International Transactions (IAT)

You can import data files to create IAT transactions--just like any other type of transaction.

Knowledge of IAT

The IAT format is a fairly complex format compared to our other formats, such as CCD and PPD.

For example, instead of four required fields for CCD and PPD (Name, Amount, ABA/Routing and Account number), there are over forty different fields required by IAT.

Add a Record - for single transactions

If you are not familiar with the complexities of IAT, we recommend that you use our 'Add a Record' interface which can walk you through the process:

Importing a File - for single or multiple transactions

If you choose to import an Excel or CSV file, remember to map all fields! All fields noted below are required to be mapped - even if they are empty (blank), or of $0.00 amount.

Failure to import all of the fields may result in the inability of ACH Universal to create a proper transaction; while other omissions may allow the transaction to be created, but ultimately the file may be rejected by the NACHA network.

If you use the mapping template 'International - IAT', we have pre-mapped the fields to match the template supplied with the Excel file 'International - IAT.xls'. Of course, you can certainly map your own template.

Mapping Fields

Below are screen shots of the fields as shown in the Sample account, along with Sample data.

We recommend using the file below as a template (included with ACH Universal):