But perhaps "We can provide a "Word or t"Wo of optiInism. You see, "With nearly one hundred years experience behind us, "We Izno"W a little something about investing. And "We'll be the first to tell you, there are no shortcuts. Only pitfalls to avoid. To succeed it takes hard "Work, diligence, and a kind of "Wisdom tha t can only COIne from years of . experIence. Our experience is "With munic- ipal bonds. In fact, each and every year "We revie"W billions of dollars "Worth of bonds. And only after a painstaking process of research do "We finally in- vest in a select fe"W (including some of those municipal bonds that other investInent companies have over- looked) . All of "Which are tax-free: Which means you keep more of the money you earn. (Something that adds up quite nicely over the years.) So if you're thinlzing about making an investment, "We suggest you resist the temptation to do any- thing instantly. Other than ask your financial adviser or personal banker about Nuveen tax-free investments (for current and future income). Or you can call us toll-free at 1-800-524-6500 for a free boolzlet. In the end, you may find the long term effects most gratifying. For lTIore cOlTIplete inforlTIation on Nuveen tax-free open end ll1utual funds or unit trusts including charges and ex- penses, call for a prospectus Read it care- fully before you invest or send lTIoney. *Income may be subJect to state and local taxes Capltal gains If any, w1l1 be subJect to capltal galns tax. NWEEN Specialists In Tax-free Investlllents Since 1898.