Commercial Loans

Lines of Credit

A line of credit for your business offers you access to working capital when you need it. This availability allows your business the freedom and flexibility to support a variety of short term cash flow needs including inventory purchases, accounts receivable financing or vendor payments during your sales and collection cycle. These lines of credit are usually secured by your company’s accounts receivable, inventory, real estate or other business or personal assets.

Equipment

We offer loans for equipment purchase to assist with your business needs.

Real Estate Loans

We create customized and individually-tailored terms, whether it involves acquisition, construction/development or bridge financing. We do this by listening to you and understanding your transaction first, then customizing a solution that best suits your situation. We promise to deliver straight forward solutions to both simple and complex requests.

Loans for Construction and Development

Our experienced lenders understand the specialized financing needs for the construction and development industry. We have the capability to finance a wide range of projects.

USDA Rural & Business Development

We partner with the USDA to stimulate job growth and support a healthy business environment in rural communities by providing loan guarantees that encourage private investment in rural businesses and industries. To learn more about this program, please click on the Business & Industry Fact Sheet.

Other Specialized Lending

We want to assist you with the needs of your business to ensure its success and longevity. In addition to SBA loans and letters of credit, a number of relationship-based lending services are available to support your business needs. Our experienced lenders are ready to discuss your needs in the personal and dependable manner you expect and deserve.

In addition, based on your location, you may qualify for special offers, such as interest rate discounts, down payment assistance, and closing cost assistance.

Make contact with one of our commercial lenders nearest you to allow us an opportunity to visit with you about your specific needs. *All loan applicants are subject to credit approval.

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