Richard List

Senior Loan Originator

NLMS# 279034 /LMB# 100023809

Phone: (719) 260-7777

Mobile: (719) 659-3745

Fax: (719) 260-7907

Executive Summary

What Others Are Saying

Honest. Ethical. Principled. Growth-oriented. Solid. You hear it
time and time again because Cherry Creek Mortgage Company holds
fast to straightforward ideals: Passionate service, honesty and a
commitment to our company. It is easy to see why employees,
partners and borrowers all agree that Cherry Creek Mortgage Company
stands out as a great company that just keeps getting better.

Recent Performance

Cherry Creek Mortgage Company has achieved 320% annual growth
based on volume since 1991. Much of the credit can be attributed to
an active ownership, talented professionals focused on long-term
relationships, conservative underwriting standards and honoring our
commitments. Such attributes have led to a Top 25 national ranking
in retail originations with a record $3.6 billion in volume in 2012
and $3.3 billion in 2013.

Our Team

"When we do the best that we can, we never know what miracle
will be created in our life, or in the life of another." Helen
Keller

The Cherry Creek Mortgage Company team is a collection of
individuals who understand the greatness that transpires when
everyone does their best. Honor and integrity are absolutely
essential. They demand everyone's personal and professional best.
It is in this spirit that our team members pledge their best in an
effort to create something great in the lives of others.

CCMC's reverse mortgage division, 1st Reverse Mortgage USA®,is
dedicated to serving the business professionals and senior
homeowners in our communities. The mission is first and foremost to
educate those interested in reverse mortgage solutions. All of our
borrowers make an informed decision on what's best for them through
our customer education process. This approach has earned the
division the Reverse Mortgage Lender of the Year award from a large
investor of reverse mortgages and the Colorado Better Business
Bureau's highest honor, the Gold Star Award of Excellence. What
separates CCMC's reverse mortgage lenders is knowledge, experience
and attention to the detail that makes the process simple and the
program easy to understand. 1st Reverse Mortgage USA® is located in
Lakewood, Colorado and has direct endorsement authority from HUD to
originate, process, underwrite and close reverse mortgages. It has
been a top 100 reverse mortgage lender in the nation for the past
few years.

CCMC is proud to offer Reverse Mortgages through our
retail branches and division at 1st Reverse Mortgage USA.
Promotional and advertising material for Reverse Mortgages is not
from HUD or FHA and not approved by the Department of HUD or any
Government Agency. HUD does not approve the material
presented.

Cherry Creek Mortgage is not endorsed by, nor acting
on behalf of or at the direction of the U.S. Department of Housing
and Urban Development, Federal Housing Administration, the Veterans
Administration, the U.S. Department of Agriculture or the Federal
Government. This material is informational only and is not an offer
to lend or recommend available products. This is not an
advertisement to extend credit as defined by Regulation Z, nor an
application for credit as defined by RESPA/Regulation X. All
applications are subject to underwriting guidelines and approval
based upon the credit, assets, value of subject property and
borrower's ability to repay. Not all applicants are eligible for or
qualify for all loan products offered. All loan programs, terms and
conditions are subject to change without notice, so please speak
directly with your loan officer to learn more about specific loan
program requirements and whether or not you qualify.