WeChat

WeChat Pay is a digital wallet service incorporated into WeChat, which allows users to perform mobile payments and send money between contacts. Every WeChat user has their own WeChat Payment account. Users can acquire a balance by linking their WeChat account to their debit card, or by receiving money from other users. Users who link their credit card can only make payments to vendors, and cannot use this to top up WeChat balance. WeChat Pay can be used for digital payments, as well as payments from participating merchants, in this scenario the payment happens trough QR Code.

WeChat currently accepts only USD and CNY currencies. See the currency table for codes.

How does it work for the user?

The user is redirected to the WeChat payment page.

The customer opens WeChat app and scans the QR code.

The payment details are displayed and the customer confirms by using the payment password.