Working Capital - Loans
for business expenses such as, advertising, wages, rents, and other
operational costs. Often these loans are secured by tangible assets
or, in the case of long-standing good credit, by the "full faith and
credit" of the company.

Industries
using Factoring Services

Here
are some of the primary industries that utilize Factoring. Some
of these industries have structural issues that require factoring
in order to survive. The common thread within these industries is
their structural need for cash flow due. Small start-ups would not
be able to survive in this business climate without the factoring
services. Since the companies in the industry have to pay their
employees and suppliers on a regular basis they need a steady cash
flow to grow.

Purchase order financing is used for estabilished companies that sell or distribute finished goods. Trade with overseas manufacturers is desirable since the goods will typically be secured by a letter of credit. The purchase order is for goods that already have been sold but require the funds in order to manufacture them and get them to the customer.