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More than half of users of an online financial-education program called SaveUp wound up increasing their savings, a survey of credit unions found. SaveUp teaches how to pay off debt, save more money and run one's personal finances, and it offers a shot at a $2 million jackpot.

Retirement-investing plans can be undone if they fail to account for inflation, Matthew Frankel writes. He suggests increasing one's rate of retirement savings, adding an IRA and investing in equities.

The Council for Economic Education released its National Standards for Financial Literacy for K-12 education, a framework intended to teach students about six subject areas: income, purchasing, credit, saving, investing and insuring. The standards, created by a group of economists, Federal Reserve education specialists and financial-education researchers, include benchmarks for a financial-literacy curriculum for fourth, eighth and 12th grades.

The nonprofit Investor Protection Institute has created a workplace financial-education program that aims to teach workers about savings, credit and investing, as well as the value of participating in employer-based savings programs. Financial-education programs based in the workplace are among the most successful at reaching people, says J. Michael Collins of the Center for Financial Security at the University of Wisconsin.

A Financial Finesse poll shows that in the first quarter, 73% of employees' questions to their financial-education providers were proactive in nature, up from 67% a year earlier. Also, more of their questions related to retirement. Still, only 14% of workers surveyed said they're on pace to meet their retirement-savings goals.