Personal Loans for Doctors, Dentists and Other Medical Professionals

Whether you are finishing your training or already practicing, a personal loan can provide flexibility to help manage your current expenses. These personal loans are available to help consolidate and pay down high interest credit card debt, finance a major purchase, cover relocation expenses or general living needs. Personal loans can also help doctors save thousands in interest costs. Check out some of our favorite personal loan lenders below and compare current rates and terms.

Compare recommended personal loans for doctors

We’ve made it easy for physicians and dentists to compare current rates for personal loans

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Credit Score

Location

Loan Amounts $5,000 – $100,000

Repayment Terms 3, 5, and 7 years

Available in 48 states

Starting Fixed Rates

5.95%

Starting Variable Rates

4.75%

Along with student loan refinancing and mortgages, SoFi offers a personal loan product for physicians, dentists and other medical professionals. A personal loan allows you to borrow for any personal use including paying off credit card debt, investing in home repairs or improvements, funding a vacation, or even getting an engagement ring or covering wedding expenses. Taking a personal loan can be an easy solution to consolidate high-interest rate balances with one monthly rate. There are no origination fees or prepayment fees on SoFi's personal loan product.

Available in all states except for Mississippi and Nevada

Loan Amounts $2,000 – $50,000

Repayment Terms 1 to 3 years

Available in all 50 states

Fixed Rates

5.25%-12%

Earnest offers an extremely flexible personal loan product for physicians, dentists and other medical professionals. They evaluate more than just your credit score and look at other factors like your savings habits, education, and earning potential. By building a better picture of your full financial profile, Earnest is able to offer very competitive rates on their personal loans. You can choose your preferred monthly payment, increase your payment amount anytime and there are no origination fees or prepayment fees on Earnest's personal loan product.

Available in all 50 states

Loan Amounts $5,000 – $100,000

Repayment Terms 24 to 84 months*

Available in all 50 states

Fixed Rates

2.19%-17.49%*

*Rates shown with AutoPay. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

Payment example: Monthly payments for a $10,000 loan at 4.99% APR with a term of 3 years would result in 36 monthly payments of $299.66.

Available in all 50 states

Loan Amounts $1,000 – $35,000

Repayment Terms 24 to 84 months

Available in all 50 states

Fixed Rates

2.19%-17.49%*

PersonalLoans.com provides an easy and convenient way for consumers to be matched with a personal loan through their network of lenders. Their online service can enable you to get a loan of between $1,000 and $35,000, right from your home or office, or even on the go through your mobile device. They help people looking to borrow for any number of reasons, whether it be for a home improvement project, a family vacation, debt consolidation, auto repair, medical expense, or anything else.

The online process is designed to match clients to potential lenders. Through PersonalLoans.com, you can get needed loan funds quickly, in as little as just one business day. You don’t have to pay back these funds quickly, however, as the repayment time frame ranges from six to 72 months depending on the terms of your lender. For shorter-terms loans offered, such as installment loans, the repayment time frame may be less than six months.

Available in all 50 states

Loan Amounts $3,500 – $20,000

Repayment Terms 24 to 48 months

Available in 13 states

Fixed Rates

15.49%-34.99%*

LendingPoint focuses on providing personal loans for doctors with fair credit (typically considered FICO scores between 600 and 680). LendingPoint provides personal loans from $3,500 up to $20,000 which can be used for consolidating debt, home improvements, medical bills, refinancing credit cards, vacations, repairing or purchasing a car and several other purposes. Doctors can obtain a loan with repayment terms between 24 and 48 months. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

About LeverageRx

LeverageRx is a digital lending and insurance marketplace exclusively for doctors. We make it incredibly simple to compare rates on financial services including student loan refinancing, personal loans, long term disability insurance, life insurance and exclusive mortgage programs for doctors.