Individual Retirement Account (IRA)

IRAs are a great alternative or supplement to other employer-sponsored retirement plans such as 401(k)s and 403(b)s. IRAs provide options that can meet your personal tax needs, both now and for the future. Click here to view rates.

Traditional IRA

A Traditional IRA is a tax-advantaged account that allows earnings and deductible contributions to grow tax-deferred. This benefit allows you to avoid paying income taxes on the earnings and deductible contributions to your IRA until you begin taking distributions, usually after retirement.

A Roth IRA allows you to accumulate earnings on a tax-deferred basis and withdraw earnings tax-free for qualified distributions. Unlike a Traditional IRA, contributions to a Roth IRA are not deductible on your federal tax return.

AG Loan Fund is an affiliated entity of AG Financial Solutions, one of the nation’s largest church investment and lending institutions.

SEP IRA

Simplified Employee Pension (SEP) IRAs are an alternative for self-employed individuals and business owners to provide retirement benefits for themselves and their employees. Similar to a Traditional IRA, SEP IRA funds are taxed upon qualified distributions starting at age 59½ and may be subject to penalty for early distributions. Contributions are generally tax-deductible.

This is not an offering to sell securities referred to herein. The offering is made only by the Offering Circular which includes risk factors. An investment in AG Loan Fund involves certain risks that other investment options may not have. Not all risks can be quantified or compared to other investments. You should carefully evaluate all the risks in assessing the potential benefit of the various investments. The Offering Circular may be obtained by clicking here.

Not FDIC or SIPC Insured. Not a Bank Deposit. No AG Financial Solutions Guarantee.

Roth and traditional IRA contribution limits

Age 49 and Under

2018

100% of compensation, up to $5,500

2019

100% of compensation, up to $6,000

Age 50 and Older

2018

100% of compensation, up to $6,500

2019

100% of compensation, up to $7,000

2018

2019

Age 49 and Under

100% of compensation, up to $5,500

100% of compensation, up to $6,000

Age 50 and Older

100% of compensation, up to $6,500

100% of compensation, up to $7,000

Roth IRA MAGI Phase-out Ranges

Single Individuals or Head of Household

2018

$120,000 – $135,000

2019

$122,000 – $137,000

Married, Filing Jointly

2018

$189,000 – $199,000

2019

$193,000 – $203,000

Married, Filing Separately

2018

$0 – $10,000

2019

$0 – $10,000

2018

2019

Single Individuals or Head of Household

$120,000 – $135,000

$122,000 – $137,000

Married, Filing Jointly

$189,000 – $199,000

$193,000 – $203,000

Married, Filing Separately

$0-$10,000

$0-$10,000

Traditional IRA MAGI Limit for Partial Deductibility

Traditional IRA MAGI Limit for Partial Deductibility (Single Individuals or Head of Household)