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Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.

Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.

Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.

The data relating to real estate for sale in this web site comes in part from the Internet Data Exchange (\'IDX\') program of the New Mexico Multi-Board MLS. Real Estate listings held by brokers other than Buena Vista Realty are marked with the IDX Logo. All data on this web site is deemed reliable but is not guaranteed. Information last updated on 2018-11-19