A heavy premium

Margaret Fulcher, who owns a rowhouse at 1500 E. Baltimore Street, which has had skyrocketing insurance premiums recently. Detail of Fulcher's insurance premium showing the increase of cost from last year to this year. The replacement value on her home went from about $160,000 to more than $500...

Margaret Fulcher, who owns a rowhouse at 1500 E. Baltimore Street, which has had skyrocketing insurance premiums recently. Detail of Fulcher's insurance premium showing the increase of cost from last year to this year. The replacement value on her home went from about $160,000 to more than $500... (Lloyd Fox, Baltimore Sun)

Margaret Fulcher, who owns a rowhouse at 1500 E. Baltimore Street, which has had skyrocketing insurance premiums recently. Detail of Fulcher's insurance premium showing the increase of cost from last year to this year. The replacement value on her home went from about $160,000 to more than $500...