IMPORTANT POINTS TO REMEMBER 1. Indian boxer Mary Kom to be conferred Lt Colonel rank. 2. Rajiv Gandhi Jeevandayee Arogya Yojana (health insurance scheme) was launched in Maharashtra 3. Mangalam village became the first village in India where all households were provided banking facilities, it is situated in Pondicherry 4. M S Dhoni becomes brand ambassador of cricket in Nepal 5. 8 Indian Company in Fortune Global 500 Company. IOC on 83rd place.132 company of USA is in this list 6. Rawatbhata Atomic Power Station is in Rajasthan. 7. Google’ Buying ‘Meebo’ To Help Social Networking Push 8. Aung San Suu Kyi (Myanmar) Accepts Nobel Peace Prize 21 years late. 9. China won both Thomas cup and Uber Cup of Badminton. Venue of Both were in China. 10. India’s First River-lake link project launched In Bundelkhand 11. Kofi Annan resign as the UN special Envoy to Syria 12. India has allowed foreign direct investment(FDI) from Pakistan. 13. Market regulator Securities and Exchange Board of India (SEBI) granted permission to MCX Stock Exchange (MCXSX) to operate as a full-fledged stock exchange 14. 11th Pravasi Bharatiya Divas 2013 will be held in Cochin (Kerala). Last meeting was held in Jaipur. 15. Iran has tested Fateh 110 missiles (Range - 300 km). 16. Home Ministry declined permission to three Iranian banks (Eghtesad-e-Novin, Parsian Bank and Bank Kasargad) to open branches in India. 17. 9th World Hindi Conference will be held in South African city Johannesburg from 22 to 24 of September this year. The main theme of the conference is “Bhasha Ki Asmita Aur Hindi Ka Vaishvik Sandarbh”. 18. South Africa’s Nkosazana Dlamini-Zuma became the first woman head of African Union (A.U.) Commission. 19. State Bird of Delhi-Sparrow 20. States which ban Gutka-MP, Kerela, Maharashtra, Bihar

Rajsthan,Gujrat 21. Russia and India will conduct sixth joint INDRA-2012 antiterrorism military exercises in the Siberian republic of Buryatia. The last INDRA was held in India in October 2010. 22. Coal India Ltd will be investing Rs 7,500 crore to develop railway infrastructure in Chhattisgarh, Jharkhand and Odisha. 23. Abhijeet Gupta has won the Sixth Kavala International Chess Tournament in Greece. 24. Sunita Williams became the second woman in history to take command of ISS 25. Mariamma Koshy appointed as the full-time 26. IRCTC introduced Interbank Mobile Payment System 27. Indian Rank in Global Competitiveness Index-59th 28. Bank of India Open in 1st Branch in South Africa 29. India and Singapore will provide list of Black money holders to each other. 30. SBI, Bank of India & PNB will open their Branch in Pakistan 31. RBI punished two foreign banks for Money Laundering – HSBC & Chartered Accountant Banks 32. India won the Nehru Cup Football Cup 2012 Tournament by defeating Cameroon 33. India will not provide more than 3 months mobile connection to the foreign tourists. 34. India & China agreed to set up a joint working group to look their trade and investment 35. RBI issued a guide lines that all the cheques should be cleared in two days 36. Winner Asian Chess Championship 2012 – Parivarjan Negi 37. World Trade Award 2012 – will be held in Gurgaon (India) 38. LIC completed 56 year of its glorious and purposeful existence on 1st Sept. 2012 39. Maruti Suzuki plans to start its new plant in Mehsana in Gujarat 40. Axis Bank launched Happy Ending Home Scheme related to Home Loans 41. According to IBA (Indian Banking Association) guidelines duration of education loans would be increased 7 – 10 yrs. In special case it would extend to 15 yrs. 42. London became no.1 Fashion City of the world (earlier it was Paris) 43. Bank of India will open’s its first Branch in South Africa

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...OF SBI AND ICICI BANK
DR. ANURAG. B. SINGH*; MS. PRIYANKA TANDON**
* Associate Professor LDC Institute of Technical Studies Soraon, Allahabad (Uttar Pradesh) India ** Assistant Professor LDC Institute of Technical Studies Soraon, Allahabad India _____________________________________________________________________________________
ABSTRACT Banking Sector plays an important role in economic development of a country. The banking system of India is featured by a large network of bank branches, serving many kinds of financial services of the people. The State Bank of India, popularly known as SBI is one of the leading bank of public sector in India. SBI has 14 Local Head Offices and 57 Zonal Offices located at important cities throughout the country. ICICI Bank is second largest and leading bank of private sector in India. The Bank has 2,533 branches and 6,800 ATMs in India. The purpose of the study is to examine the financial performance of SBI and ICICI Bank, public sector and private sector respectively. The research is descriptive and analytical in nature. The data used for the study was entirely secondary in nature. The present study is conducted to compare the financial performance of SBI and ICICI Bank on the basis of ratios such as credit deposit, net profit margin etc....

...CHAPTER 6
COMPARISON BETWEEN ICICI BANK AND SBI.
Contents 6.1 SBI v/s ICICI 6.2 Analysis & Interpretation of Services 6.3 Analysis of Performance of ICICI Bank & SBI 6.4 Major Findings 6.5 Testing of Hypothesis
136
CHAPTER 6
COMPARISON BETWEEN ICICI BANK AND SBI.
6.1 SBI v/s ICICI
SBI stands for State Bank of India. It is a public sector institution (government owned), with a huge customer base all over India. It has seven associate banks operating under its SBI name. It has over thirteen thousand branches across India and in some selected international countries and a 56,000 ATM network across India. The Standard Bank of India „inherited‟ the Bank of Calcutta, which was founded in 1806, and has been in existence for over two hundred years.
On the other hand, the ICICI is a private sector bank (privately owned), with a relatively smaller clientele base. It is one of the major banks in India (precisely the second largest), but much smaller than the SBI. It has 950 branches, with 3,500 branches across India. The bank has deposits of Rs 1.65 lakh crore compared to SBI‟s Rs 3.8 lakh crore (accumulated in a period of twelve years), racking up a net worth of Rs 22,000 against Rs 27,000 for the...

...two different Banks
State Bank of India and ICICI Bank
Comparison : The State Bank of India has lot of difference from ICICI bank India . The State Bank of India is a Government operated bank where as the ICICI Bank is private operated bank .The State Bank of India have 11111 branches in India it has also branches in other countries of the world where as ICICI Bank has 2900 branches in India and have covered 19 countries of the world as compare to State Bank of India covers all most 34 countries of the world . The State Bank of India is listed on BSE and NSE stock exchange on the other hand ICICI Bank has listed on New York stock exchange as well as BSE and NSE stock exchanges . The State Bank of India have 205,896 employees and still they are recruiting more and more employees where as ICICI Bank have very less number of employees only in few thousand part time – full time employees. (http://www.icicibank.com/aboutus/about-us, http://www.bloomberg.com, http://www.iloveindia.com)
Looking forward the State Bank of India was open in year 1806 by different name on the other hand the ICICI bank was in year 1955 it is formed by the initiative of the World Bank, the Government of India and representatives of...

...PREVIOUS QUESTION
Held on: 18-04-2010
SBIBank (PO)
Test-I: Reasoning (High Level)
1. In a certain code language 'how many goals scored' is written as '5 3 9 7'; 'many more matches' is written as '9 8 2'; and 'he scored five' is written as '1 6 3 ' . How is 'goals' written in that code language? 1)5 2)7 3)5or7 4) Data inadequate 5) None of these 2. In a certain code TEMPORAL is written as OLDSMBSP. How is CONSIDER written in that code? 1)RMNBSFEJ 2) BNMRSFEJ 3)RMNBJEFS 4) TOPDQDCH 5) None of these 3. How many meaningful English words can be made with the letters DLEI using each letter only once in each word? 1) None 2) One 3) Two 4) Three 5) More than three 4. Among A, B, C, D and E, each having different weight, D is heavier than only A and C is lighter than B and E. Who among them is the heaviest? 1)B 2)E 3)C 4) Data inadequate 5) None of these 5. Each odd digit in the number 5263187 is substituted by the next higher digit and each even digit is substituted by the previous lower digit and the digits so obtained are rearranged in ascending order, which of the following will be the third digit from the left end after the rearrangement? 1)2 2)4 3)5 4)6 5) None of these 6. Pratap correctly remembers that his mother's birthday is before twentythird April but after nineteenth April, whereas his sister correctly remembers that their mother's birthday is not on or after twentysecond April. On which day in April is definitely their mother's...

...goal of external competitiveness implies the pursuit of industrialization in accordance with the dynamic comparative advantage of the economy. Given Bangladesh’s resource endowment, the principle of dynamic comparative advantage means production of labor intensive manufactures with skill up-gradation & productivity growth as its cutting edge. This however, does not preclude the possibility of Bangladesh having a niche high tech industrial sub sector that may be externally competitive.
In order to further strengthen the country’s industrial process, the govt. has identified SME’s as a priority sector & as the driving force for industrialization. With a view to providing entrepreneurs with assistance and finance in the establishment of SME’s, bank play an active role.
Global Warming & Its Mitigation Measures
Global warming
→ Global warming refers to the increased temperatures of earth’s surface, including land, water & near surface of air.
→ It is the rise of the average temperature of earth’s atmosphere & oceans since the late 19th century 7 its projected continuation.
→ Since the early 20th century the Earth’s mean surface temperature has increased by 0.8®C, with two thirds of the increase occurring since 1980.
→ It is primarily caused by increasing concentrations of greenhouse gases produced by human activities such as the burning of fossil fuels & deforestation.
Mitigation measures of Global Warming
→ Reducing greenhouse gas emissions is perhaps...

...transition from one type of behavior to another organization wide will be smooth.
SBI:
State Bank of India is the largest state-owned banking and financial services company in India, by almost every parameter - revenues, profits, assets, market capitalization, etc. The bank traces its ancestry to British India, through the Imperial Bank of India, to the founding in 1806 of the Bank of Calcutta, making it the oldest commercial bank in the Indian Subcontinent. The Government of India nationalised the Imperial Bank of India in 1955, with the Reserve Bank of India taking a 60% stake, and renamed it the State Bank of India. In 2008, the Government took over the stake held by the Reserve Bank of India.
SBI provides a range of banking products through its vast network of branches in India and overseas, including products aimed at NRIs. The State Bank Group, with over 16,000 branches, has the largest banking branch network in India. With an asset base of $260 billion and $195 billion in deposits, it is a banking behemoth. It has a market share among Indian commercial banks of about 20% in deposits and advances, and SBI accounts for almost one-fifth of the nation's loans.
* The State bank of India is the 29th most reputed company in the world...

...﻿Introduction
What is bank?
Finance is the lifeblood of trade, commerce and industry. Now days, banking sector acts as the backbone of modern business. Development any country mainly depends upon the banking system.
MODERN BANKING: -
The banking, which was known in various forms and guises in
The ancient civilization in various parts of the world did not
Coincide with the emergence of the modern Banks. The
Banking which had its roots in the flourished culture and had
Lost its required effectiveness regained the strength with the
Development the modern banking.
BANKING ORGANIZATION IN PAKISTAN: -
Pakistan’s financial sector consists of Scheduled Commercial
Banks, which include nationalized, foreign, and private banks;
And Non-banking Financial Institutions (NBFIs), which include
Development Finance Institutions (DFIs), Investment Bank
Leasing companies, maharajas, and housing finance companies.
HISTORY
History of banking sector in Pakistan: -
Prior to partition in 1947, branches of British banks dominated banking in Pakistan. The state Bank of Pakistan, the central bank, was formed after partition in 1948. It assumed the supervisory and monetary policy powers of the state Bank of India. In the period of 60s to 70s the...

...HRD OF SBI
INTRO
Human Resource Development (HRD) is the framework for helping employees develop their personal and organizational skills, knowledge, and abilities. Human Resource Development includes such opportunities as employee training, employee career development, performance management and development, coaching, mentoring, succession planning, key employee identification, tuition assistance, and organization development.
The focus of all aspects of Human Resource Development is on developing the most superior workforce so that the organization and individual employees can accomplish their work goals in service to customers.
Organizations have many opportunities for human resources or employee development, both within and outside of the workplace.
DEFINIATION
McLean and McLean (2001) have offered the following global definition of HRD after reviewing various definitions across the world: “ Human Resource Development is any process or activity that, either initially or over the longer-term, has the potential to develop adults’ work based knowledge, expertise, productivity, and satisfaction, whether for personal or group/team gain, or for the benefit of an organization, community, nation, or, ultimately the whole humanity”
IMPORTANCE OF HRD
Economic Development
* As the human resources of a country develop, the country progresses and the benefits spread all over the country. Better skilled and well-trained human resources attract...