Last week we took an initial look at Handy Apps' latest money management tool, called Expense IQ. It's essentially the successor to the company's popular EZ Money application, but it packs a few more bells and whistles under its hood (along with an all-new interface). Today we want to talk about a few more features of Expense IQ, like bill reminders, budgets, and the handy homescreen widget.

We've all forgotten to make a payment at one point or another, which sucks, because as punishment for your forgetfulness, most companies smack you with a late fee so you won't do it again. Fortunately, Expense IQ has a handy Bill Reminder feature baked in – simply set up your payments (along with due dates) and you're good to go. It'll let you know when something needs to be paid, saving you the trouble of remembering and keeping you from having to give companies more money than they deserve.

You can also set personalized budgets from within Expense IQ. If you have issues with money management, budgets are an excellent way to keep yourself in check. Set a limit, keep up with it from Expense IQ, and save yourself a chunk of change. That's what this is all about, after all.

To make it even easier to keep up with all your funds (and spending habits), Expense IQ also has a nice little homescreen widget that offers quick access to your accounts, bills, budgets, reports, and the ability to quickly add a new account. It also keeps track of how much you've spent in the current month, so you can feel ashamed of yourself for wasting all those dollars and start saving more. Shame savings, I call it.

Expense IQ is a free install, though the full, limitless version will set you back $7. After you buy it, put that in your app budget. Everyone has a monthly budget for apps, right?

Hope I win this one. This is like the nth time I'm joining this month just to win an S5. My previous phone got snatched while I was on my way home and school opening is near and I still don't have a phone, I badly, badly, badly, badly, badly need one.

Jaxx89

I have to set a monthly budget for my junk food and clubbing expenses.

Hope I win this one. This is like the nth time I'm joining this month just to win an S5. My previous phone got snatched while I was on my way home and school opening is near and I still don't have a phone, I badly, badly, badly, badly, badly need one.

ronn taylor

Cool app, even though I probably don't need it with streamlined bills and auto payments setup already.

Fantastic.I could certainly use some help staying on budget - then maybe I'd be able to afford a new phone!

Guest

Thanks for the giveaway :)

Alex Fischer

All my expenses.

V. R. S.

Travel and groceries...

Ballisticn8

Gas. I drive so much between school and work that I have to budget in gas money to set aside to make sure I have gas money.

John P. Holbrook

Money I spend on whims at staples.

Horatiu Chis

since i am in college i need an app like this to track my expenses

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Kerwin Poon

S5 + expense IQ are nice!!

Ditosoft

Great Appp for my expense... but really I need more budget!! ;)
And, off course, if I win... happy no lost money in change my current Android!

Gan Choon Tad

let me win!!!

Tulasi

the app is easy to use

Aileen Emiliani

i want to win an s5

Hosam Arnous

Google Play stuff like apps and games

Zaeem Shoaib

I set expenses for Food. Supplements. Gas. Games. That is all. Hope to win! Good luck all.

Istvan Vaik

I never know how much I've spent on snacks at my workplace. This could be easily tracked with this nice phone :)

Piotr Cz.

Phone bill, internet bill, rent, food, gas, insurance... man, I do NEED some an app to organize all of this neatly.

TedPhillips

discretionary purchases, the rest is pretty baked in.

Matias

Beer!!!

Davendra Kissoon

My monthly bills

Elaine

I have to set a monthly budget on many things, but I'd say the non-essentials like snacks and clothes are the ones I'd have to set a tighter budget for.

Hope I win this one. This is like the nth time I'm joining this month just to win an S5. My previous phone got snatched while I was on my way home and school opening is near and I still don't have a phone, I badly, badly, badly, badly, badly need one.

Birdiebee

I have to set a monthly budget for everything as I am on a fixed income.

Hope I win this one. This is like the nth time I'm joining this month just to win an S5. My previous phone got snatched while I was on my way home and school opening is near and I still don't have a phone, I badly, badly, badly, badly, badly need one.