Archives for September 2014

Guaranteed life insurance, also known as guaranteed acceptance or guaranteed issue life insurance, is available to almost anyone regardless health, or medical history. Seniors, people with serious health issues, and those with very risky lifestyles all have justified concerns about their ability to get life insurance. However, guaranteed life insurance is one type of no-exam […]

When you think of buying life insurance, you probably think of term life policies which require getting a medical exam. Fortunately, for some applicants in need of near instant coverage, it is possible to buy life insurance without a medical exam. There are pros and cons to no medical exam life insurance, and any smart […]

By analyzing life insurance rates by age, term, coverage, and rate class, consumers can observe trends regarding how different factors affect prices. For instance, smokers can expect to pay 3 to 4 times more than non-smokers; although life insurance for smokers is still affordable when purchased at a young age. Similarly, our comparison of premiums […]