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After 24 years of marriage, Joe and Jane often finish each other’s sentences. So imagine how surprised they were when some differing goals emerged during a recent retirement income planning discussion with their financial advisor. As their advisor led the couple through an exercise designed to help them set retirement priorities, they discovered that Joe was eyeing a particular pocket of savings to enable his early retirement. Jane, on the other hand, viewed that same account as a fund for their children’s college education.

Opening a savings account with your local bank may provide an easy way to put money away for safekeeping, but the thought of doing more can be tempting. While your money will earn a small rate of interest with a savings account, you may want to consider an “investing” program that can potentially earn more from the money you put away. If investing is something that piques your interest, but you’re not quite sure where to begin, consider two of the most basic types of investments — stocks and bonds.

Christmas has come and gone and now within the week the new year will be upon us.
Like most people I have a tendency to make those open ended New Year’s resolutions, which have ranged from simple tasks I knew I would accomplish to ones that I have yet to do.

But instead of focusing on what I need to change this year, I want to focus on all the reasons that I have to be grateful.

I don’t say enough just how thankful I am for my husband Slade — he works very hard to provide for our family. And for that I couldn’t be more grateful for a number of reasons.

Had there ever been an All-Time Camouflage Wearing Team for Louisiana Tech University athletes through the years, the hands-down winner would have been Phil Robertson.
I know this for a fact because Phil was camo-smart when it wasn’t cool.

Way back when, I had a 7:30 a.m., twice-a-week journalism class at Tech during the winter quarter under the late Pete Dosher.