JacquiG,are you AOL or compuserve user? I got this from their stock section.Anyway here are some contents from the news "by the end of the yr,the company expests to begin mass mailings to households outside its customer base.......in june,about 5 million cardholders were asked to swich to Mastercards.Some are receiving the cards without asking.About 20 million more customers will get the solicitations in coming weeks.