COLUMBUS, Ohio, Aug. 22, 2013 /PRNewswire/ -- Demotech, Inc. has affirmed the Financial Stability Ratings® (FSRs) assigned to Title underwriters based on the review of second quarter 2013 statutory financial information. All FSRs were affirmed. There were no upgrades or downgrades.

Demotech is currently completing its annual review of reinsurance, agency appointment guidelines, agency review procedures and defalcation prevention procedures for Title underwriters. Demotech will announce the findings of this review in the near future.

FSRs are a leading indicator of the financial stability of Title underwriters and present Demotech's opinion of the ability of the insurer to meet its insurance related obligations based upon the assessment of financial information. FSRs are not an endorsement of any particular insurer or its products. Insureds and agents need to independently evaluate their relationship with a particular insurer as well as the applicability of that insurer's products to the needs of the insured or agent.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer. Demotech's philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size. Visit www.demotech.com for more information.