Question

CA FTB reported a tax lien on me from 2002. All of my taxes had been collected and I mailed my return, which they said they didn't receive. They finally admitted that I don't owe any money (I overpaid by $1.00) and they updated the lien to paid status, but there should have never been a lien to begin with. They refuse to remove it from my credit reports and it is on all three. What can I do?

All Responses

Dispute the item with all three bureaus and tell them to delete it because it is outdated. Paid liens should fall off 7 years after date it was paid. Be persistent, it may take 2-3 months. You can dispute online by visiting website for Equifax, Experian and TransUnion. Best of luck!

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