Tag Archives: credit card privacy

How does one learn how to disappear from an abusive spouse and never be found by an abusive husband or wife? Should a stalking victim depend on law enforcement or other agencies to protect their privacy? We believe individuals who become stalking victims or who want to disappear from an abusive spouse should take responsibility for themselves and stop the stalking through high-level personal privacy living principles. This article will address key consumer privacy living principles and concepts that will ensure the safety of one who becomes a stalking victim and needs to take the steps to avoid an exhusband’s stalking-or the stalker could be an exwife as well. Key personal privacy living concepts include:

Home Privacy

Home privac is the most important part of any consumer privacy program. A traditional mortgage allows anyone to see where you live through accessing credit bureau files or county databases.

If you borrow money, learn to disguise the source of funds. Borrowing money privately for a home purchase is key to establishing home privacy.

Make the automobile used for travel have no links to you. This requires knowledge of how to register the car. A Trust as the owner has worked quite well for many who use travel privacy to disappear from an abusive spouse. The car’s plates must not reveal your name when the dangerous stalker runs the license plates through a database. See the travel section of Privacy Crisis.

Banking Privacy

Financial privacy and banking privacy are key to losing your abusive spouse. Utilize the concepts I have outlined in Privacy Crisis Banking. You have choices as well as resources. Certain financial institutions will help you meet your financial privacy needs. Credit card privacy is also essential and you can be tracked through the credit card purchases. Use gift cards to preserve credit card privacy as per the book. One resource offers a $500 card with no registration requirement.

How can identity protection be accomplished in order to prevent identity theft? How can one stop identity theft? Is it possible to avoid identity theft as this crime continues to pace all fraud crimes? Yes. This article will provide guideance for consumer privacy with an emphasis on financial privacy for the purpose of protecing privacy-specifically with identity theft prevention as the privacy living objective.

Consumer privacy is essential to prevent identity theft and a high-level financial privacy plan is key to protect identity and empower one and his/her family to escape id theft.

Once one’s financial privacy has been established, id theft risk will be reduced substantially. Imagine the confusion an identity theft criminal will experience when he finds no money or assets under his target’s name. In order to make an identity theft fraud crime next to impossible to commit, one needs to have the aforementioned financial privay plan in place before the identity thief attempts to strike and make you and yours an identity theft victim.

In order to avoid identity theft, bank secrecy and personal privacy principles are necessary, and some of the key concepts include:

Credit Card Privacy: Freeze credit bureau files and avoid using credit cards for routine purchases. Use credit lines and cards for major purchases. Request account number changes from the issuing financial institution when you believe it to be necessary for personal privacy protection.

Banking Privacy: Once can obtain banking secrecy when the Ultimate Bank Secrecy Account is used as per the information and resources in my new book Privacy Crisis Banking. Banking privacy can be increased when checks are cashed without using a Social Security number.

Home Privacy: You can learn to create an Invisible Home Mortgage to make the source of funds used to purchase a home unknown. Fraudsters will be unable to find your home address when they tap into government databanks that contain home owners’ names and home addresses. Likewise, the viewing of credit reports will be of no help as the funds used to buy the house will not lead to the home purchased with the “invisible mortgage.”

My new book, Privacy Crisis Banking: Bank Secrecy Plan & Resource Guide to Protect Identity, Money, and Property provides information and resources for financial privacy and banking secrecy plans. This book is available as a hardcover or as an e-book.

Credit card privacy and your right to financial privacy can be accomplished today in the U.S.A. and worldwide.

Using checks is not a good idea for routine bill payments as the payee who receives your check as payment will have information leading to your bank account. Instead of checks, cash, money orders, and anonymous gift credit cards will keep your money your business, and preserve your right to financial privacy.

Credit card privacy is best accomplished through the limited use of credit lines, through the “freezing” of credit bureau files, and by changing account numbers periodically. Your bank will cancel a card and issue a different number when one believes there is a chance of fraud based on any number of suspicious happenings.

Banking privacy is discarded by the masses for the most part as they believe this type of financial privacy is not doable, and this belief is reinforced as the media talking heads make the viewing public believe that the government-your employer, has the right to your most personal and confidential information, including your Social Security number, Mother’s maiden name, home address, home telephone number, employment information, and credit bureau information. Some banks have adopted the practice of fingerprinting their customers in certain instances.

We believe the current banking customer model forced on the uninformed public is designed to track, trace, and control the population. And we do not believe freedom minded people should give up their right to financial privacy as they should strive to bank secretly while following all laws, but while still exercising their privacy rights.

An offshore address can be noted in the comments section of your credit bureau files report to alert all who see it that you now reside offshore, and such a high-level, home privacy, and financial privacy tactic will go a long way in preserving your credit card privacy. Next, you may “freeze” your credit bureau files so that only those who do business with you or whomever you allow access to your credit files knows your address.

Banking privacy and credit card privacy are important privacy living components of your personal privacy plan, and you have a right to financial privacy, and your risks of a privacy invasion will be minimized once you utilize an offshore address as your offical address. Such a privacy measure will be extremely helpful as you prevent anyone from invading your consumer prvacy.

If you’re bothered by a stalker, you can stop the stalking through the use of an offshore address designed to ensure your home privacy as well as your banking privacy. Phone stalking and other forms of harassment stalking will not occur when your home address is believed to be out of the country. In fact, any stalking crime or financial privacy invasion will not occur when your home address, telephone, credit card account records, and other bank records lead to an address in another country.

A Trust bank account held in a name without any association to your true name can be a good financial privacy idea. Simply open a trust checking account, obtain a separate Employer Identification Number, and deposit funds payable to either yourself or the trust’s name into the account. Read more about financial privacy and banking secrecy in my best-selling e-book, Privacy Crisis.

Personal privacy should be a high priority in your quest to avoid identity theft. Taking an individualistic approach to the leading fraud crime for the past decade will help you and your family keep identity thieves at bay. An identity thief will not target you when he cannot find key personal and confidential information that provides for identity protection. This article will focus on two key components of identity theft prevention; banking secrecy and credit card privacy.

Credit Card Privacy

Recognize that preventing identity theft has overlapping effects as you establish a privacy living lifestyle. That is, a banking privacy and credit card privacy program will go a long way in the prevention of medical identity theft and business identity theft in addition to the garden variety type of personal identity theft. So, you will be best served to practice a comprehensive, high level, consumer privacy privacy living plan in all aspects of your life for the purpose of avoiding a privacy invasion of any kind.

How can one prevent identity theft through credit card privacy? That’s a relatively simple process, but you’ll have to be willing to lock up your credit files or “freeze” your credit bureau files to avoid identity theft. Once you call the credit bureaus and establish a freeze on your credit files, only those who do business with you will have access to your credit bureau reports. Everyone else will have to seek your permission to peek at your credit files.

Your identity theft prevention plan will be most effective when you stop using credit cards and debit cards for routine purchases as each provides a link to your personal or business credit line information or personal or business bank account(s). I suggest cash and money orders for routine purchases and bill payments.

For those who insist on the convenience of plastic, gift cards and prepaid debit cards that can be registered anonymously come in handy for online payments and for other bill paying purposes.

Banking Secrecy

A Trust Bank Account can be an effective tool to avoid identity theft when the account is set up properly and used correctly. When a name is not associated with the trust checking account’s statements or debit card, the identity thief will have no clue who to target individually when an identity theft is planned.

There are other bank secrecy methods that can be used for both businesss and personal banking secrecy-even today. Look for my new book Privacy Crisis Banking for bank secrecy methods and privacy resources to establish bulletproof financial privacy in the U.S.A. and worldwide.

Privacy seekers should avoid a traditional home mortgage and are advised to borrow money discretely.

Borrowing money while using assets under your control is an ideal way to secure the loan, and make the purpose of the funds used to purchase a home your home privacy secret.

BORROWING WITH COLLATERAL

Please remember to make certain to borrow only according to the provisions of your credit agreements with lending institutions.

When borrowing against property-liquid or illiquid, the astute privacy-living, manager’s objective is to make the source of funds used to purchase the home “invisible”.

This method of borrowing funds is the exact opposite of how the masses borrow money, and in fact, once a home mortgage is secured, the borrower has provided all who access key credit information with a telescopic view of their financial life and portions of their personal and business life as well.

Essentially, all financial privacy is sacrificed when one borrows money for a house and assumes a traditional home mortgage.

Bank secrecy and credit card privacy will be impossible when one has lenders peeking at his credit bureau reports following the assumption of a traditional home mortgage. And home privacy will be impossible as all who see your credit report will have access to your home address.

Property used for collateral by borrowers with the objective of establishing an “invisible home mortgage” may include a margin stock account and rental real estate property. Both could be used in conjunction as well.

Successful home privacy is accomplished only when the individual cannot be traced from various databases to his actual living quarters, and in order to accomplish this objective, the resident must break all paper and electronic trails from their true name and previous residence.

Do you need an alternate identity for home privacy?

A review of the Identification and Home section of Privacy Crisis will provide guidelines on how serious privacy seekers remain anonymous while living in hotels, motels, homes they control through a trust, apartment living, and Recreational Vehicles.