Criteria:
Full-time student (12 hours or more per term)* undergraduate junior/senior
Field of study – normally a major or minor in a risk-management discipline
Career objectives in risk management
GPA of 3.0 or higher
Relevant work experience
Leadership skills
Applicants must be enrolled full-time at an accredited U.S. or Canadian college/university

Application Package:
A complete application typically requires the application, an essay, a resume, and a transcript. Incomplete applications will not be considered.

Non-Discrimination Policy:
The Spencer Educational Foundation awards scholarships on the basis of merit and does not discriminate on the basis of race, color, sex, religion, national origin, age, handicap or veteran status.