Professional Adviser is delighted to announce the launch of the new Working Lunches in partnership with Baillie Gifford and First State Investments. Travelling across the UK to provide valuable market insights for Senior Financial Advisers.

Despite the underperformance of fixed income we discuss in this Spotlight guide why the value proposition of the asset class hasn't gone away. In particular we review how the RLAM management team use existing, proven funds to actively manage consistent monthly income streams and adapt the portfolio to changing interest rate and credit market factors.

Within this guide, you will find some surprising survey results from FE, a selection of adviser opinions and some Architas views too. We hope this guide will provide you with some food for thought on this burning issue.

Retirees 'should consider enhanced annuities'

THE Bank of Scotland Annuity Service has estimated four out of ten people who are about to retire could be eligible to receive a bigger pension by considering an impaired life or enhanced rate annuity.

The group said that, while those in good health can qualify for a conventional annuity, providers use standard rates to estimate how much pension income they will offer an individual in retirement based...

Sign In

To read this story please register

PA is dedicated to championing professional advisers. It helps you build your business, service clients and generate sustainable income.

PA offers:

REAL-TIME NEWS & ANALYSIS: find out what’s happening in the profession right now and why

MULTI-ASSET: discover the latest trends in multi-asset

FUTURE OF ADVICE: helping you shape your strategy with the latest expert opinion and case studies

TECHNOLOGY: learn about the latest solutions, with case studies and the views of experts such as Adam Higgs