Refinance Your Title Loan

Can You Refinance a Title Loan?

Yes, You Can! Even If You Have a Loan with Another Title Loan Company.

CASH 1 will meet or beat your current loan rate and get you the most cash for your car title loan.

Get Cash For Your Title!

Since CASH 1 Loans charges less, we'll pay off your existing title loan and give you a new title loan at a lower interest rate, putting more money in your pocket. That means you could get a little extra just by switching your title loan to us.

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What is Title Loan Refinance?

We try to make the process as simple for you as possible while ensuring that we are meeting or beating your current loan rate!
Here's how a loan refinance works:

Bring us your existing Title Loan from any competitor.

Complete a new application with us.

The status of your existing loan will need to be verified as will the lien holder on your vehicle.

In addition, a vehicle inspection will be required.

Once your application has been processed and your loan has been transferred to CASH 1 Loans, you get to keep driving your vehicle and have a little extra money, too!

What are Title Loan Refinance Requirements?

Here's what you need to refinance your title loan:

Proof of monthly income to ensure you will be able to repay the loan. Example: a paystub or banking records will suffice.

A government issued ID. Example: Driver's License or State ID card.

Proof of full coverage insurance is needed for loans of $2,500 or higher.

At least 2 personal references.

Open Checking Account

You can't be on Active Duty in The Military

What If I Don't Have a Clear Title?

Even if don't have a clear title to your car yet, we have solutions! Give one of our friendly Loan Agents a call at 844-831-4198 to see if we may be able to get you the money you need from the equity in your vehicle.

CUSTOMER NOTICE: Personal Loans, Installment Loans, Title Loans, and Title Equity Loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction..

REQUIREMENTS: Approval depends upon meeting legal, regulatory and underwriting requirements. CASH 1 and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Teletrack and Clarity, that may provide information from one or more national credit bureaus. CASH 1 or third party lenders may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CASH 1 or third party lenders. You may be required to submit additional documents due to state law and qualification criteria. If you have defaulted on past transactions, you may be declined for a cash advance from CASH 1.

TERM LENGTHS: The average length of a personal loan varies based on the loan type, state, loan amount, and qualifications. Loan terms can be between 3 and 24 months. For more details, visit loans & terms.

PRODUCTS & SERVICES: Offers provided to customers who originated via a paid Google and or Bing advertisement feature rate quotes on Cash1Loans of no greater than 35.99% APR with terms from 3 months to 24 months. Your actual rate depends upon credit score, loan amount, loan term, loan type, credit usage and history, and will be agreed upon between you and the lender. Products and services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Loans are subject to minimum auto value requirements. For additional loan options, please call 844-831-4198. An example of total amount paid on a loan of $2,500 for a term of 6 months at a rate of 35.99% would be equivalent to $2,769.00 over the 6 month life of the loan.

WHERE WE ARE LOCATED: CASH 1 is currently operating in Arizona and Nevada. Restrictions apply.

COLLECTIONS & DEFAULT: Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or “rollover” your loan, your principal balance may not be reduced, depending on the state, and you will owe additional fees and/or interest.