"All your life circumstances arise from your Terrain. For example, your choice of work and hobbies arises from your Terrain. Your relationship with money arises from your Terrain. Your relationships with other people arise from your Terrain. " - Quote from the book "Introducing The Ten Terrains Of Consciousness".

The Ten Terrains Of Consciousness have a very large impact on the way you relate to money, whether you are aware of them or not. Not only are there many programs and traumas around money impacting on the Collective Field of Humanity, arising from the different Terrains playing out in our world, but your own individual relationship with money is being influenced by certain specific Terrains.

Firstly, many of the deepest beliefs and attitudes you have about money have been directly formed by the ‘Prevailing Terrain’ in which you grew up; that of your family, school, neighborhood and culture. For example:

If you grew up in a Square environment, you may believe things like “a penny saved is a penny earned” or “you need to work hard for your money”.

If you were raised in a Pyramid environment, you may believe that "the rich get richer and the poor get poorer" or that "money is just a measurement of how well you play the game".

If you were raised in a Diamond environment, you may believe that "I can create the wealth I choose" or "money equals freedom". '

Even if you are not at the same Terrain now as the one in which you were raised, you have taken on—to some degree—the beliefs to which you were exposed while growing up. The extent to which they are running your behavior now will depend on how much work you have done to de-program yourself from your childhood conditioning.

In addition to the Prevailing Terrain you were raised in, the Terrain you are at now is also having a powerful influence over your relationship to money. For example:

If you are at the Will-Based Terrain (Pyramid) you most likely strive to accumulate as much money as you can regardless of the impact on other people, yet if you are at the Connection-Based Terrain (Circle) you probably seek to collaborate with others so that everyone in your community is fed and thriving.

If you are at the Fractal-Based Terrain (Toroid) you probably trust that money will always turn up because you are in Service to Life and therefore you do not feel the need to take steps to 'earn' money.

Therefore, your entire core relationship with money is informed and shaped by your current Terrain Of Consciousness.

To sum it up very simply: much of your personal relationship with money is created by the interplay between (a) the filter on reality coming from your current Terrain of Consciousness and (b) the beliefs and conditioning you were given by the Prevailing Terrain in which you were raised. Therefore, if you want to understand why you are in the financial situation you are in, you would be well served by learning about these two Terrains that are having the greatest impact on your life.