"The steady character of our countrymen is a rock to which we may safely moor; and notwithstanding the efforts of the papers to disseminate early discontents, I expect that a just, dispassionate and steady conduct, will at length rally to a proper system the great body of our country. Unequivocal in principle, reasonable in manner, we shall be able I hope to do a great deal of good to the cause of freedom and harmony."

"You cannot bring about prosperity by discouraging thrift. You cannot help small men by tearing down big men. You cannot strengthen the weak by weakening the strong. You cannot lift the wage-earner by pulling down the wage-payer. You cannot help the poor man by destroying the rich. You cannot keep out of trouble by spending more than your income. You cannot further the brotherhood of man by inciting class hatred. You cannot establish security on borrowed money. You cannot build character and courage by taking away men's initiative and independence. You cannot help men permanently by doing for them what they could and should do for themselves."

"While we are zealously performing the duties of good citizens and soldiers, we certainly ought not to be inattentive to the higher duties of religion. To the distinguished character of Patriot, it should be our highest glory to add the more distinguished character of Christian."

In a way I felt badly for my listeners. They had to confront some very hard facts about our great country that go far beyond, but include the provision of and payment for healthcare.

The United States is in trouble – deep and serious trouble. This is what I said to the professional health insurance agents in Peoria, Illinois on March 6. Then I laid out overwhelming statistics about state and federal spending, the increase in the national debt (in dollars and as a percentage of the Gross Domestic Product), and most appallingly, the total unfunded debts and liabilities of American government. And I talked about cultural and moral decline.

Please, don’t stop reading. This is a vitally important message.

Dr. Larry Kotlikoff, a Boston University economics professor, totals the U.S. unfunded liabilities at $211 Trillion - $676,000 for every U.S. resident currently counted by the U.S. Census Bureau. These are funds that must be spent if we are to maintain the programs currently on the books. But that spending will never happen because it cannot happen. It cannot happen because we will be bankrupt before it can happen.

According to Peter Ferrara, in his must-read tome,America’s Ticking Bankruptcy Bomb, the U.S. public debt ratio to GPS will be 107 percent by the end of 2012. It will quickly climb thereafter to a level exceeding that which is destroying Greece today. If there is no sharp change in U.S. spending, it will lead to a world economic collapse.

I know, I know, these are harsh words and hard to read; not at all uplifting. Now, however, is time for sobriety and seriousness. Frankly, I wish I could give this same talk to all Americans. Maybe I could do it as a webinar. It is an urgent talk, a vital talk.

But there is more.

The U.S. at its root is not about money: it’s about ideas upon which we have built a great nation of free people, an exceptional nation in every way. One of our foundational ideas is moral integrity.

“We do not have money problems,” Alan Keyesoften said during his 1996 presidential campaign. “We have moral problems.” The moral problems are directly related to how and why we spend money, as individuals, families, and governments. How we spend money on healthcare is directly related to our moral dilemma.

What I am about to write is likely to cost me some readers, because some people do not want to deal with these disturbing trends. Each of them, and far more, contributes to our cultural, moral, and financial decline.

Recently, a British bio-ethicist opined that a newborn baby should be treated the same as an unborn child – only he uses the “scientific” term, fetus. This “ethicist” believes that abortion law should apply to newborn babies – meaning parents should be free to kill the unwanted infant, just as they are able to do with babies still in the womb. Dr. Peter Singer, of Dartmouth, made the same observation years ago.

Dr. Zeke Emmanuel, former adviser to [Alleged] President Obama on healthcare reform and brother to Chicago Mayor Rahm Emmanuel, believes we spend too much on healthcare for certain populations. In a 2010 Lancet article, Emmanuel and his co-authors suggested that we should reduce spending for children younger than about five, and adults older than about 62. He believes we should focus healthcare spending on others, healthier people with more life expectancy. Who should decide? Under ObamaCare, the Independent Payment Advisory Board, and others of the new federal MediCrats who know better than you, or me, or pastors, priests, rabbis, and Imams.

An 18-month old girl toddler declared one day, “I am a boy.” As a result, her parents are raising her as a boy, and intend to treat her with hormones to delay the onset of puberty. By age 17 or 18, the parents reason, the girl can choose to be a boy for life, and undergo transsexual surgery. The story is told in the context of an article about an emerging pediatric practice, whereby children are choosing to live as genders different from the one God created (oh, of course, they do not see that God has a role to play a role in these issues).

Parents of children with gender confusion hope that health insurance will pay for their children’s treatment as preventive care.

Lastly, is the latest report on children born out of wedlock – excuse the old-fashioned term. If you wish, I can just say “born to single mothers.” These statistics should set off alarms for the social cost awaiting our country, none of which figure into Dr. Kotlikoff’s calculations.

According to the National Institutes of Health, 29 percent of Caucasian babies are born to single moms. As bad as this sounds, 53 percent of Hispanic babies are born to single moms; the number for African-American babies soars to 73 percent. Even during slavery, as Alan Keyes points out in Masters of the Dream, only 15 percent of African-American babies were born into families without a father present.

We must integrate the underlying facts about our country’s financial and cultural demise with every decision we make about the future of U.S. healthcare. To pretend these are not relevant is to self-destruct.

The root cause and the real solution are the same: personal moral responsibility. A remnant still has it, but society in general seems to be tossing it aside.

We will keep fighting for healthcare consumerism, a reduction in wasteful healthcare spending, doctor-patient relationships, healthier bodies, and all such pursuits. But, the one pursuit that overrides all this is that of moral character, at a far higher level than is apparent today.

In 2012, we can get started on one aspect of saving America; elect people of moral integrity to office, and throw the others out the door.

'Securing the Blessings of Liberty to ourselves and our Posterity.'

Tom Hoefling on Government:

"Just as 'good fences make for good neighbors,' good government is mainly about knowing where the legitimate boundaries are, and having the courage to defend those borders forcefully. This is true in terms of the defense of our territory, our security, and our national sovereignty, but it also applies to the sworn duty of all of those in government to equally protect the God-given, unalienable rights of each individual person, from their creation onward, their sacred obligation to stay well within the enumerated powers of our constitutions, and of the role legitimate government must play in balancing the competing rights and interests of the people, in order to establish justice."