Getpayday.co.uk is a convenient way to find lenders and brokers who could get you a loan.

Who are we? Getpayday.co.uk is not a lender, but a credit broker providing loan matching services. Getpayday.co.uk does not provide loans itself. Rather, we provide a centralised source for individuals looking for low amount, short term loans, and we find lenders or brokers who specialise in these financial products.

How does it work? If you are interested in finding a short term credit loan, fill out our application form and we will search our panel of lenders and brokers, and do our best to find someone that best match your needs.

Have more questions? Please refer to the FAQ for commonly asked questions or contact us here.

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Implications of Non-Payment or late payment

It is important to repay on time. A default fee or raised interest can be charged for non-payment which may affect your credit score. If you are unable to pay on time, we recommend you contact your direct lender immediately and notify them. Each lender has their own policies with regards to fees and interest, and only your lender can provide you with information about your specific loan terms and implications of nonpayment of your loan. Most will contact you by phone or letter in order to rearrange payment. Some lenders may pursue claimants by legal means in the event of repeated non-payment.

A short term instalment loan should be used for short-term financial needs only, and not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short-term instalment loan provider, and does not make loan or credit decisions. We are a matching service connecting consumers interested in obtaining short-term instalment loans in amounts between £300 and £2,500 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

Not all lenders within our network can provide up to £2,500 and there is no guarantee that you will be accepted by a participating lender or broker.