Mike Rosen managed to get one thing right in his column: The idea of a retirement security task force is not going away.

Colorado families want to look forward to a stable retirement after a lifetime of work. Workplace retirement plans are essential to making that happen. Yet in Colorado, our research shows more than 750,000 private-sector employees in their prime working years lack access to such plans, putting their families at risk. (You can read more about this in our report, ” Retirement at Risk.”)

The task force would bring together experts from diverse fields to identify barriers and study ways to promote greater retirement security for all Coloradans. It’s a common-sense approach to a pressing concern for families. That’s why the idea had broad support in the last legislative session, including from the Colorado Council of Churches, the Colorado Nonprofit Association and TIAA-CREF, one of the country’s largest financial services firms, to name just three.

This isn’t complicated. For example, many lack access to plans because they work for small businesses that don’t have big human-resources departments and whose owners just don’t have the time or energy to become experts in retirement planning. Yet most owners would jump at the chance to offer a plan to their workers. Can we make it easier and cheaper for them to do that? That’s the kind of issue the task force would study.

Why does Rosen see this as a threat? Perhaps he doesn’t understand the serious challenges facing hundreds of thousands of Colorado families. He has been on a crusade for years to vilify the retirement plan for public employees in Colorado, and that obsession seems to blind him to what this effort is about.

But we can’t let confusion and scare tactics derail a promising approach to a problem affecting so many families. The time has come for a task force to seriously study retirement security in Colorado.

Wade Buchanan is president of the Bell Policy Center, a non-profit think tank and advocacy organization in Denver.