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Just relax Joey, Mark said he is gauranteeing Phoebes college education no matter how many toys Rick buys.

I have a college trust fund for her! I have been fortunate enough to have had grandparents with the ability to provide a college trust fund for many generations. It put my brothers and I through college and grad school and there is still enough for all of our kids.

For us, it was never a matter of if we were going to go to college, but where. Scholarships afforded us to keep more money in the trust for the future generations.

I also have a separate college fund for her. I always like a back up plan!

The way Rick buys tools I can't depend on him. He makes sure we have a roof over our head and all of our other expenses are paid though.