Background*

Mr. Craig Richard Bromley has been an Senior Executive Vice President, General Manager of US Division and President at John Hancock Financial Services, Inc., at Manulife Financial Corporation since September 1, 2012. Mr. Bromley served as Senior Executive Vice President of U.S. Division at Manulife Financial Corporation. He served as the Chief Executive Officer and President of Manulife Japan at Manulife Financial Corporation from 2005 to September 1, 2012. He served ... as the Chief Executive Officer and President of Manulife Insurance Company (Manulife (Japan)) from 2005 to 2012. He served as an Executive Vice President and General Manager of Japan Operations at Manulife Life Insurance Co., from 2005 to September 1, 2012. Mr. Bromley first moved to Japan in 2005 as Chief Financial Officer of Manulife Japan. Mr. Bromley has experience as a strategic business builder expanding product offerings and distribution. He served as a Senior Vice President of Business Development and Investor Relations at Manulife Financial. He joined Manulife in 2000 in Toronto. He has experience in banking and management consulting. He has been an Non Independent Trustee/ Trustee of various John Hancock Funds since 2012. In the crisis of the tragic events of the 2011 earthquake and tsunami, he led Manulife capably and admirably and ensured Manulife was a beacon of support for employees, customers and the community. Mr. Bromley holds a Masters of Business Administration from York University and Université Laval. He holds a BA in Economics from The University of Western Ontario.

Non-Independent Trustee, Member of Investment Performance Committee A, Member of Investment Performance Committee B, Member of Investment Performance Committee C, Member of Investment Performance Committee D and Member of Investment Performance Committee E

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