Background*

Mr. Edward P. Gilligan, also known as Ed has been the President and Head of Global Consumer and Small Business Card Issuing, Network & Merchant Businesses of American Express Company since April 2013 and October 2009 respectively. Mr. Gilligan served as Vice Chairman and Head of The Global Consumer & Small Business Card Issuing, Global Merchant Services, Network and Global Banking Businesses at American Express Company since October 2009. Mr. Gilligan served as Head ... of Global Business-to-Business Group at American Express Company since July 1, 2007. Mr. Gilligan was responsible for the Global Business-to-Business Group, which includes Global Commercial Card, Global Merchant Services, Global Network Services, and Global Business Travel businesses of American Express. He served as the Group President of American Express International & Global Corporate Services from July 2005 to July 1, 2007. Mr. Gilligan served as the Group President of Global Corporate Services at American Express Travel Related Services Company Inc., a subsidiary of American Express Company since June 2000 and served as its President of International Payments since July 2003. Mr. Gilligan joined American Express in 1980 and began his full time service in 1982. He served as Vice President of Business Travel since March 1988 and Senior Vice President of Commercial Card and Business Travel for the Eastern Region of the United States at American Express since June 1992. He also served as Vice Chairman of American Express Company since July 1, 2007. He served as the President of Corporate Services of TRS since February 1996. Mr. Gilligan serves as the Chairman of Ketera Technologies Inc. He serves as a Director of Lincoln Center for the Performing Arts, Inc. He has been a Director at Concur Technologies, Inc. since July 2008. He serves as a Director of National Academy Foundation. Mr. Gilligan served as a Director of Zipcar, Inc. since May 31, 2012 until March 14, 2013. Mr. Gilligan holds a BS degree in Economics and Management from New York University.

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