NSSA DISCUSSIONS

Budget Bill Changes

Saturday, November 28, 2015

Been a busy month with changes to Social Security contained in the Bi-Partisan Budget Bill signed by President Obama on November 2, 2015. As you probably know by now, Provision 831 titled “Closure of Unintended Loopholes” phases out the Restricted Application and File and Suspend strategies. These strategies represent the second leg in our three legged stool to maximize Social Security benefits. Even though File and Suspend and Restricted Application are being phased out, these strategies are still available for some folks. Even after these strategies are phased out folks still have options. To maximize benefits, married couples will still need to coordinate benefits between husband and wife.

The link below is our summary report of the changes contained in the budget bill. The report summarizes the changes, effective dates and selected strategies that are still available.

Do not hesitate to contact Marc Kiner by phone at 513-218-8505 or by e-mail at mkiner@mypremierplan.com with questions regarding the recent changes or how the changes might affect your personal situation or clients.

TESTIMONIALS

I attended your class and passed the NSSA assessment 2 1/2 years ago. The NSSA Certificate been a career boost and my clientele is reflecting that.

Kimberly H, Ohio

Thanks for providing such valuable information and updates on a periodic basis. It really helps with conversations that I have with my clients. Excellent support.

Rayyan A

I thought the information was outstanding! I was anxious to get started and improve my foundation of knowledge surrounding social security as it has become a significant portion of our planning.

David G, Florida

This course has been very helpful to clients already, thanks again, Sam

Sam D, Connecticut

I am enjoying the course and love the conversation between you guys on the videos, especially the trials and tribulations of party animal "Harold."

Chris K, Connecticut

I hope all is well my friend. We filled up another 100 people last month and taught them all about social security, this is truly something special we have created to help out thousands of San Diegans and counting.

Brad W, California

I finished the on demand class today . . I really enjoyed the class and I learned a lot.

Adam H, Illinois

Just want to say it's really great having you two to lean on when I'm uncertain. You've trained me well but sometimes question myself. Thanks for doing what you do!

Barbara S, Colorado

Thanks for the SS training last week! Learned a lot and looking forward to further focus on this important part of the financial planning matrix!

Leslie C, Kentucky

Over the last 12 months since earning the NSSA Certificate I have brought in 40 additional clients and $400,000 in additional revenues.

David S, Washington State

Thanks again for the training you provided it has been invaluable for my practice.

Stacey A, TN

Thank you and Jim for the incredible work and effort put into these webinars, videos etc, let alone this program. Really a blessing to have been directed to you. Karl W was absolutely right: you guys are class acts.

Thanks again for the great training. I started using the information I learned with my clients immediately. It has really added to my credibility!

Rich M, Texas

I really appreciate your examples, they make it come alive more so than articles describing strategies.

John

You guys helped close a big case with that answer really appreciate it. Thank you for the great work you both do.

Patrick C, California

I appreciate that you are always there to support me. It means a lot!

Danielle A, Kansas

I am very pleased that I came to the education . . What I learned is what I came for and to know that the video will be available for backup is great.

Bob Z

You guys rock! I am thoroughly enjoying your SS online course!

David T, Florida

Thanks guys, it is VERY much appreciated to have you take time out of your day to answer a complicated question from time to time that comes across our desks.

Bradley W, California

Social Security is complex program where the choice you make can mean thousands of dollars of extra earnings in retirement. Knowing these choices is important to my clients and NSSA [Certificate program] has increased my ability to guide them in the right direction.

James B

It was so nice talking with you yesterday. I was super impressed how quickly you called me!