PERSONAL PRODUCTS

Homeowners Insurance

The biggest investment most people will ever make is in their home. That's why it makes sense to protect the sizable financial investment you've made in your own home with a comprehensive homeowners plan.

Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.

Protection You Need For:

Your home Other buildings or structures on your property

Your personal belongings - furniture, clothing, appliances, etc.

Additional living expenses

Your personal legal liability

Special features you can choose for additional security:

Home Replacement Guarantee

Replacement Cost on Contents

Additional Coverage Form

Auto Insurance

To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.

If you have any doubts about the appropriate level of automobile coverage that's right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.

Protection You Need For

Bodily Injury to Others

Personal Injury Protection

Bodily Injury Caused by Uninsured Auto

Damage to Someone Else's Property

Special features you can choose for additional security

Optional Bodily Injury to Others

Medical Payments

Collision

Comprehensive

Substitute Transportation

Towing and Labor

Bodily Injury Caused by an Underinsured Auto

Life & Health Insurance

Life Insurance

Life insurance is a crucial step in planning for your future and your family’s future. It can fulfill promises and obligations to your family if you are no longer living.

The death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes or any other expenses your survivors may incur.

Life insurance may also be used to help ensure that a family business will pass to your intended survivor. There are also benefits to certain types of life insurance plans during your lifetime.

Health Insurance

Health care costs are high and getting higher. Who will pay your bills if you have a serious accident or a major illness? With health insurance, you protect yourself and your family in case you need medical care that has the potential to be very expensive.

There are several different types of individual health insurance. You can get fee-for-service, HMO or PPO plans, but you should know the differences and coverage limitations before making any purchase decision.

Policies differ widely in coverage and cost. Your agent will shop various policies to find the best one for you. He will make sure the policy protects you from large medical costs and does not contain any hidden exclusions or stipulations that you do not understand at the outset.

If your family includes just two adults, it is sometimes less expensive for each of you to have individual coverage than for just one of you to have a family plan. If you have children, or if you might have children soon, you need a family plan. Because situations change, it is important to review your health insurance regularly with your agent.

Cost is not the only consideration when buying health insurance. It is difficult to determine exactly what you will spend per year on health care. You do not know whether you will be sick 6 months from now and need an operation. You also need to consider the benefits of each policy - compare plans carefully for both cost and coverage with your agent.

Life & Health Services

Client Service and your satisfaction is their #1 priority

Same day return of all calls.

Licensed.

Continuing Education is required.

Client Service Designations are encouraged.

Policy Reviews

We provide semi-annual or annual reviews of your policies to make sure that your coverages are up to date.

Insurance Company Representation

Over 50 Contractual company relationships.

Over 100 companies that are accessible to The Cordova Insurance Agency.

This plan works like a dental plan offered by employers, where the individual pays a small percentage of the cost for services and the plan pays the rest. Preventive care is paid for by the plan and is covered at 100%, which means the individual pays nothing for exams, cleanings, x-rays and topical fluoride treatments

Classic Plan

This plan works like the Enhanced Plan except the individual pays a small percentage of the cost of every dental service, including preventive care, and the plan pays the rest. Benefits are subject to an annual deductible, and a policy year dollar maximum

Clear Plan

This plan is designed to take the guesswork out of dental expenses. Members know before they go to the dentist what their share of the cost of any service will be. There are no deductibles, no waiting periods for benefits to begin, no percentages to worry about and no annual dollar maximums.