How to Get £15/$15/€15 Completely Free for Signing up to Circle Pay…

I’ve mentioned Circle Pay previously. It’s a pretty simple App which allows you to transfer money to friends and family, for free. A bit like sending money to friends with PayPal, but with no FX fees if you’re sending in a different currency. Sending money is effectively as easy as sending a message, in fact one quirky feature is that the App encourages you to send Gif’s and Emoji’s with your money! Circle uses the mid market exchange rate, if you’re sending money abroad.

A quirk of Circle Pay is that, in order to attract new users, they offer a £5 (€/$) referral bonus to both the person referring and the person they’ve referred. This is payable after the first transaction of £25+, and can be withdrawn straight to your bank account.

Now, it doesn’t take a genius to work out that this offers the potential to make a very quick, completely free, £15 for very little effort!

Step 3) Send them £25 and get them to send £25 to you (it might work if they send you the same £25 back, but when I tried it both people deposited a separate £25).

Step 4) Withdraw the money, plus the bonus, back into your account (this was practically instant when I did it).

Outcome – you’ll get £5 for signing up and making the transaction, another £5 for referring your friend and they’ll also get £5 for making a transaction.

Of course Circle Pay is actually genuinely useful (and a much better option than PayPal if you have friends/family in abroad) – so in all likelihood you’ll probably find yourself using it in the future anyway. Which means they get new business, you get free money and hopefully everyone is happy!!

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N.B.. Disclaimer: This is an amateur, personal blog. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances.