Restaurants

Coverage Highlights

We now have Equipment Breakdown coverage available for your restaurant clientele. We have designed this program to specifically target the needs of your clients’ restaurant exposures, at a very competitive rate; with higher sub-limits than are typically found with our competitors.

Our standard quote is for a combined Property Damage, Business Income and Extra Expense limit of $500,000. We can offer optional combined limits of $1,000,000 and $2,500,000. One great feature of our program is the combination of one deductible for property damage and spoilage losses; many other companies offer two separate deductibles. We have added a Utility Interruption endorsement which provides coverage going all the way back to the power grid, as opposed to within 1,000 feet of described premises. These are just a few of the enhancements we have put together for this class of business.