• Of these, 13 percent reported incomes under $15,000. None of these individuals reported expenditures over $50 a month. Individuals with incomes under $15,000 made up 15 percent of the total sample.

• 43 percent of the heavy lottery players reported incomes of $45,000 or higher. Individuals with incomes this high made up 38 percent of the total sample.

Texas
• Conducted by the University of Texas

• 88 percent of those spending $205 a year or more on the Texas lottery have at least a high school education. 57 percent of those spending $205 a year or more have at least some college education.

• Individuals earning more than $10,000 a year make up 92 percent of those spending $205 or more a year. Those earning more than $50,000 a year make up 30 percent.

• The ethnic makeup of heavy Texas lottery players is similar to the composition of the overall Texas population. African-Americans make up 11 percent of the heavy players (more than $205 per year), Hispanics 29 percent, and Anglos 56 percent.

Virginia
Conducted by Chilton Research Servies 86 percent of lottery expenditures are made by those with incomes of $15,000 or more. 29 percent of lottery expenditures are made by players with annual household incomes in excess of $50,000.

Pennsylvania
Pennsylvanians with at least a high school education make up 87 percent of the lottery's "heavy" players. Those with at least some college education make up 39 percent of the "heavy" players. African-Americans make up 10 percent of the Pennsylvania population but account for 8 percent of the "heavy" players.

Minnesota
• Collaborative study between the Minnesota State Lottery and St. Cloud State University

• 87 percent had at least a high school education; 56 percent had at least some college education

• 95 percent were white

• 86 percent had household incomes of $15,000 a year or more, compared to 81 percent of the entire Oregon population; 22 percent had incomes in excess of $55,000, comparable to their 21 percent share of the overall population.

• 85 percent reported having health insurance

• 66 percent were employed, a rate virtually identical to the overall Oregon population

• Oregonians below the poverty line contributed 6 percent of lottery sales while making up 11 percent of the population.

Kansas
• 24 percent of Kansans are "regular" players - playing four or more times each month. Of these:

• 92 percent are high school graduates; 48 percent have at least some college

• 87 percent have incomes of $15,000 or more; 38 percent have incomes of $40,000 or more

Arizona
• "Core" players make up 17 percent of the overall population and 24 percent of lottery players. They account for 70 percent of lottery revenues.

• The average household income of a core player is $42,000

• 53 percent of the core players have some college or a college degree

Washington
• Persons with incomes of $20,000 or more account for 85 percent of all lottery spending.

• Persons with incomes of $50,000 or more account for 32 percent of Washington's population and 37 percent of lottery sales.

Kentucky
• In a random sample of 1,600 adults in 1994 and again in 1998, no respondent was found to have spent more than $1,500 a year on the lottery. For 5 percent of the players to account for 50 percent of the revenue, these individuals would have to have spent an average of $3,875 per year.