Best Student Loans in 2017 - The Simple Dollar

## Best Private Student Loan - Payday Loan Regulation

Private Student Loans: These loans are usually offered by banks to help you pay your education costs. Unlike federal student loans, private loans come with variable interest rates that can change monthly or quarterly. To qualify, most students need to apply with a creditworthy cosigner (such as a parent).

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There are many different private loan options, with different interest rates and costs. Generally, private student loans have higher costs than federal student loans and require a co-signer. Borrowing beyond your federal loans could mean high levels of debt.

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Educational loans are offered by private banks to students pursuing associate's, undergraduate, and graduate degrees. Private debt is used to help college students afford the cost of attendance. Privately issued student loans can be used for tuition, textbooks, room & board, and all related education expenses.