Communities with no prior losses as well as properties with a history of frequent or catastrophic losses

Owners with as few as 100 units and management companies with nationwide portfolios

Our apartment insurance rates are the most competitive on the market. And, with our industry expertise we will work on your behalf to get you the lowest apartment insurance cost.

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Welcome to TOP FLOOR Insurance

Your Expert Source for Apartment Building Insurance

Our buying power, combined with proprietary underwriting programs allows us to be consistently more competitive and responsive than the average general insurance company.

Apartment owners have rated Top Floor Insurance as one of the best and most trusted apartment building insurance providers in the country.

If you’re tired of providing exhaustive amounts of information to insurance agents only to wait 30, 60 or even 90 days to receive a quote, sometimes the day before renewal, then call Top Floor Insurance.

Our service is free, confidential and extremely fast. We’ll even send you a reminder, along with the best market rate 110 days before your current coverage expires. When you partner with Top Floor Insurance you can rest assured that your apartment complex will be insured at the lowest insurance rate possible.

Why Top Floor?

Specialty Focus – We are apartment community insurance specialists – that’s all we do.

Expert Guidance – As a client you will have complete access to the best apartment complex resources to get all of your insurance questions answered.

Trusted Resource – Our video library, blog, and white papers are designed to give you the information you need to stay informed.