Common sense advice on credit & loans

'Cuts right through the financial jargon down to the bone!' (Fiona Bulman mortgage expert RSS)

Confused by credit?

Confused by credit?You are not alone and it's no surprise, over 80% of adults in the UK get confused over the common terms used to describe loans and yet still end up signing contracts to borrow money without fully understanding if it is the best and right deal for them. Loan companies and banks make an awful lot of money from loaning you cash so it is about time that someone clearly explained just how loans work and that is why we created Simplify Loans.

Our mission - to make understanding and getting the right loan for you simple.

This website is written by a financial expert who knows many of the tricks and traps set by Banks and lenders to make sure they make the most money from you. It will guide you through the complicated financial jargon, showing you how to get the very best loan to suit your needs at the lowest possible cost. It is designed to save you money and make sure you do not end up falling into the trap of signing up for the wrong loan and paying out too much money to greedy banks.

We cut through the complicated financial jargon, and explain exactly how all the different types of loans work, how interest rates are calculated and applied, how banks and lending companies decide who to lend to, and which type of loan will really be right for your circumstances and how to make getting the right loan much easier.

We are independent and therefore not controlled by any banks or companies so the advice we offer is unbiased. Quite simply we only recommend the best loan deals. Please feel free to browse our site and use our loan calculator. We hope you find the resources useful and helpful in finding the very best loan for you while paying the least in interest and charges.