bClear benefits is pleased to announce a new online optional benefit site. This easy-to-use online application allows your employees to get additional insurance at reasonable rates that can help protect against serious financial hardship.

As a benefit through Accidental Death & Dismemberment (AD&D), you and your employees now have access to Everest Funeral Planning and Concierge Services at no additional cost. Find out more.

CRA Changes withholding tax process for taxable disability plans

The Canadian Revenue Agency (CRA) has made some changes to the way taxable disability benefits are calculated. Starting January 1, 2015, the CRA will require tax to be deducted from disability benefit payments as they are issued to claimants throughout the year. This change only applies to insured short-term and long-term disability benefits that are already taxable. Existing claimants will be notified by letter. For more information, click here, or contact us. Version franšaise est ici.

2014 Client Satisfaction Survey

We would like to thank the 155 people that completed our client satisfaction survey. This year's survey was managed by Cohesium Research, an independent marketing research company. We were very pleased with the results and that overall our clients continue to be satisfied with bClear benefits. We will review the areas identified for improvement and look at ways that we can grow stronger. The winners of the fitbits were: Alysia Warrington, Claudette Ducharme and Jody Lavery; David Janzen won our grand prize of a iPad mini!

Our newsletter for your employees

Click herefor a version of the newsletter created for your employees. In this edition we look at:

What employees can do to help manage drug costs

New online website for optional benefits employees can purchase individually

New Everest Funeral Planning Service

We encourage you to pass on this information to your employees. Please feel free to forward to all of your employees electronically or with printed copies. You may also wish to post a copy in your lunch room.

Ask an Advisor - New Section!

Send us your questions for print and we will get someone on it. Do you have a question on benefits that you want an answer to? We want to help! When someone sends us a question that we think others would benefit from understanding as well, we will put the question and answer in our newsletter. You can send questions to the client services team at hr@bclearbenefits.caor Colleen Cadez at ccadez@bclearbenefits.ca.

Our first question is around late applicants. Click hereto find out more about what makes a late applicant.

Tell us what you think

If we said pretty please would you write us a review on Google +? We always love to hear from you (and marketing said we should ask). If you have a moment, please click here and tell us what you think