Privacy – US Retail

Rev. June 2014

FACTS

WHAT DOES GM FINANCIAL DOWITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or
service you have with us. This information can include:

Social Security number and income

account balances and payment history

credit history and credit scores

How?

All financial companies need to share customers' personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their customers' personal information; the reasons GM Financial chooses
to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does GM Financial share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court
orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes—
information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes—
information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

To limit our sharing

Call toll-free 1-888-249-2763 – our menu will prompt you through your choices or

Visit us online: http://www.gmfinancial.com/privacy-us-retail.aspx

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.
When you are no longer our customer, we continue to share your information as described in this notice.

To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards
and secured files and buildings.

How does GM Financial collect my personal information?

We collect your personal information, for example, when you

open an account or pay your bills

apply for financing or give us your income information

give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes—information about your
creditworthiness

affiliates from using your information to market to you

sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial
companies.

Our affiliates include companies with an "AmeriCredit" or "GM Financial"
name (including units of AmeriCredit Financial Services, Inc. and GM Financial such
as Buick Financial, Cadillac Financial, Chevrolet Financial, GM Financial, GM Financial
Leasing and GMC Financial); financial companies such as ACAR Leasing Ltd., ALC Leasing
Ltd., Bay View Acceptance Corporation, and Long Beach Acceptance Corp.; and nonfinancial
companies such as OnStar LLC and other companies with a "General Motors" or "GM"
name.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and
nonfinancial companies.

CA Residents: Accounts with a California mailing address are
automatically treated as if they have limited the sharing with nonaffiliates as
described above. California residents are provided an additional
California Notice for additional choices.

VT Residents: Accounts with a Vermont mailing address are
automatically treated as if they have limited the sharing as described above.
For joint marketing we will only disclose your name, contact information and information
about your transactions.

Marketing Opt-out

GM Financial (described above*) is providing this notice.

You may limit GM Financial's Affiliates (defined above) from marketing their products or services to you based on your personal information that they receive from GM Financial. This information includes your income, your account history, and your credit score.

Your choice to limit marketing offers from GM Financial Affiliates will constitute your choice to limit all sharing of your personal information by GM Financial that you are permitted to limit (as described above) and will apply until you tell us to change your choice.

To limit marketing offers, contact us as provided in the "To limit our sharing" section of this notice.

The system is temporarily unavailable. Please try again at a later time or call 1-888-249-2763. Thank You!

Privacy Opt Out

Please note that when you choose to opt out, you may be excluded from receiving many valuable new credit offers, as well as products and services with many benefits. If you DO NOT want to opt out at this time click on "Do Not Opt Out" below, and you will not be opted out.

If you are a customer and wish to opt out at this time, please enter the required information below and click "Opt Out".

(*) Required Fields

Request Opt Out

Account Number

Last four digits of Social Security Number

Privacy Opt Out

Thank You!

You have successfully opted out under the GM Financial Privacy Policy.