New To Canada

Purchase Plus Improvements

We can help qualified home buyers tailor improvements immediately after taking possession, to make their new home just right for them. All this can be done with one manageable mortgage and 5% down payment.

Progress Advance

A program that lets residential home builders and individual borrowers take advantage of insured progress advances during the course of construction. We offer the program for homes purchased from a residential home builder or contractor or self-built properties for owner-occupancy.

Energy Efficient Housing

At Genworth Canada, we want to help protect the environment and support consumers as they make environmentally friendly choices. Through our Energy-Efficient Housing Program, home buyers purchasing an energy-efficient home or making energy saving renovations are now eligible for significant premium savings when Genworth Canada insurance is obtained.

Self-Directed RRSP

Canadian tax regulations allow self-directed Registered Retirement Savings Plans (RRSP)/ Registered Retirement Income Funds (RRIF) to be used for a non-arms length mortgage investment, provided that the mortgage is insured. We are delighted to offer this program to meet this opportunity.

Vacation/Secondary Homes

Family Plan

Mortgage default insurance for buyers who are purchasing properties for immediate family members to live in with as little as a 5% down payment. (For example, buying a home for a child to live in while at a post secondary institution, or a home for parents to live in.)

New To Canada

Purchase Plus Improvements

We can help qualified home buyers tailor improvements immediately after taking possession, to make their new home just right for them. All this can be done with one manageable mortgage and 5% down payment.

Progress Advance

A program that lets residential home builders and individual borrowers take advantage of insured progress advances during the course of construction. We offer the program for homes purchased from a residential home builder or contractor or self-built properties for owner-occupancy.

Energy Efficient Housing

At Genworth Canada, we want to help protect the environment and support consumers as they make environmentally friendly choices. Through our Energy-Efficient Housing Program, home buyers purchasing an energy-efficient home or making energy saving renovations are now eligible for significant premium savings when Genworth Canada insurance is obtained.

Self-Directed RRSP

Canadian tax regulations allow self-directed Registered Retirement Savings Plans (RRSP)/ Registered Retirement Income Funds (RRIF) to be used for a non-arms length mortgage investment, provided that the mortgage is insured. We are delighted to offer this program to meet this opportunity.

Vacation/Secondary Homes

Family Plan

Mortgage default insurance for buyers who are purchasing properties for immediate family members to live in with as little as a 5% down payment. (For example, buying a home for a child to live in while at a post secondary institution, or a home for parents to live in.)

New To Canada

Purchase Plus Improvements

We can help qualified home buyers tailor improvements immediately after taking possession, to make their new home just right for them. All this can be done with one manageable mortgage and 5% down payment.

Progress Advance

A program that lets residential home builders and individual borrowers take advantage of insured progress advances during the course of construction. We offer the program for homes purchased from a residential home builder or contractor or self-built properties for owner-occupancy.

Energy Efficient Housing

At Genworth Canada, we want to help protect the environment and support consumers as they make environmentally friendly choices. Through our Energy-Efficient Housing Program, home buyers purchasing an energy-efficient home or making energy saving renovations are now eligible for significant premium savings when Genworth Canada insurance is obtained.

Self-Directed RRSP

Canadian tax regulations allow self-directed Registered Retirement Savings Plans (RRSP)/ Registered Retirement Income Funds (RRIF) to be used for a non-arms length mortgage investment, provided that the mortgage is insured. We are delighted to offer this program to meet this opportunity.

Vacation/Secondary Homes

Family Plan

Mortgage default insurance for buyers who are purchasing properties for immediate family members to live in with as little as a 5% down payment. (For example, buying a home for a child to live in while at a post secondary institution, or a home for parents to live in.)

HomeOpeners® Newsletter

Your InteractiveStep-By-Step Guideto the Homeownership Journey.

Buying a home can be a complicated undertaking. We've broken down the homebuying journey
into five steps to empower you with the process, resources and tools you need to achieve the dream of homeownership.

Keeping Currentwith Genworth Canada

2020 Homeownership& Financial Fitness Study

About Genworth Canada

Genworth MI Canada Inc. (TSX: MIC) through its subsidiary, Genworth Financial Mortgage Insurance Company Canada (“Genworth Canada” or the “Company”), is the largest private residential mortgage insurer in Canada. The Company provides mortgage default insurance to Canadian residential mortgage lenders, making homeownership more accessible to first-time homebuyers. Genworth Canada differentiates itself through superior customer service, a robust risk management framework, and innovative processing technology. For more than two decades, Genworth Canada has supported the housing market by providing thought leadership and a focus on the safety and soundness of the mortgage finance system.