How to Get Out of Debt the Right Way; Online Communities and Forums Offer Consumer Support

Consumer forums and communities offer a wealth of information, as well as provide a great sense of camaraderie, validation, guidance and knowledge from other consumers who understand what it's like when faced with credit nightmares, debt problems, mortgage issues or corporate wrongs.

Meet Kristy Welsh, founder of CreditInfoCenter.com, a longtime consumer friendly community, and Author of the book, Good Credit Is Sexy and the brand new Financial Fitness Workbook that can be found on Kristy's site.

Do you know the differences between debt negotiation, debt settlement and debt counseling?

Listen to our show SpotLight and get some tips and advice on how to deal with paying off accumulated debt, with the least amount of damage to your credit.