I have downloaded some free templates on the net and it in psd file. How do I convert it to html and how could I make an html/web layout in photoshop like the one I got on the net. I believe psd file is a normal standard file for templates

Photoshop has a lot of features like being able to slice up a web design into html. The best way to get a strong overview of Photoshop's features is to watch these instantly viewable video tutorials on the basics of Photoshop. Reading the manual to learn something new in photoshop takes a long time. Watching someone else do it and narrate what they're doing as they perform the steps is the fastest way to learn.