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5 Tricks & Tips to Save on Your Car Insurance

When we consider insuring our vehicles, the first thing that comes to our mind is how we can make it cost effective. Because of the rising prices of almost everything under the sun, we would like to get the maximum out of our car insurance. Here, we shall discuss how we can save on our insurance and the maximum benefits out of it.

Adding a Second Driver

In cities like Kolkata, there is always a chance of having to pay a higher premium if the driver is comparatively new and has little or no experience. But companies like Bajaj Allianz automatically reduce the premium if another driver is added who has a considerable amount of experience and has a clean sheet. This is one of the easiest ways of saving on your insurance and often the most effective. More details can be found on the company’s website which will give you a clear idea of how to go about the entire process.

Not Over-Insuring

As we all know too much of anything is bad, the same goes for car insurances. We may think that insuring our cars for the upcoming 20 years may be worth it, but in the long run, we may not even use that car for that period of time. In this case the money goes to waste and there are lesser chances of us being able to save our hard earned money. So it is necessary to be wise and practical while choosing our insurance.

Keeping it Simple

Always try and keep your car as it came in the showroom. Any additional fittings or modifications made by you will automatically shoot up the insurance cost of your car. Insurance companies like reliance general keep a strict lookout for such modification and if any, the insurance cost almost doubles itself in some cases. If you wish to find out how, you can visit the company’s website and get to know the details.

Asking for Discounts

Various companies like Bajaj Allianz offer discounts on car insurance if you ask for them. These are namely bundled insurance discount, good student discount, low mileage discount etc. a more comprehensive list can be found on their website.

Thinking Ahead

Often before buying your next car, it is important to have knowledge of the insurance policies offered. Companies like Mukesh Hyundai or Dewar’s Garage have online portals which help you determine the best insurance rates online.