From the blog:Smoking and FertilityFor those who are attempting to get pregnant, and are having trouble, fertility can be an issue. If a couple is struggling with a fertility problem, they may reach for their doctor to tell them of some major health issues. There are some cases, however, in which certain life choices can affect the...

Ways You Can Afford Surrogacy

Posted Tuesday, September 18, 2012 2:30 PM

In some cases couples will be unable to have a child on their own and will need someone who is ok with surrogacy. These people become surrogate mothers who will actually carry the child to term and ensure that there is a way for the couple to have a child. Finding the right surrogate mother can be a daunting task, but so can finding the money to afford the costs involved. Surrogacy is the most expensive form of fertility treatment available for couples who need help with having a child but there are ways to make it more affordable.

Getting Financing

While the actual costs of surrogacy cannot be financed through a lending institution, there are some ways to acquire the money through this means. In some cases parent who really want to have grand children will be willing to donate or loan a portion of the money to help with the costs. Unfortunately this option is only available if the potential grandparents can afford it. Another method to consider is taking out a second mortgage on your home. This is a good option, but it is important to evaluate your financial situation before going through with it.

Cutting Costs

One great way to help save on surrogacy is to look for someone without the aid of an agency. This can help to save a lot of money, but it can be quite time consuming. Another option to consider is finding a family member or close friend who would be willing to help you with your plan. In many cases they will be willing to do it at a very low or sometimes nonexistent cost. Finally, be sure that you choose a surrogate with a good health insurance plan. Any costs that can be covered by insurance are costs that you do not have to pay.

Consider Donating Eggs

One of the best ways to finance your surrogacy is for the mother to become an egg donor. This way she is helping another couple who is having problems with conception and she will also be able to receive compensation for her service. This money will then be put towards the costs of solving her fertility issues. The amount of money received for egg donation alone isn’t enough, but combined with personal savings, surrogacy becomes a real possibility. This has become a common solution for many people who have had problems affording the costs of a surrogate mother to solve their fertility issues.

Traditional Surrogacy

Another method that some people may not be ok with is traditional surrogacy. In this situation the surrogate mothers eggs are used and they become fertilized through the use of artificial insemination. In this case, you will be able to avoid the costs of in vitro fertilization. This could shave 10-15000 dollars of the cost. The reason that many people shy away from this is because the surrogate would be the baby’s biological mother. Despite this, traditional surrogacy is sometimes the only affordable option.