Moody's Rating for GFH Financial Group B.S.C.

MOODY'S ANALYTICS RISK SCORE

8

Moody’s Daily Credit Risk Score is a 1-10 score of a company’s credit risk, based on an analysis of the firm’s balance sheet and inputs from the stock market. The score provides a forward-looking, one-year measure of credit risk, allowing investors to make better decisions and streamline their work ow. Updated daily, it takes into account day-to-day movements in market value compared to a company’s liability structure.

GFH Financial Group BSC engages in the provision of financial and investment services. It operates through the following business segments: Real Estate Development, Investment Banking, and Commercial Banking. The Real Estate Development segment involves in origination and management of economic infrastructure projects and investment in real estate and related assets. The Investment Banking segment focuses on private equity and asset management domains. The Commercial Banking segment includes commercial and corporate banking, retail banking, wealth management, structured investment products and project financing facilities of the group's commercial banking subsidiary. The company was founded by Esam Yousif Janahi in 1999 and is headquartered in Manama, Bahrain.