Home ownership

Many people think that home ownership is beyond their reach but there are a number of Low Cost Home Ownership (LCHO) schemes designed to help you buy a home of your own. These schemes make buying a home an affordable option as you need a smaller mortgage and a smaller deposit. In many cases it can be cheaper than renting a home privately.

Low Cost Home Ownership (LCHO)

We offer a number of affordable ways to help you to homeownership and our homes are available to a wide range of people on different incomes. Our new properties are provided for sale through our parent company, Grand Union Housing Group.

This is also known as part buy/ part rent. This works by allowing you to buy an initial share in a brand new home, anywhere from 25% to 50%, depending on what you can afford. A subsidised rent is paid on the remaining share. You can buy more shares when you’re ready, usually until you own 100% of your property.

These are homes which have already been purchased through shared ownership and now the owners are looking to sell and move on. You buy the share they are selling and pay a subsidised rent on the remainder.

We have a wide selection of homes ranging from one bedroom flats to four bedroom houses, available to purchase in a variety of locations. If you are interested in owning your own home, more information can be found on our parent company, Grand Union Housing Group's website. You can also search for a home, find out about eligibility criteria and download an application pack.

Existing Customers

We have lots of information available for existing shared owners, from buying more shares or selling your home, to information on your shared ownership lease and buildings warranty.