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Janaseva Sahakari Bank Borivli Ltd. IFSC Code:

Transferring money previously involved visiting the bank where the money would be transferred from and making numerous calls to confirm if the money reached its required destination. But with the coming in of IFSC codes, this process has become extremely simple and hassle free. IFSC codes are primarily used for the identification of different branches of a particular bank. This alphanumeric code comprises of 11 digits. This code enables customers to transfer their money through the use of electronic transfer options such as RTGS and NEFT. IFSC stands for Indian Financial System Code.

IFSC codes can be decoded by following the points given below:

Out of these 11 digits, the first four refer to the Bank’s name.

The fifth digit is a ‘control’ number and is a 0.

The final six digits refer to a particular branch of the bank and is different for each branch.

For example, the bank in question is Janaseva Sahakari Bank Borivli Limited. They have a branch in Virar West of the Thane district. The IFSC code for this particular branch is JASB0000013.

Decoding the above IFSC Code:

The first four digits refer to the name of the bank - JASB

The fifth character is 0, a control number.

The last six digits, 000013 refers to the fact that this code is for the Virar West branch of the bank.

How to Search for Janaseva Sahakari Bank IFSC and MICR Codes?

It is quite simple to look for the IFSC and MICR codes for Janaseva Sahakari Bank Borivli, Ltd. If customers are looking online then they can find this information on the bank’s website or a financial third party website or a financial comparison portal such as BankBazaar.

BankBazaar provides information regarding IFSC codes for a particular bank. Customers will have to scroll down on the main page and click the link that says ‘ Bank IFSC Codes’ and fill in the required information such as name of the bank, district, branch, etc. IFSC and MICR codes for that particular branch will be displayed along with the contact details.

Users can also find IFSC & MICR codes in the passbook and chequebook issued by Janaseva Sahakari Bank Borivli Ltd.

How to Transfer Money using Janaseva Sahakari Bank NEFT and RTGS Processes?

Users can transfer money from one bank to another or within different branches of the same bank by using NEFT and RTGS processes.

National Electronic Funds Transfer (NEFT):

NEFT enables the transfer of funds from bank to another in a secure and convenient manner. Transfers are done in batches and is not real time. This method is usually utilized for the transfer of smaller sums of money. At Janaseva Sahakari Bank, NEFT is operational between 9am and 7pm on weekdays and 9am and 1pm on weekends.

Real Time Gross Settlement (RTGS):

As the name suggests, through RTGS money is transferred immediately and through secure channels. Customers use this method generally to transfer large amounts of funds.

Customers will have to visit the branches of Janaseva Sahakari Bank to procure these services.

About Janaseva Sahakari Bank Borivli Ltd.:

One of the most sought after co-operative banks within Maharashtra, Janaseva Sahakari Bank was started with the vision of helping those who could not access these services easily. Mr. Kalpak Vartak is the current Assistant General Manager. This bank has also won numerous awards, most recently when it won an Annual Report Competition organized by Nachiket Prakashan, Pune.

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