Thursday, February 26, 2015

Get Your Finances Neat and Tidy with a Tax Advance Loan

A tax advance puts your tax refund in your hands right away

It would be great if we could all spend our tax refunds on fun things like new tablets and trips to Disneyland, but in reality an awful lot of us count on that yearly windfall to get ourselves caught up on bills or to pay for something that would otherwise be ignored. The tricky part kicks in when that “ignored thing” becomes more urgent – maybe the car is making a funny clanking sound every time you start it up, or the water heater only works part of the time, or the nice people at the medical billing office have been phoning on a regular basis to see if you have any money for them this week – before you’re ready to file your tax return, much less expecting the refund to arrive. That’s when a Tax Advance from eTaxLoan is just what you need; it’s an advance loan that’s easy to qualify for and easy to repay, and it’s there when you need it, on your schedule instead of the IRS’s.

A Tax Advance Is More Convenient Than You Might Think

The original tax refund anticipation loans were all processed through tax preparers. That meant a couple of things- one, you had to be ready to file your return in order to get an advance on your refund. Second, the advance was only speeding up our refund by a few weeks. Times have changed! Now, you can get a Tax Advance before you file your return. You’ll want to know if there have been any major changes that would affect the amount of your refund since last year, but if you know it’s going to be about the same amount then you know how much you can request and be sure of comfortably repaying it, either from your actual refund or from paychecks – which will then be reimbursed, in a sense, when the refund arrives.

Another change is that instead of going to a tax preparation office, the application is web-based. This means that not only can you apply at any hour of the day or night that suits you, but you can apply from any place that suits you. Perhaps you have a home office with a computer and that’s where you work on your bills – but maybe you’d rather be on the couch with your tablet or laptop. Maybe that noise your engine was making turned out to be something important after all, and you’re in the waiting room of the mechanic’s shop, looking up financial solutions on your smartphone. No matter where you are, if you can connect to the internet, you can apply for a Tax Advance.

Good Credit Not Required for a Tax Advance

Thinking about a Tax Advance but worried about your credit score? Worry no more, because a credit check isn’t even part of the process! After all, what is a credit score anyway? It’s a numerical representation of your credit history – how much you have, how often you made late payments, and so on. History may be reputed to repeat itself, but the reality is that most people want to make good on their obligations! Almost nobody borrows money and thinks, “I’m just not even going to pay this back!” The reasons that people may miss payments or even default on credit are varied and complex, but one thing is clear – people’s circumstances can change much faster than their credit scores tend to! Someone might have a dreadful credit score because of difficulties they had in the past, but have an excellent income today, and no problem at all paying their bills on time and in full. Isn’t it more fair and reasonable to judge someone’s creditworthiness on their current circumstances, and not based on events from years ago?

Just How Fast and Easy is a Tax Advance?

One of the reasons it’s easier to shuffle items around in your budget and try to make it work “for now” is that applying for a personal loan can be a real hassle. There’s usually an extensive application form, for which you need to look up all your financial details such as the amounts of each debt and typical monthly living expenses like food and utilities. Who wants to go through that when you can just pay part of this bill for this month, and part of this other one, and plan to get caught up later? The good news is that a Tax Advance loan is far simpler and easier to apply for than you’re imagining, and is more than worth the small time investment!

Rather than the extensive and intrusive questionnaire that might accompany a traditional refund anticipation loan, the application for a Tax Advance from eTaxLoan is only a quick handful of questions. The form takes only about three minutes to complete! Once you’ve provided information that qualifies you, and been matched with a lender who can provide the type and amount of funding that you’ve requested, you’re provided with the terms and sign the agreement electronically, without having to print, fax, or mail any documents. You’ll have provided bank information so the lender can deposit the funds directly into your own bank account, and arrangements will specify the pay dates or expected tax refund date that the repayment will be drafted directly from that same account. You can’t forget to make your payment, since it’s automatic, and if you find that you need more time simply contact the lender and for a predetermined fee the terms can be extended. What could be simpler? Start your financial year off right– make a resolution to balance your budget and use all the tools at your disposal, like an easy, quick Tax Advance!

#TaxAdvance #ZippyPaydayCash

Get Your Finances Neat and Tidy with a Tax Advance Loan, By Eric Knapp - Today

Tuesday, February 17, 2015

Get Your Budget Organized With A Faxless Payday Advance

If you’re like many of us, your budget is in a constant state of juggle and stall. Everything gets paid, but maybe a few days late or a few dollars short, and we’re always waiting for our next paycheck to get things balanced out. Sometimes we get three paychecks in a month, and those “extra” paydays put things back to right for a time, and then a bit at a time they get out of whack again. Faxless payday advances can break the cycle – borrow ahead from your next paycheck or two, pay all the bills on time in full, and say goodbye to the stress and anxiety of being “behind” all the time. When those paychecks come in, the loans are paid back automatically out of your bank account, so you don’t even need to remember to do that.

Bad Credit Won’t Stop A Faxless Payday Advance

Got lousy credit? Join the club! The economic crisis of 2008 damaged the credit of millions of Americans in ways that they couldn’t possibly have predicted or avoided. After being accustomed to using credit cards and personal lines of credit regularly, living without it has been a huge adjustment for many of us. Here’s the good news – you don’t have to live without credit after all. The application process for a faxless payday advance does not utilize a credit check – just a few basic questions that have nothing to do with your past accounts or payment history. Finally! A financial services company that treats stable, employed adults like, well, adults.

You Can Have A Faxless Payday Advance As Soon As Tomorrow

There’s no faster loan application process than the one for a faxless payday advance. First of all, the application is completely online, so you can complete it anytime, anywhere. It’s even set up for mobile, so you can use your tablet or phone if you want to. Ever applied for a loan while curled up on the couch watching tv? Well, now you can! Secondly, the application form is very short – only a few questions to verify your basic information. There’s nothing about your credit history or past payment record – just job and salary info, bank account, and essential qualification info. Third, approvals are practically instantaneous; it takes 90 seconds or less for your application to be processed, at which point you’re forwarded to a page with the details such as the amount you’re approved for and the terms of repayment. Your signature is processed online too – no printing, no faxing, no scanning! Simplicity itself! Last but not least, there’s almost no waiting; your funds will be deposited directly into your bank account in a matter of hours, depending on which loan terms you’ve selected. A faxless payday advance is the fastest, easiest way you’ve ever borrowed money!

Tuesday, February 3, 2015

An Online Cash Advance Is Just the Ticket When the Unexpected Happens

An online cash advance is the ticket to stress free borrowing

When you need extra money, you usually need it fast. Even more importantly, that kind of situation is usually accompanied by some kind of personal stress or anxiety – which means the last thing you need is more! What you need is a quick, easy, hassle-free path to a great solution, and what has sped up and simplified ordinary daily tasks more than the internet? An online cash advance is the answer you’re looking for at a time like that. There’s no paper application, no trips to the bank branch, and best of all no waiting!

You Can Get an Online Cash Advance With Good Credit, Bad Credit, or No Credit!

Typically, applying for any kind of credit these days requires a credit check. Even if you just request a short term personal loan from the bank where you keep your accounts, they will run your credit report. For many people that’s no big deal, but for more and more of us these days our previously-perfect credit has been damaged by the loss of a job, skyrocketing expenses, or some other circumstance beyond our control. When we need to borrow money now, it can be a huge problem – we need to shop around searching for someone who will take pity on us, or provide a loan to someone with unfavorable credit, but at a very high interest rate. Compared to that experience, an online cash advance is a breath of fresh air! Instead of being based on your credit score, the loan amount you’re approved for is based on your income and ability to repay. Imagine having your creditworthiness based on your current circumstances instead of things that happened years ago! Isn’t that a great idea?

Is It Safe To Get an Online Cash Advance?

The short answer is, Yes – definitely. The website is designed to be completely secure and guard your personal data very carefully. It’s understandable to be a little nervous when there are so many reports of big companies facing security breaches and data leaks, but everything we do in life carries a certain element of risk. Of all the things we do online, applying for an online cash advance is not one of the dangerous ones. All the information you put into the form is encrypted with a special code “key” on your end, and a different, private “key” to unencrypt it on the receiving end, so nobody can intercept it in the middle. Your personal data is safe, and can only be seen by the individuals who need to see it to process your loan!

Getting Your Online Cash Advance is Easy!

Completing the application is a snap – it's just a handful of questions to qualify you for the loan’s basic requirements. It takes only 90 seconds to receive approval – at any time of the day or night! – and the funds appear in your bank account by the next business day, like magic! You even sign online – no paper copies to mail or fax. An online cash advance gets you the extra funds you need faster and simpler than you believed possible, and it just might be the best decision you make all day!

#OnlineCashAdvance #ZippyPaydayCash

An Online Cash Advance Is Just the Ticket When the Unexpected Happens, By Mindy Lobo - Today