Business insurance crucial for salons, day spas and tattoo parlors

A pair of New York-based insurance companies recently reminded salons, day spas and tattoo parlors throughout the country to consider their insurance coverage.

The companies, which work with this industry, said these types of enterprises are wise to consider property, professional liability, general liability and umbrella liability, which will cover these businesses that offer services such as body and ear piercings, tattoo and permanent makeup applications, facials, massage, electrolysis, hair cutting and coloring, tanning, and manicures and pedicures.

According to the Baraboo News Republic, a news source based in Wisconsin, there are certain standards many tattoo shops have to abide by, which make it even more important that they are covered by an insurance policy.

Mark Detter, a tattoo parlor owner, told the news source he often works on clients who have had bad experience at other parlors, which in some cases exposed them to health hazards or injured clients. While insurance coverage is certainly not a means of protection for illegal operations, because tattooing does present certain unavoidable risks, operators should be sure their insurance coverage is up to date and meets their needs.