1. Includes finance company subsidiaries of bank holding companies but not of retailers and banks. 2. Owned receivables are those carried on the balance sheet of the institution. Managed receivables are outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. Data are shown before deductions for unearned income and losses. Components may not add to totals because of rounding. 3. Data are from the subsidiaries of the three major U.S. automobile manufacturers and are volume-weighted averages covering all loans of each type purchased during the month.

OWNED AND MANAGED RECEIVABLES 2

1999

2000

1995

1996

1997

1998

1999

Q2

Q3

Q4

Q1

Q2

Jun

Jul r

Aug p

Not Seasonally Adjusted

Outstandings (billions of dollars)

Total

689.5

769.7

818.1

884.0

1003.2

942.9

968.4

1003.2

1046.5

1082.3

1082.3

1082.2

1087.9

Consumer

285.8

310.6

330.9

356.1

388.8

374.6

383.1

388.8

392.8

403.9

403.9

408.3

412.3

Motor vehicle loans

81.1

86.7

87.0

103.1

114.7

108.6

109.5

114.7

121.1

126.5

126.5

129.4

130.7

Motor vehicle leases

80.8

92.5

96.8

93.3

98.3

95.6

98.1

98.3

101.7

103.9

103.9

104.4

105.4

Revolving 4

28.5

32.5

38.6

32.3

33.8

32.4

30.7

33.8

31.5

33.1

33.1

33.6

33.6

Other 5

42.6

33.2

34.4

33.1

33.1

32.6

32.8

33.1

31.1

30.7

30.7

31.5

32.3

Securitized Assets 6

Motor vehicle loans

34.8

36.8

44.3

54.8

71.1

65.3

73.5

71.1

71.2

74.1

74.1

74.5

76.2

Motor vehicle leases

3.5

8.7

10.8

12.7

9.7

11.3

10.6

9.7

8.8

7.9

7.9

7.6

7.4

Revolving

n.a.

0.0

0.0

8.7

10.5

9.7

10.2

10.5

10.3

11.1

11.1

10.9

10.7

Other

14.7

20.1

19.0

18.1

17.7

19.0

17.8

17.7

17.1

16.6

16.6

16.4

16.2

Real estate

72.4

111.9

121.1

131.4

154.7

141.2

148.9

154.7

157.4

163.7

163.7

167.5

169.0

One- to four-family

n.a.

52.1

59.0

75.7

88.3

80.5

87.7

88.3

90.4

96.6

96.6

100.5

101.7

Other

n.a.

30.5

28.9

26.6

38.3

33.0

34.6

38.3

38.4

39.6

39.6

39.7

40.2

Securitized real estate assets 6

One- to four-family

n.a.

28.9

33.0

29.0

28.0

27.5

26.5

28.0

28.4

27.4

27.4

27.1

26.8

Other

n.a.

0.4

0.2

0.1

0.2

0.2

0.2

0.2

0.2

0.2

0.2

0.2

0.2

Business

331.2

347.2

366.1

396.5

459.6

427.1

436.3

459.6

496.3

514.7

514.7

506.4

506.7

Motor vehicles

66.5

67.1

63.5

79.6

87.8

82.8

80.3

87.8

90.2

94.5

94.5

89.4

89.6

Retail loans

21.8

25.1

25.6

28.1

33.2

30.9

34.5

33.2

32.3

33.8

33.8

34.1

34.3

Wholesale loans

36.6

33.0

27.7

32.8

34.7

32.7

26.8

34.7

37.9

38.4

38.4

32.9

32.6

Leases

8.0

9.0

10.2

18.7

19.9

19.2

19.0

19.9

19.9

22.3

22.3

22.3

22.7

Equipment

188.0

194.8

203.9

198.0

221.9

208.3

208.0

221.9

238.0

250.0

250.0

248.6

250.0

Loans

58.5

59.9

51.5

50.4

52.2

53.3

48.2

52.2

54.9

56.7

56.7

54.8

54.3

Leases

129.4

134.9

152.3

147.6

169.7

155.1

159.8

169.7

183.1

193.3

193.3

193.9

195.8

Other business receivables 8

47.2

47.6

51.1

69.9

95.5

82.6

94.7

95.5

106.4

109.7

109.7

109.4

108.3

Securitized Assets 6

Motor vehicles

20.6

24.0

33.0

29.2

31.5

32.1

31.0

31.5

31.5

31.7

31.7

29.8

29.6

Retail loans

1.8

2.7

2.4

2.6

2.9

2.9

2.6

2.9

3.2

2.9

2.9

2.8

2.7

Wholesale loans

18.8

21.3

30.5

24.7

26.4

27.2

26.4

26.4

25.9

26.4

26.4

24.6

24.5

Leases

n.a.

0.0

0.0

1.9

2.1

2.0

2.0

2.1

2.4

2.4

2.4

2.4

2.4

Equipment

8.2

11.3

10.7

13.0

14.6

13.3

14.6

14.6

22.0

22.3

22.3

22.5

22.4

Loans

5.3

4.7

4.2

6.6

7.9

6.7

7.7

7.9

15.4

15.8

15.8

16.0

15.9

Leases

2.8

6.6

6.5

6.4

6.7

6.6

6.9

6.7

6.5

6.4

6.4

6.5

6.5

Other business receivables 8

0.8

2.4

4.0

6.8

8.4

8.0

7.7

8.4

8.3

6.6

6.6

6.8

6.8

4. Excludes revolving credit reported as held by depository institutions that are subsidiaries of finance companies. 5. Includes personal cash loans, mobile home loans, and loans to purchase other types of consumer goods such as appliances, apparel, boats, and recreation vehicles. 6. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator. 7. Credit arising from transactions between manufacturers and dealers, that is, floor plan financing. 8. Includes loans on commercial accounts receivable, factored commercial accounts, and receivable dealer capital; small loans used primarily for business or farm purposes; and wholesale and lease paper for mobile homes, recreation vehicles, and travel trailers.