I see so many people that do not slow down when there is an animal near the road. Horses don't just dart...chances are the man saw the horse, but did not take any action at all to add safety to the situation by slowing down. Or the horse was already in the road and he wasn't paying attention.

It was 3am, & he was on his way to work. Do you think it's possible that the horse came out of nowhere into his headlights before he could slow down? Or maybe we can just make some comment about how this poor SOB brought this bad luck on himself without actually reading the story.