NO PURCHASE, PAYMENT OR BANKING RELATIONSHIP OF ANY KIND IS
NECESSARY TO ENTER OR WIN THIS PROMOTION. A PURCHASE, PAYMENT OR
BANKING RELATIONSHIP WILL NOT INCREASE YOUR CHANCES OF WINNING

DATES OF PROMOTION: The “Pay My Bills Sweepstakes” (the “Promotion”) begins at 12:01 a.m. Eastern Time (“ET”) on June 1, 2014 and ends at 11:59 p.m. ET on July 31, 2014 (the “Promotion Period”).

ELIGIBILITY: The Promotion is open to consumers who are legal U.S. residents residing in any of the fifty (50) United States or the District of Columbia, who are eighteen (18) years of age or older at time of entry (the “Entrant”). Business entities are not eligible to participate. An Entrant selected as a grand prize winner must have a unique, personal and valid social security number for Sponsor (defined below) to report the tax liability associated with acceptance of the Grand Prize. Valid social security numbers will be determined by Internal Revenue Service (“IRS”) requirements as further defined in the “Prize Claims” section of these Official Rules. Employees and their immediate family members (parents, children, siblings or spouse, regardless of where they live, or persons living in same household, whether related or not) of ACI Worldwide Corp (the “Sponsor”), and each of their respective parent companies, divisions, affiliates, contractors, subsidiaries, distributors, sales representatives, retailers, advertising and promotion agencies, employees of any participating financial institution, and any others engaged in the development, production, execution or distribution, of this Promotion, including, but not limited to, National Sweepstakes Company, LLC (the “Independent Administrator”) all herein (a “Promotion Entity”) are not eligible to participate or win a prize. Promotion is subject to all federal, state and local laws and regulations and is void in Puerto Rico, U.S. territories and possessions located outside of the United States, and where restricted or prohibited by law.

HOW TO ENTER: There are two (2) ways to enter the Promotion as outlined below. Regardless of the method used to enter the Promotion, either via Online Entry or AMOE (defined below), or via a combination of these two (2) entry methods the maximum number of entries allowed during the Promotion Period is sixty-one (61) per Entrant.

Online Entry: The maximum number of entries allowed during the Promotion Period via the Online Entry is sixty-one (61) per Entrant. If all sixty-one (61) entries are earned via Online Entry, no additional entries will be earned via AMOE (defined below).

Online Bill Pay: To qualify and earn one (1) entry into the Promotion, Entrants of participating financial institutions must make a minimum of three (3) qualifying online bill payments during the Promotion Period using Sponsor’s Online Bill Payment Service. A qualifying online bill payment must be at least $10 or more in value and must be sent to a payee in which there has not been more than one prior payment made during the month of the Promotion Period. A calendar month is defined as starting on the first day of the month and ending on the last day of the month. Entrants of participating financial institutions will also earn one (1) entry into the Promotion for every additional online bill payment made during the Promotion Period in excess of the minimum requirement of three (3) online bill payments. A maximum of sixty-one (61) entries may be obtained per Entrant via Online Entry.

View the list of participating financial institutions

Genisys Credit Union

Sandia Area Federal Credit Union

American Broadcast Employees Federal Credit Union

HEW Federal Credit Union

Florence Savings Bank

Polish National Credit Union

Jewett City Savings Bank

American Eagle Federal Credit Union

Chemical Bank

First American Bank

Heritage Trust Federal Credit Union

Kinecta Federal Credit Union

MB Financial Bank

Northwest Federal Credit Union

Partners Federal Credit Union

Provident Credit Union

Scient Federal Credit Union

Virginia Credit Union

American River Bank

Commercial Bank

DeMotte State Bank

Easton Bank & Trust

FirstBank

German American State Bank

Heartland Bank

Merchants Bank

Northstar Bank

Old Point National Bank

Pathfinder Bank

Patriot Federal Credit Union

PeoplesBank

Savings Bank of Walpole

State Bank of Freeport

The First National Bank & Trust Co. of Newtown

Tompkins Financial Corp

TruPoint Bank

York Traditions Bank

1st United Services Credit Union

Agriculture Federal Credit Union

AMOCO Federal Credit Union

APL Federal Credit Union

HAR-CO Credit Union

Hiway Federal Credit Union

Palmetto Citizens Federal Credit Union

Pen Air Federal Credit Union

PremierOne Credit Union

Resource One Credit Union

Velocity Community Credit Union

PLEASE NOTE: An entry is dependent upon the date in which a bill payment has been processed by the end-user’s financial institution. In order to receive an entry into the Promotion, bill payments must be processed between 12:00 am ET and 11:59 pm ET for of the Promotion Period. An end-user making a bill payment that will be processed after 11:59 pm ET on the last day in the Promotion Period will not be considered an entry into the Entry Period. Please refer to your financial institution’s processing schedule for processing dates.

Alternate Method of Entry (“AMOE”): NOTE: A CORRESPONDING FINANCIAL INSTITUTION NAME AND ADDRESS IS REQUIRED FOR AMOE ENTRY:

EXISTING BANKING CUSTOMER: If you are already a customer of a participating financial institution but wish to enter the Promotion without making a bill payment, on a 3″x 5″ card, legibly hand print or type your first name, last name, age, complete address, city, state, zip code, home telephone number (including area code) and email address (if any) along with your participating financial institution’s address and mail the envelope to: “Pay My Bills Sweepstakes”, PO Box 10248, Rochester, NY 14610. The 3″ x 5″ card MUST INCLUDE YOUR PARTICIPATING FINANCIAL INSTITUTION’S ADDRESS IN ORDER TO BE ELIGIBLE.

NON BANKING CUSTOMER: If you are not a customer of a participating financial institution and wish to enter the Promotion without making a bill payment or becoming a banking customer, visit https://touchpoint-marketing.net/wp-content/themes/touchpoint/sweeps-terms.php and obtain the address of the participating financial institution that is closest to your place of residence. Then on a 3″ x 5″ card, legibly hand print or type your first name, last name, age, complete address, city, state, zip code, home telephone number (including area code) and email address (if any) along with the participating financial institution’s address and mail the envelope to: “Pay My Bills Sweepstakes”, PO Box 10248, Rochester, NY 14610. The 3″ x 5″ card MUST INCLUDE THE PARTICIPATING FINANCIAL INSTITUTION’S ADDRESS IN ORDER TO BE ELIGIBLE.

YOU MUST INCLUDE THE CORRESPONDING FINANCIAL INSTITUTION NAME AND ADDRESS ON THE 3″ x 5″ IN ORDER TO RECEIVE AN ENTRY INTO THE PROMOTION. All envelopes must be postmarked by July 31, 2014 and received by August 7, 2014 to be considered eligible in the Promotion. Limit of one (1) entry per envelope. Maximum number of entries allowed during the Promotion Period via AMOE is sixty-one (61) per Entrant. No mechanically or programmatically reproduced entries are permitted. Sponsor will not verify receipt of entries for Entrants. All entries submitted become the sole property of Sponsor and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, damaged or postage due AMOE entries.

Any attempt by an Entrant to obtain more than the stated number of entries by using multiple/different identities, email addresses, and/or any other methods will void that Entrant’s entry and that Entrant may be disqualified from the Promotion. In the event of dispute or uncertainty regarding the identity of an Entrant entering online, the Entrant will be deemed to be the holder of the applicable financial institution account accessed in each applicable Online Bill Pay session. In the event there is more than one holder of such account then the first person named on the account shall be deemed to be the Entrant. If neither is applicable or reasonably ascertainable, the entry may be voided altogether by the Independent Administrator in its sole discretion.

DRAWINGS: There will be one (1) overall random drawing and forty-eight (48) Financial Institution drawings held at the end of the Promotion, which shall be conducted by the Independent Administrator, whose decisions are based upon their sole discretion and interpretation of these Official Rules, and are final and binding in all respects. The random drawings will be held as follows:

Overall Drawing: On or about August 11, 2014, five grand prize winners (each a “Grand Prize Winner”) will be randomly selected from among all eligible entries received during the Promotion Period. Odds of winning a Grand Prize (defined in the “PRIZES” section below) are dependent upon the total number of eligible entries received during the Promotion Period.

Financial Institution Drawings: On or about August 15, 2014, one (1) prize winner (the “Prize Winner”) will be randomly selected from each participating financial institution from amongst all eligible entries received for that respective financial institution. A total of forty-eight (48) financial institution drawings will be held at the end of the Promotion. Odds of winning a Financial Institution Prize (defined in the “PRIZES” section below) are dependent upon the total number of eligible entries received for each participating financial institution during the Promotion Period.

PRIZES:

Overall Drawing Prizes:

Grand Prize: Five (5) grand prize of $1,000 cash to be awarded in the form of a check (each a “Grand Prize”). The total approximate retail value (the “ARV”) of the Grand Prizes is $5,000.

Financial Institution Prizes:

Financial Institution Prizes: One (1) financial institution prize of a $100 gift card (the “Financial Institution Prize”) will be awarded for each of forty-eight (48) participating financial institutions. A total of forty-eight (48) Financial Institution Prizes will be awarded in the Promotion. The total ARV of all Financial Institution Prizes to be awarded in the Promotion is $100.

For purposes of these Official Rules, the Grand Prize Winners and the Financial Institution Prize Winners will be collectively referred to as “Prize Winner(s)” and the Grand Prizes and Financial Institution Prizes will be collectively referred to as “Prize(s)”. The total ARV of all Grand Prizes to be awarded in the Promotion is $5,000. Limit of one (1) Prize per person/household. No more than the number of Prizes set forth in these Official Rules will be awarded. All Prizes will be awarded. Each Prize Winner is required to comply with any and all applicable federal, state and local laws, rules and regulations. Any taxes imposed on the income of a Prize Winner as a result of winning a Prize and all other expenses not specifically mentioned herein as part of the Prize are solely the responsibility of the Prize Winner. No transfer or substitution of a Prize is allowed except at the sole discretion of the Sponsor. There is no cash alternative offered, except at the sole discretion of the Sponsor.

PRIZE CLAIMS: Potential Prize Winners winning a Prize that is less than $600 will be shipped their Prize within 4 to 6 weeks from the drawing date. In the event the Prize is returned or undeliverable for any reason, the Prize Winner will be disqualified and an alternate Prize Winner will be selected.

Except where prohibited, potential Prize Winners winning a prize in excess of $600 in value will be notified by email on or about August 12, 2014 and must sign and return, within the time frame indicated in the notification email, an Affidavit of Eligibility/Liability/Publicity Release, and an IRS W-9 Form (the “Paperwork”) in order to claim the Prize. If the potential Prize Winner fails to return the Paperwork within the date and time indicated in the email notification, or is found to be ineligible, or if he/she does not comply with the Official Rules, such potential Prize Winner and his/her entry will be disqualified and another potential Prize Winner will be selected from the remaining eligible entries received. If the email notification is returned as undeliverable, this will result in disqualification and an alternate Prize Winner will be selected.

The value associated with the Grand Prize is taxable as income and the Grand Prize Winner is solely responsible for any taxes, including, but not limited to all applicable federal, state and local taxes that become due with respect to the value of the Grand Prize. The Independent Administrator must report the value of the Grand Prize to the Internal Revenue Service in the year the Grand Prize is received by the Grand Prize Winner and will be reported to the Grand Prize Winner and the Internal Revenue Service in the form of a Form 1099.

Potential Prize Winners consent to the use of his/her name, likeness, biographical information, and voice in advertising worldwide without additional compensation (TN residents will not be required to sign a Publicity Release as a condition of winning a Prize).

GENERAL RULES OF PARTICIPATION: By participating in this Promotion, Entrants agree to be bound by these Official Rules and the decisions of the Sponsor and/or Independent Administrator, which are final in all respects and not subject to appeal. Sponsor reserves the right to disqualify permanently from this Promotion any Entrant it believes has violated these Official Rules and verify eligibility of Entrants. Neither Sponsor nor anyone acting on its behalf will enter into any communications with any Entrant regarding this Promotion, except as expressly set forth in these Official Rules. By participating in this Promotion, Entrants, and Prize Winners release the Sponsor and each and all of the Promotion Entities, from any and all liability, damages or causes of action (however named or described) with respect to or arising out of participation in the Promotion, and/or the receipt or use/misuse of the Prizes awarded, including, without limitation, liability for personal injury, death or property damage. Failure to comply with these Official Rules may result in disqualification from the Promotion. All Promotion materials are subject to verification and are void if (a) not obtained in accordance with these Official Rules and through legitimate channels, (b) any part is counterfeited, altered, defective, damaged, illegible, reproduced, tampered with, mutilated or irregular in any way, (c) are obtained where prohibited, or (d) they contain printing, typographical, mechanical, or other errors. Entrants assume all risk of loss, damage, destruction, delay or misdirection of Promotion materials submitted to Sponsor. In the event any portion of this Promotion is compromised by activities beyond the control of the Sponsor which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play of the Promotion or this Promotion, Sponsor reserves the right at its sole discretion to modify, suspend or terminate the Promotion. By acceptance of the Prize, Prize Winner agrees and grants Sponsor, its affiliates and its designees, the right but not the obligation, to use Prize Winner’s name, voice and likeness, along with his or her address (city and state) and any statements made by or attributed to such Prize Winner in any and all media, now known or hereafter devised, without notice, review or approval, in perpetuity and throughout the universe for advertising, commercial and promotional purposes in connection with the Promotion and other promotions without further compensation (except where prohibited by law). Sponsor may prohibit an Entrant from participating in the Promotion or winning a Prize if, in its sole discretion, it determines that said Entrant is attempting to undermine the legitimate operation of the Promotion by cheating, deception, or other unfair playing practices (including the use of automated quick entry programs) or intending to annoy, abuse, threaten or harass any other Entrants, Sponsor, or Promotion Entities. If for any reason this Promotion is not able to be conducted as planned, including, but not limited to, by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud or any other causes beyond the reasonable control of Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Promotion, then Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Promotion and randomly draw from those entries received up to the cancellation/suspension date to award the Prizes. CAUTION: ANY ATTEMPT BY A PERSON TO UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY’S FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.

NO LIABILITY: By participating, Entrants agree to release, discharge, indemnify and hold harmless the Sponsor, Independent Administrator and other Promotion Entities and each of their respective officers, directors, employees, representatives and agents from and against any claims made by Prize Winners, Entrants, or any other third parties, related in any way to the operation of this Promotion as well as any other claims, damages or liability due to any injuries, damages or losses to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in any promotion-related activity or participation in this Promotion.

LIMITATIONS OF LIABILITY: The Released Parties do not have any responsibility or liability whatsoever for: (i) unauthorized human intervention in any part of the entry process or the Promotion; (ii) electronic or human error which may occur in the administration of the Promotion or the processing of entries; (iii) any property loss, damage, personal injury, or death, in connection with the Prizes provided pursuant to this Promotion and/or any person’s participating in the Promotion; (iv) any printing or typographical errors in any Promotion-related materials; (v) stolen, lost, late, misdirected, corrupted, incomplete, or indecipherable entries; or (vi) technical failures of any kind, including but not limited to the malfunctioning of any computer, mobile device, cable, network, hardware or software.

WINNERS LIST/RULES REQUEST: For a list of the winners or a copy of these Official Rules, please send a self-addressed, stamped, business size (#10) envelope to: “Pay My Bills Sweepstakes” (Please specify Winner’s List or Rules Request), PO Box 10505, Rochester, NY 14610. Official Rules will be posted at each participating Financial Institution and https://touchpoint-marketing.net/wp-content/themes/touchpoint/sweeps-terms.php.

SPONSOR: ACI Worldwide Corp, 3500 Kraft Road, Suite 300, Naples, FL 34105. This Promotion shall not be published without the written permission of the Sponsor.