Author: admin

I love creating plans that I can implement now, that will grow in time to help build my future. It’s exciting and something to look forward to.
As a small business owner, creating a vision of your financial future will give you motivation to draw in new business and increase your profits. To demonstrate this, we have two examples. Philip*; owns a small, but profitable engineering business, however he doesn’t have a financial plan. While he earns a fair amount of profit each month, the money seems to slip through his fingers and by the end of the financial year, he...

With most of us leading busy lives, it is easy to fall in to the trap of following our day to day routines, without much thought of our plans for the future.
But doing this one simple thing could make a huge difference to your life.
And that’s to take a timeout and really think about your future.
What we see all too often, are people coming to see us when it’s too late. This is particularly the case when it comes to insurance.
Most people are under the false belief that they are covered through their super, or that their health insurance will...

Retirement doesn’t have to be scary and preparing for retirement shouldn’t be put off either. The thought of saving for retirement can seem unrealistic when everyday living gets in the way. So how can you plan for retirement?
Spend some time with a financial planner to help review your current finances and provide you with easy steps to make your retirement plans look brighter. Because let’s face it, your retirement should be spent stress-free.
Now, how do you find money to retire? Did you know if you saved just $2 a day, that this equates to $730 a year? In 15 years...

Richard Branson’s latest, shares a major lesson in business entrepreneurship.
Do you want to know what it is?
‘To have a business plan from the beginning.’
It sounds simple and that’s because it is.
In the latest episode of America’s Next Top Model, when a contestant is required to present a business idea, Tyra Banks (the host and very successful model) feedback to her is to focus on ‘what you want your end result to be.’ It may not be something/someone you have interest in, however it is great advice from very successful people on business planning.
You might think you will wait until the...

Imagine that you received a large sum of money. Perhaps, hundreds of thousand or even millions of dollars. What would you do with such a large sum? Would you endlessly work your way through each store and buy gifts for all those you love? Would you use the money to travel around the world in style? Or perhaps even charter your own jet and fly to one of the most exclusive islands in the world? There are so many ways we can dream about what we would do with that kind of money.
But for many of us, these dreams remain...

Retirement used to be seen as a time to think about entering a new era of holidays and travel. It was an ideal with the idea you could spend more time with the grandkids, family and friends. But these days more and more people are focusing on the money side of retirement.
Do I have enough to survive inflation?
I can’t quit work because I still have ten years on my mortgage.
What will I leave my children if I use it all?
What if I use all of my retirement fund before I die?
Too many stressful questions that we push aside and think, ‘I will think about retirement...