Here are glimpses of some of the victims of the Sept. 11 attack on the World Trade Center.

FRANK J. VIGNOLA JR.

A Kid's Man

Their house in Merrick, N.Y., was the playground, and Frank J. Vignola Jr. was the leader to the kids. ''Our gate is like a revolving door, and sometimes I answered the phone, 'Grand Central,' '' said his wife, Lynn Vignola. On the weekends, more than a half-dozen kids -- the couple's children, nieces and nephews -- kept the gate swinging.

Mr. Vignola, 6-foot-1, would try to make the biggest splash in the swimming pool. He would play Monopoly and Battleship, and run electric trains, with the kids.

For his own children -- Sarah, 13, and Anthony, 8 -- weekends were ''Daddy Time.'' When a new ''Star Wars'' movie or an ''X-Men'' came out, he would get up at 6 a.m. and go to the theater with them to wait in line. Anthony would follow Daddy like a shadow, even when he ran errands.

Mr. Vignola, 44, was a senior vice president and partner at Cantor Fitzgerald.

JACKIE SAYEGH DUGGAN

She 'Gapped' Generations

Nicknamed ''The Gap,'' Jackie Sayegh Duggan was the oldest grandchild -- and the only girl -- in both of her parents' families.

''Grandparents to parents to cousins. She organized all the family events,'' said George Sayegh, her father. ''The Christmas parties, the Thanksgiving dinners. She made sure everything was in order and everyone was at the right place.''

Her work was only a natural extension of her family role: Mrs. Duggan, 34, booked banquets and parties for Windows on the World. ''She loved that job. She thought she was on the top of the world,'' said Diana Sayegh, her mother.

Mrs. Duggan married Mitchell Duggan, a former colleague, last March, but the two planned to hold the reception this coming March when the family could gather in Manhattan from all corners of the world. The party specialist was finally organizing something for herself. As they grieve this holiday season, her parents will call off the family Christmas dinner for the first time in 35 years.

WAYNE WHITE

'Stay in School'

Wayne White's mantra for his sons, Terrell, 18, and Wayne Jr., 16, was simple: ''Stay in school.'' He believed it strongly because he had not followed his own advice.

Mr. White, of Brooklyn, dropped out of high school in the 11th grade. Terrell was born when his father was 20. Mr. White subsequently received a G.E.D..

'' 'I should have waited,' he would tell me. 'I should have finished school first,' '' said Ms. Ventura.

Urging his sons to focus on their studies, he set an example by returning to school himself. A mailroom manager at Marsh and McLennan, Mr. White, 38, had registered to take college-level computer science courses this fall. '' 'It's never too late. That you get to a certain age doesn't mean you cannot learn,' '' he told his sister.

WILLIAM R. TIESTE

A Mystery Maven

When B.C. Tieste was in third grade, he was told to bring a picture to school of what he wanted to be when he grew up. It had a guy holding a briefcase; he wanted to sell stocks like his father. Now 22, he still does: ''It's a job where you can be financially secure and still have time to be with your wife and kids.''

His father, William R. Tieste, 54, was executive vice president of equity sales at Cantor Fitzgerald. After B.C. went away to school, Mr. Tieste and his wife, Debby, bought their dream house -- a five-bedroom, customized colonial with a pool, in Harding, N.J. Last summer, Mr. Tieste would stand in the pool and lean on the ledge reading a book. He liked mysteries.

Although the Tiestes had lived there for more than a year, they were still finishing things, like a game room with a big screen television and a pool table where family and friends could congregate on holidays. Thanksgiving was Mr. Tieste's favorite holiday. He said he liked the ''four F's'' -- family, friends, food and football. ''What was difficult this Thanksgiving was that we used to cook together,'' Mrs. Tieste said. ''But I had to laugh. When his mother was alive, she used to bring peas and carrots in cream sauce. I never could get it right. This year I finally got it right. Everything was right. It was almost as if he was standing there beside me, guiding me.''

JAMES J. McALARY JR.

'Jimmy Mac' the Leader

James J. McAlary Jr. was always a civic-minded sort of guy and a natural leader. A transplant from Upper Manhattan, he coached his kids' sports teams in Spring Lake Heights, N.J., and led trips to the Bronx Zoo. ''If he was in charge, you felt safe,'' said his wife, Jeanne. ''If Jimmy Mac said 'Let's go to Afghanistan,' you'd go.''

Mr. McAlary, 42, a heating-oil trader at Carr Futures, was immersed in the life of his small town. In the summer, he would go from work straight to the town pool, changing from suit to swim trunks in the locker room and launching his 6-foot, 4-inch self into the water with a mighty cannonball. ''All the kids would wait for Mr. McAlary to show up on the diving board,'' his wife said.

When he considered running for the school board awhile back, she said he did so for selfless reasons. ''Jimmy said to me, 'When I was a young kid, I lived in Washington Heights and a lot of people did a lot of things for me they didn't have to do. They opened the gym at night, they coached baseball, they led the Boy Scouts and they made a big difference in my life. I have an opportunity now to help not just our own children but all the kids in our neighborhood.' ''

DONALD JOSEPH TUZIO

A Buyout and a Fateful Day

For 15 years, Donald Joseph Tuzio worked for Bear Stearns as a systems programmer. He liked the work and he liked his colleagues. He would go to Yankee games with co-workers and he managed the office softball and soccer teams. ''He enjoyed that kind of stuff,'' said his wife, Rosemary Tuzio. ''And he always had to run a party at the end.''

Last summer, for the first time in a decade, Mr. Tuzio, who was 51 and lived in Goshen, N.Y., did not manage the softball team. He was leaving the firm. He had escaped layoffs in March, but feared he might not be so fortunate. He took a buyout in June. ''He not only liked the extracurricular activities, he really liked his job,'' Mrs. Tuzio said. ''A lot of people did not have that luxury. He thought he was going to retire from there. He just belonged there.''

His last day was July 31. Then he took a short vacation to Niagara Falls with his wife and daughter and his sister and her family. He also began to send out his rsum, but did not plan to start a serious search until after a job-hunting workshop that was part of his buyout package. It started Sept. 11 at the World Trade Center.

ANDY J. KIM

The Spiritual Sort

As a child, Andy J. Kim developed his musical talents. He played piano, clarinet and guitar. During high school, he was in the marching band, the jazz band and the orchestra. At Columbia University, where he studied engineering and finance, he developed his spiritual side, working with the Campus Crusade for Christ.

After college, Mr. Kim, 26, was a research analyst for Fred Alger Management; in late July, he passed the certified financial analyst exam.

Although he lived in Leonia, N.J., he spent every moment he could at the Bethany United Methodist Church in Wayne, where his musicality and spirituality came together. He worked with the youth group and led the band that played during church services. Some said he was the best worship leader they had known.

He was especially excited when he was asked early this year to lead worship at Autumn Blaze, a gathering of about 6,000 young people scheduled for Oct. 13 in New Jersey. He even formed a special band for the event.

But they played without him. ''We felt we should continue,'' said his companion, Michele Jhun, who sang in the band. ''That is what Andy would have wanted.''

MARC A. MUROLO

'He Had Come of Age'

Marc A. Murolo never used a napkin, even when he was eating at his favorite restaurant, Morton's steakhouse. His sister, Cathy Lynn Roberti, said, ''I can go through three napkins in one sitting. He never used one, even when he ate a rack of ribs, so I would usually steal his.''

Bright and quiet with a ready smile, Mr. Murolo, 28, worked as a bond trader at Cantor Fitzgerald on the 105th floor of 1 World Trade Center. He loved his job. He also loved the city. He liked to go out to restaurants with friends. And to Mets games. Mr. Murolo, who grew up in Englewood Cliffs, N.J., moved to the city shortly after graduating from Fairfield University in Connecticut. ''He was really proud of his apartment,'' his sister said. ''In July, for my dad's 70th birthday, we went to the Water Club for lunch. Afterward, he entertained the family at his apartment. He had come of age.''

DAVID L. ANGELL

His Heart Was in Cape Cod

David L. Angell piled up Emmy Awards for his work on shows like ''Cheers,'' ''Wings'' and ''Frasier,'' but he was known for keeping his heart firmly on Cape Cod and for his closeness to his wife. ''Lynn supported him for five years while he wrote and looked for a break,'' said Sally Reeder, a friend. ''They used to say they had one suitcase packed and were ready to return to New England when he finally caught on.''

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Mr. Angell, 54, wrote compelling scenes, said Tom Reeder, a co-writer on ''Cheers.'' ''He picked his spots to say anything very carefully, but more often than not he had the perfect words when he spoke,'' Mr. Reeder said. And Mr. Angell valued golf performance -- he had a 2 handicap -- over appearances. ''He got his golf shirts at Penney's,'' said Mrs. Reeder. ''He didn't care about designer labels.''

The Angells, who celebrated their 30th anniversary this summer, had been excitedly watching the last stages of construction of their new home in Chatham, Mass., before boarding American Airlines Flight 11 in Boston to return to California.

LYNN EDWARDS ANGELL

And Hers Was There, Too

John Hitchcock was surprised when Lynn Edwards Angell walked into his office at Hillsides School, a Pasadena, Calif., home for abused and emotionally disturbed children, and described herself as a ''retired librarian'' willing to do the volunteer library work he had advertised. ''She seemed awfully young to be retired,'' he said.

That was more than a decade ago. Mr. Hitchcock, the school's director, soon learned that Mrs. Angell, a soft-spoken native of Birmingham, Ala., was married to David Angell, a rising star in Hollywood's community of television writers and producers.

He also quickly discovered that Mrs. Angell had the dynamism and financial resources -- she gave the money anonymously -- to play a major role in transforming a small collection of books in the corner of the auditorium into a much larger library with its own building.

Weeks after Mrs. Angell's death at 52 in the hijacking of American Airlines Flight 11, Mr. Hitchcock continued to discover new dimensions to her contributions.

''She quietly did things like paying for golf lessons for a child who expressed an interest to her,'' Mr. Hitchcock said.

''She knew all 66 kids by name. She sent each one a postcard from Cape Cod this summer.''

CHRISTOPHER DINCUFF

He Knew How to Share

What his friends and family will tell you about Christopher Dincuff, who would have been 32 today, an assistant trader for Carr Futures, is that he was always smiling.

''He always made people feel welcome,'' said his mother, Joan. ''I never had to teach him how to share.'' He became the center of a large circle of friends, some of whom had known him since childhood in South River, N.J. All of them learned that if the Villanova Wildcats were playing basketball, he had to hear or see the game.

''He has driven his car to remote places just to get the Villanova game on the radio,'' said Garth Smalley, his best friend. Mr. Dincuff's father, Jim, a Seton Hall graduate, accompanied him to Seton Hall-Villanova games.

Mr. Dincuff's proposal to his fiancee, Angie Gutermuth, last February encompassed several passions at once. As Ms. Gutermuth opened the door to her apartment, exhausted after business-school exams, she discovered a trail of rose petals, illuminated by candles, that led to Mr. Dincuff, dozens of helium balloons arrayed around him. There was champagne, and music, and a ring he had designed himself. He arranged for her to have a manicure the next day, at the same time there was a Villanova game on TV.

RYAN FITZGERALD

Man on the Town

It is not that Ryan Fitzgerald kept secrets from his family, but as the oldest of three children who had just found his own place in Manhattan, he was savoring some newfound independence. The clues were on his credit card bills.

Last month, when his mother opened his final bill, she caught a glimpse of his young, exuberant life. There were the excesses at Banana Republic, the golf games in Las Vegas, the gifts for his girlfriend, Darci Spinner, and textbooks for his M.B.A. work at Dowling College. Just as revealing were the repeated visits to the same cozy downtown restaurants.

''He obviously liked going back to places so when he walked in, they'd know who he was,'' said his mother, Diane Parks. Tall and blessed with gleaming blue eyes, Mr. Fitzgerald was a foreign currency trader at Fiduciary Trust.

He adored the Yankees and the Dave Matthews Band and enjoyed living slightly beyond his means.

So in August, when he told his mother he was going to a friend's bachelor party in Las Vegas, she advised against it.

Now she is glad he went.

''It made me feel good that he enjoyed the summer because it was the last summer of his life,'' she said.

JOHN McAVOY

Power and Grace on the Rink

John McAvoy, a firefighter assigned to Ladder Company 3 in Manhattan, did not hesitate to speak his mind -- even when it made him sound opinionated. But his wife and two brothers have even more to say than he did.

Paula McAvoy remembers her handsome husband as a figure of power and grace on the rink. Mr. McAvoy, 47, coached hockey teams on Staten Island, where he lived with her, their children Kate and Kevin, and the family dog, Zoo. Mrs. McAvoy had to drag him onto the dance floor. ''And yet he skated beautifully,'' she said.

Michael McAvoy, the youngest McAvoy brother, said Mr. McAvoy ''never gave up on me when there were times I gave up on myself.'' George McAvoy, the oldest one, recalled that the ''incredibly protective'' John, out on a jog, once pulled two elderly people out of a burning house, went back for their cat, then continued on his run.

ROBERT H. LYNCH

'Bob the Builder'

Elisabeth Lynch did not think much of Robert H. Lynch's baseball card collection until he presented her with an engagement ring. ''Wow,'' said the future Ms. Lynch, ''what did you do, rob a bank?'' He had not. He had sold his treasured stash of Ricky Henderson cards.

Years later, Mr. Lynch, 44, one of the World Trade Center's many property managers, still bought a complete set of baseball cards every year to pass on to his kids. He passed on more valuable things too, teaching his son Patrick to whistle by age 4. This summer, on a family trip to the Jersey Shore, he outfitted his three young children (he had two others from a previous marriage) with kites and guided them aloft. ''Even the 18-month-old was standing on the beach holding a kite,'' Ms. Lynch said.

Around the Lynch home in Cranford, N.J., Mr. Lynch played master carpenter. ''He rebuilt most of this house,'' Elisabeth Lynch said, ''and he was always teaching the kids how to do things. They liked to sing that song'' -- the theme from a Nickelodeon TV show -- '' 'Bob the Builder, can he fix it? Bob the Builder, yes he can.' ''

JOHN CHARLES WILLETT

One Who Spoke His Mind

John Charles Willett was the youngest county treasurer in the history of Missouri. Mr. Willett, fresh out of college, was appointed in 1993 by the governor to mind the finances of Taney County.

The county is almost all Republican, and when young Mr. Willett, a Democrat, asked prosecutors to investigate the Republican county clerk and tax collector, his political fate was sealed (though the clerk and collector also lost their bids for re-election). Mr. Willett returned to school and got a master's degree. In January, he began working at Cantor Fitzgerald.

Mr. Willett, 29, lived in Jersey City and called his parents three times a week, said his father, Ron Willett. One of Ron Willett's favorite memories came from the heady days when his son was Treasurer Willett.

''I was standing on the courthouse lawn with him one day,'' the elder Willett recalled, ''and a citizen recognized him as working for the county. The man came up to him and just laid into him unmercifully. John listened very patiently, and then asked the man, 'Did you vote?' The guy said no, and John said, 'Then I don't want to hear it' and turned and walked away. I felt like I was about 10 feet tall.''

The Confirmed Dead

Following are the names of the people most recently confirmed to have died in the World Trade Center disaster, according to the New York City medical examiner's office, which said the victims' families had been notified.

CRUZ, Francisco

DIEHL, Michael D.

ELFERIS, Michael J.

FETCHET, Bradley James

GYULAVARY, Peter M.

JEUDY, Farah

KANE, Vincent D.

MAYO, Robert J.

McBRAYER, Kenneth M.

ORTIZ, David

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A version of this article appears in print on November 26, 2001, on Page B00007 of the National edition with the headline: A NATION CHALLENGED: PORTRAITS OF GRIEF: THE VICTIMS; A Big Playmate, a Party Pro and a Self-Taught 'Stay-in-School' Backer. Order Reprints|Today's Paper|Subscribe