Nlmeem Date: 8/21/99 1:34 AM Number: 13313 It is a lease arrangement with a "guaranteed" return of 14%. Since our only income is Social Security (not very much) ...

I know nothing of the company. But my father taught me that "if it sounds too good to be true, it probably is." This sounds like a scam to me. If they could really guarantee 14%, there are lots of ways to finance without going to people subsisting on Social Security. From another point of view, if 14% represents the "market rate" for their financing needs, this is "deep junk" with a large probability of going bankrupt. I'd stay far away from it, and the "financial advisor" that suggested it.