20:06:21:48. Monthly report to policyholder. If a
long-term care benefit funded through a life insurance vehicle by the
acceleration of the death benefit is in benefit payment status, the insurer
must provide a monthly report to the policyholder. The report must include:

(1) Any long-term care
benefits paid out during the month;

(2) An explanation of any
changes in the policy, e.g., death benefits or cash values, caused by long-term
care benefits being paid out; and