Here's the fourth installment in HIF’s “HealthCover for Humans” ad campaign. This commercial explores the benefits of purchasing a private Hospital Cover policy in order to make a tax saving in the 2017-18 financial year.
Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular.
To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Banjo & Dylan (and their parents).
#HealthCoverForHumans

We're delighted to introduce HIF’s brand new advertising campaign, “HealthCover for Humans”. Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular. To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Alfie, Toby and Butch (and their parents).
#HealthCoverForHumans

"Health Cover for Humans" - Part 4 | HIF Australia

Here's the fourth installment in HIF’s “HealthCover for Humans” ad campaign. This commercial explores the benefits of purchasing a private Hospital Cover policy in order to make a tax saving in the 2017-18 financial year.
Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular.
To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Banjo & Dylan (and their parents).
#HealthCoverForHumans

"Health Cover for Humans" - Part 1 | HIF Australia

We're delighted to introduce HIF’s brand new advertising campaign, “HealthCover for Humans”. Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular. To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Alfie, Toby and Butch (and their parents).
#HealthCoverForHumans

Highlights: Östers IF - HIF

"Health Cover for Humans" - Part 4 | HIF Australia

Here's the fourth installment in HIF’s “HealthCover for Humans” ad campaign. This commercial explores the benefits of purchasing a private Hospital Cover policy in order to make a tax saving in the 2017-18 financial year.
Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular.
To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Banjo & Dylan (and their parents).
...

HIF - Ta dom, ta dom

"Health Cover for Humans" - Part 1 | HIF Australia

We're delighted to introduce HIF’s brand new advertising campaign, “HealthCover for Humans”. Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular. To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Alfie, Toby and Butch (and their parents).
#HealthCoverForHumans

"Health Cover for Humans" - Part 4 | HIF Australia

Here's the fourth installment in HIF’s “HealthCover for Humans” ad campaign. This commercial explores the benefits of purchasing a private Hospital Cover poli...

Here's the fourth installment in HIF’s “HealthCover for Humans” ad campaign. This commercial explores the benefits of purchasing a private Hospital Cover policy in order to make a tax saving in the 2017-18 financial year.
Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular.
To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Banjo & Dylan (and their parents).
#HealthCoverForHumans

Here's the fourth installment in HIF’s “HealthCover for Humans” ad campaign. This commercial explores the benefits of purchasing a private Hospital Cover policy in order to make a tax saving in the 2017-18 financial year.
Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular.
To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Banjo & Dylan (and their parents).
#HealthCoverForHumans

"Health Cover for Humans" - Part 1 | HIF Australia

We're delighted to introduce HIF’s brand new advertising campaign, “HealthCover for Humans”. Starring a gorgeous group of rescue dogs, this funny and light-he...

We're delighted to introduce HIF’s brand new advertising campaign, “HealthCover for Humans”. Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular. To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Alfie, Toby and Butch (and their parents).
#HealthCoverForHumans

We're delighted to introduce HIF’s brand new advertising campaign, “HealthCover for Humans”. Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular. To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Alfie, Toby and Butch (and their parents).
#HealthCoverForHumans

Frank Sinatra My Way Karaoke Version

Carpool Karaoke w/ Sam Smith ft. Fifth Harmony

James enlists Sam Smith to help him navigate the Los AngelesCarpool lane. During the ride, Sam shares that James was one of the first celebrities to notice and promote his music and Fifth Harmony jumps in the car for a surprise and song!
Sam Smith’salbum, Thrill of it All, is out now: http://samsmith.world/TTOIAID
Sam Smith’s album, exclusive film and live show is on Apple Music:
More Late Late Show: http://apple.co/samsmith
Subscribe: http://bit.ly/CordenYouTube
Watch Full Episodes: http://bit.ly/1ENyPw4
Facebook: http://on.fb.me/19PIHLC
Twitter: http://bit.ly/1Iv0q6k
Instagram: http://bit.ly/latelategram
Watch The Late Late Show with James Corden weeknights at 12:35 AM ET/11:35 PM CT. Only on CBS.
Get new episodes of shows you love across devices the next day, stream live TV, and ...

published: 02 Nov 2017

Adele Carpool Karaoke

While home in London for the holidays, James Corden picks up his friend Adele for a drive around the city singing some of her classic songs before Adele raps Nicki Minaj's "Monster."
"Subscribe To ""The Late Late Show"" Channel HERE: http://bit.ly/CordenYouTube
Watch Full Episodes of ""The Late Late Show"" HERE: http://bit.ly/1ENyPw4
Like ""The Late Late Show"" on Facebook HERE: http://on.fb.me/19PIHLC
Follow ""The Late Late Show"" on Twitter HERE: http://bit.ly/1Iv0q6k
Follow ""The Late Late Show"" on Google+ HERE: http://bit.ly/1N8a4OU
Watch The Late Late Show with James Corden weeknights at 12:35 AM ET/11:35 PM CT. Only on CBS.
Get the CBS app for iPhone & iPad! Click HERE: http://bit.ly/12rLxge
Get new episodes of shows you love across devices the next day, stream live TV, and watc...

Audrey Nethery, la famosa niña del karaoke

published: 02 Apr 2016

Karaoke Scene - Lost in Translation

I love the chemistry between Scarlett Johannson and Bill Murray in this movie. The scene when they share a cigarette is brilliantly done. The cigarette exchange has so much underlying intimacy. Movies should make viewers aware through translation, not by spelling out the words.

James enlists Sam Smith to help him navigate the Los AngelesCarpool lane. During the ride, Sam shares that James was one of the first celebrities to notice and promote his music and Fifth Harmony jumps in the car for a surprise and song!
Sam Smith’salbum, Thrill of it All, is out now: http://samsmith.world/TTOIAID
Sam Smith’s album, exclusive film and live show is on Apple Music:
More Late Late Show: http://apple.co/samsmith
Subscribe: http://bit.ly/CordenYouTube
Watch Full Episodes: http://bit.ly/1ENyPw4
Facebook: http://on.fb.me/19PIHLC
Twitter: http://bit.ly/1Iv0q6k
Instagram: http://bit.ly/latelategram
Watch The Late Late Show with James Corden weeknights at 12:35 AM ET/11:35 PM CT. Only on CBS.
Get new episodes of shows you love across devices the next day, stream live TV, and watch full seasons of CBS fan favorites anytime, anywhere with CBS All Access. Try it free! http://bit.ly/1OQA29B
---
Each week night, THE LATE LATE SHOW with JAMES CORDEN throws the ultimate late night after party with a mix of celebrity guests, edgy musical acts, games and sketches. Corden differentiates his show by offering viewers a peek behind-the-scenes into the green room, bringing all of his guests out at once and lending his musical and acting talents to various sketches. Additionally, bandleader Reggie Watts and the house band provide original, improvised music throughout the show. Since Corden took the reigns as host in March 2015, he has quickly become known for generating buzzworthy viral videos, such as CarpoolKaraoke."

James enlists Sam Smith to help him navigate the Los AngelesCarpool lane. During the ride, Sam shares that James was one of the first celebrities to notice and promote his music and Fifth Harmony jumps in the car for a surprise and song!
Sam Smith’salbum, Thrill of it All, is out now: http://samsmith.world/TTOIAID
Sam Smith’s album, exclusive film and live show is on Apple Music:
More Late Late Show: http://apple.co/samsmith
Subscribe: http://bit.ly/CordenYouTube
Watch Full Episodes: http://bit.ly/1ENyPw4
Facebook: http://on.fb.me/19PIHLC
Twitter: http://bit.ly/1Iv0q6k
Instagram: http://bit.ly/latelategram
Watch The Late Late Show with James Corden weeknights at 12:35 AM ET/11:35 PM CT. Only on CBS.
Get new episodes of shows you love across devices the next day, stream live TV, and watch full seasons of CBS fan favorites anytime, anywhere with CBS All Access. Try it free! http://bit.ly/1OQA29B
---
Each week night, THE LATE LATE SHOW with JAMES CORDEN throws the ultimate late night after party with a mix of celebrity guests, edgy musical acts, games and sketches. Corden differentiates his show by offering viewers a peek behind-the-scenes into the green room, bringing all of his guests out at once and lending his musical and acting talents to various sketches. Additionally, bandleader Reggie Watts and the house band provide original, improvised music throughout the show. Since Corden took the reigns as host in March 2015, he has quickly become known for generating buzzworthy viral videos, such as CarpoolKaraoke."

Adele Carpool Karaoke

While home in London for the holidays, James Corden picks up his friend Adele for a drive around the city singing some of her classic songs before Adele raps Ni...

While home in London for the holidays, James Corden picks up his friend Adele for a drive around the city singing some of her classic songs before Adele raps Nicki Minaj's "Monster."
"Subscribe To ""The Late Late Show"" Channel HERE: http://bit.ly/CordenYouTube
Watch Full Episodes of ""The Late Late Show"" HERE: http://bit.ly/1ENyPw4
Like ""The Late Late Show"" on Facebook HERE: http://on.fb.me/19PIHLC
Follow ""The Late Late Show"" on Twitter HERE: http://bit.ly/1Iv0q6k
Follow ""The Late Late Show"" on Google+ HERE: http://bit.ly/1N8a4OU
Watch The Late Late Show with James Corden weeknights at 12:35 AM ET/11:35 PM CT. Only on CBS.
Get the CBS app for iPhone & iPad! Click HERE: http://bit.ly/12rLxge
Get new episodes of shows you love across devices the next day, stream live TV, and watch full seasons of CBS fan favorites anytime, anywhere with CBS All Access. Try it free! http://bit.ly/1OQA29B
---
Each week night, THE LATE LATE SHOW with JAMES CORDEN throws the ultimate late night after party with a mix of celebrity guests, edgy musical acts, games and sketches. Corden differentiates his show by offering viewers a peek behind-the-scenes into the green room, bringing all of his guests out at once and lending his musical and acting talents to various sketches. Additionally, bandleader Reggie Watts and the house band provide original, improvised music throughout the show. Since Corden took the reigns as host in March 2015, he has quickly become known for generating buzzworthy viral videos, such as CarpoolKaraoke."

While home in London for the holidays, James Corden picks up his friend Adele for a drive around the city singing some of her classic songs before Adele raps Nicki Minaj's "Monster."
"Subscribe To ""The Late Late Show"" Channel HERE: http://bit.ly/CordenYouTube
Watch Full Episodes of ""The Late Late Show"" HERE: http://bit.ly/1ENyPw4
Like ""The Late Late Show"" on Facebook HERE: http://on.fb.me/19PIHLC
Follow ""The Late Late Show"" on Twitter HERE: http://bit.ly/1Iv0q6k
Follow ""The Late Late Show"" on Google+ HERE: http://bit.ly/1N8a4OU
Watch The Late Late Show with James Corden weeknights at 12:35 AM ET/11:35 PM CT. Only on CBS.
Get the CBS app for iPhone & iPad! Click HERE: http://bit.ly/12rLxge
Get new episodes of shows you love across devices the next day, stream live TV, and watch full seasons of CBS fan favorites anytime, anywhere with CBS All Access. Try it free! http://bit.ly/1OQA29B
---
Each week night, THE LATE LATE SHOW with JAMES CORDEN throws the ultimate late night after party with a mix of celebrity guests, edgy musical acts, games and sketches. Corden differentiates his show by offering viewers a peek behind-the-scenes into the green room, bringing all of his guests out at once and lending his musical and acting talents to various sketches. Additionally, bandleader Reggie Watts and the house band provide original, improvised music throughout the show. Since Corden took the reigns as host in March 2015, he has quickly become known for generating buzzworthy viral videos, such as CarpoolKaraoke."

Karaoke Scene - Lost in Translation

I love the chemistry between Scarlett Johannson and Bill Murray in this movie. The scene when they share a cigarette is brilliantly done. The cigarette exchange...

I love the chemistry between Scarlett Johannson and Bill Murray in this movie. The scene when they share a cigarette is brilliantly done. The cigarette exchange has so much underlying intimacy. Movies should make viewers aware through translation, not by spelling out the words.

I love the chemistry between Scarlett Johannson and Bill Murray in this movie. The scene when they share a cigarette is brilliantly done. The cigarette exchange has so much underlying intimacy. Movies should make viewers aware through translation, not by spelling out the words.

"Health Cover for Humans" - Part 4 | HIF Australia

Here's the fourth installment in HIF’s “HealthCover for Humans” ad campaign. This commercial explores the benefits of purchasing a private Hospital Cover policy in order to make a tax saving in the 2017-18 financial year.
Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular.
To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Banjo & Dylan (and their parents).
#HealthCoverForHumans

"Health Cover for Humans" - Part 1 | HIF Australia

We're delighted to introduce HIF’s brand new advertising campaign, “HealthCover for Humans”. Starring a gorgeous group of rescue dogs, this funny and light-hearted campaign explores how dogs understand the importance of caring for their humans’ health, and the value of HIF private health cover in particular. To learn more about the background to this campaign, find out why we chose to use dogs and read each Ambassadog’s personal story, visit www.hif.com.au/ourdogs
HIF. Your health, your choice.
Account Director: KarenRhodes, RubisCreative: Malcolm MacleanProduction: BeautifulPicturesSpecial thanks to our stars: Alfie, Toby and Butch (and their parents).
#HealthCoverForHumans

Carpool Karaoke w/ Sam Smith ft. Fifth Harmony

James enlists Sam Smith to help him navigate the Los AngelesCarpool lane. During the ride, Sam shares that James was one of the first celebrities to notice and promote his music and Fifth Harmony jumps in the car for a surprise and song!
Sam Smith’salbum, Thrill of it All, is out now: http://samsmith.world/TTOIAID
Sam Smith’s album, exclusive film and live show is on Apple Music:
More Late Late Show: http://apple.co/samsmith
Subscribe: http://bit.ly/CordenYouTube
Watch Full Episodes: http://bit.ly/1ENyPw4
Facebook: http://on.fb.me/19PIHLC
Twitter: http://bit.ly/1Iv0q6k
Instagram: http://bit.ly/latelategram
Watch The Late Late Show with James Corden weeknights at 12:35 AM ET/11:35 PM CT. Only on CBS.
Get new episodes of shows you love across devices the next day, stream live TV, and watch full seasons of CBS fan favorites anytime, anywhere with CBS All Access. Try it free! http://bit.ly/1OQA29B
---
Each week night, THE LATE LATE SHOW with JAMES CORDEN throws the ultimate late night after party with a mix of celebrity guests, edgy musical acts, games and sketches. Corden differentiates his show by offering viewers a peek behind-the-scenes into the green room, bringing all of his guests out at once and lending his musical and acting talents to various sketches. Additionally, bandleader Reggie Watts and the house band provide original, improvised music throughout the show. Since Corden took the reigns as host in March 2015, he has quickly become known for generating buzzworthy viral videos, such as CarpoolKaraoke."

14:52

Adele Carpool Karaoke

While home in London for the holidays, James Corden picks up his friend Adele for a drive ...

Adele Carpool Karaoke

While home in London for the holidays, James Corden picks up his friend Adele for a drive around the city singing some of her classic songs before Adele raps Nicki Minaj's "Monster."
"Subscribe To ""The Late Late Show"" Channel HERE: http://bit.ly/CordenYouTube
Watch Full Episodes of ""The Late Late Show"" HERE: http://bit.ly/1ENyPw4
Like ""The Late Late Show"" on Facebook HERE: http://on.fb.me/19PIHLC
Follow ""The Late Late Show"" on Twitter HERE: http://bit.ly/1Iv0q6k
Follow ""The Late Late Show"" on Google+ HERE: http://bit.ly/1N8a4OU
Watch The Late Late Show with James Corden weeknights at 12:35 AM ET/11:35 PM CT. Only on CBS.
Get the CBS app for iPhone & iPad! Click HERE: http://bit.ly/12rLxge
Get new episodes of shows you love across devices the next day, stream live TV, and watch full seasons of CBS fan favorites anytime, anywhere with CBS All Access. Try it free! http://bit.ly/1OQA29B
---
Each week night, THE LATE LATE SHOW with JAMES CORDEN throws the ultimate late night after party with a mix of celebrity guests, edgy musical acts, games and sketches. Corden differentiates his show by offering viewers a peek behind-the-scenes into the green room, bringing all of his guests out at once and lending his musical and acting talents to various sketches. Additionally, bandleader Reggie Watts and the house band provide original, improvised music throughout the show. Since Corden took the reigns as host in March 2015, he has quickly become known for generating buzzworthy viral videos, such as CarpoolKaraoke."

Karaoke Scene - Lost in Translation

I love the chemistry between Scarlett Johannson and Bill Murray in this movie. The scene when they share a cigarette is brilliantly done. The cigarette exchange has so much underlying intimacy. Movies should make viewers aware through translation, not by spelling out the words.

Who Needs The Sunshine

Got gooseflesh, got butterflies, got a temperature yougonna feel em riseI make a good man, like a bad son, like a daddy thatyou call number oneI see this big heart like a big stain, makin your lovemake me feel the lickso when the clouds come, bad weather roamaint a shame if I dont see the sun becauseWho needs the sunshine when your hereWho needs the sunshine when your hereWho needs the sunshine when your hereWhen you carry the sunshine with youDont need no big train hor-cigary(???)I got more than I need to complete the setI make picturesque on the warm breastHead how come I dont need no restBut gimme medicine in the shape of your (?)What kinda of fetish did I decide to cast you inSo when the storm break I'll leave the headacheTo walk alone in the cloud for my own sakeWho needs the sunshine when your hereWho needs the sunshine when your hereWho needs the sunshine when your hereWhen you carry the sunshine all alone with you

It turns out that a theory explaining how we might detect parallel universes and prediction for the end of the world was proposed and completed by physicist Stephen Hawking shortly before he died ... &nbsp;. According to reports, the work predicts that the universe would eventually end when stars run out of energy ... ....

In another blow to the Trump administration Monday, the US Supreme Court decided Arizona must continue to issue state driver’s licenses to so-called Dreamer immigrants and refused to hear an effort by the state to challenge the Obama-era program that protects hundreds of thousands of young adults brought into the country illegally as children, Reuters reported ... – WN.com. Jack Durschlag....

Britain’s Royal Astronomical Society announced Monday that an object called 1I/2017 (‘Oumuamua) – the first confirmed asteroid known to have journeyed here from outside our solar system – most likely came from from a binary star system, or two stars orbiting a common center of gravity, EarthSky reported ... They looked at how common these star systems are in the galaxy ... ....

Uber announced on Monday that it was pulling all of its self-driving cars from public roads in Arizona and San Francisco, Toronto, and Pittsburgh after a female pedestrian was reportedly killed after being struck by an autonomous Uber vehicle in Tempe, according to The Verge.&nbsp; ... “We are fully cooperating with local authorities in their investigation of this incident.” ... "Some incredibly sad news out of Arizona....

When I look ahead to the upcoming months of 2018, I see an exciting year for Akebia and HIF-prolyl hydroxylase inhibitors. We are expecting important late stage data readouts from another company, which have the potential to validate HIF-PH inhibitors for the treatment of anemia due to chronic kidney disease ... well-characterized HIF pathway compounds....

Aerpio Pharmaceuticals, Inc. (otcqb.ARPO), a biopharmaceutical company focused on advancing first-in-class treatments for ocular diseases, today reported financial results for the fourth quarter and full year ended December 31, 2017 ... Successfully completed pre-IND meeting with the FDA for AKB-4924, a once-daily, oral HIF-1a stabilizer for treatment of ulcerative colitis, a form of inflammatory bowel disease ... Conference Call and Webcast....

In numbers ... Glenn Hunt ... Among open membership funds, HBF had the highest percentage of members who had stuck with it for more than two years, at 97 per cent, compared to GMHBA, health.com.au, HIF, GU Corporate and TransportHealth, which each had a rate below 70 per cent. In regards to how much a fund pays in benefits to members as a percentage of contributions, CDH came out on top with 99.2 per cent followed by HIF with 93.7 per cent ... ....

Hamilton has got the tick for $308.4 million in funding to get Peacocke ready for thousands of houses ... The previous government created the billion-dollar Housing Infrastructure Fund (HIF) to speed up the creation of new housing areas ... He made it very clear he wasn't going to stand in the way of this HIF and he's been true to his word with the sign-off." ... Hamilton is the first council to go through the HIF process, Eglinton said....

And the reason our guidance is at about 42% is the result of a non-deductibility of the HIF...And then just it staying on premium guidance for a second, premium guidance going to be - it looks like it's down about $1.5 billion when you adjust for the reclassification of some of the HIF collection or I should say the HIF collection ... back them the HIF....

the success of our profit improvement and maintenance initiatives, including the timing and amounts of the benefits realized, and administrative savings achieved; the numerous political and market-based uncertainties associated with the Affordable Care Act (the “ACA”) or “Obamacare;” the market dynamics surrounding the ACA Marketplaces, including ......