I thought Kennita brought up a very good point in this post from Cryonet.
Some more very nutritional food for thought.

John

Message #13634Date: Mon, 24 Apr 2000 10:41:44 -0700
From: Kennita Watson <kwatson@netcom.com>
Subject: Life insurance -- why not wait?
Thomas Donaldson wrote:
>One major reason for signing up now has not been mentioned but is
>in practice much more substantial than the risk that you might die.
>Simple: you may come down with a condition which makes life insurance
>either impossible or so expensive that you cannot afford it.

For example: I came down with MS at age 37; thank goodness I had bought
my insurance two years before. I was lucky -- MS often strikes people
in their twenties who have no idea it's coming. That's a one in a
thousand shot, and there are others. Do you feel lucky?--