A lot of thanks po sa inyong mga sagot!...Godbless po sa ating lahat!...Sa everyday life we have to give thanks to our creator!

ALHAMDULLILAH!.....

yup lugi ka sa pagtaas ng mga bilihin kapag sa time deposit mo nilagay yang 100k moYou've said that nagiipon ka palang so I assume if 100k for one year that is more or less 8k to 8.5k per month? with that in mind why would you want to wait for it to reach 100k if you could invest that amount already in uitf/mutual funds or direct stocks.

How old are you sir? If you're still young, then you can put this money in an equity mutual fund and leave it there for 30 years.Also you can apply for a mutual fund and invest monthly even if you are an OFW. For example, if you have a BPI account, you can use that to invest in BPI's mutual funds or uitfs.