A cybercriminal’s guide to protecting your identity

In September, Equifax announced a major security breach that exposed the personal information for about half of U.S. adults. If you haven't detected any suspicious activity yet, it doesn't mean you're in the clear. The sensitive information stolen from Equifax could be used years from now. Criminals can use it to take over your credit cards, create entirely new accounts without you noticing, and open a loan in your name.

1. Freeze your credit reports

"Don't just place an alert. Freeze your credit, and do it now," said cybercriminal Brett Johnson.

Putting a freeze on all three credit reports will block thieves from opening a new line of credit in your name, like a new credit card or loan.