What the Homeownership Program Does

The St. Johns County Homeownership Programs has assembled a team of housing professionals to guide eligible first time homebuyers through all phases of the home buying process. This comprehensive program provides the following services:

One-on-one credit counseling for rebuilding or perfecting your credit history.

Homeownership Education

Affordability Consultation

Referral to the most beneficial mortgage loan program for your individual situation.

Access to all available State or Federal down payment / purchase assistance programs you are eligible for.

The ability to access SHIP purchase assistance funds to partner or layer with other state or federal funds if needed. (When available.)

Under Florida law, email addresses are public records.
If you do not want your email address released in response to a public records request,
do not send electronic mail to this entity. Instead, contact this office by phone or in writing.