Personal Loan Nilgiris

For Instant Approval ↓Apply Here↓

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 10.50%* Loans Up to 30 Lacs Same Day Disbursal Doorstep Service Unbiased Experts Advice

All about Personal Loan Nilgiris

Need urgent funds to overcome a sudden financial crunch? It could be a medical emergency, an upcoming wedding, or an expense out of your budget. Do not worry, apply for a personal loan to meet any of your monetary needs.

A personal loan is a type of unsecured loan that a person can avail based upon their monthly income and credit history without the need to keep any security with the lender. The loan amount can be used for any personal need unlike other loans that are very particular in nature of use.

Eligibility Criteria for Personal Loan Nilgiris

The eligibility criteria for both Salaried and Self-Employed is different:

Salaried Applicants

Minimum age: 21 years

Maximum age: 60 years.

The applicants shall have a work experience of at least three years.

They shall be receiving their salary in a bank account.

The applicants shall have a good credit history and CIBIL score.

Self-Employed Applicants

Minimum age: 25 years.

Maximum age: 65 years.

The applicant shall be filing ITR for the last three years.

If the applicant is a businessman, then the business should at least be running for the past three years.

The credit score of the individual applicant should be good.

There shall not be any pending debt or dues.

The annual income of the applicant should be a minimum of Rs 2.5 lakh.

Documents Required for Personal Loan Nilgiris

Common Documents for all applicants

Identity Proof: Following documents are accepted as indentity proof

Passport

Voter ID card

Aadhaar card

Ration card

Driving license

Residence Proof: Following documents are accepted as residence proof

Passport

Voter ID card

Aadhaar card

Ration card

Driving license

If the applicant lives in a rental apartment then they shall submit their registered rental agreement and electricity bill which shall be on their name and addressed to owner.

Under KYC, every applicant has to mandatorily submit their PAN card.

Two colored passport sized photographs (Applicants shall not be wearing any glasses).

Financial Documents for Salaried Applicant – The salaried applicants need to submit their salary slip of the past three months and bank statement of the last six months.

Financial Documents for Self Employed – A self-employed applicant of personal loan should be filing ITR for at least the last three years, and their business should be registered.

Personal Loan Nilgiris Rate of Interest

Personal loan interest rates depend upon a number of factor but in general, the rate of interest for personal loan starts at 10.75% per annum.

Tools & Calculators

Who We Are?

DialaBank is India’s First Financial Helpline, with service available on a local number “600-11-600” across 18 major cities in India. Promoted by a group of Senior Corporate Executives, Dialabank helps consumers Compare and Buy the right Financial Product across 96 Banks, 24 Insurance and 48 Mutual Fund Companies.