"Thanks for the help which was in much need, I really appreciate the quick process and polite approach. I shall be recommending to my friends about Bajaj Finance and I am a fan for lifetime. Special thanks to you for speedy process"

Personal Loan for Home Improvement: Features and Benefits

You probably dream about a makeover of your home, something that’ll change how you live. A pool in the backyard, a hammock bed, a gaming room or even a theatre of your own; there’s no limit to how you can create magic with clever modern designs and ideas to refresh your home.

Why not today? Today is when we have one of the best home renovation and repair loan tailor-made to suit your needs. Just apply online, get a quick approval, fast disbursal and even the lowest home improvement loan interest rate, all of this sitting at home.

A Personal Loan for Home Improvement is a great way to ensure quick cash that can be easily repaid in monthly instalments.

Here are the unique benefits of Bajaj Finserv Personal Loan for Home Improvement:

Instant approvals

5 minutes is all we take to approve your Home Improvement Loan once you’ve applied online on our website.

Get funds in bank in 72 hours

This is the fastest disbursal time by any NBFC in India.

Loans up to Rs.25 lakh

You can avail an amount of up to Rs.25 lakh and pay back in easy monthly installments.

Preapproved offers

Pre-approved offers from time to time exclusively for you.

Online account access

Eligibility and Documents

Our Personal Loan for Home Improvement is available for you in the top cities across India if you’re a salaried professional drawing a monthly net salary of Rs. 35,000 or more. For further information on documents required, please click here.

Fees and Charges

For instant loan approvals of up to Rs.25 lakh when you apply online, we charge a very basic processing fee. For further details on the interest rate and other charges, please click here.

How to Apply

You can easily apply for a Home Improvement Loan online by just filling an application form with necessary details. For the rest of the details, please visit here.

It was a nice journey with Bajai Finserv due to my interaction with you. I appreciate the clear communication and advise about my Loan process and I am very much satisfied about your professionalism.

It’s my responsibility to appreciate your work and all the best for you! Thanks with best regards,

S.A. Senthil Kumar Chennai

As an customer I can easily trust the Bajaj/Finance department easily as on its gr8 reputation and service since long time in India. I really wanted to see this organization at good position (Finance sector) and to achieve their goal in short time.

I really appreciate the executive’s and the manager who were in touch with me and processed my loan with Bajaj. Many thanks to Naveen and Lokesh for moving the thing bit faster and for the Great Job.

The good thing what I observed during loan process is, they have not wasted their time by sending executive at the first day for document collection, but they did by conforming my credit score and discussing with me about Interest rate and processing fee. Where I felt the positive and confidence on Bajaj and not applied for any other bank for the same. And Finally Bajaj did provide the loan

And I think Bajaj can improve the loan process time, as compare to other banks. It may be due to the disbursal is from pune. But there is scope of improvement I believe.

Satish. Bangalore

I am writing in to thank you and your team for the smoothest Loan approval process i have seen in my entire carrier.

It was such a joy doing business with you, Hope all my future correspondences with Bajaj Finance Limited will also be as delightful as this. Thank you and keep up the Great work.

AV Arun Bangalore

Thank you for processing our loan request, and also would like to appreciation for the way the same was carried out in an utmost professional way.

I would also like to appreciate Mr Praveen Reddy who had come to pick up the documents. His approach & communication was very good and pleasing. It was such a joy doing business with you, Hope all my future correspondences with Bajaj Finance Limited will also be as delightful as this.

Thank you once again..

G Sowmya Bangalore

Do you mean the Experience with Bajaj finance in the Loan Process. So my Feed Back is as follows Very Fast and Speedy response from the Sales team Well behaved and able to answer query in professional way.

Processing time for Personal Loan very quick as compared to other Banks. Features like Part Payment and zero closure charges very new and wishfull thinking by Bank. Very patient document collection Representative from Bank.

Areas of Improvement : Nothing to be specific.

Overall experience is VERY GOOD.

Thanks to Pranav, Naveen and Lokesh for making the deal with Bajaj smooth.

Stanlee Bangalore

I'm Nagaraj who had just applied for a Personal Loan.

I wanted to share that i'm really satisfied with your dedication and customer satisfaction by Bajaj Finserv people especially Lokesh from Bangalore and Siddharth on phone.

Areas of Improvement : Nothing to be specific.

These 2 people have done exceptional job and made me feel that the whole process is so smoth. Thanks once again

Nagaraj Bangalore

I would like to recommend Mr. Lokesh, representative who had co-ordinated with me to complete the loan procedure/formalities.

I really appreciate his patience while dealing with frequent change of time and location by me (due to my other commitments).

Also the day he collected the documents from me, he was courteous enough to wait till I reached home (late in the evening) from office and then go through the whole process and procedure as if it was the first meeting of the day.

Representatives like Lokesh make life less complicated when dealing financial institutes. I would like to stress again that the service provided by Mr. Lokesh was impeccable.

Vignesh Rao Bangalore

Yes my feedback is not based on influence & prejudice on any individual but on the work function style ; Nazareth Fernandes & team's strength are their persuasion towards their customer in time when the odds are against them, the technical difficulties are unavoidable;

converting these hurdles & overcoming on mistakes/errors from either side on pending documents; the team appears composed & patient; the team personally visits the customers & clears the paper work with. finesse; they behave well too ; what more you need when one himself is in some need & a helping hand without any ego or dominance solves the issue in a comfortable period immaculately.

I wish team Nazareth the very best for the future.

Hemant Tipnis Mumbai

I would like thank you for all your efforts in getting the loan on time. I very much appreciate your knowledge and efforts for arranging things and speed up the process.

I would prefer you to be my first point of contact in case of any future requirements.

Delhi

I thank you so much for your timely and outstanding support to me in obtaining my Personal Loan.

The overall experience is very good for me.... I am very much impressed with your quick & accurate services I personally feel your services are far better than few other banks . Keep it up the same good work ahead.

Br, Prabhakar Mumbai

I would like to express my sincere feedback to service offered by your team to avail Personal Loan through Bajaj Finance. My feedback is as follows points:

I would like to thank you for all the support and help i received from your team. This was one of the best I have seen All the best and happy new year.

Palla Hyderabad

Thanks Praveen for a wonderful experience of a timely Personal Loan processing. The amount got disbursed today and thanks to all your prompt and efficient processes, it was an easy and hassle-free deal. Happy to be a Bajaj Finance customer.

My best wishes for the new year to all at Bajaj Finance.Cheers,

Veena Yamini Bangalore

Thank you for all the support and making this happen so quick. I really appreciate your turn around on completing the document collections and Sandeep was too good and very helpful on this.

Varadha Hyderabad

It was indeed an great & excellent service from your end for getting this loan sanctioned. I really appreciate the hard work and efforts taken for the same

C.K. HARIHARAN Mumbai

I thank all the Bajaj Finance Team for the prompt and timely response to my Personal Loan Request.

I appreciate the way the customer’s loan requests were attended to by you and your team members in a very short span of time.

I once again thank you all

Ch Bhanu Murthy Hyderabad

At the outset, I would like to thank you for giving all the information regarding the Loan to me. Also, I would like to mention that the entire process of applying to the loan was so very simple and user friendly.

I would like to thank and appreciate your entire team at Bajaj Finance Ltd for their patience in explaining the details of the loan and also for their quick responsiveness.

Thanking you.

Ravi Shankar Bangalore

I remember the day when I had logged in Google and updated a detailed form on the portal of Bajaj Finance for Personal Loan requirement.

It was really a very good experience.

From that day onwards I had received calls on the daily basis giving me clarifiactions of all the information which I required. Especially when I am posted in a diferent city (Bangalore), the Bombay office staff (Nazareth Fernandes and Shahista) took the initiative and couried the details to the Bangalore office and got the details filled in within a couple of days and initiated the process from their end.

I would like to Thank you Nazareth Fernandes and Shahista for helping me out through the entire process and hope this helping hand extends in the same manner in the comming days also.

Mr. Sridhar Tirandas Nazareth

Recently I had opted for Personal Loan through Bajaj Finance. The process was really quick and I appreciate the dedication the team has especially Praveen and Lokesh in getting the things processed very quickly.

Thank you for the valuable service.

Harsha Bangalore

Thanks for taking personal interest and getting this loan approved so quickly. It has been pleasure using Bajaj services using the online tool and quick response from agents. I am satisfied to the full extent with your services and will be definitely continuing this relationship with Bajaj Finance Ltd.

Thanks

Harsha Hyderabad

This is with reference to the Personal Loan that I have taken from Bajaj Finance Ltd.

At the outset I would like to thank, you and Lokesh, for helping me in the entire process, starting from my queries, the documentation till the disbursement.

The entire process was hassle free, and smooth, because of you guys.

The service experience with you guys was just awesome!

Trust me, you guys do a wonderful job, when it comes to helping customers.

And Bajaj Finance Ltd as a Finance Company brand is just wonderful. A nice company to be associated with, for all your financial needs.
All the best!

Kaushik Mirta Bangalore

I would hereby like to thank Bajaj FinServ for such a great experience..., as stated earlier in my feedback that the service is par excellence.

The options available for a salaried professional like me.., be it the flexible Pre payment, NIL foreclosure charges and online loan approval were very attractive and what really impressed me is the professional approach displayed., especially by yourself ( Praveen Reddy) and Mr. Dinesh in the whole process.

And topping this was winning the iPhone, this made the whole experience a wonderful and unforgettable one.

Thanks a ton..,

Sachin J K Jain Bangalore

I sincerely appreciate your dedication & hard work in ensuring that the loan was processed & disbursed as per commitment. I am dealing with Bajaj Finserv for the first time but it seems it may be a long term endeavor & it is only because of you.

I thank you once again for your support, keep up the good work!!

Henny Madhu Kumar Delhi

Thanks Naveen. I acknowledging the same for disbursal.

I need to thank you for your successful followup on this and ensuring that I am satisfied at the end of the day. I really appreciate your coordination and frequent update on the status. I would really love to recommend Bajaj Finserv to my friends as well. Dedicated person like you increases more comfort and confident about your company. Keep up your good work

Rajesh Bangalore

I have received the loan amount in my account. Thank you for all the assistance provided during the loan processing.

I really appreciate the prompt response from your end even after regular office hours and on weekends. Comparing my interaction with other bankers, I would rate Bajaj Finance services better than most other banks/financial institutions.

I look forward to interacting with you for any future requirements.

Ashish Delhi

I am absolutely happy and satisfied with the services rendered. Happy with your efficient technology. Satisfied with the patience you handled my queries and the pain you took to put all my documents in place. Overall I am delighted and would certainly recommend if I get a chance.

Madhu Mumbai

Thanks for the email. I was great experience this time with clear and transparent details. I hereby acknowledge and confirm on loan application.

Manjunath Reddy Pune(Credit)

Sorry for the delay in response since I was out of station and was traveling. I returned today and checked my account is credited with the amount of loan agreed.

I would like to thank you both for the support and guidance during the process of approving loan also you have considered my application with some of the points which never considered by any other financial institution and approved my Loan amount which is really helpful..

In addition to this I would also like to thank you Bajaj Financial services and its staff for the great support and help. it was such a hassle free procedure and happened so quick which never been experience by me earlier...

Thanks you so much and I looking forward the same type of friendly service from you and your company...

Satej P. Zunjarrao Pune

I would like to thank both Manish and Sudhir for their persistent help to get the Personal Loan approved for me in promised time frame. There were some hiccups in final disbursement, but can surely be overlooked after seeing their efforts in getting things in place for me. Looking forward to the continued relation with Bajaj Finance team.

A personal thanks to Manish and Sudhir for all their help. Thanks again. Note: Please pardon for a delayed email; was on leave past couple of days.

Aashish Bhutkar Pune

Thanks you both of you for wonderful service rendered to me for personal finance. I will definitely recommend both of you to my people for financial assistance. Your attitude towards customer services has been remarkable. Please keep this going and keep Bajaj finserv’s flag high.

Thanks so much for assistance.

Vijay Dani Mumbai

Thanks for all the efforts by Manish right from giving me a cold call to confirm my interest in Personal Loan and then taking it to successful closure. There were hiccups along the journey from both sides, but finally, the loan process was completed.

Vartika, thanks for your help in getting the loan amount finally disbursed to my account; although late, but in time to get the needed money transfer done from my end. :) Also thanks for giving me confidence to go with the loan proposal @ Bajaj Finance when I was thinking of cancelling it due to delay. All in all the transfer was prompt after your call and intervention.

Manish, thanks again for your help and support and I will be looking forward to the refund of the pre-EMI amount as promised earlier. I believe this refund would happen at earliest. Thanks.

Aashish Bhutkar Pune

I would like to thank you for the loan disbursal today. I really appreciate the way the entire process of my loan application with Bajaj was handled by you.

The entire duration from my application to disbursal, your constant communication and taking time to answer all my questions and queries was very helpful. The way you explained all the details and fees related to the loan process made me understand the product very clearly with all the fine print. This shows your deep understanding of the product and caring for the customers' needs.

I am really thankful you were the person that took care of my loan account. I am hoping my further interaction with Bajaj will be with people like you.

I would be really happy to pass on this appreciation to anyone appropriate in your company. I would definitely recommend you and your company to anyone I know.

Ashutosh Delhi

I am writing in to appreciate the service provided by you and Bajaj Finance during my recent interaction for Personal Loan. I would like to mention that the process was very smooth and pleasant. At every step you have been responsive and polite. In fact I am considering a home loan from your company.

Thanks again and keep up the great service!

Kiran Kembhavi Pune

Thanks for disbursement of my Personal Loan.
I am happy to get your services timely and accurately.
You helped me in all the way for speedy sanctioned of my loan and with hazel free process.

Thanks again for your excellent services and personal interaction for completion of all formalities.

Chhatrasal Sahu Mumbai,

I confirm receipt funds to my account. I wish to extend thanks for facilitating this to my account.

Special thanks to Priyanka for persistently and patiently guiding me through the initial process. It was a pleasure interacting with her.

Joseph Naveen R. (Joe) Pune

I would like to place on records your professionally way handling my case for the complete Personal Loan processing. I would like to appreciate your maturity and professionalism with which you have handled by case, made the complete documentation process very easy, simple to handle and timely reactions in terms of updating, status of the loan, answering all my queries, and finally providing me with the confidence that was necessary from me to believe in you and your company.

I would like to thank you from the bottom of my heart and urge you to keep up the good work.
Wishing you all the best your carrier.
With very high regards,
Thanking you."

V Som Shekar Bangalore

Thanks for the help and support for the smooth and clear loan disbursal from Bajaj Finance.

Everything went on really smoothly and I would say you are the true asset of the Organization keeping good customer connect.

Thanks for everthing,

Puneet Dhawan Delhi

I am writing in to appreciate the service provided by you and Bajaj Finance during my recent interaction for Personal Loan. I would like to mention that the process was very smooth and pleasant. At every step you have been responsive and polite. In fact I am considering a home loan from your company.

Thanks again and keep up the great service!

Kiran Kembhavi Pune

I would like to thank you for the loan disbursal today. I really appreciate the way the entire process of my loan application with Bajaj was handled by you.

The entire duration from my application to disbursal, your constant communication and taking time to answer all my questions and queries was very helpful. The way you explained all the details and fees related to the loan process made me understand the product very clearly with all the fine print. This shows your deep understanding of the product and caring for the customers’ needs.

I am really thankful you were the person that took care of my loan account. I am hoping my further interaction with Bajaj will be with people like you.

I would be really happy to pass on this appreciation to anyone appropriate in your company. I would definitely recommend you and your company to anyone I know.

Ashutosh Delhi

Also wanted to share my feedback with you. I’m really pleased with the lady who helped me in processing the request for gift card. She has been very professional, courteous and helpful. I think she is an asset to your organization.

I keep forgetting her name though, please convey my regards.

Kapil Pune

I am extremely happy to say that I have been really delighted the way I have been treated as a customer by Bajaj Finserv. Jomon did a fantastic job in ensuring that the loan was processed on time and was really helpful in resolving my queries. Rajesh was really kind in picking my documents, following up and delivering the Gift Card. A special mention for Vartika for the timely follow up for Gift card and she remained on top of the issue till it was resolved and the card activated. I have been receiving regular follow up calls regarding loan disbursal, receipt and activation of Gift card.

Great job Guys. You rock. Keep up the good show.

Thanks for all your assistance.

Puneet Dhawan Delhi

I had applied for Personal Loan from Bajaj and dealt with Mr. Manish for further processing. Here is my feedback about him-

Manish has very good communication skills. He is well versed with business processes and has sound knowledge of products (in my case- Personal Loan). Most important quality I liked is, his ability to understand customer’s problems/issues and then providing solution to those issues.

Overall I say, I am very much satisfied with the service provided and would like to deal in future too.

Parag Pune

"I want to share that it is the fastest loan approval process. Everything got completed within 4 days.

I would also like to share that as a Sales Manger your behavior is very much cooperative and professional.

I must appreciate the speed at which you and your team had handled my application for Personal Loan and thank you and your team for showing courtesy and promptness in answering all queries.

Arunav Mumbai

Thanks to both of you (Srikanth & Srikanth)for quick processing of my Personal Loan and disbursing the amount to my account.

Its highly appreciated. Thank you again!

Thanks

Suraj Nair Hyderabad

I wish to put it on record, your sincere and efficient service efforts in coordinating for my Personal Loan disbursal.

It was well coordinated and efficiently executed. My sincere appreciation to you & your team.

Wish you all good luck.

Satish K Naidu Hyderabad

This is Rajeev sorry for delay response to acknowledge and appreciate your services to facilitate my LOAN procedure easy

Rajeev K Kanaujia Hyderabad

this is to thank you for the co-operation extended from your side on the Personal Loan application.

Secondly, I would like to request you to process the application faster as i need the funds urgently for my house repairs.

Secondly, I would like to request you to process the application faster as i need the funds urgently for my house repairs.

I would also like to appreciate Mr Santosh who had come to pick up the documents. His approach & communication was very good.

Krishna Iyer Mumbai

As communicated yesterday, I received the credit for my loan amount in my bank account yesterday.

Once again would like to thank you for the speed and convenience with which the loan was approved & disbursed. The ease with which the entire process – right from the application to the disbursement- was managed is extremely commendable. Cheers !

Vineet Arora Pune

Thanks for working on the fast disbursal of the Personal Loan.

The experience of working was with you was pretty seamless and professional.

Looking forward to your continuous support in future as well.

Sethu Delhi

Please take this email as my confirmation for below details.

Feedback: I am very pleased with the quality and speed of service. I can bet that if it would have been any other bank it would have taken more than a week to close my requirement and another 3-5 days for loan disbursement. I am also happy with Santosh who came to collect my documents as he explained me each and every signature I made and each document in detail, it seems he was quite knowledgeable as I have interacted with other similar people who don’t know anything other than papers to sign and collect. Overall it has been very wonderful experience.

Paresh Shah Mumbai

Appreciate the speed with which Finserv, processes the applications, Quite frankly - I am pleasantly surprised.

Vineet Arora Pune

I Krishna Sangave, convey my heartfelt thanks to you for approving my Personal Loan of Rs.3 lakh payable in 4 years tenure.

Your service is most appreciable and very fast.

Krishna S Pune

The reason why I went with Bajaj even though I had the option out from other companies which came up with lesser percentage than the present loan is that I have got very good service from your team and I think the bond will be mutually beneficial. I have always suggested my friends to take loan from Bajaj if required from the first EMI I had paid as the statement sent is very clear on each and every part of my loan association and is completely transparent in comparison with others I had experienced.

Wish your team the very best.

Srinivasan.S Mumbai

Dear Sir

Thanks for your quick processing and I do acknowledge receipt of your Email in connection with my Personal Loan application.

M Anand Pune

It was nice talking to you. I am delighted to be associated with Bajaj FinServ for my financial needs.

Thanks a lot.

Mahendar Pune

I would like to thank your entire team for showing utmost Commitment and Professionalism in getting the Loan formalities and requirements managed so well. The Sales representative that I interacted with was very courteous and professional. This has changed my view on the customer service from Indian Institution and at the same time you have raised the BAR for yourself too

The loan amount got dispersed on time and all the details were shared in detail. I would say you have been the most transparent financial institution I have interacted with. There were no hidden charges that you kept from me and everything that was charged was clearly explained. This has put confidence in me to refer your company to all the people who I would talk to. The complete process was very nimble.

Your offers and schemes are also very beneficial and also thank you for the IPhone that is an addition in making the complete Experience a GREAT EXPERIENCE.

Jayson Rawat Delhi

I have submitted all the necessary documents with signatures to Mr. Santosh. Per what he mentioned to me, after disbursement, the first EMI will be debited from my account on 5th December. However, an interim interest would be charged for the same. Would you please elaborate on the interim interest charges for the period.Thanks,Forum

P.S.: Mr. Santosh had been very polite and cooperative especially in answering and understanding all my concerns. Very good customer service (rare to see) Thank you.

Javeri Mumbai

I received the loan amount today. I am very happy to inform you that my overall experience in the whole process has been excellent. Each stage of the application process was very fast and the interaction of every staff member was very courteous & professional. It was a complete hassle free process. I would also like to individually comment you on your professionalism and promptness. Keep up the good work. And thanks once again for disbursing the loan within the committed timelines.

Binu Bangalore

I confirm the receipt of funds in my account. I would like to thank you for all the support and the help that you provided in getting the Loan approved. I really appreciate your work and the dedication you show towards the customers.

Thanks again for the support.

Rikshit Sood Delhi

I wanted to pass along a positive piece of feedback for you guys.

The responses and support which I received from all of you in this overall loan approval process was very good.

Special thanks to Raghav who helped me throughout the process. He helped me starting from understanding the process.

He carried out it very well besides strict policies of my company.

You people made sure to take note of all limitations and helped me.

Thanks to each one of you.

Looking forward to work you more.Thanks a lot.

Shraddha C Pune

Thank you all for your word of commitment on the Bajaj Finserv Loan I applied.

I am happy to share the below digital of my Son’s school admission done on 08/11/2013. It would have been difficult to manage without all your effort & quick responses.

Karthik Bangalore

Thanks a lot for facilitating the loan for me. This relationship with Bajaj through you was phenomenal for me as a customer. Excellent commitment from your side towards your work/ customer satisfaction. With this passion, I am sure you will help me to build even stronger relationship with the Bajaj.

Sonam Sarin Delhi

It's a joy having an account with BFL as everything from start has been wonderful and there is tremendous support in each and every stage of the process. No unwanted calls, no hidden charges. Very transparent account statement which gives every details one may want.

Thanks once again.

Srinivasan.S Pune

Service received was good right from the time I applied for the Personal Loan. All required formalities were completed in orderly manner. I Saved a Lot of My Time by deciding to apply for Personal Loan through 'Bajaj Finserv'.