EMV Chip Card Technology

Things you need to know when you receive your EMV Chip Card:

Your PIN (Personal Identification Number) remains the same. (The PIN only changes for those with lost, stolen, or worn out cards)

Activate your new card by making a purchase or ATM transaction using your PIN

Destroy your old card, once you have activated your new card

Your card number, expiration date and CVC number (that’s the security code on the back of your card) will change. The reason for this is to provide you greater security and to help reduce the possibility of fraud to your account

If you use your debit card for recurring charges, (such as making an insurance payment) please be sure to update those accounts with your new card information (card number, expiration date and CVC code)

Why Chip Cards?

Most countries have already converted to chip cards. Chip cards contain embedded microprocessors that provide strong transaction security features and other application capabilities not possible with traditional magnetic stripe cards. This will reduce debit card fraud

Now accepted in the United States – as chip technology is more widely used and accepted, you have likely seen chip-enabled terminals available in stores nationwide. Now you will be equipped to use your card at these chip-enabled terminals

Using Your Chip Card is Easy

You can continue using your new chip card for everyday purchases as you do today. Just swipe your card when shopping at merchants without chip-enabled terminals.

For Merchants with Chip-Enabled Terminals, Follow These Easy Steps:

Simply insert the card into the terminal and wait for the transaction to complete-no swipe needed.