Insurance

At KCL Law we know insurance inside and out. We have worked with insurance companies, and with insureds, to get results. We know how the claims process works, how assessments are made and why claims are rejected or accepted in the wide range of insurance categories.

We know most businesses just want to have the right insurance and to get on with the business they’re in. The same holds true for individuals, because if they are left without cover the result can often be disastrous.

There are a range of intersecting interests in the insurance industry and KCL Law is familiar not just with the relevant legal and technical aspects of legislation and regulation governing insurance companies, but also the General Insurance Code of Practice and the role of the Financial Ombudsman Service in regulating the insurance industry.

When navigating insurance — for example, seeking coverage or settlement of a claim — it is also critical to understand the implications of the fine print in an individual policy and to know how that fine print will be applied, as well as how it can be interpreted.

We see it as our job to give direct advice — whether it’s on a policy or a claim — and to find and negotiate (or litigate) the best option for our clients.