Checkered Background for Text Input

I often times find myself using a lot of white text in placeholders or settings - either the gadget or the widget. In all the WYSIWYG editors, they also have a white background, which means that most of the time, I cannot see my text while I'm editing! This causes needless difficulties.

This could be mostly resolved by the use of a checkered background for any text editing locations that change the text color to the color settings - similar to photo editors to indicate a transparent background.

Is it not relatively easy to make this happen? Or is this one of those things the seems easy, but is seemingly complicated and will likely never happen?