The study also found cat owners are most likely to claim for road traffic accidents and dental issues, with owners of domestic crossbreeds more likely to claim than any other, followed by those who own a British shorthair, Maine Coon, Bengal and Siamese.

Dog owners are most likely to claim for ear conditions and lameness, with Labrador owners most likely to make a claim, followed by owners of crossbreeds, cocker spaniels, German shepherds and bulldogs.

David Hampson, head of pet insurance, said: “Regardless of the name of your pet, insurance to cover these eventualities can save you a lot of heartache and money.”