Ask the Expert

A chance for you to ask the expert and get your first time buyer questions answered. Uncover fact from fiction. We have access to an expert panel of mortgage brokers, chartered surveyors, conveyancers, estate agents and overall property market geniuses!

The Question …. The Answer …. Hi Felicity, Usually this question relates to the charges provided by the quote and whether this covers everything required to cover the whole transaction. First Time buyers will obtain a number of quotes from different sources and there will be companies offering various pricing

The Question …. The Answer …. Louisa, Thank you for the question. The answer to this is “Yes you can”. When purchasing a property with a friend, not all Mortgage Lenders will want to lend, but there are a few out there happy to supply the funds. The difference will

The Question …. The Answer …. Hi Keyley, The simple answer to this is “Yes you can”. Mum and Dad or even another relative can help you on to the property ladder A blood relative, so either parent or grandparent and sometimes a sibling can “Gift” a deposit. The Mortgage

The Question …. The Answer …. The general rule of thumb for a deposit when buying a property … Heidi, the general rule when buying a property, is the bigger the deposit the better – simply because you will get a lower interest rate and a greater range of mortgage

The Question …. The Answer …. Quite simply the answer is NO. Your conveyancing can be conducted from a distance as most of the work these days, is handled either online, or via email. Your conveyancer will require certain things to carry out your conveyancing for you. They will usually

The Question …. The Answer …. Ben, when a lender assesses how much you can borrow, it takes a number of factors into consideration. They will look to see if you are applying jointly with somebody else, or if the application is to be just in your own name and

The Question …. The Answer …. Making that all important offer for a property Your are in a very good position, as a first time buyer with no chain with a mortgage in principle is like gold dust, to both new build developers and resale sellers. Your sales agent wants

The Question …. The Answer …. A Mortgage in Principle is an indication of how much a lender is prepared to lend you and on what terms, to the named borrowers subject to approval of the property, but also taking into consideration your affordability. Your Mortgage Adviser will workout your

The Question …. The Answer …. Well this is a very interesting question and one that actually gets asked quite a lot. Every solicitor or licensed conveyancer is going to have their own fee scale for residential conveyancing. In order for your compare prices and to make sure you are

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This website was setup with an aim to offer a "one stop shop" for the First Time property buyer in the UK. Save time and money. We've scoured the internet for YOU, so you don't have to. We work with the best service providers in the property industry, have some excellent partner prices and work with the UK property industry experts.