Most people think investing is risky because they lack the education and experience to mitigate the risk, and therefore, for them, investing is very risky. What’s funny, and not so much in a ha-ha way, is most people who invest their money rely on someone else to do it for them in the least controllable and therefore riskiest asset class, paper, because they haven’t become financially educated enough to invest in asset classes, or formulate their own investing strategy, that offer more control.