Note: The working hours listed are generalized for all banks. Please take a note that the bank timings may vary from branch to branch. As per guidelines issued by Reserve Bank of India, banks will not be operational on 2nd and 4th Saturdays and all Sundays of a month.

Search Cosmos Bank MICR Codes!

You can search through around 135+ MICR Codes of Cosmos Bank! We are making earnest efforts in keeping the information updated by adding MICR codes of Cosmos Bank as they get available on RBI website.

Cosmos Co-Op Bank Ltd branches with ifsc codes are available in 6 states-

MICR codes for Cosmos Bank

Cosmos Bank MICR (Magnetic Ink Character Recognition) code is a machine readable code used for processing and clearance of cheques. It is used to identify the bank branch to which the cheque belongs. When a cheque goes for clearing, this code is read by a magnetic reader and then automatically sorted. MICR technology speeds up the whole process compared to manual reading and sorting. MICR code for Cosmos Bank is present at the bottom of every cheque leaf.

How to find MICR codes for Cosmos Bank?

Cosmos Bank MICR codes are given in the table alongside. Along with the MICR code, details like address and contact numbers are also provided. You can narrow down your search either by selecting any particular state from the drop down list or by selecting the state from Cosmos Bank MICR codes list given on the right side. One can find MICR codes for all Cosmos Cooperative Bank branches here.

How does the MICR technology work for Cosmos Bank?

The MICR characters, which are printed using magnetic ink, are passed before a MICR reader. Initially the ink gets magnetized and when it is read, each character produces a unique waveform which can be easily identified. MICR code of Cosmos Cooperative Bank is typically in either of these two fonts: E-138 and CMC-7. The MICR code allows the characters to be read reliably even if they are over-printed or concealed by stamps and signatures. This makes the system very efficient. This code is used By RBI (Reserve bank Of India) in clearing process to identify the branch and Cosmos Bank