About IDBI Bank

IDBI Ltd was formed in the year 1964 as a development financial institution and later in the year 2004 the company was shifted to the banking sector. Previously it was only able to finance the development projects but after the incorporation in the banking sector, the IDBI Ltd was changed into IDBI Bank Ltd. The bank since then has changed its modus operandi and included all the products that a banking company should provide to its customer. The bank has since then tried to reach the different strata of the society. The aim of the bank is to change as many lives as possible and provide everyone with the best possible financial advice. Along with this, they want to continue financing the corporate and business projects.

IDBI Bank has spread its network in all the cities of the country. It has grown rapidly with the help of including the modern technology and robust business planning. The workforce of the bank which is thoroughly professional and proactive have equally contributed to the growth of the bank. The main aim of the bank is to have the customer satisfaction where the customer gets their desired financial solution. The bank wants to be the most preferred and trusted bank of India.

Products Offered by the IDBI Bank in Guwahati

IDBI Bank provides all kind of products and services to the people and company in the city. The products include the personal loan, education loan, home loan, fixed deposit, loan against property. You can avail any product as per your requirements and fulfill your financial need. The bank has designed its product keeping the demands of people of Guwahati in mind. The city has given good customer base to the bank and in return, they have provided the best banking facilities to the people of Guwahati.

Basic details about IDBI Bank products

Product

Eligibility

Loan Amount

Interest Rate

Processing Fee

Tenure

Home Loan

The age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

For salaried Individuals - Up to 4 years gross salary Self-Employed Individuals & Business person- Up to 4 years gross annual income

The salary account of the employee should be maintained with the branch The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried IndividualFor the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years.

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