You are encouraged to apply for financial assistance at the beginning of your academic year regardless of your current plans to cover the costs of your program. Having a finalized financial aid package can make accessing the aid much easier should your plans change later in the year. Please note that once you are awarded aid, you have the option to decline or cancel a portion of your award.

You can only receive financial aid up to the Cost of Attendance (COA). For example, if you are a graduate student and your COA is $17,000, you will only be awarded $17,000 in Federal loans. However, based upon your year in school, you may not receive financial aid up to COA.