Welcome to LoanBay!

If you have found yourself on our site there is a good chance you are looking for a loan.

Try us.

What Types of Loans Do We Offer?

With 22 different lenders we can find you the best loan for most purposes. Although we can find you great deals on Home Loans, Car Loans and Personal Loans, we also have some excellent options for other loan type as well. These include Low Doc Loans, ABN Holder Loans, Horse Float Loans, Motorcycle Loans and Camper Trailer Loans

Call us to see what great loan deal we can get you. There is absolutely no obligation to proceed with us and we will explain the process to you clearly.

Our job is to find you the best loan, fast! It’s a free service to you.

Application Criteria

To apply for a loan you will need to be 18 years or older and have a reliable, stable income. Some lenders will require you to be in your job for more than 6 months, but we have lenders who are much more lenient.

Our lending specialists have many years experience in how to best pitch your application to the Banks. This gives you a better chance of it being approved, and getting the best deal.

Whether it is a Low Doc Loan, ABN Holder Loan, Horse Float Loan, Camper Trailer Loan or any other type of loan, give us a call on 1300 11 70 30.

What Makes A Great Loan?

We think a great loan has a low interest rate, low application fee, and suitable repayment terms. It’s always important to choose a suitable loan term to match your needs and to make sure there’s no, or minimal exit fee. We love loans that allow you to repay as much as you want with no penalty.

We love the range of Low Doc Loans and ABN Holder Loans that don’t require any financial statements or evidence of income. They are quick and easy to apply for and secure. Low Doc Loans and ABN Holder Loans are perfect for small business owners in trades including plumbers, electricians and carpenters.

Call us so we can talk through what you are looking for. We can guide you in the right direction.

What Makes A Great Loan Application Process?

We LOVE easy! The less you have to provide us the better.

Each Bank has their own credit assessment process and we think some are really over the top. We also know which lenders are better for different loan purposes and which lender you are more likely to be approved through.

Depending on your circumstance, you might be asked to provide a couple of recent pay slips and some ID. If you are self employed you can take advantage of a great Low Doc Loan or ABN Holder Loan. You would simply self declare your income - no financial statements needed.

What Drives Us?

LoanBay was established by a group of ex-Bankers who are a little bit different than your average Banker. We love finding customers the best loan deals in the market. We know too well how the big Banks make multi-billion dollar profits, yet deliver average customer service.

We promise to be straight up with you. We will be honest, attentive and responsive to you and your loan application. We only promise what we deliver, but we always deliver what we promise. We promise you will love our down to earth, friendly service.

Our Philosophy

We believe money doesn’t buy happiness. It’s what you buy with it that’s important.

You might be wanting a new work ute with all the tax deductions that come with it. If you are an ABN Holder, an ABN Holder Loan would be the best way to finance it.

You might be wanting a Low Doc Loan because you haven’t done your tax yet. We have access to Low Doc Loans with great terms and super fast turn around times.

You might be looking for a Camper Trailer Loan to set off into the sunset on a family holiday. We have access to the best Camper Trailer Loans on the market.

You might be looking for a Horse Float Loan to travel in style but you know very well the big Banks don’t have separate Horse Float Loans. We have lenders who specialise in Horse Float Loans.

Whatever your loan purpose, what’s important to us is that we treat you fairly, we’re honest and upfront, and we do what we say we’re going to do in a timely manner. We believe great customer service isn’t some complex algorithm the Banks have created. It’s simple, down to earth respect and transparency.

Our lending specialists will find you the best loan fast, and give you the best customer service in the industry.