714-831-0081

714-831-0081

Types of Loans

Fixed rate loans are the standard in home loans, and are available in a variety of terms from 10 to 30 years. This loan offers a consistent payment throughout the life of the loan. Click here for more information.

Adjustable Rate Loans are a great fit for home buyers who plan to sell or refinance their home between 5 and 10 years. Adjustable Rate Loans offer the lowest initial rate available. Click here for more information.

Veteran's Administration (VA) loans are available exclusively to people who have served in the armed services and surviving spouses. These loans have flexible qualification guidelines and other features not available with other programs, including little to no down payment requirement.

The USDA Rural Development Guaranteed Housing Loan Program offers up to 100% financing on home loans for owner-occupied properties within specific USDA rural areas. Maximum household income limits apply and vary by county.