divert against

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I agree with philgoddard, the choice of terms is really bad. However, one thing is clear: the word "against" belongs not with "divert" but rather with "efforts", within the full expression "efforts against delinquent accounts that are unlikely to become derogatory". That being understood, it appears that the author (salesperson) is suggesting that you (the prospective client) will be able to suspend that effort, thus cutting the respective (resource) cost, presumably redirecting (diverting) the respective resources elsewhere. If "desviar" sounds somewhat strange in Spanish is because "divert" was a poor choice in English to begin with.

"What this allows you to do" refers to the service being offered... this is a business to business offering, I guess it will be mainly for businesses rather than individuals.
Basically the sentence states that if you get this new service, you will be able to take measures against bad accounts, "as well as divert collections efforts against delinquent accounts that are unlikely to become derogatory." That's why I am confused. It sounds to me that if these delinquent accounts are pretty unlikely to become derogatory, you would deviate efforts from them, instead of directing additional efforts to them.