Lifetime Financial Planning, Inc. is an hourly
fee-only financial, tax and investment planning and
advisory firm serving all of Northern Virginia (VA), Frederick
and Montgomery Counties in Maryland (MD), and Metro DC. The
Firm's offices are located in Herndon Virginia (VA)
(Fairfax County) and LeesburgVirginia
(VA) (Loudoun County). Both offices are conveniently
located just 3 minutes from the Dulles Toll Road. Saturday appointments
are available. Driving Directions

"Our mission is to help our clients
solve their financial problems and reach their most important
life goals by providing sound, straightforward and unbiased
fee-only financial planning and advice."

Lifetime Financial Planning was founded and is managed by
Dean Knepper, CPA, CFP® who is
a CERTIFIED PUBLIC ACCOUNTANT (CPA), CERTIFIED FINANCIAL PLANNER
practitioner and a Registered Investment Advisor Representative
with over 30 years of experience as a financial advisor.

In a readers poll conducted by Leesburg Today, Dean was
recognized as one of the best financial advisors in Loudoun
County Virginia. and has been quoted frequently
in the national media on investing, retirement planning,
taxes, home financing, 401k plans, IRAs, college 529 savings
plans and college financial aid.

Dean is a member of The Garrett Planning Network,
a nationwide network of like minded fee-only financial planners
and financial advisors. Sheryl Garrett a nationally recognized
CERTIFIED FINANCIAL PLANNER practitioner and Registered
Investment Adviser Representative founded the network with
a commitment to provide independent, objective fee-only financial
planning and investment advice to all consumers, not just
the wealthy.

He is also a member of The National Association
of Personal Financial Planners (NAPFA),an
organization dedicated to providing consumers with comprehensive
and
objective
financial advice
on a fee-only
basis, keeping only the best interests of the client in mind
with neither the advisor nor any related party receiving
compensation contingent on the purchase or sale of a financial
product.

What Makes Us Unique

Lifetime Financial Planning is unique in that the firm offers
its services to "everyone" on an as-needed
basis for an hourly fee. There are no requirements as
to your income, net worth, or the amount of money you have
to invest. Since we are compensated only on an hourly fee basis,
we are able
to
provide
recommendations
that are solely in our clients' best interests.

Unlike most of the national financial service firms, "we
do not sell" any proprietary investment or insurance products,
which might cloud our objectivity. At Lifetime Financial Planning
there are absolutely "no commissions, sales quotas or incentive
contests" driving our recommendations.

Many financial advisers provide "fee-based" financial
planning, which means they charge a fee for financial advice
and also receive commissions on the investment and insurance
products they recommend. Lifetime Financial Planning is a "fee-only"
Registered Investment Advisory Firm. The only thing our clients
pay for is the time required for a financial adviser to evaluate
their financial situation and to meet with them to provide specific
recommendations.

How We Can Help

Hourly fee consultations to solve your financial problems

Financial plans with specific recommendations and detailed
implementation instructions to help you to reach your life
goals

Fee-only investment advice on mutual funds, bonds, college
savings plans and IRAs to help you achieve your college, retirement
and other goals

Retirement
planning to enable you to retire comfortably at your desired
retirement age.

Tax
planning and income tax return preparation to increase
your net income

Recommendations on college funding (including section 529
plans and education savings accounts) and college financial
aid planning to minimize the cost of college

Fee-only
advice on cash management and debt reduction for financial
peace of mind

Life, disability and long-term care insurance needs analysis
to make sure you and your family are adequately protected

Estate planning to insure that your estate is distributed according
to your wishes in an efficient and effective manner

Why Do
It Now

Procrastination is the greatest obstacle to success. Goals
won't do you any good and financial problems won't go away
unless you take action. We can help by providing you with
easily understood recommendations and specific instructions
for implementing a plan, which will enable you to reach your
goals and solve your financial problems.

Call us today at (703) 779-0515 or inquire
to find out more about how a fee only financial advisor and
CPA at Lifetime Financial Planning can help you with your
financial,
tax and investment needs.

Driving
Directions to Our Offices

Driving directions from cities in Northern Virginia to
meet with a fee-only financial planner, investment advisor
and CPA at Lifetime Financial Planning in Herndon or Leesburg
Virginia (VA).

Driving directions from cities in Maryland
(MD) and Washington DC to
meet with a fee-only financial planner, investment adviser
and CPA at Lifetime Financial Planning in Herndon or Leesburg
Virginia (VA).

Yes, Dean Knepper, CPA, CFP®,
and President of Lifetime Financial Planning, Inc., is a member
of The National Association of Personal Financial
Advisors (NAPFA). For more than 30 years, NAPFA,
with more than 3,000 members across the United States, has
been promoting a unique way offinancial
planning for individuals and families. NAPFA's mission is
to provide consumers of all income levels with Fee-Only comprehensive,
financial advice.

Comprehensive financial planning means that NAPFA members
can counsel you about almost any issue-including ones that
you had not considered. NAPFA members are trained experts
on retirement, saving for college, insurance, estates, taxes,
selling your business, and many more financial issues.

Fee-Only financial planning means that NAPFA members are
compensated solely by their clients, and do not accept commissions
or compensation of any kind based on the products that they
recommend. With a NAPFA-Registered Financial Advisor, you
are guaranteed complete disclosure of all fees, prior to
your engagement. There's no better way to be confident that
your advisor is working in your interest, and solely in your
interest.

Dean is also a charter member of a national organization
of "hourly fee-only" financial planners - The
Garrett Planning Network. The rapidly growing group
of planners (over 300 members as of October 2017), provide
financial planning services on an as-needed basis for an hourly
fee. Members of GPN adhere to NAPFA’s philosophy of
providing consumers with comprehensive and objective financial
advice on a fee-only basis, keeping only the best interests
of the client in mind with neither the advisor nor any related
party receiving compensation contingent on the purchase or
sale of a financial product.

Dean is also a CERTIFIED FINANCIAL
PLANNER professional. CERTIFIED
FINANCIAL PLANNER certificants
are individuals who have met CFP Board's education, examination
and experience
requirements, have agreed to adhere to high standards of ethical
conduct and who complete CFP Board's biennial certification
requirements, including continuing education, to use the certification
marks CFP® and CERTIFIED FINANCIAL
PLANNER.

As of May 31, 2017 there are 77,880 CERTIFIED FINANCIAL PLANNER
certificants of which, according to the CFP®
Survey of Practitioners, 23% or approximately 18,000 are fee-only.

The Certified Financial
Planner Board of Standards, Inc. is
a professional regulatory organization based in the United
States of America that fosters professional standards in
personal financial planning so that the public has access
to and benefits from competent and ethical financial planning.

Please Read
the Regulatory and Consumer Information
Below

COMPLIANCE DISCLOSURE:
All written content on this site is for information purposes
only. Opinions expressed herein are solely those of
Dean E
Knepper, President, Lifetime Financial Planning, Inc.
or his editorial staff. Material presented is believed
to
be from reliable sources and we make no representations as
to its accuracy or completeness. All information and
ideas
should be discussed in detail with your individual financial
advisor prior to implementation. Fee-only financial
planning
and investment advisory services are offered through Lifetime
Financial Planning, Inc., a registered investment advisory
firm in the state of Virginia.

The presence of this web site on the Internet shall in no
direct or indirect way be construed or interpreted as a solicitation
to sell or offer to sell investment advisory services to any
residents of any state other than the state of Virginia or
where otherwise legally permitted. We are legally empowered
to provide investment advisory services to residents of Virginia
and certain other states.