Youth Accounts

Deposits and withdrawals can be made any time. Parents stay involved with online access to review account activity as well as the ability to transfer money from their account to their child’s. We also can set up automatic deposits through payroll deduction.

Terms & Conditions: The Annual Percentage Yield (APY) shown is accurate as of the last dividend declaration date, which is the last day of each month, unless otherwise noted. Rates/Yields are variable and subject to change without notice including after you open your account. Above anticipated rates are subject to availability of funds. Fees could reduce earnings on the accounts. Dividends will be compounded monthly and will be credited monthly. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in your account each day. Dividends will begin to accrue on the day you deposit cash or non-cash into the account if deposited before close of business. The dividend declaration date is the last day of each month .For additional terms and conditions, see About Your Accounts (pdf 267 kb) for more information.

*Deposit Stamp Card: A minimum $15.00 deposit is required and the account holder must be 17 and under to qualify for a stamp. Deposits must be made in the branch. ACH transfers/direct deposits/periodic payments/transfer of funds from another member are not eligible. Deposit cards are non-transferable. One $50 prize will be awarded each quarter. The winner will be selected by random drawing in January, April, July, and October and will be notified in writing or by email or telephone. The Police Credit Union assumes no liability in relation to this prize.

The Police Credit Union proudly provides banking and loan solutions including checking accounts, credit cards, auto loans and more for police and other law enforcement agencies and their families in the Bay Area and throughout California. Visit us at one of our branches in San Francisco, Pleasanton, San Mateo, San Bruno or Oakland, CA or check if you are eligible for membership and apply online today.

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.