Privacy Policy

Download the Important Privacy Choices for Consumers to view or print [download the PDF]

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

social security number and income

account balances and payment history

credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Mid Cities Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Mid Cities Credit Union share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes – information about your transactions and experiences

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Mid Cities Credit Union collect my personal information?

We collect your personal information, for example when you

open an account or deposit money

pay your bills or apply for a loan

provide account information

We also collect your personal information from other, such as credit bureaus, affiliates, or other companies.

Other important information California law provides that a consumer has the right to control the sharing of personal and financial information with outside companies with to provide financial products and services. To exercise your right, refer to the separate notice titled, “Important Privacy Choices for Consumers” which is provided to you by Mid Cities Credit Union.