Smarter Retail Finance

Deko is the best way for merchants to help customers finance the important things in life. Our unique multi-lender platform is the only one that's cleverly optimised to maximise your sales. It's easy to integrate across all your channels and we're so confident it'll make an impact - we guarantee it.

The Deko Difference

We're on your side

We're not a bank or a lender - we're tech specialists. Tech that boosts sales, increases AOV and creates a simple, delightful customer journey for both retail finance and co-branded credit cards. Our multi-lender panel covers a broad credit spectrum, so we can offer finance to even more of your customers. The best tech combined with the right lenders will make a real impact on your revenue.

Truly omni-channel

A great experience in-store, online, on mobile and even over the phone. Everyone claims it, but our platform is truly tailored to the needs of each channel. Finance is consistent and easy, wherever and whenever the customer wants to make the purchase. Critical as over 65% of finance applications are now mobile.

Passionate about conversion

Getting consumers to the end of the purchase funnel is our goal. Our comprehensive CRO strategy includes our meticulously crafted application process, multi-variate testing and AcceptPlus, our smart decision engine. But we don't stop there. We're continuously improving to deliver more for merchants.

See it in action

See it in action

See it in action

New to finance

If you're new to the world of consumer finance, step this way. We'll tell you everything you need to know including how it works, the options available, how other merchants maximise sales, the revenue benefit you can expect as well as all the best tips and tricks to ensure your success.

Existing finance user

If you're already using consumer finance with another provider you'll know the basics already. Here we get straight to the point so you can see exactly how we're different, why the right technology has a big impact on revenue and why so many merchants are moving to us.