Background*

Mr. Joost Ch. L. Kuiper served as a Member of the Managing Board at RBS Holdings N.V. and The Royal Bank of Scotland N.V. (formerly, ABN AMRO Bank N.V.) from May 1999 to February 29, 2008. Mr. Kuiper was responsible for the International Division. He had co-responsibility of Consumer and Commercial Clients in the core markets of the Netherlands, the US and Brazil from 2000 to 2005. He served as Senior Executive Vice President in Treasury and Fixed Income of ABN AMRO ... since joining 1998. He served as the President of the European Options Exchange from 1993 to 1996. Mr. Kuiper served as Managing Director at European Bulk Services (E.B.S.) B.V. of HES Beheer NV. His particular responsibility was for retail and small and medium enterprise client banking in the three home markets: The Netherlands, North America and Brazil. He served a series of senior positions in Dutch financial institutions. From 1987 to 1993, he served as Member of the Managing Board of Granaria Beheer B.V. and a Managing Director of Refining & Trading Holland. He started his career in 1973 in the new issue and syndicate department of Amro Bank. He serves as Chairman of the Supervisory Board of IMC B.V. Mr. Kuiper serves as the Chairman at St. Voor Ooglijders. He serves as the Chairman of the Supervisory Board of ABN AMRO Bouwfonds. He served as the Chairman of LaSalle Bank Corporation. Mr. Kuiper served as the Chairman of Bana Holding Corporation. He served as the Chairman of Amsterdam-based investment bank MeesPierson from 1996 to 1998 & Fortis in The Netherlands from 1997 to 1998. Mr. Kuiper has been a Member of the Supervisory Board at ING Groep N.V. since May 9, 2011. He serves as a Director of Cornelder Holding N.V., Viking Ship Finance Ltd. and several charitable societies and foundations. He serves as a Director of Bana Holding Corporation. He serves as a Member of the Board of Directors of the National Ballet, Het Muziektheater and Amsterdam Historical Museum. He serves as a Member of Supervisory Board at ING Bank N.V. He serves as a Member of the Supervisory Board of Hespri Holding B.V. He serves as a Member of the Advisory Board of Boron. He serves as a Member of the Supervisory Council of Nexus Institute and Board member of Stichting voor Ooglijders. He served as a Member of the Supervisory Board at NN Group N.V. since March 1, 2014. He has been a Member of Advisory Council at Boelens De Gruyter bv since March 2010. He served as a Member of Supervisory Board at ING Verzekeringen N.V., from May 9, 2011 to March 1, 2014. He served as a Member of Supervisory Board at AutoBinck Holding N.V. since June 2009. He served as a Member of the Supervisory Board at Van Hessen BV. He served as Director of LaSalle Bank Corporation. He serves as Treasurer of the Board of Directors of The Nexus Institute. He serves as Board member of Prince Bernhard Cultuurfonds, Aanwending Loterijgelden Nederland and Mondriaan Foundation. He served as Member of Supervisory Board of Leaseplan Corporation N.V. Mr. Kuiper holds Master's degree in Law from Leiden University.

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