Shehnaz is 45 years of age and married. She is a mother to seven children, four of whom are in school. Her family belongs from an essentially poor background. She, her husband and her eldest son, all work to earn a living for their household. Her husband is a mason who makes an average of 12,000 rupees in a month while her son is a labourer and has a monthly wage of 6,000 rupees. Shehnaz herself is a seamstress by profession, with five years of experience. She stitches made to order women’s traditional outfits for ladies of her neighbourhood. Her earnings, despite her best efforts, merely reach over 3,000 rupees monthly.

Shehnaz has been meaning to expand her business but was held back by her lack of capital and resources. Akhuwat’s interest free microfinance scheme presented itself as a great opportunity, allowing her easy access to credit. She has requested for a small loan of 20,000 rupees to buy some sewing materials like buttons, laces and threads, and some fabric as well. This will allow her to increase her overall productivity and improve her earnings. She hopes that she will consequently be able to give a better living standard to her family.

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