PRODUCTS

BASE® helps a variety of business types across the country save thousands on health care expenses with easy-to-use benefit options, and provides compliance services to help business owners eliminate risks.

Gain Peace of Mind with the Savings & Compliance Solutions Provided by BASE®!

BASEÂ® for Group Employers...

Whether employers are looking to enrich their current benefit plans, off set benefit cutbacks, or implement cost saving measures, BASEÂ® works diligently to ensure that each plan meets the specific needs of each client.

BASEÂ® for Human Resources

Everyone deserves affordable legal and identity theft protection. Including you. No matter how traumatic or trivial your situation, LegalShield is here to help. Unexpected legal and identity theft issues arise every day. With LegalShield on your side, you have the power to access legal and identity theft advice and services when you need them, all for one low monthly fee.

PARTNERS

This is a partnering opportunity that will help you stay competitive in whatever marketplace you serve, not to mention the opportunities available to boost your business and increase your bottom line. Our commitment to you and your clients is what sets us apart from other administrators of similar products.

BASEÂ® for Group Employers

Whether employers are looking to enrich their current benefit plans, off set benefit cutbacks, or implement cost saving measures, BASEÂ® works diligently to ensure that each plan meets the specific needs of each client.

BASEÂ® Excepted Benefits

The BASEÂ® Excepted Benefits plans provide employers with two different benefit options to assist employees with the payment of supplemental benefit plans. Employers simply choose from an employer paid Excepted Benefits Health Reimbursement Arrangement (HRA) or an employee paid Excepted Benefits 125 option that is run through a Section 125 Cafeteria Plan.

BASE® Blog

April is here and known to all for the big tax deadline. At BASE® we find that this is the perfect time to remind you and your clients of some of the key elements to successfully utilize the Section 105 BASE® HRA, because all it takes is one misstep to put clients at risk for an audit – and lose.

Employer (spouse) reimburses employee for expenses out of business account.

By following these steps, 105 plans will meet plan requirements, and more importantly, avoid bringing a 105 plan under fire in an audit. BASE® also helps provide all of the documentation and guide clients through these steps to ensure that plans are in compliance.

Let's take the case of Shellito vs. IRS. They were audited for taking this deduction because Mrs. Shellito was not seen as an employee because she was not compensated. Basically, the Shellito's failure to fully comply with the plan was a red flag to the IRS, and while the case was later reversed it could have been avoided altogether.

BASE® does its due diligence to make sure our clients understand all aspects of the plan and walk them through the process, including what steps to take to ensure the business is following the proper compensation and reimbursement procedures to avoid an audit such as this.

Remember, the Section 105 BASE® HRA has helped thousands of self-employed business owners across the country save an average of $4,700 each year in additional tax savings. By moving the deduction to a Schedule C, employers save self-employment taxes, gaining another benefit. Are your self-employed business owners, family farmers and ranchers aware of this tax savings benefit?

BASE® Archive

About BASE®

The BASE® commitment begins by offering small business owners plans that are customized to meet their specific needs. We offer a variety of plans including the Section 105 HRA, Integrated HRA, QSE HRA, 125 Cafeteria Plan, and ERISA Wrap. Whether you are looking to enrich current benefit plans, offset benefit cutbacks, or implement cost saving measures, our highly trained sales staff will work diligently with you to ensure that each plan is customized to meet your specific needs.
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