Financial planning is at the heart of our comprehensive wealth management approach. Our team’s 70-plus years of experience have taught us that the best way to add value is by helping busy, successful people pursue their goals. When clients entrust us with their wealth, we seek to earn it with our skill, knowledge and service.

Our commitment to planning starts with listening. We ask the important questions to find out what matters most to each client, forging long-term relationships in the process. As part of UBS, we are able to coordinate our clients’ entire financial lives, addressing business as well as personal needs. We offer access to the firm’s global specialists in business transition planning, wealth transfer, portfolio construction, insurance, liquidity management and philanthropy, among other areas.

Personal wealth management

Sophisticated retirement and wealth transfer solutions

Your success is a reflection of your hard work and determination. But you may not have much time to think about the bigger picture. Our role is to address the complexities of your wealth and life. We can work with you to help grow and preserve your wealth, plan for the retirement you envision and shape your legacy.

Our team has a process in place to address all aspects of wealth management for executives, entrepreneurs and other accomplished individuals. Whether you need to diversify concentrated wealth, access liquidity to reach new goals or design a retirement income plan, we understand how to move forward. We leverage the global insights and best thinking of UBS to craft your customized portfolio, review your estate plan, assess your insurance needs and provide liability management solutions.

Women face particular concerns in their financial lives, such as longer lifespans and the likelihood that they will become the sole decision-maker at some point. Our team seeks to help empower them to take a more active role in their financial well-being. With our planning process, women can find answers to the big questions and feel confident about the future.

Understanding your life, your wealth and what you want to accomplish is important to how we work together at UBS. We start with questions and a discussion that helps us focus on what’s really important to you.

Then, we can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.

To help maintain your lifestyle

Entertainment and travel

Taxes

Purchasing a home

To help improve your lifestyle

Retirement

Healthcare and long-term care expenses

Second home

To help improve the lives of others

Giving to family

Philanthropy

Wealth transfer over generations

Working together, we can help you:

Gain confidence that your money is in an appropriate strategy—when it needs to be there

Better manage investment risk—based on your different goals and timeframes

Take the emotion out of investing—with a clearer understanding of your short-term needs

Timeframes may vary. Strategies are subject to individual client goals, objectives and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved.

All investments involve the risk of loss, including the risk of loss of the entire investment.

Planning for business owners

A strategy for the transition—and for what comes next

When you own a business, it is an integral part of your identity, and may be the core of your wealth. We can advise you about the financial—and emotional—aspects of a business transition. Our approach seeks to maximize value, achieve the best terms and create a vision for your life after a sale or succession.

We work with you to address the needs of your business today and seek to achieve the full benefit of your future liquidity event. We can connect you with the UBS Investment Bank for mergers and acquisitions services, UBS Asset Management for strategies to diversify concentrated equity positions, UBS Bank USA for access to financing and the UBS Advanced Planning Group to structure your wealth efficiently in advance of your transition.

We seek to uncover and mitigate any gaps between your vision of a successful transition and the infrastructure you need to execute that vision.

Collaboration with your team

Coordination among your tax, legal and financial professionals is essential to help identify synergies and avoid contradictions.

Idea flow and illustration

We craft a detailed plan in advance that will allow you to incorporate ideas from all your trusted advisors. Our illustrations offer clarity and understanding, increasing the probability of a successful transition.

Execution of planning advice

We follow through to ensure that all the advice and counsel delivered by your extended team is executed before you pursue a transition.

UBS intellectual capital

We draw on the vast resources that UBS offers for business owners to bring you useful insights and perspectives, including:

Financial planning for business owners contemplating a liquidity event

Presale planning

Preparing for a strategic exit

Flexible financing solutions

Credit and lending services are provided by banking affiliates of UBS Financial Services Inc., and are subject to credit approval.

Learn more We draw on the vast resources that UBS offers for business owners to bring you useful insights and perspectives, including:

Access to the global reach and depth of UBS

Bringing the capabilities of the firm to you

Our team is proud to be a part of one of the world’s largest wealth managers. We believe UBS is well-positioned to meet the needs of wealthy individuals and families, business owners, corporate leaders and entrepreneurs. The combination of our firm’s strong global resources and our local presence can give you confidence about your financial future.

Building on its history of over 150 years, UBS is committed to helping high net worth individuals pursue their wealth management goals. Our financial planning knowledge is complemented by relationships with UBS specialists who can enhance your entire financial life. As UBS Financial Advisors, we can offer you access to a broad array of private and institutional solutions.

Wealth management services

Advanced Planning Group

Philanthropic advisory

Private banking

Financing for aircraft, artwork and antiques

Solutions for corporate executives

Equity compensation services

Corporate retirement plans

Nonqualified deferred compensation (NCDC)

10b5-1 plans

Share buybacks

Resources for business owners

Small business lending

M&A advisory

ESOP advisory

Insurance needs assessment

Credit and lending services are provided by banking affiliates of UBS Financial Services Inc., and are subject to credit approval.

How we work with you

A personal relationship centered on high-quality service

Beyond the financial advice we offer, our commitment to the families we serve sets us apart. Our business growth comes from referrals, as long-standing clients tell their friends and colleagues how we have helped them over the years. We understand the emotions behind wealth, and we’re here to support you, your family and your business through all of life’s changes.

Our experienced team has the perspective and in-depth knowledge that your wealth requires. James Bruner is a Certified Financial Planner™ professional and a Certified Private Wealth Advisor® (CPWA®). Patrick Lizza is a Chartered Retirement Planning CounselorSM (CRPC®) and Chartered Retirement Plans SpecialistSM (CRPS®). The rigor of these certifications enables us to meet the sophisticated needs of business owners, corporate executives and retired investors.

Our role

We will collaborate with your tax and legal professionals to ensure that all aspects of your wealth are working in harmony. Clients know that they can depend on us for high-touch and responsive service. We help them determine the best way to finance needs such as care for aging parents. But we go beyond the money to identify the best options for their loved ones. From our community of Indian Wells to the rest of California and beyond, we are known for our caring and compassionate advice.