The founder and owner of the company you work for has unexpectedly passed away, upon his death this email was sent to all employees:

Hello All!

Apparently I have kicked the bucket and have no family to speak of!
Being the eccentric Billionaire I am, I have decided to give my fortune away to one of my loyal employees! The first of you to reply to this email with the correct answer to this question will
inherit all my riches!

While going over this email for the second time you realize something! Going back through Mr. McMoneybags' previous company wide emails you see he has never had that quote as part of his signature... hmm....

Hint 2:

TroyAndAbed has solved the Cryptogram! All that is left is the riddle!

Hint 3:

The first three lines of the deciphered riddle all reference the same word, but not the same thing. (i.e. homograph/homonyms). The final line is mostly there for rhyming purposes, but also includes a small clue.

Hint 4:

EngineerToast was correct in assuming "chips" was computer chips. However, don't forget about Hint #3. Also this is something many many businessmen use every day.

$\begingroup$This is my first puzzle so any tips are welcome!$\endgroup$
– TimJun 25 '15 at 14:54

1

$\begingroup$Looks like a cypher which key is "intelligence and hard work" or "intelligence" then "hard work"$\endgroup$
– TroyAndAbedJun 26 '15 at 13:11

1

$\begingroup$That is not a bad train of thought!$\endgroup$
– TimJun 26 '15 at 14:58

1

$\begingroup$I am concerned that the first part of the puzzle is well defined but the hidden riddle may be too broad. I'll wait and see how many more plausible answers are presented. There's only a few right now.$\endgroup$
– Engineer ToastJun 29 '15 at 17:40

$\begingroup$Another concern is who will get/deserve the bounty as this question has become segmented into 2 parts, which have been answered by two different people$\endgroup$
– Mark NJun 29 '15 at 17:51

$\begingroup$plot twist: Mr. McMoneybags never found out the answer to that riddle. He's just hoping someone will solve it and put his soul to rest from beyond the grave.$\endgroup$
– KingramesJun 26 '15 at 18:50

$\begingroup$I find this to be a plausible solution.$\endgroup$
– Engineer ToastJun 29 '15 at 17:40

1

$\begingroup$I suggest that you explain the second line of how it is correct rather than referencing another answer as support. Also for your third line explanation the physical part of the memory units are always 'cramped together' regardless of what is stored on them.$\endgroup$
– Mark NJun 29 '15 at 17:45