Outstation Cheque Processing Fee: 1% of the value of the cheque subject to a minimum of ₹100

Duplicate Statement Fee: ₹100

Cheque/ ECS Return Fee: ₹250

Foreign Currency Transactions: Mark-up of 3.5%**

Chargeslip Retrieval Fee: ₹100

Outstation Cheque. Processing Fee: 1% of the value of the cheque subject to a minimum of ₹100.

Duplicate Statement Fee: ₹100.

Cheque/ECS Return Fee: ₹250.

Foreign Currency Transactions: Mark-up of 3.5%.**

Chargeslip Retrieval Fee: ₹100.

Outstation Cheque. Processing Fee: 1% of the value of the cheque subject to

Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.

Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of ₹250

Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.

Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of ₹250

Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.

Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of ₹250

Interest-free (grace) period illustrated with examples below

Up to a maximum of 48 days of interest-free credit period

Business Secured Card: Up to maximum of 50 days of interest-free credit period.

BCCL/BCSL/BCIL: Up to maximum of 48 days of interest-free credit period

Up to a maximum of 48 days of interest-free credit period.

Finance charges cash advances

Cash Advance: 3.4% monthly And 40.8% annually

Business Secured Card: 2.5% monthly and 30% annually

BCCL/BCSL: 2.75% monthly and 33% annually

BCIL: 3.4% monthly and 40.8% annually

3.4% monthly and 40.8% annually

Overdue interest charges on a monthly and annualised basis

3.40% monthly and 40.8% annually.

Business Secured Card: No revolving facility

BCCL/BCSL: 2.75% monthly and 33% annually

BCIL: 3.40% monthly and 40.8% annually.

3.4% monthly and 40.8% annually

Charges in case of default

30% of the Minimum Amount Due subject to a minimum of `400 and a maximum of ₹700

Business Secured Card: 3% of the Total Amount Due subject to a minimum of ₹400

BCCL / BCSL / BCIL: 30% of the Minimum Amount Due subject to a minimum of ₹400 and a maximum of ₹700

30% of the Minimum Amount Due subject to a minimum of ₹400 and a maximum of ₹700

Fuel Surcharge

2.50% of transaction value or ₹10 whichever is higher

Surcharge waiver of 2.5% of transaction value on HPCL petrol pumps on select cards (this offer is valid on a maximum transaction of ₹5,000, when the payment is made by swiping the card on ICICI Bank swipe machines).

Surcharge waiver capped at Maximum ₹500 in a month/card

2.5% of transaction value or ₹10 whichever is higher.

Surcharge waiver of 2.5% of transaction value on all petrol pumps (this offer is valid on a maximum transaction of ₹5,000

Surcharge waiver capped at Maximum 500 in a month / card.

2.5% of transaction value or ₹10 whichever is higher.

Surcharge waiver of 2.5% of transaction value on all petrol pumps (this offer is valid on a maximum transaction of ₹5,000.

Surcharge waiver capped at Maximum ₹500 in a month / card.

Replacement Fee

₹100

₹100

₹100

Fee on cash payment at branches

₹100

₹100

₹100

Service Tax

As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015.

As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015.

As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015.