‘Banks to cut mortgage rates or offer new deals’ reads the front page of the Irish Independent. Personal Finance editor Charlie Weston writes that the country’s banks have all agreed to cut variable-interest rates or offer customers the opportunity to switch to more favourable fixed rates.

2. Referendum day

Referendum day is finally here… The Irish Independent features a story on their front page, ‘Youth vote to decide outcome of referendum’. Campaigners have expressed fresh concern about the number of undecided voters, as it’s believed it will be the country’s youth population that will decide the outcome of today’s historic referendum.

The Irish Times leads their front page with a photo of the ballot boxes being prepared at an election warehouse in Cookstown, Dublin. ‘Readying the ballot boxes – Final preparation for today’s referendum’ reads the caption.

3. Safety fears for asylum seeking children

The Irish Times front page headline, meanwhile, reads ‘Safety fears for children in asylum seekers system’. The newspaper reports that ‘Action was not taken to protect’ certain at-risk children, according to a Hiqa report set to be published soon.

4. Hundreds of state care children neglected

‘Hundreds of children neglected as ‘urgent’ files found’ reads the front page of the Irish Examiner. The newspaper reports that at least 127 children have been identified as requiring ‘urgent attention’ following an emergency review by the Child and Family Agency .

5. Gang member leaves Kinahan for Scottish mob

‘Kinahan enforcer betrayal’ reads the front page of The Herald today. Ken Foy reports that a former right-hand man of Christy Kinahan has betrayed his boss and left Ireland’s biggest cartel. Paul Rice has opted to join a Scottish gang who have strong links to Spain’s criminal network.

6. John Joe Nevin in court

Two of this morning’s national papers lead their front pages with the Olympic medallist John Joe Nevin’s hearing in court yesterday. The 25-year-old admitted a public order offence outside a Mullingar pub and has paid €500 to the poor box. ‘Drunken Joh Jpe’s rant at Garda’ reads the front page of the Irish Daily Mirror. Meanwhile, the Irish Daily Star leads with ‘’Boozed-up Nevin’s f-word rant at Garda’’.

7. Mum pleads for information on stillborn son

The Irish Daily Mail leads their front page with the story of a mother who is pleading with health bosses to tell her where her stillborn baby boy was buried 36 years ago. The headline reads: ‘I want to know where hospital buried my baby’.

8. Irish dad remanded in custody after massive jewel heist

Finally, the Irish Sun reads ‘Squeaky Gem Time’ – the Irish plumber who was charged in connection with one of the K’s biggest jewel heists was remanded In custody after his court appearance yesterday.