Software comes in two varieties. There is perpetual licensing, and there is subscription-based software. What’s the option? A one-time purchase gets you a license of ownership. It’s valid for good, and lets you move the software with you using the license key to install it where it’s doable. However, upgrades, updates, and provider support does not usually come with the package and add costs if needed. You get the license, support, and service, but you pay regularly, usually monthly, for such privileges. It’s a subscription economy Writing for Fortune, Mike Lev-Ram says, “all sorts of unexpected industries have started dabbling...

There’s nothing worse than having a horrible credit score. It’s the past impacting the present and the future. Rebuilding a horrible credit score is tough because it can take months and years to achieve. Someone who needs money now doesn’t have that sort of time. The answer is to think about some alternative ways to get money with horrible credit. Luckily, you still have options open to you. Look for Lenders with No Credit Checks The first option is to go to a lender that doesn’t take into account credit checks. They do exist. The only problem is you have...

Let’s face it, shopping makes us feel good. If you are down in the dumps, coming home with new clothes, household items, or a fun personal purchase can put a smile on your face, until you get the credit card bill in next month and sink deeper into debt, so look to stop impulse buying now. Otherwise you will need to do some research on CreditRepair.com for a reputable company that can help you out after you spiral into debt. Stick to a List You know if you have ever gone to the grocery store for milk and eggs and...