The number of debit and credit cards in 2011 increased by 18% to more than 160 million units. The volume of transactions in value terms in the last five years has grown approximately 40% annually, which allowed Russia to be among the 10 most dynamic countries on this indicator. However, the level of use of cards for payment for goods and services remains low. At the end of 2011, 87% of all card transactions were made for taking the cash out at ATMs.