*This chat is not intended as legal advice. It is general information that may or may not apply to your situation and should not be relied upon.*

Hello,

Thanks for using JustAnswer. My name is XXXXX XXXXX I will do whatever I can to answer your questions!

Don't Forget that the deposit you placed to ask this question is not used to compensate me until you rate my service ! Please Remember that when you are asked to give a rating, you are rating My Service and not this website itself or the law .

To assist me in answering your question, please tell me:1. how much equity do you have in each vehicle? (equity is the amount that the value exceeds the loan)2. are your loan payments up to date?

Since there is no equity in the vehicles, you may keep the vehicles provided you continue to make the payments.

The lender may also require that you reaffirm the loans as a condition to retaining the vehicles. A reaffirmation agreement in bankruptcy is a promise to pay debt that would otherwise have been discharged in bankruptcy.

I will tell you that...the things you have to go through to be an Expert are quite rigorous.

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