Perhaps you can clarify your income range and that your contributions to your traditional IRA are deductible. And also what you expect your income to be in 5 years. I make slightly over 100k, I got confused and actually don't have a roth IRA just the 401k contributions from my previous employer (ar...

Your options are: What are the fees like in the new 401k? Are you ever going to want to do a Backdoor Roth? The new 401k with Fidelity has higher fees and doesn't offer any Vanguard Index funds. Sorry I'm a bit confused. I max my traditional IRA every year, I read up on Backdoor Roth and I don't th...

Hello I have a question on whats best to do with ones 401k. At my previous job I had a 401k with Charles Swab in Vanguard 2045 Target Retirement funds. I started a new job and they do a 50% match 401k although it is with Fidelity so now I have 2 401ks. What would be the best strategy for handling my...

Hello I am confused about dividends was wondering if anyone knew what was going on? I have been following the 3 funds in the core 3 lazy portfolio VGTSX VTSMX VBMFX and I was under the impression Vanguard funds paid dividends near the end of the year on December? I look at Google finance for these t...

Thank you for all of the great responses kind sirs! I have been doing a great deal of research these past 24 hours and here are three different ways I have found to convert currency between USD to CAD without fee, in case any future Canadians run into this thread this could provide quite useful. 1. ...

Hello kind sirs, I am a Canadian who has been living in the US for a decade now. I hold Canadian citizenship and am about to apply for US citizenship as well, if they accept me I will have dual US/Canadian citizenship. I have been doing a great deal of reading on investing, I have read The Boglehead...

MyLittlePony, I think a TR fund would work best for your boyfriend, at least until he becomes more familiar with investment options and market behavior. However, the three TR funds you listed are very high in equity and may not be suitable for an inexperienced investor. Does the plan offer any othe...

I am thinking to stick with the advice given in the Bogleheads Guide To Investing, your age in bonds and the rest in index funds. So about 25% Bonds 75% Index fund and then slowly tilt the percentage towards more bonds as he gets older. There is a 20% match available from his employer so I am thinki...

Hello kind sirs, I am trying to determine which 401k option is best for my boy friend. He is 24 years old and makes about $70,000 a year, we live in California if that makes a difference. I went through the fund profiles available from his employer but I ignored all of the options that are not Vangu...