High School Insurance Plans

The popularity of high school programs and high school exchange programs for international students is growing, and
the insurance needs for high school students are different from your average traveler. Students typically stay
longer, and if they are based in the USA they will need a plan that has a large provider network to facilitate quick
and easy claims payments and processing.

If you are looking for insurance coverage for international high school students, then we have two main options:

For groups that have 2 or more participants, we have a range of group plans that are designed to meet your
needs. Our group plans include benefits such as high school sports, mental health coverage, as well as
standard medical benefits.

To obtain a personalized quotation and to make sure we suggest the best plan options for your group, please
contact us:

Buying Tips for High School Insurance

When looking for insurance coverage for a high school exchange program, there are a few key things you should keep
in mind when looking for coverage:

Coverage Limits

Typically, high school programs tend to last a whole school year (around 10 months) and so this longer term
coverage requires a plan that covers more than your standard plan. You will therefore want to look for coverage
limits in excess of $200,000, or higher.

Provider Network

Make sure your plan has a good provider network in place to facilitate direct and quick claims payment. The best
solution is a plan that does not require upfront payment within their network for small visits (apart from the
plan deductibles or excess).

Sports Coverage

Many standard travel insurance plans will not cover high school team sports, but as a high school student you
will most likely be participating in these types of sports. Therefore, making sure your plan includes this is
vital.

Trips Home

As an exchange student, you might return home for holidays such as Christmas or Easter, and it can be very
helpful if your plan travels with you for short trips home. That way, you do not need to purchase additional
coverage if it is needed.