loss of income

DH and I are due with #2 in Nov. I have been miserable working since having #1, so we are in agreement that I can become a SAHM in the next few months. I have always worked and need a confidence booster about my decision. I have no friends who chose to sah. Also we'll be losing a lot of income. I would rather be poor and happy anyday, but I know things like reirement, college accounts, etc loom. 5 years from work will not change those things drastically, but I know those are my DH's fears. Can anyone give me some insight, hope, or stories about how you became a SAHM?

DH and I are due with #2 in Nov. I have been miserable working since having #1, so we are in agreement that I can become a SAHM in the next few months. I have always worked and need a confidence booster about my decision. I have no friends who chose to sah. Also we'll be losing a lot of income. I would rather be poor and happy anyday, but I know things like reirement, college accounts, etc loom. 5 years from work will not change those things drastically, but I know those are my DH's fears. Can anyone give me some insight, hope, or stories about how you became a SAHM?

Before we agreed I could stay at home, we made sure we could live on just his income (banking mine to not use). I did not quit until we were confident we could live on his 27,000 to 28,000 a year (yes I live in an inexpensive place). We gave up cable, eating out, and other such luxuries. I would never decide to stay at home if we could not afford it. Personally I believe that is a dumb idea.

Before we agreed I could stay at home, we made sure we could live on just his income (banking mine to not use). I did not quit until we were confident we could live on his 27,000 to 28,000 a year (yes I live in an inexpensive place). We gave up cable, eating out, and other such luxuries. I would never decide to stay at home if we could not afford it. Personally I believe that is a dumb idea.

We live in a very inexpensive area as well. We would be within our means to live on his income, right now we are using mine to build a small house he will finish out on his own so we do not have a mortgage. We can make it on his income, but like you there will be someLifestyle changes to be made

We live in a very inexpensive area as well. We would be within our means to live on his income, right now we are using mine to build a small house he will finish out on his own so we do not have a mortgage. We can make it on his income, but like you there will be someLifestyle changes to be made

Our answer was for me to be mostly a SAHM with a part time job 0-2 days a week subbing in as a coffee barista. My paycheck goes into our Everything Goes to Hell account and my tips are used for little luxuries like a movie or dinner out. We decided to start actively saving for college later once DD is in school and I can work a little more. It's my little paid vacation and our peace of mind.

Our answer was for me to be mostly a SAHM with a part time job 0-2 days a week subbing in as a coffee barista. My paycheck goes into our Everything Goes to Hell account and my tips are used for little luxuries like a movie or dinner out. We decided to start actively saving for college later once DD is in school and I can work a little more. It's my little paid vacation and our peace of mind.

We supplemented my income loss by taking on other children in my area babysitting. I watch 3-6 children daily and make almost 600 dollars a week! It's helped ease the pain of not having an income of my own, my kids have built in best friends, and I get to stay at home with them every day! Win/win!!

We supplemented my income loss by taking on other children in my area babysitting. I watch 3-6 children daily and make almost 600 dollars a week! It's helped ease the pain of not having an income of my own, my kids have built in best friends, and I get to stay at home with them every day! Win/win!!

We started cutting out unnecessary monthly expenses like canceling Netflix, reevaluating our car insurance, and only going out to eat once a month. We buy store brand groceries when possible, use coupons, and luxuries we buy used from Craigslist or EBay. We bought an exersauser for our son on Craigslist for $20, it retailed for $130, and my husband bought a new GPS for his job for $80(originally $299.99) from a wholesaler on EBay. It takes time to shop around but it's worth it, literally lol.

We started cutting out unnecessary monthly expenses like canceling Netflix, reevaluating our car insurance, and only going out to eat once a month. We buy store brand groceries when possible, use coupons, and luxuries we buy used from Craigslist or EBay. We bought an exersauser for our son on Craigslist for $20, it retailed for $130, and my husband bought a new GPS for his job for $80(originally $299.99) from a wholesaler on EBay. It takes time to shop around but it's worth it, literally lol.

I am in the same boat. After having my LO i couldn't imagine going back. This was a huge shocker to me. I sat down and figured out our bills and things will be very tight but do-able. We will be canceling cable and homephone service. We'll eat at home, shop sales and use coupons. My biggest concern is health insurance. For DH to put us on his thru work is $700/month!! Him alone they pay for, so LO and I will be getting insurance from the state (not dshs/welfare) as the premiums are much more affordable. We have a good bit of savings, so that should help if we get into a bind.

I am in the same boat. After having my LO i couldn't imagine going back. This was a huge shocker to me. I sat down and figured out our bills and things will be very tight but do-able. We will be canceling cable and homephone service. We'll eat at home, shop sales and use coupons. My biggest concern is health insurance. For DH to put us on his thru work is $700/month!! Him alone they pay for, so LO and I will be getting insurance from the state (not dshs/welfare) as the premiums are much more affordable. We have a good bit of savings, so that should help if we get into a bind.

Hi, I have some sites that pay you to click ads, take surveys, do offers, and even pays you to search online. It's easy and free to do. You will NEVER have to pay a penny. You can get prizes for your little ones, gift cards, paypal, cash, and even checks. If interested, email me at nillas80@aol.com with subject money.

Hi, I have some sites that pay you to click ads, take surveys, do offers, and even pays you to search online. It's easy and free to do. You will NEVER have to pay a penny. You can get prizes for your little ones, gift cards, paypal, cash, and even checks. If interested, email me at nillas80@aol.com with subject money.

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