He who knows only his own side of the case knows little of that. His reasons may be good, and no one may have been able to refute them. But if he is equally unable to refute the reasons on the opposite side, if he does not so much as know what they are, he has no ground for preferring either opinion … ...He must be able to hear them from persons who actually believe them … he must know them in their most plausible and persuasive form.John Stuart Mill

Is a UK student loan (ie through the Student Loans Company rather than a private arrangement between an individual and a bank) considered a debt for the purposes of fulfilling the pre-requisites for ordination?

Its repayment is linked to earnings (so if you're unemployed, you don't pay it back until you gain employment) and it is automatically cleared after 25 years.

Thanks in advance!

Here in Singapore we have a system adapted from the British. I have student loans outstanding, and in my case borrowed from my parents via the government's financial institution as a proxy, as far as I am concerned that is a debt. Within the Accesstoinsight suttas that I came across, I recall there was one regarding Debtlessness, as it is a rather short sutta I thought I will just paste the entire text here instead

Anana Sutta: Debtless Then Anathapindika the householder went to the Blessed One and, on arrival, having bowed down to him, sat to one side. As he was sitting there the Blessed One said to him: "There are these four kinds of bliss that can be attained in the proper season, on the proper occasions, by a householder partaking of sensuality. Which four? The bliss of having, the bliss of [making use of] wealth, the bliss of debtlessness, the bliss of blamelessness.

"And what is the bliss of having? There is the case where the son of a good family has wealth earned through his efforts & enterprise, amassed through the strength of his arm, and piled up through the sweat of his brow, righteous wealth righteously gained. When he thinks, 'I have wealth earned through my efforts & enterprise, amassed through the strength of my arm, and piled up through the sweat of my brow, righteous wealth righteously gained,' he experiences bliss, he experiences joy. This is called the bliss of having.

"And what is the bliss of [making use of] wealth? There is the case where the son of a good family, using the wealth earned through his efforts & enterprise, amassed through the strength of his arm, and piled up through the sweat of his brow, righteous wealth righteously gained, partakes of his wealth and makes merit. When he thinks, 'Using the wealth earned through my efforts & enterprise, amassed through the strength of my arm, and piled up through the sweat of my brow, righteous wealth righteously gained, I partake of wealth and make merit,' he experiences bliss, he experiences joy. This is called the bliss of [making use of] wealth.

"And what is the bliss of debtlessness? There is the case where the son of a good family owes no debt, great or small, to anyone at all. When he thinks, 'I owe no debt, great or small, to anyone at all,' he experiences bliss, he experiences joy. This is called the bliss of debtlessness.

"And what is the bliss of blamelessness? There is the case where a disciple of the noble ones is endowed with blameless bodily kamma, blameless verbal kamma, blameless mental kamma. When he thinks, 'I am endowed with blameless bodily kamma, blameless verbal kamma, blameless mental kamma,' he experiences bliss, he experiences joy. This is called the bliss of blamelessness.

"These are the four kinds of bliss that can be attained in the proper season, on the proper occasions, by a householder partaking of sensuality."

Knowing the bliss of debtlessness,& recollecting the bliss of having,enjoying the bliss of wealth, the mortalthen sees clearly with discernment.Seeing clearly — the wise one — he knows both sides:that these are not worth one sixteenth-sixteenth of the bliss of blamelessness.

Put it this way, does the debt take away the bliss from your existence? There are student debts now, housing loans, car loans, and when your children are born there are more loans just to buy them their infant formulae; take a look at what you have perhaps, and that includes your existing wealths and assets, whether personal or shared i.e. your parents', debts are a lifetime question and I reckon that you and I are not alone here

He who knows only his own side of the case knows little of that. His reasons may be good, and no one may have been able to refute them. But if he is equally unable to refute the reasons on the opposite side, if he does not so much as know what they are, he has no ground for preferring either opinion … ...He must be able to hear them from persons who actually believe them … he must know them in their most plausible and persuasive form.John Stuart Mill