Travel / Medical

Provincial health insurance only covers you for what it would cost here in BC when you are travelling out of the province; so you need Excess Travel Medical coverage for anything over and above that. Each province is different in what they charge for their medical services. This means a medical emergency or sudden illness when you’re travelling could ruin your trip. Worse, without proper coverage the medical expenses could financially ruin YOU. And consider this, without adequate medical coverage, many hospitals won’t even admit patients. If they do, the costs can be astronomical. One hour in an Emergency Room can cost as much as $10,000 in the United States. Major surgery and extended intensive care could leave you penniless.

Key Benefits:

$10 million dollars coverage

In the event of a medical emergency, your coverage includes:

Surgical procedures

Hospital and Doctor’s visits

Prescription drugs

Ambulance

Transportation of a family member to your hospital bedside

Approved emergency air evacuation

The return of your vehicle if illness prevents you driving it home

24 hour toll-free emergency assistance

Direct payment to hospitals whenever possible; paperwork is coordinated for you

Freedom of choice of health care provider

Fair and speedy claims settlement

and much, much more…check your policy wording for full details

The cost and coverage depends on your age, where you are travelling and the duration of your trip. There are also annual policies for those that take frequent trips out of the Province.