Important Consumer Disclosure:
Mainstay Capital Management, LLC is an investment advisor registered with the Securities and Exchange Commission. Due to various state regulations and filing requirements, Mainstay and its representatives may only provide investment advisory services in those states in which it is first appropriately registered or otherwise exempt or excluded from registration requirements. The purpose of this website is to provide the public with general information about the services offered by our investment management firm. Mainstay does not render personalized investment advice or services or effect, or attempt to effect any securities transactions, on this website. Our firm continuously monitors its filing requirements in all states, and will provide individualized advisory services only in accordance with various state regulations. Mainstay does not make any representations or warranties as to the accuracy, completeness, or relevance of any information prepared by any unaffiliated third party provider, whether linked to Mainstay's website or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

With over 30 investment options
available, the Inteva Products 401(k) is among the best plans
in the country. There are certainly enough funds in this plan
to build a well-diversified portfolio for your Inteva
Products 401k savings.

For your reference, we have
provided afund
table displaying style, risk, and past performance for
many of the funds in the Inteva Products 401(k). In addition,
please visit our “Fund Commentary” section below for further
information on specific funds and/or fund types within the Inteva Products 401(k).

To the right you will find articles of interest as well as
news and updates to the Inteva Products employee and retiree benefits.
Check this page for future updates to the Inteva Products
401(k), as well as news that affects Inteva Products employees and
retirees.

The pending changes will include closing several of the mutual funds currently offered in Plan, as well as offering several new options. All changes impacting the Plan will take effect on April 1, 2014.

To discuss these important changes to the Inteva 401(k) plan and how to allocate your portfolio in light of the new investment menu, do not hesitate to contact Mainstay toll-free at
1-866-444-6246.

Principal Financial Group to replace
Fidelity as 401(k) plan administratorEffective January 1, 2011, Principal Financial Group will replace
Fidelity as the administrator for the Inteva Products Savings and Retirement
Plans for Salaried and Hourly Employees. With Principal Financial Group, Inteva
Products employees will continue to have online access to their account and plan
provisions such as eligibility, waiting periods, and benefit structure will not
change. As with any plan transfer there will be a short “black out period” where
employees will not have access to accounts and some fund changes are to be
expected. Employees will be made aware of the timing of the “black out period”
and any fund changes prior to the transfer.

Reinstatement of savings plan match
for Inteva Products Salaried Employees – October 2010Beginning January 1, 2011, Inteva Products will reinstate the savings plan
match for employees with at least six months of service. Inteva will match 50%
of Before-Tax Contributions up to 5% of base pay, excluding Catch Up
Contributions. Mainstay recommends that all Inteva salaried employees are
contributing at least 5% in order to take advantage of the company match.

Special
Note for Inteva Products EmployeesWith
the transition from Delphi to Inteva Products, employees have
various options for the disposition of assets in their Delphi
401(k) account. The available options are:

Roll-over your account balance
into the Inteva Products Savings Plan

Roll-over your account balance
into an IRA

Leave your account balance in
the Delphi 401(k)

Important- Any Delphi 401(k) assets rolled into the
Inteva plan will be locked in that plan, and you will not be
able to roll these assets to an IRA until age 59 1/2 or separation
of service from Inteva.

Please
contact us to discuss these very important 401(k) plan decisions
and any retirement planning questions by calling toll-free 1-866-444-6246.

Fund Commentary

Principal Trust Target Date FundsThe Principal Trust Target Date fund family is designed
for those participants who wish to base their asset allocation decision on a
specific target date, typically aligning the account with the fund that most
closely matches their projected retirement date.

Twelve of these funds are included in the plan, with 5-year incremental
targets from 2010 to 2060, along with a fund targeted as an Income Fund. The way
the target retirement funds are designed, the further away the target date, the
more aggressive the asset allocation, conversely, the closer the date, the
greater the emphasis on preservation of capital in the asset allocation.

These funds hold some appeal in that they are simple to explain and
administer. While this approach is unique, we believe the asset allocation
decisions provided by these funds are crude at best. Target date funds attempt
to make decisions about asset allocation based solely on a target date. An
investor’s tolerance for risk and financial goals are other key factors that
should largely play a role in determining the investment strategy and asset
allocation. Additionally, they leave no room for the fund manager to tactically
adjust the strategy based on specific opportunities within the financial markets
or in response to prevailing market conditions.

The returns realized in these commingled vehicles are diluted by a rigid
adherence to mechanical allocation parameters. These parameters may prove to be
shortsighted and inappropriate for everyone participating in the pool. The real
world changes every day, yet proponents of target date funds expect someone to
stick to a single game plan for as much as 40 years, whether interest rates are
rising or falling, or whether the economy is in expansion or recession. While
target date funds offer a simple one-stop-solution, we continue to advise
participants to avoid target date funds and retain the flexibility to
proactively adjust their portfolios as needed.

If you have
any questions concerning our website or your Inteva Products
401(k) account, please feel free to contact us using the
following email link: Mainstay@mainstaycapital.comor call us toll-free at 1-866-444-6246.