Henry Dunn Incorporated, who work in, or are paid or supervised from Towanda, PA

Milan Veterinary Clinic,Milan, PA

Bill's CarpetCleaning, Inc., who work in or are paid from Barton, NY

Spouses of persons who died while within the Field of Membership of this Credit Union; employees of this Credit Union; persons retired as pensioners or annuitants from the above employment; members of their immediate families or households; and organizations of such persons.