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Legal Acknowledgment

Affiliated Business Arrangement Disclosure Statement

This is to give you notice that Xome Inc. and its subsidiary Xome CT LLC have a business relationship with each of the following affiliates:

Nationstar Mortgage LLC. dba Greenlight Loans ("Nationstar")

Xome Settlement Services LLC.

Xome Settlement Services of Alabama LLC.

Xome Title Inc. (for certain California properties)

Title365 Company

Title365 Company of Alabama LLC.

Xome Settlement Services LLC., Xome Settlement Services of Alabama LLC., Xome Title Inc., Title365 Company and Title365 Company of Alabama LLC are collectively referred to herein as "Xome." Except for Nationstar, each of the above-named entities are subsidiaries of Xome Holdings LLC, and Xome Holdings LLC is a wholly-owned indirect subsidiary of Nationstar. Because of these relationships, these referrals may provide Xome Inc. or Xome CT LLC with a financial or other benefit.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed providers as your service providers or as a condition of your transaction. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATES FOR THESE SERVICES.

Settlement Service Provider: NationstarSettlement Services: Mortgage loan origination and lending servicesRange of Charges: $995 to $1,220 Lender Fee (Refer to your loan disclosures for details of third party fees and the interest costs associated with the mortgage loan.)

Settlement Service Provider: XomeSettlement Services: Title insurance and closing services - both owner and lenderRange of Charges: $120 to $6,000 (Amounts will vary based on insured amount and coverage selected. Higher amounts may apply to high liability transactions.)

Legal Acknowledgment

I/we have read this disclosure document, and understand that Xome Inc. or its subsidiary Xome CT LLC is referring me/us to purchase the above-described settlement services and may receive a financial or other benefit as the result of these referrals.