Corporate Executive Benefits

We drill down on client objectives by interviewing key decision makers, analyze
existing programs and provide a peer comparison to maintain competitiveness.
Once our analysis is completed, we will meet to explain our findings and discuss
how to close any gaps. If appropriate, we will present alternative cost effective
options designed to achieve our client’s objectives.

Many clients have hired us due to our extensive expertise in helping large law firms
and executive groups design and implement their executive life and disability risk
management plans. These plans are designed to insulate group rates from the
impact of large claims without jeopardizing the quality or the high coverage limits
often necessary to meet the needs of the Executive population.

Executive Disability Plans

A disability could be devastating to the income and accumulation goals of
executives on your team. As an employer, you want to provide adequate coverage
to key executives on a cost-effective basis. Understanding the risk, assessing the
income protection needs of your key employees, and designing effective solutions
that benefit both the employer and the employees can make a significant
difference.

Employers should carefully weigh their choices and balance cost and administration
with the need for adequate coverage. There are many factors to consider, and we
will help better prepare you by finding the right protection for you and your
executives.

Group Life Carve-out Plans

Many of our clients provide their Partners and Executives significant levels of group
term life insurance coverage. What we have found is that it only takes a couple of
claims to drive up group rates not to mention the limitations on portability and
automatic age benefit reductions. Our solutions have helped our clients stabilize or
reduce group rates, remove age reductions, improve portability and offer greater
limits of guarantee issue coverage.

Securities Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer, Member FINRA/SIPC. Peck Financial is independently owned and operated. Peck Financial is a Member Firm of M Financial Group. Please go to www.mfin.com/DisclosureStatement.htm for further details regarding this relationship. Check the background of this Firm or investment professional on FINRA's BrokerCheck: https://brokercheck.finra.org/