As consumers around the globe adopt online shopping and other card not present (CNP) channels, fraud has infiltrated the CNP space resulting in increased chargebacks, expenses and other losses impacting acquirers and retailers. The card industry globally, is under greater financial and regulatory pressure to introduce increased transaction security and reduce fraud. MasterCard launched SecureCode as a solution to combat the increasing industry call for payment guarantee and cardholder authentication.

Risk Based Approach to MasterCard SecureCode

Overview

This presentation describes ongoing innovations in the eCommerce space, specifically around MasterCard SecureCode and the new, Risk-Based approach that is being adopted in numerous geographies worldwide. The presentation includes some new opportunities for a broader range of players to participate in SecureCode and makes suggestions for possible steps towards reducing CNP fraud through the use of SecureCode.

Speaker: Skye Spear, Senior Manager, Product Marketing, RSA

Skye Spear is responsible for the go-to-market strategy for both RSA's e-commerce and anti-fraud solutions, as well as RSA's services that provide fraud intelligence and protect against online attacks. Prior to his current role, Mr. Spear served as an Entrepreneur-In-Residence at RSA, helping to develop new technologies in the area of payment security with major payment card issuers and related industry associations. Before joining the RSA division, Mr. Spear spent more than 6 years at EMC Corporation working in various roles within the Network Storage Group, focusing primarily on anti-virus and CIFS applications. Mr. Spear holds an MBA from Northeastern University and a B.S. in Business Administration from Stonehill College.

Paul Baker is responsible for the Product management of MasterCard's SecureCode and Site Data Protection services and all aspects of e-commerce payments and security for Europe. Paul Baker has extensive experience in the rapidly evolving Card Not Present (CNP) payment arena including the security of payments and data storage.

Secure Online Payments from Maestro

Overview

This module focuses on the e-commerce benefits of Maestro card acceptance, plans for online rollout, and additional requirements for Maestro deployment at online merchants.

Speaker: Luke P. Olbrich, Head of Debit Europe, MasterCard Worldwide

Luke Olbrich is Head of Debit Europe for MasterCard Worldwide. He is responsible for managing the Europe team for the MasterCard portfolio of debit products. Previously, Luke led MasterCard’s SEPA programme and supported the development of the proposal, negotiation and implementation of the migration of the UK’s domestic debit brand Switch®, Switzerland’s ec-Karte, and Brazil’s Redeshop domestic debit programmes to Maestro®. Luke joined MasterCard in 1995 and has held positions in Global Acceptance, Quality Assurance and Product Support. Luke holds a bachelor's degree in Foreign Service and international economics from Georgetown University's School of Foreign Service and was a master's candidate at Harvard University.

Ellen Moskowitz is a consumer service development specialist and marketing veteran with 26 years’ experience. She currently serves as business leader for MasterCard’s on-behalf-of service which is sold to banks worldwide to enable cardholder e-commerce payment authentication. This service, “MasterCard Online Authentication,” supports both MasterCard® SecureCode™ and Verified by Visa. Ms Moskowitz has worked for MasterCard for over 16 years holding positions in Consumer Credit & Global e-Business. Prior to joining MasterCArd, she held positions in consumer card marketing, investment product marketing and service development and re-engineering at Amex. Ellen received her MBA from the Yale School of Business.

Laura Quevedo manages MasterCard’s Fraud Solutions Implementation and Delivery team. She is responsible for the global deployment of MasterCard’s risk products including hosted risk solutions such as EMS Central, RiskFinder, Fraud Monitor as well as the implementation of local products such as EMS and DMS. Laura has been involved in the development and deployment of SecureCode since 2001 and has extensive experience in this area. Laura is responsible for all SecureCode product related testing, vendor testing and all issuer and acquirer implementations worldwide.

Implementation Overview: Acquirer/Merchant

Overview

This module provides a detailed overview of the 3D-Secure protocol (technical infrastructure), and includes enrollment, technical and testing requirements for SecureCode deployment by acquirers / merchants.

Laura Quevedo manages MasterCard’s Fraud Solutions Implementation and Delivery team. She is responsible for the global deployment of MasterCard’s risk products including hosted risk solutions such as EMS Central, RiskFinder, Fraud Monitor as well as the implementation of local products such as EMS and DMS. Laura has been involved in the development and deployment of SecureCode since 2001 and has extensive experience in this area. Laura is responsible for all SecureCode product related testing, vendor testing and all issuer and acquirer implementations worldwide.

SecureCode Service Provider: CardinalCommerce

Overview

This module describes the issuer and merchant benefits of using a third party service provider-hosted service to deploy SecureCode rather than deploying SecureCode themselves respectively through an Access Control Server (ACS) cardholder authentication service or Merchant Plug-In (MPI) software.

Cari oversees all things marketing- and communications-related for CardinalCommerce and its three main product offerings, Cardinal Centinel®, Cardinal MAX™, and 2IDENTIFI™, additionally managing partners and Customers. A former Internet Projects Manager before joining CardinalCommerce in March of 2007, Cari is committed to the advancement and awareness of CardinalCommerce and its brands throughout the world. Like everyone at Cardinal, she is also devoted to Cardinal Customers, partners, and the growth and improvement of the secure remote payments industry as a whole.