The solution covers the costs of restoring data and systems in the event of a cyber event, as well as the loss of income.

Coverage for commercial farm exposures can include losses due to a data breach, computer attack, cyber extortion, or misdirected payment fraud.

“Innovative technologies are being deployed across the farming industry and data and information systems are helping farmers better understand how to maximize efficiency and production,” said James Hajjar, who leads the cyber practice for HSB’s reinsurance clients.

“With this new reliance on digital information and technology comes new digital security exposures.”

HSB says the cyber solution also offers coverage for identity theft, online fraud, cyber bullying, and damage from cyber attacks on the family’s computer systems and connected home devices.

HSB’s cyber coverage is available as an endorsement to insurance companies that partner with HSB to offer coverage to their customers.