Credit Report After Fulfilling The Requirements of a Consumer Proposal

I have requested a credit report post fulfilling the requirements of a consumer proposal (early). It is being called a bankruptcy by some of the companies (although at the end of the credit report it does state that a consumer proposal was filed and fulfilled) and some of the old debts are listed as bad, unable to locate, etc, not that it was a consumer proposal.

As this is the first time I have requested a credit report and prior to this event had good credit, I don`t know if any of this is important or needs to be rectified as the end of the report does contain the consumer proposal information. Thanks

One Response to “Credit Report After Fulfilling The Requirements of a Consumer Proposal”

The important thing is that the consumer proposal is registered, as it appears to be. Technically this comment should override the other comments that are clearly incorrect (as you have never filed a bankrutpcy).

However, if you not sent a copy of your certificate of completion to the credit bureau you may find that by sending this document it may automatically correct any of the inaccurate information.