Complete car insurance at a
price you can afford

Comprehensive Car Insurance

Complete car insurance for total peace of mind

Peace of mind needn't cost the earth.

Our comprehensive car insurance covers you for accidents, theft, damage to your car and belongings, damage to other people's cars and property, and more. We even help pay for accommodation if you're stranded. And with our 24-hour emergency claims line, you can always be sure we're there when you need us.

Call 13 13 43 for a comprehensive car insurance quote today.

Complete car insurance at a price you can afford

Enjoy complete cover for complete peace of mind

Choose your own excess and agreed value to customise your cover and premium

Choose from our flexible payment options to suit your needs

24/7 claims lodgement and emergency assistance

Quick cover guide#

We've designed our Comprehensive car insurance to give you maximum protection for real peace of mind. You'll benefit from the same great savings as our other cover options, plus special features like new for old replacement and a guarantee on all approved repairs. And you'll also enjoy extra cover, including:

Car insurance features

Cover you can count on Comprehensive car insurance covers you for accidents, fire, storms, theft, damage to your car and belongings, damage to other people's cars and property

New for old replacement If your car is a total loss in the first 24 months, we may replace it with a brand new car - and pay your on-road costs as well.

Hire car after theft – up to $70 per day for up to 14 days If your car is stolen, we will organise the hire of a car for you or reimburse you the cost of hiring a car.

Guarantee on repairs Use one of our specially selected repairers when you make a car claim, and we will guarantee their repairs

Complete protection#

We've designed our Comprehensive car insurance to give you maximum protection for real peace of mind. You'll benefit from the same great savings as our other cover options, plus special features like new for old replacement and a guarantee on all approved repairs. And you'll also enjoy extra cover, including:

Car insurance features

Personal property coverIf you have valuables in your car and they're damaged in an accident, we cover them too

Trailer and caravan repairsIf your trailer or caravan is attached to your car in an accident we'll help cover the cost of repairs

Emergency travel and accommodation costsSo your plans won't be ruined just because your car is out of action

Emergency repairs After an accident or theft, so you won't be stranded

Lock and key replacementA new lock and keys or a recoded lock if your car keys are stolen

Transit coverProtection against damage to your car when it's being transported

Substitute vehicle cover Third party property cover when your car is out of action and you're using another car (not a hire car)

A choice of excess Choosing a higher excess to pay in the event of a claim can reduce the premium you pay.

Child safety seats and prams We even pay up to $500 to help you replace child safety seats, baby capsules and prams damaged as part of your claim.

Great Savings

Australian Seniors is all about affordable, easy to understand insurance. Where we can save you money, we will.

Here are some of the ways we help you save:

Choose your own agreed value

Choose a higher excess to save on premiums

Pay less for an annual payment option.

Click on the below headings to find out more.

Hire car cover

It's bad enough having your car damaged or stolen - it's even worse if you're left stranded without a car. But by adding optional hire car cover to your Comprehensive car insurance, you'll always be able to access a hire vehicle. So you won't have to put your life on hold if the unexpected happens.

A car when you need it

If your car is stolen or can't be driven due to an accident, we'll pay for the cost of a hire car of a similar standard. So you'll always be able to afford a hire car when you need it most.

Choose your level of cover

You can choose between 10 and 20 days' worth of cover, so you can get the level of protection you need, while keeping your premiums low.

Windscreen cover

One piece of gravel is all it takes to damage your windscreen. And while the cost of replacing your windscreen can leave you seriously out of pocket, it's often lower than the excess on your car insurance policy, leaving you without the option to claim.

When it comes to windscreens, even a small amount of damage can mean a big bill. If the damage is bigger than a 20-cent piece, the whole windscreen will need to be replaced. And if it's in front of the driver, even a small chip will mean a new windscreen.

By adding optional windscreen cover to your Australian Senior Comprehensive car insurance, you'll be protected against the cost of any damage to your car windscreen. Best of all, you can claim without paying any excess.

Repairs you can trust

Australian Seniors windscreen cover gives you access to fast, professional repairs. Our preferred supplier ensures your repairs are carried out in accordance with the latest Australian standard, so you'll know that the job's done right.

Complete cover for windscreen damage

You are covered for the cost of repairing or replacing your windscreen if it's accidentally broken.

Excess-free cover

There's no excess for the first claim of each insurance period.

Access to professional windscreen repairs you can trust

Get professional, local service with The National Windscreen Group. With 145 locations around Australia, you're never far from fast, quality repairs.

Roadside assistance

Nothing's worse than a breakdown, especially on a busy road or late at night. But with Road Care you can relax, knowing that you can get help fast.

A phone call is all it takes to get expert mechanical assistance with breakdowns, batteries, flat tyres andmore - anytime, anywhere in Australia.

Help when you need it - anytime

Our dedicated roadside assistance team is available 24-hours a day, 7-days a week, 365 days a year, so you'll never be left without help.

Australia-wide assistance

Roadside assistance covers you no matter where you are - whether it's a Sydney peak hour or off the beaten track in Broken Hill. So you can feel confident knowing that help's at hand, wherever you are.

# This is a summary of our car insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.

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^ Offer is valid for new car insurance policies bought online. Discount is made up of 10% online discount, applies to the first policy year only. Further up to 5% discount if you exclude drivers under 25 years of age, and 5% discount for Seniors Card holders, applies for the life of the policy. Minimum premiums apply, which may reduce savings discount.

† Offer is valid for new home or contents insurance policies bought online. Discount is made up of 10% online discount, applies to the first policy year only. Further 10% combined home and contents multi-policy discount and 10% discount for Seniors Card holders or 5% discount for non-Seniors Card holders over 50 years of age, applies for the life of the policy. Minimum premiums apply, which may reduce savings discount.

1. 10% saving for online applicants for all new Landlords Building & Contents policies, savings in first year only. Additional 5% for a combined Building & Contents policy. Minimum premiums may reduce savings discount. Minimum premiums apply, which may reduce savings discount.

All product information displayed on this website is subject to policy terms and conditions (including eligibility criteria, exclusions and limitations).

Your use of this website is subject to the website Terms of Use. Any advice provided is general only and does not consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (PDS) to ensure the product is right for you. A copy of each PDS is available on this website or by contacting us. All products are promoted and distributed by Australian Seniors Insurance Agency, a trading name of Greenstone Financial Services Pty Ltd (ABN 53 128 692 884, AFSL 343079). The insurer for Car, Home, Landlord and Pet Insurance products is The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473), for Funeral Insurance products is Hannover Re of Australasia Ltd (ABN 37 062 395 484) and for Travel Insurance is Chubb Insurance Australia Limited (ABN 23 001 642 020).