I am still employed, and I will begin taking Social Security in 2017 at age 70. I reach 70.5 in February 2018. I want to start taking RMD beginning in 2018 although I may still be working at state agency that has a 457B plan. I know that I must withdraw at the 71 year old rate for 2018, but I am a little confused if this distribution must be taken before April 1, 2018 or can it be spread out in monthly payments. I prefer the monthly payments because the money is still earning interest. Also in subsequent years does the April 1 date still hold true.

To Dazed, I am receiving my RMD and my mixed withdrawal in Monthly payments..TSP Pays the RMD first (in monthly payments) and after the RMD I receive my withdrawal payments for the rest of the months in the year...This is the way I set up my mixed withdrawals from TSP...

Well, the plan should be telling you how much your RMD will be. Some send you the $$ automatically to prevent you from any penalty. So, I would call them and see how they handle everyone's RMD It might be a lump sum. Second, would be, do not miss the first year, they will take out double the next year.

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