Fixed-Rate Loans

Adjustable-Rate Loans

Your interest rate remains the same for an initial period — typically three, five or seven years. The rate subsequently adjusts each year to an index (e.g. the one-year U.S. Treasury Bill or LIBOR), plus a margin.

Jumbo Mortgages

These are specialized mortgages that exceed $417,000, a threshold set by Fannie Mae and Freddie Mac. Rockland Trust offers loans of up to $1.5 million for qualified buyers. Fixed and adjustable rate options are also available for these types of mortgages.

First-time Home Buyers

In the market for your first house or condo? We can help you arrange financing through programs such as Federal Housing Administration (FHA), Mass Housing, Massachusetts Housing Partnership (MHP), and Buy Cities. There may be income-based limitations, but we'll work with you to determine the best type of mortgage for your situation.

Government Loan Programs

Federal Housing Administration (FHA), Massachusetts Housing Partnership (MHP) Mass Housing and other government loans usually have lower requirements for down payments and other appealing features. We'll work with you to determine the best option for your situation.

Investment Property Financing

If you're in the market for a money-making property, Rockland Trust can help with financing. We extend investment property financing for one to four family residences that are purchased to be rehabilitated or for properties that are ready to rent. Please call 800.222.2299 to learn more.

Construction Loans

Looking to build? Rockland Trust offers financing solutions specifically designed for new home construction or a remodel of an existing home. We offer a collaborative approach between the buyer, builder, and Rockland Trust in order to make the construction of your home as seamless as possible. These loans feature competitive rates, a 12 month interest only payment period, and much more. Please call 800.222.2299 for more information.