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Stripe: A Great Payment Gateway Alternative to PayPal

Stripe is a simple, developer-friendly way to accept payments online. They believe that enabling transactions on the web is a problem rooted in code, not finance, and they want to help put more websites in business. You don’t need a merchant account or gateway. Stripe handles everything, including storing cards, subscriptions, and direct payouts to your bank account.

With wrappers in Ruby, PHP, Python and more, you can get started in minutes. 2.9% + 30 cents per successful charge. No setup fees, no monthly fees, no card storage fees, no hidden costs: you only get charged when you earn money. Earnings are transferred to your bank account on a 7 day rolling basis.

Stripe powers commerce for thousands of sites across the web. Their users include large companies, rapidly-growing start-ups, side projects, and everything in between. I think it could be a great alternative to PayPal. However, it’s only available to US and Canada now.