Sherrie L.W. Rhine joined the Federal Deposit Insurance Corporation (FDIC) as a Senior Economist in November 2009. Prior to arriving at the FDIC, Sherrie was a Senior Economist in the Federal Reserve System and a Community Development Expert at the Office of the Comptroller of the Currency (OCC). She has spent more than 15 years focusing on consumer finance research and community development. Her research interests include consumer access to financial products, services, and credit; asset accumulation and wealth building; housing and home ownership; community economic development; and financial education. Sherrie has published in academic journals such as The Review of Economics and Statistics, Journal of Consumer Affairs, Contemporary Economic Policy, American Economic Review Papers & Proceedings, Journal of Human Resources, Applied Economics and numerous Federal Reserve System and OCC publications. She earned a Ph.D. from the University of South Carolina and a B.S. from the University of South Florida.