Here is the address for Credit Services, don't know if it will help anyone. PO BOX 105603 Atlanta, GA 30348
I can't get these a-holes to stop calling me! And they refuse to give out their physical address.

We are on the no-call list. They called, asked for my 14-year-old son "regarding his credit". Abruptly hung up when told we are on the no-call list and that the person they were asking for was a minor.

Calling and complaining to the FCC doesn't seem to help either. What they do if your # us unlisted they just go down the phonebook and look at the next # that not there and call one ask me If my name and she though it was the name of the town I lived in so just random # they are using. They don't take no for a answer,so the best thing to do, don't answer the phone, they were calling twice know they are down to once.But maby useing a fog horn after pressing #1 will stop them I might try it.

option of not choosing to lower my credit rate,"press 2" completed several times. Have pressed one three times to tell Sharif and Carol not to call me anymore. Once I was hung up on for asking the Company name. I am getting these calls two and three times a week for the last two months. Usually I just hang up

Want to lower my interest rate. When you them to stop calling they just hang up. try to call them back and number is "no longer in service" Am on do not call list and would love to find out who they are so I can start a law suit against them

They keep calling and it's for someone who used to have my phone number, not me. Anytime I try and talk to someone to tell them not to call anymore they just hang up on me. They call at least once a day.

I get these calls way too often. So I decided to start playing with them. I have pretended to be a child, yelling for my MOMMY & then I have told them I will listen to their speel if they first listen to mine. Then I proceed to tell them about my home made jewelry that I sell. I tell them if they buy from me, I will do business with them. I keep them on the phone as long as possible. If they can take up my time, I will take up their time! Try it . . . it can be very amusing!

They claimed they can lower the rate on my credit card. I have a good rate on mine, and this is my work phone, not personal. I do not mix up my personal business with my work business. It's frustrating when I receive more of these spam calls than calls related to my work. I have doubts about the DNC as there will always be people who want to make a quick dollar without putting much work into it.

Same story...calls constantly...pressing 2 does nothing to deter them...pressing 1 gives you a person who will hang up the minute you ask to be taken off the list. I once asked to speak to a supervisor and was told no rather rudely.

Called claiming they have made several attempts to reach me to offer a lower CC interest rate. We are on the DNC list!
We ALL need to file complaints on the FCC website. I've already reported other callers.

Identified themselves as Credit Card Services. Wants to lower my interest rate. I am on the national do not call list.
They have called me dozens of times. I have repeatedly told them to stop calling me.

The gentleman that we spoke to wanted to know if we knew why they were calling. We told him to take our number off of their calling list expecially since we are on the do not call list.
This same company has called multiple times per week. When we told him that we are reporting this number to the public service commission, he stated do what we have to do. It did not concern him.

I have pressed 2 on multiple occasions but still they continue to call. Today I pressed 1 and asked them to remove my name and all they person kept saying was can we just talk about my services. I asked for the number to his company to which he replied is it on your caller ID and I said no(it was) which he replied then I cannot help you.

They keep callin my home number and we are on the do not call list. I spoke to one extremely obnoxius male last week and told him to stope calling here. He told me it would take three days to stop calling here, it has been more than three days, and I got another call this evening, can I sue?

I get calls several times a week from this number offering to lower my high interest credit card bills. The first part is automated. If you wish to speak to a representative, press "1". Well I did and this cheerful man's voice asked if I was responding to an opportunity to cut my high rate credit cards. When I told him no, I was calling to ask them to stop calling me, he hung up on me. I called the number back and got a recording that said the number was no longer in service.

After repeated requests to these people not to call me and being hung up on, I filed a complaint with the FCC. Everyone needs to go to www.fcc.gov/cgb/donotcall/howtocomplain and file a legal complaint against these people.
It helps if you track the date and time of some of the calls and can include that information in your complaint.

It's a shame that Florida has been inundated with thieving, fraudulant telemarketing companies. Every one of the calls like this about credit card interest rates have come from Florida. Florida's State legal system should probably take a closer look at what is going on in their state and put an end to this.

This happens several times a day. We've even disconnected the phone in the bedroom so we don't hear it ringing late at night. I'm tired of this happening so many times a day and has been happening for months now. We're on the 'do not call list', that's working great at this point!

this was a recorded call about lowering interest rates. I pressed 1 to speak to a rep. I asked her what company she represents, and she said her company negotiates with all the credit card companies. I then asked for her company's mailing address. Then she hung up on me!! I called the number back and I got a "this number is no longer in service" message
1154

This is the second time in the past hour that I've received an "Unknown Name" call. The first was from a company that's reported to ask if you'd like to use their pharmacy for diabetic needs and/or erectile dysfunction. Since I've never heard of the pharmacy before, I have ignored their calls. The most recent caller (904-259-4351) didn't leave a message. I guess no one pays attention to the Federal "Do Not Call" Registry since they can make calls as "Unknown Name."

Here we go again.don't these people have any thing else to do. My list keeps getting longer and longer. Maybe I should just disconnect my phone like a lot of people are doing and just use a cell phone.

I am sick and tired of getting "This is an important message about your credit card," every single day for about 2 weeks now. They call 2 or 3 times a day. I have no overdue debts. My Visa was completely paid off a month ago.
The calls seem to have started when I placed a freeze on my accounts through Experian and TransUnion!!!!!!

This number appears on my phone about twice a month. It's from a card services company wanting to reduce the amount of interest on my cards. I have asked repeatedly to be taken off the list or to be transferred to a supervisor and they just hang up and keep calling.

Stated that they were cardmember services for visa and mastercard. I called NEFCOM and they checked the number and it is a disconnected number and apparently the telemarketers have the ability to spoof the number

I'm getting these calls also. Next time they call push 1 to talk to an actual person and when that person gets on the line....in your best professional voice say
"State Attorney Generals Office, all calls are recorded. How may I direct your call?"

I continue to get phone calls from this number, even that I am on the do not call list. They are trying to sell me some credit card or service and refuse to tell me who they are except 'card services'.

I have asked these folks a few times to stop calling. The last one asked me "why is everyone so rude" and hung up on me. I'd like to sue at this point. I'm sick of these people calling about credit cards or auto warranty.

I get calls from this number several times a week. Just yesterday I pressed Two to be removed from their call list and they called right back today. I am on the DNC list too! They need to knock it off, seriously.

When I answer this caller, there is no one there. Sometimes when I answer, it puts me on hold as if I called them, and keeps saying over and over: please hold your call is important to us, someone will be with you shortly. Then eventually hangs up after saying: all representatives are busy, please call back later!
I didn't call them! They called me!!!! This is crazy and I have no idea of who is calling me!

Want to know if I want a lower intrest rate on my credit card. I told him actually we are suppose to be on the list to never call us again and he hung up the phone. VERY RUDE people and when I tried to call back, it said the number was not a working number.

About 4-5 times a week i get this number calling me saying exactly the same everyone below is stating. I just hang up every time I hear the message. This needs to stop. I am also on the do not call list---doesnt help me in this situation.

I get numerous calls from this number every week. I have tried to call back and told it is an unpublished number. It says it is the last chance courtesy call about my credit card. My credit card is just fine, thank you very much! What can we do to stop this nonsense?

These people call all day long. I answer and it was a recording to lower credit card interest rates. I pressed one and took me to an operator. I told her we are on the do not call list. To take my number off their list. We are not interested and stop calling. They hung up on me. So Frustrating. I have small children in the home and the phone ringing all day with these stupid telemarketers drive me crazy. I report them to do not call registry but nothing ever happens. I even requested a seervice from our phone company trying to block these people but they stil get through. AGHHHHHHHHHHHH!

Please file a complaint with the FTC especially if you are on the DNCL. I filed one today and was told that the more people that do it helps each # reported, I was also advised to call everytime I get an unwanted call/report it to the NDCL as well.

WE have gotten several calls from this organization. If you ask them to remove your name, they immediately hang up on you. I tried calling the number back that was on my caller id and it's a disconnected number.

I keep getting calls from this number and no one is on the other end. They will not leave a message and when I call the number it has been disconnected or is no longer in service. Would some one tell me how this is happening? How can you call from a number that does not exsist? help

We are constantly receiving calls from this number and several like it telling us how we can lower our credit scores. When we press 1 to speak to account services, they have hung up on us as we request to be removed from their calling list.

They call and say they have made multiple attemtps to call us to reduce our credit card interest rate, I press one to speak to an operator and then I ask what credit card, she hangs up on me, this has happened multiple times. I AM TIRED OF IT.

Always getting this call at least 10 times a month. I know by now it is a fraud, but I don't reply by hitting 1 or 2 on my phone. Just leave the phone off the hook for 30 seconds and they go away frustrated.

Credit card refinaicning scam. Came in at 8:29 p.m. to my Comast home phone line. I pressed *57 in order to trace the call-- and i have been unable to send out any email since 8:30 p.m. March 6, 2009 and it is now 12:04 a.m. March 7, 2009!

I get this call multiple times per week. I called back once and ask to be removed from their list and was hung up on by a man with an India accent. I tried to call right back and the number was disconected. Funny since I had just talk to someone and pushed redial. There has to be a way to stop this. I'm on the do not call list. Does anyone know how to get this stopped?

This caller calls almost daily (sometimes 2 times a day to a State of Texas business line. When I speak to the telemarketer, they say that I can remove my number by pressing 2 but they will remove it. After several times with the same answer, I was told that it takes 20 days...not true. If you call the number it states that it is no longer in service.

Got two calls from these jokers just in one day! They hung up when I asked them for their company name and phone number.
To stop their little game, please support the 2009 anti Caller ID spoofing Senate Bill... Senate Bill 30.
Title: A bill to amend the Communications Act of 1934 to prohibit manipulation of caller identification information.
Sponsor: Sen Nelson, Bill [FL] (introduced 1/7/2009)
you can go to
thomas.loc.gov and look it up.
Then write to your senator here to get it supported!
senate.gov

I picked up the phone to a recorded message telling me that I could get my interest rate lowered, or something like that. I decided to press 1 to speak to an operator, so I could tell them to take me off their list. A man with an Indian accent answered and I said to him" Sir, do you know my name?", since I was curious if these guys know who they are talking to when a call is transferred. He said "I can't pronounce your last name. Fair enough, as my last name can be tricky. So I said "Sir, what is my first name?" and he resonded with "What is your interest rate". To which I responded "SIR. I ASKED YOU IF YOU KNOW MY FIRST NAME" to which he again responded with "what is your interest rate". I said "SIR TAKE ME OFF YOUR F-ING LIST!!" and hung up. Fruitless I'm sure, but at least it made me feel a little better.

We are continually being called by this company - with various names being given when I asked for the company name. Today it was Account Services. After the pre-recorded message you are asked to press 1 to speak to someone or 2 to decline their "offer to lower your credit card interest rates." I hit 1 to talk with someone so I could again request being put on their Do Not Call list. I asked the name of the person I was speaking to but she would not give her name, just the company name, Account Services. She said they work with the banks for Visa, MC, American Express, and Discover credit cards to lower interest rates. I have tried to call the number back but I get a recording that the number is no longer in service or has been disconnected. As soon as I start to request to be put on the Do Not Call list they hang up. I have reported this number to the FTC's Do Not Call Compalint line.

I get the call daily. It is a recording telling me that this is the final offer for credit card protection (the message is almost identical to the extended warranty call I get for my car). I have followed menu prompts and have talked to a "human" to request that I be removed from their call list. He/she always hangs up on me. Always. Return calls to the number are a waste of time because you need an access code.

Unknown, wanting to lower my credit card intrest. I'am on the do not call list. I have even filed a local and federal complaint, I am still receiving calls from FL. I have been pushing #1 just to talk to anyone to tell them not to call me,but they hang up on me!

Caller refuses to identify how I can return the call and will not give a number. They want my credit card details "to lower my interest rates." When I asked them which credit card they called about, the guy got testy and refused to let me talk to the supervisor and said they would not be able to remove my number from their list.
They MUST be stopped and jailed for this fraud.

They attempted to call me several times. The last time the recording stated that this would be the last call to lower the interest rates on my credit cards. When I asked where they got the numbers for all of my credit cards, he hung up.

They are trying to solicit business and got my phone number from the phone book and hung up on me when I said I am on the do-not-call list. I get numerous calls regarding my last chance to lower my interest on my credit card.

Have unlisted number, been getting calls from them off and on for months. Been getting more from them over the past few days. Just found this website and info. on them. Used the call block feature provided by my phone company to end their calling.

The call was a recording concerning lowering my credit card interest rate. Press one to talk to some one, so I did to tell them to remove my number from their calling list. The woman started screaming at me telling me she was trying to lower my interest rate. When I continuted telling her to remove my name she started hitting the keys to make me hang up. Very unprofessional and against the law since we are on the federal government's do not call list

These people have called me many times before but then I did not have called ID, now I know what they want. They pretend to lower your interest rate but I cut them off. They call at all hours. I have told them to stop but they presist.

Call was a pre-recorded message with an "urgent" notice; this was their last attempt at notifying me of an offer to lower my credit card rate. I've received same message a number of times from a variety of numbers. When called back, I receive a message the number is disconnected. If you press "1" to speak with a representative and ask to be removed from their data base, they hang up on you. I've reported to FCC and DO Not Call List.

This number called at 11:01AM EST. A recording (female voice) said they had tried several time to reach me (not true) and it would be my last chance to lower my credit card rate.
We have also been getting similar calls saying our debit card from a local Credit union was suspended and we needed to respond immediately. They have been calling people who do not even do business with that credit union. Law enforcement is aware of these scams. It is a phishing scam to obtain your credit or debit card information, according to law enforcement.

Keep getting calls about my credit card interest rate. Spam phone calls. Tried calling the number and get a disconnected msg. How can these people continue call from this number when the number is supposed to be disconnected.

Prerecorded message Telling me they have tried to reach me about reducing my interest rate on my credit card. Asks me to press 1 to speak to someone to lower my percentage rate on my credit card before it expires, or 2 to let it expire and take the rate increase. Press 1, and a person answers, "Thanks for calling Credit services, are you ready to go ahead with the credit offer?" I SAID TO THE PERSON, Is this an 'offer' or my credit card company? Because your recording said you were 'my credit card' calling." The man instantly hung up. FURTHERMORE, when I tried to call it back, I got a “you have reached a number that has been disconnected…” message that was NOT THE SAME voice or message as the standard error/disconnected message for calls. I am willing to bet that this is part of their ploy, because that NUMBER JUST CALLED ME. I am afraid some unknowing elderly person will succumb to this dirty "company." Many people have reported this to the DoNotCall registry or even their AG, to no avail.

Recieved call about refinancing my credits cards, and that numerosu attmpts had been made to contact me, and this was my final notice. I pressed 1 to speak to an operator. When asked if I wanted to refinance my cards, I asked for the name and number of the corporate HQs. The operator promptly hung up on me!

Contunous calls from this number. When you ask them not to call or take you off their list they hang up on you. If you call the number back that you get a disconnected number recording. On going for over two months

Call comes as a recording saying they have been trying to contact you to lower your credit card rate and to press 1 to speak to someone. I pressed one as I wanted to ask to be put on do not call list... they just hang right up on me and I've done this before and they still call. when you try to call the number back - it says it's been disconnected.

This woman leaves a message saying "we have made several attempts to contact you on some kind of insurance or guarantee and if you don't respond, this will be the last time I will be contacted"!!!Bull, They call all the time. I'm so sick of these kinds of calls.

I have received several calls from these characters. I have reported them to the FCC three times but they keep calling. The funny thing is that I have no credit card debt but they don't seem to care. If they suspect I am trying to find out who they are, they hang up. They called again today and after I pushed *69 I as told that the number was not available. I am also on the do not call list.

keep receiving calls from this and other numbers, although my number has been on the national do not call registry for more than a year.
while forcefully asking to be removed from their call list, the party on the other end hangs up on me.
i know that the number displayed is a spoofed number.

I have received repeated calls from this number - about refinancing existing credit card debt (of which I have none). When I ask for info or to be removed from their calling list, they hang up on me. I then called back on caller ID and get the "this number is no longer in service" message. And yes, I am on the national do not call list. Just beware.

Shortly after receiving a call from 904 259 4351 in Florida which I did not answer but received info on my caller ID, I heard a recorded notice "the phone number has been disconnected and no longer in service" etc. The message is one I have received which I believe to be from the phone company when service is discontinued.

As soon as I answered the phone, a recording began stating "This is your credit card company. This is our third & final attempt to reach you before we raise your interest rates. To avoid your interest rates being raised, press "1" to speak with a customer service representative now". I did NOT press "1". I feel like this is some kind of telemarketer/scam since it just stated "Your credit card company". It didn't state a specific-named company, nor was it a live person. I haven't seen any type of postal mail with this type of info. Will not answer the phone again when this number calls.

The pre-precorded message states that they are calling from Credit Card Services, offering to lower rates on my credit card with their bank. My bank knows NOTHING about them. I pressed #1 to speak to a rep. She asked if I would like to lower my rates. I told her no, I wanted to let you know that I am reporting you for calling a non-solicitors phone number. She quickly hung up. I have a feeling they are trying to obtain personal information from people for identity theft. I hope they get caught!

Received call and dialed 1 since there was not option to opt out. Man answered and said "Do you want to lower your credit card rate"
I said I would like to be taken off your call list. He replied “That’s so sweet, Thank you sugar ****" and hung up. I called the number back to get a number "disconnected or no longer in service" Did *69 and got the number is not in my serving area. WHAT A CROCK! This call was rude, sexiest and arrogant. When will they get caught! I researched on line and called the FTC and filed a report. I had already prior to the call joined the DNC list and still get these annoying calls.

These people keep calling.
They are wanting my credit card number to offer a lower rate. Please stop them. Their call is actually frighteningly loud and sounds fatalistic. We are senior citizens in my house!
How do I stop them?
Their number comes up as "unknown caller."

When this person calls, it comes up unknown name and when the machine picks up, they don't leave a message. I have however received several calls regarding my credit card which I don't have any so this is comical, but they continue to call. I am also on the dnc list.

Same complaint everyone has been having. This is my cell phone too so everything I answer I get charged a minutes. Why doesn't our government protect us from predatory people like this costing us money to telemarket to us and scam us?

recorded message says"we have tried several times to contact you about lowering you intrest rate on your existing credit card. This is the last time we will call"
I've received this call multiple times when I finally answered by pressing 1 and asking the person that answered what credit card I had of thiers he just kept on talking over me. I repeated what card of ours they are talking about several times. The man hollered at me "we will keep calling you back till you co-operate".Then hung up.

This number called me twice this month once on 02/17/09 and 8:30 pm on 02/27/09 no one is on the line when you answer it. I redialed the number and it states it is disconnected doesn't make any sense the reason for this scam.If anyone has a reason please post it seems to be not just this number someone has to do something about this I am on the donotcall list .

i didn't answer when this number called since i didn't recognize it and the name was "unavailable". When the message machine picked up and my greeting played that ends with "if you're a telemarketer, hang up now and remove this number from your call list". There were a few seconds of silence and then they hung up. We are also on the national do-not-call list.

We get calls from this phone number, 904-259-4351 and others in the Florida area almost daily. If I don't answer they hang up and leave no message. We have no credit cards and owe no money. This must be a scam.
We are on the Do Not Call list.

i've been getting these calls also and did more research.the number 904-259-4351 is a spoof number, here is their real info and need to complain to the fcc.gov and to donotcall.gov registry. here is there info.
Their REAL phone numbers are

I have been receiving calls daily from this number wanting to lower my credit rates. I have asked to be taken off their list and I still get calls although usually when I try to connect through to tell them off they don't say anything. I am on the do not call list so they shouldn't be calling me at all. Doing a reverse look-up says this number belongs to:
Melissa Perry
385 Barbara Cir
Macclenny, FL 32063-5576

I'm on the national do-not-call list yet I received this recorded call about my credit card. Examining previous caller complaints, I see this is a common issue. I've complained to the FTC about other nuisance calls before but there was no action. Someone please STOP these nuisance calls!

They keep calling about my credit card - I do not own a credit card! I am on the national do-not call list but yet they are calling my home. When I asked to be taken off their calling list they hung up on me.

I am getting 5 telemarketer calls per hour by several different companies. Needless to say this is beyond annoying. At first their phone numbers appeared and I could turn them in but now they block them so I am turning in the ones I wrote down because I am sure they are the same people.

I am getting 5 telemarketer calls per hour by several different companies. Needless to say this is beyond annoying. At first their phone numbers appeared and I could turn them in but now they block them so I am turning in the ones I wrote down because I am sure they are the same people.

Called me at 9:45 this morning. Googled the number and found out it was a company dealing with lowering credit card interest rates. I don't have a credit card from this company and I also am on the DNC registry.

I am on the do not call registry. The callers act like they know all about you and try to get you credit card information. My biggest complaint is that they are soliciting me while I am on the do not call registry. He wouldn't give me the company address or phone number.

This company is calling as if you have a credit card and if you don't pay your debt they will raise your interest rate. I pressed the # 1 and spoke to a representative. She asked me if I wanted to lower my interest rate. I told her I do not own a credit card and she hung up. This is uncalled for. Are they trying to get my information for Identity Theft???

Calls at least every other day. Answered asked if I wanted to lower my cc interest rates press 1 or if not press 2. I pressed 1 and a girl came on the phone, asked if I had debt in cc over $4000.00. I said no and she hung up on me. Wish these phone calls would stop. What can we do. I am on the DNC list also.

They claim to want to speak with someone about your credit history. I'm annoyed and tired of these calls and want them to be stopped. The Do Not Call list that I signed up for doesn't seem to work any longer.
Can't something be done about this?????

They claim to want to talk about your credit history then hang up. They are maybe verifying(sp) a working phone number for some evil purpose or theft ID?
The address I get is 385 Barbara Circle, Macclenny FL.
Zillow.com Has no such address.

For the past 3 months this group, and others simular, have called me 3-4 times a week, sometimes twice in one day. If they aren't trying to lower my credit card interest rates they're telling me my car warranty is about to expire but can't seem to tell me what make, model or year my auto is without giving them my VIN first. When I finally got a human rep to answer my ???s she told me they get a list of potential card holder names from Visa and Mastercard, however when I contacted both V&M they said they perform no such practice. Usually these people just hang up on you as soon as you ask them any kind of intelligent question. I am on the NDCR as well but that doesn't seem to stop these clowns. I tried being polite and ask them "what do I need to do to have your organization stop calling me?" They told me to press 2 when prompted and I told them it didn't work that's why we were talking (duh) and they hung up. By selecting #2 when promted seemed to of resulted in more frequent calls to me. Perhaps if all of the people here on this complaint site flooded their state Attorney General offices with complaints perhaps something MIGHT get done. These people working in calling boiler rooms know they're **** people off. You try and do the right thing by following the rules and then groups like this get away with what they do and are protected or have certain rights by law. Unfortunately WE the consumer have to jump through hoops to stop this kind of crap.
The following is a list of caller ID numbers I have on these people:
904-259-4351

I receive daily automated calls to lower the interest rate on an unspecified credit card. I have asked repeatedly to be placed on their do not call list. (I press one to speak with a human) I am also on the national do not call registry. These calls have continued for over 4 months. Can you help. Their phone number, (from caller ID), is 904-259-4351.

Automated "Important Credit Message"press one to speak to Customer Service Press two to lower interrest rate...I pressed one to find out what credit card company it was a girl picked up and asked if I pressed this button and said rudely "Good" and slammed the phone to hang up. tried to call back..un working number....wierd..wont pick up that call again!!

CROOKS!!! Bogus phone # 904-259-4351 shows on caller ID (line with this # is disconnected) and they don't know who they are calling and they refused to remove my phone # from their call list even after I mentioned I'm on DNC. Do NOT give them ANY info - not even your name.

Calls every day, recorded message that says, " We have important information about your credit card." I hang up as we do not have a credit card that has anything amiss about it! Never mentions name of credit card...Annoying needs to stop...

I have received numerous calls from this number stating they are calling about my credit card account. I know it is a scam of some sort because I do not even have or use a credit card!! I am on the do not call list and cannot figure out why they keep calling me. I have asked them over and over to remove my number and still get calls. Every time I try to chew them out or ask WHY they are calling, they just hang up!

Keeps calling every morning at 8am PST. Asking me for my credit card information to clear a debt before turning me over to collections.
I just hang up.
The next morning, they call again, same time, same message. This has been going on all week.

i see from the complaints below what this call is
did not recognize# so did not pick up
i keep the machine off as suddenly i am being inundated by calls from unknown #' s in the last month or so
they must have a list they sell as it all started at once
it is evident the DNC list which i have had since the beginning no longer is effective

This is the second call we have received from this number. We had previously filed a complaint against a different number with the same verbiage used as the callers from this number. Have they moved to a different area?

After a long pause, the robo-caller describes that they have been trying to reach you with an exciting credit offer. Press 1 to learn more or press 2 to deny the offer. Pressing 2 just hangs up the phone. Pressing 1 gets a human, but if you ask them to stop calling they just quickly hangup. The FTC and county sheriff's office will be notified.

Called at 4 a.m. last night! My husband got up to answer and banged his knee on a table in the dark. They have called at least once a week for months. We are on the Do Not Call list and have filed an FCC complaint. Does this do any good? So far, it doesn't seem so.

I got a phone call at 9 p.m. telling me that ththey have been trying to get a hold of me regarding my credit card...not saying which one and that this is the last time they will call with lower interest rates. when I push 1 to connect to someone and I ask why they are calling me they put me on hold and then hang up. I dont even own a credit card except for prepaid cards. I have asked to be put on the DO NOT CALL list but every month they still call.

WANTS TO HELP ME REDUCE MY INTEREST RATES CHARGED ON VISA AND MASTER CHARGE IF I QUALIFY. I ASKED WHEN I PAID THE BILL IN FULL WHEN I RECEIVED IT HOW COULD THEY HELP ME, LADY STATED THEY COULD NOT AND HUNG UP. I AM ON THE DO NOT CALL LIST, WHAT DOES IT STAND FOR IF IT DOESN'T WORK?

Ha! Another scammer offering lower interest rates on my credit card. I pressed '1' to speak to an agent, when she answered, I responded in my best announcers'voice: 'Hello, You've reached the office of the Attorney General, please hold while we trace your call." ''''CLICK'''' !!!!

Regarding calls from 904-259-4351... these folks need to be reported to the US Attorney Generals Office!! The call starts out saying that you're late on a credit card payment and to please hold. I didn't get all the way through the call but it sounds like they want to try to get you to sign up for a credit card. I started asking very pointed questions about their automated message and they hung up on me. I plan to file a complaint. I am also on the National Do Not Call list!

I'm on the "do not call" list and these jerks obviously ILLEGALLY don't de-dupe their list against it. They try to make themselves sound like they're your credit card company and there's a problem you need to call in about (lest you miss out on the opportunity to reduce your interest rates). Sleezy!!!

Recorded message stated that they could reduce my credit card rates. Person who came on line stated that I had been making my payments on time and that "they" could reduce my rates. Refused to answer questions about how it was that I had accounts with them, how they got access to my financial data, and eventually hung up on me.
If this scam is a front for a law-firm, an ethics complaint should be filed against the firm and the lawyers involved because this is actionable misrepresentation.

***********"Credit Services" is actually Personal Data Systems "PDS" (http://personaldatasys.com/). They have called me at least ten times over the past year. When I asked for more information on the company, they hung up on me...until last time (I guess they don't want to be reported to the FCC & National Do Not Call Registry). Their REAL phone numbers are

Calling day and night a robot call about interest card's and it is a bad call. I called my 3 credit cards and they do NOT do things that way. I called the FTC and let it be known they are doing this. Let's hope it stops.. I am on the DoNotCall list. Let's hope the FTC can get a hold of this company. Shame on them..

I just received a call from them and the message was very abrupt, but when it was realized it was an answering machine the call was disconnected. I called the number back and it says "this number has been disconnected or is no longer in service".

I was home today when they called, it said it was important information about my credit card account, it went on to say they could save me money. For a represenative press 1. I did this and got a real person!!!!! She asked me if I would like to lower my credit card rate. I told her NO!!!! that I wanted them to quit calling me. SHE HUNG UP ON ME HOW RUDE!!!!! at least I listened to their messgae.

I got a recorded message that this is their last attempt to contact me regarding my credits cards and to press one to speak to a representative. I pressed one and when the customer service rep answered, she asked if I was wanting to discuss my credit cards. I told her no, I wanted to discuss them not calling me anymore. She hung up. I went to switchboard.com and did a reverse phone search and the number traced back to a couple in Florida. When you call the number back you get a recording that it has been disconnected.

They call me and give me the option to talk to someone by pressing "1." I press "1". Someone comes on the line and asks if I'm responding to the offer. I ask them who they are trying to reach. They hang up. This has happened three times in the last week.

***********"Credit Services" is actually Personal Data Systems "PDS" (http://personaldatasys.com/). They have called me at least ten times over the past year. When I asked for more information on the company, they hung up on me...until last time (I guess they don't want to be reported to the FCC & National Do Not Call Registry). Their REAL phone numbers are

Justice: nice comment! i emailed the FBI that information and im waiting to have that go into effect. thanks a lot for that advice. hey everyone just tell the FBI and Homeland Security what the number is and say they've been trying to call you about fundraising for osama bin laden and the calls will stop.

Message said they had been trying to reach me, last chance to lower my credit interest rate. AND ~
904-259-4351 called today and said we have tried to reach you several times to reduce your credit card interest etc. I punched 1 to talk to someone. They said the company name so fast and asked if I was wanting to reduce my credit card etc. I asked what company did you say who your are with... I had to ask them like 3 or 4 times to repeat it... this is scary~ how these people who can do this to someone and maybe steal there information... or ID from them....

904-259-4351 called today and said we have tried to reach you several times to reduce your credit card interest etc. I punched 1 to talk to someone. They said the company name so fast and asked if I was wanting to reduce my credit card etc. I asked what company did you sya you are with? Hung up so fast! I called the number right back on my cell and of course the number has recently been disconnected. You can tell right off if these people is for real. Some company just to hang up! So we know they are not above board and pobally illegal.

When I pickup automated caller say this is your last chance to lower your credit interest rate,then a real person picksup and says "you must have over $3000.00 in credit card debt to qualify" when I asked "what credit card are the calling about" the hung up.

"Credit Services" is actually Personal Data Systems "PDS" (http://personaldatasys.com/). They have called me at least ten times over the past year. When I asked for more information on the company, they hung up on me...until last time (I guess they don't want to be reported to the FCC & National Do Not Call Registry).
Their REAL phone numbers are

I armed myself with questions before the call. I was expecting them to call. Here is my transcript:
1. Is this a telemarketing call?
No m'am (1st lie)
2. Will you tell me your full name? Misha Ish
3. What is the name of the organization you're calling from? Credit Services
4. What is the company's phone number? We don't have a phone line to call to (caller id reveals 904-259-4351)
5. Does that organization keep a list of all the phone numbers it's not supposed to call? No
6. I would like my phone number put on that list? Next time you get called and get the recording, press 2 if you don't want to get.called any longer.. (so I have to wait to get called again?!)
7. Can you make sure your company won't call me for any other reason? Thank you and have a good day m'am. (I repeat the question). Thank you and have a good day m'am.

Recorded message asking if I wanted to reduce credit card interest rate to press one - Once I did and man answered and stated that Oh, you want to reduce your credit card rate? I asked who he was and what credit card company he was representing and he immediately hung up on me.
THIS IS A SCAM TO CHEAT YOU.

"Credit Services" is actually Personal Data Systems "PDS" (http://personaldatasys.com/). They have called me at least ten times over the past year. When I asked for more information on the company, they hung up on me...until last time (I guess they don't want to be reported to the FCC & National Do Not Call Registry).Their REAL phone numbers are 866-659-9866 & 866-451-2778. 904-259-4351 is not a working number (they spoof the caller id). Personal Data Systems represents The Consumer Law Group, P.A., 2001 W. Sample Rd., #412, Deerfield Beach, FL 33064, ph: 800-814-6756 fx: 954-691-2169 (http://www.myconsumerlawgroup.com/index.html).Please report PDS & The Consumer Law Group, P.A. to the FCC (http://www.fcc.gov/cgb/consumers.html) & National Do Not Call Registry (https://www.donotcall.gov/).

I get calls from them usually I am not home, when I try to return the phone calls it says that this number has been disconnected or no longer in service. I am a blond but HEELLLLLOOOOOO! It has to be working for them to call me. I wish the would loose my number and never call again.

Computer call, said to press 1 to lower my interest rates. When I entered 1, he started asking if I paid off my credit card every month or did I pay it monthly? He would not identify himself or company. I'm on DO NOT CALL list.

A recorded message said it was my credit card company calling with the last chance to lower my interest rate. It said "press 1" to speak to a representative or "press 2" to refuse to lower my interest rate. I pressed 1 and spoke to a live person who said "did you press 1 to lower your interest rate?" I said, "no, I pressed 1 to find out who you are and why you're calling me." He hung up.

Many, Many calls saying that my warranty renewal has run out, can't seem to rid this person, I believe it is Mellissa Perry at 385 Barbara Circle, Macclenny, Fl, enought will also contact Attorney Generals office and FTC

Receive calls from this number or similar number several times a day. Something to do with a credit card rates... I don't HAVE a credit card!If you try to call the number back you get a recording stating the number has been disconnected. If you press 1 a person picks up but when you state you are not interested in what they are selling they immediately hang up!
My phone number is on the 'do not call list'... what a joke that is.

Automated message declaring hit 1 and decrease your credit card interest and hit 2 and lose forever your ability to reduce credit card debt. They do not identify who they are looking for. I hung up - this is the 4th time in 2 weeks.

Mark called asking if I wanted to lower my interest rates . He said that my Credit Card company gave him my information. I asked for his company's name. He gave me Credit Services. He was taking in circles when I asked if he could tell me the Credit Card number he wanted to just verify the information from me. I asked what city he was calling from he said Atlanta. I finally stopped the game.
I told him I knew it was a scam, he was not calling from atlanta, his company did not exist. He started laughing and told me to have a great day, he would take my name off the call list.

This nuber has (3) extra digits (576). This telemarketer does not have a callback number or a place to call to remove your telephone number. I called back and it says the number is disconnected.
SOMEONE NEEDS TO SEVERELY FINE THESE PEOPLE!!!

got this call from 904-259-4351..didn't get to the phone it time.......called the # back......several times. "You have reached a phone # that is no longer in service or has been disconnected"...huh....they just called me: 904-259-4351.....THIS IS A SCAM COMPANY....THUGS!!!!

these people keep calling me i am on the no call list i filed a complaint with the ftc comp # 21689013 also with the state of california.they want me to give them info about my credit card.they won,t take no for a answer they just get rude and hang up.

Have received at least 10 calls from this number and have told them numerous times I am on the DO NOT CALL list. Today I told the women again that I am on the list. She asked, using my last name in a very snotty tone if I had credit card debt and I answered no. She hung up that instant.

recording.
press 1 to get something.
after a few seconds line goes dead.
press 2 to get your phone # off the list.
do this and you are dis-connected.
I think that this type of call is to check to see if the phone # is a valid number.
pressing 1 verifies that there is a human to answer the phone.
pressing 2 also verifies someone is there to answer the phone. Other ph#'s not to answer are:

I hear from these people constantly. Finally, a rep today who didn't hang up on me when I complained. She advised me to hit "2" after receiving their call (versus dialing "1" or hanging up), which should eventually stop these calls.Also, a rep from my phone company said it is more effective to use the 800 DO NOT CALL number rather than signing up on-line.

got a recorded message saying that this is the last chance to lower my credit card interest rates....Press 1 to lower your rates.
When you press 1 you get a live person who asks about your balance and the card type and the interest rate. Then he goes on to explain that they can lower your rate, but first you need to verify the card number with them.
I explained that I don't give out my credit card number and if they wanted to have the bank lower the interest rate on my behalf, then go ahead and use the info that they already have.
He got a supervisor on the phone and I explained the same thing to him....and he hung up.
Sounds like a scam to me

They call about every week and claim to to be a last chance to get lower rates for credit cards...press 1 to talk to someone, press 2 to let expire. If I'm here I press 2 but they still call! I pressed 1 to get to person to tell them I am on the DNC list and leave me alone, but I got another call today!

I get this automated message about every two weeks now. They PRETEND to be your credit card company offering a "last chance" to lower your interest rates. These pricks are just trying to talk you into their program. If they lack the ethics to responsibly promote their business how ethical are there prices going to be???

Candace from credit card services called. When we asked her to give us her number she hung up. We get calls from these people every couple days. I have asked them to remove us from their list because we have no debt.

here is the message I got---
WE HAVE MADE SEVERAL ATTEMPTS TO REACH YOU. THIS IS YOUR FINAL COURTESY CALL BEFORE WE ARE UNABLE TO LOWER YOUR CREDIT CARD INTEREST RATES. PRESS ONE TO SPEAK TO OUR MEMBER SERVICES DEPARTMENT OR PRESS TWO AND YOUR ELIGIBILITY TO LOWER YOUR RATES WILL EXPIRE.
When I attempted to call them back on 9042594351 I was told the number was disconnected. MR RAN DAVID BARNEA---do not call me again. Check out the website heatherwithaccountservices

I called AT&T to report this call. Even though I am on the do not call list, I still receive calls from this number.
I was told by the repair dept.that right after the call, I should hit *(star)57. This will send this number directly to the annoynois department and they will log it in and they will do their thing. Also, their direct number is 800 281 6920; office hours M-F, 6A-5P.
I hope that this info will help some of you guys.

I constantly get calls from this number. They ask me my credit card info, say they want to help me get lower interest rates. I refused to give them any info and told them not to call me again and they still call

Continous calls from Credit Card Services telling us that this is the last chance to lower our interest rates.
Do not know them or why they call, know identifiers when they call...the message is always froma computer.

did not identify themselves - instead opening message stated that this is the "final" attempt at trying to reach - and if there was no response that the interest rate (of my credit card) would be increased - what kind of SCAM is this? no idea - when i did get connected to a "human", s/he was extremely rude and hung up when i asked a question! i am on a "no call" list - who are they trying to prey on?

They call several times a week at all hours of the day or night.I think its kind of funny they waste there time and money doing this and since they don't show who it is all they get is my answering Machine and it will hold thousands of calls so every so often I just delete them.I turn the ringer's off on my phones at night anyway so they don't wake me .too bad ...Huh?

Has been calling and leaving messages for months - always states it is the final warning before they (no company name) will be unable to lower my credit card rate. When I call the # I get a disconnect message.

I was told that I needed to pick up the phone to get lower credit card rates and this was my last opportunity. I have been called by these fools daily for the past 3 months and I am sick and tired of their nonsense. If I were interested I would pick up. I tried to call that number but the call could not go through. Just make them stop!! I am on the no-call list.

answered the phone, pressed 1 to speak to a representative, asked me if im calling bc i want alower interest rate, i replied no, she asked then why are you calling? I reply, you called me, who do YOU want to speak to? she hangs up!

These calls come from what is known as a "floating call bank" which according to the phone company is virtually untraceable. Any number you may see in your caller id has been spoofed by devices that are available for such purposes. It is possible to trace these calls, but a court order is required. Next time you get a call from one of these scammers, just tell them that the FTC is offering as much as a $250,000 reward to whistle blowers. It is likely that the operator will eventually get ripped off for his own paycheck and may be interested. At least he/she will gossip about the reward and this will make life more difficult for the scammers. Give this info to operator:
FTC REWARD
Allen Hile,
Division of Marketing Practices
202-326-2181

After trying to ignore these calls, I finally stayed on the line. When I asked the rep what company he was with I was asked my name-marital status-date of birth and after telling him that he did not need that info he hung up.

Received call from this number on 6 Feb, checked the internet for info and found Melissa Perry, 385 Barbara Circle, Macclenny, FL listed. Tried calling the number and it is not in service so perhaps the law has finally put a stop to their scam. I certainly hope so.

Caller is unidentified by caller ID. Claims to be able to lower my credit card rate and starts to ask questions. When I asked who they are and what company they represent, the person gave some kind of lame explanation. I suggest that anyone just hang up as I did. Don't be duped! File a complaint.

Recorded call, "last one I will ever get if I do not sign up," but they keep on calling frequently. Going to reduce the interest charge on my credit card. I pay my bills when I get them so I have never in my 82 years of life paid any interest on a credit card bill. When I try to call back to the number on caller ID, I am told that it is not a working number.
I suspect they would ask for my credit card number and there's not a chance in a trillion that I would give it to them

Upon answering the phone, I heard a recorded message, which sounded like a debt-collection agency, stating that it was a call about my credit card and that it was my "last chance" to lower my credit card rates/payments. The recording said to press "1" to speak to an agent to discuss my credit account. Not knowing what the heck the call was about (because I always pay my bills on time), I was curious, so I pressed "1." A man came on the line and said, "credit card services." I asked him who he was calling for and what exactly he was calling about. He never said who he was calling for (there are 3 adults living here), but he proceeded to tell "me" that he was calling because "my" credit report had been red-flagged because "I" had outstanding credit card debt of over $3,000, was making only the minimum payments, and/or had been late with my payments. So I asked which card he was calling about, and he said, "Your Visa or MasterCard." In other words, he didn't have a specific card in mind. I asked him which credit card company he was calling on behalf of, and he again said my Visa or MasterCard. So I asked him who he got my information from, and he said my credit report (and went through the red-flag thing again). Well, he picked the wrong day to call this hot-headed, hormonal Irishwoman, and I was tired of going in circles with him. I told him that first, I don't pay my bills late, and second, I pay more than 5 times the minimum (and sometimes the full balance) on my credit card, so there ARE no red flags on my credit report. Then, I gave him an earful about how their recorded message sounds like it's from a collection agency. And when I asked for his company's name and to speak to a supervisor or manager, he hung up on me. The more I look up this phone number on the Web, the more complaints I find about it and "Credit Card Services." Someone needs to put a stop to this, and I won't stop until I find that someone. I've had enough of this crap.

Called and said my credit card was overdue and to press 1 to fix this problem. A representative came online and when I asked her who she was calling and which credit card she referring to, she said she would confirm that information and then hung up.

My Caller ID read "out of area." I am so used to these calls by now that I am in the habit of picking up the receiver and dropping it immediately to disconnect the call. In this way, I have invented my very own personalized "will not talk to" list, as certainly my registration on the National Do Not Call list is about as meaningful as a slice of swiss cheese against a raging river.

This people call all the time about warrenty charges on things I do not own. At times they leave messages, other times not. I called back but no one answers. Please make them stop doing this, it make me very nervous.

We got several hang-up calls from this number, and today there was a message from them on my answering machine. A woman said in this annoyed tone: "I've been TRYING to reach you!!"
As if we were expected to answer them!
Wish they would shut up.

This is the annoying person who calls all the time as "Credit Services" :
904-259-4351 / 9042594351
Performing a reverse lookup through Verizon on (904) 259-4351 you get Melissa Perry 90 Blair St Macclenny, FL

This was a CC Services Company to reduce CC rates. When I was telling them I do not have a credit card and to take me off the list, they hung up on me. I am constantly getting these calls and it is **** me off! Especially when I am on the do not call list!!!

Ignoring the fact that I am on the national no-call list, I received a call from a computer generated "voice" promising to reduce my credit card interest rate. I was invited to press a key to speak with a representitive. I did so, was connested to a live operator of whom I informed I was on the no-call list and I asked the name of his company, he hung up.

Gave name Credit Services. Said "works with your existing Visa and Mastercard to lower your rates"
Kept asking question to "qualify" me. Had to press hard to find out they want to re-negotiate my interest rates and payments with the credit card companies.
At first, their pitch came across as if they were one of my credit cards.
When I asked the full name of the company stated "Credit Services". Then when I requested my cell phone be removed from the call list, she hung up.

Performing a reverse lookup through Verizon on (904) 259-4351 you get
Melissa Perry
90 Blair St
Macclenny, FL 32063-2810
I have been receiving calls from (904) 259-4351 for almost a year now on a landline and on a cell phone. It is a call to lower credit card interest rates, which gives you an option to select 1 to talk to a represenative. When you do they represent themselves as "Credit Services", but they are in fact "Personal Data Systems". In the many times they have called me they have always hung up when I asked the name of their company or to talk to a manager. This time due to research on the web (http://800notes.com/Phone.aspx/1-904-259-4351/7), I asked if they worked for Personal Data Systems, she stumbled for a second then said yes. I asked why they represent themselves as Credit Services, why they keep hanging up on me, and why they won't remove me from ther call list. She laughed at me! I told her that I am on the Nation Do Not Call Registry and I had reported them to the NDNCR and that I want to be removed from their call list, she said NO because I had reported them and hung up.
Also, I know with out a doubt that they got my information, at least for my cell phone from T-Mobile, as the name they asked for is only on my T-Mobile account.
Personal Data Systems "PDS"

THEY HAVE BEEN CALLING FOR SOME TIME - SO THIS EVENING I VISITED WITH ONE OF THEIR OPERATORS AND A FLOOR SUPERVISOR - ASKED THEM TO CALL BACK ON THE "HOUSE PHONE' - SINCE THEY WILL NOT STOP CALLING ME I WILL JUST BEGIN TO WASTE THEIR TIME! LETS ALL DO THE SAME - GIVE THEM THE WRONG CREDIT CARD 800 NUMBERS THE ASK FOR - ANYONE KNOW A DAIL A PRAYER NUMBER - OR SOMETHING ELSE.

they call but no one is on the other end if the line, whats the purpose of the DO NOT CALL list if they keep calling... i'm ready to disconnect my land line number since the phone company wont do anything about it

This number calls me frequently. A recorded voice informs me "this is my last chance to obtain a lower interest rate; press '1' to speak to a representative". So, I press '1' and ask who they are or why they are calling a 'do not call number'. Seldom any conversation, as soon as they hear my question they hang up with a CLICK and no other speech. I have reported this as FCC DO NOT CALL violation multiple times, but no joy from their responses. ) One time a snippy lady responded "My callback number is '911', then she hung up....)

I have been getting these calls for some time now, on a landline and on a cell phone. Today I played along and the guy (Jerry) told me that his company got my info from Experiom, and that they were one of 60 companies given my info (why would he know that?), and that I would have to ask each company to be removed from their call list. So naturally I said "ok Jerry can you remove me from your list, and oh by the way what is the name of your company so I can keep track of the companies that have removed me from their lists...CLICK" he hung up just as all the others have when I start asking questions about what company they are working for. Yes I am on the do not call list and have filed a complaint with them each time I get a call... So far it is worthless but it is about all I can do. Here is a guy that got a similar call and got a little further, it sounds like this is a complete scam fishing for CCN's http://www.phonespamfilter.com/news.php/11

I realize there is nothing that can be done, however I'm registering a complaint. I too am on the do not call list and resent calls telling an untruth, e.g. your credit card is in trouble, or something to that effect.

I pressed 1, talked to someone, asked company information, Credit Services in Atlanta, Ga. Asked to speak to supervisor, he got nasty, told him I was on do not call list and he asked me why I had been wasting his time and hung up on me. Got another call last night, this time it was a female, same routine, Credit Services. I told her I was on the do not call list and I had filed one complaint last week, would file another one today and she said "fine. We will call you back again so you can file a 3rd complaint.

Caller claimed he wanted to lower my credit card rate. I gave him my credit card number. After the call I contacted my local law enforcement and they suggested I call my credit card company and cancel the card. The police said I should never give any personal info to anyone over the phone.

This number keeps calling me even calling back moments after I informed them I was on the Federal Do Not Call Registry. They claim to be "Credit Services" and they will lower your credit card interest rate. I am reporting them today to the Federal Registry and suggest that others do the same. They deserve to be FINED.

Every time I press 1 to hear more details I ask the caller for a name and they then hang up on me. In the past I have asked them multiple times to remove me from the list as I have been on the Do Not Call list for years.

Recording starts call to offer a lower credit card interest rate; you hold for an operator. I don't have any interest rates that need lowering so I ask what credit card of mine it is for, which they have no answer for. I've have asked them numerous times to put me on their do not call list. This time, the operator hung up on me. I've reported them to the National Do Not Call website also but they never seem to get them to stop the calls.

The automated voice calls to to say, "This is your credit card company and don't be alarmed. However, your interest rates are going up." Then they'll let you to believe if you stay on the line, someone will help you. THIS IS A SCAM! THEY WANT YOU TO BE STUPID ENOUGH TO GIVE YOU PERSONAL INFORMATION. THEN THEY WILL ROB YOU OF ALL CHECKING & SAVINGS!!

I get called about weekly and call id said out of area I traced call and got this number 904 259-4351Have been hung up on, told I was rude when I aske to be put onthier do not call list I am already on national listTonight I was RUDE to them so they said they would call tomorrowI guess the guy liked being called "a**hole"

I have an unlisted number, so sales calls are rarely received. Caller ID indicated an "Unkown Name" contacting me from this number, at exactly 6 p.m. After I said "Hello," the caller waited a second, then hung up without ever speaking. I am on the national "Do Not Call" list, but that means little or nothing to this caller.

It looks like this outfit is on a calling spree today. Similar dialog as others mentioned below. I asked the gentleman if he was aware that they were misrepresenting themselves as a firm with whom I have done business. I told the man that I was going to report them to the FCC.

Whoever was on the other side of the line didn't say a word when I answered the phone. I didn't say hello but kept silent.. after a seven seconds they disconnected. Caller ID said macclenny, fl. so decided to google the number and this site is what I found. Don't know how they got my number but i'm ignoring it from here on.

Received this call at work regarding lowering credit card charges. Pressed 1 to speak to a representative and he said "Are you willing to lower your credit card interest today" I told him I as at work and had no idea why he was calling - he hung up.

We are on the Do Not Call list. No matter. They ahve hit both our numbers.
This is an outfit that supposedly lowers credit card interest rates. What they really do is move your balance to a new account and collect a fee for doing so.
When I asked to be removed from their call list, I was hung up on.

Received a call from this number at a police dispatch center where I work. I pressed one to speak to a representative to ask that this number be removed from their call list. Mid-sentence, the man answering the phone hung up on me.

I did not answer, and caller left no message. Caller ID reads Macclenny, FL. Other complaints list this number as "Card Services," who have called me before, but using different Florida numbers. If you try to call back, you receive a message that the number has been disconnected or is out of service.

I'm sick of this party annoying me! Have asked to be taken off list - I'm on a do not call list and still get calls from this number. This morning called it back to get "number is disconnected" message - I only wish....

The caller ID said MacClenny, FL and it was a recording saying that several attempts have been made to contact you regarding lowering your credit card payment. The number they called is a business number. There was an option to press 1 to speak to someone and option 2 to not take advantage of lowering the rate. There was no option to be discontinued from the calls.

When I did not answer this unknown number, a recorded message was left on my answering machine telling me that this was the last chance to lower my credit card interest rate. This is an obvious scam; I never heard of these people, and they don't represent my credit card issuer at all.

The pre-recorded message urgently tells me that I must re-finance my credit card.
I jot down the displayed telephone number while listening to the garbage.
Smelling the stink of yet another telemarketer, I press "1" to get an operator.
When I get someone, I politely ask if I can call back and could they give me a number...they pause, say they are new and will look it up...about five seconds later, I'm disconnected.
Of course, when I dial the number that was displayed on caller I.D., it is no longer in service.
These people...what jerks! (clever jerks), but jerks!

called and said the accoutn ? was past due and to hold. I held, not know who it was. it rang moer than ten times, at this point I was wonderign OK< itf they're so desperate for $ they should pick up. It went itno another vioicemail and then rang a few more times. "Accoutn Services" I said what company is this, he repeated "Account Services" and I said "yes, for what company" "Visa Mastcard. (now I KNOW it wasn't legit) I said "Do we have an account with you?" and he started in with that's how we knwo to call you. and I said "you're wrong, you call ed a business and we don't have an accoutn with you" And he said" we didn't know that" and I said " But you just said you did, you waste my time now I'm gogn to waste yours" and he tried to talk over me "we'll take your number off the list" (AS IF) But I gave it to him anyway. and I yelled at him some more for wasting my time and he said "it's not that serious sir" and I Said "IT IS" lets see how I can waste YOUR TIME NOW. And he yelled back at me, and eventually hung up.

We receive at least several calls a week from a Florida # or this # or unknown #. They say it is last chance to lower interest points on credit card. Once I clicked yes and when I asked the questions. I also told them I need information and their number to call them back after I discussed with my spouse. They hung up on me. This is s scam and should be reorted to the FTC.

I have followed their instructions to be removed from the list but they fail to comply. When I pressed 1 to speak to someone and requested removal from their list they hung up on me. This has happened four different times.

Said they were from Credit Card Services and said they have been desperately trying to reach me and if I didn't press "1" and speak to someone it would be the last time I would have the opportunity to get my credit card rates lowered. I KNEW this was a scam, but I hit "1" to chew someone out. However, when I got transferred over to someone, they just hung up on me. Good for them!

WE RECV'D A VERY DISTURBING CALL TODAY ON A PHONE # WE'VE ONLY HAD 2 WEEKS AND 5 PERSONAL PEOPLE HAVE THE #. THEY CLAIMED THEY COULD HELP LOWER OUR INTEREST RATE. THEY GOT (DUE TO OUR STUPIDITY) CREDIT CARD NUMBER AND BALANCES. WE HAD TO HAVE $2000 AVAILABLE BALANCE, WELL WE HAD THAT AND THEN WE GAVE THEM ONE WITH $4400. I ASKED WHO THEY WERE AND THEY SAID THEY WERE CREDIT CARD SERVICES. WELL SOME OF OUR CARDS GP TO CRED CARD SERVICES. THEY DIDN'T GIVE THEIR PHONE #, AND WHEN I CHECKED CALLER ID IT WAS NAME UNKNOWN BUT #904-259-4351. I CALLED THAT # IMMEDIATELY AND GOT A RECORDING THAT IT HAD BEEN DISCONNECTED. I AM VERY CONCERNED ABOUT IDENTIFY THEFT AND CHARGES ON OUR CARDS.

An automated message told me to hit 1 for more information on lowering credit card percentage rates. So I did. I asked the lady who she was calling for. She said who ever lives in the house with major credit cards. She said you have to have over $3000 in credit card debt with major credit cards to be eligible for this program. She explained it but it sounds like a scam. I have been on the do not call list for many years but it doesn't stop them!!

They posed as someone in relation to my credit card company. I hit "1" and was gretted by someone who asked if I was interested in lowering my interest rate. I asked to be placed on their
"Do Not Call" list and was hanged up on.

I was Auto-Dialed at 8:49PM. I have verbally asked twice to be taken off of their call list; tonight made it 3 times.
I also dialed 2 to be removed from their list. To no avail over the last 3 weeks.
The person who answered tonight was a Shawn Williams from National Credit Services.

I am on the do not call list also. I have received serveral recordings saying they want to reduce my interest rate on my credit cards and want me to hit # 1 or 2 on the telephone and I just hang up because even thou I would like to give them a piece of my mind in my own voice, it might be a long distance charge. My daughter got the same call while I was visiting her one day. Can't something be done to stop this.

Numerous calls from this number, evidently a con-artist trying to rip off credit card info. I've reported this number to my phone company, local paper, National TV network, Better Business Bureau & the FTC.....Somebody has to have the ability to shut this crumb down!

Receiving voicemails calling from different numbers every few days. Only part of message is "rate will expire". Number is not in service when calling back. My number is on the do not call list.
Very annoying.

"Credit Services" is actually Personal Data Systems "PDS" (http://personaldatasys.com/). They have called me at least 50 times. When I asked for more information on the company, they hung up on me. Their REAL phone numbers are

Called several times on 1-27-09; mentioned it was my last chance to lower my credit card interest rate. "Press 1 to continue". I DIDN'T! Am sure it is a scam. Am on the Do Not Call List, YET keep getting these SCAM CALLS. What good does the Do Not Call List Do????

I have been getting calls from this number for several months. I have hit the #2 button to take me off their calling list, I have talked to the rude telemarketers who hang up on you when you politely ask them to please stop calling. I am on the "do not call list" but it doesn't seem to work. What can be done about these scam people.

These people continuously call my phone. I have asked to be put on their do not call list, but this doesn't help. The last time, when I tried to complain, they hung up on me. What do I have to do to get them to stop!

After doing a reverse search on this phone # it was traced back to Nicole D. Barnes at 11295 Debbie Lane and Melissa Perry at 385 Barbara Circle. I just called the Macclenny, FL police! I have had enough!

This was a credit card company claiming to be my bank card offering lower interest. I asked the person to remove me from their list and I was hung up on. I receive calls from this number every other day.

This number has called me previously, and I have asked to be removed fromt their list. They claim the call is to lower your credit card rates, but they do not know your credit card type or number. The last time they called, I barely got 2 words out and the girl hung up on me. When I used my caller id and called the number back, the recording said, "We're sorry, this number has been disconnected, or is no longer in service. If you feel you have reached this # in error...." How can we locate the owner of this number?

It sound like a credit card debit collector. A prerecorded tape...stating about "This is your Final attempted notice" and regarding lowering your interest rates for your credit card. It stated to either press 1 or 2. I did not press neither button, I waited to see if someone would pick up phone...apparently call disconnected. Please, don't press any of those selection they give you. That's a possible scam giving an okay to perhaps place charges on your phone bill from another country. As I as advised by a spokesperson from Verizon. Be EXTREMELY CAREFUL!

Interesting . . . Got the call at 3:36PM today. I hung up in the middle of the recording. It's now 3:56PM and I have called the number twice, the second time to confirm the first . . . "This number has been disconnected . . ." Hmmm.
I am also on the Do Not Call List.

The rep would not give me a call back number or thier company's name. He said he wanted to lower all credit card rates. When I told him I was on the National Do Not Call list he got defensive and hung up.
If you got this call and are on the National Do Not Call list as I am, please file a complaint like I did. The more we file the more the government will have to take action. Best regards

The rep would not give me a call back number or thier company's name. He said he wanted to lower all credit card rates. When I told him I was on the National Do Not Call list he got defensive and hung up.If you got this call and are on the National Do Not Call list as I am, please file a complaint like I did. The more we file the more the government will have to take action. Best regards

Automated message to reduce credit card debt, dial 1 to reduce credit card debts, dial 2 if not interested. When I pressed 2, call immediately hung up. I am also registered on the National Do Not Call list and will file a complaint with the DNC list website.

Begins with recorded voice claiming something about one's credit card, final chance to get lower rate... I pressed the key to get through to a person, intending to get company name and point out that we're on DNC registry. Person read a script to the effect that because I had made my payments on time I was eligible to lower the rates on ALL my existing Visa and Master Cards. He hung up immediately on being asked which bank was calling.

i am on the do not call list, when you call the number back it said it was disconnected. so how can it be disconnected if they just called from it.
i have told them every time they call i am not interested and stop calling.

I asked politely to be removed from their list and they hung up on me! We are on the do-not-call list. It's a prerecorded message made to sound like there is a problem with a current credit card. SCAMMERS.

Shawn Williams, Account services. Company "Credit services.
Hung up as soon as he was asked if this was a marketing call, and before I could ask for company phone number or supervisor.
I am/have been on DNC, and have filed complaint.

Final chance to get interest lowered on credit card debt .... Credit Card ServicesI have received many of these "Final chance" calls and I sure wish my chance would expire! I am on the DO NOT CALL LIST

These people call almost everyday. There is a recording that states that they are calling about my credit and reducing the interest rate and that it is my last chance. They say they are "Credit Services." After hanging up on the recording multiple times, I have started pressing 1. The first time I told them I was on a do not call list and to remove me from their list. The second time I tried to get information and was hung up on. The third time the woman told me she was in Tampa Florida and hung up on me. Today, when I answered yes to their first question which is are you responding to our offer of reducing the interest rate on your cc, I said yes and they hung up on me. It is very irritating, they call just as I am getting home, I rush to the phone and I want it to stop. I am not sure if the calls are coming from the above number because I don't have caller id, but it could be.

This number repeatedly calls my business lines, when i get someone on the line to ask them to delete my number from their auto-dialer they hang up immediately. Calling the number back gives a disconnect notice.

Not sure who these jerks are - they just called here and it's 7:30pm - no message left on the answering machine either!! I tried to call them back and got a message that the number has been disconnected.

These people call several times a week. I have reported them to the FTC since we are on the DNC list and it seems they can't shut them down. The phone number listed is not a working number they are skirting the system somehow. When I press one to speak to someone and tell them they are breaking the law and to remove our number they don't care. They won't tell you who they are or give you a phone number you can call to get off their list. I've been told by one of them to press two to have my number removed and nothing happens. I am so sick of these people calling if I knew who it was I would file a lawsuit against them. It makes me want to rip the phone out of the wall!

They keep calling and calling, I have no credit card, i want no credit card, I want nothing to do with this outfit.
Who ever is doing business with them please stop, let them go belly up for being so rude to those who don't want phone calls from them
OldCotton

Some company has been calling me several times EXECY DAY to advertise his service of "Lowering the interest rates on my credit cards." I was prompted to 'press one to show interest' which I did, where a non-American voice staretd the spiel about "since you have been so good about paying all your carde on time..." When I asked "Which cards exactly are we speaking about, he hung up on me." *69 revealed the number above, which, when dialed, came back as disconnected or not in service. VERY INTERESTING.

Have no idea who this is. Read the other posts regarding this number. I am as frustrated as the rest!
Can someone make a device that will send an EMP to the people calling us, disabling and crippling their companies? That would be awesome.
I'm also starting to think that the "progressives" have found a way to skirt this DNC list. Stupid effers.

Said it was a credit services trying to get ahold of me and has called me several times before and this was my very last call.I stayed on the line and pressed 1 to talk to Richard and I said I am on the DNC list and please remove me.He slammed the phone down in my ear.call came in at 9 am this morning.I see it is another call from the state of Florida.Everybody I have turned in is from Florida.I wished there was a way to block the whole state from calling me.

same things, more calls. I put the number on the DNC list for complaints. There seem to be more and more calls lately that violate the law. They need to release the unabomer so he can target these groups.

Happens several times a week at all hours of the day, automated warning that "last chance to lower your credit card rate", I press 1 and get connected to someone who identifies the company as Credit Services, I ask to be placed on their do not call list and sometimes they say "ok" and hang up but most times they just hang up.
But these scammers keep calling. I am also on the Fed DNC list as well.

I received a call that was a recording wanting to lower my credit rates. I dialed 1 to find out who was calling. The man who answered was very rude and would not tell me the name of his company. He said if I didn't want to lower my rates why didn't I press 2. I asked again what company he was with and he would not tell me. He said if I wanted to have my number put on the do not call list. I said yes. He said I would have to give my number to him since he didn't actually make the call and was just in the call center.

Receive a daily phone call threatening me with my last chance to lower interest rate on credit cards. Have requested several time to remove my name from their list. When I called them back today at the above number, it said the number was disconnected or no longer working.

Recorded message saying that this is my "final chance" about my "credit card". Funny... wouldn't you think they'd know what specific kind of credit card I had, if they were legit. They call at least twice a week.

This number has called us several times recently. I never pick up, because we are on the Do Not Call registry, and I know that many Florida numbers are scam/crank/telemarketer callers. They do not leave a message. Who are they?

I have experienced something similar to others on this site. They call over and over. I've asked multiple times to be removed from the list, when I asked to talk to a supervisor he hung up and today I asked which credit card they were calling regarding and the call was disconnected. This is very frustrating. I have two small children and have better things to do with my time.

They stated that they had "important information about my credit card" (I dont use credit cards at all!) When the woman got on the line and I asked her to stop calling she stated that 40 other companies use this number and that I can press 2 to have them stop calling-the same thing she told me 15 other times, each of which I pressed two and nothing happened. Sometimes these people call me after 9PM!

I think it's a credit card scam. It's an automated message dealing with your credit card debt. you have to press 1 to talk to someone. After pressing 1 the call was forwarded to another #. That number doesn't show on my caller ID. When the call was forwarded I was hung up on when I asked why they keep calling? So I revese looked up the number on whitepages.com and it comes back with:
Melissa Perry
home
385 Barbara Cir
Macclenny, FL 32063-5576
(904) 259-4351
I Want these calls to stop. I don't own a credit card.

They claim to be a company called Credit Protection Services. They leave messages stating this is the last time they are going to call in regards to a credit card account. They request you press#1 to speak to a representative. They want you to qualify for a lower interest rate on your credit card, and you must pre-qualify by being $3000 or more in debt. Then they want to pre-qualify you into their program, and all you have to do is give them your account number to a master card or visa. I have requested over 11 times directly to a "rep" NOT to call again, and of course they do. The last time I aske dthem for a phone number to call them back with, they refused until I prequalified, but they had all my sensitive information of address, name etc. I hung up this last time, and then they called me back from #

These people keep calling my phone about lowering credit card bills and I don't even own a credit card. They hang up on me when I try to talk to them about getting my number off their list.
Somebody please punish these people!!!!

some woman called my Dad, she said she was going to get all his money out of the bank. this crap needs to be stopped. this is the 2nd time she has called, I tried to call the number back both times, and got a recording....this number has been disconnected or is no longer in use.

Discover Card called me on a Sunday 1/11/09 at 2:52pm. I understand why they need to call but I thought calls on a Sundays were not allowed. This is not the first time they've disturbed me on the Lord's day.

They want your credit card numbers so they can charge your card money for tryng to falsely lower your rates. They are not from your credit card company. They are telemarketers. Report them on the DO NOT CALL webite so they can and will investigate them. The more complaints the better.
https://www.donotcall.gov/complaint/complaintcheck.aspx
It's fast and easy to report fraud and you only help stop this type of fraud when you take time to report this type of trash.

I have had aprox 10 calls from this number or like numbers, all respond concerning interest rate lowering on my credit card, (which I do not have) When I click on the phone key pad in response they hang up. I also have registered with DO NOT CAll GOV.

If you are on the Do Not Call List...FILE A COMPLAINT!
https://www.donotcall.gov/default.aspx
If you're not on the list get on it!
Filing a complaint is the only way to shut these guys down. It wont happen overnight, but it helps.
!file a complaint!

Pre-recorded screen: "final notice for lowering credit card interest rate." Two options - Press 1 to connect to agent, or 2 to be removed from their call list. This is a repeat caller, and I have pressed 2 several times. This time pressed 1 and spoke to agent, requesting to be removed. Was told to press 2 next time.

The call was telling me my credit was about to be cut unless I talked tho them. I pressed (1) and informed the woman that her call was illegal and I would report it. Her reply was " great!" and she hung up.

Like everyone else I received the call from this number.
They say there are Credit Services.
I am on national do not call list and should not be receiving these calls.
If these are scammers, you the people that have already been charged on credit card by these people, call the police and your credit card company. You have the necessary information to track them down on your credit card statement.
Since the phone number is bogus (disconnected when called), you are the only people that have any legit information on nailing these jerks.

I am so sick of getting calls from these scammers. This was the one about lowering credit card interest rates. They called Tues. of this week and told me that they would take me off of their automated phone list. Of course, they never do that. And tonight the lady hung up on me. I always file a complaint with the FCC and another on the do-not-call list. And I would urge everyone who gets these calls to file complaints! There is strength in numbers.

Number showed up on caller ID. Here is what you do. Go buy a cheap hand held recorder. Then record about 15 seconds of a fax tone. When a call comes and you don't recognize the caller, pick up the recorder, open the phone line, and then play the recorded fax tone in to the phone speaker. They will not call back again. Do this to all telemarketers.

They have been call me for 3 month and I am on the do not call list also. I hang up on the recording to lower your credit card interest, because I know it is just a way to scam you.But I am concerned that on another site I saw other gave out their info and all this company did was call that person credit card company and asked them to lower the consumer rate, than they charged the person credit card $500. I called the FTC and the woman told me if enough people call them they will stop this scam, she also told me to call back if the number they are using changes. FTC(

Just got one from this #. We've gotten several before, always with information on lowering our interest rates on credit cards (which they cannot identify). I pretended to be sick and spoke softly. The guy asked what it was I just said, and I replied that I had laryngitis and could he please turn his volume up. Then I screamed, as loud as I could, "QUIT CALLING ME, FOOL!" That will do nothing, in all likelihood, to stop the calls, but I felt a lot better....

this is the second call from them. when i called back i got a recording saying that it was disconnected. i did a reverse search and found the number in maclenny florida. i sent a email to the city manager to please check it out and let me know what he finds out. told him that it gives his town a bad name to have scammers there.
i tried blocking the number but my carrier wont allow me to block it. i am going to call in morning and see what can be done about it.

The Recorded call ask if I wanted to save interest on my credit cards to press 1, I did and a Black man came on the line and ask if I wanted to save money and I asked "Who are you?" He said ma'am don't start out with questions like that." I said okay, I'll just tell the FBI and hung up.

904-259-4351 this number comes up as unknown. I am registered on do not call list. It doesn't matter I get calls about every two weeks claiming they can lower credit card rates. I don't carry any balances. How do they get my number? I want it stopped.

The man claimed to be called "Credit Card Services" when I asked the company name. I said who are you trying to call? He said they are just calling everyone, said he could lower my credit card interest rates. Then he asked for my phone number. I said I am on the do not call list and I have no credit cards.

Same as others. This Company has called numerous times with offer to lower my current interest rate. I pressed the number to have my phone # removed from their list, and now they call twice as often.... almost daily.

This number continually calls and I generally ignore it because I do not recognize it as a "friendly and known" number. If I choose to ignore the call, the caller leaves no message. I tried to answer it today, as I have a few other times to to them to stop calling, the line simply goes dead shortly after I answer. It is creepy and I am sure this is a scam of some sort, or possibly a predator.

I have repdately asked these people not to call me. I have asked for a supervisor and let them know I am on the national do not call list. I have filed their number with the national do not call list. no results. Please make them quit calling me.

904-2594351 Big time scam they tel you they are from visa and MC not true and will want your cc number and the tel # to call them but they never tel they will charge your CC any amount they want base on your card limte

The opening was a recording saying that this was one of my credit cards calling about a serious matter and asking that I touch "1".
I was connected to Chris who explained that they were offering a way to reduce the interest on my credit card(s).
I asked for the company name and he answered "Credit Services". I asked for the location of the company and he hung up promptly.
This was the second identical occurance in ten days we the same reaction to questions.

Iplies they will reduece your credit card interest rate. Answer the phone and you will be given an option to have your number removed from the list, option 2. If you wait for a rep and ask the person that answers they hang up before they get your information. It's a phishing type of scam to get your information. I waiting for the next call so I can press option 2. FYI, the number on the caller ID changes depending on whether you have pressed option two for the number that shows up. This is how they get around the DNC list. Different number implies different people being told to remove your number from their list. Also, my number is unlisted. They bought number from websites or companies I do business with. Call any company, better yet write a letter, telling them you do not want your information sold or given to ANYONE including their business partners. Keep a list of who and when you sent the letter as well as a copy of the letter sent. Better able to hold them accountable.

I am also on the DO NOT CALL LIST, but that hasnt stopped them from using a automated dialing service, and they have called me at least 3 other times over the past year. The automated recording states that they have tried to get ahold of you several times, and that its very important regarding your credit card interest rate. When I waited for "someone" to get on the line, I asked them what company this was and a phone number to call them back and speak to a supervisor.--she hung up the phone !

Not sure if it would do much good to complain to anyone, because when I got a call (supposedly) from this number a few moments ago, I let my machine get it. No message was left. Out of curiosity (I'm on the DNC list, too), I called the number. Got a phone company recording that this number was disconnected/out of service. Seems to me like they've found a way to fool the CID!! Not sure just how much good it would do to report this number to the FTC when it's not even a working phone number?

Computer call, two choices regarding credit card interest and I have no credit cards. Call is talking like I already have an account there. Checking other complaints I can say this was a telemarketing call and I am on Do Not Call list as well.

CID said Florida Call, let it go to answering machine, they hung up without saying anything. I get the most suspected telemarketer calls from Florida. Apparently that state is exempt from the DNC prosecutions.

I have been getting calls from this number for several days. I don't answer anymore. The times I have, there has been no one on the other end - maybe I don't answer fast enough for them. I am also on the do not call registry. It is quite annoying.

I am on the DO NOT CALL list. Unfortunately the Bush Administration hired a lot of people at the FTC, and FCC and they are not doing their job. Please contact the spammers who use this number the do something that you are paid to do by the U.S. government.

I am on the DO NOT CALL list. Unfortunately the Bush Administration hired a lot of people at the FTC, and FCC and they are not doing their job. Please contact the spammers who use this number the do something that you are paid to do by the U.S. government.

If you do not call the FTC, just posting here will not do you that much good!!! I called the FCC about this company and they told me to call the Federal Trade Commission. They said if they get enough complaints they will take action. Call

Calls & says that they have called several times & that time is running out to lower my interest rate on my credit cards. But doesn't leave a name or phone number. Or my caller ID says unknown name and number. Smells fishy to me.

claims to be able to give a lower interest rate on our credit cards. when we said we would not give any information over the phone, they just hung up. if they were from any of our existing card accounts they should be automatically giving me a lower rate!!

I received this call on CHRISTMAS EVE morning. I do not care for these type of call ANYTIME; but when they come on Sunday or a holiday... I am livid!!!! There has to be SOME way to deal with these people. I am on the Do Not Call list

I have now been "officially notified" for the 55th time (I have kept count) That "This is my last notification about lowering my credit card rates".
I know my credit card companies and, due to the fact that Hell is not frozen over, I am confident that any news about reductions in my rates rates right up there with Truth-in-Lending and Country of Origin food labeling.
Where are the States' Attorneys General when you really need them?

An automated voice called and said 'press 1 to lower your interest rate.' I did not know if it was an actual account from our bank or a solicitation call. It was a solicitation call. It may be worse than that. Do not give these people ANY information. They would not conceed that it was a solicitation call. It is illegal to call our phone for solicitaion. They did it without checking donotcall.gov.

When I tried to register this # on the donotcall.gov website I got this:
We Are Unable to Accept Your Complaint
The phone number 904-259-4351 was registered on December 09, 2008. Companies may call you for up to 31 days after that date. You may file a complaint if a company calls you after January 09, 2009.
Note: If your area code has recently been changed and you receive the message "Grace period has not expired" when you attempt to file a complaint, submit your complaint under your old area code.
Please print this page for your records.

OK... I called Verizon about this company and asked how I could stop future calls. Of course I added them to my "Call Intercept", but he said that if I dial *57 to activate call trace, the number they are ACTUALLY calling from will be sent to their unlawful call center. I can then contact my local police department, file a report, and they can legally obtain the information and provide to me. Without delay, I hung up and activated call trace. I need to wait a minimum of two weeks before filing a police report. I will post updates here.

claimed they had tried to reach me several times to tell me my credit would be reduced. When I stayed on the line and pushed one for operator, I told them to cancel the credit card if they wanted to reduce my limit. Unbelievably, the guy on the other end hung up! I suspect this is a scam to get you to give them personal information so they can steal your identity!

Don't even wonder if this is a legitimate call regarding your credit card account. I just moved and within 2 minutes of my new phone number being hooked up, I got a call from this annoying company and have continued to get calls since then. File their number under "Pond Scum".

We keep getting phone calls from this number. A recording about lowering our credit card rate is the first thing we hear. We keep hanging up but this phone number keeps calling back. It can't be a legitimate phone call because we only have 1 credit card and it is with our local bank! Not in Florida which is where this phone number originates from!

Wanted to give me a lower interest rate for my credit cards. Lied about being in Atlanta when the telephone was from a Florida prefix. This is not the first time this scammer has called. Scammer said his name was Todd.

I got a call from 904 259 4351
No one acknowledged my when I answered the call, and I hung up (as is my standard procedure).
I presume it was a telemarketer dialing numbers, and no human was available the moment I answered.

they have called many times and I have asked them to take me off the call list and I am on the Do Not Call.gov and I still get them and so I have started cussing them out and they hang up once they hear the F-word

These guys keep phoning up and leaving a message stating its my last chance to reduce interest rates. I'm on the do not call list and have asked them to take me off the list. The individuals just laugh! These people need to be dealt with - what use is do not call if we keep getting these spammers. Have filed a complaint with donotcall.gov

Recieved a call on my bus line with an automated maching asking to Dial 1 to lower your credit card. I dialed 1 to let them know they were calling a business line and the guy picked up and said "Card Services" did you dial 1 to lower your rates, and I said no I am asking you to remove my bus. line and he hung up on me. Caller ID stated unknown.

I have received call after call, sometimes on a daily basis from this credit card scammer that threatens me with a recorded warning that this is my final notice before credit action will be taken. Selecting to talk with customer service meets with extreme hostility when you ask to be taken off the calling list. Selecting to receive no more notifications doesn't work. I am on the national do not call list and resent being called by this "company." This scam needs to be put out of business.