Call us on 2530 2530 for more information.Those that rate by the square feet are typically more of a mass market product, designed to simplify the calculation process, as most Hong Kong people know to a square inch the size of their apartment. These products tend to be lower priced than the more traditionally rated products and to have correspondingly more restrictive cover. Eg: no cover for iPhones or iPads etc.

POINTS OF DIFFERENCE

Executive Market

Mid Market

Mass Market

Examples of Home Insurance plans in Hong Kong

Hiscox HomeExec

AXA Captains

MSIG Home Protector

AXA Art

Zurich Deluxe

AXA New Settlers

AIG Prestige

AIG Premium Plus

Examples of Key points of difference

Rating by

Sums Insured

Sums Insured

Square foot area

Cover for Lost cash

HKD75,000

HKD5,000-30,000

HKD3,000-5,000

Cover for Lost/ damaged portable consumer electronics on a 'new for old' basis

Hiscox HomeExec alone provides

Moble phones for example, not covered or capped @ HKD1000 or with HKD2000 + deductible

Moble phones for example, not covered or capped @ HKD1000 or with HKD2000 + deductible

Jurisdiction if sued for negligence

Worldwide (90 days pa in USA for Navigator HomeExec).. Optional add on for AXA Art

Any judgement against you overseas will be reinterpreted according to HK laws

Any judgement against you overseas will be reinterpreted according to HK laws

AXA New Settlers provides free EC and Health/Accident cover for ONE legally employed foreign helper. Others Charge for this

Cover for Home Move

Full cover both locally and internationally, even for artwork bought and shipped to your home / storage

No company of which we are aware provides free international move cover. Some such as the AIG Prestige offer comparable cover to that which you have in your home, but you must provide AIG advance notice.

For those few that provide local move cover they will typically cap the move cover at perhaps HKD100,000