George N Justice, CLU®

Financial Representative

Term Life Insurance

Term life insurance provides coverage for a specific period of time, or term (for example, 10 or 20 years or to a specific
age, such as 80).

Because it’s designed to be temporary, most people buy term insurance to cover financial obligations that will disappear
over time, such as a mortgage, business debt or the cost of raising children through their college years.

Term insurance is also the most affordable type of insurance. It allows you to get the greatest amount of coverage for the
lowest initial premium. And that’s what often makes term insurance a more desirable option for people who are just
starting out or who need it only for a defined period of time.

Northwestern Mutual offers two types of term insurance policies:

Level premium policies offer protection with payments that remain level for the duration of the term.

Annually renewable policies guarantee coverage for a set period of time with a premium that resets every
year.

Most term policies also contain a conversion period, which allows you to convert to a permanent policy at a later date.

Depending on the products and/or services being recommended or considered, refer to the appropriate disclosure brochure for important information on the Northwestern Mutual Wealth Management Company, its services, fees and conflicts of interest before investing. To obtain a copy of one or more of these brochures, contact your representative.

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) (life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries. George N Justice is an Insurance Agent of NM and Northwestern Long Term Care Insurance Company, Milwaukee, WI, (long-term care insurance) a subsidiary of NM, and a Registered Representative of Northwestern Mutual Investment Services, LLC (NMIS) (securities), a subsidiary of NM, broker-dealer, registered investment adviser and member FINRA (www.finra.org) and SIPC (www.sipc.org).

The products and services referenced are offered and sold only by appropriately appointed and licensed entities and Financial Representatives. Financial Representatives and their staff might not represent all entities shown or provide all the services discussed on this Web site. Not all products and services are available in all states.

George N Justice is primarily licensed in Iowa and may be licensed in other states.