lol honestly no one knows. everyone is saying 0.00275 or 0.0028.
there's no way it'll be 0.00245, no way.

but seriously, i contacted outside lease companies, and more than one dealer and no one is confirming these figures. My CA told me numbers have not been released. she might be lying, but who the fuck knows??

in any case dealer cannot raise MF just coz you want more miles. that is bullshit dude. MF is interest on money borrowed, and should have nothing to do with miles. residual does though

Based on the BMW USA Fin quoted MF and residual (36 for e92 = 53%) and my credit union's rate of 4.80 - 5% I think I can save about $4k total cost by buying over 60 than leasing over 36m (I do plan to keep the car).

The quoted MFs and RESID % do not appear well-priced, IMO. Better to shop.

I get @kona's point - but sometimes it's best to keep some of the money to invest. If I can borrow at 5% (looks like it) but can invest @ 7% - 10% (stock values are looking pretty good, I also work in finance) then I pick up the spread.

That's pretty rational from my perspective, but to hedge a bit I will pay 15-20% down up-front (I want < $1k / pmt).

It's not that I can't afford it...that's not the problem. It's the fact that it might be financially irresponsible at this moment in our economy. Plus I can see them dropping the price by a huge chunk in about 8 months if things stay on the same path...

Then again, it's a luxury item to splurge on, so I haven't made my mind up.

+1 Agree 100% with you. Economy is the key here, these cars will be seating on the lots in 30 days, by July anybody will be able to get them with deep discounts over MSRP and in 12 months loaded M3s (about 70K) will be selling on ebay for about 45-52K.

Back OT: these lease rates suck. Before someone posts some crap about (1) don't buy what you can't afford, (2) this car is worth paying whatever for.

It's a great car. I can afford it. But I didn't get to the point of being able to consider this fine vehicle without being somewhat rational. (my wife would disabuse this notion of rationality because of an obession w/ the e92, 911.. yachts etc )

I am not willing to throw money down when the Fed is easing and BOTH ISM indices are < 50 (economy contracting) and the consensus on the 'Street is that unemployment is headed up (high 5% from high 4's) and foreclosure rates are still in up-trend.

In any case I was planning to splurge in '09. I expect both rates and cars' MSRP to be more compelling by then.