The term “account” refers to Metco Credit Union’s Ultimate Checking account. *Annual Percentage Yield (APY) paid on balances between one penny and $15,000, each statement cycle in which the minimum requirements are met. If you do not meet all of the minimum requirements during any cycle, your account will not be paid a dividend for that cycle. A fee of $10.00 will be assessed to your account if your balance falls below $1,000 during any statement cycle. Interest rate and APY subject to change at any time after the account is opened. At least 15 signature-based Debit card transactions must be posted to the account within a one calendar month period to qualify for a dividend payment. ATM and PIN-generated transactions do not qualify account for dividend payment. Available to Personal Accounts only. No monthly service charge. Other restrictions may apply. Federally insured to at least $250,000 by the NCUA.