Children's Trauma Insurance

Sometimes a certain level of Children’s Trauma Insurance is included in a parent’s Trauma Insurance policy, but not necessarily.

The major health traumas covered can vary from one policy to another.

As an indication, you may find the following traumas covered, but remember to check the particular policy details for a list of inclusions:

Blindness

Brain damage

Cancer

Cardiomyopathy

Chronic kidney failure

Deafness

Encephalitis

Intensive care

Intracranial benign tumour

Loss of limbs or sight

Loss of speech

Major head trauma

Major organ transplant

Meningitis

Paralysis

Severe burns

The benefit payment is intended to provide financial support at a time where medical expenses can become very high and a parent’s capacity to work is reduced due to increased care required for the child.

Different policies have different options, so be sure to get personalised advice when considering this type of insurance.

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This Knowledge Centre provides general educational information only. The content does not take into account your personal objectives, financial situation or needs. You should consider taking financial advice tailored to your personal circumstances.