Personal Finance Manager

I don’t know about you, but when it comes to handling money and finances, I’m about as organized as an Enron accountant. Bills constantly catch me off guard, I have a real hard time saving up for anything huge and not to mention, all the fan mail I get from credit card companies and banks.

This was how it was until I got organized, made a plan and stuck with it. When I got organized, the financial planets aligned for me and my credit score can vouch for that. I couldn’t have gotten organized on my own though. I needed help and being the type of person I am, I looked for a program that fit the bill. I did my rounds, visited the usual online hotspots, all the while getting myself familiar with all the current titles in the race. There are a number of great titles out there, but one program from Software Company, GFP had all the capabilities one could want with the added bonus of being cost free!

Personal Finance Manager, or PFM, as his friends call him, can help you get your financial keester in gear. With the easy to use tools that cover every aspect of your personal finances, it’s not hard to do.

Here are a few of the features PFM has to offer:

In depth bank account management with support for several accounts.

Credit card management database, which can be used to schedule payments, choose accounts in which to be used for payment, along with keeping track of all your payments and debts.

You can input and manage your investments easily.

You can enter several accounts with password protection, so others can use the program on the same system while keeping the process secure.

You can use PFM to set appointments with the inclusion of a number of different details.

Can generate reports on a number of different aspects of the accumulated data, such as Revenues vs. Expenses, Transaction Diary, Type of Transaction, Monthly Transaction by Type, etc.

Personal Finance Manager is a full featured program still in its fledgling state, with its most recent release being on June 26, 2006. The project is still asking for feedback and a function wish list from their users. GFP wants to use this feedback to better help them develop the most useful software imaginable. The PFM was also spawned from the Open Source Community, which means that it was developed by the community with no money exchanged. This basically means two things: one is that there will be upgrades and add ons for the program for a long time to come and secondly, there will always be a free copy of PFM available for download.