Billions of poor households around the world lack access to basic financial services. New ideas about banks can translate into workable financial institutions that serve the poor around the world.

In the beginning there was emphasis on supplying basic loans to help small businesses. Over time, banks started add saving services and insurance. Recently, banks combined banking services with healthcare. According to FAI managing director Jonathan Morduch, "This combination has become very powerful." See what else he has to say about today's implications of microfinance.