What to Expect from Your Phone Interview

When you choose Quotacy for your life insurance needs, you apply conveniently online from the comfort of your own home. The online pre-application only takes a few minutes, and then Quotacy reviews the form to determine we are not missing any information that would slow down the process.

We also check the company you chose to apply to to see if it fits your case best. As an example, if you state in your pre-application that you smoke the occasional cigar and have applied to a company we know won’t offer the best price because of that, we will suggest the carrier that is more lenient. It’s important to note you can still apply with that original carrier, it’s completely your choice, we just want you to know your options. This process is the primary advantage of working through Quotacy’s multi-carrier environment.

After everything is complete, we securely email you an EasyApp Intake Form (1-2 pages) to sign electronically (and securely!) so we can complete your application. It is then that we send the formal application to your chosen life insurance carrier. After they receive it, one of their representatives will contact you for a confidential phone interview.

Overview of the Phone Interview Process

The telephone interview will be conducted by an experienced insurance professional. If the day/time they call doesn’t work for you, you can reschedule. Another option is for you to call into the company directly and complete the interview at that time.

The interviewer will ask questions that will be used to complete your application for life insurance. Your privacy is important. All of the information you provide will be kept confidential and will be used only for consideration of the insurance coverage for which you apply.

All of the information you provide will be kept confidential and will be used only for consideration of the insurance coverage for which you apply.

Completing the Phone Interview

Afterwards you will electronically (and securely) receive the application complete with your interview responses so you can review them. You’ll be required to sign the application to acknowledge it’s accurate and ready for official submission. Some carriers offer a verbal approval option during the interview in lieu of sending the application for a signature. Either way you will receive a copy of the completed application for your records.

The next step would be to complete your medical exam. We have an abundant amount of information regarding the medical exam that you can check out here: Quotacy Life Insurance Blogs: Medical Exams. Some carriers schedule the medical exam during the phone interview with you, some will call later to schedule it separately.

Not all of life insurance companies follow the same processes, but this is a general explanation of how the phone interview is conducted. If you’re ready to apply for life insurance, press the Choose button next to your choice of carriers on the quote you have run and follow the prompts. It’s easy, fast, and secure.

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Natasha Cornelius

Marketing Content and Social Media Manager

Natasha is a content manager and editor for Quotacy. She has worked in the life insurance industry since 2010, and making life insurance easier to understand with her writing since 2014. When not at work, you can find her throwing a tennis ball for her pit bull mix, Emmett, or curled up on her couch watching Netflix. If it’s football season, the Packers game will be on. Connect with her on LinkedIn.

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About Quotacy

Quotacy is a life insurance brokerage company. We make buying life insurance simple. Compare quotes for term life policies from top A-rated insurance carriers in minutes without providing your email address or phone number. Then easily apply and buy your life insurance policy online at Quotacy.