Aren't the 1.76 ps4's like totally rare, if I were to wait on a lower than 4.05 firmware, i may just get a future chance for homebrew, i am in no rush to play ps4 games, enjoying my ps3 games, catching up to latest releases.

They are harder to find these days than 3.55 / 3.70 PS4's yep... if you don't need a 1.76 console right now (mostly only developers do, since there aren't any backup game loaders yet) it may be easier to shoot for one on 4.05 or below.