Either way, a less-than-flattering report can hurt your chances of qualifying for a credit card, mortgage or any other kind of loan – it can even get in the way of renting an apartment or finding a job.

But a bad credit report can almost always be improved or corrected. In plain English, Credit Repair shows you how to fix your credit situation quickly, easily and legally. Learn how to:

This edition of Credit Repair provides new information about your liability when your credit card is used without your permission, and how to close a credit card account properly. It also includes sample credit reports and lists of agencies and organizations to turn to for additional help. Includes forms CD.