No interest to pay on purchases for the first 21 months.Earn Clubcard points wherever you use your card, plus your usual points in Tesco Terms apply.0% interest on balance transfers for the first 3 months, with a 2.9% balance transfer fee. You can transfer up to 95% of your credit limit.To benefit from these 0% interest free periods it’s important that you make your minimum repayments on time and in full.

PLUS, possible £30.30 from Topcashback is you're approved. (please don't rant about TCB - we've all heard about cashback not tracking, but it can also happen with Quidco!) - just think of the cashback as a bonus, IF it pays off.

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I was looking at the Tesco Balance transfer card and came across this. Thankfully I've not got any cards where I need to transfer the balance but I wouldn't mind maxing this card out for the 21 month period of 0% interest. It seems to be £1200, is that right?

I've just posted this to see what people think of Tesco's banking and especially if anyone's had any experience with this specific card. I'm not fussed about the TCB, if I go ahead then obviously I'll try it but I certainly wouldn't apply for the card purely to get cashback.

15th Jul 2016

woldranger

I was looking at the Tesco Balance transfer card and came across this. … I was looking at the Tesco Balance transfer card and came across this. Thankfully I've not got any cards where I need to transfer the balance but I wouldn't mind maxing this card out for the 21 month period of 0% interest. It seems to be £1200, is that right?I've just posted this to see what people think of Tesco's banking and especially if anyone's had any experience with this specific card. I'm not fussed about the TCB, if I go ahead then obviously I'll try it but I certainly wouldn't apply for the card purely to get cashback.

​I get cards purely for the cash back. 1 every 6 months. Free money really. I don't actually use it. I'm classed as a new Tesco customer again now so ordered again. No problems last time. Thanks op.

15th Jul 2016

Jetset1981

​I get cards purely for the cash back. 1 every 6 months. Free money r … ​I get cards purely for the cash back. 1 every 6 months. Free money really. I don't actually use it. I'm classed as a new Tesco customer again now so ordered again. No problems last time. Thanks op.

So if you're a Tesco Banking customer, there should be no issues getting this card then? My credit is fine but I'm not in work at the mo. I could hold off till I'm earning again so I know I'll get accepted, but I'd prefer to get it out of the way.

15th Jul 2016

woldranger

So if you're a Tesco Banking customer, there should be no issues getting … So if you're a Tesco Banking customer, there should be no issues getting this card then? My credit is fine but I'm not in work at the mo. I could hold off till I'm earning again so I know I'll get accepted, but I'd prefer to get it out of the way.

I'm not sure to be honest with not working. No problem regarding the Tesco banking though. Try one of the eligibility probability searches on money saving expert to estimate your chances of success. You can have 2 tesco credit cards also so in theory you could do the cash back twice.​

15th Jul 2016

Tesco bank,like most other financial institutions won't accept you if you aren't working,unless of course you already bank with themEdit: says you must have an annual income of at least 5k , so maybe if you get disability benefits to the tune of £5000 if you're not working

Edited by: "batemansxxxb" 15th Jul 2016

15th Jul 2016

batemansxxxb

Tesco bank,like most other financial institutions won't accept you if you … Tesco bank,like most other financial institutions won't accept you if you aren't working,unless of course you already bank with them

Well, that's not true. I set up an account with Tesco Bank whilst not being employed and had no ties to their banking branch. Now credit cards, that's another matter, but I'm looking for facts on this not conjecture. I think I'll hold off till I'm in work.