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Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Warning: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Comparison warning

Comparison rates for all the above products are based on a loan of $30,000 over 5 years. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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BestFind.com.au provides factual information in relation to financial products. While
BestFind.com.au
attempts to make a wide range of products and providers available, it may not cover all the
options available
to you. Moreover, we cannot be responsible for changes made to this information by product
providers and/or
inaccurate information obtained from a product provider. All product information comes from the
product
provider or publicly available information and to the best of our knowledge is correct at time
of publishing.
The information published on BestFind.com.au is general in nature only and does not consider
your personal
objectives, financial situation or particular needs and is not recommending any particular
product to you. If you
decide to apply for a product you will be dealing directly with that provider and not with
BestFind.com.au.
BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking
up any
financial product offer. For more information please see BestFind.com.au's Terms of Use and
Services Guide.

Compare and review Horizon Credit Union personal loan rates

Looking to make major purchase, go on a holiday or perhaps to consolidate your existing debts into one simple regular repayment? When comparing Horizon Credit Union personal loans, there are other important things to consider and understand, other than just Horizon Credit Union’s interest rates.

What personal loan options does Horizon Credit Union offer?

Horizon Credit Union has 1 personal loan product:

Horizon Credit Union Great Day Secured

View the above table for detailed product information and a comparison of the interest rates, fees and features.

Do you have a Horizon Credit Union personal loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

How to apply for a Horizon Credit Union Personal Loan?

If you’d like to apply online for a Horizon Credit Union personal loan, just scroll up and click on “Learn more” to be taken to Horizon Credit Union’s secure online application form. Before you apply, be sure to learn about Horizon Credit Union’s personal products, fees and eligibility criteria. Give yourself around 30 minutes to complete the application.

Horizon Credit Union’s personal loan eligibility criteria

Before you apply for a personal loan, be sure to understand and meet the Horizon Credit Union’s lending criteria. Below is high-level overview of Horizon Credit Union’s criteria:

Horizon Credit Union’s minimum requirements for a personal loan

Minimum age of 18

Earn a minimum of $15,000 per annum

An Australian citizen, permanent resident or have a valid visa

Information you’ll need to provide

Whether at the Horizon Credit Union branch or online, make sure to have the following nearby:

Proof of income. A verifiable and steady employment. You may be required to provide copies of your most recent pay slips and employer’s contact information

A list of your assets, expenses and liabilities

Driver’s licence (if you have one) or other forms of ID

Are you self-employed?

If you’re self-employed, you will also need to provide:

Financial statements for the last year

Your most recent personal/business tax return

Other things to keeping mind when applying with Horizon Credit Union

It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit

Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Horizon Credit Union personal loan

There are many additional factors Horizon Credit Union consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use a Horizon Credit Union personal loan for?

You can borrow for almost any worthwhile purpose. No, going to the casino and putting it all on black is not a worthwhile purpose.