District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending July 15, 2006

Bryan Family Management Trust and Bryan Heritage Limited Partnership, both of Bryan, Texas, to acquire additional shares up to 51% of The First National Bank of Bryan, Bryan, Texas.

Newspaper:

07/28/2006

Federal Register:

08/07/2006

PLAINSCAPITAL BANK

* Branch

PlainsCapital Bank, Lubbock, Texas, to establish a branch to be located at 150 East Sonterra Boulevard, San Antonio, Texas 78258.

Newspaper:

07/14/2006

Federal Register:

Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA: