Alternative risk financing and self-insurance can be valuable elements within a corporation's overall risk management strategy. A properly structured alternative risk financing strategy can provide cost efficiencies, control over commercial rate fluctuations and increased coverage availability. However, the decision to implement such strategies should be based on a thorough analysis of the feasibility and long-term viability of such mechanisms.

RMS Solutions, Inc. can help you evaluate the feasibility of establishing various alternative risk financing vehicles, including captives and self-insured trusts, as well as assess the benefits, costs, and risks of alternative retention limits. In addition to generating pro forma projections of cash flow, income statements, and balance sheets, we can develop models to test the sensitivity of our financial projections to fluctuations in such variables as future growth strategies, investment yields and loss cost trends. We can also assist in designing the information systems required to capture the data necessary to monitor your program's performance.