SAVINGS CALCULATOR

| Earnings you can count on

*This calculator is for visualization and research purposes only. Ending balance calculations reflect the selected Deposit Term, except for Certificate Terms which are indicated in months next to the rate. Rates subject to change at any time. Your actual ending balance will depend upon the calendar date, account type, annual percentage yield, and amount of time your funds are on deposit.

FAQs

Money Market Accounts (MMAs) are like high yield savings accounts. In terms of liquidity, they are less liquid than a checking account but more liquid than Certificates of Deposit (CDs). The federal government allows accountholders to perform up to 6 Money Market Account transactions per calendar month. Not to be confused with Money Market Funds (or Money Market Mutual Funds), Amplify’s Premium Money Market Account is federally insured by the NCUA up to $250,000.

Money Market Accounts typically offer higher dividend rates than traditional savings accounts, but they usually require higher minimum balances to avoid a monthly fee. There is also federally-mandated limit to the number of transactions accountholders can perform on their Money Market Accounts each statement period. However both Money Market Accounts and savings accounts offer more accessibility and liquidity than Certificates of Deposit (CDs). A complete savings plan may include a blend of all three of these accounts, depending on what your savings goals are.

Whether domestic or international, wire transfer forms must be completed either in-person at a branch or over the phone with a service agent. Wires over $20,000 require additional documentation, therefore it is recommended those be completed in-person at a branch.

5 Things Mortgage Lenders Look For

1. APY is Annual Percentage Yield, is accurate as of the date above, and is subject to change at any time, as determined by the Credit Union Board of Directors. Please refer to the Share Account Rate Disclosure for further information relating to the above products. Fees assessed on accounts could reduce earnings on those accounts. Please refer to the Fee Schedule for further information.

2. $10.00 monthly service fee if balance falls below $1,000.

3. Federal regulation limits this account to six (6) transfers or withdrawals per month. By exceeding the threshold, you may be subject to a fee or account closure. Refer to your Membership Agreement for account details. Offer applies to personal accounts only. Federally insured by NCUA.