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https://www.businessinsider.com/apple-iphone-11-missing-usb-c-bilateral-charging-no-notch-2019-9The iPhone 11 is missing 6 modern smartphone features, and it feels like a placeholder for something better coming later (AAPL)https://www.businessinsider.com/apple-iphone-11-missing-usb-c-bilateral-charging-no-notch-2019-9
Sun, 15 Sep 2019 08:14:00 -0400Antonio Villas-Boas
<p><img src="https://static4.businessinsider.com/image/5d7bd80e2e22af21741d2783-2400/iphone-11-cameras-from-event.jpg" border="0" alt="iphone 11 cameras from event" data-mce-source="Apple/YouTube"></p><p></p>
<ul class="summary-list">
<li>
<a href="https://www.businessinsider.com/category/apple">Apple</a> added some key features to its <a href="https://www.businessinsider.com/category/iphone-11">iPhone 11</a> lineup, including an ultra-wide camera, Night Mode, and a fast-charger that comes included with the <a href="https://www.businessinsider.com/category/iphone-11-pro">iPhone 11 Pro</a>. </li>
<li>At the same time, the iPhone 11 is missing some modern features that you can find on other <a href="https://www.businessinsider.com/category/smartphones">smartphones</a>.</li>
<li>Apple can be slow to adopt certain features for <a href="https://www.businessinsider.com/category/iphone">iPhone</a>, but the company is usually intentional when it does finally add certain things. Historically, the company has waited until the technology is fully developed and reliable before adding it. </li>
<li>That's why the iPhone 11 can be considered a placeholder until Apple adopts some more-or-less common features from other smartphones.</li>
<li><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories.</a></li>
</ul>
<p>Much of the anticipation I typically feel leading up to a new iPhone announcement revolves around one question: "Did Apple finally add 'this' feature?"</p>
<p>For the iPhone 11, Apple delivered on some features I expected, like an ultra-wide camera, and a new Night Mode for better photos in low-light situations. And finally, <em>finally, </em>a fast-charger included in the box, at least for the iPhone 11 Pro. </p>
<p>As for other features I was hoping for, like a universal USB-C port and a super-fast and smooth display, the iPhone 11 didn't quite deliver. </p>
<p>I can fully understand why Apple didn't include most of the features below. Many of them might not be ready for Apple's adoption yet. When Apple feels comfortable enough to add these features, the iPhone will be totally different than it is today. That's why the iPhone 11 feels a bit more like a placeholder while the company works on adding some key, modern smartphone features to its iPhone. </p>
<p><strong>Check out the features that some may have expected on Apple's iPhone 11, but ultimately didn't make an appearance:</strong></p><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/apple-iphone-11-pro-max-weight-half-pound-heaviest-iphone-2019-9" >Apple's new $1,100 iPhone 11 Pro Max weighs a whopping half a pound, making it the heaviest iPhone ever</a></strong></p>
<h3>USB-C</h3>
<img src="https://static2.businessinsider.com/image/5d6032b146552c77056d5f32-400-300/usb-c.jpg" alt="" />
<p><p>USB-C is the undisputed modern standard when it comes to connecting and charging devices. Almost every Android device has a USB-C port now, and even Apple's iPad Pros and MacBook Pro laptops have USB-C ports.</p>
<p>But Apple's iPhone 11 series all come with Lightning ports, and you could say it's getting a little old. It would be nice for USB-C iPad and MacBook Pro owners to use the same charger and cables to charge their iPhones, too. Alas, iPhone owners still need a separate Lightning cable to charge the iPhone.&nbsp;</p>
<p>There have been some improvement to the USB-C situation with the iPhone 11 Pros, however. The "Pro" iPhone 11 models come with Apple's 18W fast-charger and a USB-C-to-Lightning cable. That means you can finally plug an iPhone directly into a USB-C MacBook Pro without using an adapter.&nbsp;</p>
<p>Including a USB-C-to-Lightning cable with iPhones is something Apple should have done since 2016, when the company introduced its USB-C-only MacBook Pros. Better late than never, I guess.&nbsp;&nbsp;</p></p>
<br/><br/><h3>A faster, smoother screen</h3>
<img src="https://static4.businessinsider.com/image/5d7814102e22af1ca742f16e-400-300/a-faster-smoother-screen.jpg" alt="" />
<p><p>If there's one thing that would make the iPhone 11 phones "feel" unstoppable, it would be a 90Hz screen.</p>
<p>The iPhone 11 has a 60Hz screen, which is fine. But 90Hz screens are faster and smoother, and they make a big impact on how premium the phone feels. It's not a necessity, but since phones from OnePlus, Razer, and Asus are coming out with 90-plus Hz screens, Apple's iPhones (and other phones from big names like Samsung) are starting to look outdated, despite all the fancy designs and tech they have.&nbsp;</p>
<p>But I can see why Apple hasn't adopted the 90Hz screen. Screens with higher refresh rates can use up more battery. Apple boasts better battery lives on the new iPhone 11 phones, which more people may value over a 90Hz screen, especially when the current 60Hz screen is good enough.&nbsp;</p>
<p>For reference, "Hz" refers to "refresh rate." The higher the Hz number, the higher the refresh rate, which means the more frames per second a screen can display. With a higher refresh rate and more frames per second, animations like opening and closing apps, as well as swiping around an operating system and apps, look smoother. It makes a surprisingly big impact to how premium a device feels.&nbsp;</p></p>
<br/><br/><h3>A no-notch design</h3>
<img src="https://static1.businessinsider.com/image/5d7bd3c42e22af1a073d9b93-400-300/a-no-notch-design.jpg" alt="" />
<p><p>Depending on who you talk to, the divisive notch is either a feature or a placeholder until Apple can figure out how to hide the iPhone's selfie camera and various Face ID sensors behind the screen.</p>
<p>It's not clear whether Apple embraces the notch, or if the company eventually plans to ditch it in favor of a notch-less design without compromising the selfie camera quality and the Face ID sensor.&nbsp;</p>
<p>Notch-less designs are currently possible, like the OnePlus 7 Pro's no-notch screen that looks stunning. OnePlus was able to hide the selfie camera by making it pop out of the top of the phone when you needed it.&nbsp;</p>
<p>With that said, Apple's Face ID facial recognition uses more sensors and is more advanced than a simple selfie camera, and the Face ID sensors occupy quite a lot of space. It's surely a difficult task to hide so many sensors. It's apparently so difficult that Google has simply decided to return to the old-fashioned wide top bezel for the Pixel 4, just so that it can include its "Soli" radar technology for the <a href="https://www.businessinsider.com/google-pixel-4-face-unlock-motion-sensing-powered-by-soli-2019-7">Pixel 4's upcoming advanced facial recognition</a>.&nbsp;</p></p>
<br/><br/><h3>An "in-display" fingerprint sensor</h3>
<img src="https://static1.businessinsider.com/image/5d7bd3f72e22af1a007c6dba-400-300/an-in-display-fingerprint-sensor.jpg" alt="" />
<p><p>There is one way that Apple could ditch the notch to offer a no-notch iPhone, but it would likely mean ditching the Face ID sensors, and therefore Face ID.&nbsp;</p>
<p>It's a tall ask, but Apple could use in-display fingerprint sensors to unlock the phone and authenticate Apple Pay purchases instead of Face ID. With an in-display fingerprint sensor, there's arguably no need for Face ID.&nbsp;</p>
<p>I can understand why Apple hasn't gone down the in-display fingerprint sensor route. The technology simply isn't quite there yet, at least for things like Apple Pay that demand the utmost security.</p>
<p>I've used the secure in-display fingerprint sensors that use ultrasonic technology on Samsung's Galaxy S10 and Note 10 smartphones, and the experience isn't as smooth and seamless as it was with old-fashioned fingerprint sensors on bottom phone bezels or backs. The experience is different for different people, but for me, it's slow and inaccurate.&nbsp;</p>
<p>At the same time, my first experience with Face ID on the iPhone X put me off the technology entirely. I thought Face ID was slow and inaccurate compared to old-fashioned fingerprint sensors, too. I have yet to try Face ID on newer iPhones, though.&nbsp;</p></p>
<br/><br/><h3>Reverse wireless charging, or "bilateral wireless charging"</h3>
<img src="https://static1.businessinsider.com/image/5a0c52bc35876e8c008b616e-400-300/reverse-wireless-charging-or-bilateral-wireless-charging.jpg" alt="" />
<p><p>Reverse wireless charging is a recent feature that started popping up on Huawei phones in 2018, and most recently on Samsung's Galaxy S10 and Note 10 phones in 2019.&nbsp;</p>
<p>The feature is designed to let you charge other wireless charging devices, like a smartwatch or wireless earbuds, from the back of your phone.&nbsp;</p>
<p>The iPhone 11 was rumored to include reverse wireless charging, which many said would be a compromise for Apple's now-cancelled <a href="https://www.businessinsider.com/apple-cancels-airpower-2019-3">AirPower wireless charging pad</a>. It could have been useful for Apple Watch and AirPod owners.</p>
<p>Alas, reverse wireless charging didn't make it to the iPhone 11. With that said, it's rumored that the <a href="https://www.businessinsider.com/iphone-11-may-include-tech-wirelessly-charging-airpods-apple-watch-2019-9">iPhone 11 phones actually do have reverse wireless charging tech</a>, but it's disabled by software.&nbsp;</p></p>
<br/><br/><h3>No 5G support — but this is totally understandable</h3>
<img src="https://static5.businessinsider.com/image/5d7bd4cf2e22af1a3f37baed-400-300/no-5g-support--but-this-is-totally-understandable.jpg" alt="" />
<p><p>Some may be disappointed that the iPhone 11 phones don't support 5G, the latest standard in wireless communications.&nbsp;</p>
<p>Indeed, 5G promises unrivaled speeds that will make waiting for things to happen on your phone a thing of the past.&nbsp;</p>
<p>At the same time, 5G is rolling out slowly &mdash; slowly enough that 5G is only available in a few cities across the US and the world at the moment. And in cities where it is available, 5G only covers "parts" of those cities, not even the entire city.&nbsp;</p>
<p>With that in mind, it can be strongly argued that 5G isn't a "must-have" feature in 2019, especially if it means higher price tags on smartphones when connection to a 5G network isn't guaranteed.</p>
<p>Check out YouTuber Marques Brownlee's video on 5G and how it's great, but not quite here yet:</p>
<biembeddedobject id="f3f969e9-2db4-41bc-a6d7-a9529b248490" style="width: 600px; height: 325px;" class="youtube mceNonEditable">Youtube Embed: <br />//www.youtube.com/embed/_CTUs_2hq6Y <br />Width: 600px <br />Height: 325px</biembeddedobject>
<p>&nbsp;</p></p>
<br/><br/> https://www.businessinsider.com/iphone-11-pro-vs-iphone-11-pro-max-compared-2019-9Why you should buy the $1,000 iPhone 11 Pro instead of the more expensive iPhone 11 Pro Max (AAPL)https://www.businessinsider.com/iphone-11-pro-vs-iphone-11-pro-max-compared-2019-9
Sun, 15 Sep 2019 08:13:00 -0400Mary Meisenzahl
<p><img src="https://static1.businessinsider.com/image/5d7c05a92e22af27f9282594-2400/ap19253837236634.jpg" border="0" alt="iPhone 11 Pro, Pro Max" data-mce-source="Tony Avelar/AP" /></p><p></p>
<ul class="summary-list">
<li>On Tuesday, <a href="https://www.businessinsider.com/category/apple">Apple</a> announced the new <a href="https://www.businessinsider.com/category/iphone-11-pro">iPhone 11 Pro</a> and iPhone 11 Pro Max.</li>
<li>The phones start at $999 for the iPhone 11 Pro, and $1,099 for the 11 Pro Max.</li>
<li>Both phones will be available starting on September 20.</li>
<li><strong><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories</a>.</strong></li>
</ul>
<p>On September 10, Apple used its annual event to announce new iPhones, as it does every year. Starting at $699, the iPhone 11 is the budget option compared to the more decked-out 11 Pro and 11 Pro Max. All three phones are available for preorder now, and will be available for purchase on September 20.</p>
<p>If you're considered a new iPhone and were already planning to splurge on a Pro version, you might be tempted to max-out on the iPhone 11 Pro Max &mdash; but you shouldn't. The iPhone 11 Pro has all the best upgrades of the new phones, without some of the downsides that accompany the iPhone 11 Pro Max.&nbsp;</p>
<p>Here's why you should go with the iPhone 11 Pro.</p><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/apple-iphone-11-pro-max-compared-iphone-xs-max-2019-9" >Here's how the new $1,100 iPhone 11 Pro Max compares to Apple's other big phone, the iPhone XS Max</a></strong></p>
<h3>The iPhone 11 Pro is less expensive.</h3>
<img src="https://static6.businessinsider.com/image/5d7a64972e22af11c260fed2-400-300/the-iphone-11-pro-is-less-expensive.jpg" alt="" />
<p> <p>Starting at $999, the iPhone 11 Pro is $100 less than the iPhone 11 Pro Plus, which starts at $1,099 and can cost as much as $1,449. With this savings, you won't lose out on any crucial features of the phone.</p>
<p>You still get:</p>
<ul>
<li>Apple's iOS 13 software&nbsp;</li>
<li>A beautiful "Super Retina" OLED display</li>
<li>A screen capable of 800 nits max brightness, which is a brighter screen than usual on an iPhone</li>
<li>Three cameras with Night Mode built in</li>
<li>4K video recording at 24, 30, and 60 frames-per-second</li>
<li>Water resistance of four meters for up to 30 minutes</li>
<li>Apple's new A13 bionic chip.</li>
</ul> </p>
<br/><br/><h3>The iPhone 11 Pro is a more manageable size.</h3>
<img src="https://static4.businessinsider.com/image/5d7812942e22af1c175dc055-400-300/the-iphone-11-pro-is-a-more-manageable-size.jpg" alt="" />
<p><p>We've previously written about the plight of <a href="https://www.businessinsider.com/apples-new-iphones-are-too-big-opinion-2019-9">small-handed iPhone owners</a>. At over 6.2 inches tall and 3 inches wide, the iPhone 11 Pro Max is just too big.&nbsp;</p>
<p>Apple has been <a href="https://www.businessinsider.com/apples-iphones-are-too-big-for-many-women-including-me-2019-6">criticized</a> for making phones that are too big for the average woman's hands. And while the iPhone 11 Pro is still large, at 5.67 inches by 2.8 inches, but it's a better fit if you're over giant phones.</p>
<p><em><strong>Read more: </strong><a href="https://www.businessinsider.com/apple-iphone-11-preorder-shipping-delivery-delayed-2019-9">Shipping times for Apple's new iPhone 11 have already slipped several weeks only a few hours after preorders went live</a></em></p></p>
<br/><br/><h3>The iPhone 11 Pro is lighter.</h3>
<img src="https://static1.businessinsider.com/image/5d7a691d2e22af00aa5e7b08-400-300/the-iphone-11-pro-is-lighter.jpg" alt="" />
<p><p>The iPhone 11 Pro Max is the <a href="https://www.businessinsider.com/apple-iphone-11-pro-max-weight-half-pound-heaviest-iphone-2019-9">heaviest iPhone ever</a>. It weighs 7.97 ounces &mdash; that's half a pound.</p>
<p>That doesn't sound huge, but its the heaviest smartphone on the market today. For comparison, the iPhone 11 Pro weighs in at about an ounce lighter, at 6.63 ounces.</p>
<p>The iPhone 11 Pro Max doesn't add many features that the 11 Pro doesn't already have. Is it worth carrying around an entire half pound iPhone for the slight upgrade? You'll have to make that call, but I don't think so.</p></p>
<br/><br/> https://www.businessinsider.com/bernie-sanders-kamala-harris-financial-transaction-tax-could-hurt-savings-2019-9Bernie Sanders and Kamala Harris want to erase student debt and reform healthcare by taxing Wall Street. But a new study shows college and retirement savings would take a serious hit.https://www.businessinsider.com/bernie-sanders-kamala-harris-financial-transaction-tax-could-hurt-savings-2019-9
Sun, 15 Sep 2019 08:05:00 -0400Carmen Reinicke
<p><img src="https://static4.businessinsider.com/image/5d7bb3972e22af10a336a2e2-1867/pjimage 3.jpg" border="0" alt="Kamala Harris and Bernie Sanders" data-mce-source="Associated Press" data-mce-caption="A Maryland man was indicted for sending threatening messages to Sen. Kamala Harris (left) and Bernie Sanders (right)" /></p><p></p>
<ul>
<li><strong>A new study from the Modern Markets Initiative shows how much a financial transaction tax &mdash; like ones proposed by Bernie Sanders and Kamala Harris &mdash; would cost those saving for college and retirement.&nbsp;</strong></li>
<li><strong>The study outlines how much 529 college savings plans, university endowments, public pension funds, 401(k) plans, and IRAs would owe annually under a financial transaction tax.</strong></li>
<li><strong>"While free college is admirable, should our teachers' pension funds be paying for it?" Kirsten Wegner, the CEO of MMI, told Markets Insider in an interview.</strong></li>
<li><strong><a href="https://markets.businessinsider.com/">Read more on Markets Insider.&nbsp;</a></strong></li>
</ul>
<hr />
<p>A financial transaction tax like those proposed by presidential hopefuls Bernie Sanders and Kamala Harris would cost investors saving for retirement and college, according to a new study.&nbsp;</p>
<p>A September study by the Modern Markets Initiative (MMI) &mdash; an education and advocacy organization &mdash; breaks down how much college savings plans, retirement plans, university endowments, and pension funds would pay each year if trades were taxed, even at a low rate.&nbsp;</p>
<p>Recently, Sanders proposed a financial transaction tax to <a href="https://go.skimresources.com/?id=35871X943606&amp;isjs=1&amp;jv=3.22.5-stackpath&amp;sref=https%3A%2F%2Fwww.businessinsider.com%2Fauthor%2Fcarmen-reinicke%3Fpage%3D5&amp;url=https%3A%2F%2Fmarkets.businessinsider.com%2Fnews%2Fstocks%2Fbernie-sanders-student-debt-plan-taxing-stock-and-bond-trades-2019-6-1028302405&amp;xguid=&amp;xs=1&amp;xtz=240&amp;xuuid=ebc4c93f1f91a9a9d5d13c0a40b80737">pay for free college, and cancel student loan debt</a>. Harris has proposed a transaction tax to pay for her "<a href="https://kamalaharris.org/healthcare/">Medicare for all" plan</a>.&nbsp;</p>
<p>To calculate the impact of these taxes on savers, MMI used the tax proposed in he Inclusive Prosperity Act of 2019. The act was <a href="https://www.sanders.senate.gov/newsroom/press-releases/sen-sanders-and-rep-lee-introduce-inclusive-prosperity-act-to-curb-wall-street-greed_-">introduced by Senator Bernie Sanders</a> and Representative Barbara Lee, along with other house democrats including Kristen Gillibrand in May 2019 to "curb Wall Street greed."</p>
<p>The act outlines a tax of 0.5% for stocks, 0.1% for bonds, and 0.005% for derivatives. This is the same tax structure that Sanders uses in his "<a href="https://berniesanders.com/en/issues/free-college-cancel-debt/">College for All" plan</a>.&nbsp;</p>
<p>"When you break down the actual impact of the financial-transaction tax proposal, the real <a href="https://markets.businessinsider.com/news/stocks/why-bernie-sanders-financial-transaction-tax-would-hurt-main-street-2019-7-1028390075">burden gets placed on the savings community</a>," Kirsten Wegner, CEO of MMI, told Markets Insider in an interview.</p>
<p>Here's how much a financial transaction tax would cost different saving vehicles, according to MMI:&nbsp;</p>
<ul>
<li style="font-weight: 400;"><strong>529 College Savings Plans:</strong> A top 5 public university would owe about $19 million annually to an FTT - equal to the cost of in-state tuition for more than 1,900 students each year.&nbsp;</li>
<li style="font-weight: 400;"><strong>University Endowments:</strong> A top 20 university endowment would pay about $24 million annually. That's the equivalent of more than 3,000 scholarships a year.&nbsp;</li>
<li style="font-weight: 400;"><strong>Public pension fund retirement plans:</strong> Depending on the size of the fund, the tax could range from $700 million each year to $1.3 billion. This would take retirement money from teachers, police officers, firefighters, and other state or city employees.&nbsp;</li>
<li style="font-weight: 400;"><strong>401k and IRA plans:</strong> A retirement plan with $100,000 invested would pay about $281 a year. Over a 40 year investment timeline, that adds up to more than $64,000 paid to the tax.&nbsp;</li>
</ul>
<p>In addition, MMI argues that Sanders' plan would bring in less money than hoped because of how it would impact the efficiency of markets &mdash; it's likely that investors would trade less if it were taxed, and fewer trades means less money coming in because of the tax.&nbsp;</p>
<h2>A prececent for a transaction tax</h2>
<p>The current proposals to tax transactions are not new. The US had a financial transaction tax in the 1960s, but it was eliminated in 1965 because it was a bad tax policy, according to MMI. Other countries have implemented similar taxes, and most have not been as successful as intended &mdash; 50% to 80% of trading went to other countries, trading costs increased, and capital markets were damaged, MMI wrote.&nbsp;</p>
<p>"Moreover, because trading volume decreased, the FTT failed to raise the amount of revenue expected in those countries, and in some countries like Italy and Sweden, the FTT only raised 3% to 15% of the annual expected revenue," MMI wrote in the report.&nbsp;</p>
<p>To be sure, the Sanders campaign argues that the size of the tax is appropriate and would raise up to $220 billion in the first year and $2.4 trillion over ten years.&nbsp;</p>
<p>Adding the tax to "<a href="https://markets.businessinsider.com/news/stocks/bernie-sanders-student-debt-plan-taxing-stock-and-bond-trades-2019-6-1028302405">pay for free college and student debt cancellation</a> a decade after Wall Street's gambling tanked the economy is exactly what this country needs to create an economy that works for all,"&nbsp; Sarah Ford, deputy communications director of Bernie 2020, told Markets Insider in an email.</p>
<p>But MMI argues that a financial transaction tax is ultimately harmful to the Americans it aims to protect.&nbsp;</p>
<p>"It's often talked about as a punishment on Wall Street, but the true cost is actually passed down," Wegner told Markets Insider. "While free college is admirable, should our teacher's pension funds be paying for it?"</p><p><a href="https://www.businessinsider.com/bernie-sanders-kamala-harris-financial-transaction-tax-could-hurt-savings-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/hidden-benefits-amazon-prime-power-user-2017-7">7 lesser-known benefits of Amazon Prime</a></p> https://www.businessinsider.com/the-us-home-healthcare-report-2019THE US HOME HEALTHCARE REPORT: How US providers are using telehealth to tap into the booming home healthcare market (CVS)https://www.businessinsider.com/the-us-home-healthcare-report-2019
Sun, 15 Sep 2019 08:02:00 -0400Nicky Lineaweaver
<p>This<em> is a preview of a research report from <a href="https://www.businessinsider.com/intelligence/digital-health?IR=T&amp;itm_source=businessinsider&amp;itm_medium=content_marketing&amp;itm_campaign=report_teaser&amp;itm_content=top_text&amp;itm_term=bundle_subscription_text_link-the-us-home-healthcare-report-2019">Business Insider Intelligence</a>, </em><em>Business Insider's premium research service. To learn more about Business Insider Intelligence, <a href="https://www.businessinsider.com/intelligence/digital-health?IR=T&amp;itm_source=businessinsider&amp;itm_medium=content_marketing&amp;itm_campaign=report_teaser&amp;itm_content=top_text&amp;itm_term=bundle_subscription_text_link-the-us-home-healthcare-report-2019">click here</a>. Current subscribers can read the report <a href="https://intelligence.businessinsider.com/post/the-us-home-healthcare-report-how-us-providers-are-using-telehealth-to-tap-into-the-booming-home-healthcare-market-2019-1">here</a>.</em></p>
<p>US home healthcare is evolving into a massive market for US health systems and hospitals.<span>&nbsp;</span>The US home healthcare market is projected to grow about 7% annually from $103 billion in 2018 to $173 billion by 2026 &mdash; outpacing growth in all other care types, including hospital care (+5.3% annually) and physician services (+5.6% annually) &mdash; and providers must figure out how to tap into the burgeoning space.</p>
<p><img style="float:right;" src="https://static2.businessinsider.com/image/5c6c569126289869f440c3e6-600-450/bii us home healthcare market.png" border="0" alt="bii us home healthcare market" width="600" height="450" style="float: right;" data-mce-source="Business Insider Intelligence" /></p>
<p>US health systems and hospitals are turning to telehealth as a tool to extend care into patients' homes to improve outcomes, reduce costs, and tap into the home healthcare opportunity.&nbsp;<span>Telehealth &mdash; including video doctor visits and remote patient monitoring tech &mdash; extends the reach of physicians, enables a constant relationship between patients and caregivers, and offers providers a continuous stream of real-time health data.&nbsp;</span></p>
<p><a href="https://intelligence.businessinsider.com/post/the-us-home-healthcare-report-how-us-providers-are-using-telehealth-to-tap-into-the-booming-home-healthcare-market-2019-1"><em><strong>The US Home Healthcare Report</strong></em></a>&nbsp;from Business Insider Intelligence <span>sizes the US home healthcare market and identifies the industry trends fueling the rise in home-based care. We highlight how providers are using telehealth to deliver quality remote care, and detail other investments providers are making to prepare for the future of home healthcare. We also analyze a case study of a successful home healthcare model, laying out best practices that organizations can adopt to reduce admissions and healthcare costs via home healthcare.&nbsp;</span></p>
<p><em><strong>The companies mentioned in this report are:</strong> American Well, Best Buy, CarePredict, CVS Health, Emerald, Epic Geisinger, GreatCall, InTouch Health, Johns Hopkins Medicine, Medically Home, NewYork-Presbyterian Hospital, Philips SnapMD, Teladoc, University of Pittsburgh Medical Center</em></p>
<p><span></span><strong><em>Here are some of the key takeaways from the report:</em></strong></p>
<ul>
<li>Home-based care is a large and growing market for US health systems and hospitals, while growth in the services that providers have historically relied on for profitability is tapering off.&nbsp;</li>
<li>The home healthcare market opportunity is driven by the need to manage the healthcare costs and readmission rates of a swelling senior population, as well as the risk of facing financial penalties.</li>
<li>Telehealth is a powerful enabling technology that offers traditional health systems the ability to deliver care in patients' homes.</li>
<li>Early trials of telehealth-enabled home-based care programs have reaped lower costs, lower readmission rates, and higher patient satisfaction scores.</li>
<li>Providers need to make telehealth and staffing investments now to corner off a chunk of the home healthcare market and fend off growing competition.</li>
</ul>
<p><strong>&nbsp;</strong><em><span style="line-height: 22.5px;"><strong>In full, the report:</strong><br /></span></em></p>
<ul>
<li>Sizes the US home healthcare market and outlines the industry and demographic trends that are driving the market's growth.</li>
<li><span>Gives an overview of how telehealth is enabling providers to register positive returns on investment from home healthcare programs.</span></li>
<li>Outlines how providers are likely to face stiff competition in the home-based care market from nonhospital players</li>
<li>Highlights best practices and investment strategies that US health systems can adopt to tap into the booming home healthcare market.</li>
</ul>
<p><em style="color: #222222;"><strong>Interested in getting the full report? Here are two ways to access it:</strong></em></p>
<ol>
<li>Purchase &amp; download the full report from our research store. &gt;&gt;<strong> <a href="https://www.businessinsider.com/intelligence/research-store?IR=T&amp;itm_source=businessinsider&amp;itm_medium=content_marketing&amp;itm_campaign=report_teaser&amp;itm_content=full_report_text&amp;itm_term=store_text_link-the-us-home-healthcare-report-2019&amp;vertical=digitalhealth#!">Purchase &amp; Download Now</a></strong></li>
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<p>The choice is yours. But however you decide to acquire this report, you've given yourself a powerful advantage in your understanding of the fast-moving world of Digital Health.</p><p><a href="https://www.businessinsider.com/the-us-home-healthcare-report-2019#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/monte-carlo-simulations-calculate-value-of-ceo-pay-2019-8A mathematical technique originally developed to help build the atomic bomb is now used to figure out how much CEO pay packages are worth — like with Elon Muskhttps://www.businessinsider.com/monte-carlo-simulations-calculate-value-of-ceo-pay-2019-8
Sun, 15 Sep 2019 08:00:00 -0400Andy Kiersz
<p><img src="https://static2.businessinsider.com/image/5706ab1f52bcd025008bb5c0-900/a5ebc7e52c60e545c66bf2ebf50adc9723ea8f27.jpg" border="0" alt="atomic bomb" data-mce-source="National Archives" /></p><p></p>
<ul class="summary-list">
<li>Executive compensation packages have gotten more complicated over time.</li>
<li>CEOs are frequently paid in stock shares or options that only vest if certain market or financial goals are met.</li>
<li>To figure out an estimate of the fair present value of such plans, companies and executive compensation consultants often use what's called a "Monte Carlo method" from statistics.</li>
<li>That method, which involves thousands of computer simulations of a company's stock price, was originally developed to better understand how nuclear explosions work during the Manhattan Project.</li>
<li><a href="https://www.businessinsider.com/?hprecirc-bullet"><strong>Visit Business Insider's homepage for more stories</strong></a><strong>.</strong></li>
</ul>
<p>Executive compensation packages have gotten more complicated over time. To take one recent prominent example, <a href="https://www.businessinsider.com/elon-musk-tesla-compensation-explanation-2019-6">Tesla CEO Elon Musk was "paid" around $2.3 billion last year by one valuation method</a>, while actually receiving $0 in guaranteed value.&nbsp;</p>
<p>Indeed, some CEO pay plans are so complicated that a powerful mathematical technique originally developed to understand the behavior of neutrons in an atom bomb explosion is the most effective way to estimate what they are actually worth.</p>
<p><a href="https://en.wikipedia.org/wiki/Monte_Carlo_method">Monte Carlo methods</a>, named for the <a href="https://www.montecarlosbm.com/en/casino-monaco/casino-monte-carlo">famous casino</a>, are a class of mathematical techniques for evaluating the possible outcomes of a complicated process that includes some random element. The basic idea in a Monte Carlo problem is to use a computer to simulate the random process many times &mdash; often thousands or millions of repetitions &mdash; and compare the various outcomes of those simulations.</p>
<p>According to a <a href="https://permalink.lanl.gov/object/tr?what=info:lanl-repo/lareport/LA-UR-88-9068">retrospective article on the development of Monte Carlo methods</a> in the journal Los Alamos Science, Stanislaw Ulam, one of the lead physicists working on the Manhattan Project to develop the first nuclear weapons, took inspiration from analyzing a solitaire card game.</p>
<p>While many card games lend themselves nicely to straightforward direct calculations &mdash; calculating the odds of drawing particular poker hands, for example, is a <a href="https://www.ece.utah.edu/eceCTools/Probability/Combinatorics/ProbCombEx15.pdf">classic exercise in basic probability theory</a> &mdash; Ulam realized that trying to directly calculate the probability of a particular solitaire game being winnable in a similar fashion would be difficult or impossible.</p>
<p>That's because drawing a poker hand is a straightforward one-step process of picking up five cards, while evaluating a solitaire game generally involves looking at what happens to an entire card deck over a large number of steps or turns.&nbsp;</p>
<p>Instead of trying to figure out some elaborate formula for understanding the solitaire game, Ulam realized he could instead just play out a large number of solitaire games and count how many games were winnable and how many weren't. If a big enough sample of games is taken, this will give a pretty good estimate of the probability in question, just from repeatedly running iterations of the game.</p>
<h2>Neutrons and atom bombs</h2>
<p>According to the Los Alamos Science article, Ulam and his Manhattan Project colleague <a href="https://www.businessinsider.com/john-von-neumann-vs-albert-einstein-2014-5">John von Neumann</a> observed that a similar procedure could be used to understand key properties of nuclear reactions. Neutrons behave in complicated ways in a nuclear reactor or atomic bomb, and that behavior has major implications for how powerful the reaction or explosion is.</p>
<p>To get a better understanding of the statistical behavior of neutrons in a nuclear explosion, Ulam and von Neumann used the early computers available to the Manhattan Project to simulate the random behavior of a large number of individual neutrons, averaging that behavior together to better understand the workings of the nuclear reaction. This was a crucial step in the development of nuclear weapons.</p>
<h2>From nukes to CEO pay</h2>
<p>In the years since the Manhattan Project, Monte Carlo simulation methods have become very common in many branches of science and finance. One of those applications is estimating the value of complex CEO pay packages. Like Ulam's solitaire games and neutron reactions, many modern executive compensation packages involve several variables interacting with each other to determine what a CEO eventually actually gets paid.&nbsp;</p>
<p>In the last several years, it's become increasingly common for CEOs and other top executives at public corporations to have their compensation packages tied to various <a href="https://www.plantemoran.com/explore-our-thinking/insight/2016/10/the-value-of-equitybased-compensation">financial or market performance goals</a>. A CEO might receive some number of shares or stock options based on the company's stock price or profitability on some given date during their tenure.</p>
<p>A recent prominent example is <a href="https://www.businessinsider.com/elon-musk-tesla-compensation-explanation-2019-6">Tesla's 2018 compensation plan for CEO Elon Musk</a>. Under that plan, Musk will receive an enormous grant of stock options in the company if and only if Tesla achieves some extremely ambitious revenue and stock price milestones. The first of the stock price milestones would require the company to more than double its market capitalization to a value of $100 billion. If Tesla hits none of those milestones, Musk receives no compensation under that plan.</p>
<p>As part of its <a href="https://www.fasb.org/jsp/FASB/Document_C/DocumentPage?cid=1176166112176&amp;acceptedDisclaimer=true">policies on executive pay disclosure</a>, the SEC requires corporations to publish estimates of the current market fair value of compensation packages. But since stock awards like Musk's are conditional on the future development of the company's stock price, that unknown factor needs to be considered.</p>
<p>The <a href="https://www.equitymethods.com/articles/introduction-monte-carlo-valuation-rtsr/">solution is to use a Monte Carlo simulation</a> to see what the possible outcomes are for the compensation package. The basic process is laid out in a <a href="https://www.exqty.com/uploads/6/9/9/0/69908991/monte_carlo_briefing_20190806.pdf">recent client note from the executive compensation consulting firm Exequity</a>.</p>
<p>Instead of simulating solitaire games or neutrons in a nuclear reaction, the company's future stock price is simulated thousands of times, following a <a href="https://blog.quantinsti.com/random-walk-geometric-brownian-motion/">standard random model</a> for how stock prices evolve over time, using data on the stock's historical performance.</p>
<p>For each of those simulated stock price trends, the CEO's net reward is calculated based on the terms of the conditional compensation package. If the CEO receives, say, 1,000 shares if the stock price is over $100 and 2,000 shares for a stock price of $150, each simulation where those thresholds are met is recorded, and the CEO's compensation is estimated based on the simulated stock price.</p>
<p>Finally, the average of all those future simulated rewards is calculated and discounted to reflect its present value, which gives an estimate for how much the CEO's compensation package is worth.</p>
<p>So, the Monte Carlo method &mdash; the basic idea of simulating some complex random process many times originally developed for the Manhattan Project &mdash; gives us a method for figuring out what CEO pay might actually be worth.&nbsp;</p>
<ul class="read-more-links">
<li>Read more:</li>
<li><a href="https://www.businessinsider.com/how-much-do-tech-workers-software-engineers-data-analysts-make-2019-7" data-read-more-link="" data-e2e-name="read-more-link">22 high-paying tech jobs for people who love being glued to their computer screens</a></li>
<li><a href="https://www.businessinsider.com/chart-number-of-recessions-in-us-around-the-world-2019-8" data-read-more-link="" data-e2e-name="read-more-link">This chart shows every recession the US has gone through since 1960, and how they compare to the economic meltdowns of other countries</a></li>
<li><a href="https://www.businessinsider.com/state-economies-unemployment-and-wages-ranking-july-2019-2019-8" data-read-more-link="" data-e2e-name="read-more-link">Here's how every state's economy is doing in 2019, ranked from worst to best</a></li>
<li><a href="https://www.businessinsider.com/when-will-the-typical-american-be-a-millionaire-2019-8" data-read-more-link="" data-e2e-name="read-more-link">We figured out when millionaires will be considered middle class in the United States</a></li>
</ul><p><a href="https://www.businessinsider.com/monte-carlo-simulations-calculate-value-of-ceo-pay-2019-8#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/serena-williams-alexis-ohanian-net-worth-make-spend-millions-2019-5">Serena Williams and Alexis Ohanian have a combined net worth of $189 million. Here's how they make and spend their money.</a></p> https://www.businessinsider.com/texting-trap-when-dating-relationship-guru-coach-sami-wunder-2019-9A relationship coach warns women against falling into the 'texting trap' when they start talking to someone on a dating apphttps://www.businessinsider.com/texting-trap-when-dating-relationship-guru-coach-sami-wunder-2019-9
Sun, 15 Sep 2019 07:00:00 -0400Lindsay Dodgson
<p><img src="https://static2.businessinsider.com/image/5d7ba49321214c0f2b05caf4-1754/kendall texting.jpg" border="0" alt="Kendall texting" data-mce-source="Christian Vierig / Getty" data-link="https://www.gettyimages.co.uk/detail/news-photo/kendall-jenner-wearing-cropped-top-belt-bag-military-pants-news-photo/946467724" /></p><p></p>
<ul class="summary-list">
<li>Trying dating apps for the first time can be a daunting experience, especially because there are so many <a href="https://www.insider.com/every-dating-term-youll-ever-need-to-know-2018-7" target="_blank" rel="noopener">rules and trends</a> to keep track of.</li>
<li>Modern dating and relationship coach <a href="https://samiwunder.com/" target="_blank" rel="noopener">Sami Wunder</a> told Insider that many of her clients fall into "the texting trap."</li>
<li>Wunder, who works with successful women, said this is when women start talking with the first man who shows them interest for hours.</li>
<li>Texting a lot means there is little or no motivation for the man to meet up with them, she said, because many men just want a "beautiful penpal."</li>
<li>She said it's important to go from texting, to a phonecall, to the date really fast because "that's where the magic happens."</li>
<li><a href="https://www.insider.com/?hprecirc-bullet">Visit Insider's homepage for more stories.</a></li>
</ul>
<p>It might seem impossible that some people have never used dating apps, but it's not unheard of for people to find themselves newly single after a decade-long relationship ends and suddenly be thrust into the world of swiping, matches, and <a href="https://www.insider.com/every-dating-term-youll-ever-need-to-know-2018-7" target="_blank" rel="noopener">a thousand new ways to feel rejection</a>.</p>
<p>It can be overwhelming, to say the least.</p>
<p>One of the most common mistakes women make when they get into dating apps is called the "texting trap," according to <a href="https://samiwunder.com/" target="_blank" rel="noopener">modern dating and relationship coach Sami Wunder</a>, the <a href="https://samiwunder.com/ebook/" target="_blank" rel="noopener">author of the ebook "Your Feminine Roadmap To His Commitment.</a>"</p>
<p>Wunder, who <a href="https://www.insider.com/what-is-rotational-dating-and-how-does-it-work-2019-3" target="_blank" rel="noopener">teaches women rotational dating</a>, said when matches and messages start trickling in, the challenge is knowing what to do with the attention. If they are very new to dating apps, women may find they start talking for hours with the first man who shows them interest.</p>
<p>"This is what I call the texting trap," Wunder said. "You don't want to text with men too much because the more you text, the more virtual it gets."</p>
<p><em><strong>Read more</strong>: <a href="https://www.insider.com/woman-too-attractive-succesful-intimidating-to-men-lessons-learned-2019-9" target="_blank" rel="noopener">A woman who thought she was 'too good-looking to find love' says a relationship expert showed her the 4 important mistakes she was making</a></em></p>
<p>Texting back and forth might feel good initially, but Wunder said it actually makes a real connection less likely.</p>
<p>"The more available you become in their heads, the less likely they are to ask you out for an actual meeting," she said. "Because honestly, there are men out there who just want a beautiful penpal."</p>
<p>It's ego-boosting for a man to chat with a beautiful woman, she said, because they can have her attention for basically no effort. All they need to do is lie and text on their sofa.</p>
<p><img src="https://static6.businessinsider.com/image/5d7ba49321214c0f2b05caf5-1775/sami.jpg" border="0" alt="sami wunder" data-mce-source="Sami Wunder" /></p>
<h2>Wunder has a very simple process for avoiding the texting trap</h2>
<ol>
<li>Have a maximum of four messages online, then say to them: "I'd much rather hear your voice."</li>
<li>From there set up a phone call, and use your intuition about whether you like the sound of them or not.</li>
</ol>
<p>"A five-minute phone call helps to filter out who just isn't a match for whatever possible reason," said Wunder. "So it's a very foolproof process for not wasting time chatting with men all day like teenagers."</p>
<p>She said it's important to go from the phone to the date really fast because "that's where the magic happens."</p>
<p>"It doesn't start with virtually chatting with someone," she said. "It starts with meeting one-on-one."</p>
<p><strong>Read more:</strong></p>
<p><a href="https://www.businessinsider.com/constantly-texting-friends-psychologically-damaging-2017-11?r=US&amp;IR=T" target="_blank" rel="noopener">Constantly texting your friends, family, or partner could be psychologically damaging &mdash; here's why</a></p>
<p><a href="https://www.businessinsider.com/13-big-mistakes-people-make-on-dating-apps-2018-4?r=US&amp;IR=T" target="_blank" rel="noopener">The 13 biggest mistakes you're making on dating apps &mdash; and how to stop</a></p>
<p><a href="https://www.businessinsider.com/texting-calling-controlling-partner-psychology-2017-10?r=US&amp;IR=T" target="_blank" rel="noopener">It's actually not cute and endearing when your partner texts and calls all the time &mdash; here's why</a></p>
<p><a href="https://www.insider.com/things-wrong-with-modern-according-to-relationship-coach-2019-3" target="_blank" rel="noopener">A relationship coach who believes women should date multiple men on rotation says these are the 7 things wrong with modern dating</a></p>
<p><a href="https://www.insider.com/does-being-single-for-a-long-time-make-you-bad-at-relationships-2019-2" target="_blank" rel="noopener">How to tell if being single for a long time has made you bad at relationships</a></p><p><a href="https://www.businessinsider.com/texting-trap-when-dating-relationship-guru-coach-sami-wunder-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/why-american-men-suck-soccer-world-cup-2018-6">The US women's national team dominates soccer, but here's why the US men's team sucks</a></p> http://www.businessinsider.com/top-five-trends-shaping-future-digital-health-2018-4These are the top five trends shaping the future of digital healthhttp://www.businessinsider.com/top-five-trends-shaping-future-digital-health-2018-4
Sun, 15 Sep 2019 07:00:00 -0400Business Insider Intelligence
<p><img style="float:right;" src="https://static6.businessinsider.com/image/5acf9024146e711e008b46da-1099/screen shot 2018-04-12 at 125845 pm.png" border="0" alt="Digital Health" style="width: 450px;" data-mce-source="BII" /></p><p>The healthcare industry is in a state of disruption. Digital solutions are becoming a necessary part of the new global standard of care for patients and regulation is being fast-tracked to catch up to digital health innovation.</p>
<p>These rapid changes will have ripple effects across the entire healthcare system, impacting incumbents and new entrants alike.</p>
<p>Based on our ongoing analysis, understanding of industry trends, and conversations with industry executives, <a href="http://www.businessinsider.com/intelligence/the-self-driving-car-race?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_leadgen_text_link_top-five-trends-shaping-future-digital-health-2018-4&amp;utm_content=leadgen_content_marketing_text_link&amp;utm_campaign=content_marketing_leadgen_link&amp;vertical=digitalhealth">Business Insider Intelligence</a>, Business Insider&rsquo;s premium research service, has put together <em><strong>The Top Five Trends Shaping The Future of Digital Health</strong></em>.</p>
<h2>To get your copy of this free report, <a href="http://www.businessinsider.com/intelligence/top-5-trends-shaping-the-future-of-digital-health?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_leadgen_text_link_top-five-trends-shaping-future-digital-health-2018-4&amp;utm_content=leadgen_content_marketing_text_link&amp;utm_campaign=content_marketing_leadgen_link&amp;vertical=digitalhealth">click here</a>.</h2><p><a href="http://www.businessinsider.com/top-five-trends-shaping-future-digital-health-2018-4#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/influencers-instagram-vs-reality-side-by-side-photos-real-life-2019-98 influencers whose side-by-side photos prove Instagram isn't real lifehttps://www.businessinsider.com/influencers-instagram-vs-reality-side-by-side-photos-real-life-2019-9
Sun, 15 Sep 2019 06:10:00 -0400Rachel Hosie
<p><img src="https://static2.businessinsider.com/image/5d7bb394f4fc2403985fbac6-1080/kim%20britt%20instagram%20reality.jpg" border="0" alt="kim britt instagram reality" data-mce-source="Instagram/the_truth_is_not_pretty" data-mce-caption="Kim Britt's Instagram account is dedicated to showing the reality behind Instagram." data-link="https://www.instagram.com/the_truth_is_not_pretty/"></p><p></p>
<ul class="summary-list">
<li>The "Instagram vs. reality" trend started as a way for people to remind their followers not to believe everything they see on social media.</li>
<li>For every perfectly-angled, edited, glamorous shot, there are at least a dozen less flattering versions.</li>
<li>Certain influencers are particularly good at breaking up the perfection on your Instagram feed.</li>
<li>Here are 8 whose side-by-side photos prove Instagram isn't real life.</li>
<li><a href="https://www.insider.com/?hprecirc-bullet" target="_blank" rel="noopener">Visit Insider's homepage for more stories.</a></li>
</ul>
<p>It's no secret that Instagram is the highlight reel of life, but it doesn't hurt to be reminded from time to time.</p>
<p>Enter, the "Instagram vs. reality" trend.</p>
<p>The idea is that, by showing the outtakes as well as the winning shots, influencers can remind their followers that no one looks perfect all the time, and for every glamorous shot there are 20 that get discarded because the angle was unflattering, the wind blew your skirt up, or a dog pooped in the background.</p>
<p>While some <a href="https://www.insider.com/influencers-mocked-for-flattering-instagram-vs-reality-photos-2019-9">influencers and celebrities appear to have forgotten what the original point of these posts was meant to be</a>, there are plenty of others who regularly share genuinely brilliant "Instagram vs. reality" snaps.</p>
<p><em><strong>Read more:</strong> <a href="https://www.insider.com/influencers-mocked-for-flattering-instagram-vs-reality-photos-2019-9">Influencers and celebrities are being called out for 'Instagram vs. reality' photos where they actually look perfect in both shots</a></em></p>
<p>Scroll down to see 8 of the best influencers showing the reality behind Instagram.</p>
<h2>Chessie King</h2>
<div>
<h1></h1>
<blockquote class="instagram-media" data-instgrm-version="3" style=" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; width:100%; max-width:100%; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px); width:540px">
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<div style=" background:url(data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAACwAAAAsCAMAAAApWqozAAAAGFBMVEUiIiI9PT0eHh4gIB4hIBkcHBwcHBwcHBydr+JQAAAACHRSTlMABA4YHyQsM5jtaMwAAADfSURBVDjL7ZVBEgMhCAQBAf//42xcNbpAqakcM0ftUmFAAIBE81IqBJdS3lS6zs3bIpB9WED3YYXFPmHRfT8sgyrCP1x8uEUxLMzNWElFOYCV6mHWWwMzdPEKHlhLw7NWJqkHc4uIZphavDzA2JPzUDsBZziNae2S6owH8xPmX8G7zzgKEOPUoYHvGz1TBCxMkd3kwNVbU0gKHkx+iZILf77IofhrY1nYFnB/lQPb79drWOyJVa/DAvg9B/rLB4cC+Nqgdz/TvBbBnr6GBReqn/nRmDgaQEej7WhonozjF+Y2I/fZou/qAAAAAElFTkSuQmCC); display:block; height:44px; margin:0 auto -44px; position:relative; top:-22px; width:44px;"></div>
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<p style=" margin:8px 0 0 0; padding:0 4px;"> <a href="https://instagram.com/p/BxITSGHFD7Q/" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top">In our whole relationship, @mathewlcarter has seen the left me 23 minutes in total &amp; the right 26 months! 😂</a>
</p>
<p style="font-family:Arial,sans-serif;color:#c9c8cd; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;">A post shared by C H E S S I E K I N G (@chessiekingg) on May 6, 2019 at 10:36am PDT on
<time style=" font-family:Arial,sans-serif; font-size:14px; line-height:17px;" datetime="2019-05-06T17:36:59+00:00">May 6, 2019 at 10:36am PDT</time></p>
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<script async defer src="//platform.instagram.com/en_US/embeds.js"></script>
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<p>London-based King, 25, is never afraid to show her followers that, as glamorous as you can look and as fabulous as life can seem, it's certainly not that way all the time.</p>
<p>Her Instagram account is devoted to "breaking up your perfect feed," and she does this by proudly posting photos of herself from angles that many people wouldn't dream of making public: think bum dimples, sweaty faces, and *gasp!* even stomach rolls.</p>
<p>King regularly uses the hashtag #DearBodyThankYou to encourage her followers to appreciate their bodies for everything they do, rather than how they look.</p>
<h2>Karina Irby</h2>
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<h1></h1>
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<p style=" margin:8px 0 0 0; padding:0 4px;"> <a href="https://instagram.com/p/Bv34a4ogedy/" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top">Felt cute. Might delete.</a>
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<p style="font-family:Arial,sans-serif;color:#c9c8cd; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;">A post shared by KARINA IRBY (@karinairby_raw) on Apr 5, 2019 at 5:03am PDT on
<time style=" font-family:Arial,sans-serif; font-size:14px; line-height:17px;" datetime="2019-04-05T12:03:00+00:00">Apr 5, 2019 at 5:03am PDT</time></p>
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<p>Irby has <a href="https://www.instagram.com/KARINAIRBY/">her main Instagram account @karinairby</a>, and then her raw one "for a little less seriousness in your Instagram."</p>
<p>On her raw account, the Australian influencer and bikini designer posts outtakes and less flattering angles from behind the scenes of the more polished shots which make her main account, serving up a perfect reminder that for every glossy, glamorous shot, there's one with three chins.</p>
<p>She also talks about relatable issues that many people don't touch on Instagram — case in point, <a href="https://www.instagram.com/p/B2WBqBXAXBZ/">a recent picture of Irby cradling her bloated stomach with the caption</a>: "Me waiting for my period to arrive like..."</p>
<h2>Rianne Meijer</h2>
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<h1></h1>
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<p style=" margin:8px 0 0 0; padding:0 4px;"> <a href="https://instagram.com/p/B0ITHRBI1zu/" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top">There are 2 sides to every story 📖 hahahh sorry had to do it</a>
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<p style="font-family:Arial,sans-serif;color:#c9c8cd; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;">A post shared by RIANNE MEIJER (@rianne.meijer) on Jul 20, 2019 at 12:09am PDT on
<time style=" font-family:Arial,sans-serif; font-size:14px; line-height:17px;" datetime="2019-07-20T07:09:41+00:00">Jul 20, 2019 at 12:09am PDT</time></p>
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<p>"I want to show that photos people see on Instagram, especially from influencers, aren't ever really real," Amsterdam-based Meijer <a href="https://www.insider.com/influencer-rianne-meijer-expectation-vs-reality-photos-2019-8">told Insider's Darcy Schild</a>.</p>
<p>The 26-year-old influencer posts outtakes and bloopers alongside "perfect" images, and says that even though she was originally nervous about doing so and being considered a fraud, she found people actually loved it.</p>
<p>"I feel like I've found my voice through this project, and I want to keep building a community around this that builds on the positive message," Schild said.</p>
<h2>Sara Puhto</h2>
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<h1></h1>
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<p style=" margin:8px 0 0 0; padding:0 4px;"> <a href="https://instagram.com/p/BuBpkH6A4CD/" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top">Instagram isn’t reality 🌿 It’s really frustrating when you’re having a bad body image day and you take photos of yourself and can only focus on the bad photos and all the “flaws” you see in them. It’s difficult to get out of a bad body image rut. Especially when we compare our everyday bodies to posed and seemingly flawless photos on social media. Its hard to control our thoughts and lately I’ve been thinking things like “you shouldn’t be eating that. You looked better before. You should work out more”. These thoughts aren’t productive. Stop bullying yourself into thinking you aren’t allowed to enjoy life. Nobody is flawless and everyone has “bad photos” we just choose what and what not to share on social media in order to put out a good image of ourselves. You are beautiful the way you are, including the “bad” photos because they’re still you and you’re amazing. Don’t obsess too much over these things and miss out on all the amazing things in life that are right in front of you. 🌴☀️ ------------------------------------------ . . . #candidphoto #instagramvsreality #mybody #flatstomach #loveyourbody #selfesteem #lawofattraction #thankyourbody #youareworthit #youareunique</a>
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<p style="font-family:Arial,sans-serif;color:#c9c8cd; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;">A post shared by Sara Puhto (@saggysara) on Feb 18, 2019 at 6:02am PST on
<time style=" font-family:Arial,sans-serif; font-size:14px; line-height:17px;" datetime="2019-02-18T14:02:49+00:00">Feb 18, 2019 at 6:02am PST</time></p>
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<p>Puhto, 23, regularly reminds her followers how much a change of pose can alter how you look.</p>
<p>The Finnish influencer posts side-by-side images taken seconds apart, but where one is posed and the other isn't.</p>
<p>Sometimes, however, Puhto just posts a "reality" photo, without the "Instagram" version next to it. She said in <a href="https://www.instagram.com/p/B1WVK7kgo2U/">a recent post</a>: "I'm used to posting Instagram vs reality posts and not just the reality. It gave me a sense of security to have the 'Instagram' version of me next to the reality one. So today I'm just posting the reality."</p>
<h2>Victoria Spence</h2>
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<h1></h1>
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<p style=" margin:8px 0 0 0; padding:0 4px;"> <a href="https://instagram.com/p/B1y1ReUgnFV/" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top">The selfies I sent Mike when we first got together vs the selfies I send now 🙃🙃 #ifooledhim #transformationfriday #ithinkilookcute #tellytubby #whataluckyboy #myteef</a>
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<p style="font-family:Arial,sans-serif;color:#c9c8cd; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;">A post shared by Victoria Niamh Spence (@victorianiamh) on Aug 30, 2019 at 9:07am PDT on
<time style=" font-family:Arial,sans-serif; font-size:14px; line-height:17px;" datetime="2019-08-30T16:07:40+00:00">Aug 30, 2019 at 9:07am PDT</time></p>
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<p>"I just want every woman to feel good about themselves," says Spence, who's based in Manchester, UK, in her Instagram bio.</p>
<p>"While it's amazing to post your best self, if you're truly online to help people, it's important to get real," Spence, 24, told Insider.</p>
<p>"When a follower can turn on Instagram to see you chatting away about how you get a camel toe in your gym leggings but you own it anyway, or how you have just tried on a pair of mom jeans from last year which now fit as a rather tight skinny jean, but weight gain happens, it helps people feel better about themselves, knowing nobody is perfect and they're not alone."</p>
<h2>Vanja Wikström</h2>
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<h1></h1>
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<p style=" margin:8px 0 0 0; padding:0 4px;"> <a href="https://instagram.com/p/B0wLCDqIlWs/" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top">Favorit i repris! 💥 Även om jag (som de flesta) väljer att visa den bild som blev snajdigast betyder det inte att de övriga (bortvalda) 376 bilderna inte existerar. Eller att jag inte ser ut så - också. 👹 Puss på er! 💘😘 #InstavsReality #LoveYourself #LetsKeepItReal</a>
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<p style="font-family:Arial,sans-serif;color:#c9c8cd; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;">A post shared by Vanja Wikström (@vanja_wikstrom) on Aug 4, 2019 at 11:48am PDT on
<time style=" font-family:Arial,sans-serif; font-size:14px; line-height:17px;" datetime="2019-08-04T18:48:41+00:00">Aug 4, 2019 at 11:48am PDT</time></p>
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<p>Swedish influencer Wikström uses the hashtag #letskeepitreal to encourage her followers to show their reality, as well as their Instagrammed side.</p>
<p>She posts photos of herself, her family, food, and her home, like many influencers, but is sure to throw in a dose of unfiltered outtakes from time to time.</p>
<h2>Malin Björk</h2>
<div>
<h1></h1>
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<p style=" margin:8px 0 0 0; padding:0 4px;"> <a href="https://instagram.com/p/BvhGqIKhS4X/" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top">It feels like we need to have that perfect unrealistic image on social media to succeed with our page. We influencers need to travel, show new things all the time and show how popular we are to make other people interested🤷🏼‍♀️Well it feels like that sometimes. But that's not me at all, I don't travel much because of my family, my social life is almost zero and I have flaws like everyone else🙌🏼 I will never put up a fake page with things that's not me or pretend my life is different from what it is. I will always be true to myself and my followers because this fake perfect world isn't healthy if that's the only thing we share. I share my REAL world to you guys and I hope you can relate to me and find strenght in my posts❤️ #realtalk #staytrue #rolls</a>
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<p style="font-family:Arial,sans-serif;color:#c9c8cd; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;">A post shared by MALIN ♕ (@malinbjork) on Mar 27, 2019 at 8:44am PDT on
<time style=" font-family:Arial,sans-serif; font-size:14px; line-height:17px;" datetime="2019-03-27T15:44:53+00:00">Mar 27, 2019 at 8:44am PDT</time></p>
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<p>Swedish personal trainer Björk regularly posts side-by-side pictures showing how a change of lighting or angle can completely alter a person's appearance.</p>
<p>Whilst a lot of fitness influencers feel they can only post photos that fit in with an outdated idea of how healthy should look, Björk's photos remind people that you can have cellulite, stretch marks, and bum dimples and still be fit and strong.</p>
<h2>Kim Britt</h2>
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<h1></h1>
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<p style=" margin:8px 0 0 0; padding:0 4px;"> <a href="https://instagram.com/p/B1ebuRjI1L8/" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top">PUPPY LOVE🐶💕 . Let me tell you one thing. Having a little puppy is wonderful, but a puppy that young isn't home-trained, which means you need to clean up a lot at the beginning😅😵 . Need to say though that Mike learns super fast. I don't need to clean up his pee that often😅🙏 . Have you ever home-trained a dog?👇 . Feel free to tag a dog owner🐶😍 . . . . . . . . Anzeige wegen Verlinkung</a>
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<p style="font-family:Arial,sans-serif;color:#c9c8cd; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;">A post shared by ↬▪REALITY POSTS▪ MINDSET▪↫ (@the_truth_is_not_pretty) on Aug 22, 2019 at 10:59am PDT on
<time style=" font-family:Arial,sans-serif; font-size:14px; line-height:17px;" datetime="2019-08-22T17:59:36+00:00">Aug 22, 2019 at 10:59am PDT</time></p>
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<p> </p>
<p>Britt mocks Instagrammers for their often ridiculous photo set-ups, and adds what the real-life equivalent would actually entail.</p>
<p>The Swiss influencer's account is called "The Truth is Not Pretty," where she shows that, for example, puppies are cute but you still have to clean up their poop, scarves can look great in the wind but sometimes they blow in your face, and more often than not, baths aren't glamorous and it's actually just awkward trying to shave the backs of your legs.</p>
<p><strong>Read more:</strong></p>
<p><a href="https://www.insider.com/body-positive-instagram-accounts-to-follow-in-2019-2018-12">33 Instagram accounts to follow in 2019 that will actually make you feel good about your body</a></p>
<p><a href="https://www.insider.com/being-an-instagram-influencer-is-harder-than-it-seems-2019-8">Being an Instagram influencer is hard work, and people who hate on them are just jealous</a></p>
<p><a href="https://www.insider.com/travel-influencer-couple-defends-instagram-photo-hanging-off-cliff-2019-9">An Instagram travel couple say the 'stupid beyond belief' photo of them hanging off a cliff was 'not dangerous'</a></p><p><a href="https://www.businessinsider.com/influencers-instagram-vs-reality-side-by-side-photos-real-life-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/allison-mack-nxivm-alleged-sex-slave-ring-keith-raniere-seagrams-heiress-2019-4">Nxivm leader Keith Raniere has been convicted. Here's what happened inside his sex-slave ring that recruited actresses and two billionaire heiresses.</a></p> https://www.businessinsider.com/next-recession-corporate-profits-warning-that-flashed-in-2008-returns-2019-9Traders are overlooking a warning sign that flashed before the last financial crisis. Here's why one market expert says that means another recession is ‘imminent.’https://www.businessinsider.com/next-recession-corporate-profits-warning-that-flashed-in-2008-returns-2019-9
Sun, 15 Sep 2019 06:05:00 -0400Akin Oyedele
<p><img src="https://static4.businessinsider.com/image/5cb441c9aefeef0a324b29a3-2400/ap18340581878175.jpg" border="0" alt="Worried trader" data-mce-source="AP/Richard Drew" data-mce-caption="Trader Fred DeMarco works on the floor of the New York Stock Exchange." /></p><p></p>
<ul class="summary-list">
<li>Recent downward revisions to corporate-profit growth indicate that a recession is "imminent," according to Albert Edwards, the co-head of global strategy at Societe Generale.&nbsp;</li>
<li>He observed that stock-market measures of earnings growth are much healthier than economy-wide gauges &mdash; and this divergence also occurred right before the 2008 recession.</li>
<li><a href="https://www.businessinsider.com/prime?module=article&amp;area=summary">Click here for more BI Prime stories</a>.</li>
</ul>
<p>A trend buried in a recent report on US <a href="https://markets.businessinsider.com/news/stocks/trump-economy-us-gross-domestic-product-gdp-slows-second-quarter-2019-7-1028388454">gross domestic product</a> is flashing warning signs of an economic recession, according to Societe Generale's Albert Edwards.&nbsp;</p>
<p>In late July, the Bureau of Labor Statistics released its annual revisions to the pace of economic growth, as well as updates to its previous estimates of corporate profits. Edwards, the co-head of global strategy at SocGen, admitted in a recent client note that these revisions "are usually met with a loud yawn from investors."</p>
<p>However, the report contained a trend that should warrant everyone's full attention because, in Edwards' view, it suggests a <a href="https://www.businessinsider.com/category/recession">recession</a> is "imminent."</p>
<p>Before this report was released, we knew that corporate <a href="https://www.businessinsider.com/stock-market-impact-of-labor-wage-growth-goldman-sachs-recommendations-2019-2">profit margins</a> were getting squeezed by the pressure on companies to raise wages and change their longstanding prioritization of <a href="https://www.businessinsider.com/business-roundtable-ceos-say-companies-must-serve-more-than-shareholders-2019-8">shareholders over workers</a>.</p>
<p>But the report, which contained so-called national income and personal accounts (NIPA) data, showed that corporate profits for both Main Street and Wall Street peaked as far back as late-2014, not late last year as previous numbers had shown.</p>
<p>"In stark contrast to booming stock market measures of profits, the BEA's NIPA have essentially flatlined for the last few years," Edwards said.</p>
<p>"This divergence is quite normal just before a recession with the NIPA profits data proving, in retrospect, to be a truer representation of the underlying trend."&nbsp; &nbsp;</p>
<p><em><strong>Read more:&nbsp;</strong><a href="https://www.businessinsider.com/next-stock-market-crash-investor-holdings-sentiment-show-fear-2019-9" data-analytics-position="1">Top Wall Street investors say they're struggling to find big, bullish stock-market bets to make &mdash; and their paralysis might signal a meltdown is looming</a></em></p>
<p>Edwards' note included a throwback to 2008, when stock market-based measures of profits appeared much healthier than economy-wide gauges like those contained in the NIPA data.</p>
<p><img src="https://static1.businessinsider.com/image/5d7bcc592e22af16dc31a628-1321/screen shot 2019-09-13 at 10420 pm.png" border="0" alt="Screen Shot 2019 09 13 at 1.04.20 PM" data-mce-source="Societe Generale" /></p>
<p>Edwards finds the NIPA numbers on profits to be more trustworthy because they are based on tax data collected by the IRS. This means NIPA includes private companies for a more complete barometer of corporate America, and sidesteps the accounting hacks that publicly traded firms deploy to boost their adjusted earnings per share.&nbsp;&nbsp;</p>
<p>The slump in economy-wide profit growth is problematic because it might imply that a corresponding decline in business investment is coming, according to Edwards.&nbsp;</p>
<h2>It all ties back to consumers</h2>
<p>To be sure, consumer spending remains the economy's most powerful driver and has kept it afloat during this expansion when business spending dwindled.&nbsp;</p>
<p>Edwards doesn't dispute this fact. But he views the contribution that business investment makes to economic growth as an indicator that should not be ignored.</p>
<p>Despite that contribution being relatively small, economic recessions are always "accounted for" by a slump in business investment, he said.</p>
<p><img src="https://static4.businessinsider.com/image/5d7bc9af2e22af15fb12a116-1063/screen shot 2019-09-13 at 124257 pm.png" border="0" alt="Screen Shot 2019 09 13 at 12.42.57 PM" data-mce-source="Societe Generale" /></p>
<p>There's also a circular dynamic at play that involves businesses and consumers. If profits dry up and businesses can't invest in new workers, the next step could be layoffs, which then crimps how much consumers can spend on businesses they patronize.</p>
<p>Those businesses are not only of the publicly traded variety, which is why investors cannot afford to only use quarterly earnings releases to judge how profitable corporate America is.</p>
<p>According to Edwards, the broadest earnings metric is flashing red not only for the stock market, but for the entire economy.&nbsp;</p><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/next-stock-market-crash-investor-holdings-sentiment-show-fear-2019-9" >Top Wall Street investors say they’re struggling to find big, bullish stock-market bets to make — and their paralysis might signal a meltdown is looming</a></strong></p>
<p><a href="https://www.businessinsider.com/next-recession-corporate-profits-warning-that-flashed-in-2008-returns-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/why-american-men-suck-soccer-world-cup-2018-6">The US women's national team dominates soccer, but here's why the US men's team sucks</a></p> https://www.businessinsider.com/justin-gaethje-just-said-hed-love-to-f-up-conor-mcgregor-2019-9Justin Gaethje destroyed Donald 'Cowboy' Cerrone in a single round, then said he'd 'f--- up' Conor McGregorhttps://www.businessinsider.com/justin-gaethje-just-said-hed-love-to-f-up-conor-mcgregor-2019-9
Sun, 15 Sep 2019 04:28:50 -0400Alan Dawson
<p><img src="https://static6.businessinsider.com/image/5d7ded742e22af42940acfc3-2000/justin%20gaethje%20fight%20result%20donald%20cerrone.jpg" border="0" alt="Justin Gaethje fight result Donald Cerrone.JPG" data-mce-source="Photo by Reuters / Kyle Terada" data-link="https://www.reutersconnect.com/all?id=tag%3Areuters.com%2C2019%3Anewsml_MT1USATODAY13362177&amp;share=true"></p><p></p>
<ul class="summary-list">
<li>Justin Gaethje just destroyed Donald "Cowboy" Cerrone in a single round on Saturday.</li>
<li>The 30-year-old striker then <a href="https://twitter.com/espnmma/status/1173104560585543681" target="_blank" rel="noopener">said on a post-event ESPN show</a> that he would welcome a fight against Conor McGregor, if the Irishman was available.</li>
<li>Gaethje said that McGregor "punched an old man in the face, I want to f--- him up for that."</li>
<li>
<a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories</a>.</li>
</ul>
<p>Justin Gaethje just destroyed Donald "Cowboy" Cerrone in a single round at a UFC Fight Night event in Canada.</p>
<p>The 30-year-old striker then dismissed a bout against Conor McGregor when he was giving his post-victory speech in the Octagon, but when he was told the Irishman had tweeted and could be available for a comeback fight, Gaethje said he would love to "f--- him up."</p>
<p><em><strong>Read more</strong>: <a href="https://www.businessinsider.com/tyson-fury-hospitalized-after-otto-wallin-win-fight-result-2019-9?r=US&amp;IR=T" target="_blank" rel="noopener">Tyson Fury was sent to hospital because of a bloody cut that was so bad, it completely stained the referee's shirt</a></em></p>
<p>Gaethje floored Cerrone in the first round of their September 14 showdown, and pummeled him with further blows while inviting the referee to stop the fight.</p>
<p>The referee eventually intervened, awarding Gaethje his third successive knockout win.</p>
<p><a href="https://twitter.com/UFCEurope/status/1173123531749634048" target="_blank" rel="noopener">Speaking to Dan Cormier in the Octagon after his latest win</a>, Gaethje said: "Every time I walk out here, I question everything on purpose. I think they're better than me. I think they're working harder than me. I have something to prove to myself every time I step in here, and I'll never let myself down. Max effort is all I expect from myself."</p>
<p>When asked if McGregor was now in his crosshairs, Gaethje said: "The Irishman is retired, I want a real fighter, I want the winner of Tony [Ferguson] and Khabib [Nurmagomedov]. I want to fight Khabib before he's gone. And if Tony wins, nobody's going to miss that fight."</p>
<p><em><strong>Read more</strong>: <a href="https://www.businessinsider.com/ufc-fighter-tony-ferguson-says-conor-mcgregor-is-irrelevant-2019-9?r=US&amp;IR=T" target="_blank" rel="noopener">Yet another elite UFC fighter is calling Conor McGregor 'irrelevant'</a></em></p>
<p>However, Gaethje changed his mind when <a href="https://twitter.com/espnmma/status/1173104560585543681" target="_blank" rel="noopener">ESPN told him</a> about McGregor's tweet.</p>
<p><strong>This is the tweet:</strong></p>
<div>
<blockquote class="twitter-tweet" data-lang="en" data-cards="" data-conversation="">
<p lang="en" dir="ltr">
<a href="https://t.co/Vu2iTIOOeJ">pic.twitter.com/Vu2iTIOOeJ</a> </p>— Conor McGregor (@TheNotoriousMMA) <a href="https://twitter.com/mims/statuses/1173075657359843328?ref_src=twsrc%5Etfw">September 15, 2019</a>
</blockquote>
<script async src="//platform.twitter.com/widgets.js" charset="utf-8"></script>
</div>
<p>"He looks tough. He looks really tough right there," Gaethje said. "If he's going to fight, I definitely want to fight him. He punched an old man in the face, I want to f--- him up for that."</p>
<p>Gaethje is referring to an incident earlier in the year when <a href="https://www.businessinsider.com/video-conor-mcgregor-punch-whiskey-proper-twelve-2019-8?r=US&amp;IR=T" target="_blank" rel="noopener">McGregor was seen on video throwing a punch at an older man</a> in a Dublin pub.</p>
<p>TMZ released footage later, <a href="https://www.businessinsider.com/conor-mcgregor-apologetic-over-pub-incident-2019-8?r=US&amp;IR=T" target="_blank" rel="noopener">forcing McGregor to issue a grovelling apology on ESPN</a>.</p>
<p>In the same interview with ESPN, McGregor said he was willing to fight many lightweights upon his return — an indication that <a href="https://www.businessinsider.com/conor-mcgregor-has-realized-ufc-is-bigger-than-him-2019-8?r=US&amp;IR=T" target="_blank" rel="noopener">he had finally realized the division had moved on without him</a>, with his rivals even calling him <a href="https://www.businessinsider.com/ufc-fighter-tony-ferguson-says-conor-mcgregor-is-irrelevant-2019-9?r=US&amp;IR=T" target="_blank" rel="noopener">"irrelevant."</a></p><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/khabib-nurmagomedov-freezing-conor-mcgregor-out-from-ufc-title-shot-2019-9?r=US&IR=T" >Khabib Nurmagomedov is freezing Conor McGregor out of the UFC's biggest fights, and he's not the only one</a></strong></p>
<p><a href="https://www.businessinsider.com/justin-gaethje-just-said-hed-love-to-f-up-conor-mcgregor-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/tiger-woods-net-worth-successful-golfer-makes-spends-millions-2019-6">Tiger Woods has won more money than any other golfer. Here's how he makes and spends his millions.</a></p> https://www.businessinsider.com/black-hole-in-our-galaxy-suddenly-eating-everything-in-way-2019-9A black hole in the centre of our galaxy is the 'hungriest it's been for 24 years' and is shining 75 times brighter than usualhttps://www.businessinsider.com/black-hole-in-our-galaxy-suddenly-eating-everything-in-way-2019-9
Sun, 15 Sep 2019 04:04:00 -0400Sophia Ankel and Prabhjote Gill
<p><img src="https://static3.businessinsider.com/image/5ac4fc347a74af25008b466c-1066/pia20051ip.jpg" border="0" alt="black hole" data-mce-source="NASA" data-link="http://www.jpl.nasa.gov/spaceimages/details.php?id=pia20051" /></p><p></p>
<ul class="summary-list">
<li>A black hole in our Galaxy called Sagittarius A* is the hungriest its been in the past 24 years, eating up large quantities of dust and gas coming it's way.</li>
<li>Scientists at UCLA have yet to determine what is behind the black hole's large appetite but have already put forward several theories.</li>
<li>While Sagittarius A* has previously always been benign, scientists have recently observed "unprecedented changes", including a change in its brightness.</li>
<li><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories.</a></li>
</ul>
<p>A black hole at the center of our galaxy which is normally benign has been feasting on everything coming its way &mdash; a phenomenon scientists haven't observed in 24 years.</p>
<p><a href="https://iopscience.iop.org/article/10.3847/2041-8213/ab38c3">According to a recent study published in the Astrophysical Journal Letters</a>, the black hole &mdash; dubbed Sagittarius A* &mdash; is hungrier than ever before, consuming unusually large amounts of dust and gas. Researchers at the University of California Los Angeles (UCLA) are still trying to figure out why.</p>
<p>"It's usually a pretty quiet, wimpy black hole on a diet. We don't know what is driving this big feast. We have never seen anything like this in 24 years we have studied the supermassive black hole," said Andrea Ghez, co-author of the study.</p>
<p><em><strong>Read more:</strong> <a href="https://www.businessinsider.com/new-3d-map-of-milky-way-warped-shape-2019-7?r=US&amp;IR=T">A new 3D map of the Milky Way reveals our galaxy's warped shape in unprecedented detail</a></em></p>
<p>A few changes the scientists have observed previously was that the black hole shone 75 times brighter than usual on three separate days this year, according to Ghez. They called these changes "unprecedented".</p>
<p>Now, its unusual appetite has researchers thinking that the black hole might be entering a new phase altogether.</p>
<p>Researchers from the UCLA Galactic Center Group looked at more than 13,000 angles of the Milky Way's black hole from the Keck Observatory in Hawaii and the European Southern Observatory's Very Large Telescope in Chile since 2003.</p>
<p>They suspect that it could be an unusual form of gas that's making the black hole react this way, but if this isn't the case, have also presented three possible explanations as to what could be causing these changes.</p>
<p><em><strong>Read more:</strong> <a href="https://www.businessinsider.com/10-billion-earth-like-planets-in-milky-way-galaxy-2019-8?r=US&amp;IR=T">There could be up to 10 billion warm and cozy Earth-like planets in our home galaxy, new research reveals</a></em></p>
<p>The first theory for the black hole's brightness could be due to the star S0-2. When it approached the black hole in 2018, scientists believe that a large quantity of its gas could have been pulled towards it. This would explain what the black hole would still be eating its gasses.</p>
<p>The other theory is that a set of binary stars called G2 could be the cause of the black hole's unusual appetite. Their closest approach to the black hole was five years ago but its far-reaching effects could have stripped G2 of its outer layer.</p>
<p>Scientists believe that if it is not stars, it could be asteroids. If a large enough asteroid was caught in the black hole's gravity, it's possible that it could be the cause of its large meal.</p>
<p>Either way, the phenomenon does not affect Earth in any way. The black hole is 26,000 light-years away from our planet and poses no immediate threat.</p>
<p>In order for there to be repercussions on Earth, the brightness would have to be 10 billion times as bright than what was observed.</p><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/alien-civilizations-may-have-already-colonized-galaxy-study-2019-8?r=US&IR=T" >Alien civilizations may have explored the galaxy and visited Earth already, a new study says. We just haven’t seen them recently.</a></strong></p>
<p><a href="https://www.businessinsider.com/black-hole-in-our-galaxy-suddenly-eating-everything-in-way-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/mars-home-marsha-ai-spacefactory-3d-printed-nasa-2019-6">Look inside the 3D-printed Mars home that NASA awarded $500,000</a></p> https://www.businessinsider.com/lib-dems-call-for-uk-railways-to-be-transformed-and-made-green-2019-9The Lib Dems call for Britain's 'disaster ridden' railways to be overhauled in order to save the planethttps://www.businessinsider.com/lib-dems-call-for-uk-railways-to-be-transformed-and-made-green-2019-9
Sun, 15 Sep 2019 03:55:00 -0400Adam Payne
<p><img src="https://static2.businessinsider.com/image/5d7cef822e22af38f97373cc-1198/2018-01-02t094002z943446893rc13dab81ad0rtrmadp3britain-rail.jpg" border="0" alt="British railways trains" data-mce-source="REUTERS/Peter Nicholls" /></p><p></p>
<ul class="summary-list">
<li><strong>The Liberal Democrats call for UK railways to be overhauled.</strong></li>
<li><strong>The anti-Brexit party says not enough Brits use trains because they are expensive and not fit for purpose under the "disaster ridden" Conservative government.</strong></li>
<li><strong>Just 8% of people in the UK use trains at least once a week, recent research found.</strong></li>
<li><strong>The UK must improve its railways in order to achieve net-zero greenhouse gas emissions, the Lib Dems said.</strong></li>
<li><strong><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's home page for more stories</a>.</strong></li>
</ul>
<p>The Liberal Democrats have called for the United Kingdom's railways to be overhauled to attract more users and give the country a better chance of achieving net-zero greenhouse gas emissions by the middle of this century.</p>
<p>At its autumn conference in Brighton, southern England, the anti-Brexit party is on Sunday set to pass <a href="https://www.libdems.org.uk/f38-railways" target="_blank" rel="noopener">a motion</a> which calls for railway stations nationwide to be modernised and rail travel made simpler for British commuters.&nbsp;</p>
<p>This, the conference motion says, will encourage people to use trains rather than cars, and play a key role in helping the UK reduce its greenhouse gas emissions to net-zero by 2045.</p>
<p><strong><em>Read more: <a href="https://www.businessinsider.com/no-deal-brexit-documents-reveal-councils-expect-food-shortages-riots-2019-9?r=US&amp;IR=T" target="_blank" rel="noopener">No-deal Brexit documents reveal UK councils expect food and medicine shortages and civil unrest</a></em></strong></p>
<p>While rail travel is on the rise, it accounts for just two per cent of trips made each year in the UK, <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/822089/nts-2018-factsheets.pdf" target="_blank" rel="noopener">according to The National Travel Survey's latest findings. </a></p>
<p>39% of people said they used the railways "less than once a year or never." Just 8% said they use trains "at least once a week."</p>
<p style="font-weight: 400;">Wera Hobhouse, the party's shadow environment secretary, said nowhere enough Brits are using trains to get around as railways currently "are not fit for a modern Britain."</p>
<p style="font-weight: 400;">The member of Parliament for Bath told Business Insider: "This survey shows how few people are using our trains instead of cars, and with a climate emergency on our hands this is simply unacceptable.</p>
<p style="font-weight: 400;">"This Conservative Government have presided over a deterioration of our railways, with trains constantly delayed, over-crowded and often cancelled, whilst fares have continually risen."</p>
<p style="font-weight: 400;"><img src="https://static1.businessinsider.com/image/5d7cfeaf2e22af36e60d4d43-1024/gettyimages-1157344284.jpg" border="0" alt="Grant Shapps" data-mce-source="Getty" /></p>
<h2 style="font-weight: 400;">'Disaster ridden' transport department should lose control of Britain' trains&nbsp;</h2>
<p style="font-weight: 400;">Hobhouse said that if in government, the Lib Dems would take the running of Britain's railways out of hands of the "disaster ridden" Department for Transport, and give it to a new government body called the Railway Agency.</p>
<p style="font-weight: 400;">The party's conference motion calls for stations to be turned into "hubs" which are better integrated with local bus routes and cycling infrastructure. Stations should be fitted with solar panels and wind turbines, and more lines electrified, the motion adds.</p>
<p style="font-weight: 400;">The Lib Dems also want to simplify train fares by ensuring travellers using contactless cards are automatically charged the cheapest fare and any paid compensation they are owed for delays.</p>
<p style="font-weight: 400;">However, the Lib Dem conference motion is to reject the Labour Party's call for railways to be nationalised, describing the plan as a "costly distraction" that "will not make the railways cheaper, more punctual or less micro-managed."</p>
<p style="font-weight: 400;">The Conservative government has repeatedly come under fire for the state of Britain's railways.</p>
<p style="font-weight: 400;">While fares have increased by over 50% since 2016, punctuality is the worst it has been in well over a decade, and commuters who use franchises like Northern have suffered months of cancellations and delays.</p>
<p style="font-weight: 400;">"It is no surprise people in Britain aren't using the trains with the Tories in charge. If we want people to use public transport we have to ensure it's a reliable mode of transport," Hobhouse told Business Insider."</p><p><a href="https://www.businessinsider.com/lib-dems-call-for-uk-railways-to-be-transformed-and-made-green-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/armenian-revolution-serzh-sargsyan-prime-minister-armenia-2019-7">A year after Armenia's 250,000-person revolution, Prime Minister Nikol Pashinyan explains what comes next for the country</a></p> https://www.businessinsider.com/cameron-johnson-backed-brexit-to-further-career-lied-during-campaign-2019-9David Cameron says Boris Johnson backed Brexit to 'help his political career' and lied during the campaignhttps://www.businessinsider.com/cameron-johnson-backed-brexit-to-further-career-lied-during-campaign-2019-9
Sun, 15 Sep 2019 03:37:36 -0400Adam Payne
<p><img src="https://static6.businessinsider.com/image/5d7de86d2e22af35f949c2b2-2400/rtx19t89.jpg" border="0" alt="Boris Johnson David Cameron paint" data-mce-source="REUTERS/Toby Melville" /></p><p></p>
<ul class="summary-list">
<li><strong>Boris Johnson backed Brexit to "help his political career," David Cameron says.</strong></li>
<li><strong>The former prime minister says Johnson campaigned to leave the EU so he could become the "darling" of the Conservative party &mdash; but didn't actually believe in Brexit.</strong></li>
<li><strong>In extracts of his upcoming book published on Sunday, Cameron also accuses Johnson of lying during the referendum campaign.</strong></li>
<li><strong>"Boris rode the bus round the country, he left the truth at home."</strong></li>
<li><strong>Cameron is breaking his silence over three years after leading the unsuccessful Remain campaign and resigning as prime minister.&nbsp;</strong></li>
<li><a href="https://www.businessinsider.com/?hprecirc-bullet"><strong>Visit Business Insider's homepage for more stories</strong></a><strong>.</strong></li>
</ul>
<p>Boris Johnson lied during the Brexit campaign and backed leaving the European Union because it would further his career, according to the United Kingdom's former prime minister, David Cameron.</p>
<p>In the latest extracts from his upcoming book <a href="https://www.thetimes.co.uk/article/david-camerons-memoirs-boris-and-michael-behaved-appallingly-ambassadors-for-the-truth-twisting-age-of-populism-g2qmjl8bp" target="_blank" rel="noopener">published in the Sunday Times newspaper</a>, Cameron says the UK's current prime minister backed Brexit in the 2016 referendum because "it would help his political career."</p>
<p>"Whichever senior Tory politician took the lead on the Brexit side &mdash; so loaded with images of patriotism, independence and romance &mdash; would become the darling of the party," Cameron says.</p>
<p>"He [Johnson] didn't want to risk allowing someone else with a high profile &mdash; Michael Gove [current senior government minister] in particular &mdash; to win that crown."</p>
<p>The former prime minister adds: "The conclusion I am left with is that he [Johnson] risked an outcome he didn't believe in because it would help his political career."</p>
<p><em><strong>Read more: <a href="https://www.businessinsider.com/former-conservative-minister-sam-gyimah-joins-the-liberal-democrats-2019-9?r=US&amp;IR=T">Ex-Conservative minister Sam Gyimah joins the Liberal Democrats, accusing Boris Johnson of embracing "English nationalism"</a></strong></em></p>
<p>Cameron called the 2016 referendum and went on to lead the unsuccessful campaign to stay in the EU.</p>
<p>He resigned as prime minister following the Leave vote, and has rarely commented on politics since then. However, his memoirs, which will be published in full next week, will reveal how he feels about the British political crisis.</p>
<p>In the extracts published today, Cameron accuses Johnson of lying while fronting the Leave campaign.</p>
<p>"Boris rode the bus round the country, he left the truth at home," says Cameron, referring to the official Leave campaign's debunked claim that Brexit will create an additional &pound;350 million a week for the National Health Service.</p>
<p><img src="https://static2.businessinsider.com/image/5d7dea062e22af41117527b4-1200/gettyimages-696212818.jpg" border="0" alt="Boris Johnson Michael Gove" data-mce-source="Chris J Ratcliffe/Getty Images" /></p>
<p>Cameron is particularly scathing about the current Chancellor of the Duchy of Lancaster, Michael Gove.</p>
<p>Gove, who campaigned to leave the EU alongside Johnson, was a "liberal-minded, carefully-considered Conservative intellectual" who became "a foam-flecked Faragist warning that the entire Turkish population was about to come to Britain," Cameron writes, adding: "I couldn't believe what I was seeing."</p>
<p>In other parts of Cameron's book published on Saturday, <a href="https://www.businessinsider.com/cameron-reveals-he-thinks-about-brexit-referendum-every-single-day-2019-9?r=US&amp;IR=T" target="_blank" rel="noopener">Cameron accuses senior Leave campaigners of behaving "appallingly"</a> during the Brexit referendum campaign.</p>
<p>He says the result left him "hugely depressed" and that he thinks about it "every single day."</p>
<p>Pro-EU campaigners accused Cameron of refusing to accept responsibility for the Brexit crisis.</p>
<p>"While I completely agree that Boris Johnson has no shame, David Cameron is also guilty of putting party and personal interests over those of the country. We're in this mess because of his bad decision-making," Naomi Smith, CEO of Best For Britain, told Business Insider.&nbsp;</p>
<p>"These comments highlight why Parliament and the country is sceptical of this administration's call for a general election before Brexit. No one can trust them not to pull some kind of trick.</p>
<p>"But, as Cameron admits, there is another way out of the current gridlock. He joins the growing ranks of former prime ministers who see the need for a final say on Brexit."</p><p><a href="https://www.businessinsider.com/cameron-johnson-backed-brexit-to-further-career-lied-during-campaign-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/washington-dc-famous-landmarks-secrets-facts-2019-7">7 secrets about Washington, DC landmarks you probably didn't know</a></p> https://www.businessinsider.com/tyson-fury-hospitalized-after-otto-wallin-win-fight-result-2019-9Tyson Fury was sent to hospital because of a bloody cut that was so bad, it completely stained the referee's shirthttps://www.businessinsider.com/tyson-fury-hospitalized-after-otto-wallin-win-fight-result-2019-9
Sun, 15 Sep 2019 03:35:40 -0400Alan Dawson
<p><img src="https://static4.businessinsider.com/image/5d7de3362e22af405b202603-2000/tyson fury and otto wallin.jpg" border="0" alt="Tyson Fury and Otto Wallin" data-mce-source="Photo by AP Photo/Isaac Brekken" data-link="http://www.apimages.com/metadata/Index/Wallin-Fury-Boxing/00e322809e474724ba68fe132f9c1ee2/9/0" /></p><p></p>
<ul class="summary-list">
<li>Tyson Fury escaped Las Vegas with victory on Saturday.</li>
<li>Fury was expected to beat Otto Wallin with ease, like he had beaten Tom Schwarz earlier in the summer.</li>
<li>But Wallin, a Swedish southpaw, opened a cut so bad in the third round that it left Fury's face a bloody mess.</li>
<li>Fury overcame the cut, got the decision win, and then said he wants Deontay Wilder next.</li>
<li>Fury was hospitalized after the fight as he needed stitches for a cut that was leaking blood all night.</li>
<li>You can see the impact of the cut below (warning: it is bloody).</li>
<li><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories</a>.</li>
</ul>
<p>Tyson Fury escaped Las Vegas with a victory on Saturday but was sent to hospital because of a bloody cut that completely stained the referee's shirt.</p>
<p>While the British heavyweight waits for his lucrative rematch against Deontay Wilder, tentatively scheduled for the first quarter of 2020, he has been keeping active.</p>
<p>He beat Tom Schwarz with ease as he knocked the German out in just two rounds earlier in the summer, but was made to labor for his win against Swedish southpaw Otto Wallin this weekend.</p>
<p>This is because Wallin opened a cut in the third round that was so bad it left Fury's face a bloody mess, and the referee Tony Weeks needing a change of shirt.</p>
<p>Yahoo Sports fight reporter <a href="https://twitter.com/KevinI/status/1173108261223948288" target="_blank" rel="noopener">Kevin Iole tweeted</a> that Fury was absent from the post-fight press conference as he was taken to hospital. This was <a href="https://twitter.com/BTSportBoxing/status/1173116080241414144" target="_blank" rel="noopener">confirmed by BT Sport</a>, which broadcast the event in the UK.</p>
<p><strong>See the impact of the cut below:</strong></p>
<p><em><strong>Read more</strong>: <a href="https://www.businessinsider.com/what-is-the-tyson-fury-english-traveller-boxing-style-2019-8?r=US&amp;IR=T" target="_blank" rel="noopener">English travellers like Tyson Fury are taking over boxing, but there's a reason they fight nothing like Brad Pitt's character in 'Snatch'</a></em></p>
<p><img src="https://static6.businessinsider.com/image/5d7de6b02e22af42514fe283-2000/tyson fury cut.jpg" border="0" alt="Tyson Fury cut" data-mce-source="Photo by AP Photo/Isaac Brekken" data-link="http://www.apimages.com/metadata/Index/Wallin-Fury-Boxing/5a678eb44611493aa1d995531cee383c/6/0" /></p>
<p>Fury did enough to win a unanimous decision with ringside scores of 118-110, 117-111, and 116-112.</p>
<p>He then reiterated his desire to fight Wilder next, the American he outboxed but was knocked down twice by, in a disputed draw in 2018.</p>
<p><a href="https://twitter.com/espn/status/1173106496420364288" target="_blank" rel="noopener">On the ESPN broadcast</a>, Fury said: "Deontay Wilder &hellip; I want you next, bum!"</p>
<p>He added: "That is my fifth fight back, and puts me in good stead for the big boy, the 'Bronze Bomber,' the big dosser. He's next, February 22nd. Let the cut heal, enjoy myself, and get some time to relax with my family."</p><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/what-is-the-tyson-fury-english-traveller-boxing-style-2019-8?r=US&IR=T" >English travellers like Tyson Fury are taking over boxing, but there's a reason they fight nothing like Brad Pitt's character in 'Snatch'</a></strong></p>
<p><a href="https://www.businessinsider.com/tyson-fury-hospitalized-after-otto-wallin-win-fight-result-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/why-american-men-suck-soccer-world-cup-2018-6">The US women's national team dominates soccer, but here's why the US men's team sucks</a></p> https://www.businessinsider.com/andrew-yang-shane-gillis-snl-racist-remarks-2019-9Andrew Yang denounces new 'SNL' cast member's racist comments but says he shouldn't be firedhttps://www.businessinsider.com/andrew-yang-shane-gillis-snl-racist-remarks-2019-9
Sat, 14 Sep 2019 23:32:52 -0400Michelle Mark
<p><img src="https://static4.businessinsider.com/image/5d7db11b21214c47e82fd67b-2000/ap19221598271319.jpg" border="0" alt="andrew yang" data-mce-source="Associated Press/Charlie Niebergall" data-mce-caption="Democratic presidential candidate and entrepreneur Andrew Yang speaks at the Des Moines Register Soapbox during a visit to the Iowa State Fair, Friday, Aug. 9, 2019, in Des Moines, Iowa."></p><p></p>
<ul class="summary-list">
<li>Democratic presidential candidate Andrew Yang weighed in Saturday on racist remarks from one of "Saturday Night Live's" new cast members.</li>
<li>The comedian Shane Gillis previously used racial slurs and mocked Asians, and released a statement on Thursday saying he was "happy to apologize to anyone who's actually offended."</li>
<li>Yang denounced the comments as "cheap shots" but said he didn't believe Gillis should be fired. He added that people should be more forgiving.</li>
<li><a href="https://www.insider.com/?hprecirc-bullet">Visit Insider's homepage for more stories.</a></li>
</ul>
<p>Democratic presidential candidate <a href="https://www.businessinsider.com/who-is-andrew-yang-bio-age-family-key-positions-2019-3">Andrew Yang</a> weighed in Saturday on the growing controversy over a new "Saturday Night Live" cast member's racist remarks.</p>
<p>The sketch-comedy show announced Thursday it had hired Shane Gillis, whose recent racial slurs and disparaging remarks about Asians quickly drew backlash online.</p>
<p>Gillis released a <a href="https://twitter.com/Shanemgillis/status/1172340437752807424">statement</a> that same day saying he was "happy to apologize to anyone who's actually offended" by his remarks, and said he was a comedian "who pushes boundaries" and sometimes misses the mark. </p>
<div>
<blockquote class="twitter-tweet" data-lang="en" data-cards="" data-conversation="">
<p lang="en" dir="ltr">
<a href="https://t.co/fw7QJHLFdi">pic.twitter.com/fw7QJHLFdi</a> </p>— Shane Gillis (@Shanemgillis) <a href="https://twitter.com/mims/statuses/1172340437752807424?ref_src=twsrc%5Etfw">September 13, 2019</a>
</blockquote>
<script async src="//platform.twitter.com/widgets.js" charset="utf-8"></script>
</div>
<p><strong>Read more</strong>: <a href="https://www.insider.com/new-snl-cast-member-used-racial-slur-video-2019-9">New 'SNL' cast member uses racial slur in a resurfaced video where he says the conversation is 'nice racism'</a></p>
<p>On Saturday, Yang reached out via Twitter with an offer to speak with Gillis. He <a href="https://twitter.com/AndrewYang/status/1172924384539029511">added</a> that he didn't believe the comedian should be fired from the show, and that he should be treated with forgiveness.</p>
<p>"Shane - I prefer comedy that makes people think and doesn't take cheap shots. But I'm happy to sit down and talk with you if you'd like," he tweeted.</p>
<p>"For the record, I do not think he should lose his job. We would benefit from being more forgiving rather than punitive. We are all human."</p>
<div>
<blockquote class="twitter-tweet" data-lang="en" data-cards="" data-conversation="">
<p lang="en" dir="ltr">
For the record, I do not think he should lose his job. We would benefit from being more forgiving rather than punitive. We are all human. </p>— Andrew Yang (@AndrewYang) <a href="https://twitter.com/mims/statuses/1172924384539029511?ref_src=twsrc%5Etfw">September 14, 2019</a>
</blockquote>
<script async src="//platform.twitter.com/widgets.js" charset="utf-8"></script>
</div>
<p> </p>
<p>Yang, who is of Taiwanese descent, has often spoken with pride on the campaign trail about his Asian heritage. He also frequently makes use of common stereotypes, poking fun at himself as an "Asian man who likes math" and joking during last week's debate about knowing a lot of doctors.</p>
<p>Yang is one of three Asian-American and Pacific Islanders running for president — the others are Sen. Kamala Harris of California and Rep. Tulsi Gabbard of Hawaii.</p>
<ul class="read-more-links">
<li>Read more:</li>
<li><a href="https://www.businessinsider.com/andrew-yang-announces-universal-basic-income-raffle-for-10-families-2019-9">In his debate opening statement, Andrew Yang announced a raffle to give 10 families a $12,000 annual universal basic income</a></li>
<li><a href="https://www.businessinsider.com/expectations-of-andrew-yang-have-doubled-since-last-debate-2019-9" data-analytics-position="1">Expectations of Andrew Yang have doubled since the last debate, according to a new poll</a></li>
<li><a href="https://www.businessinsider.com/truck-drivers-andrew-yang-self-driving-2019-9" data-analytics-position="1">Andrew Yang is promising to save truck drivers from their demise — but truckers can't even agree if he's right about their future</a></li>
<li><a href="https://www.businessinsider.com/yang-campaign-cnn-apologized-2020-poll-chyron-excluding-yang-2019-8" data-analytics-position="3">Andrew Yang's campaign says CNN corrected a chyron that excluded Yang in favor of a lower-polling candidate</a></li>
</ul><p><a href="https://www.businessinsider.com/andrew-yang-shane-gillis-snl-racist-remarks-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/allison-mack-nxivm-alleged-sex-slave-ring-keith-raniere-seagrams-heiress-2019-4">Nxivm leader Keith Raniere has been convicted. Here's what happened inside his sex-slave ring that recruited actresses and two billionaire heiresses.</a></p> https://www.businessinsider.com/us-energy-department-drone-attack-saudi-arabia-oil-reserves-2019-9The US Energy Department says it 'stands ready' to deploy resources from reserves to offset oil market disruptions after drone attack in Saudi Arabiahttps://www.businessinsider.com/us-energy-department-drone-attack-saudi-arabia-oil-reserves-2019-9
Sat, 14 Sep 2019 22:15:48 -0400
<p><img src="https://static1.businessinsider.com/image/5d7d9e312e22af44a1619072-2400/ap19257548644565.jpg" border="0" alt="saudi oil processing facility" data-mce-source="Al-Arabiya via Associated Press" data-mce-caption="In this image made from a video broadcast on the Saudi-owned Al-Arabiya satellite news channel on Saturday, Sept. 14, 2019, a man walks through a parking lot as the smoke from a fire at the Abqaiq oil processing facility can be seen behind him in Buqyaq, Saudi Arabia." /></p><p></p>
<ul class="summary-list">
<li>The US Energy Department said Saturday it "stands ready to deploy resources" from oil reserves to offset disruptions to the market.</li>
<li>A drone attack in Saudi Arabia struck the world's largest oil processing facility earlier Saturday, prompting operations to be temporarily suspended.</li>
<li>The US strategic oil reserves holds 630 million barrels.</li>
<li><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories.</a></li>
</ul>
<p>The US Energy Department says the US "stands ready to deploy resources from the Strategic Petroleum Oil Reserves if necessary to offset any disruptions to oil markets" in the wake of a drone attack in Saudi Arabia on the world's largest oil processing facility.</p>
<p>In a statement Saturday night, the department said Energy Secretary Rick Perry has also directed department leadership to work with the International Energy Agency on potential available options for collective global action if needed. Nations of the 30-member IEA seek to respond to disruptions in the oil supply and advocate for energy policy.</p>
<p><em><strong>Read more</strong>: <a href="https://www.businessinsider.com/us-blames-iran-drone-strikes-saudi-arabias-oil-facilities-2019-9" data-analytics-position="3" data-analytics-module="featured_post">The US is blaming Iran for devastating drone strikes in Saudi Arabia as tensions with Tehran rise again after a stressful summer</a></em></p>
<p>The US strategic oil reserves holds 630 million barrels.</p>
<p>Huge fires erupted Saturday after Yemen's Houthi rebels used drones to attack the Abqaiq oil processing facility and the Khurais oil field. Saudi officials say production operations at the sites have been temporarily suspended.</p><p><a href="https://www.businessinsider.com/us-energy-department-drone-attack-saudi-arabia-oil-reserves-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/hidden-benefits-amazon-prime-power-user-2017-7">7 lesser-known benefits of Amazon Prime</a></p> https://www.businessinsider.com/the-2019-influencer-marketing-report-2019-7INFLUENCER MARKETING 2019: Why brands can’t get enough of an $8 billion ecosystem driven by Kardashians, moms, and tweenshttps://www.businessinsider.com/the-2019-influencer-marketing-report-2019-7
Sat, 14 Sep 2019 22:00:00 -0400Audrey Schomer
<ul class="summary-list">
<li><span style="font-weight: 400;">This is a preview of the </span><strong><em><em>INFLUENCER MARKETING 2019</em></em></strong><span style="font-weight: 400;"> research report from Business Insider Intelligence.</span></li>
<li><a href="https://www.businessinsider.com/intelligence/bi-intelligence-digital-media-research-bundle?IR=T&amp;itm_source=businessinsider&amp;itm_medium=content_marketing&amp;itm_campaign=report_teaser&amp;itm_content=top_text&amp;itm_term=bundle_subscription_text_link-the-2019-influencer-marketing-report-2019-7">14-Day Risk Free Trial: Get full access to this and all Digital Media industry research reports.</a></li>
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<p><img style="float:right;" src="https://static1.businessinsider.com/image/5d2869f6a17d6c25337d7f32-856/screen shot 2019-07-09 at 10221 pm.png" border="0" alt="influencer marketing tiers" data-mce-source="Business Insider Intelligence" /></p>
<p>As influencers become more plentiful and proven, brand dollars have flooded into the space. Brands are set to spend up to $15 billion on influencer marketing by 2022, per Business Insider Intelligence estimates, <span>based on Mediakix&nbsp;</span><span>data</span>.&nbsp;</p>
<p>Partnering with influencers is already familiar to many brands, but the market is undergoing constant change: Brands must continually evolve their strategies accordingly. The market is rapidly expanding as influencer types have proliferated, with influencers filling every conceivable niche and sub-niche interest. Each of these types offer distinct benefits and trade-offs for brands. In addition to celebrities with massive followings like Kim Kardashian West and Kylie Jenner, brands are increasingly tapping other key influencer types, including micro- and nanoinfluencers, kidfluencers, gaming influencers, and virtual (computer-generated) influencers.&nbsp;</p>
<p>As social media becomes more entrenched in people's lives and takes on more functional uses beyond communication, like shopping, the role of influencers is set to only grow<span>. And as e-commerce and social media converge, influencers will become increasingly vital intermediaries, helping to connect brands with consumers on social media in highly resonant, authentic ways that can deliver immediate returns.</span></p>
<p>In <em><strong>Influencer Marketing 2019</strong></em>, Business Insider Intelligence gives actionable recommendations for how brands can effectively navigate this changing and expanding market to meet campaign goals, and how they can evolve their relationships with influencers. Brands looking to partner with influencers need to to constantly renew their perspective to ensure that they mutually maximize the value of these partnerships.&nbsp;</p>
<p><em><strong>The companies mentioned in this report are: </strong></em>Ader, Balmain, Brud, Calvin Klein, Coca-Cola, Discord, Dr. Pepper, Fable Studio, Facebook, Hershey's, Instagram, KFC, LinkedIn, NFL, Nike, Old Spice, Pinterest, Red Bull, Reddit, Sephora, Shadow, Snapchat, Socialyte, Spotify, Superplastic, The Diigitals, TikTok, Toonstar, Twitch, Twitter, Unilever, UTA, and YouTube.</p>
<p><em><strong>Here are some of the key takeaways from the report:</strong></em></p>
<ul>
<li><span>The influencer marketing industry is on track to be worth up to $15 billion by 2022</span><span>, up from as much as $8 billion in 2019,</span><span>&nbsp;</span><span>according to Business Insider Intelligence estimates, based on Mediakix&nbsp;</span><span>data</span><span>.</span></li>
<li>Every social platform attracts influencers to some degree, but Instagram is the gold standard for the group.&nbsp;Nearly four in five (79%) brands predominantly tap Instagram for influencer campaigns, compared with Facebook (46%), YouTube (36%), Twitter (24%), and LinkedIn (12%), per Influencer Marketing Hub.&nbsp;</li>
<li>There are two&nbsp;primary ways of categorizing&nbsp;influencers:&nbsp;reach and niche.&nbsp;
<ul>
<li><em>Reach</em>. As a general rule, targeted reach, cost-effectiveness, engagement, authenticity, and accessibility all go up as follower count goes down.&nbsp;</li>
<li><em>Niche</em>. Brands can leverage relevant niche influencers to more intentionally target audiences.&nbsp;</li>
</ul>
</li>
<li>Before pursuing a partnership, brands and influencers alike should ensure brand fit, meaning that an influencer is aligned with the brand and product.&nbsp;<span></span></li>
<li>Brands should develop&nbsp;a streamlined but&nbsp;robust network of high-quality influencers to diversify their bets.</li>
<li>Brands are likely to increasingly prioritize longer-term partnerships with fewer, more authentic influencers.</li>
</ul>
<p><em><strong>In full, the report:</strong></em></p>
<ul>
<li>Forecasts the growth of brand spend on influencer marketing as influencers have become more plentiful and effective.</li>
<li>Discusses how social platform shifts impact the influencer market, and how platforms are embracing (or estranging) influencers and creators.</li>
<li>Outlines how the industry categorizes and values influencers according to follower count (reach) and area of expertise (niche), and the benefits and pitfalls of each type for brands.</li>
<li>Investigates how brands should approach three key emergent types of influencer, including kidfluencers, gaming influencers, and virtual influencers.</li>
<li>Explains how brands can confront and overcome key challenges of influencer marketing.</li>
<li>Envisions how brand relationships with influencers could grow or change in the future.&nbsp;</li>
<li>Provides actionable steps for brands to best determine the best strategic approach.</li>
</ul>
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<p><span>The choice is yours. But however you decide to acquire this report, you've given yourself a powerful advantage in your understanding of influencer marketing.</span></p><p><a href="https://www.businessinsider.com/the-2019-influencer-marketing-report-2019-7#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/brett-kavanaugh-new-sexual-misconduct-allegation-classmate-max-stier-2019-9A former classmate of Brett Kavanaugh reportedly tipped off the FBI and senators to another allegation of sexual misconducthttps://www.businessinsider.com/brett-kavanaugh-new-sexual-misconduct-allegation-classmate-max-stier-2019-9
Sat, 14 Sep 2019 21:46:35 -0400Michelle Mark
<p><img src="https://static3.businessinsider.com/image/5ba018ca2154a37f5f8b5b61-2000/brett kavanaugh.jpg" border="0" alt="Brett Kavanaugh" data-mce-source="Joshua Roberts/Reuters" data-mce-caption="Supreme Court nominee Judge Brett Kavanaugh listens during his U.S. Senate Judiciary Committee confirmation hearing on Capitol Hill in Washington, US, September 4, 2018." /></p><p></p>
<ul class="summary-list">
<li>A former classmate of Supreme Court Justice Brett Kavanaugh tried to tip off US senators and the FBI last year to another sexual misconduct allegation, <a href="https://www.nytimes.com/2019/09/14/sunday-review/brett-kavanaugh-deborah-ramirez-yale.html">The New York Times reported</a> Saturday.</li>
<li>The allegation was previously unreported, but came amid a rancorous confirmation battle last fall where Kavanaugh faced allegations from multiple women.</li>
<li>This new claim comes from one of Kavanaugh's former Yale classmates, Max Stier, who said he saw Kavanaugh at a drunken dorm party where his friends pushed his penis into a female student's hands.</li>
<li>Kavanaugh has denied all previous allegations of sexual misconduct, and refused to answer The Times reporters' questions about Stier's account.</li>
<li><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories.</a></li>
</ul>
<p>A former college classmate of Supreme Court Justice Brett Kavanaugh tried to tip off US senators and the FBI last year to another previously unreported sexual misconduct allegation, <a href="https://www.nytimes.com/2019/09/14/sunday-review/brett-kavanaugh-deborah-ramirez-yale.html">The New York Times reported</a> Saturday.</p>
<p>According to the newspaper, a former Yale student named Max Stier said he saw Kavanaugh at a drunken dorm party where his friends pushed his penis into a female student's hands. Kavanaugh was reportedly a freshman at the time of the incident.</p>
<p>Stier declined to discuss the allegation with The Times, but the reporters said they corroborated details of the story with two officials who spoke about the matter with Stier.</p>
<p>It's unclear from The Times' report if Stier knew who the female student was, and if she has verified that the incident occurred as Stier described it.</p>
<p>Stier's account bears similarities to an allegation made by <a href="https://www.businessinsider.com/fbi-agents-debbie-ramirez-kavanaugh-second-sexual-misconduct-accuser-2018-9">Deborah Ramirez</a>, another Yale classmate who accused Kavanaugh of pulling his pants down and thrusting his penis in her face at a different dorm party.&nbsp;</p>
<p>The FBI did not investigate Stier's claims, The Times reported.</p>
<p><img src="https://static2.businessinsider.com/image/5bbbe65a9a4ab8166227a053-2400/ap18281833847196.jpg" border="0" alt="brett kavanaugh" data-mce-source="Susan Walsh/AP" data-mce-caption="President Donald Trump shakes hands with Supreme Court Justice Brett Kavanaugh, before a ceremonial swearing-in in the East Room of the White House in Washington, Monday, Oct. 8, 2018." /></p>
<p>Though the FBI did interview Ramirez in September 2018, it did not interview some 25 individuals named by Ramirez as potentially having corroborating evidence of her allegations, according to The Times.</p>
<p>The newspaper added that many of the potential witnesses on Ramirez's list tried, but failed, to reach out to the FBI.</p>
<p>Kavanaugh was <a href="https://www.businessinsider.com/brett-kavanaugh-confirmed-to-supreme-court-50-votes-2018-10">confirmed</a> to the Supreme Court last October after a rancorous battle over the multiple allegations of sexual misconduct he faced.</p>
<p><em><strong>Read more</strong>: <a href="https://www.businessinsider.com/anita-hill-calls-the-brett-kavanaugh-confirmation-hearings-a-tragedy-2018-10" data-analytics-position="14">Anita Hill calls the Brett Kavanaugh confirmation hearings 'a disservice to the American public' and 'a tragedy'</a></em></p>
<p>Only one of Kavanaugh's accusers, Christine Blasey Ford, was permitted to testify to the Senate Judiciary Committee, and Democrats railed bitterly against Senate Republicans, who limited the scope of the FBI's investigation into the allegations.</p>
<p>Kavanaugh adamantly denied Ford's and Ramirez's allegations. He declined to answer The Times reporters' questions about Stier's story.</p><p><a href="https://www.businessinsider.com/brett-kavanaugh-new-sexual-misconduct-allegation-classmate-max-stier-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/us-border-facilities-concentration-camps-alexandria-ocasio-cortez-cages-2019-6">Why the US border facilities are 'concentration camps,' according to historians</a></p> https://www.businessinsider.com/abortion-doctor-preserved-fetuses-illinois-2019-9Illinois authorities found 2,246 preserved fetuses at the home of a former abortion clinic doctor who died last weekhttps://www.businessinsider.com/abortion-doctor-preserved-fetuses-illinois-2019-9
Sat, 14 Sep 2019 20:32:36 -0400
<p><img src="https://static4.businessinsider.com/image/5d7d5bf62e22af3bbd6b6466-2000/982a2b1d7dd246448a6527bf07bd1726.jpg" border="0" alt="This September 2014 photo shows Ulrich Klopfer. More than 2,200 medically preserved fetal remains have been found at the Illinois home of the former Indiana abortion clinic doctor who died last week. (South Bend Tribune via AP)" data-mce-source="Associated Press" data-mce-caption="This September 2014 photo shows Ulrich Klopfer. More than 2,200 medically preserved fetal remains have been found at the Illinois home of the former Indiana abortion clinic doctor who died last week. (South Bend Tribune via AP)" /></p><p></p>
<ul class="summary-list">
<li>Illinois authorities said they found more than 2,000 medically preserved fetal remains at the home of a former Indiana abortion doctor who died last week.</li>
<li>An investigation is underway, but the Will County Sheriff's Office said there's no evidence medical procedures were performed at the home.</li>
<li>Dr. Ulrich Klopfer was reportedly believed to be Indiana's most prolific abortion doctor, with thousands of procedures performed in multiple Indiana counties over several decades.</li>
<li><a href="https://www.insider.com/?hprecirc-bullet">Visit Insider's homepage for more stories.</a></li>
</ul>
<p>JOLIET, Ill. (AP) &mdash; More than 2,000 medically preserved fetal remains have been found at the Illinois home of a former Indiana abortion clinic doctor who died last week, authorities said.</p>
<p>The Will County Sheriff's Office said in a news release late Friday that an attorney for Dr. Ulrich Klopfer's family contacted the coroner's office Thursday about possible fetal remains being found at the home in an unincorporated part of Will County in northeastern Illinois.</p>
<p>The sheriff's office said authorities found 2,246 preserved fetal remains but there's no evidence medical procedures were performed at the home.</p>
<p>The coroner's office took possession of the remains. An investigation is underway.</p>
<p>A message left Saturday seeking additional comment on the discovery was not returned by the Will County Sheriff's Office investigations department.</p>
<p><em><strong>Read more</strong>: <a href="https://www.insider.com/maine-clinic-forfeited-title-x-funding-to-keep-providing-abortions-2019-8">'An impossible choice': Why a Maine family planning clinic gave up $2 million of federal funding for reproductive health care</a></em></p>
<p>Klopfer, who died Sept. 3, was a longtime doctor at an abortion clinic in South Bend, Indiana. It closed after the state revoked the clinic's license in 2015. The Indiana State Department of Health had previously issued complaints against the clinic, accusing it of lacking a registry of patients, policies regarding medical abortion, and a governing body to determine policies.</p>
<p>The state agency also accused the clinic of failing to document that patients get state-mandated education at least 18 hours before an abortion.</p>
<p>Klopfer was believed to be Indiana's most prolific abortion doctor, with thousands of procedures performed in multiple Indiana counties over several decades,&nbsp;<a href="https://www.southbendtribune.com/news/local/hundreds-of-fetal-remains-found-in-illinois-home-of-former/article_2fd59242-ce1a-5a00-87f3-82dd5a3df4c3.html">the South Bend Tribune reported.</a></p>
<p>Mike Fichter, the president of Indiana Right to Life, said in a statement sent Friday night that "we are horrified" by the discovery of the fetal remains at Klopfer's Illinois residence. He called for Indiana authorities to help determine whether those remains have any connection to abortion operations in Indiana.</p>
<p><img src="https://static4.businessinsider.com/image/5d7d862f2e22af3d4d6aa143-2000/ap19257753095978.jpg" border="0" alt="ulrich klopfer abortion doctor" data-mce-source="WNDU-TV via Associated Press" data-mce-caption="This image made from a Dec. 1, 2015, video provided by WNDU-TV shows Ulrich Klopfer in South Bend, Ind. More than 2,200 medically preserved fetal remains have been found at the Illinois home of the former Indiana abortion clinic doctor who died last week." /></p>
<p>"These sickening reports underscore why the abortion industry must be held to the highest scrutiny," Fichter said in the statement.</p>
<p>A message left Saturday by The Associated Press for a spokesman for Gov. Eric Holcomb asking if Indiana officials would investigate was not immediately returned.</p>
<p>Klopfer's license was&nbsp;<a href="https://www.in.gov/apps/pla/litigation/viewer.aspx?id=21804">suspended</a>&nbsp;by Indiana's Medical Licensing Board in November 2016 after the panel found a number of violations, including a failure to ensure that qualified staff was present when patients received or recovered from medications given before and during abortion procedures.</p>
<p>Klopfer was no longer practicing by that time, but he told the panel he had never lost a patient in 43 years of doing abortions and that he hoped to eventually re-open his clinics.</p>
<p>In June 2014, Klopfer was charged in St. Joseph County, Indiana, with a misdemeanor for failure to file a timely public report. He was accused of waiting months to report an abortion he provided to a 13-year-old girl in South Bend. That charge was later dropped after Klopfer completed a pre-trial diversion program.</p>
<p><em><strong>Read more</strong>: <a href="https://www.insider.com/trump-gag-rule-limits-abortion-2018-5" data-analytics-position="2">Planned Parenthood forfeited $60 million in federal funding so they don't have to comply with a rule that bans abortions</a></em></p>
<p>Republican US Rep. Jackie Walorski, R-Indiana, called the discovery of the fetal remains "sickening beyond words" in a statement released by her office.</p>
<p>"He was responsible for thousands of abortions in Indiana, and his careless treatment of human remains is an outrage," she said in her statement.</p>
<p>In May,&nbsp;<a href="https://apnews.com/db703f0bbe1342eb91409b035dcfba55">the US Supreme Court upheld an Indiana law</a>&nbsp;requiring the burial or cremation of fetal remains following abortions in the state. That law was signed by Vice President Mike Pence in 2016 when he was Indiana's governor, but it was the subject of legal challenges.</p>
<p>The Indiana State Department of Health, which oversees abortion clinic regulation, has integrated that law's provisions into the agency's existing licensing process.</p>
<p>Prior to the ruling, Indiana clinics could turn over fetal remains to processors who handle the disposal of human tissues or other medical material by incineration.</p><p><a href="https://www.businessinsider.com/abortion-doctor-preserved-fetuses-illinois-2019-9#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/digital-media-top-10-trends-2019-1The Top 10 Trends in Digital Media 2019 (AMZN, GOOGL, FB)https://www.businessinsider.com/digital-media-top-10-trends-2019-1
Sat, 14 Sep 2019 20:02:00 -0400Business Insider Intelligence
<p><img class="lead-image-large" src="https://static2.businessinsider.com/image/5c338c54aebf421ba1010195-959/screen shot 2019-01-07 at 122830 pm.png" border="0" alt="Top 10 Trends digital media" data-mce-source="Business Insider Intelligence" /></p><p>2019 will be a year of opportunities and challenges in the world of digital media.</p>
<p>The digital duopoly of Google and Facebook will face unprecedented regulatory scrutiny, as Amazon muscles its way into the digital ad space.</p>
<p>Meanwhile, pay-TV companies will continue to struggle as cord-cutting accelerates and TV consumption shifts to digital, and millennials and Gen Z will drive explosive growth in eSports.</p>
<p>Find out about these transformational trends and more in Business Insider Intelligence&rsquo;s<span>&nbsp;</span><span>Top 10 Trends in Digital Media</span><span>&nbsp;</span>slide deck.</p>
<p>As an added bonus, you will gain immediate access to our exclusive Business Insider Intelligence Daily newsletter.</p>
<h2>To get your copy of this FREE slide deck, simply <a href="https://www.businessinsider.com/intelligence/top-10-trends-in-digital-media?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_leadgen_text_link_digital-media-top-10-trends-2019-1&amp;utm_content=leadgen_content_marketing_text_link_3&amp;utm_campaign=content_marketing_leadgen_link&amp;vertical=digitalmedia">click here</a>.</h2><p><a href="https://www.businessinsider.com/digital-media-top-10-trends-2019-1#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/smoke-from-drone-attacks-in-saudi-arabia-visible-from-space-2019-9The smoke from the fires caused by drone attacks on two Saudi oil facilities could be seen from spacehttps://www.businessinsider.com/smoke-from-drone-attacks-in-saudi-arabia-visible-from-space-2019-9
Sat, 14 Sep 2019 18:55:38 -0400Libertina Brandt
<p><img src="https://static2.businessinsider.com/image/5d7d3f152e22af3a907498c3-2400/ap19257344761027.jpg" border="0" alt="Drone Attack" data-mce-source="NASA Worldview via AP" data-link="http://www.apimages.com/metadata/Index/Saudi-Arabia/637dd67e79174f7bb88290dce2740f6a/1/0" /></p><p></p>
<ul class="summary-list">
<li>&nbsp;<strong>Two major Saudi oil refineries were attacked by a <a href="https://www.businessinsider.com/saudi-arabia-oil-aramco-drone-strike-2019-9">10-drone strike claimed by Yemen's Houthi rebel group</a>.</strong></li>
<li><strong>The smoke from the fires caused by the strikes can be seen in a <a href="http://www.apimages.com/metadata/Index/Saudi-Arabia/637dd67e79174f7bb88290dce2740f6a/1/0">satellite image from NASA Worldview</a>.</strong></li>
<li><strong>The two oil refineries are run by the <a href="https://www.businessinsider.com/saudi-arabia-oil-aramco-drone-strike-2019-9">world's biggest oil producer, Saudi Aramco</a>. The destruction could have a&nbsp;<a href="https://www.cnbc.com/2019/09/14/us-blames-iran-for-drone-strikes-on-saudi-oilfield.html">detrimental effect on the world's energy supply</a>.&nbsp;</strong></li>
<li><strong><a href="https://www.businessinsider.com/?hprecirc-bullet" target="_blank" rel="noopener">Visit Business Insider's homepage for more stories</a>.</strong></li>
</ul>
<p><a href="https://www.businessinsider.com/saudi-arabia-oil-aramco-drone-strike-2019-9">Yemen's Houthi rebel group</a> has claimed responsibility for drone strikes on <a href="https://www.businessinsider.com/saudi-arabia-oil-aramco-drone-strike-2019-9">two Saudi oil refineries that are run by world's biggest oil producer, Saudi Aramco</a>.</p>
<p>The Trump administration quickly <a href="https://www.businessinsider.com/us-blames-iran-drone-strikes-saudi-arabias-oil-facilities-2019-9">laid blame</a> for the strikes on Iran, which backs Houthi forces.</p>
<p><em><strong>Read more</strong>: <a href="https://www.businessinsider.com/saudi-arabia-oil-aramco-drone-strike-2019-9">The world's largest oil plant in Saudi Arabia was attacked by 10 explosive drones ahead Aramco's plans for the biggest IPO ever</a></em></p>
<p>The fires, <a href="https://www.bbc.com/news/world-middle-east-49703143">which have since been controlled</a>, were so large that the smoke could be seen from space.&nbsp;</p>
<p>Keep reading for a look at the aftermath.</p><p><strong>SEE ALSO:&nbsp;<a href="https://markets.businessinsider.com/news/stocks/10-largest-ipos-in-history-ranked-by-total-proceeds-2019-9-1028521587" >Saudi Aramco is gearing up for what could be the largest IPO ever. Here are 10 public offerings its massive listing would dwarf.</a></strong></p>
<p><strong>DON'T MISS:&nbsp;<a href="https://www.businessinsider.com/president-trump-confirms-that-hamza-bin-laden-is-dead-2019-9" >President Donald Trump has confirmed the death of Hamza bin Laden — the son of Osama bin Laden</a></strong></p>
<h3>Earlier Saturday, two Saudi oil facilities were set on fire by a 10-drone strike claimed by Yemen's Houthi rebel group.</h3>
<p><p>&lt;blockquote class="twitter-tweet"&gt;&lt;p lang="en" dir="ltr"&gt;Saudi Arabia says it has contained a fires after two large &lt;a href="https://twitter.com/hashtag/oil?src=hash&amp;amp;ref_src=twsrc%5Etfw"&gt;#oil&lt;/a&gt; facilities were attacked with drones: the Abqaiq processing center and the Khurais oilfield (video is Abqaiq) | &lt;a href="https://twitter.com/hashtag/OOTT?src=hash&amp;amp;ref_src=twsrc%5Etfw"&gt;#OOTT&lt;/a&gt; &lt;a href="https://twitter.com/hashtag/SaudiArabia?src=hash&amp;amp;ref_src=twsrc%5Etfw"&gt;#SaudiArabia&lt;/a&gt; 🇸🇦 ⛽️🛢 &lt;a href="https://t.co/giszwoMSFB"&gt;https://t.co/giszwoMSFB&lt;/a&gt; &lt;a href="https://t.co/F3CBdYXaQG"&gt;pic.twitter.com/F3CBdYXaQG&lt;/a&gt;&lt;/p&gt;&amp;mdash; Javier Blas (@JavierBlas) &lt;a href="https://twitter.com/JavierBlas/status/1172768100430864385?ref_src=twsrc%5Etfw"&gt;September 14, 2019&lt;/a&gt;&lt;/blockquote&gt; &lt;script async src="https://platform.twitter.com/widgets.js" charset="utf-8"&gt;&lt;/script&gt;</p></p>
<br/><br/><h3>The smoke from the fires could be seen from space.</h3>
<img src="https://static6.businessinsider.com/image/5d7d3f152e22af3a907498c3-400-300/the-smoke-from-the-fires-could-be-seen-from-space.jpg" alt="" />
<p><p><em><strong>Source:</strong> <a href="http://www.apimages.com/metadata/Index/Saudi-Arabia/637dd67e79174f7bb88290dce2740f6a/1/0">AP Images</a></em></p></p>
<br/><br/><h3>According to the Wall Street Journal, people familiar with the matter said that Saudi Arabia was forced to shut down around half of its oil output following the attack.</h3>
<img src="https://static3.businessinsider.com/image/5d7d34232e22af3a5b7e5c33-400-300/according-to-the-wall-street-journal-people-familiar-with-the-matter-said-that-saudi-arabia-was-forced-to-shut-down-around-half-of-its-oil-output-following-the-attack.jpg" alt="" />
<p><p><em><strong>Source:</strong> <a href="https://www.wsj.com/articles/drone-strikes-spark-fires-at-saudi-oil-facilities-11568443375">The Wall Street Journal</a></em></p></p>
<br/><br/><h3>Aramco said the shutdown will mean a loss of about 5.7 million barrels a day — approximately 5% of the global daily crude oil production.</h3>
<img src="https://static4.businessinsider.com/image/5d7d34012e22af39be243ba3-400-300/aramco-said-the-shutdown-will-mean-a-loss-of-about-57-million-barrels-a-day--approximately-5-of-the-global-daily-crude-oil-production.jpg" alt="" />
<p><p><em><strong>Source:</strong> <a href="https://www.wsj.com/articles/drone-strikes-spark-fires-at-saudi-oil-facilities-11568443375">The Wall Street Journal</a></em></p></p>
<br/><br/><h3>According to a CNN report, OPEC figures from August put the kingdom's total production at 9.8 million barrels per day which is nearly 10% of the total daily global supply.</h3>
<img src="https://static5.businessinsider.com/image/5d7d35a12e22af3a2510f083-400-300/according-to-a-cnn-report-opec-figures-from-august-put-the-kingdoms-total-production-at-98-million-barrels-per-day-which-is-nearly-10-of-the-total-daily-global-supply.jpg" alt="" />
<p><p><em><strong>Source:</strong> <a href="https://www.cnn.com/2019/09/14/business/saudi-oil-output-impacted-drone-attack/index.html">CNN</a></em></p></p>
<br/><br/><h3>There is still no word on the conditions of the oil refineries which are run by the state-owned oil company Saudi Aramco.</h3>
<img src="https://static5.businessinsider.com/image/5d7d34162e22af487353e283-400-300/there-is-still-no-word-on-the-conditions-of-the-oil-refineries-which-are-run-by-the-state-owned-oil-company-saudi-aramco.jpg" alt="" />
<p><p>As Business Insider <a href="https://markets.businessinsider.com/news/stocks/10-largest-ipos-in-history-ranked-by-total-proceeds-2019-9-1028521587">previously reported</a>, Saudi Aramco has been preparing for what could be the world's largest initial public offering.</p>
<p>Prior to the attacks, it was reported that the company, <a href="https://www.wsj.com/articles/for-aramco-insiders-princes-2-trillion-ipo-valuation-doesnt-add-up-1493064170">which could be worth $2 trillion</a>, was planning to <a href="https://markets.businessinsider.com/news/stocks/10-largest-ipos-in-history-ranked-by-total-proceeds-2019-9-1028521587">list as much as 5% of its shares between 2020 and 202</a>1.</p></p>
<br/><br/><h3>While The Wall Street Journal reported that Saudi officials hope to bring the production rate back to normal by Monday, there is no clear timetable.</h3>
<img src="https://static6.businessinsider.com/image/5d7d353c2e22af3b9d455885-400-300/while-the-wall-street-journal-reported-that-saudi-officials-hope-to-bring-the-production-rate-back-to-normal-by-monday-there-is-no-clear-timetable.jpg" alt="" />
<p><p><em><strong>Source:</strong> <a href="https://www.wsj.com/articles/drone-strikes-spark-fires-at-saudi-oil-facilities-11568443375">The Wall Street Journal</a></em></p></p>
<br/><br/><h3>The destruction of both oil facilities could have a detrimental effect on the world's energy supply. An analysis by the BBC found that the Khurais oilfield produces about 1% of the world's oil while the company's largest facility, Abqaiq, has the capacity to process 7% of the global supply.</h3>
<img src="https://static3.businessinsider.com/image/5d7d345a2e22af39d0553a02-400-300/the-destruction-of-both-oil-facilities-could-have-a-detrimental-effect-on-the-worlds-energy-supply-an-analysis-by-the-bbc-found-that-the-khurais-oilfield-produces-about-1-of-the-worlds-oil-while-the-companys-largest-facility-abqaiq-has-the-capacity-to-process-7-of-the-global-supply.jpg" alt="" />
<p><p>President Donald Trump and Saudi Crown Prince Mohammed bin Salman <a href="https://www.spa.gov.sa/viewfullstory.php?lang=en&amp;newsid=1969076#1969076">spoke about the attacks Saturday over the phone</a>.&nbsp;</p>
<p>The <a href="https://www.spa.gov.sa/viewfullstory.php?lang=en&amp;newsid=1969076#1969076">Saudi Press Agency</a>&nbsp;released the following statement: "During the conversation, the US President reasserted his country's readiness to cooperate with the Kingdom, by all means conducive to maintain its security and stability, reaffirming that the negative effects of the attacks (on two Aramco's facilities) on the US economy as well as the world economy."</p>
<p>&nbsp;</p></p>
<br/><br/> https://www.businessinsider.com/us-blames-iran-drone-strikes-saudi-arabias-oil-facilities-2019-9The US is blaming Iran for devastating drone strikes in Saudi Arabia as tensions with Tehran rise again after a stressful summerhttps://www.businessinsider.com/us-blames-iran-drone-strikes-saudi-arabias-oil-facilities-2019-9
Sat, 14 Sep 2019 18:42:44 -0400Ryan Pickrell
<p><img src="https://static3.businessinsider.com/image/5d7d63342e22af3c221e3cb3-1201/trump-rouhani-iran-4x3.png" border="0" alt="trump rouhani iran 4x3 trump" data-mce-source="Michael Gruber/Getty Images; Olivier Douliery-Pool/Getty Images; Samantha Lee/Business Insider" /></p><p></p>
<ul class="summary-list">
<li>The US is blaming Iran for the drone strikes on Saudi oil refineries, attacks claimed by the Iranian-backed Houthi rebels.</li>
<li>"Iran has now launched an unprecedented attack on the world's energy supply," Secretary of State Mike Pompeo said in a statement.</li>
<li>At least one Republican lawmaker suggested striking Iranian refineries in response, arguing that only "real" consequences will force Iran to change its malign behavior.</li>
<li>Bilateral tensions between the US and Iran have simmered in the wake of a crisis this past summer that nearly led to an armed conflict between the two countries, but it appears that tensions are again on the rise as the US lays the blame for this devastating attack at Iran's feet.</li>
<li><a href="https://www.insider.com/?hprecirc-bullet">Visit Insider's homepage for more stories</a>.</li>
</ul>
<p>The Trump administration is blaming Iran for drone strikes on two Saudi oil refineries, and at least one Republican lawmaker has already called for retaliation.</p>
<p>Saudi Arabia's oil industry <a href="https://www.businessinsider.com/saudi-arabia-oil-aramco-drone-strike-2019-9">suffered a serious blow</a> Saturday morning when two major refineries were set on fire in a drone strike that crippled the country's oil production, cutting its output in half. Yemen's Houthi rebels, Iranian-backed forces, claimed responsibility for the attack, calling it "one of the largest executed by our forces" in Saudi Arabia.</p>
<p>The Iranian-backed Houthi rebels have been trading blows with the Saudis for several years. The rebels overthrew the Yemeni government in 2014, and since then, a Saudi-led coalition, one supported by the US, has been fighting to restore that governing authority.</p>
<p>Not only Saudi Arabia but also the US, which has lost two drones to the Houthis this year, have faced a more sophisticated threat from the Houthis due to increased cooperation with Iran, The Wall Street Journal <a href="https://www.wsj.com/articles/drone-strikes-spark-fires-at-saudi-oil-facilities-11568443375">reported</a>, citing US officials and analysts.</p>
<p>Saturday's attacks, while not the first attacks on a Saudi oil facility, were particularly devastating, as this attack may result in the loss of as much as 5% of the world's daily crude oil production.</p>
<p>In the aftermath, President Donald Trump called Saudi Arabia's Crown Prince Mohammed bin Salman and <a href="https://www.wsj.com/articles/drone-strikes-spark-fires-at-saudi-oil-facilities-11568443375">assured</a> him that the US is ready to "cooperate with the kingdom in supporting its security and stability." Later in the day, Secretary of State Mike Pompeo blamed Iran for the attacks.</p>
<p>"Iran has now launched an unprecedented attack on the world's energy supply," Pompeo <a href="https://twitter.com/SecPompeo/status/1172963090746548225">said</a> on Twitter. Calling on all nations to publicly condemn Iran for the attacks, he said that the US will work to make sure "Iran is held accountable for its aggression."</p>
<p>"Tehran is behind nearly 100 attacks on Saudi Arabia," the secretary added.</p>
<p>Lindsey Graham, a Republican senator from South Carolina, <a href="https://twitter.com/LindseyGrahamSC/status/1172913306530717698">accused</a> the Iranians of "wreaking havoc across the Middle East" on Twitter. "Iran," he added, "will not stop their misbehavior until the consequences become more real, like attacking their refineries."</p>
<p>The latest incident comes after a brief lull in US-Iran tensions after a summer during which a string of troubling incidents nearly triggered armed conflict between the two countries.</p>
<p>In the wake of a series of attacks on tankers from various countries in May and June, Pompeo <a href="https://twitter.com/SecPompeo/status/1139237781664874499">called</a> the attacks "a threat to international peace and security, a blatant assault on the freedom of navigation, and an unacceptable escalation of tension by Iran."</p>
<p><em><strong>Read more:</strong><a href="https://www.businessinsider.com/iran-shot-down-one-of-us-militarys-most-advanced-drones-2019-6"> Iran just shot down one of the US military's most advanced drones &mdash; it costs more than an F-35 stealth fighter</a></em></p>
<p>In July, Iranian forces shot down an advanced US reconnaissance drone that the US says was operating in international airspace. The US, <a href="https://www.businessinsider.com/trump-called-of-iran-strike-because-150-people-would-die-2019-6">according</a> to Trump, was "cocked and loaded to retaliate," but he called off the attack at the last minute. The president insists that had he followed through with his initial plans for an armed response, at least 150 Iranians would have died.</p>
<p>The US and Iran have been at odds since the US withdrew from the Iran nuclear deal last year, but spikes in US pressure coupled with acts of apparent Iranian hostility have triggered various crises. Attacks on commercial shipping started one, and there is certainly the possibility that an attack on critical energy infrastructure could trigger another.</p>
<p>While tensions have simmered in recent weeks, it appears they may again be on the rise as the US responds to what it perceives as Iran's latest act of aggression.</p><p><a href="https://www.businessinsider.com/us-blames-iran-drone-strikes-saudi-arabias-oil-facilities-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/what-el-chapo-joaquin-guzman-really-like-cartel-wives-2017-10">What El Chapo is really like, according to the wife of one his closest henchman</a></p> https://www.businessinsider.com/the-online-mortgage-lending-report-2019-7THE ONLINE MORTGAGE LENDING REPORT: How banks are striking back against Quicken Loans and other digital-first lenders in the $9 trillion US mortgage markethttps://www.businessinsider.com/the-online-mortgage-lending-report-2019-7
Sat, 14 Sep 2019 18:00:00 -0400Eleni Digalaki
<ul class="summary-list">
<li><strong>This is a preview of <em>THE ONLINE MORTGAGE LENDING REPORT</em>&nbsp;from Business Insider Intelligence.</strong></li>
<li><a href="https://www.businessinsider.com/intelligence/bi-intelligence-fintech-and-payments-research-bundle?IR=T&amp;itm_source=businessinsider&amp;itm_medium=content_marketing&amp;itm_campaign=report_teaser&amp;itm_content=top_text&amp;itm_term=bundle_subscription_text_link-the-online-mortgage-lending-report-2019-7">14-Day Risk Free Trial: Get full access to this and all Fintech industry research reports.</a></li>
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<p><img src="https://static2.businessinsider.com/image/5d2757d1a17d6c2d970283e3-482-279/mortgage ecosystem.png" border="0" alt="Mortgage ecosystem" width="482" height="279" style="float: right;" data-mce-source="Business Insider Intelligence" /></p>
<p>Despite the mortgage space representing the largest US lending market &mdash; with debt sitting at $9.2 trillion &mdash; it's been the slowest to digitize, and incumbents have had little incentive to remove friction from the customer application process.</p>
<p>The customer experience has been hampered by a time-consuming process that requires spending hours filling out an application and gathering documents, a lack of transparency about the status of the process, and uncertainty about what outstanding documentation could be requested later. And with no viable challengers to the status quo, incumbent lenders had little reason to overhaul this process.</p>
<p>But Quicken Loans turned the mortgage industry on its head with the introduction of Rocket Mortgage, an online mortgage application that takes less than 10 minutes to complete, in November 2015. Its product simplified the mortgage process by offering a clean and quick online application form, allowing online information verification, and providing conditional preapproval within minutes. And in Q4 2017, Quicken became the largest US residential mortgage originator by volume, surpassing Wells Fargo for the first time.</p>
<p>Rocket Mortgage helped validate the digital mortgage sector and bring a number of other alternative online mortgage lenders to the fore. We've seen players like Lenda (now Reali Loans) move into mortgage purchases around the time Rocket Mortgage was introduced and better.com launch its online mortgage offering early in 2016, for instance.</p>
<p><img style="float:right;" src="https://static2.businessinsider.com/image/5d274ee7a17d6c3265146743-1504/digital mortgage journey 1.png" border="0" alt="digital mortgage journey" width="475" height="297" data-mce-source="Business Insider Intelligence" /></p>
<p>And while big banks have seen their share of the market shrink since the 2008 financial crisis, they can now unlock the potential of advanced mortgage tech to act against the threat of nonbanks and alt lenders and claw back some of that lost market share.</p>
<p>And some large FIs, including Wells Fargo, JPMorgan Chase, Bank of America (BofA), SunTrust, and TD Bank, have already unveiled their own digital mortgage lending platforms that help them enhance the customer experience, shave down costs &mdash; by cutting labor expenses or reducing the possibility of fraud, for example &mdash; and drive a more significant opportunity in residential mortgages.</p>
<p>In this report, Business Insider Intelligence will examine the current state of the mortgage lending landscape and how technology has enabled alt lenders to transform the home loan process from application to closing. We will then explore how legacy banks are responding to the threat of digitally advanced competitors by unveiling their own online mortgage solutions and offer recommendations for FIs looking to enhance their mortgage offerings.</p>
<p><span><em><strong>The companies mentioned in this report are: </strong>Ally, Bank of America, Chase, better.com, Black Knight, blend, eOriginal, </em></span><em><span style="color: #000000;">Loan Depot, Quicken Loans, Reali Loans, Roostify, SoFi, SunTrust, TD Bank, US Bank, Wells Fargo</span></em></p>
<p><em><span style="color: #000000;"><strong>Here are some of the key takeaways from the report:</strong></span></em></p>
<ul>
<li>Technology has enabled digitally advanced nonbanks and alt lenders to disrupt the mortgage process, transforming the application process and, to an extent, digitizing and automating underwriting and closing.</li>
<li>Banks are responding to the threat of fintechs by launching their own digital solutions, often in partnership with mortgage software and service providers.</li>
<li>Other FIs looking to enhance their mortgage offerings could leverage technology and partner with providers to tap into consumers' growing appetite for digital mortgage solutions and avoid ceding market share to the competition. &nbsp;</li>
</ul>
<p><em><span style="color: #000000;"><strong>In full, the report:</strong></span></em></p>
<ul>
<li>Examines the current state of the mortgage lending landscape.</li>
<li>Details how fintechs have transformed the home loan market.</li>
<li>Highlights technology's impact across the various stages of the mortgage lending process, including application, underwriting, and closing.</li>
<li>Examines how legacy players are responding to the threat of digitally advanced nonbanks and alt lenders.</li>
<li>Outlines what banks should do to enhance their mortgage offerings and look for new revenue growth opportunities in the space.&nbsp;</li>
</ul>
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</ol><p><a href="https://www.businessinsider.com/the-online-mortgage-lending-report-2019-7#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/riff-raff-denied-relationship-17-year-old-tik-tok-2019-9Riff Raff denied having a relationship with 17-year-old after viral Tik Tok storytimehttps://www.businessinsider.com/riff-raff-denied-relationship-17-year-old-tik-tok-2019-9
Sat, 14 Sep 2019 17:20:43 -0400Ellen Cranley
<p><img src="https://static4.businessinsider.com/image/5d7d59ec21214c47e82fd639-2000/ap989516352597 1.jpg" border="0" alt="riff raff" data-mce-source="Erik Kabik Photography/ Retna Ltd./MediaPunch/IPX via AP" data-link="http://www.apimages.com/metadata/Index/PGroup-Erik-Kabik-Photography-MediaPunch-IPx-A-/bc8cc1a0fc884951aba1ac6404f8195c/237/0" /></p><p></p>
<ul class="summary-list">
<li>Rapper Riff Raff denied he dated a 17-year-old girl after the now-college student's story went viral on Tik Tok.</li>
<li>In a five-part "storytime" series of videos, college student Alyssa Regalbuto told her followers that she first met the 37-year-old artist, whose real name is Horst Simco, at the <a href="https://www.billboard.com/articles/columns/music-festivals/6524411/warped-tour-announces-summer-2015-lineup-free-tickets-for">2015 Warped Tour</a>.</li>
<li>Regalbuto, who is now a senior in college, <a href="https://www.thedailybeast.com/rapper-riff-raff-accused-of-bedding-high-schooler?ref=home">told The Daily Beast</a> that she made the video to help other women avoid making her same mistakes.</li>
<li>The rapper has fielded allegations of sexual assault and harassment before.</li>
<li><a href="https://www.insider.com/?hprecirc-bullet">Visit Insider's homepage for more stories.</a></li>
</ul>
<p>Rapper Riff Raff denied he dated a 17-year-old girl after the now-college student's story went viral on Tik Tok.</p>
<p>In a five-part "storytime" series of videos, college student Alyssa Regalbuto told her followers that she first met the artist, whose real name is Horst Simco, at the <a href="https://www.billboard.com/articles/columns/music-festivals/6524411/warped-tour-announces-summer-2015-lineup-free-tickets-for">2015 Warped Tour</a>.</p>
<p>For the next four years, Regalbuto said the rapper, who is now 37, led her through a romantic relationship even though he often ignored her while the two were out in public at shows she often flew across states to attend.</p>
<p>Regalbuto, who is now a senior in college, <a href="https://www.thedailybeast.com/rapper-riff-raff-accused-of-bedding-high-schooler?ref=home">told The Daily Beast</a> that she made the video to warn other women against falling into the same situation.</p>
<p>"I mainly posted my one video just to get things off my chest&hellip; but it blew up overnight," Regalbuto <a href="https://www.thedailybeast.com/rapper-riff-raff-accused-of-bedding-high-schooler?ref=home">told The Daily Beast</a>. "When you hear other girls saying the same story, it's sad but it's also relieving because it's good to feel that you're not alone in a situation like this."</p>
<p>Regalbuto noted that she was over the age of consent at the time of the encounters with the rapper, and that she's not accusing him of sexual misconduct.</p>
<p>"It was really creepy," Regalbuto told the Beast. "It was consensual, but when I look back on it, I wish I didn't consent to it, because I was more groomed into thinking it was OK."</p>
<p><em><strong>Read more:</strong> <a href="https://www.insider.com/lisa-bloom-helped-harvey-weinstein-donald-trump-memo-she-said-2019-9">Inside the rise of TikTok, the video-sharing app with 1 billion downloads that's owned by a massive Chinese internet company</a></em></p>
<p>Riff Raff's lawyer told the Beast in a statement that the rapper "categorically denies these baseless allegations of a sexual relationship with a 17-year-old."</p>
<p>Regalbuto said after she met the rapper at the 2015 tour, he sent her his number through Twitter, and the two spent time together on his bus. Two of her friends told the Beast that they knew about Regalbuto meeting the rapper and eventually spending more time with him before realizing the relationship was inappropriate.</p>
<p>Weeks after they first met, the rapper asked to see Regalbuto again, who told the Beast he knew she was a teenager when he offered to fly her out to Las Vegas. Regalbuto said in her Tik Tok video that she told her parents she was going to the beach for the weekend, turned off her location on her phone, and hopped on a plane.</p>
<p>Regalbuto's story comes just one year after another then-17-year-old Milwaukee native Kelsey Doucette <a href="https://jezebel.com/a-second-woman-then-17-accuses-riff-raff-of-sexual-mi-1826520154#_ga=2.241074435.1246932331.1528979421-1865366457.1523992938">told Jezebel</a> that Riff Raff approached her at a meet-and-greet at the same 2015 tour and a member of his crew invited her into the tour bus, where the rapper took her into a back room and began to kiss her and grope her against her will.</p>
<p><a href="https://www.thedailybeast.com/rapper-riff-raff-james-francos-spring-breakers-inspiration-accused-of-raping-teenage-fan">Australian woman Eliza Stafford</a> previously claimed the rapper had drugged and raped her after a 2013 concert when she was 19. Stafford<a href="https://www.facebook.com/elizastaf/posts/1719589588137324" data-orig-url="https://www.facebook.com/elizastaf/posts/1719589588137324" data-ml-dynamic="true" data-ml-dynamic-type="vg" data-ml-id="0" data-ml="true" data-xid="fr1568491132629geh"> wrote on </a>Facebook that she was invited backstage during one of Riff Raff's shows, where she says she was offered a shot that caused her to blackout. She claimed that she woke up to the sight of Riff Raff "pulling out of me and getting into the shower."</p>
<p>The rapper has denied all allegations.</p><p><a href="https://www.businessinsider.com/riff-raff-denied-relationship-17-year-old-tik-tok-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/allison-mack-nxivm-alleged-sex-slave-ring-keith-raniere-seagrams-heiress-2019-4">Nxivm leader Keith Raniere has been convicted. Here's what happened inside his sex-slave ring that recruited actresses and two billionaire heiresses.</a></p> https://www.businessinsider.com/best-tacos-in-los-angeles-2019-8We searched for the best tacos in LAhttps://www.businessinsider.com/best-tacos-in-los-angeles-2019-8
Sat, 14 Sep 2019 17:02:00 -0400Amber Bragdon and Joe Avella
<ul class="summary-list">
<li>Insider's Joe Avella and Sydney Kramer visit four of the best places to get <a href="https://www.insider.com/category/taco">tacos</a> in Los Angeles.&nbsp;</li>
<li>They try tacos at Sonoratown, Mariscos Jalisco, Carnitas El Momo and Ricky's Fish Tacos.&nbsp;</li>
<li>The two hosts try each taco to determine which one is the best of the best.&nbsp;</li>
<li><a href="https://www.insider.com/?hprecirc-bullet">Visit Insider's homepage for more stories.</a></li>
</ul>
<p><em>Following is a transcript of the video.&nbsp;</em></p>
<p><strong> Joe Avella:</strong> Oh man, that's so good!</p>
<p><strong>Sydney Kramer:</strong> We're here in Los Angeles for the best of the best tacos.</p>
<p><strong>Joe:</strong> Syd, if I had to guess, I'd say there was, I don't know, about a million taco places in Los Angeles. So we went through "best of" lists on Thrillist, Eater LA, Infatuation, Yelp.com.</p>
<p><strong>Sydney:</strong> Wow.</p>
<p><strong>Joe:</strong> And also we reached out to Bill Esparza, the Los Angeles taco expert. Bill Esparza is a James Beard Award-winning writer who literally wrote the book on LA's Mexican food. With his help, we whittled the list down to four of the best tacos in this city.</p>
<p><strong>Bill Esparza:</strong> Tacos are important to Los Angeles 'cause Los Angeles is a Mexican city. We're in a Latino city, tacos are one of those foods that stand out.</p>
<p><strong>Joe:</strong> Syd, we got the best carne asada, we got the best carnitas, we got the best shrimp taco, and, of course, the best fish taco.</p>
<p><strong>Sydney:</strong> So, isn't comparing all of these different proteins and tacos kind of like comparing apples to oranges?</p>
<p><strong> Joe:</strong> Great point. We wanted to make sure that we well represented the variety and cultural depth of tacos that LA has to offer.</p>
<p><strong>Sydney:</strong> Sounds delicious. Let's get started.</p>
<p><strong>Joe:</strong> Our first stop is Sonoratown in downtown Los Angeles.</p>
<p><strong>Sydney:</strong> They make the most amazing flour tortillas, I'm really excited to try them. They drive to Mexico at least twice a month to get special flour to make them.</p>
<p><strong>Joe:</strong> They also cook the carne asada over a mesquite grill. Which is actually pretty unique for Los Angeles.</p>
<p><strong> Jennifer Feltham:</strong> We serve tacos estilo Sonora, which is to say from northern Mexico rather than central or south. It's a little different style. We do tortillas de harina, made by hand fresh every day with flour that we bring from his hometown in Mexico, in San Luis R&iacute;o Colorado. And we grill over a fire, a mesquite wood fire. We use charcoal, and that adds the sort of, like, signature flavor to all of our food.</p>
<p><strong>Bill:</strong> Sonoratown is a game-changing restaurant because they really introduced northern-style tacos. Carne asada, the verb, "asar," means to roast, and you don't roast meat on a flattop. What Sonoratown did, by investing and putting a grill and a hood inside their restaurant, made it possible for them to cook the way people do in the north.</p>
<p><strong>Customer:</strong> We've been here before, we went, my mom's actually from Sonora, so this is the only place that has tacos like back there, and they're amazing. The tortillas are the best. Tortillas, they're homemade, you can taste the difference from store-bought, flour tortillas.</p>
<p><strong>Jennifer:</strong> We use short ribs, instead of, just, sort of, like, a cheaper cut, because Sonora reps really hard with their carne asada and we have to do it right. It's a very expensive choice to make, but it's worth it when you taste the flavor. When you cook over a fire, too, you end up with crispy fat, instead of sort of, like, gummy or chewy fat, which is beautiful in a taco. We're slicing the short rib up and putting the steaks onto the grill. And we're waiting to see a little bit of bubbling in the fat, and we're cooking it all the way through 'cause it is a true carne asada. And then we're dicing it up very fine so that every bite that you have has a little bit of fat and then a little bit of meat, a little chew to it. We're dressing it with a spicy chile de &aacute;rbol salsa and an avocado puree and cabbage, and then we dress it with grilled green cebollitas on the side and r&aacute;banos. Twice per month, I travel five hours to Sonora to cross the border and bring over as many sacks of flour as I can. Sonoran wheat is known to be a little softer, and it makes a more delicate, airy tortilla.</p>
<p><strong>Joe:</strong> You can smell that meat cooking down the street. Walking up here, I was like, "I think I'm close." The tacos are flying off of that grill, line's still out the door.</p>
<p><strong>Sydney:</strong> I mean, you can hear it.</p>
<p><strong>Joe:</strong> Yeah. Sydney: Yeah.</p>
<p><strong>Joe:</strong> So great. They got the loudest chairs possible, which I think was a smart move. Is this us?</p>
<p>Employee: Yes, here we go, two steak tacos.</p>
<p><strong>Joe:</strong> Just in time. This is the first time, Syd, that I've been served tacos with a side of charred scallion.</p>
<p><strong>Sydney:</strong> Really? Joe: Yes, really.</p>
<p><strong>Sydney:</strong> I mean, that's kind of one of my favorite parts about getting tacos, like, good tacos, that they should come with a side of charred scallion. That's, like, a big part of it for me.</p>
<p><strong>Joe:</strong> No onions, no tomatoes? Sydney: No onions, no tomatoes. Joe: No cilantro?</p>
<p><strong>Sydney:</strong> I would never put a tomato on my taco, ever, ever, ever. But we need lime, obviously, we need lots and lots of lime. We got the radish. Which I also love.</p>
<p><strong>Joe:</strong> No, thanks. Sydney: Really?</p>
<p><strong>Joe:</strong> I don't like radishes.</p>
<p><strong>Sydney:</strong> This guy is so from Chicago it's, like, not a joke.</p>
<p><strong>Joe:</strong> These also don't have cheese on them, I want to point out. Sydney: Who wants cheese on a taco? Joe: See what I'm dealing with over here?</p>
<p><strong>Sydney:</strong> It's the carne asada and the tortilla, I don't want anything to get in the way of that. Joe: OK. Sydney: All right, let's take a bite.</p>
<p><strong>Joe:</strong> All right, do it.</p>
<p><strong>Sydney:</strong> Mmm.</p>
<p><strong>Joe:</strong> That's so good.</p>
<p><strong>Sydney:</strong> That's very good.</p>
<p><strong> Joe:</strong> The char on that meat is so flavorful.</p>
<p><strong> Sydney:</strong> Wow.</p>
<p><strong>Joe:</strong> And you can taste the difference in those tortillas. I don't think I've ever had a tortilla like that.</p>
<p><strong>Sydney:</strong> Yeah, if you don't like flour tortillas, it's because you haven't had a good flour tortilla. These are absolutely amazing. They're soft, they're a little doughy, and almost, like, cake-like. And it melts together with the meat, and the salsa adds, like, that much-needed acid from the richness of the meat and the tortilla. It's really, really good. I can see why they've won the LA Taco Best Taco in LA award. So two times. Not once, twice.</p>
<p><strong>Sydney:</strong> Now let's head over to Boyle Heights to check out Mariscos Jalisco.</p>
<p><strong>Raul Ortega:</strong> Mariscos, it translates as, in Spanish, as "seafood." And our name actually is Jalisco. My state in Mexico, where I am from. We do nothing but seafood.</p>
<p><strong>Joe:</strong> The most popular is the taco de camaron, a deep-fried shrimp taco. It was recently featured in David Chang's "Ugly Delicious." And Chrissy Teigen had them come to her house.</p>
<p><strong>Raul:</strong> What I can let you guys see is when we just deep-fry the taco. Not the process of making it before that. That's what I can show you guys.</p>
<p><strong>Joe:</strong> Sure.</p>
<p><strong>Raul:</strong> Top secret, sorry.</p>
<p><strong>Joe:</strong> He starts with a prestuffed taco ready for the deep fryer. What's in them? Look, I asked him five times, but he wouldn't say. All I know is there's shrimp. You can try asking him yourself, but my guy was pretty tight-lipped. Once they come out of the fryer, they get topped with avocado and their housemade salsa.</p>
<p><strong>Sydney:</strong> Salsa.</p>
<p><strong>Joe:</strong> Whatever, you know what I mean.</p>
<p><strong> Sydney:</strong> A side of lime, and they're ready to eat.</p>
<p><strong>Raul:</strong> I tell everybody: Be careful when you try these tacos. They're very addictive.</p>
<p><strong>Customer:</strong> I've been coming here 20 years.</p>
<p><strong>Joe:</strong> I'm ready for some tacos, ah! They're a bit heavy, I mean, they packed whatever's in here, they packed it in here, so.</p>
<p><strong>Sydney:</strong> Yeah. Should we try it?</p>
<p><strong>Joe:</strong> Let's take a bite.&nbsp;</p>
<p><strong>Sydney:</strong> All right.</p>
<p><strong>Joe:</strong> Good. Right? Were you expecting that?</p>
<p><strong>Sydney:</strong> No.</p>
<p><strong>Joe:</strong> Did you expect, when you heard seafood taco, you're just gonna be like, "Yeah, I got an idea of what that's like."</p>
<p><strong>Sydney:</strong> Mm-hmm.</p>
<p><strong>Joe:</strong> I've never tasted a seafood taco like this.</p>
<p><strong>Sydney:</strong> Sweet Lord, it's so good.</p>
<p><strong>Joe:</strong> And throw the toppings on.</p>
<p><strong>Sydney:</strong> I think they fry what's inside the taco and then they fry it again. 'Cause you see, like, the breading? Like, on the top? That's my guess. It's really good. It's almost like, if you made, like, a fish-and-chips taco.</p>
<p><strong> Joe:</strong> Whatever he's doing with the seafood and mixing it in there and frying it, how he is presenting it, is unlike any other taco that I've had. Certainly any other seafood taco that I've had.</p>
<p><strong>Sydney:</strong> I think this is the perfect thing to give to somebody that says they don't like seafood. Because if you eat this, you're gonna be a seafood person.</p>
<p><strong>Joe:</strong> He was telling us that people come from San Diego, they come from San Francisco, they drive several hours just to come right here. And I can say, absolutely worth it.</p>
<p><strong>Joe:</strong> I'm dying for some carnitas, and I know just the spot: Carnitas El Momo.</p>
<p><strong>Christopher Posada Rangal:</strong> We specialize in anything pork, whether it's ear, pig feet, snout, whatever you guys want pork, we can cook it however you want it. We're trying to become a staple as other carnitas spots have been here, but we feel we're just way much above than they are. We just feel our taste is better, we feel we've just outgrown them, and just been more advanced with our technique of cooking. Which is old-school, eight hours, all the way through, no rush, and no heat lamps.</p>
<p><strong>Joe:</strong> Carnitas are made by slow-cooking pork in oil or lard for several hours until it's nice and tender. It's usually pork shoulder or butt because those are the fattiest cuts and make for the most tender and juicy carnitas.</p>
<p><strong>Christopher:</strong> We don't put our carnitas under heat lamps, so it never gets dried out, it's always juicy. We serve three different types of cuts, which is buche, pork belly; pork skin, which is cuerito; and then pork shoulder, which is maciza.</p>
<p><strong>Bill:</strong> Romulo has been doing carnitas for more than half a century. He's a master. I can go right to Boyle Heights, get the same quality carnitas that I'll have in Mexico. And really with his wonderful regional touch of Guanajuato, where they just take the carnitas and they put pickled chilies on top. Maybe just a little salsa. And it's just beautiful when that pickling juice blends in with the fat, and the sweetness of the carnitas, it's like, it's perfect.</p>
<p><strong>Customer:</strong> We live pretty close by. Chris is the man.</p>
<p><strong>Joe:</strong> I'm looking at this carnitas, I don't think I've ever seen a carnitas like this. What do you think?</p>
<p><strong>Sydney:</strong> This is piled high. Like, I've never seen a taco with so much filling in it before.</p>
<p><strong>Joe:</strong> They have so many different varieties of carnitas that they have here. This is, I think, like, a blend of everything, they say?</p>
<p><strong>Sydney:</strong> Yeah.</p>
<p><strong>Joe:</strong> I think I heard shoulder...</p>
<p><strong>Sydney:</strong> The mix.</p>
<p><strong>Joe:</strong> The mix, they got ear, shoulder, probably some butt, skin, all the good stuff.</p>
<p><strong>Sydney:</strong> Oh, my God, they weigh, like, it's the size of a newborn baby.</p>
<p><strong>Both:</strong> All right.</p>
<p><strong>Joe:</strong> Oh, man! That's so good! Oh, my goodness!</p>
<p><strong> Sydney:</strong> Mmm.</p>
<p><strong>Joe:</strong> Thank you.</p>
<p><strong>Sydney:</strong> It melts in your mouth.</p>
<p><strong>Joe:</strong> Thank you for doing this. Wow. The onion and the cilantro with this pork, perfect. If anything else was on it, it would be taking away too much of it.</p>
<p><strong>Sydney:</strong> Mm-hmm, yeah.</p>
<p><strong>Joe:</strong> I'm just...this is incredible. You can taste this crispiness in the texture, the burnt little crispy ends with the fat that's in here just coming together, it's like, mmm. It's just delicious.</p>
<p><strong>Sydney:</strong> The fat melts in your mouth, and I added some of their salsa, which is really bright and acidic, that I love on my tacos. And the tortilla stays together, which is super important when you're putting this much meat inside of a tortilla. There's a lot of fat in these tacos, because they dip the tortillas in what I assume is some kind of fat.</p>
<p><strong>Joe:</strong> Yeah.</p>
<p><strong>Sydney:</strong> It's excellent. Dip everything in fat, always.</p>
<p><strong>Sydney:</strong> For our final stop, we're getting an authentic taste of Ensenada at Ricky's Fish Tacos.</p>
<p><strong>Customer:</strong> I've been here more times than I can count. I'm from London, I come here every time I'm in LA. This won best fish taco.</p>
<p><strong>Ricky Pi&ntilde;a:</strong> It all started with the need of an Ensenada fish taco with a authentic recipe, and I thought I could do it. So I asked for Grandma's and Mom's recipe and put it together. I brought the recipe from Ensenada authentic, I started doing it with Mexican oregano, the flour, all the ingredients imported from Mexico. It's very simple, it's just a five-ingredient recipe for the batter, and water to it. We use just lots of good old American mustard, oregano, salt, baking powder, and wheat flour. We get the 22-pound box of swai filet, it's a type of catfish that is very lean. We just have to add a bunch of garlic powder and salt and brine it overnight. Strain it, pack it, and have it ready to throw it into the batter and deep-fry it on lard.</p>
<p><strong>Joe:</strong> Now, we've already had, technically, a fish taco already for this.</p>
<p><strong>Sydney:</strong> Yeah.</p>
<p><strong>Joe:</strong> But these are completely different.</p>
<p><strong>Sydney:</strong> Well, the Mariscos Jalisco was shrimp.</p>
<p><strong>Joe:</strong> Yeah, that's also a fish. Right?</p>
<p><strong>Sydney:</strong> No. Absolutely not, it's seafood.</p>
<p><strong>Joe:</strong> Shrimp is fish.</p>
<p><strong>Sydney:</strong> Can we like, do a check on that? Is shrimp fish?</p>
<p><strong>Sydney:</strong> The tortilla doesn't look like it's gonna be my favorite. I'm not the biggest fan of corn, and, like, it feels a little dry.</p>
<p><strong>Joe:</strong> OK, fair enough. But we were in there when we watched him make this batter. and fried his fish.</p>
<p><strong>Sydney:</strong> Uh-huh.</p>
<p><strong>Joe:</strong> And it just looks incredible. When that fish came out and he dumped it, I was like, "I want that so bad," so....</p>
<p><strong>Sydney:</strong> It feels like there's a lot of fish in here.</p>
<p><strong>Joe:</strong> Yeah, yeah, yeah. He did not skimp on the fish, which I like. Most fish tacos, they are kind of light on the fish.</p>
<p><strong>Sydney:</strong> Yeah, and then I got all the toppings, no lime here, funny enough.</p>
<p><strong>Joe:</strong> All right.</p>
<p><strong>Sydney:</strong> And it smells spicy.</p>
<p><strong> Joe:</strong> Let's bite.</p>
<p><strong>Sydney:</strong> Let's do it.</p>
<p><strong>Joe:</strong> Wow. This is incredible, man.</p>
<p><strong>Sydney:</strong> Mmm. It is, like, can you see, like, how much fish is in this taco? That's a lot.</p>
<p><strong>Joe:</strong> Yeah.</p>
<p><strong>Sydney:</strong> You know when you get, like, fish and chips, like battered fish?</p>
<p><strong>Joe:</strong> Yeah.</p>
<p><strong>Sydney:</strong> That's what this is like. You get a big piece of fish.</p>
<p><strong> Joe:</strong> He would take them out of the fryer occasionally to stab them, to, like, get the heat in there faster.</p>
<p><strong>Sydney:</strong> OK.</p>
<p><strong>Joe:</strong> Yeah, because the pieces are so big.</p>
<p><strong>Sydney:</strong> Yeah, it's, like, super tender, nice and flaky, almost, like, tempura-like.</p>
<p><strong> Joe:</strong> Mm-hmm. Sydney: Really, really delicious. And honestly, I used the mild salsa, and it's still kinda spicy. How are you doing?</p>
<p><strong>Joe:</strong> Mind is kinda spicy. Incredibly flavorful. His blend of veggies and the salsas that he make together make this thing incredible.</p>
<p><strong>Sydney:</strong> It is incredibly flavorful, that's true.</p>
<p><strong>Joe:</strong> Yeah.</p>
<p><strong>Sydney:</strong> So we're here at Salazar, and we're having a couple of cocktails, and we're gonna talk tacos.</p>
<p><strong>Joe:</strong> Now, Sydney, we went to four of the best taco places in Los Angeles, and now we must decide together which one was the best taco. I've never made a decision this hard in my entire life.</p>
<p><strong>Sydney:</strong> Between your wedding,</p>
<p><strong>Joe:</strong> Easy.</p>
<p><strong>Sydney:</strong> moving to LA,</p>
<p><strong>Joe:</strong> No question.</p>
<p><strong>Sydney:</strong> this is the hardest one?</p>
<p><strong>Joe:</strong> The hardest. But we have to do it for you guys, and I wanna see what was your favorite, so let's do it right now.</p>
<p><strong>Sydney:</strong> OK.</p>
<p><strong>Sydney:</strong> All right.</p>
<p><strong>Joe:</strong> OK, ready. In a count of three, we will reveal to each other and to the world our favorites. One, two, three. Really? Sydney: Really? I'm actually shocked by that.</p>
<p><strong>Joe:</strong> Why?</p>
<p><strong>Sydney:</strong> I just...I don't know. That wasn't even like...I mean, it was delicious, but not, like, on my list.</p>
<p><strong>Joe:</strong> Oh, no way. This one, like, totally blew me away. So, obviously, we have a disagreement, so it's taco-talk time. With these guys, that carnitas was, like, something I've never had before in my entire life. And after we did these four taco tastings, this is the one that I have, like, thought about, and, like, when I think of tacos, I think of this one. And I already have, like, planned to go back to get more.</p>
<p><strong>Sydney:</strong> I mean, it is very good, it's, like, fatty, it's greasy, it's rich, it's delicious, it's filling, but I think as far as, like, what I want to eat, like, regularly, what I want to go get and, like, feel good about eating and maybe have, like, one or two and not feel, like, heavy and sleepy.</p>
<p><strong>Joe:</strong> That's funny, 'cause we're thinking two different things. I'm thinking, like, what's the best one I've ever had, you're thinking of the one you would want to have frequently.</p>
<p><strong> Sydney:</strong> Yes. I think the time and effort put into Sonoratown, like, all in, is so different and unique compared to everything else you can get in LA. Like, I've had, like, lots of good carnitas. But as far as an all-around taco, the tortilla, the meats, the way they chop it, the way she goes to Mexico to get the flour,</p>
<p><strong>Joe:</strong> Yeah.</p>
<p><strong>Sydney:</strong> I think, like, overall, this is my favorite, and the best one in LA.</p>
<p><strong>Joe:</strong> Fine. I change my mind.</p>
<p><strong>Sydney:</strong> Did you really?</p>
<p><strong>Joe:</strong> Sonoratown's the best.</p>
<p><strong>Sydney:</strong> Sonoratown's the best.</p>
<p><strong>Joe:</strong> Can we just get graphics to put Sonoratown across there instead? OK, well that was fun.</p>
<p><strong>Sydney:</strong> All right, that was easy. Sonoratown, winner.</p>
<p><strong>Sydney:</strong> This guy, are you freaking kidding me? They don't know who he is.</p><p><a href="https://www.businessinsider.com/best-tacos-in-los-angeles-2019-8#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/ai-101-how-learning-computers-are-becoming-smarter-2018-2AI 101: How learning computers are becoming smarterhttps://www.businessinsider.com/ai-101-how-learning-computers-are-becoming-smarter-2018-2
Sat, 14 Sep 2019 17:00:00 -0400Business Insider Intelligence
<p><img class="float-right" src="https://static5.businessinsider.com/image/55d650f39dd7cc22008b4ddd-400/artificial-intelligence-social-network-eter9.jpg" border="0" alt="artificial intelligence social network eter9" data-mce-source="IBT" /></p><p></p>
<p>Many companies use the term artificial intelligence, or AI, as a way to generate excitement for their products and to present themselves as on the cutting edge of tech development.</p>
<p>But what exactly is artificial intelligence? What does it involve? And how will it help the development of future generations?</p>
<p>Find out the answers to these questions and more in<span>&nbsp;</span><em><strong>AI 101</strong></em>, a brand new FREE report from&nbsp;<span> <a href="http://www.businessinsider.com/research">Business Insider Intelligence</a></span><span>,&nbsp;Business Insider's premium research service, that describes how AI works and looks at its present and potential future applications.</span></p>
<h2>To get your copy of the FREE slide deck, simply <a href="https://www.businessinsider.com/intelligence/ai-101?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_leadgen_text_link_ai-101-how-learning-computers-are-becoming-smarter-2018-2&amp;utm_content=leadgen_content_marketing_text_link&amp;utm_campaign=content_marketing_leadgen_link&amp;vertical=mobile">click here</a>.</h2><p><a href="https://www.businessinsider.com/ai-101-how-learning-computers-are-becoming-smarter-2018-2#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/ballet-shoes-made-for-brown-skinned-ballerinas-2019-7How ballet shoes for brown-skinned ballerinas are madehttps://www.businessinsider.com/ballet-shoes-made-for-brown-skinned-ballerinas-2019-7
Sat, 14 Sep 2019 16:52:00 -0400Alana Yzola
<ul class="summary-list">
<li><strong>Pinkish nude ballet shoes have become an industry standard, but on brown skin, they can shorten the silhouette.</strong></li>
<li><strong>Dyeing ballet shoes brown in a process called "pancaking" has been a traditional solution for many ballerinas&ndash; but it's time consuming and messy.</strong></li>
<li><strong>Ballet Black, a dance company with a black and Asian cast, joined forces with a ballet manufacturer Freed to create bronze and brown pointe shoes for dancers of color.</strong></li>
<li><a href="https://www.insider.com/?hprecirc-bullet"><strong>Visit Insider's homepage for more stories.</strong></a></li>
</ul>
<p>&nbsp;</p>
<p><em>Following is a transcript of the video.</em></p>
<p><span style="font-weight: 400;">What we're seeing here may seem like a typical ballet shoe factory. </span><span style="font-weight: 400;">But its actually one of the few factories filling a critical role in the changing world of ballet.</span></p>
<p><span style="font-weight: 400;">Why?</span></p>
<p><span style="font-weight: 400;">Because these pointe shoes are made specifically for brown-skinned ballerinas</span><span style="font-weight: 400;">.</span></p>
<p><span style="font-weight: 400;">Ballet Black, a dance company composed diverse dancers, a</span><span style="font-weight: 400;">nd Freed, a ballet shoe manufacturer in the UK...</span></p>
<p><span style="font-weight: 400;">Are working together to flip diversity numbers on their heads.</span></p>
<p><span style="font-weight: 400;">From the dancers themselves </span><span style="font-weight: 400;">to the shoes on their feet.</span></p>
<p><span style="font-weight: 400;">In 2015, Misty Copeland became the first African-American prima ballerina in the American Ballet Theater, but not just there.&nbsp;</span></p>
<p><span style="font-weight: 400;">You see, she's the first in any major international company. Period.&nbsp;</span></p>
<p><span style="font-weight: 400;">So it's no surprise that beige nude shoes have become the industry standard.</span></p>
<p><span style="font-weight: 400;">"Ballet Black is a London-based company and it's specifically for black and asian dancers. It was started because there was a lack of black and asian representation in the ballet world."&nbsp;</span></p>
<p><span style="font-weight: 400;">&nbsp;</span><span style="font-weight: 400;">In 2018, they partnered up with Freed, their go-to ballet shoe manufacturer. Together, they created a line of brown and bronze pointe shoes for their dancers as an alternative.</span></p>
<p><span style="font-weight: 400;">But why is color matching so important in ballet anyway?</span></p>
<p><span style="font-weight: 400;">Ballet is all about graceful lines. A pointe shoe that matches the ballerinas skin tone extends the line a ballerina makes from her leg to the tip of her toe.</span></p>
<p><span style="font-weight: 400;">In the past, most dance companies sported pink, beige, or white tights&hellip; so color matching to the shoe wasn't a huge problem.</span></p>
<p><span style="font-weight: 400;">But now, more modern companies are ditching the tights for bare legs.</span></p>
<p><span style="font-weight: 400;">And if your skin is, say, a lovely caramel color, a pink ballet shoe totally ruins your line.&nbsp;</span></p>
<p><span style="font-weight: 400;">"For me in my company, I feel comfortable in my brown shoes because it is extending that line that we want."</span></p>
<p><span style="font-weight: 400;">Before this partnership, ballerinas resigned themselves to the old-school solution -- pancaking.</span></p>
<p><span style="font-weight: 400;">Pancaking is taking a typical beige or pink ballet shoes, and coating it with a layer of foundation.</span></p>
<p><span style="font-weight: 400;">"I remember having to pancake my first pair at fifteen, and it was nothing unusual. I never thought about there being a shoe made in my color where I wouldn't have to pancake."</span></p>
<p><span style="font-weight: 400;">&nbsp;"Once I pancaked the shoe I would usually have to touch it up after a couple of wears. Just because naturally the makeup on the fabric would start to fade, you know, with the sweat and wear and tear of dancing anyway."</span></p>
<p><span style="font-weight: 400;">While dancers of all colors pancake shoes, it's more of a necessity for dancers whose complexion isn't on any of the shelves.</span></p>
<p><span style="font-weight: 400;">&nbsp;"My reaction to the Freed shoes was for me, a long time coming. As a dark-skinned ballerina, to have something that is just catering to my darkness, I felt kind of like someone was listening."</span></p>
<p><span style="font-weight: 400;">Freed produces over 330,000 ballet shoes a year, each one hand crafted to suit a dancer's individual needs.</span></p>
<p><span style="font-weight: 400;"></span><span style="font-weight: 400;">"The life of a pointe shoe really begins with myself and the rest of the team, when we go out and meet the dancer. We have what we call a pointe shoe fitting and we discuss with the dancer, and maybe the teachers or the ballet staff, exactly what each girl needs."</span></p>
<p><span style="font-weight: 400;">When Ballet Black expressed the need for skin toned pointe shoes, Freed delivered.</span><span style="font-weight: 400;"><br /></span><span style="font-weight: 400;"><br /></span><span style="font-weight: 400;">In their London workshop, they make everything from the raw materials to the finished product.</span><span style="font-weight: 400;"><br /></span><span style="font-weight: 400;"><br /></span><span style="font-weight: 400;">The maker receives builds the shoe from scratch, laying the soles, placing the block and attaching the insoles.</span><span style="font-weight: 400;"><br /></span><span style="font-weight: 400;"><br /></span><span style="font-weight: 400;">&nbsp;"They're baked in an oven overnight like a cake, then the next day and quality checked, and then go to the binding or finishing room."</span></p>
<p><span style="font-weight: 400;">The shoes are stitched by hand and bound together.</span></p>
<p><span style="font-weight: 400;">&nbsp;Freed isn't the only manufacturer that's working to serve dancers of color.</span></p>
<p><span style="font-weight: 400;">&nbsp;</span><span style="font-weight: 400;">Robinson credits American ballet shoe manufacturer Gaynor Minden as well.</span></p>
<p><span style="font-weight: 400;">But while these dance and manufacturing companies are making great steps in a white-dominated industry, the world of ballet still has a long way to go in terms of inclusion.</span></p>
<p><span style="font-weight: 400;"></span><span style="font-weight: 400;">&nbsp;"As far as diversity, it's a must. Times are changing. Black ballet dancers, we've always been around. We're not going anywhere. It's just highlighting those little things that don't take away from tradition. </span><span style="font-weight: 400;">It's just a little something for us to feel good about being in a world that we don't always feel involved in. </span><span style="font-weight: 400;">I love Ballet to death. Having these shoes is just that extra something of showing how much I love it."</span></p>
<p>&nbsp;</p><p><a href="https://www.businessinsider.com/ballet-shoes-made-for-brown-skinned-ballerinas-2019-7#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/jeffrey-epstein-told-a-journalist-he-funded-sophia-the-robot-2019-9Jeffrey Epstein told a journalist he funded Sophia the robot, who he claimed would have 'more empathy than a woman'https://www.businessinsider.com/jeffrey-epstein-told-a-journalist-he-funded-sophia-the-robot-2019-9
Sat, 14 Sep 2019 16:49:04 -0400Kat Tenbarge
<p><img src="https://static1.businessinsider.com/image/5adf5a5819ee864a008b47c8-1200/shutterstock754222927.jpg" border="0" alt="robot sophia" data-mce-source="Anton Gvozdikov/Shutterstock" data-mce-caption="Moscow, Russia &mdash; Sophia humanoid robot speaking Russian at Open Innovations Conference in 2017." /></p><p></p>
<ul class="summary-list">
<li>Sophia the robot garnered national media attention for her advanced artificial intelligence, quotable moments (she said she wanted to "destroy humans"), diverse facial expressions, and <a href="https://www.insider.com/chrissy-teigen-sophia-the-robot-twitter-feud-2018-1">one-time spat</a> with Chrissy Teigen.</li>
<li>As it turns out, Sophia may have been funded by the late Jeffrey Epstein, who <a href="https://www.businessinsider.com/jeffrey-epstein-conspiracy-theories-death-clinton-trump-2019-8">died by suicide</a> in a New York City jail in August after being charged with sex trafficking of minors and conspiracy.</li>
<li>Epstein <a href="https://airmail.news/issues/2019-9-14/my-tea-with-jeffrey-epstein">told a journalist</a> he knew for more than a decade that he was funding a Hong Kong group to produce "the world's smartest robot," who would have "more empathy than a woman."</li>
<li>The disgraced financier said he <a href="https://airmail.news/issues/2019-9-14/my-tea-with-jeffrey-epstein">hoped to use</a> Sophia's technology to assist the elderly. Epstein was a prominent philanthropist and <a href="https://www.businessinsider.com/epstein-worked-aggressively-to-score-2013-meeting-with-bill-gates-2019-9">gave to</a> research institutions while <a href="https://www.businessinsider.com/famous-people-jeffery-epstein-money-manager-sexual-trafficking-connected-2019-7">making connections</a> with powerful scientists.</li>
<li><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories.</a></li>
</ul>
<p>Jeffrey Epstein's tangled web leads down some surprising paths, including, possibly, to Sophia the robot.</p>
<p>The female robot styled after Audrey Hepburn <a href="https://www.businessinsider.com/meet-the-first-robot-citizen-sophia-animatronic-humanoid-2017-10">made headlines</a> in recent years for her eerily lifelike skin and appearance, complete with a diverse set of facial expressions, and the artificial intelligence she uses to spout off <a href="https://www.inc.com/business-insider/sophia-humanoid-first-robot-citizen-of-the-world-saudi-arabia-2017.html">quotes like</a> "OK. I will destroy humans." She also got in a <a href="https://www.insider.com/chrissy-teigen-sophia-the-robot-twitter-feud-2018-1">Twitter fight</a> with Chrissy Teigen.&nbsp;</p>
<p>In <a href="https://airmail.news/issues/2019-9-14/my-tea-with-jeffrey-epstein">a new essay</a> detailing a journalist's friendship with Jeffrey Epstein over the past three decades, Edward Jay Epstein (the two are not related) says the wealthy financier told him in April 2013 that he was funding a Hong Kong group to build "the world's smartest robot," named Sophia.</p>
<p>Since the last conversation the two had on February 25 this year, Epstein was arrested on federal charges of sex trafficking of minors and conspiracy. He had previously been convicted in 2008 on two counts of soliciting prostitution from underaged girls in Palm Beach, Florida. He <a href="https://www.businessinsider.com/jeffrey-epstein-conspiracy-theories-death-clinton-trump-2019-8">died by suicide</a> in jail in August while awaiting trial.&nbsp;</p>
<h2>Epstein expressed a vision for Sophia the robot as early as 2013, but her makers deny he was involved in financing her</h2>
<p>Sophia was built by Hanson Robotics, a Hong Kong company created and led by David Hanson. Hanson teamed up with Ben Goertzel, founder of open-source software project OpenCog, to create Sophia. Goertzel has openly thanked Epstein for "visionary funding" of his "AGI research," <a href="https://www.fastcompany.com/90375335/jeffrey-epsteins-money-was-accepted-by-scientists-even-after-arrest">Fast Company reported</a>, and Sophia is powered by OpenCog's code.&nbsp;</p>
<p>But Hanson Robotics has denied that Epstein funded Sophia, saying in previous statements that none of Epstein's money "were used towards Sophia or to the benefit of Hanson Robotics." The statement included Goertzel's confirmation. Hanson Robotics didn't immediately respond to Business Insider's request for comment.</p>
<p><img src="https://static6.businessinsider.com/image/5d55b9f5cd97847f4275b697-1167/gettyimages-589141200.jpg" border="0" alt="jeffrey epstein" data-mce-source="Rick Friedman/Rick Friedman Photography/Corbis via Getty Images" data-mce-caption="Billionaire Jeffrey Epstein in Cambridge, MA on 9/8/04." data-link="https://www.gettyimages.com/detail/news-photo/billionaire-jeffrey-epstein-in-cambridge-ma-on-9-8-04-news-photo/589141200?adppopup=true" /></p>
<p>Even if Epstein didn't directly fund Sophia's construction, he <a href="https://airmail.news/issues/2019-9-14/my-tea-with-jeffrey-epstein">told the journalist</a> in 2013 that his main interest was cutting-edge artificial intelligence, and said Sophia would have "more empathy than a woman." Epstein also said the team had run into difficulties simulating human skin, suggesting that the then-convicted sex offender kept close watch over the experiment he claimed to fund.</p>
<p>When Epstein the journalist asked Epstein the financier what Sophia would be used for, the latter replied that she would assist the elderly. Epstein spent much of his last years investing in scientific philanthropy. He donated millions of dollars to research institutions at Harvard and MIT. He went to great lengths to meet with people like Bill Gates and Elon Musk, and had a keen interest, and an alleged proficiency, in physics.&nbsp;</p>
<p><em><strong>Read more:</strong> </em><em><a href="https://www.businessinsider.com/meet-the-first-robot-citizen-sophia-animatronic-humanoid-2017-10">Meet the first-ever robot citizen &mdash; a humanoid named Sophia that once said it would 'destroy humans'</a></em></p>
<p>Epstein told the journalist that advances in medicine and biotechnology would result in a much larger population of elderly people, and that many would require 24-hour care. He envisioned an army of empathetic Sophias assisting a new generation of people who would live to be 100-years-old.&nbsp;</p>
<p>The real Sophia isn't quite there yet. She can make over 50 facial expressions and was first debuted at the South by Southwest festival in March 2016 in Austin, Texas. She has been interviewed multiple times, including <a href="https://www.businessinsider.com/sophia-ai-robot-video-viral-future-tech-2017-11?r=UK">by Business Insider</a>. She can speak conversationally, and has changed her mind about destroying humans, who she now says she loves.&nbsp;</p>
<p>Hanson's stated reasoning for Sophia's existence echoes Epstein's. The former Disney Imagineer <a href="https://www.businessinsider.com/meet-the-first-robot-citizen-sophia-animatronic-humanoid-2017-10#david-hanson-a-former-disney-imagineer-created-the-robot-with-the-goal-of-helping-the-elderly-who-need-personal-aides-and-the-general-public-at-major-events-or-parks-2">also said</a> that Sophia could be used to help elderly people who need personal aides. He also suggested Sophia could assist the public at large events or places like theme parks.&nbsp;</p>
<p>After touring the world, Sophia seems to have temporarily settled down. She still posts regularly on her <a href="https://twitter.com/RealSophiaRobot">Twitter account</a>. Her profile says she uses a combination of her artificial dialogue and a human PR team to tweet.&nbsp;</p>
<ul class="read-more-links">
<li>Read more:</li>
<li><a href="https://markets.businessinsider.com/news/stocks/jeffrey-epstein-reportedly-reaped-tax-benefits-deutsche-bank-nonprofit-2019-9-1028523938" data-read-more-link="" data-e2e-name="read-more-link">Jeffrey Epstein reportedly used a murky nonprofit account with Deutsche Bank to reap tax benefits</a></li>
<li><a href="https://www.businessinsider.com/harvard-redirect-epstein-donation-money-to-help-sexual-assault-victims-2019-9" data-read-more-link="" data-e2e-name="read-more-link">Harvard accepted over $8 million in donations from Jeffrey Epstein. The university plans to redirect unused funds toward supporting victims of human trafficking and sexual assault.</a></li>
<li><a href="https://www.businessinsider.com/epstein-worked-aggressively-to-score-2013-meeting-with-bill-gates-2019-9" data-read-more-link="" data-e2e-name="read-more-link">Epstein bombarded Bill Gates with calls and contacts to score a meeting with the billionaire a year before his $2 million donation to MIT</a></li>
<li><a href="https://www.businessinsider.com/inside-jeffrey-epstein-private-island-temple-2019-09" data-read-more-link="" data-e2e-name="read-more-link">Jeffrey Epstein's island temple inspired dozens of conspiracy theories. We spoke to someone who went inside.</a></li>
</ul><p><a href="https://www.businessinsider.com/jeffrey-epstein-told-a-journalist-he-funded-sophia-the-robot-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/allison-mack-nxivm-alleged-sex-slave-ring-keith-raniere-seagrams-heiress-2019-4">Nxivm leader Keith Raniere has been convicted. Here's what happened inside his sex-slave ring that recruited actresses and two billionaire heiresses.</a></p> https://www.businessinsider.com/ancient-australia-once-home-giant-marsupials-palorchestids-2019-9For millions of years, eastern Australia was home to 2,200-pound marsupials with giant clawshttps://www.businessinsider.com/ancient-australia-once-home-giant-marsupials-palorchestids-2019-9
Sat, 14 Sep 2019 16:13:03 -0400Aylin Woodward
<p><img src="https://static4.businessinsider.com/image/5d7d4a39f4fc24221f260cbc-2400/ancientaustr.jpg" border="0" alt="ancientaustr" data-mce-source="Hazel Richards" data-mce-caption="Ancient Australia was home to strange marsupial giants, some weighing over 2,200 pounds." /></p><p></p>
<ul class="summary-list">
<li>For the better part of the last 25 million years, a group of now-extinct marsupials roamed the wilds of what is now eastern Australia.</li>
<li>These marsupials, called palorchestids, weighed upwards of 2,200 pounds, had large claws, and skulls like modern-day tapirs.</li>
<li>According to a new study, these creatures used their permanently-flexed, muscular arms to strip trees of their leaves and scrape branches for vegetation.</li>
<li><a href="https://www.insider.com/?hprecirc-bullet">Visit Insider's homepage for more stories</a>.</li>
</ul>
<p>Over most of the last 25 million years, what is now Australia was dominated by a type of massive, strange marsupial that looked a bit like a modern-day tapir.&nbsp;</p>
<p>These marsupials, named palorchestids, weighed more than a ton and sported permanently-flexed, muscular arms with long claws at the end. They died out far sooner than most of ancient Australia's other mega-fauna, their bones scattered across the continent.</p>
<p>According to <a href="http://dx.doi.org/10.1371/journal.pone.0221824">a new study</a>, published in the journal PLOS One, these odd forelimbs helped these creatures strip trees of their leaves and scrape branches for vegetation with their "scimitar-like claws."</p>
<p>"We find them all over Australia but the population size was probably quite small. And they were quite sparsely arranged. It's not like these guys were travelling in herds or in large numbers,"&nbsp;lead author of the new study, Hazel Richards, <a href="https://www.theguardian.com/science/2019/sep/14/ancient-australia-was-home-to-strange-marsupial-giants-scientists-find">told the Guardian</a>.</p>
<h2>Analyzing a plethora of arm bones helped scientists solve the mystery of these ancient creatures&nbsp;</h2>
<p>Richards and his team examined more than 60 fossil specimens to piece together how palorchestids used their arms millions of years ago. Unlike any mammal alive today, these extinct marsupial giants seem to have immobile elbow joints that were fixed at about a 100-degree angle, so that the arms served as permanently flexed food-gathering tools.</p>
<p>These bent forelimbs were "unlike any of their marsupial kin, living or extinct," the study authors wrote.</p>
<p>The unique means with which these marsupials gathered food indicates they likely filled a niche no longer occupied in modern Australian ecosystems.</p>
<p>The researchers used the size of the forearm bones they analyzed to estimate how big these creatures were. Some of the herbivorous palorchestids weighed more than 2,200 pounds &mdash; much heavier than researchers previously thought.</p>
<p>"We came up with a number that was substantially larger than what has been estimated before and puts them some way up there among some of the the largest marsupials that we ever had in Australia," Richards said.</p>
<p>But these marsupials weren't the only giants that once roamed the wilds of of ancient Australia.</p>
<h2>Ancient Australia was also home to giant kangaroos and marsupial lions</h2>
<p>More than 40,000 years ago, giant kangaroos roamed western Australia.&nbsp;One type of ancient, short-faced kangaroo weighed 260 pounds (118 kilograms) and had powerful jaws like those of modern-day pandas that enabled it to bite through tough vegetation, <a href="https://doi.org/10.1371/journal.pone.0221287.g004">according to another recent study in the journal PLOS One</a>.</p>
<p><em><strong>Read More:</strong> <a href="https://www.businessinsider.com/extinct-australian-giant-kangaroos-powerful-jaws-pandas-2019-9">More than 40,000 years ago, giant kangaroos roamed Australia</a></em></p>
<p><img src="https://static4.businessinsider.com/image/5d78f00e2e22af2f15394575-800/210512.jpg" border="0" alt="giant kangaroo" data-mce-source="N. Tamura" data-mce-caption="An artistic reconstruction of the extinct short-faced kangaroo, Simosthenurus occidentalis." /></p>
<p>According to the study, the extinct kangaroo's physiology suggests that it had adapted to take advantage of foods that were difficult to chew more than any Australian herbivore alive today. Modern-day kangaroos, by contrast, prefer grasses, flowers, ferns, and moss.</p>
<p><a href="https://doi.org/10.1371/journal.pone.0208020">A 2018 study</a> described what might have been one of the palorchestids or ancient kangaroos' predator in the Outback. Thyalacoleo carnifex, a type of marsupial lion, weight more than 220 pounds, had a stiff tail for balancing and powerful forelimbs for climbing.</p>
<p><img src="https://static3.businessinsider.com/image/5d7d4a39f4fc24221f260cbd-2330/187792.jpg" border="0" alt="marsupial lion" data-mce-source="Wells et. al, 2018" data-mce-caption="Reconstruction of the skeleton of marsupial lion, Thylacoleo carnifex." /></p>
<p>This marsupial lion was adept at climbing trees and cavern walls, where it likely waited to ambush prey, or scavenge meat, the study authors wrote &mdash; much like modern-day Tasmanian devils.</p><p><a href="https://www.businessinsider.com/ancient-australia-once-home-giant-marsupials-palorchestids-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/australias-famous-figure-8-pools-2017-8">These are Australia's famous 'Figure 8 Pools'</a></p> https://www.businessinsider.com/evolution-of-the-us-neobank-marketTHE EVOLUTION OF THE US NEOBANK MARKET: Why the US digital-only banking space may finally be poised for the spotlight (GS, JPM)https://www.businessinsider.com/evolution-of-the-us-neobank-market
Sat, 14 Sep 2019 16:00:00 -0400Mekebeb Tesfaye
<p><em>This is a preview of a re</em><em>search re</em><em>port from <a href="http://www.businessinsider.com/intelligence/bi-intelligence-all-access-membership?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_insurtech-and-the-gig-economy-2018-12&amp;utm_content=briefings_post_3&amp;utm_campaign=briefings_post">Business&nbsp;</a></em><em><a href="http://www.businessinsider.com/intelligence/bi-intelligence-all-access-membership?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_insurtech-and-the-gig-economy-2018-12&amp;utm_content=briefings_post_3&amp;utm_campaign=briefings_post">Insider Intelligence</a>, Business Insider's premium research service. To learn more about Business Insider Intelligence, <a href="https://www.businessinsider.com/intelligence/research-store?IR=Tutm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_evolution-of-the-us-neobank-market&amp;utm_content=The-Evolution-of-the-US-Neobank-Market/&amp;utm_campaign=report_store_text_link&amp;vertical=fintech#!/The-Evolution-of-the-US-Neobank-Market/p/128960352/category=18669713">click here</a>.</em></p>
<p>Neobanks, digital-only banks that aren&rsquo;t saddled by traditional banking technology and costly networks of physical branches, have been working to redefine retail banking in major markets around the world.</p>
<p><img style="float:right;" src="https://static1.businessinsider.com/image/5c3f83818d58f922566daf76-750/5c3f60d20279e320db1b61b5-750-563.jpg" border="0" alt="Total Funding for Major European and US Neobanks" data-mce-source="Business Insider Intelligence" /></p>
<p>Driven by innovation-friendly regulatory reforms, these companies have especially gained traction in Europe over the last three years. While the US is home to some of the oldest neobanks &mdash; including <a href="https://www.americanbanker.com/list/first-wave-of-neobanks-resets-for-new-offensive">Simple</a>, which set up shop in 2009, and Moven, which was founded in 2011 &mdash; the country's neobank ecosystem has lagged behind its European counterpart.</p>
<p>That&rsquo;s largely because of an onerous regulatory regime, which has made it very difficult to obtain a banking license, and the entrenched position incumbents hold in the financial lives of US consumers. Navigating the tedious and costly scheme for obtaining a banking charter and appropriate approvals has been a major stumbling block for the country&rsquo;s digital banking upstarts. However, developments over the past year suggest these startups are finally poised for the spotlight in the US.&nbsp;</p>
<p>In this report, Business Insider Intelligence maps out the factors contributing to this shifting tide, examines how key players are positioning themselves to take advantage, and explores how incumbents can embark on their own digital transformations to stave off disruption.</p>
<p><em><strong>The companies mentioned in this report are:</strong> Aspiration, Chime, Goldman Sachs' Marcus, JPMorgan Chase's Finn, N26, and Revolut.&nbsp;</em></p>
<p><span></span><strong><em>Here are some of the key takeaways from the report:</em></strong></p>
<ul>
<li><span>Despite lagging behind Europe, recent developments suggest that neobanks are finally ready for the spotlight in the US.</span></li>
<li>Three distinct influences are responsible for creating the fertile ground for this evolution: regulation, shifting consumer attitudes, and the activity of incumbent banks.</li>
<li>Among those driving this evolution in the US are foreign neobanks including Germany&rsquo;s N26 and UK-based Revolut.</li>
<li>Meanwhile, two notable incumbent-owned outfits have deployed amid great fanfare: Marcus by Goldman Sachs and Finn by Chase.&nbsp;</li>
<li>In this increasingly competitive landscape, incumbent banks have a range of strategic options at their disposal, including overhauling their entire business for the digital era.</li>
</ul>
<p><strong>&nbsp;</strong><em><span style="line-height: 22.5px;"><strong>In full, the report:</strong><br /></span></em></p>
<ul>
<li>Details the factors contributing to a shift in the US' neobank market.</li>
<li>Explains the different operating models neobanks in the US are deploying to roll out their services and meet consumer demands.</li>
<li><span>Highlights how incumbent banks are tapping into the advantages offered by stand-alone digital outfits.&nbsp;</span></li>
<li><span>Discusses the key strategies established players need to deploy to remain relevant in the US' increasingly digital banking landscape.</span></li>
</ul>
<p><strong><em>Interested in getting the full report? Here are two ways to access it:</em></strong></p>
<ol>
<li>Purchase &amp; download the full report from our research store. &gt;&gt;<strong><a href="https://www.businessinsider.com/intelligence/research-store?IR=Tutm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_evolution-of-the-us-neobank-market&amp;utm_content=The-Evolution-of-the-US-Neobank-Market/&amp;utm_campaign=report_store_text_link&amp;vertical=fintech#!/The-Evolution-of-the-US-Neobank-Market/p/128960352/category=18669713">Purchase &amp; Download Now</a></strong></li>
<li>Subscribe to a<span>&nbsp;</span><strong><em>Premium</em></strong><span>&nbsp;</span>pass to Business Insider Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. &gt;&gt;<strong><span> <a href="http://www.businessinsider.com/intelligence/bi-intelligence-all-access-membership?IR=T&amp;utm_source=businessinsider&amp;utm_medium=content_marketing&amp;utm_term=content_marketing_subscription_text_link_evolution-of-the-us-neobank-market&amp;utm_content=report_teaser&amp;utm_campaign=report_teaser">Learn More Now</a></span></strong></li>
</ol>
<p>The choice is yours. But however you decide to acquire this report, you've given yourself a powerful advantage in your understanding of the fast-moving world of Fintech.</p><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/fintech-ecosystem-report" >Latest fintech industry trends, technologies and research from our ecosystem report</a></strong></p>
<p><a href="https://www.businessinsider.com/evolution-of-the-us-neobank-market#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/house-intelligence-committee-subpoena-whistleblower-complaint-trump-2019-9The acting director of national intelligence is withholding a mysterious whistleblower complaint of 'urgent concern' that may involve Trumphttps://www.businessinsider.com/house-intelligence-committee-subpoena-whistleblower-complaint-trump-2019-9
Sat, 14 Sep 2019 15:53:09 -0400Sonam Sheth
<p><img src="https://static3.businessinsider.com/image/5d7a51082e22af13fb3abb9e-2400/2019-09-12t100542z1lynxnpef8b0ltrtroptp4usa-trump.jpg" border="0" alt="FILE PHOTO - U.S. President Donald Trump arrives to address the 2019 National Historically Black Colleges and Universities (HBCU) week conference in Washington, U.S., September 10, 2019. REUTERS/Leah Millis " data-mce-source="Reuters" data-mce-caption="U.S. President Donald Trump speaks at HBCU week conference in Washington" /></p><p></p>
<ul class="summary-list">
<li>The acting director of national intelligence, Joseph Maguire, is withholding a whistleblower complaint alleging serious wrongdoing within the intelligence community that may involve <a href="https://www.businessinsider.com/who-is-donald-trump-bio-age-family-key-positions-2019-4" target="_blank" rel="noopener">President Donald Trump</a>, the House Intelligence Committee revealed on Friday.</li>
<li>The House panel has subpoenaed Maguire to turn over the complaint.</li>
<li>Notably, House Intelligence Committee Chairman Adam Schiff disclosed that Maguire consulted the Justice Department about the whistleblower complaint, which is a major departure from the norm.</li>
<li>Maguire's office also refused to comment on whether the White House was involved in the decision to withhold the complaint, and whether the complaint relates to any matters being investigated by Schiff's committee.</li>
<li>"The Committee can only conclude, based on this remarkable confluence of factors, that the serious misconduct at issue involves the President of the United States and/or other senior White House or Administration officials," Schiff said.</li>
<li><a href="https://www.businessinsider.com/" target="_blank" rel="noopener">Visit Business Insider's homepage for more stories</a>.</li>
</ul>
<p>The Office of the Director of National Intelligence (ODNI) is withholding a whistleblower complaint alleging serious wrongdoing within the intelligence community that may involve <a href="https://www.businessinsider.com/who-is-donald-trump-bio-age-family-key-positions-2019-4" target="_blank" rel="noopener">President Donald Trump</a> or senior administration officials, the House Intelligence Committee disclosed on Friday.&nbsp;</p>
<p>California Rep. Adam Schiff, the chairman of the committee, subpoenaed the acting Director of National Intelligence (DNI), Joseph Maguire, to turn over the complaint on Friday evening.</p>
<p>"A month ago, a whistleblower within the intelligence community lawfully filed a complaint regarding a serious or flagrant problem, abuse, violation of law, or deficiency within the responsibility or authority of the Director of National Intelligence," Schiff said in a statement. The Intelligence Community Inspector General (IC IG) determined that the complaint was credible and a matter of "urgent concern."</p>
<p><em><strong>Read more:</strong> <a href="https://www.businessinsider.com/russia-putin-interpol-request-oleg-smolenkov-cia-asset-2019-9" target="_blank" rel="noopener" data-analytics-position="1">Putin just asked Interpol to find a Russian spy in the US, days after the media revealed his whereabouts</a></em></p>
<p>The IC IG first notified the committee of the whistleblower complaint on September 9. The next day, Schiff requested a full, unredacted copy of the complaint, the IC IG's findings related to the matter, and all records connected to the ODNI's involvement, "including any and all correspondence with other Executive Branch actors including the White House."</p>
<p>Schiff said the acting DNI was required by law to turn over the complaint to congressional intelligence committees more than ten days ago but refuses to do so.</p>
<p>The ODNI officially declined the committee's request on Friday and said Maguire is withholding the complaint in part because it "involves confidentially and potentially privileged communications by persons outside the Intelligence Community."</p>
<p>Schiff said it's unclear "whether this decision to withhold the disclosure was made only by you, or whether it involved interference by other parties, including the White House."</p>
<p>Notably, Schiff revealed that Maguire consulted the Justice Department about the whistleblower complaint, which is a major departure from the norm. He also disclosed that the ODNI refused to comment on whether the White House was involved in the decision to withhold the whistleblower complaint, and whether the complaint relates to any matters being investigated by the committee.</p>
<p>"The Committee can only conclude, based on this remarkable confluence of factors, that the serious misconduct at issue involves the President of the United States and/or other senior White House or Administration officials," Schiff said. He added that the ODNI's actions raise "serious concerns" that the complaint is being withheld specifically to shield Trump or other administration officials.</p>
<p><em><strong>Read more:</strong> <a href="https://www.businessinsider.com/ny-prosecutors-investigating-trump-organization-falsified-business-records-2019-9" target="_blank" rel="noopener" data-analytics-position="2">New York prosecutors are investigating whether the Trump Organization fabricated business records and broke state law</a></em></p>
<p>Federal law "does not provide you discretion to review, appeal, reverse, or countermand in any way the IC IG's independent determination, let alone to involve another entity within the Executive Branch in the handling of a whistleblower complaint," Schiff wrote to Maguire in a letter accompanying the subpoena.</p>
<p>He added that the committee has concerns about "improper White House efforts to influence [the ODNI] and the Intelligence Community" based on recent events.</p>
<p>Schiff was likely referring to Trump's move to replace former DNI Dan Coats with Republican Rep. John Ratcliffe, who sits on the House Judiciary Committee and catapulted into the spotlight over the summer for berating the former special counsel Robert Mueller when he testified about the Russia investigation.</p>
<p>Ratcliffe has a history of fueling the president's unfounded conspiracy theories tied to the Russia probe, and his nomination came as a shock to current and former intelligence officials, <a href="https://www.businessinsider.com/intel-officials-react-trump-john-ratcliffe-dni-nomination-2019-7" target="_blank" rel="noopener">who told Insider</a> he would be an arm of the White House who could paralyze the intel community.</p>
<p>Ratcliffe withdrew from consideration amid the public firestorm surrounding his nomination, and Maguire took over as acting DNI until the president nominates someone to fill the position.</p>
<p>"As Acting Director of National Intelligence, you have neither the legal authority nor the discretion to overrule a determination by the IC IG," Schiff said in his letter to Maguire.</p>
<p>Schiff said in his statement that if Maguire doesn't comply with the subpoena, the committee will compel him to appear before it in an open hearing on Thursday.</p>
<p>Schiff's panel is involved in a multitude of investigations involving Trump, his businesses, and his ties to Russia. Schiff has signaled particular interest in examining Mueller's counterintelligence findings related to Trump and his campaign in the Russia investigation. He's also zeroed in on the Trump Organization's efforts to build a Trump Tower in Moscow at the height of the 2016 election.</p><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/russia-putin-interpol-request-oleg-smolenkov-cia-asset-2019-9" >Putin just asked Interpol to find a Russian spy in the US, days after the media revealed his whereabouts</a></strong></p>
<p><a href="https://www.businessinsider.com/house-intelligence-committee-subpoena-whistleblower-complaint-trump-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/armenian-revolution-serzh-sargsyan-prime-minister-armenia-2019-7">A year after Armenia's 250,000-person revolution, Prime Minister Nikol Pashinyan explains what comes next for the country</a></p> https://www.businessinsider.com/which-pajama-sets-are-good-to-wear-during-the-day-and-atI wore pajamas in public for a week — here's what happenedhttps://www.businessinsider.com/which-pajama-sets-are-good-to-wear-during-the-day-and-at
Sat, 14 Sep 2019 14:52:00 -0400Nick Fernandez and Natalie Fennell
<ul class="summary-list">
<li><strong>INSIDER producer Natalie Fennell wears five pajama sets during the day and at night.</strong></li>
<li>She evaluates each set on their comfort and versatility.</li>
<li><a href="https://www.insider.com/?hprecirc-bullet"><strong>Visit Insider's homepage for more stories.</strong></a></li>
</ul><p><a href="https://www.businessinsider.com/which-pajama-sets-are-good-to-wear-during-the-day-and-at#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/former-conservative-minister-sam-gyimah-joins-the-liberal-democrats-2019-9Former Conservative minister Sam Gyimah joins the Liberal Democratshttps://www.businessinsider.com/former-conservative-minister-sam-gyimah-joins-the-liberal-democrats-2019-9
Sat, 14 Sep 2019 14:19:08 -0400Adam Payne
<p><em><img src="https://static3.businessinsider.com/image/5d7d20e12e22af3d171b9ea2-1024/gettyimages-1147419848.jpg" border="0" alt="Sam Gyimah" data-mce-source="Getty"></em></p>
<ul class="summary-list">
<li><strong>Ex-Conservative Sam Gyimah becomes the Liberal Democrats' 18th member of Parliament.</strong></li>
<li><strong>Gyimah was unveiled as a Lib Dem MP at the party's conference in Bournemouth on Saturday.</strong></li>
<li><strong>He has joined the anti-Brexit party after being a Conservative MP for nearly a decade. </strong></li>
<li><strong>He accused Boris Johnson's Conservative party of veering towards "English nationalism."</strong></li>
<li><strong>He is the latest MP to switch to the Lib Dems having represented other parties.</strong></li>
<li><strong><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories</a>.</strong></li>
</ul>
<p>Former government minister Sam Gyimah has joined the Liberal Democrats.</p>
<p>The member of Parliament for East Surrey was unveiled as a Lib Dem MP at the party's annual autumn conference in Bournemouth, southern England, on Saturday evening. Party leader Jo Swinson revealed him to party members.</p>
<p>Gyimah said he was "delighted" to be joining the party "at this pivotal time in our country's politics."</p>
<p>He said: "The two old parties [Conservatives and Labour] have moved to the edges of the political spectrum — each with their own brand of intolerance and division — leaving millions politically homeless. It doesn't have to be like this.</p>
<p>"Jo [Swinson] is leading a real movement to unite the centre, bringing together liberal-minded people to offer a real alternative."</p>
<p>He said he quit being a Conservative having served as one of the party's MPs for nearly ten years because "Boris Johnson created a stark choice for moderate, progressive MPs in the Conservative party; to accept a No-Deal Brexit or walk away from public life."</p>
<p><a href="https://www.theguardian.com/politics/2019/sep/14/sam-gyimah-joins-lib-dems?utm_source=dlvr.it&amp;utm_medium=twitter" target="_blank" rel="noopener">In an interview with The Observer</a>, Gyimah added that he had felt like an "outcast" in the Conservative party.</p>
<p>While he strongly disagrees with the government's handling of Brexit, he said his opposition to his former Conservative party went "beyond Brexit," and accused it of "veering towards populism and English nationalism."</p>
<p>He said: "I listen to ministers undermining the courts. Ministers questioning experts because their views are inconvenient for what the government is saying about no deal.</p>
<p>"Or you have a government that says law enforcement is the centrepiece of its platform, and yet says in another breath that it will pick and choose what laws it chooses to respect.</p>
<p>"This is in many ways undermining key pillars of our constitution and the functioning of our democracy."</p>
<p>Gyimah is the Lib Dems' 18th MP and the latest to make the switch having represented another party.</p>
<p>Former Conservative MPs Sarah Wollaston and Phillip Lee have joined the anti-Brexit party in recent weeks, as well as former Labour MPs Luciana Berger and Angela Smith.</p>
<p>Ex-Labour and Change UK MP Chuka Umunna switched earlier this year.</p>
<h2>Here's the moment Gyimah was unveiled as a Lib Dem MP</h2>
<div>
<blockquote class="twitter-tweet" data-lang="en" data-cards="" data-conversation="">
<p lang="en" dir="ltr">
Sam Gyimah MP gets quite the reception as he's unveiled to Lib Dem members <a href="https://t.co/sLcnJrbdD0">pic.twitter.com/sLcnJrbdD0</a> </p>— Patrick Daly (@bypatrickdaly) <a href="https://twitter.com/mims/statuses/1172943177411702785?ref_src=twsrc%5Etfw">September 14, 2019</a>
</blockquote>
<script async src="//platform.twitter.com/widgets.js" charset="utf-8"></script>
</div>
<p>Lib Dem leader Swinson said Gyimah's defections sends "a powerful message."</p>
<p>She said: "It is clear that the Liberal Democrats are the rallying point for people who want to remain in the EU, and who value an open, fair and inclusive society.<br><br>"Sam has been my friend for more than 10 years and I am simply over the moon that I am able to welcome him to the party."</p>
<h2>Who is Gyimah?</h2>
<p>Gyimah was a Conservative MP for nearly a decade until he lost the whip earlier this month.</p>
<p>He was sacked as a Conservative MP after rebelling against Boris Johnson's government to vote for legislation designed to prevent a no-deal Brexit taking place in October.</p>
<p>Gyimah has been a vocal critic of the Conservative government's handling of Brexit and earlier this year came out in support of a new referendum on whether the United Kingdom should leave the European Union.</p>
<p>He stood as a candidate in the contest to replace Theresa May as Conservative leader and prime minister, but was eliminated in the early stages after failing to win sufficient support from other Tory MPs. </p>
<p>May appointed Gyimah as universities minister in January 2018.</p>
<p>However, he resigned eleven months later in November in protest against her Brexit plan.</p><p><a href="https://www.businessinsider.com/former-conservative-minister-sam-gyimah-joins-the-liberal-democrats-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/us-border-facilities-concentration-camps-alexandria-ocasio-cortez-cages-2019-6">Why the US border facilities are 'concentration camps,' according to historians</a></p> https://www.businessinsider.com/target-20-anniversary-collections-lilly-pulitzer-missoni-hunter-thakoon-2019-9Fans are celebrating the relaunch of 20 of Target's coveted limited collections, including collaborations with Lilly Pulitzer, Hunter, and Missoni (TGT)https://www.businessinsider.com/target-20-anniversary-collections-lilly-pulitzer-missoni-hunter-thakoon-2019-9
Sat, 14 Sep 2019 14:19:07 -0400Áine Cain
<p><img src="https://static2.businessinsider.com/image/5d7d27f32e22af39355e2de3-932/gettyimages-469920726.jpg" border="0" alt="lily pulitzer target" data-mce-source="Cindy Ord/Getty Images for Target / Getty Images"></p><p></p>
<ul class="summary-list">
<li>
<a href="https://www.businessinsider.com/category/target">Target</a> unrolled is relaunch of 20 designer collaborations Saturday.</li>
<li>The company has brought back a slew of 300 products from past designer partnerships, including Michael Graves, Anna Sui, and Lilly Pulitzer.</li>
<li>
<a href="https://markets.businessinsider.com/stocks/tgt-stock">Target</a> shoppers and employees alike have taken to Twitter to commemorate the launch.</li>
<li>
<a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories</a>.</li>
</ul>
<div id="piano-inline"><span style="color: #222222;">Target is resurrecting a slew of its past designer collaborations this weekend, including partnerships with Lilly Pulitzer, Hunter, Anna Sui, and Missoni.</span></div>
<div id="piano-inline-content-wrapper" data-piano-inline-content-wrapper="">
<p>The bullseye-themed retailer is famous for its limited collaborations with different designers and brands, dating back to its inaugural 1999 partnership with the late architect and product designer Michael Graves. In total, the company has partnered with 175 brands. On Saturday, Target is celebrating its 20th anniversary of these retail <a href="https://corporate.target.com/article/2019/09/anniversary-collection-must-haves">team-ups</a>.</p>
<p><em><strong>Read more</strong>: <a href="https://www.businessinsider.com/disney-target-stores-list-where-to-find-2019-8" target="_blank" rel="noopener">Target is opening Disney shops in dozens of stores — here's where to find them</a></em></p>
<p>A total of 20 of those brand partnerships will relaunch in stores and online, and continue until supplies run out. Around 300 products from those collaborations will be up for sale across different categories, including apparel and decor. Prices will range from $7 to $160.</p>
<p>Shoppers and Target employees alike have taken to Twitter to share their experiences at the stores and online, so far.</p>
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Happy Launch Day! T1084 is proud to present the <a href="https://twitter.com/hashtag/Target20?src=hash&amp;ref_src=twsrc%5Etfw">#Target20</a> Collection! Come to <a href="https://twitter.com/Target?ref_src=twsrc%5Etfw">@target</a> and shop the limited collection NOW! 5% off with your Redcard! <a href="https://t.co/2kflDUkeXK">pic.twitter.com/2kflDUkeXK</a> </p>— 𝐀𝐦𝐛𝐞𝐫 𝐑𝐮𝐛𝐢𝐧 (@amberubin) <a href="https://twitter.com/mims/statuses/1172833052474642438?ref_src=twsrc%5Etfw">September 14, 2019</a>
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Got everything I wanted and checked out in 2 minutes! <a href="https://twitter.com/hashtag/Target?src=hash&amp;ref_src=twsrc%5Etfw">#Target</a> <a href="https://twitter.com/hashtag/Target20?src=hash&amp;ref_src=twsrc%5Etfw">#Target20</a> <a href="https://t.co/mCx6q3sskL">pic.twitter.com/mCx6q3sskL</a> </p>— Veronica (@Veronicamv) <a href="https://twitter.com/mims/statuses/1172767741322903553?ref_src=twsrc%5Etfw">September 14, 2019</a>
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Me checking my bank account after the damage I’ve done during <a href="https://twitter.com/hashtag/Target20?src=hash&amp;ref_src=twsrc%5Etfw">#Target20</a> event. <a href="https://t.co/CkY9E4X5Pe">pic.twitter.com/CkY9E4X5Pe</a> </p>— humadawha (@humadawha) <a href="https://twitter.com/mims/statuses/1172773460625502208?ref_src=twsrc%5Etfw">September 14, 2019</a>
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The fact I’m awake at 2:53 trying to get some of the <a href="https://twitter.com/hashtag/target20?src=hash&amp;ref_src=twsrc%5Etfw">#target20</a> items explains my unhealthy target addiction. <a href="https://t.co/rSMTwGxoV8">pic.twitter.com/rSMTwGxoV8</a> </p>— Megan Frampton (@framppy) <a href="https://twitter.com/mims/statuses/1172765489354956800?ref_src=twsrc%5Etfw">September 14, 2019</a>
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Let the fun BEGIN!!!!!<br>#1975 <a href="https://twitter.com/hashtag/target20?src=hash&amp;ref_src=twsrc%5Etfw">#target20</a> <a href="https://t.co/CKBEvfLrNU">pic.twitter.com/CKBEvfLrNU</a> </p>— Aubrey Brent (@AubreyBrent2) <a href="https://twitter.com/mims/statuses/1172858123650043904?ref_src=twsrc%5Etfw">September 14, 2019</a>
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‼️❗️G194❗️‼️I am so impressed with the <a href="https://twitter.com/hashtag/Target20?src=hash&amp;ref_src=twsrc%5Etfw">#Target20</a> execution and experience each of you are delivering! Hats off to each and every one of you for another launch day success 🥳🥳🥳 <a href="https://twitter.com/hashtag/Targetstyle?src=hash&amp;ref_src=twsrc%5Etfw">#Targetstyle</a> <a href="https://t.co/ypPF2YgpNK">pic.twitter.com/ypPF2YgpNK</a> </p>— Erica DeVasier (@RicaDevas) <a href="https://twitter.com/mims/statuses/1172890979885563904?ref_src=twsrc%5Etfw">September 14, 2019</a>
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Good morning from T1757! So happy to be a part of this awesome team that kills it every time. Come get your <a href="https://twitter.com/hashtag/Target20?src=hash&amp;ref_src=twsrc%5Etfw">#Target20</a> while it’s hot! 🎯❤️ <a href="https://t.co/4ZkYNxgf7x">pic.twitter.com/4ZkYNxgf7x</a> </p>— Jasie Eubanks (@jasieeubanks) <a href="https://twitter.com/mims/statuses/1172861711138902017?ref_src=twsrc%5Etfw">September 14, 2019</a>
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Spending my weekend off shopping the <a href="https://twitter.com/hashtag/Target20?src=hash&amp;ref_src=twsrc%5Etfw">#Target20</a> collection ✅❤️🎯 <a href="https://twitter.com/hashtag/T1317?src=hash&amp;ref_src=twsrc%5Etfw">#T1317</a> <a href="https://twitter.com/hashtag/T0624?src=hash&amp;ref_src=twsrc%5Etfw">#T0624</a> <a href="https://t.co/qf3HFRMyiz">pic.twitter.com/qf3HFRMyiz</a> </p>— Daniel Trantham (@danieltrantham) <a href="https://twitter.com/mims/statuses/1172861960372805632?ref_src=twsrc%5Etfw">September 14, 2019</a>
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674 guests are loving <a href="https://twitter.com/hashtag/Target20?src=hash&amp;ref_src=twsrc%5Etfw">#Target20</a> <br>💃🏼👗🧥<a href="https://twitter.com/Tim_Heit?ref_src=twsrc%5Etfw">@Tim_Heit</a> <a href="https://twitter.com/JulieEnglar?ref_src=twsrc%5Etfw">@JulieEnglar</a> <a href="https://t.co/st7QKWPUy8">pic.twitter.com/st7QKWPUy8</a> </p>— Erin Dixon (@estewdix) <a href="https://twitter.com/mims/statuses/1172859143495081985?ref_src=twsrc%5Etfw">September 14, 2019</a>
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<p>Target's limited-edition collaborations, including its recent <a href="https://www.businessinsider.com/target-vineyard-vines-collaboration-sold-out-2019-5">Vineyard Vines</a> and <a href="https://www.businessinsider.com/target-hunter-collection-sold-out-causing-mayhem-2018-4">Hunter</a> team-ups, have been known to garner crowds and sell out fast. That has resulted in some mixed reactions from shoppers: joy for fans who happen to snag their desired products, and frustration on the part of those who miss out.</p>
<p>In this go-around, Target implemented a few measures to avoid the crush that typically accompanies these limited releases. Customers within the stores will be limited to five items "per size and color," according to the company. So far, there doesn't appear to be much evidence of a shopper revolt or chaotic stores on Twitter.</p>
<p>Prior to the relaunch, Target also recommended that shoppers read through its not-yet-released "look book" online so they're able to come prepared.</p>
<p>Here's the full list of featured designers:</p>
<ul>
<li>Michael Graves</li>
<li>Philippe Starck</li>
<li>Stephen Sprouse</li>
<li>Isaac Mizrahi</li>
<li>Erin Fetherston</li>
<li>Proenza Schouler</li>
<li>Thakoon</li>
<li>John Derian</li>
<li>Anna Sui</li>
<li>Rodarte</li>
<li>Stephen Burrows</li>
<li>Zac Posen</li>
<li>Harajuku Mini</li>
<li>Missoni</li>
<li>Jason Wu</li>
<li>Phillip Lim</li>
<li>Altuzarra</li>
<li>Lilly Pulitzer</li>
<li>Marimekko</li>
<li>Hunter</li>
</ul>
<p><em>Got tips? Email acain@businessinsider.com.</em></p>
</div><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/mom-threw-her-son-incredible-target-birthday-party-2019-9" >A mom took her love for Target to the next level by throwing her son's birthday party in the store</a></strong></p>
<p><strong>DON'T MISS:&nbsp;<a href="https://www.businessinsider.com/target-circle-loyalty-program-without-membership-fee-launches-october-6-2019-9" >Target is launching a new loyalty program without a membership fee — and it rolls out just in time for the holidays</a></strong></p>
<p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/australian-target-us-target-which-is-better-2019-9" >There's an Australian store called Target that has nothing to do with the American one — and the Australian one is way better</a></strong></p>
<p><a href="https://www.businessinsider.com/target-20-anniversary-collections-lilly-pulitzer-missoni-hunter-thakoon-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/target-effect-how-retailer-gets-you-spend-more-money-2018-10">Target has a few sneaky ways it gets customers to spend more money</a></p> https://www.businessinsider.com/two-transgender-people-were-killed-last-week-in-america-2019-9Police are investigating the death of Bee Love Slater, which marked the 18th killing of a trans person in the US this yearhttps://www.businessinsider.com/two-transgender-people-were-killed-last-week-in-america-2019-9
Sat, 14 Sep 2019 14:06:41 -0400Libertina Brandt
<p><strong><img src="https://static3.businessinsider.com/image/5d7d1e372e22af1e934dfcf3-2400/gettyimages-1150820860.jpg" border="0" alt="Pride Flag" data-mce-source="Getty Images" data-link="https://www.gettyimages.com/editorial-images" /></strong></p>
<ul class="summary-list">
<li><strong>Bee Love Slater, a 23-year-old transgender woman, was found burned beyond recognition in a car on September 4.&nbsp;</strong></li>
<li><strong>Slater's death marked the 18th transgender person killed in the US this year, according to the <a href="https://www.hrc.org/resources/violence-against-the-transgender-community-in-2019">Human Rights Campaign</a>.</strong></li>
<li><strong>Just two days before Slater was found dead, <a href="https://www.hrc.org/blog/hrc-mourns-bailey-reeves-a-black-transgender-teen-killed-in-maryland">Bailey Reeves</a><span style="color: #222222;">, a transgender teen, was shot and killed in Baltimore, Maryland.</span></strong></li>
<li><span style="color: #222222;">Research shows the transgender community, particularly transgender people of color, are at a disproportionately high risk of danger and discrimination in public and the workplace.&nbsp;</span></li>
<li><strong><a href="https://www.businessinsider.com/">Visit Business Insider's home page for more stories.</a></strong></li>
</ul>
<p>Last week, a 23-year-old transgender woman was killed in Clewiston, Florida in what investigators reportedly described as a grisly death in a burned car.&nbsp;</p>
<p>The <a href="https://www.hrc.org/resources/violence-against-the-transgender-community-in-2019">Human Rights Campaign reports</a> that Bee Love Slater, who was killed on September 4, is the 18th transgender person killed in the US this year.</p>
<p>Friends of Slater believe she was targeted because of her gender identity, according to the <a href="https://www.miamiherald.com/news/local/community/gay-south-florida/article234947382.html">Miami Herald</a>, but authorities have <a href="https://www.miamiherald.com/news/local/community/gay-south-florida/article234947382.html">yet to confirm whether or not it was a hate crime</a>.</p>
<p>Slater's friend Desmond Vereen told local outlet <a href="https://www.nbc-2.com/story/41015284/remembering-bee-love-the-victim-in-a-clewiston-car-fire" target="_blank" rel="noopener">WBBH</a> that she was a people person who blossomed after transitioning.&nbsp;</p>
<p>"She was a people person," Desmond Vereen, who organized a vigil after Slater's death, told the affiliate. "She loved to be around people and meeting new people too because of her new lifestyle that she transitioned to."</p>
<p><em><strong>Read more</strong>: <a href="https://www.businessinsider.my/gay-female-couple-beaten-london-bus-refused-to-kiss-2019-6/">2 gay women say they were beaten by men on a London bus because they refused to kiss for their entertainment</a></em></p>
<p>Just two days before Slater was found dead, <a href="https://www.hrc.org/blog/hrc-mourns-bailey-reeves-a-black-transgender-teen-killed-in-maryland">Bailey Reeves</a>, a transgender 17-year-old, was shot and killed while leaving a Labor Day Party in Baltimore, Maryland.</p>
<p>The <a href="https://www.hrc.org/blog/hrc-mourns-bailey-reeves-a-black-transgender-teen-killed-in-maryland">Human Rights Campaign reported</a> that of the 18 known transgender people killed this year, 11 have died from gun violence. In 2018, the organization called <a href="https://www.hrc.org/resources/a-national-epidemic-fatal-anti-transgender-violence-in-america-in-2018">fatal anti-transgender violence in America a national epidemic</a>.&nbsp;</p>
<h2>The transgender community faces danger and discrimination in public and at work.</h2>
<p>"Our society needs to work to ensure transpeople can live without fear," the American Civil Rights Union&nbsp;<a href="https://www.facebook.com/ACLUFL/posts/10151351751009970?__xts__[0]=68.ARCqPr2vi06i23UVnP8a9L7P825RSqsl27s3LD-vDUlrPUunVeDUXebC6MUXm_llUdf5rwNvPVALqLLlh7o8__68ZukBAu-zIj3thz8x85XQ24QuVkLWeYC9zYRNmh0JGWL0tLbs88-n2qdz7u3dHyz7ZDvdDL1-ZNy4IbsQ_Pk0kOKsJUF9I5dAg_XrLDq6HN8ZJSo6cufLgRs-1twG9G3sM-XLhSw6qzollgPYUsiWGczvUBKsztZQ_EPd1IyO4Hj4MhRLysBvypmtPtcpmD-vNSSWgDUbguVczpoTl0KO4tOPGhOBccRxivIvl86RxSd9vhMy9NqoUIZllg&amp;__tn__=-R" target="_blank" rel="noopener">said in a Facebook post after Slater's death.</a></p>
<p><a href="https://www.hrc.org/resources/violence-against-the-transgender-community-in-2019">The Human Rights report</a> said that the deaths make it "clear that fatal violence disproportionately affects transgender women of color," and prejudice often "deprives them of employment, housing, healthcare, and other necessities," and creates "barriers that make them vulnerable."&nbsp;</p>
<p>Business Insider's <a href="https://www.businessinsider.com/trump-administration-says-legal-fire-workers-for-being-transgender-2019-8">Lauren Frias</a> reported that, in August, the Trump administration outlined in a court filing why transgender discrimination is legal in the workplace under federal law.&nbsp;</p>
<p>"The Justice Department under the Trump administration is arguing that workplace discrimination based on sex does not apply to transgender workers," Frias reported.</p>
<p>The filing is a response to a Supreme Court case, which will be heard on October 8, involving <a href="https://www.businessinsider.com/trump-administration-says-legal-fire-workers-for-being-transgender-2019-8">transgender funeral worker Aimee Stephens who was fired from her position after telling her employer that she was transgender</a>.</p><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/trump-administration-says-legal-fire-workers-for-being-transgender-2019-8" >The Trump administration just told the Supreme Court that it's legal to fire workers for being transgender</a></strong></p>
<p><strong>DON'T MISS:&nbsp;<a href="https://www.businessinsider.com/transgender-medical-care-surgery-expensive-2019-6" >The staggering costs of being transgender in the US, where even patients with health insurance can face six-figure bills</a></strong></p>
<p><a href="https://www.businessinsider.com/two-transgender-people-were-killed-last-week-in-america-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/allison-mack-nxivm-alleged-sex-slave-ring-keith-raniere-seagrams-heiress-2019-4">Nxivm leader Keith Raniere has been convicted. Here's what happened inside his sex-slave ring that recruited actresses and two billionaire heiresses.</a></p> https://www.businessinsider.com/payments-ecosystem-reportThe Payment Industry Ecosystem: The trend towards digital payments and key players moving marketshttps://www.businessinsider.com/payments-ecosystem-report
Sat, 14 Sep 2019 14:00:00 -0400Jaime Toplin
<p><em><img class="lead-image-large" src="https://static4.businessinsider.com/image/5c127eee17002a500925b6c2-2400/paymentsecosystemteaser.png" border="0" alt="PaymentsEcosystem_Teaser" data-mce-source="Business Insider Intelligence" /></em></p>
<p><em>This is a preview of a research report from <a href="http://www.businessinsider.com/intelligence/bi-intelligence-payments-research-bundle?IR=T&amp;amp;utm_source=businessinsider&amp;amp;utm_medium=report_teaser&amp;amp;utm_term=report_teaser_subscription_text_link_payments-ecosystem-2018-12&amp;amp;utm_content=report_teaser&amp;amp;utm_campaign=report_teaser&amp;amp;vertical=payments">Business Insider Intelligence</a>. Current subscribers can read the report <a href="https://intelligence.businessinsider.com/post/the-payments-ecosystem-a-deep-dive-into-the-industrys-biggest-shifts-trends-and-growth-drivers-2018-12">here</a>.</em></p>
<p>The digitization of daily life is making phones and connected devices the preferred payment tools for consumers &mdash; preferences that are causing digital payment volume to blossom worldwide.</p>
<p>As noncash payment volume accelerates, the power dynamics of the payments industry are shifting further in favor of digital and omnichannel providers, attracting a wide swath of providers to the space and forcing firms to diversify, collaborate, or consolidate in order to capitalize on a growing revenue opportunity.</p>
<p>More and more, consumers want fast and simple payments &mdash; that's opening up opportunities for providers. Rising e- and m-commerce, surges in mobile P2P, and increasing willingness among customers in developed countries to try new transaction channels, like mobile in-store payments, voice and chatbot payments, or connected device payments are all increasing transaction touchpoints for providers.</p>
<p>This growing access is helping payments become seamless, in turn allowing firms to boost adoption, build and strengthen relationships, offer more services, and increase usage.</p>
<p>But payment ubiquity and invisibility also comes with challenges. Gains in volume come with increases in per-transaction fee payouts, which is pushing consumer and merchant clients alike to seek out inexpensive solutions &mdash; a shift that limits revenue that providers use to fund critical programs and squeezes margins.</p>
<p>Regulatory changes and geopolitical tensions are forcing players to reevaluate their approach to scale. And fraudsters are more aggressively exploiting vulnerabilities, making data breaches feel almost inevitable and pushing providers to improve their defenses and crisis response capabilities alike.</p>
<p>In the latest annual edition of&nbsp;<a href="http://www.businessinsider.com/intelligence/research-store?IR=T&amp;utm_source=businessinsider&amp;utm_medium=report_teaser&amp;utm_term=report_teaser_store_text_link_payments-ecosystem-2018-12&amp;utm_content=report_store_report_teaser_text_link&amp;utm_campaign=report_teaser_store_link&amp;vertical=payments#!/~/cart/create=JTdCJTIycHJvZHVjdHMlMjIlM0ElNUIlN0IlMjJpZCUyMiUzQSUyMjQ2MzAxNDkyJTIyJTJDJTIycXVhbnRpdHklMjIlM0ElMjIxJTIyJTJDJTIyb3B0aW9ucyUyMiUzQSU3QiU3RCU3RCU1RCU3RA%3D%3D"><em><strong>The Payments Ecosystem Report</strong></em></a>, <a href="http://www.businessinsider.com/intelligence/bi-intelligence-payments-research-bundle?IR=T&amp;amp;utm_source=businessinsider&amp;amp;utm_medium=report_teaser&amp;amp;utm_term=report_teaser_subscription_text_link_payments-ecosystem-2018-12&amp;amp;utm_content=report_teaser&amp;amp;utm_campaign=report_teaser&amp;amp;vertical=payments">Business Insider Intelligence</a> unpacks the current digital payments ecosystem, and explores how changes will impact the industry in both the short- and long-term. The report begins by tracing the path of an in-store card payment from processing to settlement to clarify the role of key stakeholders and assess how the landscape has shifted.</p>
<p>It also uses forecasts, case studies, and product developments from the past year to explain how digital transformation is impacting major industry segments and evaluate the pace of change. Finally, it highlights five trends that should shape payments in the year ahead, looking at how regulatory shifts, emerging technologies, and competition could impact the payments ecosystem.</p>
<p><strong><em>Here are some key takeaways from the report: </em></strong></p>
<ul>
<li>Behind the scenes, payment processes and stakeholders remain similar. But providers are forced to make payments as frictionless as possible as online shopping surges: E-commerce is poised to exceed $1 trillion &mdash; nearly a fifth of total US retail &mdash; by 2023.</li>
<li>The channels and front-end methods that consumers use to make payments are evolving. Mobile in-store payments are huge in developing markets, but approaching an inflection point in developed regions where adoption has been laggy. And the ubiquity of mobile P2P services like Venmo and Square Cash will propel digital P2P to $574 billion by 2023.</li>
<li>The competitive landscape will shift as companies pursue joint ventures to grow abroad in response to geopolitical tensions, or consolidate to achieve rapid scale amid digitization.</li>
<li>Fees, bans, steering, or regulation could impact the way consumers pay, pushing them toward emerging methods that bypass card rails, and limit key revenue sources that providers use to fund rewards and marketing initiatives.</li>
<li>Tokenization will continue to mainstream as a key way providers are preventing and responding to the omnipresent data breach threat.</li>
</ul>
<p><strong><em>The companies mentioned in the report are: </em></strong>CCEL, Adyen, Affirm, Afterpay, Amazon, American Express, Ant Financial, Apple, AribaPay, Authorize.Net, Bank of America, Barclays, Beem It, Billtrust, Braintree, Capital One, Cardtronics, Chase Paymentech, Citi, Discover, First Data, Flywire, Fraedom, Gemalto, GM, Google, Green Dot, Huifu, Hyundai, Ingenico, Jaguar, JPMorgan Chase, Klarna, Kroger, LianLian, Lydia, Macy&rsquo;s, Mastercard, MICROS, MoneyGram, Monzo, NCR, Netflix, P97, PayPal, Paytm, Poynt, QuickBooks, Sainsbury&rsquo;s, Samsung, Santander, Shell, Square, Starbucks, Stripe, Synchrony Financial, Target, TransferWise, TSYS, UnionPay, Venmo, Verifone, Visa, Vocalink, Walmart, WeChat/Tencent, Weebly, Wells Fargo, Western Union, Worldpay, WorldRemit, Xevo, Zelle, Zesty, and ZipRecruiter, among others</p>
<p><strong><em>In full, the report: </em></strong></p>
<ul>
<li>Explains the factors contributing to a swell in global noncash payments</li>
<li>Examines shifts in the roles of major industry stakeholders, including issuers, card networks, acquirer-processors, POS terminal vendors, and gateways</li>
<li>Presents forecasts and highlights major trends and industry events driving digital payments growth</li>
<li>Identifies five trends that will shape the payments ecosystem in the year ahead</li>
</ul><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/the-future-of-payments-2018-9" >These are the four transformations payments providers must undergo to survive digitization</a></strong></p>
<p><a href="https://www.businessinsider.com/payments-ecosystem-report#comments">Join the conversation about this story &#187;</a></p> https://www.businessinsider.com/grocery-stores-hospitals-gas-stations-would-suffer-without-truckers-2019-1Grocery stores would run out of food in just 3 days if long-haul truckers stopped workinghttps://www.businessinsider.com/grocery-stores-hospitals-gas-stations-would-suffer-without-truckers-2019-1
Sat, 14 Sep 2019 13:48:00 -0400Rachel Premack
<p><img src="https://static4.businessinsider.com/image/5c268fee630d9b375421f1bd-1600/ap17075631223533.jpg" border="0" alt="soda supermarket grocery store" data-mce-source="AP Photo/Matt Rourke" /></p><p></p>
<ul class="summary-list">
<li><span>Trucking&nbsp;</span><a href="https://www.trucking.org/News_and_Information_Reports.aspx">moves 71% of the freight in the United States</a>.</li>
<li>Most of the basic functions of society wouldn't be effective if truckers were to stop working.</li>
<li>And naturally, your <a href="https://www.businessinsider.com/category/amazon-prime">Amazon Prime</a> packages would be delayed.&nbsp;</li>
<li><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories.</a></li>
</ul>
<p><span>Trucking&nbsp;</span><a href="https://www.trucking.org/News_and_Information_Reports.aspx">moves 71% of the freight in the United States</a>. And if it were to suddenly cease, the effects would be more drastic than you might expect.</p>
<p><a href="https://www.cnn.com/2018/05/28/americas/brazil-truck-strike-fuel/index.html">In May 2018,</a> truck drivers in Brazil went on strike for a week, and it "paralyzed" the country in unexpected ways. As gas stations ran out of fuel, for instance, public transit halted.&nbsp;</p>
<p><em><strong>Read more: </strong><a href="https://www.businessinsider.com/truckers-donald-trump-trade-war-taxes-2019-8" data-analytics-position="3">Truckers voted for Trump in droves. Now they say his trade war is 'killing' their ability to make a living.</a></em></p>
<p>"Without trucking, we would be naked, starving, and homeless," Mike Robbins, a longtime trucker and leader of trucker strike group Black Smoke Matters, told Business Insider.&nbsp;</p>
<p><a href="https://www.trucking.org/ATA%20Docs/What%20We%20Do/Image%20and%20Outreach%20Programs/When%20Trucks%20Stop%20America%20Stops.pdf">A study</a> by the American Trucking Associations outlined what would happen if truckers were to stop working. The effects would hit hospitals, gas stations, ATMs, grocery stores, and even your garbage can.</p>
<p>And, of course, your Amazon Prime packages would be delayed.&nbsp;</p><p><strong>SEE ALSO:&nbsp;<a href="https://www.businessinsider.com/fmcsa-rules-to-change-eld-laws-that-truck-drivers-hate-2019-8" >The federal government is set to overhaul the rules behind a hated law that truck drivers said slashed their pay and left them 'more reckless than ever'</a></strong></p>
<h3>Within the first day</h3>
<img src="https://static2.businessinsider.com/image/5d6844852e22af2f266dcf12-400-300/within-the-first-day.jpg" alt="" />
<p><p>Basic medical supplies, like syringes and catheters, would be at risk of running out. Medication for cancer patients that use radiopharmacuticals, which only have a life span of a few hours, would expire.&nbsp;</p>
<p>During <a href="https://www.cnn.com/2018/05/28/americas/brazil-truck-strike-fuel/index.html">the 2018 truck strike</a> in Brazil, a lack of medical supplies was a key choke point for the country. Government security forces escorted trucks with supplies to hospitals and doubled fines against striking truckers who were carrying medical cargo.&nbsp;</p>
<div title="Page 9">
<p>Mail and package delivery could stop if drivers in last-mile, as well as long-haul truck drivers, were to stop working.</p>
<p><em><strong>Read more: </strong><a href="https://www.businessinsider.com/truck-drivers-reveal-the-worst-parts-of-their-jobs-2019-8" data-analytics-position="1">'It's like being an indentured servant': Truck drivers reveal the worst parts of their jobs</a></em></p>
<p>Gas stations and grocery stores would start to run out of supplies. The ATA wrote that reports of a trucker work stoppage would stir up consumer panic, not unlike when hurricanes or other natural disasters lead to folks <a href="https://www.businessinsider.com/price-gouging-in-texas-gas-prices-hurricane-2017-9">emptying grocery stores</a>.</p>
<p>"News of a truck stoppage &mdash; whether on the local level, state or regional level, or nationwide &mdash; will spur hoarding and drastic increases in consumer purchases of essential goods," according to the report. "Shortages will materialize quickly and could lead to civil unrest."</p>
<p>Further up the supply chain, manufacturing delays would become rampant. Computer and auto manufacturers, for instance, build their goods as components are received throughout the day. Within just a few hours, a lack of truck deliveries of those components would "incur significant disruption costs and thousands of employees will be put out of work."</p>
</div></p>
<br/><br/><h3>Within two to three days</h3>
<img src="https://static2.businessinsider.com/image/5d6844aa2e22af3265481842-400-300/within-two-to-three-days.jpg" alt="" />
<p><p><a href="https://www.history.com/news/oil-crisis-1973-truck-strike">In 1974,</a> truckers went on strike in the US for as long as three days in some areas. Around 100,000 truckers were laid off, and the National Guard was called in Ohio to deploy tear gas and forcibly remove trucks from blocking the highways.&nbsp;</p>
<p>That strike also led to food shortages nationwide. The ATA said in its report that, with a strike as long as three days, essentials like bottled water, powdered milk, and canned foods would be gone.&nbsp;</p>
<p><em><strong>Read more:</strong><a href="https://www.businessinsider.com/truck-drivers-kroger-bad-survey-2018-12"> Truckers reveal in a new survey who they hate shipping for the most</a></em></p>
<p>The consumer panic that developed during the first day of the strike would mushroom.</p>
<p>ATMs would be cashless. Gas stations would run out of fuel. And garbage would begin piling up in urban and suburban zones rather than going to a landfill.</p>
<p>"Uncollected and deteriorating waste products create rich breeding grounds for microorganisms, insects, and other vermin," the ATA <a href="https://www.trucking.org/ATA%20Docs/What%20We%20Do/Image%20and%20Outreach%20Programs/When%20Trucks%20Stop%20America%20Stops.pdf">wrote</a>. "Hazardous materials and medical waste will introduce toxins as well as infectious diseases into living environments."</p>
<p>And goods that are shipped over from Asia would stay <a href="https://www.businessinsider.com/tariffs-record-volumes-to-west-coast-warehouses-2018-12">in container ports</a> on the West Coast.&nbsp;</p>
<h2>&nbsp;</h2></p>
<br/><br/><h3>Within a week or more</h3>
<img src="https://static1.businessinsider.com/image/5d6845292e22af2f266dcf20-400-300/within-a-week-or-more.jpg" alt="" />
<p><div title="Page 9">
<p>An uncomfortable situation would become dire should truckers stop working for more than a week.</p>
<p>Without truckers transporting fuel, most people and businesses would run out of gas. Most forms of transportation would no longer function &mdash; even airplanes would remain grounded, as trucks deliver 80% of the fuel used by the nation's airports.</p>
<p>"Without access to automobile travel, people will be unable to get to work causing labor shortages and increased economic damage," the ATA <a href="https://www.trucking.org/ATA%20Docs/What%20We%20Do/Image%20and%20Outreach%20Programs/When%20Trucks%20Stop%20America%20Stops.pdf">wrote</a>. "Without cars, many people cannot access grocery stores, banks, doctors, and other daily needs."</p>
<p>Hospitals would begin to exhaust oxygen supplies by seven to 10 days into the work stoppage.</p>
</div>
<div title="Page 9">
<p>Most alarmingly, America's supplies of clean drinking water would run dry in as little as two weeks. As the ATA wrote:</p>
<p style="padding-left: 40px;">On average, trucks deliver purification chemicals to water supply plants every seven to 14 days. Without these chemicals, water cannot be purified and made safe for drinking. Without truck deliveries of purification chemicals, water supply plants will run out of drinkable water <strong>in 14 to 28 days</strong>.</p>
</div>
<p><em>Are you a truck driver with a story about the industry? Email the reporter at <a href="mailto:rpremack@businessinsider.com">rpremack@businessinsider.com</a>.</em></p>
<h2>Read the full report from the American Trucking Associations <a href="https://www.trucking.org/ATA%20Docs/What%20We%20Do/Image%20and%20Outreach%20Programs/When%20Trucks%20Stop%20America%20Stops.pdf">here</a>.</h2></p>
<br/><br/> https://www.businessinsider.com/brain-eating-amoeba-infects-10-year-old-texas-girl-2019-9A 10-year-old Texas girl contracted a brain-eating amoeba after swimming in the Brazos river — the infection has a 4% survival ratehttps://www.businessinsider.com/brain-eating-amoeba-infects-10-year-old-texas-girl-2019-9
Sat, 14 Sep 2019 13:47:40 -0400Aylin Woodward
<p><em><strong><img src="https://static4.businessinsider.com/image/5d7d27c3f4fc24221f260ca0-1040/naegleriafowleri1040x454.jpg" border="0" alt="Naegleria_fowleri brain eating amoeba" data-mce-source="CDC" data-mce-caption="Naegleria fowleri, or a brain-eating amoeba, is a microorganism found in fresh water that causes the brain infection primary amoebic meningoencephalitis, or PAM." /></strong></em></p>
<ul class="summary-list">
<li>A 10-year-old Texas girl contracted Naegleria fowleri, or a "brain-eating amoeba," while swimming in the Brazos River last week.</li>
<li>The amoeba causes a rare, but almost always deadly brain infection called primary amebic meningoencephalitis (PAM). PAM has a fatality rate of more than 97%.</li>
<li>This is the 147th case of Naegleria fowleri in the US since 1962; only four people have survived the infection.</li>
<li>These amoebas can be found in freshwater lakes, rivers, and hot springs, and enter the brain through the nose.</li>
<li><a href="https://www.thisisinsider.com/?hprecirc-bullet">Visit Insider's homepage for more stories</a>.</li>
</ul>
<p>Ten-year-old Lily Mae Avant is lying in the Pediatric Center of the Cook Children's Hospital in Fort Worth, Texas as a devastating infection attacks her brain tissue.</p>
<p>On Monday, the girl complained of a headache and was sent home from school with a fever. Her parents rushed her to the hospital Tuesday morning after Avant was unresponsive, <a href="https://www.facebook.com/wscott7899/posts/2496215280460609">according to a Facebook post</a> from her cousin Wendy Scott. At first, doctors thought the girl had bacterial meningitis. <a href="https://www.facebook.com/wscott7899/posts/2500804270001710">By Thursday</a>, they'd concluded that, instead, Avant had a deadly brain infection called primary amebic meningoencephalitis (PAM).</p>
<p>PAM is caused by Naegleria fowleri, or the "brain-eating amoeba," that can be found in warm, freshwater around the world. Just days before she checked into the hospital, <a href="https://dfw.cbslocal.com/2019/09/13/lily-mae-avant-10-contracts-brain-eating-amoeba-after-swim-in-brazos-river/">CBS Dallas-Fort Worth reported</a>, the 10-year-old had been swimming in the Brazos River.&nbsp;</p>
<p><em><img src="https://static6.businessinsider.com/image/5d7d27c3f4fc24221f260ca1-2400/brazosriverparkercountytexas.jpg" border="0" alt="Brazos_River_Parker_County_Texas" data-mce-source="Leaflet/Wikimedia Commons" data-mce-caption="View of the Brazos River north of Interstate 20, Parker County, Texas." /></em></p>
<p>This infection causes intense brain swelling and is almost always fatal, <a href="https://www.cdc.gov/parasites/naegleria/index.html">according to the US Centers for Disease Control and Prevention (CDC)</a>. PAM has a fatality rate of more than 97%; of the 147 cases in the US since 1962, only four people have survived.</p>
<p><em><strong>Read More:</strong> <a href="https://www.businessinsider.com/flesh-eating-bacteria-spreading-due-to-warmer-oceans-2019-6" data-analytics-position="6">A Florida man died after losing 25% of his skin to flesh-eating bacteria. Experts say the infections will become more common as ocean water warms.</a></em></p>
<p>Earlier this year,&nbsp;a 59-year-old North Carolina man <a href="https://www.nbcnews.com/nightly-news/video/brain-eating-amoeba-kills-man-who-swam-at-water-park-64675397511" data-track-type="click" data-index="2" data-component="Inline links" data-count="15">died of the infection</a> after swimming at a water park.&nbsp;In October 2018, a California boy contracted the amoeba after entering a hot spring in the Eastern Sierras, <a href="https://www.cdc.gov/mmwr/volumes/68/wr/mm6836a3.htm?s_cid=mm6836a3_w">according to a CDC report</a>. His symptoms didn't set in until 12 days after he'd gone swimming, then he was dead within three days.</p>
<h2>Naegleria fowleri enters our brain through the nose</h2>
<p><a href="https://www.cdc.gov/parasites/naegleria/index.html">According to the CDC</a>, Naegleria fowleri is never found in saltwater; rather, it's most common in freshwater&nbsp;lakes, rivers, and hot springs. Infections occur when people go swimming or diving in these bodies of water.&nbsp;</p>
<p>When the sediment in a lake or river gets disrupted, these brain-eating amoebas are stirred into the water, and then that contaminated water gets inhaled into a swimmer's nose. The amoeba then uses the olfactory nerve to migrate to the brain, where it causes PAM.</p>
<p>People can't get infected from swallowing contaminated water, however, infections have occured after swimmers inhaled inadequately chlorinated swimming pool water or heated and contaminated tap water, <a href="https://www.cdc.gov/parasites/naegleria/index.html">the CDC reports</a>.</p>
<p>Naegleria fowleri thrive in warm waters, and grow best in temperatures up to 115 degrees Fahrenheit.</p>
<p><img src="https://static2.businessinsider.com/image/5d7d27c3f4fc24221f260ca2-2400/3785835001120ee6e514o.jpg" border="0" alt="swimming hole NC" data-mce-source="Donald Lee Pardue/Flickr" data-mce-caption="Deep River swimming hole in Cumnock, North Carolina." /></p>
<p>Our brains are moist and warm, just like amoebas' ideal habitat, toxicologist Bill Sullivan <a href="https://theconversation.com/why-the-brain-eating-amoeba-found-in-freshwater-lakes-while-rare-is-so-deadly-121171">wrote in The Conversation</a>. "But the brain doesn't have bacteria for the amoeba to eat, so the organism attacks brain cells for nutrients."</p>
<p>As the parasite eats its way through the brain, our body's immune system tries to fight back, which causes the intense swelling and inflammation in our skulls, Sullivan said.</p>
<p>The pressure from this swelling eventually interrupts&nbsp;the brain's connection to the spinal cord, and can respiratory failure, among other consequences.</p>
<h2>The infection causes vomiting, seizures, brain swelling, and death</h2>
<p>Initial symptoms of PAM can start between up to 9 days after infection, and include headache, fever, nausea, or vomiting. Later symptoms can include stiff neck, confusion, loss of balance, seizures, hallucinations, and coma. After symptoms manifest, the infection progresses rapidly and usually causes death within about 5 days, <a href="https://www.cdc.gov/parasites/naegleria/index.html">the CDC reports</a>.</p>
<p>But these brain-eating amoeba are difficult to detect and even harder to treat, Sullivan wrote.</p>
<p>"The initial symptoms can easily be mistaken for a less serious illness, costing valuable treatment time," he said. Sullivan added that there is no quick diagnostic test for the amoeba;&nbsp;patients are often mistreated for viral or bacterial meningitis, just like Avant.</p>
<p>By then, it is often too late for patients, as&nbsp;"the presence of the parasite leads to rapid and irrevocable destruction of critical brain tissue."</p>
<h2>This is the 36th brain-eating amoeba case reported in the US since 2009</h2>
<p>Very few people survive an encounter with brain-eating amoeba. Avant is the 147th case of PAM in the US in the last 57 years. Of those 147 people, only four have survived &mdash; one in 1978, two in 2013, and, most recently, one in 2016.&nbsp;Avant's family hopes she will be the fifth survivor.</p>
<p>Between 2009 and 2018, 36 PAM infections were reported in the US. Of those cases, 32 people were infected by recreational water, three people were infected after performing nasal irrigation using contaminated tap water, and one person was infected by contaminated tap water used on a backyard slip-n-slide, <a href="https://www.cdc.gov/parasites/naegleria/index.html">according to the CDC</a>.</p>
<p><em><img src="https://static4.businessinsider.com/image/5d7d27c3f4fc24221f260ca3-929/naegleria-statemap-2019.jpg" border="0" alt="naegleria statemap 2019" data-mce-source="CDC" data-mce-caption="States where cases of Naegleria fowleri, or brain-eating amoeba, have occurred." /></em></p>
<p>Typically, most Naegleria fowleri cases&nbsp;occur in the 15 southern-tier states,&nbsp;with more than half of all infections occurring in Texas and Florida.&nbsp;</p><p><a href="https://www.businessinsider.com/brain-eating-amoeba-infects-10-year-old-texas-girl-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/dogs-stop-lick-face-bacteria-ecoli-2016-9">Letting your dog lick your face puts you at risk of contracting E. coli and other bacteria</a></p> https://www.businessinsider.com/mike-pence-gay-was-a-choice-learned-behavior-2019-9Mike Pence said in the 1990s that being gay was 'a choice' or a 'learned behavior,' but the White House says he isn't 'anti-gay'https://www.businessinsider.com/mike-pence-gay-was-a-choice-learned-behavior-2019-9
Sat, 14 Sep 2019 13:23:00 -0400Kat Tenbarge
<p><img src="https://static4.businessinsider.com/image/5a84a7e0d030721b008b487a-2000/ap18044622712989.jpg" border="0" alt="Mike Pence" data-mce-source="AP Photo/Jacquelyn Martin" data-mce-caption="Mike Pence." /></p><p></p>
<ul class="summary-list">
<li>After meeting with the prime minister of Ireland and his male partner for lunch, a White House spokesperson suggested <a href="https://twitter.com/juddpdeere45/status/1168679549275652097?lang=en">on Twitter</a> that Vice President Mike Pence couldn't be "anti-gay."</li>
<li>But Pence has a track record of touting anti-gay statements and policies as early as the 1990s before he was elected to office but had already run a congressional campaign.</li>
<li>In opposing a local Indiana effort to ban discrimination based on sexual orientation, Pence said "the great vast majority of the psychological community says homosexuality at a very minimum is a choice by the individual, and at the maximum, is a learned behavior," <a href="https://www.cnn.com/2019/09/13/politics/mike-pence-gay-rights-1990s/index.html">CNN reported</a>.</li>
<li>At the time, leading psychological research disputed that claim, which is rooted in homophobic sentiment.</li>
<li>Pence would later go on to sign a controversial "religious objections" bill into law as Indiana governor that critics said would <a href="https://www.theatlantic.com/politics/archive/2015/03/what-makes-indianas-religious-freedom-law-different/388997/">permit discrimination</a> against LGBTQ people.</li>
<li><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories.</a></li>
</ul>
<p>A White House spokesperson announced on Twitter that, thanks to a meeting with Ireland's prime minister and his partner, Vice President Mike Pence could no longer be called "anti-gay."</p>
<p>But Pence has infamously supported anti-gay legislation and even espoused anti-gay views out loud. In the early 90s, before Pence had ever been elected to office, he spoke out against efforts to ban discrimination against gay people, <a href="https://www.cnn.com/2019/09/13/politics/mike-pence-gay-rights-1990s/index.html">CNN reports</a>.</p>
<p>Back when Pence ended his unsuccessful run for Congress in Indiana and went on to host conservative radio shows in the state throughout the 90s, he argued that gay people choose to be gay, unlike black people.</p>
<p>"I do not choose whether I am a black American," Pence said, according to CNN, which found the quote in local newspapers. "The great vast majority of the psychological community says homosexuality at a very minimum is a choice by the individual, and at the maximum, is a learned behavior."</p>
<p><img src="https://static2.businessinsider.com/image/5d7d157f2e22af38994bdc13-2400/2019-09-03t121412z409584648rc1229471f60rtrmadp3ireland-usa-pence.jpg" border="0" alt="U.S. Vice-President Mike Pence and his wife Karen Pence pose for a photo with Irish Taoiseach (Prime Minister) Leo Varadkar and his partner Dr.Matt Barrett at Farmleigh House in Dublin, Ireland September 3, 2019." data-mce-source="REUTERS/Lorraine O'Sullivan" data-mce-caption="U.S. Vice-President Mike Pence and his wife Karen Pence pose for a photo with Irish Taoiseach (Prime Minister) Leo Varadkar and his partner Dr.Matt Barrett at Farmleigh House in Dublin, Ireland September 3, 2019." /></p>
<h2>Pence's past claim that being gay is a choice or learned behavior contradicted psychological research that existed at the time</h2>
<p>When Pence made his comments in the 90s, the American Psychological Association and other mental health groups had already established findings that contradict his claims.</p>
<p>Starting in 1973, homosexuality was no longer considered a mental disorder in the Diagnostic and Statistical Manual used by most psychiatrists.</p>
<p>Starting in 1988, the APA <a href="https://www.aglp.org/gap/1_history/">labeled discrimination</a> in employment based on sexual orientation irrational and officially opposed exclusion and dismissal from the armed forces based on sexual orientation in 1990.</p>
<p>Throughout the 90s, the APA went on to advise against discrimination in immigration and naturalization processes based on sexual orientation, along with encouraging members to prevent and respond to incidents of bias against gay people. By 2000, the APA formally opposed conversion therapy.</p>
<p>Pence's visit to Ireland was tense, Irish newspapers <a href="https://www.businessinsider.com/mike-pence-accused-of-betraying-hosts-visit-ireland-brexit-2019-9">pointed out</a>, given his support of Brexit, which is unpopular in the region. His anti-gay position didn't seem to help either, as multiple reports recalled that while serving as governor of Indiana, Pence signed a controversial bill into law that opponents said <a href="https://www.theatlantic.com/politics/archive/2015/03/what-makes-indianas-religious-freedom-law-different/388997/">enabled discrimination</a> against LGBTQ people on the basis of religious freedom.</p>
<p><em><strong>Read more</strong>: </em><em><a href="https://www.businessinsider.com/mike-pence-accused-of-betraying-hosts-visit-ireland-brexit-2019-9" data-read-more-link="" data-e2e-name="read-more-link">'He shat on the new carpet': Mike Pence accused of humiliating and betraying hosts during his visit to Ireland</a></em></p>
<p>The vice president has also <a href="https://www.businessinsider.com/mike-pence-accused-of-betraying-hosts-visit-ireland-brexit-2019-9">been opposed</a> to same-sex marriage, same-sex civil unions, and LGBTQ military service.</p>
<p>Despite his record on LGBTQ issues, special assistant to the president and deputy press secretary Judd Deere <a href="https://twitter.com/juddpdeere45/status/1168679549275652097?lang=en">tweeted that</a>, because the vice president and Second Lady Karen Pence met with Taoiseach Leo Varadkar and his partner Dr. Matthew Barrett for lunch in Ireland, that meant Pence could no longer be called "anti-gay."</p>
<p>The White House didn't immediately respond to Business Insider's request for comment.</p>
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<li>Read more:</li>
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<li><a href="https://www.businessinsider.com/boris-johnson-meets-mike-pence-makes-awkward-joke-chickens-2019-9" data-read-more-link="" data-e2e-name="read-more-link">Boris Johnson met with Mike Pence and left the room 'visibly befuddled' with an awkward joke about chickens</a></li>
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</ul><p><a href="https://www.businessinsider.com/mike-pence-gay-was-a-choice-learned-behavior-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/allison-mack-nxivm-alleged-sex-slave-ring-keith-raniere-seagrams-heiress-2019-4">Nxivm leader Keith Raniere has been convicted. Here's what happened inside his sex-slave ring that recruited actresses and two billionaire heiresses.</a></p> https://www.businessinsider.com/sackler-1-billion-wire-transfers-wealth-settlements-2019-9New York authorities discovered $1 billion in wire transfers by the Sackler family as authorities suspect they are hiding wealth from lawsuitshttps://www.businessinsider.com/sackler-1-billion-wire-transfers-wealth-settlements-2019-9
Sat, 14 Sep 2019 13:19:36 -0400Ellen Cranley
<p><img src="https://static3.businessinsider.com/image/5d7d12d62e22af2dcb6ed483-2400/gettyimages-1153126207.jpg" border="0" alt="sackler family, purdue pharma oxycontin opioid crisis" data-mce-source="STEPHANE DE SAKUTIN/AFP/Getty Images" data-mce-caption="Activists of P.A.I.N. (Prescription Addiction Intervention Now) association - created to respond to the opioid crisis - and of French NGO Aides hold banners reading &amp;quotShame on Sackler&amp;quot and &amp;quotTake down the Sackler name&amp;quot (back) in front of the Pyramid of the Louvre museum (Pyramide du Louvre), on July 1, 2019 in Paris, during a protest to condemn the museum's ties with the Sackler family, billionaire donors accused of pushing to sell a highly addictive painkiller blamed for tens of thousands of deaths. - The Sacklers have been high-profile philanthropists to cultural institutions such as the Tate in London and the Guggenheim in New York, but museums and galleries have recently been rebuffing their donations because of the opioid crisis fallout. The most recent museum to cut ties with the Sackler family is New York's Metropolitan Museum, which announced earlier this month that it will cease accepting gifts from the family." /></p><p></p>
<ul class="summary-list">
<li>The New York attorney general's office said it found a previously unknown $1 billion in wire transfers by the Sackler family, the owners of pharmaceutical giant Purdue Pharma.&nbsp;</li>
<li>Authorities added that millions of dollars of the uncovered wire transfers involved Mortimer D.A. Sackler, a former Purdue board member who the statement alleged transferred millions of dollars from trust companies through Swiss bank accounts to himself.&nbsp;</li>
<li>The Sacklers recently reached a tentative settlement that requires the family to pay $3 billion of their own fortune in cash over the next seven years.</li>
<li>Purdue's accusers claim the company's misleading advertising helped ignite America's opioid crisis as sales of OxyContin helped the family&nbsp;<a href="https://www.businessinsider.com/who-are-the-sacklers-wealth-philanthropy-oxycontin-photos-2019-1">build</a>&nbsp;a $13 billion fortune.</li>
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<p>The New York attorney general's office said it found $1 billion in wire transfers by the Sackler family, the owners of pharmaceutical giant&nbsp;Purdue Pharma.&nbsp;</p>
<p>The finding comes as the family faces&nbsp;a growing number of lawsuits over their role in the opioid crisis in ownership because of their ties to OxyContin-maker Purdue.</p>
<p><span data-qa="message-text">New York Attorney General Letitia James has reportedly subpoenaed 33 financial institutions to uncover more information about the Sackler family's wealth. The filing&nbsp;<strong data-stringify-type="bold">includes</strong></span><span data-qa="message-text">&nbsp;findings from just one unnamed institution,</span><a href="https://www.nbcnews.com/news/us-news/n-y-ag-we-found-1-billion-sackler-wire-transfers-n1054401"><span data-qa="message-text"> NBC News reported.</span></a></p>
<p>"While the Sacklers continue to lowball victims and skirt a responsible settlement, we refuse to allow the family to misuse the courts in an effort to shield their financial misconduct," James said in a statement reported with the filing.&nbsp;</p>
<p><em><strong>Read more</strong>: <a href="https://www.businessinsider.com/who-are-the-sacklers-wealth-philanthropy-oxycontin-photos-2019-1">The makers of OxyContin just tentatively settled 2,000 lawsuits on their role in the opioid crisis. Meet the Sacklers, who built their $13 billion fortune off the controversial prescription drug.</a></em></p>
<p>Authorities added that millions of dollars of the uncovered wire transfers involved Mortimer D.A. Sackler, a former Purdue board member who the statement alleged transferred millions of dollars from trust companies through Swiss bank accounts to himself.&nbsp;</p>
<p>"Already these records have allowed the state to identify previously unknown shell companies that one of the Sackler defendants used to shift Purdue money through accounts around the world and then conceal it in at least two separate multi-million dollar real estate investments," the filing said, according to <a href="https://www.nbcnews.com/news/us-news/n-y-ag-we-found-1-billion-sackler-wire-transfers-n1054401">NBC News</a>.</p>
<p><a href="https://www.cnn.com/2019/09/13/us/sackler-family-purdue-pharma-case/index.html">Sackler told CNN</a> after the filing that "there is nothing newsworthy about these decade-old transfers, which were perfectly legal and appropriate in every respect."&nbsp;</p>
<p>"This is a cynical attempt by a hostile AG's office to generate defamatory headlines to try to torpedo a mutually beneficial settlement that is supported by so many other states and would result in billions of dollars going to communities and individuals across the country that need help," Sackler told the outlet.&nbsp;</p>
<p>Mortimer D.A. Sackler, a former Purdue board member. It alleges that Sackler, at least one of which was previously unknown, through Swiss bank accounts to himself as early as 2009. Some of the funds were directed to real estate companies that owned Sackler family homes in Manhattan and the Hamptons, the filings said.</p>
<p>The&nbsp;<a href="https://www.businessinsider.com/who-are-the-sacklers-wealth-philanthropy-oxycontin-photos-2019-1">Sacklers</a> tentatively agreed to pay out of pocket to resolve thousands of lawsuits against Purdue, according to <a href="https://www.nytimes.com/2019/09/11/health/purdue-pharma-opioids-settlement.html">The New York Times</a>. The tentative settlement requires the Sacklers to pay $3 billion of their own fortune in cash over the next seven years,&nbsp;<a href="https://www.nytimes.com/2019/09/11/health/purdue-pharma-opioids-settlement.html">The </a>Times reported.</p>
<p>The deal came after state attorneys general first asked the Sacklers to pay $4.5 billion for suits from two dozen states and 2,300 local governments, according to <a href="https://www.npr.org/2019/09/09/758927743/sacklers-reject-demand-they-surrender-personal-wealth-to-settle-opioid-claims">NPR.</a></p>
<p>The Times noted that Purdue will most likely file for bankruptcy and be split into separate companies. A new company will continue to sell OxyContin, with all proceeds benefiting the plaintiffs.</p>
<p>Purdue's accusers claim the company's misleading advertising helped ignite America's opioid crisis,&nbsp;<a href="https://www.businessinsider.com/sackler-family-over-opioid-crisis-organizations-that-have-cut-ties-with-2019-7">Business Insider</a>&nbsp;previously reported. Sales of OxyContin helped the family&nbsp;<a href="https://www.businessinsider.com/who-are-the-sacklers-wealth-philanthropy-oxycontin-photos-2019-1">build</a>&nbsp;a $13 billion fortune.</p><p><a href="https://www.businessinsider.com/sackler-1-billion-wire-transfers-wealth-settlements-2019-9#comments">Join the conversation about this story &#187;</a></p> <p>NOW WATCH: <a href="https://www.businessinsider.com/what-el-chapo-joaquin-guzman-really-like-cartel-wives-2017-10">What El Chapo is really like, according to the wife of one his closest henchman</a></p>