A sound, up-to-date estate plan is important for virtually every adult, but it is absolutely essential if you have loved ones with special needs. Chances are, there is or will be someone in your family who will need long-term help managing finances and/or personal care. Many individuals with special needs will be financially dependent on others for their entire lives. That could be as long as 70 years for a child whose life expectancy is not affected by the condition [...]