1. All (ZIM) notes, from all past currency issues, are considered redeemable via the Hong Kong Monetary Authority and HSBC - Hong Kong: i.e. ledger to ledger transfers per international law.

2. HSBC is now required to cover the full face value for all ZIM notes for any denomination or issue, thus servicing all ZIM currency holders worldwide, per newly signed asset backed international monetary treaty (aka 2015 Paris Agreement on Climate Change).

3. HSBC is also mandated to redeem all valid ZIM currency at any deposited amount. This is true for all first basket revalued currencies.

4. Wells Fargo has always been contracted to assist HSBC - Hong Kong with the intake of ZIM currency in the United States and North America. Not vice versa.

5. Also be advised that Wells Fargo is not the end redeeming bank--and never was--more like a favored employee for all currency transactions, including ZIM.

6. All North American T1, T2, & T3 banks are contracted to receive the same in-take profit percentage, regardless of type, note denomination and amount of currency redeemed.