The Santa Clara County bank owned house pressure test results showed that if prices by 10%, Santa Clara County bank owned house development loan nonconformities may rise 0.11 percentage points, nonconformities may rise 0.07 percent, If house prices fall, for loans 30% nonconformities also rise 0.99 percentage points, nonconformities rise no more than 0.3 percentage points.

Central bank monetary policy implementation report quarter this year, the data shows that the late march Santa Clara County bank owned house of the loan balance, the balance of the loan, 20.1% than 0.9 percent higher. One long-term loans, Santa Clara County bank owned house year-on-year growth 38.5% of high 20.4 percentage points, New 3394 billion yuan, accounting for long-term loans 21.9 per cent of all industries, year-on-year, despite high 9.4 percentage points since this year, but the tightening monetary policy from the data, Santa Clara County bank owned house development loan growth still faster.