decline due to non compliance

I think it’s happened to all of us at one point or another. We go to a doctor or a counselor and they come up with a diagnosis that is so far out of context that you can’t understand how they got from point A to B. There is a very natural tendency, especially if […]

We Really DO Come Through for our Clients.

“I had been declined so many times that I had frankly given up trying to get life insurance. I felt like all insurance companies had a common toilet they were throwing type 1 diabetic applications into. A friend told me about Hinerman Group and Ed was able, on the first try, to get me approved and approved and reasonable rates. He’s different. He knows what he’s doing and he does it well.”