Contents

Features

User funds would be held at Aqoba's partner financial institution under the user's name, separately from Paymium's funds

User accounts will be individually protected up to 100,000 EUR by the Garantie des dépôts, the French equivalent of the American FDIC

Each account would in a few months after launch get its very own IBAN number, enabling its use as any other bank account, e.g. for salary deposits with optional automatic conversion to Bitcoin

Each user would soon be able to order their own debit card, accessing their EUR and BTC balance

All incoming and outgoing transfers would be 100% automated via direct access to the banking networks

Corporations would have access to an actual financial institution if they wish to start accepting Bitcoin and be safe from a regulatory point of view

Paymium hopes to have a much better legal standing and a much higher attractiveness for second and third-round investors.

Deposits

BTC

Bitcoins funds are added to the account after a manual confirmation process.

EUR

EUR bank transfers (SEPA) are accepted for deposits at no charge by the exchange.

International wire

Any currency may be sent as an international wire transfer. Currency conversion fees apply.

Withdrawals

BTC

Bitcoins funds can be withdrawn at no charge.

EUR

EUR bank transfers (SEPA) are sent and incur a wire fee.

Security

Accounts can be secured for two-factor authentication using Google Authenticator OTP or Yubico's Yubikey.

Mobile

Though there is no option for trading through Bitcoin-Central using a mobile app, the account's eWallet can be accessed for depositing and withdrawals (for spending) using the Paytunia mobile app or the Paytunia website.