Imagine there
is a bank which credits your account each morning with $86,400, carries over
no balance from day to day, allows you to keep no cash balance, and every evening
cancels whatever part of the amount you had failed to use during the day.

What would you
do?

Draw out every
cent, of course!!

Well, everyone
has such a bank. Its name is TIME. Every morning, it credits you with 86,400
seconds. Every night it writes off, as lost, whatever of this you have failed
to invest to good purpose. It carries no balance. It allows no overdraft.

Each day it opens
a new account for you. Each night it burns the record of the day. If you failed
to use the day's deposits, the loss is yours.

There is no going
back. There is no drawing against "tomorrow". You must live in the
present on today's deposits. Invest it so as to get from it the utmost in health,
happiness, and success!