WE CAN HELP YOU

Getting started is easy - just complete the contact request form below and we'll be in touch in two business days.

Name*

Email*

Phone*

Please Indicate below the best time for us to contact you

Comments

This field is for validation purposes and should be left unchanged.

15 Debt Warning Signs

Debt is not only very personal, it can be stressful, but how do you know when it’s time to ask for help? There are several warning signs that may indicate you are in need of assistance in order to get your finances back on track. These warning signs can include the following:

You rarely pay your bills on time

A large portion of your income is going towards your debt(s)

You’re over the limit on your credit cards

You’re only making the minimum payments on your credit cards and/or line of credit each month

You use credit for everyday expenses

You find it difficult to keep utilities up to date

You avoid answering the telephone for fear of who is calling

You’ve consolidated your debts and now have new credit card balances

A decline by your financial institution to consolidate your debts

Taking cash advances on one credit card to pay another

Losing sleep worrying about your financial situation

Finances cause stress and arguments at home

You’re unsure how much you owe in total

No budget or spending plan in place

Feelings of hopelessness that you’ll never get out of debt

If you are experiencing any of these warning signs and need to know what to do next, contact us today at 1-888-753-2227 to speak with an Accredited Credit Counsellor. We provide confidential, non-judgmental advice, tailored to your situation, for a very small amount of money.

SUCCESS STORIES

Are you working hard every day, but never seem to have anything left in your bank account at the end of each month?
Would you like to know exactly where your money is going?
Credit Counselling Services of Atlantic Canada, Inc. (CCSAC) offers help with credit card debt, budget counseling, budget...

Calculate

what you owe

SOCIAL MEDIA

Social media has been broadly defined to refer to 'the many relatively inexpensive and widely accessible electronic tools that enable anyone to publish and access information, collaboration on a common effort, or build relationships