This holiday season try to be mindful on your spending habits. If you’re like me you tend to spend more money during this time of the year than any other time. Well this year things are going to be different.

Be wise about your spending. One of the best ways to be wise is to be aware. Be conscious of those little upgrades and add-ons when making a purchase If you don’t need it then don’t buy it.

Be a smart shopper. The most expensive gift in the store is not necessarily the one that says I love you the most. Look for the discount and the sale, but on top of that compare prices. Just because one store has an item on sale doesn’t mean that another store doesn’t have that same item for a lower price.

Stay cool. Is your thermostat on super high? Turn it down. Use a blanket and wear socks. If you are in your apartment all day long your body heat will adjust accordingly.