shop online through upromise.com.

You can earn 5% or more cash back for college on eligible online purchases at more than
850+ (or over 850) online retailers when you shop through Upromise.com.1»Learn more

eat at our participating restaurants.

Get up to 8% cash back at thousands of participating restaurants  on food, drinks, tax and tip.2»Learn more

go to the grocery store or drug store.

Activate Grocery eCoupons each month to earn on participating grocery and
drugstore items.
»Learn more

invite family and friends.

You can earn 3x more cash back for college when you invite family and friends to join.
They can decide how much to transfer into your Upromise account.3

join today,it's free!

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Use your Upromise earnings

The money you earn from your everyday spending with
Upromise partners goes directly into your Upromise
account. You can choose to invest your earnings in
a high-yield savings account or tax-deferred 529
plan; use it to pay down a student loan; or request
a check that can be used for college or other expenses.

1
Product and partner exclusions and limitations to the 5% cash back apply. Go to
View All Retailers
for a list of cash back amounts by partner. Please see the deal details associated with the offer for
full offer terms and conditions.

2
To earn cash back through Upromise Dining by Rewards Network, you must dine at a
participating restaurant on a day and time when it offers rewards and pay for the meal with a
credit or debit card that is registered in your Upromise account (Qualified Dine).
Specific terms and conditions apply for each restaurant's cash back.
Participating restaurants, blackout dates, limits on eligible visits and other terms and conditions
apply and are subject to change. For complete program Terms and Conditions,
guidelines and restrictions, and the latest benefit schedules, visit www.upromise.com/dining.
Gift certificate and gift card purchases made through Upromise Dining by Rewards Network must be purchased at
participating locations on days when benefits are being offered.
Online purchases are not eligible for cash back. The up to 8% cash back at Upromise Dining restaurants is offered by the
Upromise Dining Program administered by Rewards Network and can be
earned when you make a qualified dine at a participating restaurant in the
Upromise Dining Program in accordance with the Upromise Dining Program Terms and Conditions and restaurant restrictions,
if applicable. The Upromise Dining Program offers Upromise members 2%, 4%, 6% or 8% cash back on qualified dine(s) with the
Upromise Dining Program. The actual percentage amount will vary and is based upon your level of overall spending with the
Upromise Dining Program during the year. For more information, visit www.upromise.com/dining.

3
The over 3x more savings figure is based on Upromise internal reporting data through
November 2014 showing that members who have family and friends linked to their account have accumulated over
three times more in average monthly Upromise savings than members who have not.