Medicare Part B: A Quick Overview of Medicare Part B

You may already know that Medicare is a health insurance program that is federally funded for the senior citizen above the age of 65. There may be certain individuals who might meet the specific requirements that are needed to qualify for the coverage even if they are less than 65 years, they may be suffering from permanent kidney failure, Lou Gehrig’s disease or maybe receiving Social Security benefit once for at least within 24 months. Medicare is divided into two parts, part A and part B; we will familiarize you with the Medicare part B.

Medicare Part B is a coverage that takes care of several outpatient services. It is a voluntary service for the individual receiving Medicare. This may include the expenses such as, outpatient hospital visits, doctor visits, medical equipment, mental health services and other diagnostic tests. The amount that you have to pay for the Medicare part B totally depends up on your income. The costs for these services are basically deducted from an individuals Social Security check every month prior to its arrival in your mailbox.

Medicare Part B pays for certain medical equipments such as oxygen tanks, wheelchairs, walkers, neck, leg, scooters, electric wheelchairs, arm and back braces, eye glasses and more. You might get confused at times, since the Medicare Part B does not cover the expenses that may not be related to medically equipment such air humidifier and safety bars. With the Medicare Part B, you will see that some of the medical equipment will be brought while there are some items that will have to be rented.

You can also receive certain coverage for preventive procedures by the Medicare Part B. the very first thing that you will receive is a physical within six months after its allotment. You will receive triglycerides and cholesterol testing once in two years. Individual who are deemed to be at high diabetic risk are also covered by Medicare Part B. The annual mammograms such as PAP, pelvic examinations are also covered every two years. Certain screening of colon cancer is also covered by it.

Medicare Part B is an affordable service that can be purchased by any individual who require them, who receive Medicare or Social Security benefits. It will cover most of your medical expenses for outpatient doctor visits, preventative screenings and medical equipment items.

If you do not get the Medicare Part B services, your medical weakmess may take a toll on your financial condition since they can be quite expensive. It is also important to enroll in Medicare Part B right away when you enroll for Medicare A because if you add it later, it can cost considerably more.