Compare American National vs. Nationwide Insurance

American National and Nationwide are two top companies in the world of auto insurance. American National was founded in 1905, and Nationwide was founded in 1925. While American National has excellent customer service and low complaint history, Nationwide is ranked the #2 auto insurer, and has a 95% customer-satisfaction rate. Additionally, Nationwide’s claims process is fast and fair. On the other hand, American National’s website lacks strong mobile features, and Nationwide’s lack of an online chat feature lowered its overall ratings. Still, both companies rank well for financial strength and J.D. Power ratings. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

American National

Nationwide

Best If

American National

You want a wide variety of auto/other insurance options, such as boat insurance

Nationwide

You want a fast and fair claims process

Worst If

American National

You want to use their website as your #1 point of reference. American National doesn’t provide much information on their products on the website

Nationwide

You want strong online or mobile services

Special Car Insurance Discounts

American National

Nationwide

American National

The Fresh Start discount.

This is offered to those who apply for a policy with American National before their current one expires. With this discount, you can save money on your first six months of coverage.

The Association discount.

This gets you 10 percent off your premiums if you’re a member of certain national and local auto clubs.

Cashback.

This program is for those who insure both their cars and home with American National. But you must remain claim free for three straight years. Then you'll get a check for 25 percent of your home and auto premiums for the last three years. Every year after that you remain claim free, you’ll receive a check as well.

The Three Line discount.

This is offered when you insure your vehicle, home, and life with American National.

The Collector’s discount.

This becomes greater with each collector vehicle added to your account. You can earn up to 85 percent on your discount, and one vehicle must have liability coverage.

Nationwide

Paperless Documents

Nationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means sending all the bills, or documents you’d otherwise receive in the mail over to e-mail. It’s an easy way to save paper and keep better track of your important insurance documents. Read more about the Paperless Documents discount.

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like American National and Nationwide. QuoteWizard is an independent company that helps you find the right policy at the best rate.

Nationwide Mobile App

Nationwide Mobile Banking App

This app can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts. It also lets you stay on top of your insurance related finances. You can deposit checks or pay insurance bills at home or by phone. Click here for more information and to download the Mobile Banking App.

Roadside Assistance

American National

Nationwide

American National

Easy Tow Roadside Assistance from ANPAC

Easy Tow roadside assistance program will dispatch service to you immediately. ANPAC (American National Property and Casualty) will pay for the service fee. But only up to the limits of your car insurance policy for roadside assistance. Call Easy Tow or access ANPAC's iPhone app Insured2Go to get service dispatched to you.

Roadside Assistance Services Covered

Tire change

Gas delivery

Lockouts

Towing

Jump start

Winching

Contact Phone Number

With roadside assistance coverage, all you have to do is call 1 (866) Easy Tow (1 866-327-9869).

Nationwide

Nationwide Roadside Assistance

Nationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy. It doesn't matter who's car you might be in.