Days in Montreal

Been trying to apply for a credit card, as I’m not a permanent resident, there are some restrictions. I was initially told I either need to produce a letter of reference from Singapore bank to confirm my accounts are in good standing or sign up for a collateral investment. After setting up the collateral, I was told I needed the letter too. So fed up. All these trouble just to pay for the Bixi service that only accepts Canadian or American credit card. Maybe I’d just apply for a pre-paid gift Visa card.