Can I send or receive a wire with Simple?

Your Simple account can receive both domestic and international wires. Simple does not charge a fee to receive a wire. The sending bank and any intermediary banks (which some sending banks will use to process international wires) will typically charge a fee.

When will I receive my wire?

Domestic wires take 1-2 business days, depending on when the wire is sent. International wires can take several business days longer, depending on how many banks and timezones they pass through.

The wire will typically post to your account the day it's received and processed by our partner bank (wires are only received and processed on business days). Wires can post throughout the day, generally between 10 a.m. ET (7 a.m. PT) and 6 p.m. ET (3 p.m. PT).

Please note: some international banks will ask for an International Bank Account Number (IBAN). Right now, the U.S. doesn't use the IBAN system, so your Simple account does not have an IBAN associated with it. We recommend asking the sender if they can send the wire with the SWIFT number instead.

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Banking services provided by BBVA Compass. BBVA Compass is a trade name of Compass Bank, Member FDIC. The Simple Visa® Card is issued by Compass Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.