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We've compiled a list of the 5 Grocery Credit Card Deals currently available on CreditDonkey.

Grocery Credit Cards

Rising food prices are putting a strain on everyone's grocery budget. Compare our list of grocery credit cards from our partners to earn extra rewards for purchases at supermarkets and grocery stores. Keep these three factors in mind when comparing grocery credit cards: Rewards, Annual Fee and Interest Rates. While some grocery credit cards have an annual fee, don't let that deter you—the extra cash back often justifies the annual fee.

Credit Cards for Groceries

This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the advertiser's affiliate programs.

The right grocery credit card gives you a high percentage back for shopping at the supermarket as well as a good amount back on your other everyday purchases, like charges made at the gas pump.

Do the math: Let's say you spend $100 at U.S. supermarkets every week ($5,200 for the year). Those charges alone would give you $312 in cash back.

But if you're not a big grocery shopper (either your mom still buys food for you or you always do your shopping at a store like a Target or Walmart, which Amex does not view as a "U.S. supermarket"), then you risk not making enough to cover the annual fee. Let's say you spend only $1,000 at U.S. supermarkets in a year and you used the card for nothing else; you'd get just $60 in cash back over the 12-month period — not enough to make up for the annual fee.

If you do not want to pay an annual fee, no matter what: The Blue Cash Preferred's sibling, the Blue Cash Everyday, does not have an annual fee (See Rates & Fees), but it offers a much lower amount back for your groceries — 3% at U.S. supermarkets on up to $6,000 worth of purchases per year (then 1%). And although you earn slightly less for gas purchases, it is still a good amount (this card will earn you 2% cash back at U.S. gas stations).

For those who are unsure whether they will spend over $61/week (or $3,172/year) in groceries at U.S. supermarkets or who just find annual fees distasteful, this may be the better option.

Why $3,172? If you spend $3,172 a year at U.S. supermarkets, you would earn $190.32 cash back (6% tier) with the Blue Cash Preferred. Since the Blue Cash Preferred has a $95 annual fee, you'll have $95.32 left in rewards, in addition to whatever else you earned on other purchases.

With the Blue Cash Everyday, you'll earn $95.16 cash back (3%) on that $3,172 a year at U.S. supermarket spending. That's the rough breakeven point between the two cards (technically $3,166.67/year). In other words, if you spend more than $3,172 a year at U.S. supermarkets, then go with the Blue Cash Preferred.

Do the math: The Blue Cash Everyday is still a great deal in our opinion, as it's tough to find 3% or higher on a regular basis with no annual fee (cash back cards like Discover and Chase Freedom have historically offered up to 5% back on supermarket items, but they do it only for a limited, 3-month window with a spending cap). With no annual fee, you don't have to stress about spending a certain amount to make up for it.

Keeping with the $100-a-week at the supermarket example, 3% will give you enough for a week's worth of groceries — $156 for the year. If you have other cards in your wallet, be sure you always use this one for groceries because the more you use it, the more you stand to make.

Groceries and Restaurants

If you want to get rewarded for groceries and dining out: Do you spend a lot of quality time over your kitchen stove one week and then become a huge takeout fan the next week?

Consider the American Express Gold Card. It earns 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). This card does have a $250 annual fee (See Rates & Fees), but comes with more perks than the cards we've mentioned above.

Bonus tip: Rewards for gas station purchases go beyond the pump, of course, and include those last minute pickup items like milk and bread (and even your slushie splurge), but don't stock up at the gas station just to get your rewards. In general, food purchased at the supermarket is much cheaper than what you'd find at your gas station.

Terms and limitations apply.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: The information for the Chase Freedom and Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Grocery Rewards:6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

Our Review: If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday... Read full review

Grocery Rewards:3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).

Our Review: If you want a cash back credit card with the same rewards categories year-round, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons... Read full review

Intro APR for Purchases

Intro APR for Balance Transfer

Regular APR

Annual Fee

0% on Purchases for 15 months

0% on Balance Transfers for 15 months

12.99% - 23.99% Variable

$0

Amex EveryDay® Preferred Credit Card from American Express offers 15,000 Membership Rewards® points if you spend $1,000 on purchases within the first three months of opening your new card account. This card earns 3x points at U.S. supermarkets (on up to $6,000/year in purchases, then 1x), 2x points at U.S. gas stations, and 1x points on other purchases. There is a 0% intro APR for 12 months on purchases and balance transfers, then a variable rate, currently 12.99% to 22.99%. There is a $95 annual fee.

Look: if you make 30 or more purchases with this card in a billing period, you will get 50% more points on those purchases (less returns and credits). Terms apply.

Our Review: If you have excellent credit and use your credit card daily, the Amex EveryDay® Preferred Credit Card from American Express is worth considering. Read this review to see why it's worth the $95 annual fee... Read full review

Intro APR for Purchases

Intro APR for Balance Transfer

Regular APR

Annual Fee

0% on Purchases for 12 months

0% on Balance Transfers for 12 months

12.99% - 22.99% Variable

$95

Amex EveryDay® Credit Card from American Express offers 10,000 Membership Rewards® points if you spend $1,000 on purchases within the first three months of opening your new card account. Enjoy a 0% intro APR for 15 months on purchases and balance transfers, then a variable rate, currently 12.99% to 23.99%. There is $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.

This card earns 2x points at U.S. supermarkets (on up to $6,000/year in purchases, then 1x) and 1x points on other purchases. If you use your card 20 or more times on purchases in a billing period, you will earn 20% more points on those purchases (less returns and credits). There is no annual fee. Terms apply.

Our Review: If you tend to charge at least 20 purchases a month on your credit card, you may want to consider switching to the Amex EveryDay® Credit Card from American Express. Read on for the reasons why the rewards credit card may be a good addition to your wallet... Read full review

Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.

Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.

$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.

Choose to carry a balance with interest on eligible charges of $100 or more.

Grocery Rewards:4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).

Our Review: If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card... Read full review

Intro APR for Purchases

Intro APR for Balance Transfer

Regular APR

Annual Fee

N/A

N/A

See Rates & Fees

$250

Bank of America® Cash Rewards credit card offers $200 online cash rewards bonus if you spend at least $1,000 on purchases within the first 90 days of opening your account. This card earns 3% cash back in your choice category and 2% cash back at grocery stores and wholesale clubs (on up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Earn 1% on other purchases. There is no annual fee.

Intro APR for Purchases

Intro APR for Balance Transfer

Regular APR

Annual Fee

0% Introductory APR on purchases for 15 billing cycles

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.

Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.

Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.

Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.

Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.

Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.

Grocery Rewards:Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets.

Intro APR for Purchases

Intro APR for Balance Transfer

Regular APR

Annual Fee

N/A

N/A

15.74% - 24.74% Variable

$95

Disclaimer: The information for the Amex EveryDay® Preferred Credit Card from American Express, Amex EveryDay® Credit Card from American Express, and Bank of America® Cash Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Looking for a rewards credit card for everyday use? Read this comparison review of the Amex EveryDay and Blue Cash Everyday from American Express, a CreditDonkey advertiser, to see how the rewards stack up.

About CreditDonkey® CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.