Account Interest Rates

Competitive accounts

Looking for competitive interest rates? Our savings and term deposit interest rates are competitive with the big four banks.

We offer a wide range of bank accounts including transaction accounts for everyday banking, savings accounts to help you save faster, term deposits with higher savings interest rates and kids’ accounts for our youngest customers.

We believe in prosperity for the many, not the few. Beyond Bank is a mutual bank, which means we don’t serve share market investors. Instead, we offer you low fees, lower lending rates, high investment rates, better banking products and support for community projects. Join the bank that gives back.

Interest rates are subject to change without notice. Full terms, conditions, fees and charges are available in our Product Guide, Fees and Charges booklets and supplemental terms applicable to the accounts which are available on request. This information will be provided to you when you open an account. Before acquiring an account, you should consider whether the product is appropriate for you.

Account holders may be covered by the Commonwealth Government's Financial Claims Scheme. Deposits are subject to a limit. For more information on the Financial Claims Scheme, please visit the FCS website.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.