Article 50 has been triggered/ sent / delivered and negotiations have begun. If you haven’t taken advantage of the extremely low mortgage rates on offer, now is the time to grab one as Brexit or no Brexit, the only way is up.

The shared ownership and Help to Buy schemes are only available through recognised and authorised agents. Mortgage Required is delighted to announce that we are now able to offer our clients mortgages for both schemes as approved Help to Buy mortgage advisers.

It has long been recognised that the best way to secure the right mortgage deal is to fully explore the market and what is on offer to whom. As the financial markets have expanded and matured, it has become harder for the layperson to interrogate the market completely and with the level of forensic understanding required if the best informed decision is to be made.

One of the silver linings of Brexit — for now — is that mortgage rates remain very competitive My advice on what to do now is to Remortgage to an excellent deal without delay, in case these deals are replaced or withdrawn.

It’s been an interesting month at Mortgage Required, as we launched our 2016 campaign,” Saving Britain, one Mortgage at a time.” As well as making the staff dress up as Superheroes (yes really), we hit the road to take the message round the Thames Valley, that just like any other household bill, homeowners can also save money on their mortgage.

Interest rates are so low that mortgage lenders can’t really cut them any more in order to win business. Instead of fighting it out in a rate war, providers are looking for new markets or niche areas for lending.

We enter a team every year in what is fast becoming a Mortgage Required tradition. The Round the Island Race was first run in 1931 with just 25 entries. It is now a firm part of the British Summer Season and Social Calendar

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. More detail can be found on their website: www.financial-ombudsman.org.uk