The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

What do you need to qualify for a USC Credit Union Student Loan Refinancing student loan refinance?

Applicants with a credit score of at least 720 can apply for a loan via USC Credit Union Student Loan Refinancing.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants must provide the following documentation:

Proof of income

Loan payoff statements

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