Personal bankruptcy and business bankruptcy will both be discussed along with some cities and states who are facing or have already declared bankruptcy. How to save your home during bankruptcy. What's forgiven and what's not. What's the bankruptcy process?

Learn how to avoid bankruptcy with helpful hints and tips to help get your finances under control.

If bankruptcy is your only option, then know what to expect, both going in, and and how to get back on track coming out the other side.

Have a question about bankruptcy? Email your confidential questions to Tom or call in during the show at 406-522-8255. If you've been through bankruptcy since the laws changed Tom would like to hear your story.