October 19, 2018

We received a 2.8% boost in our Social Security monthly payment, beginning in 2019.

Medicare only went up $1.50 a month.

At my apartment complex I get 25 bucks off a month because I am a senior.

At Regal Cinema I got to see "A Star Is Born" for peanuts.

Despite the gyrations in the stock market, my investment portfolio is holding up.

The concept of "rational suicide" is catching on. My friends and I candidly discuss how we will off ourselves if we find that we are sliding into dementia.

And two out of my three businesses have caught fire. When in southwestern Arizona, I was able to pick up three part-time jobs to learn technology "on the company."

Probably no aging population in human history has had it better than my generation of those over-60.

Yet, the financial services types have become downright compulsive in figuring out new and better ways to scare us about tomorrow. I call it "Boo Marketing."

For instance, in MarketWatch, Paul Brandus headlines that "seniors are in trouble." Here is the article.

Essentially his message is that the future is uncertain. Smirk smirk. When was the future not uncertain?

So many in the financial services box trot out that Social Security could be cut back about 21% when I am 89. Mmnnnn. Should I really be in total angst about that now? Let me enjoy the Young Old Age.

For the now, my lifestyle is not only good. From my government entitlements, self-employment, and a side hustle working for someone else here and there I can even continue saving.

Watching my pennies has been fun, rather than emotionally and socially degrading. This month I knocked down my VISA credit card bill by $250 simply by shopping more wisely for groceries.

The time is overdue for a regulatory agency or Congressional committee to ban the scary commercial messaging that the financial services folks are using. Boo Marketing has to be stopped.

Any individual financial planner or any financial services firm engaging in it should be fined $100,000 for each incident.

If government doesn't do its part on this one then on a grassroots level, we aging must create a version of Nader's Raiders from the late 1960s. Yeah, trap and catch the miscreants. You bet, wire up, fellow seniors.

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