Compare AAA vs. MetLife Insurance

Both AAA and MetLife are big names in the insurance world. AAA is a preferred provider due to its roadside assistance service. MetLife is a preferred provider due to its helpful and knowledgeable representatives. However, MetLife’s claims process could be simplified. And AAA sometimes lacks timeliness when it comes to assisting drivers stranded on the side of the road.

Still, both companies have excellent J.D. Power and financial strength ratings. So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

AAA

MetLife

Best If

AAA

You want excellent roadside service

You want to easily access information from the website

MetLife

You want helpful, knowledgeable reps

Worst If

AAA

You constantly need service calls. AAA only provides four service calls per cardholder per year. Anything beyond that costs extra

MetLife

You want a smooth follow-through with your agent/policy

Special Car Insurance Discounts

AAA

MetLife

AAA

Another special feature of AAA is that it offers discounts in almost any category you can imagine. Here are just a few of the Triple A discounts you can get:

Automotive

Dining

Entertainment

Financial

Health

Insurance

Lodging

Services

Shopping

Travel

MetLife

Deductible Savings Benefit

This discount can save you $50 for every year you don’t file an insurance claim. If you have a covered loss, you can also earn up to $250 and use that towards your insurance deductible.

12% Superior Driver Discount

You can earn up to 12 percent if you and every driver in your home has a great driving records.

20% MetRewards Discount

Save up to 20 percent through the MetRewards program. You’re eligible for the 20 percent option if you have no claims or violations for five years.

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like AAA and MetLife. QuoteWizard is an independent company that helps you find the right policy at the best rate.

Financial Strength Ratings

AAA Car Insurance

MetLife Car Insurance

A.M. Best

A+

A+

Moody's

--

Aa3

S&P's

A

A+

Mobile Apps

AAA

MetLife

AAA

AAA Mobile app grants you access to tons of exclusive member discounts at over 164,000 locations. You can also request roadside assistance from your mobile device as well as instant battery quotes. Download the AAA Mobile app here.

AAA eTourBook Guides provide members with great travel information for top travel destinations in the US.

MetLife

MetLife US App

This app lets you securely access your account on the go. Use it to: report auto accidents, pay premiums, and submit any insurance claims you may have. The app has two unique features: one lets you find a dentist in your area. The the other provides access to vision providers near you.