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PRIVATE WEALTH HOME FINANCING

One of the few downsides of being a business owner, self-employed or having a complex financial situation is dealing with traditional one-size-fits-all mortgage financing programs. That’s why you need a bank that understands the unique financing needs of high-net-worth individuals. At Texas Capital Bank, we take the same personalized approach we use for your banking needs and apply it to your home financing requirements.

Whether you’re buying or building a home or secondary residence, purchasing land, refinancing a mortgage or seeking to access the equity of your existing home, our bankers take time to fully understand your goals and work with you to create a customized solution. Unlike other lenders, we hold most of our private wealth mortgage loans in our own portfolio, providing our team with the additional flexibility needed to meet your needs. Our home financing services include:

Jumbo mortgages

Ranch loans

Fully-amortizing or interest-only options

Adjustable rate mortgages with fixed terms of five, seven or 10 years

Home equity lines of credit (HELOC) and other ways to access equity in your home

One-time close program combining construction and permanent financing into one loan to lock in your interest rate and save on closing costs