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Welcome & Thank You for visiting Bloomin' Babies!

The original Buds were all part of an online TTC community posting board. One day, Worry Bud, an avid blog reader/follower, asked if ladies on the board would be interested in starting a joint blog describing our different journeys in TTC...everyone loved the idea and Bloomin' Babies was born (pun intended)! Today, Bloomin' Babies is made up of some of the original Buds, but also includes ladies from all over the world!

It is our hope that this blog provides a broad view of what women at different phases of the TTC journey go through - the good, the bad, and yes, even the ugly! We hope that you enjoy your time here and visit us often!

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February 26, 2012

Mr. Bossy and I are OOP for all infertility procedures. Fortunately, my hysteroscopy was covered by insurance due to my PCOS diagnosis, and I do receive free metformin from our local grocery store's pharmacy because of their fight against diabetes. But nothing else is covered. Florida BCBS just doesn't have it in their plan.

We knew this when we began our journey, and we've been blessed with a generous family. We went with the Attain Program that works exclusively with our clinic. We paid $15,700 for four attempts (two fresh and two frozen). Meds for our first fresh cycle amounted to almost $3,000! Our RE is positive that one of our attempts will result in our take home baby.

After the d&c, Mr. Bossy and I returned to see our RE to discuss the FET protocol. As we were leaving, I spoke with the receptionist to pay for our visit (Insurance does cover for me to see a specialist. My co-pay is $40 per visit). The receptionist told me that we had a previous unpaid balance. [ I remembered receiving a statement in the mail from the clinic a few weeks prior with an amount that I didn't agree with. At the time, I called the billing department and spoke with someone in charge. She agreed that something wasn't adding up, and she would have her boss look over my account with a "fine-toothed comb."] I relayed the information to the receptionist, and she told me that the amount had become larger due to insurance not covering the entire d&c. Everything totaled to almost $500. I was livid. The receptionist was really nice, and told me that she would write a note on my account to have the billing department call me again. I did NOT pay the full amount that day. I had some calls to make.

I called my insurance company to question the amount that was not covered. I'm typically a very go-with-the-flow kind of person. I do what I'm told, and I don't rock the boat. Infertility costs have changed me entirely. I wanted to know why I owed such a large amount. A d&c is not infertility. Fertile women have miscarriages all of the time. I needed answers.

I spoke with a representative from BCBS. Now- with all of my anger, I was still able to be polite. I realize that the person on the other end of the line is not personally responsible for any mistakes that were made and being nasty to them isn't going to help the situation. I explained that I didn't understand the amount that I owed and it was more than I had expected to pay. The woman from BCBS was SO nice. As I explained our IVF and d&c, I began to cry. She completely understood, and she worked feverishly to find out why my coverage was denied. It took some time on the phone, but she agreed that insurance should have covered the entire procedure, and I should have only been charged my co-pay - $40! She submitted the claim to be re-reviewed and told me it would be about 30 business days until they made a decision. I told the representative that she was officially my new best friend!

The anesthesiologist had also charged me too much, and BCBS submitted that claim to be reprocessed. I was walking on air!

Yesterday- I received a new statement in the mail from BCBS saying that they had reprocessed my claim. I, now, only have to pay $40! When in doubt, it never hurts to ask!

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The Beautiful Buds

Bossy Bud

A 29 year old elementary school teacher TTC for 3 years. Struggling after our first IVF resulted in a miscarriage. Working toward becoming healthier (both physically and emotionally) before we try again in Jan/Feb.

After realizing the natural route, coupled with faith was the path they would take to TTC #1, Cupcake Bud is in the process of losing weight & regulating her cycle to prepare to TTC again after a miscarriage.

A late 20's teacher who has faced well over 1 year of TTC with no success with her loving husband. After 3 failed IUIs & 1 failed IVF, currently attempting to plan for the future, but are finding it very trying at the moment.

After 2 medicated cycles, this high school teacher and her PhD candidate husband are expecting their first child in November 2011! Navigating the uncertain waters of a long commute, planning maternity leave and long term subs, as well as the funny reactions of the students!