New Year, Healthier Finances

But let’s get started with positivity this 2013. Lots of us have written “dieting” as one of our new year’s resolution but I guess we should trash that out for this year. We have been writing that and we have never really achieve it because food is just so good. So instead of dieting why not focus your energies this year with your finances.

2012 might have brought so many bad spirits:

credit card debts

another SSS or PAG-IBIG loan

company loan

utang(borrowed money) to your officemate

utang(borrowed money) to your office canteen

utang(borrowed money) to your sibling or mother

and so many more utang(borrowed money)

Make it your new year’s resolution to drive this bad spirits away and start building an abundant and prosperous you this 2013.

In order to do that you got to:

start saving

slowly put up your emergency fund

pay your onerous debt one at a time until they are fully paid

start setting aside money for small businesses on the side or a investment in stocks, mutual fund, or any other financial instrument

start learning all about investment and how to profit from it better

As they say you nothing is easy but you got to start somewhere. So stretch up, gear up, and make 2013 a very abundant and debt-free start for you!