The North Central Massachusetts Development Corporation (NCMDC) recently approved a $25,000 loan to Joshua Halterman, owner of Joshua Allen Design, an interior design and home staging business based in Sterling, MA.

Joshua started the business as a part time venture in 2016, initially fluffing houses for sale with a real estate agent associate. Since then Joshua has grown the business into full home staging projects and photography services for real estate sales as well as interior design work for people looking to re-model or re-decorate their homes and in September 2018 he took the leap and started running his business full time. This loan will help Joshua add furniture to his inventory to be used in home stagings as well as provide working capital and help fund marketing efforts. Joshua Allen Design worked with NewVue on his projections, and was referred through the SBA Lender Match Program.

As a microloan lender, NCMDC can provide loans to small businesses up to $150,000 for working capital, equipment, inventory, expansion and working with our banking partners to provide gap financing for the final piece of a project.

The North Central Massachusetts Chamber of Commerce and the North Central Massachusetts Development Corporation (NCMDC) announce the publication of the 2019 edition of the Manufacturers Directory and Industrial Parks Guide for North Central Massachusetts. The publication is designed to promote and connect manufacturers with suppliers as well as serve as a resource for companies looking to relocate or expand throughout the region.

Working with multiple sources, the NCMDC confirmed the operating status and primary product line of each company listed in the directory. In addition to the listing of local manufacturers, the publication also includes a section on life science companies, a listing of suppliers and a guide to business and industrial parks in North Central Massachusetts.

“We published this directory to help support our local manufacturers who are so critical to the long term vitality of the North Central economy”, said Roy Nascimento, President & CEO of the North Central Massachusetts Chamber of Commerce and the North Central Massachusetts Development Corporation. “We hope that this publication will be a resource in connecting manufacturers with their peers and helping them find local suppliers.”

This publication is part of the Chamber and Development Corporation’s continuing efforts to help promote the region and advance the economy of North Central Massachusetts. In addition to this manufacturing directory, the North Central Massachusetts Development Corporation has expanded its efforts to raise awareness of career paths in the advanced manufacturing field andrecently published a report entitled “Build North Central: Promoting the Industrial Heart of Massachusetts” which highlights recommendations to support the region’s manufacturing industry. It has also expanded its micro-loan programs, grown its technical assistance offerings for new and established small businesses in the region and expanded its reach to small and growing businesses in neighboring communities through partnerships with local chambers.

The 2019 edition of the publication was supported by advertising and is being circulated to manufacturers throughout the region. For more information, please contact the North Central Massachusetts Chamber of Commerce at 978.353.7600.

The North Central Massachusetts Development Corporation (NCMDC) is a non-profit corporation with the mission of creating jobs and improving the economy of North Central Massachusetts.The NCMDC acts as a connector, facilitator and partner and works in partnership with local banks, credit unions, chambers of commerce and area nonprofits to support emerging microenterprises, small businesses, and community projects with loans and business assistance.The NCMDC is certified by the U.S. Department of the Treasury under the Community Development Financial Institution (CDFI) program and is a micro-loan intermediary for the U.S. Small Business Administration and the U.S. Department of Agriculture.Since 1996, the NCMDC has granted over $6 million in loans to small businesses to help grow jobs and the economy.

For more information about the North Central Massachusetts Development Corporation please call 978.353.7607.

The North Central Massachusetts Development Corporation and Fidelity Bank are holding two free business workshops on Thursday, April 25, 2019 aimed at assisting potential and existing entrepreneurs.

These free workshops are approximately two and a half hours each and are being held in partnership with the North Central Massachusetts Chamber of Commerce, Greater Gardner Chamber of Commerce, North Quabbin Chamber of Commerce, Massachusetts Small Business Development Center, The Wachusett Business Incubator, SCORE and NewVue Communities.Both workshops will be held at the Wachusett Business Incubator, 35 Sanborn St, Gardner.

Session I:Fundamentals in Planning, Preparing, and Financing Your Business will run from 8:30 a.m. to 11:00 a.m. and will focus on evaluating and understanding the fundamentals of owning one’s own business. Information on how to get started, where and how to get financing and the loan application process will be presented. Registration begins at 8:00. Continental breakfast will be provided for all participants. Presented by Michelle Miller, Center for Women & Enterprise

Session II:Understanding the Purpose of Financial Statements and How They Can Help Determine the Health of Your Business will run from 11:30 a.m. to 2:00 p.m. and will focus on understanding a balance sheet, income statement and cash flow statement. The workshop will also explain how a small business owner can anticipate financial needs in order to operate his/her business more efficiently.Registration begins at 11:30. Lunch will be provided for all participants. Presented by Michelle Miller, Center for Women & Enterprise

The North Central Massachusetts Development Corporation (NCMDC) is a non-profit economic development corporation with the mission of creating jobs and improving the economy. NCMDC is certified by the U.S. Small Business Administration (SBA), and the U.S. Department of the Treasury under the Community Development Financial Institutions (CDFI) Program. The NCMDC works in partnership with local banks, credit unions, chambers of commerce and area nonprofits to support emerging microenterprises, small businesses, and community projects in 76 communities in Worcester, Middlesex and Franklin Counties with loans and business assistance.Since 1996, the NCMDC has granted over $6,300,000 in loans to small businesses to help grow jobs and the economy in the region.

http://www.choosenorthcentral.com/wp-content/uploads/logo.png00David Ginisihttp://www.choosenorthcentral.com/wp-content/uploads/logo.pngDavid Ginisi2019-04-04 14:50:202019-04-04 14:50:20STARTING OR EXPANDING: A SMALL BUSINESS 101 SEMINAR SCHEDULED FOR APRIL

The North Central Massachusetts Development Corporation (NCMDC) recently approved a $25,000 loan to Dr. Timothy Gallagher, Founder and CEO of Gallagher Chiropractic located on 54 William Street, in Leominster.

Dr. Gallagher has been a practicing chiropractor for over twenty years and along with his team of 18 employees is in the process of expanding the scope of services provided by the practice. This loan, referred to NCMDC by Avidia Bank, will be used for renovations to the existing office to accommodate Dr. Gallagher’s plan for expanded services. As part of the expansion the practice will offer amniotic allografts (stem cell injections), a cutting-edge procedure to treat arthritis and joint pain. For more information on all of the services provided by Maragal Medical / Gallagher Chiropractic & Medical Wellness visit them online at www.drtimothygallagher.com.

As a micro loan lender, NCMDC can provide loans to small businesses up to $150,000 for working capital, equipment, inventory, expansion and working with our banking partners to provide gap financing for the final piece of a project.

The North Central Massachusetts Development Corporation (NCMDC) recently approved a $20,000 loan to Elizabeth Sodano-Brisebois and Joseph Brisebois, owners of L & J’s Cormier Catering located in Fitchburg.

Elizabeth and Joseph are expanding their catering business and recently purchased Shirley Catering and their building at 70 King St., Fitchburg. They have successfully run L & J’s Cormier Catering since 2009 and with the acquisition of Shirley Catering they plan to continue growing by providing quality catering service to even more events. NCMDC’s loan was part of a gap financing partnership with TD Bank and helped Elizabeth and Joseph with the renovations, equipment purchase and working capital portion of the deal. Two full time jobs were retained as part of this project. For more information on L & J’s Cormier Catering visit them online at cormiercatering.com.

As a microloan lender, NCMDC can provide loans to small businesses up to $150,000 for working capital, equipment, inventory, expansion and working with our banking partners to provide gap financing for the final piece of a project.

The North Central Massachusetts Development Corporation (NCMDC) recently approved a $10,000 loan to Candice Churchill, owner of Artist in Hue located at 24 Church Street, Suite 30, located in Leominster.

Candice Churchill has recently taken her knowledge and passion for all things art, and has created an open studio where she plans to hold evening events, and specialty nights such as paint nights, girls night out, as well as kids play dates and parties. As a licensed art teacher here in Massachusetts, and having studied in Florence with a BA in studio art and history, Candice wants to share her love of art and to provide an opportunity for both children and adults to experience art in a fun and creative environment.She plans to have classes after school available for beginner, intermediate, and advanced artists. This loan assisted Candice with supplies, furniture, start-up costs and working capital to help establish Hue Can Paint?! She will rent space from the City of Leominster’s newly formed incubator space on Church Street.For more information, Candice also has a Facebook and website for her business, which can be located at https://artistinhue.com.

As a microloan lender, NCMDC can provide loans to small businesses up to $150,000 for working capital, equipment, inventory, expansion and working with our banking partners to provide gap financing for the final piece of a project.

The North Central Massachusetts Development Corporation and Fidelity Bank are holding two free business workshops on Tuesday, February 19, 2019 aimed at assisting potential and existing entrepreneurs.

These free workshops are approximately two and a half hours each and are being held in partnership with the North Central Massachusetts Chamber of Commerce, Greater Gardner Chamber of Commerce, North Quabbin Chamber of Commerce, Massachusetts Small Business Development Center, The Wachusett Business Incubator, SCORE and NewVue Communities.Both workshops will be held at the Wachusett Business Incubator, 35 Sanborn St, Gardner.

Session I:Fundamentals in Planning, Preparing, and Financing Your Business will run from 8:30 a.m. to 11:00 a.m. and will focus on evaluating and understanding the fundamentals of owning one’s own business. Information on how to get started, where and how to get financing and the loan application process will be presented. Registration begins at 8:00. Continental breakfast will be provided for all participants. Presented by Michelle Miller, Center for Women & Enterprise

Session II:Understanding the Purpose of Financial Statements and How They Can Help Determine the Health of Your Business will run from 11:30 a.m. to 2:00 p.m. and will focus on understanding a balance sheet, income statement and cash flow statement. The workshop will also explain how a small business owner can anticipate financial needs in order to operate his/her business more efficiently.Registration begins at 11:30. Lunch will be provided for all participants. Presented by Michelle Miller, Center for Women & Enterprise

http://www.choosenorthcentral.com/wp-content/uploads/logo.png00David Ginisihttp://www.choosenorthcentral.com/wp-content/uploads/logo.pngDavid Ginisi2019-01-28 13:07:252019-01-28 13:07:25Starting or Expanding: A Small Business 101 Seminar Set for February

The North Central Massachusetts Development Corporation (NCMDC) recently approved a $25,000 loan to Mark and Angela Setevdemio, owners of Creative Connections located at 56 Main Street in Ashburnham.

Mark and Angela have recently purchased the building that houses their shop and are making renovations to the over 150 year old building.After acquiring Creative Connections in 2016 the Setevdemio’s have turned the space into a one stop shop featuring artisan quality gifts and original artwork.Creative Connections is also a gallery to a rotating selection of artists, both local and from around the globe.In February, they will be featuring works by Alexei Naumovich whose watercolor works have been exhibited dozens of times across the US, Russia and Europe.Creative Connections is open Tuesday-Saturday 10 a.m. to 6 p.m.This loan assisted Mark and Angela with renovations to their building including some repairs to the slate roof originally installed in 1865.This micro loan retained two jobs and was done in conjunction with Athol Savings Bank as part of a gap financing partnership.For more information on Creative Connections visit them on Facebook, artweek.com, or online at ccgiftgallery.com.

As a microloan lender, NCMDC can provide loans to small businesses up to $150,000 for working capital, equipment, inventory, expansion and working with our banking partners to provide gap financing for the final piece of a project.

The North Central Massachusetts Development Corporation (NCMDC) granted a $19,000 micro-loan to Charles Simmons, owner of Simmons & Sinclair Logistics located in Leominster, to assist with the purchase of a tractor. Simmons & Sinclair Logistics will offer local and long-distance transportation for a variety of products to include wood and metals. Ray Belanger, Director of Small Business at NewVue Communities in Fitchburg assisted Charles with his business plan and projections. This loan was a referral from Workers Credit Union and will create one job.

Winston Burrell received a $5,000 loan from NCMDC to start Barrington’s Autumn, a home-based business located in Lunenburg. With many years in the medical industry and having researched various approaches to holistic health, Winston recently started Barrington’s Autumn and will specialize in environmentally friendly, dye-free essential oils and fragrances to promote healing and wellness. This $5,000 loan will assist Winston with purchasing inventory and marketing expenses. For more information visit www.Barringtonsautumn.com. Winston also worked NewVue Communities on his business plan and projections. This loan was a referral from NewVue Communities and will create one new job.

As a microloan lender, NCMDC can provide loans to small businesses up to $150,000 for working capital, equipment, inventory, expansion and working with our banking partners to provide gap financing for the final piece of a project.

https://www.choosenorthcentral.com/wp-content/uploads/logo.png156340Matt Myershttp://www.choosenorthcentral.com/wp-content/uploads/logo.pngMatt Myers2018-10-29 11:00:152018-10-31 15:05:34North Central Mass Development Corp Lends to Two New Local Businesses

The North Central Massachusetts Development Corporation (NCMDC) granted a $25,000 micro-loan to Derek Johnson, owner of Half Axe located in Marlborough. Half Axe is the premier axe throwing facility and the first of its kind in New England. Once a fun outdoor camping activity, axe-throwing has grown into the newest competitive sport making its way to the US. Located at the new Apex Entertainment Center in Marlborough, Derek offers 2 hour and 45 minute booked sessions for private events, parties, league play, as well as drop-ins. Half Axe is open Tuesday-Sunday. For hours and more info visit www.halfaxe.com. This micro loan was a referral from Community Teamwork and created 4 new jobs.

The Small Business Development Center (SBDC) at Clark University assisted Derek with a business plan and financial package. For more information on the SBDC visit www.clarku.edu/offices/sbdc.

As a microloan lender, NCMDC can provide loans to small businesses up to $150,000 for working capital, equipment, inventory, expansion and working with our banking partners to provide gap financing for the final piece of a project.

North Central Massachusetts Development Corporation

The North Central Massachusetts Development Corporation (NCMDC) is a non-profit corporation with the mission of creating jobs and improving the economy of North Central Massachusetts. The NCMDC is the lead economic development organization for the region and acts as a connector, facilitator and partner. From businesses looking to start, expand or to those looking to relocate to North Central Massachusetts, let NCMDC be the primary resource.