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When your teen is a driver ED Ohio, they and you will need to pay insurance on the car that they are driving. But, the one problem that every teen has, is the high insurance rates that they are asking. We don’t always understand why these rates are so high and why do we paying so much money of insurance fees. Here are some of the reasons why teens are paying higher insurance premiums than older drivers:

Teens are not responsible behind the wheel

Yes, there are some teens that are really driving responsibly and that is responsible driver ED Ohio, but there only a few of them. Insurance companies know that most of the claims are teens that were irresponsible that cause the accident which the insurance should repair.

Teens like to show off, especially if they have a new car that they want to show to their friends. Alternatively, if they are driving with their friends, and they want to proof that they are also sporty and can make some “jokes” on the road.

Driving faster than normal

Teens are still new to being independent, and they sometimes test how much they can be independent. The first thing that they are doing is to go faster than what their parents are telling them. And, we all know what happens with too much speed.

Higher risk with the amount of passengers

When a teen that is a legit driver ED Ohio is driving with his friends, there's usually more than one passenger in the vehicle, making it more dangerous and accidents are more frequent. This is because friends influence the concentration of the driver or dare the driver to go faster and drive more recklessly.

Additionally, the vehicle that they are using is often the faster sports type, because they want to show off to their friends. The more powerful the vehicle, the more dangerously they are going to drive. This is also why those teens with the flashy cars, are usually even paying higher insurance fees than the normal teenager with a normal car.

Not experienced enough

Even if your teen is a driver ED Ohio and driving responsibly and carefully, they don’t have the experience to know what to do in an emergency. For example, they might make the wrong decision when they are trying to avoid an accident, and it the process causing an even more severe accident.

It is simply a fact. Teen drivers are paying higher insurance fees than any other person. And, it doesn’t matter how carefully the teen is actually driving. However, you can lower the premium by getting quotes with more than one insurance company and comparing prices. Then the teen driver ED Ohio will have insurance, and will not pay higher than what they actually need to.