What would you do with $1,000? Would you use it toward a vacation, buy a laptop or tablet, get a new bike, or save it for a rainy day? The possibilities are endless! For your chance to win up to $500 in matched savings, enter MSU Federal Credit Union's Financially Made Contest.

From now until December 11, 2016, teens ages 13 to 17 can enter MSUFCU's Financially Made Contest by completing the entry form below and answering a few questions about what they are saving for.

Ten winners will be selected and will have the chance to win up to $500 in matched savings!

Financially Made Contest:

Winners must attend the Financially Made seminar on January 14, 2017, where they'll learn about creating a budget, needs vs. wants when it comes to finances, and the importance of good credit.

Winners must also meet for a 30-minute one-on-one budget session on January 28, 2017, with a counselor from GreenPath Financial Wellness.

From February 1 to May 31, 2017, the winners enter a savings period where they can make deposits and withdrawals from their MSUFCU accounts. At the end of the savings period MSUFCU will match the amount winners saved during that time, up to $500!

Hurry, the deadline to enter the contest is December 11, 2016! Please remember to have your parent/guardian electronically sign the form below.

I have read and agree to the official rules and guidelines of this contest including the Media Consent, Release and Waiver of Liability (located below the form):

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Parent/Guardian's First Name:

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Parent/Guardian's Last Name:

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Have your parent/guardian input their initials. This acts as an electronic signature for acceptance of the Media Consent, Release and Waiver of Liability, and COPPA Disclosure:

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What is one thing that you are saving for?

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How much are you saving each month?

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What is one thing that you wish MSUFCU offered for Cha-ching accounts?

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In 250 words or less tell us what you would do with the money if you won the MSUFCU Financially Made Contest?

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Official Rules and Guidelines

Winners will be notified by telephone and/or email by December 12, 2016. Winners have seven (7) business days to respond to the Credit Union. Failure to respond by December 21, 2016, will result in the selection of a new winner. This process will continue until all of the winners have been selected. MSUFCU employees/board of directors and their families, and GreenPath Financial Wellness and its subsidiaries are not eligible to participate. Winners/Parents/Guardians must sign release forms to publish their names.

Ten MSU Federal Credit Union members who complete the application and questions between the dates of November 1, 2016 and December 11, 2016, will be selected to win up to $500 in matched savings. Winners must attend both the budgeting session and budgeting one-on-ones to be eligible for the matched savings. Winners' accounts must be in good standing. Chances of winning are based on the number of entries during the contest period. If 1,000 entries are received during the promotion, your chances of winning are 10 in 1,000.

If you would like to enter without filling out the online application and questionnaire, send a 3" x 5" card with your name and address to: "MSUFCU Financially Made Contest," Marketing Department, PO Box 1208, East Lansing, MI 48826-1208. Please, only one card per person.

MSUFCU is not responsible for any damage caused to entrants' computers due to participation in the contest. MSUFCU reserves the right to cancel the online component of the contest should it become technically corrupted, and the winner will be chosen from all eligible entries received prior to that time.

Winners understand that prizes may not be substituted or assigned.

Entrants agree by entering that unless prohibited by law, MSU Federal Credit Union may use, if entrant is a winner, entrant's name, city and state of residence, photograph, and likeness for advertising trade and any other purposes in any media now or hereafter known without further compensation, permission, or notification. Entrants further agree that the aforementioned parties and all of their respective officers, directors, shareholders, employees, representatives, and agents will have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity, including, without limitation, personal injury or death to entrant or any other person or damage to personal or real property, due in whole or in part. MSUFCU maintains the right to change or modify these rules at any time without notice.

Brian M. was our 200,000th Member, he won an MSUFCU prize pack and money deposited to his account. Elizabeth D. won a $2,500 Visa Gift Card, Robert A. won a $5,000 vacation package. Cory I. guessed closest to when our 200,000th member would join and he won a $200 Visa Gift Card.

Millionaire for a Day

Kelly S. was selected as the out-of-state winner in the Milionaire for a Day Contest, she won money deposited to her account.

Enjoy the convenience of having your account statements available in ComputerLine with eStatements and stop worrying about organizing or shredding your paper statements.

Benefits of eStatements include:

Instant access — No waiting for the mail to arrive

Protection against identity theft

Reliability — No delays due to weather

Switch to eStatements via ComputerLine by selecting the My eAlerts icon and clicking on Notifications Settings. You can also call 517-333-2424 or 800-678-4968 or visit any branch location.

That's all you need to do! Enjoy the fast, secure, and convenient way to receive your monthly statements. Make the switch today!

One MSU Federal Credit Union member who switches to eStatements from paper statements between 12/8/16 and 12/31/16 will be randomly selected to win one $250 Visa Gift Card. Winner’s account must be in good standing. Chances of winning are based on the number of accounts switched to eStatements. If 5,000 accounts are switched to eStatements, your chances of winning are 1 in 5,000. Winner will be drawn on 1/4/17 by the Internal Audit department of MSUFCU, whose decisions are final. Winner will be notified by phone and/or email by 1/9/17 and has 5 business days to respond. Failure to respond by 1/17/17 will result in selection of a new winner. Winner must sign a release form allowing MSUFCU to use his or her name for promotional purposes. MSUFCU employees, board members, and their families are not eligible.

If you would like to enter without switching to eStatements, send a 3" x 5" card with your name and address to: "Switch to eStatements," Marketing Department, 3777 West Road, East Lansing, MI 48826-1208. Please, only one card per person.

From gifts and decorations to meals and travel, spreading holiday cheer adds up. Plus, with all you need to keep track of this season, your MSUFCU Visa Credit Card helps you keep things simple. By using your MSUFCU Visa you'll save money with its low rate and be entered to win $500!

How You Can Win $500 Toward Your Visa
Use your MSUFCU Visa Credit Card at least five times from now until December 31, 2016, and you’ll automatically be entered to win $500 toward your MSUFCU Visa Credit Card balance! One MSUFCU Visa cardholder will be randomly selected to receive $500 toward his or her MSUFCU Visa Credit Card balance.

Shop savvy this season. Your purchases could be on us.

One MSU Federal Credit Union member who uses his or her MSUFCU Platinum or Platinum Plus Visa Credit Card and makes at least 5 purchases between 11/15/16 and 12/31/16, with the same credit card, will be randomly selected to receive $500 toward his or her MSUFCU Visa Credit Card balance. Winner’s account must be in good standing. Balance transfers and cash advances do not count toward the 5 purchases. Chances of winning are based on the number of entries received during the contest period. If 5,000 entries are received during this promotion, your chances of winning are 1 in 5,000. Winner will be drawn on 1/5/17, by the Internal Audit department of MSU Federal Credit Union, whose decisions are final. Winner will be notified by telephone and/or email by 1/6/17, and has 5 business days to respond to the Credit Union. Failure to respond by 1/13/17, will result in the selection of a new winner. Winner of the $500 toward his or her MSUFCU Visa Credit Card balance must agree to sign a release form agreeing to allow MSU Federal Credit Union to use his or her name for promotional purposes for the Holiday Shop Savvy Visa promotion and any future MSUFCU promotional materials. MSUFCU employees, board members, and their families are not eligible to win.

Is your child a Spartan fan? Submit his or her name to be entered into the 2016-2017 Game Ball Delivery Contest! One child, ages 6-11, will be randomly selected to deliver the game ball to Sparty on the Breslin Center court before the game begins for each 2016-2017 Michigan State University men’s home basketball game.

Plus, each winner will receive:

Four tickets to the game at which he/she is chosen to deliver the game ball

One parking pass for the same game

Parents/Guardians: Simply complete the entry form below. MSUFCU will contact the winners’ parent/guardian five (5) business days before the MSU home basketball game for which he or she was selected to deliver the game ball. Children/Parents do not need to be MSUFCU members to win. Don’t wait, enter today!

I have read and agree to the official rules/guidelines of this contest (located below the form) and the COPPA Disclosure:

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Input your initials:

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Official Contest Guidelines

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE YOUR CHANCE OF WINNING.

SWEEPSTAKES DESCRIPTION: The 2016–2017 MSUFCU Game Ball Delivery Sweepstakes (the “Sweepstakes”) begins on November 10, 2016 (9:00 AM ET) and ends on February 21, 2017 (11:59 PM ET) (the “Sweepstakes Period”). One (1) winner will be selected for each of the seventeen (16) Michigan State University (“MSU”) 2016–2017 men’s home basketball game(s) to have their child (ages 6 – 11) deliver the game ball prior to the start of that Game.

SPONSOR: Michigan State University Athletics, Jenison Field House, East Lansing, MI 48824.

ELIGIBILITY: Sweepstakes open only to legal residents of the State of Michigan who are eighteen (18) years of age or older and are parents and/or legal guardians of a child between the ages of 6 and 11 at the time of entry. Employees, directors, officers, trustees, agents, and their respective immediate families (spouses and siblings, parents and children and their spouses) and household members of the Michigan State University Athletics Department, its divisions, and its advertising and promotion agencies (collectively the “Sweepstakes Entities”) are not eligible. MSUFCU employees, board members, and their families are not eligible to participate. Void where prohibited.

AGREEMENT TO THE OFFICIAL RULES: By participating in the Sweepstakes, each entrant fully and unconditionally agrees to and accepts these Official Rules and the decisions of the Sponsor and the Administrator, which are final and binding in all matters related to the Sweepstakes.

HOW TO ENTER: To enter, an eligible parent/legal guardian must complete an Official Entry Form, available during the Sweepstakes Period at either www.msuspartans.com or www.msufcu.org/gameballdelivery (the “Websites”) and submit the Official Entry Form as directed prior to 11:59 PM EST on February 21, 2017. Limit: One (1) entry per person. Multiple entrants are not permitted to share the same email address. In the event more than the stated allowable entries are received from any one person or email address, the first entry processed will be considered the only valid entry received. Any attempt by an entrant to obtain more than the stated number of entries by using multiple or different email addresses or identities will void that entrant’s entries and that entrant may be disqualified. In the event of a dispute, entries will be deemed made by the authorized account holder of the email address submitted at the time of entry. The authorized account holder is the natural person who is assigned to the email address by an internet access provider, online service provider, or other organization that is responsible for assigning email addresses or the domain associated with the submitted email address. Any potential winner may be required to show proof of being the authorized account holder. Use of any automated system to participate is prohibited and will result in disqualification.

SIXTEEN (16) PRIZES (one per Game): One (1) winner will be selected for each of the following sixteen (16) Michigan State University 2016–2017 men’s home basketball games – 11/18/2016, 11/20/2016, 12/03/2016, 12/06/2016, 12/10/2016, 12/18/2016, 12/21/2016, 12/30/2016, 01/04/2017, 01/24/2017, 01/29/2017, 02/11/2017, 02/14/2017, 02/23/2017, 02/25/2017, 02/26/2017. Each prize consists of four (4) tickets to one (1) Game, and one (1) parking permit (the “Prize”). As a part of the Prize, the child (ages 6–11) designated on the selected entry, and a parent (or legal guardian) will have the opportunity to participate in a pre-Game presentation of the game ball to Sparty. The approximate retail value of each prize is $100. All Games are subject to rescheduling. As ticket holders, all recipients of Prizes are subject to the terms and conditions of MSU basketball game tickets.

WINNER SELECTION/VERIFICATION: The initial drawing will be conducted on or about November 14, 2016. Subsequent random drawings will be conducted on or about five (5) business days prior to the next home Game, per the schedule above. All winners will be selected in random drawings conducted from among all eligible entries received as of the time of the drawing. Entries not selected in any drawing will be retained for subsequent drawings. Winners will be notified by phone. During the winner notification phone calls, the selected individual must confirm their eligibility, and indicate their willingness and ability to travel and be present at the Breslin Center in East Lansing, MI on the Game date for which they were selected. A selected winner that does not meet the eligibility requirements, cannot be present, or does not wish their child to participate in the event will be disqualified, and an alternate winner will be randomly selected and notified as per the procedures outlined above. All winners will be required to complete, execute, and return within a specified time a Declaration of Eligibility and Liability/Publicity Release. Winners must sign an MSUFCU release form for MSUFCU to use the winner's name for purposes of advertising and promotion on behalf of MSUFCU without further compensation. If a potential winner fails to return the required documents or to show up for the specified Game, the opportunity to participate will be forfeited and no alternate winner will be selected. Winners will be randomly selected by MSU Federal Credit Union’s Internal Audit department. The odds of winning any drawing depends on the number of eligible entries received for that drawing. Winners will be responsible for all taxes (federal, state, local, and/or income) and all expenses not listed (including but not limited to travel to and from the Game) related to acceptance and use of prize. No transfer or substitution of prize permitted, except by Sponsor who reserves the right to substitute prize, in whole or in part, for one of comparable or greater value due to unavailability for any reason, as solely determined by Sponsor.

CONDITIONS / RELEASE: By participating, entrants, on behalf of themselves and their child, (a) release Sweepstakes Entities, their respective directors, officers, agents, and employees from any and all liability for any claims, costs, injuries, losses, or damages of any kind caused by their participation, including the unauthorized or illegal access to personally identifiable or sensitive information or the acceptance, possession, use, or misuse of the prize; and (b) acknowledge that said parties have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability. Neither Sweepstakes Entities nor any service providers are responsible for incorrect or inaccurate transcription of Entry information, or for any human or other error, technical malfunctions, lost/delayed data transmission, omission, interruption, deletion, defect, line failures of any telephone network, computer equipment, software, inability to access any online service or website, any other error or malfunction, or any injury or damage to participant’s or any other person’s computer or movie equipment related to or resulting from participation in this Sweepstakes. By accepting a prize, winner grants to Sponsor, Michigan State University, Agencies, and their affiliated companies the right, except where prohibited by law, to use your name, likeness, picture, address (city and state), email address, voice, biographical information, or written or oral statements, for advertising and promotional purposes in promoting the Sponsor, its products, website, and/or this Sweepstakes or succeeding Sweepstakes, without compensation unless required by law. Winners shall have no right of approval, no claim to compensation, and no claim (including, without limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of your name, picture, likeness, address (city and state), email address, biographical information, or entry. The rights granted under this paragraph shall extend to Sponsor and its affiliated companies, agencies or marketing partners with respect to all entrants in the Sweepstakes, including non-winners and winners. CAUTION: ANY ATTEMPT BY A SWEEPSTAKES ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE, TAMPER WITH THE JUDGING OR VOTING PROCESS, OR OTHERWISE UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO COOPERATE IN THE PROSECUTION OF ANY SUCH INDIVIDUAL(S) AND TO PURSUE ALL REMEDIES TO THE FULLEST EXTENT PERMITTED BY LAW. Failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. If for any reason the Sweepstakes is not capable of being executed as planned, or infection by computer virus, bugs, tampering, unauthorized intervention, fraud, action of entrants, technical failures, or any other causes which in the sole opinion of Sponsor, corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right at its sole discretion to disqualify any suspect Entry or entrant and to cancel, terminate, modify, or suspend the Sweepstakes. In the event of any cancellation, termination, or suspension, notice thereof will be posted at www.msuspartans.com and the selection of winners may be made from among all eligible, non-suspect Entries received as of the date of the termination, cancellation, or suspension, as Sponsor determines in its sole discretion. Entries not complying with all rules are subject to disqualification.

DISPUTES: Entrants agree that (a) any and all disputes, claims, and causes of action arising out of, or connected with, the Sweepstakes or prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the United States District Court for the Eastern District of Michigan or the appropriate Michigan State Court located in Ingham County, Michigan; (b) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes but in no event attorneys’ fees; and (c) under no circumstances will registrant be permitted to obtain awards for, and registrant hereby waives all rights to, claim punitive, incidental, and consequential damages and any other damages, other than out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, entrant's rights and obligations, or the rights and obligations of the Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of State of Michigan, without giving effect to any choice of law or conflict of law rules (whether of the State of Michigan or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than State of Michigan.

Spring break will be here before you know it, but we have your chance to win right now!
Whether you are going out of the country or staying in East Lansing, get ready to save up for your adventures during the week of March 6.

Follow us on Twitter (@msufcu) and Instagram (@msufcu) to look for your chance to win prizes.

Contest #1 (Nov. 14 - 16) - Follow us on Twitter (@msufcu)
Find our Spartan Spring Break post and tag 3 friends, be sure to follow follow us and retweet our Spring Break posts and you could win a $25 Visa Gift Card! Five Winners will be selected on November 18th!

Official Rules and Guidelines
Contest Period: The MSU Federal Credit Union “Spartan Spring Break” Contest will begin on Monday, November 14, 2016 at 9:00am and ends on Friday, February 9, 2017, 2016, at 11:59 pm.

How to Enter: Entrants must be following or begin following MSU Federal Credit Union’s @msufcu account on Twitter. To follow @msufcu on Twitter and Instagram, entrants must go to https://twitter.com/msufcu/ and https://instagram.com/msufcu/ and click the “Follow” button. If an entrant does not already have a Twitter or Instagram account, he/she can create one by going to either the App Store or Google Play and download the Twitter and Instagram app to his/her mobile device. Entrants must complete all of the steps listed in the caption of our post and meet all of our means of eligibility.

Prizes:
Contest 1 (11/14/16 – 11/16/16) : In order to qualify to win, entrants must tag 3 people, follow @msufcu and RT the post via his/her Twitter account. Five winners will be randomly selected on the following Wednesday of our post by MSUFCU’s Marketing Department, from among all eligible posts. 5 winners will receive a $25 MSUFCU Visa Gift Card. Odds of winning depends on the total number of eligible entries received by the contest deadline. If 100 entries are received by the end of day, your chances of winning are 5 in 100. Winners understand that prize may not be substituted or assigned.

Contest 2 (1/17/17 – 1/19/17): In order to qualify to win, entrants must tweet how they are saving for spring break while tagging @msufcu and used the hashtag #Save4SB. One winner will be randomly selected on the following Wednesday of our post by MSUFCU’s Marketing Department, from among all eligible posts. 1 winner will receive a $50 MSUFCU Visa Gift Card. Odds of winning depends on the total number of eligible entries received by the contest deadline. If 100 entries are received by the end of day, your chances of winning are 1 in 100. Winners understand that prize may not be substituted or assigned.

Contest 3 (2/7/17 – 2/9/17): In order to qualify to win, entrants must comment on our Spartan Spring Break funny photo on Instagram. One winner will be randomly selected on the following Wednesday of our post by MSUFCU’s Marketing Department, from among all eligible posts. 1 winner will receive a bag of MSUFCU trinkets. Odds of winning depends on the total number of eligible entries received by the contest deadline. If 100 entries are recei

Notification of Winner: Winners will be notified via a Twitter direct message from MSUFCU’s account (@msufcu) to the Twitter account associated with the winning entry. Winners will have two (2) days from the date of being notified to respond to the message, in order to claim the prize. Failure to respond within two (2) days of being notified will result in the selection of a new weekly winner. Winners will also be tagged in a post from MSUFCU’s Twitter account (@msufcu) at the Twitter account associated with his/her entry, after the winners have responded to the notification message.

Eligibility: The MSUFCU Spartan Spring Break Contest is only open to current students of Michigan State University. MSU Federal Credit Union employees, board of directors, and their families are not eligible to win. Entrants must be Twitter members to enter; however, the MSUFCU Spartan Spring Break Contest is in no way sponsored, endorsed, administered by, or associated with Twitter. MSUFCU is not responsible for any damage caused to entrants' computer/mobile device due to participation in the contest. MSUFCU reserves the right to cancel the contest should it become technically corrupted.

Entrants agree by entering that, unless prohibited by law, MSU Federal Credit Union may use, if entrant is a winner, entrant's name, city and state of residence, photograph, and likeness for advertising, trade, and any other purposes in any media now or hereafter known without further compensation, permission, or notification. Entrants further agree that the aforementioned parties and all of their respective officers, directors, shareholders, employees, representatives, and agents will have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity, including, without limitation, personal injury or death to entrant or any other person or damage to personal or real property, due in whole or in part. MSUFCU maintains the right to change or modify these rules at any time without notice.

Michigan State Federal Credit Union
savings are Federally insured to at least $250,000 by the
NCUA
and backed by the full faith and credit of the United States Government.
APR = Annual Percentage Rate. APY = Annual Percentage Yield.
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