Bank of America and Wells Fargo tightened their grip on Charlotte-area deposits over the past year, according to new data the Federal Deposit Insurance Corp. released Tuesday.

Long the dominant big banks here, Charlotte-based BofA and Wells (formerly Charlotte-based Wachovia) both added billions of dollars in local deposits from June 30, 2011, to June 30 of this year.

BofA ranks No. 1. It now holds $161.07 billion in Charlotte metro-area deposits, or 80.1% of the market. That's up from $127.93 billion, or 79.6% of the market last year. As usual, those numbers are inflated because the bank is headquartered here, which means it reports some national deposits locally. Still, the bank's numbers followed a strong growth trend, up more than 25%.

Likewise, Wells checks in at No. 2 after strong growth. The San Francisco-based bank holds $25.78 billion, or 12.8% of Charlotte's deposits, up from $18.3 billion a year ago, 11.4% of local deposits.

The biggest loser over the past year was Pittsburgh-based PNC Bank. PNC slipped to No. 8 in Charlotte metro deposits from No. 7 in 2011. The FDIC reports PNC held $471.26 million in local deposits (0.23% of the market) as of June 30. That's down from $1.07 billion in Charlotte metro deposits a year ago (0.66% of the market) when the bank was still part of RBC Bank's franchise.

It's important to note PNC just entered the Charlotte market in March, when it acquired Raleigh-based RBC. And company spokesman Fred Solomon explains the big shift is attributed to merger machinations. "First, PNC shifted corporate client deposits from Charlotte to other locations, including Raleigh and Pittsburgh," he says in an email. "Second, as per our agreement, Royal Bank of Canada retained the accounts of Canadian citizens that had been served by RBC Bank (USA) out of Charlotte."

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