You may be mindlessly spending money on things you don’t need. It’s easy to accrue consumer debt to attain things you can’t afford or don’t really need.

Former binge consumer Cait Flanders turned her consumer habits around when she examined her debt load and her bank account balance. Cait suggests not shopping for things unless you actually need them. Stop and think about what you’re doing before you do it.

Cait went on a two-year shopping ban to change her spending habits. She created three lists to determine which purchases were allowed: essentials, non-essentials and approved shopping list.

Changing habits can be difficult but your pocketbook will thank you.

Consciously deciding to spend money will help your morale. Plan for spending on self-care and small treats.

Listen as Cait joins host Lisa Davis to discuss how she addressed her spending addiction, tackled her debt, and changed her habits through a shopping ban.