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James - Obama and the current congress have been "in the making" for over 2 years now. Why should we trust the people who helped create this problem to suddenly wake up and decide they need to fix it? And I'm still trying to figure out how Obama figures health insurance and education are...

Sun N - Like I posted earlier, the example shown there is most likely bad information. Chase would not do a loan mod only bringing him down that small of an amount in rate. The homeowners have to show hardship to qualify for these mods and it's not really possible that this man had a hardship that...

"Kavalary, 42, has been struggling with JPMorgan Chase &amp; Co. to get a loan modification. He was finally approved for one this year, but it only cuts his interest rate to about 9.8 percent from 10.75 percent. Even at the lower rate, he said, making the payment is nearly impossible.&quot...

**, Xavier - Don't be in such a rush. There's still a good 10 full months left to dump all blame for everything on Bush. I'm surprised to see you two letting him off the hook so early into his retirement.