Mortgages

You'll find that The Cowboy Bank is THE bank when it comes to interim construction lending . Not only do we offer the best interim rates, but with our mortgage department we also offer the very best in mortgage lending with great interest rates and personal service.

Jenni Eubank joined the Cowboy Bank in September 2007 and brought with her an extensive knowledge of the mortgage business. She has experience in all phases of mortgage lending including Conventional, VA and FHA loans.

Regardless of what type of loan you choose our approval time is generally 24-48 hours.

If you're thinking about buying a new home or refinancing your existing home, come in and let Jenni put her experience to work for you.

In order to provide homebuyers and the general public with greater informationconcerning the companies and professionals in the mortgage industry and in fulfillment of the federal S.A.F.E. Mortgage Licensing Act of 2008,* the Nationwide Mortgage Licensing System & Registry (NMLS) hosts a web site called NMLS Consumer Access. NMLS Consumer Access is a fully searchable web site that allows the public to view information concerning state-licensed companies, branches, and individuals licensed and registered through NMLS.

Found online at NMLSConsumerAccess.org,* NMLS Consumer Access is a stand-alone web site, separate from NMLS, that contains administrative and licensing information for companies, branches, and individuals licensed or registered through NMLS. For more, see Information about Consumer Access.*

NMLS Consumer Access is provided without charge to the public.

*This is a link to a third-party web site. The Cowboy Bank does not provide and is not responsible for the products, services or overall web site content available on the linked third-party site. Our privacy policy and security practices also do not apply to the linked site. You should consult the privacy disclosures on the site for further information.

EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html