Copy of HSAs & IRAs

HSAs & IRAs

HSA

A Metro Credit Union Health Savings Account (HSA) can give you more flexibility and control over your healthcare costs. It’s a great way to supplement a high deductible health care plan. Account earnings will accumulate and grow on a tax-deferred basis. Balances that remain in the HSA can be carried over year after year without fear of losing what money you have not used.

With an HSA, you will receive the following benefits:

Quarterly dividends based on competitive market rates

No minimum balance requirements

HSA contributions can be made by your employer

Easy access to funds with free HSA checks or debit card

No set-up fees and no monthly maintenance fees

Auto transfers from your accounts or payroll/direct deposit

Easy account monitoring through Online Home Banking

IRA

Metro Credit Union offers the Traditional, Roth and Coverdell IRA savings accounts. These accounts provide a great way to save for your retirement and/or educational expenses.

Insured up to $250,000 separately through the NCUA

Comptetive rates are paid quarterly on balances over $100.

No minimum balance is required

IRA Certificates are available with terms ranging from 12 months to 60 month

No set-up fees and no monthly maintenance fees

IRA's

Metro Credit Union offers the Traditional, Roth and Coverdell IRA savings accounts. These accounts provide a great way to save for your retirement and/or educational expenses.

Insured up to $250,000 separately through the NCUA

Comptetive rates are paid quarterly on balances over $100.

No minimum balance is required

IRA Certificates are available with terms ranging from 12 months to 60 month