Wake up, America. The "Obamacare" promise of Medicaid expansion for an estimated 17 million to 20 million "newly insured" low-income people involves a real expensive pipe dream.

First, doctors who were already dropping Medicaid patients long before Obamacare because of inadequate and slow reimbursements will be facing even worse problems. Just ask your doctor.

Second, Obama promises to pay 100 percent of the total Medicaid costs for the "newly insured" for the first three years and 90 percent thereafter. With $17 trillion in debt and costs of social safety nets growing, who really expects our bankrupt government to satisfy another huge unfunded obligation? It's just one more irresponsible promise that continues fiscal insanity.

Lastly, the U.S. Supreme Court ruled that states can opt out of the Medicaid expansion and more than 50 percent of states have chosen to do so. Under this scenario, the principal reason for Obamacare fails because huge numbers of low-income people will remain uninsured.

Obamacare is a pending, pitiful train wreck that can be avoided by repeal and replacement without socialistic government intervention as soon as possible and no later than the 2014 election.

Let's rid ourselves of this mess labeled "fundamental transformation" and return America to its historic values and principles.