Month: August 2016

One of the major financial obstacles that millennials face today is paying off their student loan. These loans prevent new graduates from grabbing new financial opportunities. It is found that the average student debt for 2016 graduates is $37,173. Here are five ways you can get out of this debt.

1. Think of loan as a mortgage

Treat the loan like a mortgage and pay larger amounts to cut the principal faster. This will result in fewer interest charges. So, the entire loan amount will come down. Another way is to pay twice a month, instead of once. By paying off the loans early, you can use the money you are earning now in some good investments.

2. Have a 3 to 5-year plan

You can make a 3 to 5-year plan to clear your debt. You should know exactly when the loan ends so that you can make a good plan. If you have a goal in place, you will know exactly what to pay each month. So, it will become part of your monthly routine, just like paying for your telephone or cable TV.

3. Have a college repayment fund

You can try to save an extra $100 or $200 in a separate account by automatic savings. This will speed up repayment. This is like forced savings and is a very effective method. Make sure that the amount deposited here will only be used to pay off college debts.

4. Take up a part-time job and start to repay early

You can earn some extra cash while studying in college. This way you can start early to pay off your college debt. This will lower the loan amount, and you will have to pay less after you graduate.

5. Don’t live for today, concentrate on future

Don’t spend on expensive items after you get a job. Your priority must be paying off your loan. So, focus on that. You can enjoy your life later.

People who are successful in life are those who are clear of their debts and are careful about saving money for the future. You should think of ways to save money instead of spending them on unnecessary luxuries.

Most of you might not know that one of the most popular college majors is Psychology. This degree offers students the opportunity for personal growth and also opens up a huge range of career opportunities. If you are still wondering whether earning a psychology degree is the right choice or not, here are some reasons you might consider.

It opens up door to various careers

It provides you various career paths. Students can focus on areas that they find interesting and tailor their education accordingly. Some of the potential professions are clinical psychology, health psychology, forensic psychology, etc.

It is a wonderful way to learn about yourself and others around you

By studying psychology, you will be able to understand why people behave in a certain way. You will also be able to learn more about your emotions and actions. You can get a greater understanding of people by learning psychology. You can use your skills in jobs like health care, social services, politics, advertising, etc.

Job prospect is good

According to a study by the U.S. Department of Labor’s Bureau of Labor Statistics, the employment rate of psychologies is expected to increase at a rate of 12 through the year 2018. The areas of school psychology, clinical psychology, and industrial-organisational psychology are expected to have a high demand for psychologists.
It is fun and rewarding

Studying psychology is fun. You will get to solve many theoretical and practical problems. You can help people resolve complex emotional problems. The works are very rewarding.

You can make a difference to people’s lives

If you have a degree in psychology, you will be able to dedicate your time and energy in helping people overcome their adversity. You can help people to improve their well-being.

Psychology is a very demanding subject now, and it has a great future prospect. If you have the interest, it is a good idea to pursue an undergraduate degree in psychology.

Studying the details of human experiences is the main goal of a psychology program. If you choose psychology in your undergraduate program, you will be able to work in schools, government offices, and heath care facilities after you graduate. These are the best psychology programs this year.

This university is recognized worldwide for its research and innovation. The undergraduate program is very competitive here. Stanford offers the best undergraduate psychology program. It offers incredible learning experience by forming good relationships with students, faculty members and research team. It is renowned for psychological research. The psychology majors get the opportunity to collaborate with the best psychologists. They also get to work on research projects. The major programs of the psychology department include neuroscience, affective science, social, cognitive and developmental psychology.

It is a renowned institution for its research facilities. It offers students a great environment for pursuing scientific studies.The psychology department is connected to many research projects and has collaboration with other universities. In the last five years, 100% of students who pursued doctoral degrees passed the license exam. The main research areas are neuroscience, developmental psychology, clinical psychology, cognitive psychology, and social psychology.

It is a top university in the world and is well known for its psychology department. Famous people like B.F. Skinner, William James, Gorno Allport, Henry Murray and George Miller have graduated from this university. The research areas include clinical psychology, cognitive, behavior, developmental and social psychology.

This university has an excellent psychology program. It has the top faculties and is ranked one of the best institutions for studying psychology. Research areas of this university include brain, cognitive and decision science, social psychology and clinical psychology.

The universities are ranked according to the quality of faculty, internship opportunities available to psychology majors, and the overall ranking. Psychology has been identified as the top 3 preferable subjects to study in the undergraduate program. If you are thinking of studying psychology, then try to get into one of these top institutions.