Pezesha

Pezesha is a micro-lending Marketplace that uses credit and data analytics to connect lenders with high quality underserved low income borrowers.

Pezesha exists to give choice, inclusion and affordable digital financial services to low-income borrowers in Kenya and at large Africa to bring freedom, equality and hope to them and their communities to be part of the formal financial system. We are using data analytics to revolutionise the way micro businesses access affordable credit. We are bringing Banking 2.0 to the unbanked!

THOUGHTS FROM DFS LAB

Using Pezesha, a low-income borrower in Kenya is able to secure an unsecured loan quickly and at lower rates than offered by alternative lenders, banks, microfinance institutions, and/or SACCOs. Likewise, Pezesha is able to secure capital via a network of high net worth retail investors, who are both interested in supporting other Kenyans (affinity marketplace) and receiving a higher return than they would if they held their funds in a savings account.

FOUNDERS

Hilda Moraa

As the Founder & CEO, Hilda is an award-winning entrepreneur and author who was recently named by the UK’s Guardian as one of Africa’s top 10 tech pioneers. Her career highlights include 7 years working for global multi-nationals such as Coca-Cola, managing innovations in supply & distribution; and Fintech startup entrepreneurship across Africa. More recently, Hilda founded WezaTele – a mobile service provider startup which was acquired by Jumo (Formerly knows as AFB) in 2015. She is currently the CEO & Founder of Pezesha, a Peer to Business Micro Lending Marketplace and Distribution platform for micro and small businesses.