Home Care Funding Options

Long-term care insurance helps cover the cost of senior care at home or in a nursing facility. It helps protect your loved one's assets and can cover much of the cost of home care, depending on the policy terms. Senior Helpers works with most long-term care insurance companies, so be sure to find out if your loved one has a policy.

Reverse Mortgages

If your loved one has equity in their home, they can probably qualify for a reverse mortgage. A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live there. With a reverse mortgage, you can turn the value of your home into cash without having to move or to repay the loan each month. These funds can then be used to pay for home care.

Veterans Administration

The Veterans Administration offers programs that can reimburse veterans for home care based on certain qualification criteria. To learn more about these programs, please visit the Veterans Administration website.

Your Senior Helpers representative can discuss the VA benefit with you in more detail during the initial in-home interview.