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Drive with Confidence! Get Comprehensive Coverage in Collierville, TN

Searching for
affordable Comprehensive car insurance in Collierville?
Head towards
your local Direct Auto & Life Insurance.
Comprehensive coverage isn't required by Tennessee law, but it can definitely come in handy if you have trouble on the road.
It helps pay for car repairs that result from an event other than a collision, which is why it's often called, "Other than Collision Coverage."
Say
your car is stolen, vandalized, damaged by a natural disaster, or damaged by contact with an animal.
How hard would it be for you to pay to get it repaired or replaced?
No need to worry when you have Comprehensive coverage.
Once you meet your deductible, Comprehensive coverage will help pay for your
motorcycle, truck, or car to be repaired or replaced.

What’s the definition of a deductible? A car insurance deductible is what you pay to repair your car if you have an accident or claim.
Typical deductibles range from $100 to $1,500, but they vary by state and insurance company.
The Comprehensive deductible you choose is up to you.
Usually,
going with a high deductible is a good way to lower your premium for Comprehensive coverage.

Note that
Comprehensive insurance won't pay for all types of damages to your vehicle.
That's why Comprehensive coverage is almost always paired with Collision, which also has a deductible.
Collision helps pay for vehicle repairs after your car hits another object,
like a stop sign, tree, or guardrail.
Or if it's hit by a "hit and run" driver!
Together,
Comprehensive and Collision are often labeled "full coverage."

Who needs Comprehensive coverage in Collierville?
It isn't required by Tennessee insurance law,
but you could be required to have Comprehensive insurance
if you're leasing or financing your car.
If you choose not to purchase Comprehensive,
your lender might buy it for you and add it to your existing loan balance.
This route
can be pricier than if you buy Comprehensive coverage on your own.
What if you don't have a loan on your vehicle?
Then getting Comprehensive coverage is your choice!
Before going without it, though, think about the age of your vehicle and whether you would feel comfortable paying for it to be repaired or replaced out of your own pocket.
If that thought worries you,
getting Comprehensive coverage and
a convenient deductible could prove valuable.

At Direct Auto & Life Insurance in Collierville, Comprehensive car insurance is
easy and affordable to get.
We have the on-the-road protection you want,
plus the great services you deserve.
With us, you don't have to skip out on important coverages to try and make your insurance cheaper.
We help you identify
the best policy for your needs
and find ALL the discounts you're entitled to. It's a promise.
From there,
you have the opportunity to take your auto insurance to a whole new level of affordability
by customizing the time and way you pay.
Whether you pay by credit card, check, or cash,
making policy payments and maintaining Comprehensive coverage in Collierville is easy with Direct Auto & Life Insurance!
Visit your nearby office or call 1-877-GO-DIRECT (1-877-463-4732) to get all the facts on Comprehensive insurance coverage today!

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How to Obey the New Tennessee Driving Laws

Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300.
Police officers
can take legal action to have
your vehicle towed immediately
if you are not able to provide proof of insurance.
On January 1, 2017,
the state of Tennessee implemented
a new online insurance verification program.
This digital program tracks down
drivers who do not have valid insurance, all through vehicle registration records.
Vehicles identified as having uninsured owners will not be eligible for registration renewal.

We're more than just great insurance. Follow us for some pleasant surprises.