Getting the right financial advice

Decide what you want from the advice. Do you want help with investing money, budgeting or planning for retirement?

Read your adviser's Financial Services Guide to learn about their fees and services, and how they deal with complaints.

Compare the fees charged by different advisers, to make sure you're getting a good deal.

Be careful about how much access your adviser has to your investment accounts.

Talk to your adviser if you're unhappy with their advice.

Free financial advice

If you're looking for factual information about investment products and strategies, or want to do some research before you see a financial adviser, there are some good free and low cost options around.

We have useful information and tools to help you plan for retirement and understand how investing works, including:

Retirement planner — calculate what income you are likely to have from super and the Age Pension when you retire, including contributions, investment options and fees.