Most dental insurance plans are pretty similar to each other, but Bright Idea Dental is different.

Bright Idea is a new dental insurance plan being marketed nationwide. The plan was originally designed for seniors as a helpful policy to purchase alongside a Medicare Supplement or Medicare Advantage plan.

Surveys consistently report that most Americans would have trouble coming up with $1,000 to pay an unexpected expense. Yet most individual health insurance plans (and many group plans) have deductibles and out-of-pocket expenses in the $5,000 – $7,000 range (double for families).

In fact, we’re having more and more conversations that go something like this:

“I just can’t afford these monthly prices anymore – especially for a plan with a really high deductible!”
“I’m not sure the Obamacare plans are worth the price we’re paying.”
“There’s got to be a better option, right?”