Bank Card Consultants takes
privacy and data protection issues seriously. We have
designed this Privacy Policy to explain how we handle
personally identifiable information collected from
merchants who register for services and submit
information to Bank Card Consultants through the
Internet.

As the Bank Card Consultants
services evolve, we may revise this policy, so please
check back frequently. If you have questions about
Bank Card Consultants privacy practices please
contact us at
info@bankcardconsultants.com.

This Privacy Policy covers
Bank Card Consultants’s treatment of personally
identifiable information collected from merchants
(hereafter “merchant” or “you”) who use the Bank Card Consultants payment gateway services, as well as
consumer information that we acquire in the course of
our business. This Policy also covers the treatment of
personally identifiable information that Bank Card Consultants’s business partners may share with it.

This Policy does not apply to the practices of companies
that Bank Card Consultants does not own or control,
or to people that Bank Card Consultants does not
employ or manage.

Bank Card Consultants
collects personally identifiable information when you
register for an Bank Card Consultants account, and
when you use certain Bank Card Consultants products
and services. Bank Card Consultants may also receive
personally identifiable information from its resellers
and other business partners.

When you register with Bank Card Consultants, we ask
for your contact information (such as your name, street
address and email address), as well as certain
information pertaining to your business, along with
billing information such as a bank account and/or credit
card number.

In the course of processing a payment transaction, we
typically receive from the merchant or a financial
institution information related to the transaction. This
normally includes information about the payment that a
consumer has furnished the merchant or financial
institution in placing the order. We do not acquire any
information directly from consumers through the
www.bankcardconsultants.com Web site.

The personally identifiable information we acquire in
processing payment transactions varies according to the
nature of the transaction and the way in which merchants
or financial institutions are using our payment
services. It may include, for example, the amount of the
transaction, the consumer’s name, credit card number and
expiration date, checking account number, billing
address, and shipping address.

Bank Card Consultants uses the information collected
to fulfill your requests for certain products and
services, to process payment transactions, to facilitate
billing, and otherwise deliver the payment gateway
services. We may also send merchants service
announcements, newsletters, and periodic notices about
specials, new products and services and products and
services offered by Bank Card Consultants business
partners. Personally identifiable consumer information
is used to process payment transactions and for no other
purpose.

Bank Card Consultants does not offer services or sell
products to children. Bank Card Consultants does not
request or knowingly collect personally identifiable
contact information from anyone under the age of 13.

Protecting personally
identifiable information about merchants and consumers
is an important part of our business. We share and
disclose such information only as described below.

Bank Card Consultants sends personally identifiable
information about you to other companies or people: 1)
when we have your consent to share the information; 2)
when we need to share your information with third
parties, such as banks and credit card processors, to
provide the product or service you have requested; 3) in
connection with products and services offered by
Bank Card Consultants business partners and/or
companies who work on behalf of Bank Card Consultants
to provide a product or service to you; 4) to comply
with federal, state and local laws, including credit
reporting laws and card association rules; 5) it is necessary to
enforce or apply the terms and conditions of our
Merchant Agreement and other applicable agreements; or
6) it is necessary to protect the rights, property, or
safety of Bank Card Consultants, our users, or
others, which may include the exchange of information
with other organizations for fraud protection and/or
risk reduction.
In the event that Bank Card Consultants is acquired,
merchant account information may be one of the
transferred assets.

Information security is critical
to our business. We work to protect the security of your
information during transmission by using Secure Sockets
Layer (SSL) software, which encrypts information you
input. We store information gathered on secure computers
located in a locked data center. The number of employees
involved in the management of the data center that have
physical access to these computers is limited. We use
firewalls and other security technology to prevent our
computers from being accessed by unauthorized persons.

We also require that any personally identifiable
consumer information sent to us by you be encrypted
using SSL encryption.

It is important for you to protect against unauthorized
access to your Login ID/password and to your computer.
Be sure to sign off when finished using a computer,
whether or not it is shared, and otherwise protect and
periodically change the password used to
access the Bank Card Consultants services.

Bank Card Consultants gives
you the ability to edit your Bank Card Consultants
Account Information and preferences at any time,
including whether you want Bank Card Consultants to
contact you about specials and new products, by using
the Settings option in your Merchant Menu (see
the Bank Card Consultants Merchant Menu User Guide
for more details), or by emailing us at
info@bankcardconsultants.com

Bank Card Consultants
reserves the right to modify or amend this Privacy
Policy at any time and for any reason. If there are
material changes to this statement or in how Bank Card Consultants will use personally identifiable
information, Bank Card Consultants will post notice
on the Bank Card Consultants homepage at
www.bankcardconsultants.com prior to implementing the
change. The amended Terms shall automatically become
effective immediately after they are posted. Your
continued use of the site or Bank Card Consultants
services after the posting of the amended Terms on the
Site constitutes your affirmative: (a) acknowledgement
of the terms and its modifications; and (b) agreement to
abide and be bound by the terms, as amended. If you have
additional questions about this Policy, please contact
us at
info@bankcardconsultants.com.