ING Positive is targeted at the regular savings segment. The plan is flexible so that it suits the profile of an individual customer from the ages 0 to 50 years. It allows the customer to enter the plan for as low of Rs 834 per month. The convenient policy terms of 10, 15 or 20 years allows one to match life goals to the policy terms. There is flexibility of premium paying term from a minimum of three years to the policy term.

The premiums can be invested in a choice of five fund options Debt, Secure, Balanced, Growth or Equity, based on an individuals risk appetite. During the policy term, the customer has an option to switch between these funds, or redirect future premiums into the available options.

The plan also offers liquidity when needed by allowing one partial withdrawal each year after the fifth policy year. On maturity the fund balance available is paid. The maturity proceeds can also be distributed over a five year period.

ING Vysya Life is present in over 150 cities, and has completed five years of operations. The company has 20 life insurance products.