First Horizon National Corporation (FHN)

Your signature at the conclusion of this document represents your knowing and voluntary acceptance of this Agreement. You acknowledge that you have not been pressured in any way to sign this Agreement and that you
have executed it of your own free will. This Agreement should be returned to Kenneth Bottoms, 300 Court Avenue, Sixth Floor, Memphis, Tennessee 38103, after you have fully executed it. By its execution of this Agreement, the Company acknowledges
and confirms that the appropriate committee of its Board of Directors or other administrative body has approved of your early retirement as of February 29, 2008for
purposes of applying the benefits you are otherwise entitled to under applicable plans (including those referenced in Sections 2 and 6 of this Agreement) and that nothing herein (including Section 2(iii) below) shall be considered in a manner which
adversely affects any benefits, or the amount thereof, to which you are or may otherwise be entitled under applicable plans.

1. Agreement:

Your signature at the conclusion of this document represents your knowing and voluntary acceptance of this Agreement. You acknowledge that you have not been pressured in any way to sign this Agreement and that youhave executed it of your own free will. This Agreement should be returned to Kenneth Bottoms, 300 Court Avenue, Sixth Floor, Memphis, Tennessee 38103, after you have fully executed it. By its execution of this Agreement, the Company acknowledgesand confirms that the appropriate committee of its Board of Directors or other administrative body has approved of your early retirement as of February 29, 2008forpurposes of applying the benefits you are otherwise entitled to under applicable plans (including those referenced in Sections 2 and 6 of this Agreement) and that nothing herein (including Section 2(iii) below) shall be considered in a manner whichadversely affects any benefits, or the amount thereof, to which you are or may otherwise be entitled under applicable plans.

Your signature at the conclusion of this document represents your knowing and voluntary acceptance of this Agreement. You acknowledge that you have not been pressured in any way to sign this Agreement and that you have
executed it of your own free will. This Agreement should be returned to John Daniel, 300 Court Avenue, Sixth Floor, Memphis, Tennessee 38103, after you have fully executed it. By its execution of this Agreement, the Company acknowledges and confirms
that the appropriate committee of its Board of Directors or other administrative body has approved of your early retirement as of April 17, 2007 for purposes of applying the benefits you are otherwise entitled to under applicable plans (including
those referenced in Sections 2 and 6 of this Agreement) and that nothing herein (including Section 2(iii) below) shall be considered in a manner which adversely affects any benefits, or the amount thereof, to which you are or may otherwise be
entitled under applicable plans.