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Monthly Archives: October 2012

I know you’ve been thinking about ordering copies of 10 Things College Students Need to Know About Money for your children, grandchildren, cousins, neices and nephews but you wanted to read it first, right? You wanted to make sure that it was a good read with real information about personal finance. Well, here’s your chance! 10 Things College Students Need to Know About Money is now available on Kindle for only $3.50 per download!

Click the image to read more about Shay speaking at Cal State Long Beach.

Shay Olivarria is the most dynamic financial education speaker working today. She speaks at high schools, colleges, and companies across the country. She has written three books on personal finance, including Amazon Best Seller “Money Matters: The Get It Done in 1 Minute Workbook”. Shay has been quoted on Bankrate.com, FoxBusiness.com, NBC Latino and The Credit Union Times, among others. To schedule Shay to speak at your event visit www.BiggerThanYourBlock.com

My latest article on Mamiverse.com talks about the new rule that says that each person that has a 401k must get a statement that can actually be read! Lol Read to find out where the fees are going, the types of fees involved and why it matters. Find the complete article online at Mamiverse.com.

Employees that invest in their company’s 401(k) planshould be able to understand their statements. A new rule from the Labor Department will, for the first time, enable many investors to understand how much of their investment dollars are going up in fees. “I know it’s there and that there’s money involved for me, but other than that I really don’t know how to access how much I have etc.,” says Lupe Zuniga of Waco, Texas. Each person that has money in a 401(k) should have received a statement by August 30 detailing how much money they have invested in which funds and how much they pay for that privilege.

Shay Olivarria is the most dynamic financial education speaker working today. She speaks at high schools, colleges, and companies across the country. She has written three books on personal finance, including Amazon Best Seller “Money Matters: The Get It Done in 1 Minute Workbook”. Shay has been quoted on Bankrate.com, FoxBusiness.com, NBC Latino and The Credit Union Times, among others. To schedule Shay to speak at your event visit www.BiggerThanYourBlock.com

My latest article on Mamiverse.com is below. Women of all ethnicities need to read this article. Too many of us are putting money into our 401ks and are not sure exactly what’s happening to the money we contribute or what to do with it once we leave jobs. Read the whole article on Mamiverse.com.

A new study from the national Centers for Disease Control and Prevention says that most Latinas will live an average of 83 years. That’s great news until you start thinking about how you’ll live once you stop working. According to the Ariel/Aon Hewitt Study 2012, Hispanics have considerably less—35% less—money invested than Asian-Americans and Whites. I’ve heard Latinas tell me that the number one reason they don’t actively invest for retirement is that they don’t understandhow to do it.

So, here are a few quick facts about the most common way to invest—with your company’s 401(k) plan.

WHAT THEY ARE
A 401(k) is a retirement planning option that, at most jobs, has taken the place of pensions. The role of a 401(k) is to invest your money (or “contribution”) in the stock market in hopes that you’ll have enough money to retire on when the time comes.

Shay Olivarria is the most dynamic financial education speaker working today. She speaks at high schools, colleges, and companies across the country. She has written three books on personal finance, including Amazon Best Seller “Money Matters: The Get It Done in 1 Minute Workbook”. Shay has been quoted on Bankrate.com, FoxBusiness.com, NBC Latino and The Credit Union Times, among others. To schedule Shay to speak at your event visit www.BiggerThanYourBlock.com