Tower offers several ways to transfer funds online:

Transfer funds among your Tower accounts

Transfer funds to other Tower member accounts

Move money from your account to other Tower members. Designate up to 10 accounts to receive transfers on your Cross Member Transfer Authorization list. Transfers can be made to any Tower share or loan account, except MasterCard®.

To create your Cross Member Transfer Authorization list: Print and complete the Cross Member Transfer Authorization form and mail it to or drop it off at a Tower branch. Faxed applications will not be accepted. Your request will be activated within two business days, excluding Saturdays, from the time we receive your form.

Primary account owners under the age of 18 must have the signature of an adult joint owner to use the Cross Member Transfer service.

Transfer funds to other financial institutions

Transfer money between your Tower checking or Prime Share account and your accounts at other banks, financial companies or brokerage houses. Funds Transfer is convenient, easy and secure. Schedule a transfer and it can be sent the very next day.

Funds Transfer is more convenient than wire transfers and costs less. Standard inbound transfers to your Tower accounts are FREE. Other minimal fees are listed below.

Note: Federal regulations limit the total number of electronic transfers from any non-transactional account—Prime Share (savings), Clubs, or Money Market—to six (6) per account per month. This includes overdraft transfers, online Cross Member Transfers and Funds Transfer, and cleared checks from a Money Market account. You can make an unlimited number of transfers and withdrawals through the mail, at an ATM, and in person at a branch. Transfers made to a Tower loan account are not included in the limitation of six per account per month.

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