Kganyago grew up in Limpopo but moved to Johannesburg with his mother when he was 18.

He holds a Bachelor of Commerce degree from the University of South Africa and a Master of Science degree in Development Economics from the University of London.

Kganyago became Sarb Governor on 9 November 2014.

He has bravely defended - and improved - the Sarb’s reputation as an independent and well-governed institution despite numerous threats and a turbulent political and economic backdrop.

The Sarb remains a beacon of competence and independence amidst economic mismanagement by Government.

Kganyago is the world’s best central banker, according to the authoritative publication Central Banking, who earlier in the year awarded him the title of Central Banking Governor of the Year 2018.

What does Kganyago believe about money?

Does it keep him up at night?

Does he spend like crazy or save compulsively?

How did his childhood experiences shape his views on money?

Listen to the interview in the audio below (and scroll down for more quotes from it).

I think the savers were very happy! Pensioners were very happy! It was not an easy decision [to raise interest rates]… We have to take a view of what will happen in the future… [The Sarb’s mandate is] Protecting the value of the currency in the interest of balanced and sustainable growth…

— Lesetja Kganyago, Sarb

We came out of this stronger because we were pushed to explain our role in a democratic society… Many of us were taking this for granted…

— Lesetja Kganyago, Sarb

Maybe if we dismantle this institution… then we can do as we please… a very dangerous narrative!

— Lesetja Kganyago, Sarb

Once a year I have a meeting [with a financial advisor]…

— Lesetja Kganyago, Sarb

I make sure I pay my credit card in full at the end of the month…

— Lesetja Kganyago, Sarb

Even if you have things that you want to indulge in… you’ve got to budget for them!

— Lesetja Kganyago, Sarb

To accelerate the repayments on my bond [when asked what his best money decision was]…