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HDFC EMI

The '''HDFC EMI''' (Equated Monthly Installment) is the amounts which you have to pay every month towards your loan repayment. To know your HDFC EMI you can use the HDFC EMI calculator which is in the [http://www.hdfcbank.com HDFC Banks] website. You can convert your HDFC credit card outstanding amount into HDFC EMI to pay the amount in easy monthly installments.

'''HDFC EMI Calculator'''
To use the HDFC EMI calculator you can log on to HDFC website. You will find the calculator very user friendly. The HDFC EMI calculator takes three parameters as inputs. One is the amount of the loan you are willing to apply for. Second is the rate of interest at which you are looking for the loan. The rate of interest may vary depending on your profile while applying for the loan amount of your requirement. The rate of interest is just for your information and not the actual interest rate at which your loan amount will be sanctioned. Third is the loan tenure. Loan tenure will be in months or years, you can choose your preference of loan tenure.

After selecting the desired loan amount, rate of interest and loan tenure click on the submit button then your HDFC EMI is calculated automatically and showed to you on the screen. You change the loan amount or rate of interest or loan tenure and check for different HDFC EMI options.

The HDFC bank has the easy HDFC EMI program for its credit card customers. Through this program the credit card customers can purchase or use their credit card and then convert the total outstanding amount into easy HDFC EMI program. This is the hassle free and convenient program for the customers of HDFC credit card. You can pay the outstanding amount in equal monthly installments. No documentation is required for this program. The approvals are made on the spot for this program.

'''Easy HDFC EMI Process'''
You have to choose an outlet that is the part of the Easy HDFC EMI program. You can visit the outlet and select the products or services offered by the outlet. After selection of the product or service that you wish to purchase, you can inform the outlet manager before purchase about the HDFC EMI on your credit card.

Comments

To use the HDFC EMI calculator you can log on to HDFC website. You will find the calculator very user friendly. The HDFC EMI calculator takes three parameters as inputs. One is the amount of the loan you are willing to apply for. Second is the rate of interest at which you are looking for the loan. The rate of interest may vary depending on your profile while applying for the loan amount of your requirement. The rate of interest is just for your information and not the actual interest rate at which your loan amount will be sanctioned. Third is the loan tenure. Loan tenure will be in months or years, you can choose your preference of loan tenure

I went to a shopping outlet with the purchase of Rs. 30,000 using HDFC credit card amount. I want to make this amount convert into EMI. I tried calling HDFC credit card customer care; they used to reply the same answer “EMI offer is not available for you now”
Please advise me on this………:)
Thanks and Regards,
Sathish

I have received a House loan of Rs.3.99 lakhs fom HDFC Bank,Kolkata on 2004 Dec.& till date I am continuing an EMI of Rs.4979/-.From this it is very clear that I have paid Double the amount whatever I have received from your bank.Even then I am not in a position to realise when will I come out of this.Due to fluctuation of rate of interest, I think I have to continue the EMI till the end of my life which is not at all related with the Principle amount.Does the EMI have any relation with the Principle amount OR you people making our life more miserable
Regards,
D.K.Bardhan
Cell no.07894437064/09789423133