Before answering this, keep the following in mind about uploading files to your phone:
MP3 would be my personal choice for the phone you have. Since you are using Windows Media Player (WMP) on your PC, I assume that any music you have ripped with it would be in WMA format, or maybe WAV. WAV is compatible with your phone, but I haven't tried WMA.
Get into the folder the files for the player are stored in (usually My Music), and look at the format by right clicking and selecting properties. If the file format is not compatible with your phone, you can try changing the file extension by opening any folder, selecting tools>folder options>view, and then unclick "hide known file extensions." Then go back to the file and rename it, but only change the file extension. Example: if the file is named "music.wma", the you would change it to "music.mp3." This usually works with common audio files.
To answer your main question, the easiest way is to bypass all the media player ****, and go straight to the file folder where you music is stored in your "My Music" folder.
The following will work with a mini SD card too.
First connect your phone to your computer via a USB cable. A folder options box should come up. Choose to open the folder and explore files. It may not say exactly that, but you'll sort it out I'm sure. Find the "audio" folder inside the phone, and open it.
Then in your computer's music files, find the folder containing the music you want to put on your phone (usually "My Music"), right click the music file you want and select "copy". Go back to the folder for your phone or card, and copy the file into it. That's it.
There are many ways to copy the files with this method, but this one is the easiest to explain. You can copy entire folders to your phone, if you have enough memory. Also, ripped CD folders often contain album art, so I recommend selecting the files you want to copy, rather than the whole folder. Holding Ctrl while highlighting the files you want to copy will enable you to select multiple files and copy them all at once.

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