During 9M 2015 total capital increased by 21.8% and amounted to RUB 71.1 bn.

Bank Saint Petersburg is ranked 18th in terms of assets and 18th in terms of retail deposits among the Russian banks (Interfax ranking). Today the Bank provides services to 1 600 000 individuals and over 56 000 corporates. As at October 1, 2015, the number of cards issued by the Bank is 1 000 000; the Bank’s card network comprised of 700 ATMs. At present Internet-Bank is actively used by 529 000 clients.

In September 2015, the Bank received Federal Loan Bonds (OFZs) for RUB 14.6 bn from the Deposit Insurance Agency (DIA) under the State Capitalization Support Program.

As at October 1, 2015, the Bank’s total capital calculated under the CBR regulations (Basel III) amounted to RUB 71.1 bn. As a result, the Tier 1 capital adequacy ratio (N1.2) as at October 1, 2015 amounted to 8.4% (required regulatory minimum is 6.0%) and the total capital adequacy ratio (N1.0) as at October 1, 2015 amounted to 14.8% (required regulatory minimum is 10%).

As at October 1, 2015, provisions amounted to RUB 25.6 bn. Provisions-to-loans ratio amounted to 8.1%. As at October 1, 2015, the share of the overdue loans amounted to 3.1%; the level of coverage of the overdue loans by provisions amounted to 265%.