Fixed Index Annuities

The desire to grow retirement income while avoiding the volatility of market swings may be an important part of your retirement plan. Jackson® provides fixed index annuity options designed to help provide guaranteed retirement income without the worry of losing your initial investment.

Jackson fixed index annuities offer a powerful combination of growth, protection, and flexibility to help you create a retirement plan that fits your individual needs.

What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

MarketProtectorSM

MarketProtector offers the benefits of a traditional fixed annuity, such as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge. Choose from three timeframes, two crediting methods, and two indexes to meet your individual needs.

MarketProtector AdvisorySM

MarketProtector Advisory offers the same benefits of a traditional fixed annuity, such as guaranteed minimum interest, death benefits, and retirement income options such as IncomeAccelerator, which is an optional income benefit for an additional charge. Choose from three timeframes, two crediting methods, and two indexes to meet your individual needs. MarketProtector Advisory is a fee-based option.

Jackson AscenderPlus Select®

Jackson AscenderPlus Select offers traditional fixed annuity benefits, such as guaranteed minimum interest, death benefits, and flexible retirement income options including LifePay®, an optional income rider available for an additional charge. Jackson AscenderPlus Select gives you the flexibility to choose from multiple timeframes, three crediting methods, and up to three indexes.

Elite Choice®

Elite Choice also offers traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, combined with the potential for additional interest linked to the return of an index. Elite Choice offers a choice of three timeframes, three crediting methods and two indexes to help fit your needs.

Elite Choice Rewards®

This fixed index annuity offers the same traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, flexible retirement income options, and tax-deferred* earnings, but has the added feature of a 2.5% or 5% bonus to give your contract value an instant boost.

Select Annual Reset®

Building on the protection of a traditional fixed annuity, Select Annual Reset takes retirement planning to another level with the potential for additional interest linked to the return of an index. Select Annual Reset gives you the flexibility to choose from two timeframes and two indexes to help create your retirement plan.

*Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.

Quick Look

See a side-by-side overview of Jackson's fixed index annuities and their respective features — including specifications and contract details.

Fixed index annuities are also known as fixed annuities with index-linked interest.

Fixed index annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC. Not available in all states and state variations may apply. Depending on the product, additional premium may be permitted in the first contract year. These products are fixed annuities that do not participate in any stock or equity investments. Limitations and restrictions apply, including withdrawal charges, recapture charges or market value adjustments (MVA) on some products. Recapture charges and MVA may not apply in all states. During the Indexed Option Period, the annuity's cash withdrawal value may be less than the initial premium. For costs and complete details, contact your representative or the Company.

The design of these annuity contracts emphasizes the protection of credited interest rather than the maximization of interest rate crediting. Jackson issues other annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information. Fixed index annuities may not be suitable for everyone.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •Not a deposit • Not insured by any federal agency