When you apply for a personal loan, what is it that you’re looking for? An easy way to get affordable financing is usually at the top of the list. In addition, a collateral-free loan would ensure that you don’t need to risk your assets. Moreover, it would be great if you could know whether your loan will be approved or not as quickly as possible, so you can make other financial arrangements if needed. Addressing all these concerns and more, Bajaj Finserv Personal Loan is a one-stop solution for all your short-term monetary requirements.

1. You Get the Freedom to Spend As Required

Bajaj Finserv provides one of the highest loan limits in the country. You can get a loan of up to Rs.25 lakh, with a repayment tenor ranging up to 60 months, which makes this loan a popular choice among borrowers.

2. You Get Instant Approval and Fast Disbursal

It is difficult to plan for all contingencies. When an emergency crops up, you need a loan provider who can act quickly. Your online application for a personal loan from Bajaj Finserv is approved in a few minutes and it is disbursed to your account within 24 hours of approval, making it useful for those in need of fast cash.

3. You Get a More Manageable Cash Flow with Flexi Personal Loans

If you are unsure about the amount of money you need, the best course of action is opting for a flexi personal loan. An industry-first offering by Bajaj Finserv, it gives you the option to pay interest only on the money you use, and not the total loan amount. This means that if you want to utilize Rs.10 lakh out of a loan of say, Rs.20 lakh, you can do so without having to pay interest on the remaining Rs.10 lakh.

A flexi personal loan also makes it possible to part-prepay your loan at no extra charge, so you can reduce the interest and overall payments. Further, your monthly EMIs consist only of the interest component, making managing cash flows easier. You can repay the principal at the end of the tenor.

Personal Loan Features & Benefits

4. Get the Convenience of Digital Finance

Bajaj Finserv provides you with an online account to keep track of your loan repayment, check its status, review the interest certificate, and read all key information related to the loan. In addition to this, when you apply for a Bajaj Finserv Personal Loan, you can get a customised deal by checking your pre-approved offer first.

These are some of the many reasons why Bajaj Finserv is one of the most preferred personal loan lenders in India. With access to a dedicated personal loan EMI calculator, a flexi loan EMI calculator, and nominal personal loan interest rates, Bajaj Finserv ensures that your EMIs stay affordable. Plus, with the help of the financial fitness report that Bajaj Finserv offers, you can make sure your credit rating is always high. Apply for a personal loan with Bajaj Finserv, one of India’s most preferred personal loan lenders, today.

DISCLAIMER: The personal loan features mentioned in this article are subject to change, based on policy revisions. For the updated product details, please visit the Bajaj Finserv Personal Loan page here.