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Personal Loan on Credit Card

Avail of instant cash whenever you need it at exclusively lower interest rates

Zero documentation required*

Features

Eligibility

How to Avail

Personal Loan on Credit Card

You never know when the need for cash may suddenly arise, and when it does happen, it can get quite stressful. But with Kotak, you can get a personal loan on your Credit Card instantly, and use the cash for your desired requirements.

Eligibility Criteria

Customers who have had a good track record with us with respect to their Credit Card spends, transaction pattern and Payment history become eligible for Personal Loan on Credit Card from time to time, depending on the internal policies of the bank.

Modes of Transfer:

Loan amount would be credited to your Kotak Bank Savings Account

For customers who do not have Kotak Bank Savings Account, funds would be transferred via NEFT. For NEFT, customer needs to share other bank details like Account number, IFSC code, Bank Name & Branch details.