I'll keep my heap for 2-3 years and then dump it. I'll be sick of it by then.

My AVERAGE car ownership experience is 9 years. Unless the car is utter crap that is my intent here as well. One of the problems with these warranties is that you don't know what dealer cost is so you don't know where the room to manuever is. That's the intent of the thread - if we can all see who paid what for what, then we get an idea what the price elasticity is.