Group Gratuity Conservative Fund

Fund's Objective: The investment objective of this fund is to provide stable return by investing in relatively low risk assets. The fund will invest exclusively in fixed interest securities such as Government Securities, Corporate bonds etc

IN ALL UNIT LINKED POLICIES, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

THE LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF FIFTH YEAR.

The past performance of the various Funds is not indicative of the future performance.

For more details on the risk factors, terms and conditions, please read the respective sales brochure(s) carefully before concluding a sale.

Unit Linked Insurance Products (ULIPs) are different from the traditional insurance products and are subject to the risk factors.

The premium paid in the Unit Linked Life Insurance policies is subject to the investment risks associated with the capital markets and the NAVs of the units may go up or down based on the performance of the fund(s) and factors influencing the capital markets and the Policyholder/Insured is responsible for his/her decisions.

Please know the associated risks and applicable charges from your insurance agent or the Intermediary or policy document of the Insurer.

In the unit-linked policies, the Investment Risk in investment portfolio is borne by the policyholder. Applicable Service Tax, Cess, and any other Taxes as imposed by the Government from time to time will be deducted from the premiums received.

Toll-free numbers: 1800-180-5577 and 1800-200-5577

All data referred to in the newsletter has been sourced from relevant exchanges, trading platforms and information services like Reuters and Bloomberg.

Ratings of investments are as per rating agencies registered with SEBI.

Beware of spurious phone calls and fictitious/fraudulent offers

IRDA clarifies to public that

IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products or invest premiums.

IRDA does not announce any bonus.

Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.