Salem Group

Homa is the group leader of Salem Group. She is 45 years old and lives in 16th district, Kabul, Afghanistan. She is married with three children: two sons and one daughter, who are students in school..

Homa wants to take a loan for her tailoring business. She wants to buy necessary materials for her business and wants to increase the size of her new shop and buy a new machine as well. She hopes to expand and progress her business and to have more clients, too.

Homa thanks AFS and all Kiva lenders for this loan process in Afghanistan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.