The DEAL Student Loan is for students attending college if federal loans, grants and scholarships donít meet your funding needs. It can be used for students attending undergraduate and postgraduate classes. North Dakota students, or those who attend school in N.D., pay no fees and may choose a fixed or variable interest rate. Variable rates can change quarterly and may increase or decrease. Read more.

If you’ve lived in North Dakota for the past six months or more, you can combine all student loans from multiple lenders into one new loan – the DEAL One Loan. The DEAL One Loan allows residents who have graduated or left college and are currently making student loan payments to consolidate all federal, DEAL, DEAL Consolidation and private/alternative loans into one convenient payment. You do not need a current student loan with BND to take advantage of this opportunity. Read more.

If you do not live in North Dakota but you have an existing DEAL Loan, you may qualify for the DEAL Consolidation Loan which allows you to consolidate DEAL, DEAL Consolidation and private student loans into one loan. Read more.