MyCRA Lawyers Secure Confidential Contact Request Form

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Credit Repair Background:
Michelle* took out a lease for goods through Flexirent to assist her friend and her friend was to make the payments. Michelle* was unaware that her friend did not pay the outstanding amount. Michelle* had then lost her job and was under financial hardship. Flexirent contacted her about the overdue payment and Michelle* relayed this to her friend. Her friend told her he would pay it. She had no contact from Flexirent after that, so she presumed her friend paid the outstanding amount.

What were any challenges with the creditor?There were no issues with the creditor as they responded to MyCRA Lawyers requests in a timely manner.

Why was the listing removed?Flexirent removed the default listing after being contacted by MyCRA Lawyers.

Summary:Michelle* was referred to our office by her mortgage broker. She wanted the default listing in her credit file removed so they can move on with a home loan to purchase their first home. We managed to negotiate removal of his default in 7 days and Michelle* can now confidently apply for a home loan. Congratulations Michelle*and good luck!

Michelle’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218

In one week, the Notifiable Data Breaches (NDB) scheme comes into force. The scheme mandates that Australian Government agencies and businesses with obligations under the Privacy Act 1988 (Privacy Act) must notify you if you are likely to be at risk of serious harm because of a data breach.

From 22 February 2018, the Notifiable Data Breaches scheme (NDB scheme) will require a wide range of organisations to report data breaches that are ‘likely to result in serious harm’ to the individuals whose personal information is affected by the breach. They will also be required to notify the OAIC.

The Australian Information Commissioner has released a direction regarding certain procedures to be followed during an Information Commissioner review (IC review) which takes effect from 26 February 2018.

Individuals who were in immigration detention on 31 January 2014, and were affected by the Department of Immigration and Border Protection’s February 2014 data breach, now have an opportunity to provide information about any loss or damage suffered as a result of the breach.

Private sector health service providers will be required to notify affected individuals and the Australian Information Commissioner of data breaches that are likely to cause serious harm under the Notifiable Data Breaches (NDB) scheme.