Finding The Right Employer Group Health Plan Doesn’t Have To Be Complicated

The Independent Benefit Advisors are here to listen and help you find the right group employwer health plan for your small, mid-size, or large company that is headquartered in NC. We serve the entire state including, but not limited to: Raleigh, Charlotte, Greensboro, Wilmington, Asheville, Fayetteville, and everywhere in between. Contact us today to find out how we can help make employer group benefits uncomplicated and straightforward for your company.

Small Group Benefits (2-49 Employees)

Medium Group Benefits (50-249 Employees)

Large Group Benefits (250+ Employees)

Individual Health Insurance in NC

Unfortunately, open enrollment is over, but there are some exceptions. If you have recently had a “qualifying event” you are eligible to enroll for health insurance in NC. Qualifying events include: marriage, loss of employer coverage, moving to NC, and other life changing events. If you aren’t sure, please give us a call at 919-303-9690 or contact us online.

Individual Benefit Supplements

Individual Dental Plans in NC

One of the most common needs we find among our clients is a need for good dental coverage. A visit to the dentist can be expensive without insurance, but not going to the dentist can cause an immense amount of discomfort and pain. We believe that money shouldn’t be a limiting factor between people and their health.

Individual Short Term Health

We offer short term insurance plans for people who need health insurance for a short period of time (if you’re between jobs without coverage), which means you don’t have to rely on Cobra as your only option. We’re more than happy to discuss the different short term benefit plans available to you.

Are you 65? If so that means you are eligible for Medicare, but is your NC Medicare plan going to cover all of your healthcare needs? The Independent Benefit Advisors help individuals who are eligible, or just about to be eligible, understand what Medicare options are available to them. We can help you figure out if Medicare Advantage, Medicare Part D, or other Medicare supplemental insurance options are right for your situation.

Values are the essence of a family business’ spirit. We are more oriented toward people, emphasize collectivity more than individuality, and support a long term perspective and a sense of stewardship and responsibility to the clients we work with.

Independent Benefit Advisors has been helping families and businesses located in the Raleigh, Durham and Cary, NC area and other North Carolina locations find the right health insurance coverage for almost two decades. We are an independent insurance brokerage/consulting firm with extensive experience helping individuals and businesses find health insurance that meets their healthcare needs at a competitive price. IBA is a local, family-owned business that is the professional top company in the region. We specialize in individual and employer group plans, including Medicare.

Service Areas

Providing Group Health Insurance Consulting Across North Carolina

As an advisor to more of the larger public sector accounts in NC, we are one of the industry’s leading employee benefits consulting specialist firm and a leader in innovation and growth.

Independent Benefit Advisors is an independent insurance brokerage specializing in health insurance and employee benefits. We are located in Apex, NC and serve Raleigh, Durham, Cary and other locations across North Carolina.

See What Our Clients Are Saying

We have used Crystal for years and she is absolutely the best! Any issues we have ever had she has helped us work through them. She goes way beyond the call of duty in aiming to please and help any way she possibly can. Give her a call, I promise it will be the best move you could make for your insurance needs!read more

Crystal has been a tremendous help to me and my own clients. She is an expert in insurance matters and I depend on her to help us understand what is so utterly confusing. (e.g. The Unaffordable Care Act) I am so glad to have found her and I can't recommend her enough! She is knowledgeable and professional but also personable and friendly. She always responds promptly when I contact her and and truly goes above and beyond what is expected. You couldn't ask for a better person to help you with your insurance needs.read more

IBA takes great pride in finding benefit plans that best meet the needs of their clients, particularly with respect to plan features and cost. IBA's focus is on the client and not their bottom line. They work hard to establish and maintain a long-term relationship which gives them a better understanding of the "personality" of each of their clients. They are always willing to go the extra mile to assist policyholders with special circumstances and needs and their account management team is one of the best in the business.read more

My organization has received brokerage services from Independent Benefit Advisors (IBA) since 2009, and recently renewed another multi-year contract with them. Their staff expertise and responsiveness have made it possible for us to create and constantly improve a benefits package that meets the needs of our employees AND the needs of the overall organization. IBA stays abreast of all the modifications required by the ever-changing benefits landscape and ensures that we do, too. As an HR professional for almost 20 years, I find their services invaluable.read more

Since moving to the triangle area of North Carolina a few years ago my wife and I have had the pleasure of dealing with and depending upon IBA folks to guide us in the right direction with respect to our health insurance needs. Annually we seek their advice and latest information about the complexities of the changing market. IBA folks are highly dependable, very patient and understanding of their clients needs.They are also up to the minute on the latest developments, changes and alternative programs to better guide us. A truly first class organization and professionals.read more

FOLLOW US!

We have used Crystal for years and she is absolutely the best! Any issues we have ever had she has helped us work through them. She goes way beyond the call of duty in aiming to please and help any way she possibly can. Give her a call, I promise it will be the best move you could make for your insurance needs!

Crystal has been a tremendous help to me and my own clients. She is an expert in insurance matters and I depend on her to help us understand what is so utterly confusing. (e.g. The Unaffordable Care Act) I am so glad to have found her and I can't recommend her enough! She is knowledgeable and professional but also personable and friendly. She always responds promptly when I contact her and and truly goes above and beyond what is expected. You couldn't ask for a better person to help you with your insurance needs.

Since moving to the triangle area of North Carolina a few years ago my wife and I have had the pleasure of dealing with and depending upon IBA folks to guide us in the right direction with respect to our health insurance needs. Annually we seek their advice and latest information about the complexities of the changing market. IBA folks are highly dependable, very patient and understanding of their clients needs.They are also up to the minute on the latest developments, changes and alternative programs to better guide us. A truly first class organization and professionals.

IBA takes great pride in finding benefit plans that best meet the needs of their clients, particularly with respect to plan features and cost. IBA's focus is on the client and not their bottom line. They work hard to establish and maintain a long-term relationship which gives them a better understanding of the "personality" of each of their clients. They are always willing to go the extra mile to assist policyholders with special circumstances and needs and their account management team is one of the best in the business.

My organization has received brokerage services from Independent Benefit Advisors (IBA) since 2009, and recently renewed another multi-year contract with them. Their staff expertise and responsiveness have made it possible for us to create and constantly improve a benefits package that meets the needs of our employees AND the needs of the overall organization. IBA stays abreast of all the modifications required by the ever-changing benefits landscape and ensures that we do, too. As an HR professional for almost 20 years, I find their services invaluable.