Welcome to Money Source of America, LLC!

Our Mission Statement

A Direct Private Money Lending Source for all of your Commercial and Residential Investment Property Needs.

Our mission here at Money Source of America, LLC is to simplify the commercial lending process. To provide real estate investors, developers, contractors, realtors,individuals and business owners with all your commercial lending options all in one place. Whether you going to to fix and flip, construct, buy to hold for rental , cash out. refinance or purchase a portfolio, or construct commercial or residential development. We are your source for all of your commercial funding solutions. We lend on all types of commercial and residential investment properties. We offer private money lending and commercial lending options that are fast, flexible while alleviating the typically drawn-out loan process and providing you with outstanding customer service. Located in Jacksonville, Florida with over 32 years experience in the financial services industry, we feel you have come to the right source.

The Money Source of America Difference

Callaway Financial Group is a direct private money warehouse lending group. A Real Estate Investment Firm and currently hold over 50 million in portfolio real estate holdings. We and our lending group have over a Billion dollars in funding holdings and has been in the making for over 100 years.

Our Group consist of Capital Investment Firms , Private Money Investors, Hedge Funds,Bankers, Private and Commercial Lending firms. No Middle Man. They are relationships that The Callaway Family has built up in the over 100 years of experience in Banking and Finance. We make the lending decisions and write the checks. Fast, Trusted and Reliable. We are your direct private money lending source with for all your Commercial and Residential Investment Property needs.

Money Source of America Process

We are not matrix lenders and every private money deal is different. We look at all factors in a deal and make our own decisions. Some of the factors include the Asset, Type,Value Ratios, Borrower Experience, Background, Credit Score, Exit strategy and Ability to payback. The first step to getting any deal funded is to fill out the Loan Proposal Summary above. Please fill out information completely and submit. Once we receive our in house loan committee will review and if Approved will issue you a term sheet. On most of your small balance deals we will have an answer in 24 to 48 hours many times multiple offers. Once you agree to terms send your signed term sheet back and you are assigned to a seasoned agent that will issue you an application package needed to underwrite and fund your transaction. On your larger commercial and or development deals submit a well written and informative Executive Summary for review and please include pictures of the property.

We specialize in providing Real Estate Investors,Real Estate Brokers, Contractors, Developers, Business and Commercial Property owners the funding they need. We get you the money that banks cannot or will not lend on.

No Doc Commercial Loan Programs

Money Source of America is your private money commercial lending source.We specialize in being able to quickly lend on commercial and investment residential properties that other lenders pass on.

We accept all Credit. Bad Credit. No credit? Not an issue!

We do not require financial statements, No tax returns, No DTI analysis.

We can review a loan request and close FAST because of our streamline process.

We are glad to introduce our private money Construction/Spec lending programs. For 1-4 units residential investment properties. Will do 90% LTC on purchase and construction to 70%. ACV. We have our Construction/Refinance product 100% LTC NO Money out of pocket closing cost and payments included in the loan. Do one or multiple properties. No one in the business is doing construction/spec lending like we can do it. For more information or to get your project Approved. Click Here

see our recent residential/spec funding. 7 New construction properties in South Florida. NO Money Out of Pocket

Program Alert !

PRIVATE MONEY FIX AND FLIP PROGRAMS NO DOCS

NOW NO ASSETS,RESERVE,INCOME VERIFICATION

We provide money to purchase and renovate residential investment 1-4 unit properties. On our Flag Ship program we will lend up to 100% of the Purchase & 100% of Rehab up to 75% ARV. We now require, No Asset,Reserves,Income verification whatsoever. No Sourcing, No Bank Statements, NO tax returns. Blanket and cross collateralize options are available as well. Rates starting at 8% to 13%. Terms 6-36 months. Loan Amounts 75,000 to 3 million+. Closings in little as 7 Days. If it is a good and sensible deal we would like to take a look at it. Click Get Approved and Fill out the Loan Proposal Summary. We will review, approve, and issue you a term sheet usually in 24 to 48 hours. For more information click here.

FEATURED PURCHASE AND REHAB TRANSACTION

In June we closed on a 21 1-4 unit purchase and rehab projects in Multiple cites through out the USA. One a 2.1 million dollar deal in California. No Money Down just paid closing cost and showed reserves.

DOWNLOAD YOUR FREE DEAL ANALYZER TODAYThis free tool will calculate all costs associated on your next fix and flip and will calculate your profit. Will let you know in real time if the property you are looking to purchase and renovate is the deal that you think it is. Get this free helpful tool today!Click on link above

Fix and Hold

Want to purchase, renovate and hold on to the property for a steady stream of income. We will provide your short term purchase and renovation money with our Flag star purchase and rehab NO Doc up to 100% loan and when rehab is completed your short term bridge loan will turn into a low interest permanent financing to hold for rentals. New Buy To Rent Short Term Bridge Loans available for more info

Have a property or properties you want to purchase but do not need rehab or you are going to rehab your self. We will go up to 90% on straight purchase residential 1-4 units. NO Asset,Reserve,Income verification and No sourcing of down payment. Use on one or multiple property deals. Up to 2 year terms

24 HOUR FIX AND FLIP APPROVALS

Private Money Commercial Loans

Private Money Solutions that Fit

We provide private money funding for all types of commercial properties. Whether you are looking to refinance, purchase, construct, develop or get cash-out we have your solutions. We are asset based and make common sense decisions.NO score minimum We deal directly with the decisions makers and if the deal makes sense we would like to take a look. Our Loan Committee Members are not tied to a single matrix and are out of the box decision makers. No Doc options are available. All credit accepted. Whether you are looking for short term Bridge or long term permanent financing. We have you private money commercial solutions.

Commercial Bank Loans

With the Callaway Families over 100 years experience in Banking and Finance we have direct access to thousands of Commercial Lenders and Bankers to get your commercial deals done both large and small. Looking for income producing properties. Purchases,Refinances, Construction. These include government back programs such as SBA, USDA, EB-5. and JV Equity Partnerships. Send in your well written executive summary today and get your deal reviewed by over 2,500 Commercial Lenders, Bankers, Private Money Lenders, Hard Money, SBA and other government backed programs.

Recently Funded Days Inn Hotel in NC

2.78 million dollar acquisition Bridge once renovations were completed

refinanced with one of our Direct SBA Bankers for permanentfinancing.

Private Money Rental Portfolio and Single Property Loans

Our portfolio loans are funded directly by investor portfolio private money investors and allows you to to lock into long term-financing at the lowest fixed rates available. You can use our loans to unlock your equity,consolidate debt and or purchase new rental properties. We offer several term loan products to meet the needs of different rental property investors.Decisions and LTV are based off the rental income of the property and not the personal income of sponsor. Purchase and Refinance Rates starting at 4.99% recourse and non recourse available.

Single Property Rental Loans

Do you not have a portfolio of 5 or more and are building your rental portfolio? Going from a hard money purchase/rehab loan and ready to hold for rental? We offer private money single property permanant loans. Income based off of rental income not personal income. Rates starting at 4.99% Purchase, refinance, cash out we have your rental hold investor solutions.

Introducing Our Apartment/ Multi Unit Purchase Rehab Program

We now have a direct private money purchase and rehab program exclusive for the acquisition and rehab of Apartment Buildings and 5+ Multi Unit properties to sell or to hold. Up to 5 million dollars. Up to 80% LTC. Contact us Today to discuss your Multi Unit and Apartment Property lending needs.

Private Money Apartment Building Financing

Direct lending on A quality Apartment Building Properties

We now have a private investor who is a direct portfolio lender for Apartment Building Financing both purchases and refinances. Our fixed rate is adjusted according to the desirability of the property, area and income the property produces. Rates start at 3.875 and for a 30 year fully amortized loan. Our investors can make their own decisions since they are holding onto their own paper. Contact us or Get Approved Today!

Private Money Cash Outs No Docs

Be Your Own Bank!

Own commercial or residential investment properties that have equity in them? Need cash quickly to buy other properties or start a business? We offer private money cash out loans up to 80% LTV. Rates starting at 7.5% 1 to 4 year terms. Many of our loans close in 10- 15 days, NO seasoning, NO credit score requirement, property can be listed, NO docs and yes sometimes NO Appraisals. Click Get Approved fill out Loan Proposal Summary get reviewed and approved by our loan committee and funded in as little as 10 days.

Real Estate Investors, Contractors, Realtors
With our in house loan committee and our vast network of private money investors, institutional investors, hedge fund investors, venture/equity and direct SBA and USDA Bankers we are sure to have the solutions to all your real estate investment funding needs. We lend on both Commercial and Non-owner residential properties Real Estate Investors we are looking to build a long term relationship with our unique solutions geared especially for you. Money Source Investor Relationship Program. After you have one funded loan with our firm you will be issued a Proof of Funds Letter that you can use on securing your future deals,it is viewed as cash when making offers. You will enjoy a streamline process with reduced points and fees.Once you have 4 funded deals we will look at issuing you a credit line.We want to be your funding partners in building back the real estate market. Contact Us today to look at a deal you may be working on or click Get Approved fill out the Loan Proposal Summary and submit. In 24 to 48 hours our loan committee will review, approve and issue a term sheet. Come join our family of successful investors nationwide.

The Callaway Family with over 100 years experience in Banking and Finance has a reputation that is unmatched.

In the Callaway Families ongoing commitment to bring Glory to God and make Him Known Throughout the World

We Commit 10% of all our funding's to causes that do just that.

Currently we are committing these funds to the ARISE AND BUILD campaign of First Baptist Church Of Jacksonville and the International Missionary Fund of Lottie Moon

The Arise and Build Funds are to build a Church Facility in the Nocatee Community of St Johns county the third fastest growing planned community in America. For more information on this exciting project we are helping to fund click the link below.

Need a Property?

If you need commercial property for your business, you’ve come to the right place. From apartments to office buildings (and everything in between), whether it’s owner occupied or investment, we’ve got you covered. Use this FREE self-help tool to get funding fast!Property Search

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your property's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.Get Started

Real Estate Investor Funding

Commercial and Residential properties Purchases, Rehabs, Fix/Flip, Fix/ Hold, Cash-out Refinance, Construction, Blanket loans. Bridge Loans Interest Only Portfolio and Term Loans rates prime Lines of Credit for multiple properties Stated Income, Limited and No Doc available Quick Closings 15 days or less Lets rebuild the American real estate market back together.Get Started

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