Bicycle insurance

Zurich Bike Insurance

Ideal all-round protection for your bike

Regular home contents insurance often doesn’t cover expensive bicycles. It certainly doesn’t if you have more than one valuable bike in the house. With Zurich Bike Insurance, your prized racing bike, mountain bike or e-bike has the best protection.

Comprehensive protection with the carefree package

Whether on a bike tour around Lake Constance or mountain biking through the hills, the Bike insurance protects you - Europe-wide.

On-the-spot breakdown assistance

Services performed exclusively on public roads or parking lots in Switzerland and the Principality of Liechtenstein.

Easy to arrange

Conclude a policy online right now to protect your bike under the carefree Zurich Bike Insurance package, premiums starting at CHF 79/year.

Service at a glance

Extensive comprehensive insurance for all bikes (bicycles or alternatively electric bicycles or electric motorcycles with pedal support up to max. 45 kph)

Compensation for up to 100% of the purchase price in the event of theft and robbery

Payment of repair costs or compensation of up to 100% of the purchase price in case of a total write-off for damage and/or destruction as a consequence of an accident

Additional transport costs paid if you break down, up to CHF 500

Optional: 24-hour breakdown assistance from breakdown specialists

Starting at CHF 79/year

Fewer details

More details

In detail

Who can take out a policy?

Private individuals and companies domiciled in Switzerland or the Principality of Liechtenstein.

What bikes can be covered?

Insurance coverage is available for bicycles or electric or electric motor-assisted bicycles with pedal assistance up to 45 km/h (hereinafter referred to as “bikes”)

Summary of premiums (in CHF incl. 5% stamp duty)

CHF

CHF

CHF

CHF

Insured sum

2’000

4’000

8’000

12’000

Annual premium

79

99

149

199

Breakdown service on-site (optional) CHF 15

Theft and robbery

Up to 100% of the new price for an equivalent bike covered, in accordance with the General Conditions of Insurance (GCI).

Additional transport costs covered for bike and rider, to the place of residence or business or to the bike tour starting point

Additional transport costs incurred by accompanying travelers due to the breakdown

Maximum benefit per occurrence CHF 500

On-the-spot breakdown assistance (optional)

On-the-spot breakdown assistance by a breakdown specialist if the bike is no longer roadworthy due to a breakdown or an accident
Services performed exclusively on public roads or parking lots in Switzerland and the Principality of Liechtenstein

Where does it apply?

Anywhere in Europe, whether you’re on a bike tour round Lake Constance or mountain biking through the hills:

Active breakdown assistance (optional): Exclusively on public roads or parking lots throughout Switzerland and the Principality of Liechtenstein

When does the policy begin and end?

On the date you selected (no earlier than one day after online conclusion)

The insurance term is lasts for one (1) year (no automatic renewal)

Four weeks prior to expiry of the insurance policy you will receive an e-mail reminder to renew the insurance coverage

Stress-free driving

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