Home Mortgage Disclosure Act Aggregated Statistics

681 Originated: 65 FHA, FSA/RHS & VA for an average of $102,662, 270 Conventional for an average of $78,374, 274 Refinancings for an average of $77,617, 33 Home Improvement Loans for an average of $60,818, 1 Loan on Dwelling For 5+ Families for $566,000, 37 Non-occupant Loans on < 5 Family Dwellings for an average of $72,622, 1 Loan On Manufactured Home Dwelling for $45,000

152 Approved applications, not accepted: 5 FHA, FSA/RHS & VA Home Purchase Loans for an average of $84,000, 48 Conventional for an average of $79,875, 79 Refinancings for an average of $79,506, 11 Home Improvement for an average of $38,636, 8 Non-occupant Loans on < 5 Family Dwellings for an average of $99,000, 1 Loan On Manufactured Home Dwelling for $20,000

696 Loans denied: 23 FHA, FSA/RHS & VA for an average of $103,391, 123 Conventional Home Purchase Loans for an average of $86,520, 463 Refinancings for an average of $84,274, 66 Home Improvement for an average of $30,697, 20 Non-occupant Loans on < 5 Family Dwellings for an average of $77,450, 1 Loan On Manufactured Home Dwelling for $30,000

303 Withdrawn applications: 25 FHA, FSA/RHS & VA for an average of $113,400, 74 Conventional Home Purchase for an average of $92,527, 184 Refinancings for an average of $102,576, 11 Home Improvement Loans for an average of $215,455, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $110,111

101 Applications closed for incompleteness: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $113,000, 18 Conventional Home Purchase for an average of $85,167, 76 Refinancings for an average of $85,132, 3 Home Improvement Loans for an average of $50,667, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $88,500

Compared to the state average:

The number of loans originated per 1000 residents (236) is below TX average (313). The average loan value for this tract ($79,891) is below the state average ($121,334).

The number of loans not accepted per 1000 residents (53) is comparable to TX average (48). The average loan value for this tract ($77,447) is below the state average ($99,489).

The number of loans denied per 1000 residents (241) is significantly above TX average (143). The average loan value for this tract ($79,948) is comparable to the state average ($88,546).

The number of loans withdrawn per 1000 residents (105) is above TX average (70). The average loan value for this tract ($105,337) is comparable to the state average ($118,071).

The number of loans closed per 1000 residents (35) is significantly above TX average (21). The average loan value for this tract ($84,733) is below the state average ($119,452).

HMDA - Loans Count

HMDA - Average Loan Value ($)

Private Mortgage Insurance Companies Aggregated Statistics

115 Loans originated: 82 Conventional Home Purchase for an average of $96,610, 22 Refinancings for an average of $102,000, 11 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $84,727

29 Approved applications, not accepted: 18 Conventional Home Purchase for an average of $112,444, 7 Refinancings for an average of $84,857, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $89,000

13 Denied: 9 Conventional for an average of $90,778, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $88,500

8 Applications withdrawn: 4 Conventional for an average of $127,500, 4 Refinancings for an average of $99,000

5 Applications closed for incompleteness: 3 Conventional Home Purchase Loans for an average of $116,333, 1 Refinancing for $75,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $124,000

PMIC - Loans Count

PMIC - Average Loan Value ($)

Private Mortgage Insurance Companies Disclosure Statistics

Radian Guaranty:

Conventional Home Purchase Loan originated for $95,000

Genworth Financial:

4 Loans originated: 2 Conventional Home Purchase Loans for an average of $109,500, 2 Refinancings for an average of $102,500

4 Approved but not accepted: Conventional Home Purchase Loan for $137,000, 3 Refinancings for an average of $87,000

Refinancing Closed for incompleteness for $75,000

Mortgage Guaranty Insurance:

3 Conventional Home Purchase Loans Loans originated for an average of $77,000

PMI Mortgage Insurance:

7 Conventional Home Purchase Loans Loans originated for an average of $90,714

Conventional Home Purchase Loan denied for $98,000

Republic Mortgage Insurance:

5 Conventional Home Purchase Loans Loans originated for an average of $85,200

2 Conventional Home Purchase Loans Denied applications for an average of $92,000

Refinancing Applications closed for incompleteness for $76,000

United Guaranty Corporation:

4 Loans originated: 3 Conventional Home Purchase Loans for an average of $85,000, Refinancing for $108,000

Triad Guaranty Insurance:

3 Conventional Home Purchase Loans Originated for an average of $113,000

Home Mortgage Disclosure Act Statistics for Harris County, Texas, Tract 5507.00 - Office of the Comptroller of the Currency (OCC)

WACHOVIA BANK NA (NC):

Refinancing Approved but not accepted for $56,000

JPMORGAN CHASE BANK (OH):

3 Originated: 2 Refinancings for an average of $74,500, 1 Home Improvement Loan for $30,000

5 Loans approved, not accepted: 1 Refinancing for $59,000, 3 Home Improvement Loans for an average of $39,667, 1 Non-occupant Loan on < 5 Family Dwelling for $50,000

3 Applications denied: 2 Refinancings for an average of $61,000, 1 Home Improvement Loan for $80,000

US BANK, N.A. (OH):

Refinancing Approved but not accepted for $25,000

FIRST TENNESSEE BANK NA (TN):

Conventional Home Purchase Loan denied for $103,000

NATIONAL CITY BANK (OH):

7 Originated: 5 Conventional for an average of $54,000, 1 Refinancing for $86,000, 1 Home Improvement for $100,000

NATIONAL CITY BANK OF INDIANA (IN):

Conventional Home Purchase Loan Originated for $69,000

Refinancing approved - not accepted for $81,000

2 Refinancings Denied for an average of $132,000

CITIBANK, N.A. (NV):

Refinancing denied for $100,000

WELLS FARGO BANK, NA (SD):

Refinancing originated for $43,000

3 Loans approved - not accepted: 2 Refinancings for an average of $39,500, 1 Home Improvement Loan for $70,000

2 Refinancings Denied for an average of $81,500

BANK ONE, NA (OH):

4 Originated: 3 Refinancings for an average of $90,333, 1 Home Improvement Loan for $11,000

2 Refinancings approved but not accepted for an average of $65,000

9 Denied applications: 7 Refinancings for an average of $48,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $52,500

BANK OF AMERICA, N.A. (NC):

15 Loans originated: 5 Conventional Home Purchase for an average of $98,800, 10 Refinancings for an average of $64,000

10 Loans denied: 5 Conventional Home Purchase Loans for an average of $93,200, 5 Refinancings for an average of $65,800

7 Loans originated: 1 FHA, FSA/RHS & VA for $101,000, 3 Conventional Home Purchase Loans for an average of $78,667, 2 Refinancings for an average of $101,000, 1 Non-occupant Loan on < 5 Family Dwelling for $53,000

4 Approved applications, not accepted: 3 Conventional for an average of $76,333, 1 Refinancing for $83,000