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Have 4gb of ram and rarely see swap used. Tho comes in handy doing Video or Raw Image editing.As ram use really climbs when doing editing with multiple actions on 4gb ram so have 4gb swap.On a 24gb I wouldn't even see a need for swap..

It will depend on the type of utilization. For typical use I don't even see the need for 24GB of RAM but some specific uses may use a lot of RAM and need a lot of SWAP like servers, playing with a lot of VM's, graphics and video editing, some scientific computations, etc.