What does your Experian Credit Score mean for you?

The Experian Credit Score runs from 0-999 and is based on your Experian Credit Report. It gives you an idea of how lenders view your Data Self. The higher your score, the greater your chance of getting the best credit deals.

Excellent961 - 999

You should get the best credit cards, loans and mortgages (but there are no guarantees).

Good881 - 960

You should get most credit cards, loans and mortgages but the very best deals may reject you.

Fair721 - 880

You might get OK interest rates but your credit limits may not be very high.

Poor561 - 720

You might be accepted for credit cards, loans and mortgages but they may have higher interest rates.

Very Poor0 - 560

You’re more likely to be rejected for most credit cards, loans and mortgages that are available.

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† Experian acts as a credit broker and not a lender in the provision of its credit cards and personal, car finance and guarantor loans comparison services, meaning it will show you products offered by lenders and other brokers.

Experian acts independently and although our comparison services shows products for a range of lenders and other brokers it does not cover the whole of the market, meaning other products may be available to you. Experian comparison services are provided free however we will receive commission payments from lenders or brokers we introduce you to.

All free and paid for Experian consumer services are provided by Experian Ltd (registered number 653331.) Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ. The web monitoring feature and its alerts within CreditExpert is not Financial Conduct Authority regulated activity.