Health Insurance Strategies

It's impossible to boil all the shifting parameters driving healthcare insurance costs up into a one-size-fits-all answer. Here are some key strategies our readers are sharing with us, a look at the bigger picture beyond distribution, and a few promising solutions gaining ground in 2003.

Everyone agrees managed care is broken, but not on how to fix it. While potential cures are being proposed, debated and politically eviscerated, distributors are facing health insurance premium increases as much as 20 percent each year. A few distributors told MDM their premiums were up 90 percent or more from three to four years ago. These costs are disemboweling the bottom line at a time when most distributors face shrinking margins and customer bases.