Bank of America's chief executive Ken Lewis laid out his plans for raising new capital to meet regulatory requirements after the government said the nation's largest bank is facing a $33.9 billion shortfall.

When faced with dwindling savings and mounting debt, elderly homeowners often consider a reverse mortgage for a cash infusion or to wipe out a monthly home mortgage payment. These days, some seniors also are using them to help stave off home foreclosure. But a reverse mortgage may not be right for everyone. They can be costly and complicated in multiple ways.

The night Frank Melton lost his re-election bid was a microcosm of his four-year term as mayor of Jackson, Miss., filled with chaos and drama from the city's best-known and arguably most-interesting personality.