How Much Can I Get a Loan For?

“How much of a loan can I get?” This is the fundamental question that you should answer before you agree to any type of loan. Naturally, the loan you take out should be something that you can pay back within a reasonable time, but it also has to be big enough to meet your needs.

At TitleMax, one of our goals is to provide loans on easy terms that most people can use. We don’t want you to be limited to heading to the local pawn outlet when you need money soon: You should have reliable, honest loan options that you can put to work fast.

“How Much of a Loan Can I Get?” Answers from TitleMax

Here at TitleMax, we specialize in auto title loans. This means that the size of your loan is not limited by your credit history. In fact, whether you have no credit, limited credit, or good credit has no impact on your title loan: We don’t even check your credit history for this product.

Although you do have to have a current source of income to get a title loan, this is just so we know that you will be able to pay it back. The size of your current income does not determine the total amount you can get from your TitleMax loan, either. Retirees and those on disability also qualify.

So what are the two major factors that determine how much you can get on your loan?

The Value of Your Vehicle. The value of your vehicle is the main factor in deciding just how much you can get from TitleMax. To make this decision, we quickly evaluate the condition of the vehicle as well as its make and model. Since we’re automotive experts, you can get your money quickly: It often takes just half an hour to qualify.

Your State of Residence. Some states have certain rules that prohibit customers from getting the maximum auto title loan available elsewhere. If you are

in such a state, you’ll be informed about potential loan limitations by our car title loan experts. The maximum amount that we offer in most states is $10,000, a very handsome sum!

When you choose an auto title loan with us, you retain the use of your vehicle throughout the life of that loan. That’s not all: We also offer personal loans and our signature loan. These are perfect for any situation where you don’t have an auto title or just need a smaller amount overall.

Getting a TitleMax Loan Can Help You Save Money on Previous Title Loans, Too

If you have an existing title loan from another company, you’re in luck with TitleMax. We strive to provide loans with interest rates competitive to other comparable companies. That means we can help you save hundreds or even thousands on your existing title loan.

When doing refinancing, TitleMax looks at your existing loan as well as your vehicle’s value. We can generally refinance any title loan that has already had about 20% of its principal paid down. You stand to reap significant savings and get your loan paid sooner!

No Credit Check: Go Online and Get a Loan Fast With Your Car Title

When it comes to getting a good loan, being informed is the most important first step. You are already off to a good start by getting the details, and we’ve provided as many resources as we can here on the TitleMax website to make the decision an easy one for you.

If you are ready to get started, all you need to do to begin our process is log in. Of course, you can also choose to apply for a loan at any of our TitleMax locations throughout the United States. We are here to serve you and help you get a fast and convenient loan.