HELOC Qualifying Guidelines

HELOC qualifying guidelines vary between the different types of
home equity lines of credit and home equity loans. The good
thing is we offer so many different programs that you most
likely will be able to find one that works for you. Some of the
more basic guidelines that apply to all equity products are as
follows:

No Bankruptcy's in the last 2 Years

Foreclosures must be 3 Years or older

Two Years of continuous employment

Collections of Charge-Offs must paid or settled (Sometimes this
can be done with your loan)

To learn more about the individual loan qualification guidelines
please choose one of the products from the list below to go to
its specific page.