100 out of 196 countries in the world serve as a home for 2,000,000,000 unbanked people, who use cash only, do not have any credit history and do not have access to any financial services. It is essential to note that most of these people use their smartphones and social networks on a regular basis . This is a tremendous amount of a new data and a substantial number of new potential clients. Financial institutions do not have any information about these clients and their creditworthiness, thus they do not want to take a risk to serve these people. However, these people still need funds and surely businesses still need new customers to survive a competition!

We are here to help these 2 billion unbanked people to explore The New Global Crypto Economy!

Micromoney is a team of professionals who have a capacity to work in the emerging markets where all established banks are not able to operate, and even if they do decide to be there, they are not innovative enough to survive in this environment.

Our Solution

MicroMoney is an Open Source Credit & Big Data Bureau that connects new customers to all existing financial services. MicroMoney A.I. platform uses complex algorithms to predict creditworthiness of all customers and in just 15 minutes a borrower can get their very first loan in his/her life just from their smartphone. All customers have an ability to pay less interest and have a higher credit rating, if they use our platform more often . All aggregated Big Data and Credit Histories are stored on the Blockchain. Thousands of existing businesses will get access to millions of new customers which we will bring to the global economy.

Expert review

DEEP RATING: STABLE+

rated by ICObench 4,5 in 5

OVERALL SCORE 9 in 10

Confirmed Exchanges

Dear Friends, while we do everything possible to make all services as smooth as possible including exchanges, its your responsibility to do a research about every single exchange before you decide to transfer money to their Deposit wallets. All exchanges are different, they have different customer services, national backgrounds and so on. When you decide to transfer funds to their wallets, you take your personal responsibility with that decision. If you make a mistake or something goes wrong, it does not mean that you have to blame MicroMoney for your personal decisions. Exchanges operate in their own eco-system and are out of our control. If you have any questions, please contact their support teams and resolve your issues with them directly. We do appreciate your constant support and we are looking forward to update you with only best possible news in the future !

We are growing

A multi trillion dollar business with huge growth potential! The demand for our type of financial inclusion is huge and on the rise. We can add over 7 trillion dollars in annual volume of Global Crypto Economy

Legal Notice:
You are only allowed to purchase AMM tokens if and by buying AMM tokens you
covenant, represent, and warrant that you are neither a u.s., Republic of Singapore and
Republic of China citizen or permanent resident of the United States, Republic of
Singapore and Republic of China, nor do you have a primary residence or domicile in
the United States, including Puerto Rico, the U.S. Virgin Islands, Republic of Singapore
and Republic of China, and any other possessions of the United States, Republic of
Singapore and Republic of China. In order to buy AMM tokens and by buying AMM
tokens you covenant, represent, and warrant that none of the owners of the company,
of which you are an authorized officer, are U.S., Republic of Singapore and Republic of
China citizen or permanent resident of the United States, Republic of Singapore and
Republic of China, nor do you have a primary residence or domicile in the United States,
including Puerto Rico, the U.S. Virgin Islands, Republic of Singapore and Republic of
China, and any other possessions of the United States, Republic of Singapore and
Republic of China.
Refusal of Purchase Requests:
Your purchase of Tokens from us during the Distribution Period is final, and there are no refunds
or cancellations except as may be required by applicable law or regulation.We reserve the right to refuse
or cancel Token purchase requests at any time in our sole discretion.

No U.S. - Tokens are not being offered or distributed to U.S. persons.
Tokens are ERC-20 compatible tokens on the ethereum blockchain. Tokens do not have any rights, uses, purpose, attributes, functionalities or features, express or implied. They can only be used as outlined in the whitepaper which may be subject to change.

Purchase of Tokens are non-refundable and purchases cannot be cancelled.
Tokens may have no value. You may lose all amounts paid. There is no representation, warranty or guarantee that the process of purchasing Tokens or receiving Tokens will be uninterrupted or error-free or that the Tokens are reliable and error free.

Please read the Terms & Conditions,
Privacy Policy,
and the Terms of Use
carefully and in their entirety prior to purchasing Tokens.

Block Production occurs at Random Times
On the Ethereum blockchain, timing of block production is determined by proof of work so block production can occur at random times. For example, ETH sent to the Token Distribution Contract in the final seconds of a distribution period may not get included for that period. You acknowledge and understand that the Ethereum blockchain may not include your transaction at the time you expect and you may not receive Tokens the same day you send ETH. To mitigate this, it may be possible to use the Token Distribution Interface to require the transfer of ETH to apply to the entire current period or otherwise the transaction will fail.

Network Congestion
The Ethereum network is prone to periodic congestion during which transactions can be delayed or lost. Some individuals may intentionally spam the Ethereum network in an attempt to gain an advantage. Do not assume Ethereum block producers will include your transaction when you want or that your transaction will be included at all. This is a limitation of Ethereum and not the BF Token Distribution Contract.

Do not fund Token Distribution Contract from an account you do not control
Tokens are allocated to the account that sent them. If you send from an exchange or other account that you do not control then you may lose your tokens and money.

Sai Hnin Aung

Co-founder, COO

Has more than 15 years of experience in Asian micro-finance/financial industry (CEO in INFINTO Pte Ltd, General Manager in Fullerton Financial Holdings, Deputy General Manager in Pact Global Microfinance Fund, etc.) He managed teams with more than 550 employees and $40 million loan portfolio with the best portfolio at risk rate.

Anton Dzyatkovskiy

Co-founder, CIO.

The successful entrepreneur, diplomatic negotiator, extreme seller and creative expert in marketing. Passionate and hardworking business leader with more than 16 years of experience within FinTech, Retail, E-Commerce, SMM, CRM, Bitcoin, and BlockChain. His responsibility is to open new markets from scratch.

Dauren Toleukhanov

Director, Head of London Office
Company NameSovereign Wealth Fund Samruk-Kazyna

Former Deputy Head of Prime Ministers Office - Republic of Kazakhstan

Pasan Madhawa Edussuriya

A Fellow of Micro Finance Association in UK – FMA (UK) and having more than 15 years of experience in private Sector specialize in Finance Industry in a capacity of various senior management positions with many challenging achievements. He started his career at HNB Grameen, (former Ceylinco Grameen Group) in 2002. He also served for a short stint at NWS Holdings, an Organic Tea and Teak plantation company as a Director / Chief Executive Officer in 2009. And then, joined Commercial Credit and Finance PLC (CCL) in 2009. Madhawa was a General Manager in Nation Lanka Finance PLC (NLF) in 2011. Madhawa currently serve for One Asia Investment Partners (OAIP) - Sri Lanka as a Director. He is currently a Founder and Managing Director of Prosperous Capital & Credit Limited in Sri Lanka and also a Director of Micromoney Sri Lanka.

China Muoka

Director for Micromoney Nigeria, Afrofinancial, Nigeria.

Mr. China, an Experienced Recruiter with 8+ years of sourcing and recruiting in Technology, Health, Finance, Media, Publishing and Sports. He has diverse knowledge working in an agency and also on the corporate client side. Very experienced in resume sourcing/mining, X-raying, Boolean searches and Developing strategies for staffing hard to fill positions. He has start served in NY staff search in 2011.He also joined The Ladders as contract corporate recruiter. He has been Senior Talent Acquisition Specialist in CBS Corporation and then Town Square Media as Talent Acquisition Manger. 2015 to 2016, he joined Business Insider and Mic as a lead technology recruiter. He is currently as director of Micromoney Nigeria and the president of Afrofinancial in financing industry.

July Phoo

MicroMoney Myanmar, COO

Expertise in managing of operation process. She was a warehouse in charge and accountant in IQ Vision. From 2011 to 2014, joined in biggest petroleum corporation (Max Energy Myanmar Co., Ltd) as a station leader. She was an operation manager in one of the largest Telecom company in Myanmar (Horizon Telecom International Co., Ltd). She is now working in Micromoney Myanmar as a Chief Operation Officer since Sep 2016. Experienced in Sale Management, Warehouse Management, Accounting, HR Management & Business Management by Effectively & Efficiently with over 8 years of experiences in Trading and Telecommunication Industries. Have got the Higher National Diploma from Wise College and Co-operatives of Ministry of Co-Operatives. She has achieved BA from Taung Guu University.

Bhannathorn Sangsuk

MicroMoney Thailand, GM

Fiat has over 27 years of professional experience in several industries across different countries such as Sweden, Japan, Thailand and Singapore. Her areas of expertise are in finance, contracts & agreements, logistics and budget planning. She has worked with multinational companies including Panasonic, Ohlins, Miyoshi and Katata among others. Over the years she’s managed a total of USD300M business operations. Currently, she serves as the General Manager for Micromoney Thailand, she oversees the entire operations of our Bangkok office. Also, she is the President and co-founder of Midnight Accounting and Law firm also based in Bangkok. Fiat also served as an instructor in Bangkok Business College for undergrad students taking up management courses. She also holds several bachelor’s degrees under her belt in economics from Srinakarin Wiroj Prasarnmit University and accounting from University of Thailand Chamber of Commerce, an associate’s degree in Law (Thailand) from Thammasart University and an MBA in Innovation degree from Ramkhamhang University.

Tin Htut Aung

MicroMoney Myanmar, IT

Mr. Tin Htut Aung has over 5 years of Information technology experience in Thailand and Myanmar. He professionalizes in various IT career such as Web Design & Software Engineering, A+ Hardware, VOIP, GSM Gateways, and reporting IBM Congos. He served in Ma Pu Chute Co., Ltd as a Database Management Manager in 2011. He joined Empress Led as a team leader. From 2013 to feb1017, he served Excel United International Co., Ltd as a IT Manager in Bangkok. Now He currently base in MicroMoney Myanmar and serving for all branches of MicroMoney International.

Malsha Thilakarathne

MicroMoney Sri Lanka, Operations Manager

More than 8 years of experience in Banking & Finance Industry in a capacity of various Credit positions with many challenging achievements. She started her career at Nations Trust Bank (One of the leading private Bank in Sri Lanka) in 2009. She served as Credit Coordinator, Credit Officer, Credit Executive until 2016 May. And then, joined to Prosperous Capital and Credit Ltd as Credit Coordinator to Managing Director.

Sendy Inka Casella

MicroMoney Indonesia, Country Representative

Previously, she worked for Indonesia Benelux Chamber of Commerce, EU-Indonesia Business Network, Rabobank Indonesia, and La Maison des Vins PUR in France. In addition, she is currently active in Women Startup Community in Bangkok. She also serves as a country representative in MicroMoney Indonesia.

Aung Pyay Thein

MicroMoney Myanmar, HR

Experienced Human Resources Manager with a demonstrated history of working in the Hotels and Tourism, real estate, and financing industry. Experienced over 7 years of own business in construction management in real estate field before 2011. He got over 4 years’ experience of HR wisdom as an assistant admin and HR Manager of Marlow Navigation Co., Ltd in 2011. He’s got Human Resource professionalism in KMA Hotel Group and ASA microfinance Myanmar Co., Ltd as a Human Recourses Manager from 2014 to 2016. He is currently in MicroMoney International Pte Ltd. He holds the Certificate of Attendance two years at Taylor’s College Malaysia (American Degree Program, Business Administration) and also got Advance Diploma and Higher Diploma in Business Management from University of Cambridge.

Alex Mashinsky

Roel Wolfert

Advisor to Bancor , Qoin. Netherlands

Roel Wolfert has more than 20 years of global experience in the world of banking and payments having worked on all continents on key industry initiatives including SEPA, CLS, Contactless, mobile and Blockchain. Roel has a passion for Value Management , Innovation and new Business Models. He has an Executive degree in Innovation from the Haas School of Business at UC Berkeley and an MBA in economics from Maastricht University

Jack Huang

UN United Nations, Thailand

Xiaochen Zhang

Xiaocheh Zhang brings more than 16 years of thought leadership and global experience to build impactful solutions and enable innovative ideas in North America, Africa, Latin America, Europe and Asia. FinTech4Good introduces cutting edge fintech and blockchain solutions to emerging markets through incubation, acceleration and investment. In working with partners, FinTech4Good launched Insurance Blockchain Lab, Inclusive Finance Blockchain Lab, and Smart City Blockchain Lab. He also serves as a founding partner of New Development Ventures, on the Crowdfunding

Karen New

Advocate. Singapore

Karen New is an adventurous person who is passionate towards Information technology. At 22, she started an Internet software company that serves all the 3 ISP in Singapore. She loves to ride on trend and moved from Internet to Mobile development. Now, riding on the blockchain technology revolution. She was intrigued by this technology as well as the revolution it will bring. Her journey to invest in blockchain tokens begins and she shared her experience with a book "New Assets".

Naru Julia

Agrello (raised $10mln), Japan

Enthusiastic and committed translator and event producer for crpyto and blockchain related events. Marketed, translated, and recruited investors in Japan for the Agrello Asia tour; raising $10M for the Agrello platform. Over 10 years of experience in promoting and translating products and services, initiating sales, and improving and maintaining client relationships. Previous experience includes marketing and translating for Panasonic etc.

Ben Theobald

Partner in Latin America

From Dutch-British origin. I have been investing, advising and helping startups around the globe. The last 5 years I have been located in Brazil where I have mainly worked with online marketing projects. The last 2 years I have focused myself on Blockchain technology and have analyzed various ICO's on how to commercialize their ideas. With my huge network of contacts in the online marketing industry. I am able to introduce potential ICO's to massive targeted audiences.

Alex Norta

Agrello, Qtum. Estonia / Blockchain scientist

Alex Norta,Tallinn Technology University, Estonia: Alex Norta is currently a research member at the Faculty of Informatics/TTU and was earlier a researcher at the Oulu University Secure-Programming Group (OUSPG ) after having been a post-doctoral researcher at the University of Helsinki, Finland. He received his MSc degree (2001) from the Johannes Kepler University of Linz, Austria and his PhD degree (2007) from the Eindhoven University of Technology, The Netherlands. His PhD thesis was partly financed by the IST project CrossWork, in which he focused on developing the eSourcing concept for dynamic inter-organizational business process collaboration. His research interests include business-process collaboration, workflow management, e-business transactions, service-oriented computing, software architectures and software engineering, ontologies, mashups, social web. At the IEEE EDOC’12-conference, Alex won the best-paper award for his full research paper with the title “Inter-enterprise business transaction management in open service ecosystems”.

Nehemia Kramer

BankEx, Blockchain consortiums. NY, USA

Tomoaki Sato

Starbase, Smart Contract, Japan / Blockchain engineer

Tomoaki Sato After researching more into Bitcoin during searching the possibility of application of Bitcoin as a thing in islamic finance, he started to dive deeply into the world. He was really attracted to the technology itself and the philosophy of "decentralization". And he held weekly meet ups and conferences in Japan and did development and consulting works in Japan by founding the consulting company. After quitting the company, he started Starbase, token funding & payment platform to make it available the innovative blockchain infrastructure as "Internet of Value" for everyone and bring more opportunities to challenge for innovative projects who don't know about ICO and blockchain technology.

Charles Leslie

COO of Starbase, Japan

Howard H. Kim

Chairman and CEO JYC Holdings

Mr. Kim led Sycamore Networks in developing its market presence in the Asia-Pacific region, while serving as its Managing Director of Asia-Pacific Operation. Prior to that, Mr. Kim has served as the Vice President and General Manager of Asia-Pacific Operations for Hypercom Network Systems, and as Regional Director of Sales of Asia-Pacific Operations for Cascade Communications (Lucent). He has also served in various sales, marketing and technical positions with some of the leading communications and networking companies, including, StrataCom (Cisco), Ungermann-Bass (UB Networks), Compression Labs, California Microwave, and GTE Corporation (Sprint Communications). Mr. Kim is a Limited Partner with strategic and financial influence with Storm Ventures, Telesoft Partners and Granite Global Ventures. He is also involved in Private Equity funds focusing on project financing of several leisure and entertainment projects throughout Asia Pacific Region. Mr. Kim holds a BS in Electrical Engineering from Texas A&M University, and an MBA from the University of Phoenix.

Azam Shaghaghi

BMO - Bank of Montreal, Space Tourism Society Canada

Pak Loong Chan

Hong Kong and Shanghai Banking Corporation (HSBC)

Saumil Kohl

Co-founder of Bitindia - Blockchain Exchange & Wallet

Experienced Co-Founder with a demonstrated history of working in the Information Technology & Services industry. Skilled in Capital funds, Venture Capital, Business Development, Cryptocurrency, Business Strategy, and Leadership. Strong entrepreneurship professional with good schooling, a Commerce Bachelors Degree from Panjab University- One of the top universities in India, a Master of Business Administration - MBA focused in Managing and Leading in a Global Environment, from Alliance Manchester Business School. Currently co-founder for Bitindia – blockchain wallet & a crypto exchange for the streets of India and Applancer - a research & review firm focused on Blockchain Developers, ICO Projects & Software Developers.