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While it doesn’t have as many credit cards as its big-bank rivals Chase or Bank of America, Wells Fargo offers a strong stable of products. If you’re looking for a card with solid cash back, an excellent intro APR or strong travel rewards, Wells Fargo might have exactly what you need.

Wells Fargo offers just a handful of cards, but most of them pack a punch. It’s generous with its intro APRs, and is a solid contender against the popular Bank of America® Cash Rewards credit card. Lastly, its American Express product easily hangs with the best travel cards on the market.

Best for intro APR: Wells Fargo Platinum Card

This is Wells Fargo’s answer to the excellent Citi Simplicity® Card. There’s not much to the card except for its stellar intro APR on purchases and balance transfers.

Annual fee: None.

Intro APR: 0% on purchases and balance transfers for 18 months following your account opening. After that, your purchase and balance transfer APR reverts to 17.49% to 26.99% variable. This stellar intro APR is one of the best you’ll find.

Best for cash back: Wells Fargo Cash Wise Visa® Card

The Wells Fargo Cash Wise Visa® Card is a solid no-annual-fee offering with a good flat cashback rate on everyday purchases. It also comes with a decent intro APR.

Annual fee: None.

Intro APR: 0% for 12 months on purchases and balance transfers following your account opening. After that, your purchase and balance transfer APR is 15.99% to 27.99% variable. This is a solid intro APR.

Rewards: Cash back on everyday purchases. Earn 1.5% cash back on everyday purchases. For the first 12 months, earn 1.8% cash back on purchases you make with a qualifying mobile wallet.

Best for travel: Wells Fargo Propel American Express® Card

This is an impressive travel card that gives even the top-notch Chase Sapphire Preferred® Card credit card a run for its money. Compared to its rival, the Wells Fargo Propel American Express® Card offers stronger reward earnings — and it comes with no annual fee and an intro APR that Chase’s product can’t match.

Rewards: More points on everyday purchases. For the first six months of card membership, earn 5x points on up to $12,500 spent on gas, grocery and drugstore purchases. Earn 1x points on all other purchases.

Points are worth more for airfare. If you redeem points for airfare, they’re worth 50% more.

How we chose our best cards

Cards that offered top-notch rewards in their markets got spots on our “best” list. We also looked for features that gave cards an edge on the competition. In Wells Fargo’s case, introductory APRs are a strong differentiator.

What’s changed in 2019

Wells Fargo’s travel card in particular continues to impress. As before, it offers strong travel rewards and a market-leading welcome offer for a no-annual-fee card.

Wells Fargo rewards program

For its reward cards, Wells Fargo offers either cash back or points. Cash back is redeemed by:

A variety of ongoing APRs. You’ll find a wide APR range for Wells Fargo credit cards, from slightly lower than average to a maximum APR that is almost as high as the typical 29.99% that some providers assess as a penalty APR.

How does Wells Fargo keep my credit card information secure?

Wells Fargo deploys advanced features to identify customers, such as Advanced Access for high-risk transactions, two-step verification and biometric authentication for the Wells Fargo app.

When you enter your personal information on the Wells Fargo website, it’s encrypted so it’s unreadable by prying eyes. Wells Fargo may block access to its site if your browser is outdated, as this poses a security risk. If your web session idles, you’ll automatically be logged off.

The bank also offers 24/7 fraud monitoring and $0 liability for unauthorized transactions.

Bottom line

Wells Fargo offers many easy-to-understand cards with no annual fees. Many of its cards even go toe to toe with products from other major providers.

Leah Fallon is an editor for finder.com. With 10 years of teaching English under her belt, it was a natural progression to move into editorial. She's written feature pieces for regional print and digital media and today helps fix annoying apostrophes, elusive infinitives and the muddled em and en dash. When she's not helping people with their finances, you can find her exploring the trails of Loudoun County, Virginia and wrangling her two sprightly girls.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

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Wells Fargo is not directly affiliated with Priority Pass. You may directly visit the Priority Pass website and avail of the packages they offer. They have 3 pacakges that you may choose from depending on your needs. You may view this page to know more about Priority Pass.

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