Advantages of having SR-22

Driving under the influence (of drugs, alcohol, or medication) and being caught can have severe fines and jail time, mainly because it is considered a criminal offence is almost all states in the US. Along with the penalties, the driver’s license can also be suspended and revoked for a significant amount of time, which could spell hard times commuting on public transportation.

According to car accident lawyers at Habush Habush & Rottier S.C., one option of reversing your revoked or suspended license is to file for an SR-22 bond. There are many insurance companies that often provide SR-22 bonds which allows their clients’ driver’s license reinstated sooner than the necessary time appointed by the court. This could be very beneficial especially if the client uses their vehicles every day.

Having an SR-22 means you have the financial capability to cover for possible expenses should an accident occur. An SR-22 is a high-risk insurance policy allowing problem drivers minimum insurance requirements. It is actually a protection for other motorists and people who could be at risk from the problem driver, allowing them to collect compensation straight from the insurance company.

A lot of states permit problem drivers to have their licenses reinstated provided they establish they are financially responsible through their SR-22 bonds. Having an SR-22 bond can also be the only way many problem drivers can have their licenses reinstated, and it can be troublesome because there are instances where licenses are revoked permanently, although many states can still reconsider their decisions. It may be a bit hard on pocket, but having an SR-22 can be the only way a revoked or suspended driver’s license will be reinstated.

So long as you keep paying your premiums, you can still keep your driver’s license using the SR-22 bond. Being offered to provide an SR-22 bond can be viewed as a second chance, because without this option it can mean losing your license altogether.