Privacy StatementLast Modified: February 13th, 2018Your privacy is important to SMP International LLC Our goal is to treat the personal information you furnish to SMP International LLC with the utmost respect and in accordance with this Privacy Policy. We request that you carefully read this Privacy Policy and our Terms of Use before using SMP International LLC website. Please note that by visiting, viewing or using SMP International LLC website in any manner whatsoever you are agreeing to the terms set forth in this Privacy Policy, as well as the Terms of Use for SMP International LLC website.1.Anonymous browsing. You can visit SMP International LLC website on the internet without telling SMP International LLC who you are or revealing any information about yourself including, but not limited to, your e-mail address. In this case, our web servers merely collect the name of the domain you used to access the Internet (i.e., aol.com) and the website you came from and subsequently visited after SMP International LLC website. This information may be used by TSMP International LLC, and/or our business partners, to measure general information such as the number of visits, average time spent, page views, and other statistics about visitors to SMP International LLC website. SMP International LLC may also use this data to monitor its website performance and to make the website easier and more convenient to use.2. Personal information collection. There are times when SMP International LLC may ask you for information about yourself to assist us in meeting your various needs, including, without limitation:

Providing you with requested products or services;

Servicing your account;

Improving our services; and

Developing and/or informing you of additional products or services that may be of interest.

In these cases, your browsing on SMP International LLC website will no longer be anonymous. To provide the aforementioned services, The SMP International LLC may need to ask you to provide, among other things, personal information such as your name, social security number, physical address, zip code, e-mail address and/or phone number. Please note that SMP International LLC does not knowingly solicit information from children and does not knowingly market our products or services to children.3. Cookies. If you are browsing on SMP International LLC website, or otherwise on the Internet, a cookie is used to help generally measure the number of visits, average time spent, page views and other statistics relating to a website. Said cookie by itself does not reveal to SMP International LLC your e-mail address or any other personal information. However, if you decide to register with SMP International LLC online we may collect additional information to provide offerings or content tailored to your individual needs.In this case, SMP International LLC uses cookies to recognize you on subsequent visits to SMP International LLC website and make your online experience on SMP International LLC’s website more convenient. Cookies are small pieces of data stored by your internet browser on your computer's hard drive. Cookies cannot be used to collect data from your hard drive, obtain your e-mail address or other personal-identifying information about you. Please note that you may set your internet browser to notify you when you receive a cookie or to prevent sending cookies. However, by not accepting cookies, you may limit the functionality of SMP International LLC website.4. Sharing information and consumer choice. When you provide information to SMP International LLC we may share your information with our affiliated companies and third-parties for the purpose of fulfilling your requests as well as offering other services that may be of interest to you. However, notwithstanding, the sharing of additional information to any third-party shall not occur unless permitted by you or requested by law. SMP International LLC may also aggregate statistics that we gather about our customers, sales, traffic patterns, and services and provide these statistics to third-parties; however, when we do, these statistics will not include any personal information that identifies you or other individuals visiting SMP International LLC website.5. Information security and protection. SMP International LLC takes reasonable technical and organizational precautions to prevent the loss, misuse or alteration or your personal information. SMP International LLC uses encryption and authentication tools to protect your personal information and, therefore, information you provide to SMP International LLC through our website is secure. SMP International LLC employees with access to your information are instructed to be use said information only in adherence with the principles set forth in this Privacy Policy and the laws applicable to each specific business and SMP International LLC employees who misuse customer information are subject to disciplinary action.6. SMP International LLC Contact information. You may access your data collected by SMP International LLC. by sending a written request to the address listed below. If you believe that an error has been made in the accuracy of your data collected, TSMP International LLC will correct such error upon adequate verification of the error and the identity of the person seeking the correction.If you wish to access, remove or correct any personal identifying information or data you supplied to SMP International LLC, or if you have any questions about this Privacy Policy, you may contact us to:David J. Barker, Esq.General CounselBarker Law Offices650 North Rangeline RoadCarmel, Indiana 46032Tel. (317) 506-4394Fax (317) 575-6260david@barkerlaw-in.comPlease note that in order to protect your privacy and security, SMP International LLC may need to take reasonable steps to verify your identity before responding to any requests noted herein or otherwise.7. Changes to this Privacy Policy. SMP International LLC reserves the right to modify or supplement this Privacy Policy statement at any time, without notice and for any reason whatsoever. However, if SMP International LLC makes any material change to this Privacy Policy statement, we will update our website to include said changes. For this reason, we encourage you to review the Privacy Policy whenever you use The SMP International LLC's website and the last date this Privacy Policy was modified is set forth above.

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DISCLAIMERS

Safe Money Places® and this website are operated by SMP International LLC. Safe Money Places is a consumer website. Safe Money Places is not a licensed insurance agency and financial products cannot be purchased on this website. Safe Money Places® does not warrant anything on this website, although we strive to keep everything accurate and up-to-date.

​We do not provide tax, legal, accounting, financial, or investment advice. You need to do your own homework and consult your own experts on your personal situation. This website is protected by applicable copyright laws. You may make or print one copy of any material for personal use, further copying or distributing is prohibited without prior written permission.

If you have an questions or concerns, please contact us at 1-877-844-0900 OR contact us by filling out our form.

Raymond J. Ohlson, CLU, CRC, is the CEO of SMP International LLC which owns safemoneyplaces.com. Mr. Ohlson is a licensed insurance agent in all states with the exception of New York. If you request information, regarding a product or service, you may be contacted by a life insurance agent licensed in your state.