Out of the 35% of claims made by women, just 9% of those were at fault.

The report’s authors say that the data explains why men pay more for their insurance – an average of £92 more than women for their annual policies.

Amanda Stretton, motoring editor at Confused.com, said: ‘As a female racing driver, I know women can hold their own when it comes to driving, and data suggests that they are in fact safer on the roads.

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The study found that men were the biggest culprits in the six most common driving offences (Rex/posed by model)

‘This is reflected in the fact that they are paying almost £100 less for their premiums. And this could be down to the fact that more men committed more motoring offences in comparison to women.

‘Not only this, but they also often own more expensive cars, which means claims are likely to be more expensive.’