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The Board of Directors is responsible for every aspect of the Credit Union. They are committed to improving the financial lives of its members while ensuring the safety and soundness of the organization. Directors are elected by their peer member-owners to be their representatives. They establish organizational goals and monitor the general direction and control of the Credit Union in accordance with the Federal Credit Union Act, the By-Laws, sound business practices, laws, and regulations. The Board hires a President/CEO to implement their policies and to be responsible for the day-to-day operations. It is anticipated that Board members will spend approximately 100 – 400 hours a year in support of their position.

Fort Knox Federal Credit Union members currently serving three-year terms on its Board of Directors are:

J. Marvin HawkChairman Board of Directors

Member Since 1974 | CU Volunteer Since 1978
Board Member Since 1981

Occupation: Retired from civil service as Director of Resource Management for Fort Knox with total of 33 years service

Education: BS in Commerce (Accounting), University of Kentucky

CU Education/Achievements: Selected as NAFCU Volunteer of the Year Award (2018). Received the CUES Distinguished Director Award (2017). Inducted in to the Defense Credit Union Council Hall of Honor (2016). Received Steve Brody Outstanding Volunteer Award for State of KY (2011). During time on the Board, served several terms as Chairman, Vice-Chairman, Treasurer and Secretary. Certified Credit Union Director, Attended Directors Leadership Institute at London School of Business. Successfully completed all Credit Union National Association Volunteer Achievement and Leadership Program educational modules and has met Board standards for continuous Professional Education.

Reba Watson Vice Chairman Board of Directors

Member Since 1974 | CU Volunteer Since 1985
Board Member Since 1990

Occupation: Retired from civil service as the Director of Contracting from Fort Knox with total of 35 years service.

Education: Two years of college and numerous Government sponsored contracting and management courses.

CU Education/Achievements: Certified Credit Union Director, Northwestern University and Credit Union Executive Society (CUES). Received Steve Brody Outstanding Volunteer Award for State of KY (2009). Served several terms as Chairman and Vice-Chairman of the Board. Successfully completed all Credit Union National Association Volunteer Achievement and Leadership Program educational modules and has met Board standards for continuous Professional Education.

Jo ExlerTreasurer Board of Directors

Member Since 1972 | CU Volunteer Since 1990Board Member Since 2000

Occupation: Retired Department of the Army Auditor (24 years)

Education: BS in Business Administration/Accounting, University of Louisville. Certified Fraud Examiner.

CU Education/Achievements: Received Steve Brody Outstanding Volunteer Award for State of KY (2015). Successfully completed all Credit Union National Association Volunteer Achievement and Leadership Program educational modules and has met Board standards for Continuous Professional Education.

Education: Civilian - BBA in Accounting/Economics, Marshall University. MPS in Public Administration, WKU.
Military – Certified Army Material Acquisition Manager. Army Command and General Staff College. Army Military Comptroller Course.

CU Education/Achievements: Certified CU Director, Rotman School of Management, University of Toronto and Credit Union Executive Society (CUES). Successfully completed all Credit Union National Association Volunteer Achievement and Leadership Program educational modules and has met Board standards for Continuous Professional Education. Received Steve Brody Outstanding Volunteer Award for State of KY (2016).

Military- Completed over 1300 hrs of continuing education from Department of Defense, Department of Agriculture, Office of Personnel Management, US Army Audit Agency, and US General Services Administration

CU Education/Achievements: Certified Credit Union Director, Kellogg Graduate School, Northwestern University and Credit Union Executive Society (CUES).
Served as Chairman of Bd FKFCU 1990 -1993 and 1999 - 2002
Selected as CUES Director of the Year (2004), Inducted into CUES Director Hall of Fame (2009)
Received Steve Brody Outstanding Volunteer Award for State of KY (2000)
Elected as the first Volunteer Director to the KY CU League Bd of Directors in 1999
Served as Treasurer KY Credit Union League Bd of Directors 2000-2004 and 2009 to present
Currently serving KY Credit Union League Services Bd of Directors 2000 - present
Successfully completed all required Credit Union National Association Volunteer Achievement and Leadership
Program educational modules and has met Board standards for Continuous Professional Education.

Otto Tennant, Jr. Member Board of Directors

Member Since 2008 | CU Volunteer Since 2010
Board Member Since 2014

Occupation: Vice President of Finance and Administration and Chief Financial Officer, Campbellsville University

Education: Doctor of philosophy Candidate, University of Tennessee; MBA, Management, University of Dayton; BA, History, Ohio State University

Education: Elizabethtown Community College, received Certification from UK Gatton College of Business and Economics for Certified School Finance. Completing 21 continuing education credits each year through UK Gatton.

CU Education/Achievements: Successfully completed the required Credit Union National Association Volunteer Achievement and Leadership Program educational modules for this position, and has met Board standards for Continuous Professional Education.

CU Education/Achievements: 2014 CUES distinguished director award. Graduate of the Credit Union Executives Society Directors’ Leadership Institute at the London School of Business, United Kingdom, attained the “Certified Credit Union Director” designation. Successfully completed all Credit Union National Association Volunteer Achievement and Leadership Program educational modules and has met Board standards for Continuous Professional Education. At the national level served on the Credit Union Executive Society, Center for Credit Union Board Excellence. Currently serves as a board member of the Kentucky Credit Union League Education Committee and the Youth Development Committee.

Rosemary Deaton Director Emeritus

Member Since 1950s | CU Volunteer Since 1982
Board Member 1984-2016

Occupation: Personnelist, Human Resources, Civil Service, Retired

CU Education/Achievements: Past Chairman, Board of Directors, Secretary of the Board, 12 years; Served on all FKFCU committees; Received Steve Brody Outstanding Volunteer Award for State of KY (2012); Successfully completed all Volunteer Achievement Programs and Volunteer Leadership Programs, offered by the Credit Union National Association (CUNA); Graduate of the Credit Union Executives Society Directors’ Leadership Institute at the London Business School and attained the “Certified Credit Union Director” designation. Met all Board standards for continuous professional education, to include the Kentucky League’s Financial Literacy Training for Directors. Member of the Credit Union Executive Society. Member of Kentucky Credit Union Political Action Committee Capital Club.

The Board of Directors established the Associate Board Member Program to encourage education and preparation of promising candidates for future Board positions. ABMs are appointed by the Board, but have no vote in board actions. It is anticipated that ABMs will spend approximately 100 – 400 hours a year in support of their position.

Fort Knox Federal Credit Union members currently serving one-year appointments in the ABM Program are:

Lisa Greene
Associate Board Member

Member Since 1976 | CU Volunteer Since 2014
Associate Board Member Since 2014

Occupation: Retired Hardin County School Teacher (30 years)

Education: Associates in Arts from ECTC, Bachelor of Science from WKU, Master of Art in Education with a Reading Endorsement from WKU.

CU Education/Achievements: Currently working on successfully completing the required Credit Union National Association Volunteer Achievement and Leadership Program educational modules in order to meet the Board standards for Continuous Professional Education.

Cathy Pierce
Associate Board Member

Member Since 2015 | CU Volunteer Since 2016
Associate Board Member Since 2016

Occupation: Safety Director for the U.S. Army Cadet Command, Fort Knox, KY.

Education: Managerial Economics and Macroeconomics, University of Massachusetts; MA; MS in National Resource Strategy, National Defense University, Industrial College of the Armed Forces; Completed 18 semester hours of undergraduate work in Accounting.

CU Education/Achievements: Currently working on successfully completing the required Credit Union National Association Volunteer Achievement and Leadership Program educational modules in order to meet the Board standards for Continuous Professional Education.

Kevin Graves
Associate Board Member

Member Since 2015 | CU Volunteer Since 2016
Associate Board Member Since 2016

Occupation: Contracting Officer at the U.S. Army Mission and Installation Contracting Command, Fort Knox, KY.

Education: Juris Doctorate, University of Louisville; Master's in Business Administration, University of Louisville; BS-Psychology, Indiana University Bloomington

CU Education/Achievements: Currently working on successfully completing the required Credit Union National Association Volunteer Achievement and Leadership Program educational modules in order to meet the Board standards for Continuous Professional Education.

The Supervisory Committee is appointed by the board and acts as the financial watchdog of the Credit Union ensuring that members’ assets are safeguarded. The Committee acts independently of the control of other Credit Union officials and must not interfere in any of the daily operations or transactions of the Credit Union. The Committee members maintain an impartial and independent position. It acts within the purview assigned to it by the Board and the Federal Credit Union Act (FCUA). Supervisory Committee volunteers will spend approximately 100 – 200 hours a year in support of their position.

Occupation: Currently serves as Chief, Administrative Law Division, Fort Knox Office of Staff Judge Advocate. Retired from US Army Reserve JAG Corps.

Education: JD, University of Illinois; BA, St. Louis University

CU Education/Achievements: Currently working on successfully completing the required Credit Union National Association Volunteer Achievement and Leadership Program educational modules in order to meet the Board standards for Continuous Professional Education.

Mary Jo King Secretary Supervisory Committee

Member Since 1994 | CU Volunteer Since 2011
Supervisory Committee Since 2011

Occupation: Elizabethtown Community and Technical College, Public Relations Director

Education: BA Journalism/Public Relations; Kent State University

CU Education/Achievements: Earned the Credit Committee Award, the Board of Directors Award and the Edward A. Filene Awards from the Credit Union National Association Volunteer Achievement Program. Currently working on successfully completing the required Credit Union National Association Volunteer Achievement and Leadership Program educational modules in order to meet the Board standards for Continuous Professional Education.

Charlene Easter Member Supervisory Committee

Member Since 2014 | CU Volunteer Since 2014
Supervisory Committee Since 2014

Occupation: Customer Service Manager Hardin County Water District No. 1

CU Education/Achievements: Currently working on successfully completing the required Credit Union National Association Volunteer Achievement and Leadership Program educational modules in order to meet the Board standards for Continuous Professional Education.

Tara D.W. Eudy Member Supervisory Committee

Member Since 2003 | CU Volunteer Since 2018
Supervisory Committee Since 2018

CU Education/Achievements: Currently working on successfully completing the required Credit Union National Association Volunteer Achievement and Leadership Program educational modules in order to meet the Board standards for Continuous Professional Education.

Board of Director Volunteer
Members who are elected to the Board of Directors serve as unpaid volunteers and must be available for monthly Board meetings as well as at least one monthly committee meeting. Most meetings are held at the Main Branch Office in Radcliff, Kentucky. Board members are expected to complete a Volunteer Achievement and Leadership Program composed of 51 educational modules and attend educational conferences each year. Travel expenses to meetings and conferences are reimbursed by the Credit Union.

Nominating Procedures for Board of Directors
Applications for Board of Directors positions are accepted by the Nominating Committee beginning in July each year. There are three (3) Board of Directors positions to be filled annually. Any member in good standing and 18 or older is eligible to serve as a Director. Request an application here. Complete application packet should be submitted to the Credit Union by August 15th and mailed to:

The Nominating Committee will review the applications and select candidates. Selected candidates will appear in the October edition of “The Cornerstone,” our quarterly newsletter, and will be on the voting ballot to be mailed in January, if an election is required.

Supervisory Committee/Associate Board Member Volunteer
Members who are appointed to these positions also serve as unpaid volunteers and must be available for monthly/quarterly meeting (as designated by appointment). Volunteers are expected to complete Volunteer Achievement and Leadership Program educational modules commensurate with the type of appointment. Request an application here. Complete application packet should be submitted to the address listed above.