QMY

el­derly aunt re­cently gifted me €10,000, and I want to put this away as a nest egg for my fu­ture. I looked at putting the money into a sav­ings ac­count, but re­alised quickly that the in­ter­est rates are so low that I’m not sure it would be worth my while. Some­one sug­gested an in­vest­ment fund but I have no ex­pe­ri­ence in this area, so I am wor­ried about the risk. Have you any sug­ges­tions? Mary, Kil­lar­ney, Co Kerry THE first step is to look at your fi­nan­cial sit­u­a­tion While we will en­deav­our to place your ques­tions with the most ap­pro­pri­ate ex­pert for your query, this col­umn is not in­tended to re­place pro­fes­sional ad­vice.