Look at what's happened to Alberta in the last 30 years. People were losing their houses because of the National energy deal and high interest rates, the Oilsands were almost shut down in the early to mid 90's because it wasn't cost effective enough. Yes the last 10 years have been good to albertans but to expect that to continue for the next 30 years is foolish and people should start preparing for difficult financial times that may be coming.

Where is his risk? Whats his downside? Where is there a better option?
None. None . None.