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Identity Theft Protection

Financial Fraud and Theft: How to Protect Yourself

There are many different ways your personal and financial information can be stolen electronically. However, there are precautions you can take to avoid becoming a victim of fraud or identity theft. Use these simple tips to develop a safer virtual environment for what matters most to you.

Online or Mobile Security

Never respond to a phone call or email that requests you update or provide your personal or account information. USB WILL NEVER ASK YOU TO PROVIDE PERSONAL OR ACCOUNT INFORMATION OVER THE PHONE OR BY EMAIL. If you receive a phone call or email requesting this type of information (even if the call or email looks like it came from your financial institution), immediately disconnect and contact your local branch.

If banking online or from your mobile device, always log out of your account completely when you are done.

Only access your bank account from a computer or device you trust, and never use public WIFI to login to your bank account.

Install anti-malware software onto the computer or mobile device you use to access your financial information, and consider the use of a personal firewall.

Change your wireless networking password often.

Passwords & PINs

Never share your password or PIN with anyone.

Never write your password or PIN down where it can be easily found by others.

When creating your password, do not use information that can be easily linked to you or found on social media, including your birthday, your anniversary, your pet’s name, your favorite sports team, etc.

Use passwords that contain more than just letters. Try adding numbers and characters into the mix.

Never use the same password more than once. Each account you have should be setup with a different password.

Important Update: Changes in FDIC Deposit Insurance Coverage The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the recent changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

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