State-run insurer Citizens has 16 percent fewer policies than a year ago but potential claims are down almost twice that much, documents for a meeting Thursday show.

What Citizens calls “first notice of loss” contacts fell to 25,480 for the year to date through June 30, a decrease of 29.6 percent from the same period a year ago.

What’s driving it? Company officials cite a 16 percent reduction in policies, a 60 percent drop in sinkhole-related notices in the wake of a state law that curbed costs, and relatively mild weather.

Citizens, Florida’s largest property insurer with 1.2 million customers and about 124,000 in Palm Beach County, has asked for an average 7.5 percent increase for 2014. The company’s claims committee meets Thursday. The documents are here.