* Not all KiwiSaver members will be entitled to receive these benefits and these benefits will change from time to time.

Your employer and Government contributions work with your own contributions to boost your savings. That’s why KiwiSaver may be more effective than a regular savings plan in helping you meet your retirement savings goals.

KiwiSaver and first home buyer benefits

Once you have been a member of a KiwiSaver scheme for three years, you may be able to withdraw your contributions and your employer’s contributions to help you buy your first home. You may also be entitled to a home purchase subsidy from Housing New Zealand of $1,000 for each year of contributions (up to a maximum $5,000). Conditions apply to both benefits.

Who can join KiwiSaver

below the qualifying age for New Zealand superannuation (currently age 65)

living or normally living in New Zealand (with some exceptions)

a New Zealand citizen, or entitled to live in New Zealand indefinitely.

If you’re starting a new job and you’re over 18, generally you’ll be automatically enrolled in a default KiwiSaver scheme, if you’re eligible. You then have from week two until week eight to decide if you want to remain in KiwiSaver or opt out.

Did you know?

KiwiSaver is not just for those who are employed. Even if you’re not working or self-employed, you can still contribute to KiwiSaver and enjoy some of the benefits it offers.

Join KiwiSaver now

You’re in good hands with the AMP KiwiSaver Scheme

The AMP KiwiSaver Scheme is one of the Government-appointed KiwiSaver default schemes, chosen after a rigorous selection process. So when it comes to saving for your future, rest assured, you’re in good hands.

Need help?

A disclosure statement for your Adviser is available, on request and free of charge.

AMP Services (NZ) Limited (‘AMP Services’) is the issuer and manager of the AMP KiwiSaver Scheme (the ‘Scheme’). The Trustee of the Scheme is The New Zealand Guardian Trust Company Limited (the ‘Trustee’). While care has been taken to supply information on this website that is accurate, none of AMP Services, the Trustee, the underlying fund managers, any of their related companies, their directors, the Crown or any other person guarantees the Scheme, any investment in the Scheme, or any returns on an investment in the Scheme, or gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission. Past performance is not indicative of future performance and is not guaranteed by any party. Returns over different periods may differ.