Guiding you through the mortgage maze

Mortgage protection advice

Arranging a mortgage for you is only part of the process. At Rouse we are also able to arrange protection from a comprehensive range of insurers with products designed to protect you, your income and your mortgage should life take an unexpected turn.

How much and what type of cover you need will depend on your individual circumstances – the other side of having no cover is having too much or the wrong type. We can help you put together a protection package that’s appropriate for you.

A good starting point is to think about what would happen if you were to fall ill or die, have an accident, or lose your job. What income can you rely on to cover your living costs and specifically, your mortgage? Don’t add to your worries or those of your dependants by leaving them potentially without a home.

Your protection package and the way it’s put together will be individual to you. We can help you through this process to help you put together a protection package that’s appropriate for you.

Pays out a regular amount if you’re unable to work owing to illness or injury.

Payments are tax free.

It’s not the same as PPI (which covers a particular debt and payments go to your lender).

Policy can be tailor-made to suit your individual requirements.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Let Mortgages.

To understand the features and risks of a lifetime mortgage you should ask for a personalised illustration.

In life, none of us knows what is around the next corner. Let us explain how you can protect your home, your income and your loved ones against the unexpected.

Phil Moore Cert PFS Certs CII (MP & ER)

Mortgage calculator

Use this calculator to work out the monthly payments on a repayment or interest-only mortgage and a guide to the stamp duty land tax payable. The calculator is for illustrative purposes only, and the actual mortgage sum, interest rate and term applicable can be higher or lower than the values shown.

Mortgage amount required

Interest rate

Mortgage term (years)

Property value

Purchase Type

Results

Monthly £

Total to pay £

Repayment

0

0

Interest-only

0

0

Stamp Duty

Stamp Duty Land Tax is a fee that must be paid when you purchase a property above a certain value.