Life Insurance Quotes Instructions

To get instant life insurance quotes for term life insurance, return of premium life insurance or universal (permanent) life insurance follow these simple steps:

Enter your State, Date of Birth, Gender, Height and Weight, Coverage Amount and Payment Options in the Quote Form and click Continue.

Answer all the questions in the Health Analyzer and click Continue. Your quotes will be more accurate* if you answer all the questions honestly. If you answer yes to either of the first two questions, we will need more information from you in order to provide you with a valid quote.

You will now see 10-12 of the best quotes for your estimated health class, including the A.M. Best rating for each company. If you would like to change your quote options (coverage amount, length of term or mode of payment), you can do so at the top of the page. You can also click the company name to find out more information about a life insurance company.

When you have decided which policy you are interested in applying for, click the Request Application button.

To request your application, compete all the field in the form and click Continue.

On the Thank You page, you have the option to schedule the medical exam* that is required for your application. If you want to move forward rapidly with the application process, click Click Here to Schedule a Medical Exam and request an appointment time.

Your life insurance application will be mailed or emailed to you and you will be contacted by a LifeInsure.com representative by phone or email to confirm your medical exam appointment.

* With the use of the Health Analyzer, quotes from LifeInsure.com are based on several health factors used in the insurance companies’ underwriting guidelines. By analyzing these health factors, our quote engine will provide you with the most accurate quote available online (Note: the final quote will be determined upon the completion of underwriting and may differ from our original quote). Your quote is not a firm offer by LifeInsure.com or the insurance company.

** A medical exam is required for most life insurance applications. The exam, which is paid for by the insurance company, usually consists of blood and urine specimen, height and weight measurement and medical questionnaire. It lasts approximately 30 minutes and can be performed at your home or office.