Privacy Statement

Privacy and Cookie Policy

At Global Payments, we respect your concerns about privacy. The following statements relate to the use of cookies, collection of data, information security and privacy standards applicable to all users of this website. For the purpose of this Privacy and Cookies Policy, “Global Payments”, “we” and “us” refer to Global Payments Inc. and its subsidiaries, as the context requires. Our privacy practices may vary among the countries in which we operate to reflect local practices and legal requirements. See “Region-Specific Information” below. Please read this policy carefully. If you have any questions, please contact us at privacy@globalpay.com.

Global Payments provides payment products and services for commercial and non-commercial enterprises. Those products and services include payment card processing, check recovery, cash access services, point-of-sale terminal management and support, merchant accounting and funds transfer. As a part of our payment processing function, we routinely collect and retain personal information about our customers and the third parties with whom our customers do business. For our customers, information about disclosures, transfers and other processing of personal information as part of our payment processing function is set out in the documentation provided to them at the onboarding stage and is outside of the scope of this policy, which relates only to information we obtain through this website.

Personal Information We Obtain

Through this website, subject to your consent if required by law, we may collect the following personal information, as relevant and as is voluntarily supplied to us by you (this is not a definitive list):

As necessary to set up and administer your sign up to, and use of, the log in facility available on this website; and

For compliance with applicable laws and/or regulations and as otherwise required or permitted by applicable laws and/or regulations.

Disclosures of the Personal Information We Collect

We are a multinational business headquartered in the United States, with subsidiaries and affiliates in various countries around the world. Your personal information may be disclosed to recipients located outside of your country, including our global subsidiaries and affiliates (see “Our Relationship with Affiliate Companies” below), as well as other types of third parties engaged to help us run our business, subject to your consent if required by law. These types of third parties may include distributors of our products and services, service providers retained to perform functions on our behalf or to provide services to us, including (without limitation) legal, accounting, audit, consulting and other professional service providers, and providers of other services related to our business.

Portions of our services may be provided by organizations with which Global Payments has a contractual relationship, including subcontractors, and, accordingly, your personal information may be disclosed to them. We take steps aimed at ensuring that all such persons process your personal information as disclosed by us only as necessary for their service delivery and for no other purpose. We also may disclose your personal information in order to obtain commercial and credit information to establish, maintain or renew a customer’s contract(s), as may be required to provide any of the services for which a customer has subscribed, to comply with the rules and regulations of any credit or debit card payment network or otherwise in accordance with this policy.

We may also disclose your personal information:

In response to a court order or a request for cooperation from a regulatory, law enforcement or other government agency; to establish or exercise our legal rights; to defend legal claims; or as otherwise required or permitted by applicable laws and/or regulations;

When we believe that disclosure is appropriate in connection with efforts to investigate, prevent, or take action regarding actual or suspected illegal activity, fraud, or other wrongdoing; to protect and defend the rights, property or safety of Global Payments, its customers, staff, suppliers or others; and

To purchasers and, subject to local legal requirements, prospective purchasers in the event that Global Payments and/or its global affiliate companies (as applicable) disposes of, or considers the disposition of, any of its/their business or assets.

We do not make a practice of selling, sharing, trading or renting your personal information to others in ways different from what is disclosed within this policy, agreed to contractually by our customers or otherwise with their permission; provided, if you were referred to Global Payments for services via a third party, such as another independent services provider, we may share information with such third party in accordance with our business relationship with you and that third party.

Subject to your consent if required by law, we may appoint an affiliate company to process personal information in a service provider role for and on our behalf. This could be the case if, for example, we permit customers to access electronic statements for their accounts. In that scenario, if there is a charge for the service, customers will pay us for the online access service, but it may be an affiliate company which processes the relevant personal information. In most cases, we will remain responsible for that company’s processing of your personal information pursuant to applicable data privacy laws.

Login Details and Your Responsibility

Subject to your consent if required by law, we will collect and process your personal information as necessary to set up and administer your sign up to, and use of, the log in facility available on this website. We will use “cookies” to “remember” the machine or other device you use to access this website (see “Cookies” below). Please remember that if we contact you, we will never ask you for your password in an unsolicited email, message or phone call. If you choose to use the log in facility available on this website, you are required to adhere to the following security procedures in relation to your username (currently, your email address) and password, which are referred to as “login information”:

Keep your login information secret and secure at all times and do not disclose it to any other person or allow any other person to use it;

Do not write down or record in any form your login information or store it on any software, including a password save feature;

Destroy any notice from us concerning your login information as soon as you have read and understood it;

Should you become aware or have reason to suspect that your login information has been lost or disclosed to, or seen or accessed by, someone other than yourself, immediately notify Global Payments at the email address provided above;

Do not leave your computer or other device unattended while you are using the log in facility available on this website or let anyone else use your computer or other device unless and until you have logged out; and

Use particular caution if you access the log in facility available on this website from a public or shared computer, to ensure that other people are not able to see seen your login details.

Managing Your Preferences

Subject to your consent if required by applicable law, we may use your personal information to provide you with direct marketing information about our products and services as well as those of our global affiliates and third parties, and we may permit those affiliates or other third parties to send their own direct marketing to you. Our direct marketing may be by email, telephone, post or SMS or such other method(s) as may become relevant. In addition, Global Payments may provide direct marketing information and permit others to do that as allowed by our customers’ respective contracts.

We will take steps to seek to ensure that any direct marketing from us and which is sent by electronic means will provide a simple means for you to stop further communications, in accordance with applicable law. For example, in emails, we may provide you with an “unsubscribe” link, or an email address to which you can send an opt-out request. In addition, if we need your consent for direct marketing communications under applicable law, and if you provide your consent, you will be able to change your mind at any time.

Obtaining Copies of or Access to Your Personal Information and Updating Us

You may have the right to obtain copies of or access to your personal information from us. Please contact us for further details. We may request payment of a small fee, in accordance with applicable law. If you believe that any information we have about you is incorrect or incomplete and should be updated, please inform us as soon as possible.

Data Anonymization and Aggregation

Subject to your consent if required by law, we may anonymize or aggregate your personal information in such a way as to ensure that you are not identified or identifiable from it, in order to use the anonymized or aggregated data, for example, for statistical analysis and administration including analysis of trends, to carry out actuarial work, to tailor products and services and to conduct risk assessment and analysis of costs and charges in relation to our products and services. We may share anonymized or aggregated data with our global affiliates and with other third parties.
This policy does not restrict Global Payments' use or sharing of any non-personal, summarized, derived, anonymized or aggregated information (i.e., volumes, totals, averages, etc.).

Commitment to Security, Privacy and Standards

We take seriously our responsibility to protect the security and privacy of the information we receive via this website. We maintain administrative, technical and physical safeguards designed to protect the personal information you provide via this website against accidental, unlawful or unauthorized destruction, loss, alteration, access, disclosure or use. Any suspected attempt to breach our policies and procedures, or to engage in any type of unauthorized action involving our information systems, is regarded as potential criminal activity. Suspected computer mischief may be reported to the appropriate authorities.

Please remember that communications over the internet such as emails are not secure. We seek to keep secure all confidential information and personal information submitted to us through this website in accordance with our obligations under applicable laws and regulations. However, like all website operators, we cannot guarantee the security of any data transmitted through this website.

IP Addresses

An IP address is a number which recognizes the computer or other device used to access the internet. Typically, a web server automatically collects IP addresses and uses them to administer a website. IP addresses are used in conjunction with cookies for the purpose of “remembering” computers or other devices used to access this Website. For further details, see “Cookies” below.

Cookies

A “cookie” is a text file that websites send to a visitor’s computer or other internet-connected device to uniquely identify the visitor’s browser or to store information or settings in the browser. This website’s uses of cookies includes those cookies that are strictly necessary to enable the features of the website, performance cookies to see how visitors use the website, and functionality cookies that enable the webpage to “remember” machines or devices, personalize website content and tailor user experience. In addition, cookies may be used to help us define our audience so that we can make appropriate changes to this website (“Demographics” cookies) and target advertisements to users when they are browsing this website and other websites (“Interest Reporting” cookies), in each case by reference to anonymous identifiers, not personal information. Additional information about the types of cookies we may use is provided below.

Classification of Cookies

Cookies can be classified by duration and by source:

Duration. This website uses both “session” and “persistent” cookies. “Session” cookies are temporary, and they are destroyed when you close the browser and terminate your ‘active session’ during which you visited this website. “Persistent” cookies remember you on subsequent visits. “Persistent” cookies are not deleted when you close your browser, and they will remain on your computer or other device unless you choose to disable them (see below for how to disable cookies). “Persistent” cookies include the “Interest Reporting” and “Demographics” cookies.

Source. Cookies can be “first-party” or “third-party” cookies, which means that they are either issued by or on behalf of Global Payments or by a third-party operator of another website. For an example of a third-party cookie, our website may contain a Facebook “like” button, which would set a cookie that can be read by Facebook. This website may use both first-party and third-party cookies.

Function of Cookies

The cookies that we may use on this website fall into the following categories:

Essential (“strictly necessary”) Cookies. These cookies are essential in order to enable you to navigate this website and use its features. They are deleted when you close the browser.

Analytical/Performance Cookies. These cookies collect information in an anonymous form about how visitors use this website. They allow us to recognize and count the number of visitors and to see how visitors navigate this website. For further details see “Google Analytics” below.

Functionality Cookies. These cookies allow us to remember choices you make and provide enhanced, more personal features. For example, we may use cookies to “remember” the machine or other device you use to access this website. We use these functionality cookies to recognize you when you return to this website. This enables us to personalize our content for you and remember your preferences, such as language, text and font size.

Interest Reporting and Demographics Cookies. These cookies use anonymous identifiers to track users’ browsing habits on this and other websites as they browse pages, videos and content, which allow us to define our audience so we can make appropriate changes to this website and target advertisements to users on this and other websites.

Links to and from Other Websites, Including Third Party Use of Cookies

This website may link through to third-party websites, and that linking process may involve the placement of third-party cookies on your machine or other device.

We do not control the third-party cookies used for any of these purposes. You should read any other applicable privacy and cookies policies carefully before clicking on an external link that directs you away from this website. See “External Links” below.

Types of Cookies We May Use

This table summarizes the cookies which may be set on your machine or other device when it is used to access this website, together with their function, duration and source.

Cookie Name

Duration

Function

__utma

2 years

This Google analytical cookie tracks the number of times a user visits the site.

__utmb

30 minutes

These Google analytical cookies work together to calculate the amount of time users spend on the website in each session.

__utmc

End of session

__utmz

6 months

This Google analytical cookie tracks the search engine from which a user accesses the site and which search terms were used to find the site.

__utmv

2 years

This Google analytical cookie tracks user behaviour and measures site performance. The cookie enables us to remember user preferences.

sc_analytics_global_cookie

10 years

These analytics cookies are used to identify repeat visits from a single user and track behaviours through the site.

Sc_analytics_session_cookie

End of session

Google Analytics

This Website uses Google analytics, a web analytics service provided by Google, Inc. (“Google”). Google analytics uses its own cookies to help us analyze how you and other users use this website. The information generated by the cookie about your use of this website (which may include your IP address, the internet browser and language you use, preferences, the date and hour of your access to the web page and the websites you access after visiting this website) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of this website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage.
Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however, please note that if you do this you may not be able to use the full array of features on the website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

This website uses Google Analytics Demographics and Interest Reporting cookies, a type of Google analytics cookies. To implement its Demographics and Interest Reporting features, Google installs its own advertising cookies and anonymous identifiers to collect data about traffic on this and other websites. We do not merge personal information with non-personal information collected through the Google Analytics Demographics and Interest Reporting cookies. We use the data collected by the Demographics and Interest Reporting cookies (in combination with the other Google analytics cookies described herein) to:

Determine if we are getting more hits on certain pages of this website,
for example, when accessed by mobile devices, so that we can make
appropriate adjustments to those pages to make them more user friendly;

Determine if this website or certain pages of this website are more
popular in certain geographical locations or among a certain demographic
so that we can tailor those pages to users for a better experience;

Recognize user preferences, make improvements to this website, and
choose content and advertising to display to users on this and other
websites based on their browsing habits;

Deliver advertisements that are more relevant to users and their interests and demographics; and

Reach users who might be interested in products and services similar to
those offered by us, including when those users are browsing other
websites, using apps or watching videos, based on their interests
inferred from their browsing activity.

When users visit this or another website, Google stores a number in their browsers using a cookie to remember their visits. This number uniquely identifies a web browser on a specific computer or other device, not a specific person. Browsers may be associated with a demographic category, such as gender, age range, or parental status, based on the sites that were visited. Users can edit their suggested demographic categories for websites by visiting Ads Settings at www.google.com/settings/ads.

When a user visits this or another website, Google uses cookies to show contextually relevant advertisements. Google uses the main topics and themes from the pages (including frequency of visits and other factors) as well as data from third parties to associate interests with a user’s anonymous cookie ID. Google may use information that users provide to websites about their gender, age and other demographic or interest information. Google may also use the users’ visit and third-party data to infer this information. For example, if the sites a person visits have a majority of female visitors (based on aggregated survey data on site visitation), Google may associate the user’s cookie with the female demographic category. This information may be used to tailor advertisements to the user.

Users can opt out of being tracked by Google Analytics Demographics and Interest Reporting cookies through Google Ads Settings here, by installing a Google Analytics Opt-Out Browser Add-on here or by visiting the Google Analytics opt-out page here.

How to Delete or Block Cookies at Any Time

You may delete or block cookies at any time by changing your browser settings. Click “Help” in the toolbar of your browser for instructions, or review the cookie management guide produced by the Interactive Advertising Bureau – www.allaboutcookies.org. If you delete or block cookies, some of the features on this Website may not function properly. Some browsers have a “do not track” feature that allows you notify websites that you do not want to have your online activities tracked. At this time, our website does not respond to “do not track” requests from browsers.

External Links

Global Payments may provide links on this website to other websites that are not under our control. We do not endorse or make any warranty of any type regarding the content contained on such websites or products and services offered on those websites. We make no representation regarding your use of such websites.

Please be aware that we are not responsible for the privacy practices of the operators of other websites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personal information. This policy applies solely to information collected by us. You should read any other applicable privacy and cookies policies carefully before accessing and using such other websites.

Changes and Updates

We may change this policy from time to time by updating this page. We will not necessarily bring changes or updates to your attention, so please revisit this page periodically to re-read this policy and to ensure you are aware of any changes when you visit the website. If there are substantive changes, including to the cookies we use, at our discretion, we may bring those to your attention, for example, by a message posted on the landing page of this website, which all users see on their next visit, or by a repeat cookies banner.

Children

This Website is not intended for use by children. We do not solicit or knowingly accept any personal information from persons under the age of 18. Please do not use this website if you are under the age of 18.

Region-Specific Information

Users in the following regions and countries should read the sections below, which contain additional information about regional-specific privacy laws and regulations. In the event of conflict between the information above and the sections below, the sections below will prevail for the regions and countries specified.

Users in the European Economic Area

Your personal information may be processed in countries outside the European Economic Area (“EEA”) which may not have data privacy laws equivalent to those in the EEA. This includes transfers between Global Payments and its global affiliates and to the other third parties as described in the previous paragraphs (as relevant). The relevant Global Payments companies will take the necessary measures to ensure protection of your personal data collected through this website in accordance with applicable data privacy laws.

European Union: Data Controller Identification

The relevant Global Payments subsidiary in your country will be responsible under applicable privacy laws to the extent it uses your personal information for its own purposes. If Global Payments Inc. or any of its other subsidiaries uses your personal information for its own purposes, for example, to provide payment processing services to you, that entity may also be responsible under any privacy laws applicable to it. Below is a list of the Global Payments subsidiaries, by country in the European Union, that are responsible for processing your personal information collected through this website. A list of all other Global Payments subsidiaries in all other countries that may use your personal information for its own purpose is available upon request.

Country

Subsidiary

Czech Republic

Global Payments Europe, s.r.o.

Malta

Global Payments Limited

Spain

Comercia Global Payments Entidad de Pago, S.L.

United Kingdom

GPUK LLP(1)

(1) Registered with the U.K. Information Commissioner’s Office as a “data processor” under the identifier Z1374314.

Australia

Under the Privacy Act 1988 (Cth) (the “Australia Act”), you have the right to (i) request access to your personal information; (ii) request the correction of your personal information; and (iii) complain about a breach by us of the Australian Privacy Principles (in Schedule 1 of the Australia Act) or any binding registered APP Code. We will handle any complaints or requests for access to or correction of personal information in accordance with our obligations under the Act. All complaints are taken seriously and will be assessed by appropriate personnel with the aim of resolving any issue in a timely and efficient manner and in accordance with the Act.

California

If you are a California resident, you may ask us to refrain from sharing your personal information with certain of our affiliates and other third parties for their marketing purposes by contacting us at privacy@globalpay.com.

Global Payments is HSBC's preferred supplier for card processing in the UK.

Global Payments is a trading name of GPUK LLP. GPUK LLP is authorised by the Financial Conduct Authority under the Payment Service Regulation 2009 (504290) for the provision of payment services.

GPUK LLP is a limited liability partnership registered in England number OC337146. Registered Office: 51 De Montfort Street, Leicester LE1 7BB. The members are Global Payments U.K. Limited and Global Payments U.K. 2 Limited. Service of any documents relating to the business will be effective if served at the Registered Office.