On 16th January, Citibank introduced its new card, the Citibank Rewards Platinum Card, cardholder can choose the rewards categories and transactions within the rewards categories will earn 5X Citi Rewards points.

In February, AEON Credit Service launched the AEON Watami Visa Classic Card, a special privilege card with exclusive rewards for dining in Watami Japanese Casual Restaurant. Cardholder can enjoy 3% quarterly cash rebate on total retail transactions outside Watami with accumulate spend of RM 3000 per quarter.

From 2nd May, the fee for IBG transactions done online via internet banking and mobile banking would be reduced from RM 0.50 to RM 0.10.

In December, AEON Credit Service added new features to its Credit Cards in line with AEON BiG rebranding campaign to attract more new customers.

Year 2014 will be a challenging year for Malaysians. With the price increase of various items such as toll rates, electricity tariff rates, public transportation and possibly even further fuel subsidy cuts, we will need to be more prudent in our daily expenditures.

In Year 2014, 48smart will continue to share more saving tips and news on goodies with all our readers. We hope you will like and support what we share. Last but not least, we would like to take this opportunity to wish everyone Happy New Year 2014, the best of health and wealth in the Year of Horse!