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The Perks of a Prepaid Debit Card

11:19 AM

One of the perks of buying things online is that you have such a wide breadth of options to choose from. There is a seemingly limitless amount of stores that will gladly take your money, but you may be at a loss of how to give it to them.

To shop online typically requires some form of plastic, but for many people, credit just isn't an option. That's where the allure of prepaid debit cards come in. When you're shopping online for a great deal, the last thing you want to worry about is incurring debt.

With a prepaid card, you're always in control of the money that's on it, and on many you can't overdraft. The only expense comes with monthly fees, but you can find cheap prepaid debit cards that only charge a minuscule amount. Whenever you're shopping, it's also important to always charge your card as a credit card. This will ensure that you're not lobbed with any additional expenses.

What's also great about prepaid cards is that you can also have your paychecks directly deposited onto them for quick and efficient retrieval of your funds. By having your money directly deposited, you don't have to fool with checks and the subsequent fees that come along with them. Some cards also feature a swanky members program that will give you points and rewards that go towards an array of merchandise and services.

By using your card to make purchases, you'll thereby be saving money in the long run.

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