Rancho Cucamonga FHA Loans are available up to $431,250 with just 3.5% down payment. The FHA 2019 Loan Limit for Rancho Cucamonga is $431,250.

Rancho Cucamonga VA Loans are available up to $484,350 with zero down payment. The Rancho Cucamonga VA Loan Limit in 2019 is $484,350. However, Veterans are not limited to the Rancho Cucamonga Loan limit of $484,350 for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Rancho Cucamonga Conforming Loans are available up to $484,350. Rancho Cucamonga Conforming Loans require a minimum of 3% down payment or equity.

The $431,250 is the base loan amount - the Rancho Cucamonga FHA Loan Limit of $431,250 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)

The Seller can pay up to 6% of your closing and settlement costs.

Minimum score for a FHA Home Loan is just 580

You can receive a gift of funds for your down payment and closing costs from Family

FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.

FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Rancho Cucamonga, California:

Active Duty Military and Veterans can both qualify

100% financing up to $484,350

A $600K Rancho Cucamonga Home Purchase would only require $28,913 down payment (4.819%) .

VA Loans require no Mortgage Insurance

VA Loans do require a VAFF (VA Funding Fee), which is usually financed

We are a Nationwide Mortgage Banker. We offer quality mortgage solutions for both residential home purchase, refinance, and streamline.Call today to find out how we are different and what that means to you.

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VanDyk Mortgage is a private company specializing in FHA & VA financing, VanDyk Mortgage Corp is not a government agency.