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We have a X3 23i 2013. Does anyone have any knowledge whether it is possible to install over the existing rear bumper an aluminum insert to provide additional protection to the underside of the bumper. We were told at the dealership that you would have to change the whole bumper to one that includes this piece but looking at a brochure for the x3, 2012, included in the accessory section is a picture and explanation of a "satin aluminum insert for rear bumper". Has anyone enquired about this?