Harrisburg, PA Cost of Living

Harrisburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.

Here we can see a simple outline of the cost of living in Harrisburg, PA. As you can see, with the average cost of living in Harrisburg, PA being 90, that puts it 12% lower than the average of Pennsylvania and 10% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Harrisburg, PA, the price of goods and services are 1% lower than the average of Pennsylvania as well as 3% higher than the nation's average.

Did you know?

The cost of living in Harrisburg is 12% lower than the Pennsylvania average.

The cost of living in Harrisburg is 10% lower than the national average.

The cost of housing in Harrisburg is 41% lower than the national average.

Pennsylvania general sales tax is 18% higher than the national average.

Pennsylvania state income tax is 38% higher than the national average.

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Compare Harrisburg, PA Cost of living To Other Cities

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Cost of living index

Goods & Services index

Groceries index

Health care index

Housing index

Transportation index

Utilities index

Use the salary calculator to compare your current income in Harrisburg, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Harrisburg, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Harrisburg, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income

Per Year

Per Month

Max Budget (28% DTI)

Max Budget (36% DTI)

Owners

$49,093

$4,091

$1,145

$1,473

Renters

$23,901

$1,992

$558

$717

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Harrisburg, PA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Harrisburg, PA homeowners, is $49,093. This would allow for a maximum of $1,145 per month to be spent on housing costs. For renters, the median monthly income is $23,901 which would result in a maximum of $558 to be spent on rental costs.

Pennsylvania Sales Tax

State

General Sales Tax

With Max Surtax

Pennsylvania

6%

8%

Pennsylvania Income Tax

State

Income Tax (Low)

Income Tax (High)

Pennsylvania

3.07%

3.07%

When assessing the complete cost of living in Harrisburg, PA, the Pennsylvania income tax and the Pennsylvania sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Pennsylvania maximum surtax is 8%, and the Pennsylvania sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3.07% to 3.07% in Pennsylvania.

Goods & Services

Item

Harrisburg

National avg.

Difference

Haircut

$12.80

$14.59

12.3%

Beauty Salon

$31.83

$34.68

8.2%

Toothpaste

$2.33

$2.47

5.8%

Shampoo

$0.98

$1.02

4.1%

Movie

$9.00

$9.87

8.8%

Bowling

$4.33

$4.39

1.4%

Groceries

Item

Harrisburg

National avg.

Difference

Ground Beef

$4.93

$4.48

10.1%

Fried Chicken

$1.60

$1.46

9.3%

Milk

$2.10

$2.36

10.9%

Potatoes

$3.08

$3.06

0.6%

Pizza

$6.99

$9.24

24.4%

Beer

$10.94

$8.63

26.7%

Health Care

Item

Harrisburg

National avg.

Difference

Optometrist

$82.60

$99.78

17.2%

Doctor

$90.75

$105.03

13.6%

Dentist

$85.00

$88.70

4.2%

Ibuprofen

$8.47

$9.41

10.0%

Lipitor

$314.48

$298.50

5.4%

Housing

Item

Harrisburg

National avg.

Difference

Home Price

$84,100.00

$175,700.00

52.1%

Avg. Mortgage Payment

$1,025.12

$1,081.03

5.2%

Apartment Rent

$769.00

$920.00

16.4%

Transportation

Item

Harrisburg

National avg.

Difference

Gasoline

$2.20

$2.09

5.2%

Tire Balancing

$40.80

$45.29

9.9%

Utilities

Item

Harrisburg

National avg.

Difference

All Electricity

$183.86

$170.80

7.6%

Phone

$34.18

$28.26

21.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.