netWork Deposit lets you scan and electronically deposit checks to your business account without leaving the office. If your business receives a high volume of payments by check and/or is not in close proximity to a branch, netWork Deposit may be a perfect fit.

By scanning checks through a small device connected to your computer, you can make your deposit electronically with no need to mail the original check to Dupaco. Checks scanned before 4 p.m. CT Monday through Friday will post to your account between 4 and 6 p.m. CT that same day. Checks scanned on Saturday, Sunday, and holidays will be posted the next business day between 4 and 6 p.m. CT. Our Funds Availability policies apply, with $200 available once the deposit is posted and the remainder in 2 business days.

Our staff will provide you training and technical support so you're up and running with netWork Deposit in no time.

Contact our Business Services Department for a no-obligation cost estimate for this service and help you determine whether it makes sense for you.

Merchant card processing through Dupaco will expand your customers' options for payment and get deposits to your account faster.

We'll provide and install the equipment you need to process credit card transactions at your business. No more trips to deposit your credit card receipts; credit card proceeds are deposited to your Dupaco account on the next business day. At the end of the month, the fee will be charged to your account for that month's processing.

Easy deposit trackingTrack your deposits easily through online banking and your monthly checking account statement which lists each merchant card deposit separately to provide an accurate accounting of deposits. The credit card processor also provides a monthly statement showing the number of transactions, amount of transactions, and discount fee for your records.

Service (and savings) with a Dupaco smileDupaco staff will be at your service to answer any questions you have about the system or its capabilities. We stock supplies right at the credit union so they can be delivered or picked up quickly. We order the merchant card equipment, or use existing equipment already owned by the business. Plus, we'll make you aware of advances in technology, which may increase efficiencies and cost savings for your business.

It's our business to help you grow your business. Contact our Business Services Department to discuss how our Merchant Card Processing Service can make doing business easier and more efficient for you.

What is an Automated Clearing House (ACH)?ACH is an electronic network used to process credit and debit transactions. ACH gives you the ability to directly deposit your employees payroll into their bank account, collect authorized payments from customers e.g. for dues or donations, and pay your vendor bills.

Member businesses using Dupaco ACH benefit from:

Time and money saved: Generate electronic outbound payments, which do not require the expense of envelopes and postage. The process can be automated.

Faster payments and fewer errors: Every time your customer writes a check and drops it in the mail, any number of things can go wrong. ACH helps to minimize these potential errors because paper checks are not deposited.

Enhanced payroll security: No longer worry about handling paper checks and re-issuing those that are lost or stolen.

How does a business manage their Dupaco ACH transactions?Businesses enrolled to use ACH services are provided access to a secured website to upload and submit transaction information. Since this is a web-based system, there is no software to install. All you need is an internet connection. Once you have created transactions and uploaded the file, Dupaco will forward the transaction information to the ACH Operator for distribution to their respective account destinations.

If a business member creates their own formatted ACH file, do they still need to use Dupaco ACH Service?Dupaco offers Passthrough Service for business members who are able to create their own ACH formatted file. Dupaco ACH Service is also designed for businesses which are not able to create their own ACH files.

Is there is cost for this service?Yes. The cost will vary according to each businesses' needs. Contact Dupaco for a cost estimate based on your business needs.

How do I get started using Dupaco ACH?To begin using Dupaco ACH, first call Dupaco to enroll. We will walk you through the steps to get you up and running with Dupaco ACH.

For information or to enroll in Dupaco ACH, please contact us at 800-373-7600 / (563) 557-7600, ext. 207, or at ACH@dupaco.com.

Comments (1)

Business Account

Kenneth Liddle

• 1789 days 3 hrs 14 mins 13 secs ago

being a member of Dupaco for over 20 years we were able with network deposit to move all of our company business to Dupaco in April of 2011 and it has been a great benefit to our trucking company and its daily operation,We also have a direct deposit program available for our employees which works very well for everyone especially for our over the road drivers,John,Andy and everyone in the business department are great to work with and make our everyday operations in this ever changing business environment tolerable --Kenneth Liddle --President AV Transportation,Inc Camanche Iowa

Re: Business Account

Dupaco Moderator

• 1787 days 1 hr 16 mins 24 secs ago

Kenneth,
Glad to hear Dupaco has made it easy for your company to pay its employees. You're right, technology is ever changing and we must stay on top of it! Dupaco thanks you for your membership.

Business Account

Kenneth Liddle

• 1789 days 3 hrs 14 mins 13 secs ago

being a member of Dupaco for over 20 years we were able with network deposit to move all of our company business to Dupaco in April of 2011 and it has been a great benefit to our trucking company and its daily operation,We also have a direct deposit program available for our employees which works very well for everyone especially for our over the road drivers,John,Andy and everyone in the business department are great to work with and make our everyday operations in this ever changing business environment tolerable --Kenneth Liddle --President AV Transportation,Inc Camanche Iowa

Re: Business Account

Dupaco Moderator

• 1787 days 1 hr 16 mins 24 secs ago

Kenneth,
Glad to hear Dupaco has made it easy for your company to pay its employees. You're right, technology is ever changing and we must stay on top of it! Dupaco thanks you for your membership.