Advice on buying a Static Holiday Caravan

There are many things to consider if you’re buying a static holiday caravan in the UK and we’ve put together a guide that covers some important points that you’ll need to consider…

The Park
The location of the park where your caravan will be sited is an important decision. If you are planning to visit regularly, it should be within easy travelling distance. This may mean looking at train and bus timetables if you don’t drive.

Look for any grading that the park has and whether it is a member of the British Holiday & Home Parks Association (BH&HPA) or the National Caravan Council (NCC). Speak to other caravan owners at the park and if possible consider taking a short break at potential parks to gauge how you would feel about spending your leisure time there.

The Caravan
Consider the price, age, features and condition of the caravan. Are you going to purchase new or second hand? (Keep an eye out for prices of all the new models in our magazine). Regular industry shows have a great number of manufacturers on display and are great ways to take a look at all the
new features that the industry has to offer. Models vary in size, style, quality and price. Ultimately, it’ll be up to you to find your perfect match.

The Costs
Owning a holiday caravan is a great way for you and your family to get away from it all. You will however need to consider ongoing costs and outgoings and ask the following questions:

How much is the pitch fee and what does it cover?

Is the first year’s fee included in the sale price?

Are electricity and water included and how are they billed?

Are there any other fees or charges – if so what are they for and when do they have to be paid?

Finance
If you are going to take out a finance agreement to purchase your holiday caravan then make sure that you read the small print and take advice about its terms. It is essential to retain a copy of the agreement.

The Agreement
Holiday caravan owners are not covered by the Mobile Homes Act (1983) so it’s important that you ensure you have an agreement that covers things like pitch fees and how long you can station your caravan on the pitch.

The agreement should be in writing and should be easy to understand – it’s no good signing up to something that doesn’t make sense to you. Don’t be tempted into a ‘gentleman’s agreement’ over a handshake – black and white confirmation of your rights and responsibilities should be secured prior to handing over any money.

Buying a holiday caravan is a long-term commitment so the agreement governing your pitch occupation deserves careful scrutiny. Make sure that you understand everything that you are agreeing to and obtain a copy of the contract to review at your leisure. If you are unsure, speak to our Advice
Team or contact a solicitor.

Thinking about buying a Static Caravan?

Why choose NACO to insure your static caravan or holiday lodge?

We pride ourselves on providing the best level of customer service for static caravan insurance, advice and support for all of our members. Don't just take our word for it, read what our members have to say. Join NACO today or Get a Quick Quote

Follow us for exclusive offers!

NACO Services Ltd (FRN 406468) is an appointed representative of Leisure Home Insurance plc which is authorised and regulated by the Financial Conduct Authority under register number 307829 for insurance mediation activities and as a Credit Broker. NACO Services Ltd and Leisure Home Insurance plc do not charge any fees to customers in relation to Credit Broking activities. We are also members of the Financial Ombudsman Service (FOS).