Farmers’ Access to Credit Not a Factor as Ag Lenders Enjoy Firm Financial Position

Farm banks now find themselves in a particularly sound financial position, having built their capital reserves to a point that protects them from many risks, according to a report by the American Bankers Association. ABA defines a farm bank as a lender whose ratio of domestic farm loans to total domestic loans is greater than, or equal to, the industry average, which in 2013 was 14.42%.

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