Web/iOS/Android: The Healthcare Blue Book is a free guide that reveals fair prices for healthcare services, so you don't end up overpaying (even when using quality healthcare providers). Results on the web and in the mobile apps are customized to your area.

Most of us have no idea if the prices doctors, dentists, and other healthcare providers offer are fair or not. That's a big problem especially for the millions of people without health insurance or those with high-deductible insurance accounts. Even if you do have health and dental insurance, you'll probably want to know if those "non-covered services" you have to pay out-of-pocket for are priced fairly.

The Healthcare Blue Book prices are determined from industry data from healthcare providers and employers across the US. According to the ad-supported site, the prices represent payment amounts that many high-quality providers accept as payment in full. They're generally much lower than stated "billed charges," which are higher than what providers usually charge patients who have insurance.

To use the site or the mobile apps, you just need to enter your zip code and search for a procedure (e.g., dental crown, MRI, or even cosmetic surgery). Or you can use the drop-down menu to find the health service you need. The list is pretty comprehensive.

In addition to getting the recommended prices for each service, you can print a "binding price estimate" agreement that you can take to your provider to negotiate that rate—a great bargaining chip.

Just like the Kelley Blue Book is an excellent resource for car price comparisons, the Healthcare Blue Book can save you a ton in medical and dental fees and make you a more informed consumer.