Kentucky Employees Credit Union is headquartered in Frankfort and is the 18th largest credit union in the state of Kentucky. It is also the 1,875th largest credit union in the nation. It was established in 1938 and as of December of 2018, it had grown to 23 employees and 11,210 members at 2 locations. Kentucky Employees Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Kentucky Employees Credit Union is open to individuals who live, work, or worship in any of the following Kentucky counties: Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble and Woodford. Public sector employees (local, county, state, federal), military personnel, and Kentucky public school employees also qualify for membership. Students and employees of 21 Kentucky colleges are also welcome to apply.See current membership details

Treated Like a Human Being - Great Service

I was fed up with large banks and I decided to try a credit union. I was able to join the state's employee credit union due to me being a state worker. Moving my account was absolutely painless and the clerk walked me through everything I needed to do to ensure my account wouldn't just automatically re-open; this had been a problem when switching from Bank of America to Chase. The interest rates were much better than traditional banks as well. I'm getting 25% better return on my investments (CDs) from the credit union, as well as, getting much better interest on my savings account; although it's not like it used to be in the 90's (4%!). I was interested in opening up an IRA at the bequest of my wife and when speaking with their investment specialist really help. She walked me through my options and made sure I knew the pros and cons of each. She also made it easy to directly deduct from my account so I didn't have to worry about adding money to it on my own. It has been an eye opening experience and one I wish I made earlier on in my life. I had grown to hate banking and banks in general, but the KECU restored my faith in banking.

Data as of Q4 2018

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kentucky Employees Credit Union has a relatively low asset base.

Always verify rates and promotions with the bank or credit union. We are not Kentucky Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kentucky Employees Credit Union Savings Account Rates

APY

MIN

MAX

ACCOUNT NAME

VIEW DETAILS

0.15%

$5

-

Regular Share/Savings

0.15%

-

-

IRA Savings

0.15%

-

-

Kids Club

0.15%

-

-

Holiday Club

0.15%

-

-

Vacation Club

Kentucky Employees Credit Union Money Market Rates

APY

MIN

MAX

ACCOUNT NAME

VIEW DETAILS

0.30%*

$25k*

-

Money Market Savings Account

OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $25k

Kentucky Employees Credit Union CD Rates

APY

MIN

MAX

ACCOUNT NAME

VIEW DETAILS

3.00%

$500

-

18 Month Share Certificate

2.85%

$500

-

60 Month Share Certificate

2.70%

$500

-

48 Month Share Certificate

2.35%

$500

-

36 Month Share Certificate

2.25%

$500

-

24 Month Share Certificate

1.95%

$500

-

12 Month Share Certificate

1.25%

$500

-

6 Month Share Certificate

Kentucky Employees Credit Union IRA Rates

APY

MIN

MAX

ACCOUNT NAME

VIEW DETAILS

3.00%

$1k

-

18 Month IRA Certificate

2.85%

$1k

-

60 Month IRA Certificate

2.70%

$1k

-

48 Month IRA Certificate

2.35%

$1k

-

36 Month IRA Certificate

2.25%

$1k

-

24 Month IRA Certificate

1.95%

$1k

-

12 Month IRA Certificate

1.25%

$1k

-

6 Month IRA Certificate

Locations

Kentucky Employees Credit Union Locations

Branch Office

100 Moore Dr

Frankfort, KY 40601-8295

Branch Office

100 Minuteman Pkwy Bldg 124B, Ste 2

Frankfort, KY 40601

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