It is a concept invented in order to avoid the inherently problematic implications of the “infinite”; yet, it clearly means that it is “not finite”. It is meant to avoid a type of exclusive disjunctive and attempts to equivocate and obfuscate, implying that it somehow goes beyond the finite but refuses to become embroiled in the complexities of the infinite, thereby allowing for a compromise by remaining forever in the limbo of mathematical purgatory.

Such conceptual word-games save us for a time; and, sometimes, time is what is needed. Thus, for universes of pure theoretical constructs, where application has little or no impact upon the reality of life, conceptual language games can be daily engaged and walked away from, without any practical consequences. It is, however, when theory intersects with reality, that qualitative reverberations become felt, as in the application of theoretical physics upon the pragmatic application of nuclear fusion.

Advancing from Thought to Action

For the everyday Federal and Postal Worker, the theoretical existence of Federal Disability Retirement benefits, whether one is under FERS or CSRS, is likened to transfinite cardinals: until the intersection between thought and action occurs, it remains safely in the universe of theory, mind, and limbo; but when the reality of a medical condition hits upon the physical universe of the real, and impacts the Federal or Postal employee’s ability/inability to maneuver through the employment sector because of physical limitations or psychiatric obstacles imposed by the medical condition, then one must reach beyond the theoretical and take pragmatic steps of prudent applicability.

Federal Disability Retirement benefits remain in existence for all Federal and Postal employees, and must be accessed by submitting an application to the U.S. Office of Personnel Management. It is like the Platonic Ideas of Greek philosophy “out there” in the ethereal universe, but of no consequence but for ivory tower constituents. And like transfinite cardinals, Federal Employee Disability Retirement benefits remain in a parallel universe of theoretical constructs, until that time when a particular Federal or Postal employee accesses the need to ignite the fuse of pragmatic intentions.

Filing for a Federal Disability Retirement through the U.S. Office of Personnel Management is a step which admits of a stark reality: One’s medical condition has come to a point of irreversible deterioration, such that the impact upon one’s ability to continue in one’s chosen career now manifests itself to a degree which can no longer be concealed.

Interludes of distractions in life — whether a holiday, a period of inclement weather; perhaps a child’s sports event; or even watching the Olympics on television with one’s family; all such distractions allowed for needed interruptions and delays in facing the harsh reality of one’s situation, and each such delay allowed for procrastination and avoidance of the issues. But at some point, the decision has to be made, and when one runs out of such welcome distractions, the pragmatic steps in order to successfully file for Federal Disability Retirement benefits must be systematically considered.

How and when to approach one’s treating doctor to garner the necessary support; the timing of informing one’s agency; a careful study of the factual and legal criteria necessary to qualify for Federal Disability Retirement benefits, whether under FERS or CSRS; obtaining legal advice, guidance and representation; the time involved; the costs involved; making the adjustments for one’s future, etc.

Life’s distractions are small pockets of delights; but when the distractions detract from making important decisions, it is time to reconsider the prioritization matrix upon which one’s foundation is built.

There is a wide chasm between thought and action; and, while many can deceive one’s self by remaining mired in the activity of thought, it is the gauge of the objective, physical world which validates the efficacy and resulting consequences of one’s actions, which makes for determination of accomplishment and completion. The proverbial “dreamer” who never transitions from the creativity of thoughtful contemplation to actualization of ingenious ideas and proposed intellectual discoveries, remains stuck in the netherworld of potentiality, never to move beyond the mysterious quietude of one’s own mind.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition has impacted one’s ability to perform the essential elements of one’s job, remaining forever in thought-mode as opposed to action-orientation, keeps one in the hostile environment of avoiding multiple pitfalls and minefields of delay, procrastination, and potential adversity from one’s supervisors, coworkers and agency heads.

Whether under FERS or CSRS, the Federal or Postal employee with a medical condition which is impacting the ability to continue in the job, should consider the giant step from thought to action, and reflect upon the benefits of a Federal Disability Retirement submission, ultimately to be decided by the U.S. Office of Personnel Management.

The step from thought to action is often exponentially magnified by the earthshaking reverberations of a changed life. But to fail to act is often the greater of evils, and to remain in the unending turmoil of one’s anguish is never an answer to a problem. Instead, it is the composite solution which will render the ultimate satisfaction: thoughtful action. It is where thought and action work in harmony, and for which Man evolved to reach the pinnacle of his Being.

Then there is the story of the office worker who was called in to discuss certain matters with the boss, and during the course of the conversation, boasted proudly that he had not taken a vacation in five years, thereby intimating his commitment and dedication to the company.

The boss became silent, shook his head gravely, and promptly fired the man on the spot. In shock and dismay, the young office worker asked in exasperation why the boss would do such a thing, and the older man replied: “Two reasons. First, you need a vacation. Now you have one. Second, the company cannot afford to keep someone who fails to understand the needs of a human being.” And so the irony of the young office worker reveals the self-contradiction of so many circumstances.

For the Federal and Postal Worker who suffers from a medical condition, the one truism which stands out is that those who are beset with a progressively deteriorating medical condition, can never take a “vacation” from the condition itself. Thus, for those who are healthy, we often take for granted our state of existence.

Federal Disability Retirement from the U.S. Office of Personnel Management, whether under FERS or CSRS, allows for the Federal or Postal Worker to have a period of respite, away from those very work activities which continue to exacerbate and compound the problem of the medical condition itself.

For, either the work will continue to suffer and the Federal agency or Postal Service will terminate the Federal or Postal worker, or the medical condition itself will dictate the terms of work cessation. In either event, thought should be given to the future, and to a time of recuperative distancing from an activity which cannot continue forever.

There are times when “waiting for a season” makes sense — as in entering a marriage relationship prior to a long engagement period for purposes of getting to better know the other person. Or, in a FERS or CSRS Disability Retirement application, waiting as the doctor wants to establish more evidence, send the patient for a Functional Capacity Evaluation (FCE , or to see what his or her colleague or referral “specialist” has to say before rendering an opinion — these are all valid reasons to wait before formulating and finalizing a Federal Disability Retirement application from the U.S. Office of Personnel Management.

There are, of course, countervailing reasons which “balance out” such sensible bases for waiting — economic rationale; the need to file in a timely manner if the Statute of Limitations is running and the 1-year mark is quickly approaching; threats by an agency to remove the Federal or Postal employee and leaving him or her with no income, no medical insurance, and little leeway for options other than to file for Federal Disability Retirement benefits from OPM; but such balancing must be done with an intelligent approach, as timing at the outset in preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, is best accomplished in order to preclude, as much as possible, the delay of time at the “back-end” of a case, by having it summarily denied at the First Stage of the process.

One often reads and hears about a traumatic injury which suddenly and unpredictably ends the career of a certain sports figure. Such stories evoke sentiments of empathy, for the potential which was never entirely fulfilled, and for the personal tragedy which befalls the individual, the family, and those who admired the talent which failed to reveal its fullness.

But in everyday life, such tragedies occur in less spectacular ways; perhaps not as sudden and unexpected incidents or injuries as to bifurcate between the day before and the day after; rather, through a chronicity of time, over months and years of struggling, until a day comes when one must admit to one’s self that the chosen career-path must be reevaluated.

The trauma of the life-changing event is no less significant to the Federal or Postal Worker than to a star NBA, NFL or NHL player. For the Federal or Postal worker who has worked diligently, if not quietly and unassumingly, in the chosen career path — a recognition that his or her medical condition will no longer allow continuation in the vocation, has the identical reverberations as those more notably identified, in terms of financial, economic, personal and professional significance, relevance and impact.

In fact, sometimes even more so — because one never witnesses the long and arduous struggle for the months and years prior to making the decision to file for Federal Disability Retirement benefits, through the “quiet years” of using Sick Leave sparingly; of trying to maintain a semblance of competence and work-completion in the face of medical conditions which are never told, never spoken of, and never acknowledged.

Filing for Federal Disability Retirement benefits, whether under FERS or CSRS, from the U.S. Office of Personnel management, is tantamount to that “traumatic injury”; it’s just that such an event is rarely, if ever, written about.

Most people know; and still others, know that the “right” time has already passed, and is long overdue. Doctors have already shaken their heads in disbelief, disgust or with regretful expressions of facial futility; family members have begun to whisper behind backs; friends have stopped asking to include you for events which may require physical exertion or extensive conversations which require focus, concentration or cognitive stamina.

Federal and Postal employees all across the United States, and overseas where Civilian workers are stationed, put in long and dedicated hours to accomplish the mission of agencies. The general public at large has been allowed to critically eye the Federal or Postal worker because they are being paid through high taxes, etc. But Federal Disability Retirement is not a “handout”; it is merely an employment benefit which allows for disabled workers to go out and remain productive in the private sector, by being allowed to make up to 80% of what one’s former position currently pays — and thereby continue to pay back into the system through paying of taxes, and essentially keeping it a “self-paying” system.

No amount of shame or embarrassment should accompany the decision to file for Federal Disability benefits. It is simply an acknowledgement which has already been realized by friends, family, and often one’s own treating doctor: the right time has come because you have already “fought the good fight“, and it is time to move on to the next phase of life, and allow for the recuperative period of life take its course.

Seven False Myths about OPM Disability Retirement

1) I have to be totally disabled to get Postal or Federal disability retirement.
False: You are eligible for disability retirement so long as you are unable to perform one or more of the essential elements of your job. Thus, it is a much lower standard of disability.

2) My injury or illness has to be job-related.
False: You can get disability even if your condition is not work related. If your medical condition impacts your ability to perform any of the core elements of your job, you are eligible, regardless of how or where your condition occurred.

3) I have to quit my federal job first to get disability.
False: In most cases, you can apply while continuing to work at your present job, to the extent you are able.

4) I can't get disability if I suffer from a mental or nervous condition.
False: If your condition affects your job performance, you can still qualify. Psychiatric conditions are treated no differently from physical conditions.

5) Disability retirement is approved by DOL Workers Comp.
False: It's the Office of Personnel Management (OPM) the federal agency that administers and approves disability for employees at the US Postal Service or other federal agencies.

6) I can wait for OPM disability retirement for many years after separation.
False: You only have one year from the date of separation from service - otherwise, you lose your right forever.

7) If I get disability retirement, I won't be able to apply for Scheduled Award (SA).
False: You can get a Scheduled Award under the rules of OWCP even after you get approved for OPM disability retirement.