Access Modification funds and additional down payment and closing cost assistance available for persons with disabilities.

Servicing provided by PHFA for the life of the loan.

PHFA has been in the home loan business for over 30 years helping 150,000 households purchase a home in PA.

Home repair programs are available too.

For more information, visit www.PHFA.org or contact a mortgage loan originator.

*Household income limits apply to these programs.

Important Notice: Interest Rates and Maximum Loan-to-Value may be based on Credit Score, Property Type, Occupancy, Purpose, Investor, Insurer, Loan to Value and other factors. Additional investor, insurer and Orrstown Bank criteria/conditions apply to all products. Information provided is for illustrative general use only and does not contain all qualification and automated underwriting approval requirements. Orrstown Bank reserves the right to change this information at any time. Meeting any of the criteria does not constitute a commitment to lend.

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Not a deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by the Bank. May go down in value. Securities, investment advisory services and other investment products are offered through Cetera Advisor Networks, LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.

Cetera Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.