As a community bank that is dedicated to serving Sonoma County, Summit State Bank is more than just your bank, we are your partner. We support our customers by buying their products and using their services whenever possible.

We believe that by banking locally, you are making a difference in our community's economy. Just by banking at a Sonoma County-based bank, you are helping fund local loans, provide local jobs and even supporting local nonprofits that provide life-changing services in our community.

In addition to our consistently strong financial stability, our responsive, knowledgeable and friendly staff will change the way you look at what your bank can really do for you.

Our Summit Way Service Standards outline our unwavering commitment to the exceptional service our customers receive. As a Sonoma County-based community bank, our customers know that by banking locally, their money is put back into our community to support our local economy, jobs, businesses and nonprofits. Summit State Bank opened its doors in 1984.

Headquartered in Santa Rosa, we serve Sonoma County and the greater Bay Area with branches in Santa Rosa, Healdsburg, Rohnert Park and Petaluma. As a community bank, we are committed to giving back to our community. We offer a generous Nonprofit Partner Program and support the local organizations and programs that serve Sonoma County.

Member FDIC

History and Background

When we say local, we mean Sonoma County local! All five of our branches are in Sonoma County, which means just by having your bank accounts with Summit State Bank you help fund local Sonoma County loans that support local Sonoma County businesses. You are also helping us give back through sponsorships and donations to local Sonoma County nonprofits.

Summit State Bank opened its doors in 1984. Headquartered in Santa Rosa, we serve Sonoma County with branches in Santa Rosa, Healdsburg, Rohnert Park, and Petaluma. Read more

Service Specialties

Our service specialties are focused on helping local Sonoma County businesses and nonprofits enjoy their banking experience. We want to find the personalized solutions to help you grow and succeed.

Your experience with Summit State Bank is not about just paperwork, but about understanding you, your goals, and your needs. We specialize in thinking out of the box, often responding the same day to complicated questions and applications, with each employee, manager, and decision maker being an accessible resource committed to serving you. Tom Duryea, President and CEO of Summit State Bank, is just a phone call away.

Why Bank with Us?

Summit State Bank is a community bank committed to serving our customers and the Sonoma County community with the highest standards. As Sonoma County's Top Rated Bank, Summit State Bank has the highest Bauer Financial rating of all Sonoma County-based banks. In addition to our consistently strong financial stability, our responsive, knowledgeable, and friendly staff will change the way you look at what your bank can really do for you.

Well Capitalized Highest capitalized bank in Sonoma County with 19.4% in Total Risked-based Capital Ratio vs. 10% FDIC requirement

Community Bank  Strong community presence, support and involvement, including our Nonprofit Partnership Program

Local Sonoma County Bank  Your money stays in Sonoma County, supporting local businesses and nonprofits with approximately 89% of our loans - highest of all Sonoma County banks

Customer Service  Access to decision makers; 48 hour loan response and 72 hour doc turnaround; you always speak with a live person; same day call back or no greater than 24 hours; experienced and knowledgeable staff

Other Highlights

Our Summit Way Service Standards outline the exceptional experience we commit to our customers.

Our Featured Partner Program promotes our customers by featuring a creative and informative display about your mission, products, or services in each of our branches.

Our Nonprofit Partnership Program is a special donation program for nonprofit customers in addition to the other ways to sponsor, promote, and support you.

We are Sonoma Countys only IOLTA Leadership Bank, which means we donate a larger interest percentage to local Legal Aid organizations on Legal Trust Accounts.