In the early years of the 1980s industry boom, customer-selected PINs on cards and the first 2-Factor authentication devices came out. At a microcircuit chip conference in 1989, industry leaders anticipated that magnetic stripe cards would be replaced and phased out by chip cards within the next 4 years. Thirty years later, these technologies are not only enduring, but also developing and evolving in combination with each other. Cashless online technologies are bound to change the balance of proportion of cash use versus technology-based payments........

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Since the new iPhone X was released, everyone’s been talking about the technology behind face recognition. Owing to this, plenty of major firms are investing it its...

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