A.C.A. Recovery, Inc. Phone Harassment?

A.C.A. Recovery, Inc. Phone Harassment?

Is A.C.A. Recovery, Inc. (A.C.A.) calling you?Stop A.C.A. Recovery, Inc. phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop A.C.A. phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is A.C.A. Recovery, Inc. a Scam?

According to the Better Business Bureau website, A.C.A. Recovery, Inc. has been in business for 21 years. There have been 2 complaints filed against A.C.A. with the BBB.

Who is A.C.A. Recovery, Inc.?

A.C.A. Recovery, Inc. is third party debt collector located in Ridgewood, New Jersey. A.C.A. has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 50 E. Ridge Ave. #395

Ridgewood, NJ 07450

Phone: (800) 356-3713

A.C.A. Recovery, Inc. Collection Tactics

If A.C.A. Recovery, Inc. engages in any of the following tactics, you may have a case:

Using profanity or abusive language

Calling you before 8:00 a.m. or after 9:00 p.m.

Calling you multiple times per week

Talking to others about your debt

Calling your workplace

Threatening to sue you, harm you, or destroy your credit

Telling you or anyone else that you’ve committed a crime

Calling repeatedly for the wrong person

Failing to notify you of your right to dispute the debt

Trying to collect more than legally allowed

A.C.A. Recovery, Inc. Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

800-356-3713, (800) 356-3713, 8003563713

If the answer is yes, then you are receiving calls from a known A.C.A. number. You may be a victim of A.C.A. phone harassment. The list above is not all the numbers that A.C.A. uses. The calls can be from a different number and it still be A.C.A. Recovery, Inc. calling you. Contact our office right away so we can start the process to stop A.C.A. from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is A.C.A. a scam? No, A.C.A. Recovery, Inc. has been in business for 21 years.

Can A.C.A. Recovery, Inc. garnish my wages? Yes, A.C.A. can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can A.C.A. sue me? Yes, A.C.A. can sue you so long as the debt is within the statute of limitations

Can A.C.A. report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can A.C.A. arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample of complaints filed against A.C.A. Recovery, Inc. in the past and can be found on Pacer.org.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the A.C.A. Recovery, Inc. harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from A.C.A. Recovery, Inc. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”