PCP (Personal Contract Purchase)

PCP (Personal Contract Purchase) a simple cost effective way to buy your new or nearly new vehicle.

You choose the vehicle, the deposit, how long you want the contract to run for and the mileage you intend to do. You will then receive a quote for fixed cost motoring for the length of the contract. At the end of the contract you have a choice to either buy the vehicle outright for an agreed lump sum (the Guaranteed Minimum Future Value or final balloon payment), or hand the vehicle back to the lender.

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Hire Purchase

Hire Purchase allows you to take ownership of a vehicle once all payments are made.

This is one of the most popular methods to buy a new vehicle. You pay an initial deposit, then pay off the balance in monthly payments over an agreed period of time, when the payments are complete the vehicle is yours.

One of the main benefits with Hire Purchase is the ability to buy a high value vehicle on monthly payments.

Hire Purchase allows you to tailor your finance package as deposit, length of time and monthly payments are all flexible.

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Lease

Personal contract hire is very similar to normal contract hire, but is exclusively for private individuals. This is one of the most common form of leasing.

With a personal contract hire agreement you take control of a vehicle for a contractual period – usually referred to as the ‘lease period’. You will make fixed monthly payments for the duration of the contract – when the contract expires you will simply return the vehicle and take out a new personal contract hire lease. PCH means you never have to worry about resale values of your vehicle.

Insurance groups range from 1 to 50 and dictates the cost of the vehicles insurance. The higher the group, the higher the insurance will be for the vehicle.

Insurance Group

BHP rates the engine performance of vehicles and stands for the brake horsepower.

Performance (BHP)

CO2 is the amount of carbon dioxide emitted by the vehicle in grams per kilometre travelled, the lower the CO2 emissions the cleaner the vehicle is for the environment.

CO2 (g/km)

The total number of seats in the vehicle.

Number Of Seats

Road Tax is based upon the CO2 emissions of the vehicle and is split into 13 bands from A to M. The higher the letter the greater the cost of tax paid to drive the vehicle on public roads. In addition to the road tax detailed below, any vehicle that had a manufacturers retail price in excess of £40,000 when first sold, attracts a road tax supplement of an additional £310 per year. This is charged until the vehicle is 6 years old.

Ten Second Review

This facelifted third generation SEAT Leon is a Focus-sized model that now offers smarter styling, improved media connectivity, extra safety provision and some fresh new engine options. If you'd been overlooking it, this Spanish contender might now be worth a second glance.

Background

SEAT, in case you didn't know, is supposed to be an emotive, 'Latin' kind of brand, a kind of 'Iberian Alfa Romeo'. Hence the passionate marketing, the rallying success and the World Touring Car Championship trophies. Customers though, remain a little unconvinced, especially in mainland Europe where SEAT sales are faltering. But not so in the UK. Sales are soaring on these shores and the Leon model range has always represented much of the reason why, ever since the MK1 version's original introduction in 1998 and its swoopy second generation successor's arrival in 2005. Together with the Ibiza supermini, the Leon is SEAT to British buyers.
The third generation version, launched in 2012, built upon the solid foundation established by its predecessors but in the years since its introduction, the competition in the Focus class gamily hatchback sector has become much tougher. Hence the need for this improved MK3 Leon with its slicker looks, stronger safety and improved media connectivity.

Driving Experience

Under the bonnet, things are much as before, though there has been a change at the foot of the petrol range where a 1.0-litre TSI three cylinder 115PS unit slots in above the existing 1.2-litre TSI 110PS four cylinder powerplant. Other petrol engine options include a 1.4-litre TSI unit with 125PS and a 1.4 EcoTSI variant with 150PS efficient Cylinder-on-Demand technology. As before, Cupra versions get the 2.0 TSI petrol engine from the Golf GTI, but in an uprated form developing up to 300PS. Most Leon buyers though, will want a diesel. Here again at the foot of the range there's a fresh option, a 115PS version of the VW Group's familiar 1.6-litre TDI unit. Above that sit the usual 2.0-litre TDI units, offered with either 150 or 184PS. When it comes to gearboxes, the range includes five or six-speed manual options, all well as double-clutch DSG auto 'boxes with six or seven-speeds.
To drive, this improved Leon will respond much like its predecessor. SEATs always tend to feel a bit more sporty than the Volkswagens they're based upon and this one should be no different. Indeed, the pokier variants further up the range really relish a good flogging. This car is based on the same MQB platform that undergirds VW's Golf, Audi's A3 and Skoda's Octavia and produces enough torsional stiffness to allow this model to combine a supple ride with firm body control. Go for a variant with more than 150PS and it'll also come with multilink rear suspension for a better ride and handling balance: it's a pity that more Leon variants don't get this.

Design and Build

As before, Leon buyers choose from either a five-door hatch, an 'ST' estate model or an 'SC' three-door coupe. In all three cases, SEAT says that visual style was one of the key reasons why people bought the original version of this car, so it wasn't necessary with this facelifted version to change the aesthetics too much. A few tweaks though, have been made. At the front and rear, there are revised bumpers and bodywork with sharper, more assertive lines, plus there's a smarter chromed front grille.
Inside, the ambient lighting LEDs' intensity can be regulated as the driver wishes from the newly redesigned eight-inch central infotainment screen. This monitor eliminates the need for many of the buttons and dials that were scattered around the fascia on the previous model. From this monitor, the LED ambient lighting of the cabin can be dimmed or intensified, giving the interior a classy feel. Otherwise, things are much as they were before, which means that passenger space is very class-competitive and there's a decently sized 380-litre boot in the hatch model. If you need more space than that, the ST estate offers 587-litres.

Market and Model

Pricing hasn't changed much, so, as before, you'll be looking at list pricing in the £18,500 to £27,000 bracket for mainstream models. Compared to a five-door hatch variant, an 'SC' coupe will save you around £300, while an 'ST' estate will cost around £1,000 more. Customers get a choice of five trim levels - 'S', 'SE Dynamic Technology', 'SE Technology', 'FR Technology' and 'XCELLENCE Technology'. Beyond that lie the hot hatch Cupra models.
There are key changes across the range with regard to media connectivity, this revised Leon featuring the latest generation of the brand's 'Easy Connect' infotainment systems, activated by this model's new 'Media System Plus' eight-inch screen. Customers can also specify a 'Connectivity Box' in the central console that enables wireless smartphone charging. And there's the brand's 'Full Link' system, which enables you to use apps from your smartphone on the fascia screen via either the 'Apple CarPlay' or 'Android Auto' media systems. This improved Leon also features many more options when it comes to electronic safety systems. Examples of this include 'Traffic Jam Assist', which virtually drives the car for you in stop/start traffic. And a 'Pedestrian Protection System' which scans the road ahead not only for other vehicles that might pose accident hazards but also people too.

Cost of Ownership

On the engine front, the big news with this improved MK3 model Leon is the installation of a three cylinder 1.0-litre TSI 115PS unit near the foot of the range. This powerplant gives you the kind of performance you'd expect from, say, a conventional petrol 1.6 allied to the kind of efficiency you'd want from, say, a 1.2-litre model. Which, in this particular Leon, is pretty much what you get. Expect 64.2mpg on the combined cycle and 102g/km of CO2. That stays the same even if you order the optional DSG auto gearbox.
This might be enough for some buyers to reconsider their natural inclination to opt for a diesel. Mind you, the diesel options are impressively frugal - expect around 75mpg on the combined cycle from the 1.6-litre TDI unit for example. Even the 2.0-litre TDI 150PS unit might surprise you, it being capable of 68.9mpg and 110g/km. All the powerplants get a Start/Stop system that cuts the engine when you don't need it, stuck in traffic or waiting at the lights. Plus an Energy Recovery system that stores brake energy usually lost as heat and uses it to help power the car's electrical systems, ultimately preserving fuel. All part of what SEAT calls 'Ecomotive technology'.

By Jonathan Crouch

If you’re looking for a new SEAT Leon 2.0 TSI 190 Xcellence [EZ] 5dr DSG Petrol Hatchback for sale, you’ve come to the right place. At Bristol Street Motors we don’t just have the best SEAT Leon 2.0 TSI 190 Xcellence [EZ] 5dr DSG Petrol Hatchback deals, we also offer friendly advice and help with all your enquiries to ensure your buying experience is a happy experience.

What are you waiting for? Make an enquiry online using the link above or call one of our friendly sales advisors today.

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