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During the San Francisco Small Business Week, Neal O'Farrell, executive director of Identity Theft Council, gave a speech that ought to worry anyone who uses a mobile banking app. According to O'Farrell, 8 in 10 mobile banking applications are flawed and do not provide adequate protection of user data. Even the iPhone 4S and MacBooks considered to be a well-secured devices, are not immune to attacks.

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The ITC is a San Francisco-based non-profit that specializes in providing support to victims of identity theft. O’Farrell says they have a solution – protect personal data by erasing or encrypting it, regardless of what platform is being used.

“There were more data breaches than U.S. residents last year and more cases of identity theft than just about all other crimes combined,” O’Farrell said. “You’ve got to wake up [and] protect yourself, even if you use a Mac,” he said, citing the massive Flashback virus that affected more than 600,000 Mac