SHARE ON:

Financial savviness at your fingertips.

Finances can be tricky to navigate as a millennial. We have subscription services to manage, digital investments to explore, and much to learn about money; it can be downright overwhelming. Luckily, as the world gets more complex, so do apps that can help sort through the clutter.

It can sound daunting and—let’s be real—kind of boring to start planning and saving for your retirement in your twenties. Do it, though, because your future self will thank you. And stocks can seem like a foreign language spoken by old dudes with pocket watches, but you too can learn to speak the language.

Really, though, finances are a part of everyone’s lives, so why not make the best of it and invest in yourself? We have compiled some of our favorite money apps to help you save, invest, and learn.

Financial Planning & Management

1. Mint

Best For | Budgeting, bills, & managing your credit scorePrice | Free

One of the more widely-known financial planning apps, Mint—with an aesthetically pleasing design and easy-to-use interface—is one of our favorites. It’s a one-stop shop for bills, spending, budgets, and investing. Use it to get all of your finances on track.

2. Clarity

Best For | Bills & expense trackingPrice | Free

Still subscribed to Hulu even though you swear you cancelled two months ago? It can be difficult to remember all of the apps and subscriptions pulling funds from your account each month. Clarity puts expense tracking all in one place. The breakdown of spending is great for seeing the bigger picture.

3. Twine

Best For | Saving money with a partnerPrice | Free

If you are new to sharing your finances with a partner or are looking to start, Twine is your go-to resource. Built for two, you’ll be able to work on shared goals and investing together. Money is one of the biggest argument-triggers between couples—let Twine help alleviate some of that stress.

4. Digit

Best For | Automating savingsPrice | Free for 30 days, then $5/month

Planning for your financial future doesn’t have to be as boring as one of those late-night infomercials makes it sound. Digit is there to help you save and set goals, whether that is finding ways to budget for your dream vacay or putting aside money for your retirement.

5. Splitwise

Best For | Splitting expenses with friendsPrice | Free

There are many awkward moments in life, like when you turn to talk to your friend but it’s actually a stranger standing near you (oops). Splitwise helps take away some of those awkward moments—like asking your roommate to split groceries because they ate your hummus, or splitting an Airbnb for a girls’ trip. The easiest part is it syncs with Venmo and does the hard work for you.

6. Prism

Best For | Paying bills and bill remindersPrice | Free

Prism has more billers than any other app so you can keep track of all your various expenses. It’s visually appealing and user-friendly, and you won’t have to worry about missing any due dates throughout the month. Prism keeps track of it all for you.

Investing & Self-Educating

7. Acorns

Best For | Investing, earning, and growing your financesPrice | Free

Acorns aims to make it easy to be educated on investing. It helps you start small, like with saving the change leftover from your daily iced almond milk latte. With these low stakes, it can be a stress-free way to start growing your portfolio.

8. Stocks

Best For | Stocks and newsPrice | Free (comes on an iPhone)

iPhones come with so many specific pre-downloaded apps, it’s easy to forget they exist. The Stocks app should not be slept on, though, if you are interested in learning about the stock market. Following a couple stocks can be a great place to begin before biting the bullet and investing.

9. Robinhood

Best For | Investing in stocks, cryptocurrency, ETFsPrice | Free

No, not the men-in-tights classic (although that is always worth a watch). This Robinhood app is here to help you invest in the (seemingly more confusing by the day) cryptocurrency. If you finally want to understand what all of those hipster guys at the arcade bar are talking about, Robinhood can help. It also provides small scale investments for traditional stocks.

10. Ellevest

Best For | Women-specific investingPrice | Free

Finally—a financial app putting women first! By filling out your profile, Ellevest is able to help you invest based on your specific credentials and goals. The app also offers educational tools specifically designed for women. Navigate the male-dominated financial world like a pro (or, better yet, a woman).

Sarah Spoljaric is a California girl through and through. She has a BA in World History from one of the top 10 greenest campuses in the world; The University of California, Merced and is a Content Curator for the visual travel app Trepic. She has a background in museum curating, loves reading women’s travel journals and is in search of the perfect IPA. She’s passionate about exploring this beautiful world that ethically-produced goods help to protect. Say hi on Instagram!

Our Site will occasionally contain (paid) links to, and quotation of, material from other sites. The Good Trade is not responsible for the content or the privacy practices of other sites and expressly disclaims any liability arising out of such content or practices. Under no circumstances does The Good Trade accept responsibility for, nor shall The Good Trade be liable for any damages or detriment arising out of content, practices, or other media of third party links.