Insurance Company's Goal is Not to Protect Accident VictimInsurance companies are focused on paying out as little as possible. Policy holders usually learn this after an accident when they need benefits the most.

Posted on Mar 16, 2012One person is dead and two others suffered serious injuries in a North Carolina car accident that involved a Southport police officer.

According to local news sources, driver Katherine Hewett Cribb was at fault for the accident. She was heading north toward Supply on Monday, February 20, when her vehicle rear-ended the vehicle of police officer Joshua Wesley Gaughf. The collision caused Gaughf to lose control of his car, which left its lane and struck a third vehicle head-on. The driver of the third vehicle, 74-year-old Jack Ferguson Kirkland, was killed in the car accident when the minivan he was driving flipped over.

Both of the surviving drivers were transported by ambulance to the New Hanover Regional Medical Center. Cribb was treated and released for non-life-threatening injuries. Gaughf remained in the hospital in fair condition.

Police have charged Cribb with misdemeanor death by vehicle. The accident is still under investigation by the North Carolina Highway Patrol. They do not believe that drugs or alcohol were a factor in the crash.

Friends, family, and colleagues of Kirkland remembered the man kindly. A memorial service was held on Wednesday.