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Saturday, December 19, 2009

1. The expansion for the BIS, in the context of the banking industry is: Bank for International Settlements Bank for Industrial Settlements Bank for Industrial Sectors Bank for International Services None

2. The expansion for BIFR, in the context of the Indian Industry is: Board for Industrial and Financial Reconstruction Bureau for Industrial and Financial Reconstruction Board for Investment and Financial Reconstruction Bureau for Investment and Financial Reconstruction None

12. The 11th Five Year Plan is termed as plan for India’s Health Eradication of poverty from India India’s Education Development of Rural India None

13. Which of the following correctly describes what sub-prime lending is?(1) Lending to the people with less than ideal credit status.(2) Lending to the people who are high value customers of the banks.(3) Lending to those who are not a regular customer. Only 1 Only 2 Only 3 All None

14. The actual return of an investor is reduced sometimes as the prices of the commodities go up all of a sudden. In financial sector this type of phenomenon is known as: Probability risk Market risk Inflation risk Credit risk None

15. Which of the following is the limitation of the ATMs owing to which people are required to visit branches of the bank?(1) It does not accept deposits.(2) It has a limited cash disbursement capacity.(3) Lack of human interface. Only 1 Only 2 Only 3 All None

16. The World Development Report 2009 is released by which of the following Organisations? UNESCO ADB IMF World Bank None

17. Which of the following statements is/are TRUE about the Lehman Brothers Holdings Inc. which was in news sometimes back?(1) The US government provided a US$ 7000 million bailout package to the company.(2) The company filed for bankruptcy in a court in New York.(3) The company is now out of financial crisis and is busy in its restructuring so that it can start afresh. Only 1 Only 2 Only 3 All None

18. The Reserve Bank of India has recently issued guidelines to banks on Pillar 2 of Basel II framework. Pillar 2 deals with which of the following?(1) Better human resource management(2) Adequate capital to support risks(3) Better profitability with minimum number of employees Only 1 Only 2 Only 3 All None

19. The World Investment Report 2008 was released in September 20. This report is published every year by: Government of India World Trade Organisation (WTO) Asian Development Bank (ADB) United Nations Conference on Trade and Development (UNCTAD) None

20. As we all know some new initiatives were introduced in the area of Fiscal Management by the government of India. Which of the following acts was passed a few years back to keep a check on the fiscal indiscipline on macroeconomic parameters? FERA FRBMA FEMA Public Debt Act None

21. Chit Fund is best described by which of the following terms? A non-banking financial intermediary A unorganized money lender A banking financial intermediary A non-banking unorganized company None

22. Non-Banking Financial Company (NBFC) does not have which of the following functions ? Equipment leasing Housing finance and investments in financial securities Hiring & Purchasing Assets Demand Deposits None

11. In India, income tax is levied by Union Government State Governments Ministry of Finance RBI SBI

12. In India, coins and subsidiary coins are issued by Union Government State Government Reserve Bank of India Ministry of Finance Supreme Court

13. Which of the following is entrusted with the task of receiving all money on behalf of the Government as also with the task of making payments on their behalf? State Bank of India Reserve Bank of India Ministry of Finance Union Parliament None

19. Which sister organization of the World Bank helps private activity in developing countries by financing projects with long-term capital in the form of equity and loans? Asian Development Bank IMF International Developmental Association International Finance Corporation None

20. Which sister organization of the World Bank provides long term loans at zero interest to the poorest developing countries? Asian Development Bank IMF International Developmental Association International Finance Corporation None

21. Who is known as the ‘Father of Economics’? Adam Smith Chanakya Amartya Sen Machiavelli None

22. Which was the first Indian Bank to introduce credit card? State Bank of India Central Bank of India Reserve Bank of India Union Bank of India ICICI Bank

23. Euro is the currency of European Union. When did it come into being? 1995 1999 2000 2001 2002

25. When did India become a member of the IMF? 1947 1956 1960 1951 None

26. What is the main purpose of currency? standard of postponed payments standard of money symbol of status medium of exchange None

27. What does devaluation of a currency mean? decrease in the internal value of money decrease in the external value of money decrease both in the external and internal values of money increase in the internal value of money increase in the external value of money

28. Which of the following is known as plastic money? bearer cheques credit cards demand drafts gift cheques None

Sunday, September 13, 2009

Direction (Qs. 1 to 5): Which of the phrases (1), (2), (3)
and (4) given below each sentence should replace the phrase
printed in bold in the given sentence to make it
grammatically correct? If the sentence is correct as it is
and no correction is required, then mark your answer as (5).

1. Ultimately he received the honour he deserve.
Gained the honour he deserve Received the honour he deserves Received the honour he deserved Bags the honour he deserve No correction required

2. I am totally opposite in the statement of some of our Managers.
Totally oppose to the Absolutely oppose by the Totally opposed to the Completely opposed in the No correction required

3. Gayatri turned down the job offer to accommodate her friend.
Job offered in accommodate Job offers for accommodate Job offer to accommodating Job offer in accommodate No correction required

4. She was informed that everyone of them are aware of the fact.
were aware of are aware of was aware of is aware of No correction required

5. She has being venturing into areas which she had always avoided in the past.
has been venturing into has venturing into would venturing into had venturing into No correction required

Directions (Qs. 6 to 10): Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part will be your answer. If there is no error (ignore errors of punctuation, if any), then your answer will be (5).

6. They never thought (1) / that Joshi is (2) / oldest than
the other (3) / Professors in the Faculty. (4) / No error (5)
1&nbsp&nbsp&nbsp 2&nbsp&nbsp&nbsp 3&nbsp&nbsp&nbsp 4 &nbsp&nbsp&nbsp 5

7. Taken into consideration (1) / the advice of his (2) /
colleagues he decided (3) / to stay in the Institute. (4) / No error (5)
1 2 3 4 5

3. of the following refers to the fastest, biggest and most expensive computers ? Personal Computers Supercomputers Laptops Notebooks None of these

4. A collection of related information sorted and dealt with as a unit is a ________ disk data file floppy None of these

5. The process of a computer receiving information from a server on the Internet is known as ________ pulling pushing downloading transferring None of these

6. Which part of the computer helps to store information ? Disk drive Keyboard Monitor Printer None of these

7. ________ is the process of carrying out commands. Fetching Storing Executing Decoding None of these

8. The role of a ________ generally is to determine a buyer’s needs and match it to the correct hardware and software. computer Scientist computer sales representative computer consultant corporate trainer None of these

9. Which of the following groups consist of only output devices? Scanner, Printer, Monitor Keyboard, Printer, Monitor Mouse, Printer, Monitor Plotter, Printer, Monitor None of these

10. The rectangular area of the screen that displays a program, data, and/or information is a ________ title bar button dialog box window None of these

11. A(n) ________ contains commands that can be selected. pointer menu icon button None of these

12. An error is also known as ________. bug debug cursor icon None of these

13. Arithmetic Operations ________ involve matching one data item to another to determine if the first item is greater than, equal to, or less than the other item sort data items according to standard, predefined criteria in ascending order or descending order use conditions with operators such as AND, OR and NOT include addition, subtraction, multiplication and division None of these

14. Sending an e-mail is similar to ________ picturing an event narrating a story writing a letter creating a drawing None of these

15. Promotion in Marketing means ________ passing an examination elevation from one grade to another selling the products through various means selling the product in specific areas None of these

16. Microsoft Word is an example of ________ an operating system a processing device application software an input device None of these

17. Sources of Sales Leads are ________ Data Mining Market Research Media Outlets Promotional Programs All of these

18. Any data or instruction entered into the memory of a computer is considered as ________ storage output input information None of these

19. Which part of the computer displays the work done? RAM Printer Monitor ROM None of these

20. One of the methods for Market Monitoring is ________ to watch TV serials to discuss with other sales persons to monitor media outlets All of these None of these

21. Market Expansion means ________ hiring more staff firing more staff buying more products buying more companies None of these

22. A series of instructions that tells a computer what to do and how to do it is called a ________ program command user response processor None of these

23. Effective marketing helps in ________ developing new products creating a competitive environment building demand for products All of these None of these

24. Which is the part of a computer that one can touch and feel? Hardware Software Programs Output None of these

25. A Call in Marketing means ________ to phone the customers to visit the customers to visit the marketing site to call on prospective customers None of these

26. Delivery Channel means ________ maternity wards handing over the products to the buyers places where products are made available to the buyers All of these None of these

27. Processing involves ________ inputting data into a computer system transforming input into output displaying output in a useful manner providing relevant answers None of these

28. One of the following is a target group for the marketing of Internet Banking. All the customers All the educated customers All the computer educated customers Only creditors All of these

29. Innovation means ________ Product Designing New ideas Impulse Both (A) and (B) None of these

30. One of the following is a target group for the marketing of educational loan. All the customers Students Only poor students Students having promising educational track record All of these

31. Service after sale is not the function of ________ Marketing staff Seller Director of the company Employees of the company All of the above are wrong

32. done through ________, the rural marketing would be more effective. fairs village fairs door to door campaign All of these None of these

34. A good seller should have the following quality/qualities? Devotion to the work Submissive Sympathy All of these None of these

35. The rural marketing is not required because ________ rural people do not understand marketing it's not practical from the cost point of view it is sheer wastage of time All are wrong All are correct

36. Planned-cost service means ________ Costly products Extra profit on the same cost Extra work by seller All of these None of these

37. Internet marketing means ________Self-marketing Core Groups monitering Employees marketing All of these None of these

38. The aim of successful marketing is ________ to increase the sale to increase the profit to increase the output of sellers All of these None of these

39. The networking becomes ________ through networking.very difficult dull easy has no role in marketing None of these

Sunday, July 12, 2009

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words/phrases are printed in bold to help you to locate them while answering some of the questions.

The King of Kanchi set off to conquer Karnat. He was victorious in batttle. The elephants were laden with sandalwood, ivory, gold and precious stones taken from the conquered kingdom of Karnat. They would be a part of the victory parade for his subjects. On his way back home he stopped at a temple, finished his prayers to the goddess and turned to leave. Around his neck was a garland of scarlet hibiscus and as was the custom for all, his forehead was anointed with red sandal paste. His Minister and the court jester were his only companions. At one spot, in a mango grove by the wayside, they spied some children play. The King said, “Let me go and see what they are playing.”

The children had lined up two rows of clay dolls and were playing warriors and battles. The King asked, “Who is fighting whom ?” They said, “Karnat is at battle with Kanchi.”

The King asked, “Who is winning and who is the loser ?” The children puffed their chests up and said, “Karnat will win and Kanchi will lose.” The Minister froze in disbelief, the King was furious and the jester burst into laughter.

The King was soon joined by his troops and the children were still immersed in their game. The King commanded, “Cane them hard.” The children’s parents came running from the nearby village and said, “They are naive, it was just a game, please grant them pardon.” The King called his commander and ordered, “Teach these children and the village a lesson so that they never forget the King of Kanchi.” He went back to his camp.

That evening the Commander stood before the King. He bowed low in shame and said, “Your Majesty, with the exception of hyenas and vultures, all lie silent in the village.” The Minister said, “His Majesty’s honour has been saved.” The priest said, “The goddess has blessed our King.” The jester said, “Your Highness, please grant me leave to go now.” The King asked, “But why ?” The jester said, “I cannot kill, I cannot maim, I can only laugh at God’s gift of life.” Trembling in the face of the king’s anger he bravely

continued, “If I stay in your Majesty’s court, I shall become like you and I shall forget how to laugh.”

1. Why were the elephants carrying loads of gold and other valuables?
This was what the king had looted from Karnat to distribute among his soldiers as a reward
This was the king’s offering to the deity out of gratitude for making him victorious
It was what the king had plundered from Karnat to display to the people of his kingdom as a sign of victory
So that the people of the kingdom of Karnat acknowledged him as their new ruler
None of these

2. Why did the king anoint his head with red sandal paste?
As a mark of celebration to show he had been victorious
It was the usual practice for all devotees at the temple
To show other devotees that he was king
The priest requested him to do so
To show his soldiers that he had visited the temple

3. Which of the following cannot be said about the jester?
1. He was not a loyal subject of the king.
2. He was afraid of the king’s temper.
3. He did not support the king’s war against Karnat.
Both 1 and 3 Only 1 Both 1 and 2 All 1, 2 and 3 None

4. What excuse was given for the childrens’ behaviour?
They were disobedient to their parent’s wishes
They were unaware of the true facts of the battle
They were upset that their army had lost
They were in the habit of lying
None

5. Why did the jester laugh at the children’s reply to the king?
1. They correctly predicted the outcome of the battle.
2. Their reply was cheeky because they knew he was the king.
3. He wanted to show that their reply was a joke to save them from being punished by the king.
Only 1 Both 1 and 2 Only 3 Both 2 and 3 None

6. Which of the following is true in the context of the passage?
The king stopped at the temple to see what else could be plundered
The people of the village to which the children belonged developed great respect for the king
The Commander was ashamed at having obeyed the king’s orders to cane the children
The jester was unhappy that the king had defeated the army of Karnat
The children had shown disrespect to the goddess by playing so close to the temple

7. Why did the jester resign from his post?
He felt that the king was too influenced by the Minister
To show that he disapproved of the king’s action of punishing the children
He did not want to accompany the king on his war campaign
He was no longer able to make the king laugh
None of these

8. Which of the following describes the Minister?
1. He was jealous of the jester.
2. He was the king’s most valuable advisor.
3. He did not have a good sense of humour.
Only 1 Only 3 Both 1 and 3 Both 1 and 2 None

9. Which of the following was/were the outcome(s) of the soldiers beating the children?
1. The animals began to howl and wanted to attack the soldiers.
2. The children’s parents went to the king to beg for mercy.
3. The priest offered prayers to the goddess of the temple.
Only 1 All 1, 2 and 3 Both 1 and 2 Only 2 None

10. Why was the king angry with the children?
Because the game they were playing was dangerous
They had lied to him
They did not recognize him as king
They had unknowingly insulted him
They were rude to him

Directions—(Q. 11–13) Choose the word which is most nearly the SAME in meaning as the word printed in bold as used in the passage.

11. froze
cold numb shivered stood still chill

12. leave
holiday transfer exit permission farewell

13. spied
noticed keep watch followed spot caught

Directions—(Q. 14–15) Choose the word which is most OPPOSITE in meaning of the word printed in bold as used in the passage.

14. immersed in
safe from distracted from boring drowning in entertained by

3. Which is the largest commercial bank in India? Reserve Bank of India State Bank of India ICICI Bank Bank of India None

4. The Bank of Calcutta, Bank of Bombay and Bank of Madras were merged in 1921 to form: Reserve Bank of India Imperial Bank of India Bank of India Union Bank of India None

5. Which sister organization of the World Bank helps private activity in developing countries by financing projects with long-term capital in the form of equity and loans? Asian Development Bank International Developmental Association IMF International Finance Corporation None

6. Which sister organization of the World Bank provides long term loans at zero interest to the poorest developing countries? Asian Development Bank International Developmental Association IMF International Finance Corporation None

7. Who is known as the ‘Father of Economics’? Adam Smith Chanakya Machiavelli William T. Dickens None

8. Which was the first Indian Bank to introduce credit card? State Bank of India Central Bank of India Union Bank of India ICICI Bank None

9. What does devaluation of a currency mean? decrease in the internal value of money decrease in the external value of money decrease both in the external and internal values of money increase in the internal value of money None

10. Which of the following is known as plastic money? bearer cheques demand drafts credit cards gift cheques None

11. Which of the following statements best describes the concept of involvement in the context of buyer behaviour? The length of time involved in the buying process The potential impact of a product on an individual's self-identity The number of people involved in the decision-making unit The complexity of an order none

13. Needs differ from wants because: Wants are a socialized manifestation of underlying needs Needs are a socialized manifest Needs are historical; wants are about the futuretation of underlying wants Needs are historical; wants are about the future Needs and wants are exactly the same None

14. Which of the following levels of Maslow's Hierarchy of Needs is most likely to be associated with consumers' purchase of goods which appeal to their inner sense of peace of mind (e.g. art classes)? Self-actualization Love Security Physiological None

15. An individual is considering buying a new microwave cooker and is faced with the possibility of several models. Which of the following describes the widest range of microwave cookers, which the buyer considers in some form? The awareness set The total set The pre-evaluation set The choice set None

16. A company uses The Coors to endorse its range of snack foods. This endorsement is likely to be particularly effective if the Coors are seen by Large numbers of the company's target market as: A primary reference group. A tertiary reference group. A secondary reference group. A non-reference group. None

17. Which of the following consumer responses is LEAST likely to overcome cognitive dissonance experienced by a consumer who is dissatisfied with their purchase? Rationalizing to ourselves that a product is actually quite good Seeing the product in a different light so that we emphasize the bad aspects of a product Seeing the product in a different light so that we emphasize the good aspects of a product Complaining and returning goods to the supplier None

18. Which of the following labels is NOT associated with a role in a buying Decision Making Unit? Supplier Decision maker Gatekeeper User None

19. A secretary who answers calls for a company buyer may be taking on which role within the company's decision-making unit? User Buyer Influencer Gatekeeper None

20. Which of the following is NOT an element of a Marketing Information System? Marketing research Decision support system Production monitoring system All None