Texas Home Loans Archive

There are many people who are unable to decide whether they should buy or rent a home. Both renting and buying a home has their benefits, therefore it is important that you compare the benefits and drawback of buying and renting a home. Renting a home is usually cheaper than […]

A home loan that exceeds the conforming limits is known as a Jumbo mortgage. In most parts of the United States, the Jumbo loan limit is $417,000 while in other high-cost areas like Alaska and Hawaii it is usually $625,000. Jumbo loans are different from conforming loans in that they […]

The Requirements, Dos and Don’ts of Conventional Loans It’s a dream of every individual to own a home. When out shopping for a new home, dreams of gorgeous kitchens, closet space galore and elegant baths may linger in your head, but the most important leap called financing must not escape […]

Having a house of your own is obviously something that can put a smile on your face. As a matter of fact, everybody would like to own a house. But, the costs of buying a good house are very high. Even if cheaper options may be available on the market, they are […]

FHA loans are mortgages insured by the Federal Housing Administration, whose main aim is to enable borrowers get a house with very little out of pocket expense, insuring the loan against future default via their mortgage insurance. This ensures that the lender doesn’t go into a loss in case the […]

Applying for VA loans in Texas can be a daunting experience. It can also be a very beneficial one given that these funding products can help you get into a home with absolutely no money down. Designed to promote stability and self-sufficiency among veterans and to reward servicemen and women […]