The Bank operates in 17 districts of Western and Southern Orissa viz. Bolangir, Sonepur, Bargarh, Sambalpur, Deogarh, Jharsuguda, Sundargarh, Kalahandi, Nuapada, Kandhamal, Boudh, Ganjam, Gajapati, Koraput, Malkangiri, Rayagada and Nabarangpur districts covering 57% of the total districts and 63% of the geographical area and 48% of the total population of the State as per 2001 census.