Santander Bravo

Santander Bravo cardholders are charged an annual fee of $49USD This annual charge is relatively close to the national credit card annual fee of $37.35, so consider if the benefits and perks of the card are worth the extra cost.

APR Range

17.74 - 24.74

APR Desciption

Santander Bravo card offers an APR Between 17.74- 24.74 but this rate may vary depending on your credit history and external market factors (e.g. U.S. prime rate fluctuations).

APR Min

17.74

CARD_SATISFACTION_SURVEY

To examine the Santander Bravo against other miles cards from August 2018 to march 2019, OfficialUsa surveyed over 9,000 U.S. card holders to evaluate which cards give the best terms, rewards and customer satisfaction. The results of the survey influence intelligent ratings, satisfaction scores and other comparison measurements.

SATISFACTION ISSUER

3.8

SATISFACTION REWARDS

2.6

SATISFACTION FEES

3.8

SATISFACTION SERVICE

3.4

COMMENT_SURVEY

Please note: We only had one Santander Bravo cardholder in our survey. The Card, Rewards, Fees, and Issuer Satisfaction ratings are aggregate scores based on the responses we received from the 5 Santander cardholders that completed the CardWise survey.

Card type

Rewards Credit Cards

Balance Transfer Fee in Percenatge

3

Balance Transfer Fee in $

10

Balance Transfer Fee Description

Balance payments are routinely carried out by credit card holders who want their existing debt to be transferred from one credit card to another card with reduced interest rates. When especially considering the Santander Bravo card in relation to other balance transfer alternatives, it should be saying the average balance transfer APR for all cards is 18.45 percent and the typical balance transfer fee is approximately $ 6 or 3.97 percent (whatever is higher). So if You want to transfer a balance, applying for a credit card with an introductory transfer offer at the moment of 0 percent could decrease your monthly mortgage payments.

Introductory APR

Introductory APR period

18

Cash Advance Fee in Percentage

5

Cash Advance Fee in Dollars

10

Cash advance Minimum APR

26.74

Cash Advance rates descrption

Cash advance services are provided by issuers to enable cardholders to withdraw cash from their credit line from an ATM, bank or financial institution.Cash advances usually carry high APR and transaction fees, although this can be helpful. The APR average cash advance is 24.46%. Apart from the APR, cardholders of the Santander Bravo will be charged a cash advance fee of either 10$ OR 5% whichever is greater when using the card for cash.

Foreign transction fee

3

APR Penalty rate

29.99

Late payement Fee

35

Returned Payment Fee

35

Penalty rates descrption

Foreign Transaction Fees: If card holders have to use Santander Bravooverseas, they can usually pay an international transaction fee equal to 3 Percent of the value they spend overseas. ATM Fees & Rates:Several banks and issuers charge cardholders ATM usage fees for using credit cards at their ATMs or at competitor's ATMs. The average ATM fees are $7.71 United States dollars per transaction or 4.17% of the withdrawn amount. Penalty Rates & Fees:A late payment fee of up to 35$ will be charged to the cardholder if the monthly minimum payment is not paid or paid after the payment period. The cardholder will be charged a returned payment fee of up to 35$ by the credit card issuer if a bill is paid with a check that bounces.