About us

About Us

Home Funding was founded in 2005 and is authorised by the Financial Conduct Authority to provide mortgage origination and insurance mediation services. Drawing on the significant experience and expertise of our Principals and in close collaboration with key partners, we provide our clients with a comprehensive range of advisory services and risk solutions for mortgages, asset funding and finance in the UK and across Europe.

Who We are

Tony Ward, Chief Executive

Tony has extensive experience in the mortgage, structured finance and banking markets and is a risk professional. Until recently, Tony was CEO of Clayton Euro Risk responsible for delivering their risk services across Europe. As Chief Executive of award winning mortgage lender Britannic Money plc, Tony led the first lender to offer current account mortgages and pioneered the use of flexible mortgages in other types of lending in the UK. Tony has held various senior positions in international banking, treasury, foreign exchange and structured finance and was a founder and Group Treasurer of the Mortgage Funding Corporation plc – one of the UK’s first mortgage securitisation companies, established by Kleinwort Benson. He is a Fellow of both the Association of Corporate Treasurers and the Royal Society of Arts, is a Member of the Institute of Credit Management and is also a past Deputy Chairman of the Council of Mortgage Lenders and Chairman of the Intermediary Mortgage Lenders Association.

Simon Collingridge

Simon has over 30 years’ senior level experience in securitisation, credit ratings and mortgage operations. He joined HFL from Clayton Euro Risk where he was responsible for the delivery of Clayton’s strategy and leadership of Client Services in Europe.

Simon was managing director of global ratings agency Standard and Poor’s European structured finance surveillance operation and headed its market outreach division. Simon was head of mortgage operations for both Alliance and Leicester and Credit Agricole Personal Finance and began his career with The Mortgage Corporation. He has been a member of AFME’s securitisation executive board and the ECB’s securitisation technical working group.

what people say about us

Working with HFL is truly inspirational. Of course, the service is good but HFL offer so much more. Their unique approach really embeds financial value into our business. They understand our goals and their emphasis on a partnership approach enables us to jointly come up with some market leading products that complement and improve our range.
David Whittaker,

, Mortgages for Business

The service we receive from Home Funding is excellent. It is so refreshing to be able to pick up a phone and have complex discussions about bespoke cases with a team that really understand the broker market.
Simon Jones,

, Savills Private Finance

Authorised and Regulated by the Financial Conduct Authority. FCA Registration Number 442549