Percentage of nonperforming commercial loans equals total nonperforming commercial loans divided by total commercial loans. Nonperforming commercial loans are those commercial loans that bank managers classify as 90-days or more past due or nonaccrual in the call report. Precisely, nonperforming commercial loans equals the sum of Commercial and Industrial Loans to U.S. Addressees (Domicile) Past Due 90 Days or More and Still Accruing call item RCFD1252; Commercial and Industrial Loans to U.S. Addressees (Domicile), Nonaccrual call item RCFD1253; Commercial and Industrial Loans to Non-U.S. Addressees (Domicile) Past Due 90 Days or More and Still Accruing call item RCFD1255; Commercial and Industrial Loans to Non-U.S. Addressees (Domicile), Nonaccrual call item RCFD1256; Commercial (Time and Demand) and All Other Loans Past Due 90 Days or More and Still Accruing call item RCON1223; Commercial (Time and Demand) and All Other Loans, Nonaccrual call item RCON1224; Commercial and Industrial Loans Past Due 90 Days or More and Still Accruing call item RCON1607; and Commercial and Industrial Loans, Nonaccrual call item RCON1608. Total commercial loans equals Commercial and Industrial Loans call item RCFD1766.The asset classes are determined by using Average Total Assets call item RCFD2170 greater than $300M and less than $1B.Geographic location for South Atlantic Census Division is determined by the Physical State Code call item RSSD9210 IN (10,11,12,13,24,37,45,51,54), where the number codes represent Delaware, District of Columbia, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia, and West Virginia respectively. For more information and definition about the specific call item codes, please see http://m-fwapp2p.frb.gov/apps/rs_a/MDRM/DataDictionary/search.cfm.This series is calculated by the Federal Reserve Bank of St. Louis using raw data that are collected by the FFIEC. Raw data can be found at https://cdr.ffiec.gov/public/.