Meaning no offense but this is getting too complicated for me. Flip a coin, buy a boat, go sailing.
A stuck centerboard can probably be pried down if you can reach it with the boat on the trailer but if it's iron or steel and all swelled up with rust it will be an endless hassle or a major repair.
Wanna work or sail?

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S/V Seablossom Nor'Sea 27 with modern junk rig.
Just because I like it.