SBI Home Loan Customer Care

Directly speak to SBI Home Loan Customer Care executives and enquire about the range of home loan products offered by State Bank of India. You can also get to know about eligibility required, applying process by interacting with customer care team via SBI Home Loan Toll Free Number 24X7.

For any kind of queries concerning loan products and status, you can call on SBI Home Loan Helpline Number – 1800 425 3800 or you can visit the nearby SBI Home Loan Branch to seek help and support.

Ans: Interest Rates offered on Home Loans will vary with the respect to the subscribing customer being a woman or otherwise. However, the rate stands at 9.35% p.a. while other customers are charged an interest rate of 9.40% p.a.

Ques 2: What is the processing fee charged for Home Loans?

Ans: The processing fee charged for Home Loans is upto 0.35% of the loan amount.

Ques 3: Can I pay off my SBI home loan earlier than the Initial Tenure?

Ans: Yes, customers can pay off their SBI home loan earlier too, without a pre-payment penalty fee.

Ques 4: Is There Any Security Required For The SBI Home Loan?

Ans: The property that is purchased with the help of taken loan is seen as a security. However, in some case bank authorities will ask for insurance policies, fixed deposits as additional securities.

Ques 5: Is A Guarantor Required To Sign My Loan Application?

Ans:Yes, aguarantor is required to sign the loan application.

Ques 6:What kind of job makes me eligible for Home Loan?

Ans: You can either be a salaried employee or self-employed for obtaining this loan. However, the only condition is that you should be earning a regular income and should be able to furnish proofs of the same.

Ques 7: Can Joint-Applications Be Made For Home Loans?

Ans:Yes, joint applicants are welcome at SBI.

Ques 8: Are There Any Tax Benefits Associated With SBI Home Loan?

Ans:Yes, tax rebate under section 80C of the Income Tax Act is applicable.

Ques 9: Are Long-Term Home Loans Beneficial Or Short-Term Loans?

Ans:Long-term loans are beneficial in giving you the option and comfort of lower EMIs, however, short-term loans mean higher EMIs but lesser interest. A borrower can choose the option depending upon his financial status.

Ques 10: How long does it take for my loan to get sanctioned?

Ans:If all the required documents are in place then your SBI home loan can be sanctioned in a few days.

Ques 11: Where can I apply for Home Loan?

Ans:Customers can apply for home loan by visiting the nearest SBI home loan branch. There are about 17000 branches set up in India.

By contacting above given helpline numbers, you can easily speak to SBI Home Loan Customer Care 24×7 and convey your doubts and concerns. However, if you want to know more about home loan products you can visit the Official Website.

Apart from visiting the official website of SBI, you can also get complete details concerning State Bank of India home loan products by downloading SBI Home Loan Mobile App from Google Play Store.