Individuals are inclined to help/give
to others for a variety of reasons: some are thankful that they
can afford to give; others think that giving fulfills a self-imposed
‘tithe’ – still others feel good when they give.

But ‘giving’ also has
negative issues: namely, give money and it is shortly spent. The
receivers can learn to be dependant on givers and giving.

"Give a Man a Fish, Feed Him For
a Day.
Teach a Man to Fish, Feed Him For a Lifetime"

Starting a successful
micro business is akin to teaching a man or woman to fish.
An investment in a micro business helps today – but also helps
the receiver tomorrow – and tomorrow and tomorrow.

Micro businesses
are tiny businesses – maybe a few
employees – often only one – the owner.

Micro
loans are small amounts of money needed to
get the business started – then up and operating.

The
purpose of the Micro Loan Program is to help
ambitious and thoughtful individuals earn their
future Economic Independence.

Most everyone
wants to own/operate their own small business.
Why don’t more people actually do it?

The truth is
- many are simply too lazy to get started. They would rather sit
around most of the day doing chicka-chicka – watching
‘WOWOWEE’ – and then trying to figure out where
their next meal is coming from. Others simply don’t have the
organizational skills or energy to operate their own small business.
Operating a successful micro (or a small or larger business) is
seriously HARD WORK.

But the biggest
hurdle for ambitious individuals to starting their own micro business
is NO ACCESS to the needed start-up/growth money.

If you are VERY
serious about creating a successful micro business in your local
community – get more information about Micro Loans.

Local
Rotary Clubs don’t loan the money. But they may chose
to help you with business counsel and planning – and then
help you prepare a Loan Application through KIVA. KIVA
has helped arrange financing for hundreds of thousands
of micro business all over the world via the Internet – with
more then 80% of existing loans going to female business people.