But working outside the box means we have to account for all the details, including dental insurance. Whether you freelance with travel photography, drive strangers in your car, or own your own business, take these 3 steps when considering coverage:

1. Evaluate your needs

Will your family experience a dynamic change? Do you have a health condition that may require more dental attention? Factor in every scenario to choose the best coverage for your lifestyle. And remember: Even if you’ve never had a cavity, dental coverage is always a good idea.