Got my Barclay 1st Auto CLI

Got my Barclay 1st Auto CLI

I got my 1st CLI on what I believe is my 8th statement. I never carried a balance and PIF 700 to 1000 monthly. Last month I did a BT and carried a balance and is the 1st time I get an auto CLI. Hmmm maybe they want to see balances. It was only 400 and maybe if I wanted to do an HP could get more, but I'll just wait it out to see what happens in the future.

Re: Got my Barclay 1st Auto CLI

Rhaeny wrote:I got my 1st CLI on what I believe is my 8th statement. I never carried a balance and PIF 700 to 1000 monthly. Last month I did a BT and carried a balance and is the 1st time I get an auto CLI. Hmmm maybe they want to see balances. It was only 400 and maybe if I wanted to do an HP could get more, but I'll just wait it out to see what happens in the future.

Congrats!

When didi you open your account? Also from what I have been reading when CSR are asked they say PIF is what they like. But people carrying balances seem to get Auto CLI. I PIF and six months is comming up so we will see.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.