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Introduction In previous articles we discussed the basics of remittances, including the use of airtime top-ups as a form of remittance. Remittances are primarily sent from developed countries and received in developing countries, and are familiar to migrants in the diaspora who use them as a means to send money to their family back in their home country. Most people would be familiar with the bricks and mortar method of making cash remittance transactions, by visiting a Money Transfer Office […]

Let’s start with the Basics: When you connect a mobile phone to a network (a Telecommunication Provider) you need to purchase credits to enable you to use that Telco network’s Airtime. Airtime allows you to access the network’s service offerings, voice, data, sms etc. A Top-Up is referred to as ‘adding more credit / value / currency’ to a mobile phone’s service. How do you make an Airtime Top-up? For Postpaid Phone Services, this generally occurs either automatically via direct […]

What is a Remittance? If we were to look at the dictionary definition of the word ‘remittance’, it refers to money that is sent as payment or as a gift. The act of paying for the purchase you are making is the remittance. There are a number of other words that are often used interchangeably with the term ‘remittance.’ These include: remuneration, compensation, consideration, recompense and payment. You’ve probably heard any number of these words more frequently than you’ve heard […]

What Are the Differences Between Mobile Payments, Mobile Wallet and Mobile Banking? Mobile marketing and commerce is becoming the most important avenue to market to and transact with your customers in the modern world. This type of marketing involves the use of any mobile device, predominantly smartphones and tablets, to complete various types of transactions. These can include mobile payments, mobile banking, mobile money and much more. Each allows you to use your mobile device in the way that you […]

Singapore, Marina Bay Sands, June 2015. As an exhibitor on the Victoria, Australia stand, we were pleased to be sharing a stand with Novatti, promoting all our respective offerings, from airtime top-ups, remittances, voucher management to digital wallets and mobile payment solutions. What became clear over the 4 days of exhibiting, is that Singapore is a hub for entrepreneurs and innovative businesses, ideas and that the South East Asia region is an emerging market ripe for picking. In particular, those […]

Melbourne, Melbourne Exhibition & Convention Centre, May 2015 Exhibiting at the show with Novatti again this year, it was evident that Australia and Melbourne in particular is very advanced in the financial technology sector, with innovative suppliers and a rich and interesting program of seminars and talks. It was great to meet with you at the event this year!

Applications of Digital Wallets Times are definitely changing around the world and the shopping environment has certainly seen some. It used to be that everything you might want had to be made by hand and even perhaps bartered to finalise the transaction. This advanced to a system using actual gold coins then to the use of paper currency. Over time we came to have stores where everything could be purchased. We then found a way to simplify the shopping process […]

LoadHub Canada – What It Is, How It Works, and The Customer Experience There is quite a bit of knowledge about some of the more popular prepaid cards including Visa, MasterCard and American Express. On offer are regular credit cards and (for a fee), prepaid ones that will allow you to load money and spend it anywhere you want. A prepaid card is like a gift card but it’s usable anywhere you want to spend or transact instead of being […]

After generating much interest and discussion with potential partners in Europe in March, it was time to venture into the Asia Pacific hub – Hong Kong. TransferBridge co-exhibited with Novatti at the HKTDC ICT Expo 2015, which was held alongside the Electronics Fair. The biggest challenge was trying not to be a ‘kid in a lolly shop’ and get past the sheer volume of gadgets that were everything USB, powered, a case for any gadget in any colour, a tablet, […]

Mobile Money Security With the increased prevalence of mobile money, new issues have begun to arise – one of the biggest, how safe these methods of payment really are. You no longer need to use cash or even a physical credit card to make payments, but is that actually making the entire process easier or more complicated and less secure? It’s difficult to say. In some instances many providers of these payment methods have begun working to enhance security and […]

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Singapore, Marina Bay Sands, June 2015. As an exhibitor on the Victoria, Australia stand, we were pleased to be sharing a stand with Novatti, promoting all our respective offerings, from airtime top-ups, remittances, voucher management to digital wallets and...

Melbourne, Melbourne Exhibition & Convention Centre, May 2015 Exhibiting at the show with Novatti again this year, it was evident that Australia and Melbourne in particular is very advanced in the financial technology sector, with innovative suppliers and a...

After generating much interest and discussion with potential partners in Europe in March, it was time to venture into the Asia Pacific hub – Hong Kong. TransferBridge co-exhibited with Novatti at the HKTDC ICT Expo 2015, which was held...

Last week saw TransferBridge co-exhibit with Novatti at Mobile World Congress 2015. If you have not attended in any capacity before, it is certainly worth considering doing so in 2016, if not for the mobile technological world order, for...