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HELOC as Low as 2.99% APR* for ONE Year! (Variable Rate Thereafter)

*Annual Percentage Rate (APR) effective 01-21-2019 and subject to change. All rates are based on an evaluation of applicant credit. The rates for this loan type, after the introductory period, are based on the applicant’s credit score at the time of application, currently as low as 5.50% APR. The minimum interest rate, after the introductory period, is Prime Rate and a margin, with a floor of 3.50% and maximum ceiling of 15%. Other rates and terms available.

Home Equity

When making a major purchase, trust First Commonwealth to offer the most competitive rates and top-of-the-line protection. Plus, we make the lending process safe and easy. Our Home Equity Loans or Lines of Credit provide an affordable source of funds to purchase a vehicle, consolidate debt, improve your home, or even go on a dream vacation. Our home equity lending options have low, monthly payments and flexible terms.

You will receive checks when you open your line of credit to access the funds. If you need additional checks call us at 610.821.2403 or visit a financial center. You can also transfer funds from your HELOC into one of your accounts via HomeLink online banking, TellerPhone or by visiting a financial center.

Verify Your InsuranceYou will need to verify you have insurance for your home. You can provide your insurance information online or via phone at 800.998.0762.

APR denotes Annual Percentage Rate. All APR calculations on Home Equity Loans are based on a $20,000 loan amount. The rates for this loan type are based on an evaluation of applicant credit. Maximum LTV for loan amounts up to $150,00 is up to 90%. The Maximum LTV for any loan amounts over $150,00 and up to $500,000 is 80%.

APR denotes Annual Percentage Rate. The minimum interest rate for a Home Equity Line of Credit is the Prime Rate plus a margin with a minimum floor of 3.50% ARPR and a maximum ceiling of 15% APR. The rates for this loan type after the introductory period is variable and are based on the applicant’s credit score at time of application.

1This account has a draw period of 15 years, after which you will be required to repay any outstanding amount in one balloon payment. If only minimum payments are made, the loan balance will not decrease. Maximum loan amount $250,000.↵