Re: Is it embarrasing using AMEX at a fast food?

Open123 wrote:

daytrade5 wrote:

DI wrote:

RayRocks wrote:

I use my Zync whereevery I want to!

Ray

Wherever you want to or whereever AMEX is accepted? Ha!

Quick off topic question (sorry DI), can I earn points with the Zync restaurant package anywhere or do I have to dine at specific places? As often as I eat out i'd love to start earning some points for it! I racked up an impressive bill last night on my Amex & it hit me, daggumit I should be getting something out of this!

It's anywhere that's classified as "restaurant." So, you get double points at starbucks, pete's, or any coffee shop/bar that's listed as "restaurant" as their merchant code. If you sign up for the Eco pack, you get double the points at Costco, Whole Foods, or any merchange at Greeopia.

That's good stuff! Do you currently have this package? If so how is it working out for you?

Re: Is it embarrasing using AMEX at a fast food?

I have this card for the restaurant pack (go to Morton's quite a bit, and got a $50), and the Eco pack which is free.

The restaurant pack is great. Got a gift card from Coldstone, Dunken donuts, and Morton's for signing up. I use mostly for personal dining and have found I receive double the points from coffee shops such as Starbucks, Pete's, and Tully's.

The Eco pack gives you double the points on any merchant listed on greenopia such as whole foods etc....an unexpected benefit was when I received double the points shopping at Costco.

Only down side is the points you accrue are only MR Express--lower conversion and can't distribute freely to frequent flyer programs. Also, limited to $5,000 per category on double the points.

In my estimation, this card works well when combined with another charge card which instantly elevates your express points to full MR points. I use my PR Gold for everything else, but use this card for peronal dining, coffee, and Costco.

Re: Is it embarrasing using AMEX at a fast food?

Open123 wrote:

I have this card for the restaurant pack (go to Morton's quite a bit, and got a $50), and the Eco pack which is free.

The restaurant pack is great. Got a gift card from Coldstone, Dunken donuts, and Morton's for signing up. I use mostly for personal dining and have found I receive double the points from coffee shops such as Starbucks, Pete's, and Tully's.

The Eco pack gives you double the points on any merchant listed on greenopia such as whole foods etc....an unexpected benefit was when I received double the points shopping at Costco.

Only down side is the points you accrue are only MR Express--lower conversion and can't distribute freely to frequent flyer programs. Also, limited to $5,000 per category on double the points.

In my estimation, this card works well when combined with another charge card which instantly elevates your express points to full MR points. I use my PR Gold for everything else, but use this card for peronal dining, coffee, and Costco.

Cool! I'll have to look into this. I think I can scrap up $25 from my coin jar. Thanks for your input!

Re: Is it embarrasing using AMEX at a fast food?

major cards take care of 99 percent of my financial life. the only exceptions are the rent bill, vending machines, and cash tips. i don't care if i charge 5 cents on an amex. i always ask in a situation where they require a minimum charge to accept, if they are willing to charge me a dollar extra. i don't mind paying the little guy for the convience of charging. besides with amex, or discover, you get some of it back anyway.

but the big guys (especially walmart), don't mind using my amex infinitely for every 5 cent swipe. i may just swipe at walmart just once more just cause.

my renter is an independent renter, lives in a teepee, thinks the goverment is going to get him, jimmy buffett type. so nothing but paper cash will do for him.

and i will NEVER NEVER write a check EVER. will get paper cash, money order or have my bank cut a check.

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IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.