DISCLAIMER: Postings on the CalSurance Learning Center are for educational and information purposes only. They do not constitute legal advice or legal opinions. We make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to this website. Nothing that is provided on this website should be used as a substitute for the advice of legal counsel. The opinions expressed in the postings may be opinions of the authors and do not reflect the opinions of Brown & Brown Program Insurance Services Inc. dba CalSurance Associates, its employees or agents. CalSurance Associates, its employees, agents, or others that provide information or through this website will not be liable or responsible to you for any claim, loss, injury, liability, or damages related to your use of this website or any site linked to this site.