Online Services

Exchange Bank offers a wide variety of online services to our Business Banking customers. As you can see from the list below we work very hard to provide all of the services that you need to make your banking experience quick and easy. At Exchange Bank we understand the hectic pace of life and we do our best to provide you with services that make it easier to manage all of your accounts at Exchange Bank. *To sign up for any of these services, click the enrollment link below or talk to a Personal Banker at any of your local Exchange Bank Branches.

*Cash Management, Wire Transfers, ACH Origination, and Merchant Capture require individual respective contracts for access. Fees and Limitations may apply as set forth in the contract and per the Fee Schedule.

Exchange Bank is happy to offer our customers free access to all their accounts 24 hours a day, seven days a week. With our full featured Internet Banking program you can securely manage your bank accounts, loans, and investments from the security and privacy of your own home. At Exchange Bank, we understand the need for a quick and convenient way for our busy customers to manage their finances, which is why we offer Online Banking and Bill Pay services to our customers for no charge.

*Online Banking with Cash Management services makes managing your business accounts and transactions easier than ever. No matter the size of your business you can provide enterprise level management of your finances. Cash Management Services includes a variety of features listed below.

**ACH Origination

**Merchant Capture

Multi-User Platform with Enhanced security and controls.

Internal Fund Transfers

**Wire Transfers

Multi-Factor Authentication & One-Time Password Token

Account Balance & Activity Information

Customized Display & Group Management to enable full control of sub-users

Customize Account Display Names

*Fees and Limitations May Apply.

**Cash Management, Wire Transfers, ACH Origination, and Merchant Capture require individual respective contracts for access. Fees and Limitations may apply as set forth in the contract and per the Fee Schedule.

1Additional account related fees or service charges may be assessed based on how you use the account, ask for more details.2Federal transaction limitations will apply, ask for more details.

*Merchant Capture is like being connected to your bank 24 hours a day, 7 days a week. Desktop scanners create a digital image of the checks you want to deposit and images are transmitted to Exchange Bank Securely. Merchant Capture is a great way to safely and securely get your deposits to the bank without the hassle of leaving your desk. Merchant Capture can be a great for customers 100 feet or 1000 miles from a branch banking location.

**Application and Approval Required

Make deposits directly to the bank from the comfort of your office

Convenience

Minimize labor and travel costs

Reduce the risk of carrying deposits to the bank, or the expense of hiring a delivery service

*Fees and Limitations May Apply.

**Cash Management, Wire Transfers, ACH Origination, and Merchant Capture require individual respective contracts for access. Fees and Limitations may apply as set forth in the contract and per the Fee Schedule.

1Additional account related fees or service charges may be assessed based on how you use the account, ask for more details.2Federal transaction limitations will apply, ask for more details.3A penalty may be imposed for early withdrawal of the Certificate of Deposits. Interested is compounded quarterly on terms of 12 months or longer. Fees may reduce the earnings on the account.

At Exchange Bank, we distinguish ourselves by providing payment processing knowledge and tailored solutions that assist our clients in achieving key business objectives, including increasing your sales. With our years of experience, the goal of our Merchant Services team remains the same: to provide you with the most efficient payment processing program while helping you reduce operating costs, improve cash flow, and minimize your exposure to fraud and risk. Our representatives are knowledgeable and ready to help our current and prospective Merchant Services Clients. For more information please contact your local Exchange Bank branch.

Free online reporting to access daily activity and deposits, as well as monthly summary statements

State of the art processing methods and technology, including mobile processing solutions and tablet-based POS systems

Proactive PCI Compliance program to ensure our merchants are protected

Fees and Limitations may apply, Application Required

We have access to direct wholesale pricing with Visa, MasterCard, and Discover. We would love the opportunity to complete a FREE savings analysis for your business to show you the benefits and features of a Merchant Services program with Exchange Bank. Simply contact your Local Exchange Bank Branch for more details.

Contact Info

First Time Login Instructions

In all LOWERCASE– ENTER your CURRENT USER ID. For example, if your user ID is JohnDoe22, it should be entered as johndoe22.

Your existing password will NO LONGER BE VALID. Instead, you will need to follow the instructions that were mailed to the address on file associated with your account. If you did not receive a letter from us, please contact your local branch or you can chat or call our Electronic Banking Service Team for more details.

You will be asked to immediately change your CURRENT PASSWORD. The length of your new password MUST be at least 8 characters and NO more than 17 characters in length. A password MUST have at least 1 letter, 1 number and 1 special character. Your new password will be case sensitive. For example, 4Narnia!