Payment transaction

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The banks arrange payments between Danes – both for the individual and for businesses. This is especially done by Dankort (the dominating Danish debit card), Betalingsservice (Danish direct debit service), online banking and checks.

While the use of checks for private payments is in decline, the number of electronic payments, for example through Dankort and online banking, is increasing.

Payments with Dankort, check and by electronic payments

Transactions (in millions)

2014

​2015

Debit card terminal

1009

​1064

Debit card invoice

3

​3

Debit card distance sales

101

​-

Total debit card transactions

1113

​1067

Check

2

​2

Cash withdrawals from tills and ATMs

13

​12

Payment service via NETS

55

​-

​Intra day clearing via NETS

223

​204

​Credit transactions via NETS (2)

-

​-

Debit transactions via NETS (3)

232

​-

Credit transactions via banks (4)

-

-​​

Transactions via SWIFT

​-

Note 1: Only includes the use of Dankort in other banks than the one of the customer.Note 2: Covers Payment service and Intra day clearing.Note 3: Covers Betalingsservice (a Danish payment service) and Leveran-dørService (a Danish business-to-business payment service).

Note 4: Passed on to the Intraday clearing via NETS September 2014.

Source: NETS and the Danish Bankers Association.

Number of ATMs in Denmark

By the end of year

2014

2015

ATMs

2,528

2,449

Number of home and office banking arrangements in Denmark

At the beginning of

January 2016

July 2016

Number of agreements by CPR-number (Civil Registration System number).

6,026,926

6,238,680

Agreements by VAT identification number

536,307

574,043

In total

6,563,233

6,812,723

The table shows the number of active home- and office banking agreements by CPR-numbers and VAT identification numbers (the private consumers and the industry). The statistical data is based on the number of PC- and internet agreements, and it is, as far as possible, solely based on active agreements, which are agreements that have been used within the last three months.