These estimates were obtained by asking respondents several questions about their current health
insurance coverage. Separate questions were asked about Medicare, Wisconsin Medicaid, BadgerCare
Plus, private health insurance, employer-sponsored health insurance and other kinds of health care
coverage for each household member. Those without any current health care coverage were considered
uninsured at the time of the interview. (See Table 5, page 18, for specific types of health insurance
coverage.

The Netherlands may be an extreme case, both in terms of observed retirement patterns as well as in
terms of the characteristics of the institutional setting. Since the mid-seventies Labour force participation
rates of elderly males (55 years and older) have dropped about 50% points to a current level of less 30%.
Employer provided Early Retirement (ER) schemes allow for retirement at the age of 60, or sometimes
even earlier
2
. In addition to these schemes there are Unemployment Insurance schemes (UB) and
Disibality Insurance schemes (DI) to protect...

During the period covered for this study, filers submitted 12,398 reports on Form
101. Of these, 322 notated insurance SARs.
10
However, a review of all 12,398 SAR-
SFs, and the 864 distinct filer names, identified an additional 279 records filed by
insurance companies. In order to provide complete feedback to the insurance in-
dustry, this study includes all 601 of these insurance company filings, with the result
that some of the analysis includes uncovered products. Additionally, filers used
Treasury Form TD F 90-22.

Theoretical modeling of unemployment insurance (UI) has typically focused on the benefit
level or the replacement rate, i.e., the fraction of earnings replaced by unemployment benefits.
Of course, the design of an optimal UI system raises many other issues.

It was during the Depression that hospitals band-
ed together to offer prepaid coverage to citizens.
Prepaid hospital coverage was a way for hospitals to
avoid the financial failure that befell the banking
industry. The approach worked so well that doctors
followed suit a few years later and Blue Cross Blue
Shield organizations were born. Little did anyone
know that the seeds for runaway costs eighty years
later had been planted.
Prepaid, employer-provided insurance quickly
dominated the health care landscape.

Chapter 18 - Unemployment: causes and consequences. The main contents of this chapter include all of the following: Types of unemployment, wage rigidity, voluntary unemployment, imperfect information, unemployment insurance.

Distance-based pricing can help achieve equity objectives. Since annual vehicle mileage
tends to increase with income, fixed-price insurance causes lower-income motorists to
subsidize the insurance costs of higher-income motorists within their rate class.
Distance-based insurance pricing provides overall savings to lower-income motorists,
and would allow some low-income households to own a vehicle for basic mobility that
they cannot currently afford.
Distance-based pricing lets motorists save money by reducing mileage, an option that is
currently unavailable.

Chapter 21 Optimal Unemployment Insurance
21.1. History-dependent UI schemes
This chapter applies the recursive contract machinery studied in chapters 19, 20, and 22 in contexts that are simple enough that we can go a long way toward computing the optimal contracts by hand.

When I wrote Essentials of Payroll, I realized that the limitations of Wiley’s
shorter “Essentials” softcover series did not provide enough room for the
wide range of topics required to present a really thorough treatment of the payroll
topic. Even though the Essentials of Payroll manuscript became the longest Essentials
book ever issued, I still wanted to jam in more information. This book alleviates
my need to “go long” by adding to the original Essentials book an
additional eight chapters and two appendices....

The social insurance of farmers is covered by section „rural development”. This section falls
under the competence of the minister in charge of rural development, who, however, cooperates
in matters of social insurance of farmers with the minister in charge of social security issues.
Problems of employment and counteracting unemployment are covered by „labour” section,
administered by the minister in charge of labour issues.

Through its capacity to combine growth and inclusiveness, our social market economy is one
of Europe's greatest assets. But today its economy and its society face the threat that the grave
problems of high unemployment, increased poverty and social exclusion risk becoming
structural. The EU dimension must be harnessed to assist Member States to find every
opportunity to help people looking for work and to address the mismatch between labour
supply and demand.

Social funds should not replace the public sector in tasks that are the
government’s inherent responsibility. To do so can undermine ongoing
public sector reform and institution-building programs.
The objective of funds should be to reinforce and broaden, rather than
supplant, the role of state institutions in the social field. Undoubtedly, in
many countries, fund portfolios are going to continue to have schools
and health posts and other such social projects because funds have been
shown to be effective in that role.

The term ﬁ nance of the social insurance means incomes and expenditure on beneﬁ ts
ﬁ nanced by the Social Insurance Fund (SIF), that is beneﬁ ts from the old-age pensions’ fund,
pension fund, sickness fund and work accident fund.
And family beneﬁ ts, health beneﬁ ts, beneﬁ ts in respect of unemployment and beneﬁ ts from
the social insurance of farmers are ﬁ nanced in a different way.
The Social Insurance Fund is the appropriated State Fund. It has been established by virtue of the
law as from 1 January 1999, to perform tasks in the ﬁ eld of...