メインメニュー

Fintech Startup List & Category (NIKKEI FINTECH)

The following startup list was provided by "Nikkei FinTech database 2017-2018 publication (Nikkei BP company)" and translated by Fintech Association of Japan(FAJ). Some members of Fintech Association of Japan(FAJ) are included. (These information are as of the end of March 2017.)Please click here for content corrections and updates.

1
GA Technologies

GA Technologies developed a renovated property simulation service utilizing AI, called Renosy. The service collects users' requests through messages on the app, and then provides appropriate properties based on the requests. Users can see previews of the images on the app.

2
HEROZ

HEROZ focuses on planning, developing, and operating AI services. The company focuses on intellectual games for smart phones and possesses a unique core AI technology, developed by their top engineers, that has defeated professional Shogi (Japanese chess) players in public matches. The company provides an AI technology using an accumulated mechanical learning algorithm, which includes deep learning, to major financial institutions.

3
xenodata lab.

Zenodate provides a reporting service on small and medium-sized stock settlement information for individual investors who find doing so to be too time-consuming. XenoFLESH can create automated small and medium sized stock reports utilizing an analytic AI algorithm within one minute. The company is planning to provide not only for stock analysts and investors, but also for institutional investors. They are also aiming to make all stock settlement analysis automated.

4
Caulis

Caulis provides a fraud access detector service on the cloud for corporations, called Fraud Alert. The service’s AI detects fraudulent remittance. Because of the cloud-based system, the annual fee for the service is reasonable, starting from a few thousand yen. The blacklist collected by Fraud Alert is provided to all users, so that the service can prevent potential fraud coming from outside of the existing known fraud, creating a better system compared to existing fraud detectors. The system has been installed for over 50 million users, including major communication companies, banks, and EC websites.

Campfire provides several crowdfunding platforms, CAMPFIRE, the largest crowdfunding platform in Japan; GOOD MORNING, the platform created for social good; a platform focused on fashion called GLOSS; and another focused on local projects, CAMPFIRE x LOCAL. The fee for Campire is 5%, which is the cheapest in Japan. There are many culturally-related projects, and projects can start from JPY 500. The company has operated over 2400 campaigns, and collected a total of over 1 billion from 10,0000 people. Based on the 0.3 billion the company collected in 2017, it is planning to enter into the lending business and do R&D for education in mechanics.

6
Credit Engine, Inc.

Credit Engine is developing an online autonomous lending service for SME utilizing a machine learning algorithm, LENDY. In the beginning of 2017, the company released the beta version of the service. The autonomous lending service solves the hurdles faced by SMEs and individual owners before they actually receive their funds. The service provides technological solutions for continuous screening based on real-time business performance to improve the speed of screening, increasing accuracy, and is paperless, utilizing online data such as POS registers. The service can even be used outside of banks, and aims to create an easier and new way to procure funding for business owners.

7
COGNIROBO Inc.

COGNIROBO has an exclusive licensing agreement with the US development venture company, Adatos, operating as its sales representative in Japan. The company provides a wide variety of solutions using deep learning including NPL analysis, credit analysis, fraud detection, sales expectations, and marketing analysis.

Kokopelli Incubate provides a service platform, SHARES, where people can confer with professionals such as lawyers, qualified accountants for SME, and a representative service for accounting and payroll needs, Tokyo Accounting representative service center. The number of registered companies for SHARES is over 1000. SHARES has a service utilizing AI that, when given certain data, can analyze business challenges for user companies.

9
ZAISAN Net, Inc.

Zaisan Net provides an asset management app, Shisan no Madoguchi (The Window to Your Assets), which enables customers to perform self-asset-analysis in order for them to achieve their next big step in life. The company also exploits a system called Kabuto Forecast that utilizes trader know-how. Additionally, the company sells big data analysis with a financial engineering-based AI engine to institutional investors.

10
Now Cast

By utilizing Big Data, Now Cast developed economic statistics with a degree of accuracy that had not previously been feasible, to measure the base of economic trends. The company provides their own economic index, Nikkei CPIMow, to financial institutions, public officials, thinktanks, and other companies, and offers consultation based on their economic research. The tool for Nikei CPINow was developed through the commodity price research of the UTokyo daily price project, led by Professor Tsutomu Watanabe from the University of Tokyo Department of Economics. In August 2016, the company became integrated with Finatext, and Now Cast become a wholly owned subsidiary of Finatext.

Leeways provides an asset value simulation service, "Gate," which can estimate cash flow and sales prices of real-estate property based on statistical data analyzed by an AI. The strength of the service lies in how it delivers the highest level of accuracy, calculating future cash flow and sales price with an AI that has learned from data on over 3000 real-estate transactions (the margin of error is 5.8%). The customer base for the service comes from existing dealers in the industry. Unlike their competitors, their business structure is such that the source of earnings comes from the intermediate fee between investors who are looking for real-estate property and real-estate dealers.

Rei Frontier develops and provides an activity information analysis called "SilentLog Analytics," a life log record for individuals called "SilentLog," and an AR App for smartphones, "LIVE SCOPAR." SilentLog Analysis is a user activity analytic service utilizing AI. It enables users to track someone specific, measure mobility information, and create a visualization. Furthermore, the AI can analyze length of stride and activity patterns, confirming the person's gender and age, occupation, residence, and formulate a persona.