Monitor Your Credit Information

Your score from CreditWise…

Is a good measure of your credit health. Just like any score from any source, chances are your CreditWise score won't be the same one your lender uses since lending decisions consider many different factors and scoring models.

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Will using CreditWise hurt my credit score?

It won't. You can use all of CreditWise's features without hurting your credit score.

What info do I need to have handy when I sign up?

To sign up, we'll ask you for some basic personal information. Next, we'll have you confirm some information to protect your identity. Then you'll set up your account to make sure you can access CreditWise, even if you forget your password. If you're a current Capital One customer, you can use your existing online credentials to access CreditWise.

Who can enroll in CreditWise?

Anybody can get CreditWise, even if you're not a Capital One customer. You need to be over the age of 18 with a valid social security number that can be matched to a credit profile from the TransUnion credit bureau.