The loan to value ratio (LVR): the higher the LVR, the lower your initial deposit needs to be.

The type of interest charged : Variable interest can be charged every month in arrears, or be fixed for a number of months, in advance.

The number of approved stocks and managed fund companies : having a bigger range of stocks and managed funds to choose from gives you freedom and flexibility.

Margin loan ratings : margin loans with more star ratings have been professionally approved as value for money products.

Before you apply for a loan, compare margin loan features to make sure that your needs and budgets are met. When you have found the best margin loan for you read the fine print and apply online at RateCity.

Submit your details now and a local expert will be in touch within a few business hours. They'll compare hundreds of home loans from up to 20 lenders including the big banks to find the loan that's right for you. Book your free appointment today.

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