In their jobs with a credit union, the tellers would often run across accounts that were protected by a verbal password. When withdrawing funds, credit union members were required to produce identification and then give the password to the teller.

One day, when a teller asked a woman for her password, she sighed, rolled her eyes and replied, “Save.”

I am writing to thank you for bouncing my check with which I endeavored to pay my plumber last month.

By my calculations, three “nanoseconds” must have elapsed between his presenting the check and the arrival in my account of the funds needed to honor it. I refer, of course, to the automatic monthly deposit of my entire salary, an arrangement which, I admit, has been in place for only eight years. Read the punchline!