MICHIGAN MOBILE HOME
LOANS BY JCF

JCF Lending Group was founded in 1994
with the sole purpose of providing Michigan
Mobile Home loans. JCF Specializes in Chattel Mortgages, a term
used when referring to a loan on a Mobile or Manufactured Home
where the land is not a factor and only the Mobile Home will be
financed. JCF is a home only lender and proud of it. From Covington
to Benton Harbor, to the Capital of Lansing, JCF is here for you.
Providing the best rate & term mobile home financing available
today. When you thing of the Great Lakes State, think JCF Lending
Group.

The majority of our
customers live in Michigan's better mobile home parks or in leased
lot communities. You may also qualify for an Michigan JCF Lending
Group or Michigan Mobile Home Loan if your
home and land are not tied together by deed or title. An example of
this would be if you own your land outright, or if your home is on
family or friend's land.

MOBILE HOME MORTGAE LOANS WITH EXCEPTIONAL RATES TO REWARD YOUR GOOD CREDIT HISTORY

We are
able to offer the lowest Michigan mobile home loan rates possible
along with a Variety of Michigan Mobile Home Loan Programs to meet
the needs of the entire State of Michigan. We will easily guide you
through the loan process, providing you with whatever level of
service you require. We offer Fixed Rate financing, No Pre-Payment
Penalties, No Application Fees and we are Proud to be an
Equal Housing
Lender.

We will provide the quickest Approval possible,
sometimes within 15 minutes and let you know exactly the
manufactured or mobile home loan we can offer. Then it's up to you
to make the decision. We are open from 7:00 AM - 7:00 PM PST,
Monday thru Friday, and on Saturdays 8:00 AM - 3:00 PM PST. You can
reach us toll free at (866) 967-0143. We also have
"Live Help" operators
standing by 24/7,
helping both existing and new customers get the answers to the
questions they may have, all in real time. No waiting on
email.

MICHIGAN MOBILE HOME
FINANCING

Need
Michigan Mobile Home Financing - Whether you
are considering buying a Used Mobile Home or buying a New
Manufactured Home, JCF Lending Group will find a mobile home loan
that's right for you. The type of Mobile Home loan received depends
of several different factors. The Year of the Mobile Home and
Current Value is a strong factor as is the Credit of the Applicant
and the Monthly Income. We are also pleased to offer a free mobile
purchase agreement along with Michigan State Titling
Forms.

Once your Michigan Mobile Home loan is Approved,
the amount of the Down payment determines the Interest Rate
offered. As an example, a 10 or 20 Percent Down will offer a Better
Rate than 5 Percent Down. Our terms vary from 7 years to 25 years,
depending on the program you choose. The best Michigan manufactured home financing rate can be obtained
in most cases at a 15 year term.

MICHIGAN MANUFACTURED HOME
REFINANCING

Need Michigan
Manufactured Home Refinancing - By adjusting your current Interest
Rate and the number of remaining loan payments, many things can be
accomplished. Savings can be Great and long term savings even
better. Reduced Monthly Payments and Thousands of Dollars of
Savings are a few of the possible benefits of Manufactured Home
Refinancing.

If the Michigan Manufactured
Home is in good condition and there is a sufficient amount of
Equity in your home, additional programs such as an Equity Cash-Out
and Debt Consolidation can be an option. Our Staff will quickly
ascertain whether Michigan Mobile Home
Refinancing will be
beneficial.

ABOUT JCF LENDING
GROUP

Headquartered in Las Vegas, Nevada, JCF Lending Group
specializes in the financing and refinancing of mobile, modular and
manufactured home mortgages in all counties throughout the State of
Michigan. JCF is recognized as the first lender and/or originator
to provide refinance loans for manufactured home owners living in
mobile home parks and leased lot manufactured home communities in
the Western United States. Prior to JCF, manufactured and potential
mobile home owners could only rely on Two major sources of purchase
financing, Green Tree and Security Pacific Bank, both high rate
lenders treating mobile & manufactured homes as high risk
investments.

JCF is a unique lender in that we
only finance the manufactured, mobile, or modular home, not the
land it sits on. The majority of our customers live in mobile home
parks and leased lot manufactured home communities. We also provide
financing to homeowners living in a manufactured home where the
home is on leased, rented, family or owned land, where the home is
considered personal property, not deeded to the land which is real
property.

JCF is also proud to offer our Star
One Program, which means that a consumer can apply with JCF, be
approved or declined and have their certified credit report sent
either by fax or email to any other lender free of charge, keeping
a consumers score from dropping due to excess inquires. Another
aspect of this program is our low rate guarantee, we will match or
beat any other lenders written offer on a comparable finance
product. Finally, in the event that we are unable to assist an
applicant, JCF will do the research to find out who can meet the
customer(s) needs. Powerful reasons for both consumers and
employees to put their trust in JCF lending Group, an Equal
Opportunity Employer and
Lender.