Category Archives: Credit Cards

I had always been frugal, diligent with my finances. Even at 19, when I bought my first condo, I instituted a $100/week budget for myself. Much like today, I put everything on my credit card, and kept a tally on my phone, so every time I swiped, I had to deduct the amount I had left … Continue reading →

Everyone knows that Shoppers Drug Mart is typically far more expensive than discount chains like Walmart. Yet I will never shop at Walmart unless it’s something Shoppers doesn’t carry. For someone who runs a Personal Finance blog, that might seem pretty counter-intuitive, but hear me out for a second. In my previous post on why I put … Continue reading →

I’m one of those people that whip out my Visa for every possible transaction, even if it’s just a measly dollar. To many people, this habit makes no sense, but to me, paying cash or debit makes no sense. I never carry a balance and always pay on time, so I don’t have to worry … Continue reading →

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I'm just a 27 year old Canadian girl with a rare sleep disorder, Idiopathic Hypersomnia. This is my journey to financial health, becoming a Personal Financial Planner and achieving Financial Freedom. I may fall asleep along the way, but with a little bit of careful planning, I'm confident I will wake up to the future of my dreams.