Interest rates are holding pretty steady in the UK at the moment but it will not be long until they go up. This will be the time when the banks and building society take advantage and are likely to hike up their interest rates a lot. They have been keeping the rates low to try […]

If you have a mortgage then you may just have decided that you have to pay a certain amount each month, you let the money go out and think nothing more of it. However it is possible to change your mortgage provider and it can save you a lot of money. It may feel like […]

If you’re thinking about getting a house, chances are pretty good that you’re going to have to get a mortgage. As much as we would like to tell you that it’s possible to get a house with cash, the truth is that not too many people will be able to do that. Maybe if you […]

No homeowner wants to imagine this type of day, but for so many homeowners around the country, it’s their reality: you find that after a job loss or a reduction in pay that you cannot pay for your mortgage payments anymore. This is a scary situation, and your first reaction might be to panic. However, […]

Looking for a mortgage? Don’t worry; you’re definitely in great company. The truth of the matter is that a lot of people are looking for mortgages right now, and the reality is that if you aren’t looking carefully you could get burned out of a lot of money. It’s just better to make sure that […]

So, you’ve got your heart set on getting a home — good for you! Instead of trying to talk yourself out of it, you should definitely embrace what’s on your horizon. However, even as you get excited at the idea of homeownership, you really need to sit down and think about the type of mortgage […]

If you’re all charged up to go mortgage shopping, there’s definitely a good reason for it. After all, you will be building your path to a home that you can stay in for a very long time — sometimes, even the rest of your life! However, before you get to that point, you will need […]

Mortgages can get pretty exotic, but there’s nothing plainer on the market than a fixed-rate mortgage. It’s really one of the safest types of mortgages out there, but that doesn’t mean that there aren’t options to consider if you’re going to go the fixed-rate route. You see, it’s all about an even payment, which is […]

Generally speaking, the more that you know about your mortgage, the better off you are. Of course, when you really want to make sure that you have the best advantage possible, it’s really a good idea to look at the terms of your mortgage before you sign. Although we like to wish that mortgages would […]

Think that mortgages couldn’t get anymore exotic than what they are? Think again. The truth is that mortgages come in a wide variety, which plenty of different features to leave you confused. However, there’s one that tends to get discussed a lot in real estate circles; interest only mortgages. It’s all about paying the interest […]