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Please let me know where it is explained how to control the exposure on the HV20 using the mini SD card---prefer to do it the easy way!! Not clear from the posted article what steps one takes for the mini SD card method. Thanks!

When you have the mini-SD card installed, then when you push down the "photo" button halfway, the display will show what f-stop you're at. So you control exposure normally, with the EXP slider, but you can at least spot-check and see what f-stop the system is selecting.