Auto coverage at a glance…

Does auto insurance sometimes seem like a foreign language? Don’t let the terminology discourage you. To help you better understand some of the more common auto policy coverages, here are a few of the most used (but least understood) terms and definitions:

Bodily Injury Liability (BI) – Pays for damages that involve bodily injury to others for which you are responsible under the law.

Property Damage Liability (PD) - Pays for damages to property of others for which you are responsible under the law.

Comprehensive coverage- Pays for loss of or damage to your vehicle from all causes, except collision, subject to your policy deductible.

Collision coverage- Pays for damage to your vehicle that is sustained when you hit something, subject to your policy deductible.

Uninsured Motorist - This coverage allows you to recover bodily injury damages suffered in an accident in which the other party does not have any insurance, but is legally liable.

Underinsured Motorist - This coverage allows you to recover bodily injury damages suffered in an accident in which the other party is legally liable, but does not have adequate liability limits to pay the entire claim.

Auto & Home for podiatrists

Automobile Insurance

Member Insurance Solutions offers professional, friendly service, outstanding coverage options and incredible group rates on automobile insurance. Your policy will be tailored to satisfy your individual needs and placed only with an "A" rated company. Coverage is available for you, your employees and staff, friends and family. Call Member Insurance Solutions for the answers to all of your personal insurance needs.

group rates available, along with multi-policy discounts;

many other discounts available for safe drivers, students away at school and more;

choose from a variety of deductibles and enhanced coverage features;

enjoy fast, fair and knowledgeable claim service; and

our easy, no-hassle application process will save you time.

Homeowner's Insurance

Homeowner's insurance is available for residential and seasonal homes, rental dwellings, condominiums and for renters. Save money on your homeowner’s coverage through Member Insurance Solutions and local carriers you know and trust, such as Citizens/Hanover, Auto-Owners and Progressive.

Other Coverages Available

Aside from auto and homeowner's programs, we also provide a number of other coverages you may need to fully protect your personal and recreational assets.

personal umbrella liability coverage options available up to $5 million;

coverage available for RVs, trailers, motorcycles, ATVs and other recreational assets;

snowmobile coverage for high performance, touring and utility type snowmobiles;

boaters insurance and personal watercraft insurance; and

coverage for rental units, mobile homes and antique cars.

Remember, these outstanding programs are available to all your employees and staff, friends and family! You'll enjoy great discounts, professional service and outstanding coverages - why wait another day?

Contact Us

Care for a quote? Call 800.878.6765 and speak to Jeni Drummond (ext 462) or Beth Jackson (ext 443). If you prefer to request your quote electronically, an online quote form is available by following the link below. Simply complete the questions and click "submit." We'll contact you with your quote!

Submit our online quote form:

Statements on this website as to policies and coverage and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how coverage pertains to their individual situation. All coverage is subject to the terms, conditions and exclusions of the actual policy issued.