SPS offers Business Loans and funding for small business that don't qualify for traditional bank financing. We understand small business owners, their need for growth, lack of collateral and the need for immediate cash.

HOW MUCH DO YOU NEED?

1-888-984-5969

"Two years ago we opened a liquor store. Our sales were doing very well, so my brother came up with the idea of opening a second location. Today we are on the thrid location thank to SPS. Their team has allowed us to expand in a way we never thought possible. Our business would not be where it is if not for their team." - Ronny

SMALL BUSINESS LOANS

QUALIFICATION CRITERIA

In business for 3 month or more

$5000 minimum gross monthly sales

Credit score 550 or above

No past bankruptcies

BUSINESS FINANCING

QUALIFICATION CRITERIA

No open bankruptcies in the last 12 months

Credit card processing of $5000 monthly

Credit score 550 or above

In business for 6 months or more

SIMPLE AND IMMEDIATE

1

Apply

2

Review & Approve

3

Get Funded

TESTIMONIALS

TESTIMONIAL 1: Drop ELEMENTS below the dotted lines.

"I went to my bank, I have been in business for six years and wanted to renovate the store next door to expand my restaurant They had me fill in all these forms and told me the application would take about 1-3 weeks for review of the committee After three weeks of waiting I was expecting some sort of a positive answer... I have been banking with them since I opened. They finally called me and require additional documentation and a personal guarantee of my wife etc.. Mean while my wife was searching for other sources and she found SPS. She filled out the simple application and within a day we had an offer of $60k on our table. I told her that something must be wrong -this is too quick. She called them to verify it all and they sent us the paperwork. I couldn't believe how fast this was moving... within a week we had the funds in our account.. I wanted to say thank you to Bill and the rest of the people at SPS

Sam D.Business Loans.

TESTIMONIAL 2: Drop ELEMENTS below the dotted lines.

"I opened my hair salon last year with just enough to get started. Business was doing well and after the 1st year I already had a following.I needed money to add a spa to the back of my salon. Everyone was telling me it would be great. Business was moving in the right directions and I saw that I was missing out on more sales... But to add all the equipment, permits, I needed disposable cash which I didn't have and no one would give me any money or lend me anything after just one year in business. . I turned to my family but that didn't work. so I started to look around and found SPS a friend of mine referred me to them. Within two weeks I had the money I needed and I have almost completed my expansion. I am so grateful that someone believed in my business. Thank you SPS!"Sandra F.Cash Advance.

TESTIMONIAL 3: Drop ELEMENTS below the dotted lines.

"We were in business for six months with very limited funding but a great business plan which took steam almost immediately after opening. I knew that applying to a bank would be a waste of time so I looked for an alternative. I was turned down by several cash advance companies because I was in business for such a short period of time. I almost gave up and then I sent out an application to SPS. They had an offer in my hands after a day and funded me within the week. I could not believe it. They just came out of nowhere and approved me. This is my third cash advance with SPS and I will stay their loyal customer as long as they treat me the way they have. Thank you to Samy and SPS."

Jason C.Cash Advance.

TESTIMONIAL 4: Drop ELEMENTS below the dotted lines.

"Two years after we opened our store and invested almost all our money into it, we were still running low on cash. We struggling paying our bills and keeping up with the rent but I made sure I made all my payments. I applied to SPS and almost immediately got an answer. They required a whole bunch of document to validate the business receipts and income. They spoke to me about my business, the plans I had and the reason I was in need of money. I was upfront with them and told them the exact situation I was in. I though they wouldn't approve me. But after receiving several calls discussing my past payment history of the bills etc... they saw that I was a good investment. I received the Cash Advance from them last year. It helped me get back on my feet and avoid loosing my whole investment. I want to personally thank Patricia for all her hard work. Thank you"

Robert H.Cash Advance.

TESTIMONIAL 5: Drop ELEMENTS below the dotted lines.

"My experience with SPS has been good. Our business has a large volume of monthly sales so it seemed I would be able to easily get a credit line or a business loan from by bank. That just didn't happen. I spoke to my accountant and we tried several cash advance companies. They didn't offer us any substantial amount because out business didn't process that much in credit cards. I also tried SPS and I was sure they would decline me the same as the rest of the cash advance companies..and they did. After being declined for the cash advance they told me that they have another product; their small business loan offering. They asked me if I was interested and asked for several other document include my tax returns. I was hesitant at first but then sent them over. I needed the money to grow. Within 24 hours I was offered more then I imagined. I agreed to rates and reviewed the application with them. I was funded three days later."

Kole H.Business Loans.

TESTIMONIAL 6: Drop ELEMENTS below the dotted lines.

"Two years ago we opened a liquor store. Our sales were doing very well, so my brother came up with the idea of opening a second location. Today we are on the thrid location thank to SPS. Their team has allowed us to expand in a way we never thought possible. Our business would not be where it is if not for their team."Ronny J.Business Loans.

TESTIMONIAL 7: Drop ELEMENTS below the dotted lines.

"I have owned my own laundromat for eight years. I need to upgrade some of my equipment But to come up with another $80k just wasn't happening. I spoke to my bank and called several large banks to shop around. After filling out many forms and so many questions, calls and more I was soo frustrated. I didn't own, I rented. I didn't do enough credit card processing to get the amount i needed as a cash advance. My credit card processing agent Tried to get me approved with several companies but they offered small amounts. I finally started to look online on my own and found SPS. The application was easy and they didn't look much at my credit card sales. They gave me an offer that wasn't what I wanted so I declined. After a day I received a call with another offer which was closer to what I wanted. I decided to take it. So far its been good. Thank you for your effort and professionalism."Kanje K.Business Loans.

AREAS WE COVER

ACCORDION 1

Business Cash Advance

A cash advance is ideal for merchants that utilize credit card processing as a significant form of payment acceptance in their business. The more processed the higher the potential amount which a merchant may qualify for a cash advance. A Cash Advance is a purchase of future credit card sales from a merchant. The amount advanced is based on multiple factors

QUALIFICATION CRITERIA

No open bankruptcies in the last 12 months

Credit card processing of $5000 monthly

Credit score 550 or above

In business for 2 months or more

The majority of businesses that meet this criteria will be approved for a certain funding amount. Our team is here to make sure we can maximize that amount.Our funding specialist will look for documentation which will maximize your funding potential. To find out how much you qualify for speak to our funding specialist

ACCORDION 2

Small Business Loans

A Small Business Loans is an actual loan for a business based on the business's gross verifiable sales. The funding amount of a business loan may vary and is based on several factors as shown in the criteria belowUnlike banks our Small Business Loans are funded quickly. The average funding time is from one to two week from the time all paperwork is accepted. Unlike banks collateral or guarantees are rarely required.

QUALIFICATION CRITERIA

In business for 3 month or more

$5000 minimum monthly sales

Credit score 580 or above

No past bankruptcies

The criteria needed for a Small Business Loans may seem to be stricter. If you do not qualify for a Small Business Loan we will find another product that will fit your needs. The process is simple; a decline in one department is automatically channeled to another department making your experience that much more pleasant and seamless. To find out how much you qualify for speak to our funding specialist

ACCORDION 3

Bad Credits Business Loans

In the past decade many small business owners have had to take a step back and just wait, their personal credit history was working against them. This led to frustration, lack of growth and in many cases lost opportunities. Many of these small business owners are reliable, hardworking individuals who had the misfortune of being in a troubled economy. With bad credit, these small business owners find it close to impossible to realize their goals. At SPS we have been able to source the funding that these small business owners have been dreaming of. A business owner with bad credit is just not the ideal candidate for any entity looking to lend or advance funds. As a result we have created a low tier requirement and offering specifically for business owners in this category.

ACCORDION 4

Unsecured Business Loans

The majority of banks and lending institutions provide funding solely based on the merchant's ability to provide a lien on a property or a personal guarantor for the amount of the loan. Lurking behind the scenes is a tough and conservative loan committee with strict guidelines in place to weed out those small businesses who have yet to establish themselves. What are they supposed to do to move ahead? Many have a great business plan, the drive and desire to succeed… but they lack the ability to receive the funding they need without providing the proper security to the lending institution. Unsecured business loans offer small start ups or newly established business, the ability to get funds for their growth without the standardized hassles of banks. We will let you know fairly quickly (with 48 hours) if you are pre-approved or not.

ABOUT US

SPS's core business started in offering credit card processing. As demand increased SPS introduced new products such as merchant cash advance, loans, credit lines, equipment financing. SPS's business funding programs have been expanded to accept micro and macro business owners providing a simple fast response to the funding needs of our customers.

"Merchant funding has become a passion in our lives. We try to help every merchant realize their dream by empowering them to have access to funding when they need it most. It is our goal to build long lasting relationship and establish return customer who are satisfied ..... this is the basis to our success and the success of our customers" MO SPS funding

Toll Free1-888-984-5969

hablamos espanol / we speak spanISH

SPS IS GEARED TOWARD CAPITAL FUNDING , SMALL BUSINESS LOANS, CASH ADVANCE FOR THE FOLLOWING INDUSTRIES