Property and Casualty insurance products for individuals. Personal insurance lines help protect individuals from potential losses they couldn't afford to cover on their own and makes it possible to do things like drive a car and own a home without risking financial ruin.

A policy purchased by vehicle owners to
mitigate costs associated with getting into an auto accident. Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company
then pays all or most of the costs associated
with an auto accident or other vehicle damage.

A form of property insurance designed to protect an individual's home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

This type of liability coverage protects you against the cost to repair or replace another person's property that's damaged as a result
of an accident you cause on your motorcycle
or watercraft. This coverage can also include coverage for damages to your motorcycle or watercraft.

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

When an insured is liable to someone, the insured's primary insurance policies pay up to their limits, and any additional amount is paid by the umbrella policy (up to the limit of the umbrella policy).