I'm an engineer who retired back in 1994 at age 38. I'm living comfortably today just on the fees I'm not paying to a financial advisor and mutual fund manager. You may not even have to dip into capital if you cut those other peckerwoods out of the picture.

With the above EXCELLENT portfolio recommended by intercst, one pays 12.25% of annual income in fees and taxes.

This means someone using this portfolio will pay a TOTAL expense ratio of 0.49% of assets invested per year.

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!

When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.

Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.