More than 100 million people bank using their mobile devices, and for good reason. While brick-and-mortar banking may never be replaced, many day-to-day financial transactions are efficiently carried out using (primarily) our phones.

Mobile banking offers many advantages, such as very good (and increasingly better) security, easy access, and a wide variety of financial apps, not to mention the most obvious: convenience. It gives you much greater control over your money, from everyday transactions to longer-term choices. You can check balances, make payments and deposits, pay bills, and more, from anywhere you have an internet connection.

While there are still limitations, as time goes on, the number of conveniences grows, like real-time account transfers, bank-to-bank transfers, and automated alerts. As the sophistication of our devices grows, apps become more functional, and mobile banking is approaching online banking in diversity and usability. Virtual wallets and money-saving and investing functions are growing in popularity.

Security is obviously a very big priority, and often the perception lags the reality: mobile banking is actually very secure, safer even than internet banking. Even if you lose your phone (or have it stolen), you can quickly disable it remotely. And your biggest security advantage is seamlessly built into mobile banking: being able to check your accounts anywhere, anytime. The closer watch you keep on your finances, the fewer chances there are for undetected fraud or breaches such as identity theft.

Updating to the newest release of your banking app is always important, since functions and security are growing and improving, and the most recent version gives you the best of both. First Source’s new release, memberMOBILE 3.0, is the latest example.

As mobile banking grows, we’ll always be here to help support your needs!

Our lives get busier every day, and we know keeping track of banking details can be difficult. We have the perfect solution: memberMOBILE, our new mobile banking app. Now you can check your balances, transfer funds while you’re shopping, view your account history, and even pay bills*, from wherever you have service (oh, and it’s free).

And here’s another incentive: download the app today and you’ll be entered to win a $100 Visa® card!

Get started right now: scan the QR code to the left with your smartphone:

Follow the simple steps above, or get started this way: if you’re an iPhone, Android or Tablet user, go to fsource.org and click on “Get the App”, or go to your iTunes App Store or Android Marketplace and search “memberMOBILE” or “First Source FCU”. If you have a Blackberry or standard mobile browser, just visit fsource.org and click on “Go to Online Banking”.

We know there are many of you who don’t have smartphones. You can still use the service through SMS Text (texting). Log in to memberONLINE from your desktop or laptop, click on memberMOBILE, enter your cell phone number, activate & go! (You can save the text codes on your phone for even quicker account access.)

If you’re not a memberONLINE user yet, click on “Sign up” within the login box on our homepage to get started. All entries must be in by July 31st.

Assistant Vice President of Marketing & Communications Kristy Nole discusses the benefits of using First Source Federal Credit Union’s memberONLINE service. Make your life easier (and less stressful) by using it for opening accounts, paying bills, balance inquiries, transfers, withdrawals and more. memberALERTS can save the day by sending you emails or text messages when your balance changes, for withdrawal or deposit notices, when your balance is low, and for other account activity. memberDEPOSIT allows you to deposit checks from home and have access to your funds immediately. We’re here when you need us. When you’re home, get a little help from your friends by using memberONLINE at First Source, where You’re First.