Terms and Conditions for Use of Pearl Research's Web siteThe
materials provided at this site are provided "as is" without
any warranties of any kind, express or implied.

In no event will Pearl Research, its suppliers, or other third parties
mentioned at this site be liable for any damages whatsoever (including,
without limitation, those resulting from lost profits, lost data or
business interruption) arising out of the use, inability to use, or
the results of use of this site, any websites linked to this site, or
the materials or information contained at any or all such sites, whether
based on warranty, contract, tort or any other legal theory and whether
or not advised of the possibility of such damages.

Except as otherwise noted, the information and content on this web site
are the property of Pearl Research and are protected by applicable copyright
and trademark laws. The use, reproduction, redistribution or republication
of any material contained on this site for commercial use is expressly
prohibited, without the written consent of Pearl Research.

Terms
and Conditions for Use of Pearl Research's Licensed Materials

The materials
that are the subject of this Agreement shall consist of electronic information
published or otherwise made available by Licensor, hereinafter referred
to as the "Licensed Materials". Licensee and its Authorized
Users acknowledge that the copyright and title to the Licensed Materials
and any trademarks or service marks relating thereto remain with Licensor
and/or its suppliers. Neither Licensee nor its Authorized Users shall
have right, title or interest in the Licensed Materials except as expressly
set forth in this Agreement. Licensor hereby grants to Licensee non-exclusive
use of the Licensed Materials and the right to provide the Licensed
Materials to Authorized Users in accordance with this Agreement.

Specific
Restrictions on Use of Licensed Materials:

- Licensee shall not knowingly permit anyone other than Authorized Users
to use the Licensed Materials.

- Licensee
shall not modify or create a derivative work or create a database in
electronic or structured manual form by systematically downloading and
storing any of the content from the Licensed Materials without the prior
written permission of Licensor.

- Licensee
may not remove, obscure or modify any copyright or other notices included
in the Licensed Materials.

- Other
than as specifically permitted in this Agreement, Licensee may not use
the Licensed Materials for commercial purposes, including but not limited
to the sale, resell, sub-license, rent, lease, transfer or attempt to
assign the rights of the Licensed Materials or bulk reproduction or
distribution of the Licensed Materials in any form.

- Licensee
may not allow any person who is not a employee to use and/or gain access
to the Licensed Materials or make the Licensed Materials available on
a computer network except in circumstances such that access to the Licensed
Materials is strictly controlled and limited in to the employees of
the firm.

- Licensee
may not use the Licensed Materials in any manner other than in compliance
with applicable laws.

Except
for the express warranties stated herein, the Licensed Materials are
provided on an "as is" basis, and Licensor disclaims any and
all other warranties, conditions, or representations (express, implied,
oral or written), relating to the Licensed Materials or any part thereof,
including, without limitation, any and all implied warranties of quality,
performance, merchantability or fitness for a particular purpose. Licensor
further expressly disclaims any warranty or representation to Authorized
Users, or to any third party.