All Pet Owners Should Have Insurance

Churchill Insurance are asking all pet owners to make sure they have suitable pet insurance in place to ensure the animal can receive the best care should it be needed.

As a Churchill Insurance spokesman pointed out, the cost of the premium will be insignificant compared with the cost of a vet bill, never mind the emotional costs if there is no pet insurance in place and the vet then proves too expensive. Even though all pet owners think their own animal will remain healthy the fact is that a third of pet owners claim on their insurance each year, pretty much all of whom would never have thought they would need to.

With the cost of veterinary treatment going up by about 12 percent each year it is imperative that pet insurance is in place continued the Churchill Insurance spokesman.

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A recent study has found that veterinary practices are making returns of around 37 percent, a superb result for any business. It is felt that this is down to improved pet insurance cover, Tesco Finance being a good example.
More people in the UK now insure their pets so there is a much greater likelihood that the animals can receive the treatment they need rather than miss out on it due to affordability. The costs of treatment are also increasing, partly because of general inflation but primarily because there are many more intricate and specialised treatments now on offer. Tesco Pet Insurance, as well as many others, give pet owners the chance to give their animals the best possible chance now.
As an indication of rising costs, a survey showed that around GBP380 million was spent through pet insurance cover in 2006, though this is projected to be more like GBP600 million by 2010. Tesco Finance and other pet insurance providers will certainly aim to keep treatment prices in check to maintain low premiums, though it is the welfare of the animal that is first and foremost so premiums may well have to increase a little to cover the additional expenses.

A spokesperson from Hastings Direct has been talking about the importance of buying a quality pet insurance policy that focuses on the level of cover provided for injury and illness, and not the cheapest priced deal. Pet owners should try and buy the very best cover they can afford for their pet. Not all pet insurance policies are the same and they do offer vet treatment cover per incident at a capped fee or a lifetime policy that offers treatment for the rest of the pets life. Life time pet insurance is more expensive but provides better level of cover. It must be stated that regular health checks for your pet is not included in most pet insurance policies. Without insurance for your pet you run the risk of expensive medical bills if your pet becomes injured or ill and it needs medical treatment. There is no NHS for dogs and cats so consider getting an insurance policy to protect you financially if the worst should happen. See our pet insurance comparison table for the latest offers. Plus, reading our guides and tips pages can offer consumers more detailed information and money saving hints.

The common idea that pet insurance is needed more for when an animal gets older is a perspective Churchill Insurance would like to change.
The head of Churchill Insurance pet division has suggested that the need for protection is something pets of all ages can benefit from. We never know when something is going to happen that may need vet care so it is better to have the peace of mind that pet insurance provides.
Financially he felt it would probably work out cheaper too since most pet insurance providers will only offer cover for animals under the age of 8, for dogs, and 10 for cats. Whether it is with Churchill Insurance or a different company the important thing is to get that insurance in place.