Step 2: Know Your Credit Scores

You don't want to apply for a loan going in blind. Before you apply, check your own credit report to make sure there are no errors and know your credit scores. You can check you credit online at several websites but you won't get the same score that your lender might see. This is why is always good to check with all three of the credit bureaus. For more information on credit reporting agencies, see our blog post on the "Best Free Credit Report Websites."

If you want to more information about credit scores, please CLICK HERE for our report on the "5 Ways You Could Be Damaging Your Credit (and not even know it)."

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