One of the great investments – vacant land. It might be where you build your dream home, a hunting camp, or just purchase as an investment. Whatever the reason, lenders view vacant land somewhat differently than a traditional lot with a house on it. Similar to investment and rental homes – not in a bad way, just differently and it helps to have a Vacant Land Loan Specialist from Bay Mortgage to help you learn how to mortgage that property. Either fill out our online application or give us a call, we’ll put you in touch with our in-house specialist.

With our wide variety of vacant land programs, we've become one of the leading lenders in the state of Michigan when it comes to financing "dirt".

Bay Mortgage is also one of the only lenders in Michigan that can help you structure a vacant land loan with no money out of your pocket. (That's zero down on vacant land!)