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Oct 26, 2011

Financial Trick-or-Treat Tips From Bank of Luxemburg

That spooky holiday is quickly approaching! Be sure to stop by your local Bank of Luxemburg branch to pick up a free trick-or-treat bag for the kids. Inside, they’ll find coloring sheets, pumpkin carving advice, trick-or-treat safety tips, savings information for the whole family, and a sweet treat to get you in the Halloween spirit. The bags will come in handy if the little ones are planning to collect some candy!

And for the grown-ups, here are some tricks to avoid and treats to look for when it comes to your finances:

Tricks:

Hidden fees. Some banks -- especially the larger ones – may tack on fees for online banking, getting cash at ATMs, using your debit card and more. Always ask about all fees and potential charges before you decide to open an account with a financial institution. We’ll be happy to talk to you about ways you can save money by using a Bank of Luxemburg account.

Identity theft. If you’re not careful, thieves can easily get access to personal information such as social security and bank account numbers. Visit our Security Information page to recognize common scams and minimize your risk.

Offers to “fix” your credit. Negative accurate information cannot be removed from your credit history. Time and a positive payment history are the only things that will fix your credit report.

Treats:

Local support. Local leadership gives community banks like Bank of Luxemburg the ability to respond to customer needs quickly and appropriately. Shareholders in Northeast Wisconsin own Bank of Luxemburg, so we understand what’s happening in your neighborhood. You can always call us or visit a branch location to bank with someone you know!

An accurate budget. Knowing what you have and what you can spend provides peace of mind. This confidence empowers you to make the best financial decisions for you, your family, or your business. Visit our $mart Banking Information page to learn how you can develop a budget.

Low rates. Our loan and mortgage officers are finding historically low rates for our customers who are able to reconsolidate and refinance. Give us a call to see if this could be an option for you!

We’d love to hear what financial tricks or treats you’ve experienced. Leave us a comment below!

Neat little marketing trick right? Lead off with the word "Fee" so the general public thinks the compensation model is akin to the likes of attorney's or accountants, then add the word "based" after it to cover their tails when these advisors sell you products for commissions!cryptocurrency converter

In order to minimize the risk of bad advice is to quantify in real terms. One of the ways to know if you are receiving value for your financial advice is to measure your return backwards.Best Loans for Bad Credit

Bank of Luxemburg is:Local – Local management and local decision making.Loyal – We are loyal to our customers and the communities we serve.Lasting – Bank of Luxemburg has lasted through all the economic cycles since 1903 and is committed to moving forward as a safe and sound independent community bank.