It’s cold out, better check your home insurance

Repairing the damage caused by a burst pipe can cost from £6,500 to £7,500GETTY IMAGES

It’s cold outside, so maybe now is the time to look at your buildings and contents policy to make sure it covers you for the consequences of bad weather. Repairing the damage caused by a burst pipe can cost from £6,500 to £7,500. This should be covered by your buildings and contents insurance, but you can still take steps to minimise the chance of such an accident by keeping the thermostat set low, repairing any dripping taps and locating the the stopcock that turns off the water supply to your home.

If you discover that a pipe has burst and it is visible, turn off the water at the stopcock, turn off the central heating and turn on all the cold taps to drain the…

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