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The NCR introduced its own money around the turn of the 22nd century and initially it relied on coins minted from gold. By 2241, the economy of NCR dominated the West Coast and coins became universal currency, used by the three big powers: NCR, Vault City and New Reno. During this time bottle caps had become worthless in these regions.

However, by 2281, the money was no longer backed by gold, after the Brotherhood of Steel destroyed NCR's gold reserves. The NCR dollar has value due to the use of commodity rare metals. Due to this, the money has become devalued, with a hundred-dollar bill coming out to around 40 caps rather than its face value, even in NCR territory or shops. This means that the exchange rate for NCR Currency to Bottle Caps is about 1 Bottle Cap to 2.5 NCR Dollars. Its form had also changed: instead of minted coins, the NCR issues banknotes, similar to pre-War money. In the Mojave Wasteland, these notes can be seen in the $5, $20, and $100 denominations.

The notes are issued by the Republic Reserve located in Angel's Boneyard. In 2281, the current Treasurer of the Republic and head of the Republic Reserve is John Michael Henderton; his signature can be found on the front face of all NCR notes found in the Mojave Wasteland.