Since mutual funds are generally longer-term investments with a larger ticket size, a 5.5 rupee DP charge shouldn’t really matter when you look at the larger picture. As for the minimum investment amount, we actually make lumpsum investments to simulate SIPs instead of the actual AMC SIPs. This is done so that stoping, editing and restarting SIPs is straightforward. The AMC way requires some added paperwork for this, which would lead to a drop in experience. Additionally, going back to my previous statement made for DP charges, since mutual funds are generally longer-term investments with a larger ticket size this initial investment amount shouldn’t matter much in the larger picture either. More so, as the subsequent investments can be lower.