Joel Manaen

Joel is 24 years old. He went to school up to the eighth grade, and his wife takes care of the home. They have a one year old daughter.

Joel works in agriculture. He grows basic grains such as corn and beans and has done this activity for 3 years. He learned this work because his father taught it to him. When he saw the economic situation, he decided to work in agriculture. Before this, he was a mechanic. His crops are 2 km from his house and it takes 30 minutes to walk there. His wife helps him do this activity as well as some of his siblings. His work schedule isn't regular and he works mornings and afternoons.

He will use the loan to buy fertilizer and to pay people to help him do the work. The loan will help him have more production of basic grains and a bigger harvest. He needs to apply what he needs for more growth and a higher yield.

He hopes to have a better quality of life, a worthy home for his family, and for his children to be upright people, like he is. He wants them to be able to go to college and have good careers. This will help him have more food supplies for the dry season and he will sue his earnings to improve his home and repair the roof on his house.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.