Football fans can get all our stat-packed picks, including our hugely successful Intelligence Index Mental Mismatches (.667 ATS) and King of Props plays (.661), each week through the Super Bowl by becoming a CHFF Insider. It's just $9.95 per week.

The CHFF Insider-only Intelligence Index helps us separate smart teams, those that excel in situational football, from dumb teams, those teams that fail to execute in situational football.

When a smart team plays a dumb team, we call it a Mental Mismatch, and our own Colonel Comey highlights those games each week, with rousing success here in 2013, the indicator's first year of existence.

CHFF Insiders who follow these Intelligence Index Mental Mismatches are sitting at the head of the class. These picks have gone:

28-4 (.875) straight up

20-10-2 (.667) against the spread

It's an impressive string of success. In fact, the I.I. is currently locked in a heated battle with the King of Props, who himself is an impressive 39-19-1 (.661), in the race to reach .700 by the end of the season.

Not only do these smart teams win, they win convincingly.

Our 32 "smart team" picks this year:

Have been favored by an average of 5.3 points per game

Have won by an average of 11.6 points per game

Smart teams are generally favored. But we have picked three underdogs as the smart team in our Mental Mismatches.

All three of those "smart" underdogs not only covered, but won outright. We cite a rare two underdogs among our three Week 15 Mental Mismatches.

The Intelligence Index works for one very simple reason: most fans and analysts look only at the physical capabilities of each team. The Intelligence Index allows us to measure the mental capabilites of each team, too.

It turns out that smart coaching and team intelligence are actually more important than just physical skills.

Just ask the Kansas City Chiefs: They are a humble No. 17 in total offense and No. 20 in total defense; they have actually given up more yards on defense (4,652) than they've gained on offense (4,393).

But the smart Chiefs excel in situational football.

As a result, the Chiefs are are No. 7 in scoring offense, No. 4 in scoring defense, No. 1 on the Intelligence Index and sporting a nifty 10-3 record.

Or ask the Houston Texans: They are a solid No. 11 in total offense and No. 3 in total defense. Physically, they are one of the best teams in football, generating 4,798 yards of offense while allowing just 3,928 yards on defense. Houston is also No. 6 in Total Team Yards Differential (+645).

But the physically gifted Texans are stupid and suck in situational football.

As a result, the Texans are No. 29 in scoring offense, No. 27 in scoring defense, No. 32 on the Intelligence Index, and sporting a sad-sack 2-11 record that launched the dismissal of head coach Gary Kubiak.

Here's a look at our 32 Mental Mismatches so far this season, the score of the game and the results both straight up and ATS. As you can see, smart teams consistently win and consistently win big.