How does FDCPA help me?

Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors (not creditors) from engaging in abusive, deceptive, and unfair practices. The FDCPA does not apply to your original creditor. It regulates only debt collectors’ conduct. If you are being harassed by a debt collector, please fill out our Fair Debt Questionnaire or contact us at 804-282-7900.