Finance options

We're pleased to now offer finance payment options on any purchase of vinyl, CDs, and DJ and studio equipment with a total order value of £280 or more with Deko.

Instant decision - No paperwork!

Our online retail finance partner is Deko and credit is provided subject to status. Please note we can only deliver goods to the registered address used in any finance application.

Choose a finance plan that suits you

Using our simple Deko calculator found on finance qualifying product pages, or on our listing pages you can choose from a minimum of
10% deposit through to a maximum of 50%. You can also determine the finance period. As you make your selections the calculator will display all the relevant repayment detail.

Example of finance option (Typical APR 14.9%)

Monthly payment

£71.82

Number of monthly payments

12

Cash price

£1599.99

Deposit to pay

£800.00

Loan amount

£799.99

Loan repayment

£861.81

Cost of loan

£61.82

Total amount payable

£1661.81

Frequently asked questions

How do I apply?
You can apply on our web site by clicking the Deko button on any product over £280 or select the Deko payment option in the cart. This will only appear in the cart for orders with a total value of £280 plus.

Is a deposit required?
Yes. A minimum 10% deposit is payable by credit or debit card upon acceptance.

How are my monthly payments paid?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What can I purchase?
You can purchase any physical products we sell on the site with a minimum total order total of £280.

Criteria
To apply for finance you must meet the following criteria:

You must be over 18 years of age. You must be a UK resident with at least 3 years continual address history. You must be in full time employment, unless retired or a house person with a spouse in full time employment.

You must have a UK bank account capable of accepting Direct Debits. The goods must be delivered to your home address.

Terms & Conditions

Juno Media Ltd. are authorised and regulated by the Financial Conduct Authority, register number 05505108. Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders' credit decision policies.

Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please refer to https://www.dekopay.com/faq or visit www.dekopay.com.