Archives for November 2015

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Hidden in the small cap corners of the investment universe are hundreds of closed-end funds overlooked by Wall Street. These funds do it all, from private equity-style investments in small companies to leveraged junk bond investments you can’t find anywhere else. Let’s look at the closed-end fund category and explore why investors might choose to […]

Filed Under: InvestingTagged With: Closed End Funds, Closed-end Fund, FundsEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

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I love board games! I grew up playing Monopoly and other strategy games, and loved it! We’ve talked before how video games can teach personal finance skills to kids. But boards games can also teach kids about the basic concepts of investing, money management, and more. And with a push to stop the TV and […]

Filed Under: InvestingTagged With: Board Games, Gifts, Investing, personal financeEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

How many times per day do you reach for your phone? According to this Gallup poll the answer is at least hourly. I’m not pointing fingers here. Trust me, I know how addicting smartphones can be! But what if, instead of mindlessly looking at social media and email very time you reached for your phone, […]

Filed Under: Earn More MoneyTagged With: Money Apps, money making apps, money saving appsEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

Few people are surprised when college students make poor financial decisions. After all, college is a time to make mistakes, learn from them, and become a better person, right? Unfortunately, too many college students commit drastic financial errors that haunt them for decades of their adult lives. Because an overwhelming percentage of students are totally […]

Filed Under: SpendingTagged With: College, SpendingEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

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Owning shares of stock in a company makes you an owner of that company. For most companies, that simply means sharing in dividends and hoping that the stock price goes up over time. However, some companies treat their shareholders like real owners – giving them discounts and rewards on products and services, just like their […]

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

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With Christmas right around the corner there’s a good chance you’re starting to feel the stress that comes along with the gift giving season. While I love Christmas it’s not a reason to go into debt. It happens on the same day every single year. It’s not an unexpected expense and it’s surely not a […]

Filed Under: Saving, SpendingTagged With: Christmas, Debt, SavingEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

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I saw this question the other day, and it reminded me of one of my favorite stories from high school math (yes, that’s pretty nerdy, but this is a personal finance blog). So, before I tell the story, think about it: If a genie appeared and gave you a choice, what you would choose: would you […]

Filed Under: InvestingTagged With: Compound Interest, Grain of Rice FableEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

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It’s never too early to start thinking about building a resume for after college. In fact, the college graduates that get the best jobs are the ones that are networking right now, applying for the jobs early, and interviewing in the Spring. To make that happen, you need to consistently keep an up-to-date resume. This […]

Filed Under: CareerTagged With: career, Cover Letter, Professional Resume, Resume Template, ResumesEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

Before I took action and started paying down my debt, I spent a lot of time thinking about how I was going to get out of debt. I looked at my meager income (at the time) and saw a wide gap between what I earned and what it would take to pay off the loans. […]

Filed Under: Career, Student LoansTagged With: Debt, Mindset, Student LoansEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” – Attributed to Albert Einstein (origin of quote is disputed)If you are currently investing or plan to invest, it is critical that you familiarize yourself with the amazing effects of compounding.Here’s a quick […]

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

We’re all working to establish financial independence and regain freedom from the cruel friend that is accumulated debt. Did you know that one of the best ways to eliminate debt and achieve financial freedom is to start earning supplemental income? Did you also know that one of the best ways to do this is by […]

Filed Under: Earn More MoneyTagged With: business idea, Earn MoneyEditorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

This article contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

You want to better yourself; you want a higher paying job; you simply want to do something different. But then life hits you: you have a family emergency and can’t finish school. Or maybe your current path of studying wasn’t the right fit for you. Or even worse, maybe you got sick… The sad truth […]

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.