Please be advised you will not receive any email notification to claim/unlock/unsuspend your account
or to provide any private information. Please be aware of any
Phishing Scams to obtain information from you.

I. Introduction

On Friday, May 8, 2015, Edgebrook Bank, Chicago, IL was closed by the Illinois Department of Financial & Professional Regulation - Division of Banking, and the Federal Deposit
Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed.

The FDIC has assembled useful information regarding your relationship with this institution. Besides a checking account,
you may have Certificates of Deposit, a car loan, a business checking account, a commercial loan, a Social Security direct deposit,
and other relationships with the institution. The FDIC has compiled the following information, which should answer many of your questions.

II. Press Release

The FDIC has issued a press release
(PR-040-2015) about the institution's closure.
If you represent a media outlet and would like information about the closure, please contact
LaJuan Williams-Young at 1-202-898-3876.

III. Acquiring Financial Institution

All deposit accounts, including brokered deposits,
have been transferred to Republic Bank of Chicago, Oak Brook, IL ("assuming institution") and will be available immediately.
The former Edgebrook Bank location will reopen as a branch of Republic Bank of Chicago during regular business hours.

Your transferred deposits will be separately insured from any accounts you may already have at Republic Bank of Chicago
for six months after the failure of Edgebrook Bank. Checks that were drawn on Edgebrook Bank that did not clear before
the institution closed will be honored as long as there are sufficient funds in the account. If you have questions about your account(s)
transferred to the assuming bank, you may speak to an FDIC representative by calling (888) 206-4662.

You may withdraw your funds from any transferred account without an early withdrawal penalty until you enter into a new deposit
agreement with Republic Bank of Chicago as long as the deposits are not pledged as collateral for loans.
You may view more information about Republic Bank of Chicago by visiting their web site.

V. Banking Services

The Automated Teller Machines (ATM) and online service will remain available.

The bank will maintain its regular business hours, and you may continue to use the services to which you previously had access,
such as safe deposit boxes, night deposit boxes, wire services, etc.

Your checks will be processed as usual. All outstanding checks will be paid against your available balance(s) as if no change had occurred.
Your new bank will contact you soon regarding any changes in the terms of your account.
If you have a problem with a merchant refusing to accept your check, please contact your branch office.
An account representative will clear up any confusion about the validity of your checks.

All interest accrued through Friday, May 8, 2015 will be paid at your same rate. Republic Bank of Chicago will be reviewing rates.
You will be notified of any changes.

Your direct deposits and automatic withdrawals will be transferred to your new bank. If you have any questions or special requests,
you may contact a representative of your new bank at your branch office.

VI. Loan Customers

If you had a loan with Edgebrook Bank, you should continue to make your payments as usual. The terms of your loan will not change, because they are contractually agreed to in your promissory note. Checks should be made payable as usual and sent to the same address
until further notice. If you have further questions regarding an existing loan, please contact your loan officer.

Please note: There are time limits for filing a claim, your claim must be filed
on or before 08/12/2015.
Under federal law, failure to file a claim on or before the Claims Bar Date will result in disallowance of the claim by the Receiver.
The disallowance will be final. 12 U.S.C. Section 1821(d)(5)(C).

If you or your company provided a service or product, leased space, furniture, or equipment to Edgebrook Bank
prior to Friday, May 8, 2015 and have not been paid, you may have a claim against Edgebrook Bank.

NOTE TO CLASS CLAIMANTS: By law, the Receiver will not accept a claim filed on behalf of a proposed class of individuals
or entities or a class of individuals or entities certified by a court. EACH individual or entity must file a separate claim with the Receiver.

TO EDGEBROOK BANCORP, INC. INVESTORS

All shares of Edgebrook Bank were owned by its holding company, Edgebrook Bancorp, Inc., Chicago, IL.
The holding company was not included in the closing of the bank or the resulting receivership.
If you are a shareholder of Edgebrook Bancorp, Inc., please do not contact or file a claim with the Receiver.
You must contact Edgebrook Bancorp, Inc. directly for information as follows:

X. Brokered Deposits

The FDIC offers a reference guide to deposit brokers acting as agents for their investor clientele.
This site outlines the FDIC's policies and procedures that must be followed by deposit brokers when filing
for pass-through insurance coverage on custodial accounts deposited in a failed FDIC Insured Institution.