Which financial product or service do people complain about the most? Is it credit cards? Auto loans? Mortgages? Student loans? Debt collection? The answer lies with the Consumer Financial Protection Bureau (CFPB).

Each month, more than 25,000 people contact the CFPB for help regarding financial products or services. Because the CFPB is a federal agency charged with “protecting consumers in the financial marketplace,”it has received over 1,242,800 complaints (as of mid-2017) regarding a variety of financial products and services.

Thanks to the CFPB and its detailed reporting, you can see the 10 financial products and services that frustrate everyday consumers the most.

#1 Financial product or service with the most complaints: debt collection

Total complaints for debt collection

2016: 87,927

2015: 85,058

2014: 88,277

#2 Financial product or service with the most complaints: credit reporting

Total complaints for credit reporting

2016: 53,923

2015: 54,918

2014: 44,663

#3 Financial product or service with the most complaints: mortgages

Total complaints for mortgages

2016: 51,132

2015: 50,728

2014: 51,105

#4 Financial product or service with the most complaints: bank accounts or services

Total complaints for bank accounts or services

2016: 28,382

2015: 22,370

2014: 21,226

#5 Financial product or service with the most complaints: credit cards

Total complaints for credit cards

2016: 26,583

2015: 22,176

2014: 18,552

#6 Financial product or service with the most complaints: consumer loans

Total complaints for consumer loans

2016: 16,364

2015: 13,507

2014: 9,570

#7 Financial product or service with the most complaints: student loans

Total complaints for student loans

2016: 12,329

2015: 7,259

2014: 6,781

#8 Financial product or service with the most complaints: payday loans

Total complaints for payday loans

2016: 4,416

2015: 5,510

2014: 5,598

#9 Financial product or service with the most complaints: prepaid cards

Total complaints for prepaid cards

2016: 2,500

2015: 3,031

2014: 823

#10 Financial product or service with the most complaints: money transfers

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