A recent poll found that most working Americans like 401(k) plans better than the do defined benefit plans. Poll researchers say that that's a sign people want to take more responsibility for managing their money.

Here's more from that PLANSPONSOR.com poll:

Divided among income levels, respondents with annual income of $75,000 or higher were much more likely to support tax breaks (37%) than those making less than $35,000 annually (14%). However, those that fell into the lower income brackets favored hiking Social Security payments.

18-34-year-olds expect to be more reliant on personal savings upon retirement (49%), compared to 32% of those 35-44, 24% of 45-54-year-olds, and 27% of those 55 and older.