Is the AAMI Skilled Driver course free?

The Skilled Drivers course is free for drivers under 25 and who have an AAMI comprehensive car insurance policy or are the children or grandchildren of a comprehensive car policyholder.

Once an eligible driver completes the AAMI Skilled Drivers Course, the policyholder will get a 10% discount off their premium when you take out or renew comprehensive car insurance with AAMI, so long as the eligible driver remains listed on the policy and is under 25. See the PDS for details.

Does AAMI run a driving school?

No. The Skilled Drivers Course is for young driver's who already hold a drivers license. (Red P’s are the minimum requirement). The course has been designed to help young drivers be safer once they are driving on their own.

Learner drivers (L plates) are not permitted on the course.

I'm over 25 but have just got my licence, can I still do the course?

No, you must be under 25 years of age to attend the AAMI Skilled Drivers course.

The course has been specifically designed to address common young driver issues. The participation age has been limited so the course content can be focused on this high risk group.

I'm over 25, can I pay to do the course?

See answer above.

Can I bring a parent/friend to the course with me?

Yes, you can bring one person with you but space is limited.

If I bring a parent/friend are they allowed in the car?

No.

Do I have to bring the car that is insured with AAMI?

No, you can bring any car that is in a safe condition. We recommend you bring the car you usually drive.

I’m attending with my brother/sister/friend, do we have to bring a car each or can we share the one car?

You can share the same car if you prefer. We can have up to 3 drivers per car.

What if I can’t find my drivers licence?

We need proof that you have a current drivers licence. You can bring a receipt for the licence payment or a copy of the licence.

Does my car insurance cover me while I’m doing the course?

Yes, your insurance operates in the same as it does during normal everyday driving.

Is the course safe?

Yes, safety is our first priority. All courses are conducted in a controlled environment, under strict supervision and by experienced trainers. A trainer is in the car during all practical exercises.

Will a car be supplied for me to use on the day?

No. You will need to bring a car that is in a safe condition. We recommend you use your own car or the car you normally drive.

How long does the AAMI Skilled Drivers Course take?

The course starts at 9:30am and finishes between 3pm and 4pm.

Who delivers the course?

The course is conducted by AAMI Skilled Drivers Trainers who are comprehensively trained by the Driver Education Centre of Australia. The trainers hold all necessary qualifications relevant for the state in which the course is conducted.

Does the course get cancelled if it rains?

How do I get the discount on my premium once I complete the Skilled Drivers Course?

You’ll be entitled to a 10% discount on the unexpired portion of your rated AAMI comprehensive car insurance premium, until you turn 25. An eligible driver who completes the course and is listed on your policy will also entitle you to the discount. You don’t need to do anything, we’ll automatically send you a cheque in the mail.

The discount will be automatically recognised at your policy’s renewal, so long as you or another eligible driver is less than 25 years old at the time. See the PDS for details.

Can I attend the course if I, my parents or grandparents don’t have comprehensive insurance with AAMI?

Yes, but you will need to pay a $190.00 (including GST) course fee.

Why do I have to create an account?

Having an account for our online booking system provides you with the ability to Cancel or Modify your booking up to two days prior to the session you are enrolled in.

How do I Cancel my booking?

In the case of an emergency you can cancel your booking date up to 2 days prior to the course commencing

Learner drivers don’t have to be listed on the parent’s AAMI comprehensive car insurance policy to be covered under an AAMI comprehensive car insurance policy. As long as they are accompanied and supervised by a full licence holder a learner driver will be covered under the parent's policy in the event they have an accident. There is no need to ring up AAMI and put them on the policy, they are covered automatically.

What is Comprehensive CarInsurance?

Cover for damage to your own vehicle as well as damage your car may cause to other people's vehicle or property.

What is Third Party Property Damage Insurance?

AAMI Third Party Property Damage Car Insurance covers damage that your car causes to other people's vehicle or property up to $20,000 million, but not your own car.

From more information on our Third Party Property Damage insurance click here.

What do I do if I need to make a claim?

Just call AAMI on 13 22 44 where you’ll always speak to a real person, 24 hours a day, 7 days a week and we’ll take care of everything. To make the process even faster, make sure you have your policy number handy. AAMI will take away the stress and hassle by managing everything for you from start to finish.

What is an insurance premium?

The premium is the amount you pay us to cover your car and is shown on your policy schedule. When we calculate your risk premium we might take into account some or all of our premium factors depending on the policy purchased, and licenced history. Some of those premium factors could include; age of driver, gender of driver, type of car, age of car, address where the car is kept overnight, what the car is used for, licence history, etc.

What is an excess?

An excess is the amount that you must first contribute towards each claim you make on your Policy unless we tell you otherwise. Some excesses, like the standard excess, will apply whenever you make a claim, unless you can provide us the name and address of the responsible party, or their vehicle’s registration number.

What does a pro-rata amount mean?

Pro-rata is the amount of remaining premium on an insurance policy. For example, if you complete the Skilled Drivers Course 7 months after your policy has started, a 10% discount will be applied to the remaining 5 months of your insurance policy, and we will refund you the saving.

If I drive my parent’s car and I’m on my parent’s comprehensive car insurance policy as a driver, do they get the 10% discount?

If you drive your parent’s car and you’re listed as a driver on their AAMI policy, the 10% Skilled Driver Discount will be applied to their policy. If you and your parent's have separate policies than only the Skilled Driver participant (you) will be eligible for the 10% discount.

If my parents pay for my insurance, can I still get the 10% discount for the course?

As long as the policy is under the Skilled Driver participant’s name it doesn’t matter who pays the premium, the Skilled Driver discount of 10% will be applied.

Are AAMI insurance premiums less when I’m off my P’s?

Whilst there is not a direct link between coming off your P’s and a reduced premium, your premium usually will decrease with age. There are many factors that affect a car insurance premium and your age is certainly a significant factor, however as you get older, your insurance premium usually does decrease.

Is car registration related to car insurance?

Only CTP (Compulsory Third Party) insurance is associated with car registration. In NSW, in order to register your car with the Road Traffic Authority (RTA) you need to get your green slip or CTP insurance first. If you are planning to register your car in Queensland, you will need to purchase a Compulsory Third Party (CTP) Certificate. In all other states in Australia, CTP insurance is automatically applied to the cost of registering your car.