Much of the literature on money in politics examines either federal-level or state-level campaigns, but not both. These analyses miss the interactions between federal- and state-level parties, candidates, and laws, thus failing to capture crucial aspects of how American politics actually work in our federal system. In this paper I conduct research on this overlooked subject, focusing in particular on how and why money flows from individual contributors to state as opposed to federal campaigns. This paper focuses in particular on two state-level institutions, state legislative control of redistricting and state legislative term limits, that affect individuals’ propensity to give to state-level candidates. Using data on individuals’ contributions to both federal and state legislative candidates, I analyze how such institutions affect an individual’s pattern of giving across state and federal levels. This analysis furthers our understanding of how state institutions distort campaign money flows and how state and federal legislative campaigns interact.