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Payday buddies are in bad financial situation. Even charging 25% interest rates- they're barely treading water. You are right- this is a big "targeted group" that wants to have free reign to further rape the unsuspecting of either sex. You're right- close friends of GOP, right at the top of the lobbyist food chain, too.

There is/was a major flaw in this legislation. It is totally outside of our constitutional system. There was no oversight of spending. They had but to submit a request to the Federal Reserve and it was given. There was no Congressional review and passing of acts to fund the agency. The last act of the agency director illustrated the attempt to prevent the executive from having any control. The director left, appointed his successor and she then went to court to enforce that extra control of their own destiny.

I don't question the difficulty of getting consumer protection when the power of others over politicians and bureacrats ((revolving doors, gov. to industry and back to gov.)) But we don't need multiple governmements with no citizen input, just the Bureacracy.