Programs That Set Eave Apart

We offer an array of programs to fit your unique needs, and enable you to make the strongest offer possible.

Make a cash-like offer

At Eave, we have your best interest at heart. We review each applicant’s financial profile carefully. For buyers with exceptionally strong finances, we offer a "High Certainty" program. If you qualify, we’ll support you waiving certain contingencies on your offer. That means you can close on your new home in record time!

Even better? Borrowers who qualify for this program will also be eligible for even deeper rate reductions. That means you get to keep more of your hard-earned money where it belongs — in your portfolio.

Eliminate Barriers

We believe you should face less barriers getting into your dream home. That’s why we support exceptionally strong borrowers who choose to waive certain contingencies. Always check with your real estate professional or lawyer before waiving contingencies, and learn more about this program here.

Get Lower Rates

Borrowers with exceptionally strong finances pose less risk. So shouldn’t you be rewarded? Eave is able to extend deeper reductions beyond our headline rates for qualified buyers. We love to pass on savings to you, wherever possible!

Compete with Cash

With our ability to do a full financial underwrite of a borrower within one business day, contingency removal support, and competitive rates, you can make an offer that’s as good as cash.

Zero Lending Fees

At Eave, we pride ourselves on ethical mortgage lending. Our lending process is honest, transparent, and in your best interest. We don’t charge lending fees. Why? Because these fees aren’t in your best interest. Luckily for you, there’s no fine print for us to link you to.

Competitive Rates

We offer the same rates that private banks give their best customers. Don’t believe us? Check out our rates for yourself.

Closing Guarantee

We close qualified, conditionally approved loans on time, every time. And we put our money where our mouth is. If we fail to close on time as a result of lender error, we’ll guarantee your earnest money up to $100,000. We’re not about hiding fine print. You can view our terms & conditions here.

Save time, avoid frustration

Buying a home should be a joyful experience. At Eave, we work to make the process simple and streamlined so you avoid frustration and delays. Our cutting edge technology enables us to assess your financials in just 24-hours. We integrate directly with over 5,000 financial institutions, saving you time and the hassle of paperwork. This means you can get to the closing table in just 21 days (often sooner!), and into your new home quickly. You’ll even have a personal loan officer to assist you through the process.

Concierge Service

We are with you every step of the way. You’ll have a personal loan officer by your side from application to close. They are available to you, your real estate agent, the listing agent, and other necessary contacts.

Know what you can afford

Our proprietary software enables us to do a full, financial underwrite for a borrower within one business day. That means you’ll know exactly how much house you can afford before you even begin to shop.

Close Quickly

We can get our borrowers to the closing table in 21-days (often sooner!)