From Host Card Emulation (HCE) and tokenization, to empowering organizations to become their own Token Service Provider (TSP), Rambus Bell ID software provides a comprehensive, mobile payment solution to banks and retailers worldwide that loads and manages payment credentials on Near Field Communication (NFC)-based smartphones and connected devices. Learn more about Security

Featuring comprehensive solutions for both physical and virtual smart cards, the Rambus Smart Ticketing suite of products, including technology from Ecebs, offer secure and easy-to-implement solutions for any transport scenario, including rail, bus, and ferry. Learn more about Security

Made for high speed, reliability and power efficiency, our DDR3 and DDR4 chipsets, recently acquired from Inphi, for RDIMM and LRDIMM server modules deliver top-of-the-line performance and capacity for the next wave of enterprise and data center servers. Learn more about Memory + Interfaces

With their reduced power consumption and industry-leading data rates, our line-up of memory interface IP solutions support a broad range of industry standards with improved margin and flexibility. Learn more about Memory + Interfaces

Inspired by the innovative thinking at the heart of Rambus Labs, the Emerging Solutions division at Rambus works to translate extraordinary theory into everyday practice. Learn more about Emerging Solutions

Token Service Provider

Token Service Provider

Responsible for the generation, issuance assignment and lifecycle management of temporary Personal Account Numbers (PANs), or payment tokens, the Rambus Token Service Provider (TSP), including technology from Bell ID, is a modular platform that combines tokenization with Host Card Emulation (HCE) to enable payment issuers and processors to perform a wide variety of roles in the payment process.

Contact Us

How Token Service Provider works

In today’s mobile payment ecosystem, TSPs are entities that generate and deliver payment tokens to registered token requestors, such as OEM Pay wallets or e-commerce merchants, to safely complete mobile payment transactions. Tokenization is used to protect payment credentials by replacing them with a randomly generated number that resembles the customer’s PAN. The unique identifier, known as a ‘payment token’ or ‘tokenized PAN’, is worthless if stolen, as it essentially acts as a reference for a consumer’s original card data which only the card networks and/or the consumer’s bank can map back to the original account.

Watch Token Service Provider

Tokenization: Everything You Need To Know

Tokens are used in a number of environments to replace and protect the underlying value of credentials. In the payments world, tokenization is primarily used to secure payment card data. This can be done using EMVCo Tokenization for card payment transactions or Payment Card Industry (PCI) Tokenization for card-on-file data, which is stored in merchants’ or acquirers’ systems after a transaction is completed.

The Rambus Token Service Provider is a comprehensive software platform that offers many different solutions within the tokenized payment infrastructure. Some of the key capabilities featured in the platform include:

Host Card Emulation – emulates the functionality of a physical secure element (SE) in the cloud for use with Near Field Communication (NFC) transactions, compliant with American Express, VISA, and MasterCard specifications featuring a plug-in for mobile wallets

Token Service Provider

A Token Service Provider is an entity within the payments ecosystem that is able to provide registered token requestors – such as merchants holding card credentials – with ‘surrogate’ PAN values, known as payment tokens. The Token Service Provider can be independent from the payment network or payment processor, or alternatively can be integrated with one or both of these entities. Token Service Providers are responsible for a number of functions. They oversee the ongoing operation and maintenance of the Token Vault, deployment of security measures and controls, and the registration process of allowed Token Requestors.