This depends on several factors such as the level of your salary, the number of your service years with the government and the development of your career. Click here for more information about the pension accrual.

As a pension fund, APS is separate from the government. Therefore, financial setbacks of the government cannot be covered with pension capital of APS. APS has a board with representatives from the employers and the trade unions and it has an independent chairperson. APS is supervised by the Central Bank of Curacao and Sint Maarten and the National Audit Office on behalf of the Ministry of Finance.

If you accrue pension with APS now and your new employer is also affiliated with APS, you will indeed continue to accrue pension with APS. Are you going to work for an institution that is not affiliated with APS? Then you must choose if you want to leave your accrued pension with APS or transfer it to the pension provider of your new employer. You find more information in New job.

You must notify APS of your new address. If you live abroad, you must submit an ‘Attestatie de Vita’ (life certificate) twice a year – in the months of June and December – in order to continue to receive your pension payments. You can apply for this document with the population register. You do not have to submit such a document if you live in Sint Maarten.

You can have your total pension paid in two cases:– If you accrued pension with APS for a period shorter than 5 years– If you move outside the Kingdom of the NetherlandsYou need permission from your husband/wife.