TJX Rewards MasterCard for TJ Maxx and Marshalls purchases

Many retailers offer store cards offering different incentives for customers to open an account with them. This may be a discount on a first purchase, points that add up to earn discounts and rewards, or the card may be co-branded with a large credit company in order for the customer to use the card in a wider range of stores and services. Some shops will offer additional benefits to their card holders.

The TJ Maxx group offers all of these.

TJ Maxx offer two rewards cards for customers to choose from; the TJX Rewards Card, and the TJX Rewards MasterCard.

The basic rewards card offers a 10% discount on the first shop after the account has been approved. The 10% discount offer is good for whatever amount that first purchase is. The shops where customers can take advantage of this discount are all the shops that are part of the TJ Maxx group. These are T.J Maxx, Marshalls, HomeGoods, and A.J.Wright stores.

But the 10% discount is just a nice bonus to what the card can save you in the long term. For every dollar spent in one of these stores, you earn 5 points. If you have the TJX MasterCard Rewards Card, you can earn 1 point for every dollar spent on the MasterCard, wherever that may be.

Once you have accumulated 1000 points, you will receive a $10 reward certificate to spend at any one on the TJ Maxx group of stores. That’s $10 for every $200 you spend! And there’s no limit to the amount of points you can accumulate, or the number of reward certificates you can receive.

Both the TJX Rewards Card, and the TJX Rewards MasterCard are absolutely free – there’s no monthly or annual fee to pay.