CNBC's Jim Cramer pinpoints the 10 drivers of the stock market's sell-off. Ten things need to change for the stock market to come back from its Monday declines , CNBC's Jim Cramer said as high-profile technology stocks Facebook FB and Apple AAPL led the major averages lower. Here are the various reasons that stocks are falling and what it would take for them to turn, according to Cramer: 1.

Eric Schmidt joined Google as CEO in 2001 and led the tech company for the next decade as the company grew from a start-up to a corporate behemoth, whose parent company, Alphabet, now has a market cap of over $740 billion . "They were super smart, somewhat disorganized kinds of people," Schmidt told Tyler Cowen on the " Conversations with Tyler " podcast. "The recruiting started off as informal, but it ultimately became very, very structured," Schmidt said.

‘From a markets perspective, it’s going to be interesting. Paul Tudor Jones, a hedge-fund luminary, said he’s stress-testing his portfolio of corporate debt because he expects a tumultuous road ahead on the back of the Federal Reserve’s apparent commitment to normalizing interest rates and buttressed by corporate tax cuts from the Trump administration. Speaking at an economic forum in Greenwich, Conn., a hotbed for hedge funds, Jones said the Fed faces real challenges amid “the end of a 10-year run” of economic growth that many anticipate will soon come to a screeching, cyclical end.

Reality continues to rain down on formerly high-flying big tech stocks. Sales growth in 2019 will probably be less explosive than 2018. Blame slowing user growth at the likes of Facebook or more competition for Amazon from the increasingly digitally savvy Target – the fact is the sales growth environment for big tech is taking a turn for the worse.

According to the latest CEO confidence index from trade publication Chief Executive, CEOs now have their lowest confidence in business conditions for the next twelve months since October 2017. Over the weekend, we noted that some strategists have seen the market action since early October as a sign of investors exiting a 2018-type mindset in which strong earnings and economic growth were seen as tailwinds and rising rates just a periphery concern.

Shares of Nvidia Corp. dropped another 12% Monday as investors continue to punish the chipmaker following disappointing revenue and guidance in its third-quarter earnings results.
Nvidia lost $19.73 to close at $144.70, and shares hit a new 52-week

There are plenty of things that can ruin a person’s retirement plans — divorce, illness, job loss, overspending. A recent study has revealed for the first time the 10 biggest causes of financial regret among those who have retired or are near to retirement. The survey was conducted by researchers from the RAND Corporation and the Max Planck Institute in Munich, Germany.

The market could take another leg down, says BNY Mellon's Alicia Levine. State Street's Michael Arone doesn't see the end of the bull market, yet. The bull market is "in trouble," strategist Alicia Levine told CNBC on Monday.

Not long ago, the iPhone maker was the toast of the market as the first U.S. company worth more than $1 trillion. Apple stock plunged 17%, wiping out nearly $190 billion in shareholder value. In September, Apple (ticker: AAPL) released the $999 iPhone XS and the $1,099 iPhone XS Max, followed by the midrange $749 iPhone XR in October.

In the wake of a high-profile pricing challenge from rival Fidelity, Vanguard on Monday announced it will lower investment minimums for the low-cost Admiral shares of many of its funds. Investment minimums for the Admiral shares will be lowered from $10,000 to $3,000 for 38 index funds. The lowered minimums represent expense savings of 15% to 71% over the Investor shares, depending on the fund.

Netflix Inc. stock has fallen far enough and long enough to produce its first “death cross” pattern in nearly three years, and become the third member of the former FAANG technology darlings to suffer that bearish technical fate. A death cross refers to when a price chart’s 50-day moving average, viewed by many as a short-term trend tracker, crosses below the 200-day moving average, which many recognize as a dividing line between longer-term uptrends and downtrends.

“Unless someone convinces me that all of us are going to go back to TVs and radios, I still think digital advertising is a place where the growth will continue,” says Melda Mergen, deputy global head of equities for Columbia Threadneedle Investments. Facebook, for one, is trading at its lowest valuation ever, just 19 times earnings—about the average of the S&P 500 and half as expensive as it was a year ago. “This may end up being one of the last buying opportunities,” says Dan Chung, CEO and CIO of Fred Alger Investments, who owns both stocks.

Wall Street analyst Michael Arone offers a fitting encapsulation of how market participants are perceiving this latest downdraft, with tech-heavy Nasdaq Composite Index (COMP)deepening its slide in correction territory—defined as a decline from a recent top of at least 10%— the Dow Jones Industrial Average (DJIA) sinking more than 500 points at its lows, and the S&P 500 index (SPX) declining by 2%.

The decline comes as the Nasdaq plummeted more than 3%, bringing its year-to-date gain to just 1.69%. Twilio, which has had a great year, is getting hammered. The cloud communications company fell 13.76% to $76.90 a share.

A loss of 53.87% the past year for shares of General Electric Company ( GE) tells a story of unusual bearish trading activity accompanying the move. The main criteria we look for when betting on upside in a stock are improving fundamentals, leading technicals and bullish trading activity in the shares, all of which GE is missing.

The main equity benchmarks saw losses accelerate in morning trade after a report showed home-builders’ confidence plummeted in November. U.S. financial markets will be closed Thursday for the Thanksgiving Day holiday. The tech-heavy Nasdaq Composite Index (COMP) led the markets lower, closing down 219.4 points, or 3%, to 7,028.48.

2018 was a breakthrough year for Nvidia Corporation (NVDA), until it wasn't. Nvidia is a graphics processing chip manufacturer that currently generates most of its revenue from the sales of graphics processing units (GPUs), which are used for competitive gaming, professional visualization, and cryptocurrency mining. Riding on the coattails of a cryptocurrency boom, the graphics processing company soared 42.18% year-over-year to a record-high share price of $289.36 on October 1, 2018. Just over one month later, on November 15, 2018, Nvidia delivered disappointing Q3 FY19 revenue guidance, falling short of analysts' expectations by about $700 million.

Investors with at least $1 million invested in a brokerage account aren't making major changes in their portfolios after the midterm elections. Investors think the end of the record bull run is almost here — but they aren't blaming the change of power in Congress.

U.S. stocks dropped and the Nasdaq fell 3 percent on Monday as investors dumped Apple, internet and other technology shares, further shaking confidence in a group of stocks that has propelled the long bull market. Conflicting signals over the state of play between the United States and China on their trade dispute added to caution in the market. Shares of Apple Inc fell after the Wall Street Journal reported the company had cut production orders in recent weeks for all three iPhone models launched in September.

A lower-than-expected demand for the new iPhones and Apple's decision to offer more models has made it difficult to anticipate the number of components and handsets the company needs, according to the WSJ report https://www.wsj.com/articles/apple-suppliers-suffer-as-it-struggles-to-forecast-iphone-demand-1542618587. Apple shocked investors a few weeks ago with a sales forecast for the Christmas quarter below Wall Street expectations, prompting certain suppliers to issue warnings that pointed to weakness in new iPhone sales. Screen maker Japan Display Inc cut its full-year outlook citing weaker smartphone demand, while British chipmaker IQE Plc said it expects a material reduction in its financial performance in the current year.

Investors ought to pay attention to the changing character of the U.S. stock market. Investors may want to prepare now and fine-tune their skills for a different kind of market. Please click here for the chart of money flows in 11 popular technology stocks.

Founded in 1916, just a few years after the Wright brothers' famous Kitty Hawk flight, The Boeing Company ( BA) has grown to become a global leader in the aircraft manufacturing industry and one of the most well-known names in the aerospace and defense