Charges may occasionally be applied by a third party bank when transferring the funds to HiFX or before the funds arrive in the recipient account.

We're not just passionate about saving you money. We also pride ourselves on the fact that we're large enough to undertake the biggest transactions, yet small enough to care about each and every client who trusts us with their international payments.

"Been operating a HiFX account for two years, to make a monthly transfer to an account with a foreign (EU) bank, as well as other occasional transfers. I found it easy to set up, with helpful staff on the phone. Making transfers is very simple, quick and reliable - not a single problem in two years. They are cheaper to use and more efficient than my bank. Highly recommended."

David Smith

5/5 'excellent'

from over

reviews

Your money in the currency you need

We trade in 142 currencies so you can transfer money to over 170 countries.

"This a simple and speedy way to get the best rate on foreign exchange whether you are a company or an individual. We have been using HiFX for five years now and they are by far the most effective and friendly service."

Nigel

5/5 'excellent'

from over

reviews

Keep more of your money when you transfer with HiFX

Every month, we use an independent company to check all the main high street banks and building societies to make sure our price is better.

£10,000 will get you

+ Fees

HiFX
€11,445

No Fees

NatWest
€11,190

£30

Barclays
€11,128

£15

Lloyds
€11,071

£9.50

HSBC
€10,933

£0

These exchange rates were obtained online at 10:30am on Friday 15th June 2018 based on sending an international money transfer of £10,000 in €s.

Results have been ranked by the amount you would receive not including any additional fees. Additional fees are as follows:
HiFX No Fees, NatWest £30, Barclays £15, Lloyds £9.50, HSBC £0.

HiFX charges no fees whatsoever. It's free to open an account and there are no monthly charges. We don't charge fees to receive money and we don't apply transfer fees to foreign exchange transactions.

*Charges may occasionally be applied by a third party bank when transferring the funds to HiFX or before the funds arrive in the recipient account.

Whether you just need to make a simple one off international money transfer, you are moving abroad and have more complex requirements or you need to pay overseas invoices, HiFX can help. Our range of products and services and expert guidance can make your money go further.

Forward Contract Fiona

Fiona is looking to buy a house in Germany. With a forward contract, she’s secured her exchange rate so she knows exactly what the budget for her property is.

Fiona is looking to buy a house in Germany. With a forward contract, she’s secured her exchange rate so she knows exactly what the budget for her property is.

Fiona recently moved to Germany from the UK to pursue a new opportunity within her company. She is currently renting while she sells her UK house and hopes to buy a Germany property in the coming months. But she was finding it hard to know how much she could spend when exchange rates were constantly moving up and down.

So Fiona decided to take out a forward contract, which allows her to secure the exchange rate for up to two years with a small up-front deposit. She knows that exchange rates will continue to change, but she feels that it is more important to have the security that a forward contract offers her.

She now knows exactly how much she can spend and she can start making offers on properties.

Eric is a retired UK expat living in Spain. He’s fixed the exchange rate on his UK pension transfers with a regular payment agreement, so he knows how far it will go each month.

Eric is a UK expat who retired to Spain a few years ago. He doesn’t have a lot of flexibility in his budget and he was worried that the constantly changing exchange rates could mean his pension might not go as far as he’d like every month.

So Eric decided he didn’t want to take this risk. Instead, he set up a regular payment agreement, which means he has locked in his pension at a secure rate for the next two years. The payments go through automatically by direct debit and there are no additional fees for these payments.

This agreement gives him peace of mind and makes it simpler for him to manage his budget. So now he can relax and enjoy the Spanish sunshine.

Ricardo will need to send some money home at some point, but there’s some flexibility to his budget. He uses rate alerts to help him take advantage of currency fluctuations.

Ricardo is from Portugal, but took a job in London about a year ago. He likes to send some money home fairly regularly to help out his family and to maintain his property, but he doesn’t have a set budget.

He follows the financial markets fairly closely and his flexible budget means that he’s comfortable taking on a bit of risk. So he’s decided to set up a rate alert, informing him immediately if the exchange rate meets his target amount. He can then decide how much he wants to send at that rate.

But he knows that he needs to send some money across at some point, so he’s also set up a second alert that is a couple of cents closer to the current market rate – just in case.

Sarah runs an import business and often has invoices from foreign suppliers to pay. A HiFX Business account makes the process quick and easy for her to manage.

She was just making payment as soon as they arrived, but this is getting increasingly time-consuming. She would also like to hand some of this responsibility to her new assistant, but is nervous about handing over responsibility to anyone else.

But with a HiFX Business account, she found the process was much simpler to manage. She has set up all of her suppliers as recipients, which makes it quick and easy to send payments without worrying about entering incorrect details. Her recipients get automatically notified when funds are on the way so she doesn’t have to.

Now she can spend less time worrying about admin work and more time focusing on growing her business.

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