The Coverage Lasts. The Premiums Don't.

Life Start 15 for Children

This permanent policy can be completely paid-up in 15 years. It allows you to build a solid foundation for your child while allowing for a wide range of options they can choose in the future. Starting early has its benefits!

Did you know? A limited payment life policy is ideal for a child – in addition to starting insurance coverage they will need as an adult, the policy earns cash value, which generally grows tax-deferred

Customize Your Policy

Helps preserve the policy for your child at a time when income may be limited due to a disability. If you become totally disabled (as defined in your policy) prior to age 60 for six continuous months, this optional coverage will waive future policy premiums as they become due as long as you remain totally disabled. This rider coverage automatically terminates on the policy anniversary when you are age 60, unless disability occurs prior to that time.

Eligibility

Insure your child's insurability! This option allows your child to buy additional amounts of insurance on specific option dates without a medical exam, at standard rates. When they marry, purchase a home or become a parent, they may exercise the next available option. Option ages are 25, 30, 35, 40 and 45.

Eligibility

Ages

0-40

Coverage

Minimum: $10,00

Maximum: The lesser of $100,000 or 200% of the total insurance amount protecting the insured on the policy

Eligibility

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