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Bug; I thought the same thing - there is a description of how they calculate the risk factor which includes:

"dividing the square mileage of each state against the frequency of death, injury, number of tornadoes, and cost of damages for each state. We then rank each State by these individual categories. We then add the total of each State's individual rankings and divided by the number of factors (four)".

So a relatively small dense state that has had a few tornadoes between 1950 and 1995 would end up with a higher ranking. I don't think I agree with the analytical method.