Posts Tagged ‘chapter 13’

The saying, “you get what you paid for,” rings true all too often. At Doan Law Firm, we confidently assure you that the advantages we offer are worth every penny paid. We wrote a document entitled Our Pledge is Your Assurance and all of our employees agreed to each of these by placing their signature at the bottom. We know of no other bankruptcy law firm that is willing to focus on client care by making such a significant pledge. Click on the title to see how committed Doan Law Firm is to their Chapter 7 and Chapter 13 Bankruptcy clientele.

Scared to talk with a bankruptcy attorney because you’re sure he/she will recommend bankruptcy whether or not it’s best for you? It’s like asking an insurance agent if you need more insurance, a Mary Kay rep if you need a make-over or a trainer if you need to pump more iron – the answer will of course be a resounding “yes”!

At the Doan Law Firm, we don’t recommend bankruptcy to every person and their brother. We take the time to explore all the options and help you formulate a clear go-forward plan that makes the most sense for your situation and goals. Sit down with us today fear-free.

A woman walked into my office today and told me she’d would rather get a colonoscopy without anesthesia than come see me. With a different client last week it was a mammogram, the week before a root canal. I try not to be insulted; after all, I’ve told my dentist much the same thing. I’m happy to see him at church over a donut, but much less glad to see him in his white jacket and giant light-up headgear on a Tuesday afternoon.

Part of my job as a bankruptcy attorney is to take my clients from where they are now – scared, angry, frustrated and out of options – and to shed light on the situation. Most of the time, reality is much better than they believed. Sometimes it’s worse, but there’s nothing worse than not knowing. Waiting for the other shoe to drop is paralyzing when you don’t know if it’s a satin slipper or a steel-toed work boot.

Every meeting ends with a go-forward plan. Each person to walk out of my office has clarity on their particular situation with all its variables, the next step and, most importantly, the big picture. It’s always –I say always without hesitation – always, better than a colonoscopy without anesthesia.

A vast majority of our clients are unlawfully harassed by creditors in violation of federal law. The most common violations are:

Repeated calling

Using abusive language

Calling neighbors & family

Calling at work

Calling early in the morning or late at night

Threatening legal action to intimidate

Continuing to call after represented by counsel

Continuing to call after being asked to stop

We take this unlawful conduct very seriously. As part of The Doan DifferenceTM, we heavily pursue creditors who violate the RFDCPA/FDCPA, the state and federal laws protecting consumers from debt collectors.

We prepare a letter to all your creditors informing them that we represent you. This letter also puts them on notice that we expect them to abide by the law. Most creditors will comply which means they will no longer call you, your work or your friends and family. We pursue any creditors that continue to violate the law.

Over 50% of our clients that have had creditors violate the law recovered their cost of filing bankruptcy. A law-violating creditor paying for a bankruptcy is sweet irony. Many clients receive a settlement to help them with their “fresh start”. We take all cases on a contingency fee. You pay only a percentage of what is recovered.

We treat our clients like family. Since we wouldn’t let our mothers be harassed by creditors, we’ll make sure you aren’t either.

One of the major themes of the recent G20 held in Toronto, Canada was the worldwide financial crisis. The G20 endorsed the goal of the richest nations, including the US, of cutting their deficits in half within 3 years.

In their closing statement, the G20 leaders recognized that serious challenges remain in the world’s economic recovery. The leaders said that growth is occurring, but that recovery is “uneven and fragile,” and unemployment in many countries remains at unacceptable levels. The G20 leaders said to sustain recovery, nations must follow existing stimulus plans and work to create conditions for “robust private demand”.

The parallels between the global financial crisis and personal financial crisis’ are clear. At a meeting around the dining room table, we acknowledge we’re in crisis. Cutting our deficits would change our entire world and would restore peace to our lives and our families. We can see a faint light at the end of the tunnel.

The good news is that we have one tool available that the G20 nations don’t – bankruptcy. Our family can receive a fresh start. We can erase past choices and make new ones. We can take the wisdom we’ve acquired and put ourselves in the best position to exceed this year and beyond.

The information on this bankruptcy attorney/law firm website is for general information purposes only. Nothing on this or associated pages, documents, comments, answers, e-mails or other communications should be taken as legal advice for any individual case or situation. The information on this website is not intended to create, and reciept or viewing of this information does no constitute, an attorney-client relationship.

doanlaw.net is an informational website sponsored by Brothers Law Group LLP (dba Doan Law Group), Law Offices of Gregory J. Doan Esq APC, SN Doan APC, Michael G. Doan APC, and Shawn A. Doan APC. Each of the foregoing entities individually owns and operates its respective law practice. Each entity has been designated by the Federal Government as a qualified debt relief agency that helps folks file bankruptcy under the bankruptcy code.
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