BEIRUT: The Byblos Bank-OSB Consumer Confidence Index showed Lebanese consumers' confidence levels at their lowest during the first nine months of 2011, owing chiefly to political divisions over the Special Tribunal for Lebanon and the ongoing political crisis in neighboring Syria.

Every year, public and private self-insured entities or pools determine current-year funding and prior-year reserve adequacies after consideration of confidence levels, discount rates and unallocated loss adjustment expenses developed by outsiders.

Hence, though the trend for the whole group is an increase in confidence level, there were two individual preservice teachers who had particularly negative changes in Personal Science Teaching Efficacy Beliefs values and one of them also had negative changes in the Science Teaching Outcome Expectancy value.

39) A practitioner is only permitted to issue a marketed opinion if he or she concludes that the taxpayer will prevail on the merits at a confidence level of at least more likely than not with respect to each significant federal tax issue.

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