If you have been sued on a debt, AND there has been a judgement issued against you, it's possible that your bank account can be frozen and funds transferred to the debt collector against your will. However, some bank accounts only hold funds that are EXEMPT from this forced transfer, such as social security. Click here for a brief summary of the law and a template to send your bank if you believe you might be at risk of this.
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A deferment is a way to postpone paying back your student loans for a certain period of time. This packet contains information about the federal student loan unemployment deferment. Click this link for more information and a self packet to help you, now!
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