The new MasterCard-branded credit card that Apple introduced this week has gotten a lot of attention, much of it for things that the card doesn’t have. Things like late fees or over-the-limit fees, as well as the lack of a credit card number — which presumably makes it a more secure alternative to traditional plastic.

And while Apple Card of course will work exclusively within the iPhone maker’s sprawling ecosystem, one of the lesser-talked about effects so far of Apple’s introduction of this product is the effect it could have outside of Apple. Take, for example, that last part we mentioned, about the lack of a credit card number.