t the end of the Long Wharf watching a big steamer making her way slowly up the harbour. It being the noon hour, the wharf hands were all away at dinner, and the place was almost deserted.

Suddenly he was startled out of his reverie by the sound of hoofs beating with alarming rapidity upon the resounding planks, and turning round he saw what caused him to spring to his feet with every nerve and muscle athrill. Thundering down the wharf in blind and reckless flight came Miss Drummond's pony, while in the carriage behind sat the owner, tugging desperately upon the reins, her face white and set with terror.

Acting upon the first impulse of the moment, Terry ran forward, shouting and waving his cap. Then, seeing that to be of no avail, he sprang at the maddened creature's head, hoping to seize the reins. But by a quick swerve the pony eluded him, and the next moment plunged headlong off the end of the wharf, dragging the carriage and its helpless occupant after her. There was a piercing shriek, a sp