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Football expert Phil Steele is the owner and publisher of Phil Steele’s College Football Preview, regarded as the college football bible. Get in-depth coverage of college and pro football 24/7/365 at PhilSteele.com.

Cowboys (+3 1/2) over RAVENS: The Ravens come in at 4­1, but we’ll play against them for a second straight week here. Baltimore has outgained its opponents by only 19 yards per game (ypg) facing my 21st­ ranked schedule while getting out­first­ downed on the season. Cowboys are only 2­2 but have outgained their foes by 89 ypg while playing my 11th -ranked schedule. Dallas already has beaten the defending Super Bowl champs on the road and I’ll call for the upset.

Chiefs (+4) over BUCCANEERS: The Chiefs are the only NFL team to have outgained every opponent this season, and we’ll back them as an underdog for the second straight week. KC is one of only three teams to rank in the Top 10 in both offense and defense. We’ll call for another “upset” playing against a Bucs team that has only one win in their last 14 and is one of two teams to rank in the bottom five in both offense and defense.