Investigate the authority and usefulness of
the Insurance Rate verses the Insurance Commissioner. Audit the staff,
policies and procedures used to serve the people and try to fit the needs of
the people to the insurance products needed for mortgage and personal
concerns. A oversite commission to act as buffer that addresses issues
between insurance companies and citiens, that are not resolved by the
commissioner of Insurance. A annual audit of company premiums, exposure and
market products to those that are affordable by property owners. A truly
responsive Insurance Commissioner, with transperancy from the office.