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The Apple Pay button will appear in the apps section of Messages, according to TechCrunch, allowing you to send money to other users. Or, you can prompt a transaction by sending or receiving a message asking for money

‘When you receive money it’s added to your Apple Pay Cash card that lives in the Wallet app,’ according to Apple.

‘You can start using the cash right away to make purchases using Apply Pay in stores, in apps, and on the web.

The firm rolled out Apple Pay Cash for its public beta program, and it’s set to arrive to all customers with iOS 11.2 and watchOS 4.2

Apple has teased the service for some time, first revealing it back in June at WWDC.

While it was first said to be coming with the release of iOS 11, its release was delayed.

Now, beta users have begun to test out the service, which will roll out publicly with iOS 11.2 and watchOS 4.2.

According to TechCrunch, Apple is working with Green Dot to power the financial side of the new service.

There’s no fee for debit card transactions, while an ‘industry standard’ fee will apply for money funded with credit cards.

To add money to your Apple Pay Cash card, open the Wallet app, tap Apple Pay Cash, and then tap the info tab.

There, you’ll be shown an option to add money, with the minimum being $10.

Apple has launched a new payment service to take on Venmo. Apple Pay Cash will allow users to make personal payments over iMessage or make purchases using money stored on a virtual debit card in the Wallet app

Then, tap ‘Add,’ and confirm the card you want to use.

Once it’s all ready, confirm with Face ID, Touch ID, or your passcode.