Dental Insurance – Lincoln, Nebraska

Affordable Dentistry to Keep You Smiling

You might think that the main reason people avoid visiting their dentist is dental phobia. While many of our patients do tell us that they struggle with fear of the dental office, you may be surprised to hear that cost is actually the main reason patients give for skipping their dental appointments. At Williamsburg Dental, we do our utmost to offer dentistry services that will fit into almost any budget. Processing dental insurance claims and providing in-network coverage for many insurers is just one more way that we keep our prices budget-friendly. If you want to learn more about your dental insurance coverage or any of the many dentistry services we provide, please don’t hesitate to contact one of our six Lincoln, Nebraska dental offices to schedule an appointment.

How Dental Insurance Works

Your dental insurance plan will be specific to you based on individual elections, your insurer, and plan restrictions, so it’s difficult to provide an accurate overall estimate of the benefits you will likely receive. Instead, our knowledgeable team will be happy to review your unique policy and provide estimates of the out of pocket costs of specific dental care services. In most cases, insurers offer some combination of the following:

100% preventive care covered

Minor restorative care around 70%-80% covered

Major restorative care around 50%

What is the Difference Between Dental & Medical Insurance?

There are numerous differences between these types of insurance coverage. The services they cover may be the most obvious. While the bulk of medical insurance coverage is geared toward services to treat chronic illnesses and emergencies, dental benefits are focused on prevention. The goals of the insurers and our dental office are aligned here. We want to help patients keep their smiles healthy and avoid the need for more advanced dentistry services.

In-Network VS Out of Network Dentistry

We are happy to process and file dental insurance claims for almost any insurer. Whether or not our dental office is in-network with your insurance provider, we’ll do our utmost to help you make the most of your benefits and minimize the cost of treatments.

In-Network Coverage

Our dental office has established relationships with many of the major dental insurance providers in the area. This means you can rely on us to offer the lowest possible out of pocket costs for all of your covered dental services. We offer in-network coverage for all of the following dental insurance providers:

Out of Network Coverage

If you don’t see your dental insurer listed above, we likely are not in-network with your policy. However, we are still happy to process your claims. We do our utmost to keep our pricing within the coverage maximums allowed by most benefit plans, but in some cases, you may need to pay a nominal fee to cover the difference between our pricing and that set by an out of network insurer. If you’re ever concerned about this coverage, please let us know.