The offbeat personal finance blog for responsible people.

Roughly 3 in 10 people now borrow money from their 401(k) retirement plans. Generally, you can borrow half your account balance -- up to $50,000 -- for as long as five years. True, it's among the cheapest loans available because the interest rate is ...

by YFS
For many of us, retirement can often seem like something too far off in the future. However, as we approach retirement age, and as we are exposed with news of economic instability, we often wonder what is in store for us during retirement. ...

I have a lot of bad habits. For example, I tend to bite my nails when I get stressed out. I also have a penchant for opening the cupboard to get a drinking glass -- then walking away and leaving the door wide open. I know. I can't explain it either, ...

This weekend I was looking through the safe that holds all of my most important documents, like family birth certificates, insurance policies and the secret recipe for mom's sauce, when I ran across my Social Security card.
Now I'll wager that, if ...

A couple of weeks ago I shared with you ten characteristics of debt-free people of modest means.
In that article I specifically asked my readers to consider this question:
"Why is it that there are families out there with household incomes under ...

I have been a proud, full-time, member of the American workforce since 1988.
As of the end of 2009 I have earned $1,548,291 in base salary - excluding bonuses, stock option cash-outs, and other income streams. It also excludes the money I ...

That's right. Although having a million bucks isn't as impressive as it once was, it's still nothing to sneeze at.
In fact, CNBC reports that in 2013 there were 13.2 million millionaires in the United States alone.
That's a lot of people, ...

I know. A lot of you wish you could retire now, looking for reasons to retire early.
However, before that can become reality, it's important to understand our magic number; that magic number, of course, is the amount of money we'll need to have ...

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. Ultimately, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your particular situation. This website accepts cash advertising, sponsorship, and other forms of compensation that may occasionally influence advertising content or topics of discussion.