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Terms of use

By accessing, using or browsing this site or downloading any information from it, you agree to be bound by our terms of use set out below. Please read the information carefully. If you do not agree to the legal information and terms and conditions below, please do not access this website or any pages on this website any further.

Australian residents only

All information contained on this site is provided for Australian residents only. It is not provided to any person (whether a resident or not) in any other country. Any financial products referred to on this site are only:

Intended for offer within Australia; and

Offered to Australian residents.

Any reference to currency on this site is a reference to Australian dollars.

Accessing and/or using information relating to countries of which you are not a resident is done entirely at your own risk.

Data accuracy

The information on this site is derived from various sources that were believed in good faith to be accurate and reliable at the time it was sourced. Australian Executor Trustees Limited ABN 84 007 869 794 (AET) and its related companies provide no warranty or guarantee nor make any representation or warranty on this site about the accuracy, timeliness, completeness or suitability of its information.

Liability

To the extent permitted by law, AET, its directors, employees, agents, contractors and associates do not accept any responsibility arising in any way for errors in or omissions from the information on this site, nor accept any loss or damage as a result of any person using this site (such as relying on any information on this site including any information provided by any other party or for any inability to access this site at any time). Nor is AET liable to you for any data corruption you may experience on download. Under no circumstances, including, but not limited to, negligence, will AET be liable for any special or consequential damages that result from the access or use of, or the inability to access or use, the materials on the site.

The information on this site is based on current laws and their interpretation, which may change from time to time.

Information

The information on this site is general information only and does not constitute financial product advice, including a recommendation to invest in any financial product referred to on this site. The information on this site does not take into account any investor’s particular investment objectives, circumstances or needs. Before making any investment decision based on the information or products referred to on this site, investors should consider whether they are appropriate to their needs or consult an adviser for professional advice. Any diagram, illustration or calculation on this site is an example only and used only for illustrative purposes.

By sending any information to AET (including any data, questions, comments, suggestions or information for inclusion on this site) you:

Represent that the information is not confidential to or owned by any person;

Represent that the receipt of the information by AET will not expose AET to any civil or criminal liability;

Represent that the information is not illegal, defamatory or otherwise likely to expose AET to any civil or criminal liability.

Agree to indemnify AET and all of its directors, employees, agents, contractors and associates from any loss suffered by them as a result of any use of, or reliance on that information.

AET has not reviewed any URL linked to or from any part of this site, which does not form part of this site.

AET is only responsible for the information available on this website. AET is not responsible for any content found on a third party page, or any site of which it forms a part. You must determine whether any page is part of this site each time you follow a link to that page. As soon as you leave this site AET is no longer responsible for the information you access. Any hyper-link from this site to another website does not imply that AET endorses the content of the linked site. AET has not reviewed any of the websites which link to this site. Following links to any off-site pages or other websites is entirely at your own risk.

Risk of investing

Investing in a financial product is subject to investment risks such as the possibility of loss of income or principal invested. You should refer to the disclosure documents relating to the financial products for a description of the types of risks that apply to investing. Neither AET, nor any other entities, guarantee:

The performance of any asset, fund, security or other financial product referred to on this site;

The repayment of any capital; or

The payment of income.

Further, you will note that where historical performance figures are contained in any disclosure document, past performance is not indicative of future performance.

Copyright

Unless expressly stated otherwise, copyright in the information and data contained on this site is owned or licensed by AET. It is intended that a person will use this information for their own personal use and may not otherwise reproduce or distribute or transmit it to any other person unless express permission is given by AET each time for use. Please contact AET if you would like to reproduce any content available on this site, or if you would like to link your website to this site.

Trademarks

Any trademark displayed on this site remains the property of the legal owner in accordance with their rights of use. Access to, downloading from or otherwise copying from this site does not grant a licence or right to use any party’s trademark or transfer title to any software or material on the site. AET reserves all rights with respect to copyright and trademark ownership of all material on the website. AET will enforce such rights to the full extent possible under applicable law.

The Australian Executor Trustees Logo®, SUPERSONA® and YOUR CLIQUE® are trademarks of Australian Wealth Management Limited and used by Australian Executor Trustees Limited under licence. AET My Portfolio™, AUSTRUST®, the Austrust Butterfly Logo®, the Austrust Striped Map Logo®, the Two Butterflies Logo®, EASYWILL®, and WILL ASSIST® are trademarks of Australian Executor Trustees Limited. IOOF® and the IOOF Logo® are registered trademarks of IOOF Holdings Limited and used by Australian Executor Trustees Limited under licence.

Privacy statement

When you use our site, read or download information, we may collect details on your visit. This may include:

Your server address

Your operating system eg. web browser

The date and time of your visit

Whether you have visited us previously.

The information we collect generally relates to your server or personal computer rather than yourself (except where personal information is provided to AET in accordance with our Privacy Policy). Our Privacy Policy may be accessed within this site.

The information and opinions contained on the site are provided without any warranty of any kind, either expressed or implied, to the fullest extent permitted under applicable laws. Certain legislation, including the Competition and Consumer Act 2010, the Australian Consumer Law and similar State and Territory legislation, may confer rights and remedies on you which cannot be excluded, restricted or modified ("Non-excludable Rights"). Notwithstanding the foregoing, AET does not exclude any Non-excludable Rights but does exclude all other conditions and warranties, whether implied by custom, law or statute.

To the fullest extent permitted by law, AET's liability for breach of any implied warranty, condition or undertaking which cannot be excluded is limited, at the option of AET, to (a) in the case of services, the supply of the services again or the payment of the cost of having services supplied again; and (b) in the case of goods, the replacement of the goods or the supply of equivalent goods, the repair of such goods, the payment of the cost of replacing the goods or acquiring equivalent goods, or the payment of the cost of having the goods repaired. AET accepts no responsibility for, and makes no warranties that, functions contained on the site will be uninterrupted or error-free, that defects will be corrected, or that the site or the servers that make it available will be free of viruses or other harmful components.

In the event of any dispute arising from this website, the laws of New South Wales will apply. You consent to the non-exclusive jurisdiction of the courts of New South Wales.