I Want To Be debt FREE

We all can be caught up in a situation where we really doesn’t want to be, especially in terms of a financial mixed up. When times that our credit card bills are sending us demand letters and our rent is 3 months due. At this time we call a friend or if not resort to a way such as what we called debt relief programs to pull us out of this financial mess.

Here are some tips that can make you debt free in no time:

1.Get organized

Gather all your bills, payments and balance and arrange it in a way you want to pay for it, you can pay a debt with a lowest balance first or the bill with highest interest rate.

2. Start small

If you can do a way with a cup of coffee from a cozy place, lunch from a fancy restaurant and an expensive donut this will be all good as you can save little by little, plus negotiate on all your big purchases, use coupons and avail all sale but good items. Making this a habit can make the savings out of this an additional income to pay off the debts.

3. Let it snowball

If you had cross out one of your debt, move to your other list and take that minimum payment adding the savings, on this way you can do away with all your debt in no time.