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To avail EMI option, your HDFC Bank Credit card has to be swiped on a HDFC Bank swipe machine.

Cardholders are not bound in anyway to participate in this offer. Any such participation is voluntary and the offer is being made purely on a ‘best effort basis’.

HDFC Bank reserve the right at anytime, without prior notice to add, alter, modify, change or vary all or any of these Terms and Conditions or to replace wholly or in part, the above offers by another offers, whether similar to above offers or not, or to withdraw it altogether.

Above offers is by way of a special offers for select customers only and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above schemes shall be in addition to and not in derogation of the terms contained in the Card members Agreement.

All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Chennai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.

The Customers will not hold HDFC Bank responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses which a participant may suffer, sustain or incur by way of above offer.

HDFC Bank is neither responsible nor guarantees the quality of gifts/ products /service provided by the vendor. The quality of the service / gift is the responsibility of the vendor / service provider.

Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar or other offers.

Any Government levies / taxes like Sales Tax, TDS, any Local Tax etc. arising out of the same will be borne by the customer.

Note: EasyEMI option is not available on select Corporate Credit Cards. EasyEMI transactions done on Credit Card products where the EasyEMI option is not available, shall be debited to the card account in full. For all other HDFC Bank Credit Cards, customers need to inform the store staff prior to the swipe of the card that they want to purchase the product on EasyEMI scheme. This will assist the store staff to swipe the card in the EMI terminal only.