Admitted to practice 1970. Server as Bankruptcy Trustee Northern District of Ohio for 18 years (Chapter 7 and Chapter 13). Presently practice in United States Bankruptcy Court Northern and Southern District of Ohio. State law practice in Auglaize, Allen, Shelby, Mercer, Logan and Miami Counties.

Todd A. Workman has extensive experience in the areas of Criminal Defense, Bankruptcy and Family Law. Todd's guiding concern is to give his clients clear and straightforward advice on complex areas of the law. He believes that a good lawyer makes things as simple as possible for his clients to understand. Todd helps his clients find the most direct path through lifes most difficult times. He firmly believes that every client deserves respect, patience, and compassion.
Todd counsels individuals, families, business owners, trustees, executors, and guardians. His previous experiences as an instructor, sales agent, and guardian ad litem serve him well...

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.

Automatic stay:
An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim:
A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.