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Disclaimer

Disclaimer

Full Disclosure of Terms

Upon approval, the customer is provided with the documents comprising all rates and fees information regarding the loan offer. It is highly advised that the customer thoroughly reads through the rates and fees information provided by the lender prior to accepting the loan terms. There’s no obligation on the part of the customer as to accepting these terms. The customer is free to e-sign the loan agreement only when he’s completely confident that the loan terms specified by the lender in the lender contract are acceptable.

The interest rates and loan fees are specified exclusively by the lender, with exact amounts provided based on the information given to the lender. Badcreditloansonline24.com possesses neither knowledge nor control of the loan details between the customer and the lender. The customer is not put under an obligation to preserve his loan request when he decides the lender’s loan terms are not appropriate for him.

Late Payment Policy

The policies concerning late payments differ depending on the lender. Customers are advised to read through the policy of late payment specified in the loan agreement prior to signing and agreeing to the loan terms. Moreover, there are laws, rules and regulations in every state that govern late payments and must be followed by all lenders.

Non-Payment Policy

In case the customer fails to repay the loan, extra charges and fees may apply. Badcreditloansonline24.com spares no effort to cooperate with reputable lenders only whose debt collection conduct is fair and decent.

Loan Renewal Policy

When it comes to the policies of loan renewal, they are regulated by state legislation to a great extent. The customer can find his state’s laws and regulations here. It is also advised that the customer carefully reads loan terms specified by the lender with regard to loan renewal policy prior to signing the loan agreement.

Credit Score Effect

Badcreditloansonline24.com does not make any credit decisions and it does not perform a credit check on consumers. Some lenders in our network may perform a credit check to examine customer’s loan eligibility. Loan lenders usually do not perform a credit check with the three major credit bureaus: Experian, Transunion, or Equifax. Customer’s credit score may or may not be influenced by the activities undertaken by a particular lender. In case the customer fails to repay his loan on time the lender may report this to one or more credit bureaus, which in turn could have a negative effect on the customer’s credit score.

Debt Collection Procedures

Badcreditloansonline24.com is not a lender and is not involved in debt collection practices. The collection practices utilized by the lender will be specified in the loan agreement. In case of any uncertainties with regard to the collection practices utilized by the lender it is advised that the customer discusses this issue with the lender direct.

Consumer Notice: Short-term loans are not a long term financial solution. Borrowers facing debt and credit difficulties should seek professional financial advice. Borrowers are encouraged to review local laws and regulations governing short-term loans.

Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time without notice. All actions taken on this site, or legal concerns addressing this site, are deemed to have taken place in Nevada, regardless of the location from where you access this site.

Disclaimer: This website does not constitute an offer or solicitation to lend. The operator of this website is not a lender and does not make credit decisions. Rather, we provide a marketplace service where we connect you with lenders in our network. We cannot and do not control the actions or omissions of lenders in our network. We are not an agent, representative or loan broker to any lender and we do not endorse any particular lender. Our marketplace service is always free to you. If you are ever asked to pay a deposit or advanced payment in order to get a loan, you should not proceed.

You are under no obligation to use our marketplace service to initial contact with or apply for a loan with any lender.

Subject to our Privacy Policy (which you should carefully read and understand), we will transfer your information to lenders in our program and to other service providers and marketing companies we do business with. We do not guarantee that you will be connected with a lender or obtain favorable rates or be approved for a loan by completing a form on our site.

Participating lenders may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders may obtain such credit reports and verify your information.

Not all lenders can provide you with a loan. If you are approved, you will receive funds according to the lender’s funding practices which vary from lender to lender. Repayment terms also vary from lender to lender and may be affected by state law. If you have questions about the loan terms offered to you, or about a loan that has funded, please contact the lender directly. We are not a lender and cannot give you loan-specific information.

You will not be charged a fee for using our service. Loan-related fees are controlled by the lender and will be disclosed to you before you accept the loan. If you do not want to incur loan-related fees or you are unable to repay your loan, do not accept the loan.