* Terms & Conditions Apply. Card issuance is at the sole discretion of the issuing bank.

* Terms & Conditions Apply

Credit cards were introduced primarily keeping two things in purview; firstly it was designed to boost the market, and secondly to open up an avenue of cash withdrawal apart from the banks. The initiation of the cards lended cash right into the hands of the consumers, and Shopping volume and capacity increased manifold. And the alternative for cash withdrawal from the ATM kiosks cut short the amount of time wasted standing at the bank queues. However apart from these two features, the card convention opened up another new dimension- paved the way for globalization. As the credit cards were extremely fast in their deed of captivating the ?audience?, banks; the sole medium of authorizing and issuing them, began to feel the heat. And as the days passed away, more and more banking players began to tread in this newer pasture. This whole thing in a very short span of time made the world a small place, a small and interconnected one. As more and more features of the card, in its number of forms began to get unleashed, Shopping beyond the border was no longer a dream. The way in which a credit card functions is simple. It is actually a statement given by the authorizing bank, enabling the user to buy stuffs using the card. And the most important part is- he doesn?t have to pay for it right then and there. All he has to do is pay the credited sum, to the bank, at a later time at his convenience. This is not only an user friendly approach but also revolutionized the commercial segment in a big way. Sales began to flourish and the ?new world order? was achieved, at least some kind of it.

Credit cards are classified into a number of subtypes, based on various features. These features are nothing but the added benefits they bring, apart from fulfilling the basic two tasks they were made for. In the realm of the card, the fight for glory is among two champions- namely the Platinum card and the visa card. However as time went on, the Platinum one tilted the edge in his favor. We should actually get into the topic in a bit more detailed manner. The Platinum card is much like the metal it is named after. Just like Platinum it is the most expensive and exclusive card in the realm. The benefits that a Platinum card brings to its users are nothing short of a luxury treat. Firstly they command huge discounts and guaranteed cash backs. And secondly, almost all leading service providers such as leading restaurants and dining chains, Shopping destinations, e-commerce sites, hotels, travel websites, hospitals; so as to say every large scale service provider is on the grid with the Platinum card. And thus while using places and availing facilities as of one?s standard, the card becomes not only effective but handy as well. The winds of globalization ushered by the credit card convention hit the developing countries in the same manner as it did Europe and the Americas. And for this the example of India can be given. The open world trade led to the rapid and massive development of cities such as Botad, Hyderabad, and Bangalore, breaking away from the age old quadrilateral of Kolkata, Delhi, Mumbai and Chennai. And in these new cities, with all the world class facilities available, having a credit card for Shopping became a must. And with the word credit card we definitely mean the Platinum ones of course. As in this regard the other options are nothing but vintage trash.

Chqbook Review

The ICICI Bank's Coral Credit Card comes in cheap – at just a Rs. 500 annual fee, you can actually get this back in the first month itself by going for the 1+1 movie offer from BookMyShow™. Not only that, we also like that you can get your points converted to credit into your statement and the free quarterly visit to Domestic Airports and Railway Lounges are an added plus. Go for this card if you like Movies, travel once in a while and like earning points which actually translate to money.

thumb_up PROS

We love the 1+1 movie offer from bookmyshow™. It also helps that you can book tickets any day of the week.

For someone who travels once in a while, the free access to domestic airport lounges with the ICICI Bank Coral Credit Card is a great plus. Also, its one of the few cards to throw in free access at Railway lounges too once in a quarter

You can redeem your Payback™ points in cash which gets credited to your card account. With each Payback™ point worth ₹0.25, you are going to want to count each point!

Mark all the HPCL petrol pumps on your map – the ICICI Bank Coral Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The 1+1 movie offer from bookmyshow is on a first come first serve basis. If the quota for the day gets over, it can get frustrating.

Chqbook Review

The ICICI Bank™ Platinum Chip Credit Card is one of the best first credit card you can have. Not only it comes with zero joining fee and annual fee, its got everything going from Reward Points, fuel waiver etc. Go for this card if you are new to credit cards and want to get your feet wet.

thumb_up PROS

With no joining fee – it's one of the cheapest cards available and packs great features. Great Value for Money.

We like that even the ₹199 Joining fee is waived off if your purchases exceed ₹2000 within 60 days of the card setup date and you work at select corporates1

You get points through Payback – since other cards also use Payback you can actually see all your points adding up from different cards at one place.

Mark all the HPCL petrol pumps on your map – the ICICI Bank Platinum Chip Credit Card allows you to get a 1% fuel surcharge waiver on all fuel transactions below ₹4000. Just make sure the card is swiped on an ICICI Bank swipe machine.

thumb_down CONS

The ICICI Bank Platinum Chip Credit Card does not come with any flight benefits or lounge access.

Chqbook Review

The premier airline company in the country and the premier bank in the country team up on this value for money credit card. Apart from the welcome bonus and the JP Miles enrolment, there are discounts on dining, free movie tickets and free access to Airport lounges in the country.

thumb_up PROS

If you fly often, this card is just what the doctor ordered. Not only do you get enrolled into the fabulous Jet Airways Miles program, you also get to earn JP Miles on other transactions on this card as well – all guaranteeing a lot of accrued Miles and free flights

The free movie ticket offer with the Buy 1 Get 1 Free option from bookmyshow™ ensures you always get value for money whenever you go to the movies

When you fly international, you can redeem your JP Miles against 25+ other airlines – so go ahead and rack up those Miles

Dining now has a 15% additional discounts built into it – more outings at some of the best restaurants in the country!

Get to dine in luxury at the Visa lounges at select Airports in the country – you get 2 complimentary lounge visits per quarter

The annual bonus of 1250 JP Miles go a long way towards setting off the annual fee

thumb_down CONS

If you are not a Jet Airways flyer, this card may not give you the best experience

The buy 1 get 1 free movie offer from bookmyshow™ is on a first come first serve basis – so you may not always get the free ticket when you fancy it

4.3

12 Reviews Sort

Newest

Satisfied

3 months ago | Kanhaiya Lal

I have taken ICICI Bank Coral Credit Card through online. They offered me a limit of 62K which am not satisfied. The customer service and responsiveness was good. I have been using the card for last 6 months. There is no annual fees

Excellent

8 months ago | Sunil

Its a good bank, they gave me good credit limit as well but they are charging high interest rate on the credit card transaction. They recently enhance my credit limit their features should be improvedin some aspects.

Great

8 months ago | NEHA ALAM

I am using Jet Airways ICICI Bank Coral Visa Credit Card,from past 8 months and reward points are good and web access to make payments and check statements are pretty easy and handy

Average

1 year ago | Ilavara sarangi

I have taken a Icici credit card, the card is OK I am not completely satisfied with the card they have offered me. I am not getting good services. There has been a pretty little benefits added to the card, and I just find it an ordinary credit card, I would rate this card as an average.

excellent card to enhance your dining expirence

1 year ago | Mohan Rameshwar Rathod

I am having the ICICI bank platinum chip credit card, and the customer service is good . And net banking is very useful. If u r dining out then its ur card.

great card

6 months ago | K Latha

My credit card was with ICICI bank platinum chip credit card 1 year back. There is an anuual charge on this card. The customer service and response is fine with the bank.

High credit limit

6 months ago | Bandita Das

I have been holding this card for the last two years, the services which they have been providing is so far great. I can use this card properly due to the high credit limit given to me.

Free lounge access

9 months ago | Rekha Gupta

I hold a credit with Jet Airways ICICI Bank coral visa Credit Card. I am very much comfortable with this card. I am getting free airport lounge service 2 times in every quarter. After that you have to pay for it.

Greatoffers for movie lovers

2 months ago | Sanvi Kumari

I have been using this card from a long time and the only thing good about this card is that it is providing buy1 get 1 free movie tickets on bookmyshow but that too applicable if ticket price is Rs 250/- or below. Since most of the weekends are high priced, this offer is not applicable and hence card is useless.

Happywith the credit limit of this card

1 month ago | Prasad P

I bought the ICICI Bank Coral Credit card Card online after reading reviews and i am really happy about the features and benefits of this card, very good feedback, i am happy with the credit limit they offered. Overall the whole application process was easy and hassle free.

Good experience with this card

1 year ago | Reena Das

I have a credit limit of rs 1.5 Lacs.My experience with ICICI Bank coral credit card was good. Verification process took long time and they provided door step service to collect the documents.

Good card

9 months ago | Mukhbir Rai

I have taken a credit card with ICICI bank.I have good payback points as well as redemption options are good.Customer service is good