Having trouble paying off your mortgage? Well read this.You will need:Net(golden or normal)Lots of coconut treesTime: 1 am-4 am

March up and down the beach with your net and look for the rare beetles that are sometimes on them. Fill your pockets with them, then sell them to Nook when he opens. You should now have 100,000 bells! Go to town hall and pay of your mortgage. Reapeat until you have the mansion house!