India has nearly 1.3 billion people. Out of these 1.3 billion, only 10% people are insured. Moreover, Insurance is penetrated in the rural market slowly. Even if there are approx. fifty companies are present in this space, the insured population is not growing satisfactorily. Recently, Government of India has also introduced several insurance policies for […] Read More

Recently, many renowned organisations in India have cut the employee expenses by cutting thousands of employees from their workforce. Those who are already laid off are in a financial distress situation in this stressed situation. In one side they are stressed to their families and friends and in the other side thinking of how they […] Read More

When Sanjay, one of my friends was in a soup after the sale of his residential land whether he should pay any tax or not. He had taken a financial advisor’s help. Ultimately he bought a flat to save long term capital gain tax. He was not ready to buy another property as it is […] Read More

Gold is always a very attractive investment for Indian household. After china, India is the biggest consumer of world’s gold. India has imported approx. 200 tons of gold in the first half of 2016. During the festive season, rate of buying gold is also increases. Instead of buying physical gold for investment there are many […] Read More

I came across a guy called Subrata few days back who is finding it very difficult to manage the household expenses now a days. He does not even figure out the money where he has spent throughout the month. The similar case happens for most of us. The presence of a credit card may worsen […] Read More

When Quess Corp IPO was oversubscribed by 147 times and gives you a return of 60 % on the debut day in the stock market, everybody got curious and wants to know the process to apply IPO. Before and after Quess Corp, there are so many good companies are entering into the capital market and […] Read More

After writing some posts on how to invest, what will be asset allocation? etc, it is the time to know how you can invest in the equity market. There are two ways by which you can invest in the equity market. One is equity mutual fund and another is directly trading of stocks. Those who […] Read More

Once, I asked one of my colleagues how he will spend his performance bonus this year. He stared at me for a while and seemed that why am I asking this nonsense question which has an obvious answer. Yes, he has an outstanding home loan of approx. of Rs. 20 lakhs. For him, prepay home […] Read More