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PRESS RELEASES

This document is dated January 10, 2013.
It may not be accurate after such date
and LNC does not undertake
to update or keep it accurate
after such date.

Lincoln Financial Group to Report Fourth Quarter Earnings

PHILADELPHIA, January 10, 2013 — Lincoln Financial Group (NYSE:LNC) will report its fourth quarter earnings after market close on Wednesday, February 6, 2013. A conference call is scheduled for Thursday, February 7, 2013 at 9:00 a.m. ET, to discuss the fourth quarter earnings and related matters for the company and its business segments. Earnings material, including the fourth quarter 2012 Earnings Release and Statistical Supplement, will be made available through www.LincolnFinancial.com/earnings after market close on Wednesday, February 6, 2013.

Webcast Information
Interested persons are invited to listen through the internet. Please visit www.LincolnFinancial.com/webcast at least fifteen minutes prior to the event to register, download and install any necessary streaming media software.

Conference Call Information
Interested persons may also listen to the call by dialing the following numbers:
(877) 776-4049 (Domestic)
(914) 495-8602 (International)
Ask for the Lincoln National Conference Call.

Replay Information
Audio replay will begin by 12:00 p.m. ET on February 7, 2013, and will be available through midnight ET on February 14, 2013. To access the re-broadcast:
(800) 585-8367 (Domestic)
(404) 537-3406 (International)

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $174 billion as of September 30, 2012. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.