Chen made a to-do list for his yearlong retirement, mapping out his activities, by hour, on a spreadsheet.

Courtesy of Winston Chen

By all the laws of anything, Winston Chen should not have quit his well-paying, midcareer job at a software company at age 40. But one day he was watching a TED Talk, one of those popular online video presentations, delivered by a New York designer.

"He presented this absolutely irresistible idea," Chen says. "He said, 'Why don't we take five years out of retirement and spread them throughout your working life?' "

So Chen told his wife, then 39, about it. At first, convention held them at bay. "We feel the gravitational pull of what you should do as well as anybody," he says.

But two summers ago, they broke that gravitational pull. Chen took his family more than 3,000 miles away from Boston to Rødøy, a small granite island jutting from the Norwegian Sea north of the Arctic Circle. Chen's wife, Kristin Botnen, was born in Norway. But she says the move wasn't about returning home — or leaving home, either.

"For us, this was not an escape. We really liked our lives. But we still wanted a year where we could just do something completely different," she says.

Completely different. Winston and Kristin and their two kids, ages 4 and 6, used the daylight that burns into the wee hours to explore the island of fewer than 200 residents. In their home videos, they discover beaches so pristine, they look tropical — except the water is really cold.

They went out to fish for the big cod that roam the Barents Sea. They made chips by frying fish skin. They picked berries that bulged under the long Arctic sun and plucked eggs from seagull nests to cook for breakfast. It was wild, it was pristine. And then it got dark.

During the deep Arctic winter, the horizon held the sun down for months.

"I say the northern lights are the only consolation for the Arctic winter, which is otherwise dark and stormy and cold," Chen says.

"I don't think the cold got any of us," adds Botnen. "But the darkness — I think that could make any stable soul a little bit shaky."

To keep things stable, Chen mapped out an hourly schedule in a color-coded spreadsheet. It was basically a to-do list for his yearlong early retirement.

"I had oil painting, photography, blogging, learning Norwegian, learning how to play the ukulele, reading long books that I haven't had time to read," Chen explains.

And he also taught himself something new: He wrote an iPhone application that reads text out loud.

"Part of that was occupying my time when it got dark," he says, "so I wrote it without knowing that it would see the light of day."

But it did. Chen posted it on Apple's App Store under the name Voice Dream and people started buying it. Now selling more than 500 copies a week, at $10 each, it's sustaining the family on their return to Boston.

At home in their apartment, Botnen says the app did not make their Arctic adventure. "It's hard to measure success based on the end product," Botnen says, "because the process, and the year that we had, really was a good one."

A good year. A retirement year, inserted into their working ones. One year that helped them find unexpected riches, personal and professional.

Here's a different way to think about retirement. Instead of waiting until the end of your career, why not use some of your savings to take a year off every once in a while, during your career? A Massachusetts man did that, and took his family to live on an island above the Arctic Circle for what counted as a retirement year.

From member station WBUR in Boston, Curt Nickisch has their story.

CURT NICKISCH, BYLINE: By all the laws of anything, Winston Chen should not have quit his well-paying, mid-career job at a software company. But one day he was watching one of those online video presentations...

(SOUNDBITE OF MUSIC)

NICKISCH: A TED talk by a New York designer.

WINSTON CHEN: He presented this absolutely irresistible idea. He said, why don't we take five years out of retirement and spread them throughout your working life?

NICKISCH: Chen told his wife about it. At first, convention held them at bay.

CHEN: We feel the gravitational pull of what you should do as well as anybody.

NICKISCH: Two summers ago, they broke that gravitational pull. Chen took his family about three-and-a-half thousand miles away to Rodoy, a small granite island jutting from the Norwegian Sea north of the Arctic Circle. Chen's wife, Kristin Botnen, was born in Norway. But she says it wasn't about returning home or leaving home.

KRISTIN BOTNEN: For us, this was not an escape. We really liked our lives. Like, but we still wanted once a year where we could just do something completely different.

NICKISCH: Completely different. Winston and Kristin and their two kids, four and six, used the daylight that burns into the wee hours of the morning that far north to explore the island of fewer than 200 residents. In their home videos, they discovered beaches so pristine, they looked tropical - except the water was really cold.

(SOUNDBITE OF KIDS SCREAMING)

UNIDENTIFIED CHILD: Cold.

NICKISCH: And they went out on the water to fish for the big cod that roam the Barents Sea.

CHEN: Holy moly.

NICKISCH: They made chips by frying fish skin. They picked berries that bulged under the long Arctic sun and they plucked eggs from seagull nests to cook for breakfast. It was wild. It was pristine. And it got dark. During the deep Arctic winter, the horizon held the sun down for months.

JACK COHEN: I say the northern lights are the only consolation for the Arctic winter - which is otherwise dark, and stormy and cold.

BOTNEN: I don't think that the cold got any of us. But the darkness, I think that could make any stable soul a little bit shaky.

NICKISCH: To keep things stable, Chen mapped out an hourly schedule in a color-coded spreadsheet. Basically, a to-do list for his one-year, early retirement.

CHEN: I had oil painting, photography, blogging, learning Norwegian, learning how to play the ukulele, reading long books that I haven't had time to read.

NICKISCH: He also taught himself something new.

UNIDENTIFIED WOMAN: While the atmosphere was cordial, the men assembled were hardly friends.

NICKISCH: He wrote an iPhone application that reads text out loud.

CHEN: So part of that was occupying my time when it got dark. So I wrote it without knowing that it would ever see the light of day.

NICKISCH: But it did see the light of day. Chen posted it on Apple App Store under the name Voice Dream, and people started buying it. Now selling more than 500 copies a week, at 10 bucks apiece, it's sustaining the family on their return to Boston.

(LAUGHTER)

UNIDENTIFIED CHILD: That's the Vaskebjorn.

BOTNEN: Yeah, what's that in English?

UNIDENTIFIED CHILD: Like, washing bear.

(LAUGHTER)

BOTNEN: It's called a raccoon.

UNIDENTIFIED CHILD: A raccoon.

NICKISCH: At home in their apartment, Kristin Botnen says the app did not make their arctic adventure.

BOTNEN: It's hard to measure success based on the end-product, because the process, and the year that we had, really was a good one.

NICKISCH: A good year. A retirement year inserted into their working ones. One year that helped them find unexpected riches, personal and professional.