First Time Logging Into The New KY Saves 529?

Account Owners who previously established a Username and Password with KESPT before February 22, 2019,
will need to re-register for online account access. We apologize for any inconvenience this may have caused.

Employers

Help employees save
for education with everypaycheck.

Parents have more than their share of daily living expenses. So, while they’d love to save for their child’s future, many of them don’t.

Employers across Kentucky can introduce employees to an easy way to save for education by making KY Saves 529 available as a voluntary benefit. It’s a no-cost, low-effort way to differentiate your workplace. Employees can even fund a KY Saves 529 account automatically via payroll direct deposit. For as little as $15 per pay period, payroll direct deposit helps employees:1

Contribute a consistent amount on a regular basis

Potentially reduce future education debt for their children and grandchildren

Fund their own retraining and career development.

NOTE: 529 payroll direct deposits are after-tax dollars.

No added administrative burden.

Employees register for the benefit online, using the same ACH direct deposit system you’re likely using already.

For more information about the Kentucky Educational Savings Plan Trust (KY Saves 529), call 877-598-7878 or visit www.kysaves.com to obtain a Program Description, which includes investment objectives, risks, charges, expenses, and other important information. Read and consider it carefully before investing.

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You also may wish to contact directly your home state’s 529 college savings plan(s), or any other 529 plan, to learn more about those plans’ features, benefits, and limitations. You should also consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

KY Saves 529 is administered by the Kentucky Higher Education Assistance Authority. Ascensus College Savings Recordkeeping Services, LLC, is the Program Manager. The Program Manager and its affiliates have overall responsibility for the program’s day-to-day operations, including investment advisory services, recordkeeping, and administrative services.

Investment returns will vary depending upon the performance of the Investment Options you choose. Except to the extent of FDIC insurance available for the Capital Preservation Option, depending on market conditions, you could lose all or a portion of your money by investing in KY Saves 529. Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences.

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