Archives for September 2015

‘Tis the Season To Be Grateful For Holiday Lenders

Celebrate in style with the help from Holiday Lenders

Gratitude is central to the whole holiday season. We think of Thanksgiving of course, but all those good times with friends and family and the opportunity to show them how we feel – and indulge our playful, childlike side – permeate the weeks and months from October through the New Year celebration. One of the ways most of us like to celebrate and show the people we care about how we feel is by buying gifts and throwing parties. For that, we need spare cash. Saving up throughout the year is the obvious solution, a little out of every paycheck – but how many of us actually achieve that? Instead we spend it on credit cards and pay it all year the next year – plus interest, instead of earning interest on money saved for the following year. Here’s an alternative – holiday lenders are available to provide the cash you need to celebrate the season without it taking all year to pay back.

Holiday Lenders Make It Easy To Celebrate In Style

Not long after Labor Day, plans begin for Halloween. Whether you need costumes for the whole family, enough decorations to be the scariest house on the block, or everything required to throw the party of the year, it’s going to take some cash. If you’ve saved some up for “the holidays,” you could easily go through it prepping for this. If not, then you’re already behind the eight ball! Maybe you’re not a Halloween person, and just hand out candy and call it a night, but Thanksgiving means nothing less than having the whole family spend the weekend together enjoying piles of homemade food, watching football, and making memories! That takes cash. So does Christmas – gifts for everyone, more parties, more traveling to see family… how could anyone possibly have enough saved up to really do all of those things the way you want to? That’s why Holiday Lenders make it their business to ensure that you can access the extra cash you’ll need to get through the final months of the year without any regrets!

Get Extra Cash Fast Thanks To Holiday Lenders

Some of us are better at planning ahead than others. If you’re one of those who doesn’t always realize your budget is stretching at the seams until something bursts, getting that extra cash as quickly as possible is likely to be a priority when the time comes. Holiday Lenders make that easy, because the entire process is set up for maximum convenience and simplicity. The fact that the application and approval are completed online means you can apply at any time of the day or night, and still be approved within minutes while you wait. As soon as you agree to the terms, using the electronic signature provided, the lender will disburse the funds to your bank account and they’ll be available as soon as your bank clears the deposit. There’s no waiting, no paperwork, and no credit check – so if you’re one of the millions of Americans living with damaged credit you can still apply for and receive the loan you need.

‘Tis the Season To Be Grateful For Holiday Lenders By Eric Knapp – 9/26/15

Did You Know You Can Get A Tax Refund Anticipation Loan Now?

Get your tax refund anytime of the year with a Tax Refund Anticipation Loan!

To say that most of us “anticipate” our tax refunds is probably a gigantic understatement. It’s the only time of year that we can get anywhere from cash for a decent dinner out to the equivalent of several paychecks completely without obligation. It’s not a gift you have to reciprocate, and it’s not a scheduled job-related pay that has to go toward bills or your mortgage. It’s free money – it’s even tax free! Who wouldn’t look forward to that? What not everyone knows is that you can get a Tax Refund Anticipation Loan at any time of year – not just from the big tax prep companies. They may have started them off, but they aren’t alone anymore! You can get an advance on your tax return at any time of year now, payday loan style.

Tax Refund Anticipation Loans Can Fund Your “Pet Projects”

Your pet project might involve an actual pet – but probably not. Been looking forward to fencing the backyard? Or escaping the yard to take the family camping? Whether you need extra cash for a practical home-improvement project or an adventure or luxury that just isn’t in your usual budget, tax refund anticipation loans can make that happen. They’re simple to apply for – just figure out what you expect to be receiving when your return comes in, based on previous years’ and adjusted for any changes and complete the quick and simple online form. Lenders are available 24 hours a day, so there’s no waiting while your application sits on someone’s desk. Response is immediate, and you can have cash in hand in as little as one business day. Since you’ll be receiving the actual refund to reimburse you for the payments you make on the loan, it’s like borrowing money from yourself!

You Can Actually Save Money With Tax Refund Anticipation Loans

Using credit isn’t always a bad thing. Sure, there are fees involved, but often they’re less than the expenses you can avoid through the careful and considered use of credit. For example, perhaps you are in the market for a used car and your credit isn’t great. You look at cars and find one you like, but without a down payment the interest rate they will be charging is at the top of the chart. Use a Tax Refund Anticipation Loan to access the funds you’re expecting to come in later, and put that toward the car! The interest you pay on the short-term advance will be far less than the additional amount the car would cost if you had to pay a higher rate on that for the years you’ll be paying off that loan. The same theory applies to using the loan as a “cushion” in your bank account to avoid late charges and overdraft fees, which in addition damage your credit. Meanwhile, on-time payments report positively toward your credit report and help you increase your score for the future!

Best Solution To Unexpected Budget Crunches May Be Online Payday Loans

Online Payday Loans can get you out of a bind

There’s an expression among writers – some people are “plotters” and some are “pantsers”, as in, they just go with the flow, “by the seat of their pants” with no planning ahead. I think most of us fall into categories like that when it comes to money – they might be called budgeter and binger. Some carefully portion out their funds to each different type of bill or purpose, while others spend it all when they have it and figure they’ll make do when it runs out, until some more comes in again. After all, we’re never more than a couple of weeks away from a paycheck, right? All the money’s gone? No big deal – we’ll go to work tomorrow and make some more! Well, if you’re in the latter group, and have given up hope of changing your ways and becoming a responsible, self-controlled budgeter, bookmarking ZippyPaydayCash.com might be the most important thing you do all day. Online payday loans are your source of quick cash if a crisis hits during one of your leaner times.

Online Payday Loans Make Late Fees and Penalties Stop

If you’ve ever been harassed by creditors, you know that the emotional toll goes far beyond just dealing with the actual calls when they happen. The stress continues all the time. You think about money all the time. Every time your phone rings, there’s a clenching panic in your stomach. The mail carrier is no longer a welcome visitor, and a certified letter throws you into a panic. There’s a simple way to make all that stop – pay the bills! Easier said than done? Maybe not. Online payday loans make up to $1000 available in as little as one day, which is more than enough to mollify even the grumpiest bill collector and get them off your back for a while, giving your time to work out your next steps.

You Can Get Online Payday Loans With No Credit Check

Only a few decades ago, credit cards were a sign of prosperity – not everyone had them, and many who did saved their use for emergencies or vacations. These days, it’s possible to get by without charge cards, but hard to navigate many parts of life without a decent-to-excellent credit rating. Financing is the standard way to buy a car, home appliances, even clothes – cash is the exception instead of the rule. Even many employers and apartment leasing companies check your credit before making a business agreement with you. If you’ve had financial difficulties in the past that are following you around in the form of a reduced credit score, you know that getting approved for any kind of credit can fall somewhere between challenging and impossible. Online payday loans change all that. There’s no credit check, so as long as you meet the other basic qualifications, you can have shiny new cash in your own bank account tomorrow, ready to take care of whatever needs or wants are on your agenda, no questions asked (well, there are a few questions on the application, but none about how you plan to spend the money)!

Best Solution To Unexpected Budget Crunches May Be Online Payday Loans By Heather Wilson – 9/12/15