when you don't have health insurance and you are sick and need to see a doctor or dentist and you know that once you do, you will be living to pay them off, leaving you with no money for recreation whatsoever and you then in return despise the health insurance policies in the USA and continue to live like a pauper.

boy- i just spend $1000 out of my pocket for a root canal and now i'm broke.
girl- insurancelessness sucks.