I was thinking of changing the byte array to a string
Using split to separate the two records
then indexOf to find where Name, Address, City, State, and Zip positions are in each of the string
then use substring to grab each

I think this may not be the best way to go about this?

Would you recommend keeping it in the byte array and using a StringBuffer?

That gets me to split the two different records but if I wanted the following data Name, Address, City,etc (with the actual words) would I use indexOf and substring to grab them? After I have said data I could always use split again to separate where/if there are blanks

This was posted to the Netbeans forum a Feb, 2010 and I also sent it to Verisign. Who didn't help much in my struggles to get my application signed.
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