Online Loan Application

Welcome to Cara Credit Union’s online Loan Application.* fields that must be completed

Your details

Select Loan*

Select the loan you wish to apply for.

Purpose of Loan*

Loan amount*

How much do you want to borrow?

Are you a member of Cara Credit Union?*

Member

Non-member

Account number

Full Name*

FirstLast

Date of Birth*

Telephone*

Email address*

Proof of income

Please upload photo of current payslip, social welfare payments, if applicable a set of accounts.

Accepted file types: jpg, gif, png, pdf.

ICB Consent*

I authorise Cara Credit Union to process and retain data provided by me in respect of this application, to seek and provide credit references (searches), to record details of any transaction which may result from this application with Irish Credit Bureau Limited (ICB) and ICB to record, retain and disclose to its members details of such searches for a period of one year.I acknowledge that Cara Credit Union and/ or ICB are permitted to disclose any material misstatement of fact contained in the application for financial accommodation to its members and relevant bodies. I consent to any such application being processed, recorded and retained by ICB.If we reject your application based on the consultation of a database Cara Credit Union is required by law to inform you immediately and without charge of the result of such consultation and is also required to provide you with particulars of the database consulted.

I/we authorise Cara Credit Union to process and retain data with the ICB

Communication Consent

For the assessment, monitoring and administration of your Account and to inform you of goods and/or services which may be of interest to you, I consent to Cara Credit Union or third parties selected by the Credit Union using my details to inform me of:

By phone or letter

By email, text message or fax

Data Protection*

I confirm that I have read this website's privacy policy and cookies policy and I consent to collection of my details as stated in these Policies. *

This form collects your details above so we can contact you back in relation to your form submission.

Please note this the first step in applying for your loan. For your loan application to be processed please provide:

Proof of income (current payslip, social welfare payments, if applicable a set of accounts)

Most recent bank statements for the last 3 months (in some cases we may require the last 6 months)

5% of Loan Principal in Shares

For promotional loan rates, quotations may be required

For College Loans it is normal policy for us to request proof of college place and a breakdown of loan purpose. We also request a guarantee from a parent/guardian with a proof of income and 3 months Bank Statements.

Notice: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.