What’s your 2020 Vision?

Every year, when the holidays come to a close, we naturally start thinking about our goals for the 365 days ahead of us (or, in the case of 2020, 366 days). This often involves breaking what we see as bad habits and trying to form new, better ones.

Here are some not so common options that can help you achieve your down payment. You won't need to save for years!

A simple online search will bring you to lists written by professionals advising on what steps to take to own a home. Often times these lists focus only on the positive and typically will advise to save money, and pay off debt. Did you know that there are things you shouldn’t do as well?

A down payment is the initial payment that you put down for your home. The remaining balance of that home is then financed as a mortgage.

Owning a home is a major accomplishment that can take careful planning. The first step in realizing this dream is to have a strong financial understanding of what it takes to be a homeowner. With some changes, you can be well on your way to saving for your dream home.

Buying a house is one the most financially rewarding decisions you will make. A mortgage builds wealth with each payment by growing the equity of your home. It’s the smartest way to invest in your future and the road to homeownership is definitely a rewarding one.

CA: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DBO under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License.