1.1. This Terms and Conditions Agreement
("Agreement") contains the complete terms and conditions that apply
to an individual's or entity's use of The Daily Bankruptcy News
("Service") provided by BKINFORMATION.COM, LLC ("BKI"). As
used in this Agreement, "We" means BKI, "You" means the
person accessing The Daily Bankruptcy News, “Customer” means a person who has
purchased a subscription to access BKI URLs marked with the notation “DBN
Subscription Required” or similar notation, "Site" means any means
for viewing the links electronically, including, but not limited to World Wide
Websites, intranets or extranets, "Links" means the links, headlines,
source names, and associated data delivered by BKI as a part of the Service,
and "Publishers" refers to the creators of the articles to which we
link.

1.2. There are no exceptions to the
following terms and conditions, notwithstanding the date you may have
integrated the Links, without written permission from BKI.

2. Use of Service.

2.1.

You acknowledge that the Service contains links, descriptions and other
material (collectively, the "Links") that are protected by copyright,
trademark or other proprietary rights of BKI and third-party content providers.

2.2
You may not modify any of the Links, in whole or part. Specifically, You must
display the Links as headline hyperlinks that connect via a BKI URL to the
corresponding full-text article on the site where the article is published. The
Links will only display each headline during the day or days such headline
appears on the Publisher's Site and You may not otherwise display such
headlines on Your Site at any other time.

2.3.
You may not copy, publish, transmit, reproduce, distribute, redistribute,
display, or in any way exploit any of the Links, in whole or in part, except as
expressly permitted in this Agreement.

2.4.
You may not sell, license, sublicense, assign, transfer or otherwise economically
exploit any of the Links, in whole or in part, to any party regardless of that
party's commercial status.

2.5.
You may not use software programs to test the validity of the Links, or any
other software programs that use the Links to view the original article of the
Publisher, except as expressly permitted in this agreement or with prior
written permission of BKI.

2.6.
The Links may not be used on Sites which We determine to be unsuitable.
Unsuitable Sites include those that:

promote
sexually explicit materials

promote violence and/or
illegal activities

promote discrimination based
on race, sex, religion, nationality, disability, sexual orientation, or
age

otherwise violate intellectual
property rights

2.7.
BKI Intellectual Property.

a.The Links on the Service contain a link to the original
publishers' sites via an intermediate link through the BKI domain. You may not
delete, disable, modify or hide this intermediate link to the BKI Site without
written permission from BKI.

2.8. License

Customer has purchased a license to use the Service
for the benefit of the Users in Customer's organization, as specified in the
applicable Order Form. We grant to Customer and each User a non-exclusive,
non-transferable, limited right to access and use the Service in accordance
with this License Agreement. This license shall be effective during the Term.
Customer is solely responsible for selecting, purchasing, installing and
maintaining the hardware, equipment, and other software necessary to use the
Licensed Products, and for access and similar charges incurred under third
party information provider subscription agreements. Our grant of any license to
use any of the Service is subject to the following rights, exercisable in Our sole
discretion: (a) the right to change, suspend, or discontinue any aspect of the Service
at any time, including the availability of any feature, database, or Content.;
and (b) the right to impose limits on or restrict access to any feature of the Service
without notice or liability, including if We believe that a Customer or any
User in Customer's organization has engaged in any conduct or activity that
violates applicable law or any provision of this License Agreement.

a.Authorized end users may access the Service for their
individual or personal use as permitted by this Agreement. Customer may not use
the Service for commercial purposes, including, but not limited to, the sale of
the Service or reproduction or
distribution of the BKI URLs (or the Publisher’s URLs) in any form. Unless
otherwise authorized in writing by Us, any routine or systematic distribution
of more than 10% of the Service (including the BKI URLs and underlying
Publisher URLs) is strictly prohibited.

b.Unless otherwise authorized in writing by Us, Customer may
not and may not permit others to: reproduce, create derivative works from,
perform, publish, transmit, distribute, sell (or participate in any sale), or
otherwise access, use, or exploit any material retrieved from or contained in
the Service in any manner whatsoever that may infringe any copyright or
proprietary interest of Us or any Publisher; store any Content from the Service
in any information storage and retrieval system; distribute the information
contained in the Service to any Person who is not a Customer

3.Responsibility for your Site.

3.1.
BKI is an independent provider of links to news articles. You are responsible
for taking all reasonable precautions to ensure that materials posted on your
site do not violate or infringe upon the rights of any third party (including,
for example, copyrights, trademarks, privacy, or other personal or proprietary
rights).

3.2.
The Service contains links to Sites on the Internet which are owned and
operated by Publishers (the "External Sites"). You acknowledge that
BKI is not responsible for the availability of any External Site. You should
contact the site administrator or Webmaster for those External Sites if you
have any concerns regarding such links or the Links located on such External
Sites.

3.3.
While we will make commercially reasonable efforts to maintain the currency,
accuracy and availability of the Service, we make no representation that the
operation of the Service will be uninterrupted or error-free, and We will not
be liable for the consequences of any interruptions or errors. You will be
solely responsible for the development, operation, and maintenance of your
Site.

3.4.
We will not be liable for indirect, special, or consequential damages (or any
loss of revenue, profits, or data) arising in connection with this Agreement or
the Service, even if we have been advised of the possibility of such damages.
Further, you will indemnify and hold us harmless from all claims, damages, and
expenses (including, without limitation, attorneys' fees) relating to the use
of the Service on your Site other than in accordance with the terms and
conditions of this Agreement.

3.5.
SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF
LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR
EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF BKI, THE
PUBLISHERS, THIRD PARTY LINKS PROVIDERS AND THEIR RESPECTIVE AGENTS SHALL BE
LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

5.
Terms.

5.1.We may modify any of the terms and
conditions contained in this Agreement, at any time and in our sole discretion,
by posting a change notice or a new agreement on our Site. We may also choose
to use commercially reasonable efforts to notify all users under this Agreement
via any email addresses you provide to BKI. IF ANY MODIFICATION IS UNACCEPTABLE
TO YOU, YOUR ONLY RECOURSE IS TO TERMINATE THIS AGREEMENT. YOUR CONTINUED
UTILIZATION OF THE SERVICE FOLLOWING ANY CHANGE WILL CONSTITUTE YOUR BINDING
ACCEPTANCE OF THE CHANGE.

5.2.
Termination of Service. BKI reserves the right, at its sole discretion, to
restrict, suspend or terminate your access to all or any part of Links on the
Service at any time for any reason without prior notice or liability.

6.
Independent Investigation. YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT
AND AGREE TO ALL ITS TERMS AND CONDITIONS. YOU UNDERSTAND THAT WE MAY AT ANY
TIME (DIRECTLY OR INDIRECTLY) SOLICIT CUSTOMER REFERRALS ON TERMS THAT MAY
DIFFER FROM THOSE CONTAINED IN THIS AGREEMENT OR OPERATE WEBSITES THAT ARE
SIMILAR TO OR COMPETE WITH YOUR WEBSITE. YOU HAVE INDEPENDENTLY EVALUATED THE
DESIRABILITY OF PARTICIPATING IN THE SERVICE AND ARE NOT RELYING ON ANY
REPRESENTATION, GUARANTEE, OR STATEMENT OTHER THAN AS SET FORTH IN THIS
AGREEMENT.

7. Miscellaneous. This
Agreement shall be construed in accordance with the laws of the State of
California. This Agreement constitutes the entire agreement between the parties
with respect to the subject matter hereof, and supersedes all previous written
or oral agreements between the parties with respect to such subject matter. If
any inconsistency exists between the terms of this agreement and any additional
terms and conditions posted on the Service, such terms shall be interpreted as
to eliminate any inconsistency, if possible, and otherwise, the additional
terms and conditions shall control. In any legal action brought to enforce the
terms and conditions of this Agreement, the prevailing party shall be entitled
to recover its reasonable costs and fees, including attorney fees