Lumpynose saidThey'll just appeal it and eventually get off the hook. The ones with deep pockets invariably win.

This is a very long running problem with collection agencies and credit bureaus. They need gut punched a few times real hard. I hope the judgement stands.

I don't know the details of this lawsuit, but generally the problem with suing credit agencies is the Fair Credit Reporting Act (passed in 1970 by a democratic majority (supposedly liberal) in Congress that makes credit bureaus almost totally immune from suit. As is also true today in Washington, we had the best congressmen money could buy. Deep lobbyist pockets pour money into the slightly less deep pockets of congressmen. Plus c'est change . . .

The real problem isn't the bureaus, it's the FCRA and it's horrendously out-of-date provisions for consumer remedy. The bureaus are, essentially, at the mercy of those reporting, and although the bureaus have responsibility for intermediation and notation on the credit report, they are fairly strictly limited as to what they can edit out of a report. This award is by an activist judge, well out of his purview, and it will definitely be overturned on appeal, regardless of the administration in power when it comes to that level. However, the FCRA continues to need major updating as it still essentially speaks to a process more than twenty years old.