Home Mortgage Disclosure Act Aggregated Statistics

1403 Originated: 38 FHA, FSA/RHS & VA for an average of $64,421, 357 Conventional Home Purchase for an average of $57,039, 544 Refinancings for an average of $58,507, 46 Home Improvement for an average of $35,326, 3 Dwellings For 5+ Families for an average of $1,238,333, 415 Non-occupant Loans on < 5 Family Dwellings for an average of $55,239

338 Approved applications - not accepted: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $118,000, 89 Conventional for an average of $56,326, 180 Refinancings for an average of $57,778, 8 Home Improvement for an average of $31,375, 2 Loans on Dwellings For 5+ Families for an average of $996,500, 57 Non-occupant Loans on < 5 Family Dwellings for an average of $55,281

1247 Denied: 12 FHA, FSA/RHS & VA Loans for an average of $72,917, 259 Conventional Home Purchase Loans for an average of $60,347, 654 Refinancings for an average of $65,083, 144 Home Improvement Loans for an average of $25,889, 1 Dwelling For 5+ Families for $450,000, 176 Non-occupant Loans on < 5 Family Dwellings for an average of $53,557, 1 Loan On Manufactured Home Dwelling for $74,000

535 Withdrawn applications: 5 FHA, FSA/RHS & VA for an average of $63,000, 103 Conventional Home Purchase Loans for an average of $68,864, 341 Refinancings for an average of $68,868, 18 Home Improvement Loans for an average of $52,778, 67 Non-occupant Loans on < 5 Family Dwellings for an average of $61,970, 1 Loan On Manufactured Home Dwelling for $35,000

111 Closed for incompleteness: 2 FHA, FSA/RHS & VA for an average of $64,000, 31 Conventional Home Purchase for an average of $60,806, 54 Refinancings for an average of $69,685, 4 Home Improvement Loans for an average of $40,500, 20 Non-occupant Loans on < 5 Family Dwellings for an average of $50,250

Compared to the state average:

The number of loans originated per 1000 residents (408) is comparable to MO average (348). The average loan value for this tract ($59,090) is significantly below the state average ($122,943).

The number of loans not accepted per 1000 residents (98) is significantly above MO average (46). The average loan value for this tract ($62,260) is significantly below the state average ($107,203).

The number of loans denied per 1000 residents (363) is significantly above MO average (126). The average loan value for this tract ($58,338) is significantly below the state average ($99,894).

The number of loans withdrawn per 1000 residents (156) is significantly above MO average (70). The average loan value for this tract ($67,344) is significantly below the state average ($116,147).

The number of loans closed per 1000 residents (32) is significantly above MO average (17). The average loan value for this tract ($62,550) is significantly below the state average ($121,373).

HMDA - Loans Count

HMDA - Average Loan Value ($)

Private Mortgage Insurance Companies Aggregated Statistics

122 Loans originated: 61 Conventional Home Purchase for an average of $69,164, 34 Refinancings for an average of $70,265, 27 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $58,222

35 Approved applications, not accepted: 16 Conventional for an average of $62,313, 13 Refinancings for an average of $75,000, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $47,000

10 Denied: 4 Conventional Home Purchase for an average of $68,000, 4 Refinancings for an average of $79,250, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $60,000

14 Loans withdrawn: 4 Conventional Home Purchase Loans for an average of $57,000, 7 Refinancings for an average of $66,286, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $53,333