Welcome! Let The Mortgage King serve YOU today!

Have a look at our latest rates, educational pages, and some of our many informative posts! Once you have gained valuable knowledge and insight, or feel you are ready, take advantage of one of our several easy-to-use calculators to clarify any mortgage calculations.

Are you ready to send in an application today? Simply click Apply Now at the top of the page to send in your quick and easy 5-minute application. The majority of the mortgage application process can be completed online and over the phone in just one to two hours!

For any questions or concerns, please do not hesitate to contact Harpreet Singh The Mortgage King at (416) 795-1919.

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Testimonials

It was great working with you Harpreet!
Harpreet is a really hard-working professional, and most importantly is he attends to his calls and updates. Normally, I see a lot of Mortgage Brokers who don’t even bother to call back.
I will definitely recommend Harpreet for any residential properties.
Thanks Harpreet!

Sravan R.

Harpreet walked me through the whole mortgage process and answered all of my questions very professionally. I would definitely work with him again in the future. Thank you so much Harpreet!

Johnathan L.

Being apart of the insurance industry, I have had the opportunity to meet with many different mortgage brokers, but I have not met one as professional and enthusiastic about his job, than Harpreet. This is why I refer my own clients to Harpreet! He puts effort and dedication into closing every deal, even in time-sensitive situations.
I know I have put my clients in good hands, after they have thanked me time after time for introducing them to Harpreet!
Keep up the great work!

Sukhi K.

Harpreet is a very professional mortgage broker. He was extremely helpful to us as a family! It’s been a pleasure working with him. Thank you so much Harpreet. You are simply the best!

Bhawna C.

Excellent experience with Harpreet! Very professional, diligent, and was able to push things along quickly. Would definitely recommend to friends and family.

Andrew L.

I just completed financing with Harpreet for an investment property. He was able to help me based on relevant information and sensible strategy whereas the banks were very narrow minded. Also most reps at the bank are very inexperienced and can’t offer any advice beyond their standard script. Harpreet on the other hand is very knowledgeable and not only was he able to efficiently complete the financing but he was a great source for advice and feedback on the investment as well. I would highly recommend anyone looking for financing avoid the frustration and hassle of the banks and go see Harpreet.

Dino P.

Harpreet was such a pleasure to work with! He made the best out of what can sometimes be the most grueling process! Harpreet is extremely knowledgeable, thorough, flexible, and always goes above and beyond to ensure his clients are happy. Wouldn’t have done it any other way and looking forward to future dealings with him! Thanks Harpreet!

Seema J.

Working with Harpreet was the best! He really knows his information. He made buying my first home as smooth as can be! I really recommend him to others.

Colin R.

Harpreet is very knowledgable and extremely talented in the field of finance, mortgages, and real estate investment. I highly recommend him to everyone. He beat the bank’s mortgage rate for me!
Thanks Harpreet!

Battulga N.

Harpreet got us the best mortgage rate with the best terms. If we had any questions or concerns, he was always prompt in getting back to us. He is very professional, trustworthy and overall just an amazing person. Thank you so much Harpreet. We look forward to working with you again!

Selva M.

Today's Rates

Term

Posted Rate

Our Rate

6 Month

4.75%

3.30%

1 Year

3.29%

3.19%

2 Year

3.39%

2.94%

3 Year

3.54%

2.59%

4 Year

4.04%

2.94%

5 Year

5.19%

2.29%

7 Year

5.79%

2.89%

10 Year

5.99%

2.99%

1 Year Open

6.00%

5.50%

5 Year Variable

2.45%

2.20%

Our Commitment

We understand the various financial obstacles that our clients encounter, both on short-term and long-term scales. We work to find the best mortgage that not only meets and supports your goals, but also your lifestyle and needs. Whether a first time homebuyer, sophisticated real estate investor, or any step in between, let us help you create or continue building wealth.

Whether you are salaried or self-employed, have perfect or less-than-perfect credit; we find the best solution for every unique case.

Latest posts

June 2nd, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Ipsos survey: 27% of respondents are likely to buy a house in the GTA within the next 12 months. The most …

May 26th, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Statistics Canada: Inflation went negative for the first time since the 2009 recession after the coronavirus lockdown put the brakes on …

May 19th, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Scotiabank chief economist: Reports of Canadian housing market’s death have been greatly “exaggerated”. Market is experiencing “Covid-related pause” rather than prolonged …

May 12th, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Zoocasa: There were 520 home sales across the Peel Region in April, a 73% decline from 2019. Halton Region sales totalled …

May 5th, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– New data from TD Bank suggests home prices in Toronto may increase by nearly 8% in the remainder of 2020, in …

April 28th, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Forum Research survey: 6% of respondents said they missed their mortgage payment recently due to the ongoing pandemic. Of those who …

April 21st, 2020 Mortgage Industry Update
The Bank of Canada announced on April 15th that its overnight lending rate will remain at 0.25%. The prime rate remains 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– CREA: Home sales across Canada fell by 14.3% in March compared to February. However, they are still up 7.8% compared to …

April 14th, 2020 Mortgage Industry Update
The Bank of Canada held another emergency rate announcement on March 27th and cut its overnight lending rate from 0.75% to 0.25%. The prime rate has decreased to 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Statistics Canada: Employment plunged by 1.01 million in March from prior month, largest decline …

April 7th, 2020 Mortgage Industry Update
The Bank of Canada held another emergency rate announcement on March 27th and cut its overnight lending rate from 0.75% to 0.25%. The prime rate has decreased to 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Realosophy Realty: Last week’s sales down 37% compared to 2019. 27% increase in cancelled …

March 31st, 2020 Mortgage Industry Update
The Bank of Canada held another emergency rate announcement on March 27th and cut its overnight lending rate from 0.75% to 0.25%. The prime rate has decreased to 2.45%. The possibility of further rate reductions remains unclear at this time as the economy deals with the COVID-19 pandemic.
Additionally this week:– Conference Board of Canada analysis predicting social distancing will cause nation’s GDP to fall …