AAR Insurance Tanzania products, packages, contacts, hospitals

AAR Insurance Tanzania is the most successful and biggest private healthcare company in East Africa. It has operations spanning in Kenya, Uganda, Tanzania, Zambia, Rwanda and Burundi. With over 32 years of experience, the company best offers solutions to its clients from family units to corporate organizations.

Image: aar.co.tzSource: UGC

AAR offers a wide range of products for both local, regional and international covers. Adequate limits are attached to enable you to access even some of the most expensive treatment services. Below is everything you need to know about AAR insurance Tanzania hospitals, packages, products, contacts, and much more.

AAR Insurance Tanzania packages

The following are the products offered by this insurance company together with their respective specifications and limits:

Medical insurance

AAR flexible and competitive medical solutions include a wide range of outpatient and inpatient services. You will be compensated if you sustain injuries caused accident and violence subject to the cover you choose. The following packages are offered here:

Individual and family

This bouquet is divided into gold, silver, and bronze.

Gold has the following features:

Access to international facilities

Inpatient and outpatient limits of up to Tzs. 200,000,000 and Tzs. 3,600,000 respectively for a family of 6 members

Last expense of Tzs. 500,000

Rehabilitation is catered for up to Tzs. 500,000. Wheelchairs, crutches, and prostheses are included in the amount.

Dialysis limit of Tzs. 9,000,000

Psychiatric treatment of up to Tzs. 2,250,000

Normal and CS delivery funded by a maximum of Tzs. 3,000,0000

Dental treatment allocation of Tzs. 400,000 per year per member

Silver has the following features:

International service access

Inpatient limits of Tzs. 150,000,000 for a family of six members

Rehabilitation fee is catered for up to Tzs. 400,000

A last expense of Tzs. 400,000

Congenital conditions and defects covered for a maximum of Tzs. 2,000,000

A dialysis AAR Insurance payment of claims not more than Tzs. 7,500,000

Outpatient limit of 3,000,000 for a family of six members.

Chronic illness maximum funding of Tzs. 300,000 per member

Normal and CS delivery claims paid up to Tzs. 2,500,000

Dental treatment allocation of Tzs. 300,000

Bronze has the following features:

Services are only offered around East Africa

A limit of Tzs. 30,000,000 for a family of six members

Rehabilitation allocation of Tzs. 300,000 per member

Last expense of Tzs. 300,000

Congenital conditions and defects charge less than Tzs. 1,500,000 are fully catered for.

Corporate

This cover aims at planning for your employees’ medical needs. With this package, their family members will also be covered hence eliminating hospital bill stresses which in turn makes sure they are fully attentive and in good morale.

Personal accident cover

This type of policy enables the principal holder to insure themselves, spouse, and children for an additional fee. It covers any accidental death or Permanent Total Disablement (PTD). You have the following packages to choose from under this policy:

Option 1

Accidental death claims of Tzs. 10 million

PTD Tzs. 10 million

Accidental Temporary Disablement (ATD) payment of Tzs. 300,000

Image: aar.co.tzSource: UGC

Option 2

Accidental death payable sum of Tzs. 15,000,000

PTD Tzs. 15,000,000

ATD Tzs. 400,000

Option 3

Accidental death payable sum of Tzs. 20 million

PTD Tzs. 20 million

ATD Tzs. 500,000

Both of the above policies have artificial appliances accidental loss funding of Tzs. 200,000. For a claim to be eligible for compensation, the injury should be purely accidental or caused by violent external and visible means. The premium AAR rates are 1% of the sum assured per year.

Students medicare cover (inShule)

It takes a microsecond for the unexpected to happen in a school setup. AAR Insurance in Tanzania ensures that primary and secondary students are protected against risks such as strikes and fires. The following benefits apply to this policy:

Rehabilitation, wheelchairs, crutches, and prosthesis costs of up to Tzs. 100,000

Last expense of Tzs. 100,000

In-patient accommodation fully funded

Limits apply to diagnostic tests

Access to radiology and radiotherapy services

Drugs and medicines

Surgeon, physician and anaesthetists’ fees are catered

Psychiatric treatment of up to Tzs. 500,000

Overall outpatient limit of Tzs. 300,000

Access to optical treatment at selected Tanzanian providers at a maximum of Tzs. 100,000

Annual limit of Tzs. 100,000 for dental treatment

Medical evacuations, rescues, ambulance, and first aid services within Tanzania

Tzs. 80,000 annual premiums for one student without school tour cover

Travel insurance

If you travel abroad from time to time, insure yourself against accidents, loss or damage of your property by taking up this policy. It covers the following:

Emergency medical expenses

Loss of money or even documents

Loss of personal property

Curtailment or cancellation

Luggage protection

Hijack and detention

Personal liability

AAR Insurance hospitals

AAR has a good network of accredited medical providers who offer services at negotiated rates across East Africa. In Tanzania, there are more than 270 verified hospitals that accept AAR Insurance cards. You can also access referral treatment in the following East Africa countries:

Rwanda - 7 accredited infirmaries

Burundi - 4 hospitals

Kenya - 18 AAR clinics and over 200 verified providers

Uganda - 9 AAR clinics and more than 100 recognized referrals

Tanzanians can access quick treatment from the following AAR clinics:

AAR Clinic Chato, Ali Hassan Mwinyi road - Victoria

AAR Clinic, Tegeta

AAR Clinic City Center - Patel building Maktaba St.

AAR Clinic, Arusha

AAR Mbagala

AAR Clinic, Sinza

AAR Tabata

AAR Clinic, Mwanza

AAR Insurance Tanzania address, contacts and branches

In case of any inquiries, claims, complaints or clarifications, reach out via the following: