Category: Financial Education

What they didn’t teach you in school, was how to pay for school. Many know what it’s like to look excitably into your direct deposit account or open that envelope on payday to only be dissatisfied by the large withdrawal that was taken towards your student loan debt.
Confronting what seems like the unconquerable wall of debt can be overwhelming. And many can feel unprepared, even duped, at the debt to income ratio their college degree has given them. However, it doesn’t have

At the beginning of 2017, we expected the Federal Reserve Open Market Committee (FOMC) to increase short-term rates and move to a more normal monetary policy during the year. While we were not certain whether the FOMC would make 2 or 3 interest rate increases, we did anticipate the yield curve would flatten with short-term rates increasing more than the intermediate and long maturities. The FOMC made three 25 basis point moves this year, increasing the overnight borrowing rate from 0.75% to 1.50%.

Does being a reader make you more of a leader? Well that might be the case in life and the financial world. When infamous Warren Buffett was asked about his success he pointed to a stack of books and said, “Read 500 pages like this every day. That’s how knowledge works. It builds up, like compound interest. All of you can do it, but I guarantee not many of you will do it.” Most likely if you’re reading this article, you already see some value in the declaration and are

An ounce of prevention is worth a pound of cure. It’s no secret that one of the best ways to prepare for impending health care issues is to use preventive measures. There are endless studies that show how a consistent workout routine can dramatically reduce multiple diseases and chronic issues. That being said… out of sight, out of mind. If we aren’t feeling the problems now, it can be hard to find the motivation to put forth those preventative measures. Making excuses

It is always interesting to look back on our economic and market outlook from a year ago and reflect on what transpired. Did we have an accurate outlook and more importantly, did our strategy benefit our clients?
Twelve months ago we believed there was no recession on the horizon and the economy would continue to grow, and at a faster pace than in prior years. This did prove true during 2017. Depending on final fourth quarter GDP, which is currently running above a 3% annual growth rate, this

There are literally thousands of how-to’s and self-help books for parents, but truly the only real way to learn how to raise a child is to do it! Luckily our growing team of parents at Alpine Bank have some true hands-on experience when it comes to upbringing and explaining money management to little ones.
One of the most common fiscal questions parents have concerning their child’s financial education is, “How do I teach them about money using an allowance.” The simple

Occasionally, even the best movies hold fantastic financial advice. We love these classic films and their timeless tales. At Alpine Bank we’re excited to share their hidden financial advice, and help you make the most of your money-management, (while cluing you into some great movies to watch along the way!)
“You… you said… what’d you say a minute ago? They had to wait to save their money before they even ought to think of a decent home? Wait? Wait

Making your way through the drive through every morning before 7:30 may give you a refreshing start to your day, but at what cost? The ideology that coffee shops and other retailers capitalize on is the notion that these small expenditures add a little excitement to your day without a hefty bill. However, when you enjoy perks like these on a daily basis, they add up, and quick!
Financial author, David Bach, is the mastermind behind the Latte Factor. This helpful calculator enables shoppers to

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