Now that BankAnnapolis is part of F.N.B. Corp., the Anne Arundel County bank’s customers will be able to get much larger commercial loans than they could have gotten when BankAnnapolis was independent, F.N.B.’s CEO Vincent J. Delie Jr. said.

F.N.B.’s commercial lending limit is about $40 million per borrower, compared with BankAnnapolis’ limit of $5 million to $7 million, Delie said in an interview with the Baltimore Business Journal.

F.N.B.’s ability to finance bigger deals is just one of the changes BankAnnapolis customers will see as a result of F.N.B.’s acquisition of BankAnnapolis. Delie said F.N.B. also plans to roll out in the Baltimore market private banking for wealthy clients, a smartphone application that allows customers to deposit checks over the Web, and employee benefits, business and personal insurance through F.N.B.’s First National Insurance Agency subsidiary.

“We’ll have more commercial bankers on the ground,” said Delie, who joined F.N.B. in 2005 and was promoted to CEO in 2012. F.N.B., based in Hermitage, Pa., had about $12 billion in assets and 247 branches at the end of 2012 before it closed its deal on April 6 to buy the parent company of BankAnnapolis for $51 million. BankAnnapolis has eight branches and about $446 million in assets.

The higher lending limit is good news in the Baltimore area where some small to midsize businesses say banks curtailed business lending in the aftermath of the recession.

F.N.B. has $4.4 billion in commercial loans. Its commercial lending has increased each of the past 15 quarters. BankAnnapolis, in contrast, had about $195 million in commercial loans.

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