An important article for those saving/investing in gold: ``So, you ask, "When will I change my investment strategy?" That's easy. I'll move my investment money out of gold and gold shares and into the general stock market when the Dow:Gold ratio reaches an extreme low. Previous extreme lows have been at 1/1. I'll be watching at that level, but I think this time the low is going to fall to something like 1/0.25 (the dollar value of 1/4 ounce of gold will be the same as the value of the Dow Jones Industrial Average). ''