Session Warning,

Are you still there? For security purposes, your application will be reset in if you do not respond.

Are you still there? For security purposes, your application will be reset in if you do not select the dialog continue button.

Session timeout warning dialog loaded

Just a moment please.

Dialog dialog loaded

Save,

You must enter your email address and the answers to your security questions before your application can be saved. This information will be used to authenticate you when you resume your application.

Email

Mothers Maiden Name

Name of your Elementary School

You must enter your email address and the answers to your security questions before your application can be saved. This information will be used to authenticate you when you resume your application.

Email

Mothers Maiden Name

Name of your Elementary School

Save your form dialog loaded

Resume Your Saved Form,

To resume your form please complete the following details.

Reference Code

When you saved your form you should have been provided a reference code.

Reference Code

Security Question

Your answer to this question must match the information you previously provided.

Mothers Maiden Name

Name of your elementary school

Mothers Maiden Name

Name of your elementary school

Resume your saved form dialog loaded

Confirm Cancellation,

Are you sure you want to cancel your submission? Caution: all data entered will be lost.

Why not save where you are up to?

Did you know you can securely save your progress and resume at a later time?

Feedback

We'd really appreciate you letting us know why you are cancelling your submission.

What is the main reason for your cancellation?

Comments

Confirm cancellation dialog loaded

Information dialog loaded

Disclosures and Agreements,

To continue, you must indicate that you accept the Terms and Conditions.

Signer(s)/Account Holder(s):

Social Security Number(s):

•I provide my consent to receipt, in electronic format, of account terms, conditions and disclosures related to my opening of a consumer account relationship with Citibank on Citi Online. In order to access these materials in the electronic format provided, I will need a personal computer or mobile device with an Internet connection, a browser with 128 bit encryption and systems capability to open, save and print files in PDF format using Adobe Acrobat Reader or other compatible software. •I have received and agree to the terms of Citibank Client Manual: Consumer Accounts, Marketplace Addendum and applicable rate disclosures for my account. •I have received a copy of the Citibank Consumer Privacy Notice.•I have received and agree to the terms and conditions of the User Agreement for Inter Institution Transfer Service•I authorize you to: ◦Record and monitor my telephone calls as evidence of my instructions for service quality purposes. ◦Obtain a consumer report in connection with the application, opening, update or renewal of any deposit or loan account I apply for or open. ◦Use these consumer reports to consider me for other programs with Citibank. Upon request, you will inform me if a consumer report has been obtained and will give me the name and address of the agency furnishing the report. By checking the box next to my name(s), I accept the Terms and Conditions presented above.

•I provide my consent to receipt, in electronic format, of account terms, conditions and disclosures related to my opening of a consumer account relationship with Citibank on Citi Online. In order to access these materials in the electronic format provided, I will need a personal computer or mobile device with an Internet connection, a browser with 128 bit encryption and systems capability to open, save and print files in PDF format using Adobe Acrobat Reader or other compatible software. •I have received and agree to the terms of Citibank Client Manual: Consumer Accounts and Marketplace Addendum for my account. •I have received a copy of the Citibank Consumer Privacy Notice.•I have received and agree to the terms and conditions of the User Agreement for Inter Institution Transfer Service•I authorize you to: ◦Record and monitor my telephone calls as evidence of my instructions for service quality purposes. ◦Obtain a consumer report in connection with the application, opening, update or renewal of any deposit or loan account I apply for or open. ◦Use these consumer reports to consider me for other programs with Citibank. Upon request, you will inform me if a consumer report has been obtained and will give me the name and address of the agency furnishing the report. By checking the box next to my name(s), I accept the Terms and Conditions presented above.

Dialog dialog loaded

Session Warning,

Are you still there? For security purposes, your application will be reset in if you do not respond.

Dialog dialog loaded

Citi rates, fees and promotional offers may vary by State or US Possession/Territory. To view rates, fees and other disclosures associated with the state or US Possession/Territory you selected, click Continue. To modify your selection, click Cancel.

Dialog dialog loaded

Account Verification Failed,

Dialog dialog loaded

Sorry, we cannot allow you to proceed. For further assistance, please contact Citi Online Customer Service at 1-800-374-9700.

Reason Code: OP002

Dialog dialog loaded

Citigold Team Engagement Terms,

Citigold Team - Engagement Terms

Your Citigold Team - Access, Contact, Introductions, Information Use: •By accepting these Citigold Team Engagement Terms (“Terms,” “Engagement Terms”) you instruct, authorize and engage Citi, its representatives, affiliates and businesses across the Citigroup Inc. family of companies (“Citi”) that work with or service Citigold clients including your Citigold Relationship Manager or Private Client Relationship Manager (“Relationship Manager,” “RM”), designated Citi Personal Wealth Management Financial Advisor (“FA”), Citi account representatives, and other members of the Citigold team who represent Citi businesses (collectively “Citigold Relationship Team” or “Team”), individually or together, to work with you regarding your accounts, financial needs and objectives, and your business relationships within the Citi family of companies (“Service”).•As part of the Service your Team and its members may provide you with services, support, and offers either directly or by engaging additional Citi representatives regarding your financial needs. Your authorization for your Team to collect, access, use and share your information and to contact you for purposes of the Service will continue until terminated as provided below.Access, Share and Use Your Information Among Affiliates:•Your agreement to these Terms is your request and authorization that your Team and its members collect, access, share and use your personal and financial information from across the Citi family of companies to help coordinate your financial needs, provide the Service for your accounts, relationships and other business purposes that can include processing your requests; making effective decisions with you; identifying services or opportunities for you; resolving cross-business issues; administering your accounts; and extending you offers at appropriate times for Citi products that might assist you in your financial goals and objectives.•In addition, your Team and it is members may collect, share and use such information to meet legal and regulatory standards (e.g., “Know Your Customer” requirements) and to operate prudently (e.g., managing credit risk.)•As an individual client, you may have previously instructed (or in the future may choose to instruct) certain Citi companies such as the bank, broker or insurance company, including Citibank, CGMI, CPWM and CLA to limit (“opt-out”) sharing and use of your personal or financial information. By accepting these Terms, although your “opt-out” instructions will remain as established by you with those specific Citi companies, your decision to engage the Team for Service under these Terms is your specific authorization and consent that your Team and its members may collect, access, share and use such personal and financial information across and on behalf of Citi companies, businesses, and your accounts to assist you with your financial needs even if you have placed “opt-out” instructions with one or more of those same Citi companies or businesses.•Any information about you accessed or shared between Citi companies or collected by your Team or its members for those companies as part of the Service becomes part of those companies records about you and remains available for such companies’ ongoing use even if you no longer work with your Team, its members or the Service.Ongoing Contact, Communication of Offers and Opportunities:•Your Team member’s goals include addressing your requests for service, products and information; supporting your ongoing direct relationships with representatives of Citi companies and businesses when appropriate; and introducing you to information, offers, products, benefits, opportunities and additional services that the Team or its members, together or individually, determines may be of interest to you or assist you in achieving your financial needs.•In addition, your Team or its members, together or individually, may refer you to a representative of a specific Citi business for more complex financial needs and will remain active in the coordination of that engagement with you as needed or applicable as your Team expands with additional members.•As an individual client, you may have previously instructed (or in the future may choose to instruct) a Citi company or business such as the bank, broker or insurance company including Citibank, CGMI, CPWM and CLA to limit certain types of communication with you or restrict certain methods of contacting you such as by telephone, e-mail, mail or other device or medium. By accepting these Terms, although your contact limitations, if any, will remain as established by you with those specific Citi companies, you instruct and authorize your Team and its members, including other Citi representative(s) working with your Team members, individually or together, to: ◦Contact and communicate with you without such restriction or limitation;◦Introduce information, offers, products, opportunities and additional services to you through various communications and contact methods that they deem appropriate for the Service notwithstanding your other instructions or applicable restrictions that limit other Citi services or businesses in contacting you; presenting information, offers or opportunities to you; or engaging in marketing and other communications with you.•Your agreement to receive such introductions and communications in conjunction with the Service supersedes any other instructions you provided (or in the future may choose to provide) and other limitations related to such introductions and communications concerning your accounts and relationship with us. Such contact from your Team or its members may be in person, verbally or in written or electronic form (including by telephone, cell phone, wireless or mobile devices, SMS (e.g., text messages), mail, facsimile, or e-mail) at such telephone numbers, addresses and contact locations (both residential and other) as described in your account profiles and records in order to accommodate your financial needs.•Such request and authorization for the Team and its members to contact you will not affect existing limitations or instructions, if any, placed with specific Citi companies or businesses that limit direct contact by those companies or businesses with you.Modifications, Terminating Service:•Citi can modify these Terms or withdraw the Service at any time. The Service is made available at our sole discretion to qualified Citigold clients whose financial needs activities and relationship with Citi in Citi’s sole determination are appropriate for the Service. If you do not meet the Citigold qualifications and/or Citi otherwise determines that the Service is not appropriate for your financial needs, activities or your account(s), your Service can be withdrawn.•These Terms may be modified by us through written or electronic notice including posting on our web site or other electronic method of communication related to the Service. Your ongoing enrollment in the Service subsequent to such modifications will indicate your notice of and consent to the most recent version of the Terms. If at any time, you do not agree with the conditions described in the Terms or any revisions of the Terms you may terminate your enrollment in the Service by written notice to your Relationship Manager, which termination will become effective within thirty (30) days of your Relationship Manager’s receipt of such notice.•In that event that the Service is terminated or withdrawn, your account(s) and relationship with each company or business will be serviced in the normal course according to the then current terms for those accounts and relationships. You may ask your Relationship Manager for the most recent version of these Terms at any time. Citigold provides clients access to enhanced levels of services and benefits from Citibank, N.A. (“Citibank”) and its affiliates in the U.S. Citibank provides banking and lending services. Citi Personal Wealth Management, a business of Citigroup Inc., offers investment products through Citigroup Global Markets Inc. (“CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Citibank, CGMI and CLA are affiliated companies under the common control of Citigroup Inc.

Dialog dialog loaded

Secure Application

Form progress

URN:

Product Name

You are applying for an account package that includes:

••

You have errors within this form.

mins remaining

remaining to complete identity verification on this page.

(All fields are mandatory unless specified as optional). Security Questions must be answered even if you are continuing a saved application.

Request Received page loaded

Request Received

Just a moment please

Your new account number is:

You can start using some of these services today by setting up Online Bill Payees and Account Alerts. You can also manage your communication preferences, including delivery of periodic statements and other communications, by visiting the Account Management page.

Citigold Team:

Your new Citigold Relationship also comes with your own team - a Citigold Relationship Manager and a Citi Personal Wealth Management Financial Advisor, dedicated to meeting your needs.

with:

Just a moment please

Your new account number is:

Just a moment please

Your new account number is:

Citigold Team:

Your new Citigold Relationship also comes with your own team - a Citigold Relationship Manager and a Citi Personal Wealth Management Financial Advisor, dedicated to meeting your needs.

Next steps

You are required to complete these additional forms to finalize your request.

Security questions

These will be used to verify your identity if you need to call customer service.

Mother’s Maiden Name

Name of your Elementary School

Federal Tax Classification: Individual Certify Your Tax Status

Under penalties of perjury, I certify that:

1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me); and2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding; and3. I am a U.S. citizen or other U.S. person (defined below); and4. The FATCA code(s) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct.

Certification instructions: You must cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return.

The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.

You must type your name exactly as you entered it on your application.

Applicant Signature

First Name

Last Name

Today's Date (MM/DD/YYYY)

Joint Applicant Signature

First Name

Last Name

Today's Date (MM/DD/YYYY)

Legal

.

By checking the box, I confirm that I can access and agree to the Account Disclosures and Terms and Conditions which describe my deposit relationship with Citibank including rules about using my accounts, applicable fees and charges and how to avoid them, interest rates, overdraft policies, funds availability, resolution of disputes by arbitration and our Privacy Notice as well as our systems requirements for reading them electronically.

.

By checking the box, I confirm that I can access and agree to the Account Disclosures and Terms and Conditions which describe my deposit relationship with Citibank including rules about using my accounts, applicable fees and charges and how to avoid them, interest rates, overdraft policies, funds availability, resolution of disputes by arbitration and our Privacy Notice as well as our systems requirements for reading them electronically.

Click Below to Review and Accept your Citigold Team Engagement Terms(Engagement only if your application is approved)

As a Citigold client, you are eligible to choose to receive financial guidance from a team of Citi professionals, including a Relationship Manager for your banking needs and a Citi Personal Wealth Management Financial Advisor for investing.

.

By checking this box, I confirm that I have read and agree to the Citigold Team Engagement Terms, which engages a Citigold Team including my Relationship Manager, a designated Citi Personal Wealth Management Financial Advisor and other Citi representatives to work with each other and across Citi’s other lines of business, share and use my financial and personal information, and communicate with me individually or as a Team to provide some of the best Citi can offer to help me work to reach my financial goals.

Please print or save a copy of these terms using functions available with your personal computer or mobile device.

We cannot open your account online. Please visit a Financial Center near you to determine your eligibility to open an account.

Give us a call to continue1 800 374 9500

Verification

Verification page loaded

Identity Verification -

To protect you from ID theft, and to confirm your identity, please answer the following questions. You have 3 minutes to complete this step.

VeridResult

VeridTransactionNumber

VeridQuestionSetId

VeridTrxQuestionidId

VeridAnswerType

VeridText

Question goes here

VeridChoiceId

Button

VeridHelpText

SelectedVeridChoiceId

VeridVerificationDecision

Verification

Verification page loaded

Joint Applicant Identity Verification -

To protect you from ID theft, and to confirm your identity, please answer the following questions. You have 3 minutes to complete this step.

VeridResult

VeridTransactionNumber

VeridAccountsTransactionId

VeridQuestionSetId

VeridTrxQuestionidId

VeridAnswerType

VeridText

Question goes here

VeridChoiceId

Button

VeridHelpText

SelectedVeridChoiceId

VeridVerificationDecision

Funding

Funding page loaded

FundingSct

Do you want to fund your account now?

Yes, I'll transfer funds from another bank

No, I'll make a deposit after the account is open

Your Opening Deposit

Enter the amount you would like to deposit into your new Citi account.

Amount

Your Opening Deposit

Enter the amount you would like to deposit into your new Citi account.

Funding Source

Provide a source of funding for your opening deposit

Who will fund the account?

Primary

Joint

You can fund your new Citibank account with money you have at another bank using Citibank's free Inter Institutional Transfer service. Just enter the ABA/Routing and Account numbers for your other account, which are on your check or deposit slip, and Citibank will electronically transfer your initial deposit to your new Citibank account. The account must be funded by the main applicant, not the joint applicant.

For your security, Citibank must verify your account either using online verification method or trial deposit. Your credentials will not be stored and will be used one time.

How would you like to verify this account?

Online Verification

Trial Deposit

Verify Your Funding Account Information Online

In order to complete the funding process for your new account, Citibank must verify your external account information. Please enter your online credentials for . There is a two (2) minute time limit to complete this section.

Please enter the credentials for your account with

Verification Method

Caption1

ParamID1

Caption2

ParamID2

Caption3

ParamID3

Caption4

ParamID4

To verify that you are the owner of this account, requires you to answer the following questions. Citibank will not keep this information. There is a two (2) minute time limit to complete this section.

To verify that you are the owner of this account, requires you to answer the following questions. Citibank will not keep this information. There is a two (2) minute time limit to complete this section.

MFAName

MFAChoiceId

Button

SelectedMFAChoiceId

Verify Your Funding Account Information via Trial Deposit

Citibank will place 2 trial deposits into this account within 3 business days:

: XXXXXXXX

Once your trial deposit has been posted, Citibank will send an email with instructions and a link on how to verify the amounts. You must verify the amount within 30 days.

VeridAccountsTransactionId

IsSavingsAcct

Please review your information before you move on to the next page. You will not be able to return to this page.

IsNextClicked

Citibank.com is the source of information about and access to U.S. domestic financial services provided by Citibank retail banking and the Citigroup family of companies and is intended for use domestically in the U.S. Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or captial controls that you are responsible for following. NMLS ID: 412915