The Problem

According to LIPCO, a leading South African legal insurance organisation, 55% of the more than 4000 divorces they mediate per month are due to financial pressures.

Financial problems are definitely one of the leading causes of marriages faltering, in South Africa and around the world.

Often, relationship issues between a husband and wife can be solved with hard work, dedication and the right counselling and advice. When there are money problems in the mix, though, it is that much harder to save the marriage.

Many couples only really talk about money when they don’t have any. These discussions can easily descend into arguments that can ultimately lead to a complete breakdown in communication and a relationship that is damaged beyond repair.

The Solution

Don’t become a statistic! If you and your partner are having money issues, or are simply concerned about your financial future, arm yourself with knowledge and start fixing your finances together.

Moving away from an over-indebted situation to one where all the bills are paid and there is money left over to invest for the future makes it so much easier for couples to resolve any other issues as they arise.

If you are in debt as a couple, it is very possible that you built up that debt together. It makes sense then for you to tackle your debts and start improving your financial situation together.

When you have a common understanding of what needs to be done and are working as a team to improve things, you will feel closer and more bonded with a sense of hope for the future. If you do it right, sorting out your money issues together will probably actually strengthen your marriage.

Get Some Help to Move from Problem to Solution

Wealthy Ever After™is a financial education program that has been specifically designed for couples.This five-week online training course is presented by Gary Kayle, Money Coach™ and founder of The Money School, a financial education organisation that is widely respected and endorsed by Moneyweb, South Africa’s leading source of investment information.During the course, Gary teaches couples how to change their financial situation for the better. He also explains the process that he, and his wife Debbie, followed to get out of debt and start building their life of Wealthy Ever After together.

About the Fast Kids Maths Campaign and App

In a major drive to promote child development, FMCG giant Unilever has embarked on the OMO Fast Kids Campaign that will significantly enhance the mathematics literacy of 200 000 users. South Africa came under the spotlight after a World Economic Forum global competitiveness report revealed South Africa came last, 144th out of 144 countries, for mathematics and science teaching. Omo Fast Kids Maths – powered by MathsWizz – is an interactive online learning platform for mobile phones, tablet devices and desktop browsers intended to expose children aged seven to university entrance to the foundations of mathematics. These include number bonds, timetables and general arithmetic through the use of drills. Drills provide users with a facility to exercise and practise their mathematical skills. Completing drills contributes to a user’s points and leader board​position. Drills are categorised into three main areas: number bonds, multiplication tables and everyday general arithmetic. Omo calls on parents to play an active role in their children’s education by encouraging them not to shy away from maths and science. The platform is designed to cater for various levels of educational experience and mathematical aptitude and hence, can be used by people of all ages looking to improve their basic mathematical foundation. “The intention is to further complement the efforts of educators to address the critical skills gap in our country in terms of producing future generations of individuals that are proficient in maths,” said Andrew Mysell, Omo Marketing Manager at Unilever. “Parents are key to the process of developing competency levels and the mobile app is an interactive and convenient way in which to engage children in a safe environment.” An initial assessment is used to determine a user’s current mathematical proficiency. Subsequent assessments are then used on a periodic basis to monitor the user’s progress. Together, the assessments and drills are used to constantly determine the levels at which the user is progressing. ​The use of assessments throughout a user’s experience of OMO FAST KIDS Maths app will help to determine mathematical strengths, weaknesses and progress at any given moment in time. Assessments take the form of a series of graded questions in order to ascertain a child’s math prowess against children of similar age and grade. The results of the assessment determine the drills and challenges that that child will be performing on OMO FAST KIDS Maths app. Andrew added that the system is not limited to maths – it also caters for various other subjects and learning material. The platform uses a virtual reward mechanism to encourage regular engagement among users. As the child practises maths, tokens are earned and can be used to gain special rewards including Paddle Pop ice creams and Hungry Lion vouchers courtesy of Unilever. On signing up, access to the app for the first 30 days is free. For more free access to OMO Fast Kids Maths, specially marked OMO packs can be purchased for additional access tokens. Click Here to Sign Up and Download the App *Terms & Conditions Apply

About Unilever South Africa

Unilever South Africa (Pty Ltd) is one of the largest FMCG companies in South Africa. The Company is over 100 years old, with brands like Sunlight, OMO, Lux, Knorr, Vaseline, Shield, Sunsilk, Flora etc. that are household names throughout the country. Unilever South Africa has over 3000 employees based across two offices and five manufacturing locations in South Africa. It is rated as one of South Africa’s best employers. Sustainability is at the heart of Unilever’s business model. By 2020 Unilever will help more than a billion people improve their lives.

Cleverly disguised as a wine bottle, this accessory kit can sit inconspicuously among your wine collection until required. No more hunting in messy kitchen drawers for that elusive corkscrew or trying to cut the foil off a wine bottle with a blunt knife. With this kit you have everything you need to open the bottle and start serving wine readily available in a single, stylish container.

Each kit contains three of the most commonly-used wine serving accessories:

Corkscrew (lever style, with foil cutter)

Bottle Collar (helps prevent dripping/staining)

Bottle Pourer (makes it easier to serve wine without spilling)

This kit will come in handy at any dinner party, and adds a professional flourish to wine service in restaurants and bars.It also makes an ideal gift for wine-lovers (birthday, Christmas, Father’s Day etc.).

Dashcams and Car DVRs are becoming increasingly popular not just from a security aspect, but to also capture memorable moments made behind the wheel of your car.

When set to continuous mode, you can rest assured that every moment is being captured in crisp Full HD resolution. You can then download this footage to your PC to edit or use as you wish, upload to YouTube or Vimeo or just watch on your Television to relive a moment.

This LK-7200 CUTY Dashcam model is a mid-range camera full of cool features and the newest technologies. The compact design, 1080P video quality and LED-messages make this Dashcam an excellent choice for the daily driver. You’ll feel comfortable taking this Dashcam everywhere you go.

1080P Full HD captures every detail. The LUKAS LK-7200 CUTY Dashcam records everything in 1080P Full HD. It films at 30fps and has a beautiful optimized 16:9 widescreen image. The 2.1M Samsung sensor captures details in day- and nighttime and makes sure you won’t miss a thing.

Based on a similar principle to the top selling Google 3D Cardboard VR Headset the Immerse Virtual Reality 3D Headset takes things a step further by encompassing 360 degree head tracking, ultra wide field of vision and a much comfier headset. Fancy walking with dinosaurs or getting your adrenaline pumping on a roller-coaster? Well, with the Virtual Reality Headset you can experience these emotions from the comfort (and safety) of your living room!This Virtual Reality Headset enables you to watch 3D movies, play simulated games and experience virtual simulations by downloading content directly onto your smartphones!With 360 degree content, and a screen view that will adapt with your head movements, you will get lost in hours of fun in a virtual world of your choice!

All4Women, South Africa’s leading female-focused website, is giving you the chance to win R25 000 in Woolworths vouchers when you sign up to receive one or more of their FREE interesting newsletters. Click Here to Subscribe.

In order to qualify for the discount you need to order the voucher code MM-FERRARIDEAL during the checkout process

There is no quantity limit so you can order as many as you like. These unique, sophisticated fragrance sprays make ideal Christmas Stocking fillers or can even serve as a small but classy gift - for example at the office or in a Secret Santa arrangement.

Don't forget that this special offer ends at Midnight on Sunday, so place your order before it's too late.

]]>Sun, 09 Mar 2014 19:52:46 GMThttp://www.productfundi.co.za/blog/win-a-car-justplay-south-africa-is-giving-away-a-brand-new-2014-kia-rioWhy buy a New Car when you can Win one

Is your car showing its age and due for replacement, but you really can’t afford a new one? Take a chance and enter Justplay’s competition for a free car and you could win a brand new Kia Rio.

About the Prize (2014 Kia Rio)

The new Kia Rio builds on the success of the previous generation, combining finesse and technical excellence. This superbly engineered car offers a classy and sporty exterior, spacious interior, class leading safety features, advanced interior electronics, generous boot space and a host of other top-class features. The perfect vehicle to add fun to your daily commute and make your friends insanely jealous.

About Justplay

Justplay is a South African website that allows members to enter lucky draw competitions. Prizes are generally high-value and include motor vehicles, travel, luxury goods, electronics, shopping vouchers and cash.

Only members can enter, but becoming a member is free and the Sign up process is simple and fast. There is no charge to enter any of the competitions – entries are earned by answering short surveys and questionnaires. There is no obligation to purchase goods and services from any of the companies conducting surveys or providing prizes. Members can select whether they want to receive information from or be contacted by the relevant companies. Extra entries can be purchased with cellphone airtime via an SMS system and members are also able to earn bonus entries by visiting the website regularly and by being on the Justplay email mailing list. Justplay has proved phenomenally popular since its launch in 2009, with a fast growing membership and substantial following on Facebook and Twitter.

How many women do you know that don’t love a surprise? Especially when the surprise is tailored to your individual likes and preferences – with a strong focus on glamour and indulgence. Sign up with Rubybox now and for only R119 a month you will get an elegant box delivered to you containing a selection of samples from top cosmetic and beauty brands – making this the ideal try before you buy opportunity. Each box contains products to the value of at least R250. Once you have used all of the top-quality samples and decided which your favourites are, you can order the full-sized versions directly from the Rubybox online store.

Spoil yourself by signing up now for your monthly Rubybox. A Rubybox subscription also makes a fantastic and unusual gift idea for someone special. Each Rubybox purchase also earns Rubyrands (a loyalty program) and subscribers get access to extra bonus features on the Rubybox website.Rubybox is South Africa’s first beauty box subscription service and since its inception in 2011 has already signed up over 50 000 happy subscribers.

At this time of year many of us travel to holiday destinations - taking our families, leisure equipment and of course electronic gadgets with.

Problem – sometimes the places we go to unwind do not have easily accessible or reliable electrical power available. This can present a challenge when your iPhone runs out of juice as you are about to send that crucial email to the office (even though you are SUPPOSED to be on holiday), or when you are lost among a maze of unfamiliar dirt roads and really really need to use the GPS function on your iPad, but it fades and dies before you can plot your way out of trouble.

Ugh…now you have to ask for directions.

Solution – the Powertraveller range of portable chargers, suitable for use on a wide range of cellphones, tablets, laptops and other electronic devices and now available in South Africa. Designed and manufactured by UK-based Powertraveller Ltd, these devices use solar power, on board or standard rechargeable batteries, or your car’s 12 volt power outlet (cigarette lighter) to give your electronic gizmos a boost and power you out of trouble. These chargers will take care of your devices so you are free to concentrate on enjoying some time off and recharging your own batteries. <Click Here> for more information and to order. The following Powertraveller models are available in South Africa:

Situated on the banks of the majestic Crocodile River, the Mjejane Game Reserve offers visitors a truly African Bush Experience. The reserve is 4000 hectares in extent, has 10km of river frontage and is located inside the Kruger National Park game fence – allowing wild animals from KNP to move freely in and out of Mjejane. This coupled with direct access to the Kruger National Park via a low-water bridge makes this location ideal for game viewing and experiencing the African Bush.

The shared ownership opportunity at Mjejane Game Reserve gives you an affordable way to own a piece of the Kruger Magic.

Shared ownership options in this eco-tourism development are available starting from as low as R11 133 mid-week and R22 266 full week.

An Example of Successful Sustainable Development The land on which the Mjejane Game Reserve was established traditionally belonged to the local Mjejane community but was expropriated during the apartheid era. The land was eventually returned to the Mjejane community as part of the post-apartheid land claims process. Traditional Chief Lugedlane helped facilitate a partnership between his people and the developers in terms of which the community will benefit from revenue generated by the facility. This will have a more beneficial long-term effect on the community than simply allowing the land to be used for subsistence farming as has unfortunately happened in the case of some other land claim properties.

Own your corner of Paradise in the Lowveld Ownership from as little as R288 monthly Click Here

]]>Thu, 28 Nov 2013 15:13:30 GMThttp://www.productfundi.co.za/blog/griffin-survivor-case-with-included-belt-clip-for-iphone-5-now-available-in-south-africaThe Griffin Survivor Case and Belt Clip for iPhone 5 is a great mix of style and functionality and is ideally suited for South African Conditions.

Eye-catching LooksThis case has a solid, rugged appearance and fits in especially well with a typical South African outdoor lifestyle. It will certainly draw attention at the campsite, hiking trail, fishing spot, 4x4 trail or around your next backyard braai with friends. Not only will they be impressed that you own an iPhone 5 - they are likely to be equally impressed that you have such a bakgat case to go with it.

Not Just a Pretty FaceThere is a lot more to the Griffin Survivor than looks though. The case is super-strong and meets or exceeds the US military standard 810F for ruggedness (a measure of a products ability to withstand impact, vibration, humidity, dust, sand, rain, shock and other factors that make life unpleasant for an iPhone). South Africa has some of the toughest conditions in the world (and some of the toughest people), but with an iPhone 5 protective cover as tough as this one you should be prepared for just about any situation.

Find Out MoreCLICK HERE for more information, specifications and ordering options for this product.

Braaing is such an integral part of our South African culture and way of life that most of us can’t imagine life without it. Being able to kick back and relax with friends while the meat sizzles away happily oven a bed of hot coals is one of the privileges of our way of life. However with more and more people living in flats and townhouses or moving into smaller houses, finding a space to set up a braai can be a challenge. Storage can be a problem as well due to many traditional braais being quite bulky. For people in this situation the Balcony BBQ is the perfect solution. This compact braai can be fixed to just about kind of balcony or railing, making it possible to do some outdoor cooking even if all you have is a small balcony or veranda.

This ultra-useful little braai can also be unhooked and taken with for use in a park, on the beach, at a campsite or next to your favourite fishing spot.

When it’s not in use this stylish barbecue can even double as a plant holder – just remember to move the plants to safety before you light up the fire!

Reduced Operating Costs. Using a fax to email service directly cuts costs by reducing the need for paper, ink or toner and the amount of costly equipment required to receive faxes.

Reduced Environmental Impact. Less use of ink and toner means less used cartridges finding their way into rubbish dumps and landfills and reading faxes on screen and only printing the important ones rather than having them all print reduces overall paper usage. Less paper required = less trees being cut down.

Increased Efficiency. Faxes are delivered directly to your inbox – less risk of faxes misprinting, not printing or being lost. There is also no need for you are your staff to waste valuable time walking around collecting faxes from fax machines.

Dedicated Support. Sishafax has a dedicated support department that provides fulltime support, solutions and advice to all of their clients.

Signing up for a Sishafax Fax@Email number is completely free. If you need to send faxes out from your email then you can purchase sending credits at very reasonable rates, no contract or other complicated arrangement is required.

Prestik is one of those ever-popular products that is used in South Africa for many different purposes. This rubbery putty-like adhesive substance is water resistant and can be used in in conditions where temperatures range from -30°c to 100°c. It is especially well suited to temporary applications and for attaching light items like posters and other pieces of paper to walls, noticeboards, refrigerators etc. – however if a substantial amount is applied it can also hold heavier objects as a short term measure. In an emergency Prestik can even be used as a makeshift sealant in low-pressure, low temperature applications. Prestik is manufactured and marketed in South Africa by international adhesives company Bostik, a subsidiary of Total. Frequently asked questions about Bostik Prestik

Pratley Putty has become so common in South African that there can’t be many people in the country that have never heard of it. This epoxy resin based adhesive and insulator is so effective that it is a feature of nearly every serious South African handyman’s toolbox.

Pratley Putty was developed in the early 1960’s by George Montague “Monty” Pratley, the founder and owner of the Pratley Manufacturing and Engineering Company and provided an alternative way to join items over more common methods like nut and bolt sets.It quickly outgrew its initial purpose as an insulator and adhesive for repairing terminals inside cable junction boxes to become a popular repair medium on a variety of different materials. Some of the more famous and unusual uses to which Pratley Putty has been put are:

The putty was included in the 1969 Apollo XI moon mission, earning it the reputation of being the only South African product ever to go into space. During the mission the putty was used to repair part of the Eagle’s landing gear.

Pratley Putty was used to stop the cracking in one of the main supports of San Francisco’s Golden Gate Bridge

Two sunken ships off South Africa’s coastline had holes in their hulls repaired with Pratley Putty and were subsequently re-floated

The success of Pratley proves yet again that South African inventors and manufacturers are world class and capable of impacting the world with unique products.