Paramedics took Lunger to a private hospital where, he claims, he was forced to pay the $17,800 bill up front before he could get treatment.

The men, and two other friends, split the tab on their credit cards.

Doctors managed to reattach Lunger’s index finger, but he lost his middle finger and most of his ring finger.

“I don’t blame the crocodile,” Lunger said.

But he does blame the golf course.

Lunger says there were no warnings of raging reptiles. He says he stepped near yellow caution tape but thought nothing of it.

“That means ‘Grounds under repair’ in America,” said Lunger, a veteran golfer with a 15 handicap.

And crocs had gored golfers before on the course, staffers told Lunger, according to a Brooklyn federal court lawsuit he filed last month against Iberostar in the July 1 incident.

The $2.25 million suit alleges that the firm — which charged Lunger $79 for the round — introduced crocodiles to the golf course “as a marketing tourist attraction and hence profit- enhancing lure.”

Adding insult to the devastating injuries he faced, Lunger said Iberostar reps began pressuring him to sign papers absolving the resort of responsibility — and when that failed, it allegedly spread rumors that Lunger prompted the attack by teasing the croc with chicken.

“We came with nothing,” Martin fumed. “We rented the clubs there. We [bought] the balls there. Where would we be getting chicken?”