Details, Rates & Fees

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts
are made to maintain accurate information. However all credit card information is presented without warranty.
When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's
website.

The following information and reviews are brought to you by Credit Karma and/or its users.
Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Helpful Positive Review

Amazing..But...

by Cirra3

Helpful to 23 out of
23

This card is amazing. It’s simple cut and dry. I provided 200 bucks, I got a card with limit of 200 bucks. You CAN NOT make a payment online, you need to schedule it thru your bank. First Progress reports to all 3 credit agencies. Use the card and pay it off immediately. Keep your usage down, under 25% and you’ll gain points on your credit. I went from a low 500 to 708 in about 6 months..slow process but it’s worth it!

The following information and reviews are brought to you by Credit Karma and/or its users.
Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Helpful Negative Review

NO online payments, NO online anything!

by BradfordCC

Helpful to 80 out of
93

No online payments and no online anything. No app no way to review purchases. Easy approval but wow this is weird. Seems like a scam.

Everything is through the mail. Very hard to talk to someone. Be careful! I will update this in 60 days.

You have to mail checks or it's very hard to make payments over the phone. No confirmation of payments received and lots of fees. $10 to make a payment. Something doesn't make sense.

I now have it and I hope they do not mess up my credit. There has to be a better option. I mailed a money order today. 14 days early and I will see if my $29 fee is paid. I sent in $50 just to make sure.

online is way more cost efficient so I have no idea why they only want checks and mailing of everything.

For people with limited credit histories, the First Progress Platinum Elite MasterCard® Secured Credit Card offers a way to start building.

What to Like

The First Progress Platinum Elite MasterCard® Secured Credit Card reports monthly to all three major credit bureaus, making it useful for building credit with on-time payments and other responsible use. There’s no minimum credit score or length of credit history needed for approval, and your credit limit may be increased over time without additional deposits.

Look Out For

The card comes with a $29 annual fee. It’s also a secured card, meaning you’ll have to put down a deposit equal to the amount of your initial credit limit.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card
approval
through our in-depth article.

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