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Toccoa, the county seat of Stephens County, incorporated on February 26, 1875. Prior to English settlement, Cherokee Indians occupied the area. Legend says that the Cherokee named the area "Toccoah" meaning "beautiful" in their language.

Traveler's Rest State Historic Site in Toccoa is an 18th century stagecoach inn plantation constructed around the 1830s. In 1966, this site earned a title as a National Historic Landmark. Another favorite attraction in Toccoa is the Currahee Mountain, an outlying peak of the Blue Ridge chain that rises more than 1,800 feet.

At one time, Paul Anderson, the Guinness Book of World Records' "Strongest Man" and the 1956 Olympic Gold Medalist in weightlifting, called Toccoa home.