Welcoming my annual visit with Henry Mason, Managing Partner of Trendwatching.com and US Lead Trend Analyst Max Luthy. We will be discussing the top trends consumer trends for 2015. Trendwatching .com has been serving forward-thinking business professionals and businesses since 2002 in 180+ countries. Based in London, and now in the US, Trendwatching.com strives to understand the new consumer and subsequently uncover compelling, profitable innovation opportunities for them. 3000 spotters in 90+ countries, 260,000 subscribers discover and uncover the latest, greatest most innovative comsumer trends of products and services that make life more fun, efficient and interesting.

They offer tips, presentations, workshops, briefings, reports and more live and on the web.

I am so excited, honoured and blessed to have had the opportunity to interview Sheryl Connelly, Futurist for Ford Motor Company!

What's a Futurist? Well, Sheryl has a pretty amazing job! Her goal is to better understand what's going on in the outside world so she can predict trends and gain insight on how they can influence the automotive industry.

Sheryl and I took some time to discuss some highlights in consumer habits and behaviours with focus on exploring Generation Z.

As we chatted, Sheryl referenced the 2015 Looking Further with Ford Trend Book.

As I head to Detroit this weekend for the North American International Auto Show (NAIAS) Media/Press Preview thanks to an exclusive invitation from Ford Canada, I hope to meet Sheryl in person and pick up where we left off!

Let's get a jump on the fall, winter and spring trending colors, hair and apparel coming down the pike. We know romance is still in, but where can you get married in and around the tri-state area and still stay on budget. I'll spill the beans today.

We are half way through 2015. What are the online trends for businesses? What is everything moving to now and in the future? Listen in as Video Broadcast Services President, Marcia Hawkins and Vice President, Kyle Clouse discuss important trends that you need to be aware of and how they can impact your business.

What steps can you take now, to take full advantage of the upcoming trends and put your business miles ahead of your competition? Much like a day trader watches the stock market, as a business owner you must pay attention to the online trends in order to keep your business viable, flourishing and competitive.

On this week's program, hosts Doug Field, Ron Bachman and Brent Macy are live in the studio with special guests from Flex and Healthiest Employers for conversations on consumer-driven health accounts (HSAs, HRAs and FSAs) and the role of wearable devices in workplace wellness programs.

The first guest on the show will be David Lindgren, Senior Manager, Compliance & Public Affairs, Flexible Benefit Service Corporation (Flex). With the ACA weighing on employers’ every health care decision, it is no surprise that they are doing whatever they can to stabilize costs for themselves, while better engaging their employees into the cost-sharing process. The integration of consumer-driven health accounts has rapidly emerged at the workplace as a key strategy to combat rising health care costs. As an advocate in this marketplace, Flex pondered how many employers are offering these plans, how offer rates differ by employer size and, in light of the ACA, what the future holds for their growth or demise. In this segment, David and the hosts will discuss the key findings from a recent survey that collected responses from more than 500 employers of all sizes throughout the U.S.

The second guest on this week's program will be Rod Reasen, Chief Executive Officer of Healthiest Employers. The wearable movement is here. In fact, according to a new survey from Healthiest Employers, 54 percent of employers are looking to purchase wearables in the next twelve months. Yet, only seven percent have a plan to use the data to improve health. In this interview, Rod and the hosts will outline what employers want in an a wearable, the reasons to purchase and how to “connect the dots” between activity and outcomes.

OCWEN LOAN SERVICING SAME OLD MORTGAGE FRAUD VIOLATIONS AFTER MILLIONS IN FINES WHERE ARE THE MORTGAGE INDUSTRY DEBT COLLECTION GOVERNMENT REGULATORS CONSUMER ADVICE

"the daily complaint"

Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.

I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.

We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!

Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.

I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.

We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!

FDCPA is the abbreviated name for the Fair Debt Collections Practice Act. This act was created to protect both consumers and creditors again unfair and unethical collection practices. This is the very first thing that we should know because we have many rights that could help our particular situations. Call into 929.477.1281 and follow the show for updates by clicking the follow option. These shows are recorded so you can always go back and listen to the archives if you miss a show. If you know someone who is struggling with budgeting, debt, saving money nm etc., this is the show for you.

Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.

I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.

We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!

Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.

I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.

We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!

The times in our world seem to be very disturbing and anxious feelings in believers. Callers can receive a personal look at the trends that are affecting their lives at the moment. Personalized readings using tarot and numerology and some general astrological aspects. Of course, continued prayer work after the show on a daily basis. We are now in a very powerful season, spiritually and answered prayer and blessings are especially available at this time. We entered into the passover season and now are headed for pentecost where there are five powerful blessings that we can receive. The first is power, receiving power to overcome any problem and the second Protection for you and your family. The third is wisdom on a daily basis to cope with what you are facing and fourth peace in the face of adversity or any conflict and finally Prosperity showing you God's favor on your life. Perfectly good reasons for being a part of this appointed time.