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Lesson Plan For The Future - Personal Finance

I have been saying in personal finance classes over the last 30 years. Don't gloss over this statement as it explains a lot of things.

Achieving financial freedom requires quantifying your financial goals (objectives), and then saving and investing "suitably" over time, to achieve those goals (objectives).

One way to look at this is to determine the net worth you will need to accumulate during your working life, to support you when you no longer can, or want to work.

Where does the money you need to save originate...from your current earnings. Unfortunately, for many, there is "too much month at the end of the money." There are solutions, but it requires commitment.

Are you committed to your financial success? Often one's words differ from their actions.

In 1948, doctors told my father that his life aboard submarines on war patrol in the South Pacific and the depth charging he experienced had rendered him sterile. Although controversial and not widely applied, he was treated with an Ayurvedic therapy called “shivambu.” If you are unfamiliar with this term, I recommend you Google it because against all odds, I came to exist.

That was a loony segue into my life but is a fitting precursor to a career that would be just as incredible.

Like my father, I joined the Navy. However, due to a medical inconvenience, I was honorably discharged after 6 years of commissioned service, all on Sea Duty. This was an opportune misfortune that led me down the path to a successful career in real estate. Both my father and grandfather flirted in real estate brokering and flipping part-time, and I followed suit but making a lifelong career out of it.

With over 40 years in real estate, it is impossible to talk about my experiences in this small window. But I can proudly say that I am well-recognized as an industry pioneer, especially in real estate syndication and education, and one of the few luminaries that paved the way for real estate’s transition to the online world.

Some highlights of my life’s work:● Co-created ePRO, technology certification course that certified 70,000 students● Created the first online communities for real estate professionals to network, learn, and sell● Created "Opt Out" Listing Syndication, aggregating over 1.4 Million Listings in 18 months● Built the #2 National Listing Syndication Service, Point2 Technologies, sold to Yardi in 2010● Founder of the California Association of Buyer’s Agents● Member of the first REALTOR.com Team, pre-IPO, responsible for obtaining first 500,000 listings● Helped Zillow and Trulia build up their MLS data inventory

Today I continue to lead efforts that bring new technologies to the real estate industry. Feel free to reach out and learn more.