Allie Nizam took an extra $10,000 with her when she graduated from University of Central Florida in 2009. (Photo Courtesy Allie Nizam) by Blake Ellis NEW YORK (CNNMoney) — While millions of Americans are drowning in student loan debt, some students are actually graduating with thousands of extra dollars to burn — thanks to scholarships and aid that exceeded their college costs.

CHARLENE CROWELL (NNPA)–A new report from the Consumer Financial Protection Bureau found that many of the same types of loan servicing problems that affected consumers in the mortgage market are now affecting student loan borrowers. Just as troubled homeowners were often unable to pay their mortgages, refinance their loans, or receive timely assistance from loan servicers, many student loan borrowers are now experiencing many of the same difficulties. Although the report focuses on private student loans, some of the servicing problems identified also affect federal student loan borrows.

In this March 14, 2013 file photo, emergency manager Kevyn Orr listens to a question during a news conference in Detroit. Gov. Rick Snyder announced that he had chosen Orr as Detroit’s emergency manager. (AP Photo/Paul Sancya) by Ed WhiteAssociated Press Writer DETROIT (AP) — Detroit’s emergency manager faced tough cross-examination Tuesday from lawyers for unions and retirees as he defended his decision to take the city into bankruptcy without first striking a deal to prevent pension cuts. It was Kevyn Orr’s third day on the witness stand during a trial to determine if Detroit’s bankruptcy case can go forward. The city must show it was broke and tried to negotiate with creditors in good faith before filing for Chapter 9 protection in July.