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[1]] [2]Deborah A. Towers is a registered representative registered to transact business with clients in the state of Arizona, California, Colorado, Connecticut, Florida, Georgia, Idaho, Indiana, Kansas, Kentucky, Massachusetts, Montana, Nebraska, Nevada, New Mexico, New York, North Carolina, Ohio, Oregon, Tennessee, Texas, Utah, Washington and Wyoming. Deborah A. Towers is also an investment advisor representative licensed in the state of Arizona, California, Colorado, Florida, Georgia, Idaho, Kentucky, Massachusetts, Montana, Nebraska, North Carolina, Ohio, Tennessee, Texas, and Utah. If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities, investment advisory services or insurance services over the internet.

[1]Gale Hatley is a registered representative registered to transact business with clients in the state of Colorado. If you are not a resident of the state noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities or insurance services over the internet.

Content may have been created by a Third Party and was not written or created by a HD Vest affiliated advisor and does not represent the views and opinions of H.D. Vest Financial Services® or its subsidiaries. This site may contain links to articles or other information that may be contained on a third-party website. HD Vest is not responsible for and does not control, adopt, or endorse any content contained on any third party website. The HD Vest affiliated companies exclusively provide financial products and services, and do not provide or supervise tax or accounting services. Advisors may provide tax, accounting or other services through their independent outside businesses, but these services are separate and apart from HD Vest.

Deborah A. Towers is insurance licensed in the state of Arizona, Colorado, Connecticut, Georgia, Idaho, Massachusetts, Montana, North Carolina, Oregon, Tennessee and Wyoming. Gale Hatley is insurance licenses in the state of Colorado. If you are not a resident of the state noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities or insurance services over the internet.

Certified Senior Advisors (CSA) has supplemented their individual professional licenses, credentials and education with knowledge about aging and working with seniors. Know what those licenses, credentials and education signify. The CSA designation alone does not imply expertise in financial, health, or social matters.

The Certified Fund Specialist (CFS) certification serves as an indication of an individual’s expertise in mutual funds and the mutual fund industry. The CFS is the fourth oldest financial designation in the financial services industry and the oldest designation in the mutual fund industry, coming into existence in 1988. In total, more than 11,000 financial service professionals have completed the CFS program.