Important Disclaimer

BCA Research's publications do not constitute an offer to sell any security, nor a solicitation of an offer to buy any security. Only a prospectus may be used to offer to sell or purchase securities, and a prospectus must be read and considered carefully before investing or spending money.

BCA Research's publications are designed to provide information and analysis that BCA believes to be accurate, but it is published with the understanding that neither the author nor the publisher is rendering investment advice, nor offering individualized advice tailored to any specific portfolio or to any individual's particular needs, nor offering professional services such as legal or accounting advice. Anyone needing assistance in areas that include investment, legal, and accounting advice should consult a competent professional's services.

BCA Research's publications may reference historical performance data. Past results do not guarantee future performance. Additionally, business conditions, laws, regulations, and other factors affecting performance all change over time, which could change the status of the information in this publication.

This communication reflects our analysts' opinions as of the date of this communication and will not necessarily be updated as views or information change. BCA or its affiliated companies or their respective shareholders, directors, officers and/or employees, may have long or short positions in the securities discussed herein and may purchase or sell such securities without notice.

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