Does this situation sound familiar to anyone? However this couple is lucky in that they kept their day jobs and still make a decent combined salary. I would venture to say the average bankrupt meal assembly owner isn’t going to be able to match their savings plan.

An at a mere $154,00, they got off pretty easy.

(Money Magazine) — Marc and Sharon LeRoux always dreamed of opening a business together. They took the plunge in 2006, tapping home equity to buy a franchise selling pre-made meals to busy families. Alas, the business failed, and last year the couple closed it down.

Fortunately, neither had quit their day jobs – Sharon is an engineer at Hewlett-Packard, Marc owns a specialty game store. But they still have $154,000 on a home-equity line of credit from the venture dragging them down.