We provide financial literacy education to young
people (ages 11 to 15) from low-income areas.
In the short time since opening its doors, KLH
has conducted two financial workshops with a total
of 20 young people in New York City. We work with
small groups in order to maximize dialogue between
students and teacher. Our workshops are 12 weeks
in duration. Sessions last three hours and meet
once a week. The goal of each workshop is to make
sure that each student has a measurable understanding
of the areas of basic finance and money related
topics. We accomplish this by continuously testing/quizzing
students on our teachings.

Our ultimate vision includes semi-annual workshops
around the country, which will prepare youth to
accumulate wealth and entrepreneurship or employment,
as well as start them on the path toward home
ownership. We work to “meet the young people
where they are.” Since the overwhelming
majority of public schools do not include basic
financial literacy curricula (and, often young
people do not get this type of training at home),
KLH starts young people with basic financial training
in order to help them develop solid financial
habits that are applicable to their lives today
and will serve them well in the future. We believe
that if we can make financial literacy exciting
and relevant to the lives of these young people,
then we will spark their thirst for additional
knowledge and we will be able to empower them
to become economically self-sufficient.

You can help expand financial literacy by making a donation.KLH is a 501 (c) (3), therefore all donations are tax deductable.Click here

The
curriculum for our workshops includes the
following topics:

1.

The importance of math and reading
skills in financial literacy

2.

The importance of setting financial goals

3.

Budgeting and controlling income, expenses
and savings

4.

Opening and balancing bank accounts

5.

The effects of compound vs. simple interest

6.

The importance of maintaining good credit
and establishing a credit score

7.

Applying for loans and understanding the
benefits/dangers of credit cards and other
forms of debt

8.

Understanding investing, financial markets
and team-work by playing a stock selecting
game

9.

Understanding how to read and interpret
stock quotes in periodicals

10.

Introduction to real estate investment

11.

The distinctions between active and passive
income

12.

Fundamentals of risk and reward

13.

Professional speakers to discuss and answer
questions within the scope of their areas
of financial expertise