Percentage of Appraisals representing the Policyholder as an Appraiser:

Percentage of Appraisals representing the Insurance Company:

85 %

Percentage of Appraisals acting as an Appraiser:

Resume Highlights:Appraisal of insurance claims is a specialized field that requires years of experience
and extensive industry knowledge. I have the experience, knowledge and
ability to handle any size appraisal loss. I am constantly updating my network of
experts and actively follow current industry procedures and legislation to ensure
your appraisal is handled promptly and professionally. I have handled losses
throughout the state of Florida, including residential, commercial and large loss
exposures.

Educational degrees / certifications:
I attended Miami Killian Senior High and Miami Dade Community College in
South Florida. I was a Plumbing Contractor for ten years before getting into the
insurance adjusting business fifteen years ago. I was a catastrophe adjuster and
handled hurricanes, hail and flood claims in Alabama, Louisiana, Texas, North
Carolina, South Carolina and Florida. I was also an Office Manager for an
Independent Adjusting firm in Miami for ten years before establishing J&C
Claim Service, Inc. in 2006.

Percentage of Appraisals representing the Policyholder as an Appraiser:

Percentage of Appraisals representing the Insurance Company:

32 %

Percentage of Appraisals acting as an Appraiser:

Resume Highlights:I have considerable experience on both sides of the issue. I have served as court
appointed Umpire on disputes where the parties were initially some 40 million
dollars apart. I am highly experienced in the appraisal process. I spend about
50% of my time in Florida and 50% in Texas. Travel is not normally an issue.

Percentage of Appraisals representing the Policyholder as an Appraiser:

Percentage of Appraisals representing the Insurance Company:

45 %

Percentage of Appraisals acting as an Appraiser:

Resume Highlights:Licensed 36 years in Florida as Independent and Public Insurance Adjuster.
Comprehensive knowledge of construction and estimating as well as policy
coverage and associated legal issues. Having worked for many years as an IA
(most recently in Houston, Texas, 2008) as well as a PA provides me with the
balanced perspective and knowledge to function effectively as an Umpire.

Percentage of Appraisals representing the Policyholder as an Appraiser:

Percentage of Appraisals representing the Insurance Company:

100 %

Percentage of Appraisals acting as an Appraiser:

Resume Highlights:In the past, judges and attorneys seeking remedy for both policyholders and
insurers have learned that Umpires or Appraisers were not as easy to find as
they first thought, as is true in a number of Counties in California. There hasn’t
been a shortage of claims requiring resolutions. The Apprasial or Umpire claim
resolution process was facilitated by only a few commited claims professionals,
many known only by word of mouth.
Our experience is primarily through the Insurance industry. The service is
codified to a degree as in the Windstorm Insurance Network, so the method
and formula is consistent with usual and customary practices in all settlement
negotiations that take place in the field, in arbitration, mediation, or in mandatory
settlement conferences. Historically, cases worked as Appraisers result in
the cases settling without an Umpire. And where it didn’t, clearly the Umpire
was vital ti its successful resolution or the path it takes. Seasoned personnel
understand positions being presented, respect contentious and meritorious
issues already developed by both sides to the forum. The process works toward
fair resolutions.
Our service area since 1990 has been in Southern and Central California,
including the coastal communities. Since 2002, service has called to other
states including Southern (Florida, Georgia, South Carolina, Texas), Midwest,
and New England States. Please feel free to refer representatives to our office
to discuss services. Requests for service are considered once preliminary information
is considered on each case.