We will listen to your concerns, help you learn about your oral health, and partner with you in any dental treatment decisions. Your dental health is our concern.

Dr. Stephanie McGann is a member of the American Dental Association, The Pennsylvania Dental Association, The Chester-Delaware County Dental Society, and The American Academy of General Dentistry. She is committed to continually taking advanced education to learn new techniques and technology to improve the dental experience of her patients.

Our office strives to make the dental experience as pleasant and seamless as possible. With that goal in mind, we are able to offer a wide range of dental services: Preventive care, periodontal services, traditional crowns and bridges, orthodontics, root canals, implant restorations, tooth whitening, and more. All recommended treatment is planned with the needs of each individual patient in mind.

We make every attempt to make dentistry affordable. We believe that all patients deserve the same low fees, not just those with dental benefits. For our insured patients we will complete all claim forms and submit claims on your behalf. Interest-free financing is available. We offer daytime and evening appointments to help make treatment times convenient for our patients. Simple email and text appointment reminders help keep everything moving smoothly.

From the moment you walk in our front door our goal is to make you feel at home in our office. Always look for our complimentary beverage service (coffee and tea) in our reception area as well as opportunities for patient appreciation drawings. We also reward our patients for their referrals of friends and relatives to our practice.

We particpate with most dental PPO plans

Take the inside tour of Rainbow Valley Dental — move your mouse to see the inside of our office

For our patients who are fortunate enough to have dental benefits, we offer the following information to help understand dental insurance coverage.

Do you participate with my plan?

Participation means that we have agreed to the fee schedule as provided by your carrier. This means that you will never pay more than the lowest possible fees for your plan. Your employer will decide how much of these plan fees are your responsibility and how much will be paid by the insurance company.

We have contracts with the following insurance carriers:

Aetna PPO

Cigna PPO

Guardian PPO

MetLife PPO

United Healthcare PPO

Delta Dental PPO

United Concordia

Dominion Dental PPO

Assurant Employee Benefits

Principal PPO

Humana PPO dental network

How much does my plan cover?

Dental Insurance sales people will tell you that their plan will cover 80-100% of your dental fees. What they don’t share is the fine print. In reality most dental benefits plan cover between 40 -60% of dental service fees. Dental insurance was never designed to pay for everything. Unlike health insurance it has a contract maximum, deductibles and percentages. These amounts change every time an employer renews the plan.

What does PPO (Preferred Provider Organization) mean?

A practice is considered “in-network” when the dentist has a agreed to accept the fees set by the insurance carrier. While in many practices this means a substantial savings, at rainbow valley dental we offer low fees everyday. We are currently working with Aetna a MetLife, Cigna, and Guardian to join their networks. Some carriers network fees require “loss leader” services. At this time we are unable to join any networks that reimburse at below cost rates.

Why is made in the USA important in dentistry?

Many insurance networks have made special pricing deals with large laboratories to provide dental appliances (such as crowns, bridges, dentures, implants, partials, night guards etc.) at significantly lower costs to the participating practices. These labs routinely outsource these medical devices to overseas labs that are not under the guidelines of the FDA. We will never outsource our laboratory work.

What are DMO’s (Dental Maintenance Organization)?

Much like an HMO in medical care a patient covered by a DMO contract will only receive benefits at the DMO dentist that has been selected for them. The DMO practice is paid a monthly stipend for their DMO patients whether they seek treatment or not. Many DMO patients who are unhappy with their DMO dentist seek dentistry outside of the network and choose a non-DMO plan when they are able.

Will you bill my insurance directly?

Rainbow Valley Dental submits claims to most major insurance carriers electronically each day. We ask that insurance patients pay a deposit for their care at the time of service and maintain a form of payment on file to cover the balance when the insurance benefits are received.

My insurance company says I will save money with an “in-network provider”

The answer is on some procedures yes and some procedures no. Most in-network providers have higher regular fees to allow them to offer the huge discounts. We prefer to just start with lower fees and be able to provide the best possible treatment options to all of our patients. We belong to networks that offer fair and reasonable reimbursements.

Can I spread out my payments?

Of course, we offer CareCredit patient financing to provide interest free option for spreading out dental treatment fees. Simple application is required and this re-usable line of credit can be used for an entire family.

My insurance covers very little- why is that?

Dental benefits are what you pay for. The primary goal of a dental Insurance carrier is profit for their shareholders. So they make sure their contracts are written in such a way that employers and individuals pay more for plans that they pay out in benefits.

My explanation of benefits is very confusing.

We will help you in any way to understand your benefits and get the maximum benefits you are entitled too.

Is there an individual dental insurance plan that you recommend?

Yes, we have had many patients who have purchased AFLAC individual dental insurance. The benefits improve the longer you keep the plan. Visit the AFLAC website to learn more.

Rainbow Valley Dental is a private fee for service dental practice. We make every effort to provide family dentistry at affordable fees. Not everyone is fortunate enough to have a dental benefits plan and at our practice you don’t need a network.

A first visit at a new dental practice can be a bit intimidating. We want to make sure our patients are comfortable with our care. We believe it is important to be able to make informed decisions about dental treatment. A first visit with a new patient can take many forms.

Preventive Visit

This visit includes a complete new patient work-up a chance to speak with a dentist about any concerns or conditions. Adults receive an oral cancer screening. A thorough dental cleaning and home care products will be reviewed. If treatment is needed a treatment plan will be developed based on your needs and concerns.

Comprehensive Exam & Treatment Planning

Necessary X-rays

Dental Cleaning

Preventive Fluoride Therapy

Identify™ Oral Cancer Screening

Home Care Instructions & Take Home Kit

A First Visit for the patient with an urgent concern

We want our patients to be comfortable. We will see a new patient “emergency” After we have addressed the urgent concern we will schedule a preventive visit.

Problem Focused Exam

Necessary X-rays

Initial Treatment of concern to relieve pain

Second Opinion

If you are seeing another dentist and would like another opinion, we can help. Just bring whatever x-rays or information you have about your recommended course of treatment. We will evaluate your needs and treatment recommendations.

These are samples of the most common first visits at Rainbow Valley Dental. Each patient has individual needs and we will treat each patient based on their individual needs and concerns.

We Care:

At Rainbow Valley Dental we feel it is important for all of our patients to get the dentistry they need at the lowest possible fees. We feel that it is important for our patients to understand their oral health and participate in treatment decisions.

At Rainbow Valley Dental we are a neighborhood practice. In the era of huge corporate dental offices and high pressure sales tactics we are proud to be different. We are a neighborhood family dental practice.

Rainbow Valley Dental is a locally owned dental practice. We offer a wide range of services. As a good neighbor we will share local information and work with our friends and neighbors to make this an awesome community.

Denture Day – Each year our office dedicates one Friday morning to providing free consultations, denture cleanings, denture evaluations as well as free samples and refreshments for members of the community who have questions about their dental prosthetics or want to learn more. Participants who attend denture day will receive a discount on any services they choose to schedule.