Seasonal Vehicles

​​​​​​​Do you ride a snowmobile in the winter? Drive your classic car only during the summer? Park your RV in storage for a few months? These types of vehicles should have comprehensive coverage year-round.

If you drive your vehicle for only a few months each year and store it when not in use, it still should be insured. Seasonal vehicles that are not driven year-round may include:

Basic Insurance Coverage You Should Consider

Comprehensive auto insurance can help protect your vehicle against fire, theft and other types of damage while it is in storage.

Typically, you maintain insurance coverage for your motorcycle for the winter. Motorcycle insurance is normally based on 12 months of coverage and accounts for off-season storage. Classic car insurance may be similar. For more information, speak with your insurance representative.

You may be able to remove the mandatory liability and optional collision benefits coverage while your vehicle is in storage. Each province and territory has specific licensing requirements for seasonal vehicles, including motorcycles, mopeds and classic cars. Visit your provincial or territorial government’s website for more information:

Ready to Get Back on the Road?

A few weeks before you take your seasonal vehicle out of storage, contact your insurance representative and update your policy. You should also ensure that your licence plate sticker covers the time period during which you plan on driving your seasonal vehicle.