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NC Laws

Tue, 11/19/2013 13:26

Unregistered

I have 4 Loans I been trying to faithfully pay off, but realize its either bankruptcy/some other alternatives.1. IGGY Loans(500)Northern Plain Funding(600)American Web Loan($700. NorthCash($500) I live in North CarolinaNorthCah 1st debit is Nov 22, other three total fees of debit are $486.50. No sent communication yet, I was on the bankruptcy sight, and realize, stopping ACH was my way out, all these are online loans.Thanks in Advance!Georrge

Payday
lending is prohibited in NC. You owe them nothing more than the
principal balance. Don’t pay them any interest or fees. Simply close
down your old bank account and open a new one to stop debiting money
from your account. Don’t share any personal information with
them.

By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.

Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.

Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.

Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.

The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.