According to (Kilbourne, Switzer & Fine, (2006), Health disparities are significant differences that are needed and viewed clinically and statistically in health care and health outcomes. These differences between groups of people can affect how often an illness(disease) have group affects, the number of people who have gotten sick and how many times do this particular disease or problem ends up with death occurring. There are a number of populations that can be affected by health disparities. ( Felton, (2013).

Some of these differences are:

Ethnic and racial minorities

Rural area residents

The elderly, children and women

People with disabilities. (Medline Plus.com., (2013).

Health disparity can also be defined as differences of populations in health care access, environmental exposures, health status, quality or utilization and outcomes involving your health. Health disparities are related generally to social issues and healthcare systems. The worldwide web coming in existence in the mid - 1990's also can lead to health disparities since some ethnic groups would not be able to afford the internet. One of the objectives of Healthy People 2010 was to provide more internet services to the home. (Gibbons, (2005).

Since this study will be a quantitative study it will focus on the total number of uninsured or underinsured Americans who didn't have health insurance by the end of 2012. Another focus of this study will be coming up with possible solutions to this growing trend in healthcare. In this study we will also seek to discover how the uninsured or underinsured individuals or families are being effected positively and negatively by gaining feedback from these individuals. There are several ways to obtain this feedback for this study in which we will be conducting surveys and questionnaires to get the answers we need.

These ways are: the reasons why they do not have insurance to determine how this may affect their access to care, to determine whether the cost of care is directly affecting the reason why these individuals may not be insured and in this study we need to try to find the problems, come up with solutions and look for ways to get rid of any barriers to persons so that they can find affordable health care policies. Since the Affordable Care Act of 2010 is in effect we need to study how the introduction of a new healthcare law to totally replace the healthcare system that has been in place for years will effect uninsured and underinsured Americans.

According to the article by (parkdatabase.org.,(2012). For the surveys we will be conducting our survey samples will be coming from males and females who are American citizens, all races or ethnic groups, 200 participants will be equally divided by gender. In order to cover a wide variety of people that are being effected by health disparities in quantitative research usually will require a large sample size in order to quantify the research. (Felton, 2013).

Background of the Study

There are several factors that join together populations to influence someone's health and health status which results into health disparity. According to the Healthcare Fairness Act of 2000 House Resolution #3250, populations that have health disparities suffer from numbers that are significant as it relates to the total rate of incidence of disease, mortality, survival and morbidity when compared to the population in general. The most contributing factor to health disparities most often mentioned when watched in the United States population is Socioeconomic status (SES). Other factors related to health disparities include: physical and cultural environment,...

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