Privacy Policy

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and Income

Account balances and Payment history

Income, Credit history and Credit scores

How?All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Spirit Financial Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does SFCU share?

Can you limit this?

For our everyday business purposes
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes
To offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposesInformation about your transactions experiences

No

We do not share

For our affiliates’ everyday business purposes
Information about your creditworthiness

No

We do not share

For our affiliates to market to you

No

We do not share

For our non-affiliates to market to you

Yes

Yes

To Limit our sharingCall (267) 580-0230 and we will mail you a form to fill out

Please note:If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions ?Call (267) 580-0230

What We Do

How does Spirit Financial Credit Unionprotect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.