The Cowry Collective Timebank (CCTB) is a network of people engaged in reciprocal exchange of services, skills, and goods through a timebank where the currency is an hour of time for everyone. Through membership in the CCTB people: create and strengthen community bonds, create economic freedom by providing an alternative means to get needs and desires met, and encourage creativity in redefining self-sufficiency, interdependence and valuation of time. The CCTB introduces a paradigm where members reflect on the available resources in their lives moving from a perception of scarcity and lack to abundance and wholeness.

More to come: The app will be getting even better. No worries. It auto updates on startup!

We believe in Open Innovation! We implement the best ideas of our members and coordinators. This broad based co-production model of networking and development affords us all the best tools for sustaining our local communities!

We believe in removing ALL the barriers to time banking that we can. Access to the hOurworld platform is FREE. It is easy for new members to join and learn, and easy for coordinators to manage and report on their members and activity.

We believe in supporting local diversity while maintaining a central cooperative organization to provide accessible support, training, and communications. We are documenting and teaching these models.

We believe that every member have control over their own privacy and content. We operate on private secure servers and HIPPA compliant data centers where all information is encrypted before going out on the internet.

We believe that time banking is one spoke in a wheel of Movements Moving Together. We foster local community organizations drawing together to create powerful local economies as they integrate CSA, Food Co-op, Buy Local, Transition Town, BALLE, CAP and others. The opportunities are endless!

All the Best from hOurworld

Safari, FireFox and Google Chrome do not always auto refresh content. To see your changes force a page refresh. You could also perform a browser fix:

1. Type about:config into the location bar and press enter
2. Accept the warning message and you will be taken to a list of preferences
3. Locate the preference browser.cache.check_doc_frequency, double-click on it and change its value to 1

Google Chrome

Simply close Chrome, right-click your Chrome shortcut, click Properties, and then in the field labeled Target:, make it look like this:
"...chrome.exe" --disk-cache-dir="C:" --disk-cache-size=N

A service exchange or time bank is a network of individual, organizational and business 'members' that provide services, track and bank their hours and then spend those hours to get their own needs met. A service exchange is NOT a barter network, since nothing is 'exchanged'. One 'member' provides a friendly, neighborly favor to another and records the time they spent doing so.