Privacy policy

Blink Website Privacy Policy

1. Introduction

1.1 This website (www.blinkblink.io (the “Website”)) is owned and operated by CPP Innovation Ltd (“us”, “we”, “our”). We are registered in Ireland under company registration number 592024, and our registered office is Unit 2, 1st floor, 52 South Mall, Cork, Ireland.

1.2 You can contact us:

by post, using the postal address given above;

using our Website contact form;

by telephone, on the contact number published on our Website from time to time; or

by email: info@blinkinnovation.co.

1.3 We have appointed a data protection officer (DPO) who is responsible for overseeing questions in relation to this privacy notice. If you have any questions about this privacy notice, including any requests to exercise your legal rights, please contact the DPO using the details set out below.

1.4 We are committed to safeguarding the privacy of our Website visitors; in this policy we explain how we will treat your personal information.

1.5 By using our Website, you are accepting and consenting to the practices described in this policy.

2. Information we collect from you

2.1 We may collect, store and use the following kinds of personal information:

information about your computer and about your visits to and use of this Website including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and Website navigation paths;

information that you provide to us when registering with our Website including your email address, mobile number and flight details;

information that you provide when completing your profile on our Website including your name, passport number, date of birth;

information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters including your name and email address and mobile number;

information that you provide to us when using the services on our Website, or that is generated in the course of the use of those services including the timing, frequency and pattern of service use;

information relating to any purchases you make of our insurance service or any other transactions that you enter into through our Website including your name, address, telephone number, email address, passport number, flight and travel details and payment card details;

information contained in or relating to any communication that you send to us or send through our Website including the communication content and metadata associated with the communication; and

any other personal information that you choose to send to us.

2.2 Before you disclose to us the personal information of another person, you must obtain that person’s consent to both the disclosure and the processing of that personal information in accordance with this policy.

3. How we use your personal information

3.1 Your personal information will be used for the purposes specified in this policy.

3.2 We may use your personal information to:

administer our Website and business;

personalise our Website for you;

enable your use of the services available on our Website;

supply to you insurance services purchased through our Website, including to process any claim you make in connection with a purchased insurance service;

send statements, invoices and payment reminders to you, and collect payments from you;

send you non-marketing commercial communications;

send you notifications that you have specifically requested;

send you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);

send you marketing communications relating to our business or the businesses of carefully-selected third parties which we think may be of interest to you, by post or, where you have specifically agreed to this, by email or similar technology (you can inform us at any time if you no longer require marketing communications);

provide third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information);

deal with enquiries and complaints made by or about you relating to our Website or any insurance service purchased;

keep our Website secure and prevent fraud; and

verify compliance with the terms and conditions governing the use of our Website.

3.3 If you submit personal information for publication on our Website, we will publish and otherwise use that information in accordance with the licence you grant to us.

3.4 We will not, without your express consent, supply your personal information to any third party for the purpose of their or any other third party’s direct marketing.

4. Disclosing your personal information

4.1 We may disclose your personal information to any of our employees, officers, insurers, underwriters, professional advisers, agents, suppliers or subcontractors insofar as reasonably necessary for the purposes set out in this policy.

4.2 All our Website financial transactions are handled through our payment services provider, Stripe. You can review the provider’s privacy policy at https://stripe.com/gb/legal. We will share information with our payment services provider only to the extent necessary for the purposes of processing payments you make via our Website, refunding such payments and dealing with complaints and queries relating to such payments and refunds.

4.3 We may disclose your personal information to any member of our group of companies this means our subsidiaries, our ultimate holding company and all its subsidiaries insofar as reasonably necessary for the purposes set out in this policy.

4.4 We may disclose your personal information:

to the extent that we are required to do so by law;

in connection with any ongoing or prospective legal proceedings;

in order to establish, exercise or defend our legal rights including providing information to others for the purposes of fraud prevention and reducing credit risk;

to the purchaser (or prospective purchaser) of any business or asset that we are (or are contemplating) selling; and

to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.
4.5 Except as provided in this policy, we will not provide your personal information to third parties.

5. International data transfers of your personal information

5.1 Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy.

5.2 Information that we collect may be transferred to the following countries which do not have data protection laws equivalent to those in force in the European Economic Area: [the United States of America, Russia, Japan, China and India].

5.3 Personal information that you publish on our Website or submit for publication on our Website may be available, via the internet, around the world. We will do everything in our power to secure your data, but the internet has risks which we cannot control.

5.4 You expressly agree to the transfers of personal information described in this Section 5.

6. Retaining your personal information

6.1 This Section 6 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal information.

6.2 Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.

6.3 Without prejudice to Section 6.2, we will usually delete personal data falling within the categories set out below at the date/time set out below:

6.4 All personal data will be deleted after an account is closed at the end of the calendar month.

6.5 Notwithstanding the other provisions of this Section 6, we will retain documents (including electronic documents) containing personal data:

to the extent that we are required to do so by law;

if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and

in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).

7. Security of your personal information

7.1 We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.

7.2 We will store all the personal information you provide on our partners secure (password- and firewall-protected) servers.

7.3 All electronic financial transactions entered into through our Website will be protected by encryption technology.

7.4 You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.

7.5 You are responsible for keeping the password you use for accessing our Website confidential.

7.6 We will not ask you for your password (except when you log in to our Website).

8. Amendments to this policy

8.1 We may update this policy from time to time by publishing a new version on our Website.

8.2 You should check this page occasionally to ensure you are happy with any changes to this policy.

8.3 Where appropriate, we may notify you of changes to this policy by email.

9. Your rights

9.1 You have the right to:

request access to, deletion of or correction of the personal data that we hold for you.;

request that the personal data we hold about you is transferred to a third party; and

complain to a supervisory authority.
9.2 To request access to, deletion of or correction of the personal data that we hold, or to request that your personal data is transferred to a third party, please email us at info@blinkinnovation.co.

9.3 Where you request access to personal information we hold about you; provision of such information will be subject to the supply of appropriate evidence of your identity (for this purpose, we will usually accept a photocopy of your passport certified by a solicitor or bank plus an original copy of a utility bill showing your current address).

9.4 We may withhold personal information that you request to the extent permitted by law.

9.5 You may instruct us at any time not to process your personal information for marketing purposes. In practice, you will expressly agree in advance to our use of your personal information for marketing purposes, and we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes or to change your preferences in relation to this.

10. Third party Websites

10.1 Our Website includes hyperlinks to, and details of, third party websites.

10.2 We have no control over, and are not responsible for, the privacy policies contained on such third party websites and practices of third parties. Please check any applicable privacy policies before you submit any personal data to these websites.

11. Updating your personal information

11.1 Please let us know if the personal information that we hold about you needs to be corrected or updated.

12. About cookies

12.1 A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

12.2 Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

12.3 Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

12.4 Cookies can be used by web servers to identify and track users as they navigate different pages on a website and identify users returning to a website.

12.5 We use both session and persistent cookies on our Website. By continuing to browse the website, you are agreeing to our use of cookies.

13. Why we use cookies

13.1 We use cookies to:

recognise a computer when a user visits our Website;
track users as they navigate the Website;
enable the use of a shopping cart on the Website;
improve the Website’s usability;
administer the Website;
prevent fraud and improve the security of the Website;
personalise the Website for each user;
validate authenticated users sessions; and
facilitate the use of our Website search engine.

14. The cookies we use

Analytics cookies

14.1 We use Google Analytics to analyse the use of our Website.

14.2 Our analytics service provider generates statistical and other information about Website use by means of cookies.

14.3 The analytics cookies used by our Website have the following names: [_ga, _gat, __utma, __utmt, __utmb, __utmc, __utmz and __utmv].

14.4 The information generated relating to our Website is used to create reports about the use of our Website.

15.1 Most browsers allow you to refuse to accept cookies; for example:

in Internet Explorer (version 11) you can block cookies using the cookie handling override settings available by clicking “Tools”, “Internet Options”, “Privacy” and then “Advanced”;

in Firefox (version 47) you can block all cookies by clicking “Tools”, “Options”, “Privacy”, selecting “Use custom settings for history” from the drop-down menu, and unticking “Accept cookies from sites”; and in Chrome (version 52), you can block all cookies by accessing the “Customise and control” menu, and clicking “Settings”, “Show advanced settings” and “Content settings”, and then selecting “Block sites from setting any data” under the “Cookies” heading.

15.2 Blocking all cookies will have a negative impact upon the usability of many Websites.

15.3 If you block cookies, you will not be able to use all the features on our Website.

16. Deleting cookies

16.1 You can delete cookies already stored on your computer; for example:

in Internet Explorer (version 11), you must manually delete cookie files (you can find instructions for doing so at http://windows.microsoft.com/en-gb/internet-explorer/deletemanage-cookies#ie=ie-11);

in Firefox (version 47), you can delete cookies by clicking “Tools”, “Options” and “Privacy”, then selecting “Use custom settings for history” from the drop-down menu, clicking “Show Cookies”, and then clicking “Remove All Cookies”; and

in Chrome (version 52), you can delete all cookies by accessing the “Customise and control” menu, and clicking “Settings”, “Show advanced settings” and “Clear browsing data”, and then selecting “Cookies and other site and plug-in data” before clicking “Clear browsing data”.

16.2 Deleting cookies will have a negative impact on the usability of many websites.