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Connect With Benefits

Home Loans

Housing Grants for Disabled Veterans

VA provides grants to Servicemembers and Veterans with certain permanent and total service-connected disabilities to help purchase or construct an adapted home, or modify an existing home to accommodate a disability. Two grant programs exist: the Specially Adapted Housing (SAH) grant and the Special Housing Adaptation (SHA) grant.

Specially Adapted Housing (SAH) Grant

SAH grants help Veterans with certain service-connected disabilities live independently in a barrier-free environment. SAH grants can be used in one of the following ways:

Construct a specially adapted home on land to be acquired

Build a home on land already owned if it is suitable for specially adapted housing

Remodel an existing home if it can be made suitable for specially adapted housing

Apply the grant against the unpaid principal mortgage balance of an adapted home already acquired without the assistance of a VA grant

Special Housing Adaptation (SHA) Grant

SHA grants help Veterans with certain service-connected disabilities adapt or purchase a home to accommodate the disability. You can use SHA grants in one of the following ways:

Adapt an existing home the Veteran or a family member already owns in which the Veteran lives

Adapt a home the Veteran or family member intends to purchase in which the Veteran will live

Help a Veteran purchase a home already adapted in which the Veteran will live

Eligibility

If you are a Servicemember or Veteran with a permanent and total service-connected disability, you may be entitled to a Specially Adapted Housing (SAH) grant or a Special Housing Adaptation (SHA) grant. The table below provides an overview of VA's housing grant programs for Veterans with certain service-connected disabilities.

Specially Adapted Housing (SAH) Grant

Eligibility

Living Situation

Ownership

Number of Grants You Can Use

Loss of or loss of use of both legs, OR

Loss of or loss of use of both arms, OR

Blindness in both eyes having only light perception, plus loss of or loss of use of one leg, OR

The loss of or loss of use of one lower leg together with residuals of organic disease or injury, OR

The loss of or loss of use of one leg together with the loss of or loss of use of one arm, OR

Certain severe burns, OR

The loss, or loss of use of one or more lower extremeties due to service on or after September 11, 2001, which so affects the functions of balance or propulsion as to preclude ambulating without the aid of braces, crutches, canes, or a wheelchair

Permanent

Home is owned by an eligible individual

Maximum of 3 grants, up to the maximum dollar amount allowable

Special Housing Adaptation (SHA) Grant

Eligibility

Living Situation

Ownership

Number of Grants You Can Use

Blindness in both eyes with 20/200 visual acuity or less, OR

Loss of or loss of use of both hands, OR

Certain severe burn injuries, OR

Certain severe respiratory injuries

Permanent

Home is owned by an eligible individual or family member

Maximum of 3 grants, up to the maximum dollar amount allowable

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Benefit

The SAH and SHA benefit amount is set by law, but may be adjusted upward annually based on a cost-of-construction index. The maximum dollar amount allowable for SAH grants in fiscal year 2014 is $70,465. The maximum dollar amount allowable for SHA grant in fiscal year 2015 is $14,093. No individual may use the grant benefit more than three times up to the maximum dollar amount allowable.

A temporary grant may be available to SAH/SHA eligible Veterans and Servicemembers who are or will be temporarily residing in a home owned by a family member. The maximum amount available to adapt a family member's home for the SAH grant is $30,934 and for the SHA grant is $5,523.

How to Apply

To apply for a grant, fill out and submit VA Form 26-4555, Application in Acquiring Specially Adapted Housing or Special Home Adaptation Grant. You can access this form by:

Need more information or have questions? Contact a Specially Adapted Housing (SAH) staff member via email at sahinfo.vbaco@va.gov or by phone at (877) 827-3702. Need to find a SAH Agent in your vicinity? Please go to our SAH Agent page to find an agent near you.

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