Many new retirees find that they are house-rich and cash-poor. Those retirees spent their working years paying off the mortgage, and now that they have stopped working they need a way to turn their investments into a steady stream of cash.
Downsizing to a smaller property and investing the extra cash is one way to make ends meet in retirement, but there More...

Social Security recently celebrated its 80th birthday. After serving generations of Americans during their retirement, what is the state of the country’s first and largest social welfare program in the 21st More...

It is not enough these days to put your money into a single retirement account and cross your fingers. Additionally, younger generations should avoid placing too much faith in Social Security. Economic markets today More...

The holiday season is just around the corner, and that means that many of us will overspend yet again. If you are tired of spending spring and summer paying off your holiday credit card bills, you need to set a More...

If you don’t work in the financial services industry, you probably don’t see much of a difference between your accountant and your financial advisor. Both individuals have extensive financial training More...

After decades of working the average 9-to-5 job and trying to save for the future, most Americans look forward to a relaxing retirement in which they pursue their beloved hobbies and have a modest income. If retirement More...

Whether you love or hate money, it is something that everyone needs to survive in life. After all, homes, cars, clothes, and food aren’t free. Like your friends and family, you need to cultivate a positive More...