PenFed Defender American Express® Card Review

PenFed Defender American Express® Card details

Balance Transfer Intro APR:

4.99% Fixed

Balance Transfer Intro Period:

12 months on transfers made between April 1, 2015 through June 30, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 8.99% to 17.99% based on your credit worthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.

12 months on transfers made between April 1, 2015 through June 30, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 8.99% to 17.99% based on your credit worthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval.

None

Finance Calculation Method:

Average Daily Balance

Default/Penalty APR:

None

Default/Penalty Margin:

None

Default/Penalty APR Floor:

Penalty/Default Trigger:

Credit Card Fee Information:

Annual Fee:

None

Foreign Transaction Fee:

None

Late Fee:

None

Over-the-limit Fee:

None

Balance Transfer Fee:

None

Notes:

Rebate Description:

1.50% cash back on every purchase. Rewards are unlimited and cash back is automatically credited to your account every month.

Special Notes:

Must be a Pentagon Federal Credit Union member. Must be in military service, the National Guard, the Reserves, or an honorably discharged Veteran of the United States Military to apply for this credit card. APR for Balance Transfers: 4.99% promotional rate for 12 months on transfers made between April 1, 2015 through June 30, 2015. After that, the APR for the unpaid balance and any new balance transfers will be 8.99% to 17.99% based on your credit worthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval. Grace Period: The due date is at least 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month. No Annual Fee. No Balance Transfer fees. No Late Payment Fees. No Penalty APR. Absolutely no fees.

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