Centralia, WA Cost of Living

Centralia cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.

Displayed above is a general overview of the Centralia, WA cost of living index. The overall cost of living index in Centralia, WA is 99, which is 14% lower than the Washington average and 1% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Centralia, WA are 9% lower than the Washington average and 3% lower than the national average.

Did you know?

The cost of living in Centralia is 14% lower than the Washington average.

The cost of living in Centralia is 1% lower than the national average.

The cost of housing in Centralia is 18% lower than the national average.

Compare Centralia, WA Cost of living To Other Cities

Salary Calculator

I currently make 50,000This is how much you would need to earn in Price difference in compared to

Cost of living index

Goods & Services index

Groceries index

Health care index

Housing index

Transportation index

Utilities index

Use the salary calculator to compare your current salary in Centralia, WA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Centralia, WA, then you would need to earn more income in order to maintain the same standard of living. To use the Centralia, WA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income

Per Year

Per Month

Max Budget (28% DTI)

Max Budget (36% DTI)

Owners

$49,214

$4,101

$1,148

$1,477

Renters

$27,824

$2,319

$649

$835

How much of your monthly income goes to housing can tell you whether or not you can afford housing in Centralia, WA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Centralia, WA homeowners have a median income of $49,214. Using that number, you will come up with a maximum of $1,148 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $27,824, which means there is a maximum of $649 to be spent on the costs of renting a home or apartment.

Washington Sales Tax

State

General Sales Tax

With Max Surtax

Washington

6.5%

10.4%

Washington Income Tax

State

Income Tax (Low)

Income Tax (High)

Washington

0%

0%

When assessing the complete cost of living in Centralia, WA, the Washington income tax and the Washington sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Washington maximum surtax is 10.4%, and the Washington sales tax is 6.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in Washington.

Goods & Services

Item

Centralia

National avg.

Difference

Haircut

$18.94

$16.03

18.1%

Beauty Salon

$36.32

$37.37

2.8%

Toothpaste

$2.80

$2.44

14.9%

Shampoo

$1.30

$1.00

30.2%

Movie

$10.46

$10.25

2.0%

Bowling

$3.86

$4.94

21.8%

Groceries

Item

Centralia

National avg.

Difference

Ground Beef

$3.81

$3.79

0.6%

Fried Chicken

$1.42

$1.39

1.8%

Milk

$2.37

$2.00

18.3%

Potatoes

$2.11

$3.00

29.7%

Pizza

$10.66

$9.83

8.4%

Beer

$9.79

$8.88

10.3%

Health Care

Item

Centralia

National avg.

Difference

Optometrist

$127.50

$101.83

25.2%

Doctor

$124.02

$108.31

14.5%

Dentist

$121.56

$92.21

31.8%

Ibuprofen

$10.10

$9.28

8.8%

Lipitor

$427.42

$424.43

0.7%

Housing

Item

Centralia

National avg.

Difference

Home Price

$148,900.00

$184,700.00

19.4%

Avg. Mortgage Payment

$1,171.12

$1,201.80

2.6%

Apartment Rent

$819.00

$949.00

13.7%

Transportation

Item

Centralia

National avg.

Difference

Gasoline

$2.81

$2.24

25.3%

Tire Balancing

$65.27

$46.16

41.4%

Utilities

Item

Centralia

National avg.

Difference

All Electricity

$138.42

$165.42

16.3%

Phone

$38.98

$28.71

35.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.