Halifax Credit Cards

Compare our great range of credit card products, deals and offers, whether you’re looking for a credit card to make every day purchases, to do a balance transfer or just a simple to use credit card. You can use the table below to see if there's a card that’s right for you.

Credit available subject to status, to UK residents aged 18 or over. You can transfer balances to us (£100 minimum) from most credit cards and some store cards, excluding other Halifax products. All promotional rates apply from the date we open your account. You must pay at least the minimum payment by the due date each month and stay within your credit limit to keep promotional rates.

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0% for up to 34 months from account opening on balance transfers within the first 90 days.

0% for 6 months from account opening on purchases.

An initial 3% fee applies, we'll then refund 0.2% on balances transferred within the first 90 days.¥

Please note, you may receive a shorter balance transfer introductory period and different representative APR based on your individual circumstances. At least 51% of successful applicants will receive a representative rate of 18.9% APR (variable).

¥ Minimum £100 balance transfer. An initial 3% fee applies; we'll then refund 0.2% within 90 days, so the effective fee is 2.8%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.

0% for 28 months from account opening on balance transfers within the first 90 days.

0% for 12 months from account opening on purchases.

1.5% fee applies on balance transfers within the first 90 days.1

At least 51% of successful applicants will receive a representative rate of 18.9% APR (variable).

1 Minimum £100 balance transfer. 1.5% fee applies for each balance transfer made in the first 90 days from when we open your account. 3% fee applies for each balance transfer made after 90 days from when we open your account.

0% for 19 months from account opening on balance transfers within the first 90 days.

0% for 16 months from account opening on purchases.

1% fee applies on balance transfers within the first 90 days.2

At least 51% of successful applicants will receive a representative rate of 18.9% APR (variable).

2 Minimum £100 balance transfer. 1% fee applies for each balance transfer made in the first 90 days from when we open your account. 3% fee applies for each balance transfer made after 90 days from when we open your account.

0% for up to 13 months from account opening on balance transfers within the first 90 days.

0% for up to 13 months from account opening on purchases.

0% fee applies on balance transfers within the first 90 days.3

Please note, you may receive a shorter introductory period on balance transfers and purchases, and a different representative APR based on your individual circumstances. At least 51% of successful applicants will receive a representative rate of 18.9% APR (variable).

3 Minimum £100 balance transfer. 0% fee applies for each balance transfer made in the first 90 days from when we open your account. 3% fee applies for each balance transfer made after 90 days from when we open your account.

0% for 13 months from account opening on balance transfers within the first 90 days.

3% fee applies on each balance transfer.

Please note, you may receive a shorter purchase introductory period and different representative APR based on your individual circumstances. At least 51% of successful applicants will receive a representative rate of 18.9% APR (variable).

Halifax Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000.Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.