Uninsured Vehicle Penalty

Every person applying for registration of a motor vehicle and declaring it to be an insured vehicle, faces stiff
penalties if the motor vehicle is subsequently found to be uninsured. In this case, DMV suspends all driver's
license and registration certificates and license plates issued to the owner of the motor vehicle. These items
are suspended until the person does the following:

furnishes and maintains proof of financial responsibility (form SR-22) for three years

pays a reinstatement fee, if applicable

During the three-year period, insurance companies notify DMV if the insurance coverage is canceled (form
SR-26). When three years have elapsed from the effective date of the suspension, DMV relieves the vehicle
owner of the requirement of furnishing proof of financial responsibility.