HOME CONSTRUCTION & EXTENSION

Constructing your own home, planning its architecture and designing its interiors is an
unique and fulfilling experience. With EFHLL's Self Construction Loans, you can build
your home your way, tailored as per your imagination and well-matched to your family's needs.

You can apply individually or jointly for Home Loans. All proposed owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. Generally co-applicants are close family members.

The maximum period of repayment of a loan shall be up to 20 years for the Repayment option.

The tenure of the loan is also dependent on the customer’s profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of EFHLL.