Home Mortgage Disclosure Act Aggregated Statistics

1199 Originated: 69 FHA, FSA/RHS & VA Home Purchase Loans for an average of $96,304, 250 Conventional Home Purchase Loans for an average of $93,744, 688 Refinancings for an average of $111,725, 85 Home Improvement for an average of $92,694, 2 Dwellings For 5+ Families for an average of $210,000, 103 Non-occupant Loans on < 5 Family Dwellings for an average of $110,272, 2 Loans On Manufactured Home Dwelling for an average of $79,000

261 Approved loans, not accepted: 5 FHA, FSA/RHS & VA for an average of $63,200, 51 Conventional for an average of $108,824, 151 Refinancings for an average of $114,470, 17 Home Improvement Loans for an average of $67,176, 34 Non-occupant Loans on < 5 Family Dwellings for an average of $115,971, 3 Loans On Manufactured Home Dwelling for an average of $57,333

1103 Denied applications: 10 FHA, FSA/RHS & VA Loans for an average of $97,600, 142 Conventional Home Purchase for an average of $105,317, 736 Refinancings for an average of $118,022, 120 Home Improvement for an average of $78,050, 4 Loans on Dwellings For 5+ Families for an average of $255,750, 85 Non-occupant Loans on < 5 Family Dwellings for an average of $114,706, 6 Loans On Manufactured Home Dwelling for an average of $74,333

629 Withdrawn: 21 FHA, FSA/RHS & VA for an average of $108,238, 85 Conventional Home Purchase for an average of $101,259, 448 Refinancings for an average of $113,112, 41 Home Improvement Loans for an average of $88,512, 1 Loan on Dwelling For 5+ Families for $158,000, 29 Non-occupant Loans on < 5 Family Dwellings for an average of $99,034, 4 Loans On Manufactured Home Dwelling for an average of $36,750

125 Applications closed for incompleteness: 2 FHA, FSA/RHS & VA for an average of $100,000, 13 Conventional Home Purchase for an average of $137,462, 87 Refinancings for an average of $127,425, 13 Home Improvement for an average of $99,615, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $95,600

Compared to the state average:

The number of loans originated per 1000 residents (134) is significantly below CA average (566). The average loan value for this tract ($105,724) is significantly below the state average ($267,254).

The number of loans not accepted per 1000 residents (29) is significantly below CA average (99). The average loan value for this tract ($108,843) is significantly below the state average ($260,545).

The number of loans denied per 1000 residents (124) is significantly below CA average (195). The average loan value for this tract ($111,859) is significantly below the state average ($255,164).

The number of loans withdrawn per 1000 residents (71) is significantly below CA average (124). The average loan value for this tract ($108,680) is significantly below the state average ($255,431).

The number of loans closed per 1000 residents (14) is significantly below CA average (34). The average loan value for this tract ($122,592) is significantly below the state average ($270,003).

HMDA - Loans Count

HMDA - Average Loan Value ($)

Private Mortgage Insurance Companies Aggregated Statistics

71 Originated: 39 Conventional Home Purchase for an average of $116,538, 28 Refinancings for an average of $130,321, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $106,250

36 Approved applications, not accepted: 24 Conventional Home Purchase for an average of $156,083, 8 Refinancings for an average of $127,875, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $147,750

7 Denied applications: 3 Conventional Home Purchase for an average of $222,000, 2 Refinancings for an average of $139,500, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $187,500

10 Loans withdrawn: 5 Conventional Home Purchase for an average of $154,400, 3 Refinancings for an average of $97,333, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $124,500

3 Files closed for incompleteness: 2 Conventional Home Purchase Loans for an average of $138,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $229,000

PMIC - Loans Count

PMIC - Average Loan Value ($)

Private Mortgage Insurance Companies Disclosure Statistics

Radian Guaranty:

7 Originated: 3 Conventional Home Purchase Loans for an average of $87,000, 4 Refinancings for an average of $67,750

3 Approved - not accepted: 2 Conventional Home Purchase Loans for an average of $96,000, Refinancing for $86,000

Genworth Financial:

4 Loans originated: 2 Conventional Home Purchase Loans for an average of $63,000, 2 Refinancings for an average of $74,500

Refinancing Approved applications but not accepted for $69,000

Mortgage Guaranty Insurance:

5 Loans originated: 4 Conventional Home Purchase Loans for an average of $93,000, Refinancing for $78,000

2 Refinancings Approved applications - not accepted for an average of $96,000

Conventional Home Purchase Loan Applications closed for incompleteness for $47,000

PMI Mortgage Insurance:

2 Conventional Home Purchase Loans Loans originated for an average of $73,500

Refinancing Approved, not accepted for $74,000

Conventional Home Purchase Loan Withdrawn for $102,000

Republic Mortgage Insurance:

3 Originated: Conventional Home Purchase Loan for $47,000, 2 Refinancings for an average of $80,000

25 Loans originated: 2 Conventional Home Purchase Loans for an average of $70,500, 18 Refinancings for an average of $59,833, 1 Home Improvement Loan for $60,000, 4 Non-occupant Loans on < 5 Family Dwellings for an average of $52,250

Refinancing Approved, not accepted for $60,000

24 Loans denied: 2 Conventional Home Purchase Loans for an average of $61,500, 17 Refinancings for an average of $63,765, 3 Home Improvement Loans for an average of $28,333, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $36,500

Conventional Home Purchase Loan withdrawn for $67,000

UNION PLANTERS BANK (TN):

Refinancing originated for $80,000

CAPITAL ONE NA (LA):

Home Improvement Loan originated for $17,000

KEYBANK NATIONAL ASSOCIATION (OH):

Home Improvement Loan withdrawn for $82,000

CHASE MANHATTAN BANK USA, NA (DE):

3 Denied applications: 1 Refinancing for $80,000, 2 Home Improvement Loans for an average of $38,000

6 Approved applications, not accepted: 2 Conventional Home Purchase Loans for an average of $127,500, 2 Refinancings for an average of $188,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $139,000

Refinancing Denied for $135,000

UNION FEDERAL C/O SKY BANK (IN):

Refinancing Approved - not accepted for $75,000

WASHINGTON MUTUAL BANK (NV):

8 Refinancings Originated for an average of $48,000

3 Refinancings approved - not accepted for an average of $57,667

11 Denied: 9 Refinancings for an average of $57,556, 1 Home Improvement Loan for $40,000, 1 Non-occupant Loan on < 5 Family Dwelling for $83,000