Why spending 15 or even 7 ½ minutes online and receive only one quote and not get the best offer?

For the same time you can get over ten car insurance quotes and COMPARE side-by-side, all in a matter of minutes and then buy and manage your insurance policies online.

We don’t work for the insurance company! We work for you! Our job is to shop for you and find the best solution for you.

As a proud member of the New York community, we offer discounts to members of various college alumni groups, employers and associations across the state.

They say no road is long with good company. 242,395 miles of road across the Empire State is pretty long so you better find a good insurance company. Let us help you make the best choice for your car insurance.

New York City, New York Car Insurance Coverage Information

In New York City, New York you are legally required to have these minimum coverages:

Liability

Bodily Injury $25,000 per person

Bodily Injury $50,000 per accident

Property Damage $10,000 per accident

Personal Injury Protection

$50,000 per person

Uninsured/Underinsured Motorist

Bodily Injury $25,000 per person

Bodily Injury $50,000 per accident

Liability coverage is legally required in New York and pays for injury and lost wages that you cause to another driver or
their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident.

The coverage limits are determined by each individual state and normally split into three categories.

In New York, the minimum coverage is listed as
25/50/10 and explained below:

$25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.

$50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.

$10,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.

Personal Injury Protection provides coverage for medical costs that you and your passengers incur in an accident regardless of fault.

PIP will cover medical expenses such as hospital bills, rehabilitation costs, and even work loss resulting from an accident.

In New York, the minimum PIP coverage limit is $50,000 per person.

Uninsured/Underinsured Motorist coverage is legally required in New York and pays for injury and lost wages that you or
your passengers may suffer in the event that you are hit by an uninsured/underinsured driver who is at fault.

The coverage limits are determined by each individual state and normally split into two categories.

In New York, the minimum is listed as 25/50 and explained below:

$25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured/underinsured driver.

$50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.

Most people opt for higher amounts of auto insurance coverage than the New York minimum in order to protect themselves in case of an accident.

Did you know this about theEmpire State?

New York is ranked #49 in the US for uninsured drivers

Washington`s Headquarters State Historic Site in Newburgh was the first publicly owned historic site.