Since your motor insurance policy has expired, your policy cover would start 3 days after the policy is issued.

Health Insurance Offers Double Benefit

Health Insurance is a crucial instrument that provides you and your loved ones financial security in times of need. Thus, whether an emergency or a planned hospitalisation, a health insurance policy ensures umbrella coverage by helping you pay for the covered medical expenses in case of hospitalisation due to illness or injury.

What's more, other than safeguarding your finances from hospitalisation expenses, you can avail tax benefits on the premiums paid towards your health insurance under Section 80D of the Income Tax Act, subject to terms and conditions. This makes a health insurance plan a favourable tax-planning tool that adds a feather to the cap on your investments.

*Deductions under Section 80D:

Description

Medical Insurance Premium paid for

Total Deduction^ under Section 80D

Self, Spouse and Dependent Children

Parents (whether dependent or not)

No one has attained the age of 60 years

₹ 25,000

₹ ​25,000

₹ 50,000

Assessee and his family is less than 60 years and parents are above 60 years of age

The ICICI Lombard advantage

You can get an extensive coverage for individual or for your entire family with a single policy and save tax easily. Click here to know more!

Just like financial planning is person-specific, so are individual insurance needs. Your health insurance cover can be optimised considering the various factors and tailoring the policy according to your needs. An ICICI Lombard health insurance policy caters to your specifications and family needs.

Some of its benefits are listed below:

Tax Benefit under section 80D of the Income Tax Act, 1961

Floater Benefit

Timely Claim Settlement

Cashless Hospitalisation

Free Look Period

No Health Check-up Required Up To The Age Of 46 years

Cover for Alternative Treatment (AYUSH)

Health Insurance Testimonials

Naina Kulkarni

ICICI Lombard’s health insurance policy has been extremely useful to me in terms of financial planning. I have an assurance and peace of mind for any future healthcare concerns. It has also helped me start a kitty from the substantial money I save through tax benefits.

Amitav Parui

My wife and I are pleased with our ICICI Lombard’s health insurance policy. Not only does it provide a safety net for our family, but also it substantially contributes towards our savings through tax benefits.