While it may be hard to get into a “vacation state of mind” during the dead of winter, there’s no better time than now to start saving for a summer trip. If your dream destination is a debt-free paradise, start with these helpful tips: Establish a budget. Know how much you’ll need to do everything you […]

No finance-related New Year’s resolution would be complete without including an emergency fund. Most experts agree that you should set aside enough money to cover at least three to six months-worth of living expenses, in the event that the “worst” happens (you lose your job, you’re saddled with unexpected medical expenses – you name […]

Brace yourself: It’s estimated eight out of 10 of us have errors on our credit reports. A widely circulated U.S. Public Interest Research Group study found a whopping 30 percent of those mistakes involved student and auto loans, credit cards and mortgages that had been paid off years ago, but were still listed as “outstanding […]

Just because the National Retail Federation says the average shopper this season will spend around $750 on gifts – along with décor and other seasonal and party goodies – doesn’t mean you have to spend that much. Below are a few ways to stay within your specific budget, and to zero in on what […]