If you haven’t already noticed, the motto of this website is “master your mindset, master your money.”

All this to say that when you’re looking to better your financial life, inspiration can comes from all sorts of places. In fact, I’d argue that you don’t always have to read personal finance books to learn a few things about how you handle your money.

Sounds weird, but it’s true. When you’re too scared to budget or even think about your debt, learning about it is probably the last thing on your mind. It might actually be more useful to go through other books on helping you calm your anxiety so that you can look at budgeting or other types of finance books.

Mastering your money mindset involves taking care of yourself, inside and out, so reading at books that help improve every facet of your life will most likely bleed into your financial life.

For example, I was sleep deprived for a number of months after my son was born. I didn’t take time to rest when I could or even find some quiet moments to myself. What ended up happening was that I ate a lot of takeout and wasted money on yoga videos and memberships I didn’t even use. Once I finally got off my butt and read books on helping me establish a better morning/nighttime routine, I stopped eating out and saved all that money as a result.[Read more…]

This blog post is part of the Suicide Prevention Awareness Month blog tour in partnership withDebt Drop. If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741.

When Thenmozhi was a young girl, her father committed suicide. He took out a loan to purchase a car and couldn’t pay it back. He left behind two daughters (one with special needs) and a wife.

Unfortunately for his family, they come from what’s known in India as “the untouchables”, where they’re the poorest of all. Thenmozhi’s mother and sister make a meager living gluing together matchboxes in their shack. Also unfortunately that they’re females, which if you know anything about India, it’s really difficult for females to thrive, especially a widow.[Read more…]

Reality check time: it’s completely your fault if you’re not making more money (I warned you I’d be brutally honest).

I was in denial about this for years.

When I was a teacher, your salary was determined by the type of degree you got and how many years of experience you had. I never negotiated my salary because it was all laid out in a chart, so all I had to do was look up how much I was going to make, and that was that.

That’s not to say I was happy about my salary. I actually used to complain about how I wasn’t making enough to fund my dreams.

If I made more money, I could finally sleep better.

If I made more money, I could travel more.

Stupidly enough, I put a lot of my dreams on hold because I blamed someone else for my low earning power.

Is that you right now? No really, are you making excuses about why you’re not earning more?

If nobody else has already told you this, I will: if your emotions are all over the place, you will never get rich. Period.

Read all those articles on habits of the wealthy, take courses on creating passive income streams, whatever. If you believe deep down you don’t deserve riches, it won’t come to you. As in, you gotta feel like money is already there for the taking my friend.

When you train your mind to believe and get excited about being wealthy, opportunities will show up everywhere. You’ll be more open to try new things, get out of your comfort zone and make what once were hard decisions.

Table of Contents:I firmly believe when you master your mindset, you’ll master your money. Here’s a handy dandy guide to help you get started.

I’m a gal known for living large. It never ceases to amaze me how many people look at me with wonder when I talk about buying a one-way ticket to Australia, living in Asia for nine years, moving across three different states and still manage to keep my money stuff together.

I can honestly say it sounds like a glamorous life, and I’ve lived a great life so far filled with adventure. Definitely no regrets here.

Perhaps my biggest adventure to date is not only giving birth, but taking care of a rowdy infant while working at home in a small rural town in the US. I’m sure it sounds totally mundane to you, but for someone who is used to sprawling urban areas and interacting with lots of people on a daily basis, this past year was a real challenge for me.

What was the most surprising to me was the money lessons I learned in the past 12 months. At the risk of making this blog post becoming too focused on me, I’ll try to distill the lessons I’ve learned into stories you can take and try to apply it in your own life.

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I am not a financial professional and not licensed to dispense financial advice. There are times when I may have received compensation from affiliate links and other companies. The financial advice I share may not be appropriate for your lifestyle and personal situation.
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