I was in an auto accident and the insurance company is offering to settle. Should I accept?

A: Not without talking to an attorney first. Many insurance companies will contact you shortly after the accident to try to settle quickly. But a quick settlement will often prevent you from being able to recover for injuries that develop further down the line. What seems like a minor back pain today might develop into a huge problem in a few months or a year. This is why states like Virginia set the statute of limitations for two years after the injury. For most injury cases, except wrongful death claims, the statute of limitations in the District of Columbia is three years.

Before you sign anything from the insurance company, you should contact an attorney and make sure you’re not waiving any right you might have to a future claim.

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