HSBC Cash Rewards Mastercard® credit card review – December 2018

29 November 2018

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You’ll wish the card offered an intro APR on purchases. Unfortunately, you get an intro APR only on balance transfers — albeit one that lasts a solid 15 months. And the card has a penalty APR when the HSBC Gold Mastercard® credit card doesn’t.

However, the HSBC Cash Rewards Mastercard® credit card redeems itself with a good signup bonus, no foreign transaction fees, solid travel and shopping benefits and a 10% anniversary bonus on all cash rewards earned once a year.

The perks

No annual fee or foreign transaction fees.Use the card as much or as little as you want without worrying about an annual fee. Also, use the card internationally without incurring fees.

Earn up to $250 back. Earn $150 back after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Plus, earn an additional $100 back after you spend an additional $6,500 in purchases within your first 12 months. Rates & Fees

Bottom line

You may find better cash back with cards like the Citi® Double Cash Card or Bank of America® Cash Rewards credit card. But the HSBC Cash Rewards Mastercard® credit card is a formidable card in its own right, offering 1.5% cash rewards with no annual fee.

Kevin Chen is a world-travelin', copy-writin', Game of Thrones-watchin' credit cards writer for finder.com. When he's not crunching the numbers on bonus points and comparing APRs, you can find him flying around the world in search of the perfect beer.

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