Serving the California Insurance Commissioner

If you are looking for general information about the conservation or liquidation process, please consult our FAQ (Frequently Asked Questions).

If you are looking for information about a specific insurance company that has been placed under conservation or liquidation by the State of California, please visit our Companies page.

CLO Mission

The CLO, on behalf of the Insurance Commissioner, rehabilitates and/or liquidates, under Court supervision, troubled insurance enterprises domiciled in the State of California. In addition the CLO provides Special Examination Services, with Commissioner and Board oversight. As a fiduciary for the benefit of all claimants, the CLO handles the property of troubled or failed enterprises in a prudent, cost-effective, fair, timely, and expeditious manner.

Proof of Claim Assignment

The Conservation and Liquidation Office (CLO) recognizes the rights of claimants to assign their approved claims. The CLO is obliged to ensure that assignments are valid and that the processing of assignments does not create an undue burden on estate resources. Read More...

Superior National Companies In Liquidation - Subpoena Requests

Please click on the following Notice of Court Order for the procedure to obtain claim records and for information regarding the court order authorizing the liquidated Superior National Insurance Companies to discontinue responding to the third party photocopy and subpoena requests.

SeeChange Health Insurance Company
On January 28, 2015, the Insurance Commissioner of the State of California ("the Commissioner") was appointed as Liquidator of SeeChange Health Insurance Company ("SeeChange") by the Los Angeles County Superior Court pursuant to Section 1016 of the California Insurance Code. The Liquidation Order authorizes the Commissioner, through his Conservation & Liquidation Office, to liquidate and wind up the business of SeeChange and to act in all ways and exercise all powers necessary for the purpose of the Order and the liquidation provisions of the Insurance Code. On September 15, 2014, SeeChange mailed a Notice of Cancellation to all policyholders informing them that all polices will terminate on December 31, 2014. Policyholders will have 12 months from their termination date to file their claims. 1. Will my policyholder claims be paid? The finding of insolvency triggers the life & health...
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SeeChange Health Insurance Company
On January 28, 2015, the Insurance Commissioner of the State of California was appointed as Liquidator of SeeChange Health Insurance Company ("SeeChange") by the Los Angeles County Superior Court pursuant to Section 1016 of the California Insurance Code. The Liquidator is directed to liquidate and wind up the business of SeeChange and to act in all ways and exercise all powers necessary for the purpose of the Order and the liquidation provisions of the Insurance Code. Please click here to view the Liquidation Order.

SeeChange Health Insurance Company
On November 19, 2014, the Insurance Commissioner of the State of California (the "Commissioner") was appointed as conservator of SeeChange Health Insurance Company ("SeeChange") by the Los Angeles County Superior Court pursuant to Section 1011 of the California Insurance Code. The Conservation Order authorizes the Commissioner, through his Conservation & Liquidation Office, as Conservator to conduct the business of SeeChange or so much of the business as he may deem appropriate. All policies will terminate on December 31, 2014. Policyholders will have 12 months from their termination date to file their claims.

Majestic Insurance Company
November 21, 2013 - An application for an interim distribution of estate assets of Majestic Insurance Company in Liquidation is scheduled for a hearing on December 20, 2013. Please click here to view the Application for Distribution. Any objection to the distribution must be filed in Department 302 of the Superior Court of the State of California, County of San Francisco by December 9, 2013. If no objections are filed and Order for Distribution is approved by the Court on December 20, 2013, we anticipate the distribution will take place in January 2014.

Executive Life Insurance Company
October 29, 2012 - Department of insurance announces jury declines to award damages in longstanding Executive Life case - next steps being evaluatedToday a jury in United States District Court in Los Angeles rendered a verdict finding no damages in a longstanding lawsuit involving the 1991 insolvency of Executive Life Insurance Company of California (ELIC), one of California's largest life insurance companies at the time. ELIC was taken into receivership by then-Insurance Commissioner John Garamendi when the company became insolvent. The Insurance Commissioner then began management of the ELIC estate in an effort to secure proceeds for policyholders of the now insolvent insurance company. After a first trial in 2005, a jury found that Artemis S.A., a French company, participated in a conspiracy to defraud then-Insurance Commissioner John Garamendi in connection with Artemis'...
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Majestic Insurance Company
July 18, 2012 - The California Insurance Commissioner as Conservator of Majestic Insurance Company is seeking for interested parties to submit offers for the company's corporate shell. All proposal submissions are due by August 31, 2012 at 4:00 PM PDT....
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Frontier Pacific Insurance Company
An application for an interim distribution of estate assets of Frontier Pacific Insurance Company in Liquidation is scheduled for a hearing on June 22, 2012. Please click here to view the Application for Distribution. Any objection to the distribution must be filed in Department 71 of the Superior Court of the State of California, County of San Diego by June 11, 2012. If no objections are filed and Order for Distribution is approved by the Court on June 22, 2012, we anticipate the distribution will take place in July 2012.
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American Sterling Insurance Company
Potential creditors of American Sterling Insurance Company should be receiving Proof of Claim forms in the mail shortly. The mailing is taking place on February 17, 2012. Potential creditors are required to complete the claim form if they have a claim against American Sterling that is not covered by a Guaranty Association. For more information see the American Sterling information in the "Companies" section.
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HIH America Comp. & Liability Ins. Co.
In a court order dated November 2, 2011, HIH Insurance Company was authorized to make a distribution to state Insurance Guaranty Associations and non-covered policyholders. The total distribution will be $50,381,120 to 7 IGAs and 180 non-IGA policyholders. The distribution will bring the payout up to a percentage of 52% of the paid losses. ...
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Majestic Insurance Company
On April 21, 2011, the Insurance Commissioner of the State of California (the "Commissioner") was appointed by the Superior Court of San Francisco as Conservator of Majestic Insurance Company (the "Company") pursuant to Section 1011 of the California Insurance Code. The Conservation Order authorizes and empowers the Commissioner, through his Conservation & Liquidation Office, to conserve Majestic and its assets for the benefit of Majestic's policyholders, claimants, creditors and shareholder. The Conservation will not cause any disruption or delay in the delivery of workers' compensation benefits to injured workers covered under Majestic policies. Policyholders are encouraged to pay their premiums. The Commissioner has simultaneously filed a Plan of Rehabilitation for the Company. As part of the Plan of Rehabilitation, the Company and AmTrust North America, Inc. ("AmTrust") have...
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