Turning 65

Turning 65

Your benefits package changes slightly when you reach the age of sixty-five and are still employed by a Covenant organization.

Health insurance

Unless you are working in a Covenant organization which employs more than twenty individuals (for at least twenty nonconsecutive weeks of this or last year), your medical insurance will change to a supplementary plan to Medicare. Your health insurance premium will be drastically reduced, saving money for your employer, and your long-term disability, prescription, dental, and vision insurances will not be altered.

If you are turning sixty-five and work for a Covenant organization with less than twenty employees, please enroll in Medicare A and B and send a copy of your Medicare card to Bethany Benefit Service as soon as you receive it.

Life insurance

Your life insurance benefit will decrease from $100,000 to $65,000 upon turning sixty-five. Due to this change, your life insurance premium will also decrease. For more details, click here.

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Bethany Benefits

Ministers and church workers enjoy the benefits of group coverage through Bethany Benefit Service, such as low co-pays and deductibles, choice of doctors, wellness care, and transferable benefits. They also know that Bethany Benefit Service is available to act as their advocate to ensure their claims are handled in a timely manner. Churches save time and money, as well as support the larger Covenant family, by joining a larger group plan as opposed to purchasing insurance on their own.