Bankruptcy Filing Debtor Education and Credit Counseling Certificates late Bankruptcy Filing Debtor Education and Credit Counseling Certificates late Since 2005 Congress has required consumer debtors to attend a credit counseling class before they file. They also must [...]

Credit Cards and Later Filing Bankruptcy Everyone has a problem sooner or later. The problem is you never know when it will come along. If you use a credit card or purchase an auto just before filing you are probably [...]

Tax refunds are the most likely item you will lose in bankruptcy. Debtors often lose tax refunds in Chapter 7 because the refund is so large it exceeds the amount of any wild card exemption. You are allowed to keep [...]

When you file bankruptcy, either you or a creditor may still need to file a lawsuit and have a bankruptcy judge determine the results. You and the other person are adversaries. Adversary proceedings are when you need to continue to [...]

Western Kentucky Chapter 13 Bankruptcy Rules you need to know When your Chapter 13 plan pays less than 100%, in Western Kentucky, you must by May 15th of each year turn over a budget, copies of your tax returns and [...]

People often file a Divorce and then a Bankruptcy. But people also reverse this order and first file a Bankruptcy and then Divorce. Regardless of how it happens studies show you can actually be better off financially by properly filing [...]