Take the 12 month 0% challenge:

Get a 12 month head start on paying off those balances on other cards by moving them to an SRI Federal Credit Union Visa Gold with UChoose Rewards. You'll enjoy 0% interest on the transferred balances for 12 months!*

Do you have cards elsewhere? Use our Balance Transfer form to move the balances to your SRI Federal Credit Union Visa Gold with UChoose Rewards and save!

*0% balance transfer applies only to balances transferred from other financial institutions. Internal balance transfers do not apply.

Your Points. Your Choice.

Turn your purchases into cash, travel, merchandise and gift cards with the new online rewards center.

With UChoose Rewards, every purchase pays you back! Use your Visa Gold Rewards credit card and your purchases pay off with UChoose Rewards. Redeem your points for cash, travel rewards, entertainment or gift cards. You choose how many points you want to save and how to spend them.

Receive a point for every dollar you spend on your Visa Gold Rewards credit card

Use your UChoose Rewards Points for

Frequently Asked Questions

What is UChoose Rewards?

UChoose Rewards is a rewards program where you earn points for shopping or using your SRI Federal Credit Union Visa Rewards Credit Card, then redeem your points for anything of your choice from a huge online rewards catalog.

How do I earn points?

Earn points on qualifying transactions, which are outlined through online banking. Plus, you can earn even more points when you shop at participating retailers.

Where can I earn points?

You earn points everywhere your card is accepted.

What can I redeem my points for?

You can redeem your points for literally thousands of options. It all depends on your personal preferences. You can get event tickets, electronics and hi-tech gadgets, spa treatments, apparel, airline tickets, activity vouchers – the list goes on and on. Browse the redemption section to see all the exciting options available to you.

We keep track of all the points you earn and will help you find just what you are looking for when you are ready to redeem. We even have a Wish List that will help you track when you have earned enough to redeem a specific item.

When can I redeem my points?

It can take up to 60 days for your points to be credited to your account. You must accumulate 5,000 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your “Total Points Available for Redemption” on the Point Details page to see how many points you have available for redemption.

Can I share points with family members?

Yes, all cards within an account automatically earn points together. In addition, if you have multiple accounts with SRI Federal Credit Union, you can link them together to earn rewards faster. Just visit the Preferences page to link more accounts to your program.

Where can I view my point activity?

You can access the history of your point activity on the Point Details page of the UChoose Rewards site.

What if I shopped at a participating retailer, but my points are not showing up?

It can take up to 30 days for transactions to appear on the Point Details page. If points from a qualified transaction do not appear after 30 days, please contact us for assistance.

When I redeem for a product, can I ship my redemption to an address other than the one SRI Federal Credit Union has on file for me?

Yes – you will have the opportunity to change the address for your redemptions as long as the address is located in the United States.

Can points be redeemed at the point of purchase or can they only be redeemed online?

You can only redeem points online through online banking at www.srifcu.org or call us at 800.986.3669.

If I am close to having enough points to redeem, can I purchase the balance of the points they need?

No, you cannot purchase the balance of the points you need. You must earn the required points needed to redeem for an item.

What will happen to my points if my card is lost or stolen?

If your card is lost or stolen and a replacement is issued, points will automatically be transferred to the new card. Once you receive your new card, you will need to re-register on the website with your new card.

If someone manages to get access to my UChoose Rewards username and password, can they redeem my points?

Every effort is made to authenticate UChoose Rewards participants – but fraud can occur. If you feel that you might have been a victim of fraud, contact us so an investigation can be undertaken.

When redeeming can I send to a work address?

Yes – you will have the opportunity to change the address for your redemptions as long as the address is located in the United States.

How much does it cost to participate?

There is no cost. Participation in UChoose Rewards is absolutely free for SRI Federal Credit Union Visa Rewards cardholders.

Visa2 Gold

Visa2 Gold

Low fixed APR of 9.9%

Choose from two SRI inspired designs.

0% for 12 months on balance transfers made within 90 days of opening (3% transfer fee)

Secure access through Online Banking

No balance transfer fee after 90 days

Take the 12 month 0% challenge:

Get a 12 month head start on paying off those balances on other cards by moving them to an SRI Federal Credit Union Visa2 Gold. You'll enjoy 0% interest on the transferred balances for 12 months!

Do you have cards elsewhere? Use our Balance Transfer form to move the balances to your SRI Federal Credit Union Visa Gold and save!

Card Valet

Your card, on your terms

The CardValet mobile app lets you monitor and control credit and debit card usage and spending on the go.

Manage when, where and how your card is used.

Establish separate users for your Visa debit and Visa credit cards.

Fraud Protection
A lost or stolen card is just one area of concern in today’s world where identity theft, skimming and other attacks are an unfortunate reality. Turning your debit or credit card off when you’re not using it helps safeguard against fraud. When your card is “off,” no withdrawals or purchases will be approved. Transaction controls allow your card to work only in specific locations or geographic areas, add another layer of protection, and real-time alerts keep you informed when your card is used or declined.

Real-time Balance Inquiries and Transfers
View real-time balances as well as transactions related to your debit or credit cards. Transactions include pending, posted and denied, plus merchant name and dollar amount. Transfer between savings and checking easily. Tag or add memos to your transactions.

Usage Control Capabilities
CardValet can alert and restrict PIN and signature transactions for credit or debit cards, allowing you to manage, track, and report specific types of transactions and quickly detect unauthorized activity. Customize your experience by choosing from a variety of options. Do not disturb settings let you specify a window of time for alerts, messages and other notifications.

Control Spending
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed pre-defined thresholds. Transactions can be monitored or controlled for specific merchant categories such as gas, hotel, travel, restaurants and groceries or retail stores. You can also establish these controls by location. The flexible app lets you change these parameters anytime with ease via your smart phone. Going on vacation? Holiday shopping? Simply update your transaction controls to fit your spending needs.

On/Off Controls
When the card is ON, transactions are allowed in accordance with your usage control settings.
When the card is OFF, no purchases or withdrawals are approved until the card is subsequently turned back ON. This tool can be used to disable a lost or stolen card

Location-Based Controls
The My Location control can restrict transactions to merchants located within a certain range of your location (using the smart phone’s GPS); transactions requested outside of the specified range can be declined The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined

Interactive Alerts
Alerts can also be set up to inform you of specific types of transactions or location-based activity. CardValet can send an alert when a card is used, used in a specific region or at a certain merchant type, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but is declined. The alert is sent in real-time, immediately after the transaction has taken place or has been declined.

ATM Locator & Find Us
A map displays ATMs based on your smart phone’s GPS or within a specific location.

Get started!
Getting started is easy. Download the CardValet app to your Apple iOS or Google Android smart phone then customize usage settings and alert preferences.

Note: You will need to establish separate users for your Visa debit and Visa credit cards.