We can also help you find a lending company if you have difficulty documenting your income. Many people need a stated mortgage.

No Credit Check Loans

One of the most common questions we get is whether or not we offer no credit check loans. When buying a home or refinancing a mortgage, the lender will need to look at your credit report. Yes we have loan programs that do not have a minimum credit score, but we do not offer "no credit check loans". We provide solutions with second chance loans, "bad credit mortgages" and no income documentation loans that are designed to ease the burden of paperwork for self-employed borrowers. You don't have to worry or be embarrassed about your credit, because our underwriters have pretty much seen it all. Besides, millions of consumers have seen their credit tarnished since the housing meltdown in 2006, so you are not alone. Take a minute and get a free quote from a lender that specializes in bad credit home financing solutions. Not many loan companies will provide quotes on a no credit check mortgage, but we still do. Many first time home buyers with no credit have new opportunities with loan programs from Fannie Mae and FHA. In many instances, owning a home is more cost-effective than renting, so it's worth researching your eligibility for home loans with no credit check.

Get a Home Loan Quote with No Credit Check Required!

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Connect with a Mortgage Lender that is Committed to Second Chance Loans
With the Federal Government taking on more of a role to speed up the housing recovery; there are more affordable loan options for people with limited credit. We provide a free analysis on stated income and no credit check loans nationally. Not everyone qualify for a reduced documentation loan, but we are seeing a higher percentage of applications getting approved compared with the previous year. If you need a no credit mortgage quote, please complete the form above and one of our HMBC will follow up with you shortly thereafter.