Crowdabilityhttps://www.crowdability.com
Crowdability provides individual investors with education, information and insight into opportunities in the crowdfunding market. Our free website and email newsletter aggregate and organize deals from an ever-expanding universe of crowdfunding platforms.Sat, 14 Sep 2019 11:30:01 -0400en-USAffordable Medication Is On The Wayhttp://www.crowdability.com/article/affordable-medication-is-on-the-way
http://www.crowdability.com/article/affordable-medication-is-on-the-way#disqus_threadhttp://www.crowdability.com/article/affordable-medication-is-on-the-wayFri, 13 Sep 2019 11:00:15 -0400A Miracle Device for New ParentsBabies cry — a lot. But this futuristic monitor can give exhausted moms and dads a much-needed hand. Learn more here »New…A Miracle Device for New Parents

Babies cry — a lot. But this futuristic monitor can give exhausted moms and dads a much-needed hand. Learn more here »

New iPhone Design Is Terrifying

Apple revealed its latest iPhone this week. Some consumers seem to like the phone’s new look. But for others, the updated design scares them to death. Why are they so frightened? »

Aliens Already Visited Earth, But They’ll Be Back

What if aliens already paid a visit to Earth… but then decided to leave? New research suggests this theory is possible, and reveals when these aliens might return »

[WATCH] Driver Falls Asleep at The Wheel

When travelers on the Massachusetts Turnpike noticed that a driver was fast asleep behind the wheel, they were concerned. See what happens next »

Affordable Medication Is On The Way

Creating a new drug can take years, even decades. But Artificial Intelligence could help reduce that timeline to just days — and it could save billions of dollars and millions of lives in the process. Learn more here »

]]>3 Secrets to Profit from Crashing Cryptoshttp://www.crowdability.com/article/3-secrets-to-profit-from-crashing-cryptos
http://www.crowdability.com/article/3-secrets-to-profit-from-crashing-cryptos#disqus_threadhttp://www.crowdability.com/article/3-secrets-to-profit-from-crashing-cryptosThu, 12 Sep 2019 11:00:48 -0400There’s no sugarcoating it:The crypto market has been dropping like a rock.And as Matt explained yesterday, even though the fundamentals behind cryptos are…There’s no sugarcoating it:

The crypto market has been dropping like a rock.

And as Matt explained yesterday, even though the fundamentals behind cryptos are actually getting stronger, this bear market could linger for quite some time.

But here’s the thing:

You can still make money in a bear market!

In fact, today, I’ll show you three proven strategies to earn serious profits — even if cryptos continue to plummet.

Profit Strategy #1 — Pick Those Cherries

Even though the overall market is down, many individual cryptos are performing well.

For example, since its ~$20,000 all-time high in late 2017, the price of Bitcoin has dropped about 50%.

But during that same period, a crypto called Binance Coin (BNB) has gone from about $1.50 to more than $20. That’s a gain of more than 1,333%.

So even in a bear market, you could still “cherry pick” profitable cryptos.

Unfortunately, this is easier said than done. You see, if you analyze the cryptos that have outperformed the market, you’ll discover that they have virtually nothing in common:

They’re from different sectors, their prices increased for different reasons, etc. — in other words, there’s no pattern you can use here to find the next winning trade.

To be successful with this strategy, you’d have to familiarize yourself with hundreds of cryptos so you could identify the right ones to invest in.

Bottom line: sure, theoretically, cherry-picking could lead to profits…

But unless you’re an expert analyst, executing this strategy is highly challenging.

Profit Strategy #2 — Ride the Wave

Now let’s look at another way to make money during this “crypto bear market” — and this one doesn’t require you to analyze hundreds of different cryptos.

You see, one of the most important things to remember, regardless of whether it’s a bull market or bear market, is that crypto prices don’t just go up or down…

Prices often go up anddown.

To see what I mean, take a look at the Bitcoin chart from late 2017 / early 2018:

As you can see, even though the overall trend is down, along the way, Bitcoin’s price has fluctuated greatly. And each of those fluctuations created a profit opportunity.

For example, as you can see in the chart below, in December 2017, Bitcoin shot up from less than $12,000 to more than $16,000 in just five days — a gain of more than 33%.

Given how volatile bitcoin is, there’ve been dozens of similar opportunities recently to make quick profits of 20%, 30%, or even far more.

But this strategy has drawbacks, too:

Not only does your timing on these trades need to be perfect…

But you also need to spend hours sitting in front of your computer, waiting for opportunities to present themselves. As you’ve seen, these are short-term trades…

If you miss the right entry or exit point, all your profits could be erased.

Profit Strategy #3 — Profit from the Dips

But in falling markets like this, there’s also a simpler way to make money:

You can simply “short” cryptos. “Shorting” means betting against an asset.

For example, if you short Bitcoin at $4,000, and then “cover your short” at $3,000, you’d make a $1,000 profit.

You can’t use this strategy with every crypto, but it’s easy to do with Bitcoin. Just short the Bitcoin Investment Trust (NASDAQ: GBTC).

This publicly-traded fund mirrors the price of Bitcoin. And since it’s tradeable, you can buy it (or short it) in a typical brokerage account.

This strategy will lead to profits if Bitcoin continues to fall, but there’s a big drawback here:

Because Bitcoin’s price can only go so low, your profits from this trade are capped — in other words, even if Bitcoin drops to $0.00, your profits get “maxed out” at 100%…

But since Bitcoin’s price could theoretically rise infinitely, your risk is unlimited!

From our perspective, the potential reward just isn’t worth the risk.

Breakthrough Profit Discovery

Thankfully, we recently discovered a better way to profit from the crypto market — regardless of whether it’s going up, or whether it’s going straight down.

With this strategy, there’s no need to:

Track hundreds of individual cryptos.

Sit in front of your computer all day trying to time the market.

And the best part is, your upside potential is unlimited.

And in next Wednesday’s article, Matt will show you exactly how to take advantage of this unique — and highly lucrative — crypto investment strategy.

Happy Investing.

]]>3 Secrets to Profit from Crashing Cryptoshttp://www.crowdability.com/article/3-secrets-to-profit-from-crashing-cryptos
http://www.crowdability.com/article/3-secrets-to-profit-from-crashing-cryptos#disqus_threadhttp://www.crowdability.com/article/3-secrets-to-profit-from-crashing-cryptosThu, 12 Sep 2019 11:00:48 -0400There’s no sugarcoating it:The crypto market has been dropping like a rock.And as Matt explained yesterday, even though the fundamentals behind cryptos are…There’s no sugarcoating it:

The crypto market has been dropping like a rock.

And as Matt explained yesterday, even though the fundamentals behind cryptos are actually getting stronger, this bear market could linger for quite some time.

But here’s the thing:

You can still make money in a bear market!

In fact, today, I’ll show you three proven strategies to earn serious profits — even if cryptos continue to plummet.

Profit Strategy #1 — Pick Those Cherries

Even though the overall market is down, many individual cryptos are performing well.

For example, since its ~$20,000 all-time high in late 2017, the price of Bitcoin has dropped about 50%.

But during that same period, a crypto called Binance Coin (BNB) has gone from about $1.50 to more than $20. That’s a gain of more than 1,333%.

So even in a bear market, you could still “cherry pick” profitable cryptos.

Unfortunately, this is easier said than done. You see, if you analyze the cryptos that have outperformed the market, you’ll discover that they have virtually nothing in common:

They’re from different sectors, their prices increased for different reasons, etc. — in other words, there’s no pattern you can use here to find the next winning trade.

To be successful with this strategy, you’d have to familiarize yourself with hundreds of cryptos so you could identify the right ones to invest in.

Bottom line: sure, theoretically, cherry-picking could lead to profits…

But unless you’re an expert analyst, executing this strategy is highly challenging.

Profit Strategy #2 — Ride the Wave

Now let’s look at another way to make money during this “crypto bear market” — and this one doesn’t require you to analyze hundreds of different cryptos.

You see, one of the most important things to remember, regardless of whether it’s a bull market or bear market, is that crypto prices don’t just go up or down…

Prices often go up anddown.

To see what I mean, take a look at the Bitcoin chart from late 2017 / early 2018:

As you can see, even though the overall trend is down, along the way, Bitcoin’s price has fluctuated greatly. And each of those fluctuations created a profit opportunity.

For example, as you can see in the chart below, in December 2017, Bitcoin shot up from less than $12,000 to more than $16,000 in just five days — a gain of more than 33%.

Given how volatile bitcoin is, there’ve been dozens of similar opportunities recently to make quick profits of 20%, 30%, or even far more.

But this strategy has drawbacks, too:

Not only does your timing on these trades need to be perfect…

But you also need to spend hours sitting in front of your computer, waiting for opportunities to present themselves. As you’ve seen, these are short-term trades…

If you miss the right entry or exit point, all your profits could be erased.

Profit Strategy #3 — Profit from the Dips

But in falling markets like this, there’s also a simpler way to make money:

You can simply “short” cryptos. “Shorting” means betting against an asset.

For example, if you short Bitcoin at $4,000, and then “cover your short” at $3,000, you’d make a $1,000 profit.

You can’t use this strategy with every crypto, but it’s easy to do with Bitcoin. Just short the Bitcoin Investment Trust (NASDAQ: GBTC).

This publicly-traded fund mirrors the price of Bitcoin. And since it’s tradeable, you can buy it (or short it) in a typical brokerage account.

This strategy will lead to profits if Bitcoin continues to fall, but there’s a big drawback here:

Because Bitcoin’s price can only go so low, your profits from this trade are capped — in other words, even if Bitcoin drops to $0.00, your profits get “maxed out” at 100%…

But since Bitcoin’s price could theoretically rise infinitely, your risk is unlimited!

From our perspective, the potential reward just isn’t worth the risk.

Breakthrough Profit Discovery

Thankfully, we recently discovered a better way to profit from the crypto market — regardless of whether it’s going up, or whether it’s going straight down.

With this strategy, there’s no need to:

Track hundreds of individual cryptos.

Sit in front of your computer all day trying to time the market.

And the best part is, your upside potential is unlimited.

And in next Wednesday’s article, Matt will show you exactly how to take advantage of this unique — and highly lucrative — crypto investment strategy.

Happy Investing.

]]>Cryptos Set for Comeback this Year?http://www.crowdability.com/article/cryptos-set-for-comeback-this-year
http://www.crowdability.com/article/cryptos-set-for-comeback-this-year#disqus_threadhttp://www.crowdability.com/article/cryptos-set-for-comeback-this-yearWed, 11 Sep 2019 11:00:37 -0400One of the most hated assets in the world right now is crypto-currencies — and with good reason:Over the past 18 months or so, the crypto market has collapsed…One of the most hated assets in the world right now is crypto-currencies — and with good reason:

Over the past 18 months or so, the crypto market has collapsed by 80% or more.

But surprisingly, a group of “insiders” is still pouring money into this market.

Are they blindly optimistic? Foolish? Crazy?

Let’s take a look at what they’re up to, and then you can be the judge.

For Most Investors, the Pain Won’t Stop

For most investors, the crypto market has been the source of great pain lately.

For example, earlier this year, bitcoin was down more than 80% from its all-time high…

And Ethereum and Ripple were down more than 90%.

That explains why most mom and pop investors are too scared to touch cryptos right now.

But perhaps surprisingly, the fundamentals of this market are only getting stronger.

And that’s why the “insiders” are more bullish than ever…

Insiders Lead the Way

For example, the world’s leading tech and financial companies, as well as many sovereign governments, have changed their tune…

A few years ago, folks like Jamie Dimon, the CEO of J.P. Morgan, were calling bitcoin a “fraud.” But today, they’re predicting a bright future for cryptos — and they’re putting their money where their mouth is by investing heavily in this market.

Case in point, check out some of these recent headlines:

Just two weeks from today, the company that operates the New York Stock Exchange is launching a bitcoin exchange called Bakkt. Now investors will have a place to buy and store bitcoin that's as trusted and secure as the NYSE itself.

And Bakkt is just the beginning. For example, Fidelity is working on a similar platform; TD Ameritrade and E-Trade will soon offer crypto trading; and Goldman Sachs is diving into blockchain security.

Facebook recently announced its digital currency, Libra. CNN said this could “change global commerce and finance.” After all, with Facebook’s userbase of 2.4 billion people, Libra could soon become the most widely used currency in the world.

Meanwhile, in recent government news:

Bitcoin set a trading record in Venezuela, as it continues to prove its value in the face of political turmoil.

Forbes reported that a bill is moving through the state legislature of New Hampshire that would allow citizens to pay their taxes in bitcoin.

The SEC recently removed the need for many investment companies to seek permission to bring new crypto ETFs to market. With experts predicting that a bitcoin ETF could drive up BTC prices by 10x or more, this could be a game-changer.

With headlines like these — and with well-respected tech leaders like Twitter CEO Jack Dorsey saying he expects bitcoin to become the “currency of the Internet” — it’s getting harder and harder to imagine a future without cryptos.

You Could Still Make a Fortune with Cryptos

As you just learned, crypto prices are down, but their fundamentals are stronger than ever.

But as investors, this leaves us with important questions:

Will improving fundamentals lead to higher prices?

And if so, should you start putting money into cryptos today, before prices make a move?

So, tomorrow, Wayne will reveal three strategies you could use to potentially make money from cryptos right now — whether prices rise, or even if they continue to plummet.

Stay tuned!

]]>Cryptos Set for Comeback this Year?http://www.crowdability.com/article/cryptos-set-for-comeback-this-year
http://www.crowdability.com/article/cryptos-set-for-comeback-this-year#disqus_threadhttp://www.crowdability.com/article/cryptos-set-for-comeback-this-yearWed, 11 Sep 2019 11:00:37 -0400One of the most hated assets in the world right now is crypto-currencies — and with good reason:Over the past 18 months or so, the crypto market has collapsed…One of the most hated assets in the world right now is crypto-currencies — and with good reason:

Over the past 18 months or so, the crypto market has collapsed by 80% or more.

But surprisingly, a group of “insiders” is still pouring money into this market.

Are they blindly optimistic? Foolish? Crazy?

Let’s take a look at what they’re up to, and then you can be the judge.

For Most Investors, the Pain Won’t Stop

For most investors, the crypto market has been the source of great pain lately.

For example, earlier this year, bitcoin was down more than 80% from its all-time high…

And Ethereum and Ripple were down more than 90%.

That explains why most mom and pop investors are too scared to touch cryptos right now.

But perhaps surprisingly, the fundamentals of this market are only getting stronger.

And that’s why the “insiders” are more bullish than ever…

Insiders Lead the Way

For example, the world’s leading tech and financial companies, as well as many sovereign governments, have changed their tune…

A few years ago, folks like Jamie Dimon, the CEO of J.P. Morgan, were calling bitcoin a “fraud.” But today, they’re predicting a bright future for cryptos — and they’re putting their money where their mouth is by investing heavily in this market.

Case in point, check out some of these recent headlines:

Just two weeks from today, the company that operates the New York Stock Exchange is launching a bitcoin exchange called Bakkt. Now investors will have a place to buy and store bitcoin that's as trusted and secure as the NYSE itself.

And Bakkt is just the beginning. For example, Fidelity is working on a similar platform; TD Ameritrade and E-Trade will soon offer crypto trading; and Goldman Sachs is diving into blockchain security.

Facebook recently announced its digital currency, Libra. CNN said this could “change global commerce and finance.” After all, with Facebook’s userbase of 2.4 billion people, Libra could soon become the most widely used currency in the world.

Meanwhile, in recent government news:

Bitcoin set a trading record in Venezuela, as it continues to prove its value in the face of political turmoil.

Forbes reported that a bill is moving through the state legislature of New Hampshire that would allow citizens to pay their taxes in bitcoin.

The SEC recently removed the need for many investment companies to seek permission to bring new crypto ETFs to market. With experts predicting that a bitcoin ETF could drive up BTC prices by 10x or more, this could be a game-changer.

With headlines like these — and with well-respected tech leaders like Twitter CEO Jack Dorsey saying he expects bitcoin to become the “currency of the Internet” — it’s getting harder and harder to imagine a future without cryptos.

You Could Still Make a Fortune with Cryptos

As you just learned, crypto prices are down, but their fundamentals are stronger than ever.

But as investors, this leaves us with important questions:

Will improving fundamentals lead to higher prices?

And if so, should you start putting money into cryptos today, before prices make a move?

So, tomorrow, Wayne will reveal three strategies you could use to potentially make money from cryptos right now — whether prices rise, or even if they continue to plummet.

Stay tuned!

]]>This Blood Test Reveals When You're Going to Diehttp://www.crowdability.com/article/this-blood-test-reveals-when-youre-going-to-die
http://www.crowdability.com/article/this-blood-test-reveals-when-youre-going-to-die#disqus_threadhttp://www.crowdability.com/article/this-blood-test-reveals-when-youre-going-to-dieFri, 06 Sep 2019 11:00:45 -0400“I was fired for not shoveling my sidewalk”Imagine getting arrested because you didn’t shovel your sidewalk. Or being banned from riding the subway because…“I was fired for not shoveling my sidewalk”

Imagine getting arrested because you didn’t shovel your sidewalk. Or being banned from riding the subway because you watched too much TV. Sounds crazy, but a “Social Credit System” like this is already in place in China. And now it’s coming to the U.S. »

Facebook has always been good about connecting you with friends. Now it’s hoping to connect you with people who could be more than friends. See why the company is moving from “Likes” to “Loves” »

This Blood Test Reveals When You’re Going to Die

Researchers at the highly regarded Max Planck Institute in Germany have found that a single blood test can predict death with 83% accuracy. Learn more here »

]]>Trump Set to Ignite Crypto Bull Market?http://www.crowdability.com/article/trump-set-to-ignite-crypto-bull-market
http://www.crowdability.com/article/trump-set-to-ignite-crypto-bull-market#disqus_threadhttp://www.crowdability.com/article/trump-set-to-ignite-crypto-bull-marketThu, 05 Sep 2019 13:58:31 -0400Whatever you think about our current administration, one thing is sure:President Trump is certainly taking an active role in American business activities!From…Whatever you think about our current administration, one thing is sure:

President Trump is certainly taking an active role in American business activities!

From his trade war with China to his public pleas to the Fed to lower interest rates, Trump is doing everything in his power to support big business in the U.S.

But his actions don’t just impact businesses — they also impact investors like you!

Thankfully, his actions have led to a bull market in stocks. Since he took office, stocks have jumped by nearly 40%.

But now Trump seems to be kicking off a new bull market…

But this time, it won’t be in stocks…

This time, it will be in crypto-currencies!

When Will This Bear Market End?

It’s been almost two years since the crypto bear market began.

Since early 2018, for example, the two largest cryptos, Bitcoin (BTC) and Ethreum (ETH), have fallen by 42% and 87%, respectively.

But that’s not the worst of it. Many small-cap “alt-coins” have fallen by 95% or even more.

And while we believe that crypto prices will eventually bounce back — just like tech stocks have done — it’s been tough to pinpoint when the recovery will start.

However, we just got our first clue as to what could jumpstart the next crypto bull market…

Mr. Dalio runs Bridgewater Associates. With over $124 billion in assets under management, Bridgewater is the largest and most successful hedge fund in the world — and Dalio has been instrumental in the fund’s success.

He’s been able to identify winner after winner, regardless of whether he’s investing in stocks, bonds, commodities, futures, or anything else.

Historically, however, he’s stayed away from crypto-currencies.

Citing their volatility and lack of mainstream acceptance, he’s preferred to put his money elsewhere.

But now, finally, that might be changing….

Say Goodbye to the U.S. Dollar!

You see, according to the Forbes report, Mr. Dalio recently made some comments that indicate that his position on cryptos may be shifting…

And it’s all because of President Trump’s actions.

For example, Trump has been prodding the Fed to keep cutting rates. If he had his druthers, we’d be in a zero-interest rate environment.

In the short-term, low interest rates could help prop up U.S. businesses. But in the longer-term, they could hurt our country dramatically. You see, once rates have been cut to zero, the Fed can no longer use interest rates as a tool to combat economic downturns.

And without that tool, our entire economy could potentially go into a freefall — at which point, Mr. Dalio believes we’d see a massive devaluation of the dollar.

While this could be disastrous for some investors, those who saw it coming and took the proper precautions could earn life-changing wealth.

Let me explain…

“Digital Gold”

With a potential devaluation of the U.S. dollar on the horizon, Mr. Dalio believes U.S. investors need to start searching for what he calls “the next-best currency.”

In other words, a currency that won’t be impacted by any government decisions or policies.

In the Forbes report, Dalio recommends storing your money in gold.

But here’s the thing: based on the criteria he lists for a “next-best currency,” large-cap cryptos like Bitcoin could do the job even better.

As the author of the Forbes report wrote, Dalio’s statement is “about as ringing an endorsement of bitcoin […] as I have heard.”

In fact, even the head of the Federal Reserve recently referred to Bitcoin as “digital gold” — and cited it as a promising alternative store of value!

The Next Crypto Bull Market

Given Mr. Dalio’s track record and high profile in the investment industry, his comments are already making waves…

Investors are reading between the lines — and starting to look at gold and crypto-currencies as better places to store their hard-earned wealth.

If this becomes a trend, billions of dollars could start flowing into cryptos as investors flee the dollar.

And if that happens, crypto prices could rocket higher.

Does this mean you should dive back into the crypto markets today?

That’s the question on everyone’s mind…

So in next Wednesday’s newsletter article, Matt will answer that question.

So stay tuned and be sure to check your inbox!

]]>Trump Set to Ignite Crypto Bull Market?http://www.crowdability.com/article/trump-set-to-ignite-crypto-bull-market
http://www.crowdability.com/article/trump-set-to-ignite-crypto-bull-market#disqus_threadhttp://www.crowdability.com/article/trump-set-to-ignite-crypto-bull-marketThu, 05 Sep 2019 13:58:31 -0400Whatever you think about our current administration, one thing is sure:President Trump is certainly taking an active role in American business activities!From…Whatever you think about our current administration, one thing is sure:

President Trump is certainly taking an active role in American business activities!

From his trade war with China to his public pleas to the Fed to lower interest rates, Trump is doing everything in his power to support big business in the U.S.

But his actions don’t just impact businesses — they also impact investors like you!

Thankfully, his actions have led to a bull market in stocks. Since he took office, stocks have jumped by nearly 40%.

But now Trump seems to be kicking off a new bull market…

But this time, it won’t be in stocks…

This time, it will be in crypto-currencies!

When Will This Bear Market End?

It’s been almost two years since the crypto bear market began.

Since early 2018, for example, the two largest cryptos, Bitcoin (BTC) and Ethreum (ETH), have fallen by 42% and 87%, respectively.

But that’s not the worst of it. Many small-cap “alt-coins” have fallen by 95% or even more.

And while we believe that crypto prices will eventually bounce back — just like tech stocks have done — it’s been tough to pinpoint when the recovery will start.

However, we just got our first clue as to what could jumpstart the next crypto bull market…

Mr. Dalio runs Bridgewater Associates. With over $124 billion in assets under management, Bridgewater is the largest and most successful hedge fund in the world — and Dalio has been instrumental in the fund’s success.

He’s been able to identify winner after winner, regardless of whether he’s investing in stocks, bonds, commodities, futures, or anything else.

Historically, however, he’s stayed away from crypto-currencies.

Citing their volatility and lack of mainstream acceptance, he’s preferred to put his money elsewhere.

But now, finally, that might be changing….

Say Goodbye to the U.S. Dollar!

You see, according to the Forbes report, Mr. Dalio recently made some comments that indicate that his position on cryptos may be shifting…

And it’s all because of President Trump’s actions.

For example, Trump has been prodding the Fed to keep cutting rates. If he had his druthers, we’d be in a zero-interest rate environment.

In the short-term, low interest rates could help prop up U.S. businesses. But in the longer-term, they could hurt our country dramatically. You see, once rates have been cut to zero, the Fed can no longer use interest rates as a tool to combat economic downturns.

And without that tool, our entire economy could potentially go into a freefall — at which point, Mr. Dalio believes we’d see a massive devaluation of the dollar.

While this could be disastrous for some investors, those who saw it coming and took the proper precautions could earn life-changing wealth.

Let me explain…

“Digital Gold”

With a potential devaluation of the U.S. dollar on the horizon, Mr. Dalio believes U.S. investors need to start searching for what he calls “the next-best currency.”

In other words, a currency that won’t be impacted by any government decisions or policies.

In the Forbes report, Dalio recommends storing your money in gold.

But here’s the thing: based on the criteria he lists for a “next-best currency,” large-cap cryptos like Bitcoin could do the job even better.

As the author of the Forbes report wrote, Dalio’s statement is “about as ringing an endorsement of bitcoin […] as I have heard.”

In fact, even the head of the Federal Reserve recently referred to Bitcoin as “digital gold” — and cited it as a promising alternative store of value!

The Next Crypto Bull Market

Given Mr. Dalio’s track record and high profile in the investment industry, his comments are already making waves…

Investors are reading between the lines — and starting to look at gold and crypto-currencies as better places to store their hard-earned wealth.

If this becomes a trend, billions of dollars could start flowing into cryptos as investors flee the dollar.

And if that happens, crypto prices could rocket higher.

Does this mean you should dive back into the crypto markets today?

That’s the question on everyone’s mind…

So in next Wednesday’s newsletter article, Matt will answer that question.

So stay tuned and be sure to check your inbox!

]]>Be a terrible investor… and still triple your moneyhttp://www.crowdability.com/article/be-a-terrible-investor-and-still-triple-your-money
http://www.crowdability.com/article/be-a-terrible-investor-and-still-triple-your-money#disqus_threadhttp://www.crowdability.com/article/be-a-terrible-investor-and-still-triple-your-moneyWed, 04 Sep 2019 11:00:10 -0400September is going to be a BIG month for IPOs.Peloton, the exercise company, is slated to go public at an $8 billion valuation.And WeWork, the shared-workspace…September is going to be a BIG month for IPOs.

Peloton, the exercise company, is slated to go public at an $8 billion valuation.

And WeWork, the shared-workspace company, could IPO at a $50 billion valuation. At that level, angels who invested when it was just a tiny startup could make about 5,000x their money.

That’s enough to turn every $250 they invested into $1.2 million.

But if you missed out on those investments, not to worry…

Today I’ll show you how you could earn returns like this…

Even if you’re a terrible investor.

David Tisch is a Loser

David Tisch is an angel investor in New York City.

In the last ten years or so, he’s made about 310 startup investments.

A handful of his investments (including eyeglass company Warby Parker, insurance startup Oscar, and fitness company ClassPass) are doing very well.

A handful of others have been acquired in M&A deals that made him a fortune — like Pillpack, which was bought by Amazon for $1 billion, and Harry’s, which was acquired for $1.37 billion.

But many of his investments — actually, most of them — are losers. In other words, in those deals, Mr. Tisch lost 100% of his initial investment.

Do these losers bother Tisch? Not at all!

Let me explain why…

Startup Math in a Nutshell

Early-stage investors don’t just invest in a startup or two and expect to make a fortune…

To maximize their returns and minimize their risk, they build a portfolio of startups over time.

You see, the vast majority of startup investments will return very little — or sometimes, nothing at all.

For the math to work out so your “winners” return far more than your “losers,” we’ve found you need to invest in 25 to 50 startups. And investing in 100 of them would be even better.

It takes time to build a portfolio of that size. But once it gets built, here’s what the professionals expect the math to end up looking like:

In a portfolio of 100 companies, about 30% will fail, returning zero.

Another 40% might break even or return a small profit.

And the remaining 30% will be winners — investments that can return about 10 times your money, and sometimes far more.

If you calculate the math based on 100 investments of equal size, you’ll see that the returns from the overall portfolio add up to three to four times the initial investment — in other words, you could potentially at least triple your money.

And whether you’re talking about professional investors like Tisch, or angel investors like you and me, this math is exactly the same.

Furthermore, if you end up investing in a startup like Peloton or WeWork, you could earn far more than that — literally tens, or hundreds, or even thousands of times your money.

The Cost of Not Investing

As mentioned earlier, Tisch doesn’t mind when he invests in a “loser.”

You see, as he recently explained to Fortune, the cost of not investing in a startup can be far more expensive than the cost of investing in a “bad” company.

As he said, “So if I funded 100 bad companies, and I funded WeWork, my returns would be perfect.” What’s he mean?

Well, imagine that you invest $250 into 100 different startups — that’s a $25,000 portfolio.

Now imagine that you lost your entire investment on 99% of those deals. In other words, you lost $24,750.

But if your final investment turns out to be in a company like WeWork, you’d still be sitting on an overall profit of $1.2 million!

You Don’t Need to be Right to be Rich

That’s the beauty of early-stage investing:

You can make small bets on dozens of “high-risk” companies...

And even if you’re wrong nearly all the time, you could still earn incredible returns.

This is one of the core reasons why Wayne and I believe that all investors should have at least a portion of their portfolio in early-stage investments.

Happy Investing.

]]>33% of Workers Would Prefer This to a Raisehttp://www.crowdability.com/article/33-of-workers-would-prefer-this-to-a-raise
http://www.crowdability.com/article/33-of-workers-would-prefer-this-to-a-raise#disqus_threadhttp://www.crowdability.com/article/33-of-workers-would-prefer-this-to-a-raiseFri, 30 Aug 2019 09:52:47 -040033% of Workers Would Prefer This to a RaiseSure, getting a $5,000 raise would be great. But one-third of U.S. workers would prefer something else instead.…33% of Workers Would Prefer This to a Raise

After fifty years, a small town in New Hampshire finally opened a time capsule. When they saw what was inside, they were absolutely stunned. See why here »

This Technology Could Keep American Soldiers Alive

For soldiers on the modern battlefield, battery power can mean the difference between life and death. That’s why this new fuel-cell technology is expected to be a savior. Learn more here »

Imagine Beating Tiger Woods at Golf…

This new golf ball could improve your game dramatically. In fact, it’s so good it might even help you beat the top pros. See it in action right here »

The Government Is Spying on… Your Brain?

The government is getting dangerously close to unleashing technology that can read your mind. Shockingly, no laws are in place to stop it. Learn more here »

]]>Boost Your Profits by 63.6% by "Following" This Strategyhttp://www.crowdability.com/article/boost-your-profits-by-63-6-by-following-this-strategy
http://www.crowdability.com/article/boost-your-profits-by-63-6-by-following-this-strategy#disqus_threadhttp://www.crowdability.com/article/boost-your-profits-by-63-6-by-following-this-strategyThu, 29 Aug 2019 11:00:16 -0400A 2008 study by entrepreneurship scholar Michael Song proved that the longer a new start-up stays in business, the higher its likelihood for eventual success.That’s…A 2008 study by entrepreneurship scholar Michael Song proved that the longer a new start-up stays in business, the higher its likelihood for eventual success.

That’s great, but when a company is just getting started, how can an investor possibly predict which start-ups will be able to survive and which will quickly fold?

Well, a new study from Redpoint Ventures has uncovered a surprisingly simple method for predicting a start-up’s staying power.

If you use this trick, it should improve your chances of investing in a “survivor” by more than 63%.

Read on to learn more...

Why Start-ups Fail

You know the old joke, “Why did the chicken cross the road?”... right?

Well, I’ve got another one for you.

Why did the start-up go out of business?

Because it ran out of money.

As trite as that may sound, it’s true. At the end of the day, companies shut down because they don’t have enough cash left to pay their bills.

If a company can keep the lights on, it can live to fight another day and potentially find the right strategy to succeed.

So how does a company keep its coffers full?

How Start-ups Stay Flush

There are two ways a company can keep cash in the bank...

One way is by generating revenue.

But for a start-up — one that typically suffers losses for its first 1 to 2 years in business — that’s not a likely path.

The other — often much more reliable — way is through fundraising.

So when you’re evaluating an early-stage company, it would be helpful if you had a way to forecast the company’s ability to raise money.

Companies that raised both a first round AND a second round of financing — known as a Series Seed and a Series A, respectively.

Companies that could only raise a first round.

His study concluded that if a company raised its initial round of funding from a Venture Capital fund, then it had a 54% chance of raising an additional round of funding. Companies that did not have a Venture Capital fund involved in their seed round only had a 33% chance.

Meaning, start-ups that were initially backed by deep-pocketed venture funds were 63.6% more likely to be able to raise more money down the road.

In other words, you can stack the odds in your favor by investing in a start-up that was backed by a venture fund and not just by individual angel investors.

How are the two different?

Well, a venture fund generally has a lot more money than an individual investor. The venture fund has the capacity to invest in multiple rounds of funding for a single company.

Angel investors are regular guys like you or me. They generally only have the wherewithal to invest in the first round of funding and that’s it.

Not only does that commandment help you leverage the research the VC has already performed on the company...

But you also get the added benefit of the VC’s bank account as well.

A bank account that can keep a start-up afloat while it figures its business out.

So, the next time you’re looking at a seed-stage investment on one of the equity crowdfunding platforms, pay close attention to who your co-investors are.

It might make all the difference when it’s time for the start-up to put more cash in its coffers.

Happy investing!

]]>50 Ways To Triple Your Moneyhttp://www.crowdability.com/article/50-ways-to-triple-your-money
http://www.crowdability.com/article/50-ways-to-triple-your-money#disqus_threadhttp://www.crowdability.com/article/50-ways-to-triple-your-moneyWed, 28 Aug 2019 11:00:43 -0400The stock market is a dangerous place to invest right now.The Dow, the S&P 500, the Nasdaq — if the government makes one wrong move, they could all come…The stock market is a dangerous place to invest right now.

The Dow, the S&P 500, the Nasdaq — if the government makes one wrong move, they could all come crashing down. And that could take your retirement down, too.

But what if I could prove to you that there was something better out there?

I’m talking about the market for private investments — in other words, investments in companies that don’t trade on public exchanges like the NYSE or Nasdaq.

Private deals are the most profitable asset class in history. They’re responsible for the five most profitable investments of all time. Historically, even an average profitable deal has returned 260%.

However, because of archaic securities laws, since 1933, ordinary investors like you were legally prohibited from investing in these deals. But a few years ago, the laws finally changed. So now everyone can invest in them.

And the best part is, a new type of website called a Funding Platform makes the process of finding and investing in private deals incredibly simple…

And potentially, incredibly profitable…

Life-Changing Investments

For example, if you’d been using one of these funding platforms, you could have invested in Uber when it was still a tiny startup.

A $1,000 investment would now be worth more than $6 million.

Another example is a self-driving car startup called Cruise Automation. When GM acquired Cruise for $1 billion, early investors made a quick 1,011%.

Yet another example is Dollar Shave Club. When this young startup was acquired by Unilever for $1 billion, early investors made an estimated 166x their money.

These are life-changing returns. But just so you understand I’m not “cherry picking,” let’s step away from specific deals.

Instead, let’s look at some overall returns…

Funding Platform Returns

For example, earlier this year, a funding platform called WeFunder released its five-year cumulative returns — that includes its winners and its losers.

If you’d invested in every one of its deals between the years 2013 and 2016, your overall gains today would add up to 330%.

That’s more than triple your money!

It comes out to a 41% annualized return. (To put that in perspective, the S&P returned just 8% a year during the same period — and meanwhile, not only did its ups and downs jeopardize investors’ retirement plans, but it also put them through dozens of sleepless nights.)

41% might sound too good to be true. But historically speaking, it’s right on the mark:

According to independent studies — including those from the Kaufmann Foundation, a non-profit thinktank, and Cambridge Associates, an investment advisor with clients like Bill Gates — over the past 20 years, U.S. private deals have returned anywhere from 27% to 55% per year.

Stay Out of Trouble

So this year, while the stock market crumbles, you can sit back and relax:

By using funding platforms to make private investments, not only can you protect your portfolio, but you can also put yourself in position to multiply your wealth many times over.

But there’s something very important you need to keep in mind:

There are a lotof these funding platforms. As of August 2019, there are 50 of them.

Some of them — including WeFunder, Republic, and a handful of others — offer exceptional opportunities. But others have deals that could leave you broke.

That’s why we recommend that you only consider deals featured on the best platforms.

And we’ve made it drop-deal simple for you to do that…

One Place for All the Deals

We’ve spent years now gathering data from these platforms. And using our research, we created software that automatically gathers only the best deals from the best platforms.

This way, there’s no need for you to visit dozens of websites, potentially miss a great deal — or even worse, invest in the wrong deals.

We hope this free service saves you time…

And in 2019, we hope you use it to protect and grow your nest egg!

Happy Investing.

]]>Harvard Geneticist Plans to Cheat Deathhttp://www.crowdability.com/article/harvard-geneticist-plans-to-cheat-death
http://www.crowdability.com/article/harvard-geneticist-plans-to-cheat-death#disqus_threadhttp://www.crowdability.com/article/harvard-geneticist-plans-to-cheat-deathFri, 23 Aug 2019 11:00:15 -0400Facebook To Compete with McDonalds This week, Facebook announced it will be opening a number of cafés. Are hamburgers next? Get the scoop here »How To Stop…Facebook To Compete with McDonalds

This week, Facebook announced it will be opening a number of cafés. Are hamburgers next? Get the scoop here »

How To Stop Falling for “Phishing” Attacks

Despite increased security and vigilance, we still keep falling victim to cyber security attacks. But now Google has figured out why. Learn more here »

The Police Are Collecting Your DNA

Careful where you throw out your garbage. As it turns out, the police are using discarded water bottles to create a genetic database. Read more here »

Promising Cancer Treatment Off Limits to Americans

Carbon ion therapy is being viewed around the world as a breakthrough for cancer care. So why isn’t it being used in the U.S.? Find out here »

Harvard Geneticist Plans to Cheat Death

Most of us view aging as an inevitable part of life. But a growing number of scientists have a different point of view. Now one of them believes he can stop aging altogether — and even prevent death »

]]>The Real Secret to Successful Investinghttp://www.crowdability.com/article/the-real-secret-to-successful-investing-2
http://www.crowdability.com/article/the-real-secret-to-successful-investing-2#disqus_threadhttp://www.crowdability.com/article/the-real-secret-to-successful-investing-2Thu, 22 Aug 2019 11:00:09 -0400Whether you’re talking about investing in the stock market...Investing in startups...Or even founding your own startup…One simple rule can help you identify…Whether you’re talking about investing in the stock market...

Investing in startups...

Or even founding your own startup…

One simple rule can help you identify the opportunities with the most profit potential...

In the Beginning...

Several years ago, right when Matt and I decided to launch Crowdability, we spent some time visiting our most respected business contacts…

Basically, we wanted to tell them about our new project (i.e., Crowdability) and get their feedback.

We had run successful startups before — in fact, our two most recent ventures had been acquired in multi-million-dollar transactions.

So, we assumed that everyone would be thrilled about our new venture.

But that’s not what happened. Not even close.

The truth is, most people we spoke to thought we were crazy:

They told us that Congress and the SEC would never allow folks like you to invest in startups…

And they said ordinary folks wouldn’t be interested in “alternative” investments anyway.

This feedback would have dashed the hopes of most entrepreneurs.

But we decided to start Crowdability anyway — and here’s why...

Going Against the Grain

If you study the most successful people in any field (including the most successful investors), you’ll find they share a common attribute:

They’re comfortable “going against the grain.”

Basically, they’re able to ignore everyone else and take a path that’s unconventional, or even contrarian.

And they’re able to do so with great confidence.

That’s because they understand a simple concept I hope you start to understand today:

If you continue to do what everyone else is doing, it’s nearly impossible to be successful…

Because, by definition, if you do what everyone else is doing, you’re limiting yourself to being “average.”

An Average Investor

As an investor, if you’re satisfied with “average” returns, here’s what you should do:

If you do that, over time, you’re likely to earn about 6% per year. That’s the long-term market average.

If you’re lucky, that’ll provide you with enough to retire in 40 or 50 years.

But if you want to retire earlier than that — or if you want to earn real wealth — you need to go against the grain:

You need to look for opportunities in places where other people aren’t.

You need to be unconventional… contrarian.

For example, when everyone is bullish, you should be looking for bearish opportunities...

When everyone's jumping into stocks, maybe it’s time to look at Real Estate...

And when everyone’s hot on Real Estate, it’s probably time to get out.

Like Warren Buffett says, “You have to be fearful when everyone else is greedy, and greedy when everyone else is fearful.”

That’s Why We Ignored Our Friends

And this is precisely why Matt and I felt so confident moving forward with Crowdability.

If everyone had thought Crowdability sounded like a great idea, we would have been worried. After all, that would have indicated that other people were probably thinking of starting similar businesses.

And if that were the case, we would have been in for some fierce competition right away.

Well, it’s a few years later now — and things sure do look different:

Congress passed a series of laws encouraging investors like you to invest in startups…

And it seems like the whole world is finally catching onto the profit potential of early-stage investing.

But our willingness to go against the grain gave us a great head-start:

Very quickly, more than 100,000 subscribers like you joined Crowdability to learn about the private markets…

So not only was Crowdability the first research company focused on helping individual investors profit from this emerging market…

But now it’s also one of the world’s largest.

Why You Should Go Against the Grain

So when you think about how to build your wealth, keep what you read today in mind:

Don’t be afraid to go against the grain...

Don’t be afraid to ignore what the “experts” are saying...

Trust your ability to find opportunities where others aren’t looking.

This will become increasingly important in the coming months and years, as the market starts to pull back.

That’s when all the “experts” will tell you to stash your money in cash and bonds.

But if you do that, I can almost guarantee that you’ll never have enough to live comfortably on.

Instead, do what we do: look for opportunities in places nobody is talking about yet…

Look for unconventional ways to build your wealth and generate multiple income streams.

Not only will that help you weather the coming storm, but it’ll help you outperform everyone else.

Happy investing.

]]>The Real Secret to Successful Investinghttp://www.crowdability.com/article/the-real-secret-to-successful-investing-2
http://www.crowdability.com/article/the-real-secret-to-successful-investing-2#disqus_threadhttp://www.crowdability.com/article/the-real-secret-to-successful-investing-2Thu, 22 Aug 2019 11:00:09 -0400Whether you’re talking about investing in the stock market...Investing in startups...Or even founding your own startup…One simple rule can help you identify…Whether you’re talking about investing in the stock market...

Investing in startups...

Or even founding your own startup…

One simple rule can help you identify the opportunities with the most profit potential...

In the Beginning...

Several years ago, right when Matt and I decided to launch Crowdability, we spent some time visiting our most respected business contacts…

Basically, we wanted to tell them about our new project (i.e., Crowdability) and get their feedback.

We had run successful startups before — in fact, our two most recent ventures had been acquired in multi-million-dollar transactions.

So, we assumed that everyone would be thrilled about our new venture.

But that’s not what happened. Not even close.

The truth is, most people we spoke to thought we were crazy:

They told us that Congress and the SEC would never allow folks like you to invest in startups…

And they said ordinary folks wouldn’t be interested in “alternative” investments anyway.

This feedback would have dashed the hopes of most entrepreneurs.

But we decided to start Crowdability anyway — and here’s why...

Going Against the Grain

If you study the most successful people in any field (including the most successful investors), you’ll find they share a common attribute:

They’re comfortable “going against the grain.”

Basically, they’re able to ignore everyone else and take a path that’s unconventional, or even contrarian.

And they’re able to do so with great confidence.

That’s because they understand a simple concept I hope you start to understand today:

If you continue to do what everyone else is doing, it’s nearly impossible to be successful…

Because, by definition, if you do what everyone else is doing, you’re limiting yourself to being “average.”

An Average Investor

As an investor, if you’re satisfied with “average” returns, here’s what you should do:

If you do that, over time, you’re likely to earn about 6% per year. That’s the long-term market average.

If you’re lucky, that’ll provide you with enough to retire in 40 or 50 years.

But if you want to retire earlier than that — or if you want to earn real wealth — you need to go against the grain:

You need to look for opportunities in places where other people aren’t.

You need to be unconventional… contrarian.

For example, when everyone is bullish, you should be looking for bearish opportunities...

When everyone's jumping into stocks, maybe it’s time to look at Real Estate...

And when everyone’s hot on Real Estate, it’s probably time to get out.

Like Warren Buffett says, “You have to be fearful when everyone else is greedy, and greedy when everyone else is fearful.”

That’s Why We Ignored Our Friends

And this is precisely why Matt and I felt so confident moving forward with Crowdability.

If everyone had thought Crowdability sounded like a great idea, we would have been worried. After all, that would have indicated that other people were probably thinking of starting similar businesses.

And if that were the case, we would have been in for some fierce competition right away.

Well, it’s a few years later now — and things sure do look different:

Congress passed a series of laws encouraging investors like you to invest in startups…

And it seems like the whole world is finally catching onto the profit potential of early-stage investing.

But our willingness to go against the grain gave us a great head-start:

Very quickly, more than 100,000 subscribers like you joined Crowdability to learn about the private markets…

So not only was Crowdability the first research company focused on helping individual investors profit from this emerging market…

But now it’s also one of the world’s largest.

Why You Should Go Against the Grain

So when you think about how to build your wealth, keep what you read today in mind:

Don’t be afraid to go against the grain...

Don’t be afraid to ignore what the “experts” are saying...

Trust your ability to find opportunities where others aren’t looking.

This will become increasingly important in the coming months and years, as the market starts to pull back.

That’s when all the “experts” will tell you to stash your money in cash and bonds.

But if you do that, I can almost guarantee that you’ll never have enough to live comfortably on.

Instead, do what we do: look for opportunities in places nobody is talking about yet…

Look for unconventional ways to build your wealth and generate multiple income streams.

Not only will that help you weather the coming storm, but it’ll help you outperform everyone else.

Happy investing.

]]>CBS News — Social Security Going Bankrupthttp://www.crowdability.com/article/cbs-news-social-security-going-bankrupt-2
http://www.crowdability.com/article/cbs-news-social-security-going-bankrupt-2#disqus_threadhttp://www.crowdability.com/article/cbs-news-social-security-going-bankrupt-2Wed, 21 Aug 2019 11:00:47 -0400CBS News is creating panic:As it recently reported, the U.S. Social Security system is going bankrupt.Meanwhile, as we’ve been explaining this month, the…CBS News is creating panic:

As it recently reported, the U.S. Social Security system is going bankrupt.

Meanwhile, as we’ve been explaining this month, the markets are in turmoil:

Stocks are dangerously volatile, bond yields are at historic lows — and if the government makes one wrong move, it could cause a crash.

So, if you’ve been counting on Social Security to get you out of this jam, it’s time to rethink your strategy.

Today, I’ll get you up to speed on this mess...

And then I’ll show you a way out of it.

Here’s the Problem…

When I first entered the workforce, I assumed I understood how Social Security worked:

I figured the government took my contributions and invested them for me. Then, once I retired, I’d get all that money back with interest.

But that’s not how it works. Instead, it collects money today from everyone who’s working, and then hands it over to current retirees.

As long as there are more workers than retirees, there’s plenty of money.

But when there are more retirees than workers, things quickly fall apart. And that’s exactly what’s happening right now:

With 76 million “Baby Boomers” starting to retire, too many people are taking money out of the system, and not enough people are contributing.

That’s why, according to the Pew Research Center, in 2010, the Social Security system started losing about $78 billion every year.

That was bad enough already.

But now things are getting really scary…

The U.S. Government Can’t Help You

According to a recent news report from CBS News, the trustees of Social Security forecast the program's reserves “will be depleted by 2034…”

2034 is just years from now. It’s right around the corner.

As CBS puts it, this will “crimp household budgets for seniors and even push some into poverty.”

And the situation for Medicare is just as dire: “Medicare's giant trust fund for inpatient care won't be able to cover projected medical bills starting in 2026…”

So if you were banking on the government to support you during your retirement, unfortunately, it’s time to face facts…

And it’s time to make a new plan.

First of All: Don’t Panic

Many folks are panicking.

And the media isn’t helping:

For example, CBS News quoted a Bankrate analyst saying, "Workers should panic because they aren't saving nearly enough for retirement."

But there’s no reason to panic.

You just need a plan…

Safe, Market-Beating Income

If you’re a member of our Income Unlimited service, in the next few days, you’ll be receiving your August issue.

This issue is about a secure investment that pays nearly 10% per year.

]]>Your Next "Selfie" Could Save You from a Heart Attackhttp://www.crowdability.com/article/your-next-selfie-could-save-you-from-a-heart-attack
http://www.crowdability.com/article/your-next-selfie-could-save-you-from-a-heart-attack#disqus_threadhttp://www.crowdability.com/article/your-next-selfie-could-save-you-from-a-heart-attackFri, 16 Aug 2019 11:00:28 -0400IBM Is Hacking into Your Facebook AccountA hacker nick-named “Snow” is using your Facebook and Instagram posts to break into your office. Surprisingly,…IBM Is Hacking into Your Facebook Account

A hacker nick-named “Snow” is using your Facebook and Instagram posts to break into your office. Surprisingly, Snow works for IBM. Read more here »

Use Your Shirt To Change the Channel

If you’re too lazy to turn off the light or change the channel, you could use voice technology — or you could just use your shirt. Learn more here »

This Popular Restaurant Has No Tables or Chairs

Good luck getting a table at one of San Francisco’s most popular restaurants. You see, this restaurant doesn’t have any tables. It doesn’t have any chairs, either. Learn more here »

Surprising Clue in the Hunt for Amelia Earhart’s Plane

Finding Amelia Earhart’s plane once seemed like an impossible task. Then came a surprising clue. Learn more here »

Your Next “Selfie” Could Save You from a Heart Attack

Many of us use our smartphones to take “selfies.” But as it turns out, these pictures can be used to detect serious health issues — and save your life. Read more »

]]>All Signs Point to Market Meltdownhttp://www.crowdability.com/article/all-signs-point-to-market-meltdown
http://www.crowdability.com/article/all-signs-point-to-market-meltdown#disqus_threadhttp://www.crowdability.com/article/all-signs-point-to-market-meltdownThu, 15 Aug 2019 11:00:14 -0400I hate to say “I told you so,” especially in a situation like this…But as I explained last week, one of our key market indicators recently flashed red.Then,…I hate to say “I told you so,” especially in a situation like this…

But as I explained last week, one of our key market indicators recently flashed red.

Then, yesterday, the Dow crashed 800 points. It was its worst day of the year.

And the scary part is, this could just be the tip of the iceberg.

So today, I’ll show you three different indicators we’re tracking…

Then I’ll explain why they’re all pointing to a potential market meltdown!

Indicator #1 — This Signal Is Flashing Red

As I showed you last week, one of the most accurate ways to gauge the market’s health is to use an indicator called Earnings Yield.

Basically, this metric reveals how much the market is “yielding” in terms of profits.

When the yield is high, the stock market is attractive for investors.

But when the yield is low, stocks are unattractive — and more likely to crash.

And when the earnings yield drops below a certain level, it can indicate that we’re about to experience a major market correction.

Unfortunately, it recently hit that level…

Which is why it’s no surprise that the market tumbled.

Indicator #2 — More Pre-Crash Indicators

But the earnings yield isn’t the only indicator we’re looking at right now…

Recently, a number of other signals have also started pointing to a meltdown.

For instance, over the past decade, the number of personal bankruptcy filings has steadily declined. But recently, there’s been a major a shift in this trend…

This year, we’re on track to hit 796,000 bankruptcy filings — that’s tens of thousands more than last year.

And as it turns out, there’s a good reason for this increase…

Indicator #3 — Consumer Debt is Out of Control

Americans are currently sitting on $14 trillion in household debt.

That’s $1 trillion more than during The Great Recession a decade ago.

For many families, paying down that debt on top of their ordinary household bills is simply too much to handle.

But individual American citizens aren’t the only ones in trouble here…

U.S. businesses are facing a mountain of debt, too — and to get things under control, they’re being forced to make some tough decisions.

For example, according to a new report, roughly 43,000 jobs have been lost in 2019 due to corporate bankruptcies — that’s 20% higher than last year!

History Repeating Itself?

We’re in a bad place right now:

Earnings yields are indicating rough times ahead for the stock market…

]]>All Signs Point to Market Meltdownhttp://www.crowdability.com/article/all-signs-point-to-market-meltdown
http://www.crowdability.com/article/all-signs-point-to-market-meltdown#disqus_threadhttp://www.crowdability.com/article/all-signs-point-to-market-meltdownThu, 15 Aug 2019 11:00:14 -0400I hate to say “I told you so,” especially in a situation like this…But as I explained last week, one of our key market indicators recently flashed red.Then,…I hate to say “I told you so,” especially in a situation like this…

But as I explained last week, one of our key market indicators recently flashed red.

Then, yesterday, the Dow crashed 800 points. It was its worst day of the year.

And the scary part is, this could just be the tip of the iceberg.

So today, I’ll show you three different indicators we’re tracking…

Then I’ll explain why they’re all pointing to a potential market meltdown!

Indicator #1 — This Signal Is Flashing Red

As I showed you last week, one of the most accurate ways to gauge the market’s health is to use an indicator called Earnings Yield.

Basically, this metric reveals how much the market is “yielding” in terms of profits.

When the yield is high, the stock market is attractive for investors.

But when the yield is low, stocks are unattractive — and more likely to crash.

And when the earnings yield drops below a certain level, it can indicate that we’re about to experience a major market correction.

Unfortunately, it recently hit that level…

Which is why it’s no surprise that the market tumbled.

Indicator #2 — More Pre-Crash Indicators

But the earnings yield isn’t the only indicator we’re looking at right now…

Recently, a number of other signals have also started pointing to a meltdown.

For instance, over the past decade, the number of personal bankruptcy filings has steadily declined. But recently, there’s been a major a shift in this trend…

This year, we’re on track to hit 796,000 bankruptcy filings — that’s tens of thousands more than last year.

And as it turns out, there’s a good reason for this increase…

Indicator #3 — Consumer Debt is Out of Control

Americans are currently sitting on $14 trillion in household debt.

That’s $1 trillion more than during The Great Recession a decade ago.

For many families, paying down that debt on top of their ordinary household bills is simply too much to handle.

But individual American citizens aren’t the only ones in trouble here…

U.S. businesses are facing a mountain of debt, too — and to get things under control, they’re being forced to make some tough decisions.

For example, according to a new report, roughly 43,000 jobs have been lost in 2019 due to corporate bankruptcies — that’s 20% higher than last year!

History Repeating Itself?

We’re in a bad place right now:

Earnings yields are indicating rough times ahead for the stock market…

]]>Your Retirement Is at Risk: Do This Nowhttp://www.crowdability.com/article/your-retirement-is-at-risk-do-this-now
http://www.crowdability.com/article/your-retirement-is-at-risk-do-this-now#disqus_threadhttp://www.crowdability.com/article/your-retirement-is-at-risk-do-this-nowWed, 14 Aug 2019 11:00:03 -0400Yields are at all-time lows…The stock market is alarmingly volatile…And if the government makes one wrong move, we could see a crash at any moment.It might…Yields are at all-time lows…

The stock market is alarmingly volatile…

And if the government makes one wrong move, we could see a crash at any moment.

It might feel like you’re a passenger in a car with a drunk driver behind the wheel. But here’s the thing…

You have more control over your financial future than you’d think.

In fact, Wayne and I will be sharing several investment strategies that could help you:

Protect what you currently have.

Grow your nest egg.

And help you collect thousands of dollars in consistent monthly income.

To learn more, read on.

Double-Digit Yields — Tax-Free

If you’re seeking growth or income from traditional investments like stocks and bonds, you have few options today.

To show you what I mean, let’s start by looking at income investments.

During periods when interest rates are high, income investors can do quite well…

For example, in the late 1980s, investors could earn substantial income from even the most conservative investments — back then, municipal bonds were yielding 13.3%, tax-free!

]]>A Mobile App for Killing Peoplehttp://www.crowdability.com/article/a-mobile-app-for-killing-people
http://www.crowdability.com/article/a-mobile-app-for-killing-people#disqus_threadhttp://www.crowdability.com/article/a-mobile-app-for-killing-peopleFri, 09 Aug 2019 11:00:11 -0400This Computer Is Older than the Lava LampThis computer is older than the Rubik’s cube, the lava lamp, and even the moon landing. Amazingly, it still works.…This Computer Is Older than the Lava Lamp

This computer is older than the Rubik’s cube, the lava lamp, and even the moon landing. Amazingly, it still works. Check it out here »

Get a Tattoo — Your Health May Depend on It

Apple watches and Fitbits do a fine job of monitoring your health. But a new technology takes the concept of “wearables” to a whole new level. Get the scoop here »

Are Apple’s Days Numbered?

Forget about spending $1,000 on the latest iPhone. The hottest new phone today sells for just $25. Sure, there’s nothing “smart” about it — but maybe that’s the point »

Two years ago, researchers Billy Rios and Jonathan Butts discovered a dangerous vulnerability in Medtronic insulin pumps. But Medtronic didn’t take their findings seriously. So, to get the company’s attention, they created an app that could kill people. Their strategy worked »

]]>WARNING: This Signal is Flashing Red!http://www.crowdability.com/article/warning-this-signal-is-flashing-red
http://www.crowdability.com/article/warning-this-signal-is-flashing-red#disqus_threadhttp://www.crowdability.com/article/warning-this-signal-is-flashing-redThu, 08 Aug 2019 11:02:23 -0400As Matt wrote yesterday, the Fed just cut interest rates for the first time in 10 years.The federal funds rate is an important number. It impacts everything…As Matt wrote yesterday, the Fed just cut interest rates for the first time in 10 years.

The federal funds rate is an important number. It impacts everything from your mortgage payments, to the yields you generate from your income investments.

But today, we’re going to introduce you to a rate that’s even more important.

As you’ll see, it just hit a critical threshold…

And if you don’t act on it very soon, it could mean disaster for your portfolio!

Are We Headed for a Crash?

If we could determine whether the market is undervalued or overvalued, we could determine whether we’re headed for a bull market — or a nasty crash.

Well, I’m about to show you a simple “rate” that can reveal everything you need to know.

The rate I’m referring to is called the Earnings Yield. It’s very easy to calculate:

You simply divide a company’s annual earnings per share (EPS) by its stock price.

For example, if a company’s EPS are $2, and its stock trades for $20, its earnings yield is 10%.

This helps us understand what an individual stock is “yielding” in terms of profits.

Earnings Yield for the Entire Market

But here’s where things get interesting:

We can also use the concept of Earnings Yields to value the entire stock market.

For example, in the chart below, you can see the earnings yield for the S&P 500 going back nearly 100 years:

And if you review the data carefully, you’ll discover something extremely important about the relationship between earnings yields and the direction of the stock market:

When the earnings yield rises quickly, it can indicate that we’re heading into a major upswing…

But when it drops — especially below a certain level, which I’ll reveal in a moment — it can indicate that we’re about to experience a major correction!

History Repeating Itself?

Based on calculations for 2019, the S&P 500 earnings yield currently sits at 4.6%.

The last time this rate was so low was in Q3 2018. At that time, the earnings yield hit 4.47% — and 60 days later, the market tumbled by 20%.

Rates also got this low in Q3 2015 — and the market fell by 10% in a single month.

They also got this low in December 2007 — just before The Great Recession hit. In just a few months, the market lost more than 60% of its value!

Now that we’re once again sitting at these critical levels, it’s time to ask some tough, scary questions:

Is history about to repeat itself?

And if so, what can we do to protect ourselves?

Protect Yourself from This Correction

To answer these questions for you, here’s what we plan to do:

Next week, we’re going to share our “battle plan” for surviving — and thriving! — during what we expect to be a painful market downturn.

As you read this, we’re busy at our offices putting together a detailed plan for you and our other readers.

Everyone else might get caught flat-footed when the market crashes…

You, on the other hand, will be prepared for what’s coming — and be in position to profit from it.

But only if you read next week’s newsletter articles!

So stay tuned!

]]>Three Simple Ways To Profit from the Fed Rate Cutshttp://www.crowdability.com/article/three-simple-ways-to-profit-from-the-fed-rate-cuts
http://www.crowdability.com/article/three-simple-ways-to-profit-from-the-fed-rate-cuts#disqus_threadhttp://www.crowdability.com/article/three-simple-ways-to-profit-from-the-fed-rate-cutsWed, 07 Aug 2019 11:00:21 -0400Last Wednesday, I explained why the stock market would inevitably crash…And I showed you a simple strategy that could help you protect your money.Well, since…Last Wednesday, I explained why the stock market would inevitably crash…

And I showed you a simple strategy that could help you protect your money.

Well, since I wrote those words, unfortunately, things have unfolded as expected:

The Fed lowered rates… and the market has dropped by about 5%.

But now the markets are getting even messier. So Wayne and I just made a decision. We’re going to spend the next couple of weeks helping you make financial sense of all this:

So today, I’ll explain how to profit and save from the Fed’s rate cuts…

And then, during the month of August, we’ll share powerful new strategies that can help you grow your hard-earned money substantially during these volatile times.

How This Cut Affects You

Last Wednesday, the Fed cut a key interest rate by a quarter point.

Hopefully, this will help protect jobs and keep the economic expansion chugging along.

But at a more personal level, the quarter-point cut will affect the interest rates you experience every day.

In particular, it will impact you if you’re borrowing money, or if you’re trying to earn interest in a savings or investment account.

Let’s take a closer look.

Your Savings Account — Use this Option To Triple Your Earnings

According to Bankrate.com, the average one-year CD at the end of 2015 yielded about .25%.

Since then, the Fed has raised rates nine times, by a quarter-point each time. But these increases have barely impacted yields on savings accounts.

As you can see in the below chart (source: Bankrate.com, the Federal Reserve, and The New York Times), the average yield on a one-year C.D. briefly topped 1% in 2019.

But as soon as the Fed started hinting at a rate cut, yields started falling.

A 1% yield? If you’re trying to earn some money on your cash or savings, this is horrible news. That doesn’t even beat inflation.

And as The New York Times reported last week, “The trend could continue.”

Here’s a better option for you:

An FDIC-member online bank called Green Dot is currently offering a 3% yield on one-year savings accounts. According to Bankrate.com, that’s the highest yield in the U.S. right now.

Keep Your Profits “Rolling Along”

You may have read in the mainstream press that the Fed’s rate cut last week wouldn’t impact the rate on your car loan.

That’s true — but it can still translate into savings for you.

You see, a lower rate reduces the financing costs of car manufacturers and dealers.

And as Tendayi Kapfidze, the chief economist at LendingTree, reports, that means you might be able to “negotiate a cheaper price on a new car.”

It’s Time for a Refi

If you’re like most Americans, your home is the single biggest purchase you’ll ever make.

And that means it’s the biggest loan you’ll ever get.

Over the last few decades, mortgage rates have dropped like a rock:

In 1982, 30-year rates were almost 18%. By 2000, rates were at about 8%. And by 2010, they’d fallen to about 5%.

But today, rates are at 3.75%.

This is perhaps the biggest opportunity for you to save money.

If you have a mortgage and can re-finance it, now is the time!

Powerful New Strategies To Grow Your Money

The market is experiencing enormous volatility right now.

But that doesn’t mean that you have to experience volatility.

Today, I showed you three ways to save and profit based on last week’s rate cuts…

And stay tuned — because remember:

For the rest of the month, Wayne and I will be sharing powerful new strategies that can help you grow your hard-earned money substantially.

Happy Investing.

]]>Three Simple Ways To Profit from the Fed Rate Cutshttp://www.crowdability.com/article/three-simple-ways-to-profit-from-the-fed-rate-cuts
http://www.crowdability.com/article/three-simple-ways-to-profit-from-the-fed-rate-cuts#disqus_threadhttp://www.crowdability.com/article/three-simple-ways-to-profit-from-the-fed-rate-cutsWed, 07 Aug 2019 11:00:21 -0400Last Wednesday, I explained why the stock market would inevitably crash…And I showed you a simple strategy that could help you protect your money.Well, since…Last Wednesday, I explained why the stock market would inevitably crash…

And I showed you a simple strategy that could help you protect your money.

Well, since I wrote those words, unfortunately, things have unfolded as expected:

The Fed lowered rates… and the market has dropped by about 5%.

But now the markets are getting even messier. So Wayne and I just made a decision. We’re going to spend the next couple of weeks helping you make financial sense of all this:

So today, I’ll explain how to profit and save from the Fed’s rate cuts…

And then, during the month of August, we’ll share powerful new strategies that can help you grow your hard-earned money substantially during these volatile times.

How This Cut Affects You

Last Wednesday, the Fed cut a key interest rate by a quarter point.

Hopefully, this will help protect jobs and keep the economic expansion chugging along.

But at a more personal level, the quarter-point cut will affect the interest rates you experience every day.

In particular, it will impact you if you’re borrowing money, or if you’re trying to earn interest in a savings or investment account.

Let’s take a closer look.

Your Savings Account — Use this Option To Triple Your Earnings

According to Bankrate.com, the average one-year CD at the end of 2015 yielded about .25%.

Since then, the Fed has raised rates nine times, by a quarter-point each time. But these increases have barely impacted yields on savings accounts.

As you can see in the below chart (source: Bankrate.com, the Federal Reserve, and The New York Times), the average yield on a one-year C.D. briefly topped 1% in 2019.

But as soon as the Fed started hinting at a rate cut, yields started falling.

A 1% yield? If you’re trying to earn some money on your cash or savings, this is horrible news. That doesn’t even beat inflation.

And as The New York Times reported last week, “The trend could continue.”

Here’s a better option for you:

An FDIC-member online bank called Green Dot is currently offering a 3% yield on one-year savings accounts. According to Bankrate.com, that’s the highest yield in the U.S. right now.

Keep Your Profits “Rolling Along”

You may have read in the mainstream press that the Fed’s rate cut last week wouldn’t impact the rate on your car loan.

That’s true — but it can still translate into savings for you.

You see, a lower rate reduces the financing costs of car manufacturers and dealers.

And as Tendayi Kapfidze, the chief economist at LendingTree, reports, that means you might be able to “negotiate a cheaper price on a new car.”

It’s Time for a Refi

If you’re like most Americans, your home is the single biggest purchase you’ll ever make.

And that means it’s the biggest loan you’ll ever get.

Over the last few decades, mortgage rates have dropped like a rock:

In 1982, 30-year rates were almost 18%. By 2000, rates were at about 8%. And by 2010, they’d fallen to about 5%.

But today, rates are at 3.75%.

This is perhaps the biggest opportunity for you to save money.

If you have a mortgage and can re-finance it, now is the time!

Powerful New Strategies To Grow Your Money

The market is experiencing enormous volatility right now.

But that doesn’t mean that you have to experience volatility.

Today, I showed you three ways to save and profit based on last week’s rate cuts…

And stay tuned — because remember:

For the rest of the month, Wayne and I will be sharing powerful new strategies that can help you grow your hard-earned money substantially.

Happy Investing.

]]>New "Pace Maker" for Drug Addictionhttp://www.crowdability.com/article/new-pace-maker-for-drug-addiction
http://www.crowdability.com/article/new-pace-maker-for-drug-addiction#disqus_threadhttp://www.crowdability.com/article/new-pace-maker-for-drug-addictionFri, 02 Aug 2019 11:00:43 -0400This Air Conditioner Fits in Your PocketThe summer heat has been brutal. But a new type of wearable device is here to help. Check out the “coolest” smart…This Air Conditioner Fits in Your Pocket

The summer heat has been brutal. But a new type of wearable device is here to help. Check out the “coolest” smart gadget on the market today »

The French Government Desperately Needs Your Help

If you’re a fan of “Star Wars,” or even if you’re just interested in science fiction, the French government desperately needs your help. In fact, the fate of the world could depend on you. Learn why right here »

This Bike Is Impossible To Steal — Or Is It?

A new $3,000 two-wheeler is being hailed as the “Tesla of bikes.” They say it’s impossible to steal. But what happened when that claim was put to the test? Find out here »

Addiction to opioids has been declared a national emergency. In America alone, these drugs take the lives of 47,600 people a year. But a new device could prevent all of these deaths. Click here to learn more »

]]>Startup Investing: 3 Lessons from Peter Lynchhttp://www.crowdability.com/article/startup-investing-3-lessons-from-peter-lynch
http://www.crowdability.com/article/startup-investing-3-lessons-from-peter-lynch#disqus_threadhttp://www.crowdability.com/article/startup-investing-3-lessons-from-peter-lynchThu, 01 Aug 2019 11:00:18 -0400The paperback book came flying at me like a drunk bird.It hit my chest and dropped to my lap.“Read it,” said the short-tempered money manager (and book-thrower)…The paperback book came flying at me like a drunk bird.

And a few days later, with an inspired mind and a bruised chest, I marched back into his office and clinched the job.

Fast-forward Ten Years

Yesterday evening, when my Kindle was busy charging, I came across that old paperback on my bookshelf.

I don’t work on Wall Street anymore — now I’m an entrepreneur and investor in the private markets — but as I sat down and browsed through the book, I realized that its lessons are just as valuable today as they were back when I first read it.

The book I’m talking about is Peter Lynch’s Beat the Street.

29% a Year for 13 Years

Peter Lynch is the legendary money manager who ran Fidelity’s Magellan Fund from 1977 until he retired in 1990.

When he started managing the fund, it had $18 million in assets.

When he retired, it had over $14 billion.

His 29% annual returns make him one of the most successful money managers of all time.

Peter’s Principles and Startup Investing

In addition to stacking up a very impressive investment track record, Peter penned brilliant books on the topic of investing.

When Peter was writing, individual investors like you still couldn’t invest in startups, but his solid wisdom can be easily applied to any market.

For example, I chuckled when I read this line from Beat the Street: “Long shots almost always miss the mark.”

Investing in early-stage businesses seeking to change the world is essentially taking a series of long shots — which is why we’re always screaming at the top of our lungs about the importance of a rigorous investment process, and about diversification.

Here are a few of Peter’s Principles that are applicable to startup investing.

When you’re considering making an early-stage investment, use them!

Principle #1: “Never invest in any idea you cannot illustrate with a crayon”

If you’re thinking about investing in an early stage technology start-up — a company that, by its very nature, is trying to change the world — Peter’s advice on this topic might sound counterintuitive.

After all, aren’t these companies trying to tackle mind-numbingly complex technical challenges? Sure, some of them are…

But you should still be able to answer basic questions about them! For example:

What problem are they trying to solve?

Who is their target market?

Does their product actually meet the needs of their target market?

How do they make money?

Pretty basic, right? Regardless of how complex a business might be technically, the answers to these questions should be obvious.

Take Google as an example…

Google built a sophisticated search engine. I can’t even begin to understand how its algorithms work. But the basic problem it was trying to solve as a young company — allowing people to find the exact content they were looking for — helped it attract an extremely large audience.

Eventually it started placing relevant advertisements next to that content — and today, Google has about $140 billion in annual revenues.

If someone gave you a purple crayon and a napkin, you could draw Google’s business model in 60 seconds. That’s the sort of business you should invest in, whether it’s a public company, or an early-stage startup.

Principle #2: "The extravagance of any corporate office is directly proportional to management's reluctance toward shareholders"

I remember the first time I saw Google’s “campus” in California. I forgot it was an office — it looked more like a high-end spa. There was free gourmet food in the cafeteria, free daycare and dry-cleaning, free back massages, etc.

But it took it YEARS, and billions in profit, to get to that point. The founders started out in a garage and a dorm room, eating Ramen noodles and building their product — and that’s a good thing.

Founders of a start-up shouldn’t be focusing on luxuries; they should be focusing on growing their company and making sure they have enough cash in the bank to live another day. If they’re spending their money on fancy office space in an expensive building, take your hand off your checkbook!

So look for any clues that the founders are overspending on the wrong things — office space, big salaries, expensive company outings, etc. Those are red flags!

Principle #3: “If you like the store, you’ll love the stock”

Peter Lynch was adamant that individual investors could outperform “professional” money managers. All they had to do, he said, was to buy the stock of companies they knew, liked, and were customers of.

His logic was that customers perceived important insights into brands and products that simply couldn’t be detected by an analyst sitting in a big office reading financial statements.

The same theory applies to early-stage investing. As one professional venture capitalist told me, “If I can’t imagine myself using the product, I won’t invest.” His one exception? If his kids are in love with the product.

Lynch was the same way. As legend has it, he would send his teenage daughter to the mall with some spending money. After seeing which stores she bought from, he’d start his due diligence on those companies and analyze their stocks.

So as you start looking into early-stage investing opportunities, stop and ask yourself, “Would I use this product? Would my kids or my neighbors use it?”

And a few days later, with an inspired mind and a bruised chest, I marched back into his office and clinched the job.

Fast-forward Ten Years

Yesterday evening, when my Kindle was busy charging, I came across that old paperback on my bookshelf.

I don’t work on Wall Street anymore — now I’m an entrepreneur and investor in the private markets — but as I sat down and browsed through the book, I realized that its lessons are just as valuable today as they were back when I first read it.

The book I’m talking about is Peter Lynch’s Beat the Street.

29% a Year for 13 Years

Peter Lynch is the legendary money manager who ran Fidelity’s Magellan Fund from 1977 until he retired in 1990.

When he started managing the fund, it had $18 million in assets.

When he retired, it had over $14 billion.

His 29% annual returns make him one of the most successful money managers of all time.

Peter’s Principles and Startup Investing

In addition to stacking up a very impressive investment track record, Peter penned brilliant books on the topic of investing.

When Peter was writing, individual investors like you still couldn’t invest in startups, but his solid wisdom can be easily applied to any market.

For example, I chuckled when I read this line from Beat the Street: “Long shots almost always miss the mark.”

Investing in early-stage businesses seeking to change the world is essentially taking a series of long shots — which is why we’re always screaming at the top of our lungs about the importance of a rigorous investment process, and about diversification.

Here are a few of Peter’s Principles that are applicable to startup investing.

When you’re considering making an early-stage investment, use them!

Principle #1: “Never invest in any idea you cannot illustrate with a crayon”

If you’re thinking about investing in an early stage technology start-up — a company that, by its very nature, is trying to change the world — Peter’s advice on this topic might sound counterintuitive.

After all, aren’t these companies trying to tackle mind-numbingly complex technical challenges? Sure, some of them are…

But you should still be able to answer basic questions about them! For example:

What problem are they trying to solve?

Who is their target market?

Does their product actually meet the needs of their target market?

How do they make money?

Pretty basic, right? Regardless of how complex a business might be technically, the answers to these questions should be obvious.

Take Google as an example…

Google built a sophisticated search engine. I can’t even begin to understand how its algorithms work. But the basic problem it was trying to solve as a young company — allowing people to find the exact content they were looking for — helped it attract an extremely large audience.

Eventually it started placing relevant advertisements next to that content — and today, Google has about $140 billion in annual revenues.

If someone gave you a purple crayon and a napkin, you could draw Google’s business model in 60 seconds. That’s the sort of business you should invest in, whether it’s a public company, or an early-stage startup.

Principle #2: "The extravagance of any corporate office is directly proportional to management's reluctance toward shareholders"

I remember the first time I saw Google’s “campus” in California. I forgot it was an office — it looked more like a high-end spa. There was free gourmet food in the cafeteria, free daycare and dry-cleaning, free back massages, etc.

But it took it YEARS, and billions in profit, to get to that point. The founders started out in a garage and a dorm room, eating Ramen noodles and building their product — and that’s a good thing.

Founders of a start-up shouldn’t be focusing on luxuries; they should be focusing on growing their company and making sure they have enough cash in the bank to live another day. If they’re spending their money on fancy office space in an expensive building, take your hand off your checkbook!

So look for any clues that the founders are overspending on the wrong things — office space, big salaries, expensive company outings, etc. Those are red flags!

Principle #3: “If you like the store, you’ll love the stock”

Peter Lynch was adamant that individual investors could outperform “professional” money managers. All they had to do, he said, was to buy the stock of companies they knew, liked, and were customers of.

His logic was that customers perceived important insights into brands and products that simply couldn’t be detected by an analyst sitting in a big office reading financial statements.

The same theory applies to early-stage investing. As one professional venture capitalist told me, “If I can’t imagine myself using the product, I won’t invest.” His one exception? If his kids are in love with the product.

Lynch was the same way. As legend has it, he would send his teenage daughter to the mall with some spending money. After seeing which stores she bought from, he’d start his due diligence on those companies and analyze their stocks.

So as you start looking into early-stage investing opportunities, stop and ask yourself, “Would I use this product? Would my kids or my neighbors use it?”

Also be sure to check out our free “Tips from the Pros” whitepaper, where we interview five of New York’s top venture capitalists to discover how they approach startup investing.

You’ll find it on the same page.

Happy investing.

]]>Take this One Step to Prepare for the Coming Correctionhttp://www.crowdability.com/article/take-this-one-step-to-prepare-for-the-coming-correction
http://www.crowdability.com/article/take-this-one-step-to-prepare-for-the-coming-correction#disqus_threadhttp://www.crowdability.com/article/take-this-one-step-to-prepare-for-the-coming-correctionWed, 31 Jul 2019 11:00:09 -0400The threats are everywhere:The trade war with China. A slowing global economy. Geopolitical hazards from North Korea and Iran.Despite these threats, the Dow,…The threats are everywhere:

The trade war with China. A slowing global economy. Geopolitical hazards from North Korea and Iran.

Despite these threats, the Dow, S&P 500, and Nasdaq find themselves in record territory.

But this disconnect won’t last. Essentially, a crash is inevitable. And when it comes, retirement accounts will get destroyed. As The New York Times wrote, “Investors should be worried.”

So today, I’ll explain three things:

Why the markets have kept rising in the face of these threats…

Why they’ll inevitably crash…

And how one simple strategy can help protect your hard-earned money.

“There Is No Alternative”

The Federal Reserve is hosting an important meeting today.

Many expect it to lower interest rates.

Interest rates are very low already. For example, the 30-year Treasury bond yields just 2.5%.

After inflation, that puts its returns at about 0% — a highly unattractive proposition. And if rates go any lower, it will become even less attractive.

With nowhere else to go to make a return, people keep pouring money into the market — and that makes prices keep rising.

But now I’ll share an alternative investing strategy with you. And the best part is:

It Has Nothing To Do with the Stock Market

Eventually, one or more of the threats I mentioned above will come to fruition:

Maybe the trade war with China becomes too much for local manufacturers… maybe tensions with Iran escalate into true conflict.

The market is already on thin ice. An event like that could cause it to crack — and could cause the market to crash. That’s why, if you care about protecting your money (and your retirement), you need to do two things:

Put some of your money into assets that aren’t “correlated” to the stock market — in other words, invest in assets that “zig” when the stock market “zags.”

Put some of your money into assets that can generate far higher returns than stocks.

As long-time Crowdability readers know, there’s only one place where you can reliably earn gains that are both large and uncorrelated to the stock market:

The private markets.

Your #1 “Alternative Investment”

For example, research has shown that a diversified portfolio of private startups can return up to 55% per year.

Which means, even if you allocated just a tiny portion of your nest egg to this asset class, you could dramatically increase your overall returns.

In fact, according to a CNBC report, adding startups to your portfolio gives you “an easy way to nearly double the equity return that your 401(k) is generating.”

And again, the private markets aren’t “correlated” to the stock market — so when the inevitable crash comes, your money and your retirement will be protected.

As global investment manager BlackRock reports, “Investing in private companies offers the potential for enhanced diversification and returns, since the factors driving these markets differ from those that drive public equity markets.”

Don’t Delay Any Longer

Allocating a small piece of your portfolio to startups can help you decrease your risk, and at the same time, it can help you dramatically increase your returns.

If you haven’t dipped your toe into this market yet, don’t delay any longer. Now’s the time to start educating yourself on private market investing — and we’re here to help:

You can start by reviewing all the educational materials we have in the free Resources section of our site »

]]>Take this One Step to Prepare for the Coming Correctionhttp://www.crowdability.com/article/take-this-one-step-to-prepare-for-the-coming-correction
http://www.crowdability.com/article/take-this-one-step-to-prepare-for-the-coming-correction#disqus_threadhttp://www.crowdability.com/article/take-this-one-step-to-prepare-for-the-coming-correctionWed, 31 Jul 2019 11:00:09 -0400The threats are everywhere:The trade war with China. A slowing global economy. Geopolitical hazards from North Korea and Iran.Despite these threats, the Dow,…The threats are everywhere:

The trade war with China. A slowing global economy. Geopolitical hazards from North Korea and Iran.

Despite these threats, the Dow, S&P 500, and Nasdaq find themselves in record territory.

But this disconnect won’t last. Essentially, a crash is inevitable. And when it comes, retirement accounts will get destroyed. As The New York Times wrote, “Investors should be worried.”

So today, I’ll explain three things:

Why the markets have kept rising in the face of these threats…

Why they’ll inevitably crash…

And how one simple strategy can help protect your hard-earned money.

“There Is No Alternative”

The Federal Reserve is hosting an important meeting today.

Many expect it to lower interest rates.

Interest rates are very low already. For example, the 30-year Treasury bond yields just 2.5%.

After inflation, that puts its returns at about 0% — a highly unattractive proposition. And if rates go any lower, it will become even less attractive.

With nowhere else to go to make a return, people keep pouring money into the market — and that makes prices keep rising.

But now I’ll share an alternative investing strategy with you. And the best part is:

It Has Nothing To Do with the Stock Market

Eventually, one or more of the threats I mentioned above will come to fruition:

Maybe the trade war with China becomes too much for local manufacturers… maybe tensions with Iran escalate into true conflict.

The market is already on thin ice. An event like that could cause it to crack — and could cause the market to crash. That’s why, if you care about protecting your money (and your retirement), you need to do two things:

Put some of your money into assets that aren’t “correlated” to the stock market — in other words, invest in assets that “zig” when the stock market “zags.”

Put some of your money into assets that can generate far higher returns than stocks.

As long-time Crowdability readers know, there’s only one place where you can reliably earn gains that are both large and uncorrelated to the stock market:

The private markets.

Your #1 “Alternative Investment”

For example, research has shown that a diversified portfolio of private startups can return up to 55% per year.

Which means, even if you allocated just a tiny portion of your nest egg to this asset class, you could dramatically increase your overall returns.

In fact, according to a CNBC report, adding startups to your portfolio gives you “an easy way to nearly double the equity return that your 401(k) is generating.”

And again, the private markets aren’t “correlated” to the stock market — so when the inevitable crash comes, your money and your retirement will be protected.

As global investment manager BlackRock reports, “Investing in private companies offers the potential for enhanced diversification and returns, since the factors driving these markets differ from those that drive public equity markets.”

Don’t Delay Any Longer

Allocating a small piece of your portfolio to startups can help you decrease your risk, and at the same time, it can help you dramatically increase your returns.

If you haven’t dipped your toe into this market yet, don’t delay any longer. Now’s the time to start educating yourself on private market investing — and we’re here to help:

You can start by reviewing all the educational materials we have in the free Resources section of our site »

]]>Google Will Give You $5 for Your Facehttp://www.crowdability.com/article/google-will-give-you-5-for-your-face
http://www.crowdability.com/article/google-will-give-you-5-for-your-face#disqus_threadhttp://www.crowdability.com/article/google-will-give-you-5-for-your-faceFri, 26 Jul 2019 11:00:38 -0400These People Spent $11 Million — on Fresh AirSure, living in Manhattan is expensive. But even if you’re wealthy, isn’t it crazy to drop millions of dollars…These People Spent $11 Million — on Fresh Air

Sure, living in Manhattan is expensive. But even if you’re wealthy, isn’t it crazy to drop millions of dollars on fresh air? Find out what’s going on here »

Scientists Discover New Energy Source

The next time your phone is running low on batteries, don’t despair: just start walking, and before you know it, your phone will be fully charged. Find out how »

Green Goblin, the Spiderman villain, transported himself by using a flying hoverboard. Yesterday, a French inventor used a similar device to try and cross the English Channel. This video is worth watching »

Google Will Give You $5 for Your Face

In exchange for a 3D scan of your face, Google will give you a $5 gift card. What in the world is Google up to now? Find out here »

]]>Crowdability in the Hot Seathttp://www.crowdability.com/article/crowdability-in-the-hot-seat
http://www.crowdability.com/article/crowdability-in-the-hot-seat#disqus_threadhttp://www.crowdability.com/article/crowdability-in-the-hot-seatThu, 25 Jul 2019 11:00:58 -0400Our friends at Seven Figure Publishing recently invited me to do an in-depth interview.The interview was just posted online, and we thought you’d be interested…Our friends at Seven Figure Publishing recently invited me to do an in-depth interview.

The interview was just posted online, and we thought you’d be interested in watching it…

After all, just a few minutes in, I reveal the “secret” about how Crowdability got started — and a bit later, I reveal the secret to success as a private market investor.

]]>Simple System to Turn $500 into $3.2 Millionhttp://www.crowdability.com/article/simple-system-to-turn-500-into-3-2-million
http://www.crowdability.com/article/simple-system-to-turn-500-into-3-2-million#disqus_threadhttp://www.crowdability.com/article/simple-system-to-turn-500-into-3-2-millionWed, 24 Jul 2019 11:00:39 -0400Last week, we wrapped up your Private Market Bootcamp.Over the course of three weeks, you learned about a powerful system to help you navigate the private…Last week, we wrapped up your Private Market Bootcamp.

Over the course of three weeks, you learned about a powerful system to help you navigate the private markets.

This system provides you with a series of proven steps to identify the most promising — and potentially, the most profitable — early-stage investments.

Profits from this system could literally transform your retirement.

In fact, this system could help you turn a tiny stake of $500 into a $3.2 million fortune.

For example, for the past 20 years, the stock market has returned about 6% per year…

But in that same time period, early-stage private investments have returned 55% per year.

And to be clear, that 55% number isn’t based on hypothetical trades or “back testing”…

That number is a real-world result based on thousands of investments. And it includes the “winners” and the “losers.”

And here’s the thing…

At 55% per year, in just 20 years, $500 turns into more than $3.2 million.

Meaning, even if you took just a small piece of your nest egg and put it into the private markets, your retirement account could skyrocket.

There’s just one catch…

Going it Alone

Over the last few weeks, we’ve shown you exactly how our system works.

But now it’s up to you to take it from here:

You’ll need to check for new private deals every day…

You’ll need to filter through hundreds of deals each month…

And once you’ve found a handful of the most promising opportunities, you’ll need to do a “deep dive” into each one:

You’ll need to pour through financial documents and business plans…

Conduct background checks on company executives…

Do a competitive market analysis, a technology review, and so much more.

And only when a deal passes with flying colors should you feel confident enough to invest.

Furthermore, in order to protect yourself through diversification, you’ll need to accumulate stakes in dozens of these deals over time.

I’m not saying all this to scare you. I just want to prepare you.

The reality is that you could earn extraordinary returns in the private markets — but getting access to those returns is hard work.

However, there’s also a different path you could take to cash in on this market…

Your Partner in the Private Markets

Instead of spending months and years doing all this work on your own…

What if you had a lifelong partner to do all the heavy lifting for you?

Better yet, what if you had a team of research analysts and investment professionals working for you every day, year after year, to identify the best opportunities?

Well, that’s what we’re prepared to offer a limited number of Crowdability readers today.

Essentially, we’ve put together an ultra-exclusive “club” where members can get access to all of our premium start-up education and research, for life.

Not only that, but in order to make your decision a “no brainer,” we’ve decided to take things a step further:

If you decide to join us today, we’ll essentially give you$4,687.

But I have to warn you, you need to make your decision quickly.

You see, we’re allowing just 1% of our readers to take advantage of this opportunity. Once we hit that limit, this invitation will close, possibly for good.

To see the details, and to get access to this limited-time offer, just click here now »

[nocomment]

]]>Warning: Russian "Trojan Horse" Infects 150 Million Phoneshttp://www.crowdability.com/article/warning-russian-trojan-horse-infects-150-million-phones
http://www.crowdability.com/article/warning-russian-trojan-horse-infects-150-million-phones#disqus_threadhttp://www.crowdability.com/article/warning-russian-trojan-horse-infects-150-million-phonesFri, 19 Jul 2019 11:00:26 -0400“I’m Turning My Son into a Cyborg,” Says MomThis “mad scientist” mother is creating a set of superpowers for her son. Find out how she’s doing…“I’m Turning My Son into a Cyborg,” Says Mom

This “mad scientist” mother is creating a set of superpowers for her son. Find out how she’s doing it, and what it means for the future of the human race »

This Drone Can Throw Flames

Drones that take photos are so passé. Now you can buy a drone that’s also a flamethrower. Get yours today »

“Hey Google, Do I Have Cancer?”

Could Google provide better answers to serious health questions than a doctor? With the company’s latest Artificial Intelligence, many believe it could. Learn more here »

Free Beer — for Life

Stumble upon a particular bar and you’ll earn free beer — for the rest of your life. Think you can find this special watering hole? Drink up right here »

Warning: Russian "Trojan Horse" Infects 150 Million Phones

A popular mobile app leverages Artificial Intelligence to give users a fascinating glimpse of their future self. But be warned: using it could have “irrevocable” consequences. Learn more here »

]]>Three-Step System for 1,000% Returnshttp://www.crowdability.com/article/three-step-system-for-1000-returns
http://www.crowdability.com/article/three-step-system-for-1000-returns#disqus_threadhttp://www.crowdability.com/article/three-step-system-for-1000-returnsThu, 18 Jul 2019 13:46:41 -0400Editor’s Note: Welcome to Week 3 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you, for…Editor’s Note: Welcome to Week 3 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you, for free. This system can help you find and fund high-potential startups when they’re just getting off the ground — and could put you in position to pocket huge gains when their value skyrockets.

Over the past few weeks, we’ve shared some incredibly important lessons with you.

For example, we’ve shown you how to identify the best startups…

Make sure they’re solid investments…

And set up your portfolio for maximum profit potential.

But today, I’m going to go even deeper:

First I’ll quickly review what you’ve learned in the “bootcamp” so far…

And then I’ll show you how much you could potentially earn if you follow all of the steps correctly!

Specifically, it prevents you from investing in deals where you can’t earn a target return of at least 1,000% — that’s 10x your money.

You see, as we explained last week, when startups get acquired, the acquisition price tends to be $50 million or less.

So to increase your odds of hitting a 10x return, you should screen out any startups that have a valuation of more than $5 million.

Step #3: E — Evaluate

Then comes the final step:

Digging more deeply into the companies that passed your initial screen.

In particular, you need to evaluate them to identify the ones that have the highest probability of staying in business.

You see, as we explained last week, the longer a company can stay in business, the higher its chances of becoming a profitable investment for you.

You’ll need to look for attributes including:

Companies with multiple founders.

Companies that are already creating revenue.

Companies that are capital efficient (e.g., software companies).

And the list goes on and on…

In total, we evaluate more than two dozen attributes.

I’ll reveal more about these attributes in a moment.

But first let me show you how much you could potentially earn if you follow these steps.

Private Portfolio Returns

When forecasting their future profits, experienced startup investors tend to rely on “The Rule of Thirds.”

You see, over time, here’s what startup portfolios tend to look like:

One-third of the investments will fail and return zero.

One-third will break even or return a small amount.

And one-third will return the 10x target — or occasionally, far more than 10x.

So if you made 10 investments of $1,000 each, here’s what your returns would look like:

The $3,333 you invested into the failed companies would be worth $0.

The $3,333 you invested into the “break even” companies would be worth $3,333.

And the $3,333 you invested into the “10-baggers” would be worth at least $33,333.

So your overall portfolio started at a value of $10,000, and now it’s worth $36,333.

That’s a 363% return!

Want to Learn More?

As you just learned, when you’re investing in startups, you can earn enormous returns — even when just a small number of your investments turn into winners.

But as I mentioned earlier, the key to success here is being able to identify the companies that will stay in business.

That’s why we evaluate those two dozen attributes.

If you’d like to learn more about these crucial attributes, stick around…

Because, next week, Matt will show you how you could learn about all of them…

And then he’ll show you how to access all of our startup investment research, for LIFE!

You won’t want to miss this…

]]>Three-Step System for 1,000% Returnshttp://www.crowdability.com/article/three-step-system-for-1000-returns
http://www.crowdability.com/article/three-step-system-for-1000-returns#disqus_threadhttp://www.crowdability.com/article/three-step-system-for-1000-returnsThu, 18 Jul 2019 13:46:41 -0400Editor’s Note: Welcome to Week 3 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you, for…Editor’s Note: Welcome to Week 3 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you, for free. This system can help you find and fund high-potential startups when they’re just getting off the ground — and could put you in position to pocket huge gains when their value skyrockets.

Over the past few weeks, we’ve shared some incredibly important lessons with you.

For example, we’ve shown you how to identify the best startups…

Make sure they’re solid investments…

And set up your portfolio for maximum profit potential.

But today, I’m going to go even deeper:

First I’ll quickly review what you’ve learned in the “bootcamp” so far…

And then I’ll show you how much you could potentially earn if you follow all of the steps correctly!

Specifically, it prevents you from investing in deals where you can’t earn a target return of at least 1,000% — that’s 10x your money.

You see, as we explained last week, when startups get acquired, the acquisition price tends to be $50 million or less.

So to increase your odds of hitting a 10x return, you should screen out any startups that have a valuation of more than $5 million.

Step #3: E — Evaluate

Then comes the final step:

Digging more deeply into the companies that passed your initial screen.

In particular, you need to evaluate them to identify the ones that have the highest probability of staying in business.

You see, as we explained last week, the longer a company can stay in business, the higher its chances of becoming a profitable investment for you.

You’ll need to look for attributes including:

Companies with multiple founders.

Companies that are already creating revenue.

Companies that are capital efficient (e.g., software companies).

And the list goes on and on…

In total, we evaluate more than two dozen attributes.

I’ll reveal more about these attributes in a moment.

But first let me show you how much you could potentially earn if you follow these steps.

Private Portfolio Returns

When forecasting their future profits, experienced startup investors tend to rely on “The Rule of Thirds.”

You see, over time, here’s what startup portfolios tend to look like:

One-third of the investments will fail and return zero.

One-third will break even or return a small amount.

And one-third will return the 10x target — or occasionally, far more than 10x.

So if you made 10 investments of $1,000 each, here’s what your returns would look like:

The $3,333 you invested into the failed companies would be worth $0.

The $3,333 you invested into the “break even” companies would be worth $3,333.

And the $3,333 you invested into the “10-baggers” would be worth at least $33,333.

So your overall portfolio started at a value of $10,000, and now it’s worth $36,333.

That’s a 363% return!

Want to Learn More?

As you just learned, when you’re investing in startups, you can earn enormous returns — even when just a small number of your investments turn into winners.

But as I mentioned earlier, the key to success here is being able to identify the companies that will stay in business.

That’s why we evaluate those two dozen attributes.

If you’d like to learn more about these crucial attributes, stick around…

Because, next week, Matt will show you how you could learn about all of them…

And then he’ll show you how to access all of our startup investment research, for LIFE!

You won’t want to miss this…

]]>The #1 Rule for Startup Investing Successhttp://www.crowdability.com/article/the-1-rule-for-startup-investing-success
http://www.crowdability.com/article/the-1-rule-for-startup-investing-success#disqus_threadhttp://www.crowdability.com/article/the-1-rule-for-startup-investing-successWed, 17 Jul 2019 11:00:31 -0400Editor’s Note: Welcome to Week 3 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you,…Editor’s Note: Welcome to Week 3 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you, for free. This system can help you find and fund high-potential startups when they’re just getting off the ground — and could put you in position to pocket huge gains when their value skyrockets.

Last week, we shared a crucial investing “secret” with you:

We showed you how to identify the startup investments that could hand you gains of 1,000% — that’s 10x your money.

With gains like that, you might be tempted to invest all your money into startup deals. But there’s no need to do that. Actually, it would be a mistake.

So today, I’ll show you exactly how much of your portfolio to allocate to startups…

And exactly how much to invest into each deal.

Your Early-Stage Investment Strategy

Before you make your first startup investment, you need a plan.

More specifically, you need an Asset Allocation plan.

This plan will dictate:

How much capital you’ll invest into startups overall.

And how much you’ll invest into each deal.

This plan is the single-most important part of startup investing.

By setting it up correctly, you’ll ensure that you never suffer big losses — and at the same time, you’ll increase your chances of maximizing your profits.

Here’s how it works...

How Much To Invest in Startups

First you need to determine how much of your overall portfolio to invest in startups.

Investing in startups is a higher-risk, higher-return opportunity than investing in traditional asset classes like stocks or bonds…

Therefore, you should only be investing a small portion of your overall portfolio into these deals.

How much should you invest? Well, after doing extensive research, we came up with a simple “Rule of Thumb”:

Take your age and subtract it from 80. Then divide the result by 2.

This gives you the maximum percentage of your overall portfolio you should put into startup deals.

For example, let’s say you’re 55-years-old.

80 – 55 = 25.

25 ÷ 2 = 12.5

In other words, if you’re 55-years-old, the most you should invest into startups is 12.5% of your investable assets.

So if you have a portfolio worth $100,000, that means you’d invest 12.5% of it into startups. That’s $12,500.

But that doesn’t mean you should invest $12,500 into a single deal…

You see, with startup investing, the way to protect your downside and maximize your gains is through diversification.

The Key: Diversification

So, how many investments does it take to be “diversified”?

According to numerous studies — and based on the real-world strategies of professional investors — you should aim to build a portfolio of at least 25 to 50 startup deals.

So, continuing from the example above, if you plan to invest $12,500 into startups overall, you should invest $250 to $500 into each deal.

If you “fall in love” with a particular deal, you might be tempted to invest more. But we’d urge you never to do that. With startup investing, you need to stick to a system.

As long as you follow the Asset Allocation plan you just learned about, even if a handful of your investments don’t work out, you won’t lose significant capital…

And you’ll still be able to maximize the gains from your “winners” that return 10x or more!

Get Ready

Today you learned how to put together your startup investing plan:

First, determine how much of your overall portfolio to invest in startups. Then figure out how much to invest into each deal.

This is a crucial piece of the puzzle…

But if you’ve been following our Private Market Bootcamp for the past few weeks, now you know that it’s just one of many important pieces.

That’s why, tomorrow, Wayne will start putting together the whole puzzle for you — including the biggest piece of all:

Showing you how much you could potentially earn when you do it correctly!

So stay tuned…

]]>The #1 Rule for Startup Investing Successhttp://www.crowdability.com/article/the-1-rule-for-startup-investing-success
http://www.crowdability.com/article/the-1-rule-for-startup-investing-success#disqus_threadhttp://www.crowdability.com/article/the-1-rule-for-startup-investing-successWed, 17 Jul 2019 11:00:31 -0400Editor’s Note: Welcome to Week 3 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you,…Editor’s Note: Welcome to Week 3 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you, for free. This system can help you find and fund high-potential startups when they’re just getting off the ground — and could put you in position to pocket huge gains when their value skyrockets.

Last week, we shared a crucial investing “secret” with you:

We showed you how to identify the startup investments that could hand you gains of 1,000% — that’s 10x your money.

With gains like that, you might be tempted to invest all your money into startup deals. But there’s no need to do that. Actually, it would be a mistake.

So today, I’ll show you exactly how much of your portfolio to allocate to startups…

And exactly how much to invest into each deal.

Your Early-Stage Investment Strategy

Before you make your first startup investment, you need a plan.

More specifically, you need an Asset Allocation plan.

This plan will dictate:

How much capital you’ll invest into startups overall.

And how much you’ll invest into each deal.

This plan is the single-most important part of startup investing.

By setting it up correctly, you’ll ensure that you never suffer big losses — and at the same time, you’ll increase your chances of maximizing your profits.

Here’s how it works...

How Much To Invest in Startups

First you need to determine how much of your overall portfolio to invest in startups.

Investing in startups is a higher-risk, higher-return opportunity than investing in traditional asset classes like stocks or bonds…

Therefore, you should only be investing a small portion of your overall portfolio into these deals.

How much should you invest? Well, after doing extensive research, we came up with a simple “Rule of Thumb”:

Take your age and subtract it from 80. Then divide the result by 2.

This gives you the maximum percentage of your overall portfolio you should put into startup deals.

For example, let’s say you’re 55-years-old.

80 – 55 = 25.

25 ÷ 2 = 12.5

In other words, if you’re 55-years-old, the most you should invest into startups is 12.5% of your investable assets.

So if you have a portfolio worth $100,000, that means you’d invest 12.5% of it into startups. That’s $12,500.

But that doesn’t mean you should invest $12,500 into a single deal…

You see, with startup investing, the way to protect your downside and maximize your gains is through diversification.

The Key: Diversification

So, how many investments does it take to be “diversified”?

According to numerous studies — and based on the real-world strategies of professional investors — you should aim to build a portfolio of at least 25 to 50 startup deals.

So, continuing from the example above, if you plan to invest $12,500 into startups overall, you should invest $250 to $500 into each deal.

If you “fall in love” with a particular deal, you might be tempted to invest more. But we’d urge you never to do that. With startup investing, you need to stick to a system.

As long as you follow the Asset Allocation plan you just learned about, even if a handful of your investments don’t work out, you won’t lose significant capital…

And you’ll still be able to maximize the gains from your “winners” that return 10x or more!

Get Ready

Today you learned how to put together your startup investing plan:

First, determine how much of your overall portfolio to invest in startups. Then figure out how much to invest into each deal.

This is a crucial piece of the puzzle…

But if you’ve been following our Private Market Bootcamp for the past few weeks, now you know that it’s just one of many important pieces.

That’s why, tomorrow, Wayne will start putting together the whole puzzle for you — including the biggest piece of all:

Showing you how much you could potentially earn when you do it correctly!

So stay tuned…

]]>Pentagon Builds New "Spy Laser"http://www.crowdability.com/article/pentagon-builds-new-spy-laser
http://www.crowdability.com/article/pentagon-builds-new-spy-laser#disqus_threadhttp://www.crowdability.com/article/pentagon-builds-new-spy-laserFri, 12 Jul 2019 11:00:37 -0400Would You Drive This 3D-Printed Lamborghini?A father-and-son team are 3D-printing a Lamborghini that can go 0 to 60 MPH in 3 seconds. It’s a cool idea……Would You Drive This 3D-Printed Lamborghini?

A father-and-son team are 3D-printing a Lamborghini that can go 0 to 60 MPH in 3 seconds. It’s a cool idea… but would you drive a race car that was 3D-printed? »

George Washington Invented the iPhone

Bill Gates. Steve Jobs. Mark Zuckerberg. These are some of history’s most influential technologists. But another group of leaders were even more important to technology innovation — even though they were around before electricity. Read more here »

The Moon Landing Really Happened — Here’s Proof

If you’re skeptical that man really stepped foot on the moon, here’s your chance to get your hands on the proof. Learn more »

Don’t Go on Vacation until You Read This

Losing checked luggage is every traveler’s worst nightmare. But this technology can finally help put your worries to rest. Get the scoop »

Pentagon Builds New “Spy Laser”

The Pentagon has built a state-of-the-art laser that targets the heart. Why would it do such a thing? Learn more here »

]]>Most Important Lesson: The "10-Bagger Profit Plan"http://www.crowdability.com/article/most-important-lesson-the-10-bagger-profit-plan
http://www.crowdability.com/article/most-important-lesson-the-10-bagger-profit-plan#disqus_threadhttp://www.crowdability.com/article/most-important-lesson-the-10-bagger-profit-planThu, 11 Jul 2019 11:13:48 -0400This is the third lesson of your Private Market Bootcamp…And it’s possibly your most important lesson.Yesterday, Matt revealed some of the tools we use…This is the third lesson of your Private Market Bootcamp…

And it’s possibly your most important lesson.

Yesterday, Matt revealed some of the tools we use to identify strong, early-stage companies. But here’s the thing…

It goes straight to the heart of the “10-bagger” profit strategy I’m about to show you.

Follow the Money

Now that you know that takeovers are where most start-up investors make their profits, you can dramatically increase your chances of making at least 10x your money.

How? Simple:

Follow the money.

To show you what I mean, let’s look at the average price of a start-up acquisition. In other words, what are these start-ups worth, on average, at the time of a takeover?

According to PricewaterhouseCoopers and Thomson Reuters, most technology acquisitions take place below $100 million…

And the majority of these acquisitions take place for less than $50 million.

So, to increase your odds of making 10x your money, take one simple step:

Invest in early-stage companies when they’re valued at $5 million or less!

Double Whammy

Obviously, there are exceptions to every rule…

But when you’re just getting started in early-stage investing, limiting your investing to start-ups that are valued at $5 million or less is a smart strategy to stick with.

Not only will it give you a higher probability of hitting a “10-bagger” during a takeover...

But as Matt will explain next week, it also gives you some important protections. More specifically, it’ll help prevent you from suffering serious losses!

To see how, be sure to check your email next Wednesday at 11 AM Eastern.

]]>Most Important Lesson: The "10-Bagger Profit Plan"http://www.crowdability.com/article/most-important-lesson-the-10-bagger-profit-plan
http://www.crowdability.com/article/most-important-lesson-the-10-bagger-profit-plan#disqus_threadhttp://www.crowdability.com/article/most-important-lesson-the-10-bagger-profit-planThu, 11 Jul 2019 11:13:48 -0400This is the third lesson of your Private Market Bootcamp…And it’s possibly your most important lesson.Yesterday, Matt revealed some of the tools we use…This is the third lesson of your Private Market Bootcamp…

And it’s possibly your most important lesson.

Yesterday, Matt revealed some of the tools we use to identify strong, early-stage companies. But here’s the thing…

It goes straight to the heart of the “10-bagger” profit strategy I’m about to show you.

Follow the Money

Now that you know that takeovers are where most start-up investors make their profits, you can dramatically increase your chances of making at least 10x your money.

How? Simple:

Follow the money.

To show you what I mean, let’s look at the average price of a start-up acquisition. In other words, what are these start-ups worth, on average, at the time of a takeover?

According to PricewaterhouseCoopers and Thomson Reuters, most technology acquisitions take place below $100 million…

And the majority of these acquisitions take place for less than $50 million.

So, to increase your odds of making 10x your money, take one simple step:

Invest in early-stage companies when they’re valued at $5 million or less!

Double Whammy

Obviously, there are exceptions to every rule…

But when you’re just getting started in early-stage investing, limiting your investing to start-ups that are valued at $5 million or less is a smart strategy to stick with.

Not only will it give you a higher probability of hitting a “10-bagger” during a takeover...

But as Matt will explain next week, it also gives you some important protections. More specifically, it’ll help prevent you from suffering serious losses!

To see how, be sure to check your email next Wednesday at 11 AM Eastern.

]]>Don't Run out of Money!http://www.crowdability.com/article/dont-run-out-of-money
http://www.crowdability.com/article/dont-run-out-of-money#disqus_threadhttp://www.crowdability.com/article/dont-run-out-of-moneyWed, 10 Jul 2019 11:00:53 -0400Editor’s Note: Welcome to Week 2 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you,…Editor’s Note: Welcome to Week 2 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you, for free. This system can help you find and fund high-potential startups when they’re just getting off the ground — and can put you in position to pocket huge gains when their value skyrockets.

Last week, I introduced you to one of the great mysteries of startup investing:

Most startups have zero track record or operating history. So how in the world can we identify their investment potential?

That’s what you’ll learn about in today’s Private Market Bootcamp.

After reading this essay, you’ll be able to tell if a company has home-run investment potential…

Even if it’s a tiny startup just getting off the ground!

The Most Obvious Reason Startups Fail

Startups are a strange animal.

Essentially, they’re tiny new enterprises in search of a good business model.

The thing is, identifying a good business model can take a lot of time.

That’s why the longer a startup can stay in business, the greater its odds are of succeeding — and the greater its odds are of delivering big profits to investors like you.

So how can we determine whether a startup has what it takes to stay in business for a long time?

Let’s take a look…

Avoid These Startups!

CB Insights, a prominent research firm that focuses on the private markets, recently performed a detailed study about why startups fail.

Some of the factors it identified won’t surprise you — for example, creating a useless product, or doing lousy marketing. But one factor is so obvious that it’s often overlooked:

The startup runs out of money!

As it turns out, this finding is echoed again and again in similar studies, whether from the Small Business Administration (SBA) or Harvard Business School.

And for investors like us, here’s the bottom line about this insight:

Since running out of money is the most fundamental reason startups fail, we should avoid investing in the startups that are more likely to run out of money.

And Here’s How To Predict It

Given this knowledge, in 2013, Wayne and I set out to do a study of our own.

Our goal was clear:

Identify the factors that could indicate whether a startup had a higher or lower chance of running out of money — even if it was a tiny company, just getting off the ground.

Our study eventually became a multi-year research project:

We traveled across the country to interview dozens of top venture capitalists. We hired former investment bankers from Citicorp to evaluate data. And we recruited Columbia University MBAs to build financial models and run regression analyses.

And what we discovered was shocking…

Our Findings

Our team eventually identified about two dozen statistically significant indicators that could tell us whether a company had a higher or lower risk of running out of money.

For example, we discovered that a startup’s investors are a powerful indicator.

Specifically, if a startup raises part of its “seed” round from Venture Capitalists — as opposed to exclusively from individuals like you — it’s 63% more likely to raise additional funding later.

And since a well-funded startup will stay in business longer, that means it’ll have more time to identify a good business model — and a higher chance of handing you a big return.

And here’s another indicator we found:

If a startup has high fixed costs, it’s at greater risk of running out of money. For example, hardware startups — the type of companies that build physical products — have relatively high fixed costs. And these high costs make them riskier.

Sure, some hardware companies will become successful. But statistically speaking, their high fixed costs correlate to a higher risk of going out of business. That’s why you’re generally better off investing in software startups.

These examples are just a small sample of the two dozen statistically significant indicators our team identified.

And before we make a startup investment, we evaluate every one of them.

For the Biggest Returns, Follow a Quantitative Approach

What you just learned about is one of the secrets to successful early-stage investing…

By following a strict quantitative approach to making investment decisions, you can avoid investing in the types of startups that are more likely to run out of money…

And put yourself in better position to earn huge returns!

In tomorrow’s essay, Wayne will show you even more ways to evaluate a startup’s potential.

In particular, he’ll show the best way to ensure that your investment can return at least 1,000%.

That’s 10x your money.

So stay tuned!

]]>Don't Run out of Money!http://www.crowdability.com/article/dont-run-out-of-money
http://www.crowdability.com/article/dont-run-out-of-money#disqus_threadhttp://www.crowdability.com/article/dont-run-out-of-moneyWed, 10 Jul 2019 11:00:53 -0400Editor’s Note: Welcome to Week 2 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you,…Editor’s Note: Welcome to Week 2 of your Private Market Bootcamp! During the month of July, we’ll be sharing this powerful investing system with you, for free. This system can help you find and fund high-potential startups when they’re just getting off the ground — and can put you in position to pocket huge gains when their value skyrockets.

Last week, I introduced you to one of the great mysteries of startup investing:

Most startups have zero track record or operating history. So how in the world can we identify their investment potential?

That’s what you’ll learn about in today’s Private Market Bootcamp.

After reading this essay, you’ll be able to tell if a company has home-run investment potential…

Even if it’s a tiny startup just getting off the ground!

The Most Obvious Reason Startups Fail

Startups are a strange animal.

Essentially, they’re tiny new enterprises in search of a good business model.

The thing is, identifying a good business model can take a lot of time.

That’s why the longer a startup can stay in business, the greater its odds are of succeeding — and the greater its odds are of delivering big profits to investors like you.

So how can we determine whether a startup has what it takes to stay in business for a long time?

Let’s take a look…

Avoid These Startups!

CB Insights, a prominent research firm that focuses on the private markets, recently performed a detailed study about why startups fail.

Some of the factors it identified won’t surprise you — for example, creating a useless product, or doing lousy marketing. But one factor is so obvious that it’s often overlooked:

The startup runs out of money!

As it turns out, this finding is echoed again and again in similar studies, whether from the Small Business Administration (SBA) or Harvard Business School.

And for investors like us, here’s the bottom line about this insight:

Since running out of money is the most fundamental reason startups fail, we should avoid investing in the startups that are more likely to run out of money.

And Here’s How To Predict It

Given this knowledge, in 2013, Wayne and I set out to do a study of our own.

Our goal was clear:

Identify the factors that could indicate whether a startup had a higher or lower chance of running out of money — even if it was a tiny company, just getting off the ground.

Our study eventually became a multi-year research project:

We traveled across the country to interview dozens of top venture capitalists. We hired former investment bankers from Citicorp to evaluate data. And we recruited Columbia University MBAs to build financial models and run regression analyses.

And what we discovered was shocking…

Our Findings

Our team eventually identified about two dozen statistically significant indicators that could tell us whether a company had a higher or lower risk of running out of money.

For example, we discovered that a startup’s investors are a powerful indicator.

Specifically, if a startup raises part of its “seed” round from Venture Capitalists — as opposed to exclusively from individuals like you — it’s 63% more likely to raise additional funding later.

And since a well-funded startup will stay in business longer, that means it’ll have more time to identify a good business model — and a higher chance of handing you a big return.

And here’s another indicator we found:

If a startup has high fixed costs, it’s at greater risk of running out of money. For example, hardware startups — the type of companies that build physical products — have relatively high fixed costs. And these high costs make them riskier.

Sure, some hardware companies will become successful. But statistically speaking, their high fixed costs correlate to a higher risk of going out of business. That’s why you’re generally better off investing in software startups.

These examples are just a small sample of the two dozen statistically significant indicators our team identified.

And before we make a startup investment, we evaluate every one of them.

For the Biggest Returns, Follow a Quantitative Approach

What you just learned about is one of the secrets to successful early-stage investing…

By following a strict quantitative approach to making investment decisions, you can avoid investing in the types of startups that are more likely to run out of money…

And put yourself in better position to earn huge returns!

In tomorrow’s essay, Wayne will show you even more ways to evaluate a startup’s potential.

In particular, he’ll show the best way to ensure that your investment can return at least 1,000%.

Go ahead and pour yourself another cup of coffee. A new health study reveals some surprising news. Get the scoop here »

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]]>[INVITE] Your Private Market Bootcamphttp://www.crowdability.com/article/invite-your-private-market-bootcamp
http://www.crowdability.com/article/invite-your-private-market-bootcamp#disqus_threadhttp://www.crowdability.com/article/invite-your-private-market-bootcampWed, 03 Jul 2019 11:00:22 -0400Last week, we showed you exactly how early investors in Slack made 2,100x their money…Simply put, they invested before it went public, when it was still…Last week, we showed you exactly how early investors in Slack made 2,100x their money…

Simply put, they invested before it went public, when it was still a tiny, private startup.

But identifying good startup deals like Slack is challenging…

Early-stage startups don’t have a track record, and they haven’t made any measurable

progress — so there’s nothing you can point to and say, “That’s a sign of a great investment!”

But after decades of investing — and thousands of hours of private-market research — Wayne and I uncovered a system used by many of the most successful private market investors.

This system could help you find and fund high-potential startups when they’re just getting off the ground — and put you in position to profit when their value skyrockets.

And during the month of July, we’ll be sharing this system with you, for free, as part of our special month-long Private Market Bootcamp.

So, without further ado, let’s get started with your first lesson!

“Where Do I Even Look?”

Before you can invest in a startup, you need to know where to find these deals in the first place.

Fortunately, this part is pretty easy. You find them on “funding platforms.”

Funding platforms are a special type of website that’s regulated by the U.S. Securities and Exchange Commission (SEC).

These websites play “matchmaker” between investors like you who are looking for private investments, and entrepreneurs seeking funding.

Currently, dozens of funding platforms exist…

Some focus on tech start-ups, where you’ll find the next Google or Facebook. Others focus on food and beverage products, or bio-tech deals, or even cannabis companies.

Every week, Crowdability publishes a list of new deals from the best platforms…

So when it comes to “sourcing” deals, we’ve got you covered!

“But Do the Platforms Have Good Deals?”

The next question many investors have about these platforms is an obvious one:

“Do these platforms actually have good deals?”

And the answer to this one is easy: Yes!

For example, past winners from the platforms include:

Uber, where early investors made an estimated 7,800x their money (which, by the way, is enough to turn a $500 investment into nearly $4 million)…

Cruise Automation, which GM acquired for $1 billion…

And ReWalk Robotics, which went public less than a year after investors like you invested.

But obviously, not all the deals will work out…

Narrowing Down Your Options

So, to separate the “winners” from the “losers,” you need to start narrowing them down.

That’s why the platforms provide you with some key information.

For example:

You can review a startup’s business plan, and see detailed information about its team…

You can look through its financial statements…

And you can watch a presentation showing how the startup’s product or service works.

Get Ready for Your Next Lesson!

But as mentioned earlier, most startups have no track record or operating history.

For example, when Uber was first raising money, it was little more than a couple of guys with a “big idea.”

So, back then, how could anyone have known that Uber would be a great long-term bet?

Tomorrow is a national holiday (happy July 4th!) so we won’t be publishing then…

But next Wednesday, I’ll continue your “bootcamp” with an incredibly important lesson:

I’ll show you the first step to determine whether a company could become a great investment…

Even if it’s a tiny startup just getting off the ground!

So stay tuned…

]]>U.S. Gov't Might Let You Hunt Criminalshttp://www.crowdability.com/article/u-s-govt-might-let-you-hunt-criminals
http://www.crowdability.com/article/u-s-govt-might-let-you-hunt-criminals#disqus_threadhttp://www.crowdability.com/article/u-s-govt-might-let-you-hunt-criminalsFri, 28 Jun 2019 11:00:16 -0400Amazon Unleashing “Global Surveillance” OperationAmazon will soon be delivering packages to you using its fleet of drones. But these drones will also be…Amazon Unleashing “Global Surveillance” Operation

Amazon will soon be delivering packages to you using its fleet of drones. But these drones will also be used for something else — something scary. Learn more here »

CNBC Report: Smartphone Use Linked to Horn Growth

A bizarre finding by researchers sounds like something out of a science fiction movie — but it’s happening in real life. Should you stop using your mobile phone? Get the scoop here »

If you believe that we’ll all eventually move to outer space, you might want to line up some gainful employment. Check out the latest interstellar job postings here »

U.S. Gov’t Might Let You Hunt Criminals

Congress has a bold idea: to allow victims of cyber-crimes to “hunt down” their attackers. Is this vigilante justice fair? Or a recipe for chaos? What do you think? »

]]>The System Behind 2,100x Returnshttp://www.crowdability.com/article/the-system-behind-2100x-returns
http://www.crowdability.com/article/the-system-behind-2100x-returns#disqus_threadhttp://www.crowdability.com/article/the-system-behind-2100x-returnsThu, 27 Jun 2019 11:43:33 -0400Yesterday, Matt showed you something pretty shocking:He showed you how a group of investors made a fortune from a single investment.These investors had put…Yesterday, Matt showed you something pretty shocking:

He showed you how a group of investors made a fortune from a single investment.

These investors had put money into one of 2019’s hottest IPO stocks: Slack (WORK).

But they didn’t invest at the company’s IPO. Instead, they invested before it went public — back when it was still a private business.

By getting in early, they turned every $1,000 they invested into roughly $2.1 million.

But for investors like you, this raises an important question:

How can you find “the next Slack”?

Let’s take a look…

Millionaire-Making System

A couple of weeks ago, Matt and I shared one of the keys to investing success:

You need to eliminate emotion from your investing decisions.

Instead, you need to rely on a numbers-driven system.

That’s the key to earning big returns, and to protecting yourself from crippling losses.

It also happens to be the key to identifying investments like Slack — over and over again.

You see, after decades of investing, and after years of doing private market research, we’ve uncovered a powerful investment system. This is the system used by many of the most successful private market investors in the country.

If used properly, it can consistently help you identify investments like Slack.

The reason it’s so powerful is simple:

It helps you overcome the key challenges of making private market investments.

CHALLENGE #1 — Private Market Detective

Determining whether or not to invest in a public company’s stock is relatively easy.

You log into your brokerage account, punch in a symbol, and you’ll instantly have a myriad of information at your fingertips — the company’s financial performance for the past few years, a list of its competitors, etc.

But for private companies, it’s a different story.

Just finding these opportunities is difficult enough…

But uncovering reliable information about them can be a truly daunting task.

And when you’re aiming to find investments with Slack-like upside potential, that’s just the first challenge you’ll face…

CHALLENGE #2: Is the Company Gold… or Garbage?

The second challenge is determining whether or not it’s actually a “good” company.

Is it run by a competent management team?

Does it have a strong product?

Does its “go-to-market” strategy make sense?

Ultimately, you need to determine whether it has a shot at surviving — and ultimately, succeeding.

With a public company, such questions are easy to answer. After all, most public companies are in mature industries, and have millions of dollars in sales and profits.

But private companies tend to be in new industries, and they have very little in the way of a track record or operating history.

Furthermore, even if you can determine that a company has a good chance of success…

That still doesn’t mean you should invest in it!

CHALLENGE #3: Is the Investment Gold… or Garbage?

You see, after making an investment in a private company, you can’t just sell your stake whenever you want — like you would with publicly traded shares.

Instead, you have to wait for an “exit.”

An “exit” happens when a company gets acquired, or when it goes public.

When one of those events happens, you can cash out.

But if you’re investing in a company months (or even years) before it’s ready for an exit, how can you determine so far in advance whether it’ll be a money-maker or not?

CHALLENGE #4 — How Much To Invest?

And even if you can determine that the company and the investment opportunity make sense, there’s still another hurdle:

You need to decide how much capital to put into the company.

Put in too little — and if things work out, you’d have left a fortune on the table…

Put in too much — and if things don’t work out, you could lose a fortune!

How can you maximize your profits but minimize your losses?

Announcing: Your FREE Private Market Bootcamp!

Today, I outlined the key challenges of investing in the private market.

These investments can be incredibly lucrative…

But identifying deals like Slack is very challenging.

Which is why I’m so excited to announce a special free gift we’ll be giving away to all Crowdability readers during the month of July.

For the next four weeks, we’ll be giving away two lessons on private market investing in our newsletter — for free!

We’ll give you the tools, tips and “tricks” you need to overcome all the challenges you learned about today.

We’ll also reveal the details of our investing system — a system that’s being used by many of the top private investors in the U.S. today.

By the end of this “bootcamp,” you’ll know how to find the best private market investments…

And you’ll know how to build a portfolio of those investments, safely and confidently.

So stay tuned…

Because Matt will be back next Wednesday, July 3rd, with your first lesson!

]]>The System Behind 2,100x Returnshttp://www.crowdability.com/article/the-system-behind-2100x-returns
http://www.crowdability.com/article/the-system-behind-2100x-returns#disqus_threadhttp://www.crowdability.com/article/the-system-behind-2100x-returnsThu, 27 Jun 2019 11:43:33 -0400Yesterday, Matt showed you something pretty shocking:He showed you how a group of investors made a fortune from a single investment.These investors had put…Yesterday, Matt showed you something pretty shocking:

He showed you how a group of investors made a fortune from a single investment.

These investors had put money into one of 2019’s hottest IPO stocks: Slack (WORK).

But they didn’t invest at the company’s IPO. Instead, they invested before it went public — back when it was still a private business.

By getting in early, they turned every $1,000 they invested into roughly $2.1 million.

But for investors like you, this raises an important question:

How can you find “the next Slack”?

Let’s take a look…

Millionaire-Making System

A couple of weeks ago, Matt and I shared one of the keys to investing success:

You need to eliminate emotion from your investing decisions.

Instead, you need to rely on a numbers-driven system.

That’s the key to earning big returns, and to protecting yourself from crippling losses.

It also happens to be the key to identifying investments like Slack — over and over again.

You see, after decades of investing, and after years of doing private market research, we’ve uncovered a powerful investment system. This is the system used by many of the most successful private market investors in the country.

If used properly, it can consistently help you identify investments like Slack.

The reason it’s so powerful is simple:

It helps you overcome the key challenges of making private market investments.

CHALLENGE #1 — Private Market Detective

Determining whether or not to invest in a public company’s stock is relatively easy.

You log into your brokerage account, punch in a symbol, and you’ll instantly have a myriad of information at your fingertips — the company’s financial performance for the past few years, a list of its competitors, etc.

But for private companies, it’s a different story.

Just finding these opportunities is difficult enough…

But uncovering reliable information about them can be a truly daunting task.

And when you’re aiming to find investments with Slack-like upside potential, that’s just the first challenge you’ll face…

CHALLENGE #2: Is the Company Gold… or Garbage?

The second challenge is determining whether or not it’s actually a “good” company.

Is it run by a competent management team?

Does it have a strong product?

Does its “go-to-market” strategy make sense?

Ultimately, you need to determine whether it has a shot at surviving — and ultimately, succeeding.

With a public company, such questions are easy to answer. After all, most public companies are in mature industries, and have millions of dollars in sales and profits.

But private companies tend to be in new industries, and they have very little in the way of a track record or operating history.

Furthermore, even if you can determine that a company has a good chance of success…

That still doesn’t mean you should invest in it!

CHALLENGE #3: Is the Investment Gold… or Garbage?

You see, after making an investment in a private company, you can’t just sell your stake whenever you want — like you would with publicly traded shares.

Instead, you have to wait for an “exit.”

An “exit” happens when a company gets acquired, or when it goes public.

When one of those events happens, you can cash out.

But if you’re investing in a company months (or even years) before it’s ready for an exit, how can you determine so far in advance whether it’ll be a money-maker or not?

CHALLENGE #4 — How Much To Invest?

And even if you can determine that the company and the investment opportunity make sense, there’s still another hurdle:

You need to decide how much capital to put into the company.

Put in too little — and if things work out, you’d have left a fortune on the table…

Put in too much — and if things don’t work out, you could lose a fortune!

How can you maximize your profits but minimize your losses?

Announcing: Your FREE Private Market Bootcamp!

Today, I outlined the key challenges of investing in the private market.

These investments can be incredibly lucrative…

But identifying deals like Slack is very challenging.

Which is why I’m so excited to announce a special free gift we’ll be giving away to all Crowdability readers during the month of July.

For the next four weeks, we’ll be giving away two lessons on private market investing in our newsletter — for free!

We’ll give you the tools, tips and “tricks” you need to overcome all the challenges you learned about today.

We’ll also reveal the details of our investing system — a system that’s being used by many of the top private investors in the U.S. today.

By the end of this “bootcamp,” you’ll know how to find the best private market investments…

And you’ll know how to build a portfolio of those investments, safely and confidently.

So stay tuned…

Because Matt will be back next Wednesday, July 3rd, with your first lesson!

]]>How To Turn $500 into $1.05 Million in 24 Hourshttp://www.crowdability.com/article/how-to-turn-500-into-1-05-million-in-24-hours
http://www.crowdability.com/article/how-to-turn-500-into-1-05-million-in-24-hours#disqus_threadhttp://www.crowdability.com/article/how-to-turn-500-into-1-05-million-in-24-hoursWed, 26 Jun 2019 11:00:26 -0400Last week, a small group of investors hit it out of the park.On a single investment, they made 2,100x their money.That’s enough to turn $500 into more than…Last week, a small group of investors hit it out of the park.

On a single investment, they made 2,100x their money.

That’s enough to turn $500 into more than $1 million...

Or $5,000 into more than $10 million.

Today I’ll show you how they did it…

And then I’ll reveal how you could do it, too.

Stay in Touch

I’m writing this article from Crowdability’s headquarters in New York City.

But every few minutes, I’m in touch with my colleagues from our offices in Baltimore, San Francisco, or South Florida.

We go back and forth about new investments…

Send around spreadsheets or files to review…

Or sometimes, we just tell everyone where we’re going out for dinner that night.

But we don’t communicate via phone, or email, or text.

Instead, we use a tool called Slack. Basically, Slack is a messaging app that makes it easy to collaborate with your team.

And last week, the company that created it went public on the NYSE with the ticker symbol, “WORK.”

Getting in on Slack’s Riches

If you’d bought shares of Slack at its opening price on Thursday, by the end of the day, you’d have made a profit of about 0.3% — that’s one-third of one percent.

That’s pathetic.

But a different group of Slack investors is probably still celebrating today…

In fact, they’ll probably be celebrating for the rest of their lives…

That’s because they earned enough on IPO day to never have to work again.

They Made 2,100x Their Money

The investors I’m referring to made 2,100x their money when Slack went public.

It might be hard to comprehend what a 2,100x return even means — but to start, I’ll repeat the numbers I mentioned earlier:

It’s enough to turn $500 into more than $1 million...

Or $5,000 into more than $10 million.

Have you already guessed who these “lucky” investors are?

In case you haven’t, let me tell you now…

Private Investors Take the Cake

They’re private market investors.

In other words, they invested in Slack when it was just a tiny private startup.

And by getting in so early, they were able to get in on the ground floor — when Slack’s shares were incredibly cheap.

That’s how they made 2,100x their money. And that’s why they’ll be drinking champagne and eating cake for the rest of their lives.

As Yahoo Finance reported:

“While private investors had plenty of reason to pop expensive champagne at the end of the San Francisco messaging company's first day of NYSE trading, the first day return by public investors was barely worth a Diet Coke.”

The Trick: Be a “Hoarder”

Yahoo Finance then summed up the situation very well:

“[This] provides another reminder that the real money in most new company stocks is being hoarded by private investors.”

So that’s the trick to making 2,100x your money: hoard all the profits by getting into these companies before they go public — well before.

Ready to get started?

Here’s how…

Start Investing in the Private Markets Today

If you’re ready to invest in early-stage private companies, here are three ways to get started:

First, check out our free weekly “Deals” email. We send this out every Monday at 11am EST, and it contains a handful of new startup deals for you to explore.

Second, take a look at our free white papers like “Tips from the Pros.” These easy-to-read reports will show you how to separate the good deals from the bad.

That’s when Wayne will be making a special announcement about a free gift we’ll be giving to all Crowdability readers.

So stay tuned!

]]>Breakthrough: Washington Doctor "Hacks" Diabeteshttp://www.crowdability.com/article/breakthrough-washington-doctor-hacks-diabetes
http://www.crowdability.com/article/breakthrough-washington-doctor-hacks-diabetes#disqus_threadhttp://www.crowdability.com/article/breakthrough-washington-doctor-hacks-diabetesFri, 21 Jun 2019 11:00:55 -0400This Lawnmower Goes 150 Miles Per HourWant to make your neighbors jealous this summer? This lawnmower can go from zero to 100 miles per hour in under 7 seconds.…This Lawnmower Goes 150 Miles Per Hour

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The No. 1 Question You’d Better Ask Your Doctor

It’s natural to have questions for your doctor prior to surgery. But there’s one question you may not think to ask — one that could save your life. Find out more here »

This Outfit Will Keep You Safe in New York

Wearing a Boston Red Sox jersey in places like New York or Chicago could get you into a whole heap of trouble. This high-tech uniform can help. Learn how here »

Breakthrough: Washington Doctor "Hacks" Diabetes

When you think of a “hacker,” you probably picture cyber-criminals trying to get access to your bank account or email. But today, some of the most powerful hackers are diabetics — and their hack is having a major impact on their health. Discover why here »