There’s an insurance company currently running television ads here in Austin (and I assume elsewhere) encouraging you to use them because “all insurance is the same” so use them and avoid the middle man.

That’s basically fraud. All auto insurance isn’t the same. There are different coverages to buy, different deductibles to consider, and a whole host of other traps that a consumer probably doesn’t even know exist. And without an agent to help consumers navigate these issues, too many consumers unwittingly end up with low-coverage insurance that comes back to bite them. That’s a problem.

To help address the problem, I’ve written a new booklet, Understanding Texas Auto Insurance: Top 9 Mistakes When Buying Your Auto Insurance. You can order a free, hard copy by requesting a book through the “Speak to an Attorney” box. Alternatively, you can download an electronic version starting on this page.

But please take advantage of this opportunity for free information to help protect you.