Epilepsy Life Insurance

We specialise in helping people with epilepsy find life insurance. We can also help you with your other insurance needs, such as critical illness insurance, income protection insurance and travel insurance.

We are experts in knowing which insurers will consider your application, given your epilepsy, with a wealth of knowledge and years of experience. Most importantly, we do all the work for you making this a hassle-free and streamlined process.

Whilst we can’t always guarantee that we can get you life insurance, rest assured that we won’t leave any stone unturned. We will give you an honest assessment as to whether you will be able to get life insurance, as well as an indication of how much it might cost.

If there is a choice between insurers, we will help you find the insurer who is willing to offer you cover at the cheapest rate, so you can be confident in knowing you have the best deal.

We will do all the paperwork for you, and will keep you updated throughout so that you know how things are progressing.

We have a team who are life insurance specialists in epilepsy, and they are always on the end of the phone to discuss your needs or concerns. We are a UK based company, you will not have to talk to foreign call centres.

So if you want the peace of mind of having some life insurance in place, we are the people to help.

These are just two of the testimonials we have received after finding life insurance for clients:

“I am delighted with the service that I have received from Life Insurance Help. I would like to thank you for the excellent personal service, I have received regular feedback at every stage of my application for insurance. I would recommend this company to all my family and friends.”

“From first point of contact with Life Insurance Help, I was reassured and felt I was in good hands. They kept me up to date on the progress of my application at very stage, and were exceptionally prompt in replying to any query I had. Due to my circumstances it was a long process, but thanks to them, my cover is in place and my mind at rest. Thank you so much.”

So please get in touch and tell us about your circumstances, and we will help you find the insurance you need.

Epilepsy Support

Besides helping you obtain Life Insurance we want to provide our customers with as much help as possible in dealing with their epilepsy.

Epilepsy : Useful links

Epilepsy : About the Condition

Epilepsy is not a single medical condition in itself. It is a symptom of a range of other conditions that cause somebody to have repeated fits, known as seizures.

It is one of the more common neurological conditions, affecting 0.5-1 per cent of the population. Epilepsy is believed to affect around 456,000 people in the UK.

The cells in our brain (neurons) communicate with each other using electrical impulses. During a seizure these electrical impulses are abnormal and disrupted, which can cause both the brain and the body to behave strangely, commonly referred to as an epileptic attack.

The severity of the seizures can differ from person to person. Some people will just experience a trance-like state for a few seconds or minutes, whereas others will become unconscious and have convulsions, or uncontrollable shaking of the body. Other people may get abnormal sensations, such as tingling on one side of the body, or an awareness of a strange taste or smell. Some people also experience emotional symptoms such as fear or déjà vu.

Epilepsy attacks are usually brief, lasting from seconds to a few minutes. Once the attack is over, the normal electrical activity of the brain resumes.
Medication has proved remarkably successful for the majority of people with epilepsy. Once treatment begins, 70% of people will become seizure-free.

Doctors who treat epilepsy classify seizures by how much of the brain is affected. There are:partial seizures - where only a small part of the brain is affected, and generalised seizures - where most or all of the brain is affected.

Partial seizures
There are two types of partial seizure:
simple partial seizure - a seizure where you remain conscious complex partial seizure - a seizure where your consciousness is affected, you lose your sense of awareness and have no memory of the event.

Generalised seizures
There are six main types of generalised seizure, which are described below.

Absences: This type of seizure cause a loss of awareness of surroundings for five to 20 seconds.

Myoclonic jerks: These types of seizures cause your arms, legs or upper body to jerk or twitch, often only lasting for a fraction of a second.

Clonic seizure: This causes the same sort of twitching as myclonic jerks, except the symptoms will last longer, normally up to two minutes, and a loss of consciousness may occur.

Atonic seizure: Causes all of the muscles to suddenly relax, usually causing a fall to the ground.

Tonic seizure: Causes all of the muscles to suddenly become stiff, causing a loss of balance and a fall to the ground.

Tonic-clonic seizure: This type of seizure has two stages. The body becomes stiff and the arms and legs will begin twitching. The seizure which will involve loss of consciousness will normally lasts between one and three minutes. This is the most common type of seizure, accounting for 60% of all seizures experienced by people living with epilepsy. These are typically what people are referring to when using the term 'epileptic fit'.

You may also hear the terms Petit mal and Grand mal epilepsy. Both Petit mal epilepsy and Grand mal epilepsy are quite old-fashioned terms. Petit mal is now known as absence seizures, which neatly describes the momentary lapse in awareness that occurs during an episode. Grand mal epilepsy is the type of epilepsy that affects all or most of the brain at once, usually involving loss of consciousness.

Some people can identify the triggers of their seizures. Triggers can include:
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lack of sleep
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missing meals
- alcohol or recreational drugs
- flashing or flickering lights such as strobe lighting (photosensitive epilepsy)
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stress
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hormonal changes
If the trigger of a seizure is known, it may be possible to find ways of avoiding the trigger to help to control the seizures.

Unforunately there is no cure for epilepsy, but epilepsy medicines can control seizures in around 7 out of 10 people.

About Life Insurance for Epilepsy

A life insurance policy is designed to pay out a lump sum upon the death of a person or persons named on the policy.

Most people understand that if they have a family or significant liability, then life insurance is a vital product to make sure the people and things they care about are protected.

There are many different types of life insurance available depending on your needs. The good news is that we are able to help you with all of them.

We take the time to ensure that our customers have the most appropriate life insurance to meet their needs, whilst also making sure that the price is right. Some of our most satisfied customers came to us as they were unable to obtain the life insurance they wanted elsewhere.

We can't guarantee that we can get you life insurance, but we will leave no stone unturned. Given our experience, if we are unable to get you life insurance cover, it is unlikely you will be able to get it at all. We will however give you a good understanding on future insurability, and an honest assessment of your situation.

Whatever your life insurance needs, we are able to help you. We have access to all the products from all of the UK's leading insurance providers.