What our clients are saying:

“Finding Flavio Carreno has been a financial home run. We lost money until ‘Joe’ moved us in the direction of safety with great returns. Not having to worry about ever losing any of our saving, allows us to sleep better at night.”

Christine and Glenn Fish
Safety Harbor, FL

“I just did my taxes and my accountant brought up the subject of my financial advisor. After talking for a few minutes she suggested I stay with him, as finding someone as professional, caring and on top of the industry was very hard. She also mentioned how lucky I was to have someone that stays in touch on a regular basis to go over the investments, any changes, new opportunities, and that is initiated by the financial advisor. ‘Unheard of’ she said.”

Mariaelena Menendez
Clearwater, FL

“Joe Carreno took the time to meet with me to give me direction in terms of possible retirement options and choosing the right life insurance during a confusing time in my life. Being a widow can make things even more difficult. I especially appreciate his low-key demeanor and his sincere help. I never felt pressed to make any decisions. I know for a fact that I can depend on him to guide me towards the best plans designed to secure my assets. I have confidence in his concerns for my long term financial planning. I highly recommend Joe if looking for honest and excellent financial planning advice. I so appreciate his friendship and guidance in my money matters.”

Maria del Pilar Ibarra
Tampa, FL

“Joe Carreno is competent and knowledgeable. He takes careful and thorough planning steps to insure my future financial well being.”

Rudy Ziegler
Spring Hill, FL

“We have worked with Joe for many years. Great service and always ready to help.”

Judy Wu
Tampa FL

“Before switching my retirement funds, I lost money every year and was told to ride it out. Since Joe has been advising me, he has turned that around and I’ve made gains every year.”

Rich Cronin
Tampa, FL

“Joe, You make my life so easy and simple and I can’t lose any money. Thanks so much!”

Roy Lilland
Tampa, FL

“I can’t say enough about Joe Carreno. I only wish I met him five years earlier. He is an honest, carrying businessman, a true #10!”

James E. Connelly
Lakeland, FL

“I first heard Joe on a radio station. I was losing money in the stock market. I called Joe and he met me at my home. Since I have my funds with Joe my investments have gone up. He has helped to recover some of my losses. He is always there, & ready to help.”

Ramon Glore
Wellesley Chapel, FL

“I have worked with Joe over the past 5 years and I have found him to be a true professional who puts his clients first.”

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“My experience in business with Joe Carreno has been a pleasure. He is honest, true and cares! I feel he has my best interest at heart. He takes extra steps to serve you.”

Jean Curtis
Lakeland, FL

“My first meeting with Joe was very impressive… You are the best! Thanks you Joe.”

Richard Marquis
New Port Richey, FL

“Integrity, Dependability, Excellence and certainty that my investments are in the best hands possible is what Joe Carreno has meant to me in the 7 years he has been there for me.”

Clarisa Gilson
Sun City Center

“I sincerely appreciate your responsiveness and the way you conduct business. I have recommended your company to others because of my complete satisfaction.”

E. Vernon Horne
Tampa, FL

“Joe Carreno has always given me honest, promt and professional service. I would gladly recommend him for your investment needs.”

R. Shadroui
Pinellas Park, FL

“Joe knows his stuff! He always has answers to my questions. Always lets me know exactly what is happening with my investments and he always returns my phone calls.”

Eva La Barbera Hiraldo
Tampa, FL

“We have never lost one penny with Joe’s advice. He has already arranged for my future with a lifetime income, no matter how long I live. I highly recommend him.”

Lou Gillete
New Port Richey, FL

“I like Joe a lot; he’s just a phone call away. He is very helpful when it comes to advising you about your investments for your money, especially if you are a person like me (CVS), that is Conservative, very much; Vicious, just a little when it comes to my hard earned funds; Skeptical, when it comes to investors today. Joe has won my TRUST.”

Kathy Galbreath
Dunedin, FL

“Joe Carreno is the “Retirement Advantage”. He is very knowledgeable about all the aspects of wealth management and retirement planning. He is a genuine family man with a sense of warmth – he knows his business – he helped us. We are very pleased with what he has accomplished for us. We would recommend him any time.”

Harry & Pat Van Ess
New Port Richey, FL

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