The whole point of Apple Pay is security. If Samsung is relying on magstripe technology, why even bother paying with a mobile device? Samsung didn't come out with a mobile payment platform as secure, convenient way to pay. They came out with it to stop the mass exodus of their customer base. They're almost 3 years behind on fingerprint technology. I wouldn't trust their phones to buy a gumball.

I think we'll see $2.40-$2.50. It's going to be another incredible quarter. Absolutely hilarious to see Samsung release the new Galaxy models right AFTER the busy holiday season and Chinese New Year. Great planning, Sammy!

The iPhone didn't do anything a PC couldn't, but rather than pulling out your PC, you used your iPhone. The Apple Watch will be to the iPhone what the iPhone was to the PC--a major convenience. People want this product, and that's all that counts. The apps written will make it everything from a set of keys to a remote control to your wallet to your personal assistant and trainer (via sensors).

I bet at one time people thought Apple wasn't building a phone. They were wrong. I don't pretend to know what Apple is building, but I agree with you that it is (at the very least) software. Anki Drive in Apple stores certainly points to a software mindset. Steve Jobs had a longtime vision of building an iCar, though. That's what makes me believe they ARE testing out a car designed and built by Apple.

Apple figured out the TV a LONG time ago. Their genius is in NOT bringing stuff to market before the stars align. I would guess they're waiting on 5K materials to soften and, more importantly, for the right content deal.

An iPad Health would be all about "visits" and specific apps for an individual's ailments and/or specific health goals. High blood pressure, thyroid issues, cholesterol, diabetes, heart issues, etc. and guess what the method of payment would be for these "visits?" Yup, Apple Pay.

I think there's a huge misconception about the Apple Watch. Apple hired some of the foremost health and fitness folks in the world, and also hired sensor experts, too. I do NOT think these people were hired primarily for the Apple Watch. I believe Apple is working on an "iPad Health" project. This iPad will have state of the art sensors for in-home doctor "visits." Your doctor will be able to see all of your vitals, as well as a plethora of other health data.

This will transform the entire health industry. It will make visits far more affordable, more convenient, more efficient, and Apple will sell tens of million of iPads. The Apple Watch will ultimately be a daily "risk manager" and alert you when you're becoming "at risk" or at the beginning of a major health event.

Think of the time and money saved by almost never having to go to the doctor again. Rather than taking a sick child out of the house, into the car and waiting in a doctor's office with other sick folks (usually for at least an hour), you simply sit at home and wait for your iPad to tell you it's your turn to speak with a doctor via your iPad and its revolutionary sensors.

Apple Pay and Apple Watch in 2015, Apple TV in 2016 and iPad Health in 2017. This will be a $250 stock in 3-4 years. The money coming in will continue reduce the share count in a steady, uniform manner for the next 5 years.

Once again, people are looking at the wrong metrics. A decline in sales and a decline in usage are two very different things. Apple still dominates usage and that's the single most important data point. People don't upgrade iPads like they do iPhones, hence the stall in growth. But that's okay, they've still tied those people into the ecosystem and the quality of the product and how long it lasts, is actually more important than anything. Those people will come back, and they'll buy the Apple Watch, iPhone, etc.

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