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INDIVIDUALS MUST BE A U.S. CITIZEN OR PERMANENT RESIDENT AND AT LEAST 18 YEARS OLD TO APPLY FOR CREDIT FROM KUBER FINANCIAL, LLC. VALID BANK ACCOUNT AND SOCIAL SECURITY NUMBER/FEIN ARE REQUIRED. ALL LOAN APPLICATIONS ARE SUBJECT TO CREDIT REVIEW AND APPROVAL. OFFERED LOAN TERMS DEPEND UPON CREDIT SCORE, REQUESTED AMOUNT, REQUESTED LOAN TERM, AND CREDIT USAGE AND HISTORY. LOANS ARE AVAILABLE TO RESIDENTS OF ALABAMA, CALIFORNIA, COLORADO, FLORIDA, ILLINOIS, MISSOURI, NEW MEXICO, SOUTH CAROLINA, AND UTAH.