Re: EX Fico Score - Where Can I Get It Now?

They decided to pull this crap and stop selling it as of 2/14/2009. It was posted all over the board and many threads where people were absolutely outraged about it, including myself, and much has been done on it in the financial and credit news too.

As of 3 weeks ago, you can still receive your EX FICO from a CU in PA called PSECU. You'd pretty much have to live there to qualify and I don't know what form you'd receive that score (e.g. via a report, monthly blip, whatever). AFAIK, they are still offering this; they were after EX took this action.

As of 3 weeks ago, you can still receive your EX FICO from a CU in PA called PSECU. You'd pretty much have to live there to qualify and I don't know what form you'd receive that score (e.g. via a report, monthly blip, whatever). AFAIK, they are still offering this; they were after EX took this action.

Re: EX Fico Score - Where Can I Get It Now?

why can't they offer the real EX FICO scores on sites that they own....that is what gets me!!

Because they developed their own score. EX had to pay to access FICO's formula. Since they created their own, they wouldn't have to pay anymore for consumer self-access and they can generate extra money by selling their scores to us via sites like freecreditreport.com, CCT, CreditExpert, and so on.

Even if FICO gave away the formula (stupid thing to do), they still wouldn't pass it along to us because they'd lose out on that revenue from the PLUS score.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair
organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or
assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.