Why Insure?

Why take out specialist musical insurance?

Our musical insurance policies are designed specifically for musicians by a team of music experts.

We know that all musicians have different needs, which is why our policies are flexible. Choose from three different levels of cover and a range of optional extras to create the cover that works for you.

Theft, accidental damage, loss and fire cover

No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.

Cover outside your home

Choose our UK or Worldwide Cover to be protected against loss, theft, accidental damage and more while you’re on tour, travelling, or teaching.

Cover for unlimited professional use

We'll cover you if you play music as either a professional or semi-pro, whether that's touring the world or getting paid for playing a weekend gig with your band.

Never be without an instrument

We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.

Choose your own repairer and replacement

We understand that you won’t want to hand over your instrument to just anyone. That’s why we let you lead the repair process if your instrument gets damaged, so you'll know it's in safe hands. And if the worst happens and you need to find a replacement, we let you pick one that fits your needs.

Interested in taking out a policy?

The quickest way to get a quote is online, but you can give us a call if you'd prefer to talk through your needs.

Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 121849.

Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 121849