I don't think homeowners insurance typically covers anything used for business. So I'm not that comfortable using them if I want to actually charge people money. I'm surprised no one has any other suggestions. What does everyone else use?

I wasn't suggesting that you use your homeowners insurance. I was saying you should call them up and ask them about a business policy. My insurance agent handles all my needs. I have a full-time studio and building which is company insured as well as my rental properties and my auto insurance and home insurance.

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