Second the Annapolis recommendation. Pick up a mooring ($30) and take the water taxi to town ($3). Other choices within reach:

- Magothy - behind Dobbins. Yes crowded, but you can swim to the sandbar. Island itself is private
- Kent Narrows - the IP should be shallow enough to make it, but watch the channel very carefully.
- ST Michaels. Again, water taxi is available. Midweek should be plenty of room.