Find all you need to know about Working Tax Credit, Child Tax Credits and The Childcare Element on the gov.uk website.

You could get Working Tax Credit if:
you're aged 16 or over
you work a certain number of hours a week
you get paid for the work you do (or expect to) your income is below a certain level
The basic amount of Working Tax Credit is up to £1,920 a year - you could get more (or less) depending on your circumstances and income.

You could get Child Tax Credit for each child you're responsible for if they're:

What will PaCE Offer?• PaCE will help parents/guardians not in employment into training and employment.• PaCE will help find and fund solutions to overcome childcare barriers to enable parents/guardians to prepare for and access employment opportunities.• Parent Employment Advisers will engage with parents on a voluntary basis to establish realistic and achievable goals.

Nest is a Welsh Government funded programme designed to help make your home warmer and lower the cost of your energy bills.

Call freephone 0808 808 22 44 if you're worried about the cost of heating your home. You will be expected to have your benefit details to hand during the phone call. The friendly Nest advisors can give you advice on:

Saving Energy
Money Management
Making sure you're on the best fuel tarrif for you;
and whether you are entitled to any benefits to boost your income.

The helpline that provides free, confidential and independent advice on how to deal with debt problems.

National Debtline are committed to answering your call and then discussing your debt problems with you and the options available to you. The specialist advice given over the telephone is backed up with written self-help materials which can be send out to you for free. If your circumstances meet certain criteria, assistance is available in setting up a debt management plan or debt relief order, for free.

The Gateway Credit Union offers safe, easy savings accounts and loans on fair terms to the ordinary (and extraordinary) people of Torfaen and Monmouthshire.

Unlike the banks, The Gateway Credit Union is owned by the members and believe that everyone should get a fair deal, whether you are well off or struggling financially. Over 3000 local members agree, and more people are choosing us as a safe, ethical home for their money every day.

The Welsh Government's guide to starting a business, running a business and growing a business. With advice about choosing the right name for your business, buying franchises and avoiding common business mistakes.