Note: *Contact an account representative for current rates. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. (for example, checks). Interest will be compounded daily and will be credited to the account monthly. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Certificate of Deposit (CD)

A low risk-free savings account with a guaranteed rate of return and a variety of terms.

Competitive rates*

Variety of terms - 91 days to five years

Low minimum deposits - as low as $500

Early withdrawal penalties may apply. FDIC Insurance based on account ownership status and account type.

*Contact an account representative at one of our branch locations for interest rate information.

CDARS CD Program

Offers FDIC insurance on deposits of up to $50 million.

Competitive rates*

As a member of the Certificate of Deposit Account Registry Service® (CDARS), First Community Bank can give you FDIC insurance on your deposits over $250,000, allowing you to work directly through us, receiving one rate and one statement for the entire amount. It is the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts over the federal limit. For more information on how this program works call an account representative at your local First Community Bank.