Preparing For An Accident: Food Truck Insurance Checklist

When you’re in an auto accident in your food truck, it can be easy to forget what information you need — you’re shaken up and rattled and in many cases wondering how the accident will affect your mobile food business.

To make sure you get all of the proper information from all parties (your insurance company and any other people involved), carry a copy of this food truck insurance checklist in your glove compartment so that you get all the information you need to protect yourself and expedite your insurance claim to assure you are back on the road with your mobile bistro as quickly as possible.

Food Truck Insurance Checklist

Date and time of accident

Accident location (take photos if you have a smart phone with a camera)

Name, address, phone number, and driver’s license number of the driver of the other vehicle

Injuries (for each person)

Name, address, and phone number of each witness

Police department responding, including phone number

Police case number

Police officer’s name

Tickets issued (if any)

Name, address, and phone number of each passenger in your vehicle

Name, address, and phone number of each passenger in the other vehicle

Name, address, phone number, and driver’s license number of the owner of the other vehicle (if different from driver)

The year, make, model, license plate number, and vehicle identification number (VIN) of the other vehicle

The insurance company, insurance agent (name and phone number), and policy number of the other vehicle’s driver

The insurance company, insurance agent (name and phone number), and policy number of the other vehicle’s owner (if different from driver)

We hope this food truck insurance checklist will help you in a time of need. If there are any additional items you feel are important but have been left off our list, please share them via email, Tweet usor share it on our Facebook page.

Richard is an architect by degree (Lawrence Technological University, Southfield, Michigan) who began his career in real estate development and architectural planning. In September of 2010 he created Mobile Cuisine Magazine to fill an information void he found when he began researching how to start a mobile hotdog cart in Chicago. Richard found that there was no central repository of mobile street food information anywhere on the internet, and with that, the idea for MCM was born.