Contractor Insurance for New Mexico

When we started our business we called other insurance agencies and
Western Insurance Solutions got back to us the same day with our quote. They
gave us superior coverages, a great price and the service has been fantastic!K & D Construction

Your help on the challenge of understanding my insurance needs was invaluable.
I would recommend Western Insurance Solutions to anyone.AAA Custom Seamless Gutters

Since we changed to Western Insurance Solutions for our General Liability and Workers
Compensation it has been smooth sailing.Stevens Heating and Air, Inc.

I really do appreciate how quick you've got this done. I'm very pleased I chose
you guys, THANKS.A Plus Stair and Rail, Inc.Thank you for having such wonderful prices in such an economically challenging
time. The staff was very patient and understanding.Sample Construction,

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Worker's Compensation

Along
with your Contractor Liability, Workers Compensation is one of the most important
coverage a business needs. If you have any employees, even one who is a day laborer
you are required by the state to purchase Workers Compensation.

Workers Compensation is actually two policies rolled into one. The first part is
called Workers Compensation and will provide benefits to an employee who is injured
on the job and for a disease that is caused or aggravated due to their working conditions.
Benefits include Medical Treatment, Permanent and Temporary Disability, and Death
Benefits.

The second part is called Employers Liability and is not covered under your Contractor
Liability. This part of the policy protects businesses if they are found civilly
liable for employee injuries that arise out of and in the course of employment.
Employers' liability coverage helps protect your business against common-law claims
such as Care and Loss of Services, Certain types of Third Party claims and Consequential
Bodily Injury to a family member of the Employee.