EQUINE INSURANCE

Equine Insurance

Unexpected accidents and illness can happen even to the best cared for horses. They are a part of our family, our livelihoods, and investments. If a time comes, having equine insurance can be a huge peace of mind.​All equine insurance starts with a mortality policy. Major medicals and/or additional colic coverage can be added to the mortality policy. For leases both the lessor and the lessee can be listed on the policy.

MORTALITY ​is a form of Life Insurance for your equine, listing you as the named beneficiary for the insured value.

Includes theft and minimal colic surgery coverage

Coverage up to $100,000 without a veterinarian check

Premium rates depend on age, use and breed of equine

Insured values can be increased over time with show records

MAJOR MEDICAL is comparable to accidental health insurance for people.

Annual coverage limits of $7,500, $10,000, $15,000

Includes but not limited to diagnostics, treatments, colic incidents, lameness, surgeries, illnesses and accident

Annual premium depends on coverage limits

COLIC COVERAGE

Stand alone or can be stacked on top of major medical

Covers colic surgery or non-surgical colic

Coverage limit is $10,000 for $150 annual premium

LOSS OF USE

Covers up to 70% of the horse’s insured value if the horse becomes permanently unfit for use at its previous level

Insured value must be between $50,000- $500,000 and be under the age of 12

Full Mortality and Major Medicals are required for this additional coverage

Ask about our other insurance options for specified perils, stallion infertility, and international transportation.​

Carrie- Just wanted to thank you again for everything you have done to help me get insurance on my horse property. You went above & beyond and it is greatly appreciated. The fact that you are a busy horsewoman was fantastic because you truly understood my needs! Your professionalism & attention to detail were impeccable! Thanks again! ​~ LaNae L.

Buxton Equine Insurance is a delight to work with. Carrie is always pleasant, helpful and her horse knowledge is top notch. I wouldn’t trust anyone else with my liability insurance for my boarding stables. ~ Gail L.

Exclusions and limitations may apply to equine policies. Please refer to an individual policy for more information. These statements are only designed to briefly describe a product. It is important to discuss your various coverage requirements and options with your agent.