I foolishly dropped the wrong envelope in the ATM. I went to my bank to explain the problem. I was referred to Jeff, a new "Senior Personal Banker." He was young and sexy. I explained the problem. He promised to follow up and let me know. I gave him the email I use for only personal communications. He emailed me later to say that he had reported the problem and that he hoped we could stay in touch. Provoked by his extra expression of interest, I replied asking whether he would like to have lunch with him at a nearby restaurant. He responded positively, and we enjoyed a wine-fueled lunch together. After the second glass of wine, Jeff looked at me with anabashed lust. I decided to respond in kind.I invited invite him to my apartment for a "nightcap," though it was only 1:30 in the afternoon. He accepted with alacrity. Once we entered my apartment, he grabbed me, started showering me with kisses, fondled my breasts, put his hands under my skirt and squeezed my ass. He said, "I want to make love to you." I led him to my bedroom, where we both undressed. We made love all afternoon. It's great to have a "personal banker."