Thursday, December 16, 2010

Prudential : Pru Multiple Crisis Cover

PRUmultiple crisis cover is a term plan that recognizes the need for enhanced protection and peace of mind. This plan not only covers you against death, Total and Permanent Disability (TPD), it also protects you against a wide range of critical illnesses and allows you to make MULTIPLE critical illness and cancer claims.

But not only that, you may also add on supplementary benefits that will further enhance your PRUmultiple crisis cover plan, which means you can customise this plan with features that would best suit your needs.

What do I get?

Critical illnesses claims of up to THREE times

You can make up to THREE* critical illness claims from a comprehensive and wide-ranging list of illnesses, giving you peace of mind that you are covered again and again.

Coverage for TWO instances of Cancer

PRUmultiple crisis cover allows you to make up to TWO cancer claims, giving you added protection when you need it most.

WAIVER of PREMIUMS upon diagnosis of critical illness

On the first diagnosis of a critical illness, PRUmultiple crisis cover will WAIVE ALL FUTURE PREMIUMS, so that you can concentrate on getting your health back on track without any additional worry.

COMPREHENSIVE coverage for death, disability and critical illnesses

We truly understand when you need help the most by giving your loved ones and yourself death and Total and Permanent Disability (TPD) benefits in addition to the protection for a wide range of critical illnesses.

*Subject to terms and conditions.

How much do I pay?

The premium will be determined by the sum assured.

Examples as follows:

i. For a male non-smoker, with a sum assured of RM100,000

AGE

POLICY TERM

Annual Premium Rate (RM)

25

20

559

30

654

35

20

1058

30

1377

45

20

2769

30

3735

ii. For a female non-smoker, with a sum assured of RM100,000

AGE

POLICY TERM

Annual Premium Rate (RM)

25

20

524

30

636

35

20

1083

30

1316

45

20

2428

30

3060

For full premium rate details, please refer to the premium rate table: