EMSI Privacy Statement

Your use of services provided by Economic Modeling Specialists International ("EMSI")
is covered by this Privacy Statement. We believe in a simple, plain language privacy policy.
Here's a quick overview of what is covered below in this privacy statement:

You may access most of our services without furnishing any Personal Information other than
an email address.

If you choose to register an account with EMSI for use with our Career Coach product,
we will retain the email address that you provide to us in an effort to make your repeat use of Career Coach more efficient, practical and relevant.

We won't furnish your personal information, including your name and email address,
to third parties without your specific permission.

We also use cookies to administer our site and deliver a personalized experience.
For additional detailed information on each of these, please see below.

In short, this Statement describes the information that we acquire from you when you use our
online services, how we use such information and whom we share it with. The information collected
from you can include personal, demographic, and behavioral information, as described below.
EMSI does not make available to any other party information that could be used to identify you
individually, except with your separate consent or as is necessary to develop or provide our
services (such as to payment processors, internet service providers, or hosting companies).

By accessing this website, you agree to the collection, use, and transfer of the information
provided by you in the manner described in this Statement. Please read this Statement carefully
as it affects your rights and liabilities under law. Please review this Privacy Statement
periodically as we may update it from time to time without prior notice to reflect changes
in our data practices. We will post a prominent notice on our websites to notify you of any
significant changes to our Privacy Policy and indicate at the bottom of the notice when it was
most recently updated. If we make material changes to the policy that will affect previously
collected Personal Information, you will be notified and asked to consent to the updated
Privacy Policy.

Information We Collect and Retain

You do not have to provide any personal information other than an email address in order to use
our Analyst product or perform any of the basic tasks on Career Coach (such as exploring careers
or degrees). We collect the following general types of information about you when you use our
services: behavioral information, and indirect information. We also collect personal information
and demographic information when you become a registered user of our Career Coach product.
Sometimes we collect combinations of all these types of information.

Personal information is information that can be used to identify you, or any other individual to
whom the information may relate, personally. We do not collect personal information unless you
choose to provide it to us. One example of personal information that we collect is your email
address.

Demographic information is information that could not be used to identify you on its own.
Thus, it is information that refers to selected population characteristics, such as ZIP or postal
code, gender, interests, and favorites. We do not associate this information with you unless
you have opted to create an account and store this information.

We also collect behavioral information regarding how you use our services, the areas of our site
that you visit, what services you access (including what searches you conduct), and information
about your computer hardware and software including your IP address, geolocation, browser and
operating system type, domain names, access times, number of visits, and referring Web site
addresses. This information is necessary for analyzing the use of resources, troubleshooting
problems, preventing fraud, and improving our services.

Lastly, EMSI may collect indirect information about you. For example if you provide a title of
"Mrs." we will assume you are female. Or if your email address ends in ".edu" we will assume
you are a student.

FERPA Compliance Policy

If EMSI receives from any educational institution covered by 20 U.S.C. 1232g (FERPA) any
student’s personally identifiable information from an education record, EMSI will not disclose that
information to any other party without the prior consent of the parent or eligible student,
unless the law does not require such consent. EMSI will not use the information for any purpose
besides the purposes for which the disclosure was made by the educational institution to EMSI.
EMSI will destroy all personally identifiable information when the information is no longer
needed for the purposes for which the disclosure was made by the educational institution.
Nothing in this policy shall be interpreted to place liability for a FERPA violation on EMSI,
and the disclosing educational institution shall remain solely liable for any violations.

How Information is Used

Analyst

Our Analyst product only collects behavioral information. We use the information we gather for
the purposes of providing our services, operating and improving our services, fostering a
positive user experience and delivering the products and services that we offer to jobseekers
and educational institutions.

Career Coach

Our Career Coach product provides you with career and education information to aid in choosing a
career or major course of study. Career Coach collects all four information types described
above. We use the information gathered in the same manner as described above for the Analyst
product (with the addition that we may use your contact details to respond to any queries that
you may have).

Career Coach is a collaborative tool that brings or may bring together four separate parties to
make the most of the tool. First, when you use the Career Coach tool, you are an End User of the
tool and any of its associated customer services.

Second, EMSI is the company that produces the Career Coach tool and hosts it on secure web servers.
When you are using the Career Coach tool, you are interacting with software that runs on EMSI's
servers.

Third, an organization, such as a university or private company ("the Organization") has contracted
with EMSI for EMSI to make Career Coach accessible in a customized format. As part of EMSI’s contract
with the Organization, EMSI agrees to provide the Organization with aggregated, depersonalized
demographic information gathered through the Career Coach tool. This allows the Organization to
adapt to better meet the needs of its constituents. EMSI has also agreed to provide the Organization
with your personal information, when you - the End User - register on Career Coach.

Fourth, Third Parties who provide services that are essential to delivering Career Coach may
receive information that is entered into Career Coach. These Third Parties include financial
institutions and payment processors when necessary for the completion or collection of payment,
and companies who provide internet transmission and hosting services. EMSI may also from
time to time make available aggregated, depersonalized demographic information, which is gathered
through the Career Coach tool, to other Third Parties. Because of the anonymous nature of this
information, it would be impossible for any Third Party user of this data to relate it back to
any End User to whom the data actually does relate.

By registering as a user of Career Coach, by managing your profile, you have consented for us
to use your information, subject to local law, in the following ways:

to allow you to create an account;

to create a profile for you based on information that you have provided to us;

to enable you to provide feedback, to contact us and for us to respond to you; and

to generate internal reports about the use of our site.

By opting in when presented with choices, you have consented for us to use your information,
subject to local law, in the following ways:

to provide personal information about you and your potential interest in programs at the
Organization, specific careers, and job postings to the Organization on whose behalf EMSI
has made Career Coach available; and

to provide personal information about you and your interest in specific careers and job postings to CareerBuilder, Emsi's parent company (CareerBuilder's privacy policy can be found here); and

to provide you additional communications, information, and promotions such as newsletters and
career advice.

Disclosure of Information to Others

We may share your information with third parties who help us in the delivery of our own
products and services to you. We disclose information to companies and individuals we
employ to perform functions on our behalf. Examples include hosting our web servers and
analyzing data. They may not share that information with any other third party or use that
data for any other purpose. We will remain responsible for any information shared in this
way.

We may aggregate on an anonymous basis behavioral information and demographic information.
Such aggregated data does not identify users individually, and may be made available to the
Organization, and EMSI customers.

We disclose information if legally required to do so, or at our discretion pursuant to a
request from a governmental entity or if we believe in good faith - after considering your
privacy interests and other factors - that such action is necessary to: (a) conform to legal
requirements or comply with legal process; (b) protect our rights or property or our
affiliated companies; (c) prevent a crime or protect national security; or (d) protect the
personal safety of users or the public. Because EMSI is a U.S. company and information
collected on our Sites is stored in whole or in part in the United States, your information
may become subject to U.S. law.

We may disclose and transfer such information to a third party who acquires any or all of
EMSI's business units, whether such acquisition is by way of merger, consolidation or
purchase of all or a substantial portion of our assets or stock. In addition, in the event
EMSI becomes the subject of an insolvency proceeding, whether voluntary or involuntary,
EMSI or its liquidator, administrator, receiver or administrative receiver may sell,
license or otherwise dispose of such information in a transaction approved by the court.
You will be notified of the sale of all or a substantial portion of our business to a third
party by email or through a prominent notice posted on EMSI's website.

Your Choices about Your Information

We retain information you provide to us by various means in an effort to make your repeat use
of our services more efficient, practical and relevant, until you change or remove your
personal data as described below. If you use our Career Coach product, you will have the option
to establish an account profile. You may have access to, review, correct, update, change, or
delete your account profile information at any time. Simply log in to your account, go to your
profile, and make the necessary changes. EMSI may, however, retain behavioral and demographic
information in an aggregated, anonymous format, which may include information you supplied.

If you wish to delete or close your account or account profile information altogether, you may
do so in the Account > Settings section of Career Coach. EMSI will retain an archived copy of
your account information as it reasonably considers necessary for audit and record purposes.
We will also retain logs, behavioral, demographic, indirect, and statistical information that
may relate to you but do not identify you personally and cannot be connected with you once you
have deleted or closed your account.

If you later do not want your information to be processed as described by this Statement, you
may revoke your consent to this Privacy Statement. If you wish to do so, please contact us by
email at privacy@economicmodeling.com. However, please note that if you do withdraw your consent,
you may not be able to use the relevant services and your account and profile information will be
deleted.

Important Information

Security

You are responsible for ensuring that your account credentials (your username and password) are kept
confidential.

EMSI has implemented technical and organizational measures designed to secure your personal
information from accidental loss and from unauthorized access, use, alteration or disclosure.
Notwithstanding such measures, the Internet is an open system and we cannot guarantee that
unauthorized third parties will not be able to defeat those measures or use your personal
information for improper purposes. For security purposes, the information you enter in to the
Career Coach should not contain any sensitive data that you would not want made available to
third parties.

About Cookies

A "cookie" is a text file that websites send to a visitor’s computer or other
Internet-connected device to uniquely identify the visitor’s browser or to store
information or settings in the browser. EMSI uses cookies and other similar technologies
to administer our site and deliver a personalized experience for our users. Cookies enable
us to serve secure pages to our users without asking them to sign in repeatedly. EMSI also
uses cookies to store non-personally identifying information about you such as past searches
conducted by your computer in a cookie that it places on your computer. We do this in order
to provide a better user experience such as by remembering users’ preferences when they return
to the service. Lastly, EMSI uses cookies to ensure the proper functioning and to improve the
efficiency of our Sites. Most Internet browsers enable you to erase cookies from your computer
hard drive, block all cookies, or receive a warning before a cookie is stored. Please be aware,
however, that some EMSI features or services may not function properly without cookies.

EMSI uses third party web analytics service providers to track activity on EMSI’s Sites.
The providers use cookies to collect non-personal information regarding our users’ visits to
the Sites (including IP addresses) and the resources they access on the Sites. The providers
supply us with reports based on this information in order to help us understand how visitors
engage with the Sites, and to allow EMSI to advertise our services to visitors when they
navigate to other websites. EMSI alone uses the information collected by the providers, and
EMSI does not allow any third-parties to access or use any of the information collected.

Children

The Tool is not intended for, nor do we knowingly collect information from, children under the
age of 13.

Legal and Contact Information

Your data is submitted to Economic Modeling LLC, dba Economic Modeling Specialists International.
(EMSI), and is hosted and stored in a database on servers situated in the United States owned
and maintained by Economic Modeling LLC, a Delaware limited liability company, whose principal
place of business is at 409 S. Jackson Street, Moscow, Idaho 83843, USA. If, at any time, you
have questions or concerns about this Privacy Statement or believe that we have not adhered to
this Privacy Statement, please feel free to contact us by phone, email, or at the address above.
We will use reasonable efforts to answer promptly your question or resolve your problem.

Your California Rights

California law permits its residents to request and receive information about a business’
disclosure of certain categories of Personal Information to other companies for their use in
direct marketing. If you are a California resident and a user of any of the Sites, you can
request a copy of this information from EMSI by sending an email info@economicmodeling.com or a
letter to EMSI at 409 S. Jackson Street, Moscow, Idaho 83843, Attention: Customer Service.
Please include your name and email address in email requests, and your name and postal address
in mail requests.