“Whenever we read that a bank or lender has been charged with redlining, we’re immediately skeptical. Almost all mortgage loan originators are heavily if not entirely commissioned, and in all our years in and around this business, we can’t imagine a single one foregoing a commission…

…because of even the most racist views. Yes, it’s a simplistic view, but we think it cuts to the heart of arguments that certain classes of people are denied credit strictly because of their race or ethnicity.”, Excerpt from November 2015 Mortgage Industry Newsletter