Question

I am looking at purchasing a used car and I want to improve my credit score as well. Currently TU -712 and EQ - 666. So the cars I am looking at are around $9000. I currently have $7500 in cash. Should I wait another month or so until i have the full $9000 saved up to purchase the car out right or should I get a loan for either the full $9000 or lets say half $4500 and then pay off either one in a month or so. I'm just wondering which one of my choices is a better route. I have heard that having an open account is better than a closed account but I don't want to have the monthly payments of a car when i can pretty much buy it out right. On the other hand I want to improve my credit score and if having an open credit for a couple months is the way to go then I will consider that. hopefully all this makes sense. Thanks in advance

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