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Right to buy from Local authority

If during the last 5 years (or more) you’ve been a council or housing association tenant, you should consider buying your home under the ‘right to buy’ scheme.

You can obtain from the Local Authority (up to a maximum of £75,000) to purchase your home which may be enough to get yourself on to the property ladder.

You may be eligible if you fall within one of the two following categories, namely:

1. Your lease began on or after 30 September 2002 but before 2 March 2011 and you have been living in the property for 5 years

Or

2. Your lease began on or after 30 September 2002 but before 2 March 2011, but you have not been living in the property for the 5 years.

Speak to your council (landlord) about the options.

Ex-council homes

In some circumstances, while you have been living at the property, your landlord may have changed. You will have received a letter entitled, ‘notice of transfer’, notifying of the change from being owned by the council, to another landlord (e.g. to say, a Housing Association).

Even in these circumstances, you may still have the Right to Buy, provided you have been a tenant for a qualifying period, under a scheme called called ‘Preserved Right to Buy’.

Again, you should speak with your landlord for further information on your options.

What to do next…

Once you have taken the step and made an offer to purchase, contact one of our specialist ‘right to buy’ lawyers. We have an experienced team who will guide you through to completion. We understand how the process can appear daunting at first, but rest assured we deal extensively with first time buyers, so understand your specific needs. We also understand that there is often unease / fear of excessive legal fees. At Saracens, we ensure our services are offered at competitive rates.

If you qualify to purchase a right to buy property and would like further advice or a fee quotation, please contact Saracens immediately. We are here to help.

Ms Jessica Walker

I recently sold a property through Saracens. The service provided was attentive, timely and professional. We highly recommend them and will continue to use their services.

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