Budgeting made easy

Month: November 2016

This should be an obvious one. We all buy stuff we use once or twice, then thrown in the closet. This is double times if you have young kids. Selling things on your own has become so simple. With Ebay, Craigslist or even Amazon, you can get rid of your old stuff and get a few bucks in return.

If you wait until Spring or Summer, you can put on a lawn or garage sale. If you don’t have enough to bring in crowds, try getting friends and family to add their stuff they need to unload. It will be a good time with family and you will get extra cash. Dont forget to hang signs and advertise for maximum customers.

Don’t you hate going to the store and buying whatever you see? More times than not, you spend way more than you should. I am just as guilty as doing it as the next. But, the 15 minutes preparing a list is worth the money you save.

Always plan ahead for meals, especially during the holidays. Utilize the storage in your fridge/freezer so you make less trips, which can reduce the amount of money you spend. Between coupons and making a list, you can reduce your spending up to 25%.

Remember, when making lists to get things you need. If you have to stretch the few bucks you have, buying ice cream may have to take the back burner. Buying meats, milk or fruits/veggies would be best use of your money. While I have no control over what you buy, it is wise to prioritize when you’re budgeting.

One good way to save money and get more is coupons. They are literally free. The tv show extreme couponing is a good example of saving money. Even if you clip a few coupons for each of your shopping trips, it will add up.

Be careful, coupons can get you to spend money on something dont need. If you’re on a shoestring budget, it can be tempting.

Not only in the paper, but a lot of stores will have coupons on their website to make it easier.

We all have and use debit/credit cards. They are convenient, but also dangerous. A simple swipe or enter of card number and you get a product or service. It is very easy to use it and not realize how hard you have to work for that money. Trust me, I almost fell into the trap myself.

My tip for you is to trying using cash. It’ll teach you a few things. Letting cash go is harder than swiping a card. Also, if you only have x dollars, itll make you budget your money better.

That is all for today. I hope you try this tip to improve your budgeting techniques.