We need all body parts to work properly so we can fully function as human beings. If even just one body part is compromised, we can be disabled. This is particularly true for body parts that play a big role in multiple bodily functions, such as the heart and brain.

It is good to know that, according to the website of Mazin & Associates, PC, those who have sustained a disability may be entitled to recover disability insurance benefits. But how can a person sustain a disability exactly? Usually, a person becomes disabled because of an accident or birth inheritance.

Accident

Getting involved in an accident is never good news. It becomes even more tragic if the accident has resulted into an injury severe enough to disable the victim. The most common accidents connected with injuries and disabilities are those that involve traumatic force, such as car accidents, sports and recreation accidents, premises liability accidents, and workplace accidents, particularly those from inherently dangerous workplaces, such as construction sites and manufacturing plants.

Some people are just not as lucky in the genetic lottery or have developed complications during pregnancy or delivery. These things can result into disabilities. Most birth disabilities arise from problems in body function such as metabolism, body structure, organ or system functionality, particularly those that involve the heart, lungs, and stomach, and even mental health condition.

Eligibility

There is really no clear way to ensure that a person will get his or her case approved and receive benefits. But there are some obvious guidelines, such as eligibility.

To be eligible for disability insurance benefits, the first requirement is that the person in question is actually medically disabled. It’s called a disability insurance for a reason, and it shouldn’t be abused by those who are not truly disabled.

The financial challenge, such as the rehabilitation costs and limited employment opportunities, also makes the case much more viable, especially if this is juxtaposed to a relatively poor economic standing.

Whether the person is confident that he or she will get approved, he or she should at least try to make a case. After all, he or she doesn’t deserve to handle the disability and its associated hardships alone.