Written by Chuck Merriman of New York The day started out like any other day. Got up, went to work, got my paycheck, started on my way home. I was low on funds so I wanted to stop at my bank to get my check into my account. Unfortunately, it was Saturday and my bank was closed. The ATM was open, but with my luck, no pen to fill out the deposit slip. So I figured I’d stop in the convenience store to grab a coffee. As I was pulling in, another car started to pull out, so I swerved to avoid a collision, and I hit the curb. I knew my tire was punctured, so I grabbed a coffee. I came out and just double checked my tire, and my assumption was correct. I also hadn’t noticed a spare tire in my car, as it was bought used, and couldn’t think of where they would have stuck one in an ’86 Firebird. Great! I pulled out my cell phone, and it was almost dead. I memorized a few numbers, an...