The American Express Platinum Card

Receive 80,000 Membership Rewards Bonus Points2 when you apply, are approved and spend $1,500 on your Card within your first 3 months of Card Membership. This introductory offer is available to new American Express Card Members only

The American Express Platinum Card gives you access to a truly first-class range of rewards starting with automatic and complimentary enrolment in the Membership Rewards programme9.

Receive 80,000 Membership Rewards Bonus Points if you are a new American Express Card Member and if you apply, are approved and spend $1,500 on your Card in the first three months2

Earn 2 Membership Rewards points per dollar spent on your Card9

Transfer points to any of our seven other leading airline partner programmes3 or turn your Membership Rewards points into credit on your American Express Card10

There's no limit and no expiry date on points as long as your account remains current and in good standing

With the FINE HOTEL & RESORTS program, you can enjoy complimentary benefits that offer an average total value of more than $750NZD11 at over 975 hand-selected 5-star properties worldwide. Complimentary benefits include daily breakfast for two people, room upgrades, noon-check in, guaranteed 4pm late check-out and a special amenity at each property

Travel is always more relaxing when you feel looked after. Your Platinum Card Membership entitles you to upgrades, access to special benefits and substantial savings.

Receive a $200 Platinum Travel Credit4 each year, which can be redeemed online or over the phone through your Platinum Travel Service for pre-paid airfares, car hire or hotel bookings. What’s more, you can use this credit to book travel for anyone you choose. No booking fees apply for Platinum Travel Credit bookings

Receive Complimentary Priority PassTM membership for you and one nominated Supplementary Card Member, giving you access to any of 900 VIP airport lounges worldwide5 including the Emperor Lounge at Auckland International Airport. You and your Supplementary Card Member can each bring a guest into Priority Pass lounges at no extra cost5

Enjoy complimentary membership in the Accor Plus program6 until 30 September 2018. Once enrolled, membership entitles you to benefits including a complimentary night’s stay each year, with over 200 Accor properties in Australia and 600 throughout Asia-Pacific to choose from. As an Accor Plus member, you are also enrolled as a Silver member in Le Club Accorhotels – Accor’s worldwide loyalty program

Smartphone Screen Insurance8 for up to $500 for front screen repairs to your Smartphone when you pay for your smartphone outright with your American Express Platinum Card, or pay your monthly Smartphone contract or SIM Only Plan

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 27 November 2017 and is subject to change. This offer is only available to those who reside in New Zealand. Cards are offered, issued and administered by American Express International (NZ), Inc.

1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records and financial resources known to us. Visit here for more information.

2. Offer only available to new American Express Card Members who apply, are approved and spend $1,500 on their new Card in the first 3 months of Card Membership. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc. in the preceding 12 month period are ineligible for this offer. Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8 to 10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

3. To transfer Membership Rewards points into an airline partner programme or a frequent guest partner programme, you must be a member of the partner programme. Membership of the partner programme is the Card Member's responsibility and is subject to the terms and conditions of the applicable programme. A joining fee may apply. Minimum redemption amounts apply. Partners are subject to change. Visit membershiprewards.co.nz for details.

4. Card Members are eligible for one $200 travel credit per year on annual Card fee renewal date from 1 December 2015. The $200 travel credit can be redeemed against any single eligible travel booking of $200 or more when booking through americanexpress.co.nz/travel or by phone through your Platinum Travel Service. The travel credit can be used for 365 days from date of issue and cannot be carried forward to any subsequent year. Supplementary Card Members and American Express Platinum Business Cards are not eligible for this benefit. Refunds may be permitted based on supplier cancellation policy. The amount refunded will be the value of the booking, less supplier fees and the $200 contributed by American Express. There is no refund on the $200 credit. Once a booking has been cancelled the travel voucher for that year will be forfeited. Changes to bookings are permitted subject to supplier terms and conditions. Booking amendment fees may apply. Membership Rewards points will not be earned on the $200 Platinum Travel Credit. Travel credit redemptions made through americanexpress.co.nz/travel or by phone, is applicable to eligible pre-paid Flight, Hotel and Car Hire bookings only. The credit may not be used towards Hotel and Car Hire bookings that are reserved on the American Express Travel website where payment is made directly to the supplier (i.e. FINE HOTELS & RESORTS).

5. Priority Pass Terms and Conditions. Complimentary Priority Pass membership is available to the Basic Platinum and one nominated Supplementary Card Member per account on enrolment. It may take up to eight weeks from approval for you to receive your card. Platinum Card Members must present the Priority Pass card and same-day boarding pass to gain entry into the lounge. Use of this card means full acceptance of Priority Pass conditions of use. Any additional travel companions will be subject to full guest fee at the prevailing rate, currently USD27, per person, per visit. The fee will be charged to the Platinum Card account on file. Additional Supplementary Card enrolments will be charged at a reduced annual rate of USD299. Visit prioritypass.com for full program terms and conditions.

6. Accor Plus. Enrolment is required and available until 30 September 2018. Complimentary membership is annual within the benefit validity after which standard eligibility criteria applies. Membership privileges will only be granted on presentation of valid card and member must identify themselves as an Accor Plus member at time of booking. American Express reserves the right to instruct Accor hotels to cancel your membership if you cease to be a Platinum Card Member or your account is not in good standing. Visit accorplus.com for full membership conditions, benefits and participating properties. Complimentary night stay rooms are limited each night per participating property and must be made using your membership e-certificate at accorplus.com or through Accor Reservation Services. Any reservations made via Accor Reservation Services will incur a booking fee. A maximum of one e-certificate can be used per consecutive stay.

7. American Express Platinum Card Insurances are underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) (Chubb) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Card Insurances and policy of insurance between American Express International (NZ), Inc. (Company Number 867929) (American Express) and Chubb. This product page does not take into account your objectives, financial situation or needs. It is important for you to read the Platinum Card Insurances and Assistance Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.

8. Cover applies for incidents occurring on or after 27 November 2017. For all non-emergency insurance claims, please follow the link www.americanexpress.com/newzealand/claims. This insurance is subject to Terms, Conditions and exclusions – see the full insurance Terms and Conditions for your American Express Platinum Card available here. You must use your American Express Platinum Card to pay for your smartphone or monthly contract in order to be covered under the Smartphone Screen Insurance. Maximum of 2 claims per 12 month period, per Account, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies. Waiting periods may apply. The insurance is underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) under a group policy held by American Express International (NZ), Inc. (Company Number 867929). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

10. Points for Credit cannot be used to pay the minimum payment amount due on your account. Points may be redeemed by the Basic Card Member for a credit on the Primary Card account. American Express may decline a Points for Credit request where the Card account or Card Member's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via credit balance refund. Points for Credit may only be used to reduce a Card Member's statement balance to $0.00 and not put it into a credit balance.

11. FINE HOTELS & RESORTS. Average value based on FINE HOTELS & RESORTS bookings in 2016 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability and use of benefits. Valid only for new FINE HOTELS & RESORTS bookings made through Platinum Travel Service or American Express Travel Online. Online bookings currently only available to Basic Platinum Card Members. Payment must be made in full with an American Express Platinum Card in the Platinum Card Member's name. Available for Platinum Charge Card Members only, and excludes Platinum Credit Card Members who are not also Platinum Charge Card Members. Card Member must travel on itinerary booked to be eligible for benefits described. Noon check-in and room upgrade are based on availability and are provided at check-in. Breakfast amenity varies by property, but will be, at a minimum, a continental breakfast. Complimentary In-Room Wi-Fi is provided, with the exception of explora Patagonia where In-Room Wi-Fi is not available. In this instance, complimentary Wi-Fi will be provided in a common space on property. In the case where a Property includes cost of Wi-Fi in a mandatory resort fee, the Card Member will receive a daily credit from the Property in the standard amount that the Property charges for Wi-Fi. The credit will be issued on the Platinum Card Member's final statement upon check-out. Benefit restrictions vary by FINE HOTELS & RESORTS property and cannot be redeemed for cash, and may not be combined with other offers unless indicated. Advance reservations are recommended for services such as spa, dining or golf in order to take advantage of the FINE HOTELS & RESORTS special amenity during your stay. Benefits and additional FINE HOTELS & RESORTS promotions are only applied at checkout and expire at checkout. Limit one benefit package per room, per stay. Three room limit per Platinum Card Member, per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating FINE HOTELS & RESORTS properties and benefits are subject to change.

12. Supplementary Card Members must be 18 years of age or older. You will be liable for all spending on Supplementary Cards.

13. Hotel Partner Program – Club Carlson. Enrolment in the Club Carlson program is required. Benefits are subject to change. Gold Elite level amenities may not be combined with the FINE HOTELS & RESORTS program. All American Express terms and conditions apply. All Club Carlson terms and conditions apply. To view terms and conditions visit clubcarlson.com/termsandconditions. American Express reserves the right to instruct Club Carlson to cancel your membership if you cease to be a Platinum Card Member or your account is not in good standing.

14. Hotel Partner Program – Starwood Preferred Guest. Enrolment in the Starwood Preferred Guest program is required. Benefits are subject to change. Gold Preferred level amenities may not be combined with the FINE HOTELS & RESORTS program. Terms and Conditions of the Starwood Preferred Guest program apply (available at spg.com). Program enrolment is valid as long as you are a Platinum Card Member and your account is in good standing.

15. Hotel Partner Program – Shangri-La. Enrolment in the Golden Circle Jade Membership program is required. Benefits are subject to change and availability may vary by property (for details visit goldencircle.shangri-la.com). Bookings made with FINE HOTELS & RESORTS rates may enjoy the bonus Golden Circle Award Points under the Golden Circle Program Jade Membership benefits but may not be combined with any other Golden Circle Program benefits. All special amenities under the Golden Circle Program are subject to availability and may change without prior notice. All Golden Circle terms and conditions apply (for details visit shangri-la.com/corporate/golden-circle/terms-conditions). American Express reserves the right to instruct Shangri-La Hotels and Resorts to cancel your membership if you cease to be a Platinum Card Member or your account is not in good standing. American Express and Shangri-La International Hotel Management Ltd. reserve the right to change the terms and conditions at any time without prior notice. Should any dispute arise, the decision of American Express and Shangri-La International Hotel Management Ltd. shall be final. If the English version of these terms and conditions does not conform to anyother language version, the English version shall prevail.

16. Hotel Partner Program – Hilton Honors. As a Platinum Card Member you are eligible to enrol in complimentary Hilton Honors Gold status. Offer available only to Platinum Card Members and is not transferable. Full details of Gold status can be found at HiltonHonors.com/MemberBenefits and is subject to change by Hilton. Gold status benefits are subject to availability at participating hotels and resorts within the Hilton Portfolio. Once you request enrollment in Hilton Honors Gold status, American Express will share your enrolment information with Hilton. Hilton may use this information in accordance with its privacy policy available at Hilton.com/privacypolicy. If you already have Hilton Honors Gold Status, you can maintain the benefit in the future because you don’t need to meet any stay requirements. You maintain Gold status without meeting otherwise required criteria only while an eligible cardholder or until American Express notifies you that the benefit is terminated. Hilton Honors membership, earning of Points & Miles™ when booking direct and redemption of Points are subject to Hilton Honors Terms and Conditions. Visit HiltonHonors.com/Terms for more details.

17. Platinum Concierge. There's typically no cost for the Platinum Concierge, although you are responsible for any purchase and/or shipping charges you authorise. Fees may apply for meetings and event planning.

18. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.