UPI 2.0 and Pay Through EMI Option..

Can UPI 2.0 – With “Pay through EMI” option increase the “Loyalty of a Customer” with an Outlet ? Be it with restaurants, Stores etc . If I am a regular customer to a restaurant, they are more likely to offer me pay by EMI option through UPI than any walk in? Can companies like Zomato analyse such data and predict the Credit Worthiness of a Customer to a Restaurant owner ? And a FinTech company integrate this payment option in their PoS ? Lets wait for the UPI 2.0 but companies need to be prepared to capture the momentum. #increasingthespendingpowerofCustomers#shorttermcredit