***SMALL Apartments too (up to 50 units), small income property- We are the "income property" financing specialist

HIGHLIGHTS OF LOAN PROGRAMS: Up to 80% loans - stated , 30 year loans to 75% , cashout to 75%

what we do different : no seasoning loans, non bank loans (we dont work with banks) , porfolio specialists, blanket, rehab to rental. What we need - the borrower "story" - see our step 1 - for a realistic answer about terms, ltv, etc.. we need your accurate loan data. We can close "non bank" investor loans in Texas and top 100 metro areas nationwide.

SOFT Money (Non Bank Qualifying) , Fixed for 30 years - Whatever fits your need - These loans are for the investor who "just misses" bank qualifications. Maybe you own 10+ properties, self employed, had bk or foreclosure in last 4 years. Hybrid underwriting- good for self employed investors or those not showing enough on tax returns (they use bank statements , property cashflow and tax returns)

GET QUALIFIED FOR A LOAN NOW We have a 2 step process, so if you have quick request, go to step 1 and we will review right away. CLICK STEP 1 OR 2 FOR INVESTOR LOAN APP - BELOW

Financing options for the Texas Real Estate Investors & Landlord

Texas Investor loans - our mission , providing the 3 basic financing strategies for landlords and real estate investors. Depending on the investors need (long term, rehab, bank - non bank, owner finance) we are able to structure a solution. We are different in that we are part of the underwriting process and offer a candid consultation on what can be realistically funded.

**Stated Income" (no tax returns or 4506) loans, no credit min, no income from property caculated

Whether you wish to finance one property or build a portfolio we have a solution. Learn your options, be prepared and consider asking for a loan is like interviewing for a job.

BASIC SOURCES OF INVESTMENT PROPERTY FUNDING (Our services )

The following 2 categories (portfolio loans , both institutional grade and private funds are our specialty)

1. Portfolio Loans : Typically Banks, Credit Union, Life insurance companies and some non bank private funds (These are not mortgage banks) - Portfolio , or Balance Sheet lending loans , These are "story" loans. Maybe you have been turned down because you are self employed, or fluctuations in income. If your "story" is strong, meaning you have explanations, good cash reserves, compelling experience, other we can make loans that conventional mortgage banks cannot (again , a initiation of govt. insured mortgages) .

2..****(THE MOST FLEXIBLE ) Private (non institutional ) - hard money ,Non Bank: (Hedge Funds, Private individuals and small funds,even crowd funding)- higher rates (6% +plus) but if you have recent poor credit, not much income to show , out town owner of rental property , or other reasons these may be the best option.(1-4 unit investment rentals).

Do you need hard money for fix and flip - (rehab to rental), fund purchase and repairs then convert to a long term loan. : This is our hard money in Texas site for rehab-hard money , Urban Coyote Funding -Texas Rehab Loans) . All investors of real estate will at some point need a short term (hard money- rehab loan) , so please save site for your rehab loans.