Products

U.S. Agribusiness is made up of the entire realm of farm-related businesses – from the individual farmer to a multinational maker of farm chemicals. The sector accounts for some 3.75 million jobs — not only in the fields, but also in factories, laboratories and distribution, with net farm income totaling $108 billion in 2014, according to figures from the USDA.

When it comes to placing Property & Casualty coverage, RPS, a leading nationally focused wholesale insurance broker, knows the best markets and coverage terms to secure for your clients, reflected by the more than $2.9 billion of premium we place annually. We adhere to the highest professional and service standards, meeting the needs of our retail providers. Our goal is to continue to be “your wholesaler of choice.”

The environmental specialists at RPS, a leading Managing General Agent/Underwriting Manager and nationally focused wholesale insurance broker, are poised to help you create those protective positions. We leverage a network of experts from coast to coast to provide customized insurance policies that address the day-to-day operational exposures for all types of clients, including those involved in high-hazard Construction activities, the Petroleum products industry, the Transportation sector and a wide variety of Manufacturing segments, and other environmentally sensitive operations. We partner with quality admitted and non-admitted markets to protect an insured’s assets and reputation in the event of an environmental disaster.

RPS Executive Lines, market-leading specialists in public, private, and nonprofit Directors & Officers (D&O), Errors & Omissions (E&O), Fiduciary, Crime, and Kidnap & Ransom insurance products, provides you with total management insurance answers for your clients. No matter how intricate the risk, we can help you secure competitive coverage for your insureds from the 100 different insurance markets with which we work. We will also assist you in educating your clients on pinpointing their hidden exposures to loss and helping them fortify against their vulnerabilities, ultimately improving their risk profile and strengthening our negotiations with the insurance market.

From liquor liability to food contamination, fire damage, broken equipment, pollution liability, slips and falls, wage-and-hour disputes, and cyber threats, a smorgasbord of risks about for which we can provide a full menu of Hospitality insurance products. Our palate is broad, so we relish insuring everything from diners and family style restaurants to fine dining, fast food operations, pubs, cafés, and caterers.

The experienced staff at RPS has access to high quality markets, so we can assist you in securing the coverage and amounts specific to the type and size of the restaurant operation, its workforce, offerings, and services. We will help you uncover coverage deficiencies that may exist, such as food spoilage due to a power outage and data breach exposures arising from point-of-sale hacks, and provide you with the answers to satisfy any insurance questions in your client’s program.

RPS offers a unique product designed for those that use their property for the purpose of a Bed and Breakfast operation. The RPS team crafts package policies to cover both Property and Liability as well as any Personal Liability exposure for owner-occupied properties. There are no restrictions on protection classes and no age limit if the property has been updated within the last 35 years.

RPS, a leading Managing General Agent/Underwriting Manager and nationally focused wholesale insurance broker, offers retail agents and brokers access to a full line of Personal insurance products from best-in-class quality providers to help differentiate you in a highly competitive market, expand your reach in underserved risks, and capture market share in profitable segments. We can help you insure everything from mobile homes to condos and luxury homes to rentals, vacation homes, time shares, and properties under construction.

You can also leverage our national relationships with top-tier Personal Lines markets to secure coverage for difficult-to-place risks, such as coastal or vacant properties, and to supplement your insured’s program with stand-alone earthquake, DIC coverage, or Flood and Excess Flood insurance. In addition, we can assist you in insuring all the fun stuff – from classic cars to ATVs and watercraft.

Whether it’s coverage for a one- or two-family owner-occupied/owner-secondary home, a renter, or a condominium unit owner, the RPS Personal Lines experts have a Homeowners coverage solution for every situation.

Utilizing ISO forms (HO-3, HO-4, HO-6, and HO-5 all available), RPS Personal Lines specializes in risks with prior losses or declinations, lower-value homes in good condition, high value homes, no prior insurance, new purchases, homes in distressed markets or in the name of an LLC, as well as CAT-exposed coastal properties.

RPS provides both property and liability coverage for almost all types of Mobile/Manufactured Homes, writing homes on an individual basis as well as large schedules for both personal and commercial clients.

RPS Personal Lines offers Personal Umbrella products for additional financial protection and peace of mind in the event of an unforeseen occurrence, tailoring coverage amounts to best fit a client’s needs and budget.

We broker business to every viable property market and rank among the top five for production with the "key markets”, possess unparalleled expertise in establishing hard-to-place layered and shared property placements, and write in excess of $500 million in property premium volume annually.