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Grow some Carrots (5 mins)
(Were your Sims ever told off by their parents using the phrase "Money
doesn't grow on Trees" Well, imagine if it DID grow on trees. Wouldn't
that make everyone's life so much easier? Have
a Sim 'Grow some Carrots' in a garden patch to test this theory on a
small scale.)

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Watch a Documentary (54 mins)
(A small amount of money came from the carrots, but not enough. If your
Sims are going to make a plant that can grow money, they'll need a
deeper understanding of plant genetics. Surely there's a documentary on
TV about the dramatic life of plants... Ideally narrated by some sort
of famous Sim. Watch a Documentary on TV.)

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Make a Double Shot of Coffee (1 min)
(Okay, your Sim has learned some valuable information about plant
genetics. In order to produce MONEY instead of LEAVES, the plant needs
more energy. Where do we get more energy? Coffee! More specifically, a
Double Shot.)

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Grow Watermelon (1 hr)
(Take the Double Shot you just made and use it to grow... Watermelon!
More like Coffeemelon. This plan is fool-proof.)

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Grow a Simoleon Sprout
(In the coma-like state your Sim entered after eating the microwaved
coffee-melon, they reached a sudden moment of mental clarity! They
think they've figured out the secret to growing a plant that sprouts
MONEY! Go to the garden and grow a Simoleon Sprout.)