Jean-Louis Gassée thinks mobile payments are, first and foremost, a way to sell hardware.

Former Apple exec Jean-Louis Gassée has posted a new edition of his always enjoyable Monday Note blog, arguing that Apple isn’t intending to disrupt banks and credit card companies with its entry into the mobile payments world.

It’s an interesting read, and makes a whole lot of sense: pointing out that Apple’s mobile payment drive is simply an extension of the company’s current strategy.

Since it first opened up in Julu of 2008, the App Store has paid developers over $13 billion at last count, and the marketplace hosts are over 1 million third-party programs. That makes the App Store a success by almost any measure… except discoverability.

Even today, the App Store can be extremely hard to navigate. Dominated by clones of popular apps and freemium crapware, good apps often get buried at the bottom of the App Store thanks to the App Store’s notoriously bad search engine and almost non-existent curation.

But former Apple executive Jean-Louis Gassée has a suggestion. Make the App Store more like Reddit. Let anonymous humans curate it.

Outspoken ex-Apple executive Jean-Louis Gassée has never been afraid to speak his mind, even when contradicting the most powerful Silicon Valley executives.

But even by Gassée’s usual standard, he doesn’t have kind words for Microsoft’s new CEO Satya Nadella. Having read his recent “3,100 plodding word” essay sent out to 127,000 Microsoft employees to describe the Windows-maker’s new vision, Gassée calls Nadella a “repeat befuddler” who could learn a thing or two from Steve Jobs on how to express himself.

Wall Street consensus is that when Apple announces its Q2 2014 quarterly earnings on Wednesday, Apple’s year-over-year iPad numbers won’t look good. On the low end, at least one Wall Street analyst says that Apple will have sold 23% fewer iPads this year than last year in the same quarter; on average, Wall Street expects Apple’s iPad sales to have declined 0.7% year-over-year.

How can this be? This is the year that Apple unveiled the Retina iPad mini and the beautifully redesigned iPad Air, after all. How is it possible that these iPads can be selling worse than the inferior iPads a year ago?

Ex-Apple exec Jean-Louie Gassée has a theory, and it’s not one that Apple fans are going to be happy to hear: the iPad is a big tease, and fundamentally less useful than both a smartphone or a laptop.

Still fantasizing about replacing your aging plasma with a new Apple television? According to recent speculation, the Cupertino company is going to announce the revolutionary new set any day now. But according to former Apple executive and current Apple watcher Jean-Louis Gassee, we’re kidding ourselves.

Gassee says that the rumors surrounding the device are nothing but an “enduring fantasy,” and that the only thing Apple will release that’s close to a television is a new Apple TV set-top box.

The fantastic Letters of Note blog has posted an amazing letter that a 30-year old Bill Gates sent to John Sculley and Jean Louis Gassée back in June of 1985.

In the letter, Gates argues that Apple should license their hardware and operating system out to other companies, making Macintosh a “standard.” If that pitch sounds familiar, it should: after being ignored by Apple for six months, Microsoft took the idea and ran with it, bringing Windows to the world.