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Online shopping is extremely popular and is still growing like cabbage. By now we all know the most well-known online shops and you can assume that companies like Bol.com and Amazon do everything they can to keep you shopping as safely as possible online. But not all web shops are equally safe and you better be on the alert before you leave your data behind.

Below you will find a number of tips that we have put together with actiepagina.nl that can be useful for everyone.When creating your account, choose a password that is unique and strong. A ‘pass phrase’ with a mix of ordinary letters and capitals, but also numbers and special punctuation makes a passphrase difficult to crack. With the perfect Online Shopping Stores you will be able to have the best options now for the smart purchase.

Check https: As soon as you want to pay online in a web shop (‘checkout’), the web address must begin with ‘https: //’. In that case, the internet connection is protected and protected against unauthorized persons.

No direct complaints have yet been received from the Consumers’ Association about direct online payment via your own payment account.Read feedback on the webshop. On comparison sites such as vergelijk.nl, kieskeurig.nl or beslist.nl you can check user reactions. If the webshop is positively assessed, then this is an indication that it is safe.Just tick the boxes to agree on the terms and conditions, the privacy statement and the receipt of newsletters if you have read and understood them.

Check whether there is a reference to a guarantee or quality mark on the webshop that indicates that it is a recognized safe web shop. Stay alert and use your common sense when making online purchases. Does the online store look reliable? How long does the online shop already exist? Are the products offered at a reasonable price?

Check whether the website meets the legal requirements that are set. For example, a web store is obliged to communicate the address of the company, contact details, VAT number and registration number at the Chamber of Commerce.

Surf safely

If you want to shop on the web, you first need to ensure that you surf safely. Buy online with a secure internet connection – preferably at your home – and avoid making payments from a public network.

Choose well-known websites

Choose carefully where you buy and prefer websites that are well known.

Take a look at the website Alerts regularly to see which fake shops are active.

The internet has completely messed up our consumption habits: we can now buy everything from our lazy office. With a few mouse clicks you will find the latest bestseller novel, sunglasses, a block of foiegras or a smartphone within your reach. There has been a real proliferation of web shops in recent years, making it even more difficult for the consumer: which stores are reliable? how can I shop online safely? We help you on your way.scratch off map –

The neck not only gives out, but also adds a few years to our passport age, as it ages faster than the face. The skin on the neck is thin and dry, without fatty interlayer, so it quickly loses moisture and stretches. If the neck muscles are weak, then by the age of 40 the skin can become flabby and wrinkled. To prevent this from happening, provide her with adequate care.

Let’s hit the neck! How to care for the decollete zone

Keep your back

Poor posture, a round back, a head lowered downwards – a straight path to the second chins and folds on the neck. Brigitte Bordeaux, whose business card was an elegant neck, even in old age, advised women to look at the stars more often. If this is not possible, you can do gymnastics for the neck, a pleasant additional bonus which will be a clear oval face. The Neck lift Miami services are there also.

Gymnastics for the neck

Turn your neck left and right, trying to look over your shoulder.

Tilt your head to the left and to the right, trying to touch the shoulder with your ear.

Imagine that you have a pencil in your mouth. Write them letters in the air.

Wrinkles instead of youth. 8 gross mistakes in facial care

Protect from the sun

On the beach you need to try to keep in the shade not only the face, but also the neck. Excess of the sun will hurt her.

Provide gentle care

The skin around the neck is as delicate as it is around the eyes. Therefore, you do not need to rub it with all your strength with a washcloth and soap. It is better to clean it with a sponge, using the same remedy as for the face. After cleansing, apply any fat cream – the dry skin of the neck will take it with gratitude. Off, wrinkles! Of what to prepare at home a mask for the face

Make masks

You can use ready-made compounds or home remedies. 1-2 times a week, apply to the cleansed neck skin heated olive oil. Then wrap the neck with a towel and wait 10-15 minutes.

Sleep on the right pillows

Contrary to the popular belief of the “ring of Venus” – circular wrinkles around the neck – do not arise because of sleep on high cushions. They are due to a genetic predisposition: if they have your mother, then most likely, eventually you will appear and you. However, it is really better to sleep on low and rather rigid pillows (or on rollers), which support the neck.

Blepharoplasty is the most demanded operation on the face. Communicating people involves a constant exchange of views. So any sign of aging in this area easily betrays the age of the interlocutor.But to eliminate the external signs of aging in the eye area is quite real. In this article, let’s talk about what is blepharoplasty and why it is so popular.

Cleansing the body at home

Having taken care of your health, you must undoubtedly pay attention to cleansing the body at home, after which you will feel much better than before.

Blepharoplasty eyelids

Blepharoplasty has almost no age limitation. The operation is rather short in time and is usually performed under local anesthesia. Visible rejuvenating effect can be obtained even in the case of the elderly patient. In turn, sometimes even a successful facelift is not able to bring proper rejuvenation, if bags under the eyes and excess skin in the eyelid region are not eliminated. The blepharoplasty in Miami is perfect there.

The patient usually comes to the hospital directly on the day of the operation. Then, together with the surgeon, they determine the excess skin on the eyelids and mark the border with the excision of the skin. On the lower eyelids, the markings are performed when the patient looks at his forehead. This is done to ensure the full functioning of the eyelids after the operation.

The operation itself consists in excision of surplus skin and removal of “fatty hernias”, which are to blame for the formation of “bags” under the eyes, as well as for the inner corners of the eyes.

Blepharoplasty is predominantly performed under local anesthesia. This is also better because after the removal of fatty lumps on the lower eyelids, additional skin excesses may occur. In case the patient does not sleep, he can open his eyes and look high on the forehead. In the event that additional surpluses of the skin are determined in this position, they will also be excised.

The Process of Incision

The incision is made in natural wrinkles and folds, so they will either be unobtrusive or not at all prominent. But still there is a possibility that the scars will be noticeable. This is usually not so much the result of a violation of the technique of surgery, but the result of a fatal combination of the skin color of the patient, as well as the color of his mature scar.

Operation for You

The operation is almost painless, although some unpleasant moments still exist, but this is quite tolerable. The patient is most often frightened by the unknown. But to be afraid is only during the first 15-20 minutes of operation. This time is enough for the plasticity of one century. In the next century, the operation is repeated in the same way.

Post Operation Options

After the operation, an ice bandage is applied for two hours, and after that the patient wears sunglasses to maximally limit the work of the eye muscles, which react to the slightest fluctuations in the illumination. The patient’s home is released on the next day or on the day of the operation, and already on the 3rd-4th day it is returned for the removal of stitches. By this time, edema is noticeably decreasing.

Freight services are in constant demand, because people always buy goods that need to be delivered home, move or just send out packages. In this case, transport companies are irreplaceable. But the market of transport services is simply crowded with small companies that are eager to make money, while they do not want to improve service or quality. Wanting to do freight transportation, you need to plan your actions in order not to replenish the ranks of these companies.

Service – above all

The essence of the cargo transportation business is not only the signing of contracts on liability, packing of goods, timely delivery, unpacking and installation on site. Everyone is involved in cargo transportation, which is not lazy, but this is only at first glance very simple and easy. Companies from several loaders hire an operator to accept applications and begin their work. Only people suffer from such activities. On the phone, they hear one amount, and in fact they have to pay quite another. Unscrupulous carriers can refer to the lack of parking spaces, which made them go further than expected, each floor of the removal is paid separately and many more ridiculous explanations. Well, when the initial and final amount is the same, but quite often the client has to overpay. Before that you should go through the invoice payment terms now.

Everyone who wants to organize their business of cargo transportation will have to compete with cheap and poor-quality transportation. Serious and responsible companies will always be in demand and will certainly find their customers. And with our system, you can always find transport for cargo transportation and at the same time you will find cargo for transportation, and cooperation will be conducted only with trusted companies that have proved themselves well.

Contract of liability

Many customers try to save on delivery when buying expensive goods. Naturally, they do not make any contract and subsequently receive a shabby or scratched product, this is at best, and at worst – there is not any detail or element. Of course, after such a case, the customer no longer needs to contact such a company.

But what do you do, as a beginning businessman?

Everyone can purchase a vehicle, register as an entrepreneur and work without making contracts. Only during transportation the cargo passes under the responsibility of the carrier and such firms do not guarantee its integrity and safety. Your main task is to execute legal contracts on liability. Of course, this means that during the transportation you will be fully responsible for someone else’s property. Responsibility is not to be feared if you have honest bailiffs working and the work process is well-established. The level of your professionalism in the eyes of the client will go off scale and they will undoubtedly use your services again and will give their recommendations to friends and relatives. We also recommend reading about the types of packaging for cargo transportationto understand what is and what is best for you.

Based on the future, we discovered the China e-commerce market trends which are urgent for foreign companies. This article is the third in our tetralogy of bits of knowledge in the China E-commerce market. Our first article can be found here and our second article here. Knowing how the market will develop in the future is a large portion of the battle and invaluable to strategise online market entry.

Move from C2C to B2C

One of the clearest China e-commerce market trends over the previous years in China e-commerce, is an unmistakable move from customer-to-customer (C2C) to business-to-customer (B2C) sales. Up to now, it has been very regular for consumers in China to purchase items from other consumers through Taobao and Microboss. The vast majority of all, because of the wide assortment of items and the lower price of purchasing items through C2C channels. Sellers are able to offer anything from hand-made merchandise to manufactured items easily. Purchasing items, for example, dress, electronics, homemade merchandise, hand crafted products can often be found on C2C online stages. Similarly as online stages like EBay, the selling party is additionally a consumer, not an operational business. The C2C online market accounted for very nearly 90% of online shopping in 2008.

However, these days this trend is changing; the C2C online market has dropped to 48.1% between 2008 and 2015 (Figure 1).The current trend among Chinese consumers is to purchase from businesses (B2C). Which, considering the low prices of the items is an inquisitive switch. The challenge with the C2C market is the unreliability of the item; they can easily be fake or have low quality. Chinese consumers are becoming increasingly less content with acquiring items they need or need at low costs and low quality. On the B2C market place, the consumer runs a much lower danger of purchasing cheap or low quality items. Brand items and items with higher quality are becoming the desired items among Chinese consumers.

Online stages like JingDong, T-Shopping center, VIPSHOP, Yihaodian, Suning and Little Red Book concentrate their sales on the B2C market. For Chinese companies which are already active in the B2C market, their sales can be expected to rise as consumer’s demands for B2C items increase. For foreign companies, JingDong Worldwide, T-Shopping center Worldwide, Suning, Yihaodian, Dangdang, Amazon China, Little Red Book and VIPSHOP International are interesting alternatives to sell items to Chinese consumers on a B2C stage. The market for B2C in China presently has more opportunities as Chinese consumers move from the C2C to B2C market, creating different opportunities for foreign companies offering their items to Chinese consumers.

These days, at online C2C markets, consumers don’t generally confide in the sellers. Sellers have been known to put misleading pictures and descriptions about items, which means consumers are left with a low quality items. Of course, this means all consumers have to do is comment on the sellers web shop about how misleading the real item is as a notice to other consumers. However, it seems that consumers have had enough of basically cautioning other Chinese consumers about fake or low quality items and are swinging to the B2C market for quality items because of the reliability of the item.

B2C markets are more likely to be results of higher quality, however at a higher price. The higher price, however, does not seem to be disheartening Chinese consumers from purchasing B2C items. Online stages with a B2C center already emphasize around selling quality items and keeping sellers with fake or low quality items off their websites. In view of this Chinese consumers can shop with a peace of psyche because they are purchasing are quality items.

For foreign companies entering the Chinese e-commerce market place this trend of C2C to B2C and Chinese consumers demand for better quality is positive. As the perceived nature of foreign merchandise is still better than nearby items, non-Chinese companies have more opportunities to sell to Chinese consumers.

Handy is a company that places a lot of emphasis on transparency. They are in the business of placing people in touch with cleaning professionals to be able to get their to-do list checked off around their home. Some people living in large cities have a lot going on in their lives therefore will not have time to get their home cleaned regularly.

Tips to keeping your home clean

It is easiest to clean your home if there are simply less things lying around the house. For example if you need to vacuum or dust, it is easier to do so if you have less furniture or items around the house. It is even easier to move if you have fewer things to pack up into boxes and unpack. Many people think that living a minimal lifestyle equals to people who cannot afford more items for their home or people who are boring. On the other hand, it should be instead seen as being functional, sustainable and a peaceful view on life.

Think about it, if we have too many options of clothing in the morning, we tend to be indecisive on what to wear. But if we have less choice, it is easier to pick what you would like to wear regularly. In addition, it would be a more motivating reason to wash your dirty clothes since you need them for the week to come. Handy knows just how invaluable these tips are for people since it if a cleaning professional were to come by, and help out once or twice a month.

Advantages of minimalism

There is a certain freeing sense of embracing minimalism since there is going to be less choice thus you can make a faster decision from what you have at your disposal. When you come to the sense of realization that somehow you had to depart with all your worldly possessions, it becomes a freeing experience. Things can be replaced and the less you have, the more clutter you also have in your mind. There are always things people can be learning to be more minimalistic. For example, if you feel like there is too much clutter in the pantry, closet or other parts of the house, set a timer for 15-30 minutes and do all you can within that time.

As for your closet or other storage items, if you haven’t touched it all year, odds are, you never will use it again. It is best to give it away at this point.

The location and housing where a student will reside during their time in College or University is of great importance to their parents as well as to the students themselves. Having the peace of mind knowing that your child or loved one is in a safe location whiles travelling is critical to any responsible parent and/or student. There are different of accomplishing such an arrangement. There are rentals of complete apartments or small homes, rentals of condominiums or a loft or even logging on campus. These options can sometimes be a bit expensive and over the budget of a middle-income family. Most Landlords are very aware of this predicament and have therefore adopted different legitimate ways to provide rooms for student at an affordable price. High end Real Estate Investors such as Brad Roemer would probably not be interested in doing that type of business but it is very lucrative for Landlords and also beneficial for the general public. Though it is a very convenient arrangement for students there sometimes are drawback to bear in mind.

Within many student housing, Landlords usually rent the property to various individuals that do not necessarily know each other. This may leave one feeling uneasy knowing that a bunch of young adults are going to come together as strangers and live in one unit. Though the doors are locked, and all the belonging are usually kept safe it is a bit hard to digest the fact that a person unknown to you could be living next door. Most Landlords do perform a credit check and contact past Landlords or current supervisors at the work place to verify what type of individual they may be dealing with. It is very hard to get a good idea of the individual at hand through those means but it is definitely better than nothing.

When renting-by-the-room the Landlord typically gets all of the tenants (usually students) to sign a disclaimer towards any damages made to the property. Just to think that an apartment containing 4 bedrooms would usually cost about $1700 for a family but instead will cost about $425 per student. It is a win-win situation as the student will be very happy about the cost of his/her rental that includes bathroom, kitchen and living room access whiles the Landlord is content as he/she gets the unite rented out. Landlords in such a position generally do not have issues finding tenants, especially when located close to schools as the students would usually flock to their apartment seeking a place to stay whiles schooling. This tactic helps property owners to rent out their units rapidly and gives them the freedom of renting to whom every they please as they are not afraid of losing potential tenants since they know that many more would be on their way. Some Landlords even go as far as to rent out individual beds in a room! This occurs where students share rooms. It is not really recommended as you would be sharing your privacy as well as personal belonging with a perfect stranger, but some students opt for this to satisfy their budget.

The majority of commercial enterprises grant payment terms to their customers. However, when the deadlines begin to lengthen, the company may find itself in cash trouble. However, it is possible to reduce or even bypass this deadline by selling its receivables to a factoring company. But what is factoring and how does it work? What are the different types of factoring and when should we use it?

What is factoring?

Factoring, also known as factoring, is an affordable financing technique for any type of company provided that it works with a clientele of companies. With the net 30 invoicing this is important.

When a company uses this technique, it sells its receivables to a specialized agency: the factoring company, also known as a factor. In exchange for this transfer, the company recovers immediately in return for the cash from receivables sold.

In practice, factoring makes it possible to recover funds immediately and without waiting for the payment deadline.

When to use factoring and how does it work?

The issuance of an invoice is synonymous with appearance of claim: it is immediately possible to appeal to a factoring company. The factoring process is divided into three stages:

Creation and sale of debt

The company charges a service or a product to the customer. The claim related to this invoice is then transferred to the factor, according to the terms stipulated in the factoring contract. The factor sends the company a notice of purchase of debt.

Payment of funds

Once the commissions and the holdback are collected, the factoring company settles the claim to the company (up to a certain limit: 80% on average).

Finalization

The debt repurchased by the factor is paid, the latter then refunds to the company the holdbacks.

Which factoring to choose?

Depending on the cash flow requirements or the commercial policy of the company, the type of factoring varies.

Confidential factoring: the company uses a factoring company without its client being informed

Factoring notified but not managed: the company transfers its debt to the factoring company but nevertheless retains control over the collection. This solution, which is cheaper by around 20%, is preferred by companies that do not have any problem with recovery.

Subrogation (or factoring notified): unlike confidential factoring, the customer is here informed that he must pay the invoice to a factoring company.

Features and pricing

During a factoring request, the company and the factoring company sign a factoring contract. The latter sets the framework in which the company can sell its receivables. The contract generally specifies the “rate” of the factoring company, the retention of guarantee and its performance.

This guide is a step by step guide for the traveler, it is only informative and may contain gaps, inaccuracies and omissions. Everyone has to do their own research.

Friends (future) travelers,

Welcome to this shipping guide for your vehicle by sea. You have explored all the trails of the company, worn your tires on the asphalt from Paris to Marseille, and you would like to move up a gear, ship your vehicle to the end of the world? This little guide is a help to make your dream come true: meet up in Australia with your camper van. The free load board are perfect.

Choosing a shipping method

There are 3 methods to send a shipping vehicle abroad that does not fit in a container. The two main ones are Roll-on / Roll-off (RoRo), flat rack and the third is break bulk cargo.

Roll-on / Roll-off is the safest shipping method, according to our experience. Your vehicle is driven aboard and lowered into the holds of the transport vessel by ramps. Anyway, it is necessary here to emit a very big reserve. The vehicle to roll to be out of the hold. If it does not start at the port of destination, it may happen that it is simply towed by a Fenwick, the risk of permanently damaging the mechanics.

You are not allowed to ship personal items in your camper using this method, but the spare wheel and factory-fitted accessories are allowed. You can ship personal belongings inside, but at your own risk as they are not covered by the insurance of the ship. In RORO your truck is placed inside the car deck, chained by a series of chain and kept in a safe place.

The flat-rack, second method, is an open container. Your vehicle is placed on a support that can hold up to 40tand then loaded onto the transport ship, either by crane or by towing the platform, into the holds. This option has the disadvantage of being charged a fee for the flat-rack itself, which is rented to you in some way.

Be careful, these open containers have limits. What are the dimensions of a Flat-rack? The following specifications and dimensions vary the type and will have to be specified because no company has the same numbers! See note at the bottom of the page. There will be an additional cost for widths and heights if this method is chosen.

When choosing a flat-rack option, it is possible that your vehicle may be scratched or they may not fit into the holds due to the height, and place it on the deck. Your vehicle will be exposed to wind and salt water. There are places to protect it by “wrapping” in a tarpaulin or even plastic film used for pallets.

The lack of liquidity is one of the main problems suffered by companies today. On many occasions, this lack is due to late payments, delays in collections by customers, and even insolvency, which has been dragging on since the worst years of the economic crisis.

A figure that illustrates this problem is that during the first 10 months of the year the number of insolvency proceedings arising from a business insolvency situation increased by almost 2% to reach 3,749. That is why it is not surprising that many companies, especially SMEs, maintain their concern about the collection of their commercial loans. Through the Alliance One factoring program the options have become easier now.

What is factoring

The factoring born alleviates this uncertainty. It is a very useful financing tool for all companies that need immediate liquidity and prefer to pay a commission to avoid surprises when it comes to collecting the commercial loans that are pending.

There are three protagonists in factoring: on the one hand there is the company that generates the commercial credit and hires the factoring service. In second place is your client, who owes you that commercial credit, and finally the financial entity, in charge of carrying out the operation.

In a conventional factoring service, our company transfers to the financial entity, in whole or in part, the short-term commercial loans to its customers, that is, the invoices that remain for entering. In exchange for this assignment, the entity advances the amounts of these invoices automatically and discounts a percentage in concept of interest and commissions. The result is that our company is guaranteed immediate receipt of the invoices owed to it, while the financial institution is responsible for its collection in exchange for a commission.

But obtaining immediate liquidity is not the only advantage. This tool improves the control of posted invoices and allows companies to shed the risk of insolvency, in the case of factoring without recourse. In this way, if our client does not have funds to pay for the service we have provided, it is the financial entity that assumes that default and who manages it.

In addition, it improves the working capital of our company because it allows us to eliminate the factored customer items from the balance sheet.

Factoring helps us to dedicate ourselves to what is ours without worrying about managing the collection of outstanding invoices or knowing if we have sufficient liquidity to continue growing.

Types of factoring

But not all situations are the same nor do all companies have the same needs. And for that there are two types of factoring:

Factoring without recourse

This formula frees the companies from any responsibility in the management of the pending collection. In this way, if the debtor cannot deal with the invoices issued and approved in the factoring operation, it is the financial entity that assumes the losses and the one that has to start the necessary procedures to try to recover the money. In summary, it is the entity that assumes the risk of insolvency on the part of the debtor.

Learn the basics of how to start a business and some of the most common challenges you may have to face.

Starting a small business can be quite a challenge especially on a tax debt loan. The competition is also stiff in almost all types of industries and if you’re not careful your business may be one of the businesses that close shop within its first year of operation. Aside from creating a good business model and having a right perspective, there are things that every entrepreneur must consider doing when starting a new business:

Solve Customer’s Problems

Opportunities rarely come knocking at your door. But in this case, waiting for that knock isn’t going to do you any good – you need to find that opportunity on your own. When you help solve one customer’s problem, chances are, you gain more customers. Why? Because the public knows how much you value them. One of the main mistakes that entrepreneurs commit is that they sometimes go and promote their product to the customer, before even hearing out their opinion or what product they want and need in general. If you’re just starting a business keep this in mind – it’s not about the business. It’s about the customer. The saying “customers are always right” is old but it’s true. Everything you need to know before starting a business can be derived from this simple quote. It’s about what the customer wants, needs, and what would fit his/her standards and budget.

Create a Good Product

When the word product is said, the first thing that comes to mind is something that is sold – that and/or posters and tarpaulins of advertisements we see at the mall. It’s not completely wrong. But there’s just one thing missing – the product has to have such value that the customer will not just want it – they will love it.

Creating a product with such tweaks may be quite hard, but once you see that it’s actually selling out in the market, you’ll see that you have done quite a great job. To sum it up, all you need to do is find the center of your customers’ interest.

To make this process easier, it is better if you focus on a certain niche. Don’t be afraid to ask for opinions and suggestions. Who knows—maybe all you need to do is to listen to your customers in order to develop the most popular product you can produce. On top of it all, make sure that you and your team are working peacefully, side by side. Running a business is already stressful as it is. Having a strenuous relationship within your team, no matter how small or big your team is—won’t do you any good.

Know your Strengths and Weaknesses

Even the greatest fighters of all time have their weaknesses – what makes small businesses any different? The key is knowing what the weakness is even before something comes up and hits it. But, here’s the thing, when you know your weakness, it’s easier for you not find out what your strengths are. In order for you not to fail and your business to go downhill, it is helpful to know exactly how to use those strengths properly.

When you’re planning to start a physical business, it’s important to build a good relationship with a group of customers. It’s not a romantic one so you wouldn’t have to worry about that. Just the customer and entrepreneur type of relationship. Wherein you ensure that the customer will get the best quality product you can offer, and he/she will keep coming back. Before you know it, your small group of customers will reach up to a hundred- or even more!

Understand that every Business has the Risk of Failure

It’s so easy to jump into a bandwagon of newbie entrepreneurs. When the year starts, a lot of people have new ideas and with proper motivation, they would launch a new brand or open a new shop in a heartbeat. But, there is one thing that many new entrepreneurs don’t realise, starting a business is not for the faint-hearted. If you want to deliver products or service to your customers, you need to prepare for the risks associated with it.

It is true that there is no such thing as a fail-proof business. But, you can create a good strategy that would minimize the risks and maximize your business potential. You can start with a good business plan. Define your strengths and weaknesses, and streamline your business processes in a way that would bring you closer to the realisation of your goals. If the lack of access to financing is one of your biggest problems, you can apply for no doc business loans from reputable financing agencies to help you meet urgent business needs.