Privacy Policy

FACTS

WHAT DOES STATE BANK OF SOUTHWEST MISSOURI DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Income

Account balances and Payment history

Credit history and Credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons State Bank of Southwest Missouri chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Do we share?

Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Do we share?

Yes

Can you limit this sharing?

No

Yes

No

For our marketing purposes — to offer our products and services to you.

Do we share?

No

Can you limit this sharing?

We don't share

No

We don't share

For joint marketing with other financial companies

Do we share?

No

Can you limit this sharing?

We don't share

No

We don't share

For our affiliates’ everyday business purposes — information about your transactions and experiences.

Do we share?

No

Can you limit this sharing?

We don't share

No

We don't share

For our affiliates to market to you

Do we share?

No

Can you limit this sharing?

We don't share

No

We don't share

For non-affiliates to market to you

Do we share?

No

Can you limit this sharing?

We don't share

No

We don't share

Questions?

Call 417-882-1400 or go to www.statebankonline.net

What we do

How does State Bank of Southwest Missouri protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does State Bank of Southwest Missouri collect my personal information?

We collect your personal information, for example, when you

Open an account or deposit money

Apply for a loan or pay your bills

Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes—information about your creditworthiness

affiliates from using your information to market to you

sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

State Bank of Southwest Missouri does not share with affiliates

Non-Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

State Bank of Southwest Missouri does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

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External Link Disclaimer

You are now leaving State Bank of Southwest Missouri website. State Bank of Southwest Missouri (including its directors, shareholders, employees, and affiliates) is not liable or responsible for the content, information, security, or failure of any products or services promoted or advertised on this third party site.

Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, State Bank of Southwest Missouri suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact State Bank of Southwest Missouri directly at your nearest bank branch.