You're not giving your CC information to PWE in the first place. Even if you choose direct debit, you're still running your information through a third-party processor.

That's the reason PWE (and many other companies) use third-parties at all. They deal with the information and therefore the liability that comes with it.

Your CC number isn't stored by Cryptic or PWE unless they want turn there Data Center into a Fort Knox level of security. No your credit card is stored at PWE's payment processor. PCI compliance is even worse that the US government's security policies (with I have deal with at work).

Sorry for piggy backing on this guys post, but I'm new and cannot post a new thread yet. Relating to his question, when you trade Dilithium for Zen, can you really buy/unlock everything Zen paid for with Money can buy/unlock, such as extra character slots? I do plan on buying a limited amount of Zen, so I want to know what I should save that for, and use the Zen I get from Dil trading for ships and etc.

Also, a few other questions if you're so kind to answer:

What career is best for noobs? I'm guessing the answer is either tactical or it doesn't matter. However, I'd assume if any career path helps you grind out levels the fastest, it would be tactical for killing enemies faster. Also, if a certain career is better for grinding resources, I'd like to know because I can use that to fund another character (if possible) that I'll like more after learning from all the mistakes I made with the first one.

What can you regret doing as you learn this game / what will prevent me from having to buy the respecialization/reset item? I'm guessing it's just what skills you level up. I'll be reading guides so I specialize on what I intend to. Also, are there quest caps. Some games, new players sometimes regret not knowing about certain quests that give special items and/or points and when they find out about it, they cannot do the quest anymore.

That's pretty much it for me. I spent one day trying to play the game, and I was really lost. I tried to read up on the game, but it resulted in basically a braindead person staring into space. Think it's best to just jump in and learn, but the above three questions pretty much prevented me from diving into the game at full force. Thanks STO community!