Monthly Archive: October 2015

Did you know that the average student will graduate with $35,000 in student loan debt this year? Most of these students will have a very hard time paying down that debt. If you’re one of those students, struggling with the…Read more

There is often confusion between federal student loan debt relief forbearance and deferment programs. Because both programs postpone scheduled payments debtor confuse them as the same program. Deferment In order to be eligible for deferment, a postponement of federal student…Read more

Here are some of the quick tips that will increase your credit score. They are simple and easy to implement.Good credit score will make life easy for you: you can get loan at low interest rate etc. Keep your credit…Read more

Last year, a major change was made to federal student loans that are already in default loan status. Borrowers that have defaulted on these loans can now apply for something called ‘Income-Based Default Rehabilitation.’ While this new law doesn’t excuse…Read more

You may think you’re in the clear because your student loans are out of default, but you can’t be certain until you check your credit report. The formulas used to determine credit scores are highly guarded by the credit bureaus;…Read more

Your credit score or credit worthiness is very important. It is one of the many things that you should protect with all you energy. Bad credit will ruin you. Is ironic but bad credit makes a lot of cheap thing…Read more