Learning About Life Insurance Coverage

Hello. My name is Jace Abbae. The sudden, tragic loss of my parents started my crusade to inform the public about the importance of life insurance. Whether you are young or old, life insurance plans protect your family from financial devastation after your death. By securing the most coverage possible, you give your family a chance to mourn without having to worry about losing the house or having power shut off. Furthermore, life insurance coverage will pay for all of your funeral expenses that can run into the thousands. Unfortunately, many people are just not aware of the importance of obtaining life insurance early. I made this site to help educate everyone about life insurance plans. I will also use this site to teach others how to secure an adequate plan that protects their loved ones. Visit often to learn all you can about this important coverage type.

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Are you unhappy with the terms of your life insurance policy? You might be able to get exchange it for a new policy, but it is only a good idea if you will actually benefit from it. All you have to do is talk to an agent about a 1035 exchange life insurance policy to find out if switching is in your best interest or not. It is possible for you to end up having to pay a higher premium under a new life insurance policy.[Read More]

Are you a millennial who is beginning to build a family and just starting out in your career? Do you want to take out a life insurance policy to protect your family if anything were to happen to you but feel hesitant to commit to one more monthly bill? If so, here are 3 tips to keeping the cost of a life insurance policy down so you can have protection without feeling a financial strain.[Read More]

If you've done your research, you understand that an indexed universal life insurance policy differs in many ways from traditional policies. While not for everyone, those who invest in these policies are afforded a number of benefits not generally available with other policies.
Lower Premiums
Insurance premiums can be costly. One of the advantages of this type of policy is that your premiums are typically on the lower side. With other policies, premiums are often more expensive due to the fact the insurance company is assuming all the risk.[Read More]

Many, if not most, smokers eventually reach a point in their lives where they want to break the smoking habit, and seek out methods that can help them quit. But popular pharmaceutical smoking cessation tools often aren't as helpful as smokers would like – nicotine replacement therapy alone has been shown to have a 16.4% success rate after a year, and the addition of an anti-depressant drug only raises the success rate to about 30%.[Read More]

If you're in the market for life insurance, it can all seem so complex at first. However, if you do your research online and manage to weed out the good advice from the bad advice, you can make a lot of progress before even contacting an insurance company. This means that when you do speak to a representative you'll have a much better idea of what you're looking for, so you'll be easier to help.[Read More]

If you are like many people, you might have put off buying life insurance your whole life. It can be easy to say that you'll buy it tomorrow, next week or next month, but the days can fly by really quickly. If you're now in your 70s and still don't have coverage, you might assume that you'll never be able to secure a policy.
However, life insurance is a necessity for anyone.[Read More]

As you move on to college, you start to think about your expenses. Having to cover tuition, room and board, and other living expenses, you may feel any insurance products are too much of an additional burden. However, here are four important reasons college students should pursue insurance coverage now.
1. There is No Need to Wait to Start Your Own Family
Many young people believe they should wait to start a family before they have insurance coverage.[Read More]