Car and Vehicle leasing is the leasing of the use of a car for a fixed period of time. It is a cost-effective alternative to car or vehicle purchase. It can be known as PCP or contract hire. The key difference in a car lease is that after the lease expires, the customer can return the car or vehicle to the dealer for no cost, or can often buy it at an agreed price. Ling owns the UK’s favourite car leasing company.

Rationale: Car Leasing offers big advantages to customers. For the lease buyer, lease payments will usually be lower than payments on a car loan would be and qualification is usually easier. Some very cheap car leasing deals are available, but these change all the time. Some consumers may prefer leasing as it allows them to simply return a car and select a new model when the lease expires, allowing a consumer to drive a new vehicle every few years without the responsibility of selling the old car. It’s a very simple car owning solution. A car leasing customer does not have to worry about the future value of the car or vehicle, while a vehicle owner does have this nagging doubt.

For the leasing company, leasing generates income from a vehicle the car leasing company still owns and will be able to sell at auction or lease again once the original lease has expired. As consumers will typically use a leased vehicle for a shorter period of time than one they buy outright, leasing may generate repeat customers more quickly, which may fit into various aspects of a finance company’s business model.

Car Lease agreement: Car leasing agreements typically stipulate an early termination fee and limit the number of miles a customer can drive (for passenger cars, a common mileage is 10,000 to 15,000 miles per year of the car lease). If the mileage allowance is exceeded, a per-mile fee is charged. Customers can negotiate a higher mileage allowance, for a higher lease payment. Car lease agreements usually specify how much wear and tear on the vehicle is allowable, and the customer may face a fee if the car is not in good condition at the end of the lease.

At the end of a leasing term, the customer must either return the car or vehicle to the car leasing company, or purchase it. The end of lease price is usually agreed upon when the lease is signed but may be affected by car condition and mileage.

"When you press "Order Now", you will be taken to my proposal form. This does not commit you for the car, and I will never go ahead with your application without a very clear, further final agreement from you."- Ling

I do my best, but this picture is not the exact, actual car you will be leasing.

Questions?

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QUESTIONS, QUESTIONS...

This is a low-cost rental on a Personal Contract Hire from Ling on a New Ford Galaxy Estate.
Are you a business customer? CLICK HEREThis is Personal Contract Hire......what does this mean?
You don't own the
car, you just rent it for
4 years then you just hand back. You can apply to buy it at the end, but this is at the discretion of the finance company.
Usually you just rent it and then give it back - and you are free to get another car, or walk away. Your choice. Renting this
car is like renting a daily rental
car for a longer contract. Personal Contract Hire is a beautiful easy product, see? I get my own cars using this method.

How many miles do you drive?

10,000 miles per year(40,000 total)

£463.
58per month inc VAT

15,000 miles per year(60,000 total)

£493.
18per month inc VAT

20,000 miles per year(80,000 total)

£520.
49per month inc VAT

EXTRACHARGES?

Document Fee: £180.00

Initial rental is usually paid before delivery, by cheque,
card or debit payment. Initial rental is part of cost, and is not a deposit and is not refunded at end of term,
just to be clear.

These prices are LIVE! Occasionally, suppliers may forget to inform me of price changes, adjustments
have to be made. I take pride in having the most accurate prices on the web.

4 year rental

QUESTIONS ABOUT THIS CONTRACT

?

This is a deal. My offer on this
Ford Galaxy Estate is on a
3 +
47 profile. You know what this means?I explain: This means that you pay
3 payments of £
463.
58 (
including VAT) as initial payment, then you pay
47 payments of £
463.
58 (
including VAT) monthly by direct debit. These payments are based on you driving an annual mileage of 10,000 miles per annum.

Anyone you want can drive this Ford Galaxy Estate; you just need to insure it
and
put fuel in the tank. Easy! When your rental finishes, you just walk away...
or swap your
car for a brand-new one of the same or a different type on a new contract. It's fun to change into a brand new car! It saves washing the old one, hehe.

Mr Kieren Puffett(Editor of Parker's Car Price Guide)
says:
"Ling, tell your customers to read Ford Galaxy Estate road tests on Parkers website, I have figures and specs for just about every car!"

Mileage?

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EXCEEDINGTHE MILEAGE

If you exceed the total mileage then at the end of the rental you pay an additional "excess mileage" charge for these extra miles.It's usually between 4p and 10p per mile.

Servicing

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SERVICING THISFORD GALAXY ESTATE

This car deal does not include servicing. You have to get the
car serviced at the manufacturer scheduled intervals and mileage.
Most contracts allow this to be done by a non-franchised garage, but some finance companies (mainly VW, Audi, Skoda, Seat and BMWs and some Mercedes contracts) insist on using
the franchised dealer. It is hard to know exactly until we all see the finance agreements.
Whatever, if you use the car normally, the servicing requirements will be minimal. Only heavy users will ever need to replace brake pads, for example.

Driving Licence

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Because there is no other de-facto ID card in the UK, the finance company always want to see your driving licence - IN YOUR CURRENT ADDRESS as proposed. Most companies want a copy, but some insist on seeing the original.

You can upload a good copy after you order your car. When you copy or scan your licence, make sure it's clear.

For the new-style licence, make sure all of the security holograms and features are very clear and in colour.

Faxing the card is bad news because you will look like a Jamaican coal miner. On a fax the image is usually bad.
I recommend taking a photo and uploading it. The details and picture need to be very clear, not blurry at all.

To drive this
Galaxy Estate- you need a full driver's licence!

Proposal form tutorial

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Proposal Form Tutorial

Customer letters

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CUSTOMER LETTERS, ABOUT
FORD GALAXY ESTATE DEALS

I was a first time leaser, I was told about Ling's, not too sure when I looked at other sites. All I can say is I kept going back to Ling's, glad I did. A wacky but worthwhile experience,...

David Mcculloch,
Glasgow

Ling
I rubbed my eyes with excitement, and couldn't believe it was real. Within 14 days of that mail, I now have a great car from Ling!

VINCE HARDEN,
BLETCHLEY

My New Galaxy Estate
Ling and her colleagues are absolutely fantastic, a tad crazy but above all know their stuff! They answer queries at the speed of lightning and make the whole process of leasing fun...

Samantha Etheridge,
Ipswich

To: LingCustomer Letters
Ling HQ
GATESHEAD

I'VE
2169 CUSTOMER LETTERS ON MY WEBSITE..

Number plates

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YOUR NEW NUMBER PLATES

Your car will be on the LATEST REG PLATE (at time of delivery)...

...unless I tell you otherwise. Sometimes, near plate-change
dates, cars have to be registered on the "old" plate. In these rare cases, there is no difference to the
actual car, it is just numbers on the plastic reg plate.

Most cars can have private plates put on BEFORE delivery. In these cases I will need the retention certificate with the "nominee" made out to whichever
finance company I use. You can usually change to a private plate AFTER delivery, too - but in this case the finance company may apply a small fee.

More questions & answers

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Taking your Ford Galaxy Estate on holiday.

You
can take the
Ford Galaxy Estate abroad to any normal destination (usually excluding dodgy places like Albania, etc), but you should apply for
a VE103 form from the finance company before you go, which
proves to the damn foreign police that you have permission to use the car.

Delivery of your new Ford Galaxy Estate.

I get the
car delivered to you at a reasonable address in the UK mainland FOR FREE. Usually, this is your home or work address.

If you live somewhere like Northern Ireland or the Isle
of Wight, I deliver the
car to the mainland docks and you collect from there. Parts of Scotland can also be chargeable. It is all common sense,
really. Cars can be driven, or delivered on trailer, at the discretion of the supplier.

Cars VS fags

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DO YOU SMOKE?

FREECAR FOR SMOKERS

The £££ cost of smoking is the same as a new
car from Ling!...IF YOU QUIT

"When you press "Order Now", you will be taken to my proposal form. This does not commit you for the car, and I will never go ahead with your application without a very clear, further final agreement from you."- Ling

"When you press "Order Now", you will be taken to my proposal form. This does not commit you for the car, and I will never go ahead with your application without a very clear, further final agreement from you."- Ling