Blog Archives

www.nomoney.com.au I read an interesting article from Forbes. It claimed that the way that you and your partner manage your finances might not be the best way. How do you and your partner handle your finances? Every couple…

www.nomoney.com.au If you are at uni and have a bit of spare cash (or your parents do), you might be considering paying your course fees upfront so that you don’t go onto the HELP (previously called HECS) system. …

www.nomoney.com.au The ATO have announced that they will no longer be forwarding HELP/HECS statements each year to show your HELP/HECS balance. The reasoning behind not forwarding HELP/HECS statements is that you only need this information when you are…

How you are forced to repay your HELP debt – what is your HELP repayment income When you lodge your tax return, you will be forced to pay a percentage of your income towards your HELP debt (between 4-8%) if…

I got some mail recommending that I “have a ball this summer” and get a personal loan. According to the leaflet it offers me: simplicity – I can roll everything into the one loan – leaving just one repayment…

Kiva.org Kiva is a USA charity that lends money to 2nd or 3rd world entrepreneurs. This allows them to break the cycle. For example, a lady might be making baskets. She has to buy the materials at inflated prices because she…

Cash loans – only if you are desperate If you need short-term cash there are people who will offer it. Obviously though – it will come at a price (a big price). Need a short term loan(shark?) So I went…