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Now may be the best time to buy a car in years

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There are at least 3 big reasons why now is an especially good time to buy a car.

End-of-the-year sales events, zero-percent financing and similar promotions have dominated car-industry marketing for a while. Here are 3 reasons why now may actually be one of the best times to buy a car in some time.

1. End-of-the-year deals.

This is nothing new, but it’ll still help you. Near the end of every year, dealerships want to get current-year models off the lots so they can make room for next-year’s models and boost end-of-year sales.

So, if you’re in the market for a car, you can get all kinds of discounts, incentives and special financing just by buying the 2015 model instead of the 2016 model. If you’ve picked out your car and don’t see huge differences between this year’s and next year’s specs, buying now can really be worth your while.

2. Historically low interest rates.

Regardless of what the Fed does in the short term, interest rates are still really low by historical standards. Locking in a car loan rate now may help you save big in the long run.

3. Unique 2015 sales.

This year, there are several unique end-of-year promotions. For example, last month Ford announced a special “Friends & Neighbors” promotion that will continue through January 4th. This kind of promotion, which hasn’t been seen in the auto industry for about a decade, means you’ll get the pricing normally offered to insiders (suppliers and business partners).

If you have your eye on a Volkswagen, it also happens to be an excellent time to buy. Still reeling from a recent scandal (diesel-car recalls due to software manipulation underestimating emission levels), Volkswagen has introduced vast discounts to overcome a dip in brand perception.

Of course, whether or not it’s time to buy a car also depends on your specific situation:

• Do you have a need?

• Do you have enough saved up?

• Do you have good credit?

While we can’t help you on the first 2 questions, we do make it easy to check your TransUnion credit score and report. In fact, you can see them online, instantly, when ordering from the button below.

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