The StepLadder Blog

The Guardian: London rents rising almost three times faster than wages, research finds The price of renting a two-bedroom flat in London has risen at almost three times the rate of earnings growth since 2011, new research has revealed. While the average rent for a two-bed in the capital soared 26 per cent to £1,500 […]

Pop the bubbles! Shanae bought her first home! Shanae has purchased her first home and we couldn’t be happier for her! Having rented in London for years with her young son Jayden, Shanae is over the moon to be getting the keys to her first home. Shanae said: ‘StepLadder gave me so much personalised support […]

StepLadder featured in Burnmark Report In the UK today, qualified under-35s are struggling to own a home because saving independently for an adequate deposit has proven too hard for too long. Compounding this, the gap between wage growth and the rise in property prices grows ever larger. On one hand, the average earnings per week […]

Meeting our Circle members Open house at StepLadder HQ! We invited prospective members into the StepLadder HQ to met the team, ask their questions, and find out how we could help them get on the property ladder faster! It was great getting to know our members and prospective members who are keen to see if […]

Meet our Members! Luciana & Danylo Received their £5,000 deposit in April 2018 Luciana and Danylo, moved to South East London from Brazil in December 2016 and came across StepLadder after seeing an advert on Facebook. They immediately recognised the model as a consórcio from their home country, Brazil, where this model of financing […]

Our new digs are at the recently opened Rise London FinTech-focused co-working community in Shoreditch. We needed more space as we’ve grown, and the community of innovators concentrating here make this a great fit. StepLadder is leaving our garage, after just over a year at Gray’s Inn Road. WeWork Chancery Lane, thank you for the […]

Insights from Halifax’s semi-annual industry report January 2017 Download the Report We always pay attention when the First Time Buyer Halifax report comes out. It’s a semi-annual event, and their analysis really approaches the marketplace from several instructive angles. We want to share some thoughts along with the link. Second, those property deposit figures are […]

The story of StepLadder Every so often as an innovative FinTech start-up, we are asked to tell our story to a new audience briefly and with context. The following video is our attempt – late in the day and in a single take – to share our story and our mission. StepLadder aims to help […]

Are you thinking about buying a house? StepLadder are hosting a series of events focused on helping you get on the property ladder. We are empowering first time buyers to work together which could reduce the average time taken to raise a property deposit by 45%. Drop in and meet the team and learn how […]

These suburbs in London are set for a housing boom says mayor London’s suburbs are braced for a wave of construction after the mayor, Sadiq Khan, announced that rules protecting local character would be lifted to enable a big increase in housebuilding. Read more here

StepLadder Free Events StepLadder are hosting a series of free events focused on helping you get on the property ladder. We are empowering first time buyers to work together which could reduce the average time taken to raise a property deposit by 45%. Find out more here

Being a millennial is expensive! And can be a little scary… Millennial insecurity is reshaping the UK economy. Fears about low wages, home ownership and costly degrees are paralysing young people – read more here.

FirstTimeBuyers make the most of the abolition of stamp duty Stamp duty changes are slowing down the first-time buyer property market because they are no longer buying flats, estate agents have said. Read More at The Telegraph

A third of those questioned say they will hold out longer for a detached house they will stay in for the long-term. Rather than being happy with a small flat as their first property, it seems many aspiring first-time buyers are hoping for a family-sized home instead. Almost a third (32%) of those questioned in […]

Parents are parting with thousands of pounds to help their children get on the property ladder, but they can’t afford to lend as much as they used to. Parents are parting with thousands of pounds to help their children get on the property ladder, but they can’t afford to lend as much as they used […]

In England and Wales, average single first-time purchaser would need just over 10 years A typical single first-time buyer in London will have to save for 17 years – until 2035 – to raise enough cash for a 15% deposit on a home. That is up from the 15 years recorded in both 2008 and […]