Digestive Problems Life Insurance

We specialise in helping people who have Digestive Problems find life insurance, critical illness insurance, income protection insurance and travel insurance.

We are experts in knowing which insurers will consider your application, given your digestive problems, with a wealth of knowledge and years of experience. Most importantly, we do all the work for you making this a hassle-free and streamlined process.

Whilst we can’t always guarantee that we can get you life insurance, rest assured that we won’t leave any stone unturned. We will give you an honest assessment as to whether you will be able to get life insurance, as well as an indication of how much it might cost.

If there is a choice between insurers, we will help you find the insurer who is willing to offer you cover at the cheapest rate, so you can be confident in knowing you have the best deal.

We will do all the paperwork for you, and will keep you updated throughout so that you know how things are progressing.

We have a team who are specialists in finding life insurance for people with digestive problems, and they are always on the end of the phone to discuss your needs or concerns. We are a UK based company, you will not have to talk to foreign call centres.

So if you want the peace of mind of having some life insurance in place, we are the people to help.

These are just two of the testimonials we have received after finding life insurance for clients:

“From first point of contact with Life Insurance Help, I was reassured and felt I was in good hands. They kept me up to date on the progress of my application at very stage, and were exceptionally prompt in replying to any query I had. Due to my circumstances it was a long process, but thanks to them, my cover is in place and my mind at rest. Thank you so much.”

“We had difficulty securing adequate life insurance. By contacting Life Insurance Help we have now both got life cover that gives us the peace of mind we were looking for. The people at Life Insurance Help worked so hard to meet our needs, were great to communicate with, and we are both 100% happy with the service we received.”

So please get in touch and tell us about your circumstances, and we will help you find the insurance you need.

Digestive Problems Support

Besides helping you obtain Life Insurance if you have digestive problems, we also want to provide our customers with as much help as possible in dealing with their pre-existing condition.

Digestive Problems : About the Condition

There are many types of digestive problems - inflammatory diseases such as Ulcerative Colitis and Crohn's Disease, bowel problems, indigestion and Irritable Bowel Syndrome.

IBS or Irritable Bowel Syndrome is a chronic long term disorder which affects the digestive system, causing abdominal pain, diarrhoea and constipation. IBS is also known as spastic colon, spastic colitis, mucous colitis, nervous diarrhoea, nervous colon, nervous bowel or functional bowel. According to the NHS, IBS affects around 10-20% of people in the UK at some point in their life, and the condition is twice as common in women as it is in men.

Common symptoms include abdominal pain and cramp (often relieved by emptying your bowel), bloating and swelling of the abdomen, diarrhoea or constipation or both, excessive wind and an urgent need to go to the toilet. These symptoms of IBS can often be worse after eating. In addition, Irritable Bowel Syndrome can also cause lower back pain, muscle or joint pain, nausea, tiredness and headaches. In addition, due to the pain and discomfort, IBS can also lead to feelings of depression and anxiety.

Ulcerative colitis is a condition which causes the colon (or large intestine) to become inflamed, often resulting in ulceration and bleeding. The colon or large intestine is the last part of the digestive system, and it extracts nutrients from undigested food before it is eliminated from the body.

Crohn's Disease is a condition which causes inflammation of the lining of the digestive system, usually in the ileum or colon. This inflammation over time can damage sections of the digestive system causing additional complications.

Conditions such as ulcerative colitis or Crohn's disease that cause inflammation of the intestines are known as inflammatory bowel disease (IBD).

The symptoms of colitis will vary depending on how much of the colon is affected, and also depending on the level of inflammation. Symptoms can vary from mild (where the condition is a minor inconvenience) to severe cases (where the quality of life is severely affected). In severe cases, ulcers can form on the lining of the colon, and these can bleed and produce mucus.

Common symptoms include abdominal pain and bloody diarrhoea. There can also be a frequent need to go to the toilet, weight loss, loss of appetite, tiredness, fever, dehydration and anaemia. Symptoms are often worse first thing in the morning, and ulcerative colitis can be unpredictable, flaring up and then go into remission, with very few symptoms, for a period of months. It is not clear what causes the return of the symptoms, but stress is thought to be a trigger.

The exact causes of most digestive problems are not known. Research suggests that genetic and environmental factors both play a part, as well as an abnormality with how the muscles move food through the digestive system, and a malfunction of the immune system.

About Life Insurance for Digestive Problems

A life insurance policy is designed to pay out a lump sum upon the death of a person or persons named on the policy.

Most people understand that if they have a family or significant liability, then life insurance is a vital product to make sure the people and things they care about are protected.

There are many different types of life insurance available depending on your needs. The good news is that we are able to help you with all of them.

We take the time to ensure that our customers have the most appropriate life insurance to meet their needs, whilst also making sure that the price is right. Some of our most satisfied customers came to us as they were unable to obtain the life insurance they wanted elsewhere.

We can't guarantee that we can get you life insurance, but we will leave no stone unturned. Given our experience, if we are unable to get you life insurance cover, it is unlikely you will be able to get it at all. We will however give you a good understanding on future insurability, and an honest assessment of your situation.

Whatever your life insurance needs, we are able to help you. We have access to all the products from all of the UK's leading insurance providers.