[Asking for a friend] My building had a fire last night, on the floor below mine. I have middling fire damage at baseboard level in both bedrooms, both of which will be uninhabitable until the damage is ripped out and redone. All my windows are broken and glass is everywhere, but aside from the above stuff and the overwhelming odor of smoke and my broken-down front door, there is no other (water or fire or smoke stain) damage to the apartment. This is in NYC, and I have no renter's insurance. [more inside]
posted by grobstein
on Aug 22, 2015 -
9 answers

Firefighters put out a fire 2 floors above my apartment this week. Thankfully the fire didn't spread but my apartment suffered some water damage from the fire hoses. The water was smelly and brown, and got on some possessions. What can be cleaned and kept? What should be thrown out? [more inside]
posted by matcha action
on Aug 10, 2013 -
11 answers

Asking for a friend- Who is responsible for the cost of repairs after a house fire? I am renting the house. I have renters insurance. The fire report said no negligence on my part. I'm located in California. [more inside]
posted by Secretariat
on Aug 16, 2012 -
31 answers

We're under contract to buy a house. Two weeks before closing, a contractor performing agreed-upon presale repairs caught the house on fire. We've got a lot of questions about what happens next. [more inside]
posted by treblemaker
on Apr 4, 2012 -
19 answers

My friend rents a house. The house burned last week. My friend has renter's insurance (probably not enough) and the landlord has homeowner's insurance (only $30k - definitely not enough). The fire inspector just announced that my friend's electric mattress pad shorted and caused the fire. Is the landlord's insurance company going to come after my friend? [more inside]
posted by workerant
on Jan 21, 2009 -
2 answers

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