By Janelle Tan (guest contributor) Recently, we seem to be deluged with news of terrorist attacks or threats, plane crashes and sudden deaths.The one closer to heart for property buffs may be the passing on of CDL’s deputy chairman, Mr KwekLengJoo. If you are like me, news such as this may have triggered thoughts about what happens when you die. Your family; your possessions; your wealth; your liabilities. What would happen to them? Your bank and investment accounts, properties and businesses will remain, but so do your property loans, car loans, business loans, and final income tax. None of our assets or liabilities disappear with our deaths. The question is: Would our spouse, children and even parents/siblings be inheriting our assets or liabilities? Would they be inheriting financial blessings or burdens? Any wealth accumulation strategy is not complete without proper e...