How to Accept Credit Cards on Your iPhone

We live in a plastic world as they say and that’s definitely the case for me. It’s a rare occasion when I have cash on me. I use my debit card everywhere even for small amounts like a couple bucks. If a business doesn’t offer debit cards, I will often not shop there and find an alternative place that does.

I just learned about the Canadian company, Payfirma Corporation which has developed an app where you can accept payments on your iPhone! How cool is that??? This is the perfect solution for individuals or small businesses that want to offer their customers a more convenient payment method.

Payfirma’s iPhone Virtual Terminal will allow you to accept debit cards, credit cards, echecks no matter where you are. You could be working out of your home, in a store front or on the road- it’s mobile! This is a great service for businesses that don’t want to pay the high fees on a typical merchant account or want to lease those expensive point of sale terminals.

The iPhone Mobile Payment App can be quickly downloaded to your iPhone 3G or 3GS and it’s ready for you to start accepting payments. It’s also easy to use with just a swipe of the card and a tone will tell you that the fully encrypted transaction data has been accepted. With a push of a button, you can capture the customer signature, add a tip, finalize the sale and email the customer a receipt. You can also review your previous transactions, check daily transaction summaries and bring up a map showing the location of where each transaction took place!

Isn’t technology great? With Payfirma’s iPhone Mobile Payment App you will no longer miss out on sales from people like me who never carry cash!

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2 comments

Thanks for posting this Stacie. I recently found a similar service that I love using as well. These are great opportunities for those in the home party and network marketing businesses. If you do occasional shows, etc., you can accept credit/debit cards without having to commit to a monthly fee. That’s good news for the very small business owner.