As most of us buck up for the miles game this year (remember you can easily earn more miles this year by just making slight changes to your spending habits), I wanted to summarise some credit card offers that give you bonus miles when you sign up and hit a minimum spend. If you do not already have one of these cards, perhaps it is a good time to check these out! If I have missed something out, please feel free to leave a comment below (or drop me an email privately) and I will be sure to update this list. Remember to check this page for more ways to game the credit card system in Singapore!

If you are not an American Express customer yet, you are in luck! If you have plans to make a major purchase (e.g. car down payment or some wedding expenditure), check out The American Express® Singapore Airlines KrisFlyer Ascend Credit Card! If you do pay the annual fee, spending S$10,000 will give you 35,000 bonus KrisFlyer miles (which will be directly deposited into your KrisFlyer Account) and you will also get 5,000 bonus KrisFlyer miles as a welcome bonus. On top of the generous bonuses, you will also earn 1 KrisFlyer mile for every S$1.20 spent on this card. Spend a minimum of S$1,000 in a calendar month, and receive a bonus of 300 KrisFlyer miles* for every additional S$500 you spend in the same month, with no cap to what you can earn!

8,000 Bonus Miles

DBS Altitude Visa Signature CardEDIT (01 February 2016): Apply Online and Spend S$1,000 a Month for first Two Months

The DBS Altitude Visa Signature Card remains to be one of the best cards in the market if you are obsessed about hotels and travel (like me). In fact, it's great when you wish to keep your loyalty statuses as this card will give you 3 miles per S$1 when you spend on hotel and travel related websites (up to S$10,000 spend per month). Between now until 31 March 2016, apply for the DBS Altitude Card online and get 8,000 bonus miles when you spend at least S$500 consecutively for 2 months. Spending S$1,000 for 8,000 bonus miles isn't a bad deal after all! Make sure you try to spend this S$1,000 on hotel and travel related expenses online in order to max out this bonus.

13,333 Bonus Miles

The American Express® Rewards Card do not get enough attention. Spending S$1,500 in 3 months from the date of approval and then getting 24,000 Membership Rewards points is an amazing deal. You may choose to redeem your 24,000 Membership Rewards points on miles which will give you approximately 13,333 miles or if you like, you may also choose to redeem it for 30,000 Hilton HHonors Points instead (sufficient forthree nights at the DoubleTree by Hilton Hotel Johor Bahru). It may be a good idea to ditch the card after you have milked the sign-up bonus though - the on-going spend accrual is pretty lackluster.

Eligible Standard Chartered cardholders used to be able to enjoy 20% cashback on Grab rides previously but that promotion has expired on 31 July 2018. From now until 31 December 2018, you will be able to enjoy up to 15% cashback on Grab rides in Singapore (and overseas!) when you charge at least S$900 of eligible retail spend each month to your Standard Chartered Credit Card - the cashback is capped at S$30 per month per cardholder.

The Citi Rewards Card is one of my recommended credit cards to hold in Singapore - up until last month, this credit card was offering a massive 8 miles per dollar on all Apple Pay transactions! Now that the promotion has ended, cardholders are still able to earn up to 10X Rewards (4 miles per dollar) when shopping for clothes, bags or shoes or at department stores or online shopping websites at eligible merchants. As you already know, the 10X Rewards is capped at maximum of 120,000 Rewards points per card anniversary year - this is about to change on 04 October 2018.

The American Express Platinum Card has long been synonymous with superior social standing and status. Today, American Express has introduced a new suite of benefits for Platinum Card Members at no additional cost - these benefits range from elite status in loyalty programs, travel credits, exclusive access to private membership clubs and spaces as well as enhanced travel benefits just to name a few.

Anyone who has read The Straits Times today must have seen Bank of China's full-page ad for the brand new BOC Elite Miles World Mastercard that offers up to 5 miles and 2 miles per dollar for foreign and local currency transactions respectively. Now before you get exceedingly excited, do note that these earn rates are promotional and they will only last until 31 December 2018 (your card must also be approved by 15 December 2018). Following the promotional period, the regular earn rates for this card revert to 3 miles and 1.5 miles per dollar for eligible foreign and local currency transactions respectively.

Now that Citibank's 8 miles per dollar promotion is coming to an end, it may be a good time to consider another bank's promotion. Standard Chartered is giving all eligible cardholders the opportunity to earn up to S$30 cashback between 16 July 2018 and 15 October 2018 when they use their credit cards via a contactless transaction (Apple Pay rewards you the quickest!) - registration is required and this is only limited to the first 25,000 cardholders during the promotion period.

Following the premature ending of 10X OCBC$ for mobile payments made using the OCBC Titanium Rewards card, OCBC has just announced that they will be removing the option for OCBC VOYAGE Cardholders to purchase 500,000 VOYAGE miles for S$10,000. The last day to take advantage of this offer is 31 August 2018 and following that, OCBC VOYAGE Cardholders will only be able to renew their VOYAGE Card by paying either S$488 or S$3,210 for 15,000 and 150,000 VOYAGE Miles respectively.

It goes without saying that the OCBC Titanium Rewards Card is one of my favourite credit cards in Singapore and it has earned its rightful place in my (digital) wallet since last year. While the card is supposed to offer 10X OCBC$ (which translates into 4 miles per dollar) on all mobile payments (e.g. Apple Pay) until the end of the year, I noticed yesterday that the benefit has been amended to end on 04 August 2018 instead.

It is no secret that Citibank is currently offering 8 miles (20X Rewards) per dollar on all eligible transactions made on Apple Pay - this promotion is valid until 31 July 2018. For now until 08 July 2018, enjoy 20X Rewards (which is equivalent to 8 miles per dollar) when you shop on Lazada.

The American Express and Singapore Airlines KrisFlyer suite of co-branded credit cards launched back in 2016 but it was fairly unimpressive to earn its spot in my wallet (click HERE to check out which credit cards I physically hold in my wallet). While I was booking a flight this morning, I realised that there is currently a tender exercise for Singapore Airlines KrisFlyer Co-brand & Corporate Co-brand Credit Cards. The closing date for this tender is 22 June 2018 and according to the request for proposal, 'the targeted launch date of the new products is in early 2019'.

Standard Chartered is once again offering you the chance to win up to S$100 cashback when you pay Spin The Wheel Game between 16 May 2018 and 15 July 2018. There is also the opportunity to win S$3,000 cashback in a monthly lucky draw (total of 50 winners!). Strangely enough, the bank is also offering a S$5 cashback towards coffee purchase when you spend any eligible Standard Chartered Credit Cards overseas in foreign currency.