Cash withdrawal limit (applies separately to each card issued to a card account)

500 EUR per day or an equivalent in card account currency

Transaction limit (for clients identified by live contact)

for each card attached to the account

5,000 EUR per month or equivalent in card account currency

for each account

10,000 EUR per month or equivalent in card account currency

Transaction limit (for clients identified remotely)

for each card attached to the account

1,500 EUR per month or equivalent in card account currency

for each account

1,500 EUR per month or equivalent in card account currency

1 - The fee is charged for the issuance of each new card and/or replacement card.
2 - The annual fee is charged each year, in the same calendar month when the card was originally issued and after 1 year following the issuance of the card.
3 - The Issuer mails the card separately from the PIN. The delivery of both the card and the PIN is charged as one flat fee depending on the selected mail type and service.
4 - The Issuer charges the listed fee in addition to the actual cost of the courier mail service, which is also payable by the customer. The actual cost of the courier mail delivery service may vary depending on the territory where the customer has requested the card and PIN to be delivered. The Issuer reserves the right to choose a courier service provider, as well as the media that the Issuer uses to 1) communicate the actual cost of the courier delivery service to the customer and 2) agree on the means of payment of the service fee.
5 - Private individual cardholders (excluding individual entrepreneurs) without access to internet and the Internet Office are entitled to a free-of-charge monthly card account statement that may be issued once a month upon the cardholder’s request and must be collected at the Issuer’s premises.
6 - Late payment fee applies and is charged when an amount, for which a card account has been overdrawn (whether with or without the Issuer’s authorization), is not repaid to and received by the Issuer on or before the last day of the current billing cycle (month). Late payment fee also applies when a minimum amount, required to pay back a line of credit, has not been received by the Issuer on or before the last day of the grace period, if any, as specified in the cardholder agreement or otherwise agreed between the customer and the Issuer.
7 - The fee starts to apply and is first charged after 1 month following the date when a customer submitted a written request to close the last card attached to the customer’s card account if the account is not used for other services. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance.
8 - The fee starts to apply and is first charged 1 year after the card has expired. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance if the account is not used for other services.
9 - The fee is charged as a surcharge to the card issuance fee and applies to newly issued cards, renewed and replacement cards. The card is produced and issued within 2 hours after all required documentation has been received by the Issuer. The card can be collected at the Issuer’s head office at Gustava Zemgala gatve 76 (12th floor), Riga, Latvia.
10 - The fee applies when a card transaction is made in a currency other than the card account currency.

FEES & CHARGES for private individuals. MasterCard reloadable cards issued in Latvia to non-residents of LatviaValid from 5 May 2017

Cash withdrawal limit (applies separately to each card issued to a card account)

500 EUR per day or an equivalent in card account currency

Transaction limit (for clients identified by live contact)

for each card attached to the account

5,000 EUR per month or equivalent in card account currency

for each account

10,000 EUR per month or equivalent in card account currency

Transaction limit (for clients identified remotely)

for each card attached to the account

1,500 EUR per month or equivalent in card account currency

for each account

1,500 EUR per month or equivalent in card account currency

1 - The fee is charged for the issuance of each new card and/or replacement card.
2 - The annual fee is charged each year, in the same calendar month when the card was originally issued and after 1 year following the issuance of the card.
3 - The fee does not apply to incoming payments (reloads, deposits) made with the sole purpose of paying the Issuer’s fees, penalties, interest or any other applicable Issuer’s charges, provided that the payment originator has clearly indicated the corresponding purpose of their payment (reload, deposit) and the amount of such payment or a part thereof, which is to be used for paying the aforementioned charges, is sufficient and may be withheld from the total amount of a single payment (reload or deposit).
4 - The Issuer mails the card separately from the PIN. The delivery of both the card and the PIN is charged as one flat fee depending on the selected mail type and service.
5 - The Issuer charges the listed fee in addition to the actual cost of the courier mail service, which is also payable by the customer. The actual cost of the courier mail delivery service may vary depending on the territory where the customer has requested the card and PIN to be delivered. The Issuer reserves the right to choose a courier service provider, as well as the media that the Issuer uses to 1) communicate the actual cost of the courier delivery service to the customer and 2) agree on the means of payment of the service fee.
6 - Private individual cardholders that are residents of EU member states (excluding individual entrepreneurs) without access to internet and the Internet Office are entitled to a free-of-charge monthly card account statement that may be issued once a month upon the cardholder’s request and must be collected at the Issuer’s premises.
7 - The fee is charged for handling of card transactions that have been declined by the Issuer pursuant to SIA Transact Pro Card usage Terms and Conditions, including, but not limited to, transactions that have been declined due to insufficient funds available on a card account at the time of the attempted transaction.
8 - Late payment fee applies and is charged when an amount, for which a card account has been overdrawn (whether with or without the Issuer’s authorization), is not repaid to and received by the Issuer on or before the last day of the current billing cycle (month). Late payment fee also applies when a minimum amount, required to pay back a line of credit, has not been received by the Issuer on or before the last day of the grace period, if any, as specified in the cardholder agreement or otherwise agreed between the customer and the Issuer.
9 - The fee starts to apply and is first charged after 1 month following the date when a customer submitted a written request to close the last card attached to the customer’s card account if the account is not used for other services. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance.
10 - The fee starts to apply and is first charged 1 year after the card has expired. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance if the account is not used for other services.
11 - The fee is charged as a surcharge to the card issuance fee and applies to newly issued cards, renewed and replacement cards. The card is produced and issued within 2 hours after all required documentation has been received by the Issuer. The card can be collected at the Issuer’s head office at Gustava Zemgala gatve 76 (12th floor), Riga, Latvia.
12 - The fee applies when a card transaction is made in a currency other than the card account currency.

1 - The fee is charged for the issuance of each new card and/or replacement card.
2 - The annual fee is charged each year, in the same calendar month when the card was originally issued and after 1 year following the issuance of the card.
3 - Private individual cardholders (excluding individual entrepreneurs) without access to internet and the Internet Office are entitled to a free-of-charge monthly card account statement that may be issued once a month upon the cardholder’s request and must be collected at the Issuer’s premises.
4 - Late payment fee applies and is charged when an amount, for which a card account has been overdrawn (whether with or without the Issuer’s authorization), is not repaid to and received by the Issuer on or before the last day of the current billing cycle (month). Late payment fee also applies when a minimum amount, required to pay back a line of credit, has not been received by the Issuer on or before the last day of the grace period, if any, as specified in the cardholder agreement or otherwise agreed between the customer and the Issuer.
5 - The fee starts to apply and is first charged after 1 month following the date when a customer submitted a written request to close the last card attached to the customer’s card account if the account is not used for other services. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance.
6 - The fee starts to apply and is first charged 1 year after the card has expired. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance if the account is not used for other services.
7 - The fee applies when a card transaction is made in a currency other than the card account currency.

1 - The fee is charged for the issuance of each new card and/or replacement card.
2 - The annual fee is charged each year, in the same calendar month when the card was originally issued and after 1 year following the issuance of the card.
3 - The fee does not apply to incoming payments (reloads, deposits) made with the sole purpose of paying the Issuer’s fees, penalties, interest or any other applicable Issuer’s charges, provided that the payment originator has clearly indicated the corresponding purpose of their payment (reload, deposit) and the amount of such payment or a part thereof, which is to be used for paying the aforementioned charges, is sufficient and may be withheld from the total amount of a single payment (reload or deposit).
4 - Private individual cardholders that are residents of EU member states (excluding individual entrepreneurs) without access to internet and the Internet Office are entitled to a free-of-charge monthly card account statement that may be issued once a month upon the cardholder’s request and must be collected at the Issuer’s premises.
5 - The fee is charged for handling of card transactions that have been declined by the Issuer pursuant to SIA Transact Pro Card usage Terms and Conditions, including, but not limited to, transactions that have been declined due to insufficient funds available on a card account at the time of the attempted transaction.
6 - Late payment fee applies and is charged when an amount, for which a card account has been overdrawn (whether with or without the Issuer’s authorization), is not repaid to and received by the Issuer on or before the last day of the current billing cycle (month). Late payment fee also applies when a minimum amount, required to pay back a line of credit, has not been received by the Issuer on or before the last day of the grace period, if any, as specified in the cardholder agreement or otherwise agreed between the customer and the Issuer.
7 - The fee starts to apply and is first charged after 1 month following the date when a customer submitted a written request to close the last card attached to the customer’s card account if the account is not used for other services. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance.
8 - The fee starts to apply and is first charged 1 year after the card has expired. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance if the account is not used for other services.
9 - The fee applies when a card transaction is made in a currency other than the card account currency.

FEES & CHARGES for corporate entities and individual entrepreneurs. MasterCard reloadable cards issued in Latvia to residents of Latvia.Valid from 3 April 2017.

Cash withdrawal limit (applies separately to each card issued to a card account)

Per Day

2,000 EUR or an equivalent in card account currency

Per Month

10,000 EUR or an equivalent in card account currency

Transaction limit

for each card attached to the account

10,000 EUR per month or an equivalent in card account currency

for each account

150,000 EUR per month or an equivalent in card account currency

Limits for clients identified remotely

Cash withdrawal limit (applies separately to each card issued to a card account)

1,000 EUR per day or an equivalent in card account currency

Transaction limit

for each card attached to the account

1,500 EUR per month or an equivalent in card account currency

for each account

1,500 EUR per month or an equivalent in card account currency

1 - The fee is charged for the issuance of each new card and/or replacement card.
2 - The annual fee is charged each year, in the same calendar month when the card was originally issued and after 1 year following the issuance of the card.
3 - The Issuer mails the card separately from the PIN. The delivery of both the card and the PIN is charged as one flat fee depending on the selected mail type and service.
4 - The Issuer charges the listed fee in addition to the actual cost of the courier mail service, which is also payable by the customer. The actual cost of the courier mail delivery service may vary depending on the territory where the customer has requested the card and PIN to be delivered. The Issuer reserves the right to choose a courier service provider, as well as the media that the Issuer uses to 1) communicate the actual cost of the courier delivery service to the customer and 2) agree on the means of payment of the service fee.
5 - Late payment fee applies and is charged when an amount, for which a card account has been overdrawn (whether with or without the Issuer’s authorization), is not repaid to and received by the Issuer on or before the last day of the current billing cycle (month). Late payment fee also applies when a minimum amount, required to pay back a line of credit, has not been received by the Issuer on or before the last day of the grace period, if any, as specified in the cardholder agreement or otherwise agreed between the customer and the Issuer.
6 - The fee starts to apply and is first charged after 1 month following the date when a customer submitted a written request to close the last card attached to the customer’s card account if the account is not used for other services. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance.
7 - The fee starts to apply and is first charged 1 year after the card has expired. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance if the account is not used for other services.
8 - The fee is charged as a surcharge to the card issuance fee and applies to newly issued cards, renewed and replacement cards. The card is produced and issued within 2 hours after all required documentation has been received by the Issuer. The card can be collected at the Issuer’s head office at Gustava Zemgala gatve 76 (12th floor), Riga, Latvia.
9 - The fee applies when a card transaction is made in a currency other than the card account currency.
10 - The limits that are stated in this section apply only to transactions made by payment cards that issued to corporate entities. For transactions made by payment cards that are issued to individual entrepreneurs apply the limits of private individuals.

FEES & CHARGES for corporate entities and individual entrepreneurs. MasterCard reloadable cards issued in Latvia to non-residents of Latvia.Valid from 3 April 2017.

Cash withdrawal limit (applies separately to each card issued to a card account)

Per Day

2,000 EUR or an equivalent in card account currency

Per Month

10,000 EUR or an equivalent in card account currency

Transaction limit

for each card attached to the account

10,000 EUR per month or an equivalent in card account currency

for each account

150,000 EUR per month or an equivalent in card account currency

Limits for clients identified remotely

Cash withdrawal limit (applies separately to each card issued to a card account)

1,000 EUR per day or an equivalent in card account currency

Transaction limit

for each card attached to the account

1,500 EUR per month or an equivalent in card account currency

for each account

1,500 EUR per month or an equivalent in card account currency

1 - The fee is charged for the issuance of each new card and/or replacement card.
2 - The annual fee is charged each year, in the same calendar month when the card was originally issued and after 1 year following the issuance of the card.
3 - The fee does not apply to incoming payments (reloads, deposits) made with the sole purpose of paying the Issuer’s fees, penalties, interest or any other applicable Issuer’s charges, provided that the payment originator has clearly indicated the corresponding purpose of their payment (reload, deposit) and the amount of such payment or a part thereof, which is to be used for paying the aforementioned charges, is sufficient and may be withheld from the total amount of a single payment (reload or deposit).
4 - The Issuer mails the card separately from the PIN. The delivery of both the card and the PIN is charged as one flat fee depending on the selected mail type and service.
5 - The Issuer charges the listed fee in addition to the actual cost of the courier mail service, which is also payable by the customer. The actual cost of the courier mail delivery service may vary depending on the territory where the customer has requested the card and PIN to be delivered. The Issuer reserves the right to choose a courier service provider, as well as the media that the Issuer uses to 1) communicate the actual cost of the courier delivery service to the customer and 2) agree on the means of payment of the service fee.
6 - The fee is charged for handling of card transactions that have been declined by the Issuer pursuant to SIA Transact Pro Card usage Terms and Conditions, including, but not limited to, transactions that have been declined due to insufficient funds available on a card account at the time of the attempted transaction.
7 - Late payment fee applies and is charged when an amount, for which a card account has been overdrawn (whether with or without the Issuer’s authorization), is not repaid to and received by the Issuer on or before the last day of the current billing cycle (month). Late payment fee also applies when a minimum amount, required to pay back a line of credit, has not been received by the Issuer on or before the last day of the grace period, if any, as specified in the cardholder agreement or otherwise agreed between the customer and the Issuer.
8 - The fee starts to apply and is first charged after 1 month following the date when a customer submitted a written request to close the last card attached to the customer’s card account if the account is not used for other services. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance.
9 - The fee starts to apply and is first charged 1 year after the card has expired. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance if the account is not used for other services.
10 - The fee is charged as a surcharge to the card issuance fee and applies to newly issued cards, renewed and replacement cards. The card is produced and issued within 2 hours after all required documentation has been received by the Issuer. The card can be collected at the Issuer’s head office at Gustava Zemgala gatve 76 (12th floor), Riga, Latvia.
11 - The fee applies when a card transaction is made in a currency other than the card account currency.
12 - The limits that are stated in this section apply only to transactions made by payment cards that issued to corporate entities. For transactions made by payment cards that are issued to individual entrepreneurs apply the limits of private individuals.

1 - The fee is charged for the issuance of each new card and/or replacement card.
2 - The annual fee is charged each year, in the same calendar month when the card was originally issued and after 1 year following the issuance of the card.
3 - Late payment fee applies and is charged when an amount, for which a card account has been overdrawn (whether with or without the Issuer’s authorization), is not repaid to and received by the Issuer on or before the last day of the current billing cycle (month). Late payment fee also applies when a minimum amount, required to pay back a line of credit, has not been received by the Issuer on or before the last day of the grace period, if any, as specified in the cardholder agreement or otherwise agreed between the customer and the Issuer.
4 - The fee starts to apply and is first charged after 1 month following the date when a customer submitted a written request to close the last card attached to the customer’s card account if the account is not used for other services. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance.
5 - The fee starts to apply and is first charged 1 year after the card has expired. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance if the account is not used for other services.
6 - The fee applies when a card transaction is made in a currency other than the card account currency.
7 - The limits that are stated in this section apply only to transactions made by payment cards that issued to corporate entities. For transactions made by payment cards that are issued to individual entrepreneurs apply the limits of private individuals.

1 - The fee is charged for the issuance of each new card and/or replacement card.
2 - The annual fee is charged each year, in the same calendar month when the card was originally issued and after 1 year following the issuance of the card.
3 - The fee does not apply to incoming payments (reloads, deposits) made with the sole purpose of paying the Issuer’s fees, penalties, interest or any other applicable Issuer’s charges, provided that the payment originator has clearly indicated the corresponding purpose of their payment (reload, deposit) and the amount of such payment or a part thereof, which is to be used for paying the aforementioned charges, is sufficient and may be withheld from the total amount of a single payment (reload or deposit).
4 - The fee is charged for handling of card transactions that have been declined by the Issuer pursuant to SIA Transact Pro Card usage Terms and Conditions, including, but not limited to, transactions that have been declined due to insufficient funds available on a card account at the time of the attempted transaction.
5 - Late payment fee applies and is charged when an amount, for which a card account has been overdrawn (whether with or without the Issuer’s authorization), is not repaid to and received by the Issuer on or before the last day of the current billing cycle (month). Late payment fee also applies when a minimum amount, required to pay back a line of credit, has not been received by the Issuer on or before the last day of the grace period, if any, as specified in the cardholder agreement or otherwise agreed between the customer and the Issuer.
6 - The fee starts to apply and is first charged after 1 month following the date when a customer submitted a written request to close the last card attached to the customer’s card account if the account is not used for other services. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance.
7 - The fee starts to apply and is first charged 1 year after the card has expired. Thereafter the fee recurs and is charged once a month until the card account reaches a nil balance if the account is not used for other services.
8 - The fee applies when a card transaction is made in a currency other than the card account currency.
9 - The limits that are stated in this section apply only to transactions made by payment cards that issued to corporate entities. For transactions made by payment cards that are issued to individual entrepreneurs apply the limits of private individuals.

Check Balance

SIA Transact Pro is an Authorized electronic money institution with the right to issue electronic money and provide payment services supervised by the Financial and Capital Market Commission (FCMC) under requirements of the Electronic Money Directive (2009/110/EC) and the Payment Services Directive (2007/64/EC) implemented into the Law on Payment Services and Electronic Money, the license for electronic money institution operations is registered with the FCMC's licenses register under no. 06.12.04.416/359. Registered in Latvia under registration no. 41503033127.
Priority Card® and the Priority Card Brand Marks are registered trademarks of SIA Transact Pro. Īstā Dāvanu Karte® and Īstā Dāvanu Karte Brand Marks are registered trademarks of SIA Transact Pro. Visa® and VISA Brand Marks are registered trademarks of Visa International Service Association. MasterCard® and the MasterCard Brand Marks are registered trademarks of MasterCard International Incorporated.