Extra Financial Help

People with limited incomes may qualify for help to pay for their prescription drug costs. If you qualify, Medicare could pay for 75% or more of your drug costs. This can include monthly prescription drug premiums, annual deductibles and coinsurance. If you qualify, you won’t have a coverage gap or a late enrollment penalty.

To learn if you qualify for extra help, contact:

Medicare 1-800-MEDICARE (1-800-633-4227)

Hearing or speech impaired 1-877-486-2048, 24 hours a day, 7 days a week

Low Income Subsidy

If you qualify for Extra Help, you’ll get a Low Income Subsidy (LIS) rider telling you how much help you’ll get towards your drug plan premium, deductible, and copayments.

You receive the same coverage as someone on your plan who is not getting Extra Help. Your membership is not affected. You must also continue to pay your Medicare Part B premium and follow all the rules and procedures in the Evidence of Coverage.

Do You Have LIS and Think You May Be Paying Too Much?

If you receive Extra Help but think you’ve been paying too much for your prescriptions, we can help. The Best Available Evidence (BAE) Policy helps determine the right cost-sharing level for you based on your income.

Learn more in your Evidence of Coverage or find a BAE worksheet on the CMS website.

Help Me Choose a Plan

Not sure what you need? Answer a few questions to help you decide. Get started

File is in portable document format (PDF). To view this file, you may need to install a PDF reader program. Most PDF readers are a free download. One option is Adobe® Reader® which has a built-in screen reader. Other Adobe accessibility tools and information can be downloaded at http://access.adobe.com

You are leaving this website/app ("site"). This new site may be offered by a vendor or an independent third party. The site may also contain non-Medicare related information. In addition, some sites may require you to agree to their terms of use and privacy policy.