Our Sectors

Lloyd’s and London Market

We offer an extensive range of actuarial and risk services for Lloyd’s Managing Agents and their syndicates as well as London Market companies.

Our experience covers specialty lines of business and we advise on reserving, pricing, model validation and ORSA reviews.

We can also:

Provide Statements of Actuarial Opinion for Lloyd’s syndicates.

Perform Independent Expert work in relation to Part VII transfers.

Provide a detailed pricing model review to ensure that the technical aspects are up-to-date and are being used appropriately.

Model latent claims liabilities.

Perform a detailed validation review of the entire internal model.

Manage the annual business planning exercise.

Assist with M&A.

Brexit Services: we can aid in restructuring to optimise corporate structures, for example through Independent Expert and Part VII work, as well as evaluating consistency of models and processes across jurisdictions.

Solvency II services: we can assist in the production of technical provisions, actuarial function reports, the design of an internal model and offer a detailed validation review.

Global Insurers and Reinsurers

We offer an extensive range of actuarial and risk services for multi-national insurers and reinsurers.

Our experience covers many niche and larger lines of business, in several jurisdictions including the UK, US, Bermuda, Singapore and Switzerland. We advise on reserving, pricing, model validation and ORSA reviews.

We can also:

Perform Independent Expert work in relation to Part VII transfers.

Perform a detailed validation review of the entire internal model

Manage the annual business planning exercise.

Provide a detailed pricing model review to ensure that the technical aspects are up-to-date and are being used appropriately.

Assist with M&A

Model latent claims liabilities

Brexit Services: we can aid in restructuring to optimise corporate structures, for example through Independent Expert and Part VII work, as well as evaluating consistency of models and processes across jurisdictions.

Solvency II Services: we can assist in the production of technical provisions, actuarial function reports, the design of an internal model and offer a detailed validation review.

Domestic insurers

We advise domestic insurers on all aspects of actuarial and risk matters, including management and statutory reserving (including tax and other statutory opinions), actuarial best estimates and reserve distributions, validation and ORSA reviews.

We can also:

Manage the annual business planning exercise

Provide a detailed pricing model review to ensure that the technical aspects are up-to-date and are being used appropriately

Assist with M&A, Part 7 transfers and other reorganisations

Model latent claims liabilities

Brexit Services: we can aid in restructuring to optimise corporate structures, for example through Independent Expert and Part VII work, as well as evaluating consistency of models and processes across jurisdictions.

Solvency II Services: we can assist in the production of technical provisions, actuarial function reports, the design of an internal model and offer a detailed validation review.

We provide a detailed pricing model review to ensure that the technical aspects are up-to-date and are being used appropriately.

Run-offs

We advise run-off companies on all aspects of actuarial and risk matters. Our reserving philosophy means that we bring a pragmatic view to understand the key drivers of reserve run-off, taking a highly granular approach where appropriate. This helps our clients feel that the reserving exercise has enhanced their understanding of the risks and issues in the portfolio.

We can provide management and statutory reserving, actuarial best estimates and reserve distributions. We have extensive experience of negotiating commutations either on inwards or outwards portfolios.

We can also:

Assist with M&A, Part 7 transfers and other reorganisations

Model latent claims liabilities

Brexit Services: we can aid in restructuring to optimise corporate structures, for example through Independent Expert and Part VII work, as well as evaluating consistency of models and processes across jurisdictions.

Solvency II Services: we can assist in the production of technical provisions, actuarial function reports, the design of an internal model and offer a detailed validation review.

New entrants

Our full range of actuarial services is available to start-ups. Our wealth of insight means that we can help firms take advantage of their clean slate and build competitive advantage over established peers through superior risk and actuarial modelling approaches and better integration of these functions with front-line underwriting and claims teams. We can help from designing the optimal actuarial function to building technically cutting-edge pricing models through to designing and building an integrated internal economic capital model.

We have experience in building strong working relationships with:

Underwriters: to ensure our pricing models are based in the real world.

Our experience means that we can provide you with an interim or side-car actuarial team. We work with you to ensure that the quantitative aspects of risk management liberate management to make informed decisions.