Where can I get my credit score?

updated 8/22/2013

Unlike your credit report, which you can get at no cost to you, you usually have to pay for your credit score. There are certain instances in which you are entitled to your credit score for free, for example if you are denied a loan on the basis of your credit score.

It is more important to get and review your credit report, which you can do at no cost to you at www.AnnualCreditReport.com, than to buy your credit score. The information in your credit report influences your credit score. Even if you do buy your credit score, it is likely that the score the lender buys will be different from the score that you buy. If you decide to purchase your credit score, you are not required to purchase credit protection, identity theft monitoring or other services that may be offered at the same time.

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These answers are provided for general informational purposes only. While they can’t give you advice for your exact situation, we hope they can help you understand financial products and services better. They are not legal advice or a legal interpretation of the CFPB.