Payment options

Each month, you will receive a monthly statement notifying you of your minimum payment amount and due date.

Enroll to receive your statements electronically and you'll be entered into our monthly sweepstakes for a chance to win $500 through April 20151—learn more

H&R Block Emerald Prepaid MasterCard®Auto payment: sign in to your account to arrange for monthly payments to be automatically deducted from your Emerald Card®Online: sign in to your account to submit a payment
Mobile device: submit a payment through our mobile banking app
Phone: call (866) 353-1266 and follow the prompts without having to speak to an agent

Debit cardOnline: sign in to your account to submit a payment
Phone: call (866) 353-1266 and follow the prompts without having to speak to an agent

Cash
Pay with cash at MoneyGram® or 7-Eleven® locations—$2.99 fee applies. Sign in to your account for full details.

Don't forget your Emerald Advance balance must be paid down by February 15, 2015.

For your convenience, if you have your taxes prepared by H&R Block, you can apply a portion of your tax refund to pay down your line of credit. Find an H&R Block office to make arrangements.

Using your Emerald Advance®

You can draw funds from your Emerald Advance and use them with your Emerald Card to make payments and purchases, like:

Unexpected expenses

Bills

Car Repairs

Holiday Shopping

Year-round use

If you have made your Emerald Advance monthly payments on time and pay down 100% of your balance by February 15, 2015, you may be eligible to maintain your line of credit year-round in one of three ways:

Line of Credit Type

Credit Limit

How to Maintain1

Annual Percentage Rate (APR)1

Unsecured

$350

No deposit requirement, though monthly payments must be made on time and account kept in good standing in order to maintain access.

36%

Partial Savings Secured

$350

Deposit and maintain at least $150 in an Emerald Savings® account.

18%

Savings Secured

$350-$1,000

Deposit and maintain at least $350 in an Emerald Savings® account. Line of credit available is equal to the amount deposited. For example, a $500 savings deposit is needed for a $500 line of credit.

9%

1 No purchase, enrollment, or payment of any kind or application and approval for an H&R Block Emerald Advance line of credit or H&R Block Emerald Prepaid MasterCard is necessary to enter or win. A purchase, enrollment or application and approval for an Emerald Advance or Emerald Card will not increase your chances of winning. You have not yet won. Void where prohibited. Eight (8) Monthly Prizes/One (1) Prize per Month valued at $500/ea. Odds of winning depend on number of eligible entries received for applicable drawing. Starts 9/4/2014. Ends 4/30/2015. Open to residents of US, DC & Puerto Rico of legal age. See Official Rules for prize restrictions and alternate means of entry. Sponsored by Block Financial LLC, One H&R Block Way, Kansas City, MO 64105.

H&R Block Emerald Advance® line of credit and H&R Block Emerald Savings® are offered through H&R Block Bank, a Federal Savings Bank, Member FDIC. H&R Block Emerald Prepaid MasterCard® is issued by H&R Block Bank pursuant to a license by MasterCard International Incorporated. All products subject to ID verification. Line of credit is also subject to credit and underwriting approval. Fees apply. Products offered only at participating offices. Promotional period 11/24/2014 – 01/19/2015. MasterCard is a registered trademark of MasterCard International Incorporated.