Cars tend to break down at the worst possible times. Sometimes they will break when you are on your way to an important meeting or when you are running low on money. This gets very frustrating and the older your car gets or the worse you take care of it, the more often this will happen. There is however a fairly easy solution to this. If you learn the basics of how a car works and what kind of care it needs then you can keep it in better shape and keep money in your pockets. The first thing you should learn about is changing the oil. This is one of the simplest preventative maintenance tasks you can perform on your car. It is also an extremely important one. A basic oil changes start around $40 assuming you go to a repair shop or service center such as Meineke or Jiffy Lube, instead of a dealership. This will only cover the cheaper oil and filter, along with a visual inspection of critical parts. You can do this at home for around $20 and about 2 hours of your time but with much better results. You can get higher quality oil and filters, which will help extend the life of your vehicle, and the longer you keep a vehicle the more money you save by not having to buy a new car. Also, while you are changing your own oil, you can check the other critical systems in your vehicle. If you take the extra time to really check these systems instead of just glancing at them, like they would at the service centers, you will have a much better idea of how worn out the parts are getting. If you know how much wear and tear is on your parts you will know when to replace them and when they can wait to be replaced. These systems include brake pads and rotors; fluid levels, such as power steering, transmission, brakes, and coolant; and your tires. Another thing you can do to your car is a tune up. Regular tune ups will help your car get better miles per gallon. This will you save money at the pump and help avoid breaking down on the road. Things to replace during a tune up would be...

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...How Malaysians save money?
‘I-phones, I-pad, HTC-phones’ are these items seem familiar to you? Well, from the mass media, we get to know that the world is now experiencing economy crisis. In correspond to economy crisis, prices for various items from groceries to clothes, houses to cars or even jewelleries have rises tremendously. Yet, people are still willing to spend large amount of money on the latest gadgets, clothes, new cars and many more items regardless of how much they costs. If we look further in the future, economy crisis can actually leads to problems that give significant impact, not just on individual but also a particular country. Therefore, it is time for people to evaluate themselves on how they spend their money daily and eventually come out with a simple but effective budget planning. This initiative is in line with the Malaysian government’s efforts to cultivate the money-saving habit among nations on how to spend money wisely and systematically.
Basically, there are several ways one can save their money. First, we can start this practice in our daily life at home, school or even office. People must never hesitate to switch off all the electrical appliances when one is away from home. This smart practice not only helps consumers on saving electrical fees but it also aids in lowering the risk of electrical...

...﻿John Greavu 1
Writing Assignment 4: SavingMoney Is Not Saving Anyone
We, the consumers of America are always trying to get the most “bang for their buck”, often times without realizing the true consequences of such actions. In a world where we’ve been told most our lives that savingmoney is good thing, you can’t really blame us. We shop at Wal-Mart, clip coupons and sometimes turn into savages on Black Friday. However, we tend to forget the saying “there is no such thing as a free lunch”; there is always someone who suffers when someone benefits. So cheap shopping is really just cheap buying which in-turn means cheap wages on the other end. Furthermore, we seem to think that all these rock-bottom prices and blockbuster deals are necessary and almost justified because of our false perception that prices have continued to go up over the last decade. Since most production is now being done overseas, the consequences of our “addiction” don’t seem to be noticed by most Americans.
Before watching this video, I would have definitely said that prices have been on the rise for the last 10 years. Looking back, I realize that this assumption was largely due to the media coverage of one of the most consumed American goods: gasoline. Anytime that gas prices spike up even the slightest, you are going to hear about it. I can’t believe that I’ve lived as a consumer over the past 10 years and now (after watching...

...﻿
Saving and Borrowing Money
Nguyen Pham
Dr. Karman Tam
Neil Pham
EDUC 1300
Professor Dr. Karman Tam
6 September 2014
Financial Aid:
Saving and Borrowing Money
Since I was a child, my parents asked me to save my own money by putting a dollar into a piggy bank. I asked them why I have to do it, and they said:” It’s for your future honey, you will need it later”. And now, I can understand why I should have to do it.
There are million reasons to save money, a car for your transportation, a house for living, and many more important things that you have to afford in your life. Saving is more important in long-term financial, who know when we need money for emergency situations, or when people get a retirement from company and they need some money to open a small business for themselves. Things happen just like that, you should have a financial security. The tips for saving is you save the money as possible as you can from anytime in life, the more that you save the more you secure for your financial life (Houston Community College, 2005-2014).
Nowadays, most of people choose to save their money by depositing to the bank. Ether saving the money they have, people also can earn the...

...Savingmoney in painful and unnecessary
Quotes:
FOR: by Joseph Andrews
Savingmoney brings three benefits to your life. Yourmoney works on your behalf so you can work less. By putting funds away, you'll have more money when you truly need it. Finally, as you begin to save, it spreads like happiness throughout your life
FOR:
* Limit the stuff you want to buy everyday
* Takes a lot of time
* Always tempt to buy stuff
* Aggravate psychology
AGAINST:
* Makes people rich
* Take it in case of emergency
* Let us have a backup plan
* Let us buy expensive things (cars, houses)
* It gives you unbelievable freedom to do what you want to do, when you want to do it
* You sleep better at night not worrying about losing your job
* It’s easier to be "generous" because it comes from your surplus. (it’s a really bad reason to be charitable but it comes with having money)
* When you save money, you can start to think of retirement. The options are open when you save money and you don't have to worry about any problems coming up if you have the money saved up.
* Less stress - If you have money, you have stress. When you have little money, you have more stress. With...

... SavingMoneysavingmoney is huge problem for this world we are living in 2014. it very hard to save money when i on fixed income of each month and not working to making enough to get by each month. i learned what is really like to struggle to live on my owe without depended on parent or family for help. savingmoney it my weakness spot how to budget what it important or overspent on thing is not important and when i really broken i start to feel real guilty and i have to wait about another whole month to get pay again and play catch up however i know i need to change my bad spending habit and start come up with a goal how to save money and be more responsibly how i spend it. my goal is to save $3000.00 to buy used car to get around. so,i decide to cutback on shopping for shoe i don't need and put $150.00 each month up in a saving account and dont touch it up to 12 months. i know it won't be easy i know i have make change and live better for myself toward the future however it ever harder to family like single mother with children or elderly person to survive on income they have and can't get the things might be really important such as diaper, school uniform or medicine for health issue. my advice is that whatever bad habit you have that keeping from savingmoney and really tired of be broken...

...It's better to enjoy yourmoney when you earn it or it is save yourmoney for the future? Use specific reasons and examples to support your opinion
Many people spend all of their money when they earn it wastefully, but other like to save their money for the future. In my opinion, It's good to enjoy a small amount of money when you earn it and save a larger amount ofmoney for the future.
When people earn money, they should use a small amount of it to do what they want. They can spend money for entertainment, buy a small thing for themselves, go camping with their friends, have a party with their family..... But they must to pay attention not to spend too much.
In addition, doing what people want can help them relax absolutely, give them energy and inspiration to do their job better. Try giving yourself a gift when you earn money, I'm sure that it's very interesting!
Otherwise, if you don't enjoy yourmoney when you earn it, you will live a dull life. Your only duty is go to work and earn money, so bored! It's good to budget money for necessities as clothing, rent and for the fun things as vacations, parties, relaxation....
Besides,people need save their money for several reasons. First, saving...

...SavingMoney by the use of Coupons
Thesis: To inform the audience on how to save money using coupons.
Would you walk past a $50 bill lying in the road? If I hadn't used my coupons and strategic shopping methods, I would have paid $50 more than I did on my last shopping trip. Isn't that the same thing? As an average shopper every week you go to the grocery store looking up and down the isles for the items you need. There are always long lines and you always seem to forget something. You get home and realize you paid more than last week and went over your allotted monthly budget. To keep this from happening, coupons can be used to help keep you at, or below your budget. Coupon use is on the rise. What is a coupon? A coupon is a set of detachable certificates that maybe torn off and redeemed for a product as needed. Coupons are proven to save money, to provide structured meal plans, and to make grocery shopping less stressful.
I. According to the United States Department of Agriculture, as of August 2011, the average cost of food for a family of four; two adults and two children between the ages of 2-5 is $124.60-241.10 per week. With the two children being between the ages of 6-11 it is 142.80-281.30.
(Unites States Department of Agriculture Food Plans)
A. Stephanie Nielson from Couponmom.com tells how some people save $100 per week with the use of...

...Self Help Guide
File Management and Storage: savingyour work
You should always save and backup your work and run a virus check regularly
to ensure your work does not become corrupt or lost. You should also store
your saved work in at least two places. See also UPR SA12 Section 8.2.5.
Savingyour work
 Save your work at regular intervals so that if there are any problems with the computer, network,
disk or USB device you are using, you do not lose your work in its entirety.
 Use the Save or Save as option on the File menu that is available on most applications to save or
copy your work.
 You can save your work either to your personal storage U:\ drive on the computers in the Learning
Resources Centres (LRCs) or to a pen or flash drive on drive E:\ or F:\. Please note that outside
the LRCs, for Apple Mac users the U:\ drive (StudentStore) is only available via StudyNet
 Check that the files have been saved and copied correctly before logging out.
Emailed yourself a file?
 If you email yourself a file, before working on it you MUST save it to a known location before
opening it. DON’T work on it from within your browser or you may not be able to find it when you
think you have saved it.
Virus protection
 CDs and other storage devices are checked automatically when they are inserted into...