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International Medical Group

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International Medical Group, IMG, has been in the travel insurance business for more than 20 years, and in this time, it has offered policies that insure against the need to cancel a previously planned and paid for trip as well as any unexpected illnesses or injuries that may occur on an international or domestic trip.

International travel insurance is a necessary service because the unexpected can occur before travelers ever leave their homes. For example, if hopeful travelers suddenly take ill before they have a chance to depart, they will have to forfeit the money they paid for their hotel accommodations and airfare. International travel insurance will pay a sum of money to offset what has already been paid.

One of the many types of international travel insurance policies that IMG sells is called Patriot travel insurance. Those who have planned to take an international trip that lasts at least 30 days will have the opportunity to purchase a Patriot policy. The Patriot policies offer protection against the need to cancel the trip, offers a way to purchase emergency provisions when their bags have been lost or delayed and medical insurance that covers injuries and illnesses.

The benefits offered from the Patriot travel insurance policies are:

$20,000 if the trip needs to be cancelled or suspended prematurely

$10,000 for emergency medical and dental care

$500 if the travelers need to delay their trips

$1,000 in the event that the airport loses track of the travelers’ luggage

Travel Insurance Package Plans

The first travel insurance package, Patriot T.R.I.P. travel insurance has been described above, but there are also two other Patriot packages. The second is the Patriot T.R.I.P. Elite, and this plan offers even more than the basic plan. If there is a medical or dental emergency, the Elite plan will give $50,000 in benefits. It also will give travelers an extra $1,000 if their luggage is lost and an extra $500 if they need to delay their departures. IMG also has a plan designed just for students, called the Patriot T.R.I.P. Student travel insurance plan.

Available Medical Travel Plans

As an American health insurance policy will not be effective in other countries, U.S. citizens will need international medical travel insurance policies that will be short-term policies that will pay the medical bills if people are hurt or they contract an illness while on vacation.

Advantages of International Medical Group

One of the advantages of International Medical Group is that it has so many different products available for travel insurance. People can purchase the policy that offers as much or as little coverage as they need. It also offers different policies that suit the needs for different types of travelers, including those who are traveling for pleasure as well as those who are traveling for business.