As the longest partial government shutdown in U.S. history hits a four-week mark, Iowans and institutions built to serve them are forced to make adjustments.

The shutdown carries with it varying levels of financial stability and uncertainty for an estimated 420,000 government employees across the country working without pay and another 380,000 on furlough.

This can mean missed wages and scrambles to secure loans as the shutdown continues to disrupt daily life for a few hundred thousand people across the country.

Since the shutdown began, at least 127 federal employees in Iowa have submitted an initial claim for unemployment benefits, said Cory Kelly, Communications Director for Iowa Workforce Development.

In other shutdown news for Iowa:

Iowa Sen. Chuck Grassley, chairman of the Senate Finance Committee, said in floor remarks Wednesday that taxpayers filing returns can "expect refunds to be sent out as usual should the shutdown drag on." He noted this tax season is "a little different, not only because of the shutdown, but also because" it's the first implementation of tax cuts and reforms in the Tax Cuts and Jobs Act of 2017.

Local financial institutions are offering federal government employees in financial stress low- and no-interest loans.

People's Bank, with nine locations in central Iowa, announced short-term low-interest loans payable when the government reopens and paychecks resume to affected customers.

Veridian Credit Union, founded in Waterloo, is allowing affected customers to utilize interest-free Government Advance Loans and free delayed-payment services.

Friday, Jan. 11, was payday for the federal judiciary, who are guaranteed only one more on-time paycheck if the budget impasse is not resolved by Jan. 25, said John Courter, Clerk of Court for the Southern District of Iowa. Courthouses will remain open and vital functions such as trials and hearings will continue as scheduled, even if court employees are working without scheduled paychecks, Courter said.

Parks: While the Neal Smith National Wildlife Refuge in Jasper County and the DeSoto refuge in Western Iowa remain open to the public, visitors enter the park at their own risk, as no federal employees or contractors are present during the shutdown.

The national historic site facilities honoring the 31st president of the United States remain closed as more than 20 employees at the Herbert Hoover National Historic Site and Presidential Library and Museum in West Branch are furloughed, the Iowa City Press-Citizen reports.

Research funding: While research operations at the University of Iowa continue as planned, it is not without concern as the shutdown stretches into the month, the Iowa City Press-Citizen reports. About half a billion dollars in federal research dollars are awarded throughout the year to fund research across Iowa's three public universities.

Alcohol and Tobacco Tax and Trade Bureau workers are off the clock, which means some favorite out-of-state brews may not be stocked as the TTB puts a hold on issuing new beer labels.

Wells Fargo's home mortgage loans branch, headquartered in Des Moines, expects to continue taking most applications for and to close Federal Housing Administration and Veterans Administration loans, provided the government shutdown does not continue for an extended period, local bank spokesman Steve Carlson said earlier this week.

Food stamps were made available on EBT cards early for about 335,000 low-income Iowans, instead of the regular February dates, according to the Iowa Department of Human Services. But it's unclear how the federal government will pay for supplemental nutrition assistance in March if the shutdown continues. Read more.

The U.S. Department of Agriculturedelayed the release of key crop reports that assist farmers and investors in planning for the upcoming planting season.

The Polk County Health Department, which receives federal grant funding from the Department of Housing and Urban Development, could be affected if there's a need for approval to conduct a home safety inspection (as there are no federal employees available to do so), said Nola Aigner, a public information officer with the Polk County Health Department.

The Iowa Department of Public Health has concerns that the Women, Infants and Children Program, which enrolls about 59,000 Iowans, could face financial difficulty if the shutdown continues past mid-February. The program provides food, nutritional education, and other services to pregnant women, new mothers and young children.

The nationwide air travel industry is feeling the effects of the shutdown as aircraft safety inspections are stalled, new travel routes are waiting to be mapped out, TSA and customs encounter delays, and TSA officers quit their jobs.

Des Moines air traffic controllers are working without pay. Read more.

The Des Moines International Airport cancelled its upcoming registration event for the Global Entry program until further notice. The program allows qualifying international travelers to bypass passport control lines. Read more.

The Des Moines Symphony is offering furloughed federal employees two complimentary tickets to a concert of their choice. Tickets must be reserved before March 1 and are only available at the Des Moines Civic Center Ticket Office. A government-issued ID is required when reserving tickets. Learn more here.

This article will be updated.

Have you been affected by the government shutdown? We want to hear from you. Email Shelby Fleig at shelbyfleig@dmreg.com.