15 Ways to Create Free Virtual Credit Card In India

Want to make a payment but worried about getting card details stolen.? If yes then you should go and create free virtual credit card and complete transaction using your new virtual credit card or you can call it a prepaid card. By Virtual Credit Cards you can easily make payments at anywhere without entering your real credit/debit card details.

As soon you create free virtual credit card it’s immediately available for use. These prepaid cards works in same way as your credit card or debit card. Upon signing up you will get your new card number, valid up to date, CVV & your secured pin to authenticate the transaction. Now you can go to any site and make payments freely without any problems and sharing your real credit card details such as credit card number, cvv etc. Your Free Virtual Credit Card is actually a Prepaid Card so you will have to load enough fund in it so you can complete your transaction flawlessly.

In your free virtual credit card you can easily load money by using your debit/credit card, Internet Banking or by IMPS/NEFT Etc.

This post is answer for:

What is Virtual Credit Cards / Prepaid Cards

How to create FREE Virtual Credit Card

How Virtual Credit Cards Works

Which apps provides Free Virtual Credit Card For Online Use (India)

How I can get free prepaid physical card for my Online/Offline Purchases

How to Create a PayPal account in India in case your card didn’t work for international transactions.

Virtual Credit Card Saves Our Card Details:This is the best benefit of using virtual credit cards, you can just make payment using your free virtual credit card instead of directly paying from your card. In case someone try to scam then they just have your virtual card details not real which can save your money.

How to Create Free Virtual Credit Card:

Their is various apps which offers free virtual credit card in India. These apps works as Mobile Wallets as well and have 10k monthly limits due to RBI Rules, You can easily increase your monthly limits up to 1 lac by completing KYC process.

Some apps are issued by specific banks but available for all bank users.

#1- Pockets by ICICI Bank

Pockets is best mobile wallet among all other apps. This app offers a free virtual credit card and provides option to get a physical card by paying Rs.99+tax.

Allows to use pockets credentials as ICICI Internet Banking Login (Even if you are not a ICICI Bank customer)

mVisa option available

Touch & Pay (NFC Based) Payment method available

Load money by DC/NB & NEFT (Use Pockets Card Number as A/C Number & See IFSC Code in app)

#2- Digibank by DBS Bank

Digibank deserve to be on second position after Pockets by ICICI bank. Digibank app provided a Virtual Debit Card instead of credit card which makes it different then others. You can also upgrade for digisaving so you can increase your limits and can get 7% interest as well.

#3- DigiPurse by Union Bank

It’s Free Virtual Credit Card Can Be Used Internationally

DigiPurse is a lightweight mobile wallet with Free Virtual Credit Card Functionality. Best part is that DigiPurse wallet works for international transactions as well and can be also used for creating and verifying PayPay account.

#4- PayZapp by HDFC Bank

PayZapp by HDFC Bank is a Highly secured mobile wallet which is accepted at a large number of merchants. PayZapp offers a Free Virtual Credit Card (Visa) as well which can be used to make payments online at most of sites.

#7- Lime By Axis Bank

Lime wallet is one of best mobile wallets in India, it offers a VCC as well. In Lime wallet you can upgrade to Lime Digital Saving Account and Increase Your Limits and can get your account number as well for receiving payments.

Download:Android

Highlights:

Free Virtual Credit Card (Visa)

Load money by CC/DC & NB

Upgrade to Lime Digital Saving and increase your limits.

#8- Slonkit By DCB Bank

In one word i can say it’s awesome. Yes it’s a little different then others it offers a Physical Card instead of just giving virtual card. To use Slonkit services you need to be 10 year old & for full services at least 18 year old. Teenagers (10-17 Year) can use the app with their parents permissions and limits set by their parents. While 18+ year old users can avail full benefits without any restrictions. After singing up you will receive your Reloadable Visa Card by courier which can be operated by Slonkit app from your Smartphone. As it offers Physical card so it can be used for online and offline transactions, the card is charge free for 1st year.

#9- Freecharge wallet

Freecharge is one of old Indian wallets owned by India’s leading online shopping store Snapdeal. Freecharge started its journey as mobile recharges & bill payments portal ut now its become one of popular mobile wallet and payment gateway.

Unlike others it is not associated with any bank and provide free virtual credit card in partnership with Yes Bank. Freecharge provides MasterCard instead of visa card under Freecharge Go Master Card Service.

#10- Oxigen Wallet

It have something which will amaze you, while you can get only one card from other apps but from oxigen wallet we can get unlimited virtual cards. Cards you generate from oxigen wallet are powered by RBL Bank and get disposed after use. In Oxigen wallet you will have to generate your Free Virtual Credit Card using available fund from your oxi wallet, minimum amount to generate virtual card is just Rs.10.

Hitesh Rawat is the founder of Dealgyan. Read his blogs to get money-saving tips & online shopping deals along with unbiased product reviews. It will help you buy the best product at the cheapest price possible for your needs.