Controlling Costs

At Blue Cross Blue Shield of Michigan and Blue Care Network, we’re working to lower your costs without lowering the quality of your care.

Here’s what we do to control health care costs.

We spend your money on you

Some people think that insurance companies spend most of their money on administrative expenses and corporate profits.

That’s not true with us.

We’re a nonprofit company. We spend our money where it belongs: on you.

Only a small percentage of each premium dollar goes toward administrative costs. Administrative costs include things like negotiating contracts with health care professionals and paying state and federal taxes.

Embrace generic drugs

Don’t judge a drug by its name.

Generic drugs—medication without all the fancy advertising—are safe and work just as well name-brands. They also lower your copays and overall costs.