Re: Auto Loan Approvals!

MODEL: corvetteMILEAGE:RETAIL/LEASEurchaseAMOUNT OF LOAN:28000TERM CONTRACTED:5 yearsAPR/LEASE RATE:9%MONTHLY PAYMENT:MISCELLANEOUS COMMENTARY: All 3 scores were very low; dti under 30%; income over $250k. very excite we were finally approved. my credit union turned me down but after some negotiating back and forth, they approved as well. Keep the faith and talk to a "body". Forget the online unless your scores are really high.

MONTHLY PAYMENT: $375MISCELLANEOUS COMMENTARY: I've been lurking here for a few months and want to say thanks for all the FICO help! EQ of 695, Chap 7 in Aug of 2000 is the only dergo. Credit history 15+ years, Account history 7+ years. Instant approval, no income verification needed - Also got their Visa Rewards Card with a $2k cl. No collateral an incredible APR and a GREAT Visa card - Woo Hoo!

Re: Auto Loan Approvals!

MODEL: EquinoxMILEAGE: 500RETAIL/LEASE:AMOUNT OF LOAN: 19,000.00TERM CONTRACTED: 60 mosAPR/LEASE RATE: 8.85MONTHLY PAYMENT: 376MISCELLANEOUS COMMENTARY: I was approved for 23,750 - I was surprised. I'll be going to the dealer tonight and see what they offer, but at least I know I have financing I can afford, even if it is w/ Cap One. It's a relief!

Re: Auto Loan Approvals!

MODEL: FocusMILEAGE: 30RETAIL/LEASE:14,100AMOUNT OF LOAN: 16,200TERM CONTRACTED: 72 mos.APR/LEASE RATE: 13.66MONTHLY PAYMENT: 330MISCELLANEOUS COMMENTARY: I had a co-signer with excellent credit - I'm sure I would have never gotten approved for anything without her. Hopefully I can refinance in a year after on time payments on my own and for a lower rate. I already made my first payment very early so I'm on a good start!

Re: Auto Loan Approvals!

APPROVING BANK: BB&T

BUREAU PULLED: All ThreeCREDIT SCORE: High 500's to 625, auto "enhanced"CUSTOMER STATE OF RESIDENCE: GANEW/USED: NewYEAR OF VEHICLE: 2008

MAKE: Mazda

MODEL: Mazda3 s-Grand Touring with Sunrof, Bose sound and 6 CD Changer MILEAGE: 170RETAIL/LEASE: 19,100 (Thank you, Edmunds)AMOUNT OF LOAN: 20,700, minus $2,000 downTERM CONTRACTED: 63 mos.APR/LEASE RATE: 7.9%MONTHLY PAYMENT: $409MISCELLANEOUS COMMENTARY: Sticker price was $23,230 -- bargained to $19,100 incl incentives. So that might've helped with the loan. Original offer on interest was 8.9%, ranging to 18.9 from some shark. The finance guy offered me a corporate discount on the warranty, so I told him I'd take the warranty for $700 off retail, if he could get me a point better on interest. He did, which basically means 100k mile warranty was free. I love BB&T, hometown bank and they always treat their people right. High income and low DTI probably offset my low scores. Really happy overall. PS if you live in GA, I went to Jim Ellis Honda.

I was approved by capital one for 12.76 under the same terms for up to 26k. I told the dealer capital one gave me 10 percent and they came with 8.9, I never thought i had a chance to get approved by Audi Financial. Im thinking it will look good on my credit when i pay this off. Chase auto loan denied me.

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Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
FTC's website on credit.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.