Marital Breakdown

Pension assets are an important part of the savings of the Member of the Plan and are considered to be part of the family assets. The Family Law Act is the provincial law in British Columbia that governs how all family assets, including pensions, are divided when the marriage ends.

The Act states that both spouses are entitled to a share of any Pension earned by either spouse during a marriage. It also clearly sets out how the Administrator is to split the Pension assets between the spouses in order to ensure that both parties receive a fair division of retirement income.

The division of Pension assets is not automatic after a separation or divorce. The former spouse of the Plan Member must apply to the Plan Administrator for the division of the Pension using the applicable forms.

Once the Plan Administrator has received any of these forms from the former spouse, the Administrator will send a Notice of Receipt (Form P6) to the Plan Member to notify them of the former spouse’s claim. This form is for informational purposes only. No action is required by the Plan Member if he/she receives this form from the Plan Administrator

Security against financial hardship accompanying sickness.

Protection against financial hardship that often accompanies sickness, accident or death is important to all of us. Your Plan is intended to bring greater peace of mind and an increased feeling of security to you and your family.

Plans designed to provide income for life.

Walking along a tropical beach, hitting the links for 18 holes or just sitting under a shady tree with a cold drink – everyone’s idea of retirement is slightly different. Your group’s Pension Plan is an important part of being free to live out your dreams.

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