You don’t have to be pulling in six figures to spend a portion of your earnings on charity. Here are some creative ways to budget in giving back.

You want to be charitable, but you aren’t exactly rolling in it. While most Americans donate about 2 percent of their income to charity, if you’re financially stable and not in debt, LearnVest suggests you aim for 3 percent at this point in your life. That’s all good in theory, you say, but how?

Dole It Out in Pieces

Many charities encourage us to donate smaller amounts on a regular basis rather than bigger one-time donations. One organization we love is Modest Needs (the site allows you to give mini-grants to prevent individuals from entering the cycle of poverty), which will match your monthly pledges. Double happiness!

Tie It to an Event

Having a birthday? Tell people that you’d like donations to your favorite charity as a gift. If you’re really motivated, consider throwing a party in honor of a cause, both to spread awareness and to accept donations. Goods4Good, a nonprofit that sends excess goods from the United States to third-world countries, is one of many charities tied into the Facebook Causes app, which makes it particularly easy to do all of this.