Facebook Community Guidelines

Clear communication is at the root of any good relationship. That's why we're excited to share what we're doing in local communities with you. However, because banking is such a highly regulated industry, we have to follow certain rules.

Our Facebook page is public, which means that anyone can see your posts on Facebook and your posts may even show up in search-engine results (like on Google or Yahoo!). While we want to foster healthy discussion, we may occasionally remove posts that don't fit our community guidelines.

Because our Facebook page is a public page and anyone can participate, we cannot be responsible for views expressed other than our own.

We encourage everyone to:

Stay on topic, use common courtesy and be respectful of others

Submit your own original content, and avoid content that you know to be fraudulent

Do not post someone else's copyrighted work unless you have permission

Never post personal, identifying or confidential information

Please note that this page is moderated by Bank of America employees. We'll make every effort to respond in a timely manner; however, we can't guarantee that we'll reply to every comment.

Customer Service Inquiries

If you are a customer with a question about a Bank of America account, you can contact a service specialist through the Get Help section of our Bank of America app on Facebook, which you can access here.

This app enables you to communicate privately with Bank of America on Facebook. These communications are not visible to anyone else on Facebook. Please be aware that Bank of America will never ask you for confidential or private information on Facebook. If we require additional information, you will be contacted offline and it will only be in response to a question you have submitted to us. To learn more, access the Frequently Asked Questions in the Facebook app.

You may also receive assistance with banking and personal accounts through our other channels:

Bank of America has a presence in various social media/social networking outlets and may occasionally identify and respond to customers seeking assistance with banking-related issues. In the event a customer receives such a communication from the bank regarding a service request or other need, the customer may be offered other Bank of America channels to help address those concerns as smoothly and effectively as possible.

Those are the basics. Our full policies are listed below.

Moderation Policies

Our Facebook page is moderated by Bank of America employees. All comments and posts will be reviewed to ensure that they comply with our policies. We reserve the right to delete comments or posts that we deem are abusive, inflammatory or otherwise inappropriate. Please note:

Our Facebook page is a place for conversations between and among individuals and Bank of America, and is not a substitute channel for services or general questions. Please visit bankofamerica.com for more information about specific products and services.

Do not post or transmit material you do not have the right to post or transmit under law (such as copyright, trade secrets or securities) or due to your personal contractual or fiduciary relationships.

Our Facebook page may not be used for the submission of any claim, demand, informal or formal complaint, or any other form of legal and/or administrative notice or process, or for the exhaustion of any legal and/or administrative remedy.

Our Facebook page is also not to be used to report phishing or criminal activity. Suspicious e-mails should be forwarded to abuse@bankofamerica.com. If you would like to make a report, please call 1.800.933.6262 and a representative can assist you.

Bank of America reserves the right to ban any user from our page without prior written notice or consent for violations of community policies. Any comment(s) posted which we deem to be criminal in nature, or instigates or implies violence toward oneself or another may be reported to the proper authorities.

Comment and Posting Policy

We expect conversations to follow the rules of polite discourse and we ask that participants treat each other, as well as our employees, with respect. We may delete comments or posts that we deem to be:

Profane, obscene, inappropriate, disruptive or unrelated.

Indecent, sexually explicit or pornographic material of any kind — including masked profanity where symbols, initials, intentional misspellings or other characters are used to suggest profane language.

Threats; personal attacks; abusive, defamatory, derogatory, or inflammatory language; or stalking or harassment of any individual, entity or organization.

Spam, or containing or linking to any kind of virus, malware, spyware, or similar program that could cause harm to a user's computer.

For the benefit of healthy discussion, we ask that comments remain on topic. This means that comments should relate to the topic that is being discussed within that wall post. While we welcome reasonable critiques, we may delete negative comments about Bank of America and/or our competitors that aren't relevant and don't add to the overall experience.

We may delete comments that we deem to be off topic, including solicitations. In addition, we may remove identical posts by the same user or multiple users (a group of people sending identical messages or one person submitting under different aliases). In the case of identical posts, we will leave the first submission and delete the duplicates.

Media Inquiries

Copyright and Intellectual Property Policies

Please note the following copyright and intellectual property policies:

Infringement on any party's copyright, patent, trademark, trade secret, intellectual property, or other proprietary rights, or right of publicity or privacy is strictly prohibited and is your sole responsibility.

By submitting any content to our Facebook page, you warrant and represent that you are the copyright owner of the content or that the copyright owner of the content has granted you permission to use such content consistent with the manner and purpose of your use.

Using our Facebook page to distribute unauthorized copies of copyrighted material, including photos, artwork, text, recordings, designs, computer programs or derivative works of such programs is strictly prohibited and subject to removal.

Please note that by posting comments, posts, tagged photos, videos, ideas, or any other content on our Facebook page, you are granting Bank of America nonexclusive, worldwide rights to republish, redistribute, or otherwise use this content in perpetuity in any way we see fit. This includes, but is not limited to, marketing and advertising materials.

Links to Third-Party Sites

We may occasionally post links to third-party sites when we think you'll find the information helpful. However, please note that this does not in any way constitute an official endorsement of the site or company. Bank of America is a large corporation with many advertising relationships. We will do our best to identify and disclose any relationships that Bank of America may have with a site or company.

Please note that any URL coming from the domain "http://go.bofa.com" leads to an official Bank of America website.

Paid Sponsors and Sponsorships

Some linked third-party sites may contain content provided by paid sponsors of Bank of America, and such sponsors may disclose that relationship on their sites. Additionally, those paid sponsors' Facebook posts should contain the term "Paid Sponsor," indicating the paid nature of the relationship.

Privacy and Security Policies

With respect to content collected through our Facebook page, Bank of America follows Facebook's privacy policy, which can be accessed here. Please note that when visiting any official Bank of America Facebook page, when applicable you are also subject to the terms and conditions of Bank of America's privacy policy and general terms of use, as well as Facebook’s terms of service and privacy policy. To read Facebook's Terms of Service, please click here. To protect your privacy and the privacy of others, please do not include personally identifiable information such as Social Security numbers, account numbers, phone numbers or e-mail addresses in any comment or post. If you do include personally identifiable information in your comment, your comment or post may be deleted.

Advertising practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.

If you prefer that we not use this information, you can opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising.Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. These ads are based on your specific account relationships with us.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.

This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. Before acting on any information in this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Any opinions expressed herein are given in good faith, are subject to change without notice, and are only correct as of the stated date of their issue.

Content contained herein may have been produced by an outside party that is not affiliated with Bank of America or any of its affiliates (Bank of America). Opinions or ideas expressed are not necessarily those of Bank of America nor do they reflect their views or endorsement. These materials are for informational purposes only. Bank of America does not assume liability for any loss or damage resulting from anyone's reliance on the information provided. Certain links may direct you away from Bank of America to an unaffiliated site. Bank of America has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content. When you visit these sites, you are agreeing to all of their terms of use, including their privacy and security policies.

Trust and fiduciary services are provided by U.S. Trust, a division of Bank of America, N.A., and other subsidiaries of BofA Corp. Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of BofA Corp.

Investment, insurance and annuity products: Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value | Are Not Deposits | Are Not Insured by Any Federal Government Agency | Are Not a Condition to Any Banking Service or Activity

MLPF&S and Bank of America, N.A. make available investment products sponsored, managed, distributed or provided by companies that are affiliates of BofA Corp or in which BofA Corp has a substantial economic interest.