No doubt in responding to T-Mobile's JUMP! program, ATT today introduced a new program that allows you to get a new smartphone or a tablet every year. Beginning nationwide on July 26, consumers can get a new ATT smartphone or tablet every year with no down payment, no activation fee, no upgrade fee and no financing fees. Here's more info:

With AT&T Next, customers purchase a smartphone or tablet with no down payment and agree to pay monthly installments for the device. After 12 payments, they can trade it in and upgrade to a brand new device -- again with no down payment -- or they can keep using their device and have no more payments after 20 months. AT&T Next is available for new AT&T customers or existing customers who are upgrade eligible.

AT&T Next is available for any current smartphone or tablet in AT&T's industry-leading selection of devices. The interest-free monthly device installments range from $15 to $50, depending on the device selected. For example, a customer purchasing a Samsung Galaxy S 4 would have no down payment and pay $32 per month, in addition to the monthly wireless service plan they choose, with the option to trade in their device and upgrade after 12 payments or to keep using the device and pay off the installment plan in full after 20 months. There's no penalty for paying off the installment plan early.

In addition to AT&T Next, customers continue to have their choice of all current options, including getting a discounted device with a two-year service commitment; paying full retail price for a device with no-commitment; getting a partial discount for an early upgrade after six months with a two-year service commitment; or bringing their own compatible device.