There are all kinds of formulas in life—formulas for getting rich, getting thin, reaching your life-goals, advancing your career, and successfully managing your time. I think that people often lack the wherewithal to figure things out and so they want specific step-by-step instructions.

I have found it to be true, that as a general rule, people do not like to pay for maintenance, whether it is for their home or car, for example. Replacing the air conditioner on your home can be very costly, and after you’ve spent thousands of dollars, at least on the surface, you don’t have much to show for it.