Life insurance plans: Employee contribution requirement

Table 17. Life insurance plans: Employee contributionrequirement, State and local government workers, NationalCompensation Survey, March 2012

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employeecontributionrequired

Employeecontribution notrequired

All workers

10

90

Worker characteristics

Management, professional, and related

10

90

Professional and related

11

89

Teachers

10

90

Primary, secondary, and special education school teachers

9

91

Service

11

89

Protective service

10

90

Sales and office

9

91

Office and administrative support

9

91

Natural resources, construction, and maintenance

7

93

Production, transportation, and material moving

7

93

Full time

10

90

Part time

9

91

Union

9

91

Nonunion

12

88

Average wage within the following categories:1

Lowest 25 percent

11

89

Second 25 percent

9

91

Third 25 percent

11

89

Highest 25 percent

10

90

Highest 10 percent

12

88

Establishment characteristics

Service-providing industries

10

90

Education and health services

10

90

Educational services

10

90

Elementary and secondary schools

9

91

Healthcare and social assistance

13

87

Hospitals

12

88

Public administration

10

90

1 to 99 workers

9

91

1 to 49 workers

8

92

100 workers or more

10

90

100 to 499 workers

10

90

500 workers or more

10

90

State government

15

85

Local government

8

92

Geographic areas

New England

40

60

Middle Atlantic

7

93

East North Central

15

85

West North Central

5

95

South Atlantic

8

92

West South Central

7

93

Mountain

2

98

Pacific

2

98

1The categories are based on the averagewage for each occupation surveyed, which mayinclude workers with earnings both above andbelow the threshold. The average wages arebased on the estimates published in the"National Compensation Survey: OccupationalEarnings in the United States, 2010." SeeTe
chnical Note for more details.

NOTE: Because of rounding, sums of individualitems may not equal totals. For definitions ofmajor plans, key provisions, and related terms,see the "Glossary of Employee Benefit Terms"at www.bls.gov/ncs/ebs/glossary20112012.htm.