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Financing With Beattie Dodge Chrysler Jeep Ram

Beattie DodgeChrysler wants our customers to have an enjoyable and comfortable
experience when buying their vehicle. Our experienced and highly
trained Business Managers will complete the paperwork for your purchase to ensure you are comfortable with the details and that it is EXACTLY
what you agreed to. They will also thoroughly review and explain all
the value added products and services that are available to you here at Beattie Dodge Chrysler, including manufacturer's warranty, as well as make you
aware of all financing options available to you. Once you are
comfortable with the arrangements and we've answered any questions you
might have, we will schedule the details of the delivery of your new
vehicle!

Our professional Business Managers are at your service to get your loan
approved in a relaxed and friendly environment. We appreciate the
private manner of our customer's finances and exercise the utmost in
discretion when dealing with you and our bank partners. We also offer
peace of mind insurance coverage's such as life insurance and accident & health insurance designed to protect your well being as well as your
credit rating.

While the majority of our vehicle purchases at Beattie Dodge Chrysler are done
using one of our many bank partners, there are some of our customers
that are in a position to pay cash. While having the hard earned money
to pay cash is great, there are some things to consider before going
forward with a cash purchase. We would be happy to discuss with you to explore all your options.

Leasing

More and more people are discovering the advantages of leasing a car.
Typical leasing benefits include the requirement of less money up front
compared to conventional loans, protection from potential negative
equity and virtually worry-free driving as most lease terms are within
the factory warranty period. Leasing also offers you options at the end
of your lease agreement where you can exercise your purchase option and
either keep or sell the vehicle, trade the vehicle, or drop off the
keys and simply walk away! To determine if leasing is the correct
option for you, read more about The Right Lease

We would happy to discuss with you your Lease Options.

Creditor Insurance

Whether purchasing or leasing your vehicle, you have the opportunity to
protect your loan or lease with creditor life and disability insurance
(assuming you are not older than 69).

Life and disability insurance are available for the vehicle buyer as
well as the co-buyer. To qualify, there are no requirements for medical
questionnaires, blood tests, urine tests or physical examinations.

If you pay off the loan before it's' expiration, you can receive a
partial refund for the unused portion. In other words, you only pay for
the coverage for the period that you're using the financial
institutions' money.

A sudden accident or death can result in long term hardship, and
accidents know no boundaries. When you factor in the costs of
maintaining your mortgage payments, food, clothing, utilities, medical
costs and children's education, it really does make good sense to
provide protection against unforeseen hazards.

Life Insurance

Credit life insurance is an 'asset management plan'. In the event of
your death, whether natural or accidental, the remaining financial
obligation of the vehicle is paid off by your insurance carrier. It's
the same type of coverage as mortgage insurance.
By including credit life insurance, three situations are avoided upon
your untimely death.

Paying off the remaining balance of the loan or lease

Finding a suitable individual to take over the balance of payments
(this individual must be acceptable to the bank or lessor as well)

Returning the vehicle to the bank or lessor in a repossession or negative equity situation

Disability Insurance

Disability insurance is a 'payment protection plan'. In the event of
your inability to work due to sickness or injury, whether on the job, at
home or even on vacation, the payment protection will make the monthly
payments on the vehicle.

This protection will continue until you return to work, and is paid even
if you receive workplace benefits or private benefits. There is no
income tax payable on the benefits, it does not have to be repaid, and
there are no limits to the number of claims during the life of the
contract. Disability insurance also protects your precious credit
rating and ensures peace of mind.

If you're thinking about getting a new or used vehicle in
the Eastern Ontario area we will get you the vehicle you want, at a great price, and
smoothly guide you through the financing process. At Beattie Dodge,
our team of automotive financial experts is available to answer any car loan
questions you may have. No matter what your credit situation, our specialists
are here to tailor a finance package to fit your needs. Our experience with a
wide variety of financial institutions helps us provide financing for all
credit levels.

If you have any questions about your application, or any
of the products and services offered by our Business Office, please give us a
call, we would love to hear from you!