Embrace Disruptive InnovationTraditional business is constantly being impacted by overwhelming and sudden shifts in the marketplace. This new normal is "disruptive innovation". Read this white paper to learn what disruptive innovation is and how your company can use cloud ERP to stay in the game. Download the white paper >

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Industry Update

Health care law will mean higher taxes for the wealthyClients with high net worth will pay more under the health care law. Effective Jan. 1, people who earn more than $200,000 a year or couples whose earnings exceed $250,000 annually will pay a 3.8% tax on investment income to help pay for the law. Advisers can help clients by deferring investment income and suggesting a switch from traditional individual retirement accounts to Roth IRAs, experts said. InvestmentNews (free registration)
(6/28)

Supreme Court ruling catches investors flat-footedInvestors were caught off guard by the Supreme Court's health care ruling, rushing to buy stocks in health care providers and abandon major insurers amid a chaotic day's trading that saw the Dow Jones industrial average slide sharply before rallying. As Republicans pledge to repeal the law, and Democrats equally commit to defend it, the issue will likely remain on investors' radar through the November election. Los Angeles Times (tiered subscription model)
(6/29), National Journal/Influence Alley blog
(6/28)

Why men are more optimistic about retirementMen do more planning for retirement, which could explain why male baby boomers were more optimistic about retirement in an Ameriprise Financial survey, says Suzanna de Baca, the company's vice president of wealth strategies. Another factor could be that men are less likely to have gaps in work to care for children and family members, so they have more opportunities to save money. Fox Business
(6/28)

Get with the flow. How payment processing affects cash flow.Cash flow is the lubricant of business. Without a healthy cash flow, business dries up. It stops. It can't function. Which is why it is vital to keep the revenues coming in as the expenses go out. But there's one aspect of cash flow that many of us are not aware of. It is how managing credit cards and other such non-cash payments affect cash flow. Turns out it has a huge affect. Download the free guide today.

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Financial Literacy

Top myths about creditNot all three credit bureaus have the same information, and checking your own credit report doesn't hurt your score -- but experts say many Americans think the opposite is true. Other credit myths include thinking that a credit report includes your credit score and that debit cards can help your credit, Martha White writes. Time.com/Moneyland blog
(6/27)