One can avail a loan amount of up to ₹ 25,00,000/- but not exceeding 80% of the cost of property.

The maximum loan tenure is up to 30 (terms & conditions apply) Years which will not extend beyond the Retirement age or 60 years ( 65 years in case of Self – Employed individuals) whichever is earlier.

The loan can be applied singly or jointly.

Home Loan for Self – Employed

One can avail a loan amount of up to ₹ 25,00,000/- but not exceeding 80% of the cost of property.

The applicant should be less than 65 years of age.

Self- Employed, trader or the persons engaged in service industry for a minimum period of 5 years in the business.

The applicant should be able to contribute at least 20% of the total sum required.

Maximum loan tenure is 30 years which should not extend after 65 years of age.

Sales Tax Registration or any other registration of business required by statutory authorities / local laws is mandatory for loan application.