Those with hypoglycemia can expect to wait the entire 4 to 6 weeks before hearing a response, if you want the cheapest possible policy.

Your Life Insurance Options

There are a lot of different factors which must be considered when applying for life insurance with hypoglycemia.

Just because some people qualify for a Standard rate for life insurance, doesn’t mean everyone will. In fact, some of those with hypoglycemia are denied from coverage altogether.

There are two main factors to consider.

First is the specific life insurance company you’re applying to. Some are much more likely to insure those with hypoglycemia than others. Target these companies first in your search. Those with a track record of offering life insurance with hypoglycemia are most likely to do the same again.

The second factor to consider is the severity of your low blood sugar. Mild cases are much more likely to be insured than more severe cases. For example, most people with controlled hypoglycemia will qualify for traditional coverage, often at a standard rate.

Even those with hypoglycemia stemming from diabetes can receive great rates on traditional coverage as long as both conditions are properly managed.

Note:the longer you can prove your symptoms have been managed, the better your chances of receiving the best rate possible.

It’s only those who have very severe hypoglycemia, or can’t manage their symptoms, who will be denied from traditional coverage altogether.

If you’re denied from traditional coverage, you can look into the handful of life insurance alternatives available.

Remember, your hypoglycemia is only one factor that companies look at. Even those with mild, controlled hypoglycemia might be denied if they fail to meet other criteria.

These other criteria include things such as weight/height/BMI, whether you smoke, family medical history, and other medical problems you’ve had.

Finding the Best Life Insurance with Hypoglycemia

The key to finding the best life insurance with hypoglycemia is doing your research.

And we can help.

Let us research the companies most likely to extend insurance your way.

Getting an early start on applying for life insurance gives you the most options. It guarantees you’ll find the best coverage for your specific situation.