MIB Integration

MIB Integration improves evidence gathering tasks for Life insurers

Evidence is an important aspect of Life underwriting. It's essential for underwriting analysis, but is often cumbersome to coordinate with third parties. Automating the requests for (and receipt of) Medical Information Bureau (MIB) information expedites the process.

The OnBase Insurance Solution offers an MIB Integration which automatically creates an ACORD 401 message to request the MIB before the application is even sent to underwriting. Once the policy is being reviewed, OnBase provides underwriters with an ad-hoc task feature that requests an update with the ACORD 402 message. When the OnBase solution receives the ACORD 404 message, it stores the XML and applies a style sheet so that the information is easily reviewed by the underwriter.