Clover Mini

Many small merchants think that only large merchants have security breaches, but honestly, that is just not true. Small businesses are a substantial target for data breeches. As a First Data company, we take your security serious. First Data has partnered with TransArmor, a multi-layered security and compliance solution that helps merchants to protect their data, their customers and their brand. By offering Clover® to our clients, we know that your clients are protected too.

Clover has gone the extra mile to show that our advanced solutions are among the most secure in the industry. Clover Mini, Clover Mobile, and Clover Flex P2PE (point-to-point encryption) solution has been validated as a PCI Security Standards Council solution. This means Clover POS terminals along with First Data TransArmor have met comprehensive, rigorous, independent testing to validate our P2PE implementation. The strength of the Clover P2PE solution comes from its secure processor. ALL card data (swipe, dip, or tap) is immediately encrypted with TransArmor in the secure processor giving a distinct security advantage over software solutions. What does this mean for your business? That the card data never leaves the Clover terminal unencrypted – keeping you clientele safe!

Running a business can often times get a little tricky. Reporting, scheduling, and payment processing are only just a fraction of the daily demands faced by managers and business owners. No matter what it is you’re selling or how you are selling it, the Clover™ family of solutions has the perfect mix of hardware and software to fit your specific business’ needs. With 5 options of Clover™ devices available, how do you know which is the best fit? Let’s talk Clover™ so you can make sure your business gets the perfect fit.

Clover™ Flex

The Clover Flex gives you the same payment and security capabilities as the larger Clover products with the flexibility to accept payments away from the counter. Wi-fi and optional 3G keep you connected with ease, while the built-in printer and barcode scanner/camera make it simple to check out from anywhere. The long lasting battery can typically keep up with a full work day, and it can easily integrate to work with other Clover products.

Clover™ Go

If you need to accept mobile payments from your smartphone or tablet, Clover Go is the solution for you. It is simple to use right out of the box, and you can customize the features for sales tax, employee permissions, receipts, and more. Accepting all payment types on the go like at the local farmer’s market, vendor shows, or at a customer’s job site has never been easier.

Clover™ Mini

Are you looking for a terminal with a sleek design to make your counter look nice? Or do you want a full-powered POS system compact in size? Either way, with Clover Mini, you’ve got it! If you’ve been wondering if a Clover product can fit the needs of your business, the Clover Mini is a great place to start. The Clover Mini can grow with your business.

Clover™ Mobile

If your business is fast-paced and in need of a system to keep up, the Clover Mobile is a great fit. You can even pair it with a Clover System or Clover Mini for even more power! The Clover Mobile is perfect for food trucks, gives customers the opportunity to quickly pay at the table, and provides a simple option for any business where your customers are in a hurry.

Clover™ Station

All of your business operations are combined into one powerful system. You can accept payments, track inventory, incentivize loyal customers, manage personnel, and much more. If you own a small to medium sized business and want a solution that will fit all your needs and grow as your business grows, then the Clover Station will be the perfect fit.

Ready to get started? Have more questions? Let us know. We love the Clover family of products, and we know that you will too! Targeted Merchant Solutions is your Clover headquarters.

Think Again.

Mobile payment methods, also known as contactless payments, like ApplePay are becoming more and more commonplace. This is certainly the case for larger, franchise businesses, but it seems like small businesses aren’t quite on board with this newer technology. We wanted to know why, so we asked around and found the primary reason small biz isn’t making the change because they don’t want the hassle of having to change technology and train staff.

We get it. But if you’re holding back on making the switch to accept contactless and mobile forms of payment, you are missing out. This is true no matter the size of your business–from big to small and in between, you have to be ready for what the consumer wants. And consumers are taking it mobile.

Mobile Wallet Payments Are Growing

In a survey by Accenture, they found that consumers are looking for there to be a 60% increase to mobile wallet payments by the year 2020. Even cash payments, which still reigns supreme, fell from 67% in 2015 to 60% in 2016 with larger use of mobile and contactless payment options. As consumers continue to implement mobile wallets, businesses need to be ready to accept these payment types. Are you ready?

You Want These Customers

Currently, it’s about 1 in 5 consumers that wants to be able to use technology like ApplePay. These consumers are likely young with higher education and a bank account, so they are good customers to get and retain. Millennials and Gen-X consumers like receiving email receipts for purchases and loyalty tracking through mobile apps because they always have their smartphones. It just makes sense to appeal to these eager consumers.

You’ll Look Good. You’ll Look Real Good.

No one likes to be the last to jump on board an awesome trend, and this is your chance to get while the getting is good in regards to mobile payment technology. Consumers will like that you are ahead of the curve, and it is an added convenience for those who are already taking advantage of the easy-to-use mobile wallets.

Worried About the Unknown?

Don’t be. Seriously, we’ve got you covered. The CloverTM family of products gives your business the upper hand when it comes to accepting all types of payments, including mobile payment acceptance like ApplePay. The system looks super modern, which may scare off small businesses, but it is incredibly user-friendly. We have worked with countless small businesses to put one or more of the Clover technology in place, and not one has wanted to go back to their old point-of-sale system or terminal. Let’s get your business ready for anything, especially mobile payment acceptance.

There is a sort of fear of the unknown with small business owners when it comes to updating the way they accept payments. We completely understand, and that’s why we provide support and training with not only the initial change but for as long as they are our merchant. Our continuous and thorough support is the primary reason our merchants choose us time and time again.

For Some Businesses and Customers the Pain of Chip Card Transactions Cuts Deep

With the adoption of EMV chip card readers across the country still going strong, more and more people are concerned about the awkward and confusing interaction than the increased security features. Honestly, if you’ve had the chance to use your “newish” chip card, you’ve likely wondered: “Do I swipe? Do I enter the card? Why is it taking so long?” So, while this added feature might help make card purchases more secure, people aren’t loving it and some are turning away from retailers because of the confusion and wait time.

In a recent survey by Cayan, almost 25% of customers say if their wait time is 5-20 seconds, they will skip that retailer in the future. The average EMV chip card transaction is about 14 seconds. Bad news, right? So, as a business owner what are you to do? You have to have the EMV readers to avoid costly liabilities, but you also want happy customers. (Please note: a customer who can avoid silent staring contests with your cashiers will likely be happier than one forced to participate in the silly waiting games.)

Speed It Up

Check your connection. In today’s world, there are very few reasons for a business to still be operating a credit card terminal through dial-up. However, a lot of businesses are still relying out outdated dial-up equipment. If you’re one of them, it’s time for an upgrade to an internet connection, and perhaps some new technology overall.

Go Mobile. Retailers that go out of their way to make lines faster get top marks from customers. One way many retailers do this is to have mobile payment acceptance so the employees can quickly and efficiently check out the customers already in line. Think about it…you’re waiting in a seemingly endless line during the holidays when an employee comes to greet you and processes your transaction right there on the spot. Smooth, right?

Find a better overall solution. Your dad’s old terminal isn’t cutting it, you need some mobile options, and let’s fire up that chip card reader wait time while we’re at it, shall we? Welcome, CloverTM. The Clover family is a customizable solution for any business, and it is killing the EMV chip card game with an average 3 second wait time from the initial “dip” to the “remove card” screen. That’s a heck of a lot better than 14 seconds. Oh, let’s add some icing to this Clover cake: the Clover Mini averages 2.93 seconds!

Don’t Go There

While you’re looking into keeping your customers coming back for more, there are also a few don’ts when it comes to EMV chip card transactions.

Sticky Note Mayhem. You’ve seen it–those terminals with notes plastered all over them with instructions. It’s impersonal, and does anyone else notice how dirty the paper gets? Ew.

That’s Weird. There’s nothing like making an uncomfortable situation even more cringe-worthy. Watch what you say about your chip reader to strangers, okay?

Happy Customers = Happy Business

Do your business a favor by doing your customers a favor…speed up those EMV chip card reader transactions. You would be surprised at how much you and your employees can accomplish with updated technology, and we are here to help. The Clover family has all that you need to effectively manage and run your business, while keeping the transaction process smooth and simple for your customers. Let’s get your business running with Clover today!