Santos Xiomara

Santos Xiomara is a striving, enterprising woman with desires to succeed with her husband. They have a daughter at home who is in primary school and after she gets out of school, she helps her mother with the chores at home and her husband helps her in the fields with the cleaning, pruning, and cutting. Santos Xiomara has a primary school education and only studied up to fourth grade because her parents are poor. They taught her to work on the farm in coffee planting and cultivation. She has been engaged in farming for ten years. She owns the land where she cultivates her crops and acquired it through great effort and determination. Her crops are located three kilometers from her home. Thanks to a good investment and money management, she was able to buy a car which helps her to reach her crops and carry the tools for their maintenance.

Currently, Santos Xiomara is requesting help to purchase fertilizers, organic fertilizer, and other inputs for her coffee cultivation that are difficult to acquire because of their high cost. Her dream is that her crops are one of the most productive in the region. In this way, she will be able to educate her daughter so that she will have a better quality of life, better employment opportunities, and a higher level of education since coffee growing is her family’s only source of work and income.

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More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.