3 am junk text woke me up, thinking how can I only allow certain people to text me at certain times? Smart Action setting's in some way?

I would like only to receive texts from people in my "Family" folder after a certain time frame say 10pm-7am, is there a way to do this? working w/ JellyBean

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Smart Actions (default app in ICS and JB versions on the Razr M)
Exactly what you are asking for.
All kinds of answers for you built into device already.
Be aware, some of your selections could have implications that may negatively effect you battery life (researching will explain).
I think there's a whole section in the JB Razr M Manual on Smart Actions, and a fair amount in various threads.