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I literally received the exact same email as the previous person. It was worded exactly the same. These individuals have been sending me threatening emails for months now about filing a case against me if I didn't send them money. When I first started receiving the emails in April 2014, I would entertain it with the same questions or concerns any person would have (who are you contacting me on behalf of? How much do I owe? etc). They said they were representing Advance Cash Services for a loan in the amount of $300 which has gone up to $847 and I could settle the debt for $500. I contacted Advance Cash America and they advised they have never heard of NCS nor the individuals representing NCS. They advised they only use one specific collector and NCS is not it and that I should keep record of this fraudulent entity. I also noticed that when I responded to NCS email, I started receiving several random emails from other entities claiming to also be collecting debt for a payday loan. But I will stick to this one company on this report since they are the only ones I still hear from after 5 months and are still claiming to be filing some sort of lawsuit againt me. Below are some of the messages I received from them. If you notice below, they use several different email addresses. That alone should raise alarm. All legit company emails are standardized. Hope this helps someone. I have already been a victim to one fake company. I refuse to be a victim again!

Kindly verify your mailing address, as we are going to send you important documents, so we wanted to confirm the mailing address before we send any of those papers.

Just to remind you, this is regarding the e-mail we sent you earlier and we did not receive any prompt response from your end to set up the payment and to avoid the charges.

For any questions and concerns, do get back to us so that we can help you with a solution if indeed you want to get rid of the consequences. You can either e-mail us back or call us on the phone number given below. We work from 9 AM EST to 6 PM EST.

The case will be downloaded on Monday (July 28th 2014) and you will be soon served with the court papers due to non-payment after so many reminders. If you want to avoid these legal consequences we merely require you to get back to us with the payment, you can e-mail us back for further details.

Kindly verify your mailing address, as the legal charges are already filed and we are going to send you the court papers, so that we can confirm the mailing address before sending any important legal documents.Just to remind you, this is regarding the e-mail we sent you earlier to download the legal case against you and we did not receive any prompt response from your end to set up the payment and to avoid the charges.For any questions and concerns, do get back to us so that we can help you with a solution if indeed you want to get rid of the consequences. You can e-mail us back. We work from 8 AM EST to 6 PM EST.

Dear Debtor, Kindly verify your mailing address, as the legal charges are already filed and we are going to send you the court papers, so we wanted to confirm the mailing address before we send any important legal documents. Just to remind you, this is regarding the e-mail we sent you earlier to download the legal case against you and we did not receive any prompt response from your end to set up the payment and to avoid the charges. You were supposed to pay $500.00 in order to close the account, we have still not received any response from you. So the company decided to write it as bad-debt and produce charges against you. If you want to avoid the situation you have to come up with $400.00 by today so that we can dismiss the case and mark the account as paid in full. Let us know ASAP.