Portfolio Approach

A personalized, disciplined approach to help you achieve your goals.

For more than 100 years, RBC Dominion Securities has helped its
clients achieve their financial goals by employing a disciplined process
to investing known as the Portfolio Approach.

The basis of long-term, successful money management, the Portfolio
Approach is predicated around creating a customized investment portfolio
that reflects your investment needs throughout the various stages of your
life. Working together with your Investment Advisor, you can implement the
Portfolio Approach to achieve your financial goals.

Step 1: Understanding your needs and goals

Your Investment Advisor’s first and most important job is to
listen to you and understand your needs and dreams for the future. He or
she will take the time to understand your specific investment goals, such
as saving for retirement or financing a business, and the timeframes
available to achieve them. In addition, your Investment Advisor will consider
your return expectations and tolerance for risk. This “discovery
process” doesn't end here—as time passes, and your situation
changes, your Investment Advisor will work with you to ensure that your
investment strategy remains current.

Your Investment Advisor also has access to leading-edge investment strategy and
research provided by the RBC Investment Strategy Committee, RBC
Capital Markets and third-party, independent firms.

You will also receive advice from the best Investment Advisors here
at home and around the world, and will have a diversified portfolio that
conforms to the guidelines and direction you set in advance. This process
means you will receive specific, appropriate investment recommendations,
and each recommendation will be clear and well thought-out.

Step 4: Managing your portfolio

The last step in the process is to monitor your progress towards
your continued success. Your Investment Advisor will review your portfolio
with you on a regular basis, and recommend appropriate changes to keep you
on track. You will also receive detailed account statements, portfolio
review statements, transaction updates and tax reports.