I find that the end of the year is always a good time to examine my investment portfolio and determine whether any changes need to be made. If some investments have performed well and distorted my asset allocation, it may be time to take some profits off the table and rebalance the portfolio. Similarly, if there are attractively valued sectors, stocks or countries that I am neglecting, I can look at adding exposure.

Everyone knows you cannot hang a shingle and announce that you have started a business. Launching a company involves research, planning, financing, and fulfilling legal requirements. Starting a business involves planning, making key financial decisions, and completing a series of legal activities.

The way to put the best foot forward is by writing a business plan to that outlines the way that a company will reach its potential. Then, it comes time to set all the plans into motion.

As the end of 2017 approaches, aspiring entrepreneurs will reassess their situations and consider taking the plunge into business ownership in 2018. It doesn't happen overnight. Rather, it is a process.

Soon-to-be retirees sometimes start to panic about increased market volatility in the months leading up to the end of their work lives. Here are a few tips on how to help steady your retirement investments from two financial planners.

Investors have been shaking off periodic stock-market jolts as the bull marches on, but what about those planning to retire in 2018?

Soon-to-be retirees sometimes start to panic about increased market volatility in the months leading up to the end of their work lives, and that’s easy to understand because many of them have read or heard how devastating a negative sequence of returns early on can be for a portfolio.

NEW HAVEN, Conn. (WTNH) – Don’t look now but 2017 is quickly coming to a close! This morning, financial expert Roger Cowen stopped by our studio to talk about 5 smart money moves you can make now that will help your finances in 2018 and beyond.

Inequality flourishes everywhere. Just read the front page of The New York Times. The Big Board is still the perfect metaphor for the widening gap between haves and have-nots. Internet properties, Alphabet accepted, still doing twice the market’s 10% gain. Nobody wants small cap goods or even mid cap properties.

Consider Facebook. With a market cap approximating $500 billion, it sells around 7.5 times book value, and at 25 times my estimate of forward 12 months’ earnings. Share based compensation tots up to 25% of earnings and outstanding shares are growing at 1.5%.

Facebook holds over $35 billion in cash with $18 billion in goodwill on the balance sheet. To renew itself continuously, R&D runs at 20% of revenues, a most notable number. Apple spends around 5% on R&D. Facebook’s operating margin has expanded to 47% of revenues. This is a work in progress, and I like the vibes.

During the past few months, I frequently came across story after story about record flows to exchange traded funds (ETFs) that track the S&P 500. Such ETFs include SPY, VOO, and IVV. The main reason for these record flows is obvious -- the U.S. stock markets have been doing very well this past year.

13 Personal Finance Tips that we can learn from the World’s Richest People

It’s no secret that a lot of us want to be rich. After all, who doesn’t want to live a life of leisure in luxury? However, while a lot of us also know that to get there requires a lot of hard work, there are a few other steps you need to become acquainted with.

Success is always associated with wealth. Although you can be successful without becoming wealthy, most people who struggle financially consider financial independence as success. If you really want to succeed, clean up your finances and make an educated decision as to what kind of loan will take you on that path. Considering personal loans also known as signature loans, like signature. Loan recommends, can lead you to that goal of reaching financial success.

On the other hand, success is built on specific habits that are common traits of many self-made wealthy individuals. Regardless of your financial status today, you are likely to become wealthy and successful if you possess the right qualities. If you don’t have these qualities yet, it’s time you start developing them now.

Today, we will be going over these habits that foster wealth and success. Let’s get started!

They say you have to spend money to make money, and this is especially true when you're seeking financial guidance. Financial advisors are well-paid for their in-depth expertise and often help their clients through decisions like investing, retirement planning and long-term savings plans.

Although it's still wise to consult a professional before any major investments, you can educate yourself enough to confidently make your own personal financial choices without the help of a professional. Nine members of the Forbes Finance Council shared their best do-it-yourself tips for individual investors looking to better manage their finances.