Adult Care Advisorshttp://www.adultcareadvisors.com
Thu, 30 Nov 2017 22:08:56 +0000en-UShourly1Beth Slovitz-Owenshttp://www.adultcareadvisors.com/beth-slovitz-owens/
http://www.adultcareadvisors.com/beth-slovitz-owens/#respondMon, 22 Aug 2016 07:26:44 +0000http://www.adultcareadvisors.com/?p=20872I can’t begin to explain the comfort and friendship Carol Katz has provided to me during very challenging and frightening times when deciding the best place for my mother who needed Assisted Living and then SubAcute Rehabilitation. I knew I was never alone in making these decisions as long as I had Carol by my... Read more »

]]>I can’t begin to explain the comfort and friendship Carol Katz has provided to me during very challenging and frightening times when deciding the best place for my mother who needed Assisted Living and then SubAcute Rehabilitation. I knew I was never alone in making these decisions as long as I had Carol by my side. She went above and beyond the call of duty to help me and continued to provide comfort and support even after all decisions were made. Not only did she always find the best places for my mother and helped me in making some extremely tough decisions, I was able to contact her day or night, vacation or at home – it didn’t matter where Carol was she always responded to me in a moment’s notice. My thanks to her can never be enough and my gratitude can never be measured for all that she has done and continues to do to help me during some very dark times. Her expertise and friendship have become invaluable. I could not have done it without her!!!!!

]]>http://www.adultcareadvisors.com/beth-slovitz-owens/feed/0TOP TEN REVERSE MORTGAGE MISCONCEPTIONShttp://www.adultcareadvisors.com/top-ten-reverse-mortgage-misconceptions/
http://www.adultcareadvisors.com/top-ten-reverse-mortgage-misconceptions/#respondTue, 28 Jun 2016 06:49:23 +0000http://www.adultcareadvisors.com/?p=207591. I have to sign my home over to the bank – You keep title to your home. 2. The bank will get my home when I pass on – Your heirs will inherit your home. They decide whether or not to sell the home, or keep it in the family. 3. A reverse mortgage... Read more »

]]>1. I have to sign my home over to the bank – You keep title to your home.

2. The bank will get my home when I pass on – Your heirs will inherit your home. They decide whether or not to sell the home, or keep it in the family.

3. A reverse mortgage is only for desperate people – Some seniors do it in order to keep from losing their home, but most use it as a financial planning tool. After a lifetime of using your income to increase equity, a reverse mortgage lets you convert some of your equity into a tax-free income supplement.

4. I don’t qualify because I have a current mortgage – In fact, many seniors use a reverse mortgage to pay off their traditional mortgage or home equity loan.

5. My Social Security, Medicare, and other benefits will be reduced – All of these types of benefits will not be affected at all.

6. I can’t afford to make any payments – You make no payment as long as you or your spouse continues to live in your home.

7. My children could wind up owing money because of this – By law, you and your heirs can never owe more than your home is worth, regardless of its future value.

8. A reverse mortgage sounds risky. I could lose my home or be forced to move out. The government both regulates and insures reverse mortgages. Your responsibilities are to pay your property taxes and homeowner’s insurance. Do that, and you’re assured of remaining in your home for life.

9. I would be short-changing my children – If they can live with inheriting some, instead of all of your equity, you will be able to improve your quality of life now.

10. Reverse mortgages are expensive – They used to be, but FHA recently reduced the cost of their insurance by 75% for most homeowners, so total fees are now much lower.

Call Rick Schluter at 973-726-0548 with any questions about reverse mortgages

]]>http://www.adultcareadvisors.com/top-ten-reverse-mortgage-misconceptions/feed/0Myrnahttp://www.adultcareadvisors.com/myrna/
http://www.adultcareadvisors.com/myrna/#respondMon, 21 Dec 2015 20:46:56 +0000http://www.adultcareadvisors.com/?p=20697I just want to express my sincere appreciation to you for your support during this very trying time in my life. I honestly don’t know how I would have gotten through without your help. You and Dina were there for Debbie and me throughout this ordeal. Unfortunately it did not end in the way we... Read more »

]]>I just want to express my sincere appreciation to you for your support during this very trying time in my life. I honestly don’t know how I would have gotten through without your help. You and Dina were there for Debbie and me throughout this ordeal. Unfortunately it did not end in the way we all hoped for but that does not take away from the incredible efforts you made on our behalf. Thank you again from our entire family.

]]>http://www.adultcareadvisors.com/myrna/feed/0Marionhttp://www.adultcareadvisors.com/marion/
http://www.adultcareadvisors.com/marion/#respondWed, 18 Nov 2015 05:39:04 +0000http://responsivesitedesign.silive.com/adultcareadvisors/?p=20689Your service was truly a life saver for us. You understood immediately what we needed (and did not need) in a facility and suggested only those that fit our requirements. You then guided us through the evaluation and selection process. My sister is quite happy with her cat in a place with reasonable spend down... Read more »

]]>Your service was truly a life saver for us. You understood immediately what we needed (and did not need) in a facility and suggested only those that fit our requirements. You then guided us through the evaluation and selection process. My sister is quite happy with her cat in a place with reasonable spend down period, transition to Medicaid, ability to transition to long term nursing care if needed, and a caring staff. Thank you so much.

]]>http://www.adultcareadvisors.com/marion/feed/0Barbarahttp://www.adultcareadvisors.com/barbara/
http://www.adultcareadvisors.com/barbara/#respondMon, 10 Aug 2015 07:03:17 +0000http://responsivesitedesign.silive.com/adultcareadvisors/?p=660Thank you so very much for all the assistance you have given me in connection with placement of my Mom at Potomac Homes and now my Dad at Care One Morris. I have enjoyed working with you. You have helped me gain clarity in order to take the appropriate steps in a situation that has been extremely... Read more »

]]>Thank you so very much for all the assistance you have given me in connection with placement of my Mom at Potomac Homes and now my Dad at Care One Morris. I have enjoyed working with you. You have helped me gain clarity in order to take the appropriate steps in a situation that has been extremely challenging and emotional. You have listened with compassion and understanding. I really appreciate your part in all this and I am grateful.

]]>http://www.adultcareadvisors.com/barbara/feed/0Judyhttp://www.adultcareadvisors.com/judy/
http://www.adultcareadvisors.com/judy/#respondMon, 10 Aug 2015 07:01:56 +0000http://responsivesitedesign.silive.com/adultcareadvisors/?p=658Just wanted to let you know that my mom went to the community yesterday to visit and had her assessment at the same time. She loved the facility and they placed her at Level 2 care. I think I mentioned to you that my mother is really “on the ball” with no dementia, just self-conscious... Read more »

]]>Just wanted to let you know that my mom went to the community yesterday to visit and had her assessment at the same time. She loved the facility and they placed her at Level 2 care. I think I mentioned to you that my mother is really “on the ball” with no dementia, just self-conscious about her need for oxygen. They made her feel very comfortable and she was thrilled with “the bistro” where she can go down and get coffee and snacks. It is nice to hear her get excited and look forward to something for once. The doctor is filling out her paperwork tomorrow. Our goal is to move my mom in on Friday. Thank you so much for your referral. I can’t tell you how much you have helped my family. It would have taken us forever to research and tour facilities, yet your first referral was right on target. It is just what she needs and affordable for us. We couldn’t be happier!

]]>http://www.adultcareadvisors.com/judy/feed/0How does Adult Care Advisors Work?http://www.adultcareadvisors.com/how-does-adult-care-advisors-work/
http://www.adultcareadvisors.com/how-does-adult-care-advisors-work/#respondMon, 10 Aug 2015 05:59:56 +0000http://responsivesitedesign.silive.com/adultcareadvisors/?p=616Adult Care Advisors is a free referral service for seniors and concerned loved ones to help you make the right senior care decision. Our extensive experience in the field enables us to provide you with advice on everything related to senior care from levels of care and choosing the right option to comparing various suitable... Read more »

]]>Adult Care Advisors is a free referral service for seniors and concerned loved ones to help you make the right senior care decision. Our extensive experience in the field enables us to provide you with advice on everything related to senior care from levels of care and choosing the right option to comparing various suitable facilities and making the transition. Our team is personally invested in helping you find comfort and we are happy to clarify any doubts you may have.

]]>http://www.adultcareadvisors.com/how-does-adult-care-advisors-work/feed/0What is Assisted Living?http://www.adultcareadvisors.com/what-is-assisted-living/
http://www.adultcareadvisors.com/what-is-assisted-living/#respondMon, 10 Aug 2015 05:59:35 +0000http://responsivesitedesign.silive.com/adultcareadvisors/?p=614There are a variety of senior care options available today depending on the level of care needed. Assisted Living is one such option that is best suited for seniors who need assistance with daily tasks, but are not dependent on others for medical aid. Assisted living communities offer some amount of freedom and privacy to... Read more »

]]>There are a variety of senior care options available today depending on the level of care needed. Assisted Living is one such option that is best suited for seniors who need assistance with daily tasks, but are not dependent on others for medical aid. Assisted living communities offer some amount of freedom and privacy to residents while saving them the trouble of washing dishes, cooking, doing the laundry, and other daily chores.

]]>http://www.adultcareadvisors.com/what-is-assisted-living/feed/0What Can One Expect from An Assisted Living Community?http://www.adultcareadvisors.com/what-can-one-expect-from-an-assisted-living-community/
http://www.adultcareadvisors.com/what-can-one-expect-from-an-assisted-living-community/#respondMon, 10 Aug 2015 05:59:13 +0000http://responsivesitedesign.silive.com/adultcareadvisors/?p=612Typically, assisted living communities are licensed to provide three levels of care depending on the resident’s needs—low, medium and high. Outside of usual tasks such as meal service and round-the-clock supervision, residents could get help with transportation, postal services, social and spiritual gatherings, exercise programs, emergency medical care, etc.

]]>Typically, assisted living communities are licensed to provide three levels of care depending on the resident’s needs—low, medium and high. Outside of usual tasks such as meal service and round-the-clock supervision, residents could get help with transportation, postal services, social and spiritual gatherings, exercise programs, emergency medical care, etc.

]]>http://www.adultcareadvisors.com/what-can-one-expect-from-an-assisted-living-community/feed/0How Can I Pay for Senior Care?http://www.adultcareadvisors.com/how-can-i-pay-for-senior-care/
http://www.adultcareadvisors.com/how-can-i-pay-for-senior-care/#respondMon, 10 Aug 2015 05:58:39 +0000http://responsivesitedesign.silive.com/adultcareadvisors/?p=610There are several options available to you with regard to senior care payment. It’s not inexpensive, so the key is to plan in advance. Consulting our specialist in a one-to-one scenario will help you understand better.

]]>There are several options available to you with regard to senior care payment. It’s not inexpensive, so the key is to plan in advance. Consulting our specialist in a one-to-one scenario will help you understand better.