Is it time to optimize or expand? Merge or acquire? Should you diversify your business or narrow your focus? If you own or manage an established small business with a reasonably dependable revenue stream, you’re probably asking yourself these and other questions that can all be filed under “Now what?”

The U.S. Small Business Administration website (www.sba.gov) is a terrific (and free) resource for finding answers to your most perplexing "Now what?" questions. With advice on everything from financing to writing a marketing plan to regulatory issues, the SBA is an ever-present ally for entrepreneurs like you. Following their mission to "help Americans start, build and grow businesses," the SBA provides access to many of the key tools and resources you need to run your business.

Here are just four of the many ways the SBA can help you take your business to the next level:

Planning for growth. Open another location. Expand to the internet. Target other markets. These are just a few of the ideas the SBA recommends for business owners looking to grow their business.

Borrowing money.Obtaining the financing you need to expand can be a complicated and frustrating process, especially in this economy. Here's what you need to know before you call a lender.

Writing a business plan. A formalized business plan is almost always a requirement for new financing. Here's an outline you can start with.

Insurance tips. Being properly insured can make all the difference when it comes to surviving an unforeseen event. From assessing your risks to evaluating providers, here's what you need to know.

Please note

You are not using a recommended browser for this area of smallbusiness.fedex.com. You may be able to use the site, however you may experience some difficulties. Fully supported browsers and operating systems include.