To find out more about buying a home with a minimal down payment, despite past or current credit problems, click hereor select "Buy" as your primary interest when completing our Home Search Interest Form.

Please fill out our "Home Search Interest Form" and a local representative will contact you to assist you with your free home search. A valid phone number is required in order to receive our services.

Three Common Misconceptions About Home Buying!

Must have exceptional credit...FALSE... The lenders we work with offer programs with fair and average credit scores.

Must have 20% down payment...FALSE... The lenders we work with offer VA loans and down payment assistance loans with little to no down payment required.

Must make a lot of money to qualify...FALSE... The lenders we work with offer programs where you aren't capped at 45% debt to income ratio. There is a wide range of programs to help clients qualify for home loans.

Testimonials

The level of customer service we received from Innovative Home Solutions for the purchase of our first home far surpassed that of any other purchase experience. Through the counseling and guidance of our lender, we were able to significantly raise my husband's credit score in a short period of time so we could get pre-qualified...- Becky and Neal Olson

Innovative Home Solutions’ preferred lender and their processing team were wonderful to work with. Everyone kept in constant contact and always returned calls or emails for status updates. We submitted our home loan to them after working with a different broker, and wished we would have started the purchase process with...- Nathan and Jamie Hagerty

My wife and I have always wanted to buy our own home, and with Innovative Home Solutions’ help we have been able to achieve this goal. This is a great opportunity for our family. You went above and beyond to help us get our home and we are very grateful for all of your help.- Brooks Cowden