Down
payment assistance grants are typically available from two different
types of services: Government subsidized programs and charitable
organizations that utilize HUD/FHA guidelines that allows for
Down Payment Assistance (DPA) to be given to the homebuyer in
the form of a gift or grant.

$10,000
to $14,500 based on Area Median Income Percentage % City
Program

First-time
homebuyer program which provides principal reduction, down payment,
and closing costs assistance up to $10,000.00. Also, may provide
a grant of up to $1,500.00 for Minimum Housing Standards repairs.
City Program

$14,200
for new construction, $9,500 for resale properties, For new
houses in select target areas, participants may receive up to
$25,000 County Program

FreeDownPayment.org
is a free service from GMAC Real Estate that puts you in touch
with a Realtor in your desired area who specializes in first
time home buyers. Our agents can advise and help you with the
various down payment assistance programs available. Most first
time home buyers don't realize they may qualify for reduced
interest rates and thousands of dollars in FREE money or grants
to help them with obtaining the American Dream.