Recognized for helping clients grow their businesses with practical legal advice and workable solutions, Mike advises on the design and marketing of innovative financial products and services. He applies his CPA background and deep knowledge of banking, corporate, securities and tax laws to counsel companies and individuals dealing with federal and state regulatory compliance issues and defend regulatory investigations and enforcement actions.

Experience

Mike negotiated H&R Block Bank's sale of assets and deposits to Bank of the Internet (BofI).

He has developed national programs and financings for refund advances, refund anticipation loans, refund transfers, and other tax related products, including state RAL/RT facilitator licensing and disclosures.

He negotiated a prepaid card program management agreement for nationwide card issuer and program manager, including regulatory compliance.

Mike completed the sale of assets and insured deposits of a troubled federal savings bank in nine separate branch sales transactions, followed by the voluntary dissolution of the federal savings bank, without a bank failure or FDIC receivership.

Mike has extensive experience structuring joint venture and financing programs between commercial banks and online lenders to address federal preemption, true lender, loans to one borrower, third party vendor and other regulatory compliance issues.

Mike helped a state-licensed lender design an internet and storefront military lending program, including complex choice of state law matrix for out of state and joint loan applicants.

Recognitions

Recognitions

Listed in Best Lawyers in America® for Banking and Finance Law, Financial Service Regulation Law, Mergers & Acquisitions Law, and Corporate Law and 2018 “Lawyer of the Year” for Financial Services Regulation Law in Kansas City, MO.

The choice of a lawyer is an important decision and should not be based solely on advertisements. Past results do not guarantee future results. Every case is different and must be judged on its own merits.

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