It might ring like some kind of campaign rhetoric you might hear on the stump in a battleground state like Ohio, but it's true: Even though they're barely 11 years old, consumer driven health plans are our future.

With a potential U.S. Supreme Court ruling expected at the earliest in the summer of 2012 and the Obama administration’s desire to keep implementing the PPACA, uncertainty remains about what will happen to limited medical plans on Jan. 1, 2014.

Jchovis:“That's what I always learned in my finance classes: A promise of a dollar tomorrow is worth much more than receiving a dollar today....or was that the other way around? With the type of thinking evidenced in this survey, is it any wonder that this country is in so much trouble?” (In response to Workers would trade pay for better retirement benefits)