The AI projects of huge firms like IBM, Facebook and Google get headlines and center much of the buzz around the technology. This tends to focus the discourse around AI applications in the “SkyNet” sort ofcorporate tech run amoksense, but some AI tech has less potential to lead to a singularity.

Take MoneyLion, a personal finance app that uses machine learning to analyze hundreds of thousands of transactions its users make in order to recommend them financial products and help manage their money.

"Artificial intelligence is only as good as the data you have, and we have a lot of it. We have four years of tremendous amounts of data, we have over three terabytes of interaction data. We have 350,000 people using our credit monitoring tools, hundreds of thousands of people are taking loans from us. Our ability to analyze that data very quickly and iterate on it is ultimately the differentiator for us. We create an ecosystem for testing and updating our model." - MoneyLion CEO Deepak Choubey