Credit Tip

Buying a home for the first time can be a daunting experience, especially after finding out how much paperwork and information is required to perform the actual transaction – your credit rating will be one of the most important points…Read more

Retirement is a time to relax and do the things that we enjoy or interest us. While retirement might seem like a long way off, eventually it will be right around the corner. Whether you have just started working or…Read more

Visa is a world-wide leader in the credit card industry. Visa offers a large range of credit cards to customers around the globe, with many options and rewards to suit their customers needs. Below is a list of all Visa…Read more

It is very hard to avoid the pressure in our economy to spend beyond what we ought to do because of easy credit. It is time to take back the initiative and break free from the bondage of credit card…Read more

It’s not always easy to know what to do to increase your credit score quickly. This post highlights some key actions that will give your credit score fast boost. We know that making payments on time and that keeping up…Read more

Here is what you need to know about how today’s credit events can either help or harm your credit score. Some of these things may even surprise you, which is why it is important to know how to protect your…Read more

[As feature on BI] I remember the day well. It was a bitterly cold, dreary January day in St. Louis; no leaves left on the tall sticks in our backyard that had recently resembled trees. I was pacing the floor and…Read more

By now you know that paying your credit card debt will improve your credit score, but what else makes up your FICO score? 1. Payment History – 35% Payment history is the largest factor used in determining your credit score. This includes on-time payments,…Read more

How to avoid debt, and in particular credit card debt, has become a major issue in most people’s lives. We’ve discovered, in recent years, that we aren’t always going to have someone there to bail us out if it all…Read more

* Fairly obvious but simple: Don’t use your credit cards for anything other than an emergency! * Always pay the minimum payment, otherwise your credit card company may use as an argument to increase your interest rates. * Negotiate with…Read more