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They then arrange for a fake courier to deliver another card, which is fake.

The real card is then used to withdraw money from the person's bank account.

Police say the incidents are specific to people in Ascot, but the advice applies to people across areas like Wokingham, Bracknell and Reading, Berkshire.

Warn elderly or vulnerable family and friends of this type of fraud

Investigating officer, Detective Sergeant Pauline Cameron based at Maidenhead police station, said: “I would encourage anyone with elderly or vulnerable family and friends to make them aware of this type of fraud.

“Protecting your personal details is vital.

"Your bank, and the police, will never ask you to verify your PIN number, withdraw cash, or arrange for a courier to collect your bank card.

"If you receive a call like this, you should hang up the phone.

“Banks and building societies will never ask you to authorise anything by entering your PIN number into the telephone.

"If you are asked to do this, you should end the call.

“If you receive a call from your bank, you should verify the person speaking before handing over any personal details.

"You can do this by calling your bank using the telephone number detailed on the back of your bank card.