LBS-Bausparen

Own your own home

Building capital

For your future dream home

LBS-Bausparen (home savings plan) allows you tackle whatever the future may hold for you – whether that's buying, building or modernising your home. Setting up a home savings plan allows you build capital and to enjoy attractive fixed interest rates over the entire period of the plan. Owning your own home is also a safe investment for retirement that will pay off for years to come.

If you are receiving capital-forming payments from your employer, you can also pay them directly into your home savings plan and start creating a solid foundation for your future home. Depending on your circumstances, you might also qualify for other state subsidies or grants.

Your partner

Capital-forming payments

Capital-forming payments from employers can be directly paid into your home savings plan.

Attractive loans

Whatever your needs, you can also set up a home loan with attractive fixed interest rates.

Good advice

Owning your own home

Security for the rest of your life

Owning your own home or apartment is a very secure investment for your future and for your retirement. Our home savings plans are always tailored to meet your particular needs and circumstances.

LBS-Bausparen (home savings plan) is an attractive way to finance your dream home with guaranteed fixed interest rates. Home savings plan also mean that you automatically qualify for fixed-interest rates for your home loan.

Your partner

Attractive loans

As soon as you have built up your savings under your home savings plan, you will be able to apply for a home loan.

Good advice

Modernising

Long-term investments and multiple benefits

Good to know: LBS-Bausparen (home savings plan) can also be used to make your home more energy efficient or to pay for something like a new bathroom. This will allow you to reduce your energy costs, will make your home more attractive and increase the value of your property.

Wise moves – thinking ahead: Adapting your property as your needs change over time means that you will be able to enjoy it for many years to come.

However, even if you don't have any plans to modernise your home at present, it always makes sense to save for doing so later on: LBS-Bausparen allows you to gradually build your savings in plenty of time to allow them to grow for when you need them.

Your partner

Attractive loans

Whatever your needs, you can also set up a home loan with attractive fixed interest rates.

Attractive loans

As soon as you have built up your savings under your home savings plan and they are ready to be drawn on, you will automatically qualify for a home loan at an attractive interest rate to make your home dreams come true.

Our repayment conditions are designed to allow you to plan far into the future, because the loan interest rate will be fixed right from the start. Our home loans can also be repaid in lump sum payments – at no extra charge – and as and when you wish to.

LBS-Bausparen is also a perfect option if you would like to make your home dreams a reality in a shorter period of time by simply combining your home savings plan with a mortgage – which means you will benefit from low loan interest rates and will make it into your own four walls faster.