Meet Our Team

Consistently delivering exceptional experiences means having the right people doing the right thing at the right time. We’re proud to work with a team of highly experienced professionals that share a passion for serving our customers.

Meet Our Team

Consistently delivering exceptional experiences means having the right people doing the right thing at the right time. We’re proud to work with a team of highly experienced professionals that share a passion for serving our customers.

The Mortgages Diversified team at Summit Mortgage Corporation has been helping families and individuals accomplish their goals since 1992, we are a direct and local lender focused on customer satisfaction and overall transparency. Whether you are a first time home buyer or an experienced real estate owner, we take the time to focus on details and help educate borrowers of their options and work towards a lifelong relationship.

A mortgage is more than a one-time transaction. It’s your home. The Mortgages Diversified team at Summit Mortgage Corporation is dedicated to being the partner that helps you navigate the mortgage process in a consultative way, on your terms, from start to finish.

Big banks and media advertised lenders do not offer the same flexibility or availability that we pride ourselves on. As a direct lender we have the ability to demonstrate a wide array of options as well as offering products and services that many lenders lack. In a constantly changing industry and an ever more competitive real estate market, finding a lender that is local to you with the experience and commitment to your specific goals and needs is of great value. Even after a loan has been funded, our team is devoted to being a continued mortgage resource.

We are committed to all of our customers regardless if they are first time home buyers or looking for a jumbo mortgage and regularly work with people over long periods of time to ensure they get their needs met. Our team of experienced professionals does not give up when faced with complicated scenarios, we work hard to find solutions and provide trustworthy guidance.

Our specialists understand how important mortgage decisions are to you and your family. We will always give you personalized attention that you deserve, as well as answers to your questions, support and expertise. Instead of offering a “One Size Fits All” mortgage loan, we consider your individual needs and make recommendations for what works best for you. When you trust The Mortgages Diversified team at Summit Mortgage, you are given flexible options with competitive mortgage rates and a smooth home buying experience.

Make us your Minnesota mortgage team. Contact one of our loan specialists to discuss your needs and explore your loan options. We’ll find what will work best for you.

Brenda K. Ferm

“Our job is to help people get the best home loan possible, at a competitive price, while taking care of them as if they were a member of our own family.”

– Robert Carter, CEO

Creating exceptional experiences for our customers, business partners and employees.

The Idea

The story of Summit Mortgage Corporation is a story about people. It began with two people and the idea that putting people first is a foundation for long-term success. This idea led to a company model that was designed around the customer experience; a concept which allows our staff to focus on providing the one-on-one personal relationship with customers that was absent at the large banks that dominated the market at the time.

While working in the financial services industry, Robert and Diana Carter’s desire to have a much more personal experience for their clients without sacrificing stability, expertise and technology wasn’t found at the companies they worked for; so they decided to start their own.

The Promise

Since 1992, Summit Mortgage has operated under the philosophy of putting people first. Although the company has grown into a premier national lender, the promise the Carter’s made to their customers on day one still exists. As CEO Robert Carter puts it, “Our job is to help people get the best home loan possible, at a competitive price, while taking care of them as if they were a member of our own family.”

This simple yet vital core value isn’t limited to customers only. Helping people is a part of our family culture that extends to our employees and our communities. Excitement about helping customers is something Summit looks for in all of our employees, a quality that is often returned by owners that take great pride in seeing their employees succeed both personally and professionally.

Today, Summit Mortgage still operates as a privately-owned, direct seller to agencies as well as a correspondent to multiple investors. We’re proud to offer our customers the advantages and tools of a large, financially secure lender, with the agility and small company feel that allows us to continue creating exceptional experiences for our customers and employees.

Privately-Owned Direct Lender

We love it here! Join us at the Summit.

Giving Back

As part of our “people-focused” culture, Summit proudly donates 10% of annual income to it’s Charitable Foundation which benefits a number of non-profit organizations around the world including:

Providing customers with the right loan at a fair price while treating them like family is just part of a bigger picture. It’s not just the foundation Summit was built on, but it’s the right thing to do. So is taking an active role in the community to help make a better tomorrow. For as much as Bob & Diana Carter have an entrepreneurial spirit, they have an even bigger philanthropic heart.

The reach of Summit’s charitable arm isn’t limited to just donations. To work in the communities, we feel we have to serve in the communities. Many of our employees around the country donate countless hours and support local non-profit organizations in their communities. Some have even hosted events to raise funds for local causes. From Toys for Tots to raising Canine Companion service dogs, at Summit Mortgage, we are very proud of the efforts our employees give to make a better tomorrow.