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Hold a TD Investment account (Daily Interest Savings account, TD Direct Investing account or TD Wealth account) or open one while applying for the RSP Loan

Social Insurance Number (optional)

Current address and previous address (if current address is less than 3 years)

Your income (sources and amount)

Your monthly mortgage or rent amount

Your monthly payments (loans, credit cards, lines of credit)

Household costs, (utility, property tax, insurance, etc)

Loans are available with a variety of terms. The term is the length of your current loan agreement. Typically, terms range from 1 to 5 years.When a term ends, any balance you still owe can be repaid in full, or you may be offered a renewal term at current interest rate.

Amortization period is the length of time it takes to pay your loan in full, assuming the same interest rate and payment amount throughout.Shortening your amortization period can help you reduce interest cost over the period but it will also increase your payments.