It’s a good time to be in the car market; we have never offered our members lower auto loan rates. Plus, manufacturers are trying to stimulate slow sales by bringing back rebates. Just remember not to sacrifice a rebate for “super-low” dealer financing. As you can see below, it’s smarter to take the rebate and finance with us.

*Annual Percentage Rates are based on creditworthiness and include a 0.25% rate discount. Based on 100% financing of MSRP for new cars; 80% financing of retail Kelley Blue Book Value for pre-owned cars. To qualify for this rate discount, direct deposit of your net payroll or retirement check into a deposit account at the Credit Union or an automatic loan payment from your USCCU checking account is required and must be maintained throughout the life of the loan. The 2.49% APR promotional rate cannot be combined with any other offers and does not apply to existing USCCU new or used automobile loans. Loan-to-Value requirements may apply. Proof of income is required at the time of loan funding. Monthly payment per $1,000 for 60 months at 2.49% APR is $17.74. This payment example is for illustration purposes only. Your actual payment may vary. Minimum loan amounts include $8,000 for a 60-month term loan and a minimum loan amount of $25,000 for a 72-month term loan. Membership eligibility requirements and membership fees may apply. This promotional rate is available for a limited time and rates and terms are subject to change without notice.