If you did not enroll in your employer’s insurance, this may affect whether you qualify for coverage through MHCP. We will ask you or your employer about the insurance and let you know if not enrolling affects your eligibility.

You may qualify for MA even if you have Medicare coverage. You may qualify for MA to pay for services that Medicare does not cover. There are also special programs to help pay your Medicare costs, such as premiums, deductibles and copays.

You cannot qualify for MinnesotaCare if you are enrolled or can enroll in Medicare.

LTC Partnership insurance must meet certain state rules. If you are enrolled in a qualified Partnership policy and apply for MA, you may be able to keep assets equal to the amount that your Partnership insurance has paid for your long-term care. These assets will not count toward the MA asset limit and will not be claimed in estate recovery.

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Terminology disclaimer
The terminology used to describe people with disabilities has changed over time. The Minnesota Department of Human Services (“Department”) supports the use of “People First” language. Although outmoded and offensive terms might be found within documents on the Department’s website, the Department does not endorse these terms.