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Earnest request to evaluate my profile for Full Time MBA programs. Thanks!

GMAT Score: GMAT1: 640 q48 v30 AWA5.0GMAT2: 640 q46 v33 AWA6.0My first 2 experiences with the GMAT weren't great. While I did not manage my time well in the verbal section of my first attempt, I missed a few quant questions in my second attempt. The difference in the sectional score is quite evident.GMAT3: 670 q49 v32 AWA & IR: Awaited.While I did well in Quant in my third attempt, my verbal score remains poor. However, I feel I can get a much better verbal score.

GPA: Engineering, Pune University, India. My percentages for the 4 undergrad years were between 58-64%. The top student on the other hand would have scored around 75%. So, I feel, while my GPA isn’t really that great, it isn’t that bad either. I'm not quite sure how would the schools evaluate my GPA.

Experience: 5 years currently. 6 years by the time I join. This, according to me, is my strongest section. Although, I have been in the IT industry for 5 years, I have been working on Functional Solutioning for Core Banking transformation projects for most of the time. Sep 2007 - Dec 2008 - Software EngineerDec 2008 - Dec 2009 - Software Engineer (Offshore project - for a Top 20 US Bank) – Solutioned/Designed Customer Relation Management (CRM) track Dec 2009 - Apr 2011 - Analyst (Onsite - USA for the same Top 20 US Bank on which I was working at offshore) - Lead/Solutioned multiple tracks (Payments, Operations and Integration) for a Core Banking transformation project - I have good achievements that I can talk about in my application.Apr 2011 - Current - Analyst (Offshore) - Leading (Payments, Integration) track for a Core Banking transformation project of European Bank

Recommendations: I can get decent recommendations from: 1) One of the VPs of the Top 20 US bank that I mentioned in my work experience.2) My head account/delivery manager under whom I've been working for the past 4 years.

Extracurricular: Again, not one of my strongest sections. Besides representing my school and college in Cricket and being editor/contributor of magazines at school/college and at work, there isn’t really much to show. Goals: Short Term/Long Term - Consulting IT/Consult on Core Banking related projects. My current experience would help me a lot here.

Do I have a decent shot at the following universities?Dream:TepperRoss

Desired:McCombsKelleyMarshallKenan-Flagler

Willing to Go:PurdueSmealMays

Writing the GMAT for the fourth time: I believe I can do much better at verbal but again the GMAT is tricky and a lot depends on how you do at that particular moment. My Quant scores during my mocks were a constant 49 and an occasional 50 while the verbal scores were 35+. So, 700+ is realistic but going over 720 would be difficult. There is also a possibility of me not breaking the 700 barrier. In such a case, how would the universities perceive my 4 attempts at GMAT?Also, I cannot wait for another year. I have to join the Fall '13 course.

So, what’s against me: Low GMAT, Average GPA, Indian IT male, not much extracurricular activities.For me: Recommendations, Work Experience in line with my post MBA goal.

If you can get 700 it will help you tremendously, you are the best person to judge whether you can get there. As your GPA is also low, a good GMAT score will definitely help you.

You are in a very strong applicant pool. You need to differentiate yourself. If I were you, I would focus on the application essays and not on GMAT as you have already taken GMAT thrice. Get your story correct. Start writing your essays. Visit schools if possible. It will help you tremendously. It takes a lot of time to get the essays in proper shape. If you can write excellent essays, I am confident it can compensate other areas in your application.

Remove Smeal and Mays from the list. You can do better.

I think you can get into the schools in your 'desired' category with your profile if you can write good essays. Your dream schools are also reachable if you had a good experience in the US. Speak to students and alumni of your target schools. Good luck!