Business Checking - $5.00 if the daily balance falls below the minimum
balance requirement of $500 or $2,500 average daily ledger balance

ATM/Debit Cards

No Annual Fee

Issued upon Approval

No charge when used at any Bank of Hydro ATM

No additional charge from Bank of Hydro when used for purchases

NSF Transfer Protection

No cost for this feature

This feature allows the customer to automatically transfer money from one
account to another to cover NSF checks. The amount needed to cover the NSF check
will be transferred plus $1. The customer will not be charged an NSF fee, as
long as funds are available to cover the NSF check. There is no charge for this
feature. Please contact your local branch to get this feature set up.