Author
Topic: Welcome finance agreement (Read 4099 times)

Welcome finance are taking me to court in three weeks over an unpaid loan . The agreement isnt signed in the correct place , not dated by myself nor does it have a reference number on it to connect it with anything else . Anyone have any ideas if its enforceable . The agreement is 2008 , but surely if the box where it says i agree to be bound by th terms and conditions etc is unsigned then the agreement is useless?

Still fighting this one , judge agreed to let me apply for setaside which is a good sign , pretty difficult to get answers from northern ireland court service , eventually found the forms i need , due in court again on tues but will be seeking an adjournment , on the grounds that the court service were either too slow or failed to respond to my queries.

Alls not good though , the court service have a different system in northern Ireland ,I knew nothing about the ccj going through , until it was too late , they then tried for a charging order, i appealed against that and told the judge that i believed i had a case and could defend myself. He granted me three weeks to prepare a case , which i did, He then told me to apply for a setaside, obviously he believed my defence had merit. Now this is where i hit a wall , unlike England you cant download the forms for a setaside, and nor do they think us mere mortals are capable of defending ourselves, Any member of the court service i have spoken to , tells me i need a solicitor and the fee is £115 for the setaside , unfortunately i cant afford a solicitor nor £115 for the forms . The law is only for people with money it seems.