I put something every once in a while on one of my credit cards just so that the limits (2 c.cards) get bumped up each year. part of your credit score is determined by % of available credit you have compared to your debt. Since I only have about 3K in debt (car loan), but continuously "paid on time" credit card statements, the ever increasing credit limits push my credit score pretty good (not 800 yet, but over 790 on 2 of the 3 credit rating systems.. I'm young though, so I'm sure I'll be ok).<br><br>I like having the high score so that when I want other loans, such as for my next car, it will be cheaper than it would be otherwise. But yeah, stuff I buy is a book from amazon here or there, or occasionally something at the grocery store. I probably don't put more than $500 on each card per year, and pay them off electronically as soon as I get the bill.<br><br>

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