I don't get that at all...my CK insurance score has dropped over 120 points simce July. I have had a perfect driving record for 20+ years, and pay next to nothing for car insurance. CK is the antithesis of every other CRA out there. I am always glad when my score drops, because I know it went up everywhere else.

Re: LOL Credit Karma Vantage score VS Transrisk.

I wonder how much the Auto Insurance Score at CK has to do with credit. Mine is an absolutely flat line at 928. No change at all, ever. My CK Transrisk during the same period has varied by 60 points and my Vantage by 59. Of course, the Transrisk and Vantage have frequently moved in different directions for the same report change.

Re: LOL Credit Karma Vantage score VS Transrisk.

It's unsurprising that two different scoring systems would move in opposite directions? For example, there can be honest disagreement on whether someone with zero utilization or 5% utilization presents a greater risk of default.

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