Terrell Joyner

Professional Background

Terrell Joyner is a financial advisor with Charter Oak Financial, whose proud history dates back to 1886. As part of a planning team within the firm, Terrell and his partners focus on bringing financial literacy, awareness and comprehensive planning services to middle-class America, working primarily with LGBTQ individuals and families, teachers and small-business owners.

Terrell is the treasurer of the Paulo Frieire Social Justice Charter School, a volunteer in the BIM department at Putnam Vocational High School and a member of the West of the River Chamber and the NAIFA Scholarship Committee. His focus on education expanded recently to include an adjunct role at Elms College, where he teaches an undergrad course in personal finance. Between it all, he still manages to find time to pursue his favorite activities: horticulture, snowboarding, golfing and running.

Terrell and his husband live in Suffield, Connecticut.

Areas of Practice

Group Benefits

Holistic Planning

Retirement Planning

Business / Civic Activities

Paulo Frieire Social Justice Charter School, Treasurer
Putnam Vocational High School, Volunteer
West of the River Chamber, Member
NAIFA Scholarship Committee, Member
Elms College, Adjunct Professor

At MassMutual, we can guide you along the path toward achieving your financial goals.

As a MassMutual financial professional, I help individuals and families with their plans for the future. I can help you:

Protect your family’s financial future

Develop a strategy to fund your retirement

Create a plan to save for your children’s education

Help to ensure that your income is protected

Ease the financial burden on your loved ones as you age

Ensure a legacy for the future

Through a combination of my training and skills, I will work closely with you to help you prepare for a brighter future and help you fulfill your dreams.

Why work with MassMutual?

There are many factors to think about when choosing a financial services company. At MassMutual, we operate for the benefit of our participating policyowners. And when choosing a life insurance company – trust, strength, community, and stability matter.

MassMutual’s ‘people first’ approach dictates how we service both our customers and the communities where we serve, and it is reflected in a wide range of financial protection products and our world-class customer service.

To serve you better, we recruit financial professionals who understand your unique perspectives and support the communities in which we live and work.

About MassMutual

Founded in 1851, MassMutual had a single purpose: to help people secure their future and protect the ones they love. More than 165 years later – through varying political, social and economic climates – that commitment remains our guiding principle. It’s behind everything we do and every decision we make. It’s how we continue to deliver products and services to help our policyowners and customers achieve their financial goals, and protect those who matter most.

While dividends are not guaranteed, MassMutual has paid them to eligible participating policyowners every year since 1869.

Policies, application forms, administrative documents, and forms are only available in English.

Insurance products are issued by Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111) and its subsidiaries C.M. Life Insurance Co. and MML Bay State Life Insurance Co. (Enfield, CT 06082). C.M. Life Insurance Co. and MML Bay State Life Insurance Co. are not recognized in New York.