At EndureGo Tax, it is our mission to max tax refund for you, and we are known by our clients to be the best tax agent in the field to max tax refund Sydney and AdelaidRead More >

TESTIMONIALS

An invincible mentor

An invincible mentor beside me to guide me through all my financial needs!

David Lam

Nhi Lam investment Pty Ltd Bankstown NSW

Very accessible

For the past 4 years, EndureGo has done our bookkeeping, BAS, Finance and Tax. It’s usually very hard to get in touch with a busy accountant. But with Endurego Tax, the principal accountant John has been very acce...

Charlie F

Business Owner Adelaide SA

Longstanding partnership

What can I say? I have known John from EndureGo for over 7 years. Their service is great! They not only helped us with our first house, they also set up proper tax structures for us in wealth planning. We...

Xiang Yu

MIEAust, CPEng, NPER Mr DOGP Construction

Genuine concern

When Endurego Finance helped us with our home loan, they showed genuine care about our needs and always went the extra mile. I will definitely use them in the future.

Amy Li

Accountant Adelaide SA

Professional, timely, efficient

Thank you so much EndureGo for helping me with my home loan. It was gorgeous to experience such professional, friendly and efficient service. I would like to express my appreciation again to all wh...

Rowling L

Shop OwnerAdelaide SA

Timely & Responsive

With tight, stressful deadlines looming, EndureGo made a great effort to help us settle two of our properties on time. They were very responsive and quick to get on top of things. Very grateful!

Monica Yin

Accountant Assistant Melbourne Victoria

Popular

Extend your tax return lodgement deadline
The deadline to lodge your tax return has passed, if you have not lodged your tax return, please do not worry, as you can talk to the EndureGo Tax, one of the best boutique accountant and tax agent firm in Sydney, and they will help you to extend the lodgement deadline to May 2017, and also to meet up with you to give you the cutting-edge insight in maximizing your tax refund.
EndureGo Tax will work with you to not only lodge your tax return but to guide you to maximise your deduction to maximise the tax refund in an efficient way now, and after the tax return is done, the professional CPA accountant will also give you a 15minutes free time to talk with you about how to structure your tax in an efficient and effective manner, hence you can maximise your tax refund easier going .
[caption id="attachment_586" align="alignnone" width="625"] maximize your tax refund Sydney and Adelaide[/caption]
We have accessed to the privilege data in the ATO registered tax agent portal only available to the registered tax agent, and we will make sure that you declare all of your PAYG income, interest and dividend incomes, what is more, if you had lost your PAYG form, not to worry, we will help you to retrieve it in our tax agent portal.
To be honest, ATO is great at knowing all of your income sources, however, it does not have any mechanism to tell you have forgotten a deduction for work related purpose, investment loss or carry forward capital loss, which is very important as it carries future tax benefit to offset against the future capital gain.
Max tax refund the easier way
In order to maximize your tax refund, the professional CPA accountant will work with you to dig out every possible expense which can be claimed as deduction, and will ask you key questions, to the extent we might claim some work related expenses which you might previously had forgotten. The rule of the game is simple, the work related deduction will lower your taxable income, hence lowering your tax bracket, and by doing that you would be able to maximize the work related deduction and at the same time maximise the tax refund, hence if you are in Ashfield Sydney, or Adelaide South Australia, make an appointment with us, and we will not just spend 5 minutes to lodge your tax return, but a good amount of quality time hence we will not miss those valuable tax deduction. The extra amount of time we put in will derive value, and put a smiling face to you, obviously if you are smiling, the ATO’s face would not be happy.
IS DIY Tax return really for you
Hence ATO at the moment, is really encouraging people to use their designed lodgement software, hence, doing it yourself or DIY has become easier, according to statistic, some taxpayers using my TAX to complete their returns in less than 20 minutes, and early data from ATO showed that Aussie filing their own returns jumped 60% at the start of July. However, one needs to ask, are you getting the most maximum return from Doing it yourself has become easier since the ATO introduced free on-line system my Tax a couple of years ago. Some taxpayers using my Tax to complete their returns in less than 20 minutes, and early data from the ATO showed that Aussies filing their own returns jumped 60 at the start of July.
While the DIY option can be great for those with simple tax affairs, be aware that you will miss out on money if you forget to claim everything you are entitled to. Also you are missing a great opportunity to deal with a professional accountant in Sydney and Adelaide not only to maximize your tax refund now but also plan your tax return well now hence you can maximize your tax refund in the future.
In our next article, we will show you the seven tips of maximize tax refund, the first tip would be, if you are not a PR or Citizen, backpackers in Australia, and not entitled to your Medicare care, please be careful and tell that to your professional accountant, as he/she will prepare the necessary steps hence you do not have to pay the Medicare levy, which is 2% of the taxable income, plus additional Medicare levy surcharge, on an income of 100,000, that works out to be $3,500.00. EndureGo Tax is also a specialist in doing the backpacker tax returns, or tax returns for people on temporary visa or business visa, we had helped one of our client to lodge the current tax return and save $3,500 tax dollar in Medicare levy, but what is more, we had helped him to correct the tax returns which were lodged incorrectly previously, and helped him to get more than $7,000 back in cash refund, let me tell you, he was very happy.
If you need some expert advice in lodging your tax return and maximizing the tax refund, please visit our website at www.endurego.com, or give us a call on 02-8958-1959 or 0410-829-900...

Go Further with EndureGo is an aspiration share by our team member.Our cutting edge service will deliver the followings for you:

Fast instant tax return

Better business performance through effective business coaching and advice

Lower your interest rate to save thousand of dollars off your home loan

In the coming weeks, we will publish on weekly basis to share with you how we can go further with EndureGo in term of maximizing tax refund, repaying the home loan earlier, and creating more wealth through effective tax planning.
[caption id="attachment_597" align="alignleft" width="800"] Tax specialist in Sydney and Adelaide[/caption]
Go Further with home loan
The first step in going further with home loan is that we will proper review your situation before getting the home loan which is most comparable to you, we will deliver the lower interest rate to ensure that your home loan works for you, rather than you work for it. We will also review your home loan on a yearly basis to ensure that your home loan stays fit and lean.
One of the tip in which I would like to share with you is that where possible try to use principle and interest as a repayment method rather than interest only. There is not much of a difference between repaying home loan on principle and interest versus interest only. For example for a $800,000 home loan, on a 4% interest rate, the monthly repayment on principle and interest would be $3,819, on interest only it would be $2,666, hence the difference per year would be $13,828. However, if you repaid the home loan on interest only, the total interest expense for 30 years would be $960,000, however, if you adopt the principle and interest repayment method, then the total interest would be $574,856, a saving of $385,144.00.
In the article we will share with you how offset account would help you to repay your home loan earlier....

It is with great pleasure to share the great news that our principal John Cheng had been awarded with the prestigious Fellowship Status with the Tax Institute of Australia, it is a recognition of his many years of solid professional experience in the accounting and taxation industries, not only that, in order to reach the Fellowship Status, John needs to pass the rigorous examination requirements from the institute, which include:

Has successfully passed The Tax Institute’s Certificate in Foundation Tax and Certificate in Applied Tax assessments or an equivalent qualification from The Tax Institute accredited education provider register, OR

Has been awarded a Master of Tax or an equivalent Masters qualification from The Tax Institute accredited Australian tertiary institution register

[caption id="attachment_596" align="aligncenter" width="1920"] Tax specialist and expert in Sydney and Adelaide[/caption]
John is a tax expert and specialist especially in the areas of capital gains tax, business restructure, process analysis and property tax. He provides the tax and accounting consulting services in Sydney and Adelaide.
[caption id="attachment_597" align="alignleft" width="800"] Tax specialist in Sydney and Adelaide[/caption]
In addition, recently he has been appointed by the Governor of New South Wales Government to lead the important role of the JUSTICE OF PEACE position. John will be at the forefront to assist the government in validating the authentic and originality of the document, and be a contributor to ensure the prevention and minimisation of identity theft.
Our motto is always about you, Your success is our Passion, hence John is very confident that he will better use his new roles as a justice of peace and Fellow of Tax Institute of Australia to better service YOU, to help you and your business to become more profitable, pay lesser tax and above all, to maximise your wealth through effective tax planning and restructure....

People normally purchase house on the occurrence of a life event, which include getting married, having a kid, kids growing up needing more space, or getting old and wanting to get a smaller maintainable house etc. Looking for a new home can be an exciting and challenging experience. After all, buying a home is one of the largest investment one would make in the lifetime.
It is important before you actually go out and hunt for that perfect house, you make an appointment to see a mortgage broker to compute a realistic figure in which you can borrow, and then based on the amount of saving you have, you can then work out a price range for the house in which you can afford.
It is important to shop around and explore your options so you can find the best deals out there. However, getting a home loan is not about getting a product, it is actually about delivering a solution, a solution in which can cater you needs to settle that dream house on time. In addition, a good mortgage broker will guide and support you along the way toward the settlement, to the extent, a good broker can help you to liaise between the real estate agent, the conveyancer and the bank, and be an intermediary hence you do not have to worry about the settlement process, as your primary job is the find the house, and prepare the deposit to settle that house.
[caption id="attachment_569" align="alignleft" width="350"] the importance of pre-approval[/caption]
EndureGo Finance is a licensed ASIC approved mortgage broker and we are located in Ashfield Sydney and Adelaide South Australia, it is our mission to ensure that you can settle on time. Our first consultation with you is about finding out your needs, your current situation including income status, employment status, and saving situation, then we will work out a workable solution to meet your needs, and assist you to deliver that solution in the form to assist you to settle the dream house on time. Part of the process is about getting a pre-approval prior to you busily hunting for that dream house, as it will save your time, by narrowing down a realistic range of house price in which you can afford. The benefits of doing a pre-approval is as follows:

Is Free.

Is valid up to 3 months.

It gives you clear guidance on how much money you can spend.

You won’t be setting up for disappointment if you think you think you can spend more than your lender is willing to lend to you.

It allows you to shop with confidence and bid at auction should your dream home come onto the market.

It shows your real estate agent that you are serious about buying a house. Some agents won’t spend their time showing you homes in case you don’t come through with financing.

Pre-approval is important, as it provides an estimate about how much you can borrow, but it is subject to the following conditions:

Reliability and accuracy of the information provided

Valuation of the property once identified

Up to date employment check once the property is found

Acceptable evidence of the deposit to be used to settle the house

Also it is important to note that pre-approval is subject to any policy changes from the lenders, as pre-approval is an approval subject to various conditions, and if the lending policies changed, then the pre-approval might also need to be adjusted to meet the changes.
Once you have found your dream home, you will then need formal approval. Full approval of your loan can take as little as an hour or can take as long as a few days depending the employment check, valuation of the property and verification of the deposit uses to settle the house.
If your pre-approval is rejected, it is important to find out why before going to the next broker to get the finance, as too many credit inquiries can also jeopardise your chance of getting the pre-approval.
The various reasons in which a pre-approval can get rejected including:

Your employment situation is not acceptable to the bank for example casual of less than half a year.

You are on probation, and the lender you applied to does not take probation.

Too many credit inquiries. All your loan applications will appear on your credit report. If there are too many this will make your lender nervous as they do not know the reasons as why you are going to that many lenders to obtain the loan.

The interest rate has increased, leading to reduction of the maximum loan amount.

So remember when deciding to take that leap of faith along with many other fellow Australians who are on the property ladder, just remember to be prepared.
Whether you are looking to buy your first house, move home, refinance or invest in property, EndureGo Finance, the licensed mortgage broker in Ashfield Sydney and Adelaide South Australia can help you. We are accredited with over 30 lenders, and have accessed to over 500 credit products. Most importantly we will hold your hands, give you ample of support and guidance to help you to settle on time. Plus there is no charge for this service. Please give us a call on 0410-829-900 and speak to John, hence he will guide you to take that first step....

The joint seminar between EndureGo Tax and Juriscor Legal was successfully held at Burwood City Library on 23 June 2016. Around 110 people attended the event, including the head of retail banking from Bank of China (Australia), the Members of NSW Parliament Geoff Lee and John Sidoti.
The seminar was well received by the audiences. John Cheng from EndureGo Tax showed to the audiences about ways in which one can follow at the end of financial year to #maximize #the #tax #refund, and showed examples in which EndureGo Tax could help YOU to save more than 40% of the tax.
John also explained about the historical house prices in the major capital cities in Australia since 1971, and pointed out the four time frames in which the house prices increased significantly, the latest been 1996 to 2003 and 2011 to 2015.
At the end, he also shared with the audiences about the new tax legislation which is going to come to effect on 1 July 2016, with which will target at the foreigner capital gain withholding tax, he succinctly
John presenting the capital gain withholding tax to the audiences.
[caption id="attachment_562" align="alignleft" width="625"] The members of parliament attending the seminar, Geoff Lee and John Sidoti[/caption]
The three presenters of the seminar John Cheng, Yu Chen and Minbo Wang
explained about the policy and how should one deal with it post 1 July 2016.
Mr Minbo Wang from Juriscor Legal presented an informative view on the stamp duty and land tax system in NSW, attention was drawn on the recent changes to the stamp duty system in NSW. Mr Yu Chen from Juriscor legal gave a very interesting lecture on the family law in Australia, he also drew examples from a recent popular soap drama in China about the family lawyer, and really made the audience more attuned to the topic.
At the end, mysterious prizes were drawn and were given to the winners, the prizes included red wines from EndureGo and very good Shiraz from JurisCor Legal....

What really constitute as the most professional and responsible mortgage broker in Sydney and Adelaide. To be honest, it is debatable, is that someone who works over time a lot, or is that someone who is really knowledgeable about the ins and outs of the home loan policies from different banks, and who can really give that edge to the client.
That put this way, there is an old saying, work smarter is better than work harder.
[caption id="attachment_505" align="alignleft" width="625"] help in owning a house earlier[/caption]
In today's society, everything changes rapidly, hence the most professional, responsible and ethical mortgage broker should be the person who really understand the client's needs, really care about the client's well being, and try their utmost best to help them to settle on time.
[caption id="attachment_204" align="alignleft" width="617"] Settlement and the key[/caption]
However, the buck does not stop there, a good mortgage broker, if they are also versed as a professional accountant and tax agent, then they would be in position to help the client to really reduce the tax position by structuring the most tax effective vehicle to hold the investment properties.
In a recent study done in Japan, it was found that working smarter rather than longer is better for the productivity.

Working hard or working smart has been a decade long debate, and recently, there was a recent study done in Japan which found that middle aged workers should switch to part time because 9 to 5 all week is bad for brains, and if they are pulling lot of overtime, 60 hours or more, their brains are performing worse than if they are unemployed. Those are the findings of a study of 6500 Australians aged over 40 that was conducted by Japanese researchers and published by the Melbourne Institute of Applied Economic and Social Research.
It found that for middle-aged and older people, working a maximum of 25 hours a week drew out the best performance from their brains.
"Work can be a doubled-edged sword, in that it can stimulate brain activity, but at the same time, long working hours and certain types of tasks can cause fatigue and stress," the researchers from Japan's Keio University said.

[caption id="attachment_556" align="alignleft" width="625"] responsible and responsive mortgage broker[/caption]
At EndureGo, our well liked mortgage broker Cindy works diligently for our clients, she works smart and also hard, as she has a very strong passion in helping the clients to settle on time with the most appropriate home loan product with the lower interest rate. If you would like to get your house to settle on time, please come and talk to us, we have offices either in Adelaide or Sydney, Cindy's mobile is 0403-418-758....