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Mutual Fund

Happy New Year...still. Yeah, I’ll probably keep saying that until February. Or until I get the letter from the home owner’s association that says I’ll be fined if I don’t take down the Christmas lights.

Yep…January. Everyone likes a fresh start. It’s the time of year when folks dig into their account statements…the brokerage, the IRAs, the 401k year enders.

You might glance at how much you have, where the account started off the year, and the rate of return. Hey, it’s no secret…the overall market, the S&P 500 was down in 2018…so there’s a pretty good chance, so was your account.