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Your Premier Real Estate Appraisal Firm

A leading real estate appraisal firm with local expertise dedicated to providing valuation and consulting services through analytical and a team approach. Our company’s philosophy is to provide an objective analysis to assist our clients in making informed real estate decisions. Our appraisal reports are prepared with the precision that the industry demands..

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APPRAISALS COMPLETE

1287+

YEARS IN BUSINESS

30+

HAPPY CLIENTS

TOO MANY CUPS OF COFFEE

2049+

100+

What We Do

Appraisal

Services

Service Area

What Is an

Appraisal?

Appraisal services include:

Mortgage Financing

FHA

REO

Relocation

PMI Removal

Estate Planning

Martimonial Divorce

Dispute Resolutions

Litigation

Tax Assessment Grievances

Sale/Purchase Decisions

Employee Relocation

Appraisal Services and Reports include, but are not limited to:

Single Family Residential Appraisal

Single and Multi-Family FHA/HUD Compliant Appraisal

Complex Residential Appraisal

Lake Property Appraisals

URAR 1004 Form Appraisal Report

Small Income Appraisal Form 1025

Real Estate Owned (REO) Appraisal

Limited Appraisal 2055 Interior (old form)

Limited Appraisal 2055 Exterior Only

Manufactured Home Appraisal

Land Appraisal

Field Review Appraisal

Desk Review Appraisal

Market Conditions Appraisal Addendum

Recertification of Value

Uniform Appraisal Data Set (UAD)

Relocation (ERC) Appraisal

By County:

Albany

Columbia

Fulton

Montgomery

Rensselaer

Saratoga

Schenectady

Schoharie

Warren

Washington

What is an Appraisal? "An appraisal is a systematic process of developing an opinion of value. Depending on the nature of the property and purpose of the assignment, three approaches may be applied: sales comparison, income capitalization, and cost approaches or variations thereof." - (The Dictionary of Real Estate Appraisal, Fifth Edition)

At minimum, all states require appraisers to be state licensed or certified in order to provide appraisals to federally regulated lenders. Appraisers have fulfilled rigorous educational and experience requirements and must adhere to strict standards and a code of professional ethics. Qualified State Certified appraisers bring knowledge, experience, impartiality and trust to the transaction. In so doing, they help their clients make sound decisions with regard to real property.

Most appraisals are reported in writing, although in certain circumstances, an appraiser may provide an oral appraisal. A written appraisal report generally consists of: a description of the property and its locale; an analysis of the “highest and best use” of the property; an analysis of sales of comparable properties “as near the subject property as possible”; and information regarding current real estate activity and/or market area trends. The value indicated by recent sales of comparable properties, the current cost of reproducing or replacing a building, and the value that the property’s net earning power will support are the most important considerations in the valuation of real property.

In addition to residential or commercial appraisal – and depending upon an appraiser’s designation and qualifications – he or she may be able to assist with the following:

Cost / benefit or investment analysis, for example, what will be the financial return on remodeling

Land utilization studies

Supply and demand studies

WHo we are

"Be a yardstick of quality. Some people aren't used to an environment where excellence is expected." - Steve Jobs

Margaret M. Dennis holds the respected SRA Designation from the Appraisal Institute and is an approved FHA appraiser. She has over 25 years of appraisal experience including, but not limited to expert witness testimony, complex, and vacant land appraisals. Ms. Dennis has the expertise to provide you with exceptional and objective professional appraisal services.

Experience you can trust

Jean M. Mahserjian, Esquire.

I am writing to provide a reference for Margaret M. Dennis, Dennis Appraisals, LLC. I have utilized Ms. Dennis for appraisal work for clients in the Capital Region, and will continue to do so in the future. Ms. Dennis’s work product is excellent and she is thorough and ethical in all aspects of her appraisal work.

N. H. with a National Appraisal Company

I give Margaret M. Dennis and Dennis Appraisals, LLC a stellar recommendation based on the amount of work done together, quality scoring, and turn time and responsiveness.

Robert E. Ganz, Esquire.

Thank you for all your hard work and I would definitely utilize you in the future and recommend you as well to others.