Get an unsecured loan you can use for any purpose you wish. We have access to loans of up to £25,000 and as little as £1000. And the great thing about personal loans is that you don't have to own your home nor have perfect credit.

If you own your home then a secured homeowner loan allows you to borrow against the equity in your home. Often you can borrow more and at lower rates than with a unsecured personal loan. The average loan amount borrowed is around £25k to £30k, but we have lenders who could offer you much more (subject to your circumstances).

Bad Credit Options

Quick Loans with Instant Decision

As a technology-led no fee broker we work with numerous lenders and numerous types of loan. Even though you might have a bad credit history this doesn't mean we can't find you a fast loan. Our lenders are keen to find ways to lend if providing credit is viable and the repayments affordable.

Choose from small short term loans which have almost instant payouts to larger unsecured loans which could still payout today. Larger secured loans are likely to take several days or weeks to complete.

What do we mean?

Online Instant Decision - in many cases we can instantly send your enquiry to our lenders and then give you a lending decision in principle.

Quick Loans - some lenders are able to pay out small loans in just a couple of hours, while larger loans can still be paid out the same day.

Which loans offer an Instant Decision Online?

The loans on offer range from £500 to £25,000 and in both cases it is possible to achieve a payout the same day. The process to do this is very simple:

You make your enquiry via the links above - takes no more than 60 seconds

Our system "talks" to our lenders' systems - the lenders make their decisions

We assemble those "accepting" lenders into a table that we present to you

You compare loan offers and select which you want to go with

You click through to the lender website and complete your application

On completion and after the necessary checks the lender pays out your loan

The process is 100% online with the final agreement signed electronically.

Which are the Quick Loans with Bad Credit?

The unsecured loans shown above are quick, but we have access to other forms of loans which are even quicker - where the payout is in just hours. These tend to be lower value loans and some of these are able to cater for borrowers with bad credit ratings.

We're unable to give you instant decisions for these lenders, but the lenders themselves can do this - they have designed their application processes specifically to achieve this. If one lender is unable to lend then select another - but be aware than too many loan applications can have an adverse impact on your credit rating, so select your lenders with care.

Online Service

When it comes to getting you your bad credit loan our online service is second to none. In fact Solution-Loans.co.uk has scored4.7 out of 5 based on 262 ratings & 41 user reviews for its bad credit loans service.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

MISSING PAYMENTS ON A LOAN WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE

Correspondence Address: PO Box 414, Reigate, Surrey, RH2 2DN.

Solution Loans is a licensed credit broker and not a lender. Nothing on this website constitutes financial advice. If you need financial advice you should speak to a qualified financial advisor. This website provides information only. The choice of product is yours and your alone. As a broker we process the information you provide us and we may pass this onto our trusted third party lenders and brokers. All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to affordability. § Visit how we earn revenue for more information.