Health Insurance Membership

Health insurance is complicated - there is no denying that! There's government legislation, Medicare, Government rebates, Lifetime Health Cover, public patients, private patients, tax penalties, excesses, co-payments, extras and a whole range of other things that make it a complex business.

And to further complicate matters, there is a range of health insurance specific terms and practices that we don't often see when we purchase other insurances. For example, when you join a health fund, you become a contributor or member.

These are just some of the issues those with health insurance must deal with if they are to understand their health insurance cover and make informed decisions about their options and their health fund. In this section we explain some of the basic health insurance concepts. For more information, call a HICA Consultant on 1300 732 757 or contact us online.