In the FIU game, Middle Tennessee QB Asher O’Hara put up 114 yards and a pick, and also led the team in rushing with 85 yards and a TD. Ty Lee was the top Raiders receiver on 74 yards from five catches.

Over on the Charlotte Side, they’re sitting at 3-3 this season as well. The 49ers have fallen to Appalachian State, UMass and UAB this year while taking out Fordham, Old Dominion and Western Kentucky.

In the Western Kentucky game, Charlotte QB Chris Reynolds logged 119 yards on 12-of-19 passing, and Ben Lemay led the rush with 121 yards and two scores. Victor Tucker was the top receiver for the Niners on 91 yards from nine receptions.

The 49ers are 6-1 ATS in their last seven games in October and 4-1 ATS in their last five on turf. Charlotte is 1-4 ATS in their last five road games and 6-2 ATS in their last eight conference games.

Meanwhile, the Raiders are 4-0 ATS in their last four home games and 8-2 ATS in their last 10 following an ATS loss. Middle Tennessee is also 4-1 ATS in their last five on turf and 4-0 ATS in their last four following a straight-up loss.

Charlotte has been a model of inconsistency in several of their games this year. The Niners have put up 9 points or fewer in two of their three losses, and coughed up 49 to UMass in the other one.

As for Middle Tennessee, they’ve had a couple of duds as well, posting just seven points in two of their losses, but for the most part have been scoring pretty well otherwise.

This looks like a pretty decent matchup, but I’m going to go with the Raiders here.

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