Paying Full Price

Actually, it's too early to start planning for retirement more than 1 year before you're going to retire. Don't get me wrong, I don't mean such as putting money into a 401K etc and all of that, of course.

But the idea of already in your 20s your focus on life is "When I'm 55, I'm really going to enjoy life"... That kind of planning, no. Enjoy life, today. There are enjoyable jobs out there for everyone. Ask yourself what your favorite hobby is. Then find a way to make money of that. Instant recipe of happiness.

The statistical chance of you being dead before 55 is significant enough to not focus your life around that.

You need to start planning well before a year from retirement because you need an idea of what you want to do, what your goals are, and therefore how much money you need. Aloso, I enjoy life a whole hell of a ton right now...maybe too much.

Actually, it's too early to start planning for retirement more than 1 year before you're going to retire. Don't get me wrong, I don't mean such as putting money into a 401K etc and all of that, of course.

But the idea of already in your 20s your focus on life is "When I'm 55, I'm really going to enjoy life"... That kind of planning, no. Enjoy life, today. There are enjoyable jobs out there for everyone. Ask yourself what your favorite hobby is. Then find a way to make money of that. Instant recipe of happiness.

The statistical chance of you being dead before 55 is significant enough to not focus your life around that.

OK, I see your point now. Still, some people, depending on their ideas for retirement, would be best served making non-financial retirement plans more than 1 year out, but maybe not much more.

More than a year before you retire, sure. More than a year before you graduate? Really, no.

Actually, it's too early to start planning for retirement more than 1 year before you're going to retire. Don't get me wrong, I don't mean such as putting money into a 401K etc and all of that, of course.

But the idea of already in your 20s your focus on life is "When I'm 55, I'm really going to enjoy life"... That kind of planning, no. Enjoy life, today. There are enjoyable jobs out there for everyone. Ask yourself what your favorite hobby is. Then find a way to make money of that. Instant recipe of happiness.

The statistical chance of you being dead before 55 is significant enough to not focus your life around that.

OK, I see your point now. Still, some people, depending on their ideas for retirement, would be best served making non-financial retirement plans more than 1 year out, but maybe not much more.

More than a year before you retire, sure. More than a year before you graduate? Really, no.

It's called goals man...and they're good to have set...and they can always change as you progress.

Yup, I guess that's just a personal motivation thingy. Some people like to have milestones to guide their path, others like to take it on a day-to-day basis I suppose. I know I belong to the latter at least.

Keno! Im surprised. I thought we were alike in so many ways. I'm a goal person!! I wish I was not however. Because its like you are never truly happy until you reach that goal, and by the time you reach that one, you've got another one in front of it...

Keno! Im surprised. I thought we were alike in so many ways. I'm a goal person!! I wish I was not however. Because its like you are never truly happy until you reach that goal, and by the time you reach that one, you've got another one in front of it...