Between unexpected expenses like home repairs or car trouble and milestone expenses like college tuition or retirement, it can be difficult to know if you are using the best savings strategies. When it comes to saving wisely, a lot can be said for employing methods that help you retain more of your money and allocate […]

After months of one of the most highly-contested presidential elections in our country’s history, a president-elect has been named and we can now begin to process what changes may be coming our way. Some of those changes may be financial. As we continue to learn the specifics regarding the Trump administration’s fiscal policy, we know […]

Ahead of each presidential election, uncertainty leads many to worry about the stock market and the possible effects on their own earnings. But in spite of this cyclical anxiety, you may be surprised to learn that, historically, elections have little effect on the market. Since 1833, according to The Stock Trader’s Almanac, the Dow Jones […]

If you are holding individual stocks in a retirement account as well as in a regular non-retirement account, it is important to be aware of having the correct stock in the right account. For example, stocks paying high dividends should go into your retirement account, since those dividends would otherwise be taxed right away at […]

People in retirement often wonder what to do when you need money to live on, or to make a major purchase or go on vacation; or before retirement, for buying a house or to pay for college, or whatever. Some people say that you should look at taking money out of a tax deferred vehicle […]

One of the hardest factors in planning for retirement is trying to accurately judge how much money you will need to live on in the future. Because of inflation, what you can afford today you might not be able to afford when you retire. Unfortunately, there is no way to predict what inflation rates will […]