Coverages Menu

Policies & Coverages

You deserve a professional liability policy with comprehensive coverage that meets all your needs. MEDICAL MUTUAL is proud to offer a full range of high quality, professional liability insurance products for health care providers.

We recommend you consult with your Producer when selecting the policy that is right for you.

Health Care Provider Group Professional Liability

Provides coverage for the organization and its affiliated health care professionals under the same policy. It covers claims for bodily injury, property damage or personal injury arising out of acts or omissions of a professional nature and for which the Insured is legally liable.

Business Liability

Provides coverage for an individual or an organization for claims for bodily injury, property damage or personal injury arising out of the Insured’s premises or operations necessary or incidental to those premises.

Excess Liability

Provides excess coverage over the primary Professional Liability Coverage Forms and the primary Business Liability Coverage Form for claims which would have been provided by the primary coverage forms except for the exhaustion of their limits of insurance.

e-dataRESPONSE+ Cyber Liability

Comprehensive privacy breach coverage provides meaningful protection and reimbursement in the event of a loss. Learn more about e-dataRESPONSE+ (Available through MEDICAL MUTUAL's subsidiary, Professionals Advocate).

Verdict Inflation Protection

Verdict Inflation Protection prevents the erosion of the value of your $1,000,000 limit of insurance in cases with limited economic damages as the cap on non-economic damages increases. Learn more about VIP coverage here.

Important NoteAs with any insurance coverage, the coverage provided by MEDICAL MUTUAL, including all terms, conditions and exclusions, is set forth in your policy. The descriptions above are very brief and general and do not reflect all coverage terms and conditions. These descriptions are not a substitute for reading the policy forms in their entirety. Please check with your local MEDICAL MUTUAL producer for complete information on the MEDICAL MUTUAL Policies and Coverages available.