With Wall Street woes worsening and job security shaky, men have bailed out of the bedroom and women are reporting a citywide sexual recession.

Men’s libidos have gone the way of the Dow as struggles with economy-related stress, depression and anxiety are at an all-time high, experts say.

“He’s just not in the mood,” said one 30-year old Brooklyn lawyer whose boyfriend of six years lost his $100,000-a-year Lehman Brothers job two months ago. “He’s really depressed. He really loved his job, and now it’s gone.”

The couple, who once hit the hay three to four times a week, has had a romp only once since the economy went soft.

A fashion exec in her early 30s began dating a hedge-fund honcho a month before the bottom dropped out of his business.

At first the sex was hot, but when things went haywire at work, he began underperforming in bed. She started working out more, thinking she didn’t look good enough.

“The more depressed he became from work, the less we had sex,” she complained. “I was very supportive, loving and caring.

“I don’t understand why the sex dropped off.”

Alden Cass, a therapist who caters to high-powered Wall Streeters, says men can’t easily shed the stress and feelings of inadequacy from work in the bedroom.

“Finances are imploding, and some of these guys are feeling very guilty for allowing this to happen,” Cass said.

“They’re dealing with emotional drain, burnout, depression and anxiety. All these things take a toll on sex drives.”

Some women have taken matters into their own hands – literally.

Toys in Babeland in SoHo is witnessing a rise in “appliance” sales – nearly doubling units sold, to 3,304, between mid-October and mid-November, from the same period last year.

The Village sex shop The Pleasure Chest has seen a 13 percent increase in sales this quarter over the same time period last year.

A recent survey conducted by the stress-reducing drug Relora showed that of the 64 percent of responders were anxious about money – and, of these, 62 percent say that they are having less sex.

“Sex is in the brain, and not between the waist and the knees,” cautions the legendary sexpert Dr. Ruth Westheimer, who reports receiving more queries on low-libido spouses since the economy tanked.

“A man’s sexual apparatus is very delicate. If something is wrong, it is very difficult for men to get or maintain an erection.”