The Bureau of Risk Management functions as an in-house
insurance company for the State of New Jersey. It is
responsible for the procurement of insurance for the
various Departments of State government, providing technical
insurance advice to State agencies, developing programs to
protect physical assets and implementing safety programs to
mitigate both the frequency and severity of accidental loss.

The State of New Jersey is self administered and self funded
for losses involving Workers' Compensation, Tort Liability,
Auto Liability, Subornation for Property Damage and Foster
Parent Liability. All claims generated are handled by the
Bureau with litigation support from the New Jersey
Department of Law and Public Safety.