Yopi

Yopi is a 52-year-old tractor driver. He and his family live in Babau Village, about 15 km from the city of Kupang. He is married to Feby, a 48-year-old woman and they have been blessed with 4 children namely:
1.\tDesta, 20 years old, working in rice mills
2.\tDesti, 17 years old, who is in the 3rd year of vocational school
3.\tDoni, 14 years old, in the 3rd year of junior high school
4.\tDani, 9 years old in the 3rd grade of elementary school
Yopi has been working as a tractor driver for 2 years. At that time he bought a tractor with his own money. Incidentally Yopi’s house is situated close to the area of rice fields, which is why Yopi bought a tractor in order to look for a better income.
However, the tractor cannot be used every day because farmers who commonly use his tractor service are seasonal farmers. Within one year the farmers could only grow rice two times, so there are many days where Yopi is not able to use his tractor. This situation makes Yopi unable rely on the income from his tractor.
Yopi realizes that in his village there is only a rice milling machine, so that many farmers need to stand in a line to grind the rice. Yopi plans take this opportunity as a new effort to increase his income.
Yopi is requesting a loan amounting to IDR 10,000,000 from TLM. He is sure that buying the rice milling machine will greatly help farmers in his village so they do not have to queue for too long and spend money for transport as he plans to set the location for the rice milling machine near to their rice fields.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.