What We Do

Wilmington Trust provides all of the services of a traditional trust company with one important distinction: We do not provide investment management services for marketable securities held in a trust. You, the client’s trusted financial advisor, fill that role.

Wilmington Trust can serve as trustee and offer administration services for virtually any type of personal trust, including revocable and irrevocable trusts, whether testamentary or inter vivos, as well as charitable trusts, and irrevocable life insurance trusts. While each trust is unique and managed to its specific terms, our administrators typically perform some or all of the following services:

Document review to assure compliance with all trust provisions

Calculation and disbursement of income and other distributions

Management of discretionary disbursements with sensitivity and compassion

Preparation of annual accountings for court supervised accounts

Preparation, review, and filing of fiduciary tax returns

Annual asset valuation

Coordination with attorneys, accountants, and financial advisors

Preparation of quarterly trust reports

Comprehensive file documentation

Recordkeeping and tax reporting

Comprehensive communication with grantors, beneficiaries, and their advisors via statements, meetings, and other correspondence

Although you manage the investments in your client’s trust on a daily basis, for discretionary trusts, Wilmington Trust retains the fiduciary responsibility for those investments. Accordingly, we work closely with you to develop an investment policy statement and investment strategy consistent with the terms of the trust.

Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank and certain other affiliates, provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management and other services. International corporate and institutional services are offered through Wilmington Trust Corporation's international affiliates. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC.