For about 5-6 years I have been struggling to find a way to check my credit report and credit score for free/cheaply in a more or less automated way.

Free Credit Report: that was easy. I have 2 scheduled annual calendar reminders in my organizer. One in September is to call Equifax, one in February for TransUnion. Basically you call a certain number in both cases, confirm your identity and vuala, in 3-5 business days you get a free credit report.

Credit Score: There was no way, so until now I have been getting it annually in September from Equifax for $10 when you order it with the free credit report.

Finally, Free Credit Score has been introduced in Canada.

https://www.borrowell.com/ has came on the market and allowed the Canadians to not only get the credit score for free but they will email you the updates every 3 months!!! WOW!!! What an amazing service. In the past I constantly got called from RBC and some other Banks offering me to sign up for Credit Alert. Basically the same service but it they wanted 12.99 to 18.99 per month for that service. I got the trial to get my up to date credit score and credit report but then cancelled the service. Hopefully this service is to stay here and won’t be cancelled in 1 or 2 years.