Hughes Syndrome Life Insurance, Critical Illness Cover and Income Protection

We are an insurance specialist for people who have been diagnosed with pre-existing medical conditions and other high risk groups such as Hughes Syndrome life insurance, critical illness cover or income protection. Insurance underwriters will review an impaired life application on a case by case basis to establish the level of risk for the individual or couple and apply either a loading or policy exclusion which includes Hughes Syndrome life insurance, critical illness cover and income protection. The Insurance Surgery has helped thousands of people who are classed as non-standard to protect their families, homes and businesses which includes Hughes Syndrome life insurance, critical illness cover and income protection.

How Hughes Syndrome life insurance, critical illness cover and income protection works:

The main elements which will be taken in to consideration when applying for Hughes Syndrome life insurance, critical illness cover and income protection will be things like:

Date of diagnosis

Treatment / medication

Last symptoms or attack

Any other medical problems

General health

If you want to get some advice on or a quote for Hughes Syndrome life insurance, critical illness cover or income protection then you should contact one of our team of experts to find out more. The Insurance Surgery has helped thousands of people with medical conditions like Hughes Syndrome to find life insurance, critical illness cover and income protection as well as save them money.

Hughes Syndrome life insurance

People who are looking for Hughes Syndrome life insurance will generally find that cover is often available to them from a small premium loading upwards to a potential decline where there are other issues. Most applications for Hughes Syndrome life insurance will require the applicant to provide a copy of their medical records or a nurse screening in some cases depending on the severity of the condition.

There are a number of bits of information which will be taken in to consideration by insurance underwriters when reviewing an application for Hughes Syndrome life insurance including:

When were you diagnosed with Hughes Syndrome

What was the date of your last attack or symptoms

Which treatment / medication did you receive

Are there any other related medical issues

In certain cases where the applicant has experienced symptoms in the past few years then it may be more difficult to get Hughes Syndrome life insurance because of the additional risks for recent issues. There are some specialist providers who may be more inclined to accept applications for Hughes Syndrome life insurance due to them having a more flexible approach to underwriting.

Hughes Syndrome critical illness cover

It is also possible to get Hughes Syndrome critical illness cover where the condition is mild with no additional issues and no symptoms. You will find that Hughes Syndrome critical illness cover will not be available through all insurance providers and therefore it is advisable to speak to an expert or specialist such as The Insurance Surgery who understands medical underwriting.

Hughes Syndrome income protection

It may be possible to get Hughes Syndrome income protection in similar circumstances to critical illness cover and will often be accepted with a minimum of small premium loading. You will be limited to a smaller number of companies who would consider Hughes Syndrome income protection so it is important to apply to the right providers.

Independent reviews at feefo.com

The Insurance Surgery - Life insurance review for Abby from Ferndale

2 days ago

Very helpful and sorted out my insurance quickly, despite having multiple sclero... read more

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The Insurance Surgery - Life insurance review for Alex from Macclesfield

7 days ago

This is second time using this company! both times i have dealt with Alex W and ... read more

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The Insurance Surgery - Life insurance review for Shawn from Pontyclun

7 days ago

The service was very good and I will definitely recommend The Insurance SurgeryT... read more

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The Insurance Surgery - Life insurance review for Mark

1 week ago

Not bad bit lengthy too many questions sure this could be shortened read more

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The Insurance Surgery - Life insurance review for Jade from Stockport

3 weeks ago

Alex was fantastic. Sorting both life and critical illness and talking me throug... read more

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The Insurance Surgery - Life insurance review for Adam

4 weeks ago

Excellent knowledgeable advisers who have plenty of patience and very good respo... read more

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The Insurance Surgery - Life insurance review for Peter

1 month ago

I looked up this company, there was no cold calling.I spoke with a gentleman nam... read more

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The Insurance Surgery - Life insurance review for Jacqueline from Stoke-On-Trent

Joseph from Plymouth

August 20th 2018'Efficient and helpful service'
Brilliant customer service and very efficient at finding the right insurance for me. I was regularly contacted them at each stage and kept well informed. Would certainly recommend them.4.8

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The Insurance Surgery is authorised and regulated by The Financial Conduct Authority. We are entered on the Financial Services Register No 401425 at www.fsa.gov.uk/register/home.doRegistered in England and Wales. No 5137288. Registered and trading from Merchant Exchange, Castle House, Waters Green, Macclesfield, SK11 6JXThe guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK