Kiva.org: recycling money to help people, then help people, then....you get the idea. We've "only" lent $22,900 this month. I like loans that help people get solar power for their homes so there's light in the evening for the kids to do homework, and loans that help tiny businesses get goods in bulk to make money, and just for the heck of it, I collect Nazgul (loans to women in Kyrgyzstan whose name recalls the Lord of the Rings trilogy). Check out our FSM team: https://www.kiva.org/team/fsm It takes only $25 to join a loan!