This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

J01 - Personal Tax (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

CF6 - Certificate in Mortgage Advice (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Diploma In Financial Planning (CII)

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

What our clients say

“John did a thorough review or our current circumstances and investment position and came back with a comprehensive review that made sense for us. He also reviewed our mortgage as part of the process and found us a much better deal than our current one. Our annual charges are now significantly lower and our pension is easier to review and manage. We have also seen good growth in the last year so his advice was sound.”

Paul Rubens, Bedfordshire

“John found me some excellent mortgages and explained all the options clearly in layman’s language so I could make an informed choice on the best product for me. He went out of his way to fill in all the forms and visit me at home (as my partner was ill) and made the whole process as stress free as possible. John also opened a new pension scheme for me and found an excellent alternative to move existing, fragmented, pension pots under one scheme. All costs were explained and the admin and hassle was reduced to an absolute minimum. He met me at a time suitable to me and there is very little John could of done to improve his service.”

Craig Langley, Buckinghamshire

“I'm not sure John could have done anything better as I found him very patient and understanding - repeating things when asked so as to afford an understanding. Summarising and checking my understanding was important to me.”

Maureen Spencer, Hertfordshire

"John has been exceptional and always helpful."

Maureen Spencer, Hitchen, Hertfordshire

"John has advised us on mortgages, pensions and investments. John has always acted with integrity, he is honest, trustworthy and 100% reliable. We have no hesitation in recommending John, in fact we have recommended him to our family and friends."

Lynn at A Fitter Life Ltd, Milton Keynes

"Allie and I appreciate your input and dedication and perseverance in getting us a mortgage and thank you for your efforts on our behalf."

Shirley Rozee, Boston, Lincolnshire

Where to find us

About us

We are Independent Financial Advisers based in Milton Keynes.

We work with clients at different stages of life:

- 40 to 60: Helping you balance the cost of day to day living, buying a house and your lifestyle, while planning sensibly for retirement

- 60 to 70: Helping you retire on your terms; at time of your choosing, with an income sufficient to provide your chosen lifestyle

- 70 plus: Helping ensure you have the income you need, while putting your affairs in order to maximise the money left to your loved ones and minimise the amount paid in tax

Working with these people we have two jobs:

1. To understand, and then solve, your current financial problems, worries, concerns or challenges

2. To help you plan for the future, helping you achieve your ambitions, objectives and aspirations

Naturally, you can rely on us to take all the stress out of the situation with our friendly approach.

Our clients are typically based in Milton Keynes, Northampton, Buckingham and Bedford, as well as the surrounding towns and villages. Our approachable team is happy to meet in our office or visit you at home or work.

Our services

Why do our people choose us?

We take time to understand your worries and concerns, as well as your future ambitions and aspirations.

We invest as much time as necessary in each client. You will never find us watching the clock!

We take a genuinly compassionate approach.

We have huge experience. You might not have bought a house, retired or invested money before, but we’ve advised clients on these matters countless times. You get the benefit of that experience.

We are based locally in an established out of town office, which is easy to reach and has ample free parking.

Compliance

Essendon Financial Planning is authorised and regulated by the Financial Conduct Authority.

The value of pensions and investments can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate on Estate Planning.

Essendon Financial Planning charge a fee of £399 for mortgage advice and are also paid commission from the lender.

Legal information

While unbiased.co.uk endeavours to verify the information provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.Any decision to transact business is made by you on the basis of your own enquiries.
To check that an adviser is regulated, you can contact the relevant regulatory or professional body.

Once you’ve sent your enquiry you can expect a response within 48 hours.
If this adviser is not available we will refer you to the best matched alternative
adviser nearby, so please include as much detail as you can in your enquiry.