About WhoNeeds500

We are here to help you when you need an emergency influx of cash until your next payday.

Rather than searching individual lenders on the internet or visiting various banks and storefront lenders in your area, you can fill in our simple online form and tap in to over 100 payday lenders in our network.

They are waiting to offer you between $100 and $1,000, with no collateral, and will even consider those with bad credit!

Any US citizen over the age of 18 with a valid bank account and a stable source of income can submit their information today.

Want a 500 dollar loan? Select this amount, enter your personal details and we will automatically screen your information. Within 3 minutes you'll be connected with one of the lenders in our network and they may approve your application in as fast as 5 minutes.

While we cannot say there will be no credit check, bad credit is often not a lender's deciding factor for approval.

Also there is often no faxing involved unless the lender need to verify your details further.

Once you are made an offer and accept it, the cash will be yours in as little as 1 business day!

Of course you are under no obligation to accept the loan and can walk away at any time, so long as you have not signed the agreement. If you change your mind you are free to go through the process again in the future.

Our customers are always happy to hear that their information will be kept safe and secure, regardless of whether or not they accept a loan from our lenders. We use the latest technology to encrypt personal details, including bank details, telephone numbers and addresses, so you don't have to worry about your sensitive information getting into the wrong hands.

Whether you need some extra cash for your bills this month or you want to treat yourself to something special, you can borrow money for whatever you need. However, never forget how important it is to borrow responsibly. Since interest rates can be very high with payday loans, they should be used as a last resort rather than as a casual loan.