Sole Proprietors, Public and Non-Profit Corporations and organizations that want to earn interest

Customers who represent local nonprofit/ tax exempt organizations

Minimum Deposit to Open Account

$50.00

$50.00

$1,000.00

$25.00

Monthly Service Charge

$8.00; $0.10 per debit item, $0.05 per CSB item deposited, $0.10 per transit item deposited. (To lower or avoid monthly fees,an earnings credit is tied to the account balance. The earnings credit is based on market conditions and is established by CSB.)

$5.00; $.25 per item when over 100 a month; $5.00 monthly fee can be waived if balance remains $5,000 or higher or with 10 business debit card transactions per month.

Free when balance above $1000.00/ otherwise $10

Free

Minimum Daily Balance

None

None

$1,000.00

$0.00

Interest

No

No

Yes

No

Debit Card

Free

Free

Free

Free

When used at an ATM
not owned by CSB

Surcharges assessed by other banks for using their ATM will apply.

Surcharges assessed by other banks for using their ATM will apply.

Surcharges assessed by other banks for using their ATM will apply.

Surcharges assessed by other banks for using their ATM will apply.

Online Banking

Free

Free

Free

Free

Online BillPay

Free

Free

Free

Free

Phone Banking

Free

Free

Free

Free

** An early closing fee of $30.00 will apply to all checking accounts that are closed within 90 days of the opening date.