The attached document reflects amendments to Regulation CC effective on July 1, 2018. The document also incorporates amendments to the EFAA in the Economic Growth, Regulatory Relief, and Consumer Protection Act,[1] which include extending coverage to American Samoa,the Commonwealth of the Northern Mariana Islands, and Guam. Finally, the document has been updated to remove outdated examples and examination procedures.

If you have any questions concerning this letter, please contact Dana Miller, Senior Counsel, Supervisory Policy and Outreach at (202) 452-2751. In addition, questions may be sent via the Board’s public website.[2]

signed by
Carol Evans
Associate Director
Division of Consumer
and Community Affairs