"Being debt free is better than spending feels."
This blog will follow the ups and downs of living on a beer budget ($40,000/year) in Ottawa. I am a 20-something girl who came out of 2 degrees with $33,000 in student loans. Through dedication and hard work that was paid off in less than a year and I now own a home. I am not a financial planner or expert, but have developed an interest in my finances and how to make the most of my income. Questions? Email me at bigcitybeerbudget@gmail.com

Thursday, December 2, 2010

Update: November Goals

Here's how I've done on my goals for November:

- Save $1,500 - this can be in any of my savings accounts (house, emergency, travel)This did not happen as I purchased health insurance, which was just over $1,400 as a yearly pre-payment

- Avoid 1 temptation to spend per weekWeek 1 - trip to Tim Hortons twice this week, instead I made tea at work, saved $3Week 2 - going out for dinner with a friend, instead I made dinner at home, saved $20Week 3 - taking a cap, I took the bus instead and saved about $15Week 4 - buying a shirt for my sister for Christmas....her gift was already finished, saved $35

- Go to the gym at least 12 timesUnsuccessful, that's for sure....but my gym bag is packed and is next to the front door for tomorrow.

- Have 100 visitors to my blogThis one I'm not too sure of....I have 1,000+ page views, but I'm not sure yet how to track individual users.-

- Read 1 personal finance and 1 fun bookHome Girl by Brenda Bouw, and The Confession by John Grisham