SC Telco ATMs and Advantage ATMs are surcharge free for our members. You can also avoid surcharges by using ATMs within the CO-OP ATM Network. SC Telco is also a member of CO-OP Shared Branching. To find an ATM or Shared Branching location near you, click on either logo above.

checking accounts

rewards checking Get rewarded with this checking account! There is no minimum balance and you start receiving dividends on the first penny! You will receive all your personal imprinted checks for FREE and unlimited withdrawals from any SC Telco ATM (or Advantage ATM) plus 12 Fee-Free ATM withdrawals and/or Point of Sale transactions per month. Receive $10,000 Accidental Death Insurance, mortgage closing discount, safe deposit discount, two FREE stop-payments for the life of the account, and FREE cashiers checks. Plus you'll receive IDProtect - Identity Theft Protection Service. It includes Credit File Monitoring, Total Identity Monitoring, 3-in-1 Credit Report, Credit Score, Cellular Telephone Protection and much more for a monthly fee of $6.00 ($4.00 for members 50+). For more information click here.

simply checkingA simple, FREE account with no minimum balance. There are no monthly maintenance fees or per check charges. Just keep your account active! You will receive a no fee ATM/Debit card. You have unlimited withdrawals from any SC Telco ATM (or Advantage ATM) plus 12 Fee-Free ATM withdrawals and/or PIN Point of Sale transactions per month.

Money Market CheckingWhich is better earning a higher dividend or having access to your money? You can have the best of both worlds! Money Market Checking allows you access to your checking funds while earning higher dividends. All you need to do is maintain a balance of $500 or more to earn a higher dividend.