We'll explain your options and recommend a solution that’s right for you. Fees may be payable if we provide continuing services. If you repay any debt over a longer period of time this may increase the total amount to be repaid and your credit rating may be affected. Lenders are not obliged to accept less than contractual payments or freeze interest and charges. You can read more about “Fees and Key Information” here.

Debt solutions and advice

There are many different types of debt help and every situation will require a different solution. The right answer for you will depend on many different factors, it may even depend on where you live.

We understand you’re worried

We know debt isn't just a finance issue. It feeds into all elements of your life. When you are worried about your debt and it starts to get you down or is making your life difficult - it’s time to get help.

Did you know...

Along with the worry of deciding whether to pay your household bills before your debts or vice versa, struggling with debt often leads to loss of sleep, anxiety and stress and can cause tension or arguments between you and your loved ones.

Your debt may have grown from being small and manageable into something that now feels like it’s totally out of your control, but now it’s important to know help is available. Talk to us, so we can help you tackle your debt and the associated worry and stress.

By talking about your problem you share the burden of worry and help to reduce feelings of stress.

6/10

people in debt have sought medical advice for debt-related illness

6/10

people believe their debt problems have made their relationship with their family get a ‘little worse’ or a ‘lot worse’

We’re here to help

Our expert debt advisors have helped thousands of people in a similar situation to you. We'll listen and do not judge - we're here to help you.

Based on Feefo.com reviews -
customers who left an Debt Advisory Centre review recommend us with an
average rating of
4.8 out of 5 from
532 reviews left by Debt Advisory Centre customers (as of July, 2017)

We hope you’ll be happy with our service but, if you’re not, we want to hear from you so we can try to put that right. Read here for information about our Complaints Procedure and about your right to refer a complaint to the Financial Ombudsman Service.

Your payments into a Debt Management Plan are protected and compensation could be available from the FSCS if there are any shortfalls in funds held on a customer's behalf.

Calls are recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at local rate. Please check with your network provider for details on your call package.