Miinan Funds, LLC is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe. This means that the Miinan Funds’ line of credit products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that Miinan Funds is not subject to suit or service of process. Rather, Miinan Funds is regulated by the Tribe. If you do business with Miinan Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and you loan agreement. As more specifically set forth in Miinan Funds’ contracts, these forums include informal, but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, Miinan Funds is not subject to suit or service of process. Neither Miinan Funds nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this website. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.

Although the Tribe can conduct business in all states, it has elected not to conduct business in the following states: Arkansas, Connecticut, Georgia, Maine, Minnesota, New York, Pennsylvania, Vermont, Washington, Wisconsin or West Virginia. The availability of a line of credit in these states are subject to change at any time and at the sole discretion of the Tribe.

*Not everyone will be approved

The line of credit account is designed as a short-term cash flow solution and not designed as a solution for longer term financial problems. Additional Fees may accrue if the outstanding principal balance is not paid at the end of the cycle. Credit counseling services are available to consumers who are experiencing financial problems.