General Contractors

From the BITCO Program Manager

Focus onGeneral Contractors

As our premier and largest class of business, the construction industry is BITCO's stock in trade. Our consistent, stable and responsive approach to this class of business has created many long-term relationships with our customers.

In our more than 80 years in service to general contractors we have crafted insurance programs to address a wide array of risk sizes, types and special coverage needs.

In many regions of the country, the name BITCO is synonymous with contractors insurance.

Customer Characteristics

The BITCO general contracting customer is typically a medium- to large-sized operation which has been in business for several years, is well-managed and financially stable. Our core customers specialize in construction of new buildings with a particular emphasis on commercial construction.

We also look for a history of responding aggressively to controllable losses and the circumstances which give rise to them. We maintain that management involvement and disciplined risk control are critical to a contractor's successful risk management and insurance program. Our customers value our risk control expertise and depend on it.

We strive to develop excellent rapport, open lines of communication and constructive working relationships with our customers. Through periodic visits to our customers' worksites, we develop ongoing, up-to-date information on their operations and are able to be responsive to their changing needs. Our risk control, claims and underwriting personnel are all well attuned to the needs of general contractors and the complex contractual relationships that are inherent to their business operations.

For many contractors BITCO represents the best in efficient local underwriting delivery, high-impact customer service, responsive products and impeccable financial security.