Discover CLI

Just for curiosity sakes does Discover give CLI voluntarily or do you have to request one and if so would it be a hard pull or if voluntarily would that be a soft pull?. How long might a person wait before considering this 6 mos 12 mos from account opening etc.

Re: Discover CLI

Thanks guys for the information I was thinking that you have to ask for CLI and that it would result in a hard pull. Well for now will just sit tight and let the first INQ age first. Good stuff though!!!!!

Re: Discover CLI

Thanks for the info I was considering hitting them with some big payments for say 6 mos or so by then will have 12 mos of solid payments along with some age. maybe that will do the trick would be nice!!!!

Re: Discover CLI

Yes it definitely will make sure you dont miss your payments though! Depending on your balance I would send like 100-200 or maybe more for like 6 months and then ask for a cli! how long have you had it for?

Re: Discover CLI

just passed 6 months or not quite been 6 months yet? usually I believe they will give auto cli after 6 months maybe wait till 7th statement and ask for cli. I fyou dont mind me asking what is your limit and also any late pays at all?

Re: Discover CLI

I just got an auto CLI of $1,100.00 from Discover. I don't know if they did a hard pull or soft, since I'm not going to pay for more credit reports, but since I didn't ask for the CLI, I'm hoping it was a soft pull.

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