PLEASE READ THIS TERMS AND CONDITIONS (the “Agreement”) CAREFULLY BEFORE USING THE MILAN SOLUTIONS GROUP, LLC’S WEBSITE (the “Site”) OR ANY SERVICE PROVIDED THEREIN (“Service”). This Agreement is between you (“You”, “Your”, and “Yours”) and Milan Solutions Group, LLC.

By using this Site or any Service of Milan Solutions Group, you signify your agreement to these terms and conditions. If you do not agree to these terms and conditions, do not use this Site or Service. Milan Solutions Group, LLC may modify this agreement at any time and such changes will be effective on the date that such modified Agreement is posted on this Site. Use of the Site or Services after such changes have taken effect constitutes acceptance of all changes.

Restrictions On Use of Materials and Intellectual Property Rights

This Site or Service and all of Milan Solutions Group, LLC products, trade names, marks, and logos are protected by copyright, trademark, and other intellectual property laws, and all intellectual property rights therein belong to Milan Solutions Group, LLC and/or its affiliates and/or its suppliers (collectively, the “Milan Solutions Group, LLC Intellectual Property”). Any textual or graphic material you copy, print, or download from this Site or Service is licensed to you by Milan Solutions Group, LLC for your personal, non-commercial home use only, provided that you do not change or delete any copyright, trademark or other proprietary notices. You may not sell, reproduce, distribute, modify, display, prepare derivative works based on, re-post or otherwise use any of Milan Solutions Group, LLC Intellectual Property in any way.

Furthermore, you may not use Milan Solutions Group, LLC Intellectual Property on any other site or service, in a networked computer environment or in any other medium for any purpose. Milan Solutions Group, LLC reserves the right to terminate your access to this Site and to use any of its intellectual property at any time.

Use of Content

By posting communications to or transmitting through the Site or Service, you hereby grant Milan Solutions Group, LLC a royalty-free, perpetual, irrevocable, transferable, non-exclusive license to use, reproduce, modify, publish, edit, translate, distribute, perform, and display such communication(s) alone, for marketing purposes, or as a part of other works in any form, media, or technology, whether now known of hereafter developed and to sublicense such rights to anyone.

Anything you transmit or post may be used by Milan Solutions Group, LLC or licensed to others by Milan Solutions Group, LLC for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast and posting, or developing, manufacturing and marketing products using such information.

Conduct

As a user, you are responsible for your own actions, and the consequences of those actions. Proper conduct on the Milan Solutions Group, LLC Site includes refraining from posting material that is:

Copyrighted, unless you are the copyright owner or have the permission of the copyright owner.

Revealing of trade secrets, unless you own them or have the permission of the owner.

In violation of any law or infringing on any other intellectual property rights of others, or on the privacy or publicity rights of others.

Obscene, sexually explicit, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another user or any other person or entity.

An advertisement, promotional material, “junk mail,” “Spam,” chain letter, pyramid scheme or any other form of solicitation of business.

Users also must not:

impersonate another person;

misrepresent their affiliation with any person or organization;

access the Site to obtain a list of users of the Site;

use password protected, secure, or non-public areas of the Site (or frames or links to the Site) without proper authorization;

distribute computer viruses, worms, or any software intended to damage or alter a computer system without the owner’s consent;

use any mechanisms that generate excessive network traffic;

either directly or through any person or entity, in any form or manner, copy, distribute, reproduce, incorporate, or allow unauthorized access to the Site, its content, or the Services; or

Use of the Services for transmission, distribution, retrieval, or storage of any information, data, or other material in violation of any applicable law or regulation is prohibited.

Milan Solutions Group, LLC does not represent or guarantee the truthfulness, accuracy, or reliability or any of communications posted by other users or endorse any opinions expressed by users. You acknowledge that any reliance on material posted by other users will be at your own risk. Milan Solutions Group, LLC does not screen communications in advance and is not responsible for screening or monitoring material posted by users.

Milan Solutions Group, LLC has no liability or responsibility to you for performance or nonperformance of such activities. Milan Solutions Group, LLC reserves the right to expel users and prevent their further access to the Site or Service for violating this Agreement or the law and the right to remove communications which violate the terms of this Agreement.

System and Network Security

Violations of system or network security of the Site or Service are prohibited, and may subject you to criminal and/or civil liability. Milan Solutions Group, LLC will investigate potential security violations, and may notify applicable law enforcement agencies if violations are suspected. You may not attempt to circumvent the authentication procedures or security of any host, network, network component, or account to access data, accounts, or systems that you are not expressly permitted to access. You may not interfere or attempt to interfere with service to any other user, host, system, or network on the Internet unless expressly permitted to do so. You may not share any passwords provided to you by Milan Solutions Group, LLC with any third-parties. MILAN SOLUTIONS GROUP, LLC IS NOT RESPONSIBLE FOR ANY UNAUTHORIZED USE OR DISCLOSURE OF ANY PASSWORD.

Disclaimers and Limitation of Liability

The materials in this Site or Service are provided “as is” and without warranties of any kind either express or implied. Moreover, any portion of the materials available on this Site or Service may include inaccuracies or typographical errors. Changes may be made, from time to time and without notice, to the materials available on this Site or Service, the Site or Service itself, and to the products described on this Site or Service.

To the fullest extent permissible pursuant to applicable law, Milan Solutions Group, LLC disclaims all warranties, express or implied, including, but not limited to implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, accuracy of data, non-infringement, security, or title. Milan Solutions Group, LLC does not warrant the accuracy, completeness or usefulness of any information contained on this Site or Service. Milan Solutions Group, LLC does not warrant that the functions contained in the materials available on this Site or Service will be uninterrupted or error-free, that defects will be corrected, or that the materials, this Site or Service or the server that makes them available are free of viruses or other harmful components. You (and not Milan Solutions Group, LLC) assume the entire cost of all necessary servicing, repair and correction.

Under no circumstances, including, but not limited to, negligence, shall Milan Solutions Group, LLC be liable for any special, incidental, indirect, or consequential damages that result from the use of, or the inability to use, Site or Service or any downloaded materials, even if Milan Solutions Group, LLC or its representative has been advised of the possibility of such damages. In no event shall Milan Solutions Group, LLC’s total liability to you from all damages, losses, and causes of action (whether in contract, or otherwise) exceed the amount you paid to Milan Solutions Group, LLC, if any, for products purchased on this Site or Service.

Links to Other Site or Services

Milan Solutions Group, LLC makes no representation whatsoever regarding the content of any other site or services, which you may access from this Site or Service. When you access a third party’s site or service, please understand that it is independent from Milan Solutions Group, LLC and that Milan Solutions Group, LLC has no control over the content on that site or service. A link to a third party’s site or service does not mean that Milan Solutions Group, LLC endorses or accepts any responsibility for the content or use of such site or service.

General Provisions

This Site or Service is controlled and operated by Milan Solutions Group, LLC from its offices within the State of Florida, United States of America. Milan Solutions Group, LLC makes no representation that materials in the Site or Service are appropriate or available for use in other locations. Those who choose to access this Site or Service from other locations do so on their own initiative and are responsible for compliance with any applicable national, state or local laws.

This agreement and the use of this Site shall be governed by and construed in accordance with laws of the State of Florida, United States of America, without giving effect to any principles of conflicts of law. If any provision of this agreement is held to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. Any legal action or proceeding relating to your access to, or use of, the Site or Service or Milan Solutions Group, LLC Intellectual Property on or through this Site or any purchase of Milan Solutions Group, LLC products on or through this Site will be instituted in a state or federal court in Orange County, Florida. You waive any right you may have to move or dismiss or transfer on the basis of personal jurisdiction or venue, or for convenience of any party or witness. This is the entire agreement between the parties relating to the subject matter hereof and you agree to indemnify Milan Solutions Group, LLC for any claims or damages resulting from your failure to abide by these terms and conditions.

Registration

Registration may be completed online (www.ceresplanningsolutions.com) or by phone (1-855-237-3700). A confirmation of registration will be sent via email within 24 hours of confirmed registration. A confirmed registration will include completed student application as well as verification of required course payment according to the payment policy below.

Tuition Fees

Tuition fees includes all fees associated with the training class to include applicable course material, refreshments during breaks, certificate of completion and post course support through the training web site, www.ceresplanningsolutions.com.

Current tuition fees will be posted on the web site. Milan Solutions Group, LLC reserves the right to adjust tuition fees, as needed. However, no fees for confirmed registrations will be adjusted. Therefore, once a registration has received either a deposit or full payment, the tuition fee will be locked in and will not be adjusted.

Payment Policy

Milan Solutions Group, LLC accepts major credit cards (American Express, Visa, MasterCard and Discover), electronic check payments and PayPal at time of registration for fee payments for training courses. There are two options for course payment:

Option 1 (Full Payment) — At the time of registration, you will have the option to reserve your place in a specific training course by paying the entire course fee in full.

Option 2 (Deposit) — At the time of registration, you will have the option to reserve your place in a specific training course by paying a deposit at the time of initial registration. (The specific deposit required for each course will be outlined on the payment screen during registration.) The remaining balance must be paid 30 days prior to the first day of class.

Note: If you do not pay the entire course fee, in full, at time of registration, you must pay the deposit in order to hold a seat in a specific training course. These courses may fill up. Therefore, it is important to reserve your place in class immediately upon deciding which course you wish to take.

Discounts:
Non-Profit/Military/Government — If you are in the military or are employed by government or non-profit agencies, you may be eligible for a discounted course rate. If this discount is available for a specific course, you will be able to select this option at the time of registration. Keep in mind that you will be required to show proof of affiliation on the first day of class. If you are unable to provide verification of affiliation, you will be required to pay the remaining balance on the first day of class.

Early Registration Discount:
Discounts for early registration may be available for specific training course. If this option is available, you will be able to select this option at the time of registration.

Please call 1-955-237-3700 if you have any questions concerning fees, payments or discounts.

Registration Changes

Student Substitutions
If you are unable to attend a class, Milan Solutions Group, LLC will allow someone to attend in your place. Student substitutions can be made in writing at any time prior to the class start date without incurring a change fee. Student substitutions will not be accepted after the start of the training class without written approval from Milan Solutions Group, LLC.

Rescheduling
You may reschedule your class participation with written notification at any time up to 15 days prior to the class start date. You may apply your paid tuition fee to the same course or one of equal or lesser value within one year of the original class start date. A $100 change fee will be charged.

Any reschedule request received less than 15 days prior to the class start date is subject to a $200.00 reschedule fee, provided all course fees are paid. If a balance is still owed, then all fees must be paid before a reschedule request can be processed. Only one reschedule opportunity is allowed. Therefore, if a course is rescheduled and you are unable to attend, all fees will be for forfeited.

Cancellation
Any cancellations or changes to an original registration will follow the cancellation process below:

Cancellations received more than 60 days prior to the start date of the class will be subject to a $100 cancellation fee. The balance of course fees will be refunded.

Cancellations received less than 60 days but more than 30 days prior to the start of the class will be subject to a $200 cancellation fee. The balance of the course fees will be refunded.

Cancellations received less than 30 days but more than 15 days prior to the start of the class will be subject to a $300 cancellation fee. The balance of course fees will be refunded.

Cancellations received less than 15 days prior will result in a 50% cancellation fee. Keep in mind that you will have the option to reschedule your course if you are unable to attend. Please refer to the rescheduling policy above.

NOTE: Failure to attend a class without written notification, prior to the start date of the class, is considered a ‘no show’ and will result in forfeiture of the entire class fee.

Courses Cancelled by Milan Solutions Group, LLC

All courses are subject to cancellation. Milan Solutions Group, LLC reserves the right to cancel any course as needed. If a course is cancelled at the request of Milan Solutions, Group, LLC, students will be provided the following options:

Reschedule the same course to a later date.

Apply the paid course fee to another course.

Request a full refund.

NOTE: Milan Solutions Group, LLC will not be responsible for any expenses associated with a cancellation of a course, to include, but not limited to, non-refundable airfare and/or hotel expenses or cancellation fees. Milan Solutions Group, LLC will endeavor to give enrollees as much advance notice as possible of any change to their enrollment in order to minimize financial loss.

Milan Solutions Group reserves the right to change pricing, registration terms, and conditions, to make changes to any of our products or programs described on this website.

Weapons and Controlled Substances

Courses held in a Milan Solutions Group, LLC approved facility, will be under the management of Milan Solutions, Group, LLC. Therefore, no person, either student or representative of Milan Solutions Group, LLC is authorized to carry or possess a weapon of any kind (gun, knife, etc.) in any training course, regardless of license or legal authorization. In addition, controlled substances are also prohibited. This includes alcohol, prescription drugs, and illegal substances.

Privacy Policies

Please read the following policy BEFORE utilizing our auto-responder submission forms and/or mail accounts, to understand how your personal information will be treated. Milan Solutions Group, LLC reserves the right to update the privacy policy, as needed.

Any information submitted to Milan Solutions Group, LLC. on behalf of other individuals must be done with their prior consent. We will assist in the investigation of any fraudulent mail account usage or ‘forging’ including our own accounts.

Milan Solutions Group, LLC. does not publish any client e-mail addresses, contact information or other shared information to any third party or mailing list companies.

Any information captured from your visit to our web site, to include your IP address and statistical information will be used for internal purposes only. This information will not be used to gain personal information but rather analyzed for site performance, referring pages and navigational trends.