Insurance subsidiaries:Pennsylvania Life (PennLife)Pyramid Life Insurance Co.American Pioneer Life Insurance Co.American Progressive Life Insurance Co.Constitution Life Insurance Co.Marquette National Life Insurance Co.

Company Overview:Company History: Universal American Financial Corp. is the holding company for the above-named insurance companies, specializing in the senior citizen healthcare market.

Principle Sales Methods: Career agents: PennLife, Pyramid Life
Independent agents: American Pioneer, American Progressive, Constitution Life, Marquette National Life and Union Bankers Life.

Life Annuity Business: Universal American Financial specializes in life and health-related insurance plans, primarily for seniors, which it sells through the above-name subsidiaries. Policies include Senior Medical Care, Medicare Supplemental, Medicare Drug Benefit and Medicare Advantage.

Special Business: Universal American Financial sells specialty health insurance to the self-employed, and life insurance plans to seniors, through the above-named subsidiaries.