Life policies

Helpful resources

Life insurance provides you with the peace of mind knowing that your loved ones aren’t overburdened by bills and funeral expenses after you’ve passed on. Depending on the policy, it can even provide family members with a source of income and help pay for things like retirement and college tuition for children or grandchildren.

It can be difficult to decide what amount of life insurance is right for you and your family. R.L. Milsner has the expertise and experience necessary to help guide you through the process, ensuring you find the best possible coverage at a price you can afford.

Understanding your life insurance options

You should never feel pressured to purchase any single policy. The best approach is to explore all the options available, and with the help of a professional insurance agent, decide the policy that is best for you and your family.

The three broad categories of life insurance you can get through R.L. Milsner are:

Term Life: The most affordable option, which covers you for a specific amount of time. There are also options to extend it when a term has ended.

Whole Life: Life insurance that guarantees a death benefit no matter when you die.

Universal Life: Offers a guaranteed death benefit, but with more flexibility allowing for lower premiums.

Within these three categories there are many more options, and deciding which one is right for you will depend on your individual situation.

Serving the Contra Costa Community since 1978

As an independent insurance agency, R.L. Milsner has your best interests at heart. We can help you explore and compare policies from a wide range of respected companies, and ultimately craft a policy that fits your needs.