Jason Humeniuk

Langley Mortgage Broker Services

Are you looking for a mortgage in Langley, Surrey or anywhere in the Greater Vancouver area? I am here to help, between my experience and knowledge of Langley and surrounding areas I can ensure you get the mortgage you want.

I’m Jason Humeniuk and with over 21 years of experience in Commercial and Residential mortgages, I can help you intelligently navigate the ever-changing mortgage landscape. My in-depth knowledge of the recent government changes to mortgage guidelines and awareness of lender “small print” will ensure that the mortgage you get is the mortgage you want!

As the managing partner of Hilltop Financing, and being affiliated with Dominion Lending Centres, I have access to an incredible selection of lenders who offer many different lending products. Rather than dealing with a single institution, when you work with me, you can be assured that you will be able to choose the best mortgage product that suits your needs!

I am proud to have served as an executive of the The Mortgage Brokers Association of British Columbia which represents the province’s mortgage industry and exists to support and enhance professionalism and ethical standards within the mortgage industry. On a more personal note, I’m a proud husband and father, hockey and soccer coach for my boys, and someone who enjoys giving back to his community!

Mortgage Services



Home Purchase

If you are looking to purchase a property in Langley, Vancouver or surrounding areas, understanding all the mortgage options available to you can seem overwhelming. That’s where I come in, as a mortgage broker in Langley I do this everyday, and I love it. I will help you make sense of all the numbers and provide you with options that make sense to you and arrange the mortgage that suits your goals!



Preapproval

Before you go out and start shopping for a new house, you need a plan. It doesn’t matter if this is your first time buying a home or your hundredth; financial situations change, rules change, interest rates change. The best place to start is with a preapproval, so you know exactly how much buying power you have.



Refinance

Are you looking to access some of the equity built up in your Langley, Surrey or Vancouver property? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property or travel the world… regardless, I can discuss all your mortgage refinancing options with you!

l

Renewal

If you are within 6 months of your mortgage renewal, or if your existing lender has sent you a renewal offer in the mail, I can give you a second opinion, I am a leading broker in Langley and in most cases I can save you money. Never just sign the offer, there is always room to negotiate.

Okay, so maybe a calculator really isn’t a service, but if you click through this link, it will take you to a page with a some really fun options to run some calculations on your own. When you have things somewhat figured out, give me a shout and we can see exactly where you stand.

Obviously there are a lot more services I can offer and a lot more information I can share with you. Consider this my invitation to contact me with your questions, I would love to work with you and help you figure out a plan not only to get you a mortgage whether you are buying in Langley, Surrey or Greater Vancouver area, but to also help you get rid of it. Talk soon!

DLC HILLTOP FINANCIAL

We are proud to be included in the list of Top 50 Brokerages in Canada. Over the last decade, our fifteen person team has worked hard to develop relationships in our community. The vast majority of our business comes directly from our local area, as opposed to the Greater Vancouver area. The fact that we spend all our time focusing on our local community, makes this recognition on a national scale even more rewarding!

Whatever your mortgage needs, we not only have access to the lenders who will be able to offer what you are looking for, we have the experience to make sure everything goes as it should!

Lenders

I have developed excellent relationships with lenders across the country, let’s figure out which one has the best products for you!

Resources

Have you ever been approved for a mortgage? More importantly, have you ever been declined? Do you know why you were approved or declined? Or maybe you are brand new to the whole mortgage process… regardless, happy to have you here! Understanding the mind of a lender...

There aren't too many Canadians who are able to save up enough money to pay cash for their home. This is why we have mortgages. A mortgage is a loan made to assist a borrower to purchase a property. The property is held as collateral and interest is charged on the...

Have you ever wondered about how to protect yourself from mortgage fraud? Although the chances of you becoming a victim of mortgage fraud is relatively small, if you do become a victim, it will certainly have a long lasting negative impact on your life. So best to be...

Credit. The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. When you borrow money to buy a house, you will be required to prove that you have a good history of managing your credit. But what...

No doubt about it, buying a home is an emotional experience. It's a game of balancing needs and wants, while trying to be honest with yourself about those very needs and wants. It's hard to get it right, figuring out what's negotiable and what isn't... what you can...

If you have no desire at all to qualify for a mortgage, here are some great ways to make sure you don't accidentally end up buying a house and taking out a mortgage to do so. One of the best ways to ensure you won't qualify for a mortgage is to be unemployed. Yep,...