In this floater policy you opt for a compulsory deductible amount, which you bear either through existing health coverage or through own/other sources. The policy acts as an additional cover over and above the deductible amount.

Highlight:

High coverage at low premium

No Medical Tests up to 45 Years

Cashless facility available at over 4000 network hospitals across India

Directly serviced by IFFCO TOKIO without any Third Party

Emergency Additional Services at no extra cost

Life Long Renewal

Get additional family Discount up to 10%

Pre and post hospitalization expenses are also covered for non-allopathic treatment

Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title

Description

Room Rent Limit

Covered

ICU Daily Rent Limit

Covered

Pre-Hospitalization Expenses

60 days

Post Hospitalization Expenses

90 days

Minimum Hospitalization Period

24 hrs

Pre-Existing Disease / Illness coverage

After 48 months of continuous coverage

Waiting Period for New Policy

30 days

Medical Screening

Above age 45 years

Free Health Checkup

Up to 50% of the cost reimbursed

Ambulance Expenses

Max 3000

Non-Allopathic Treatments

Covered

Daily Hospitalization Allowance

Up to 0.1%

Donor Expenses

Covered

Nursing Allowance

Covered

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