The Indian Financial System Code (IFSC) is an 11 character alphanumeric code used to identify the bank and its branch in which the account is held. The bank IFSC code is assigned by RBI to distinguish the different branches that are participating in the NEFT system in India. This code is used by the RTGS, NEFT and IMPS systems. This code enables you to access your account from any part of the world to transfer funds.

If you already have the Bank IFSC Code, and wish to see which Bank Account's IFSC Code it is, the Bank Branch Details, including Address and Phone Number, enter the IFSC Code below.

Please enter the 11 character IFSC Code:

IFSC CODE:

ALLA0213166 is the IFSC Code of Allahabad Bank Kawardha Branch

Allahabad Bank Kawardha IFSC is ALLA0213166. You can use this code to transfer money using NEFT , RTGS and IMPS system. NEFT and IMPS is the quick way to send money from one bank account to another through online transaction.
Banks have different IFSC Codes for different branches of their bank. The IFSC Code is unique to each branch.

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Allahabad Bank Kawardha IFSC Code and Other Details

Following are the details of Allahabad Bank - Kawardha (Chhattisgarh) branch.

Other Allahabad Bank branch IFSC codes similar to ALLA0213166

Locate Any Bank Branch in India with the Bank IFSC code

NEFT (National Electronic Funds Transfer)
is a system that allows people to send funds from the bank to individuals,
firms or businesses. RTGS (Real Time Gross Settlement) is a term used to define
the continuous settlement of funds transferred on a gross basis by individuals.These
systems use the IFSC codes to route the messages to the concerned bank branch.

IFSC code information

The bank IFSC code is an excellent
and unique code for the international electronic payment system. As mentioned
above, it is comprised of 11 alphanumeric characters. These characters are
defined below:

·The first four digits represent the bank code
e.g. ALLA for the Allahabad Bank.

·The 5th digit is a zero by default i.e.
0.

·The last six digits identify the bank branch
e.g. 213166

So, the bank IFSC code for Allahabad Bank , Kawardha in Chhattisgarh is ALLA-0-213166. In this way, you can find the IFSC
code for your bank by entering the bank name, branch name, state, city and
district information.

NEFT / RTGS Holidays in 2015 ( Even Applicable to Allahabad Bank)

Apart from every Sunday, the NEFT and RTGS transactions won't be available on following dates in the year 2015.

Date

Holiday Reason

26 Jan, 2015

Republic Day

01 April, 2015

Annual Closing of Banks

01 July, 2015

Annual Closing of RBI

18 July, 2015

Eid al-Fitr

15 Aug, 2015

Independence Day

02 Oct, 2015

Gandhi Jayanti

22 Oct, 2015

Dussehra

25 Dec, 2015

Christmas Day

On the above days, if both the participating banks (debtor and creditor) support IMPS Funds Transfer, you have an option to transfer funds through IMPS. You can only transfer funds from Re 1 to Rs 2 lakh. You can confirm with your Allahabad Bank, branch if they support this type of transaction. Not all banks support IMPS transactions at the moment. Both the remitter and beneficiary banks should support fund transfer through IMPS system.

What are the transaction charges for NEFT, RTGS and IMPS fund transfer?

Following table gives you the information on how much are the charges for the transactions :

Transaction Charges

NEFT

RTGS

IMPS

Re 1 - Rs 10,000

Rs 2.50 + Service Tax

NA

Rs 5 + Service Tax

Rs 10,000 - Rs 1 lakh

Rs 5 + Service Tax

NA

Rs 5 + Service Tax

Rs 1 lakh - Rs 2 lakh

Rs 15 + Service Tax

NA

Rs 15 + Service Tax

Rs 2 lakh - Rs 5 lakh

Rs 25 + Service Tax

Rs 25 + Service Tax

NA

Rs 5 lakh - Rs 10 lakh

Rs 25 + Service Tax

Rs 50 + Service Tax

NA

The charges in the above table are applicable for the remitter. For RTGS fund transfer, the minimum amount you can transfer / receive is Rs 2lakh.

IFSC codes and financial transactions

The bank IFSC codes are used by all
the electronic funds transfer mechanisms and online banking solutions to know
the starting and ending point of each financial transaction. The online
transfer of money can be carried out in a more safe and accurate way by using
the IFSC codes.

IFSC codes and internet banking

The IFSC codes have brought about a huge revolution
to the internet banking system in India. Apart from managing the NEFT and RTGS,
the IFSC codes are used for third-party funds transfer, online banking transactions,
and online purchases. The bank IFSC codes enable high security and precision
and give a unique identification to each bank. This helps in the coordination
and successful exchange of funds between the sender and the recipient bank.

IFSC code and IMPS (Immediate Payment Service)

IMPS is known as Interbank Mobile Payment Service or Immediate Payment Service. IMPS transaction can be done any time, it is 24 x 7 operating, unlike NEFT transaction which is bound to timings and the day. IMPS is available even on Sundays and bank holidays. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone / Internet Banking. The minimum amount that can be remitted through IMPS is Re 1, while the maximum amount is Rs 2 lakh. If you want to transfer money above 2 lakh, you have 2 options, through NEFT or RTGS. IMPS transactions are charged at slightly higher than NEFT. For amounts upto Rs 10,000 , Rs 5 + service tax. (as on 09-06-2015). You can use ALLA0213166 IFSC Code for IMPS fund transfer . NEFT, RTGS and IMPS share a common IFSC Code assigned by RBI to locate different branches (for eg: Kawardha Kawardha branch, Allahabad Bank IFSC Code is ALLA0213166) .

How to use IFSC code for PayPal NEFT?

To send money via PayPal NEFT, you’ll need
to enter the name of the bank of the account holder, the branch location, the
name of the account holder and the IFSC code. If a beneficiary has not provided
you the IFSC code, you can find it online. Once you’ve found the IFSC code, you
can list the beneficiary on your PayPal account. You can now carry out the
PayPal NEFT by simply entering the person’s email address.

IFSC codes and mobile apps

There are some mobile apps that enable you
to get the bank IFSC codes. One of the apps is named as ‘IFSC code’. This
app will allow you to save and share the IFSC codes, and it contains all
states, districts, cities and branches names, branch locations, contact
details,