Home Mortgage Disclosure Act Aggregated Statistics

2620 Loans originated: 42 FHA, FSA/RHS & VA Home Purchase Loans for an average of $243,238, 791 Conventional Home Purchase Loans for an average of $240,909, 1596 Refinancings for an average of $214,647, 150 Home Improvement Loans for an average of $82,247, 41 Non-occupant Loans on < 5 Family Dwellings for an average of $208,805

411 Approved loans but not accepted: 2 FHA, FSA/RHS & VA for an average of $316,000, 111 Conventional for an average of $255,676, 248 Refinancings for an average of $200,044, 32 Home Improvement for an average of $38,750, 18 Non-occupant Loans on < 5 Family Dwellings for an average of $204,111

713 Applications denied: 3 FHA, FSA/RHS & VA Loans for an average of $162,333, 114 Conventional Home Purchase Loans for an average of $257,395, 486 Refinancings for an average of $235,177, 89 Home Improvement Loans for an average of $63,382, 20 Non-occupant Loans on < 5 Family Dwellings for an average of $264,400, 1 Loan On Manufactured Home Dwelling for $20,000

476 Applications withdrawn: 4 FHA, FSA/RHS & VA Loans for an average of $328,500, 106 Conventional for an average of $241,519, 316 Refinancings for an average of $214,503, 39 Home Improvement for an average of $111,128, 11 Non-occupant Loans on < 5 Family Dwellings for an average of $182,636

159 Files closed for incompleteness: 3 FHA, FSA/RHS & VA Loans for an average of $314,333, 30 Conventional Home Purchase for an average of $210,333, 108 Refinancings for an average of $251,519, 15 Home Improvement Loans for an average of $64,067, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $212,000

Compared to the state average:

The number of loans originated per 1000 residents (596) is comparable to CT average (478). The average loan value for this tract ($215,362) is comparable to the state average ($198,687).

The number of loans not accepted per 1000 residents (93) is above CT average (71). The average loan value for this tract ($203,253) is comparable to the state average ($183,378).

The number of loans denied per 1000 residents (162) is comparable to CT average (162). The average loan value for this tract ($217,496) is above the state average ($165,115).

The number of loans withdrawn per 1000 residents (108) is comparable to CT average (100). The average loan value for this tract ($212,271) is comparable to the state average ($187,315).

The number of loans closed per 1000 residents (36) is above CT average (27). The average loan value for this tract ($226,503) is comparable to the state average ($202,018).

HMDA - Loans Count

HMDA - Average Loan Value ($)

Private Mortgage Insurance Companies Aggregated Statistics

168 Loans originated: 133 Conventional Home Purchase Loans for an average of $259,812, 33 Refinancings for an average of $256,939, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $420,000

55 Approved - not accepted: 35 Conventional for an average of $287,057, 19 Refinancings for an average of $304,211, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $567,000