Breaking Banks Fintech

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January 23rd 2014:A Penny Saved ,in a bank, is a Penny Earned?

An axiom of banking is that access to the financial system is universally beneficial. Once people have bank accounts, they begin to save and their long term financial health improves. But the current financial situation in the US has changed customer's outlooks on what is beneficial and beyond their means, and the financial crisis and has created a more permanent crisis of confidence in the financial industry. Meanwhile, developing nations have struggled to increase overall access to banking for their working poor, and found huge infrastructure barriers. But today, technology, particular

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Featured Guests

Kosta Peric

Kosta Peric is a technologist, whose interests lie at the point of fusion between technology, finance and innovation. Currently deputy director, Financial Services for the Poor, at the Bill & Melinda Gates Foundation, Kosta is also the author of "The Castle And The Sandbox", a book explaining how to foster innovation in established companies (Amazon link - http://goo.gl/UGCYfx). He was the co-founder and leader of Innotribe, the SWIFT initiative to enable collaborative innovation in the financial industry. At SWIFT, he was the chief architect of SWIFTNet, the backbone worldwide secure network currently connecting 8,000 banks and 1,000 corporations, and se

Jennifer Tescher

Jennifer Tescher is the President & CEO for the Center for Financial Services Innovation, which aims to transform the financial services experience in America in order to better serve underbanked consumers and help them achieve prosperity. Towards that goal, CFSI develops and distributes real-world tested research and strategy, provides funding to promising companies, and facilitates cross-sector business collaboration. Ms. Tescher founded CFSI in 2004 and has since achieved notable success in raising the profile of underbanked access and asset-building as an objective for the industry. She has become a nationally known expert on this topic, with a monthly column in American Banker, frequen