Question

My score is extremely low. I have no excuses. Not trying to feed a sob story. I was 18 when I was put out on my own. Everything I got, I had to fight for. Unfortunately I was not educated well in finances, like credit scores. Starting from 0 and having to beg people to just believe me that my word is good means nothing. Then jumping to an apartment, utilities, etc. It is rough. Yes, I could have done it better, but I cannot fix my choices in the past. Give me steps. Give me direction on how to fix my credit report and/or my credit history. Please.

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