One Step Process - Option Y
Regulation 60 replacement booklet for policies being exchanged in New York that utilize the Disclosure After Application process, known as "One-Step" (Option Y). This forms booklet is required for all firms utilizing the One-Step process.

Two Step Process - Option X
Regulation 60 replacement booklet for policies being exchanged in New York that utilize the Disclosure at the Time of Application process, known as "Two-Step" (Option X). This forms booklet is required for all firms utilizing the Two-Step process.