Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement. - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations. - Gift card, voucher purchases will be disqualified for earning rewards. - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase. - The cash back rewarded spendings will be excluded from the required monthly spending. - This benefit will be provided only once a day.

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement. - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations. - Gift card, voucher purchases will be disqualified for earning rewards. - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase. - The cash back rewarded spendings will be excluded from the required monthly spending. - This benefit will be provided only once a day. - It shares the limit with 'Coffee' (Starbucks, Angel-in-us) benefit of this card.

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement. - Besides eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency. - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase. - The cash back rewarded spendings will be excluded from the required monthly spending. - This benefit will be provided only once a day.

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement. - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit. - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase. - The cash back rewarded spendings will be excluded from the required monthly spending.

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement. - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM. - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase. - The cash back rewarded spendings will be excluded from the required monthly spending. - This benefit will be provided only once a month.

Notice

- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement. - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase. - The cash back rewarded spendings will be excluded from the required monthly spending. - This benefit will be provided only once a day.

- By using this card, you'll get extra rewards in eligible shops listed for the membership. - With this membership, you'll earn 0.1~10% L.Point rewards in eligible L.Point member shops. - For more detailed information, please refer to : https://www.lpoint.com/ - You may need to agree with providing your personal information to the third party company.

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.

When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.

All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".

All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.

We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.