Terms of Service

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. By using the Advice Chaser Web site or service, you agree to be bound by the Terms and Conditions specified below, as they may be amended from time to time. Advice Chaser reserves the right to amend these Terms and Conditions at any time by posting the amended terms to this Web site. Your continued use of the Advice Chaser site or service constitutes acceptance of the amended terms. If you do not agree with these Terms and Conditions (as amended from time to time) or are dissatisfied with the Advice Chaser site or service or any other terms, conditions, rules, policies, guidelines, or practices of Advice Chaser, your sole and exclusive remedy is to discontinue using the Advice Chaser site or service.

Copyright Restrictions/Use of Content

The materials hosted on the Advice Chaser site are protected by United States and international laws regarding copyrights, trademarks, trade secrets, and other proprietary rights. You are authorized to use the content on the Advice Chaser Web site for internal business purposes only. You may not copy, modify, create derivative works of, publicly display or perform, republish, store, transmit, or distribute any of the material on this site without the prior written consent of Advice Chaser, except as follows. You may store copies of such materials temporarily in RAM and may store files that are automatically cached by your web browser for display enhancement purposes, and you may print a reasonable number of pages of the Advice Chaser Web site for internal business purposes, provided in each case that you do not alter or remove any copyright or other proprietary notices included in such materials. Neither title nor intellectual property rights to any information or material in this site are transferred to you, but remain with Advice Chaser or the applicable owner of such content.

Trademarks

The term “Advice Chaser” is a trademark, and the “Advice Chaser” logo and all related product and service names, designs, and slogans are the trademarks or service marks of Advice Chaser, LLC. All other product and service marks on this site are the trademarks of their respective owners.

Use of Advice Chaser Web Site; Uploading Information

You agree to use the Advice Chaser Web site only for lawful purposes. Unless specifically stated otherwise, all information and material in this Web site are made available only for the purpose of providing information.

Specifically you agree not to do any of the following: (i) upload to or transmit on the Advice Chaser Web site any defamatory, indecent, obscene, harassing, excessively violent or otherwise objectionable material, or any material that is, or may be, protected by copyright, without permission from the copyright owner; (ii) use the Advice Chaser Web site to violate the legal rights (including the rights of publicity and privacy) of others; (iii) intercept or attempt to intercept electronic mail not intended for you; (iv) misrepresent an affiliation with any person or organization; (v) restrict or inhibit other Subscribers’ use of the Advice Chaser Web site or service; (vi) upload or otherwise transmit files that contain a virus or otherwise corrupted data; or (vii) download a file or software or include in a message any software, files, or links that you know, or have reason to believe, cannot be distributed legally over the Advice Chaser Web site or that you have a contractual obligation to keep confidential (notwithstanding its availability on the Advice Chaser Web site).

Any content and/or opinions uploaded, expressed, or submitted to a message board, chat room, or any other publicly available section of the Advice Chaser Web site, and all articles and responses to questions, other than such content provided by Advice Chaser, are solely the opinions and responsibility of the person or entity submitting them and do not necessarily reflect the opinions of Advice Chaser. You understand and acknowledge that you are responsible for whatever content you submit, and you, not Advice Chaser, have full responsibility for such content, including its legality, reliability, and appropriateness. By uploading or otherwise transmitting material to any area of the Advice Chaser Web site, you warrant that the material is your own, is in the public domain, or otherwise free of proprietary or other restrictions and that you have the right to use it, including by posting it to the Advice Chaser Web site. You grant to Advice Chaser the right to use all such content you upload or otherwise transmit to the Advice Chaser Web site in any manner Advice Chaser chooses, including but not limited to copying, displaying or performing, or publishing it in any format whatsoever, and modifying it, incorporating it into other material, or making a derivative work based on it.

Advice Chaser reserves the right, but does not assume any responsibility, to remove from the Advice Chaser Web site any material posted by you on the Advice Chaser Web site that Advice Chaser, in its sole discretion, deems inconsistent with the foregoing commitments, including any material Advice Chaser has been notified, or has reason to believe, constitutes a copyright infringement. However, Advice Chaser can neither review all material prior to transmission on the Advice Chaser Web site nor ensure prompt action with respect to objectionable material after it is transmitted on the Advice Chaser Web site. Accordingly, Advice Chaser assumes no liability for any action or inaction regarding transmissions, communications, or other content that is provided by third parties.

Your failure to comply with the above provisions may result in the termination of your subscription to the Advice Chaser Web site and may expose you to civil and/or criminal liability.

Content

The information contained herein has been obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed. Advice Chaser reserves the right at any time and without notice to change, amend, or cease publication of the information. It has been prepared solely for informative purposes. Advice Chaser may also make improvements and/or changes in the products and/or the programs described in this information at any time without notice.

News feeds, market quotes, and other links on this Web site are provided by independent third parties and are not guaranteed to be accurate, complete, or timely. Neither Advice Chaser nor independent third-party providers shall have any liability, contingent or otherwise, for the accuracy, completeness, timeliness, or correct sequencing of the information, or for any decision made or action taken by you in reliance upon the information. The news, market quotes, and links provided are shown for your convenience only. Linked sites are independent and are not owned or operated by Advice Chaser. Advice Chaser does not endorse any linked sites, nor does Advice Chaser guarantee the timeliness, accuracy, completeness, or adequacy of any information posted on the linked sites. Advice Chaser does not necessarily agree with any opinion, outlook, or forecast stated on any linked site. Advice Chaser reserves the right to terminate, modify, or change the links, news sources, and market quote sources at any time without notice.

Definitions

When Advice Chaser uses certain words or phrases in these Terms and Conditions, the following definitions are intended.

User. Any individual or firm who uses the Advice Chaser service for assistance in finding professional advice or service.

Provider. Any individual or firm holding themselves out as offering professional advice or service.

Partner. Any individual or business who is contractually engaged in supporting Advice Chaser’s mission, financially or otherwise, to align more of the world’s investors with great advisors.

Partnership Fee. Fee paid by any Partner to Advice Chaser

Screening Fee. Fee charged by Advice Chaser and paid by any Provider who wishes to be considered as a potential match for consumers seeking advice.

Services. Advice Chaser offers to help consumers find professional service providers or professional advice. Advice Chaser also helps Providers find consumers seeking professional advice or service. All information published, or communicated by Advice Chaser in any form or medium shall be considered part of the Advice Chaser “Services.” The Advice Chaser “Services” shall also include, but not be limited to, any work performed by representatives of Advice Chaser on behalf of any User, Provider, or Partner.

No Recommendation

The Advice Chaser Web site or service is provided for informational purposes only and shall not be construed to be a recommendation to buy or sell securities. Nothing on this web site shall be considered a recommendation or solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Any investment decisions you may make on the basis of any information found on this web site is your sole responsibility. Advice Chaser does not represent, warrant, endorse, or guarantee any advertised products or services, and the identification or listing of products, services, links, or other information on the Advice Chaser site or any linked site does not constitute or imply any sponsorship, affiliation, or recommendation by Advice Chaser. You assume all responsibility and risk associated with the use of the Advice Chaser service and the Internet generally.

ADVICE CHASER IS NOT A REGISTERED INVESTMENT ADVISOR AND DOES NOT OFFER INVESTMENT ADVICE. ADVICE CHASER IS NOT A THIRD PARTY PAID SOLICITOR FOR REGISTERED INVESTMENT ADVISORS. RATHER, ADVICE CHASER IS A MATCHING SERVICE, WHERE, IN SOME INSTANCES, MEMBERS OF THE PUBLIC MAY SEEK TO LOCATE A REGISTERED INVESTMENT ADVISOR. USERS CAN LEARN ABOUT, AND CONNECT WITH PROFESSIONALS INCLUDING, IN SOME ISTANCES, REGISTERED INVESTMENT ADVISORS, AND THEIR INVESTMENT ADVISOR REPRESENTATIVES. THE INFORMATION PROVIDED ON THE SITE AND IN ANY OTHER COMMUNICATIONS FROM OR PROVIDED THROUGH ADVICE CHASER OR THE SITE IS NOT INTENDED AS A SUBSTITUTE FOR, NOR DOES IT REPLACE, PROFESSIONAL INVESTMENT ADVICE. DO NOT DISREGARD, AVOID, OR DELAY OBTAINING INVESTMENT ADVICE FROM A QUALIFIED PROFESSIONAL BECAUSE OF SOMETHING YOU READ ON THE SITE. YOUR USE OF INFORMATION PROVIDED ON THE SITE IS SOLELY AT YOUR OWN RISK. NOTHING STATED OR POSTED ON THE SITE OR AVAILABLE THROUGH ANY SERVICES IS INTENDED TO BE, AND MUST NOT BE TAKEN TO BE, THE PROVISION OF INVESTMENT ADVICE.

We do not validate, recommend, or endorse any specific Provider. If you rely on any of the Information provided on our site or service, you do so solely at your own risk. The Information on the site may include statements of opinion, which are not statements of fact or Advice Chaser’s recommendations to utilize the services of any specific Provider. You understand that the views expressed on a Provider’s web page are the Provider’s own opinions. Providers web pages may contain opinions from time to time with regard to securities, and those opinions may be different from those contained or obtained from another Provider. You should obtain any additional information necessary to make an informed decision before selecting and using any specific Provider. You agree to assume all responsibility in connection with choosing any Provider, whether or not you obtained information about such Provider on or through the Site. Advice Chaser is not responsible or liable for any advice or other services rendered by any Provider or for any claims that may arise directly or indirectly from any such advice or services. Trading in securities (including, without limitation, stocks, options, mutual funds, ETFs and bonds) involves risk and volatility. Past results are not necessarily indicative of future performance.

No Client Relationship

NO PROFESSIONAL/CLIENT RELATIONSHIP IS CREATED BY USING INFORMATION PROVIDED BY OR THROUGH THE USE OF THE SITE OR THROUGH ANY OTHER COMMUNICATIONS FROM ADVICE CHASER INCLUDING, BUT NOT LIMITED TO, LINKS TO OTHER SITES OR ANY ASSISTANCE WE MAY PROVIDE TO HELP YOU FIND A PROVIDER. YOU FURTHER UNDERSTAND THAT ADVICE CHASER WILL NOT ADVISE YOU PERSONALLY CONCERNING THE NATURE, POTENTIAL, VALUE OR SUITABILITY OF ANY PARTICULAR INVESTMENT, SECURITY, PORTFOLIO OF SECURITIES, TRANSACTION, INVESTMENT STRATEGY OR OTHER MATTER. WE MAKE NO GUARANTEES, REPRESENTATIONS, OR WARRANTIES, WHETHER EXPRESSED OR IMPLIED, WITH RESPECT TO PROFESSIONAL QUALIFICATIONS, EXPERTISE, QUALITY OF WORK, OR OTHER INFORMATION CONTAINED ON THE SITE. FURTHERMORE, WE DO NOT IN ANY WAY ENDORSE ANY PROVIDER DESCRIBED OR LISTED ON THE SITE. IN NO EVENT SHALL WE BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH INFORMATION.

We have no control over, and cannot guarantee the availability of, any Provider. We will not be liable for cancelled or otherwise unfulfilled appointments, changes of status or condition of a Provider, or for any other injury resulting from the use of the Advice Chaser site or service whatsoever, including but not limited to your reliance on advice given by a Provider.

You are strongly advised to perform your own due diligence on any Provider you consider contacting and engaging. In that regard, you may wish to review prospective Providers at the U.S. Securities and Exchange Commission’s (“SEC’s”) Public Disclosure Website location http://www.adviserinfo.sec.gov/IAPD/Content/Search/iapd_Search.aspx in addition to other due diligence that you find appropriate or desirable.

Authorization and Acknowledgement; Important Information About Provider Relationships

In connection with using the Advice Chaser site or service to locate a Provider, you understand that:

YOU ARE ULTIMATELY RESPONSIBLE FOR CHOOSING YOUR OWN PROVIDER;

Advice Chaser is designed to help prospective investors locate Providers either near them geographically, or based on other criteria offered by you. It is not a mechanism to solicit prospective clients for specific investment Providers.

Advice Chaser enters into contractual agreements with the Providers in which Providers pay Advice Chaser a fee to help locate prospective clients fitting specific criteria. That fee is not based on the number of clients a Provider may obtain through the site or service.

Advice Chaser will provide you access to the contact information of a Provider, WITHOUT RESPECT TO ANY DETERMINATION OF SUITABILITY OF SUCH PROVIDER TO YOUR PARTICULAR NEEDS. Advice Chaser (i) does not recommend or endorse any Provider, and (ii) does not make any representations or warranties with respect to the Providers or the quality of the services they may provide;

Advice Chaser uses reasonable efforts to ensure that Providers only participate in the Services if they hold an active license with their applicable Regulator. At any time, Advice Chaser may at its discretion exclude any Provider, including any Provider who, to Advice Chaser’s actual knowledge, has engaged in inappropriate or unprofessional conduct;

Some Providers may also be registered broker-dealers, or registered representatives of broker-dealers, who may offer or provide other products or services;

You represent and warrant to us that all information that you provide to Advice Chaser, including Information about yourself, is accurate and complete, and you authorize us to provide information about yourself to Providers in order to connect with Providers through our Site. Advice Chaser will also use your Information in accordance with our Privacy Policy.

Disclaimer and Limitation of Liability

THE ADVICE CHASER SITE AND INFORMATION PROVIDED ON THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS. NEITHER ADVICE CHASER NOR ANY PERSON ASSOCIATED WITH ADVICE CHASER MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE QUALITY, ACCURACY, OR AVAILABILITY OF THE ADVICE CHASER SITE. SPECIFICALLY, BUT WITHOUT LIMITING THE FOREGOING, NEITHER ADVICE CHASER NOR ANYONE ASSOCIATED WITH ADVICE CHASER WARRANTS OR REPRESENTS THAT THE ADVICE CHASER WEB SITE OR THE INFORMATION PROVIDED ON THAT WEB SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, AND UNINTERRUPTED; THAT DEFECTS WILL BE CORRECTED; THAT THE ADVICE CHASER SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR THAT THE ADVICE CHASER SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. ADVICE CHASER DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. IN NO EVENT WILL ADVICE CHASER OR ITS CONTRACTORS BE LIABLE FOR ANY DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE ADVICE CHASER SITE OR ANY LINKED SITE, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS OR DAMAGES RESULTING FROM DELAY, INTERRUPTION IN SERVICE, VIRUSES, DELETION OF FILES OR ELECTRONIC COMMUNICATIONS, OR ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE ADVICE CHASER WEB SITE OR THE CONTENT TRANSMITTED ON THE ADVICE CHASER WEB SITE, WHETHER OR NOT THERE IS NEGLIGENCE BY ADVICE CHASER AND WHETHER OR NOT ADVICE CHASER HAS BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES.

Indemnification

You agree to indemnify and hold harmless Advice Chaser, its affiliates, agents, third-party information providers, merchants, licensors, and others involved in the delivery of the Advice Chaser Web site or the delivery of products, services, or information over the Advice Chaser Web site, and their respective officers, employees, and directors, from and against any and all liabilities, expenses, damages, and costs, including reasonable attorney’s fees, resulting from any violation by you of this Agreement or otherwise arising out of your use of the Advice Chaser Web site.

Privacy; Protection of Personal Information

Advice Chaser’s use of your personal information is in accordance with our privacy policy and is incorporated by reference into these Terms of Services.

Comments and Submissions

Advice Chaser welcomes your comments. All comments, suggestions, or other information sent by you to this site (other than postings to publicly available portions of this site, such as message boards or chat rooms) for internal use by Advice Chaser, its advertisers, or its business partners or in response to solicitations on this site, will become Advice Chaser’s property; you agree that all intellectual property rights therein are transferred to Advice Chaser.

Compliance

This site is operated from a site in the State of Wyoming, USA. Advice Chaser makes no representation that materials in this site are appropriate or available for use in other locations. If you access this site from other locations, you are responsible for complying with local laws.

Use of the Services

You acknowledge that Advice Chaser service is designed, intended and offered for use and customized to individuals and Providers. You are responsible for maintaining the confidentiality of any information shared with you by Advice Chaser and are fully responsible for all activities that occur with information you’ve received. You agree to immediately notify us of any unauthorized use, or suspected unauthorized use of information you obtained from Advice Chaser. Advice Chaser cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements. If you become aware of any unauthorized use of information shared with you by Advice Chaser, you agree to notify Advice Chaser immediately at [email protected].

You agree to provide accurate and correct information about your identity, your firm, and your status as a licensed investment advisor, licensed insurance agent or qualified administrator of a licensed investment advisor or licensed insurance agent. You agree to use the Services only for purposes that are permitted by (a) the Terms, and (b) any applicable laws or regulations. You agree not to share access to any Advice Chaser services or information with anyone not authorized by separate agreement with Advice Chaser.

Eligibility

You must be 18 years of age or over, or the legal age to form a binding contract in your jurisdiction if that age is greater than 18 years of age, to register with us or use the site and the services. If you do not meet this age requirement, you may not use this site, and you must have your parent or legal guardian use this site on your behalf. If you are the parent or legal guardian of a child under the age of 18, you may use the site or services on behalf of such minor child. By using the site or services on behalf of a minor child, you represent and warrant that you are the parent or legal guardian of such child and that all references in these Terms of Service to “you” shall refer to (a) such child or such other individual for whom you have authorization to enter into these Terms of Service on their behalf, and (b) you in your capacity as the parent or legal guardian of such child or as the authorized party of such individual. If you do not qualify under these terms, do not use the site or services. Offer of any service is void where prohibited by applicable law, and the right to access the site is revoked in such jurisdictions. By using the site or the services, you represent and warrant that you have the right, authority, and capacity to enter into these Terms of Service and to abide by all of the terms and conditions set forth herein. The site is administered in the U.S. and intended for U.S. users. Any use outside of the U.S. is at the user’s own risk, and Users are responsible for compliance with any local laws applicable to their use of the services or the Site.

Billing, Payment and Term of Contract

Advice Chaser generally bills Partners annually or quarterly on the calendar anniversary of any agreement, or on the first day of each calendar month, in advance, and collects such amounts via ACH withdrawal, wire transfer, or credit card payment on the same day. For subscriptions that began after the 29th day of a month, billing may occur as early as the 28th day of the month. All fees are nonrefundable once billed.

The Services are generally provided under a twelve (12) month or greater term agreement, with automatic renewal for the same term if notice of non-renewal is not provided by either party at least thirty (30) days prior to renewal. Any additional services added during the course of your contract will be committed for the remainder of the contract term, unless otherwise agreed to in writing.

The precise billing schedule, payment method, contract term and renewal rights are set forth in your agreement, which is generally provided to you upon your subscription to Advice Chaser services. If you request additional user licenses or services from Advice Chaser, this will result in additional agreements, which are automatically incorporated herein. If you have questions or would like a copy of your agreement(s), please email [email protected].

Ending your Relationship with Advice Chaser

In order to terminate the Services, you must provide written notice to Advice Chaser via electronic mail at [email protected] or via postal mail to the address located on any Advice Chaser Partner Agreement. Termination is deemed effective when you receive a message from the Advice Chaser Billing Team that your cancellation has been processed.

Once Advice Chaser has processed your cancellation, your access to and payment for the Services will continue for the remainder of your contract term, as specified on your agreement. Notice of termination must be received by the deadline for notice of non-renewal as specified on your agreement(s). If there is no such deadline specified on your agreement(s), notice of non-renewal must be received by 12:00PM Pacific Time on the day prior to your next billing date, in order to avoid the charge on the following day.

Advice Chaser may, at any time, terminate your account and refuse access to the Services with you if (a) you have breached any provision of the Terms (or have acted in manner which shows that you do not intend to, or are unable to comply with the provisions of the Terms); (b) Advice Chaser is required to do so by law (for example, where the provision of the Services to you is, or becomes, unlawful); (c) you are no longer a licensed investment Provider, licensed insurance agent or qualified administrator of a licensed investment Provider or licensed insurance agent; (d) Advice Chaser is transitioning to or no longer providing the Services to users in the jurisdiction in which you are resident or from which you use the Services; (e) the provision of the Services to you by Advice Chaser is, in Advice Chaser’s sole discretion, no longer commercially viable; (f) your communication with Advice Chaser employees is abusive or threatening, in Advice Chaser’s sole discretion; or (g) you do not pay the amounts due for the Services according to the Terms.

Upon termination, all of the legal rights, obligations and liabilities that you and Advice Chaser have benefited from, been subject to (or which have accrued over time while the Terms have been in force) or which are expressed to continue indefinitely, will be unaffected by this termination, including the provisions of the “General Legal Terms” and “Conflict of Laws” sections below.

Contact

Please contact Advice Chaser at 917-470-9109 or e-mail to [email protected] if you become aware of any content that you believe to be in violation of these Terms of Services, including, without limitation, claims that any content on the Advice Chaser Web site infringes the copyright of a third party.

Miscellaneous

These Terms and Conditions shall be governed in all respects by and construed in accordance with the laws of the State of Wyoming, USA, without regard to its conflicts of law principles. These Terms and Conditions, as they may be amended from time to time, completely and exclusively state the agreement between you and Advice Chaser with respect to the Advice Chaser Web site or service, and no other terms that may have been communicated to you orally or in any other manner shall have any force or effect. Any cause of action you may have with respect to the Advice Chaser Web site or service must be commenced within one (1) year after the claim or cause of action arises, or such claim or cause of action is barred. Exclusive jurisdiction over any cause of action arising out of these Terms and Conditions or your use of the Advice Chaser Web site or service shall be in the state or federal courts located in Jackson, Wyoming. You agree to submit to the jurisdiction of such courts.

If any part of these Terms and Conditions is unenforceable, the unenforceable part shall be construed to reflect, as nearly as possible, the original intentions of the parties. The other provisions of these Terms and Conditions shall remain in full force and effect.

Advice Chaser’s failure to insist upon or enforce strict performance of any provision of these Terms and Conditions shall not constitute a waiver of the provision. Neither a course of dealing or conduct between you and Advice Chaser nor any trade practices shall be deemed to modify these Terms and Conditions.