To apply for The Warehouse MasterCard, please confirm you meet the following requirements:
(Click on the boxes to confirm)

You are over 18 years of
age (and any additional applicant is over 16 years of age)

Your income is over
$13,000.00 p.a.

You are a New Zealand
citizen or have permanent New Zealand residency status
and reside in New Zealand.

Terms and Conditions of application

To proceed with your application you need to read and accept the following terms and conditions:

I have not had any credit defaults listed on a credit bureau in the last 3 years*

I have not been declined for a credit card, loan or hire purchase in the last 2 years*

*if you do not meet these criteria but would still like to apply, please complete a manual application (available from any The Warehouse store) and include documentation outlining the reason the default or decline occurred.

I certify that all information supplied in this application is true, correct and complete in every respect and understand that if it is not true, correct or complete, this application may be declined.

I agree to be bound by the conditions set out in this application in addition to any other conditions that may be imposed by The Warehouse Financial Services Limited ("TWFSL")

If my application is approved, I agree that use of my card will indicate I have agreed to be bound by the conditions of use which apply to the card(s).

I authorise TWFSL to disclose and exchange information held about me/us now or in the future to or with Westpac New Zealand Limited, The Warehouse Limited and their related companies and I authorise The Warehouse Financial Services Ltd , Westpac New Zealand Ltd, The Warehouse Ltd and their related companies to use all the information that they hold about me now or in the future to make available to me the full range of products and services offered by them and to provide me from time to time with details of product and services which may be purchased with the card.

I authorise TWFSL to make all necessary enquiries (now or throughout the life of any account issued as a consequence of this invitation) concerning my credit record, residence, employment, financial status, or any information provided by me in this invitation for purposes related to provision of credit to me, from whatever source TWFSL considers appropriate, including any credit reporting agency that TWFSL has a subscriber agreement with (currently Veda Advantage) and I authorise any party approached to provide such information to The Warehouse Financial Services Limited.

I authorise TWFSL to disclose my relevant personal information (including default information) to such credit reporting agencies and I also understand that such credit reporting agencies will use the information provided to them by The Warehouse Financial Services Limited, to update their credit reporting database and may disclose any information that they hold on me to their own customers.

TWFSL may also use the credit reporting agency's monitoring service to receive updates, if any, of the information it holds about me.

I authorise TWFSL to disclose my relevant personal information (including default information) to any person TWFSL may appoint to collect any outstanding debt.

I confirm that I have the permission of the closest living relative or friend not living at my address required for this application to disclose their personal details.

I have the right to access and correct my personal information held by TWFSL subject to the provisions of the Privacy Act 1993.

[The Warehouse Rewards MasterCard only] In relation to The Warehouse Cards Rewards programme; I authorise TWFSL to disclose and exchange any information held about me now or in the future to any party TWFSL may appoint to manage the Warehouse MasterCard Rewards programme for the purposes of administration, provision of services, marketing or research.

Where I wish to be covered by SmartGuard Credit Card Repayment Insurance Cover ("SmartGuard"), I authorise TWFSL to disclose all relevant information held about me now or in the future to the underwriters of SmartGuard for purposes of administering SmartGuard.

I acknowledge that fees and charges will apply to the use of the card. Details of fees and charges are provided with the card when it is sent to you - and includes our Conditions of Use and the Transaction and Service Fees information.

The Warehouse Low Interest MasterCard and Rewards MasterCard are issued by TWFSL in affiliation with Westpac New Zealand Limited.

The Warehouse Financial Services Limited's current credit card lending criteria applies to all applications and transfers.

Confirmation of Identity

We are required by law to verify the identity of customers.

If your credit card application is approved subject to meeting our identification
requirements, you will need to visit a Westpac branch of your choice to
verify your ID and income.

To find out what to bring to the branch to meet the identity and income
requirements, click here.

Need help at any stage? Call us on 0800 887 887 (24 hours a day, 7 days a week).