We will assess all claims in accordance with your Product Disclosure Statement (PDS) and your Certificate of Insurance. Your cover will depend on the type of plan you purchased and your particular circumstances.

If you entered into your policy before midday (AEDST) Wednesday 9th April 2014:

If you are currently travelling:

If you have started your journey and your transport is delayed or cancelled or your accommodation is affected due to Cyclone Ita, there may be provision to claim for reasonable additional travel, accommodation and meal expenses.

Limits, conditions and exclusions apply under your policy and for full details you should refer to the Product Disclosure Statement and Certificate of Insurance you received when you purchased your travel insurance travel insurance.

If you have not yet departed, your policy includes cover for cancellation of your journey, or the unused portions of your journey, as a result of Cyclone Ita.

If you have not yet departed:

If your pre-booked travel arrangements are cancelled, delayed or rescheduled as a result of Cyclone Ita and you have not yet departed, you may be able to claim for cancellation or rearrangement of your journey (whichever is the lesser).

We recommend you contact your travel agent or travel provider regarding the best option in altering your trip. Some travel providers may provide penalty free options to amend travel arrangement and we recommend you contact them for further details.

If you entered into a policy after midday (AEDST) Wednesday 9th April 2014:

Our policies do not cover claims for losses caused by something that you were aware of at the time of purchasing your policy. If you entered into a policy after midday (AESDT) Wednesday 9th April 2014 we would expect that this was done with an awareness of Cyclone Ita. For these policies, we will not, to the extent permitted by law, pay any claim caused by or arising from or in any way connected with Cyclone Ita.

What next steps should you take?

You should take all reasonable steps to minimise your expenses and this includes rearranging your journey where possible. By reasonable we mean appropriate and consistent - for example if you have been using two star or budget accommodation on your trip to date, then we advise that the replacement accommodation you seek should be of a similar standard.

We will assess your claim under the terms and conditions of your travel insurance policy. Cancellation only policy, your policy does not include cover for any additional expenses. If you have a Budget policy, please refer to your benefits covered.

You will need to submit all receipts for any additional transport, food or accommodation expenses.If you are claiming cancellation or additional expenses you will need to submit all documents showing what your original planned pre-paid arrangements were, along with any receipts and documents showing your new arrangements, and advice from the travel provider indicating the non-refundable portion of the journey.

Any compensation and/or refunds you receive from a third party (e.g. airline) for transport, food or accommodation will be deducted from any settlement if your claim is accepted

Finally, to help Australians avoid difficulties overseas, the Department of Foreign Affairs and Trade (DFAT) maintains travel advisories for more than 160 destinations overseas via its website www.smarttraveller.gov.au. DFAT’s travel advice provides accurate, up-to-date information about the risks Australians might face overseas, assisting you to make well-informed decisions about whether, when and where to travel. We recommend that you stay up to date with its destination specific travel advisories for the country of your destination as your travel insurance cover may be affected if you travel to high risk areas or situations

About

Fast Cover Pty Ltd ABN 98 143 196 098, AR No.381399, arranges this insurance as an authorised representative of
the product issuer, The Hollard Insurance Company Pty Ltd, AFSL 241436, ABN 78 090 584 473. Any advice provided is
general only and may not be right for you. Consider the Product Disclosure Statement available on this website, to
decide if the product is right for you. Benefits are subject to the terms and conditions including the limits and
exclusions of the insurance policy. Fast Cover receives a percentage of the premium paid and a share in the underwriting profits.