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What Is Comprehensive Coverage?

Your car can be damaged, even if you're not in a crash. That's why you may want comprehensive insurance. It protects you if your vehicle is damaged by the following:

Storms and natural disasters like tornadoes, hurricanes and earthquakes

Vandalism and theft

Broken or shattered windows and windshield

Animal damage

Falling objects

Learn More About Comprehensive Coverage:

Understanding Comprehensive Deductibles

Comprehensive coverage comes with a deductible, meaning you'll pay some out-of-pocket costs to fix your car and Allstate will cover the rest up to the actual cash value of your car. Deductible amounts range from $0 to $1,000. Choosing the right amount depends on how much you're comfortable spending and how much your vehicle is actually worth. If your car is old and is close to or less than the amount of your deductible, comprehensive insurance might not be right for you. An AllstateÂ® agent can help you select the deductible and coverage levels that fit your needs.

Still have questions about collision insurance? An agent can give you more information about comprehensive insurance so you can make an educated decision about the coverage levels you want.