Finance Center

Open Today!Sales: 9am-9pm | Call us at: (347) 554-6090

Welcome to Plaza Toyota

Credit Car Financing

If you are shopping for a quality late-model used car near Brooklyn, NY, but you possess a less than perfect credit score, the finance staff at Plaza Toyota wants to help. Our full-service Toyota dealership serves car buyers near Queens, NY, and we offer not so great credit car loans and subprime auto loans for used car shoppers. The finance team at Plaza Toyota has helped poor credit car buyers get into a quality used Toyota vehicles such as used Toyota RAV4 crossover SUVs and pre-owned Prius hybrids with trouble-free auto financing. If your poor credit history has kept you from applying for sub-prime auto loans in the Brooklyn, New York City area, continue reading to find out how to apply!

How To Apply And Qualify For not so great Credit Car Loans

Did you know that acquiring not so great credit financing is about more than just a low credit score? If a foreclosure, bankruptcy, divorce, repossession or another financial setback has led to a lowering of your credit score, our finance specialists encourage you to apply for sub-prime auto loans here at Plaza Toyota. When you apply for not so great credit car loans, our finance staff will take into account more than only your credit score. We will also review the following:

The total loan amount (or the price of your desired car minus any down payment)

The type and price of the used car you want to drive

Your detailed credit history and debt-to-income ratio

The amount of cash you can provide as a down payment (including a trade-in vehicle)

Submit An Auto Loan Credit Application Today

The finance department here at Plaza Toyota is staffed with seasoned car financing professionals who are committed to serving our customers. If you are ready to apply for auto financing, then begin by submitting an online credit application form. No matter your credit score, our secure credit application is the first step in acquiring a used car loan via Plaza Toyota’s financing team.

Are you shopping for a used Toyota Camry, Toyota Prius, Highlander SUV or pre-owned Tacoma pickup? Driving a quality used Toyota is a smart way to save money on your car purchase and potentially in long-term repair costs, too. The finance staff at Plaza Toyota is ready and waiting to assist you with your used car purchase, so do not wait any longer, contact us today!