Co-sign Income-Driven Repayment (IDR) Plan Request

What is a Co-Signer?

A co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request. As a co-signer you are not obligated to repay this loan by signing a borrower's IDR application.

The IDR applicant should have provided you with a Reference Number/Co-sign Code. If you do not have the Reference Number/Co-sign Code, contact the IDR applicant. An e-mail containing the Reference Number/Co-sign Code was sent to him or her. The IDR applicant can also access the Reference Number/Co-sign Code by logging in to StudentLoans.gov and clicking on the appropriate link.

Directions to access the Reference Number/Co-sign Code

If the applicant completed an Income-Driven Repayment Plan Request that was not part of a Direct Consolidation Loan Application, he or she will click on "Income-Driven Repayment Plan Requests" under "My Loan Documents" to locate and provide you with the Reference Number you need.

If the applicant completed an Income-Driven Repayment Plan Request as part of a Direct Consolidation Loan Application, he or she will click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate and provide you with the Co-sign Code you need.