Abby you grew up in Minnesnowta. How do you not have a scraper? I mean I also do this exact thing, but bc I’m lazy/cold. I want to say you are playing with fire, but I guess you’re playing with ice? And that’s not as scary. Also, I think I sound like a mom now. Ok bye.

Dear internet,
I am on my way to Baja, where I will be snorkeling, sea kayaking & testing out the latest from @chacousa. On an island. I cannot wait for so much no wifi.
If you need me between Wednesday and Saturday, I can be reached by carrier seagull.
Love,
Kassondra

I'm writing an essay about how I paid off so much debt so quickly. I'll share it everywhere when it's up, bc this is something I'm really proud of (and so relieved to be finished with!), but sign up for my newsletter if you want it delivered to your inbox: tinyletter.com/thenightnotetwitter.com/jeff_stern/sta…

I'm pretty sure this 1/3 number is fairly accurate because I don't think I forgot to count any income (or at least not a substantial amount) but it feels too massive/impressive to be true. [This is probably where the Twitter trolls'll come after me in 2028. Hi guys! #ChooseCloos]

The short answer is that I looked at my loan balances on average, like, 10 times a day, and the weight of all that debt made me so anxious I kept throwing money at it. The long answer is an essay I wrote that will be out soon.

Here are the numbers. In the past 5.5-6 years, I've spent:
$46,000+, including interest, on student debt
+
$13,500 on my car loan (0% APR! Woohoo!)
__________________
~$60k
In the same period of time, I've made (very roughly, pre-tax), ~$200k

I've been working on a story about how I paid off $37k of college debt in less than 6 years, and so I spent a lot of time Friday and over the weekend calculating my total payments, with interest, and what percent of my income this has been over the past 5 years.

I have recently decided that paying $5/month or whatever for 100 gigs is worth it to avoid having to think about space. But I keep choosing "extra space" over "decluttering" and now I pay for All The Things... Flickr, Google Drive, iCloud...

Like, I am certain your gear brand/hotel/cruise ship/new shoe company/electric toothbrush brand/your sister's boyfriend's cousin's best friend's new outfitter is amazing and fascinating and they are all great people but I DO NOT WANT THEIR UNSOLICITED HOURLY NEWSLETTER

Related: I am begging you to please NOT SUBSCRIBE ME TO DAILY/WEEKLY NEWS EMAILS from your company/clients without my explicit permission. I will unsubscribe and click "I DID NOT SIGN UP FOR THIS" with great passive-aggressive satisfaction