Consumer Services: "Debt affects all areas of your life"

As huge numbers of people are left in debt and councils are millions of pounds out of pocket, an investigation by ITV Tyne Tees and Border has revealed local authorities are chasing-up council tax arrears of £116m.

Debt charities say, despite a council tax freeze in many areas, people don't have the money to pay up. Matt Hartley is from the Consumer Credit Counselling service.