What are you saving for?

How many years do you plan to invest for?

The longer the better

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I don't have a timeframe (we'll assume 10+ years)

If you’re saving for a home on a short timeframe (3-5 years), you should consider a cash Lifetime ISA.
If you’re saving for retirement, your timeframe should take you until at least age 60 to avoid a 25% government penalty.

Our minimum suggested timeframe you should consider for investing is 3 years.
For shorter timeframes you should consider keeping your money as cash.

These portfolios are designed to perform over the long term without
intervention. By that, we mean we’ll keep you invested in assets that
match your risk level, and only review those assets once a year to make
sure they’re still right for you. Beyond that, we keep our hands off.

All set?

Your investments may lose value

Projections are never a perfect predictor of future performance, and are intended as an aid to decision making,
not as a guarantee. The projection includes the effect of Nutmeg fees, investment fund costs, and market spread
— personalised according to your planned contributions and chosen investment style —
but does not take into account the effects of inflation or tax. It assumes income is reinvested.
MoreAbout this projection

Your investments may lose value

Projections are never a perfect predictor of future performance, and are intended as an aid to decision-making, not as a guarantee.
The projection includes the effect of Nutmeg fees, investment fund costs, and market spread
— personalised according to your planned contributions and chosen investment style —
but does not take into account the effects of inflation or tax. It assumes income is reinvested.
Learn more

Before age 60, LISAs can only be used to purchase your first home, and it must be under £450,000. Otherwise,
you may incur a 25% government penalty.
Learn more

Your investments may lose value

These past performance figures are simulated and are not a reliable indicator of future performance.

Your assets are held by State Street, one of the world's largest custodian banks, and Barclays. Nutmeg is authorised and regulated by the Financial Conduct Authority (FCA).

We offer restricted advice, which is limited to recommending a suitable model portfolio from our range. We will not assess your whole financial circumstances or consider all financial products and services that could be suitable.