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The following Terms of Use (“Agreement”) is an agreement between you and NewsSifters, LLC, the owner of www.WhatAmIMissingHere.com (the “Website”), which shall govern your use of the Website. Both NewsSifters, LLC and WhatAmIMissingHere.com shall be referred to interchangeably in this Agreement as (“WAIMH”). The Website is intended to provide news, criticism, editorial opinions and financial commentary and is strictly for informational purposes only. The views contained herein, including but not limited to the content contributed by the Website’s users, may not represent the views of WAIMH, its owners, affiliates, or advertisers.

BY USING OR ACCESSING THIS WEBSITE, YOU AGREE TO BE BOUND BY THIS AGREEMENT. YOU ALSO UNDERSTAND THAT WAIMH RESERVES THE RIGHT TO PERIODICALLY MAKE CHANGES TO THIS AGREEMENT AND THAT YOU AGREE TO BE BOUND BY SUCH CHANGES ONCE THEY BECOME APPLICABLE.

II. CONTENT NOT INVESTMENT “ADVICE”

WAIMH is not a registered financial advisor and readers should not view any provided material as offering investment related advice. Nothing contained herein constitutes a solicitation for the purchase or sale of securities, futures or options contracts, or other investments and, therefore, the information and opinions expressed herein shall not be construed as such. Investors are advised to conduct their own research and obtain the advice of a qualified financial and investment advisor before entering into or making any financial transactions or decisions.

III. ACCURACY OF INFORMATION

WAIMH takes precautions to ensure accuracy of information provided, however, the owner, editor, writer(s), and/or publisher(s) and their associates are not responsible for errors, omissions or for incorrect information. Information collected and presented are from what are perceived as reliable sources, but since those information source(s) are beyond our control, no representation or guarantee is made as to the completeness or accuracy of the information. Any statements that are non-factual in nature constitute only current opinions, which are subject to change. WAIMH does not accept any liability whatsoever for any loss arising from the use of or reliance on information provided on the Website.

IV. OWNERSHIP OF CONTENT AND INTELLECTUAL PROPERTY

All of the original content found on the Website is protected by copyright and any copying, reproduction and/or redistribution of any of the documents, data, content or materials contained on or within the Website, without the express written consent of WAIMH, is strictly prohibited.

“Linked Sites”, “Hypertext links” and/or “hyperlinks” to or from other internet sites, may be included at times as a convienence to the user. WAIMH assumes no repsonsibility for the content of any linked site. The fact that WAIMH has made these links available is not an endorsement or recomendation by WAIMH of any materials or information you may find on any linked site. WAIMH furnishes these links for your convenience only and they should be used at your discretion.

Occasionally a link to a site may lead you to a web page where data or the news article has been removed by the website’s administrator. WAIMH can not guarantee that content made available via links to third-party websites will always contain the desired content as this content is posted at their discretion and pursuant to their copyright. In the event you discover a link that leads to a webpage that does not contain the desired content, please let us know and we will work to correct the problem or remove the link.

WAIMH provides a venue for its users to post comments at various sections of the Website. Because all of these comments are generated by users, WAIMH does not guarantee the usefulness, accuracy or validity of the comments posted. By submitting a comment to this Website you:

(a) expressly grant to WAIMH a worldwide, non-exclusive, royalty-free, irrevocable license to publish, modify, reproduce, display, distribute and/or use such content for any purpose whatsoever without further notice or consent;

(b) waive any such rights you may have in such content; and

(c) warrant that you possess valid rights to use the content that you submit, or that you have express authorization from the copyright and/or trademark owner to do so.

You may not post any comments or other content that is obscene, defamatory, harassing, threatening, pornographic, illegal, violates the rights of others, or which violates this Agreement. WAIMH reserves the right to review, edit and delete user-generated content prior to such content being posted to the Website.

WAIMH does not guarantee that user-generated content will not offend, shock or annoy users. Although attempts will be made to minimize offensive content, WAIMH does not assume any responsibility for reducing or removing any and all possible offensive content.

VI. GOVERNING LAW AND DISPUTE RESOLUTION

This Agreement shall be governed in accordance with the laws of the State of Pennsylvania without regard for its conflict of law provisions. By accessing the Website you agree to submit to the personal and exclusive jurisdiction of the state and federal courts of the state of Pennsylvania. Prior to any dispute being adjudicated in state or federal court in Pennsylvania, either you or WAIMH may demand that said dispute may be first arbitrated using the dispute resolution procedures of the American Arbitration Association (“AAA”) in Pennsylvania.