A FEW WORDS ABOUT US

We here at All Faith Financial Services specialize in looking at the WHOLE PICTURE for our clients by re-allocating and re-positioning retirement assets for safety, growth, legacy planning, and income planning. We gather complete information to help our clients make informed decisions in an easy to understand manner to assist with their particular situation.

IRA BLOG

“Your article on annuities [Does An Annuity Belong In Your Retirement Plan?] did not demonstrate that an annuity always improves a retirement plan.”
True, Warren Buffet’s retirement plan would not be improved by an annuity because he will not face the mortality and investment risks of a retiree with limited resources. Retirees with limited resources face the risk that if they live too long,[...]

A crystal ball into the stock market’s performance – wouldn’t that be useful! While predicting market performance to-a-t is not possible, you can help protect your savings by preparing for market uncertainty.
Market Uncertainty Heightens
This past December marked the worst decline for stocks since the financial crisis in 2008. This decline brought an uneasiness for pre-retirees. While [...]

Tax season has officially started and if you’re an early bird looking ahead to April, you might have already started filing your 2018 taxes. Regardless where you are in the process, here are a few tips to keep in mind for tax season this year.
Taxes in retirement are not exactly the same as when you’re working, but you will find some similarities. In retirement you are taxed on income the [...]

By Andy Ives, CFP®, AIF®
IRA Analyst
Question:
In 2017, I opened a Roth IRA through my company. Being over 65, I mistakenly thought I could convert Traditional IRA funds to the Roth if I paid tax on the rollover amount. In August 2018, I had Schwab roll $50,000 into my Roth from my traditional IRA. This month (February 2019) when doing my 2018 taxes, I realized that conversions are not [...]

By Andy Ives, CFP®, AIF®
IRA Analyst
There are many gaps. Generation gap, stop-gap, The Gap Band. In baseball you can hit into the gap. Football linemen have an A-gap, B-gap and C-gap to concern themselves with. Of course, there is the Cumberland Gap. And there is a very important gap to consider when dealing with IRAs – the “Gap Period.”
The gap period begins on the date of death [...]

By Sarah Brenner, JD
IRA Analyst
Question:
If I convert Trad IRA funds to a Roth IRA, does the ratio of After-Tax Contribution to Total IRA holdings include 401k holdings or only IRA holdings.
I am a recently retired pilot and want to make Trad to Roth IRA conversions this year and in the next four or five years before I’m required to begin RMDs. I have about $80k in after-tax Trad IRA[...]

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OUR MOTTO

All Faith Financial Services was created on the principles of helping people like you receive advice you can trust and products that lead you to your financial goals.

At All Faith Financial Services we believe that relationships can only thrive when values match. Sometimes financial strategies that you've used in the past may not be the best strategies going forward.

At All Faith Financial Services we do what's right, not what's popular.