Professional Associations

To stay up to date on evolving industry regulations, we have aligned with various organizations throughout the United States. Universal Credit Services is proud to be associated with the following organizations:

ACA International

ACA International is an international trade organization of credit and collection professionals that provide a variety of accounts receivable management services. Members must agree to adhere to a strict Code of Ethics and Professional Responsibility as well as a Code of Operations. Members must agree to comply with all applicable laws, including the federal Fair Debt Collection Practices Act. In addition to prohibiting harassment and abuse by collectors, this legislation provides proper procedures for obtaining consumer location information, communicating with consumers and disclosing that consumers have the right to dispute the validity of a debt.

Michigan Association of Collection Agencies

The Michigan Association of Collection Agencies is the state of
Michigan’s equivalent to ACA International, but concentrates on
the concerns that face agencies in our home state.

Healthcare Financial Management Association

The Healthcare Financial Management Association is the nation’s leading personal membership organization for financial management professionals employed in the healthcare field. HFMA, through its chapters, regions, and national office, helps members meet challenges by providing professional development, networking
opportunities and communicating information and technical data.

American Health Information Management Association

The American Health Information Management Association is the
premier association of health information management (HIM) professionals. AHIMA’s members are dedicated to the effective management of personal health information. This organization was founded to improve the quality of medical records in an increasingly electronic and global environment.

Michigan Business & Professional Association

The Michigan Business & Professional Association strives to advance the needs of the small business community under a collective voice in matters that relate to legislation and business activities that affect their members.

Michigan Chamber of Commerce

The Michigan Chamber of Commerce’s mission is to advance
human progress through an economic, political, and social system based on individual freedom, incentive, opportunity and responsibility.

Privacy Statement & Disclosure

In order to access this site, you will be required to register and validate your identity. Terms and Conditions for this site can be found at registration. Your privacy is very important to us. Our Online Privacy Policy explains how we collect, share, use, and protect information when you visit or use this online service and any other online services offered by Universal Credit Services, Inc.

This office has been hired as a debt collector. If you are a consumer with an account placed in our office for collections then this is an attempt to collect a debt and any information obtained will be used for that purpose.

How Can We Help?

Consumers: Make a Payment
If you are working with UCS to pay off a debt, you can manage your account online.