Why Choose ALA Warranty?

Convenience, great value and excellent cover for all our customers!

A key feature of ALA Warranty is that we try to keep things as flexible for you as possible: repairs under your ALA Warranty can be done by any VAT registered garage (or a main dealer if you select the Franchise option). We do not have a list of “authorised repairers” as this is unnecessarily restrictive.

ALA offer 3 levels of cover: Essential, Deluxe and Ultimate. These are all available for up to 3 years meaning you can tailor your warranty to suit you.

In addition to our excellent value policies you will be buying from a well-established, trusted company. ALA has been providing GAP and other motor related insurance products for more than 10 years, we are rated 9.7 out of 10 and are ranked 4th out of 219 Insurance companies on Trustpilot.

Your policy with us is also fully protected and secure; we are directly authorised and regulated by the Financial Conduct Authority and use only A rated underwriters protected by the Financial Services Compensation Scheme.

For more information about individual ALA Warranty features select an icon below:

UK Call Centres

No matter who you need to speak to, the ALA team and our claims administrators are based solely in the UK.

A Rated Underwriters

ALA Warranty is an insurance based product. Our underwriters are UK General Insurance Limited on behalf of Great Lakes Insurance SE, an A rated underwriter. We are fully authorised and regulated by the Financial Conduct Authority (FCA) and your policy is covered by the Financial Services Compensation Scheme.

Age and Mileage

There are no age or mileage limits during the course of your ALA Warranty. Cover from some providers will cease if your car exceeds their ongoing age or mileage limitations during the course of your cover.

Labour

ALA offer the option for franchised dealer repair. At the start of the policy you can select the option for any work done under the policy to be carried out by a franchised garage.

Extras

Your ALA Warranty will cover the cost of roadside recovery, car hire, onward travel expenses or overnight hotel stay. The best news is that all of these extra features are included as standard – at no extra cost!

Wear and Tear

ALA Warranty will cover for wear and tear after just 30 days or 1000 miles.
Some extended warranties which do not cover wear and tear, charge an extra premium for doing so or limit a payout on wear and tear until after 90 days.

Diagnostics

ALA Warranty will cover up to £65.00 including VAT towards the cost of diagnostics.

Claim Limit

Depending upon your vehicle and which cover option you take, ALA Warranty gives you the option of a £300, £500, £750, £1,000, £2,000 or Full Vehicle Value claim limit.

Excess

Whilst some providers will have a compulsory excess ALA give you the option of a £0, £25 or £50 excess so that you can tailor your policy and premium to your budget.

MOT Failure

ALA Warranty includes MOT cover as standard. We will pay up to £300 for the failure of certain items on an MOT test, subject to a £10 excess.

Parts Replaced in Pairs

Certain parts which may need to be replaced as the result of mechanical failure may be part of a pair, with experts suggesting the requirement for both components to be replaced together, even where the second has no fault. ALA Warranty covers the replacement of certain parts as a pair where recommended, including shock absorbers.

Direct Debit

Buying a car isn’t cheap; the cost can seem never ending sometimes. This is why ALA offer you the facility of protecting your car the affordable way. You’re covered as soon as you buy your Warranty, either online or from one of our advisors over the phone, but you can spread the cost by Direct Debit over 10 months.

Free Transfer

If you sell your car your ALA Warranty can either be transferred to the new owner of the vehicle FREE OF CHARGE or transfer the unused pro rata premium onto a new ALA Warranty for your replacement car, provided no claims have been made.

Betterment

Your ALA Warranty does not include any betterment clauses. We simply repair the faulty part and pay your chosen VAT registered repairer directly for the full cost of the repair.
Other warranty cover often includes a betterment clause. This means that if your car is repaired to an extent to which it might be deemed to be better or more valuable than it was before the repair was carried out, you could be liable to make a contribution towards the cost of that repair.

European Cover

Cover for up to 60 days in the EU, in a 12 month time period, if your car breaks down whilst you are travelling abroad.

Consequential Damage

If the mechanical failure of one part leads to the failure of another, it is most often the case that most warranty providers will list consequential damage on their list of exclusions from cover. ALA Warranty covers parts which need to be repaired or replaced due to the failure of a separate part, as standard.