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Disclaimer

This website (www.Aegon.com) is intended for general information purposes and for external target groups of Aegon N.V. (the holding company of the Aegon Group), which include analysts, (potential) investors and journalists.

Content of this Website

This website concentrates on corporate communications and investor relations only.

This website does not supply information concerning individual insurance products or related services, nor is this website intended for detailed information on national or local insurance policies. Queries concerning these topics should be addressed to the individual business units of Aegon.

The companies of Aegon N.V. may operate under their own names with a high degree of autonomy. Several Aegon companies have their own websites on the Internet where they offer information about their products and services. Reference is made to those websites for further details and hyperlinks have been provided from the current website to those Aegon business units, if available.

Yet the information on hyperlinked or referred to websites is neither investigated nor analyzed by Aegon N.V. No warranty or representation, express or implied, is given as to the accuracy or completeness of that information.

In no event will Aegon N.V., nor any of their directors, employees or advisors accept any liability with regard to the information contained in the individual Aegon sites or any other hyperlinked or referred to websites.

Disclaimer

Notice

Please read the following terms and conditions carefully. By accessing this site you agree to be bound by these terms and conditions.

Laws and Regulations

Access to and use of this site is subject to applicable federal, state and local laws and regulations.

Copyright

The site content is protected by copyright. All rights in the pages, site content and arrangement are owned by the Aegon companies or their licensors. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works for using any site content for commercial or public purposes.

Trademarks and Service Marks

As used herein, the 'Aegon companies´ means the Aegon N.V. Group, its business units, subsidiaries and affiliates. The trademarks, service marks and logos ('marks') appearing on the site are the property of the Aegon companies and other parties. Users are prohibited from using any of the marks without the prior written consent of the Aegon companies or the third party owners of such marks.

No Warranty

The Aegon companies expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with your access to or use of the site, whether or not the Aegon companies were aware of the possibility of such damages.

Limitation of Liability

All information on the site, including but not limited to graphics, text and links to other sites, is provided "as is" and is subject to change without prior notice. Such information is provided without warranty of any kind express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or similar disabling devices.

Information on the site may include references to products or services not offered in your state or country or not available for purchase over the internet in your state or country. Such references do not imply that the Aegon companies will make those products or services available in your state or country.

The Aegon companies do not warrant the adequacy, accuracy or completeness of any information on the site and expressly disclaim any liability for errors or omissions therein. You are responsible for evaluating the accuracy, completeness or usefulness of any information, advice or other content available on the site. Other than as required by applicable consumer protection law or insurance law, under no circumstances will the Aegon companies be liable for any loss that you incur as a result of your reliance on information obtained through the site.

Linked Internet Sites

The Aegon companies are not responsible for the content of any other internet sites linked to the site. A link to another site does not imply that the Aegon companies endorse the site or any products or services that it describes. Your access to and use of any other internet sites linked to or from this site is at your own risk and the Aegon companies assume no obligation or liability in connection therewith.

Investor Relations

In no way does the provision of information on the Aegon site imply any investment endorsement or recommendation. Investors must satisfy themselves as to the accuracy of information supplied and neither management nor the company's site can be held liable for inaccuracies or for any losses resulting from investment in companies whose details appear on these pages.

Financial Calendar

All information regarding the financial calendar on our website is intended for general information purposes only and no rights can be derived therefrom. All dates in the financial calendar may be changed by Aegon in its sole discretion and without prior notice. In particular, all references to the payment of (interim) dividend are subject to any relevant board or shareholders resolution to distribute such (interim) dividend. Aegon gives no warranty of any kind, express or implied, that any (interim) dividend will be declared by Aegon and/or being approved by shareholders at the AGM, and Aegon accepts no liability in this respect. Please refer to our dividend policy.

Disclaimer U.S.A.

Aegon Financial Services Group, Inc., a member of the Aegon Insurance Group, and its affiliates, provides parts of this site and related services subject to your compliance with the terms and conditions set forth below. Please read the following information carefully.

Copyright Information

All relevant pages within this Internet site ('Site') are the property of Aegon Financial Services Group, Inc. and/or its affiliates. No portion of the materials on these pages may be reprinted or republished in any form without the express written permission of Aegon Financial Services Group, Inc.

Trademark Notice

'Aegon' and 'Aegon Insurance Group' logo are trademarks and service marks of Aegon USA, Inc. All other trademarks, service marks and logos used in this Site are the trademarks, service marks or logos of their respective owners.

Warranty Disclaimer

This site, including any content or information contained within it or any Site-related service, is provided 'as is' with no representations or warranties of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. You assume total responsibility and risk for your use of this Site and Site-related services.

Aegon Financial Services Group, Inc, its affiliates and its sponsors are neither responsible nor liable for any direct, indirect, incidental, consequential special, punitive, exemplary or other damages arising out of or relating in any way to the Site, Site-related services and/or content or information contained within the Site. Your sole remedy for dissatisfaction with the Site and/or Site-related services is to stop using the Site and/or those services.

Although Aegon attempts to ensure the integrity and accuracy of the Site, it makes no guarantees whatsoever as to the correctness or accuracy of the Site. It is possible that the Site could include inaccuracies or errors, and that unauthorized additions, deletions and alterations could be made to the Site by third parties. In the event that an inaccuracy arises, please inform Aegon so that it can be corrected.

Miscellaneous

This Agreement is entered into in the State of Iowa and shall be governed by and construed in accordance with the laws of the State of Iowa, exclusive of its choice of law rules. Each party to this Agreement submits to the exclusive jurisdiction of the state and federal courts sitting in the County of Linn in the State of Iowa, and waives any jurisdictional, venue, or inconvenient forum objections to such courts. IN any action to enforce this Agreement, the prevailing party will be entitled to costs and attorneys fees. In the event that any of the provisions of this Agreement are held by a court or other tribunal of competent jurisdiction to be unenforceable, such provisions shall be limited or eliminated to the minimum extent necessary so that this Agreement shall otherwise remain in full force and effect.

This Agreement constitutes the entire agreement between the parties hereto pertaining to the subject matter hereof, and any and all written or oral agreements heretofore existing between the parties hereto are expressly canceled. Aegon Financial Services Group, Inc. may modify the terms of this Agreement by posting notice of such modification on a page of the Site entitled 'Legal Notices' or 'Legal Information' (or similar title) before the modification takes place.

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