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As a business owner, cybersecurity can be a daunting topic: It’s complex, threatening, and you might not even know where to start. But considering hacks will cost companies as much as trillions of dollars annually within the next five years, cybersecurity is a measure all businesses — both big and small — must take.

To help break down different pieces of the puzzle, we’ve compiled tips and takeaways from 14 cybersecurity experts from Forbes Technology Council.

1. Cyber criminals feed off human error

“With the proper behavioral changes, organizations can greatly minimize their chances of suffering a devastating blow. It all starts with developing a culture of cybersecurity. But what does that look like?,” writes Reg Harnish, CEO, GreyCastle Security.

“A consistent buy-in among employees starts with driving home the fact that everyone has a role to play in protecting the company’s assets, and no role is more important than any other,” writes Harnish. “Additionally, employees are more likely to stay committed to the task if the security concepts can be easily implemented into their daily routines, much like brushing their teeth.”