Receive a free proposal solar loan

Solar loan what is it?

Better than free solar panels.
What a bright idea.

Unlike previous free schemes, a dedicated solar loan means you keep 100% of the feed-in tariff,
allowing you to repay the loan from this income. And once the system is fully paid, the rest is pure profit.

The system that pays for itself. Cover your costs from day one.

Many families will cover the cost of the monthly loan
repayments from day one, giving you a profit right from the start. The system will usually be fully repaid within 5 years,
which means the next 15 years of feed-in tariff payments are 100% profit.

A solar panel system can slash your energy bills AND
protect your home from future prices rises by energy companies. Don't forget, unlike
the rent-a-roof scheme, your roof is not leased out or owned by anyone else.

How does it work?

Installing solar panels can cost upwards of £6,000 for a typical family
home and while the returns are excellent, this cost can rule out many
people who would otherwise be very interested.

The solar loan allows homeowners to take out a loan
which should be paid off using the income generated from
from the solar panels. After a few years the panels will be paid off
and any future profit is for the home owner to keep and the panels are
owned by them.

Pros and cons

Pros

Cons

You own your system from the start

There is no guarantee whatsoever that your payments will be lower than the profit made from your solar panels

You can choose how you use your feed-in-tariff profits (as long as the loan payments are made)

You will be expected to pay your loan off in equal monthly amounts, however your solar system will generate less income during the winter months and more in the summer.

An audit is carried out by the installation company to calculate income and repayment amounts.

It may be harder for you to find the payments in the winter.

It is estimated that most systems generate around 9% on the investment cost.

You will need to pay off the loan (or continue payments) even if you move house and leave the solar panels behind

The system can be installed with no upfront payment.

You may be turned down for the loan because you fail the credit check

You are protected from increasing energy bills

Offer only available to southern parts of the country.

The solar loan is paid off after 10 years, but the feed-in-tariff scheme runs for 20 years, so the final decade will be pure profit.

Homes must fit the government criteria to obtain the feed-in-tariff. This means that certain levels of insulation and other home energy improvements should be ensured before installation

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