Why do education loans attract the highest interest rates when the government stresses on the impetus of education? I distinctly remember the union budget speeches of our Finance Minister and now the President of India Pranab Mukherjee and the current finance minister P Chidambaram. They both outlined the government’s focus of elementary education through the Sarva Shikha Abhiyan and the Right to Education Act. Speech after speech they stressed on the government’s commitment towards the education sector.