3) All returned cheques are subject to a $25.00 administration fee and service will be disrupted until the subject cheque has been cleared

4) Accounts over the pre-arranged credit limits and which are also delinquent are put "on hold" until arrangements have been made to have the account returned to good standing

5) All orders are F.O.B. our warehouse and all sales are final

6) All damaged and/or shortages must be reported within 48 hours on packing slip or bill of landing upon receipt of order and product must be available for inspection if deemed necessary if damaged. Goods cannot be disposed of without written authorization from N.M.R. Distribution. Failure to do so will forfeit claim

7) A service charge of 2% per month (24% per annum) will apply on the amount of any overdue account from the date such account becomes overdue. Accounts unpaid after 30 days from invoice date shall be considered overdue.

8) All purchases will remain property of N.M.R. Distribution until paid in full.

9) The "purchaser" or "customer" agrees to pay any collection costs and/or attorney fees that may be incurred due to the account being delinquent.

10) The "parties" agree to notify N.M.R. Distribution, promptly and in writing, of changes in any of the following information: business name, ownership address, banking information, or other information regarding the company structure.