and under frame but above bg layerLower opacity to 60 and change blend mode to hardlightNow on bg layer I duplicated this layer and applied fine leather texture to itBy duplicating layer it allows you to lower the fine leather layers opacity and not loose the look. I do this for most layers I apply a texture to. This time I left the fine leather layer normal at 100% so you don't need to duplicate but if you get in habit doing so may help in future.My fine leather settings are as shown

Add new layer and move to bottom

Fill with color of choice

Apply mask and merge group

Add drop shadow to layers of choiceMove other elements I supplied where you like them.Add anything else you would like to tag.Add name

If using a different tube with different colors feel free to colorize items to match

Paste tubesArrange how you like or how I have mineClose all layers except the tubesCopy MergePaste and move below the other 3 tubesApply Shower Door FilterOpen other layers back upArrange supplies how you like or as I did

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About

Hi, my name is Sue and I have been PSPing on and off for about 10 years.I am a mother of 2 great kids and both keep me pretty busy, but when I get free time I am psping. I am currently using PSP X6. It's been over 5 years since I started tutorial writing and I am very grateful for all the encouragement I have received throughout this time and it's always a pleasure seeing what everyone comes up with from my tutorials.♥ I've been designing scrap kits now for about a year and really enjoy creating them.

Please note that my tutorials are from 2009 till present so there may be links that don't work or supplies missing or whatnot. The tag is there as a guide to help you so get creative and figure how to still create using something different to make your own.