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Offer Ends December 20, 2018

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REVIEWS

Reviews

GMB

Best Mortgage Broker Ever!!!!!

-
Deborah
C.
6/19/2018

GMB

Sheri Garner did a fantastic job! I would never go to anyone else but Sheri. She went above and beyond to help me obtain my mortgage. She is the best!!!!

-
Truth
6/1/2018

GMB

We have used Encore mortgage to buy our last 3 houses and every time it is truly a great experience. Sheri really takes care of us and makes sure that everything is in order and gets us the best mortgage and closing package every time. The system for uploading and sharing documents makes things easier as well. We highly recommend Encore mortgage to our friends and family and they have always told us of their great experience as well.

-
Consolidated
G.
3/16/2018

GMB

My husband and I were referred to Sheri and her team many years ago but it wasn't our season yet to purchase a home. Sheri made such an incredible impression on me over the phone that I decided to keep her contact information. Fast forward 10 years later, Sheri helped us close on our home. Sheri takes the time to speak to us and explains everything we need to know and is careful to explain in layman. Sheri and her team are organized and very professional. Sheri helped us stay focused on the big prize event at times when we had several obstacles to overcome (don't know how she does it, but I felt like I was her only client!). I would recommend Sheri at Encore Mortgage in a snap. Sheri you're WONDERFUL, true MVP!!!

-
Ketlene
P.
11/14/2017

GMB

I am a first time home buyer who is a non-resident in Canada who was looking to buy a vacation house in Florida. I spent a lot of time looking for the right broker as I needed someone who would take the time to explain things to me without being condescending to a 27-year-old single woman.
Also, as I am yacht-crew I legally do not have any W2/T4 documentation and I have several bank accounts in three different countries so I needed someone who really knew the in's and out's of applying for a mortgage in Florida as well as how to make sure everything was completely transparent for immigration.
I couldn't have found a better broker than Sheri Garner with Encore Mortgage. Sheri knows how to put together the best package to present to a lender. She understands how to best communicate with banks and gives excellent advice as well if very precise on her timeline.
I was recommended to her by a co-worker and I wouldn't hesitate to recommend her to a friend.

-
McKenzie
M.
3/19/2017

GMB

Sheri did a fantastic job for us on a refinance. She is a complete professional with high integrity. Can't recommend her highly enough! Use her for your next mortgage or refinance.

-
Diana
F.
2/4/2017

RAB

Mortgage Loan

Sheri was a pleasure to work with, very professional. She got me the best deal ever!!! I have also recommended her services to many of my real estate clients and they have also enjoyed the pleasure of working with her as she always manages to find the best deal possible know matter what the circumstances. I would highly recommend Encore Mortgage to all of my future clients needing financing.

-
Deborah
K.
6/19/2018

RAB

Sheri and her team SUPER PROFESSIONAL AND EXTRA KIND

Sheri goes above and beyond what so many Loan Originators will do. She is professional and very personable.
She understands that getting a mortgage and going through all the “financing rodeo” can be overwhelming and frustrating.
Our situation was very unique, 1st-time homebuyers and foreign nationals. After 6 months of struggle with two other Loan Originators and crashing the first contract, we got in contact with her early in 2018.
Sheri has recommended the best options for us based on our personal situation, we had complete confidence and trust in Sheri’s ability to guide us.
Sheri is a great person, she is very determined and she got our loan, actually two. She assisted us in every way possible, from calling on a daily basis to advising along the way. Anytime we felt confused or concerned she was right there to answer all our questions and gave us faith.
Thank you so much, Sheri, for all you‘ve done in the last months, you made our dream come true!!!!

-
Steffen and Birgit
H.
6/5/2018

RAB

Sheri Garner is the best

I have nothing but praise for Encore Mortgage. Sheri and her assistant Raquel were always available to answer my questions. Sheri was able to get me a great mortgage. I cannot say enough about her. I will only do business with Sheri at Encore Mortgage. 100% satisfied.

-
Charles
W.
6/2/2018

RAB

Nothing but awesome!

The experience my wife and I had with Encore regarding our loan acquisition was nothing but fantastic. Sheri Garner was absolutely a pleasure to work with. She totally surpassed our expectations and her knowledge and expertise made what could have been a stressful thing so easy. As first-time home buyers we were so lost, but Sheri helped us with the million questions we threw her way. She told us exactly what she needed from us and the use of their document portal greatly eased the process. We can't say enough about Sheri and Encore...
Thank you for helping us get our dream home!!!!

-
Jared
N.
5/21/2018

RAB

Hard working and High Confidence

To start, I should state that I spent several months searching for a broker that I felt had my best interests in mind. I consider myself tremendously lucky to have received a referral to Sheri; who immediately conducted herself in a professional, yet personal, manner. Based on my loan being new construction condominium - I had several challenges ahead of me for financing. Those challenges were no-go's with many other banks and private brokers - and I felt that I was running out of options. After the first consultation - Sheri had instilled the confidence in me that I had found the right firm for the job. Her extensive knowledge and experience in the South Florida market served as an additional complement to her professionalism and hard work. If it was not for her dedication, I sincerely believe that I would still be trying to close on my home, today. I will be recommending her to any of my friends, family or complete strangers looking for a trustworthy, hard working broker.

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Ty
S.
4/16/2018

RAB

Professional, high quality service with honest sincerity

A referral to Sheri and her team of professionals at Encore Mortgage turned out to be the best referral I've ever gotten! Sheri and her team went to work right away on trying and assist me in getting refinanced on the very high payment, high interest loan on my property and was faced with very "challenging" circumstances which she overcame. Sheri and her team alike, were the ultimate professionals at all times and worked tirelessly on getting me approved even when I was denied by lenders and the loan fell through - I felt like there was no where for me to turn; Sheri stuck with it for me and found a way to get me approved for a conventional loan that I thought I would never get. I am totally indebted to Sheri and her team of professionals for getting me the new loan with a much lower monthly payment and interest rate."Thank You" doesn't seem like it's enough, but Thank You! #lovingmynewpayment

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Sharon
R.
3/19/2018

RAB

Wonderful experience

We have used Encore mortgage to buy our last 3 houses and every time it is truly a great experience. Sheri really takes care of us and makes sure that everything is in order and gets us the best mortgage and closing package every time. The system for uploading and sharing documents makes things easier as well. We highly recommend Encore mortgage to our friends and family and they have always told us of their great experience as well.

-
Chad
G.
3/16/2018

RAB

Sheri Garner and her team are miracle workers. The best in the Mortgage business.

I wish that I could give Sheri Garner and her team at Encore Mortgage more than 5 stars!
My family was going through a rough time with my father, who was in the final stages of waiting for a liver transplant. Sheri helped me obtain the financing I needed to find a house that allowed my dad the close family care that he needed in his during his surgery and recovery.
First time homebuyer? Have no idea what to expect or how the process goes? This was not a problem for the team at Encore Mortgage.
If you're reading through reviews and looking for someone who will guide you through the process and give you the best direction with obtaining a mortgage - I wholeheartedly suggest Encore Mortgage.

-
Terry
C.
3/15/2018

RAB

Encore Mortgage

I have used Encore for over 15 years, they not only do a fantastic job but are a pleasure to do business with.
I will continue using them for all my mortgage needs.

-
Sean
D.
11/24/2017

RAB

Professional with excellent communications and follow through

Purchased a condo from a foreign national. Dealing with foreign sellers can present difficult challenges considering cultural and time zone differences. Without Encore Mortgage Funding I'm not sure the deal would have closed. Sheri and her Encore team were at the top of their game until we closed. Sheri is a delight to work with, diligent, smart with exceptional communication skills.
Can't thank Sheri and her team enough.

-
Charles
H.
11/24/2017

RAB

Encore is a mortgage provider above and beyond, they got me a morgage after been declined by three other lenders.

I had a special situation where I needed cash to use as my capital contribution in a new business against an SBA loan. Although I had my condo free and clear and with very good credit rating but because I didn't have an income, getting a mortgage proved to be difficult, after being declined by three different lenders, I was about to give up on the whole business idea, then I remembered Sheri Garner's name of Encore Mortgage Funding, where she had worked diligently on a mortgage for a friend. I gave her a call without having much hope and to cut a long story short, she worked hard and smart, she was very knowledgeable and she would not give up, after a decline from the first lender she managed to get me approved by the second one, she was very creative in presenting my case. Today I'm at the construction phase of my new carwash and without Encore Mortgage I wouldn't be able to do it.

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Alexander
K.
11/24/2017

RAB

"Can-do" Attitude with Positive Results! Total Professional!

My husband and I were referred to Sheri and her team many years ago but it wasn't our season yet to purchase a home. Sheri made such an incredible impression on me over the phone that I decided to keep her contact information. Fast forward 10 years later, Sheri helped us close on our home. Sheri takes the time to speak to us and explains everything we need to know and is careful to explain in layman. Sheri and her team are organized and very professional. Sheri helped us stay focused on the big prize event at times when we had several obstacles to overcome (don't know how she does it, but I felt like I was her only client!). I would recommend Sheri at Encore Mortgage in a snap. Sheri you're WONDERFUL, true MVP!!!

-
Ketlene
P.
11/14/2017

RAB

Professional, high quality service with honest sincerity

Encore Mortgage is a full service mortgage broker with the client's best interest at heart. Our experience with Sheri Garner was exceptional because she to is an exceptional professional and person. Throughout the process, Sheri makes herself readily available, is happy to field the numerous questions that accompany property purchase/mortgages, and handles all the twists and curves of making the deal happen with true grace and professionalism. She is an advocate for her clients from start to finish - even post closing Sheri has reached out to us on several occasions just to check in, offer valuable advice, see if we have any questions and to ensure we are getting the most out of our investment. The connection Sheri feels with her clients is sincere and evident in her actions - she was the first to arrive at our closing, where she walked us through each step, providing her professional insight and bringing a level of comfort and openness to the process. In addition, Encore is always pursuing programs and resources to benefit clients (pre and post purchase). I highly recommend Encore Mortgage and would absolutely use the services again.

-
D
T
11/14/2017

RAB

Canadian Yacht-Crew applying for a Foreign National Mortgage

I am a first time home buyer who is a non-resident in Canada who was looking to buy a house in Florida. I spent a lot of time looking for the right broker as I needed someone who would take the time to explain things to me without being condescending to a 27-year-old single woman. Also, as I am yacht-crew I do not have any W2/T4 documentation and I have several bank accounts in three different countries so I needed someone who really knew the in's and out's of applying for a mortgage in Florida as well as how to make sure everything was completely transparent for immigration.
I couldn't have found a better broker than Sheri Garner with Encore Mortgage. Sheri knows how to put together the best package to present to a lender. She understands how to best communicate with banks and gives excellent advice as well if very precise on her timeline.
I was recommended to her by a co-worker and I wouldn't hesitate to recommend her to a friend.

-
McKenzie
M.
3/19/2017

RAB

Total Professional

Sheri did a fantastic job for us on a refinance. She is a complete professional with high integrity. Can't recommend her highly enough! Use her for your next mortgage or refinance.

-
Diana
F.
2/4/2017

RAB

Very professional , attentive and informative

From our first meeting to the closing, everything was completely professional and numerous options were made available to us.
Everything discussed was clearly explained and followed up on. Definitely our best interests were laid out and the whole procedure was seamless.
We would use them again - no doubt.

-
Ron
N.
1/12/2017

RAB

Committed, Professional, Excellent!

I had the fortunate opportunity to work with Sheri for the mortgage on my new house. She made this process totally enjoyable compared to my last one. And I had to do 95% of the closing while traveling overseas. Sheri made this possible by always being on top of everything, and the communication was exceptional. There was no delays, no last minute requests, we were ready to close well in advance of the closing date. It was entirely stress free and she was able to provide me everything I was looking for in a mortgage. I attribute all of this to her and the dedication she had towards me as a client. I always felt like I was her ultimate priority, throughout the entire process. I can't thank her enough, and highly recommend her to anyone looking to have a positive experience when purchasing a new home.

-
Revel
B.
8/6/2016

RAB

Highly professional bespoke service provider

My first home purchase turned out to be a highly complicated transaction with an unwilling, unresponsive and uncooperative seller who lived overseas. Seller didn't even bother to show up for the closing. Subsequently an extension was granted with deadlines being set up, postponed and then moved back. Through it all, Encore was immediately accessible, very responsive and very detail oriented in explaining what was happening.
I had shopped around for financing with several banks directly hoping to get a good rate, but didn't find what I was looking for. I then reached out to Sheri at Encore and explained to her exactly what I was looking for, and she found it for me. I should have called her first!
Through the whole process Sheri was always immediately accessible, she worked directly with the bank and took care of all the paperwork between the realtors, title company, closing agent and the lender.
Sheri was extremely patient and helped me navigate all the twists and turns of this purchase (and there were many!), explaining what my options were at each stage.
I was very happy with the exceptional service I received from Encore Mortgage Funding, Inc. I will definitely use then again the next time I am looking for home financing, and will enthusiastically recommend their services to all my friends.

-
S
S.
7/14/2016

RAB

Fantastic Service

This was my first time using a Mortgage Company and working with Sheri of Encore Mortgage Co. was great. Sheri explained all of my options in great detail. She was very knowledgable, professional, and personal. I will definitely use Encore Mortgage again and Highly recommend them.

-
rhett
c.
7/14/2016

RAB

Extraordinary customer service

Encore Mortgage Funding supported me in refinancing my home. The reason for refinancing was to remove my ex-husband from the Loan, so there were a lot of challenges involved in the process. Sheri was absolutely patient, generous and resourceful to guide me through, support me and get me to the finish line. I am very grateful for the opportunity to have worked with such dedicated and committed people. Not only did she get the job done, but she also made what could have been a very stressful process, a little lighter and more bearable. I highly recommend working with them.

-
Y
G
4/12/2016

RAB

Professionalism, consistency, and dependability at its best in Mortgage Lending

Every great experience in the service industry almost always starts with an equally great recommendation. Sheri Garner was that great recommendation and experience for me. The one thing that stood out the most was that she always made her self available to answer any question or concern that I had. Her professionalism, attention to detail, and follow through are of the highest caliber. I would highly recommend Sheri Garner. Thank you again for everything Sheri!!!

-
Joe
W.
2/4/2016

RAB

very professional, took the time to explain in detail as I went thru the process.

Sheri could not have been more patient and understanding as to what I was experiencing. She always took the time to explain each step in detail, and made sure I understood that step.
Sheri is very confident in what she does, and this enabled me to progress thru the process also with confidence. She worked extremely hard to ensure I was able to obtain the best interest rate.

-
Patricia
C.
2/2/2016

RAB

Helpful, professional and friendly!

This was my first time working with a mortgage company. They were very helpful through the whole process and I was extremely happy with the outcome. I would definitely use them again and I would recommend them to anyone looking at securing a mortgage.

-
Daniel
L.
1/25/2016

RAB

Patience of a Saint

Sheri truly has the patience of a saint. I am not a US-national and had never bought property in the US before so knew nothing about the process. She guided me through the various and many steps, making sure to nudge me into action when I was procrastinating or failed to see the importance or urgency of a request.
Thank you Sheri!

-
Sarah
N.
12/29/2015

RAB

An efficient, economical and time effective team.

I have been through the loan application process before, as a foreign
national other companies were quick to reject me, even with well over 30% down. Sheri and her team though went the extra mile, above and beyond,following up on every possibility until they found a product that not only worked but that was competitive.
A few times it looked like the process was going to come to a grinding halt
due to the fact that some paperwork is a little hard for me to obtain, again
Sheri and her team took this time to shine, not only helping me see where to find this paperwork but lesioning with other companies to make sure it was correct.
This is not my first time organizing financing and it will not be my last,
other times I have just battled through it and been able to get it done,
from now on though I will always consult with Sheri before going any
further, she has saved me an enormous amount of time and saved me copious amounts of stress.

-
Ken
M.
12/15/2015

RAB

A Great Company to do Business With!!

A very professional, organized, seamless, and transparent way of doing business throughout the entire loan process. After using Encore multiple times, I would highly recommend Encore Mortgage to anyone that desires excellent and personal service.

-
David
P.
11/28/2015

RAB

Professional, timely, and honest

My wife and I really enjoyed working with Sheri. She was professional and responsive. We closed in a timely manner and she is has the skill set to deal with complicated mortgages. She took the time to understand our situation. We would highly recommend her.

If you're like most people, paying a mortgage is something you're probably going to end up doing for a very long time. That's why when it comes to your mortgage, your safest bet may be to lock in a rate that won't come with any hidden surprises. At Encore Mortgage Funding, Inc., we offer some of the most competitive fixed rate mortgages in Fort Lauderdale, FL. Whether you're looking for a 15-year loan or a 30-year loan, a fixed rate mortgage could be your ticket to financial stability in a world of economic uncertainty.

If you're tired of paying rent each month and throwing your money away in the process, then it's time to consider buying a home of your own. And thanks to the interest-only loans offered by Encore Mortgage Funding, Inc., the prospect of buying your own place in Fort Lauderdale, FL is suddenly far more attainable-and affordable-than ever before.

Some people need to take out larger mortgages than others, and at Encore Mortgage Funding, Inc., we're here to help those who require more significant loan amounts. We offer jumbo mortgage loans to qualified borrowers in Fort Lauderdale, FL who require additional funds to finance their homes.

Buying a home is a complex process, but choosing a lender and a mortgage product shouldn't be. At Encore Mortgage Funding, Inc. in Fort Lauderdale, FL, we understand that our role is to facilitate, not complicate, your home buying experience. Our goal is to offer our valued clients the lowest rates, best mortgage products, and most attentive service in the industry.

Encore Mortgage Funding, Inc. has many home loans that you can choose from that could help to reduce your mortgage costs. We accept a variety of payment options for your convenience, and we'll use all our resources to customize a new mortgage to your exact needs. We'll be committed to your satisfaction from start to finish, so put our highly experienced agents to work for you.

For many, owning a home is a lifelong dream. Whether you're a first-time buyer or are looking to upgrade to a larger space in Fort Lauderdale, FL, let Encore Mortgage Funding, Inc. turn your vision of owning property into reality.

You've worked hard and built up equity in your home. Why not use that to your financial advantage? At Encore Mortgage Funding, Inc., we offer reverse mortgage loans to those who qualify in Fort Lauderdale, FL.

If you're like most people, paying a mortgage is something you're probably going to end up doing for a very long time. That's why when it comes to your mortgage, your safest bet may be to lock in a rate that won't come with any hidden surprises. At Encore Mortgage Funding, Inc., we offer some of the most competitive fixed rate mortgages in Fort Lauderdale, FL. Whether you're looking for a 15-year loan or a 30-year loan, a fixed rate mortgage could be your ticket to financial stability in a world of economic uncertainty.

If you're tired of paying rent each month and throwing your money away in the process, then it's time to consider buying a home of your own. And thanks to the interest-only loans offered by Encore Mortgage Funding, Inc., the prospect of buying your own place in Fort Lauderdale, FL is suddenly far more attainable-and affordable-than ever before.

Some people need to take out larger mortgages than others, and at Encore Mortgage Funding, Inc., we're here to help those who require more significant loan amounts. We offer jumbo mortgage loans to qualified borrowers in Fort Lauderdale, FL who require additional funds to finance their homes.

Buying a home is a complex process, but choosing a lender and a mortgage product shouldn't be. At Encore Mortgage Funding, Inc. in Fort Lauderdale, FL, we understand that our role is to facilitate, not complicate, your home buying experience. Our goal is to offer our valued clients the lowest rates, best mortgage products, and most attentive service in the industry.

Encore Mortgage Funding, Inc. has many home loans that you can choose from that could help to reduce your mortgage costs. We accept a variety of payment options for your convenience, and we'll use all our resources to customize a new mortgage to your exact needs. We'll be committed to your satisfaction from start to finish, so put our highly experienced agents to work for you.

For many, owning a home is a lifelong dream. Whether you're a first-time buyer or are looking to upgrade to a larger space in Fort Lauderdale, FL, let Encore Mortgage Funding, Inc. turn your vision of owning property into reality.

You've worked hard and built up equity in your home. Why not use that to your financial advantage? At Encore Mortgage Funding, Inc., we offer reverse mortgage loans to those who qualify in Fort Lauderdale, FL.

If you're like most people, paying a mortgage is something you're probably going to end up doing for a very long time. That's why when it comes to your mortgage, your safest bet may be to lock in a rate that won't come with any hidden surprises. At Encore Mortgage Funding, Inc., we offer some of the most competitive fixed rate mortgages in Fort Lauderdale, FL. Whether you're looking for a 15-year loan or a 30-year loan, a fixed rate mortgage could be your ticket to financial stability in a world of economic uncertainty.

If you're tired of paying rent each month and throwing your money away in the process, then it's time to consider buying a home of your own. And thanks to the interest-only loans offered by Encore Mortgage Funding, Inc., the prospect of buying your own place in Fort Lauderdale, FL is suddenly far more attainable-and affordable-than ever before.

Some people need to take out larger mortgages than others, and at Encore Mortgage Funding, Inc., we're here to help those who require more significant loan amounts. We offer jumbo mortgage loans to qualified borrowers in Fort Lauderdale, FL who require additional funds to finance their homes.

Buying a home is a complex process, but choosing a lender and a mortgage product shouldn't be. At Encore Mortgage Funding, Inc. in Fort Lauderdale, FL, we understand that our role is to facilitate, not complicate, your home buying experience. Our goal is to offer our valued clients the lowest rates, best mortgage products, and most attentive service in the industry.

Encore Mortgage Funding, Inc. has many home loans that you can choose from that could help to reduce your mortgage costs. We accept a variety of payment options for your convenience, and we'll use all our resources to customize a new mortgage to your exact needs. We'll be committed to your satisfaction from start to finish, so put our highly experienced agents to work for you.

For many, owning a home is a lifelong dream. Whether you're a first-time buyer or are looking to upgrade to a larger space in Fort Lauderdale, FL, let Encore Mortgage Funding, Inc. turn your vision of owning property into reality.

You've worked hard and built up equity in your home. Why not use that to your financial advantage? At Encore Mortgage Funding, Inc., we offer reverse mortgage loans to those who qualify in Fort Lauderdale, FL.

Mortgages in Fort Lauderdale, FL

Contact Sheri Garner at Encore Mortgage Funding, Inc. to get pre-approved in minutes. We provide the professional mortgage advice you need and we go the distance to exceed your expectations by comparing competitive options and streamlining the process all the way to the closing table. Our service is very personalize and we are always available to take your call!

Just as there are many homes to choose from, there are different loans for different home buyers. We at Encore Mortgage can give you the assistance you need. We take great pride in the personalized service that we provide to our clients, and we'll work hard to customize a loan that suits your needs. We'll pay attention to the details of the loan agreement to ensure that everything is done the way that you want it. You won't be surprised by anything at the closing because our experienced agents will discuss everything with you beforehand.

Our hours are flexible, so you'll get the face-to-face time that you deserve when you meet with us. We're proud to offer our clients:

Fixed - and adjustable-rate mortgages are available, so don't wait any longer to speak with our professionals about our Fort Lauderdale, FL, mortgages. Give Encore Mortgage Funding, Inc. a call today to get qualified for a home loan.