Dedication
I would like to dedicate this project to my parents who have always encourage me throughout in my academic career and make possible for me to stand where I am today.

2 Sheikh Waqas Ahmed Mc070400479

Final Project Finance FIN 619

AcknowledgementIn the name of ALLAH, the most kind and most merciful. First of all I m grateful to ALLAH ALMIGHTY, who bestowed me with health, abilities and guidance to complete the project in a successful manner, and without HIS help I was unable to perform this task. More than anybody else, I would like to acknowledge my project advisor, Dr. Muhammad Anwar for his never ending support and untiring efforts. He was always there to guide me whenever I felt stuck off and his encouragement always worked as moral booster for me. I have found him very helpful while discussing the tricky issues in this dissertation work. I would also like to thank Mr. Majid Hassan principal JMCIT Lahore. His critical comments on my work have certainly made me think of new ideas and techniques. I am thankful to all my class fellow specially Ambreen Fatima and all other friends who help me during the project when problem arises, specially my seniors Muhammad Yasir, Tanzila Riaz, Fatima and Saeed Mahmood for their kind help.

3 Sheikh Waqas Ahmed Mc070400479

Final Project Finance FIN 619

Executive SummaryCommon Size Financial Statement discloses the internal structure of the firm. It indicates the existing relationship between sales and each income statement account. It shows the mix of assets that produce income and the mix of the sources of capital, whether by current or long-term debt or by equity funding. The primary objective of financial analysis is to forecast or determine the actual financial status and performance of a project

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...FinancialStatementAnalysis
Assignment 2: “Do Security Analysts Speak in Two Tongues?”
1. Research question
The aim of this paper is to explain why security analysts give overoptimistic
recommendations most of the time on the stock they cover. Two explanations seem plausible.
According to the first, analysts truly believe the stock they chose, will perform outstandingly.
The second explanation states that analysts intentionally over estimate the stocks in order to
satisfy their clients and encourage investors to buy the stock. Analysts would behave like this
because they receive commissions in line with the profits they generate for the corporate
finance department.
To analyze this question, it is important to make the difference between affiliated and
unaffiliated analysts since they do not always behave in the same way. Affiliated analysts
work for an investment bank that underwrites stocks of the covered company. Unaffiliated
analysts work for their own account.
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The authors collected the necessary data, i.e. analyst recommendations, annual and quarterly
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...SWOT Analysis of BankAl-Falah
Here we have applied this very useful technique to identifythe strengths, weaknesses, opportunities and threats ofBank Al-Falah.
Strengths
Strengths
Strong Financial Position
Strong Financial Position
As we can see in the financialstatements of the
bank, the financial position of the organization is very sound
and its profitability is in increasing. The Earning per sharehas been increased on a rate of about 50%, which is a verypositive sign.
Highly Qualified Employees
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The bank has highly qualified and skilled workforceand it has succeeded to attract the best bankingprofessionals from across the country due to its growingpace and sound reputation.
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The management of the bank is very muchconcerned with the development of and improvement of theworking environment. The bank has state of the art andpurpose built branches where all the modern technologiesare provided to get the efficiency of the workforce and thecustomer satisfaction.
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...difficult, It will do you good,
Unless you try to do something
Beyond what you have already mastered You will never grow”.
RONALDE. OSBORN
I did my training in HDFC BANK BANGALORE,.
The concept of this project is to check whether HDFC BANK is performing well year after year or lacking in performance. The performance can be evaluated by doing FinancialAnalysis of FinancialStatements of Bank. The purpose of this project is to evaluate the performance of HDFC BANK. It primarily aims at learning the various factors that can help I evaluation process. I have tried to find out the reasons or ground where it is lacking. I have also tried to find out the areas of improvement.
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ANALYSIS, COMPARATIVE FINANCIALSTATEMENT AND TREND PERCENTAGES have been used. In statistical tools, I’ve used
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6
INTRODUCTION OF BANKING
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... Analysis of FinancialStatements of
The City BankLimited
Ratio Analysis
Ratio Analysis involves methods of calculating and interpreting financial ratios to analyze and monitor the firm’s performance. The basic inputs to ratio analysis are the firm’s income statement and balance sheetFinancial ratios are designed to helps one evaluate a financialstatements.
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The current ratio is a widely used measure for calculating a company’s liquidity and short term debt paying ability. Generally, the higher the current ratio, the more liquid the firm is considered to be. The current ratio is sometimes referred to as the working capital ratio. The current ratio is only one measure of liquidity.
Ratio
Formula for calculation
2006
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...acquisition and effective allocation of assets or company resources
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It’s a set of documents prepared by firms at the end of their accounting period.
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...HABIBBANKLIMITED
Session 2007-09
Submitted To:
Submitted By:
SAJID VIRK
Roll No.238
MBA
DEPARTMAENT OF MANAGEMENTS
The Islamia University of Bahawalpur
PREFACE
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DEDICATION
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...FinancialStatementAnalysis
Contents
► Executive Summary
► Introduction
► About State Bank of India
► Industry Role &amp; FinancialAnalysis
► Share Price
► Competitors
► FinancialStatementAnalysis
► Ratio Analysis of Performance Indicators
► About ICICI Bank
► Comparison with the Competitor
► Risk Management
► Conclusion
► Recommendations
► References
Executive Summary
Financialstatementanalysis is defined as the process of identifying financial strengths and weaknesses of the firm by properly establishing relationship between the items of the balance sheet and the profit and loss account. It also helps to analyse the financial results, position and condition of the companies in the market. It is usually derived from the annual reports or financial reports of the company. Financialanalysis is the selection, evaluation, and interpretation of financial data, along with other pertinent information, to assist in investment and financial decision-making. Financialanalysis may be used internally to evaluate issues such as employee performance, the efficiency of operations, and credit policies, and externally to evaluate potential...