Pre-pay expenses?

I have reserved excursions, Palo, and want to pre-order the wine package, and the DCL beer mugs.

So, for the whole family, I wish I could pay about 1500 $ right now, 1 month and a half before the cruise, so that during the cruise, and shortly thereafter, I do not have a huge bill to pay. (and I have a very low maximum on my credit card, so paying the 'extras' after the fact might not work).

You can also pre-pay tips if you choose. Same thing, just call DCL or your travel agent.

When you pre-pay items that do not have to be paid in advance, what they actually do is to place a credit on your account. Then as you purchase items, reservations, etc. you are spending into that credit balance.

What happens if you have'nt used all of your on board credits by the end of the cruise?

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If YOU put the money in, it will be refunded to you. On your statement, it will show 2 different codes.
non-refundable OBC = from DCL. This will be applied to the account first.
refundable OBC= from TA or money that you put in. This will be refunded to the person who put it in if it is not used. Any money from your TA will be used before any money you paid in.

and ...if you use up all the money you have put on your account, they will bill your credit card or whatever means you used to secure the account. If you are running a cash account they will send a memo to your cabin advising you that they need more money.