By clicking the "Submit" button above and submitting your online quote request to SelectQuote, you are agreeing by your
electronic signature to give SelectQuote, Inside Response and Allied Insurance Partners, your prior express written
consent and continuing established business relationship permission to call you at each cell and residential phone number
you provided in your online quote request, and any other subscriber or user of these phone numbers, using an automatic
dialing system and pre-recorded and artificial voice messages any time from and after your inquiry to SelectQuote for
purposes of all federal and state telemarketing and Do-Not-Call laws and your prior affirmative written consent to email
you at the email address(s) you provided in your online quote request, in each case to market our products and services
to you and for all other purposes. Your consent is not required to get a quote or purchase anything from SelectQuote,
and you may instead reach us by phone at 1-844-378-0790.

By clicking the "Submit" button, you are agreeing by electronic signature to give SelectQuote, Inside Response,
Allied Insurance Partners, as well as their partners and independent contractors, prior express written consent
to call or text you at the phone number you provided in the above form (even if it is a mobile phone number) to
market our product and services to you and for any other purpose. By clicking the button, you also agree that we
may use a computer or other automatic dialing technology to call you. Even if computerized dialing is used, there
will be a human, not a recorded message, on the call when you pick up. Clicking "Submit" is not a
condition to purchase.

With rising home prices, homeowners should examine their insurance bills

October 9, 2014

The median price of U.S. homes reached $195,000 thanks to a 3 percent increase in price from July to August. On a year-over-year basis, home prices improved 15 percent in August, reaching their best level since 2008, according to RealtyTrac.

“We continue to see the traditional housing cycle this year with most of the price appreciation happening in the spring and early summer months,” Chris Pollinger, senior vice president of sales at First Team Real Estate, told HousingWire.

It's a good idea to consider the dwelling amount offered by your insurance provider - especially if construction costs are rising.

As home prices continue to climb, CBS MoneyWatch reported now might be a good time for homeowners to consider checking out their insurance policies to find out their amount of dwelling coverage, which should be large enough to cover the cost of rebuilding a home—not the rough sales estimate of the home.

Homeowners living in areas with skyrocketing rebuilding costs might be underinsured. Families that have recently completed renovation projects or home additions might also want to check with their insurance providers.

Michael Barry, a spokesman the Insurance Information Institute, told Bankrate the two biggest factors in determining the cost of a home insurance policy comes from dwelling coverage and the number of personal possessions in a home.

“The policy is really driven off of the dwelling protection number,” Barry said. “That number is what I'm going to need in the event I have a total loss and I need to rebuild my current home in its current location with comparable construction materials.”

Save on your home insurance policy

?Families looking to save money on their insurance policies should consider increasing their deductibles to $1,000, according to MoneyWatch. Homeowners who increase their deductibles can save up to 20 percent on a range of home insurance policies.

Some insurance providers even allow homeowners to raise their deductibles to as high as $25,000, which provides massive savings on a monthly premium.

Homeowners looking for a better insurance provider altogether should consider the options offered by SelectQuote Auto & Home. SelectQuote offers comparison shopping from a dozen of the nation's blue-chip insurers, giving its customers a slew of options and plans to choose from.

Other money-saving advice

Many homeowners are also saving money on monthly home insurance premiums by installing a burglar alarm or dead-bolt locks. MoneyWatch reported some companies offer discounts of 15 to 20 percent for such safety features.

*Average customer savings based on an average of new SelectQuote Auto & Home Insurance
policyholders between 7/1/2016 and 6/30/2017. Individual savings may vary, and are not guaranteed.
Coverages and discounts subject to state availability and individual eligibility. Savings do not
apply in the state of Massachusetts.

SelectQuote Auto & Home Insurance Services offers insurance products and services through its
licensed insurance agency, SelectQuote Auto & Home Insurance Services, LLC. SelectQuote Auto &
Home Insurance Services is not an insurance company. We represent top-rated insurance companies,
and receive commissions, and possibly other performance-based compensation, for our services.
Products and services are not available in all states.