Entries from October 2012

Brown Funeral Home announces the death and funeral services of Ernest James Sanders who died Oct. 17, 2012. Sanders was born to the late Leroy Sanders and the late Corintha Heard Sanders Feb. 8, 1948 in Appling County. He was employed with Akzo Nobel for over 20 years and he was a faithful and dedicated employee. Earnest James married the late Aretha Sanders and to this union they had seven children.
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On Tuesday, November 6, voters will go to the polls across the country and in Appling County to cast a vote for the next President and Vice President of the United States. There will be three choices including Republicans Mitt Romney - President and Paul Ryan -Vice President, Democrats Barack Obama - President and Joe Biden - Vice President (Incumbents) and Libertarians Gary Johnson - President and James P. Gray - Vice President.
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Churches from all denominations and races are invited to attend a Community-Wide Prayer Service on Monday, November 5, at 6:00 p.m., at the Appling County Courthouse on Main Street in Baxley. The Baxley Church of God is hosting the meeting.
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Riddle me this. What do bowling balls and an airport have in common? Absolutely nothing. Just a few days back The News-Banner received a call from Baxley City Manager Jeff Baxley and he reported that 17 bowling balls had been discovered at the Baxley Airport.
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The Appling County Middle School Rams football team defeated Waycross 28-0 in the first round of the playoffs on Wednesday, October 24. With the win the Rams improve to 7-0 on the season and advance to the Championship game against Pierce County on Wednesday, October 31 at 5:00 in Baxley.
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The Appling County Pirates (7-1-1 overall, 5-1 Region 1-AAA) hosted the Tattnall County Battle Creek Warriors (4-4, 3-2) on Friday, October 26, with the Pirates winning 38-28. With the win the Pirates secured the second seed in the State Playoffs from Region 1-AAA.
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Appling Christian Academy fans are reminded that the Georgia Christian Athletic Association’s State Championship Game will be played Friday, November 2, at Eagle Field. The Eagles will face a tough opponent, the Kings Way Crusaders, of Douglasville. This game should prove to be one for the ages and a game you do not want to miss.
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THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jerry S. Powell and Arden J. Powell to Mortgage Electronic Registration Systems, Inc., dated July 31, 2002, recorded in Deed Book 363, Page 591, Appling County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 476, Page 526, Appling County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND NINE HUNDRED SIXTY-FOUR AND 0/100 DOLLARS ($65,964.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Appling County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jerry S. Powell and Arden J. Powell or a tenant or tenants and said property is more commonly known as 219 Anthony Street, Baxley, Georgia 31513. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.
Wells Fargo Bank, NA as Attorney in Fact for Jerry S. Powell and Arden J. Powell McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sk0 11/6/12
Our file no. 5801912-FT5
EXHIBIT “A” All that tract or parcel of land lying and being in the Second Land District of the City of Baxley, Appling County, Georgia, consisting of 0.607 acres, more or less, in Land Lot No. 332, and being more particularly described according to the courses, metes and bounds of that certain survey and plat thereof by Denean W. Dixon, GRLS #1647, dated 3/3/99, recorded at Plat Book 14, Page 651, Appling County, Georgia Deed Records, which is incorporated herein and made a part hereof for all purposes.
MR/sk0 11/6/12
Our file no. 5801912 - FT5
10-10, 10-17, 10-24 & 10-31ch

Under and by virtue of the power of sale contained in that Deed to Secure Debt dated March 18, 2011, from GREG MORRIS to WALDO LOTT, recorded in Deed Book 475, page 660, in the office of the Clerk of Superior Court, Appling County, Georgia, the undersigned will sell at public outcry during the legal hours of sale before the door of the Courthouse in Appling County, Georgia, on the first Tuesday in November, 2012, to the highest bidder for cash, the following described property:
All that certain tract or parcel of land, situate lying and being in the Second Land District, Appling County, Georgia, consisting of 14.79 acres, more or less, of original land lot no.89and bound as follows: North by lands of Roger Smith; East by Tract No. 2 of the hereinafter described plat; South by a county and West by lands of Wilber and Janet Hendrix. Said tract of land being more completely described as follows: To find the point of commencement, start at the point of intersection of the North right-of-way line of a county road with the west line of original land lot now 89 and run North 85°47’52” East a distance of 244.91 feet to the point of commencement and from said point of commencement run North 11°31’57” West a distance of 1,045.2 feet; thence run North 85°47’52” East a distance of 625.75 feet; thence run South 11°06’43” East a distance of 1,043.03 feet; thence run South 85°47’52” West a distance of 617.88 feet to the point of beginning.
LESS AND EXCEPT: 8 acres conveyed to Waldo Lott by deed dated November 22, 1989, recorded deed book 243, page 835.
The debt secured by said Deed to Secure Debt is evidenced by a note dated March 14, 2011, in favor of WALDO LOTT. The debt secured by said Deed to Secure Debt and evidenced by said note has been and is hereby declared due and payable because of the Grantor's failure to comply with certain terms and conditions in said note and Deed to Secure Debt, including, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness including all accrued and unpaid interest thereon, attorney fees and all expenses of said sale.
The property will be sold as the property of Greg Morris who is, to the best of the undersigned's knowledge and belief, the party in possession of said property.
Notice has been and is hereby given of intention to enforce provisions for collection of attorney's fees and foreclosure expenses in accordance with legal requirements and the terms of said note and Deed to Secure Debt.
The person that has full authority to negotiate, amend, and modify all the terms of the Deed to Secure Debt with the Debtor is WALDO LOTT, 1457 Glory Hole Road, Baxley, GA. Please understand that the secured creditor is not required by law to negotiate, mend, or modify the terms of the Deed to Secure Debt or Note.
Terms: Cash. Purchaser to pay for title, State of Georgia real estate transfer tax and all taxes that may be due on said real property. Said property will be sold subject to any and all unpaid taxes, assessments, liens, encumbrances, restrictions, covenants, and matters of record, if any.
The proceeds of said sale will be applied to said indebtedness owed to the undersigned and all expenses of said sale, including attorney fees, all as provided in said Deed to Secure Debt, and the balance, if any, will be distributed as provided by law.
WALDO LOTT, ATTORNEY IN FACT FOR
GREG MORRIS
STEPHEN E. TILLMAN
ATTORNEY AT LAW
4 South Lee Street
Baxley, Georgia 31513
(912) 367-2500
10-10, 10-17, 10-24 & 10-31

Under and by virtue of the power of sale contained in that Deed to Secure Debt dated April 30, 2007, from LEVI MACI REAL ESTATE INVESTMENTS, L.L.C., to FNB SOUTH, recorded in Deed Book 430, page 381, in the office of the Clerk of Superior Court, Appling County, Georgia, the undersigned will sell at public outcry during the legal hours of sale before the door of the Courthouse in Appling County, Georgia, on the first Tuesday in November, 2012, to the highest bidder for cash, the following described property:
All that tract or parcel of land lying, being and situated in Land Lot No. 293 of the Second Land District of Appling County, Georgia, being one city lot in the southeast section of the City of Baxley, Georgia, and being located on the West side of Pine Street and fronting on Pine Street for a distance of 70 feet and running back in even width in a westerly direction 150 feet to lands, now or formerly, of A. L. Edgerton and M. F. Moody, and being bound, now or formerly, as follows: On the North by lands of Clarence Ellis; East by Pine Street; South by lands of Mrs. Addie Lou Hill and on the West by lands of A. L. Edgerton and W. M. Moody.
This being the same and identical property conveyed from Rosa Lee Martin f/k/a Rosa Lee Emigh to Tony A. Arnold by deed dated June 6, 1989, recorded in Deed Book 241, page 414 of the records of the Clerk of Superior Court of Appling County, Georgia.
The debt secured by said Deed to Secure Debt is evidenced by a note dated April 30, 2007, renewal note dated November 9, 2007, renewal note dated April 14, 2008, and renewal note dated July 22, 2011, in favor of FNB SOUTH. The debt secured by said Deed to Secure Debt and evidenced by said note and renewal thereof has been and is hereby declared due and payable because of the Grantor's failure to comply with certain terms and conditions in said note and Deed to Secure Debt, including, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness including all accrued and unpaid interest thereon, attorney fees and all expenses of said sale.
The property will be sold as the property of Levi Maci Real Estate Investments, L.L.C. who is, to the best of the undersigned's knowledge and belief, the party in possession of said property.
Notice has been and is hereby given of intention to enforce provisions for collection of attorney's fees and foreclosure expenses in accordance with legal requirements and the terms of said note and Deed to Secure Debt.
The person that has full authority to negotiate, amend, and modify all the terms of the Deed to Secure Debt with the Debtor is W. Marshall Anderson, FNB South, 198 West Parker Street, Baxley, GA. Please understand that the secured creditor is not required by law to negotiate, mend, or modify the terms of the Deed to Secure Debt or Note.
Terms: Cash. Purchaser to pay for title, State of Georgia real estate transfer tax and all taxes that may be due on said real property. Said property will be sold subject to any and all unpaid taxes, assessments, liens, encumbrances, restrictions,
The proceeds of said sale will be applied to said indebtedness owed to the undersigned and all expenses of said sale, including attorney fees, all as provided in said Deed to Secure Debt, and the balance, if any, will be distributed as provided by law.
FNB SOUTH, ATTORNEY IN FACT FOR LEVI MACI REAL ESTATE INVESTMENTS, LLC
STEPHEN E. TILLMAN
ATTORNEY AT LAW
4 South Lee Street
Baxley, Georgia 31513
(912) 367-2500
10-10, 10-17, 10-24 & 10-31

Under and by virtue of the power of sale contained in that Deed to Secure Debt dated May 10, 2007, from MICHAEL P. MOSLEY to FNB SOUTH, recorded in Deed Book 431, page 76, in the office of the Clerk of Superior Court, Appling County, Georgia, the undersigned will sell at public outcry during the legal hours of sale before the door of the Courthouse in Appling County, Georgia, on the first Tuesday in November, 2012, to the highest bidder for cash, the following described property:
All that tract or parcel of land lying and being in Land Lot No. 290 of the Second Land District of Appling County, Georgia, being all of LOTS NO. 47 AND 48, OF WILDEWOODS RESIDENTIAL COMMUNITY (SECTION 2), and being more particularly described according to the plat of said subdivision of F. B. Flournoy, GRLS No. 1302, recorded in Plat Book 9, page 174(A-C), in the Office of the Clerk of Superior Court of Appling County, Georgia, and incorporated herein and made a part hereof for all purposes.
This property is conveyed subject to:
a) Protective Covenants established for Wildewoods Residential Community, as recorded in Appling County Deed Book 215, Page 505, and incorporated herein. Further, no commercial vehicles or equipment of any type shall be allowed on the property except light trucks used for personal transportation.
An easement five (5) feet in width across the northern and southern sides of said lot, reserved for the installation and maintenance of underground utilities.
Grantees’ substantially completing construction of a residence upon the property in accordance with the Protective Covenants referred to hereinabove, including paved driveway and landscaping, within eighteen (18) months after the date of this deed. In the event construction is not so undertaken and completed, Grantors shall have the right to reacquire the described property for the price paid by Grantees plus the reasonable fair market value of improvements made by Grantees.
The debt secured by said Deed to Secure Debt is evidenced by a note dated May 10, 2007, renewal note dated November 9, 2007, renewal note dated April 14, 2008, and renewal note dated July 14, 2008, in favor of FNB SOUTH. The debt secured by said Deed to Secure Debt and evidenced by said note and renewal thereof has been and is hereby declared due and payable because of the Grantor's failure to comply with certain terms and conditions in said note and Deed to Secure Debt, including, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness including all accrued and unpaid interest thereon, attorney fees and all expenses of said sale.
The property will be sold as the property of Michael P. Mosley who is, to the best of the undersigned's knowledge and belief, the party in possession of said property.
Notice has been and is hereby given of intention to enforce provisions for collection of attorney's fees and foreclosure expenses in accordance with legal requirements and the terms of said note and Deed to Secure Debt.
The person that has full authority to negotiate, amend, and modify all the terms of the Deed to Secure Debt with the Debtor is W. Marshall Anderson, FNB South, 198 West Parker Street, Baxley, GA. Please understand that the secured creditor is not required by law to negotiate, mend, or modify the terms of the Deed to Secure Debt or Note.
Terms: Cash. Purchaser to pay for title, State of Georgia real estate transfer tax and all taxes that may be due on said real property. Said property will be sold subject to any and all unpaid taxes, assessments, liens, encumbrances, restrictions, covenants, and matters of record, if any.
The proceeds of said sale will be applied to said indebtedness owed to the undersigned and all expenses of said sale, including attorney fees, all as provided in said Deed to Secure Debt, and the balance, if any, will be distributed as provided by law.
FNB SOUTH, ATTORNEY IN FACT
FOR MICHAEL P. MOSLEY
STEPHEN E. TILLMAN
ATTORNEY AT LAW
4 South Lee Street
Baxley, Georgia 31513
(912) 367-2500
10-10, 10-17, 10-24, 10-31

Under and by virtue of the power of sale contained in that Deed to Secure Debt dated April 4, 2008, from MICHAEL P. MOSLEY to FNB SOUTH, recorded in Deed Book 443, page 795, in the office of the Clerk of Superior Court, Appling County, Georgia, the undersigned will sell at public outcry during the legal hours of sale before the door of the Courthouse in Appling County, Georgia, on the first Tuesday in November, 2012, to the highest bidder for cash, the following described property:
All that certain tract or parcel of land situate, lying and being in land Lot 31, 2nd Land District, City of Baxley, Appling County, Georgia, and being known and designated as Lot No. 14 of the J.I. Harrison Subdivision, said lot containing 0.401 acres, more or less, and being bounded generally, now or formerly as follows, to-wit: On the North by Lot No. 15 of said subdivision; on the East by the westernmost margin of the right-of-way of Beach Street; on the South by Lot No. 13 of said subdivision; and, on the West by Lot No. 21 of said subdivision. Said property being more particularly shown on that certain plat of survey prepared by Merlin J. Tomberlin, Registered Surveyor No. 2477, dated July 19, 1990, and recorded in Appling County Plat Book 12, Page 200. Said plat and the record thereof being by reference incorporated herein and made a part and parcel of this description.
The debt secured by said Deed to Secure Debt is evidenced by a note dated April 4, 2008, renewal note dated August 18, 2008 and renewal note dated October 28, 2011, in favor of FNB SOUTH. The debt secured by said Deed to Secure Debt and evidenced by said note and renewal thereof has been and is hereby declared due and payable because of the Grantor's failure to comply with certain terms and conditions in said note and Deed to Secure Debt, including, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness including all accrued and unpaid interest thereon, attorney fees and all expenses of said sale.
The property will be sold as the property of Michael P. Mosley who is, to the best of the undersigned's knowledge and belief, the party in possession of said property.
Notice has been and is hereby given of intention to enforce provisions for collection of attorney's fees and foreclosure expenses in accordance with legal requirements and the terms of said note and Deed to Secure Debt.
The person that has full authority to negotiate, amend, and modify all the terms of the Deed to Secure Debt with the Debtor is W. Marshall Anderson, FNB South, 198 West Parker Street, Baxley, GA. Please understand that the secured creditor is not required by law to negotiate, mend, or modify the terms of the Deed to Secure Debt or Note.
Terms: Cash. Purchaser to pay for title, State of Georgia real estate transfer tax and all taxes that may be due on said real property. Said property will be sold subject to any and all unpaid taxes, assessments, liens, encumbrances, restrictions, covenants, and matters of record, if any.
The proceeds of said sale will be applied to said indebtedness owed to the undersigned and all expenses of said sale, including attorney fees, all as provided in said Deed to Secure Debt, and the balance, if any, will be distributed as provided by law.
FNB SOUTH, ATTORNEY IN FACT
FOR MICHAEL P. MOSLEY
STEPHEN E. TILLMAN
ATTORNEY AT LAW
4 South Lee Street
Baxley, Georgia 31513
(912) 367-2500
10-10, 10-17, 10-24 & 10-31

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Joe Wade Knight and Robyn D. Knight to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BANKING COMPANY DBA AMERIS, dated September 12, 2007, recorded in Deed Book 436, Page 131, Appling County, Georgia records, as last transferred to OCWEN LOAN SERVICING, LLC by assignment recorded or to be recorded, Appling County, Georgia records conveying the after-described property to secure a Note in the original principal amount of FIFTY EIGHT THOUSAND AND NO/100 DOLLARS ($58,000.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Appling County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE SECOND LAND DISTRICT OF APPLING COUNTY, GEORGIA, IN LOT OF LAND NUMBER 418 AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: AS THE STARTING POINT, BEGIN AT THE ORIGINAL NORTHEAST CORNER OF SAID LOT OF LAND NUMBER 418, AND TRAVEL SOUTH 3686.76 FEET TO A POINT; THENCE NORTH 70 DEGREES 0 MINUTES WEST A DISTANCE OF 1096.92 FEET TO A POINT; THENCE NORTH 20 DEGREES 0 MINUTES EAST 200 FEET TO THE POINT OF BEGINNING; THENCE FROM SAID POINT OF BEGINNING, NORTH 20 DEGREES 0 MINUTES EAST 200 FEET TO A POINT; THENCE SOUTH 20 DEGREES 0 MINUTES WEST A DISTANCE OF 200 FEET TO A POINT; THENCE NORTH 76 DEGREES 0 MINUTES WEST A DISTANCE OF 200 FEET TO THE POINT OF BEGINNING. SAID LANDS BEING BOUND AS FOLLOWS: NORTH BY LANDS OF L. G. RENTZ, THERE BEING AN ESTABLISHED LINE; EAST BY LANDS OF CHARLES STONE; SOUTH BY LANDS OF JUNIOR ROWELL; AND, WEST BY LANDS OF L. G. RENTZ, THERE BEING AN ESTABLISHED LINE.
REFERENCE IS HEREBY MADE TO A PLAT OF SAID LANDS DATED JULY 3, 1969, MADE BY ALLEN T. BEACH, SURVEYOR, FOR A MORE DEFINITE AND ACCURATE DESCRIPTION OF SAID LANDS.
MAP AND PARCEL NO. 2A/12.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the parties in possession of the property are Joe Wade Knight and Robyn D. Knight or a tenant or tenants and said property is more commonly known as 78 Hilton Hesters Road, Hazlehurst, GA 31539.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
OCWEN LOAN SERVICING, LLC
As Attorney in Fact for Joe Wade Knight and Robyn D. Knight
Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
Our File# 015127
10-10, 10-17, 10-24 & 10-31

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Mia Karnoutsos to SunTrust Bank in the original principal amount of $43,600.00 dated 5/31/2002, and recorded in Deed Book 361, page 531, Appling County records, said Security Deed being last transferred and assigned to SunTrust Mortgage, Inc. in Deed Book 361, Page 548, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2012 by SunTrust Mortgage, Inc., as Attorney-in-Fact for Mia Karnoutsos the following described property:
All that tract or parcel of land lying and being in the Second Land District of Appling County, Georgia a portion of Land Lot No. 294, consisting of Subdivision Lot No. 17 and a portion of Subdivision Lot No. 18, Block B of what is known as Sunset Park Subdivision, said property lying in one body being, now or formerly, bound as follows: Northerly for a distance of 100 feet by the centerline of a 10 foot alley, dividing from land of Conley Crosby and lands of H. Beecher; Easterly for a distance of 198 feet 10 inches by a 5 foot drainage strip dividing from Subdivision Lot 18; Southerly for a distance of 100 by Second Street; and Westerly for a distance of 195 feet 8 inches by Subdivision Lot No 16. A 5 foot strip across the Northern edge of the property described is included in an alley and is subject to the use of said property for an alley in said subdivision.
Said tract of land is more particularly described according to the courses, metes and bounds of a certain survey and plat thereof by Merlin J. Tomberlin, Appling County Surveyor, dated October 18, 1979, recorded in Deed Book 187, Page 370, Appling County Records, which is incorporated herein and made a part hereof for all purposes.
Property known as: 216 Second Street, Baxley, GA 31513
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
SunTrust Mortgage, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal National Mortgage Association, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
SunTrust Mortgage, Inc.
1001 Semmes Avenue
Richmond, VA 23224
PHONE: 866-384-0903
Pursuant to O.C.G.A. Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Mia Karnoutsos.
SunTrust Mortgage, Inc., as Attorney-in-fact for Mia Karnoutsos.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 12-06862
10-10, 10-17, 10-24 & 10-31