The financial struggle millennials face may be making them more financially savvy.

It can be easy to gripe about millennials, but the truth is that, in some ways, millennials face a harder life than their parents did — largely because they're confronted with different financial struggles and increasing expenses.

While millennials have benefited from a 67% rise in wages since 1970, this increase hasn't kept up with inflating living costs. Rent, home prices, and college tuition have all increased faster than incomes in the US, according to research conducted by Student Loan Hero.

However, not all costs have soared.

While the cost of some consumer goods has risen, many have remained stable, and some — such as computers, televisions, and other electronics — have plummeted.

Gas is also cheaper. One gallon of regular unleaded gas was $0.60 in 1976, but adjusted for inflation, it was $2.65 a gallon, Student Loan Hero found. In 2016, a gallon was $1.96.

And fun fact: A pint of beer in 1976 was $1.12, or $4.94 in today's dollars. Now it's only $3.99.

While it's nice to save on these everyday purchases, The Atlantic points out that it's the most important parts of the economy that are getting more expensive, creating an even bigger financial burden for millennials to shoulder.

Millennials are saving more money for a longer time to become homeowners.

Millennials buying their first home today will pay 39% more than baby boomers who bought their first home in the 1980s, according to Student Loan Hero.

The value of homes has increased by 73% since the 1960s, when adjusted for inflation. The median price of a home then was $11,900, which is equivalent to $98,681 in today's dollars. In 2000, the median price of a home rose to $119,600, more than $170,000 in today's dollars.

And those numbers only continue to climb. As of April, the median US home value was $210,200, CNBC reported, citing the real-estate company Zillow.

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Millennials face soaring rents.

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But saving up for a home can be hard to do when millennials are shelling out money for climbing rents in the meantime.

Rents increased by 46% from the 1960s to 2000 when adjusted for inflation. In 1960, the median gross rent was $71, or $588 in today's dollars. In 2000, that number rose to $602, or $866 in today's dollars.

Back then, average annual tuition for public college was just $1,490, or $3,190 in today's dollars, compared with today's price tag of $9,970.

Private college tuitions fared a little better, with a cost increase in the period of 129% when adjusted for inflation. In the late 1980s, it cost $7,050, or $15,160 in today's dollars, for a private undergraduate degree. Today, the average cost is $34,740.

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Millennials spend more money on entertainment.

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If millennials want to experience some of America's favorite pastimes, it comes at a cost.

In 1976, it cost just $5.50 for a top box seat to watch the New York Yankees play — $24.27 in today's dollars. The same seat at a Yankees game in 2016 set fans back $245.

Concert tickets are also becoming a luxury form of entertainment. In 1969, a ticket to a Rolling Stones concert cost about $8. It was as much as $350 in 2003, and 10 years later, the average price was $624.

However, not all is lost on the entertainment front. In 1976, the price of a movie ticket was $2.13, or $9.40 in today's dollars. As of 2016, the average price was just $8.65.

The cost of childcare and nursery school increased by an average of 2.9% annually from the end of the recession in 2008 to 2016, surpassing inflation of 1.6% during that seven-year period, The Wall Street Journal reported.

The upside is that these higher prices often come with higher quality and more extras than cars in the past.

The downside is that they also come with higher associated expenses. Costs for motor vehicle insurance have increased by 50%, and those for maintenance and repair have increased by 27% in the same decade.

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Millennials are looking at pricier health insurance premiums.

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Millennials are lucky they can stay on their parents' insurance until they're 26. But when they hit that age, they're faced with higher health insurance costs than their parents were at the same age — even if their employer is footing the bill.

According to Bloomberg, the average worker shells out $5,714 for a family health insurance plan, or 30% of the total $18,764 cost — but five years ago, they were paying $4,316 of the total $15,745 cost, or 27%.

To put that into even more perspective, the average annual health insurance cost per person in 1960 was $146, CNBC reports. In 2016, it hit $10,345, nine times as high when adjusted for inflation. Costs are expected to increase to $14,944 in 2023.