Plan ahead! Get a jumpstart on budgeting money by joining a credit union and opening up a savings account! Click here for a credit union near you.

At a credit union, you can be prepared with a savings account now, and when you turn 18, you can easily transfer some funds from savings into a free4ME account or new checking account with easier access.

Don’t forget these three tips on owning your own accounts:

Check your account regularly – this will help you realize if you are getting low, and also help you detect any fraudulent activity

Keep more money in savings than your checking – you can earn interest while making it more difficult to spend all your heard earned money

Budget – if you start early to budget when bills are still few and far between you will set a good habit for yourself as you get older and take on more financial responsibilities

Keep updated on great financial tips by following the Young & Free Maine Spokester. Budget–friendly ideas are great no matter what your age!

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