Private Client Services Checking

Illinois Bank & Trust is experienced in catering to the financial needs of even the most affluent clients. We offer a level of service and innovation that allows us to understand your financial goals, handle your finances in a coordinated manner and provide customized solutions. If you’re looking for more than just interest from your checking account, get in touch with us today.

CDARS

With the Certificate of Deposit Account Registry Service®, we can allow investors to deposit up to $30 million while remaining eligible for the security of FDIC insurance on every dollar. Your money is placed into CDs with denominations under $250,000, which are issued by other participating banks. You even have the freedom to identify banks where you do not wish your money to be placed and to review the list of institutions where CDARS proposes to place your deposits. On top of having your finances insured, this program has additional benefits:

CD-level rates: Your deposits earn returns that may compare favorably to those associated with other investment options.

Convenience: By working with us, you earn one interest rate and one regular statement covering your entire deposit. You’ll never have to track interest disbursement from various sources or manually consolidate account statements.

Privacy: Your CDs placed at other banks are identified by a tracking number only, and your personal information is protected.

Community investment: Your deposits can support lending opportunities that foster a stronger community.

Private investors, corporations, small businesses, nonprofit organizations and public sector groups can all take advantage of this unique, advantageous service.

CDARS and the Certified Deposit Account Registry Service are service marks of Promontory Interfinancial Network, LLC.