Are you desperate to make ends meet each month, constantly wondering if you can pay the bills? If debts are poisoning your life and you want to make your dollar go 10 times further, it's time to budget. Living alone from the age of 14, I learned to budget the hard way. Since my early teenage years, I had to earn and save my own money. In this book I'm sharing my insights about how to manage even the smallest income to outlast the month. I will give concrete, actionable advice based on my own and well-known financial experts' experience.

5 out of 5 stars

great book!

By
jimmy
on
02-05-18

The 5 A.M. Miracle

Dominate Your Day Before Breakfast

By:
Jeff Sanders

Narrated by:
Jeff Sanders

Length: 4 hrs and 10 mins

Unabridged

Overall

4.5 out of 5 stars
77

Performance

4.5 out of 5 stars
69

Story

4.5 out of 5 stars
66

The 5 A.M. Miracle is a resource guide for high-achievers. It is for anyone who has a wild passion for life and is in search of a structured system that will hone those passions, clarify their big goals, and produce real, amazing results. The bulk of the audiobook breaks down my blueprint for unprecedented progress. From healthy habits and productivity strategies, to review systems and professional-grade daily routines, you will find more actionable content than you could possibly imagine.

5 out of 5 stars

On my list of essential productivity books.

By
Dora D
on
03-21-18

Getting Out of Debt Joyfully

By:
Simone Milasas

Narrated by:
Simone Milasas

Length: 6 hrs and 3 mins

Unabridged

Overall

4.5 out of 5 stars
20

Performance

4 out of 5 stars
17

Story

4.5 out of 5 stars
18

Simone Milasas was $187,000 in debt when she realized she needed to make a big change. With the help of the tools featured in this audiobook, she was totally out of debt within two years. Simone's point of view - No one should have a money problem. This audiobook will support you in creating massive amounts of change and invite you to create massive amounts of money. Getting Out of Debt Joyfully is the beginning of a totally different possibility.

3 out of 5 stars

Was This reading edited??

By
Amazon Customer
on
03-22-18

Meet the Frugalwoods

Achieving Financial Independence Through Simple Living

By:
Elizabeth Willard Thames

Narrated by:
Ann Marie Gideon

Length: 5 hrs and 40 mins

Unabridged

Overall

4.5 out of 5 stars
92

Performance

4.5 out of 5 stars
89

Story

4.5 out of 5 stars
87

In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day - as opposed to wishing time away working for the weekends - they enacted a plan to save an enormous amount of money: well over 70 percent of their joint take-home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.

5 out of 5 stars

Lovely memoir, great narration

By
C. Brown
on
03-17-18

The 21-Day Budgeting Challenge

Learn Key Strategies to Set Up a Budget, Make the Most of Your Money

By:
21 Day Challenges

Narrated by:
Francie Wyck

Length: 1 hr and 4 mins

Unabridged

Overall

4 out of 5 stars
67

Performance

3.5 out of 5 stars
62

Story

4 out of 5 stars
62

In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in-depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is.

5 out of 5 stars

What is your relationship with money?

By
Mike
on
02-16-16

The Spender's Guide to Debt-Free Living

How a Spending Fast Helped Me Get from Broke to Badass in Record Time

By:
Anna Newell Jones

Narrated by:
Carly Robins

Length: 7 hrs and 34 mins

Unabridged

Overall

4.5 out of 5 stars
211

Performance

4.5 out of 5 stars
185

Story

4 out of 5 stars
183

Popular blogger Anna Newell Jones of AndThenWeSaved.com delivers this self-help manifesto that reveals how a "spending fast" will help you get on the road to living debt free. In 2009, young photographer Anna Newell Jones was rapidly suffocating under the weight of too much debt. An inveterate spender, she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn't take action, but she didn't know where to look for help.

Are you desperate to make ends meet each month, constantly wondering if you can pay the bills? If debts are poisoning your life and you want to make your dollar go 10 times further, it's time to budget. Living alone from the age of 14, I learned to budget the hard way. Since my early teenage years, I had to earn and save my own money. In this book I'm sharing my insights about how to manage even the smallest income to outlast the month. I will give concrete, actionable advice based on my own and well-known financial experts' experience.

5 out of 5 stars

great book!

By
jimmy
on
02-05-18

The 5 A.M. Miracle

Dominate Your Day Before Breakfast

By:
Jeff Sanders

Narrated by:
Jeff Sanders

Length: 4 hrs and 10 mins

Unabridged

Overall

4.5 out of 5 stars
77

Performance

4.5 out of 5 stars
69

Story

4.5 out of 5 stars
66

The 5 A.M. Miracle is a resource guide for high-achievers. It is for anyone who has a wild passion for life and is in search of a structured system that will hone those passions, clarify their big goals, and produce real, amazing results. The bulk of the audiobook breaks down my blueprint for unprecedented progress. From healthy habits and productivity strategies, to review systems and professional-grade daily routines, you will find more actionable content than you could possibly imagine.

5 out of 5 stars

On my list of essential productivity books.

By
Dora D
on
03-21-18

Getting Out of Debt Joyfully

By:
Simone Milasas

Narrated by:
Simone Milasas

Length: 6 hrs and 3 mins

Unabridged

Overall

4.5 out of 5 stars
20

Performance

4 out of 5 stars
17

Story

4.5 out of 5 stars
18

Simone Milasas was $187,000 in debt when she realized she needed to make a big change. With the help of the tools featured in this audiobook, she was totally out of debt within two years. Simone's point of view - No one should have a money problem. This audiobook will support you in creating massive amounts of change and invite you to create massive amounts of money. Getting Out of Debt Joyfully is the beginning of a totally different possibility.

3 out of 5 stars

Was This reading edited??

By
Amazon Customer
on
03-22-18

Meet the Frugalwoods

Achieving Financial Independence Through Simple Living

By:
Elizabeth Willard Thames

Narrated by:
Ann Marie Gideon

Length: 5 hrs and 40 mins

Unabridged

Overall

4.5 out of 5 stars
92

Performance

4.5 out of 5 stars
89

Story

4.5 out of 5 stars
87

In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day - as opposed to wishing time away working for the weekends - they enacted a plan to save an enormous amount of money: well over 70 percent of their joint take-home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.

5 out of 5 stars

Lovely memoir, great narration

By
C. Brown
on
03-17-18

The 21-Day Budgeting Challenge

Learn Key Strategies to Set Up a Budget, Make the Most of Your Money

By:
21 Day Challenges

Narrated by:
Francie Wyck

Length: 1 hr and 4 mins

Unabridged

Overall

4 out of 5 stars
67

Performance

3.5 out of 5 stars
62

Story

4 out of 5 stars
62

In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in-depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is.

5 out of 5 stars

What is your relationship with money?

By
Mike
on
02-16-16

The Spender's Guide to Debt-Free Living

How a Spending Fast Helped Me Get from Broke to Badass in Record Time

By:
Anna Newell Jones

Narrated by:
Carly Robins

Length: 7 hrs and 34 mins

Unabridged

Overall

4.5 out of 5 stars
211

Performance

4.5 out of 5 stars
185

Story

4 out of 5 stars
183

Popular blogger Anna Newell Jones of AndThenWeSaved.com delivers this self-help manifesto that reveals how a "spending fast" will help you get on the road to living debt free. In 2009, young photographer Anna Newell Jones was rapidly suffocating under the weight of too much debt. An inveterate spender, she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn't take action, but she didn't know where to look for help.

5 out of 5 stars

Such an inspiring book!

By
Amy Markham
on
05-10-16

Your Best Year Ever

A 5-Step Plan for Achieving Your Most Important Goals

By:
Michael Hyatt

Narrated by:
Michael Hyatt

Length: 4 hrs and 34 mins

Unabridged

Overall

4.5 out of 5 stars
442

Performance

4.5 out of 5 stars
384

Story

4.5 out of 5 stars
377

We all want to live a life that matters. We all want to reach our full potential. But too often we find ourselves overwhelmed by the day-to-day. Our big goals get pushed to the back burner - and then, more often than not, they get forgotten.
New York Times best-selling author Michael Hyatt wants listeners to know that it doesn't have to be this way. In fact, he thinks that this is the year listeners can finally close the gap between reality and their dreams.

2 out of 5 stars

Doesn’t make a good audio book (IMO)

By
ssdirk
on
01-10-18

Decluttering at the Speed of Life

Winning Your Never-Ending Battle with Stuff

By:
Dana K. White

Narrated by:
Dana K. White

Length: 6 hrs and 6 mins

Unabridged

Overall

4.5 out of 5 stars
373

Performance

4.5 out of 5 stars
335

Story

4.5 out of 5 stars
328

While the world seems to be in love with the idea of tiny houses and minimalism, real women with real families who are constantly growing and changing simply can't purge it all and start from nothing. Yet a home with too much stuff is a home that is difficult to maintain, so where do we begin? Add in paralyzing emotional attachments and constant life challenges, and it can feel almost impossible to make real decluttering progress.

5 out of 5 stars

Love this book!

By
Michelle
on
03-01-18

The Total Money Makeover

A Proven Plan for Financial Fitness

By:
Dave Ramsey

Narrated by:
Dave Ramsey

Length: 3 hrs and 41 mins

Abridged

Overall

4.5 out of 5 stars
15,426

Performance

4.5 out of 5 stars
12,074

Story

4.5 out of 5 stars
11,985

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There's one sure way to whip your finances into shape, and that's with
The Total Money Makeover. It's the simplest, most straight-forward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies.

5 out of 5 stars

This guy makes sense

By
Alexandra
on
02-11-14

The Simple Path to Wealth

Your Road Map to Financial Independence and a Rich, Free Life

By:
JL Collins

Narrated by:
JL Collins,
Peter Adeney

Length: 6 hrs and 38 mins

Unabridged

Overall

5 out of 5 stars
754

Performance

5 out of 5 stars
657

Story

5 out of 5 stars
655

This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.

5 out of 5 stars

Lives up to its title . . . and then some

By
AC
on
07-09-17

Minimalist Budget

Simple Strategies on How to Save More, Spend Less, and Curb Spending Temptation (Without Living on Ramen)

By:
Zoe McKey

Narrated by:
Brie Anna Faye

Length: 2 hrs and 2 mins

Unabridged

Overall

4 out of 5 stars
42

Performance

4 out of 5 stars
38

Story

4 out of 5 stars
37

This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you'll budget better and become richer as a consequence. Regardless of how much your income is we'll find a way to budget, save, and increase your net worth.

2 out of 5 stars

Maybe good for people who know Nothing at all about budgeting.

By
Anonymous User
on
11-29-17

The Year of Less

How I Stopped Shopping, Gave Away My Belongings, and Discovered Life Is Worth More Than Anything You Can Buy in a Store

By:
Cait Flanders

Narrated by:
Cait Flanders

Length: 5 hrs and 32 mins

Unabridged

Overall

4.5 out of 5 stars
312

Performance

4 out of 5 stars
282

Story

4 out of 5 stars
281

In her late 20s, Cait Flanders found herself stuck in the consumerism cycle that grips so many of us: earn more, buy more, want more, rinse, repeat. Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy - only keeping her from meeting her goals - she decided to set herself a challenge: she would not shop for an entire year.
The Year of Less documents Cait's life for 12 months during which she bought only consumables.

5 out of 5 stars

I could not put this down

By
Theglor
on
01-21-18

12 Rules for Life

An Antidote to Chaos

By:
Jordan B. Peterson,
Norman Doidge MD - foreword

Narrated by:
Jordan B. Peterson

Length: 15 hrs and 40 mins

Unabridged

Overall

4.5 out of 5 stars
15,066

Performance

4.5 out of 5 stars
13,628

Story

4.5 out of 5 stars
13,517

What does everyone in the modern world need to know? Renowned psychologist Jordan B. Peterson's answer to this most difficult of questions uniquely combines the hard-won truths of ancient tradition with the stunning revelations of cutting-edge scientific research. Humorous, surprising, and informative, Dr. Peterson tells us why skateboarding boys and girls must be left alone, what terrible fate awaits those who criticize too easily, and why you should always pet a cat when you meet one on the street.

5 out of 5 stars

Powerful

By
Lane
on
01-31-18

How to Manage Your Home Without Losing Your Mind

Dealing with Your House's Dirty Little Secrets

By:
Dana K. White

Narrated by:
Dana K. White

Length: 6 hrs and 15 mins

Unabridged

Overall

5 out of 5 stars
692

Performance

5 out of 5 stars
614

Story

4.5 out of 5 stars
606

"The dirty little secret about most organizing advice is that it's written by organized people," says blogger, speaker, and decluttering expert Dana K. White. "But that's not how my brain works. I'm lost on page three." Dana blogs at
A Slob Comes Clean, chronicling her successes and failures with her self-described "deslobification process". In the beginning she used the name Nony (short for aNONYmous), because she was sharing her deep, dark slob secret. Now she has truly come clean - with not only her real name but the strategies she has developed.

5 out of 5 stars

A gold star plan for de-slobification

By
zuly
on
01-18-17

Get Out of Debt Now

By:
Allen Carr

Narrated by:
Allen Carr

Length: 5 hrs and 40 mins

Unabridged

Overall

4.5 out of 5 stars
44

Performance

4.5 out of 5 stars
41

Story

4.5 out of 5 stars
39

Allen Carr’s
Get Out of Debt Now applies Allen Carr’s Easyway method to the problem of debt and the addiction to spending. It starts by addressing the various psychological attitudes to money and spending that lead to debt. By unravelling the brainwashing instilled by the banking and credit industries, it adjusts our mindset to show what really gives us pleasure in life. It also helps us see the futility in spending money we don’t have on things that don’t make us happy.

5 out of 5 stars

Thank God for Allen Carr

By
D D H
on
07-13-16

Set for Life

Dominate Life, Money, and the American Dream

By:
Scott Trench

Narrated by:
Scott Trench

Length: 8 hrs and 24 mins

Unabridged

Overall

4.5 out of 5 stars
1,468

Performance

4.5 out of 5 stars
1,286

Story

4.5 out of 5 stars
1,269

Are you tied to a nine-to-five workweek? Do you work hard making someone else rich? Are you financially free - the sort of free that ensures you spend the best part of your day and week, and the best years of your life, doing what you want? Would you like to retire from wage-paying work within 10 years? Why not build and follow a plan that allows you to live the life of your dreams?

5 out of 5 stars

Excellent content read with enthusiasm

By
Trev
on
07-27-17

The Opposite of Spoiled

Raising Kids Who Are Grounded, Generous, and Smart About Money

By:
Ron Lieber

Narrated by:
Ron Lieber

Length: 6 hrs and 42 mins

Unabridged

Overall

4.5 out of 5 stars
572

Performance

4.5 out of 5 stars
499

Story

4 out of 5 stars
491

We may not realize it, but children are hyperaware of money. They have scores of questions about its nuances that parents often don't answer, or know how to answer well. But for Ron Lieber, a personal finance columnist and father, good parenting means talking about money with our kids much more often. When parents avoid these conversations, they lose a tremendous opportunity—not just to model important financial behaviors, but also to imprint lessons about what their family cares about most.

3 out of 5 stars

It's ok

By
Jay
on
05-15-15

The Motivation Myth

How High Achievers Really Set Themselves Up to Win

By:
Jeff Haden

Narrated by:
Ray Porter

Length: 6 hrs and 30 mins

Unabridged

Overall

4.5 out of 5 stars
453

Performance

4.5 out of 5 stars
399

Story

4.5 out of 5 stars
397

It's comforting to imagine that superstars in their fields were just born better equipped than the rest of us. When a co-worker loses 20 pounds, or a friend runs a marathon while completing a huge project at work, we assume they have more grit, more willpower, more innate talent, and above all, more motivation to see their goals through. But that's not at actually true, as popular Inc.com columnist Jeff Haden proves. "Motivation" as we know it is a myth. Motivation isn't the special sauce that we require at the beginning of any major change.

5 out of 5 stars

A quick and worthwhile read

By
G. Lincoln
on
01-11-18

Publisher's Summary

For most people, budgeting conjures up the same feelings as, say, prison and dieting. But your initial instinct couldn't be further from the truth. You just haven't budgeted the right way.

You Need a Budget will teach you four simple rules to completely revolutionize the way you think about managing your money. With a budget, you'll break the paycheck-to-paycheck cycle, get out of debt, and save more money. A liberating, enabling, empowering budget will actually make you feel more free, not more restricted. The YNAB philosophy is centered around these four rules:

Give every dollar a job. Take your cash, checking, and saving accounts and assign jobs to that money. Begin now with what you have on hand. Then follow your plan. Pick your priorities, and make sure your dollars are helping you move closer to the things you care about most.

Roll with the punches. Accept the fact that life always changes and you'll likely always go over budget somewhere. If an unexpected expense comes up and you need to change your budget, just change it. The YNAB philosophy not only tolerates changing your budget but encourages it.

Age your money. The goal of this rule is to increase the time between the moment you earn money and the moment you spend that money. In other words, if you're going to break the paycheck-to-paycheck cycle, you need to learn to live on money you earned a month or two months or even three months ago.

YNAB's four rules are the pillars of a tried-and-true system that gets you to engage with your money every day. It helps you change your behavior so that you're proactive and in control of your finances. It's not about stressing over last month's statement; instead, you're looking ahead and actively deciding how you want and need to build a life of meaning, not stress.

PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your Library section along with the audio.

Worth the preorder

As a long time fan of the method I purchased a copy on audible, kindle, and two hardcover to give away. It was well worth the read as Jesse continues to effectively extol the flexibility and possibility of the four rules to budgeting. My wife and I enjoyed listening to this on a trip and especially appreciated that it is read by the author who is a fairly well spoken narrator. I strongly recommend this to both long time fans and newbies alike. It gave us new inspiration and even explained an excellent alternative to the traditional emergency fund which my wife and found especially useful.

This book is awesome!

If your parents never taught you how to budget your money and/or you are living paycheck to paycheck, you need to read this book. Jesse explains how to set up a budget & what it really means to budget; it's not what you think.

This book should be core curriculum in every school to teach children & young adults how to handle finances, debt, and plan for future expenses and retirement.

Loved this book.

Lots of the information I already knew. However, this is a different viewpoint. Wonderful and doable.

1 of 1 people found this review helpful

Sort by:

Overall

5 out of 5 stars

Performance

5 out of 5 stars

Story

5 out of 5 stars

jennidormer@yahoo.co.uk

01-01-18

Great budgeting book

This is a superb book. Whether you are looking for a starter book to help you manage your money or whether you are a seasoned budgeter this book will help, inspire and guide you. The best thing about Jesse is he is non-judgemental and down to earth. He knows that everyone if different so he doesn’t give you didactic rules but more principles you can adapt to your unique situation. I would thoroughly recommend. I wish this book had been written (and I had read it!) 10 years ago. Goodness knows what my bank balance would look like now if I had!

2 of 2 people found this review helpful

Overall

3 out of 5 stars

Performance

3 out of 5 stars

Story

3 out of 5 stars

Amir Hussain

01-01-18

Good book and helpful.

It's a good guide and has some general information which is particularly helpful and will change the lives of people that really struggle with budgeting .