Who pays the least for gun insurance would be least likely to commit a crime with it. An 80-year-old married woman in Fort Lauderdale would get a great rate. A 20-year-old in inner-city Chicago wouldn’t be able to afford it. A 32-year-old man with a record of drunk driving and domestic violence would have a similar problem.

Gun ownership is all but banned in Chicago, and federal law would prohibit a 20 year old from buying a handgun legally. The guy with the domestic violence record would also be legally prohibited from buying one. Possessing one would transform him from just another wife beating POS to federal felon. He could have used better examples.

BTW, unless National Review changed a lot since Bill Buckley's death, it is right of center like Forbes. Granted it is geared more towards the more intellectual conservative, like Mr. Buckley himself was. I won't alert because it is an easy mistake to make in this age of faux outdoorswomen, gold hawking rodeo clowns, and draft dodging blowhards being what passes for conservatism's intellectual trust.