Tafor

She is married and a mother of five, two of them below the age of fifteen. They all live in a three-room apartment in Bamenda, North West Region of Cameroon. She has faced some challenges in life among which are sickness, inadequate finances to carry out her business, unwanted pregnancy, early marriage, school dropout, theft, and loss of pigs due to sickness.

With the new loan requested, she will expand her business by buying more vegetable in bags and Irish potatoes in bags. She will also buy two pigs. She will use part of the loan to buy feed for the pigs, and part of the loan will be invested in farm work. This business will succeed because she has been doing it for a long time and as such has experience. She has a good business site, and she has steady customers who buy her products. With the business, the community will buy household food items at cheaper prices.

With the profit from this loan, she will take care of the family hospital bills; she will educate her children, provide better meals for the family, expand her business and save some in order to undertake bigger investments. She prefers GHAPE loans because of low interest rates and convenient repayment intervals.

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Important Information

About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.