American Express Credit Cards

The American Express Credit Cards offer you a range of shopping, dining and travel privileges. Get rewarded with one of the most powerful rewards programme where you earn Membership Rewards Points every* time you spend.

What's more, with an American Express Platinum Reserve Credit Card you are automatically entitled to use our premium Concierge Service. The dedicated team is on call 24 hours a day, ready to take care of all your lifestyle needs. Just pick up the phone and you'll get a table at that exclusive restaurant, book movie tickets, arrange delivery of flowers, arrange a round of golf or book a rejuvenating spa session at participating partners.

Experience the American Express Platinum Service on all our credit cards with 24x7 Platinum Assist, Zero Lost card liability, Emergency Card Replacement anywhere in the world.

In order to apply for an American Express credit card, you must meet the following criteria.
- Be over 18 years of age
- Have a good credit history and no payment defaults
- If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).

* Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations; public housing societies and apartment associations.

For domestic flights, 5% cashback is applicable only on return flights and is capped at Rs. 500. For International flights, 5% cashback will apply only on base fare and is capped at Rs. 3,000. For all other travel categories, 5% cashback is capped at Rs 3,000 (For Domestic and International Holiday booking, the 5% cashback will be calculated on the non-air component of the holiday package and will not be applicable on airfares and taxes). 5% cashback is restricted to 2 transactions on each travel category per month. Travel categories are flights, hotels, holidays and flight + hotels. Bus, Bus plus hotel, Rail and Car bookings are not eligible for 5% cashback.The cashback will be credited to your Card Account within 21 days of the transaction.