Our Down Payment Assistance Lending program offers affordable homeownership opportunities within Kitsap County, Washington - matching qualified limited income homebuyers with significant down payment assistance, and affordable monthly mortgage payments. Our homebuyers often pay the same or less monthly to own their own home than they had been paying in rent - Now with the freedom to make their home their own.

You've worked hard to get here. We'll help you with the next step. Now is the time to make an investment in your future... Affordably.

What We Offer:

Homebuyer EducationWe provide Homebuyer Education and Individual Pre-Purchase Counseling to help you prepare for homeownership and improve your financial health.

Down Payment AssistanceWe provide Down Payment Assistance Lending with favorable terms to qualified buyers. Many people face challenges to homeownership. Some buyers are having a difficult time saving enough funds for down payment and closing costs. Others face an "affordability gap" - the amount of the loan they qualify for based on their income is not high enough to purchase a home in their area. Community Frameworks offers loan programs that enable hard working individuals and families to achieve their dreams of homeownership.

A New Home For YouCommunity Frameworks has a long history of advancing new homeownership opportunities by developing or preserving 175 homes for first time buyers, in addition to renovating 2900 owner occupied homes. We create energy efficient and resource conserving homes that provide our homeowners with a safe, secure and affordable home they can be proud of owning. View the current homes for sale. Here you will enjoy putting finishing touches on a home you will soon call your own, such as choosing your own paint colors. We use a first come, first served method to match qualified applicants to the homes available, and use a wait list.