Raghavendra (Raghu) Bhat

Raghavendra heads up Digital Strategy, Product Management & IT Delivery for Citi Retail Services, which provides credit card products and retail expertise to retailers and their customers across the U.S. In this role he is responsible for the group�s digital strategy & delivery focusing on bringing best in class digital experiences to our customers through seamless integration with retail partners.With over 15 years of experience managing global digital assets, Raghavendra brings a unique perspective to managing large diversified, global, corporate and consumer financial services offerings specializing in digital customer channels like Internet, Mobile, self-service phone banking and ATMs.