There is no equity requirement and we offer fixed monthly payments up to 15 years. Homeowners and
contractors have been using our home improvement financing since 1965 and can rely upon prompt
payment. Remodeling your home? Apply now! There is no obligation or cost to check if you qualify for
a loan.

Get Started!

Complete your loan application in minutes.

Your application will not be received or processed until you review your online
entries and click "Submit" at the end of your application.

If approved, we will contact you in 1-2 business days with loan details (including
interest rate & monthly payment) and provide you with a list items you will need
to supply (including income proof and a work estimate) before an in-home loan
closing may take place.

RemodeLoanDirect Home Improvement Loans

The best way to finance permanent home improvements for projects from $3,500 to $50,000.

No Equity Required

Free to apply on-line or by mail

No obligation to close if you are not satisfied

Rates (based on credit) are lower than credit
card rates

Fixed & affordable payments

Loan terms up to 180 months

Homeowners w/ good credit who want sensible
loans

Homeowner of Illinois, Indiana, or Wisconsin

After final approval of your loan application and your in-home loan closing, one check (or several
checks if you agreed to pay your contractor in stages as the project progresses) will be made
jointly payable to you and to your contractor, and these checks will be delivered to your home.

Issuing jointly payable checks ensures that the loan proceeds are only used to finance your
remodeling project, and provides reassurance to your contractor that they will be paid according to
the terms you both agreed to.

You, the homeowner, are in control of the checks and responsible as to when your contractor receives
each check/payment. You will simply sign the back of each check and then hand them to your
contractor at the appropriate times.

Items You'll Need

Work estimate (if available) from the contractor you selected. This estimate will include the total cost of your project, your down payment (if any), and a description of the work to be done.

Other sources of income (if any) which are verifiable and received regularly/monthly.

Current mortgage statement.

Your Remodeling Project

Homeowners should select a contractor they feel comfortable with after doing some research. To
safeguard yourself, confirm with the contractor they are licensed, bonded, insured, and that it
is clear if the contractor or you will be obtaining building permits, if required.