YES Bank Personal Loan Interest Rates

YES Bank offers personal loans at different interest rates to its borrowers depending on their favourability to the bank. It considers various factors such as the borrower's purpose of funds, repayment capacity, etc. and offers loans at the most competitive interest rates. The base rate as per 22 June 2015 was 10.5 % p.a. the interest rates applicable depend on the current based rate as well as on different parameters and range between 14 – 16 %. The bank also offers different options to repay the loans such as flexible EMIs to reduce the burden of repayment on the borrower.

Interest Rates on Yes Bank Personal Loan 2017

Particulars

Salaried Individuals

Self-employed Individuals

Rate of interest

At least 14 % p.a.

At least 14 % p.a.

Loan Value

Rs 2 lakhs to 20 lakhs.

Rs 2 lakhs to 20 lakhs.

Tenure of the Loan

12 months to 60 months.

12 months to 60 months.

Least EMI

Rs. 4,654 per month

(calculated for the minimum loan value for the longest tenure at the lowest rate of interest.)

Rs. 4,654 per month

(calculated for the minimum loan value for the longest tenure at the lowest rate of interest.)