Understanding the Claims Process

To receive workers' compensation benefits a work-related injury must be reported to BWC

When an employee is injured on the job, that injured worker (or other involved parties) need to file a workers' compensation claim with BWC.

We classify claims into two categories, medical only or lost time.

Medical-only claim means the injured worker has missed seven or fewer days of work due to the work-related injury. The worker can receive treatment and/or benefits for the injury, yet still can report to work.

Lost-time claim means the injured worker has missed more than eight days of work.