I think the idea that everybody is going to have wonderful results from investing is inherently crazy. Nobody thinks everybody is going to have wonderful results from playing poker. In the end, the wealth of the country is based on the productivity of the country, which only advances so fast. Of course, if you pay more and more people for not working, it's hard to see how that grows the productivity of the country.

What broken looks likeSteven Brill wrote a monster article in Time about America's broken system of health care billing. An example:

The family's first bill -- for $348,000 -- which arrived when Steven got home from the Seton Medical Center in Daly City, Calif., was full of all the usual chargemaster profit grabs: $18 each for 88 diabetes-test strips that Amazon sells in boxes of 50 for $27.85; $24 each for 19 niacin pills that are sold in drugstores for about a nickel apiece. There were also four boxes of sterile gauze pads for $77 each. None of that was considered part of what was provided in return for Seton's facility charge for the intensive-care unit for two days at $13,225 a day, 12 days in the critical unit at $7,315 a day and one day in a standard room (all of which totaled $120,116 over 15 days). There was also $20,886 for CT scans and $24,251 for lab work.

The next boomThe American Spectator writes about America's energy miracle:

Now here's the big news. As far as tight oil is concerned, the Bakken is just square one. The Eagle Ford formation in Texas, which is just getting started, is estimated to have the same amount of reserves (3-4 billion barrels). But another 15.4 billion barrels -- 64 percent of all U.S. reserves -- lie in the Monterey formation of central California. (Why does California always get the best of everything?) If Golden State politicians allow this oil to be developed, it will be far more significant than the ANWR or the Keystone Pipeline.

The tide goes outWall Street isn't the magnet of America's best and brightest that it used to be, writes Reuters. Now there's a talent drain:

The issue, executives say, is not pay, but how much scope there is to innovate and build businesses, which is why more bankers and traders are leaving the big Wall Street firms for Silicon Valley, joining private investment partnerships like hedge funds and private equity funds, or going into energy and other industries.

David Boehmer, head of financial services in the Americas for the recruiting firm Heidrick & Struggles, said he hears this message from Wall Street employees looking to leave the industry.

"I get people saying, 'I'm bored and I need to do something about it-this isn't a challenge anymore,'" he said.

The problem is particularly acute for big banks such as Goldman Sachs(NYSE:GS) or JPMorgan Chase(NYSE:JPM) several senior bank chief executives, managers and consultants told Reuters in interviews at the World Economic Forum here.

"There is a massive talent drain in our business," said a senior Wall Street executive, who declined to be identified.

Money problemsDisagreements about money is highly correlated with divorce rates, as Catherine Rampell of The New York Timeswrites:

Moving onPolls routinely show a majority of Americans think the country is on the wrong track. Maybe it is. But as Steven Johnson writes, a lot of things are moving in the right direction:

Over the past two decades, what have the U.S. trends been for the following important measures of social health: high school dropout rates, college enrollment, juvenile crime, drunken driving, traffic deaths, infant mortality, life expectancy, per capita gasoline consumption, workplace injuries, air pollution, divorce, male-female wage equality, charitable giving, voter turnout, per capita GDP and teen pregnancy?

The answer for all of them is the same: The trend is positive. Almost all those varied metrics of social wellness have improved by more than 20% over the past two decades. And that's not counting the myriad small wonders of modern medicine that have improved our quality of life as well as our longevity: the anti-depressants and insulin pumps and quadruple bypasses.

Still bullishWharton finance professor Jeremy Siegel is still bullish on stocks. Have a look at this recent interview:

Have you read anything good lately?

Morgan Housel owns shares of Berkshire Hathaway. The Motley Fool recommends Berkshire Hathaway and Goldman Sachs. The Motley Fool owns shares of Berkshire Hathaway and JPMorgan Chase. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.