Specialist Asset Finance

Interest Only

A new short-term option, an interest only loan enables costs to be spread over a 3 month period. This is an injection of money into your business cash flow, requiring only interest to be repaid at the end of months one and two. This is then followed by a final repayment of interest along with the full balance.

Our first ever ‘interest only’ unsecured loan

Can be used for a wide range of business requirements

Ideal if you’re awaiting a large payment that you would like to use immediately

*You will be required to pay a Document Fee along with the first month’s interest.

Farming Input Loans

We provide specialist agricultural funding solutions for farmers, all across the UK. With a 12-month unsecured Input Loan you can spread the cost of Agricultural Inputs such as seeds, feed and fertiliser.

We also offer agricultural machinery and equipment finance for whatever you need to run your farm smoothly. From tractors and other off road vehicles to more specialist kit.

Choose from Hire Purchase, Finance and Asset Refinancing products, as well as Agricultural Mortgages, all tailored to suit your specific requirements.

Asset Refinance

Refinance helps you to release value that may be tied up in (non-bespoke) items of equipment held on your balance sheet.

It’s possible to use the funds in a number of ways, from business development, to a deposit for new equipment or simply to boost cash flow and can be considered whether you already own the asset, or are using it under a hire purchase deal with an alternative provider.

Available for a range of plant and machinery, including but not limited to, vehicles, trailers, agricultural or engineering equipment and yellow plant, refinance lets you spread the cost of your equipment over its useful life, without any interruption to its day-to-day use.

Terms are typically available from 12 months to 5 years, though this is dependent on the individual asset.

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.