Re: How hard is it going to be?

Some people are really hard to deal with. But I've read that sometimes calling back you might get someone else who has a heart. I think it's worth a shot myself but I'm sure you trust your MB. Thanks K_J!!!

Re: How hard is it going to be?

Hahaha it is SO exciting!!!!!! That feeling is great. I never thought any of this was possible, I thought my husband and I were screwed for the next 2 years. But hard work and staying 💪 helps A LOT!!! I am SO happy for you!

Re: How hard is it going to be?

I am applying this week for my mortgage and going the USDA route... The informal offer made with the owner agent has been tentatively accepted and hopefully things will be easy peasy.. My successes so far: Two lates removed: Wal-Mart credit card and installment loan late, and it is very likely that a 90 day late on my Sallie Mae loan account will be removed. Will know Wednesday. Three collection accounts removed. Charge off paid in full - with OC account totally removed. Paid my credit cards from 97% to 6%! In addition, I have paid off my car, paid off three installment loans and am completely debt free except for my student loan. Hoping that things go swimmingly!!! Wish me luck and good tidings!

Re: How hard is it going to be?

Well I've been away for a while working on getting things improved, with my lender pull for my mortgage being EQ - 633, TU - 670 and EX - 690. I close on my house on Friday and we have already moved in thanks to an early occupancy agreement and my kids started an amazing new school and I feel so happy! I know it was because of this site that we are where we are and the wealth of information on here has been amazing. Had many setbacks along the way but feeling ecstatic about the fact that we are finally in the home we love so much! Thanks again to everyone who helped!

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