Mobile phone insurance

We offer comprehensive insurance for all mobile phone models at great prices, with an experienced in-house customer care team.

Over 1 million devices insured

Insuring devices in Ireland for 10 years

30 years of industry experience

Authorised by Financial Conduct Authority

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Loss included as standard

We’re one of the few insurance providers to offer loss as standard.

Unlimited claims

We provide unlimited repairs and replacements on all our insurance policies.

12-month warranty on replacements

We offer a hassle-free 12-month warranty on all replacement devices.

High-quality mobile phone insurance you can count on

We tailor our specialist mobile phone insurance policies to suit your device and lifestyle because we know everyone has different needs. You can choose from our Plus or Premium plans, depending on what suits you and your requirements.

Theft and Loss are considered standard in all of our mobile phone insurance plans, unlike many other providers.

Cracked Screen Cover is part of our Premium plan, so if you drop your phone and cracked the screen, we'll quickly repair and return it to you.

If you're prone to accidents, phone insurance is a must! You can stay protected against Liquid Damage and Accidental Damage should you drop or drown your much-loved device.

Our Cover

Accidental Damage

Accidents can happen, usually when you least expect it! But when they happen to your mobile phone, our cover will put your mind at ease and financially reassure you.

Liquid Damage

Whether it's dropping your phone in the bath or spilling coffee over your tablet- we have heard it all! Take our cover that protects your mobile phone against liquid damage, so if the worst does happen to your device, we can repair or replace it in no time.

Cracked Screen

If you've dropped your device and cracked the screen or found that it's no longer working properly, we are here to ensure it gets repaired quickly!

Loss

If you have a tendency to lose things, our cover is perfect for you as it includes loss as standard and can provide you with that added level of security.

Theft

It's not your fault when your phone is taken from you, that's why we're here to offer you a replacement mobile phone and protect you against unauthorised calls.

If your smartphone breaks down mechanically or an electrical fault occurs outside of its period of warranty, we can cover you.

Worldwide Cover

At loveit coverit, we understand you'll want to take your phone with you when you travel abroad. This is why we give you unlimited worldwide cover, so you can relax while you're travelling across the globe.

Airtime Abuse

It's bad enough if your phone gets stolen, but airtime abuse can also be a cause for concern. That's why all of our mobile phone policies also cover the cost of calls and messages that have been made without your permission.

We cover all makes and models

If you have an older phone, you don't need to worry. We also cover older models, as long as your phone is less than 3 years old and was bought as new.

Not only do we provide insurance for all popular manufacturers in the industry, such as Samsung, Apple and Sony, but we also cover lesser known manufacturers including Getac, Sonim and many more.

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If you can't see your particular phone listed, don't hesitate to call us on 01-16950723

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Why choose loveit coverit

Providing gadget insurance in Ireland for years

With nearly three decades in the insurance industry, loveit coverit are highly experienced in delivering comprehensive, specialist gadget insurance policies. Since 2010, we have been providing gadget cover in Ireland, so you can be safe in the knowledge that you're in the hands of a capable and well-established company.

In partnership with AXA

Our policies are backed by AXA, one of the world's largest insurance providers. loveit coverit works in partnership with AXA to offer customers in Ireland premium protection for their favourite devices.

We handle every claim in-house

Not only are we fully regulated by the FCA, but our in-house customer care team provide an end-to-end service. Any repair or replacement is issued from our own repairers, which is why you can trust us to deliver a reliable and efficient service.

No minimum contract

We always like to make things as easy as possible for our customers, which is why we make sure our insurance policies are flexible and if you need to, you can cancel at any time, subject to terms and conditions. We don't want to restrict you, which is why we'll never tie you down to 12 month or longer contracts.

14-day money back guarantee

We'll provide you with a full refund if you choose to cancel your policy within 14 days of the policy start-date, as long as you haven't made a claim. Our service includes a two-week grace period, so that you won't lose out should you decide to change your mind.

We provide unlimited claims

Unlike some other insurance providers in the market, we don't have a limit on the number of claims you can make. That's irrespective of what the cause was. So if your phone gets damaged twice in one year, you don't need to worry as we'll still have you covered.

Mobile phone insurance from loveit coverit

At loveit coverit, our goal is to provide clear and concise insurance packages, that are comprehensive and priced competitively. We understand the importance and attachment that most people have with their phones these days, which is why we are here with simple and personal mobile phone insurance policies that protect your beloved devices. This means that should the worst happen and your phone is lost, broken or stolen, you don't need to panic!

At loveit coverit, we're aware that mobile phone insurance isn't the most riveting of topics, but we always want our customers to feel comforted and satisfied, safe in the knowledge that your phone is protected.

You love your phone and we love our customers, which is why we are fully committed to finding a policy to suit you, while putting your mind at ease that we've got your favourite device covered.

Having been in the Irish insurance market for years, we've seen everything. That's why we understand how frustrating and inconvenient it can be when something bad happens to your phone. You can rest easy knowing that your device is in the hands of a highly-experienced, knowledgeable company, who truly cares about its customer. We continually look at the market in Ireland to ensure we are offering well-priced and inclusive insurance policies.

Frequently asked questions

Who provides the insurance?

The insurance is arranged by Pier Insurance Managed Services Limited and underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Partners Group. Inter Partner Assistance is a Belgian firm authorised by the National Bank of Belgium in Belgium and regulated by the Central Bank of Ireland for conduct of business rules.

How soon will I receive my replacement mobile phone or tablet after I claim?

We understand the inconvenience that being without a phone or tablet can cause, which is why we endeavour to have a replacement device in your hands within 48 hours of us approving your claim.

Will my replacement gadget be the same as the one I had?

Once we've agreed your claim, we'll endeavour to replace your device with the same make, model and colour. We'll then send it to you as quickly as possible. If your device isn't manufactured anymore, we will provide the nearest comparable model.

What’s not covered in my policy?

We've details exactly what is not covered in the Policy Excess and Key Exclusions and Limitations pages.

Is it possible to insure an old device?

We can insure older devices, however all mobile phones or tablets must have been purchased from a VAT registered UK/Republic of Ireland supplier and no more than 3 years old (from the policy start date).

Will you insure a non-genuine device?

No, we won't cover non-genuine devices in our policies. However, refurbished devices that come with a manufacturer’s warranty or the original proof of purchase (if the device was bought second-hand), we will insure.

Can I trust loveit coverit?

loveit coverit is an established company within the gadget insurance sector. We are a specialist insurance provider with 3 decades of experience under our belts. You can trust in our brand and our mobile phone and tablet insurance policies. As part of Pier Insurance Managed Services Ltd, the company is fully authorised and regulated.

How much excess will I pay?

This can be found in your Policy Excess documents.

Is there a minimum or maximum period of cover?

No, there is no minimum period of cover. When you purchase an annual policy, we will contact you approximately two weeks before your renewal date and offer to renew it. We will automatically process your renewal if you don't advise us to cancel your policy at this time.

How old do I have to be to insure a device?

You must be 18 years old or over and an Irish resident if you wish to take out a policy. If you are under 18, then a family member can take out the policy on your behalf with their consent.

Who does my policy cover?

Parents can insure their children's devices on their behalf. The cover of the device will apply to you as the person who purchased the policy and your immediate family. This can include your children, wife, husband, partner, siblings, parents, grandparents or grandchildren that live at your address permanently.

Who will take the money from my bank account?

loveit coverit will appear as Pier Insurance on all banking statements.

Why must I pay an excess?

We won't increase our premiums once you make a claim, unlike many other insurance providers. Therefore, we ask you to pay the compulsory excess fee so we can keep our prices low for you. You can always trust that we will handle your claim quickly, professionally and efficiently.

Do you send a brand new replacement gadget?

As your policy is not a ‘replacement as new’ policy, all mobile phone or tablet replacements we send out may be brand new or refreshed devices, but they will all come with a 12-month warranty.

We ensure that the quality of refurbished devices is so high that you won’t be able to differentiate them from new ones. Please note that refreshed devices may hold some non-original parts.

What should I do if I’ve got a question not answered in your FAQs?

Please feel free to call us on 01-16950723 or email us at support@loveitcoverit.ie and we will happily help you.