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Public Liability Insurance A Must For All UK Businesses

Published: 06/04/10

For businesses in the UK, public liability insurance is strongly recommended to protect your company’s assets from lawsuits that might be brought against you by the public. This is especially true of those businesses that offer riskier experiences than any other businesses, such as paintball or sporting facilities.

In fact, one of the leading providers of paintball in the UK advertises the fact that their facilities are covered by UK liability insurance and they make paint-ballers take a full safety briefing. Not only do they make sure players observe the rules of The United Kingdom Paintball Sports Federation, they maintain high safety standards. They define this type of insurance the best “public liability insurance covers you in the event of an accident whilst on the premises of one of our sites”. It is insurance that offers coverage when any member of the public is awarded damages for injuries incurred at your place of business, no matter what type of business you operate.

While your business might not carry as many risks as paintball or other sporting facilities, the need for this type of insurance cover is the same. You never know when somebody is going to have an accident while they are walking down the aisles of your retail store, or walking across your parking lot. Because medical treatment can be expensive when somebody gets hurt, you need this insurance to protect your assets.

This is even more important if the accident is caused by negligence on your part, where the accident could have been prevented. Of course, those that are in the higher risk businesses should not consider operating without the proper insurance covers and it is a legal requirement for all UK businesses as well.