Air France KLM World Elite Mastercard®

REVIEWS

The Air France KLM World Elite Mastercard® could be a good pick for those who love traveling.

This card offers 25,000 bonus miles after you spend $1,000 within the first 90 days, and then you’ll get another 5,000 miles every year after you spend at least $50. That’s 5,000 miles for only one or two easy transactions per year.

After being approved you’ll get 60 XP (Experience Points). You’ll get an additional 20 XP per year after your account anniversary, and another 40 XP for every year that you spend at least $15,000.

You’ll also earn 3X miles per $1 spent directly with Air France, KLM Royal Dutch Airlines, and SkyTeam member airlines, and then 1.5X miles per $1 spent on all other purchases with no cap on the amount of miles you can earn.

This card has an $89 annual fee, and no foreign transaction fees.

Card Quick Facts

Get 25,000 bonus miles after you spend $1,000 within the first 90 days of your account opening.

5,000 bonus miles every year on your account anniversary after you spend $50 or more within the anniversary year

60 XP up on account approval, 20 XP every year on your account anniversary, and another 40 XP when you spend $15,000 within the anniversary year

Earn 3X miles per $1 spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines, and 1.5X miles per $1 spent on all other purchases

Redeem miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide

View your FICO score any time you’d like at no cost, based on your TransUnion credit report

Overdraft protection when you link your Bank of America business checking account

Request Credit Limit Increase

Some credit card issuers allow you to submit a request online after you've signed in to your account.

You can also request a credit limit increase by calling the phone number on the back of your card.

When you request a credit limit increase, the credit card issuer may check your credit history, which results in a hard inquiry. This is a normal part of the process, and can cause a slight temporary decrease in your credit scores.

Check Application Status

If you didn't get an immediate approval decision, the credit card issuer will notify you by mail within 7–10 days.

The credit card issuer may also contact you to request additional information while reviewing your application, like proof of income.

If you're denied, you'll get a notice that tells you the reason or reasons why you were denied.

You may be able to find out your account status by calling the credit card issuer.

Last we checked, the phone number for the issuer of the Air France KLM World Elite Mastercard® was 1-800-432-1000.

Card Details

Rewards

3X miles per $1 spent directly at:

Air France

KLM Royal Dutch Airlines

SkyTeam member airlines

1.5X miles per $1 spent on all other purchases

Introductory Bonus

25,000 bonus miles for spending $1,000 within the first 90 days of account opening

Yearly Bonus

5,000 bonus miles on account anniversary for spending $50 or more in an anniversary year; 20 XP every year on account anniversary; 40 XP on account anniversary for spending $15,000 in an anniversary year

Card Stats

Annual Fee$89

Additional Cards Annual Fee-

Regular Purchase APR16.99%–24.99% Variable

Intro Purchase APR-

Foreign Transaction FeeNone

Chip TechnologyChip-and-Signature & Chip-and-PIN

Minimum Credit Limit$500

Maximum Credit Limit-

Free Credit ScoreYes

Penalty APRUp to 29.99% Variable

Late FeeUp to $38

Returned Payment FeeUp to $27

Balance Transfers

Intro Balance Transfer APR-

Regular Balance Transfer APR16.99%–24.99% Variable

Balance Transfer Fee3%, $10 minimum

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

ADVERTISER DISCLOSURE: Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any 'Apply Now' button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers.

EDITORIAL DISCLOSURE: The editorial content on this site is not provided by the companies whose products are featured. Any opinions, analyses, reviews, or evaluations provided here are those of the author's alone, and have not been reviewed, approved, or otherwise endorsed by the Advertiser.

DISCLAIMER: All information posted to this site was accurate at the time of its initial publication. Efforts have been made to keep the content up to date and accurate. However, Credit Card Insider does not make any guarantees about the accuracy or completeness of the information provided. For complete details of any products mentioned, visit bank or issuer website.

Responses to comments are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.