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Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: 1. Check for and correct any errors in your credit report. Mistakes happen, and you could be paying […]

Are you looking to buy a new home? Are you thinking that now’s a great time to find bargains? Before you make an offer, it pays to know a little about the seller’s situation. If a home is being sold for below what the current seller owes on the property—and the seller does not have […]

As we watch mortgage interest rates creep upward, it may be a good time to point out that other costs for renters are rising, too. The Harvard Joint Center for Housing Studies just released a new report that says renters paid 31 percent more in rent between 2004 and 2012. That’s a surprising 12 percentage […]

1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. 2. Develop your home wish list. Then, prioritize the features on your list. 3. Select where you want to live. Compile a list of three or four neighborhoods you’d like […]

Although making the decision to move is especially difficult for seniors, the decision and the moving process can be made considerably easier if the individual and their family plan ahead and enlist the help of professionals. Deciding to move on your own, when you are healthy and independent, will make the transition from your long-term […]

There is no shortage of advice on moving. There are books devoted to the subject, ideas on the Internet and most moving companies offer tips. But there’s nothing like benefiting from the wisdom of those who have gone before you. That’s right, people who have made moves and are still coherent enough to talk about […]

Realtor.com has released an extensive guide for home buyers with excellent content including: Step by Step Process to Home Buying A home buyer’s glossary Considerations for first-time home buyers in this market The loan process – financing your home purchase Successfully negotiating the deal Home search worksheet