Melissa! You will see that I am right:“Owners of capital will stimulate the working class to buy more and more of expensive goods, houses, and technology, pushing them to take more and more expensive credits, until their debt becomes unbearable. The unpaid debt will lead to the bankruptcy of banks, which will have to be nationalized, and the State will have to take the road which will eventually lead to communism” - Karl Marx from “Das Kapital” (1867)