Will I be covered by my Dallas car insurance: truck accident or otherwise?

Yes, you’ll be covered by insurance: truck accident or otherwise. However, for this, you must have adequate collision coverage.

Liability coverage would cover the cost of the other driver’s expenses if you caused the accident. However, it will not cover the cost of your medical expenses and property damage in an accident. Collision coverage will do that for you.

Collision covers the repairs of your car, and if the car is damaged to the extent that it is no longer possible to repair it, it will cover replacement of your car. Speak to your insurer about the collision coverage that you currently have on your vehicle, and the damages that it will cover.

Remember that your insurance will only cover damages to the limit specified in the policy. You bear any excess damages. Unless you have large savings, it is always best to purchase more auto insurance so that you can cover the costs of all damages.

What are my other sources of compensation recovery?

When a trucker crashes into you and causes you injury or property damage then you can file a personal injury claim against the trucker or the trucking company.

In fact, a trucking accident claim can provide an additional source of compensation recovery that can cover all of your losses in an accident. Your collision coverage, for instance, probably won’t cover the extensive damage that truck accidents cause. However, a trucking accident claim can name a number of parties, and, therefore, the chances for significant compensation recovery are higher.

Another advantage of filing a trucking accident claim is that you can also claim compensation for noneconomic benefits, like pain and suffering, and even punitive damages. Those options are not available in your insurance coverage.

For more information about the sources of compensation recovery open to you after a truck accident, speak with a Dallas trucking accident attorney. If you want to file a claim against a trucking company, call Dallas attorney Julie Johnson at 214-290-8001 and discuss your case.

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