$529,000 Mortgage Loan Payments and Costs

Home Price

Down Payment

Down Payment (%)

Mortgage Loan Length

Interest Rate

Loan Summary

Use the mortgage calculator to calculate the cost of buying a $529k home. Change the numbers to see different options.
This calc can be used for car loans, debt, real estate, home purchase, etc.

Can I afford a 529,000 dollar house? It depends.
In addition to the mortgage payment, a home also has insurance, maintenance, and taxes.
Taxes can vary drastically by area. A very rough estimate is to not spend more than 30% of your income
on housing.

How do I get a mortgage? A simple first step is to talk to a local banker and fill out a mortgage application. Then consider other offers, either local or online.

How much of a down payment should I make? Here's a little chart that shows monthly payments based on down payment for a $529,000 house.

2% interest

0% down

$1,955.29/mo

5% down

$1,857.52/mo

10% down

$1,759.76/mo

15% down

$1,661.99/mo

20% down

$1,564.23/mo

25% down

$1,466.47/mo

30% down

$1,368.70/mo

35% down

$1,270.94/mo

40% down

$1,173.17/mo

45% down

$1,075.41/mo

50% down

$977.64/mo

4% interest

0% down

$2,525.53/mo

5% down

$2,399.25/mo

10% down

$2,272.97/mo

15% down

$2,146.70/mo

20% down

$2,020.42/mo

25% down

$1,894.15/mo

30% down

$1,767.87/mo

35% down

$1,641.59/mo

40% down

$1,515.32/mo

45% down

$1,389.04/mo

50% down

$1,262.76/mo

6% interest

0% down

$3,171.62/mo

5% down

$3,013.04/mo

10% down

$2,854.46/mo

15% down

$2,695.88/mo

20% down

$2,537.30/mo

25% down

$2,378.72/mo

30% down

$2,220.14/mo

35% down

$2,061.55/mo

40% down

$1,902.97/mo

45% down

$1,744.39/mo

50% down

$1,585.81/mo

Should I refinance? If your interest rate is higher than the current market rate, consider refinancing.