UnitedHealthcare Copayment Option: Co-pay Choice Plus PlanYou have the freedom to use any doctor or hospital, but you may get a higher level of coverage and have lower costs when you use the UnitedHealthcare network. You can see specialists without a referral and without selecting a primary care physician.

With this plan, you have:

Simple copays for doctor and specialist office visits

Access to one of the nation’s largest networks of doctors and hospitals – over 783,000 health care professionals and 5,700 hospitals nationwide

Use of the Centers of Excellence, including the Mayo Clinic

UnitedHealthcare High Deductible Health Plan (HDHP) with HSAWith this plan you can open a compatible Health Savings Account, or HSA, at any financial institution of your choice. An HSA is a personal bank account to help you save and pay for health care while also
giving you real tax savings.