As a part of Property Insurance, Machinery insurance is now separated policy with specific conditions. It is designed to offer protection against sudden and unforeseen physical loss or damage to machinery which has been erected and is operational or at rest. It is accident insurance for machines, for internal breakdown or derangement. Machines have a limited life span as they are exposed to wear and tear: therefore, machinery owners must depreciate their machines annually and establish reserves for replacement.

Indosurance design specific insurance solutions as part of Property Insurance as sub limit, by providing a good understanding how accurately calculate the value based on risk exposure and alternatively as a full value with specific design of policy, also providing innovative premium calculation structures, allied to specific risk management strategies as a competitive alternative to traditional risk transfer.