Lost or Will Soon Lose Coverage

There are lots of things that could result in your loss of health coverage.

If you were enrolled in an employer sponsored plan and lost your job, you probably lost coverage.

If you were on Medi-Cal and experienced a raise in your income, you may have lost coverage.

If you were on COBRA and it expired, you’ve lost coverage.

If you had student coverage and you’re not a student anymore, you’ve lost or will soon lose coverage.

If you were on a family plan with your parents and turned 26, you’ve probably lost coverage.

If you were on a child-only plan and turned 19, you know longer qualify for that coverage.

Losing health coverage for any reason can be a stressful thing. Luckily, as long as it wasn’t voluntary, your loss of coverage is a qualifying life event, according to Covered California. This means you have sixty days from when you lost coverage to enroll in a new plan! Typically, in order to enroll it would have to be during an open enrollment period. However, since you’ve recently experienced a life event, you are free to buy a new plan even if we’re not in an open enrollment period.

Note: An example of “voluntary loss of coverage” would be having your plan cancelled for non-payment. If you plan was cancelled for non-payment you do not qualify for a special enrollment period.