Macy's Blacklist

Macy's Blacklist

Hi all - do you think Macy's blacklists for card from stores they bought? For example I bk on a Federated Stores card (Filenes) which Macy's bought. My CR shows Macy's DSNB but I never had a Macy's card.

Re: Macy's Blacklist

I'd think they would blacklist. If you were talking about a store they just bought a few months ago, and their databases hadn't had time to coalesce, maybe you'd get by. But Federated bought Macys quite a while ago, and actually before that, Macys had contracted out its data services to Federated.

Re: Macy's Blacklist

How long ago was the BK? I had a previous 1 from 1996 and Macy's/Rich's were included. I recently app'd for Macy's. Called to check status of app and CSR told me to call BK dept. I waited, then recvd a letter stating my app was denied due to previous delinquency. I called the BK # the rep gv, the rep in that dept purged my old records, transferred me back to new accounts......APPROVED with CL of $800!!

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.