Karma’s unique approach to the lending market has created an ecosystem where every participant can play a role: borrower, investor, insurer, guarantor, collector, portfolio manager, lawyer and other roles which will be apart of the ecosystem in the future.

Karma, the P2P financial platform with an ITO starting November 29, but with a whitelist registration which is ongoing, will delegate these roles to the participants of the community while enabling participants to freely choose and create roles.