A cocky Muhsin Muhammad joined a Carolina Panthers franchise that was beginning just its second season in 1996. They effectively grew up and matured together over the next two decades.

That's why the former Pro Bowl wide receiver's retirement announcement was so lengthy. There were a lot of memories to go over and a lot of people to thank.

The Panthers' career leader in catches and receiving yards walked away from the game Thursday after 14 seasons, 11 of which were spent in Carolina, where Muhammad made a transformation on and off the field.

"I've done everything I could possibly do in an NFL career for 14 years, outside of actually winning a championship ring," Muhammad said. "I've played in two Super Bowls, I have Super Bowl records and I've done a lot of good things throughout my career. I'm full, I'm fulfilled. I'm at peace with my decision."

Muhammad, 37, said after the 2009 season that he wanted to continue playing. But after the Panthers began a youth movement and chose not to re-sign him, Muhammad had to decide if he wanted to try to play elsewhere.

A desire to spend more time with the private equity fund that he recently started and possibly do television work made the decision easier.

Muhammad, a crowd favorite known as "Moose" in these parts, is finished with football and set to chase around his six kids -- including two adopted from Ethiopia.

Muhammad finishes with a team-best 696 catches and 9,255 receiving yards, and his 50 touchdown receptions are tied with Steve Smith for the most in franchise history.