I got this offer today in the mail. Open a regular checking and get $100 after 120 days if account is in good standing. Link the checking account to a citi credit card and pay the bill by transferring funds and get another $100 after 90 days.

It says open a Citibank Regular Checking. It does not specifically identify any citicards. I assume you can call in and use the offer number in my op. The offer card is very vague. I can scan it if someone can host it. I says it expires 3/3/06.

lostinkiss

Member

posted: Jan. 25, 2006 @ 8:18p

Offer code does not work!

pedro0223

Member

posted: Jan. 25, 2006 @ 8:40p

I can scan it to show you the code.

yuri375

Senior Member

posted: Jan. 25, 2006 @ 8:55p

host it here: tinypic.com

---

do you have to live in certain states to be able to open Citi checking?

hz25c

New Member

posted: Jan. 25, 2006 @ 10:08p

could you please scan the restriction terms too? Is it for new customer?I'm not a existing customer, but was an old customer who closed accounts.wonder whether I qualify.

Alcibiades

Senior Member - 10K

posted: Jan. 25, 2006 @ 10:11p

hz25c said: [Q]I'm not a existing customer, but was an old customer who closed accountsYep, 8 for me.

swraith

Frivolous Member

posted: Jan. 25, 2006 @ 11:02p

Could you possibly scan the opposite side which contains this fine print for this offer?

pedro0223

Member

posted: Jan. 25, 2006 @ 11:02p

Yeah, give me one sec. to scan the back

swraith

Frivolous Member

posted: Jan. 25, 2006 @ 11:14p

thanks a bunch

echip

Happy Member

posted: Jan. 25, 2006 @ 11:34p

Term: "Offer is not transferable"

I believe this is only intended for the recipient of this offer.

I had a similar offer thru mail from Washington Mutual for free $75 when open a checking last May or June. I asked my wife to bring the letter to open a checking account, but was told the letter/offer is not transferable. Only the name on the letter qualify which is myself, NOT my wife or anyone else.

fwfanno1

New Member

posted: Jan. 26, 2006 @ 9:00a

First time FWer.Been lurking here for a while now.Thought i will say thanks for posting this offer.I called in yesterday for this offer.This wont work online.Easiest 200$ i ever madee.

Thanks.

clearanceman

Senior Member - 10K

posted: Jan. 26, 2006 @ 9:49p

I don't have citi B&M near me. To get free checking you have to do direct deposit or do two online bill pays per month, or keep $1500 in the account. If you don't do ONE of the above, you get charged $9.95 per month. Fine but after the initial deposit, there is no way to add money to the account online or on the phone, only DD, deposit B&M, or mail a check. I just don't feel like adding money through the mail each month so I can make my two monthly online bill pays. But I just realized there may be no minimum monthly bill pay amount per individual bill paid so I could transfer $30 in intially when the account is set up and then pay two $3 (or whatever small amount) online payments a month for 4 months and have money left over from the initial deposit. I would never have to add any additional money to the account before I reach the four months and can then close it.

Edit: Citi confirms no minimum amount per online bill pay, you could make two small online payments to a creditor per month and still avoid the fee.

adiganifatwallet

Senior Member

posted: Jan. 27, 2006 @ 12:21a

be careful with citi checking account. when they say new customer only, they mean new customer only AND customer who had been a customer in the past.

Thanks OP, green for you.Worked on phone yesterday, this is my first citi checking account,piece of cake! Can't wait to deposit 1500 ,maybe will take from CITI card on 0% BT checks <img src="i/expressions/face-icon-small-smile.gif" border=0> and get 2 easy 100$..

yuri375

Senior Member

posted: Jan. 27, 2006 @ 11:50p

clearanceman said: [Q]I don't have citi B&M near me. To get free checking you have to do direct deposit or do two online bill pays per month, or keep $1500 in the account. If you don't do ONE of the above, you get charged $9.95 per month. Fine but after the initial deposit, there is no way to add money to the account online or on the phone, only DD, deposit B&M, or mail a check. I just don't feel like adding money through the mail each month so I can make my two monthly online bill pays. But I just realized there may be no minimum monthly bill pay amount per individual bill paid so I could transfer $30 in intially when the account is set up and then pay two $3 (or whatever small amount) online payments a month for 4 months and have money left over from the initial deposit. I would never have to add any additional money to the account before I reach the four months and can then close it.

Edit: Citi confirms no minimum amount per online bill pay, you could make two small online payments to a creditor per month and still avoid the fee.What kind of checking account should I request when calling to apply? Does it have a name, like "free checking w/DD or 2 bill payments" or something?

Regarding depositing funds into that account, why can't you do an ACH transfer?

Bagofchips

Senior Member - 2K

posted: Jan. 28, 2006 @ 12:28a

Your choice. EZ checking is simplest & free if you play by its terms.

Btw, apparently it's a promo related to the fact that you recently moved.

wilsonshmilson

Ancient Member

posted: Jan. 28, 2006 @ 10:40a

just to let you know, the easy work around for 2 online bill patyments for free ez checking is to make yourself the payee and have 2 $1 checks mailed to yourself every month. then endorse them and deposit them wherever you want...even back into the checking account. Thus you could have free checking for with only commiting $2 to Citibank.

gomakeitreal

Happy Member

posted: Jan. 28, 2006 @ 1:53p

what i did was to use the online billpay (not the transfer thing) to pay $1 each time for two times each month, automatically. and then i will never need to look for that anymore.but citi is very slow in paying prom. i needed to push them many times, and they still delayed it. it is probably fine with me since each month the account gives me 50 thankyou pts, which is like $0.5. i only keep like $30 in it, enough for a year.

ussrfw

Senior Member

posted: Jan. 28, 2006 @ 5:40p

adiganifatwallet said: [Q]be careful with citi checking account. when they say new customer only, they mean new customer only AND customer who had been a customer in the past.

I am sorry but I can't understand what you said.I'm not a existing customer, but was an old customer who closed accountsThey said: "Offer not valid for existing Citibank customers."Am I quilify?

makeinu

Thrifty Member

posted: Jan. 28, 2006 @ 6:21p

Can the account be opened online?

widyati

Member

posted: Jan. 28, 2006 @ 6:25p

Thanks OP.... I will try !

makeinu

Thrifty Member

posted: Jan. 28, 2006 @ 6:40p

Does the citi "access checking" count as a "Regular" checking account?

clearanceman

Senior Member - 10K

posted: Jan. 28, 2006 @ 7:05p

yuri375 said: [Q]clearanceman said: [Q]I don't have citi B&M near me. To get free checking you have to do direct deposit or do two online bill pays per month, or keep $1500 in the account. If you don't do ONE of the above, you get charged $9.95 per month. Fine but after the initial deposit, there is no way to add money to the account online or on the phone, only DD, deposit B&M, or mail a check. I just don't feel like adding money through the mail each month so I can make my two monthly online bill pays. But I just realized there may be no minimum monthly bill pay amount per individual bill paid so I could transfer $30 in intially when the account is set up and then pay two $3 (or whatever small amount) online payments a month for 4 months and have money left over from the initial deposit. I would never have to add any additional money to the account before I reach the four months and can then close it.

Edit: Citi confirms no minimum amount per online bill pay, you could make two small online payments to a creditor per month and still avoid the fee.What kind of checking account should I request when calling to apply? Does it have a name, like "free checking w/DD or 2 bill payments" or something?

Regarding depositing funds into that account, why can't you do an ACH transfer?

I think the type of checking is tied to the promo code but I could be wrong. Mention the promo code. Anyway, I don't know why they claimed I couldn't do that type of transfer other than the intial transfer which I did by giving a routing number and checking account number from an existing account. But then never again. Very silly but I plan to do 2 $2 payments per month for four months then close the account.

fresher

Member

posted: Jan. 28, 2006 @ 7:48p

Thanks OP for the deal.I opened an account over the phone without any problems.I chose regular checking (you can choose EZ checking too if you wish. If you have a citicard with balances over 6K you are waived all fees on the regular checking (inlcuding check writng/ATM fees). You can choose to switch to the EZ checking at anytime and use the online bill pay 2 times a month to qualify for the service charge waiver for the EZ account.

To get the $200, you have to link this account to your existing citibank credit card ($100 for this) and make a payment (transfer) from your checking account to this card (to get the other $100).Both these will get credited in 90-120 days.

Each of the citiproducts (checking account,debit card, savings account - they give all this to you free with this offer-gets you 50 thank you rewards points per month. You get additional 50 points for each credit card account and for using the online services = minimum of 250 or more thank you reward points per month. You also get a first order of 50 checks free.You can make the inital fund deposit over the phone (while you open the account) with a speed pay service- with no charge to you.

So you can enter this promotion over the phone (dont have to deal with B&M) and make an easy $200.I hope I answered some of the questions asked earlier.

anubis57

Ancient Member

posted: Jan. 28, 2006 @ 8:34p

Great post OP!

UncleSam

Addicted Member

posted: Jan. 28, 2006 @ 11:54p

My main question is if you had a citi checking account 2 years ago do you qualify for this offer. I had opened a citi checking acct about 3-5 years ago and got a bonus of $150. Then I again opened an acct about 2 yrs ago and they denied me the bonus after I had already kept $2000 with them for 4 months with no interest.

Don't want to repeat that mistake.

Priceiswrong

Member

posted: Jan. 29, 2006 @ 9:48a

<img src="i/expressions/face-icon-small-mad.gif" border=0>

Priceiswrong

Member

posted: Jan. 29, 2006 @ 9:48a

Citibank is owned by the Saudis with terrorist connections to al qaeda! So no, I will not sell out my country for measely $200!!!!!!!!!!!1

jatan1986

Broke Member

posted: Jan. 29, 2006 @ 11:57a

Thanks OP for the easy $200 - will sign up in a few weeks <img src="i/expressions/face-icon-small-happy.gif" border=0>

soupcxan

Senior Member - 1K

posted: Jan. 31, 2006 @ 3:52p

Green for OP! I needed a new checking account anyway, and this sweetened the deal.

UncleSam

Addicted Member

posted: Jan. 31, 2006 @ 4:40p

Sorry to ask again but have not heard from anybody:

My main question is if you had a citi checking account 2 years ago do you qualify for this offer. I had opened a citi checking acct about 3-5 years ago and got a bonus of $150. Then I again opened an acct about 2 yrs ago and they denied me the bonus after I had already kept $2000 with them for 4 months with no interest.

Don't want to repeat that mistake.

soupcxan

Senior Member - 1K

posted: Jan. 31, 2006 @ 4:54p

UncleSam said: [Q]My main question is if you had a citi checking account 2 years ago do you qualify for this offer.

Why don't you pick up the PHONE and CALL CITIBANK and ASK THEM? No one here knows what they will do.

pdxsweethomes

Loyal Member

posted: Jan. 31, 2006 @ 5:36p

As mentioned above, as long as you are not EXISTING CUSTOMER, you can do this.

UncleSam

Addicted Member

posted: Jan. 31, 2006 @ 6:04p

kclim0 said: [Q]As mentioned above, as long as you are not EXISTING CUSTOMER, you can do this.

Thanks for the answer.

soupcxan - I just don't trust their CSR. My experience over the years dealing with big company CSR's is that it is a crap shoot as to who you speak with and many are clueless on the details. I trust the Fatwallet community more because somebody has already tried it and hence that precendent is more comforting to me.

lukerrie

Member

posted: Feb. 1, 2006 @ 2:18p

I signed up today over the phone using the phone number from the scanned offer - worked like a charm! Now I just need to wait for the $200. Thanks for the deal.

Skipping 571 Messages...

lilyfat

Member

posted: Mar. 23, 2007 @ 6:42p

I opened a citi account with the promotion code MRV4. Per their requirements, I faxed everything they needed and successfully registered online. After several weeks, I found I still could not use the transfer service or ATM, so I called them. Actually I called several times but no solution. At last, some rep told me that my account was closed because they could not contact me by home phone (they called three times). They made me reapplied it, which made me no longer a new customer. And till now, I still did not see the $200 credit. They refused to pay and it is under the second investigation.Did anyone have the same experience with me and give me some advice? I really feel unhappy about that.

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