If you stop at a McDonald's for a coffee, make sure to ask for a "senior coffee". Their new premium roast is almost as good as the specialty places now, and at $.75 or so a cup a real bargain. I have no idea what the minimum age is, but to the typical fast-food workers we all look ancient.

I got my first senior discount when I was 47. The cashier at a local restaurant just started ringing me up at the senior rate. Then one day she came to my table and gave me a senior card. At first I was a little insulted but the cheapskate in me was much stronger. I didn't ask for it but if they're going to give me a 10% discount then what the hey! The worse part about it though, is that the cashier isn't even young, I'm pretty sure she's older than me.

I got my first senior discount when I was 47. The cashier at a local restaurant just started ringing me up at the senior rate. Then one day she came to my table and gave me a senior card. At first I was a little insulted but the cheapskate in me was much stronger. I didn't ask for it but if they're going to give me a 10% discount then what the hey! The worse part about it though, is that the cashier isn't even young, I'm pretty sure she's older than me.

Right after my 50th I found out that the Factory Outlets offered 10% off on Tuesdays if you are 50. The first time I tried to use it I was carded. Those ladies became my new best friends. Now if I have to shop I try to wait until Tuesday. Nothing like a few dollars saved to make one's day.

When I turn 54 I'll be eligible for some old driver's test and then an discount on my auto insurance. That might offset the points our son (who we carry on our policy, as long as he's in college) accumulated. I have no pride; I'll take it. Bring on the birthday!