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The fourth of the London homicide bombers was identified yesterday as a Jamaican-born convert to Islam – who was under FBI surveillance when he visited U.S. relatives in 2000.

Lindsey Germaine, who was in his late 20s, died when his backpack bomb exploded on a subway train pulling out of King’s Cross station, killing at least 27 out of the total 53 people dead in the atrocities.

U.S. intelligence officials said Germaine, who was married and had a young daughter, had relatives in Cleveland and visited the city in 1994 and 2000. NBC reported his mother had lived in Cleveland.

During the 2000 visit, his activities were monitored by the FBI after the British asked American officials to keep tabs on him because of suspected terrorist connections, officials told The Post.

Germaine was on a terrorist watch list but that did not prevent him from entering the country, they said.

The Brits lost track of Germaine after the 2000 visit. “He was on the radar, then he was off the radar,” one official said.

Before his mission of death, Germaine had been living in a rented red-brick home in Aylesbury, 40 miles north of London.

His wife is a white woman who converted to Islam in the last two years. She is believed to have changed her name from Samantha to Sherafiyah. They had a young daughter.

Germaine is believed to have Islamicized his name after his conversion to Islam and to have called himself Jamal, and was said to have been seen in Leeds with some of the other bombers. He came and went and was introduced as a friend.

Germaine is also believed to have lived for short periods in a Leeds apartment with a man whom police are desperate to question and who is thought to be overseas.

As the fast-moving probe unfolded, U.S. and British investigators were also looking into a possible connection between the bombers and shoe bomber Richard Reid.

The U.S. officials said the FBI planned to question Reid, 28, a Briton of Jamaican ancestry, about ties to a man seen standing close to the four men on closed-circuit television pictures.

Reid is serving three life terms after he tried to set off plastic explosives in his sneakers while on a flight from Paris to Miami on Dec. 28, 2001.

The developments occurred as the first photo of one of the bombers on his way to cause rush-hour carnage was released and detectives tried to discover how he had spent the last 81 minutes of his life.

The grainy image of Hasib Hussain, wearing a jacket and jeans with a bomb in his backpack, was captured by closed-circuit TV at the commuter station in Luton, 30 miles north of London, at 7:20 a.m.

After arriving at King’s Cross at 8:26 a.m., Hussain was seen standing and joking with the other three bombers before they separated to carry out their missions.

Hussain did not set off his bomb on the No. 30 bus until 9:47 a.m., almost an hour after his accomplices murdered dozens of commuters.

Detectives are anxious to discover if Hussain, unable to blow up a subway train, sought last-minute orders before changing his target to the bus.

Deputy Assistant Commissioner Peter Clarke, the head of the anti-terrorist branch, appealed to the public – and especially the 67 survivors of the bus bomb – for help in tracing Hussain’s final movements.

By the time Hussain died, two friends from Leeds, Shahzad Tanweer, 22, and Mohammad Sidique Khan, 31, had been dead for an hour.

Meanwhile, London was joined by the nation and the rest of Europe in two minutes of silence to commemorate the 53 victims.

Office workers stepped out on to the streets, taxis and buses stopped and Queen Elizabeth II stood alone in the Buckingham Palace courtyard.

Germaine is understood to have met one or more of his terror accomplices at an Islamic religious school in Pakistan.

Intelligence leads suggest that the men were approached by the mastermind of the attacks, a British Pakistani Muslim, while they were abroad.

Hussain and Tanweer had visited Pakistan and an acquaintance of Khan said he had often traveled to Afghanistan for military-style training.

BOMBER PROFILES

Shahzad Tanweer, 22, died in a suicide bomb attack on a subway train near Aldgate station, police say.

Tanweer attended Leeds Metropolitan University, where he studied sports science and developed a special interest in cricket. He had a younger brother and two sisters and always lived in the Beeston area of Leeds.

His father was born in Pakistan and owns a fish-and-chip shop.

Tanweer went to Lahore, Pakistan, for two months this year to study Islam, said his uncle, Bashir Ahmed. Media reports said he was arrested once for shoplifting.

Hasib Hussain, 18, killed himself when he blew up a double-decker bus in Tavistock Square, police say.

Hussain lived with his family in the Leeds suburb of Holbeck his entire life, according to neighbors. From September 1998 until July 2003, he attended Matthew Murray HS, completing vocational-business studies.

He reportedly became a more devout Muslim two years ago, according to police, who questioned neighbors. Media reports said police once questioned Hussain for disorderly behavior.

Police yesterday released an image of Hussain wearing a backpack, taken by a closed-circuit TV camera as he passed through the Luton train station.

Mohammed Sidique Khan, 30, was born in Britain of Pakistani parents, according to The Times of London.

Married and the father of a baby girl, he has been identified as a suspect by British media. Police have not publicly named him as a suspect.

Khan originally lived in the same area of Leeds as Tanweer, but moved five months ago to Dewsbury in West Yorkshire. He worked as a teacher with disabled children, also aiding immigrant children. His wife, Hasina, too, is involved in education, neighbors said.

He was also a Muslim, although one neighbor, Imran Zaman, said he had never seen Khan at the local mosque. Documents belonging to Khan were found in the debris of the Edgware Road subway blast, media reports said.

Police have said that property in the name of a third man who traveled to London from West Yorkshire – reportedly Khan – was found at both the Aldgate and Edgware Road sites, but there was no evidence proving he died at either blast.

Lindsey Germaine, a Jamaican-born Briton believed to be in his late 20s, died when he detonated his backpack bomb on a train pulling out of King’s Cross station, killing at least 27 people.

Germaine had been living in a rented red-brick home in Aylesbury, 40 miles north of London, for only a short time before embarking on his mission of death.

His wife is a white woman who converted to Islam in the past two years. She is believed to have changed her name from Samantha to Sherafiyah. The couple had a young daughter.

Germaine is believed to have lived for short periods in a Leeds apartment with a man whom police are desperate to question and who is thought to be overseas.

U.S. intelligence sources told The Post Germaine has family in the United States, visited Cleveland in 1994 and 2000, and was on a terrorism watch list.