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Terms of use

Please read these conditions carefully before using this website (the "Site").

In these conditions "we", "us" and "our" means
Barclays Bank PLC and "you" means the person using the Site.

These conditions govern your use of the Site and by accessing the Site you agree to be bound by them.

Please note that all Barclaycard products and services are subject to separate conditions which govern their use.

We may change these conditions at any time without notice.

Use of Site

We may in our sole discretion terminate your access to or use of the Site for any reason, including without
limitation where we believe you have not acted in accordance with these conditions.

Copyright

The entire design and content of this Site is the copyright of Barclays Bank PLC and all rights are reserved.
The information on it is for your personal use only. You may not download, reproduce, transmit or modify any
part of the Site without our prior written permission. You may only print out parts of this Site for your own
personal use. All trade marks, including the Barclaycard and the Barclaycard logo marks, brand and trade names,
logos and designs used on this Site are the intellectual property of Barclays Bank PLC.

Third Party Products and Services

This Site may also contain some material provided by third parties and we accept no responsibility or
liability for the accuracy of that material.

Where we provide links or refer to other people's sites we are not endorsing their products or services.
Your use of these links is entirely at your own risk and we accept no responsibility or liability for the content,
use or availability of these sites or for any loss or damage, however arising, suffered as a result of their use.
We have not verified the truth or accuracy, and give no guarantees regarding, the correctness of the content of such
web-sites.

You may not link any other website to this Site or provide a link from this Site to another website without obtaining
our prior written consent.

No Warranty

We have taken all reasonable care to ensure that the information provided on this Site is accurate.
However we give no warranties or undertakings, of any kind, express or implied, as to its accuracy,
timeliness or completeness.

Opinions and any other contents on this Site are provided by us for personal use and informational
purposes only and are subject to change without notice.

Nothing contained on the Site constitutes investment, legal, tax or other advice and is not to be
relied on in making a decision. You should obtain relevant and specific professional advice before
making any decision.

No Liability

We will not be liable for any damages or any direct or indirect loss of any kind in connection with your use of,
access to, or inability to use, the Site or any failure or delay by us or our third party providers in performing
our obligations. For the avoidance of doubt, this includes any loss of profit, income or business opportunity howsoever
caused together with any loss arising from any computer virus or system failure.

We may modify, withdraw or suspend the Site or any part of it, temporarily or permanently, without notice at any time.
We will not be liable to you or to any third party for any such modification, suspension or discontinuance of the Site.

Keeping your log in details secure

It is your responsibility to ensure that you do not share, disclose or in anyway compromise any membership numbers,
passwords, pass codes or memorable words. Please ensure that you do not write details down and always take
care when entering details to ensure you are not being overlooked.

Privacy Policy

Governing Law

English law governs these conditions and you agree that the English Courts shall have exclusive
jurisdiction to determine any matter or dispute arising out of this site and these conditions.

This Site is directed solely for access from the UK. If you choose to access this Site from other locations
it is your responsibility to comply with all applicable local laws.

Lending Code

Barclays Bank PLC subscribes to the Lending Code. For further information and a copy of the Lending Code please visit the Lending Standards Board website.

The Electronic Commerce Directive

Barclays Bank PLC complies with the Electronic Commerce Directive.

The following applies to all transactions that are carried out with Barclays electronically.
Company name: Barclays Bank PLC
Registered office: 1 Churchill Place, London E14 5HP
Regulated by: The Financial Conduct Authority and the Prudential Regulation Authority

Dealing With Your Complaints

We are committed to providing a high standard of service at all times. If you wish to lodge a complaint about
any written communication or the service you have received, you may do so in person, in writing, by post,
e-mail or telephone.

Security

Some customers have been receiving an email claiming to be from Barclays advising them to
follow a link to what appears to be a Barclays website, where they are prompted to enter confidential information.

Barclays is in no way involved with this email and the website does not belong to us.

Barclays does not send emails to customers requesting security or any other confidential information.
Please do not reply to any such emails or follow any links to web sites claiming to be Barclays.

If you think that you've received a fraudulent email that looks like it's from Barclays,
please delete them immediately - do not respond to them.

Other security alerts

Fraudsters are claiming to be working for Visa and have emailed Visa cardholders in tricking them to
provide their ATM/Debit Card number and PIN.

This email is not from Visa and is an unauthorised website. Do not enter your personal details.

This issue is currently under investigation and necessary action will be taken in order to close this
website down.

No card company will ever make unsolicited contact with customers asking for card information or PINs.

For call charge information, please consult your local telecommunications provider.
Calls may be monitored or recorded for security and quality purposes.

By clicking on a link with this icon, you're leaving a Barclaycard site and entering a website that's owned and
operated by a 3rd party, where you will be subject to their website's terms and conditions.