My new employer only offers Lincoln National variableannuities for our retirement plan. I would like to maxout my contribution but I am unfamiliar with thisplan and have not read anything positive regardingvariable annuities. How do I research this plan? Whorates variable annuities and their offerings?

My only ray of hope is that they might offer an Equity500 Index fund in Sept.pending state? approval.Any info or suggestions would be helpful.Thanks much, JLRogers

JLROGERS writes: My new employer only offers Lincoln National variable annuities for our retirement plan. I would like to max out my contribution but I am unfamiliar with this plan and have not read anything positive regarding variable annuities. How do I research this plan? Who rates variable annuities and their offerings?

My only ray of hope is that they might offer an Equity 500 Index fund in Sept.pending state?

Hi, JLI have a 403b account with Lincoln National. In this they do not offer a S&P 500 Index fund, but they do have a very good Growth & Income fund that seems to track the S&P 500 Index quite well.

I have a Lincoln National 403B plan which I'm in the process of transferring to other mutual fund companies. The company I worked for changed to a 401K and dropped the 403B. They have a Dreyfus Index fund that did fairly well last year and a Fidelity Growth and income fund that made almost 32% last year. The rest of the funds offered did poorly I think. There customer service is good, but they do charge an annual fee of $30. They need to offer more funds.