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For our ongoing service the fee is 1%, plus a fee of 0.1% for each year of the shorter of the new mortgage term or the existing mortgage term.
The minimum fee is £895 and the maximum fee is £3995. For example, if your mortgage amount is £100,000 and the term is 15 years, our fee will be
1% of £100000 and 0.1% for each of the 15 years. (£100000 x 1% + 0.1% of loan amount x 15 = £1000 + £1500 = £2500).
Our one-off service has a fee of 1% of the mortgage balance with a minimum fee of £895 and maximum fee of £1995. In addition an application fee of £99 is also payable at the time of this application. The application fee is non-refundable.