What Happens In a Crash Involving an Uninsured Motorist?

Anastopoulo Law FirmApr 17, 2019

In South Carolina, there are certain requirements when it comes to auto
insurance coverage drivers must carry. For instance, all vehicle owners
must have liability auto insurance amounting to $25,000 for bodily injury
or fatal damages to one person in an accident, $50,000 for bodily injury
or fatal damages for all parties involved in the accident, and $25,000
for property damage.

Another requirement is for South Carolina drivers to carry uninsured motorist
coverage with the same minimum liability amounts as above. This is used
to protect you and your passengers should you be harmed in a
car accident involving an uninsured motorist.

Who Is Supposed to Pay?

When you have uninsured motorist coverage, any claim following the crash
with an uninsured driver goes through your own insurance provider. Similarly,
this coverage is supposed to help should you be hit and the negligence
driver flees the scene.

Your insurance company will pay based on the limits of your coverage. The
higher the limits you pay for with the premium, the more you may be eligible
to receive. For instance, if you have the minimum coverage, but damages
amount to more than the amount for which you have coverage, you would
be responsible for the excess.

Can My Own Insurance Company Deny My Claim?

Unfortunately, not all insurance companies really look out for their policyholders.
They’re more focused on their own profits and solely aim to keep
from paying out more than they need to—sometimes even trying to
avoid even paying at all.

Because of this, it’s possible that your own insurance company may
deny your claim for compensation wrongfully. When this happens, you need
to find the necessary ways to protect your rights. After all, you pay
for the coverage; you should be entitled to compensation when the situation
calls for it.

At Anastopoulo Law Firm, we are focused on helping the injured seek the
compensation they deserve, especially if they are denied by their own
insurance company. You trust the insurance company to help you, but when
they break that trust, they should be held accountable.

Our South Carolina car accident lawyers are here for you every step of
the way. Trust that our priority is helping you move forward and seek
the most favorable outcome you deserve.

Wilmington, NC

South Carolina Personal Injury Attorney Disclaimer: The personal injury,
car accident and workers compensation information presented on this site
should neither be construed to be formal legal advice nor the formation
of a lawyer or attorney client relationship. Every case is different,
and previous results do not guarantee results in any future case. Any
results portrayed here were dependent on the facts of a particular legal
matter and results vary from case to case. Please contact a South Carolina
personal injury lawyer or injury attorney at the Anastopoulo Law Firm
for a consultation on your particular case. Cases handled by lawyers who
principally practice in Florence, Myrtle Beach (by appointment), Columbia,
or N. Charleston (main). Casey Van Valkenburgh is responsible for this
advertisement and files will principally be handled at 2170 Ashley Phosphate
Road, Third Floor, N. Charleston, SC 29406.