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Medicare Seminars in Connecticut

Crowe and Associates is offering Medicare Seminars in Connecticut. We are an independent agency contracted with all Medicare companies in the state of Connecticut. We conduct seminars to educate consumers on Medicare Advantage plans (also called Part C or Managed Medicare), stand alone part D RX plans and Medicare supplement plans (Also called Medigap plans). Meetings run about 1 hour with the primary goal focusing on four main areas:

1)Explain how Original Medicare works as well as coverage provided by Medicare A and B. It’s important to understand how Medicare benefits work so that you can make the most informed, best decision for you and your family members.

2)Detailing the difference between a Medicare Advantage and a Medicare Supplement plan. They are distinctly different plans. Understanding the difference between them allows the Medicare beneficiary to make a more educated decision.

3)Explaining the strengths and weakness of both Advantage and Supplement plans. How a Medicare beneficiary should use their own situation to determine which is better for them. (There is not a “best plan” or “best option”.) Personal health/medical needs will be the biggest determination when it comes to finding the right plan.

4)Once the right type of plan has been determined (Medicare Advantage vs. Medicare Supplement) we will then provide a review of the company offerings for 2016. It’s important to learn the differences between the companies that offer Medicare plans. Understanding the details between companies and plans is vital to having proper coverage.

The primary goal:

will be for attendees to leave the meeting with the confidence to pick a plan that suits them best. If interested in attending a meeting, please call our office at 203-796-5403 or email [email protected]

Crowe and Associates is a full service brokerage offering clients not only Medicare, but regular health, dental and life insurance. We also offer property and casualty insurance as well as investment advice. We do not charge any fees. If you have questions or need additional information, please give us a call at 203-796-5403.

United Healthcare Medicare Complete Connecticut:

United Healthcare Medicare Complete Connecticut plans are a series of Medicare Advantage plans offered by United Healthcare. Medicare Advantage plans are also called Part C plans or Managed Medicare Plans. United Healthcare offers 3 Medicare complete plans in Connecticut for 2016. They are Medicare Complete plans 1,2 and 3. Each plan has a different monthly premium and benefits. All three have Rx coverage included in the benefits.

Plan 1 is a $99 a month plan with the lowest copays of the three plans. This plan has additional extras such as vision, dental and hearing benefits. Plan 2 is a $29 a month plan with slightly higher copays than Plan 1 and comes with vision, dental, hearing and Silver Sneakers benefits. In Plan 3 there is a $0 month premium with the highest copays of the three plans and requires a specialist referral. It has the additional vision, hearing and Silver Sneakers benefits. Silver Sneakers is available on the United Healthcare Medicare Complete Plan 1 but there would be additional monthly premium to add it. Full plan summaries are available in the links below for more detailed benefit descriptions.

United Healthcare Medicare Complete plans

Participating providers can be accessed in both CT as well as NY as in network providers. The plans also come with the Passport program which allows members to access doctors in other states as in network providers (Assuming the participate with United in the other states.) UHC does have some benefits at a 20% co-insurance level which can lead to substantial out of pocket for some procedures. We include both a summary of benefits and an application for all plans in the links below.

Feel free to either call our office at 203-796-5403 or send an email to [email protected] with any questions.