Choice Checking

Convenient account that gives you the choice to eliminate the monthly service fee by doing banking basics.

Summary

With this convenient account, the choice to eliminate monthly service fees is yours. Just do a few easy banking activities to say bye-bye to the monthly service fee!

When you use your debit card and receive your statements electronically, you can reduce your monthly fee until it disappears — we'll even waive the fee for the first month you have your Choice Checking® account! Plus, you'll enjoy all the banking convenience you need with free online banking, mobile banking, and more.

When you do the following transactions and activities in your Choice Checking account during each Monthly Qualification Cycle, your monthly service fee of $4.00 will be reduced as follows until the fee is retired for that corresponding Statement Cycle:

25¢ for each debit card purchase that posts and settles

$2.00 if you are enrolled in and agree to receive eStatements

Transactions and activities may take one (1) or more days from the date transaction occurred to post and settle to the account.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Gulf Coast Community Federal Credit Union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by Gulf Coast Community Federal Credit Union. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information:

Choice Checking: When you do the following transactions and activities in your Choice Checking account during a Monthly Qualification Cycle, your monthly service fee of $4.00 will be reduced as follows until the fee is retired for that statement cycle:

$2.00 if you are enrolled in and agree to receive e-statements

$0.25 reduction for every debit card purchase that posts and settles

Fee is not reduced if these activities do not occur. Your aggregate fee reduction earnings will be credited to your Choice Checking account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: $100 minimum deposit is required to open the account. Fees and rewards may change after account is opened. This account is not to be used for commercial purposes and there is a limit of one (1) account per social security number. This account's monthly service fee will be charged to the account on the last day of the Statement Cycle. When you close this account, you will not be charged the monthly service fee for that Statement Cycle. Refer to Gulf Coast Community Federal Credit Union for fees that may apply to this account. Enrollment in electronic services (e.g. electronic statements) may be required to meet some of this account's qualifications. Federally insured by NCUA.