Personal Protection

Thomas Nicholas Financial Services has access to some of the UK’s leading life insurance and protection providers which means that not only do you get competitive prices, but also excellent quality of cover. All cover is tailored to meet individual needs and budgets.

We recommend to all new clients already paying for a protection plan that they take advantage of our free of charge protection review, to ensure that the cost, quality and level of cover of any existing plan meets their current needs and budget.

We offer advice on a full range of protection products including:

Life Insurance

Critical and Serious Illness Cover

Income Protection

Mortgage Payment Protection Insurance

Unemployment Cover

Buildings & Contents Insurance

so whether it is to protect the purchase of a new home, or you feel that you need to review the level of your existing cover, Thomas Nicholas Financial Services can ensure that you have the right cover at a competitive price. We make no charge for the advice we offer and we will be here to support the needs of both you and your family in the future.

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I've used Thomas Nicholas Financial Services twice now - first as a First Time Buyer (and mortgage applicant) and again, more recently, as I remortgaged. On both occasions he offered great advice in terms of my personal situation and finances. I've recommended him to several friends over the years and know that they have received super service too! Importantly for me he is not at all pushy or 'salesy'. Thanks Tom!

Tom has just arranged my mortgage for a second time. This time was even easier than before and I am extremely pleased with the deal. Tom's help was invaluable. I recommend his service without hesitation.

Fantastic friendly and professional Service for the second time that we have used Thomas Nicholas Financial Services. Tom James was key to assisting in a complex transaction involving more than one property where subsidence caused difficulty with one lender and a down valuation on a second property dating to around 1700 caused difficulty that could have seriously delayed exchange and completion. Tom provided excellent assistance, both keeping in touch with ourselves, our solicitor and his contacts in both lenders to keep things on the straight and narrow and moving forward. I guess if all goes well a client may never really call on a broker for anything other than a most basic service. However when our chain became very difficult Tom absolutely proved his worth. Many thanks to Tom and the team.

Thomas Nicholas Financial Services made the process of buying our new home so easy! This is the second time we have used them and both times nothing was too much trouble for anyone. Tom and Allison were always on hand to answer any of our queries quickly and kept us updated every step of the way. They also helped us with all of the various insurances we need. We would definitely recommend Thomas Nicholas Financial Services to anyone and would not hesitate to use them again!

Your home may be repossessed if you do not not keep up payments on your mortgage.

Thomas Nicholas Financial Services, a trading name of Thomas Nicholas Ltd, is an Appointed Representative of Mortgage Support Network Ltd which is authorised and regulated by the Financial Conduct Authority.