Freddie Mac is a government agency that buys mortgages from lenders in order for them to grant more loans to home buyers. The agency works to stimulate the real estate market and increase availability of low cost housing.

FHA.com is a private company, is not a government agency, and does not make loans.

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FHA.com is a private company, is not a government agency, and does not make loans.

Freddie Mac

Related Terms: FHLMC, Federal Home Loan Mortgage Corporation

The Federal Home Loan Mortgage Corporation (FHLMC), conveniently named Freddie Mac, is a government sponsored entity (GSE) that buys mortgages from lending institutions in order to expand the secondary real estate market.

By purchasing mortgages from banks and lenders, Freddie Mac is putting more money into the market, which means there’s more money available to buy homes. Once the FHLMC purchases the bulk of mortgages from lending institutions, they are held or packaged into mortgage-backed securities (MBS), then sold to public investors on the open market.

Freddie Mac was put in place by Congress in order to stimulate the real estate market and increase availability of mortgages. It is regulated by the Federal Housing Finance Agency (FHFA) for its mission, and by the U.S. Department of Housing and Urban Development.

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FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!

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FHA.com is not a government agency. We do not offer or have any affiliation with loan modification, foreclosure prevention, payday loan, or short term loan services. Neither FHA.com nor its advertisers charge a fee or require anything other than a submission of qualifying information for comparison shopping ads. We do not ask users to surrender or transfer title. We do not ask users to bypass their lender. We encourage users to contact their lawyers, credit counselors, lenders, and housing counselors.