“Say Hwy. 97 is closed and you can’t use that as your evacuation route so you use a service road,” said Linsangan, “and your vehicle receives any kind of damage because you’ve travelled on this non-traditional road, you can file a claim and we will waive your deductive.”

Anyone with comprehensive or specified perils – a more specific version of comprehensive that protects against fires, earthquakes, explosions, weather and theft – will be covered against wildfire related damage. Claims are not waived for this.