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This document is dated February 27, 2013.
It may not be accurate after such date
and LNC does not undertake
to update or keep it accurate
after such date.

Lincoln Financial Group to Participate in the Raymond James Institutional Investors Conference
Live Webcast Available

PHILADELPHIA, February 27, 2013 — Lincoln Financial Group (NYSE:LNC) announced that Randy Freitag, executive vice president and chief financial officer of Lincoln Financial Group, will present at the Raymond James 34th Annual Institutional Investors Conference on Tuesday, March 5 at approximately 9:15 a.m. ET.

Interested persons are invited to listen through the Internet, either live or through on-demand replay. Please go to www.LincolnFinancial.com/webcast at least fifteen minutes prior to the event to register and download any necessary streaming media software.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $178 billion as of December 31, 2012. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; employer-sponsored retirement plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com.

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Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.