29 August 2008

another notch in my belt, or jumping the gun

I got paid yesterday, and before I had too much time to question it I quickly sent off a large payment to the credit card I'm aggressively paying off (I'd like to point out here that in order to spell aggressive correctly, I said the cheer in my head- you know: a-g-g-r-e-ss-i-v-e-aggressive! LOL). That payment knocked me down a number in the thousands column of the total, and abolished the remnants of any old balance transfer offers I had kicking around. Good stuff.

Only problem is, I forgot something. Two somethings, to be more specific: my first preschool payment (47 dollars) plus my therapist appointment (65). So, 112 dollars I totally didn't pland to spend, and all my extra money just went to monetarily flipping off Citibank. Crap.

I guess I'll have to juggle, borrow from Peter to pay Paul, and I'm sure it will be fine, but its not great. I'm still psyched about that big bill payment, though.

2 comments:

When I make my monthly payment (we are debt free now, so all our extra money goes into our investment funds) I always leave a buffer of a couple hundred dollars for unexpected things. It seems like no matter how well you budget, there's always something coming up, particularly with kids!

Current Frugal Living Projects

My Mission- Final Year

The Year of Frugal Living blog started in January 2008 as a year long challenge to pay off debt and gain a better understanding of what it means to be financially responsible. Over the course of the year, I not only paid off 18.4 percent of my debt, but I changed the way I think about spending, saving, and what is important in life. My plan of paying everything off in a year hasn't exactly worked out the way I wanted it to, but I continue to work hard every day to achieve my goals.

Earn 25$ from ING Direct

Earn 25$ if you open an ING Direct account by depositing 250$. Email me at yearoffrugalliving@gmail.com for the referral code. You get 25$, I get 10$- we all win!