Starbucks has announced that it has started a fund with the goal of spurring job growth in the U.S. The fund is also a part of the Opportunity Finance Network, which provides loans to those people and communities with a lower income. Starbucks CEO Howard Schultz says the plan is to provide credit to small businesses seeking to hire more workers. Starbucks is making an initial donation of $5 million to the fund and will be accepting donations both online and at Starbucks stores. What affect this move will have on creating new jobs remains to be seen, but it’s difficult to imagine anything making the current unemployment rate, sitting at about 9.1%, any worse.