The option of paying your balance in 30 or 90 days interest free, 12 months interest free, or any of our other plans that are tailored to fit your budget.

A revolving credit line that allows you to purchase up to your credit limit.

No annual fee.

Advanced notice of special savings events and rebates.

Every purchase charged to your account is securely kept on file for warranty and trade-in purposes.

Start credit - this is great to establish your credit with easy requirements of:

1 year employment

18 years or older

Bad credit and bankruptcy is no problem. Requirements are:

6 months at job.

Checking account open for 3 months.

$1000 per month income.

No bounced checks or NSF charges for last 30 days.

No Credit Checks.

Special Benefit: Now you can get preferred pricing on all your jewelry repairs.

What are the credit plans available to our customer?

-GE Luxury
-Progressive
-Cross Check

What are the BENEFITS of GE Luxury Credit?

-Low monthly payments (3% with $10.00 minimum payment)
-Doesn't cost you anything to apply
-No annual fees
-No money down
-Can take the mercandise home with you
-Special interest programs for special purchases

What are the BENEFITS of Progressive Credit?

-Low monthly payments (15%)
-Can take the merchandise home with you
-No charges if account is paid off in 90 days
-NO CREDIT CHECK

What are the BENEFITS of the Cross Check system?

-Can take the merchandise home with you
-No credit charges to the customer of any kind
-NO CREDIT CHECK

1) Checking account open for at LEAST 6 months
2) 4 Bank Checks, with name, address, and phone number
3) Drivers License or Valid State ID

How It Works-

Come in to any of our 4 valley locations and pick out the piece of your dreams. At the time of purchase, each check is divided into 4 equal or adjusted payments, that total out to the final total of the sale. Each check is then processed through our new "Cross Check" system to be approved. Once approved the first check is deposited the day of the purchase. The next 2 checks are then deposited 28 days, and the last check is deposited at 21 days. So in simpler terms, the piece is paid off in a matter of 3 months. The perks are, with just a 1/4 (quarter) amount paid on the peice, you'll get to wear it home! There are no hidden costs, nor extra fees. Its a perfect solution that fits and accomidates todays economy!

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Layaway Program
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Layaway is a sure program that can get you the peice of your dreams. With 20% down (negotiable) and monthly payments this could be the program for you. Layaway is absolutley FREE. As long as we see you're making monthly payments you can keep the merchandise in layaway for as long as you need.

Layaway Policy-

1) 90-day cash refund on layaway payments with original receipt.
2) After 90 days or if customer does not have original reciept, an in-store credit is issued.
3) Once layaway is removed there are no returns on layaway purchases.
4) No exchanges or refunds on custom work or special order items requested by customer.
5) Minimum monthly payments shall be set.
6) Layaway becomes void and a credit slip will be issued if layaway payment is late or payment does not meet minimum monthly amount due.

Please feel free to contact us.

Our Store

Courteous professional staff will always be available to
answer questions and assist at your request. Expert staff
gemologists are also on site to thoroughly explain every
aspect of a diamond and other gemstones to help you
make the right choice.