Few things in life are as important as your savings and investments. They represent the safety net for you and your family. Your savings will also play a major role in determining your future life choices At Infinity we recognise that this is a core concern for our clients and that is why we sought […]

The New Year is here. It is a time of reflecting on past achievements, setting goals and creating momentum to improve performance and be even better than before. As a sportsperson, it doesn’t matter whether a high performance athlete, or a social player out there for a bit of exercise and fun, you still want […]

There are many factors that affect savings habits such as disposable income, interest rates, age and lifestyle. Savings habits also appear to vary considerably across different countries and cultures. Statistics show that Asian countries tend to have stronger savings habits than western societies; expats in Asia could do well to learn from this. The turn […]

For most of us debt is an unavoidable fact of life; mortgage payments, outstanding credit card balances, student loan repayments and vehicle financing are all part of financial planning for the majority of household budgets. Most people consider debt to be a burden and of course all debt has to be repaid, but contrary to […]

There can be many reasons why people don’t save enough for a financially secure future. There simply might not be enough money left over at the end of the month or servicing debt may make it difficult to start saving. Many people have never developed a culture of saving and may not even really know […]

Expat women planning for retirement face different, and in many cases greater, challenges than their male counterparts. Women tend to live longer and earn less. Expat women planning for retirement need to develop a flexible financial plan and start saving at the earliest possible opportunity. Flexibility in a retirement plan is important. Short term contracts, […]

The earlier we start a retirement plan, the harder our money can work for us. This is a fact drummed into many of us from an early age. However, it is still ignored by a surprisingly large number of people who continue to delay making a retirement plan. Compound growth is the secret weapon belonging […]

Children are expensive, there is no question about it; raising a family can be one of the most expensive commitments of our lives. The cost of keeping up with trends in clothing, toys and gadgets can be daunting but pales into insignificance against the huge costs of education. Every parent wants the best for their […]

Traditional roles in family life are prevalent throughout the world, with women often taking more responsibility for the care of children and the home, for example, than men. While these stereotypes are increasingly being challenged, the fact remains. However, when it comes to the financial affairs of individuals and their families, men are still very […]

As an expatriate there are many opportunities to make the most of your money; there are also serious but easily avoided financial errors made by some expats. Being aware of the pitfalls, combined with good advice from a professional and independent financial adviser can help to ensure that there are no nasty shocks. 1. Crippling […]

EXPATS can find it particularly difficult to find a financial adviser that they are happy with, as the quality of advisers – offshore especially – can vary significantly. The importance of having an adviser you are comfortable with and you feel you can trust cannot be underestimated. When it comes to money, you are divulging […]

ARE YOU forever losing everything from your car keys to your house keys? Do you wish there was a way that you could just ‘see’ where they are when they are out of sight? Well, now there is a solution – BiKN. No, that is not a spelling mistake, that is the name of a new product that has been in development and has finally […]

TRIATHLON is one of the fastest growing sports in the world, and it is becoming increasingly popular in Asia as people try to push their endurance just that bit further. Triathlon comprises a swim, followed by a cycle ride and then a run, which are all completed back-to-back with a ‘transition’ between each. It is just one of a […]

LADIES, how many of you know every inch of the family finances, and how many of you choose to let your husbands or partners take care of that side of things? Well, in all honesty, if you say yes to either option, you are far from alone. Of course, not everyone has a partner to […]

HAVING your health, no matter what else happens in your life, is the most important thing in the world. You only have to think about times when you, or those close to you, have had a health scare or needed hospital treatment to realise just how an illness can affect the entire family. Living as […]

ONE OF the realities of markets is that at any one time, there has to be at least two individuals who are taking completely opposing views as to what is likely to happen next. While one person will look at the economic data and think the worst, another will look at the same data and interpret it in a completely different way – think of […]

Protecting our loved ones is a vital part of financial planning, and there are plenty of ways you can do this, but there are a number of things to consider. If you have dependants, whether that is a spouse who relies on your income, and/or children who will need to be cared for after you […]

Finding someone you trust to help you with advice for your portfolio is not easy. Plenty of people will tell you they can provide the services you need, and to be fair in many cases, that will be the case. But is that really enough? Unfortunately, the time you will find out is at a […]

Personal financial happiness is all about the balance – and I’m not just talking about the bank balance here! With the ‘new’ year firmly under way and last year relegated to a mere hangover (financial or otherwise!) now is probably as good a time as any to start taking stock of our own personal finances. […]

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If you have goals in life - whatever they may be - we believe that effective financial planning can help you to achieve them.
So, although financial planning might not seem very exciting, we are really positive about what we do.