2An active Optimum checking account is defined as having five or more transactions within a statement cycle, excluding automatic pre-authorized transfers.

3Bonus is applied to the account’s interest rate. Interest rate will determine APY (Annual Percentage Yield). Bonus rate increase to CDs and IRAs effective at time CD or IRA is opened and/or renewed. Interest rates subject to change. See our website for current rate information.

4Home Equity Line APR (Annual Percentage Rate) decrease does not apply beyond minimum “floor” rate of loan program per terms of loan note.

2An active Optimum checking account is defined as having five or more transactions within a statement cycle, excluding automatic pre-authorized transfers.

3Bonus is applied to the account’s interest rate. Interest rate will determine APY (Annual Percentage Yield). Bonus rate increase to CDs and IRAs effective at time CD or IRA is opened and/or renewed. Interest rates subject to change. See our website for current rate information.

4Home Equity Line APR (Annual Percentage Rate) decrease does not apply beyond minimum “floor” rate of loan program per terms of loan note.

5Call 1-888-402-2265 for more information.

This is a non-interest bearing account. $10 minimum to open account. For a full explanation of our fees, please refer to our Fee Schedule.

Optimum Interest Checking

Get more with your everyday checking account. Earn a competitive interest rate on your balance while utilizing convenient tools to manage your money.

2An active Optimum checking account is defined as having five or more transactions within a statement cycle, excluding automatic pre-authorized transfers.

3Bonus is applied to the account’s interest rate. Interest rate will determine APY (Annual Percentage Yield). Bonus rate increase to CDs and IRAs effective at time CD or IRA is opened and/or renewed. Interest rates subject to change. See our website for current rate information.

4Home Equity Line APR (Annual Percentage Rate) decrease does not apply beyond minimum “floor” rate of loan program per terms of loan note.

2An active Optimum checking account is defined as having five or more transactions within a statement cycle, excluding automatic pre-authorized transfers.

3Bonus is applied to the account’s interest rate. Interest rate will determine APY (Annual Percentage Yield). Bonus rate increase to CDs and IRAs effective at time CD or IRA is opened and/or renewed. Interest rates subject to change. See our website for current rate information.

4Home Equity Line APR (Annual Percentage Rate) decrease does not apply beyond minimum “floor” rate of loan program per terms of loan note.

5Call 1-888-402-2265 for more information.

PaySound®

Manage your money with ease and never worry about overdraft fees. This account earns interest and provides a variety of convenient services. Account holders can even take advantage of a no-credit-score line of credit.

Product Bundles

Simplify the process of product selection with our bundle options. Products and services with similar qualities are grouped together and wrapped up into a single selection, making it easy to ensure all your spending and saving needs are covered.

View our Student Bundle

Whether you are in school, beginning your career, or just enjoying life after graduation, the last thing you want to worry about is your finances. Our Student Bundle, for customers ages 18 to 22, provides the right mix of accessibility and technology without costly fees.

The Senior Bundle, for customers age 65 or older, provides everything you need to increase your savings while securely managing accounts with ease. Access a suite of benefits and maximize interest earnings with your savings and checking accounts.

Things just seem better when they are free. Fulfill your everyday banking needs with a selection of our core banking products, coupled with the right blend of technology and convenience - all for free. Bank when, where, and how you want with the Free Bundle.