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At the time of giving loan to borrower, an affidavit on Rs. 10/- non judicial stamp was taken that he has not got any loan from other bank/financial institution etc., but this affidavit was not signed either in front of Notary /Oath commissioner, In another words, given by only borrower. Whether this affidavit has same evidentiary value as signed in front of Notary/ Oath commissioner, or no value at all?