BB&T Visa Reward Cards

BB&T Visa® Reward Cards are prepaid spending cards that make great gifts for employees and clients. They're accepted at millions of locations nationwide and come with zero liability for unauthorized use.

Features

BB&T Visa Reward Cards are available in amounts from $25 to $500 and may be used anywhere Visa debit cards are accepted.

When making purchases, select the credit option on the keypad and sign the receipt. Balance inquiries can be made online or by calling (866) 594-2076.

Fees

The following fees apply:1

$2.95 fee for each card purchased

$2.50 monthly maintenance fee that is waived for the first six months

$15 card replacement/check issuance fee

Gift Ideas

Use BB&T Visa Reward Cards to boost your business:

Inspire employees

Promote special events

Recognize customer loyalty

FAQ

The BB&T Visa Reward Card is a prepaid card with a value that is limited to the amount of money loaded on the card by your company at the time of purchase. It carries the Visa logo like any Visa credit or check card, but because it is a prepaid card, spending is limited to the funds available on the card. Each time the card is used, the purchase amount is automatically deducted from the available balance. Cardholders can buy what they want, when they want, at millions of locations where Visa debit cards are accepted. The card can also be used online and when making purchases by phone or mail.

Using the BB&T Visa Reward Card for promotional programs and incentives can help increase customer and employee loyalty. Because of the flexibility of the card program, you will be able to offer many reward and incentive programs with a single implementation that will save time and money on program support costs. The BB&T Visa Reward Card allows even small businesses to provide incentive programs that traditionally have been too expensive to support on their own.

The BB&T Visa Reward Card provides a simple incentive solution for implementing new programs, or expanding and streamlining existing programs. You can reward your employees and customers in a new, innovative way. In addition, Visa's research shows that consumers prefer a multipurpose gift card over retailer-specific and mall gift cards, citing purchase choice as the number one benefit of the card.

You are not responsible for lost or stolen cards. The cardholder should notify us immediately when the loss is discovered by calling (866) 594-2076. Their card will be canceled and a replacement card will be issued as described in the Cardholder Agreement. The balance on their card will be transferred to their new card, minus the card replacement fee.

Most merchants cannot access the balance on the card so it is critical that cardholders know their balance before they shop. If the employee or customer tries to purchase something of greater value than that on the card, the transaction will be declined. However, he or she may choose to use a second payment method, such as a debit card, credit card or cash to pay for the difference. When making the purchase they will need to tell the cashier how much to deduct from the gift card and how much they will pay with another payment method.