Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2038

$91,475

Monthly savings required

$724

How much will it cost to send your child to Concordia University Saint Paul in 18 years and how much do you need to save? A 4 year degree is estimated to be priced at $365,901.57 for students enrolling in 2038 if tuition increases average 5% per year until then.
Assuming you have no current college savings, monthly deposits of $724.10 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost

$35,275.00

Years until enrollment

18

Annual Tuition Increase

5%

Current Savings

$0.00

After Tax Return on Savings

7%

Years of enrollment

4

Current Savings Shortfall

College Savings Calculator

Update Your Savings Plan

Discover how much will you need to start saving now to afford Concordia University Saint Paul in the future.

Current Annual Cost

Current Age of Prospective Student

Assumed Annual Rate of Tuition Increase

Current College Savings Balance

Investment Return on Savings

Planned Savings Balance

College Savings Schedule

Month

Begin

Deposit

Withdraw

Interest

End

1

$0.00

$724.10

$0.00

$0.00

$724.10

2

$724.10

$724.10

$0.00

$4.09

$1,452.29

3

$1,452.29

$724.10

$0.00

$8.21

$2,184.60

4

$2,184.60

$724.10

$0.00

$12.35

$2,921.05

5

$2,921.05

$724.10

$0.00

$16.52

$3,661.67

6

$3,661.67

$724.10

$0.00

$20.70

$4,406.47

7

$4,406.47

$724.10

$0.00

$24.91

$5,155.48

8

$5,155.48

$724.10

$0.00

$29.15

$5,908.73

9

$5,908.73

$724.10

$0.00

$33.41

$6,666.24

10

$6,666.24

$724.10

$0.00

$37.69

$7,428.03

11

$7,428.03

$724.10

$0.00

$42.00

$8,194.13

12

$8,194.13

$724.10

$0.00

$46.33

$8,964.56

13

$8,964.56

$724.10

$0.00

$50.69

$9,739.35

14

$9,739.35

$724.10

$0.00

$55.07

$10,518.52

15

$10,518.52

$724.10

$0.00

$59.47

$11,302.09

16

$11,302.09

$724.10

$0.00

$63.90

$12,090.09

17

$12,090.09

$724.10

$0.00

$68.36

$12,882.55

18

$12,882.55

$724.10

$0.00

$72.84

$13,679.49

19

$13,679.49

$724.10

$0.00

$77.35

$14,480.94

20

$14,480.94

$724.10

$0.00

$81.88

$15,286.92

21

$15,286.92

$724.10

$0.00

$86.43

$16,097.45

22

$16,097.45

$724.10

$0.00

$91.02

$16,912.57

23

$16,912.57

$724.10

$0.00

$95.63

$17,732.30

24

$17,732.30

$724.10

$0.00

$100.26

$18,556.66

25

$18,556.66

$724.10

$0.00

$104.92

$19,385.68

26

$19,385.68

$724.10

$0.00

$109.61

$20,219.39

27

$20,219.39

$724.10

$0.00

$114.32

$21,057.81

28

$21,057.81

$724.10

$0.00

$119.06

$21,900.97

29

$21,900.97

$724.10

$0.00

$123.83

$22,748.90

30

$22,748.90

$724.10

$0.00

$128.63

$23,601.63

31

$23,601.63

$724.10

$0.00

$133.45

$24,459.18

32

$24,459.18

$724.10

$0.00

$138.30

$25,321.58

33

$25,321.58

$724.10

$0.00

$143.17

$26,188.85

34

$26,188.85

$724.10

$0.00

$148.08

$27,061.03

35

$27,061.03

$724.10

$0.00

$153.01

$27,938.14

36

$27,938.14

$724.10

$0.00

$157.97

$28,820.21

37

$28,820.21

$724.10

$0.00

$162.95

$29,707.26

38

$29,707.26

$724.10

$0.00

$167.97

$30,599.33

39

$30,599.33

$724.10

$0.00

$173.01

$31,496.44

40

$31,496.44

$724.10

$0.00

$178.09

$32,398.63

41

$32,398.63

$724.10

$0.00

$183.19

$33,305.92

42

$33,305.92

$724.10

$0.00

$188.32

$34,218.34

43

$34,218.34

$724.10

$0.00

$193.48

$35,135.92

44

$35,135.92

$724.10

$0.00

$198.66

$36,058.68

45

$36,058.68

$724.10

$0.00

$203.88

$36,986.66

46

$36,986.66

$724.10

$0.00

$209.13

$37,919.89

47

$37,919.89

$724.10

$0.00

$214.40

$38,858.39

48

$38,858.39

$724.10

$0.00

$219.71

$39,802.20

49

$39,802.20

$724.10

$0.00

$225.05

$40,751.35

50

$40,751.35

$724.10

$0.00

$230.41

$41,705.86

51

$41,705.86

$724.10

$0.00

$235.81

$42,665.77

52

$42,665.77

$724.10

$0.00

$241.24

$43,631.11

53

$43,631.11

$724.10

$0.00

$246.70

$44,601.91

54

$44,601.91

$724.10

$0.00

$252.19

$45,578.20

55

$45,578.20

$724.10

$0.00

$257.71

$46,560.01

56

$46,560.01

$724.10

$0.00

$263.26

$47,547.37

57

$47,547.37

$724.10

$0.00

$268.84

$48,540.31

58

$48,540.31

$724.10

$0.00

$274.45

$49,538.86

59

$49,538.86

$724.10

$0.00

$280.10

$50,543.06

60

$50,543.06

$724.10

$0.00

$285.78

$51,552.94

61

$51,552.94

$724.10

$0.00

$291.49

$52,568.53

62

$52,568.53

$724.10

$0.00

$297.23

$53,589.86

63

$53,589.86

$724.10

$0.00

$303.00

$54,616.96

64

$54,616.96

$724.10

$0.00

$308.81

$55,649.87

65

$55,649.87

$724.10

$0.00

$314.65

$56,688.62

66

$56,688.62

$724.10

$0.00

$320.53

$57,733.25

67

$57,733.25

$724.10

$0.00

$326.43

$58,783.78

68

$58,783.78

$724.10

$0.00

$332.37

$59,840.25

69

$59,840.25

$724.10

$0.00

$338.35

$60,902.70

70

$60,902.70

$724.10

$0.00

$344.35

$61,971.15

71

$61,971.15

$724.10

$0.00

$350.39

$63,045.64

72

$63,045.64

$724.10

$0.00

$356.47

$64,126.21

73

$64,126.21

$724.10

$0.00

$362.58

$65,212.89

74

$65,212.89

$724.10

$0.00

$368.72

$66,305.71

75

$66,305.71

$724.10

$0.00

$374.90

$67,404.71

76

$67,404.71

$724.10

$0.00

$381.12

$68,509.93

77

$68,509.93

$724.10

$0.00

$387.37

$69,621.40

78

$69,621.40

$724.10

$0.00

$393.65

$70,739.15

79

$70,739.15

$724.10

$0.00

$399.97

$71,863.22

80

$71,863.22

$724.10

$0.00

$406.33

$72,993.65

81

$72,993.65

$724.10

$0.00

$412.72

$74,130.47

82

$74,130.47

$724.10

$0.00

$419.14

$75,273.71

83

$75,273.71

$724.10

$0.00

$425.61

$76,423.42

84

$76,423.42

$724.10

$0.00

$432.11

$77,579.63

85

$77,579.63

$724.10

$0.00

$438.65

$78,742.38

86

$78,742.38

$724.10

$0.00

$445.22

$79,911.70

87

$79,911.70

$724.10

$0.00

$451.83

$81,087.63

88

$81,087.63

$724.10

$0.00

$458.48

$82,270.21

89

$82,270.21

$724.10

$0.00

$465.17

$83,459.48

90

$83,459.48

$724.10

$0.00

$471.89

$84,655.47

91

$84,655.47

$724.10

$0.00

$478.65

$85,858.22

92

$85,858.22

$724.10

$0.00

$485.45

$87,067.77

93

$87,067.77

$724.10

$0.00

$492.29

$88,284.16

94

$88,284.16

$724.10

$0.00

$499.17

$89,507.43

95

$89,507.43

$724.10

$0.00

$506.09

$90,737.62

96

$90,737.62

$724.10

$0.00

$513.04

$91,974.76

97

$91,974.76

$724.10

$0.00

$520.04

$93,218.90

98

$93,218.90

$724.10

$0.00

$527.07

$94,470.07

99

$94,470.07

$724.10

$0.00

$534.15

$95,728.32

100

$95,728.32

$724.10

$0.00

$541.26

$96,993.68

101

$96,993.68

$724.10

$0.00

$548.42

$98,266.20

102

$98,266.20

$724.10

$0.00

$555.61

$99,545.91

103

$99,545.91

$724.10

$0.00

$562.85

$100,832.86

104

$100,832.86

$724.10

$0.00

$570.12

$102,127.08

105

$102,127.08

$724.10

$0.00

$577.44

$103,428.62

106

$103,428.62

$724.10

$0.00

$584.80

$104,737.52

107

$104,737.52

$724.10

$0.00

$592.20

$106,053.82

108

$106,053.82

$724.10

$0.00

$599.64

$107,377.56

109

$107,377.56

$724.10

$0.00

$607.13

$108,708.79

110

$108,708.79

$724.10

$0.00

$614.66

$110,047.55

111

$110,047.55

$724.10

$0.00

$622.22

$111,393.87

112

$111,393.87

$724.10

$0.00

$629.84

$112,747.81

113

$112,747.81

$724.10

$0.00

$637.49

$114,109.40

114

$114,109.40

$724.10

$0.00

$645.19

$115,478.69

115

$115,478.69

$724.10

$0.00

$652.93

$116,855.72

116

$116,855.72

$724.10

$0.00

$660.72

$118,240.54

117

$118,240.54

$724.10

$0.00

$668.55

$119,633.19

118

$119,633.19

$724.10

$0.00

$676.42

$121,033.71

119

$121,033.71

$724.10

$0.00

$684.34

$122,442.15

120

$122,442.15

$724.10

$0.00

$692.31

$123,858.56

121

$123,858.56

$724.10

$0.00

$700.31

$125,282.97

122

$125,282.97

$724.10

$0.00

$708.37

$126,715.44

123

$126,715.44

$724.10

$0.00

$716.47

$128,156.01

124

$128,156.01

$724.10

$0.00

$724.61

$129,604.72

125

$129,604.72

$724.10

$0.00

$732.80

$131,061.62

126

$131,061.62

$724.10

$0.00

$741.04

$132,526.76

127

$132,526.76

$724.10

$0.00

$749.33

$134,000.19

128

$134,000.19

$724.10

$0.00

$757.66

$135,481.95

129

$135,481.95

$724.10

$0.00

$766.03

$136,972.08

130

$136,972.08

$724.10

$0.00

$774.46

$138,470.64

131

$138,470.64

$724.10

$0.00

$782.93

$139,977.67

132

$139,977.67

$724.10

$0.00

$791.45

$141,493.22

133

$141,493.22

$724.10

$0.00

$800.02

$143,017.34

134

$143,017.34

$724.10

$0.00

$808.64

$144,550.08

135

$144,550.08

$724.10

$0.00

$817.31

$146,091.49

136

$146,091.49

$724.10

$0.00

$826.02

$147,641.61

137

$147,641.61

$724.10

$0.00

$834.79

$149,200.50

138

$149,200.50

$724.10

$0.00

$843.60

$150,768.20

139

$150,768.20

$724.10

$0.00

$852.47

$152,344.77

140

$152,344.77

$724.10

$0.00

$861.38

$153,930.25

141

$153,930.25

$724.10

$0.00

$870.34

$155,524.69

142

$155,524.69

$724.10

$0.00

$879.36

$157,128.15

143

$157,128.15

$724.10

$0.00

$888.43

$158,740.68

144

$158,740.68

$724.10

$0.00

$897.54

$160,362.32

145

$160,362.32

$724.10

$0.00

$906.71

$161,993.13

146

$161,993.13

$724.10

$0.00

$915.93

$163,633.16

147

$163,633.16

$724.10

$0.00

$925.21

$165,282.47

148

$165,282.47

$724.10

$0.00

$934.53

$166,941.10

149

$166,941.10

$724.10

$0.00

$943.91

$168,609.11

150

$168,609.11

$724.10

$0.00

$953.34

$170,286.55

151

$170,286.55

$724.10

$0.00

$962.82

$171,973.47

152

$171,973.47

$724.10

$0.00

$972.36

$173,669.93

153

$173,669.93

$724.10

$0.00

$981.96

$175,375.99

154

$175,375.99

$724.10

$0.00

$991.60

$177,091.69

155

$177,091.69

$724.10

$0.00

$1,001.30

$178,817.09

156

$178,817.09

$724.10

$0.00

$1,011.06

$180,552.25

157

$180,552.25

$724.10

$0.00

$1,020.87

$182,297.22

158

$182,297.22

$724.10

$0.00

$1,030.73

$184,052.05

159

$184,052.05

$724.10

$0.00

$1,040.66

$185,816.81

160

$185,816.81

$724.10

$0.00

$1,050.64

$187,591.55

161

$187,591.55

$724.10

$0.00

$1,060.67

$189,376.32

162

$189,376.32

$724.10

$0.00

$1,070.76

$191,171.18

163

$191,171.18

$724.10

$0.00

$1,080.91

$192,976.19

164

$192,976.19

$724.10

$0.00

$1,091.12

$194,791.41

165

$194,791.41

$724.10

$0.00

$1,101.38

$196,616.89

166

$196,616.89

$724.10

$0.00

$1,111.70

$198,452.69

167

$198,452.69

$724.10

$0.00

$1,122.08

$200,298.87

168

$200,298.87

$724.10

$0.00

$1,132.52

$202,155.49

169

$202,155.49

$724.10

$0.00

$1,143.02

$204,022.61

170

$204,022.61

$724.10

$0.00

$1,153.57

$205,900.28

171

$205,900.28

$724.10

$0.00

$1,164.19

$207,788.57

172

$207,788.57

$724.10

$0.00

$1,174.87

$209,687.54

173

$209,687.54

$724.10

$0.00

$1,185.60

$211,597.24

174

$211,597.24

$724.10

$0.00

$1,196.40

$213,517.74

175

$213,517.74

$724.10

$0.00

$1,207.26

$215,449.10

176

$215,449.10

$724.10

$0.00

$1,218.18

$217,391.38

177

$217,391.38

$724.10

$0.00

$1,229.16

$219,344.64

178

$219,344.64

$724.10

$0.00

$1,240.21

$221,308.95

179

$221,308.95

$724.10

$0.00

$1,251.31

$223,284.36

180

$223,284.36

$724.10

$0.00

$1,262.48

$225,270.94

181

$225,270.94

$724.10

$0.00

$1,273.71

$227,268.75

182

$227,268.75

$724.10

$0.00

$1,285.01

$229,277.86

183

$229,277.86

$724.10

$0.00

$1,296.37

$231,298.33

184

$231,298.33

$724.10

$0.00

$1,307.79

$233,330.22

185

$233,330.22

$724.10

$0.00

$1,319.28

$235,373.60

186

$235,373.60

$724.10

$0.00

$1,330.84

$237,428.54

187

$237,428.54

$724.10

$0.00

$1,342.46

$239,495.10

188

$239,495.10

$724.10

$0.00

$1,354.14

$241,573.34

189

$241,573.34

$724.10

$0.00

$1,365.89

$243,663.33

190

$243,663.33

$724.10

$0.00

$1,377.71

$245,765.14

191

$245,765.14

$724.10

$0.00

$1,389.59

$247,878.83

192

$247,878.83

$724.10

$0.00

$1,401.54

$250,004.47

193

$250,004.47

$724.10

$0.00

$1,413.56

$252,142.13

194

$252,142.13

$724.10

$0.00

$1,425.65

$254,291.88

195

$254,291.88

$724.10

$0.00

$1,437.80

$256,453.78

196

$256,453.78

$724.10

$0.00

$1,450.03

$258,627.91

197

$258,627.91

$724.10

$0.00

$1,462.32

$260,814.33

198

$260,814.33

$724.10

$0.00

$1,474.68

$263,013.11

199

$263,013.11

$724.10

$0.00

$1,487.11

$265,224.32

200

$265,224.32

$724.10

$0.00

$1,499.62

$267,448.04

201

$267,448.04

$724.10

$0.00

$1,512.19

$269,684.33

202

$269,684.33

$724.10

$0.00

$1,524.83

$271,933.26

203

$271,933.26

$724.10

$0.00

$1,537.55

$274,194.91

204

$274,194.91

$724.10

$0.00

$1,550.34

$276,469.35

205

$276,469.35

$724.10

$0.00

$1,563.20

$278,756.65

206

$278,756.65

$724.10

$0.00

$1,576.13

$281,056.88

207

$281,056.88

$724.10

$0.00

$1,589.14

$283,370.12

208

$283,370.12

$724.10

$0.00

$1,602.22

$285,696.44

209

$285,696.44

$724.10

$0.00

$1,615.37

$288,035.91

210

$288,035.91

$724.10

$0.00

$1,628.60

$290,388.61

211

$290,388.61

$724.10

$0.00

$1,641.90

$292,754.61

212

$292,754.61

$724.10

$0.00

$1,655.28

$295,133.99

213

$295,133.99

$724.10

$0.00

$1,668.73

$297,526.82

214

$297,526.82

$724.10

$0.00

$1,682.26

$299,933.18

215

$299,933.18

$724.10

$0.00

$1,695.87

$302,353.15

216

$302,353.15

$724.10

$0.00

$1,709.55

$304,786.80

217

$304,786.80

$724.10

$84,893.49

$1,723.31

$222,340.72

218

$222,340.72

$724.10

$0.00

$1,257.15

$224,321.97

219

$224,321.97

$724.10

$0.00

$1,268.35

$226,314.42

220

$226,314.42

$724.10

$0.00

$1,279.61

$228,318.13

221

$228,318.13

$724.10

$0.00

$1,290.94

$230,333.17

222

$230,333.17

$724.10

$0.00

$1,302.34

$232,359.61

223

$232,359.61

$724.10

$0.00

$1,313.80

$234,397.51

224

$234,397.51

$724.10

$0.00

$1,325.32

$236,446.93

225

$236,446.93

$724.10

$0.00

$1,336.91

$238,507.94

226

$238,507.94

$724.10

$0.00

$1,348.56

$240,580.60

227

$240,580.60

$724.10

$0.00

$1,360.28

$242,664.98

228

$242,664.98

$724.10

$0.00

$1,372.06

$244,761.14

229

$244,761.14

$724.10

$89,138.17

$1,383.92

$157,730.99

230

$157,730.99

$724.10

$0.00

$891.83

$159,346.92

231

$159,346.92

$724.10

$0.00

$900.97

$160,971.99

232

$160,971.99

$724.10

$0.00

$910.16

$162,606.25

233

$162,606.25

$724.10

$0.00

$919.40

$164,249.75

234

$164,249.75

$724.10

$0.00

$928.69

$165,902.54

235

$165,902.54

$724.10

$0.00

$938.04

$167,564.68

236

$167,564.68

$724.10

$0.00

$947.44

$169,236.22

237

$169,236.22

$724.10

$0.00

$956.89

$170,917.21

238

$170,917.21

$724.10

$0.00

$966.39

$172,607.70

239

$172,607.70

$724.10

$0.00

$975.95

$174,307.75

240

$174,307.75

$724.10

$0.00

$985.56

$176,017.41

241

$176,017.41

$724.10

$93,595.08

$995.23

$84,141.66

242

$84,141.66

$724.10

$0.00

$475.75

$85,341.51

243

$85,341.51

$724.10

$0.00

$482.53

$86,548.14

244

$86,548.14

$724.10

$0.00

$489.36

$87,761.60

245

$87,761.60

$724.10

$0.00

$496.22

$88,981.92

246

$88,981.92

$724.10

$0.00

$503.12

$90,209.14

247

$90,209.14

$724.10

$0.00

$510.06

$91,443.30

248

$91,443.30

$724.10

$0.00

$517.03

$92,684.43

249

$92,684.43

$724.10

$0.00

$524.05

$93,932.58

250

$93,932.58

$724.10

$0.00

$531.11

$95,187.79

251

$95,187.79

$724.10

$0.00

$538.21

$96,450.10

252

$96,450.10

$724.10

$0.00

$545.34

$97,719.54

253

$97,719.54

$0.00

$98,274.83

$552.52

($2.77)

About

CollegeCalc is a source for students and parents seeking college pricing data and higher education cost calculation. Learn more.

Data Sources

All school data is sourced from the U.S. Department of Education IPEDS Surveys for school years 2018-2018 and 2017-2018 and is in the public domain. Site data was last updated in December 2019 This site is not affiliated with or endorsed by the U.S. Department of Education. We believe the content represented on this website to be correct yet make no guarantee to its accuracy. CollegeCalc.org has no direct affiliation with the schools presented on this website and the school names are the property of their respective trademark owners.

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