Alto 800 Insurance

Alto 800 is considered to be one of the biggest launch of the company after Ritz. It was launched in the year 2012 and has been introduced as a replacement of car that has been best seller for 12 years, M800. The car therefore had great expectations during its launch. To match up the expectations the company launched the alto 800 with new design philosophy. Compared to M800 it has advanced technology, up to date styling, etc. The front of Alto 800 has hexagonal air-dam. It has distinguished and prominent creases at the bonnet and the front bumper areas. It has better leg area and comes with a size that makes it easy to pass through a high traffic road.

It encloses premium interior specifications.

Some features of the Alto 800 are similar to its fellow competitor car models. Alto 800 has 10 variants, 1 engine and transmission and 2 fuel options.

Why Is It Important to Insure Your Maruti Suzuki Alto 800

Covers for any damages/losses caused to the third party

Provides comprehensive coverage for your own car

Protects your car against theft, natural calamities, etc.

Offers cashless transactions through network garages

Provides complete peace of mind through stress-free rides

Essentials about Insurance for your Maruti Suzuki Alto 800

Third-party Liability Insurance:

Covers bodily injury and /or death of third party

Property damage to third party

Comprehensive Coverage

Third-party coverage

Loss and damage to the vehicle due to accident, theft, natural calamities, etc.

Personal accident cover for the occupants

What car insurance covers for your Maruti Suzuki Alto 800 car

Loss or damage caused by natural calamities

Total loss because of fire, explosions or an act of terror

Total loss because of theft

Personal accident cover which could include passengers also

Own-damage cover

Third-party liability cover

What car insurance does not cover for your Maruti Suzuki Alto 800 car

Normal Wear and Tear and Electrical or Mechanical Breakdowns

Damage to Tyres (unless vehicle also damaged)

Driver without a Valid Driving License

Driving under the influence (DUI) of intoxicants such as liquor or drugs

A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.

ENGINE PROTECTION

If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your carâ€™s engine in case it is damaged due to submersion in water.

NO CLAIM BONUS PROTECTION

Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.

PASSENGER COVER

The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.

Trim your Maruti Suzuki Alto 800's Premium with these Discounts

NO CLAIM BONUS

You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.

INSTALLATION OF SECURITY DEVICES

If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.

MEMBERSHIP OF AAI

A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.

ACCIDENT COVER

If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.