Announcements

Fishing Minnesota had added a new menu item (see above) called Fishing Report Clubs. It's a way to keep the really good fishing reports coming and being shared only with those who also provide detailed fishing reports.
We will only approve new members who request to join if they have already posted a recent fishing report in the area forum, associated with the Fishing Report Club area you want to join.
We are going to limit the number of regular memberships, in the Fishing Report Clubs, to the top 20 members in each Club, to those with the best frequency and quality fishing reports provided in the club and less so in the regular fishing report forum open to all members. The higher quality fishing report reserved for the club of course.
If you want fishing reports around your area, I would Join Now, some of the clubs are starting to fill fast. Use the Fishing Reports Club link in the Menu above (after you've posted a fishing report in the regular area forum) and request to Join.

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Best discount on a credit card???

Question

BLACKJACK 3

BLACKJACK 3

Theres a discussion under the new truck thread about credit card discounts, thought I'd ask what you get back.

My GM card gives me 5% of my purchase price in redemption points, the catch is that it has to be used toward a new GM vehicle. My Cabelas card gives me 1% back, or 2% if I'm buying Cabelas merchandise. Both these cards have no annual fees.

What credit cards do you have that give a better than 1% back discount?

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12 answers to this question

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Coach Dog 0

Coach Dog 0

I have had a Bass Pro Shops Visa for about 8 years now. Pretty much the same as Cabela's, but I believe you get 4% when you buy their stuff. My wife has one too. I enjoy about once a year to buy a bunch of tackle or rod or reel. We pretty much put everything on cc now, pay it off completely every month and get to blow the rewards on goodies every year. I usually end up getting about $250 every year from it.

Pay attention to deals by opening up a card, as some are better than others.

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BoxMN 15

BoxMN 15

Citibank used to be a really good card, but not sure anymore, they may have dropped from 5% on gas to only 1%.

I used mostly my Gander Card, 1% on everything else, and 5% on Gander purchases. They also have a good opening purchase, so if you need a big purchase (I got a layout blind and shells and decoys and some other stuff, and saved like over $100), always 10% off or better, and they often give good coupons for purchases at Gander. And Gander matches prices of all other stores, so that is cool.

For most of these, you don't want to carry any balance, as the interest rate is like 16% or more, though I am not sure as I don't carry balance. At least it is not as bad as the Discover cards, should you happen to miss a payment. I only use that card for Sams purchases.

I won't pay a yearly fee for any card though, regardless of the bonus you get. Good luck,

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Carp-fisher 0

Carp-fisher 0

I havent got a credit card before, how would I be able to get a credit history started so I could get one?

Chances are that you will have to get a credit card with a yearly membership fee. When I started my credit, I applied for a card from Capitol One. The only card I could get was one with a $400 dollar credit limit and a 40 or 50 dollar a year membership fee. I used that card responsibly (never carried a balance for more than 1 month). They increased my limit to a 1000 then 2000 then 5000. Then after that I started getting offers from other companies. Now I have several credit cards, but the one I use regularly is the Cabelas Card. I take college classes part time, so I charge my tuition to my Cabelas card, and then I pay off my card immediately. I like the rewards and my credit has never been better.

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Fishbreath1 0

Fishbreath1 0

I havent got a credit card before, how would I be able to get a credit history started so I could get one?

My experience is that credit card companies are ALWAYS willing to hook you up, no matter the credit history, age, whatever. When I was in college, I could get a card with a higher spending limit than I can get now! My advice to you is not to apply to lots of cards to see which ones approve. For some stupid reason, applying for credit hurts your credit score, albeit temporarily. Go to all the major card websites and compare the offers for short credit history folks. I hate that credit cards are the only way to really start your credit history, just pay them off every month or you pay outlandish (should be outlawed) interest! Hope that helps, I'm no expert, just sharing personal experience.

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nitroant 0

nitroant 0

I looking for advice on which card to get- the Gander Card or the Cabela's Card. I know the Cabela's point never expire, but I have heard that the Gander points need to be turning into gift cards once a year if you don't use them?? That is what the kid behind the counter said anyway and they didn't have any printed info for me to read to figure it out on my own. Can somebody with a Gander card shed some light on this for me?? Thanks-

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Scott M 3

Scott M 3

I havent got a credit card before, how would I be able to get a credit history started so I could get one?

I got an American Express card with no credit history. It was a student card. I'm assuming you are a student, and even if you aren't they aren't checking to see if you are. Basically they ask if you have a job and what you have in the bank. I think my opening limit was like $600 bucks, but after 4 years or so it was 5 figures. I never carried a balance, which you won't want to carry either. Now I've moved on to the bigger and better cards (which I don't carry balances on either).

Good luck. American Express gets turned down in a lot of places but it was always there if I was in a tight spot.

Your Responses - Share & Have Fun :)

First off welcome to the site ! Fish that area quite often and have seen some good flocks around there. I would get out and do some glassing in the area , especially around some picked corn fields. Right now they are wintered up but will break apart once spring gets closer. Maybe hit up a local bait store and ask around if anyone knows of a spot. Or look at the landowners list that received permits in that area. They legally have to grant permission to hunt there land but unfortunately a lot of landowners will tell you they are full even if there not Good luck in your search.

When i was there all could find was perch but i only fished for about 3-4 hours all weekend. Not sure on panfish but i know the walleye bit is still pretty good. I'm sure theres plenty of panfish to be had back there though to.

+1 here.
I miss the hills of SE MN but when I have birds walking through my yard it’s hard to leave Central MN.
Its not like they’re gonna be super easy but I’m trying to get my first with a bow, and that’s not easy. Not yet anyway. The more days I can get in, the better. And sticking around home makes THAT part easier.
When I first started hunting turkeys it took me three seasons to kill a bird. Then every year after that was a score with the shotgun for about 20 seasons maybe? I’m going into my second legitimate season of effort with my bow. Hoping two times is a charm.

I spent a little time last summer looking for weed walleyes in Niles Bay. About 10 minutes into my experiment I caught a chunky 22" on a spinner rig over a weedbed in about 10'. The weeds were growing about halfway to the surface but that fish had no problem smacking my bait. I'll keep experimenting this year.... can't wait for open water!

awesome feedback! thank you so much for the info! Ill get up ther next year, i dont want to keep any i just want to catch some nice eyes and northern.....hell, whatever! ive been in a sleeper 5 times on LOW and we only had one real good trip. upper red lake once in a sleeper caught 3 eyes in 3 days. i dont mind if i catch one or two fish, its all about the experience for me on the big water. but the girlfriend is a hard one to convince at times for a return trip if the fishing is slow. were headed to fairbault this weekend, i hope we get into something. thanks again guys! ill post a report on our trip. good luck on the ice!

Well who else is going after long beards this spring? I was drawn for season B again no surprise. There were surplus tags left as there were last couple years. Really like the new approach to not having to apply for the later seasons spreads the hunters out and gives guys like me the opportunity to get after them early Been out doing some scouting and been seeing some big wintering flocks one I was glassing other day had over 60 birds in it! They have really been working over the picked corn lately. Oh cant wait to hear the first gobble of the year

Hello:
Repairing Coleman Focus 3 / 5 / 10 / and certain model numbers for the focus 15.
If your coleman focus heater is in need of a rebuilt burner or other parts I can help.
I do supply parts and repair the above heaters including rebuilding burners for the heater.
Qestions = give me a shout.
Head Shot
eklb@mediacombb.net

Pat,
July is my best time for walleyes in the weeds!
I did not cast spinner baits but did pull spinners with 1/2 crawler right along the edges in about 3' to 4' deep water.
We were so close to the boat with our lines that we could see our spinners and actually see the walleyes charge out of the weeds and grab our baits! FUN!!
Now, thanks to the rustys, those cabbage weed beds are gone.
Cliff