So Moore decided to become that one-stop shop–all by himself. He managed to garner a few clients, which let him afford to recruit a few former co-workers and move into a small office. His company, Small Business Owners of America, was born.

Its 12 employees handle clients ranging from no-name small businesses to big names like Wham-O and a few that Moore, now 35, can’t publicly name. One, he says, is owned by a reality television star. Another, he adds, has been featured on Discovery Channel’s Deadliest Catch.

Smart Money

Most of that growth is due to a single decision: In 2013, Moore decided to add financing to his portfolio–providing capital to small businesses across the country. That’s when things really took off, he says. In its first year of offering funding, Small Business Owners of America bankrolled about $400,000 in deals. Last year, the company both invested in companies and offered factoring financing worth over $15 million to more than 100 small businesses. Factoring refers to a type of financing whereby an owner sells his or her receivables or invoices to a third-party intermediary. Moore says financing now makes up about 90 percent of his company.