Product & Services

Microfinance

KASAL proudly announces our new portfolio of Microfinance. We give loans to women’s Self Help Groups or Joint Liability Groups promoted through Kudumbashree or NGOs, six months after group formation, to start their own small enterprises at affordable rates without collateral and with the minimum of documentation. These loans enable poor women from below the poverty line to build their lives. The loans start at Rs.20,000 per group and on prompt repayment, the loans are enhanced to meet the client needs. The short term and long term household needs of Self Help Group women can be realised through our loans. Poultry, goatery, dairy, tailoring shops, grocery shops and selling sweets and savouries are some of the enterprises started by our valued clients. The loans have also helped poor women send a child to college, undertake a lifesaving operation for themselves or a family member, or get an electricity connection in their homes. We believe that when we work for the financial inclusion of poor women, we also develop their families and their communities.We will also be providing micro-insurance services and money transfer services for Self Help Groups (SHG) women.