White-labelled aggregation platform for the financial services industry, insurance companies and telcos to remotely on-board customers using a compliant selection of new generation digital services.

Authorisation & Access to Account Gateway

PSD2 compliance, monetisation & marketplace platform for banks

PSD2 third party access to accounts & strong customer authentication management for banks. Integration with state-of-the-art APIs and value-added/premium services.

Authentication & Messaging/CRM

One-time password, messaging and billing CRM automation

High-performance and multi-channel messaging platform with a service layer enabling SMS, Push, Email and voice messaging as well as invoice payment cycle optimisation & escalation

CROSS-INDUSTRY & MULTI-DISCIPLINARY EXPERTISE

At the crossroads of information technology, regulatory compliance and user experience design

IT & transactional platforms

We build and operate state-of-the-art digital hubs for easy interconnection ... in the cloud.

Our founders started with telecom payments at Mpulse, then brought digital payments to the banks with Digicash. Our ecosystem platforms are highly reliable, fully scalable and secure, and so are the interfaces (web, Apps, APIs & SDKs).

Both banks and telecom operators rely on the platforms and services we built. We fully master legal requirements for retail financial & telecoms services in-house and we design products accordingly.

User experience

Customers have to like it or they won't use it ... it's as simple as that.

Without a great UX, don't go live in today's fully digital world. All products should be designed around the customer journey. And we know that most of the times it is foremost about the little things, they make the difference.

Digital services innovation in action

We constantly come up with new product and platform ideas. We got the skills, the right team and dedicated time slots to build those MVPs and bring these products to the market.

Co-founder of Digicash. In charge of sales & partnerships. Procurement expert degree, fluent in EN and FR. French & British national.

ABOUT US

It's been quite a journey

The all-digital beginnings

Nvision & Mpulse (1999 & 2006)

Raoul co-founded Nvision, a digital agency, in 1999. Then both Raoul and Georges co-founded Mpulse, a telecoms messaging, routing and micro-payments specialist company in 2006. Jonathan joined Mpulse in 2010. and helped establishing Mpulse France. Today, Nvision is one of the leading agencies in Luxembourg, and Mpulse Luxembourg handles over 90% of Premium SMS payments and high-end routing in the country. Mpulse France was acquired in 2015 by Dimoco, one of the leading European carrier-billing specialists. Raoul, Georges and Jonathan still co-own and manage Mpulse Luxembourg today.

Hello financial industry

Digicash (2012)

Micro-payments was not enough for them, doing real payments was the goal. So, Raoul, Georges and Jonathan co-founded Digicash Payments in 2012 and got a full EU payment institution license. Digicash became the Luxembourg banks' mobile payment product, with 5 issuing banks and over 20% of the population using the App. The founders made their first major exit when Digicash was acquired by Payconiq (backed by ING & KBC) in August 2017.

And now let's focus

Finologee (2017)

finologee is at the apoGEE of the founders' expertise in both techNOLOGy and user experience design brought into creating great digital platforms, products and consumer journeys for FINancial products. We love improving - definitely, we think digital - absolutely, we make it compliant - most certainly. This is our contribution to the new and fully digital world of financial services, ecosystems, aiming for the fully-fledged API-economy.

A digital agency with Nvision, Mpulse in telecoms and Digicash in the financial industry.

50 staff members

... in all the companies the founders' have co-founded, coming from 12 different countries.

90% of Top 50 companies

Proudly serving over 90% of Luxembourg's Top 50 companies and many more abroad.

2 'exits'

Mpulse France was acquired in 2015 by Dimoco and Digicash Payments in 2017 by Payconiq (ING & KBC).

2 ecosystems built from scratch

... both the SMS payments ecosystem and the retail banks' mobile payment product in Luxembourg

WHAT DEFINES US

The FINOLOGEE DNA

1

passion

We create cutting-edge digital products and we handle multi-level platform and digitisation projects for the financial industry. Digitisation is our passion and we believe that these kind of processes require a full holistic view and approach. In today’s digital world, it’s about crafting user experiences: consumers and professionals alike have to enjoy the tools, interfaces and processes we give them, they have to fully embrace them so they can become successful.

2

entrepreneurship

We are entrepreneurs at heart, we built all the companies we co-created from scratch and either remained shareholders or we sold them to bigger players once they reached a certain scale and success. Thus we believe in empowering the people we work with: taking responsibility is not an option, it's a must from day 1. And we are fully committed to our endeavours, since we believe this is a key ingredient to their success.

3

partnerships

We design all our products, projects and companies around partnerships: we leverage joint commitments to speed up development and to quickly reach required size and scale. We do so both with the people that work with us and the companies we work with or for: a carefully built and designed partnership is the cornerstone to a successful and long-lasting project, product or collaboration.