Personal Loans

Recreation Vehicle Loans

Loans for recreational vehicles such as motorcycles, boats, off-road, and RVs are also available.

Overdraft Protection

Overdraft Protection Line of Credit offers convenience, competitive rates, and flexible terms. Plus, you'll have the reassurance that the funds to clear your checks are in your account when you need them.

Term: Revolving

Rate: Fixed rate of 18%. You only pay interest on the amount that is used
The interest is calculated monthly on the unpaid balance

Payments: Payment is calculated at 5% of the unpaid balance

Access: Member can access the loan by writing a check, or plastic card advance, or a counter check

Share and Term Share Certificate

Use the balance in your share (savings) or Term Share Certificate Account as collateral for a loan. This type of loan allows you to borrow needed funds while still earning dividends on your Premier Members CU investment. As the loan balance declines, the share secured funds become available.

The interest rate will be 3% over the highest annual percentage rate earned in the share account. On share certificate loans, the rate will be 3% over the share certificate term's APR.