Disclosures

THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at www.UnionPlus.org/HealthSavings. A written list of participating providers is available upon request. You may cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR and TN residents will be refunded processing fee). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

A wide variety of important health and wellness blood chemistry tests.

Over 3,000 certified labs nationwide.4

Imaging

A premier diagnostic scheduling service that provides members with savings from 10% to 60% on advanced imaging procedures.

MRI, CT and PET scans.

Over 2,400 radiology facilities nationwide.5

Diabetes Care and Supplies

Global Total Health offers all-inclusive, wholesale pricing to members on the world's most advanced diabetic testing meters and more. In addition to a free, talking, easy-to-read meter, members will have access to savings of 52% to 72% off the retail prices of diabetic testing supplies.

Diabetic testing supplies.

Priority deliverty with no shipping or handling fees or costs.

Health Care Advocacy

Health Advocate offers a range of comprehensive services to help members with clinical and administrative issues involving their medical, hospital, dental, pharmacy and other healthcare needs--saving member's time, money, and worry.

Find the best doctors, hospitals and dentists

Schedule appointments with providers.

Answer questions about test results, treatments and medications

Personal health advocates are typically a registered nurse, supported by a team of medical directors and administrative experts.6

Child & Elder Care Assistance

Resources for Living provides telephonic counseling and referrals for everyday needs. Worklife Consultants help members balance the demands of family, jobs and personal needs.

Services include:

child care

elder care and care for adults with disabilities

caregiver support

school and college planning and convenience services

Telephonic counseling and referral services.

Mental Health Counseling

Members and eligible dependents have access to My Personal Counselor, a confidential, telephonic counseling and referral service7. Your counselor will help you identify problems and assist in working through them. The counselor can also determine the best alternatives and, if necessary, make appropriate referrals to other professionals that specialize in your area of concern.

This service offers help in the following areas:

Marital and Family

Alcohol and Other Drug Dependency

Stress and Anxiety-Related Issues

Grief

Emotional Problems

American Behavioral Health is a national network of professional behavioral healthcare providers that are licensed and credentialed in their area of expertise.

3 Please note that this is a discount program; it is not insurance. You should check any insurance benefits you have before using this discount program, as those benefits may result in lower costs to you than using this discount program. The discount program provides for discount specialty health care services from participating practitioners. You are obligated to pay for all health care services but will receive a discount from those health care practitioners who have contracted with the discount program. The discount program does not make payments directly to the participating practitioners in the discount program. The discount program has no liability for providing or guaranteeing service and assumes no liability for the quality of service rendered. ChooseHealthy is a federally registered trademark of American Specialty Health Incorporated and used with permission herein.

Eligibility

The program is for United States residents and is not available in Guam, Puerto Rico, Virgin Islands, or Canada.

The Prescription program is not available in Montana and Vermont. The Vision program is not available in Montana, Vermont and Washington. The Dental program is not available in Vermont and is not currently available in Washington.

Who is eligible?

Dues-paying labor union members of participating unions

Retired union members

Widows/widowers of union members

Spouse, domestic partners, and children may be included

Union Plus credit cardholders

CustomerService

We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 1-800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online at UnionPlus.org/Customer.

NOTE: If you have questions about the new Medicare Part D prescription drug insurance program (NOT a Union Plus program), you should contact www.medicare.gov or 1-800-MEDICARE (1-800-633-4227).