The Champion Family

Developing Champions One Student at a Time

Developing Champions One Student at a Time

Since 1989, Champion Has Served and Assisted Over 3 Million Students

It all started in January 1988, when Champion founder Mary Lyn Hammer was hired by a school as the nation’s first full-time Default Manager. Historically, this event occurred at the time when student loan defaults first started becoming an issue.

Champion founder, Mary Lyn Hammer, at the Rayburn House Office Building

Coming from a banking background where the primary goal of servicing was to keep borrowers current and prevent foreclosures and repossessions, Ms. Hammer quickly realized that if she served as a liaison between the borrowers and loan servicers that student loan defaults could be prevented. Ms. Hammer was inspired and worked quickly to systematically identify the problems in the student loan industry then she developed procedures to implement that could curtail these problems. Ms Hammer’s initial program achieved phenomenal results—the default rate at her school dropped from 34% at program inception to 16% within the first year and to less than 10% within two years.

During that time Ms. Hammer also identified fraud and abuse issues that were plaguing student loans and bravely took action to create big changes by lobbying at Capitol Hill with her recommendations. Her ideas were so helpful, she was included in the processes to draft laws to resolve student loan issues and protect the rights of borrowers.

That’s how it all began…
but Mary Lyn Hammer’s personal mission has continued and expanded into several different companies.

Ms. Hammer’s company, CHAMPION COLLEGE SERVICES, is a respected advocate for higher education. Champion understands the value of preserving positive, supportive relationships between students and their educational institutions. The CHAMPION program today is based on the essential, proven-successful techniques that Ms. Hammer originally developed in 1998 to prevent student loan defaults and protect students.

Champion College Services, INC. is not a collection agency and does not collect money or charge fees. Champion is well-recognized and trusted as a student loan repayment expert that has provided a FREE service to students.

We are an advocate for students that specializes in educating students on the best repayment method for that individual. Our expert customer service representatives consistently reach students at crucial moments in their student loan lifecycle to help by using proven loan repayment mentoring techniques to guide students toward making wise financial choices.

About the Champion Companies

Since 1989, CHAMPION COLLEGE SERVICES has been the most effective, specialized default prevention provider for higher education loans.

Our years of experience have allowed us to perfect and consistently evolve the techniques we use in borrower education, financial literacy, student accountability and debt management. Custom software and carefully designed protocols allow us to consistently achieve successful results.

Dealing with your student loans shouldn’t be a complicated hassle. To simplify things a bit, we developed our DefaultIsLame.com website, which contains some of the best resources available on your student loans including:

helpful articles

trustworthy links to find your servicer

faqs, forms and more to help you make better decisions about your college finances

Our years of experience have allowed us to perfect and consistently evolve the techniques we use in borrower education, financial literacy, student accountability and debt management. Custom software and carefully designed protocols allow us to consistently achieve successful results.

Dealing with your student loans shouldn’t be a complicated hassle. To simplify things a bit, we developed our DefaultIsLame.com website, which contains some of the best resources available on your student loans including:

helpful articles

trustworthy links to find your servicer

faqs, forms and more to help you make better decisions about your college finances

To empower people to become self-sufficient, confident, content, and successful, Champion is excited to offer an expansion of our services. Now, for a modest fee, our subscribers receive many valuable services including:

A life-changing, week-long camping adventure with fun, exciting, memorable and challenging summer activities used as tools to build self-esteem and help youth find solutions to get past personal challenges and gain a clearer understanding of their life direction.

This program is made possible by Champion for Success, Inc., a Montana 501(c)(3) nonprofit corporation.

To empower people to become self-sufficient, confident, content, and successful, Champion is excited to offer an expansion of our services. Now, for a modest fee, our subscribers receive many valuable services including:

A life-changing, week-long camping adventure with fun, exciting, memorable and challenging summer activities used as tools to build self-esteem and help youth find solutions to get past personal challenges and gain a clearer understanding of their life direction.

This program is made possible by Champion for Success, Inc., a Montana 501(c)(3) nonprofit corporation.

Champion for Success is a non-profit organization, is currently developing life skills mentoring programs we will soon offer on both regional and national levels. Our mission to provide sustainable mentoring, empowerment, training, education, and events that facilitate the creation and expansion of healthy life skills and experiences that result in thriving careers, healthy life choices, and community engagement.

On the personal website of our founder, Mary Lyn Hammer, you can review RELIABLE information from an expert resource with answers to some of the toughest questions about how the U.S. government handles student loans, cohort default rates, higher education loan regulations, financial literacy, and education legislation with a focus on higher education data and reporting.

Champion for Success is a non-profit organization, is currently developing life skills mentoring programs we will soon offer on both regional and national levels. Our mission to provide sustainable mentoring, empowerment, training, education, and events that facilitate the creation and expansion of healthy life skills and experiences that result in thriving careers, healthy life choices, and community engagement.

On the personal website of our founder, Mary Lyn Hammer, you can review RELIABLE information from an expert resource with answers to some of the toughest questions about how the U.S. government handles student loans, cohort default rates, higher education loan regulations, financial literacy, and education legislation with a focus on higher education data and reporting.