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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

SLIDE SHOWFebruary 2019

Your car insurance bill is probably one of your largest regular expenses—especially if you have teenage drivers.
To trim your premium, ask your insurer for a list of discounts, and let it know if you ...

Ask KimFebruary 2019

Your IRA administrator will send you a 1099-R, noting your entire distribution; you need to report it to Uncle Sam -- and call out what portion was used as a qualified charitable distribution -- on your 1040.

SLIDE SHOWJanuary 2019

You may need to pay income taxes on a portion of your Social Security benefits, based on your income. But knowing the rules and a few key strategies can help you minimize the tax hit.
Whether or not ...