Concierge Service

You dream it, Platinum Concierge can bring it to life. From restaurant suggestions, inventive ideas for memorable nights out to amazing places to visit while travelling, Platinum Concierge is at your service.

Emergency Medical Insurance

Provides coverage for eligible emergency medical expenses incurred while travelling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip for all insured persons under the age of 65.

Trip Interruption Insurance

Provides coverage for the non-refundable unused portion of your prepaid travel arrangements, as well as transportation up to $1,500 per trip per insured person up to a maximum of $6,000 for all insured persons combined should your trip be interrupted or delayed for a covered reason.

Car Rental Theft and Damage Insurance

Lost or Stolen Baggage Insurance

When you fully charge your airline tickets to your American Express Gold Rewards Card, you are covered for loss or damage to your checked-in or carry on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.

Other complimentary travel insurance
benefits

Flight Delay Insurance8†
Charge your airline ticket to your American Express Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.

Hotel/Motel Burglary Insurance10†
Automatic coverage of up to $500 against the loss of most personal items if your hotel/motel is burglarized.

$500,000 Travel Accident Insurance11†
Up to $500,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your American Express Gold Rewards Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.

Travel Network Coverage
American Express has over 2,200 Travel Service locations around the world to offer assistance while you're travelling.

Front Of The Line®

Cardmembers can purchase tickets to many sought-after events before they go on sale to the general public. During the specified sale period, tickets are available exclusively to American Express® Cardmembers.12

Reserved Seating

During the public on-sale period for many major events including but not limited to: music, theatre, culinary and comedy, Cardmembers can purchase tickets from a block of great seats reserved for American Express. Reserve ticket access is available to American Express® Cardmembers12.

No Pre-Set Spending Limit

Enjoy financial flexibility and the opportunity to maximize your points. Because the American Express Gold Rewards Card has no pre-set spending limit, it allows you flexibility when spending. Using a Charge Card is a great way to manage your finances as the balance must be paid in full each month.

24/7 Customer Service

Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need big or small. Wherever you are in the world.

Manage your account online

To save time, make sure you can say YES to the following before applying for the American Express Gold Rewards Card.

You are a Canadian resident and have a Canadian credit file.

You are of the age of majority in the province or territory where you live.

You have an annual personal income or a combined spousal/partner income of $20,000 or more.

In the past 7 years, you have not filed for bankruptcy.

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

Offer subject to change at any time. To qualify for the Welcome Bonus you must have at least $500 in net purchases posted to your account in your first 3 months of Card Membership. Account must be in good standing. Offer not available to existing American Express Gold Rewards Cardmembers. Please allow up to eight weeks for the Welcome Bonus to be awarded. 25,000 Membership Rewards Points = 25,000 Aeroplan Miles. As per Aeroplan's current reward chart, 25,000 Aeroplan Miles are currently enough for a round-trip long-haul flight reward in economy class within Canada or to the Continental US with Aeroplan ClassicFlight Rewards (applicable fees and taxes are additional). Reward seat availability is capacity controlled and is subject to seasonality of demand. Please visit aeroplan.com for details.

You can earn 2 Membership Rewards points (“points”) for every $1 in eligible consumer purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, (ii) at stand-alone drugstores in Canada, (iii) at stand-alone grocery stores in Canada, and (iv) for travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales but not including local and commuter transportation. Purchases at merchants where gas, grocery, pharmacy and travel sales are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for the earn rate in this category. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies if the merchant code is not in an eligible category, the purchase is made using an electronic wallet or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest, fees, and charges for travellers cheques and foreign currencies are not purchases and do not earn points.

Points transfer ratios vary by participant and transfers can take up to 5 days. Other terms apply. Visit membershiprewards.ca for details.

Membership Rewards points transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan Miles. Other terms and conditions, and restrictions apply. Visit membershiprewards.ca for full Membership Rewards Terms and Conditions.

Membership Rewards points can only be redeemed for a statement credit towards a qualified travel purchase charged to your Card. There is a minimum redemption requirement of 1,000 points for a $10 credit and redemptions must be made within 12 months after the travel purchase is posted to your account. Other terms, conditions and restrictions apply. Visit membershiprewards.ca for details.

All references to you means the Basic Cardmember.

Your account must be in good standing. You agree to only make recommendations to known friends or family members with whom you have a relationship and who have confirmed to you that they want to receive this communication. You must not send recommendations to people you do not know. The referral bonus will be awarded to you based on each eligible referral for which American Express receives an application that is subsequently approved, subject to all applicable terms and conditions. Due to the confidential nature of the approval process, you will not be notified when applications are approved or declined and any individual you have referred must agree to allow your account to be bonused upon approval or you will not receive the referral bonus. If our records indicate that any person you have referred has opted not to receive e-mails from us, your referral will not be sent and you will not receive the referral bonus offered as part of this program. Referral program varies by product and may be modified, suspended, cancelled or otherwise terminated without notice. Cannot be combined with any other offer. If the people that you refer have already applied for the product that you are referring without participating in this program, neither you nor they will be eligible for referral bonus offered as part of this program. Likewise, if the people you refer decide to apply for a Card through this referral program other than the one you have specifically recommended, the referral bonus for which you and they may be eligible will vary. Referral program participants should allow 8 to 10 weeks for the award of the referral bonus once program criteria have been met and must be enrolled in the corresponding loyalty program when the referral bonus is awarded. All products and services are subject to applicable terms and conditions.

Underwritten by RBC Insurance Company of Canada.

Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your American Express Gold Rewards Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length and the type of vehicle covered.

Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages are underwritten by RBC General Insurance Company.

Travel Accident Insurance is Underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

Must be charged in full to an American Express® Card issued by Amex Bank of Canada. Subject to availability and to event and ticketing agent terms, conditions and fees. Not all seats are available. All sales are final. No refunds. No exchanges.

No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.

Underwritten by Royal & Sun Alliance Insurance Company of Canada.

Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.

Membership Rewards point transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Avios. Avios are subject to British Airways Executive Club terms and conditions. For more information please visit ba.com.

Maximum of 9 Supplementary Cards per account. There is no annual fee for one Supplementary Gold Reward Card. Additional Supplementary Cards have an annual fee of $50 each, which is waived for the first year.

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