I am excited to bring in a new year and to spend time reflecting on the wonderful things that have happened this year. It’s almost unbelievable that so much has happened—from NAFSA conferences, to a busy summer season helping tens-of-thousands of international students with their insurance, and we held our university photo contest just a few months earlier! We especially want to take a moment to thank our ISO members—that’s right, you! Thank You for choosing ISO and making 2015 so memorable.

We hope you will take some time to relax and recharge for the new coming year. Here at ISO our attention starts to turn to 2016 and the new Spring semester. We are excited to review our plan offerings to make sure ISO members will be receiving the best plans available at the most affordable prices. As always, you can expect our services and tools--the website, the app, and attentive customer care team to be there to assist you during your new semester and beyond. ​ On behalf of all of us here at ISO, I would like to thank our members and your school advisors again for the support as we continue to stay committed to your needs. Wishing you an excellent 2016 and the most successful pursuit of your international education dreams!Happy New Year

Before you know it 2016 is here! So a new year means new plans and new waivers.

For many of you whose school does not have an annual waiver, you will need to purchase insurance coverage for the Spring and/or Summer semester. Before you purchase, ensure that you check with your school to find out your coverage dates and waiver requirements. You can also contact us directly if you have any questions about the plans, waiver questions and deadlines and your school’s requirements. We will be happy to assist you through the process.

Make sure that you purchase your plan on time and submit your waiver on time so that you can successfully waive your school’s insurance plan.

Normally at this time of the year, many places in the US would be covered in snow. However, this year is quite different and we have been having warmer than normal temperatures. Despite the lack of snow, here some ideas that you can do during the winter break.

Winter treats

Nothing says winter break like a nice cup of hot chocolate and holiday cookies. This would be a perfect time to experiment in the kitchen. It will also give you a chance to mix in the American recipes with your own cultural recipes and create something tasty for the holidays. Yummy!

Stay active

After a stressful semester, many of you would love nothing more to get as much sleep and rest as possible. As tempting as this may sound, it is important that you still stay active. During your break, set a time each day or every other day to workout. Jumping jacks, jogging, yoga, whatever it is, keep fit during this holiday break.

​ Explore and discover

With this unusual warm winter weather, take this opportunity to visit places on your wish list. It is always good to go with a group a friends, so choose a place, discuss your budget and set a time. Whether it is a different state or a different part of town, go out and explore.

Sleep and take time out to do nothing

With everything mentioned, one of the most important things to do is to get some rest. Recharge your body and mind and so that you are ready for the next semester.