+1 for stickshlong
+1 for sideburns
-2 for being who he is
-1 because I can smell him
+1 saving throw vs. poison

meamlegionas long as a cheerful Irishman is explaining bad news to me using a booze metaphor, I feel much better about this disaster.

chumbucketso let me get this straight: the foundation of the US economy rests on the success of the HOUSING MARKET? Who's kooky idea was that?

TheQuakeSoldierWell, the biggest expense I have each month is my mortgage payment, as I'd expect is the case for millions of others as well. Seeing as how house payments are such a huge part of people's lives, I'd expect a meltdown in that sector to have a larger effect on the financial system than any other particular sector (cars, electronics, tourism, whatever).