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Beginning Friday, March 22 at 11 p.m. EST: We will be performing an upgrade to our Mortgage Center, during which time mortgage rates and application links may be unavailable for up to 24 hours. Please send your inquiries through our Contact form (accessible near the Login button of this page, or from the menu on mobile). We will be happy to follow up when our business hours resume.

Sunday, March 24, from 12:30 a.m. – 7 a.m. EST: We will be performing scheduled maintenance. Online, Mobile and Bill Payment services may be temporarily unavailable during this time. We apologize for the inconvenience.

Visa®Credit Card

It's Not an Intro Rate - It's Just Our Rate!

Why pay more for your credit card?

Enjoy the Freedom, Forget the Fees!

With interest rates that are approximately half that of the national average*, Visa Credit Cards from Hoosier Hills Credit Union help you keep more of your own money. Plus, we do it all without the fees you find with other cards.

Disclosures

​*7.9% APR is valid for new purchases, balance transfers and cash advances on personal HHCU Visa Platinum credit cards as of 12/19/2018. All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change.

**Source creditcards.com weekly rate report as of 12/19/18. Methodology: The national average credit card APR is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers. Introductory, or teaser, rates are not included in the calculations.

Comparison

Rate/Fee

Hoosier Hills Visa Platinum*

National Average**

Annual Percentage Rate (APR)

7.90%

17.47%

Cash Advance Fee

0%

5%

Balance Transfer Fee

0%

5%

​*7.9% APR is valid for new purchases, balance transfers and cash advances on cash advances on personal HHCU Visa Platinum credit cards as of 1/16/2019. All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change.

**Source creditcards.com weekly rate report as of 1/15/19. Methodology: The national average credit card APR is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers. Introductory, or teaser, rates are not included in the calculations.

Rates

Card Type

APR

VISA Platinum

7.90%

VISA Gold

12.90%

VISA Classic

15.90%

Frequently Asked Questions

We have several ways for you to proactively protect your debit and credit cards. You can sign up for our free CardValet app which gives you several options, including setting monetary and geographical limits and locking and unlocking your cards from your phone.
For your HHCU Debit Card, you can also sign up for Mastercard Identity Theft Protection™ for no additional charge. Once you register for this service, you can get Identity Theft Alerts, and Emergency Wallet Replacement.
If you have an HHCU Credit Card, you can register for the Verified by Visa Service. This adds a passcode of your choosing to online purchase for an additional layer of security.
If you suspect your cards have been lost or stolen, give us a call at 800.865.2612, or at 800.472.3272 after regular business hours.

During normal business hours, call us at 800.865.2612. After normal business hours, call 800.472.3272.

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