Optimum Tips for Safe Internet Banking

As technology progresses, ways of banking has also advanced along with it, gradually. And now each and every bank provides Internet banking service to its customers. Since the inception of Internet banking service, anyone with a bank account in any bank can access his account online via his bank’s website. In fact, nowadays people love to use internet banking more often, as it saves their time, and they do not need to depend on banking professionals for services such as funds transfer, account statement, check book request, demand draft, etc. However, as the trend of internet banking is growing day by day, the risks involved in using it is also surging at good speed. But you don’t need to worry if you too uses online banking service, as this article will tell you about the secret and safe internet banking tips.

Internet Banking URL or web address: Each and every bank uses HTTPS in the beginning of its internet banking URL. This HTTPS means Hyper Text Transfer Protocol Secure, which ensures that you are on the authentic website, for example; “https://”

Unsolicited emails: Any bank in the world never sends an email to his customers asking them to log in to their respective bank accounts to change their password using the link mentioned in the email itself. So plays stay away from that kind of emails to be on the safer side, in fact mark those emails as spam, and you can also report it to your local police department or FBI.

User ID and Password: Never share your internet banking USER ID and PASSWORD with anyone be it your best friend, your spouse, girl friend, or even kids. Additionally, change your password at regular intervals, and always use alpha numeric password with special keys as well.

Never access from cyber café or public PCs: You should avoid access internet banking from cyber café or public PCs, as you never know if they contain spyware and key logger, which are used by hackers to steal the information from computers and note down your keystrokes.

Use antivirus software: Always keep your system clean from virus, spyware, malware, and key logger. For this, you must use the best antivirus protection software only, as it will have various latest features like internet security to keep you safe from such threats.

You might think that these tips are very general and you already know all of them, but on many occasions, it has been found that people forget these necessary tips and end up losing their money to hackers.