The 49ers are where the Raiders were three years ago – drastically undermanned, in the midst of unrelenting losing, and with Fort Knox-like money under the salary cap. Obviously, the 10-2 Raiders have made the right moves in hiring coach Jack Del Rio, drafting players like Derek Carr and Amari Cooper, and acquiring players like …

Chalk it up to the “Ray Lewis Effect” if you want. Call it destiny or some other overused term for that which defies logical explanation. The only thing that matters now is that you can call the Ravens the undisputed champions of the football world. …

Game review Offense For the first time in his career, Colin Kaepernick appeared rattled at times in the first half. One example: He curiously fell down for no gain on 3rd-and-2 near the end of the second …