First, you must have access to the boat to travel. Then, go northeast of the Summerlands to find a series of islands. The larger of the islands is called Swan Island, and the smaller island on the southern tip of the chain is called Ugly Duckling Island. On Ugly Duckling Island, run around to encounter the Toko Familiar, which rewards Oliver's party with 2,000 EXP. When Toko Familiars are encountered, they can run away quickly. Thus, focus on them, or use spells that hide your presence to make catching and defeating them easier. Different types of the Toko provide big rewards throughout the game. The following is a list of other locations to find different types of Tokos, and the rewards they provide:

Golden Tokocold

Location: Ivory Tower – Final Dungeon

Reward: 10,000 G

Golden Tokotoko

Location: Snake Ruins

Reward: 6,000 G

Toko

Location: Swan Island – North of Summerlands (often encountered in groups of two to three)

Reward: 2,000 EXP

Tokocold

Location: Ivory Tower – Final Dungeon

Reward: 24,000 EXP

Tokotoko

Location: Billy Goat Bluffs

Reward: 8,000 EXP

Horace riddle solutions

A ghost named Horace can be found in different locations throughout the game. He will have a different riddle for you to solve each time. For each riddle, you will need to type out the correct answer to be rewarded with a unique spell -- one of which allows you to easily exit a dungeon, while another gives you radar for secret treasure chests. The following is a list of the locations to find Horace, the answers to his riddles, and the rewards you get for solving the puzzles: