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The Utah Bankruptcy Blog

Douglas L. Barrett, for the tenth consecutive year, has been named as one of the “Legal Elite” lawyers in the State of Utah in a recent poll conducted by Utah Business, a state-wide publication. The announcement was made in the March 2015 Legal Resource Guild of the magazine.
The “Legal Elite” represent those Utah lawyers who their peers believe are the very best in their respective areas of practice. Barrett was selected for his expertise in “bankruptcy law.”
Mr. Barrett opened his own bankruptcy practice in Orem in 2001. He is well known for his aggressive representation of consumer debtors. During the past several years he has helped thousands of people file for bankruptcy protection in the U.S. Bankruptcy Courts. He is a member of the Utah State Bar Association, the National Association of Consumer Bankruptcy Attorneys and has been a frequent speaker on consumer bankruptcy law and personal finance issues throughout the state.

To be eligible to be a Chapter 13 debtor, individuals must meet, among other things, the following two requirements: (i) they must have a regular income, and (ii) their debts must not exceed a certain amount. If the individual’s current monthly income is less than the applicable state median income, the plan will generally be set up for three years, although the court may approve a longer plan. If the debtor’s current monthly income is greater than the applicable state median, the plan is generally for five years.

Chapter 13 bankruptcy filing is a way for individuals to undergo a financial reorganization supervised by a federal Bankruptcy Court. The Bankruptcy Code anticipates the goal of a Chapter 13 case as enabling income-receiving debtors debt rehabilitation provided they fulfill a court-approved plan. Compare the goal of Chapter 13 with the relief contemplated in Chapter 7 that offers immediate, complete relief of many oppressive debt(s).

Under Chapter 13, the debtor proposes a plan to pay his creditors over a 3 to 5 year period. During this period, his creditors cannot attempt to collect on the individual’s previously incurred debt except through the bankruptcy court. In general, the individual gets to keep his property, and his creditors end up with less money than they are owed.

A debtor who has received a discharge may voluntarily repay any discharged debt. A debtor may repay a discharged debt even though it can no longer be legally enforced. Sometimes a debtor agrees to repay a debt because it is owed to a family member or because it represents an obligation to an individual for whom the debtor’s reputation is important, such as a family doctor. Visit DLBLAW for more information on Utah bankruptcy.

It’s that time a year again when people start receiving their tax refunds. It’s also that time of year where debt collectors start harassing people who are having a hard time paying their bills.
Don’t waste your tax refund if you’re struggling with debt. If your tax refund is not enough to pay off your debt this year, then you need to find another solution.
Unfortunately, some people will take their tax refund and pay off one or two debts.
However, they still have more debts and the tax refund only provided a partial solution. Instead of wasting your tax refund, you should consider filing bankruptcy.
You can use your tax refund to pay for a Utah bankruptcy attorney who will solve your entire debt problem, instead of one or two debts. Most people’s tax refund is enough to pay the entire fees for a Chapter 7 bankruptcy as well as a Chapter 13 bankruptcy.

Make it a great new year by using your tax refund wisely to resolve your debt problem once and for all. Visit us HERE to learn more.

It’s that time a year again when people start receiving their tax refunds. It’s also that time of year where debt collectors start harassing people who are having a hard time paying their bills.
Don’t waste your tax refund if you’re struggling with debt. If your tax refund is not enough to pay off your debt this year, then you need to find another solution.
Unfortunately, some people will take their tax refund and pay off one or two debts.
However, they still have more debts and the tax refund only provided a partial solution. Instead of wasting your tax refund, you should consider filing bankruptcy.
You can use your tax refund to pay for a Utah bankruptcy attorney who will solve your entire debt problem, instead of one or two debts. Most people’s tax refund is enough to pay the entire fees for a Chapter 7 bankruptcy as well as a Chapter 13 bankruptcy.

Make it a great new year by using your tax refund wisely to resolve your debt problem once and for all. In Utah Call the Law Office of Douglas Barrett, LLC at 801-221-9911.

In Utah corporations and partnerships must have an attorney to file a bankruptcy case. Individuals, however, may represent themselves in bankruptcy court. However, it is very important that a bankruptcy case be filed and handled correctly. In Utah contact The Law Office of Douglas Barrett LLC for a FREE Bankruptcy consultation.

ECF is a comprehensive case management system that allows courts to maintain electronic case files and offer electronic filing over the Internet. Courts make all case information immediately available electronically through the Internet. More information on Utah Bankruptcy can be found here.