The best thing you can do when you find yourself in the hypnotic grasp of the almighty plastic money dispenser is not live above your means. Having a credit card means being responsible, able to prioritize, and having a firm grasp on your financial situation. It's real easy to become disillusioned by the power of invisible money.. but as long as you play by their rules and keep a tab on everything, you'll be fine.

There's also a lot of benefits to having a credit card. Like, 1% cash back on your electric bill bwaha. >:3