Privacy Policy

At ifscofbank.com, we respect the privacy of our users and the importance of the information they entrust to us.

What information do we collect?

We collect information from you when you register on our site. When registering on our site, as appropriate, you may be asked to enter your name or e-mail address. You may, however, visit our site anonymously.

We also may collect other types of information in the following ways when you visit our website:

Our server logs may automatically collect information, such as your IP address, your browser type and language, and the date and time of your visit, which helps us track users' movements around our site and understand trends.

We may assign your computer one or more cookies which may collect information to facilitate access to our website and to personalize your online experience.

We may allow third-party advertising companies or ad networks to display advertisements on our websites.

These companies may use tracking tools, such as cookies, to collect information about computers used to view or interact with their advertisements, some of which could be a part of the main result.

If you post information about yourself or others, or communicate with others using our website, please note that we cannot control who reads your postings or what they do with the information you provide. We encourage you to use caution in posting personal information.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways-

To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you).

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Third party vendors, including Google, use cookies to serve ads based on a user's prior visits to website. Google's use of the DoubleClick cookie enables it and its partners to serve ads to users based on their visit to our sites and/or other sites on the Internet. Users may opt out of the use of the DoubleClick cookie for interest-based advertising by visiting Ads Settings.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Terms and Conditions

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at Terms of service.

Your Consent

By using our site, you consent to our web site privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.

If you require any more information or have any questions about our privacy policy, please feel free click here to contact us.

Find out more

What is bank IFSC code?

The Indian Financial System Code (IFSC) is an alphanumeric code that uniquely identifies a Bank-Branch participating in the two main Electronic Funds Settlement Systems i.e. RTGS and NEFT systems. IFSC is used by the NEFT & RTGS systems to route the messages to the destination banks / branches. Bank-wise list of IFSCs is available with all the bank-branches participating in interbank Electronic Funds Transfer. IFSC Code consists of 11 Characters: (example: ABCD0123456)

What is NEFT transfer?

National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country participating in the Scheme. NEFT can also be used to transfer funds from or to NRE and NRO accounts in the country. This is subject to the adherence of the provisions of the Foreign Exchange Management Act, 2000 (FEMA) and Wire Transfer Guidelines. However, NEFT cannot use to send remittances to abroad.

What is RTGS transfer?

The term RTGS stands for Real Time Gross Settlement, which can be defined as the continuous (real-time) settlement of funds transfers individually on an order by order basis (without netting). "Real Time" means the processing of instructions at the time they are received rather than at some later time; "Gross Settlement" means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). Considering that the funds settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable. The RTGS system is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is Rs. 2 lakh. There is no upper ceiling for RTGS transactions.

What is Bank MICR Code?

Magnetic Ink Character Recognition Code (MICR Code) is a character-recognition technology used mainly by the banks to easy the processing and clearance of cheque. MICR characters are printed on a document in the MICR fonts. The ink used in the printing is a magnetic ink or toner. A special machine is used to read these characters, however, MICR code is also human readable. MICR code is used for cheque clearing process to identify the branch and bank.