Every day, millions of people travel by car together. Disagreements are not uncommon: criticism of driving style, bad mood or even clinging to the handle – things that have already experienced most Germans. Frank Bärnhof, car insurance expert at CosmosDirekt, explains how to arrive safely together.

Mecker tiles can stay at home "Do not drive so fast!" – Passengers who bother the driver without advice with advice on driving are particularly disturbing. According to a representative forsa survey commissioned by CosmosDirekt 1 , 61 percent of German motorists are the most annoyed when the passenger criticizes their driving style. Especially women (69 percent) and drivers between the ages of 30 and 44 (66 percent) find this instructive behavior disturbing. A little more relaxed are men (53 percent) and drivers over 60 (58 percent). Frank Bärnhof, car insurance expert at CosmosDirekt, explains: "Anyone who has been shown to be distracted by a discussion with the passenger and causes an accident may be grossly negligent and may in the worst case lose full coverage. Also fine or points in Flensburg can follow. "

Together safely to the destination Saving money, getting to know interesting people and, at the same time, doing something good for the environment: Private carpooling offers many advantages for people looking for an alternative to their own car or public transport. If you often take other people with you in your car, you have to get along with all sorts of co-driver types and also have the safety of all passengers in mind. Frank Bärnhof: "In a self-inflicted accident your own passengers, the accident opponents and their passengers are covered by the motor insurance of the accident driver. However, there is no protection for the driver himself through his own car insurance – he can secure himself through private accident insurance. "

Passenger 90 KB

1 Population-representative survey "Auto-emotions" by the opinion research institute forsa on behalf of CosmosDirekt. In May 2016, 2,004 motorists aged 18 and over were interviewed in Germany who own a car in the household.

More information about the topic

Car insurance

Car insurance guidebook

motorcycle insurance

Show related press releases

Hide related press releases

Telematics in the car – more safety, less costs

Dark figures

Accident weather at the end of the year – gusts, frost and autumn leaves

Drive better – save more!

Animal Crossing

Environmental protection or not …

Goodbye to parking bumps

Caring for the tires: this is how car drivers prepare for the winter

Press contact CosmosDirekt

Stefan Gobel

0681-9 66 71 00

0681-9 66 66 62

presse@cosmosdirekt.de

Sabine Gemballa

0681-9 66 75 60

0681-9 66 66 62

sabine.gemballa@cosmosdirekt.de

up

Current test judgments # # # # # #

To all test judgments

Welcome to the Cosmos

Get to know us!

Welcome to a new world of insurance! At CosmosDirekt, you manage your financial security yourself. We help you personally whenever you wish.

Here are some tips on credit card cash return

Finding cash return credit card with no annual costs are now easier. With a click on of mouse, you can search the internet and find plenty of sites that will claim to offer the best roadmaps with the best rewards. Yet how to know which is the very best? Why are they offering cash back at no cost? To learn the secrets from the cards read on. Cash back credit cards are popular because they offer you a small sum of money every time you utilize them. In a certain amount associated with a purchase may be higher than other people. For example, a gas card gives you 5% rebate upon gas, but only 1% discount on everything else. The majority of cards require an annual charge, but it seems that it’s really worth, but you must manage your own credit for you to pay the particular annual subscription and still appreciate it.

Once you have been accepted, the bank sends you cards. While the approval time is definitely short, you will not receive the credit card immediately (they can’t deliver it through cyberspace yet). You can expect to wait a week or even two while the company transmits the card in the mail. When you receive and activate them, it is yours to use. The whole process for an immediate credit score decision is much speedier compared to applying through the postal mail or higher the phone.

Now there is one error that ought to be avoided along with instant approval credit cards. When you get your program approved, remember it is the credit score aspect that is instant, not really the physical card. It will take usually a business week or even two for your card to really arrive in the mail.

This way to add even more money earning potential to your money credit cards for excellent credit is only viable in case you pay your statement stability on the credit card in full each month by the due date.

It is very important to keep in mind that a secured card is a credit card, not a charge card

If full obligations are not made each month after that interest is charged within the outstanding balance. And the lender uses the security money to repay the debt only as a final resort. Even though the card is usually secured, it is still feasible to damage credit.

One more option for people who have a bad credit score is to go with credit cards to rebuild credit. They are basically bad credit bank cards that require a security deposit to get the needed credit. Businesses like to have the deposit just before offering you credit to make sure that they will get their money back, even if you never pay off your credit expenses. A secured card is an excellent idea for those who have less than perfect credit score. Not only will it give you the credit score that you really need, but you can furthermore rebuild your credit using this type of a card too.

Your own can get one or more of these credit cards easily, you should be careful never to fall into the trap associated with too much credit, leading to an amount of debt that you cannot pay back. When you owe too much money, it provides an impact on your credit score. You are able to drop your score through excellent to fair very easily. Applying for too many bank cards can be almost as destructive to your score as heading too deeply into financial debt. Make certain that you manage your own credit, don’t let it whelm your good sense and extreme care.

Remember, when dealing with prepaid bank cards, what seems like a nominal fee can really add up on the months and you need to be careful. Not all prepaid credit cards are bad, but if you are not careful and you don’t go through the small print, you may end up with among the ugly ones.

China Theory trained into the first point about this post is regarded as valid, it helps you to determine the real reasons your issues, to help remedy these problems, and finally to eradicate them, or reduce associated with them.

Life often feels like driving in the fast lane – individuals who can lead things done quickly. Instant approval loans cards provide you with the convenience you need through a process that difficult to use. And with the Internet, you have plenty of options before you. Hand calculators look at a variety of cards because the search for the one that best is correct for you. Apply today and in the excitement becoming instantly allowed.

Get cash up front. Lodge logic will send a check with the tow truck driver or send the funds to your what is the bank in Hindi via wire significance. If the business suggests selecting just to pay you in several days, you need to be alarmed.

I sincerely want a person feel the practical benefits that feel and uncanny methods I get when I pick out flowers for a unique wreath or centerpiece design. Oh, and the giddy feeling that I get when I hold a bunch of flowers during a hand and envision that they will look on my finished work for that day can be contagious. This is what can happen when you develop a passion for any regarding floral design such as making wreaths, centerpieces, wall baskets and more!

These lenders come from many a variety of institutions such as savings and loans, definition of the bank by different authors and banks. The individual does incredibly research and finds an online loan website that fits their needs and clicks the application area within sight. The borrower is now able to fill out all of this paperwork sitting at domicile. There are no hard sells from the loan provider, and in the event, the answer is no, the worthwhile person the wiser may be the borrower and an anonymous lender on the extra end of the fiber optics.

Debt loan is an individual program, for those that a few credits and feel hard to pay all of them. Buy doesn’t reduce your debt amount, but it allows you are spending several debts in one lump dollar amount. This makes the payment procedure much more relaxed and less stressful.

Remember need to your life, and it is essential, also to you but your friends and family a person. You have to admit that being was less stressful without all the debt; debt seems to affect every area of yours. This is the time to get Debt Relief living you’re with Financial Freedom is something you are worthy of.