Debt

Money problems are a huge concern for a lot of people. Unfortunately, figuring out how to solve your money problems can be a difficult, time consuming process. With the huge debt load so many people carry, money issues are a problem that just never seems to go away. In this article, I’ll show you the typical […]

Negotiating with debt collectors stinks! But when you know how to deal with debt collectors, the laws that govern them, and the games they play, then you can negotiate the best deal possible to pay off your debt. In this post, I’ll give you 10 solid tips for dealing with debt collectors you can use […]

How do you usually budget for a vacation? Do you go on a debt-free vacation, or do you put it all on credit cards and worry about making payments on your vacation later? If you’re like most people, you’re probably not paying cash for a debt-free getaway. Unfortunately, that tends to cause a lot of […]

Would you raid your retirement accounts to make a down payment on a home? Recently, I read an article about millennials taking an early withdrawal from their 401k to fund a downpayment on a home. The article went on to say that most millennials who took an early withdrawal were dissatisfied with their choice. In […]

Is a Payday loan or cash advance loan a convenient way to get the quick cash you need? Or are they a huge ripoff you should avoid like your chain smoking aunt Tilley with the bright lipstick wanting to give you some “Christmas Sugar” when you were a kid? If you’ve been reading the CFF blog for […]

Paying off student loans has become a huge problem in the U.S. In fact, this problem is causing financial strain for millions of us. As of the first quarter of 2018, total student loan debt now exceeds $1.5 Trillion, with the average student loan debt per person rising to $31,172 in the last year. That’s insane! […]