Investment Philosophy

Cottrill Arbutina Wealth Management Group has developed a focused approach to wealth management based on the fact that wealth means different things to different people. Our investment philosophy is distinguished by four key beliefs as well as striking the right balance of risk and return.

Our four key beliefs are:

We believe that solid research is fundamental to sound investment decisions.

We believe that an investment decision should not be made lightly.

We believe in a long-term approach.

We believe in the value of multiple perspectives.

Risk matters to our clients:We will work with our clients to understand the right level of risk. Striking the balance between risk and return involves the following:

Knowing why risk matters

Knowing your risk

Balancing your risk and return

Understanding the importance of risk and identifying the amount of risk you should take are critical components of investing. There are three stages of an investment plan:

Balance risk and return can be employed by using a core/satellite strategy. Simply put, a core/satellite strategy combines products designed to tightly track asset class benchmark with complementary individual securities or separately managed accounts (the satellites) that seek to outperform the same benchmark. The goal is to strike a balance between the desire for out performance and the need to manage risk. Focusing on how each risk is being managed, through asset allocation, investment selection and rebalance, is critical for an investor to stay on track toward his or her investment goals.

* Asset Allocation does not ensure a profit or protect against a loss.

Commitment to Building Client Relationships

Service - Dedicated to supporting the self-interests of our clients and creating a professional atmosphere in which to work, and promoting strategies and behaviors that consistently help support the long-term prosperity of our clients, affiliates and staff.

Gratitude - Grateful for the clients we serve, for the resources and skills entrusted to us, and for the opportunity to serve others with humility and compassion.

Trust - Uncompromising devotion to the principles of honesty, integrity and the highest ethical standards.

Excellence - Promoting and expecting excellence in ourselves through a strong foundation of superior, ongoing professional education and the latest available technology that keeps us current in the evolving standards of the industry.

At a time when annual college costs are steadily increasing, placing greater financial burdens on families more than ever before, it’s critical that students graduate on time with manageable student loan debt. There is a new way to approach this issue, developed with a student’s parents/guardians, based upon six key tenets.
May 30, 2019
11:45a - 1:00p

At a time when annual college costs are steadily increasing, placing greater financial burdens on families more than ever before, it’s critical that students graduate on time with manageable student loan debt. There is a new way to approach this issue, developed with a student’s parents/guardians, based upon six key tenets.
May 30, 2019
5:45p - 7:00p

It may be surprising to know that 53 percent of women -- and 5 percent of women under 40 -- do not have a financial advisor. This is at a time when up to 45 percent of marriages end in divorce and when 90 percent of women will control their finances at some point in their lives without the involvement of a partner. Join Diane M. Gardner CFP®, CDFA® at the next Cottrill Arbutina Academy to learn more.
June 11, 2019
11:45a - 1:00p

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The content is developed from sources believed to be providing accurate information.
The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals
for specific information regarding your individual situation. Some of this material was developed and produced by
FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named
representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and
material provided are for general information, and should not be considered a solicitation for the purchase or
sale of any security.