ObamaSCARE: Family’s Insurance Premium Triples

Tuesday, September 24, 2013

Andy and Amy Mangione of Louisville, Ky. and their two boys are like most middle class families who work hard and pay their bills on time. The couple expected their insurance premiums to increase slightly under the new Affordable Care Act, but they got shock of their lives when they opened their latest insurance bill and realized their monthly premium had tripled!

“When I saw the letter when I came home from work,” Andy told Fox News, “(it said) ‘your action required, benefit changes, act now.’ Of course I opened it immediately.”

Andy was stunned to see his insurance premium skyrocket from $333 a month to $965! The letter made it clear that the increase in premiums was in compliance with the new ObamaCare health care law.

“This isn’t a Cadillac plan, this isn’t even a silver plan,” Mangione said, referring to higher levels of coverage under ObamaCare.

“This is a high deductible plan where I’m assuming a lot of risk for my health insurance for my family. And nothing has changed, our boys are healthy– they’re young –my wife is healthy. I’m healthy, nothing in our medical history has changed to warrant a tripling of our premiums,” said Andy, still in shock.

The family’s insurance company, Humana, declined to comment when contacted by Fox News.

Further explanations in the letter provided little comfort to the Mangiones: “If your policy premium increased, you should know this isn’t unique to Humana — premium increases generally will occur industry-wide,” the letter reads in part.

“Increases aren’t based on your individual claims or changes in health status,” it continued. “Many other factors go in to your premium including: ACA compliance, including the addition of new essential health benefits.”

Robert Zirkelbach, spokesman for American Health Insurance Plans, explained the “additional health benefits: “for people who currently choose to purchase a high deductible, low premium policy that’s more affordable for them, they are now being required to add all these new benefits to their policy,” he said.

That,” he says, “is also going to add to the cost of their health insurance premiums.”

That’s the insurance industry’s way of strong arming the president into throwing out healthcare reform. Can we opt out of our company’s insurance and get the government plan. I already pay $600/month for insurance. I don’t know how he was getting away with $300 for a family of at least four. Shoot they might have done a correction on his azz. I know how it is not to have insurance so I’m all for everyone having it. Now the hospitals can stop raising the price of healthcare talkin bout we’re paying for the uninsured. The greedy fat cats can kiss my grits!

http://www.caboki.com/index.html Man, I just don’t care™

:facepalm:

The Master Beta :D

Bird 600 a month :shocked:

http://santanasantana.wix.com/artist San ah make ya dance

I dont wanna think about it 😐

Smonae

I call bullchit, my plan didnt increase much (I’m talking not even $5) and I dont no anyone who’s plan increased significantly due to Obamacare :coffee:

http://www.caboki.com/index.html Man, I just don’t care™

Everything Bird said.

Brownskin Cutie (Carrington’s E-boo)

Uh oh, and my company is having a meeting about our insurance next week…. :bite:

Caramel Rain

Some people can barely afford the basic healthcare plan. Our premiums are going up next year also. They increased this year slightly. I am goin to hve to drop mines and let hubs cover me. It’s crazy when a 1/3 of your check is taxes and 1/3 is insurance only. Crazy.

OutsidetheBox

#baitpost

:yawn:

http://santanasantana.wix.com/artist San ah make ya dance

That’s the insurance industry’s way of strong arming the president into throwing out healthcare reform
———
:tea:

Who Dat

I pay around $320 a month for me and my two girls. We dont have the top of the line coverage; or the lowest either. And if it was any higher than what it is I would DIE. :crying1: @that daggone $965.07 bill Lord.

One of the onliest reasons I am still here at this particular place of employment.

That’s the insurance industry’s way of strong arming the president into throwing out healthcare reform. Can we opt out of our company’s insurance and get the government plan. I already pay $600/month for insurance. I don’t know how he was getting away with $300 for a family of at least four. Shoot they might have done a correction on his azz. I know how it is not to have insurance so I’m all for everyone having it. Now the hospitals can stop raising the price of healthcare talkin bout we’re paying for the uninsured. The greedy fat cats can kiss my grits!

Im very ignorant when it comes to this topic…plus you know us dudes hate the doctor, what can they (these people) do to make it lower?

The Master Beta :D

Smonae :waves:

ArabianNights

I pay about $100 a month for dental/vision/medical. My company started planning for ACA years ago when it first was announced. My premium has barely moved $10. Companies that are doubling and tripling people’s benefits, are just full of bull.

http://www.youtube.com/watch?v=inYx0G9syU8 KayCeiSoul

Smonae says:

I call bullchit, my plan didnt increase much (I’m talking not even $5) and I dont no anyone who’s plan increased significantly due to Obamacare

*********************

Good Morning, and :cosign:

Not hardly. I don’t know what company he works for, but it sounds like he was actually paying too little per month for a family of 4.
STFU. STFD…. here… _/ <–Dr's office chair, dental chair, ER waiting room chair. Take your pick. :coffee:

http://pinterest.com/stilettosoulja Shuga Honey

:violin:

cry me a river.

MissHarlem

Im not even gonna inform the misinform today. I dont get paid for that :coffee:

GOOD MORNING EVERYONE :hi:

Smonae

Kay, Boring Male & Arabian, Shuga & Harlem :waves:

Caramel Rain

It’s not really fair for some to get free/low cost insurance and others (like me) pay out the azz for insurance and yet we get the same coverage? If that’s the case, I’m dropping my BCBS and signing up for Obamacare if it’s cheaper. IDK how this works. I think they need to think this ObamaCare thing through. It’s not ready to roll out to the public yet.

I’m all for universal insurance, but the disparities in income is not fair. IDK.

http://www.youtube.com/watch?v=inYx0G9syU8 KayCeiSoul

Im very ignorant when it comes to this topic…plus you know us dudes hate the doctor, what can they (these people) do to make it lower?

**********************************

A)Go work somewhere else with better benefits.
B)Find a different plan independently with another health ins. company
C)Drop it all together and give somebody else’s name in the ER.

C really isn’t a serious option. But people do it, unfortunately. :yes:

Caramel Rain

:hi: Smonae

http://santanasantana.wix.com/artist San ah make ya dance

Im not even gonna inform the misinform today. I dont get paid for that
——–
hehehe

http://santanasantana.wix.com/artist San ah make ya dance

:waves: Smonae

Brownskin Cutie (Carrington’s E-boo)

Hey Smonae! :waves:
Harlem, please share your info pleeeeaaasse

http://pinterest.com/stilettosoulja Shuga Honey

C)Drop it all together and give somebody else’s name in the ER.

C really isn’t a serious option. But people do it, unfortunately.
___________________

and then they wanna have u sitting there waiting for 40 days and 40 nights. :smh:

C)Drop it all together and give somebody else’s name in the ER.
———–
Tht ER bill will shonuff kill ya :nono:

BoringMale

Im not even gonna inform the misinform today. I dont get paid for that

GOOD MORNING EVERYONE

———-

I wanna know, Im not sick are nothing, but have no clue how these medicial insurance work or why they are so high if Im not a sickly person. Thats why I never get any coverage from my employers it seems like Im being hustled. I might be the only one who feels that way though.

Caramel Rain

I have insurance and cant afford to use it 🙁

MissHarlem

BROWN this is my area so I have been hearing bout this for years literally. However the panic that is brought about is bullchit on many levels. I digress I come here to escape my job :nun: Also my boo KAY has summed it up perfectly 😆

http://www.youtube.com/watch?v=inYx0G9syU8 KayCeiSoul

:waves: Smonae and every one!!

http://santanasantana.wix.com/artist San ah make ya dance

Thats why I never get any coverage from my employers it seems like Im being hustled. I might be the only one who feels that way though.
———-
You won’t have a choice now. You HAVE to get some. You’re gonna pay one way or the other

OutsidetheBox

I pay about $100 a month for dental/vision/medical. My company started planning for ACA years ago when it first was announced. My premium has barely moved $10. Companies that are doubling and tripling people’s benefits, are just full of bull
_______________

:tea:

I pay about the same. My company planned the same. They still take every opportunity to remind us that ObamaCare is the devil.

I just walk out…loudly…when its time for that bit.

http://santanasantana.wix.com/artist San ah make ya dance

I have insurance and cant afford to use it
——–
:hug: Sorry this made me laugh

http://santanasantana.wix.com/artist San ah make ya dance

:hi: Luvn

Caramel Rain

———-

I wanna know, Im not sick are nothing, but have no clue how these medicial insurance work or why they are so high if Im not a sickly person. Thats why I never get any coverage from my employers it seems like Im being hustled. I might be the only one who feels that way though.

**********

IDK much about it but you will be forced to get insurance under Obamacare. I think. IDK but I know kids will have to be insured or their parents will be fined.

The Master Beta :D

Luvn :waves:

Caramel Rain

:hi: Luvn

http://www.youtube.com/watch?v=inYx0G9syU8 KayCeiSoul

Caramel Rain says:

I have insurance and cant afford to use it

*******************************

Well that means you can afford to let it go.
What’s the point. :shrugs:

If you get ill, go to the ER and say your name is Katie Olkowski, and you’re so sick that you left your id at home. You were seeing stars and barely made it there. Then pass out.

You’ll either wake up dead or treated. #helpful.

MissHarlem

BORING def not a read to you Im a straight shooter person NEVER subliminal. Its not fun that way 😆 to answer your question I would of got insurance even if it was on the low end #nohmo if I was you. I do also see how you may feel like you being hustled. I cant stress enough how IMPORTANT for people of color to get checked, tested and or screened. That has a major effect on the treatment we recieve or lack of data we have in certain neighborhoods.

The Master Beta :D

Kaycei :waves:

Caramel Rain

San ah make ya dance says:

I have insurance and cant afford to use it
——–
Sorry this made me laugh

**************

dont laugh at my pain 😆

OutsidetheBox

It’s not ready to roll out to the public yet.
______________

*raised brows*

*rubs temples*

Morning Caramel. 😆 You think the Pres would just like, throw a sammich together?

MissHarlem

:hug: to all who spoke :winky:

:kiss: OTB hey doll

Anna

BoringMale says:

Im not even gonna inform the misinform today. I dont get paid for that

GOOD MORNING EVERYONE

———-

I wanna know, Im not sick are nothing, but have no clue how these medicial insurance work or why they are so high if Im not a sickly person. Thats why I never get any coverage from my employers it seems like Im being hustled. I might be the only one who feels that way though.

~~~~~~~~
Too many ppl use the ER for their only health care(no primary doctor).

Oh lord, I hate to see Blue Cross :no: they are high as hell and its just me and my daughter :smack:

http://www.youtube.com/watch?v=inYx0G9syU8 KayCeiSoul

Tht ER bill will shonuff kill ya

*********************************

San, ER bills have almost driven me to bankruptcy in the past.
And you always get sick when you don’t have coverage, or during a lapse.

Flu: Yep! Got us one! Hey fellas…here’s one uninsured or lapsed bish right here. We just might win this time! :yahoo:

Brownskin Cutie (Carrington’s E-boo)

Hey Luvn :hi: Thank you Harlem 😀

http://santanasantana.wix.com/artist San ah make ya dance

Just “might” have to let that AFLAC go…sigh

http://www.philly.com/ J Said it!

Wheres the feeble minds for obama.. Yall folk gotta understand this is more than whats in front of you.. WAKEYOAZZUP

MissHarlem

Speaking of the PRESIDENT he made my commute pure hell but cant complain the UN is right up the block. I just want to do the stanky leg by the motorcade :shrug: Thats not ratchet is it?!! 😆

luVn_liFe…

AkneeWHO OTB wuts UP?? did smurfette tell U i summoned ??

http://pinterest.com/stilettosoulja Shuga Honey

Caramel Rain says:

I have insurance and cant afford to use it
____________________

them co-pays be a mutha! :cuss:

the copayment for my son’s epi-pen was $300. dam near fell out in CVS :ghost:

mind you, epi-pens expire every 6 months and then you have to get a new prescription

http://santanasantana.wix.com/artist San ah make ya dance

San, ER bills have almost driven me to bankruptcy in the past.
And you always get sick when you don’t have coverage, or during a lapse.

Flu: Yep! Got us one! Hey fellas…here’s one uninsured or lapsed bish right here. We just might win this time!
————
Praise God I have never been the sickly type, never had to go, always there with someone else. I’ve seen em, they a bish. Our insurance people even told us, if you can wait and go to your primary doctor, DO IT

http://www.youtube.com/watch?v=inYx0G9syU8 KayCeiSoul

Hey Beta! :hug:

And hello to all de bddrown sugahs!!!<– Habib voice.

That's what the man at the gas station calls me. "De Bddrown Sugah"

Caramel Rain

ayCeiSoul says:

Caramel Rain says:

I have insurance and cant afford to use it

*******************************

Well that means you can afford to let it go.
What’s the point.

If you get ill, go to the ER and say your name is Katie Olkowski, and you’re so sick that you left your id at home. You were seeing stars and barely made it there. Then pass out.

You’ll either wake up dead or treated. #helpful
***************

😆 I go regularly but my co-pays are so damn high that I usually just go when it’s necessary. I’m not letting it go b/c I’m in my childbearing years and anything can happen 😮

I went to the neuro in June about my migraines and they wanted to do an MRI and brain scan but I havent reached my ded so I’d have to pay 1250? Um no, just keep writing my Fioricet and if it gets worse, I’ll got the ER. But I get what your saying

Caramel Rain

Wake up dead? 😮

MissHarlem

Using the ER for your main source of health issues does no good to anyone. Especially the ones doing the finances and paperwork (a lil selfish on my end but whatevs)

Does the numbnuts know that this was the all mighty republican idea and now bc Obama’s name is attached to it its everything we should hate *GASP* dumb asses

The Master Beta :D

jeniefrumdabloc says:

Oh lord, I hate to see Blue Cross they are high as hell and its just me and my daughter
__________________________________

Yes lawd I liked it better when my husbands company had Cigna

Nakeya_J or Keke thanks to Unshake

PPL in here with kids, CHIP where I live is free for all kids, if your working or not. And you can still have them covered by your own insurance. Is that like that where you all are? I find that it makes it a bit cheaper. (the health insurance)

luVn_liFe…

J Said it! says: Yall folk gotta understand this is more than whats in front of you.. WAKEYOAZZUP

~
~
:hi: JsaidIT do Share

http://www.philly.com/ J Said it!

In america the land of the free.. you are being FORCED to buy a product/service. If not pay a penalty

yall gon learn today tho! but some just think obama is the messiah so carry on

yall know damn well if bush force this on yall he’ll be all kinds od lucifers.. but carry on!

That sounds about right :yes: insurance is high as hell, but I thank God for it though ……. between my surgery and my daughter surgery :phew: these doctors and hospitals high ….. I think just to get my daughter adenoids and tonsils removed, it was like 13,000 and then I had to turn around and have surgery ….. I want complain anymore, cause I am lucky to have good insurance ….. good day folks :peace:

Nakeya_J or Keke thanks to Unshake

the copayment for my son’s epi-pen was $300. dam near fell out in CVS

mind you, epi-pens expire every 6 months and then you have to get a new prescription
——
Does your city or state have free health care for kids? That’s a lot for an epi pen

Tt

Obamacare is not ‘free’ healthcare. Someone has to pay for it….and there you go.

http://santanasantana.wix.com/artist San ah make ya dance

Does the numbnuts know that this was the all mighty republican idea and now bc Obama’s name is attached to it its everything we should hate *GASP* dumb asses
————–
THIS and that :tea:

http://www.caboki.com/index.html Man, I just don’t care™

:coffee: <<waiting on new post

Caramel Rain

OutsidetheBox says:

It’s not ready to roll out to the public yet.
______________

*raised brows*

*rubs temples*

Morning Caramel. You think the Pres would just like, throw a sammich together?

****************

*breathing deeply* naw, I trust the Prez, especially since his MAMA died from Cancer so he knows the struggle. But IDK if it’s just the media but there is mass hysteria round these parts :bite:

The Master Beta :D

San ah make ya dance says:

San, ER bills have almost driven me to bankruptcy in the past.
And you always get sick when you don’t have coverage, or during a lapse.
Flu: Yep! Got us one! Hey fellas…here’s one uninsured or lapsed bish right here. We just might win this time!
————
Praise God I have never been the sickly type, never had to go, always there with someone else. I’ve seen em, they a bish. Our insurance people even told us, if you can wait and go to your primary doctor, DO IT
______________________________________________

That’s why if I ever have to make an ER trip I go to American Family Care all they want is my $35 copay :yes:

http://www.youtube.com/watch?v=inYx0G9syU8 KayCeiSoul

Shuga Honey says:

them co-pays be a mutha!
the copayment for my son’s epi-pen was $300. dam near fell out in CVS
mind you, epi-pens expire every 6 months and then you have to get a new prescription

****************************

That pownk azz pen, the ambulance, and the ER bill almost had me & the boys living in a Whirlpool box under an overpass. :no:

My son had an allergic reaction and couldn’t breathe while I was 40 miles away. Had to call an ambulance – no one was around with a car.

$5000 total. That damn pen? $370.
I told his azz NOPE. If you so much as see a hive, you better take that steroid, that other pill (forgot what it was), and some Benadryl. And sit on the WOOD FLOOR. Not the carpet. And close the windows. :coffee:

Caramel Rain says:
I have insurance and cant afford to use it
____________________
them co-pays be a mutha! :cuss:
the copayment for my son’s epi-pen was $300. dam near fell out in CVS :ghost:
mind you, epi-pens expire every 6 months and then you have to get a new prescription
_______________________
My god 😮 the most I had to pay in copay was 30 bucks, and that was for a specialty doctor …… :phew:

luVn_liFe…

Our insurance people even told us, if you can wait and go to your primary doctor, DO IT
~
~
and the lady with the babygirl and the Broken arm felt the child should have been in the ER

BoringMale

It’s not really fair for some to get free/low cost insurance and others (like me) pay out the azz for insurance and yet we get the same coverage? If that’s the case, I’m dropping my BCBS and signing up for Obamacare if it’s cheaper. IDK how this works. I think they need to think this ObamaCare thing through. It’s not ready to roll out to the public yet.

I’m all for universal insurance, but the disparities in income is not fair. IDK.

———-

I had that Blue Cross when I worked at Norfolk Southern back in the day, they made us get it though. It was only 65 per check, but this was back in 2003, not sure what that coverage would be now. I thought Blue cross coverage was fair at the time.

http://www.philly.com/ J Said it!

This obamacare gives govt/corporations more control over the masses.. theres more to come..hold up

http://pinterest.com/stilettosoulja Shuga Honey

Nakeya_J or Keke thanks to Unshake says:

Does your city or state have free health care for kids? That’s a lot for an epi pen
______________

yes, for ppl under a certain income. as soon as you say your job offers health ins they be like see ya, wouldnt wanna be ya! :peace:

luVn_liFe…

:newpost: Upstairs already 50 comments deep TUH! :newpost:

Caramel Rain

them co-pays be a mutha!

the copayment for my son’s epi-pen was $300. dam near fell out in CVS

mind you, epi-pens expire every 6 months and then you have to get a new prescription

San ah make ya dance says:
San, ER bills have almost driven me to bankruptcy in the past.
And you always get sick when you don’t have coverage, or during a lapse.
Flu: Yep! Got us one! Hey fellas…here’s one uninsured or lapsed bish right here. We just might win this time!
————
Praise God I have never been the sickly type, never had to go, always there with someone else. I’ve seen em, they a bish. Our insurance people even told us, if you can wait and go to your primary doctor, DO IT
______________________________________________
That’s why if I ever have to make an ER trip I go to American Family Care all they want is my $35 copay
_____________________

Yeen know ….. they have several emergency care facilities over near me …… These Hospital charge every thing :nono: That’s when I’m in there I snatch as much shyt as possible :nono: gloves ,sanitize rs :tea: hmph ! Make absolutely no sense

MissHarlem

I told his azz NOPE. If you so much as see a hive, you better take that steroid, that other pill (forgot what it was), and some Benadryl. And sit on the WOOD FLOOR. Not the carpet. And close the windows.

^^ that made me yelp like a damn dog :rofl:

The grand speech with parents. The verbage changes but it all means I dont got time to go to no damn hospital so hurt yourself if you want to. le sigh good times

It’s not really fair for some to get free/low cost insurance and others (like me) pay out the azz for insurance and yet we get the same coverage? If that’s the case, I’m dropping my BCBS and signing up for Obamacare if it’s cheaper. IDK how this works. I think they need to think this ObamaCare thing through. It’s not ready to roll out to the public yet.
I’m all for universal insurance, but the disparities in income is not fair. IDK.
———-
I had that Blue Cross when I worked at Norfolk Southern back in the day, they made us get it though. It was only 65 per check, but this was back in 2003, not sure what that coverage would be now. I thought Blue cross coverage was fair at the time.
__________________

Federal Government Blue Cross Blue Shield PPO is $198.00 per pay period….. $396.00 a month, and I think its going up again :tea: Dental and vision going up too, I have some extra insurance for that

Nakeya, you’re in Philly, right? Did you hear about the school admins that used the n word to describe some of their students?
—–
Yes I did. 😡 However I did not catch what school district it was. Was it Philadelphia School District or the county? Either way, they are crazy. Just a damn shame.

MissHarlem

Awwww Carmel. (The slow awwwww)

^^KAY you got one mo time to make me either yelp or laugh out loud and your font will be white :spank:

OutsidetheBox

The verbage changes but it all means I dont got time to go to no damn hospital so hurt yourself if you want to. le sigh good times
_______________

SO I cant do this growing my hurr out. Im thanking bout Halley Scary short
________________

:bounce: Growing the hair out isnt for everybdoy. OTB12 decided to get a short cut too! 😆 Gotta find something age appro.

LuVie your a beaut and you can carry short cuts with no thoughts. :yes:

The Master Beta :D

jeniefrumdabloc says:

The got damn dentist high as hell too
____________________________________________

Girl were having a meeting Thursday about benefits and we are loosing our gravy ass dental I loved to see the workers face when we’d go they’d be like where the hell ya’ll work Blue Cross nope that’s the first dental coverage that I’ve seen that paid 100% for everything and also gives $2000 for braces I’mma miss it 😥

This guy needs to shop around… Those high premiums should “open up the market” and new companies should be sprouting up to compete for our business. Even Walgreens has a prescription plan that helps you save money on certain meds…

My ins went up this year also. But it’s not bad IMB… I pay about $375 a month, for med, dental, and vision insurance all together (3 diff cos, I just added it up).

Jenny, my vision is 8.67 twice a month, and 12.50 for dental twice a month. The dental is MetLife, I can’t recall who the vision is with.

Which all of this reminds me that I am paying for shatt that I am not using 😡

I need my eyes checked and to get into the dentist’s office 😮

WUT U GONE DO WITH THAT LIL THANG?!! :rofl:

GOOD MORNING YALL!!! :waves:

So what about the subsidies that they are suppose to help you cover the cost?.. :waiting:

Nakeya_J or Keke thanks to Unshake

yes, for ppl under a certain income. as soon as you say your job offers health ins they be like see ya, wouldnt wanna be ya!
—–
Really? Dag. Here in Philly, they can’t tell you no, no matter how much you make.

Caramel Rain

cougar lover says:

good thing i don’t have any children
***************

Not yet 😮

Nakeya_J or Keke thanks to Unshake

@Nakeya, They said it was Coatsville.
—-
Just sad. I hope they get fired. Just makes me wonder how they are treating the kids they are calling the n-words. Just a damn shame.

http://sandrarose.com Sandra Rose

Brownskin Cutie (Carrington’s E-boo) says:

Uh oh, and my company is having a meeting about our insurance next week….
___________________

And wait until the mass layoffs begin. :no:

http://pinterest.com/stilettosoulja Shuga Honey

Smonae says:

Shuga do you ever look on the manufacturer’s site for coupons or a 30day free supply??
Sometimes it helps
___________________________

nope i just been holding on to the same expired ones for bout 2-3 years. if i shake it up its still some good, right :tea:

i do have a coupon around here somewhere tho but then you have to FIND that particular brand which of course isnt what was prescribed. and $5 off of $300 aint really doing too much of nothing.

jeniefrumdabloc says:
The got damn dentist high as hell too
____________________________________________
Girl were having a meeting Thursday about benefits and we are loosing our gravy ass dental I loved to see the workers face when we’d go they’d be like where the hell ya’ll work Blue Cross nope that’s the first dental coverage that I’ve seen that paid 100% for everything and also gives $2000 for braces I’mma miss it 😥
___________________

Jenny, my vision is 8.67 twice a month, and 12.50 for dental twice a month. The dental is MetLife, I can’t recall who the vision is with.
______________________

I have the high option so I think mines is a lil more, same with the vision , but its just me on the vision. I think I am about to add my daughter though…. I love my vision , free exams …. up to 150 dollars on frames and my out of pocket for frames is 10 bucks, :yes:

Smonae

Shuga, I’ve seen a couple that actually covered the entire copay or offered a free 30 or 60 day supply. $5 off of $300 aint chit tho :no:

http://sandrarose.com Sandra Rose

Shuga Honey says:

the copayment for my son’s epi-pen was $300. dam near fell out in CVS

mind you, epi-pens expire every 6 months and then you have to get a new prescription
————–

Caramel Rain says:
I have insurance and cant afford to use it
____________________
them co-pays be a mutha! :cuss:
the copayment for my son’s epi-pen was $300. dam near fell out in CVS :ghost:
mind you, epi-pens expire every 6 months and then you have to get a new prescription
___________________
I imagined you falling out like the fat women do in church when they catch the Holy Ghost and busted out laughing. :hahaha:

With a bunch of other fat stewardesses standing over you fanning you saying: “In the Mighty Name of Jesus!” :ghost:

OutsidetheBox

Just sad. I hope they get fired. Just makes me wonder how they are treating the kids they are calling the n-words. Just a damn shame.
___________

Yesterday somebody who runs a blog we all like 😮 was like so who cares. :tea:

Pretty Brown Eyes

Look I’m all for a plan that will help cut down on the amount of non emergency ER visits. I took my son to the ER because he was having a bad asthma attack Lawaniqa in there wit pookie n them talking bout she think she pregnant and came there for a pregnancy test. The ER short staffed so I had to wait while she pee on a stick and pray my son don’t go on to glory while I’m waiting. If Lawaniqa had to pay that ER bill she just created she’da went to the drugstore and bought a test.

luVn_liFe…

Lawaniqa in there wit pookie n them talking bout she think she pregnant and came there for a pregnancy test
~
~
:facepalm: this the stupid typa shyte my younger sis does :no:

OutsidetheBox

:no: This is just terrible. Yall bout to make me go do some work I’m so appreciative. 😮

Caramel Rain

_____________

You must be on a high deductible plan. And a healthy young lady like yourself shouldnt be needing to see the doc more than twice a year no?

If youre eating clean, taking care of self, save for a trauma, you and your +1 should not be underwater.

You smoking on the low or something?
**********

STOP IT, OTB! Girl, high deductible = low payment monthly. Yea I go like once or twice a year but this year, TUH, I been real accident prone for some reason. My eczema flared up this sprang and had to get 3 shots. I have had to get two moles removed to. Gotta keep my skin flawless :nun:

Im a victim of second hand smoke :sick: so I think it’s affecting my immune system or some? IDK. And I have migraines and see a neuro for this.

Ladies, don’t forget to visit WebMD’s Symptom Checker before you run to the ER after ObamaCare goes into effect next week. The symptom checker will tell you if it’s worth it to spend that huge co-pay.

:pc:

Nakeya_J or Keke thanks to Unshake

Yesterday somebody who runs a blog we all like was like so who cares.
—–
*reads sentence three different times* Dag really? Well it’s her blog….but shoot I care.

OutsidetheBox

And so it begans. *tight face*

Diva

Dis some bullshat :wave: morning Roses!!!!

http://www.youtube.com/watch?v=temAjb9d-5s 69

luVn_liFe… says:

the next time my son act like he wanted to have a episode i put his ass in the shower and told him to say ahhhhh till the peanut residue washes out.
brushed his teeth and his tongue, made him gargle, gave him a benadryl and got the hell on. aint nobody got time for that mess. shiiiiiiiiiiit
imma be at home boiling shyt like honycoated. making my own epi pen.
~
~
:casket:
Girl I almost got a blod clot in my eye from holdng in my yELP!! :hahaha:
______________________

Caramel Lenscrafters is highway robbery :nono: find you another vision place !!!!

3halos

Hmmm, 300 for a family plan??? From where? The bookdocks? I pay $320 for a SINGLE plan!

Caramel Rain

Pretty Brown Eyes says:

Look I’m all for a plan that will help cut down on the amount of non emergency ER visits. I took my son to the ER because he was having a bad asthma attack Lawaniqa in there wit pookie n them talking bout she think she pregnant and came there for a pregnancy test. The ER short staffed so I had to wait while she pee on a stick and pray my son don’t go on to glory while I’m waiting. If Lawaniqa had to pay that ER bill she just created she’da went to the drugstore and bought a test.

******************

umm, you must went to one of the state hospitals? Im sure that girl wasnt in there just for shyts n giggles. Hell who wants sit in the ER for hours for preg test? Maybe she was having complications or spotting or some? IDK. There are many places that offer preg test for free. I know. I done been to them the all 😮 J/P.

mind you, epi-pens expire every 6 months and then you have to get a new prescription
————–
How is that even legal?
_____________________________

because peanut allergies are fatal and a child with a peanut allergy has to have an epi pen on him at all times (one for school/one for home/$150 each). unfortunately, the medicine doesnt last forever. i think all medicine expires within a few months or a year. we still had all the medicine i been paid for all these other years. i prolly got a thousand dollars worth of expired epipens in my bathroom right now.

3 Halos my plan is not a ‘family plan’, just me and 1 kiddo 😮
The medical is through Cigna Great West :tea:

Caramel Rain

cougar lover says:

….and kenya i meant the very idea of having a child. not baby making sessions tho
*************

😆 Cougar! If we making love, there is a possibility that could lead to making a baby! Just be prepared 1+1=3 :rofl:

what you got against fatherhood anyways, other than your frugalness 😆

OutsidetheBox

😆 :hahaha:

luVn_liFe…

Speaking of BS insurance and Crap! wer getting Hurricane Impact windows installed asked our agent to run the #s to see how much of a discount we would get.
this chyte says $104!!
R They outta ther fuqqin minds!! :smack:
damn

Brownskin Cutie (Carrington’s E-boo)

@OTB, what guy from yesterday?

http://pearlswindow.com Carrington

One thing I know for sure: People who think the sun doesn’t shine until Obama wakes up will support and justify every single move he makes – even to the detriment of themselves, their family, their livelihood, and their every day ability to keep on keeping on.

SMH

What makes this any different than the ridiculous than some of Bush’s policies? Not much.

What makes the people who support everything Obama any different those people who support everything Bush did despite their continued struggle? Not much.

I’m trying to survive with a little breathing room. I ain’t trying to support “history”… I’ve got a child to support and if the person who best helps me achieve that goal looks like me, my child, or Pippy Longstocking – that’s the MF I’m going with.

Damn a “support black business, umm politicians” when folk are a half paycheck from disaster.

OutsidetheBox

“expired” 😆 #moneymaker

luVn_liFe…

ShugaHOney
they just did a report last week on the Nightly News about EXPIRATION dates on food\meds.
that stuff is still good.

@Carmel I don’t know where you live but here the hospital ER has to take insured or non insured. Wasn’t no state hospital it was a private hospital. She wasn’t sure if she was pregnant so it wasn’t like she was having a misscarriage. The chick didn’t wanna spend 15 bucks on a test so she went to the ER cause she knew they had to see her. They do it all the time.

@BrownskinQT Some dude who popped up on my FB feed and now he my boyfren. 😳

So so fineeeee. So fine. 😐

Welll, what’do I gotta do to see this young man 😮

:cell:

Diva

Carrington says:

One thing I know for sure: People who think the sun doesn’t shine until Obama wakes up will support and justify every single move he makes – even to the detriment of themselves, their family, their livelihood, and their every day ability to keep on keeping on.

SMH

What makes this any different than the ridiculous than some of Bush’s policies? Not much.

What makes the people who support everything Obama any different those people who support everything Bush did despite their continued struggle? Not much.

I’m trying to survive with a little breathing room. I ain’t trying to support “history”… I’ve got a child to support and if the person who best helps me achieve that goal looks like me, my child, or Pippy Longstocking – that’s the MF I’m going with.

Damn a “support black business, umm politicians” when folk are a half paycheck from disaster.
——————-
:applause: well said Carrington 😉

He on his way. *giggles* I wanna google image search his ass but that pic is mildly NSFW.

http://pinterest.com/stilettosoulja Shuga Honey

luVn_liFe… says:

ShugaHOney
they just did a report last week on the Nightly News about EXPIRATION dates on food\meds.
that stuff is still good.
_________________________

sho is. im not throwing it out. especially since we only used ONE way back in 2004. 9 years of my money down the drain. im not buying no more. :nono:

not when peroxide is 3 for a dollar. man, listen here.

Brownskin Cutie (Carrington’s E-boo)

@OTB Ohhhhhh ok

luVn_liFe…

well said Carrington
~
~
OH Cut the CRAP divA!!! 😀

3halos

Sandra, news media outlets are reporting that the health care law may not pass the Democratic-controlled senate. Forcing people and saying they HAVE to have insurance or you are fined is not going to fly with too many. Most people like to “think” they have a choice.. even if we don’t technically… What I’d like to understand is why he couldn’t help minimize deductibles without raising premiums before trying to force people to get insurance. If you make it more affordable, people will be signing up for insurance. Most don’t have insurance b/c of neglect, they have it b/c they can’t afford it.

I’ll be honest, many of my friends work for themselves as well, work for small companies or are consultants and pay health care monthly/independently. BUT the deductible is so dang high, you can be sitting here paying $300+ a month for one person which is already hard and then STILL never utilize the insurance properly b/c you can’t come up with the ridiculous deductible (1-5000k). It’s going to be same thing for the MASSES of people who are forced to get insurance. You’ll be paying a monthly fee … but only when you pay that deductible can you be seen.

I think its funny that certain factions refuse to support anything he does because of who he is.

To me that is a MAJOR factor in why this “healthcare” reform is causing so much division and angst…but the major talking points are “Its too expenisve” Not WHY is it so expensive. Insurance companies have profit as the number one. They can “say” they have a customer centric focus but if they did they all would operate more like allstate (customer friendly ins comp).

He pulled bits from here, bits from there. How is it possible to tailor a plan to fit the whole country? All of us have to give and take.

Good Morning all, well working for the largest health care provider in PA BC/BS, the real reason your premiums go up every year is rather simple because we want too and we can, its not like your employeer is going to give you any more than 3 or 4 options and only two of those options are good ones.

Diva

Carrington says:

Sandra’s always slow, or y’all never talk about anything when I have time to creep. When I’m busy, I can’t even keep up with the comments.
——————-
*clears throak* what you wanna talk about Carrington?

Caramel Rain

Pretty Brown Eyes says:

@Carmel I don’t know where you live but here the hospital ER has to take insured or non insured. Wasn’t no state hospital it was a private hospital. She wasn’t sure if she was pregnant so it wasn’t like she was having a misscarriage. The chick didn’t wanna spend 15 bucks on a test so she went to the ER cause she knew they had to see her. They do it all the time.

Diva, he is not gonna talk about anything with you, you Jezebel!!!!
:box: :hahaha:

MissHarlem

Ewww that person’s thumb needs a manicure 🙁

OutsidetheBox

the real reason your premiums go up every year is rather simple because we want too and we can,
___________

*files nails*

MissHarlem

:listen:
Make a hole make a hole and let the Queen come past
I come through in the speedboat, with 808’s in the glass
Push big things here, bet most of y’all crash
Back to trainin lightweights, you in the wrong weight class
Haters, stay awake, fuck the Harlem Shake
We “Slam” dance like Onyx, check my ebonics
You got, heat nigga you thinkin we won’t blaze?
Gotta come hard cause these are the last days
When I, do it I do’s it, ain’t no more to it (word)
Ask Ice Cube, I puts my back into it
From car dealers to Macy’s, to cashiers that brace me
We train like the Navy for whatever the case may be
I pass on the 6, they don’t impress me much
I want the bulletproof 7 cause the doors lift up
They pick the best of all girls, so how y’all sound?
I got the best of both worlds, holdin me down

Good Morning all, well working for the largest health care provider in PA BC/BS, the real reason your premiums go up every year is rather simple because we want too and we can, its not like your employeer is going to give you any more than 3 or 4 options and only two of those options are good ones.

==============
That may be how it begins, but when anything is market based, it should improve for the customer AND THEN those employers like your job will be forced to lay off workers, so it will balance out :tea:

IMB 😮

Diva

Brownskin Cutie (Carrington’s E-boo) says:

Diva, he is not gonna talk about anything with you, you Jezebel!!!!
:box: :hahaha:
————————-
Quit being so dayum insecure!!!! I don’t want yo man guhl? :nana:

OutsidetheBox

*grabs OTB and locks her in the closet*
_________

Yall stangy asses aint got to worry about me. Everytime I see his gravi I just turn my head now. All that potent stuff. Nawl. I’ll get knocked up just looking at him. Dont chu/chall even worry. :hahaha:

MissHarlem

:listen: should of posted this first

This chit ain’t fair
I, am, Jay, Hov’
Mami shake ya body body, don’t hurt no-body body
It’s me in the God-body, R. Kelly the John Gotti
of R&B thug and me I would say I’m probably
the hardest rapper to ever cop on poppy and
put it in a song, ma how could you go wrong ha? ha? ha? ha?
Worse than a armed robbery
Know that I’m armed properly, whenever the arm’s rocky
You can go on clockin me, ain’t nuttin gon’ stop me
High as Allah I be, movin in peace but I
move with the piece, so them, dudes in the streets
will never remove my piece, ha? ha?, got me
Niggaz’ll never get me, I never move sloppy
Move with the glock-50, got some Tupac with me
Let’s not test my gangsta, just, raise your glasses
Mami, shake ya asses, this is a thug classic

:danban:

Caramel Rain

Im so damn hongry. I hate when I brang my lunch but dont want to eat it.

Diva

OutsidetheBox says:

*grabs OTB and locks her in the closet*
_________

Yall stangy asses aint got to worry about me. Everytime I see his gravi I just turn my head now. All that potent stuff. Nawl. I’ll get knocked up just looking at him. Dont chu/chall even worry. :hahaha:
——————-
:rofl:

http://pinterest.com/stilettosoulja Shuga Honey

not to mention the hospitals charging an arm & a leg for Mucous receptors (kleenex). have you ever read the details of a hospital bill 😮

at the end of the day the rich will steady be rich and the poor will steady be poor.

Yall stangy asses aint got to worry about me. Everytime I see his gravi I just turn my head now. All that potent stuff. Nawl. I’ll get knocked up just looking at him. Dont chu/chall even worry. :hahaha:

*inserts rubber allergic joke here*

:hahaha:

Caramel Rain

cougar lover says:

Caramel Rain says:

Cougar! If we making love, there is a possibility that could lead to making a baby! Just be prepared 1+1=3

what you got against fatherhood anyways, other than your frugalness
—————————

ion know about you but my 1+1= 0
Trojans + Depo-Provera= good night, no nothing else

nothing against fatherhood, but umm, the way my care free is set up
->

***************

:rofl: :hahaha: You are a mess! I hope your girl isnt lying about being on the depo cuz it’s been known to happen.

:woot: Plus I just called my old number and it’s “not in service” so nobody else saw your boyfiend 😆

http://pinterest.com/stilettosoulja Shuga Honey

OutsidetheBox says:

Yall stangy asses aint got to worry about me. Everytime I see his gravi I just turn my head now. All that potent stuff. Nawl. I’ll get knocked up just looking at him. Dont chu/chall even worry.
____________________

:nono: that nut gone be quick and strong as hell like a dude that just came home from prison. shyt gone come out like concentrated orange juice.

When you have a surgery you really think that screw cost $750? :no: Dont believe the hype.

but healthcare is lucrative industry and the ppl at the top USED to being..top. :tea: So dont think they gonna go quietly into the night. Thats insurance, hospitals, manufacturers, drug companies. :$$$$$$: :tea:

cougar lover

lemme lay up under missharlems drawls, mouth open, while they being wranged out!!
———————————————————
^^^^^
somebody must really like to sip on top shelf :think:

OTB – I absolutely have NO viable debate as it relates to people fighting the President simply for the sake of fighting him. THAT is as clear as day to anyone willing to accept the reality of life in America in 2013 – where is it rooted? Partially it’s party politics which is the name of the game, but overwhelmingly, it reeks racism. No more. No less.

Do I think he has some good policies? Eh… I honestly can’t say that he would be amongst my top 5 – but I don’t aww his policies being that much worse, or better, than Bush’s so, they’re about a tie in terms of MY bottom line. I suspect that some are loyal to a party, some are loyal to a race, and some are loyal to their bottom line and I happen to fall into the latter category.

In a perfect world, he’d be able to do his job and make everyone happy, but the reality is that no one will ever be happy. You make the poor folk happy, you piss off the rich folk because that happiness usually comes at a financial loss for them. You make the rich folk happy, and you’ve pissed off the poor folk.

Meanwhile, people in the middle just stuck like chuck.

He’s never going to win, but where I see the fail for us is that he won’t be taken seriously if we don’t call him out on the things that he’s not handling that affect us in a positive way.

Calm down, Cougar! Just asking. I wasnt saying your gf was dishonest I was just making a statement about men not knowing if their woman uses BC or not. No accusations or non. Good luck!

OutsidetheBox

Meanwhile, people in the middle just stuck like chuck.

He’s never going to win, but where I see the fail for us is that he won’t be taken seriously if we don’t call him out on the things that he’s not handling that affect us in a positive way
______________

I do agree that he needs to be taken to task. On many things. Healthcare, poverty and the link to racism, gender equality. He “loves” ladies (big flirt..) but Obama hasnt really put that many into position. I see him. :huh:

Then again if we call him out too loud, the majority (and thats still not brown ppl, no matter what census says) will jump on that like flies to chit and rabblerouse.

cougar lover

@Caramel

i wasn’t getting in my feelings. i was merely stating that we should marinate on the idea of US :love: everything else is a blur when i see your font.

AllNYC

You are free to use to the insurance marketplace to get a better deal on insurance than the one your employer uses. The employer contribution will not be the same, but it may work better for you and your family.
I have BCBS and pay $125 per month for me and my son. No co-pay for wellcare visits for my 16 month old or my maternity checkups.
It really depends on your employer – soooo that doesn’t necessarily fall into Obama’s lap. If your employer skimps on their contribution to your insurance, that is something to take up with them.

http://www.tt-time.com/ m9ser1

i have bcbs becaus i had to change plans. keystone was the best.. premiums when from like $200 to $900 on keystone. smh