This past Christmas, I remember sitting around the tree, snapping pictures of smiling faces and feeling grateful for my family . . . then tragedy struck. After we opened gifts, my Grandma who was visiting us, passed peacefully in her sleep on Christmas Day. Though she was 95 years old, she passed during an unexpected time, the holidays. Initially, I was heartbroken but I felt a sense of peace that I was with her during her last precious moments. read more...

Now that the countdown for the New Year is over, it’s time to do something new financially in 2014. Here’s the good news, no matter how your current financial situation appears, you have the ability to change it. Starting now, you can increase your earning potential, manage your finances, lower debt, live comfortably and find ways to enjoy life. Living the life of your dreams doesn’t have to be done only while daydreaming! Make your financial goals a reality by setting a solid financial system in place. What do I mean by system? I mean make a lifestyle change; consider implementing a routine that is followed every day, every week, every month and every year. By establishing this new you, you’ll not only accomplish your short term goals, but you’ll be setting a new standard which will aid you this year and in years to come. Create a system that works for you by following these tips: read more...

Despite the lightness your pockets may be experiencing due to celebrating Thanksgiving, Christmas and New Year’s, consider giving to someone in need. Before you even think it, I know . . . your heart is in the right place but the funds are just not there. Friend, I hear you loud and clear; that’s why I've come up with free ways to be a giver. With these no-cost-to-you giving tips, you’ll be able to warm the hearts of countless individuals or families in need. You can even save on your taxes, as some of these acts of service are tax deductible. read more...