Hak's Group

Mrs. Hak C. is 32 years old and raises pigs for her income to sustain her family. She started her business in 2005 and can earn approximately US$5 each day. Her husband, Mr. Eang Lonh, 35, makes a living farming and specializes in rice and vegetables crops. They have four children, two of whom are in secondary school. Hak is seeking a loan of $200 to purchase food for her pigs. Hak leads an entrepreneurial group with four other members

Mrs. Samath S. is 30 years old and works as a rice farmer. She is asking for a $200 loan to buy more food for pigs.

Mrs. Sokhoeun C., 35, makes a living as a farmer and is also applying for a $200 loans to buy pig food.

Mrs. Sokhuor H. is 36 years old. She is a farmer who raises rice crops. Sokhuor needs $150 to purchase a female pig.

Mrs. Oeun M. is a 58-year-old widow who makes a living growing rice. She requests a loan of $200 to purchase a cow for plowing a field.

All the women live in the Jreyvean Commune in Kompong Cham Province.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.