You, too, can be a successful Wall Street lobbyist simply by using these three words randomly in conversations. In Washington, deploy these words in any debate about financial reform and win. Like kryptonite, these words bring the strongest arguments for sensible, prudential bank rules to their knees.

Mix and match. Improvise. Use all three. Large banks are necessary to address the complex financial needs of sophisticated global enterprise. Derivatives are critical complexinnovations necessary for liquidity. Complexinnovations promote liquidity.

Innovation, complexity and liquidity are tried, simple, and concrete words you can use to become a $1000/hour Wall Street lobbyist.

You’re welcome.

Bartlett Naylor is the financial policy reform advocate for Public Citizen’s Congress Watch. Follow him on Twitter at @BartNaylor.