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Is There Really Such a Thing as a Free Checking Account?

Today, it seems like fees and banking go hand in hand. Around each corner is another bank statement with a new set of confusing charges. Because maintaining your checking account should be simple, we don’t charge unnecessary fees each month. At Gulf Winds, we are proud to offer our members MyFree Checking, a straightforward, free checking account in Florida. Take a look at some of the benefits of choosing MyFree Checking:

No minimum balance
Your finances may vary, and that’s ok. Because there is no minimum balance with MyFree Checking, you don’t have to worry about maintaining a certain amount of money in your account.

No monthly service fee
Monthly service fees can be a big hindrance to anyone attempting to grow their finances. A $12 monthly maintenance fee can put you about $145 in the hole in just one year. Money you could use for groceries, traveling or saving is instead used to pay service fees. Because of this, we don’t charge a monthly fee for having a checking account with us.

Free overdraft transfer and overdraft privilege protection
Overdrafts happen. To help you out, we provide two options that take care of overdrafts. Free overdraft transfer protection automatically draws funds from a different account to cover your current overdraft. In addition, after 30 days as a member, you are eligible for overdraft privilege protection. If approved, you are not charged overdraft fees within your overdraft privilege limit.

More free features
The benefits of MyFree Checking don’t stop here. Between our free, no-fee Visa Debit Card, free online banking with bill pay, free first box of premium duplicate checks when you enroll in e-statements and free mobile banking and alerts, you can save your money for other priorities.

Instead of accepting another unnecessary fee, consider the benefits of MyFree Checking at Gulf Winds. To speak to a financial advisor about your checking account options, contact us or come by one of our local branches today.