‘I’m not the only one who went through hell. Toxic banks have wrecked thousands of lives’: NOEL EDMONDS on how being driven to the very brink of suicide sparked a flood of responses from Mail on Sunday readers

This is a story about criminal behaviour at one of Britain’s oldest and most famous banking institutions. It involves Mr Blobby and a radio DJ called Noel Edmonds. It also involves Lloyds bank, which as their current TV commercials will tell you, has been stealing looking after your money since 1765, when it was known as Taylor & Lloyds. Sampson Lloyd was a Birmingham Quaker.READ MORE…

AFTER taking on the Banker in Deal Or No Deal for 11 years, Noel Edmonds is about to take his fight to the public, as he plans a tell-all documentary about his £73 million battle with Lloyds.READ MORE…

Bankers at HBOS had uncovered a “potential fraud” in its corporate division by March 2007, a report by the City regulator suggests, providing fresh evidence that there was a cover-up of a scam that ruined the livelihoods of scores of small business owners.READ MORE…

Lloyds Banking Group has issued one-off £35,000 payments to victims of the fraud in its HBOS Reading branch after missing Friday’s deadline to make offers to the small business customers caught up in the scandal.READ MORE…

Lloyds Banking Group is set to miss an end-June deadline for offering compensation to victims of one of Britain’s largest fraud cases, the latest delay in a decade-long struggle by business owners for redress.READ MORE…

Banking has been a closed shop for too long. Most people open a current account when they are young and never move. That relationship, with all its valuable information, is hoarded by a single institution that seems to think customer service is about what the client can do for its bottom line.READ MORE…

Victims of the HBOS Reading scandal have called for the resignation of the head of the compensation scheme after it emerged that he has indirect business connections with the fraudster who ran the scam.READ MORE…

LLOYDS LIMITLESS DISHONESTY?

1. According to the FSA (now the FCA) HBOS were aware of the “Reading” crime by 2007 and covered it up.

2. According to Thames Valley Police Commissioner Anthony Stansfeld Lloyds knew of the crime at the time of the acquisition of HBOS but covered it up.

3. Until the bankers were jailed in January 2017 Lloyds told the victims, the police and the media they had no evidence of the crime.

4. After the criminals were convicted the Lloyds CEO Antonio Horta Osorio promised all victims “fair and swift” compensation by the end of June 2017. To date only a handful of victims have accepted payments for “distress”.

5. Those that have had to accept derisory payouts,(out of desperation), have been forced to sign Non-Disclosure Agreements and agree the money is for “distress” rather than business “losses”.

6.At the 2017 Lloyds AGM the Chairman Lord Blackwell promised victims would be compensated for their “losses”.No such payments have been made to anyone.

7.At the 2017 AGM Lord Blackwell also stated compensation would be paid in “weeks not months”. The majority of victims are still waiting.

8.In May 2017 Lloyds COO Adrian White stated that the crime had no victims and the businesses had simply failed.

9.In January 2018 MP’s accused Lloyds of systemic criminality and Mr Horta Osorio was branded a liar in charge of a corrupt organisation.

10. There are now calls for Mr Horta Osorio to be arrested and charged with perverting the course of justice, fraud and corporate manslaughter.

LLOYDS LIMITLESS DISHONESTY?

1. According to the FSA (now the FCA) HBOS were aware of the “Reading” crime by 2007 and covered it up.

2. According to Thames Valley Police Commissioner Anthony Stansfeld Lloyds knew of the crime at the time of the acquisition of HBOS but covered it up.

3. Until the bankers were jailed in January 2017 Lloyds told the victims, the police and the media they had no evidence of the crime.

4. After the criminals were convicted the Lloyds CEO Antonio Horta Osorio promised all victims “fair and swift” compensation by the end of June 2017. To date only a handful of victims have accepted payments for “distress”.

5. Those that have had to accept derisory payouts,(out of desperation), have been forced to sign Non-Disclosure Agreements and agree the money is for “distress” rather than business “losses”.

6.At the 2017 Lloyds AGM the Chairman Lord Blackwell promised victims would be compensated for their “losses”.No such payments have been made to anyone.

7.At the 2017 AGM Lord Blackwell also stated compensation would be paid in “weeks not months”. The majority of victims are still waiting.

8.In May 2017 Lloyds COO Adrian White stated that the crime had no victims and the businesses had simply failed.

9.In January 2018 MP’s accused Lloyds of systemic criminality and Mr Horta Osorio was branded a liar in charge of a corrupt organisation.

10. There are now calls for Mr Horta Osorio to be arrested and charged with perverting the course of justice, fraud and corporate manslaughter.

TIMELESS DISHONESTY?

TIME ELAPSED SINCE LLOYDS MANAGEMENT FIRST PROMISED TO ‘SWIFTLY’ PAY COMPENSATION TO THE VICTIMS OF THEIR CRIMES

LLOYDS SLOGAN IS- ‘MAKING BRITAIN PROSPER’

IN REALITY IT SHOULD BE- ‘MAKING BRITONS SUFFER’

SO HELP US MAKE LLOYDS HONEST

When LLOYDS BANK acquired HBOS the senior LLOYDS executives were very aware of the criminality throughout HBOS. However,they embarked on a massive cover-up which persisted for many years until the truth emerged during the trial at Southwark Crown Court.

The cover-up had become so ingrained in Lloyds corporate culture that to this day Lloyds, whilst admitting a crime took place, still claim there are no victims!

As with their initial denial of any wrongdoing related to PPI (to date Lloyds Bank have paid out over £18billion in compensation to PPI victims) Lloyds are desperate to avoid paying compensation for the enormous financial losses suffered by the HBOS victims. Hence they only talk of ‘distress’ when discussing compensation.

Lloyds have also attempted to conceal the extent of the crime they’ve known about for over a decade by calling it the ‘Reading Incident’.

The truth, which is now the subject of renewed investigation, is that the crimes extended throughout London & the South East and the number of victims is in the hundreds if not thousands.Consequently Lloyds are hiding from the media and their shareholders an impending compensation bill of hundreds of millions.

Lloyds also like to refer to the HBOS crimes as ‘inherited’ which acts as a diversion from their own criminality which is now emerging and again Lloyds’ executives are desperate to cover-up.

The reality is Lloyds Bank is concealing from its shareholders the true extent of the legal actions being brought by victims of its extensive criminal activities.

A conservative estimate is that over the next 3 years Lloyds will be paying out over £5 billion in compensation.When this compensation is added to Lloyds ongoing fines levied by national and international regulators there is a strong argument that Lloyds Bank will collapse.

Lloyds, far from- “Making Britain Prosper”- has played a pivotal role in destroying thousands of UK businesses, wrecking lives and forcing 10 years of austerity on the nation. So,no wonder Parliament and the media are now calling upon the regulators to co-operate with the SFO, CPS and the police to bring Lloyds executives to justice.

In the USA dozens of top banksters have been jailed

The tiny country of Iceland has so far jailed 29 top banksters

In the UK not one top bankster has been jailed –

yet!

LLOYDS BANKING GROUP HAS OVER 70,000 EMPLOYEES

SOMEONE SOMEWHERE HAS MORE EVIDENCE ABOUT THE CRIMINAL WRONG DOING – IS IT……

YOU?

Join the other Lloyds employees who have already supplied invaluable information and advice to the victims.

Lloyds has previously attempted to gag employees. Contact us immediately if you feel your concerns about criminal activities within HBOS/Lloyds are not being appropriately handled.

Many banking professionals are very concerned about the image of their profession and the conduct of their employers. Please contact us- we are sympathetic to your concerns

In the course of your work have you discovered information or activity of possibly a criminal nature? Are you being asked to do things you find ethically unacceptable?

Are you in fear of losing your job if you question the activities of your superiors and the commercial culture of your bank?

Would you like to speak out and cooperate with the authorities but you are being silenced by your senior managers?

Would you like to take an active role in helping people who have had their lives and livelihoods destroyed by criminal Banksters?

FORMER AND CURRENT LLOYDS EMPLOYEES WITH EVIDENCE TO SUPPORT THE POLICE, THE CPS AND THE JUDICIARY IN THEIR BELIEF THAT THE CRIMINAL ACTIVITIES WITHIN HBOS/LLOYDS GO FAR BEYOND THE “READING 6” SHOULD CONTACT THAMES VALLEY POLICE IMMEDIATELY.

The victims of the HBOS/Lloyds crime recognise that many former and current Lloyds’ employees are appalled by the manner in which Lloyds Banking Group continues to prolong their agony.

We ask you to show your support for all the victims by providing any information you may have about past and present criminal activities and what is widely recognised as a massive Lloyds’ management ‘cover-up’.

We promise absolute confidentiality.

We recognise that many of you are fearful of losing your jobs which is why you can contact us in confidence on the following email:

Lloyds Latest TV Ads

Lloyds Banking
Group Statement:

“We remain on track to begin making the first compensation offers before the end of May and anticipate making all compensation offers by the end of June”

“Lloyds is perfectly placed to restore the image of British banking with actions based upon truth and trust”-Lord Blackwell 2016

“My primary responsibility as Chairman is to restore Lloyds reputation as a reliable and trustworthy bank”-Lord Blackwell 2015

“Lloyds ought to be one of those great British institutions that everyone in the country is proud of for what we do and the way we do it.”-Lord Blackwell 2014

Lord BlackwellChairman

Compensation will be paid quickly-“ by quickly I mean weeks rather than months”

Prof Griggs
Independent Reviewer

Slimy, deceitful,
untrustworthy character

Prof Russel Griggs,

Finally the truth you have been trying to conceal is now in the public domain thanks to Nikki and Paul Turner and The Times newspaper.

The revelation that there is a commercial link between your business interests and David Mills, now serving 15 years in prison for his evil crime, makes your position, as the so-called ‘independent’ reviewer of victims’ claims, absolutely untenable.

Whilst others are carefully avoiding suggesting that you have been involved in any criminal activity I do not hesitate to accuse you of being a man totally without conscience or principle. You are a slime ball and scumbag of the highest order.

You accepted the role of ‘Lloyds Puppet’ simply to line your own pocket. You certainly have no qualifications to perform such an important task- “the fair and swift resolution of victims claims”- compensating individuals and families who have been devastated by “the worst banking crime in history”.

You are not an accountant. You are not a forensic accountant. You are not a lawyer. You are not a victim counsellor. You are not even a real professor.

You are an utter sham- conducting a total scam.

Prof. Devil Griggs Go!

NOEL EDMONDS- 26th June 2017

The website of a discredited man

What are you hiding Griggs?

Shamed & Erased

Lloyds are placing a huge significance upon the status of Prof Russell Griggs. They promote his ‘independence’ even though they appointed him and they are paying him so he’s obviously not independent. Lloyds boast that Griggs experience and qualifications make him ideally suited to review all victims claims. Despite the fact that he has no legal or accountancy qualifications! Well at least he is a Professor and that sort of title generally impresses people.

BUT Griggs is not even a professor in the sense that he earned the title through academic achievement. He was actually given it by Glasgow University.

Well Griggsy it’s time for you to show me a bit of respect because I have trumped you!

As you can see from my certificates I am now Prof & Dr Edmonds- huh beat that. And furthermore I wasn’t given these degrees I paid for them out of my own taxed income. I will be adding the cost to my compensation claim.

Prof Dr Noel Edmonds

Prof Russel Griggs“Independent” Reviewer

Dear Prof Griggs,

You were appointed by Lloyds and you are being paid by Lloyds. In this regard your status as an ‘independent’ reviewer of the victims cases is surely questionable? The fact that a serious crime was committed by the bank and that the devastated victims are all due fair compensation, is not in question. So why are you refusing to meet with victims and to resolve their claims swiftly? Could it be that you are financially motivated to procrastinate?

Russel, since I lodged my own claim with Lloyds I have received a wealth of information from trusted associates in the media, respected business organisations, many of the victims, customers of Lloyds, investors in Lloyds and somewhat tellingly- employees of Lloyds. I’m sure that some of the information I’m receiving must be inaccurate or indeed totally untrue. However, there are certain allegations now being levelled at the chief executive, the chairman, the board of directors and yourself that do appear worthy of further enquiry. In particular claims regarding your personal remuneration package.

3 questions:

1) Is it true that you are being paid £273,000 per annum to oversee the review process?
2) Is it true that you also receive expenses of up to £5,000 per month?
3) Is it true that you have a three-year contract?

No doubt you will argue that your personal remuneration, whatever it is, does not compromise your ‘independence’. But of course it does. Particularly, if its also true you’re on a bonus to keep victims’ payments as low as possible.

Now, as I said at the beginning of this letter this information may be totally untrue in which case we all look forward to learning the actual details of your remuneration package-particularly with regard to the term of your employment. Lloyds Chairman, Lord Blackwell,has promised that all victims will have their claims settled by the end of June, so the term of your employment is highly relevant.If Norman is telling the truth you are presumably out of a job on July 1st?

But if you’re on an extended term or open-ended contract the only conclusion we victims can arrive at, is that Lloyds have no intention of settling ‘swiftly’, and much like the PPI scandal Lloyds has planned for the long haul over many years.

I look forward to receiving your answers and I repeat again, yet again, my request to meet with you to agree the settlement terms of my claim.

regards,

NOEL EDMONDS June 13th

Prof Russel GriggsFamily Home

Dear Prof Griggs,

I must say you have a lovely home.You must be very proud of it.

No doubt its been made possible by your own hard work over many years.I imagine you, and your wife Liz, would be pretty upset if criminal actions by trusted professionals forced you to lose everything, including your family home?

But thats exactly what happened to so many honest and industrious people targeted and destroyed by the HBOS criminals.

Do you know how many relationships were wrecked? How many families were broken up? How many of the victims now suffer life threatening ill-health? Do you know how many desperate broken souls took their own lives?

Of course you should know, because you are the “independent” reviewer for the Lloyds Banking Group. But do you care and are you really ‘independent’?

I invite you to prove your independence by removing the inertia of the “review process”,by demanding that Lloyds executives fulfil their promises and by immediately securing fair and appropriate compensation for all the victims.