The sooner you get started with an IRA, the more money you will have for those golden years. Why not start today?

We have fixed rate IRA investments available with terms from 12 to 60 months.

Interest accrues on the daily balance and is applied to your principal quarterly.

We also offer a variable rate investment with an 18-month common maturity for the small saver wishing to improve their retirement income.

There are many things you can do when you retire. And many ways for us to help you fund them. For more information or to open an IRA,Contact Ustoday.

Traditional IRAs

A Traditional IRA is a personal retirement savings plan with tax advantages. The investment grows tax-deferred until its withdrawn upon retirement.

Roth IRAs

This is an ideal investment if you think you may be in a higher tax bracket when you retire. The Roth IRA gives you the ability to invest your after-tax dollars today, let the investment grow tax-deferred, and take qualifying withdrawals tax-free.

SEP IRAs

A Simplified Employee Pension (SEP) is a company-sponsored IRA that allows your employer to contribute to your existing IRA. These contributions are tax deductible.