Why Cat Financial

Higher satisfaction

Customers tell us they’re more satisfied with their equipment when they finance through Cat Financial.

Higher approval rates

Your loan has a better chance of approval with Cat Financial. Our global resources, knowledge of the industry and position as Caterpillar’s captive finance arm allow us to approve more loans and leases than most other lenders.

Lower down payments

You won’t need a large down payment with Cat Financial. We are able to offer specialized campaigns and tailored solutions to fit your needs, many times with zero percent down, to keep your business up and running.

Faster service

You’ll likely get approval faster, receive your funding quicker and pay less in documentation fees with Cat Financial than you would with other financial institutions.

More flexible terms

You can count on Cat Financial to be there in good times and bad. During the economic downturn, we modified thousands of contracts to keep our customers in business. We’re built for the long haul and for the life of your business.

Experienced Team - Industry Experience

Our team is solely focused on Cat equipment. As part of the Caterpillar family, our team leverages our collective industry knowledge, whether it be mining, electric power, marine, petroleum or otherwise, to determine the best solutions for your business. We know your business and the industry like no other financial institution or lender.