We Make it Quick and Simple

Simply write a personal check for the loan amount plus a fee, we cash your check and hold it until your next payday! It’s that easy!

Save time by completing our online application.

What to Bring

• Two forms of ID (driver’s license, social security card)
• Most recent paystub or other income verification
• Most recent 30 day checking account statement
• A personal check

When your loan is due, we provide two convenient payment options.

• You can pay in cash at the location
• We can deposit your check

Additional Requirements

• Must live OR work in the State of Kentucky
• Three months current employment
• Checking account must be open and active for at least three months
• Cannot have any outstanding loans at other payday loan companies

Why more people choose our services

• Your first loan is interest free! No kidding! Just ask us how!
• At Advance U Cash we understand that people fall on hard times. We choose to loan to people, not numbers. We will never check your credit score.
• Bad Credit is OK
• Same day Cash, never a check!
• We offer flexible due dates that fit your pay dates. Just ask us if you qualify for a 2 or 4 week advance.

NO CREDIT CHECK!

BAD CREDIT OK!

BANKRUPTCY OK!

Important note: payroll advances are a short term cash flow tool, not intended as a solution for long term financial problems.

APR 468.85% calculated annually

No person who enters into a post dated or deferred deposit with this business establishment will be prosecuted for or convicted of writing cold checks or of theft by deception under the provisions of KR514.040

NSF checks may be placed with an outside collection agency.

Using our services does not negatively or positively effect your credit score