How much can I borrow?

Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property.

It's important to shop around – banks and lenders all use different criteria to calculate how much they will lend you. Your borrowing capacity between two banks could be thousands of dollars – the difference between purchasing your dream house or settling for your second favourite.

A Loan Market mortgage broker knows what each lender is looking for and who'll lend you more. We talk to over 30 lenders daily and will ask you the right questions to make sure we maximise your borrowing capacity and present the right loan options for you.