10 Things You Really Need to Know About Health Care Law

Learn about new benefits and protections for the whole family

Health Care Law

En español l There’s a lot of information out there about the health care law. Find out what it all means for you and your family.

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1. More Preventive Benefits

Preventive and wellness benefits, such as screenings for certain cancers, diabetes, cholesterol and immunizations, are now covered.

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2. Coverage for Young Adults

Young adults can stay on their parents’ family health insurance plan until they turn 26, even if they’re in school, living away from home or married.

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3. New Consumer Protections

Insurance companies can no longer place limits on the dollar amount they’ll pay toward covered care in a year or your lifetime.

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4. Preexisting Conditions

Insurance companies can no longer deny you coverage just because you have a preexisting condition such as asthma, diabetes, high-blood pressure or cancer.

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5. Medicare Preventive Care

Medicare now covers a yearly wellness visit, immunizations and screenings for diabetes, cholesterol and certain cancers.

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6. Medicare Drug Savings

If you have Medicare Part D and fall into the “doughnut hole” you now get big discounts on prescription drugs — both brand name and generic.

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7. Buying Health Insurance

The Health Insurance Marketplace provides a new way to buy health coverage. You can shop online, and compare health insurance plans and costs on an “apples-to-apples” basis, or get help by phone or in person.

9. Paying for Health Coverage

Depending on your income, you may be able to get help with some of the costs when you buy your coverage through the Health Insurance Marketplace.

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10. AARP’s Health Law Answers

Our easy-to-use online tool can help you understand what the health care law means for you and your family. In a few simple steps you can get a customized report that outlines your benefits and protections, and where you can get additional information in your state. Get started now.