Get Insured

You need insurance for your business--period.

There are so few homebased businesses that do not require some
sort of business insurance that you should simply assume you need
it. Why? Because if you are a sole proprietorship or partnership,
you can be personally sued for business actions. If you are a
corporation, your entire operation can become extinct--and your
shareholders very upset--should a lawsuit or other problem
call for huge sums of money that the corporation cannot
produce.