Nick Charalambous

If you are in the mortgage market, there are four categories; first-time buyer, non-first time buyer, investor (buy-to-let), or a switcher. Different rules and criteria apply for each.

Most of the current market is made up of first-time buyers. They are in a privileged position over non-first timers as they only have to find a 10% deposit whilst for second-time buyers, it is 20% of the purchase price.

Is it too early to mention the C word? That’s right guys, like it or not, the time has come for you to start thinking about Christmas. It’s an expensive time of year but hopefully, we can help you get more bang for your buck after reading this blog. One iconic quote that really resonates with me about Christmas, is from George Best who said ” I spent a lot of money on booze, birds and fast cars. The rest I just squandered. ”

Having graduated with a Degree in Economics from the London School of Economics, I began my Career in 1995 as an Investment Banker. Twenty two and full of confidence, I found that Investment Banking was a great platform to make a lot of money! I was moving hundreds of Millions of Pounds/Deutschmarks & Lira between banks which thinking back was a huge responsibility for a 22 year old !! Having worked in some of the biggest Global Banks, I found after 5 years. it was not something I could envisage myself staying long-term and lost the desire to continue.

Having graduated with a degree in Economics from the London School of Economics, I began my career in 1995 as an Investment Banker. Twenty two and full of confidence, I found that Investment Banking was a great platform to make a lot of money! I was moving hundreds of millions of Pounds/Deutschmarks & Lira between banks which thinking back was a huge responsibility for a 22 year old!! Having worked in some of the biggest Global Banks I found after 5 years it was not something I could envisage myself staying in long-term and lost the desire to continue. Continue reading “The Ups and Downs of my Career”→

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Testimonial

Nick of Alpha Wealth, reviewed my pension plans from previous employment and advised me which he did in a clear manner and clear he is very knowledgeable in the area. He also advised on savings and deposits and I would highly recommend Nick Charalambous for his financial expertise and knowledge.