No intro. No nonsense. This week, we’re all about the picks, now featuring “locks” of the week.

Note: The ‘$‘ will signify Nick’s “locks” of the week from this point forward while a ‘#‘ will mark Chadam’s favorite bets.

New Orleans Saints at Atlanta Falcons

Fools Take: FALCONS (+0) over Saints

Nick says: I think this will be a high scoring affair. The home team has won every NFC South matchup so far this year, and the Falcons are undefeated at home.

Tennessee Titans at Chicago Bears

Fools Take: Titans (-3) over BEARS $ #

Nick says: The Titans’ defense versus Sexy Rexy. This is a no brainer and one of my locks of the week. We decided to add three locks each week and keep our records on those locks since its true that we don’t gamble on every game every week. We pick out a few we like and those are the ones that really matter.

Jacksonville Jaguars at Detroit Lions

Fools Take: Jaguars (-7) over LIONS

Nick says: What happened to the Jags? They used to have a solid running game, but only managed 69 yards rushing against the Bengals. I was actually going to pick the Lions in this game, but I heard that Culpepper is starting after only a week with the team. That can’t be a good sign for your offense.

Seattle Seahawks at Miami Dolphins

Fools Take: DOLPHINS (-9) over Seahawks $

Nick says: Guess how many yards the leading receiver on the Seahawks has: Koren Robinson leads the WRs with 12 catches for 182 yards, but rookie TE John Carlson actually leads the team with 244 yards. Wow. I just can’t give any vote of confidence to a team like that.

In taking the Vikings, Nick says: I went back and forth on this game. Normally, I would take the points in any similar situation, but I just don’t see the Packers having an answer for Purple Jesus.

Buffalo Bills at New England Patriots

Fools Take: PATRIOTS (-4.5) over Bills

Nick says: I said last week that it was time for the Bills to panic. They have now lost three of their last four. If they don’t win this one, I’m willing to bet they fold for the rest of the season. I don’t think the Patriots will lose back to back games.

St. Louis Rams at New York Jets

Fools Take: JETS (-7) over Rams

Nick says: Thomas Jones is very quietly having a nice season. He has been the steady hand next to Favre’s typical erratic play. The Jets have struggled with the easy teams this season, but I like them at home against a very bad Rams team.

In taking the Ravens, Nick says: The Ravens come in with a three-game winning streak and winning each game by double digits. I like that momentum, and I’m not sure Sage Rosenfels will be able to overcome that choke job against the Colts earlier in the season.

Carolina Panthers at Oakland Raiders

Fools Take: Panthers (-7.5) over RAIDERS $ #

Nick says: Has anything changed recently? No, the Raiders still suck. They are so bad that they cut DeAngelo Hall less than eight months after trading for him and signing him to a $70 million contract. Seriously, everyone on that team knows the season is over. Lock it up.

Indianapolis Colts at Pittsburgh Steelers

Fools Take: STEELERS (-3) over Colts

Kansas City Chiefs at San Diego Chargers

Fools Take: Chiefs (+14) over CHARGERS

Nick says: That is just too many points for my liking. The Chiefs have hung in there the last two games, and San Diego hasn’t exactly impressed anyone this year. Plus, my man Jamaal Charles is getting the first start of his career.

New York Giants at Philadelphia Eagles

Fools Take: Giants (-3) over EAGLES #

Nick says: I like the Eagles, but I’m going to take what a lot of people consider the best team in the NFL and the points. Thank you very much.

In taking the 49ers, Nick says: Everybody has now had some time to get on board with Mike Singletary. I like him and Shaun Hill to jumpstart this team. Of course, I don’t expect them to win. All I ask is that they cover the spread.

Since the games start on Thursday this week because the NFL has a dark side, we’re giving you a special sneak peek of “A Fool and His Money in Week 10” in which Nick and Chadam will continue to disgrace themselves while picking Vegas’ NFL spreads for fantasy football fans.

Look for the full article tomorrow, and enjoy the Thursday night appetizer!

In taking the Browns, Chadam says: While Brady Quinn is a huge douche and is questionable in some non-football categories, I can’t deny that he’s at least semi-talented. I think he’ll enjoy some success in his debut against a garbage Broncos defense that is now missing D.J. Williams. With their best linebacker out, who’s going to chase down receivers that the Denver cornerbacks fail to cover? Braylon Edwards will probably be the best pass defender on the field tonight.

In taking the Broncos, Nick says: Yes, the Broncos suck, but at least they don’t suck it down like Brady Quinn. I am picking against the Browns for the rest of the year on principle.

This thing is totally in beta, but we like to stay on the cutting edge here. Besides, it’s never fun to drink alone. Now, you can have friends no matter what you’re doing on Sunday.

Enter the Foolish Live Blog, your source for fantasy commentary and amusing banter while all the NFL action goes down. The Fools will answer sit-or-start questions, live blog the NFL games, provide witty observations and generally kick ass for an entire Sunday.

We’ll start things off at 11 a.m. CST (fingers crossed). Hopefully, we do a better job live than Bill did — earmuffs, kiddies.

Fantasy Football Fools’ Nick and Chadam pick the NFL spreads each week in “A Fool and His Money.” You don’t have to bet with them; in fact, it might be better for your wallet if you don’t. But for fantasy football players, Nick and Chadam provide a look inside the matchups from Vegas’ perspective and thoughts on which games and players will be critical in bringing home a win.

This week, we’re debuting “A Fool and His Money” in a slightly different format with a consensus opinion rather than the two versus takes. Tell us what you think, and feel free to comment.

Are there morals in fantasy football?

Think about it. Is it okay to pick a player you hate to be on your fantasy team? Is it okay to take advantage of lesser players in your league and swindle them in unfair trades?

And I don’t mean trades where you feel you are getting an advantage. I mean straight swindling people like Peyton Manning for J.T. O’Sullivan.

I have fantasy morals, and I must admit that I violated them last night during my fantasy basketball draft.

I hate T-Mac and the Rockets and have serious disdain for Yao Ming. The reasons are my own, yet I drafted them last night because, at the time, they were steals.

This morning, I feel nauseous and wrought with guilt. Ed. Note: Morning sickness?

I am currently trying to trade them both because I can’t handle it. I love fantasy sports, but I don’t want to have to trade my soul and the enjoyment of rooting for (or against) teams to get a few extra points each week. My advice is not to make the same mistake I did.

I also think taking advantage of the less interested and less knowledgeable players in a league is completely garbage — not because the weaker trade partner is getting shafted but because it hurts everyone else in the league.

Some people may pretend the trades are legit or that they deserve the advantage because they took the initiative to pull it off. Bullshit.

You cheapen the game when that happens and institute a degree of doubt into who the true contenders and champions are. Keep the sport pure, and don’t do this legalized form of cheating.

In taking the Browns, Nick says: I’ve been treading water the last few weeks to stay above .500. Last week was particularly rough when I lost two picks by 0.5 points that could have put me at 9-5. I went 7-7, and Chadam is catching back up to me. Cleveland’s defense has kept them in games recently, and I like them to win at home.

Tampa Bay Buccaneers at Kansas City Chiefs

Fools Take: Buccaneers (-8) over CHIEFS

Nick says: I correctly picked the Chiefs to keep it close last week, but the Bucs are going to come in angry after that disappointment in Dallas.

In taking the Cardinals, Nick says: The Cardinals looked respectable in defeat last week. Boldin was still a beast, even with all those screws in his jaw. Donnie Avery is starting to show why he was the first receiver drafted this year.

Detroit Lions at Chicago Bears

Fools Take: BEARS (-12.5) over Lions

Nick says: I like the Bears to win the NFC North. They’ve showed some major improvement this year on offense and their defense will only get better as the season gets colder.

Houston Texans at Minnesota Vikings

Fools Take: Texans (+4.5) over VIKINGS

Nick says: I like the Vikings to win, but the Texans have looked good the past two weekends. Maybe they can make it three in a row.

In taking the Jaguars, Nick says: Good teams probably look past the Bengals, and that’s when they will have their chance to prevent 0-16. Unfortunately, mediocre teams look forward to playing the Bengals and give them their full attention.

In taking the Broncos, Nick says: I want to take an efficient Chad Pennington versus that Broncos defense, but I think Denver coming out of a bye week at home will be too much for the Dolphins.

Dallas Cowboys at New York Giants

Fools Take: GIANTS (-7.5) over Cowboys

Nick says: Shutting down the Bucs was nice, but the Cowboys defense will need to muster a lot more to slow down the Giants’ offensive attack.

Philadelphia Eagles at Seattle Seahawks

Fools Take: Eagles (-7) over SEAHAWKS

Nick says: The Seahawks won’t look that good two games in a row. McNabb should go off seeing how I just traded him away in my fantasy league. That’s usually how those things work. On a similar note, expect big things from Marques Colston next week.

Atlanta Falcons at Oakland Raiders

Fools Take: Falcons (-2.5) over RAIDERS

Nick says: Nothing against the Raiders except they suck, their owner sucks, their coach sucks and their fans suck. I also like the new duo of Matt Ryan and Michael Turner. A lot.

New England Patriots at Indianapolis Colts

Fools Take: Patriots (+5.5) over COLTS

Nick says: Do the Colts need this one or what? If they do win, it will be because they escaped, not because they dominated.

In taking the Steelers, Nick says: I like my Redskins, but the Steelers are too good to lose two in a row. If the Redskins had lost last week and the Steelers had won, I would probably switch my pick around.

Editor’s Note: This week might be the lowest point in the life de Chadam. I’m pretty sure I walked in on him and Terrell Owens having a group cry. He’s really gone off the deep end. If you like what he puts out there this week or just want to kick a man while he’s down, drop him a line in the comments. Maybe with a little public interaction and a slow clap…we can save him.

Nick and I did not fare well in Week 7 as we posted records of 6-8 and 5-9 respectively. Due to my especially crappy picks, my season record has fallen below .500 for the first time this year. Now, Nick is four games ahead of me.

This week, I am going to mix things up a little by choosing the underdog unless I have a compelling reason not to do so.

On to the picks…

Tampa Bay Buccaneers at Dallas Cowboys

Chadam Takes: Buccaneers (+1) over COWBOYS
With no Romo, I don’t see how this one is even close. I think the Bucs win by at least 10 points. This game is my favorite pick of the week.

Nick Takes: Buccaneers (+1) over COWBOYS
This line surprised me. I know the Cowboys are at home, and Johnson will be better than he was last week. (He has no other choice really.) But the Bucs have looked legit, and Garcia has been nice and efficient with the ball in the past two weeks. I like the Bucs to win this game straight up.

St. Louis Rams at New England Patriots

Chadam Takes: Rams (+7.5) over PATRIOTS
I have no expectations for this game. Either team could win by 30, and it wouldn’t shock me — nor would a game that’s close every minute of the way.

Nick Takes: Rams (+7.5) over PATRIOTS
I don’t know about you, but I loved watching the Patriots embarrass the Broncos on Monday night. The Rams have looked surprisingly good the past two weeks. There’s no way the Patriots pull off two ass whoopings back-to-back.

Nick Takes: Falcons (+9) over EAGLES
Let’s see. The Falcons beat the Bears, and the Bears beat the Eagles. Wow, this is easy! Seriously, the Falcons keep overachieving this season, and the Eagles aren’t showing the progress good teams make during the season. I like the Eagles to win, but I just can’t expect them to win by double digits.

Kansas City Chiefs at New York Jets

Chadam Takes: Chiefs (+13) over JETS
Special thanks go to Jerricho Cotchery for putting up the elusive “1 receptions, 0 yards” line on Sunday. Way to justify my late third-round pick for you.

Nick Takes: Chiefs (+13) over JETS
Just going with my gut on this one. I think the Jets could easily rebound and beat the Chiefs like Larry Johnson beats women at the club, but I don’t like giving up 13 points, especially when I’m not a believer in the Jets in the first place. Side note: Congrats to Brett Favre for calling Romo and telling him to play through the pain. That way, when Romo doesn’t play, he looks like a big pansy. I heard Jessica Simpson is also complaining that he is not performing through the pain. Romo couldn’t even drive the minivan home last night.

Buffalo Bills at Miami Dolphins

Chadam Takes: Bills (-2) over DOLPHINS
I like these Bills. They’re very quietly 5-1 and have a decent if not favorable schedule the rest of the way. They play twice against the other AFC East teams (Jets, Pats and Dolphins), and their other four games are against the Broncos, Chiefs, Browns and 49ers. They look like a strong bet to finish with double-digit wins.

Nick Takes: Bills (-2) over DOLPHINS
I still haven’t gotten to see any Bills’ game down here in Texas. That’s probably why I keep picking against them. But they’ve done enough to earn my respect, and I will now show that respect by picking them to win against a team they should win against. You better not betray me, Bills!

Oakland Raiders at Baltimore Ravens

Chadam Takes: RAVENS (-7) over Raiders
The Raiders are the worst kind of crappy team. Every once in a while, they’ll wake up and upset a better team, and Oakland happens to do it with their defense so that there is no fantasy value in a game where Oakland brings it. (Thanks again, Jerricho.)

Nick Takes: RAVENS (-7) over Raiders
The Ravens’ defense should completely shut down the Raiders. As long as Joe Flacco can make a few plays, the Ravens will handle this team just as they handled the Dolphins a week ago.

Washington Redskins at Detroit Lions

Chadam Takes: LIONS (+7.5) over Redskins
Why the hell not?

Nick Takes: LIONS (+7.5) over Redskins
I expect the Redskins to dominate and win, but every Redskins game except their Week 1 loss to the Giants has been decided by 7 points or less. They play everyone close, and for that reason, I’m taking the points. Does anybody else think the Lions will go winless? Miami was close last year, but even the 2007 Dolphins looked better than this Detroit team. Could both the Bengals and the Lions go winless? That would be amazing.

Arizona Cardinals at Carolina Panthers

Chadam Takes: Cardinals (+4.5) over PANTHERS
After their first two games, which were decided by two and three points, the Panthers’ next five were double-digit victories, and the last four have been by 15 points or more. Just saying, when they show up, they look like Super Bowl contenders; otherwise, they’re the Chiefs. I want to see them shut down this offense.

Nick Takes: PANTHERS (-4.5) over Cardinals
The Panthers have been mauling people at home. They have outscored their opponents 108-33 at home this year. Add in the fact that Arizona has to fly to the East coast for a 1 p.m. game, and I don’t see the Panthers letting this one slip away.

San Diego Chargers at New Orleans Saints at LONDON
(You sound like you’re from ENG-land!)

Chadam Takes: SAINTS (+3.5) over Chargers
I guess Reggie gets to stay at home, eat Subway and roll around with Kim K. What a life.

Nick Takes: SAINTS (+3.5) over Chargers
I no longer know what to expect from the Chargers. The Saints will be without Reggie Bush, but I’m not sure it will matter much. The Saints are better when Deuce gets more touches anyway. I’ll take the points because I’m not sure whom to pick in this game. Both have the potential to blow teams out and get blown out.

Cincinnati Bengals at Houston Texans

Chadam Takes: TEXANS (-10) over Bengals
Go Texans! It’s not often they’re favored by double digits, but I believe.

Nick Takes: TEXANS (-10) over Bengals
It is very hard for me to pick the Texans to win by double digits against anyone. They couldn’t even beat the Lions by ten points last week. That being said, they are gaining confidence, and even their weak secondary should be able to hold down Fitzpatrick. I don’t even know his first name, and it’s not even worth looking up. — Ed. Note: It’s Ryan. Ryan Fitzpatrick. And now that you said that, he’ll probably make you remember it.

Cleveland Browns at Jacksonville Jaguars

Chadam Takes: Browns (+7) over JAGS
I’ll give the Cleveland steamers some love; even though they lost last week’s game against the Redskins, their defense stepped up for the second game in a row. I’m not sure the Browns will win, but I’ll bet that they cover.

Nick Takes: JAGS (-7) over Browns
I think the Jags are getting better every week. Yes, they are 3-3, but they have played a pretty tough schedule so far (Titans, Bills, Colts, Texans, Steelers and Broncos). It’s about to get easier as they play the Browns, Bengals and Lions in the next three games. The Browns don’t look like they are getting better anytime soon. Plus, the Jags are at home and coming off a bye week. Tough break, Cleveland.

New York Giants at Pittsburgh Steelers

Chadam Takes: STEELERS (-3) over Giants
These teams are pretty equal — great pass rushing, above-average run game and solid passing game — but I don’t like betting against the Steelers at home unless I have a good reason for doing so.

Nick Takes: Giants (+3) over STEELERS
I was expecting the Giants to blow out the 49ers last week, and they didn’t quite do it. The Steelers keep winning ugly. Something in my gut says to take the Giants in this one. I don’t know why. This one is a game I want to watch.

Seattle Seahawks at San Francisco 49ers

Chadam Takes: Seahawks (+4.5) over 49ERS
Whenever I see a spread of 4.5 points, I think it’s Vegas’ way of throwing their hands in the air.

Nick Takes: 49ERS (-4.5) over Seahawks
There is not a team I want to watch less than the Seahawks. They are so worthless they should never be on TV again. They are the equivalent of a WNBA team. I wonder why they still exist and who is actually paying to watch them play. I would rather read a book than watch the Seahawks play. I would rather watch The Sisterhood of the Traveling Pants 3 than a Seattle game. I would rather eat a salad than watch Seneca Wallace try to play QB. I would rather go buy hair gel with Jacob than watch the Seahawks. Okay, that last one might not be true. — Ed. Note: I was going to provide a witty quip here in response to Nick’s attack on my use of hair gel, but I think Jason says it best. Although I don’t agree with all of Jason’s tenets of hair styling, I’ll consider it payback if Nick just watches it. Excellent.

Indianapolis Colts at Tennessee Titans

Chadam Takes: TITANS (-4) over Colts
The Titans are good. Tennessee should be giving a touchdown. I think Vegas still charges a “Peyton tax.” Peyton Manning and the Colts are so popular that Vegas gives the Colts a few more points than they deserve because of the number of people that take the Colts no matter the line. This effect could also be seen with the Patriots last year.

Nick Takes: TITANS (-4) over Colts
I’m not even mad at the Colts anymore. I’m just disappointed. It’s always worse when your parents are disappointed because you feel like you let them down. Peyton Manning has personally let me down. The Titans, on the other hand, were the only team to step up for me this weekend on all the games that I thought were locks. Thank you, Titans. You’re like the team I never had.

There are some crazily enticing lines this week that are making me open up my wallet again. Thanks, Vegas! Besides, I need to find another way to spend my time after I developed this nasty drinking habit after Sunday’s Texans game…

Dear Sage Rosenfels:

You didn’t look too good on Sunday. In case you’re reading, I left a hidden message for you in the article.

Signed,
The entire city of Houston.

I’ll post the answer to Sage’s hidden message in next week’s picks article, and I think you’ll enjoy it. If you think you know what the answer is, please post your guess in the comments. (The Sage picture linked to in our letter is via Gallo on ESPN. Check his selected pics from this week for more good ones.)

Oakland Raiders at New Orleans Saints

Chadam Takes: SAINTS (-7.5) over Raiders
Gotta go with the Saints here, even after their Monday night implosion. I’ll chalk Week 5 up as an off week, but if I were Brees, I would be praying for Colston’s return.

Nick Takes: SAINTS (-7.5) over Raiders
I think it’s absolutely hilarious that Reggie Bush had a great game, but the Saints still lose. After the game, he has to act like he’s not excited. He played great, but the team lost. Haha. The Raiders suck; they will lose this game by at least 10 points.

Baltimore Ravens at Indianapolis Colts

Chadam Takes: Ravens (+5) over COLTS
Out of the last three games the Colts have played, they have received two wins because the opposing team choked the game away and almost got a third if it wasn’t for Josh Scobee’s clutch kick. I’m really excited to see the Colts finish 7-9 this year, which will be followed with every media outlet passing the torch of “Best Manning QB” to Eli. Wait, you mean it’s already happening?

Nick Takes: COLTS (-5) over Ravens
The Ravens have looked good this season, but I just can’t get myself to trust Joe Flacco. The Colts desperately need a good game at home to build some confidence.

Cincinnati Bengals at New York Jets

Chadam Takes: JETS (-6) over Bengals
Favre, your team’s line is too good to pass up. Thank God the Bengals haven’t had their bye week yet because I really like betting against them.

Nick Takes: Bengals (+6) over JETS
The Bengals are going to pounce on somebody soon, and I’m gambling this week is when it happens.

Carolina Panthers at Tampa Bay Buccaneers

Chadam Takes: BUCCANEERS (-1.5) over Panthers
Under normal circumstances, I would laugh at a team that only managed one touchdown against Denver, but I have no idea what to think of Carolina yet. They’re 4-1, but two of those wins are home games against Atlanta and Kansas City, not exactly world-beaters. Also, the Panthers barely beat San Diego in Week 1. I’ll go with my Bucs on this one.

Nick Takes: Panthers (+1.5) over BUCCANEERS
The Bucs need quarterback security badly. The whole team just seems restless and out of sync in my opinion. Getting shutdown by the Broncos defense after the Chiefs destroyed the Broncos in Week 4 is embarrassing.

Detroit Lions at Minnesota Vikings

Chadam Takes: Lions (+13.5) over VIKINGS
Come on, even if you don’t like Detroit, you have to love it when Rod Marinelli gets interviewed: “I’m a living example of what fight is all about,” or “Ever, ever…I love this game too much.” It’s like he’s trying to generate stereotypical football coach quotes, but he learned them from Mike Tyson. And yes, that’s the only reason why I’m taking the Lions.

Nick Takes: Lions (+13.5) over VIKINGS
I fully expect the Vikings to win this game, but I expect the Lions to get enough garbage points on the Vikings secondary to justify taking the points. That is, assuming the Lions’ players are still trying. The trade deadline hasn’t passed yet, so hopefully, they can manage trying for one week more before they officially give up.

Chicago Bears at Atlanta Falcons

Chadam Takes: FALCONS (+3) over Bears
Kyle Orton probably got more ass than normal after playing like Brady last week against Detroit. That said, I’m warming up to the Falcons at home, and the Bears’ wins over the Colts and Lions aren’t impressive given the current play of those two teams.

Nick Takes: Bears (-3) over FALCONS
Both of these teams have been playing surprisingly well. I like the Bears defense a little more in this game though.

Miami Dolphins at Houston Texans

Chadam Takes: TEXANS (-3) over Dolphins
You wonder why fans of tortured teams always wait for the other shoe to drop until the game is over. It’s games like the Colts-Texans match last week. I’m starting to understand what Red Sox fans went through a little more. In case you’re wondering, I’ll be watching the upcoming game with a handle of tequila in case something goes wrong. Speaking of Miami, apparently the only play you need to use to go to the Super Bowl is the direct snap to Ronnie Brown. You’d think that after seeing Miami shock two decent teams by using that play repetitively, the Texans coaching staff would pick up on it and practice defending it…right? My liver hopes so.

Nick Takes: Dolphins (+3) over TEXANS
Last week, I witnessed one of the greatest meltdowns for a professional sports team. The Texans found unthinkable ways to lose that game to the Colts. How can that same team possibly be favored in any game, much less against a team that just beat the Patriots and Chargers in consecutive games?

St. Louis Rams at Washington Redskins

Chadam Takes: REDSKINS (-13.5) over Rams
Okay, there’s no way I’m betting against the Redskins and the Zorn Supremacy again. They’ve cost me three wins already this year. Are they really a top-three team? That division is awesome. The NFC East might only have five losses all year outside of the division between all four teams. (They only have one through five weeks: Philly to Chicago in Week 4.)

Nick Takes: REDSKINS (-13.5) over Rams
Hail to the Redskins! I’ve been riding shotgun on the Redskins’ bandwagon since before the season started, and I don’t plan on getting off anytime soon — that’s what she said.

Jacksonville Jaguars at Denver Broncos

Chadam Takes: BRONCOS (-3.5) over Jaguars
Unless Jacksonville traded Garrard for Cutler yesterday and I missed it, Denver should be getting a touchdown at home against the Jags.

Nick Takes: Jaguars (+3.5) over BRONCOS
I’m still pissed at the Broncos, and I am choosing the Jags purely out of spite. Maybe the Jags can find their running game in Denver.

Philadelphia Eagles at San Francisco 49ers

Chadam Takes: Eagles (-5.5) over 49ERS
Really? The Eagles are last place in their division? Donovan McNabb hasn’t had a great game since the first week, but I think he’ll get back on track here.

Nick Takes: Eagles (-5.5) over 49ERS
The Eagles are getting dangerously close to panic time. They need this win if they want to keep pace with the other NFC East teams for the two NFC wild-card spots. I’m guessing they find a way to win.

Dallas Cowboys at Arizona Cardinals

Chadam Takes: Cowboys (-5.5) over CARDINALS
So what happened there, Dallas? I put some blind faith in you by picking you to win without even looking at the spread, and you almost end the Bengals’ quest to go winless? I think Owens and Romo wanted to let Cincinnati win so they could go to the inevitable boat party that Cedric Benson would throw after the game. This line is pretty low; the Cowboys are too talented to put less than 30 on the board.

Nick Takes: Cowboys (-5.5) over CARDINALS
The Cowboys are better than the Cardinals. There’s my analysis on the game. But do the Cowboys have anybody that made the NFL All-‘N Sync team? Turns out they are better than the Cardinals in that respect, too.

Nick PRESENTS The 2008 All-‘N Sync Team:

After thinking about it, Matt Leinart isn’t Justin Timberlake. J.T. was the leader of the group who famously dated Britney Spears and Cameron Diaz. Hmm…who does that sound like in the NFL? Tony Romo! Romo leads the Cowboys, dated singer Carrie Underwood and currently shacks up with Jessica Simpson. Here are the other members of the All-‘N Sync team:

Tony Romo A.K.A. Justin Timberlake: For the reasons mentioned above.

Matt Leinart A.K.A. J.C. Chasez: He doesn’t lead the group, but he still gets plenty of groupie action.

Brady Quinn A.K.A. Lance Bass: Eventually, he will come out of the closet and be on “Dancing with the Stars.”

Jared Lorenzen A.K.A. Joey Fatone: He is the fat one of the group and wasn’t even very good as a backup.

Jon Kitna A.K.A. Chris Kirkpatrick: Do you realize Jon Kitna is in the fairly exclusive 30,000+ yards passing club? Yeah, most of you didn’t realize Kirkpatrick was in ‘N Sync, and now that you know, you still think he sucks.

Green Bay Packers at Seattle Seahawks

Chadam Takes: Packers (+2.5) over SEAHAWKS
Every once in a while, I see a line and think “Did Vegas mean -2.5? Or possibly -12.5?” What a joke. This bet almost seems too good to be true.

Nick Takes: Packers (+2.5) over SEAHAWKS
This spread is a joke, right? The Seahawks shouldn’t be favored against anybody other than the Rams. I’m dropping some serious coin on this game.

New England Patriots at San Diego Chargers

Chadam Takes: Patriots (+6) over CHARGERS
Lines like this one make me wonder how good Vegas thinks the Patriots are. To be fair, I have no idea either. I’m interested to see if either team will run direct snaps and hope the other team didn’t learn from its previous game against Miami.

Nick Takes: Patriots (+6) over CHARGERS
The Chargers have been very disappointing. The Patriots have been disappointing, too, but the Patriots have won most of their games while being disappointing. That’s the difference.

Chadam Takes: Giants (-7.5) at BROWNS
Forget Peyton. Elisha is now Archie’s favorite daughter. Poor Cooper. He must have one hell of an inferiority complex. I’ll admit, as long as Elisha is facing the Browns and Seahawks, he’s looking damn good. I would even go so far as to say he’s unstoppable, har har.

Nick Takes: Giants (-7.5) over BROWNS
It’s tough not to pick the Giants right now. They have shown they are very good at picking on the losers of the league. The Browns happen to be one of the losers of the league. You do the math.

Chadam and Nick had a rough weekend. Nick was swamped last week trying to put together a fantasy lineup that could stop my crushing force of a team in our shared fantasy football league. Unfortunately for Nick, it looks like his efforts were in vain.

Chadam, on the other hand, spent the entire weekend crying uncontrollably because Chris Simms was cut from the Tennessee Titans roster. I’m not exactly sure if that was the reason, but he has a special place in his heart for the spleenless. If he has a better reason than that for why he was unable to get his picks into a cohesive article before Sunday, he’ll have to let you know in the comments.

Nick Takes: Bears (-3.5) over LIONS
Does anybody know if Jon Kitna is back? Better question: Does anyone care? Will the Lions play better without Matt Millen there? It doesn’t matter. The Bears defense looks like it’s back to being healthy and dominating.

Atlanta Falcons and Green Bay Packers

Chadam Takes: Falcons over PACKERS

Nick Takes: Falcons over PACKERS

Jacob’s Ed. Note: Both Nick and Chadam were unable to register a pick since the spread on this game was not set until late on Saturday. Apparently, Vegas wanted to find out whether Aaron Rodgers would be playing or not. We’ll have to count this pick as a “no contest” for the sake this battle of betting.

San Diego Chargers at Miami Dolphins

Chadam Takes: Chargers (-6.5) over DOLPHINS
I’m not sure what to think of these two teams. Both have been all over the place these last few weeks. L.T. hasn’t really looked like himself lately, but if there was ever a game for him to blow up, it’s this week’s game against the Dolphins.

Nick Takes: Chargers (-6.5) over DOLPHINS
The only reason I’m hesitant on this pick is because the Dolphins are at home and have had an extra week to prepare for this game, but the Chargers showed last week against the Raiders that they are capable of coming back against a team they shouldn’t be losing to in the first place.

Seattle Seahawks at New York Giants

Chadam Takes: GIANTS (-7) over Seahawks
Vegas really doesn’t make these Seahawks games hard to bet against. This game is one of my favorite lines of the week. Too bad Favre stomped on my heart and wallet. Otherwise, I’d probably bet on this game.

Nick Takes: GIANTS (-7) over Seahawks
The Seahawks are going to get better as Deion Branch and Bobby Engram get back in the mix but not this week. It will take some time for them to get back into a rhythm, and the Giants are at home after a bye.

Nick Takes: Redskins (+5.5) over EAGLES
Did Vegas not watch these two teams last week? Redskins knocked off everybody’s favorite team, and the Eagles looked dreadful losing to the Bears. Taking the points on this one is a no-brainer. I would also like to remind everyone that I bet on the Redskins to win straight up last week. Cha-ching!

Kansas City Chiefs at Carolina Panthers

Chadam Takes: PANTHERS (-9.5) over Chiefs
Yeah, there’s no chance the Chiefs surprise the Panthers after the Broncos got stomped last week.

Nick Takes: PANTHERS (-9.5) over Chiefs
I would like the Chiefs in this one if only they weren’t going against one of the best rush defenses in the NFL. The Chiefs could keep the score within double digits, but only if L.J. gets going. I’m saying that doesn’t happen.

Tennessee Titans at Baltimore Ravens

Chadam Takes: Titans (+2.5) over RAVENS
I’m officially driving this Titans bandwagon. They always seem to get really low spreads. This defense is for real, and I’ll be taking them until they don’t cover for a few weeks in a row.

Nick Takes: Titans (+2.5) over RAVENS
This pick is my equivalent of Chadam’s “rent money special.” I don’t care if this game is a trap bet by Vegas or not. Kerry Collins better be smart enough not to give the Ravens defense any points because the Ravens offense is definitely not going to see the end zone in this game.

Indianapolis Colts at Houston Texans

Chadam Takes: TEXANS (+3) over Colts
The Texans are going to rip off four straight wins on this homestand they have coming up. My man crush Steve Slaton looks primed for a big game against this punchless, Sanders-less defense.

Nick Takes: Colts (-3) at TEXANS
The Texans looked good in their loss last week, but the Colts just had their bye and come in with this game as a must-win to avoid starting 1-3. I like the Colts to rise up and take this one.

Tampa Bay Buccaneers at Denver Broncos

Chadam Takes: Buccaneers (+3) over BRONCOS
Nick got screwed by the Broncos last week on a teaser, and if there were enough asterisks in the world, I’d post his email rant on Cutler. Let’s just say I don’t think Mary Tyler Moore will be asking Nick to be a spokesperson for the Juvenile Diabetes Research Foundation.

Nick Takes: Buccaneers (+3) at BRONCOS
I had a pretty big bet on a 10-point teaser last week, and all the Broncos had to do what beat the Chiefs straight up just like the 12 teams before them did. They let me down. The Broncos are in my doghouse until further notice. Anybody who loses to the Chiefs does not deserve to be favored in their next game.

Cincinnati Bengals at Dallas Cowboys

Chadam Takes: COWBOYS (-17) over BengalsJacob’s Ed. Note: Chadam made this pick without even knowing the spread. Bold.

Nick Takes: COWBOYS (-17) over Bengals
I have several questions about this game. Is Carson Palmer going to play? Does that even matter? Are the Cowboys going to give the ball to Barber more or get the ball to T.O. even more? Is it possible to turn down 17 points in an NFL game? I did a little research, and there have been 17 games through the first four weeks that had blowouts of 17 or more points. I like it when the same number randomly repeats itself in some obscure context. Let the blowout begin!

Buffalo Bills at Arizona Cardinals

Chadam Takes: CARDINALS (-1) over Bills
I’m throwing last week’s game against the Jets out the window since the Cardinals defense apparently took their bye week. All bets are off if the Cardinals crap the bed again this week.

Nick Takes: CARDINALS (-1) over Bills
I still haven’t gotten to watch the Bills play on television. Regardless, I’m picking the Cardinals to rebound from their embarrassing loss to the Jets and win this one for Kurt Warner. If they don’t, I’m guessing we will start seeing some drives led by boy band wannabe Matt Leinart. If there was an NFL version of ‘N Sync, who do you think would be in the group? Leinart would probably be Justin, and Brady Quinn would be Lance Bass for obvious reasons. After those two, I’m not sure who else would take part just as I’m unsure who the other members of ‘N Sync are. I’ll think about this NFL boy band and announce my NFL ‘N Sync team next week.

New England Patriots at San Francisco 49ers

Chadam Takes: 49ERS (+3) over Patriots
Whatever. It’s sad the Pats lost Brady because they really aren’t interesting without him.

Nick Takes: Patriots (-3) over 49ERS
I can’t accept that the Patriots are nothing more than a mediocre team without Tom Brady. Everybody has always wondered if the Patriots’ dynasty was more a result of the coaching of Belichick or the play of Brady. We will find out in the coming weeks. I’m curious to see how the coaching strategy changes after the bye week.

Pittsburgh Steelers at Jacksonville Jaguars

Chadam Takes: JAGUARS (-4) over Steelers
I’m giving this Jags team one more week before I dump them. They stole a win from my Texans, and that victory could inspire them to not suck so much.

Nick Takes: Steelers (+4) over JAGUARS
The Steelers are turning ugly wins into an art form. I think this one will be a close game, so I’m taking the points. There should also be some extra motivation for the Steelers to win after losing to the Jags in the playoffs last year.

Minnesota Vikings at New Orleans Saints

Chadam Takes: SAINTS (-3) over Vikings
Brees is going to throw for 300 yards, rain or shine. I’ll go with the home team for this MNF.

Nick Takes: SAINTS (-3) over Vikings
Deuce McAllister is back! I would love to see Reggie Bush in a locker room fight with another NFL player, especially a guy like Deuce. Reggie is jacked up out of his mind, but I get the impression that he is probably soft (for an NFL player) and from the suburbs of California. Deuce…well, first of all, his name is Deuce. That name immediately gives him street cred in my opinion. I’m guessing he has been in a street fight or two and probably while working as a bouncer for some house of ill repute. Deuce would never date a bimbo like Kim Kardashian. He would pimp a girl like Kim Kardashian. I’m picking the Saints because Deuce is back, and the Saints have had some wide receivers step up in the past few weeks to make up for the injured Marques Colston and Jeremy Shockey.

Move over Kevin Garnett, we have a new No. 1 on Chadam’s “Most Hated Athlete for Gambling Purposes” list: Brett Favre.

Let me explain. I made a much larger wager than I should have last week given my gambling budget. I was bored and thinking about my upcoming trip to Vegas. These things happen. I made a three-team, 10-point teaser on these teams and lines: Panthers (+13.5), Bills (+0.5) and Jets (+18.5).

The Panthers came through for me, but the Bills almost screwed up my wager before the second slate of Sunday games even began. They were 9.5-point home favorites over the Raiders, so with my revised line, all they had to do was win the game. Easier said than done with JaMarcus Russell’s 84-yard bomb to some hick named Johnnie Lee Higgins nearly ruining my day. Thanks to Trent Edwards, the Bills were able to drill a last minute, game-winning field goal, and my bet remained intact. Everything was up to Favre and the Jets in the Monday night game.

I’m not going to lie. I was quietly confident that I would win. I felt pretty good heading into Monday night considering I shouldn’t have had a live wager in the first place, and I was getting 18.5 and Favre against a winless team with a banged up defense.

There were six lead changes, and four of those were in the fourth quarter.

New York attempted three onside kicks and recovered one. The Chargers scored touchdowns on both the other attempts, in no small part because of the field position.

Brett Favre had FIVE chances to complete a two-point conversion that would have won my bet…and he went 0-5.

For the final two-point conversion attempt, the ball was placed six inches from the goal line due to multiple penalties. Tony Kornheiser and I were thinking the same thing: “Wow, six inches…you gotta run a quarterback sneak, right?” I almost died when Favre came out in the shotgun. Of course, the attempt failed.

This was definitely the most devastating gambling loss I have ever experienced. It wasn’t even about the money (though every time I remember the large payout slipping through my fingers, it’s salt in the wound). It was the fact that I was on an emotional rollercoaster for three hours straight while cheering for an enormous wager that I was extremely lucky to have in the first place given the first two games.

Not only will I hate Brett Favre from now until eternity, I am also officially off the Jets’ bandwagon. Screw gambling, I’m taking a break.

But one thing I’m not taking a break from is beating Nick like a rented mule as he collapsed with a 4-12 record in Week 3. I went a respectable 7-9 to tie the season records at 23-23-1 apiece.

Week 4 is the shortest week of the year since Hurricane Ike changed Houston and Baltimore’s bye. Buckle up. Here’s how it goes down Sunday.

Denver Broncos at Kansas City Chiefs

Chadam Takes: Broncos (-9.5) over CHIEFS
The Broncos are going to run up the score early in this one. I know it’s still early, but it looks like Bowe is headed down the Andre Johnson career path: great receiver on a terrible offense with line issues.

Nick Takes: Broncos (-9.5) over CHIEFS
Last week was pretty tough on me. A lot of games were closer than I thought they would be, but does anybody actually believe KC has a chance in this game? They are on a 12-game losing streak from last season. This game has potential for a 10-point teaser.

Cleveland Browns at Cincinnati Bengals

Chadam Takes: BENGALS (-3.5) over Browns
I really just want to see the Browns give Quinn the reigns to see if Nick’s head explodes. Props are needed though. Nick was hating on Brady Quinn before hating on him was cool, before his Notre Dame days.

Nick Takes: BENGALS (-3.5) over Browns
I didn’t think the Browns would do well this year, but I didn’t expect them to be on a record-low pace for points scored in a season. With two teams this bad, I would normally take the points, but the Bengals at least showed signs of life last week in the overtime loss to the Giants.

Houston Texans at Jacksonville Jaguars

Chadam Takes: Texans (+7.5) over JAGUARS
My boy Steve Slaton! What a pimp. This guy pisses excellence in the morning. Thank God the Ahman Green era is almost over.

Nick Takes: Texans (+7.5) over JAGUARS
The Texans always play the Jags close for some reason. This game could easily be a blowout, but the Texans found a RB last weekend in Steve Slaton who should help take some pressure off Matt Schaub. The nagging injuries to Fred Taylor and MJD this week also make me uneasy of picking the Jags to cover.

Arizona Cardinals at New York Jets

Chadam Takes: Cardinals (+2) over JETS
I hate you, Favre.

Nick Takes: Cardinals (+2) over JETS
The Jets are not going to magically change from a 4-12 team into a solid playoff team just because Brett Favre was added to the mix. If they want a chance to be a playoff team, they need to beat teams like Arizona. I personally don’t see it happening though.

San Francisco 49ers at New Orleans Saints

Chadam Takes: SAINTS (-6) over 49ers
News Flash: This won’t be a defensive battle. Don’t hurt yourself jumping off the J.T. O’Sullivan bandwagon after this week.

Nick Takes: 49ers (+6) over SAINTS
The Saints might as well be Seattle Junior the way they keep losing their best receivers. The 49ers look like they actually have some confidence and believe they can win. They haven’t had that since way before the failed Alex Smith experiment.

Atlanta Falcons at Carolina Panthers

Chadam Takes: PANTHERS (-7) over Falcons
I’m not sure Matt Ryan is ready for road games yet. This game is my litmus test for Michael Turner. A good game here will make me a believer.

Nick Takes: PANTHERS (-7) over Falcons
I like this Falcons team. I want them to win, but any team who plays the Lions and the Chiefs will have two wins. As a young team, you might expect the Falcons to have a chance to make a game-tying drive in the fourth quarter, but their inexperience will produce mistakes that turn the game into a blowout. It’s just part of the growing pains for young teams. I expect have the same pains against the Panthers. Count on it.

Minnesota Vikings at Tennessee Titans

Chadam Takes: TITANS (-3) over Vikings
In a week where there aren’t a lot of lines that jump out at me, this game is my favorite game of the week. I think both teams have a similar blueprint, but Tennessee executes it better, especially at home.

Nick Takes: TITANS (-3) over Vikings
I’m tempted to pick the Vikings in this one because they are pretty good against the run, but the Titans defense has been sick so far this season. I’m not ready to congratulate Brad Childress on his brilliant move, starting Gus Frerotte. I still remember what my Dad told me.

Green Bay Packers at Tampa Bay Buccaneers

Chadam Takes: BUCCANEERS (-1) over Packers
This game is really testing my love for the Bucs, but I’ll roll with them here. I think Rodgers will have too much trouble with the underrated Bucs defense.

Nick Takes: Packers (+1) over BUCCANEERS
How many Bucs players can actually spell Buccaneers correctly without looking? Professional sports franchises shouldn’t have names that are hard to spell, even if they have a shorter nickname. Just use the nickname. Also, I don’t consider it a good thing when you need 60+ passes in one game. It just means you suck at running the ball.

Buffalo Bills at St. Louis Rams

Chadam Takes: Bills (-8) over RAMS
Last time I checked, Trent Green can’t pass block any better than Marc Bulger can. The Rams are taking a step sideways here, and since I have nothing else to add, I love how Anheuser-Busch’s impending sale to a European brewery created all of the unexpected backlash from people claiming that drinking Bud is now “anti-American.” Think that has anything to do with the release and heavy promotion of the new Budweiser “American Ale?”

Nick Takes: Bills (-8) over RAMS
Do you ever look back and wonder what you were thinking when you made a decision that is so obviously horrible? That’s how I feel about picking the Rams last week. Right now, I would pick a high school team to cover the spread against the Rams.

Washington Redskins at Dallas Cowboys

Chadam Takes: DALLAS (-11.5) over Redskins
I’m nervous giving up this many points, but Dallas trounced the Packers. The Packers are better than the Redskins, so…

Nick Takes: Redskins (+11.5) over DALLAS
Dallas looks good. There is no doubt about it. But I’ve talked about how much I like Jason Campbell and this Redskins team all season long, and they are starting to back me up. They may not against Dallas, but I expect them to keep it within single digits.

San Diego Chargers at Oakland Raiders

Chadam Takes: Chargers (-7) over RAIDERS
Welcome to the regular season, San Diego! You’re only two weeks late, and you’re just in time to show us how bad the Raiders really are.

Nick Takes: Chargers (-7) over RAIDERS
I hate everything about the Raiders from the owner to their uniform to their QB. They may have surprised everybody in the past two weeks, but they are the same old Raiders. The Chargers found their groove on Monday night, and I expect this game to get out of hand quickly.

Philadelphia Eagles at Chicago Bears

Chadam Takes: Eagles (-3) over BEARS
The only reason Jon Gruden decided to throw 67 times on Chicago has to be that he saw something on tape, right? That guy loves to run the ball. You know Andy Reid will notice the same thing. With Westbrook at less than 100 percent, I’m wondering if Reid will call a single running play.

Nick Takes: Eagles (-3) over BEARS
Assuming McNabb stays healthy this entire game, I like the Eagles in this one. After dropping Big Ben nine times last week, I expect at least five sacks on Kyle Orton this week. The Bears impressed me in their opening game against the Colts but have looked much more mediocre the last two weeks.

Baltimore Ravens at Pittsburgh Steelers

Chadam Takes: Ravens (+7) over STEELERS
There might not be seven points scored in this game. A little change of pace considering the previous Monday nights, huh?

Nick Takes: Ravens (+7) over STEELERS
I like the Ravens in this one because the Steelers offense has struggled these past two weeks against the Browns and the Eagles. The Ravens defense is back to being straight up nasty. The strong running game will be enough to cover Joe Flacco in this one.

Prior to the first snap this season, Chadam and Nick got together and picked a handful of teams that each compulsive gambler believed would perform above or below Vegas’ predicted win total. I locked these picks away in a vault, buried beneath the ground and protected by two very angry, alcoholic monkeys and a crafty ninja cat.

Now that the season is in Week 4, it’s probably safe for me to reveal their picks so that we can mock them as their predictions look like horrible calls later this season. If there is a tie, Nick and Chadam will face the monkeys in a death match with the ninja cat as referee.

Keep in mind that all these picks were made prior to the first snap in Week 1 — prior to Tom Brady’s injury, the Chargers’ 0-2 start, Peyton Manning’s rusty emergence and Seattle’s loss of three receivers. It seems like that was three years ago, but it’s only been three weeks.

Nick’s Futures for the 2008 NFL Season

I’ll admit that Chadam enjoys the future bets more than me, but I saw a few that looked too good to pass up. For those who don’t know, a future bet is when you pick “over” or “under” the win total that Vegas predicts they will have for the season.

Here’s my list of future picks for this season with the number of games Vegas thinks they will win this season and my opinion on how many wins that team will actually get:

San Francisco 49ers — 6 wins — UNDER

There is no way the 49ers get six wins this season. Their easy games against Buffalo and Miami are both on the road, they’ve written off Alex Smith and everybody there is feeling the heat. Great teams rise up under pressure; bad teams fold and hope for next year’s draft to save them.

Seattle Seahawks — 8.5 wins — OVER

Seattle is obviously past their Super Bowl prime of two years ago, but I believe Mike “The Walrus” Holmgren and Matt Hasselbeck still have enough in the tank to get nine wins. The Seahawks get at least five wins from their weak division alone plus games against Buffalo, Tampa Bay and both New Yorks. Throw in an upset of Philly or Washington, and BOOM! They just won me some money.

Denver Broncos — 7.5 wins — OVER

I was shocked to see Denver at 7.5 wins. I definitely think they will be a .500 team or better, even with San Diego in the division. They have a very winnable schedule, and their game at San Diego is the last game of the season when San Diego may not be playing starters as long as their playoff spot is locked up.

Minnesota Vikings — 8.5 wins — UNDER

I was hoping for this number to be higher since everybody seems to be so high on “Purple Jesus” Adrian Peterson, Jared Allen and the up-and-coming Vikings. Yes, they are good in the trenches and have a stud running back, but what happens when Peterson gets injured and they have to count on their non-existent passing game. Also, their murderous schedule has games against the Colts, Titans, Saints, Houston and Jacksonville.

Carolina Panthers — 7.5 wins — OVER

I like these guys to rebound now that lovebirds Jake Delhomme and Steve Smith are back together, albeit starting in Week 3. I like their schedule and new RB Jonathan Stewart, and I just generally like to root for Steve Smith because he still gets nervous and throws up in a bucket before games.

That’s where Nick stands. The Seahawks and 49ers picks might come back to get him. Seeing where he feels the teams will fall this year, let’s see what Chadam has to offer.

Chadam’s Futures for the 2008 NFL Season

Minnesota Vikings — 8.5 games — UNDER

If I was Vegas, I would set this number at 5.5 games. The Vikings will be terrible because Tarvaris Jackson will play like Tarvaris Jackson, and those fantasy football managers who draft Peterson ahead of Westbrook will get what they deserve. Enjoy the top-three draft pick next year, Vikings fans.

Jacksonville Jaguars — 10 games — OVER

I swear I chose my over/unders before I read Bill Simmons’ NFL preview. Whatever. That dude got beat by his pregnant wife for two years in a row making picks. This division is murder row, but I really like the Jags’ game plan — tough D, explosive run game and a passing game strong enough to keep defenses honest. I think they’ll be a Wild Card shoo-in; unlike Bill, I don’t see them toppling the Colts just yet.

Seattle Seahawks — 8.5 games — UNDER

I guess someone has to win this division, right? They’ll win the NFC West with seven wins and get mauled in the first round. It sucks to be you if you had a late July or early August draft and chose Matt Hasselbeck as your starting QB in fantasy football. No receivers or offensive line, and Julius Jones as your strongest offensive threat? Thanks, but no thanks.

Green Bay Packers — 8.5 games — OVER

This is my dark horse Super Bowl choice. I don’t think they’ll drop off at all with Rodgers. The defense is in the top five, and that offense is littered with quality players. Besides, you can count on getting at least five wins from their six NFC North games, right?

Kansas City Chiefs — 5.5 games — UNDER

Has there ever been a top-10 RB that people hate to own more than Larry Johnson? This guy could get 350 carries for 700 yards and 3 TDs, and nobody would bat an eye. If you’re starting QB makes you pine for the days of Damon Huard, you might as well start looking forward to spring training.

New York Jets — 8 games — OVER

B-R-E-T-T! Brett! Brett! Brett! This team has probably been talked about too much. We all know about the QB and offensive line upgrades. Just because those reasons for improvement are overplayed doesn’t make them any less true though. They’ll get nine or ten wins and a Wild Card spot.

Chadam’s Jacksonville and Jets might prove to be his downfall, but we’ll see where things stand at the end of the season.

There you have it. Nick and Chadam’s future picks for 2008. Only time will tell who hits on all their futures. Stay tuned to the Fools. I’m going to try and squeeze past the drunken monkeys to put these picks back in the vault for safekeeping before they wake up bitter and hungover.