PIFF Principles for TNC (“Uber”) Legislation

Transportation Network Companies like Uber and Lyft are part of the future of Florida’s economy. PIFF believes that the Legislature should permit such companies to operate in our state under clear insurance laws that protect them and their customers. Here are our principles for addressing TNC legislation in 2015:

PIFF Supports:

Market Innovation. We believe that clear guidelines for TNC insurance will help spur innovation in the insurance and transportation network markets.

Insurance Product Certainty. For private passenger auto policies, this means preserving the “livery” or “for hire” exclusions from a policy and providing related clarity in the law to protect private passenger auto companies and their customers.

Protecting TNC Consumers By Defining TNC Activity and TNC Insurance Requirements. Ensure that TNC drivers are adequately covered for their commercial activities, which will protect them and their customers.

Providing Clarity To Avoid Legal Disputes. Avoid unnecessary claims against private passenger auto carriers and related litigation by making the law clear as to who has the duty to defend the TNC driver and to require the sharing of information between the TNC and private passenger auto carriers.