No credit checks, no charges for bounced Direct Debits and cash rewards from leading high street retailers. Monthly management fee of £12.50

*Permanent UK residents aged 18 and over. Subject to satisfactory identity and residency checks. One off set up fee of £12.50.

No credit checksrequired.

Switch to our Current Account.

Earn cash rewards at leading retailers.

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Welcome To Our Account

A refreshingly simple and transparent bank account that’s open to everyone regardless of credit history. To open our bank account you need to be a permanent UK resident aged 18 or over and pass satisfactory identity and residency checks. This makes our basic bank account ideal for people who may have struggled to get a bank account elsewhere.

Why open The Secure Trust Bank Account

The Secure Trust Bank Current Account is a basic bank account designed to help you to manage your money. We won’t charge you for bounced direct debits or standing orders and because there is no overdraft facility you can stay in control of your money. You can manage your account online and by telephone.

Benefits of our Bank Account

No fees for bounced Direct Debits or Standing Orders

No overdraft facility – you cannot go overdrawn with our account

A basic bank account with an established Bank

No credit checks – bad credit history and bankrupty accepted

Secure online banking with tracking and budgeting tools

Pay in wages or benefits

Set up and pay bills by Standing Order or Direct Debit

Earn up to 4% cash rewards at over 35+ high street retailers

To open our account there is a one off set up fee of £12.50 and a monthly management fee of £12.50

A Basic Bank Account with a MasterCard® Prepaid Card

Our Bank Account comes with a MasterCard® Prepaid Card which can be used at over 30 million outlets worldwide, for online and telephone purchases and to make cash withdrawals at ATM’s showing the MasterCard® Acceptance Mark excluding Link ATM's**. A 50p ATM withdrawal fee applies on cash withdrawals

As this is a Prepaid Card, you must ‘load’ money onto your card before you spend – like a ‘Pay as You’ Go mobile phone ‘top up’. This way, the money you spend on your Prepaid Card is separated from the money in your Current Account – so you can shop safe in the knowledge that your bills will be paid from the money kept aside in your Current Account.