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BidEscambia.com USER AGREEMENT

The most recent Amendments to this User Agreement (the "Agreement") were posted on April 22, 2019

Introduction/Authority/Parties

You represent and warrant that you are at least 18 years of age.

If you are acting on behalf of another person or entity, such as an
employer or principal, you represent and warrant that you are duly
authorized to act on behalf of such person or entity in connection with
the transactions to be undertaken using this Web Site and that you have
the authority to bind such person or entity to the terms of this
Agreement.

This Agreement is between you (or you on behalf of the person or
entity that you represent, such entity hereafter referred to as "You,"
and in the possessive as "Your"), the Escambia County Tax Collector
(the "Tax Collector") with whom You transact business through this
site, and Grant Street Group (“Grant Street”) as the designated service
provider of the Tax Collector. BidEscambia.com is a web site (the "Web
Site") used for tax lien auctions.

You acknowledge that you have read and understood the terms of this
Agreement. Upon acceptance of the terms of this Agreement, You
will be granted access to BidEscambia.com for the sole purpose of
participating in the Escambia County Tax Collector’s tax lien auctions.

Use/License

You acknowledge and agree that Your use of the Web Site is permitted
pursuant to a limited license (the "Limited License") granted to You
under this Agreement and that the web pages and features of the Web
Site (the "Proprietary Information") constitute valuable intellectual
property and proprietary materials (including without limitation trade
secrets) owned by Grant Street.

Unauthorized use of the Web Site, including but not limited to
unauthorized entry or attempted entry into any systems, misuse of
passwords, misuse of any information posted to the Web Site, or illegal
conduct is strictly prohibited. Except as expressly provided in
this Agreement, You agree not to copy (except for downloads permitted
by the Web Site tools), save, print, reveal to any third party,
publish, post on the Internet, permit access to, disseminate,
distribute, disclose or modify any Web Site Proprietary Information
without Grant Street’s prior written consent. You further agree
that You will not obtain or attempt to obtain any materials or
information through any means not intentionally made available or
provided for through the Web Site.

Your license to use the Web Site is limited to Your participation in
tax lien auctions conducted by the Escambia County Tax Collector. As a
further condition of this Limited License, You hereby agree that You
will not, nor will You attempt to (i) modify, reproduce, decompile, or
reverse-engineer any part of the Web Site, (ii) resell or redistribute
any part of the information obtained from the Web Site, or (iii) permit
or attempt to permit any third party to access, view or use any part of
the Web Site.

You agree not to interrupt or attempt to interrupt the operation of
the Web Site or in any way attempt to gain unauthorized access to the
Web Site, any portion thereof or to any other computer systems through
the Web Site. You further agree that You will not use any device,
software or program to interfere with proper operations of the Web Site
nor will you use the Web Site in any manner that could damage,
overburden, or impair the Web Site or interfere with any other party’s
use of the Web Site. You further agree that You will not use, nor
allow anyone to use on your behalf, any robot, spider or other similar
device to monitor or copy any pages of the Web Site or any content or
information accessible through this Web Site.

You agree to use commercially reasonable efforts to ensure that any
electronic files or information You transmit through the use of the Web
Site will be free from viruses or other code designed to interfere with
the proper functioning of data information systems.

When accessing the Web Site, You must use software, including a web
browser, that supports a data security protocol compatible with the
protocol required for the Web Site.

With the exception of web browsers, You agree to use the software
made available to all users through the Web Site to perform the
following functions:

review properties with delinquent taxes,

submit W-9 forms

submit deposits and budget amounts

save and submit bids

review and download auction results

authorize payment for any balance due at the close of the sale.

You agree that the information you provide through the Web Site will be accurate and reliable.

You agree that, each time You submit a qualified bid for a tax
certificate on the Web Site, You are making a binding offer to the Tax
Collector to purchase such tax certificate, which, if accepted by the
Tax Collector, will form a binding purchase contract between You and
the Tax Collector.

You agree that You will comply with all rules, requirements,
procedures, advisories, instructions and other directives promulgated
by the Tax Collector regarding the purchase of tax certificates via the
Web Site, including, without limitation, the Tax Collector's
requirements with respect to payment deadlines and procedures for any
tax certificates You are awarded.

Neither the Tax Collector nor Grant Street makes any representation
or warranty that the features or appearance of the Web Site will remain
unchanged for any period of time. You acknowledge that the Tax
Collector and Grant Street may change, suspend or discontinue any
aspect of the Web Site.

User IDs/Passwords/Use Restrictions

You shall be solely responsible for the confidentiality and use of
the User ID and password assigned to You for the purpose of accessing
the Web Site and for any acts or omissions that occur through the use
of such User ID and password. You agree to ensure that You exit from
Your account at the end of each session. You agree to indemnify,
defend and hold the Tax Collector and Grant Street harmless from and
against any damages, financial or otherwise, resulting from Your use of
the Web Site or use by persons using Your User ID and password with or
without Your knowledge or permission. You are hereby instructed by the
Tax Collector to notify Grant Street immediately via email sent to
LienAuction@GrantStreet.com, if You have reason to believe, or have
become aware of: (i) loss or theft of Your User ID and/or password, or
(ii) any unauthorized use of Your User ID and/or password.

Emails sent to the Tax Collector or Grant Street over the Internet
are susceptible to detection, decryption, eavesdropping or tampering.
Thus, you agree to indemnify, defend and hold the Tax Collector and
Grant Street harmless from and against any harm, financial or
otherwise, that results from such detection, decryption, eavesdropping
or tampering of emails.

Pursuant to Chapter 119 of the Florida Statutes, (hereinafter the “Florida Public Records Act“), certain information which You provide in the course of Your use of the Web Site, and which is in the public domain pursuant to the Florida Public Records Act, will not be treated as confidential. If You participate in an auction utilizing Proxy Bidding, you may submit Minimum Acceptable Rates (MARs) on the Bid page. The Tax Collector does not have access to MARs, and consequently, the Tax Collector will not be able to supply MARs pursuant to “right to know“ or “freedom of information“ requests. Grant Street will keep MARs confidential and will not divulge such information to third parties, including the Tax Collector, unless mandated to do so by a court of competent jurisdiction.

Your use of the Web Site must be in conformance with this Agreement and the User Instructions on the Web Site.

Grant Street and the Escambia County Tax Collector each reserve the
right to suspend or revoke Your User ID in the event You violate the
terms of this Agreement.

Compliance with Laws

You agree to comply with all applicable laws and regulations in
connection with Your use of the Web Site and the transactions conducted
thereon, including without limitation any laws applicable to the
handling or processing of individually identifiable information
concerning individual persons. You agree to indemnify, defend and hold
the Tax Collector and Grant Street harmless from and against any
damages, financial or otherwise, resulting from Your breach of any such
applicable laws.

Additional Terms for Payment Processing

The additional terms set forth in this Section apply to Your use of
Grant Street’s payment processing services through the Web Site.
By submitting a payment through Grant Street’s payment processing
services on the Web Site, You agree:

to allow Grant Street to facilitate the transfer of funds from
Your bank account to the Tax Collector’s bank account. Grant
Street will pass the information You provide to financial institutions
or third party processors as necessary to process Your payment.

that Your payment information will be submitted for processing
immediately and it may be impossible to void the payment following
submission.

that You have read and understood the information supplied by
Grant Street on the Web Site pages where You entered Your payment
information, including without limitation the guidelines for electronic
payments and additional rules that may be imposed by the Tax Collector.

and confirm that the payment information You provide is current,
true, accurate and complete and conforms to the terms of this
Agreement.

that You are not permitted to, and will not, submit payment on
behalf of another party, use an unauthorized name, impersonate any
person or entity, misrepresent any affiliation with another person,
entity or association, or otherwise conceal Your identity from Grant
Street for any purpose.

that Grant Street may revoke your use of the Web Site, or certain
features of the Web Site, if it determines that any of the information
You provide is outdated, false, inaccurate, or incomplete.

and acknowledge that because this is an e-check transaction, the
validity of Your payment cannot be confirmed immediately upon
submission. Grant Street will provide a message indicating that Your
payment information was received and routed successfully, but this does
not mean the Tax Collector has received or secured Your payment. Your
financial institution may reverse or return Your payment after
submission for reasons including but not limited to insufficient funds,
use of incorrect account information or fraud prevention.

and acknowledge that if Your payment is returned for any reason
You may become ineligible to bid, Your submitted bids may be
disqualified, all or some of Your certificate purchases may be
canceled, Your certificate transfers may be canceled, or You may be
required to make a replacement payment using a method other than
e-check. You are responsible for any returned check fees imposed by the
Tax Collector or Your financial institution. If the Tax Collector
accepts a replacement payment, You are responsible for any costs that
may be associated with making payment.

and acknowledge that Grant Street is not a bank and is providing
an electronic payment processing service rather than a banking service.
You also agree and acknowledge that Grant Street is not acting as
fiduciary, trustee, money transmitter, or providing any type of escrow
service with respect to Your funds.

Exclusion of Warranties

Grant Street is not responsible for the accuracy or completeness
of the information provided or transmitted through the Web Site, which
was obtained from third parties or the Tax Collector. You rely upon the
accuracy of such information at your own risk. Grant Street will not be
liable for any harm, financial or otherwise, that may befall users who
act in reliance on such information.

The Web Site is provided "AS-IS", and You accept all risks associated with Your use of the same.

Neither the Tax Collector nor Grant Street shall have any
liability, contingent or otherwise, for the accuracy, completeness,
timeliness or formatting of any data or information obtained from or
through the Web Site, or for any decision made or action taken by You
in reliance upon such information or data.

Neither the Tax Collector nor Grant Street is responsible for
technical difficulties that result in loss of an Internet connection
with the Web Site, slowness in transmission, or any other technical
issues, including without limitation connectivity issues, network
issues, computer failures, and the like.

TO THE FULLEST EXTENT PERMITTED BY LAW, GRANT STREET AND THE TAX
COLLECTOR DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR
IMPLIED, WITH REGARD TO THE WEB SITE AND ALL INFORMATION CONTAINED
THEREON, INCLUDING WITHOUT LIMITATION ALL IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE AND
NON-INFRINGEMENT.

Limitation of Liability

In no event will the Tax Collector or Grant Street or any of
their directors, officers, employees or agents be liable to You or
anyone else for any indirect, consequential, incidental, special,
exemplary or punitive damages (including but not limited to lost
profits) that result, arise from or relate to Your use of the Web Site,
the transactions conducted on the Web Site, or any other matter
relating to the Web Site. You agree that the cumulative liability of
the Tax Collector and Grant Street arising out of any kind of legal
claim (whether in contract, tort or otherwise) in any way connected
with the Web Site, or the transactions conducted on the Web Site, will
not exceed $1,000.

Neither the Tax Collector nor Grant Street will be liable for any
loss or damage resulting from voluntary shutdown of the Web Site to
address computer viruses, denial-of-service attacks, or other similar
problems.

Neither the Tax Collector nor Grant Street will be responsible
for any damage to Your computer, software, modem, telephone or other
property resulting from Your use of the Web Site or Licensed
Information.

Tax Certificate Purchase Disclaimer

Neither Grant Street nor the Escambia County Tax Collector makes any representation
with respect to the suitability for purchase of tax certificates offered on the Web Site.

The tax and property information provided through this Web Site
are provided for informational purposes only, and should not be
construed as any recommendation, value or endorsement of any particular
tax certificate.

You alone assume sole responsibility for reviewing and
determining the risks and merits associated with the purchase of tax
certificates in tax lien auctions. Neither Grant Street nor the
Tax Collector has any responsibility or liability with respect to any
purchase decisions you make utilizing the Web Site.

Force Majeure

Neither the Tax Collector nor Grant Street shall be liable for any
loss resulting from (i) a cause over which neither has direct control;
or (ii) any events which are beyond their reasonable control.

Entire Agreement/Governing Law

This Agreement contains the entire agreement between the parties
relating to Your use of the Web Site and transactions conducted
thereon, and supersedes all prior written or oral communications
between the parties on related subjects. In the event any one or more
of the provisions of this Agreement shall be held to be invalid,
illegal or unenforceable, the remaining provisions shall remain valid
and enforceable. This Agreement shall be governed by the laws of
the State of Florida without regard to its choice of law
provisions. All disputes arising out of or related to this
Agreement or the transactions completed on the Web Site shall be
subject to the exclusive jurisdiction of the State and Federal Courts
located in Escambia County, Florida, and You waive any defense to the
jurisdiction of such courts based on personal jurisdiction or forum non
conveniens. Any failure by Grant Street or the Tax Collector to
exercise or enforce any right or provision of this Agreement shall not
constitute a waiver of such right or provision.

Amendments

This Agreement may be amended at any time (as indicated by the date
shown above). It is Your responsibility to review it from time to time
to keep abreast of new amendments.