Resources

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I thought it would be helpful to create a resource page with all the best of the web for personal finance, investing, and frugal badassity.

I’ll be adding more links and updating with detailed reviews as I learn more, but you’ll notice that in the future I will reference this page quite often. I recommend bookmarking it for your reference and convenience. Enjoy!

The 2 powerhouses of the internet finance tracking are clearly Mint and Personal Capital. Mint has been around forever and does a great job of tracking all your accounts in one place and helping with spending.

Personal Capital is similar to Mint but with a focus on investing. You can track expenses and budget, but you can also create an investing plan, review your portfolio, and use their software to evaluate what you are paying in fees and how your portfolio stacks up. You do need to be OK with the occasional call pitching their paid advisory services. That’s the price of free.

Another high quality option to track your spending and networth, however unlike Mint and PC, they do have a 1 time charge of $60. YNAB is very much focused on the highly budget conscious, frugal, get out of debt crowed. YNAB isn’t going to be the best for investing, but will help you plan ahead of time better than PC and Mnt. Great if you like Zero based budgeting.

If you have an investing idea, you can turn it into a motif. Choose up to 30 stocks or ETFs,
and trade the entire motif for a total commission of $9.95. You can even share it with friends and get feedback from people you trust. You can also track numerous professional Motif’s as well as other users.

Commission free stock trading from one of the newer companies on the block. Very much geared toward the millennial who is comfortable using their smart phone and has minimal dollars to invest per purchase.

Acorns lets you start saving and investing with no minimums. Connect your credit/debit card and Acorns rounds up the change each time you make a purchase and sticks it in your portfolio. They provide multiple risk options, ranging from conservative to aggressive.

They do charge $1/month account fee and a management fee from 0.5% to 0.25%.

Prosper is America’s first peer-to-peer lending marketplace, with more than 2 million members and over $2,000,000,000 in funded loans. Prosper allows people to invest in each other in a way that is financially and socially rewarding. On Prosper, borrowers list loan requests between $2,000 and $35,000 and individual lenders invest as little as $25 in each loan listing they select. Prosper handles the servicing of the loan on behalf of the matched borrowers and investors.