Best French Mortgage

Best French Mortgage

Best French Mortgage are a French mortgage broker that can arrange French mortgages for any French property.

French mortgages for property purchase are available for mortgage amounts of €75 000 and above.

French mortgages for property renovation and building works are available for mortgage amounts of €75 000 and above.

For renovation projects and building works a Italian mortgage application will need to include a French devis prepared by a French registered builder. Proof that planning permission has been granted may also be required.

Best French Mortgage can arrange French mortgages at a loan to value (LTV) of up to 85%, depending on the property location, the property condition and the borrower’s financial profile.

Italian Rent to Buy contracts can be arranged for secure property purchase with financing for up to 10 years.

Best French Mortgage Key Points

Best French Mortgage will work with you in English and all supporting documents can be processed in English.

Your Best French Mortgage application will be processed in France by a French bank.

Legal fees and property transaction taxes cannot be included in French mortgages for non-resident.

French mortgages for non-residents, most French banks will offer a maximum loan to value (LTV) ratio of 80% but 85% is possible. An LTV of 100% may be possible for French residents with permanent (CDI) job contracts.

To qualify for a French mortgage, French banks will require you to have a strong net asset position, a low personal debt to income (DTI) ratio and a secure source of income.