One of the biggest drags on American household finances is credit card debt. Some estimates show that the average family can have about $15,000 in credit card debt. Furthermore, about a third of those with credit card debt pay somewhere around the minimum required...

With the ever-increasing cost of higher education, student loans are more or less a necessary evil. Even though they’re the status-quo, many people are left high and dry when it comes to figuring out which option is best for them. Things get even more confusing when...

Young adults and millennials are getting a pretty bad rap financially. Many media outlets and news sites brand this generation as lazy freeloaders with useless degrees. Generalizations can be misleading, though. After all, entry level positions are hard to come by,...

One of my favorite tools to use when discussing finances with my clients is the Personal Economic Model. Much like a doctor uses an anatomical model to demonstrate medical ideas, the Model uses visuals to portray financial concepts that show the best course of action...

Consumerism is inevitable and here to stay. We’ve all handed over hard earned money for something we needed, and we’ll continue to do so our entire lives. What you buy doesn’t really matter, but the way you choose to pay for your purchases can have a long-lasting...

There isn’t a lot of talk about how to financially prepare your children for college. While so much time is dedicated to making sure their transcripts are as impressive as possible, less time is spent on how to fund their education. In a 2016 survey, only 40% of...