Toyota Etios Liva Car Insurance

A family-sized car, the Toyota Etios Liva is designed to be a home away from home. It is built on reliability, durability and quality to guarantee you a good drive. The car has a new elegant style enhanced with suave interiors. The car delivers on performance, safety and comfort. The car is available in both petrol and diesel with a choice of 10 variants. Get your Etios Liva in any of the seven colors available in India. If you are looking to insure your car or renew your insurance policy, get the best quotes from top insurance providers and make an informed decision.

Toyota Etios Liva Insurance Providers

Liberty General Insurance - For your Etios Liva, you can insure your vehicle with a policy for upto Rs. 7.5 lakhs against third party damages. Liberty Car Insurance offers no-claim bonus, rapid settlements within 7 working days, and hassle-free service. Get your car repaired through cashless service at over 900 garages.

National Insurance – Get an insurance policy for your vehicle online with National Insurance. Motor insurance offered will cover up to Rs. 7.5 lakhs for third party damages. You can also avail of insurance against personal loss for own vehicle, self and co-passenger. Discounts are offered on vehicles that have approved anti-theft devices installed. National Insurance has a claim ratio of 69.35%.

New India Assurance – With a motor insurance policy from New India Assurance, you can be covered for up to Rs. 7.25 lakhs against third party damages. Benefits of the policy include cashless settlements, instant policy issue, 24x7 registration service for claims and an online claim tracker. For cashless repairs, they have a network of over 2,000 garages. They have a claim ratio of 86.83%.

IFFCO TOKIO – Get a car insurance policy for up to Rs. 7.5 lakhs against third party liabilities. IFFCO TOKIO offers services at your doorstep which includes policy renewal and inspection. Motor insurance is issued without any hassle and with the convenience of a digital signature. There are more than 1,200 garages in their network for cashless repairs.

Future Generali – Car insurance for your Etios Liva can be convenient and instant with Future Generali. They have over 900 garages in their network for cashless service. Future Generali has a claim ratio of 80.44% ensuring claims are settled within 7 working days. Get an insurance policy for your Etios Liva against third party liabilities for up to Rs. 7.5 lakhs.

Universal Sompo – Insure your Etios Liva with Universal Sompo and avail of quick and easy cashless claims. They provide 24x7 customer support, hassle-free processing and minimal documentation. You can avail of a range of discounts and wide coverage.

L&T Insurance – Insure your vehicle for up to Rs. 7.5 lakhs for third party liabilities. Avail of a comprehensive policy to increase your coverage against other risks. Benefit from quick service, online policies, cashless claims, and discounts. They have a claim ratio of 72.74%.

Bharti AXA – For a basic policy against third party damages, Bharti AXA offers policies up to Rs. 7.25 lakhs. With your policy, you can benefit from cashless settlements, online purchase and renewal, 24x7 Claim assistance, and quick claim settlements. With over 2,000 garages in their network, customers can easily avail of cashless services wherever they are. Bharti AXA has a claim ratio of 83.79%.

Bajaj Allianz – Bajaj Allianz offers cashless claims, 24x7 customer care, and no-claim bonus. As a policyholder, you can also avail of spot assistance and instant help with minor repairs, towing and more. Customers can easily renew their policies online.

Price range of Toyota Etios Liva in India

Listed below is the price range of the Toyota Etios Liva in the major cities of India. The price of the Etios Liva will depend on the variant you choose.

City

Ex-showroom Price Range

Delhi

Rs. 5,06,631 - Rs. 7,27,925

Bangalore

Rs. 5,12,575 - Rs. 7,51,695

Kolkata

Rs. 5,19,581 - Rs. 7,58,701

Chennai

Rs. 5,10,540 - Rs. 7,49,661

Mumbai

Rs. 5,23,788 - Rs. 7,74,970

Hyderabad

Rs. 5,15,231 - Rs. 7,54,351

Pune

Rs. 5,03,117 - Rs. 7,36,137

Specifications of the Toyota Etios Liva

It is important to know the specifications of your Toyota Etios Liva as they play an important role in determining your premium. The safety features in your car can affect the amount of premium the insurance company will charge. For different vehicles and their variants, the policies will vary.

Factors affecting your Toyota Etios Liva Motor insurance

Your insurance premium is based on a few factors that affect the safety of your car against accidents, damages and theft. The factors affecting your car insurance policy are:

Purpose of the vehicle – The purpose of the vehicle entails whether the car will be used for commercial purposes, as a taxi or a hired cab, for remuneration or as an office car. Policy premiums will also vary if the car will be used as a personal and private vehicle. The use of the car will determine your premium. Using the car for purposes other than what is stated in the “limitations of use” will render your insurance claims void.

Driving experience – Your experience will also factor into your insurance. If you prove to be a good and safe driver who knows how to handle the vehicle on the road, this will play in your favour. On the other hand, being a new driver with little or no experience at driving might make you a bigger risk for the insurance company.

Age of the driver – You must have a valid license to drive, and for that you have to be of legal age. The older you are, the riskier it is for you to drive. Insurance companies may look at your age as a factor determining your premium.

Deductibles – Deductibles are your share of the cost of repairs or damages that you will bear. The insurance company will require you to bear some part of the cost. The higher the deductible, the lower your premium will be.

Car details – The car you choose will also make a difference in the premium paid. The following details will factor into your insurance policy

Car manufacturer

Car model and variant

Cost of the car

Fuel type

Year of manufacture

Place of registration

Approved anti-theft devices

Safety features

For pre-owned cars, insurance companies will also look at the kilometres completed, modifications made to the car, and any damage or accident.

Toyota Etios Liva Car Insurance Premium Calculator

As per the law, insurance against third party liabilities is required. But insurance policies shouldn’t be bought blindly. It is wise to do your research and get the best policy that is affordable and provides maximum benefits to you and your car. Using a premium calculator will help you determine the cost of your car insurance
before you apply for the policy. The calculator is available online and is a handy tool for insurance seekers. You will need to provide the information listed below in order to generate your results.

Select the car manufacturer - Toyota.

Car model - Etios Liva.

Select your variant.

Enter the year of manufacture

Enter your city

You will receive an estimate of the gross premium and IDV (Insured Declared Value) of the car insurance policy.

How to Apply for New Toyota Etios Liva Motor Insurance on Bankbazaar

Find the best policy for your new Toyota Etios Liva on BankBazaar. You can enter your details and get a list of insurance offers. View and compare different policies to find the most affordable policy which will give you the best coverage. To apply for a policy on BankBazaar, follow this process.

Log on to the BankBazaar home page and “Get a quote for Car Insurance”.

Select “New Car Insurance”

Follow the trail of the wizard and enter the following information:

Car brand and model – Toyota Etios Liva

Fuel type - whether it is petrol, diesel, CNG or LPG.

Variant – Choose from the 10 variants available

Place of registration.

If you wish to speak to a representative for more help, you can leave your contact details.

Your results will be generated and a list of different quotes will appear.

You can view and compare offers from the top car insurance providers.

The information provided will include the type of coverage offered, the premium amount, and the IDV.

Once you have selected your policy, you can click on “Buy Now”.

You will be directed to an application form.

You can then fill out the form, submit it and purchase the policy.

How to Renew your Toyota Etios Liva Car Insurance on Bankbazaar

Renew your motor insurance policy for your Etios Liva on BankBazaar and avoid the hassle. Renewing your policy on time will save you any extra expense, additional documentation and re-inspection. BankBazaar provides you with options to renew your car insurance policy before and after it expires. If you are looking to renew your car insurance policy for a Toyota Etios Liva, enjoy hassle-free online renewal at BankBazaar.

Log on to the BankBazaar home page and “Get a quote for Car Insurance”.

Choose to “Renew Car Insurance”.

Follow the trail of the wizard and enter the following information:

Present car insurance company

Policy expiration date

Car make and model

Car variant and fuel type

Place and year of registration

If any prior claims were made

If you wish to speak to a representative for more help, you can leave your contact details.

Your results will be generated and a list of different quotes will appear.

You can view and compare offers from the top car insurance providers.

The information provided will include the type of coverage offered, the premium amount, and the IDV.