Mr. Sharma is enjoying free airport lounge access with his Credit Card. What about you? Get A Card

RBL Bank is one of the fastest growing commercial banks that is continuing its expansion rapidly. RBL Bank currently has 183 branches and 351 ATMS that span across 18 states in India. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically for golf enthusiasts, cricket fans, shoppers, diners and entertainment freaks. Enjoy credit periods of up to 50 days on your credit card. Pay it back at your convenience of only the minimum amount due or the full amount. Choose to revolve your credit at finance charges of up to 3.4% per month. Each card has delightful features on offer that includes reward points, cash advances, fuel surcharges, add on cards and more.

Why Choose RBL Bank Credit Card?

RBL credit cards cater to a wide variety of customers. Whether you need a basic credit card or an elite card, RBL has it all on offer. The credit cards are packed with benefits that are designed to suit different needs and wants of people. The cards focus on anti-fraud, flexible credit limits, cash advances, reward points, and specialized privileges. Be a part of hand-picked rewards, cash back, discounts, concierge services and personalised offers.

Did you know that Mr. Kumar’s Credit Card gets him free movie tickets every month? Get A Card

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List of RBL Bank Credit Card:

Insignia Preferred Banking World Card: This card is designed to pamper and treat you to comfort and luxury. The card carries innumerable benefits and privileges that include grand hotel stays, curated rewards, luxurious holidays, delectable culinary experiences and more created especially for you.

IGU NHS Golf World Card: This card is designed for the golf enthusiast, aspiring golfers and young golfers. Get golfing benefits that never end which includes membership into NHS, complimentary golf rounds, unlimited golf lessons, discounted Green Fees and golf accessories.

RBL Bank Fun+ Credit Card: Designed for fun and entertainment, this card is brought to you in association with KFC, Pizza Hut and BookMyShow. Get welcome offers and complimentary vouchers with this credit card.

Platinum Delight Card: Earn rewards and more rewards with your Platinum Delight card. Get 4,000 points when you swipe within 60 days of card issuance.

Platinum Cricket Card: A card designed for sports enthusiasts, The Platinum Cricket Credit Card gives you a unique opportunity to enjoy the game with the Delhi Daredevils. Get privileges and perks that include reserved seats and party invites.

Titanium Delight Card: Earn rewards while you spend. The credit card comes with a host of benefits such as an annual fee waiver if you spend Rs. 1 lakh in the first year. Earn 2,000 reward points when you swipe within 2 months of card issuance.

Features and Benefits of RBL Bank Credit Card:

Enhanced Protection:

RBL Bank offers credit cards that are embedded with an EMV Microchip which enhances protection against misuse and duplication. The card is also PIN enabled which is a Personal Identification Number. This number is required to authenticate your transactions at merchant outlets. For online transactions, a one-time password is required to verify your transactions.

Active Alerts:

Be up to date on all your transaction, payment date missed, receipt of bill payment, monthly card statement and more with SMS and email alerts sent regularly.

Flexible Credit Limits:

RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. You can also set credit limits on your add on cards to suit the needs of your family members.

Online Banking:

Access your credit card account online anywhere and at any time. Enjoy easy and convenient access to bank statements, unbilled purchases, view up to 6 months statements, credit card due dates and more. You can also request for EMI options and balance transfers.

24/7 Customer Care:

With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 customer care service. Call on the toll-free hotline for any queries or issues you may have regarding your RBL Bank credit card.

Reward points:

RBL Bank rewards you when you spend on your credit card. Get welcome points, bonus points and accelerated rewards on select RBL Bank credit cards. Collect and redeem your points from a range of vouchers, products, flights, hotels and much more.

Cash Advance:

Get cash any time you need with your RBL Bank credit card. Visit any ATM that displays the logo of Mastercard, Maestro or Cirrus to make a withdrawal anywhere in the world. Cash transactions will attract a fee and finance charges from the date of transaction.

Add-on cards:

RBL offers supplementary cards for your family members. You can avail of up to 5 cards for your spouse, parents and children. Set the credit limits for each card as per your requirements.

No Fraud Liability:

In case you lose your RBL Bank credit card, you can report the loss to the customer care immediately. After reporting, you will not be held liable for any fraudulent transactions carried out on your credit card.

RBL Bank credit card FAQs:

What should I do in case I lose my RBL Bank credit card?

If you lose your RBL Bank credit card, immediately contact the 24-hour toll free customer care provided by RBL Bank. Report the lost or stolen card to the customer care. Once this is done, you will not be held liable for any transactions made on your card after.

How do I pay my RBL Bank credit card bill?

You can use any of the following methods to make payments towards your credit card.

NEFT - You can use the National Electronic Funds Transfer option. Transfer funds using the IFSC code to your credit card account.

Cheque - Deposit a cheque at any designated Credit Card Payment boxes at an RBL Bank branch. You can also use drop boxes offered by Skypak.

Cash - Visit any RBL Bank branch to make a payment in cash. Rs. 100 is charged for this service.

ECS or Standing Instructions - Pay your credit card bill easily by setting standing instructions with RBL Bank to automatically debit your account to pay the minimum amount due or the full credit card bill on the payment due date.

What is the credit and cash advance limits available on RBL Bank credit cards?

Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.

Why do I need add-on cards?

Add-on cards can be taken for your family members which includes only your spouse, parents and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.

Where can I use my RBL Bank Credit Card?

You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro and Cirrus. You can also use your card to shop online.

News About RBL Bank Credit Card

RBL Credit Card Offers on Flight Bookings

To fill the seats in advance, airline companies have announced various flight offers to woo the customers. Indigo, Vistara and SpiceJet have announced deals with the domestic flight ticket fares starting at just Rs.899.

While the offer period for IndiGo and Vistara extends till 23:59 hours of 13th February, SpiceJet has extended it till 14th February 14. During the offer period, customers can book tickets for travel period between 27th February and 28th September, 2019.

IndiGo has further announced cashback offers for credit card customers. While American Express cardholders can get 20% cashback of up to Rs.2,000, RBL Bank credit card users can get 15% cashback of up to Rs.1,500.

Customers need to purchase economy class tickets 15 days in advance and business class tickets 7 days advance.

21 February 2019

Great news for Bajaj Finserv RBL Bank Credit Cardholders

If you own a Bajaj Finserv RBL Bank World Plus SuperCard, then we have something exciting for you. To start with, you will get free access to airport lounges for 8 times a year. There’s no limit to the paid access. International usage of the card would also give you bonus reward points. For every Rs.100 that you spend, you win 2 reward points.

There’s a lot more to it. As a welcome bonus, customers are entitled to 20,000 reward points. An annual usage of Rs.3 lakh would fetch you 20,000 reward points. Another 20,000 points await you on spending Rs.5 lakh.

The offers don’t end here. Customers also get a host of other benefits like 1+1 movie tickets offer on BookMyShow.com, easy EMIs on purchases of electronic goods, up to Rs.200 fuel surcharge waiver every month and a lot more.

If you don’t own the card but are tempted to acquire one, the application process is exceedingly smooth and simple. Just visit the company website and submit your online application. It merely takes a few days for the cards to land in the hands of the eligible customers.

8 October 2018

Etmoney Joins Hands With Rbl Bank To Provide Personal Loans

Announcing its foray into the business of lending money, ETMONEY, a Times Internet-based enterprise, declared its association with RBL Bank. ETMONEY currently has more than 4 million users in India who use it to insurance solutions, expense management, and investment. It is the country's largest mobile platform for mutual funds that has grown 20 times in the last one year. Mukesh Kalra, the CEO of ETMONEY said that with the launch of CreditLine, the company has become India's only integrated platform on mobile with expert solutions across consumer's financial journey. Taking a loan has always been a stressful affair and is also a cumbersome process. Its association with the RBL Bank has been able to bring a unique offering that simplifies the process of taking loans. It also provides high flexibility to their users.

CreditLine with combine benefits of a credit card and a personal loan together and will be completely paperless. ETMONEY CreditLine will allow borrowers to transfer money directly to one's bank account at a much lower interest rate beginning at just 14% per annum. This is along with a credit card and a 50-day interest-free spending power.

3 May 2018

Rbl Bank Collaborates With Creditvidya For Quick Credit Assessments

RBL Bank announced its partnership with CreditVidya, an alternate data credit underwriting solutions provider, for real time verification of job related details submitted by salaried individuals.

The main objectives of the collaboration is to reduce the turnaround time for credit assessments and also to cut underwriting costs in credit cards and personal loans application processing. RBL also aims to prevent employment-related fraud while processing credit card and personal loan applications by using the data provided by CreditVidya.

Oxigen Wallet has recently launched a virtual Visa Prepaid card in collaboration with RBL Bank and ZAZOO. The Visa prepaid card works on a mobile based payment system with mobile virtual card technology and uses current modes of payments. Here a plastic credit card or debit card is replaced with a virtual card, which enhances security and prevents against fraudulent transactions. Using the Visa Prepaid card, customers have to fill in the amount using the Oxigen Wallet application. The Visa prepaid card can be created in just a few seconds. A multi-use prepaid card can be shared with family and friends using the application. The Visa prepaid card can be used on all e-commerce sites that accept Visa payments.

21 January 2016

Happay, the visa card for expense management

Introduced as an expense management solution, Happay is a one-of-a-kind Visa card helping organisations efficiently structure their expense workflow. Happay provides real time visibility and controls business spending, changing the way employees report business expenses. This card is the brainchild of Varun Rathi and Anshul Rai, both being ex-students of IIT KGP. The team working on this project have, finally, stepped up and launched the card with support from RBL Bank and are being financed by AngelPrime, an early stage VC fund.

Happay ensures that the entire expense management workflow is simplified by making it cashless and paperless with the expense reporting and its approval now available online and also on the mobile platform. The manual methods of expense reporting can now be replaced to make things hassle-free. The Happay platform makes note of all purchases done on this card and the employees can take photos of the bills, track cash expenses and submit reports too.

11 May 2015

RBL Bank Introduces India's First Credit Card for Golf Buffs

RBL Bank (previously called as The RBL Bank Ltd.), is a fast growing entity and has recently tied with Indian Golf Union to offer credit card with special benefits to golf lovers. The registered golf players in India can access the finest golf courses across the country by getting a free card with prompt registration to the National Handicap Service (NHS). Known as the RBL IGU NHS Golf World Card, it can get you registered automatically and showers the user with benefits like gaining enough points to cover annual membership fees across most golf courses. Other perks include golf accessories at throwback prices, free golf access and more. The credit card lets clients have access to all MasterCard world card perks such as entry to 11 top Golf courses in India, a 50 percent rebate on Green Fees & unlimited golf lessons.

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RBL Bank Credit Cards Reviews

I got my RBL card 1 year back. The limit is Rs. 90000 and I'm very much satisfied with it. Their customer service is not upto mark. I can easily connect with the call centre. I am happy about the bill due date and bill cycle. I never faced any issues from this card.

My application has been approved with RBL BANK . I do not have to pay annual fee for the first year . The credit limit which they provide is very disappointing i just got 85000 if they provide more it will be good . Customer service is good here and overall it is fine .

It has been a couple of years since i am suing the RBL Credit Card and the services of them has been quite good. There is a good credit limit with this card and there has also been some added benefits with this card, where i am using it for all sort of purposes like online purchases and also for offline shopping.

RBL is a okay to use and i don't have any issue with them. More than 1.5 years i'm using the card and i haven't check any offers from this card and i'm happy with the what i have in RBL card. The customer care service is good and they look after the payment process and we cannot able to reach the customer care service number quickly.

I am holding RATNAKAR bank credit card for more than 2 years. On time I received a card from bank.So the process was smooth at a verification time. The credit limit is sufficient to use.It is an annual fee chargeable which was offered from bank . I use to get reward points and cash back based on the transactions.

I have been using RBL credit card from long time, they have not charged me annual fee as it is life time free credit card, i am happy with the credit limit which they have given to me it is more than a lakh, they use to message me always that for me pre-approval loan is available even they give good reward points but they do not encash those points.

RBL credit card is not that much good. The payable amount is showing very late and the penalty amount also too high. Customer care service people are not that much co-operative and i need credit card loan which is difficult to get from them. The given credit limit is okay.

I have been holding my RBL credit card for long time, they have charged me annual fee in this card, but there is waived off option available in this card,and i am happy with my credit limit they have given me was sufficient for me and they give good credit points i use to redeem it in maximum products.

I have been using RBL credit card from long time, they have not charged me annual fee , as it is life time free credit card, i am okay with the credit limit which they have given to me, they use to give not much offers in this card.

I have been using RBL credit card from long time, they have not charged me annual fee in this card, as it is life time free credit card, they have given me good credit limit which they have given me in this card, they use to give good offers and reward points.

I have been using the Rbl credit card for a while. The experience has been Fantastic, I use the card for most of my daily life shopping needs. I never faced any issues with their services. Their customer care services should be improved. Overall it has been a smooth experience with the card and their services.

RBL Bajaj is not that much great because initially they gave me the credit card limit of Rs. 58,000. Then they said I would be getting add on card with Rs.69,000 limit but they gave me Rs. 30,000 as a limit in that. Hence I am not satisfied but still yearly charges are applicable on this card.

I have been holding RBL bank credit card for long time, they have not charged me annual fee in this card , it is life time free credit card and i am happy with my credit limit they have given me in this card they have given me credit limit , the best part in this card is they provide good offers in maximum products.Their overall service is good.

It has almost been two years since i am using the credit card from RBL and the services provided by them had always been good. There is a good credit limit with this card and there is an annual charges of 999 with this card. I am also getting some good cash back offers with this card and i am using the card for all sort of purposes.

I am holding RATNAKAR bank credit card for more than a year. The process was done on time and I received a card at earlier. It is a life time free credit card. The credit limit is much sufficient to use. There is an option in this bank to transfer the amount to an account and there will not be any charge.

I have been using RBL credit card from long time, They have not charged me annual fee as it is life time free credit card, i am happy with the credit limit which they are have given to me was good, they have given me good offers , they did not charged me any kind of hidden charges.

It has almost been one and a half years since i am using the RBL CREDIT CARD and the services provided by them had not been that good. They used to take some annual charges and there has not been any good offers came with this card. I am quite satisfied with the credit limit with this card.

I got a basic card from RBL card, they are providing reward points based on the transaction. The customer support is not upto the mark I feel some thing is lacking with their end, therefore it would be great if they improve the customer's response.

I have applied for RBL credit card recently,they have not charge any annual fee for this card and i am happy with my credit limit which they given me in this card and the best thing is that they provide good cash back in fuels and even they have given me good offers in general.

The services with RBL BANK credit card was good . I use this card for booking tickets , shopping and so many purpose . I am holding this card for more than 1 year and the customer service respond is good with this card . Offers are fine i have not face issue .