In the light of recent outbreak of Coronavirus (Covid-19), Investors are now permitted to send transactions
requests from their registered email ID in their folio for additional purchase, redemption, and switch to
salesreport@idbimutual.co.in.In addition, Investors can
also send request to stop their on-going SIPs to
contactus@idbimutual.co.in from the registered email id in their folio/s.
Please refer to the Notice dated April 02, 2020 for more details.

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing in a diversified portfolio of Equity and Equity related Instruments across market capitalization. However there can be no assurance that the investment objective under the Scheme will be realized.

Asset Allocation

The asset allocation pattern for the scheme is detailed in the table below:

1% for exit (Redemption/ Switch-out/ Transfer/SWP) within 12 months from the date of allotment

Taxation

IDBI Diversified Equity Fund

Resident Investor**

Mutual Fund**

Tax on Dividend (Dividend Distribution Tax)

Nil

10% p.a (plus applicable surcharge

Capital Gain

Long Term Capital Gain (LTCG) (units held for more than 12 months)

10% on LTCG, in excess of Rs.1 lakh in a financial year. No indexation benefit is available on computation of such LTCG

Nil

Short Term Capital Gain (STCG) (units held for less than 12 months)

15% (plus applicable surcharge and cess)

Nil

Unit holders of the Scheme will be charged securities transaction tax (STT) at applicable rate on value of redemption of units

** For further details on taxation please refer to the Section on Taxation in the SAI

Plans & Options

The Scheme offers following plans for investment:-

Regular Plan

Direct Plan

Within each Plan there are two Options:

Dividend Option

Growth Option

The Dividend option under both Plans offers following modes of dividend:

Dividend Payout

Dividend Re-investment

Dividend Sweep

Minimum Investment

Rs. 5000 and in multiples of Re. 1 thereafter.

Additional Purchase

Rs.1000 and in multiples of Re. 1 thereafter.

Systematic Investment Plan (SIP)

Monthly option -
Minimum Rs. 500/- per month for a minimum period of 12 months or Minimum Rs. 1000/- per month for a minimum period of 6 months.Quarterly option - Minimum Rs. 1500/- per quarter for a minimum period of 4 quarters.