The Missouri State Highway Patrol reported that the accident occurred when the driver lost control of the 1996 Ford Explorer she was driving north on the ice-covered roadway. The vehicle travelled across the center line and overcorrected, traveling off the east side of the roadway, overturning, and coming to rest on its wheels.

Both occupants were taken by private vehicle to Liberty Urgent Care in Liberty. Both were reported to have been wearing seatbelts at the time of the accident.