Here at Choice Insurance Agency, we realize that your house is probably your most valuable asset. When your home is destroyed or damaged, we understand that you expect your claim to be settled by an insurance
company that will take care of it in the most stress-free way possible. Our independent insurance agents will help you find the Minnesota homeowners insurance policy that will be tailored to your needs, and give you the
best combination of quality service, appropriate coverage, and competitive pricing.

Homeowner insurance policies may differ in many ways such as the amount of coverage, which losses are covered, and what type of residence is insured. Here at the Choice Insurance Agency
we will help you pick the homeowners insurance policy that is the best fit for you. That might be a comprehensive insurance policy that will cover many things like smoke, hail, fire, failling objects, theft, or vandalism, or it might
be a policy that only covers specific losses.

At Choice Insurance Agency, our team of experienced MN Insurance Agents are dedicated to providing you with expert insurance advice and professional service. As an independent insurance
agency, Choice Insurance Agency represents over fifteen different top-rated homeowners insurance carriers including AAA, Acuity, Allied, Auto-Owners, Encompass, Foremost,
Hartford, Integrity, MetLife, Nationwide, Safeco, Travelers, West Bend, and Wilson Mutual. We do the shopping for you to find you the best homeowners insurance rates and the best
insurance coverages.

The amount that you pay for your homeowners insurance policy can depend on many factors inluding things like:

Coverage for damage to your home - Property or Dwelling Coverage will pay to repair or rebuild your home if it is destroyed or damaged by an insured event.

Coverage for yourself and other people - Personal Liability Coverage applies if someone is injured and you are to blame. When you are choosing your liability coverage limits you should consider things
like the amount of assets you own and the amount of money you make, you want to protect yourself incase you get sued.

Coverage for your belongings - I'm sure your house is filled with personal items, things like clothes, electronics, and furniture all have meaning to you. Personal Property insurance
will help replace these items if they are lost, stolen, or destroyed as part of a covered loss.

Coverage for any additional living expenses - What happens if your home burns down in a fire and you have nowhere to live? Your home insurance will pay (usually up to 24 months) while
damange is assessed and your home is rebuilt or repaired.