This is the November 2013 digital issue of Bank Systems & Technology. It examines the ways banks are assessing and adopting cloud computing for their operations. Our cover story identifies four key banking functions that are increasingly cloud-based and analyzes why banks are overcoming concerns about security and control to run these kinds of core applications in the cloud.

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IN THIS ISSUE:

Banking In The Cloud: 4 Hot Initiatives: Banks are overcoming their concerns about security and control to take advantage of the business benefits of running core applications in the cloud. Bank Systems & Technology takes a closer look at four emerging cloud trends in banking.

What Are The Real Economics Of The Cloud?: CIOs looking to wring true value from the cloud must cut through marketing hype and understand the true economics.

Changing The Cloud Security Conversation: Banks' concerns about the security of running applications in the cloud have persisted, keeping many institutions from exploring and using public clouds. However, the cloud security conversation has shifted. What's the reality?

Using The Public Cloud Across The Business: Although many banks will only consider running processes and applications in private clouds, ANZ's growth strategy depends on public cloud capabilities.