Welcome

Barclay & Lloyd have over 50 years experience in all aspects of debt. Whether you are struggling with your mortgage, or whether you are self employed with both business and personal debts,
we can offer advice.

Commercial Debt

If you have debt owing from commercial ventures (i.e. business loans, investment property, personal guarantees etc) there are solutions available to you.

What Happens Next?

Firstly we will have an initial meeting. This will allow us to understand the extent of your circumstances. After discussing your circumstances and your aspirations, we can then explore the options which may be available to you.

Common solutions include:

Restructure - A restructuring of the debt owed

Settlement/Write Down - Where a debt is settled for an amount different to what is owing.

Consent for Sale - Where consent is given by a lender allowing an asset to be sold.

Voluntary Surrender - Where an asset is handed back.

Alternative Payment Arranement - Where a different payment plan is agreed upon for an agreed amount of time.