Defined Benefit and Workplace Pension specialists, we make your Pension work for you

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Automatic Enrolment

The government has introduced pension reforms that require all employers to enrol their staff into a qualifying workplace scheme if they are not already in one. Calvert Financial Solutions can help you with this process, guiding you through every stage of the process with a minimum of fuss and a wide selection choices for your business and it’s employees.

Defined Benefit

Transfers out of defined benefit (DB) pension schemes, sometimes called final salary, should never be taken lightly since they always involve a range of guarantees that would be given up on transfer. In the right circumstances however it can still be advantageous and worthy of consideration.

Retirement Planning

Planning for your future retirement and managing the period of retirement has become increasingly important as the reliance on future state pension provision has become so much more uncertain. With increasing good health in our mature years, the longevity of retirement means there is now even greater pressure to ensure that there is a long-term income stream available to help you enjoy this life stage.

Inheritance Tax Planning

Protecting your wealth for future generations and mitigating future potential tax liabilities requires specialist financial advice, in what is a complex but vital aspect of good financial planning. Inheritance tax planning is not regulated by the FCA.

Workplace Pensions

Due diligence for workplace pensions requires all businesses with schemes to make sure they are suitable for their staff. We can provide the expert advice to make sure you comply and are making suitable choices for your business.

Financial Protection

For business owners it is crucial to protect the business assets and especially it’s key people. We can provide you with expert advice on the most effective means of protecting your financial future and the long-term well being of your family should any difficult circumstances arise. This includes areas such as life assurance, income protection, and critical illness solutions.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Advice on workplace pensions and other employee benefits and personal financial advice is available by calling us on 01463 513313 or using the email form below. You may also wish to contact us via social media using the icons above.

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The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Calvert Financial Solutions is a trading style of Thomas Calvert who is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.