I am severely unhappy with the Virtual Worlds out there. They are inadequate and they are basically chat interfaces with avatars. I've tried just about every one of them that is offered. And have been dissatisfied with each one. So...When I get that dissatisfied with something. I create my own thing.

There's just one teeny tiny little problem. I'm not technically minded. So I've gotten started with some free 3D modeling software. But I'm at a loss as to how to go about creating an interactive world. I did see Open Simulator. But I don't know if that's something I can operate. And operate well. So, is there something I can do? Where do I go to see my dream become a reality (well virtual reality)? And bare in mind my budget is nil.

Making a Virtual World is not a task for a single individual. To create it in any reasonable amount of time, you need a team. That usually means you gotta pay them, which means you need a business, a startup. And with a business you need to make sure you have a marketable product. If you don't pay your team, you need to sell people, programmers, on the idea of working on your project in their spare time. That's not impossible, but it sure isn't easy. It helps if your idea is a better version of an existing product. But really, you're probably not gonna have much luck going that route.

That being said, creating a prototype that proves your idea has merit is not so demanding. A single person could make such a prototype, but no-one would use such a world, since it would be lacking in features. And for a multiplayer game or toy that makes it useless. Even for a prototype, if your idea is sufficiently different from existing product, there is a lot to learn before you get there. Basically, you'd need to learn to program.