eBooks

19/09/18Fintech is booming. Global investment in fintech at the end of 2015 stood at just over $19 billion, an increase of nearly 700% from 2011. Machine learning drives fintech. In lending, security, payment systems, insurance, compliance, and other fintech sectors, innovative analytics are essential to success. To compete with big...

Latest News

29/11/18CardGenY launches its digital transformation toolkit at FinTech Connect. However, one aspect of the toolkit that always gains attention is our AR module that enables offline content to be seamlessly brought online.

28/11/18When you think of an accountant, you probably picture the headlines about ‘Big Four’ audit failings, or perhaps someone in a crumpled suit, huddled over a spreadsheet, calculator in hand.
If you’re new to this world, you’re probably not picturing your customer’s most influential business adviser. You’re probably not thinking...

28/11/18It’s been an unusual summer. England’s footballers reached their first World Cup semi-final in 28 years, while the heatwave has caused meteorologists to make comparisons with weather 42 years ago. Now the Office for National Statistics has identified another rare event: UK households have become net borrowers for the first...

27/11/18In 2018, accountants don’t just advise on tax issues. They support their clients with business decisions, and that includes the tools and products they should use in their business. Accountants are now fundamental to any FinTech company wishing to secure the SME market.

26/11/18One of our truly committed and experienced users is Adyen, a top-tier company in online payments all around the globe. Due to an ever growing client portfolio it is increasingly important for Adyen to use the right risk monitoring tools to stay on top of the news.

21/11/18Cointelligence serves as the data layer for the crypto economy. But data on its own does no good when people don’t know how to use it. This is where the concept of “due diligence” comes in. By training crypto enthusiasts and potential investors on how to do their own research,...

26/11/18In recent years, any strategic conversation around the future of research usually begins, and often ends, with MiFID II. But the disruption of the research industry started long before those regulations were implemented.

15/11/18
Yuichi Honda, the CEO of Blockfanz, a community which provides marketing support and consulting services for those who aiming to spread blockchain projects in Japan and Korea. In this update, Honda will answer 5 questions about the Japanese and Korean cryptocurrency situation.

31/10/18The Fintech Disruptors EMEA Report 2019 launches at Fintech Connect in December to debate the process, practices and pitfalls of an industry still in transition – as the new reality of the digital economy takes shape.

30/10/18When considering new partnerships, onboarding customers and suppliers, or entering a new market, more certainty is always welcome. Access to the richest, most reliable private company information on the market can help you identify potential regulatory and reputational risks before they can impact your business.

30/10/18The UK’s passion for innovation means it is now seen as a global leader in the development of financial services that are powered by prepaid technology, according to data released by Prepaid International Forum (PIF).

30/10/18GlobalSign, a leading provider of identity and security solutions, today announced the company will be showcasing its cloud-based Managed Public Key Infrastructure (PKI) security solutions and its newly recognized Qualified Trust Service Provider (QTSP) capabilities at Fintech Connect, December 5-6, 2018

15/10/18A webinar for potential applicants of the Capability & Innovation Fund is scheduled to take place on the morning of Wednesday 17 October at 09.30 GMT. The purpose of the webinar is to go through the application process for the Capability & Innovation Fund Pool D and importantly provide a...

26/09/18There is some pretty cool stuff going on with our company. We were just featured in a prominent magazine. The mag selected us as leaders in the Fintech industry to interview and do a story on. This was a real feather in our collective hats!

14/09/18 Paybase has been announced as a sponsor of this year’s FinTech Connect Conference on 5th – 6th December. The UK’s largest FinTech event will this year host 5000 attendees from over 60 countries, with over 250 speakers giving talks on a variety of topics within FinTech.

16/05/18A telegraph research published in 2017, revealed that the UK ranks third on the most cashless countries in the world index. The top two countries are Canada and Sweden, while the other European countries that made into the top 10 are France and Germany.

17/10/17Dejamobile, editor in software solutions specialised in secure mobile transactions, is accelerating its growth by raising €2.5 M from Newfund and M. François Enaud, former Chairman and CEO of the Steria group.

06/11/17Levels of financial technology (FinTech) adoption among consumers has surged globally over the past 18 months and is poised to be embraced by the mainstream, according to the latest EY FinTech Adoption Index.

26/08/17Vision Banking was written by Vega in partnership with Investec Bank Channel Islands and handles Online and Back Office Intermediary and Private Client payment processing (including FX and batch processing), deposit and loan processing.

Start Up Spotlight

Based on a vision to create a fundamentally new model for banking – one where we only make money when our customers do – dozens offers a current account, a smart budgeting tool, an investment manager, and cash rewards for good financial behaviour - all in one app.

Sedicii’s ground breaking technology allows parties to prove to each other that they both have exactly the same information without sharing it. Verifying identities without compromising privacy enables full process digitisation. Building this trusted Identity layer on top of any blockchain will eliminate identity fraud and provide anonymity with accountability.

Sensibill
works with innovative financial institutions to help small businesses and
freelancers manage paper and digital receipts. The solution integrates with
digital banking channels to drive net new engagement in online and mobile
banking. The service is
white-labeled, designed to meet bank requirements, and live with global
financial institutions today.

Cygnetise is a decentralised application that makes the process of managing authorised signatory lists efficient and secure. Using blockchain technology, organisations including PwC, Ogier, Vistra and many more, significantly mitigate the risk of fraud and save over 90% of their admin time and costs.

Facesoft is an innovative, SaaS start-up, providing facial identification and verification solutions in the security, banking and access control markets, via a cloud-based API solution. The company’s face recognition algorithms have been found to be amongst the best in the world, with accuracy levels of greater than 98%.

Finlight.com is the only tech solution that family offices need. Designed by and for family officers, it supplements their investment due diligence and risk management processes by combining into one application an AI-powered virtual analyst, Alfred, who eliminates information quality issues, with decision analysis tools and access to peers-rated experts.

ID-Pal is a frictionless digital ID&V solution that maximises customer acquisition rates across all channels. A customer’s identity and address are thoroughly verified in seconds using a combination of biometric, document and database checks.
ID-Pal is a SaaS solution that can be instantly customised and configured in minutes without any...

Paytweak is a FinTech start-up company which provides secure and unique services for online-payments through links, which can be sent by Emails, SMS, chats and bots. Paytweak is connected to more than 500 banks and PSP around the world to accept all payment means and issues electronic Bank transfer &...

DataChemist delivers on a simple promise. Making meaningful, correct data and insights available across the enterprise. We find and expose real-world relationships between entities and we do it at massive scale. We quickly bring you on a journey from disparate, unstructured data to a unified view of your enterprise knowledge....

After a very serious court problem due to the lack of legality of normal emails, used to support the operations of an international business, we decided to create something that could provide a safe way to use emails on traditional business level. So, we created Lyme.

The advent of PSD2 and other open banking initiatives is creating a vast number of APIs spread around the globe, creating a fragmented landscape. Interconnectivity Solution by Neonomics solves this issue by helping you reach thousands of banks via one unified API - affordably and efficiently.

ZignSec is a one stop shop for Identities offering merchants online services to verify the true identity of their customers by a variety of identity methods. Zignsec offer its cloud based services with one api to help merchants to automate and comply with current and future regulation.

Owlin is a Dutch technology company which uses advanced analytics to turn global news flows into actionable intelligence. In this world where the overall size of information is continuously increasing, it becomes more important to find relevant news, and more difficult not to miss out on any opportunities, risks or trends.

biid is a “mobile identity” platform that secures and protects digital
infrastructures while allowing users to easily authenticate online, authorise
transactions, sign legal documents and provide consent, in accordance to new EU
and UK directives and regulations such as eIDAS, GDPR, PSD2 and Open Banking.

RiskSave Compliance is an award-winning provider of regulatory solutions for Private Equity managers, Hedge Funds and leading FinTechs. We specialise in providing integrated low-cost solutions to ambitious and demanding firms.

OroPay are an e-Money Wallet provider. The OroPay wallet is easy to setup, easy to get funds into, and convenient for customers to operate. For Merchants we offer a cost effective way to receive payments for online services.

Phronesis is a company based in Bath that provides a platform to small and mid-size companies that helps give certainty to the complex task of validating mobile customers, reducing fraud and improving customer experience.

Delio works with leading financial institutions to deliver customised technology platforms that optimise the distribution, transaction and reporting of private equity, private debt, real estate, social impact and fund investment opportunities.

Othera’s blockchain technology increases profits for originators and asset managers by automating loan origination processes and reimagining the structuring and sale of asset backed securities. Originators can now digitise and fractionalise loans; and create and sell structured digital assets faster and for less cost when compared with traditional securitization methods.

Panaseer's mission is to make enterprises 'Cyber Security Risk' Intelligent. We operate at the intersection of risk and security to automate the breadth and depth of visibility required to take control, provide insight to manage risk, demonstrate ROI and drive robust cyber hygiene practices and remediation.

CRiskCo introduces smart and on-going credit reports. We allow credit providers to grow online and penetrate untapped markets without losing the security and personal touch. We are passionate about helping SME's to be understood and support them to grow, receive credit and trade fairly.

Codat is an API that handles the heavy lifting of integrating with financial software providers, freeing businesses to focus on how integrations can improve their product for their customers. Codat powers the products and services used by small businesses by making accounting and banking integrations easy.

bibimoney are London based, using our patented SIM-Skin technology, to provide secure, mobile payment wallet services, working on any phone, any mobile network. Without the need for data, we enable our partners to create Financial Inclusion in high growth, large population, developing countries, by delivering an interoperable, mobile money solution.

Thirdfort offers an FCA regulated, digital payment platform for property lawyers. Currently, processing payments and the associated compliance is administratively intensive and heavily manual. This leads to poor customer experience when buying a house and fraud in property transactions is a big problem, up 20 fold in past 2 years.

NDGIT GmbH stands for Next Digital Banking and provides the first API platform for banking and insurance. It connects banks and FinTech companies with digital ecosystems. This technology enables banks to open themselves up to digital partners with open banking APIs and PSD2 solutions.

DebtCase helps SMEs collect their overdue invoices quicker, more efficiently and potentially free of charge. Once you connect your accounts package we match you to a collection agency who operate a no collection, no fee policy and add their commission to the debt, meaning you could receive then entire balance.

CardGenY is a platform that enables Issuers, Processors and Co-brand programs to rapidly implement next generation Challenger Bank type solutions. It incorporates real time spend and payment controls but fully integrated with loyalty, commerce, marketing and analytics…a commercial framework that’s key to the future profitability and sustainability of digital payments.

Transactive API Platform offers faster, easier and less expensive access to instant payment systems enabling businesses, banks, and fintech disruptors to send and receive funds faster and more seamlessly to any number of IBANS than ever before.

Qwil Messenger solves the challenge of
making chat safe and compliant when it matters most: between staff, clients and
partners. Their single, global chat app enables participants in any location to
engage in branded, professional conversations with their companies whilst
meeting the most stringent security and regulatory requirements.

BankZee offers a family banking solution
for financial service providers. Their white label, business-to-business service helps your
bank to onboard and keep Generation Z as customers.With BankZee’s wide range of software and
hardware products, kids improve their financial literacy and grow up to be conscious bank customers.

Instanda is a leading-edge cloud software
that enables you to easily create, manage and distribute your insurance
products. It provides insurers, brokers and MGAs with a software tool to move
from product concept, to binding online, in a matter of weeks. There’s nothing
that remotely looks like an off the...

kompany provides Business KYC, AML &
EDD Solutions for global corporates. Our live and real-time international
company search and verification service covers +100mn private companies in more
than 150 countries and jurisdictions. Operating under government licenses, we
provide audit-proof documentary evidence and enabling cross-border UBOdiscovery
using live relationships between companies...

MYPINPAD is a global leader in payments
software authentication solutions. Our patented technology creates a trusted
and hardened environment to protect sensitive consumer data on devices such as
smartphones and tablets enabling bank grade, multifactor authentication through
the use of card PIN and Biometric credentials for financial transactions,
secure sign-in...

Particeep is a fintech that provides financial
institutions a turnkey technology to market online their financial services and
products. The company offers banks, asset management
companies, insurers and their distributors an API technology that integrates a
full range of ready-to-use financial micro-services to quickly launch their
online distribution business.

Rubean is a
specialist developer of MOBILE payment solutions for Merchants, Consumers, and
Card Issuers (Credit, Debit, Prepaid & Gift). Our software is fully
patented and built to industry best practice with partners such as Huawei,
Intertrust, etc.

SteelEye's cloud-native
platform is designed to help regulated firms not only comply with their
regulatory obligations but also gain deep insight from the traditional dormant
data they must collect for regulatory purposes. This helps them trade with
greater efficiency, profitability and control. SteelEye is the only platform to
offer communications,...

Wealthify is an online investment service that makes
investing easy and affordable for everyone. Get started in under 10 minutes and
with as little as £1. Our experts will build you a global investment portfolio
and manage it for you, every day.

Chris Baker is both a seasoned entrepreneur and a Fortune 250 senior leader. He has been a member of SoftServe’s Board of Directors since 2012, and became CEO in 2015. Chris has led high growth technology companies for over 20 years. Most recently, Chris has served both as President and...

Flynet originally started its operations as a science company located next to the University of Cambridge. Back then, the company would solve the clients’ host system integration and mainframe connectivity problems, creating bespoke solutions which were forensically efficient and delivered maximum competitive advantage.

Abba is CMO at proptech start-up Habito. She is a seasoned marketing consultant working with both Google and Youtube on their accelerator programmes. She has worked on both sides of the marketing industry, as a Managing Partner of Media Strategy at McCann and Director of Advertising Strategy at News UK.

Carly Greene, Content Director for Fintech Connect, catches up with Carlos Belsué of Armillion, a Swiss company that created the first ultra luxury contactless device, a jewel that fuses functionality, exclusivity and luxury like never before.

Hetal is Programme Director and Head for HSBC UK’s CMA Open Banking programme. He is accountable for delivering the open banking solution specified by the CMA and also for supporting the businesses as they seek to develop propositions that use open banking to benefit customers.

Steve is a Lead Architect within Group Transformation Architecture & Strategy division. He has recent Software & Platform cloud vendor selection experience and involved in a number of initiatives to position Cloud as the future state architecture. He has many contacts within the IT industry be it vendors or peer...

Bijna has established strategic, innovation and complex transformation successes, across the globe, for leading Financial Services firms. Bijna received a felicitation at the House of Lords (UK), at the NRI World Summit and has been recognised as one of the top 50 Visionary Young Leaders in Business

Matteo manages an international insurance think tank focused on IoT Insurance. He is internationally recognized as an insurance industry strategist with a specialization on innovation. He is an author and world-renowned authority on InsurTech, ranked amongst the top international InsurTech Influencers and connected to a diverse network of insurance innovators....

Benedetta Arese Lucini is one of Italy’s and Europe’s leading tech entrepreneurs. She is the co-founder and CEO of Oval Money, a personal finance management app that harnesses the power of collective intelligence to help users track and save their money. Benedetta believes that fintech innovation must help improve underlying...

We are pleased to welcome Director of Product, Data & Loans at Credit Karma Ambrish Verma to the 2018 speaking faculty. Ambrish will be taking part in this year’s FinTech Connect Accelerating Digital Transformation Conference.

Reports

29/08/18The FinTech industry is punctuated with thought leaders and business owners who are passionate about this “banking revolution”.This passion for disrupting and changing the face of global banking disseminates throughout the business, creating a truly unique company culture. FinTech compliance candidates need to value company culture, possess the right technical...

06/06/18The Emerging Payments Association is pleased to take the opportunity to respond to HM Treasury on this critical policy area for payment services in the UK. Before addressing the specific questions in the call for evidence, we set out here six main points that we believe are critical to how...

03/08/18In a world where technology is increasingly pervasive, rapid recent advancements in artificial intelligence (AI) may represent the best strategy for financial services organizations to respond.AiiA.net has undertaken research on the current and future impact of AI on the banking, financial services and insurance (BFSI) sectors. The findings show that, as an...

19/11/17FinTech is all about innovation, disruption and transformation, and will undoubtedly impact and shape the way financial institutions around the world operate. Explore the key themes of our report, as well as in our Executive Summary, and download the Global report to find out how senior financial services and FinTech...

01/08/17Globally, the fintech market made a strong rebound in Q2’17, with total investment more than doubling on a quarter-over-quarter basis to more than USD $8.4 billion. Large increases in private equity (PE) funding and M&A funding propelled the increase, while the amount of venture capital (VC) investment held relatively steady.

06/10/17The 14th annual report brings you insights from leading industry analysts, banking consultants and financial technology professionals on the latest technology and services bankers are buying in 2017.

Whitepapers

28/11/18Today’s world runs on data. We all leave footprints in the digital world, from the profiles we build of ourselves online, to the countless internet searches we conduct each week, to the information we share via a myriad of apps downloaded on a multitude of devices. Download the Experian whitepaper...

27/11/18While many predicted that digital transformation spelled the demise of the traditional contact centre, it still remains a key part of customer service today. Nevertheless, with customers now able to perform simple tasks in self-serve channels, the role of the voice agent is evolving, with many now being challenged by...

26/11/18In the ‘age of the customer’, Banks are increasingly being defined by the experiences they offer. While digital transformation has helped Banks reduce costs and create greater convenience for customers who no longer want to be defined by branch hours, these channels have also typically had lower engagement levels.

14/11/18Fintech revenues climbed on average 22 per cent between 2014 and 2016, with half of the nation’s businesses expecting growth of more than 100 per cent this year.The future undoubtedly looks bright for the industry. But does fintech’s rapid growth and disruptive nature leave good governance trailing behind? What key...

20/09/18This white paper, courtesy of Bureau Van Dijk, is ideal for those who are new to the
topic, or looking for a refresher course. The guide covers everything from what
beneficial ownership is to the technology
available to keep up with constant
ownership change.Bureau Van Dijk capture and treat private...

01/10/18This
publication from Melissa Global Intelligence was created to present the importance of a single unified 360
degree view of the customer – both for the benefit of marketing and KYC
initiatives but also for fraud prevention. Knowing customers and ensuring that
their data is accurate and verified is extremely important...

29/08/18Welcome to the new world of trading on a blockchain platform.This Blockchain User Guide is designed and written for financial intermediaries, investment and financial advisers, trust fund managers, fintech professionals and wealth managers seeking a clearer understanding of blockchain technology’s potential and why it has been chosen as the underlying...

04/09/18The possibility of
conducting complex transactions with unprecedented efficiency, security, and
trust is tantalizing. But what can blockchain or digital
ledger technology (DLT) do for your business, today?

26/06/18Modulr is a new, dynamic business solution in the world of Fintech automated payments. Modulr’s APIs are designed to help businesses automate reconciliation and turn chaotic cash flows and confusing payment volumes into streamlined trackable activity.To ensure FCA regulatory compliance as an Authorised Electronic Money Institution, Modulr needed a technology-led...

27/07/18Supported by Siemens, this paper explores the use of Application Lifecycle Management (ALM) and related software quality control practices in the fintech world. The objective is to understand how best practices for software development, maintenance and retirement are being applied in the dynamic world of financial technology, where ALM is...