Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 18 months or if you make a late payment. Minimum payments required. Items sold by sears only.

IMPORTANT DEFERRED INTEREST DETAILS (when offered);

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

With credit approval, for qualifying purchases made on a Sears card (Sears Commercial One? accounts excluded) Sears Home Improvement Account (sm) valid on installed sales only. Offer is only valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer.

Sears Cards:
As of 12/3/2012, APR for purchases: Variable 7.24%-27.24% or non-variable 14.00%-29.99%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you.
Sears cards are issued by Citibank, N.A.