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Pro Tip: Timestamps below are clickable. Click on the time below in the brackets and the audio will start playing at that part of the show.

Travis Hornsby is the chief student loan planner at StudentLoanPlanner.com. He started started Student Loan Planner in October 2016 after helping his wife and her friends figure out their six figure student loans. Travis used to be a bond trader, so he took his excel heavy skill set and built models for how to save money paying back student debt.

Welcome!

[4:6] What’s one of the biggest mistakes you see people making with their student loans?● If you graduate with a $0 loan you can consolidate with the revised pay as you earn plan

[10:10] Do you believe the student loan crisis is going to get worse as time goes on as we see rates continue to rise?● It’s getting worse and better at the same time● There are different tiers, $0-80k are doing pretty well.● The average default os $10k● $80k to $1M is where the real problem is, the original estimate on income based repayment program is wrong● PLF is unlimited

[20:14] You have a strong history with tackling student loan debt, your wife got her debt from med school, what made you want to start Student Loan Planner instead of pursuing a career as a bond trader?● Travis tried to retire at 25● Travis’ wife had 6 figure of student loan debt, he met her traveling

[22:29] How important do you think it is to have an individual plan to tackle your student loans?● You can do it yourself if you are a certain type of person● Refinancing can be a great option if you’re married and in the private section● If you owe more than 2x your income you probably need a plan

[28:56] 30 second elevator pitch for Student Loan Planner?● Best group in the country to help you solve your student loan problems● $300-$600 for a 1 hour consultation

Today’s episode is a bit different because we have a special occasion to celebrate today. Katie’s student loan has been paid off! Yes, you heard it right! Listen about her journey and on what she’s really been trying to achieve.

Thomas Minter is a 33 year old millennial DINK (Double Income, No Kids), living in an expensive city. My Fiancée and I work hard, and earn a solid living. He started his blog, The City for Millennials, as a platform for urban-dwelling, up-and-comers to discuss ways to DO MORE, MAKE MORE, and SPEND LESS in cities.

Nick Sky is the co-founder of ChangEd, an app that helps student loan holders pay down their debt quicker and more efficiently. ChangEd is design to align with a borrower’s natural spending by facilitating change roundups on everyday transactions and applying those funds to their student loans.

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