One Man's Stroke at 33 Was Only the Beginning of a Nightmarish Slog Through the Health-Care System

For years building his career was Sabin Orr's first priority. He didn't think much about his health. Other than recreational drinking and a fondness for steaks and burgers, he was a healthy, normal 33-year-old. Until the day he wasn't.

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Last March, the Colorado Division of Insurance changed the lives of transgender Coloradans by issuing a bulletin stating that in the division's interpretation, state law prohibits "the denial, cancellation, limitation, or refusal to issue or renew health coverage because of a person's sexual orientation."

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