Introduction

In a swift and courageous act of economic disruption, Universal Coin International, Inc. (UCI) is bridging the stability of real assets with the fluidity, balance, and accessibility of the decentralized digital currency revolution through the issuance of a global digital coin-Ucoin. UCI is the issuer of UCOIN cryptocurrency, an ERC20 utility token already created to work in an ecosystem of business applications to have global circulation as it is designed to be a long term digital currency to address holder’s basic daily real life transaction needs. UCoin currency is being launched with the pure vision of being available, usable, and valuable to anyone. Ucoin is issued with the support of a global financial and commerce platform focused on the needs and trust of the public, and ensured by the very technology it’s built on – blockchain.

The story begins with these simple inspirations, but future UCI projects will apply the same vision to a family of groundbreaking services: a cryptocurrency exchange, an efficient and fair money transfer system, and an assets trust, among others. While progress is up-hill in the world’s current chaotic chapter of transition, UCI has the experience and viable blueprints for executing fully-baked crypto financial solutions to many of our planet’s oldest problems, delivering them to the previously disenfranchised.

Home v2

Universal Coin International, Inc.

AGILITY • PERFORMANCE • GROWTH

Universal Coin International, Inc. (UCI), is a diversified financial services company at the technological and innovative forefront of digital currency through the issuance of global digital coins and their respective financial and commerce ecosystems.

UCI aims to bridge the worlds of Finance and Technology by working on a digital banking platform, a fiat and digital currency exchange, money transfer and an assets trust, therefore, adding usage and utility to UCoin and other currencies for the betterment of consumers.

UCI is committed to the development of a financial ecosystem-oriented towards the removal of cryptocurrency entry barriers and that secure customer use of cryptocurrencies for everyday life transactions.

Background

In order to fully understand UCI and its revolutionary place in the newly digital financial landscape, it’s important to first understand the critical role financial institutions and currencies have played in establishing imbalances of power and controlling who has access to their omnipotent, centralized services. As far back as the Romans, appalling percentages of society’s currency and exchange have been controlled by central banks, making sure they maintained strict control over the masses and continued to profit off their dependence.

Today, those tactics are no longer working as effectively as they once were; influence and power have spread to individuals, ultimately accelerated by technology. The untapped sectors of humanity whom the institutions have failed or deliberately excluded can now contribute and engage in a vibrant and dynamic financial ecosystem. UCI pairs a new dawn for digital with the fragments of yesteryear’s (reliable and tangible assets), in order to deliver realistic and relevant solutions in the wake of crumbling archaic economies.

Global Digital Currency – UCoin

The crucial element of the strategy is to establish UCoin and it’s worth in the marketplace as a universal currency. UCI will work with the necessary partners and alliances to enable the use, transfer, exchange, deposit, withdraw and savings of UCoin. The goal is to legitimize and bring usage and utility to the currency.

Ucoin is a decentralized cryptocurrency that have the functionality of a voucher for the payment option for products and services from the UCI ecosystem. Structured as a pure ERC-20 compliant utility token on the Ethereum network. The token provides right for specific access to the UCI platform, benefits, bonuses, privileges, and discounts within the ecosystem itself. The more Ucoin tokens a holder has, the more privileges he will receive. This way Ucoin provides added value to its users not offered for other coins. UCoin tokens can be acquired throughout the Pre-Sale, and UTO. The acquisition of UCoin tokens in the secondary market will be possible immediately after listing on cryptocurrency exchanges.

Built using blockchain technology, UCoin will inherently reap the benefits of a thriving community and a reliable e-commerce platform. In short, blockchain allows UCI to enable fast payment, costing little to no fees, and be globally accessible. Decentralization through the use of blockchain technology has many advantages, including:

IMMUTABILITY

Data stored in a blockchain is recorded and all changes that have been made since the beginning are traceable. It’s not possible to change this history.

NETWORK SECURITY

Blockchain works with a very powerful encrypted protocol, forcing strict verification for transactions and making it extremely difficult to get between them.

TRANSPARENCY

All contracts are public on the blockchain and anyone can check transactions. This means no individual ends up with too much or too little power in any transaction.

DATA PROTECTION

Since each computer in the blockchain network has a copy of the entire blockchain’s history, it’s practically impossible to hack.

RELIABILITY

Since blockchain is run on a network of its users and lacks any central, vulnerable point, the network can’t easily be brought down.

GOVERNANCE

UCoin’s Governance will be an open decentralized structure.

Ultimately, UCoin and all of the initial scaffolding UCI will need to construct in order to support it, are simply intended to be transparent extensions of the public’s needs. They are tools for no other process than to facilitate a better quality of life, allowing members of a global, digital economy to re-obtain their purchasing power and right to truly hold and exchange value without discrimination, prejudice, classism, or any other form of unfair and problematic systematic oppression. While our suite of solutions surely cannot resolve these deeply rooted issues single-handedly, we strongly foresee a valuable role in cryptocurrency’s mainstream adoption and ratification of the status quo.

Management team

A remarkable success requires a long-term vision, as well as a leading management experience, which is why we decided to work with experienced and talented managers in technology, marketing, finance, investment and entrepreneurs business fields. The Core Management team has extensive and proven experience in management and consulting with new companies and national corporations. In general, the team has more than 40 years of experience in the field of banking complemented by a highly competent and experienced consultant team.

Consulting team

We have chosen to work with experienced and successful people who know what to do to achieve financial success. Our range of consultants includes investment consultants, regulatory experts, financial analysts, banking executives, legal and audit teams, proven managers, economists and specialists in marketing and public relations, among others. All of them committed to our vision of making our digital currencies, product, and services the best in the cryptocurrency market and to provide you with the best customer service in the industry.

Third-party partners

Universal Coin International cooperates with third-party partners that share its vision for the crypto currency industry.The Company believes that third party partners contribution, knowledge, and commitment to the vision are critical to its success. We have always considered who to work with, so that we can all offer the best products and services. Among our key third-party partners are digital media, technology and public relations, security companies, brokers, software development and other firms that share a passion for the industry and are developing systems, applications and innovations in the field.

Our Solution

In repurposing some of the useful parts of banking – namely, facilitating immediate, fluid, and trustworthy exchange, offering flexible payment options for efficient and convenient purchasing power in the real world, holding accounts and transferring funds between accounts, and so on – UCI aims to bridge the gap between the expected, functional services of financial institutions, and the revolutionary inclusive nature of cryptocurrency. We believe we can offer what people need, realistically, in formats they understand and respect, while simultaneously solving issues of power, middlemen inefficiencies, access, and outdated banking infrastructure. The initial phase of our development is focusing on UCoin a universal borderless digital currency for usage on the following financial and commerce ecosystem.

Ucoin digital currency ecosystem is based on the Ethereum blockchain technology and smart contracts that links its token holders to a diversified digital and international financial and service network developed for the crypto market. The ecosystem provides a one-stop ecosystem that enables crypto/fiat users to perform and execute daily life transactions according to their financial and service needs. The ecosystem has being built on strategic financial and commercial alliances giving Ucoin added value and universal utility in comparison with other coins in the markets today.

The Future of Money is Now.

UCoin Token Offering

(UTO)

Universal Coin International Inc. offers Ucoin, a decentralized cryptocurrency that addresses the most important issue confronting the cryptocurrency industry today: digital currency lack of usage. UCI will work directly or through joint ventures on projects outside the walls of the currency to assist it in usage and utility though banking services and products, deposits & withdraws, credit & debit cards, exchange to fiat and vice versa, money transfer, and much more.

UCoin to Partner with Global Digital Bank

One of the first strategic alliance UCI is working on in a branches, global digital bank. An application for an international banking license in Puerto Rico has been submitted. An International Financial Entities (IFE) licensed in Puerto Rico under Act 273 is one of the most powerful international banking and financial services structures available. This International Financial Entities bank license in Puerto Rico can offer all manner of international banking, multicurrency exchange, brokerage, investment management, and financial services globally. Additionally, Puerto Rico is an ideal location due to its efforts to support the crypto industry, an unparallel economic incentive, tax exemptions and tax credits package for investors and as part of US, PR provides worldwide credibility and trust for investors and users.

The transactional digital financial and commerce ecosystem offered by UCI and its strategic partners will allow for fiat and crypto deposits, access to multicurrency exchange capabilities, debit & credit cards, money transfer, etc. In essence, bringing life to everyday crypto currencies transactions on a global scope. While UCI’s intentions are to turn the financial industry on its head for the better, being cautious with compliance and adhering to the regulatory environments of the U.S. and elsewhere is imperative for success. Consequently, all users, including Ucoin holders, must go through an on-boarding process and pass AML/KYC compliance.

All of that being said, Ucoin global digital financial and ecommerce ecosystem will be extraordinary. The bread and butter of financial services much of the world has never had access to or have been able to afford will be available. The digital technology platform of the branchless bank will be provided by Technisys, a leading provider of banking technology. Together, the banking platform will prioritize affordability and accessibility, security, compliance, and reliability; and poised to help user in the smartest mix of revolutionary and familiar applications and daily transaction. Remarkably, users will be able to move between fiat and cryptocurrency interchangeably and harmoniously. Notably, UCI’s differentiator lies in its hybrid approach to marrying cryptocurrency’s benefits with traditional banking services, because, while the definition of value is certainly changing over time, the platform must be backed by agreeably valuable resources. Access to Your Money Anytime, Anywhere, in the hallmark of the mission.

Crypto Currency Exchange – FIAT to Digital and Vice Versa

The goal is for UCoin to have a comfortable global presence and recognition, with active consumers all around the world realizing real life daily currency transaction anytime and anywhere. The next immediate need will be a cryptocurrency exchange. This exchange will allow for the trade and fluid conversion between digital currencies and/or fiat, and will obviously be a useful and valuable component to UCI’s financial crypto ecosystem. An state-of-the art global digital banking platform will be the technological foundation for the exchange, giving the same seamless experience UCI’s users will be used to, for citizens of countries which require custom solutions.

Money Transfer

UCI’s financial and ecommerce ecosystem will have access to traditional and mobile global money movement mechanisms through established affiliations with existing traditional banks and marketplace partners. Another future endeavor will be establishing a money transfer service, most likely via strategic agreements with already secure and compliant partners. UCI’s team is well connected in this space and have already begun laying the groundwork for those relationships. The transfer service’s lifeblood will be cryptocurrency, keeping fees low, speeds high. Predominantly encouraging the use of UCoin, it will offer seamless foreign currency exchanges with impressive agility – as a global digital currency, there are no foreign exchange currency conversion fees.

Assets Trust

Finally, an assets trust will play its role of fueling UCI’s ground floor, whether directly or indirectly. UCI will look to invest money into real estate, oil/gas, and precious metals, and other crypto-assets allowing its end-users to be protected by potential currency volatility.

These exciting ventures are expected to be adjacent to UCoin but integral to the Ucoin business and commerce ecosystem. UCI is more interested in developing very individually powerful solutions, legally standalone, yet still mutually beneficial to UCoin users and the cryptocurrency industry. UCoin and UCI’s future endeavors will certainly be symbiotic and strategically position do add value to our universal coin.

Universal Legacy & Inclusion Foundation

In agreement with the United Nations, the World Bank, and the World Economic Forum, Ucoin aims to support and contribute to the Universal Financial Access Initiative, 2020 aimed to address the needs of well over 40% of the worldadult population that lack one of the most basic amenities of modern life, a bank account. Today over 2 billion people are lacking adequate financial services on a global scope. Ucoin will be going towards a globalized world approach to address financial inclusion for the unbanked and the underserved population.

Our Team

UCI’s team is its most important asset. Hailing from a wide range of backgrounds, team members bring Finance and banking years of experience, invaluable networks and connections, vast knowledge, and passion for the vision. Together, they are capable of revolutionizing the way the world banks and thinks about banking and currency. UCI’s team has designed a business ecosystem to support Ucoin’s with sustainable business solutions in order people can use Ucoin for day-to-day transactions with Fiat and Cryptocurrencies and retain its purchase value the long term

+

Pedro Viera

Operations Management

Mr. Viera has over 30 years of experience as a business executive in both the private and the non-profit sectors. His experience includes executives’ positions as a Partner, CEO, President and COO positions in the manufacturing, banking, Housing, construction and development, education, start-ups, among others. He has participated and been appointed to multiple U.S. federal government executive and advisory boards and managed federal programs with a national scope. He is a graduate of the University of Puerto Rico with a degree in Economics and Urban Planning with post-graduate studies in economic and planning from the University of Wisconsin. He has been a professor and lecturer at The University of Puerto Rico and business consultants for multiple corporations in the US. Bilingual in Spanish/English.

Pedro Viera

+

Sergio Cordero

Investors & Strategic Alliance Development

CEO of CD Music Entertainment and TV Producer, entrepreneur, economist, communicator, an expert in marketing, video promotions and production, and corporate public relations development. He has extensive executive experience both nationally and internationally. He is dedicated to the development of enterprises and startups, particularly in the fashion and entertainment industries.

Cordero has extensive international corporate experiences and he is proficient in Spanish, English, French and Italian. He graduated from the University of Brussels, Belgic in Economics.

Sergio Cordero

+

Jorge Muñoz

Finance and Banking

Mr. Muñoz has over 30 + years of Private International, Commercial and Public Development banking experience. He currently serves as the Chairman of Banco Amazonas and former CEO, in Ecuador. Prior to joining Banco Amazonas, he worked for Citibank and Bank of America, among others.

He has been appointed to advisory boards in major regional corporations and has held executive positions as CEO and COO in sectors such as manufacturing, agriculture, international trade, education, non-profit organizations, among others. He also acted as Economic and Foreign Affairs Advisor to the Minister of Agriculture of Ecuador.

Mr. Muñoz obtained a B.S. from the Pan American Agricultural School (Honduras) and is a graduate of the University of Florida, where he earned a B.S. in Agricultural Economics and a master’s degree in Applied Economics. Mr. Muñoz is also bilingual in Spanish and English.

Jorge Muñoz

+

Charles Seminario

Strategic Business Development

Mr. Seminario has been interested in the world of cryptocurrencies since 2014. He has explored developing or participating in mining and other related crypto projects. Mr. Seminario has vast experience in real estate and finance. He has held his real estate license for over a decade being a top producer and leading many successful real estate investment companies and ventures. He has worked for Merrill Lynch as an International Financial Advisor. Mr. Seminario obtained his Bachelor of Business Administration degree from Excelsior College. Mr. Seminario is bilingual in English and Spanish.

Charles Seminario

+

Katherine Escandón

Customer Solutions

Ms. Escandón is a business administration engineer specialized in business management, with minors in finances and international finances, graduated in the University of Specialties Espiritu Santo. She also has an image consultant and personal branding international diploma in C&E Institute Image, Argentina. Ms. Escandón has professional experience in areas of administration, international negotiations, customer service and sales, focused on providing exceptional service to customers. Bilingual in Spanish/English.

Katherine Escandón

+

Mónica León

Operations and Compliance

Mrs. León has 20 years of banking experience. She has a strong professional background in Finance with an impeccable career in several banking institutions, holding positions like Chief of Continuous Improvement and Processes in Banco Amazonas, Manager of Organizational Development and Manager of Financial Products in Banco del Pacífico. She is a Process Management expert, with a Green Belt Six Sigma International Certification.

She is considered an expert in the fields of processing, compliance, and operational auditing. Mrs. León is formed in Business Administration from the Catholic University in Ecuador.

Mónica León

Operations and Compliance

Advisors

Our advisory board provides direction and guidance in fulfilling our vision through their extensive experience and expertise in related fields, as well as through securing fiduciary compliance for our products and services.

+

German Pugliese

Digital Banking Platform Advisor

Mr. German Pugliese Bassi is a Co-Founder, Chief Marketing Officer and Director of Technisys S.A. Mr. Pugliese served as Executive Vice President of Technisys S.A. Mr. Pugliese is focusing on marketing and alliances. He is also leading Technisys’s international expansion. Before assuming this role, he headed the Technisys’s commercial area. An active member of the AMBA / BAI., Mr. Pugliese was also selected as an Endeavor Entrepreneur in March 2001. Before founding Technisys, Mr. Pugliese was responsible for international trade at Gillette Argentina S.A. Prior to this, he was a financial analyst at Techint International Corp. He has lectured and participated in conferences at some of the most prestigious universities in the United States, including MIT, Columbia, and Wharton. He also has been interviewed by major international media companies, such as CNN, and top business and tech publications, including America Economia and Latin Finance. Mr. Pugliese received a degree in Public Accounting from the University of Belgrano in Argentina. He has also completed post-graduate courses at University Bocconi (Milan), Universidad de Ciencias Empresariales y Sociales (Buenos Aires, Argentina) and Ecole Nationale de Ponts et Chausees (Paris).

German Pugliese

+

Peter Formanek, CPA

Advisor

Peter has 30+ years experience advising fund managers, family offices and companies. He has been involved in over 300 transactions over the course of his career and is also involved in the private equity field providing deal origination, fundraising, operations and COO/CFO level expertise and guidance. Prior to establishing Young America Capital, Peter co-founded a wealth-focused CPA and advisory firm. He began his career as a Financial Analyst with Spear, Leeds & Kellogg and Donaldson, Lufkin & Jenrette. Peter received his BS in Accounting, and an MBA in Finance from the University of Bridgeport. FINRA licenses 7, 24, 28, 63, 79, 99.

Peter Formanek, CPA

+

Alberto William Dahik

Advisor

Mr. Dahik is a graduate of Princeton University in the fields of economic development, international trade and finance, monetary and exchange policy. He has an extensive career in the field of economics, finance, and monetary policy. The former congressman, vice president, and minister of finance of Ecuador. He was part of the Central Bank of Ecuador. In addition, he was the economic advisor of the Monetary Board of Ecuador.

Mr. Dahik was an economic advisor to the presidents of Ecuador and Paraguay. Currently, he is the Vice President of the Grupo Empresarial Amazonas. He has multiple publications in the fields of finance and economics.

Alberto William Dahik

+

Juan Lorenzo Martinez

Auditing, Taxes, and Accountability

Mr. Colon is president of JLM & Associates a CPA firm and Information Systems Consultants. He has extensive experience as in the fields of accounting, taxes, auditing, university professor, and information systems. He has worked for KMPG, the University of Puerto Rico as chairman of the UPR accounting Department and Dean of Academic Affairs.

He was the former President of PR Society of CPAs, financial analyst for the Chanel 11 TV newscast for Univision, and Member of the Board of the Ricky Martin Foundation. Mr. Colon has a BBA in Business Administration from the University of Puerto Rico, PHD from New York University, and a Juris Doctor from the University of Puerto Rico and practiced law in the Federal District Court and the Supreme Court of the USA.

Juan Lorenzo Martinez

+

Julio Marquez

Advisor

Julio has 30+ years of experience in cross-border principal investments and M&A. He is the Managing Partner of New York Bay Capital, one of the leading cross-border boutiques in New York. He is also Managing Director at Young America Capital, a FINRA-licensed broker-dealer, where he heads the Latin American department.

He has developed particular expertise in structuring foreign investments in Latin America in industries as diverse as media/telecom, manufacturing, retailing, energy, oil & gas, plastics, and steel. Julio holds an MBA from Harvard Business School, a master’s degree with honors in systems engineering from the University of Pennsylvania and a bachelor’s degree in civil engineering from the Massachusetts Institute of Technology.

Julio Marquez

+

Shauna Mei Devand

Advisor

Shauna Mei Devand is the co-founder of QBX Global, a blockchain focused company, and most recently the EVP of Global Operation of Binary Financial, a market leading crypto brokerage and OTC company. Formally, she worked at ConsenSys while incubating a real estate crypto project. She serves on the board of LynQ, a location based peer-to-peer off grid wearable technology company; the advisory boards of Good Money, a blockchain based token incentivizing consumer to for conscious consumption, Reserve, a blockchain stable coin and on DV Labs, a proprietary video compression technology company for live video. She is also a co-founding member of SHEOS.org, a female EOS block producing candidate and a co-founder of Y2X, a crypto advisory company specializing on security token offerings. Shauna is a MIT engineer turned commerce and media industry expert and the founder and former CEO of AHAlife.com, a publicly-traded company she took public in 2015 on the ASX. Launched in September 2010, Prior to launching AHAlife.com, Shauna served as the COO of Casall, a Swedish wellness/activewear company. She also co-founded the Aronsson Group, a luxury brands investment and advisory firm. She started her career at Goldman Sachs and has worked in the Global Alpha fund in Asset Management, then Leveraged Finance Investment Banking and finally private equity at Goldman’s Merchant Banking division.

Shauna Mei Devand

Advisor

Conclusion

Ever since man has attempted to form monetary systems, the resulting powers-that-be have snowballed into hierarchical and bloated sources of societal imbalance. They’ve fostered greed, privilege, and exclusivity in the name of trust and security. Blockchain, on paper, promised an end to all-powerful, central banks and institutions, yet continues to fall just short of the mark in execution. While the list of hurdles is substantial, UCI tackles much of the complication by bridging finance and technology with an innovative solution that is both practical and radical: pick and choose the best parts of our previous systems – the parts that worked – and meticulously pair them with cryptocurrency’s ingenious way of moving us closer to equilibrium.

UCI and UCoin’s milestones will benchmark success based on qualitative and quantitative measurements of breadth and depth: how many people without prior access to financial services were now able to play an equal role in the system, and just how significantly effective and useful were these services in helping change their lives for the better? Each step forward for our platform is one made to achieve homeostasis of wealth and power, aroused by a foreseeable digital future and cemented by definitive assets. Join us at the frontlines of cryptocurrency’s maturation and help write the next chapter for the world’s global fintech solution. Ucoin, Access to Your Money Anytime, Anywhere.