Enforcement actions

When we take an enforcement action against an entity or person we believe has violated the law, we will post court documents and other related materials here.

The Bureau may enforce the law by filing an action in federal district court or by initiating an administrative adjudication proceeding. Administrative proceedings are conducted by an Administrative Law Judge, who holds hearings and issues a recommended decision. Proceedings are conducted in accordance with the Rules of Practice for Adjudication Proceedings.

The
Consumer Financial Protection Bureau (CFPB) took action against an online lead
aggregator for steering consumers toward lenders who offered illegal or
unlicensed loans that were void in the consumer’s state.

The Consumer Financial Protection Bureau (CFPB) took action
against American Express Centurion Bank and American Express Bank, FSB for
discriminating against consumers in Puerto Rico, the U.S. Virgin Islands, and
other U.S. territories by providing them with credit and charge card terms that
were inferior to those available in the 50 U.S. states. American Express also
discriminated against certain consumers with Spanish-language preferences.

The Consumer Financial Protection
Bureau (CFPB) filed two complaints and proposed final judgments in federal
court against four California-based credit repair companies and three
individuals for misleading consumers and charging illegal fees.