FAQ About

Payright

Get signed up for the ‘buy now; pay later’ program.

Buy your art now; pay for it later

I’m excited to offer Payright to my clients. Payright is a financing program here in Australia that enables consumers to purchase goods and services and create a zero-interest payment plan for purchases up to $5,000, that can be paid off over 6-18 months. Payment plans start at just $19 per week.

Scroll down to read the frequently asked questions.

What It Is & How It Works

Who is Payright?

Payright is a provider of interest free loans which allows you to turn one big payment into easy bite size instalments!

Is Payright safe and secure?

Yes. The protection of your personal information and the security of their customers is paramount to Payright. Payright complies will all industry regulations.

Who can apply for a Payright loan?

Anyone who is over 18 years old, is an Australian resident and obtains a regular income. For more information, please contact the Payright team on 1300 338 496. The Payright lending criteria is then applied to each application to determine a credit decision.

How do I update my details?

You can update your details at any time by calling Payright on 1300 338 496. They are open 24 hours a day.

How do I activate my account?

Your account is activated by me once the goods or services have been delivered or are in the process of being delivered. Your account is activated upon your first purchase and remains active beyond the repayment of your goods for as long as you require. Once your plan has been activated, Payright will provide you written notice by email and send an SMS notification to your mobile phone number provided.

Does Payright conduct a credit check as part of the application process?

As part of Payright’s responsible approach to lending, your application may include a credit check. A credit check is only conducted with your consent. When you apply for a Payright loan, you will be sent an SMS containing a verification code and asking your consent to conduct a credit check. When you provide the verification code to Payright or me, you are providing your consent to the credit check.

What are the fees and charges to use Payright?

Payright is always interest free which makes your plan really affordable. When you make a purchase, Payright will open an account for you. You will pay a one off establishment fee (from $0 up to $89.95). This fee is added to the loan amount and is payable over the loan term. There is also a monthly account keeping fee of $3.50, which is a charged (pro-rata) with each repayment and a $2.95 payment processing fee which is also added to each repayment. This information will be outlined for you in a credit schedule.

Signing Up + Payments

How do I sign up?

You can apply for your Payright loan with me. You can also apply directly on your smart phone through an approved link I send you. You will be asked some details about yourself and your purchase.

What do I need to apply?

All you need to apply is your contact information, employment and purchase details (including finance terms). This will also include providing details of your valid ID to ensure you are who you say you are. In some cases, Payright may also request for additional information to assess your application such as bank statements. Once approved, your payment details will also be required to set-up your ongoing payment facility.

How long will it take before I'm approved?

Applications take a couple of minutes to complete and in most instances, you are provided with an instant decision.

How Are Payments made?

Payments are taken automatically as scheduled from your nominated credit or debit card using a direct debit facility. You also have the ability to nominate a repayment start date. Once a start date is selected and the plan is activated by me, you will receive a welcome letter to confirm the initial repayment date and frequency.

How can I change the payment due date?

You can request to change the ongoing scheduled payment date by contacting Payright at any time.

How can I find out the payout figure?

You can obtain a payout figure anytime by sending an email to admin@payright.com.au or calling 1300 338 496.

How do I know when my repayments are due?

You can nominate when your first repayment is due. Once a start date is selected and the plan is activated by me, a welcome letter will be sent to you via email. The welcome letter will confirm the initial repayment date and frequency.

Still have questions?

You can see the full list of frequently asked questions and get in touch with them on Payright’s website.

Feel free to get in touch with me too! (Contact info is below.)

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