Medicare Advantage
West Virginia

West Virginia faces serious healthcare issues, ranking 47th in overall healthcare and 45th in senior-related health. In 2012, the Gallup-Hathaway Well-being Index rated it the “most miserable state in the country,” in such categories as emotional and physical health. But it’s trying to improve; one insurance carrier, Highmark, will be providing mobile medical services to 5 percent of its statewide enrollees, including those with Medicare Advantage.

Humana covers 71 percent of all Medicare Advantage in West Virginia. There are approximately 40 other carriers, including: MVP Health Plan, THP Insurance Company and UPMC.

Among the plan types are: HMOs, PPOs; PFFS (Private Fee-for-Service) plans and Medicare Savings Account (MSA) plans. There may also be Special Needs Plans (SNPs) for qualifying West Virginia enrollees.

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