Money can often be a source of anxiety for a lot of people. In fact, aside from a very lucky few, money is almost always going to be one of the main causes of worry in people's lives. However, there's a big difference between occasionally worrying about money and finding yourself right on the brink of financial ruin. Being in that kind of situation can be a pretty constant source of fear and anxiety. It can often feel as though you're in the kind of disastrous position that you're simply never going to be able to get yourself out of. However, that's not true. There are almost always things you can do in order to get your finances back on track; it's just that they require sacrifice and discipline. Here are a few things that you can do when you're teetering on the edge of financial disaster.

Downsize

The first thing that you need to do if you're in a position where you're on the verge of not having enough money to live, then you need to start cutting out the things that are costing the most money. And what costs more than your home? If you're in dire financial straits, then you may want to downsize to a smaller, cheaper home. Sure, you might not want to leave your home, but it's always better to have a roof over your head than not. If you're a homeowner, then you may be able to sell your home and then use any money leftover to pay off your debts. Here is a great website for finding cheap houses that can allow you to sell your home as quickly as possible to avoid going much further into the red financially.

Cut out everything you don't need

Of course, the cost of your home isn't the only thing that you need to consider when cutting back on your spending. Think about the luxuries in your life. There's a pretty good chance that you could cut huge amounts of money off your weekly grocery shop simply by switching away from name-brand products. Not only that but canceling subscriptions to things like Spotify, Netflix, and any other services can really add up to help you save a huge amount each month.

Deal with your debts

One of the biggest things that prevent a lot of people from being able to get out of their particular financial situation is the sheer volume of debt that they're dealing with. However, one thing that you can do is to consolidate all of your existing debt into a single monthly repayment which is far easier to manage. It might sound odd to take out a loan in order to deal with debt, but many people have found it be an incredibly helpful solution.

If you're in a position where you're really struggling, and you're not sure how you're ever going to take control of your finances again, then don't forget that there are plenty of organizations and debt charities that can offer guidance, advice, and support. There's nothing wrong with needing to reach out for help if you're really in trouble.