Frugal Village Forumshttp://www.frugalvillage.com/forums/
Frugal Living Forums, a frugal living community with emphasis on debt reduction, responsible spending, consuming less, recycling and helping each other bridge the gaps for a sustainable future.enSat, 10 Dec 2016 03:04:36 GMTvBulletin1http://www.frugalvillage.com/forums/images/misc/rss.pngFrugal Village Forumshttp://www.frugalvillage.com/forums/
I have wanted this for many years.http://www.frugalvillage.com/forums/general-chat/225298-i-have-wanted-many-years.html
Fri, 09 Dec 2016 18:03:43 GMTI haven't been like this in many many years..but, I really really want something badly that is very much me but has been lost for many years if that makes any sense?

It is just for me.. all mine no one Else's..I'm feeling very selfish and materialistic but I WANT It..I want it!

Have you ever felt this way? It's not frugal at all..
]]>General Chatbrenda67http://www.frugalvillage.com/forums/general-chat/225298-i-have-wanted-many-years.htmlDaily Gratitudes for Friday, December 9, 2016http://www.frugalvillage.com/forums/simple-living/225290-daily-gratitudes-friday-december-9-2016-a.html
Fri, 09 Dec 2016 16:35:18 GMT~~~God provides
~~~warm clothes and home on a cold day
~~~fur babies
~~~hard-working DH
~~~having enough and then some~~~God provides
~~~warm clothes and home on a cold day
~~~fur babies
~~~hard-working DH
~~~having enough and then some
]]>Simple Livingilovechocolatehttp://www.frugalvillage.com/forums/simple-living/225290-daily-gratitudes-friday-december-9-2016-a.htmlWinn Dixie produce dealshttp://www.frugalvillage.com/forums/drugstore-grocery-store-deals-product-reviews/225282-winn-dixie-produce-deals.html
Fri, 09 Dec 2016 14:00:20 GMTI'm not sure if it is just my store or the whole chain, but I have been getting some GREAT deals on marked down produce. They have a special yellow tag and are always 99 cents. So far I have gotten

Now I am hooked and I check it out every time I am near the store. As I live alone, most of it gets processed soon after purchase and goes in the freezer.
]]>Drugstore and Grocery store deals and Product Reviewsjosantorohttp://www.frugalvillage.com/forums/drugstore-grocery-store-deals-product-reviews/225282-winn-dixie-produce-deals.htmlyogurt makerhttp://www.frugalvillage.com/forums/sale-trade/225274-yogurt-maker.html
Fri, 09 Dec 2016 10:28:06 GMTI have a cuisinart electric yogurt maker, makes a quart I believe, I have the instructions buried somewhere. No origianal packaging but i can box it up and ship it. I will take a picture if someone wants to see...(I can't eat yogurt, lactose intolerant it was a gift, I used to try to eat yogurt because I love it)
]]>For Sale or Tradepatrahttp://www.frugalvillage.com/forums/sale-trade/225274-yogurt-maker.htmlLife long spendthrifthttp://www.frugalvillage.com/forums/debt-reduction-money-management/225266-life-long-spendthrift.html
Fri, 09 Dec 2016 10:19:32 GMTI hope and plan to buckle down and follow the advice of this forum.I have some big roadblocks, obsessive compulsion and addiction issues. My official dx is either bipolar or schizo affective depending on which way the wind is blowing, so this throws a big monkey wrench into my hopefully frugal...I hope and plan to buckle down and follow the advice of this forum.I have some big roadblocks, obsessive compulsion and addiction issues. My official dx is either bipolar or schizo affective depending on which way the wind is blowing, so this throws a big monkey wrench into my hopefully frugal lifestyle. I've started returning the silly things I have bought of late. I have paid off a few credit cards and have three left with balances over 1000$,I plan on snowballing them and most likely closing them. I've been reading about some things like essential household cleaners( having ocd well, this is important...)SO I have on hand a few cleaners I got a Trader Joes. a couple cans of clorox wipes for the cold and flu season. A vinegar borox, baking soda solution for the bathroom plus a diluted vinegar solution for glass. Oh and murphey"s oil soap for the floor and barkeepers friend. I don't make my own laundry detergent, but I get arm and hammer free and clear or any other free and clear on sale. Use oxi clean etc.... Borox and vinegar toilet cleaner. I know I'm jumping all over, forgive me. I inherited quite a bit of money, and am taking care of the family home which is in a trust. I have asked my sister to set up an irrevocable trust with the money that is left, so she will be in control and I won't be able to just grab a 1000 here and 3000 there to use at my discretion.( this I should have set up early on when I inherited it, because I've taken several thousand to pay down credit cards, and a big chunk to fix the house, although that was necessary and my sister approved it.) All is not lost I still have a large nest egg. I plan on living on my salary my fiance's salary and the income from his son's rent I hope to bank most of that. I work in Michaels, love my job,though it is a low paying retail gig.I bring home a little over 800 a month before taxes. The rent is 500. and my fiance's salary fluctuates as he is a commissioned sales person. He is going back into insurance( he was a broker years ago, a much safer job than what he does now, more steady, though he may take a pay cut for a bit.) I am also a painter( dangerous working at michaels, but since I've started I've only spent 1 paycheck amount of money though that's not saying much. I've been there four months. I have been trying to read some financial literature, but my focus isn't good(through add in there too, I take medication but only when I work) I hope I don't screw up this job. I am going to start with a therapist, he does well with addiction and PTSD, these things affect me,and well cause trouble for me. I have a long psych history, and other stuff,I know some of you know me, I didn't know where to put this thread. But it's mostly the financial that concerns me, the others Im getting control of with baby steps. I am hopeful for the future and plan on visiting this site much more.

thanks for reading my ramble

Patty
]]>patrahttp://www.frugalvillage.com/forums/debt-reduction-money-management/225266-life-long-spendthrift.htmlDaily Gratitudes for Thursday, December 8, 2016http://www.frugalvillage.com/forums/simple-living/225258-daily-gratitudes-thursday-december-8-2016-a.html
Thu, 08 Dec 2016 19:20:06 GMT~~~God loves me
~~~warm house
~~~able to pay all the bills
~~~plenty of groceries
~~~running into several former co-workers yesterday
~~~having enough and then some~~~God loves me
~~~warm house
~~~able to pay all the bills
~~~plenty of groceries
~~~running into several former co-workers yesterday
~~~having enough and then some
]]>Simple Livingilovechocolatehttp://www.frugalvillage.com/forums/simple-living/225258-daily-gratitudes-thursday-december-8-2016-a.htmlFlexible spending account - is it worth it?http://www.frugalvillage.com/forums/debt-reduction-money-management/225250-flexible-spending-account-worth.html
Wed, 07 Dec 2016 23:34:05 GMTWe have always had a flex account and used it all every year. This year however they are charging a $5.25 per month fee to have one. My question is, will the tax savings be more than $63 per year? I am not sure how to figure it out. I was only going to put $1800 in it this year as we have no...We have always had a flex account and used it all every year. This year however they are charging a $5.25 per month fee to have one. My question is, will the tax savings be more than $63 per year? I am not sure how to figure it out. I was only going to put $1800 in it this year as we have no major medical expenses coming up that I am aware of. We have a $300 deductible per person, so $1800 covers that. Does anyone else pay a fee? I feel like the monthly fee defeats the purpose of the tax savings. But if I am saving hundreds in taxes, then I guess it is worth it.

Can anyone help me figure this out? Thanks!
]]>my4littlebuffaloeshttp://www.frugalvillage.com/forums/debt-reduction-money-management/225250-flexible-spending-account-worth.htmlDaily Gratitude 11/7/2016 Wednesdayhttp://www.frugalvillage.com/forums/simple-living/225242-daily-gratitude-11-7-2016-wednesday.html
Wed, 07 Dec 2016 18:17:01 GMThump day
furbabes all warm
warm house
missing ilc
grocery sales
gracehump day
furbabes all warm
warm house
missing ilc
grocery sales
grace
]]>Simple Livingpinetreehttp://www.frugalvillage.com/forums/simple-living/225242-daily-gratitude-11-7-2016-wednesday.htmlPlan for eco friendly wedding and parties?http://www.frugalvillage.com/forums/green-living/225234-plan-eco-friendly-wedding-parties.html
Wed, 07 Dec 2016 11:33:02 GMTHi. Please anyone let me know how to prepare eco-friendly wedding events and parties?Hi. Please anyone let me know how to prepare eco-friendly wedding events and parties?
]]>Green Livingmuggesh123http://www.frugalvillage.com/forums/green-living/225234-plan-eco-friendly-wedding-parties.htmlHello Everyone from MN...http://www.frugalvillage.com/forums/new-member-introduce-yourself/225226-hello-everyone-mn.html
Tue, 06 Dec 2016 21:39:20 GMTI haven't been on here in quite a while so thought I'd drop by to say hello.
I just retired a year ago so have more time to be online now since I am home than when working.
My hobbies are reading, making decorative envelopes, doing typing jobs and address labels for people, baking, being online, receiving and participating in a swapping/drawing newsletter. If you're on LISTIA, look me up--I am AnnSan on there.
I live in a small town in MN and am from MN.
I've lived in the Black Hills of SD for 17 years, 10-27 years ago.
]]>New Member? Introduce Yourself!sunflower1128http://www.frugalvillage.com/forums/new-member-introduce-yourself/225226-hello-everyone-mn.htmlFree Dry Erase Wall Calendar and 12 Photo Calendar - Buffalo, MNhttp://www.frugalvillage.com/forums/freebies/225218-free-dry-erase-wall-calendar-12-photo-calendar-buffalo-mn.html
Tue, 06 Dec 2016 20:09:00 GMThttp://www.integriprint.com/free-2017-calendars/page.htmlhttp://www.integriprint.com/free-201...dars/page.html
]]>Freebiesluvdietcokehttp://www.frugalvillage.com/forums/freebies/225218-free-dry-erase-wall-calendar-12-photo-calendar-buffalo-mn.htmlFree 2017 America’s Most Interesting Dams calendar from Tata and Howard - Co. Emailhttp://www.frugalvillage.com/forums/freebies/225210-free-2017-america-s-most-interesting-dams-calendar-tata-howard-co-email.html
Tue, 06 Dec 2016 20:05:08 GMThttp://www.tataandhoward.com/2017-calendar-request/
Please fill out the form below and we will be happy to send you our 2017 America’s Most Interesting Dams calendar.http://www.tataandhoward.com/2017-calendar-request/

Please fill out the form below and we will be happy to send you our 2017 America’s Most Interesting Dams calendar.
]]>Freebiesluvdietcokehttp://www.frugalvillage.com/forums/freebies/225210-free-2017-america-s-most-interesting-dams-calendar-tata-howard-co-email.htmlFree Nature Conservancy 2017 calendar - emailhttp://www.frugalvillage.com/forums/freebies/225202-free-nature-conservancy-2017-calendar-email.html
Tue, 06 Dec 2016 20:01:35 GMThttp://www.nature.org/member-care/how-do-i-get-a-nature-conservancy-calendar.xml
How do I get a Nature Conservancy calendar?
The Nature Conservancy creates a calendar every year and sends them to many of our members and prospective members. They are also available on request from our Member...http://www.nature.org/member-care/ho...y-calendar.xml

How do I get a Nature Conservancy calendar?

The Nature Conservancy creates a calendar every year and sends them to many of our members and prospective members. They are also available on request from our Member Care Center; just give us a call at 1-800-628-6860 or send us an email.
]]>Freebiesluvdietcokehttp://www.frugalvillage.com/forums/freebies/225202-free-nature-conservancy-2017-calendar-email.htmlhttp://www.frugalvillage.com/forums/what-did-you-get-free/225194-what-did-you-get-free-dec-16-a.html
Tue, 06 Dec 2016 20:00:55 GMTstarting the month off slowly, hope it picks up.
12 Christmas cards
sheet of address labels
we get a ton of this stuff every yearstarting the month off slowly, hope it picks up.

12 Christmas cards
sheet of address labels

we get a ton of this stuff every year
]]>What did you get free?wunsaginhttp://www.frugalvillage.com/forums/what-did-you-get-free/225194-what-did-you-get-free-dec-16-a.htmlFree Oral Roberts University magnethttp://www.frugalvillage.com/forums/freebies/225186-free-oral-roberts-university-magnet.html
Tue, 06 Dec 2016 19:57:52 GMThttp://web.oru.edu/orumagnet/?x=GNaBMEZhttp://web.oru.edu/orumagnet/?x=GNaBMEZ
]]>Freebiesluvdietcokehttp://www.frugalvillage.com/forums/freebies/225186-free-oral-roberts-university-magnet.htmlGreetings from New Hampshirehttp://www.frugalvillage.com/forums/new-member-introduce-yourself/225178-greetings-new-hampshire.html
Tue, 06 Dec 2016 17:40:25 GMTI have enjoyed reading the posts on this forum and look forward learning more from all of you. We sold our house in suburbia two years ago and purchased an 1800s farmhouse on 11 acres of land. Our homestead is a work in progress and we are stumbling towards self sufficiency!I have enjoyed reading the posts on this forum and look forward learning more from all of you. We sold our house in suburbia two years ago and purchased an 1800s farmhouse on 11 acres of land. Our homestead is a work in progress and we are stumbling towards self sufficiency!
]]>New Member? Introduce Yourself!Jolly Homesteadinghttp://www.frugalvillage.com/forums/new-member-introduce-yourself/225178-greetings-new-hampshire.htmlDaily Gratitude 12/6/2016 Tuesdayhttp://www.frugalvillage.com/forums/simple-living/225170-daily-gratitude-12-6-2016-tuesday.html
Tue, 06 Dec 2016 17:25:02 GMTbright sunshine
blue ski
furbabes
storm on the way
trial run, no electric, last night, wasn't prepared..
Grace
]]>Simple Livingpinetreehttp://www.frugalvillage.com/forums/simple-living/225170-daily-gratitude-12-6-2016-tuesday.html15 Christmas/Winter Egg Carton Craftshttp://www.frugalvillage.com/forums/crafts-kids/225154-15-christmas-winter-egg-carton-crafts.html
Tue, 06 Dec 2016 12:19:28 GMTSome really cute ideas here for the paper egg cartons:
Christmas/Winter Egg Carton Crafts for Kids - Crafty Morning (http://www.craftymorning.com/christmas-winter-egg-carton-crafts-for-kids/)Some really cute ideas here for the paper egg cartons:

Christmas/Winter Egg Carton Crafts for Kids - Crafty Morning
]]>Crafts for kidsMsMarieHhttp://www.frugalvillage.com/forums/crafts-kids/225154-15-christmas-winter-egg-carton-crafts.htmlHomesteading Tips to Prepare for Winterhttp://www.frugalvillage.com/forums/frugal-village-blog/225146-homesteading-tips-prepare-winter.html
Tue, 06 Dec 2016 07:35:17 GMTWhen you hear the word “homesteading” you might picture a scene from Little House on the Prairie, but homesteading can actually be very modern. Homesteading is simply a self-sufficient lifestyle – it means living independently instead of being reliant on others for things like food, clothing, and...When you hear the word “homesteading” you might picture a scene from Little House on the Prairie, but homesteading can actually be very modern. Homesteading is simply a self-sufficient lifestyle – it means living independently instead of being reliant on others for things like food, clothing, and resources. Being a homesteader comes with many benefits but it is a challenging life to maintain – especially during the winter. Keep reading to receive some practical winter preparation tips for homesteaders.Garden Preparation Tips for Winter
When the weather starts to turn cold and the days get shorter, it means the end of the harvest season. Rather than just letting your garden go to weeds, you should do a little bit of clean-up work to prepare your garden for spring.
Taking the time to remove weeds now will mean less work in the spring. If you have perennials that you want to preserve, cut them back to allow for new growth in the spring and give them a little fertilizer to keep them going over the winter. Rake up the fallen leaves and either add them to your compost pile or use them as mulch to cover your garden for winter.Winterizing Tips for the Home
As a homesteader, you probably make every effort to minimize your energy usage. In the winter, you also need to worry about your energy loss – you don’t want your precious heat to go to waste! Remove and replace dried out caulking around your windows and doors then cover your window with plastic film as an extra layer of protection against the cold.
Give your heaters a good cleaning and a tune-up, if needed, to make sure that they will last all winter long. If you have a wood-burning stove or a pellet stove, make sure you have plenty of wood and pellets on hand. You may also want to have someone come out and check your roof to make sure it will hold up against another snowy winter.Winter Preparation Tips for Livestock
If you raise livestock, you will have to prepare them for winter as well. For chickens, give the coop a good cleaning and make sure that it is sealed against drafts – you also need to make sure that there are no holes in the fencing where a hungry predator could get in.
If you keep cows, goats, or other livestock you want to make sure that they are vaccinated and dewormed so they are in the best health possible for the impending winter weather. Make sure that you have plenty of hay and feed on hand and that it is stored properly to keep it fresh over the winter. If you keep your livestock outdoors or in a barn, you may need to invest in a water trough heater to keep the water from freezing.
Homesteading is a very rewarding lifestyle but it can also be very challenging. If you want to remain self-sufficient over the winter you will need to make some preparations to keep your livestock, your home, and your family warm and well over the winter months.

More...
]]>Frugal Village BlogGabehttp://www.frugalvillage.com/forums/frugal-village-blog/225146-homesteading-tips-prepare-winter.htmlSit Back and Relax – Frugal Tips for Relaxationhttp://www.frugalvillage.com/forums/frugal-village-blog/225138-sit-back-relax-frugal-tips-relaxation.html
Tue, 06 Dec 2016 07:35:17 GMTWe all lead busy, hectic lives and stress is something we have all learned to live with. But chronic stress can wreak havoc on your mind and body – eventually you are going to break down. That is why it is so important to take a break once in a while – to devote a little time to relaxation. You...We all lead busy, hectic lives and stress is something we have all learned to live with. But chronic stress can wreak havoc on your mind and body – eventually you are going to break down. That is why it is so important to take a break once in a while – to devote a little time to relaxation. You don’t necessarily have to spend $100 on a deep tissue massage or go on a week-long yoga retreat. Keep reading to receive some simple and frugal tips for relaxation.Take a Little Time for Yourself
When you spend most of your day working or caring for your family, it is easy to forget about your own needs. But if you don’t take the time to care for yourself, you won’t be able to take care of anyone else – eventually you will fall victim to the never-ending stress. To stay sane, make an effort to take about 30 minutes a day for yourself to do something you enjoy. For example, you might spend your lunch break taking a walk or reading a good book. When you get home from work, take a soothing bath before preparing dinner. Whatever helps you to feel relaxed and rejuvenated, make some time every day to do one of those things.Turn Off the TV and Silence Your Phone
In today’s modern age, we are slaves to technology. As much as modern technology has helped to connect the world, it also keeps us divided – the average person spends over an hour a day checking email and social media sites or just surfing the web. Even though it may seem like these activities could be relaxing, you aren’t really giving your mind a break. Being constantly plugged in to technology 24 hours a day can take a toll on your physical and mental well-being. Try to make more of an effort to engage in recreational activities that don’t involve a screen. Try out a new recipe, get a cup of coffee with friends, or take a power nap.Meditation and Mindfulness
When your mind is going a mile a minute day in and day out, it is easy to get burned out. The more tired you get, the more stressed you become and even the simplest of things can become a challenge. To maintain your mental health and sanity, try to incorporate some meditation or mindfulness into your life. Meditation is incredibly easy – just relax in a quiet place for 15 minutes or so, focusing on your breathing and allowing your stress to fall away. Mindfulness involves being mentally engaged with whatever you are doing. Instead of running on autopilot or multitasking, pay attention to the minute details as you go through your day. The quieter your mind becomes, the more relaxed you will be.Get Out and Get Active
Going for a jog or taking a Zumba class may not sound like relaxation activities, but you might be surprised. Being active is very good for your body as well as your mind. When you exercise, it stimulates the production of endorphins in your brain which gives you a bit of a natural high. You will also find that exercise is rejuvenating – you will be burning calories but you will find that you feel more energized afterward. The more you make exercise part of your regular routine, the more stable your mood will be and the higher your energy levels will become.
Stress is an unavoidable part of life, but it doesn’t have to rule your life. If you don’t take time for yourself, you will find that your stress levels become higher and higher. As your stress increases, it will become more and more difficult for you to make it through the day. Something as simple as taking 30 minutes for yourself everyday can make a big difference and it doesn’t have to cost you a penny!