Easy Finance – Fast Cash Loans

Rapid Loans has customers from a wide cross section of the community. And although they have many differences, they all have in common the need for a fast short term loan. Unlike other loan providers, our goal is not just to give you the emergency funds you need, we want to find the right loan and repayment terms that will fit your circumstances.

FIND A LOAN THAT WORKS FOR YOU

We arrange fast and easy financing by looking at our customers’ needs as the starting point and then working out the best personal loan solution. Our financial consultants will take every detail of your situation into account before they make any moves.

REPAYMENT PERIODS FROM 6 TO 18 MONTHS

Many of Rapid Loans’ customers could get finance through ‘bricks and mortar’ funders with a secured loan but they come to us because of our fast online application, rapid approval process, personalised service and repayment periods from 6 to 18 months.

Because we realise unfortunate things can happen to all of us, we can structure personal short term cash loans around many bad credit circumstances by looking at a range of other factors.

The time frame changes to the one that’s most convenient for our clients to make the process smoother. Giving people unrealistic goals won’t help anyone, and actually causing more damage to a client’s financial security.

WHY IS INTEREST IMPORTANT?

When making a decision on a personal short term cash loan, it’s important to take all of the variables into consideration. This means not just looking at the interest rate, but also the rules, terms and conditions, repayment schedule and duration of the loan.

The terms may be the same, but their effects can vary greatly with a few small changes. We want to ensure that any and all fast cash loans that come from us are ones that work.

Remember to bear in mind that a low interest rate loan may not always be the right fit for you. Always weigh up the pros and cons of each aspect of the loan before committing. One of our friendly personal loan consultants will be happy to speak to you about this.

PROFESSIONAL SERVICE

We encourage you to leave the hard work to us, but we also don’t want to keep you in the dark about what’s going on with your fast cash loan.

APPLY NOW

For more information or to start the personal loan application process, call 0800 727 436 to speak to one of our friendly personal loan consultants.

Make sure to explore the rest of our website to get more details on the other loan services that we offer. Choose us as your partner in dealing with your financial needs, and we will do our best to provide a loan that actually works.

Rapid Loans is a trusted name that has been in the industry for over a decade.

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What we do at rapid loans

At Rapid Loans, we provide fast, online cash loans to a wide cross section of New Zealanders. We understand that everyone is unique and we tailor personal cash loans to suit different budgets, lifestyles and financial circumstances. We pride ourselves on our friendly and professional service and we strive to respond to online applications quickly

Representative loan example: $7,500 loan advance with a 12-month term. Total cost of loan, including all applicable fees is $9,578.39 This amount includes a $328 establishment fee, $18 per month administration fee and interest at 3.3% per month (39% per annum), with a maximum Annual Percentage Rate (APR) of 47.7561%. Minimum loan repayment period of 6 months and maximum loan repayment period of 48 months.