Even the best doctors can face a malpractice allegation.

This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.

Business and Personal Insurance to Protect You and Your Practice

NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.

Grow your practice and save money with help from NCMIC Finance Corporation

Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.

NCMIC EVENTS

At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.

In the past 5 years, NCMIC has attended more than 900 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.

Claims Prevention

With experience defending Doctors of Chiropractic dating back to 1946, NCMIC has established unparalleled, in-depth expertise and a wealth of information on the subject of chiropractic malpractice.

We have seen just about every type of allegation, and we use this experience to evaluate this information to provide you with valuable resources to avoid claims. That’s a big advantage for our doctors—even if you never need us for a legal defense for a malpractice allegation or board complaint.

Examiner Publication

We continually pore over our claim files to identify helpful, real-life case studies and articles to share in the Examinerpublication.1 Our doctors attest to it: 95% find the Examiner “Valuable.”2

Claims Advice Hotline

Our Claims Advice Hotline staff has seen just about every type of allegation. They have an in-depth understanding of chiropractic malpractice and use this knowledge to confidentially guide doctors through potential claims situations.

10-Point Risk Checklist

Now you can quickly pinpoint your practice’s malpractice weaknesses with this convenient “10-Point Risk Checklist.” It’s an easy way to help you evaluate your current procedures ... and implement simple solutions to dramatically lower your risk of a lawsuit.

Professional Boundaries: Defining Limits of Personal Responsibility

An allegation of sexual misconduct is stressful, as well as potentially damaging to your professional and personal life. Even doctors with the best of intentions can find their motives questioned. Our online booklet guides doctors through this sensitive issue.

Malpractice Insurance

Informed Consent

The discussion surrounding informed consent has become more prevalent in chiropractic publications over the past few years. While NCMIC does not take a position on whether an informed consent process should be used, we offer policyholders who wish to implement this process into their practices a sample informed consent form

Policyholders click on the above link and log in to the secure site to access the form.

1 All doctor and patient names are changed to protect privacy.2 Based on a NCMIC policyholder survey conducted by Ward Group, the leading provider of benchmarking and best practices research studies for insurance companies. 95% of survey respondents who review the Examiner indicated "Yes" when asked if they found its information valuable. For more information about Ward Group, visit www.wardinc.com.3 Based on the claims data of NCMIC and its family of malpractice insurance companies since inception.