Rate. Banks are free to avail/ repay the export refinance on any working day NABARD provides refinance to Banks against the Term lending to agriculture etc. Eligibility for claiming refinance at different rates are prescribed by NABARD and according ... Some of the details in respect of outstanding unsecured redeemable bonds (Tier II) and subordinated debts as on June 30, Repayment Schedule Year Name ... No. Rate of Interest

factor in the quantification of credit risk is the internal rating models developed within the Group. The goal for Nordea is to have one uniform internal rating system ... for different segments, eg large corporates and middle market corporates. Default ... Nordea Annual Report 2000 EURm Lending to the public sector 31 Dec 2000 31 Dec 1999 Municipalities Government Other public institutions Total

As is customary in Japan, additional security must be given if requested by a lending bank, and banks have the right to offset cash deposited with them against any debt or obligation that becomes due and, in case of default and certain other

driven by the low interest rate environment. • Net interest income fell by 2% due to lower deposit margins and continued reductions in unsecuredlending. • Non-interest ... of risk appetite tightening in prior years driving lower defaultrates, together ... Analysis of income by business Corporate and commercial lending Asset and invoice finance Corporate deposits Other Total income

Arrears rates show little increase and remain well below the industry average ... o Unsecured impairment charges amounted to £378 million in the quarter, on a book of £20 ... in through-the-cycle loss given default for mortgages. RWAs grew by 13% compared with 31 December

with unsecured HomeSaver Advance loans, including firstlien loans that are not seriously ... in the event of a default. (4) Represents the amount of interest income that would ... coupon rate for on-balance sheet loans classified as nonperforming as of the end

The sharp decline in the rate of employment in the first periods ... target burden of debt of workers and firms as well as the higher lending interest rates generate a decline in the desired consumption and investment expenditures (see ... Burden of worker households' debt Burden of firms' debt

into a rating grade on a scale between one and ten. A certain average probability of default ... ADminisTRATion RePoRT ADminisTRATion RePoRT expected to default within one year. In reality, however, not as many of the defaults cause losses for Stadshypotek ... to the public Loans with contracted future interest rate Derivative instruments Total Loans to the public by borrower category change 31 December, SEK m Households Public sector