Are you on average billing with your utility companies? Cranking up your A/C in July and August is a MUST here in Kansas, and elsewhere in our great nation as well. Why do you want average billing? The answer is quite simple: Budgeting. There is no other real benefit to average billing apart from budgeting […]

Cutting household expenses in every way possible will always be a good idea. One way to work toward spending less of your hard earned money? Save on laundry. I have two boys and three dogs (not to mention my husband and I) and a massive mountain of laundry just about any day of the week. While using […]

When Paul and I met, we both had car payments and mounds of credit card debt. Mostly from going out to eat, or just going out period, then clothes shopping for me, and the general young, dumb and didn’t-know-credit-cards-were-bad purchases. After nearly 10 years together we have paid off all of our bad debt and […]