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Vanguard founder John C. Bogle died Jan. 16 at age 89. But "Saint Jack," who built the index fund from virtually nothing into a $5 trillion empire and was a boon to individual investors, had already cheated death several times before.

Millennial Money educates millennials about the fundamentals of personal finance. The column is written by staff members who fall into the millennial generation and who are themselves grappling with issues ranging from budgeting to buying a home to saving for long-term goals.