Carlos Lowie joined Belgacom’s Corporate Security in 1997 after 6 years in military intelligence and 13 years in Insurance. Since 1999 be has been the Unit Manager of the “Investigations” department responsible for internal telecom fraud investigations, fraud management system (FMS), internet fraud and lawful interception. He has been a member of ETNO - Working Group Fraud & Network Security and a member of FIINA’s Executive Committe since 2003, chair person of the Intelligence & Analysis sub-committee since 2005. He has spoken and presented at numerous conferences on telecommunications fraud (or internal fraud) all over the world.