Federal & Postal Medical Retirement: Imagining a Life Beyond

The known quantity provides a semblance of comfort; the unknown, a stirring of unease. That which has been repetitively engaged, through monotony of routine and familiarity of choice, is preferable to the haphazard disorientation of the disrupted interlude. As one grows older, entrenchment to routine and the known universe becomes the comfort zone of defaulted alternatives, and the youthful vigor or happenstance and unplanned rendezvous with destiny is merely a silliness to be avoided.

Though we often know that which is good for us, the flashpoint of necessity which burns or heals; and though the foretelling of circumstances and the clairvoyance of wisdom accumulated by quiet commentary upon those who preceded us may all sound alarms which direct us otherwise, we often still choose the path of least resistance. That is what often holds back Federal employees and U.S. Postal workers from filing for Federal or Postal Medical Retirement benefits, whether one is under FERS, CSRS or CSRS Offset.

One knows better. The proverbial “writing on the wall” shouts with shrill warnings of the impending actions by the agency; or the sheer cumulative shrinking of Sick Leave and into the red of LWOP reveals the passing of that other proverbial quip: the “fork in the road”. But knowing what portends, and acting upon that knowledge, constitutes the difference between wisdom and being wise; the former is merely unused knowledge; the latter, the application of advantage.

There is, of course, the other factor amongst Federal and Postal employees that of dedication and a sense of commitment to a mission. But at what price? Lack of imagination beyond one’s life in the Federal sector and the U.S. Postal Service is often the qualitative difference in failing to move forward.

Preparing, formulating and filing for Federal or Postal Medical Retirement benefits through the U.S. Office of Personnel Management is not just a necessity for the Federal or Postal worker who is no longer able to perform one or more of the essential elements of one’s Federal or Postal Service job; rather, it is an ability to imagine life beyond the present circumstances, and that is indeed the mark of wisdom for instructive living within a universe of mirrors reflecting images of unmarked graves of futility.