Spring is coming, it doesn’t have a choice! Daylight will last longer and milder temperatures will be here. Many of us get set in our ways and settle into less healthy routines during the winter months. We go to work, we go home, we sit to eat and watch TV....

If I told you that every hour spent online—responding to emails, researching for work or pleasure and even searching restaurant reviews—significantly increases your risk of identity theft or impersonation, would you believe me? I did not always have this dire-sounding opinion. Although I have had my debit card compromised a...

For almost 125 years, Merriam Insurance has been part of the Schenectady, New York community. From the very beginning, the founders were involved in many local charitable endeavors. As the agency has grown and our reach has spread, so have our fundraising activities to support those we serve locally, nationally...

Not long ago my family and I were hiking in the national forest, a short drive from Colorado Springs. As we hiked, we could hear some locals practicing their firearm marksmanship skills, which was not unusual, until my wife noticed that the gun shots sounded like they were “zzzzrrrrp” shooting...

When you hear the word “lobbyist” do you have a negative impression? Perhaps you think of hired attorneys from large law firms who represent national oil companies, or you think of unions with busloads of their members all wearing identical, loud-colored T-shirts using bullhorns, chants, and placards touting some particular...

Do you ever drive your personal vehicle, on behalf of an organization, as a volunteer or an employee? Are you responsible for an organization that has volunteers or employees that drive their personal vehicles while performing organization business? There are many tasks that fall into this category: drivers could be...

There are several different types of insurance agents, divided between independent agents and captive agents, and divided into groups based on the type of insurance being sold. There is tremendous value brought to the consumer in the relationship with an independent insurance agent. Independent agents, like ourselves, represent a large group of companies. This allows us to provide the best rates and coverage available to all our clients. Upon reviewing

Merriam Insurance is a national full-service insurance agency providing risk management and insurance expertise. From personal to commercial, for-profits and not-for-profits, Merriam Insurance has been providing protection for the financial needs of clients since 1895. Merriam Insurance is nationally recognized and awarded for great service, timely education, right-sized policies and clear communication.