Facts about Wisconsin Senior Health Insurance (WI)

On average, the increase in Medicare spending in the state of Wisconsin from 1995-2004 was 7% per year, compared to the national average of 6%. This means that, every year, Wisconsin Medicare enrollees increased their medical costs $7 more for every $100 spent. While the number of Medicare beneficiaries in Wisconsin as of July 2008 is the same as the national average (15%), Wisconsin residents are outrunning the average American by 1% a year. What does this mean when a senior citizen incurs medical costs? This means that every year, he or she will be struggling 1% harder than his or her contemporaries in other states on average.

What about Wisconsin's Coverage Gap?

The continuing contraction in senior health finances brings home the fact of the "coverage gap" in Medicare, where out-of-pocket costs begin to mount as medical bills and expenses become more frequent. Many eligible Americans turn to supplementary health policies such as Medical Advantage plans to minimize their obligations. In Wisconsin, the Medicare Advantage penetration is 20%, 1% higher than the national average of 19%.

Plans Offered in WI

To answer the demand, at least 40 Medicare Advantage plans covering part or the whole of Wisconsin are offered to the state's eligible residents. These include Medicare Advantage plans with prescription drug coverage* at no monthly premium and do not require consulting physicians in the provider network, such as:

Anthem Medicare Preferred Standard [H4036 - 001]

MedicareDirect Rx Plan 56 [H5435 - 025]

Today's Options PPO Complete powered by CCRx [H8172 - 005]

Sounds good, but the best choice depends mainly on what specific needs have to be addressed. The information needed for making this determination is available online, and for Medicare-approved Medicare Advantage plans.

Seniors-Health-Insurance.com is not associated with Medicare or the Center for Medicare and Medicaid Services. The Center for Medicare and Medicaid Services has neither reviewed nor endorses this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov.

A Medicare Advantage plan is a health plan provided through a private insurer and delivering Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. The sales agent that will be discussing plan options with you is either employed or contracted by an agency that sells Medicare plans, a Medicare health plan, or a Medicare prescription drug plan that is not the Federal government. Submitting our form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement plan or other Medicare plans.

All products may not be available in all states, and we cannot guarantee that you will receive an insurance quote from any specific carrier. Seniors-Health-Insurance.com cannot offer direct health insurance advice. If you have specific questions about your current plan, we encourage you to speak with a health insurance provider or agent.

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