As many of you know, my husband and I are huge Dave Ramsey fans and have been using the envelope system of handling money for over five years now. In fact, I’ve been using the Dave Ramsey girl wallet for almost that long. I can’t imagine life without my beloved Dave Ramsey wallet, but the standard envelopes inside, while perfectly functional, definitely lack style and they tend to get trashed within a few months.

:: You get to customize your tabs — just send Kelleigh your 10 envelope categories and she prints labels out with a cute font.

:: They are sturdy. Like I said, I’ve been using Kelleigh’s envelopes for almost a year and I haven’t had to tape any of them yet.

:: They really do fit perfectly into the Dave Ramsey envelope systems. They should also slide into any checkbook slot in a standard wallet.

Kelleigh has recently added a laminating option to the wallets. This will make them last even longer!

**********************************************Ready to take the envelope budgeting system a try? Kelleigh is giving a Cash Envelope set away to one Frugal Living NW reader!

To enter, head to Kelleigh’s etsy store and check out all the cute designs she has available. Come back to this post and leave a comment with your favorite design. Be sure to use an email address that you check often. The winner must respond to the email within 48 hours or I’ll have to select another winner.

Comments will close and one winner selected on Friday, February 3, 2012 at Noon Pacific.

I must say that I purchased her cash emvelope templates last week! I worked very hard at figuring out how to import them into my particular cutting machine. Then I cut out my adorable paper and put them together only to realize that my paper is too thick!!! I would love a laminated set! I would be grateful for any of them but I am partial to the Rainbow Dots! Thanks Kelleigh for your creativity and for sharing with all of us! You are awesome!

Well…really it was hard to pick since I liked them all! But I think I will pick the Little Birdie! My husband and I are on week 3 of Dave Ramsey’s FPU and loving it so far! It would be great to get us off to a good start! Right now I am just using plain mailing envelopes!

I really love all the designs. My husband and I have been doing the cash envalope system for about a year now and it has been life changing. My envalopes are in sorry shape and I have had to enlist my daughters duct tape to keep the tattered envalopes together. I would love a new set.

I love ALL of them, especially the polka dotted ones. My family also does the envelope system after reading Dave Ramsay book!!! Our goal is to be debt free someday, on the road to that goal!!! Would love to win one to spice up my envelopes lol.

I heart the red dots laminated cash system. It looks like sweet sour balls and makes me want to taste the sweetness of savings. With three kids we never seem to have enough at the end of the month, I would just love to have some cush in the bank for the months when everyone seems to outgrow everything all at once. Building security in this insecure world is something I want to pass on to my sweet children so we can all enjoy the blessings the Lord has givin us.

I adore dots and your designs have them a plenty. I enjoy the sherbet-colored dots with laminated envelopes. The laminate appears to intensify the delicious minty, lemony & orangy globes. I, too, have the Dave Ramsey cash envelope system, but mine are embarrassingly torn and taped. Never even thought about creating new envelopes as I have chosen to use what I have until it falls apart. Great idea! I bet these are very popular with the “Cash is King” gals. If I’m not selected I may have to budget for some new envelopes.

My family and I have been living the Dave Ramsey way since June 2011. We love it!! Yes the budget is tighter and I have a lot less for splurges (like cute envelopes), the amount of stress off my shoulders and making ends meet every month are a great pay off!!! I love the Orangy dots!!!

Pinky Blue Dots, all the way!! I am so grateful for FLNW featuring both these envelopes and the Dave Ramsey system. I became acquainted with him through this blog, and could not be more thankful for his advice!! It has been more helpful in the past year to my family and I than I ever would have imagined possible! Thanks Kelly, Dave Ramsey, and most of all, FLNW!!!!!

I love all of them and would be happy with any of them. My favorite color is red, so I tend to gravitate to that one…very clever idea, way better than the shredded envelope idea we use lol. I would love to win a set of your custom made envelopes, we are huge fans of Dave Ramsey! Thank you for sharing you gift!

I find the the Neutral Brown Flowers design very nice.
They have a calming feeling to me–which is necessary when I deal with money!

I used to use an envelope system back in the late 1970’s and early 1980’s and it worked very well. I am attempting to return to that method since it was (and is) much easier for my husband to visualize and handle where we are finance-wise.

In the early 1980’s I owned and operated a collection agency, and with a partnering business, we held classes to help customers learn to handle their finances and encouraged the use of the envelope system.

I am excited to see so many attractive ways to implement the system! It makes it so much fun–and encourages other people to learn about that way of handling money. It was not an easy thing to get people to switch from their method of choice. Thank you, Dave Ramsey, and all you creative crafters!

They are all so fun its hard to pick… I M TOTALLY LOVING THE PINKY BLUE DOTS design. I am just starting to read the Dave Ramsey Total Money Makeover. I am a little scared but really excited to start down the path of bring debt free forever. Oh I cannot wait for that day!!!

Love the blue dots! We’ve been using Dave’s system for a few years now, and highly recommend it to everyone! I’ve never splurged on Dave’s envelopes, just been using plain ones. Would love to have the pretty ones!

I love the dots with blue! We’ve been using the Dave Ramsey system for a few years now and it has completely changed our lives for the debt-free better. I’ve never splurged on Dave’s envelopes – just been using plain ones.

My favorite is the Orangy Dots but it was a hard decision. They are all sooo cute! My kids grew up with the Dave Ramsey system. Now my daughter is getting married and she and her fiance are taking the course to get thier lives started off right. I’d love to give these envelopes to them as a shower gift to encourage good financial planning!

Love the orangey dots system. Thank you for showing this to me. I started using the envelope system about 2 months and it is life changing. I had no idea a wallet or special envelopes were an option. Hope I win!

I love the neutral brown flowers… would be nice looking on our desk. And have to admit, with our family just starting the Dave Ramsey program, anything to help with getting organized would be great!! What talent to have come up with these….

After going to one session of FPU with my husband about a year ago, we just, this week, started the Dave Ramsey intro kit offered by Mamasource a couple of weeks ago with TMM and a couple of the FPU DVDs. As cute as they all are (personally, I think I like Red Dots or Tiny Dots best, but since hubby helps with the shopping, one of the neutral ones would probably be better), unless we win it, it’s not in the budget to spend that $30! Hubby broke his leg today and it’s likely going to dip into our emergency fund

I love the “tiny polka dots” We are currently taking Financial Peace University… just finished week 3 and now working on our budget… so these envelopes would be perfect!!! Thank you for such a great blog.

I’m so excited about this give-away!!! My husband and I were just talking about how we need to get back on track with the Dave Ramsey plan and have a plan for every dollar–so I’d love to win this!! I love all the designs-but my favorite is the red dots design!!

These are too cute! My favorite is the “tiny polka-dots”. We just started Financial Peace University 3 weeks ago… and this week is setting the budget, so it would be perfect timing to win and/or buy these. Thank you for your wonderful blog.

I just saw the neutral pattern and like it. I have heard of this plan and tried it with plain envelopes and they just deteriorate with time. I definetly want to get these. My contact rodri1886@yahoo.com

My husband and I LOVE Dave Ramsey! We did Financial Peace University and were able to get out of $18,000K in one year.. thanks to my husband working 3 jobs and my couponing and good ol’ Dave techniques! I love the bright dot envelopes

I like the dots with blue envelopes! I attended FPU several years ago, and am out of the cash envelopes. I would be grateful to win a package of the pretty envelope system that fits my style so much better than the original , yet plain, envelope set. Again, the colorful dots with the blue envelopes is my favorite and Kelleigh Ratzlaff is so creative to come up with these laminated cash envelopes that are so much more attractive. I love the idea that the envelopes are laminated. They will be so much more durable as they will be used often. Thanks!

I was just telling my husband the other day that our envelopeswere getting all ratty and torn and that I need to order knew envelopes for our dave ramsey wallet. So, I was so excited when I saw this giveaway on your blog. I would love to win a new set and they are sooo cute. My favorite is the set of dots with blue.

I like the tiny polka dots, but honestly, look forward to a different kind of style: animal or nature print would be popular I am sure. But this is more about function than style, and I could really use help getting on board the frugal lifestyle bandwagon with these envelopes, as they make us conscientious of where are dollars our going, and by being conscientious, we won’t be impulsively spending money, and then “not knowing” where our paycheck has disappeared to! Yes, guilty as charged. These envelopes would really help this exspendthrift mend her past bad financial behavior. I will definitely begin an envelope system of my own very soon. Payday is Tuesday…January 31st. Goal is to make it to my next payday doing a lot less squeaking (I’ve been hitting the canned goods hard this weekend for meals!)

I have used this system for almost 45 years… and it really does work!! If we have something we want we save towards it and when we have the cash we buy it!! My envelopes were over flowing as we hae saved for a few years to take the (grown) kids and grands on an Alaskan Cruise… we get to go this year!! I have been tucking $$ aa for few years toward this!! I love the Neutral Brown Flowers!! and they would be a far cry prettier than my white letter envelopes!!

I love the system in red dots! I would love to win this. My husband and I were using the cash system until we moved and have been falling off the “budget bandwagon” while we haven’t got ourself into trouble yet and still living within our means we need to get back into the cash system. This would help out ALOT!

my favores are the neutral graph – nicely understated. We’ve talked about doing this, and are only half-way there with our budgeting – that means only half as successful as we’d like to be….thanks for the opportunity.

Was just looking at these the other day! The one’s I liked the best are already sold! (Was a Black/white/grey floral.) I had a set on my Christmas list (blue & teal…Gorgeous! My absolute favorite!) The ones that are there currently, I guess I like the dots the best…

I love these envelopes! I’ve been wanting a set since the last time you posted about them. I would love to win the Laminated Cash Envelope System in Pinky Red Dots. Thanks for the great giveaway and chance.