Product Update

This Commercial Liability Insurance release is
devoted to analyses of the new and revised commercial general liability (CGL)
endorsements that went into use in most jurisdictions in December of last
year. The affected endorsements address a broad range of exposures and coverage
options, from new sources of liability such as legalized marijuana, genetically
modified foods, and e-cigarettes, to clarifications of existing endorsements
for excluding wrap-up work from contractors' own CGL policies, to a
collection of new blanket endorsements that provide automatic coverage in some
circumstances where only scheduled coverage was available up until
now—additional insured status for vendors and nonconstruction risks, waiver of
subrogation, and completed operations.

The October
2019 release notes summarized the most important changes and innovations
introduced by Insurance Services Office, Inc. (ISO), with this countrywide
filing and should be referred to for form numbers and subject matter of the new
and revised endorsements.