Check out the proposed changes in National Insurance. As I understand it, the propsed system will mean that you need 35 yearsof Nat Ins contributions to get a full State Retirement Pension. A tthe moment that is 30 years, although histotically it was 44.

If you have aprevious Nat Ins record it can be worth making voluntaryy payments while working abroad.

These changes in UK pension rights may only start from 2017 at the earliest. Instead of a basic pension of 107 GB pounds a week plus various means-tested top-ups now, recipients will get 144 GB pounds (probably over 160 GB pounds by then).

After 2017, people will have to work longer, making 35 years worth of NI contributions rather than 30 to qualify for the full pension. Anyone who has NOT paid NI for 10 years will not qualify for the new state pension at all.

Anyone who qualifies for the state pension before April 2017 will continue to receive their entitlement under the current system. So I guess you are alright, Scott.