I wanted a new tv for my room so I decided to apply for the walmart credit card. I got instant approval for $700 which makes me so happy!!. The tv I bought came to $698 so I put $100 on my check card and the rest on the walmart credit card. I get a bonus check next week from my work so I am going to go in the store and pay the card in full. I know I got close to the limit with my card but I think PIF should definitely make it all better. How long should I wait before using the luv button? The card is issued through GEMB which is odd since I filed bruptcy on a ge credit card years ago. I plan on using this card and PIF every month to get a proven track record with them so maybe someday in the future I can get the Discover card from them. My scores are tu 595 eq 608 an exp 632.

I heard wal-mart (GEMB) and Target (Citi) will be more likely to approve you if you don't have more than 2 inquires in 6 months. Just curious if you had applied for anything else during the time frame when you were approved?