10. I'm not upset with what you are saying... I understand exactly

I certainly do have "spare change" from time to time but if I gave my spare change to everyone who asked I'd very soon have none. I do selectively give money to homeless people and also contribute to charities which I deem to be appropriate.

So no I don't feel bad about what you said. My point here isn't about me. It was about the poor people lying on the sidewalk seeking warmth from city steam vents. Like everyone I have my own life issues but I do absolutely give to charity and fairly liberally. I just can't solve the problems of our world even if I decided to give all of my funds to it - and honestly yes - sometimes I do think that would be the moral choice.

What about you - what do you think? And since you pointed out that I don't give all of my funds to charity - how about you. Since you want to make this about me and not the desperate people lying on the sidewalk.