Yeah, there's a lot of nuance for sure, and it's usually better to buy a cheaper car outright. It's also not ridiculous for someone making $75k/yr to have $13k in car loan debt, but it would be insane if they were making $25k. That's the issue with using average instead of meanmedian. The mean median auto loan debt is likely much lower than the average, but the link doesn't give the data to know that.

Bought ours a few weeks ago, around when they were first offered online. Found out the BIL will be visiting and was able to buy another ticket last week. From the sounds of it I too assumed it would sell out fast.

When it comes to child care, I don't find those rates to be too absurd. The issue is that your income isn't reflecting costs because middle class income has been stagnant since the 70s. You wouldn't mind $1800/mo for daycare if you were making better wages, like you should be. We need labor reform badly.

Honestly, it's hard to realize how much racism there is if you weren't raised racist or raised around racists. I lived in a wonderful area where my friends were Ukrainian, Mexican, Japanese, black, and a few white kids. There was zero visible racism. It wasn't until college that I met black kids that had actually dealt with this level of racism and it was eye opening to speak with them. Until then I thought we were past this in most of the country.

If 35 Chrome tabs maxes out your RAM, you need more RAM. I've got 26 tabs open in Chrome now, 7 in Firefox, running 3 RDP sessions, Outlook, notepad, Word (4 open files), OneNote, Excel, VoIP software, IM software, and snipping tool and my RAM isn't even at half with 16GB installed. If I had 8 available (the low end of the current normal amount) I'd still be fine.

Might be the case. In FoCo, there are simply too many choices. I rarely feel the need to give any place a 2nd chance because I can just go to one of the other amazing restaurants in the city (often in walking distance). I will note that I had their cabana hash and it was fucking gross. The Cubano was really good though, but far from authentic.