Help to Buy

Are you a first-time buyer, tired of paying rent, who can afford mortgage payments but cannot afford a deposit of more than 5%?

Or do you already own a home but feel trapped because the value of your home has not increased, so you can afford only a 5% deposit on your next place?

Now could be a great time to get on the property ladder and own your first home or make your next move, contact us today to see how Help to Buy could help.

Help to Buy: Equity LoanFor home-buyers, the Help to Buy: Equity Loan scheme is for people who wish to purchase a new build property when they cannot afford one in their area because of lack of income and insufficient deposit.

These include first-time buyers who are trying to get on the property ladder, and ‘second-movers’, needing to move up the ladder to a bigger home.

These loans are not available for Buy-to-Let landlords or second homeowners.

Help to Buy: Mortgage Guarantee

Please note, the Help to Buy Mortgage Guarantee scheme closed in December 2016, but you can still find all the details about the scheme here.

The Help to Buy: Mortgage Guarantee scheme helps home-buyers with good credit records who can afford to purchase the property outright with a deposit as low as 5%.

These include first-time buyers who are trying to get onto the property ladder, and ‘second-movers’, needing to move up the ladder to a bigger home.

These loans are not available for Buy-to-Let landlords, second homeowners or for a Shared Ownership purchase.

A PDF guide can also be downloaded here or you can view our infographic here.

Declaration: I have read the section above and understand that by
submitting my details you will hold my personal data on your database. An adviser may then be in touch
by telephone or email to discuss my potential requirements.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

Horizon Financial Solutions and Mortgage Advice Bureau are trading names of Horizon Financial Solutions Limited which is an appointed representative of the following companies, which are authorised and regulated by the Financial Conduct Authority for advising on and arranging the following: Mortgage Advice Bureau Limited for mortgages, Mortgage Advice Bureau (Derby) Limited for insurance.