I paid 25c for all of this food....
4 boxes of crackers
4 packages of cookies
2 boxes of cinnabon bars
1 hotwheel
Had to throw the hotwheel in just cause I had a $1 left to "spend" from my freebie stuff! How did I do it???
Albertson's...

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Some readers have commented that using your credit cards is an option for an emergency fund. Frankly, that’s ridiculous. If your goal is to be debt free, why would you keep using the credit cards? Sure, the idea of paying them off in full every month is great, but obviously if you are trying to get out of debt, you haven’t been paying them off every month! Get real people! Get that emergency fund established so you never have to use your credit cards again.

Remember, it’s a mind set. You must make up your mind that debt is not an option. This means that using your credit cards is not an option. When you are recovering from carrying balances (aka, getting yourself out of debt) you have to stay out of temptation completely. Become a “card carrying member” of the cash is king world!