Is Pepper a bank?

Is Pepper a bank?
No, Pepper is not a bank. Pepper is what's referred to as a non-bank lender. We have a variety of home loan products, including home loans that can meet your needs if you’re a borrower who happens to fall outside of the criteria of traditional lenders, like the major banks. That said, we do have funding agreements with some of the big banks including Commonwealth Bank and NAB. We also get funds from our securitisation programme.

Where does Pepper get its funding?
Pepper gets its funding from some of the big banks including Commonwealth Bank and NAB. We also get funds from our securitisation programme.

Does Pepper hold a current Australian Credit Licence?
Yes we do. Pepper Group Limited holds a current Australian Credit Licence No. 286655. Pepper Asset Finance Pty Ltd holds Australian Credit Licence No. 458899.

Have more questions? Just give us a call on 13 73 77. We’re here to help you.