Choose a Dentist

Under the AARP® Dental Insurance Plan, administered by Delta Dental Insurance Company, you're free to choose any dentist you want, or stick with the one you already have. However, by selecting a Delta Dental PPOSM dentist or a Delta Dental Premier® (Premier) dentist, you may reduce your out-of-pocket costs.

** Member is responsible for any amount over the plan Calendar Year maximum benefit and any non-covered service.

† The PPO network is not available in Alaska, South Dakota or Wyoming. In North Carolina and Texas, the PPO network is referred to as DPO.

In Massachusetts, there are no Delta Dental PPO dentists located in Dukes or Nantucket counties. Enrollees whose primary residences are located in Dukes or Nantucket counties may receive covered services from any dentist located in those counties. Enrollees’ out-of-pocket costs for covered services will be calculated based upon the PPO Maximum Plan Allowance as though such care is provided by a Delta Dental PPO dentist, so that they will receive the cost-limiting advantages available from Delta Dental PPO dentists.

In all counties in Massachusetts, covered services may be obtained from any specialist, whether a Delta Dental PPO dentist or other dentist. Enrollees’ out-of-pocket costs for services from all specialists will be calculated based on the PPO Maximum Plan Allowance as though such care is provided by a Delta Dental PPO specialist, so that they will receive the cost-limiting advantages available from Delta Dental PPO dentists.

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AARP endorses the AARP Dental Insurance Plan, administered by Delta Dental Insurance Company. Delta Dental Insurance Company pays royalty fees to AARP for use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliate are not insurers.