Student Loan Solutions

Need help managing your student loan debt? We offer a variety of solutions to help.

The Federal Reserve says student loan debt in the United States totals more than $1.2 trillion. Many students, including young educators entering the workforce for the first time, are bringing more than $35,000 in debt with them, according to Edvisors. And overcoming this debt can be a challenge for many educators.

Horace Mann understands new teachers want information on how to meet financial goals, including dealing with student loan debt. At this free workshop, you’ll learn the 3 Rs to financial success:

Remove –You may qualify for federal forgiveness programs to remove some or all of your debt.

Redirect – Redirect savings to prepare for other life goals, such as retirement.

Student loan refinancing is provided through a third-party financial services firm. Refinancing a federal student loan will make the borrower ineligible for loan forgiveness programs and could lengthen the repayment period of the loan.

DonorsChoose.org

We've partnered with DonorsChoose.org to bring you a solution for getting supplies for your students. Request our workshop to learn more.

If you're like most teachers, you may spend hundreds of your own dollars each year on school supplies. DonorsChoose.org can help you get funding for classroom materials and projects without reaching into your own pocket. It’s a crowd-funding website designed specifically for education.

Horace Mann is a proud partner of DonorsChoose.org, and our free workshop will show you how to best utilize this tool so you can get what you need to give your students the best education possible.

403(b) plans

Learn more about 403(b) retirement plans and the benefits of participating if your school offers a 403(b).

The quality of your retirement is partially based on how well you plan for it financially. One key element to an educator's retirement strategy is a 403(b) plan, but many educators don't know how a 403(b) works.

This workshop is designed to answer these questions:

What is a 403(b)?

What are the benefits of contributing to a plan like this?

Who qualifies to use a 403(b) plan?

How can I make contributions to it?

State Teachers' Retirement System (STRS)

Our workshop is customized to your state retirement system and our representatives are ready to help you learn more. (Not available in Utah.)

This workshop is designed to teach you about your State Teachers’ Retirement System (STRS), a key component of your retirement planning. No matter how far you are from retirement, this workshop can benefit you.

Discussion topics include:

the benefits your STRS provides;

how your retirement income is determined; and

how your STRS income should fit into your overall retirement strategy.

Financial Success

This workshop will help you examine your spending habits, reduce your debt and get on the road to financial success.

Horace Mann understands teachers just entering the profession need more information on how to meet financial goals. If you attend our workshop on financial success, you'll learn about a variety of topics including: