San Luis Obispo,
California
Bankruptcy Lawyers

Blonsley Law is led by Linda Selig Blonsley. Since 1979 her law practice has been focused on all facets of Bankruptcy representation. Her new offices in Arroyo Grande anchor her practice from San Luis... Read More »

For Over 25 years we have been representing individuals and small businesses in chapter 7 bankruptcy and chapter 13 Bankruptcy cases. If you're facing a foreclosure, garnishment, repossession, or are saddled with overwhelming credit card debt, medical bills, or unpaid taxes, then we can help. We provide professional, compassionate legal representation designed to meet your individual needs, whatever your financial situation. Unlike many larger firms who simply assign your case to a secretary or law clerk, we handle your case directly, from start to finish. We offer very reasonable prices and flexible payment options.

As the managing attorney of the Law Offices of R Morgan Holland, L.C., Santa Maria lawyer R. Morgan Holland represents Californians in family law and bankruptcy matters. Since 1988, Attorney Holland has been practicing as a lawyer in California, and he has managed his own firm for more than two decades. He is a graduate of Ohio State University and the University of Akron School of Law. Get in touch with his firm for a no-charge case evaluation.

My practice is devoted entirely to bankruptcy and debt resolution. I represent consumer and small business debtors and creditors in cases under chapters 7, 11, and 13. A significant portion of my practice is devoted to representing chapter 7 trustees.

Blonsley Law is led by Linda Selig Blonsley. Since 1979 her law practice has been focused on all facets of Bankruptcy representation. Her new offices in Arroyo Grande anchor her practice from San Luis Obispo through Northern Santa Barbara County. Prior to opening her own Central Coast practice she was Of Counsel at another law firm. Throughout her career she has represented debtors, creditors and trustees in Chapter 7, 11, 12 and 13 cases. She has been appointed as a trustee in numerous Chapter 11 cases. She holds an AV Preeminent (R) Peer Review (TM) rating,...

My practice is devoted entirely to bankruptcy and debt resolution. I represent consumer and small business debtors and creditors in cases under chapters 7, 11, and 13. A significant portion of my practice... Read More »

The process of choosing an attorney is an important one and can be confusing. You simply want to know if you can trust me to handle your legal issue. You want to know if you’ll make a personal connection and not feel like another face in the crowd; whether I can meet you where you are and truly understand your needs. Some attorneys go directly from high school to college, on to law school, then into practice. There isn’t necessarily anything wrong with that; it’s been a successful route for more than a few. However, that overlooks the value of...

Criminal Defense Law. I use my 13 years of legal experience to fight for you on the Central Coast. As a former prosecutor, I know the ins and outs of the legal system and can work those details to your advantage.

Practice in Santa Barbara County and San Luis Obispo County since 1982. Practice limited to Bankruptcy law including Chapter 7 (individual and business) as well as Chapter 13 (individuals - wage earns and business owners).

L. Rob Werner is the founding attorney of The Werner Law Firm and is ranked as one of the most experienced lawyers in the state of California. He launched the Law Offices of L. Rob Werner in 1975 and since has built the company into an award-winning firm. He has repeatedly been recognized for his quality service to his clients and to the community. Some of the honors he has received include: Readers' Choice Award for Best Attorney from the Los Angeles Daily News; SCV Bar Association Attorney of the Year; Voted "Best Of" Santa Clarita Valley...

Vincent Gorski practices in the areas of bankruptcy, family law, and business law. He is a certified bankruptcy specialist by the State Bar of California Board of Legal Specialization. He handles routine and complex bankruptcy, family law/divorce, and business matters. He serves as a Chapter 7 bankruptcy trustee for the Bankruptcy Court for the Eastern District of California.

As a founding Partner, Randall Sutter is involved in the daily operations of the law firm with emphasis in the following practice areas: Bankruptcy and Consumer Advocacy: Mr. Sutter helps individuals and small businesses develop asset protection strategies and counsels various options for eliminating or restructuring debt and liabilities. Not only is Mr. Sutter knowledgeable in Chapter 7 and Chapter 13 bankruptcy cases, but he has also successfully confirmed plans for complicated Chapter 11 reorganization cases. General Business Counsel: As a business owner and entrepreneur for 25 years, Mr. Sutter brings a unique perspective to helping small...

Phillip W. Gillet, Jr. was born and raised in Kern County. He graduated from Delano High School. He completed his undergraduate education at California State University, Bakersfield (CSUB), where he earned a Bachelor of Arts in Economics, and a Bachelor of Science in Business Administration, Accounting. After graduating from CSUB, Mr. Gillet went to California Western School of Law in San Diego and earned a Juris Doctor degree. While working on his law degree, he also completed a Master of Science in Accountancy, Taxation at San Diego State University, whose programs are ranked among the best...

I am a California native originally from the San Joaquin Valley. I graduated from the University of California at Santa Barbara in 1970 where I studied Political Science. In 1975, after 3 years of world travel I formed an import clothing business. It included a Santa Barbara retail store and for 25 years operated as a national wholesale outlet. I took part in the management of the business and the design and distribution of the products. My duties included national and international travel, meeting with customers and vendors, as well as dealing with international banking and import/export requirements. The company...

My practice is limited to representing both debtors and creditors in Chapter 7, Chapter 13 and Chapter 11 cases. I am a Certified Specialist in Bankruptcy Law by the State Bar of California. I am committed to representing my clients with a high level of skill and professionalism.

John Rounds is a founding partner in our firm. He has focused on the following practice areas: Bankruptcy and Consumer Advocacy Law: John has helped thousands of personal and business Bankruptcy Clients. Mr. Rounds has a 20+ year reputation for helping working people and small companies through the most difficult times to get a financial "fresh start". Options include the complete discharge, structured payments or other negotiated settlement of the most problematic claims. Business Law: John's years as a transactional attorney and personal history in buying and selling businesses, results in a prospective...

I am a certified bankruptcy specialist with the State Bar of California, Board of Legal Specialization. The firm has been assisting people with their financial problems for more than 40 years. We specialize in savings homes. We are one of the few firms still charging a flat fee for Chapter 13.

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.

Automatic stay:
An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim:
A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.