By
Patrick Sojka - CEO Rewards Canada - This chart was originally posted on Sep 17, 2004 and was last updated on June 13, 2017

This
chart is part of Rewards Canada's Guide
to Choosing a Travel Rewards Credit Card
and is a comparison of all the Hybrid travel rewards credit cards
in Canada.
"A Hybrid card is a combination of an airline and/or hotel card
and a travel points card. You can convert your points to airline or
hotel frequent travel programs or use the points to book travel via
the credit card's travel agency or with some cards to book travel how
you want and then redeem the points against the charge
on your account."
We also offer the following comparison charts:

Feature
/ Card

American
Express Cobalt Card

American
Express Gold Rewards Card

The
Platinum Card from American Express

Diners
Club Club Rewards Mastercard

HSBC World Elite Mastercard

RBC Avion Visa Infinite Privilege

Royal
Bank Visa Platinum Avion

Royal
Bank Visa Infinite Avion

Feature
/ Card

/

Fees/Costs

/

Annual
Fee

$10 per month ($120 per year)

$150*

$699

$120

$0 in first year then $149*

$399

$120

First year free then $120 (if you apply by Jul 31, 18)

Annual
Fee

Supp.
Card Fee

$0

$0
for first card, $50* each additional card

$175
annually for Platinum Cards; $50 annually for Gold cards

$50

$50

$99

$50

$50

Supp.
Card Fee

Interest
Rate

19.99%

30%
Non Revolving

30%
Non Revolving

19.99%

19.99%
Purchase

22.9%
Cash Advance

19.99%

19.99%

19.99%

Interest
Rate

Foregn
Exchange Transaction Fee

2.5%

2.5%

2.5%

2.5%

0%

2.5%

2.5%

2.5%

Foregn
Exchange Transaction Fee

Minimum
Income

N/A

N/A

N/A

N/A

$80,000 personal or $150,000 household
or $400,000 in assets at any Canadian Financial Institution

$200,000 Household

N/A

$60,000
Personal or $100,000 Household

Minimum
Income

Minimum
Credit Limit

N/A

No
Preset Limit

No
Preset Limit

N/a

N/A

$5,000

$1,000

$5,000

Minimum
Credit Limit

/

Reward
Miles/Points Earning

/

Card

American
Express Cobalt Card

American
Express Gold Rewards Card

The
Platinum Card from American Express

Diners
Club Club Rewards Mastercard

HSBC World Elite Mastercard

RBC Avion Visa Infinite Privilege

Royal
Bank Visa Platinum Avion

Royal
Bank Visa Infinite Avion

Card

Welcome
Bonus

Up to 40,000
Membership Rewards Points

25,000
Membership Rewards Points

50,000 Membership Rewards Points

0

75,000 Bonus HSBC Rewards Points *

25,000
points

15,000
points

Up to 25,000 points
(Apply by Jul 31, 18)

Welcome
Bonus

Renewal
Bonus

0

0

0

0

0

0

0

0

Renewal
Bonus

Earning Ratio

5 Points/$ on Food & Drink

2 Points/$ on Travel, Transit & Gas

1
Point/$
on all other purchases

1
Point/$2 Points/$ at grocery stores, gas stations
or drug stores and on all Travel purchases

General
Disclaimers:
American Express is not responsible for maintaining or monitoring
the accuracy of information on this website For full details and
current product information click the applicable Apply Now link.