The Kentucky FAIR Plan was established pursuant to KRS Chapter 304, Subtitle 35.
The purpose is to establish and maintain a non-profit residual market mechanism
whereby Property Insurance and Casualty Insurance can be made available to
all worthy applicants and to distribute equitably the costs, losses, or gains,
if any, arising therefrom among all members of the Plan and the related reinsurance
association created and existing pursuant to the FAIR Plan Statutes.

Revised Coverage A Maximums:

Effective July 1, 2012 the maximum building coverage A is being increased from $150,000
to $200,000. Commercial limits are unchanged. Please refer to the coverage minimums and maximums
located in the manuals.

The Plan has filed and received approval for
rate changes for all lines of business. The
changes will be effective for both new and
renewal policies effective June 1, 2015.
The overall changes are:

Dwelling Fire 0.0%

Homeowner 0.0%

Commercial andFarm Fire 0.0%

The individual rates will vary depending on
the territory and protection class.

Refer to the manuals posted on this site.

Electronic Application

Homeowners and Dwelling Fire Applications should now be submitted using our
electronic application only. Commercial Fire and Farm Fire applications may continue to be submitted manually. Refer to the Application selection under the Producer tab.

The Kentucky FAIR Plan will be transitioning to a new policy and claims administration system
in 2016 in which all applications will be electronic.

Continuing Education Class

The Kentucky FAIR Plan has partnered with the Kentucky Automobile Insurance Plan to offer a 2 hour
CE webinar course outlining each Plan's policies and procedures. Refer to the "Bulletin" under the "Producers" tab for more information.

1. Welcome! Our goal is to provide easy access to information for resident producers who desire to obtain insurance through the Kentucky FAIR Plan.

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