Most Helpful Positive Review

just wanna ask a question..whats the credit score limit to apply on sears?

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mikeangelo4u's review was:

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Most Helpful Critical Review

Review by

Anonymous

Jul 23, 2012

Helpful to 5 out of 5 people

Just like the dozens of card holders stated before me, my limit was inexplicably reduced from a few thousand dollars to $450. And that was only because my current balance is $430. I don't get it at all. I really valued this card due to the wide range of products they sell (I'm a home owner, I don't like alot of credit cards, but I kept this one because having another resource to replace a large appliance or tools just buy shoes or clothes is smart I think). I feel like I've been a good credit card holder with them in the past and now I've been told they don't want my business.

Just like the dozens of card holders stated before me, my limit was inexplicably reduced from a few thousand dollars to $450. And that was only because my current balance is $430. I don't get it at all. I really valued this card due to the wide range of products they sell (I'm a home owner, I don't like alot of credit cards, but I kept this one because having another resource to replace a large appliance or tools just buy shoes or clothes is smart I think). I feel like I've been a good credit card holder with them in the past and now I've been told they don't want my business.

Don't bother

Helpful to 0 out of 0 people

I read an article on the WSJ last May that said Sears is phasing out their store issued cards in favor of a Sears branded Citi Mastercard. Not being a big fan of Citi, I called customer service to inquire. I was informed that yes, the "best" (CSR's words, not mine) customers would be issued the Citi Mastercard and the old store cards closed out sometime in the future. I indicated I did not want another major credit card and the CSR assured me I could keep my old card. After I paid off my balance in January, I received a letter from CitiBank informing me that my Sears account was closed and invited me to apply for the Mastercard. I know this won't impact my credit score, but I find it an extremely disingenuous way to conduct business.

Sears is NOT what it used to be

I grew up admiring Sears. Their products were always top notch, their tools come with a guarantee and all of their products used to come witgh a schematic and a list of orderable replacement parts.

Now I wouldnt step foot in or purchase anything from Sears. They have been going down hill for years. I finally haqd enough when my full credit card payment of $9.96 was lost in the mail, frist time in15 years I was late and always paid in full. Sears charged me $11.96 fee for not paying my balance of $9.96. So the bill has a pay by date of March 1st, so when I call to cancel I find out they already charged me an additional fee, before my due date! I called to cancel the card and after 10 minutes I speak with someone who cannot cancel cards..I have to be transferred and wait 10 more mionutes. Finally speak with someone and he was so rude. While he was cancelling my card I asked what me new balance was so I could send in a payment and he said your card is cancelled..isn't that what you wanted? and he hung up on me.

Worst customer service team EVER!

Helpful to 1 out of 1 people

I keep getting blocked for fraud and when I call for help - I am treated like the fraudster! They do not care about their customer AT ALL. I would cancel the card except it will lower my credit score..... NEVER AGAIN SEARS! No wonder you are in so much financial trouble

Charged for another person's account

Helpful to 0 out of 0 people

They have sent to collections an account not even under my name. They refuse to correct the mistake after repeated pleas. They also charged our actual account for a refrigerator that was never delivered. It has taken numerous phone calls and they still refused to reverse the charges. In short, it has been a living nightmare.

Not willing to work with customer

Helpful to 0 out of 0 people

I have held a Sears card for many years. I contacted them to ask for a lower interest rate as mine is currently 25%. The operator informed me that there were no other offers currently available. I informed him that I would transfer my balance to a different card if he couldn't offer me a better interest rate. At this point, he once again stated that there were no other offers available. Will now transfer this balance and cancel the card.

They blocked my card

Helpful to 0 out of 0 people

I got a notice that if I used my card during the holidays, then I would get 10% back in points.

I activated the offer and then I started my Christmas shopping. About 3 stores in (and less than $300), they blocked my card for using my card in multiple cities (it's called on-line ordering, people).

This has happened with other cards if I am travelling, However, those cards always called me right away. Citi never called to notify me, send me a text, or e-mail me to let me know. I guess they don't want me to use their card.

I would of just called them to let them know ahead of time what I was planning on doing so that wouldn't happen. I do that anytime I plan on doing what you did. It only takes a couple of mins and it's worth it to me.

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Company Overview

The Citi Sears Credit Card®, serviced by Citibank for Sears customers, offers benefits to Sears cardholders. Cardholders may receive perks such as exclusive monthly savings and coupons, special financing offers, and secure access to their credit score, powered by Credit Karma. The Sears website even offers a free Credit Score Demo to illustrate this feature. Other credit card types include the Sears Card®, Sears MasterCard® Card, Sears Commercial One® card, and Sears Home Improvement AccountSM. Sears card can be used to shop at Sears and Kmart stores.

With the motto “Life. Well Spent”, Sears, Roebuck and Co. owns a nationwide network of 848 full-line Sears stores, and is a leading U.S retailer of apparel, automotive, and home products and services. Sears also owns a variety of websites, specialty stores, and catalogs that offer merchandise and additional services to families nationwide. Sears, Roebuck and Co. is a subsidiary by Sears Holdings Corporation, the nation’s fourth largest broadline retailer with over 3,900 full-line and specialty retail stores in the U.S. and Canada.

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