Jan 14 (Reuters) - In the wake of a massive data breach that
affected up to 100 million shoppers over the holidays, Target
Corp has offered all of its customers - whether or not
they were directly affected - a year of free credit monitoring.
Is it an offer you should take?

Here are some questions and answers about what this sort of
protection does - and does not - do and what you should keep in
mind if you do sign up.

Q: What is Target offering?

A: One year of free credit monitoring from the credit bureau
Experian if you request an authorization code from
Target and activate it by April 30.