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Get Set For Summertime With Payday Cash Loans

Get set for summer with Payday Cash Loans!

Did you save up for summer vacation? Even if you’re not taking a long trip anywhere, half the fun of warm weather months are quick trips to the lake, weekend campouts, or road trips to meet up and have fun with family and friends. Even day trips and weekenders need a little extra cash, and if you haven’t been successful at saving during the rest of the year, a source of quick funds is going to be necessary. Payday cash loans provide the extra money you need , and they do it fast. Whether you need a hundred dollars or a thousand, good credit or bad, as long as you have a steady job and sufficient monthly income you’re almost certain to be approved.

Payday Cash Loans Are Fast And Affordable!

If you’ve never tried payday loans, you’re in for a surprise. Many people who don’t have great credit stop even trying to get any type of loan, because it’s so disheartening to be turned down. Another reason many people haven’t tried is because the industry used to have a negative reputation due to a few bad apples that tried to ruin it for everyone by overcharging their customers and taking advantage of people. Lawmakers jumped in to protect the public, and a lot of changes were made – so if you’re in the market for some extra cash, consider giving payday cash loans a look!
The application takes just a few minutes, and the approval is even faster! Instead of having to deal with a paper form that needs to be processed, mailed, or faxed, everything you need is online. You’ll start with the short application that you can complete at any hour of the day or night – since it’s online there are no office hours to worry about! Not only that, but the lenders are available all the time as well, so once you submit the application it takes less than two minutes to receive an answer! You’ll receive the loan terms, all the costs and due dates right in your browser, and you can take the time you need to look everything over carefully and decide if this payday cash loan is right for you. If you decide you’d prefer not to accept the offer, just close your browser and there’s no obligation!

Payday Cash Loans Mean Quick Money and No Late Fees!

Once you’ve been approved and accepted the terms, you want your cash as quickly as possible, right? Lenders spare no time in sending the funds to your bank, to be direct-deposited into your account. There’s no faster way – so much faster than receiving a check, depositing it, and waiting for it to clear before you can spend it! Now, when it’s time for payments, it’s just as easy. As outlined in the payday cash loan terms that you signed, payments will be drafted directly from the same account the funds were deposited to, on whatever number of your subsequent paydays was agreed upon. This will always be done on your paydays, to be sure that the payment won’t create an overdraft in your account and cost you money! Likewise, you can’t be charged a late fee – unless you arrange for a payment date modification by calling the lender – since you don’t need to remember to make the payment. It’s automatic – which means it’s fee-free and worry-free!

Qualify for a 1 Hour Payday Loan with Bad Credit or No Credit Today!

Bad credit and/or a lack of credit are the top reasons people fail to get approved for a bank loan. However, 1 hour payday loan lenders follow a different set of rules—as long as a potential borrower is employed, 18 or older, and has a bank account with an accredited bank, they can get approved for a 1 hour payday loan.

A 1 hour payday loan is hassle-free, easy, and fast. You can be approved in less than 90 seconds after you submit your application. A lender will contact you to finalize your loan, review your payback options, and answer any questions you may have. After you E-sign your 1 hour payday loan documents and finalize your loan then your lender will instantly deposit your cash directly into your bank account for you to use as you please.

Pay Off Your Debt with a 1 Hour Payday Loan

Most borrowers use 1 hour payday loans to pay off non-typical bills and expenses like auto repairs or medical bills. Some things can’t wait—that’s why 1 hour payday loans are on track to becoming the number one short-term lending solution for borrowers in debt. Don’t wait to pay off your bills—pay them now. Apply for a 1 hour payday loan today.

Gina DeJesus, Amanda Berry, and Michelle Knight have been off the grid for 10 years—they’ll probably need Cash Loans from Direct Lenders to restart their lives. Our heart goes out to these girls so don’t take this as being insensitive or the wrong way.

The entire US was shocked to learn that three missing Ohio girls were finally found on May, 6th 2013 after 10 years. Amanda Berry, Michelle Knight, and Gina DeJesus were rescued by a neighbor that heard screams coming from inside the house. They were locked-up for 10 years, just miles from where they disappeared. That’s a long time. The girls were in their early teens and early twenties when they vanished—they had their lives stolen from them. In order to get their lives back on track, they’ll probably have to apply for cash loans from direct lenders.

Cash Loans from Direct Lenders are Ideal for the Person who wants Control over their Life

The Ohio girls were dealt a bad card. However, their situation only made them stronger. Now that they’re free, they’ll be able to pursue careers, relationships, and educational opportunities that weren’t available to them in their captivity. Their stories define what perseverance is. Are you going through a difficult time? Do you want control over your life? If you want to take charge of your circumstances, you should apply for cash loans from direct lenders today.

Get up to $1000 Today from Cash Loans from Direct Lenders

Our lenders are available 24/7 to help you apply and get approved for cash loans from direct lenders today. If you need financial assistance to get where you want in life, we can help.

Emergencies Happen and a Cash Advance Can Help

Emergencies happen. When you’re pressed for cash, you don’t have to run around yelling, “I need a cash advance!” You don’t need to stress out. In fact, you don’t even need to say a thing. Our cash advance lenders are easy, quick, and hassle-free. You can apply online in the comfort of your own home.

Help! I need a cash advance because my car broke down!

Car repairs are one of the most common reasons Americans need cash advances. On average, each American spends $356.04 on car repairs each year. Sometimes car problems happen between pay periods—and sometimes, the car repairs just can’t wait. If you find yourself desperate for cash and thinking wow, I need a cash advance to pay for my car repairs, don’t worry. We can help.

What if I need a cash advance to pay for something other than a financial emergency?

Cash advances are available to anyone who needs the money. As long as you are employed, 18 or older, and have an active bank account, we can get you approves for a cash advance loan regardless of what you need the money for. Are you thinking, “But I need a cash advance now?” Don’t worry—we also offer 1 hour cash advance loans, too. Our lenders can work with you today.

Growing up I thought a payday loan, cash advance or cash loan of any type, was meant for the poor. When driving through the urban parts of Los Angeles it’s typical to see payday loan stores. It’s easy to spot a cash advance store by the opaque windows and doors, and signs saying “fast payday loans”, “quick cash” and “cash now.” When seeing these lenders, I would imagine the types of people who would take out a payday cash loan. I pictured the same people you see in line at the welfare offices or using food stamps. The general assumption of the types of people who take out a payday loan are similar. We imagine unemployed, low income, lazy individuals in need of cash to cover expenses which they can’t afford due to irresponsible behavior.

Image of Payday Loan Customer is Outdated

That image of the payday loan customer is outdated, and unrealistic in today’s world. In order to apply for a payday loan, the borrower must be employed with a steady income, have a current bank account, and valid telephone number. This makes it impossible for a homeless person or unemployed individuals to borrow cash from a payday loan lender. The economic recession of 2008-present has left behind a path of financial instability for many Americans. There were the college graduates who were introduced to the “real world” with an inflated job market, no job creation, and layoffs affecting thousands. Not to mention the kick start of their student loan payments. Then there were the CEOs, Vice Presidents, and other upper management employees who were laid off in order to cut costs. Let’s not forget all of the other thousands of employees who were laid off across the country. In the years since the recession there has been very little job creation, salaries are stagnant, our country’s credit rating has declined, and economists suspect a double dip recession in the horizon. Meanwhile, the cost of living has increased. Food, gasoline, and utility prices have all increased in the years since the initial recession hit. Now, who do you think is is a typical payday loan customer?

Payday Loan Customer Applies and Receives Cash Via the Internet

All of these factors and more have changed the demographics of the types of people who apply for direct payday loans. Another factor is the changed image of the cash advance industry, and the ability for the payday loan customer to apply for and receive cash loans via the internet from direct payday lenders. With direct online payday loans, anyone who is over the age of 18, employed, with a bank account and valid telephone number can apply with anonymity. You no longer have to visit a seedy shop located in a strip mall in the urban part of town to receive a direct cash advance loan. Payday loan consumers can apply for a direct cash loan from direct lenders and from the comfort of their home, or via a cell phone. The applications are 100% safe and secure, and the direct cash loan is approved instantly. The cash is then wired to the payday loan customers account within one business day or sooner. The ease in which a person can apply for a cash loan from a direct lender, and economic factors have changed the face of the payday loan industry.

Typical Payday Loan Customer, Not Typical At All

According to the Community Financial Services Association of America, the payday loan customer demographics go against the stereotypical cash loan borrower image. According to a study conducted by Georgetown University, and published by the CFSA, the majority of payday loan customers are in the middle-income category. Specifically, the majority of payday loan customers make between $25k and $50k a year. The typical payday loan customer is also middle-educated, with 90% of borrowers possessing a high school diploma or greater. Fifty-four percent of payday loan customers have some college under their belt or a degree. Thirty percent of payday loan customers own a home, fifty-four percent possess major credit cards, one hundred percent have steady incomes, and one hundred percent have a checking account. The majority of payday loan customers are married, 63% have children, and 53% are under the age of 45.

As the economy changes, so do our perceptions of the working class. Short-term loans offer a temporary solution to financial difficulties. When credit cards, and other options are not within reach or take way to long to pay off, a small payday loan between $200 and $1500 can go a long way.