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The American Express® Card

Financial Freedom & Flexibility

Obstacles disappear when you carry the original American Express Card. With features such as the No Pre-set Spending Limit, a free Blue as your Companion Credit Card, and the ability to choose your billing currency, financial freedom is literally in your hands.

Membership Rewards® Points

Your everyday purchases are worth more than you know because you can turn them into Membership Rewards® points. Easily redeem these points for a wide range of exclusive rewards including air tickets, upgrades, hotel stays, leisure breaks, and shopping. Every US$ 1 you spend on your Card is equivalent to 1 Membership Rewards® point.

1000+ Airport Lounges

Your exclusive travel experience starts at the airport. The Priority Pass Membership from American Express grants you access to over 1000 airport lounges regionally and worldwide (your upgraded membership is complimentary). This applies to all classes of travel, including Economy, wherever a Priority Pass lounge is located. If you’re travelling with guests, you can extend these benefits to them, so they can enjoy complimentary refreshments and access to business facilities. (Facilities vary in each lounge).

Membership Rewards

Priority Pass

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Key Benefits

The American Express® Card The Key to your City Life

The original Amerian Express® Card that gives you ﬁnancial ﬂexibility when you‘re on the move around town. You have the freedom of No Pre-set Spending Limit, and you can choose the billing currency of your Card, in Saudi Riyals or US Dollars.

Financial freedom has no limits

With No Pre-set Spending Limit*, you are free to spend as much as you’ve shown us you can afford with your American Express ® Card as your purchasing power adjusts with the use of your Card.

* No Pre-set Spending Limit does not mean unlimited spending, your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record and financial resources known to us. If you anticipate an unusually large purchase, just call Customer Service in advance so that we can note your account.

Rewarding you for the lifestyle you lead

Turn your everyday purchases into Membership Rewards® points, and redeem them for a wide range of incredible rewards.
Membership Rewards® is our way of thanking you for being an American Express Cardmember, offering you exclusive privileges and access to our range of global partners. The more you spend, the more points you earn which you can then redeem for fantastic rewards including air tickets, upgrades, hotel stays, leisure breaks and shopping. For virtually every US$ 1 you spend on your Card, you earn 1 Membership Rewards® point.

Worldwide Airport Lounge Access program

Express and Priority Pass. Enjoy access to the world’s largest airport lounge program covering over 900 airport Express and Priority Pass. Enjoy access to the world’s largest airport lounge program covering over 900 airport lounges, not only in the region, but worldwide – your upgraded membership is complimentary. This applies to all classes of travel including Economy wherever a Priority Pass lounge is located. Cardmembers travelling with guests can extend this benefit and enjoy complimentary refreshments plus access to business facilities. (Facilities in each lounge vary).
Your American Express® Gold Credit Card entitles you to FREE Membership and 1 FREE lounge visit per year. To enter the lounges, you should present your Priority Pass Digital membership Card and not The American Express Card.

Membership Benefits

No Pre-set Spending Limit

The freedom to spend more is all yours. The No Pre-set Spending Limit* enables you to spend as much as you’ve shown us you can afford with your American Express ® Card. Your purchasing power adjusts to the use of your Card.
* No Pre-set Spending Limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, payment history, credit record, and financial resources known to us. If you anticipate an unusually large purchase, just call Customer Service in advance so that we can note your account.

Supplementary Cards

Benefits are even better when shared with your family members (of ages 15+), so grant them the joy of Supplementary Cards (SAR 225 or US$ 65). You’ll also receive Membership Rewards points on all their spending when they use their American Express® Card. Click here to apply

Companion Credit Card

Travelling with a companion is always a plus. Enjoy the benefits of a free Blue from American Express® as your Companion Credit Card. Click here to apply

Dual Currency

You’re not limited to one currency. You can choose whether your account will be billed in Saudi Riyals or US Dollars.

Payment Convenience

Your due balances are no longer a burden. Pay them off in whatever way you prefer: ATMs, via phone or the internet with the quick and convenient SADAD service, Direct Debit or SARIE Bank Transfer.

Wide ATM Reach

Cash is within easy reach no matter where you are. If you’re in Saudi Arabia, you can withdraw cash weekly from any Saudi Investment Bank ATM. If you’re overseas, just use any of the 1.2 million ATMs with Express Cash™.

Card Replacement

Worrying about a lost or stolen Card is a thing of the past. If your Card is lost or stolen, we’ll send you a Replacement Card as quickly as we can manage it, almost within 48 hours.

Instant Notifications

Your Card is protected against unauthorized or fraudulent attempts. Every time you use it, even with declined attempts, you will receive an instant SMS and email as confirmation and reassurance.

Lifestyle Benefits

Global Offers

The world is your new mall thanks to the exciting monthly offers from our wide range of international partners. Enjoy designer brands, exquisite fine dining, and travel experiences with American Express Selects™.

Travel Accident & Inconvenience Insurance

Your peace of mind is an utmost priority any time you travel. Benefit from an immediate Travel Accident Insurance with legal and medical assistance coverage of up to SAR 375,000. In addition, benefit from an immediate Travel Inconvenience Insurance of up to SAR 1,500 against delayed flight departures, flight cancellations, denied boarding, missed connections, luggage delays, and SAR 3,750 against luggage loss.

Fraud Protection

Your American Express Card is fraud-proof. With Retail Protection, everything you buy with your Card is protected for 90 days against theft, loss, or damage for SAR 1,875 (US$ 500) per incident and up to SAR 180,000 (US$ 48,000) per year. In addition, Online Fraud Protection Guarantee means that your online purchase is 100% risk free, so you will never be subjected to any unauthorized charges.