a driver’s license. The only other item you’ll need is a clear vehicle title (either for the car or motorcycle against which you wish to take out the loan) that is registered in the same name as is listed on your government-issued ID.

Arizona

To be approved for a car title loan or motorcycle title loan in Arizona, you simply need to be 18 years of age and have a valid government-issued ID such as a driver’s license. You’ll also need a vehicle registered in your name and a lien-free car title for that vehicle. In addition, for a motorcycle title loan you will need to bring proof of insurance. Be sure to bring all of these items into your local Arizona TitleMax store so we can get cash in your pocket in as little as 30 minutes!

California

You must be 18 years old with a valid government-issued ID and have a clear car or motorcycle title to be eligible for a car title loan or motorcycle title loan in the state of California. You will need to bring the car or motorcycle associated with the clear car or motorcycle title to the store for an appraisal when you come into your neighborhood California TitleMax location to get your money. You’ll also need to bring proof of income, proof of current residency, and your current vehicle registration. In California, a credit check will be required for a car or motorcycle title loan; however, TitleMax welcomes all credit good or bad, so we can get you the cash you need when you need it most.

Delaware

If you live in Delaware and you’re in need of fast cash, TitleMax is here to help. With very little effort, you can get cash in your hand the same day you come in. The only items you need to be approved for a Delaware TitleMax car title loan is your vehicle, a valid government-issued ID verifying you are at least 18 years old, and a clear car title in your name for the vehicle against which you plan on getting a title loan. If you have all of these required items, then come visit us as your neighborhood Delaware TitleMax location today. We can get you the cash you need in about 30 minutes with a TitleMax car title loan.

Georgia

In order to get any pawn in the state of Georgia, you must be 18 years of age. At TitleMax, you’ll need to present a valid government-issued ID (like a driver’s license) regardless of what type of pawn you’d like to get. If you are interested in a car title pawn or motorcycle title pawn , then you must bring the vehicle along with a clear (lien-free) title for the vehicle you’d like to pawn. If you are looking to get a motorcycle title pawn you will also need to bring in your proof of insurance. In about 30 minutes we can have you approved and get cash in your pocket with a car title pawn or motorcycle title pawn!

Illinois

In the state of Illinois, you must be 18 years old with a valid government-issued ID to be approved for a car title loan or a motorcycle title loan. You’ll also need a vehicle registered in your name with a clear title for that vehicle to be eligible for an Illinois car title loan or motorcycle title loan. In addition, make sure to bring in proof of insurance if you are looking to get a motorcycle title loan. When you bring these items into your neighborhood Illinois TitleMax location to get your cash, be sure to also bring in proof of income, as this is another requirement in the state of Illinois. Proof of income does not necessarily mean that you must be currently employed, but it does mean that you will need to confirm that you have a source of financial revenue to pay back the car title loan. Proof of income includes, but is not limited to: a current paystub from an employer, self-employment verification, or government benefit award documentation.

Mississippi

If you’re 18 years old and have a valid government-issued ID, then you’re halfway to getting approved for a Mississippi title loan with TitleMax. The only other items you’ll need is a vehicle with a clear (lien-free) car title. Be sure the name on the car title and your valid government-issued ID match before you visit your neighborhood Mississippi TitleMax store to get your car title loan. In as little as 30 minutes you can have cash in your pocket with a title loan from TitleMax!

Missouri

In the state of Missouri, TitleMax makes getting cash with a car title loan or motorcycle title loan as easy as it gets! All you need to bring to your conveniently located Missouri TitleMax location is a valid government-issued ID showing you are at least 18 years of age and your vehicle along with its clear (lien-free) vehicle title. You will also need to bring in your proof of insurance if you are looking to get a motorcycle title loan. Make sure the vehicle title is registered in the same name as the name listed on your valid government-issued ID to ensure we can get you in and out with cash in hand in as little as 30 minutes!

Nevada

If you’re in Nevada and interested in getting fast cash from one of our many convenient Nevada TitleMax stores, you can have cash in your pocket with a TitleMax car title loan in approximately 30 minutes. All you need to bring is your vehicle along with its lien-free car title, and a valid government issued-ID.

New Mexico

A New Mexico TitleMax car title loan or motorcycle title loan can get you the money you need quickly and easily. How does cash in your pocket in about 30 minutes sound? Good? We think so, too. The only items you need to be approved for a New Mexico TitleMax car title loan or motorcycle title loan is a valid government-issued ID verifying you are at least 18 years old, and your vehicle along with a clear title in your name for the vehicle against which you plan on getting a title loan. Additionally, to complete a motorcycle title loan you will need to bring proof of insurance. If you have all of the requirements, then all that’s left to do is visit one of the many New Mexico TitleMax stores with those items and you’ll get the cash you need with a TitleMax car title loan or motorcycle title loan in as little as 30 minutes.

Ohio

In the state of Ohio, getting the money you need with a car title loan is quick and simple thanks to the easy approval process at TitleMax! All you have to do is stop by your closest Ohio TitleMax store and bring the following items with you: a valid government-issued ID showing you are at least 18 years of age, and your vehicle along with its clear (lien-free) car title. Be sure the car title you bring in is registered to the same name that is listed on your valid government-issued ID. This will ensure the process goes as smoothly as possible, and will allow us to get cash in your pocket in about 30 minutes!

South Carolina

Getting approved for a loan using your car or motorcycle in one of our numerous South Carolina TitleMax stores is as easy as 1, 2, 3. Literally! You only need to bring a few items along with your car or motorcycle when you come in to get your fast and simple TitleMax loan using your car or motorcycle title. Since you must be 18 years of age in order to take out a loan of any sort in the state of South Carolina, the first required item is a valid government-issued ID to confirm you’re of legal age. The second item is a clear (lien-free) car or motorcycle title in the same name listed on your ID. The final required items are proof of income, and if you are getting a loan using your motorcycle you need proof of insurance. Now, this does not mean that you need to have a job in order to get a loan in SC. We accept a number of different types of income, including but not limited to: disability, unemployment, and retirement income. So, pick your closest South Carolina TitleMax location, bring your vehicle along with the required items, and in about 30 minutes, we’ll have cash in your pocket and put a smile on your face.

Tennessee

With so many Tennessee TitleMax stores, there’s nothing stopping you from getting the cash you need, when you need it. This is especially true since TitleMax only requires a few very simple items in order for you to be approved for a car title loan or motorcycle title loan in the state of Tennessee. Regardless of the loan type in which you’re interested, the first item you’ll need to bring with you is the vehicle you would like to use for the loan. The second required item is a clear vehicle title, registered in your name, of the car or motorcycle that you plan to use to get your TN title loan. The last item is your valid government-issued ID, such as a driver’s license. This will be used as confirmation that you are of at least 18 years of age, the legally required age to take out any loan in the state of Tennessee. If you are looking to take out a motorcycle title loan you will also need to bring in proof of insurance. Simply bring these items to one of our conveniently located Tennessee TitleMax locations, and let us put the cash you need in your pocket in as little as 30 minutes.

Texas

In the state of Texas, you must be at least 18 years old to get a car title loan. In order to verify this requirement when you come into one of our many Texas TitleMax locations, you must present a valid government-issued ID, like a driver’s license. In addition to your vehicle the only other item you need in order to be approved for a TitleMax Texas car title loan is a clear, lien-free car title. When you bring those items into one of our conveniently located TitleMax Texas stores, it will take us approximately 30 minutes to get you the money you need.

Utah

TitleMax of Utah makes the title loan process simple, so you can get the cash you need quickly and easily. Stop by your closest UT TitleMax store and bring the following items with you: a valid government-issued ID, your vehicle, and your vehicle’s clear (lien-free) title. Be sure the car or motorcycle title you bring in is registered in the same name that is listed on your valid government-issued ID. We’ll have you in and out with cash in hand in around 30 minutes.

Virginia

We have made it extremely simple to get the cash you need through a consumer finance loan or motor vehicle title loan in any of our conveniently located Virginia TitleMax stores. Our approval process only requires a few basic items. Because the law mandates anyone in the state of Virginia must be at least 18 years old to take out a loan, our first required item is a valid government-issued ID, such as a driver’s license. You must also bring your vehicle with its lien-free car title to get your VA consumer finance loan or motor vehicle title loan with TitleMax. Be sure your vehicle’s car title is registered under the same name that is listed on your valid government-issued ID. This will allow us to get you in and out with cash in hand in as little as 30 minutes. So, get the money you need today by bringing those items to any of our many Virginia TitleMax locations.

Wisconsin

TitleMax is happy to offer residents of “The Badger State” car title loans and motorcycle title loans at competitive rates. We can get you the money you need regardless of your credit history since we accept all credit good or bad. A TitleMax car title loan or motorcycle title loan is the perfect solution if you need extra cash quickly, because we can have you through the entire process with cash in your hand in about 30 minutes. You can then drive off in your own vehicle with your money! That’s right… you get to keep driving your vehicle through the entire title loan. And our friendly staff is here to help make sure you get your title back in no time at all. Visit your closest Wisconsin TitleMax today!

** Car title loans may require a credit check in California. Motorcycle title loan and pawn approval requires satisfaction of all loan eligibility requirements including a vehicle evaluation and a credit check.

*** To be approved for a title loan or pawn, you must be at least 18 years of age (19 in Alabama). Account approval subject to vehicle inspection, appraisal, and, if applicable, a credit check.

† Proof of income is required in Illinois, South Carolina, and California. In California you are also required to provide proof of residency, and a valid vehicle registration to obtain a loan.

‡ Signature and personal loans are offered by an affiliate of TitleMax and are currently only available in Georgia and Florida. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.

§ Refinancing of a competitor’s title loan is not available in Mississippi or Virginia. In Illinois, you are required to have reduced your original principal balance by 20% before refinancing. TitleMax brands, including TitleBucks, Instaloan, and Equity Auto Loan, are not considered competitors. Please see a store associate for details.

- TitleMax of Virginia, Inc. d/b/a TitleMax is licensed by the Virginia State Corporation Commission, license number VTL-11.

- TMX Finance of Virginia, Inc. d/b/a TitleMax Loans of Virginia is licensed by the Virginia State Corporation Commission.

- In Ohio and some locations in Texas, TitleMax will act as a Credit Services Organization to assist you in obtaining a loan. Your loan may be made by an unaffiliated third party Lender. Please see store associate for details. TitleMax of Ohio, Inc., Credit Services Organization Certificate No: CS.900193.000. Please see Important Texas Disclosures.

- In GA, TitleMax offers Title Pawns.

– In CA, Loans are made by TitleMax of California, Inc., California Finance Lenders Law License No. 603K014.