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Paragraph 28 reads; “Mrs Davis received counselling
and was on anti-depressants,’ he said. ‘Mr Davies said
their marriage had been blissfully happy and he thought the financial problems
had been settled.”

A
husband has claimed Lloyds bank was partly to blame for his wife’s suicide after
it suddenly pulled their overdraft.

Mark Davis says the bank’s actions
helped drive his wife Victoria to throw herself in front of a train earlier this
year.

An inquest into her death heard a £16,000 tax demand was also
hand-delivered to the family home on the morning of her suicide.

The
hearing was told Mrs Davis had battled to juggle her job as company secretary
for the family firm and coping with its debts with being a mother to two young
children.

‘Blissfully happy’: Mark and Victoria Davis. He claims
Lloyds bank was partially to blame for her suicide because it pulled their
overdraft

Her husband, from whom she kept secret the extent of the
family’s chauffeur business’s woe, insisted Lloyds TSB was also partly to
blame.

After the inquest, he told how they had been with the bank for
years and had always had the loan renewed on a yearly basis.

This was
suddenly changed to monthly renewals and then finally withdrawn, cutting adrift
the family chauffeur car business which then went bust, he claimed.

‘We
did everything they asked us to do and then they moved the goal posts and kept
moving them. I am extremely bitter about it,’ Mr Davis said.

‘Lloyds bank
holds some of the responsibility for her death. We banked with Lloyds for many
years and had a very successful business. But at the beginning of this year,
they were themselves in serious financial difficulties.

‘We had an
extremely large overdraft of £30,000 which was secured on our house and other
guarantees. Previously it had been renewed annually but suddenly it was only
renewed monthly and then it was pulled completely.

‘How can we run a
business on that basis? I had a letter from the bank yesterday saying they were
still holding a personal guarantee of mine and they wanted it paid.

‘But
my company has now gone into liquidation and as far as I can, I shall make sure
that Lloyds don’t get a penny.’

Mrs Davis committed suicide on railway
tracks near the couple’s home in Chalford, near Stroud in Gloucestershire in
May.

After her death, some 4,000 letters she had hidden away were found.
Ironically, many contained payments from customers that would have eased their
financial problems.

Following the inquest jury’s verdict of suicide, her
husband said he could not understand why she had kept the extent of their debts
from him.

He said: ‘She must have been frightened to tell me because I
can be a bit fiery but she was a very intelligent woman and after what we had
been through, I can’t believe she kept it all from me.’

The inquest in
Cheltenham heard that Mrs Davis had struggled to cope with handling the
company’s debts with being a mother to their two children, aged six and
four.

Mr Davis said she was a ‘fantastic woman‘ and wonderful mother.

‘We went through a low point but we got through it with the help of
counselling and I thought we had come out the other side. I clearly missed
something. Nothing was as important as us and our family,’ he
said.

The inquest heard Mrs Davis went and knelt in front of a train on
May 13 after receiving the tax demand.

Train driver Ian Green told how he
sounded his horn when he spotted someone on the track and that at first, she had
stepped out of harm’s way.

‘As I approached the first short tunnel around
a bend at about 50 miles an hour, I saw a person standing near the line at the
far end. There was work taking place on the line that day so I was not alarmed,’
he said.

‘I immediately sound a double horn warning and the person
stepped back from the line. But as the train drew closer she stepped forward and
knelt down on the line facing away from me. I applied the brakes but there was
nothing I could do to avoid her.’

An Audi belonging to Mr and Mrs Davis
was found parked in a lay-by nearby. The inquest heard there was a three-page
debt management letter on the front seat referring to the unpaid tax bill.

The family firm, Chauffeurwise Ltd, had succeeded at first but had to
sell half its fleet of eight cars when trade slowed, the hearing was told.

By 2008, it was in ‘deep financial trouble’, John Wilson from the
British Transport Police said.

‘Mrs Davis received counselling and was
on anti-depressants,’ he said. ‘Mr Davies said their marriage had been
blissfully happy and he thought the financial problems had been
settled.

‘But since her death 4,000 letters have been found which had
been secreted around the house, and many contained cheques from customers which
had they been cashed would have helped the company’s situation.’

The
inquest heard the Inland Revenue had contacted Mrs Davis several times about the
outstanding debts and that even on the morning of her death, she had not shown
signs of unusual behaviour on the phone.

Her GP Dr Susie Weir said her
health had been generally good until 2006 when she gave her anti-depressants
because she was struggling to cope with working full time and caring for her
young children.

She saw her again in March 2009 and said she did not
remember her being stressed or in a low mood but that she was back on
anti-depressants at that
point.

Book Excerpts

BOOK TESTIMONIALS

"VERY BOLD AND INFORMATIVE"

"PRICELESS INFORMATION THAT IS GIVING ME BACK TO ME"

"THE ABSOLUTE BEST REFERENCE FOR ANTIDEPRESSANT DRUGS"

"WELL DOCUMENTED &
SCIENTIFICALLY RESEARCHED"

"I was stunned at the amount of research Ann B. Tracy has done on this subject. Few researchers go to as much trouble agressively gathering information on the adverse reactions of Prozac, Zoloft and other SSRIs."
More Book Testimonials

Administration

Dropping “cold turkey” off any medication, most especially mind altering medications, can often be MORE DANGEROUS than staying on the drugs. With antidepressants the FDA has now warned that any abrupt change in dose, whether increasing or decreasing the dose, can produce suicide, hostility, or psychosis – generally a manic psychosis when you then get your diagnosis for Bipolar Disorder. Of course drug-induced Bipolar is temporary so you need to learn more about that if it has already happened to you. We have a DVD on explaining this and how to recover from it: “Bipolar? Are You Really Bipolar or Misdiagnosed Due to the Use of or Abrupt Discontinuation of an Antidepressant”: https://store.drugawareness.org/product/bipolar-disorder-streaming/

The most dangerous and yet the most common mistake someone coming off any antidepressant, atypical antipsychotic, or benzodiazaphine makes is coming off these drugs too rapidly. Tapering off VERY, VERY, VERY SLOWLY–OVER MONTHS OR YEARS (The general rule of thumb for those on antidepressants (ANY antidepressant, not just the current antidepressant – add up all time on any of them) for less than a year is to take half the amount of time on them to wean off and for long-term users for each 5 years on psychiatric drugs of any kind the general rule of thumb is at least a year or more.), NOT JUST WEEKS OR MONTHS!—has proven the safest and most effective method of withdrawal from these types of medications. Thus the body is given the time it needs to readjust its own chemical levels. Patients must be warned to come very slowly off these drugs by shaving minuscule amounts off their pills each day, as opposed to cutting them.

WARNING: The practice of taking a pill every other day throws you into withdrawal every other day and can be very dangerous when you consider the FDA warnings on abrupt changes in dose.

This cannot be stressed strongly enough! This information on EXTREMELY gradual withdrawal is the most critical piece of information that someone facing withdrawal from these drugs needs to have.

A REMINDER: IT IS EASIER TO GET DOWN OFF A MOUNTAINTOP ONE GUARDED STEP AT A TIME THAN TO JUMP FROM THE TOP TO THE BOTTOM.

No matter how few or how many side effects you have had on these antidepressants, withdrawal is a whole new world. The worst part of rapid withdrawal can be delayed for several months AFTER you quit. So even if you think you are doing okay you quickly find that it becomes much worse. If you do not come off correctly and rebuild your body as you do, you risk:

Creating bouts of overwhelming depression
Producing a MUCH longer withdrawal and recovery period than if you had come off slowly
Overwhelming fatigue causing you to be unable to continue daily tasks or costing your job
Having a psychotic break brought on by the terrible insomnia from the rapid withdrawal, and then being locked in a psychiatric ward and being told you are either schizophrenic or most likely that you are Bipolar.
Ending up going back on the drugs (each period on the drugs tends to be more dangerous and problematic than the previous time you were on the drugs) and having more drugs added to calm the withdrawal effects
Seizures and other life threatening physical reactions
Violent outbursts or rages
REM Sleep Behavior Disorder which has always been known as a drug withdrawal state and is known to include both suicide and homicide – both committed in a sleep state.
Although my book, Prozac: Panacea or Pandora? Our Serotonin Nightmare!, contains massive amounts of information you can find nowhere else on these drugs, it does not have the extensive amount of information contained in the CD focusing mainly on withdrawal issues. The CD contains newer and updated information on safe withdrawal from these drugs. It details over an hour and a half the safest ways found over the past 30 years to withdraw from antidepressants and the drugs so often prescribed with them – the atypical antipsychotics and benzodiazapenes. And it explains why it is safest to withdraw tiny amounts from all of the medications at the same time rather than withdrawing only one at a time.

It also lists many safe alternative treatments that can assist you in getting though the withdrawal and lists other alternatives to avoid which are not safe after using antidepressants. And it contains information on how to rebuild your health after you have had it destroyed by these drugs so that you never end up feeling a need to be on these drugs again.

The CD is very inexpensive and will save you thousands in medical bills which far too many end up spending trying to do it on your own without this information. (One woman who decided she was okay coming down twice as fast as recommended paid a terrible price. After withdrawing she suffered the REM Sleep Disorder early one morning and attacked her husband with a baseball bat (for which she has no memory) and which ended their lifelong courtship and marriage. And cost her $30,000 to be in a psychiatric facility where they put her on five more drugs plus the antidepressant she had just withdrawn from! You can see why many have lamented that they wished they would have had the information on this CD before attempting withdrawal.

To order Ann Blake-Tracy’s book go to: https://store.drugawareness.org/product/prozac-panacea-or-pandora-our-serotonin-nightmare-2014-ebook-download/

To order the CD, “Help! I Can’t Get Off My Antidepressant!” go to: http://store.drugawareness.org/product/help-i-cant-get-off-my-antidepressant-mp3-download/

This is a CD doctors can also benefit from when attempting to withdraw their patients from these drugs which the World Health Organization has now told us are addictive and produce withdrawal. And doctors have begun to recommend the CD to their patients.

The Aftermath of Antidepressants

In 2005 the FDA issued strong warnings about changes in dose for antidepressants. They warned that ANY abrupt change in dose of an antidepressant, whether increasing or decreasing the dose….so that would include switching antidepressants, starting or stopping antidepressants, forgetting to take a pill, skipping doses, taking a pill one day & not the next, etc…. can cause suicide, hostility, and/or psychosis – generally a manic psychosis which is why so many are given a diagnosis for Bipolar Disorder after this withdrawal reaction that can so severely impair sleep leading to a psychotic break.

Clearly coming down too rapidly can be very, very dangerous. We encourage you to arm yourself with knowledge by downloading our CD on safe withdrawal.

http://www.drugawareness.org/wp-content/uploads/wpsc/product_images/thumbnails/helpicant.jpgclick here. order a CD download.
WARNING: In sharing this information about adverse reactions to antidepressants I always recommend that you also give reference to my CD on safe withdrawal, Help! I Can’t Get Off My Antidepressant!, so that we do not have more people dropping off these drugs too quickly – a move which I have warned from the beginning can be even more dangerous than staying on the drugs!

The FDA also now warns that any abrupt change in dose of an antidepressant can produce suicide, hostility or psychosis. And these reactions can either come on very rapidly or even be delayed for months depending upon the adverse effects upon sleep patterns when the withdrawal is rapid! You can find the CD on safe and effective withdrawal helps here: http://store.drugawareness.org/