You'll stay with {{ unallocatedCashLeft | currency: '£' : 0 }} in unallocated
This lump sum will be covered entirely by what you already have in unallocated cash.
Unallocated cash will cover some of this lump sum, but you'll still need to contribute an additional {{ fundNeedMoreCash | currency: '£' : 0 }}

Risk

The preferred risk level for people with your timeframe and risk tolerance.

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4

Review your portfolio with risk level
{{ fundRiskLevel }}

Projection

How this portfolio is projected to perform by {{ fund.yearsFromNow | date : 'yyyy' }}

These figures are projections for your time frame that assume medium performance and take the effect of a Nutmeg management fee and inflation into account.
As such, they show projected amounts in the equivalent of today's monetary value.

Projections are never a perfect predictor of future performance, and are intended as an aid to decision-making, not as a guarantee.
The projection includes the effect of Nutmeg fees, investment fund costs, and market spread – personalised to your planned contributions.

About this mix

Returns of a comparable portfolio over the past {{ totalHistoricalYears }} years

Remember, past performance is no guarantee of future returns and losses over any 12-month period may be greater than losses during any discrete calendar year.

The average annualised return over the past {{ totalHistoricalYears }} years is
{{ averageAnnualReturnPercentage }}.

In {{ bestYear }},
the best calendar year over the last {{ totalHistoricalYears }}, the portfolio returned
{{ bestYearPercentage }}.

In {{ worstYear }},
the worst calendar year over the last {{ totalHistoricalYears }}, the portfolio returned
{{ worstYearPercentage }}.
The worst performance of any 12 month period over the last {{ totalHistoricalYears }} years was
{{ worst12MonthPeriod }}.

Historical figures are based on the performance of a portfolio consisting of {{ getAssetAllocationDescription() }}, which is comparable to the long-term average asset mix for this portfolio. Divergence from this allocation could lead to significantly different returns from those shown here. The returns are intended as an example of the ups and downs of markets, rather than any guarantee of performance. Source data: Macrobond.

We offer restricted advice, which is limited to recommending a
suitable model portfolio from our range. We will not assess your
whole financial circumstances or consider all financial products
and services that could be suitable.