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Professional credit repair software is confusing, but highly needed. It provides the digital tools necessary for anyone to succeed in growing a new credit repair business. The features list is immense and all the functionality is housed under one roof. Investing in credit repair software lets you become hands-off with most operating procedures.

That said, the most difficult thing is understanding how this type of software can help. Many look at it as merely a tool to handle the dispute process. This claim might be true with personal level credit repair software. But, professional credit repair CRM tools empowers you – both when working with clients and affiliates.

Why Credit Repair Software is Crucial

Every credit repair business should use credit repair software. This technology makes it possible to cut down on tedious labor. You can run the show with fewer staff members – while serving your clients faster. The quality assurance will exist, regardless of how large your business operations scale. Consistency in your approaches is essential and that is what credit repair software gives you.

To put it simple, using a credit repair CRM offers advantages like:

Less time spent handling repetitive tasks,

Faster, simpler client intake procedures,

More control over client data and progress tracking,

Ability to seamlessly accept and track affiliates, and

Having everything you need together in one package.

With that said, learning the common features makes it easy to understand the value of credit repair business software. Read on to get familiar with some of the more common features that exist – whether you choose TurboDispute or a competing service.

Popular Features in Credit Repair Software

Credit repair software features can be broken into a short list of sections. These are affiliate, client and dispute management, automated tools, CRM system and private labels. Take a look below for some insight on what comes with each of these feature categories.

Affiliate Management

Take away the stress of running an affiliate program. The affiliate management interface displays data on your affiliates and their referrals. You can track converted leads in live time – which your affiliates can also see in their own dashboard. Further, most professional credit repair software products let you choose custom commission levels. This means you can sweeten the reward for your best affiliates.

Client Management

Imagine a client database that’s entirely intuitive and designed to work with you to help your business succeed. The client management dashboard in credit repair software accomplishes exactly that. In fact, there is an extensive amount of information gathered and visualized here.

Some things your client management system might let you do includes:

Monitor client status (active, pending, completed, etc.),

View and automatically notify clients of payments owing,

Leave notes on specific client files, and

Search through the database and pull any file in seconds.

Not to forget, the client management interface also gives you your billing features. The way they work depends on the particular service you use. For example, in TrackStar there is a Demand Draft feature for on-demand billing purposes.

Dispute Management

The dispute management portal is your new favorite place. This part of every credit repair software dashboard simplifies plenty tasks for your business. The most notable benefit comes in the form of the automated dispute letter creation tool.

You no longer have to spend 5-10 minutes prepping each dispute letter for your clients. Credit repair software makes it possible to build a personalized letter within 10 seconds. This drastic time-saving measure translates to greater productivity and profitability. By cutting out this tedious task, you can spend more time focusing on marketing and client communications.

Automation Tools

Many automation tools exist within credit repair software. These are individual features that fit into different categories. For the purpose of this overview, it is vital to cover them in their own section as well.

Some things your software might automate include:

Dispute letter creation. This paperwork can consume a tremendous amount of time when done manually. Credit repair software simplifies things for you by supplying pre-made dispute letter templates. Additionally, you can make your own or modify the existing templates. Just go through a client’s file and select that you want to create a dispute letter, within seconds it will be ready.

Notifications to your clients. Send email or text notifications to your clients and affiliates. Provide welcome messages, login credentials and more. This feature can also supply clients with automatic messages if their payments run past due.

Searching your database. When performing a search, most softwares offer automated suggestions. This automated features lets you pull up a specific file for whatever reason in as little as three seconds.

Daily backups. Some providers offer automated backups. For example, with Turbo Dispute’s CRM software the servers are backed up hourly. Many competitors only offer daily or weekly backups. With automated hourly backups, your company can immediately recover lost data.

CRM System

The CRM side of a credit repair software program will have many automated features hidden beneath the surface. The true power comes from lead management and contact tracking mechanisms. Some CRM system features in credit repair software include:

All your leads, with information on where they came from plus the option to smoothly convert them into single and joint client accounts.

All notes of conversations held with your prospective clients. These are typically timestamped, making it easy for multiple sales people to tackle the same lead.

Employee-based calendar systems to make scheduling appointments a breeze.

Private Labels

Every business investing in credit repair software needs customized private labels. This feature simply lets you put your own branding on all aspects of the software. Your affiliates and clients will only see your company’s name and your domain. This builds authority for your credit repair business which makes customers trust you more.

How Much Will Credit Repair Software Cost?

Now that the features are out of the way, it’s time to “get down to brass tacks,” and figure out what credit repair software will really cost you. So, what does it cost? The answer to this question is us, unfortunately, “it depends,” because there are various pricing models that exist.

Monthly subscription fees: Most credit repair software products come with a flat monthly fee. The price could vary depending on your clientele size and specific requirements. Typically, credit repair business software costs anywhere from $300 to $900 per month. This range covers the prices charged by the majority of the top level credit repair software services.

Per-seat licensing fees: Some credit repair software companies charge you based on the number of clients using your system. This pricing model can be beneficial for a fresh startup that doesn’t turn a profit yet. However, it can grow costly as your business expands and switching to another credit repair software might be too difficult later.

Note: Many software providers charge a downpayment on top of their monthly fee. Or, you might pay a certain amount down and then pay as you go on a per-seat basis.

The 5 Best Credit Repair Business Software Products

Now, let’s get into a breakdown of some of the best credit repair software on the market. The five listed below are all veterans in the credit repair software industry. Each have a similar arsenal of features and tools. However, when looking for the right software you must read into the little details to fully determine which one will offer your company the greatest versatility.

Credit Score Techs

Founded in 2007, Credit Score Techs has grown to become a top contender in the credit repair software industry. Their software includes all the basics any size business would need in a credit repair CRM tool.

Some notes on Credit Score Techs software…

Features Included

All plans include the same features. The difference is that Basic charges on a per-client basis instead of billing you a monthly fee. The Extended package gives you the ability to add up to 200 new customers without paying extra. Meanwhile, the Professional plan allows unlimited new customers at no additional cost.

There are some standard features that are found in all of their pricing packages. This includes customized private labels, affiliate and referral offices (unlimited), dispute center and dispute letter center, custom letter creator and Mailchimp integration.

Pricing

Their pricing comes in three different package options.

Basic: $499 downpayment and $10 one-time charge for each client.

Extended: $799 downpayment and $299.95 per month.

Professional: $1,599 downpayment and $399.95 per month.

Customer Service

You can call or email Credit Score Techs if you ever run into a problem. The chance you need support is slim as the software is straightforward and well-documented. Furthermore, they promote a 99.9% uptime which means you won’t need to reach out about sudden software outages.

TrackStar by HTDI

The self-proclaimed #1 choice for credit repair companies, TrackStar, is definitely a veteran in this market. The company came to life in 2004, well before most of their competitors. They provide everything you would need and train you and your employees to use their software when you first start. They even offer a credit repair business training program.

Their authority in this niche becomes noticeable when it comes time to request support of any kind. Without a doubt, if you want to grow profitably as a credit repair business, they can help you do that.

Some notes on TrackStar software…

Features Included

The features provided in TrackStar are the fundamental features that any credit repair software should have. This includes client, dispute, employee and user management systems, CRM and automated tools. They even have a three tier referral system. But, one of their most respectable features is replicated lead capture pages. As soon as a lead fills out a form on your site, the lead management system in your software will make it known.

You can also use their DisputeAgent Services program which leaves them to handle most of the credit repair tasks. Their fix/deletion rate is 47.09% in the first 45 days of service, one of the highest rates in the industry.

Pricing

Their pricing works on a pay-per-client basis, but there is no charge for your affiliates, brokers or leads. You must contact them to get an accurate quote on what their software license will cost your business. When you do, set up a guided live demo to get a walkthrough of their software. This is the best way to see if their product is right for you.

Customer Service

Their staff are highly experienced and expertly trained. This is easy to see – from their credit repair business training program to their startup coaching, software walkthroughs, etc. To reach out for support, either send an email or give them a call.

Dispute Suite

After entering the market in 2006, Dispute Suite quickly rose to the top. Today they are a household name in the credit repair software market. Backed by a highly talented team, their software is as versatile as the other two options here.

Features Included

The list of features offered by Dispute Suite is vast. They provide affiliate, customer, dispute and lead management systems. They also have a letter editor with templates, automated tools, a credit report system and more. Plus, their affiliate and client portals are private label ready.

Furthermore, credit repair training is available. Some things they offer include weekly webinars, more than 150 hours of audio and video content, video FAQs, case studies and coaching calls.

Each additional user costs $99 per month. Custom enterprise pricing is also available upon request.

The main benefit of Dispute Suite’s pricing model is the lack of upfront fees. Paying $499 to $1,599 down is simply not in the best interests of most credit repair startups. But, the lack of entry barriers does come at a high cost. You are paying nearly 10 times the amount to add new users as you would with Credit Score Techs.

Customer Service

This area is where Dispute Suite really prospers. Their technical support is available 24/7 through their ZenDesk ticketing system. Support by phone is also available during business hours throughout the week.

Conclusion

Credit repair software is becoming smarter and adapting to today’s advanced tech world. The many tools found in credit repair CRM programs can really automate business operations. In short, professional credit repair software is a must-have for any credit repair business.

Disclaimer: TurboDispute has no affiliation with the credit bureaus. TurboDispute LLC is not a Credit Repair Organization and does not provide credit repair services or financial or legal advice. TurboDispute’s intended use is to help you automate the time-consuming process of creating dispute letters to help you communicate with credit bureaus, original creditors, collection agencies, chexsystems, telecheck and provide you with educational materials. You may use the software to challenge credit items identified as inaccurate, misleading, or unverifiable, but no consumer has the right to have accurate, current, and verifiable information removed from a Credit Report. Further, you must make sure that you do not send any dispute letter or form, which contains any untrue statement of fact about your customer’s situation. This product provides certain information about the law. But legal information is not the same as legal advice -- the application of law to an individual's specific circumstances. We recommend you consult a lawyer if you want legal advice applicable to your situation or how the Software and this information may apply to you.

Cloud Based Credit Repair Software Dispute automation and efficient credit repair letters are the primary tasks of most credit repair software created. Credit repair software allows the users to run a credit repair business from anywhere. Credit dispute automation, Credit repair, Credit dispute letter creation, and Credit rebuilding are difficult tasks to manage without automation. All of the above Credit Building and Credit Repair activities were previously managed manually before the innovation of Credit Repair software providers like TurboDispute. Now that credit repair software is available at an affordable price, anyone looking to run, manage and automate the credit repair process can finally efficiently handles the process.

Credit Repair Business Software Before the innovation and release of credit repair business software such as TurboDispute, credit repair businesses were helpless when it came to finding a manageable and efficient way to perform simple credit repair tasks. Updating client files and reviewing dispute letters were a time-consuming task that has now been easily organized using credit repair software. By investing in credit repair business software, credit repair businesses can extremely improve their functionality and efficiency all while saving time and increasing their clientele.

Professional Web Based Credit Repair Software Professional credit repair software performs as a management tool for professional credit repair advisors and credit managers in order to maintain client records, create dispute letters, and communicate with clients. Communicating straight to the client through the credit repair software, is why credit repair software has proven to be so efficient. Confidential client information is guaranteed safe and secure while using credit repair business software and that is why it is administered by the largest and most prestigious professional credit repair businesses in the world.

Credit Repair Software for Businesses When in the market for the best credit repair software system, credit repair businesses mostly commonly search “Credit Repair Software for Businesses” in the leading search engines. While researching, it is recommended that credit repair businesses looking to invest in credit repair software, review and outline the tools and management options they will need to help their business succeed, and match those to TurboDispute, the leading credit repair software for businesses.

Online Credit Repair Software - Web based Credit Repair Software Before web-based credit repair software was introduced into the world of technology, credit repair software was downloaded through deliverable disks which were then loaded onto the computer. Many complications and setbacks arose while using the downloadable credit repair software method including its slow extinction in the technical world which made it next to impossible to be updated and kept secure. All of these issues were eliminated when the advancement took place to create a secure and efficient web-based credit repair software program known as SAAS (Software as a service

With the elimination of downloadable credit repair software, companies found themselves with an old program in a new age world. Most credit repair software programs were made to facilitate 32-bit computers, which have now become a thing of the past. Having updated computer systems are a must when it comes to operating a successfully growing credit repair businesses, and outdated software will only inhibit and restrain your advancement.

TurboDispute has opened a gateway in the credit repair business, allowing companies the opportunity to work from any part of the world without bulky networking fees. With a web-based online credit repair software program, there are no maintenance fees or hardware costs, so you can focus on running your credit repair business without the stress and worry of overage charges. Since all you need is internet access, credit repair businesses can now offer their employees at home positions and allow for a flexible work environment within the company. In addition to the affordability of online credit repair software, web-based programs like TurboDispute’s, offers free updates that occur instantly over the web without interruption to your credit repair business.

Security and protection is a natural and rational fear especially when it comes to confidential data as administered in the world of credit repair. Downloadable credit repair software companies bash web-based software, accusing it of being less secure, which has proven to be false. TurboDispute has the same level of security as when you log into your bank account online, and has invested in more safety and security technology than about 99% of other credit repair software companies around the world. While all walls are able to be invaded, it is more likely that someone would break into a home or office and access files from the computer than to break through the advanced security that is safeguarding your files through the credit repair software. With TurboDispute, users have a piece of mind knowing that no matter what happens to their computers or hard drives, their data is completely safe and stored through the credit repair software online. Since the data is owned by each credit repair company, businesses can download and backup their files as often as they want.

I Want To Start a Credit Repair Business If you are thinking of starting your own credit repair business, there are many factors to take into consideration before joining the growing industry of credit repair. With the economy rates as low as they are, the need for credit repair advisors and credit repair businesses are growing quickly. Begin by first researching all of the numerous state and federal laws in accordance to starting a credit repair business. Become acquainted with the CROA (Credit Repair Organizations Act), as well as your state’s legislation, licensing and bonding laws regarding credit repair business operation. Finally, educate yourself on all credit related topics that will help you succeed in the credit repair industry.

Starting a Credit Repair Business Now that you know how to begin the process of starting your credit repair business, you must now take the correct actions to certify that your credit repair business will have endurance and maintain all the legal and ethical standards as issued by law. Most credit repair businesses start because of the business connections with other realtors, mortgage lenders, auto dealers, and finance companies, but leads will only progress you so far. Education and training are keys to a successful credit repair business, so we encourage you to take classes and seminars, and surround yourself with credit repair advisors that have the experience and knowledge to guide you down the right path.

Credit Repair Business Training Videos In order to analyze credit files, identify credit reporting errors, and evaluate credit scoring, credit repair advisors must be highly trained and have some level of experience. To understand the credit scoring models and how they differ from each other, one can review the most popular credit scoring model, FICO. Known as Fair Isaac and Company, FICO can help you understand the complexities of credit scoring and the credit scoring process, including identifying potential inaccuracies, duplications, merged files, unverifiable data, and outdated data.

Credit Repair Business Knowledge, Training and How To Do When looking into credit repair business training, advisors should make sure they are gaining the tools and resources need to manage a credit repair business successfully. Advertising, compliance, marketing, sale and operations management should be key aspects in your training and education. Customer service is also an essential direction to a successful credit repair business, and learning as much as you can about the credit repair industry will help you to gain valuable and reliable customers. - Enfold WordPress Theme by Kriesi