An analogy for auto insurance

Hey, you! Boy you're a brave soul! You must be a wild child!! Some would call what you do brave, other's would call it daring, we as agents consider your choices & actions frightening! Did you know you were so exposed? Think we're referring to the picture of Will Ferrell Streaking? Not at all! In fact, we're referring to every driver that carries minimum auto insurance liability limits of $30,000/$60,000 per accident!

Interestingly enough, the similarities between being under insured and streaking are quite comparable. We list 5 comparisons below!

1. Both are Choices every individual makes.

No Explanation needed for this one!

2. being covered is the law

It is required by law to be clothed, just as it is required by law to carry auto insurance if you own and operate an automobile. Similarly enough, there are plenty of those that do not follow the law including driving without insurance and running around unclothed from time to time.

The cost:

Individuals can acquire extreme penalties for streaking, meanwhile, if a large automobile insurance claim were to occur resulting in catastrophic damage an under insured individual may face severe cost as well!

4. Are you covered?

Lastly and most obviously is the analogy concerning being covered whether that means with clothing (for you streakers) or with the adequate amount of insurance (for you $30k/$60k drivers).

In contrast to the many similarities that streaking and underinsured drivers may share, 1 vast and inarguable difference between the 2 concerns safety. Although, carrying the North Carolina State minimum $30,000/$60,000 limits on your car insurance policy is not exactly recommended, it certainly is much safer than making the choice to go streaking!

For all of you underinsured drivers, we recommend 1 thing....Get covered! Friends don't let friends carry 30/60 limits on their auto insurance. It's wild, it's dangerous, and it's just not smart guys! Don't be caught with your pants down...get coverage!!