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3-in-1 Credit Health Report

Our Products

All the credit information from Experian, TransUnion and XDS consolidated in a single report.

Gathering your credit information and knowing your financial status is vital, especially considering that each credit bureau tells a different story about your credit health. With our many years of experience and being the pioneers of the 3-in-1 credit report in South Africa, Credit Health should be your first choice to ensure that you obtain fair and accurate credit information.

Empower yourself with the entire story of your credit health being told by Experian, TransUnion and XDS by ordering your 3-in-1 Credit Health Report.

COMPUSCAN

Since our establishment in 1994, Compuscan has emerged as a reputable and trustworthy credit bureau, committed to providing total credit reporting and risk management solutions throughout the credit life-cycle. Over the years we have experienced rapid growth and currently deliver solutions to a range of institutions in markets across Africa, including: mainstream banks, microfinance institutions, microlenders, telecommunication companies, utility companies, debt recovery agents, co-operatives and credit unions. As a full service credit bureau, we offer a range of comprehensive datasets which provide a holistic view of consumer and business information. In addition, our range of credit management solutions aim to result in greater efficiencies for all clients with reduced risk. The ultimate value to our clients is real-time, accurate business and consumer data, combined with innovative technologies and extensive industry experience, which ensures the peak performance of our clients’ businesses.

XDS

Established in 1999 and with around 120 staff in our Johannesburg, Cape Town and Durban offices, XDS is the largest wholly South African owned and registered credit bureau. We are 100% black owned and have a Level 2 empowerment rating. XDS is one of the major providers of business and consumer data to the South African market, offering solutions across the entire business cycle.
Our Philosophy

XDS embraces the National Credit Act and related legislation and maintains the highest standards of integrity relating to data privacy, legislative compliance, confidentiality and quality of information.

XDS is committed to constantly strive to provide faster and smarter information solutions to credit grantors and other data users.

TRANSUNION

We have been creating advantages for Southern African businesses since 1901. TransUnion serves consumers and businesses through several operating divisions: Credit Bureau, Analytic & Decisioning Services, Cheque Guarantee Services and Auto Information Solutions, as well as our network of local subsidiaries throughout Africa.

While our national headquarters is located in Johannesburg, we provide local service and support throughout South Africa and in Botswana, Namibia, Swaziland and Zimbabwe.

For consumers, we provide information resources and helpful tools for a clear understanding of their credit history and financial reputation, and to guard against the theft of personal information and potential fraud. Consumers also rely on us for car value and history reports.

EXPERIAN

Experian South Africa combines the power of comprehensive credit history information, analytical expertise and sophisticated software to deliver a truly holistic solution to the South African credit industry.

We have built our business on the simple premise that commercial success is about getting close to customers. The more an organisation understands its customers, the more able it is to proactively respond to their very individual needs and circumstances.

Our knowledge lies in the great wealth of information that we maintain about consumers and businesses, and about markets and how they are changing.Our expertise lies in the skills we have developed to look at information in new ways and to apply it to every aspect of the customer relationship.Our creativity is reflected in the way that we support our clients, developing information solutions that bring them ever closer to their customers.Our client base includes all the major banks, retailers, telecommunications and micro-lending companies in South Africa.