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125 YEARS FEELS UNBELIEVABLY GOOD

For over 125 years at First Citizens National Bank, we've tackled recessions, cleared hurdles and created solutions; but no matter the decade, we have always desired to be the best community bank we can be. We are simply passionate about giving our customers an experience that is unbelievably good.

Unbelievably GOOD Things for Cleveland

Since first opening our doors in 1999, Southern Heritage Bank has been committed to providing hometown banking for families and businesses throughout Cleveland-Bradley County. Today, as a division of First Citizens National Bank, our commitment to you is better than ever. In fact, it is Unbelievably GOOD!