WEBVTT CARS. ACTION 7 NEWS REPORTER ROBERT RICHARDSON EXPLAINS WHY THAT MEANS YOU COULD SOON BE PAYING MORE FOR YOUR CAR INSURANCE. >> GET READY TO PAY MORE TO INSURE YOUR VEHICLES. >> IF YOUR PHYSICAL DAMAGE COVERAGE FOR THEFT AND VANDALISM IS $400, YOU COULD EASILY SPEND ANOTHER $35 FOR THE SAME COVERAGE THE STATE SUPERINTENDENT OF INSURANCE SAYS AUTO INSURANCE RATES COULD GO UP 10% IN THE NEXT TWO YEARS BECAUSE A NEW STUDY SAYS ALBUQUERQUE HAS THE SECOND HIGHEST RATE OF STOLEN CARS IN THE COUNTR THE NATIONAL INSURANCE CRIME BUREAU SAYS ALMOST 6700 CARS WERE STOLEN LAST YEAR. HE SAYS COMPANIES WILL RAISE RATES FOR EVERYONE TO MAKE UP FOR STOLEN CAR >> AM I HAPPY ABOUT IT? NO. WAS I SURPRISED WHEN YOU TOLD ME WE'RE NUMBER TWO IN THE NATION IN AUTO THEFTS? YES, I WAS. ROBERT: PETER ZOLLINGER SAYS HIS INSURANCE BILL JUST WENT UP $65 AND HE DREADS IT GOING UP AGAIN. >> AT MY AGE, YOU TEND TO ACCEPT THINGS HAPPEN IN LIFE, BUT WHAT I CAN I SAY? I CERTAINLY WISH IT DIDN' ROBERT: INVESTIGATORS SAY YOU CAN HELP BY SIMPLY LOCKING YOUR DOORS AND REPORTING SUSPICIOUS ACTIVITY >> YOU'RE ACTUALLY SAVING MONEY FOR YOURSELF IF YOU PREVENT THE THEFT OF AN AUTOMOBILE AND YOU COULD HELP PREVENT OTHER ILLEGAL ACTIVITY INVESTIGATORS SAY MANY STOLEN VEHICLES GET USED IN OTHER, MORE SERIOUS CRIMES AND THEN ABANDONED. IN ALBUQUERQUE, ROBERT