After her husband's death from heart disease in 1890, she lived in St. Louis, Missouri at the Memorial Home for the Aged, on Grand Avenue, the former Beauvais mansion.

In the 1900 census, she is listed as childless, though her son Danforth Charles Ludlum was living in Chicago.

She died of kidney failure (uremia).

She was survived in St. Louis by her sister Mary Beach, and by another relative, the informant on her death record, Miss Caroline Beach, who lived across the street from Mary Beach on Shenandoah Avenue.

Her remains were sent to the Missouri Crematory, and the date of burial was stated as November 19, 1917 (Missouri Death Certificate #40037).

According to the current staff at the former Missouri Crematory, now the Hillcrest Abbey Crematory and Mausoleum, she was actually cremated on November 20, 1917, and her ashes were given to B. Roth Lyons. [That would be Benjamin Roth Lyons, an undertaker in St. Louis.]

It is possible that her ashes were taken to be with her husband at Bellefontaine Cemetery in St. Louis.