While there are thousands of Americans struggling every day, there are countless more who are getting back on their feet, putting the pieces back together, and starting to live happy and productive lives. For many of these people, all it took was a helping hand.

FamilyFinancialHelp.org Can Lend a Hand
There is family financial help available in thousands of nooks and crannies but people simply don’t know where to look.

Help for All Families aims to inform and help families take advantage of numerous financial aid and assistance and welfare programs that most Americans don’?t even know about.If you’re looking for financial assistance, welfare benefits, food assistance, housing aid, grants or any other help programs that can help you and your family tide over these hard times, then you’ve certainly come to the right place.There are dozens of financial assistance programs available today. Help For All Families continuously searches for these resources as part of its mission to help American families get all the financial aid they need so they can live the life they deserve.

Grant Money

Not a lot of Americans are aware that the government sets aside a part of the federal budget for financial assistance to its citizens, in the form of loans and grants. Obviously, grants are more interesting than loans, because unlike the latter, grants need not be repaid.

Around $400 billion in grant money is available for all sorts of needs. That sounds even more enticing, and you may very well make a mental note to yourself to apply for one, pronto. Perhaps you’d like to see if there is any government grant available to help you pay for your soaring utility bills.

TANF

Are you currently out of work and need help to feed your kids? Are you a single mother in need of financial assistance?

You can apply for help through the Temporary Assistance to Needy Families (TANF) program.

The TANF program is a time-limited program that helps cash-strapped families with children. You can get direct help in the form of cash grants, work opportunities, and other services.

The Federal government provides grant money to States to run the TANF program as they see fit. You will need to inquire at your state or local welfare agency to know the details of your state’s TANF program requirements and benefits, as they vary according to state.

WIC Govt Program

The US Health & Human Services Dept. has launched the WIC Program (Supplemental Nutrition Assistance to Women, Infants and Children) which aims to provide Total health care at No Cost to low-income pregnant, breastfeeding and postpartum women, infants, and children up to 5 years of age.

To be fully eligible for the WIC Program, applicants must be determined by a health professional, at no cost, to be at nutritional risk (i.e., have certain medical-based or diet-based risk conditions.Learn More

Food Stamp Program

Attention, low-income households. The government wants you to know that if you need help with putting nutritious food on your tables, the Food Stamp Program is available to you. And if you are a senior citizen and Hispanic, the government is especially seeking to help you.

What’s more, the government is working hard and spending vast sums to reach out to you and help you get proper, healthy nourishment. The U.S. Department of Agriculture (USDA) is releasing at least $1 million in grants to public and private nonprofit community and faith-based organizations nationwide to help bring the Food Stamp Program to your community and to you.Learn More

FamilyFinancialHelp.org

Public Housing Program

Public housing was established to provide decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single family houses to highrise apartments for elderly families. There are approximately 1.2 million households living in public housing units, managed by some 3,300 HAs. The U.S. Department of Housing and Urban Development (HUD) administers Federal aid to local housing agencies (HAs) that manage the housing for low-income residents at rents they can afford. HUD furnishes technical and professional assistance in planning, developing and managing these developments.

Section 8 Housing

HUD has launched the Housing Choice Voucher Program which aims to assist very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments.

The participant is free to choose any housing that meets the requirements of the program and is not limited to units located in subsidized housing projects.

A family that is issued a housing voucher is responsible for finding a suitable housing unit of the family’s choice where the owner agrees to rent under the program. This unit may include the family’s present residence. Rental units must meet minimum standards of health and safety, as determined by the PHA.

Home Grants

The Home Grants program has helped thousands of individuals and families by providing Home Grants that do not have to be repaid. The Granted funds are generally utilized for Down Payments and Closing Costs. Our liberal requirements make our Home Grants program some of the most accessible funds in the country. HUD stands committed to providing these non-repayable Home Grants along with required homeowner education.

The participating non-profit organizations are staffed by teams of dedicated and experienced Real Estate professionals who are committed to helping consumers to achieve the American Dream of home ownership. Through our program, most individuals and families will be able to purchase a home with “Little” or “No Money Down”. The Home Grants program is able to help individuals and families all 50 of the United States.

Down Payment Assistance

If you have been paying attention to any of the FHA Mortgage news that has been circulating lately then you have probably noticed all of the hype about the ban on Seller Funded Down Payment Assistance (SFDPA) programs as part of the Housing Rescue Bill.

Actually, there is a very good chance that Down Payment Assistance will only end for a very short period (less than one month) because of new legislation that is currently in the U.S. House of Representatives.

The FHA Seller-Financed Down Payment Reform and Risk-Based Pricing Authorization Act of 2008 (U.S. House Resolution 6694), has passed the House Financial Services Committee and is expected to move to the House floor for a full vote this week.

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