My spouse and I owe so much credit card debt that I am embarassed and ashamed to let anyone know. We owe so much credit card debt that getting out of debt feels hopeless. I need to know if anyone in the history of the world has ever owed this much to credit cards and lived to pay it off. Okay, here it is - we owe $81,000 to a combination of credit card companies. Don't bother pointing out how stupid, crazy, irresponsible, and awful this is - I live with this shadow over us every day. But, is there any hope? We make enough money, but the minimum payments are $1800. Well, at least now I've confessed. Maybe that's a start

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