Re: NASA FCU are they still a thing?

After that frenzy period and some account closures, most folks left the NASA launch pad and went elsewhere, namely Navy and PenFed plus other CU gems that were discovered along the way.

They are a lot more conservative with approvals and CLIs than back in the day and more prone to declining applications if there's 'too much' available credit. A quick search in the Approvals section displays a sprinkle of the last remnants around a couple years ago.

So, the days of those $30K out-of-the-gate approvals have long sailed for sure.

Re: NASA FCU are they still a thing?

I’ve been a member since October 2018. I’ve apped for a credit card twice and declined both times. At this point I will just wait for a pre approval if they do such a thing. They pull EX 2 Mortgage for credit products.

Re: NASA FCU are they still a thing?

@FinStar wrote:After that frenzy period and some account closures, most folks left the NASA launch pad and went elsewhere, namely Navy and PenFed plus other CU gems that were discovered along the way.

They are a lot more conservative with approvals and CLIs than back in the day and more prone to declining applications if there's 'too much' available credit. A quick search in the Approvals section displays a sprinkle of the last remnants around a couple years ago.

So, the days of those $30K out-of-the-gate approvals have long sailed for sure.

Was it JFCU or NASA that was reading these boards ?.....or both ?

I remember when some MF member let it out they were a 'thing' on a phone call and they started reading.

That was the beginning of the end.

Jax

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FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.