Military Hub is not a government website and is not affilitated with any branch of the U.S. Military.

VA Home Loans

Opening Doors for Military Homeowners

Every American family wants to own a home of their own. More than 25.5 million qualified veterans and active duty military can achieve it more easily, with a VA home loan. For qualified military, a VA Loan can mean zero downpayment, favorable loan terms, lower mortgage interest rates and a whole lot more.

ARE YOU ELIGIBLE?

If you've served on active military duty with an honorable discharge for a minimum of 90 days during wartime, or a minimum of 181 continuous days of military service during peacetime, or you have served in the National Guard or Reserves for a minimum of six years, you may be eligible for all the benefits of a VA Home Loan. If you're a veteran, VA Loan eligibility requires two years of service if you began your military service after September 7, 1980, or, as an officer, if you began your military service after October 16, 1981.

Thanks to the Veterans Administration's GI Bill, veterans and active duty military have the keys to homeownership: today's VA Home Loan program.

Despite a sharp downturn in the housing market, statistics show that more military servicemembers and veterans are using their VA Home Loan benefit. The Veterans Administration attributes this increase to favorable terms and the disappearance of no-downpayment conventional mortgages that were once readily available.

Before you sign on the dotted line of your VA home loan mortgage contract, the VA wants to be sure you're fully apprised of all the financial responsibilities of home ownership. If this is your first home purchase, there may be elements of that responsibility you're not familiar with.

Both lenders and veterans are finding VA Home Loan approval to be increasingly user-friendly. Information technology has streamlined the VA Home Loan process. VA lenders have authority to process and approve veterans' loan applications.

Sponsor:

Complimentary VA loan pre-approvals will give you the comfort you need to shop for your home with confidence. VA refinance loans available.

VA Home Loans

Military Hub is not a government website and is not affilitated with any branch of the U.S. Military.

Support Our Troops:

The Semper Fi Fund provides financial assistance and support to service members and their families.

IAVA is the nation's largest nonprofit, nonpartisan organization representing veterans and their families.

Team Rubicon unites the skills and experiences of military veterans with first responders.

The Pat Tillman Foundation invests in military veterans and their spouses through educational scholarships.

Disclaimer: MilitaryHub.com and MilitaryRates.com are private websites that are not affiliated with the U.S. Department of Veteran Affairs, any U.S. government agencies, or any U.S. military branches. Our sites contain basic information about veteran benefits, pay tables, current events, and news for active duty military personnel, military veterans, and their families. You can find additional information on these topics at the official website for U.S. Department of Veteran Affairs.