Just knowing that I’m 20% of the way there, already, has me motivated to keep going and I think I’ve managed to settle in to this new budget.

To date, I haven’t been able to send in an extra dime over what I’m already aggressively paying down on a weekly basis but I’m sure that as the balance remaining falls within a striking distance, I’ll be able to scrounge additional funds somewhere to rid myself of my largest monthly non-mortgage expense.