All About Chase & WaMu's Suckyness

This is strange. Chase swallowed up Bank One back in 2004. This person had a previous Bank One account that had been overdrawn back in 2003 but the bad debt had already been written off and the account closed. At some point they opened a Chase account, Chase put two and two together, and without warning satisfied the old Bank One bad debt by taking it out of their Chase account. Have a nice day!