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JACKSONVILLE, Fla.--(BUSINESS WIRE)--The Main Street America Group has implemented Main Street Protection
Auto, its robust new private passenger auto insurance program for the
preferred/standard marketplace, in three additional states, including
New York, the property/casualty insurance company’s largest personal
lines premium state, as well as Pennsylvania and Rhode Island.

Main Street Protection Auto is generating significant marketplace impact
for the super-regional carrier and its distribution network of
independent insurance agents. The program is now available in eight
states across the Northeast, New England and Southeast, with five more
states slated for later this year.

“Main Street Protection Auto is a total overhaul of our previous
personal auto insurance offerings,” said Debbie Murphy, Main Street
America’s vice president/head of personal lines. “Our new auto product
features impactful changes across the board including an improved
pricing position in our target market, enhanced coverages and improved
ease of use of our Main Street Station personal lines processing
platform, making it easier for our independent agents to write business
with us.”

Year-over-year new business premium has more than doubled in the states
where Main Street Protection Auto has been implemented over the past 18
months and this very positive trend is anticipated to continue in New
York, Rhode Island and Pennsylvania, Murphy added. The program was
initially launched in 2015 in South Carolina and Virginia. It is also
available in Connecticut, New Hampshire and Maine.

“Our production with Main Street Protection Auto was outstanding in 2016
and we continue to gain market momentum throughout the four New England
states where we have the product available for consumers – Connecticut,
Maine, New Hampshire and Rhode Island,” said Steve Berry, Main Street
America’s New England Region president. “Our quoting volume is strong
for a variety of reasons, including a new straightforward rating
approach and new business issuance process, all of which enable our
appointed independent agents to transact business more quickly with us.
Feedback from our agents throughout the region has been very positive.”

Mark Berger, Main Street America’s Northeast Region president, added,
“Main Street Protection Auto is the type of impactful private passenger
auto product our agents have been asking for. We believe it will hit the
mark with our preferred personal lines insureds in New York and
Pennsylvania and help drive tremendous growth and profitability for our
agents across these two states this year.”

Main Street Protection Auto product highlights include a competitive
lineup of bundled and standalone coverages that include many
sought-after coverages such as new vehicle replacement, accident
forgiveness and disappearing deductible. Another distinguishing feature
of the program is the myriad of discounts being offered to consumers.
Main Street America’s insureds will be eligible for up to 20 discounts,
including a new business discount, accident and violation free discount,
loyalty discount, new vehicle discount and premium reductions for paying
in full or signing up for electronic funds transfer payments. Other
discounts include savings for insureds that package their personal auto
and homeowners’ policies with a Main Street America carrier or have
multiple vehicles on the policy.

Relative to quoting and business submission, agents can quickly bridge
from their comparative rater directly to the premium summary page on
Main Street America’s Main Street Station processing platform where
additional coverages or quote changes can be quickly made. There are
fewer screens to simplify data entry and faster response times, which
enhances the overall user experience.

Main Street America plans to implement Main Street Protection Auto in
five additional states in 2017: Arizona, Georgia, Maryland, Tennessee
and Vermont.

About The Main Street America Group

With roots dating back to 1923, The Main Street America Group is a
mutual insurance holding company which writes business through its nine
property/casualty insurance carriers: NGM Insurance Company, Old
Dominion Insurance Company, Austin Mutual Insurance Company, Grain
Dealers Mutual Insurance Company, Main Street America Assurance Company,
Great Lakes Casualty Insurance Company, MSA Insurance Company, Spring
Valley Mutual Insurance Company and Main Street America Protection
Insurance Company. Based in Jacksonville, Fla., Main Street America
offers a wide range of commercial and personal insurance, as well as
fidelity and surety bond products, to individuals, families and
businesses throughout the United States.

With more than $1 billion in premium written exclusively by 3,000
independent insurance agents, the 94-year-old company insures 600,000
policyholders in 36 states and writes bonds in 47 states and the
District of Columbia. A.M. Best Company rates The Main Street America
Group with an "A" (Excellent) financial strength rating and “a+” issuer
credit rating. The company has $1.1 billion in surplus (capital) and
$2.6 billion in total assets.

Main Street America is the founding company partner of Trusted Choice®,
the global branding program of the Independent Insurance Agents &
Brokers of America. Main Street America is also a founding company
partner of the TrustedChoice.com agent referral platform and the
Insurance Institute for Business & Home Safety (IBHS) Research Center.
For more information about Main Street America, please visit our
newsroom at http://news.msagroup.com
or connect with us on Facebook at www.facebook.com/MainStreetAmerica.