Honesty
Please provide all important details to us. To process any credit application we will need to review your history. Lenders may understand negative items, but will surely reject an application with wrong information. Full disclosure is the best policy.

Loyalty
We work hard to assist you and strive to offer a high level of personal service. If you find a more competitive rate elsewhere, please let us know. Simply backing away following lender negotiations may jepoardize our relationships for the next client. Please maintain your integrity, loyalty and confidence in our service!

Borrowing with EXPERT MORTGAGE

Rashida Riel

RESIDENTIAL MORTGAGES:

If you are fully qualified for a mortgage, EXPERT MORTGAGE can offer you some of the lowest rates in the industry! We have access to both fixed and variable rate mortgage products that blow the competition out of the water!

If you are not fully qualified to borrow from an institution, then we can draw upon our network of OVER 400 PRIVATE LENDERS, many of which will provide you with first, second, and third mortgages, EVEN IF YOU HAVE...

HORRIBLE CREDIT

Bankruptcy

Mortgage Arrears

Tax Arrears

Power of Sale

UNEMPLOYMENT

Self-Employment

Pension Income

Disability Income

COMMERCIAL MORTGAGES:

EXPERT MORTGAGE is one of only a handful of mortgage brokers that also has a FULL-TIME IN-HOUSE COMMERCIAL SPECIALIST with over 20 years of commercial expertise, to help you obtain the lowest rates and best products. We can help you with any commercial transaction. Here are just some of the many types of loans we can help you with...

Storefront with or without apartments

Multi-unit residential

Apartment buildings

Office buildings

Commercial condos

Strip plazas

Industrial buildings

Commercial building lots

Raw land

Business loans

Equipment leasing

Factoring

CONSTRUCTION LOANS:

Whether you're just a regular person building your dream home, an experienced builder planning a subdivision, or a business owner constructing a commercial building, our FULL-TIME IN-HOUSE COMMERCIAL SPECIALIST will give you the best chance possible to get your loan approved. EXPERT MORTGAGE understands just how tricky these types of loans can be. We are one of the few companies in the industry with the expertise to make it happen!

AGRICULTURAL LOANS

Most banks underwrite loans using standard commercial lending guidelines that don't make any sense for farms. Talk to us if you'd like to...

Buy more land or newer equipment

Repair or construct new buildings

Refinance your existing debts

Buy quota

We can offer qualified farmers...

Up to 80% of FULL farm value

Up to 30 year amortization

Operating lines of credit

Call EXPERT MORTGAGE even if everyone else has said NO! With over 400 PRIVATE LENDERS at our disposal EXPERT MORTGAGE can get you a mortgage even with...