Prescription drugs can cost an arm and a leg, even if you have insurance. Here are four simple tips for finding the best prices on the medications you need.

This video from the Consumer Reports YouTube channel suggests saving on prescription medications might be easier than you think. And it all starts with speaking up. Here are some of the key tips:

Always ask your doctor if there are generic versions first. Generics are much cheaper and usually just as effective.

If your insurance doesn’t cover a drug you were prescribed, ask your doctor to request an exemption. If your request is denied, file an appeal. And if that’s denied, contact your state’s insurance regulator.

Not every drugstore is the same. Shop at places that give you the best deals, like Costco’s Drug Discount program, local independent pharmacies, and certified online pharmacies.

Call around for the lowest prices, then ask if there’s a way to save even more. You might be able to save by buying in bulk, joining a membership program, or using coupons you can pull off the internet. You never know until you ask.

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Lastly, Consumer Reports recommends you reach out to Congress about the high costs of medication. They can put pressure on pharmaceutical companies to lower prices, or pass laws that limit your out-of-pocket costs.