Financial Aid

Financial aid can be defined as any resource that supplements what parents and students are expected to contribute to meet the costs of a college education.

Penn State students receive four types of student aid: Grants, Scholarships, Loans and Work Study.

Grants

Grants are awarded based solely on financial need and have no requirement of repayment. They may come from the Federal government, the state or the University. More information on grants.

Scholarships

Scholarships are awarded on academic achievement. For many University scholarships, financial need is an additional criterion of eligibility. There is no requirement of repayment. More information on scholarships.

Loans

Loans are low interest awards that must be repaid after students terminate their studies at the University. To learn more about the various types of loans visit More information on loans.

Federal Work-Study

Work study is awarded based upon the financial need of the student. Students can earn money towards their school expenses. Work study earnings are not applied directly to your semester bill. Students receive a paycheck. More information on work-study.

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