Elder Law in Hartford, CT

Elder Law in Hartford, CT

Elder Law planning protects you and your family.

Elder Law involves planning for health care, long-term care, asset protection and other issues facing elderly and disabled individuals and their families. With the average cost of nursing home care now over $12,000.00 per month, it is necessary to work with a qualified elder law attorney to properly plan and protect your assets. Because there is a 50-50 chance that the average adult will spend at least one year in a long-term care facility, this type of planning is extremely important to protect your assets.

Confused about Medicaid? You are not alone! The complexity surrounding this constantly changing area of the law can sometimes feel overwhelming. It doesn't need to be. Call our office and schedule an appointment today.

Whether you're facing these issues yourself or you have a family member who is, we encourage you to call us. The timing of the decisions families need to make has a dramatic impact on whether or not someone can qualify for the various federal and state programs you may need to protect yourself or your family.

Elder Law FAQ’s

Does Medicare provide coverage for long term care?

Medicare does not provide coverage for long-term care, such as nursing home care. Medicare will pay for up to 100 days of skilled nursing care per illness. A patient must be hospitalized for the illness, and the patient must receive skilled nursing care that couldn’t be provided at home or on an outpatient basis. After 20 days of nursing home care, there is a copayment required of the patient for the remainder of the stay.

What are the current costs of nursing care today?

In 2017, the average monthly cost of nursing home care for Medicaid purposes, in Connecticut, is $12,388.00 per month or $148,656.00 per year.

Do I need Medicaid planning?

Most people pay for nursing home care out of their savings, until they run out of money. Careful planning can help protect your estate, whether for your spouse or for your children. The biggest mistake people make is waiting too long. Unless you plan ahead, your options to preserve your estate are limited.

How do I prepare the Medicaid Application?

The Medicaid application is lengthy and complicated. We will assist you in preparing this complicated application and make certain you receive all the benefits you are entitled to. We will also work hard to preserve your assets through careful planning, exemptions, transfer rules and proper “spend down” techniques.

What should I do if the Nursing Home asks me to sign as a Responsible Party?

Nursing homes are not allowed to require you to sign as a responsible party as condition for admission into their facility. However, we are aware of many cases where they put pressure on family members to sign as “responsible party”. We strongly recommend that only the patient being admitted, or his/her agent on behalf of the patient, sign the admission papers.

Are gifts to a loved one prohibited?

The Department of Social Services reviews all money transfers within five years of applying for Medicaid, to determine if the transfer was for no consideration. This is called the look-back period. There are exceptions we will counsel you on, however, for every $12,388.00 gift the applicant is ineligible for Medicaid for one month (the penalty period). Therefore, a gift of $50,000.00 to a child or grandchild will mean Medicaid coverage will be delayed for 4.04 months.

Frank Cathcart

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Linda and Attorney Cathcart made my home buying experience simple, easy and worry-free. They answered all of my questions quickly and completely. I highly recommend the firm for any needs that you may have.- A. Daniels

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I have been using Steinberg & Cathcart for all my legal needs since the mid 80's. Jeff & Frank complement each other by each having their own area of expertise. Their administrative staff, headed by Linda Smith insures that the matter will be handled expeditiously. When I have a legal matter that needs attention, my first choice is always Jeff or Frank at S&C.- P. Cyr

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I am a Realtor and use Steinbert & Cathcart to represent my buyers and sellers.. Attorneys Steinberg and Cathcart are ALWAYS available when my clients or I have questions, problems or concerns. They are quick to answer their phones and lend their expertise and assistance no matter how big or small the issue is. I was representing a buyer and Atty Steinberg did a title search which showed that the seller of the house had no rights to the driveway, therefore, the buyers mortgage company refused to give my buyers a mortgage for the house of their dreams. Atty Steinberg spent HOURS at the town hall digging thru deeds and maps. He called the town officials to see if there was anything that can be done as far as variances go. He even drove to the home to check out the positioning of the driveway so he can get a better understanding of exactly where the driveway was on the property. Attorney Steinberg and Cathcart go over and beyond to GET IT DONE. Now to the most important part of their practice... Linda, their para legal is AMAZING. I consider myself as being on top of everything. She is the only person i know that keeps me on my toes. She s way ahead of me and reminds me of important dates weeks before they are due. With Linda handling the administrative items and Atty Steinberg & Cathcart handling any issues that come up, MY BUYERS AND SELLERS ARE IN GOOD HANDS. I highly highly recommend them.- C. King

Steinberg and Cathcart, LLC

In over 35 years of practicing law, Attorneys Steinberg and Cathcart have developed one of the most successful and extensive real estate practices in Connecticut. Additionally, we have helped hundreds of clients with Estate Planning, Wills and Trusts, Probate, Small Business issues, Elder Law, and Personal Injury matters.