"First we received technical assistance to prepare a Contingency Plan should we face an
emergency situation. Second, our affiliation to ELF allows us to access funds during emergency
situations. The US$1,000,000 liquidity loan provided by ELF in December 2008 allowed us to continue
placing loans that where previously frozen due to the lack of funds brought about by the
international financial crisis. ELF's disbursement was the first we received after the
international crisis caused a contraction in the availability of funds in October 2008. The
disbursement was very timely thanks to the periodic monitoring ELF performs as well as the agile
lending process. Based on this experience, we can safely affirm that, in emergency times, when
other lenders are not willing to disburse funds, ELF is available to support our liquidity
needs."