Christian Credit Counselors Blog

Feeling Financially Overextended? Debt Counseling Can Help!

If you find yourself with more bills than money at the end of the month and are faced with making a decision about which over-the-limit credit card to placate with a minimum payment, you owe it to yourself to try debt counseling through Christian Credit Counselors.

It can be frightening and overwhelming to find yourself with a mountain of debt but no plan to resolve it; know that you are not alone. A March 2015 CBS News story reported that more than half of all Americans said they felt “financially insecure”, and the average household credit card balance was $7,200.

Christian Consumer Counselors are here to help you with prayers, resources and guidance. When you contact us for a debt counseling session, here’s what you can expect:

No judgment. We understand that there are many reasons debt can accumulate and spiral out of control. We will never pass judgment on you, or make you feel bad about the amount of debt you owe or the number of credit cards with outstanding balances.
We listen. Our experienced and certified counselors will ask you questions about your income, expenses and debts in an attempt to understand the situation so we can offer real solutions and alternatives to help you get back on the right financial path.
Education. We will take the time to explain budgeting and will help you establish a monthly plan to help you allocate your resources. We will also provide you with unbiased information about options for lowering your debt.
Through our relationships with more than 400 creditors, we are able to negotiate lowered interest rates and monthly payments for you, to help you get out of debt years faster (and in many cases, decades faster!) than if you were to tackle your debt on your own, without our assistance. Your counselor will walk through your debts with you one by one, and will identify how much you could save by using our unsecured debt consolidation program.

Take the first step toward feeling more financially secure by contacting us today. You’ll be glad you did!