Helping seniors navigate the confusing maze of options available

As you get closer to retirement, health insurance becomes an even more important concern. You need information and guidance as you make decisions regarding insurance and end-of-life expense planning. The seasoned professionals at Senior Health Solutions, LLC have been advocating for seniors in the greater St. Louis area for more than a decade. Whether you have a new medical diagnosis and need health insurance, or you just want a reliable financial evaluation, we have solutions for each and every senior.

Health insurance experts provide sound advice

Health insurance experts provide sound advice
Senior Health Solutions has answers when you seek information regarding senior health plans. We take the time to evaluate your specific situation and plan your finances and health insurance according to your needs. Being a customer-centered office gives us the opportunity to take the time necessary to get to know you, your needs. We are the largest provider for Medicare Advantage insurance in St. Louis, yet pride ourselves on offering personalized attention to each and every client.

We offer a full array of services including:

Medicare Supplements

Medicare Advantage Plans

Part D Drug Plans

Final Expense Life Insurance

Hospital Indemnity Coverage

Cancer policies

Financial Evaluations

Long Term Care Insurance

Annuities

Service-oriented health insurance partners in St Louis, MO advocate for you when you need it most

The insurance marketplace is complex. We have the capability and facts to explain each option carefully. When you choose our agency, you get:

We boast highly-educated professionals, who are leaders in the industry. CEO, Brian Ernst, has a notable career focused primarily on senior insurance and marketing. CFO, Thomas Paull, a CPA with a Masters in Taxation, has been in the senior market since 2002.

We focus on your needs and go above and beyond to ensure client satisfaction. If that means seeking more information or appealing on your behalf, we do whatever it takes. Unlike many competitors, we keep in close contact with our clients, with regular updates, and we stand up to the carriers when you need support. We pick you up when others let you down.

We can help you find a Medicare plan in your area to fit your needs. Once
you decide on a plan we can walk you through the Medicare enrollment process. READ MORE

How much is the cost?

These are the basic costs for people with Medicare. If you want specific cost information (like whether you've met your deductible, how much you'll pay for an item or service you got, or the status of a claim) READ MORE

Do my doctors accept these plans?

Use this helpful link on the Medicare and Medicaid Services (CMS) website to find and choose Physicians and Other Healthcare Professionals enrolled in the Medicare program, as required by the Affordable Care Act (ACA) of 2010. READ MORE

What to do if you don't want a part D

If you want to drop your Medicare Prescription Drug Plan (Part D) and you don't want to join a new plan, you can do so during the Open Enrollment Period, between October 15–December 7 each year. The change goes into effect January 1 of the following year. READ MORE

Keeping your work benefits

Employer or union health coverage refers to health coverage from your, your spouse's, or other family member's current or former employer or union. READ MORE

Medicare - Advantage Plans

A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. READ MORE