The update, similar versions of which are already in place in other cities, incoporates “near-field communication or radio frequency technology” to let riders tap and pay using key chains, credit cards, or smartphones. All of which would be much faster—no more standing behind the jerk who tries over and over to get their card to swipe, or panicking when you become that jerk—and save the city millions of dollars a year in the cost of printing cards.