LML Beamer is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The LML Beamer is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the LML Beamer delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the LML Beamer provides a great riding experience.
This LML Beamer is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

4.2 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying insurance online, a breeze.

101 Branches across India

When we make you a promise to have you covered, we work to live up to it. That’s why we have spread our presence all across the nation so that you can easily find your nearest branch. We just want to be there for you at all times.

3600+ Cashless repairers of BAGI

You don’t have to wait for reimbursement by us. Get your vehicle repaired at any of our cashless garages. We will directly pay the repair expenses to the garage while you only have to pay the excess towards depreciation of replaced vehicle parts.

24/7 Claim Assistance

We understand that you’re already stressed when the need for filing a claim arises. But you can still stay calm as we’ve made our claim process a cake-walk. Our team of dedicated claim handlers work round-the-clock to ensure your claim is settled.

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory. (However, we wouldn’t recommend it because it doesn’t protect you or your bike, which is dearer to you).

The base premium for third-party liability insurance depends on the cubic capacity of your two-wheeler engine. IRDA (Insurance Regulatory & Development Authority of India) revises the rates for this each year. As on 1st April, 2017, the revised third-party rates are as mentioned in the table.

Engine Capacity

Premium Rate

Less than 75 cc

Rs. 569

Above 75 cc but less than 150 cc

Rs. 720

More than 150 cc but less than 350 cc

Rs. 970

More than 350 cc

Rs. 1,114

Note: Third-party property damage for two-wheeler is compensated up to Rs. 1 lakh. In case of injuries/death, it will be taken into the court tribunal.

Comprehensive Insurance

This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

For all-round financial protection, the comprehensive plan is any day recommended by the experts. It consists of both third-party premium and own-damage (OD) premium.

The OD premium would vary depending on the bike’s make-model, year of manufacture, engine capacity, and geographical locations.

Note: Both the third-party liability and comprehensive plans also comprise of the compulsory personal accident cover for owner-driver. In this, for a premium of Rs. 50, you receive a sum assured of Rs. 1 lakh in case of:

Type of Injury

Compensation Level

Death

100%

Loss of two limbs or sight of two eyes or one limb and sight of one eye.

100%

Loss of one limb or sight of one eye

50%

Permanent total disablement from injuries other than named above.

100%

Shop Online The Easy way

Hey! Our online bike insurance shopping process is easy as pie. Has anyone told you that before? If not, see it to believe it.

Step

01

Choose to renew or buy bike insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers in Two-Wheeler Insurance

Customize your two-wheeler plan by opting for add-ons that suit you best.

Personal Accident Cover for Occupants

You may love zooming away on your two-wheeler. But bike accidents are dangerous to both the rider and the person sitting pillion. Since the risk of injuries/death is high for both, having a personal accident cover is essential. It insures against full or partial disability of the co-passenger as well.

Zero Depreciation cover

In your regular policy, during claim, you have to bear depreciation on repair/replacement expenses of plastic, fibre, rubber and glass parts. However, with this add-on, you profit by not having to pay depreciation on expenses of repaired/replaced parts.

Frequently Asked Questions (FAQs)

We know you’d have some questions related to two-wheeler insurance. But you can breathe easy as we’re right here to help you with your queries. We’ve picked commonly-asked questions specially for you. Take a look at our answers for better understanding. If you need more information, you can always contact us here. Our executives will be glad to assist you.

Can I pay two-wheeler insurance premium in instalments?

As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy.

Is my No Claim Bonus (NCB) transferable?

Yes, in case you are changing from any other insurance company to Bharti AXA GIC Ltd. and have accrued some NCB from them, you can get the same transferred in case your two-wheeler is insured within 90 days of your renewal due date.

We are facing some technical difficulties while fetching your quote. We will get back to you as soon as we are able to get your Quote. Apologies for the inconvenience caused to you.

IRDAI Registration No.139 | CIN-U66030KA2007PLC043362

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please read the sales brochure carefully before concluding a sale. Bharti AXA General Insurance Company Limited.