The FDIC has issued the public list of its institutions to be
examined under regulations implementing the Community Reinvestment
Act (CRA). The list covers the second quarter of 1996.

In May 1995, the Federal bank and thrift regulators published
revised CRA regulations that require each regulator to publish a
quarterly CRA examination schedule at least 30 days before the
beginning of each quarter, beginning January 1, 1996.

The regulators encourage public comment on the institutions to
be examined under the CRA. Comments about FDIC-supervised
institutions should be directed to the institutions themselves or
to the Regional Manager of the appropriate FDIC regional office (a
list of those locations is attached). All public comments received
prior to completion of a CRA examination will be considered.

The schedule of institutions to be examined between April 1
and June 30,1996, is based on the best information now available.
Examination schedules may change; unanticipated complex issues
could arise, for example, that require more time and resources than
originally allotted, thus delaying completion of an examination and
delaying other scheduled examinations. If an institution is
rescheduled for a different quarter, that information will be
included on a later list.

To receive today's quarterly list if not available as an
attachment (the list is not yet available in electronic format,
such as Internet), or to be added to a mailing list for future
press releases, call (703) 562-2200, fax a request to (703) 562-2296,
or write: FDIC, Office of Corporate Communications, Public Information
Center, 801 17th Street, NW, Room 100, Washington, D.C. 20434

The Community Reinvestment Act is a 1977 law intended to
encourage insured banks and thrifts to meet local credit needs,
including those of low- and moderate-income neighborhoods,
consistent with safe and sound operations.

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Congress created the Federal Deposit Insurance Corporation in 1933
to maintain public confidence in the nation's banking system. The
FDIC insures deposits at the nation's 12,000 banks and savings
associations and it promotes the safety and soundness of these
institutions by identifying, monitoring and addressing risks to
which they are exposed.