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Wednesday, April 4, 2012

Home Buying Experience

When you buy a home, make sure that you have the budget that can handle the price of your dream home. There are things you can do to stretch your buying power. First, get pre-approved for your home loan. If you don’t have, you need to explore creative financing options. You may also sell your existing home first. It is up to you really.

Though you have a realtor to help you, try expanding your search. Do not forget to take the MLS number so that, you can give it to your realtor for some more information. Look for vacant real estate because in my experience, I do not like to see houses with some personal things in the house. Unless if the property was sold as new with new bonus appliances.

You should consider buying a cosmetic fixer property. If you are handy with a paintbrush (like me), with a toolset and gardening equipment, prepare yourself for a job in cosmetic fixing. Property that lacks curb appeal needs minor handiwork. Little touches on the yard could end up being the home of your dreams for a price you can afford. Just need to look beyond the ugly to see the potential of a cosmetic fixer property. Make sure that the property is not a money pit, or else your savings in Paypal 1099-K will be gone.

If you want to live a nice house by the lake, consider buying a dilapidated cottage on a fabulous lot with western exposure. If you do some significant home improvements, your newly bought property will value so high. And if your carpentry and other construction skills are well-developed, you can save so much money.

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