Also is the date when the regulations change, the date important for you is it when you first took out the credit card, the date when you went into default with them etc that is important as regards the true copy etc.

Hi Some update on my 3 letter progress, now sent 3x3 letters got one sent back to me with wrong address on it, letter 2? address was the same as 1 & 3 so don't know what that was about.The bank/credit card co, seem to just ignored them and sent letters asking for the payments, and a text a day to call them to talk about this.Last letter sent about 3 weeks ago.any ideas on whats going to happen next? or whats the next step in this progressany help much appreciated on this

@projectzoo wrote:Hi it was 2014 & 2017, & good Q Mrblue why do we ask for a original copy ?

Apologies projectzoo, forgot to respond. Unless I’m mistaken, we ask for a true copy to give them a fair opportunity to produce it. Now, regardless as to what they send, it is important to send a Data Subject Access Request (DSAR or some people simply say SAR) as soon as you can to the OC. That way, if / when a debt purchaser or DCA sends you any paper work, you can compare to the SAR findings and then you’ll see if (when...) they (DP / DCAs) have simply cobbled something together that they’re trying to pass off as an original / legitimate. See...?

@Mrblue2017 wrote:you can compare to the SAR findings and then you’ll see if (when...) they (DP / DCAs) have simply cobbled something together that they’re trying to pass off as an original / legitimate. See...?

TO UTTER, crim. law. To offer, to publish. 2. To utter and publish a counterfeit note is to assert and declare, directly or indirectly, by words or actions, that the note offered is good. It is not necessary that it should be passed in order to complete the offence of uttering.

@Mrblue2017 wrote:you can compare to the SAR findings and then you’ll see if (when...) they (DP / DCAs) have simply cobbled something together that they’re trying to pass off as an original / legitimate. See...?

TO UTTER, crim. law. To offer, to publish. 2. To utter and publish a counterfeit note is to assert and declare, directly or indirectly, by words or actions, that the note offered is good. It is not necessary that it should be passed in order to complete the offence of uttering.

HiGreat stuff sending them in the morn, I take it back to the CEO and same address? ..as I said in this topic I received letter #2 back from one of the cc company's returned to sender but not letter 1 or 3 very strange.