Terms and conditions

The www.ampcapital.com.au website ("this website") is owned by AMP Capital Investors Limited ABN 59 001 777 591 (Australian Financial Services Licence Number 232497). It is operated by AMP Capital Investors Limited and other companies that are associates of AMP Capital Investors Limited (referred to collectively as AMP Capital). Your access to this website is subject to these terms and conditions, the AMP Privacy Policy Statement, notices, disclaimers and any other terms and conditions or other statements contained on this website (referred to collectively as "Terms and Conditions"). By using this website you agree to be subject to these Terms and Conditions.

Access for persons from within Australia only

This website and the information provided on this website is intended only for residents of Australia from within Australia and is not intended for any person who is a resident of any other country. Information and documents that may be accessed from this website do not constitute an offer to sell or the solicitation of an offer to buy any services, securities or products of any member of the AMP group of companies in any jurisdiction.

This website provides general information only and does not take into account any investor's or customer's particular circumstances. Unless otherwise expressly stated to the contrary, this website is not designed for the purpose of providing personal financial or investment advice. Information provided does not take into account your particular investment objectives, financial situation or investment needs.

You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation and investment needs. You should do this before making an investment decision on the basis of the information on this website. You can either make this assessment yourself or seek the assistance of any adviser.

Unless otherwise expressly stated to the contrary, the information on this website is not a recommendation to invest in any investments, securities or financial products offered by any member of the AMP group of companies.

Not all products and services referred to on this website are provided by the same AMP group company.

Unless otherwise stated to the contrary, no AMP group company guarantees any particular rate of return, the performance of any investment or the repayment of capital from any investment. Investments are subject to investment and other risks. This could involve delays in repayment and loss of income or capital invested.

Investors should consider the relevant offer document (eg. product disclosure statement or information memorandum) available from AMP Capital for the relevant AMP Capital product before making any decision regarding the product.

This website may contain references to other special offers or promotions by persons who are not part of the AMP group of companies. Subject to any applicable law which cannot be excluded, AMP Capital makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the goods or services available from these persons. Your obtaining of goods or services from these persons is at your own risk.

You indemnify each member of the AMP group of companies against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in this website.

Unless otherwise stated to the contrary, no AMP group company guarantees any particular rate or return, the performance of any investment or the repayment of capital from any investment. Investment is subject to investment and other risks. Possible risks could include delays in repayment and loss of income or capital invested.

The website content has been prepared for general information purposes only from sources believed to be reliable and accurate. However, the website content is selective and may not be complete or accurate for your purposes. AMP Capital makes no representation or warranty of any kind as to the completeness of, accuracy of or uninterrupted access to the website content or any part of it including, without limitation, any forecasts. Further, AMP Capital is not under any obligation to update or correct any errors in the website content after the date of publication.

You must not rely on any of the information contained in this website as errors or changes may occur in the processing, accessing and storage of the website content.

To the maximum extent permitted by law, AMP Capital will not be liable in any way for any loss or damage suffered by you through use or access to this website, or AMP Capital's failure to provide this website. Our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this website or any part of it, or for any problems with this website, which cannot be lawfully excluded, is limited, at our option and to the maximum extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you.

is, or could reasonably be expected to be, obscene, defamatory, threatening, abusive, offensive, pornographic, profane, indecent, vulgar, or otherwise unlawful, including User Content that religiously or racially vilifies, incites hatred or violence, or is likely to insult, humiliate or offend others based on race, religion, gender, ethnicity, sexual orientation, age or any mental or physical disability;

exploits another person in any manner;

contains excessive violence, nudity or sexual acts or references;

creates or imposes a security or privacy risk to any person;

you know or suspect (or ought reasonably to have known or suspected) to be false, misleading or deceptive;

contains password only or other restricted access pages, or hidden content;

contains computer codes, files or programs or viruses designed to limit, interrupt, or destroy the functionality of other computer hardware or software;

promotes, advertises or solicits any goods or services or commercial activities (except where expressly permitted or authorised by us); or

contains financial, legal, medical or other professional advice;

Monitoring of discussion services

AMP Capital may at its discretion monitor User Content posted or uploaded to the Discussion Services to determine whether these terms and conditions and any operating rules established by AMP Capital have been complied with and to satisfy any law, regulation or governmental or regulatory request. Although AMP Capital has no obligation to monitor, edit, screen, or remove any of the User Content posted or uploaded, AMP Capital reserves the right, and has absolute discretion, to monitor, edit, screen, or remove without notice any User Content posted or uploaded to the Discussion Services for any reason and at any time.

Private or sensitive information on discussion services

User Content submitted to a Discussion Service may be recorded and stored in multiple locations, both on our website and elsewhere on the Internet, and as a result may be accessible for an indefinite period time. Neither AMP Capital nor you have control over who may access User Content at any time in the future. You should be selective and careful about any personal information that you disclose about yourself and others, and in particular, you should not disclose sensitive, proprietary, or confidential information in User Content contributed to our Discussion Services.

Viewing embedded videos

AMP Capital provides certain features and tools to allow videos to be embedded on third party websites not operated by, or in any way associated with, AMP Capital. If you are viewing an AMP Capital video embedded on a third party website, you accept and acknowledge that AMP Capital has no agreement or arrangement in place with the embedding party in relation to content or otherwise. AMP Capital makes no representations or warranties regarding the accuracy, quality, fitness for purpose, or merchantability of these third party websites, or any products or services which may be offered by these third party websites. Any products or services obtained from these third parties are at your own risk. You agree to indemnify each member of the AMP Capital and its related bodies corporate against all liability, damage, loss, cost and expense (however expressed) arising from or relating to your obtaining products or services from a third party embedding AMP Capital video content on its website.

Using the embedded video function

If you place the embeddable AMP Capital video player on your website, you may not alter, build upon, modify, block, remove any portion or otherwise interfere with the functionality of the embeddable player (including without limitation its surrounding frame and any links back to the AMP Capital video website).

These Terms and Conditions are governed by the law in force in the State of New South Wales, and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of New South Wales and courts of appeal from them for determining any dispute concerning the Terms and Conditions.

These Terms and Condition can be modified at any time by AMP Capital and you agree to continue to be bound by these Terms and Conditions as modified. We will give you notice of these changes by publishing revised Terms and Conditions on this website - we will not separately notify you of these changes.

If the whole or any part of a provision of these Terms and Conditions are void, unenforceable or illegal in a jurisdiction, it is severed for that jurisdiction. The remainder of the Terms and Conditions have full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected. This clause has no effect if the severance alters the basic nature of the Terms and Conditions or is contrary to public policy.

You should be aware that the internet is not a completely reliable transmission medium. We shall not have any liability for any data transmission errors such as data loss or damage or alteration of any kind, including, but not limited to, any direct, indirect or consequential damage, arising out of the use of the services provided herein.

Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us via e-mail you do so at your own risk with the knowledge that a third party may intercept this information. Instructions sent by you via e-mail and to this website are processed exclusively at your risk.

AMP Capital may suspend or terminate the provision of this website at any time, without notice and with immediate effect.

Except where necessary for viewing the information on the www.ampcapital.com.au website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms and Conditions, no information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of AMP Capital.

All information residing on this website is copyright to AMP Capital Investors Limited (or to an AMP group company). You may only use the information for your own personal use. You may not otherwise use, modify, copy or distribute the information (or any part of it) without the express written permission of AMP Capital Investors Limited.

Any trademarks appearing on this website are the trademarks of the relevant owners. You must not use any trademark that appears on this website without the written permission of the relevant owner.

Interactive Data – Terms and conditions of use

All information provided by Interactive Data (Australia) Limited ("Interactive Data") and its affiliates (the "Interactive Data Information") is owned by or licensed to Interactive Data and its affiliates and any user is permitted to use such Interactive Data Information only for such user's personal use. In no event shall any user publish, retransmit, redistribute or otherwise reproduce any Interactive Data Information in any format to anyone, and no user shall use any Interactive Data Information in or in connection with any business or commercial enterprise, including, without limitation, any securities, investment, accounting, banking, legal or media business or enterprise.

Prior to the execution of a security trade based upon the Interactive Data Information, you are advised to consult with your broker or other financial representative to verify pricing information.

THE INTERACTIVE DATA INFORMATION IS PROVIDED TO THE USERS "AS IS." NEITHER INTERACTIVE DATA NOR ITS AFFILIATES NOR ANY THIRD PARTY DATA PROVIDER MAKE ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND REGARDING THE INTERACTIVE DATA INFORMATION, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. NEITHER INTERACTIVE DATA NOR ITS AFFILIATES NOR ANY THIRD PARTY DATA PROVIDER WILL BE LIABLE TO ANY USER OR ANYONE ELSE FOR ANY INTERRUPTION, INACCURACY, ERROR OR OMISSION, REGARDLESS OF CAUSE, IN THE INTERACTIVE DATA INFORMATION OR FOR ANY DAMAGES WHETHER DIRECT OR INDIRECT, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY RESULTING THEREFROM.

Past performance

To invest in the any of the relevant AMP Capital funds, investors will need to obtain the Fund's current offer document (either the Product Disclosure Statement or Information Memorandum) from AMP Capital. The offer document contains important information about investing in the Fund and it's important investors read the offer document before making any decision whether to acquire, or continue to hold, units in the Fund.

Neither AMP Capital, nor any other company in the AMP Group, guarantees the repayment of capital or the performance of any product or any particular rate of return referred to in this document.

While every care has been taken in the preparation of this information, AMP Capital makes no representation or warranty as to the accuracy or completeness of any statement in it including, without limitation, any forecasts.

This document has been prepared for the purpose of providing general information, without taking account of any particular investor's objectives, financial situation or needs. An investor should, before making any investment decisions, consider the appropriateness of the information in this document, and seek professional advice, having regard to the investor's objectives, financial situation and needs.