Unum - Do you know your Income Protection from your PPI?

There are many different protection products on the market and it can be difficult to understand the differences between them.

That’s why we'll be working with Mumsnetters over the next few months to develop an easy to use online tool that explains what each one does and what it covers.

How is PPI different to Income Protection?

One product that has received a lot of media attention is Payment Protection Insurance, commonly known as PPI. This is often confused with Income Protection, which is what Unum offers - but the products are completely different.

Much of this adverse publicity was down to the way PPI was sold, which has now been addressed, but there is still a lack of understanding of how the two products vary. To help explain the differences we've put together this handy guide.

Often the language used by insurers can be confusing too. To help you understand your policies better, we've put together this jargon buster with the Plain English Campaign as part of our commitment to use clear and simple language to describe our products.