Trade Loans

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

How can a short term Trade Loan help your business?

Tailored loans to a specific contract or contracts

Cover the funding gap between you paying your suppliers and being paid by your customer

No need to build funding requirements into your annual overdraft

Repay the loan when your customer pays you

In some cases we can provide a greater level of credit than we may be able to with an overdraft or business loan

Short term funding

Trade Loans are designed to cover short periods of time - 30, 60, 90, 180 days - in order to fund your trading costs for a particular contract. It can be drawn when you need it. Each loan is repaid as soon as you are paid by your customer. Early repayment possible.

Only take the credit you need

No need to build your trade funding requirements into your annual overdraft. Due to the way these loans are controlled, in some cases we can provide a greater level of credit than we may be able to with an overdraft or business loan.

Working with you

Enquire online now and our team of specialist trade advisors will work with you and your Relationship Manager to understand your business and your plans for the future. Our wide range of trade finance products, along with the benefits and the costs, will be explained to you and a joint decision will be made as to the best solution(s) for your business.