get a texas car insurance quote from esurance

Bundle your Texas auto insurance with home insurance and save up to 10 percent with our Multi-Policy discount.

affordable texas car insurance

According to the Texas Department of Insurance, roughly 20 percent of drivers in Texas are uninsured, which means if you're in an accident, there's a 1 in 5 chance the other driver won't have insurance. That can be a little unnerving. But fortunately Esurance can help with customizable car insurance, which could protect you in these cases and much more.

Esurance's easy-to-use online quoting system is designed to help you personalize a plan so that you only pay for coverage you actually need. That way, you can get the best available auto insurance rates without forfeiting quality protection. Our low-cost options in Texas range from the most basic liability coverage — the minimum level of car insurance required by the state — to more comprehensive coverages that could financially protect you against a whole host of hazards. Plus, our long list of available discounts can help reduce your premium.

Compare car insurance quotes quickly and easily to see how Esurance could offer you the best auto insurance rates around. Whether you live in a major city like Austin, Houston, San Antonio, Dallas, or somewhere in between, Esurance provides 24/7 claims, dependable roadside assistance, and top-notch customer service, all to help you drive with confidence.

"Best of Service"

"The customer staff are very caring. They answer questions promptly and have helped in all my inquiries."

— Linda K.

"Great coverage!"

"Beat all other pricing while not making me sacrifice my personalized coverage."

No proof of insurance

Those who are convicted of driving without car insurance may be fined $175 to $350 for a first offense.

Luckily, providing proof of coverage can be as simple as having your phone on hand. State law now permits digital proof of insurance so you can access it on your smartphone, tablet, or other device. Esurance policyholders in Texas can even save ID cards to their phones so they're available offline too through our handy mobile app.

Cancellation of policy

If you've had a policy for 60 days or more, your coverage can be canceled by your insurance company if you don't pay your premium, file a fraudulent claim, or get your license or registration suspended.

Uninsured drivers in Texas

According to a report from the Insurance Research Council, 13.3 percent of Texas drivers were without car insurance in 2012. That was just above the national average of 12.6 percent.

Consider adding some type of uninsured motorist coverage to your policy so that you and your passengers are financially protected if injuries or damage to your property result from an accident caused by an uninsured driver.

Alternative insurance options

If you're considered a high-risk driver because of serious traffic convictions like DWIs or for other reasons, you may have difficulty getting auto insurance from regular insurance companies. If 2 or more car insurance companies have refused to insure you, you may be able to get insurance through the Texas Automobile Insurance Plan Association (TAIPA).

car repair shops in texas

Esurance customers who take their cars to repair shops in the E-star® network can track repairs online through RepairView® and get their repairs guaranteed for as long as they own the car.