Buy Two Wheeler and Bike Insurance Online

Your two wheeler gives you a sense of freedom and our Bajaj Allianz two wheeler insurance policy has been designed to keep you secure. Our two wheeler package policy, now with options to cover your vehicle for up to 3 years, offers you additional key benefits, providing complete protection for your bike or scooter against physical damage, theft and third party liability.

Fastest Premium Calculator

Note: The premium quote considers the full NCB (No Claim Bonus) and system generated IDV. which is valid only for policies bought online

Loss or damage to your two wheeler against man-made calamities: Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air is covered by two wheeler insurance.

Personal Accident Cover: With bike insurance, get coverage of Rs.1 lakh for the individual owner/driver of the vehicle while driving or travelling and mounting or dismounting from the two wheeler. Optional personal accident covers for pillion riders / unnamed hirers are available with our two wheeler insurance.

Third Party Legal Liability: Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

Plans available

Features

3 years Long Term Package Policy*

1 Year Package Policy

Renewal frequency

Once in three years

Every year

Coverage period

Three years

One year

Premium hikes

No effect in the TP premium during policy period

Every year TP premium increases

NCB benefit

Additional benefit at the time of renewal

As per tariff

NCB benefit after a claim

NCB gets reduced but does not become nil

NCB become 0 after one claim

Mid-term cancellation refund

Proportional refund provision even after claim during policy period

No refund in case of any claim

*Customers can also opt for 2 years long term policy.

Exclusions

Normal wear and tear and general ageing of the vehicle.

Mechanical/electrical breakdown.

Vehicles being used otherwise than in accordance with limitations as to use.

Damage to/by a person driving the vehicle without a valid license.

Damage to/by a person driving the vehicle under the influence of drugs or liquor.

Loss/damage due to war, mutiny or nuclear risk.

Loss or damage to accessories by burglary, house breaking or theft unless the vehicle is stolen at the same time.

Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement.

Customer Reviews

4.43

Average Rating
Based on 16218 Ratings

5 star

9915

4 star

4520

3 star

1022

2 star

364

1 star

397

MR LT R.K BHARDWAJ

24 Feb 2017

Your process of renewal of bike or car insurance is very user friendly and hassle free. Thanx.

SWAPNIL BHURE

21 Dec 2016, NAGPUR

Easy to Use. I renewed my Bike's insurance policy within minutes.

Social Reviews

@BajajAllianz Really satisfied with the kind of help GIC gave me in need time.Very fast processing and customer care service is superb.

No Claim Bonus or NCB is the reward a two wheeler policyholder gets during the renewal of policy in the form of a premium discount. This bonus can only be availed if no claim was made in the previous policy period.

Buying a two-wheeler or bike insurance online is an easy procedure. One can simply visit the insurance company's website, go to the buying process, fill all the necessary details, choose the policy period - two or three years and then proceed to buy. The payment for the policy can be made using a credit card, debit card, net-banking or digital wallet.

Another way of buying two wheeler insurance is to directly call the customer care of the insurance company and provide all the necessary details over the phone, against which the policy will be issued.

As soon as the payment is verified and the policy is issued, you will get an email from us with your two wheeler insurance policy copy. You can also search for the policy document with the issuance number on our website's customer portal or access your account on our Mobile App - Insurance Wallet to get it directly on your phone. You can also use our #TweetInsurance service, available on Twitter, to get updates about your policy and to download a copy. Visit the #TweetInsurance page for more details.

Please note that the hard copy of your policy will be sent to your home address via courier and can take upto 7-10 days to reach you.

If you are selling off or giving away your Bike, it makes sense to transfer the ownership of yourtwo wheeler Insurance policy as well.This is possible with Bajaj Allianz's Insurance Policy. You simply have to hand over all the related documents to the new owner and inform the Insurance company and RTO about the same. Do note that the NCB accumulated by you during your ownership of the vehicle will not be transferred to the new owner.

If your Two Wheeler Insurance policy expires, it affects you in several ways, some of which are:

Your NCB gets affected negatively

You get exposed to the risks of third party liability

Increased cost of repairs of your two wheeler

Disclaimer: Notwithstanding my telephone/mobile is registered with NDNC and or notwithstanding the Telecom Regulatory Authority of India [TRAI] restrictions/guidelines on unsolicited telecalls, by my accessing this web site and leaving the site half way enquiring/verify Bajaj Allianz General Insurance Co. Ltd's [BAGIC] products/services and or my making a request to call me back, it is deemed that I have expressly authorized BAGIC and or I am hereby authorizing BAGIC to call me back or send me text messages for solicitation and procurement of various insurance products and services of BAGIC. In this regard I shall not have any complaint nor complain to TRAI as to any alleged unsolicited calls by BAGIC to me.

What is not Covered

Normal wear and tear and general ageing of the vehicle

Depreciation or any consequential loss

Mechanical/ electrical breakdown

Vehicles being used otherwise than in accordance with limitations as to use

Damage to/ by a person driving any vehicles without a valid license

Damage to/ by a person driving the vehicle under the influence of drugs or liquor. Loss/ damage due to war, mutiny or nuclear risk

Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement

Insurance is the subject matter of solicitation.
Bajaj Allianz General Insurance Co. Ltd. All Rights Reserved. | IRDA Reg. No. 113 | An ISO 27001:2013 Certified Company | Tollfree:
1800-209-0144 | 1800-209-5858
BAGIC CIN - U66010PN2000PLC015329 | GE Plaza, Airport Road, Yerawada, Pune-411006Disclaimer: Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.
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