The legal notices posted on this site are for
reference only. Only the legal notices published in the legal
organ newspaper of this county (The Banks County News) are official
per O.C.G.A. sec. 9-13-140, et seq.

Notice
In the Superior Court
of Banks County
State of Georgia
Anna Lou Ragsdale, Ellen Dalton, Carolyn Dickerson, Ronnie Payne,
a/k/a Ronald Anthony Payne and Ronald W. Dunagan, Plaintiffs
vs. Heirs at Law of John B. Norton and all persons unknown who
claim or might claim adversely to Plaintiffs' title to the Plaintiffs'
title to Tracts One (1) and Two (2) being 33.24 acres and 33.23
acres in the Columbia (371) District, G.M., of Banks County,
Georgia, more fully shown in Plat Book 17, at Page 146, Banks
County, Records, Defendants.
Civil Action File No.: 01CV210-M
To: Heirs at Law of John B. Norton, and to all other persons:
You are hereby notified that the above-styled action seeking
to establish title to the below described property against all
the world was filed on the 17th day of May, 2001, in the Superior
Court of Banks County, Georgia, Piedmont Judicial Circuit, and
that by reason of Order for Service by Publication entered by
said Court on the 17th day of May, 2001, you are hereby commanded
to be and appear at said Court within 30 days of the date of
the Order for Service by Publication to answer said Petition
and file pleadings before the Court. The property is Tracts 1
& 2 totaling 66.47 acres in the Columbia (371) District of
Banks County, Georgia, on GA Hwy. 105 as shown on Plat of Survey
prepared by Max Lewallen, dated September 28, 1991, and recorded
in Plat Book 17, Page 146, Banks County Deed Records.
Witness, the Honorable T. Penn McWhorter, Judge of said Court.
This 17th day of May, 2001.
June Westbrook, Clerk of Court
(MY30,JU6,13,20INV)

Christian Estate
Notice to Debtors
and Creditors
All Creditors of the Estate of Larry Phillip Christian, deceased,
late of Banks County, Georgia, are hereby notified to render
in their demands to the undersigned according to law, and all
persons indebted to said estate are required to make immediate
payment to us.
This 24th day of May, 2001.
Patricia A. Christian, Executor/Administrator
406 Westmoreland Road
Lula, GA 30554
(MY30,JU6,13,20P4)

Williams Estate
Notice to Debtors
and Creditors
All Creditors of the Estate of Paul Thomas Williams, deceased,
late of Banks County, Georgia, are hereby notified to render
in their demands to the undersigned according to law, and all
persons indebted to said estate are required to make immediate
payment to us.
This 7th day of May, 2001.
Ethel Williams, Executor/Administrator
1111 Hwy. 63
Homer, GA 30547
(MY30,JU6,13,20P4)

Notice of Sale
Notice of Sale Under Power
Whereas, on May 14, 1980, for value received, Marvin Jackson
and Roberta D. Jackson executed and delivered to the United States
of America, acting through the United States Department of Agriculture,
a Deed to Secure Debt conveying certain real estate located in
Banks County, Georgia, and said Deed to Secure Debt was recorded
in the Office of the Clerk of the Superior Court for Banks County,
Georgia, in Book #21, Page #46; and
Whereas, the United States of America now holds the above described
security deed covering the said real estate; and
Whereas, the Deed to Secure Debt held by the United States of
America provides that should default occur, the holder may declare
the entire indebtedness secured by the Deed to Secure Debt due
and payable and, in compliance with the power of sale provisions
contained in said security deed proceed to sell the property
at public outcry; and
Whereas, after default, the United States of America has declared
all of the indebtedness secured by the Deed to Secure Debt due
and payable and hereby certifies that it has complied with all
of its loan servicing regulations;
Now, Therefore, the said United States of America, acting as
aforesaid, under and in compliance with the power of sale provision
contained in the Deed to Secure Debt, will proceed to sell at
public outcry, for cash or certified funds to the highest bidder
in front of the Courthouse in Banks County, during the legal
hours of sale, on the 3rd day of July, 2001, the following-described
property conveyed in the Deed to Secure Debt, to-wit:
All that tract or parcel of land lying and being in Hollingsworth
District, G.M., Banks County, Georgia, consisting of .43 acres,
and being known and designated as Lot 1 of property of Clifford
E. Smith and Maxine R. Smith, all as more fully shown by plat
of survey by Hubert Lovell, Ga. Reg. No. 1553, dated February
22, 1980, recorded in Plat Book 8, Folio 18, in the office of
the Clerk of Superior Court Banks County, Georgia, and being
more particularly described as follows:
Beginning at a concrete monument and iron pin on the Northwesterly
margin of right-of-way of Mountain View Church Road, at a point
common to lands herein conveyed, said right-of-way, and lands
now or formerly of Rome Kraft Company; thence South 58° 17'
West 16.1 feet along said right-of-way to a point; thence South
66° 56' West 64.0 feet along said right-of-way to a point;
thence South 58° 45' West 64.7 feet along said right-of-way
to an iron pin; thence North 33° 53' West 183.8 feet along
Lot 2 to an iron pin; thence North 67° 19' East 70.7 feet
along Lot 4 to an iron pin; thence South 55° 42' East 200.0
feet along lands now or formerly of Rome Kraft Company to the
iron pin point of beginning, said plat being referred to and
incorporated herein for a more complete description.
The above described property will be sold subject to any and
all outstanding real estate taxes that are due and payable.
The failure of any high bidder to pay the purchase price and
close the sale shall, at the option of the United Sates of America,
be cause for rejection of the bid, and, if the bid is rejected,
the United States of America shall have the option of making
the sale to the next highest bidder who is ready, willing and
able to comply with the terms thereof. The proceeds of said sale
will first be applied to the payment of the indebtedness to the
United States of America, other charges, and the expenses of
sale, as provided in the above-described Deed to Secure Debt.
This the 18th day of May, 2001.
United States of America
By: F. Stone Workman, State Director
Rural Development, Successor in Interest to the Farmers Home
Administration and Rural Economic and Community Development,
U.S. Department of Agriculture
(JU6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the Power of Sale contained in a Security
Deed given by Doug Willhouse and Regina Willhouse to Mickey's
Drywall Service, Inc. and Mary Cantrell, dated November 18, 1995,
recorded in Deed Book 106, Pages 425-426, Banks County, Georgia
Records, conveying the after-described property to secure a note
in the original principal amount of Thirty-four thousand dollars
($34,000.00), with interest thereon, as set forth therein, there
will be sold at public outcry to the highest bidder for cash
before the courthouse door of Banks County, Georgia within the
legal hours of sale on the first Tuesday in July, 2001, the following
described property:
All that tract or parcel of land lying and being in the 465th
District, G.M., Banks County, Georgia, being Lot 26 and Lot 27,
Mountain Creek Subdivision, and more particularly described on
a plat of survey prepared by Morrison J. Simms, Surveyor, dated
February 27, 1989, said plat being of record in the Office of
the Clerk of Superior Court of Banks County, Georgia, in Plat
Book 14, Page 101, which said plat and the recording thereof
are by reference incorporated herein for a more detailed and
complete description.
Subject To restrictive and protective covenants of record at
Deed Book 106, Pages 425-426, Banks County Deed Records.
The debt secured by said Security Deed has been and is hereby
declared due because of, among other possible events of default,
failure to pay the indebtedness as and when due and in the manner
provided in the note and security deed. The debt remaining in
default, this sale will be made for the purpose of paying the
same and all expenses of this sale, as provided in the security
deed and by law, including attorney's fees (notice of intent
to collect attorney's fees having been given).
Said property will be sold subject to any outstanding ad valorem
taxes (including taxes which are a lien, but not yet due and
payable), any matters which might be disclosed by an accurate
survey and inspection of the property, any assessments, liens,
encumbrances, zoning ordinances, restrictions, covenants, and
matters of record superior to the security deed first set out
above.
To the best knowledge and belief of the undersigned, the parties
in possession of the property are Doug Willhouse and Regina Willhouse,
and said property is more commonly known as Lot 26 and Lot 27,
Mountain Creek Subdivision.
Mickey's Drywall Service Inc. and Mary Cantrell, as Attorneys-in-Fact
for Doug Willhouse and Regina Willhouse
N. David Wages
Attorney at Law
P.O. Box 527
Winder, Georgia 30680
(770) 867-2181
(JU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Whereas, heretofore on December 2, 1988, Eugene Curtis Campbell
Jr., and Martha W. Campbell did execute and deliver to D. Aubrey
Higgins a certain Deed to Secure Debt recorded in the office
of the Clerk of Superior Court of Banks County, Georgia, in Deed
Book 52, Page 69, conveying the following described property
located at Mocassin Gap Road, Banks County, Georgia, to-wit:
All that tract or parcel of land lying and being in the G.M.D.
912 of Banks County, Georgia, consisting of 14.88 acres, being
shown as Lot 23 of Riverwood Phase One on Plat of Survey dated
March 9, 1987, prepared by Albert M. Wynn Jr., Registered Surveyor.
Said plat is recorded in the Office of the Clerk of Superior
Court of Banks County, Georgia, in Plat Book 12, Page 178. Said
plat is hereby incorporated herein by reference and made a part
of the property description.
The above described land will be sold subject to first mortgage
held by Community Bank and Trust.
Whereas, the Note secured by said Deed to Secure Debt has become
in default as to payment of the principal of interest and D.
Aubrey Higgins has given notice of his intention to foreclose
said Deed to Secure Debt and claim attorney's fees as provided
in said Note and Deed to Secure Debt.
Now, Therefore, according to the terms of said Deed to Secure
Debt and the laws in such cases made and provided, the undersigned
will expose for sale to the highest and best bidder, for cash,
the above-described land, after proper advertisement, on the
first Tuesday in July, 2001, between the legal hours of sale
before the courthouse door in Homer, Banks County, Georgia. The
proceeds from said sale will be used first to pay the costs and
expenses of said sale, second to pay the indebtedness secured
by said Deed to Secure Debt, and the balance, if any, delivered
to the persons legally entitled thereto.
This 1st day of June, 2001.
By: D. Aubrey Higgins
Post Office Box 1
Cornelia, Georgia 30531
(JU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
Banks County
Because of default in the payment of the indebtedness secured
by a Deed to Secure Debt executed by Horace Elliott, Grantor,
to Robert Russell and William Russell, Grantees, dated September
16, 1998, recorded in Deed Book 134, Page 453, in the Office
of the Clerk of Superior Court, Banks County, Georgia, the undersigned
has declared the entire amount of said indebtedness due and payable
and pursuant to the Power of Sale contained in said deed, will
on the first Tuesday in July, 2001, during the legal hours of
sale at the Courthouse door in Banks County, sell at public outcry
to the highest and best bidder for cash, the following described
property:
All that tract or parcel of land lying and being in the 207th
District, G.M., Banks County, Georgia, and being that 1.31 acres
more or less, designated as Lot 4A of the Glenfield Farms Subdivision,
as more particularly shown on a plat of survey prepared for Robert
C. Russell by Max Lewallen, Registered Surveyor, dated March
30, 1998, recorded at Plat Book 22, Page 197, in the Office of
the Clerk of the Superior Court of Banks County, Georgia, and
incorporated herein and made a part hereof by reference for a
more detailed description.
The sale will be held subject to any outstanding and unpaid taxes
and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees
in accordance with the terms of the note secured by said Deed.
Said property will be sold as the property of Horace Elliott,
and the proceeds of said sale will be applied to the payment
of said indebtedness, the expense of said sale, all as provided
in said Deed, the undersigned will execute a deed to the purchaser
at said sale as provided in the aforementioned Deed to Secure
Debt.
Robert Russell and William Russell, as Attorneys-in-Fact for
Horace Elliott
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(JU6,13,20,27B/783 4000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
Banks County
Because of default in the payment of the indebtedness secured
by a Deed to Secure Debt executed by Donna Osborn, Grantor, to
Eugene Montgomery and Shirley Montgomery, Grantees, dated September
12, 2000, recorded in Deed Book 161, Pages 531-532, in the Office
of the Clerk of Superior Court, Banks County, Georgia, the undersigned
has declared the entire amount of said indebtedness due and payable
and pursuant to the Power of Sale contained in said deed, will
on the first Tuesday in July, 2001, during the legal hours of
sale at the Courthouse door in Banks County, sell at public outcry
to the highest and best bidder for cash, the following described
property:
All that tract or parcel of land lying and being in the 207th
G.M., District, of Banks County, Georgia, located off GA Hwy.
59, being bounded now or formerly as follows: North by Tracts
#21-B, 21-C, 21-D, 21-E, and County Dirt Road, East by Tract
#19 of Louise Martin Brown, South by lands of Bond and West by
Farmer. Said tract of land is particularly described as Tract
#21-A, containing 3.96 acres, more or less, as shown on a plat
prepared by Max Lewallen, Registered Surveyor, on April 19, 1983,
recorded in Plat Book 9, Page 118, in Banks County, Georgia Records
which plat and records are by reference incorporated herein as
part of this description. Including all the improvements thereon
including well and septic tank and drive way, landscaping and
mobile home that are there.
The sale will be held subject to any outstanding and unpaid taxes
and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees
in accordance with the terms of the note secured by said Deed.
Said property will be sold as the property of Donna Osborn, and
the proceeds of said sale will be applied to the payment of said
indebtedness, the expense of said sale, all as provided in said
Deed, the undersigned will execute a deed to the purchaser at
said sale as provided in the aforementioned Deed to Secure Debt.
Eugene Montgomery and Shirley Montgomery, as Attorney-in-Fact
for Donna Osborn
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(JU6,13,20,27B/783 4000)

Wright Estate
Notice to Debtors
and Creditors
All creditors of the estate of Marion Wright, deceased, late
of Banks County, Georgia, are hereby notified to render in their
demands to the undersigned according to law, and all persons
indebted to said estate are required to make immediate payment
to us.
This 29th day of May, 2001.
Larry Grizzle, Executor/Administrator
P.O. Box 533
Commerce, GA 30529
(JU13,20,27,JY4P4)

Bonds Estate
Notice to Debtors
and Creditors
State of Georgia
County of Habersham
All creditors of the Estate of Roy Bonds, deceased, are hereby
notified to render their demands to the undersigned according
to law, and all persons indebted to said estate are required
to make immediate payment.
This 12th day of June, 2001.
William R. Oliver, Georgia State Bar No. 552725 on behalf of
Clifton Bonds
P.O. Box 1226
Cornelia, GA 30531
(706) 778-2411
(JU20,27,JY4,11P4)

Notice
In the Superior Court
of Banks County
State of Georgia
Peggy Cothran, as Executor of Estate of Henry Doyle Williams,
Plaintiff vs. Peggy Cothran, as Personal Representative of the
Estate of Louise Hart, and All The World, Defendant
Re: All that tract or parcel of land lying and being in the 1580th
G.M.D., and in Land Lot 185 of the 10th Land District, City of
Baldwin, Banks County, Georgia, and being more particularly described
as follows: Beginning at an iron pin found located South 25 degrees
39 minutes 35 seconds East 258.24 feet from an iron pin found
located on the east right-of-way of Park Avenue in the City of
Baldwin (which pin ties to and is located South 01 degrees 23
minutes East 153.8 feet from the intersection of the centerlines
of Park Avenue and Gainesville Highway) and running thence North
62 degrees 08 minutes 25 seconds East 50.00 feet to an iron pin
set; running thence South 50 degrees 02 minutes 55 seconds East
98.00 feet to an iron pin set; running thence South 49 degrees
22 minutes 15 seconds West 10.00 feet to an 18" hickory
tree; running thence South 49 degrees 22 minutes 15 seconds West
80.00 feet to an iron pin found; running thence North 27 degrees
27 minutes 50 seconds West 110.64 feet to the point of beginning;
and consisting of 0.16 acre more or less; and being more particularly
described in a plat of survey by Max Lewallen for the Doyle Williams
Estate, which plat and its metes and bounds are incorporated
herein as if set fully forth herein.
This is to give notice that the above-referenced lawsuit was
filed on October 3, 2000, with reference to the described real
estate. Such lawsuit seeks to establish the Plaintiff's complete
title and ownership of the property pursuant to Title 23, Chapter
3, Article 3 of the Official Code of Georgia Annotated. Any person
having an interest in such property shall file a response to
this action within 60 days of the date of order for service by
publication which was June 8th, 2001.
This 11th day of June, 2001.
Sean A. Black
(JU20,27,JU411P4)

Public Hearing
Notice of Public Hearing
Please take notice that the following proposed resolution has
been received by the Banks County Planning Office:
The above resolution is on file in the office of the Banks County
Planning Commission and is available for public review.
An Ordinance to provide for the posting of a Bond by any individual
or entity engaged in pulpwood, logging, or timber operations
in Banks County, Georgia; to provide for the repair of roadways,
ditches, and bridges damaged by pulpwood, logging, or timber
operations; to provide for the forfeiture of Bonds for failure
to repair roadways, ditches, and bridges damaged by pulpwood,
logging, or timber operations; to provide for an Administrative
Fee; to provide that tracts of land of two acres or less are
exempt from the requirements of a Bond; to provide that Cash
Bonds are non-transferable; to provide that each pulpwood, logging,
or timber operation must have a separate Cash Bond; to provide
penalties for violations; to provide for an effective date; to
repeal conflicting ordinances and resolutions and for other purposes.
The Banks County Planning Commission will hold a public hearing
on this matter on Monday, July 9, 2001, at 7 p.m. in the courtroom
located at the Banks County Courthouse in Homer, Georgia.
The Banks County Commissioners will hold a public hearing on
the matter on Tuesday, July 10, 2001, at 7 p.m. in the courtroom
at the Banks County Courthouse in Homer, Georgia.
Interested persons are invited to appear and comment.
This 20th day of June, 2001.
(JU20B/069 3000)