Comments on: Obamacare Surchargehttp://kiwaradio.com/two-cents/obamacare-surcharge/
KIWA-AM 1550 | KIWA-FM 105.3Sat, 01 Aug 2015 13:58:46 +0000hourly1http://wordpress.org/?v=4.2.3By: independenthttp://kiwaradio.com/two-cents/obamacare-surcharge/#comment-76767
Mon, 10 Mar 2014 14:33:40 +0000http://kiwaradio.com/?p=56487#comment-76767I remember the fiest time I saw a fuel surcharge on a bill. What a cop out for not increasing prices. Same thing with a surcharge for health insurance. Bussinesses that add surcharges are afraid of increasing prices. If you are afraid of increasing your prices to cover your added cost because your competion is not and you add a surcharge you are a poor bussiness owner and should not be in bussiness. If you need to hide a price increase in a surcharge close your doors and let honest bussiness owners in.
]]>By: Free Manhttp://kiwaradio.com/two-cents/obamacare-surcharge/#comment-76484
Mon, 03 Mar 2014 23:31:36 +0000http://kiwaradio.com/?p=56487#comment-76484Deductable should have been $12,500 and not $12,5000.
]]>By: Free Manhttp://kiwaradio.com/two-cents/obamacare-surcharge/#comment-76483
Mon, 03 Mar 2014 23:01:03 +0000http://kiwaradio.com/?p=56487#comment-76483I guess those that are “Benefitting” must have looked at the maximum out of pocket that they will have to pay if they ever really need “Insurance”, and thus the negative view of Obamacare. Or it could be that they thought it would be free, or that they would be able to keep their Dr. or hospital that they always had. It could be that they are afraid they will lose their job or get their hours cut because of Obamacare.

“But Obamacare’s war on jobs goes beyond voluntary idleness. The administration is now conceding, inadvertently but unmistakably, Obamacare’s other effect — involuntary job loss. On Monday, the administration unilaterally postponed and weakened the employer mandate, already suspended through 2015, for yet another year.”

“But doesn’t this undermine the whole idea of universal health coverage? Of course it does, but Obamacare was so structured that it is crushing small business and killing jobs. It creates a major incentive for small businesses to cut back to under 50 employees to avoid the mandate. Your business becomes a 49er by either firing workers or reducing their hours to below 30 a week. Because that doesn’t count as full time, you escape both the employer mandate to buy health insurance and the fine for not doing so.”

“With the weakest recovery since World War II, historically high chronic unemployment and a shockingly low workforce participation rate, the administration correctly fears the economic consequences of its own law — and of the political fallout for Democrats as millions more Americans lose their jobs or are involuntarily reduced to part-time status.”

“In the traditional opportunity society, government provides the tools — education, training and various incentives — to achieve the dignity of work and its promise of self-improvement and social mobility. In the new opportunity society, you are given the opportunity for idleness while living parasitically off everyone else. Why those everyone elses should remain at their jobs — hey! I wanna dance, too! — is a puzzle Carney has yet to explain.”

“The honest liberal reply to the CBO report is that a disincentive to work is inherent in any means-tested government benefit. It’s the unavoidable price of helping those in need because for every new dollar you earn, you lose part of your subsidy and thus keep less and less of your nominal income.”

I have a catostrophic plan (Which will be cancelled at the end of this year because of Obamacare) and I use it as insurance is meant to be and not as a pre-paid medical plan that pays the majority of every small thing that I may need to see a Dr. for. I have this plan in case of a major accident or major medical emergency, and it has a max out of pocket capped at $12,5000. Above that the plan pays it all, but that was not good enough for Obama and the democrat party. My plan needs free mammograms, pre-natal, substance abuse coverage (one of the most expensive medical services) and a host of other coverages I neither want or need that will make the premiums rise. I guess this is where they get the title of the linked article about rich whites not liking Obamacare. That title does seem to bring up the “Race Card”, does it not?

From the linked article in Timmay’s post.

“This gets at the idea that Obamacare is, in a way, redistributive—it’s a transfer of wealth from the healthy to the unhealthy. If you’re healthy, you might not have “needed” health insurance before, but you’re now required to have it or pay a fine. And among those who already had insurance, 4.7 million people received letters saying that their private insurance had been cancelled in the wake of the law’s implementation, mostly because the law puts new requirements on what health plans must cover.”

“But keep in mind that “healthy” and “unhealthy” are categories that hinge on fate. You can get hit by a bus even if you never touch potato chips and run marathons every year. So you can think of this as a transfer from the lucky to the unlucky, as Jonathan Cohn put it. Rich white people (a.k.a. historically lucky people) are not happy about this.”

There is that pesky race card again, Rich white historically lucky people. I guess they don’t think I built my business, and that I never had to work long hours with little sleep to get where I am now while the majority were sitting in front of the tv bellyaching about “The Man” keeping them down. Yep, I just woke up one morning and decided to start a business, and the next week I was on easy street raking in the dough. That’s how it works with us Rich white people of historical privilage.

I see plenty of “Poor” families with Harleys, boats, campers and new trucks. I also see a lot of them take expensive vacations and spend their EITC refunds on new gadgets and toys instead of starting an emergency fund for unplanned emergencies. It all comes down to priotities and living within your means, which the “Poor” don’t do and that is what keeps them in poverty with their hands out.

Obamacare was sold as “Free” insurance for the poor, and the ones who had insurance were assured the premiums would drop $2,500 once Obamacare was enacted. Niether is true, and the poor are either going on Medicaid or getting an Obamacare plan with high deductables that they will not be able to pay. They are also getting their hours cut and losing their jobs. This is why the negative view of Obamacare in the survey.

Is it smart for them to put this itemized list of costs on their receipt? No, I really don’t think so — it is more of a silly marketing technique that might cost them costumers.

As Jon indicated, if an extra 25 cents is added to my bill in order for their employees to get access health insurance, then so be it. I’m fine with that. It is a universal right.

They won’t have “Free Man” level insurance, but at least they’ll be covered. A proactive rather than reactive approach. You should be happy they take care of their ailments with preventative care rather than use the emergency room and further add to the costs of healthcare.