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With so many financial pundits calling for margins to fall across the board from their current levels, especially at a time when so many are fearing a market pullback, how should investors respond? In this video, Motley Fool financial analysts Matt Koppenheffer and David Hanson cut through this noise to tell people how to really interpret fears of falling margins, and how investors should react.

With so much of the financial industry getting bad press these days, it may be a greedy when others are fearful moment. Not surprisingly, some of Warren Buffett's biggest investments are in the space. In the Motley Fool's free report, "The Stocks Only the Smartest Investors Are Buying," you can learn about a small, under-the-radar bank that's too tiny for Buffett's billions. Too bad, because it has better operating metrics than his favorites. Just click here to keep reading.