Surprising Facts You Must Know Before Moving Abroad as an Expatriate. | InstaReM explores some of the most surprising facts influencing the expatriates on several factors living around the world.

There are66.2 millionexpatriates across the world. This number is expected to grow at at a compounded annual rate of 7.2 % to 87.5 million in 2021 according to a research report by Finaccord. From moving abroad for education or work to settling abroad with your spouse or even moving for a romantic interest, there are multiple reasons that contribute to this increase in expat population. Before deciding to settle in a particular country, one must know about the quality of life and work, payscale for expat employees, things to do before moving etc.

InstaReM, a cross-border payments company has compiled years of research on expat requirements and preferences into a simple infographic that will give the readers a clearer picture on their plans to settle abroad.

Bahrain is Expat’s ‘Most Favourite Country’ for the second consecutive year.

While the Middle-Eastern island nation Bahrain maintained its first rank in ‘Top Expat Destinations’ list for the second consecutive year,

On the other hand, 7 out of 10 countries maintained their position in the ‘Least Favorite Nations’ from 2017 rankings. Top-ranked Bahrain’s GCC (Gulf Cooperation Council) counterparts, Saudi Arabia and Kuwait ended at the bottom of the table, respectively. India, ranked 49th in 2016 also slipped to the 66th rank, above just the two Arab nations.

Expats in Mumbai draw the highest salary while ones in Hong Kong spend the most.

While India was among the bottom 10 in terms of ‘Top Expat Destinations’, Mumbai has established itself as the ‘Top Paying City’ for Expats with an average salary of $ 217,200, comfortably ahead of second-placed San Francisco.

Furthermore, Hong Kong was ranked the ‘Most Expensive City’ in 2018, in a list that saw 6 Asian cities in the top 10,while the city of Tashkent in Uzbekistan was ranked the least-expensive city.

Are you living or planning to live abroad for the following reasons?

There are several reasons why people live outside their home country. The Expat Insider Survey listed the Top 10 reasons why people move abroad . Some of them are foreign assignments, moving with spouses, education, adventure etc. The infographic by InstaReM pictorially categorises all the types of expats.

Challenges faced by Expats

While there are several benefits of living in a foreign country, it comes with its fair share of problems. However, knowing the top concerns faced by expats across the world can help the aspirants stay prepared to tackle these situations. A lot of people who moved to a foreign country experienced issues such as language barriers, personal income losses, cultural differences etc. The Infographic lists down the top ten challenges of the expat life.

How to prepare yourself for Expat Life?

There are 66.2 million people living in foreign countries. Hence, the world has enough data sources to gather every aspect of living abroad. This helps aspirants and even current residents be more prepared for expat life. This information ranges from aspects that expats wished they knew before setting abroad to a ‘To-Do List’ for others who are preparing themselves for expat life.

What’s in it for you?

Conducting an in-depth research on life outside your home country is not a simple task. There are multiple factors associated with this and often people get buried under the abundance of information. This infographic acts as a starting point for your plans to settle or live abroad. This will give you a better sense of direction on how to plan the entire exercise.

InstaReM is a Singapore-headquartered cross-border payments company. Founded in 2014, InstaReM is licensed as a Money Services Business in Singapore, Hong Kong, Australia, Malaysia, India, Europe and USA. InstaReM has created a unique payment mesh in Asia, which is being leveraged by financial institutions, SMEs and individuals to make fast low-cost cross-border payments to more than 55+ countries. Since starting operations in 2015, InstaReM has raised US$ 18 million in two rounds of funding. Its investors include Global Founders Capital, Vertex Ventures (VC arm of Temasek Holdings), Fullerton Financial Holdings, GSR Ventures and SBI-FMO Emerging Asia Financial Sector Fund.

D&V Grand East Cost Mall, Kuantan. | Fried chicken is everyone favorite right? There is so many version and size of fried chicken available in the market, and currently restaurant and kiosk making this fried chicken up in a new level with so many flavor.

Talking about the varieties of flavor for fried chicken, have you had one from D&V Grand? D&V Grand have several branch in Malaysia, in Johor, Sabah and Sarawak also in Kuantan, Pahang. They also have a branch in Indonesia. Branch in Kuantan just opened end of 2018 and I managed to visit the kiosk early this year.

D&V GRAND XL CHICKEN STEAK

I was amazed the first time I visited the store, there are so many choices of flavor can be add on to your spicy chicken steak. Yes, the chicken is XL and it is a size of chicken chop where you also can choose the crust. There is optional of D&V Chicken Crust and also Flaming Chicken Crust.

The D&V Chicken crusted is a special recipe from D&V Grand that using their special flour to create a great crust. While Flaming Chicken Crust is similar to the Taiwanese XL Chicken that is also crunchy.

Some of the menu for Flaming Chicken

There is 18 variation you can choose for the chicken steak from original, salt & pepper, lemon, cheese, barbeque, matcha, wasabi, sour plum and also seaweed. Because of the good feedback from the customer, there are expanding more flavor for the chicken and the R&D process is still ongoing at Kuantan branch.

D&V Chicken Cheese Spicy

D&V Chicken Cheese

D&V Chicken Barbeque

D&V Chicken for me is more moist and when you add the flavor on it, the taste will become more flavorful and rich. My kids do love the D&V Chicken Cheese and I also love it but with the add on of chilli powder on it. It taste more delicious of course Malaysian-Lah!

Flaming Chicken Seaweed

For the Flaming Chicken it is so crunchy and with a good flavor on top of it, you will never stop munching it. I had a chance to eat the Wasabi Flaming Chicken and I do love how it tackle my taste buds and enhance my experience eating it.

Flaming Chicken Wasabi

D&V GRAND COCONUT SHAKE

The Bestseller Shake

Another top menu in D&V is their special coconut shake. D&V Coconut Shake is made using their own Coconut Ice Cream that is so creamy and rich. Unfortunately, they don't sell their ice cream and it only use for their restaurant. And the best part of their coconut shake is they mix the coconut ice cream with the frozen fruits, such as frozen strawberry, blueberry or even frozen D24 Durian flesh. Yes, is Durian Flesh not Tempoyak okay!

Frozen Strawberry

Bueberry Coconut Shake

Sirap Coconut Shake

Roasted Coconut Flakes Shake

My favorite drinks at D&V is the Strawberry Coconut Shake, Roasted Coconut Flakes Shake and of course the D24 Durian Coconut Shake. I love all the shake actually and my kids really loves the Oreo Coconut Shake and the Sirap taste likes Bandung. Bluberry Coconut Shake also one of the favorite because the taste of the blueberry is so pure and rich.

Oreo Coconut Shake

Durian Coconut Shake

Fries with varieties of flavor also sell here

In D&V Grand Kuantan, you can enjoy more menu that are not available in Johor, Sabah and Sarawak. In here, they add Nasi Lemak on the menu and the taste of Nasi Lemak is great too!

Flaming Chicken Wrap

Flaming Chicken Wrap is one of the healthy menu I like at the restaurant, they add a great amount of cheese and when you eat it you can experience the cheese "tarik" from the wrap. The taste also great with the combination of the delicious Flaming Chicken in it.

Nasi Lemak Flaming Chicken

Nasi Lemak D&V Chicken

Last but not least, if you craving for Chicken Steak, don't forget to drop by at D&V Grand if you happen in Kuantan, Pahang. I promise yo won't disappoint with the taste of the chicken and coconut shake. And Yes, writing this makes me wanted to visit them tomorrow!

KITSUI™ Korean Whitie and KITSUI™ SC.MixBerries. Turning 33 this year makes me feel insecure with my skin condition and living in this hot city, Kuantan really encourage me to take supplement for my skin.Searching for a good supplement nowadays much easier because there is a guideline you can use for your reference. For a health do look for their KKM number because this ensure the products is approve by the Minister of Health, and second one as a Muslim look for Halal logo and if it is natural products it probibly HALAL. And why I choose KITSUI™ Korean Whitie and KITSUI™ SC.MixBerries? Yes because it is Halal, KKM approve, has a GMP, Natural and it is a Super Brand Products!

KITSUI™ Korean Whitie and KITSUI™ SC.MixBerries.

KITSUI™ products are easily found at Guardian or Watsons and have an affordable price unlike others health supplement in the market. It is sells with price RM38 for all range. Thus grabbing 2 products at one time is not an issue for me, and I choose to try KITSUI™ Korean Whitie and KITSUI™ SC.MixBerries this time.

KITSUI™ Korean Whitie

KITSUI™ Korean Whitie were chosen not because I wanted a fair skin but I wanted an even skin tone and eliminates my dull skin. KITSUI™ Korean Whitie is a superfood that helps as a solution for skin problems, pigmentation problems, black and dull spots. Users with diabetic problems can try too because it contain no sugar at all and when I drink it, it definitely not sweet at all. KITSUI™ Korean Whitie produced from natural ingredients such asCamu-Camu, acerola, mixberries extract, Maltodextrin, Peptida Kolagen Marine, and ascorbic asidwith packing size of 17 packets of x 5 gm.

Benefits of KITSUI ™ Korean Whitie:

Act as anti aging

Brightens the face

Suspens and fits the skin

Covers acne sores and closes closely

For those with skin problems such as acne, freckles, scars, open pores, dull & dark skin

Eliminates spots or black spots on the body and face

How to Take:

Mix 1 packet into 150ml of warm water or cold water. Shake until dissolved and drink immediately after preparation. Drink plenty of water throughout the day for the best impression.

It is recommended to drink it at night because at night your body has ample time to process the collagen while you sleep.

KITSUI™ SC.Mixberries

KITSUI™ SC.Mixberries is a stemcell mixberries whichformulated from berries such Cranberry, Strawberry, Blueberry, Raspberry ,Grape, Plum,Pomegranate, Tomato and Marine Collagen. The result of this blend of berries can overcome the problem of dark circles under the eyes, dry skin and can protect the skin from UV rays. I do have a kilos of eyebag at my eyes, and as times goes by I found that my eyes began blurry. Mixed berries are known to helps to brighten eyes, and with the good benefits from KITSUI ™ SC.Mixberries will be a great help to aging people like me. KITSUI ™ SC.Mixberries comes in a pack of 15 packs x 15 gm.

Benefits of KITSUI ™ SC.Mixberries :

Prevents the adverse effects of UV sun rays on the skin

Protects body cells from pollution effects

Helps neutralize thin or burned skin due to exposure to sunlight

Solve fine wrinkles

Removes wrinkles, eye bags and black circles under the eyes

Helps to grow new cells

How to Take:

Mix 1 packet into 150ml of warm water or cold water or you can even mix it with other drinks or food. Shake until dissolved and drink immediately after preparation. Drink plenty of water, recommended 2-3 liter throughout the day for the best impression.

Do note that KITSUI™ Korean Whitie and KITSUI™ SC.MixBerries can be consumed by pregnant woman that is 4 months and above and not recommended for someone who try to conceive. It is not recommended for woman during her period to drink this supplement because it will not absorbed well. And yes please take note that KITSUI™ Korean Whitie and KITSUI™ SC.MixBerries is not a drug therefore it has no MAL number.I personally recommended you to try this products as it is affordable and after drink it for 5 days, I found that my skin are more smoother and my face is more glowing that before. I wake up in the with no zombie looks as the eyebag starts to fade away. But of course, the results will be vary with one another depends on your lifestyle and food intake too! Do remove away all the CAFFEINE intake for best results!If you interested to buy this products do head on to nearest Watsons and Guardian for a guaranteed original products. And for more information go to :

Carrie Junior Bubbly Bar Brings Greater Bath Time Fun. Bath time is more than just a chore; it is the perfect time for precious bonding moments. It is a daily routine that children can benefit most from the extra loving care from parents and caregivers. Bathing helps children relax and the physical touch reassures children in the tender loving care of parents.

CARRIE JUNIOR the trusted brand in children’s toiletries introduces new bath time fun with the CARRIE JUNIOR Bubbly Bar. The new CARRIE JUNIOR Bubbly Bar will give bath time a whole new dimension of fun in the bathroom. The transparent bathing bar imprinted with a 3D image of Carrie comes in 3 bright and attractive colours of pink, green and blue in accordance with the variants.

The new CARRIE JUNIOR Bubbly Bar is a Glycerine soap, making it gentler on skin than most soaps. Glycerine which is derived from natural plant oils makes the soap lower in pH compared to other soaps. It cleanses as it leaves a layer of moisturizing protection behind, helping the skin stay moist. Glycerine in the CARRIE JUNIOR Bubbly Bar also acts as a humectant, drawing moisture to the skin keeping it hydrated all the time. The humectant property does not make skin greasy, but instead it keeps it supple. CARRIE JUNIOR Bubbly Bar is dermatologically tested, suitable for all skin types, very mild and gentle on the skin; when diluted with water, it has a soothing effect and is also softening to the skin.

Keep your child’s skin hydrated constantly, giving it a moist feeling for up to several hours after bath. Regular use of the CARRIE JUNIOR Bubbly Bar makes skin softer and suppler. The gentle scrubbing effect while using the bathing bar also helps relaxes the body.

The CARRIE JUNIOR Bubbly Bar comes in the 3 best-selling, delightfully fruity scents of Groovy Grapeberry, Cheeky Cherry and Double Milk keeps skin fresh and clean. The CARRIE JUNIOR Bubbly Bars are specially formulated with the Carrie Junior signature ingredient Fruito-E, which is a natural combination of fruit extracts. Fruito-E is rich in vitamins and nutrients to help nourish and moisturize skin.

comes in 3 flavor

Children can now have more fun in the bathroom as CARRIE JUNIOR Bubbly Bar also comes with a surprise toy in every box. CARRIE JUNIOR Bubbly Bars are available at major retail outlets, supermarkets and hypermarkets nationwide; the 100gm bar soap is priced at RM4.00 (West Malaysia) and RM4.20 (East Malaysia) each.

About WIPRO UNZA

Since 1980 the WIPRO UNZA Group has successfully built a wide portfolio of brands for the personal care and household products markets of Asia. Headquartered in Singapore, the Group manufactures and markets leading brands across 50 territories within South East Asia, Greater China and beyond.

WIPRO UNZA has a portfolio of 24 brands. WIPRO UNZA’s leading brands include ENCHANTEUR, SAFI, EVERSOFT, DASHING, CARRIE, ROMANO and AIKEN. Many WIPRO UNZA products enjoy positions of market leadership due to the fact that its brands are specifically designed and created with the Asian consumer in mind.

Pandan Leaf Extract : Ideal for the City Lifestyle. | Living in the city with the hustle bustle, everyone wanted something for their convenience especially during cooking time. Living in the city, the ingredients will be limited and sometimes are hard to find.

As a Malaysian, we loved our traditional food a lot especially the "Nasi Lemak" and the kuih muih. But if you in the city, it is hard to find the enhancer for this food especially the Pandan Leaves. Pandan Leaves in the rice is important to enhance it taste and smell, and for common Kuih such as Seri Muka and Kuih Bakar, it cannot be completed without the Pandan Leaves.

Pandan Leaf Etract

My mother in law loves the Pandan Leaves and used it for so many types of dishes, sometimes even her rice porridge she will add one leaf to makes the porridge smells good. So everytime she going back to her hometown she will bring back a lots of Pandan Leaves and store it in the chiller. It is troublesome right? But to get it at town you have to go to the market to buy it, at the Hypermarket it is quite expensive and usually sold out fast.

But I'm so glad that I finally found the new solution of it from Pandan Leaf Extract. This Pandan Leaf Extract used the original Pandan Leaves and can be found in two different usage that is bakery and beverages.

1. Pandan Leaf Extract (Bakery)

Pandan with bakery is very synonym and I do love Pandan Cake, thus the creation of this Pandan Leaf Extract for bakery is a savior especially to the city residents. This Pandan Leaf extract is a convinence way to have a Pandan taste in your bakery items or I even try to cook my Nasi Lemak with Pandan Leaf Extract. My Nasi Lemak turns out so good and even when the rice is cooking, I can smell the Pandan odor from it, and because it is organic it doesn't greenish much my rice.

2. Pandan Leaf Extract (Beverages)

Pandan Leaf Extract for beverages also a good choice if you one of the health conscious person or even someone who loves Pandan drink. This Pandan Leaf Extract has a natural color and I have try to make drink from it and it taste good even my kids love it. You know, the procedure to have the Pandan extract usually takes time from picking the leaf, washing,blend and strained it. But with this Pandan Leaf Extract you just need to pour it from the bottle and can enjoy your drink in a minute.

Furthermore this products has been trough so many research before it were sold and have the Halal Certificate from JAKIM Malaysia, HACCP, GMP, FDA Registered and of course it Made in Malaysia. Lets support our local products and go for natural products!