Credit Repair Letters – 5 Simple Tips on Making Your Own

Self credit repair is not difficult. When you write credit dispute letters, there are a couple points to keep in mind.

1. Make each of your credit repair letters unique.

2. Make sure you include the account name and account number of the account you are disputing.

3. Make sure you include an indentification page when you mail the credit dispute letters.

4. Make sure you write your social security number at the bottom of the letter under your name.

5. Make sure thecredit dispute letter has the proper heading with your name and address. (There’s no need to include your telephone number.)

Let’s elaborate a bit on these items.

1. Making sure each credit repair letter is unique.

If you use some sort of credit dispute letter template, that is fine, but make the letter your own by changing some words and switching up the font size and style. Add some of your own wording to the letters. The reason why you want to do this is in an effort to make sure your letters are not thrown out by the credit reporting agencies. These agencies scan the letters to make sure they are not getting frivolous disputes. If they keep seeing the same letter style over and over again, they might consider the letters to be junk mail.

2. Making sure you include the account name and account number of the account you are disputing.

If you don’t, how will they know what you are disputing? This should be obvious, but you have to have both items and not just one or the other.

3. Making sure you include an ID page when you send the credit dispute letters.

An identification page consists of a copy of your driver’s license, social security card and a utility bill. Make copies of these on to one page. Be sure your address is correct on both the DL and the bill. If the two are not the same, get this corrected first.

4. Make sure you include your social security number at the bottom of the letter under your name.

The credit bureaus already have your social. You need to put this on the credit dispute letters. It is standard practice.

5. Make sure the credit dispute letter has the proper heading including your name and address.

Consider this like a business letter. You need to have the proper header on the letter.

These are the major steps consumers need to take to repair credit by themselves. Simply follow them, and await the results!