If you pay premiums for a specified period of time, your policy acquires surrender value. If after that you find it difficult to continue with the policy, you can surrender it for a cash sum. For this, you need to make a surrender request with your insurance company.

The claims are serviced at both - list of hospitals in the Insurance Policy (network) and any other Hospital (non-network hospitals).
Network Hospitals: These are the hospitals that form part of the company's network. Cashless claims are possible for with Network Hospitals. For a complete list...

Life insurance provides a family with financial support in the case of death of the breadwinner of the family. According to a life insurance policy, a fixed amount of money is paid to the insured or the beneficiary at the end of its term or upon the death of the insured. Life insurance also...

People go for various life insurance policies due to their many benefits. The amount of life insurance depends on many factors. Ideally the sum assured should provide for all the needs of your family like children's education and marriage while meeting the daily basic expenses when the insured...

Banks offer relationship discounts if you already have a relation with that bank. This can either be by having your salary account or another loan like an Auto loan from the bank. This basically means that if you are already banking with the lender from whom you seek to avail a loan, they give...

Whenever you have an urgent need of cash, personal loan is the best way to take care of your cash crunch at a reasonable rate of interest. You don\'t have to give any security or collateral to the bank. Normally, the bank does not ask for guarantors either. Once you submit your application form...

A house to live is a basic necessity for every person. Banks and other financial institutions offer home loans to people who meet the required eligibility criteria. It helps those people who can not afford to pay the full price of a house.
To avail of the facility of a home loan you need to have...

If you need money for any specific need like marriage, business expansion, foreign education then a good way to raise money is to get a loan against your property. The only condition for that is that you need to own a valuable asset in the form of a self-occupied house or a commercial property....