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Many debt relief companies are available today. However, if you decide to try a company for personal debt relief you'll want to ensure that you go with a company that provides quality and legal debt relief.

Unfortunately, not every debt relief service out there is legitimate, which means you need to watch out for scams. It's important to do your homework, check out companies, research your options, and even brush up on the debt relief act.

As you are looking for the right company, here are seven important questions that you need to ask before making your choice for personal debt relief.

When you are considering debt relief companies, you need to first find out if they are legitimate. Many people deep in debt have become victims of scams. Don't become a victim.

Take the time to look carefully at each debt relief service you are considering to ensure they are legitimate. Check to see if they have valid contact information, including a phone number that really works and connects you to a real person.

Question #2 - How Long Have They Been in Business?

It's also important to find out how long a debt relief firm has been in business. When you are looking for quality personal debt relief, you'll want to work with a company that has experience in legal debt relief.

Question #3 - Have There Been Complaints Against the Company?

You'll also want to find out if there have been any complaints against the company. To find out about complaints, you can contact the Better Business Bureau or you can check with your state Attorney General's Office.

If there are a significant amount of complaints, this company may not be following the debt relief act and the company may be a scam you need to avoid.

Question #4 - What Do Other Consumers Have to Say?

One of the most important things you'll want to ask is what other consumers have to say about the debt relief companies you're considering.

Check online for reviews or visit debt relief forums that may offer you information on certain companies. If you find that many consumers have negative things about a company, you'll want to go with a different company.

Question #5 - What Services are Offered?

Find out what services are offered by the debt relief service before you make up your mind. Do they provide consolidation loans, debt negotiation, financial counseling, or debt management services? Look for a company that offers the personal debt relief services that you need.

Question #6 - What are Their Fees and When Do They Charge Them?

It's always important to check out the fees and when they charge the fees. Do they charge fees up front? According to the debt relief act, debt relief companies are not supposed to charge you before they offer their services. Look at the fees they charge.

High fees may be a problem. On the other hand, extremely low fees may signal that there are hidden fees you need to watch out for if you use the company. Try to find a company that offers reasonable fees and that only charges after they provide you with a service.

Question #7 - Are You Comfortable With Them?

Last, you need to make sure that you are comfortable with the company. If you feel uncomfortable with the people you meet, it may be a red flag. If the representatives of the company try to pressure you into choosing their debt relief services, this is another red flag.

You should never make a decision too quickly. Take the time to do your research and ensure you are comfortable with the company and its employees.

Don't choose a company for personal debt relief without asking these questions. Use these questions to weed through all the debt relief companies out there so you can find a quality one that will help you eliminate the debt in your life.