The Answer is : There would be nothing wrong with getting a buyout of a structured settlement so long as the discount’s not so deep that you wished you hadn’t done it.” David recommends that the seller be careful to weigh their needs against the costs. He also reminds the reader that the further out the payments are that they are selling the less money they will see from the sale. This comes back to the time value of money that we discussed, that money in the hand now is worth more than money owed to you in the future.