United Nations Directories for Electronic Data Interchange for
Administration, Commerce and Transport

UN/EDIFACT

Message Type : PAYMUL
Version : D
Release : 14A
Contr. Agency: UN
Revision : 5
Date : 2014-04-30
SOURCE: TBG5 Finance
CONTENTS
Multiple payment order message
0. INTRODUCTION
1. SCOPE
1.1 Functional definition
1.2 Field of application
1.3 Principles
2. REFERENCES
3. TERMS AND DEFINITIONS
3.1 Standard terms and definitions
4. MESSAGE DEFINITION
4.1 Segment clarification
4.2 Segment index (alphabetical sequence by tag)
4.3 Message structure
4.3.1 Segment table
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For general information on UN standard message types see UN Trade Data
Interchange Directory, UNTDID, Part 4, Section 2.3, UN/ECE UNSM
General Introduction
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0. INTRODUCTION
This specification provides the definition of the Multiple payment
order message (PAYMUL) to be used in Electronic Data Interchange
(EDI) between trading partners involved in administration, commerce
and transport.
1. SCOPE
1.1 Functional definition
A Multiple Payment order is sent by the Ordering Customer (or Payor
or Agent on behalf of the Ordering Customer) to the Ordered Bank, to
instruct the Ordered Bank to debit an account it services for the
Ordering Customer, and to arrange for the payment of specified
amounts to several Beneficiaries (or Payees) in settlement of the
referenced business transaction(s).
Throughout this document, the term 'Ordering Customer' refers to
either an Ordering Customer, or a Payor or Agent acting (sending) on
behalf of the Ordering Customer; likewise the term 'Beneficiary'
refers to either a Beneficiary, or a Payee or Agent acting on behalf
of the Beneficiary.
1.2 Field of application
The Multiple payment order message may be used for both national and
international applications. It is based on universal practice
related to administration, commerce and transport, and is not
dependent on the type of business or industry.
This message may be applied for both national and international
settlements.
1.3 Principles
- A Multiple Payment Order may cover the financial settlement of one
or more commercial trade transactions such as invoices credit notes,
debit notes etc. It is not intended for use in securities trading.
- Charges may be borne on account(s) different of the account(s)
held by the Ordering Customer.
- Several debit accounts, execution dates and currencies may be
specified.
- The Ordered Bank may need a confirmation/authorization (e.g.
AUTHOR message) to be allowed to process the Multiple Payment Order
message.
- The only way to modify a Multiple Payment Order message is to
cancel the whole message or part thereof (e.g. by the use of the
FINCAN message). In that respect, one to many order(s) could be
cancelled within the message, avoiding to be obliged to cancel the
whole message.
2. REFERENCES
See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General Introduction,
Section 1.
3. TERMS AND DEFINITIONS
3.1 Standard terms and definitions
See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General Introduction,
Section 2.
4. MESSAGE DEFINITION
4.1 Segment clarification
This section should be read in conjunction with the segment table
which indicates mandatory, conditional and repeating requirements.
The following semantic principles applying to the message are
intended to facilitate the understanding of the message:
The Multiple Payment Order message is structured in three levels:
A,B, and C. In the Branching Diagram, level A corresponds to page 1,
level B corresponds to page 2, and level C corresponds to pages
3 and 4.
-A level contains data related to the whole message and is contained
in Segment Group 1 and Segment Group 2 and the Heading section.
-B level contains data from the debit side (one debit account, one
currency, one execution date) and data which applies to all further
details of C level(s) and is contained in Segment Group 3 through
Segment Group 9.
-C level contains mainly data related to the credit side, and this
data is considered as unique for each payment transaction and is
contained in Segment Group 10 through Segment Group 21.
- The structure of the message is designed to allow several B
levels, each B level being followed by its related C levels.
Where a choice of code or text is given only the code element should
be used wherever possible.
00010UNH, Message header
A service segment starting and uniquely identifying a message. The
message type code for the Multiple payment order message is PAYMUL.
Note: Multiple payment order messages conforming to this document
must contain the following data in segment UNH, composite S009:
Data element 0065 PAYMUL
0052 D
0054 14A
0051 UN
00020BGM, Beginning of message
A segment by means of which the sender must uniquely identify the
PAYMUL message using its type and number and when necessary its
function.
Note: The identification will be passed back to the ordering
customer for reconciliation purposes, if a reference is not quoted
in the B- level.
00030DTM, Date/time/period
A segment specifying the date and if required the time when the
message is created.
00040BUS, Business function
A segment providing information to the ordered bank to route the
message, or for tariffing or for the provision of some statistical
information.
00050 Segment group 1: RFF-DTM
A group of segments identifying any previously sent message.
00060RFF, Reference
A segment specifying the reference number of another message.
00070DTM, Date/time/period
A segment identifying the creation date of the referenced
message.
00080 Segment group 2: FII-CTA-COM
A group of segments identifying the financial institutions involved
in the multiple payment order and the routing functions with their
contacts.
00090FII, Financial institution information
A segment identifying the financial institutions associated with
the transaction in coded or uncoded form and their function.
00100CTA, Contact information
A segment identifying a person or department for the party
specified in the leading FII segment and to whom communication
should be directed.
00110COM, Communication contact
A segment providing communication type(s) and number(s) of
person(s) or department(s) specified in the associated CTA
segment.
00120 Segment group 3: NAD-CTA-COM
A group of segments identifying the ordering party, which is valid
for all payment orders.
00130NAD, Name and address
Name and address for the ordering customer.
00140CTA, Contact information
A segment identifying a portion or a department for the party
specified in the leading NAD segment to whom communication
should be directed.
00150COM, Communication contact
A segment identifying communication type(s) and number(s) of
person(s) or department(s) specified in the associated CTA
segment.
00160 Segment group 4: LIN-DTM-RFF-BUS-FCA-SG5-SG6-SG7-SG8-SG9-SG10-SG11
This segment group contains information regarding the debit side of
this transaction and details which are pertinent to all payments
specified in the message. Certain payment details may be provided
either in segment group 4 or in segment group 11, but not in both.
00170LIN, Line item
A segment identifying the line item by a current line number.
00180DTM, Date/time/period
A segment identifying the date, at which an order has been
requested to be executed or acted upon.
00190RFF, Reference
A segment specifying the reference of the single debit amount on
the debit side of the Transaction (B level).
Note: The identification will be passed back to the Ordering
Customer for reconciliation purposes.
00200BUS, Business function
A segment identifying certain characteristics of the payment
orders stored on level C, such as business function.
00210FCA, Financial charges allocation
A segment specifying the method for allocation of charges and
allowances (e.g. charges to be borne by the ordering customer),
and identifying the ordering customer's account to which such
charges or allowances should be directed where it is different
from the principal account. This constitutes a default
specification and may be overridden at detail level.
00220 Segment group 5: MOA-CUX-DTM-RFF
A group of segments containing the currency of the single
amounts in level C, currency to be transferred, plus the total
of all single amounts of level C.
00230MOA, Monetary amount
A segment specifying the total amount and the currency to be
transferred.
00240CUX, Currencies
A segment specifying the source currency and the destination
currency of the transaction, when they are different. The
rate of exchange is solely used when previously agreed
between the ordering customer and the ordered bank.
00250DTM, Date/time/period
A segment identifying the effective date and/or time the rate
of exchange was fixed. The other occurrence identifies the
reference date.
00260RFF, Reference
A segment identifying the deal between ordered bank and
ordering customer.
00270 Segment group 6: FII-CTA-COM
A group of segments containing an account servicing bank
including the account to be debited. Another occurrence can be
used to specify the account for the return of unsuccessful
transactions. If the ordering party is not quoted separately in
the NAD-segment on level-B or level-A, then this group also
contains the information of the ordering party.
00280FII, Financial institution information
A segment identifying the financial institution and relevant
account number with the currency.
00290CTA, Contact information
A segment identifying a person or a department for the
financial institution specified in the FII segment and to
whom communication should be directed.
00300COM, Communication contact
A segment providing a communication number for the party
identified in the FII segment.
00310 Segment group 7: NAD-CTA-COM
A group of segments identifying the ordering party mutually
exclusive with NAD-segment on level-A for the ordering party
(Ordering customer and payor). Furthermore, one contact party
can also be quoted in this group.
00320NAD, Name and address
A segment identifying the name and address of the non-
financial institutions associated with the PAYMUL.
00330CTA, Contact information
A segment identifying a person or a department for the party
specified in the NAD segment and to whom communication should
be directed.
00340COM, Communication contact
A segment providing a communication number for the party
identified in the NAD segment and optionally for the contact
identified in the associated CTA segment.
00350 Segment group 8: INP-FTX-DTM
A group of segments containing instructions from the ordering
customer relating to parties identified in the NAD and FII
segments.
It specifies action to be taken by the identified parties and
the date (and optionally time) by which such action needs to be
taken.
00360INP, Parties and instruction
A segment identifying the party originating the instruction
and the parties to be contacted. It specifies where
appropriate the instruction in coded form.
00370FTX, Free text
A segment providing free text instruction relating to the
associated INP segment.
00380DTM, Date/time/period
A segment specifying the earliest and the latest dates and
times by which the instruction specified in the INP and/or
FTX segment(s) needs to be carried out.
00390 Segment group 9: GEI-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent use by
regulatory authorities requiring statistical and other types of
data.
It also identifies the regulatory authority for which the
information is intended followed by the information itself.
This group is mutually exclusive with Segment Group 15.
00400GEI, Processing information
A segment identifying what processing should be completed by
regulatory authorities.
00410MOA, Monetary amount
A segment giving the amount and the currency of each
transaction to be reported.
00420LOC, Place/location identification
A segment giving the different origins/destinations (places)
of goods/investment/services.
00430NAD, Name and address
A segment identifying a party related to the associated
informative text.
00440RCS, Requirements and conditions
A segment giving the nature (e.g. goods, transport services)
and direction of each transaction to be recorded in coded
form.
00450FTX, Free text
A segment giving information in coded or in clear form to
provide information relevant to regulatory authorities
requirements.
00460 Segment group 10: PRC-FTX
A group of segments - mutually exclusive with level -C-
containing the details of payment, which are determined for all
payments on level C.
00470PRC, Process identification
A segment identifying the kind of free text following this
segment.
00480FTX, Free text
A segment for information in coded or in clear form to
provide information from the ordering customer to the
beneficiary.
00490 Segment group 11: SEQ-MOA-DTM-BUS-RFF-PAI-FCA-SG12-SG13-SG14-
SG15-SG16
This segment group contains information regarding the
Beneficiaries of the payments. Certain payment details may be
provided either in segment group 11 or in segment group 4, but
not in both.
00500SEQ, Sequence details
A segment identifying the beginning of the credit side of the
transaction (C level) by a sequential number, which may also
be used for reconciliation purposes.
00510MOA, Monetary amount
A segment giving the amount value of the payment. It is the
amount to be transferred. The currency is quoted on the debit
side of the transaction (level B).
00520DTM, Date/time/period
A segment identifying date(s)/time(s) related to the
beneficiary's side.
00530BUS, Business function
A segment identifying business information (per credit) for
the payment order.
00540RFF, Reference
A segment identifying a transaction from the ordering
customer to the beneficiary and/or from the ordering customer
to the ordered bank.
00550PAI, Payment instructions
A segment specifying the conditions, method and channel of
payment for the payment order.
00560FCA, Financial charges allocation
A segment specifying the method for allocation of charges and
allowances and identifying the ordering customer's account to
which such charges or allowances should be directed where it
is different from the principal amount. This segment is
mutually exclusive with the FCA segment in Segment Group 4.
00570 Segment group 12: FII-CTA-COM
A group of segments containing the beneficiary's bank and the
account and if necessary up to two intermediary banks.
00580FII, Financial institution information
A segment identifying the financial institution and
relevant account number with the currency.
00590CTA, Contact information
A segment identifying a person or a department for the
financial institution specified in the FII segment and to
whom communication should be directed.
00600COM, Communication contact
A segment providing a communication number for the party
identified in the FII Segment and optionally for the
intermediary banks.
00610 Segment group 13: NAD-CTA-COM
A group of segments identifying the name and address of the
beneficiary and one contact party.
00620NAD, Name and address
A segment identifying the name and address of the non-
financial institutions associated with the payment on the
beneficiary's side.
00630CTA, Contact information
A segment identifying a person or a department for the
party specified in the NAD segment and to whom
communication should be directed.
00640COM, Communication contact
A segment providing a communication number for the party
identified in the NAD segment and optionally for the
contact identified in the associated CTA segment.
00650 Segment group 14: INP-FTX-DTM
A group of segments containing instructions from the ordering
customer relating to parties identified in the NAD and FII
segments. It specifies action to be taken by the identified
parties and the date (and optionally time) by which such
action needs to be taken.
00660INP, Parties and instruction
A segment identifying the party originating the
instruction and the parties to be contacted. It specifies
where appropriate the instruction in coded form.
00670FTX, Free text
A segment providing free text instruction relating to the
associated INP segment.
00680DTM, Date/time/period
A segment specifying the earliest and the latest dates and
times by which the instruction specified in the INP and/or
FTX segment(s) needs to be carried out.
00690 Segment group 15: GEI-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent use
by regulatory authorities requiring statistical and other
types of data. It also identifies the regulatory authority
for which the information is intended followed by the
information itself.
00700GEI, Processing information
A segment identifying what processing should be completed
by regulatory authorities.
00710MOA, Monetary amount
A segment giving the amount and the currency of each
transaction to be reported.
00720LOC, Place/location identification
A segment giving the different origins/destinations
(places) of goods/investment/services.
00730NAD, Name and address
A segment identifying the recipient of the associated
informative text.
00740RCS, Requirements and conditions
A segment giving the nature (e.g. goods, transport
services) and direction of each transaction to be recorded
in coded form.
00750FTX, Free text
A segment giving information in coded or in clear form to
provide information relevant to regulatory authorities'
requirements.
00760 Segment group 16: PRC-FTX-SG17-SG23
A group of segments containing the details of payment.
The content of these segments is passed through the banking
chain from the ordering customer to the beneficiary.
00770PRC, Process identification
A segment identifying the kind of payment details.
00780FTX, Free text
A segment providing free text instruction relating to the
payment details.
00790 Segment group 17: DOC-MOA-DTM-RFF-NAD-SG18-SG19-SG20
A group of segments providing details of all documents,
e.g., invoices, statements, despatch advices, etc..., to
which the Multiple Payment Order refers. It includes
information on the monetary amounts for each document and
on any adjustments (with an indication of the reason for
adjustments) and discounts. For information purposes an
indication of the tax element can be provided.
00800DOC, Document/message details
A segment identifying the reference document against
which payment is being made.
00810MOA, Monetary amount
A segment giving the monetary amounts of each reference
document (e.g., original amount, discount amount
etc..). The amount due and the amount remitted are
mandatory.
00820DTM, Date/time/period
A segment specifying the date of the referenced
document and indicating any other relevant dates
applicable.
00830RFF, Reference
A segment for the inclusion of any additional
references related to the reference document.
00840NAD, Name and address
A segment identifying a party name and address, either
by coded identification or in a clear form.
00850 Segment group 18: CUX-DTM
A group of segments specifying the currencies and the
related dates/periods valid to the referenced document
where different to the reference currency.
00860CUX, Currencies
A segment identifying the currency and associated
exchange rate of the referenced document where
different to the remittance currency.
00870DTM, Date/time/period
A segment specifying the date/time/period related to
the rate of exchange.
00880 Segment group 19: AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts and
their referenced documents.
00890AJT, Adjustment details
A segment indicating any adjustments to the amounts
originally specified in the referenced document, and
to which items such adjustments apply with the
associated reason for adjustment.
00900MOA, Monetary amount
A segment giving the monetary amounts of the
adjustments of each reference document (e.g.
original amounts, discount amount, etc.) The
currency data elements should not be used.
00910RFF, Reference
A segment for the inclusion of any additional
references related to the reference documents.
00920FTX, Free text
A segment providing free text information related to
the payment details.
00930 Segment group 20: DLI-MOA-PIA-DTM-SG21-SG22
A group of segments which may be used when required to
provide details of individual line items in the
reference document.
00940DLI, Document line identification
A segment identifying a specific line item within
the referenced document.
00950MOA, Monetary amount
A segment giving the monetary amounts for this line
item.
00960PIA, Additional product id
A segment specifying item identification codes where
required.
00970DTM, Date/time/period
A segment specifying the date/time/period related to
the line item.
00980 Segment group 21: CUX-DTM
A group of segments identifying the currency and the
related dates/periods of the line item where
different to the remittance and document currency.
00990CUX, Currencies
A segment identifying the currency and associated
exchange rate of the line item, where different
to the reference and target currency.
01000DTM, Date/time/period
A segment specifying the effective date and/or
time the rate of exchange was fixed.
01010 Segment group 22: AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts
and their referenced documents for this line item.
01020AJT, Adjustment details
A segment indicating any adjustments to the
amounts originally specified for this line item
and the reason for the adjustments.
01030MOA, Monetary amount
A segment giving the monetary amounts of the
adjustment for this line item.
01040RFF, Reference
A segment for the inclusion of any additional
references related to the reference document.
01050FTX, Free text
A segment providing free text information related
to the payment details.
01060 Segment group 23: GEI-MOA
A group of segments indicating the end of the details of
payment and specifying hash total amounts for control
purposes.
01070GEI, Processing information
A segment identifying the end of the details of
payment.
01080MOA, Monetary amount
A segment indicating total amounts for control
purposes.
01090CNT, Control total
A segment identifying the kind of control-checks for the payment
orders contained in the PAYMUL and identifying the totals according
to the coded form.
01100 Segment group 24: AUT-DTM
A group of segments specifying the details of any authentication
(validation) procedure applied to the PAYMUL message.
01110AUT, Authentication result
A segment specifying details of any authentication (validation)
procedures applied to the PAYMUL message.
01120DTM, Date/time/period
A segment identifying the validation date/time.
01130UNT, Message trailer
A service segment ending a message, giving the total number of
segments in the message (including the UNH & UNT) and the control
reference number of the message.
4.2 Segment index (alphabetical sequence by tag)
AJT Adjustment details
AUT Authentication result
BGM Beginning of message
BUS Business function
CNT Control total
COM Communication contact
CTA Contact information
CUX Currencies
DLI Document line identification
DOC Document/message details
DTM Date/time/period
FCA Financial charges allocation
FII Financial institution information
FTX Free text
GEI Processing information
INP Parties and instruction
LIN Line item
LOC Place/location identification
MOA Monetary amount
NAD Name and address
PAI Payment instructions
PIA Additional product id
PRC Process identification
RCS Requirements and conditions
RFF Reference
SEQ Sequence details
UNH Message header
UNT Message trailer