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2. Changes to Universal Credit

Martin said: “I'm one of those whose been ranting about the absolute disaster Universal Credit has been for many of the vulnerable people in this country – they simply haven't got it right and it should never have been introduced if it wasn't right – it's too dangerous and too damaging.

“They are changing it, both the transition process and the in-work allowance.

“What that basically means is that if you're on Universal credit you will now be allowed to earn £1,000 more a year from work before your universal credit starts to decrease.”

He added this should give those affected around £600 a year.

3. First-time buyer discounts

For sale signs

“That's the loan you can get to help with your deposit on new builds,” Martin said.

“Currently many people who aren't first-time buyers have been accessing it.

“For anyone who's bought a house since the last Budget up to £500,000 on shared ownership – and anyone who does in future – you will not be eligible to pay full stamp duty and you will be able to reclaim it if you've paid it in the last year,” Martin said.