Don't deal with these guys. Even if you decide to do business with them your credit score will go down. They pull one credit bureau to see if you qualify for further discussion, then they pull all three, meaning the one they pulled first gets pulled again.

two hard pulls in a short time negatively affects your credit. Go elsewhere you will get better service and not have your credit scores hurt.

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Everybody knows that when you have your credit pulled your score goes down! Don't get upset people the salesperson told you differently. You as a home owner should know better!

Idiot Alert!!

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Anonymous

TomNov 09, 2017#1389539

When a credit report is pulled for a particular loan (personal, auto, home, etc) FICO knows you are shopping and it counts as only one bulk file for 90 days. So you could get rates from 15 different mortgage companies but it would only show on your file as one credit pull. Same goes for an auto loan or any other loan.

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Anonymous

brandyOct 16, 2017#1380365

I had three hard inquiries with this company and it did affect my score. Called to complain and they refused to remove two of them. All I can do is keep friends and family from using loan depot.

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