About Us

SBI welcomes you to explore the world of premier banking in India. Our commitment to nation-building is complete & comprehensive. SBI Home Loans come to you on the solid foundation of trust and transparency built in the tradition of SBI.

Approved Project

Calculators

Home Loan Calculators Help You In Decision Making By Calculating Monthly Interest, Emis For Various Scenarios And Showcasing Special Benefits Of Home Loan Variants Viz. Benefit Of Switching Over Your Existing Home Loan From Other Banks To Sbi, Benefits Of Availing Home Loan As An Overdraft, Etc.

FAQs

SBI Frequently asked questions (FAQ) , has listed questions and answers, all supposed to be commonly asked in context of Home Loans. Please get answers to your common queries regarding the home loan, security, EMIs, etc.

Contact Us

We have a network that is unmatched in terms of reach. We have a network of 25000 + branches, sales teams and processing centers across the country to cater to the housing loan requirements of individual customers. Please locate us and contact us for your home loan requirements.

Apply Now

Being a Banker to digital India, we are delighted to accept your home loan application from anywhere, anytime. Please click here to know your eligibility and get an instant approval in principle letter. For expeditious processing, please also upload your KYC/Property documents.

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Disclaimer

By clicking "Proceed" button, you will be redirected to the resources located on servers maintained and operated by third parties. SBI doesn’t take any responsibility for the images, pictures, plan, layout, size, cost, materials shown in the site. Please take decision judiciously at your own risk and responsibility and SBI will not be responsible for any loss, damage, costs & charges, direct or indirect incurred by you, arising out of or in connection with your decision for purchasing a property from the list of approved projects.

Home Loan EMI Calculator

Home Loan EMI calculator is a basic calculator that helps you to calculate the EMI, monthly interest and monthly reducing balance on the basis of principal amount, loan tenure and interest rate

Home Loan Amount

₹

Loan Tenure

Yr

Interest Rate

%

*Please provide realistic inputs in all fields to get correct result

Detailed Calculations

EMI

Total interest payable over the loan term

Total payments made over the loan term

Balance Transfer of Home Loan Calculator

Home Loan Balance Transfer calculator allows you to calculate benefit of transferring your home loan from any bank to SBI. Using this calculator, you can calculate your EMIs after switching the bank, amount that you save after switching the home loan to SBI and the amount you get after investing in recurring deposit after the balance transfer.

Current Outstanding Balance

₹

Rate of Interest (charged by lender)

%

Rate of Interest (charged by SBI)

%

Remaining repayment term

Yr

Current EMI

₹

Switchover costs (ex PF)

₹

Rate Of Recurring Deposit(p.a.)

%

*Please provide realistic inputs in all fields to get correct result

Detailed Calculations

Total payment over the loan term if customer continues with the existing lender

Total payment over the loan term if customer switches to SBI

(Gross Savings)

Total returns from switching over to SBI if savings are invested in an RD

Flexipay Home Loan Calculator

SBI Flexipay Home loan provides an eligibility for a greater loan. It offers customer the flexibility to pay only interest during initial 3-5 years and thereafter in flexible EMIs. This variant of SBI home loan is very useful for young salaried between 21-45 years. The Flexipay calculator allows you to calculate the EMI division that you pay during the home loan tenure.

Home Loan Amount

₹

Loan Tenure

Yr

Moratorium

Months

Interest Rate

%

*Please provide realistic inputs in all fields to get correct result

Detailed Calculations

Duration

EMI

MaxGain Home Loan Calculator

Maxgain Home Loan is an innovative and customer-friendly product enabling the customers to earn optimal yield on their savings by reducing interest burden on Home Loans, with no extra cost. The maxgain calculator allows you to calculate the savings in comparison to regular home loan.

Principal

₹

Tenure

Yr

Interest Rate

%

EMI

₹

Take home monthly income(*Include Take home monthly income and Income from other sources)

₹

How do you utilize your Monthly Income?

Expenses incurred during 1st week:

Expenses incurred during 2nd week:

Expenses incurred during 3rd week:

Expenses incurred during 4th week:

Expenses incurred during 5th week:

Total monthly expenses (at month end)

%

*Please provide realistic inputs in all fields to get correct result

Detailed Calculations

Total Interest Savings

EMI CHART

Privilege / Shaurya Home Loan Calculator

Privilege Home Loans is an exclusive home loan product for government employees whereas Shaurya Home Loan is for Defense Personals. By entering your basic information like monthly income, desired tenure, current age, moratorium period and rate of interest you will be able to calculate your loan eligibility, monthly EMIs, monthly interest and outstanding balance.