However experts are warning that some investors who sold funds in June may well end up regretting their decision as predictions of a market meltdown have so far proven to be wrong.

The pre-emptive sell-off, coupled with grave warnings of Armageddon, may well have been overstated – or the shock caused by Brexit, and the knock-on effects in other European nations, may not yet have crystallised.

What we do know is that we live in uncertain times. Businesses need to know what their employees, suppliers and investors are planning to do – assuming that they even know themselves yet.