Welcome to Carolina Finance

Carolina Finance, LLC is an affiliate of Harvey Enterprises Inc, 100+ year old privately held company founded and based in North Carolina. Carolina Finance, LLC specializes in non-prime sales finance auto lending. We provide indirect auto lending through a network of franchise and independent auto dealerships. Our focus is to help customers establish or re-establish their credit while providing them the opportunity for reliable transportation. We aim to provide dealers quick and competitive callbacks in addition to quick contract funding through a local branch network. Our senior managers and Branch managers have well over 150 years of combined experience in both prime and non-prime auto lending business. We welcome all customers having loans with us and interested dealers to our website and hope you will find it helpful and informative.

Testimonials

Your staff always goes the extra mile to help us put deals together, which has helped us move more vehicles and increased our profit margin. You have a great team and we appreciate them.

Perry Arnold, Dick Brooks Honda Greer, Greenville and Spartanburg, SC

Our dealership funds 7-10 contracts a month with Carolina Finance. Carolina Finance of Cary is an organization that is looking for a way to put a deal together and to fund that deal. The terms of their loans are fair to both the customer and the dealer and are far superior to the huge-fee type deals that some of their competitors offer. Carolina Finance is a lender you can trust and I view them as almost a business partner. I highly recommend the Cary office of Carolina Finance.

Steve Whisnant - Dunn Benson Ford Serving Dunn and Fayetteville, NC

The thing I like about Carolina Finance is the service that they give to me. It is above all others. When I need them I have no problem getting a quick call back from Mike or Steve. They are always looking for a way to put a deal together. Nicole is a great funder and usually has my deals turned around for funding in one day. I can finance any customer that walks through our door and meets your program requirements whether they have good credit or not. My buyers works with me to make deals h…

I do business with Carolina Finance because in most cases they give me a way to go with the deal. The funding department is great and the people there have great attitudes!

Frenchie Lyles, Manager Vic Bailey Ford/Lincoln Spartanburg, SC

Carolina Finance is always easy to deal with. I get quick decisions and the buyers always call to try and put the deal together. I can always contact someone to look at a deal even after hours via cell phone. The funding is quick and easy, and the staff is some of the best I have ever dealt with.