Payments for Any Situation

Hassle-Free Payments Are Here

BECU offers multiple ways to send money – best of all, they're all free! Whether it's a business, bill or even an individual, using your credit union ensures on-time and safe payments. Check out the resources available to you and schedule your payments based on who you want to pay. It's just one more benefit for BECU members.

Pick Your Choice of Payment

SERVICE

PAYEE

PROCESSING TIME

COST

BECU Payments

BECU loans - BECU mortgage, BECU auto loan, BECU Visa, etc.

Check out table below for specific loans.

Free

Bill Payment

Bills outside BECU - utilities, payments, retail credit cards, etc.

3 business days

Free

Popmoney

People - dad, co-worker, roommate, nanny, etc.

1-3 business days

Free

BECU Payments

Have a loan through BECU? Using BECU Payments couldn't be simpler. The service even provides same-day payment options, delivering the fastest way to pay your BECU loan from your checking or savings account.

LOAN TYPE

WHEN YOU PAY

PROCESSING TIME

Auto/RV/HELOC

12:01am - 6:59pm (PST)

7:00pm - Midnight (PST)

Posted to your account the same day.

Posted to your account the following business day.

Mortgage

12:01am - Noon (PST)

12:01pm - Midnight (PST)

Posted to your account the same day.

Posted to your account the following business day.

Visa

12:01am - 1:00pm (PST)

1:00pm - Midnight (PST)

Recorded on the payment date, but posts to your account early the next business day.

Paying on a Friday? If completed before 1pm (PST), your payment appears on Saturday and is still dated for Friday.

Recorded on the payment date, yet posts to your account up to 3 business days after payment. Note: The account may add a late fee; the system waives the fee once the payment posts (should the payment be at least the requirement minimum).

Paying on a Friday? If completed before 1pm (PST), your payment appears on Saturday and is still dated for Friday.

Bill Payment

Can't find your envelopes? Forgot to buy stamps? We've got you covered. Opt to use Bill Payment for bills outside BECU loans, including utilities, cell phone, retail credit cards, medical payments and more. Scheduling your bills in the Bill Payment service allows you to see all your non-BECU bills in one place, plus there's no need to remember multiple logins. What's more, you skip scrambling for postage supplies – if the bill can't be paid electronically, we'll mail it in for you.

Be sure to schedule your payments to allow 3 business days for processing.

Bills paid, guaranteed*.

Once you input your payee information, you can rest easy – we guarantee it. As long as you input your payee information at least 3 business days before a bill's due date, we'll guarantee that the bill is paid on time.

Popmoney®

In a world where we almost always forget cash, Popmoney makes paying one another simple again. POP (Pay Other People) allows you to do just that – pay anyone with an active bank account. You can even make donations to your favorite charities! Skip the worry over who pays for dinner, the babysitter, or splitting the cost of a gift.

The service requires an email or mobile number; the recipient is prompted to input their bank account information in order to receive funds. What's more, they may get paid the very next day. Eligible members may choose a next day transfer that will process the deposit in one day and pay nothing for the additional convenience.**

Later this year, we'll be making the transition to Zelle. Look for more announcements coming soon!

*Guarantee is related to the late payment fee and is limited to up to $50 per transaction. You must schedule the transaction in accordance with Bill Payment guidelines. Full Terms & Conditions.

**The deposit may take approximately 3 business days to process. Eligible members can elect a Next Day Transfer. This service is not available for business, club, trust or any fiduciary accounts. International transactions or transactions to Puerto Rico are not available. The minimum transaction amount is $10. Certain limitations and restrictions apply. Contact us for eligibility requirements, transfer/payment/transaction limits and restriction information.

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