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Individual active shooter incidents, including acts of terror, have soared in frequency in the United States over recent years challenging businesses and institutions to face unprecedented exposure to an emerging risk. In addition to adequate insurance coverage, timely and efficient response can be a paramount mitigating factor, enabling the targeted entity to withstand attack repercussions and facilitate operational recovery. An insured’s access to crisis management services and resources can be critical.

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In August 2016, the Federal Aviation Administration (FAA) issued new drone regulations for commercial operators. FAA reported that more than 600,000 unmanned aerial systems (UAS) – or drones – are expected to be in operation by the end of this year. At issue is the FAA’s intent to integrate commercial, non-military UAS into the national air space. Drone activity in an already complex, busy air space will instigate new risk exposure realities for commercial drone operators.

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The impact of natural catastrophe losses on 2nd quarter earnings was the insurance story of the summer of 2016. Virtually every segment of the insurance industry, from primary carriers and reinsurers to non-traditional market capital such as ILS funds, suffered sharp financial losses as a direct result of unprecedented natural catastrophic events worldwide.

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Global mega-deals captured public market attention in 2015, and mergers and acquisitions activity within the private equity sector has continued to progress at a healthy pace throughout 2016. The attributes of today’s transaction environment are the same that drive private capital investment: low interest rates, strong cash reserves, motivated sellers and distressed targets.

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Food manufacturers’ economic and brand loyalty issues are the propellers of profitability and market scale. Corporate investment and oversight attuned to the safety and security of the manufacturing and distribution processes are paramount. While it takes years to establish a respected reputation, food recalls due to contamination and safety concerns can damage that reputation virtually overnight. With due diligence and corporate governance in place, companies within the food industry cannot completely remove the risk of human error, product tampering, product extortion or other influencing factors that trigger a product recall event.

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Ironshore Claims

Ironshore distinguishes itself in the industry by closely aligning our claim professionals with members of the underwriting, actuarial and finance teams. This is our way of ensuring that the people who make the promises, keep the promises and that our policyholder claims are handled in a professional and expeditious manner.

Compliance

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The Foreign Account Tax Compliance Act (FATCA) is a United States federal law that requires United States persons, including individuals who live outside the United States, to report their financial accounts held outside of the United States, and requires foreign financial institutions to report to the Internal Revenue Service (IRS) about their U.S. clients. As Ironshore has many U.S. and internationally domiciled companies we have endeavored to comply with the FATCA regulations. All FATCA documentation is available within the following pages upon registration.