Inaccurate Credit Reporting

At Sturycz Law Group, we aggressively work on behalf of clients who have been victimized by Inaccurate Credit Reporting violations, such as outdated or inaccurate credit report.

Get a FREE Evaluation or call us directly at 877.314.3223

Fight Back Against Inaccurate Credit Reporting

Anyone that has borrowed money on a credit card, for a home, to buy a car, or to help pay for school knows that your credit score is important. Your credit can even affect the jobs you are able to get. The Fair Credit Reporting Act is the federal legislation that regulates the collection of credit information and gives people ways to help ensure that only accurate information is included on their credit reports.

Know Your Rights

The FCRA also protects the privacy of your credit information by regulating who can receive your report and limiting what can be done with your credit information. As a consumer, it is important to know your rights protected by the FCRA, such as:

You have the right to know what is in your credit file. At any time, you may request all of your credit information from a consumer-reporting agency.

You must be informed if the information in your file has been used against you. If someone denies your application for insurance, employment or credit due to your credit report, they must inform you and provide you with the name of the agency that gave them your information.

You have the right to request your credit score at any given time.

You have the right to dispute any incomplete or inaccurate information in your file, and the agency must investigate your dispute.

Consumer reporting agencies must correct or delete any outdated, inaccurate, or incomplete information in your file.

Access to your credit file is limited. Consumer reporting agencies may only give your information to agencies or people listed under the FCRA.

Employers cannot receive your credit report without your agreement.

If a consumer reporting agency inaccurately reports your credit information, your reputation and future may be at risk. You may be denied a loan, credit card, job opportunity or even a house, all because of a credit bureau’s negligence incorrectly reporting your credit.

Take Action

At Sturycz Law Group, we aggressively work on behalf of clients who have been harmed by FCRA violations, such as outdated or inaccurate credit reports. Do you believe that a creditor or collector has violated your credit rights? Take control of your credit and contact us today for a free case evaluation.

Consumer Rights Advocates

CALL US DIRECTLY AT 877.314.3223

TESTIMONIALS

Mr. Sturycz is a very professional and friendly man who helped in a quick and excellent manner to ease my issues. I was very pleased with his service and would highly recommend him to anyone.

Ryan

My experience with his firm has all been exceptional. He establishes immediate trust and confidence, in addition to professional integrity. I believe he will represent my interests to the best of his experience and ability.

FIND US

Fill out the form below and we will email you a free template that you can send to debt collectors to stop them from contacting you.

Name

FirstLast

Email*

Phone*

Please review this list and check all that apply. If you are being subjected to any of the following by a debt collector you may have a case under the Fair Debt Collection Practices Act or other consumer protection statutes:

Have you received collection letters within the past 12 months?*

(if so, please save the letters & let us know if any were received within the last 30 days)

Yes

No

Are they leaving you voicemails or sending you e-mails or text messages*

(if so, please save the messages)

Yes

No

Are they using threatening or profane language?*

Yes

No

Are you receiving multiple calls per day from the same creditor/collector?*

Yes

No

Are they calling after you have asked them to stop?*

Yes

No

Are you receiving calls before 8 a.m. or after 9 p.m.?*

Yes

No

Are they calling after you have disputed the debt?*

(or a portion of the debt)

Yes

No

Are you receiving calls at your workplace?*

(especially after you've already told them not to)

Yes

No

Are they threatening to sue you or destroy your credit?*

Yes

No

Are they talking to others about your debt?*

Yes

No

Are they telling you the only way to get collection calls to stop is to make a payment?*

Yes

No

Are they leaving messages with others to get you to call them back?*

Yes

No

Did they fail to send you a letter within 5 days of the first phone call?*

Yes

No

Are they calling about a debt you don't owe or have already paid?*

Yes

No

Are they calling about a debt which is on a payment plan?*

Yes

No

Are they demanding payment for incorrect balance?*

Yes

No

Are they referring to your debt as a crime or shaming you?*

Yes

No

Are they failing to notify you of your right to dispute the debt?*

Yes

No

Are they setting up recurring payments out of your checking account or using your debit card?*

(not credit card)

Yes

No

Additional Details:

Sturycz Law Group provides a free evaluation of your case(s). If we recommend filing a lawsuit we will fight to win you compensation under the Fair Debt Collection Practices Act or other consumer protection laws at no cost to you. If you have any questions about this form, call us at (877) 314-3223

*

By clicking "submit", I acknowledge that I have read and understand the Legal Disclaimer. *