MONTHLY PAYMENT:$398MISCELLANEOUS COMMENTARY - HAD TO SHOW PROOF I MADE $42,000 AND MY MORTGAGE WAS CURRENT, CAN'T BELIEVE I GOT A LOAN WITH MY LOW FICOS -I HAVE NEVER BEEN LATE ON A CAR PAYMENT IN 10 YEARS.

RETAIL/LEASE PURCHASEAMOUNT OF LOAN:21,000 (Was approved for up to 25,500)

TERM CONTRACTED: 72 MONTHSAPR/LEASE RATE:6.5

MONTHLY PAYMENT:$359

MISCELLANEOUS COMMENTARY -They sent me the blank check in the mail and all I had to do was literally fill it out and give it to the dealership. I was a little apprehensive about applying through them, but once I was approved for the loan at their best interest rate I also applied for their platinum mastercard and was approved for a 5,000 CL

MODEL: SilveradoMILEAGE: 68,900RETAIL/LEASE: RetailAMOUNT OF LOAN: Approx $9,000TERM CONTRACTED: 60 monthsAPR/LEASE RATE: 13.9%MONTHLY PAYMENT: 202.51MISCELLANEOUS COMMENTARY: Horrible percentage rate but I am still in the rebuilding state and I have an old rep form about 5 years go which I am sure hurt my auto Fico score.

Re: Auto Loan Approvals!

First Roadloans approved me, and after all the things i been through with them on my last loan,, i wasnt putting myself through that drama again.

I got approved from ford credit with a 15% interest rate. I thought i was going to have to just deal with it because of my past so i signed the papers. The next day, my credit union calls me out of the blue, and approves me for the loan with a 6.5% interest rate. Luckily the dealership never turned my paperwork in and i was able to go to my credit union and pick up my check....

My credit scores are 665EXP, 655TU, and 590 from the evil equifax... the credit union that financed me was andrews federal credit union in Suitland Md, Andrews AFB. They financed me for 24K

MODEL: RAV4MILEAGE: 250RETAIL/LEASE: 25694AMOUNT OF LOAN: 24KTERM CONTRACTED: 60APR/LEASE RATE: 2.9%MONTHLY PAYMENT: $440MISCELLANEOUS COMMENTARY: I worked my ass off to get to this...appparently I'm not a complete loser. Don't sell yourselves short. Why buy used when you can work a good deal new for the same payment. If I did it, so can you. Educate yourself, shop a long time and be open to positive change. I started wanting a Chevy Colorado and ended up Toyota RAV4. The resources are online. Start now.

PS I paid 26% on my last auto loan. I was desperate and hadn't educated myself, and they knew it/saw me coming. I paid it off before it died a horrible death, then purchased new 1.5 years later this past December. Your EFFORT and your RESEARCH go a long **bleep** way, even if your scores are not where you want them to be. Invest in yourself!

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