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From Wikipedia, the free encyclopedia

An accident at work is defined as an external,
sudden, unexpected, unintended, and violent event, during the
execution of work or arising out of it, which causes damage to the
health of or loss of the life
of the employee. In worst cases, it causes occupational fatality.

For qualification as an accident at work to apply, there must be
a causal relationship (direct or indirect relationship of cause and
effect) between the violent event and the work. Only if the
accident is due to "wilful misrepresentation" on the part of the
employer or the employer's appointed representative is the employer
under an obligation to compensate the victim. Under U.S. law,
injured workers are often compensated according to the type of
injury, rather than permitting them to sue the employer for the
actual damages.