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"Another good business card for those who like Capital One. Similar to the Spark Cash, but instead of cash, it allows you to use miles as statement credits for travel purchases. A great bonus, but slightly less valuable rewards compared to something like Chase Ultimate Rewards. No specific categories for spending. You earn double miles on everything. This card does not charge foreign transaction fees, includes travel and emergency assistance services, and offers some purchase protections." - Zac

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Reward Program Notes Other rewards programs have you use their rewards to book travel, but Capital One miles work retro-actively like rebates for purchases you make. You have to use the card for your travel expenses, then you can take them off your statement using your miles. So let’s say you use your Capital One card to purchase train tickets for $250. Then a month later you can use 25,000 miles to erase the $250 charge.

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