Latest Blog Posts for LCF on Personal Finance

What is your interpretation of being wealthy in monetary term? Is it any of these? Having one billion dollars of disposable cash? Be able to afford to drive an Audi R8? Be able to shop till you drop without having to worry about running out of mone...

Have you ever wondered that, you would have accumulated more wealth by now if you were more financially aware in your early twenties? Is the culture of spending really so ingrained in all us which makes it futile to resist the temptations around us?

You couldn’t be more wrong when you try to compare the interest rate quoted in hire purchase (HP) with lending rate, mortgage rate or fixed deposit rate. HP rate quoted by banks is calculated based on a flat rate. To make an apple-to-apple comp...

When someone said, “You can get rich on a teacher’s salary”, you probably would have dismissed it as a hoax. I would. But not when it comes from a man called Andrew Hallam. He has been there, and done that. His secret is no secret...

Capital preservation AND growth – the Utopian achievement for all investors. The idea of concurrent capital preservation and growth is that you get capital growth over time without losing a single dime. Your portfolio is practically immune to all...

Capital preservation AND growth – the Utopian achievement for all investors. The idea of concurrent capital preservation and growth is that you get capital growth over time without losing a single dime. Your portfolio is practically immune to all...

Do a Google search right now and you will find a plethora of write-ups on on “investment mistake”. They share one similarity – they are all theories, so to speak. Theories of mistakes made by the rest of the population which you would want to a...