Financial Education for You

Completing a financial education curriculum can help you obtain knowledge and an understanding of financial matters. Financial education is the building block of financial capability and can eventually lead to economic mobility. Financial education classes and events can be found on the Money Smart KC calendar.

Financial Education Curricula and Tools

When picking a curriculum to use, we suggest that you utilize resources that are from trusted sources and are consistently updated.

Financial Education Curricula For Youth (K-8th Grade)

Money Smart for Young People – The FDIC’s new instructor-led Money Smart for Young People series consists of four free individual grade-level curriculum available for immediate download below. The materials are available for immediate download.

Econ Ed at the St. Louis Fed – Our free lesson plans, activities, and readings make it easier for you to teach economics and financial literacy. They offer flexibility and real world connections to help prepare your students with 21st century skills for college and career readiness.We have great resources for consumers and parents, too!

The Council for Economic Education (CEE) is the leading non-profit organization in the United States that focuses on personal finance and economic education for students K-12. By providing kids with the knowledge and vocabulary of money, we give them the essential tools to create financial stability and opportunity for themselves, their families and their communities.

Next Gen Personal Finance offers Inquiries in which students will work to answer a big question or experience a big idea. Teacher Notes that accompany each Inquiry to provide guidance, tips, learning objectives and standards alignment as well as supplemental resources that extend the scope of the Inquiry. Comprehension Questions to assess student understanding of the Inquiries. Libraries of: Interactives, Videos, Infographics, Articles, & Supplemental Activities complete with descriptions, suggested questions and tips!

Hands on Banking – Financial information for kids. We’ll show you where money comes from and the best ways to use it

Econ Ed at the St. Louis Fed – Our free lesson plans, activities, and readings make it easier for you to teach economics and financial literacy. They offer flexibility and real world connections to help prepare your students with 21st century skills for college and career readiness. We have great resources for consumers and parents, too!

Next Gen Personal Finance (NGPF) has designed 12 Units that feature 65 lessons, 200 activities, over 400 curated videos, and much more! Everything we offer from Assessments and Data Crunches to Projects and Case Studies can be found organized into Units on this page. Checking, Saving, Credit, College, Budgeting, Investing, Financial Pitfalls, Career, Taxes, Insurance, and more!

Hands on Banking – Financial information for teens. Money is fun to get and spend. But if you learn some money essentials, you will have more options. Learn money management, how to save, and credit basics.

The Council for Economic Education (CEE) is the leading non-profit organization in the United States that focuses on personal finance and economic education for students K-12. By providing kids with the knowledge and vocabulary of money, we give them the essential tools to create financial stability and opportunity for themselves, their families and their communities.

EVERFI – Our interactive curriculum, scalable platform and in-person resources were designed not just to drive financial literacy, but financial capability.

Financial Education Curricula For Young Adults (College)

Money Smart for Adults – FDIC’s instructor-led curriculum consists of eleven training modules that cover basic financial topics. Topics include a description of deposit and credit services offered by financial institutions, choosing and maintaining a checking account, spending plans, the importance of saving, how to obtain and use credit effectively, and the basics of building or repairing credit.

Econ Ed at the St. Louis Fed – Our free lesson plans, activities, and readings make it easier for you to teach economics and financial literacy. They offer flexibility and real world connections to help prepare your students with 21st century skills for college and career readiness.

The National Endowment for Financial Education (NEFE) is the leading private nonprofit 501(c)(3) national foundation dedicated to inspiring empowered financial decision making for individuals and families through every stage of life. With more than a quarter-century of dedication to the public good, NEFE continues its legacy of service with commitment to providing financial education and practical information to people at all financial levels, including: Youth and adult financial education resources, Training tools from the classroom to the workplace, and Research and consumer surveys

Citizens Bank & Trust – The tools offered here are designed to provide you with information on a number of topics, including: Mortgages, Credit Scores & Reports, Taxes, Insurance and much more!

Next Gen Personal Finance (NGPF) has designed 12 Units that feature 65 lessons, 200 activities, over 400 curated videos, and much more! Everything we offer from Assessments and Data Crunches to Projects and Case Studies can be found organized into Units on this page. Checking, Saving, Credit, College, Budgeting, Investing, Financial Pitfalls, Career, Taxes, Insurance, and more!

Hands On Banking – Financial information for young adults. Make a strong start in your financial life. Learn about creating a spending plan, starting work, and how continuing education after high school could fit into your financial future.

Better Money Habits – Education can be a crucial, but expensive part of your future. Discover how to make paying for school more manageable.

EVERFI – Our interactive curriculum, scalable platform and in-person resources were designed not just to drive financial literacy, but financial capability.

Other Financial Education Resources

Reality U – Helps students understand some of the “realities” involved in preparing for an employable future and adulthood as they learn about income, debt, credit, and the cost of raising a family.

MyMoney –Looking for help with making the best financial choices about major life events? Use this page to locate federal brochures, publications, websites and videos that can assist. The resources provide background information, helpful guidance, and hints and tips to assist with your decisions.

Financial Education Curricula For Adults

Money Smart for Adults – FDIC’s instructor-led curriculum consists of eleven training modules that cover basic financial topics. Topics include a description of deposit and credit services offered by financial institutions, choosing and maintaining a checking account, spending plans, the importance of saving, how to obtain and use credit effectively, and the basics of building or repairing credit.

Econ Ed at the St. Louis Fed – Our free lesson plans, activities, and readings make it easier for you to teach economics and financial literacy. They offer flexibility and real world connections to help prepare your students with 21st century skills for college and career readiness.

The National Endowment for Financial Education (NEFE) is the leading private nonprofit 501(c)(3) national foundation dedicated to inspiring empowered financial decision making for individuals and families through every stage of life. With more than a quarter-century of dedication to the public good, NEFE continues its legacy of service with commitment to providing financial education and practical information to people at all financial levels, including: Youth and adult financial education resources, Training tools from the classroom to the workplace, and Research and consumer surveys

Citizens Bank & Trust – The tools offered here are designed to provide you with information on a number of topics, including: Mortgages, Credit Scores & Reports, Taxes, Insurance and much more!

Next Gen Personal Finance (NGPF) has designed 12 Units that feature 65 lessons, 200 activities, over 400 curated videos, and much more! Everything we offer from Assessments and Data Crunches to Projects and Case Studies can be found organized into Units on this page. Checking, Saving, Credit, College, Budgeting, Investing, Financial Pitfalls, Career, Taxes, Insurance, and more!

Other Financial Education Resources

MyMoney –Looking for help with making the best financial choices about major life events? Use this page to locate federal brochures, publications, websites and videos that can assist. The resources provide background information, helpful guidance, and hints and tips to assist with your decisions.

Econ Ed at the St. Louis Fed – Our free lesson plans, activities, and readings make it easier for you to teach economics and financial literacy. They offer flexibility and real world connections to help prepare your students with 21st century skills for college and career readiness.

Citizens Bank & Trust – The tools offered here are designed to provide you with information on a number of topics, including: Mortgages, Credit Scores & Reports, Taxes, Insurance and much more!

Next Gen Personal Finance (NGPF) has designed 12 Units that feature 65 lessons, 200 activities, over 400 curated videos, and much more! Everything we offer from Assessments and Data Crunches to Projects and Case Studies can be found organized into Units on this page. Checking, Saving, Credit, College, Budgeting, Investing, Financial Pitfalls, Career, Taxes, Insurance, and more!

EVERFI – Our interactive curriculum, scalable platform and in-person resources were designed not just to drive financial literacy, but financial capability.

Other Financial Education Resources

AARP’s Retirement Calculator has been redesigned. This financial tool has enhanced usability and accurate results. New features allow a user to develop a retirement plan for a dual-income family, and calculate and include Social Security benefits in their retirement income

Ballpark E$timate The American Savings Education Council’s (ASEC) Ballpark E$timate is an easy-to-use, two-page worksheet that helps you quickly identify approximately how much you need to save for retirement. The Ballpark E$timate takes complicated issues like projected Social Security benefits and earnings assumptions on savings, and turns them into language and mathematics that are easy to understand.

My Retirement Paycheck, a Web site offered by NEFE, encourages individuals and couples to make smart decisions about retirement.

Planning for Retirement is the CFPB and Social Security Administration’s tool to help consumers make informed decisions about when to claim their Social Security benefits.

When to Take Social Security: It Pays to Wait, is a toolkit offered by the National Academy of Social Insurance that includes a three-minute video (in English and Spanish), a one-page fact sheet, and a 16-page brief to educate workers nearing retirement about the advantages of delaying their Social Security benefits beyond age 62.

Hands on Banking – Financial information for seniors. Healthy financial habits can help you feel comfortable during your retirement. Learn about retirement strategies and managing your finances. You’ll also learn how to recognize and prevent elder financial abuse.

MyMoney –Looking for help with making the best financial choices about major life events? Use this page to locate federal brochures, publications, websites and videos that can assist. The resources provide background information, helpful guidance, and hints and tips to assist with your decisions.

Econ Ed at the St. Louis Fed – Our free lesson plans, activities, and readings make it easier for you to teach economics and financial literacy. They offer flexibility and real world connections to help prepare your students with 21st century skills for college and career readiness.

Citizens Bank & Trust – The tools offered here are designed to provide you with information on a number of topics, including: Mortgages, Credit Scores & Reports, Taxes, Insurance and much more!

Next Gen Personal Finance (NGPF) has designed 12 Units that feature 65 lessons, 200 activities, over 400 curated videos, and much more! Everything we offer from Assessments and Data Crunches to Projects and Case Studies can be found organized into Units on this page. Checking, Saving, Credit, College, Budgeting, Investing, Financial Pitfalls, Career, Taxes, Insurance, and more!

Hands on Banking – Financial information for service members. Create a spending plan, learn how to establish credit, and prepare financially for PCS and deployment.

EVERFI – Our interactive curriculum, scalable platform and in-person resources were designed not just to drive financial literacy, but financial capability.

Other Financial Education Resources

Association of Military Banks of America (AMBA) is a not-for-profit association of banks operating on military installations, banks not located on military installations but serving military customers, and military banking facilities designated by the U.S. Treasury.

Military OneSource is a confidential Department of Defense-funded program providing comprehensive information on every aspect of military life at no cost to active duty, Guard and Reserve Component members, and their families.

SaveAndInvest.org provides unbiased financial tools and information from the FINRA Foundation to help military families and all investors make informed financial decisions.

Financial Education Curricula Small Business/Entrepreneurs

FDIC Money Smart for Small Business, an instructor-led small business curriculum created by the SBA and FDIC, is designed to provide introductory-style training for new and aspiring entrepreneurs. The 13 modules provide essential information on running a small business from a financial standpoint.

BBB Institute for Marketplace Trust– Its mission is to advance trust in the marketplace through programs that promote best practices and business ethics, raise consumer awareness and training about scams, fraud, and deceptive advertising, and build financial and digital literacy. The Institute offers in-person and online training, print and digital educational resources, scholarships and programs.

The Microfinance Gateway is a public forum for the microfinance industry at large that offers a wealth of tailored services for microfinance professionals, including resource centers on specific topics in microfinance, a searchable library of electronic documents, a consultant database, a new bulletin board, and specialized discussion groups. The Gateway’s resources constitute a comprehensive source of information on microfinance on the World Wide Web, featuring 3900 online documents and over 900 listings of microfinance institutions (MFIs).

Hands on Banking –Financial information for entrepreneurs. Find tools and information to help you start, manage, and grow a business.

EVERFI – Our interactive curriculum, scalable platform and in-person resources were designed not just to drive financial literacy, but financial capability.

Financial Education Activities and Games

The Stock Market Game– An online simulation of the global capital markets that engages student’s grades 4-12 in the world of economics, investing and personal finance and that has prepared 15 million students for financially independent futures.

EconEdLink – Use technology to help teach economics and financial literacy through simulations, games, videos and other inter-actives.

Buying a Home (English and Spanish) – use these calculators to learn what to consider when entering the housing market

College Activity (English and Spanish) – learn how you can save for college to help minimize student loan debt

Family Finances Activity (English and Spanish) – test yours budgeting skills through decision-making within a family setting

Calendar of Financial Education Classes and Events

Teacher Resources

Professional Development For Educators

Credit Abuse Resistance Education Program (C.A.R.E) This program is a one-hour, interactive presentation by judges and lawyers focusing on the proper use of credit cards, the cost of credit, the effects of credit card use, and the economic and personal effects of credit card abuse. It was developed to educate young people, mainly high school juniors and seniors, about the hazards and pitfalls of credit card use and abuse. To arrange a presentation, please contact the U.S. Bankruptcy Courts at 816-512-1883 (Missouri) or 913-735-2110 (Kansas) or contact Kerry Brown at Kerry_Brown@mow.uscourts.gov.

Council for Economic Education offers both online and in-person professional development opportunities for educators throughout the country. To find in-person workshops in your area, please visit our Activities by State page, where you can find the website and contact information for the CEE affiliate closest to you.

Federal Reserve Bank of Kansas City – Teacher workshops are available every summer and webinars are offered year-round on a variety of topics. Both are free to K-16 educators and education professionals and feature hot topics tied to economics and personal finance.

Kansas Council for Economic Education –Resources to equip Kansas teachers to educate Kansas students (K-12) on the principles of economics and personal finance.

Kansas State Department of Education – Kansas classroom educators can learn about certification procedures and requirements.

Teacher Resources

National Personal Finance Standards for K-12 Education

Teacher Online Resource Center – The Federal Deposit Insurance Corporation (FDIC) and the Consumer Financial Protection Bureau (CFPB) are working together to make it easier for schools to bring financial education into the classroom by developing a one-stop-shop for educators.

NEFEoffers free resources for those who teach financial education skills to underserved audiences through financial planning, social services, community organizations, volunteerism and human resource-related tools.

Financial Education Teaching Tools

The following list highlights K-12 curricula that aligns to content standards and is designed to promote financial understanding in young people. The curricula address the concepts of budgeting, credit, saving, investing and more through hands-on classroom-ready lessons and activities.

Money As You Learn – Offers educators texts, lessons, and tasks that connect the Common Core to real life applications while also equipping students with the knowledge needed to make smart financial decisions.

Money Math: Lessons for Life – Features a four-lesson curriculum supplement for middle school math classes using real-life examples in personal finance.

Practical Money Skills For Life – Helps consumers, educators, parents, policymakers and students of all ages learn the essentials of personal finance through articles, games and lesson plans.

School of Economics – This section of the website is for teachers who have scheduled field trips to the School of Economics for the 2017-2018 academic year. It includes preparation checklists, forms needed for student businesses, information about volunteers, and links to financial education curriculum.

Teacher Resources

Community Organizations

Family Financial Transformations™Catholic Charities of Northeast KansasDesigned to help break the cycle of debt and give families the tools to better manage their fi­nances,Catholic Charities of Northeast Kansas is now enrolling families in the Family Financial Transformations program. Participants work with a team of professionals who are committed to helping families reach financial self-sufficiency. During this 12-month program, participants receive one on one budget coaching, group topic classes, and a personal financial mentor. Geared for the whole family, childcare is provided for younger children and those children eight years and older are able to participate in their own age-appropriate financial education classes. Graduating participants also enjoy personal and educational incentives alongside ongoing mentorship.* The Family Financial Transformations™ program is currently only offered in Johnson and Wyandotte Counties.Contact Kimberly Burau at 913.906.8996 or kburau@catholiccharitiesks.org or Meagan Cashell at 913.433.2005 or mcashell@catholiccharitiesks.org

Kansas Loan Pool Project (KLPP)Catholic Charities of Northeast KansasRecognizing that predatory lending such as payday and title loans contributes to the hardships, Catholic Charities offers a loan refinance program in partnership with Country Club Bank and Bank of Blue Valley.The Kansas Loan Pool Project (KLPP) is designed to help eliminate high-interest title or payday loans by issuing participants a new, low-interest loan. Each participant is enrolled in a financial education series to help develop a long-term financial plan and budget. They are also assigned a Catholic Charities case manager specialist to provide ongoing monthly support.Eligibility and program requirements include:

Teachers Professional Section

Request a Speaker For Your Class

Do you need a speaker on almost any financial education subject for youth, teens, adults, seniors, etc.? Request a speaker that will come to your school, organizations, church, etc. and present on the financial education subject that you choose.

Be Social

Discover

Discover links to local and national experts, access to live support, events/classes near you and much more for providers AND consumers. Explore our website to find tips and tools on a variety of topics to help you manage and grow your money.

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