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Who we are

Ultimately, our aim is to help you secure a comfortable financial future and achieve your investment goals.

Established in 2007, we are the investment manager within the PPS Group, South Africa’s largest multidisciplinary society of graduate professionals. Since inception, we’ve worked at building a credible business, providing swift service and offering you investments aimed at helping you achieve these financial goals – no matter what your current life stage, or your capacity for risk.

As part of a mutual company, we are the only investment business in the country who distributes 100% of profits to qualifying clients. We have grown exponentially since our launch, as more and more discerning investors have seen the value and immense potential we offer.

Solutions for you

​​Our investment solutions are tailored to offer simple yet sophisticated solutions to your clients' investment needs at any life stage.

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​Investment Account

​Endowment Plan

​Personal Pension

Invest for a specific goal

Whether you would like to invest a lump sum or a regular monthly contribution, an investment account is a flexible, accessible option that allows you to structure your investment according to your needs and make amendments as needed.

A savings tool for higher income earners

Investors with marginal tax rate over 30% have a significant tax benefit with an endowment plan. Within the first five years access to capital is limited, although you have unlimited flexibility to change underlying funds or contribution amounts.

Invest for retirement

​This retirement annuity offers you a tax-efficient and cost-effective retirement savings solution, structured from your selection of underlying unit trusts. You are able to stop, reduce and resume your contributions at any time with no penalty.

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​Preservation Fund

​Living annuity

​Vested Profit-Share Account

Preserve your savings

A preservation fund is beneficial for preserving your savings especially when you have changed employment or if your occupational retirement fund has been closed.

Draw an income in retirement

​A post-retirement solution to reinvest savings in your retirement annuity, pension, provident or preservation fund and to draw an income at retirement. Change your income level annually and switch between unit trusts without transaction charges.

Benefit from years of PPS Membership

​As a PPS member, you may share in the profits of PPS through the PPS Profit-Share Account*. Having accumulated over the course of your PPS membership, your PPS Profit- Share Account vests at retirement for you to use as part of your retirement strategy.

​Investments for you

Choosing underlying investments can be complex so we have simplified the complexities by offering a number of well-researched funds and shares.

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​PPS Portfolios:

We select complementary managers

By combining complementary managers, at any one point, you have an asset manager or an asset class in your portfolio which is best suited to the current economic climate. This not only lowers investment risk, but also increases the consistency of investment returns.

​Single-manager portfolios:

You select your own managers

We select single-manager unit trusts from reputable asset managers to include on our platform. You may select any one or a combination of these managers' unit trusts.

Share investing:

You select shares on local exchanges ​

The PPS Managed Share Portfolio allows you to invest in securities listed on local exchanges. It allows you to tailor a bespoke portfolio alongside your unit trust investments. (Via an adviser).

PPS Portfolios

We combine investment managers we believe work best together. This way you get the benefit of many asset managers, and the different underlying assets they invest in. At any one point, you are likely to have an asset manager or an asset class in your portfolio which is best suited to the current economic climate. This not only lowers investment risk, but also increases the consistency of investment returns.

​​A high-risk fund invested primarily in shares of listed company. It is aimed at offering capital growth over the long term. Read more.

Solutions portfolios

Solutions portfolios aim to achieve inflation-related targets:

​PPS Conservative FoFs

PPS Moderate FoFs

​PPS Managed Flexible FoFs

A low- to medium-risk, Regulation 28-compliant fund aimed at outperforming inflation by 2% per year over periods longer than 36 months. Read more.

A medium-risk, Regulation 28-compliant fund aimed at outperforming inflation by 4% per year over periods longer than 60 months. Read more.

A high-risk fund aimed at outperforming inflation by 6% per year over periods longer than 84 months. Read more.

Index-tracking portfolio

Our index tracking portfolio tracks the PPS Balanced Index:

​PPS Balanced Index Tracker Fund

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This is a Regulation 28-compliant index tracker fund that provides useful diversification for investors seeking to combine active managers with a core tracking portfolio in teh solutions they construct.

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News and Insights

China and the Fed in the spotlight

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David Crosoer, Executive of Research and Investments talks about China, the Fed and other pressing matters. Oct 2015

The R1.2 million Bachelor's degree

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Education comes at a significant and ever-increasing cost. Hugo Malherbe, Executive of Product Development, has crunched the numbers to illustrate the effect over time, and some potential solutions.

Myths and truths of retirement planning

Certain misconceptions could be preventing you from optimising your retirement savings. Duane Littler, Executive of Business Development dispels some of these myths.

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Tax-free savings product

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We will be launching a tax-free savings offering in January, just prior to the end of the tax year. Anna-Mé Duraan, Product Specialist shares how best to use the new offering to augment your savings.

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Careers & Bursaries

We at PPS Investments are proud of our unique and unmatched business model of “mutuality” in South Africa. Our financial strength and exceptional growth trends inspire a sense of confidence in PPS Investments.