DON'T call in a insurance claim.......with VZW you only get like 2 a year per account (line) and in my opinion if it works fine,not worth it. I would go w/ a hardbound case for it.Thats way you keep a claim and you still have your storm. Seidio has really nice cases.....you can get on there sight or if you wanna wait a month or so VZW will start selling them at there stores.lol or if your really wanting one now......your local mall sells hardbound cases,down fall is they break when you try to take them off.......hope this helps and welcome to for forums.