Privacy Policy

What information do we collect?

We collect information from you when you register on our site, apply for a lease, loan, cash advance or factoring, or subscribe to our newsletter, respond to a survey, fill out a form or BUSINESS CAPITAL APPLICATION online or offline.

When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number, social security number or DOB. You may, however, visit our site anonymously.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

– To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you)

– To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs)

– To process your capital request & transactions

Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested from our affiliated funding sources. Additionally, you agree that by visiting Liberty Capital’s website, calling or emailing us to discuss business funding, and by releasing to us your personal contact information verbally or in writing such as email, cell phone or fax, that you agree and authorize to received correspondents via USPS mail, emails, phone calls, faxes, and texts to complete your funding request in addition to receiving:

The email address you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, etc.
Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential.

After a transaction, your private information (credit cards, social security numbers, financials, etc.) will be kept on file for more than 60 days in order to comply with the laws.

Do we use cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Children’s Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Policy of Online and Subsequent Offline Submitted Forms

By submitting your completed forms, online and subsequent offline forms, the undersigned individual(s), who is either a principal of the credit applicant or a personal guarantor of its obligations, provides written instruction to Liberty Capital Group or its Designee (and any assignee or potential assignee thereof) authorizing review of his/her personal credit profile from a national credit bureau. Such authorization shall extend to obtaining a credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, either electronically or manually and that by submitting this application; I take full responsibility for transmission thereof.
A photo static or facsimile copy of this authorization shall be valid as the original. By signature below, I/we affirm my/our identity as the respective individual(s) identified in the above application. Once Liberty Capital Group has approved and documented the lease or loan transaction and if Applicant cancels said transaction through no fault of Liberty Capital Group, then all advances and/or security deposits shall have been deemed earned. I also consent to receiving unsolicited faxes and email wherein the involved agency will advocate its services. Your fax may be used to send you information and updates pertaining to your request, in addition to receiving occasional company news, updates, related product or service information.

I acknowledge my rights under the Fair Credit Reporting Act and The Patriot Act which now requires two forms of Identification and Date of Birth. Credit applicant has a right to a statement of the specific reasons if an adverse action has been taken. To request this information, contact us within sixty (60) days from the day you are notified of such decision. We will send you a statement of the reasons for the denial within thirty (30) days of receiving your request. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicant on the basis of race, color, religion, national origin, sex marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with the law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

To contact the three major credit agencies, please visit their website below:

By visiting & continuing the use of our website, each of the above listed business and business owner/officer (individually and collectively, “you” and/or “applicant”) authorize Liberty Capital Group, Inc. (LCG) and each of its affiliates, successors, assigns and designees (“Recipients”) that may be involved with or acquire commercial loans having daily, weekly or monthly repayment features or purchases of future receivables including Merchant Cash Advance, including without limitation the application therefor (collectively, “Transactions”) to obtain personal and business and investigative reports and other information about you, including credit card processor statements, and bank statements, from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, and from other credit bureaus, banks, creditors and other third parties. You also authorize LCG to transmit this application form, along with any of the foregoing information obtained in connection with this application, to any or all of the Recipients for the foregoing purposes. You also consent to the release, by any creditor or financial institution, of any information relating to any of you, to LCG and to each of the Recipients, on its own behalf. I understand that this information may be transmitted by us to you and by you to recipient(s) for the purpose of granting to me credit, either electronically or manually and that by submitting this application and I take full responsibility for transmission thereof. I also consent to receiving unsolicited faxes, mobile texting (SMS/MMS) and email wherein the involved agency will advocate its services. I acknowledge my rights under the Fair Credit Reporting Act and The Patriot Act which now requires two forms of Identification and Date of Birth. California loans are made pursuant to Liberty Capital’s California DBO LIC #60DBO49692.

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Agreement

By continuing you give us irrevocable consent to contact any business or partner we may use including lenders, banks, credit reporting services or may use in the future. By checking the box, you also consent to us and our related and affiliated partners obtaining a personal and/or business credit report in connection with the business or its owners provided in this application.