Thomas Schaffer is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of NC,SC,VA,GA. No insurance business may be conducted outside this/these state(s) referenced.

Thomas Schaffer is a Registered Representative(s) of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of NC and VA. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Transitions Financial Strategies, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates

Thomas Schaffer is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.