Yard sales, garage sales, etc. can lead to a huge return on stuff you forgot you even had. Those extra funds can be allocated into paying off debt.

Cutting down on entertainment and other expenses to a friendly weekly budget could save you thousands of dollars a year. Make a budget and stick to it. Missing out on that movie won’t hurt you, and you could always see it when it goes on Netflix.

Food is always expensive. Opt for more home cooked meals. Casseroles and anything chicken based tends to be more cost effective, and also more healthy for you in the long run than beef or other carcinogenic meats.

Drinking water. It’s an abundant resource, but with just 12 cans of soda costing more than $4 in some places, that could cut your weekly expenses back to $40 or more a week, which translates into $160 a month to be put towards debt. Not only will your debt shrink, but your waistline will trim down too, and you can finally fit that swimsuit you always wanted to wear.

Cutting down debt isn’t impossible, it just takes commitment and dedication.