SC Telco ATMs and Advantage ATMs are surcharge free for our members. You can also avoid surcharges by using ATMs within the CO-OP ATM Network. SC Telco is also a member of CO-OP Shared Branching. To find an ATM or Shared Branching location near you, click on either logo above.

auto loansWhether the vehicle is new or used, we have rates that will suit your needs. Our extended warranty program beats the dealer's warranty 9 times out of 10! If your auto is less than 3 years old and has under 30,000 miles, you will earn new car rates! We also have NO PAYMENT for 90 days and NO INTEREST for 60 days!*

home equity loans You love your home and the equity you have built in it, but you're ready to make a change. Since we don't charge origination fees you can actually use all of your equity to accomplish your big plans without losing some of it to extra fees and varying rates.

mortgagesFinding the right home for you and your family is stressful enough. You shouldn't have to worry about your financing. You can apply for a mortgage online and know exactly how much house you can afford before you even call your realtor. We have flexible mortgage products and knowledgeable mortgage lenders to make your financing the easiest part of your home buying process.

personal loansPersonal loans are one of the reasons credit unions were started. SC Telco offers a variety of personal loans to meet your needs. So whether it's taxes, medical bills or a special occasion, we can help. No loan is too small!

share or certificate secured loansSome members choose to offer their share savings or Certificates of Deposits as collateral for an SC Telco loan. Benefits of this program include competitive rates as well as continued dividend accrual on savings or Certificates of Deposits. As long as you have the equivalent funds in a secured account, it may be a great way to get the money you need.

other loansSC Telco offers a full range of loan services to our members at competitive rates including overdraft lines of credit for checking accounts, watercraft, recreational vehicles, second mortgage, and unimproved property.

*Some restrictions may apply. Actual term of the loan begins no sooner than 60 days after the loan origination and payment is based on actual term. All loans subject to credit approval. Existing SC Telco FCU auto loans are not eligible for refinancing with this offer. Programs, rates, terms and conditions are subject to change without notice.