Terms of Use

By using the FinancialFinesse.com website (the "Site"), you are deemed to have agreed to all of these Terms of Use and their application to all uses you make of the Site. If you choose not to accept these Terms of Use, you may not use the Site.

The use of some services and features of the Site may be subject to additional terms and guidelines that may be referred to on applicable pages. Those additional terms are incorporated herein. We may modify these Terms of Use at any time without notice. Any use of the Site is subject to the Terms of Use as in effect at the time of the use, so we suggest you review these terms from time to time. We also have policies intended to protect your privacy with respect to your use of the Site and information you provide. We recommend that you review those policies as well.

Financial Finesse is an informational service only. We provide neither investment nor legal or tax advice. The information provided is for general educational purposes only and is not intended to substitute for the advice of your investment, legal and tax advisors or to be the basis of specific trading or investment activities. Please consult with one of these professionals for the appropriate treatment of your exact situation. Financial Finesse and its third party providers, suppliers and vendors (collectively, "providers") do not guaranty any results of activities and will have no responsibility whatsoever for any activities of users of the Site.

Financial Finesse and third party providers who provide information on the Site obtain their information from public sources and have no control over its accuracy or any responsibility therefore. Although Financial Finesse considers its providers to be reputable, all such providers are independent contractors who provide information that they obtain independently and Financial Finesse will have no responsibility for information provided by these providers.

Neither Financial Finesse nor any third parties that provide information on the Site make any warranties or representations concerning the information on the Site. By your use of the Site, you waive any claims of any nature whatsoever against Financial Finesse and others unless such claims are based on intentional, knowing misrepresentation. Neither Financial Finesse nor any third party provider will be responsible for any misrepresentation of the other party or other parties.

The Site may contain links to other sites or resources. We have no control over these sites or resources and have no responsibility for use of them. Our linking to these sites and resources is not an endorsement of anything on those sites or any content thereon and you agree that Financial Finesse will have no liability to you or others with respect to such site and resources. These sites and resources will have different terms and conditions and policies and you must comply with these.

If you use any services provided by any third party provider on or through the Site, including advertisers or information providers, your relationship with such third party is solely between you and such third party and Financial Finesse will have no responsibility therefore.

We do not endorse, warrant or guaranty any products or services offered on or through the Site. We are not a party to, and do not monitor, any transaction between users and third party providers of products, services or information.

Your use of the Site is subject to conformance with all rules that we may impose from time to time as well as with all laws, regulations and other governmental requirements. All information you provide for registration or use of the Site must be true and accurate. We reserve the right to terminate your use of the Site if you violate any of our rules or any legal requirements. If you provide any information to the Site, you are solely responsible for it and for any claims based on its use on the Site or by us, including claims of violation of proprietary or privacy rights, of libel or defamation or with respect to obscenity. In addition, you understand that we do not control any content provided by third parties and have no responsibility therefore.

The Site and all content, information and software on it is owned by our providers or us and you obtain no rights therein. Copyright, trade secret and other laws protect such items and you may not violate our rights or the rights of third parties in such items. You may use the information on the Site only for your own, non-commercial purposes and may not make any other use of such information. Without limiting the foregoing, you may not copy, modify, or republish or redistribute any such information. In addition, various trademarks, service marks and logos of Financial Finesse and third parties are used on the Site, including the name Financial Finesse. You may not use any such marks or logos without our consent or the consent of the third parties that own them, as applicable. If you provide us with information that you intend that we use on the Site, we will own such information and have the right to use it in any manner, in any media now or hereafter existing.

We respect the intellectual property rights of others and require that users of the Site do the same. The designated agent to receive notification of claimed infringement under the Digital Millennium Copyright Act is Gary A. David, 20 N. Raymond Avenue, Suite 200, Pasadena, CA 91103.

Your use of the Site is at your sole risk. The Site is provided on an "as is" and "as available" basis and Financial Finesse and its providers expressly disclaim all warranties of any kind, express or implied, including the implied warranties of merchantability, fitness for a particular purpose and non-infringement. We make no representation or warranty that the Site will meet your requirements, that use of the Site will be uninterrupted, timely, secure or error free, that any results that will be obtained from the use of the Site will be accurate or reliable or that any errors in the Site or its software will be corrected. Neither we nor any third party provider make any representation or warranty as to the quality of any information, services or products you obtain through the Site.

Anything you obtain from or through the Site is obtained at your own discretion and risk and you assume all risks to your computer system or as to loss of data resulting from your use of the Site or any downloading of materials.

You expressly agree that neither Financial Finesse nor any of its providers will, under any circumstances, be liable for direct, indirect, incidental, consequential, special or exemplary damages, including loss of revenue, goodwill or profits, arising from (a) any use of the Site or inability to use the Site, (b) any information provided, (c) the cost of obtaining substitute goods, information or services, (d) unauthorized access to or alteration of any data you provide or (e) statements or conduct of any third party on the Site. The foregoing all apply even if Financial Finesse has been apprised of the possibility of such damages. In addition, Financial Finesse’s liability for damages will be limited to $100 per year to any single user.

Some jurisdictions do not allow for the exclusion of certain warranties or the limitation or exclusion of certain damages, such as incidental or consequential damages. Accordingly, some of the foregoing provisions may not apply to you.

Any dispute arising out or relating to the Site, your use of the Site, these Terms of Use or Financial Finesse’s products and services will be governed by and interpreted in accordance with the laws of the State of California, without regard to its conflict of laws provisions. Any such dispute will be resolved exclusively by the courts located within Los Angeles County in the State of California, and you agree to the personal jurisdiction of such courts and such exclusive choice of forum.

These Terms of Use and the additional rules and policies referred to herein constitute the entire agreement between you and Financial Finesse concerning the Site and your use thereof and supercede any other agreement. As noted above, other terms may apply to specific services. If any provision of these Terms of Use is found to be invalid, you and we agree that the remaining provisions shall remain in full force and effect and that a court should endeavor to give effect to such remaining provisions. Each limitation on liability and disclaimer is separate and severable and the invalidity of any one shall not affect the validity of any other. Despite any statute or law to the contrary, any claim or cause of action arising out of or related to the Site or your use of it must be filed within one (1) year after the act or omission on which it is based occurs or be forever barred.

If you have any questions or comments on these Terms of Use or otherwise wish to bring any matter to our attention, please e-mail us at: info@financialfinesse.com.