ATRQ System: Retirement Income Solver

The A2Risk retirement income solver is designed to determine whether or not an investor has a significant preference for certainty of retirement income.

A short questionnaire of seven questions, it is used on retirement when an investor makes a choice between an annuity or flexible draw down.

The tool focuses on identifying investors with a strong preference for an certainty for whom an annuity is likely to be the best decumulation strategy. The tool has been validated against a survey of 2,000 participants in a UK YouGov poll and is re-validated every two-to-three years.