As a nationwide leader in homeowner association banking, we've spent over two decades
building long-term partnerships with management companies and the communities they manage.
Our innovative products and services, customized to support your operations, are backed
by the size, strength, and stability of a world-class bank, yet we give you the close
attention you'd expect from a neighborhood institution. We work with you to help optimize
your banking relationship to meet your business needs and goals.

The acquisition provided the opportunity to leverage our combined experience and
strengths in comprehensive receivables and national lockbox processing to the association
industry. The Smartstreet product suite includes banking and account management;
payment processing; lockbox services and remote deposit capture; loans and lines
of credit; and credit card services. It also provides online technology tools for
customized processing and reporting for homeowners associations and HOA managers,
as well as data integration and information reporting.

By combining these two great teams under the Union Bank Homeowners Association Services
brand, we can offer a formidable suite of products that provide online technology
tools for customized processing and reporting for homeowners associations and HOA
managers, as well as data integration and information reporting using the Smartstreet
technology platform.

Get to Know Union Bank
MUFG Union Bank, N.A., is a full-service bank with offices across the United States.
We provide a wide spectrum of corporate, commercial, retail banking and wealth management
solutions to meet the needs of customers. The bank also offers an extensive portfolio of
value-added solutions for customers, including investment banking, personal trust, capital
markets, global treasury management, transaction banking and other services. MUFG
Americas Holdings Corporation, the financial holding company and MUFG Union Bank, N.A.,
have corporate headquarters in New York City.