About Josh Patoka

Josh is a father of two from East Tennessee. After repaying $70,000 in debt he was able to switch careers to spend more time with his family. Today, the only loan he & his wife still have is a home mortgage which they are vigorously trying to pay off. You can also follow Josh at his blog MoneyBuffalo.com.

Entries by Josh Patoka

Now that so many of us have smartphones with data plans, you find yourself paying for your cell phone data and home internet. The average home internet bill is $50 a month and climbing as internet service providers across the country continue to increase their bandwidth speeds as households stream cable tv and store everything “in […]

PayPal is the preferred payment method for many online side hustles; payment is instant and if you make money from several different sources, all of your earnings are in one account. I should know because I make money with PayPal every single month through a variety of side hustles and I choose PayPal whenever possible because […]

How much extra money you have in your wallet largely hinges on the current price of gas. Between commuting to work, running errands, and taking your children to school, keeping gasoline in your car is an essential part of your daily routine. And if you’re like me, you sometimes find yourself wondering, “How […]

Are you tired of paying $100 or more every month for cable TV? When you need to make money fast or quickly cut expenses, cutting the cord is one of the easiest ways to improve your financial situation. The only problem is you no longer get access to your favorite channels, unless you follow these […]

Nobody has a money tree in their backyard that grows dollar bills you can pick on-demand. However, you can still get free money right now if you’re dealing with an unexpected bill, home repair, medical expense, or whatever it may be that is causing you to scramble for a quick money WITHOUT having to borrow it. […]

Has a friend told you how they get paid to scan grocery receipts with an app? Maybe you think they are joking with you or wasting their time. If you’ve been hesitant to try receipt scanning apps because you think they aren’t worth the effort, these apps make it extremely easy to earn cash back […]

Do you want to make some extra money by simply turning on your phone and hopping in your car? Being a rideshare driver is a great side hustle opportunity as you have complete flexibility with your working hours. However, before you accept your first passenger, there are a few tricks of the trade to you need […]

What are two things you walk out of the coffee shop with after you pay with cash? Coffee and small change. If you are like most people, that loose change will be used for future purchases at the coffee shop or local convenience store. Instead of spending your change on your next cup of coffee, […]