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WHAT IS APR? What is APR and why should your care? When shopping for a home mortgage you SHOULD see not only an interest rate but an APR rate. The APR has historically been confusing, often because even the person trying to tell you what it is doesn't know. One of my co workers a few years ago s...
03/28/2015

MORTGAGE BROKERS MAKING A COMEBACK Mortgage brokers are well aware we are making a comeback. I recently listened in on a webinar by Matt Ishbia of United Wholesale where he said: “Brokers have the option to go to whatever wholesale lender has got the best opportunity, the best turn times, the b...
03/24/2015

Take a winter hike at the Louisville Nature Center during the busiest feeding time for our avian friends. Nature is active at this time, when the world is on the cusp of spring, and the birds seem to know it. See them in their natural habitat while a naturalist tells you more about them. Guided N...
03/06/2015

IS YOUR REAL ESTATE AGENT WORKING FOR YOU? Is your real estate agent working FOR you? And then, Is your real estate agent working for YOU? No matter where you put the emphasis it is important to know if the real estate agent you are working with is working for you, the seller, themselves, o...
02/27/2015

Ever wondered if you could buy a home instead of renting? I see a new home in your future! New 100% Loan available In Owensboro, KY from a local lender you can trust! NO PMI! Most loans that have less than 20% down require some sort of PMI (private mortgage insurance). Not this loan! This ...
02/20/2015

· Although home prices in Owensboro have stabilized, the market is still a bit soft in the $300,000 to $400,000 range; and still very challenging and competitive for homes priced over $400,000. · Buyers in all price ranges continue to have high expectations regarding property condition: des...
02/20/2015

You will love all the space this newer brick home has to offer. Four or five bedrooms, three full baths, kitchen with range, dishwasher, microwave & refrigerator, nice great room, covered rear porc, two car garage with garage door opener, and privacy fence. Call Connie Lou for your private showi...
02/19/2015

Super Deal on this little three bedroom ranch with large kitchen, living room & 1 bath. Nice fenced yard with new storage building. Corner lot and just waiting for a new family. Perfect for first time home buyers.Freshly painted and new carpet in bedrooms. Call Connie Lou for your personal s...
02/19/2015

SAVING THE SALT OFF YOUR POPCORN In reading a comment on a recent blog I wrote about gas price savings it brought to mind savings and its importance to home ownership. There are plenty of mortgage loan programs these days where a down payment can be gifted or zero down is required. This does no...
02/18/2015

If you are using the Zilllow "Zestimate" as a tool to determine market value of Owensboro, KY Real Estate, you might find it to be a "Goldilocks" sort of experience. I have found the Zillow property value estimate or "Zestimate" as they call it, to be inaccurate. Owensboro, KY Real Estate values...
02/17/2015

Do you watch HGTV? Have you heard of people "flipping" houses? Have you been amazed by how easy and profitable it looks? As a licensed Realtor in Louisville, Kentucky, I spend a little time with each of my home buyer clients and home seller clients explaining to them that, like the popular ho...
02/17/2015

Why Louisville is the Best City You Never Thought of Moving to - Post for JoeHaydenRealtor.com Check out these 13 reasons why Louisville is the best city you never thought of moving to: 1. CHURCHILL DOWNS You wouldn't believe how many people who currently live here haven't even been to Churchil...
02/16/2015

The 2015 KAR Legislative Meeting held in Frankfort, Ky last week was a great Success. 200+ REALTOR from all over the state met with our Senators and Representatives seeking support for bill HB 149!!
02/11/2015

Basing Your Offer On the Asking Price Some buyers always offer 10% less than the listed price. What if the property is listed for $150,000 and is overpriced by $20,000? Even if you offer 10% less / $135,000, you will still be paying $5000 too much. Many times I have heard buyers brag that...
01/21/2015

WHAT ARE YOU DOING WITH YOUR GAS MONEY? When you live in the world of consumer financing such as a mortgage broker you keep your eye on all kinds of data to help guide borrowers in making sound decisions. Generally negative economic news lowers rates and positive news drives them up. Gas pri...
01/14/2015

You can't go wrong with this nice 3 bedroom condo with 2 and a half baths, hardwood floors and carpeting, great room with fireplace and gas logs, kitchen with appliances, laundry area with washer and dryer, oversized two car garage, patio with gas grill. Master bedroom suite on the main level. $...
01/14/2015

You can't go wrong with this nice 3 bedroom condo with 2 and a half baths, hardwood floors and carpeting, great room with fireplace and gas logs, kitchen with appliances, laundry area with washer and dryer, oversized two car garage, patio with gas grill. Master bedroom suite on the main level. $...
01/14/2015

How To Sell Your Home FAST With Photography Sounds easy? It can be if you know how to prepare your home before the photographer arrives. If the listing agent has done all the paperwork and wants to just take pictures that day on the fly and you haven't staged the house... don't. The agent may hav...
01/12/2015

AVOID REFINANCE YO YO In working with a couple recently on a refinance we looked at several options. Because they had an existing rate in the "6's" refinancing totally made sense. The question was: To what? In explaining options I usually use "The Price Is Right" analogy. Door #1, Door #2, Doo...
01/12/2015

Disclaimer: Trulia, Inc. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. Trulia, Inc. takes no responsibility for the content in these profiles, that are written by the members of this community.