Re: looking for anyone that applied online in the 1990's

* ponders whether the interwebbles was even up and running, at least for commercial stuff *

Ah.... the Internet of the mid-90s... I actually was online and remember those days!

Yes, the net was around in 1995-96, but ecommerce had not yet hit the scene. Websites were static and strictly informational rather than dynamic and interactive; all that was provided was information about a company. It wasn't until the late 90s that sites began taking apps online and granting instant approvals.

I remember one of the hottest sites on the net circa 1994-95 was "The Really Big Button That Doesn't Do Anything." It was a site that was exactly like the name... it consisted of a really big button, you could click on it, and it didn't do anything. And yet it was very exciting at the time! A really big button! And it was there for the clicking! Wow!!! -- Oh, how far things have come. On second thought, maybe things haven't come that far; Cap1 has just such a button. However, they label it as "Modify Your Features."

Re: looking for anyone that applied online in the 1990's

i am curious, as i am looking for earliest that one could apply for a card online and get instant approval. was it 1996, or 1995 or even earlier than that?

I applied and was approved for an Applied Bank Card online back in late 1997, and Merrick Bank in mid 1999.

Edited to correct: I'm sure that I got the Applied Card Bank CC in 97, because I checked the date on my reports. But as I've had a chance to think about it, I can't say for certain that the approval was online. I know that the 1999 Merrick Bank card was, but I think that one may have been the earliest online app that I had. And Providian was an instant online approval for certain, in 2000.

* ponders whether the interwebbles was even up and running, at least for commercial stuff *

Ah.... the Internet of the mid-90s... I actually was online and remember those days!

Yes, the net was around in 1995-96, but ecommerce had not yet hit the scene. Websites were static and strictly informational rather than dynamic and interactive; all that was provided was information about a company. It wasn't until the late 90s that sites began taking apps online and granting instant approvals.

I remember one of the hottest sites on the net circa 1994-95 was "The Really Big Button That Doesn't Do Anything." It was a site that was exactly like the name... it consisted of a really big button, you could click on it, and it didn't do anything. And yet it was very exciting at the time! A really big button! And it was there for the clicking! Wow!!! -- Oh, how far things have come. On second thought, maybe things haven't come that far; Cap1 has just such a button. However, they label it as "Modify Your Features."

HAHAHAHAHAHAHAHAHAHAHA tinuviel THAT WAS GOOD!!!

I actually tried that stupid cr@p today and didn't do anything for me!!!

Re: looking for anyone that applied online in the 1990's

I was in college at the time, and opened my first cards starting in '95-'97, but I remember applying on campus via a clipboard in exchange for free t-shirts, plastic steins, and the occasional necessary pen before class.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair
organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or
assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.