With assets just over the $50B Dodd-Frank threshold, smaller U.S. banks like Comerica (CMA, $55B...

With assets just over the $50B Dodd-Frank threshold, smaller U.S. banks like Comerica (CMA, $55B in assets), Zions Bancorp (ZION, $51B) and Huntington (HBAN, $53B) are trying to convince lawmakers that they're not systemically important, and shouldn't have to meet tougher capital standards. (see also)

Can't lawmakers set up a formula (an actual equation) for the capital ratio based on size rather than a step change in capital standards at a certain asset size. I hope the asset size is indexed in someway to inflation, % of GDP, etc or this will be just like the dreaded AMT where everyone gets caught eventually.

No, no, no, NO!!!!!!Unfortunately I can NOT agree with this. I KNOW it is hurting smaller banks. BUT, if we allow exemptions, exceptions or extrodinary variations those that the laws were designed to keep in check WILL find ways to participate. What will the overall gain be then?