FACTS ABOUT SR22 INSURANCE

Can be purchased as a liability only policy on an auto, or liability plus full coverage (comprehensive and collision).

In many cases, SR-22 insurance needs to be kept for a period of three (3) years.

Can also be applied to a motorcycle policy.

WHAT IS AN SR22?

An SR-22, or Financial Responsibility Form, is a certificate of insurance issued by an insurance company that shows proof of liability insurance to the Department of Motor Vehicle (DMV). An SR-22 is a tracking device, and the insurance company that issues the SR-22 filing will notify the DMV any time the policy cancels, or is changed.

If you’re required to show proof of Financial Responsibility, or SR-22, to the DMV in order to have your driver’s license reinstated – your insurance card or even your insurance binder is not considered proof. An SR-22 is a separate filing by an insurance company that is sent to you directly from us to be presented. This can also be done from us directly to your state’s DMV, usually the SAME DAY.

WE SPECIALIZE IN

NON-OWNER CAR INSURANCE

Non-owner car insurance refers to policies for individuals who drive other peoples vehicles that do not reside in the same household. They serve as a liability only policy, that follows the person named on the policy.

For those who only drive occasionally and don't own a car, non-owner car coverage provides insurance for the driver. SR22's and FR44's can easily be added to non-owners policies, and are typically cheaper.

ABOUT US

Our Agency has helped thousands of Florida clients find the lowest rates and the best insurance plans to reinstate their drivers licenses, and protect their cars and families.