Articles of Interest

2013: A Tough Year in 2012 Hoping For Better in 2013!

2012 was an interesting year in the insurance industry, particularly related to real estate driven accounts. Read More.

2012: A Defining Year for Multifamily Insurance?

While most owners seem to identify 2011 as a quiet year for insurance claims, the insurance industry has quite a different opinion. Read More

How to Find Cheap Apartment Rental Insurance

If you live in an apartment, you may not think you need insurance or you may think your landlord’s policy covers you. Think again! read more

Condo Insurance – How to Get the Best Rate

Many people think their condominium’s master policy covers them. Fact is, it only covers the condominium structure, common property, and the association against liability lawsuits. Most master policies cover everything up to the exterior of the building. You are responsible for your interior walls and your personal property. read more

How Much Renters Insurance Do You Need?

Want to know how much renters insurance you need to protect yourself, your loved ones, and your personal property? Here’s what you need to know … read more

Buildings Insurance and the Threat of Flood

What is the impact of increased flooding risk in the UK? What happens if your home becomes effected by flood? Flood is an increased problem in the UK. Buildings insurance companies are concerned about the rising risk of flood. Claims to settle flooded properties are by nature quite expensive. Flood also tends to be a recurring threat at properties which means that once effected a home could suffer more than one flood in a short period of time. read more

Is It Worth Risking It All For Cheap Insurance?

Picture the scene, you wake up early one morning with the sound of the wind blowing and rainfall bashing against you bedroom window. You ease yourself out of bed, walk down your stairs and are faced with your home under 6 feet of flood water. And so begins the long and distressing process of recovering from flood damage. And imagine your shock and horror when you call your insurance company only to be told you don’t have the cover you thought and your claim is rejected! read more

Condominium Living – Purchasing Group Insurance Coverage for Your Condo

“As the proud owner of a condominium, you are well aware that you do not own the actual structure when you buy a condo. Rather, you just buy the unit in which you live. Therefore, obtaining the proper coverage to keep your condominium and the entire structure protected can be a bit confusing at times. In fact, in order to make sure you are entirely protected, you will likely need to buy condominium insurance as well as group insurance coverage for the structure. read more

Renters Insurance Quote – Do You Really Need It?

Are you a renter wondering if a renters insurance quote is something you really need? Well, if you’re undecided about this coverage here are some things to think about. A home or apartment renterinsurance policy will replace your contents in the event of a fire, burglary and other perils, as we all know. That’s important enough, but this type of policy also covers you in many other ways. read more

Renters Insurance Quote – Facts – What You Should Know

Homeowners need home insurance and renters need renters insurance. If you’re a renter and you don’t have renters insurance, you’re risking financial disaster. Here are some facts about renters insurance that you should know. read more

Renters Insurance FAQ

Renters insurance can be confusing, to say the least. Here’s a renters insurance FAQ that explains the basics of renters insurance in simple terms.read more

The 5 Common Mistakes Business Owners Make When Evaluating Their Insurance Requirements

Looking over your insurance premiums each year, you may be wondering how you could save a dollar or two on your next premium. As an intangible asset, it can be difficult to put a value on insurance … until something goes wrong and you need to claim. Insurance specialist Brett Wrightson from Brian Bushell & Associates, highlights the five most common mistakes that business owners make when evaluating their insurance requirements: read more

Insurance and Commercial Real Estate

One of the least considered, but perhaps most important aspects of successful real estate investment is insurance against losses. Even though the market for residential real estate has begun to cool, commercial real estate investment opportunities abound. Commercial properties have additional risks that need to be mitigated and in today’s litigious society, it is important for investors to take the steps necessary to protect themselves and their investments. read more

Congress continues to not approve funding for the National Flood Insurance Program (NFIP) so owners are currently unable to bind insurance coverage. As a result we have established a new alternative to the standard program that is surprising us on its competitiveness: read more