Thank you so much Lisa, you were outstanding in helping myself and my wife in this matter. I really appreciate your extra effort you made in helping us out. I want this to be placed on your permanent record as going up and beyond is helping out a client. Michael – Akron, OH

Then in December 2012, I heard from CNI and in a matter of (4) months they were able to settle the (3) remaining accounts that I have enrolled in the program. I will be forever grateful to CNI for making it possible for me to start my life over being debt-free. Maria – Ochabillo, PA

I would like to say as a client of CNI that I am very pleased with the service provided to me on my behalf. Everyone that I have spoken with about my account has really made sure that I understand fully on how the process works. Alan – Miami, FL

I am very thankful for the staff at both companies and am looking forward to continuing to see this to completion. Melody – Ravert, MD

Thank you very much. I have to say that your customer service is top notch. I have had a great experience with this company, and I will tell others about it. Daniel – Newark, NJ

I'd like to say that my debt settlement program is successfully finished and I am so happy with this company! I had a 48 month plan which is finished in 31 months. Thank you so much. Anila – Atlanta, GA

The debt settlement program has been at times a little scary in the beginning but the counselors handling my account were very reassuring and always handled my fears with care and concern. I would recommend this program to anyone in debt. I feel great not having debt hanging over my head. Emmy – Pasadena, CA

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"Thank you so much Lisa, you were outstanding in helping myself and my wife in this matter. I really appreciate your extra effort you made in helping us out. I want this to be placed on your permanent record as going up and beyond is helping out a client."

Michael – Akron, OH

"Then in December 2012, I heard from CNI and in a matter of (4) months they were able to settle the (3) remaining accounts that I have enrolled in the program. I will be forever grateful to CNI for making it possible for me to start my life over being debt-free."

Maria – Ochabillo, PA

"I would like to say as a client of CNI that I am very pleased with the service provided to me on my behalf. Everyone that I have spoken with about my account has really made sure that I understand fully on how the process works."

Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 75% including fees, over 24 to 48 months. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest.