Four Smart Ways to Spend Your Tax Refund

How should you spend your tax refund? Very carefully. Marketwatch's Jonelle Marte outlines four key ways taxpayers can put their refund to good use. Photo: Getty Images.

This transcript has been automatically generated and may not be 100% accurate.

... I ... overall the plot ... since ... April fifteen is the deadline as it does every year ... what we do every Monday ... LP ... RI analogy Lottie a tax returns ... it's going to feel great and that extra money on a run-up maybe buy some new products by carbine I can't buy any now ... in fact I go with everything on it or something but ... and I'm not ... if ... you think that can only take the money will be the best way to spend tax money to Nomar case here ... to tell you the small weights with my ... Mark Twain's Stanley I've not seen because the averaging ten to seventeen thousand dollars and thirty one moment I got a lot of talk ... by affirming the neighbors ... I let's talk about the things you should do you and your money back from Uncle Sam Euromoney's given that it would start off with the rebalancing the court ... so I know you talk about this um not stocks are near record highs right now and normally when you rebalance he would have to sell some of which are rising in this caper movie with these stocks to an end to buy what ever other asset you're missing ... if you live you can take this many advisers recommend this constant me and instead of having to sell stocks if you're not ready ... on you can just use the money and buy whatever it with its pontiff its ... commodities you can use the money in rebounds away with without having to sell out without having to create another taxable ... you and you do have to pay taxes on those tinsel in this week over a deal is about ... this this engine to create being built ... so if you are not behind you can actually use this money to be the favorite of the headaches of the coming months you know maybe you can pay ... three months of your car payments outlined six months whatever insurance thing thing you know are coming up to that ... when the moment comes that that that the billionaire may be struggling to find the cost for this the snow ... in theater so that his litany of fuel and so that he has been resting on the sale is that you feel wealthier I ... home improvement the solution to the economy was seen being here in NC you have a water heater that is about to confound you ... on again better to use this money now and see if I am and may make this fixed instead of having to perhaps ... I'm ... the thing is that the images which began more costly for you ... and it depending on the kind of home improvement the you make ... him actually qualified persons for tax credits of energy and who when you when you do that and years ago or what ... exactly has also been fun assault by color yes cars so I you can actually with the ten thousand dollars there might be enough to ... have that ... down payment that you need to get a new car or use color ... and this time the thing to do because rates are actually near record lows for financing ... so you can take advantage of this for the Center for peace and ivory on buying a car in which human again here depending on what happens to me it's ... I'm ... and it's can you call me ... Chile's pills that the new car only a feeling ... that new cars now than next year you can use the tax return to pre pay the bills ... all they are right to work state and read more on MarketWatch thank you very much thing every Monday every Monday Nelson tax time will be here ... to help you ... maximize to taxes ...