Here’s a great idea that I never heard of before, although I could be the only one who hasn’t.

A salesman from Allstate, the insurance company I dropped years ago because it was too expensive, says I can now get a policy that’s priced according to how many miles a day I drive.

Jeez, how great is that!?

I’m afraid to ask for all the details because I do not want to be inundated with calls and pitches, but “you pay a flat daily rate and a per-mile rate when you drive. So the less you drive, the less you pay.”

I still drive too much. In fact, if anyone found out how much I drive they would probably raise my insurance rates.

But Allstate says this is a good deal for people who typically drive less than 25 miles a day, work from home, are retired, are a stay-at-home parent or a commuter.

It’s also good for anyone who is Uber-addicted and only lives in their car without ever moving it.