The networking transaction channels of the VeriPay System were
first tested out in Australia ( same size as USA ).
Now that global e-payments are ready, Australia has changed
the name of her system from "Veripay" to
"iCHARGE" http://www.xilo.com/news.htm?story_53
But the basic e-transactions applies.

Note : VeriChip is now its own Corporation, and is no longer a
subsidiary of Applied Digital Solutions. ( February 2007 )

Introduction
-- One Chip , Many Applications

VeriChip is
an implanted radio frequency ID chip. When it is used for
cashless financial transactions, it is referred to as the VeriPay System. ( works with eft
systems)
. It was first tested out as an eft system in Australia since
2003 ( 4 - 5 years ago ) . A pilot program.
There, it was originally known as "veripay" for testing
purposes only ;
The Australian banking system has now changed its name to
"iCHARGE" ;
That way the "VeriPay" name will be used exclusively
for the GLOBAL eft system that is to come.

In Barcelona, Spain, a verichip implant was used as a debit [
pre-paid ] chip only; It was not globally applicable.
Its main purpose was for promotion among the young crowd and in
bars.
_____________________________________________________________

When the VeriChip ID implant is used to access medical
record-databases and e-health medlinks,
it is referred to as the VeriMed System. Began in Italy.

Security: When VeriChip is used for accessing buildings,
businesses, plants, and for security ID etc. it is working in
conjunction with the VeriGuard SAC System. Began in Mexico.

For the dead, there is VeriTrace ( Sumatra tsunami and New Orleans
Katrina). FEMA - related ; used in major disasters and also
singularly.

The Bible warns us not take the Mark of the Beast in
the right hand or forehead for commercial purposes ( buying and
selling).

We are not to belong to the System's Loyalty program.... a
loyalty and allegiance to the coming world leader whom the Bible
calls "the beast". Behind the antichrist , false
prophet and the all-encompassing enslaving System is the Dragon
--- Satan himself.Revelation 13. [ 666 Mark of
the beast ]

Five warnings:
We are strongly warned in Revelation 14: 9 -
11
1. not to worship the Beast,
2. nor to transact in his name
3. nor his mark
4. nor his image. ( notice all those large plasma
screens everywhere ? )
5. nor his number ( 666 )

Rev. 13: 16--18 speaks of the coming 666 [ possibly the data route that one
punches in first before
making a transaction ? ]
economic-commercial System ( all financial transactions )
The consequence for 666 e-transactions is eternal punishment in the Lake of Fire. Rev. 14: 9--11

"iCHARGE"
concepts : same type of transaction
that will be used by the global VeriPay
system
Today the credit card, tomorrow the chip ?http://www.xilo.com/index.htm?solutions4.htm
A Cashless Society ...
Virtual Money ( units ) Gimme Some Skin ............ ( VeriPAY ..payment
technology) -- Jan. 28, 2005Applied Digital Solutions' CEO told attendees of the ID
World 2003 in Paris held in late November, that the company's
newest subdermal radio frequency identification (RFID)
application is nearly ready for market.

VeriPay, a secure, subdermal
RFID payment technology for cash and credit transactions, could
make physical money obsolete. The payment
technology
relies on the company's VeriChip, which is about the size of a
grain of rice. VeriChip is a subdermal RFID microchip already
used in a variety of security, financial, emergency
identification and other applications.

Currently the company sells RFID chips to people with medical
conditions, such as diabetes or allergies to common medications.
Since the chips are implanted under the skin, emergency response
personnel have a nearly fool-proof way to access data about a
person's medical needs.

The company said VeriPay's unique, subdermal format offers a much
more secure, tamper-proof and loss-proof RFID solution to payment
technologies. Applied
Digital Solutions said the company is working with banking and
credit companies to develop specific commercial applications --
beginning with appropriate pilot programs and other market tests
--
for the VeriPay subdermal RFID solution.http://www.govtech.net/magazine/story.php?id=83625&issue=1:2004

From the
Newswire:

e-transaction billupsets
banks --Dec. 16, 2005Banks are trying to form a coalition with other financial
institutions to keep the National Assembly from passing the electronicfinancial
transactions bill, which would have them pay for
any financial damages customers suffer as the result of
electronic transactions-related accidents. Yoo claimed that, if the bill became a law, it could
encourage crimes in electronic transactions and create additional
incentives for customers to be careless. To avoid paying damages,
the bill calls on banks to prove users have criminal intent or
commit a grave infractionThe move followed the Korea Exchange BankĄŻs refusal to
take responsibility for customersĄŻ damages from Internet
banking accidents. The bank cited its corporate policy that the
bank does not compensate customer damage, unless it is proven
that the damage resulted from an ``apparent faultĄŻĄŻ of the
bank. http://times.hankooki.com/lpage/biz/200512/kt2005121619455011870.htm

Scannable Humans -- April 5, 2005Original format
was a "read-chip" with information scripted along with
a number"The father, mother and son each have an individual
chip on which they stored telephone numbers and information
about medications.

November 21,
2003
VeriPay--subdermal solution for buying and selling ( just like it says in Rev.
13 )Nov. 21, 2003--Applied Digital Solutions, Inc. (Nasdaq: ADSX - News) an advanced
technology development company, announced that the Company's
Chief Executive Officer, Scott R. Silverman, in his speech today
at the ID World 2003 in Paris, France, revealed the Company's
newest subdermal RFID solution called VeriPay(TM). VeriPay
is intended to be a secure, subdermal RFID (radio frequency
identification) payment technology for cash and credit
transactions.

Ed: Notice that the
word "chip" is never used in this article. The word
"solution" and "payment technology" are used.
This means that the embedded chip in the hand works in
conjunction with a secure e-commerce SYSTEM known as
"VeriPay"(see articles
below for further explanation)
VeriChip then is most likely used in conjunction with the VeriPay
transfer SYSTEM.

At ID World 2003 in Paris, Mr. Silverman made the point that the
subdermal RFID VeriPay technology specifically addresses the
security issue. VeriPay's unique, under-the-skin format
offers a much more secure, tamper-proof, and loss-proof solution.
VeriPay brings to consumers the benefits of fast and reliable
RFID technology along with the security of a subdermal format.

Rather than go to all the hassle of actually carrying
something around, with VeriPay you have an RFID tag injected
underneath your skin so you can quite literally pay for things
with a mere wave of your hand,
foot, mouth, or whatever body part it is you decide to have your
new wireless wallet residehttp://www.gizmodo.com/archives/010451.php#010451

"OPEN SYSTEMS"
= Global e-commerceCash is increasingly coming under threat from Radio
Frequency ID contactless payment systems that require a user
only to wave a small object such as a credit card, key ring
or mobile phone near a reader terminal.
The expansion of contactless payment from
closed, branded systems to open systems tied to bank
accounts and major credit card issuers will lift the services to
the next level, according to Michielsen. http://www.forbes.com/technology/wireless/feeds/wireless/2005/02/23/wirelessvnunet_2005_02_23_eng-vnunet_eng-

VeriPay ..the
complete e-commerce SYSTEM-Solution (payment technology, ebanking)"Since introducing SMS-based credit card
authorisation via resellers such as Xilo and VeriPay, Collins
said Itaba3 had attracted about 50 active clients. While that
figure is a drop in the ocean compared with the 500,000
businesses that accept credit cards overall, it's a niche product
many small businesses may find more appealing than renting a
mobile Eftpos device from their bank.http://www.smh.com.au/articles/2003/11/10/1068329476437.htmlThe SECURITY of
using the VeriPay payment system ( pilot
program in Australia; now called "iCHARGE" )Transactions between your browser and the VeriPay
server are protected by 128-bit encryption. 128-bit encryption is the highest level of
encryption available over the Internet today.This process encodes Internet information
transferred between clients and servers, rendering information
and data indecipherable to anyone trying to
intercept or capture the information. All
authorised customer information and data submitted to Shawtec is
stored within a secure environment. The VeriPay servers are
operated on "hardened" systems designed to withstand
external intrusions, and as a further precautionary measure, all
sensitive database information is encrypted. http://shawtec.vianet.net.au/security.html
The Financial final-step"It has been one of the primary
objectives of the banking industry to eliminate the use of coin
and currency fromsociety. A
couple of reasons why they are doing this. First, there is
"no money" for the banks in the use of cash.
Individuals could use cash in all of their transactions
without the prospect of paying a bank service fee each time they
did so. Secondly, the banking industry would have 100% control over all
of our financial dealings with the elimination of coin and
currency. Without cash, consider where you would be if
the computer systems went down at a crucial time and you could
not access your account. Consider the possibility of your bank or
banker refusing you access to your account either deliberately or
in error. Where would that leave you?

"Smart cards can also be stolen, lost or damaged
putting your money at risk. So the bankers will then go to the next
step, the implanted microchip which will link people
directly to their smart card so their will be no way it can be
lost. The "chip"
will no longer be in the card but inside the human body!

" A company in Florida called Applied Digital
Systems is now poised to market the "Verichip"
which is the size of a grain of rice and would be embedded
beneath a person's skin. The information on this chip could
include your medical records, your banking records, how much you
owe on your mortgage, credit cards and other personal loans. It
could also be used to track your activities
anywhere you go in the world. It would replace all of your
present forms of ID such as, passports, driver's licenses, social
security and credit/debit cards.

" You will
not be able to withdraw money from the bank without it, receive
benefits from the government without it, buy or sell anything
without it. The chip would also include data on your family
history, address, occupation, criminal record, income tax
information etc. "http://www.members.shaw.ca/theultimatescam/Smart%20Card.htm
GSAT VeriPay ecommerce
Ready access - your cash register is open, 24 hours a day, 7 days
a week.
Immediate access to funds - no more waiting for cheques to clear.
In the past, access to online payment technologies have always
been just too expensive. But with GSAT and
VeriPay, highly secure and versatile e-commerce has
come within reach of everyone!http://www.gsat.net.au/index1.htm?page=http://www.gsat.edu.au/webcd/veripay_for_schools.htm

Shawtec Security
system : SSLSecure Socket Layer"VeriPay [ Ed: now called "iCHARGE" ] is a
dedicated credit payment processing company linked to the
Australian banking network providing a high level of security of
all online purchases. Credit card details are entered into secure
form and sent directly to veripay. Credit card details are NOT
seen by us nor stored in any way. Transactions between your
browser and the VeriPay server are protected by 128-bit
encryption. 128-bit encryption is the highest level of encryption
available over the Internet today.http://shawtec.vianet.net.au/security.html
V- Australia 2003 ( now called "iCHARGE " )
"The new e-commerce application was implemented by GSAT
using an innovative new internet payment system VeriPayby Xilo
Online, an Australian e-commerce
specialist provider based in Melbourne, Victoria.
The unique VeriPay system is a high performance, low cost
application specifically developed for the Australian ecommerce
market, providing all Australian online merchants with an easy to
use and fully customisable secure payment service.
For more information on VeriPay, see www.xilo.com/veripay. For information on
how GSAT can help with implementation of this service, visitwww.gsat.edu.au/veripayhttp://newsletter.gsat.net.au/issues/May2001/veripay.htm

VeriPayment VeriPayment is a totally outsourced payment
processing solution where it handles all banking,
risk management, affiliate management and customer
service issues for Internet merchants selling products and
services. In addition, VeriPayment allows the
consumer the right to send and receive funds within his/her
own personal verified setup account which will be available soon.

An effective online transaction solution must provide the ability
to efficiently track and manage your transaction activities. VeriPayment
provides detailed, point-to-point tracking of every transaction
throughout the billing and payment process. Our advanced
reporting module is a powerful tool that provides extensive
business intelligence about Customers and Accounts in real-time. https://www.veripayment.com/index.php?page=serv

VeriChip as a Digital Wallet -- December 1, 2003Ed:
Can't you just see us all rubbing our forearms onto a checkout
scanner ?
Sooner or later they are going to have to admit that it will be
put in the right hand or forehead
They may not be the last to know, but they sure are the last to
admit . Now the chip's creator, Applied Digital Solutions
Inc. of Palm Beach, Fla., is pitching it as a
digital wallet that could automatically make
purchases in stores. The device employs radio frequency identification
technology, or RFID, which companies such as Wal-Mart Stores are
testing for more mundane purposes such as tracking inventory and ringing
up products at the register.
But how does one install such a chip in a human? Easy,
says Applied Digital: http://biz.yahoo.com/ap/031201/verichip_1.html

SWIFT
The SWIFT service is a hallmark in Shahjalal Islami Bank's
development in business and e-banking.
SWIFT's portfolio of services and solutions spans
the entire financial transactions lifecycle combined
with the security and reliability of the messaging platforms, the
system helps to reduce risks, lower costs and improve delivery to
end customers.
SWIFT is the industry-owned cooperative supplying secure,
standardised messaging services and interface software to 7,600
financial institutions in 200 countries. The SWIFT community
includes banks, broker/ dealers and investment managers, as well
as their market infrastructure in payments, securities, treasury
and trade. http://www.financialexpress-bd.com/index3.asp?cnd=6/23/2004&section_id=3&newsid=13684&spcl=noElectronic Funds Transfer -- Chuck Smith, Calvary Chapel
Costa Mesa, California ; Downloadable BookGood witnessing tool !
" In Europe, the World Banking Association already has an
international money transfer system in operation called SWIFT
(Society for Worldwide Interbank Financial
Telecommunications). The Burroughs Corporation
has installed two large computer operations, the main system in
Brussels and a backup system in Amsterdam, Holland. The purpose of SWIFT is to make international banking
transfers for all themajor banks of
the world. Funds can now be transferred
internationally in minutes rather than the weeks it
took under the old system. The computer automatically changes
pounds to lira, or dollars to francs, making whatever exchange is
necessary.

Sixty major banks in the United States went on-line with SWIFT
in Brussels on September 26, 1977. On October 19, 1977, the
system was formally inaugurated when Prince Albert of Belgium
pushed the golden button before a gathered group of dignitaries
from all over the world.

In America, we are well on our way to a
cashless society. Many major companies no longer issue
payroll checks, but will automatically put funds in your bank
account so that you don't need to handle cash. You can use credit
cards to make most of your purchases. However, there is one major problem with the credit card
system. How can the retailer be certain that the person
presenting the card is the one entitled to its use? [ Ed. note: VeriChip and biometric ID will solve this problem ]Downloadable bookhttp://www.calvarychapel.com/library/smith-chuck/books/tfc.htm

The
Modern Day Midas TouchPALM BEACH, FL -- Applied Digital Solutions is giving
self-scanning a whole new meaning with its VeriPay RFID (radio
frequency identification) payment technology for cash and credit
transactions that is implanted under the skin..... the world's first subdermal RFID
microchip that can be used in a variety of security, financial,
emergency identification and other applications, according to
Applied Digital

"We are the only ones out there offering implantable
ID technology. We believe the market will evolve to use
our product," said Silverman, who invited banking and credit companies to partner with VeriChip
Corporation in developing specificcommercial
applications, beginning with pilot programs and other
market tests for VeriPay.
Some questioned whether consumers will make the leap to having a
payment system embedded in their skin just for
the sake of convenience.
( Ed: Unfortunately many people -- perhaps 2/3rds, or 66.6 % of
the globe -- will gladly use the 666 payment system ) ."The whole world lieth in
wickedness" 1 John 5:19

Scott
Silverman bioPrior to his appointments as Chairman and CEO, Mr.
Silverman served as the company's President
[ Applied Digital Solutions ], and was appointed to the Board of
Directors in March 2002. Before joining Applied Digital, Mr.
Silverman was the President of a regional investment-banking
firm, and also served as President of ATI Communications, Inc., a
full service telecommunications solution provider. Previously, he
practiced commercial litigation and communications law at the law
firm of Cooper Perskie in Atlantic City, New Jersey, and
Philadelphia, Pennsylvania. Mr. Silverman was awarded a Bachelor
of Arts degree from the University of Pennsylvania and his J.D.
from Villanova University School of Law. http://biz.yahoo.com/bw/040922/225388_1.html

VeriChip-VeriPay system; Baja Beach
Club --- April 5, 2004Payment technology Systems
Baja Beach Clubs International had employed the VeriPay
System, developed by Applied Digital's
VeriChip Corporation, at a night club in Spain.
Launched at a global security conference in November, 2003, the
VeriPay System is a new syringe-injectable microchip implant for
humans, designed to be used as a fraud-proof payment method for
cash and credit-card transactions. The chip implant
is an advance over credit cards and smart cards, which, absent
biometrics and appropriate safeguard technologies, are subject to
theft, resulting in identity fraud.

We are theonly
company today offering human implantable ID technology,"
said Scott R. Silverman, Chairman and Chief Executive Officer of
Applied Digital Solutions. "We believe the market
opportunity for this technology is substantial, and high-profile
successes such as in Spain will serve as
catalysts for broader adoption."
"The VeriPay chipping event was a huge success," said
Conrad K. Chase, Director of the Baja Beach Clubs International.
"Everyone embraced the electronic payment application. My
customers like the fact that they do not have to carry a credit
card or ID card with them. With the VeriPay system, they no
longer have to worry about their credit cards getting lost or
stolen."http://biz.yahoo.com/bw/040405/55471_1.html