Refinancing Your Auto Loan

Follow our straightforward guide, and you can be on the road to lowering your car loan payments or paying off your car in no time.

Step

Review the Details of Your Current Loan

You’ll need to know the terms of your current loan to determine how much you can save.

How much do you owe on your current loan?

Are there any penalties or fees for paying off your loan early?

Step

Gather Car and Loan Documents

You’ll need to provide the following information about your car:

Your 17-character Vehicle Identification Number (VIN)

The exact mileage of your car

The state the car is registered in

We’ll also need your current loan information:

14-day payoff amount

Name of lender

Lender's phone number

Your loan number

Step

Calculate Your Savings

Calculate how much you can save by refinancing. To view our great rates, visit our Auto Refinancing page.

Step

Apply

Now you’re ready to apply. Fill out the application, using the information you gathered in the first step. If you’re approved, we’ll help you through the process of paying off your existing loan and transferring your car’s title.1

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APY = Annual Percentage Yield | APR = Annual Percentage Rate
+Rates are based on an evaluation of credit history, so your rate may differ.
++Rates are variable and based on an evaluation of credit history, so your rate may differ.
*Message and data rates may apply. Terms and Conditions are available.
♦Terms and conditions are applied to gift cards.