The Consequences of Having Bad Credit
Andrea Ospina
University of Phoenix
COMM /105 Introduction to Effective Written Communication
Suzanne Green, Ph. D.
August 22, 207

Bad Credit 2
The Consequences of Having Bad CreditHaving a bad credit is the result of numerous mistakes. Late payments and spending more money than you have can contribute to lower your credit score. When you irresponsibly start getting all the credit cards they offer you, and start swiping them in every store there is, you never image the consequences that this actions will have in your life. The result of bad credit can be worst then what you think. It can actually deprave you from of a lot of privileges and opportunities in every aspect of your life. The cost of having bad credit is really high, no only your car insurance will go up, since most of the reliable insurance agencies will give you a quote based on your credit score. Getting a loan to get that knew car that you always wanted will be extremely expensive, due to your low credit score your inters rate will be really high making impossible for you to pay it off. Interest rates for individuals with bad credit are usually double or triple than they are for a person with good credit. . Since you can not get a new car, you need to fix the one you have, and there is when more problems arise. You have no cash to pay for the repair and not credit cards available. All of the sudden you discover that there are credit card’s companies for those with bad credit. Since you need the money urgently, you will immediately get the credit card without even checking the possible hidden charges that this company will have. Months, later you receive your statement with numerous charges; a ninety five dollars annual fee, a one time fee of forty eight dollars, and a monthly fee of seven dollars. All...

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Topic: "Those who do not study the past are doomed to repeat it." - George Santayana
Is this statement relevant to teenagers? Why?
Introduction Paragraph
Bare Thesis:
Example:
The New Age of Faith
1. Just as religion was blindly followed in the middle ages, so now science is blindly followed today.
2. Compare and Contrast- Peasants in the middle ages, blindly accepted the authority of priests whereas the urban peasants of today blindly accepts the authority of scientists.
Cause and Effect- The peasant illiteracy in the subject matter for him to rely on the expert who specializes in the special language of the subject.
3. - In the middle ages, because most people did not read or understand Latin, the language of religion, they took the words of their religions authorities on blind faith.
- similarly today, because most people do not understand math and physics, the language of science, we usually accept scientists on blind faith
- This is dangerous because just as medieval priests had great power , scientist have great power today.
- In fact, neither science nor religion can answer all the important questions by themselves. Both are required for a complete understanding of life.
The New Age of Faith (2)
1. In medieval times, we desperately went to priests and turned to religion whenever we needed faith or answers.
2. Compare and...

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