Unfortunatley it didn’t last long.
I’ve paid all the bills and set aside the money for the Direct Debits and food for the month and paid into all the little pots that need paying into for future bills.
However, the Xmas pot is a bit lighter than it should be and there is absolutely no margin for anything going wrong this month.
Not a single penny into the pot to take the kids anywhere. No money for Ian’s birthday and if the kids need new shoes…. the old ones will just have to be duct taped!! Seriously!
So Depressing.

I’m so glad we decided to budget for unlimited cinema cards.
Looks like that’s the only way me and Ian are going to be able to get out together this year!!