Privacy Policy

The information you submit on this website may be used by Cardealexpert.com for any lawful purpose. Cardealexpert.com collects the information you submit on this site and matches you with various lenders; however Cardealexpert.com makes no representations about the privacy practices of third-party lenders and is not responsible for such practices.

Information collected on this site:

Cardealexpert.com collects all the information you provide on this website, including, but not limited to, your name, date of birth, telephone numbers, home address, email address, Social Security number, employment information, income information, bank account information, and personal references. Cardealexpert.com also collects information concerning IP addresses, web browsers, operating systems, and computers, as well as web-page http headers and other information relating to the pages you access on this site.

The information you submit on this site is required in order for your loan application to be considered by third-party lenders. However, even if you do not qualify for a loan or complete the application process, any personally identifiable information you submit on this site may be collected for use by Cardealexpert.com.

Use of collected information:

Cardealexpert.com uses the information it collects to help determine which third-party loan products may be of interest to you. Your personal, demographic, and profile information also may be used to help improve this website for marketing, editorial, promotional, statistical analysis, and feedback purposes. Any information collected may be added to databases for purposes of direct mailings, emails, SMS text-messaging, telemarketing new product information, new service information, site updates, and status reports for online orders.

By using this website, you agree that even if your telephone number is contained on a federal or state do-not-call registry or any similar registry, you may be contacted in any manner described in or contemplated by this Privacy Policy. Cardealexpert.com reserves the right to share, sell, or otherwise disclose your information to third parties.

By using this website, you agree that your personal information may be used for the following purposes: to obtain other information about you from third parties when the information was improperly or incompletely filled out on the Cardealexpert.com website ; to share your information with trusted third parties such as credit bureaus, lenders or other financial service providers in accordance with applicable law; to consider you for a website account; and to offer other marketing products and services that Cardealexpert.com determines you might find of interest.

Cardealexpert.com may employ other companies and individuals to perform certain functions on its behalf. These companies and individuals may have access to your personal information in order to perform their duties for Cardealexpert.com, but they are not permitted to use your personal information for other purposes. The uses other companies or individuals may make of your personal information include sending direct mail and email, SMS text-messaging, telemarketing, analyzing data, removing duplicate information from customer lists, and providing marketing analysis.

Any and all sensitive information that we collect from you and from third parties as part of your loan application will be used to determine your eligibility for a loan. If you provide personally identifying information, such as your Social Security number, that information may be used to determine your financial status. Upon qualifying for a loan, loan-specific financial information will be stored and utilized in accordance with the privacy policy of your lender.

Cardealexpert.com reserves the right to release current or past user information under the following circumstances: 1) if Cardealexpert.com believes that its service or this website is being or has been used in violation of the Terms of Use or to commit unlawful acts; 2) if the information is subpoenaed; 3) if Cardealexpert.com is sold or acquired; or 4) when Cardealexpert.com considers it necessary or appropriate to do so. By using this site, you agree to this and all other conditions set forth in the Terms of Use and this Privacy Policy and you hereby consent to disclosure of any record or communication to any third party when Cardealexpert.com, in its sole discretion, determines the disclosure to be appropriate. This includes, without limitation, sharing your email address with third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time, and Federal Trade Commission enabling regulations.

Submission of information through your use of this website means that you agree to receive mobile marketing, including, but not limited to, text-message-based marketing, from us and from our third-party advertisers and marketers. Even though your mobile telephone number may be listed on state or federal do-not-call registries, Cardealexpert.com retains the right and you consent to allow us to contact you via text-message-based marketing and in accordance with applicable state and federal laws.

Additionally, you hereby acknowledge that your registration on or use of this website constitutes an inquiry or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “TSR”). If your telephone number is listed on the Federal Trade Commission’s Do-Not-Call List, Cardealexpert.com retains the right and you consent to allow us to contact you via telemarketing, in accordance with the TSR.

Safeguards for collected information:

Although no data transmission over the internet can be guaranteed to be secure, Cardealexpert.com stores all information collected in a technically and physically secure environment. While Cardealexpert.com strives to protect your personal information, you transmit any information through this site at your own risk. Cardealexpert.com cannot warrant or ensure the security of any information you transmit; however, we make reasonable efforts to ensure its security on our systems. Cardealexpert.com strictly limits access to this personal information to employees who need the information to perform a specific job. Your information is not accessible to the public. In compliance with applicable state and federal laws, if Cardealexpert.com learns of a breach of security concerning your personal information, Cardealexpert.com will notify you and any applicable regulatory agencies by email. However, notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and undertake remedial measures.

Information forwarded to lenders:

After completing the application page you will automatically be redirected to the website of an applicable third-party lender or seller. In order to complete your application, we will collect and send your personal information to the respective third-party lender or seller. Please note that as a result of your application, your information will be subject to the privacy policy of the third-partylender or seller.

Your opt-out rights:

If you do not wish to receive communications from Cardealexpert.com or any third parties, whether affiliated or not, please do not submit any of your information on this site. When you submit personally identifiable information on this site, you automatically “opt in,” meaning that you understand, approve, and request that Cardealexpert.com share your personal information with third parties of its choosing. If you submit information on this site then subsequently receive marketing communications or are otherwise contacted by third parties, you should notify them directly regarding how you want your information to be used and shared by them.

Should you have any questions or concerns about your right to opt out, or any other provisions of this Privacy Policy, please email us at support@cardealexpert.com.

Protection of the privacy of minors:

Cardealexpert.com does not permit individuals under eighteen (18) years of age to obtain products or services through this site. If you are under eighteen (18) years of age, do not submit any information on this site. If you do, it will be removed immediately.

Use of pixels and cookies:

Cardealexpert.com’s website pages and emails may contain electronic images known as pixel tags. Pixel tags are used to track the pages that users visit on the site in order to format future campaigns and upgrade visitor information used in reporting statistics. To help determine the effectiveness of a joint promotional or advertising campaign, pixel tags from third parties may also be present on this website.

Cardealexpert.com may also use cookies to help customize your access to this website. A cookie contains information about you and is stored on the hard drive of your computer. Cardealexpert.com may use cookies to anonymously track and target the interests of visitors and to improve this site for their use. Cookies may also be used for advertising tracking purposes.

Changes without notice to this Privacy Policy:

Cardealexpert.com reserves the right to change this Privacy Policy at any time and without prior notice to you. Your continued use of this site, or acceptance of our emails following the posting of changes to this Privacy Policy, will mean that you accept any and all such changes and that you agree to continue receiving marketing communications from Cardealexpert.com and third-party companies. Cardealexpert.com reserve the right to contact you regarding your account status, changes to subscriber agreements, changes to this Privacy Policy, or any other policies or agreements relevant to you.

Contact information:

Should you have any questions about our Privacy Policy, your or you have any additional questions or concerns, please email us at support@cardealexpert.com.