Episode 6 CIGNA Disability Insurance Company

previous

next

Cigna / LINA (Life Insurance Company of North America) is one of the world’s largest Group ERISA long-term disability insurance companies. Through our law firm’s review of hundreds of CIGNA / LINA disability claims we have found that most of the disability benefit claim denials are based upon CIGNA’s allegations of a lack of “objective evidence”.

In this episode, disability insurance attorneys Gregory Dell, Stephen Jessup and Cesar Gavidia of Attorneys Dell & Schaefer discuss CIGNA’s unreasonable reliance on “objective evidence”, the claims handling actions of CIGNA, the $600,000 fine assessed against CIGNA by the California Department of Insurance, and several CIGNA long term disability lawsuits that have been decided throughout the country.

If you have had any kind of experience with CIGNA / LINA that you would like to share with the thousands of disability claimants that visit our website each month, we encourage you to post your comments about your experience.

Please note: Disability insurance attorney Gregory Michael Dell created Disability Insurance Law TV in order to educate long term disability claimants about common issues related to long term disability insurance claims. New episodes are filmed on regular basis. Our disability videos are for informational purposes only and they are not legal advice.

There are 2 opinions so far. Add your comment below.

Donald:

I had a fall at work and a brace I had to wear due to a birth defect dissected my popliteal artery. I underwent a bypass that was unsuccessful and later had a below the knee amputation. My company fought my WC claim and one the second hearing based on their IME’s report. I applied for Cigna and was immediately denied saying it was pre-existing. I appealed without an attorney using my vascular and orthopaedic surgeons reports and after investigating with Cigna I found they used the same IME that said I had no accident the company used. I won my appeal and am receiving SSDI and Cigna LTD but they are constantly reevaluating me. I have developed arthritis in my left foot and knee and back which I think is from using crutches. I can’t bear weight on my stump to walk. Anyone know how to go about settling with them to get them out of my life?

Attorney Stephen Jessup:

Donald,

Cigna does negotiate lump sum buyout on a very limited basis. Please feel free to contact us to discuss how we may be able to assist you.

Add your comment

Please be advised that your comment will be public. Any information contained on our website is for informational purposes only and not legal advice. If you are seeking assistance with your claim, then please use our confidential Free Consultation form.

Your message:

Your name:
Your name will appear with the comment

Your email:
Your email address will not be published

Please note: The comments are moderated. Your comment will need to be approved before it will appear on this page. No off topic post will be accepted. Our attorneys may respond to your comment.

Speak With an Attorney Now

We respond the same day. We offer no fee or cost unless you get paid. We represent disability insurance claimants all over the United States.

If you are considering applying for disability income benefits, have been denied total or partial disability benefits, or are interested in approaching your insurance carrier about a lump-sum buy-out of your disability income policy call us now for a free consultation with an attorney or use our online form to request a legal consultation.