Guaranteed Asset Protection

We offer Guaranteed Asset Protection (GAP) coverage to help protect you and your investment.

GAP could save you thousands of dollars - are you protected?
In the event your vehicle is damaged beyond repair or stolen and not recovered, there could be a big difference in what your insurance pays and what you owe on your loan – and you’re liable for that amount, or the “gap.” Consider this situation…

Your loan balance:

$14,000

Your insurance pays:

$11,000

Amount you owe OR Amount GAP pays:

$3,000

Our GAP coverage offers low-cost protection in the event of a high-cost loss.

Ready to take advantage of all GAP has to offer?

Low, fixed cost - can easily be financed with your loan or paid up front

Easy to add to your loan - no extra underwriting or hassle

Available on most new and used auto, motorcycle and RV loans1

Add to your existing Texans Auto Loan up to 60 days after closingContact us today to add it before time runs out!

Questions? Contact our Lending Department at 972.348.2290 to find out how you can add GAP to your existing or new Texans Auto Loan.

1 Available on auto loans of $100,000 or less, with a maximum finance term of 84 months. Available on motorcycle loans of $50,000 or less, with a maximum finance term of 84 months. Available on RV / travel trailer loans of $125,000 or less, with a maximum finance term of 240 months.

Major Mechanical Protection

Protect against the unexpected
Repairing or replacing car parts is more expensive now than ever. When you add in labor costs, one visit to a mechanic could easily cost more than a year’s worth of car payments. MMP extends the life of your car – and your budget.

Ready to take advantage of all MMP has to offer?

No deductible or reimbursement for repairs – covers costs up front

Coverage is accepted at most licensed repair facilities in the US and Canada

Three levels of mechanical breakdown coverage available – all include:

24-hour roadside assistance

Trip interruption reimbursement

Rental car reimbursement

Lost key, lockout and tire repair

Emergency fluid delivery / refill

Affordable cost (usually pays for itself in one visit!) and can easily be financed with your monthly loan payment

Fully transferrable – adds resale value to your vehicle

Available on most new and used auto loans1

Add to your existing Texans Auto Loan today!

Questions? Contact our Lending Department at 972.348.2290 to find out how you can add valuable MMP coverage to your existing or new Texans Auto Loan.

1 Available on auto loans for vehicles less than 10 years old and with less than 150,000 miles

Credit Life and Disability

We offer Credit Life and Disability coverage to protect your credit rating, your family and your possessions when you need it most.

Take the risk out of the unexpected
With Credit Life and Disability, your loan is one less worry for you and your family.

Credit Life

Disability

Benefit

Pays off balance of Texans loan

Makes Texans loan payments

Usage Situation

In the event of borrower's death

If borrower is unable to work due to illness or disabling injury

Age Maximum / Termination

70

66

And when you add this coverage to a vehicle loan, the vehicle can be an asset to your family with a free and clear title.