How to Deposit to a Bank Account

If you receive cash or checks personally or for your small business, you may want to deposit those funds into your personal or business bank account. If you receive payroll checks from your employer, you can ask about direct deposit and avoid making bank deposits, but if you receive a check or other paper form of payment from others or your employer does not offer direct deposit, you usually must rely on manual methods for depositing the money in your bank account. Most banks offer three methods for depositing funds: deposit in person, deposit by mail and deposit by ATM.

Deposit in person is a common method of deposit.

Deposit in Person

Step

Prepare your deposit slip by listing each check or the exact amount of cash for the deposit.

Step

Make a copy of the deposit slip and checks if the deposit is for your business, or you need a copy for your personal records.

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Step

Visit the closest bank branch and provide the teller your deposit either inside the bank or at the drive-through window.

Deposit by ATM

Step

Visit the closest bank branch and obtain a deposit envelope from the ATM machine.

Step

Write your account number, name and other required information on the deposit envelope and place the checks or cash inside. Seal the envelope.

Step

Swipe your ATM card in the machine and select the deposit option.

Step

Enter the amount of your deposit when the prompt appears.

Step

Insert your deposit envelope in the slot provided on the machine and wait to receive your receipt.

Deposit by Mail

Step

Contact your bank and ask how to make deposits by mail. Some banks have special mailing envelopes and a specific mailing address where the bank receives and processes mailed deposits. It is not safe to make cash deposits by mail so use this option only for checks.

Step

Prepare the deposit by mail deposit slip and envelope according to the instructions received by your bank.