http://www.thejournal.ie/profile/17966/where-branches-closing-1344265/
Michael Byrne2013-07-03http://www.thejournal.ie/profile/17966/where-branches-closing-1344265/Where will the branches be closing?
]]><p>Where will the branches be closing?</p>
http://www.thejournal.ie/profile/112017/upto-jobs-lost-week-between-hp-ulster-bank-1344412/
itiswhatitis12013-07-03http://www.thejournal.ie/profile/112017/upto-jobs-lost-week-between-hp-ulster-bank-1344412/Upto 2100 jobs lost this week between HP and Ulster bank and our treacherous leaders have the gaul to say things are improving.

How is this government allowed to continue ruin this country. We should be ashamed of ourselves for letting this government ruin this country.

]]><p>Upto 2100 jobs lost this week between HP and Ulster bank and our treacherous leaders have the gaul to say things are improving. </p>
<p>How is this government allowed to continue ruin this country. We should be ashamed of ourselves for letting this government ruin this country.</p>
http://www.thejournal.ie/profile/24740/you-article-ulster-bank-saying-uk-irish-ppl-1344291/
Flippermac2013-07-03http://www.thejournal.ie/profile/24740/you-article-ulster-bank-saying-uk-irish-ppl-1344291/You also left out in your article that ulster bank are saying in the uk that irish ppl dont want to pay ther mortgages . So I that it they are going to start going heavy handed with ppl in morgage arrears
]]><p>You also left out in your article that ulster bank are saying in the uk that irish ppl dont want to pay ther mortgages . So I that it they are going to start going heavy handed with ppl in morgage arrears</p>
http://www.thejournal.ie/profile/69285/bang-goes-wifes-job-likely-anyone-mabs-looks-1344370/
sean2013-07-03http://www.thejournal.ie/profile/69285/bang-goes-wifes-job-likely-anyone-mabs-looks-1344370/bang goes my wife’s job more than likely

anyone got the number for MABS , looks like thats what I will need :(

]]><p>bang goes my wife’s job more than likely </p>
<p>anyone got the number for MABS , looks like thats what I will need :(</p>
http://www.thejournal.ie/profile/11820/are-talking-people-say-headcount-their-employees-statistics-1344347/
Mark Joyce2013-07-03http://www.thejournal.ie/profile/11820/are-talking-people-say-headcount-their-employees-statistics-1344347/Are they talking about people when the say ‘headcount’? Their employees are just statistics to them! There is research out there that compares Wall Street bankers to Psychopaths and finds very little difference between the two groups.. Neither are capable of human empathy and both are living in a detached reality!
]]><p>Are they talking about people when the say ‘headcount’? Their employees are just statistics to them! There is research out there that compares Wall Street bankers to Psychopaths and finds very little difference between the two groups.. Neither are capable of human empathy and both are living in a detached reality!</p>
http://www.thejournal.ie/profile/63906/was-expecting-job-losses-i-title-1344239/
Adam Power2013-07-03http://www.thejournal.ie/profile/63906/was-expecting-job-losses-i-title-1344239/Was expecting up to 100 job losses when I saw the title.

Everythingwentbetterthanexpected.jpg

]]><p>Was expecting up to 100 job losses when I saw the title.</p>
<p>Everythingwentbetterthanexpected.jpg</p>
http://www.thejournal.ie/profile/95899/it-improve-customer-service-worst-banks-1344277/
Disco Dee2013-07-03http://www.thejournal.ie/profile/95899/it-improve-customer-service-worst-banks-1344277/It might improve their customer service, worst of all the banks
]]><p>It might improve their customer service, worst of all the banks</p>
http://www.thejournal.ie/profile/49714/that-goverment-joke-job-losses-jobs-created-people-1344467/
Patrick O'Carroll2013-07-03http://www.thejournal.ie/profile/49714/that-goverment-joke-job-losses-jobs-created-people-1344467/That goverment is a joke, job losses no new jobs created where will the people get the money for the water rates next year??
]]><p>That goverment is a joke, job losses no new jobs created where will the people get the money for the water rates next year??</p>
http://www.thejournal.ie/profile/15403/the-banking-story-week-increase-bank-charges-aib-1344987/
john clarke2013-07-03http://www.thejournal.ie/profile/15403/the-banking-story-week-increase-bank-charges-aib-1344987/The big banking story last week was the increase in bank charges by AIB. This week its the closure of the Ulster Bank branches. Following on from the departure of Dankse, Rabobank, KBC etc.this means that we will have no retail banking in Ireland apart from AIB and BoI with competition effectively dead. The days of the Irish Banking cartel that operated up until the late eighties is coming back to haunt us.

The real story here is that for many years the Irish banks undercut their competitors fees to dominate the retail banking sector. The advent of cheap German money in the boom years allowed the Irish banks operate without any attention being paid to their operating costs or retail income. Ireland had, and to my knowledge still has the lowest bank charges in Western Europe. This maybe a shock but if you want proof compare the fee brochures North and South for the Irish Banks. The facts are that no European country had the density of branches that Ireland had and that Irish banks used this loss making operation to see off any foreign competitor in the retail banking sector.

In all the clamour that is being made about the failure of the Regulatory Bodies no question has been asked about why the Irish Banks operated unprofitable retail operations with impunity in order to expel the competition. While the value offered to the consumer on transactional banking is obvious the legacy that it creates is far more sinister. Following the demise of the traditional Building Society in the Celtic Tiger the foreseeable future will offer no alternative lenders in the retail market for future first time home buyers, car buyers etc. The future for the banking consumer in Ireland looks very bleak.

]]><p>The big banking story last week was the increase in bank charges by AIB. This week its the closure of the Ulster Bank branches. Following on from the departure of Dankse, Rabobank, KBC etc.this means that we will have no retail banking in Ireland apart from AIB and BoI with competition effectively dead. The days of the Irish Banking cartel that operated up until the late eighties is coming back to haunt us.</p>
<p>The real story here is that for many years the Irish banks undercut their competitors fees to dominate the retail banking sector. The advent of cheap German money in the boom years allowed the Irish banks operate without any attention being paid to their operating costs or retail income. Ireland had, and to my knowledge still has the lowest bank charges in Western Europe. This maybe a shock but if you want proof compare the fee brochures North and South for the Irish Banks. The facts are that no European country had the density of branches that Ireland had and that Irish banks used this loss making operation to see off any foreign competitor in the retail banking sector. </p>
<p>In all the clamour that is being made about the failure of the Regulatory Bodies no question has been asked about why the Irish Banks operated unprofitable retail operations with impunity in order to expel the competition. While the value offered to the consumer on transactional banking is obvious the legacy that it creates is far more sinister. Following the demise of the traditional Building Society in the Celtic Tiger the foreseeable future will offer no alternative lenders in the retail market for future first time home buyers, car buyers etc. The future for the banking consumer in Ireland looks very bleak.</p>
http://www.thejournal.ie/profile/69043/as-money-tds-wages-cares-1344494/
tax slave2013-07-03http://www.thejournal.ie/profile/69043/as-money-tds-wages-cares-1344494/As long as there is enough money for TDs wages who cares . How you pay water charges .
]]><p>As long as there is enough money for TDs wages who cares . How you pay water charges .</p>
http://www.thejournal.ie/profile/92082/yeah-heard-yesterday-eveningwhy-journal-1344271/
Josephine Carroll2013-07-03http://www.thejournal.ie/profile/92082/yeah-heard-yesterday-eveningwhy-journal-1344271/yeah heard this yesterday evening…why did journal.ie not report on d murder/court case of lithuanian woman and daughter?
]]><p>yeah heard this yesterday evening…why did journal.ie not report on d murder/court case of lithuanian woman and daughter?</p>
http://www.thejournal.ie/profile/120111/pity-i-bank-dorset-street-i-reckon-either-1346814/
Lorelei Cleaning2013-07-03http://www.thejournal.ie/profile/120111/pity-i-bank-dorset-street-i-reckon-either-1346814/Pity, I bank in Dorset street I reckon either there or phibsboro will go. Besides those 2 I’ve been in a few branches around the company, found staff in all really helpful and friendly wouldn’t want to see any go
]]><p>Pity, I bank in Dorset street I reckon either there or phibsboro will go. Besides those 2 I’ve been in a few branches around the company, found staff in all really helpful and friendly wouldn’t want to see any go</p>
http://www.thejournal.ie/profile/111578/are-protestant-bank-1346662/
Patrick Cockfarmer2013-07-03http://www.thejournal.ie/profile/111578/are-protestant-bank-1346662/Are they a protestant bank?
]]><p>Are they a protestant bank?</p>