Minimum ₹10 per month or Any Amount in Multiples of ₹5 and No Maximum Limit

5

5

8.0

8.4

8.3

8.4

8.4

7.4

7.4

7.2

7.1

6.9

No

844.53

National Savings Scheme 1992

Discontinued

4

4

-

-

-

-

-

-

-

-

-

-

-

-0.48

Post Office Monthly Income Scheme

Minimum ₹1500 and Maximum ₹4.5 Lakh in Single Account and ₹9 Lakh in Joint Account

6

6+

8.2

8.5

8.4

8.4

8.4

7.8

7.8

7.6

7.5

7.3

No

1800.66

NSC VIII issue (For 5 years)

Minimum ₹100 and No Maximum Limit

6

6

8.4

8.6

8.5

8.5

8.5

8.1

8.1

7.9

7.8

7.6

Yes

872.39

NSC IX issue (For 10 years)

Discontinued

-

10^^

8.7

8.9

8.8

8.8

8.8

-

-

-

-

-

Yes

-

Indira Vikas Patra

Discontinued

5 1/2

6

-

-

-

-

-

-

-

-

-

-

Yes

8.86

Kisan Vikas Patra

Minimum ₹1000, no upper limit

5 1/2

6@@

-

-

-

8.7

7.8

7.8

7.6

7.5

7.3

-

535.72

Senior Citizens Saving Scheme

Minimum ₹1000 and Maximum ₹15 Lakh

-

5^

-

9.3

9.2

9.2

9.3

8.6

8.6

8.4

8.3

8.3

Yes

294.53

Sukanya Samriddhi Accounts

Minimum ₹1000 and Maximum ₹1.5 Lakh

-

-

-

-

-

-

9.2

8.6

8.6

8.4

8.3

8.1

Yes

-

# Open-ended scheme. + Maturity period is 5 years from 1.12.2011. ^ Introduced in August 2004. @@ Maturity period was raised to 6 1/2 years with effect from January 15, 2000, 7 years 3 months from March 1, 2001, 7 years 8 months from March 1, 2002 and 8 years 7 months from March 1, 2003. ^^ Introduced in December 2011. Also see Notes on Tables. Sources : 1. National Savings Organisation. 2. Receipts Budget, Government of India. 3. Accountant General, Posts & Telegraph. 4. Press releases and Indian Public Finance Statistics, Ministry of Finance, Government of India. 5. Report of the Advisory Committee to Advise on the Administered Interest Rates and Rationalisation of Savings Instruments. 6. Reserve Bank of India Bulletin.

Follow RBI

The two most important features of the site are: One, in addition to the default site, the refurbished site also has all the information bifurcated functionwise; two, a much improved search – well, at least we think so but you be the judge.

With this makeover, we also take a small step into social media. We will now use Twitter (albeit one way) to send out alerts on the announcements we make and YouTube to place in public domain our press conferences, interviews of our top management, events, such as, town halls and of course, some films aimed at consumer literacy.

The site can be accessed through most browsers and devices; it also meets accessibility standards.

Please save the url of the refurbished site in your favourites as we will give up the existing site shortly and register or re-register yourselves for receiving RSS feeds for uninterrupted alerts from the Reserve Bank.

Do feel free to give us your feedback by clicking on the feedback button on the right hand corner of the refurbished site.