Treasury suite, diversity and legacy in the market. The best and most secure opportunities will be in Richmond or Atlanta, where personal relationships and greater depth of opportunities will continue to centralize.

Cons

Career development/support, withdrawals from local markets and silo LOB's.

Advice to ManagementAdvice

Focus on relationship banking at the client and banker level in place of frequently changing spreadsheets and buckets. Also, there is too much unnecessary drama.