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Being frugal is a journey that looks a little bit different for everyone. Maybe you’re saving up for retirement or trying to pay off your house or medical bills. Maybe you just really want to spend a month in the Bahamas. Whatever your reason for taking your frugal journey, there are a few habits that all successful frugal people have. In fact, I’ve found...

Spending money is easy. In fact, it’s beyond easy and that fact alone puts millions of people in debt every year. We’ve talked a lot about stupid things ways people waste money, but sometimes it’s the little daily spending habits that are dangerous to your financial security. I virtually guarantee that we’ve all done at least one of these...

Well, tax season is firmly upon us, and depending on how much you procrastinated, you might already have that nice lump sum of money from Uncle Sam sitting in your bank account. It can be exciting to have that much money all at once, and extremely tempting to just blow it on fun stuff. However, that lump sum of money can actually do quite a bit of good.
Here are...

Saving money is important on the path to financial security, and it’s an integral part of being frugal for most people. However, it’s definitely not something that’s easy to do. Much like anything, it’s easy to make bad savings habits which can actually cost you more money than if you didn’t save money at all.
Here are five things that...

When I look back at my early 20s and reflect on what on earth happened to all that money I was making before I really had any debt to speak of, the thing that amazes me the most is how much money I blew on pointless things. I was an impulse buyer and if I saw something that I wanted, I had the tendency to purchase it right then and there, only to experience buyer’s...

Frugality is all about being conscious about your spending and understanding where your money is going. However the line between being frugal and being cheap is pretty thin and it’s easy to cross from one into the other. However, there is a definite difference between being frugal and being cheap.
Here are a few warning signs that your frugality is going too...

Budgeting is hard, but if you’re trying to live a frugal lifestyle then it’s easily one of your most important tools. Having a solid budget and understanding how it works will help you make sure you know where your money is going and even help you stretch it to meet your goals. While there are plenty of things to be said about creating the perfect budget,...

The road to becoming debt free is a long one, but it’s well worth the effort. It took me years to even recognize that there was any kind of problem, and now that I’ve nearly paid off all of my debt, it’s easy to look back and see how it could have (and should have) been much easier than it was. Don’t make my mistakes! Here are six lessons...

Budgeting is the first and most important step for saving money, paying down debt, getting control of your finances, and working towards frugality. While we’ve talked about budgeting in the past, I’ll be the first to admit that it’s not easy for everyone.
So, if you’re one of the many who has tried to budget before and just couldn’t...

Well, January is finally here, which means that it’s time to throw out the old and usher in the new. How did you do last year? If you are looking at your budget and finances and thinking that it’s time for some changes, then why not add that into your New Year’s resolutions? Here are six frugal resolutions you should consider to help improve your...