We have a clear policy that questions which ask for legal advice are off topic and should be closed.
However, sometimes such questions get asked anyway, and sometimes, before the question is closed, ...

If someone posts an answer that is essentially "In my opinion,...", should I flag the answer, or just downvote it and move on? And if I do flag it, should it be "not an answer", "very low quality", ...

Very often I see answers that answers the question posed for a jurisdiction other than the one requested. What is the official policy on this?
Should it be changed? If we permit answering the question ...

At the moment, we have an 86% answer rate. Right now, there's 134 questions with no answers at all, and 19 questions with no upvoted answers.
Sure, the answer rate is not the only thing we should be ...