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Call was born in Steuben, Ohio, the daughter of Henrietta (née Gross) (1837–1910) and Charles Call (1823–1890), who were neighbors of Kepple Disney, father of Elias Disney, her husband. She was of German and English descent.[1] In contrast to her stern, short tempered husband, Call was a lively, even-tempered woman who enjoyed reading stories to her children and playing games with them.

Flora died in 1938 in an accident that plagued her son Walt with grief for the rest of his life.[2] After the success of their film Snow White and the Seven Dwarfs, in 1938, Walt and Roy presented their parents with a new home in North Hollywood, near the Disney studios in Burbank, California. Less than a month after moving in, Flora complained to Walt and Roy of problems with the gas furnace in her new home. Studio repairmen were sent to the house, but the problem was not adequately fixed.[citation needed] Flora wrote a letter to her daughter Ruth describing the wonderful new home, but again complaining of the fumes from the furnace. A few days later, Flora died of asphyxiation caused by the fumes at age 70.[citation needed] She is entombed next to her husband in Glendale's Forest Lawn Memorial Park Cemetery.