I am looking into possibly moving my studio to my home (or on the
property) and I am wondering if anyone has experience with insurance
for their home studio. I have inquired a few times with random
insurance agents but as soon as they hear I deal with "fine jewelry"
(diamonds, gold), they say they don't cover it. Any ideas? Any
recommendations? I am a tiny business (just me, low volume, no
employees, no customers to the premises).

The big reason is one of security. The home owners type of insurancesee this as a red flag for potential payout, major. I have a Grandsonin insurance and he knows of no one who will cover your needs excepta business unde rwriter. He said it will probably be spendy as wellas them wanting to see the security arrangements to protect yourgoods. Hidden out of sight in a burb does not count as security.I'msure that one of the business owners on here can tell you a lot morefrom direct experience. John (Jack) Sexton The most precious thingsin life cannotbe built by handor bought by man.