Checking

Checking services that fit your style

From simply free, choice interest to premier interest, you'll find a checking service that makes the most sense for the way you live.

Reach for a whole new level in checking.

Everyone has different checking needs. So, we built our accounts while keeping different walks and stages of life in mind. Whether you’re looking for free, no minimum balances, or different rates of interest accrued, we’ve tiered our offerings to make it easy for you.

Every account includes free:

Debit cards

Online banking & bill pay

Mobile banking

Thank you gift

Find Your Perfect Fit

Our checking account finder matches you with the right account.

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To earn a higher rate of interest, will you always keep more than $1,500 in your checking account?

Does anyone plan to have eStatements with this account?

We recommend Choice Interest Checking

We recommend Simply Free Checking

We recommend Premier Interest Checking

Choice Interest

Step up to this account when you want a free checking account that’s not only interest-bearing but also has a few extras. Just $50 deposit to open, choice interest has everything simply free offers with the convenience of e-Statements and interest we think is pretty interesting.

Overdraft item/returned item fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only. Bank rules and regulations apply. Ask us for details. Additional fees may apply, see fee schedule for details.

*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.

*$3 paper statement fee.

** Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Simply Free

It doesn’t get any clearer than this. Enjoy no minimum balance requirements, no monthly service charges, and no check-writing limits. With a $50 deposit, you’ll get all the free features listed above PLUS free paper or e-Statements, and we’ll even buy back unused checks and debit cards from another financial institution.

Overdraft item/returned item fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only. Bank rules and regulations apply. Ask us for details. Additional fees may apply, see fee schedule for details.

*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.

**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Premier Interest

With this account, the name says it all. Ideal for those who keep a higher balance, the premier interest account gives you the interest you’d expect, but also elevates your interest rate the higher your balance stays at or above $1,500. With a $50 deposit to open, you’ll get all of the free stuff, plus personalized checks.

Overdraft item/returned item fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only. Bank rules and regulations apply. Ask us for details. Additional fees may apply, see fee schedule for details.

*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.

**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

For personal or business, debit cards are the quick and easy answer.

Pedestal Bank debit cards look like credit cards but act like checks. Use them to get cash at any ATM in the country and make purchases without the hassle of bringing out your checkbook. You'll get your own PIN and it's free to use anywhere Mastercard® is accepted. Apply today.