American

The Trump administration’s restrictions on Huawei are likely to prod China to close the technological gap with the U.S., possibly creating new competitors for now-dominant American firms, industry analysts said. Business

One of President Trump’s Supreme Court nominees sided Monday with the liberal wing of the Supreme Court for the second time in two weeks, as Justice Neil Gorsuch joined a narrow majority in support of a Native American man convicted for hunting in a national forest.FOX News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

The constitutional showdown between President Donald Trump and House Democrats is taking a grave new twist that threatens to embroil the nation in a deep political and legal nightmare that could last for years.

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

LOS ANGELES — American Apparel has tabled plans to reenter retail via a Los Angeles store as it focuses on continuing the momentum within other areas of its business.
The company continues to still have a leasehold on the Melrose Avenue location where it intended to open the store.
“We’ve been really focused on solidifying the brand’s e-commerce B2C web site and platform, expanding its reach to over 220 countries around the world,” said Garry Bell, vice president of corporate marketing and communications at American Apparel parent Gildan Activewear Inc. “These initiatives allowed us to substantially increase sales online year-over-year and we look forward to keep[ing] the momentum going.”
Bell went on to say growing the company’s imprintables business in England, Europe, Canada, Japan, Australia and New Zealand is also an area of focus.
The store isn’t off the table and “as we continue to assess other opportunities, we will reviews the plans for the store,” Bell said.
Gildan’s acquisition of the American Apparel business, which filed for bankruptcy twice in less than two years’ time, included the company’s intellectual property and some inventory. The chain of stores were left off the negotiating table, largely seen as a drain on the business at the time.

The American Cancer Society has released its annual statistics report for 2019, giving us even more reason to step up our sun-care routine. This year’s report found that skin cancer is still the most commonly diagnosed form of cancer in the U.S., and melanoma skin cancer diagnoses continue to rise. In 2019, new cases of melanoma are expected to increase by more than five percentAllure

American Express and Delta Air Lines are extending their credit card partnership through 2029, a significant extension of one of the larger financial partnerships between a major U.S. airline and a credit card companyABC News: Business

On Saturday Night, March 30, 2019, Mandy Gonzalez KNOCKED IT OUT OF THE BALLPARK – twice, with 2 performances at NJPAC’S Chase Room. The room was SRO – full of fans, family and friends for the debut of her new show, titled MANDY GONZALEZ MORE THAN FEARLESS and it was something to behold.BroadwayWorld.com Featured Content

The U.S. government cut aid to El Salvador, Guatemala and Honduras on Saturday after President Donald Trump blasted the Central American countries for sending migrants to the United States and threatened to shutter the U.S.-Mexico border.

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

The United States of America is one of the most diverse countries in the world in regards to every aspect of human existence. The food is different from state to state, American citizens have varying accents, and the landscapes are all completely unique. Scattered amongst the towns, villages, and big cities of this country are various different national parks, and they all offer their own unique quirks. There are some that are perfect for hikers, there are others that require skis, and there are others that offer giant geysers that shoot boiling water into the air! These are the American national parks everyone must visit at some point.

Yosemite National Park – California

Yosemite National Park is perhaps one of the most famous national parks in the US, and for a good reason. With bounding waterfalls that cascade from giant rocks, ancient sequoia trees and granite cliffs that just can’t be found anywhere else, this national park truly does have to be seen to be believed. It’s the kind of place where you can camp overnight, and then wake up to endless views over the mountains and the beautiful trees.

Grand Canyon National Park – Arizona & Nevada

The Grand Canyon is one of the many wonders of the world, and it draws in countless visitors every single year. In fact, former POTUS Teddy Roosevelt once noted that this park is “one great sight which every American should see.” Over the years, the park has gained UNESCO World Heritage SIte status but is still available for visitors to explore on foot, up in the air, or even in the winding waters below. After all, why wouldn’t you want to white water raft through the Grand Canyon?

Everglades National Park – Florida

Florida is famous for its Everglades National Park, and it’s certainly one to tick off your bucket list. With 1.5 million acres worth of swampland, hiking trails, and beautiful waterscapes, it’s a paradise for those who love the outdoors and the natural environment. Of course, you can’t take a trip to the Everglades without heading out on a boat tour, which means you might catch a glimpse of the creatures that lurk beneath the water.

Zion National Park – Utah

Zion National Park is one of the most unique parks in the US, thanks to the unusual color of the rocks that stand within it. Filled with canyons, waterfalls, and rivers, this national park is a haven for hikers who want to explore the great outdoors. As if that wasn’t cool enough, Zion is also full of impressive wildlife, so you’ll probably want to remember your binoculars! You don’t want to miss the birds flying over the sandstone cliffs.

Although it’s so easy to base your US trip around big cities and cultural towns, we think it’s about time you looked beyond the skyscrapers and the colonial buildings. Outside the realms of civilization are incredible national parks that are just waiting for you to visit them. So, what are you waiting for?

Zahra Elham’s high-pitched voice and calm demeanor apparently won over both male and female viewers of “Afghan Star,” a competition whose long and complicated history reflects the friction between a younger generation’s excitement over a popular TV show and conservative religious leaders who disapprove of it. World

We all love a hamburger, right? It’s become the staple fast food of America, and many of us have a specific burger of choice. But, have you ever wondered where these delicious cultural icons came from? From Wimpy, McDonald’s, and Burger King, to Five Guys, Wendy’s, and In-N-Out, burgers have become the cornerstone of fast food in the United States.

But, you may not know where these delicious patties in a bun came from, and which genius realized that grilled meat patties and bread were the perfect combination! You might think it’s Hamburg, Germany because of the name, right? Well, let’s look at some of the claims surrounding the origin of the hamburger.

George Motz: Hamburger documentarian

If you think Super Size Me was the ultimate doc about burgers, you’ve clearly never heard of George Motz! Author and documentarian Motz presented his documentary series Burger Land, back in 2013, where he travels the United States in search of the best burger in each state. Motz suggests that the definition of a hamburger should be ‘ground beef that has been patties, cooked, and put on bread.’ So, when looking at the story of the first ever hamburger, we have to look at who was the first to attempt this process.

The case for Connecticut

There is certainly a case to be made for Connecticut being home to the first proper hamburger. Jeff Lassen claims his great grandfather Louis Lassen created the first-ever hamburger out of his lunch wagon back in 1900, after running low on steak. Apparently, the dish was nameless until some sailors from Hamburg sampled it and named the dish after themselves! This is certainly a claim disputed by some, but we sort of like this version. Some claim this isn’t really a hamburger as he toasted the bread, but we feel like that’s splitting hairs somewhat!

Fletcher Davis

Another who lays claim to having invented the hamburger was a man named Fletcher Davis, based out of Texas. In the 1880s he is alleged to have opened a lunch counter serving fried ground beef patties, with mustard and onions in between two slices of bread. Fletcher and his wife ran a stand at the World Fair, and this is considered a possible place of creation for the hamburger, which of course means it could have been created by more than one person.

The birthplace of the hamburger

There is also the family of Oscar Weber Bilby, who state the claim that he created the first-known hamburger in a yeast bun, in the city of Sapulpa, Oklahoma, which he served in July of 1891. How true this account is remains to be seen, but it does have some believes, as Governor Frank Keating famously claimed Tulsa, Oklahoma to be the ‘Real Birthplace of the Hamburger,’ back in 1995!

So, though we’re still no closer to a definitive answer, we have at least managed to shed a little light on some potential theories. The next time you bite into a succulent and steaming burger, spare a little thought for all the men who claimed to have created this wonderful invention!

American Airlines on Thursday said it canceled about 40 flights after it took 14 Boeing 737-800 jets out of service after it detected problems with overhead bins that wouldn't close. The planes were recently remodeled with more seats and bigger bins.Travel

Black families are more confident about achieving the American Dream than the general population. However, African Americans fall short on executing life-changing measures such as accumulating wealth, being better prepared for retirement and building up savings. Here are a few facts (and advice) about African American economics:

Some 84% believe the American Dream means financial security; 78% in not living paycheck-to-paycheck; and 77% in owning a home.

Still, based on a new State of the American Family Study by Massachusetts Mutual Life Insurance Co. (MassMutual), many African Americans don’t have tangible assets needed to make those goals happen now.

The study revealed a disconnect between African Americans’ financial situations and their hope toward the future. The report disclosed some pitfalls tied to African Americans’ personal finances including high debt, low savings and a lower likelihood of wide financial product ownership. In turn, the financial disparities and the wealth gap possibly explain why 31% surveyed are convinced the American Dream may be fading away.

Some key findings from the survey:

Outside of retirement accounts, only 37% of African Americans own wealth-building products such as stocks and mutual funds.

Only 35% believe they are doing a good job of preparing for retirement.

33% have less than one month of funds saved for a crisis and less than 25% have amassed more than six months’ of emergency savings.

58% are actively involved in educating their children on finances versus 48% of Caucasians. Forty-percent rely on family members for information

“The study shows African Americans want to improve their financial situations and are hopeful about the future,” said Evan Taylor, African American market director, MassMutual. “At the same time, it sheds light on the financial struggles and inequities that the African American community continues to battle. Those contradictions indicate a need for greater financial education and discipline for the whole family to achieve economic success. In fact, the biggest financial regret expressed by respondents was that they wished they had started saving and investing sooner.”

The State of the American Family survey consisted of 3,235 total interviews with Americans, including 482 African American respondents. The vast majority of these interviews (2,730) were conducted with men and women aged 25-64 with incomes equal to or greater than $ 50,000 and with dependents under age 26 for whom they are financially responsible. Respondents had to contribute at least 40% to decisions regarding financial matters in their household to qualify.

Shavon Roman, a financial adviser at Atlanta-based The Piedmont Group, shared how she overcame financial havoc. Her journey included becoming an entrepreneur in real estate and franchising, where she ended up hundreds of thousands of dollars in debt. To rebound, she created a debt reduction strategy and lived below her means. The result: Within five years she was debt free. “You can accomplish anything with a plan,” Roman says.

Shavon Roman

Her experience with financial challenges—and now on the path to wealth-building—led Roman to help others professionally. Her clients at Piedmont mainly include women in their 30s and 40s, and pre-retirees working in corporate America. Piedmont is affiliated with Mass Mutual. She focuses on helping clients increase their net worth.

To help African Americans get on the right path to financial independence, Roman offers advice on the following:

Financial education: It’s imperative to have a savings and spending plan, allowing you to tell your money where to go and keep track of it. Consider working with banks that have online tools to monitor your spending and create budgets. Also, know your credit score. Roman says a helpful tool to do that is the “Credit Karma” app. If buying a home is an objective, look for a prime rate loan with a nonprofit homeownership organization like the Neighborhood Assistance Corporation of America.

Financial planning and execution: So what should African Americans do before investing in stocks or other asset classes like real estate or starting a new business? Roman’s first suggestion is to do your research. She advises knowing your risk tolerance, asking yourself if you can stomach a financial setback. Monitor the investment and its performance regularly. When it comes to achieving wealth-building goals, eliminate high-interest debt, reduce debt, and establish a savings fund.

Professional help as opposed to taking a do-it-yourself approach with finances: Seek advice from a financial professional equipped to help you establish and reach your financial goals. When looking for help with investment planning, retirement planning, or insurance purchases, partner with an expert. Check out their background, references, and makes sure they are licensed in the state they work in. A financial professional can guide you to the right solutions to help achieve wealth-building goals.

“As minorities, we have the ability to improve our economic positions using ideas that may seem so small,” Roman says. “My biggest lesson in life is that hope is not a plan. We have to put action with a plan and do the work. I did the work and I hope that my transparency inspires others.”

MassMutual also offered some “NEXT STEPS’’ to help black families secure their financial future:

MAKE FINANCIAL PLANNING A FAMILY PRIORITY. Teach the next generation about finances. Involving your children in discussions of family budgeting and monthly bills can help them understand what is involved in managing money.

PREPARE FOR THE UNEXPECTED. Protect your family with appropriate amounts of life insurance and disability income insurance. These precautions can provide a measure of security for your family should the unthinkable happen.

PAY DOWN DEBT. It’s a good idea to pay off the loans and credit cards with the highest interest rates first, then the smallest balances or the highest minimums. If you can make extra payments or pay more than the minimum, do so. This will reduce the total cost of the loan.

ESTABLISH SAVINGS. Open a separate savings account designated for your emergency fund and add to it every paycheck. Use automatic deposit so you don’t forget. As a rule of thumb, target 3 to 6 months of salary for your financial cushion.

PLAN FOR YOUR CHILDREN’S EDUCATION. Create a plan for how you will pay for college. In addition to your income, there are opportunities to pay for college including 529 plans, Coverdell Education Savings Accounts, student loans, permanent life insurance loans, financial aid, grants, and work-study programs.

SAVE FOR RETIREMENT. The amount of income needed to maintain a standard of living in retirement varies from person to person and family to family. Think about your current and future expenses to see if you are saving enough right now. If you’re not, or if you’re not sure, talk with a financial professional.

Visit this link to learn more details about the financial state of African Americans.

Another potential bombshell, reporting-heavy book peeking inside the Trump administration is set to hit the shelves this summer.

Politico correspondent Tim Alberta, who has spent years covering the Republican Party, is set to publish American Carnage: On the Front Lines of the Republican Civil War and the Rise of President Trump, which will include new reporting about the decade-long battle within the GOP leading up to and through the Trump presidency, according to an advance description of the book shared with The Daily Beast.

“American Carnage is the story of a president’s rise based on a country’s evolution and a party’s collapse,” reads the press release.

Food conglomerate Kraft Heinz took a $ 15.4 billion write-down in two of its most powerful brands this week, a warning that even the most iconic American names are vulnerable to shifts in consumer tastes.Business

The union that represents American Airlines is demanding an investigation into a "sexist" skit that surfaced over the weekend depicting cabin crew singing "Big Spender" to a man portraying a high-paying customer.Travel

Amazon, the all-seeing eye atop the pyramid of modern American capitalism, made a lot of news last year as it prepared to take over the top spot in American clothing retail. Hands were wrung on behalf of brick-and-mortar shops (that is, stores with physical retail locations) everywhere. It seemed logical that what Amazon had once done to book retail, and arguably in many other categories, it was doing again with clothing — that is, put nearly everyone out of business.

And Amazon’s business model indeed seems to spell trouble for many traditional clothing stores. Choices as far as you can scroll; an effectively limitless stock room; free 2-day shipping. Low prices, in part due to economies of scale. Instant, accessible ratings and reviews for products from other shoppers (because we trust them as much as our own friends).

The knee-jerk defenses of traditional clothing retail sound familiar. Online, you can’t replicate the experience of browsing casually through a shop and finding something rad via serendipity. Online, no sales associate can provide expertise or guide you to something you might like. Online, you’re not shopping. You’re just buying.

And there’s the rub, really. Amazon isn’t coming for your favorite menswear shop (although Mr. Porter might be). Amazon’s top selling items in apparel are underwear and socks — the fashion equivalent of commodities. Amazon seems to be soaking up the sales of everyday goods lost by stores that were already losing, and where you, likely, don’t shop much, even if much of America does: for years, the top clothing retailers have been Macy’s and Walmart.

And their prices can be good, but are variable, and in some cases go up when a product is scarce — it’s always worth looking around. Lastly, unlike a place like Mr. Porter, Amazon doesn’t have a brand — it’s an infinite, crowded bazaar where weirdly specific print tshirts sit on the rack next to (used?) $ 5,000 Kiton suits.

It’s a tech truism that markets are disrupted when someone figures out how to remove friction from the customer experience — make it easier to get a ride, for example. Or maybe remove the need to actually interact with a sales associate. But for now, Amazon’s clothing market has too many friction points to attract customers who care much about what they’re buying.

Sen. Elizabeth Warren, D-Mass., on Wednesday was once again forced to apologize for claiming Native American ancestry on a 1986 registration card for the Texas state bar, and left the door open that there may be more documents out there with a similar claim.FOX News

SPECIAL NEWS BULLETIN:

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

The term “American Dream” gets tossed around a lot. Politicians promise to deliver it. Pollsters poke and prod it, asking for the public’s opinion on its attainability. The American Dream is a handy metaphor for journalists writing on a subject’s upward ascent, and the concept gets namechecked in countless songs across every genre, often with an overtone of aspiration or braggadocio. Yet no matter who’s invoking the American Dream, they almost always misuse it by framing it in material terms: two cars in every garage; exceeding the previous generation’s wealth—owning a home is a perennial favorite, too.

Only last week, former Starbucks CEO Howard Schultz, who’s thinking of running for president, provided a fine example of our collective conception of this idea, telling the Morning Joe crew, “I’m self-made. I grew up in the projects in Brooklyn, New York… I thought that was the American Dream.”

Schultz—and most of us—thought wrong, because the original American Dream—that is, the term’s first usage, in author James Truslow Adams’ 1931 history The Epic of America—was far more nuanced, and far more radical, too.

Lincoln Center’s American Songbook series just kickedoff on Wednesday, January 30 with a thrilling performance of classic Broadway song and dance numbers by Tony Yazbeck.BroadwayWorld.com Featured Content

Lincoln Center’sAmerican Songbookkicks off Wednesday, January 30 with a thrilling performance of classic Broadway song and dance numbers byTony Yazbeck. See Tony dancing his way to his latest gig belowBroadwayWorld.com Featured Content

Jack Bogle's low-cost index fund innovation upended Wall Street and includes a counter-intuitive lesson. Americans have long been taught that paying more means getting more, but in investing, it's mediocrity (the average return) that is the best bet.Commentary

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

You love your car. It’s your ride. It fits your needs as well as your style.

But have you thought about how much you actually spend to have it? According to the U.S. Department of Labor’s report on Consumer Expenditures in 2017 (released in September of 2018), the average cost to own a vehicle — including purchase, insurance, gas and other expenditures — is $ 9,576 annually.

That’s $ 798 per month, folks.

If you spend nearly $ 800 on your monthly car expenses, you’d probably like to shave that number down a bit. You’re in luck. Use these three tips to save some of that money for the drive-thru window.

1. Get a Better Loan

When you bought your car, you probably got a loan to do it. No problem.

But you probably didn’t get the best interest rate, either. That means you’re paying more in interest that you should. That’s a problem.

With auto refinancing, the biggest hurdle is the process of re-titling your vehicle, which involves dealing with your local DMV. And, oh my god, who wants to mess with that?

Never fear — MotoRefi’s digital platform handles all that technical stuff so you don’t have to. In a matter of minutes, you could qualify for a lower monthly payment, lower interest rate or both.

MotoRefi partners with lenders — like community and regional banks — that can offer you the best rates. Once you choose a lender, MotoRefi handles all the paperwork, including the cumbersome re-titling process.

2. Kick Your Overpriced Insurance Premium to the Curb

If you have a car, you probably need insurance, right? Right. But that bill takes a big chunk out of your bank account each month.

For many, car insurance is just one of those things where we cave in and pay. Because, just like the electric bill and phone service, we need it, right?

Yes. There’s no getting around car insurance, unfortunately. But one way you could save money is by shopping around and comparing rates at least once a year. Less than 50% of us do that, according to this survey from The Zebra, though 81% of us report wanting lower rates.

So, just like you compare the prices of flights, shoes and laptops before purchasing, why not compare car insurance?

The Zebra, an online car insurance search engine that offers “insurance in black and white,” compares your options from 204 providers in less than 60 seconds.

Here’s how it works:

1. Head over to The Zebra’s search platform. Enter your car’s year, make and model, and your zip code. Continue on to answer questions about your driving habits, your car and your life.

On the right sidebar, you’ll watch rates increase or decrease based on your answers. For example, if you’ve gotten into an accident — that was your fault — in the past three years, your rates will kick up. It’s interesting to see what effect your answers might have.

2. After answering some questions, it’s time to compare. The Zebra gives you an “Insurability Score,” which is similar to your credit score except it’s for car insurance, and it teaches you how to get better rates. The site also gives you different options for coverage.

Seriously, it only takes 60 seconds and you could save up to 50% on your premiums. If you’re paying that average of $ 118 per month, that’s $ 59 back in your pocket. Nice.

3. Pump the Brakes on High Gas Prices

If you’re a savvy saver, you probably already use GasBuddy to help you find the cheapest gas station in town. It’s an easy — and free — way to avoid overpaying.

But once you pull up to the pump, here’s something else you can do: Get a discount card from GasBuddy to automatically save 10 cents per gallon on your first purchase (and 5 cents per gallon after that).

The free discount card is tied directly to your checking account. It works at 95% of gas stations throughout the country, so you don’t have to drive around town just to find “your” station. Plus, you don’t have to wait for a rebate — it’s immediate savings.

Simply and securely sign up through GasBuddy. Connect your bank account, enter your address, and GasBuddy will put a card in the mail.

It’s time to put the pedal to the metal on your monthly car savings. Step on it!

Tyler Omoth is a senior writer at The Penny Hoarder who loves soaking up the sun and finding creative ways to help others. Catch him on Twitter at @Tyomoth.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Manhattan West Asset Management is an extremely diverse firm in the wealth management sector, existing in a world that is overwhelmingly white and male-dominated. The firm is made up of high character, highly-educated financial advisers with incredible backgrounds that previously reflect leadership roles at Morgan Stanley and JP Morgan among others. It currently has a mix of African American employees that hold executive roles, Latino American partners, and a list of high ranking women.

Although extremely impressive, this is not the norm. Stats that include this type of makeup are extremely low. According to the Center for Financial Planning Board (CFP), less than 3.5% of all the 80,000 certified financial planners in the United States are black or Latino. So what is going on?

BLACK ENTERPRISE caught up with executive Justin McCurdy to find out what got him involved in wealth management and the importance of African American wealth management advisers as a career option for people of color.

Black Enterprise: How did you break into Wealth Management?

Justin McCurdy: I do not have the typical background of most wealth management professionals, but I believe that is why I am able to serve such a diverse client group. I came to the United States as an immigrant from Canada. My family moved from Jamaica to Canada before I was born in search of more opportunity. I won’t go too far into my personal life, but my background contributes to how unusual it is for me to be in my current role. My mother had me at a young age and we moved from apartment to apartment, city to city, before finally settling in Los Angeles when I was 11 years old.

I worked hard and was accepted at the University of Southern California. I financed my education through financial aid and the revenue earned from the youth sports organization I founded at the age of 18, which I still operate today. After about a dozen internships, I graduated and took a position as an advisor at Morgan Stanley. With no family connections, financing or an existing Rolodex, it was an uphill battle to build a client base. Fast forward 5 years and I am now at Manhattan West Asset Management holding a leadership role and realizing the abundant opportunities available when you’re willing to go after what you want in life.

What attracted you to wealth management?

My passion in educating those who did not come from backgrounds that gave them the skillset to properly manage wealth is what initially attracted me to the industry.I came from a traditional working-class family and although supportive, I was not exposed to wealth accumulation or preservation concepts.I worked extremely hard to educate myself and with the help of mentors I met through sports was able to develop a strong understanding of finance.Ultimately, I want to use my knowledge to educate and empower those around me, with a special focus on those that might have encountered the same roadblocks as me along the way.

What types of clients do you advise?

My clients stem from all walks of life but I have a special emphasis on professional athletes and entertainers.

Why do you think there is such a drastic shortage of African-American Advisors?

It’s simply a matter of exposure. African American kids do not often see Financial Advisors of color, making it hard for them to envision themselves taking that career path.

Why is it beneficial for African-Americans to be involved in a career like this?

It’s my belief that the more African-American advisors there are, the more educated the black community will be about finance.This will only lead to more wealth accumulation and preservation within the community.Living in such a unique time where people from all demographics/walks of life are acquiring wealth at sometimes rapid paces leads me to believe that professionals servicing them need to evolve and represent this newfound diversity as well.

Many African-American children have not had the opportunity to see successful Financial Advisors of color and that needs to change.I want the upcoming generation to see wealth management as a viable career opportunity that embraces those willing to work hard for their clients. Class, background or socio-economic status should not be a factor.

American Express Co suspended a director in its foreign-exchange department as part of an ongoing investigation into pricing practices in the division, the Wall Street Journal reported on Tuesday, citing people familiar with the matter.

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

Actor Sinqua Walls was last seen as the ill-fated Shawn, Kanan (Curtis “50 Cent” Jackson) disappointing son on Power. But he’s risen again as Don Cornelius on the upcoming BET show American Soul which looks behind the scenes at the Soul Train show and its founder.

Ever since the British empire ruled over almost a quarter of the world so many years ago, the English language was always changing dialects all over the globe. Though very similar, there are some big differences between the three different types of English – Australian, British, and American. In addition to all that, accents can get confusing to every native English speaker for now and then. Many of our words remain the same and have the same meanings. Others have slightly altered spellings. Some, however, are used very differently.

Flannel

Americans and Australians use the word flannel to describe a shirt with a checked or plaid design, while Britons see a flannel as a small washcloth. These shirts are often described as checked or occasionally plaid in Britain. So, we’d advise not asking to borrow a British guy’s flannel, even if you just want a shirt.

Elevator

In Britain, an elevator is known as lift. While ‘lift’ to an American makes you think of weights or picking something up, in Britain, a lift takes you between levels of a building. Although to confuse matters further, Britons also use lift in the same way as Americans, in terms of moving things. Australians have the best of both worlds and use the two interchangeably.

Cactus

In both Britain and America, a cactus is a small prickly plant from the desert. In Australia, however, cactus means something completely different. To Australians, saying something is cactus means it is broken or not working. For example, a leaking washing machine would be cactus – very dissimilar to our meaning of the word.

Blue

In Australia, a blue most commonly means a fight and often, is a nickname for a redhead. This is because redheads had a reputation for being aggressive in the early 1900s, so redheads became known as ‘blueys,’ thanks to the local slang of blue meaning fight. In Britain, feeling blue usually means sad or miserable. In all three forms of English, however, blue is, of course, a color.

Hamper

Americans refer to a basket full of dirty laundry as a hamper, whereas Britain and Australia simply call it a laundry basket. A hamper in these two countries is more commonly a small wicker basket, usually used to carry cutlery and food for picnics.

Pants

In America, pants are the bottom half of our outfits, but in Britain, pants are called trousers. Pants are referring to a very different thing – undergarments. So, you’d get a very funny look if you asked your friend what pants they were wearing on a night out! Meanwhile, once again, Australians use the two terms interchangeably.

Whether you travel across America, Australia, or Britain, you’re bound to notice some pretty significant differences between the languages; from strange words and slang, to accent variations which make the language hard to understand. Thankfully, you’ll get the most part of the conversation, however, no matter where you travel of the three main English-speaking countries, due to the similarities and general familiarity of the languages.

HONOLULU — Kaiser Permanente Hawaii is donating $ 10,000 to the American Diabetes Association in recognition of the outstanding volunteer efforts of Anne LaPorte, RN, CDE, an endocrinology nurse and certified diabetes educator at Kaiser Permanente’s Honolulu Medical Office. LaPorte is the third of six employees to be recognized for her volunteer service with the opportunity to donate $ 10,000 to a nonprofit of her choice, in celebration of Kaiser Permanente’s 60th anniversary in Hawaii.

“Anne is a passionate advocate for diabetes education, in our Kaiser Permanente clinic as well as in the community,” said Dave Underriner, president of Kaiser Foundation Health Plan and Hospitals, Hawaii Region. “Her dedication to creating healthier communities through proactive measures such as education and access is a reflection of our organization’s commitment to improving health and wellness in Hawaii.”

LaPorte specializes in diabetes education at Kaiser Permanente, and for the past five years has volunteered her expertise to support education and prevention initiatives for the American Diabetes Association Hawaii office. She runs a support group for Kaiser Permanente members and non-members with type 1 diabetes, which has evolved into a community resource for people living with diabetes. She also frequently participates in educational programs and health fairs at local schools and businesses to educate the community about preventing diabetes through healthy habits and behaviors. Through ADA, LaPorte collaborated with Zippy’s Restaurants to create a diabetes-friendly menu offering healthy alternatives for diners with diabetes. LaPorte has been recognized by ADA’s Hawaii Chapter as the nurse educator of the year for the past two years.

Kaiser Permanente has a long history of giving back to Hawaii’s communities and supporting local nonprofits, schools and government initiatives through grants, sponsorships and volunteerism. From 2013 to 2017, Kaiser Permanente Hawaii contributed $ 3.4 million in grant funding to community organizations, government agencies and partners to promote health statewide. Every year, the organization brings together thousands of employees and their family members to participate in volunteer projects, including environmental restoration for Kaiser Permanente’s annual Martin Luther King Jr. Day of Service, campus beautification at Hawaii schools, and health screenings at the Special Olympics and other community events.

About Kaiser PermanenteKaiser Permanente is committed to helping shape the future of health care. We are recognized as one of America’s leading health care providers and not-for-profit health plans. Founded in 1945, Kaiser Permanente has a mission to provide high-quality, affordable health care services and to improve the health of our members and the communities we serve. We currently serve more than 12.2 million members in eight states and the District of Columbia. Care for members and patients is focused on their total health and guided by their personal Permanente Medical Group physicians, specialists and team of caregivers. Our expert and caring medical teams are empowered and supported by industry-leading technology advances and tools for health promotion, disease prevention, state-of-the-art care delivery and world-class chronic disease management. Kaiser Permanente is dedicated to care innovations, clinical research, health education and the support of community health. For more information, go to kp.org/share.

The company that was once America’s biggest and most admired, the maker of power turbines, the seller of insurance, the broadcaster of “Seinfeld,” has become a shadow of its former self. This is the story of how generations of managers, who thought they could fix any company in any industry, finally ran into a problem they couldn’t solve.WSJ.com: US Business

The Stagecraft podcast is hosted by Jan Simpson. It is a series of interviews with playwrights (and musical book writers) of shows opening on Broadway and off-Broadway. Guest: Christopher Demos-Brown American Son on Broadway CHRISTOPHER DEMOS-BROWN Playwright Christopher Demos-Brown makes his Broadway debut with American Son. Honors for his plays include read moreBroadwayRadio

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

MEXICO CITY — Mexican immigration agents on Wednesday detained almost all of the Central American migrants on a fourth caravan that recently entered Mexico seeking to reach the United States. Mexico’s National Immigration Institute said 213 migrants were detained and taken to a processing center. Those found to lack proper documents may face repatriation to…News | New York Post

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

As the anticipated International African American Museum gears up for a grand opening in 2020, we couldn’t help but find out what other black-centric museums and exhibits around the country are worth checking out right now.

We’ve compiled a list of some of the most intriguing and thought-provoking exhibits, some by African American artists, but all of them about African American life for African American viewers, whether they’re art enthusiasts, art geeks, or just simply looking to learn something new.

Soul of A Nation: Art in the Age of Black Power, Brooklyn Museum

This exhibit takes viewers through the most political and revolutionary period of American history. The more than 150 artworks displayed throughout the exhibition aim to address the unjust conditions that African American artists faced from 1963 to 1983, a time of political and social revolution.

Black Citizenship in the Age of Jim Crow, New York Historical Society Museum & Library

Black Citizenship in the Age of Jim Crow explores the struggles African Americans faced for full citizenship and racial equality. It is organized chronologically from the end of the Civil War to the end of World War I and highlights how African Americans advocated for their rights during that time. The exhibit opened in conjunction with the 150th anniversary of the ratification of the Fourteenth Amendment.

Cotton: The Soft, Dangerous Beauty of the Past, African American Museum in Philadelphia

The exhibition features 35 large-scale photographs, as well as an installation and altarpiece by artist John E. Dowell, all aiming to “explore the dichotomy between the beauty of the plant and its inexorable link to the horrors of chattel slavery in the U.S.”

It also looks at the often overlooked history of slavery in the north.

Watching Oprah: The Oprah Winfrey Show and American Culture, National Museum of African American History & Culture at the Smithsonian

This special exhibition features the life of the media mogul, philanthropist, and actress and will also showcase her roles as a film producer; TV host, with her successful daytime talk show; and educator. Visitors will be able to explore Winfrey’s influence and the impact that she has on the world. The museum will feature artifacts from the very first Harpo Studios in Chicago and much more.

The exhibit features a group of African American artists who express their artwork through the gritty, colorful, and dynamic trends of the street art movements. In a press release on the exhibit, their collective artwork is described as, “a rebellious response” and a “departure from current trends,” speaking to the African American narrative and experience.

Think: A Tribute to the Queen of Soul, The Charles H. Wright Museum of African American History

With this exhibit, the Detroit museum plans to honor Aretha Franklin’s life and legacy. The exhibit will feature photographs— loaned by photographers to help honor the late Queen of Soul—showcasing her work and life.

The highly anticipated museum is set to open in 2020. The IAAM will explore the deep-rooted history of African Americans, presenting untold and under-told experiences and contributions of African Americans. The museum has so far received a variety of donations from companies such as BMW, Viacom, and BB&T and a $ 10 million donation from the Lilly Endowment. This museum is definitely one to keep on your radar.

The North Carolina Roots of Artist Ernie Barnes, North Carolina Museum of History

The exhibition will showcase many original paintings and artifacts of artist and Durham native, Ernie Barnes. Barnes was known for his exquisite and unique style. His iconic “Sugar Shack” painting was featured on the hit show, Good Times. The painting also appeared on the Marvin Gaye I Want You album cover. According to the museum, he is the first professional American athlete to become a noted painter.

Brent Taylor, the mayor of North Ogden, Utah, was killed in Afghanistan this weekend, just a few months away from finishing his tour. He will not be forgotten by at least one Afghan man who served with him.

While trucks have traditionally been the sort of vehicles you'd expect to see on a farm or at a work site, demand has been surging among regular buyers who are opting out of sedans and coupes and replacing their family vehicles with pickups and SUVs.Tech

C-SUITE SHUFFLE: True Religion said chief executive officer John Ermatinger is to retire and has installed former American Apparel ceo Chelsea Grayson as interim ceo as the board looks for a permanent successor.
Ermatinger was named to the top spot in 2015, bringing to the position experience after having been ceo of Tommy Hilfiger’s Asia-Pacific region, president of Gap Inc.’s Asia-Pacific division and Levi Strauss & Co. Americas president.
Grayson has been on the True Religion board of directors since last year and was chair of the audit committee.
Her time at American Apparel capped a rough stretch in the company’s history with the departure of its founder, layoffs and two bankruptcies. She had previously served as American Apparel’s general counsel and chief administrative officer before she was appointed to the ceo position in September 2016, succeeding Paula Schneider. Grayson would later find herself shuttling the company through its second bankruptcy filing less than two months after her appointment. Part of the business was ultimately sold to Gildan Activewear Inc.
Grayson, in a statement, said her focus would be to continue the momentum set off by collaborations with Bella Hadid and Manchester United.
TowerBrook Capital Partners paid $ 835 million for True Religion in May 2013.

Kerry Washington was a guest on this morning’s episode of TODAY. During her interview, she spoke about the new Broadway play she is starring in, American Son, which follows an interracial couple searching for their missing son. The show features characters with very different political views, something that Washington says should strike a particular chord with the audience. We sit in a theater and get to listen to people who are on the opposite end of the spectrum of identity, she tells TODAY’s Craig Melvin.BroadwayWorld.com Featured Content

Netflix has canceled the genius true-crime documentary satire American Vandal after two seasons.

“American Vandal will not return for a third season,” Netflix said in a statement. “We’re very grateful to the creators, writers, cast and crew for bringing their innovative comedy to Netflix and to the fans and critics who embraced its unique and unconventional humor.”

American Vandal took viewers by surprise with its 2017 premiere, a pitch-perfect imitation of the true-crime genre with completely fictitious characters and potential criminals (it also won a Peabody Award). After the Season 1 mystery of #WhoDrewTheDicks, Season 2 tackled the Turd Burglar with stunning efficacy. Read more…

"China never wants a trade war with anybody, not to mention the U.S., who has been a long term strategic partner, but we also do not fear such a war," a leading member of a key Chinese committee tells American business leaders.Asia-Pacific News

http://www.acrx.org -As millions of Americans strive to deal with the economic downturn,loss of jobs,foreclosures,high cost of gas,and the rising cost of prescription drug cost. Charles Myrick ,the President of American Consultants Rx, announced the re-release of the American Consultants Rx community service project which consist of millions of free discount prescription cards being donated to thousands of not for profits,hospitals,schools,churches,etc. in an effort to assist the uninsured,under insured,and seniors deal with the high cost of prescription drugs.-American Consultants Rx -Pharmacy Discount Network News

Ryan Murphy’s American Horror Story has filled our nights with paranormal activities. From a house haunted by the corrupt spirits of its victims to a coven of witches seeking to become supreme, fans can’t get enough of its ingenuity. But if you’re an anime fan, you’re in luck — there are countless shows and movies like the American anthology series. So here are five anime to watch if you like American Horror Story.

Midori (Mr. Arashi’s Amazing Freak Show)

Starting off our list is Midori, one of the most disturbing movies in anime history. The film centers around a young girl named Midori who, after selling paper flowers to go on a school trip, finds her ailing mother dead. With no one to help her, she turns to a circus run by the creepy Mr. Arashi.

The circus’ acts include snake women, people getting eaten by ants, and performers twisting and turning into impossible shapes. But instead living a joyous life with the circus people, she’s assaulted and forced to perform horrifying acts on stage, like biting a chicken’s eye out. Thankfully, things start to look up for Midori when the magician, Masamitsu “The Bottled Wonder,” brings her under his wing. Is Midori’s luck about to change? Or are things too good to be true?

From bizarre acts that would make you sick to your stomach to humorous scenes, Midori is an ero-guro (erotic grotesque) film that American Horror Story fans will love.

Kagewani

One way to boost website traffic is to post about things that people are naturally curious about, like cryptid sightings. And that’s the plan that a video blogger concocts. But things become too real when an actual monster kills his entire crew.

Elsewhere, on a school campus, a sandworm creature is hunting down a group of students, killing them one by one. And more of these attacks take place all over the country.

Sousuke Banba, a researcher with a profound interest in unidentified mysterious animals, explores these events. Soon enough, he gets a break with the word “Kagewani.” The mysterious word leads him to find various connections between a pharmaceutical company and the strange animal attacks.

Did you love the suspense of Asylum or Roanoke? Then don’t waste any time and watch Kagewani. Its picturesque style of animation and use of dark colors brings the creepy factor of American Horror Story. Since it’s shorter than the standard length, it quickly gets to the point with several jump scares and other freaky surprises.

Devilman: Crybaby

There are a lot of things that go bump in the night, including creatures of the netherworld, who feast on the living. The only way to defeat these monsters is to use their own power against them. Akira Fudo, a sensitive and caring young man, gets dragged by his best friend, Ryo Asuka, to fight these creatures, thus becoming a Devilman.

This brings him to the seedy underworld of demons where only bloodshed and death exists. Even so, Akira’s new abilities awaken an insatiable and primal part of him, while also giving him a lean yet sturdy physique. Now, he and Ryo must destroy the demons that bring harm to humanity and their loved ones.

As one of the best anime to premiere on Netflix, Devilman Crybaby gives a new spin to the horror genre, much like American Horror Story. Its new style yet colorful animation and awesome soundtrack featuring catchy Japanese rap tunes are only a few of the reasons to turn on Netflix and give the series a try.

Memories

In the sci-fi horror movie Memories, three seemingly unrelated stories come together to reveal the true narrative. This is a similar approach to how all the seasons of American Horror Story are related, but each brings its unique take to the genre.

The first story, Magnetic Rose, takes place in outer space where two space engineers find a mansion, revealing the tragic fate of a renowned opera singer. However, hallucinations start to take over and they must do everything they can to retain their sanity.

Back on earth, in Stink Bomb, a lab technician accidentally takes several pills that enhance his flatulence to a lethal degree, killing everyone around him. Now, he must take refuge in his company’s headquarters all the way in Tokyo. But, with military forces after him will the lab tech be able to hold it in?

Lastly, in Cannon Fodder, there’s a boy who wants to become an artillery officer in a fortress city. The young boy spends his days dreaming of firing a cannon for the sake of the fatherland.

Kakurenbo: Hide & Seek

An innocent kids’ game ventures into the horror territory in the short anime film Kakurenbo: Hide & Seek. The movie centers around a group of kids playing the Japanese version of hide and seek, Otokoyo. But, instead of playing in a safe location near adults, they venture into the abandoned ruins of a Kowloon-like city. Rumor has it that a demon appears and takes away children who dare to play the game. To make matters more spooky, some kids have indeed disappeared.

Even though Kakurenbo: Hide & Seek doesn’t have the bloodfest of Hotel or the intricate storyline of Asylum, the movie does deliver a bucket load of suspense and creativity that American Horror Story is known for. From its animation that comes to life thanks to cell shading to its tense mood and easy-to-follow plot, the movie builds up the suspense factor without not much storytelling.

At less than half an hour long, Kakurenbo: Hide & Seek makes for a great horror snack between AHS episodes.

Gladys Knight, Ledisi, Donnie McClurkin, CeCe Winans and Mary Mary came together at the American Music Awards Tuesday to pay tribute to the late Aretha Franklin.

via Billboard:

Following a special video homage to the legendary Queen of Soul that focused on the artist’s long history as a host, performer and winner at the AMAs, Knight took the stage to perform Franklin’s drawn-out interpretation of “Amazing Grace.” Then, minister and gospel singer McClurkin relieved Knight to perform “Climb Higher Mountains,” which was used as the recessional song at her funeral.