We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

THE FHA IN ARKANSAS

FHA loans have been helping
Arkansas residents since 1934

A licensed
Arkansas
FHA Lender

can offer you a better loan including:

Low down payments
(if any)

24 Hour Pre-Approval

Low closing
costs

Easier credit
qualifying

48 hour Streamline
Refinancing

Arkansas First Time Home Buyer Loan

This FHA loan program was created to help
increase homeownership. The FHA program
makes buying a home easier and less expensive
than any other types of real estate mortgage
home loan programs

When buying a home, almost every lender
will want to know where your down payment
came from. If someone in your family is
helping you with that down payment, it is
called a Gift of Equity, a
special FHA loan program.

Arkansas FHA Refinance to
a Lower Rate

Lowering your monthly mortgage payment
is easier than ever as mortgage
interest rates continue to set new
record lows almost every week for
more than two month.

An FHA Debt Consolidation
Loan can change your life,
and we can connect you to an
FHA Home Lending expert to talk
over your financial situation
so you’re not left to figure
out everything completely on
your own.

Arkansas
FHA Home Loan

How it works:

√ Determine
the type of FHA Government
Loanthat best fits your needs.

√ Complete an easy 2 minute
application form.

√ We will
forward your application to one and only oneFHA Approved
Lender who can best help you based upon:

The type of loan you requested

Your down-payment (if purchase
loan)

The location (State) your property
is located

Your credit history

The best rate available for your
loan

√ An
FHA Loan Specialist
will respond within 1 business day. They will explain
what type of loan you are approved for, and the
options available to you.

√ Immediately that same
day, the FHA Lender
will overnight your pre-approval letter to you.

Note-
It is very important that you keep this letter.
It is your official pre-approval on bank letterhead
with your 'locked rate', and if purchasing a house,
it is equally important that you present this letter
to the real estate agent to confirm your pre-qualification
status.

Arkansas
FHA Lending Limits 2018

Arkansas Median Home Sale
Price Price $139,900

County Name

Single

Duplex

3 Unit

4 Unit

ARKANSAS

$275,665

$352,950

$426,625

$530,150

ASHLEY

$275,665

$352,950

$426,625

$530,150

BAXTER

$275,665

$352,950

$426,625

$530,150

MOUNTAIN
HOME, AR

BENTON

$275,665

$352,950

$426,625

$530,150

FAYETTEVILLE-SPRINGDALE-ROGERS,
AR-MO

BOONE

$275,665

$352,950

$426,625

$530,150

HARRISON,
AR

BRADLEY

$275,665

$352,950

$426,625

$530,150

CALHOUN

$275,665

$352,950

$426,625

$530,150

CAMDEN,
AR

CARROLL

$275,665

$352,950

$426,625

$530,150

CHICOT

$275,665

$352,950

$426,625

$530,150

CLARK

$275,665

$352,950

$426,625

$530,150

ARKADELPHIA,
AR

CLAY

$275,665

$352,950

$426,625

$530,150

CLEBURNE

$275,665

$352,950

$426,625

$530,150

NON-METRO

CLEVELAND

$275,665

$352,950

$426,625

$530,150

PINE
BLUFF, AR

COLUMBIA

$275,665

$352,950

$426,625

$530,150

MAGNOLIA,
AR

CONWAY

$275,665

$352,950

$426,625

$530,150

CRAIGHEAD

$275,665

$352,950

$426,625

$530,150

JONESBORO,
AR

CRAWFORD

$275,665

$352,950

$426,625

$530,150

FORT
SMITH, AR-OK

CRITTENDEN

$275,665

$352,950

$426,625

$530,150

MEMPHIS,
TN-MS-AR

CROSS

$275,665

$352,950

$426,625

$530,150

DALLAS

$275,665

$352,950

$426,625

$530,150

NON-METRO

DESHA

$275,665

$352,950

$426,625

$530,150

DREW

$275,665

$352,950

$426,625

$530,150

FAULKNER

$275,665

$352,950

$426,625

$530,150

LITTLE
ROCK-NORTH LITTLE ROCK-CONWAY, A

FRANKLIN

$275,665

$352,950

$426,625

$530,150

FULTON

$275,665

$352,950

$426,625

$530,150

GARLAND

$275,665

$352,950

$426,625

$530,150

HOT
SPRINGS, AR

GRANT

$275,665

$352,950

$426,625

$530,150

LITTLE
ROCK-NORTH LITTLE ROCK-CONWAY, A

GREENE

$275,665

$352,950

$426,625

$530,150

PARAGOULD,
AR

HEMPSTEAD

$275,665

$352,950

$426,625

$530,150

HOT SPRING

$275,665

$352,950

$426,625

$530,150

MALVERN,
AR

HOWARD

$275,665

$352,950

$426,625

$530,150

INDEPENDENCE

$275,665

$352,950

$426,625

$530,150

BATESVILLE,
AR

IZARD

$275,665

$352,950

$426,625

$530,150

JACKSON

$275,665

$352,950

$426,625

$530,150

JEFFERSON

$275,665

$352,950

$426,625

$530,150

PINE
BLUFF, AR

JOHNSON

$275,665

$352,950

$426,625

$530,150

LAFAYETTE

$275,665

$352,950

$426,625

$530,150

LAWRENCE

$275,665

$352,950

$426,625

$530,150

LEE

$275,665

$352,950

$426,625

$530,150

LINCOLN

$275,665

$352,950

$426,625

$530,150

PINE
BLUFF, AR

LITTLE RIVER

$275,665

$352,950

$426,625

$530,150

TEXARKANA,
TX-AR

LOGAN

$275,665

$352,950

$426,625

$530,150

LONOKE

$275,665

$352,950

$426,625

$530,150

LITTLE
ROCK-NORTH LITTLE ROCK-CONWAY, A

MADISON

$275,665

$352,950

$426,625

$530,150

FAYETTEVILLE-SPRINGDALE-ROGERS,
AR-MO

MARION

$275,665

$352,950

$426,625

$530,150

MILLER

$275,665

$352,950

$426,625

$530,150

TEXARKANA,
TX-AR

MISSISSIPPI

$275,665

$352,950

$426,625

$530,150

BLYTHEVILLE,
AR

MONROE

$275,665

$352,950

$426,625

$530,150

MONTGOMERY

$275,665

$352,950

$426,625

$530,150

NEVADA

$275,665

$352,950

$426,625

$530,150

NON-METRO

NEWTON

$275,665

$352,950

$426,625

$530,150

HARRISON,
AR

OUACHITA

$275,665

$352,950

$426,625

$530,150

CAMDEN,
AR

PERRY

$275,665

$352,950

$426,625

$530,150

LITTLE
ROCK-NORTH LITTLE ROCK-CONWAY, A

PHILLIPS

$275,665

$352,950

$426,625

$530,150

HELENA-WEST
HELENA, AR

PIKE

$275,665

$352,950

$426,625

$530,150

POINSETT

$275,665

$352,950

$426,625

$530,150

JONESBORO,
AR

POLK

$275,665

$352,950

$426,625

$530,150

POPE

$275,665

$352,950

$426,625

$530,150

RUSSELLVILLE,
AR

PRAIRIE

$275,665

$352,950

$426,625

$530,150

PULASKI

$275,665

$352,950

$426,625

$530,150

LITTLE
ROCK-NORTH LITTLE ROCK-CONWAY, A

RANDOLPH

$275,665

$352,950

$426,625

$530,150

SALINE

$275,665

$352,950

$426,625

$530,150

LITTLE
ROCK-NORTH LITTLE ROCK-CONWAY, A

SCOTT

$275,665

$352,950

$426,625

$530,150

SEARCY

$275,665

$352,950

$426,625

$530,150

SEBASTIAN

$275,665

$352,950

$426,625

$530,150

FORT
SMITH, AR-OK

SEVIER

$275,665

$352,950

$426,625

$530,150

SHARP

$275,665

$352,950

$426,625

$530,150

ST. FRANCIS

$275,665

$352,950

$426,625

$530,150

FORREST
CITY, AR

STONE

$275,665

$352,950

$426,625

$530,150

UNION

$275,665

$352,950

$426,625

$530,150

EL
DORADO, AR

VAN BUREN

$275,665

$352,950

$426,625

$530,150

WASHINGTON

$275,665

$352,950

$426,625

$530,150

FAYETTEVILLE-SPRINGDALE-ROGERS,
AR-MO

WHITE

$275,665

$352,950

$426,625

$530,150

SEARCY,
AR

WOODRUFF

$275,665

$352,950

$426,625

$530,150

YELL

$275,665

$352,950

$426,625

$530,150

RUSSELLVILLE,
AR

FHA Loan Information

The FHA does not lend money.
The FHA (Federal
Housing Administration) is part of HUD &
backs individual Approved
Lenders.

Our responsibility is to help you find the best FHA
Approved Lender who can help you secure financing.

When
you fill in our short application we will provide your
information to one, (and
only one) FHA
Approved Lender who can help you based upon
many factors, including your Credit
Score, your State
Location, and the Type
of Loan you apply for.responsibility
is to help you find the best FHA
Approved Lender who can help you secure financing.

Note: We
are not affiliated with the Federal Housing
Administration, the Department of Housing
and Urban Development, or
any other government agency. We are an FHA Educational
Resource.

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We do
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If you are suspicious of
any fraudulent activities
or if you have any questions
Contact Us
or your local HUD Agency
or the Office of the
Inspector General.