About Prewett Insurance Group - Opelika Insurance Agency

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I’ve gotten to know many local families as an Allstate agent in Opelika. I enjoy being a part of the community, and building local relationships is one of the best parts of my job. I know what life is like here in Opelika – that you choose your car and your home to fit your lifestyle and your budget. I also know how important it is to do the same when it comes to insurance. I look forward to getting to know you and helping you to find the solutions that meet your needs.

Part of what I like best about my job is that I can offer customers options for a wide variety of coverage and services. You can depend on me to help you look at the big picture.

I’m committed to helping Opelika residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call me today.

Awards

Inner Circle Elite-5 years

Honor Ring-7 years

Circle of Champions-1 years

Community Involvement

Board Member

Storybook Farms

Opelika Chamber of Commerce

Auburn Chamber of Commerce

Boys & Girls Clubs of Lee County

Supporter of Community & Cause Program

Past Board Member

Lee County Young Leaders

Meet the Team

Rusty Prewett

Agency Owner

Angel Scott

Customer Service Representative

Wayne Hamby

Licensed Sales Producer

Ashley Barrett

Licensed Sales Producer

Collier Farnell

Licensed Sales Producer

Jared Davis

Licensed Sales Producer

Lee Watkins

Office Manager/Customer Service Representative

Request An Appointment with Prewett Insurance Group

Want to request an appointment for a call or visit? Use the calendar to pick the date you'd like to visit and then choose a time. While we can't guarantee agency availability, your request will route to the agency inbox and we'll do our best to accommodate your schedule.

Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

What's Covered by Homeowners Insurance?

There's no stock answer to what homeowners insurance covers, as policies vary from customer to customer and from state to state. But there are some standard coverages included in most homeowners policies, such as protection for your dwelling and personal property for certain natural disasters and personal liabilities. It's important to know exactly what is and isn't covered by your policy and to understand your coverage limits. Want to talk through your current policy or get coverage tailored to life in AL? We're happy to help.

Comparing Renters Insurance Quotes

When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.

What Is A Beneficiary?

We know that choosing to buy life insurance can be an emotional decision. No one wants to think about leaving their loved ones behind. And selecting beneficiaries, who will receive the benefits from the policy, can be a very hard choice - especially if you have multiple people or groups you'd like to provide for. Your life insurance beneficiary may be your spouse, your children of even your alma mater. Start here for some helpful information on selecting or changing your beneficiary.

Small Business Insurance Needs

You know the ins and outs of your small business and what it takes to keep things running. But do you know how to help protect the business you've worked so hard to build? From merchandise to machinery to a home-based operation, there are a lot of coverage options available to choose from. This quick rundown of things you'll want to consider when insuring your small business is a great place to start. We know the effort a small business takes, and we're here to help you protect your life's work.

Is a Wedding Covered by Event Insurance?

Insurance That Protects Your Bike

Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.

Motorhome Insurance Basics

Condo Insurance

You found the perfect condominium, called about the utilities and have movers lined up. But before you move in, do you have the right coverage for your new home? Condos are unique in the way they are insured - both you and the condo association need policies. From common areas to personal property, it's important that you understand what your policy covers and what your condo association's insurance may help protect. Take a look at this overview of condominium insurance, and then let's make sure you have the coverage you need.

What's Umbrella Insurance?

You have insurance to help protect your home and car, but what happens in situations where your standard insurance coverage is not enough? That's when a personal umbrella insurance policy (PUP) could help. If you're found legally responsible for damages resulting from an accident or if you're sued, a PUP may help prevent you from paying out of pocket for costs that exceed the limits of your homeowners or auto insurance. A PUP from Allstate may help cover attorney costs and lost wages, even if you're out of the country. If you're interested in increasing your protection, we'd be happy to talk to you about umbrella coverage today.

Insurance Products & Services

Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.

With a policy from Allstate, you can help keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to Opelika.

You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. At our Allstate agency, we can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.

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Here to Help You

United Way of Lee County

Allstate agent Rusty Prewett has received a $1,000 Allstate Agency Hands in the Community grant for his commitment to serving others in the Auburn-Opelika area. The Allstate Foundation awarded the grant to United Way of Lee County, a human service organization which advances the common good of Lee County. Thanks to Rusty and the Allstate Foundation for making Lee County a little stronger

We Support the BigHouse Ministry

Because of the Prewett Insurance Agency's efforts, the BigHouse Ministry received a $1000.00 Allstate Good Hands in the Community grant. The Allstate Foundation awarded the grant to the BigHouse Ministry, a faith-based service organization which improves the quality of life of children in foster care.

Boys and Girls Clubs of Lee County

llstate agent Rusty Prewett has received a $1,000 Allstate Agency Hands in the Community grant for his commitment to serving the Boys and Girls Clubs of Greater Lee County. Because of Rusty’s efforts, The Allstate Foundation awarded the grant to the Boys and Girls Clubs of Greater Lee County, a human service organization which advances the common good of Lee County.

Protect What Matters Most

Whether it's your home, your family, your bike or your boat, see how Allstate can help protect the things that matter most to you in life.

What's Covered by Homeowners Insurance?

There's no stock answer to what homeowners insurance covers, as policies vary from customer to customer and from state to state. But there are some standard coverages included in most homeowners policies, such as protection for your dwelling and personal property for certain natural disasters and personal liabilities. It's important to know exactly what is and isn't covered by your policy and to understand your coverage limits. Want to talk through your current policy or get coverage tailored to life in AL? We're happy to help.

Comparing Renters Insurance Quotes

When comparing renters insurance quotes from different insurers, it's important to take more than price into consideration. Understanding what the policy covers and making sure it fits your needs may help give you the peace of mind that comes from knowing you have certain protections in place while you're living in a rented home or apartment.

What Is A Beneficiary?

We know that choosing to buy life insurance can be an emotional decision. No one wants to think about leaving their loved ones behind. And selecting beneficiaries, who will receive the benefits from the policy, can be a very hard choice - especially if you have multiple people or groups you'd like to provide for. Your life insurance beneficiary may be your spouse, your children of even your alma mater. Start here for some helpful information on selecting or changing your beneficiary.

Small Business Insurance Needs

You know the ins and outs of your small business and what it takes to keep things running. But do you know how to help protect the business you've worked so hard to build? From merchandise to machinery to a home-based operation, there are a lot of coverage options available to choose from. This quick rundown of things you'll want to consider when insuring your small business is a great place to start. We know the effort a small business takes, and we're here to help you protect your life's work.

Is a Wedding Covered by Event Insurance?

Insurance That Protects Your Bike

Your motorcycle is more than just a way to get around. You've invested your time in it, you've made sure it's in perfect working order and you took classes and bought the right gear so you could enjoy it safely. It only make sense that you put the same effort into safeguarding your bike, and you, with insurance. Whether it's collision coverage or a custom paint job, it's important to make sure you have the protection that fits your bike. Here's a breakdown of coverages to help you decide what is right for you.

Motorhome Insurance Basics

Condo Insurance

You found the perfect condominium, called about the utilities and have movers lined up. But before you move in, do you have the right coverage for your new home? Condos are unique in the way they are insured - both you and the condo association need policies. From common areas to personal property, it's important that you understand what your policy covers and what your condo association's insurance may help protect. Take a look at this overview of condominium insurance, and then let's make sure you have the coverage you need.

What's Umbrella Insurance?

You have insurance to help protect your home and car, but what happens in situations where your standard insurance coverage is not enough? That's when a personal umbrella insurance policy (PUP) could help. If you're found legally responsible for damages resulting from an accident or if you're sued, a PUP may help prevent you from paying out of pocket for costs that exceed the limits of your homeowners or auto insurance. A PUP from Allstate may help cover attorney costs and lost wages, even if you're out of the country. If you're interested in increasing your protection, we'd be happy to talk to you about umbrella coverage today.

Prewett Insurance Group is insurance licensed in the state(s) of Alabama and Georgia. If you do not reside in the state(s) of Alabama or Georgia, please go to the Find an Agent section on allstate.com to search for another Allstate Agent or Personal Financial Representative.

Subject to terms, conditions & availability.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). Life insurance issued by Allstate Life Insurance Company: Northbrook, IL; and American Heritage Life Insurance Company: Jacksonville, FL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727.