Checking & Savings Rates

1 The Annual Percentage Yield (APY) assumes that dividends will remain on deposit; withdrawals and fees will reduce earnings. The Dividend Rate and Annual Percentage Yield are variable and may change every dividend period as determined by the credit union's Board of Directors. Certificate rates are in effect for the term of the certificate. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in your account each day. Dividends will begin to accrue on the business day of your deposit. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period. If a share account is closed before dividends are credited, it will not receive accrued dividends. Dividends aare paid and compounded monthly. Tiered Accounts: Dividends are paid on the entire balance in the account at the rate that corresponds to that tier. Dividends earned on excess contributions to your Health Savings Plan will be reported according to IRS rules. Refer to the Truth-In-Savings Disclosure for other important information.

2 No monthly service fee when you maintain an average daily balance of $5,000 or more, otherwise $15 per month.

3 No monthly service fee when you maintain an average monthly balance of $1,000 or more, otherwise $15 per month.

Rates effective as of March 31, 2015, subject to change without notice.

Since 1939 we've been providing Arizona families with friendly, hometown service and convenient, affordable financial solutions. As a member-owned credit union we provide personalized checking, savings, mortgages, and business and personal loans to communities across Arizona, including Phoenix, Tucson, Tempe, Chandler, Glendale, Show Low, and Flagstaff. Arizona Central Credit Union is here to help you achieve financial success for every stage of life.