Guaranty Bank welcomes you to 2011. As one of a few locally-owned and managed community banks in the area, we add a special level of personal service. Every bank and credit union offers checking, loans and CD’s. But, we offer our personal touch just for you with each financial service. We take the time to get to know you and find ways to make financial services work for you. Here’s a highlight of a few areas of Guaranty Bank that make our service special.

The Better Business Bureau today released a list of the top 10 scams and rip-offs of 2010. Job hunters and those struggling to make money and get out of debt were common targets of fraudsters, hackers and deceptive businesses in this tough economy. Following, in no particular order, is BBB’s list of top scams and rip-offs that took advantage of consumers and small business owners across the U.S. in 2010:

There has been a lot of press lately about counterfeit money showing up in our area. In fact, we are seeing every denomination from ten dollar bills up to 100’s. When a counterfeit bill is presented to us here at the bank, we are required to confiscate the bill and turn it over to the Secret Service. It’s very unfortunate for our honest customers who have unknowingly gotten a hold of a bogus bill as you are now out the money. Here are a few quick and easy ways to determine if your bills are good.

Many of us trust a relative, one of our children or a friend to handle our finances. We would like to share a couple sad situations that call into question the trust we sometimes place in family members or close friends.

Mortgage rates are still VERY GOOD. Call us at (319) 286-6200 to discuss a refinance or new home purchase.

Big Brothers Big Sisters “Bowl For Kids’ Sake” is set for the month of February. Guaranty Bank staff will be supporting the cause with 3 teams. Go on-line to learn more about this great organization and event. www.BeABigCR.org