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The September 11, 2001 attack on the World Trade Center in New York’s financial district changed the nation in many ways. The emotional scars still linger, the rebuilding of physical structures continues today, and Congress reformed the way the banking industry handles check processing.

During the second half of the 20th Century, paper checks were flown between US depository financial institutions on a nightly basis. That approach reached crisis on 9/11. For security reasons, all non-military aircraft were grounded for two days following the hijackings and check processing was temporarily halted in conjunction with air travel.

In 2003, Congress passed the Check Clearing for the 21st Century Act (Check 21) to abate future disruptions, opening the door for banks and other institutions to process checks electronically. The law enables recipients of paper checks to create scanned digital versions, eliminating the need to handle paper checks. When Check 21 took effect October 2004, a function known as remote deposit capture (RDC) was introduced to facilitate the acceptance of those scanned images as deposits.

With trends constantly changing in the design and home furnishings industry, Amazon helps experts stay up to date with their most popular and top recommended reading lists. These Amazon "best-of-the-month" and/or New York Times "best sellers" are sure to inspire and educate.

In the words of literary icon Dr. Seuss:

“The more that you read, the more things you will know. The more that you learn, the more places you'll go.” ― Dr. Seuss, I Can Read With My Eyes Shut!

Editor’s Note: This post was originally published in February of 2014 and has been updated on August 7, 2015 to reflect new information.

After close of business each day, you collect all of your customer’s checks, fill out deposit slips, and either you drive to and from the bank yourself or send one of your employees. You take all the shortcuts you know (maybe even run a yellow light or two) just so you can get to the bank before it closes to ensure you will get paid.

There is no denying pets play an important part of our lives – they are family after all. Many pet owners will do whatever they can to improve – or at least maintain – their pets’ health. Because of this dedication, it is in your best interest to accept all payment methods to make the owners’ decision that much easier, but there are some innovative payment alternatives that may help you increase your revenue.

Each calendar season produces its own challenges for people and accidents they may experience. Summer is known as trauma season, fall is the beginning of the flu outbreak, and winter typically has more snow-sport injuries and automobile accidents from poor road conditions.

Some version of this chart has been trumpeted in the media for over a decade now, and while it’s clear that helped instigate demands for improvement, it’s not at all clear that the reforms it prompted will solve the problem.

We have touted remote deposit capture's benefits ever since it was introduced more than a decade ago. For those who don't know, remote deposit capture (RDC) effectively brings the bank teller window to your place of business. It also allows business owners to: