Easy Credit

Easy Credit

Is cap one the only card thats the easiest to get. i got approved for their rewards card, but didnt get approved for amex or discover. I am really trying to build my credit within the next yr. Oh yea I got approved for cap one rewards card but not the platinum card, well they said they will contact me in a few days they need a few days to process it which usually means not approved.

Re: Easy Credit

Call the backdoor number in a day or two,its listed in the sticky. They can tell you what you were approved for fastest. And you can try and work your credit limit up during your call.

In my recent experience getting credit cards. I was denied by the automated system while applying for HSBC Best Buy,I called in and talked to a rep.He told me having a single trade line open is what got me denied, I told him my secured CC just hit my reports,so he repulled and that 10 day old secured card got me instant approval for $750. Crazy how this stuff works?

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.