"Jaya Isura" Loan Scheme

Category

Beneficiaries

Maximum Loan Amount (Rs.)

Annual Effective Interest Rate

% of the Interest Subsidy

Onlending Rate

Category I

Small enterprises with an annual turnover between Rs.10 million to Rs. 250 million and with an employment cadre of 5 to 50 who are engaged in agriculture, fisheries, ornamental fisheries, livestock, floriculture, horticulture, light engineering, printing, tourism, handicrafts, apparel, information technology, manufacturing industry and renewable energy sectors

100,000,000 (Export)50,000,000 (Non-Export)

13.5%

50%

6.75%

Category II

Medium entrepreneurs with an annual turnover between Rs. 250 million to Rs. 750 million and with an employment cadre of 51 to 300 who are engaged in agriculture, fisheries, ornamental fisheries, livestock, floriculture, horticulture, light engineering, printing, tourism, handicrafts, apparel, information technology, manufacturing industry and renewable energy sectors.