I have 4 Amexs but I'd like to combine my two common ones, the Gold Delta Skymiles and its Business sister. My personal one has a $5000 limit and the Business is going to have a $9000 limit soon, both carry the same Skymiles membership number. I currently have 9 credit cards so I'd love to cut them a bit and combine these two..... Will Amex allow me to do so?

You can close the account with a balance and save yourself the annual fee, then just pay it down at the current APR. Most regular business lines are personally guaranteed unless your business has a great D&B. You can't really combine them, per se, and add the credit lines together, but if it's personally guaranteed and you're closing one they may allow you to shift some of that limit to the remaining open line.

Freedom is never more than one generation away from extinction. We didn't pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same.Ronald Reagan

Pete838 wrote:You can close the account with a balance and save yourself the annual fee, then just pay it down at the current APR. Most regular business lines are personally guaranteed unless your business has a great D&B. You can't really combine them, per se, and add the credit lines together, but if it's personally guaranteed and you're closing one they may allow you to shift some of that limit to the remaining open line.

Who is online

Users browsing this forum: No registered users and 2 guests

†Advertiser Disclosure
The credit card offers that appear on this site are from credit card issuers from which CreditCardForum.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CreditCardForum.com does not include all credit card offers that might be available to consumers in the marketplace.

Editorial Disclosure Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

User Generated Content Disclosure Forum member posts, comments and responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank
advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or
questions are answered.