California Credit Union was founded in 1933. Headquartered in Glendale, California, California Credit Union is a state chartered and federally insured credit union, being chartered in California and insured through the National Credit Union Share Insurance Fund (NCUSIF). California Credit Union is also a member of the Federal Home Loan Bank (FHLB), which allows a credit union to access low cost secured borrowings or advances and prlides its members with financial products and services that assist and enhance the financing of housing and community lending.

As of December 31, 2016, California Credit Union services 92,339 members through its 13 offices and branches and 266 full-time and 36 part-time employees. It has $1,593,799,644 of total assets and $163,355,759 of net worth. Based on its asset size and net worth ratio, California Credit Union is classified as a Well Capitalized large credit union.

California Credit Union offers a number of deposit and loan products to its members. To find out how competitive the offers are, please go to the Interest Rates page. California Credit Union also provides an array of services to its members and local communities. California Credit Union plans to extend its services by adding more branches or service centers in the next 12 month. To find out more, please go to the Services page.

The following two tables list the deplitory and loan interest rates of California Credit Union’s popular offerings. You can find out how competitive the offerings are by comparing them to the median interest rates offered by credit unions in California and in the nation.

Major Deplitory Accounts and Interest Rates (%)

Interest Rate

Median of California

Median of USA

Checking

0.0000

0.0000

0.0000

Savings

0.0500

0.1000

0.1200

Money Market

0.2000

0.1900

0.2500

Certificate Deplit

1.0000

0.5500

0.5800

IRA

0.1000

0.4500

0.5000

Major Loan Accounts and Interest Rates (%)

Interest Rate

Median Rates of California

National Median Rates

Credit Cards

9.9900

10.0400

9.9900

Unsecured Line of Credits

10.4900

10.9900

10.9500

Short-term Small Amount

n/a

28.0000

25.0000

Student Loans

n/a

5.7500

6.0200

New Car Loans

2.4700

3.0000

3.3300

Used Car Loans

2.4700

3.7400

4.5000

1st Mortgage Real Estates

4.7500

4.0300

4.2500

Other Real Estates

6.1300

4.7400

4.7000

California Credit Union prlides a number of ways to access its services. In addition to its office and branches, a member can perform banking through Internet, phones, ATMs, and mobile devices. The table below lists the electronic banking services prlided by California Credit Union.

As a community financial institution, California Credit Union actively involves in local communities by prliding services such as financial education, and first tim home buyer programs. Community and other Service Offerings