Did you know that there are about one in four individuals who would experience a temporary health problem a year? Did you know that combined anxiety and depression is the most common mental disorder in the United Kingd and probably in the rest of the world? Depression is everywhere, but people are just too afraid to admit it.

Remember, once you admit it to yourself, everything becomes better. Here are the world’s realities about depression.

The hardest part in loving is when you have given everything, but you realise that you are still inadequate. It may be your fault, or your partners, but incompatibility remains a big issue in the greater scheme of things. This creates a very painful breakup of relationships, whether platonic or romantic.

It is only after you’ve exhausted everything that you would say enough is enough. You cannot say enough is enough if you haven’t felt the stretch of everything that you’ve done. Enough becomes enough when you feel that it does not contribute to your wellness. Everything should be over, despite your emotional attachment, when you realise that the things you both have do not cancel out, but instead pile on each other.

A relationship is done when a person realises they are worth more than they are treated. They become tired of people taking them for granted. However, it might be the fear of loneliness or shedding away people from their lives that becomes their biggest obstacle in progressing for themselves.

Remember, a human is only finite. The sacrifices you give should just be at a certain amount. It should never be above this setting as you would need to reserve some dignity and pride for yourself.

The struggle makes the victory sweeter and losses harder to bear. Whichever you get from life, at some point, you will still get depressed. The human body is at its peak when it finds use for its abilities, when it is able to function.

For example, when you accomplish something creative, you continue to do it with a smile on your face. Because you know your abilities are still lower than the par average, you end up trying again and again until you attain your goal of making a good quality work. Your body is happy because it accomplishes something. Your mental capacity is narrowed to a manageable point that relieves you of other things you think about and you single out this one fine moment.
The same is true with achievements and losses. In physical terms, this is the climax of your personal activities. Once you attain your goal, you have climaxed your body’s function, and you have seen the results in its physical form. The feeling of satisfaction is endorphins rushing through your body, and the tension from the fight-or-flight body mechanism leaving your body.
This is how our body functions. So in the end, it’s not about whether you won or lose, but rather, if you are still functioning or losing sense in your personal use.

Once you’ve identified the small steps that would help you resolve the bigger problem, you will find that even these smaller problems have their own trouble. When submitting your letter for an inventory request, the servers may sometimes have a system error, delaying your request and your goal further from the deadline. Sometimes, this can demotivate you and put your mood off to work on your goal.

Life is made up of a continuous stream of ups and downs. When things go down, some people choose to give up, especially young people who could not fathom the large time left for them to live a seemingly-miserable and repetitive life. However, this is you viewing the big problem; viewing the smaller bits of the problem is essential to ensure the success of your endeavours.

And you may consider your own choice of giving up or finding no more reason to go on as a small problem you are not willing to overcome.

Willingness, diligence and willpower are the things that one needs to succeed in life. If you intend to make a business, be sure to have all the details, including taxes, amortisation, property rights and more, taken into account. All the details matter because they are the small problems that make a big problem; they are easy to solve when taken apart, rather than together, and it is up to you to be willing to tear them apart from each other.

When people continue to look at the bigger picture, the start and the end point of such a plan may overwhelm them continuously. Most people would procrastinate as they try to delay having to go through such a painful process. If everybody always looked at the bigger picture, then both success and troubles are problems. Identifying the small steps is crucial.

1. Ingredients
Think of your problems like a lunch or dinner dish. Ingredients make up a good dish. Now that you see the big picture of your big, successful life, identify the things you need to make it work. To become a business proprietor, are you knowledgeable about making your business attractive to potential customers? Do you have enough funds to begin? These questions will break down into smaller and smaller questions, which you could potentially resolved in multiples per day.

2. Sub-Routines
The smaller questions may seem plenty in number, but they are actually easy to resolve. Following the example above, to make a business attractive to potential customers, do you know marketing and advertising? From here, you could create sub-questions, such as more technical concepts and education regarding marketing and advertising. These sub-questions create sub-routines, which contribute to the overall progress of resolving your problem or facing success.

3. Momentum
If it seems hard to resolve the first step, you will definitely feel accomplished after finishing your first task. Once you gain momentum in accomplishing the smaller tasks, you will not have realised you have accomplished a major step in resolving your problem or a big step towards your success. Continue to keep at it daily.

A serial killer is a person misunderstood by society simply because he or she does not fit into a mainstream social construct. He or she only makes his or her rules, and he or she does not acknowledge any authority or autonomy over him or herself, except which ones they give authority to. One thing serial killers can teach people is that they regret nothing of what they have done, even when they have been caught or killed in action.

Could one say serial killers and serious criminals were happy in their deaths and their life? Possibly so.

Motivation is highly important when looking for happiness, but, unlike serial killers, people are mostly afraid of making decisions and regrets they could have after making a decision. However, an imbalance, or arrogance in making a decision, is oftentimes the key to one’s happiness.

When one accepts the consequences of their actions, they learn from their mistakes, and get the chance to try again. Understanding the balance of things is highly important, but to ensure you gain a new level, balance could become a limiter, and imbalance can break this limit.

Always be not afraid to try new things. If it makes you happy, then do it, regardless of the consideration of other people. Be not like serial killers, who have only focused in their own belief. Keep your imbalances in check, and allow them, like roots from a tree, to grow out of you and to elsewhere, and stop them when it had grown enough.

Many philosophers and literary personalities have shared their thoughts regarding humans and their attachment to their past. Most people are still hurting for the things that they have done, and the things that they could not live without. It is still the same today; people are still getting attached to their past, with many ex-lovers coming back just because they both feel the mutual pain in their lives, or parents or siblings who could not believe that their most lovable son or daughter had already passed away.

Detachment is all about managing one’s capability to be productive. It is right to feel at the moment because feeling makes one human. Mourn a loss for a time, but once that it makes you unproductive, it might be time that you step away from it and detach.

Detaching is understanding that what you have lost will never come back to you. What you are feeling are your attachments giving you phantom pain due to a loss. The body secretes hormones similar to the ones felt when one is addicted to drugs or other substances, and with disconnection, comes withdrawal. Unlike drug addiction, there is no withdrawal, only willpower.

It is crucial to understand that what is in the past should remain there. It had already happened, had passed. It is now time to move on, and latch yourself to something that will propel you into the future. Accept the fact that what you have lost is forever gone, and it is time to live in the present.

Making a decision is pleasurable especially if you find success with your decision instead of disappointment. If the consequence is greatly acceptable, then one will not hesitate to accept the reality. However, if the consequence is undesirable and horrid, one will avoid it or even relinquish any responsibility for it.

Ups and downs consistently exist in our lives and the only path to happiness is to accept that these two work to help us find the progress we want ourselves to have. However, only sticking to advantages rather than disadvantages is an easier way, but it does not help one grow. It also saturates one’s capability to handle disappointment and frustration with consistent comfort.

People must learn to accept realities and consequences and to try not to force things that are not meant for them at the moment. Trusting themselves to know the right time to do things is crucial for one’s happiness. However, if one chooses to do what the heart desires, it is important they accept the two outcomes of what can happen to them based on their actions.

It is also important to have retrospect and to learn from previous mistakes. Only by accepting consequences will they ever understand the key to improving and progress is through steeling one’s self and prioritizing what needs to be done rather than one’s needs.

A whistleblower from Barclays said that its PPI taxation on interests may be erroneous following large amounts of error-intended receipts in a bullying case in its Financial Reconciliations department.

According to former FR department Team Leader and Barclays contractor Chris Boyle, several departments in Barclays, including its HR, had deliberately made errors in calculating the exceptions on taxation for its PPI complaints. Boyle said the hostile environment and working conditions had worn out his staff, which may have committed errors in correcting the taxes Barclays pays for PPI refunds.

PPI is a policy designed to repay loans, mortgages and credit cards. Due to its exceptions, many consumers sold the insurance do not have any use for it. PPI claims management companies such as PaymentProtectionInsuranceClaimsco.co.uk could help you get your complete refund, or you could handle it yourself using the Financial Ombudsman.

Barclays had released a statement saying that it is currently investigating the PPI taxation on interest numbers, but said it would have helped if Boyle had forwarded the case earlier before his resignation. Barclays said that it takes cases of bullying in the workplace very seriously, and Boyle’s resignation could have been prevented.

Currently, Barclays is leading the number of financial complaints from 2013 with 309,000 complaints, 56% are related to PPI, marking a drop of 29% from 2012.

Technology had always offered us convenience. A letter took more than three people to send a text of 800-1200 words, today, this task only needs a few minutes and keystrokes. A large computer that functioned as a calculator is now a portable workstation with the power to handle thousands to tens of thousands of tasks at the same time for users. Convenience to push further for other goals and objectives is the purpose of technology.

But for some people, it became a way for them to make their lives more comfortable and free from struggle. The internet just offered information at a few clicks. People became much better at finding comforts rather than improve their chances of finding struggles that would make them better individuals.

Technology allowed the modern man to comfortably burn their fat while doing other things. However, the lack of adrenaline and overall passion to fulfil something only offers mediocre results even if it is aided by technology.

People are no longer believers of delayed gratification. With lacking attention spans and concentration, individuals look more for instant gratification and results rather than expanding their patience and allowing themselves to see all the details of an event before they draw their own conclusions.

In short, people do not want to work hard anymore for their desired results.

Indeed, life had become easy, but if one does not choose the hard way, they can never improve their quality of life.