Strong Customer Authentication (SCA) and Light Blue

On 14 September 2019, new regulations are being introduced across Europe to protect people using cards to pay for goods and services online. These new regulations are called Strong Customer Authentication (SCA) and will add a requirement for two-factor authentication for some online payments.

The requirement for two-factor authentication means that affected transactions will require something in addition to the card number. Details will vary between card providers, but they might include codes generated by your online banking app, a security dongle, etc.

If you’re dealing with European clients and using Light Blue’s client portal to take payments from them, you will be affected by SCA. However, we will ensure that Light Blue’s client portal is ready for SCA in plenty of time for the 14 September 2019 deadline, and you probably won’t need to make any changes at all.