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1 Your Emergency Care policy is supplemental insurance to help cover the additional expenses associated with an accidental injury. An Accident is defined as an unforeseen occurrence of an event, which results in Accidental Injury to an Insured Person requiring emergency medical treatment. Treatment must be received within 72 hours from the accident. The benefit payment will be in accordance to the number of units you purchased for your coverage. Refer to your policy for further detail. Base contract covers the following benefits: Accidental Death Benefit - Dismemberment Benefit Accidental Emergency Treatment Benefit - Accident Follow-Up Treatment Benefit - Ambulance Benefit - Severe Burn Benefit - Dislocation Benefit -Family Lodging Benefit - Fracture Benefit Laceration Benefit -Major Diagnostic Exam Benefit 1 per year- Paralysis Benefit Physical Therapy Benefit - Prosthesis Benefit - Surgery Benefit within 72 hours of the accident Transportation Benefit You also may have purchased the Hospital Cash Rider and/or the Disability Income Benefit Rider. Refer to your policy for detail information. To file a claim: Print and fully complete the Accident & Health Claim Form packet, Part A only. Submit the doctor s medical evaluation report or progress notes for the initial emergency Care. This information will support the date of visit and provide details on the injury. Submit copies of the itemized bills pertaining to your claim. The bills should list the Diagnosis (ICD-9) and Procedure (CPT) codes. To file a claim under the Accidental Death Benefit, please also complete the Proof of Claimant Statement. Submit the Accident Report and the original Death Certificate. To file a claim under the Disability Income Rider, please also complete the Disability Claim Form packet. Please do not send us the Hospital Discharge, Receipts or Handwritten charges, quotes or estimates. Our standard time for reviewing a claim is 15 days from receipt of all the required documents. Your help in submitting the necessary requirements will allow us to process your claim within this time frame. If you have any questions or need additional assistance, please contact our Claim office at AGLC108754

2 Accident and Health Insurance Claim Form American General Life Insurance Company, Houston, TX The United States Life Insurance Company in the City of New York, New York, NY A member of American International Group, Inc. (AIG) Service Center: P.O. Box 9678, Amarillo, TX HOW TO SUBMIT YOUR CLAIM PLEASE PRINT STEP 1. Complete Part A below as it applies to this claim. Date and sign for all claims. STEP 2. Have your attending physician complete Part B. STEP 3. When you and your attending physician have completed the form, in detail, attach the requested requirements and forward to us for review and processing to P.O. Box 9678, Amarillo, TX or fax to: PART A TO BE COMPLETED BY INSURED Please Note: Failure to complete this form IN FULL may delay the review of your claim. 1. Policyholder Name 2. Policy Number(s) 3. Date of Birth 4. Home Phone 5. Home Address 6. Office Phone Complete for Spouse/Dependent 7. Name 8. Date of Birth 9. Full time student Yes No If Yes and 18 years or older submit proof of current school enrollment. Complete for an Illness/Sickness Claim Claim for Cancer: Submit the Pathology Report and Itemized bills Claim for Hospital Confinement: Submit the Itemized Hospital bill Claim for Critical Illness: Submit the medical records Re: Initial Diagnosis 10. Describe condition: 11. Date symptoms first noticed: 12. Date first consulted physician Complete for an Accident Claim Requirements: The initial medical evaluation notes from emergency room, urgent care center or physician. The itemized bills and copies of the Explanation of Benefits from your major medical plan or other insurance coinciding with the bills you are submitting. 13. Date of accident 14. Where did accident happen? 15. How did accident happen? 16. Is the insured/dependent covered under any other group health insurance or service plan or federal medicare/medicaid program? Yes No Date and Sign 17. I certify that the above information is true and correct. A photographic copy of this certification shall be considered as effective and valid as the original. Signature of Policyholder Page 1 of 3 Date

3 PART B TO BE COMPLETED BY ATTENDING PHYSICIAN 1. Patient s Name Date of Birth 2. Diagnosis and concurrent conditions: (Provide ICD-9 Code.) 3. Report of Services DATE OF PLACE OF DESCRIPTION OF SURGICAL OR CPT CODE SERVICE SERVICE* MEDICAL SERVICE RENDERED *0 Doctor s Office IH Inpatient Hospital NH Nursing Home H Patient s Home OH Outpatient Hospital OL Other Locations 4. Date symptoms first appeared or accident happened. 5. Date patient first consulted you for this condition. 6. Has patient ever had same or similar condition? No Yes If Yes when and describe. 7. Name of referring physician. 8. Is patient covered under any Health Insurance / Service plan / Government Program? No Yes Name of Carrier: 9. Was patient hospital confined? No Yes Name of Hospital Provider Tax ID Number: Address This will confirm that the patient (is/was) a patient in this hospital and is charged room and board for days from to. Title: Date Signature: DATE SIGNATURE (Attending Physician) TELEPHONE PHYSICIAN S NAME (Please Print) STREET ADDRESS CITY STATE ZIP CODE Page 2 of 3

4 >>> Please detach & keep page <<< FRAUD WARNING DISCLOSURE In some states we are required to advise you of the following: Any person who knowingly intends to defraud or facilitates a fraud against an insurer by submitting an application or filing a false claim, or makes an incomplete or deceptive statement of material fact, may be guilty of insurance fraud. Alabama: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or who knowingly presents false information in an application for insurance is guilty of a crime and may be subject to restitution, fines, or confinement in prison, or any combination thereof. Alaska: A person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law. Arizona: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties. Arkansas, Louisiana, Maryland, New Mexico, Rhode Island, Texas, West Virginia: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. California: For your protection California law requires the following to appear on this form: Any person who knowingly presents a false or fraudulent claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. Colorado: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. Delaware, Idaho, Indiana, Oklahoma: WARNING - Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony. District of Columbia: WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits, if false information materially related to a claim was provided by the applicant. Maine, Tennessee, Virginia, Washington: WARNING: It is a crime to knowingly provide false or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the applicant. Florida: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. Kentucky: Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime. Minnesota: A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime. New Hampshire: Any person who, with a purpose to injure, defraud or deceive any insurance company, files a statement of claim containing any false, incomplete or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20. New Jersey: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties. New York: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. Ohio: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. Pennsylvania: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. Puerto Rico: Any person who knowingly and with the intention of defrauding presents false information in an insurance application, or presents, helps, or causes the presentation of a fraudulent claim for the payment of a loss or any other benefit, or presents more than one claim for the same damage or loss, shall incur a felony and, upon conviction, shall be sanctioned for each violation with the penalty of a fine of not less than five thousand dollars ($5,000) and not more than ten thousand ($10,000), or a fixed term of imprisonment for three (3) years, or both penalties. Should aggravating circumstances are present, the penalty thus established may be increased to a maximum of five (5) years, if extenuating circumstances be present, it may be reduced to a minimum of two (2) years. Page 3 of 3

5 HIPAA Authorization - Claims HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT ( HIPAA ) Authorization to Obtain and Disclose Information A member of American International Group, Inc. (AIG) / / Name of Patient/Proposed Insured (Please Print) Policy Date of Birth I hereby authorize all of the people and organizations listed below to give American General Life Insurance Company, Delaware American Life Insurance Company, The United States Life Insurance Company in the City of New York, and any affiliated services company, (collectively the Companies ), and their authorized representatives, including agents and insurance support organizations, (collectively, the Recipient ), the following information: any and all information relating to the Insured's health (except psychotherapy notes) and Insured's insurance policies and claims, including, but not limited to, information relating to any medical consultations, treatments, or surgeries; hospital confinements for physical and mental conditions; use of drugs or alcohol; drug prescriptions; and communicable diseases including HIV or AIDS; and information about Insured, including name, address, telephone number, gender and date of birth. I hereby authorize each of the following entities to provide the information outlined above: any physician or medical practitioner; any hospital, clinic, other health care facility, pharmacy, or pharmacy benefit manager; any insurance or reinsurance company (including, but not limited to, the Recipient or any other American General Life Companies company which may have provided the insured with life, accident, health, and/or disability insurance coverage, or to which the insured may have applied for insurance coverage, but coverage was not issued); any consumer reporting agency or insurance support organization; the insured's employer, group policy holder, or benefit plan administrator; and the Medical Information Bureau (MIB). I understand that the information obtained will be used by the Recipient to: determine the insured's eligibility for benefits under and/or the contestability of an insurance policy; and detect health care fraud or abuse or for compliance activities, which may include disclosure to MIB and participation in MIB's fraud prevention or fraud detection programs. I hereby acknowledge that the insurance companies listed above are subject to federal privacy regulations. I understand that information released to the Recipient will be used and disclosed as described in the American General Life Companies Notice of Health Information Privacy Practices, but that upon disclosure to any person or organization that is not a health plan or health care provider, the information may no longer be protected by federal privacy regulations. I may revoke this authorization at any time, except to the extent that action has been taken in reliance on this authorization or other law allows the Recipient to contest a claim under the policy or to contest the policy itself, by sending a written request to: American General Life Companies Service Center, P. O. Box 9000, Amarillo, TX I understand that my revocation of this authorization will not affect uses and disclosure of the insured's health information by the Recipient for purposes of claims administration and other matters associated with the insured's claim for benefits under insurance coverage and the administration of any such policy. I understand that the signing of this authorization is voluntary; however, if I do not sign the authorization, the Companies may not be able to obtain the medical information necessary to consider the claim for benefits. This authorization will be valid for 24 months or the duration of any claim for benefits under the insurance coverage, whichever is later. A copy of this authorization will be as valid as the original. I understand that I am entitled to receive a copy of this authorization. Signature of Insured, Insured's Personal Representative, or Beneficiary(s) Date Description of Authority of Personal Representative (if applicable) AGLC Rev1214

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