Background*

Mr. Ramon de Oliveira-Cezar serves as the Managing Director and Managing Partner of Investment Audit Practice, LLC. Mr. De Oliveira-Cezar serves as a Member of the Board of Directors of Investment Audit Practice, LLC. Mr. De Oliveira-Cezar was Managing Partner/ Managing Director of Logan Pass Partners LLC from 2001 to 2006. He has been an Adjunct Professor at the Stern School of Business at New York University since 2002. From 2002 and 2006, Mr. De Oliveira-Cezar was ... an Adjunct Professor of Finance at the Graduate School of Business at Columbia University. He served as a Top Executive at J.P. Morgan Chase & Company. He served as Head of Investment Management & Private Banking of J.P. Morgan Chase & Co. from 1997 to 2001, where he held various Senior Executive positions from 1977 to 1997. He joined J.P. Morgan & Co. in 1977, completed a number of sales and trading assignments in both New York and London before assuming responsibility for its European equities business. A distinguished leader in the banking and securities industry, Mr. De Oliveira-Cezar ran the investment management and private banking businesses for J.P. Morgan Chase and the former J.P. Morgan & Co. from 1997 to 2001, where he managed over $600 billion in institutional and retail assets. He spent 10 years in London in a number of investment banking as well as sales and trading assignments, including running its European equities business. In 1989, he was asked by the Federal Reserve Bank of New York to lead JP Morgan’s entry in the high-yield bond market and to run the Structured Finance practice. In 1991, following additional Fed powers, he founded and led the team of executives who built JP Morgan’s Global Equities business; he also oversaw portfolio of Private Equity Investment. In 1991, Mr. De Oliveira-Cezar founded and led J.P. Morgan's Global Equities business and subsequently oversaw its portfolio of private equity investments before beginning his leadership of Investment Management and Private Banking in 1997. He served as Chairman at JP Morgan Investment Management until August 2001 and also served as its Chief Executive Officer. Starting in 1977, he spent 24 years at JP Morgan & Co. Mr. De Oliveira-Cezar served as the Chairman of the Board of Friends of Education. He has been a Director of MONY Life Insurance Co. of America since May 2011. He serves as a Director of Fonds de Dotation du Louvre, Tattinger-Kobrand and The Red Cross. He is a Member of the Board of Directors of Jaccar Holdings SA since 2011. He serves as a Director at Logan Pass Partners LLC and Taittinger-Kobrand USA. He has been an Independent Director at AXA Group since April 2009 and AXA Financial Inc. since May 17, 2011. Mr. De Oliveira-Cezar has been a Director of AXA Equitable since May 2011. He serves as a Trustee of Ewing Marion Kauffman Foundation. He has been a Director of AXA Equitable Life Insurance Company since May 2011. He served as a Director of Quilvest SA. He served as a Member of the Supervisory Board at AXA Group from April 2009 to May 2010. He served as a Director of Hartford Financial Services Group, Inc. from July 21, 2005 to April 29, 2009. He served as a Director of JP Morgan Suisse (Switzerland), The Hartford Insurance Company, American Century Company, Inc. (United States) and Sungard Data Systems (SDS) (United States). Mr. De Oliveira-Cezar served as a Director of SunGard Data Systems Inc., since 2001. He is a graduate of the University of Paris and the Institute for Political Sciences.

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