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Why Health Insurance

As medical care and treatments advance, health care costs increase. Health insurance helps you pay for care and protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive. In addition, you can get routine and preventive care if you have health insurance.

We also believe that finding the right health insurance may get you better health care. Research indicates that people with health insurance are more likely to have a regular doctor and to get care when they need it.

About Health Insurance

Understanding health insurance plans can be confusing and most consumers don't know where to look or whom to contact for information. We are offering this site to help you, as a consumer, understand and purchase a health insurance plan that fulfill your requirements

Choosing Your Coverage

Choosing your health plan isn't only about getting the right coverage — it's also about finding the right coverage at the right price. Here are some tips to help you choose the right coverage at the right price

List the top five things that are important to you and your family in a health plan. Perhaps a particular doctor or a facility that you want in-network or a low co-pay for doctor visits and prescription. Whatever it is, know what you want from the beginning.

If there is a hospitals or a facility you like, make sure your insurance will be accepted at the hospital or the facility.

Find out if the health plan you are considering offer you an opportunity to try out their services for a short period of time. If you're not satisfied, cancel within that time frame and get your money back.

More Reasons to Sign Up Now

The sooner you sign up for health insurance, the sooner you can relax knowing that your most important asset—your health—is covered.

Start your coverage

Most insurance companies start coverage within two to four weeks after they have received all the information to process an application. During this if the insurance company is unable to verify your claim, they may either raise your price or deny coverage.

The company promoted above is an affiliated partner of Answer Financial. Answer Financial may receive compensation from this partner. All claims and offers are made by the partner and are subject to change. Answer Financial is not responsible for any product offered or sold through its partners and Answer Financial disclaims any responsibility for damage resulting from such products. The appearance of Partner products or services on the Answer Financial website is not a warranty, endorsement, or approval of the products or services, or of their effectiveness, quality or safety. No purchase of an insurance product through Answer Financial is required. Savings are not guaranteed and may vary.

Answer Financial® Inc. offers insurance products and services through its insurance agency licensed affiliate Insurance Answer Center, LLC (California License # 0B99714); in New York as Insurance Answer Center, LLC, an Insurance Agency; in Michigan as Insurance Answer Center, LLC, an Insurance Agency; and in Missouri as Answer Financial. Answer Financial affiliated agencies are not insurance companies, but act as agents for certain insurance companies. Answer Financial’s affiliate Right Answer Insurance Agency, LLC (CA License #0H52358) operates as an insurance broker in California and an agent in all other states. Answer Financial is paid commissions and may receive other performance-based compensation for its services. The compensation received by Answer Financial and its employees may vary by insurance company. Not all insurance products and services are available in all states. Rates are subject to change.