FOR SMART, STYLISH JEWELRY LOVERS EVERYWHERE

The Jewelry Box Blog

Should You Insure Your Engagement Ring?

In all seriousness, the answer is probably yes. In most cases, it is financially logical for you to insure your engagement ring.

Insuring an engagement ring typically costs 1-2% of the value of the ring, paid once each year. Some quick math tells us it would take 50-100 years of paying premiums for you to pay more in insurance than it would have cost you to replace your ring.

So unless you have a casual several thousand dollars laying around, it only makes sense to slap some insurance on that sparkler.

But just for fun, here's a little flowchart to help you decide:

Curiosity killed the cat.

But not the jewelry lover.

You're here. You're learning how to care for your jewelry.

Aren't you a little bit curious how much it costs to fully protect it?

Get a free insurance quote for your jewelry - before the cat pounces and knocks it down the drain.

Coverage is subject to underwriting review and approval, and to the actual policy terms and conditions. Any descriptions are a brief summary of coverage and are not part of any policies, nor a substitute for the actual policy language.