Step 2 - Sync your bank, loan or credit cardSkip tour

By securely syncing your bank accounts, you no longer have to manually enter your transactions. We then automatically classify your spending into different categories (i.e. groceries, rent, Internet) as well as different merchants (Coles, Apple, Harvey Norman...).

Step 3 - Organise your categoriesSkip tour

Create your own categories to suit your lifestyle. We have provided you with a bunch of default categories to start with, you can easily hide and deactivate these default categories that don't apply to you

Step 4 - Track your Net WorthSkip tour

Once you connect your bank accounts, your savings, credit card and loan accounts will come through. You can also add other non-linked assets and liabilities such as properties, vehicles and other personal loans.

Step 5 - Get that budget goingSkip tour

You probably don't want to hear the word 'budgeting' anymore, however, our budgets are using the Zero-Based Budgeing (ZBB) system.

Zero-based budgeting is a concept and a way of thinking about your money. It's simpler than it sounds, all of your income minus expenses must be equal to zero. For example. if you earn $4,000 a month, you want every item that you spend and save (+ donate + invest) to all equal $4,000. This allows you to know where every single dollar is going. According to research this is the best way to get out of debt, pay off your credit cards and save for long term

For the casual budgeter, we also have something for you, simply set how much you want to spend and we'll keep you on your toes when