In 2015, experts estimate that 20 million more non-elderly Americans will be minted into newly-insured patients. But while much of the current debate surrounding the Affordable Care Act has been around the cumbersome website, the controversy of having to trade in one's current health insurance, the true affordability of monthly premiums, and the potential low ratio of primary care physicians to new patients, there may also be other unforeseen issues. Namely, will these newly-insured patients be able to navigate this complicated—and still expensive—healthcare terrain? Even being a supposed "insider," I had limited membership.