Q: What can investors do who cannot afford to save a dime for retirement?

A: Investing for retirement is a sacrifice. Investors are foregoing spending now so they’ll have money to spend in the future.

Some investors say saving for retirement is one thing they cannot afford or choose not to do it. The problem is that if investors don’t cut their current standard of living now, to invest for retirement, they’re going to be forced to cut it in the future.

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