College Cost in Today's Dollars

Here are the average costs of one year of college in today's dollars for several types of school. In addition to tuition, all costs include room and board on campus, except for public two-year schools for which an estimate of off-campus living expenses is included.

Inflation

College costs have historically risen between 5% and 7% per year,
higher than general inflation. The cost of public colleges, while
significantly lower than most private colleges, has been rising faster.

Navy Federal Credit Union is federally insured by the National Credit Union Administration.

Nondeposit products offered through Navy Federal Brokerage Services, LLC (NFBS),
member FINRA/SIPC. Insurance products sold through licensed agents appointed with various
companies. Investment advisory services offered through Navy Federal Asset Management,
LLC (NFAM). NFBS and NFAM operate under the marketing name of Navy Federal Investments &
Insurance. Nondeposit investment products are not federally insured, are not obligations
of the credit union, are not guaranteed by the credit union or any affiliated entity, and
involve investment risks, including loss of principal, and may be offered by an employee who
serves both functions of accepting members' deposits and the selling of nondeposit investment
products. NFBS and NFAM products are not offered, recommended, sanctioned or encouraged by
the Federal Government. Office of Supervisory Jurisdiction, 12851 Worldgate Drive,
Herndon, VA 20170; phone 1-877-221-8108; fax 703-332-0424.

Investors should carefully consider the investment objectives, risks, and charges and
expenses associated with municipal fund securities before investing. This and other information
about municipal fund securities is available in the issuer's official statement which can be
obtained directly from the issuer, or if distributed through a broker dealer, may be obtained
from a financial adviser, and should be read carefully before investing.

An investor should consider, before investing, whether the investor's or designated
beneficiary's home state offers any state tax or other benefits that are only available for
investments in such state's qualified tuition program.

If a municipal fund security describes one or more of their investment options as having
the characteristics of a money market fund, it is important to know that an investment in the
security is not insured or guaranteed by the FDIC or any other government agency (unless such
guarantee is specifically provided by or on behalf of such issuer) and, if the security is
held out as maintaining a stable net asset value, that although the issuer seeks to preserve
the value of the investment at $1.00 per share or such other applicable fixed share price,
it is possible to lose money by investing in the security.