Visa recently announced a series of security requirements designed to counter credit card fraud head on, starting with the most alarming method of fraud—the data breach. In a bulletin issued in October of last year, Visa spoke of the necessity for advanced security protocols that merchants and acquirers must adhere to in order to curb…

When The Home Depot was one of the many U.S. retailers to suffer a credit card data breach in the summer of 2014, it was predictably ripped in the media. Like its hacked counterparts, the home improvement giant had to learn about credit card security the hard way: Hackers exposed the credit and debit card…