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Credit Target

Type

Annual Fee

BT Intro APR

Purchase Intro APR

Regular APR

Rewards

Above Average Credit, Fair Credit

Personal

$0 - $99

N/A

N/A

19.99% - 25.99% Variable

Cash Back

Quick Summary:This is a Visa cash back rewards card issued by Credit One Bank. This card is intended for consumers, or "personal use" with an above average credit history. Rates may vary among applicants, however the lowest standard APR is 19.99%* and may be as high as 25.99%* (Variable)*, depending on your credit worthiness*.

Important Rates:There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. Annual fee: $0 - $99* This normally exists for "first year reduced annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details at the issuer's website or terms and conditions from the application for more information.

Rewards:This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 605 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Credit One Bank product.

Other Basics:This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:There were 5 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 605, then your chance of approval
may be even greater.

Approval Time:Approval time for this offer is not listed. You should expect a final credit decision within a couple of
weeks, but normally much sooner.

Community Opinion:There are no reviews. If you have experience, you can
write one now.

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* See the online bank credit card application for details about terms and conditions of offers. When you click on the "Apply Now" or "Learn More" button, Finance Globe is connecting you to the offer or 3rd party website.

1 Advertiser Disclosure: Please see the credit card application for details about the offer as well as the terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.