I am an aggressive investor and I want to earn high returns. My investment horizon is five to 10 years. Should I continue to invest in these mutual fund schemes? Or, should I switch to some new schemes?-- Khwaja Saifi Yunus

Shweta Jain, founder and CEO, Investography responds:

You have too many mutual fund schemes in your portfolio for a monthly SIP of Rs 44,000. You should invest in only five mutual fund schemes. Consolidating your mutual fund portfolio will make it easy to manage.
You can continue to invest in Reliance Small Cap Fund, Aditya Birla Sun Life Pure Value Fund, HDFC Small Cap Fund, Reliance Focused Equity Fund and ICICI Prudential Bluechip Fund. As you get closer to the goal, you should start moving to safer investment options like short-term debt funds.