To be fair, the way that everyone else had a role in this is the same kind of blame you give to all the people who watch the arsonist set the fire. The government is to blame because they made what the banks did legal (after being pressured by the banks, of course). The borrowers played the game the banks begged them to play. The Fed was to blame because they encouraged that behavior and strongarmed people who tried to regulate or end it. And to top it all off, the banks KNEW what they were doing which is why they bet against the same securities they were selling at AAA ratings and made money when they fell.

It couldn't possibly be more insidious and malicious.

Good thing Obama hired all of the people who helped orchestrate it so that we'd never prosecute anyone.

(not saying I'm defending the comment about putting personal blame on you, just disagreeing with your characterization of overall responsibility)