Hello all,
Just received a message from my SA today. Turns out there will not be a rate drop (or so it seems), but there is now a 39 month lease option. I haven't received a quote to see how it affects things, but I'm hoping it's a slight decrease in monthly payment. Still 7.75% on this one as well.

mmm so this came from your dealer eh?
I'd normally say it would be a tad early to know if the rates will change (emphasis on IF) after April 30th...
but hey, I may just be crossing my fingers too hard... not like it matters; car is ordered and I can afford it as it is. If the rates go gown by, say, a half percent, I save 10 bucks a month, which would be what I'd be spending extra for buying premium gas hahaha.

I'd wager a strong guess as to why BMW offers a 39 month lease: it allows the individual reasonable time to have the vehicle, but still has 9 months left on the maintenance program which can be used as a selling insentive once the dealer gets the car back and tries to sell it. You can tell by the lease rates (in the case of other BMWs anyway) that BMW strongly encourages people to take the 39 month route over the 48 month one which consumes the entire maintenance program and warranty too.

Just another one of these small little tricks that doesn't make me appreciate BMW a whole lot.

So is the reason a 48 month lease with the same interest rate is worse than a 39 month lease only because you end up paying more overall because the risidual values don't change much betweent the terms? Does a 39 month lease only benefit you over a 48 month lease if you plan on buying it out at the end?