Restaurant Insurance

Even when everything is running smoothly, Massachusetts restaurant owners face any number of challenges in keeping their eateries open and successful. Dealing with the costs of a kitchen fire, a roof leak, or a lawsuit from a customer alleging food poisoning can be overwhelming. Fortunately, a Massachusetts restaurant insurance policy from O’Connor & Co. Insurance Agency can help you minimize these financial risks.

O’Connor & Co. Insurance can analyze your business’ needs and risks to create a customized restaurant insurance policy. A typical policy will include features common in a general business owners policy (BOP), as well as endorsements specific to the restaurant industry. Massachusetts restaurant insurance coverage can include:

Commercial property damage coverage

Commercial liability coverage

Business interruption or loss of income coverage

Equipment breakdown insurance

Food spoilage coverage

Liquor liability coverage

These features can help ensure that your restaurant will remain financially sound if a freezer malfunction spoils your inventory or if a customer slips and injures themselves in your dining room. An O’Connor & Co. Insurance professional can help you decide which options would be most appropriate for your particular restaurant, whether it is a corner deli or a fine dining establishment.