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We specialize in cheap car insurance, featuring cheap liability car insurance and cheap full coverage auto insurance throughout the entire state! See how much you can save on insurance from Newark to Jersey City, Paterson to Elizabeth, Trenton to Camden. Don't you have something else you'd rather spend your money on? Save more by shopping smart online.
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All Jersey vehicle policies must meet the state minimum liability requirements established by law. Currently, $15,000 per person and $30,000 bodily injury per accident are the least amounts of coverage you can have. However, increasing coverage to the next level ($30,000/$60,000) is highly recommended. The minimum amount of property damage required is $5,000, which may not cover multiple vehicles that are totaled. $10,000 is the next optional level. Financed vehicles will require comprehensive and collision coverage. Although deductibles of $250, $500 and $1,000 are the most common, you can choose among several different options. Vehicles that are leased may require increased liability limits. Property damage will also be required. Once a vehicle is paid off, or you own the title, you may want to consider just liability coverage, which may drastically reduce the rate. However, if you have an at-fault accident, you will be responsible for the physical damage to your car or truck. View the rates and get free personalized online quotes. Just click on the secure link above, provide your zip code and click on a provider for your quote with no cost or obligation. You can quickly receive multiple quotes and compare for the lowest rates.

Ask for discounts. To help keep your premium down, ask what discounts the company offers (i.e. security devices, safety devices, good-driving record, defensive-driving courses, good student, etc.) and whether you qualify for any of them.

Ask if these Auto Insurance Discounts are available:

* Low annual mileage - For driving less than a certain number of miles per year.