Have you ever wondered why we love the Target REDcard program? If you’re already enrolled, then you know how amazing it is! If not, keep reading!

Target REDcard has the REDcard Debit and REDcard Credit. Each has the same perks, you will receive 5% off today and everyday on every single purchase you make in-store or online. You will receive free shipping on ALL orders you place online (no minimum required and no promo code needed!). You will also get an extra 30 days for your returns, whether you made them in-store or online!

Target REDcard has two different ways to pay. You can apply as the Target REDcard Debit Card, which is automatically linked to your personal checking account and the funds are pulled directly from there for payment as it acts like a check. Yes, it’s safe and yes, we love it! If you don’t want to have a credit card, don’t worry!

They also have the REDcard Credit card. Again, you receive the same perks we told you about above but is a credit card and is not linked to your checking account. You will receive a statement in the mail monthly to pay your balances.