Deposit Anywhere

Overview

Deposit Anywhere eliminates the need to stand in line at a Service Center or mail checks to the Credit Union, giving you the flexibility to conveniently make secure deposits anytime using your mobile device or desktop computer and scanner. Deposit Anywhere is available through our Mobile Banking app and Online Banking.

Requirements to use Deposit Anywhere:

An active account in good standing

Enrollment in Digital Banking

For desktop use, access to a desktop or laptop PC and a TWAIN compliant scanner.

Deposit Anywhere works with Internet Explorer (9 or above), Firefox and Safari.

FAQs

Deposit Anywhere is available to all Credit Union members who have account(s) in good standing.

How should I endorse checks for Deposit Anywhere?

The back of each check must include:

The payee's signature

The account number to which the check is being deposited

The words “For Deposit via Deposit Anywhere”

Today's date in mm/dd/yyyy format

How quickly will the deposit be credited to my account?

Checks submitted for deposit will be credited to your account as soon as the transaction is complete. If the check is accepted without any errors, it will be credited immediately. If it is held for review, you will receive an email informing you if it was accepted or rejected within one (1) business day.

What devices are supported for Deposit Anywhere?

Deposit Anywhere works with iPhones, iPads and Android phones and tablets. You can also access Deposit Anywhere on your computer through the BCU website.

How quickly will the funds be available for me to use?

Please refer to our Funds Availability Policy to find out how soon your deposit will be available for your use.

How do I use Deposit Anywhere?

The exact steps may vary depending on whether you're using the desktop or mobile version of Deposit Anywhere. You can review all the specifications in our step-by-step guides:

You will be able to view the previous 18 months of past deposits in Online Banking.

How long should I keep my check after I scan it using Deposit Anywhere?

Once you have scanned your check and your deposit has been credited to your account, you should securely store the original check for 90 days before destroying it.

What is the maximum dollar limit I can deposit via Deposit Anywhere?

The daily limit you can deposit is set at $10,000. That amount can be from a single check or the total of multiple checks. If you need to have your limit temporarily increased, contact Member Relations at 800-388-7000.

Are there any types of checks that can’t be submitted using Deposit Anywhere?

The following items cannot be submitted for deposit using Deposit Anywhere:

Savings bonds

Foreign checks

Any item drawn on your BCU account

Any item that is “stale-dated” or “post-dated”

Any item that is incomplete (date missing, payee missing, etc.)

Any item that contains evidence of alteration to the information on the check

Any item that is stamped with a “non-negotiable” watermark

Any third-party check (any item that is made payable to another party and then endorsed to you by that party)