3. Stop receiving bank statements and bills in the mail by signing up for online delivery.

4. If you’re not able to connect online, then set up automatic payments over the phone. You may still receive a statement, but your payments will be automatically deducted from your bank account.

This is one idea that I am a little conflicted with. Both of my parents worked for the US Postal Service. This agency is feeling the effects of people communicating and doing their business solely online. For that reason, I don’t do everything online. I still send letters, birthday cards, and bills in the mail. I do use online banking to be able to access our account, but don’t pay my all our bills that way. Everyone has to do what is comfortable for them. Online bill paying is more cost-effective, more environmentally friendly, quicker, safer, and more convenient. But, you have to choose what method you are most comfortable with. Maybe starting with a few monthly bills and see how you like it. Next time you get a statement, check and see if they offer online bill pay.