Heat oil in a large frying pan. Add onion, pepper and tomato and saute until soft. Add in corn, beans, chili peppers, spices and cream cheese, and cook until completely combined. Stir in rice.

Spoon bean mixture in the center of the tortilla. Roll up and lay in pan. Repeat with remaining tortillas. Spoon sauce of your choice over the burritos, and sprinkle with cheese. Bake at 375°, or until the cheese is golden and bubbly.

* If you don't have access to tortillas, you can either use wraps, or make them yourself. I found a great recipe here.