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Personal Credit Cards

Federal Savings Bank is proud to partner with TIB-The Independent BankersBank to provide our customers with a credit card available in two options. Whether you are looking for a card with no annual fee or rewards options, we make it easy to choose the card that is right for you! Both options include 24-hour toll-free live customer assistance available at 1-800-367-7576 and 24/7 online account information available at www.cardaccount.net.

Low Rate Card

Features and Benefits

No annual fee*

Low introductory rate for the first six months*

Competitive annual percentage rate (APR) after introductory period*

25-day interest-free grace period on all purchases (no grace period on cash advances)

Rental car collision damage waiver protection

Preferred Points Card

Features and Benefits

No annual fee*

Low introductory rate for the first six months*

Competitive annual percentage rate (APR) after introductory period*

25-day interest-free grace period on all purchases (no grace period on cash advances)

Rental car collision damage waiver protection

Earn one point for each dollar spent, up to 10,000 points per month

Use your Preferred Points Card to earn points that you can redeem for cash-back rewards, retail gift cards, travel, and a wide variety of merchandise

*Other fees may be charged. Please see the application for more information and current annual percentage rate (APR). Federal Savings Bank has partnered with TIB-The Independent BankersBank. All credit applications are underwritten and approved or denied by TIB-The Independent BankersBank.