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2 Answers
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Yes. Miracle triggers upon revealing the card when you draw it. You cannot cast the card until the triggered ability resolves and you pay the cost. Until that time, the card is in your hand and subject to the effects of discard.

702.93. Miracle

702.93a Miracle is a static ability linked to a triggered ability (see rule 603.10). "Miracle [cost]" means "You may reveal this card from your hand as you draw it if it's the first card you've drawn this turn. When you reveal this card this way, you may cast it by paying [cost] rather than its mana cost."

702.93b If a player chooses to reveal a card using its miracle ability, he or she plays with that card revealed until that card leaves his or her hand, that ability resolves, or that ability otherwise leaves the stack.

Indeed, I was wondering about paying the Miracle Cost. I have clarified the question to reflect that.
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user1873Jun 29 '12 at 15:48

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If you are casting it as a Miracle the Avacyn restored FAQ says specifically that you ignore timing restrictions. I am not sure the Sorcery vs Instant applies to this question. Restored FAQ
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AkedrenJun 30 '12 at 18:46

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@Akedren We already established that the Charm is faster than the Miracle alternative cost. The original question asked whether the card can be played at all, and if the Miracle card is an Instant, it can be played for its regular cost rather than its Miracle cost, in response to the Charm. You can choose between Miracle and regular cost, you are not forced to play it for its Miracle cost if you reveal the card.
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HackworthJun 30 '12 at 19:42