First Home Loan Deposit Scheme

One of the challenges to first home buyers achieving their dream of home ownership can be the time it takes to save a deposit. The FHLDS provides “a guarantee that will allow eligible first home buyers to purchase a home with a deposit of as little as 5% without needing to pay for lenders mortgage insurance.”1

10,000 new FHLDS places will be made available from July 2020.2

Who is Eligible?

The FHLDS is for individuals earning less than $125,000 and married or de-facto couples earning less than $200,000 in the last financial year.2

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