Scammers are experts at shifting tactics and changing their messages to catch you off guard. This is especially true as they take advantage of anxieties related to the Coronavirus. Here’s a quick alert about some current government imposter scams using COVID-19 that are popping up on our radar.

*Don’t respond to texts, emails or calls about checks from the government.*Ignore online offers for vaccinations and home test kits. There are no products proven to treat or prevent COVID-19 at this time.*Watch for emails claiming to be from the CDC or WHO. Use sites like coronavirus.gov and usa.gov/coronavirus to get the latest information. And don’t click on links from sources you don’t know.*Never donate in cash, by gift card, or by wiring money. Do your homework when it comes to donations.*Hang up on robocalls. Scammers are using illegal robocalls to pitch everything from low-priced health insurance to work-at-home schemes.

Medicare scams

Scammers might call to offer things like a “COVID-19 kit,” “Coronavirus package,” or Medicare benefits related to the virus. But they’ll ask you to verify personal information like your bank account, Social Security, or Medicare numbers. If you get a call from someone who says they’re a Medicare representative and they ask for this information, hang up. It’s a scam, not Medicare calling. Report it to the FTC at ftc.gov/complaint.

Relief payment messages from “government agencies”

The FTC is getting a lot of reports about fraudulent calls, texts, and emails coming from people pretending to be from the Social Security Administration, IRS, Census, USCIS and the FDIC. These fake government messages might say that you’re approved for money, can get quick relief payments, or get cash grants due to the Coronavirus. Scammers might also promise you small business loans, or send a (phishing) alert that a check is ready to be picked up. These are all scams, and none of those messages come from a government agency.

If you respond to these calls or messages, they might ask you for money, personal information, or both. Don’t give it. And remember that the surest sign of a scam is anyone who asks you to send cash, pay with a gift card, wire money, or pay with cryptocurrency.