Investment Advisor | Financial Advisor | Founder & CEO

Start Date: 2005-07-01End Date: 2015-04-10

Prism is an independent advisory firm, with no ties to a large Wall Street firm. We offer advice that is unblemished by the conflicts of interest that have plagued both national, regional and local brokerage firms. We are Registered Investment Advisors (RIA) and as a result are held to a higher standard than that of common brokerage firms. That standard is a fiduciary one, which means that we are obligated, not just by our own desire but by regulation, to provide advice that is 100% in the best interest of the client. Brokerage firms are not held to these standards. Free of sales quotas, hidden agendas or undisclosed incentives, we can devote the time needed to properly research, recommend and monitor your investments. We engage with CPAs to bring investing and financial planning services to their clients. Additionally, we have a comprehensive working knowledge of the needs of professional athletes and understand the unique financial challenges facing them through their current and post-professional athletic careers.

Sr. Business Analyst

Start Date: 2013-01-01

MetLife, Life & Annuity Insurance a Fortune 100 Company, serves a full range of managed healthcare, life and disability Insurance and retirement savings products and services. Project's scope was to build a system which integrated Property and Casualty Insurance with the existing application. Responsibilities: ➢ Analyzed customer profiling by insurance application status, age, gender, time services, demographics, lead aggregator sources, agent IDs and call center divisions to help design an effective, efficient and theme oriented online quoting engine ➢ Effectively conducted JAD sessions to gather cross function information and different opinions ➢ Worked with Project Manager in activities like - Project Planning, Budgeting, Scheduling and costing and used MS Project extensively as a part of these activities. ➢ Familiar with current industry standards such as BABOK, ISO, Six Sigma, CMM ➢ Gathered User and Business level Requirements for SMEs from various departments like Accounting/Finance and Information Systems and designed the business requirement collection approach based on the project scope using AGILE methodology ➢ Worked as a team lead/business analyst for the project from the SFDC team ➢ Participate in the research and evaluation of new products, services and proposed AML solutions. ➢ Resolved and handled disputes on Auto, Rental, Homeowners and VPP. ➢ Analyzed more complex CCAR issues and provided recommendations to ensure compliance and risk reduction. ➢ Expertise in migrating Business Objects applications from Business Objects 5.x/6.x to XIR2, Cognos to Business objects 4.1. ➢ Prepared requirement traceability matrices (RTMs) and managed all components Facilitated JAD ➢ Sessions among the different stakeholders, process owners and the IT team ➢ Functioned as the primary liaison between the business user, project sponsor, operations team, and the technical team throughout the project life cycle for Property & Casualty (P&C) commercial lines of Insurance business unit ➢ Facilitated joint requirements planning sessions to gather requirements using UML and Business Process Modeling Notation (BPMN). Defined requirements for validations to be built in the application. ➢ Worked in a fast paced atmosphere SCRUM and studied business processes, legacy application, and the corresponding Guidewire functionality and conducted ➢ Worked as a Senior Business Analyst, for developing and deploying a centralised integrated data store for CCAR compliance ➢ Managed clients contact management including monitoring and recording interactions and communications through CRM (Customer Relationship Management ➢ Created reports connected to various databases like Guidewire Policy, Guide wire Claims and MDM as per business requirements ➢ Experienced in back-up and restoration procedures using Central administration and PowerShell for SharePoint installations. ➢ Experience in more than one module of the Product Life Cycle Management (PLM) ➢ Business Analyst at Corporate loan Department, a dedicated credit processing policy's for the Small & Medium enterprises with in the graps of policy center's ➢ Worked with the Release Manager to define scope and plan releases ➢ Composed BPM (Business Process Management) System Requirements for ESB (Enterprise Service Bus) for FINRA, Member Regulation applications ➢ Drive various internal strategic initiatives regarding new and existing capital markets solutions, providing the business development team with market research and analysis. ➢ Worked on cases to complete according to internal AML procedures and process ➢ Analyzed Business Process Management (BPM), Service Oriented Architect (SOA), Industry Standards (BPMN, BPEL, WSDL) and Tools (BizTalk, Lombardi) ➢ Responsible for overseeing and implementing Loss mitigation policy to reduce potential loan losses, delinquencies, and foreclosures ➢ Created activity report, logical components to extract business process flows and workflows involved in the project using Rational Rose, UML and Microsoft Visio ➢ Developed user manuals, presentations and training manuals ➢ Wrote SQL Queries in Oracle for data manipulations. ➢ Created Logical Data Models of the Database ➢ Performed Data mapping, logical data modeling, created class diagrams and ER diagrams and used SQL queries to filter data within the Oracle database ➢ Assisted the PM in performing Risk Assessment, Management and Mitigation. ➢ Worked directly with QA team to analyze and create test cases, manage test accounts and perform UAT testing. ➢ Meetings with developers and subject matter expert (SME) for project Pre-analysis. Environment: Windows NT/XP, SQL, BPMN, Rational Requisite Pro, MS Word, Rational Rose & MS Project, MS Excel.

Business Analyst

Start Date: 2009-06-01End Date: 2011-10-01

The Farmers Insurance Group project involved developing a web-based Integrated Contact Management System (ICMS) to keep the contact information of customers up to date on a common platform from various lines of business. This system offered Agents a consolidated view of their customer's policies, x-Dates, Quotes, Claims, Compensation Benefits, Contact lead sources, Contact information etc. The system performed a number of different Customer Relationship Management business functions such as lead distribution, calendaring, compensation management, information access security, marketing programs and generation of reports for the Farmers agency force. Compensation and benefit details were recorded in the management system which were made available to customers after agent review. Responsibilities: ➢ Identified and documented business requirements from clients while translating them into system specifications ➢ Analyzed existing and planned business processes, documented workflows and created functional specs for development ➢ Tested Highmark Individual policy through Billing, System to ensure accuracy of invoicing with correct rates. ➢ Obtained knowledge and wrote specifications for configuring business rules and functionalities in Guidewire. ➢ Empowered employees to be fluent in COGNOS by successfully conducting introductory face-to-face and virtual courses, using features in Print to File (PTF) and running "a job" function. ➢ Research and analyze business processes of different projects as part of Capital Markets consulting division ➢ Provided a design for modifications to the existing triggers in SFDC to filter only the partner accounts. ➢ Making recommendations to approving committees, strictly adhering to Banking norms and Credit through policy centers ➢ Conducted JAD sessions to allow different stakeholders to communicate their perspectives with each other, resolve any issues and come to an agreement quickly ➢ Activated appropriate workout alternative from the Loss mitigation options ➢ Policy help implement various web services for the purpose of billing payments, Recurring CC Enrollment, Viewing billing history and billing summary ➢ Coordinated meetings with business clients and various IT teams including developers and testers to discuss defects and gather new requirements ➢ Rational Unified Process (RUP) was used in the system development methodology ➢ Performed business analysis, requirement specifications, and project planning in UML using Rational Unified Process ➢ Used Rational Requisite Pro to actively organize, maintain and keep track of user requirements ➢ Analyzed and segregated business requirements into high level and low level Use Cases, using MS Visio ➢ Participated in analysis, design, new development and maintenance for VA for Vets CMS using Appian BPM software based applications in a fast paced environment with attention to detail. ➢ Software Development Life Cycle (SDLC) steps were followed in the application development process ➢ Presented the status of projects to clients ➢ every month, highlighted changes made in requirements and gathered new requirements ➢ x Settled dwelling and contents losses pursuing subrogation and/or salvage opportunities ➢ Interacted continuously with developers and the QA team to maintain schedules for releases, bug fixes and other issues relating to applications ➢ Worked with the development team to ensure testing issue resolution ➢ Performed User Acceptance Testing. Environment: MS Word, Excel, MS Visio, Access, and Project HL7 V3, IBM DB2/UDB Universal Database Oracle 8/9i, MS SQL Server 7.0, HTML, XML, UNIX, Windows NT, Sybase.

Business Analyst

Start Date: 2008-01-01End Date: 2009-05-01

Business Systems Analyst in the functional division of Business Intelligence and Reporting (BIR) team catering to all the reporting needs of Asia-Pacific Region. Valuable contributor to the project by managing key sites successfully for all regulatory, head-office or internal reporting requirements. Study and analyse the current processes and systems which have an effect on the report compositions of various functions. Provide superior reports to clients by resolving existing hurdles faced. Responsibilities: ➢ Formulated business requirements and developed functional specifications by interacting with business users ➢ Identified and created Use Case diagrams and business process workflow diagrams including Activity diagrams and Sequence diagrams from the requirements ➢ Create Users and Groups Admin data for the Policy Center Application according to business needs ➢ Used Rational Requisite Pro to organize, maintain and keep track of dynamic user requirements ➢ Facilitated biweekly meetings between business users, developers and testers to discuss the status of the project and gather any new user requirements ➢ Worked with the development team to better understand system functionality aimed at improving software quality ➢ Used Rational Unified Process (RUP)/ UML to make an Object-Oriented Model for the application. ➢ Participated in Quality Assurance by developing the test plans, test scenarios and test cases and executing them Environment: Java, SharePoint, Rational Requisite Pro, Caliber RM, Doors, MS-Visio, RUP, UML, Oracle 8i, SQL, PL/SQL, MS Office, MS-Project, Windows 2000, Crystal Reports.

Business Analyst

Start Date: 2006-10-01End Date: 2007-12-01

HDFC is a major player for housing finance in India. It also has a presence in banking, life and general insurance, asset management, venture capital and education loans. My roles and responsibilities in the organization included the following: Responsibilities: ➢ Interacted with SME's to gather system requirements for building the new Trading Platform ➢ Coordinated with teams within the project to collect the high level estimates and release requirements ➢ Assisted the business team in Business Case Modeling, Use Case Modeling using Rational Unified Process for preparing Functional Requirements documents ➢ Worked and experience AML-related reports generated in various systems ➢ Given project sizing for various releases of the project to senior management ➢ Coordinated the process for users, which analyzed their current business practices, user, needs, and then used that information to define functional requirements and Request for Proposal (RFP) for a new system ➢ Organized weekly Project Status and Task Review meetings ➢ Created PowerPoint presentations and project updates using MS Project for management review ➢ Performed SWOT and GAP analysis for new functionality requirements as well as prioritized them based on actual business needs ➢ Identified opportunities to use customer data to develop customer strategies and improve business performance wire ➢ Conducted JAD sessions to resolve issues pertaining to development and testing. ➢ Gathered data for the target company's industry databases through the use of pivot tables, SUMIF formulas, VLOOKUP etc. ➢ Created various Reports and Report folders to assist managers to better utilize Salesforce as a sales tool and configured various Reports for different user profiles based on the needs of the organization. ➢ Used Master Data Management (MDM) technology, tools to create and maintain consistent and accurate lists of Master Data. ➢ Undertook project risk management and business process analysis review of the implementation of different stages of the applications ➢ Collaborated with the QA team to ensure adequate testing of software, maintained quality procedures, and ensured that appropriate documentation is in place ➢ Assist with User Acceptance Testing of systems (UAT), developing and maintaining quality procedures, and ensuring that appropriate documentation is in place ➢ Worked on developing the Implementation plan for the entire Enterprise Integration Team supporting multiple enterprise wide applications during Conversion time-period and supported all the Enterprise applications for a smooth transition from the old to the new system. Environment: Requisite Pro, Rational Rose, Clear Quest, Test Manager, SQL, PL/SQL, EDI, MS Visio, MS Project

Life is full of challenges that one must embrace. As one door closes another opens. I started my career in desktop support and quickly moved on to find my niche within investments. I have had the opportunity to work in many areas of investments such as performance measurement, risk measurement, back office operations - Pension, 401(K), VEBA and Rabbi Trusts, as well as cash management. I cannot wait to take the challenge on any and all new endeavors that may come before me in the future.

Country Director - Ecuador, Bolivia and Republic of Georgia

Start Date: 2006-05-01End Date: 2009-11-01

Strong desire to work in public service led to moving from a highly successful career in financial services to the US Peace Corps. Led Peace Corps program within countries of responsibility (Ecuador 2009, Bolivia May-November 2008, Georgia 2006-2008) including development of country strategy, operational and program management, and provision of quality volunteer support. Appointed by Global Peace Corps Director and direct report to US Ambassador. Earned distinguished service award. • Established a small and micro-enterprise social entrepreneurship development program with the Georgian Ministry of Economy and Finance. Re-negotiated and expanded an MOU with the Ministry of Education to support educational priorities and secured and launched PEPFAR funds/program. Achieved top Volunteer Satisfaction ratings among 80 countries.•Restructured operations and led the evacuation of Peace Corps Volunteers from Bolivia due to safety and security concerns.•Identified growth opportunities for Peace Corps program in Ecuador within existing programs of community banking development, natural resource management, sustainable agriculture, community health and youth and family services and gained support to grow program by 20% in FY 2010 and to establish a new program focused on micro-enterprise development.

EVP, Director, International Banking

Start Date: 1995-03-01End Date: 1998-01-01

Recruited to build a $30Million international banking operation for this leading Southeastern US financial institution. Rapidly grew international sector revenue from $10 to $30Million and NIAT from $5.5Million to $10.1Million in two years. Recruited new management team, developed a global strategic business plan, sales/marketing programs and launched new products. Achieved superior operating performance with +97% deposit growth, increased net income +71% and improved ROE from 83% to 113%. Achieved first place market rankings per Greenwich Associates survey. Negotiated the first-of-its-kind private label outsourcing for an advanced processing capability that avoided a $2Million capital investment and generate annual operating cost savings of $1.5Million.

CEO

Start Date: 2015-10-01

Founder & CEO of InstaLead.Connecting sales teams all over the UK and Europe with their real-time prospects within 60 seconds.Revolutionising and redefining the internet sales process.Visit us for more information at www.instalead.co.uk - fill out our contact us form and start the stopwatch!

Voice Brokering

Start Date: 2012-06-01End Date: 2012-08-01

Voice BrokingMain responsibilities: To input in-time trade details with absolute accuracy. To be able to find possible trades that can be made and make my team aware, thus to give clients greater options. To give morning summaries on global financial news of the previous day/night. To aid the team with day-to-day tasks.Skills gained: How to conduct myself in an entirely different financial environment from what I had previously experienced. Also how to conduct myself in out-of-hours social environments, including how to balance the social aspect of the financial industry professionally with work life. Continued importance to the accuracy of financial data and details used. Invaluable in market technical terminology. Fast pace communications and strengthened ability to react fast to a continuously changing environment

Director

Start Date: 2012-07-01End Date: 2014-09-02

ERG Asset Management is an investment advisory firm owned jointly by Eden Rock Group and Gottex Fund Management that offers a cost-effective and investor-aligned platform to service and manage portfolios of hedge funds that are winding down. ERG is qualified to assume the role of a replacement manager or, alternatively, it can provide specialist servicing capabilities to investors who have acquired or are planning to acquire individual assets or pools of assets that form part of a funds monetisation strategy.

Bayside Capital - Finance

Start Date: 2014-09-01

Bayside Capital is an affiliate of H.I.G. Capital, a leading global private equity investment firm with more than $19 billion of capital under management. Since its founding in 1993, H.I.G. Capital has invested in more than 200 companies worldwide and has developed an extensive track record for creating value for its partners and investors.Bayside Capital is a credit oriented investment firm with more than $7 billion under management. Focused on middle market companies, we invest across several segments of the primary and secondary debt capital markets with an emphasis on long term returns. With eight offices throughout the U.S. and Europe and over 250 investment professionals to draw upon, Bayside Capital has the experience, resources, and flexibility required to provide capital solutions quickly, and the strategic and operational expertise to help support its investments. Bayside Capital invests through two separate groups: - Bayside Capital provides rapid access to debt and equity capital, in partnership with existing stakeholders, generally in time-sensitive or challenging situations requiring a creative solution.- Bayside Fixed Income trades in public and private debt instruments in the secondary market.Bayside is active across a wide spectrum of industries, including business services, manufacturing, healthcare, retail, food/agriculture, and specialty finance. With the ability to invest in all parts of the capital structure, we are able to develop creative financing solutions and consummate transactions on an expedited basis. We can generally progress from an introduction to a company to the closing of a transaction in as little as three weeks. Typical investment size ranges from $10 million to $100 million

CEO - International Security Consultant

Start Date: 2009-06-01End Date: 2015-04-11

GSI provides security solutions for a range of disciplines and environments. GSI is committed to the highest standards of business ethics and integrity. My staff is hand-selected for our special abilities and trained to neutralize national security threats in the areas of intelligence and terrorism. We are sought after because of our strategic resources. Our knowledge and extensive training prepare us for survival in the worst-case scenario, and our experience has given us the tactics and skills to identify and thwart security threats. Both individuals and businesses face threats, some clear and some hidden. Pattern of life, situational awareness, and use of security measures are factors that can make the difference between becoming a victim and remaining out of harm's way. With training, assessment, and physical protection, GSI identifies threats and provides clients with services that keep them safe. We also are equipped to conduct crisis management as well as the full complement of investigative activities as well as social engineering and penetration testing. Physical Protection and Recovery Services Physical protectionWorldwide anti-piracy and maritime training and operations, security and tactical boat operations; Vessel Boarding Search and Seizure training, Executive concierge security, Workplace violence deterrence, Security plan development and integration, assistance with international child abduction cases, Worldwide anti-piracy and maritime security, Recovery of art, vehicles, watercraft, and aircraft, Executive concierge services, security and protection worldwide is just part of our ala carte services.

Derivative Advisory Services

Start Date: 2005-08-01End Date: 2013-08-08

Have been handling currency portfolio for corporate in U.P , Utranchal and Faridabad and South Delhi. Analysing foreign exchange portfolio of corporate and mitigating the foreign exchange currency risk by advising/ structuring the portfolio into derivative structures (vanilla and currency option and on loan liability doing combination IRS ( Interest rate swaps ) and POS ( principal only swaps ) with embedded exotic options for reducing the interest liability on the loan taken by client) and forwards. Educating companies of Small and medium Enterprise, Mid Markets Group and Corporate Banking Group segment in terms of effect of adverse market movement and advising them on Currency Hedging tools. Educating companies about derivatives products like plain vanilla paid options, Swaps , Forwards, and Zero cost options. Focusing on new client acquisition for expanding base for both granular clients (remittance) and also for big corporate for derivative and forward hedging. Organizing seminars and workshops for corporate in order to dissipate information and increasing awareness about treasury products, hedging mechanisms and RBI guidelines for derivative markets. Executing various derivative structures by pricing them in murex and closing it with back various counterparties. Executing CHF and JPY Carry Trades with embedded American and European option protection structures Other products handled include from simple structure like paid vanilla options, seagull, strangle , straddle , range forward , forward extra, call spread and put spread to complex structure like Foreign exchange Target reduction (TARN) , Pivot TARN and its discrete & other variants, , Multi-barrier Options, CMS linked trades and Range Accruals, Range Accruals with embedded options , One touch , Double one touch, POS with embedded double one touch in FX as well as in IRD, , Caps & Floors on Libor. Hedging of the interest and foreign exchange currency risk on ECB loans taken by client.