Re: Discover secured card!!!! Offer

I just. Have A 1000$ dollars cardWith a local credit union.. No collections or money in debt to no oneI was confuse I don't understand the full logic of a secured cardBut I look it up online... And seems that discover doesn't offer secured cards..But they are offering me oneSo I don't understand what's going maybe it's a new thing going on. Or something

Re: Discover secured card!!!! Offer

It says

Compare Secured Credit Cards Capital OneSecuredMasterCardCredit CardNo annual feeRequires a refundable security depositReports to all three major credit bureausFree FICO® Credit Score on your monthly statement15% cash back in categories that change throughout the year, up to the quarterly maximum. Signing up each time is free and easy. 5% Cashback Calendar1% cashback on all other purchases100% U.S. based customer service available any timePaying late won't increase your APRNo late fee on your first late paymentNo overlimit feePay up to midnight (ET) the day it's due by phone or onlineIf you lose your job, we'll help out with a $100 gift card2Accepted at 9 million merchants nationwide3Comparison based on information obtained on issuers' websites or from customer service representatives as of November 2013.

1Your FICO® Credit Score is based on data from TransUnion and may be different from other credit scores. FICO® Credit Scores are delivered only to Primary cardmembers who get a monthly statement and have an available score. Discover and other lenders may use different inputs like a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation.
Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies.
Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.