Coding the Future of FinTech with Smart APIs and Financial Data

Financial data is both the most intimate and most powerful data we have about ourselves. Financial data should not kept in a silo but openly available to third parties, -- this is required for true innovation. However, security and data protection are crucial. Banks and third party providers have to work together to provide the infrastructure required to innovate.

Join this webinar where we will discuss:
-The power of APIs -- how to integrate banking data and financial sources quickly and easily
-What developers need to know about banking APIs and how to foster new services in the FinTech space
-PSD2 Post-Brexit -- what now?
-Will traditional banks be replaced by FinTech banks one day?
-Which is the biggest challenge: market education, technical issues, or regulation?

Gartner includes data ethics and privacy on their list of the top 10 strategic technology trends of 2019, placing these issues on the same level as AI-driven development, blockchain, and edge computing.

With the enforcement of GDPR in May 2018, the enactment of the California Consumer Privacy Act (CCPA) one month later, and other state and federal data privacy proposals not far behind, financial institutions of all sizes are having to devote time, personnel, and resources to the task of getting a handle on their data practices.

This webinar will explore how these regulations — and new data privacy laws appearing around the world — are changing the way financial institutions gather, process, and share personal data. Learn key highlights of GDPR and CCPA readiness, steps to consider in approaching expanded definitions of personal data and individual privacy rights, triggers that can impact compliance status, and business benefits of aligning with data privacy requirements.

Join this session where we will analyse the current state of the global payments industry and make predictions on the key factors that will impact the status quo.

-Open Banking: what are its effects for Europe and on a global scale?
-SCA: delayed for 18 months - what will its impact be?
-QR codes or NFC: which will win globally
-Will fintechs eat the banks' lunch

The last 10 years have seen an incredible growth of the e-commerce landscape with new disrupting business models adding themselves to the traditional ones. Online platforms are major actors of this phenomenon, think of marketplaces, crowdfunding platforms and even FinTechs. To enable payments on those platforms, traditional banks have found it hard to come up with adequate solutions.

This webinar will focus on the specific needs that platforms have when it comes to payments and how new end-to-end services like MANGOPAY are coping with this constantly evolving landscape.

Gartner state, organisations are increasing selective outsourcing as Digital Transformation increases and drives new demands for services to be introduced and the finance industry is at the forefront of this evolution. These new service providers need control and management if their delivery is to be transformative and cost-effective. Service Integration (SIAM) in Enetrprise Service Management (ESM) keeps outsourcing accountable and aligned to the terms of SLAs, OLAs and underpinning contracts.

There is no doubt: the world is digital! And banking customers are changing their behaviour based on the experiences they have on their daily digital journey.

Nevertheless, today‘s customers adapt their expectations around digital applications based on the experience they have with leading social networks, global marketplaces, and their favourite online-stores. But it’s not only the adoption of new behaviours that are disrupting customers’ expectations. 67 per cent of the next generation’s banking customers will be digital natives. And these customers also expect their solutions to be available anytime and anywhere. This presents an exciting opportunity to build your bank around your customer!

But as banking on the fly turns into a commodity, industry newcomers change the way traditional banking is done. For established financial service providers, this can be a threat.

In this talk, G+D’ Digital Payments expert Alastair Thompson will give hands-on examples on the need for device-agnostic, digitalized payment services. And how to turn disruption into innovation and carve out new revenue streams.

The payments world and that of Payment Market Infrastructures (PMIs) have been shaken up with the rise of FinTech startups that challenge the traditional systems and also the changing needs of customers to have more flexible offerings.

Join this panel to learn:
-Payment trends in 2020 and beyond
-The effects of regulations on the industry
-What is the new norm for international payments?
-How business intelligence and analytics can support and improve the payments journey for your business
-The future of cross-border payments"

"Banking and securities organisations are expected to accelerate business processes and innovate at a much faster scale than ever before. However, finding the balance between innovating and still staying compliant comes with its share of risks.

Join this panel to learn:
-How can financial institutions reduce operational expenses whilst also reducing risk
-Best practices for data management and streamlining processes
-The benefits and challenges of moving to the cloud"

With identity theft and account takeover on the rise, it’s increasingly difficult for businesses to trust that someone is who they claim to be online.

Join this exclusive interactive 1-2-1 interview where Robert Prigge, President, Jumio will share the latest identity verification and authentication trends and how you can leverage the power of biometrics, AI and the latest technologies to quickly verify the digital identities of new customers and existing users. Some questions to be tackled;

What types of cybersecurity threats are on the rise? Any surprising stats?

Is account takeover becoming a real threat in the financial services space?

How will eKYC evolve over the next few years?

How to balance the trade-off between customer experience and fraud detection?

Are the new breed of challenger banks a threat to high street banks? If so why?

Register today and do not miss out on the opportunity to have your questions answered in this interactive question and answer session.

This session will give you insights into the digital identity, authentication and verification landscape. You will also learn how you can increase the return on investment in your digital transformation by reducing online application abandonment rates and improving conversion rates.

Cyber-attacks have cost the financial services industry more than any other sector, especially due to the extremely sensitive data and assets that they are gatekeeping.

Join this panel to learn:
-What is the current state of the cybersecurity in financial services?
-Why is cybersecurity more of a business risk than a technology issue?
-Best practices for detecting and preventing threats

When it comes to cross-border transactions, the shift to a digital landscape and infrastructure is a common challenge. The demand for clearinghouses, the rising competitive landscape, and the increasing need for new technology will no doubt impact the trade finance landscape.

Join this panel to learn:

-How can emerging technologies like blockchain be used to transform the future of trade finance?
-How can global and regional banks better collaborate to create a more efficient ecosystem?
-What are the interoperability challenges that arise, especially with regards to global supply chains?

The banking revolution has been spearheaded by movements that put the power back into the hands of the customer. Some banks have capitalized on this opportunity, while others have struggled. Join this debate where experts will discuss:

-How can new platforms and technology help financial institutions meet the changing needs of their customers
-How will SCA impact the financial services landscape
-Best practices for API aggregation and data management
-What regulators want you to know
-Compliance challenges and ensuring your organization is ready for change
-How to deal with the common challenges around Open Banking and PSD2

Ahmed Banafa, IoT-Blockchain-AI Expert & Professor, San Jose State University

In this webinar Prof. Banafa will discuss Myths, Facts and Challenges facing Blockchain Technology, he will explain Libra the new cryptocurrency of Facebook , list the 7 mistakes to avoid in Blockchain projects , he will explore the job market for blockchain technology , the webinar will cover applications of blockchain technology too.

Women are shaping the FinTech ecosystem for the better. However, many still struggle with 'impostor syndrome' and are unsure about their career progression. How can they become leaders of tomorrow? What can they learn from peers within the ecosystem?

Join Innovate Finance and a host of special guests as they share insights on their career journeys and paths to success.

Panelists:

Anna Frankowska, Head of Growth and Business Development at Pigzbe
Bryony Widdup, Partner at DLA Piper
Tikhoze Banda, Head of UK Region at MangoPay
Kate Bohn, Incubator and Accelerator Lead, Innovation & Strategy at Lloyds Banking Group
Tribeni Chougule, Head Of Change Management-Europe Finance at Visa

Ahmed Banafa, IoT-Blockchain-AI Expert & Professor, San Jose State University

In this webinar Prof. Banafa will discuss Myths, Facts and Challenges facing Blockchain Technology, he will explain Libra the new cryptocurrency of Facebook , list the 7 mistakes to avoid in Blockchain projects , he will explore the job market for blockchain technology , the webinar will cover applications of blockchain technology too.

Join this BrightTALK interview where we sit with Jack Cully from Monzo who will discuss:

-How is Monzo "building by listening"
-Monzo's early approach to building business accounts
-SMEs don’t belong in one big bucket: an analysis of the current landscape and how Monzo envisions it moving forward
-A sneak peek into some of the upcoming Monzo features for business banking

Trust in your financial services provider is an incredible asset to have. Many banks capitalise on having legacy brands that make customers feel secure and ultimately, loyal.

Join this panel where our experts will discuss:
-What are some of the challenges new FinTech challengers face when it comes to customer adoption?
-How can banks keep their customers happy and deploy new services that fit their needs?
-How can banks and FinTech companies truly collaborate and make the most out of new regulations like Open Banking to foster innovation?
-How can new trends in identity verification and management ensure a more secure and trustworthy experience?
-How can improved identity services improve the onboarding process?

According to McKinsey, AI will trigger an estimated $13 trillion of GDP growth between now and 2030. How can the wealth management industry capitalize on the latest artificial intelligence advancements to stay ahead of the technological curve, thereby both driving down long term costs and increasing overall productivity?

Through the use of CogniCor’s CIRA platform, wealth management firms can create and maintain their own virtual assistants (VAs) which through the use of workflows can automate complex tasks for both financial advisors and their customers. Through the rapid ingestion of vast amounts of data, the virtual assistant allows financial advisors to interact more on a personal level with their clients, thereby helping them to reach their wealth management goals more effectively.

The time that an advisor spends should be focused on working with their clients. By automating standard operations, advisors can focus on improving their clients’ portfolios, understanding their goals, and ultimately maximizing their short, medium and long term potential for growth.

Many financial advisors and wealth management firms are still unaware of how technology enhances financial advisors’ performance. CogniCor is poised to be a leader in the industry, and look forward to bringing our experience with enterprise leaders to the rest of the industry players, be they small, medium or enterprise firms.

We bring you topical content and relevant news on all things Fintech. Subscribe to this channel to hear from industry-leading experts on the latest trends in Fintech, digital banking, mobile payments, crowdfunding and more.