$3.00 monthly maintenance fee. This fee is waived if you maintain a daily balance of $150 or more, or are a minor under age 18, or are age 55 or older.

Free use of First Federal’s ATMs

Free online banking and Bank by Phone. Federal regulation restricts the account holder’s ability to make no more than six pre-authorized, automatic, online, or telephonic transfers per month from a savings or money market account. The regulation does not limit the number of withdrawals made in person over-the-counter, through the mail, or through an ATM terminal. Deposit or other activity is not restricted.

Detailed quarterly statements

Interest is compounded and credited quarterly

Money Market Account

An investment-type account with market-based interest rates.

$2,500 minimum opening deposit

Free online banking and Bank by Phone. Federal regulation restricts the account holder’s ability to make no more than six pre-authorized, automatic, online, or telephonic transfers per month from a savings or money market account. The regulation does not limit the number of withdrawals made in person over-the-counter, through the mail, or through an ATM terminal. Deposit or other activity is not restricted.

The $7.00 monthly maintenance fee is waived if you maintain a balance of $2,500 every day.

Interest is compounded monthly and paid in the following tiers:

$0.01 - $2,499.99

$2,500.00 - $9,999.99

$10,000.00 - $24,999.99

$25,000.00 - $49,999.99

$50,000.00 +

Christmas Club

Save for the holidays.

No minimum balance

Interest will not be compounded but will be credited to the account annually when the balance is pulled in the Christmas Club check.