Accreditation and CLE Rules for Ohio

The Supreme Court of Ohio requires the completion of 24 hours of CLE activity in a two-year reporting period. An attorney’s reporting period depends on the first letter of the attorney’s last name. Ohio attorneys with last names beginning with A-L are due on December 31st of each odd numbered year and attorneys with last names beginning M -Z are required to complete their requirement on each even numbered year. Ohio does not permit attorneys to carryover any self-study credits. All courses offered by the National Academy of Continuing Legal Education for Ohio attorneys are approved by Ohio Commission on Continuing Legal Education. National Academy of Continuing Legal Education has been recognized as a self-study established sponsor (sponsor number 14232) by the Ohio Commission on Continuing Legal Education. You can see our official approval letter here: OH_Sponsor_Approval.pdf. Ohio attorneys can earn up to 12 credits with National Academy of Continuing Legal Education including 2.5 credits of “Professional Conduct.”

Please note: All courses listed on our website under “Ethics and Specialty” category will qualify as “Professional Conduct”

Description

For anyone forced to declare bankruptcy, the experience is emotionally and psychologically devastating. And while many bankruptcy clients end up in financial straits because of irresponsible behavior or faulty business decisions, there are an equal number who are simply confronted with situations they do not have the means to deal with such as illness or unemployment. Bankruptcy attorneys must be attuned to their clients states, both financial and emotional, in order to develop a productive, communicative relationship that will yield the best outcome.

This CLE course will explain, through anecdotes and examples, how to spot bankruptcy red flags and use them to help your clients through the struggle of bankruptcy.

Lecturer Bio

Gwen Hewitt, Esq.

Since 1995 Gwen Hewitt has been helping people with their money issues, advising individuals on how to manage their finances better. From taxation issues, to social security, bankruptcy, evictions, garnishments, judgments, foreclosures, tax sale, tax assessment appeals and tax collections, Gwen Hewitt has helped thousands of clients resolve their money problems.

Gwen Hewitt Law was established in 2008 after Ms. Hewitt started her own law practice after many years of working as an in house government attorney.

Ms. Hewitt is pleased to offer the following thoughts on debt issues. Often bankruptcy is a good choice.

Chapter 13 or wage earner bankruptcy is helpful when someone is behind on payments on their house or car and want to keep this property. Chapter 13 can also be used to prevent an eviction if a person wants to stay in a rental property. (This is complicated: be sure to discuss with an attorney). A Chapter 13 bankruptcy plan is funded by wage garnishment through the court and lasts five (5) years. It pays back the arrearage (back money owed) and reduces the amount paid to other (unsecured) bills.

Chapter 7 or straight bankruptcy is often best used when a person has a lot of debt and he or she just can not get out of with monthly payments. A Chapter 7 bankruptcy usually takes four (4) months from filing to discharge. Costs associated with a Chapter 7 are: attorney fee, court costs, and two certificate fees.

Social Security and Disability cases to obtain government aid are rising. These cases can be complicated. Individuals can usually expect to be turned down on their first application. Often success is improved when an attorney takes on the case and helps with the organization and presentation of the issues. Social Security cases can take up to three years to be resolved. Individuals hoping for social security need to understand that it is not a fast process. But, the sooner an attorney starts to help you, then the probably of receiving benefits sooner is increased.

Ms. Hewitt has offices in both Memphis and Nashville, Tennessee. She keeps office hours in both locations each week and attends court in both cities. Ms. Hewitt is a caring individual who takes an interest in each client’s situation. Her goal is to help the client find the best possible resolution for him/her.

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