A Helping Hand For Michigan Families

Over 75 years of combined legal experience advocating debt resolution for our clients.
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Michigan Foreclosure Litigation

Foreclosure proceedings can be among the most emotionally and financially stressful periods in the life of a homeowner. While it can be a difficult, unpleasant prospect to face, an important first step is to be familiar with the basics of foreclosure litigation.

What is foreclosure?

The mortgage payments between a homeowner and his or her lender become delinquent. Missing only two monthly payments can result in your being served with a notice of default in some states, which means the lender has initiated foreclosure proceedings through the court system.

Back property taxes are owed on the home. When back property taxes are owed on the property, federal, state or local agencies can initiate a tax sale.

At this point any mortgage or lien holders with a vested interest in loans related to your property can initiate a foreclosure proceeding.

Don’t delay in dealing with a foreclosure problem. It is a time-sensitive process and getting a strategy in place to resolve the foreclosure matter is imperative. Our firm specializes in foreclosure prevention and debt resolution. We offer free consultations to:

Review your foreclosure matter

Discuss your finances and long terms goals

Advise you on all of your available options

Provide an informed recommendation on how to best resolve your foreclosure situation other debt obligations to move towards financial freedom and improved credit .

Defer and likely reduce payments to unsecured creditors such as credit cards, medical bills, personal loans, old utility bills, etc. All interest rates drop to 0% with no continued penalties or late reports to the credit bureaus.

Reduce principal mortgage balance on a rental property(s) to current market value and own free and clear in 3 – 5 years.

Surrender the property back to the bank (i.e. short sale or deed in lieu of foreclosure) and work out a settlement with the bank or file a Chapter 7 to eliminate the debt and any further obligation with the home (such as second mortgage(s), old utility bills, etc.)

No matter which of these options you choose, you should obtain foreclosure help from a qualified attorney or agency. You need to determine how you want to proceed prior to the foreclosure sale occurring, as your options are fairly limited once the sale has occurred.

Attorneys familiar with the foreclosure process

Any foreclosure proceeding can be an upsetting and an emotionally draining experience. Now is the time to enlist the legal assistance of a qualified foreclosure prevention attorney.

Acclaim Legal Services can provide the fast, knowledgeable foreclosure experience that you need to handle your case. Our qualified bankruptcy attorneys work every day to save our clients’ homes and restructure their debts to create a balanced budget. Call today at 866-261-8282 and put our experience to work for you.

We offer free in-office or phone consultations to review your personal circumstances, analyze your situation and advise you on the best course of action. We specialize in bankruptcy law, debt resolution, foreclosure prevention and credit repair. We have offices in Detroit, Southfield, Dearborn, Flint, Ann Arbor and Warren, Michigan. Please call us toll free at 866-261-8282 or click here to schedule a consultation right now.

How Can WeHelp You?

I wanted to let you know about your staff and the support they all showed my wife and myself.

From our first meeting with William in his office to Cindy answering all our questions and time spent on the phone many thanks to her, along with Chris looking after our case too.

Dealing…

Pete & Amy

(Taylor, MI)

Almost a year ago to the day, I walked into your office overwhelmed and defeated and hopeless because of where I was at financially as a result of a difficult divorce. This last year has been a long and hard journey.

I retained representation with Acclaim Legal Services after I had previously retained representation by a different law firm. My previous attorney was never available for me to consult with them, and treated me very rudely. As a result of this treatment I decided to retain Acclaim Legal Services to…

Sue

(White Lake, Michigan)

I am thankful to Acclaim Legal Services for their diligence and professionalism in completing my Chapter 7. I am very pleased with their unwavering commitment to me, the customer. From the very beginning, attorney Christopher Jones gave me confidence and assurances that my case would go well and quickly.…

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