* All loans subject to credit and collateral approval. Some restrictions apply. For a 60-month fixed term, the APR may be as low as 2.95% APR when the maximum CLTV does not exceed 90%, must have a minimum FICO of 720 and a new or existing First Tennessee deposit account with enrollment in payment auto-debit, and you apply and close on auto loan by June 30, 2013. Minimum loan amount is $5,000. At 2.95% APR for 60 months, your payment for a $30,000 loan would be $538.39 per month. Payments will vary if you select a different term or qualify for a different rate. Rates and terms are based on repayment period, loan amount, model year and borrower qualifications and are subject to change.