Bank of America (BAC) shares fell 4% to 11.50 in afternoon trading Wednesday after Credit Suisse downgraded the company. The stock has had a rough week after BofA announced two settlements earlier this week. Credit Suisse lowered its rating on the bank from hold to sell on concerns over the stock's price, which hit a 52-week high intraday Monday. Lead analyst Moshe Orenbuch cut his 2013 EPS estimate on the bank to $1.08 from $1.15 and his 2014