HDFC Bank Regalia Credit Card

The Regalia credit card from HDFC Bank comes with a host of lifestyle and travel rewards. With this card, make the most of its joining benefits, complimentary lounge access and more across categories such as travel, dining and shopping.

Enjoy a low foreign currency mark-up fee of 2% when you use your card overseas.

Benefits and Features of the HDFC Regalia Credit Card

Travel Benefits

Complimentary airport lounge visits:With a complimentary Priority Pass membership, enjoy access to more than 1,000 airport lounges across the globe. The primary member along with the add-on credit cards will get 6 complimentary visits to lounges outside India in a calendar year.

Airport privileges: Enjoy priority check-in and waitlist clearance, additional baggage allowance and an option to earn 9 Club Vistara points on every Rs.100 spent on the card.

Note:Club Vistara Silver membership has been discontinued for Regalia cards issued from 20th March 2019. Existing cardholders can avail of this membership until expiry.

Fuel Benefits

Fuel surcharge waiver:Fuel surcharge is waived off on fuel transactions made on your card. Fuel transactions worth Rs.400 to Rs.5,000 are eligible for the waiver with a monthly surcharge waiver capped at Rs.500 per billing cycle.

Dining Benefits

Complimentary Zomato Gold membership:Enjoy Zomato Gold membership for 1 year at no charge with your card. Also, enjoy up to 2 drinks at no extra fee when you dine at participating restaurants.

Note: Zomato Gold membership is valid only for Regalia cards issued after 20 March 2019 and is limited to the primary cardholder.

Documents required to apply for the HDFC Regalia Credit Card are:

How to Apply for Regalia Credit Card Online

Apply for an HDFC Regalia credit card online by following the steps below:

Visit the HDFC Bank website and choose the 'Regalia' card.

Click on the 'Apply Online' button.

You will be redirected to an online form. Fill in the required details such as name, mobile number, e-mail ID, company name, monthly income, etc.

Click on 'Submit'.

Once HDFC receives your application, you will receive a phone call or SMS on your registered mobile number.

If you're eligible for the card, the application process will be informed to you over the call and the further procedure will follow.

FAQs on HDFC Regalia Card

How do I earn reward points on Regalia Credit Card?

You can earn reward points by making transactions using your Regalia Credit Card. Only retail spends are eligible for the reward points. Fuel transactions and EasyEMI transactions are not eligible for reward points. The accrued reward points will have an expiry of 2 years before which they should be redeemed for various gifts available on the rewards catalogue.

Do I earn reward points for international flight bookings made using Regalia Credit Card?

Yes, you earn reward points for all domestic and international airlines bookings.

If you have misplaced/lost your card, simply call the Credit Card Customer Care division and notify them of the same. Your card will be blocked instantly. Alternatively, you can report a lost/stolen card through your NetBanking account.

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HDFC Bank Regalia Credit Card Reviews

Almost 3 years, I have been using the HDFC credit card with the variant of HDFC Regalia card. Since I am having a savings account in HDFC bank based on that they have provided me this card. They have enhanced my limit on a regular basis based on my usage. Its a life time free credit card. I'm getting all the benefits like cashback, reward points which i can use in online and offline as well.

In my HDFC they have assigned me a separate RM for my credit card and the savings account. I am holding a regalia credit card hence i get lots of benefits like domestic airport lounge access facility and i get more reward points. If i redeem via cash, it won't be that much useful so i will redeem the points via product with some website. I have no issue with the limit.

HDFC is a best credit card to use. I have a salary account with HDFC and this is my first credit card. I have received a regalia credit card. There is a complementary lounge access in domestic and international airport but i haven't availed that facility. There is a 10* reward points when i purchase and they are providing good conversion value like 1 point is equal to 0.60 paise. Some dining privilege also there. I get a preferred services for hotel booking. There is a dedicated customer care service also for the regalia customer. They have provided me a Air insurance and card protection plan with the zero cost.

Simply blaming the online site Amazon as HDFC is adding up 2% extra on your credit card emis. When you call they will try to tell you some story and simply blaming Amazon for the same. Dont try to use HDFC credit card to purchase any product online using no cost emi. Otherwise they will charge you 2-3% additionally which you cannot avoid.

Very disappointed with the service I am getting it. They don't care about customer satisfaction, All they worried about their money. They made changes according to them without asking a customer.I would recommend everyone to not go with them to waste money and time.

I am using HDFC Bank regalia credit card more than 2 years. This is a travel card mostly i use this card for travel purpose and i am getting international airport lounge access. Annual charges for this card is Rs. 1000 and wavier not idea. I am happy with the credit limit what they given.

Last 12 years, i have been using HDFC credit card and the overall service is really good. I am having Regalia card and they are upgrading my card every two years with a new one. Benefits are good particularly reward point system is very useful for me. I never faced any issue till now. They gave me a limit of Rs. 12 lakhs but when i purchase a card, it was only Rs. 12000. Since i use the card on a regular basis, they have enhanced my limit. There is a flexibility in using the card.

I am using HDFC Regalia credit card which was availed through bank.This was a free card and having awesome credit limit of 7.4L .There are good reward points as well as cash back offers .Everything was good on this card . Easy to use and got my credit card on time without any hassles.

I'm using HDFC credit card for a long back and they are not supporting the people much because I'm not getting any offer from this card. I'm using the Regalia card and i need to pay the annual fee of Rs. 499 which will not waived off. I don't use this card much.

I have HDFC Bank credit card which was taken through Bank. This was a regalia card with zero annual fee. The credit limit was good and also converting emi option is there .I am getting discounts on shopping .I am using this credit card for the past 2 years .I am satisfied with the service so far .

I have HDFC Bank credit card which was taken through Bank directly .I am using this credit card for more than 10 years ,This was a life time free card and it was a regalia card .The credit card details was clearly shared by the agent.I have not faced any difficulties so far on using .I am comfortable with the service so far .

I have HDFC Bank regalia credit card which is a chargeable card.The credit limit was really satisfied it was 8 lakhs.I am happy with the credit limit .This credit card is having airport lounge access and having good cash back offers as well as reward points .I am satisfied with the overall service .

I have HDFC Bank regalia credit card which was taken through bank directly. I am using this credit card for the past 4 years.The credit limit was very sufficient. This card has a insurance benefits, travel booking offer, etc. Customer service and responsiveness was good.

HDFC is providing a EMI conversion facility with a free of cost. Its a life time free credit card. If i purchase any consumer durable items i get lots of cashback on online and offline purchase. Its a regalia credit card hence they are providing free airport launch access 12 times in a year with domestic access and 6 in international airport.

HDFC is a average card to use because they do not have any app to check the details. I have not tried their EMI conversion facility. I don't get any benefits on this card. Its a regalia credit card and i am using this card for more than 8 years. They haven't enhanced my limit till now.

I am using this HDF REGALIA credit card more than 2 years. Credit limit was sufficient and it will be good if enhance the limit it will be good .This was a free card and there are no cash back offers only getting reward points. I am getting 6 international lounge access and 8 domestic lounge access.

I am using HDFC BANK REGALIA CARD, this is the best travel card. This is a life time free credit card. Credit limit is sufficient and good, customer service and responsiveness was very good. I think i am getting lounge benefits but i am not sure.

I have taken HDFC credit card 3 months before. Its a regalia card and I get lot of benefits like cash back. They are giving offers on a time to time basis. The card transaction is smooth. They are sending bills on time and its clear to understand as well.

I am using HDFC bank regalia card more than 5 years.This is a life time free card and also I am happy with the credit limit. Since I am a privilege customer and holding account more than 17 years, so I got this credit card offer. I use to do all purchases on this card and also last month I made Rs. 60,000 for shopping purpose.

I have applied for HDFC Bank regalia card. When i applied ,i thought zero annual charges. Executive call for documentation i don't have any documents and they informed that card has some annual charges of Rs. 500. Customer service and responsiveness is average.