Tell us your story. How have you been affected by the unhinged housing market?

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Allegations of possible mortgage fraud against major financial institutions. A possible freeze on foreclosures. A scandal that threatens to cause more instability in the housing market.

After allegations that many foreclosures have been accompanied by forged documents, phantom titles, disappearing paper trails and faked Social Security numbers, we want to hear your story.

How have you been affected by the unstable housing market? What would help stabilize the market and improve your situation? Is it a simple paperwork problem or are there larger issues with the foreclosure process?