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Orange Everyday can help you get where you want to be sooner.

Switch your salary into your Orange Everyday account and every month you deposit your pay of $1,000+ (and from March 2018, also make 5+ card purchases each month), you'll get back the following calendar month:

ATMs absolutely everywhereFree ATMs in Australia and for ATM fees around the world, we'll rebate the ATM fee within 5 days.

No ING international transaction feesShop online and overseas and you pay no ING international transaction fees.

$0 monthly feesWith your new Orange Everyday bank account, there are no monthly fees - leaving more in your pocket.

Why Orange Everyday works so well with a Savings Maximiser

With both an Orange Everyday bank account and our Savings Maximiser, you could bring your goals closer to you.

Earn up to 2.80% p.a. variable interest on your Savings Maximiser on one account for balances up to $100,000. You'll need to have an Orange Everyday and every month:

Deposit your pay of $1,000 or more into any ING account - excluding Living Super, Orange One and business accounts

Make five+ card purchases (from March 2018)

Keep in mind, the 2.80% variable interest rate applies the calendar month following deposit. The standard variable rate currently 1.35% p.a. will apply to your Savings Maximiser outside of these conditions.

No ongoing minimum balance on your Savings Maximiser is required. And the variable rate doesn't change if you need to dip into your savings, no matter how many times you withdraw.

You can get up to 2.80% p.a. variable interest on your Savings Maximiser

2.80

%

p.a.

variable interest

Plus you'll enjoy these benefits:

No ING fees on your Savings Maximiser

Savings Maximiser customers with an Orange Everyday bank account can transfer cash online, over the phone and via mobile for instant access.

Combined savings balances of up $250,000 per customer are guaranteed by the Australian Government for your security

Important Information

Global ATM Rebate Offer for Orange Everyday Customers

The Global ATM Rebate Offer will apply for the next calendar month when you perform the following during the current calendar month:

deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and

(effective from 1 March 2018) also make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

Card purchases includes in store credit or EFTPOS purchases, online purchases, regular card payments, payWave, Apple Pay, and Android Pay transactions made with an Orange Everyday Visa card, Orange One or Orange One Platinum Visa card or Nil Interest Visa card provided with an eligible ING home loan. Card purchases made in store or online this current calendar month which settle next calendar month do not count towards the 5 card purchases needed this current calendar month.

When determining if you are eligible under the offer, we also take into account the behaviour of any of your joint account holders or additional cardholders.

If eligible, under the offer:

for ATMs in Australia - any ATM fee charged by the ATM operator is rebated immediately following the transaction, and

for ATMs outside Australia - ING will waive the International ATM withdrawal fee of $2.50 and rebate any ATM fee charged by the ATM operator at settlement of the transaction. While the transaction is pending the amount of the acquirer fee will be deducted from your available balance and will be reinstated after the transaction is finalised. ATM transactions outside Australia can take up to 5 days to finalise.

If eligible, the offer applies to all accounts held in your name (either single or joint account). This offer may be changed or withdrawn at any time at ING's sole discretion.

The International Transaction Fee Waiver Offer will apply for the next calendar month when you perform the following during the current calendar month:

deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and

(effective from 1 March 2018) also make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

Card purchases includes in store credit or EFTPOS purchases, online purchases, regular card payments, payWave, Apple Pay, and Android Pay transactions made with an Orange Everyday Visa card, Orange One or Orange One Platinum Visa card or Nil Interest Visa card provided with an eligible ING home loan. Card purchases made in store or online this current calendar month which settle next calendar month do not count towards the 5 card purchases needed this current calendar month.

When determining if you are eligible under the offer, we also take into account the behaviour of any of your joint account holders or additional cardholders.

If eligible, under the offer ING will waive the International Transaction fee of 2.5% of the amount of the international transaction. If eligible, the offer applies to all accounts held in your name (either single or joint account).

Merchants may charge you a separate fee for their services (which is not rebated under this offer).

An international transaction is any transaction:

in a foreign currency; or

in Australian dollars or a foreign currency, where:

the merchant or financial institution accepting the card is located outside Australia; or

the entity processing the transaction is located outside Australia.

This offer may be changed or withdrawn at any time at ING's sole discretion.

Savings Maximiser

Information and interest rates are current as at the date of publication and are subject to change.

The additional variable rate can only apply when you also have an Orange Everyday. The additional variable rate currently 1.45% p.a. (that is added to the Savings Maximiser standard variable rate) applies on one Savings Maximiser per customer for the next calendar month when you perform the following during the current calendar month:

deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and

(effective from 1 March 2018) also make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

Card purchases includes in store credit or EFTPOS purchases, online purchases, regular card payments, payWave, Apple Pay, and Android Pay transactions made with an Orange Everyday Visa card, Orange One or Orange One Platinum Visa card or Nil Interest Visa card provided with an eligible ING home loan. Card purchases made in store or online this current calendar month which settle next calendar month do not count towards the 5 card purchases needed this current calendar month.

When determining if you are eligible under the offer, we also take into account the behaviour of any of your joint account holders or additional cardholders. The offer applies to a maximum of one nominated Savings Maximiser account held in your name (either single or joint account).

Any amounts above $100,000 are subject to the Savings Maximiser standard variable rate applicable at the time. If you do not satisfy the conditions to receive the additional variable rate, the standard variable rate applies. If you have multiple Savings Maximiser accounts, visit online banking or call us on 133 464 to check or change which Savings Maximiser account receives the additional variable rate (if eligible). ING can change or withdraw the additional variable rate at any time. The additional variable rate is not payable in conjunction with any other promotional rate.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a Savings Maximiser and Orange Everyday, you should read the relevant Terms and Conditions booklet and Orange Everyday Fees and Limits Schedule available at ing.com.au. If you have a complaint, please call us on 133 464 at any time as we have procedures in place to help resolve any issues you may have. Products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL 229823.