Citibank offers both Visa and MasterCard credit cards and the customers can choose a credit card from different categories including travel, shopping, fuel, lifestyle and cash back based on their requirements. If you want to apply for a Citibank credit card, you can go online to their website and use their credit card selector tool to find the right one for your needs. You can also get guidance from a Citibank executive by visiting your nearest branch for guidance as well.

Citibank offers amazing offers on their credit cards. The Citibank Credit Card Reward Points programme is called the Citi Rewards program in which customers get reward points when they use their Citibank credit card to make a purchase at a retail or online store. The customers can redeem the accrued points on their credit cards to avail gift vouchers and gifts from the Citi Rewards catalogue.

Each Citibank credit card offers different rewards to the customers. Some credit cards, such as the IndianOil Citi Platinum card give better rewards when you use your credit card at the specified fuel stations while others, such as the Citi Rewards Card work best at selected departmental stores. This is why it is important to choose the right credit card since it will help you earn more rewards on your purchases. The reward points on the IndianOil Citi Titanium credit cards and the IndianOil Citi Platinum credit cards are called ‘Turbo points’ while the rewards received on all other cards are known as ‘Reward points’.

The customers receive Citibank credit card reward points on normal purchases as well as special purchases, depending on the credit card they hold. They can purchase products from a retail store or an online portal to receive the Citi rewards points. The rewards in the special category are offered for a limited time or amount while they can always receive rewards on normal purchases when they make the payment using their Citibank credit card.

Citibank Credit Card

Rewards on Normal Purchases
(Points for Rs. Spent)

Rewards on Special category Purchases
(Points for Rs. Spent)

Citi Rewards Card

1 point for Rs. 125

10 points for Rs. 125 spent on apparel, departmental stores and featured partners

Citi PremierMiles Card

4 miles for Rs. 100

10 miles for Rs. 100 on airline spends and featured partners

Citi Cashback Card

1 point for Rs. 200

10 points for Rs. 200 on movies, telephone and utilities

Citi Corporate Card

2 points for Rs. 125

NA

Citi Prestige Credit Card

1 point for Rs. 100

2 points for Rs. 100 on international transactions

First Citizen Citi Titanium Golden Glow Credit Card

1 point for Rs. 100

5 points for Rs. 100 at Shopper’s Stop

1 point for Rs. 100

7 points for Rs. 100 at Shopper’s Stop exclusive labels

IndianOil Citi Titanium Card

1 point for Rs. 150

4 points for Rs. 150 on IndianOil outlets and featured partners

1 point for Rs. 150

2 points for Rs. 150 in grocery stores

IndianOil Citi Platinum Card

1 point for Rs. 150

4 points for Rs.150 at IndianOil outlets and featured partners

1 point for Rs. 150

2 points for Rs. 150 in grocery stores

Citibank credit card reward points programme also has a cap on the special rewards you can get per month. For instance, on your Citi Rewards Card, you get 10 points per Rs. 125 spent (special reward). However, you can only accrue these points on spends till Rs. 7,000 per month (560 points) in selected apparel and departmental stores. After crossing this limit, you get 1 point for every Rs. 125 spent (normal rewards).

You need to check the terms and conditions for reward points on your Citi credit card to find out the rewards you can earn by spending money from your credit card.

The reward points accrued on all of the First Citizen Citibank credit cards are transferred to the Shoppers Stop First Citizen account of the customer after each billing cycle. The customers can check the balance in their First Citizen membership account easily.

Citibank offers plenty of options for Citibank credit card reward points redemption once the customer accumulates sufficient balance in their Citi rewards account. You can go to the reward catalogue and select their card type to find the offers and deals for your Citibank credit card. If you do not know your card type, you must select the “I don’t know my card type” option and provide your credit card number to get the right offers, gifts and deals for your credit card.

Gift Vouchers: The Citibank credit card holders can apply for gift vouchers of selected Citibank partners from the Citibank Rewards Catalogue. These gift vouchers are sent within 5 days of the successful placement of the request for point redemption. They come with a validity of 3 months. You can instantly redeem your reward points to get Amazon Gift Vouchers.

Fuel Purchases: Citibank offers instant reward points redemption against fuel purchases at participating IndianOil outlets. This offer may not be applicable to all of the cards so make sure that your card offers you these rewards.

Bill Payment: For most credit card types, Citibank allows you to adjust your outstanding balance using your reward points balance. You can login to Citi Online to place the point redemption request or call the 24×7 CitiPhone.

For the Citi PremierMiles credit card, you can redeem your points at PremierMiles or selected airline sites. You can also redeem your reward points at partner travel booking sites i.e. Yatra and Make My Trip.

Transfer to Other Programs: You can redeem your Citi reward points or transfer them to other programmes such as the Frequent Flyer programmes of select airline partners. The airlines where this facility is available are Jet Airways, Air India, Etihad, Thai Airways, Cathay Pacific, British Airways, Singapore Airlines, Delta, Eva Air, Malaysia Airlines, Qatar Airways, Flying Blue (Air France and KLM), Virgin Atlantic, and Qantas. The partner hotels for rewards transfer are the Taj InnerCircle, Hilton HHonors, InterContinental Hotel Group and Club Carlson.

A. You only have to use your Citibank credit card to make purchases at merchant outlets and online stores. You will earn reward points based on the Citi credit card that you hold when you make a purchase from a Citibank partner.