Wednesday, January 05, 2011

Tiny Resolution

It's probably not a huge surprise that I'm less than loving this whole reduced-income thing in the aftermath of that whole pre-holiday job loss thing. The part that's bothering me the most? As the person who provides 'bonus' income into our family's finances, I was The Savings Person. And you know what's been decimated? The account that holds some funds for vacations + trips out to the west coast. It did its job and got us to NYC and back, with virtually the entire trip pre-paid. But it's in a sorry state right now, and IT'S HAUNTING ME.

I read a fabulous little tip on TodaysParent.com this week and implemented it immediately. It's super simple... Every time you login to your online banking, take a look at your primary account balance and then transfer the amount that would round that down to the nearest 5 or 10 into a savings account. So if your account had $11.75 in it, you'd move $1.75 into savings and have a new balance of $10. You'll never move more than $5 at a time - not enough to even notice that it's gone (unless you're the unfortunate soul in my example there... he should probably hang onto that pocket change for food).

It's not much, but it has the potential to seriously accumulate. It's not getting us back to NYC anytime soon... But it's helping me feel like I'm doing SOMETHING.

Sharing the journey that has taken me from being a single girl in the advertising agency world to a married mommy running my own freelance writing and consulting business (and every random adventure in between).

About Me

THINGS I LOVE: Thunderstorms, power ballads, princess camping, exploring new cities, Jon Stewart, greatest hits CDs, clever ads, packing for a trip, George Clooney, impractical footwear, movies about spies, Starbucks, reading an entire book in one sitting, a house full of friends, movies about spies, buying presents, a perfect French manicure, warm modernist architecture, getting flowers for no reason, being faux brunette, Mary Poppins, making lists on Post-It notes, decorating for Christmas, having a brilliant middle-of-the-night 'aha!' idea and then actually remembering it in the morning / THINGS I HATE: People who whine, wearing sweats in public, 2-in-1 shampoo and conditioner, birds, American tourists in foreign countries, taking down the Christmas tree, poems that rhyme, the misuse of semicolons, being lied to, unpacking after a trip, being closed-minded, naming your kid something common but then spelling it stupidly, cowboys, overly cautious drivers, fake curse words, ridiculously long surnames, strangers who start awkward conversations with you in places you can't readily escape