Our Sponsors

Educational Trust

Career Center

Learn about careers in Ohio agribusiness

Events

See what’s happening at OABA and in Ohio agriculture

Workers' Compensation Group Rating Program

OABA members have an opportunity to participate in multiple programs to reduce workers' compensation premiums through our partnership with CompManagement, Inc., a seasoned veteran in the Ohio workers' compensation industry serving and operating in the Ohio community on a statewide basis since 1984.

Group Rating Program

Enables small employers with better than average claim histories to combine claim expenses and rate calculations to take advantage of premium savings currently reserved for large employers. By participating in group rating, employers enjoy a much lower premium than could be attained on their own. Savings generally range from 25 percent to the maximum discount allowed by the Ohio Bureau of Workers' Compensation each year.

Employers who do not qualify for group rating may want to explore this alternative rating program. The program is designed to reward participants that are able to keep their claim costs below a predetermined amount. Employers continue to pay their individual premium; however, they have the opportunity to receive retrospective premium adjustments. Employers committed to improving workplace safety and accident prevention in order to reduce the frequency and severity of accidents involving their employees, should investigate this program further as an additional savings tool.

An alternative rating program that allows employers to lower their premium expense by offering an upfront premium discount in exchange for the employer assuming a per claim deductible. Employers select a deductible level that is appropriate to their business, but it may not exceed twenty-five percent of their premium in a policy year.

CompManagement provides services in the areas of account management, program administration, claims administration, development of client personnel procedures as related to unemployment compensation, training and education, benefit charge audits, tax rate calculations including common rate programs, voluntary payments, corporate changes as they affect tax exposure, and hearing representation before the Appeals Sections of each state agency where allowed.

Safety and Loss Control Consultation

Members of Ohio Agribusiness' Group Rating program have access to telephonic consultation with a member of the CompManagement Risk Services team at no additional charge to assist them with a variety of risk, health, and safety issues. Risk Services provides risk, health, and safety management support services to help maintain regulatory self-compliance, improve workplace safety and enhance injury prevention. CompManagement's professional experts may also be retained to develop an organizational specific safety program that is easily administered as well as highly effective. Assistance is available in identifying areas of opportunity within loss control, safety management/accountability, risk management, regulatory self-compliance, human resources, ergonomics, behavior modification, and drug-free workplace program development.