Monday, 5 June 2017

Toolwiz app For Vip Version Full Apk -

Toolwiz Photos is a superior way to make creative and gorgeous photos on Android. Toolwiz Photo is the best all-in-one PRO photo editor providing 200+ powerful tools. This freeware is trying to offer a whole PS toolkit for you.

Toolwiz Photos is created by a group of crazy guys. This small team has a dream to make the best all in one android app for art enthusiasts. To make this dream come true, the team has worked day and night for almost 3 years now. Nearly no holidays and very little sleep. Even it is a freeware. No matter what you request for in your emails, these guys try their best to implement it for you in the next release.

It has been very difficult to make one huge APP with 200+ tools inside like Toolwiz Photos. Especially for a group of people with only high school degrees. The men who made all the filters are congenital hemophilia patients. The developer who made the core engine is a congenital deafness patient. Converting these barriers into strengths, the young team keeps moving forward to produce the most amazing tools for you to use.

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Since the Version 10.50 came out. we had to added some ADs in the APP. It was a very hard decision for our team to make. Adding ADs in such beautiful APP, is the last way for the team to keep forward. It is the only hope of survival. We have almost zero income for 3 years and now all of us are in the big pressure. please understand us.

With Toolwiz Photos, you dona??t need so many apps to edit a single picture. Toolwiz Photosallows you to edit and beautify pictures easily, and even turn your photos into amazing artistic master pieceKey FeaturesPrisma Filters: 40+ Prisma style filters, all of them are offline. Leta??s rock your GPU.

Thursday, 2 March 2017

Let the insurer track your drivingA number of big carriers have rolled out programs using what the industry calls “telematics.” Essentially, they’re electronics that lets the insurers see how good a driver you are. Progressive’s Snapshot, for instance, is a little piece of hardware that plugs into the bottom of the steering column of your car and transmits data back to the mother ship about how fast you’re driving, how hard you hit the brakes and the time of day you’re on the road.StateFarm does something similar using onboard communication systems like OnStar. Allstate’s Drivewise – available in app form as well as a stand-alone device -- is even more programmatic. It collects data on your speed, braking, miles driven and time of day you’re driving, then you can use that information to improve your savings. “Personally, when I started the program I was low on the braking area,” Allstate spokesperson Justin Herndon says. “I made an effort to identify the times I brake hard and realized it was as I was approaching red lights. So, I started slowing down…and gliding slowly to a stop.” He jumped from 10% savings to 19% within a few weeks. The maximum discount under the program is 30%.Make sure you’re getting the good student and other discount.

There are some auto insurance discounts you get automatically – such as discounts for raising your deductible or buying a car with an anti-theft device. The good student discount for good grades isn’t one of these. You have to call your insurer or agent and ask for it. Discounts vary by state. At Allstate they go as high as 20%, but average a 10% off says Herndon. Typically, you need at least a B average or better to qualify. At other insurers, the discounts can go even higher. And while you’re talking to your insurer, ask about other discounts specific to your company. Liberty Mutual, for instance, offers a discount for taking an online driver safety program as well as signing a safe driver contract with your teen.

Buy used (or hold onto the cars you already have).

There’s a reason – of course – that teens are more expensive to insure. They have substantially more accidents. (Boys have more than girls, which is why they’re costlier still.) This argues for putting them in cars that are safe, but a bit seasoned. “That way if your child is involved in an accident, it’s a less expensive loss,” says Robert Hartwig, president of the Insurance Information Institute. “Besides, if you have two cars and they’re both a few years old, you're going to pay less than you will with one new car, one old car, and especially less than having two new cars.”Tell the insurer when you’re off to college or otherwise away.

An average 48% of college students have cars on campus, according to U.S. News, which means that the majority don’t. If your child is among the latter bunch, let your insurer know when he or she heads off for the semester. Ask about a “distant driver” discount, suggests Laura Adams, insurancequotes.com senior analyst. Typically you have to be 100 miles away from home (and the car) in order to qualify.