Both workers’ compensation dividends were based largely on each group’s overall loss ratio. In addition to potential dividends, safety group members have access to industry-specific workplace safety resources at texasmutual.com. They also get a discount on their workers’ compensation premiums.

Texas Mutual underwrites 28 safety groups representing a range of industries, including oil and gas, manufacturing, construction and health care. Any licensed Texas agent can submit qualifying clients for consideration. For more information about TMED, THB and other safety groups, visit texasmutual.com/agents/group.shtm.

Texas Mutual notes that past dividends are not a guarantee of future dividends. The Texas Department of Insurance must approve all dividends.