This loan is for small and medium-sized enterprises (SME) with lack of collateral to expand their businesses and start new projects. Moreover, you can buy assets, equipment, and finance current assets.

production or activities involving harmful or exploitative forms of forced labor1 or child labor;2

production of or trade in any product or activity deemed illegal under host country laws or regulations or international conventions and agreements or subject to international phase-outs or bans, such as (a) pharmaceuticals,3 pesticides, and herbicides,4 (b) ozone-depleting substances,5 (c) polychlorinated biphenyls6 and other hazardous chemicals,7 (d) wildlife or wildlife products regulated under the Convention on International Trade in Endangered Species of Wild Fauna and Flora,8 and (e) transboundary trade in waste or waste products;9

production of or trade in weapons and munitions, including paramilitary materials;

production of or trade in alcoholic beverages, excluding beer and wine;10

production of or trade in tobacco;10

gambling, casinos, and equivalent enterprises; 10

production of or trade in radioactive materials,11 including nuclear reactors and components thereof;

production of, trade in, or use of unbonded asbestos fibers;12

commercial logging operations or the purchase of logging equipment for use in primary tropical moist forests or old-growth forests;

marine and coastal fishing practices, such as large-scale pelagic drift net fishing and fine mesh net fishing, harmful to vulnerable and protected species in large numbers and damaging to marine biodiversity and habitats;

The main purposes of the two step project loan are the expansion of existing businesses and the development of new projects by building, purchasing, and renovating an industrial and service purpose property and buying equipments, furnitures, and tools.

The main purpose of this project loan is to finance working capital and investment financial needs of the project implementer in order to exclusively improve the enterprise’s value-added chain (herders, supply chain, manufacturing, marketing, domestic and foreign trade, branding and management system of the company).

Most suitable financing method for funding the working capital and investment needed to extend and improve sales and supply chain of the companies processing agricultural raw materials and manufacturing final products

Loan amount limit is higher when compared to other project loans

Collateral requirement is comparatively low depending on the terms and conditions of the contract signed with project sponsor

This project loan is especially designated to support and expand existing businesses of small and medium enterprises and allow them to implement new projects. The loan could be disbursed for following investments:

Construction and renovation of industrial or service building;

Purchase of industrial or service building

Purchase of equipment, furniture, tools, and machineries.

Certain part of the loan can be used for financing the working capital of the business.

With this loan, it is possible for you to fully or partially purchase an industrial, trade, office or service-purposed building; finance an uncompleted building; construct a new building as well as expand or renovate a building.