Cash Back Rewards Credit Cards from Our Partners

Research by banking industry experts at Mintel Comperemedia shows that more than half of new credit card offers use cash back rewards to sway prospective cardholders. As some lenders ramp up the size of their signup bonuses, other companies have added seasonal promotions that can boost your rewards.

When you make purchases using credit card issuers' online malls, some partner retailers will even maximize your rebates into the double digits. Our credit card tables can help you find a cash back rewards card that matches your spending habits to earn you even better rebates.

Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50

Cash rewards do not expire as long as your account is open, active and in good standing

Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness. Please note, there is a fee for balance transfers

0% APR promo balance transfer rate for 12 months with 3% balance transfer fee, now through September 30, 2017. After that, the APR for the unpaid balance and any new balance transfers will be 9.49% to 17.99%. APR will vary with the market based on Prime Rate. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within 3 months of account opening.

Rate and offers current as of August 1, 2017 and are subject to change.

Disclaimer:*These quotes are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.

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Find the Cash Back Credit Card with the Most Cash Rewards

Finding the best cash back credit cards

Credit card issuers know that cash lures new customers, while building loyalty with existing customers. That's why you'll see some of the best overall credit card deals from lenders eager to add affluent consumers to their portfolios. The best cash back credit card for you might not necessarily be the one with the highest percentage rebate on daily purchases. Analyze your current bank and credit card statements to see where you spend the most money. For instance, if your commute forces you to fill your gas tank a few times per week, look for a card with extra gas rewards. Some cash rewards cards offer bonuses on restaurant and grocery purchases, while others multiply your earnings at bookstores and movie theaters.

Cashing in on signup bonuses

As Mintel's researchers discovered, a big signup bonus can help you make up your mind about applying for a new credit card. Before jumping in, take the time to stack up your potential cash rewards against the long term costs of your new card. If you normally pay off your balance at the close of each statement cycle, you'll maximize your savings. Otherwise, finance charges and annual fees could eat into your rebates.

Review terms and conditions of your rebate program closely for details about any caps or limitations on your potential new account. Some cash back credit cards advertise large discounts, but bury spending thresholds and rebate limits in the fine print. Earning your signup bonus may also require you to reach a spending threshold over time, usually within the first few months. Plan your purchases to hit your threshold quickly, so you can maximize your earnings all year long.

Earning extra cash back rewards online

While most consumers stop comparing top credit cards after reviewing bonuses and reward levels, frugal shoppers should check out a bank's network of online retail partners. Most lenders now offer bonus rebates and rewards when you follow a special link from their websites to popular shopping destinations. Even though it doesn't sound like a convenient way to start your next online shopping spree, starting at your bank's website could save you between 5 and 20 percent on top of your credit card's usual cash back rewards.

Making the most of seasonal cash back bonuses

Many banks have added special promotions to their marketing arsenals, tying even bigger bonuses to special events and featured purchasing categories. For instance, around the holiday season, some credit card companies may offer up to 5 percent cash back on purchases in department and clothing stores. Other cash back promotions tie in to sponsored sporting events, film festivals, or cultural activities.

In most cases, credit card issuers will require you to sign up for these special offers at the start of each quarter. If you forget to register your 2012 credit card, you won't earn your bonus rewards. Take some extra time to review details of the best credit cards available now, so you don't miss out on your chance to maximize your rebates.

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Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are
from banks, credit unions and thrifts, some of which have paid for a link to
their website. Bank, thrift and credit union deposits are insured by the FDIC
or NCUA. Contact the bank for the terms and conditions that may apply to you.
Rates are subject to change without notice and may not be the same at all
branches.

General Disclaimer: *See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site. Offers are subject to change without notice and the terms displayed may not be available to all consumers.

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