Therefore, increasing premiums for wealthier seniors is more likely to restrain overutilization than hiking their ... common sense Medicare reforms, like income-adjusted premiums ...will help ensure patients are seeking appropriate care.

Health reformers believe we can apply the same theory to health care providers: paying for every single service encourages overutilization and drives up health care costs, allowing the federal government to reimburse for entire episodes of care, bundling payments for certain procedures, and encouraging providers to offer more preventive treatments would not only lower health care spending, but also improve health outcomes (by reducing redundant, unnecessary or harmful treatments).