Credit Card Processing

As a small business in 2020, you need to use credit card processing for e-commerce. Versatile e-commerce credit card processing will make your business look more professional and expedite your customers’ transactions. To obtain this efficiently, you need to know how to choose the right e-commerce credit card processing platform for your business. Here are…

COVID-19 has changed the global economy in unprecedented ways. From vast swaths of employees being laid off to the crumbling of mega-companies such as J. Crew, the world as we know it has shifted. This includes the way cash is looked at from the public’s eye. Cash is no longer an item we mindlessly shove…

In order to adapt your business to digital transactions during the coronavirus pandemic, you need to find the right third party credit card processing company. By offering efficient, free payment processing on your business’s website, you could set yourself apart in an increasingly competitive ecommerce landscape. By the same token, these mistakes could make you…

With the restrictions to our interactions that have come about as a result of the coronavirus pandemic, many people have had to turn to online shopping for all their products and services. This can include everything from clothes to groceries to various services. As our world becomes more interconnected, the demand for high-volume merchant accounts…

Some people use the terms “credit card” and “debit card” interchangeably. After all, they are both plastic cards that act like money; so how different can they be? In reality, credit and debit cards are quite different indeed, and they are processed differently. Differences Between Credit & Debit Credit and debit cards have some similarities.…

No matter what kind of business you run, you need some way to take payments. Cash has its benefits, but not everyone always has cash lying around. Instead, most people make purchases using their credit or debit cards. So if you don’t have a solution for taking credit card payments, you might be out of…

If you have spent any time looking for credit card processing companies, you have probably seen the term “PCI-compliant” floating around. But, what does PCI-compliant mean, and what does it mean for your business? More importantly, why should you work with a credit card company that is PCI-compliant? In short, any company that takes credit…

Cash or card? That’s the question that hits most clients as they purchase goods or services. Credit card transactions have become so common that businesses have had to adopt cashless payments. It’s not surprising that many customers are opting for this mode of payment. It is simple, safe and saves you the hustle of carrying…

Credit card payments are one of the most popular payment methods available for both small and large businesses. They cover e-commerce businesses and traditional retail stores. Previously the facility of processing credit card payments was reserved for big businesses that transacted large volumes of sales and could settle the cost of running a credit card…

‘Cash or credit?’ It is a common question in retail stores, gas stations and other businesses. The development of e-transactions and the digitization of the banking and credit system has led to the rise in popularity of credit card payments. We live in an increasingly cashless world, where almost all goods and services can be…

We’re so confident that Charge.com has the lowest costs that we will pay you $200 to find a better deal! If you find a competitor of Charge.com offering a direct merchant account and the same hardware, software, or payment gateway that Charge.com currently offers, Charge.com will beat the costs of the competitor’s offer or else pay you $200. And if you are currently processing credit cards, then if you send us your most recent credit card processing statement, Charge.com will beat the competitor’s costs or else pay you $200. If you open a new Charge.com merchant account, and then find a lower offer afterward, Charge.com will honor the low cost guarantee for 30 days after opening the account.

In order to take advantage of the low cost assurance, merchants must provide a contract from a competitor showing the full fee-schedule, and the competitor must be a verifiable registered provider of Visa and MasterCard services or, for merchants already processing credit cards, merchants must provide a copy of their most recent credit card processing statement long with a copy of their original merchant agreement that includes the full fee-schedule. When comparing costs, we will analyze all costs including, but not limited to, processing fees, transaction fees, monthly fees, annual fees, cancellation fees, and costs for hardware, software, or payment gateway.

We will project these costs based on the merchant’s actual or projected monthly credit card sales volume and average ticket size. In the event Charge.com fails to beat a competitor’s offer, in order to receive the $200 payment from Charge.com, merchants are required to open a merchant account with Charge.com or send proof that an account has been opened with a competitor that Charge.com failed to match pricing of, and the merchant must keep the account open for a minimum of three months.

This offer is limited to merchants who reside within the fifty United States and whose businesses are physically located within the fifty United States. This offer expires March 1, 2016, and may be extended further at the sole discretion of Charge.com.