“A nice guy who wants to make a difference in your life.”

Road Risks Rise as More Drivers Drop Insurance

The Wall Street Journal reports that more drivers are letting their car insurance lapse. This puts themselves and other drivers at risk.

“A good proportion of people on the road are either uninsured or underinsured, and so you have to protect yourself,” said Robert Hartwig, president of the Insurance Information Institute, a nonprofit group. “Your odds of being in an accident with an uninsured driver are substantial.”

It is important to make sure your insurance policy contains uninsured motorist or UM coverage. About 20 states require UM coverage, which compensates policy owners for injuries as pedestrians, in hit-and-run accidents and in wrecks caused by drivers without insurance.

Without UM coverage you may have to sue to recover costs for medical bills and damages and many uninsured drivers have few assets.

Uninsured Motorist coverage might make your insurance premium go up a small amount, but it is not worth the risk of a car or truck accident with a driver who carries no insurance. Drivers who are uninsured are more likely to get into accidents.

“
I was very thankful for the personal attention that was given to me by all of your staff. When you go through something like I did in the fire, people’s attitudes can make a difference! Thanks for everything! ”

“
I’m proud to say that the lawyer I had was very professional and took his job very personally. I will highly recommend him to any person. Very honest man, tells you the truth, not what you many want to hear. Prayers are with the company. ”

Recent Posts

The law offices of Wayne O’Bryan are located near downtown Richmond, VA on Broad Street. Attorney O’Bryan will travel to meet with current and potential clients that are unable to make it to the office. Our office handles all types of personal injury cases from areas around Richmond, Virginia including Midlothian, Mechanicsville, Tuckahoe, Henrico as well as tourists injured in car accidents while driving on I-95, I-64 and I-295.