In
a large saucepan, cook the onion, beef and bell pepper at medium
temperatures. Ensure that the meat is crumbled so as to facilitate
the cooking. Cook until the meat has attained a brown color and is
thoroughly cooked.

To
this add the garlic, cumin, chilli powder and cayenne pepper. Stir
well until the spices reach every part of the mixture, then pour in
the salsa and the water, mixing well.

Reduce
the temperature to medium-high heat and cook the beef, keeping it
covered. Stir occasionally and cook until the beef and the
vegetables soften, then add the red kidney beans to the mixture and
cook for about a minute. Serve hot!