We have contacted six of the top Travel Insurance companies to know their norms and terms regarding their area of coverage. We have requested for an online travel insurance quote and a comparison of all collected information can be viewed in the table below to help find the best travel insurance rates. 1Cover Tower AA Southern Cross State World Nomads Individual person 32 days, worldwide 175.5 219 247.00 285.00(20% off online) 214.2 169 Excess 100 100 75 75 100 100 Personal Baggage 5,000 10,000 25,000 25,000 20,000 2,500 Medical Expense unlimited 100,000 unlimited 100,000 unlimited 5,000,000 Accidental Death & Permanent Disablement 25,000 50,000 50,000 100,000 100,000 12,000 Loss of Deposits, Cancellation & Curtailment unlimited unlimited unlimited 100,000 100,000 10,000 Liability Protection 500,000 2,000,000 2,500,000 2,000,000 2,500,000 2,500,000 Travel Delay or Missed Connection 1000 2,500 unlimited 5,000 5,000 No Cover Strikes & Hijacks Terrorism 5,000 10,000 100,000 10,000 unspecified Rental Vehicle Excess 3,000 2,000 4,000 3,000 2,500 unspecified Money 250 500 500 1000 750 No Cover Travel Documents/ credit card/ travellers check 5000 2000 3,000 1000 3,000 500,000 Rating – Standard and Poors AAA A- A+ A+ AA A Get Quote Get Quote Get Quote Get Quote Get Quote Get Quote Do I need Travel Insurance? Many of us consider going away overseas whether it be for a holiday or to work. There are many things to consider and one of these things is travel insurance. Is Travel Insurance really necessary or can you travel without it? To be frank there is no law that says you have to have travel insurance however you do take a big risk travelling without it. For example lost luggage or cancellation of flight can make a holiday memorable for all the wrong reasons. And of course you can always fall sick whilst your away and falling sick can be quite a big expense for you if you consider the costs of say having to be flown home for surgery or medical treatment. If you take precaution from the start and take out travel insurance it just means that you can relax more and be covered. Many companies provide Travel Insurance and there are a lot of cheap deals out there? There certainly are cheap deals and not many people know this but a lot of banks offer a credit card that provides Travel insurance. The way it works is that you purchase the tickets on your credit card so that the total cost or 75 percent of the cost of the ticket is through your card and automatically you are approved for travel insurance. The downside to this is the credit card fee you pay every year can be quite high. I think its $100 with Westpac gold card. What’s important is that you actually do your research and check out what really is a good deal for you. You can do your research on the internet and read what other people have to say about the travel insurance company, compare the policies on offer and prices. What about people with Pre-Existing Medical Problems? Some policies don’t cover pre-existing medical conditions like World Nomads for instance, so if you do have a medical condition check your policy to make sure it actually covers your pre-existing medical condition. What about things that cause inconvenience to you such as lost or stolen luggage? This is a pretty common scenario and you’ll find most policies will offer cover for that under personal baggage claim. what is imperative is that your most expensive items, such as your laptop, jewellery, camera, that you take with you. Therefore it is advised that you find out the level of...

If you’re planning a trip to New Zealand then we recommend these top 10 places you must visit. All these attractions include fantastic scenery, pristine atmosphere, extraordinary landscapes and fine climate. 10 Kaikoura Kaikoura is situated in the middle between Christchurch and Picton on the East Coast of New Zealand’s South Island. This place is widely known as the whale watching capital of New Zealand. Kaikoura overlooks majestic mountains which are snow capped for many months of the year. Kaikoura offers ultimate marine adventure such as Whale watching, dolphin and seal swimming. Kaikoura is one of the few places in the world where whales can be seen all year round. There is plenty to choose from and lots of activities that cater for all abilities water or land based including Helicopter tours that can take you up for a scenic flight along with some whale watching. The local specialty is crayfish and you will find Kaikoura lined with cafes and restaurants that will certainly have crayfish on the menu. In fact Kaikoura can be broken into Kai meaning food and koura meaning crayfish. Read More 9 Coromandel The Coromandel Peninsula is New Zealand’s favourite destination and is unique in so many ways. This area is blessed with wonderful climate and has some of New Zealand’s most amazing coastal views, golden and white sandy beaches and misty rainforest. Be sure to visit the “Hot water beach” a beautiful white sandy beach surrounded by native pohutukawa trees where you can dig...

The table below provides you with a comparison of all the ski resorts in New Zealand. Using the information provided you can compare New Zealand ski resorts based on key attributes such as ski resort Terrain, Number of Lifts, Prices and facilities provided. You can click on a New Zealand ski resort in the table to find out more about the ski resort. Ski Resort Terrain Number of Lifts Prices Facilities North Island –...

You probably want to know what you get and what you pay for a vehicle. The types of vehicles provided by companies and the quality of the range of vehicles and how much they would cost you for the period that your here. No1guide provides you with Car Rental reviews by price and choice from popular companies like Avis, Hertz and Ezy/Jucy. Using the table below you can compare car hire from New Zealand....

If you enjoy celebrating Christmas and want to join in with Christmas in Christchurch celebrations, take a look at our Christmas events guide. What’s great about these events is that they are absolutely FREE, that’s right you don’t need to buy tickets or do any advanced booking, just come along with families and friends and join in with the fun and enjoy! At all these events you will get the chance to unite together...

Wednesday 24th December 2008 Time: 9pm – 10pm Venue: Victoria Square, Christchurch This is a free event Come along and join a combined choir, guest soloists, the Salvation Army Band and the children’s choir to celebrate Christmas with traditional carol singing by candlelight. This is event is brought to you by the YMCA and supported by the Christchurch City Council, a free event for the whole family....

If you enjoy celebrating Christmas and want to join in with Christmas in Auckland celebrations, take a look at our Christmas events guide. What?s great about these events is that they are absolutely FREE, that?s right you don’t need to buy tickets or do any advanced booking, just come along with families and friends and join in with the fun and enjoy! At all these events you will get the chance to unite together with the crowds...

14 December 2009 Venue Corner of Mt Eden and Mt Albert Road, Three Kings Start: 7pm Finish: 9pm An evening of traditional Christmas carols singing, with the most excellent school and community performers. Bring your friends and family and join in with the festivities. Glow-sticks are on sale.

14 December 2008 Venue: St Heliers Primary School Start:6.45pm Finish: 8.45pm Don Linden will host a customary carol service attributed by the students of St Heliers Primary School. Come along and bring the family for a festive night. There is quite a traditional feel to this event and Santa is present of course.

12th December 2008 Venue:Western Park, Ponsonby Road, Ponsonby Start: 7pm Finish: 10pm Come and celebrate Chritsmas at Western Park in Ponsonby Auckland and Join in with the public, church and school choirs together with local musicians for a cheerful family Christmas performance and carol singing.

13th December 2008 Venue: Little Oneroa Beach Reserve at Waiheke Island Start: 7pm Finish 10pm Come along to Waiheke Island and Join the community in an evening of carols singing performed by brilliant Waiheke musicians. The celebration will be on one of Waiheke’s favourite beaches – Little Oneroa Beach Reserve. For more information about Waiheke Island, click...

21st December 2008 Venue: Potters Park, Balmoral Start: 7pm Finish: 9.30pm Take pleasure in the free entertainment at Potters Park featuring the Queen City Big Band and other special guests. Join in with the celebrations and enjoy the Carol singing with a modern feeling. Candles are distributed to adults and glow-sticks are on sale.