The Fund aims to achieve long term capital appreciation by investing mainly in growth assets.

In line with its investment policy, the asset allocation ranges are shown in the table below:

Investment Category

Percentage (%)

Shares

30-70%

Bonds

0-40%

Cash & Cash Equivalent

5-30%

Real Estate

0-20%

Collective Investmets*

0-25%

Policy Loans

0-10%

Other Investments

0-10%

* It includes collective investments which cannot be classified according to their investment policy in any of the above investment categories.

Incorporated as a private company by prominent Cypriot businessmen in 1970, Universal Life was the first insurance company to be founded in Cyprus after the enactment of the local insurance legislation...

Privacy Policy

Protection of Personal Data

Universal Life guarantees the protection of the visitor’s/user’s personal data as provided by the terms hereof, by the Processing of Personal Data (Protection of Individual) Law of 2001 and by any other statutory provisions of Cyprus Law.

Universal Life collects visitors’ personal data and information only when they provide them in order to request more information on products, services or other company issues. Users’ personal data may be used for communication purposes, for providing and upgrading products and services provided to them, as well as for informing them of products and services that may be of interest to them.

Accordingly, Universal Life shall in no case disclose visitors’ personal data to any third party or to any company of the Universal Group unless (1) provided by any law or (2) provided otherwise by the Processing of Personal Data (Protection of Individual) Law of 2001 or (3) upon your written consent or request.

The user/visitor of this Site, subject to the Processing of Personal Data (Protection of Individual) Law of 2001 N138(1)/2001 has the right of access and correction of his personal data pursuant to articles 12 and 13 of the above law.

Minors are allowed access to Universal Life’s internet site subject to their parents/ or guardians consent only and are not required to supply any personal data.