What does renter's insurance cover?

Renter's insurance is a type of property insurance for tenants that provides them with protection for their personal belongings inside of a rental property. It is different from a standard home insurance policy as it does not provide coverage for the actual home itself. Instead, it offers protection for the renter's contents which may include furniture, clothing, electronics, etc.

A renter's policy may also provide reimbursement for living expenses if the home you are renting is damaged due to a covered peril and you must find other arrangements while it is being repaired.

About this content: The content included on this webpage in no way guarantees coverage for any type of insurance policy or policyholder. This is to be used as a general guide for insurance information and any specific coverage questions should be presented to your insurance agent.