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Projected Future Income

See how time and contribution changes can make a difference.

Important: This calculator is provided for illustration purposes only. It does not reflect the return of any specific investment and is not a guarantee of a specific rate of return. The results listed are hypothetical, do not represent actual results and are no guarantee of future results.

Important: This calculator is provided for illustration purposes only. It does not reflect the return of any specific investment and is not a guarantee of a specific rate of return. The results listed are hypothetical, do not represent actual results and are no guarantee of future results.

Assumptions

Annual contributions set to 15% of salary for initial calculation, or 0 if current age is at or above retirement age

Life expectancy = 87 or current age plus 10, whichever is greater

Contributions made once per year at the end of the year

Retirement income distributions taken once per year at the beginning of the year and divided by 12 to display as monthly income

Retirement income will be $0/month if you enter a retirement age that is at or above the assumed life expectancy

The calculator provides an illustration of mathematical principles using the information that you provided along with the assumptions listed above. Taxes, early withdrawals fees, charges, or any other factors not included in these assumptions are not considered. The calculator is not intended to provide investment advice and does not predict the performance of any investment or investment strategy. Results are hypothetical, actual results will vary from the illustration. Bear in mind, investing involves risk, including the possible loss of principal.

Great Things Come To ThoseWho Don't Wait

Find out what happens when you give yourself a head start

Smart technology keeps you on track.

Personalized OverviewHere you can track future income, performance and portfolio metrics, as well as make tweaks here and there to stay the course. All tailored just for you.

Future Income CalculatorsYou can see an accurate projection of where your future income stands now, as well as discover a few small changes today can make all the difference later.

Change ContributionWe make it easy for you to make a positive change to your financial future. You can quickly see how changing your contribution affects your paycheck and your year-end balance. Changing your contribution over time is also only a few taps away.

Personalized OverviewHere you can track future income, performance and portfolio metrics, as well as make tweaks here and there to stay the course. All tailored just for you.

Future Income CalculatorsYou can see an accurate projection of where your future income stands now, as well as discover a few small changes today can make all the difference later.

Change ContributionWe make it easy for you to make a positive change to your financial future. You can quickly see how changing your contribution affects your paycheck and your year-end balance. Changing your contribution over time is also only a few taps away.

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Help When You Need It

When it comes to your financial future, we want you to feel empowered and in control. But every so often, you might need some expert guidance. Whether you want to meet directly with your advisor or speak with them over the phone — we're ready to help.

We offer financial guidance through VALIC Financial Advisors, Inc. – tailored to meet your needs and circumstances now and in the future.

Ready to talk? Call us. We’re here to help.

1-800-426-3753

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Last Updated Date
06.04.20
Important Notice about Purchasing an Annuity From Us

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases certain annuity products. What this means for you: When you purchase certain annuity products from us, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

Annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX. Variable annuities are distributed by its affiliate, AIG Capital Services, Inc. (ACS), member FINRA.

AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at https://www.aig.com. Products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Not all products and services are available in every jurisdiction, and insurance coverage is governed by actual policy language. Certain products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.

AIG Retirement Services represents AIG member companies - The Variable Annuity Life Insurance Company (VALIC) and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). All are members of American International Group, Inc. (AIG).

This information is general in nature, may be subject to change, and does not constitute legal, tax or accounting advice from AIG Retirement Services, AIG, its affiliates and/or member companies, including its employees, financial professionals or other representatives. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties. For professional advice concerning your individual circumstances, consult an attorney, tax advisor or accountant.

Investing involves risk, including the possible loss of principal. Investment values of variable products fluctuate so that investment units, when redeemed, may be worth more or less than their original cost.