• At the end of Stage One of the credit repair process, clients normally experience a 50-100 point INCREASE in their FICO credit scores after approximately a 45-day time period (assuming active, current, open debt is reporting on the client’s credit report). This normally happens due to the fact that several derogatory collections, charge offs, judgments, tax liens, are DELETED from the client’s credit report;

• Derogatory accounts with large account balances can be settled & ERASED from client’s credit report via the use of a restrictive endorsement placed on the backside of a client’s check.

• Also, clients who have done this have saved hundreds, even thousands of dollars just by using this very powerful, uncommon practice. We use a restrictive endorsement on the backside of your check that includes a deletion clause to get the account erased off your credit report. As a matter of fact, we had clients who used this technique & they got their accounts settled:

o A charge off credit card account with an account balance of $5,775.00 for $577.50 & got the account ERASED!o A collection account for $18,900.00 settled for $1,890.00 & got the account ERASED from the credit report!

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