if you are asking if you should do the conversion from SGD to the foreign currency of your destination, only do so if you are expecting huge swings in the rate in the next few days. Note you can only do this for the designated handful of currencies. For my case, RMB is not in that basket of currency, so just use spot rate as an when I want to use it. The app will auto convert for you.

Just back from trip to Harbin. Used Youtrip which is a life saver but it can only do so much.
- Depends on which part of China, other than the 1st tier cities like Beijing/Shanghai/Guangzhou etc, Mastercard/Visa acceptance is very low. At most you have hotels accepting master/Visa.
- Harbin is a nightmare if you just intend to use visa/mastercard. Except for my 5 star hotel, the whole of Harbin (including the Airport) do not accept Visa/Master..Please go apply for UnionPay if you have time to do so.
- I did not change and bring much RMB in hope to use credit card for most large item spendings and meals. How wrong I was. Restaurants and shops that accept credit card only accept UnionPay.
- End up I had to top up my Youtrip account with SGD via my default mastercard and then withdraw RMB from China bank ATM that has the cirrus logo. Have to pay SGD5 fee for each transaction. Max amount is RMB3000 each transaction. So do your sums.
- McDonalds there in Harbin only accept their alipay/wechat/unionpay.....no master (which Youtrip is based upon).
hope this will help you somewhat.

yeah, just get an entry level one to try.
I find it better than oral-B, gentler on the gums and able to reach the deep-set partially-erupted wisdom teeth behind my molars. Those areas are tough to clean out even with the rotary brush heads of the oral-Bs. For the sonicare, as long as you can push the bristles into the hole, the microvibrations will do all the work.
you see those bristles are undulating in height and the tip usually pointed. This allows the bristles to reach deeper into the gaps for a deeper clean with the microvibrations.

I read that you have been using oral-B?
might want to try Philips Sonicare range.
I have used the rotary type (oral -B) before and it is alot of rotary movements around the teeth and especially near the gumline. It might be the cause of repeated trauma to the gumline which is same as hard brushing?
The microvibrations of the Sonicare range might be gentler for the gums as it does not push against the gumline that hard relatively speaking.

Agree, the screen just gets longer increasing the aspect ratio that may not add to the movie or entertainment contents.
I think alot of the smart phone makers are also realizing that there is an optimal/maximum width for single handed thumb gesture for basic phone usage. There comes in the one UI of the Samsung since S9? Maybe it is part of the android OS, where there are optimisation to help tall screen usage, eg. double pull down action will pull all the settings down to the thumb reachable area of the phone in the lower 2/3 of the screen for one hand usage.
I do find taller screen having some saving grace in terms of increasing the screen real estate when it comes to productivity eg. editing word document on the move and gaming in full screen glory.

I would have preferred the Note 10 size and form factor but the specs are just too watered down and compromised to be of any value at that price point... No microsd, no qhd display, 8gb ram, max 25w fast charge.
Seem to me that Samsung made a conscious decision to push most buyers towards the note 10+ model.
This is the Note 10+ in my hands.... Not that much wider than my S9+ but taller a tad.... Screen is really immersive...
The aura glow is really beng... But am going to put a casing anyway...

Now with the 6 axis gyroscope.......I can fulfill my childhood dream of becoming harry potter....
Jokes aside, I have been using the surface pro 6 with the surface pen, it can be quite productive if one can maximize the use for it. I am hoping with an update, the onenote full pen pen functionality can be harnessed with the S-pen, then it will be perfect as a productivity tool that can sync seamlessly with my office 365.
Also with the direct windows connection, can simply drag and drop stuff as well as using the dex with my surface pro....kind of attractive in theory.

I am fully using bluetooth earbuds/headphones anyway.
Am looking at the 10+ with the 4300mH battery with 25/45W quick charging......imagine full charge in half an hour....
UFS 3.0 storage speed, 7nm exynos processor and 12gb ram....should be plenty quick.
Want to try the Note 10's new handwriting conversion and now direct link with microsoft word/PDF. Should be pretty productive.
Will be upgrading from my S9+.

https://www.samsung.com/global/galaxy/galaxy-note10/specs/
Looks like a good all rounder with very respectable camera performance despite camera specs that seem alittle underwhelming on paper.
https://www.dxomark.com/samsung-galaxy-note-10-5g-camera-review/
Anyone upgrading or pre-ordering?