Offer available for jewellery purchases made online on CaratLane for customers residing in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Ahmedabad, Kolkata and Jaipur.

Actual EMI might differ based on the evaluation of your profile and the loan offer that you select at the time of purchase

This loan facility is being offered by FastBanking to the customer and CaratLane has no role to play in the approval, extension, pricing, modification, pre-closure, closure or any matter incidental thereto pertaining to offering of the facility, which is decided at the sole discretion of FastBanking.

The customer shall be assessed by FastBanking on eligibility and other parameters and approved loans shall be disbursed by FastBanking to CaratLane. In case of returns, CaratLane shall refund the Customer upto the extent of installment paid to FastBanking and the balance, directly to FastBanking.

The loan facility being offered by FastBanking to the customers is governed by the respective terms and conditions of FastBanking and the customer is advised to approach the FastBanking in case of any complaint, dispute or enquiry about an EMI transaction.

CaratLane does not charge the customer any processing or convenience fee for the purpose of facilitating the loan facility for its customers.

All disputes in connection with the loan shall be between the Customer and FastBanking. CaratLane shall not be held liable for any dispute arising out of or in connection with such loan facility being offered FastBanking

Terms & Conditions:

Buy now pay later option is available for orders upto Rs. 15000. For example if you are buying two products priced Rs. 5,000 and Rs 10,000 at the payment page you can choose to pay using Buy Now Pay Later option.

Downpayment for the scheme is 10% of the amount payable

Processing fee of flat Rs. 149 will be charged by FastBanking for this scheme. Please note CaratLane does not charge any processing or convenience fee for the purpose of facilitating the loan facility from its customers

You also have the option of converting your Buy Now Pay Later scheme into EMI scheme within the tenure of the scheme. You can contact FastBanking to avail this change.

Offer available for jewellery purchases made online on CaratLane for customers residing in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Ahmedabad, Kolkata and Jaipur.

This loan facility is being offered by FastBanking to the customer and CaratLane has no role to play in the approval, extension, pricing, modification, pre-closure, closure or any matter incidental thereto pertaining to offering of the facility, which is decided at the sole discretion of FastBanking.

The customer shall be assessed by FastBanking on eligibility and other parameters and approved loans shall be disbursed by FastBanking to CaratLane. In case of returns, CaratLane shall refund the Customer upto the extent of installment paid to FastBanking and the balance, directly to FastBanking.

The loan facility being offered by FastBanking to the customers is governed by the respective terms and conditions of FastBanking and the customer is advised to approach the FastBanking in case of any complaint, dispute or enquiry about loan transactions.

All disputes in connection with the loan shall be between the Customer and FastBanking. CaratLane shall not be held liable for any dispute arising out of or in connection with such loan facility being offered FastBanking