COMMERCIAL PURCHASE

You can apply individually or
jointly for Home Loans. All proposed owners of the property will have to be co-applicants.
However, all co-applicants need not be co-owners. Generally co-applicants are close
family members.

The maximum period of repayment
of a loan shall be up to 15 years for the Repayment option.

The tenure of the loan is also
dependent on the customer's profile, age of customer at maturity of loan, age of
property at loan maturity, depending upon the specific repayment scheme as may be
opted and any other terms which may be applicable based on prevalent norms of EFHLL.