Wage payment on termination: state laws Most states have regulations regarding the timing of when employers have to pay employees when a termination occurs. Often, there is a difference in that timing when it involves an…

Access to Personnel Files: 50 State Laws No federal law grants employees the right to inspect their personnel files. However, many states do give employees that right and spell out the terms under which employees are allowed…

Direct deposit made life easier for employees, eliminating the Friday lunchtime run to the bank to cash paychecks. Pay cards take it a step further by marrying convenient deposits with ease of spending.

Pay cards are reloadable, prepaid bank cards—not credit cards. Each pay period, the employee’s pay is automatically loaded onto the card and available to the employee on payday.

Most states prohibit employers from mandating that employees receive their pay electronically—the banking basis of pay cards. Similarly, only a few states let employers mandate direct deposit. Many states also forbid employers and banks from charging a fee if employees decide cash out all their pay with one transaction.

Here’s a brief summary of state laws affecting direct deposit and pay cards.

Note: States not listed have no laws governing direct deposit or pay cards