Budgeting can be the most important step in successful financial planning. But the way we’re told to budget is usually counter-productive. The reason most budgets fail is that they are doomed from the start. They don’t[…]

I’ve got a confession to make… I didn’t really FIRE (Financial Independence, Retire Early). I didn’t quit my job because I thought I was Financially Independent. Nor because I wanted to retire. In fact, I[…]