With the average time to save a deposit as a singleton at 11 years and three months, it’s no surprise people are coupling up to get on the ladder. But what questions should you ask your sweetheart before you take the plunge?

It was the Budget announcement that dominated all the headlines and seemed to give first-time buyers extra hope of making their home-buying ambitions a reality. But is the Stamp Duty exemption really making a difference to first-time buyers?

With the average deposit now over £50,000, not everyone will be able to decide to buy, make a few changes to their spending and jump on the property ladder. But whether you have absolutely no savings, or you think you’re almost there, we have some tips and tricks to get that money working harder.

With the news from the Conservative Party Conference that the Prime Minister has pledged £10 billion to the Help to Buy Scheme, with the goal of helping 135,000 first time buyers get on the ladder, we decided it was time to look at the practicality of the system.