Do you sell or buy online? If not you know, you may not know about esceow."Escrow services are intended to ensure security by acting as a middle-man in transactions where the two parties do not trust each other. Rather than sending money or goods directly to the other party (which is insecure, as one or other party must send their item first, at the risk that the other party may not then send theirs), party #1 sends their items X (usually money), to the escrow service, which holds them until the party #1 receives item Y, the service sends X on to party #2. If either party fails to deliver their part of the deal, X will be held at the escrow service and eventually returned to them."