Since the financial collapse of 2009 and other conditions that affect the financial industry, it is important to establish and maintain a good credit score/report. The following is a list of companies or agencies that can review your credit report:

Lenders

Insurance companies

Landlords seeking a credit check for renters

Credit card companies

Companies where you are seeking employment (only with your written consent)

Organizations considering your application for a government license or benefit (if the agency is required to consider your financial status)

State or local child support enforcement agencies

Government agencies (usually can only look at your name, address, former addresses, and current and former employers)