Credit Analysis for Bankers (CABs)

The Credit Themes mentioned on this slide will be reinforced with the following cases: Feldheim Lumber Case, Cougar Clothing Case, Glazed Donuts Case,

Home Things Case and the Trading Brothers Case. Other Cases may be added if necessary.

2

Know your Borrower - Industry,

Company and Credit Statistics

Borrower’s strengths and

weaknesses in industry

3

Cash Flow: A Banker's Best Friend

Robustness of cash flow

4

Contingencies on and off the Balance

Sheet – Expected / Unexpected risks

Projections - Income Statement, Balance Sheet, Cash Flow.

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Our standardized product titled Credit Analysis for Bankers (CABs) is a four-day credit analysis program that is based on a combination of lectures and reinforcing case studies

Reference Reading for CABs will include select chapters from the "Handbook of Corporate Lending - A guide for Bankers and Financial Managers" co-authored by Herb Jacobs, who will also be the Lead Lecturer for CABs.