China City Commercial Bank (CCB) Industry Overview, 2011-2020

In China, city commercial bank is basically the same as normal commercial bank, engaging in financial business permitted by People's Bank of China including deposit and loan, settlement, remittance, and intermediate business.

The biggest difference between city commercial bank and normal commercial bank is the dissimilar service field. City Commercial Bank is reformed from the former city credit union and foundation. As a regional financial institution, its service region is much smaller than other commercial banks such as Industrial and Commercial Bank of China,Agricultural Bank of China, Bank of China, China Construction Bank.

By the end of 2015, there were 132 city commercial banks in China. Ranked by the asset scale, Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, bank of Ningbo and Bank of Nanjing were in the front.

By the end of 2015, total assets of city commercial banks reached CNY 22.68 trillion, with a 25.4% growth compared to the early 2015, accounting for more than 11% of total assets in the banking industry.

City commercial banks keep stable growing which supports China's steady economic growth. On the one hand, they actively take all kinds of important strategic opportunities to seek cooperation with big clients; on the other hand, they continually strengthen to support for agriculture, small enterprises, especially to support small enterprises, which can acquire more loans from CCBs.

By the end of 2015, loan balance of all china commercial banks offered to small enterprise (including small enterprise loan, individual business loan and small business owner loan) totaled CNY 17.67 trillion, with an increase of 10.91% compared to the beginning of 2015. Among them, loan from city commercial banks to small enterprises accounted for 21.05%, which was almost the same as that from joint-stock banks, slightly lower than that from state-owned commercial Banks. In 2015, loans from city commercial banks to small enterprise increased by 16.02 % year on year, which is far higher than the overall level of that from commercial banks, large state-owned banks as well as joint-stock banks.

To supplement capital as soon as possible, China's city commercial banks focus on the Hong Kong stock market in succession. Bank of Qingdao, Bank of Jinzhou bank, Bank of Zhengzhou were listed in HKex to get financing.

On Dec. 3, 2015, Bank of Qingdao officially was listed in HKex. The issued scale of Bank of Qingdao added up to 947 million, with the price of HKD 4.75 per share. It raised nearly HKD 4.5 billion.

On Dec. 8, 2015, Bank of Jinzhou was officially listed in HKex, which sold 1.32 billion shares in total. The final price was HKD 4.66 per share and it raised HKD 6 billion in total.

On Dec. 23 2015, Bank of Zhengzhou was officially listed in HKex, which sold 1.32 billion shares in total. The final price was HKD 3.85 per share and it raised HKD 5 billion.

In terms of comprehensive operation, most city commercial banks operate with fund companies, financial leasing companies based according to their own status. Among them, large city commercial banks progressed fast.

In terms of differential operation, city commercial banks concentrate manpower and material resources through cultivating the core business to develop their own advantages because of the big gap between large state-owned banks and joint-equity banks in manpower and material resources.

Through This Report, readers can get more:

Definition and Classification of City Commercial Bank

Parameter and Hypothesis

Competition of China City Commercial Bank Industry

Top 10 City Commercial Banks in China

Development Opportunity of China City Commercial Bank Industry

Major Forces Driving the Development of China City Commercial Bank Industry

Risk Facing the Development of China City Commercial Bank Industry

Analysis on Major Operation Cost of City Commercial Banks in China

China City Commercial Bank (CCB) Industry Overview, 2011-2020

Table of Contents

1 Research Methodology of City Commercial Bank Industry1.1 Definition and Classification of City Commercial Bank1.2 Parameter and Hypothesis1.3 Reliability Validation1.4 CRI Profile

2 Operation of China City Commercial Bank Industry 2011-20202.1 Development Environment of City Commercial Bank Industry2.1.1 Economy Environment2.1.2 Policy Environment2.2 Supply Condition of China City Commercial Bank Industry2.3 Market Scale of City Commercial Banks in China2.4 Major Client Group of City Commercial Banks in China

Published By:
China Research and IntelligenceProduct Code:
China Research and Intelligence1510

Did you find what you are/were looking for
?
If not, read below and browse through other relevant pages for similar market research
reports OR get in touch with us through the form/contact info in your right navigation
panel and well share relevant market report titles for you to explore.

Synopsis
This report provides projections of the volume and wealth of China HNWIs. This includes demographic trends (2011-2015) and findings of the proprietary Wealth Insight HNWI Database.
Summary
This report is the result of Wealt...

Synopsis
Timetric's 'The Cards and Payments Industry in Denmark: Emerging Trends and Opportunities to 2021' report provides detailed analysis of market trends in the Danish cards and payments industry. It provides values and volumes for a number of ...

Synopsis
This report is a thorough analysis of China Wealth Management and Private Banking sector, and the opportunities and challenges that it faces.
Summary
This report is the result of WealthInsight's extensive research covering ...

Synopsis
This report provides the latest asset allocations of China HNWIs across 13 asset classes. The report also includes projections of the volume, wealth and asset allocations of China HNWIs to 2020 and a comprehensive and robust background of t...

Summary
Malaysia is a mature market, albeit still developing in many aspects. Our research shows that the country's consumers are very similar to those in developed nations in terms of embracing the convenience brought to banking through digital pla...

Summary
The New Zealand market is small, and less densely populated outside of Auckland, making it challenging to service. It is thus essential that digital channels form the basis of issuers' strategies. At the core of the payment market is consume...

Notes:
Sales, means the sales volume of P2P Lending
Revenue, means the sales value of P2P Lending
This report studies sales (consumption) of P2P Lending in United States market, focuses on the top players, with sales, price, revenue and market s...

Summary
The French consumer payments market is unlike many other developed markets in the Western world in that card holding is low, with fewer payment cards than people in 2015. France has a highly developed point of sale (POS) infrastructure as we...

Summary
Switzerland is known for its high standard of living and well-developed private banking market, as well as a favorable tax system kept in check by each of the 26 Swiss cantons. These factors, along with the country's favorable level of econo...

Research Support / Custom Research

If this business study does not have the data and information analysis you need,
contact us with your research requirements. We explore available market research
reports to map your needs and share report titles with you. Alternatively, we can
also offer custom research that suits your budget and timelines. Share your information
requirements here.

Using our subscription option, you get access to market research reports and industry data of Consumer Goods market as per your needs. Get the best of Consumer Goods research reports by utilizing your research budgets in an optimum way.