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Household Information
Number of adults in household........... 1
Number of children in household......... 3
Number of cars owned.................... 0

Monthly Income Details
Monthly income after tax................ 1126
Partners monthly income after tax....... 0
Benefits................................ 455.8
Other income............................ 565DLA for youngest
Total monthly income.................... 2146.8

"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger.***Be the difference.***

"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger.***Be the difference.***

Your budget for groceries is less than mine
As long as everyone is fed and there is little to no waste then you're doing fine.
... must revisit my shopping spends...

BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.

Morning W,
Your SOA looks fantastic to me. I don't think your groceries are too high. There are four of you and your children are well fed living on proper meals and not junk food. The same with birthdays, holidays and entertainment - you need to live and not just exist. And you're actually putting together an emergency fund!
Honestly, I am amazed at how far you've come

Morning W,
Your SOA looks fantastic to me. I don't think your groceries are too high. There are four of you and your children are well fed living on proper meals and not junk food. The same with birthdays, holidays and entertainment - you need to live and not just exist. And you're actually putting together an emergency fund!
Honestly, I am amazed at how far you've come

BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.

Thank you, I've moved everything around and I think it's near enough where it should. I have ú33 left in the bank so not far out.

The presents I thought might have been quite high as I only buy for my 3. But that's their birthdays/xmas/easter etc and includes everything needed for them (extra treat food/cake/decorations etc)

Before I just used the grocery budget for everything (entertainment/travel/gifts etc) and I was always finding me over budget and wondering why now it makes sense

The emergency fund is actually saved with credit union so I can't dip into it unless I go into town with ID and request to take it out. No temptation.

Youngest DLA goes into a separate account and pays for all her 'extras' nappies/medicines/pharmacy things along with some bigger things she's needed. For instance shoes I take the 'normal' amount from the clothing budget and top it up from her DLA to get the correct ones. Although she has been wearing 'normal' shoes when going out now as she realises hers where 'different'. But there is money there should we need an hospital trip late at night/an unplanned stay etc along with expenses of the city hospital trips.

ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö

"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger.***Be the difference.***

"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger.***Be the difference.***

Thank you for thoughts. That is using the CT money to the rent (When it's paid) ú155 a month is 19ish months I think. Maths isn't a strong point I have fiddled with my spreadsheet though and I can at least overpay the rent even by just a few pounds a week until then even if it's only ú5 by the time the CT is paid it's an extra ú165 knocking a month of the DFD.

x

ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö

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