Calculators

Check out your monthly loan payments, both interest and principal payments, by setting loan amount, tenure and rate of interest. These parameters can be changed easily using the sliders provided.EMI Calculator

This calculator, developed for lenders, guides them on how to invest their money in borrowers across various risk categories. The user inputs the investment amount and desired return on investment, and the calculator recommends the number of borrowers to invest in across risk categories along with the amount to invest per borrower. Uncertainty in returns is also shown. The calculator has been developed after doing deep analysis of investment patterns of lenders who have been successful in getting high returns.Investment Diversification

The calculator shows how your wealth will build up over time when a fixed amount is invested on a monthly basis. An investor can change the monthly amount, duration of investment and return on investment. In turn, the calculator will show the wealth accumulated after the investment horizon.Wealth Builder

A borrower can check his / her loan taking capacity using the Insta Loan calculator. The calculations are based on monthly income, current EMIs, Rent and other Fixed Obligations, and Credit Card Outstanding. The calculator shows the amount of loan that can be taken. If the obligations are too high then a new loan cannot be availed.Insta Loan Calculator

The calculator determines the risk tolerance of an investor based on a set of 12 questions. Based on investor's risk profile, the calculator recommends the percentage allocation of the p2p loan portfolio for every risk category.Risk Tolerance Calculator

Lenders can build a portfolio of loans and run simulations to study the return on their investments. The tool shows the returns change over time and their sensitivity to loan tenure, loan interest rate and loan amount. One can also mark certain loans and EMIs as default and study their impact on portfolio returns. Registered lenders can save the simulation portfolio as well as send proposals to live borrowers using the tool.What-If-Analysis

₹1,74,375

24 Months

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Disclaimer

Your loan eligibility on our platform has been determined based on the information provided above. Your credentials and uploaded documents would undergo verification. The final loan approval would be determined by our Underwriting Process.

Risk Tolerance Calculator

Q1.What is your current age?

Q2.What percentage of your take home income goes into repaying your fixed obligation?

Q3.How many months of expenses can your emergency funds cover?

Q4.What is your past investment experience?

Q5.What is your knowledge about P2P Lending as an investment option?

Q6.How much % of your annual income will you invest in P2P Lending platform?

Q7.What is your primary investment objective of P2P lending?

Q8.What is your investment horizon on P2P Lending platform?

Q9.How will you select borrowers for lending?

Q10.If you have Rs. 100000/- for investment, in how many borrowers will you invest?

Q11.What is your investment strategy on P2P Lending platform with respect to tenure?

Q12.If a borrower defaults, how much % of principal loss can you afford?

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Success Stories

BHARAT M

Amount Borrowed 50,000

Interest Rate 13.00%

Duration
12 months

I had a wonderful experience with faircent. The team is extremely professional and regularly follows-up with you in the entire process. The team has been very helpful, responsive and lives upto their commitment. Thanks Faircent for such an outstanding service.

MR. VIMALENDU SHUKLA

Amount Borrowed 135,000

Interest Rate 14.25%

Duration
36 months

I like this loan model. I have very good experience with Faircent. The best part is customer service of Faircent. Regular updates and issues concerned asap.

MR. SRINIVASAN MOHAN

Amount Borrowed 125,000

Interest Rate 18.00%

Duration
18 months

Its really an excellent site where people can get avail of loans with a easy and transparent process. it is also a place where we can put our money as a depositor.

ALKA RASAILY

Amount Borrowed 70,000

Interest Rate 17.00%

Duration
18 months

It was one of the best experience,the staff members are very helpful and friendly,they provide you the best option"

Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Fairassets Technologies India Pvt. Ltd, and does not provide any assurance for repayment of the loans lent on it. Fairassets Technologies India Pvt Ltd (Faircent.com) is having a valid certificate of registration dated May 16th, 2018 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company.

The information contained herein is only to enable the Lender to make a considered decision. Any decision taken by the Lender on the basis of this information is the sole responsibility of the Lender and Faircent is not liable. This information does not include any sensitive personal data or information of the Borrower. Faircent only facilitates a virtual meeting place between the Borrowers and the Lenders on its online platform. The decision to lend is entirely at the discretion of the Lender and Faircent does not guarantee that the Borrowers will receive any loans from the Lenders. Faircent merely aids and assist the Lenders and the Borrowers listed on its website to make and receive loans and charges a service fee from the Lenders and the Borrowers for such assistance. Faircent is only an ‘Intermediary’ under the provisions of the Information Technology Act, 1999.

Our attention has recently been drawn to the fraudulent activities of persons who misrepresent to third parties that they are employees or authorized representatives of Faircent.com in order to cheat them. Please be aware that the only legitimate domain for Faircent.com is www.faircent.com. We urge you to please verify that any borrowing/lending opportunities are legitimate by checking with us at the below mentioned contact details. If you are in doubt about any email, phone call, communication, etc, please do not respond by revealing personal information about yourself or your company and strictly refrain from forwarding any money to third parties prior to verification with Faircent.com . To verify borrowing/lending opportunities or to report any suspicious behavior, please contact us at support@faircent.com or 0120-4659902 between 9:30 am to 6:00 pm IST from Monday to Saturday.