The introductory rate is fixed at 0.90% pa above the standard variable interest rate for a period of 3 months from opening of account for balances up to $1M. Rate reverts to standard variable interest rate after introductory period. Not available to members who have held a Netsave Account within the last 6 months. Limited offer subject to change.

Product Name

Tier

Interest Rate

55+ Account

< $2,000

0.25% pa

55+ Account

$2,000 - $49,200

1.00% pa

55+ Account

> $49,200

2.00% pa

Interest is paid on the portion of the balance in each tier. For example, if your account balance is $10,000, the first $2,000 earns interest at 0.25% pa and the remaining $8,000 earns interest at 1.00% pa.

Product Name

Interest Rate

Access Account

0.00% pa

Product Name

Interest Rate

Home Loan Offset Account

0.00% pa

Product Name

Interest Rate

Rate + Bonus

Bonus Savings Account

0.05% pa

1.80% pa

Bonus interest applies each month you make a deposit (of any amount) and no withdrawals.

Product Name

Interest Rate

Rate + Bonus

Childrens Savings Account

0.25% pa

3.25% pa

Bonus interest applies each month you make a deposit (of any amount) and no withdrawals.

Product Name

Tier

Interest Rate

Association Account

< $5,000

0.25% pa

Association Account

$5,000 - $150,000

0.50% pa

Association Account

> $150,000

1.25% pa

The following accounts are no longer for sale

Product Name

Interest Rate

First Home Saver Account

1.80% pa

Product Name

Tier

Rate

Rate + Bonus

Online Savings Account

< $5,000

0.15% pa

1.15% pa

Online Savings Account

> $5,000

0.65% pa

1.65% pa

Bonus interest is added if there are no withdrawals each calendar month

Product Name

Tier

Interest Rate

Cash Management Account

< $50,000

0.05% pa

Cash Management Account

> $50,000

1.00% pa

Product Name

Interest Rate

Achievement Account

0.05% pa

Product Name

Interest Rate

Rate + Bonus

Christmas Savings Account

0.05% pa

0.35% pa

During the months of February to October bonus interest applies each month you make a deposit (of any amount) and no withdrawals. Withdrawal fees apply.

During November, December and January bonus interest applies regardless whether you make a deposit or withdrawal. No withdrawal fees apply.

Interest rates are subject to change without notice. This is general advice only and you should consider the terms and conditions before determining whether any of our products are suitable to your situation.