RAL Tax Loan North Kansas City MO

RAL Tax Loan

What does “RAL" in RAL Tax Loan stand for?

“RAL" stands for Refund Anticipation Loan. IncomeTaxAdvances.com’s RAL Tax Loans provide borrowers with cash from their tax return before they get their tax refund from the IRS. Because the loan is insured by your anticipated tax return, our lenders are able to issue loans to a wide variety of customers with different types of financial history. Because of this, our RAL Tax Loan doesn’t require credit checks with the 3 major credit bureaus, faxing, or additional documents that banks require.
Everything is done online. Our application process takes just a couple minutes, and our online approval system can inform you that you qualify in 90 seconds or less!

I really need my cash now! I haven’t filed my taxes yet. Is that a problem?

Our lenders don’t require you to file your taxes before you apply for a RAL Tax Loan. Although, our lenders suggest that you file your taxes soon so you won’t need to extend the loan. A majority of RAL tax loans have a payback deadline of 2 weeks. To avoid needing to extend the loan and paying another fee, you should file as soon as you can.

I’m not sure how much money I’m going to get back. Can I still get a RAL?

Yes! Even if you have no idea how much you’ll get back. We base your loan off your current income and set the repayment of the loan to be due on your pay date just in case you owe money to the IRS and they keep your refund or delay your refund due to error.

How can I get a RAL?

Apply through IncomeTaxAdvances.com’s online easy to use application by starting above where it says “Apply Here". You can either apply using our standard online application, or our mobile application using a smart phone. The application process takes 3 minutes or less, and approval takes 1 ½ minutes. In less than 5 minutes, you can be approved for a RAL Tax Loan. Once you are approved the lender will contact you or you can give them a call with any questions. Their phone number will be provided on your loan document along with the loan rate and terms. Your RAL will be deposited directly into your bank account in less than one business day! Apply for a RAL Tax Loan Now!

Can IncomeTaxAdvance.com prepare my taxes for me too?

No, we cannot. However, we want the entire tax process to be easy and stress free for all our customers, no matter what. Since we can’t file your taxes for you, we wanted to provide a simple tax solution for you. We’ve partnered with Free Tax USA and included the following link for you to use to get a FREE tax filing.

Important Note: Refund Anticipation Loans are provided for the purpose of assisting you with short term financing to resolve immediate cash needs and should not be considered a long term solution. All users should seek advice from the appropriate professional before entering into this type of loan. Refund anticipation loans will be based off your income so you will never be asked for a copy of your income tax return.

We Are Not Lenders or Brokers. The operator of this website is not a lender, nor a broker, agent or representative to any lender. We do not make refund anticipation loans or credit decisions. Advertising on or though this website does not constitute an offer or solicitation to lend money to you. This website provides a service wherein we collect the information you submit to us and provide it to an independent network of companies, including lenders, who will secure the loan for you. All financial terms of the loan will be presented to you by the lender. For details, questions or concerns regarding your refund anticipation loan, please contact your lender directly. Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders.

Limitations: Not all lenders can provide you with up to $1,000 on your first advance. Often this is dependent upon the State in which you reside and the information you provide to us for the lender's review. Providing your information on this Website does not guarantee that you will be approved for a refund anticipation loan. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time without notice. This service does not constitute an offer or solicitation for refund anticipation loans in some states. This service and offer are void where prohibited.

No Endorsement. The operator of this website is a marketer who is compensated for their services as described in our marketing disclosure and does not endorse or recommend any service or product advertised on or though this site.