ARA-MERICAN PROPERTY REPORTS INC.

The needs of every financial institution are numerous. Considering the current climate, there is a greater demand for accurate research, proper handling of paperwork, and timeliness of completion in real estate transactions. It is critical to have a reliable resource to turn to.

PROPERTY REPORTS

Primary to any mortgage transaction is knowing the history of the property in questions. Our reports are based upon an insured search, guaranteeing accuracy so your company is protected against the possibility of errors or omissions. You will be provided with critical information such as the current deed of record, and all liens filed against the subject property, plus real estate taxes and census tract.

If desired, ARA-MERICAN PROPERTY REPORTS also offer an uninsured search where we can transit a report over your fax machine or PC. Most reports are sent within 24 to 48 hours.

MORTGAGE RECORDING

We put a high value on all of the little details that will make your transaction go quickly and smoothly. This includes the actual recording of the mortgage. As you know, this service is essential so that your mortgages can be filed in a timely manner. Our basic procedure entails us picking up the mortgage at your location, and then forwarding it to the respective county for filling. Once the filing process is completed and the mortgage is returned to us, we promptly deliver the original mortgage to your location.

REAL ESTATE APPRAISALS

Very few customers enter a mortgage transaction without an appraisal. At ARA-MERICAN PROPERTY REPORTS, we are prepared to provide virtually any type of report, from the "drive-by", single or multi-family dwelling, to commercial appraisals, offering you the most accurate valuation of a particular property.Daily updates to your office, contact with owners the day of receipt of the order, and a verbal within 48 to 72 hours of inspection are just a few of the services you can expect. Our appraisal division is ready to service your needs throughout Pennsylvania, New Jersey and Delaware markets.

SETTLEMENTS & CLOSINGS

Critical to every property transaction is the closing process. In many instances this is often the point where people find out what hasn't been done to facilitate a smooth settlement rather than what has. It is our goal to avoid this potential problem at all costs.Additionally, in order to properly complete your transaction, we offer the services of one of our representatives to conduct the closing at any location. As always, your comfort is our concern.

ARA-MERICAN PROPERTY REPORTS INC.

The needs of every financial institution are numerous. Considering the current climate, there is a greater demand for accurate research, proper handling of paperwork, and timeliness of completion in real estate transactions. It is critical to have a reliable resource to turn to.

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TITLE INSURANCE

As a means of general protection, we make title insurance available to our customers.Although rarely a necessity, many find this option reassuring in certain circumstances for first and secondary mortgages.

DOCUMENT FILING

As another benefit, we can furnish certified copies of deed(s) and mortgages when required. Furthermore, we can retrieve any documents filed in a particular county, which our clients may need.

FLOOD CERTIFICATION

We can provide flood certification in Pennsylvania, New Jersey and Delaware.

ARA-Merican Property Reports Inc. now offers Home Value Explorer (HVE) to serve lenders at all points in the loan process.