Thursday, February 4 2010

Today’s mail: scam, fraud, and cash

an equity loan offer with highly deceptive terms, from a company with an important-sounding name that was obviously made up for the occasion.

a transparently fraudulent “loan modification” offer pretending to be from the bank that holds my mortgage.

a report that really was from my bank, informing me that my escrow account is so healthy that not only are they cutting my mortgage payment by $150/month, but also that they’re legally required to refund the excess money that’s accumulated, so here’s a check for $1,500.