Property prices in Sydney and Melbourne are extremely high on world standards (as percentage of disposable income) and Australia has one of the highest ratios of household debt to GDP in the developed world. Young people starting their professional life find it harder and harder to get onto the property ladder and many well off parents wonder if they should not help out their young adult children in gifting at least some funds towards a deposit for their first property. Should or shouldn’t we as parents give money for a deposit to our children?