Car Title Loan Qualifications

Are you interested in a car title loan from one of the nation’s leading and most trustworthy agencies? Why, of course you are, otherwise you wouldn’t be reading this. LoanMart’s car title loans can fix a whole heap of things in a person’s life. Whether you need funding for your dream vacation or an unwarranted and unexpected expense, the funding you may receive from a car title loan could help you get back on track in life and in your wallet. The qualifications for LoanMart’s title loans are also some of the simplest in the biz, because we care about our customers and want them to get the help they need to get them back into the game, financial or otherwise.

So, what do you need to qualify? Well, first and foremost, the title to your drivable car, of course—it is called a car TITLE loan for a reason. It is with this title that LoanMart will be able to base the equity of your vehicle, and therefore the amount of funding that you will be receiving from your loan. Here are a few other things to know during the qualification process:

Misplaced your title? The swift and helpful LoanMart title loan team can help you in the retrieval of your title or help in obtaining a copy when you start the process.

Poor credit score? That’s okay! No, really! Here at LoanMart your credit score will NOT be a main factor in determining whether or not you can obtain a car title loan with us. We’ll take a quick peek just to see, but it is not a major factor. We know that sometimes life gets out of hand, and that you and your credit will be the ones that suffer the most at the end of the day. We don’t want to add to that and instead want to help—at LoanMart, you’re family.

Free Application Process: LoanMart’s application process is absolutely free and doesn’t have any snake-like fees that other lenders or institutions may incorporate without properly explaining.

Proof of Income & Residency: these two are modest requests that all LoanMart’s soon-to-be customers must comply with. In the income department, applicants must have some sort of form of income to qualify, whether it’s a steady job, annuity, trust, or whatever—we need to be sure that you will be able to hold up your end of the bargain, for the better. In terms of residency, an electric, water, or phone bill with your address on it will suffice.

Valid form of Identification: this should be a no-brainer. LoanMart needs to know that you’re a citizen and can legally be able to obtain the funding that you’re applying for. Your driver’s license or passport will work in your favor.

Once everything has been sent in or discussed, whether on our toll-free line at 1-800-LoanMart, with a representative on our ‘Chat Now’ feature, or on our secure website’s application page, you will more about the process of obtaining your LoanMart title loan funds!

Want to know more about what we have to offer? Not sold yet, despite our easy application process and qualifications that would cause other lenders to balk? Keep reading!

LoanMart’s Car Title Loan Features

So, if you’re still reading, you’re highly interested in the goods, but there’s still a little persuading you need. Not a problem at all! Sit back, relax, and enjoy our long list of helpful features that will benefit your short and long term.

LoanMart—A Leading Lender

Since opening our doors in California in 2002, LoanMart couldn’t be prouder of our reputation as a leading lender in title loans across the nation. We’re the biggest lender on the West Coast and stretch far across the country. From Chicago to LA, we help new members of our family get the money they so rightfully deserve. Depending on what state in which you reside, you can qualify for up to $50,0001 with LoanMart—sometimes in as little as one business day3! Terms can range from 12 to 48 months and, as previously mentioned, flexible payment schedules help us work with our customers to meet their needs and make sure that payments can be made on time! Personal security and information privacy is also no laughing matter with us! Your information will remain secured and only viewed when it is applicable to your car title loan.

What Can I Use My Car Title Loan For?

Getting a loan isn’t easy and for many people it’s hard to ask for help. We at LoanMart want you to know that we understand all the different things life can entail and that it is nothing to hang your head about! What’s fantastic about a car title loan with us is that once you’re approved and you’ve receive your funds, you can use your money for whatever you please! Good or bad, as long as your monthly payments remain punctual, have at it. Many LoanMart customers use their funds for:

Long-gestating vacations

Emergency hospital visits

Credit card and bill payments, including energy, phone, and water

Paying rent or mortgage

Extra funds around the holidays

Paying off another loan

Helping family and friends out with their problems

Taking the plunge and buying a wedding ring

(we pray it doesn’t happen but) Funeral expenses

Purchasing an additional car

…but the possibilities are endless!

Apply for a Car Title Loan Today!

Ready to get the ball rolling with LoanMart today? Of course you are! LoanMart offers invaluable service and all sorts of features to help you combat the good and bad of financial life. If it’s the pestering calls of predatory creditors or the want and need to relax on a beach somewhere for a week or so, LoanMart is ready to assist with a car title loan—get started this instant!

Patrick Smith

Patrick Smith is one of our top customer service representatives and loan initiators at LoanMart. His years of experience in helping customers navigate through the LoanMart process, makes him our expert in writing tips and advice about how it works at LoanMart.

RECENT POSTS

If a resident of South Carolina is looking to get a loan they may be curious about the options that they have in their state. In South Carolina auto title loans are available as a loan option for its residents. LoanMart has been giving out auto title loans for years and service the residents of South Carolina.

If you find yourself confronted with an unexpected expense in South Carolina, you may be considering a car title loan. Are you concerned about the amount of money you’ll be able to borrow? If you don’t want to over-borrow, you’ll be interested in knowing what the minimum amount of money you may be able to borrow is.

LoanMart may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. LoanMart does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.

1Credit approval is subject to LoanMart’s credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the sixth calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5LoanMart recommends and encourages customers to pay early and often and more in order to avoid additional finance charges.

If you are using a screen reader and are having problems using this website, please call 1-855-422-7412 for assistance.