Credit score model, Finance Basics

The topic taken for this study is "FINANCIAL VIABILITY OF X BY APPLYING CREDIT SCORE MODEL".

The study has attempted to analyze the financial viability of the company by applying credit score model. The research design of the study is analytical research study. In this research study, the important hypotheses were framed to the test the significant relationship between the six years liquid ratio and Gross Profit ratio, current ratio and return on total assets, accounting ratios of operating management and standard ideal ratios and accounting of financial management and standard ideal ratios of the company. The study is based on the secondary data.

The data required for study have been collected from the annual reports of the company for the period from 2005-2006 to 2010-2011. The analyzed data have been interpreted with the use of table and figures.

The statistical tools adopted for the study is Spearman's Rank Correlation, Concurrent deviation method and Karl Pearson's co-efficient of correlation. These tools are used to test the hypotheses of the study effectively. The student's t-distribution has been used at appropriate places.

The important findings of the study were drawn from the data analysis. Suggestion and conclusion were arrived based on the findings of the study.