Aggregation of Life Cycle Impact Assessment Data and Generation of Life Cycle Impact Assessments and Scoring - Aggregation of life cycle impact assessment data and generation of life cycle impact assessment and scoring for goods and/or services or for components of goods and/or services are provided. Life cycle inventory data for components of goods and/or services are validated and audited to determine their available use in the generation of life cycle impact assessments for the goods and/or services. Life cycle impact assessments (LCIA) and LCIA scores are generated for each component or phase of production, use or disposal of a given good and/or service. LCIAs and LCIA scores for each component or phase are aggregated together and composite LCIAs and LCIA scores are generated for the good and/or service. The generated LCIAs and LCIA scores may be exposed to consumers, and the LCIAs and LCIA scores may be updated periodically as required to account for changes in LCI data for the scored good and/or service.

2013-03-14

20130066673

Adapting thresholds - Promoting a candidate content item included in a plurality of content items is disclosed. A plurality of user reputation scores is received. For the candidate content item in the plurality of candidate content items, a content reputation score is determined based at least in part on a portion of the received user reputation scores. A determination of whether to promote the candidate content item is made based at least in part on the content reputation score and a dynamically adjusted threshold. The candidate content item is promoted if it is determined that the candidate content item should be promoted.

2013-03-14

20130066674

MARKETPLACE FOR TIMELY EVENT DATA DISTRIBUTION - Delivering data. A method includes determining a relative monetary value of data, with respect to time, at a particular point in time. The method further includes based on the determined monetary value providing the data to a set of one or more end user consumer devices for consumers correlated to the monetary value.

2013-03-14

20130066675

DUAL-PURPOSE AUTOMATED SYSTEM THAT PROVIDES A CONSUMER INTERFACE AND A CLIENT INTERFACE - The current application discloses a dual-purpose automated system and related methods for collecting consumer data by providing a product-and-services consumer recommendation service and using the collected data to provide market research and analyses to clients. The consumer recommendation service assists consumers in evaluating and choosing particular products and services from among certain available and/or hypothetical products and services and, during operation, electronically stores information obtained from consumer interactions with the consumer recommendation service that is used as a basis for providing market-research data and analyses to retailers, manufactures, and other clients.

2013-03-14

20130066676

SYSTEMS AND METHODS OF ENHANCING LEADS - A client transmits one or more lead records to a lead enhancement module that is configured to enhance the received lead records and return enhanced lead records to the client. The lead enhancement module may return a contactability score for each lead record, indicating a likelihood that the individual identified in the lead may be contacted using the contact information provided in the lead record and/or additional contract information located by the lead enhancement module. The lead enhancement module may also receive additional data items associated with leads from one or more data sources. Additionally, statistical models that may be customized for each client may be applied to information associated with lead records in order to determine one or more propensity scores for each of the lead records, where a propensity score indicates a likelihood that an individual will take a particular action, such as purchasing particular goods or services.

2013-03-14

20130066677

SYSTEM AND METHOD FOR MEDIA AND COMMERCE MANAGEMENT - A system and method for media and commerce management is disclosed herein. The system includes a user interface, a customer overview module accessible through the user interface and configured to allow a user to manage customers, a search module accessible through the user interface and configured to allow the user to search for one or more of orders, customers, contacts, activities, leads campaigns, and opportunities, an activities module accessible through the user interface and configured to allow the user to manage tasks, an opportunities module accessible through the user interface and configured to allow the user to track potential opportunities for sales, a campaign module accessible through the user interface and configured to allow the user to create and manage plans to generate sales, and a leads module accessible through the user interface and configured to allow the user to manage potential customers.

2013-03-14

20130066678

METHOD AND SYSTEM FOR DEMAND MODELING AND DEMAND FORECASTING PROMOTIONAL TACTICS - According to some embodiments, a system and method includes receiving historical data of promotional offers associated with a product or service, the promotional offers including at least one tactic effect; receiving a request to forecast a demand for the product or service, the request including an indication of a promotional offer tactic effect; generating a demand forecast including a tactic lift for the requested promotional offer tactic effect, the demand forecast based on the at least one tactic effect contributing to the demand for the product or service; and providing an output of the generated demand forecast

2013-03-14

20130066679

USING EVENTS DATA - A computer device receives a list of events, and generates possible outcomes of the events. Each one of the possible outcomes indicates which ones of the events occur and which ones of the events do not occur. The computer device receives a request for forecast information for an item associated with two or more of the events. The computer device further retrieves data, from the possible outcomes, for the item. The computer device generates the forecast, for the item, based on the data. The computer device also uses the forecast to generate a plan to provide or to provide the item or a product associated with the item.

2013-03-14

20130066680

METHOD AND SYSTEM FOR SELECTING A SYNCHRONOUS OR ASYNCHRONOUS PROCESS TO DETERMINE A FORECAST - In accordance with embodiments, there are provided mechanisms and methods for selecting a synchronous or asynchronous process to determine a forecast. These mechanisms and methods for such synchronous/asynchronous process selection can enable embodiments to determine forecasts for multiple users (e.g. with hierarchical relationships, etc.) over an arbitrary time interval. The ability of embodiments to provide forecasts that involve such a large amount of data in an effective way can enable forecasting that was otherwise infeasible due to resource limitations.

2013-03-14

20130066681

Real-Time Survey Activity Monitor - Exemplary embodiments are directed to generating temporal indicators with respect to web-based survey responses. Exemplary embodiments identify quantity information and temporal information associated with responses to a web-based survey. The temporal indicator is generated based on the quantity information and the temporal information.

2013-03-14

20130066682

METHOD AND SYSTEM FOR DYNAMIC GEOSPATIAL MAPPING AND VISUALIZATION - A computer-implemented method for acquiring geospatial data, compiling the geospatial data and providing and interactive visual representation of the geospatial data based on user input is provided. The method acquires and evaluates geospatial data vendors providing historical geospatial data under multiple categories. The categories comprise national variables, metro market datasets, monthly/quarterly datasets, and all national property datasets. The method compiles variables from the acquired and evaluated geospatial data into individual geospatial datasets. The method loads a twenty four month geospatial forecast with statistical confidence based on mathematical processes performed on the individual geospatial datasets by a predictive engine. A user-defined, ranked or tiered weighted search comprising multiple choices is provided to the user for generating geospatial maps. The geospatial maps generated from the geospatial forecast are visually represented as heat maps. Further more, the user accesses all spatial boundary information using a spatial slider.

2013-03-14

20130066683

BUSINESS TO BUSINESS DYNAMIC PRICING SYSTEM - Methods and systems are disclosed for analyzing products. An embodiment provides a method. In one implementation, a method includes but is not limited to identifying a weak attribute of a component in the product; and generating a recommendation related to the weak attribute of the component. In addition to the foregoing, other aspects are described in the description, claims, and drawings that form the present disclosure.

2013-03-14

20130066684

DYNAMIC BANDWIDTH ALLOCATION - According to the invention, a content delivery network (CDN) for delivering content objects from a content provider to a recipient is disclosed. The CDN includes a dynamic pricing engine and a second web location. The dynamic pricing engine is coupled to a first web location. The first web location, which is associated with a content provider, allows the recipient to order a content object. The delivery quote is solicited by the first web location for delivering a content object one or more times. The second web location delivers the content object to a recipient system of the recipient. The second web location is associated with the dynamic pricing engine. The dynamic pricing engine automatically produces the delivery quote, which is affected by at least one of the content object or a web location of the recipient system.

2013-03-14

20130066685

SYSTEMS AND METHODS FOR MANAGING BUSINESS PROCESSES IN AN ENTERPRISE - A method for managing a business process in an enterprise includes executing a business process model, wherein executing the business process model comprises generating a plurality of business level messages associated with business level tasks, generating one or more system level messages associated with system level tasks to be performed by one or more enterprise subsystems, wherein the one or more system level messages are in a common format that is accessible by the one or more enterprise subsystems, and broadcasting the one or more system level messages over a communication channel communicably coupling the plurality of enterprise subsystems. A system includes a communication channel carrying system level messages in a generic format, a plurality of business subsystems communicably coupled to the communication channel, adapters operable to translate messages from the generic format into associated business subsystem specific formats and vice versa.

SYSTEM AND METHOD FOR MEASURING AND MANAGING INNOVATION PERFORMANCE - A system and method of measuring innovation performance comprises creating a performance record on a network device, wherein the performance record is stored in a memory. The performance record includes a plurality of life cycle stages and perspective factors for each life cycle stage. One or more performance goals and associated key performance indicators (KPIs) and corresponding values are retrieved for performance participants. The KPIs and corresponding values are associated with one or more corresponding perspective factors and/or life cycle stages. The retrieved KPIs and corresponding values are compiled and then displayed in a customizable dashboard report in association with the performance record.

2013-03-14

20130066688

REGULATING DRIVER VEHICLE INPUT CHOICES IN FOR-HIRE VEHICLES - Sensors are deployed within a for-hire vehicle (taxi, limousine, or shuttles, for example) to measure changes in the environment of the for-hire vehicle. The sensors transmit data to a computing system that processes the data to determine the severity of the change in the environment. The aggregate of the severity of the data is used to determine if remedial action should be taken against the driver or owner/operator of the for-hire vehicle. Remedial action may include issuing a citation, fining the driver, or disabling a meter located within the for-hire vehicle. In some embodiments, venues (hotels, airports, nightclubs, or entertainment venues, for example) may restrict the ability of for-hire vehicles to pick up passengers where the aggregate of the severity of the data indicates the drivers may be engaging in careless, reckless or overly negligent driving behavior.

2013-03-14

20130066689

TRANSIT ACCOUNT MANAGEMENT WITH MOBILE DEVICE MESSAGING - Embodiments of systems, methods, and machine-readable media are disclosed for enabling the management of a transit user account of a transit system with a mobile device. Embodiments of a transit system utilizing such transit user accounts are also disclosed. Embodiments for enabling a mobile device to manage a transit user account can include receiving an identification code of a fare media and receiving contact information of the mobile device. The transit user account, which can be used in transactions of the transit system associated with the fare media, can be created using user information and a passcode. Additionally, the mobile device can be authenticated by sending at least one message to the mobile device and receiving at least one message from the mobile device.

2013-03-14

20130066690

CAR PARK CONTROL SYSTEM USING A THIRD-PARTY SYSTEM - A parking lot control system using a third-party system, having at least one transmitting device emitting an entry ticket including first and second sets of reading data, the first set of data being read by the third-party system which emits an exit password upon fulfillment of parking lot exit conditions. The control system also includes: a processing unit which communicates with the third-party system in order to receive the exit password therefrom, and at least one exit validation device which receives the exit password from the processing unit and reads the first and/or second set of data on the entry ticket in order to allow the release of vehicles having a ticket corresponding to the exit password generated by the third-party system. If no exit password is received, the validation device can operate redundantly in order to allow the release of vehicles meeting the exit conditions.

2013-03-14

20130066691

METHODS AND SYSTEMS FOR PERFORMING REDIRECTS TO A SEARCH ENGINE - The present invention is related to methods and systems for processing search requests and for performing searches over a network. In an embodiment, a recipient designation is received from a user over a network. The designation indicates that future searches performed by the user are to be associated with the recipient (even if the subject matter of the search is not related to the recipient). A search request is received from the user; causing a search to be performed in response to the search request. An identifier corresponding to the recipient is stored in association with an indication regarding the occurrence of the first search request.

2013-03-14

20130066692

SYSTEMS AND METHODS FOR AUTOMATED MASS MEDIA COMMERCE - Systems and methods for implementing point of advertising purchasing include using mass media publications configured for or containing service, product or vendor transmittable signals, such as from radio frequency identification tags. In a preferred arrangement, a consumer perceiving an advertisement of the mass media publication may activate a reader in a portable communications device, such as a smart mobile or cellular phone, to receive information from the radio frequency signal associated with the advertisement to identify a vendor, product or service associated with the radio frequency identification. The smart mobile phone or communications device of the consumer may communicate with a system of a vendor across a network to order a product or product information from a system of the vendor over the network by using the information from the radio frequency identification.

2013-03-14

20130066693

CROWD-SOURCED QUESTION AND ANSWERING - In a crowd-sourced question answering system, the user is allowed to provide clarifying information to eliminate some of the most probable solutions or answers. This allows the user to find less common solutions to a query.

2013-03-14

20130066694

Online Auction System with Random Rebate - An online auction system with a random rebate includes a computer having a processor, memory storing programming, and input, the computer being in network communication with the internet. The processor executes programming to receive auction item, rebate range, pool closure time, and auction time data from the computer input. The processor receives bidder registration data until pool closure, a predetermined fee, and bids from registered bidder until auction time expiration. The processor determines the highest bidder upon auction time expiration and notifies the highest bidder to make payment. A random rebate percentage is determined and sent to the bidder. Operation of the auction system enables a seller to receive a predetermined amount of auction registration fees and a winning bid amount less the random rebate. A buyer is able to purchase an auction item for less than market value and also receive a randomly assigned rebate.

2013-03-14

20130066695

SOCIAL NETWORKING AFFILIATE ADVERTISING REWARDS SYSTEM - An electronic affiliate marketing system is disclosed that functions as a social networking affiliate advertising rewards (SNAARE) system in which rewards are provided to affiliates for selectively referring potential customers including social networking contacts, to a merchant's web site that allows the affiliate to selectively push multiple offers from one or multiple merchants and/or advertising/marketing firms (i.e., Groupon, Living Social, Amazon, etc. . . . ) to multiple parties and be paid rewards for all referrals that are derived from the initial referral. The electronic affiliate marketing system may optionally include a rating system for rating various parties based upon their previous purchasing history.

2013-03-14

20130066696

SYSTEM AND METHOD FOR TARGETING CUSTOMERS WHO INVITE OTHER CUSTOMERS TO A BUSINESS - A system and method is disclosed for rewarding subscribed users who invite other users to a business establishment. On receiving an indication that a subscribed user of a social group is at a business establishment, a message is sent to a plurality of users of the social group announcing that the user is at the business establishment. On receiving one or more signals, within a predetermined period, that one or more of the plurality of users entered into a purchase transaction with the business establishment, an offering is sent to the subscribed user.

2013-03-14

20130066697

METHOD AND APPARATUS FOR WORD OF MOUTH SELLING VIA A COMMUNICATIONS NETWORK - A selling method and system that allows individuals or groups to interactively select associate products and services with their online presence in exchange for the online service, as part of an online service, or for some reward, monetary or otherwise. Individuals or groups select products and services from a pool of partner e-commerce retailers or import them from their purchasing histories based on personal preference and may use them as a means of expression for their online audience as part of an online service. This provides e-commerce retailers with self-selected targeted marketing and referral selling to affinity groups, the online version of word of mouth selling. E-commerce retailers share revenue and pay for referrals that occur via this word of mouth selling framework. Online services that have any form of user identity within the context of a larger audience may utilize this form of user based referral selling as a revenue generating tool.

2013-03-14

20130066698

AUTOMATIC REBATE GENERATION - A system is provided comprising: a mobile device including an application to obtain purchase information from a physical receipt, wherein the purchase information includes a product identification and a purchase price; a monitoring server designed to receive the purchase information from the application on the mobile device, correlate the purchase information with a retailer, retrieve a retailer purchase protection policy associated with the retailer, wherein the retailer purchase protection policy contains limitations under which a credit can be authorized, monitor a current price for a product identified by the product information, and, when the current price for the product drops below the purchase price and the limitations of the retailer purchase protection policy have not been violated, send the purchase information to the retailer with as request for a credit.

2013-03-14

20130066699

SYSTEMS AND METHODS FOR PROVISIONING REBATE INSTRUMENTS - A promotional rewards system processes data from transactions with consumers, some of which qualify for rebates. Qualified rebates are remitted to the consumer through a first value instrument, such as a widely accepted debit card account. The consumer can expend the rebate according to terms of use of the first value instrument issuer, typically in incremental amounts within a maximum period of time. Upon reaching an expiration date, or by another process such as when reaching a minimum balance or when requested by the consumer, at least part of a residual value associated with the account of the first value instrument issuer is applied to issue a second value instrument that can have different and potentially more restrictive terms of use, such as an in-store value card or a discount coupon. In this way, the residual value and its promotional effect are not lost.

2013-03-14

20130066700

GROUP TRANSACTION PROCESSING USING A SOCIAL STREAM - A user provides an input to a public stream system indicating that the user desires to conduct a transaction (such as a sale, renting a piece of equipment, etc.). The system identifies a group of other users that may wish to participate in the transaction, and at some point, informs those users of the opportunity to participate in a group transaction. Offers for the group transaction are identified and made available to the users and user acceptance of, and commitment to, the offer is tracked. Incentives can optionally be provided to one or more members of the group.

2013-03-14

20130066701

System and Method for Targeted Marketing and Consumer Resource Management - Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers. An example system and method for targeted marketing comprises collecting transaction data from point-of-sale (POS) terminals and using a consumer identifier in the transaction data to access stored information about the consumer. This information may be used to target offers and advertisement to the consumer. In an example system for consumer resource management, a consumer may configure a consumer account on the enterprise infrastructure via a web-site. The consumer may use the consumer account to purchase and configure gift cards that may be used for purchasing goods and services. A universal transaction identifier may be associated with the consumer account and used to purchase goods and services from more than one selected goods and services providers.

2013-03-14

20130066702

Private Label Promotion Card System, Program Product, and Associated Computer-Implemented Methods - Embodiments of the present invention provide a private label promotion card as a bank product, being issued and managed by the bank and using an open payment network for purchase authorization and payments. A bank computer processes activation information for a promotion card and receives funds into an account at the bank on behalf of a retailer for payment for the promotion card, perhaps at a discount to a customer value of the promotion card. The bank computer authorizes purchase requests to use one or more activated promotion cards as payment for a consumer purchase from the retailer via an open payment network and transfers funds to the open payment network to satisfy the authorized consumer purchase. Upon expiration, the bank computer sweeps the account of the remaining value for expired promotion cards to thereby establish a credit for the bank.

2013-03-14

20130066703

SYSTEMS AND METHODS WHEREIN A CENTRAL HUB SELECTS OFFERS BASED ON PRODUCT INFORMATION FROM ENTERPRISE DATA MANAGEMENT SYSTEMS - According to some embodiments, a central hub may establish a preference profile associated with a user, and the preference profile may include, for example at least some information not provided by the user. Catalogue data may then be exchanged between the central hub and a first and second retailer that store product information in association with a enterprise data management systems. The central hub may receive user information associated with the user (including location information) from a remote user device. Based on (i) the user information, (ii) the catalogue data from the first and second retailers, and (iii) a set of business rules established at the central hub, an offer may be selected and information about the selected offer may be transmitted to the remote user device.

2013-03-14

20130066704

SHOPPING SYSTEM AND METHOD OF PROVIDING SAVINGS USING THE SAME - A savings system that utilizes a website on a server having an administrator that is implemented over an electronic network. The website has software that is able to electrically communicate with a plurality of consumers, product and service provider databases, and product manufacturer databases. Each of the plurality of consumers receive a card that provides consumer information to a database that is communicated to the website and based on the activity of the plurality of consumers or team of consumers savings and discounts are provided to an account.

2013-03-14

20130066705

METHODS AND SYSTEMS FOR PROCESSING AND DISPLAYING ADVERTISEMENTS OF VARIABLE LENGTHS - A cost-per-second (CPS) based technology for Internet advertising is introduced. In one embodiment, the systems and methods described herein improve efficiency and efficacy of Internet based advertisements. Efficiency is improved by making advertisements relevant to the user; decreasing loss or waste in advertisement space and opportunity for the publisher; and displaying advertisements only for an appropriate duration and being charged according to actual duration for the advertiser. In embodiments, the cost for a certain branding effect can be measured and used with higher accuracy. In embodiments where multiple advertisements are shown simultaneously or at various timings, the technology introduced here provides unique bidding models to allow an advertiser to bid for advertising space, of an advertisement display. The bidding models incorporate bidding based on CPS, a function of CPS and cost-per-click, effective CPS, etc. Conversion models for comparing advertising schema using traditional and newly introduced models are also disclosed.

2013-03-14

20130066706

Tracking Effects of an Ad Impression on Other Activity in a Social Networking System - Effects of content communications propagated to users of a social networking system may be tracked and measured by the social networking system. Identifiers of content presented to a user within a time period prior to an action performed by the user are recorded in a first label object associated with the action. The action performed by the user generates new content to be presented to other users. The identifiers of the new content and the first label object are recorded in new label objects associated with actions performed by the other users subsequent to viewing the new content. Various metrics may be determined by analyzing the label objects associated with actions performed by users of the social networking system, including virality, reach, and identifying users that share a particular content item.

2013-03-14

20130066707

METHODS AND SYSTEMS FOR TRACKING AD RELEVANCY USING USER INTERACTION - A cost-per-second (CPS) based technology for Internet advertising is introduced. In one embodiment, the systems and methods described herein improve efficiency and efficacy of Internet based advertisements. Efficiency is improved by making advertisements relevant to the user; decreasing loss or waste in advertisement space and opportunity for the publisher; and displaying advertisements only for an appropriate duration and being charged according to actual duration for the advertiser. In embodiments, the cost for a certain branding effect can be measured and used with higher accuracy. In embodiments where multiple advertisements are shown simultaneously or at various timings, the technology introduced here provides unique bidding models to allow an advertiser to bid for advertising space, of an advertisement display. The bidding models incorporate bidding based on CPS, a function of CPS and cost-per-click, effective CPS, etc. Conversion models for comparing advertising schema using traditional and newly introduced models are also disclosed.

2013-03-14

20130066708

ONLINE ADVERTISING SYSTEM AND A METHOD OF OPERATING THE SAME - The invention relates to an online advertising system comprising an activity determining module configured to determine, via a channel setup module, browsing activity on a web page comprising the channel setup module; a content database storing content associated with a plurality of web pages comprising channel setup modules; and an advertising server configured, at each determination of browsing activity on the web page, to determine whether recent content from the web page is substantially stored in the content database, wherein if the recent content from the web page is substantially stored in the content database, the advertising server is configured to serve an advertisement to the web page. The advertisement served advantageously selected after operation of a forward matching module and a reverse matching module to that the advertisement served is contextually relevant to the web page. The invention also relates to a method of operating the online advertising system.

2013-03-14

20130066709

METHOD OF AND SYSTEM FOR DETERMINING CONTEXTUALLY RELEVANT ADVERTISEMENTS TO BE PROVIDED TO A WEB PAGE - The invention relates to a method, and associated system, of determining contextually relevant advertisements to serve to a web page, the method comprising steps of providing a content database of content associated with web pages; storing keywords having bids associated therewith, the keywords being associated with advertisements; storing a plurality of advertisements associated with different keywords and/or advertisement-keyword combinations; analysing a web page and extracting prominent terms therefrom; comparing each extracted prominent term with keywords stored in the keyword database and/or advertisement-keyword combinations to determine and store a relevance score for each identified keyword; searching all content stored in the content database for each identified keyword having active bids, assigning and storing further relevance scores to identified keyword respectively in terms of a relevance to the content stored in the content database; and using the stored relevance scores for the identified keywords to select advertisements to serve the web page.

2013-03-14

20130066710

INCLUDING CONTENT ITEMS IN ADVERTISEMENTS - Generating an advertisement unit is disclosed. A selection of one or more content items is received. Each of the content items has an associated quality score. A representation of at least one of the content items is included in a generated advertisement. The advertisement also includes, for each included content item, an associated link configured to, when activated by a viewer of the advertisement, direct the viewer to an instance of the respective included content item.

2013-03-14

20130066711

Understanding Effects of a Communication Propagated Through a Social Networking System - Effects of content communications propagated to users of a social networking system may be tracked and measured by the social networking system. Identifiers of content presented to a user within a time period prior to an action performed by the user are recorded in a first label object associated with the action. The action performed by the user generates new content to be presented to other users. The identifiers of the new content and the first label object are recorded in new label objects associated with actions performed by the other users subsequent to viewing the new content. Various metrics may be determined by analyzing the label objects associated with actions performed by users of the social networking system, including virality, reach, and identifying users that share a particular content item.

2013-03-14

20130066712

METHOD AND SYSTEM FOR SERVING ADVERTISEMENTS BASED ON VISIBILITY OF AD-FRAMES - Introduced is a method for presenting online advertisements based on a visibility of an advertisement (ad) spot in online content. The method includes determining ad spots that are visible or at least a substantial portion of the ad spots that are visible for a pre-defined duration, and serving advertisements in those ad spots. The method includes auctioning only the selected ad spots to the advertisers. Another method for measuring effectiveness of an ad creative is disclosed. The effectiveness of an ad creative is measured using a metric, such as an engagement rate of the ad creative. The engagement rate is determined as a ratio of a number of users that responded to the ad creative to a total number of users to whom the ad creative was served, wherein number of users who responded to the ad creative is a function of response score of the ad creative.

2013-03-14

20130066713

METHODS AND SYSTEMS FOR PROCESSING AND DISPLAYING ADVERTISEMENTS OF VARIABLE LENGTHS - A cost-per-second (CPS) based technology for Internet advertising is introduced. In one embodiment, the systems and methods described herein improve efficiency and efficacy of Internet based advertisements. Efficiency is improved by making advertisements relevant to the user; decreasing loss or waste in advertisement space and opportunity for the publisher; and displaying advertisements only for an appropriate duration and being charged according to actual duration for the advertiser. In embodiments, the cost for a certain branding effect can be measured and used with higher accuracy. In embodiments where multiple advertisements are shown simultaneously or at various timings, the technology introduced here provides unique bidding models to allow an advertiser to bid for advertising space, of an advertisement display. The bidding models incorporate bidding based on CPS, a function of CPS and cost-plus-click, effective CPS, etc. Conversion models for comparing advertising schema using traditional and newly introduced models are also disclosed.

2013-03-14

20130066714

METHODS AND SYSTEMS FOR AN INTEGRATED AD CAMPAIGN IN SOCIAL MEDIA - A cost-per-second (CPS) based technology for Internet advertising is introduced. In one embodiment, the systems and methods described herein improve efficiency and efficacy of Internet based advertisements. Efficiency is improved by making advertisements relevant to the user; decreasing loss or waste in advertisement space and opportunity for the publisher; and displaying advertisements only for an appropriate duration and being charged according to actual duration for the advertiser. In embodiments, the cost for a certain branding effect can be measured and used with higher accuracy. In embodiments where multiple advertisements are shown simultaneously or at various timings, the technology introduced here provides unique bidding models to allow an advertiser to bid for advertising space, of an advertisement display. The bidding models incorporate bidding based on CPS, a function of CPS and cost-per-click, effective CPS, etc. Conversion models for comparing advertising schema using traditional and newly introduced models are also disclosed.

2013-03-14

20130066715

METHODS AND SYSTEMS FOR TIME-VARIABLE CPS BASED ON USER INTERACTION WITH ADVERTISEMENT - A cost-per-second (CPS) based technology for Internet advertising is introduced. In one embodiment, the systems and methods described herein improve efficiency and efficacy of Internet based advertisements. Efficiency is improved by making advertisements relevant to the user; decreasing loss or waste in advertisement space and opportunity for the publisher; and displaying advertisements only for an appropriate duration and being charged according to actual duration for the advertiser. In embodiments, the cost for a certain branding effect can be measured and used with higher accuracy. In embodiments where multiple advertisements are shown simultaneously or at various timings, the technology introduced here provides unique bidding models to allow an advertiser to bid for advertising space, of an advertisement display. The bidding models incorporate bidding based on CPS, a function of CPS and cost-per-click, effective CPS, etc. Conversion models for comparing advertising schema using traditional and newly introduced models are also disclosed.

2013-03-14

20130066716

SENTIMENT-TARGETING FOR ONLINE ADVERTISEMENT - The various embodiments described in the present disclosure, in at least one aspect, relate to computer-implemented methods of online advertisement. In one embodiment, a method includes, in response to receiving a request for an ad to be provided to a user in an online session, identifying a plurality of ads as candidates for consideration, determining one or more sentiments of a content of the online session, and ranking the plurality of identified ads based at least in part on (i) a correlation between the content of the online session and a content of each identified ad, and (ii) a correlation between the one or more sentiments of the content of the online session and the content of each identified ad.

METHOD, SYSTEM AND COMPUTER READABLE MEDIUM FOR FACILITATING A TRANSACTION BETWEEN A CUSTOMER, A MERCHANT AND AN ASSOCIATE - A method and system for facilitating a transaction between at least one user, at least one merchant, at least one associate is provided. The method includes the steps of the associate processing device transferring into the user processing device a first merchant link for a first merchant Web site on a first merchant processing device. The first merchant link is framed with associate information. The user selects the first merchant link. The associate processing device transfers into the user processing device information regarding a first product from the first merchant Web site. The user selects the first product to purchase. The user provides purchase information for purchasing the first product. The user processing device transfers the purchase information to the associate processing device. The associate processing device adds promotional information to the purchase information responsive to the user identification value. The associate processing device transfers the promotional information and the purchase information to the merchant processing device.

2013-03-14

20130066719

DETERMINING ADVERTISEMENT PREFERENCES - Selecting an advertisement is disclosed. A preference event associated with a first advertisement is received from a first user. A quality score for the first advertisement is determined based at least in part on the received preference event. An advertisement fulfillment request is received. The request is responded to by selecting an advertisement based at least in part on the quality score of the first advertisement.

2013-03-14

20130066720

Method and System of Providing Information to an Occupant of a Vehicle - Providing information to an occupant of a vehicle. At least some of the illustrative embodiments are methods including: identifying an occupant of a vehicle, the identifying creates an indicia of occupant identity; determining an identity of the vehicle, the determining creates an indicia of vehicle identity; tracking location of the vehicle when occupied by the occupant; and providing information to the occupant, the information selected based on the indicia of occupant identity, the indicia of vehicle identity, and/or the locations of vehicle when occupied by the occupant.

SYSTEM AND METHOD FOR PROVIDING ADVANCED AND REAL TIME MOBILE MARKETING VIA SMS - The present invention generally relates to mobile marketing techniques. Specifically, this invention relates to a system and method for providing advanced and real time (or near real-time) mobile marketing means through SMS messages. Numerous methods are described herein for the provision of and functionalities provided by one or more mobile marketing networks.

2013-03-14

20130066723

MANAGING PAYMENT FOR SPONSORED CONTENT PRESENTED TO MOBILE COMMUNICATION FACILITIES - A system and method for targeted delivery of advertising of a first or second sponsor to a plurality of cellular phones of a first or second type by way of a competitive bid auction process includes (a) receiving a credit card datum from a credit card provider; (b) presenting to the first and second sponsor data corresponding to (1) the credit card datum and (2) the first type and the second type of cellular phone; (c) receiving from each sponsor advertising associated with credit card characteristic relating to the credit card datum, wherein each advertising has a different rendering capability associated therewith; (d) attributing a priority to the delivery of the advertising based upon a resultant yield determination; and (e) transmitting the appropriate advertising to the types of cellular phones having the corresponding rendering capabilities of the advertising.

2013-03-14

20130066724

System and Method for Targeting Advertisements - Methods and systems for performing targeted advertising are described. Relative concentration of consumer types in the audience of particular media content is determined by measuring the coincidence of key values identifying certain consumer types, and other key values identifying audiences of particular media content, in a database.

2013-03-14

20130066725

METHODS AND SYSTEMS FOR ACQUIRING ADVERTISEMENT IMPRESSIONS - A cost-per-second (CPS) based technology for Internet advertising is introduced. In one embodiment, the systems and methods described herein improve efficiency and efficacy of Internet based advertisements. Efficiency is improved by making advertisements relevant to the user; decreasing loss or waste in advertisement space and opportunity for the publisher; and displaying advertisements only for an appropriate duration and being charged according to actual duration for the advertiser. In embodiments, the cost for a certain branding effect can be measured and used with higher accuracy. In embodiments where multiple advertisements are shown simultaneously or at various timings, the technology introduced here provides unique bidding models to allow an advertiser to bid for advertising space, of an advertisement display. The bidding models incorporate bidding based on CPS, a function of CPS and cost-per-click, effective CPS, etc. Conversion models for comparing advertising schema using traditional and newly introduced models are also disclosed.

2013-03-14

20130066726

METHODS AND SYSTEMS FOR BIDDING AND DISPLAYING ADVERTISEMENTS UTILIZING VARIOUS COST MODELS - A cost-per-second (CPS) based technology for Internet advertising is introduced. In one embodiment, the systems and methods described herein improve efficiency and efficacy of Internet based advertisements. Efficiency is improved by making advertisements relevant to the user; decreasing loss or waste in advertisement space and opportunity for the publisher; and displaying advertisements only for an appropriate duration and being charged according to actual duration for the advertiser. In embodiments, the cost for a certain branding effect can be measured and used with higher accuracy. In embodiments where multiple advertisements are shown simultaneously or at various timings, the technology introduced here provides unique bidding models to allow an advertiser to bid for advertising space, of an advertisement display. The bidding models incorporate bidding based on CPS, a function of CPS and cost-per-click, effective CPS, etc. Conversion models for comparing advertising schema using traditional and newly introduced models are also disclosed.

2013-03-14

20130066727

Method for Developing Electronic Documents Providing E-commerce Tools - A webpage implementation system includes a client computer associated with a first user and a server system. The server system is configured to perform inserting, within a first website associated with the first user, a first functional marketing element associated with a second user; and reciprocally inserting, within a second website associated with the second user, a second functional marketing element associated with the first user and based upon the first functional marketing element being inserted within the first website. The second functional marketing element includes a link to the first website, and the first functional marketing element includes a link to the second website.

2013-03-14

20130066728

CLIENT SYSTEM DISPLAYING RECIPROCAL LINK - A computer client system includes a computer hardware system associated with a first user. The computer hardware system is configured to perform receiving, from a webpage implementation system, a first website associated with the first user; and receiving, from the webpage implementation system, a second website associated with a second user. The first website includes a first functional marketing element associated with a second user. The second website includes a second functional marketing element associated with the first user and reciprocally inserted, by the webpage implementation system, into the second website based upon the first functional marketing element being inserted within the first website.

2013-03-14

20130066729

PROVIDING RECOMMENDATIONS FOR RECIPROCAL LINKS IN WEBSITE CREATION SYSTEM - A method, within a computer hardware system, includes the following. A second functional marketing element and a first website are associated with a first user. A first functional marketing element and a second website are associated with a second user. The first functional marketing element is inserted within the first website. At least one recommended website, associated with the computer hardware system, into which the second functional marketing element is to be reciprocally inserted is providing to the first user. The second functional marketing element is reciprocally inserted within the second website based upon the first functional marketing element being inserted within the first website. The at least one recommended website is different than the first website. The second functional marketing element, within the second website, includes a link to the first website. The first functional marketing element, within the first website, includes a link to the second website.

2013-03-14

20130066730

WEB PAGE FACT CHECKING SYSTEM AND METHOD - A web page fact checking system verifies the correctness of information and/or characterizes the information by comparing the information with one or more sources. The web page fact checking system automatically analyzes the information, fact checks the information, and indicates a status of the information.

2013-03-14

20130066731

Realtime, Interactive and Geographically Defined Computerized Personal Identification and Payment Matching Systems and Methods - In general, the invention relates to a system and method of operating a shopping system to facilitate payment using a mobile device. A network is configured to include a server programmed with a personal characteristic database, a database searching algorithm, and to be coupled to a wireless communication system that is capable of communicating with the user's personal data device. The user logs on through the wireless communication system to the secure network using her personal data device, and communicates to and stores in the database personal data defining her characteristics. Either the secure network automatically identifies the first users precise geographic location, or the user himself otherwise indicates and stores in the database of the network an identifying address that indicates his current specific geographic location. Personal data defining the user's characteristics are then sent to a business location at the user's location to facilitate a payment transaction.

2013-03-14

20130066732

METHOD AND SYSTEM FOR IMPLEMENTING MOBILE TRANSACTION SOLUTION BASED ON EARLY MEDIA DYNAMIC CONTENT GENERATION - A mobile transaction system comprising: a user's mobile phone, a mobile network of any provider, a transaction device equipped with a microphone, a transaction processing center with dynamic early media generation capability and with the capability of communicating with the mobile network, wherein, upon a mobile phone user's call through the mobile network to the transaction processing center, the transaction processing center detects the call and, instead of answering the call, starts transmitting user identification data as a dynamically modulated signal through an early media connection to the mobile network and further to the user's mobile phone; wherein, the speaker of the user's mobile phone reproduces the modulated signal, which is then captured by the transaction device through the microphone.

2013-03-14

20130066733

ELECTRONIC NEGOTIATION IN A REAL-WORLD ENVIRONMENT - A system for enabling a retail transaction between a brick-and-mortar retailer and a customer, comprising: a mobile device including an application operated by the customer while physically present in the brick-and-mortar retailer, wherein the application is designed to obtain product information about a product and offer information from the customer including a proposed price for the product; a user information aggregation server designed to receive the product information and the offer information from the application on the mobile device and augment the product information and offer information with information about the customer, and to forward the product information, offer information, and customer information to a decision server; and further designed to receive a decision as to whether the offer has been accepted by the decision server, wherein the decision is at least partially based on the customer information, and to notify the customer.

2013-03-14

20130066734

TRANSACTION RECORD GENERATION AND STORAGE - Embodiments of the present invention relate to an electronic transaction and more particularly to a method for generating and storing a record of a financial transaction in an electronic format. In one embodiment, a purchaser selects data relating to the purchaser to be included in the financial transaction record. The purchaser data that is selected is retrieved, along with any additional information to be included in the financial transaction record relating to the transaction. An electronic record of the financial transaction is generated based on the retrieved data. The electronic record of the financial transaction is stored in a database.

2013-03-14

20130066735

System for Processing, Activating and Redeeming Value Added Prepaid Cards - A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and an activation time which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.

2013-03-14

20130066736

ONLINE PURCHASING SYSTEM SUPPORTING SELLERS WITH AFFORDABILITY SCREENING - An online system uses, in various embodiments of the invention, credit report information, loan affordability screening and credit approval and management functionality to facilitate the purchase and finance of products online. The online system may include both sellers of products and lenders that offer financing to buyers seeking to purchase the products. The system may automatically obtain a buyer's credit report information and use that information to determine if the buyer is pre-approved, for example, to obtain financing for a particular product or products. The system also enables use of buyer credit information to identify only those of a seller's products for which the buyer is pre-approved, for example, to finance using one or more loans. The system then enables selection of an identified product or products for purchase, and selection of a loan, for example, for financing of the selected product or products. Credit approval (or pre-approval) may be performed automatically, and along with credit processing, may be performed completely online.

2013-03-14

20130066737

AUCTION METHOD AND SERVER - Provided are an auction method and server that enable a seller and bidders to determine the price of a product at their own discretion by enabling the bidders to participate in a bid between the lowest price offered by the seller and the highest price of the product, and give benefit to both the seller and successful bidders by applying the successful bid price of a lowest successful bidder to all the successful bidders as a sale price.

2013-03-14

20130066738

AUCTION METHOD AND SERVER - Provided are an auction method and server that enable a seller and bidders to determine the price of a product at their own discretion by enabling the bidders to participate in a bid between the lowest price offered by the seller and the highest price of the product, and give benefit to both the seller and successful bidders by applying the successful bid price of a lowest successful bidder to all the successful bidders as a sale price.

2013-03-14

20130066739

Centralized Issuer Hub For Transaction Card Customization - The present invention provides a system for card customization including a centralized issuer hub providing a single point of website integration for applicants in different countries or affiliations, the system comprising a centralized issuer hub comprising a server that coordinates data exchange among a plurality of country- or affiliate-specific websites, a card customization services for processing applicant requests, and an image administrator for customizing applicant submitted images. In operation, a local issuer country website provides a browser-based user interface tor an applicant. Card customization services includes a website that recognizes an issuer country or affiliation of the applicant and launches a dedicated country- or affiliate-specific website for the applicant based upon on a country of origin or affiliation of the local issuer country website.

2013-03-14

20130066740

Commerce System and Method of Controlling the Commerce System Using Personalized Shopping List and Trip Planner - Product information associated with products is stored in a database. A website is provided. An interface is provided on the website for generating a shopping list including product attributes. An interface is provided on the website for adding product attributes to the shopping list by searching the product information in the database by product category or keyword phrase. An interface is provided on the website for adding product attributes to the shopping list using natural language descriptions. A list of recommended products is generated based on the product attributes. A price for each of the recommended products between retailers is compared. The purchasing decisions within the commerce system are controlled by generating a shopping option based on the price for each recommended product between retailers. An interface is provided on the website to substitute one of the recommended products with an alternate product.

2013-03-14

20130066741

Method of Selling Products Over a Network - A method of selling products of a network includes creating at least one product list. The products on the product list are individually presented to a customer. A disposition command is received from the customer for each individually presented product. The products are allocated in a virtual shopping care based upon the received disposition command.

2013-03-14

20130066742

Automating Inventory Management Of Consumer Items - A method and system for automating the management of an inventory of consumer items at a consumer location uses a programmed device that accepts input data and executes control logic for automating inventory management. At least one shopping list is received, a shopping list trend is established, and a smart list is generated with the control logic, in accordance with the shopping list trend, such that the smart list predictive of a next shopping list.

2013-03-14

20130066743

Method and Apparatus for Providing a Shopping List Service - A method and apparatus is disclosed that provides an Internet wish list for deferred purchasing. A user clicks on an add to wish list button located on locations, such as, a product page, a banner ad, or search results to add an item to the wish list. A reminder system is used to remind a user to purchase an item at a future time. The shopping list service may be integrated at a high level of integration and a low level of integration. On a low level of integration a proxy platform is used to add functionality to a website.

2013-03-14

20130066744

FLEXIBLE SHIPPING DELIVERY - A flexible shipping delivery system has an online marketplace interface, a client interface, a shipping carrier interface, and a flexible shipping delivery engine. The online marketplace interface communicates with an online marketplace application. The client interface communicates with a client that places an order for an item on the online marketplace application. The client interface receives a shipping delivery preference of a user of the client. The shipping carrier interface communicates with a shipping carrier server. The shipping carrier server provides a tracking shipping status of the item. The flexible shipping delivery engine adjusts a delivery option of the item based on the tracking shipping status of the item and the shipping delivery preference.

2013-03-14

20130066745

METHODS AND APRARATUS FOR CATALOG DATA CAPTURE, STORAGE AND DISTRIBUTION - An invention is described herein that provides methods and apparatus for collecting, distributing and storing product data. A data structure suitable for use in collecting, distributing or storing product data for use in a catalog is disclosed. More particularly, the data structure is based on a data model having one or more classes, where each of the classes has one or more associated categories. The data structure includes at least one class definition, each class definition being arranged to identify one or more associated categories. In addition, the data structure includes a plurality of category definitions, each category definition being arranged to identify an associated attribute group.

2013-03-14

20130066746

Electronic Publishing Forum - A website for bringing together for communications purposes creators of publishable art, publishers of publishable art, and consumers of publishable art using the internet. The website may have a page for the creating artists including a forum for discussion by general consumers, a newsletter, direct emailing, and a link to social networks. Publishers may have a page for publicizing their sponsored creators, selling publishable art, and other purposes. General consumers may review and discuss with other consumers, displayed or advertised publishable art, post reviews, ratings, and recommendations, sell used publishable art, purchase hard version or electronic publishable art, and post and watch videos. Art in electronic form carries enabling authorization issued by the website. Resale of art previously purchased from the website revokes authorization from the original purchaser.

ARCHITECTURAL OPENING COVERING ORDERING METHOD AND SYSTEM - A method for ordering and entering measurements for installing coverings for architectural openings may include receiving consumer information for measurement of an architectural opening. The method may also include transmitting a measurement request to a communications device of a covering installer for scheduling measurement of the architectural opening in response to receiving the consumer information. The method may additionally include presenting a measurement GUI for entering measurements of the architectural opening and other information associated with the architectural opening and storing the measurements for the architectural opening in a database. The method may additionally include transmitting a request to the consumer to access a website for selecting a covering for the architectural opening based on the measurements. The method may further include presenting a covering selection GUI for selecting and ordering the covering for the architectural opening.

2013-03-14

20130066749

METHOD AND SYSTEM FOR CONSUMER TRANSACTIONS USING VOICE OR HUMAN BASED GESTURE ACTIONS - A method of initiating a consumer transaction using a human interaction device to read voice or human based gesture actions is disclosed. Video data is transmitted from a processing device to a display device. The video is monitoring for event data corresponding to a plurality of consumer products or services, and monitored event data is received in the processing device. A consumer is notified on the display device of an eligible consumer transaction. Voice or human based gesture actions are read with a human interaction device and are analyzed. If the voice or human based gesture actions conform to a predetermined set of requirements, then a consumer transaction for the plurality of consumer products or services is initiated.

2013-03-14

20130066750

SYSTEM AND METHOD FOR COLLABORATIVE SHOPPING, BUSINESS AND ENTERTAINMENT - The methods and systems described herein relate to online methods of collaboration in community environments. The methods and systems are related to an online apparel modeling system that allows users to have three-dimensional models of their physical profile created. Users may purchase various goods and/or services and collaborate with other users in the online environment.

2013-03-14

20130066751

VIRTUAL REALITY SHOPPING EXPERIENCE - A solution is provided for a method for a user to shop online in a three dimensional (3D) virtual reality (VR) setting by receiving a request at a shopping server to view a shopping location, having at least one store, and displaying the shopping location to the user's computer in a 3D interactive simulation view via a web browser to emulate a real-life shopping experience for the user. The server then obtains a request to enter into one of the stores and displays the store website to the user in the same web browser. The store website has one or more enhanced VR features. The server then receives a request to view at least one product and the product is presented in a 3D interactive simulation view to emulate a real-life viewing of the product.

2013-03-14

20130066752

Automating Life Cycle Inventory Data Collection - Collection of life cycle inventory (“LCI”) data for all phases of the life of goods and/or services is provided. Suppliers of goods and/or services may log into a LCI and assessment data hub via one or more access points for entering LCI data on all phases of development, production use and/or disposal of their goods and/or services. Access to the data hub, as a central data collection point, requires authentication of accessing suppliers via a security framework associated with the data hub. LCI data may be provided via a structured data template, or raw business or business transaction data may be entered in association with a unit process model requested by the supplier. Entered LCI data may be validated as being appropriate for the associated data type and the entered data may be audited to ensure accuracy of the data

2013-03-14

20130066753

METHODS, APPARATUSES, AND SYSTEMS RELATING TO INVENTORY SHARING NETWORKS - An inventory sharing network includes a manufacturer of a plurality of manufacturer's products and a plurality of authorized merchants that are independently owned and operated from the manufacturer as a non-exclusive seller of products. The inventory sharing network is controlled by the manufacturer, who may select the plurality of authorized merchants that are authorized to participate in an inventory sharing network and select the key products that may be offered by the authorized merchants within the inventory sharing network. The inventory sharing network may be implemented by an e-commerce platform stored on an access server that manages access to an inventory sharing database and display of related information.

2013-03-14

20130066754

CHILD SUPPORT MANAGEMENT SYSTEM AND METHOD - A method and system for facilitating child support management are disclosed. In a first aspect, the method comprises providing a child support management system between two parties, wherein the child support management system includes a central repository to store joint documents. The method includes managing expenses incurred by at least one of the two parties and automatically calculating an amount owed by at least one of the two parties, wherein the amount owed is communicated by the child support management system to each of the two parties. In a second aspect, a system comprising a processor and a memory device coupled to the processor, carry out the steps provided by the method.

2013-03-14

20130066755

ADMINISTERING CONTRACTS OVER DATA NETWORK - A method is provided for integrating a contract administration project and a corresponding accounting job via a graphical user interface of a web client. The method includes retrieving contract administration data corresponding to the project from a web server over a first data network, the contract administration data including a schedule of values having multiple line items; retrieving accounting data corresponding to the corresponding accounting job from an accounting system over a second data network, the accounting data including a job file having multiple job items; and mapping the contract administration data to the accounting system data. The mapping includes matching a line item of the schedule of values with at least one job item of the job file.

2013-03-14

20130066756

METHOD FOR IMAGE CLASSIFICATION FOR COPY PATH BILLING - Disclosed is a processor-implemented method for processing image data representing a document using an image processing apparatus. The processor receives image data, determines the classifications and counts of pixels in the image data (e.g., in device independent space that are degrees of neutral or non-neutral), classifies the image data into a category based on the determination of classifications and counts of pixels, and determines a billing structure for the image data based on the classification of image data. The classification can be performed on the image data prior to conversion into device dependent space. For example, by counting true color, neutral, non-neutral, and fuzzy color pixels and comparing them to thresholds, the image data can be classified as neutral or very colorful. By classifying images earlier in the image path, errors in billing are reduced.

TRADING WITH CONDITIONAL OFFERS FOR SEMI-ANONYMOUS PARTICIPANTS - According to one embodiment of the present invention, a method for generating conditional offers for semi-anonymous trading participants is provided. According to one embodiment of the present invention, a method comprises associating a trading entity with an identifier; acquiring trade history information including a history of trading transactions associated with said identifier; and receiving an offer from a Liquidity Provider based on said trade history information, said offer being only made to the trading entity associated with one of said identifiers.

2013-03-14

20130066759

SYSTEM AND METHOD FOR MANAGING EXECUTABLE FUNCTIONS WITHIN A TRADING SYSTEM - A trading system includes: a first set of two or more functions and a second set of two or more functions, wherein each of the functions in the first set and the second set includes a variable that is of a common variable type, wherein the value of the variable that is of the common variable type in the first set of functions and the value of the variable that is of the common variable type in the second set of functions may be different at a given point in time, and further wherein at least a first function from the first set of functions and at least a second function from the second set of functions may be executed sequentially.

2013-03-14

20130066760

SYSTEM AND METHOD FOR MANAGING EXECUTABLE FUNCTIONS WITHIN A TRADING SYSTEM - A trading system includes: a first set of two or more functions and a second set of two or more functions, wherein each of the functions in the first set and the second set includes a variable that is of a common variable type, wherein the value of the variable that is of the common variable type in the first set of functions and the value of the variable that is of the common variable type in the second set of functions may be different at a given point in time; and a function editing mechanism through which the value of the variable that is of the common variable type in the first set of functions may be edited for each of the functions in the first set of functions without affecting the value of the variable that is of the common variable type in the second set of functions.

2013-03-14

20130066761

System and Method for Managing Trading Using Alert Messages for Outlying Trading Orders - According to one embodiment, a method of managing trading is provided. In a market for a particular type of instrument, buy orders and sell orders are received from a plurality of traders. Each buy order has an associated bid price and each sell order has an associated offer price. A determination is made of whether the particular trading order is an outlying trading order by determining whether the particular trading order differs from at least one comparison price by more than a threshold value. If it is determined that the particular trading is an outlying trading order, a restrictive action is taken regarding the outlying trading order. For example, if a trader subsequently submits another trading order that would trade with the outlying trading order, an alert message may be sent to the trader and the subsequent trading order may be prevented from trading with the outlying trading order at least temporarily.

2013-03-14

20130066762

Method and System For Enhancing The Efficiency Of A Digitally Communicated Data Exchange - The present invention relates to a method for enhancing the efficiency of digitally communicated data exchanges and to a computer system that implements such a method. The invention particularly concerns the use of adaptive custom compression techniques, binary integers (“bits”), massively parallel processing, database optimization techniques and/or calculation optimization techniques to achieve such enhanced efficiency. The invention is applicable to any digitally communicated data exchange, but is particularly applicable to exchanges of financial information such as financial market buy/sell orders, market making, etc.

2013-03-14

20130066763

SYSTEM AND METHOD FOR TRANSFERRING A LINE OF CREDIT BALANCE TO A CASH ACCOUNT - The present invention provides an automated system configured to facilitate transfers of cash value from one or more lines of credit to one or more deposit accounts or payment systems. An automated system ensures that requested funds are available in a customer's one or more lines of credit and electronically deposits the requested funds into one or more designated deposit accounts or payment systems. An automated system provides a means for customers to manage lines of credit, setup transfer transactions, define rules governing transfers and view transactional history. The automated system, in network connection with the lending organization's backend systems, may authenticate customer identities and credit accounts as well as insure that the requested funds are available for transfer into a deposit account.

2013-03-14

20130066764

System and Method for Determining Implied Market Information - Implied prices and their quantities are computed. Markets are characterized by exhaustively computing one or more combinations of other related markets. Each combination when summed in a particular way results in the market under consideration. In a described embodiment, the number of market combinations found is an exhaustive list of market combinations such that the market under consideration can be fully and completely characterized, such that each combination provides implied market information about the market under consideration. Implied market information can include implied prices and their quantities, which are computed for each combination and used accordingly in displays or used by automated or semi-automated trading tools.

2013-03-14

20130066765

SYSTEM AND METHOD FOR PROCESSING DATA PERTAINING TO FINANCIAL ASSETS - A method of processing data in connection with a security is provided. The security is collateralized by a plurality of home mortgage loans or by portions of the plurality of home mortgage loans. The method comprises generating payment projections regarding principal and interest payment projections for the plurality of home mortgage loans; determining that the payment projections have errors; and modifying loan characteristic data to eliminate errors in the loan characteristic data that cause errors in the payment projections. According to another embodiment, a method comprises receiving payment data regarding the plurality of loans a plurality of times separated by a plurality of days during the reporting cycle. Each time the payment data is received, the payment data is processed and the opportunity to make corrections is provided.

2013-03-14

20130066766

SYSTEM AND METHOD FOR COMMITTING TO PURCHASE OR SELL LOANS - A method for generating a price for a loan comprises providing a seller of one or more loans with an ability to make an N-day forward commitment, wherein N is an arbitrary number selectable by the seller. The method further comprises receiving a commitment from the seller for the one or more loans and generating a market-based price for the one or more loans based on the N-day forward commitment.

2013-03-14

20130066767

System and Method for Credit Information Acquisition, Aggregation, and Funding - A computer implemented system and method, in a client-server environment, is provided for customer credit information acquisition, aggregation, and maintenance, during a financing cycle. An identification (ID) module is configured to capture and associate customer identification data with an electronic customer file, while a credit application module captures and associates a customer credit application with the electronic customer file. An electronic dashboard tracks and selectively displays status of the electronic customer file, while an enforcement module selectively permits and prevents acquisition of a credit report for the customer in accordance with the status of the electronic customer file. A credit report module is configured to, upon permission by the enforcement module, acquire a credit report for the customer and associate it with the customer file. A funding repository module is configured to encrypt and associate any of the items associated with the electronic customer file with a URL for selective access by a financing entity.

2013-03-14

20130066768

System and method for providing a web-based service for users within a social network to engage in monetary transactions via a collective investment trust - This document proposes a system and method whereby users within a social network infrastructure can engage in monetary transactions with other users through the use of a collective investment trust. The system relies on a two-level prerequisite basis, the successful fulfillment of which deems a user of a social network a serviceable end-user. The invention links the end-users' social network(s) to an electronic transaction service. The successful conjoining of which allows said end-user to create or participate in a collective investment trust. Furthermore, a collective investment trust is not exclusively constrained to a single social network; it can be available to one or all serviceable social network(s) at the end-user's behest.

2013-03-14

20130066769

METHODS OF DISTRIBUTED INTERVIEWING - A distributed work force of selected candidate evaluators is used to quickly and efficiently provide multiple evaluations of a candidate for a skill position. Candidate information is provided to multiple candidate evaluators in a distributed work force. Review information is received from the multiple candidate evaluators comprising an evaluation score for one or more candidate attributes and a ranking is generated for the candidate relative to other candidates for the skill position based on the received review information.

2013-03-14

20130066770

Multi Tenancy For Single Tenancy Applications - A mechanism is provided for deploying software applications in a cloud computing environment. An administrator is provided an interface for allowing a software application that is designed for a single tenant to be used by a plurality of users. An aspect of the invention is to provide a mechanism for quickly and easily giving multi-user qualities to a single tenant application like autoCAD. As such, multiple users can access the application without the need to download and install a version locally on their system. The system is able to determine the period of time for which an application is in use for a given user, because every application is run on a resource that is part of the cloud environment. Therefore, it is possible for the application provider to charge for the application in a usage-based model—e.g. by the hour, or day—without any re-engineering of the existing application.

2013-03-14

20130066771

Systems and Methods to Configure Data for Diverse Services - A computing apparatus includes: a transaction handler configured to process payment transactions; a data warehouse coupled with the transaction handler to store transaction data recording the payment transactions processed by the transaction handler; and a portal coupled with the data warehouse to store non-transaction data associated with the transaction data. The portal is further configured to receive input from account holders to specify personalization data and to store the personalization data in the data warehouse to tag the non-transaction data. The personalization data controls the access to the non-transaction data tagged with the personalization data.