Non-immigrant visa 0 / A INSURANCE

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One would first have to do statistics on unpaid hospital bills and unpaid outpatient treatment on the
32 million tourists who come to Thailand each year.
And how many are in possession of insurance.
And all the hospital if you go to the hospital never ask you which kind of visa you have.

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Yes. And as I have said before, if the issue is unpaid bills, all types of foreigners would need to be covered for the permitted-stay issued. The insurance needed for this would be to cover "stabilize and repatriate" - certainly not "out patient".

The "over 50s" likely have fewer moto-accidents, jet-ski wrecks, and similar - events that would occur with "party time" short-term tourists, which could lead to very expensive emergency care incidents.

Old folks get sick too, but many times would receive a quick treatment for acute-conditions, then could be sent home if they do not have their own insurance or funds for longer-term care in Thailand.

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I believe it is quit clear which foreigners use government hospitals and fail to pay, but imposing an insurance requirement for all tourists would reduce the number of Indian and Chinese tourists. That would be hard for the government to accept. Then there is the issue of Visa exempts and how to regulate a requirement for insurance. That leaves the captive group, those that apply for a long term visa. Illogical but totally Thai in thinking.

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It could also purchased at a desk upon arrival or done online - right from the arrival-hall if desired - allowing most to avoid a separate line.

But, I am referring to the minimal "stabilize and repatriate" variety - not some plan with "outpatient," etc - and likely not covering this or that "pre existing condition" and such - which would leave Thai hospitals potentially vulnerable.

An actuarial calculation could determine what is needed for this minimal coverage - a single rate per mo of permitted-stay (or 1/2 mo) - which would be applicable to all.

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the whole ting is a racket...no common sense in thai decisions...just look at immigration laws, they cannot consistently enforce the laws because one, they don't know/understand them ALL; 2, it depends on their mood. So go figure. They will do what they want to do, and we will respond accordingly. If staying here works then stay and pay all your money. If not, then not!

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I believe it is quit clear which foreigners use government hospitals and fail to pay, but imposing an insurance requirement for all tourists would reduce the number of Indian and Chinese tourists. That would be hard for the government to accept. Then there is the issue of Visa exempts and how to regulate a requirement for insurance. That leaves the captive group, those that apply for a long term visa. Illogical but totally Thai in thinking.

Then of course there's the numerous politicians and their many wives and lovers and siblings, aunts uncles, cousins, brothers, sisters, hangeroners and the list goes on all the way down to the sick Buffalo who don't pay an brass razoo for medical treatment, but no it's the poor old expat who is contributing in some way who cops the blame, can't be a Thai, Thai would never not pay B.S.

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It could also purchased at a desk upon arrival or done online - right from the arrival-hall if desired - allowing most to avoid a separate line.

But, I am referring to the minimal "stabilize and repatriate" variety - not some plan with "outpatient," etc - and likely not covering this or that "pre existing condition" and such - which would leave Thai hospitals potentially vulnerable.

An actuarial calculation could determine what is needed for this minimal coverage - a single rate per mo of permitted-stay (or 1/2 mo) - which would be applicable to all.

I've just had a life threatening illness, 3 emergency visits to Thai government hospital (so I didn't die), 2 follow on visits.

Chances are I'm cured, but after the first visit I could have flown back to the UK (free), or Goa (60k) for an operation.

Not sure why I would ever need 40k outpatient cover, suspect its designed to force you into buying scam Thai insurance policies.

It's clear the government doesn't want us living here commenting on their democracy and human rights abuses.

We see things and talk about thing with the locals, that tourists don't, and we are spreading discontent.

Spot on Britman. Touch wood I have not to date suffered any major illness and on the odd occasion I do need to visit I find the government hospitals fine. My last two hospital visits were only to have my ear syringed. Wife kept complaining I was ignoring her . 2015 Bangkok hospital Udon 780 baht, 2019 local hospital 120 baht. As you say it appears to be another scam by the General's croonies.

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I believe it is quit clear which foreigners use government hospitals and fail to pay, but imposing an insurance requirement for all tourists would reduce the number of Indian and Chinese tourists. That would be hard for the government to accept. Then there is the issue of Visa exempts and how to regulate a requirement for insurance. That leaves the captive group, those that apply for a long term visa. Illogical but totally Thai in thinking.

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Old folks get sick too, but many times would receive a quick treatment for acute-conditions, then could be sent home if they do not have their own insurance or funds for longer-term care in Thailand.

Last time I visited a friend in ICU it was full of old folks! The hospitals seem prepared to go ahead with treatment without payment and often without any signs of insurance. The margins on those that do pay are very high and to be honest, I wonder how bad this unpaid debts claim from the hospitals is. I am confident they make it up somewhere else, and then some.