Finsens Mortgage Bonds

Finsens Mortgage Bonds

As financial service provider, Finsens specialises in providing full support for our clients. Financial planning, including mortgage and pension advice as well as asset management, is part of our expertise.

Over the course of our 25 years’ worth of experience, we’ve seen the world of financial planning change drastically. Nowadays, it is harder to realise financial goals. On the one hand, banks are reluctant to grant mortgage loans (particularly to expats, self-employed people

and clients of over 60 years of age) and corporate loans to SMEs. On the other hand, the historically low interest rates and large-scale currency fluctuations on the global stock exchange make it harder to realise positive returns. We expect that the current situation will persist throughout the next couple of years.

However, there is another way of realising positive returns, namely via mortgage bonds.

WHICH MORTGAGES ARE POSSIBLE?

HOW DOES IT WORK?

Step 2: calculation of the maximum value of the mortgage (depending on the type and purpose of the real estate)

Step 3: proposition to private investors

Step 4: start of investment

HOW MUCH CAN I BORROW APPROXIMATELY?

I WANT TO INVEST

Granting mortgage loans with a group of fellow investors, with as your starting point a higher interest rate as well as securities
(right of 1st mortgage, combined with a favourable loan-to-value ratio and the right to pledge the property).