An independent agency of the United States Government. NCUA regulates,
charters, and insures the nation's federal credit unions. The shares
in Members Choice Federal Credit Union are insured by the National
Credit Union Share Insurance Fund (NCUSIF) or the Fund, an arm of
NCUA. Established by Congress in 1970 to insure member share accounts
at federally insured credit unions, the Fund is managed by NCUA under
the direction of the three-person NCUA Board.

Your share insurance is similar to deposit insurance provided by
the Federal Deposit Insurance Corporation (FDIC). NCUSIF is very
strong and healthy and consistently exceeds it's target for insurance
funds. Most member
accounts are insured up to the $250,000 federal limit. Based on your
account structure you could be insured for more than $250,000 and
backed by the full faith and credit of the United states Government.
Go to www.ncua.gov to learn more.

National Credit Union Share Insurance
Fund

The National Credit Union Share Insurance Fund (NCUSIF) is the
federal fund created by Congress in 1970 to insure member's deposits
in credit
unions up to the $250,000 federal limit. Administered by the National
Credit Union Administration, the NCUSIF is backed by the "full
faith and credit" of the U.S. Government.

You can use the new Electronic Share Insurance Estimator at the NCUA
web site in order to give you an idea as to the amount of coverage
your accounts at the Credit Union carry. Based on the type of deposit
account(s) you have, this estimator will determine how much those
same accounts are insured for.