Four bedrrom, three full bathrooms. Includes study with french doors. Sun room or flex room with tile flooring. Spacious family room complete with gas fireplace and built in cabinets. Low maintenance ALL BRICK home. Easy access to Hwy 290, beltway and the newTollway 99. To schedule an appointment contact Amanda Nicodemus 281-380-5589.

Friday, May 2, 2014

Grand Southern plantation executive home in coveted Champion Forest in Spring Texas. Attention to interior architectural details are evident beginning with the beautiful crown moldings, hardwood floors,door way moldings & two story wood paneled den. Hard to find apartment over garage offers beautifully appointed living space for guests or family; can also be game room or media room. Private cul-de-sac lot with swimming pool, spa & covered patio. This home has been completely remodeled including bathrooms & kitchen. Fourth bedroom upstairs is currently used as a Media room but can be restored back upon request.

Tuesday, December 3, 2013

Just Listed! 28618 FM 2920 Waller Texas 77484Enjoy the peace and quiet of country living! Just imagine riding your horses in the country! Makes a great location for your home based business with frontage off FM 2920. Prairie View A&M University is just a few miles away. Call Amanda 281-380-5589 more more information or to schedule an appointment. Price is negotiable. Low property taxes!

Tuesday, June 18, 2013

Six former Bank of America Corp. employees have reportedly filed a lawsuit in Massachusetts federal court alleging that the bank deliberately denied loan modifications to eligible homeowners in order to force them into foreclosure.

The former employees, who worked at different bank offices across the U.S. up until last year, claim they were told by upper management to lie to homeowners about the status of their mortgage payments and documents for the purpose of forcing them into foreclosure or getting them to sign modified "in-house" loans at rates of up to 5%, according to a CNBC report.

Friday, May 10, 2013

Why Home Equity Beats Facebook Equity

Facebook’s IPO and subsequent stock value points up a simple truth: It’s easy to get caught up in the notion of getting rich quick. But there’s no surer way to wealth than home ownership.

As Facebook’s IPO approached, it was easy to start traveling down the “what if” path: “What if I had equity in Facebook?!? How rich would I be?”

If my parents had only bought me Berkshire Hathaway stock for my first birthday in 1962, I’d have made some serious money in stock equities.

Alas, they didn’t recognize the hot stock of their era any more than I would recognize the hot stock of mine.

Like most Americans, it’s home equity, not stock equity, that will pad my bank account when I hit the retirement finish line.

About two-thirds of Americans invest in home ownership, but only half of us invest in stocks. (I suspect this is in no small part because we have to make our mortgage payments every month or the bank comes and takes our houses back.)

The fact is, more of us are getting rich by buying and paying off our homes than by picking the next Facebook.

Here are some interesting facts from the National Center for Real Estate Research:

6 in 10 of us have more home equity than stock equity.

One-fifth of Americans’ total net worth is home equity.

Home owners accumulate, on average, $167,000 in their lifetimes, compared to $42,000 for renters.

The median wealth for the poorest American home owners, those earning less than $20,000, is 81 times that of renters with similar income.

In a recent study that took into account falling home prices, buying was still more likely to generate wealth than renting, simply because renters are more inclined to spend instead of save and invest in stocks.

The bottom line is this: Even if renting appears cheaper on a spreadsheet, the forced savings of home ownership leads to wealth more reliably than renting. Many of us simply don’t have the willpower or motivation to save our discretionary income and invest it in stocks.

So unless you’ve got the inside track on the next hot future IPO, keep making your mortgage payments.

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About Me

Amanda Nicodemus has lived in the Spring Texas and surrounding Northwest Houston area for over 20 years. She is passionate about Real Estate! Amanda has helped homeowners avoid foreclosure by selling their homes as a short sale. Amanda works diligently to help homebuyers purchase their dream home. With such low interest rates and plenty of inventory of homes, now is the time to buy! Amanda is not only a Realtor, she's also a real estate investor and will help you understand the process of buying or selling real estate in today's market. Contact Amanda Nicodemus at 281-380-5589 for a free confidential consultation.