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CitiBusiness® Insured Money Market Account (IMMA)

This account delivers the best of both worlds. Not only will you earn a highly competitive, tiered interest rate, you'll still have access to your funds whenever you need them.Footnote 1,Footnote 2 Plus, IMMAs allow unlimited monthly deposits.

CitiBusiness® Certificate of Deposit

A smart way to earn better interest on your savings.

When you really want to make extra cash work for you, a CitiBusiness Certificate of Deposit offers competitive rates. Our
FDIC-insuredCDs (up to $250,000 per depositor)are fixed term savings accounts. We offer maturities from 7 days to 10 years that may allow you to earn a higher rate with a longer term. . Minimum opening deposit and transfer limits apply.Footnote 3

Right for you if:

You're ready to make your cash work harder for you

You're looking for competitive interest rates and a variety of maturity options

Regulation D limits the number of certain types of transactions that can be made from a savings or money market account to six in a calendar month. A $20 fee is applied to each transaction that exceeds the limits outlined by federal regulations.
There's no limit on the number of transfers between linked accounts maintained at the same Citibank legal entity that you can make in person at a Citibank Financial Center, by mail, at a Citibank ATM location or at a network cash machine.
Return to footnote reference 1

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