To link to the entire object, paste this link in email, IM or documentTo embed the entire object, paste this HTML in websiteTo link to this page, paste this link in email, IM or documentTo embed this page, paste this HTML in website

2 3 4 5 6 7 8 Savvy Consumerism
Money Talks
Q&A: Bank of
Oklahoma
Teaching the Value
of a Dollar
Conference Recap
Money-saving
Holiday Hints
On Our Mind
Spirited Giving
At Your Service
Avoiding Travel Fees
Savings Tip
Partner News
Calendar
November/December 2012 Your Bottom Line
OklahomaMoneyMatters.org
800.970.OKMM
405.234.4253
Like ‘OklahomaMoneyMatters’ on Facebook
Follow ‘OKMoneyMatters’ on Twitter
Getting the Most Out of Tech Toys
For all of the technology cravers out there, you know how difficult it is to resist buying the latest and greatest of all things battery operated. It seems every day we’re bombarded with advertisements for new phones, tablets, eReaders, mp3 players, televisions, digital cameras and more. And each new item claims to be far superior than the last. Who can afford to keep up with that? Here are some points to consider before spending a bundle to upgrade your technology.
Do you really need to ––upgrade? If you already have a phone, tablet, computer, etc. that’s in good condition and works well, consider carefully whether or not you really need to upgrade. Sometimes
we get so caught up in the additional features that come with upgrades, we forget why we “needed” the item in the first place.
Is it worth the additional ––cost(s)? The latest and greatest technology is certainly not cheap. Sometimes, you have to purchase additional equipment or services, such as a data plan for a particular cell phone, to get full use of the item.
Will you have to sign a ––contract to get a discount? Be sure you know exactly what you’re signing up for when you buy a new product. Many companies offer discounts on products with Internet access when you sign a multi-year
contract. In some cases, these contracts are binding and will require you to pay out the remaining balance of the contract if you want to get out early.
Can you buy used or ––refurbished? There’s value in having certain products and technologies, and sometimes you just need to upgrade. If you’re at that point, consider buying a used or refurbished product at a discounted price. Often, these products look and work just like a new item, but cost significantly less. Be careful, though - make sure you purchase from a reliable seller, and keep in mind that stolen and/or counterfeit products are often sold online.
cont. on page 2

2 3 4 5 6 7 8 Savvy Consumerism
Money Talks
Q&A: Bank of
Oklahoma
Teaching the Value
of a Dollar
Conference Recap
Money-saving
Holiday Hints
On Our Mind
Spirited Giving
At Your Service
Avoiding Travel Fees
Savings Tip
Partner News
Calendar
November/December 2012 Your Bottom Line
OklahomaMoneyMatters.org
800.970.OKMM
405.234.4253
Like ‘OklahomaMoneyMatters’ on Facebook
Follow ‘OKMoneyMatters’ on Twitter
Getting the Most Out of Tech Toys
For all of the technology cravers out there, you know how difficult it is to resist buying the latest and greatest of all things battery operated. It seems every day we’re bombarded with advertisements for new phones, tablets, eReaders, mp3 players, televisions, digital cameras and more. And each new item claims to be far superior than the last. Who can afford to keep up with that? Here are some points to consider before spending a bundle to upgrade your technology.
Do you really need to ––upgrade? If you already have a phone, tablet, computer, etc. that’s in good condition and works well, consider carefully whether or not you really need to upgrade. Sometimes
we get so caught up in the additional features that come with upgrades, we forget why we “needed” the item in the first place.
Is it worth the additional ––cost(s)? The latest and greatest technology is certainly not cheap. Sometimes, you have to purchase additional equipment or services, such as a data plan for a particular cell phone, to get full use of the item.
Will you have to sign a ––contract to get a discount? Be sure you know exactly what you’re signing up for when you buy a new product. Many companies offer discounts on products with Internet access when you sign a multi-year
contract. In some cases, these contracts are binding and will require you to pay out the remaining balance of the contract if you want to get out early.
Can you buy used or ––refurbished? There’s value in having certain products and technologies, and sometimes you just need to upgrade. If you’re at that point, consider buying a used or refurbished product at a discounted price. Often, these products look and work just like a new item, but cost significantly less. Be careful, though - make sure you purchase from a reliable seller, and keep in mind that stolen and/or counterfeit products are often sold online.
cont. on page 2