A loan product of RBT Bank intended for salaried employees of government offices/agencies and/or private organizations.

Requirements:

Government employees

Private Employees

Via ATM or Salary Deduction

Via ATM or Salary Deduction

Under MOA (for payroll deduction)

Under MOA (both for ATM & payroll deduction

Photocopy of LGU/Brgy. & GSIS ID

Photocopy of Company ID & SSS ID

Appointment Letter

Appointment Letter

Photocopy of latest payslip

Photocopy of latest payslip

Latest Financial Statement for the last 2 years

Other common requirements

Other common requirements

COMMERCIAL LOANS

For additional capital of business and can be utilized for expansion of current business enterprise.

Requirements:

Business permit

Cash flow

Securities/collateral

Other common requirements

AGRICULTURAL LOANS

For agricultural purpose activities such as farming: that includes cost of labor in land preparation, purchase of farm materials and inputs and purchase of farm machinery and equipment; Hog, Goat, Cow and Poultry Raising; Aquaculture and other agricultural related activities.

Requirements:

Land title (OCT, TCT or Free Patent-issued more than 5 yrs.)

Latest tax declaration

Sketch plan

Certificate of non-tenancy

Tax Clearance & latest Tax Receipts

Other common requirements

SMALL AND MEDIUM INDUSTRY LOANS TO ENTREPRENEUR (SMILE)
A financial assistance for small and medium scale businesses which aims to address liquidity or working capital requirement of the entrepreneurs.

For CHM: Registration of the property (OR/CR), Insurance, certificate of ownership

Passbook for Assignment of deposits

Audited financial statement for the last 2 years

Photocopy of Bank Statement (3 months)

PDC

Other common requirementsMICROFINANCE LOANS
Payable in weekly, semi monthly and monthly installmentsKASAKA Loan (Kauban sa Kalamboan)
A loan program which aims to help micro entrepreneurs for their small business and provides startup capital for those who want to start a small business.

Requirements:

Cash flow based

Other common requirementsMICRO-JEWELRY (PAWN) LOAN
Loan program to address immediate financial needs of clients by using Jewelries and other acceptable items as collateral.

Requirement:

valuable jewelries onlyHOME (Housing Loan Opportunities for Micro & Medium Entrepreneurs)
A loan product primarily for home repairs and improvements, new home construction and/or lot acquisition and eventually loan assumption.

Requirement:

Acceptable collaterals (OCT/TCT, Chattel, Assignment

Deposit and serialized assets)

Other common requirementsTEACHERS’ LOANS
A loan program exclusively designed for teachers whose salaries are credited to their ATM cards.

Requirements:

ID’s: PRC, DEPED, GSIS, CSC OR GURO certificate (photocopy)

Appointment (permanent for 1 yr.)

Principal borrower & Co-makers’ pay slip (photocopy)

Latest Income Tax Return (ITR)

Certificate of Good standing signed by the Principal/Supervisor (form to be provided by the bank).

ATM card to where the salaries and other compensation is credited (must be surrendered to the bank)

Statement of account for buy out from other lending institution/individual

Other common requirementsPENSIONERS’ LOANS
A loan program designed for pensioners of GSIS, SSS, PVAO and others who are regularly receiving pensions.

Requirements:

ATM card or Passbook where the pension is credited

Medical certificate for those pensioners above 60 yrs old

Bank Statement for those pensions credited to ATM

Other common requirements

Note:

All loans are subject to other fees and charges as provided by articles of Truth of Lending Act and reflected by the disclosure statement.

All loans are insured under MRISPECIAL SERVICES
We also offer PETNET/Western Union Money Transfer services:
Requirements:
2 Valid ID Card(s)
Transaction form (Available at the office)