3.26.1.1. Scratchings/Non-runners–Whenever a horse is withdrawn from a race before or after coming under starter's orders (or if one or more of the starting gates do not open, thus preventing a fair start) the horse shall be deemed to be a non-runner/scratched and the money wagered on that horse will be refunded.

3.26.1.2. Minimum Guaranteed Dividends–There is a minimum guaranteed dividend, for all bet types, equal to the unit of wager.

3.26.1.3. Late Bets–If a bet is accepted in error, after a race has started then that bet will be declared void and will be refunded.

3.26.1.4. Objections–Whenever an objection against the result of a race has been lodged, any payments shall be made in accordance with the decisions of the race meeting Officials or Stewards.

3.26.1.5. Official Results–The result of a race shall be official when the "all clear" or "weighed in"is declared by the racetrack and the "official result" is declared by the operator.

3.26.1.6. Payment of Dividends – Payment shall commence as soon as possible after each race has been decided, results confirmed and declared "official".

3.26.1.7. More than 20 Runners–Where there is a field in excess of twenty runners, all runners bearing the number 20 and higher are treated as a single runner (bearing the number 20, even if the runner actually bearing the number 20 is scratched), and, notwithstanding the official result, all such runners are deemed to finish in the place that the first of such runners finishes in.

3.26.1.8. This clause specifically applies to horseracing only, unless otherwise stated. Valid bets accepted will not be considered as void in case there is a conflict in the writing of the horse names. For any race or meeting, if there is a discrepancy between the horse name and the horse number, or should at anytime the names be stated incorrectly or wrongfully stated in reverse, in all circumstance it shall be resolved that the horse number indicated during the race while running will prevail. To resolve this discrepancy, the result of a race shall be determined based on the horse number.

3.26.1.9. Horse names and number. In case the horse name and horse number are translated into any other language, the English version will prevail.

3.26.1.10. Our Payout condition for the various racing jurisdiction are as follow:-

* The exception to this rule occurs when a late scratching has reduced the number of runners to Seven, all three Place dividends will be PAID.

3.26.2.1. South African Horse Racing

3.26.2.1.1. Win Pool

3.26.2.1.1.1. The purpose is to select the winner of a specified race.

3.26.2.1.1.2. The dividend shall be determined by dividing the net pool by the number of unit bets on the winning horse.

3.26.2.1.1.3. Whenever two or more horses dead heat the dividend payable shall be calculated as follows. The net pool shall be divided into as many equal portions as there are dead heaters and each resultant portion shall then be divided by the number of unit bets wagered on the individual dead heaters.

3.26.2.1.2. Place Pool

3.26.2.1.2.1. The purpose is to select a horse placed first, second, third or fourth in a specified race.

3.26.2.1.2.2. If there are five runners or less, then there shall be no place betting and all bets shall be refunded.

3.26.2.1.2.3. If there are six or seven runners, dividends shall be paid in respect of horses placed first and second (regardless of the total number of carded horses).

3.26.2.1.2.4. If there are eight to fifteen runners, dividends shall be paid in respect of the horses placed first, second and third (regardless of the total number of carded horses).

3.26.2.1.2.5. If there are sixteen or more runners, dividends shall be paid in respect of the horses placed first, second, third and fourth (regardless of the total number of carded horses).

3.26.2.1.2.6. The net pool shall be divided into as many equal portions as there are placed horses. The portions shall be divided respectively by the number of unit bets on each of the placed horses and the results is the dividend payable.

3.26.2.1.2.7. For the purpose of calculating dividends, horses dead heating for first place shall be deemed to have filled the first and second places; horses dead heating for second place shall be deemed to have filled second and third places; horses dead heating for third place shall be deemed to have filled third and fourth places; and horses dead heating for fourth shall be deemed to have jointly filled fourth place.

3.26.2.2. Dubai Races

3.26.2.2.1. Win Pool

3.26.2.2.1.1. The purpose is to select the winner of a specified race.

3.26.2.2.1.2. The dividend shall be determined by dividing the net pool by the number unit bets on the winning horse.

3.26.2.2.1.3. Whenever two or more horses dead heat the dividend payable shall be calculated as follows. The net pool shall be divided into as many equal portions as there are dead heaters and each resultant portion shall then be divided by the number of unit bets wagered on the individual dead heaters.

3.26.2.2.2. Place Pool

3.26.2.2.2.1. The purpose is to select a horse placed first, second or third in a specified race.

3.26.2.2.2.2. If there are five runners or less, then there shall be no place betting and all bets shall be refunded.

3.26.2.2.2.3. If there are more than five runners, dividends shall be paid in respect of the horses placed first and second and third.

3.26.2.2.2.4. The net pool shall be divided into as many equal portions as there are placed horses. The portions shall be divided respectively by the number of unit bets on each of the placed horses and the results are the dividend payable.

3.26.2.2.2.5. For the purpose of calculating dividends, horses dead heating for first place shall be deemed to have filled the first and second places; horses dead heating for second place shall be deemed to have filled second and third places; horses dead heating for third place shall be deemed to have jointly filled third place.

3.26.3. British Horse Racing

3.26.3.1. British horse racing will be subject to the British Horseracing Authority rules.

3.26.3.2. Win Pool

3.26.3.2.1. The purpose is to select the winner of a specified race.

3.26.3.2.2. The dividend shall be determined by dividing the net pool by the number of unit bets on the winning horse.

3.26.3.2.3. Whenever two or more horses dead heat the dividend payable shall be calculated as follows. The net pool shall be divided into as many equal portions as there are dead heaters and each resultant portion shall then be divided by the number of unit bets wagered on the individual dead heaters.

3.26.3.3. Place Pool

3.26.3.3.1. The purpose is to select a horse placed first, second, third or fourth in a specified race.

3.26.3.3.2. There are different rules for Place Pool betting depending on whether a race is a handicap or no handicap.

3.26.3.4. Non-Handicap Races

3.26.3.4.1. If there are four runners or less then there shall be no place betting and all bets shall be refunded.

3.26.3.4.2. If there are five to seven runners, dividends shall be paid in respect of the horses placed first and second.

3.26.3.4.3. If there are more than seven runners, dividend shall be paid in respect of horses placed first, second and third.

3.26.3.5. Handicap Races

3.26.3.5.1. If there are four runners or less then there shall be no place betting and all bets shall be refunded.

3.26.3.5.2. If there are five to seven runners, dividends shall be paid in respect of the horses placed first and second.

3.26.3.5.3. If there are eight to fifteen runners, dividends shall be paid in respect of the horses placed first, second and third.

3.26.3.5.4. If there are more than fifteen runners, dividends shall be paid in respect of horses placed first, second, third and fourth.

3.26.3.5.5. The net pool shall be divided into as many equal portions as there are placed horses. The portions shall be divided respectively by the number of unit bets on each of the placed horses and the results is the dividend payable.

3.26.3.5.6. For the purpose of calculating dividends, horses dead heating for first place shall be deemed to have filled the first and second places; horses dead heating for second place shall be deemed to have filled second and third places; horses dead heating for third place shall be deemed to have filled third and fourth places; and horses dead heating for fourth shall be deemed to have jointly filled fourth place.

3.26.4.2.1. The purpose is to select the winner of a specified race. 3.26.4.2.2. The dividend shall be determined by dividing the net pool by the number of unit bets on the winning horse.

3.26.4.2.3. Whenever two or more horses dead heat the dividend payable shall be calculated by dividing the net pool into as many equal portions as there are dead heaters and each resultant portion shall then be divided by the number of unit bets wagered on the individual dead heaters.

3.26.4.3. Place Pool

3.26.4.3.1. The purpose is to select a horse placed first, second, third or fourth in a specified race.

3.26.4.3.2. If there are four runners or less, then there shall be no place betting and all bets shall be refunded.

3.26.4.3.3. If there are five to seven runners, dividends shall be paid in respect of the horses placed first and second.

3.26.4.3.4. If there are eight to fifteen runners, dividends shall be paid in respect of the horses placed first, second and third.

3.26.4.3.5. If there are more than fifteen runners, dividends shall be paid in respect of the horses placed first, second, third and fourth.

3.26.4.3.6. The net pool shall be divided into as many equal portions as there are placed horses. The portions shall be divided respectively by the number of unit bets on each of the placed horses and the results are the dividend payable.

3.26.4.3.7. For the purpose of calculating dividends, horses dead heating for first place shall be deemed to have filled the first and second places; horses dead heating for second place shall be deemed to have filled second and third places; horses dead heating for third place shall be deemed to have filled third and fourth places; and horses dead heating for fourth place shall be deemed to have jointly filled fourth place.