1. What we have in common
in all religions and empiricism to-day is that the afterlife
exists. But not one religion tells us what actually happens
when we physically die - empirical studies do. In the West
the Christian view of the afterlife dominated for nearly
two thousand years. The Church teaches that the afterlife
exists and that your conduct on earth will determine what
kind of existence you will experience once you cross over;
you will go to 'heaven' if you 'behaved well' or to hell
if you consistently misbehaved. The Catholics add 'purgatory'-
a stage of continuous purification before one gets to 'heaven.'
Empiricism tells us there is an afterlife and explains in
detail what happens when we cross over. This means that
empirical evidence is what we should study so that we get
to know specifically what is going to happen to us when
we cross over.

2. What has been empirically
confirmed by way of mediumship is that we have a duplicate
of our physical body. On crossing over, the physical body
dies, and like an old coat can be burnt. But at the time
of physical death, our real self, i.e. our duplicate body
will emerge from the physically dead body with full consciousness.
The duplicate body, the 'spirit' body, the real you, will
continue to have a human form and will be able to see those
around your dead physical body. We will take three things
with us on crossing over: our mind with all its memories,
our new spiritual body and our character which will not
change one iota on crossing over. Those who have been in
pain for a time before their death may not experience 'conscious
transition' to the afterlife. They will be given very special
care - but after a time of rest, they will regain full consciousness.

3. Moments after you will
cross over you will be met by someone who had already passed
on and with whom you have a heart to heart connection. Someone
you can trust, someone who is most certain to be a loved
one, someone you can feel most comfortable with. This meeting
is meant to make your transition as smooth as you will allow
it to be. We are informed that many times average decent
folk, especially those who have been 'spiritual' (not necessarily
'religious' - see below) when on earth, will experience
a smooth, conscious transition. Only our own limitations,
our own prejudices, our own encumbrances will restrict the
otherwise smooth transition. For these reasons at the time
of crossing over we should always have an open mind and
NOT have the mind rigidly set on some expectations taught
by uninformed dogmatists on earth.

4. At this time you will remember all experiences
you had when you visited the afterlife. We are credibly
informed that during sleep we experience out-of-body experiences.
For the average decent open minded person, the transition
ought to be a most wonderful spiritual experience. There
is NOTHING to fear, NOTHING to be terrified about and certainly
EVERYTHING for you to look forward to. Why? Because information
transmitted from the otherside consistently tells us that
for the average decent folk there will be much beauty, much
peace, much light and love. In fact, we are told by some
of the highest credible sources including Silver Birch,
that we do not have the vocabulary to describe the enormous
beauty, peace and love we will be experiencing once we cross
over.

5. When we cross over we
will still have free will which is critical to our continuous
refinement. We will still be in a position to continue to
refine in mind, 'body' and spirit. We will still have the
potential to raise our 'vibrations' of the soul to graduate
to a higher realm where there will be higher levels of ecstatic
experiences far more intense than the one we initially entered.
The afterlife is divided into different realms (afterlife
worlds)- from the lowest darkest vibrating realm to the
highest. We are credibly informed that the average decent
person will go to the 'third level.' There will be venues
of all kinds of learning. Artists will be able to continue
to refine their skills to create enormous inspired beauty.
Musicians will be able to perfect their skills and refine
their creativity with added inspiration to produce the most
heavenly music. Whoever you are, whatever you desire, you
will have specialists who will assist in your endeavor to
perfect your skills. We will have opportunities to continue
to follow the dreams we had on earth and have other opportunities
do creative and other things that perhaps we were not able
to do on earth. Also we will be enjoying perfect health
- the cripple will walk again, the blind will see again,
those with any physical or mental problems on earth will
be perfectly normal again. The greater and the lesser will
be judged ONLY by the level of spirituality (level of vibrations
at the time of crossing over) which will be indicated by
the brightness of one's own aura which surrounds the body.
But one thing is certain, we will find ourselves in a most
friendly environment where we will be able to continue to
refine with much grace and inspiration - even if it takes
eons of earth's time to reach our goal - the highest spirituality.
We have an eternity to continue to improve, to progress,
to refine in mind and spirit.

6. There is some concern
by a number of people about the 'lower' realms. Let's clarify
this. As stated at the time of the crossing people will
have the accumulated "vibrations" from their lifetime
on earth. The level of vibrations of average decent people
will usually qualify them to go to the 'third realm' described
above. But there will be some others who will NOT automatically
end up in the third realm.

First, there will be some who get stuck
for an indefinite period of time between the earth plane
and the third realm - this will be a most serious problem.
These may be hard core skeptics and others who had rigid,
inflexible negative beliefs and who obstinately refused
to believe that the afterlife exists. When these closed
minded skeptics and debunkers of the afterlife find themselves
in the afterlife they will refuse to believe they are 'dead'
because they will still have a body (the duplicate of the
body they had on earth- they will be able to see, hear and
feel things- everything will be just as solid as on earth.).
But they will know that something is very seriously different
- when they try to talk to people on earth, no one responds
to them because people on earth generally cannot see them,
cannot hear them, cannot detect their presence. This refusal
to believe that they have crossed over will cause confusion
in their mind and this confusion could last for more than
a thousand years by earth's time - even thousands of years.
It is only when they admit they were wrong that they will
be able to progress. That is why the state of mind at the
time of crossing over ought NOT be rigid. The afterlife
consequences are ENORMOUS and we must find the time to learn
more about the afterlife. It will be critical to keep an
open mind and to allow for the unexpected - especially for
those whose environment was dogmatic about what to expect
and what NOT to expect in the afterlife.

Secondly, the minority of people who were
deliberately cruel, willfully evil, and knowingly selfish
would have lower vibrations compared to the average decent
person. Those with the lowest vibrations will find themselves
in the lowest vibrational afterlife realm where conditions
are horrendous. Information transmitted from the otherside
tells us in crystal clear terms that this lowest vibrational
realm is so horrible we do not have the vocabulary to describe
the heinous conditions. Some from the otherside - such as
Hugh Benson in the Anthony Borgia afterlife books, have
tried but the description was limited because our vocabulary
is restricted. He said words to the effect this lowest realm
is dark, very cold, putrid in the extreme and inhabited
by horrible entities who deliberately give each other horrible
experiences.

But NOBODY sends people to this realm. It's
all governed by the law of physics- the law of attraction
-like level of vibrations attracts like level of vibrations.
And if someone from the earthplane crosses over with extremely
low vibrations (lowest spirituality), he/she will automatically
be attracted to the lowest vibrating realm which can accommodate
his/her level of vibrations. No one with lowest vibrations
is able to inhabit the higher vibrational realms.

7. The Law of Cause and
Effect also becomes operational. 'You reap what you sow'
is a most powerful inevitable law. No one escapes this law;
no one can erase the law of retribution. But there is also
the Law of Progress which means that even if it takes eaons
of time - thousands of years in earth's time, all those
who crossed over to the afterlife and who send themselves
in the lowest realms will at one time or another come back
to the light of the higher realms.

8. How can we raise the
level of our vibrations to maximize the afterlife on crossing
over and have a smooth transition? Highly credible transmitted
information tells us that 'service' - unselfishly helping
others who are in genuine need is the most powerful, guaranteed
way of raising your vibrations - raising your spirituality.
Note very carefully: you do NOT have to be religious at
all to raise your vibrations, i.e. to become more spiritual.
As a matter of fact there are those who are atheists, agnostics
and certainly non-religious who by conduct and example are
very 'spiritual.' So that although religious people may
be spiritual some 'religious' people may NOT be so spiritual.
Being religious does not automatically mean being spiritual.
Religious beliefs are irrelevant to having higher vibrations.
It is not what we believe but what we DO on this planet
earth that will definitively determine what is going to
happen to us when we inevitably cross over.

9. Death-bed repentance.
Whether we are aware of it or not, the universal Law of
Cause and Effect operates all the time and no one on earth
has the power to suspend its operation. If we willfully
said or did something that hurt and injured others, only
those injured will have the power to forgive us. And the
burden will be carried into the afterlife until there is
forgiveness. There cannot be further refinement or progress
until we are forgiven either on this earth or in the afterlife.
It is fundamentally wrong to believe that confessing your
'sins' to a priest will completely free you from all guilt,
from all negative consequences when you cross over. It is
far better to seek out the person and make amends while
you are still alive. There have been innumerable experiences
of people who crossed over seeking forgiveness from people
who still reside on the physical earth-plane. This is because
there cannot be individual progress in the afterlife until
all is forgiven.

10. Mind is king in the
afterlife dimension. We on earth do not really know how
powerful the mind will be when we cross over. Transmitted
information from the highly credible sources reminds us
that the afterlife is governed by the 'mind'. In afterlife
travel for example, we only have to think of a place anywhere
to go - any place on earth or in the afterlife and we get
there instantly by the power of the mind.

11. Suicide: those who
intentionally cut short their lives by committing suicide
will have the extra burden of assisting those who were negatively
affected by their suicide. Of course, motivation is always
the key. If one commits suicide to avoid responsibilities
- inevitably those responsibilities will sometime in the
future come back again to be dealt with. If one commits
suicide to avoid intense pain where death is absolute -
that would be a different matter. Each suicide will be dealt
with according to motivation.

12. Love we are informed
is 'the most powerful force in the universe.' Just because
we cross over does not mean love is lost or is terminated.
Love survives physical death and true love will mean you
will never be separated from your loved ones. True unconditional
love will usually mean unconditional forgiveness. This will
lead to a higher level of vibrations, of spirituality and
will be instrumental in graduating to higher afterlife realms
where conditions are too beautiful for us on earth to imagine
- something to look forward to being there.

13. CRITICAL: if when crossing
over you see powerful light - GO TOWARDS THE LIGHT- but
usually the LIGHT comes towards you if you are destined
to proceed to the next stage of your spiritual development
- to a higher realm. One member of my own family moments
before dying stated she was seeing powerful LIGHT. She said,
"Where is this light coming from?" Then she passed
on calmly and peacefully.