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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. People here want to help, so just have some patience, follow the tips below and hopefully someone will help you when they have a chance.

If you looking for a particular thread you once saw and can't find it, this is not the place to ask. Check out Help Me Find It and ask there.

How to ask a question in this thread:Click the blue reply button at the top or bottom of the page, type your question, and click post!

Some helpful tips for eliciting answers from other members:- Keep your question short and precise. No one wants to read a megillah.- The more questions you ask in one post, the less likely any will be answered. People are wiling to answer a question or two, but if you ask all the questions that apply to your particular issue, you're expecting to be spoonfed. Members don't like holding out the spoon, so ask accordingly.

You do not need an account to apply for a card. What link are you using?

i was trying to bring up the link and i used an incognito tab and it didnt ask me for an account, for some reason (or maybe i just clicked the wrong thing) it didnt work on a regular browser, thanks anyway