Leave the cards at home—with Apple Pay, you’re all set in seconds. Just put your finger on Touch ID on iPhone, or double click the side button on Apple Watch, and hold your device near the reader. Done and done.

And, since your card information is not shared with merchants, Apple Pay offers a safer, more private way to pay.

Where to use Apple Pay

You can use your UNIFY Visa Credit and Debit Card with Apple Pay at multiple participating merchants in stores, within apps and now on the web in Safari. Look for either of these symbols at checkout:

Apple Pay® is a mobile digital payment service offered through Apple, Inc. This service allows you to pay for purchases using your Apple device at more than 200,000 participating merchants without swiping your UNIFY Visa Credit Card. You can also make payments in apps without entering payment information.

PeoplePay is a service in eBanking, which gives you the ability to send money, using your UNIFY Debit Card, to someone else quickly and conveniently. Whether you need to pay the babysitter, split trip costs with your best friend, or surprise a special someone with a little birthday cash—PeoplePay is the answer.

Benefits and More

Send money to family, friends, and just about anyone else in minutes

Access PeoplePay directly through eBanking or on mobile through the UNIFY App

Store and easily access your contacts using the UNIFY App

Money can be sent using your recipient’s email address or mobile phone number

PeoplePay is secure and covered by the same online protection used for UNIFY’s eBanking and eMobile services

Sending Money

When you use PeoplePay, your recipient will receive a message (through their email or mobile phone) that you have sent them money

NOTE: The debit card the recipient uses needs to be on the same processing network as the UNIFY Debit Card; if the recipient’s card is not in network, a message will be sent with instructions that to receive payment he/she will need to provide the routing and checking account numbers from their associated credit union or bank. Also, processing may take up to two days until the money is available.

Getting Started

1. To use PeoplePay, you’ll need a UNIFY Debit Card and a UNIFY Checking Account.
2. Log on to eBanking or the UNIFY App.
3. Select PeoplePay from the drop down menu and follow the instructions on each screen—you’re ready to go!

Need a short break from your loan payment? Use Skip-a-Pay to defer the equivalent of a monthly payment on UNIFY Vehicle or Personal Loan you have. Access Skip-a-Pay conveniently and securely through eBanking.

Value-Added Benefits

Good to consider if you need some extra cash during a month

Two skip payment requests can be made per rolling calendar year, per loan

A total of six skip payment requests can be made over the life of the loan

Information to Know

Loan needs to have been funded and in good standing (including no prior deferments) at least 12 months before the first skip payment request

Skip payment request needs to be made at least one calendar day before the next loan payment due date

Requesting a loan skip payment will not impact your credit rating

There is a $25 fee per loan skip payment requested

Getting Started

Log on or sign up for eBanking/eMobile

Navigate the drop down menu

Select Skip-a-Pay and follow the step-by-step instructions

Questions about using Skip-a-Pay? Call us—we’re always here and happy to help.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 877.254.9328, available 24/7, for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.

Can’t remember your Username?

No problem. Just phone our Contact Center at 877.254.9328, available 24/7, and a UNIFY Representative will assist you.