I will never be able to escape my student loan with Navient. It will still be around long after I depart this mortal coil. The are scum and unwilling to bend for a deferment or forbearance. Two private and one Fed loan. I’m screwed.

Nope. I bought a 2013 Kia Rio and it had no spare, no run flat and no fix a flat. Dealer was going to charge me $150.00 for a donut. Yeeeeeahh! Mine also came with a jack, but a lot of good that does me with no spare.