I can't find an answer to this question. Is my employer's matching contribution included in the yearly $10,500 cap for contributions in the 401k? For example, my employer contributes 50% on the dollar for a maximum of 6% of my yearly salary. If I were to contribute from my salary the entire $10,500, does that mean that my employer can't contribute anything? If so, I need to find that point for my contributions that maximizes my employer's contribution, ie. I contribute 2/3 of the cap, and my employer contributes the last 1/3.

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