Amex payments????

I have a amex delta... Trying to make my a second payment.... I paid on a 600, balance.... Trying to get the 30000 miles..... Paid 169 on friday.... Balance is 453....trying to pay in full but system won't let me... Says no balance due but does say 453 balance

Re: Amex payments????

amercnchopz34 wrote:I have a amex delta... Trying to make my a second payment.... I paid on a 600, balance.... Trying to get the 30000 miles..... Paid 169 on friday.... Balance is 453....trying to pay in full but system won't let me... Says no balance due but does say 453 balance

If it's a new account, you can only make 1 payment in 30 days. After that you can make 1 payment per week.

The outstanding balance can take a few days to catch up to your payments, but your available credit will reflect payments instantly.

For example if you have a 600 dollar balance and a 2000 limit on a card your available balance would be 1400. If you pay today your available credit will be 2000 dollars, but your outstanding balance may say 600 until Wednesday of this week.

If you attempt to make a payment that is above your balance you should receive a red error message with the amount you can pay.

I do not think they limit your payments if the account is a revolver (outside of only one payment per day). They can not charge you a weeks worth of interest if you have the money to PIF.

Re: Amex payments????

Try the American Express pay by phone. 800-472-9297. Do you have your checking account linked? If so it's a breeze and I believe it will allow you to pay more often in the beginning, or at least that's what I remember doing on a co branded Delta card. All automated prompts and quick.

The outstanding balance can take a few days to catch up to your payments, but your available credit will reflect payments instantly.

For example if you have a 600 dollar balance and a 2000 limit on a card your available balance would be 1400. If you pay today your available credit will be 2000 dollars, but your outstanding balance may say 600 until Wednesday of this week.

If you attempt to make a payment that is above your balance you should receive a red error message with the amount you can pay.

I do not think they limit your payments if the account is a revolver (outside of only one payment per day). They can not charge you a weeks worth of interest if you have the money to PIF.

Yup....I always look at available credit because it usually takes awhile to update the balance

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