PM Modi Insurance Schemes – Contempt of SC order #Aadhaar #UID

MUMBAI: Several applicants who wish to enrol for the Pradhan Mantri insurance schemes have been turned away for want of an Aadhaar card. Two Supreme Court orders of March 25, 2014, and March 16, 2015, dictate that the government can not link welfare schemes to Aadhaar card.May 30 is the deadline for signing up for the two insurance schemes. The Centre-launched schemes offer accident and life cover for a premium of Rs 12 and Rs 330 per annum, respectively.Jaywant Patil, who works with a PR firm in Borivli, approached the Yogi Nagar branch of Corporation Bank to sign up but could not do so.

“I have a voter’s I-card, PAN card and ration card, but none of these are acceptable,” Patil said.

The scheme helpline 1800-180-1111 also informed that an Aadhaar number was a must.

Pradhan Mantri Suraksha Bima Yojana

Eligibility: Available to people in age group 18 to 70 years with bank account.

Premium:Rs 12 per annum.

Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.

Risk Coverage: For accidental death and full disability – Rs 2 Lakh and for partial disability – Rs 1 Lakh.

Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme. Name of nominee to be given in the form.

Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing in which case his account will be auto-debited every year by the bank.

Who will implement this Scheme?: The scheme will be offered by all Public Sector General Insurance Companies and all other insurers who are willing to join the scheme and tie-up with banks for this purpose.

The premium paid will be tax-free under section 80C and also the proceeds amount will get tax-exemption u/s 10(10D).But if the proceeds from insurance policy exceed Rs.1 lakh , TDS at the rate of 2% from the total proceeds if no Form 15G or Form 15H is submitted to the insurer.

At the head of the message, it would be wise to mention, “For the kind attention of Hon’bleMr Justice Chelameswar and companion judges hearing the matter regarding Aadhaar, in the matter of Aruna Roy v. Union of IndiaWrit Petition (Civil) No. 833 of 2013″.

I will request all of you to also write complaints in the comments section of the blog post to keep a record of the complaints

you can also end your complaint to me at- PLEASE DO SEND COPY OF YOUR COMPLAINTS [email protected] , after you send your complaint to Supreme Court