Who is GoCardless for?

GoCardless is for anyone who wants to take payments directly from the bank account of customers in the UK, the Eurozone, Sweden, Denmark, Australian, New Zealand and Canada. It’s particularly suited for B2B (business-to-business) and recurring payments.

Our easy-to-use dashboards and powerful API make GoCardless a powerful platform for everyone from innovative start-ups to multi-national corporations.

What can I not use GoCardless for?

GoCardless is great for many use cases. However, there are some limitations with our service. We aren’t able to:

Let you take credit card payments - however you can use another payment provider alongside GoCardless.

Let you accept instant payments - Direct Debit payments take 3-5 working days to clear, so they’re not ideal for goods that need to be shipped quickly.

We’re able to accept most kinds of customers but there are some exceptions - for full details, see our restricted activities page.

Are there any limits on the amount I can collect?

There are no limits on how many transactions you can make.

There is, however, a limit on the maximum amount that can be collected in a single transaction. These are:

Sweden 20M SEK

Australia $10,000 AUD

New Zealand $10,000 NZD

UK £5000 GBP

Eurozone €5000 EUR

Denmark kr.50,000 DKK

Canada $5000 CAD

We may be able to increase these limits with additional verification checks.