What will be my rate of return for my contribution?

The pension fund manager invests your savings in a scheme chosen by you. Investment allocations directly impact the growth of your pension fund. The rate of return depends on the return from the asset classes chosen by you to invest in. These could be equity instruments, fixed income instruments and government securities. The NAV for each PFM is published on the CRA website. There returns earned by the PFM on your chosen schemes are credited to your account. Check your Tier I offer document to know the risk details of your investments.

Once you decide on investing in a retirement insurance policy, consider the following: • Whether the plan offers the option of long-term savings • Do you have the flexibility to select retirement /vesting age •…

Atal Pension Yojanaor APY, a pension scheme for Indians in the unorganized sector. According to this scheme there is a guaranteed minimum monthly pension of Rs.1000 to Rs.5000 on retirement age based on the subscriber’s…

An employment-based Pension plan is retirement insurance plans or annuity plans where the employee allocates a portion of the current income to retirement income, usually tax exempt. These plans are of two types. Defined benefit…

The NPS is portable. Subscribers can keep the same PRAN regardless of whether they move residence or location. The same PRAN is valid across India for the subscriber to continue their investment via a local…

The pension fund manager invests your savings in a scheme chosen by you. Investment allocations directly impact the growth of your pension fund. The rate of return depends on the return from the asset classes…

A grievance about your NPS account can be registered via the Call Center or IVRS at a toll free phone number using T-PIN. There are dedicated call center executives. Grievances can also be registered via…