What to Do After Collecting Money from a Full and Final Settlement When you’re trying different methods, or have decided on at least one solid method, to help you get out of debt and put you on a stable financial track once again, you’re already setting yourself up for success. It doesn't matter what option [...]

What You Need to Know About Re-Mortgaging to Pay Your Debt If you’ve never heard about re-mortgaging your debt, it refers to replacing your current debt with a brand new one. It can also refer to changing products or terms with your current lender, as well as switching to again, another mortgage lender. It’s very [...]

How Do Creditors Collect Debt? Different types of lenders, all have different methods of collecting outstanding debt, all of which might be faster than others, slower, or be either friendly or not understanding about it. Regardless of how creditors choose to contact you or collect debt, all have the same purpose, which is to retrieve [...]

Are Joint Debts a Good Idea? Joint debts refer to an agreement between two or more parties, with one being yourself. It usually involves, most commonly, either borrowing money, or entering into a financial agreement with somebody else, like your partner. Different types of joint debts include loans, agreements, bank accounts, as well as credit. [...]

Selling Your Assets as an Option to Pay Your Debt There are many options to pay off your debt. One of the best and often most overlooked options include paying off your debt by selling your assets. This option is perfect for those who have assets to sell, but if you’ve been renting an apartment, [...]

3 Reasons Why Budgeting Can Help Solve Your Financial Problems Lay your money in front of you and start counting it. Do you feel stressed or relieved? Even though this is something simple to do, most people won't do it, because their scared of knowing exactly how much they have. Perhaps you haven't been thriving [...]

Choosing a Full and Final Settlement Offer to Get Out of Debt A full and final settlement involves receiving a lump sum of cash, that you receive to repay your creditors. This lump sum can be obtained by selling one, or a few, of your assets, which may include property, a vehicle, or any other [...]

How to Get Debt Relief for Your Medical Bills As a debt that can cause the most strain on your bank account, medical bills are something that nobody can avoid, which is the case since everybody tends to get sick at some point in their lives. Even though governments have various programs set in place, [...]

What is Debt Security? Even though debt securities are all similar in some way, there is a difference regarding the type of institution that initiates the security at hand. Debt securities can be used as a method of making payments to your investments, without leaving money in a savings account. It allows an institution to [...]

4 Different Ways to Manage your Debt There are many risks paired with debt consolidation, and being one of the four different methods to manage your debt, it's important to know that there are other methods to help you during your journey with debt, other than settle for debt consolidation. We're pretty sure that when [...]