Meet Gaurav Nandubhai Mistry

Gaurav Nandubhai Mistry, from Ahmedabad, Gujarat, is a regular medical insurance customer, after his first experience of its benefits.

“One can never be certain of some things in life, and good health is one of them. I am extremely thankful that I invested in a reliable mediclaim policy, as this helped me avoid a huge hospital bill!

Working as a call centre employee in Ahmedabad, I lived a simple middle class lifestyle with my family. When a Mahindra Insurance Brokers Ltd. (MIBL) executive approached me to take a mediclaim policy, I thought it would be a waste of money. After all, why should a healthy, 27 year old invest in such a policy? I told him I would consider it in a few years time, once I was married. But the MIBL executive convinced me of how necessary medical insurance actually was. He patiently explained me all the features of the policy, and finally, in November 2011, I paid a premium of Rs 1,650 for a medical insurance cover of Rs 1 lakh.

Unfortunately, in March 2012, I had to be admitted to a hospital for treatment of malaria as well as thyroid problems. I had to stay in the hospital for a week and undergo various tests. I knew that every day, the hospital bill was mounting, and I was extremely worried about being able to pay it. I informed Mahindra Insurance of my situation, and they immediately came to the hospital, assuring me they would take care of everything. My total bill came to Rs 61,000, which was processed under the insurance policy’s cashless scheme. I did not have to pay a single rupee from my savings!

Today, I lead a healthy life, but I never fail to renew my mediclaim policy from Mahindra Insurance. I am extremely grateful to their team for providing me with such prompt service. They not only took care of my expenses, but also boosted my morale, giving me courage to fight against my disease. I have recently taken three more health insurance policies from them for my family members. It is a comforting factor to know that we will never have to worry about finances in a medical emergency situation. I will always stick with Mahindra Insurance when it comes to buying insurance.”