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Buildings liability insurance

Buildings liability insurance for companies: protection in the event of compensation claims

Buildings liability insurance offers the business reliable protection against the financial consequences of losses caused by third parties. This means companies are also properly protected against claims for property damage or bodily injury.

Why is Buildings liability insurance insurance advisable?

Buildings liability insurance insurance is an important safeguard, because the owner is liable if his properties are the cause of bodily injury or property damage. To avoid potentially devastating financial burdens, Buildings liability insurance insurance for companies is a wise supplement to buildings insurance. As well as damage to the building itself, the company is also protected against financial claims by third parties.

A brief guide to Buildings liability insurance

Who should take out Buildings liability insurance insurance?

Buildings can be an important component of a company's capital. Damage caused to third parties by a property can result in financial claims which are damaging to the company. Therefore, it is important for every owner of a commercial or residential building to take out cover against such claims.

What does the insurance cover?

Liability insurance for buildings offers comprehensive insurance protection for damage caused as a result of property ownership. Basically, it insures claims against the owner of the property. The following risks are covered by the insurance:

Claims arising from legal liability claims by third parties who have suffered damage as a consequence of the property/land

Contesting unjustified claims

Additional costs, such as loss prevention costs

In what situations is commercial liability incurred?

To fully protect businesses in the event of a claim, liability insurance for buildings offers comprehensive insurance protection in the following situations:

Bodily injury
Buildings liability insurance insurance covers compensation claims by third parties, such as injury, death or other damage to health.

Property damage
This includes compensation claims on account of destruction of, damage to or loss of items for which the building owner is liable.

Purely financial losses
These are losses that are measurable in money, such as loss prevention costs or the costs of initiating proceedings that are not attributable to bodily injury or property damage.

In addition, the insurance always includes what is known as passive legal protection, which means that, for all claims, the costs of contesting unjustified claims are also insured.

Which other products complement the insurance?

To obtain total insurance protection and protect against additional risks, business owners can supplement Buildings liability insurance insurance with other products. The business insurance package for SMEs offers a combination of number of products in a single policy: