Nov. 23, 2012
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Shoppers at a Target store in Chicago check the receipts of their purchases. / AP file photo by Sitthixay Ditthavong

by USA TODAY

by USA TODAY

USA TODAY is sifting through conflicting reports about whether consumers are going to let the fiscal cliff cut into their holiday spending â?? or maybe are already spending less. Tell us what you're thinking â?? and, more important, what you are doing.

Is the prospect of taking home $20 a week less (if you make $50,000 a year) to a little over $40 a week if you pay the maximum Social Security tax causing you to stay home from restaurants, skip that movie, or buy two sweaters instead of three this holiday season?

Or do you think the housing recovery, low interest rates and some stock market gains in 2012 are enough to make you not worry about it?

Let us know! We're planning to write about the cliff early and often between now and the year. But as always, sooner is better.

E-mail your story, along with your name and contact information, to tmullaney@usatoday.com.