The old adage that claims “‘Tis better to give than to receive” holds even truer when the giving is to a good cause. For more than 15 years, MCAP has been giving as a proud supporter of Habitat for Humanity® Canada, contributing over $2.6 million in cash and in-kind support, and countless volunteer hours from our employees and industry partners.

Why? Because we believe everyone deserves a home to call their own.

Sadly, a continuing shortage of decent, safe and affordable housing across the country makes Habitat for Humanity®, a non-profit organization dedicated to helping families in need realize their home ownership dreams, as much of a community necessity today as it was when the Canadian chapter of the organization first began in 1985.

To date, MCAP, one of Canada’s leading independent mortgage financing companies, has sponsored or co-sponsored the build of over 35 Habitat homes across Canada. Also, along with active participation in house-raising projects within their communities, our employees donate to the organization through an annual internal fundraising campaign with MCAP matching their gifts dollar for dollar.

Year after year, our ongoing commitment to Habitat is fuelled by the heartwarming stories of how having a home to call their own has made a tremendous difference in the lives of others. An example is the Fraboni family, whose old living space had limited accessibility for their eldest son Thomas, whose cerebral palsy requires him to use a wheelchair

It was exciting to hear how, when Thomas reached the top of the wheelchair entrance ramp to the new home we helped build, he could unlock the door with a remote control. Plus for the first time in his life, he had complete wheelchair accessibility to a kitchen, bathroom, and a bedroom of his own with loads of room to turn his chair around in.

MCAP customers help “build” gifts that give to others, too. Through our Key to Hope™ program, exclusive to MCAP, our customers can opt to add a tax-deductible pre-determined donation amount to each mortgage payment with the donated money going to Habitat.

Even if you aren’t an MCAP customer, consider giving to Habitat for Humanity®. From your home to a family in need’s new home — it’s a holiday gift that will make a life-changing difference!