Home Loans & Mortgages

When purchasing your home, take the time to sit down with a professional Mortgage Banker to get the most current information on the home and jumbo loan market situation... more

Renovation Loans

Remodel loans are far more complicated than other mortgages so working with an experienced lending professional who knows the remodel loan process... more

Pre-Qualification

In today’s market it is essential to sit down with your reputable Senior Loan Officer, and go through a full credit review. This ensures that you do qualify without question for the home price you are pursuing... more

Builder Financing

Spec Financing is available for homes in recorded subdivisions, from urban settings to rural areas that qualify for the take out loan of USDA financing in Oregon and Washington... more

Home Loans & Mortgages

When purchasing your home, take the time to sit down with a professional Mortgage Banker to get the most current information on the home and jumbo loan market situation. When purchasing your home, take the time to sit down with a professional Mortgage Banker to get the most current information on the home and jumbo loan market situation.

FEATURED PRODUCT

Luxury Home Loans

Luxury Home Loans are mortgage loans that exceed the “Conforming” loan limits set Federal Housing Finance Agency (FHFA) for Fannie Mae and Freddie Mac. This means that Luxury Home Loans are not eligible to be purchased guaranteed or securitized by Fannie or Freddie... MORE

Renovation Loans

FEATURED PRODUCT

Energy Efficient Mortgage

FHA's Energy Efficient Mortgage program (EEM) helps homebuyers or homeowners save money on utility bills by enabling them to finance the cost of adding energy efficiency features to new or existing housing as part of their FHA insured home purchase or refinancing mortgage... MORE

Pre-Qualification

In today’s market it is essential to sit down with your reputable Senior Loan Officer, and go through a full credit review. This ensures that you do qualify without question for the home price you are pursuing. This process is not instantaneous but gives you definite peace of mind knowing that you're shopping within your means...

FEATURED PRODUCT

FHA Loans

Today, FHA One- to Four-Family Mortgage Insurance is still an important tool through which the Federal Government expands homeownership opportunities for first-time homebuyers and other borrowers who would not otherwise qualify for conventional mortgages on affordable terms... MORE

Builder Financing

FEATURED PRODUCT

Custom Construction Loans

An inexperienced loan originator that says "no problem" to all your questions will cause a nightmare for you and may not even be able to close the loan. A highly skilled Senior Loan Officer, like Theresa Springer, will help you through the process... MORE

Home Loans, Jumbo Mortgages, Construction Loans

The Mortgage Banker you need to call…

When it comes to home loans and mortgages – particularly jumbo mortgage loans Portland and Vancouver buyers turn to Theresa Springer…

Whether you’re in need of refinancing or a residential home loan or construction loan, working with a mortgage professional like Theresa Springer, Certified Graduate Associate and Senior Loan Officer, can provide the peace of mind that comes from knowing that you’ve got the right loan for your specific situation… and that you won’t be living with a mortgage payment you can’t afford… MORE

Nationally Recognized

During a career spanning nearly 25 years in the mortgage banking industry, Theresa Springer has acquired an uncommen level of knowledge and experience. In 2009 she was nationally recognized as being one of the best in the business… MORE

Word on the Street...

"Theresa can be counted on to take care of clients in a personable manner. She is accurate and timely, and has great knowledge in how to make a transaction work for the customer." -- Ed Howard, Senior Vice President/ Team Leader, Columbia State Bank

Testimonials appearing on this site are individual experiences from those who have worked with Theresa Springer. They are individual results and results may vary.

Contact Theresa

Home Remodeling: There’s an App for That

Have you heard of Porch or Houzz? If not, and you’re considering a remodel, you should probably check them out. CNBC provides in-depth coverage of the now booming remodeling digital app industry. Both Porch and Houzz allow you to connect with local professionals, but each provides a slightly different service beyond that… MORE

Experience Extraordinary

Providing home loans and mortgages, home refinancing and construction loans for clients in Portland, Vancouver and throughout Washington and Oregon. Information deemed reliable but subject to change without notice. This is not a commitment to lend.