USDA Required Inspections

Typically, we only require a full appraisal and termite inspection on each USDA Home Loan.
However, if the property has a water well as its main water source, a well water test will be required.

Description of Inspections:

The Appraisal is a inspection that is done to determine the market value of the home. Typically, this ranges in costs from $450-$500 depending on your area. The appraisal department will select the appraiser.

The Termite Inspection is an inspection that is done to determine if there are any wood destroying insects present. Typically, this ranges in costs from $75-$125 depending on your area. You can select any termite inspector you wish to use and pay the fee directly to them.

The Well Water Test is a chemical and bacteria test done on the well water to ensure water is safe for drinking. This is administered by a local water testing facility and the fee is paid directly to them.