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Indian households collectively, are estimated to have close to 24,000 tonnes of gold, which as per current price is valued in excess of Rs 7.87 lakh crore. Essentially, most of this gold is in physical form, which is a reason to fear as all physical things are prone to theft. Gold purity is also a concern in case of non-hallmarked jewellery.

Investors today have a widevariety of options available, a lot of which can fulfill all their investmentcriteria such as high returns, low risk, maintaining liquidity of portfolio andadvantage of tax saving. Public Provident Fund (PPF) and Mutual Fund (MFs) aretwo such investment schemes.

The Real Estate and construction business inherently requires the investment of capital on a large scale. In Tier-I cities such as Delhi and Mumbai, this is magnified on account of the scarcity and high cost of land.

\"The Union Cabinet, chaired by Prime Minister Narendra Modi, has given its approval to allow the Real Estate Investment Trusts (REITs) as an eligible financial instrument/ structure under FEMA 1999,\" an official statement said.