SIP investments, except tax saving SIPs, can be increased by step up percentage every year. Stepping up helps to achieve targets faster . It should, generally, be equal to the average annual pay hike. 10% is suggested.

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Portfolio returns and allocation between equity and debt are estimated based on a number of factors including the user's risk profile, goal horizon and disclosed financial position. Performance of any investment portfolio can neither be predicted nor guaranteed.