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Verified By Visa, MasterCard SecureCode, 3DSecure and Securesuite are all names for the same service.

This service protects Credit and Debit cardholders from fraud in the eCommerce channel, by asking the cardholder to authenticate using personal information.

RSA provides this service to many card issuers in the world and has a few more services that provide stronger protection, like Transaction Monitoring for eCommerce, Adaptive Authentication for eCommerce and the use of One Time Passwords as a stronger authentication method.

Detailed description:

The protocol is called 3DSecure since it requires 3 dimensions:

The merchant needs to be 3DSecure enabled

The card schemes need to be 3DSecure enabled ? only Visa and MasterCard

The issuer needs to be 3Decure enabled.

In this process, the cardholder needs to authenticate as genuine users by submitting personal information (set by the issuer). Upon successful authentication, users are requested to select a password which will be used in all future transactions and is known only to them.