The cashiers have told me the official policy is to use it the next time. Ask them up front how they do it so you know what to do with that cashier and explain your situation. You can always just plan to do your stuff in 2 transactions, that is what I would do.

If they are being difficult, buy the stuff with gift cards first, go to lunch and then go back to a Target and buy anything else you needed and use the cards. Okay, I feel for you but, mine is because I have to haul many kids in and out for the two transactions.

__________________SAHM by choice to five wonderful children. I still claim to have the best hubby around.