Loans for the Independent Business Owner

BCI Lending understands entrepreneurial spirit. It takes talent, drive, determination and sometimes “plain ole luck” to make a business flourish. One thing a successful business always needs is adequate funds. BCI Lending provides the financial assistance needed for expansion, purchase of fixed assets such as real estate or equipment, business acqusitions, replenishing working capital or even debt restructuring for owner-managed businesses throughout the Southeast.

Our business loan products, many with longer terms not offered by traditional banks, range from $50,000 to $10 million. Our average business loan is $700,000. We’ve helped thousands of entrepreneurs develop and hold on to their dreams over the past 20 years. As an independently-owned business, BCI Lending understands how important quick response and personal service can be to your bottom line. That’s why our loan committee at BCI Lending is comprised of only senior management who personally assess each application. We are term lenders; we fund and service all our products for the life of the loan. Our loans are also fully amortizing, meaning no balloon payments or unexpected bank calls just when your business gets rolling.

BCI Lending frequently receives referrals from banks and other lending institutions when a business has financing needs beyond the scope of their conventional loan products. We work with your bank and compliment their services by filling the gap between traditional banking services and an entrepreneur’s long-term borrowing needs.

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