7 Tips for Improving Your Credit Score

of 86Photo

Don’t close accounts.

You just paid your Nordstrom card down to zero and vowed to never use it again. Yay! But don’t close the account; you’ll reduce the total credit you have available and jack up your balance-to-limit ratio. Plus, the longer you have a card, the better it looks, so it's a good thing to let it hang around on your credit report. Keep the account active by making a small purchase every few months and immediately paying the balance.