Credit Reporting

We can file a report with a credit reporting agency where the payor owes more than $2000 in arrears. The credit report applies to any payor, even if the payor has been making payments towards the arrears. Maintenance is a debt that must be paid, just like a credit card, a car loan or a mortgage – potential lenders need to know about it.

We send monthly updates to the credit reporting agency showing the current amount of arrears. As the arrears are paid, the updates will show the balance going down.

The report remains part of the payor’s credit history for six years – even if the arrears drop below $2000. If the maintenance order is withdrawn from the FMEP, the credit report may remain on the payor’s credit history for six years from the original reported date.