Fraud

You might be in the process of selling or buying a property and realize the fees are starting to add up quickly. The different inspections needed for a property can seem a bit overwhelming, and each one for some reason costs an arm and a leg. How can an inspection that lasts half an hour charge you a few hundred dollars? It is frustrating, but those are the hoops we all have to jump through when dealing with the buying or selling of property.

Some people will try to cut corners to save a bit of money. You will deal with a few real estate agents that assure you that they have completed all of this paperwork before and no real estate attorney is needed.…

As every new year starts, many of us make New Year’s resolutions to cut down on bad habits and increase good ones. Unfortunately, there’s one thing that you and I will never be able to cut down on, and that’s scams and scammers. In fact, it seems that every year there are more and more of them and they have newer and craftier scams going as they try and steal our money.

Luckily, even as scams have perpetually been a threat to one’s personal security and finances, the average scam is quite easy to avoid. For example, a quick check of any email will usually give some indication that it’s either genuine or fake, including typos, a mismatched identity and/or a company contacting you and asking directly for personal information.…

According to a study in 2013 from the Ponemon Institute, over 2 million Americans are the victims of medical identity theft every year. From things like Medicare and Social Security information to false claims and using false information to purchase drugs, medical identity theft can have the same effect on a person’s bank account as any other type and can be extremely damaging financially. Indeed, if incorrect information can find its way into a person’s personal medical records, it might even result in that person receiving the incorrect type of treatment, something that can be extremely dangerous and life-threatening.

32% of the people surveyed said that they were made aware of the fact that they were victims of medical identity theft when they discovered errors on their medical records.…

I was watchingÂ TV the other night, and a commercial for Western Sky came on.Â The commercial stated that you could have up to $5,000 deposited into your account by the next day.Â The next thing that was said is what really got my attention.Â The lady speaking on the commercial said ‘yes, the money is expensive, but it’s still cheaper than a payday loan.’Â They are admitting that the interest rate is high! I had to know how high.

I put my DVR to work, and rewound the commercial to a point where there was extremely small writing at the bottom of my screen.Â What I read next was shocking;