Real Estate Finance

Our team of real estate finance lawyers provides specialist advice on real estate finance matters across a range of sectors.

Overview

Our team of real estate finance lawyers is one of the largest and most experienced in the UK. We handle a range of complex real estate finance law matters and advise on transactions on both a UK and cross-jurisdictional basis. We regularly provide advice to banks and other lending institutions on both new lending and enforcement matters.

With the experience of three recessions under our belt, we understand the commercial and credit risks of all financing transactions, both in development and investment, and in the core traditional retail, investment, leisure and industrial markets. In the alternative markets, we have been involved in student accommodation and renewables since their inception, and are fast growing a reputation in the burgeoning PRS sector.

Areas of focus

Our expertise in real estate finance includes the following:

Commercial and residential portfolio acquisitions and disposals.

Lending for real estate acquisitions and development projects.

Loan book sales.

Syndicated and bi-lateral transactional work.

Warehousing facilities and securitisations.

Tax efficient security structures.

Non-transactional work such as standard form loan documentation.

Islamic finance structures.

Scottish real estate finance.

Realisation of real estate security in enforcement situations for lenders, receivers and administrators.

Experience

Acting for HSBC and RBS on a joint £180 million investment and development facility to a student accommodation provider.

Acting on a UK wide 30 investment property portfolio for a Luxco fund.

Advising Ahli United Bank on the disposal of a Guernsey based, sharia compliant, UK property fund specialising in student accommodation.

Acting on the administration of the Yorkgate Shopping Centre , York.

Acting for Lloyds Banking Group in relation to a £50 million facility to fund a mixed commercial and residential portfolio.

Advising a German Lender on funding the development of a £80 million central London Hotel.

Acting for an Israeli Lender on funding the development of a £50 million care village.

Advising Lehman Commercial Paper Inc on the restructuring of a £30 million involvement in a real estate funding to provide a long term hold and profit share.

Acting for a UK building society on the funding of a UK wide 120 unit residential portfolio.

Acting for a UK Private Bank in composing their suite of facility and security documentation for use in England, Wales, Scotland and Northern Ireland.