Rates, terms, and loan-to-value requirements may vary based on type of collateral, age of collateral, and mileage. The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. All rates shown are the credit union's lowest possible rates for well qualified borrowers. Rates may be higher after underwriting criteria has been reviewed.

Visa Rewards Card

Annual Percentage Rate

Non-Variable Rates as low as:

9.25%

Boat Loans

Annual Percentage Rate

Approximate Repayment Period (months)

Approximate Payment Per Thousand Dollars

New Boat Loan

6.75%

*240 month amortization Balloon at 84 months

$7.61

Used Boat Loan

7.75%

*180 month amortization Balloon at84 months

$9.42

*Payments are calculated using a 240 month term for new loans and 180 month term for used loans, but the loan matures in 84 months. Rates, terms, and loan-to-value requirements may vary based on type of collateral, age of collateral, and mileage. The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. All rates shown are the credit union's lowest possible rates for well qualified borrowers. Rates may be higher after underwriting criteria has been reviewed.

Recreational Vehicle (RV) Loans

Annual Percentage Rate

Approximate Repayment Period (months)

Approximate Payment Per Thousand Dollars

New Motor Homes

6.75%

*240 month amortization Balloon at 84 months

$7.61

6.25%

180 months

$8.58

Used Motor Homes

7.75%

*180 month amortization Balloon at 84 months

$9.42

7.00%

120 months

$11.62

*Payments are calculated using a 240 month term for new loans and 180 month term for used loans, but the loan matures in 84 months. Rates, terms, and loan-to-value requirements may vary based on type of collateral, age of collateral, and mileage. The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. All rates shown are the credit union's lowest possible rates for well qualified borrowers. Rates may be higher after underwriting criteria has been reviewed.

Motorcycle/ATV Loans

Annual Percentage Rate

Approximate Repayment Period (months)

Approximate Payment Per Thousand Dollars

New Motorcycle/ ATV/ATC Jet ski

10.00%

Up to 60 months

$21.25

Used Motorcycle/ ATV/ATC Jet ski

10.50%

Up to 60 months

$21.51

Rates, terms, and loan-to-value requirements may vary based on type of collateral, age of collateral, and mileage. The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. All rates shown are the credit union's lowest possible rates for well qualified borrowers. Rates may be higher after underwriting criteria has been reviewed.

Fifth Wheel Loans

Annual Percentage Rate

Approximate Repayment Period (months)

Approximate Payment Per Thousand Dollars

New Fifth Wheel

6.75%

*240 month amortization Balloon at 84 months

$7.61

6.25%

180 months

$8.58

Used Fifth Wheel

7.75%

*180 month amortization Balloon at 84 months

$9.42

7.00%

120 months

$11.62

*Payments are calculated using a 240 month term for new loans and 180 month term for used loans, but the loan matures in 84 months. Rates, terms, and loan-to-value requirements may vary based on type of collateral, age of collateral, and mileage. The Federal Equal Credit Opportunity Act prohibits credit unions from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant's income derives from any public assistance program. All rates shown are the credit union's lowest possible rates for well qualified borrowers. Rates may be higher after underwriting criteria has been reviewed.

Prime Share

Savings Account Rates

APY*

Minimum Opening Balance

Minimum Balance To Earn APY*

Prime Share Savings

0.05%

$5

$25

0.05%

$5

$25,000

0.05%

$5

$100,000

APY (ANNUAL PERCENTAGE YIELD) correct as of June 19, 2018. APY is calculated and credited monthly based on the Daily Balance. Method. Because Share Savings dividends are paid monthly, posted rates are anticipated rates for the month. The dividend period begins on the first calendar day of the month and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. All rates subject to change without notice.

Share Manager

Savings Account Rates

APY*

Minimum Opening Balance

Minimum Balance To Earn APY*

Share Manager

0.05%

None

$0.01

APY (ANNUAL PERCENTAGE YIELD) correct as of June 19, 2018. APY is calculated and credited monthly based on the Daily Balance. Method. Because Share Savings dividends are paid monthly, posted rates are anticipated rates for the month. The dividend period begins on the first calendar day of the month and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. All rates subject to change without notice.

Holiday Share

Savings Account Rates

APY*

Minimum Opening Balance

Minimum Balance To Earn APY*

Holiday Share

0.05%

None

$0.01

APY (ANNUAL PERCENTAGE YIELD) correct as of June 19, 2018. APY is calculated and credited monthly based on the Daily Balance. Method. Because Share Savings dividends are paid monthly, posted rates are anticipated rates for the month. The dividend period begins on the first calendar day of the month and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. All rates subject to change without notice.

Summer Bridge

Savings Account Rates

APY*

Minimum Opening Balance

Minimum Balance To Earn APY*

Summer Bridge

0.05%

None

$0.01

APY (ANNUAL PERCENTAGE YIELD) correct as of June 19, 2018. APY is calculated and credited monthly based on the Daily Balance. Method. Because Share Savings dividends are paid monthly, posted rates are anticipated rates for the month. The dividend period begins on the first calendar day of the month and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. All rates subject to change without notice.

Money Market

APY*

Minimum Opening Balance

Minimum Balance To Earn APY*

Money Market Savings

0.15%

$1000

$1000

*APY (ANNUAL PERCENTAGE YIELD) correct as of June 19, 2018. The APY is variable (except Share & IRA Certificates) and may change monthly. Yield is calculated and credited monthly based on the Daily Balance Method. The dividend period begins on the first calendar day of the month, and ends on the last day of the month. Some share accounts may have limited withdrawals or transfers per month in accordance with Regulation D. Refer to Member Account Agreement for additional details. Because dividends are paid monthly, posted rates are anticipated rates for the month.

Certificate Rates

APY*

Minimum Opening Balance

Minimum Balance To Earn APY*

6 month

0.70%

$500

$500

12 month

0.90%

$500

$500

18 month

1.00%

$500

$500

24 month

1.40%

$500

$500

36 Month-STEP-UP CERTIFICATE**

1.75%

$500

$500

36 Month-FIXED RATE CERTIFICATE

1.75%

$500

$500

48 month

2.00%

$500

$500

60 Month-STEP-UP CERTIFICATE**

2.25%

$500

$500

60 Month-FIXED RATE CERTIFICATE

2.25%

$500

$500

*APY (ANNUAL PERCENTAGE YIELD) correct as of June 19, 2018. A substantial penalty may be imposed on early withdrawal. For more information about rates and fees for these accounts contact your local office or phone (480) 967-9475. Fees could reduce earnings. Each member account insured to $250,000 by the National Credit Union Administration, an Agency of the U.S. Government. IRA Accounts insured separately up to $250,000 by NCUA. All rates subject to change without notice. All dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period, and are not guaranteed.

Individual Retirement Account Rates

Savings Rates

APY*

Minimum Opening Balance

Minimum Balance To Earn APY*

IRA Savings

0.05%

None

$0.01

IRA Certificate Rates

APY*

Minimum Opening Balance

Minimum Balance To Earn APY*

12 Month

0.95%

$2,000

$2,000

18 Month

1.05%

$2,000

$2,000

24 Month

1.45%

$2,000

$2,000

30 Month

1.60%

$2,000

$2,000

36 Month

1.80%

$2,000

$2,000

60 Month

2.30%

$2,000

$2,000

*APY (ANNUAL PERCENTAGE YIELD) correct as of June 19, 2018. A substantial penalty may be imposed on early withdrawal. For more information about rates and fees for these accounts contact your local office or phone (480) 967-9475. Fees could reduce earnings. Each member account insured to $250,000 by the National Credit Union Administration, an Agency of the U.S. Government. IRA Accounts insured separately up to $250,000 by NCUA. All rates subject to change without notice. All dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period, and are not guaranteed.