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A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents.
There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

We are living in days when there is more knowledge about dental ailments than ever before. We also have more effective methods of preventing or dealing with these problems. This does not mean that dental ailments are any less a cause for concern than they used to be. In fact we only have some of these problems because of our use of certain foods and items that have come as a result of civilization and development. The cravings for sugar and foods that are detrimental to oral hygiene is common...

Natural Remedies for Receding Gums
Receding gums is exactly what happens when the gum tissue surrounding the teeth wears away. This receding lead to the lower part of the tooth to become more visible triggering "spaces" to establish between the tooth and gum line. These gaps allow contaminants, bacteria, infections and fungi to grow and flourish in these areas, which then harm the tissue and bone structure. With time, this causes teeth to become loose and ultimately fall out.
Since gum...

The practice of keeping chickens for home consumption and commercial use has become very common in different areas of the world today. It is quite easy to understand how one can successfully grow them until they are ready for eating or for egg production. For many people, apart from its food and commercial benefits, there is just an interest to have them around the compound, feeding and growing together. Whatever the reason why one may want to keep chickens, that person needs to be informed and...

Erectile dysfunction and premature ejaculation have become common problems of today’s generation. Erectile dysfunction is inability to get or sustain an erection for longer period of time. Premature ejaculation is ejaculating semen before or immediately after penetrating the vagina.All the people lead a stressful life these days. Work pressure, deadlines to meet leave no time for oneself. Research has identified stress as the one of the main contributing factor to sexual...

With its lush greenery, gushing waterfalls, majestic mountains, and splendid attractions, Kerala and, more specifically Wayanad, are beautiful places to visit. For the upcoming holidays, if you are planning a family vacation to Wayanad, do check out this guide.
What to see
Here are the top places to visit in Wayanad with family:
1. Muthanga Wildlife Sanctuary
The Muthanga Wildlife Sanctuary is a part of the Nilgiri Biosphere Reserve. Kids will certainly enjoy spotting the elephants, tigers,...

One of the biggest challenges business leaders are facing these days is lack of trust among employees. The question is that why is trust important? Only after having this an organization can spend all day working on their business strategy rather than managing their staffs. Without having trust, no one is going to work anywhere near their top capability. Trust is something which is built before even starting any project. The solution of gaining trust can be through human resources. It’s...

If you are planning a wedding, you might be checking the top trend that dominated 2018. While the timeless touches will never go out of trend, some trends are definitely worth your consideration. So, take a look at all fresh, sophisticated and fabulous wedding ideas and be inspired.
Greenery
It is a trend which has been in vogue for the last 3-4 years and never goes out of fashion. Spaces filled with lush greenery look sophisticated as well as expensive. The bonus- it can be molded easily...

How often or how long do you wear your glasses? Well, if it’s prescription glasses, you might be wearing your glasses all day long, I guess the only time you will be doing away with it will be while sleeping. For regular glass wearers comfort and durability are big issues. If the glasses are not comfortable, it can really cause you hindrance in your everyday life. It’s the frame material that can do a lot of difference to your choice.
Back in time, the glasses were originally...

Reading a book is like getting lost in a different world that is filled with rich characters, exotic settings, and experiences like no other. Every individual has its own reason to read, such as knowledge, entertainment, or understanding. There is hardly a better way to find unusual words and improve the vocabulary than reading a well-written novel. Yes, they are not always efficient, but they are definitely the purest. Here are five books that will help you to refine your lexicon....