Sparks Insurance, Inc. Blog: storm damage

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As summer settles in, intense thunderstorms and windstorms may cause extensive damage and economic loss to businesses. For much of the nation, summer also means hurricane season. Business owners should make preparations to protect employees, property and business income from potential harm caused by summer storms. READ MORE >>

It’s that time of year, again. Severe thunderstorms, damaging winds, large hail and tornadoes will start to be a mainstay in the forecasts. Tornadoes can strike in any season, but occur most often in the spring and summer months, according to Ready.gov. READ MORE >>

"It sounded like a freight train." This is a common description from those who have experienced one of nature’s most violent phenomena: a tornado. Advances in research and technology have improved identification and measurement of critical elements of super cell storm systems, which makes predicting and identifying the development of a tornado far more effective. READ MORE >>

Many businesses are not prepared to respond to man-made or natural disasters. Statistics show that of the businesses that close because of a disaster, at least 1 in 4 never reopens. Small businesses are particularly at risk because they likely have all of their operations concentrated in one location that could be damaged or destroyed. READ MORE >>

We’re weeks away from sweltering temperatures, hurricane warnings, and bug invasions. And this year is expected to be an especially hot one in many areas. Before summer hits at full force, make sure you and your home are prepared. 1. Give Your Air Conditioner a Checkup READ MORE >>

Mother Nature's forces of wind, water and hail account for more than half of all homeowners insurance losses. Standard homeowners and renters policies cover the damage wreaked by wind, hail, falling water or wind-driven rain, but not from rising water from any source, including a sewer or drain backup or sump-pump failure. READ MORE >>

Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if your neighbor’s tree falls in your yard, your homeowners insurance would typically help cover the cost of removing the tree and remedying the damage it caused, after your deductible. READ MORE >>

Do You Have Flood Insurance? Did you know the most costly natural disaster we face is flooding? Most people do not have insurance for flooding. Please note that Homeowners policies do not cover this cause of loss. READ MORE >>