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Kara Martillotti

I am the Administrator of Business Development in NJM’s Commercial Lines Sales Department with 25 years’ experience in workers’ compensation insurance. I pride myself on my sales, service and account management expertise. We handle workers' compensation clients of all sizes, as well as fleet accounts for commercial auto insurance. I'd be happy to talk to you about your commercial insurance needs.

Contact Information

Territory

New Jersey Counties

Burlington

Monmouth

Ocean

Pennsylvania Counties

Delaware

Lehigh

Northampton

Philadelphia (west of the Schuykill River)

New York Counties

Richmond

NJM Commercial Insurance

NJM is a trusted name in the insurance industry. Founded more than a century ago, we are the largest workers' compensation insurer in New Jersey. Our expertise in managing claims translates to savings and value to our policyholders. We are also one of the leading underwriters of commercial auto insurance in the state.

Commercial Auto

When it comes to commercial auto insurance, you want a carrier that provides extraordinary value and attentive, quality customer care. Find out why NJM is one of the leading commercial auto insurers in New Jersey.

We cover businesses such as:

Manufacturing firms

Consulting firms

Law and accounting firms

Lawn care and landscaping companies

Electrical contractors

Construction companies

Retail stores and supermarkets

Plumbing and heating companies

Masonry and carpentry companies

Commercial and residential builders

Hospitals, nursing homes and rehabilitation facilities

Restaurants

… and more.

Workers' Compensation

You want a workers' compensation insurance carrier dedicated to controlling your costs while ensuring quality care for your injured employees. Find out why NJM has been the largest workers' compensation insurer in New Jersey since the 1940s.

We cover businesses such as:

Manufacturing firms

Electrical contractors

Builders

Hospitals, nursing homes and rehabilitation facilities

Plumbing and heating companies

Car dealers

Restaurants

Retail stores and supermarkets

Universities, public and private schools

Machine shops

Retail and wholesale operations

Professional office operations

… and more.

More information on:

For more than a century, NJM has provided workers’ compensation to businesses throughout New Jersey. As an NJM workers’ compensation policyholder, you get all-inclusive coverage and value-added services. This includes highly specialized experts who handle all aspects of the claims process; credentialed loss prevention specialists who offer tailored programs; a medical management team that proactively administers care and cost; and in-house legal and special investigations teams to limit your liability, defend your interests and protect you from fraud.

Customers who are self-funded, have captive insurance or carry a large deductible are eligible to use a portion of claims, loss prevention, legal and medical management services provided through NJM Claims Management Services LLC, a separate NJM entity.

The core of our commitment has always been on safety and loss prevention. We have professionally credentialed loss prevention staff that performs on-site evaluations, which can recommend and conduct safety awareness training programs to help reduce the risk of injury.

Workers’ compensation policy premiums are partially based on the extent of workplace injuries and accident claims, which means you can play a part in controlling your costs. We can work with you to help reduce the frequency and severity of claims.