As many of the tax withholding changes from the GOP’s tax bill come into effect, you might start seeing your taxes go down (although your personal tax situation will vary, and this is not permanent). Employers have until February 15 to start using the new withholding tables.

Let’s start this week with an intro exercise: check your most recent pay stub against your December 2017 pay stubs. Are there any changes? If not, you can ask your employer to see when the new rates will go into effect.