Not sure if your medical condition is covered by travel insurance or not? We automatically cover 43 pre-existing medical conditions. See if yours is on the list.

WHAT DO WE MEAN BY PRE-EXISTING CONDITION?

In travel insurance terms, a pre-existing medical condition is:

An ongoing medical or dental condition that you’re aware of, or any related symptoms or complications you’re aware of.

A medical or dental condition that is currently being, or has been, investigated or treated by a health professional (including a dentist or chiropractor) at any time before you buy the policy.

Any condition you take prescribed medication for.

Any condition you’ve had surgery for.

Any condition you see a medical specialist for.

When you see the term ‘pre-existing medical condition’ in your Product Disclosure Statement, the definition applies to you, your travelling companions, a relative or any other person.

We automatically cover 43 pre-existing medical conditions, as long as you haven’t been hospitalised (including day surgery or attending an emergency department) for that condition in the past 24 months.

do not also suffer from a known Cardiovascular Disease, Hypertension, Hyperlipidaemia or Hypercholesterolaemia; and

are under the age of 60 on the date you buy the policy

*Diabetes Mellitus (Type 2)*, providing that you:

were diagnosed over 12 months ago; and

have no eye, kidney, nerve or vascular complications; and

do not also suffer from a known Cardiovascular Disease, Hypertension, Hyperlipidaemia or Hypercholesterolaemia

Dry Eye Syndrome

Epilepsy, providing there has been no change to your medication regime in the past 12 months

Folate Deficiency

Gastric Reflux

Goitre

Glaucoma

Graves’ Disease

Hiatus Hernia

Hypercholesterolaemia (High Cholesterol)*, provided that you do not also suffer from a known Cardiovascular Disease and/or Diabetes

Hyperlipidaemia (High Blood Lipids)*, provided that you do not also suffer from a known Cardiovascular Disease and/or Diabetes

Hypertension (High Blood Pressure)*, provided that you do not also suffer from a known Cardiovascular Disease and/or Diabetes

Hypothyroidism, including Hashimoto’s Disease

Impaired Glucose Tolerance

Incontinence

Insulin Resistance

Iron Deficiency Anaemia

Macular Degeneration

Meniere’s Disease

Migraine

Nocturnal Cramps

Osteopaenia

Osteoporosis

Pernicious Anaemia

Plantar Fasciitis

Raynaud’s Disease

Sleep Apnoea

Solar Keratosis

Trigeminal Neuralgia

Trigger Finger

Vitamin B12 Deficiency

*Diabetes (Type I and Type II), Hypertension, Hypercholesterolaemia and Hyperlipidaemia are risk factors for Cardiovascular Disease. If you have a history of Cardiovascular Disease and it’s a pre-existing medical condition, cover is excluded for these conditions.

WHICH PRE-EXISTING CONDITIONS ARE NOT COVERED?

If your pre-existing medical condition isn’t listed above, it won’t be covered by Travel with Jane. Please review the Product Disclosure Statement for full details of the terms, conditions and exclusions before you buy Travel with Jane insurance, so you can be sure it’s right for you.

If you’re a little uncertain about whether your medical condition is covered why don’t you give us a call? We’ll chat it through until you have peace of mind about how your policy will work in the event that you need to claim.

Bring Travel with Jane travel insurance along for the ride and be covered when you need it most. Get a personalised quote to see how much you could save.

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The travel Tips from Jane provided are for research and information purposes only, and does not constitute advice or recommendations. Any advice provided by us is general only and does not take into consideration your individual circumstances.

Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy. "Travel with Jane" is a trading name of Insured by Us (ABN 84 604 520 952) located at Level 5, 63 York Street, Sydney, NSW 2000.Please make sure to read the Product Disclosure Statement and Financial Services Guide to make sure that the product meets your needs. The policy is issued through YourCover Pty Ltd (ABN 35 169 038 466 AFSL 461299) Coverholder at Lloyd's underwritten by certain underwriters at Lloyd's.

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