Quick Summary:This is a Visa cash back rewards card issued by USAA Savings Bank. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 12.90%* and may be as high as 26.90%* (Variable)*, depending on your credit worthiness*.

Important Rates:There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 702 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any USAA Savings Bank product.

Other Basics:This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Our Editor's Commentary:There is a lot to like about the USAA Preferred Cash Rewards Visa Signature® , including the ability to earn 1.5 percent cash back on every purchase. Even more exciting is this: the amount you can earn is unlimited.

Other benefits of the USAA Preferred Cash Rewards Visa Signature® include no annual fee, chip technology, and no minimum finance charge.

If you are a military member, family of a military member, or veteran, you may qualify for this credit card offer.

Approval Rate:There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.

This card has a poor approval or acceptance rate. Since this is a card for good credit, there may be a fairly strict standard for qualifications, including credit record and income level. Furthermore, if your FICO score is close to or higher than 702, then your chance of approval
may be even greater.

Approval Time:Approval time for this offer is not listed. You should expect a final credit decision within a couple of
weeks, but normally much sooner.

Community Opinion:There are no reviews. If you have experience, you can
write one now.

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* See the online bank credit card application for details about terms and conditions of offers. When you click on the "Apply Now" or "Learn More" button, Finance Globe is connecting you to the offer or 3rd party website.

1 Advertiser Disclosure: Please see the credit card application for details about the offer as well as the terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.