A step-by-step guide on how to use BHIM app?

1. Android users can download the application from Play Store by
searching for ‘BHIM’. The app is not available for iOS users yet.

2. Install the application and choose your language. The app will prompt
you to verify your phone number using an SMS. Click on Next and wait
for the verification process to be completed.

3. Once the verification is complete, input a four digit passcode.

4. After a passocode is set, the app will ask you to select your bank.
Once the bank is selected, the app automatically picks up your details
using your phone number. Select the primary bank account that will be
used for all your transactions.

5. The app displays three options — send, request and scan/pay. Transactions are possible only between verified phone numbers.

6. To send money to someone, type in their phone number and the amount
to be transferred. The app will prompt you to input your MPIN, usually a
four or a six digit code that authenticates a mobile transaction.

7. Likewise, you can request money from someone, using their phone number.

8. The third option, scan & pay, allows users to transfer money
using a QR code, a two dimensional black and white barcode which can be
decoded by a smartphone or a tablet. Each phone number is assigned a QR
code which can be accessed under profile on the home screen.