Lending System

3694 WordsOct 31st, 201015 Pages

CHAPTER – I

The Problem and It’s Setting

INTRODUCTION

As the world moves a global electronic place, lots of establishments are not upgrading their computers to the latest features just assures that their clients will be satisfied by the services that they give and create a friendly environment to each member.

The existing loan transaction processing system used by the Kaguruan – Multi- Purpose Cooperative is manually operated. The loan takes two (2) days to be processed. This can be obsolete because of the presence of the computers, which could facilitate any transaction at faster rate. They use computer merely for their documentations and not for their system. In fact, they only use word and excel which are the generally used…show more content…

The goal of loaning System of KMPC is to help each member and staff to make process easier and faster.

The researcher would like to emphasize that the study is concentrating only n the loaning transaction of the coop and general services.

The following are not covered by this study: * Other services of the cooperative like E-load, catering services, financing Laon and consumer loan. * Transaction of payment of the borrower’s are automatically deduct by the DepEd to their net pay are concerned to this study.

SIGNIFICANCE OF THE STUDY

The findings of this study will be of great help to the following

Members This will be of great help to each member as to how and when to avail loan easier and faster.

STAFF

The system will help them make the process more organized, east to maintain, and update. It will also avoid consuming time in processing loan system and transaction that will be applicable to cooperative.

The researchers conducted a review of related literature and studies and identified those, which are closely related to the present study. The most relevant materials to the current study were selected and presented in this chapter.

Lending Institutions, Health Care, and Human Capital
Strayer University
SOC 300 – Soc. Of Developing Countries
Dr. Paula Moore
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By Africa having to largely…

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Executive Summary
Even though Countrywide stopped offering subprime loans 4 months ago, the company is still in the forefront of the subprime mortgage lending and foreclosure crisis.
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The company has lost its place as America 's Home Lender…

PRIORITY SECTOR LENDING
Some areas or fields in a country depending on its economic condition or government interest are prioritized and are called priority sectors i.e. industry, agriculture. These may further be sub divided. Banks are directed by the state bank of the country that loans must be given on reduced interest rates with discounts to promote these fields. Such lending is called priority sector lending.
The different segments of the priority sector are as follows:
1. Agriculture
2…

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Defining Subprime Lending
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Subprime Lending
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Review of Priority Sector Lending, prepared by the Internal Working Group set up in Reserve Bank under the chairmanship of Shri C. S. Murthy, Chief General Manager-in-Charge, Rural Planning and Credit Department, was placed on the RBI website on September 30, 2005 for public opinion. Subsequently, on November 8, 2005 one subparagraph has been added under paragraph 6.10 of the Technical Paper.
DRAFT TECHNICAL PAPER BY THE INTERNAL WORKING GROUP ON PRIORITY SECTOR LENDING
This Draft Technical…