Home Refinancing Berkeley CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Residential real estate includes real property that is zoned for housing like single and multiple family houses, apartments, duplexes, townhomes, condominiums and mobile homes. Zoning for residential areas generally has a smaller floor to area ratio than commercial zoning and can either permit some commercial services or completely exclude them from the area. Development of residential areas involves planning infrastructure and subdividing lots in order to build houses on the subdivided land. Many real estate agents and brokers specialize in selling residential real estate and connecting real estate buyers with sellers.

At the center of everything we do is a strong commitment to independent research and sharing its profitable discoveries with investors. This dedication to giving investors a trading advantage led to the creation of our proven Zacks Rank stock-rating system. Since 1986 it has nearly tripled the S&P 500 with an average gain of +26% per year. These returns cover a period from 1986-2011 and were examined and attested by Baker Tilly, an independent accounting firm.

Visit performance for information about the performance numbers displayed above.