Securing your employee when they need it most

High quality workplace benefits for your most valued employees

High quality workplace benefits for your most valued employees

AXA SME Life

Employees are a company’s most valuable asset to running a successful business. For a company to stay competitive in today’s market, it is important to offer a high quality workplace benefits package to attract and secure the most sought after professionals. Make a difference to your valued employees by giving them high quality life protection in case of death or illness so you can continue to focus on running your business.

Key benefits explained

High quality protection

AXA SME Life offers a high quality protection to aid your employee and ease their financial burden should your employee be unable to work.

Tailor-made for different needs

In the event something unfortunate happens to your employee, AXA SME Life offers high quality benefits that is tailor-made to cover your employee’s different need from death to total and permanent disability, partial and permanent disability, terminal illness and funeral plus optional additional benefits including accidental dismemberment and death (ADD) benefit and critical illness (CI) benefit.

No Medical Underwriting

No Medical Underwriting requirement for full time “actively at work” employee.

1. Suicide within 1 year from the issue date or a date of reinstatement (if any), whichever is later. 2. TPD resulting from intentionally self-inflicted injury; any act due to war, declared or not; or military, naval or air service for any country at war, declared or not.

**For the full list of exclusions, kindly refer to our brochure, available for download below.**

In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:

AXA Affin General Insurance Berhad will be facilitating the refund of 6% goods and services tax (GST) to all its general insurance policyholders who have made prior payments for policies commencing from 1 June 2018 onwards. The refund will be given upon request. Offer is valid until 30 September 2018.

AXA Affin Life Insurance Berhad will be absorbing the applicable 6% goods and services tax (GST) to all its life insurance policyholders who have purchased new individual life insurance policies between 1 May to 31 May 2018. The amount equivalent to GST will be utilised for the next Premium Due.

Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.

AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.

Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.

The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.