According to a 2012 Sallie Mae report, 'How America Pays', 35% of students borrowed education loans to pay for college and, although credit card ownership has decreased recently, 35% of undergraduates have a credit card. Credit is an important financial tool that people need to learn how to manage wisely. University of Illinois Extension, along with the Student Money Management Center, is hosting a webinar on college credit card use to inform you on how credit card debt can affect you now, as well as in the future.