I’ve had a letter from my bank saying I’ve breach my t and c my going into a I v a and I must take them off it now. But they did agree to the Iva! Can they now make me change it and pay every thing I owe them?

No they can't. Your bank is bound by the IVA. As a point of interest, is it either HSBC or First Direct? Did you open a new account before your IVA was agreed?

Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.http://kallis3.blogs.iva.co.uk

Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.http://kallis3.blogs.iva.co.uk