Lincoln is committed to providing our customers the highest level of account security with the lowest level of frustration.

A significant effort has been made to identify security controls that maximize account security, while minimizing your frustration. This balanced approach is a cornerstone to our customer account security strategy. Recently we introduced technologies that dramatically reduce the threat of fraud and exploitation, yet are completely transparent to our customers.

Choose a strong password: Use numbers, capital letters, lower case letters and special characters. By choosing a unique username and password, you minimize account hijacking and guessed passwords.

Select a personal image and phrase: Select a personal image and phrase to help you to spot a fake website.

Select personal identifying questions: During the initial web registration process, Lincoln Financial Group asks personal identifying questions that only you should be able to answer.

Use two-factor authentication: This is a strong security feature that protects you if your ID and Password ever become compromised. Once enabled, a code is sent to your phone, which will be required as part of the account login process to access your account.