Life and Accidental Death and Dismemberment Insurance - Lehigh Valley, Pennsylvania

Ensure your employees are protected.

Life and accidental death and dismemberment insurance in Allentown, Pennsylvania and throughout the Lehigh Valley.

Some employees may want coverage that goes beyond life insurance or workers compensation. They want to be covered in the event of an accident, on or off the job. We can provide that added financial protection.

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Paying for life insurance for employees is a valuable benefit that can be a big selling point when recruiting staff.

Life and accidental death and dismemberment insurance is designed to pay out to the employee’s financial dependents to make up some of the lost income if the employee dies. Depending on the policy, the coverage could last for a limited period, until the employee reaches retirement age or until they die regardless of when that is.

Accidental death and dismemberment insurance is a variation on life insurance, but it only pays out if the death is from an accident (or in some cases a homicide). It usually only pays out if the death happens while premiums are still being paid (similar to term life insurance).

The plan pays out a smaller amount if the covered person loses their sight, a limb, toe or finger in an accident. Accidental death and dismemberment insurance can be a policy on its own, or it can be added on top of the normal life insurance payout.

Neither of these policies are a substitute for workers’ compensation insurance (or workers’ comp). This is mandatory for most employers, and while it only covers injuries or deaths at work, it does pay out for medical bills, some lost income and death benefits.

If you’re interested in learning more about life and accidental death and dismemberment insurance, we encourage you to reach out to our employee benefits experts. We can help you to determine if it is a good fit for your business.

Let’s discuss your life and accidental death and dismemberment insurance.

One of our benefits advisors will reach out to you to review your information and present you with the appropriate life and accidental death and dismemberment insurance solution. There’s no obligation, just good-old-fashioned advice.

Block Insurance Agency, Inc. offers comprehensive life and accidental death and dismemberment insurance in Allentown, Pennsylvania and throughout the Lehigh Valley, serving the counties of Lehigh, Northampton and Berks including the cities of Bethlehem, Whitehall, Emmaus, Catasauqua, Fogelsville, Northampton, Easton, Kutztown, and Reading.

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About Block Insurance Agency, Inc.

We’re an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.

We don’t just sell insurance. We work closely with clients to help them make important and informed decisions every day when it comes to protection and their future.

We offer comprehensive insurance solutions in Allentown, Pennsylvania and throughout the Lehigh Valley, serving the counties of Lehigh, Northampton and Berks including the cities of Bethlehem, Whitehall, Emmaus, Catasauqua, Fogelsville, Northampton, Easton, Kutztown, and Reading.

Our Mission

At Block Insurance Agency, Inc., we strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.