FORTNIGHTLY PAYMENT OF

PLUS FINAL PAYMENT

*Discount rate offer shown above applies to customers who have no other Small Amount Credit Contracts, have 90 days of reversal free banking, been employed in the same job for 3 months and also meet our usual lending criteria.

SHORT TERM LOANS UP TO $5,000

We Can Help You.

We do loans up to $5,000. Speak to our customer service representative now and
apply online.

1

Call us

If you are an existing client, redirect queries to sarah@clubmoney.com.au.

How to Qualify

Thank you again for your assistance, your work ethic and consideration is truly to be recognised and rewarded.

Natalie - Greenacre NSW

Efficient and friendly service!

Precious Mago - Queanbeyan NSW

Clubmoney understands your needs, and is always there to listen. Clubmoney is a delightful team

Anne Bradshaw - Botany NSW

Fantastic and wonderful team; thanks Clubmoney!

Maxwell John Beecher - East Ballina NSW

Why choose Club Money for your cash loan?

Quick

Ease of use

Trusted

Bad credit loans

Manageable

How fast is a Club Money cash loan?

We understand that sometimes Australians need money fast. Whether it's for an unexpected bill, car repair, or last-minute weekend getaway, we get it, sometimes you need money without the wait. That's why at Club Money we always strive to provide fast cash loan solutions.

So, how fast is fast?

Our online application form can be completed quickly in less than 5 minutes

During business hours approval can take as little as 30 minutes

Once approved you could have your cash by the end of the day

Exactly how long transfer of funds will take will depend on your financial institution. Transfers to major banks like Westpac, NAB, or the Commonwealth Bank can take just two hours. Transfers to smaller institutions and credit unions may take one to two days.

Unlike with larger loans, loans of up to $5,000 do not require extensive documentation. This means you do not have to waste time chasing down misplaced or infrequently-used documents.

Is it easy to apply with Club Money?

Yes! At Club Money, we only offer small-sized loans, which means we can keep paperwork to a minimum. Our online application form can be completed in minutes. And, with cash loans of up to $5,000, extensive documentation isn't required. From start to finish, we make getting a little extra cash fast and easy.

What do we need?

Identification, such as a driver's licence

Bank details, so we know where to transfer your money

Proof of regular employment with a take home pay of $1000+ p/m

That's it! Simply fill out an application form, provide the above details and you could have your cash by the end of the day. If at any point during the process you have a question about service, call us. Our friendly staff will be happy to answer any queries you may have.

We consider all applications. However, we are committed to being a responsible lender and to only supplying loans to suitable applicants. Therefore, in some cases, we will be unable to offer a cash loan.

Is Club Money a trustworthy lender?

Absolutely. At Club Money, we put all of our fees upfront, so there are never any unexpected costs or nasty surprises. We're flexible too. So, if for whatever reason you cannot make a repayment, get in touch, we may be able to help you to reschedule your cash loan. And, provided you keep us in the loop we can, in some cases, waive penalty fees.

Trust us for:

Transparent fees with no nasty surprises

Flexible repayments options

Knowledgeable staff. We're here to help.

We do not charge compound interest on any of our loans. Instead, we charge two easy-to-understand fees. An establishment fee of 20% of the principal (the borrowed amount) and a monthly fee of 4% of the principle. Penalty fees, in some circumstances, may also apply. You can see our full fee statement here.

Club Money is a completely online service, so we only accept applications via our website. You can, however, call us on 1300 242 274. Our friendly staff are available during normal business hours and will be happy to answer any questions you may have regarding our service.

I have a poor credit history, can I still apply?

Yes! We understand that credit history doesn't always tell the full story. Circumstances change. Just because you've had difficulties in the past, doesn't mean you can't meet your financial commitments today. Everyone deserves a second chance. That's why we consider all applicants, including those with bad credit.

Choose Club Money for:

Second chance cash loans

Cash loans for self-employed individuals

Cash loans for part-time employed individuals

Unfortunately, we cannot provide loans to applicants whose income is derived solely from Centrelink. Additionally, individuals must meet our lending requirements. We are committed to only providing loans to suitable candidates. Therefore, we are unable to offer loans to those in selected circumstances.

Have you been denied elsewhere? We may be able to help. Provided you meet our lending requirements, you may be eligible for a Club Money loan, even if you've had an application rejected by another lender.

Are Club Money loans easy to manage?

At Club Money, we always strive to make our loans easy and worry-free. From our straightforward application process to our simple monthly repayment options, we take the hassle out of managing your cash loan. Plus, should you need to reschedule a repayment, we may be able to help you with that too.

Make managing your cash loan easy with:

Our straightforward application process

Fixed fees, no compound interest

Scheduled direct debit payments

With a Club Money loan, you'll always know how much you'll pay and when. There are no hidden costs or surprise expenses. You can apply for your loan online anytime using your computer, smartphone or tablet. Extensive paperwork is not required, and approval can take as little as 30 minutes.

To get started with Club Money, see our loan application page. Provided you meet our lending requirements and are able to supply the necessary documentation, you could have your cash by the end of the day.

We know that sometimes in life unexpected expenses can pop up and catch you off guard, placing you under unnecessary and unwanted stress.

We provide loans for life's unexpected hurdles
- no hassle, bank lines, or long approval/transfer times!

With our loans, the amount you can borrow will be determined by the information you provide, but could be anywhere up to $5,000. The loan can be used for any purpose.

A small cash Loan is a short-term solution, repaid over a period of between 61 days and 12 months. No guarantor or security required!