TERMS OF USE & PRIVACY POLICY

PLEASE READ VERY CAREFULLY THESE TERMS OF USE BEFORE READING,
COMMENTING ON, DOWNLOADING, COPYING, REPRODUCING, ALTERING
MATERIALS OF ANY KIND, SUBSCRIBING TO, AND LINKING TO
(COLLECTIVELY “USING”) THIS BLOG. USING THIS BLOG INDICATES THAT
YOU ACCEPT THESE TERMS OF USE. IF YOU DO NOT ACCEPT THESE TERMS
OF USE, PLEASE DO NOT USE THIS BLOG.

Introduction.

This agreement (”Agreement“) between You and the
owner of this website (”the Author“) consists of
these Terms of Use (”Terms“).
“You“, “Reader” or
“Commenter” means any entity identified by its
comments, e-mail, registration information or IP address. If You use
this Blog on behalf of your employer, organization or company, they
shall also be bound by the terms of this Agreement.

Privacy.

When You leave a comment, the Author is automatically notified and
receives IP, WHOIS, and e-mail information pertaining to the
Commenter. This information is not stored by the Author for purposes
other than to moderate comments. This information is not being sold
or used for other purposes. If You have concerns with the way this
information is used, please contact the Author directly to arrange
for complete removal of this information. Removal of all personal
information will result in the removal of any content the Commenter
might have contributed to this Blog, including comments. This Blog
is hosted in California; U.S. Be aware that laws regarding personal
information and privacy may differ from Your location.

Blog content.

All the contents of the Blog, EXCEPT FOR COMMENTS, constitute the
opinion of the Author, and the Author alone; they do not represent
the views and opinions of the Author’s clients, parent Franchise,
nor do they represent the view of organizations, businesses or
institutions the Author is a part of. The Author is not an Attorney
or Tax Professional, and you should never substitute information
from this Blog for information obtained from an Attorney or Tax
Professional. The content of this Blog is not intended to cause
harm, but if You have any concerns about the contents of this Blog,
please contact the Author. Disagreeing with the content of the Blog
does not constitute sufficient ground for You to ask the Author to
remove or modify any parts of this Blog. The Author is not being
paid to write content on this Blog or to manage and in any way
operate this Blog.

Copyright policy.

All the text, images and other content being part of this Blog is
property of the Author, unless noted otherwise. All logos and
trademarks are property of their respective owners. You are not
allowed to reproduce, sell, and modify any part of this Blog. You
are welcome to link to this blog, and to discuss its contents in a
respectful manner. When You quote or link to this Blog, please
include the Blog’s name in your link. You are not authorized to use
this content for personal profit. UNAUTHORIZED COPYING,
REPRODUCTION, MODIFICATION, REPUBLISHING, UPLOADING, POSTING,
TRANSMITTING OR DUPLICATING OF ANY OF THE MATERIAL IS PROHIBITED.
Whenever copyrighted material is mentioned or used, the Author is
doing so according to fair dealing practices. Use of material from
this Blog according to fair dealing practices requires proper
acknowledgment. Simply linking back to the Blog is not considered
proper acknowledgment; please provide a link including the Author’s
name, the name of the page you are linking, and a permanent link
(”Permalink“) to that page.

Comment policy.

The Author is not responsible for the content of any comments made
by the Commenter(s). The Author is also not responsible for knowing
whether the content of Your comment is breaking the law in the
United States, or other countries and jurisdictions. This Blog is a
venue for discussion; therefore, the Author will not delete critical
comments, or comments portraying a different opinion from the
Author’s own. However, the Author reserves the right to edit,
delete, or not publish a comment if this is deemed to be potentially
illegal (this includes, but it is not limited to comments containing
hateful, libelous, and defamatory content). All comments on this
Blog have to be written in English. Please do not endanger Yourself
or break the law when you comment. Comments intending to advertise
and/or off-topic (”SPAM“) will be deleted. The
Author also reserves the right to block Commenter(s) who have
previously published offensive comments, illegal content, or SPAM.

Forbidden actions.

You are not authorized to (i) use this Blog to advertise for
products of any kind and for other Blogs, (ii) to infringe the
Copyright policy and Comment policy of this Blog, (iii) to attack
this Blog using malicious software and/or use this Blog for data
mining (iv) to commit any illegal actions while using the Blog,
or against this Blog, (v) to restrict access to this Blog, (vi) to
impede the normal functioning of this Blog and (vii) to menace the
Author with, or cause physical or financial harm to, the Author of
this Blog.

Changes to the Terms of Use and Privacy Policy.

The Author reserves the right to change these Terms of Use at any
time. The most current version will always be found at the bottom of
the blog with the “Last Updated” date included. It is Your
responsibility to make sure that you agree with the new Terms,
whenever changes have been posted. Changes to the Terms will be
effective immediately after they have been posted on the Blog. If
You do not agree with the Terms, DO NOT USE THIS BLOG.

No Guarantee.

The Author makes no guarantee regarding the validity of the content
of the Blog. In addition, the Author does not guarantee that the
Blog will be accessible at all times or during any down time (i)
caused by outages to any public Internet backbones, networks or
servers, (ii) caused by any failures of Your equipment, systems or
local access services, (iii) for previously scheduled maintenance or
(iv) relating to events beyond the Author’s control such as strikes,
riots, fires, floods, explosions, war, terrorism, governmental
action, labor conditions, natural and/or man-made disasters, or
interruptions in Internet services to an area where the Author or
Your servers are located. Although the Author will try to moderate
comments quickly, the Author makes no guarantee to the Commenter
that its comments or trackbacks will be displayed promptly, without
modifications, or that they will be displayed at all, as all
comments will be published by the discretion of the Author.

No Warranty or Condition; Links.

The Author makes NO WARRANTY OF ANY KIND. If you choose to access
the Blog, you do so AT YOUR OWN RISK. To the extent links and
external content are based on or displayed in connection with the
Blog, THE AUTHOR SHALL NOT HAVE ANY LIABILITY IN CONNECTION WITH
THE DISPLAY OF SUCH LINKS AND SEARCH RESULTS, whether this external
content is breaking the law in this or other jurisdictions. YOU
AGREE TO USE THE BLOG AT YOUR OWN RISK, and that You will not
consider the Blog’s content to be a suitable substitute for
professional advice.

Limitations of Liability.

IN NO EVENT SHALL THE AUTHOR BE LIABLE UNDER THIS AGREEMENT FOR ANY
DAMAGES OR LOSSES, AND THE AUTHOR’S LIABILITY TO YOU UNDER THIS
AGREEMENT FOR ANY CLAIM IS LIMITED TO THE GROSS MONTHLY AMOUNT PAID
BY THE AUTHOR FOR HOSTING SERVICES DURING THE ONE MONTH PERIOD
IMMEDIATELY FOLLOWING THE DATE OF THE CLAIM. Each party acknowledges
that the other party has entered into this Agreement relying on the
limitations of liability stated herein and that those limitations
are an essential part of the Agreement. Without limiting the
foregoing, the Author shall not have any liability for any failure
or delay resulting from any condition beyond the reasonable control
of the Author, including but not limited to governmental action,
labor conditions, power failures, natural and/or man-made disasters.
The Author is not liable for the content of any comments the
Commenter might leave on this Blog (see Comment policy).

Obligation to Indemnify.

You agree to indemnify, defend and hold the Author, its agents, and
applicable third parties
(collectively “Indemnified Person(s)“) harmless
from and against any and all third party claims, liability, loss,
and expense (including damage awards, settlement amounts, and
reasonable legal fees, brought against any Indemnified Person(s),
arising out of, related to or which may arise from Your use of the
Blog and/or Your breach of any term of this Agreement.

Applicable Laws; Venue.

The Author operates the Blog from the United States of America and
makes no representations that materials in the Blog are appropriate
or available for use in other locations. Access to the Blog from any
location where the content is illegal is prohibited. Any claim
related to the use of the Blog or to the Blog materials shall be
governed by the laws of the State of California. Any action related
to the access, use, content, or existence of this Blog shall be
filed only in the appropriate court located within the State of
California. The use of this Blog constitutes Your express permission
and consent to the jurisdiction of the State of California and/or
federal courts of the United States of America for purposes of such
actions.

Legal notices and Contact information.

If You are intending to carry out legal action of any kind against
the Blog or the Author, you are required to contact the Author SEVEN
BUSINESS DAYS before any legal claim is made. Please remember that
the Author means to DO NO HARM to You or anyone else by writing this
Blog. If You feel that your rights have been infringed, please
contact the Author, and allow seven business days for the reply to
be received. The Author will do whatever possible to address Your
concerns.