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How to Buy a Home in 2019

The New Year is finally here, and the real estate market is changing rapidly. It can be tough to keep track of the trends, but if you’re interested in buying a home in 2019, you’ll want to make sure you fully understand the market before taking the leap.

Here are some tips for navigating the real estate market in 2019:

Inventory

There might be fewer houses on the market, but there are still ways to find your perfect home! The first thing to do is consider homes that need work. Fixer-uppers can have the most potential, but look out for red flags.

Don’t rule out houses that have been on the market for a long time. It may only mean that the seller’s asking price was too high. Contrastly, ask your realtor about listings that are coming soon.

Down payment

Down payments may be stressful, but they don’t have to be the 20% that most people think. Many homeowners can put down 5%-10%, and some can even avoid placing a down payment altogether! Look into FHA and VA loan programs to learn how you may qualify.

Interest loans

While 2019 will see higher interest rates than usual, there are other ways to compensate. Consider aspects like location, price, and loan structure. You can also adjust your own expectations and desires to meet your budget.

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