What is an auto insurance score?

In the interest of enhancing the trust, safety, and reliability of our marketplace, Turo takes your auto insurance score into consideration as part of our eligibility requirements for guests.

Your auto insurance score is also called a credit-based insurance score. It’s a three-digit number meant to predict the likelihood that someone will file an insurance claim. Your auto insurance score has no impact on your credit score; we receive your auto insurance score from a consumer reporting agency after you grant us permission during the sign-up process.

If your membership is denied based on your auto insurance score, we will notify you via email. We will also provide you with information on how to contact and dispute your score with the consumer reporting agency. Our decision regarding your membership is final, however, unless you have contacted the agency and received a corrected auto insurance score from them.