A low minimum balance account designed to get you on the savings path.

$50 minimum opening deposit

Interest compounded and paid quarterly (1)

Quarterly Bank statement

Instant Cash Card available (2)

$3.00 monthly fee if average monthly balance falls below $50.00 (3)

6 free withdrawals per month, $3 fee for each additional withdrawal

1 Your interest rate and annual percentage yield may change at any time at our discretion. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example checks). Interest will be compounded quarterly and credited to your account on your quarterly statement. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.2 Monthly fees may apply3 Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.