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TERMS AND CONDITIONS OF USE OF DOW JONES INDEXESSM BY ACCESSING AND USING THE DATA RELATED TO DOW JONES INDEXESSM (INCLUDING, WITHOUT LIMITATION, THE INDEX VALUES, HEREAFTER COLLECTIVELY "DOW JONES INDEXESSM") ON THIS WEB SITE, YOU ARE AGREEING TO BE LEGALLY BOUND BY THESE TERMS AND CONDITIONS, INCLUDING ALL AMENDMENTS MADE AFTER MARCH 2003. IF ANY OF THESE TERMS AND CONDITIONS ARE UNACCEPTABLE TO YOU, YOU MAY NOT ACCESS OR USE DOW JONES INDEXESSM. GENERAL TERMS AND CONDITIONS OF USE

Dow Jones IndexesSM (including, without limitation, the Dow Jones Averages, Dow Jones Global Indexes, Dow Jones Titans Indexes, Dow Jones Islamic Market Indexes, Dow Jones Sustainability Indexes and Dow Jones-AIG Commodity Indexes) are proprietary to Dow Jones & Company, Inc. (Dow Jones) and/or its licensors. By accessing and using the Dow Jones IndexesSM, you are indicating that you are at least 18 years old, and you agree to be bound by all these Terms and Conditions of Use. You may print and keep a copy of these Terms and Conditions of Use, but Dow Jones may change any of these terms at any time. When the terms are changed, the changes will appear in this document. Your use of Dow Jones IndexesSM after any changes have been posted will constitute your agreement to the modified Terms and Conditions of Use. Therefore, you should read these Terms and Conditions of Use from time to time. If you do not agree to be bound by these Terms and Conditions of Use or any changes thereto, you should not use Dow Jones IndexesSM again. PROPRIETARY RIGHTS AND LIMITATIONS ON USE Dow Jones IndexesSM are protected by copyright and other intellectual property laws. Dow Jones IndexesSM may be used only for your personal, non-commercial purposes. You agree not to modify, copy, reproduce, retransmit, distribute, sell, publish, broadcast, create derivative works from or store the Dow Jones IndexesSM (or any portion thereof), without the express prior consent of Dow Jones. You may not use Dow Jones IndexesSM for any unlawful purpose. All trade names, trademarks, service marks associated with the Dow Jones IndexesSM (whether registered or unregistered) (the "Marks") are proprietary to Dow Jones and/or its licensors and are protected by applicable trademark laws. Nothing contained in this web site should be construed as granting any license or right to use any of the Marks displayed here without the express written permission of Dow Jones or the applicable licensors . Any unauthorized use of the Marks is strictly prohibited. Also, you may not use any of the Dow Jones IndexesSM or the Marks in connection with the issuance, trading, marketing or promotion of investment products (e.g., derivatives, structured products, investment funds, investment portfolios, etc. where the price, return and/or performance of the investment product is based on or related to the Indexes) without a separate written agreement with Dow Jones. Further, neither Dow Jones nor its licensors is giving investment advice, tax advice, legal advice, or other professional advice by providing the Dow Jones IndexesSM, and neither Dow Jones nor its licensors sponsor, recommend or endorse the purchase or sale of any security or investment. If you violate any of these terms and conditions, Dow Jones has the right to terminate your access to all or any portion of the Dow Jones IndexesSM immediately without notice. Your right to use the Dow Jones IndexesSM is subject to any limits established by Dow Jones in its sole discretion.

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Consensus broker estimates sourced from FactSet Research Systems Inc., who calculate consensus using only those estimates changed or actively validated within the last 75 days.

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Data quoted should only be used as a guide. Although all reasonable effort has been made by MoneyMate to guarantee the accuracy of the data supplied, MoneyMate does not give any warranties as to the accuracy and completeness of this data. Please contact the financial institution for more information. Email: info@moneymate.com Website: http://www.moneymate.com

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(iv) breach any of the FSA Rules, the FS&M Act or any other applicable legislation

We will then be under no further obligation to you.

To give notice of your intention to terminate this agreement, please contact us by sending a registered letter to Webfg, 10 Lower Thames St, London EC3R 6EN, or email info@digitallook.com. Your notice to terminate will be effective on the
day
your request is postmarked if sent by registered mail, and the current business day your email is sent. (A business day is 9am - 5:30pm, Monday to Friday excluding bank holidays).

Please note that your notice to cancel is only valid if it is acknowledged by our customer service team by email or telephone. If you do not hear from us within 2 business days, please contact us immediately.

Bookings can be made by telephone, fax, email, post or via our website at www.digitallook.com. All bookings are made on a first-come, first-served basis.

All attendees to Webfg events consent to the use of recording, filming, broadcast media, CCTV and photographic pictures that may be used for promotional purposes by Webfg.

• Late bookings

Webfg will accept late delegate bookings subject to availability and the immediate payment in full where payment is necessary.

• Cancellations of paid for events

Written cancellations must be confirmed in writing and received more than 7 days before the event to receive a full refund. Cancellations received after this time or failure to attend the conference without prior written notification will
be
subject to a 100 percent cancellation charge.

• Substitute delegates

Webfg will accept substitute delegates without charge where prior notification is received.

• Contact details

Registrants for Webfg events may have their details passed to an event sponsor. Registrants for Webfg events may be contacted by a sponsor of the event. Webfg may contact registrants by telephone, text message, or email prior to and after
an
event.

• Limitation of liability

Webfg does not accept responsibility for accident, injury or loss suffered while attending events unless it is directly due to negligence on its part.

Webfg accepts no responsibility for any loss incurred while using material or information gained at Webfg events.

Webfg reserves the right to cancel any event and/or amend its details. Including an event’s times, dates, changes to speakers, content and programme. In the unlikely occurrence of an event cancellation, Webfg will return any payments
received in
advance.