Plans that may suit you

We all walk in different shoes. These plans are tailored right for the person you are.

Better than FD

5Y Return9.5%

Benefits

New to investing? Start here

Growth and safety

Higher returns than FD

No Lock-in period

Funds in the basket

Better than Savings Account

5Y Return8.1%

Benefits

Higher return on idle money

Start with a small amount

Withdraw money 24/7!

No Exit Load, No Lock-in

Funds in the basket

Buy life's little happiness

5Y Return19.9%

Benefits

Buy a car or go on world tour

Realise your short-term goals

High returns at slightly higher risk.

Funds in the basket

We build a better financial future for you

Have an experienced investment team work for you

Each mutual fund on ClearTax is chosen by our investment research team based on an investment methodology proven by decades of research

Power your financial life with technology

Our software manages your investment account for you 24/7, around the clock. We will do all the work so that you can focus on the other things that really matter

Easy access to keep yourself always on course

View all of your investment in one place, have complete transparency of every transaction you make, withdraw when you need the money

Some of our fund partners

In the News

With the e-KYC feature on ClearTax, users no longer have to worry about providing a bunch of documents for KYC fulfilment, but can simply sit back and experience a quick, smooth and paperless registration process. read more

In comparison to other tax-saving investments, ELSS funds come with the lowest lock-in period of only 3 years. Additionally, these are equity mutual funds, which means they have the ability to earn high returns over the long-term.

Tax-saving mutual funds come with the dual benefit of tax saving and wealth creation. They help you not only save taxes but build wealth over the long-term as well, because these mutual funds invest primarily in equities and earn higher returns than traditional tax-saving investments like PPF, FDs and NSC.

Not only ELSS funds, all tax-saving investments come with a lock-in period. But tax-saving mutual funds have the lowest lock-in period of only 3 years. In comparison, PPF has a lock-in of 15 years, while NPS and EPF require you to be invested till you retire.

SIPs are Systematic Investment Plans where money is deducted from your bank account and invested automatically. With an SIP, you’re able to purchase fund units at different levels of the market and benefit from rupee cost averaging.

Using an SIP, you’re able to invest regularly every month. By spreading out your investment like this, instead of investing the whole amount in one go, you can cushion yourself from catching a market peak. Furthermore, SIPs also provide the benefit of getting into a habit of saving and investing every month.

After rigorous modeling we choose the the right mix of funds that is best suited for your needs. We look at fund’s past returns, fund manager’s performance, it's consistency, performance against it’s peers among other things to shortlist the funds.

Your money goes directly to the accounts of the mutual funds that you invest in. it does not come to ClearTax. At the time of redemption, the money will be transferred by the fund company and deposited directly to your bank account.

There is no fixed amount that you need to invest every year in a mutual fund. Most funds have a minimum investment ₹1000, but the cumulative yearly investment can be as per your convenience. On ClearTax you can start investing with just ₹ 3000.

You can withdraw your investments anytime from your ClearTax Investment Dashboard. After redemption, the money is usually transferred to your registered bank account directly in 3 working days. Tax saving funds (ELSS) have a 3 year lock-in after which you can redeem.

ClearTax is registered with the Association of mutual funds (AMFI) under ARN code: ARN110027. Your investments made through ClearTax are 100% genuine. All data and transactions are protected with 128 bit encryption.

Yes. Know Your Customer (KYC) compliance is mandatory to invest in ELSS funds. But unlike what you would think, KYC is not a difficult process. ClearTax has a completely paperless process for KYC which can be completed online.

Featured Articles

Mutual fund investments are subject to market risk and the past
performance of a fund does not guarantee future results or
returns. Keep in mind that while diversification may help spread
risk it does not assure a profit, or protect against loss, in a
down market. There is always the potential of losing money when
you invest in securities, or other financial products. Investors
should consider their investment objectives and risks carefully
before investing.