Thinking about buying a house? That new car you’ve be dreaming about? Opening that coffee shop/bookstore/record store that maybe also sells sandwiches? Having big dreams may also require good credit. To keep your eye on the prize, you need to...

It’s not an uncommon experience: you didn’t close old accounts, avoided unnecessary hard inquiries to your credit report and even made sure you never exceeded 30% of your total credit limit. Your credit score was on fire – you did...

If you’ve applied for credit recently – maybe for a store card over the holidays – you may have come across the term “inquiry.” Even if you’re not familiar with credit inquiries, it’s critical to understand what they are, how...

Checking your credit score can be a bit overwhelming and even anxiety-inducing. Where do you get your score? Should you pay for it? Should you get it for free through your bank or credit card issuer? Why is your score...

If you’ve never actively worked to improve your credit, a credit score might seem like black magic. You may understand that scores run from 300 to 850, but that’s where most people’s knowledge ends. When you don’t understand the forces...

I opened up several credit cards within the first semester of college. Each time, I earned some sort of cool promotional item – a shot glass, a tee-shirt, a Penn State keychain. When the cards arrived in the mail a...

I opened up several credit cards within the first semester of college. Each time, I earned some sort of cool promotional item – a shot glass, a tee-shirt, a Penn State keychain. When the cards arrived in the mail a...

Your credit score is more than just a number. It represents how reliable a borrower you are, how well (or poorly) you manage your debt. Just like your SAT scores back in high school (which I prefer to never think...

If you’ve ever shopped in a department store, you know the story. Maybe you picked up a new set of cutlery, registered for a wedding or tried on some new dresses. Whatever the reason for your trip, the checkout process...

We recently hosted a Twitter chat as part of our #RealTalkSeries. And let’s just say, things definitely got real. Many of you joined us to discuss “taboo” and cringe-worthy money questions such as how to improve a bad credit score,...