Need to find an agent?

If you need to find an Illinois Mutual agent, please contact our Home Office at (800) 437-7355, and we will be glad to connect you with an agent in your area. He or she can help you make changes as necessary to better fit your budget and assist you in completing an application when you are ready to apply for this important coverage.

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Occupation Types

Class 1

Occupations where the duties include technical or trade functions that may require heavy manual labor or services, continual physical dexterity and
hazardous environmental exposure. Typically, longer periods of recuperation from disability are required. Examples may include chiropractors, factory laborers,
firefighters, police officers, roofers and carpet layers.

Class 2

Occupations where the duties include semiprofessional, skilled trade or technical functions that may require continual physical dexterity and manual labor or services.
Examples may include carpenters, electricians, farmers, mechanics, plumbers, cosmetologists and truck drivers.

Class 3

Occupations where the duties include professional, semi-professional, supervisory or technical functions that may require on-site supervision,
moderate physical dexterity with little or no manual labor or services*. Examples may include cashiers, dental hygienists, medical technicians and on-site supervisors.

Class 4

Occupations where the duties include professional and specialized technical functions within the medical or dental field that may require physical dexterity
with little or no manual labor or services*. Examples may include surgeons, dentists, nurse practitioners and CRNAs.

Class 5

Occupations where the duties are limited to administrative, professional, managerial and clerical with no manual labor or service demands and
minimal physical dexterity demands. Examples may include accountants, actuaries, bookkeepers, computer analysts, draftsmen, and secretaries.

* Little or no manual labor or services means no more than 10% of the time performing manual labor or services not to exceed 4 hours in any given workweek
where at least 3 full-time employees or at least 5 subcontractors performing manual labor or services are directly supervised or managed by the Proposed Insured.

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Protection Solutions

Term Life

With Path Protector Plus® Term, premiums are guaranteed level for the specified period.

Return of Premium Term

Path Protector Plus® Return of Premium Term offers the best of both worlds – life protection if you need it, and money back if you don’t.

Whole Life

Path Protector Plus® Whole Life provides lifetime coverage and cash value accumulation as shown in the policy as long as premiums are paid.

Family Path™

Developed for those who want to be sure their family has financial protection if the unexpected were to happen.

Home Path™

Developed for those who want to provide their family with the opportunity to stay in their home if something happens to one of them.

Retirement Path™

Developed for those who want to ensure their family has funds if the unexpected happened during their working years.

Suggest Options

Let us suggest some options for you.

Protection Amounts

Something about minimums for each rate class

Other Insured Rider

Provides level term insurance on someone other than the person who is insured on the base policy.

Waiver of Premium Rider

This rider waives policy premiums, including rider premiums, during the covered insured’s Total Disability. The waiver benefit begins after a six month elimination period is satisfied and all conditions are met.