Biographies

Mr. Jose Vinals is Group Chairman of the Board of the Company since 1 December 2016. José has substantive experience in the international regulatory arena and has exceptional understanding of the economic and political dynamics of our markets and of global trade, and a deep and broad network of decision-makers in the jurisdictions in our footprint. José began his career as an economist and as a member of the faculty at Stanford University, before spending 25 years at the Central Bank of Spain, where he rose to be the Deputy Governor. José has held many other board and advisory positions including Chair of Spain’s Deposit Guarantee Fund, Chair of the International Relations Committee at the European Central Bank, member of the Economic and Financial Committee of the European Union, and Chair of the Working Group on Institutional Investors at the Bank for International Settlements. José joined the International Monetary Fund (IMF) in 2009 and stepped down in September 2016 to join Standard Chartered PLC. He was the Financial Counsellor and the Director of the Monetary and Capital Markets Department and was responsible for the oversight and direction of the IMF’s monetary and financial sector work. He was the IMF’s chief spokesman on financial matters, including global financial stability. During his tenure at the IMF, José was a member of the Plenary and Steering Committee of the Financial Stability Board, playing a key role in the reform of international

Mr. William Thomas (Bill) Winters, CBE, serves as Group Chief Executive Officer, Executive Director of the Company since June 10, 2015. Bill is a career banker with significant frontline global banking experience and a proven track record of leadership and financial success. He has extensive experience of working in emerging markets and a proven record in spotting and nurturing talent. Bill is an independent non-executive director of Novartis International AG. Bill began his career with JP Morgan, where he went on to become one of its top five most senior executives and later co-chief executive officer at the investment bank from 2004 until he stepped down in 2009. Bill was invited to be a committee member of the Independent Commission on Banking, established in 2010, to recommend ways to improve competition and financial stability in banking. Subsequently, he served as an advisor to the Parliamentary Commission on Banking Standards and was asked by the Court of the Bank of England to complete an independent review of the bank’s liquidity operations. In 2011, Bill founded Renshaw Bay, an alternative asset management firm, where he was chairman and CEO. He stepped down on appointment to the Standard Chartered PLC Board. Bill was previously a non-executive director of Pension Insurance Corporation plc and RIT Capital Partners plc. He received a CBE in 2013.

Mr. Naguib Kheraj serves as Non-Executive Independent Deputy Chairman of the Board of the Company. Naguib has signifi cant banking and fi nance experience. Naguib is Chairman of Rothesay Life, a specialist pensions insurer, a member of the investment committee of the Wellcome Trust and a member of the Finance Committee of the Oxford University Press. Naguib spends a substantial amount of his time as a senior advisor to the Aga Khan Development Network and serves on the boards of various entities within its network. Naguib began his career at Salomon Brothers in 1986 and went on to hold senior positions at Robert Fleming, Barclays, JP Morgan Cazenove and Lazard. Over the course of 12 years at Barclays, Naguib served as group fi nance director and vice-chairman and in various business leadership positions in wealth management, institutional asset management and investment banking. Naguib was also a Barclays’ nominated non-executive director of ABSA Group in South Africa and of First Caribbean International Bank. He also served as chief executive offi cer of JP Morgan Cazenove. Naguib is a former non-executive director of NHS England and served as a senior advisor to Her Majesty’s Revenue and Customs and to the Financial Services Authority in the UK.

Mr. Andrew Nigel (Andy) Halford is Group Chief Financial Officer, Executive Director of the Company. Andy has a strong fi nance background and deep experience of managing complex international businesses across dynamic and changing markets. Andy is a non-executive director at Marks and Spencer Group plc and a member of the Business Forum on Tax and Competitiveness. Andy was fi nance director at East Midlands Electricity plc prior to joining Vodafone in 1999 as fi nancial director for Vodafone Limited, the UK operating company. Andy was later appointed fi nancial director for Vodafone’s Northern Europe, Middle East and Africa region, and later the chief fi nancial offi cer of Verizon Wireless in the US. He was a member of the board of representatives of the Verizon Wireless Partnership. Andy was appointed chief fi nancial offi cer of Vodafone Group plc in 2005, a position he held for nine years. As Group Chief Financial Offi cer at Standard Chartered, Andy is responsible for Finance, Corporate Treasury, Group Corporate Development, Group Investor Relations, Property and Supply Chain Management functions.

Ms. Tracy Clarke serves as Regional Chief Executive Officer - Europe & Americas of the Company. Tracy was appointed CEO, Europe and Americas in October 2015. Tracy joined Standard Chartered in 1985 and has held a number of roles in Retail, Commercial and Corporate Banking, in addition to Group functions, both in the UK and in Hong Kong. From 2013 until 2015, Tracy led a broad portfolio including Legal and Compliance, Human Resources, Corporate Affairs and Brand and Marketing. In her role as CEO Europe and Americas she is responsible for the Corporate & Institutional Banking, Private and Retail Banking businesses in the US, Latin America, UK, Jersey, Germany, France, Nordics and Turkey. Tracy was appointed as a Director of Standard Chartered Bank in January 2013 and became Regional CEO Europe & Americas in October 2015. Tracy is an independent non-executive director of Sky plc and sits on the board of England Netball. She is also a director of City UK.

Mr. Simon Nigel Cooper is Chief Executive Officer - Corporate & Institutional Banking of the Company. Simon joined the Group as CEO, Corporate & Institutional Banking in April 2016. Simon was previously group managing director and chief executive of Global Commercial Banking at HSBC. He has extensive experience across our markets and client segments. Simon joined HSBC in 1989 and held a number of senior roles there, including deputy chairman and chief executive offi cer, Middle East and North Africa; chief executive offi cer, Korea; and head of Corporate and Investment Banking, Singapore. He has signifi cant experience in the areas of corporate fi nance, corporate banking and transaction banking. Simon is a member of the advisory board of the Lee Kong Chian School of Business.

Ms. Judy Hsu serves as Chief Executive Officer, Singapore and ASEAN Markets (Malaysia, Vietnam, Thailand and Rep Offices) of the Company. Judy Hsu was appointed CEO Singapore in October 2015 and was appointed CEO Singapore and ASEAN Markets (Malaysia, Vietnam, Thailand and Rep Offi ces) in October 2017. Judy joined Standard Chartered in December 2009 as the Global Head of Wealth Management and led the strategic advancement of the Bank’s wealth management business. Prior to this, Judy spent 18 years at Citibank where she held various leadership roles in its Consumer Banking Business in Asia. Her last role in Citibank was Regional Head of Retail Bank for Asia Pacifi c and Country Business Manager for International Personal Banking in Singapore. Judy is a member of The Institute of Banking and Finance Council and sits on the Statutory Board of Workforce Singapore.

Mr. Benjamin (Ben) Hung serves as Regional Chief Executive Officer, Greater China & North Asia and Chief Executive Officer - Retail Banking of the Company. Ben was appointed Regional CEO, Greater China & North Asia on 1 October 2015 and CEO, Retail Banking on 30 November 2017. Ben was previously CEO for the Greater China Region. He joined Standard Chartered in 1992 and has held a number of senior management positions spanning corporate, commercial and retail banking in the UK and Hong Kong. During 2008 to 2014, he was the CEO of Standard Chartered Bank (Hong Kong) Ltd. Ben was previously a board member of the Hong Kong Airport Authority, the Hong Kong Hospital Authority and a Council Member of the Hong Kong University. Ben is a member of the Financial Services Development Council, sits on the Exchange Fund Advisory Committee and is a member of the General Committee of the Hong Kong General Chamber of Commerce.

Mr. Sunil Kaushal is Regional Chief Executive Officer of Africa & Middle East of the Company. Sunil was appointed Regional CEO, Africa & Middle East on 1 October 2015. Prior to this role, Sunil was Regional CEO, South Asia. Sunil has nearly 30 years of banking experience in diverse markets and has been with Standard Chartered for almost 20 years, holding senior roles across the Wholesale and Consumer Bank. Sunil has rich experience across the Group’s footprint, having served as the Head of Corporate Banking in UAE, Head of Originations and Client Coverage in Singapore, Global Head Small and Medium Enterprises and New Ventures in Singapore and Chief Executive Offi cer of Standard Chartered Bank (Taiwan) Ltd. Before joining Standard Chartered in 1998, Sunil held various banking positions at a number of leading international financial institutions.

Ms. Anna Marrs serves as Regional Chief Executive Officer, ASEAN & South Asia, Chief Executive Officer - Commercial & Private Banking of the Company. Anna was appointed CEO, Commercial & Private Banking on 1 October 2015 and is leading on the restructure of an expanded Commercial Clients business and the build out of the Private Bank. Anna took on the additional role of Regional CEO, ASEAN & South Asia in November 2016. Anna joined Standard Chartered as Group Head of Strategy and Corporate Development in January 2012. Prior to this she was a partner at McKinsey & Company’s Banking Practice in its Global Banking Practice and is a recognised expert in banking strategy. Prior to McKinsey she ran a fi nancial information and technology company, having started her career with a hedge fund in New York.

Ms. Doris Honold is Group Chief Operating Officer of the Company. Doris was appointed Group Chief Operating Officer in October 2015, supporting the Group Chief Executive in defining and executing the business strategy, reinforcing exemplary control and governance, ensuring strategic functional alignment and enabling efficient business growth. Doris joined the Group in March 2007, and has served as the Group Head of Market Risk and the Chief Operating Officer for Wholesale Banking. Doris started her career at Dresdner Bank in Frankfurt. She held several market risk leadership roles in Frankfurt, Tokyo and London, before taking over global responsibility for Dresdner Kleinwort’s market risk function.

Dr. Michael Gorriz is Group Chief Information Officer of the Company. Michael was appointed Group Chief Information Officer when he joined Standard Chartered in July 2015. An industry award winner, Michael joined from Daimler AG where he was most recently vice president and CIO with responsibility for the smooth operation of all Daimler systems and the management of IT projects globally. He has held various CIO roles within the Daimler group and has spent many years working across our footprint.

Mr. Mark Smith is Group Chief Risk Officer of the Company. Mark was appointed as Group Chief Risk Offi cer and a Director of Standard Chartered Bank in January 2016. Mark is responsible for managing Credit, Market and Operational Risk across the Group and ensuring the broader risk framework is effective. He also has responsibility for the Group’s Compliance function. Before joining Standard Chartered, Mark was the chief risk offi cer Europe, Middle East and Africa and global head, Wholesale Credit and Traded Risk for HSBC. He had a long and successful career at HSBC, having joined Midland Bank as a graduate trainee prior to its acquisition by HSBC. Other roles at HSBC included chief operating offi cer, Global Corporate & Institutional Banking and he has worked in London and Hong Kong.

Mr. David Fein is Group General Counsel of the Company. David joined the Group in September 2013 as Group General Counsel, advising the Board and the Court of the Bank on all material legal matters. He oversees Standard Chartered’s Legal function, Group Corporate Secretariat and Shared Investigative Services. David also serves as Chairman of Seeing is Believing, the Group’s flagship philanthropic effort dedicated to eliminating avoidable blindness. David has held various senior roles in the US Government, including as US Attorney for the District of Connecticut and as Associate Counsel to the President. He has extensive experience fighting financial crime and a track record of forming and supporting public-private partnerships. David is a member of the board of directors of Guiding Eyes for the Blind.

Ms. Tracey McDermott, CBE, serves as Group Head - Corporate, Public and Regulatory Affairs of the Company. Tracey was appointed Group Head of Corporate, Public and Regulatory Affairs in March 2017 and assumed responsibility for Brand and Marketing in November 2017. Tracey joined the Group in March 2017 from the Financial Conduct Authority (FCA). She joined the Financial Services Authority (FSA) in 2001 and went on to hold a number of senior roles at the FSA and more recently the FCA, including Director, Supervision and Authorisations and Director, Enforcement and Financial Crime. Tracey was appointed to the Board of the FCA in April 2013 before being appointed acting Chief Executive of the FCA. She was also a member of the Financial Policy Committee of the Bank of England and a Non-Executive Director of the PRA from September 2015 until June 2016. Tracey received a CBE in 2016 for services to financial consumers and markets. Tracey is a board member of UK Finance and an Honorary Professor at the Centre for Commercial Law Studies, Queen Mary University of London.

Ms. Pam Walkden is Group Head - Human Resources of the Company. Pam was appointed as Group Head, Human Resources in April 2016. Pam joined the Group in 1991 and has held a number of key roles across the organisation including Group Head of Corporate Affairs, Group Head of Internal Audit, Group Head of ALM and Group Treasurer, where she was responsible for the management of the Group’s balance sheet. In 2014, she became Group Business Head, Regions working closely with the Global Business Heads and Regional CEOs. She then took on the role of interim Group Chief Risk Offi cer from July 2015 to February 2016 before assuming the role of Group Head, Human Resources. Pam is a lay member of The Royal Veterinary College Ethics and Welfare Committee.

Ms. Elizabeth (Liz) Lloyd, CBE serves as Group Company Secretary of the Company. Liz was appointed Group Company Secretary in January 2016. Liz joined Standard Chartered in 2008, initially within Group Compliance, focused on regulatory risk and regulatory relationships, before being appointed as Group Head of Public Affairs, responsible for coordinating the Group’s policies and positioning on all political and regulatory matters. In 2013, she was appointed Chief Executive Offi cer of Standard Chartered Bank Tanzania, a position she held until October 2015. She received a CBE in 2008.

Shri. Om Prakash Bhatt is Independent Non-Executive Director of Standard Chartered PLC. Om has extensive commercial and retail banking experience, financial services and leadership acumen, with deep knowledge and experience of India, one of our largest markets. Om is an independent non-executive director of Hindustan Unilever Ltd, Tata Consultancy Services, Tata Steel Ltd, Tata Motors and Chairman of Greenko Energy Holdings. Om had a career spanning 38 years with the State Bank of India (SBI), India’s largest commercial bank, where he held a number of roles beginning with the lead bank department, which pioneered fi nancial inclusion. He led the project team that pioneered SBI’s technology initiative in the 1990s, undertook assignments at SBI’s Washington and London offi ces and held general management roles between 2004 and 2006, becoming managing director of SBI in 2006, culminating in his appointment as chairman of the State Bank Group until he stepped down in 2011. Om was chairman of the Indian Banks’ Association and was previously an independent non-executive director of Oil and Natural Gas Corporation.

Dr. Chi-Yan (Louis) Cheung is Independent Non-Executive Director of Standard Chartered PLC. Louis has a wide breadth of knowledge and experience of financial services, particularly in a Greater China context. Louis is managing partner of Boyu Capital Advisory Co, a China-focused private equity investment firm, independent non-executive director of Fubon Financial Holding Company and a Fellow and Council Member of the Hong Kong Management Association. Louis was a global partner of McKinsey & Company and a leader in its Asia Pacific financial institutions practice prior to joining Ping An Insurance Group in 2000. Louis worked in several senior roles at Ping An, including chief financial officer, before becoming group president in 2003 and executive director from 2006 to 2011.

Mr. David Philbrick Conner serves as Independent Non-Executive Director of the Company since 1 January 2016. David has significant global and corporate, investment and retail banking experience, strong risk management credentials and an in-depth knowledge of Asian markets. David is a non-executive director of GasLog Ltd. David spent his career in the financial services industry, living and working across Asia for 37 years, for both Citibank and OCBC Bank. He joined Citibank in 1976 as a management trainee and went on to hold a number of Asia-based senior management roles, including chief executive officer of Citibank India and managing director and marketing manager at Citibank Japan, before leaving Citibank in 2002. David joined OCBC Bank in Singapore as chief executive officer and director in 2002. He implemented a strategy of growth and led the bank through a period of significant turbulence. David stepped down as chief executive officer in 2012 but remained as a nonexecutive director on the board of OCBC Bank, before leaving the group in 2014.

Ms. Gay Huey Evans, OBE, serves as Independent Non-Executive Director of Standard Chartered PLC since 1 April 2015. Gay has extensive banking and financial services experience with significant commercial and UK regulatory and governance experience. Gay is a non-executive director of ConocoPhillips and Bank Itau BBA International plc and is deputy chair of the Financial Reporting Council. Gay spent over 30 years working within the financial services industry, the international capital markets and with the financial regulator. Gay spent seven years with the Financial Services Authority from 1998 to 2005, where she was director of markets division, capital markets sector leader, with responsibility for establishing a market-facing division for the supervision of market infrastructure, oversight of market conduct and developing markets policy. From 2005 to 2008, Gay held a number of roles at Citibank, including head of governance, Citi Alternative Investments, EMEA, before joining Barclays Capital where she was vice chair of investment banking and investment management. She was previously a non-executive director at Aviva plc and the London Stock Exchange Group plc. She received an OBE for services to financial services and diversity in 2016.

Dr. Byron Elmer Grote is Independent Non-Executive Director of the Company. Byron has broad and deep commercial, fi nancial and international experience. Byron is a non-executive director of Anglo American plc, Tesco PLC and is deputy chairman of the supervisory board at Akzo Nobel NV. He is also a member of the European Audit Committee Leadership Network. From 1988 to 2000, Byron worked across BP in a variety of commercial, operational and executive roles. He was appointed as chief executive of BP Chemicals and a managing director of BP plc in 2000 and had regional group-level accountability for BP’s activities in Asia from 2001 to 2006. Byron was chief fi nancial offi cer of BP plc from 2002 until 2011, subsequently serving as BP’s executive vice president, corporate business activities, from 2012 to 2013 with responsibility for the group’s integrated supply and trading activities, alternative energy, shipping and technology. Byron was a non-executive director at Unilever plc and Unilever NV before stepping down in 2015.

Dr. Han Seung-Soo, KBE, serves as Independent Non-Executive Director of Standard Chartered Plc. Dr Han is a distinguished economist and has a strong geopolitical background, with valuable knowledge of Asia and its economies. Dr Han sits on a number of advisory boards and is currently the UN Secretary- General’s special envoy for Disaster Risk Reduction and Water, special advisor to the High Level Panel on Water co-convened by the UN and World Bank, chair of the High-Level Experts/Leaders Panel on Water and Disaster, chair of the Water Advisory Group at the Asian Development Bank and co-chair of the International Finance Forum of China. Dr Han is non-executive director at Doosan Infracore Co Ltd and Senior Advisor with the Kim & Chang law firm in Korea. Dr Han is a former Prime Minister of the Republic of Korea. He has a distinguished political, diplomatic and administrative career, serving as deputy prime minister and minister of finance, foreign affairs and industry and trade before serving as prime minister from 2008 to 2009. He also served as Korean ambassador to the US, chief of staff to the president, president of the 56th Session of the United Nations (UN) General Assembly, special envoy of the UN Secretary-General on Climate Change and chairman of the 2009 Organisation for Economic Cooperation and Development Ministerial Council Meeting.

Mrs. Christine Mary Hodgson serves as Senior Non-Executive Independent Director of the Company effective from 1 February 2018. Christine has strong business leadership, finance, accounting and technology experience. Christine is chair of Capgemini UK plc, sits on the board of The Prince of Wales’ Business in the Community and is chair of The Careers & Enterprise Company Ltd, a government-backed company established to help inspire and prepare young people for the world of work. Christine held a number of senior positions at Coopers & Lybrand and was corporate development director of Ronson plc before joining Capgemini in 1997, where she held a variety of roles including chief financial officer for Capgemini UK plc and chief executive officer of technology services for North West Europe. Christine was previously a trustee of MacIntyre Care and was a non-executive director of Ladbrokes Coral Group plc before stepping down in May 2017.

Dr. Ngozi Okonjo-Iweala serves as Independent Non-Executive Director of the Company with effect from 1 November 2017. Ngozi has signifi cant geopolitical, economic, risk and development experience and expertise at a governmental and intergovernmental level. Ngozi holds a number of prestigious international advisory positions including Lazard and the Asian Infrastructure Investment Bank. She is Chair of GAVI, the Global Alliance for Vaccines and Immunisations. In addition she holds advisory panel and chair positions at a range of global institutions, including charitable foundations, nongovernmental organisations and inter-governmental organisations. Ngozi is a member of the G20 Eminent Persons Group reviewing Global Financial Governance and is an ambassador of the Open Government Partnership. A development economist, Ngozi spent 25 years working at the World Bank in various positions. After leaving in 2003, she served as the Finance Minister of Nigeria from 2003 to 2006. She returned to the World Bank in 2007, serving as a Managing Director until 2011, when she was appointed to the role of Minister of Finance and Coordinating Minister of Economy in the Nigerian government, a position she held until 2015. During her time in government she spearheaded Nigeria’s successful programme to obtain debt relief and is credited with developing reforms that helped improve governmental transparency to stabilise and grow the Nigerian economy.

Ms. Jasmine Whitbread serves as Independent Non-Executive Director of Standard Chartered PLC effective 1 April 2015. Jasmine has significant business leadership experience as well as first-hand experience of operating across our markets. Jasmine is chief executive of London First and a non-executive director of BT Group plc. Jasmine began her career in international marketing in the technology sector and joined Thomson Financial in 1994, becoming managing director of the Electronic Settlements Group. After completing the Stanford Executive Program, Jasmine set up one of Oxfam’s first regional offices, managing nine country operations in West Africa, later becoming international director responsible for Oxfam’s programmes worldwide. Jasmine joined Save the Children in 2005, where she was responsible for revitalising one of the UK’s most established charities. In 2010, she was appointed as Save the Children’s first international chief executive officer, where she led the merger of 14 separate organisations into one management line of 15,000 people across seven regions and 60 countries, while aligning the federation behind a single mission and strategy. Jasmine stepped down from Save the Children in December 2015.

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