Archive for month: August, 2016

China is the world’s most populous state, with over 22 provinces, two self-governing special administrative regions (Hong Kong and Macau), four direct-controlled municipalities Beijing, Tianjin, Shanghai, and Chongqing). China has a deep long history and traditional culture. It owns many philosophy morals such as Confucianism, as well as art, literature, Peking opera, other kinds of operas. During the past twenty years, China has become one of the world’s hottest tourist destinations. According to the WTO, China will continue to be the largest tourist country and among the largest for overseas travel in 2020. In this article, we will discuss China travel medical insurance planning for visitors.

Medical System in China

Generally speaking, the standard of medical care varies between cities. Hospitals in Beijing, Guangzhou, and Shanghai are able to provide comprehensive health services. However, healthcare systems in rural areas only have very basic equipment and medical coverage. Both public and private medical facilities are available in China. Public hospitals are usually crowded, with slow service. Most travelers would want to use private medical clinics. They usually have the standard with western style, English speaking medical staff, better and faster medical services. Medical treatment in these private medical clinics can be very expensive. Therefore, it is strongly recommended to obtain travel medical insurance for visitors if planning to go to China.

Medical Costs Are Increasing In China

It has been reported that health-related costs for foreigners have increased rapidly in China. Especially within private medical hospitals and clinics. In the event of emergency medical treatment, the costs of medication and hospitalization can be very expensive in most of the private medical facilities.

Travel Medical Insurance V.S International Health Insurance in China

With a comprehensive international health insurance plan, you are covered for medical expenses, hospitalization and treatments, medicines and emergency evacuations, which are all you need to stay in China. If you are going for a short travel period to China, then most people will purchase travel medical insurance for up to one year. Some Chinese embassies require proof of health insurance before issuing visas especially if you are a foreign student. If you are planning to reside in China, it is critical that you purchase an international health insurance plan that will not only cover you in China, but globally as well.

Note: Some of the products and services described or advertised on this site may not be available to residents of certain jurisdictions, depending on regulatory constraints, including Canada and the U.S. Please contact TFG Global Insurance Solutions Ltd. for more information about your specific jurisdiction. If you or your company requires a policy that is billed to the USA, please contact us and we will refer you to a broker located in the USA. The policies we offer via TFG Global Insurance Solutions Ltd. or its related web sites are not available to citizens currently residing in the USA when taking out the policy.