If you’ve been thinking about getting a secured credit card you’ll want to know some basic info about getting a secured credit card and how they’re different from an unsecured credit card. If you need to improve your credit score which is the best option for you? Wondering if you should cancel your secured credit card? Have no fear… I’ve got the answers to your questions.

Been considering a prepaid debit card to replace your credit cards or debit cards that are backed by a bank? Here are the pros and cons of regular credit cards, regular debit cards, and prepaid debit cards. Would you believe that prepaid debit cards are actually cheaper?! I know you’ll find this information helpful if you’re looking for the best prepaid cards out there today.

Tired of paying high interest rates on your credit cards? Getting a lower credit card rate is not as hard as you might think. You just need to know what to say! Here are lots of great phone scripts that have been proven to get lower credit card rates.

Some companies look at FACO scores rather than FICO scores, but most use a FICO score. If you’re paying for a credit report to learn what your credit score it, make sure you’re getting a FICO score! Here’s the scoop…

I started hearing reports that FreeCreditReport.com is not as free as the commercials say. So I decided to investigate the claims for myself. According to the Federal Trade Commission, there is only ONE true way to get a free credit report…

Hearing about Ivan’s financial situation on NBC’s Today Show made me flash back to my own college days when I, too, was in debt up to my ears. Jean Chantzky’s recommendation for Ivan was basically to try credit counseling. Here’s why, plus what to look for when you’re trying to find a reputable credit counseling company…

Did you know that it’s actually possible to request 3 free credit reports each year? Wondering what’s the quickest & easiest way to do this? Here’s what you need to know about ordering free credit reports online or over the phone.

Debit card blocking is where gas stations, rental car agencies, hotels, and others ‘put a hold on’ a big chunk of your money if you use a debit card to pay for gas, reserve a rental car, hotel room, etc. In effect, they’re ‘freezing’ your account, or billing your account for an amount that’s very likely more than you intended to pay for that service. They say it’s for their protection…