The Offer

$100 when you open a new checking account (Northwest Bank BaZing, Platinum, Compass Rewards or Private Banking) with internet banking and set up a direct deposit ($250 minimum must be processed within 45 days) or automatic payments (must establish two automatic deposits to two different payees within 45 days of account opening)

$50 when you open a new savings account with a first deposit of $500 or more. Must be opened at the same time as checking bonus

The Fine Print

. A one-time $100 cash deposit is available for new account holders who open a Northwest Bank BaZing, Platinum, Compass Rewards or Private Banking (where available) checking account with Direct Deposit (i.e. payroll, Social Security, pension) of $250 or more processed within 45 days of account opening; or establish two automatic payments to two different payees within 45 days of account opening.

Enrollment in Northwest Bank’s Internet Banking at account opening is also required.

New account holders must have not held a checking relationship with Northwest Bank within the last 6 months.

An Early Account Closing Fee of $100 is specific to the Love at First Swipe Checking Account Promotion and will be applied to your account if closed within 90 days of account opening.

A one-time $50 cash deposit is available for new accountholders who open a Northwest Bank savings account in conjunction with and at the same time as the Love at First Swipe Checking Account Promotion.

$500 minimum opening balance.

An Early Account Closing Fee of $50 is specific to the Love at First Swipe Savings Account Promotion and will be applied to your account if closed within 90 days of account opening. 1&2.

All other account requirements must be met. $100/$50 will be deposited within 30 days once all account requirements have been met

. Accounts must be opened on or before 7/28/2017. 3. Transaction fees apply. Member FDIC.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Easiest account to keep fee free is BaZing checking, $7 monthly fee down to $6 with e-statements, and then each swipe of your debit card per month gets it down another $.20. You need to keep the accounts open for 90 days or you will forfeit the bonus.

Our Verdict

Always good to see a bonus with no direct deposit requirement. It’s not 100% clear if you can open online or not as when you click the apply now button it just takes you through their regular application process. As always please share your data points in the comments below. I’ll be adding this to our best checking bonus page.

I am local to a branch, Polk County Iowa to be specific. Called to verify credit check, she said they do NOT check credit, only a Chex hit. You CAN fund with a credit card, although they warn that it may be a cash advance. I do not know the max or min, I funded $550 with no problem.

Compass Rewards checking cannot be opened online, and has a $4 fee if you use your debit card fewer than 15 times per month.

The savings account has a $50 minimum to avoid fees.

Best way to avoid fees if you’re opening online is the BaZing checking, $7 monthly fee down to $6 with e-statements, and then each swipe of your debit card per month gets it down another $.20

Looks like Platinum may be the best way to avoid fees. You just need 4 ACH per month, shouldn’t be hard to have a few in and out. Better than doing 15 (Bazing) or 30 (Compass) debit card transactions per month.

IE failed to function properly when switching to Esign a document. I had to switch to Chrome. Process was fairly smooth then. I am a senior citizen, they have a fee free version of Platinum for seniors.
My main complaint, was I failed to find a Savings account sign up link. So only the checking was opened.
I indicated I wanted checks for this account. NOT until the final confirmation page was there a disclosure of a fee for checks of about $27.00. Needless to say, I will be in the local branch in the morning.
Nebraska listed only a limited number of counties around Omaha / LaVista, Lincoln and Sioux City/North Sioux City (Dakota County). There was an alternate county option – Other
You will need to know your county to sign up for this account.

I got a phone call this morning apologizing for online app SNAFU. Wanted to know if I was still interested. I was honest with them telling them the answer depended on CC funding as purchase. I also told them I moved on to another offer because of the online app SNAFU and not getting any more word.
Bank rep is trying to verify CC funding processes as purchase. Promo listed is still ongoing.

My spouse applied again last night and received a confirmation email. However, after emailing the account opening email and an employee twice, no response was given. My CC was not run, same as last time.

It appears this bank is just plain incompetent and their online account opening doesn’t work. They aren’t a small bank, well over 1B in assets.

Selecting “Other” results in the following message:
Thank you for your interest in Northwest Bank. We apologize, but we currently do not offer any products or services in your area. If you feel you have received this message in error please visit with a personal banker at any of our locations.

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Disclaimer: We attempt to keep the information found on DAD CC Cards as accurate as possible, if you find information that is incorrect please contact us immediately.Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process.