Stay connected with National Bank on social media

Join the conversation

National Bank wants to facilitate client communication by making sure you’re as well-informed as possible. That’s why we’re adding social networks to the communications channels available to you.

By connecting with our social networking sites, you’ll learn more about the services we offer, about our community involvement with sports, culture and education, get updates on a variety of events and enjoy our contests and promotions.

For more information, join the National Bank community!

Terms of use

Internet Page with the terms and conditions of Social Media NetworksFor the purposes of this page, “we”, “us” and “our” collectively refer to the National Bank of Canada, its subsidiaries and affiliates. When the complete name “National Bank of Canada” is used, only this specific entity is intended.

Facebook

[Acceptance of conditions of use] By using our Facebook page (our “Page”), you hereby accept the conditions of use described herein, which may be modified from time to time without notice. Moreover, you agree to consult these conditions of use from time to time and you also acknowledge that by accessing our Page, you have agreed to any subsequent modifications that may have been made to these conditions of use. We are additionally not required to update or correct any information appearing on our Page. Further, the information appearing on our Page is subject to change without prior notice.

By clicking "Like" on National Bank's Facebook pages, you may be contacted by National Bank, via your newsfeed and your Facebook inbox, about products and services that could interest you. At any time, you may select "Unlike" on National Bank's Facebook page.

[Refusal of access] We reserve the right, at our sole discretion, to refuse access to our Page to any person for any reason at any time without notice.

[Age of majority] Upon accessing our Page, you declare having attained the age of majority in the jurisdiction in which you reside.

[Accessing our Page by a minor] Where you have authorized a minor to access our Page, you acknowledge that you are entirely responsible for (i) the actions undertaken by such minor; (ii) controlling such minor's access to, and use of, our Page; (iii) any result of improper use of our Page by such minor. You acknowledge that certain parts of our Page may contain content which may be unsuitable for minors. You additionally acknowledge that we are not required to ensure that the content accessible on our Page is suitable for minors.

[User name and password] You will be responsible for ensuring the confidentiality of your user name(s) and password(s), and for any actions undertaken with your name(s) and password(s).

[License] Upon downloading or uploading content from, or onto, our Page, whether directly or indirectly through the content of another, you provide us, as well as any other entity that we would be required to provide a license (or you warrant that the owner of the content provides us, as well as any other entity that we would be required to provide a license), without compensation in any form, a universal, perpetual, irrevocable, non-exclusive license that provides us, as well as any other entity that we would be required to provide a license, with the right to use, reproduce, modify, transmit, communicate, translate and/or publish such content, in whole or in part. This license provided by you would also provide us with the right to create and distribute compilations and works derived from such content in order to publish or promote such content in relation to the service or product for which the content had been submitted or produced, as well as for any other promotions in connection with such related product or service. This license will apply in respect of all forms, mediums, or technologies that are currently used or subsequently developed. Further, you renounce any moral right in such content or you warrant that such content is free from any related moral rights.

[Opinions] The opinions posted by us or by our Page's users do not represent nor necessarily reflect our opinion and/or the opinions of our directors, management personnel or employees. Further, that such opinions are not removed from our Page does not constitute our approval of them.

[Inappropriate content] We reserve the right at our sole discretion to, without notice, remove or modify (i) any content that does not comply with these conditions of use, or (ii) any content that we deem to be inappropriate or inadvisable, notably any content that:

Contains, reveals, or provides for the obtaining of personal information or confidential information that may be used to determine a person's identity;

May be prejudicial, defamatory, obscene, or inflammatory;

May contain threats or constitute harassment;

Contains personal attacks;

May be discriminatory, racist, sexist, or homophobic;

May incite violence or hatred;

May have been created exclusively to be provocative;

May be false or misleading;

May be in contravention of current laws or regulations;

May have advertisement or commercialization as its purpose;

May reproduce published material without proper source citation; or

May have been reproduced or published without the required authorization of the applicable copyright holder.

[Trademarks] By contributing to our Page, you accept that any content may be modified, copied, distributed, held, or used. Certain names, words, logos, images or designs on our Page are trade names or trademarks that belong to us and are designated with the symbol “‡“ or “™”. Other trademarks that belong to other holders may be designated by different symbols, such as “ ‡ ” or “ ** ”. You are prohibited from copying, redistributing, republishing, downloading onto any device, retransmitting, modifying, or making publicly known or using for commercial means, any of these trade names, trademarks or other content on our Page, unless specifically authorized by us on our Page.

[Personal information] You are prohibited from revealing personal information in respect of you or in respect of other persons on our Page.

[Our products and services] The products and services described in the information contained on our Page are only available at the locations where such products or services may be legally offered. If you access our Page from outside Canada, you must ensure that you comply with local, national and international laws applicable to the jurisdiction in which you are located. Our products and services are not necessarily available in each region of Canada. Our products or services in which a resident of another nation-state may be interested, are not necessarily available in such other nation-state. Our products and services comply with the laws of the jurisdiction in which they are offered.

[Information provided by the National Bank] The facts, data, information and other content that appear on our Page (other than as provided by the users of our Page) are provided by us and by other sources considered reliable and are for informational purposes only. We cannot represent that the facts, data, information and other content are complete or accurate, or will be subsequently updated. The facts, data, information and other content that appear on our Page are not intended to be (i) a complete and detailed statement on the subject matter discussed therein (ii) advice of a financial, tax, banking, accounting, legal, or investment nature, or any other type of professional or expert advice, or (iii) an offer to sell or purchase or a recommendation to sell or purchase any securities or any other financial instrument. You agree to seek professional advice in respect of the advisability of any steps that you would want to take in respect of any information obtained from our Page. To obtain financial advice or any other advice, or information in respect of our products and services, we invite you to contact one of our branches or offices.

[Hyperlinks on our Page] Hyperlinks leading to pages other than our Page are provided to users for the exclusive purpose of facilitating use. We are not responsible for ensuring that the content on such other pages is current or reliable. We make no representation in respect thereof and are not responsible for, and do not endorse, the information that may be obtained thereon. We do not control and are not responsible for these Internet sites, their content, their privacy policies, or for any third parties that may be named thereon, including such third parties' products and services.

[Notice of waiver] We are not responsible for any damages of any kind that may result from any error or omission in connection with the content of our Page or of Facebook.

[Applicable law] These conditions of use are governed by the laws in force in the province of Québec. Any litigation, dispute or claim resulting from or in relation to the use of our Page shall be settled in a court having jurisdiction in the province of Québec and you accept to attorn to the exclusive jurisdiction of the Québec courts in this respect.

[Questions and concerns] Should you have any questions or concerns related to these conditions of use, or related to content appearing on our Page, do not hesitate to contact us on Facebook.

Twitter

[Acceptance of conditions of use] By using our Twitter account (our “Account”), you hereby accept the conditions of use described herein, which may be modified from time to time without notice. Moreover, you agree to consult these conditions of use from time to time and you also acknowledge that by accessing our Account, you have agreed to any subsequent modifications that may have been made to these conditions of use. We are additionally not required to update or correct any information appearing on our Account. Further, the information appearing on our Account is subject to change without prior notice.

By clicking "Follow" on National Bank's Twitter pages, you may be contacted by National Bank, via your newsfeed and your Twitter inbox, about products and services that could interest you. At any time, you may click "Unfollow" on National Bank's Twitter pages.

[Refusal of access] We reserve the right, at our sole discretion, to refuse access to our Account to any person for any reason at any time without notice.

[Age of majority] Upon accessing our Account, you declare having attained the age of majority in the jurisdiction in which you reside.

[Accessing our Account by a minor] Where you have authorized a minor to access our Account, you acknowledge that you are entirely responsible for (i) the actions undertaken by such minor; (ii) controlling such minor's access to, and use of, our Account; (iii) any result of improper use of our Account by such minor. You acknowledge that certain parts of our Account may contain content which may be unsuitable for minors. You additionally acknowledge that we are not required to ensure that the content accessible on our Account is suitable for minors.

[User name and password] You will be responsible for ensuring the confidentiality of your user name(s) and password(s), and for any actions undertaken with your name(s) and password(s).

[License] Upon downloading or uploading content from, or onto, our Account, whether directly or indirectly through the content of another, you provide us, as well as any other entity that we would be required to provide a license (or you warrant that the owner of the content provides us, as well as any other entity that we would be required to provide a license), without compensation in any form, a universal, perpetual, irrevocable, non-exclusive license that provides us, as well as any other entity that we would be required to provide a license, with the right to use, reproduce, modify, transmit, communicate, translate and/or publish such content, in whole or in part. This license provided by you would also provide us with the right to create and distribute compilations and works derived from such content in order to publish or promote such content in relation to the service or product for which the content had been submitted or produced, as well as for any other promotions in connection with such related product or service. This license will apply in respect of all forms, mediums, or technologies that are currently used or subsequently developed. Further, you renounce any moral right in such content or you warrant that such content is free from any related moral rights.

[Opinions] The opinions posted by us or by our Account's users do not represent nor necessarily reflect our opinion and/or the opinions of our directors, management personnel or employees. Further, that such opinions are not removed from our Account does not constitute our approval of them.

[Inappropriate content] We reserve the right at our sole discretion to, without notice, remove or modify (i) any content that does not comply with these conditions of use, or (ii) any content that we deem to be inappropriate or inadvisable, notably any content that:

Contains, reveals, or provides for the obtaining of personal information or confidential information that may be used to determine a person's identity;

May be prejudicial, defamatory, obscene, or inflammatory;

May contain threats or constitute harassment;

Contains personal attacks;

May be discriminatory, racist, sexist, or homophobic;

May incite violence or hatred;

May have been created exclusively to be provocative;

May be false or misleading;

May be in contravention of current laws or regulations;

May have advertisement or commercialization as its purpose;

May reproduce published material without proper source citation; or

May have been reproduced or published without the required authorization of the applicable copyright holder.

[Trademarks] By contributing to our Account, you accept that any content may be modified, copied, distributed, held, or used. Certain names, words, logos, images or designs on our Account are trade names or trademarks that belong to us and are designated with the symbol “‡ or “™ Other trademarks that belong to other holders may be designated by different symbols, such as “ ‡ ” or “ ** ”. You are prohibited from copying, redistributing, republishing, downloading onto any device, retransmitting, modifying, or making publicly known or using for commercial means, any of these trade names, trademarks or other content on our Account, unless specifically authorized by us on our Account.

[Personal information] You are prohibited from revealing personal information in respect of you or in respect of other persons on our Account.

[Our products and services] The products and services described in the information contained on our Account are only available at the locations where such products or services may be legally offered. If you access our Account from outside Canada, you must ensure that you comply with local, national and international laws applicable to the jurisdiction in which you are located. Our products and services are not necessarily available in each region of Canada. Our products or services in which a resident of another nation-state may be interested, are not necessarily available in such other nation-state. Our products and services comply with the laws of the jurisdiction in which they are offered.

[Information provided by the National Bank] The facts, data, information and other content that appear on our Account (other than as provided by the users of our Account) are provided by us and by other sources considered reliable and are for informational purposes only. We cannot represent that the facts, data, information and other content are complete or accurate, or will be subsequently updated. The facts, data, information and other content that appear on our Account are not intended to be (i) a complete and detailed statement on the subject matter discussed therein (ii) advice of a financial, tax, banking, accounting, legal, or investment nature, or any other type of professional or expert advice, or (iii) an offer to sell or purchase or a recommendation to sell or purchase any securities or any other financial instrument. You agree to seek professional advice in respect of the advisability of any steps that you would want to take in respect of any information obtained from our Account. To obtain financial advice or any other advice, or information in respect of our products and services, we invite you to contact one of our branches or offices.

[Hyperlinks on our Account] Hyperlinks leading to accounts other than our Account are provided to users for the exclusive purpose of facilitating use. We are not responsible for ensuring that the content on such other accounts is current or reliable. We make no representation in respect thereof and are not responsible for, and do not endorse, the information that may be obtained thereon. We do not control and are not responsible for these Internet sites, their content, their privacy policies, or for any third parties that may be named thereon, including such third parties' products and services.

[Notice of waiver] We are not responsible for any damages of any kind that may result from any error or omission in connection with the content of our Account or of Twitter.

[Applicable law] These conditions of use are governed by the laws in force in the province of Québec. Any litigation, dispute or claim resulting from or in relation to the use of our Account shall be settled in a court having jurisdiction in the province of Québec and you accept to attorn to the exclusive jurisdiction of the Québec courts in this respect.

[Questions and concerns] Should you have any questions or concerns related to these conditions of use, or related to content appearing on our Account, do not hesitate to contact us on Twitter.

LinkedIn

[Acceptance of conditions of use] By using our LinkedIn page (our “Page”), you hereby accept the conditions of use described herein, which may be modified from time to time without notice. Moreover, you agree to consult these conditions of use from time to time and you also acknowledge that by accessing our Page, you have agreed to any subsequent modifications that may have been made to these conditions of use. We are additionally not required to update or correct any information appearing on our Page. Further, the information appearing on our Page is subject to change without prior notice.

By clicking "Follow" on our LinkedIn pages, you may receive communications from National Bank, either in your LinkedIn inbox or by other means via LinkedIn, about products and services that could interest you. Click on this link to change your groups preferences: http://bit.ly/1IWEjef.

[Refusal of access] We reserve the right, at our sole discretion, to refuse access to our Page to any person for any reason at any time without notice.

[Age of majority] Upon accessing our Page, you declare having attained the age of majority in the jurisdiction in which you reside.

[Accessing our Page by a minor] Where you have authorized a minor to access our Page, you acknowledge that you are entirely responsible for (i) the actions undertaken by such minor; (ii) controlling such minor's access to, and use of, our Page; (iii) any result of improper use of our Page by such minor. You acknowledge that certain parts of our Page may contain content which may be unsuitable for minors. You additionally acknowledge that we are not required to ensure that the content accessible on our Page is suitable for minors.

[User name and password] You will be responsible for ensuring the confidentiality of your user name(s) and password(s), and for any actions undertaken with your name(s) and password(s).

[License] Upon downloading or uploading content from, or onto, our Page, whether directly or indirectly through the content of another, you provide us, as well as any other entity that we would be required to provide a license (or you warrant that the owner of the content provides us, as well as any other entity that we would be required to provide a license), without compensation in any form, a universal, perpetual, irrevocable, non-exclusive license that provides us, as well as any other entity that we would be required to provide a license, with the right to use, reproduce, modify, transmit, communicate, translate and/or publish such content, in whole or in part. This license provided by you would also provide us with the right to create and distribute compilations and works derived from such content in order to publish or promote such content in relation to the service or product for which the content had been submitted or produced, as well as for any other promotions in connection with such related product or service. This license will apply in respect of all forms, mediums, or technologies that are currently used or subsequently developed. Further, you renounce any moral right in such content or you warrant that such content is free from any related moral rights.

[Opinions] The opinions posted by us or by our Page's users do not represent nor necessarily reflect our opinion and/or the opinions of our directors, management personnel or employees. Further, that such opinions are not removed from our Page does not constitute our approval of them.

[Inappropriate content] We reserve the right at our sole discretion to, without notice, remove or modify (i) any content that does not comply with these conditions of use, or (ii) any content that we deem to be inappropriate or inadvisable, notably any content that:

Contains, reveals, or provides for the obtaining of personal information or confidential information that may be used to determine a person's identity;

May be prejudicial, defamatory, obscene, or inflammatory;

May contain threats or constitute harassment;

Contains personal attacks;

May be discriminatory, racist, sexist, or homophobic;

May incite violence or hatred;

May have been created exclusively to be provocative;

May be false or misleading;

May be in contravention of current laws or regulations;

May have advertisement or commercialization as its purpose;

May reproduce published material without proper source citation; or

May have been reproduced or published without the required authorization of the applicable copyright holder.

[Trademarks] By contributing to our Page, you accept that any content may be modified, copied, distributed, held, or used. Certain names, words, logos, images or designs on our Page are trade names or trademarks that belong to us and are designated with the symbol “‡“ or “™”. Other trademarks that belong to other holders may be designated by different symbols, such as “ ‡ ” or “ ** ”. You are prohibited from copying, redistributing, republishing, downloading onto any device, retransmitting, modifying, or making publicly known or using for commercial means, any of these trade names, trademarks or other content on our Page, unless specifically authorized by us on our Page.

[Personal information] You are prohibited from revealing personal information in respect of you or in respect of other persons on our Page.

[Our products and services] The products and services described in the information contained on our Page are only available at the locations where such products or services may be legally offered. If you access our Page from outside Canada, you must ensure that you comply with local, national and international laws applicable to the jurisdiction in which you are located. Our products and services are not necessarily available in each region of Canada. Our products or services in which a resident of another nation-state may be interested, are not necessarily available in such other nation-state. Our products and services comply with the laws of the jurisdiction in which they are offered.

[Information provided by the National Bank] The facts, data, information and other content that appear on our Page (other than as provided by the users of our Page) are provided by us and by other sources considered reliable and are for informational purposes only. We cannot represent that the facts, data, information and other content are complete or accurate, or will be subsequently updated. The facts, data, information and other content that appear on our Page are not intended to be (i) a complete and detailed statement on the subject matter discussed therein (ii) advice of a financial, tax, banking, accounting, legal, or investment nature, or any other type of professional or expert advice, or (iii) an offer to sell or purchase or a recommendation to sell or purchase any securities or any other financial instrument. You agree to seek professional advice in respect of the advisability of any steps that you would want to take in respect of any information obtained from our Page. To obtain financial advice or any other advice, or information in respect of our products and services, we invite you to contact one of our branches or offices.

[Hyperlinks on our Page] Hyperlinks leading to pages other than our Page are provided to users for the exclusive purpose of facilitating use. We are not responsible for ensuring that the content on such other pages is current or reliable. We make no representation in respect thereof and are not responsible for, and do not endorse, the information that may be obtained thereon. We do not control and are not responsible for these Internet sites, their content, their privacy policies, or for any third parties that may be named thereon, including such third parties' products and services.

[Notice of waiver] We are not responsible for any damages of any kind that may result from any error or omission in connection with the content of our Page or of LinkedIn.

[Applicable law] These conditions of use are governed by the laws in force in the province of Québec. Any litigation, dispute or claim resulting from or in relation to the use of our Page shall be settled in a court having jurisdiction in the province of Québec and you accept to attorn to the exclusive jurisdiction of the Québec courts in this respect.

[Questions and concerns] Should you have any questions or concerns related to these conditions of use, or related to content appearing on our Page, do not hesitate to contact us on LinkedIn.

Google +

[Acceptance of conditions of use] By using our Google + page (our “Page”), you hereby accept the conditions of use described herein, which may be modified from time to time without notice. Moreover, you agree to consult these conditions of use from time to time and you also acknowledge that by accessing our Page, you have agreed to any subsequent modifications that may have been made to these conditions of use. We are additionally not required to update or correct any information appearing on our Page. Further, the information appearing on our Page is subject to change without prior notice.

[Refusal of access] We reserve the right, at our sole discretion, to refuse access to our Page to any person for any reason at any time without notice.

[Age of majority] Upon accessing our Page, you declare having attained the age of majority in the jurisdiction in which you reside.

[Accessing our Page by a minor] Where you have authorized a minor to access our Page, you acknowledge that you are entirely responsible for (i) the actions undertaken by such minor; (ii) controlling such minor's access to, and use of, our Page; (iii) any result of improper use of our Page by such minor. You acknowledge that certain parts of our Page may contain content which may be unsuitable for minors. You additionally acknowledge that we are not required to ensure that the content accessible on our Page is suitable for minors.

[User name and password] You will be responsible for ensuring the confidentiality of your user name(s) and password(s), and for any actions undertaken with your name(s) and password(s).

[License] Upon downloading or uploading content from, or onto, our Page, whether directly or indirectly through the content of another, you provide us, as well as any other entity that we would be required to provide a license (or you warrant that the owner of the content provides us, as well as any other entity that we would be required to provide a license), without compensation in any form, a universal, perpetual, irrevocable, non-exclusive license that provides us, as well as any other entity that we would be required to provide a license, with the right to use, reproduce, modify, transmit, communicate, translate and/or publish such content, in whole or in part. This license provided by you would also provide us with the right to create and distribute compilations and works derived from such content in order to publish or promote such content in relation to the service or product for which the content had been submitted or produced, as well as for any other promotions in connection with such related product or service. This license will apply in respect of all forms, mediums, or technologies that are currently used or subsequently developed. Further, you renounce any moral right in such content or you warrant that such content is free from any related moral rights.

[Opinions] The opinions posted by us or by our Page's users do not represent nor necessarily reflect our opinion and/or the opinions of our directors, management personnel or employees. Further, that such opinions are not removed from our Page does not constitute our approval of them.

[Inappropriate content] We reserve the right at our sole discretion to, without notice, remove or modify (i) any content that does not comply with these conditions of use, or (ii) any content that we deem to be inappropriate or inadvisable, notably any content that:

Contains, reveals, or provides for the obtaining of personal information or confidential information that may be used to determine a person's identity;

May be prejudicial, defamatory, obscene, or inflammatory;

May contain threats or constitute harassment;

Contains personal attacks;

May be discriminatory, racist, sexist, or homophobic;

May incite violence or hatred;

May have been created exclusively to be provocative;

May be false or misleading;

May be in contravention of current laws or regulations;

May have advertisement or commercialization as its purpose;

May reproduce published material without proper source citation; or

May have been reproduced or published without the required authorization of the applicable copyright holder.

[Personal information] You are prohibited from revealing personal information in respect of you or in respect of other persons on our Page.

[Our products and services] The products and services described in the information contained on our Page are only available at the locations where such products or services may be legally offered. If you access our Page from outside Canada, you must ensure that you comply with local, national and international laws applicable to the jurisdiction in which you are located. Our products and services are not necessarily available in each region of Canada. Our products or services in which a resident of another nation-state may be interested, are not necessarily available in such other nation-state. Our products and services comply with the laws of the jurisdiction in which they are offered.

[Information provided by the National Bank] The facts, data, information and other content that appear on our Page (other than as provided by the users of our Page) are provided by us and by other sources considered reliable and are for informational purposes only. We cannot represent that the facts, data, information and other content are complete or accurate, or will be subsequently updated. The facts, data, information and other content that appear on our Page are not intended to be (i) a complete and detailed statement on the subject matter discussed therein (ii) advice of a financial, tax, banking, accounting, legal, or investment nature, or any other type of professional or expert advice, or (iii) an offer to sell or purchase or a recommendation to sell or purchase any securities or any other financial instrument. You agree to seek professional advice in respect of the advisability of any steps that you would want to take in respect of any information obtained from our Page. To obtain financial advice or any other advice, or information in respect of our products and services, we invite you to contact one of our branches or offices.

[Hyperlinks on our Page] Hyperlinks leading to pages other than our Page are provided to users for the exclusive purpose of facilitating use. We are not responsible for ensuring that the content on such other pages is current or reliable. We make no representation in respect thereof and are not responsible for, and do not endorse, the information that may be obtained thereon. We do not control and are not responsible for these Internet sites, their content, their privacy policies, or for any third parties that may be named thereon, including such third parties' products and services.

[Notice of waiver] We are not responsible for any damages of any kind that may result from any error or omission in connection with the content of our Page or of Google +.

[Applicable law] These conditions of use are governed by the laws in force in the province of Québec. Any litigation, dispute or claim resulting from or in relation to the use of our Page shall be settled in a court having jurisdiction in the province of Québec and you accept to attorn to the exclusive jurisdiction of the Québec courts in this respect.

[Questions and concerns] Should you have any questions or concerns related to these conditions of use, or related to content appearing on our Page, do not hesitate to contact us on Google+.

Instagram

[Acceptance of conditions of use] By using our Instagram account (our "Account"), you hereby accept the conditions of use described by Instagram and herein, which may be modified from time to time without notice. Moreover, you agree to consult these conditions of use from time to time and you also acknowledge that by accessing our Account, you have agreed to any subsequent modifications that may have been made to these conditions of use. We are additionally not required to update or correct any information appearing on our page. Further, the information appearing on our page is subject to change without prior notice.

By clicking "Follow" on National Bank's Instagram account, you may be contacted by National Bank, via your Instagram newsfeed, about products and services that could interest you. You can click on "Following" to unfollow National Bank's Instagram account at any time.

[Refusal of access] We reserve the right, at our sole discretion, to refuse access to our Account to any person for any reason at any time without notice.

[Age of majority] Upon accessing our Account, you declare having attained the age of majority in the jurisdiction in which you reside.

[Accessing our Account by a minor] Where you have authorized a minor to access the Account, you acknowledge that you are entirely responsible for (i) the actions undertaken by such minor; (ii) controlling such minor's access to, and use of, our Account; (iii) any result of improper use of our Account by such minor. You acknowledge that certain parts of our Account may contain content which may be unsuitable for minors. You additionally acknowledge that we are not required to ensure that the content accessible on our Account is suitable for minors.

[User name and password] You will be responsible for ensuring the confidentiality of your user name(s) and password(s), and for any actions undertaken with your user name(s) and password(s).

[Account content generated by National Bank] Material appearing on our Account, including but not limited to text, images, illustrations, software, audio clips and video clips, is owned or otherwise provided by National Bank, and National Bank does not represent or warrant that such material does not infringe on the rights of any other person or entity.

It is therefore forbidden to copy, modify, amend, delete, publish, transmit, create derivative works of, display or post, or in any other way exploit or use such content without the express authorization of National Bank or of the respective owner. However, you may use any information or material contained on our Account purposely made available by National Bank for downloading or copying, provided that you:

Do not modify this information or remove any copyright, trademark or other intellectual or proprietary rights notices;

Use such information solely for your personal, non-commercial purposes and do not post this information on the Internet, any website, any networked computer or broadcast it in any media; and

Do not make any representations or warranties relating to such information.

[Content you post to our Account] When posting content or submitting content to be posted to our Account, either directly or indirectly through any other means, you represent and warrant that you own the rights to such content and that the content does not violate any third-party rights, including but not limited to privacy rights, publicity rights and intellectual property rights. Upon posting content or submitting content to be posted to our Account, you provide us, as well as any other entity that we would be required to provide a license (or you warrant that the owner of the content provides us, as well as any other entity that we would be required to provide a license), without compensation in any form, a universal, perpetual, irrevocable, non-exclusive license that provides us, as well as any other entity that we would be required to provide a license, with the right to use, reproduce, modify, transmit, communicate, translate and/or publish such content, in whole or in part. This license would also provide us with the right to create and distribute compilations and works derived from such posted or submitted content in order to promote the service or product related to the posted or submitted content, as well as for any other promotions in connection with products or services offered by National Bank. This license will apply in respect of all forms, mediums, or technologies that are currently used or subsequently developed. Further, you renounce any moral right in such content or you warrant that such content is free from any related moral rights.

[Opinions] The opinions posted by us or by our Account's users do not represent nor necessarily reflect our opinion and/or the opinions of our directors, management personnel or employees. Further, that such opinions are not removed from our Account does not constitute our approval of them.

[Inappropriate content] We reserve the right at our sole discretion to, without notice, remove or modify (i) any content that does not comply with these conditions of use, or (ii) any content that we deem to be inappropriate or inadvisable, notably any content that:

Contains, reveals, or provides for the obtaining of personal information or confidential information that may be used to determine a person's identity;

May be prejudicial, defamatory, obscene, or inflammatory;

May contain threats or constitute harassment;

Contains personal attacks;

May be discriminatory, racist, sexist, or homophobic;

May incite violence or hatred;

May have been created exclusively to be provocative;

May be false or misleading;

May be in contravention of current laws or regulations;

May have advertisement or commercialization as its purpose;

May reproduce published material without proper source citation; or

May have been reproduced or published without the required authorization of the applicable copyright holder.

[Trademarks] By contributing to the Account, you accept that any content may be modified, copied, distributed, held, or used. Certain names, words, logos, images or designs on our Account are trade names or trademarks that belong to us and are designated with the symbol "®" or "™." Other trademarks that belong to other holders may be designated by different symbols, such as "‡" or "**." You are prohibited from copying, redistributing, republishing, downloading onto any device, retransmitting, modifying, or making publicly known or using for commercial means, any of these trade names, trademarks or other content on our Account, unless specifically authorized by us on our Account.

[Personal information] You are prohibited from revealing personal information in respect of you or in respect of other persons on our Account.

[Our products and services] The products and services described in the information contained on our Account are only available at the locations where such products or services may be legally offered. If you access our Account from outside Canada, you must ensure that you comply with local, national and international laws applicable to the jurisdiction in which you are located. Our products and services are not necessarily available in each region of Canada. Our products or services in which a resident of another nation-state may be interested, are not necessarily available in such other nation-state. Our products and services comply with the laws of the jurisdiction in which they are offered.

[Information provided by National Bank] The facts, data, information and other content that appear on our Account (other than as provided by the users of our Account) are provided by us and by other sources considered reliable and are for informational purposes only. We cannot represent that the facts, data, information and other content are complete or accurate, or will be subsequently updated. The facts, data, information and other content that appear on our Account are not intended to be (i) a complete and detailed statement on the subject matter discussed therein (ii) advice of a financial, tax, banking, accounting, legal, or investment nature, or any other type of professional or expert advice, or (iii) an offer to sell or purchase or a recommendation to sell or purchase any securities or any other financial instrument. You agree to seek professional advice in respect of the advisability of any steps that you would want to take in respect of any information obtained from our Account. To obtain financial advice or any other advice, or information in respect of our products and services, we invite you to contact one of our branches or offices.

[Hyperlinks on the page] Hyperlinks leading to websites other than our website are provided to users for the exclusive purpose of facilitating use. We are not responsible for ensuring that the content on such other accounts is current or reliable. We make no representation in respect thereof and are not responsible for, and do not endorse, the information that may be obtained thereon. We do not control and are not responsible for these websites, their content, their privacy policies, or for any third parties that may be named thereon, including such third parties' products and services.

[Notice of waiver] Within the limits permitted by the applicable laws, we are not responsible for any damages of any kind that may result from any error or omission in connection with the content of our Account or on the Instagram site, of your use of our Account, or of any consequences that may result from such use.

[Applicable law] These conditions of use are governed by the laws in force in the province of Québec. Any litigation, dispute or claim resulting from or in relation to the use of our Account shall be settled in a court having jurisdiction in the province of Québec and you accept to attorn to the exclusive jurisdiction of the Québec courts in this respect.

[Questions and concerns] Should you have any questions or concerns related to these conditions of use or related to content appearing on our Account, do not hesitate to contact us on Instagram.

Youtube

[Information provided by us] Information contained and transmitted by us on our Youtube Channel (our “Channel”) is provided by us exclusively for informational purposes. Such Information shall not be deemed to create any legal or contractual obligation on us. Information appearing on our Channel has been collected from sources considered reliable. Where statements are based in whole or in part on information provided by third parties, we make no statement as to their accuracy or completeness, or that such statements will be subsequently updated. Any images or diagrams are used exclusively for illustrative purposes and do not reflect the future values or future performance of an investment or of any other type of product or service. Such information does not constitute advice of a financial, tax, banking, accounting, legal, or investment nature, or any other type of professional or expert advice. Moreover, the opinions expressed on the Channel are those of our spokespersons or of our authorized invited conference speakers. Such opinions reflect the opinions of their respective creators at the time in which they had been created, respectively. However, such creators may have changed their respective opinions over time, especially if the markets or other conditions have developed. Any product or service should be evaluated in the context of the potential customer's financial goals and tolerance for risk. You agree to seek professional advice in respect of the advisability of any steps that you would want to take in respect of any information obtained from our Channel.

[Products and services of National Bank] The products and services described in the information contained on our Channel are only available at the locations where such products or services may be legally offered. If you access our Channel from outside Canada, you must ensure that you comply with local, national and international laws applicable to the jurisdiction in which you are located. Our products and services are not necessarily available in each region of Canada. Our products or services in which a resident of another nation-state may be interested, are not necessarily available in such other nation-state. Our products and services comply with the laws of the jurisdiction in which they are offered.

[Inappropriate content] We reserve the right, at our sole discretion and without notice, to remove or modify any comment you may post on our Channel, that we deem inappropriate or inadvisable, namely any content that:

Contains, reveals, or provides for the obtaining of personal information or confidential information that may be used to determine a person's identity;

May be prejudicial, defamatory, obscene, or inflammatory;

May contain threats or constitute harassment;

Contains personal attacks;

May be discriminatory, racist, sexist, or homophobic;

May incite violence or hatred;

May have been created exclusively to be provocative;

May be false or misleading;

May be in contravention of current laws or regulations;

May have advertisement or commercialization as its purpose;

May reproduce published material without proper source citation; or

May have been reproduced or published without the required authorization of the applicable copyright holder.

[Trademarks] By contributing to our Channel, you accept that any content may be modified, copied, distributed, held, or used. Certain names, words, logos, images or designs appearing on our Channel are trade names or trademarks that belong to us and are designated with the symbol “‡” or “™”. Other trademarks that belong to other holders may be designated by different symbols, such as “ ‡ ” or “ ** ”. You are prohibited from copying, redistributing, republishing, downloading onto any device, retransmitting, modifying, or making publicly known or using for any commercial means, any of these trade names, trademarks or other content on our Channel, unless specifically authorized by us on our Channel.

[Notice of waiver] We are not responsible for any damages of any kind that may result from any error or omission in connection with the use of or content on our Channel.

[Questions and concerns] Should you have any questions or concerns related to these conditions of use or related to content appearing on our Account, do not hesitate to contact us on YouTube.