Benefits

SUMMARY OF EMPLOYEE BENEFITS
This summary of benefits is provided for information only. Increase of any inconsistency between this summary and the formal benefit plan, the formal benefit plan will apply

GROUP MEDICAL, PRESCRIPTION, DENTAL, AND VISION PLANS

MEDICAL/PRESCRIPTION
In- Network coverage
For 2016 we offering two Preferred Provider Organization Plans (PPO) through BlueCross BlueShield of Texas. TSL is proud to offer a company paid medical plan (PPO Base Plan). PPO Base plan has a deductible of $2,500 for individuals and $5,000 for families. After the deductible is meet the plan converts into a 70%/30% coverage plan.
PPO (Buy-Up) plan has a deductible of $3,000 for individuals and $6,000 for families. After the deductible is meet the plan converts into a 100% covered plan. Preventive Care is covered at 100%.

DENTAL
In-Network Coverage
For 2016 we are offering three dental plans. All three plans are though Guardian. DHMO has a zero deductible, you pay a fixed dollar amount for treatments (a copayment will apply) **See Copay Schedule**. Plan 2 PPO Value Plan has a deductible of $50 for individuals and $150 for families. Plan 2 requires that you use a pre-screened, in-network dentists. Plan 3 PPO Network Access Plan (NAP) Plan has a deductible of $50 for individuals and $150 families. With Plan 3 you may see any dentist of your choice. Preventative Care is covered at 100%.

VISON
In-Network Coverage
Vision coverage is provided though Guardian. This is a generous co-pay plan covering frames, lenses and contacts.

VOLUNTARY SHORT TERM DISABILITY Employees may purchase Short Term Disability Insurance for a nominal premium. Short Term Disability replaces 60% of the employee’s salary to a maximum of $1,500 per week. Benefits are paid up to 13 weeks.

VOLUNTARY LONG TERM DISABILTY
Employees may purchase Long Term Disability Insurance for…...

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American Military University
Professor Jennifer Halsey
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Body
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