VIDEO: Don't fall for the hidden cost of life insurance

Think about it - When you buy an apple, you pay for an apple. When you buy a printer, you pay for a printer. But when you buy life insurance, what exactly do you pay for?

Unfortunately, sometimes life insurance comes with a whole bunch of other costs that you shouldn’t be paying for.

You see, life insurance can be confusing, and other costs may be added on top of the actual premium for your cover that you may not notice.

Things like adviser fees, excessive marketing costs, big corporate overheads and of course, having to account for risk when not properly assessing people in the underwriting process.

That's why, as a smart small business owner, you should know that going direct to a trusted insurer for fully underwritten cover which gives the right assessment from day one, can result in premiums around 20% lower than the rest.

Once you’ve got that sorted, you can get back to business with true peace of mind.

Don't forget - we have a great life insurance offer from an award winning provider at the moment. You can save an average of 20%* on Life Insurance and receive the first month FREE** if you apply before 31 August 2017. If you’re thinking of taking out cover that suits your needs, check out the life insurance offer to find out more about the offer and terms.

*The first month free offer is available if you apply for cover before 31 August 2017. If you apply for cover before 31 August 2017, you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer.