"It felt great to start paying off payday loans and now at this point I am out of them. PayActiv really really helped."

Supervisor

in the workforce for 11 years

The PayActiv Invention

Voted the best-in-class FinTech innovation at Finovate Spring 2016, HR product of the year 2016 for employee financial wellness by HR Executive and finalist in financial inclusion products at the Color of Wealth Summit 2016.Why PayActiv is winning?

Win for employees

Every week over $100 billion is earned but remains unpaid because of inefficiencies of the economic systems. Between paychecks,while waiting for pay, employees are incurring devastating costs and stress.

PayActiv eliminates the cost and stress of waiting for pay, giving employees access to money they have already earned, at the time when they need it the most. Without the fear of late fees, borrowing from friends or taking predatory loans.

Savings for employees: No interest, nothing hidden and no additional debt. A flat $0 to $5 membership cost for multiple financial services that matter.

We help your business build a happier, productive, and more engaged workforce. As a PayActiv partner your employees will have genuine peace of mind because you will solve the root cause of their struggles.

Savings for employers: The most powerful recruitment, retention and engagement offering. An employee benefit that matters.

Strategic advantage of employee financial wellness plan

No risk to you

PayActiv is not a loan and there is never any interest charged. It is earned money that is stuck in the process.

We front the cash

Our turnkey fintech solution works with existing Payroll and IT systems to seamlessly provide your employees access to cash from their mobile phone.

Game-changer

PayActiv financial wellness program helps employees get out of debt, NOT into debt.

What do HR leaders think of PayActiv financial wellness program?

So, how does it work?

01

Employer agrees to offer PayActiv as a benefit. We have already done the heavy lifting. No integration is needed, as the existing payroll and time/attendance system is leveraged. The highest security standards are followed.