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About Erica Hay DipPFS

I have spent the last 30 years in Financial Services both as an IFA and within the Private Banking/Wealth Management arena. During that time, I have advised both personal and business clients providing advice on a wide range of areas including Protection, Retirement Planning, Investment Planning and Inheritance Tax Planning together with a range of Business Protection solutions.

The move to St. James’s Place was a natural progression as, to me, the client should be at the heart of everything which is a view shared by St. James’s Place. I am passionate about helping my clients plan the future they desire whilst protecting the wealth and lifestyle they have already created. The St. James’s Place approach to Investment Management suits the type of client I tend to work with. Furthermore, my advice is now backed by the St. James’s Place Guarantee; this provides additional peace of mind for my clients.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.