We can’t stress enough the importance of life insurance. (And, no, we aren’t that type of life insurance agent as displayed in the movie, Groundhog Day). But, we have seen what happens when people and families go without it. Unfortunately, many people just can’t obtain life insurance. They either have a severe lifestyle situation or a health condition that carriers deem too risky to insure, or insure affordably. Conversely, they are healthy, but they don’t want to go through the hassle of underwriting. In this article, we discuss a few options if you can’t obtain life insurance or if you just want a simple process, including affordable guaranteed issue life insurance.

You can’t get life insurance for people with down syndrome, right? That is a common misconception. If you are reading this article, then you have come to the right spot. Children, young adults, and older adults with down syndrome can obtain life insurance. Yes, they can. Is it perfect life insurance? No, probably not. We will discuss more about that in a minute. However, it is life insurance coverage. In this article, we discuss some life insurance basics and life insurance for people with down syndrome.

If you have a disability, or you support someone with a disability, you may think that life insurance is out of reach. While a disability could mean disclosure on a life insurance application, the disability is not, by any means, a decline. You just need to know what your options are for your situation. In this article, we discuss finding affordable life insurance options for people with disabilities.

We at My Family Life Insurance know it is hard. English is a tough language to learn. You love your family. You understand that you need life insurance to protect your family in case of the unexpected. Nearly all life insurance applications are in English, though. The process makes you disenchanted about applying for life insurance. An application in Spanish would be so much easier. You are in luck. We work with a carrier that has a life insurance application in Spanish. You can even apply on your own! In this article, we discuss life insurance for Spanish-speaking individuals and families.

Atrial fibrillation, also known as “AFib”. If someone hears those words, he or she might think it is life threatening. Truthfully, atrial fibrillation by itself is not life threatening. Many people live a long life with atrial fibrillation. We have written ad nauseam about the importance of life insurance. Unfortunately, many people living with AFib believe they are uninsurable due to their condition. That is simply not true. In this article, we discuss burial insurance underwriting and affordable burial insurance for people with atrial fibrillation.