When will my pay period Max increase?

All new customers start with a $100 Max each pay period. Ongoing, your pay period Max can range from $50-$500 based on your use of the app, your spending, your bank, and whether or not your employer works with us directly.

If you’re doing well in each of the categories below, just keep using the app. You’re likely to see a Max increase soon. We evaluate maxes around each pay cycle, so you may see an increase as soon as your next pay day. Your Max may increase or decrease based on the following:

Money Management

Keep your bank balance positive

Sign up for Balance Shield to protect yourself from overdrafts

Spend less money than you make

Earnin Use

You're part of a growing community. Support the service by paying it forward

Make sure we can debit your account on payday after you cash out money

Your Bank

Make sure Earnin is connected to your main checking account with your paycheck deposits

Connect a Chase account with Earnin. Chase sends us transaction updates more quickly, and they offer Lightning Speed!