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2Bridge Lead (a high card) so as to take the opportunity to win a trick.

‘South cashed the ace, king, and queen of clubs’

‘Usually, therefore, defense starts with one defender cashing a long suit, hoping that his partner will become void in the suit and be able to discard in another suit, or simply to pave the way for an attack in that same suit.’

‘Ann now cashes five clubs on which Bill discards down to the two aces and the 9’

Phrases

cash down

With immediate and full payment at the time of purchase.

‘the price was £900 cash down’

‘‘No one is walking in and putting cash down on new cars,’ said Pat Shanahan, owner of Isuzu dealership Airport Auto.’

‘But City said it would have to be cash down or nothing.’

cash in one's chips

informal Die.

‘the two men never realized how close they had come to cashing in their chips’

‘‘On the 11 th,’ he says, ‘I came close to cashing in my chips.’’

‘Roddy was in our monthly poker group that included a rowdy, hard-living group, nearly all of whom have cashed in their chips and are still great memories.’

‘The legendary Veronica Dunne sings the role of the Countess, who also cashes in her chips, but not until she has hit a few high notes.’

cash in hand

Payment for goods and services in cash rather than by cheque or other means, typically as a way of avoiding the payment of tax on the amount earned.

as modifier‘a cash-in-hand job’

‘There he met several other illegal immigrants who, like him, were prepared to work for wages well below the legal minimum - usually for around £2.50 to £3 per hour - as long as it was cash in hand.’

‘We all know cases where somebody is working cash in hand and then signing on, not only is this person not paying tax but also is claiming benefit on top.’

‘They live in a caravan on a Welsh beach all summer, work cash in hand at a local pub, and spend four months of the winter here.’

‘Most of those late-night and weekend workers operated on their own time, getting cash in hand for shop fittings and specialised work.’

‘The court later heard that because the benefit the three defendants enjoyed was cash in hand, investigators had found it difficult to establish how much each had received.’

‘His claims led to a fraud probe by the Employment Service which found that trainees were being paid cash in hand for jobs on the side with the knowledge and co-operation of some supervisors.’

‘Occasionally, he would pop up playing gigs above pubs for £40 cash in hand, but compared with his profile of only a few years ago, he all but vanished.’

‘So, without identity documents, she had to shield her children from the authorities and eke out a living with odd cash in hand jobs.’

‘Also the people that leave under these schemes go and find another job or work cash in hand to make more money.’

‘Often low on cash, they can be enticed into working for lower hourly rates of pay, cash in hand, and longer hours without penalty rates.’

Phrasal Verbs

cash in

Take advantage of or exploit (a situation)

‘the breweries were cashing in on the rediscovered taste for real ales’

Convert an insurance policy, savings account, or other investment into money.

‘hundreds of savers cashed in their investments’

‘If an investor wants to cash their policy in, then the insurer has to make an adjustment to the policy value in order to be fair to the investors who are left behind.’

‘The retailer can then either choose to keep circulating the money by spending it at another store, or cash it in at a 90 per cent exchange, with the remaining 10 per cent donated to charity.’

‘It can only assume the holdings were cashed in, or transferred to someone else.’

‘But the outcome would normally be that the policy would be cashed in before the superannuation fund moneys were paid over.’

‘You will probably find that, as well as cashing them in on their 10th birthday, you can either continue your contributions or cease paying in, but leave in the money invested so far.’

‘Investment earnings would be taxed once they are cashed in and you have used them to buy something.’

‘Just this past week a person who is two months away from becoming a pensioner told me he wished he had, every time he changed his job, invested his pension money rather than cashing it in.’

‘It may be cold comfort for Irish policyholders who will lose up to 15 per cent of the value of their investments if they cash them in, but British policyholders are worse off.’

‘The minimum purchase is four units, which costs €25, and prize bonds can be cashed in at any time.’

‘I would like to know if you think it makes sense to cash it in and use the proceeds to buy an investment property towards my retirement instead?’

‘Because of fluctuating stock prices, customers require up-to-date valuations on their investments to decide if they should cash them in.’

‘When the policy is cashed in, the firm recoups only the amount it paid in premiums.’

‘Young investors have more opportunities for riskier financial plans as they are not dependent on it for an income and can wait to cash it in when their investments are at a high.’

‘A puzzler for the impaired - what sort of ‘asset’ requires that you borrow more money to cash it in?’

‘Either way, you're likely to get a much better return on your money and you also have the flexibility to cash it in when the time is right.’

‘The decision with-profits investors have to make is whether to keep their investments or to cash them in.’

‘Is it worth keeping this going or should I cash it in and invest elsewhere?’

‘The change in tax treatment of life assurance investment products from the beginning of this year means funds are allowed to grow tax-free until the investor cashes them in.’

‘Do we cash them in for money at the end of our time?’

‘Never invest in share or share-based investment plans unless they give you the flexibility to cash them in at a time of your choosing - that is, when the market is doing well.’

cash out

1Cost.

‘juicy baked chicken cashed out at $7’

2Convert an insurance policy, savings account, or other investment into money.

‘most of them cashed out when their stock options reached a certain optimum level’

cash up

Count and check takings at the end of a day's trading.

‘two staff were cashing up at one of the tills’

‘On October 3 he was in charge of cashing up because the manager was absent and stole £1, 750, three days' takings, and also took a Ford Mondeo car that he had not fully paid for from the owner of the club.’

‘The last remaining regular had finished off his pint minutes earlier and the assistant manager locked the front door and started to cash up the night's takings’

‘However, as well as the good craic and the laughs, there was also the hard work behind the scenes, as Angela found time for bookkeeping, stocking the shop and cashing up at the end of the day.’

‘Mr Harteveld said: ‘I was cashing up when I heard a noise.’’

‘We had four people working full time just cashing up and going to the bank.’

‘There was no sign of the tills having been cashed up.’

‘It's getting close to 6.00 pm when I start cashing up and the other member of staff comes upstairs to work the main till.’

‘At the time the assistant manager was on holiday, so I was left essentially running the shop with the manager coming in for a few hours to cash up and open/close the shop.’

‘Nearly £18,000 was taken in the raid when two members of staff who were cashing up a Saturday night's takings were attacked.’

‘My final chance, as far as I could see, was as we were cashing up.’

‘That could suggest consumers may prove to be more cautious when the tills are cashed up this Christmas.’

‘I unlocked the office and settled for the morning's work of cashing up the previous day's takings, within less than a minute the fire alarm sounded!’

‘Police said the pair waited until the pub was empty before bursting in as the landlord and the barmaid were cashing up.’

‘When the boss is cashing up at work, don't fiddle with the PC and turn it off half way though ‘by mistake'. He gets angry.’

‘At the end of the day I was cashed up and it was found that I had accepted two forged tenners.’