No health coverage in 2015? Find out if you have to pay a fee

Exemptions are available based on a number of circumstances, like certain hardships, some life events, health coverage or financial status, and membership in some groups. If you qualify and get an exemption, you don’t have to pay the fee.

If you didn’t have coverage for some or all months of 2015, use our exemption tool by using the button below to find health coverage exemptions that may work for you. Just answer a few questions, and we’ll show you: