Have you ever taken five minutes to look at your bank statements to see where your money goes each month? Mortgage or rent payments, council tax, loan repayments and bills are bound to take the biggest chunk of your income, but you’re also bound to have the odd insurance policy in amongst them. Some of us have a whole list of them. But the question is – which ones do we really need?

There is no Guinness Book of World Averages. We love to see who can run fastest, lift the heaviest weight or hurl a dinner plate the furthest at the Olympics. Having a laugh at the Eddie The Eagle Edwards of the sports world is the icing on the cake.