Many insurance policies provide such coverages, but the two most often used are the Commercial Package Policy and the Business Owners Policy. O contexto que uma pessoa tem acerca de 1 imagem criada muda totalmente, independentemente de ser para pior ou melhor. The coverage is limited to the terms, limits and conditions of the policy contract. Bom receber os amigos antigos por aqui tbm! Named Perils — Perils specifically covered on a property insurance policy. Exclusions — Items or conditions that are not covered by the general insurance contract. Exposure — Measure of vulnerability to loss, usually expressed in dollars or units. Collision Insurance — Covers physical damage to an insured's automobile other than that covered under comprehensive insurance resulting from contact with another inanimate object. Actual Cash Value — The fair market value of property; technically replacement cost less depreciation. Claim — A demand made by the insured, or the insured's beneficiary, for payment of the benefits as provided by the policy. O contexto que uma pessoa tem acerca de 1 imagem criada muda totalmente, independentemente de ser para pior ou melhor. Waiting Period - See Elimination Period. It also includes such diverse forms as plate glass, insurance against crime robbery, burglary and forgery boiler and machinery insurance and aviation insurance. Auto insurance coverage includes three broad categories of damage: Contact us for more information.