Recommendations

I created this page to show you all the apps and companies I use for financial success. I have used and highly recommend these services as ways to save and earn more money.

Disclosure: There are some affiliate links below, but these are all products I use or have used and highly recommend.

5% Savings Accounts

Netspend: Get a 5% interest savings account and a free $20 bonus. If you’re only getting 1% interest on your savings account, you’re totally missing out. Instead of getting no return on your cash, sign up for a few prepaid debit cards with Netspend and you’ll be able to earn 5% guaranteed interest on a minimum of $5,000. It takes a little bit of upfront work to set up, but once you’ve done that, your Netspend accounts run themselves with absolutely no fees. It’s definitely the best place to store your emergency fund. And the great thing is that you also get a $20 signup bonus just for funding your first Netspend account. Read my guide on how to set up your 5% interest savings account: Netspend Account: 5% Interest Savings and $20 Signup Bonus

Sign up for a Netspend card

Insight: Get even more 5% interest savings accounts. If you’ve already earned your $20 signup bonus with Netspend, you should then open up as many Insight Cards as you can in order to gain access to even more 5% interest savings accounts. Just like with Netspend, once you’ve set up your Insight Cards, they run themselves. If you take the time to set up every account you can with Insight and Netspend, you’ll be able to put away between $25,000 and $50,000 earning 5% guaranteed interest. Read my guide to setting up your Insight Cards: Insight Card: A Step-By-Step Guide to 5% Interest

Sign up for an Insight card

Savings Apps

Qapital: Save your spare change and get a $5 signup bonus. A great way to save more money is by making it automatic. Qapital is one of the apps I use to do just that. You can set rules with Qapital so that it’ll save money for you when you do certain things. My favorite rule is the round-up rule. Every time I buy something, Qapital rounds up my transaction to the nearest dollar and saves the difference for me. Sign up for Qapital below and you’ll get a $5 signup bonus. Read my Qapital review: Qapital Review – A Free App To Automate Your Savings

Get The App

Money Management Apps

Prism: Manage your bills. Without a doubt, the best bill management app out there has got to be Prism. I’ve been using Prism now for several years to help me manage and pay all of my bills in one spot. Best of all, it’s a totally free app. I used to always forget to pay my bills on time, but since discovering Prism, I’ve never been late on paying a bill. Read my Prism review: Prism App Review – An Awesome Free Bill Management App

Get The App

Mint: Track your net worth. It’s probably my most used financial app. The first thing I do when I wake up is to open up Mint on my phone and check what all of my accounts look like that morning. If you’re not using Mint, you are missing out on a powerful tool to track your finances.

Get The App

Personal Capital: Track your investments. When it comes to tracking your finances, it’s a good idea to have multiple apps tracking your accounts. The part that Personal Capital really shines is with its investment tracking tools. You can see your asset allocation, figure out how much you need to save, and all of that good stuff. And best of all, Personal Capital is totally free. Even if you’re already using Mint, you should also be using Personal Capital. It makes a great 1-2 punch with your money tracking.

Get The App

Debt Refinance

LendEdu: Search for the best interest rates for your student loans. LendEdu is a great tool for anyone looking to refinance their student loans to a lower interest rate. It only takes a few minutes to search for rates from a bunch of different student loan refinancing companies. And, most importantly, searching for rates on LendEdu is free and doesn’t affect your credit score. If you’re looking to refinance your student loans, you should definitely start with LendEdu to see what sort of interest rates you can get.

Search For Rates

Credible: Refinance your student loans and get a $200 signup bonus. A great way to save money on your student loans is by refinancing them to a lower interest rate. Credible is a great tool because it’ll get you a bunch of rates in one spot from a bunch of different student loan refinancing companies. From there, just choose the company that offers you the best rate. Plus, if you refinance your student loans using Credible, you’ll get a $200 signup bonus.

Get Your Rates

Earn More Money

Airbnb: Save money on travel or make extra money. Whenever I travel, I almost always use Airbnb. It’s usually much cheaper than staying in a hotel and it allows you to get a more authentic travel experience. Sign up using my link and you’ll get $40 to use on your first stay. And if you’re looking to make extra money like I do, sign up to be an Airbnb host and you’ll get a $50 bonus once you host your first guest. Read a little bit about why I rent out a guest room on Airbnb: Making Money With Airbnb: Why I Rent Out Our Guest Room

Become An Airbnb Host

Become An Airbnb Guest

Rover: Make money watching and/or walking dogs. If you’re a dog lover, then you should definitely sign up to be a dog sitter on Rover. I’ve been watching pups now for over two years and have been having a blast doing it. The best part is dog sitting doesn’t add much extra work for me because I already have my own dog. If you think about it, watching two dogs isn’t really all that much different from watching one. Read about my experience as a dog sitter: How I Make Over $2000 Per Year On DogVacay and Rover

Become A Sitter

Find A Sitter + Free Night

Postmates: Get paid to bike. If you like biking or are just looking to make some extra money, delivering food with Postmates is something you should consider doing. You can use a car to do your deliveries, but I much prefer using my bike. It’s like I’m getting paid to exercise! Postmates sometimes offers signup bonuses. These bonuses typically range from between $50 to $200 and usually require you to do 30 deliveries in a month. Read about my experience delivering food on my bike: My Postmates Review: Getting Paid To Bike Around Town

Sign Up Now

Uber Eats: Earn extra money. I always think it’s a good idea to platform stack different delivery services, which is why I recommend signing up for Uber Eats. You can also do deliveries with Uber Eats using your bike, so you’ll get exercise and make some extra money while you’re doing it. Signup bonuses vary, but are typically at least $100 and can go all the way up to $1,000. You usually qualify for these bonuses after doing 10 to 30 deliveries (it depends on what city you’re in). It’s definitely worth doing to at least snag those signup bonuses. Just make sure you use my link below.

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I paid off my student loans in just a few years by first lowering my interest rate from 6.8% to 4.3% using , then all the way down to 1.93% using . Get the lowest rates possible so that you can pay off your debt faster too.