Rachelle Trujillo, a spokeswoman for the Girl Scouts of Colorado, declined to comment specifically about this case due to pending litigation but said the cookie operation is like any other large business. The state organization sells 3.5 million cookies.

"When a check is reported as bad debt by a troop's bank, the troop attempts to contact the customer and the council then attempts to resolve the debt," the organization's statement reads. "Like any other business, after multiple attempts to resolve, we use a professional collection agency."

"The problem is I was never notified," Osborn said, claiming he never received a phone call, letter or knock on the door notifying the check had bounced. "Because they never contacted me, I never had the chance to set this straight."

The debt collection agency, AAA Collectors Inc., sued Osborn for $739.85, the bulk of which is $450 in attorney fees, followed by court and principal costs.

An office manager for AAA Collectors Inc. declined to comment to ABCNews.com, explaining that the company is bound by federal law from discussing a collection with a third party.

Osborn had to pay $100 to file a legal response just so the agency doesn't win a judgment by default.

That cost was "the thing that really got me upset," he said.

The attorney for the agency, Randall Purvis, has asked Osborn if he wants to settle, Osborn said, but he declined. Purvis did not respond to a request for comment.

Today Osborn received a notice for a trial date of May 8, and he feels he will likely need to hire an attorney. He has filed a complaint with the state attorney general's office on Monday.

The legal headache hasn't prevented him from buying Girl Scout cookies this year however.

His daughter recently became a Girl Scout in an unrelated troop.

"I like the Girl Scouts and their Girl Scout cookies," he said. "I have no problem donating the money to them. This is making me think twice about writing a check. Just cash -- lesson learned."