Have you ever had a Whole of Life policy with Bank of Scotland?

You could be owed £1,000s in compensation if Bank of Scotland mis-sold you your Whole of Life policy.

Many customers have been mis-sold their Whole of Life cover by Bank of Scotland. Bank of Scotland failed to inform a lot of customers that some Whole of Life policies were linked to the stock market which had an element of risk.

If the savings element of the Whole of Life policy was not performing well, the customer would be at risk of not receiving the full amount of the death benefit, in some cases Bank of Scotland failed to inform their consumers of this risk.

If you believe you were mis-sold your whole of life policy by Bank of Scotland, start you claim by completing the form opposite.

Bank of Scotland mis-sold Whole of Life policies in many different ways:

Bank of Scotland did not make the customer aware that their Life Cover was linked to the Stock Market.

Bank of Scotland did not tell the customer that they had to have a 10 year review face to face by the advisor.

Customers were not told by Bank of Scotland that if the savings element of the Life Cover is under-performing then they either have to increase their premiums or reduce their Life Cover.

Bank of Scotland failed to inform the customer that a Savings element attached to Life Cover may not have been the best option for them.

Have Bank of Scotland mis-sold you your Whole of Life Policy?

You may have been mis-sold your Whole of Life Policy by Bank of Scotland if any of the following is relevant to you:

I did not ask Bank of Scotland to set-up my whole of life policy.

I was not told by Bank of Scotland that my Life Cover premiums could fluctuate.

I was advised by Bank of Scotland that my Life Cover would pay the full amount on first death.

Bank of Scotland made me feel pressured into taking out the whole of life policy.

Your Entitlement

If any of the above reasons for complaint are relevant, you could be entitled to:

Refund of premiums paid to Bank of Scotland for your whole of life policy.

Compensation interest at 8% per annum of any compensation from the point of sale.

About

My Claim Solved Ltd is regulated by the Claims Management Regulator in respect of Claims Management Activities; its registration is recorded on the website www.claimsregulation.gov.uk.

Authorisation Number: CRM 29233

My Claim Solved Limited, Registered in England, Number: 7718504

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