Comment

Are you consistently paying it and attempting to get the debt paid? If so, you will have to list the debt on your application and it might play a role in a security clearance, but consistency in payments shows accountability and shows that the government can trust that you will do the right thing. questions like yours really should be directed to a recruiter that you can have a one on one conversation with, then he or she can determine if you are elligible to join, an internet forum can help you, but we can't answer a question like that with a yes or no. Its not that cut and dry.

Comment

They are more interested in how responsible you are with debt. When I enlisted there were no questions about the amount of debt, only about recent late payments over 60-90 days, repossessions, foreclosures, and bankruptcies. These situations are not necessarily bad, depending on your pattern of behavior. If you have recent negative actions, you may be told to wait a while so that you can establish a responsible pattern of behavior.

What I have been told by my recruiter is that I may have to sit down with someone and explain why I have delinquent debt - I was laid off. He said that everyone has their own circumstances and I may not be able to get an MOS that needs a security clearance but I should be ok otherwise. Just my experience.