General Liability Insurance

Protecting the businesses of Montana

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.

Coverage typically includes product protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.

A Insurance Agency For You recommends that all businesses have general liability coverage in place. Request a quote or call us at 406-287-2900.

Additional Liability Coverage

Take a look at the list below for additional liability coverages that you may want to consider.

Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. A Insurance Agency For You recommends that all professional and technology companies have E&O coverage.

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, A Insurance Agency For You recommends considering this type of coverage.

Directors and Officers Insurance (D&O)

D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other products and services, call A Insurance Agency For You at 406-287-2900 and we’ll help make sure you’re properly covered.

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Testimonials

“Sheri
I would like to take a moment to thank you for your excellent service. As you know we have all our insurance needs with you (home, vehicles, umbrella). I have followed you for many years. Now that you have your own business, I would like to tell you how I feel about your service. When I was with one of your competitors, I came to see you regarding my insurance needs. You suggested that you increase my underinsurance amounts especially on my Husband’s motorcycle. I switched to your company and followed your advice. You saved me from financial ruin. Jim had an accident. He was hit by a man from CO only carrying state limits of 25,000.00. Since Jim’s medical bills were well over 100,000.00 his insurance would not have been enough. We are so indebted to you and your sound advice. Before I always thought insurance was over rated and an expense. Not anymore. You have never pushed or tried to oversell. You have always found the best deal for us. Sheri you are so appreciated. Thank you again for your fantastic service
Sincerley,
”