Data File:
Section 2 - Access and use of financial services and products

Content

The dataset provides information on the use of available financial services and products. Questions were asked of all household members, heads of households as well as randomly selected household members who answered according to sections that related to them.Information collected include the use of various financial services such as banking, credit schemes; and financial products such as credits, overdrafts and loans. Data are also available on other financial services including insurance and pension fund.

Cases

2682

Variable(s)

27

Version

Version 1.0

Producer

Ghana Statistical Service (GSS)

Missing Data

Prior to 2008, missing data and not applicable data were left as blank. These values are not differentiated. The current policy is to identify the missing data as follows:-a coded value would be composed of 9s such that the entire length of the field is filled. For example a code of' '999' would be used for a missing field of three characters. -not applicable or skipped variables are left blank

Processing Checks

All files have been checked for the following:1. All variables have been clearly defined and labelled2. All categories (value labels) have been clearly defined3. All cases have unique identification (no duplicates)4. The frequencies of expected respondents checked with the actual section and inconsistencies noted.5. Skip patterns have been verified6. Structure edits have been performed

Notes

Universe for Section 2:Questionnaire Group 1 Section 2: All household members 15 years and older.Questionnaire Group 2 Section 2: All household members 15 years and older.Questionnaire Group 3 Section 2: Household head and one randomly selected adult household member.

Has respondent saved money through a credit union or savings association in the past 12 months?

Now think of all the ways that you save money. We are not talking about investing in a business or buying land , but only about where you put money to use later. Have you used a non-bank financial institution such as a credit union, savings association, etc. to save money in the past 12 months?

Many people insure themselves and their possessions against unexpected circumstances. Have you used any institution to insure yourself (life, health) or your property (household goods, house, vehicle and the like) in the past 12 months? That is, do you have any long or short term insurance policy with any institution (s)?