· You can buy half a point on a spread of 3 (from +2.5 to +3 or from -3.5 to -3), but you are charged a total of .25 for NFL point spreads and a total of .15 for NCAA Football point spreads.

· You can buy half a point on a spread of 7 (from +6.5 to +7 or from -7.5 to -7), but you are charged a total of .15 for NFL point spreads. The cost remains at a total of .10 for NCAA Football.

For example:

· Suppose the New York Jets are 5.5-point underdogs (+5.5). To move the spread to +6 points, you need to buy half a point. The cost of doing so is a total of .10 - which means that you must now bet $120 instead of $110 to make a profit of $100.

· Now suppose the New York Jets are 2.5-point underdogs (+2.5). To move the spread to +3 points, you need to buy half a point again. However, because it’s an NFL game, the cost of doing so is a total of .25. You must now bet $135 to make a profit of $100.

· Similarly, if the Wisconsin Badgers are 3.5-point favorites (-3.5), you can buy half a point to move the point spread to -3 points. This time, because it’s an NCAA Football game, the cost of doing so is a total of .15. You must now bet $125 to make a profit of $100.

Off-standard odds:

With off-standard odds, the cost of buying each half a point depends on whether the odds are greater than or less than -110 (standard odds). The same exceptions for the NFL and NCAA Football outlined above apply. For example:

· If the odds are positive or greater than -110 (e.g., -105; even; +145), a charge is applied to bring the odds to -110 before the .10 is applied (or .25/.15 if you’re buying onto a spread of 3 or 7 with NFL and NCAA Football).

· If the odds are less than -110 (e.g., -115 or -165), the charge of .10 is applied directly (or .25/.15 if you’re buying on a spread of 3 or 7 with NFL and NCAA Football).