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It’s amazing how time has a way of transforming even the bleakest of circumstances. A very short time ago the realestate market was in total upheaval and the lending industry had fallen flat on its face.

Doom and gloom were the order of the day. Thanks to sharper lender practices and an improving economy, the realestate market is not only on its way back, but most experts are asserting that the housing market is in full recovery.

Factors that come into play

The realestate market is highly responsive to a number of variables that affects its ability to stabilize.... (more)

...holding out for a really high offer. Maybe they aren't all that serious about selling and they want to watch buyers squirm. Here's how to turn an unorthodox seller's game on its ear and get the house you want.

Find An Overpriced Home

To start out, you might want to hire a realestate agent. If you have friends or family in the business, this should be a slam dunk if you don't mind working with them. If you don't mix business and pleasure, then ask them for a referral or use a company like Agent Harvest to find a realtor.

Unlike traditional FHA loans, Prospect Mortgage FHA 203K loans are intended specifically for borrowers looking for homes that need to be fixed or updated. These mortgages are not right for everyone, but with the proper knowledge, individuals can make the right choices for themselves and their families.

FHA 203K Loan Qualifications

While the qualifications may differ from lender to lender, the following are required for our firm:

Looking for a new home? There's a variety of ways the sale can go down and having a trusted realtor at your side is the best option. Here's a look at few reasons a full time realestate agent is best.

Beware of for sale by owner

On average, about 10 to 20 percent of home sales each year happen without a realestate agent, according to the Minneapolis Area Association of Realtors. While some of these sales go off without a hitch, others are disaster. If you're interested in buying a home that's being sold by the owner, be sure they are willing to work with your realestate agent.... (more)

Buyers get excited about the listed price of short sales when they see them online, but that excitement fades over the months--as they wait to hear back from the bank on their offer. Many, if not most, short sales end in buyer disappointment. RealtyTrac (R) reported last year that "Pre-foreclosure short sales took an average of 245 days to sell...". That's 8 months. Compared to a normal 30 day close--8 months is a lifetime. What is worse than that is that buyers can very often wait 4-6 months before the bank even considers a short sale offer in the first place. So, it's not the closing... (more)

Sellers in the Atlanta realestate market face some stiff competition today. To make their home stand out from the rest, some homeowners consider home improvement to increase home value. However, not all home projects are created equal to Atlanta realestate shoppers. We have five home improvements that could really pay off when it comes time to sell your house.• Landscaping – Your curb appeal is the first impression potential buyers have of your home. Replacing a dead lawn or investing in some attractive plants and flowers may go far in attracting more potential buyers. Professional landscaping... (more)

Scalea is far from the most renowned coastal resort in Calabria, the southern Italian region on the tip of the country’s boot-shaped landmass. But for investors who can see past the gloomy headlines and want to make an investment in Italian realestate, Scalea is by far and away a fantastic opportunity. The town boasts all the usual features one would find at seaside retreats that are more popular with overseas tourists – a glorious sandy beach, clear azure waters and a temperature averaging a warm 50.5 degrees in January, rising to 78.5 in the hottest months of the year. Even October has typical... (more)

The beaches of Italy's Amalfi coast are among the most exclusive and glamorous anywhere in the world. That’s hardly a surprise. Its 70-mile shoreline offers breathtaking views as its winds through picturesque towns and villages such as Amalfi, Ravello and PositanoLittle wonder that since it became a staging post for Victorian-era upper-classes on the Grand Tour, it has attracted the world's rich and famous. It has price tags to match as well. A property overlooking the coast here can leave you with little change from $4m.

Yet if you are prepared to travel a short distance from here,... (more)

...of foreclosures that was once projected to peak in 2009 and then in 2010 just keeps coming: wishful projections aside, there’s no clear end in sight. And since any guess as to when the market will stabilize is just that—a guess—opinions as to whether or not this is a good time to buy realestate vary. But that’s because most analysts are looking at the wrong factors. The real question for anyone considering buying realestate today isn’t whether prices will continue to fall, rise again or stay stable. The real question for a home buyer today is “When the dust settles, will I ... (more)

...judicial and non-judicial foreclosure and which process is followed can often be determined by which “theory” of ownership has been established in the state.

California is a lien theory state that uses a trust deed and underlying promissory note to secure the loans made against realestate. Essentially the promissory note is an unsecured “promise to pay” agreement between a borrower and lender; to provide security for the obligation borrowers sign a deed, which is held in trust by a third party “Trustee,” until the the debt is paid in full and the lien is released. ... (more)