Click here to download a Microsoft Word version of the document shown below.
Be sure to keep a backup or printout of this document in safe keeping as it will contain important and confidential information.
See How to get organized for recommended ways to keep track of bills, investments, and data.

Oftentimes your "accumulated balance" will include company match amounts that are contingent on your years of service.
If you have left the company and are not fully vested, you will forfeit the non-vested part of the balance when rolling over from one 401K to another.

The amount you will need to save each year to have enough for retirement can be calculated below. This is an inflation adjusted calculation that assumes an average rate of inflation and puts everything in today's dollars. Enter the requested values and press the "Re Calculate" button.

Retirement Savings Calculator

Your Current Annual Income:

$

Percent of Annual Income you will need for Spending in Retirement (65% of today's annual salary recommended):