FREQUENTLYASKED QUESTIONS

FREQUENTLYASKEDQUESTIONS

All Beazer homes are built with savings in mind. To discover ways to lower the cost of buying a house in your desired community, visit Beazer.com to find your community of interest and check the ‘Hot News’ tab. Or visit the community in-person to talk with a New Home Counselor about all of the benefits of buying a home in a Beazer community. Beyond the sale and home building processes, Beazer Homes also provides guidance and tools to help you reduce the cost of buying a house and continue to save money at home: Choice Plans™ offers personalized, flexible floorplans at no additional cost so you can choose the kitchen layout, bathroom layout, and more that work best for you • ENERGY STAR® appliances save energy and reduce your monthly utility costs1 • Mortgage Choices program lets you compare mortgage options, and find competitive rates to help you save money at home for many years to come

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

Vesting refers to the manner in which purchasers take title to the property when legal ownership or tenancy is acquired. In short, it is how title to real estate is held and is also known as taking title. Vesting options vary state to state - Your home title company or settlement attorney can provide more information on the different single and joint vesting options that are available for your new home.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

Although Beazer does not offer a home discount specifically for customers buying their first home, here are just a few ways we help you get the most from your Beazer investment:

Choice Plans™ lets you choose from a number of flexible floorplans and design options so you can personalize your home at no additional cost. Other builders take an “a la carte" approach and charge for every structural modification you make, but with Choice Plans, you can design your own floorplan and choose home features that are already built into the base price of your home.In every Beazer home you can choose from appliances and features that incorporate the most current ENERGY STAR® standards, which should help to lower utility bills and provide more cost savings for homeowners.1Through our Mortgage Choices program, our preferred lenders2 compete for your business. That means you can easily compare mortgage loans to find the best option with the most competitive mortgage rates, which may lead to savings of up to hundreds of dollars each year.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

Before construction can begin on your new Beazer Home, the mortgage must first be approved. Then, when construction begins, it takes about 4-6 months to build a house. If you need to move quickly, visit Beazer.com to explore Quick Move-In Homes available within your desired community.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

Buying a new home doesn’t have to be complicated. At Beazer, we’ve simplified the home buying experience by providing partners and resources to guide home buyers through each phase of building and the process of buying a house. The Beazer home building process follows 5 simple steps:

Depending on the buyer’s financial standing, new homes can be financed with as little as a 3-3.5% home down payment. Certain customers may even qualify to buy a home with no down payment, including active and retired members of the military. When you’re ready, your own lender or the preferred lenders1 in Beazer’s Mortgage Choices program will work with you to determine your home down payment. Then, use our Mortgage Calculator to find your fixed rate mortgage payment and financing options.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

Typical home closing costs include:• Local and state taxes• Recording fees • Fees charged by your lender, settlement agent, or third-party providers, such as appraisers

Total home closing costs can range from approximately 2% to 6% of the cost of your home, some of which can be paid by the seller or the lender at the time of the home sale. Since costs vary by situation, our preferred lenders1 or your own home advisor can work with you to determine your closing costs.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

Your mortgage loan depends on many factors, including your credit score and the amount you contribute to your home down payment. Loans are typically offered as either fixed rates (the rate stays the same for the life of the loan) or adjustable mortgage rates (the rate varies periodically over the life of the loan) with terms of 15, 20, 25 or 30 years. The 30-year fixed rate is the most widely selected option, but your lender or our preferred lenders1 can help you review your mortgage options and determine what is best for you.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

Most lenders will allow you to apply for a mortgage loan online or by phone, and many offer face-to-face meetings as well. To find a preferred lender1 you can trust, start the mortgage application process with Beazer’s Mortgage Choices program! This program enables home buyers to easily compare mortgages and secure the right financing options to meet their personal needs, saving them time and money during their housing purchase.

Related: Buying My First Home,Buying My Next Home,Community & Amenities,The Home Buying Process,New Home Features

Beazer’s home warranty covers repairs to major appliances and system defects after the close of a new home. Beyond what’s included in your home warranty, you may have additional coverage through your homeowner’s insurance policy. Beazer Homes offers warranties in various coverage periods. If you are a current Beazer homeowner, reference your warranty manual, our Warranty Information Page or reach out to the New Home Contact Center to see your home warranty coverage details.

Related: Buying My First Home,Buying My Next Home,Community & Amenities,The Home Buying Process,New Home Features

Home title insurance protects your ownership interest in the property and enables the appropriate transfer of real estate. This includes protecting your right to occupy and use the property as it was conveyed and also ensures your ability to sell the property or pledge the project as security for a loan.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

The earnest money deposit is the amount the seller requires be paid when you sign the home purchase agreement. An additional deposit may be required after you select your flexible floorplan options for the home. Fortunately, the cost of an earnest money deposit is included in the purchase price of your new home and is credited towards your purchase at the time of closing. If you decide to cancel the home purchase agreement, you may forfeit your earnest money deposit.

Related: Buying My First Home,Buying My Next Home,Community & Amenities,The Home Buying Process,New Home Features

Your monthly mortgage payment will include the principal and the interest amount necessary to repay your home loan over the term you selected, plus 1/12th of your annual homeowner’s insurance premium and 1/12th of your annual estimated property taxes. For certain loans, monthly mortgage insurance will also be included in your mortgage payment.

Use Beazer’s Mortgage Calculator to estimate your fixed mortgage payment. Or reach out to your lender or one of our preferred lenders1 for any additional questions you may have.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

Beazer’s community amenities depend on a variety of factors, including lot size, community size, etc. If you’re curious about features and amenities in your area of interest, use the Find Homes and Communities search tool to locate communities in your desired city and state, and view the list of community resources and local attractions. Or if you have more questions, visit a local sales center and speak with a New Home Counselor about all the community has to offer.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

A contingency contract or clause defines a requirement that must be fulfilled in order for a real estate contract to become binding. Under certain circumstances Beazer will accept a contingency contract that is dependent on the sale and/or closing of another property and will benefit both the buyer and seller. Visit a local sales center to learn more about your contingent contract options.

Related: Buying My First Home,Buying My Next Home,Community & Amenities,The Home Buying Process,New Home Features

Because Beazer personalizes many new construction homes, we cannot guarantee what house layout will go on a lot until it sells. As a home buyer, this gives you the option to choose the home design that best suits your needs, whether it is a one or two-story house plan. When you visit a local sales center, your New Home Counselor will show you the lots of land for sale and the plans offered on each home site so you can build your dream home in the perfect location.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

If a pool is important to you, share that with your New Home Counselor and they can help you select the home site to meet your needs. Certain lots can accommodate houses with pools. The size and shape of your home swimming pool will be determined by several factors, including available yard space, set-back requirements, topography, drainage, and local zoning requirements, among others. Talk to a New Home Counselor in your community of interest to get more information on the swimming pool dimensions available for your chosen home.

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

Beazer Homes determines the location of our communities based on the proximity to transportation, recreation, schools, and other community amenities. Once you find the community you’re most interested in on Beazer.com, click the ‘Explore Area’ tab and use the map to view local attractions, community resources and other places of interest, including:

• School and University Ratings • Downtown Area• Restaurants and Retail• Entertainment and Recreation • City Parks • Hospitals

Related: Buying My First Home,Community & Amenities,Buying My Next Home,The Home Buying Process,New Home Features

Rates of property taxes and property assessments are controlled by each county and vary significantly. Most county tax collector websites have a property tax calculator that can be used to find the estimated taxes on your home. If you’d rather work directly with a professional, your Beazer New Home Counselor or lender can also provide you with a property tax estimate based on your location and home purchase price.

Related: Buying My First Home,Buying My Next Home,Community & Amenities,The Home Buying Process,New Home Features

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experiencing an emergency, please visit a local sales center to speak with a New Home Counselor or reach
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