Eligibility

Permanently employed for at least one year; 2 years if OFW If self-employed, business must be at least 2 years in profitable operations

Citizenship

Filipino citizen or former Filipino citizen eligible under BP 185 guidelines; foreign nationals are eligible if purchasing a unit covered by CCT

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Is an EastWest Bank Housing Loan Right For Me?

EastWest Housing Loan can help you get the house you’ve always wanted at affordable and competitive rates. Enjoy the flexibility of choosing a fixed interest rate within your preferred payment period even for as long as 30 years.

How Much Can I Borrow With An EastWest Housing Loan?

Minimum of ₱500,000

Maximum of ₱10,000,000

Maximum of 80% of the appraised value of the property.

Am I Eligible for an EastWest Housing Loan?

Yes, if you are:

At least 21 years old upon loan application

At most 65 years old upon loan maturity

Filipino citizen or former Filipino citizen eligible under BP 185 guidelines; foreign nationals are eligible if purchasing a unit covered by CCT

Permanently employed for at least one year; 2 years if OFW

If self-employed, business must be at least 2 years in profitable operations

What Documents Will I Need to Prepare?

If you have applied for an EastWest Housing Loan, you will be asked to provide some supporting documents in order for the bank to process your application. These documents are listed below:

If Locally Employed:

Completely filled-out application form

Two (2) valid Government-issued IDs

Certificate of Employment w/ Compensation (COEC) indicating position and length of service

Latest Income Tax Return (ITR)

If OFW:

Completely filled-out application form

Two (2) valid Government-issued IDs

COEC w/ original 6-month remittances; or

COEC w/ original 6-month payslips; or

Consularized Certificate of Employment w/ Compensation (COEC)

If Self-Employed:

Completely filled-out application form

Two (2) valid Government-issued IDs

Business Registration (SEC/DTI)

Audited Financial Statements for the last 2 years

Updated Interim Financial Statement if most recent AFS is more than 6 months

Photocopy of Title for collateral (TCT for land title / CCT for condo titile)

Appraisal Fee Official Receipt (OR)

Sounds Great! How Should I Proceed?

You can use the EastWest Bank Housing Loan calculator to calculate your monthly repayments, based on your desired property value and loan amount. Once you are ready to apply, you can make a free enquiry through iMoney, and our customer representatives will call you back. Applying for a home loan with iMoney is absolutely free of charge.

You may pay through the following options:

Issuance of Post-Dated Checks (PDCs) in favor of EastWest Bank

Opening or enrolment of an EastWest Bank Account for an Auto-Debit Arrangement.

If you're still undecided, our team would also recommend that you look at Security Bank housing loan to see if it's what you prefer. For more choices you can also view the full list of housing loan options from other banks available on our website.

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Eastwest Bank Housing Loan

Interest Rate
5.50%

Monthly Repayment
₱10,853

Loan Amount
₱ 1,000,000

Tenure
10 year(s)

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