Trying to gain access – very difficult. It’s a guard gated senior community. The Management staff and security seems to be all about no one(re: residents) being bothered or interrupted.

I get that. They have a job to do. When we receive an assignment, such as this, we have to door knock the property that has returned back to the bank(been foreclosed on).

We need to verify who is inside. Is it the previous owner, a tenant or is it vacant? Just to gain access to this one was difficult, as it has been in the past.

However, I did verify occupancy and was able to get a locksmith lined up to have the place broken into and re-keyed. Oh, one of the folks that works in the management office for the Friendly Valley Home Owners Association gave me the intel of the unit being vacant.

I am always very respectful at the front gate – but there have been “exchanges” in the past regarding realtors and the association.

Not with me – but with a couple of other agents who almost had the sheriff’s called.

I don’t bureaucracy is too strong of a word in this case… Maybe Pride/Ego – “Maybe them’s the rules :)”

We were honored with a response from a Homeowners Association:

It’s our experience “the bank” doesn’t bother to notify the Association of a foreclosure – most likely, because they are legally responsible for dues, fees & charges & Unit repairs from the date of foreclosure forward. We’ve been told by numerous banks, Servicers & even Escrow Officers “the bank won’t pay anything until the property is resold” – which isn’t legal or ethical. Also, the Association may have a filed Lien, NOD or even an NOS on the foreclosed Owner and without a copy of the filed TDUS, cannot determine their validity, the legal Owner of the property and certainly cannot generate a ledger for the new Owner’s post-foreclosure dues, fees & charges.

Finally, many Owners are illegally rent-skimming & we have NEVER had any bank care about the Unit occupants when we’ve told them about it – even though rent-skimming is illegal in California. While the rent-skimming goes on, the Association must continue to pay the Unit’s water, insurance, trash, common area maintenance and quite often plumbing & property repairs because damage caused by the Unit occupants isn’t taken care of by the Owner in foreclosure (which can be up to 2-3 years in duration) and usually affects other Units and the common area.

So, when a RE Agent requests property access, it is often the first confirmation of a foreclosure & sometimes the RE Agent is the only contact the Association has to find out when the foreclosure happened, who the new Owner is (bank) and how the Association can contact them to get them to make their Association payments — as every Owner is legally obligated to do.

Sorry, but our experience is that RE Agents are far more accountable than banks or their Servicers and we do use property access restrictions to find out information the banks will not provide. Withholding access to the property is sometimes the only power the Association can wield to get banks to do what is legally required of them.

Best Regards,

Your New Foreclosures alert, Paris911’s Sold to Third Alert for Santa Clarita Valley CA, found a match.

Paris and Connor MacIvor

Connor and Paris MacIvor are in the Top 1% of Realtors Nationwide, starting their real estate business in 1998 with RE/MAX Gateway - Santa Clarita Valley and Valencia CA.
Their becoming licensed real estate consultants and representatives came from the horrible experience they had when they bought their first home. There were many things that the agent they had hired did not explain and disclose, which per law he should have.
Getting that agent on the phone after they closed escrow and after he had gotten paid was impossible. Paris and Connor called the broker, the board of realtors, the office manager and all they received was the promise of a phone call back. The remedy did come, but not as fast and in the way they wanted.
That act - that bad agent was the reason why Paris and Connor became Realtors. That was all they needed to vow to never let the same fate befall anyone else, that befell them.
Today Connor and Paris are focused on client service. Protection and top-shelf service with regard to their real estate clientele. They primarily work within the Santa Clarita Valley and Valencia CA. However, for a referral, where 80+ of their business is referrals they have License and Will Travel to other parts of Ventura County, Los Angeles County, and Orange County to handle real estate transactions for those who trust their real estate operation. Writing on their Real Estate Blog is a passion. SCVnest.com/blog is where you will find over 10,000 real estate articles. Go to SCVnest.com/radio to listen to their latest real estate radio broadcast.

Based on information from CARETS as of 2019-05-25T09:46:16.157. The information being provided by CARETS is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CARETS, CLAW, CRISNet MLS, i-Tech MLS, PSRMLS and/or VCRDS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Any property information referenced on this web site comes from the Internet Data Exchange (IDX) program of CARETS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.