mPact Statements

“You have to persevere. Don’t let the past destroy your future”

Khadijatu is no stranger to facing adversity.She was pregnant the first time she was laid off from her job, which “started a whirlwind of financial issues.” When she was evicted again with her newborn, she knew it was time to move on and find a new path for her and her daughter. Read on to find out how Khadijatu transformed her financial future and created a new life for her and her daughter.

"I feel optimistic for the future, like I can contribute postitively to society."

Jasmine Douglas always knew that she had a talent for styling hair and capturing the beauty within her clients. It wasn’t until a death in the family and the loss of that job in 2014 that it dawned on her that she could follow her true passion and open up a business utilizing her skills as a stylist to rebuild her suddenly precarious financial situation.Read her storyon how financial coaching helped this dream become a reality.

“Mentally and psychologically, I can think more clearly, and I can take better care of the girls because there is less stress.”

“It’s okay, he’ll be back soon,” was often repeated in Miriam Peña’s home starting in late 2008. Miriam, her sister, her 3 nieces, and her mother were certain that their recently deported husband, stepdad and grandfather would be back. Read Miriam's full story and find out how mpowered helped when the unexpected kept happeningto her family.

“There’s a lot more security and peace of mind now that the debt is gone.”

AngelaSassevilleis an entrepreneur and the owner of Flourish Counseling and Coaching. Her business excelsat providinga safe place for people to be vulnerable and discuss pressing personal issues. After 10 years in operation, Angela credits her business’ ability to grow to 6 employees in 2016 to the work she started in 2009 through mpowered’s Debt Management and Financial Coaching programs. In a classic case of role reversal, she needed a safe place to be vulnerable and seek assistance with a personalissue:her family's financial situation. Read on to learn how Angela and her family came out stronger after tackling their debt burden.

“Now I can dream again and that makes me feel happy and confident”

Rochelle Johnson is a fine artist, so she’s familiar with how a painting can progress from a blank canvas to a glorious masterpiece. She’s also keenly aware that a masterpiece requires a lot of time, energy, and effort to make it perfect. The same holds true for her personal finances – they haven’t always been perfect and she’s worked hard to get them where they are. Read her full story here and find out how 2 years of coaching helped her take control of her finances and dream again!

“My financial coach really helped me understand my payments so I could take care of my house and be a good neighbor.”

Magbe is a single mom that works two jobs because she’s decided that she doesn’t want to just get by, she wants to get ahead. When her family’s living situation became unbearable due to her neighbor’s constant smoking that irritated her son’s asthma and constant criminal activity in the neighborhood, Magbe took control and worked with Habitat for Humanity and mpowered to find a better situation for her and her family.

“The hardest thing for me to learn was finding the balance between worrying about debt and still enjoying life.”

Looking backon27 years of business ownership, Jane Gallagher has plenty of stories to tell. Ups and downs in business, amazing clients, and finding a way to make it work despite everything she's been through top the list when she's reminiscing. One constant theme that has weaved throughout these peaks and valleysis her own journey with personal finance.Everything changed when she took the crucial step of engaging with a financial coach at mpowered.

Dorothy

You assured me you could help me… and that is the day my miracle began. From August 2005 to February 2010 you [helped me pay off my debts] in the amount of $29,480! The further good thing was that my credit scores went way up. I am today considered a great credit risk. So not only do I thank you for getting me to that place, but for helping [me] figure out I did not ever need…

You assured me you could help me… and that is the day my miracle began. From August 2005 to February 2010 you [helped me pay off my debts] in the amount of $29,480! The further good thing was that my credit scores went way up. I am today considered a great credit risk. So not only do I thank you for getting me to that place, but for helping [me] figure out I did not ever need to get in that fix again! Fantastic! How do I say Thank You??!!!Dorothy

Erica

Your firm has been very efficient and pleasant to deal with. I was encouraged that you were able to help so many people through such a troubling time. Thank you again!Erica

Your firm has been very efficient and pleasant to deal with. I was encouraged that you were able to help so many people through such a troubling time. Thank you again!Erica

Jennifer

I really felt confident [about money and credit] by the end of the class; I can use this stuff at home! Thanks.Jennifer

I really felt confident [about money and credit] by the end of the class; I can use this stuff at home! Thanks.Jennifer

Greg & Kim

Thank you to you and your team for your help and dedication in helping us get out from under a mountain of debt and regain a good credit rating. Thanks to you and your staff at mpowered we were able to pay all debt in less than 4 years! I was embarrassed when first coming to mpowered, but you and your staff quickly put me at ease, erasing the feeling of embarrassment, and instilling…

Thank you to you and your team for your help and dedication in helping us get out from under a mountain of debt and regain a good credit rating. Thanks to you and your staff at mpowered we were able to pay all debt in less than 4 years! I was embarrassed when first coming to mpowered, but you and your staff quickly put me at ease, erasing the feeling of embarrassment, and instilling a positive “we can get this done” attitude. Thanks to you and the staff at mpowered, I am now debt free and feel great. I highly recommend mpowered to anyone and everyone who is struggling with managing debt.Greg & Kim

John

I thought that the class I took last Thursday evening was excellent and I did appreciate how [your staff] were non-judgmental about the class members’ current financial situations. On a personal note, you gave me hope for the future - that indeed I had a credit future!!!!John

I thought that the class I took last Thursday evening was excellent and I did appreciate how [your staff] were non-judgmental about the class members’ current financial situations. On a personal note, you gave me hope for the future - that indeed I had a credit future!!!!John

Katie

My credit score is 749! You guys are so great, you helped me make my credit look really good!Katie

My credit score is 749! You guys are so great, you helped me make my credit look really good!Katie

Kelley

Thanks again for everything. I would nowhere near this point if you guys had not put me on the right track. I am so appreciative for mpowered, and helping me get myself to a debt free life! Woo hoo! I haven’t been there since I got my first credit card at 18!! Sad fact, but true. Thanks again!Kelley

Thanks again for everything. I would nowhere near this point if you guys had not put me on the right track. I am so appreciative for mpowered, and helping me get myself to a debt free life! Woo hoo! I haven’t been there since I got my first credit card at 18!! Sad fact, but true. Thanks again!Kelley

Ken

To those seeking debt assistance: You can put your trust and hope in mpowered. Through thick and thin, good times and bad, they will be there to do whatever is necessary in order to help you reach your financial goal. They have the acute knowledge, time-tested experience, and sound judgment to lead you through the inevitable challenges and onto a practical and sustainable path ...

To those seeking debt assistance: You can put your trust and hope in mpowered. Through thick and thin, good times and bad, they will be there to do whatever is necessary in order to help you reach your financial goal. They have the acute knowledge, time-tested experience, and sound judgment to lead you through the inevitable challenges and onto a practical and sustainable path to debt free living. There CAN be a golden light at the end of this tunnel for you.Ken

Matthew

I really learned to look at my income for each month to help manage my money and family budget.Matthew

I really learned to look at my income for each month to help manage my money and family budget.Matthew

Lorraine

Mpowered was instrumental in helping us to achieve our goal of financial freedom and we are very grateful. We would highly recommend mpowered to anyone and everyone. Thank you all at mpowered for your help, excellent customer service and kindness!Lorraine

Mpowered was instrumental in helping us to achieve our goal of financial freedom and we are very grateful. We would highly recommend mpowered to anyone and everyone. Thank you all at mpowered for your help, excellent customer service and kindness!Lorraine

Patti & Linda

Not unlike many other people we know, the past two years have been a financial struggle. Unexpected medical bills and a change in employment left us in an unfamiliar negative situation with our creditors. Mpowered organized our bills, contacted our creditors and stopped the phone calls. We were able to make one manageable payment each month and were able to become debt free...

Not unlike many other people we know, the past two years have been a financial struggle. Unexpected medical bills and a change in employment left us in an unfamiliar negative situation with our creditors. Mpowered organized our bills, contacted our creditors and stopped the phone calls. We were able to make one manageable payment each month and were able to become debt free in less than three years.Patti & Linda

Stefanie

Thank you again so much for your help. I will keep you posted as I get closer to being able to pay my credit cards. I really do appreciate your time you spent with me!Stefanie

Thank you again so much for your help. I will keep you posted as I get closer to being able to pay my credit cards. I really do appreciate your time you spent with me!Stefanie

Rhonda

I am very thankful to the staff at mpowered for helping us through the many challenges of navigating the credit card world. I am happy to say that I don’t own a credit card now and everything gets paid for before we buy it. It’s a much better and less stressful way to live. Thank you, Chad, and the staff at mpowered.Rhonda

I am very thankful to the staff at mpowered for helping us through the many challenges of navigating the credit card world. I am happy to say that I don’t own a credit card now and everything gets paid for before we buy it. It’s a much better and less stressful way to live. Thank you, Chad, and the staff at mpowered.Rhonda

Travis

Thank you so much for the support you've provided while paying off all my debt. I couldn't have done it without this program.Travis

Thank you so much for the support you've provided while paying off all my debt. I couldn't have done it without this program.Travis

Todd & Bobbi

We were in our mid forties, had over $60,000 in unsecured debt, and were upside down in our mortgage. The future was very grim indeed. Thanks to the outstanding guidance and pure professionalism of the staff at mpowered we now once again own our destiny. Thank you all very much!!Todd & Bobbi

We were in our mid forties, had over $60,000 in unsecured debt, and were upside down in our mortgage. The future was very grim indeed. Thanks to the outstanding guidance and pure professionalism of the staff at mpowered we now once again own our destiny. Thank you all very much!!Todd & Bobbi