Tuesday, December 21, 2010

Health Insurance advice for Individuals

When we are young and carefree, boring topics like health and sickness are as far away from our thoughts as possible and are supposed to be the exclusive preserve of the very old. We don’t even think that our parents can ever be sick or old but alas nature or life has other plans and as time goes by the unpalatable truth dawns upon us.

We are mortals and mortals are well, not immortal and can get sick which is not necessarily when we are old.
There is an old proverb which goes thus, “sickness comes in haste, and goes at leisure”.

Yes, ill health unfortunately does not come announced and thanks to the increasingly polluted world that we live in and eat food that is contaminated with chemicals more often than not, a lot of us are susceptible to ill-health even when we are young and carefree.

This brings me to another proverb attributed to the German writer, Bertolt Brecht, “you don't need to pray to God any more when there are storms in the sky, but you do have to be insured”.

Common sense dictates that healthy eating and regular exercise should be the norm. This would delay the onset of illness as much as possible and even boost our immunity levels so that if we were to fall sick, our bodies will have the ability to fight the illness with a great deal of vigour.

But, there is one more precaution necessary and that is health insurance.

Spiralling medical costs have ensured that hospitalisation is a financially draining affair that few of us can afford. So, its best to be prepared for any eventuality and health insurance will be a step forward in that direction. So, god forbid, if you have the misfortune to be hospitalized at any time in your life, you will be spared a great deal of mental trauma if you can rest assured that your medical bills will not come back to haunt you.

About Allied Brokers

Allied Brokers is a full-service insurance brokerage. Founded in 1954, we provide insurance products throughout California and several other states. We have insurance policies and services for any of your insurance needs: Auto, Homeowners, Condominiums, Apartments, Earthquake, Flood, Renters, Business, Health, Life, Motorcycle, Boat, RV and Estate Planning. Experience the "can do" attitude of our agents.