I've refinanced many times over the years, but this was by far the best experience I've had. I worked with Danyelle and she did a superb job from start to finish. Her responses were always prompt and professional. Communication was excellent throughout the process. We were able to move through the entire process in about 20 days, which is also by far the fastest I've experienced. I strongly recommend Optimum First Mortgage. Thank you, Danyelle!