Short Sale done ok, what now

I spent three hours reading about short sales and 1099-c, tips, tricks and commissions. Now what I would like to know is this: Judgements, judgements, judgements. Seller walks, bank sells the property and lender sends 1099-C. Did any of the customers receive filed judgements for the difference. I looked on our county court records and did not find any. Are the lenders allowing language in the short sale package for "no judgements"? Are the lenders allowing items to be worked in with the short sale package to help out the customers?

I am working a file now with Fremont. What a nice company, really easy process. I ASKED permission to short sale, got the requirements and hope to get this going. I was wondering about the closing day and other hidden lender plans others have seen that I may be able to address now.

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