A tip from Eric Fedewa sparked a discussion between Wise Bread bloggers (Andrea Dickson and me). He brought a new financial term (front-loading) to our attention that indicates how interest on fixed rate mortgage loans is heavier in the beginning of a term. Our exchanges focused on the front-load ...

For people with credit card debt, perhaps there’s no better bank-beating strategy than having a bank lend you its own money for free! That’s exactly what a 0% balance transfer credit card does, by allowing you to transfer your higher interest credit card & store card debt to a balance transfer ...