How can you improve your financial literacy? -- Financial literacy is important to not only your bank account, but your emotional well-being. As people increasingly make their own major financial decisions, being financially literate is more important than ever. But many Brits need some lessons ... (See Financial literacy)

Keep only the cards you need -- It's good to have a few cards at hand, but if some are collecting dust, it might be time to think about a cull. Not only will you lighten your wallet, but you might reduce fraud risk or lessen fees. But choose carefully which cards to cut ... (See Close cards)

How to handle a sudden limit increase -- A credit card limit raise can be tempting to take -- after all, it means you're in good standing, right? But before you go along with the raise, make sure you can afford it; otherwise, you could end up racking up debt and paying high interest fees ... (See Limit increase)

What is APR and how is it calculated? -- Whether you're new to credit or have been swiping for years, it's important to understand your interest rate. APR is a term you'll hear often, and you need to know how it's calculated, how it's applied and how it impacts your payments ... (See APR)

Understanding and avoiding credit card fees -- Understanding the fees associated with a credit card is vital to staying out of debt. No matter how long you've had your plastic, take some time to review the most common fees ... (See Fees)

Rebuild your score with a credit-building card -- A poor credit record can harm your chances of getting financial products in the future. Fortunately, you can rebuild your score. In addition to good payment behaviour, you can apply for a credit builder card to gradually repair your score ... (See Rebuild)

Skip the fine print, skip vital information -- Many of us skim the terms and conditions of credit card agreements with glazed eyes. But, in accordance with the law, every aspect of your agreement is spelled out in the fine print, so don't skip it ... (See Contract)